Sales Report:Supplement No. 158 dated Mar 18, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 446618
This series of Notes was issued and sold upon the funding of the borrower loan #41283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $92.82
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $92.77
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1994 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:10y 7m
Credit score: 760-779 (Feb-2010) Total credit lines: 29 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $2,534Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: new-astute-social Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Combining Payments Into One
Purpose of loan:
This loan will be used to pay off a couple credit cards and consolidate the payments into one.?

My financial situation:
I am a good candidate for this loan because I am a very honest and reliable person that understands the importance of repaying debts to others.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/1/2010 4:20:15 PM
micko$25.00$25.003/1/2010 4:38:59 PM
note-sensation$25.00$25.003/1/2010 4:41:19 PM
radforj22$25.00$25.003/1/2010 4:41:43 PM
kulender$25.00$25.003/1/2010 4:38:52 PM
senorzookeeper$25.00$25.003/1/2010 4:47:17 PM
keyfig$50.00$50.003/1/2010 4:39:36 PM
elgollo$25.00$25.003/1/2010 4:47:51 PM
Microfinancer$25.00$25.003/1/2010 4:41:23 PM
Cai8899$75.00$75.003/1/2010 4:40:32 PM
mlopez2007$25.00$25.003/1/2010 4:45:29 PM
bayareainv$50.00$50.003/1/2010 4:46:24 PM
trustworthy-finance6$25.00$25.003/1/2010 4:46:54 PM
desertoasis$25.00$25.003/1/2010 4:47:10 PM
skuba$50.00$44.163/1/2010 4:48:33 PM
RandyL3$33.00$33.003/1/2010 4:56:58 PM
blot44$25.00$25.003/1/2010 8:16:32 PM
dontscrewmeover1$25.00$25.003/2/2010 12:01:55 PM
mhotchan$100.00$100.003/2/2010 3:46:08 PM
durability-halibut$25.00$25.003/2/2010 2:37:47 PM
invest0808$25.00$25.003/3/2010 10:14:03 AM
billnsc$25.00$25.003/4/2010 7:17:28 AM
Wildcat23$30.00$30.003/4/2010 3:34:27 PM
dma1206$25.00$25.003/4/2010 5:45:06 PM
qkinger$50.00$50.003/4/2010 6:06:25 PM
Dollars4Rent$25.00$25.003/4/2010 6:32:36 PM
BankofBeth$25.00$25.003/5/2010 11:46:52 AM
n036939$25.00$25.003/5/2010 12:04:45 PM
webfeet$25.00$25.003/5/2010 12:41:38 PM
Richmp412$25.00$25.003/6/2010 7:45:32 AM
lucabratsie$25.00$25.003/6/2010 9:01:50 AM
GarciaCompany$25.00$25.003/6/2010 1:17:41 PM
HealthAndSafety$100.00$100.003/6/2010 1:22:34 PM
RicheyRich$25.00$25.003/6/2010 3:00:39 PM
drlevvis$25.00$25.003/6/2010 7:00:12 AM
G-Love$200.00$200.003/6/2010 5:31:46 PM
generous-deal6$50.00$50.003/6/2010 5:01:32 PM
ChitownLender$51.28$51.283/7/2010 11:57:25 AM
YummiBear$25.00$25.003/7/2010 7:17:41 PM
market-jam$25.56$25.563/8/2010 1:08:22 AM
Phatt-Daddy$50.00$50.003/8/2010 10:07:14 AM
robinw777$25.00$25.003/8/2010 12:38:38 PM
ethicalhumanist$25.00$25.003/8/2010 10:11:39 AM
dollar-birdie$50.00$50.003/1/2010 4:34:20 PM
jeffpac$55.00$55.003/1/2010 4:39:33 PM
delicious-social132$40.00$40.003/1/2010 4:40:47 PM
reflective-deal8$50.00$50.003/1/2010 4:41:33 PM
turbospeed$25.00$25.003/1/2010 4:33:47 PM
lean-velocity$25.00$25.003/1/2010 4:34:11 PM
honorable-yield$75.00$75.003/1/2010 4:45:15 PM
lloyd_s$25.00$25.003/1/2010 4:40:29 PM
Sam65$25.00$25.003/1/2010 4:47:41 PM
HHP$25.00$25.003/1/2010 4:41:11 PM
flexible-value$31.00$31.003/1/2010 4:41:48 PM
Kaj$25.00$25.003/1/2010 4:41:04 PM
credit-force5$25.00$25.003/1/2010 4:44:50 PM
asset-professor$100.00$100.003/1/2010 4:46:12 PM
wampum-reaction2$25.00$25.003/1/2010 4:45:13 PM
Katherine12$50.00$50.003/1/2010 4:46:23 PM
julijask$35.00$35.003/1/2010 5:24:19 PM
dbanwart$25.00$25.003/2/2010 7:22:58 AM
webfeet$25.00$25.003/2/2010 2:23:17 PM
LovinMe$25.00$25.003/3/2010 12:07:57 AM
tokyopete23$25.00$25.003/4/2010 11:26:55 AM
marwadi-62$100.00$100.003/4/2010 9:37:50 AM
Dollars4Rent$25.00$25.003/4/2010 6:33:03 PM
ujiba$25.00$25.003/5/2010 9:34:57 AM
IceFisherman$50.00$50.003/5/2010 4:06:39 PM
springpanda$25.00$25.003/5/2010 12:52:59 PM
payontime1$50.00$50.003/5/2010 4:53:52 PM
Digs$25.00$25.003/6/2010 10:08:08 AM
sportcraft18$25.00$25.003/6/2010 2:33:44 PM
Kelor99$25.00$25.003/6/2010 12:10:32 PM
jmainc$25.00$25.003/6/2010 10:11:10 AM
LenderCB$50.00$50.003/6/2010 10:07:03 PM
aliasqalias$25.00$25.003/8/2010 10:56:05 AM
conductor146$25.00$25.003/8/2010 11:31:41 AM
Sam40$25.00$25.003/8/2010 11:50:11 AM
nickel-pipeline$30.00$30.003/8/2010 1:03:28 PM
alydad1$25.00$25.003/8/2010 1:08:28 PM
80 bids
 
Borrower Payment Dependent Notes Series 447366
This series of Notes was issued and sold upon the funding of the borrower loan #41255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 13.04% Starting borrower rate/APR: 14.04% / 16.20% Starting monthly payment: $170.99
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.05% - 13.04% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1993 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:10y 11m
Credit score: 740-759 (Feb-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $15,164Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 71%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: p2p-network4 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit card
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
asset-professor$75.00$75.002/24/2010 4:03:10 PM
Clambake$50.00$50.002/24/2010 4:08:06 PM
jigsaw$100.00$100.002/24/2010 4:08:53 PM
micko$25.00$25.002/24/2010 3:59:37 PM
tranquil-diversification8$25.00$25.002/24/2010 4:11:18 PM
bchen78875$25.00$25.002/24/2010 4:02:30 PM
peerlender$30.00$30.002/24/2010 4:02:28 PM
bowdish1$100.00$100.002/24/2010 4:02:44 PM
Sam65$25.00$25.002/24/2010 4:14:45 PM
Havana21$50.00$50.002/24/2010 4:02:53 PM
HHP$25.00$25.002/24/2010 4:03:00 PM
wise-handy-finance$25.00$25.002/24/2010 4:15:02 PM
delicious-social132$25.00$25.002/24/2010 4:15:49 PM
Speculator$100.00$100.002/24/2010 4:16:17 PM
BlindJoeDeath$25.00$25.002/24/2010 4:18:11 PM
treasure-bliss$100.00$100.002/24/2010 4:18:21 PM
anders94$25.00$25.002/24/2010 4:18:41 PM
bradny$25.00$25.002/24/2010 4:19:20 PM
RationalWorld$25.00$25.002/24/2010 4:20:25 PM
nourishing-interest0$25.00$25.002/24/2010 4:07:30 PM
macjp123$25.00$25.002/24/2010 4:07:24 PM
credit-kahuna$100.00$100.002/24/2010 4:07:50 PM
hitsman$50.00$50.002/24/2010 4:07:57 PM
torion$25.00$25.002/24/2010 4:09:11 PM
Carpetkid$25.00$25.002/24/2010 4:08:21 PM
foxy-fund$50.00$50.002/24/2010 4:10:16 PM
money-maniac$50.00$50.002/24/2010 4:09:33 PM
gavinfh$25.00$25.002/24/2010 4:10:54 PM
burrito6$25.00$25.002/24/2010 4:13:11 PM
kindness-percolator5$25.00$25.002/24/2010 4:14:39 PM
flexible-value$26.00$26.002/24/2010 4:15:21 PM
friendly-worth3$25.00$25.002/24/2010 4:15:30 PM
bold-durability-drum$25.00$25.002/24/2010 4:14:58 PM
lloyd_s$25.00$25.002/24/2010 4:15:45 PM
honorable-yield$50.00$50.002/24/2010 4:15:50 PM
tucksta$25.00$25.002/24/2010 4:17:38 PM
Aimvest$25.00$25.002/24/2010 4:17:51 PM
Josta$50.00$50.002/24/2010 4:16:59 PM
Tahoeguy$50.00$50.002/24/2010 4:17:54 PM
Supernick$25.00$25.002/24/2010 4:18:51 PM
sammyhammy$25.00$25.002/24/2010 4:19:10 PM
ValyaLibra01$25.00$25.002/24/2010 4:20:07 PM
1phantom$25.00$6.342/24/2010 4:20:32 PM
jpme$25.00$25.003/2/2010 12:50:17 PM
FinanceEngine$25.00$25.003/2/2010 3:57:25 PM
Hartfelt$30.00$30.003/2/2010 4:40:51 PM
deal-contributor8$25.00$25.003/2/2010 5:18:13 PM
Ssider$50.00$50.003/2/2010 5:21:30 PM
blissful-note7$25.00$25.003/3/2010 1:09:29 AM
lazyeye$25.00$25.003/3/2010 5:20:47 AM
enthusiastic-point$50.00$50.003/3/2010 10:28:03 AM
farchoir$25.00$25.003/3/2010 3:02:51 PM
kf88$25.00$25.003/3/2010 3:18:03 PM
KrazyCelticKid$75.00$75.002/24/2010 4:03:20 PM
enthusiastic-balance5$100.00$100.002/24/2010 4:03:51 PM
Microfinancer$25.00$25.002/24/2010 4:04:02 PM
AF-Chief$28.00$28.002/24/2010 4:04:31 PM
xstreamin$25.00$25.002/24/2010 4:08:20 PM
luckyldy$35.00$35.002/24/2010 4:08:38 PM
reward-motion$25.00$25.002/24/2010 3:59:17 PM
skuba$25.00$25.002/24/2010 3:59:41 PM
Avala$50.00$50.002/24/2010 4:09:49 PM
Fiimg$50.00$50.002/24/2010 4:10:05 PM
senorzookeeper$25.00$25.002/24/2010 4:10:49 PM
desertoasis$50.00$50.002/24/2010 4:01:55 PM
noddy$25.00$25.002/24/2010 4:13:59 PM
Cai8899$50.00$50.002/24/2010 4:02:19 PM
the-profit-oracle$25.00$25.002/24/2010 4:14:33 PM
don8ter$25.00$25.002/24/2010 4:03:11 PM
red-favorable-basis$25.00$25.002/24/2010 4:15:17 PM
kmr2$200.00$200.002/24/2010 4:03:25 PM
charming-point$300.00$300.002/24/2010 4:16:02 PM
kbodendorf$25.00$25.002/24/2010 4:03:43 PM
mg6619$25.00$25.002/24/2010 4:16:12 PM
orange-preeminant-bill$100.00$100.002/24/2010 4:18:25 PM
irrelevant$25.00$25.002/24/2010 4:19:40 PM
calm-deal7$25.00$25.002/24/2010 4:07:18 PM
progressive-asset$100.00$100.002/24/2010 4:07:35 PM
tntbuzz$25.00$25.002/24/2010 4:08:45 PM
duty-monger$50.00$50.002/24/2010 4:07:59 PM
bonafide-cash$50.00$50.002/24/2010 4:09:01 PM
friendly-market5$25.00$25.002/24/2010 4:09:42 PM
red-undaunted-kindness$100.00$100.002/24/2010 4:09:58 PM
best-deal-banker$25.00$25.002/24/2010 4:09:27 PM
mpactlender$25.00$25.002/24/2010 4:11:00 PM
platinum-sorcerer6$25.00$25.002/24/2010 4:11:12 PM
ugapolsci$35.75$35.752/24/2010 4:31:59 PM
mpatrick$25.00$25.002/24/2010 4:14:24 PM
lisaac29$25.00$25.002/24/2010 4:14:32 PM
jdrez$25.00$25.002/24/2010 4:14:53 PM
Red_b17$25.00$25.002/24/2010 4:14:20 PM
personal-lender$25.00$25.002/24/2010 4:15:32 PM
Kaj$25.00$25.002/24/2010 4:15:42 PM
cberthiaume$25.00$25.002/24/2010 4:17:17 PM
orgy63$25.00$25.002/24/2010 4:16:44 PM
success1001$50.00$50.002/24/2010 4:18:15 PM
bigphish$25.00$25.002/24/2010 4:17:57 PM
veverka$25.00$25.002/24/2010 4:18:40 PM
forthright-dedication$50.00$50.002/24/2010 4:18:08 PM
b0b$25.00$25.002/24/2010 4:19:32 PM
biobulator$25.00$25.002/24/2010 4:19:55 PM
iolaire$25.00$25.002/24/2010 4:19:14 PM
Artist_Blue$25.00$25.002/24/2010 4:19:21 PM
Interloper$25.00$25.002/24/2010 4:20:20 PM
tjs6121$40.00$40.002/24/2010 4:19:28 PM
silver-mastery$25.00$25.002/24/2010 4:19:35 PM
420limo$25.00$25.002/25/2010 9:04:00 AM
Sol_Invictus$25.00$25.002/25/2010 1:47:16 PM
mattblizz$50.00$50.002/27/2010 12:31:17 AM
adir1$25.00$25.002/27/2010 9:11:06 AM
poolshark72$25.00$25.002/28/2010 11:31:50 PM
wphmd$25.00$25.003/1/2010 1:23:18 PM
sparkmeister$25.00$25.003/2/2010 11:10:29 AM
eprometheus$49.00$49.003/2/2010 10:41:01 AM
jchurchi$50.00$50.003/2/2010 2:25:13 PM
deal_11$50.00$50.003/2/2010 6:26:02 PM
bss97603$69.91$69.913/2/2010 8:57:25 PM
Chomaru$50.00$50.003/2/2010 5:21:42 PM
investment-oasis$25.00$25.003/3/2010 12:13:49 AM
wwwUniversal$25.00$25.003/3/2010 11:01:05 AM
Dskillz$25.00$25.003/3/2010 7:55:40 AM
interact$25.00$25.003/3/2010 12:00:58 PM
hektek22$25.00$25.003/3/2010 12:05:05 PM
credit-vinyl$25.00$25.003/3/2010 2:39:01 PM
Moneypenny6$25.00$25.003/3/2010 3:35:20 PM
125 bids
 
Borrower Payment Dependent Notes Series 448272
This series of Notes was issued and sold upon the funding of the borrower loan #41258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 32.40% Final borrower rate/APR: 33.40% / 35.83% Final monthly payment: $155.17
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 16.19%  
Lender servicing fee: 1.00% Estimated return: 16.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1989 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:1y 9m
Credit score: 600-619 (Feb-2010) Total credit lines: 26 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $6,569Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 79%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: myprosp Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 72% ) 600-619 (Latest)
Principal borrowed: $7,500.00< mo. late: 5 ( 28% )  
620-639 (Aug-2008)
 
Principal balance: $4,344.89 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
just want to close credit cards
Purpose of loan:
This loan will be used to close credit cards

My financial situation:
I am a good candidate for this loan because i have stable job.

Monthly net income: $ 4300.00

Monthly expenses: $
??Housing: $ 1025????
??Insurance: $ 150
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
eronyc$25.00$25.003/1/2010 4:59:04 PM
Kqwik$25.00$25.003/3/2010 11:24:03 PM
penny-sergeant$25.00$25.003/3/2010 5:01:18 PM
Marfloogan$25.00$25.003/4/2010 9:25:50 AM
b-rent$25.00$25.003/4/2010 4:34:27 PM
capital-galaxy$250.00$250.003/4/2010 4:44:03 PM
DenimCapital$50.00$50.003/5/2010 11:10:42 AM
DasMula$77.00$77.003/5/2010 9:18:05 AM
reflective-rupee$50.00$50.003/5/2010 6:24:58 PM
DenimCapital$50.00$50.003/6/2010 12:30:03 PM
planetibet$50.00$50.003/5/2010 9:01:35 PM
Philman$25.00$25.003/6/2010 1:36:27 PM
vigilance-searcher$25.00$25.003/6/2010 2:00:51 PM
chameleon125$50.00$50.003/6/2010 7:13:13 AM
hektek22$25.00$25.003/6/2010 8:26:04 PM
loss-of-control$50.00$50.003/6/2010 9:33:16 PM
Tono$25.00$25.003/6/2010 3:31:53 PM
payout-guru$25.00$25.003/7/2010 3:01:06 PM
bold-direct-asset$25.00$25.003/7/2010 6:23:38 PM
Bocephus1959$25.00$25.003/7/2010 4:56:38 PM
Sparchange$25.00$25.003/7/2010 11:25:39 PM
glenium$25.00$25.003/8/2010 3:39:54 AM
EODLEGS$25.00$25.003/8/2010 7:48:51 AM
red-ready-principal$50.00$50.003/8/2010 9:12:35 AM
shrewd-income$100.00$100.003/8/2010 11:27:52 AM
LeoBUSIIT$25.00$25.003/8/2010 12:07:10 PM
DasMula$77.00$77.003/8/2010 3:27:50 PM
squarebob$25.00$25.003/8/2010 2:35:26 PM
ultimate-peace$300.00$300.003/8/2010 3:59:23 PM
credit-missile$50.00$50.003/8/2010 4:06:46 PM
responsible-worth113$40.00$40.003/8/2010 4:05:27 PM
ultimate-peace$300.00$300.003/8/2010 4:05:57 PM
credit-missile$25.00$25.003/8/2010 4:07:44 PM
micko$25.00$25.003/1/2010 4:27:22 PM
Bob450$25.00$25.003/1/2010 9:32:01 PM
4mylittleindy$25.00$25.003/2/2010 10:10:28 AM
Tycho$26.00$26.003/3/2010 10:13:34 AM
lender12345$25.00$25.003/3/2010 11:21:19 AM
CMDCO$50.00$50.003/4/2010 5:06:15 PM
jjsparks28$37.76$37.763/5/2010 4:29:29 PM
getreadyloans$35.00$35.003/5/2010 4:26:01 PM
reflective-rupee$50.00$50.003/5/2010 6:26:13 PM
bondhedger$25.00$25.003/5/2010 9:02:20 PM
BankerBoy414$30.00$30.003/5/2010 11:50:07 PM
reflective-rupee$50.00$50.003/5/2010 6:24:44 PM
leverage-monger$25.00$25.003/6/2010 10:22:51 AM
Skeptical-one$25.00$25.003/6/2010 12:22:10 PM
Ronnieboy888$25.00$25.003/6/2010 1:38:38 PM
Loanstou$125.00$125.003/6/2010 5:18:21 PM
Peterman$25.00$25.003/6/2010 9:30:52 PM
UCLA4life$25.00$25.003/7/2010 10:47:50 AM
five-star-note$75.00$75.003/6/2010 4:19:56 PM
Pilot12$34.95$34.953/7/2010 8:25:13 PM
Kash2010lu$35.00$35.003/7/2010 11:46:37 AM
113121$450.00$450.003/8/2010 7:49:53 AM
Bekim$25.00$25.003/8/2010 7:51:26 AM
loan-eagle9$25.00$25.003/8/2010 8:57:06 AM
Crystalprop$25.00$25.003/8/2010 9:40:58 AM
Bob450$25.00$25.003/8/2010 11:17:39 AM
LAKETIME$25.00$25.003/8/2010 2:44:35 PM
Land_on_your_feet$25.00$25.003/8/2010 2:45:24 PM
quest0$25.00$25.003/8/2010 3:18:27 PM
Leshan$25.00$25.003/8/2010 3:41:23 PM
walkinonwater$25.00$25.003/8/2010 4:00:56 PM
Engineer44$30.00$7.293/8/2010 4:08:07 PM
best-generosity-financier$25.00$25.003/8/2010 4:08:49 PM
66 bids
 
Borrower Payment Dependent Notes Series 448434
This series of Notes was issued and sold upon the funding of the borrower loan #41311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-02-2010 
  Auction end date:  Mar-09-2010 
 
Starting lender yield: 9.51% Starting borrower rate/APR: 10.51% / 10.86% Starting monthly payment: $325.07
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $319.40
 
Auction yield range: 3.05% - 9.51% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: 21%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 18 / 17Length of status:14y 10m
Credit score: 860-879 (Feb-2010) Total credit lines: 30 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $11,029Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: gold-igloo5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to? to pay off credit cards and do some repairs in my house such a leaking roof and kitchen plumbing.

My financial situation:
I am a good candidate for this loan because?I am a honest person and always pay my bills on time,I have working in the same job for almost 15 years.?
and I do not have major debts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$400.00$400.003/2/2010 4:42:09 PM
dollar-birdie$50.00$50.003/2/2010 4:46:14 PM
Cai8899$75.00$75.003/2/2010 4:49:18 PM
HHP$25.00$25.003/2/2010 4:49:39 PM
kenji4861$25.00$25.003/2/2010 4:41:51 PM
wampum-reaction2$25.00$25.003/2/2010 4:51:42 PM
trustworthy-finance6$25.00$25.003/2/2010 4:52:16 PM
skuba$50.00$50.003/2/2010 4:52:51 PM
important-ore$50.00$50.003/2/2010 4:54:47 PM
mikeandcat$100.00$100.003/2/2010 4:56:56 PM
radforj22$25.00$25.003/2/2010 4:50:04 PM
credit-force5$25.00$25.003/2/2010 4:51:36 PM
honorable-yield$75.00$75.003/2/2010 4:51:43 PM
asset-professor$100.00$100.003/2/2010 4:52:09 PM
AnxiousAirman$50.00$50.003/2/2010 5:00:18 PM
lloyd_s$25.00$25.003/2/2010 4:49:17 PM
Kaj$25.00$25.003/2/2010 4:49:34 PM
rolandweary$30.00$30.003/2/2010 4:53:53 PM
reflective-deal8$50.00$50.003/2/2010 4:49:58 PM
PaulHenry$25.00$25.003/2/2010 4:56:10 PM
helping-out$25.00$25.003/2/2010 4:56:21 PM
bonus-adventure3$25.00$25.003/2/2010 4:53:20 PM
skvat$25.00$25.003/2/2010 4:58:50 PM
wormdc$25.00$25.003/2/2010 4:58:58 PM
economy-association$25.00$25.003/2/2010 4:54:52 PM
desertoasis$25.00$25.003/2/2010 8:32:44 PM
forthright-dedication$25.00$25.003/2/2010 5:00:54 PM
top-silver-american$50.00$50.003/2/2010 4:55:26 PM
Zanch$25.00$25.003/2/2010 4:56:02 PM
red-favorable-basis$25.00$25.003/2/2010 4:57:26 PM
inspired-contract9$50.00$50.003/2/2010 4:58:31 PM
Philolend$25.00$25.003/2/2010 4:59:29 PM
alpinaut$25.00$25.003/3/2010 5:05:01 AM
Banker7371$25.00$25.003/2/2010 5:00:13 PM
thedoctor$90.00$90.003/2/2010 5:00:37 PM
bradny$25.00$25.003/2/2010 5:00:50 PM
meenan$25.00$25.003/2/2010 5:07:19 PM
Billfred$25.00$25.003/3/2010 6:18:57 AM
bchen78875$26.30$26.303/3/2010 6:18:48 AM
don8ter$25.00$25.003/3/2010 6:19:50 AM
hawaiiangirl76$25.00$25.003/3/2010 6:34:35 AM
zielojo$25.00$25.003/3/2010 10:49:21 AM
walkerp$25.00$25.003/3/2010 11:49:03 AM
diversification-viking$25.00$25.003/3/2010 9:48:26 AM
micko$25.00$25.003/3/2010 4:10:05 PM
durability-halibut$25.00$25.003/3/2010 4:09:45 PM
anton$150.00$150.003/3/2010 2:40:51 PM
bedframe$25.00$25.003/3/2010 8:24:02 PM
chilichese$25.00$25.003/4/2010 8:00:30 AM
Shockem923$25.00$25.003/4/2010 9:38:01 AM
GACFUNDING$25.00$25.003/4/2010 12:26:35 PM
totoro$25.00$25.003/4/2010 12:50:24 PM
springpanda$25.00$25.003/4/2010 1:28:35 PM
power-cactus0$25.00$25.003/4/2010 2:01:04 PM
sas19$25.00$25.003/4/2010 2:58:28 PM
nuclearmoose$25.00$25.003/4/2010 12:56:38 PM
MiniBank998$25.00$25.003/4/2010 1:15:34 PM
satisfying-durability$25.00$25.003/4/2010 1:44:21 PM
majormoves1$25.00$25.003/4/2010 5:15:45 PM
flwah$25.00$25.003/4/2010 5:25:37 PM
xphile$25.00$25.003/5/2010 1:35:31 AM
kayakg$25.00$25.003/5/2010 3:00:34 AM
JJS180$25.00$25.003/4/2010 5:43:02 PM
PittsburghCapital$25.00$25.003/5/2010 7:22:37 AM
TK4$25.00$25.003/4/2010 6:35:29 PM
Money2Lend_U$500.00$500.003/5/2010 8:18:13 AM
Cherrypicker$50.00$50.003/5/2010 6:22:54 AM
credit-investor5$35.91$35.913/5/2010 6:26:16 AM
SDNLR$25.00$25.003/5/2010 9:35:05 AM
revmax$25.00$25.003/5/2010 9:37:24 AM
impartial-deal$25.00$25.003/5/2010 9:48:05 AM
jct_enterprises$25.00$25.003/5/2010 7:12:44 AM
gauss02$25.00$25.003/5/2010 10:07:31 AM
Boxhead$25.00$25.003/5/2010 11:23:23 AM
slojudy$25.00$25.003/5/2010 12:08:29 PM
head$25.00$25.003/5/2010 12:12:54 PM
guardlender$25.00$25.003/5/2010 11:16:17 AM
djh47a$25.00$25.003/5/2010 1:27:37 PM
Sigonio$25.00$25.003/5/2010 11:39:38 AM
ClearLake$25.00$25.003/5/2010 11:40:47 AM
auction-poblano$25.00$25.003/5/2010 9:33:07 AM
reinforced-reward$25.00$25.003/5/2010 9:33:14 AM
clean-loyalty$25.00$25.003/5/2010 9:34:04 AM
johngaltline$25.00$25.003/5/2010 3:07:56 PM
aycinvestments$25.00$25.003/5/2010 3:08:04 PM
jchix$25.00$25.003/5/2010 10:32:20 AM
fdsguy$50.00$50.003/5/2010 3:57:37 PM
gogmagog$100.00$100.003/5/2010 10:58:25 AM
jam96$25.00$25.003/5/2010 1:57:48 PM
smartie1$25.00$25.003/5/2010 11:40:35 AM
RB_Double-A_Bravo$25.00$25.003/5/2010 12:06:48 PM
BankOfFrankFairness$37.33$37.333/5/2010 12:32:24 PM
pbandjb$25.00$25.003/5/2010 12:44:40 PM
Sykes66$25.00$25.003/5/2010 7:07:22 PM
mjm77_1$25.00$25.003/5/2010 7:07:23 PM
tsui517$25.00$25.003/6/2010 2:57:21 AM
refined-income7$25.00$25.003/6/2010 4:57:32 AM
peb44$25.00$25.003/6/2010 5:28:28 AM
Supernick$50.00$50.003/6/2010 10:22:19 AM
Merganser$25.00$25.003/6/2010 2:37:19 PM
superchicken$25.00$25.003/6/2010 1:13:33 PM
jaker$25.00$25.003/6/2010 1:28:28 PM
palpbert$25.00$25.003/6/2010 1:32:33 PM
fireboss$25.00$25.003/6/2010 7:49:06 PM
antlr$25.00$25.003/6/2010 7:37:18 PM
teller$60.00$60.003/6/2010 12:02:52 PM
greenb$25.00$25.003/7/2010 8:22:49 AM
sandeepPR$25.00$25.003/7/2010 10:42:22 AM
jamschmidt$25.00$25.003/7/2010 10:47:23 AM
Tasmir$25.00$25.003/7/2010 8:41:22 AM
amsocool$25.00$25.003/7/2010 8:49:09 AM
Strato$25.00$25.003/7/2010 6:07:56 PM
lost-money-so-far-on-these$25.00$25.003/7/2010 8:32:16 AM
kashikoe$25.00$25.003/7/2010 6:52:12 PM
bulldawg$25.00$25.003/7/2010 8:41:26 AM
acropiloterau2002$25.00$25.003/7/2010 7:42:16 PM
bugleusmc$30.00$30.003/7/2010 6:08:25 PM
SCD$25.00$25.003/8/2010 1:16:57 PM
GarciaCompany$25.00$25.003/8/2010 12:31:01 PM
AlexWalex57$50.00$50.003/8/2010 4:56:35 PM
YummiBear$25.00$25.003/8/2010 6:28:19 PM
favorite-commerce$25.00$25.003/8/2010 9:08:06 PM
Charmart$25.00$25.003/9/2010 3:01:56 AM
ltlsprite3$45.00$45.003/9/2010 7:51:44 AM
socal-lender$25.00$25.003/9/2010 9:30:10 AM
idhitthat$25.00$25.003/9/2010 4:27:21 AM
REITRUST$25.00$25.003/9/2010 7:14:29 AM
wwwUniversal$25.00$25.003/9/2010 9:42:54 AM
redtilapia$25.00$25.003/9/2010 9:25:14 AM
doomsday18$25.00$25.003/9/2010 10:13:38 AM
greenback-catapult3$50.00$50.003/9/2010 9:41:14 AM
nhm$26.41$26.413/9/2010 11:13:00 AM
bold-deal-bigwig$25.00$25.003/9/2010 11:24:41 AM
dmitriy2$25.00$25.003/9/2010 12:59:46 PM
gsd$25.00$25.003/9/2010 10:59:07 AM
skubwa$25.00$25.003/9/2010 1:55:51 PM
trade-elm$25.00$25.003/9/2010 2:29:58 PM
Lear31$28.00$28.003/9/2010 2:04:38 PM
best-listing-toro$25.00$25.003/9/2010 4:17:58 PM
bonus-apple$150.00$150.003/9/2010 4:18:09 PM
turbospeed$25.00$25.003/2/2010 4:46:03 PM
woodenshoes$25.00$25.003/2/2010 4:42:50 PM
senorzookeeper$25.00$25.003/2/2010 4:52:24 PM
lean-velocity$25.00$25.003/2/2010 4:46:11 PM
lendersf$95.00$95.003/2/2010 4:53:58 PM
Phantom99$25.00$25.003/2/2010 4:55:28 PM
platinum-platoon$25.00$25.003/2/2010 4:56:37 PM
flexible-value$31.00$31.003/2/2010 4:50:08 PM
mlopez2007$25.00$25.003/2/2010 4:51:55 PM
RandyL3$33.00$33.003/2/2010 4:59:30 PM
kulender$25.00$25.003/2/2010 4:48:35 PM
steely_dan34$25.00$25.003/2/2010 5:00:43 PM
jeffpac$55.00$55.003/2/2010 4:48:47 PM
delicious-social132$40.00$40.003/2/2010 4:49:28 PM
Microfinancer$25.00$25.003/2/2010 4:49:48 PM
tbrnet$25.00$25.003/2/2010 4:54:15 PM
cash-sensai2$25.00$25.003/2/2010 4:50:05 PM
Goodlender42$25.00$25.003/2/2010 4:55:48 PM
djs81$25.00$25.003/2/2010 4:56:44 PM
grampy48$25.00$25.003/2/2010 4:59:14 PM
credit-coach118$26.71$26.713/2/2010 5:00:38 PM
unassuming-reward$25.00$25.003/2/2010 4:57:16 PM
kochan123$25.00$25.003/2/2010 6:11:34 PM
webfeet$25.00$25.003/2/2010 4:59:10 PM
agab$25.00$25.003/3/2010 7:31:40 AM
fightinjoe$25.00$25.003/2/2010 9:37:22 PM
safe-payment8$25.00$25.003/3/2010 9:34:03 AM
moola-man$50.00$50.003/2/2010 7:52:28 PM
Artist_Blue$25.00$25.003/3/2010 10:03:36 AM
dft1153$25.00$25.003/3/2010 10:18:46 AM
Cluvnupe06$25.00$25.003/3/2010 7:43:26 AM
blissful-note7$25.00$25.003/3/2010 12:59:06 AM
moneyfriend$45.92$45.923/3/2010 11:38:28 AM
Zipperdu$50.00$50.003/3/2010 9:29:00 AM
interest-exec9$25.00$25.003/3/2010 7:28:39 AM
Kame$25.00$25.003/3/2010 10:57:06 AM
bowdish1$100.00$100.003/3/2010 2:40:56 PM
superb-trade1$25.00$25.003/3/2010 9:33:54 AM
justalender$25.00$25.003/3/2010 11:53:54 AM
plumber87$25.00$25.003/3/2010 10:49:25 AM
buckyhead2000$25.00$25.003/3/2010 10:54:51 AM
meux99$25.00$25.003/3/2010 2:39:56 PM
idhitthat$25.00$25.003/3/2010 2:58:36 PM
engaging-worth$30.00$30.003/3/2010 9:39:30 PM
azali$50.00$50.003/4/2010 12:40:03 AM
Eagledrop$25.00$25.003/3/2010 5:53:29 PM
Castellan$25.00$25.003/3/2010 6:08:27 PM
Guiren$100.00$100.003/3/2010 4:25:48 PM
tokyopete23$25.00$25.003/4/2010 11:33:11 AM
verse99$25.00$25.003/4/2010 12:23:59 PM
KiwiElf$30.00$30.003/4/2010 12:31:56 PM
reinforced-revenue069$25.00$25.003/4/2010 9:36:23 AM
wise-silver-wonder$25.00$25.003/4/2010 12:39:35 PM
scott73$25.00$25.003/4/2010 9:46:19 AM
BayShell$50.00$50.003/4/2010 1:17:01 PM
cash-merry-maker$25.00$25.003/4/2010 11:50:12 AM
rmachi$25.00$25.003/4/2010 11:59:59 AM
ITGuy$25.00$25.003/4/2010 9:38:46 AM
morpholog$25.00$25.003/4/2010 12:48:28 PM
Cheburashka$30.00$30.003/4/2010 2:18:17 PM
BiggestG$25.00$25.003/4/2010 12:31:51 PM
BankofBen$25.00$25.003/4/2010 12:38:22 PM
keyfig$29.63$29.633/4/2010 1:20:44 PM
zeelender$25.00$25.003/4/2010 1:28:30 PM
Sam65$25.00$25.003/4/2010 1:36:39 PM
Railbird$25.00$25.003/4/2010 3:41:03 PM
srgriff$25.00$25.003/4/2010 5:35:54 PM
GElender$50.00$50.003/4/2010 4:05:03 PM
Walkingcowboy$25.00$25.003/4/2010 5:15:54 PM
DadWarbucks$25.00$25.003/4/2010 5:32:49 PM
cwswdh$25.00$25.003/4/2010 6:56:00 PM
Jassi$25.00$25.003/5/2010 3:33:30 AM
rjblack$50.00$50.003/5/2010 4:04:54 AM
mathprof$25.00$25.003/5/2010 4:31:07 AM
KandKLegacyInvestments$25.00$25.003/5/2010 9:33:57 AM
Tradesmanlender$25.00$25.003/5/2010 9:34:24 AM
Jinja$39.19$39.193/5/2010 9:36:30 AM
social-comet7$25.00$25.003/5/2010 9:48:15 AM
minista$25.00$25.003/5/2010 10:08:40 AM
nuts$32.12$32.123/5/2010 11:24:42 AM
gain-seagull9$25.00$25.003/5/2010 11:57:59 AM
discrete-asset$25.00$25.003/5/2010 6:41:33 AM
trucklawyer$25.00$25.003/5/2010 12:13:36 PM
langdonx$25.00$25.003/5/2010 12:38:47 PM
leodaguy$25.00$25.003/5/2010 12:45:14 PM
galtsgulch$25.00$25.003/5/2010 10:49:53 AM
KeepOnRunning$31.78$31.783/5/2010 10:54:31 AM
degster$25.00$25.003/5/2010 1:21:15 PM
lovely-return7$25.00$25.003/5/2010 12:12:57 PM
OLYVRC$25.00$25.003/5/2010 9:37:18 AM
Natronpee$25.00$25.003/5/2010 12:55:11 PM
bid-papyrus$25.00$25.003/5/2010 4:14:06 PM
Bieling$25.00$25.003/5/2010 4:35:23 PM
tolstoy00$25.00$25.003/5/2010 3:25:12 PM
Hutpit$29.47$29.473/5/2010 12:21:07 PM
gentle-gold$25.00$25.003/6/2010 5:43:44 AM
rosie777$25.00$25.003/5/2010 5:20:02 PM
MoneyMA$25.00$25.003/6/2010 5:12:23 AM
bayareainv$50.00$50.003/6/2010 1:28:06 PM
Sixmil$25.00$25.003/6/2010 1:32:28 PM
BaxterSandy$31.60$31.603/6/2010 4:49:10 PM
myduck$50.00$50.003/6/2010 4:42:42 PM
outtahoth2o$34.69$34.693/6/2010 5:37:37 PM
help_each_other$25.00$25.003/6/2010 10:07:15 PM
Kelor99$25.00$25.003/6/2010 1:02:39 PM
impeccable-funds5$25.00$25.003/7/2010 9:42:35 AM
StWaldo$25.00$25.003/7/2010 2:08:19 PM
dumbass$25.00$25.003/7/2010 2:37:17 PM
highcountry1$25.00$25.003/6/2010 6:38:02 PM
awwaww$25.00$25.003/7/2010 4:57:41 PM
aganippe$25.00$25.003/7/2010 3:16:34 PM
pipopirate$25.00$25.003/7/2010 5:27:56 PM
steady-gain5$25.00$25.003/7/2010 5:53:20 PM
interstellar$47.53$47.533/7/2010 6:34:08 PM
Hexnut$50.00$50.003/7/2010 8:41:24 AM
markwms$25.00$25.003/7/2010 9:12:24 PM
TriSail$25.00$13.803/7/2010 9:52:16 PM
bankofkarl$25.00$25.003/7/2010 5:07:13 PM
inventive-exchange$25.00$25.003/7/2010 6:07:53 PM
mal12561$33.23$33.233/7/2010 6:08:28 PM
improvman$25.00$25.003/8/2010 10:50:16 AM
LovinMe$26.88$26.883/8/2010 10:31:35 AM
manthrax3$100.00$100.003/8/2010 12:37:17 PM
webfeet$25.00$25.003/8/2010 12:54:15 PM
julijask$35.00$35.003/8/2010 3:00:22 PM
MassBile$100.00$100.003/8/2010 12:22:25 PM
flshdaskll$25.00$25.003/8/2010 1:20:07 PM
the-profit-oracle$25.00$25.003/8/2010 3:47:43 PM
ManhattanLender$25.00$25.003/8/2010 5:01:13 PM
aislinnn$25.00$25.003/8/2010 5:03:06 PM
ultimatepaintball$25.00$25.003/8/2010 5:04:03 PM
bold-social-advantage$100.00$100.003/8/2010 7:11:13 PM
porwestco$25.00$25.003/9/2010 6:54:39 AM
rate-hickory$25.00$25.003/9/2010 8:02:49 AM
rakey$25.00$25.003/9/2010 9:39:25 AM
yield-quest$75.00$75.003/9/2010 9:40:09 AM
persistent-value3$56.02$56.023/9/2010 9:52:21 AM
Moneypenny6$25.00$25.003/9/2010 9:53:26 AM
systematic0$25.00$25.003/9/2010 9:29:48 AM
ChristopherHS$25.00$25.003/9/2010 9:39:16 AM
pythia$25.00$25.003/9/2010 11:52:01 AM
blackstar$25.00$25.003/9/2010 3:16:50 PM
octoberfresh$25.00$25.003/9/2010 10:55:36 AM
gsp1885$33.48$33.483/9/2010 11:03:25 AM
worth-quark$25.00$25.003/9/2010 3:10:12 PM
steady-penny1$25.00$25.003/9/2010 3:30:20 PM
gothampark$25.00$25.003/9/2010 3:17:00 PM
287 bids
 
Borrower Payment Dependent Notes Series 448682
This series of Notes was issued and sold upon the funding of the borrower loan #41292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-02-2010 
  Auction end date:  Mar-07-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $323.46
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1995 Debt/Income ratio: 9%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 4Length of status:10y 6m
Credit score: 640-659 (Mar-2010) Total credit lines: 28 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $6,694Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: wonderous-p2ploan4 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repair Auto and Debt Consolidation
Purpose of loan:
I will use $2500 to completely repair my auto.? I will then use $3500 to move into a more cost effective apartment near my military base.?

My financial situation:
I am a good candidate for this loan because I will be paying this loan off very quickly.? I need to large amount to complete my goals before possibly deploying to Afghanistan.? I'm paying $3000 in housing expenses now but after I change to an apartment near my base here, this cost will decrease to around $2200.

Monthly net income: $
My monthly net income is $9795 which I can provide proof of.
Monthly expenses: $
??Housing: $ 3000
??Insurance: $?45
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $ 60
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 600
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$50.003/2/2010 4:42:36 PM
friendly-worth3$25.00$25.003/2/2010 4:44:04 PM
skuba$25.00$25.003/2/2010 4:44:40 PM
deegeeman$50.00$50.003/2/2010 4:44:42 PM
listing-trapper3$50.00$50.003/2/2010 4:44:49 PM
LuvToLend$25.00$25.003/2/2010 4:44:54 PM
LBOregon$25.00$25.003/2/2010 4:46:33 PM
circuitfive$25.00$25.003/2/2010 4:46:38 PM
secobarbital$25.00$25.003/2/2010 4:46:51 PM
theprince$25.00$25.003/2/2010 4:46:56 PM
kindness-percolator5$25.00$25.003/2/2010 4:46:59 PM
bowdish1$50.00$50.003/2/2010 4:47:03 PM
orange-courageous-dedication$30.00$30.003/2/2010 4:47:27 PM
Zolton$200.00$200.003/2/2010 4:47:34 PM
screenname03$25.00$25.003/2/2010 4:48:13 PM
TruckerGuy$25.00$25.003/2/2010 4:48:19 PM
social-conductor4$25.00$25.003/2/2010 4:41:26 PM
seisen$100.00$100.003/2/2010 4:42:14 PM
oldmora$25.00$25.003/2/2010 4:42:17 PM
shrewd-peace7$25.00$25.003/2/2010 4:43:04 PM
helping-out$25.00$25.003/2/2010 4:43:33 PM
klinebarger$25.00$25.003/2/2010 4:44:06 PM
greatwhiteninja$25.00$25.003/2/2010 4:44:09 PM
Diamond_Jim$25.00$25.003/2/2010 4:45:06 PM
investment-tempo$25.00$25.003/2/2010 4:46:16 PM
purdue98$25.00$25.003/2/2010 4:46:42 PM
intrepid-transaction5$25.00$25.003/2/2010 4:46:44 PM
steves73$25.00$25.003/2/2010 4:46:46 PM
GElender$25.00$25.003/2/2010 4:46:48 PM
Banker7371$25.00$25.003/2/2010 4:54:29 PM
nourishing-interest0$25.00$25.003/2/2010 4:47:08 PM
WBB21$25.00$25.003/2/2010 4:47:09 PM
mvalley$25.00$25.003/2/2010 4:47:13 PM
Kaj$25.00$25.003/2/2010 4:42:11 PM
AF_Trust$25.00$25.003/2/2010 4:47:39 PM
natural-greenback6$25.00$25.003/2/2010 4:44:02 PM
entertaining-greenback2$25.00$25.003/2/2010 4:56:41 PM
KrazyCelticKid$50.00$50.003/2/2010 4:44:29 PM
asset-professor$25.00$25.003/2/2010 4:44:34 PM
life-is-great$25.00$25.003/2/2010 4:44:46 PM
love_what_you_do$25.00$25.003/2/2010 4:57:17 PM
flexible-value$25.00$25.003/2/2010 4:45:12 PM
delicious-social132$25.00$25.003/2/2010 4:45:29 PM
irrelevant$25.00$25.003/2/2010 4:45:33 PM
nrowland$25.00$25.003/2/2010 4:58:19 PM
balance6$25.00$25.003/2/2010 4:58:33 PM
beezling$45.27$45.273/2/2010 4:58:38 PM
hope-equation$50.00$50.003/2/2010 4:47:06 PM
elegant-loot$25.00$25.003/2/2010 4:59:12 PM
Interstate_Rate$250.00$250.003/2/2010 4:48:03 PM
mudaholic$25.00$25.003/2/2010 4:48:21 PM
stoopidnoodle$25.00$25.003/2/2010 5:31:08 PM
Q9-X3$25.00$25.003/2/2010 5:31:11 PM
Ragnar$25.00$25.003/2/2010 5:31:20 PM
Casman8815$25.00$25.003/2/2010 5:31:31 PM
rolo12$50.00$50.003/2/2010 5:31:36 PM
KiwiElf$25.00$25.003/2/2010 5:31:49 PM
GreenNotes$36.00$36.003/2/2010 4:55:56 PM
persistent-bazaar$25.00$25.003/2/2010 4:57:06 PM
meteoric-asset4$25.00$25.003/2/2010 4:58:36 PM
johnayan$25.00$25.003/2/2010 4:58:52 PM
rvfbroker$25.00$25.003/2/2010 4:59:18 PM
HandShakeBank$50.00$50.003/2/2010 4:59:35 PM
balanced-balance6$25.00$25.003/2/2010 4:59:42 PM
MicroL$25.00$25.003/2/2010 4:55:44 PM
Yomain$40.00$40.003/2/2010 5:06:15 PM
PaulHenry$25.00$25.003/2/2010 4:56:05 PM
icecoldcash$25.00$25.003/2/2010 5:06:42 PM
i3urtonair$25.00$25.003/2/2010 5:31:02 PM
PeopleHelpers$25.00$25.003/2/2010 5:31:12 PM
rosario1$25.00$25.003/2/2010 5:31:21 PM
p2ploan-lion$25.00$25.003/2/2010 5:31:31 PM
asmithj$50.00$50.003/2/2010 5:31:50 PM
KevinC_63366$25.00$23.933/2/2010 5:31:59 PM
mercuriant$25.00$25.003/2/2010 4:58:03 PM
Cre8iveCash$25.00$25.003/2/2010 4:58:23 PM
IIP77$25.00$25.003/2/2010 4:58:35 PM
Turtlebear44$25.00$25.003/2/2010 4:58:40 PM
smart-gain$25.00$25.003/2/2010 4:58:54 PM
DaveM0$25.00$25.003/2/2010 4:59:02 PM
czar3$40.00$40.003/3/2010 6:24:25 AM
worth-arch$25.00$25.003/2/2010 5:31:01 PM
Msbutterfly$25.00$25.003/2/2010 5:31:10 PM
davidside$25.00$25.003/2/2010 5:31:32 PM
kind-efficient-credit$25.00$25.003/2/2010 5:31:48 PM
inspiring-reward$50.00$50.003/2/2010 5:31:55 PM
ore-dojo$100.00$100.003/3/2010 9:03:36 AM
justice-hawk$50.00$50.003/3/2010 1:43:03 PM
dollardave$100.00$100.003/3/2010 3:43:30 PM
monstersdad$28.09$28.093/4/2010 12:31:27 PM
justice-hawk$50.00$50.003/4/2010 3:24:00 PM
buffalobills$25.00$25.003/4/2010 4:08:34 PM
Military-2-Military$1,000.00$1,000.003/5/2010 12:48:01 AM
the-profit-oracle$25.00$25.003/5/2010 2:47:20 PM
mikeym80$30.71$30.713/5/2010 1:45:57 PM
Dollars4Rent$25.00$25.003/6/2010 12:08:11 PM
keynaples$50.00$50.003/6/2010 4:42:24 PM
golffish2$200.00$200.003/6/2010 7:56:30 AM
AF-Chief$28.00$28.003/2/2010 4:42:25 PM
yeti888$25.00$25.003/2/2010 4:42:32 PM
zipemdown$25.00$25.003/2/2010 4:43:44 PM
steely_dan34$25.00$25.003/2/2010 4:44:15 PM
red-favorable-basis$25.00$25.003/2/2010 4:45:10 PM
integrity-doctor$50.00$50.003/2/2010 4:45:15 PM
Rattlehead$25.00$25.003/2/2010 4:45:18 PM
kmr2$200.00$200.003/2/2010 4:45:21 PM
Shepherd7$25.00$25.003/2/2010 4:45:26 PM
exact-loan5$30.00$30.003/2/2010 4:46:54 PM
balance-hercules$100.00$100.003/2/2010 4:46:57 PM
BankME$25.00$25.003/2/2010 4:47:01 PM
Cai8899$30.00$30.003/2/2010 4:47:04 PM
penny-surgeon$25.00$25.003/2/2010 4:47:15 PM
jhouman$25.00$25.003/2/2010 4:47:17 PM
Purposeful$25.00$25.003/2/2010 4:47:53 PM
georgethesir$25.00$25.003/2/2010 4:47:56 PM
gizzywump$25.00$25.003/2/2010 4:48:02 PM
poeman$25.00$25.003/2/2010 4:48:16 PM
autonomous-truth$25.00$25.003/2/2010 4:42:28 PM
mg6619$25.00$25.003/2/2010 4:44:32 PM
greenwell$25.00$25.003/2/2010 4:44:37 PM
tremendous-integrity$25.00$25.003/2/2010 4:45:55 PM
Phantom99$25.00$25.003/2/2010 4:45:58 PM
Helenska11$25.00$25.003/2/2010 4:46:28 PM
wwwUniversal$25.00$25.003/2/2010 4:48:07 PM
thrifty-funds1$25.00$25.003/2/2010 4:48:17 PM
Rogelio48$35.00$35.003/2/2010 4:42:59 PM
charming-dime$25.00$25.003/2/2010 4:56:03 PM
burrito6$25.00$25.003/2/2010 4:44:17 PM
micko$25.00$25.003/2/2010 4:44:59 PM
BlindJoeDeath$25.00$25.003/2/2010 4:45:04 PM
delivery$25.00$25.003/2/2010 4:45:31 PM
deal-hickory5$25.00$25.003/2/2010 4:45:49 PM
merriewold$25.00$25.003/2/2010 4:46:40 PM
personal-lender$25.00$25.003/2/2010 4:47:21 PM
blooming-dedication$50.00$50.003/2/2010 4:47:31 PM
elevated-platinum5$25.00$25.003/2/2010 4:47:36 PM
lloyd_s$25.00$25.003/2/2010 4:47:42 PM
honorable-yield$35.00$35.003/2/2010 4:47:44 PM
asiaratt$100.00$100.003/2/2010 4:47:46 PM
CarDealer3070$30.00$30.003/2/2010 4:47:48 PM
rooosta$25.00$25.003/2/2010 4:47:50 PM
trustu$25.00$25.003/2/2010 4:48:08 PM
aasx1108$25.00$25.003/2/2010 4:48:09 PM
Sam65$25.00$25.003/2/2010 4:48:11 PM
thestartuplender$35.00$35.003/2/2010 5:06:40 PM
andrewrobison$25.00$25.003/2/2010 5:31:09 PM
TheCount$25.00$25.003/2/2010 5:31:17 PM
financial-frenzy$25.00$25.003/2/2010 5:31:33 PM
RISK-VERSUS-RETURN$25.00$25.003/2/2010 5:31:46 PM
DadWarbucks$25.00$25.003/2/2010 5:31:58 PM
bondhedger$25.00$25.003/2/2010 5:33:27 PM
w3alter$50.00$50.003/2/2010 4:56:58 PM
matt_2006$25.00$25.003/2/2010 4:57:34 PM
direct-yield$25.00$25.003/2/2010 4:57:37 PM
radforj22$25.00$25.003/2/2010 4:58:17 PM
KgBsUcKa$25.00$25.003/2/2010 4:58:34 PM
Bob450$50.00$50.003/2/2010 7:53:42 PM
brutusbone$25.00$25.003/2/2010 5:15:37 PM
SBT$25.00$25.003/2/2010 4:56:38 PM
circustab$50.00$50.003/2/2010 5:31:09 PM
loanshark4u$25.00$25.003/2/2010 5:31:29 PM
dime-neutron$25.00$25.003/2/2010 5:31:47 PM
simplewareinc$50.00$50.003/2/2010 5:31:52 PM
unassuming-reward$25.00$25.003/2/2010 4:57:11 PM
MARWARISETH$25.00$25.003/2/2010 4:58:37 PM
rpatusa$25.00$25.003/2/2010 5:01:06 PM
meers2000$25.00$25.003/2/2010 5:30:54 PM
unclejaef$25.00$25.003/2/2010 5:31:04 PM
b-rent$25.00$25.003/2/2010 5:31:19 PM
bmarch$25.00$25.003/2/2010 5:31:30 PM
350DGRZ$25.00$25.003/2/2010 5:31:45 PM
Supernick$25.00$25.003/2/2010 5:31:54 PM
reflective-rupee$25.00$25.003/3/2010 7:54:03 AM
UCLA4life$25.00$25.003/3/2010 7:55:37 AM
SolarMoonshine$50.00$50.003/2/2010 6:27:00 PM
charming-point$300.00$300.003/3/2010 1:28:29 PM
justice-hawk$28.00$28.003/3/2010 11:14:28 AM
order-brigade$25.00$25.003/3/2010 2:58:00 PM
ChrisKwan$25.00$25.003/5/2010 9:36:53 AM
moola-man$25.00$25.003/6/2010 8:53:53 PM
180 bids
 
Borrower Payment Dependent Notes Series 448804
This series of Notes was issued and sold upon the funding of the borrower loan #41261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2006 Debt/Income ratio: 50%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 8 / 8Length of status:2y 9m
Credit score: 660-679 (Feb-2010) Total credit lines: 12 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $959Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 5    
Screen name: top-ingenious-asset Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Marry in May 2010
Purpose of loan:Getting Marry
This loan will be used to? to pay any unexpected expenses.

My financial situation: I have 2 stables jobs 40 hrs + 20 as a part time.
I am a good candidate for this loan because? I have 2 incomes, I have my mortgage pay by me and my Aunt (recently lost her house). I work as a full time in the mornings and I have a part time at Los Angeles Airport. I'm getting Marry in May.

Monthly net income: $ 2,834.25
Monthly expenses: $ 1,900.00
??Housing: $ 800.00
??Insurance: $ 80.00
??Car expenses: $ 250.00
??Utilities: $ 70.00
??Phone, cable, internet: $0
??Food, entertainment: $ 300.00
??Clothing, household expenses $?180.00
??Credit cards and other loans: $?100.00
??Other expenses: $ 130.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi! Congratulations on your engagement. Can you please explain the delinquencies on your record? Thanks! - farblest
A: Hello, thank you. My deliquencies were because I had a car accident on 07'. So I stoped working for 4 months, one of my bills that I stoped paying was my cellphone bill, the other one was my phone bill, and three more were Medical bills. With my savins I only covered my rent, my car payment and insurance and my food. When I come back to work I pay them off, I cleared my credit on 09 and I bought a house. I hope I could answer your question. thank (Mar-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dave_Cashflow$50.00$50.003/3/2010 4:13:52 PM
Ronnieboy888$25.00$25.003/4/2010 9:19:04 PM
elmo667$38.42$38.423/5/2010 1:09:49 PM
lucrative-loan$150.00$150.003/5/2010 1:12:05 PM
reflective-rupee$50.00$50.003/5/2010 6:47:47 PM
SolarMoonshine$25.00$25.003/5/2010 5:51:39 PM
Kqwik$25.00$25.003/6/2010 12:19:48 AM
marwadi-62$100.00$100.003/6/2010 7:46:16 PM
sierrasteve$100.00$100.003/6/2010 5:11:20 PM
i2amme$25.00$25.003/8/2010 12:42:33 PM
i2amme$50.00$31.583/8/2010 12:43:22 PM
ore-dojo$25.00$25.003/8/2010 1:17:52 PM
skathic$25.00$25.003/8/2010 10:48:24 AM
rustysailor$25.00$25.003/3/2010 10:16:26 PM
Bob450$25.00$25.003/3/2010 10:23:00 PM
Unitas4302$50.00$50.003/3/2010 7:06:27 PM
tjone69$25.00$25.003/5/2010 1:16:31 PM
helping-out$80.00$80.003/5/2010 8:21:16 PM
COCHINOBOY$25.00$25.003/7/2010 6:21:49 PM
LuvToLend$25.00$25.003/7/2010 12:46:48 PM
transaction-circuit$25.00$25.003/8/2010 9:47:14 AM
euphoria8$25.00$25.003/8/2010 10:36:48 AM
Tono$25.00$25.003/8/2010 1:42:07 PM
23 bids
 
Borrower Payment Dependent Notes Series 449436
This series of Notes was issued and sold upon the funding of the borrower loan #41246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,900.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $156.69
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $156.28
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2000 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 3m
Credit score: 760-779 (Mar-2010) Total credit lines: 19 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $2,339Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Hannibal2010 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees & Inc --- FICO 800
I am a veteran, former US Army Paratrooper. I am coordinating the sale of airport security checkpoint equipment and have the pieces in place for the deal. I wish to take the extra steps to add financial protection to the deal. I will use this money to form a corporation and pay legal fees in order to ensure that everything in the legal contract is without error. I will use a portion of this loan to pay off business expenses that I incurred putting this deal together. I had to carry a balance (@ $2000) on my business credit card for the first time and will pay this off immediately. My FICO score has been around 800 for years. I do not want to carry a balance on my business credit card for these expenses and risk lowering my score.

I regularly meet with SBA and SCORE small business representatives for advice. I have a BA degree and have begun graduate level coursework. I am pursuing an MA in National Security studies using the Post 9/11 GI Bill. I have excellent writing skills. I have excellent negotiation skills. I have excellent project management skills. I will see this project through in the same way I have come through on projects in the past.

My living expenses are:
Rent: $925/mo
Utilities: $100/mo
TV Service: None
Groceries/Food: $150/mo
Internet: $40/mo
Car Payment: None/2001 Dodge Cummins 2500 truck paid off/owned outright since 2005.

Thank you for your bid and support.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/9/2010 4:14:59 PM
asset-professor$100.00$100.003/9/2010 4:24:25 PM
Castellan$25.00$25.003/9/2010 4:25:13 PM
flexible-value$31.00$31.003/9/2010 4:28:51 PM
Microfinancer$25.00$25.003/9/2010 4:24:17 PM
personal-lender$25.00$25.003/9/2010 4:30:18 PM
mg6619$25.00$25.003/9/2010 4:30:53 PM
RetiredATC$25.00$25.003/9/2010 4:32:11 PM
clean-loyalty$25.00$25.003/9/2010 4:33:09 PM
woodenshoes$25.00$25.003/9/2010 4:22:27 PM
honorable-yield$75.00$75.003/9/2010 4:30:05 PM
moola-man$50.00$50.003/9/2010 4:25:00 PM
phredd$25.00$25.003/9/2010 4:38:45 PM
bkwest01$100.00$100.003/9/2010 4:35:53 PM
bonus-adventure3$25.00$25.003/9/2010 4:30:44 PM
bigdogsafety1$25.00$25.003/9/2010 4:35:59 PM
irrelevant$25.00$25.003/9/2010 4:30:59 PM
Goodlender42$25.00$25.003/9/2010 4:31:29 PM
Zanch$25.00$25.003/9/2010 4:31:38 PM
sharp-bill2$40.00$40.003/9/2010 4:32:23 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:40 PM
durability-balance4$50.00$50.003/9/2010 6:17:22 PM
interest-exec9$25.00$25.003/9/2010 4:37:53 PM
micko$25.00$25.003/9/2010 5:07:59 PM
successful-euro$30.00$30.003/9/2010 4:38:18 PM
1phantom$50.00$50.003/9/2010 5:18:56 PM
speedy2shoes$25.00$25.003/9/2010 10:53:09 PM
Ivan2007$25.00$25.003/10/2010 1:12:27 AM
safe-payment8$25.00$25.003/10/2010 5:56:28 AM
webfeet$25.00$25.003/10/2010 9:31:41 AM
dsgfl1$50.00$50.003/10/2010 7:07:21 AM
economy-mushroom$25.00$25.003/10/2010 9:32:51 AM
Cheburashka$27.92$27.923/10/2010 10:49:20 AM
buckyhead2000$25.00$25.003/10/2010 11:01:33 AM
the-profit-oracle$25.00$25.003/10/2010 12:31:27 PM
ookete$25.00$25.003/10/2010 9:54:47 AM
BankofBen$25.00$25.003/10/2010 10:36:45 AM
listenfirst$50.00$50.003/10/2010 11:15:53 AM
KandKLegacyInvestments$25.00$25.003/10/2010 1:12:31 PM
dharma1$25.00$25.003/10/2010 3:58:32 PM
Sam65$25.00$25.003/10/2010 12:20:33 PM
you-win-i-win$25.00$25.003/10/2010 3:04:31 PM
a-finance-nirvana$25.00$25.003/10/2010 12:31:09 PM
RMB-Investments$25.00$25.003/10/2010 12:31:36 PM
mmckune$25.00$25.003/10/2010 1:02:40 PM
WilliamLeeSims$25.00$25.003/10/2010 4:13:06 PM
zeraphm$25.00$25.003/10/2010 5:42:38 PM
mikeandcat$100.00$100.003/11/2010 5:11:22 AM
teller$60.00$60.003/11/2010 7:42:22 AM
uprising35$25.00$25.003/11/2010 8:34:43 AM
steely_dan34$25.00$25.003/11/2010 10:30:09 AM
hopethisworks$200.00$200.003/11/2010 1:02:54 PM
rl164$50.00$50.003/11/2010 5:14:23 PM
AFairDeal$25.00$25.003/11/2010 4:39:19 PM
jameskdean$25.00$25.003/11/2010 8:18:32 PM
byrule62$25.00$25.003/11/2010 7:13:35 PM
helpful-dough$25.00$25.003/11/2010 9:38:42 PM
adevadeh$25.00$23.323/12/2010 12:37:30 AM
inqbus$25.00$25.003/11/2010 9:47:25 PM
Kilolani$25.00$25.003/11/2010 11:59:06 PM
zzztimbo$172.81$172.813/12/2010 8:50:46 AM
SouthwestPropertySolutions$25.00$25.003/15/2010 1:31:36 PM
socal-lender$25.00$25.003/15/2010 4:47:41 PM
dukeiyer$40.00$40.003/15/2010 4:41:41 PM
julijask$35.00$35.003/15/2010 8:27:44 PM
dano1965$25.00$25.003/15/2010 7:12:45 PM
Patrician$43.10$43.103/16/2010 7:17:32 AM
dano1965$75.00$75.003/16/2010 10:45:57 AM
desertoasis$50.00$50.003/9/2010 4:24:03 PM
dollar-birdie$50.00$50.003/9/2010 4:24:08 PM
skuba$50.00$50.003/9/2010 4:24:28 PM
fightinjoe$25.00$25.003/9/2010 4:25:06 PM
engaging-worth$30.00$30.003/9/2010 4:25:19 PM
delicious-social132$40.00$40.003/9/2010 4:28:26 PM
HHP$25.00$25.003/9/2010 4:28:31 PM
macjp123$25.00$25.003/9/2010 4:29:04 PM
webfeet$25.00$25.003/9/2010 4:24:46 PM
uwinwewin$25.00$25.003/9/2010 4:31:48 PM
AF-Chief$27.00$27.003/9/2010 4:21:27 PM
inspired-contract9$25.00$25.003/9/2010 4:34:18 PM
Avala$50.00$50.003/9/2010 4:29:49 PM
credit-force5$25.00$25.003/9/2010 4:29:57 PM
jokerj006$25.00$25.003/9/2010 4:35:11 PM
wampum-reaction2$25.00$25.003/9/2010 4:30:04 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:23 PM
Banker7371$25.00$25.003/9/2010 4:24:48 PM
a-goal-bill$25.00$25.003/9/2010 4:35:37 PM
jeffpac$55.00$55.003/9/2010 4:28:05 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:16 PM
Supernick$25.00$25.003/9/2010 4:34:19 PM
reflective-deal8$50.00$50.003/9/2010 4:28:43 PM
nanda$25.00$25.003/9/2010 4:34:40 PM
Clambake$50.00$50.003/9/2010 4:29:16 PM
torion$25.00$25.003/9/2010 4:29:41 PM
buraky$25.00$25.003/9/2010 4:35:29 PM
lendersf$95.00$95.003/9/2010 4:30:58 PM
top-silver-american$25.00$25.003/9/2010 4:31:22 PM
leodaguy$25.00$25.003/9/2010 4:33:28 PM
djs81$25.00$25.003/9/2010 5:11:33 PM
bchen78875$50.00$50.003/9/2010 5:10:31 PM
highcountry1$25.00$25.003/9/2010 5:57:45 PM
treasure-hunter270$25.00$25.003/9/2010 7:52:36 PM
shiny-revenue$25.00$25.003/9/2010 10:13:31 PM
Phantom99$25.00$25.003/10/2010 9:47:12 AM
redrock007$25.00$25.003/10/2010 8:44:47 AM
wiselady$25.00$25.003/10/2010 9:32:33 AM
progressive-asset$100.00$100.003/10/2010 5:54:56 AM
mlopez2007$25.00$25.003/10/2010 11:08:24 AM
mlbox3k$25.00$25.003/10/2010 9:57:21 AM
grampy48$25.00$25.003/10/2010 9:46:55 AM
radforj22$25.00$25.003/10/2010 9:47:28 AM
Merganser$25.00$25.003/10/2010 11:55:46 AM
Fingar$25.00$25.003/10/2010 11:08:35 AM
steady-gain5$25.00$25.003/10/2010 1:44:34 PM
baseballfan111$25.00$25.003/10/2010 11:22:35 PM
edgeofpdx$25.00$25.003/11/2010 10:22:32 AM
tylerfd$25.00$25.003/11/2010 10:49:15 AM
orbital-gold4$25.00$25.003/11/2010 11:14:49 AM
liederhaus$50.00$50.003/11/2010 1:39:08 PM
Helping-One-Another$25.00$25.003/11/2010 2:23:29 PM
bigballer105$50.00$50.003/11/2010 1:28:24 PM
GElender$50.00$50.003/11/2010 4:48:57 PM
starikrai$50.00$50.003/11/2010 6:58:11 PM
thedoctor$51.88$51.883/11/2010 6:29:09 PM
focused-wampum$25.00$25.003/11/2010 9:52:39 PM
infinitykid$25.00$25.003/11/2010 10:08:15 PM
FLFF$50.00$50.003/12/2010 5:38:09 AM
SpotLending$50.00$50.003/13/2010 8:22:51 PM
surferracerskaterboy$50.00$50.003/15/2010 11:22:57 PM
ujiba$25.00$25.003/16/2010 11:32:45 AM
HolJenks$42.97$42.973/16/2010 1:17:24 PM
1SteelerFan$30.00$30.003/16/2010 1:09:14 PM
Leshan$25.00$25.003/16/2010 2:17:52 PM
133 bids
 
Borrower Payment Dependent Notes Series 449574
This series of Notes was issued and sold upon the funding of the borrower loan #41317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $164.12
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2001 Debt/Income ratio: 28%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 5Length of status:0y 0m
Credit score: 660-679 (Mar-2010) Total credit lines: 19 Occupation: Other
Now delinquent: 0 Revolving credit balance: $14,665Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ore-summoner1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Marine Corps Vet Debt Consolidation
Purpose of loan:
The purpose is simply to pay my March expenses.? I got a new job but they pushed the start day 1 month, thus putting me 1 month worth of income behind.?

My financial situation:
I am a good candidate for this loan because I make $60,000 per year plus bonus, but I will start getting paid after the bills are due.? If I had a start date 1 month earlier I would not need this money.? Taking this loan in an absolute last resort for me.? By pushing my start date back 1 month I was put at a severe financial disadvantage.? I make more than enough money to cover the loan and will greatly appreciate any effort to help me out.?

Monthly net income: 4,000

Monthly expenses: 2,000
??Housing: 500
??Insurance:
??Car expenses: 430
??Utilities: 100
??Phone, cable, internet: 100
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loot-hunter$25.00$25.003/9/2010 4:13:18 PM
merriewold$25.00$25.003/9/2010 4:16:05 PM
secobarbital$25.00$25.003/9/2010 4:16:29 PM
exact-loan5$30.00$30.003/9/2010 4:16:35 PM
kindness-percolator5$25.00$25.003/9/2010 4:16:54 PM
personal-lender$25.00$25.003/9/2010 4:17:38 PM
InvestorPartners$25.00$25.003/9/2010 4:12:23 PM
elevated-platinum5$25.00$25.003/9/2010 4:18:04 PM
AF_Trust$25.00$25.003/9/2010 4:18:11 PM
rooosta$25.00$25.003/9/2010 4:18:34 PM
georgethesir$25.00$25.003/9/2010 4:18:45 PM
Kaj$25.00$25.003/9/2010 4:14:18 PM
desertoasis$50.00$50.003/9/2010 4:14:41 PM
kmr2$200.00$200.003/9/2010 4:15:04 PM
irrelevant$25.00$25.003/9/2010 4:15:34 PM
attractive-rate$25.00$25.003/9/2010 4:15:39 PM
steves73$25.00$25.003/9/2010 4:16:23 PM
Cai8899$30.00$30.003/9/2010 4:17:08 PM
Zolton$200.00$200.003/9/2010 4:17:59 PM
honorable-yield$35.00$35.003/9/2010 4:18:19 PM
gizzywump$25.00$25.003/9/2010 4:18:51 PM
social-conductor4$25.00$25.003/9/2010 4:13:30 PM
seisen$100.00$100.003/9/2010 4:14:24 PM
autonomous-truth$25.00$25.003/9/2010 4:14:34 PM
papaloha$33.05$33.053/9/2010 4:15:10 PM
delivery$25.00$25.003/9/2010 4:15:30 PM
Helenska11$25.00$25.003/9/2010 4:15:50 PM
WBB21$25.00$25.003/9/2010 4:17:23 PM
mercuriant$25.00$25.003/9/2010 4:37:37 PM
foothillender$25.00$25.003/10/2010 7:26:13 AM
Sugarmama21$69.00$69.003/10/2010 3:55:52 PM
asset-professor$50.00$50.003/10/2010 8:28:10 PM
murtaza$100.00$100.003/10/2010 9:43:27 PM
balanced-balance6$25.00$25.003/11/2010 8:12:48 AM
preventivepestcontrol$50.00$50.003/11/2010 9:56:12 AM
trade-goblin9$25.00$25.003/11/2010 1:24:04 PM
duke12$102.55$102.553/11/2010 11:36:02 AM
drmoney11$33.16$33.163/11/2010 5:59:59 PM
bailey14$25.00$25.003/12/2010 7:30:08 AM
Tulalue$25.00$25.003/12/2010 8:40:26 AM
fantastic-cash$25.00$25.003/12/2010 12:56:48 PM
power-secret-agent$25.00$25.003/12/2010 5:08:59 PM
UCLA4life$25.00$25.003/12/2010 11:57:16 PM
poppinkid$40.00$40.003/12/2010 7:06:07 PM
shrewd-peace7$25.00$25.003/12/2010 11:09:06 PM
green-breathtaking-payment$25.00$25.003/12/2010 9:11:21 PM
msmlender$25.91$25.913/14/2010 8:35:37 AM
Cpay2Me$25.00$25.003/14/2010 3:44:30 PM
sjo1984111$50.00$50.003/15/2010 10:42:20 AM
reliable-silver7$25.00$25.003/15/2010 9:42:39 AM
mcshew99$25.00$25.003/15/2010 12:45:48 PM
shiny-dollar9$25.00$25.003/9/2010 4:13:34 PM
wise-courageous-social$25.00$25.003/9/2010 4:13:45 PM
intrepid-transaction5$25.00$25.003/9/2010 4:16:14 PM
hope-equation$50.00$50.003/9/2010 4:17:12 PM
nourishing-interest0$25.00$25.003/9/2010 4:17:17 PM
jhouman$25.00$25.003/9/2010 4:17:33 PM
orange-courageous-dedication$30.00$30.003/9/2010 4:17:45 PM
CarDealer3070$30.00$30.003/9/2010 4:18:29 PM
Purposeful$25.00$25.003/9/2010 4:18:41 PM
Interstate_Rate$250.00$239.753/9/2010 4:18:56 PM
tremendous-integrity$25.00$25.003/9/2010 4:15:42 PM
purdue98$25.00$25.003/9/2010 4:16:10 PM
BankME$25.00$25.003/9/2010 4:17:00 PM
mvalley$25.00$25.003/9/2010 4:17:28 PM
asiaratt$100.00$100.003/9/2010 4:18:24 PM
oldmora$25.00$25.003/9/2010 4:14:28 PM
AF-Chief$28.00$28.003/9/2010 4:14:33 PM
Shepherd7$25.00$25.003/9/2010 4:15:13 PM
delicious-social132$25.00$25.003/9/2010 4:15:19 PM
theprince$25.00$25.003/9/2010 4:16:41 PM
balance-hercules$100.00$100.003/9/2010 4:16:47 PM
blooming-dedication$50.00$50.003/9/2010 4:17:51 PM
Bob450$25.00$25.003/9/2010 8:35:27 PM
truth-trapper$25.00$25.003/9/2010 6:43:57 PM
clean-camaraderi$36.30$36.303/10/2010 8:51:42 AM
intuitive-bill$50.00$50.003/10/2010 11:35:33 AM
RMB-Investments$50.00$50.003/10/2010 12:00:50 PM
lender12345$25.00$25.003/10/2010 6:21:26 PM
order-bee1$50.00$50.003/10/2010 10:37:42 PM
radiant-peace$25.00$25.003/11/2010 9:26:09 PM
vivacious-p2p3$25.00$25.003/12/2010 10:44:54 AM
Loanliness$25.00$25.003/12/2010 11:13:10 AM
cash-spinner$25.00$25.003/12/2010 12:50:35 PM
obliv5$27.28$27.283/12/2010 4:26:35 PM
Makemony$50.00$50.003/12/2010 9:21:44 PM
charming-point$300.00$300.003/13/2010 9:37:04 AM
debtcollector$50.00$50.003/13/2010 10:25:35 AM
charitycoon$25.00$25.003/14/2010 12:13:34 PM
hektek22$25.00$25.003/14/2010 4:12:24 PM
partyplan$35.00$35.003/15/2010 6:34:23 AM
umfan123$25.00$25.003/15/2010 6:56:35 AM
CoffeyvilleKS$25.00$25.003/15/2010 10:15:46 AM
mg95$50.00$50.003/15/2010 12:53:30 PM
94 bids
 
Borrower Payment Dependent Notes Series 449704
This series of Notes was issued and sold upon the funding of the borrower loan #41304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 22.68% Starting borrower rate/APR: 23.68% / 26.06% Starting monthly payment: $62.50
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.92% Final monthly payment: $61.56
 
Auction yield range: 8.04% - 22.68% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1985 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 3Length of status:15y 6m
Credit score: 700-719 (Mar-2010) Total credit lines: 18 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $877Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: profitable-deal7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MOVING-DEPOSIT
Purpose of loan:
This loan will be used to? MOVING EXPENSE-FOR 1ST MO RENT,MOVERS

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 1450.00

Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 0????
??Car expenses: $ 299.99
??Utilities: $ 168.00
??Phone, cable, internet: $ 98.40
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How is it that you dont pay on several house hold things? - 1-HARD-HEAD
A: im not exactly sure what you mean by this question,could you please explain id be more than glad to answer just not sure what it is your asking,im not trying to be difficult pls explain, thanks (Mar-11-2010)
Q: Your expenses, he's asking why you don't have common expenses like rent, food, and things like that. What would be your expenses after you move? - _SCI_
A: i live in the hse my son bought,but he's never there,my brother pays the mortg or 95% of it ,there's no extra for food ,i do pay elect ,cable & internet by moving into a appart and by sharing the rent,elect and cable and internet,things should be alot better and have money to buy groceries on a reg basis now. my brother was in an accident and broke his neck ,and lost his job so that's why things are really tight now,he just recently started a new job. heat/ water furnished in new appartment (Mar-12-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/9/2010 4:21:22 PM
desertoasis$50.00$50.003/9/2010 4:23:55 PM
loan_doctor$25.00$25.003/9/2010 4:26:43 PM
dynrep$25.00$25.003/9/2010 4:39:18 PM
Little_Tuna_College_Fund$50.00$50.003/9/2010 10:00:12 PM
Little_Tuna_College_Fund$50.00$50.003/9/2010 10:00:57 PM
JustMee$25.00$25.003/9/2010 5:25:51 PM
spy0$25.00$25.003/10/2010 6:38:33 AM
Bank_Of_XL$50.00$50.003/9/2010 7:31:46 PM
charming-point$300.00$300.003/10/2010 8:39:21 AM
Little_Tuna_College_Fund$50.00$50.003/9/2010 10:02:06 PM
YoungTaxMan$75.00$75.003/10/2010 5:39:03 AM
iflyforfun$25.00$25.003/10/2010 12:14:00 PM
mt3209$25.00$25.003/11/2010 8:37:13 AM
CornerKetch$25.00$25.003/11/2010 12:51:05 PM
interstellar$50.00$50.003/11/2010 1:23:04 PM
Mindful7$25.00$25.003/12/2010 1:14:40 PM
elegant-loot$25.00$25.003/12/2010 5:28:06 PM
umfan123$25.00$25.003/15/2010 6:57:58 AM
Whipster$25.00$25.003/15/2010 5:39:41 AM
skuba$25.00$25.003/9/2010 4:27:01 PM
enthusiastic-balance5$100.00$73.003/9/2010 4:28:08 PM
EngineersAlliance$50.00$50.003/9/2010 4:46:07 PM
mercuriant$25.00$25.003/9/2010 4:37:39 PM
Bob450$25.00$25.003/9/2010 8:16:30 PM
Little_Tuna_College_Fund$50.00$50.003/9/2010 10:00:40 PM
northphoto$25.00$25.003/10/2010 6:08:30 AM
Little_Tuna_College_Fund$50.00$50.003/9/2010 10:01:29 PM
dt_one$25.00$25.003/10/2010 4:23:31 PM
euro-jet$25.00$25.003/10/2010 2:51:52 PM
dynrep$50.00$50.003/10/2010 3:47:48 PM
jokerj006$25.00$25.003/10/2010 4:23:40 PM
lucrative-loan$25.00$25.003/10/2010 4:38:32 PM
_SCI_$25.00$25.003/11/2010 11:14:37 AM
trade-goblin9$25.00$25.003/11/2010 1:59:53 PM
stephen_c01$25.00$25.003/11/2010 10:12:21 PM
buffalobills$25.00$25.003/12/2010 8:46:37 AM
chrisjs15$25.00$25.003/15/2010 7:58:00 AM
IPG1$25.00$25.003/15/2010 12:08:14 PM
39 bids
 
Borrower Payment Dependent Notes Series 449844
This series of Notes was issued and sold upon the funding of the borrower loan #41314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $140.70
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $140.33
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1998 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 8Length of status:7y 1m
Credit score: 780-799 (Mar-2010) Total credit lines: 22 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $4,684Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: green-shiny-integrity Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing loan with lower rate
Purpose of loan:
This loan will be used to consolidate two debts at a lower rate.?

My financial situation:
I am a good candidate for this loan because I have an excellent credit score and I always pay off debts. I am also securely employed.
I'm simply looking to consolidate at a lower rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/12/2010 4:08:59 PM
Avala$50.00$50.003/12/2010 4:12:27 PM
personal-lender$25.00$25.003/12/2010 4:13:07 PM
delicious-social132$25.00$25.003/12/2010 4:13:27 PM
irrelevant$25.00$25.003/12/2010 4:14:02 PM
macjp123$25.00$25.003/12/2010 4:11:40 PM
jokerj006$25.00$25.003/12/2010 4:15:30 PM
figs4u2$100.00$100.003/12/2010 4:24:12 PM
flexible-value$26.00$26.003/12/2010 4:21:59 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:44 PM
Gabriel02$25.00$25.003/13/2010 9:12:45 AM
asdf9876$25.00$25.003/13/2010 1:13:48 PM
mmckune$25.00$25.003/13/2010 11:17:52 AM
KwikLoan$25.00$25.003/13/2010 4:02:15 PM
community-pipeline8$50.00$50.003/13/2010 3:22:30 PM
scrappy-bonus2$25.00$25.003/13/2010 3:38:17 PM
selector568$41.82$41.823/13/2010 4:37:26 PM
asset-professor$75.00$75.003/14/2010 9:58:46 AM
bigdogsafety1$25.00$25.003/14/2010 10:12:41 AM
wahoo-trader$25.00$25.003/14/2010 11:24:28 AM
currency-zenith$50.00$50.003/14/2010 11:32:40 AM
BadBoyz$25.00$25.003/14/2010 11:42:18 AM
bold-durability-drum$25.00$25.003/14/2010 1:30:01 PM
calcloud$25.00$25.003/14/2010 9:27:49 AM
leodaguy$25.00$25.003/14/2010 10:12:57 AM
Kaj$25.00$25.003/14/2010 1:30:31 PM
tntbuzz$25.00$25.003/14/2010 1:30:40 PM
credit-kahuna$100.00$100.003/14/2010 1:30:50 PM
gavinfh$25.00$25.003/14/2010 1:30:59 PM
Vetrepreneur$25.00$25.003/14/2010 10:33:27 AM
Eric15378$100.00$100.003/14/2010 2:24:47 PM
CymruAmByth$25.00$25.003/14/2010 10:39:15 AM
Banker7371$25.00$25.003/14/2010 3:39:06 PM
dollar-birdie$25.00$25.003/14/2010 11:32:39 AM
3am-preacher$25.00$25.003/14/2010 11:01:10 AM
friendly-worth3$25.00$25.003/14/2010 1:30:24 PM
Fiimg$50.00$50.003/14/2010 1:30:37 PM
friendly-market5$25.00$25.003/14/2010 1:30:44 PM
senorzookeeper$25.00$25.003/14/2010 1:30:53 PM
hitsman$50.00$50.003/14/2010 1:31:06 PM
Havana21$50.00$50.003/14/2010 1:31:17 PM
kbodendorf$25.00$25.003/14/2010 1:30:36 PM
best-deal-banker$25.00$25.003/14/2010 1:30:42 PM
xstreamin$25.00$25.003/14/2010 1:30:48 PM
tranquil-diversification8$25.00$25.003/14/2010 1:31:02 PM
dontscrewmeover1$25.00$25.003/14/2010 6:31:31 PM
inventive-wealth2$25.00$25.003/14/2010 4:27:40 PM
wobblez$25.00$25.003/14/2010 4:37:28 PM
infinitykid$25.00$25.003/14/2010 4:43:46 PM
Clambake$50.00$50.003/12/2010 4:11:51 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:58 PM
torion$25.00$25.003/12/2010 4:12:14 PM
mg6619$25.00$25.003/12/2010 4:13:48 PM
sharp-bill2$40.00$40.003/12/2010 4:14:51 PM
RetiredATC$25.00$25.003/12/2010 4:19:23 PM
fightinjoe$25.00$25.003/12/2010 4:14:40 PM
inspired-contract9$25.00$25.003/12/2010 4:15:20 PM
bonus-adventure3$25.00$25.003/12/2010 4:15:51 PM
integrity-doctor$50.00$50.003/12/2010 4:23:16 PM
successful-euro$50.00$50.003/12/2010 4:22:30 PM
Vegasjim$25.00$25.003/12/2010 4:23:35 PM
cordial-funds8$25.00$25.003/12/2010 4:23:46 PM
nletunic$25.00$25.003/12/2010 4:23:55 PM
satisfying-durability$25.00$25.003/12/2010 4:24:19 PM
the-profit-oracle$25.00$25.003/12/2010 4:42:21 PM
desertoasis$50.00$50.003/12/2010 7:32:22 PM
inspiring-reward$150.00$150.003/12/2010 11:37:56 PM
medan20356$25.00$25.003/12/2010 9:57:26 PM
treasure-bliss$100.00$100.003/13/2010 7:28:15 AM
orange-preeminant-bill$100.00$100.003/13/2010 7:32:27 AM
bchen78875$25.00$25.003/13/2010 9:32:42 AM
mnbud$25.00$25.003/13/2010 12:32:25 PM
AF-Chief$28.00$28.003/13/2010 9:47:46 AM
RandyL3$33.00$33.003/13/2010 2:29:18 PM
bkwest01$25.64$25.643/13/2010 4:37:29 PM
honorable-yield$50.00$50.003/14/2010 10:12:31 AM
top-silver-american$25.00$25.003/14/2010 10:12:36 AM
shiny-revenue$25.00$25.003/14/2010 10:12:48 AM
auddoc$25.00$25.003/13/2010 9:42:47 PM
Speculator$50.00$50.003/14/2010 11:01:21 AM
kmr2$250.00$250.003/14/2010 8:22:20 AM
ugapolsci$25.00$25.003/14/2010 1:30:16 PM
peerlender$30.00$30.003/14/2010 1:30:26 PM
foxy-fund$50.00$50.003/14/2010 1:30:34 PM
nanda$25.00$25.003/14/2010 10:33:32 AM
moola-man$30.00$30.003/14/2010 1:44:10 PM
a-goal-bill$25.00$25.003/14/2010 10:39:00 AM
Microfinancer$25.00$25.003/14/2010 11:00:55 AM
time4aloan$50.00$50.003/14/2010 11:01:16 AM
JKEnterprises$25.00$25.003/14/2010 3:23:44 PM
KrazyCelticKid$75.00$75.003/14/2010 11:27:20 AM
progressive-asset$89.64$89.643/14/2010 11:00:54 AM
thunderd$25.00$25.003/14/2010 1:17:39 PM
mrscenicroute$25.00$25.003/14/2010 4:12:18 PM
bowdish1$64.91$64.913/14/2010 1:30:13 PM
platinum-sorcerer6$25.00$25.003/14/2010 1:30:25 PM
Kilolani$25.00$25.003/14/2010 12:57:16 PM
calm-deal7$25.00$25.003/14/2010 1:30:27 PM
red-undaunted-kindness$100.00$100.003/14/2010 1:30:39 PM
money-maniac$50.00$50.003/14/2010 1:30:49 PM
investment-oasis$25.00$25.003/14/2010 1:17:38 PM
jigsaw$100.00$100.003/14/2010 1:30:57 PM
starikrai$29.09$29.093/14/2010 4:43:44 PM
luckyldy$35.00$35.003/14/2010 1:30:41 PM
nourishing-interest0$25.00$25.003/14/2010 1:30:46 PM
bonafide-cash$50.00$50.003/14/2010 1:30:51 PM
uwinwewin$25.00$25.003/14/2010 1:47:23 PM
hopethisworks$25.00$25.003/14/2010 2:40:13 PM
robust-trade$25.00$25.003/14/2010 3:09:04 PM
a-finance-nirvana$25.00$25.003/14/2010 3:39:03 PM
sympathetic-asset$25.00$25.003/14/2010 4:37:25 PM
cingular$25.00$1.903/14/2010 5:02:26 PM
112 bids
 
Borrower Payment Dependent Notes Series 446801
This series of Notes was issued and sold upon the funding of the borrower loan #41299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $323.46
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1972 Debt/Income ratio: 27%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 17Length of status:6y 3m
Credit score: 720-739 (Feb-2010) Total credit lines: 38 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $20,839Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 35%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: cs58 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
The purpose of this loan is to payoff several debts.?? Over the past year, we have had to open a couple of unsecured loans in order pay for medical bills.? Naturally, these loans are high interest and impact my debt-to-income ratio.? I would love to consolidate these loans into one payment and make our lives simpler!

My financial situation:

I am a good candidate for this loan because I have had a stable job with a very reputable company for the past 7 years, and my wife has recovered from her surgery and is now back at work!? Our monthly net income is $6800 and will have no issue paying this loan back!

Please let me know if you have any questions and thanks for reviewing my listing!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kaj$25.00$25.002/24/2010 3:59:22 PM
oldmora$25.00$25.002/24/2010 3:59:28 PM
important-ore$50.00$50.002/24/2010 4:00:04 PM
friendly-worth3$25.00$25.002/24/2010 4:00:13 PM
klinebarger$25.00$25.002/24/2010 4:00:17 PM
pkp121$25.00$25.002/24/2010 4:00:26 PM
autonomous-truth$25.00$25.002/24/2010 4:00:37 PM
steely_dan34$25.00$25.002/24/2010 4:01:15 PM
alex13$250.00$250.002/24/2010 4:03:05 PM
Dubbs360$50.00$50.002/24/2010 4:06:14 PM
LuvToLend$25.00$25.002/24/2010 4:06:17 PM
supreme-bonus0$25.00$25.002/24/2010 4:06:35 PM
Diamond_Jim$25.00$25.002/24/2010 4:06:45 PM
seisen$100.00$100.002/24/2010 3:59:26 PM
natural-greenback6$25.00$25.002/24/2010 3:59:54 PM
elegant-loot$25.00$25.002/24/2010 3:59:58 PM
point-shooter$25.00$25.002/24/2010 4:00:48 PM
greatwhiteninja$25.00$25.002/24/2010 4:01:00 PM
PatriotKnight$25.00$25.002/24/2010 4:00:52 PM
the-silver-blaster$25.00$25.002/24/2010 4:01:19 PM
Red_b17$25.00$25.002/24/2010 4:01:07 PM
red-favorable-basis$25.00$25.002/24/2010 4:12:13 PM
mtandb$25.00$25.002/24/2010 4:01:39 PM
wise-handy-finance$25.00$25.002/24/2010 4:01:10 PM
natecam$25.00$25.002/24/2010 4:01:40 PM
KrazyCelticKid$50.00$50.002/24/2010 4:04:14 PM
mg6619$25.00$25.002/24/2010 4:04:18 PM
greenwell$25.00$25.002/24/2010 4:05:26 PM
kc8fot$25.00$25.002/24/2010 4:05:34 PM
asset-professor$25.00$25.002/24/2010 4:05:25 PM
deegeeman$50.00$50.002/24/2010 4:05:58 PM
life-is-great$25.00$25.002/24/2010 4:06:01 PM
skuba$25.00$25.002/24/2010 4:05:54 PM
supreme-hope$25.00$25.002/24/2010 4:06:39 PM
BlindJoeDeath$25.00$25.002/24/2010 4:06:42 PM
matt_2006$25.00$25.002/24/2010 4:12:06 PM
Rattlehead$25.00$20.432/24/2010 4:12:31 PM
reflective-rupee$300.00$300.002/24/2010 6:47:38 PM
scoobiedoo$25.00$25.002/24/2010 7:32:41 PM
monstersdad$50.00$50.002/25/2010 6:10:20 AM
Bob450$50.00$50.002/24/2010 9:55:56 PM
bank-examiner$25.00$25.002/25/2010 1:36:07 PM
FinDoc$25.00$25.002/25/2010 6:26:58 PM
order-brigade$25.00$25.002/25/2010 4:17:10 PM
helpneachother$50.00$50.002/25/2010 4:59:38 PM
UCLA4life$25.00$25.002/26/2010 9:45:27 AM
silvercertificate$25.00$25.002/26/2010 10:57:44 AM
justice-hawk$25.00$25.002/27/2010 5:14:13 PM
justice-hawk$25.00$25.002/28/2010 1:01:16 PM
golffish2$200.00$200.003/1/2010 4:12:50 AM
ChrisKwan$25.00$25.003/1/2010 10:10:01 AM
glroark$100.00$100.003/1/2010 12:28:49 PM
gabrielcharlie$25.00$25.003/1/2010 1:37:39 PM
durability-halibut$25.00$25.003/2/2010 10:07:33 AM
toxicbutterfly$30.00$30.003/2/2010 11:11:42 AM
Leshan$25.00$25.003/2/2010 11:35:41 AM
unger$50.00$50.003/2/2010 3:54:51 PM
Isotope$25.00$25.003/2/2010 4:38:37 PM
lakejunaluska$25.00$25.003/2/2010 1:57:54 PM
wise-handy-finance$25.00$25.003/2/2010 4:21:14 PM
Your_Bank$25.00$25.003/2/2010 6:43:02 PM
credit-missile$168.01$168.013/2/2010 9:21:20 PM
Pu239$50.00$50.003/2/2010 6:00:48 PM
thomas16882004$40.00$40.003/2/2010 5:33:25 PM
clipper271$25.00$25.003/3/2010 8:59:28 AM
kingston1$25.00$25.003/3/2010 3:17:49 AM
charming-point$300.00$300.003/3/2010 9:50:44 AM
credit-coach118$25.00$25.003/3/2010 6:40:33 AM
oreyedoc$25.00$25.003/3/2010 7:42:34 AM
jybank$25.00$25.003/3/2010 9:35:33 AM
bitano$25.00$25.003/3/2010 7:21:02 AM
Taho$25.00$25.003/3/2010 7:23:40 AM
exciting-fairness$200.00$200.003/3/2010 2:08:14 PM
grnii78$53.87$53.873/3/2010 10:55:16 AM
skillful-asset5$120.00$120.003/3/2010 9:18:07 AM
VBPlayer$25.00$25.003/3/2010 3:09:28 PM
revenue-appraiser$35.00$35.003/3/2010 3:18:21 PM
CREinvestor$25.83$25.833/3/2010 3:57:34 PM
skillful-asset5$50.00$50.003/3/2010 2:06:42 PM
computers-er$27.21$27.213/3/2010 11:53:55 AM
whitewolf7$30.00$30.003/3/2010 1:36:51 PM
I_want_to_help_you$25.00$25.003/3/2010 1:58:55 PM
penny-surgeon$25.00$25.003/3/2010 2:03:43 PM
conqueror048$25.00$25.003/3/2010 3:54:45 PM
anton$150.00$150.002/24/2010 3:59:47 PM
resource777$25.00$25.002/24/2010 4:00:56 PM
Streetfighter$100.00$100.002/24/2010 4:01:03 PM
burrito6$25.00$25.002/24/2010 4:01:24 PM
investment-tempo$25.00$25.002/24/2010 4:04:28 PM
Havana21$50.00$50.002/24/2010 4:05:46 PM
FeedTheMachine$200.00$200.002/24/2010 4:06:08 PM
social-conductor4$25.00$25.002/24/2010 3:59:14 PM
AF-Chief$28.00$28.002/24/2010 3:59:34 PM
tallmon$25.00$25.002/24/2010 3:59:46 PM
Sateesh$100.00$100.002/24/2010 4:00:05 PM
point$25.00$25.002/24/2010 4:00:42 PM
MONEYMATCH$25.00$25.002/24/2010 4:01:58 PM
money-vista$25.00$25.002/24/2010 4:02:01 PM
time4aloan$30.00$30.002/24/2010 4:02:07 PM
impeccable-transparency$50.00$50.002/24/2010 4:02:10 PM
Hokiemon$25.00$25.002/24/2010 4:05:35 PM
fareast_man$25.00$25.002/24/2010 4:05:50 PM
micko$25.00$25.002/24/2010 4:06:26 PM
listing-trapper3$50.00$50.002/24/2010 4:06:05 PM
compassion-lotus5$25.00$25.002/24/2010 4:06:25 PM
deal-hickory5$25.00$25.002/24/2010 4:06:32 PM
flexible-value$25.00$25.002/24/2010 4:12:16 PM
mercuriant$25.00$25.002/24/2010 4:18:27 PM
SpectrumFinance$25.00$25.002/24/2010 6:45:23 PM
reflective-rupee$300.00$300.002/24/2010 6:47:14 PM
SFBank$200.00$200.002/24/2010 4:29:46 PM
SolarMoonshine$25.00$25.002/24/2010 5:28:22 PM
SpectrumCapital$25.00$25.002/24/2010 6:45:20 PM
webfeet$25.00$25.002/25/2010 7:36:05 AM
vivacious-p2p3$25.00$25.002/26/2010 1:52:40 PM
twtb19$25.00$25.002/27/2010 8:12:04 AM
charitycoon$100.00$100.002/26/2010 5:25:04 PM
back-scratchers$25.00$25.002/27/2010 1:44:56 AM
loss-of-control$50.00$50.002/27/2010 11:42:52 AM
mtnsofutah$50.00$50.002/27/2010 8:31:15 PM
buffalobills$25.00$25.003/1/2010 11:30:25 AM
Kash2010lu$35.00$35.003/1/2010 6:55:39 PM
Maetryx$50.00$50.003/1/2010 7:58:35 PM
ore-dojo$100.00$100.003/2/2010 9:45:45 AM
golffish2$100.00$100.003/2/2010 4:52:04 AM
AndyT1999$25.00$25.003/2/2010 11:55:57 AM
mhotchan$150.00$150.003/2/2010 3:14:15 PM
draggon77$25.00$25.003/2/2010 11:52:43 AM
ihelpunow$25.00$25.003/2/2010 10:57:04 AM
dorypro$25.00$25.003/2/2010 3:55:39 PM
Chomaru$50.00$50.003/2/2010 5:18:55 PM
Gandalf0001$25.00$25.003/2/2010 5:53:31 PM
three-for-6$78.33$78.333/2/2010 6:48:38 PM
impala6464$75.00$75.003/2/2010 7:45:19 PM
podosphero$25.32$25.323/2/2010 6:18:11 PM
kendigme$25.00$25.003/3/2010 1:48:11 AM
atomantic$50.00$50.003/3/2010 2:09:43 AM
omegamon1$25.00$25.003/3/2010 8:22:34 AM
new-peso-concerto$25.00$25.003/3/2010 8:58:58 AM
sturdy-peace9$75.00$75.003/2/2010 7:18:24 PM
kindness-venture1$25.00$25.003/3/2010 10:10:06 AM
umfan123$25.00$25.003/3/2010 6:43:00 AM
Loanstou$150.00$150.003/2/2010 9:27:43 PM
credit-missile$25.00$25.003/3/2010 7:20:45 AM
TackingWindward$25.00$25.003/3/2010 12:54:34 PM
adalger$25.00$25.003/3/2010 11:38:36 AM
trade-elm$25.00$25.003/3/2010 11:55:22 AM
Bob450$25.00$25.003/3/2010 9:47:16 AM
SkyLoan$25.00$25.003/3/2010 3:01:34 PM
DasMula$77.00$77.003/3/2010 1:50:12 PM
sharp-return7$26.00$26.003/3/2010 2:50:00 PM
wwwUniversal$25.00$25.003/3/2010 3:11:45 PM
wealth-multiplier$25.00$25.003/3/2010 3:25:32 PM
Graven33$25.00$25.003/3/2010 3:44:23 PM
social-conductor4$25.00$25.003/3/2010 3:54:35 PM
155 bids
 
Borrower Payment Dependent Notes Series 448215
This series of Notes was issued and sold upon the funding of the borrower loan #41286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-07-2010 
 
Starting lender yield: 10.21% Starting borrower rate/APR: 11.21% / 13.33% Starting monthly payment: $328.38
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.05% - 10.21% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1989 Debt/Income ratio: 35%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 21 / 21Length of status:6y 8m
Credit score: 780-799 (Feb-2010) Total credit lines: 39 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $76,622Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: vigilance-shooter8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminating Credit Debt
Purpose of loan:
This loan will be used to help eliminate credit card debt and fight unreasonable creditor rates.

My financial situation:
I am a good candidate for this loan because I have an excellent credit rating and I have an income that is recession-proof. I also have an excellent payment history and am more than responsible with my finances.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list your credit card debt and interest rate you are currently paying. - Moneypenny6
A: Approx. $16k and the rates range from 7.9 to my three largest which are at 29.9. (Mar-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
asset-professor$75.00$75.003/1/2010 4:39:11 PM
kbodendorf$25.00$25.003/1/2010 4:39:49 PM
jdrez$25.00$25.003/1/2010 4:48:01 PM
Microfinancer$25.00$25.003/1/2010 4:40:15 PM
flexible-value$26.00$26.003/1/2010 4:48:44 PM
macjp123$25.00$25.003/1/2010 4:42:05 PM
Clambake$50.00$50.003/1/2010 4:42:49 PM
irrelevant$25.00$25.003/1/2010 4:51:34 PM
Avala$50.00$50.003/1/2010 4:44:25 PM
1phantom$25.00$25.003/1/2010 4:51:56 PM
jigsaw$100.00$100.003/1/2010 4:43:36 PM
bonafide-cash$50.00$50.003/1/2010 4:43:47 PM
tranquil-diversification8$25.00$25.003/1/2010 4:46:01 PM
burrito6$25.00$25.003/1/2010 4:46:37 PM
bold-durability-drum$25.00$25.003/1/2010 4:48:14 PM
the-profit-oracle$25.00$25.003/1/2010 4:47:20 PM
Sam65$25.00$25.003/1/2010 4:57:24 PM
mg6619$25.00$25.003/1/2010 4:49:43 PM
Aimvest$25.00$25.003/1/2010 4:49:59 PM
success1001$50.00$50.003/1/2010 4:50:32 PM
mattpet$25.00$25.003/1/2010 4:59:21 PM
helping-out$25.00$25.003/1/2010 4:59:39 PM
inspired-contract9$25.00$25.003/1/2010 4:59:46 PM
RationalWorld$25.00$25.003/1/2010 4:51:45 PM
dmfog$25.00$25.003/1/2010 4:53:30 PM
top-silver-american$25.00$25.003/1/2010 4:54:40 PM
Phantom99$25.00$25.003/1/2010 4:55:00 PM
Trimalchio12$25.00$25.003/1/2010 4:55:30 PM
cathexis$25.00$25.003/1/2010 4:56:27 PM
red-favorable-basis$25.00$25.003/1/2010 5:22:46 PM
mikeandcat$50.00$50.003/1/2010 5:01:56 PM
nybanker85$25.00$25.003/1/2010 5:00:45 PM
unassuming-reward$25.00$25.003/1/2010 5:03:45 PM
adir1$25.00$25.003/1/2010 8:05:26 PM
red-undaunted-kindness$58.83$58.833/1/2010 5:28:44 PM
ladderskibum$25.00$25.003/2/2010 4:58:56 AM
DrNano$50.00$50.003/1/2010 8:48:10 PM
gracej$25.00$25.003/2/2010 9:25:34 AM
desertoasis$25.00$25.003/1/2010 9:31:18 PM
flexible-return297$25.00$25.003/2/2010 9:31:31 AM
AnxiousAirman$25.00$25.003/2/2010 10:02:09 AM
uncleubb$25.00$25.003/2/2010 9:32:35 AM
Banker7371$25.00$25.003/2/2010 9:33:27 AM
credit-kahuna$35.64$35.643/2/2010 12:12:31 PM
bxdoc$25.00$25.003/2/2010 1:41:05 PM
steely_dan34$25.00$25.003/2/2010 11:16:19 AM
Aquani$31.18$31.183/2/2010 11:47:27 AM
deal_11$50.00$50.003/2/2010 6:36:44 PM
moola-man$30.00$30.003/2/2010 7:55:37 PM
blissful-note7$25.00$25.003/3/2010 1:09:38 AM
tripnosis$25.00$25.003/3/2010 9:33:39 AM
a-finance-nirvana$25.00$25.003/3/2010 5:28:39 AM
flwah$25.00$25.003/3/2010 12:33:35 PM
brazilofmux$68.30$68.303/3/2010 10:33:55 AM
mjcareful$30.00$30.003/3/2010 8:21:01 AM
flipnsf$25.00$25.003/3/2010 2:41:04 PM
LibertyCPA$25.00$25.003/3/2010 12:54:51 PM
tremendous-payment$25.00$25.003/3/2010 4:44:18 PM
RetiredATC$25.00$25.003/3/2010 2:48:32 PM
anders94$25.00$25.003/4/2010 7:10:29 AM
Eagledrop$25.00$25.003/3/2010 5:58:31 PM
Print88$25.00$25.003/4/2010 9:03:37 AM
Carpetkid$25.00$25.003/4/2010 9:19:51 AM
RugbyNick2126$25.00$25.003/4/2010 7:20:35 AM
sharp-bill2$40.00$40.003/4/2010 10:25:29 AM
tokyopete23$25.00$25.003/4/2010 11:30:26 AM
cash-merry-maker$25.00$25.003/4/2010 11:49:55 AM
bigphish$25.00$25.003/4/2010 9:22:56 AM
DrStaff$60.00$60.003/4/2010 12:26:29 PM
banjoey$25.00$25.003/4/2010 12:30:32 PM
intelligent-yield$25.00$25.003/4/2010 9:27:31 AM
jibe-set$50.00$50.003/4/2010 12:31:47 PM
investor421$25.00$25.003/4/2010 9:38:31 AM
wdove511$25.00$25.003/4/2010 1:12:29 PM
Edwin_Rae$25.00$25.003/4/2010 9:55:47 AM
helpu88$42.28$42.283/4/2010 1:21:10 PM
aader$25.00$25.003/4/2010 1:29:52 PM
Speculator$36.63$36.633/4/2010 1:30:04 PM
orange-preeminant-bill$60.38$60.383/4/2010 10:46:29 AM
derec$25.00$25.003/4/2010 2:01:00 PM
droryikra$25.00$25.003/4/2010 2:11:29 PM
lookingup78$25.00$25.003/4/2010 2:22:50 PM
PaulW$25.00$25.003/4/2010 11:58:07 AM
kmr2$200.00$200.003/4/2010 9:27:29 AM
easylender$25.00$25.003/4/2010 12:06:27 PM
time4aloan$50.00$50.003/4/2010 3:11:45 PM
another412$25.00$25.003/4/2010 12:31:25 PM
seanwolter$25.00$25.003/4/2010 12:32:46 PM
note-cougar0$25.00$25.003/4/2010 10:08:28 AM
tillit$25.00$25.003/4/2010 1:46:09 PM
divemaster$25.00$25.003/4/2010 2:18:20 PM
TEAM-Jasper$25.00$25.003/4/2010 3:00:34 PM
lizard_lips$25.00$25.003/4/2010 3:09:29 PM
biobulator$25.00$25.003/4/2010 3:11:03 PM
dollar-oracle55$25.00$25.003/4/2010 3:11:16 PM
Katburg$32.34$32.343/4/2010 3:11:20 PM
janicewill$25.00$25.003/4/2010 3:11:23 PM
bikingbtb$25.00$25.003/4/2010 3:15:34 PM
Superc0ld$32.75$32.753/4/2010 3:25:56 PM
Danfromnapa$50.00$50.003/4/2010 3:41:25 PM
bnlforever$25.00$25.003/4/2010 1:21:06 PM
Cubsfan07$25.00$25.003/4/2010 1:21:10 PM
lendme2$38.31$38.313/4/2010 1:36:56 PM
kscc183$25.00$25.003/4/2010 1:46:04 PM
omerta6102$50.00$50.003/4/2010 1:54:39 PM
power-cactus0$25.00$25.003/4/2010 2:01:08 PM
skiberdad$50.00$50.003/4/2010 2:18:27 PM
skibum65$50.00$50.003/4/2010 2:20:50 PM
sweepeet$25.00$25.003/4/2010 2:34:24 PM
Eudyptes$50.00$50.003/4/2010 2:47:25 PM
Dia_Lucri3$25.00$25.003/4/2010 3:07:30 PM
money2k$25.00$25.003/4/2010 3:11:14 PM
theprince$25.00$25.003/4/2010 3:11:41 PM
boater01$37.08$37.083/4/2010 3:16:04 PM
Interloper$25.00$25.003/4/2010 4:33:52 PM
ogoog$25.00$25.003/4/2010 5:22:27 PM
srgriff$25.00$1.113/4/2010 5:45:26 PM
Dollars4Rent$25.00$25.003/4/2010 6:34:20 PM
AKJagMan$25.00$25.003/4/2010 4:43:00 PM
loan-master996$42.58$42.583/4/2010 5:34:33 PM
Breakfast_Gypsy$25.00$25.003/4/2010 5:43:07 PM
GElender$50.00$50.003/4/2010 4:19:24 PM
nodrivelpls$25.00$25.003/4/2010 4:33:37 PM
Josilot$25.00$25.003/4/2010 4:33:58 PM
mathprof$25.00$25.003/4/2010 4:45:36 PM
MattTheGr8$25.00$25.003/4/2010 5:07:59 PM
next-time$25.00$25.003/5/2010 8:08:12 AM
julijask$35.00$35.003/5/2010 9:26:57 AM
CirC$25.00$25.003/5/2010 4:53:26 PM
RadarLuv$25.00$25.003/6/2010 4:07:35 AM
Cherrypicker$50.00$50.003/6/2010 8:32:00 AM
GarciaCompany$25.00$25.003/6/2010 12:51:38 PM
xchach1ng$25.00$25.003/6/2010 3:23:48 PM
ommuruga$55.00$55.003/6/2010 7:31:11 PM
Richmp412$25.00$25.003/6/2010 7:47:03 AM
serene-truth2$25.00$25.003/6/2010 6:08:10 PM
powerful-velocity$25.00$25.003/6/2010 4:04:28 PM
JustOneVoice$25.00$25.003/7/2010 12:39:39 PM
navy_cash$25.00$25.003/7/2010 1:14:34 PM
AF-Chief$28.00$28.003/1/2010 4:27:52 PM
Rockymtnhi$42.71$42.713/1/2010 4:32:47 PM
skuba$25.00$25.003/1/2010 4:25:40 PM
micko$25.00$25.003/1/2010 4:38:12 PM
hitsman$50.00$50.003/1/2010 4:42:43 PM
luckyldy$35.00$35.003/1/2010 4:43:18 PM
torion$25.00$25.003/1/2010 4:44:06 PM
bchen78875$25.00$25.003/1/2010 4:38:29 PM
gavinfh$25.00$25.003/1/2010 4:45:43 PM
enthusiastic-balance5$100.00$100.003/1/2010 4:40:03 PM
don8ter$25.00$25.003/1/2010 4:39:15 PM
wise-handy-finance$25.00$25.003/1/2010 4:48:25 PM
personal-lender$25.00$25.003/1/2010 4:48:52 PM
progressive-asset$100.00$100.003/1/2010 4:42:18 PM
xstreamin$25.00$25.003/1/2010 4:43:08 PM
natural-greenback6$25.00$25.003/1/2010 4:52:14 PM
lloyd_s$25.00$25.003/1/2010 4:54:15 PM
melodious-fairness$25.00$25.003/1/2010 4:55:59 PM
BlindJoeDeath$25.00$25.003/1/2010 4:50:18 PM
delicious-social132$25.00$25.003/1/2010 4:49:16 PM
important-ore$50.00$50.003/1/2010 4:52:52 PM
entertaining-greenback2$25.00$25.003/1/2010 5:01:09 PM
studious-bonus7$50.00$50.003/1/2010 5:02:42 PM
honorable-yield$50.00$50.003/1/2010 4:55:37 PM
integrity-doctor$50.00$50.003/1/2010 4:54:31 PM
Goodlender42$25.00$25.003/1/2010 4:56:55 PM
BuffetRocks$50.00$50.003/1/2010 5:01:20 PM
jfd287$25.00$25.003/1/2010 5:02:56 PM
balance-whistle7$25.00$25.003/1/2010 5:03:25 PM
peaceful-integrity5$25.00$25.003/1/2010 5:03:32 PM
edognyc$25.00$25.003/1/2010 5:02:22 PM
balance6$25.00$25.003/1/2010 5:20:00 PM
charming-point$28.25$28.253/2/2010 4:58:54 AM
PaulHenry$25.00$25.003/1/2010 5:29:42 PM
chomper969$25.00$25.003/2/2010 9:31:46 AM
unrivaled-justice$25.00$25.003/2/2010 7:10:26 AM
jga516$25.00$25.003/2/2010 9:32:24 AM
lovelongandprosper$50.00$50.003/2/2010 9:32:43 AM
uwinwewin$25.00$25.003/2/2010 9:31:18 AM
forthright-dedication$50.00$50.003/2/2010 12:00:02 PM
duty-monger$50.00$50.003/2/2010 10:07:43 AM
Artist_Blue$25.00$25.003/2/2010 10:45:18 AM
Josta$41.72$41.723/2/2010 11:01:01 AM
newyork6264$25.00$25.003/2/2010 12:15:21 PM
acrocoach$25.00$25.003/2/2010 12:37:49 PM
Cai8899$50.00$50.003/2/2010 2:10:22 PM
whynormal$25.00$25.003/2/2010 8:02:45 PM
silver-armada$100.00$100.003/2/2010 5:55:34 PM
KiwiElf$25.00$25.003/3/2010 10:28:13 AM
fightinjoe$25.00$25.003/2/2010 9:37:38 PM
anton$41.26$41.263/3/2010 11:53:39 AM
MoneyU4IA$25.00$25.003/3/2010 5:28:54 AM
idhitthat$25.00$25.003/3/2010 2:58:32 PM
jrbill1998$50.00$50.003/3/2010 11:28:49 AM
enigma1337$25.00$25.003/3/2010 10:43:43 AM
dollar-birdie$25.00$25.003/3/2010 12:25:38 PM
hope-spinner$25.00$25.003/3/2010 2:41:07 PM
kindness-percolator5$25.00$25.003/4/2010 1:35:20 AM
martinnc$25.00$25.003/4/2010 6:51:41 AM
engaging-worth$30.00$30.003/3/2010 9:39:24 PM
famous-bill$50.00$50.003/4/2010 5:30:48 AM
nestegg4e$25.00$25.003/4/2010 9:23:02 AM
DadWarbucks$25.00$25.003/4/2010 9:25:27 AM
senorzookeeper$25.00$25.003/4/2010 7:41:00 AM
LALO79$25.00$25.003/3/2010 9:38:59 PM
Marfloogan$25.00$25.003/4/2010 10:15:35 AM
bowdish1$30.65$30.653/4/2010 10:46:31 AM
108lender$25.00$25.003/4/2010 11:33:23 AM
Patter256$25.00$25.003/4/2010 9:23:04 AM
GACFUNDING$25.00$25.003/4/2010 12:06:35 PM
sophisticated-ore$200.00$200.003/4/2010 9:27:44 AM
KrazyCelticKid$75.00$75.003/4/2010 9:27:52 AM
reinforced-revenue069$25.00$25.003/4/2010 9:36:27 AM
LenderByDay$25.00$25.003/4/2010 9:40:30 AM
herbyman$25.00$25.003/4/2010 12:56:33 PM
Frenchynh$25.00$25.003/4/2010 1:12:41 PM
gametime34$76.39$76.393/4/2010 10:13:53 AM
Oupa-George$25.00$25.003/4/2010 1:18:37 PM
ualf$50.00$50.003/4/2010 1:31:21 PM
selfmademan$25.00$25.003/4/2010 10:35:35 AM
kegs$85.90$85.903/4/2010 9:22:12 AM
rmachi$25.00$25.003/4/2010 9:23:14 AM
wise-silver-wonder$25.00$25.003/4/2010 9:24:47 AM
MyKidsDad$25.00$25.003/4/2010 12:00:06 PM
bankofburt$25.00$25.003/4/2010 2:35:00 PM
ClearLake$25.00$25.003/4/2010 2:41:03 PM
ALVO$30.25$30.253/4/2010 3:09:28 PM
currency-zenith$50.00$50.003/4/2010 9:37:19 AM
noble-revenue$50.00$50.003/4/2010 3:11:15 PM
spsavage$25.00$25.003/4/2010 12:31:26 PM
yield-lion$25.00$25.003/4/2010 12:32:59 PM
BerkeleyBonds$25.00$25.003/4/2010 3:40:33 PM
Cbgator$25.00$25.003/4/2010 12:47:39 PM
Voltaire$50.00$50.003/4/2010 10:35:44 AM
Havana21$50.00$50.003/4/2010 1:30:06 PM
compassion-lotus5$25.00$25.003/4/2010 10:51:11 AM
IP$50.00$50.003/4/2010 2:18:22 PM
larrybird$100.00$100.003/4/2010 3:10:58 PM
kulender$25.00$25.003/4/2010 3:11:06 PM
flopcat$25.00$25.003/4/2010 3:11:49 PM
treasure-bliss$25.95$25.953/4/2010 12:50:33 PM
PocketAces$25.00$25.003/4/2010 3:11:59 PM
JagFan$25.00$25.003/4/2010 12:57:22 PM
profit33r$25.00$25.003/4/2010 1:12:40 PM
ahalls$25.00$25.003/4/2010 1:28:33 PM
assetmanager$25.00$25.003/4/2010 1:44:03 PM
carlover$25.00$25.003/4/2010 4:19:21 PM
cyberie21$40.00$40.003/4/2010 2:11:32 PM
Cheburashka$25.00$25.003/4/2010 2:18:30 PM
Au-Ag-Pt$25.00$25.003/4/2010 2:31:58 PM
wayman$50.00$50.003/4/2010 3:11:05 PM
Hokiemon$46.31$46.313/4/2010 3:11:24 PM
cpaphoto$25.00$25.003/4/2010 3:11:37 PM
Oryx22$25.00$25.003/4/2010 3:15:30 PM
monticello$27.42$27.423/4/2010 3:21:59 PM
zeelender$25.00$25.003/4/2010 4:33:48 PM
teller$25.00$25.003/4/2010 3:49:05 PM
friendly-market5$25.00$25.003/4/2010 3:50:34 PM
Sibelius2$25.00$25.003/4/2010 4:42:37 PM
davidc314$50.00$50.003/4/2010 4:42:58 PM
TheColoradoDon$25.00$25.003/4/2010 4:43:02 PM
pinballeffect$125.00$125.003/4/2010 8:22:54 PM
Ballard$25.00$25.003/4/2010 4:45:31 PM
Supernick$25.00$25.003/4/2010 5:25:36 PM
cesta283$25.00$25.003/4/2010 5:42:35 PM
Cutts$25.00$25.003/4/2010 4:33:35 PM
mmckune$25.00$25.003/4/2010 4:43:01 PM
Simply2fly$25.00$25.003/5/2010 8:16:48 AM
webfeet$50.00$50.003/5/2010 5:40:13 AM
lenderinnevada$60.42$60.423/5/2010 11:34:37 AM
ujiba$25.00$25.003/5/2010 9:34:54 AM
danielamity$93.26$93.263/5/2010 12:35:30 PM
poloinc$123.10$123.103/5/2010 4:19:43 PM
Earnest_Money$25.00$25.003/5/2010 4:37:44 PM
halfcr83$25.00$25.003/6/2010 8:13:45 AM
spiff666$25.00$25.003/6/2010 2:33:23 PM
StLME$45.00$45.003/6/2010 3:01:09 PM
G-Love$250.00$250.003/6/2010 5:32:38 PM
shrewd-income$25.00$25.003/6/2010 2:45:35 PM
soular21804$25.00$25.003/7/2010 10:02:39 AM
BaxterSandy$25.00$25.003/6/2010 4:47:49 PM
preventivepestcontrol$100.00$100.003/6/2010 6:24:47 PM
helpneachother$50.00$50.003/7/2010 6:54:07 AM
porwestco$25.00$25.003/7/2010 7:14:58 AM
283 bids
 
Borrower Payment Dependent Notes Series 448289
This series of Notes was issued and sold upon the funding of the borrower loan #41295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,400.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 36.44% Starting monthly payment: $330.57
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 25.28% Final monthly payment: $286.45
 
Auction yield range: 11.05% - 33.00% Estimated loss impact: 10.53%  
Lender servicing fee: 1.00% Estimated return: 11.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 15%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 8Length of status:15y 9m
Credit score: 680-699 (Feb-2010) Total credit lines: 25 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $10,432Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 11    
Screen name: hcnalbdr Borrower's state: Virginia Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 98% ) 680-699 (Latest)
Principal borrowed: $22,000.00< mo. late: 1 ( 2% )  
680-699 (Dec-2009)
680-699 (Jan-2008)
620-639 (May-2007)
560-579 (Apr-2007)
 
Principal balance: $2,097.33 1+ mo. late: 0 ( 0% )
Total payments billed: 47  
Description
Navy family selling our house
About Me:I am a 35 year old?prior enlisted,?Lieutenant in the US Navy?with over 15 years of service.?We live on base and were renting out the home we own in Texas.?We have 4 awesome children; a son from my previous marriage, a daughter from her's, and 2 sons together.?She is a stay at home mom and does a great job that I am grateful for.?The Navy has given us a lot of unique opportunities and?I plan on spending another 8 to 10 years serving our country. I have recently been picked up for assignment to Naval Post Graduate school to pursue my Masters degree in Mechanical Engineering.

Purpose of loan:
This loan will be used to?make repairs/improvements to?our rental house to make it a better?property to sell. We have decided that selling the house will reduce some headache for us and free up capital to pay off this loan quickly and reinvest in Prosper.???

My financial situation:
????? I am a good candidate for this loan because I have a very stable job with a dependable income. I just received a?pay raise at the beginning of the year?and will have another in?May of about $150/month?when I make 16 years. If you are not familiar with military pay,?tables for?all years?can be found at the DFAS website. My paygrade is O-3E over 14 years.
?? The home is a 1600+ square foot, 3 bedroom, 2 bath home located in a great neighborhood that?has not suffered from the collapse in the housing market. This is due to the fact that the homes in the area?maintained modest prices?while many homes were being over priced.?The home's value has been appraised at $120k to $125k. We owe a little more than $90k and expect to sell the home for $115-120k. Based on this the home sale will cover all of the Prosper loan, even after the closing costs and improvements.
?? While I have been assigned a grade of?D on this listing, I am not sure why that is. You will note that my credit score has been continually improving since my first Prosper loan. I also have a good track record with Prosper, having already paid off one $16k?loan and half of my current loan.?There was one payment made late to Prosper due to a problem with my automatic?bank payment. In addition I have a reserve of $3000 in savings to leverage toward repayment of my loan.

Monthly net income: $ 6800

Monthly expenses: $ 6200
??Housing (Mortgage for house in Texas): $ 1150
? Housing (BAH goes directly to Base Housing): $ 1904
??Insurance: $ 550
??Car expenses (including car loan): $ 640
??Utilities: $ 0 (Base housing!)
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 350
??Credit cards (this is without the Prosper loan to be paid): $ 400
??Other expenses: Child Support $?500
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $228.20 in winning bids.
"A Military Officer, Lender and past borrower, as with all group loans I have talked with him in detail and verified Military status and contact info. A great bet!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Its interesting that this loan has already gotten funded while the last one went unfounded. You went from and E to a D in the space of a week or so. I will bid this time just like i did last time. Good luck. - Johnab
A: Thank you for your bid! My low rating initially was unexpected to me and then the increase with no identifiable explanation was curious. I think starting my listing with a lower amount and much higher rate is maybe what generated the interest in bidding on my listing. Thanks, again. Have a great day. (Mar-04-2010)
Q: Hi: Prosper shows 11 delinquencies - what were those for? Thanks, and thanks for your service! - courteous-bazaar
A: These were on credit card balances about six years ago. I had some financial difficulties then, that I am almost recovered from now. Any deliquencies I had were made current and the cards I had are paid off and closed, or are current and being paid off. I am proud to serve and I appreciate your gratitude! (Mar-07-2010)
Q: Hello and thank you for your service to our country. In checking out the military pay tables at DFAS it appears that your annual pay would be about $71,500. Please explain the difference with what you have reported as your income of 100K+. Thanks. - vineet
A: This does not include my Basic Allowance for Housing (BAH) which is $1977/month here in Norfolk, VA. This is a non-taxable allowance based on rank, location of duty station, and whether or not you have dependents. The DFAS website also has a BAH calculator. (Mar-08-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bondhedger$25.00$25.003/1/2010 5:18:44 PM
Oak-Parker$25.00$25.003/1/2010 7:34:29 PM
Starman57$100.00$100.003/2/2010 8:28:02 AM
EEasyMoney$25.00$25.003/1/2010 9:35:33 PM
DenimCapital$25.00$25.003/2/2010 7:34:55 AM
lepolgr$50.00$50.003/2/2010 1:41:47 PM
bold-direct-asset$50.00$50.003/2/2010 3:10:35 PM
Eaglehigh$25.00$25.003/2/2010 9:05:46 PM
investor1234$25.00$25.003/2/2010 6:39:00 PM
heritage_loans$25.00$25.003/2/2010 5:57:33 PM
rubylender$25.00$25.003/3/2010 1:38:04 PM
lender12345$100.00$100.003/3/2010 11:18:10 AM
hopheadmike$27.00$27.003/3/2010 9:35:34 AM
Miami_Lending$191.00$191.003/4/2010 8:47:16 AM
credit-missile$100.00$100.003/3/2010 8:18:35 PM
soilchem$25.00$25.003/4/2010 12:20:12 AM
Catz_aplenty$33.39$33.393/4/2010 6:10:45 AM
GCSS$25.00$25.003/3/2010 6:12:06 PM
Military-2-Military$1,000.00$1,000.003/3/2010 8:13:22 PM
Jinja$80.00$80.003/4/2010 10:07:58 AM
Gregger$32.15$32.153/4/2010 12:07:24 PM
integrity-doctor$50.00$50.003/4/2010 12:31:29 PM
Catz_aplenty$29.24$29.243/4/2010 6:22:18 PM
MrRooster101$25.00$25.003/4/2010 6:09:57 PM
SkinnyFish$25.00$25.003/5/2010 10:14:50 AM
JGuide$101.10$101.103/5/2010 8:06:57 AM
lenderrn$60.00$60.003/5/2010 10:32:06 AM
Octamer$50.00$50.003/5/2010 10:36:17 AM
nimcha$50.00$50.003/5/2010 4:35:42 PM
Johnab$25.00$25.003/5/2010 1:05:39 PM
enriched-truth$50.14$50.143/5/2010 2:26:39 PM
gothampark$25.00$25.003/5/2010 11:28:09 PM
maricel10$75.00$75.003/6/2010 2:27:10 AM
investment-daydream$75.00$75.003/5/2010 5:53:49 PM
AtmaSingshu$25.00$25.003/6/2010 9:00:13 AM
wicada$52.10$52.103/6/2010 10:46:47 AM
Feyenoord$45.32$45.323/6/2010 12:44:40 PM
first-genuine-bid$66.41$66.413/6/2010 8:53:17 AM
vigilance-searcher$25.00$25.003/6/2010 2:03:04 PM
autonomous-power$90.00$90.003/5/2010 10:59:30 PM
LeverageLender$25.00$25.003/6/2010 12:34:21 PM
THEREALESTATEGUY$33.23$33.233/6/2010 10:51:10 AM
loanman2007$350.00$350.003/7/2010 12:47:07 PM
nyfamily$50.00$50.003/7/2010 2:46:58 PM
tashara$25.00$25.003/7/2010 12:03:54 PM
DANTHEMAN2$25.00$25.003/7/2010 2:45:26 AM
courteous-bazaar$200.00$200.003/7/2010 6:57:59 PM
credit-missile$28.56$28.563/8/2010 7:19:22 AM
Bekim$25.00$25.003/8/2010 7:52:27 AM
Nasdaq$25.00$25.003/8/2010 10:11:27 AM
dudebrah$25.00$25.003/8/2010 10:39:24 AM
gr8loans4u$30.69$30.693/8/2010 11:09:20 AM
martymaniaman$25.00$25.003/8/2010 5:37:31 AM
The-Lighthouse-Group$25.00$25.003/8/2010 6:09:07 AM
Johnab$26.00$26.003/8/2010 12:22:26 PM
trade-elm$250.00$250.003/8/2010 2:03:28 PM
dorypro$50.00$50.003/8/2010 10:17:26 AM
vineet$25.00$25.003/8/2010 4:02:27 PM
ScottFinance$25.00$25.003/8/2010 11:35:18 AM
bull_lender$36.00$36.003/8/2010 4:08:25 PM
NekHoldings$25.00$25.003/8/2010 12:55:26 PM
Rip128$50.00$50.003/8/2010 3:04:19 PM
walkinonwater$25.00$25.003/8/2010 4:00:34 PM
friendinmoney$25.00$25.003/8/2010 4:08:04 PM
Engineer44$30.00$30.003/8/2010 4:08:47 PM
JGuide$26.00$26.003/1/2010 4:41:03 PM
aurorafinancial$50.00$50.003/1/2010 4:52:08 PM
Kash2010lu$50.00$50.003/1/2010 6:50:17 PM
chameleon125$50.00$50.003/1/2010 9:30:53 PM
CoolPlexer$25.00$25.003/1/2010 5:44:00 PM
MoneyForNothing$25.00$25.003/1/2010 8:02:20 PM
tacologic$25.00$25.003/2/2010 9:03:16 AM
twjh$25.00$25.003/2/2010 6:06:29 AM
exciting-fairness$200.00$200.003/2/2010 7:38:41 AM
Spring342$25.00$25.003/2/2010 10:53:29 AM
well-mannered-income3$40.00$40.003/2/2010 11:14:48 AM
five-star-note$37.26$37.263/2/2010 4:36:56 PM
loanermn$100.00$100.003/2/2010 1:07:51 PM
Your_Bank$38.77$38.773/2/2010 6:45:39 PM
lowcostmoney$25.00$25.003/3/2010 3:18:55 PM
fairness-atmosphere$30.00$30.003/4/2010 7:24:12 AM
deepblue34$40.00$40.003/3/2010 7:12:03 PM
atomantic$50.00$50.003/4/2010 12:29:44 AM
Dollars4Rent$25.00$25.003/4/2010 6:36:05 PM
TheSweetLender$75.00$75.003/5/2010 3:28:36 AM
rustysailor$25.00$25.003/4/2010 10:35:34 PM
Simply2fly$25.00$25.003/5/2010 8:23:15 AM
dcm6276$25.00$25.003/5/2010 7:05:55 AM
Finchy78$25.00$25.003/5/2010 12:48:13 PM
lenderinnevada$75.00$75.003/5/2010 11:42:16 AM
credit-missile$50.00$50.003/5/2010 12:23:40 PM
Only_Money$25.00$25.003/5/2010 2:36:56 PM
boo_hoo$50.00$50.003/5/2010 4:13:07 PM
JGuide$101.10$101.103/5/2010 1:49:20 PM
reflective-rupee$100.00$100.003/5/2010 6:16:21 PM
reflective-rupee$100.00$100.003/5/2010 6:16:40 PM
capital-galaxy$75.00$75.003/6/2010 5:14:51 AM
investment-daydream$75.00$75.003/5/2010 5:22:53 PM
GS-ROCK$100.00$100.003/6/2010 8:50:01 AM
PrepWonder$50.00$50.003/5/2010 6:07:45 PM
power-secret-agent$25.00$25.003/6/2010 6:01:46 AM
MrMoneyBags$35.00$35.003/6/2010 6:56:47 AM
credit-sasquatch3$28.00$28.003/6/2010 10:34:46 AM
credit-missile$50.00$50.003/6/2010 9:55:40 AM
KarmaBum77$39.67$27.013/5/2010 9:50:03 PM
Rulea72$37.53$37.533/6/2010 6:11:45 PM
gpuck$25.00$25.003/6/2010 8:10:07 AM
Lancasterdust$25.00$25.003/6/2010 9:33:19 PM
greenb$25.00$25.003/7/2010 8:19:52 AM
BlessedEveryDay$25.00$25.003/7/2010 7:33:54 AM
LuvToLend$25.00$25.003/7/2010 12:27:31 PM
mrreynol$25.00$25.003/7/2010 2:52:44 PM
reflective-rupee$100.00$100.003/7/2010 4:22:09 PM
Pilot12$25.00$25.003/7/2010 8:29:26 PM
investment-daydream$75.00$75.003/7/2010 12:08:15 PM
Kash2010lu$25.00$25.003/8/2010 8:53:47 AM
Skeptical-one$25.00$25.003/8/2010 8:08:09 AM
MrPie$25.00$25.003/8/2010 8:55:24 AM
KapitalX$50.00$50.003/8/2010 12:17:27 PM
dammage$50.00$50.003/8/2010 12:19:55 PM
Sugarmama21$57.00$57.003/8/2010 3:22:02 PM
unger$50.00$50.003/8/2010 3:51:26 PM
toxicbutterfly$30.00$30.003/8/2010 10:52:29 AM
Bob450$50.00$50.003/8/2010 11:14:44 AM
icon7$25.00$25.003/8/2010 3:51:49 PM
hellasow$30.00$30.003/8/2010 3:54:41 PM
best-generosity-financier$25.00$25.003/8/2010 4:09:19 PM
lucrative-transparency0$50.00$50.003/8/2010 4:07:45 PM
quest0$25.00$25.003/8/2010 3:20:21 PM
social-conductor4$25.00$25.003/8/2010 4:05:29 PM
scoobiedoo$25.00$25.003/8/2010 4:06:27 PM
131 bids
 
Borrower Payment Dependent Notes Series 448293
This series of Notes was issued and sold upon the funding of the borrower loan #41302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 14.04% Starting borrower rate/APR: 15.04% / 17.21% Starting monthly payment: $502.93
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $501.58
 
Auction yield range: 6.05% - 14.04% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1993 Debt/Income ratio: 26%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 8Length of status:15y 0m
Credit score: 740-759 (Mar-2010) Total credit lines: 34 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $66,991Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 30%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: deal-chemistry6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credits
Purpose of loan:
This loan will be used to consolidation my existing credit card debts into one loan so I am able to make one payment versus multiple payments therefore enabling me to pay off the debt sooner.? This will allow me to get rid of the smaller credit cards with balances ($8,600, $2,300 & $3,500?are the card amounts that will be paid off)?and focus my extra money on the larger one ($12,500)?since I will have less payments to make.
My financial situation:
I am a good candidate for this loan because I have had good credit in the past.? I have gotten catch in the credit card trap and am willing to pay the debts off versus restructuring.? I am taking responsibility for my actions not blaming someone else.? My debt is $99K on my residence, $23K on a HELOC, and $55K in credit cards.? I bring home approximately $4200 a month and my monthly expenses including the credit card payments that I am look to consolidate is $3100.? My residence is worth approximately $133K.? By having two payments (one credit card and this loan), it will bring my monthly expenses down to around $2,600 which will allow me to take the additional $500 and put it down on the large credit card to get it paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: you listed your debt but not the interest you are paying on it. Kindly let us know what interest your debt is currently at. - Moneypenny6
A: Between 12% and 18% depending on the card. (Mar-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/1/2010 4:27:51 PM
selector568$200.00$200.003/1/2010 4:33:00 PM
skuba$25.00$25.003/1/2010 4:25:41 PM
bchen78875$25.00$25.003/1/2010 4:38:32 PM
Microfinancer$25.00$25.003/1/2010 4:40:14 PM
luckyldy$35.00$35.003/1/2010 4:43:17 PM
micko$25.00$25.003/1/2010 4:38:15 PM
kbodendorf$25.00$25.003/1/2010 4:39:48 PM
macjp123$25.00$25.003/1/2010 4:42:03 PM
xstreamin$25.00$25.003/1/2010 4:43:06 PM
irrelevant$25.00$25.003/1/2010 4:51:35 PM
1phantom$25.00$25.003/1/2010 4:51:55 PM
jigsaw$100.00$100.003/1/2010 4:43:34 PM
durability-halibut$25.00$25.003/1/2010 4:55:03 PM
tranquil-diversification8$25.00$25.003/1/2010 4:45:59 PM
the-profit-oracle$25.00$25.003/1/2010 4:47:22 PM
Goodlender42$25.00$25.003/1/2010 4:56:54 PM
flexible-value$26.00$26.003/1/2010 4:48:44 PM
the-silver-blaster$40.00$40.003/1/2010 4:48:04 PM
bold-durability-drum$25.00$25.003/1/2010 4:48:12 PM
Aimvest$25.00$25.003/1/2010 4:49:58 PM
mg6619$25.00$25.003/1/2010 4:49:42 PM
inspired-contract9$25.00$25.003/1/2010 4:59:45 PM
RationalWorld$25.00$25.003/1/2010 4:51:46 PM
success1001$50.00$50.003/1/2010 4:50:30 PM
important-ore$50.00$50.003/1/2010 4:52:50 PM
dmfog$25.00$25.003/1/2010 4:53:26 PM
jfd287$25.00$25.003/1/2010 5:02:58 PM
Phantom99$25.00$25.003/1/2010 4:54:59 PM
Trimalchio12$25.00$25.003/1/2010 4:55:31 PM
lloyd_s$25.00$25.003/1/2010 4:54:14 PM
integrity-doctor$50.00$50.003/1/2010 4:54:29 PM
honorable-yield$50.00$50.003/1/2010 4:55:38 PM
PaulHenry$25.00$25.003/1/2010 4:58:12 PM
adir1$25.00$25.003/1/2010 4:57:18 PM
payment-freshmaker$25.00$25.003/1/2010 4:59:10 PM
helping-out$25.00$25.003/1/2010 4:59:39 PM
studious-bonus7$50.00$50.003/1/2010 5:02:38 PM
unassuming-reward$25.00$25.003/1/2010 5:03:43 PM
BuffetRocks$50.00$50.003/1/2010 5:01:18 PM
mikeandcat$50.00$50.003/1/2010 5:01:58 PM
desertoasis$25.00$25.003/1/2010 9:31:18 PM
Billfred$25.00$25.003/1/2010 10:00:35 PM
unrivaled-justice$25.00$25.003/2/2010 7:10:24 AM
friendly-market5$25.00$25.003/1/2010 8:55:30 PM
Sol_Invictus$25.00$25.003/2/2010 8:47:47 AM
uwinwewin$25.00$25.003/2/2010 9:31:17 AM
flexible-return297$25.00$25.003/2/2010 9:31:31 AM
uncleubb$25.00$25.003/2/2010 9:32:35 AM
charming-point$25.00$25.003/1/2010 9:25:36 PM
tntbuzz$25.00$25.003/2/2010 10:08:35 AM
lovelongandprosper$50.00$50.003/2/2010 9:32:42 AM
bxdoc$25.00$25.003/2/2010 11:41:11 AM
intelligent-yield$25.00$25.003/2/2010 12:00:07 PM
bowdish1$25.00$25.003/2/2010 12:55:37 PM
Floridian71$25.00$25.003/2/2010 3:30:57 PM
steely_dan34$25.00$25.003/2/2010 11:16:19 AM
Josta$28.95$28.953/2/2010 8:20:23 PM
fightinjoe$25.00$25.003/2/2010 9:37:37 PM
tripnosis$25.00$25.003/3/2010 9:33:38 AM
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enigma1337$25.00$25.003/3/2010 10:43:42 AM
blissful-note7$25.00$25.003/3/2010 1:09:39 AM
flipnsf$25.00$25.003/3/2010 2:41:03 PM
anton$25.00$25.003/3/2010 2:56:19 PM
red-favorable-basis$25.00$25.003/3/2010 3:18:58 PM
LibertyCPA$25.00$25.003/3/2010 12:54:51 PM
kmr2$50.64$50.643/3/2010 7:33:39 PM
famous-bill$50.00$50.003/4/2010 5:30:47 AM
sophisticated-ore$37.49$37.493/4/2010 5:51:04 AM
senorzookeeper$25.00$25.003/4/2010 7:41:00 AM
duty-monger$50.00$50.003/4/2010 9:19:49 AM
Cai8899$50.00$50.003/4/2010 9:21:25 AM
gametime34$25.00$25.003/3/2010 5:43:33 PM
Eagledrop$25.00$25.003/3/2010 5:58:32 PM
orange-preeminant-bill$100.00$100.003/4/2010 9:25:45 AM
edognyc$25.00$25.003/4/2010 8:00:29 AM
investment-oasis$25.00$25.003/3/2010 11:46:02 PM
gokart83$25.00$25.003/4/2010 11:37:30 AM
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martinnc$25.00$25.003/4/2010 6:51:40 AM
banjoey$25.00$25.003/4/2010 12:30:31 PM
jibe-set$32.80$32.803/4/2010 12:31:48 PM
tallmon$25.00$25.003/4/2010 12:33:07 PM
Print88$25.00$25.003/4/2010 9:03:33 AM
reflective-cash0$73.01$73.013/4/2010 9:40:32 AM
srilm$25.00$25.003/4/2010 1:30:47 PM
Voltaire$50.00$50.003/4/2010 10:35:42 AM
lendme2$50.00$50.003/4/2010 1:36:55 PM
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108lender$49.10$49.103/4/2010 11:14:51 AM
HunterSix$25.00$25.003/4/2010 2:07:55 PM
CASHGIRL$39.78$39.783/4/2010 2:11:19 PM
boater01$25.00$25.003/4/2010 11:41:00 AM
brazilofmux$100.00$100.003/4/2010 9:24:10 AM
skiberdad$50.00$50.003/4/2010 2:18:28 PM
anders94$25.00$25.003/4/2010 9:27:56 AM
DrStaff$33.83$33.833/4/2010 12:26:30 PM
atmaan$25.00$25.003/4/2010 3:11:29 PM
investor421$25.00$25.003/4/2010 9:38:31 AM
HHP$25.00$25.003/4/2010 3:36:05 PM
Jinja$35.00$35.003/4/2010 9:45:35 AM
Edwin_Rae$25.00$25.003/4/2010 9:55:46 AM
Chakma$25.00$25.003/4/2010 10:25:21 AM
wdove511$25.00$25.003/4/2010 1:12:30 PM
theprince$25.00$25.003/4/2010 10:46:23 AM
KramericaIndustries$25.00$25.003/4/2010 1:30:33 PM
kscc183$25.00$25.003/4/2010 1:46:05 PM
rcldesign$25.00$25.003/4/2010 2:10:05 PM
Cheburashka$25.00$25.003/4/2010 2:18:29 PM
time4aloan$50.00$50.003/4/2010 12:06:28 PM
LandE2BG$25.00$25.003/4/2010 2:26:00 PM
resource777$25.00$25.003/4/2010 2:34:25 PM
TEAM-Jasper$25.00$25.003/4/2010 3:00:36 PM
gjh37$25.00$25.003/4/2010 3:11:11 PM
benefit-squirrel$30.00$30.003/4/2010 3:11:18 PM
value-pole$25.00$25.003/4/2010 3:11:21 PM
supreme-hope$25.00$25.003/4/2010 3:11:30 PM
assetmanager$25.00$25.003/4/2010 3:11:54 PM
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teller$25.00$25.003/4/2010 3:49:04 PM
bankofburt$25.00$25.003/4/2010 2:34:59 PM
psztnrw$93.43$93.433/4/2010 3:11:12 PM
yield-lion$25.00$25.003/4/2010 3:11:48 PM
Malkial$25.00$25.003/4/2010 3:25:45 PM
Picopie$47.49$47.493/4/2010 3:36:17 PM
TheColoradoDon$25.00$25.003/4/2010 4:43:03 PM
carlover$25.00$25.003/4/2010 5:25:47 PM
srgriff$25.00$25.003/4/2010 5:45:27 PM
mathprof$25.00$25.003/4/2010 4:45:36 PM
berkeleyalum$25.00$25.003/4/2010 9:10:56 PM
ogoog$25.00$25.003/4/2010 5:22:27 PM
SimonHova$43.28$43.283/5/2010 12:51:02 AM
MakoF16$45.90$45.903/4/2010 5:50:39 PM
another412$25.00$25.003/4/2010 5:50:54 PM
ADIDASNO$25.00$25.003/5/2010 2:05:54 AM
DadWarbucks$25.00$25.003/4/2010 6:35:32 PM
cwswdh$25.00$25.003/4/2010 6:56:04 PM
omerta6102$39.47$39.473/4/2010 7:35:47 PM
nodrivelpls$25.00$25.003/4/2010 4:33:38 PM
mpactlender$25.00$25.003/5/2010 6:12:39 AM
All_Wins$25.00$25.003/5/2010 6:27:19 AM
Marfloogan$25.00$25.003/5/2010 1:18:05 AM
Eudyptes$29.54$29.543/4/2010 5:16:07 PM
hard-working-loot$25.00$25.003/5/2010 6:47:57 AM
Breakfast_Gypsy$25.00$25.003/4/2010 5:43:08 PM
tuneman1980$25.00$25.003/5/2010 3:52:52 AM
seattleslug$25.00$25.003/5/2010 4:19:53 AM
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scottr$25.00$25.003/5/2010 4:44:16 AM
bnlforever$25.00$25.003/5/2010 5:57:33 AM
fund-medalist171$30.00$30.003/5/2010 5:59:13 AM
mason13a$25.00$25.003/5/2010 8:52:34 AM
iolaire$25.00$25.003/5/2010 6:10:21 AM
stolan$25.00$25.003/5/2010 6:11:36 AM
ccaxid57$25.00$25.003/5/2010 6:39:41 AM
fund-bearer3$25.00$25.003/5/2010 9:33:45 AM
Agustin$35.00$35.003/5/2010 1:17:57 AM
hanuman77$29.10$29.103/5/2010 3:07:32 AM
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Kaj$25.00$25.003/5/2010 10:33:40 AM
JDFuego$25.00$25.003/5/2010 10:51:06 AM
Patter256$25.00$25.003/5/2010 11:16:07 AM
top-aggresive-velocity$25.00$25.003/5/2010 9:33:32 AM
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TOCPI$25.00$25.003/5/2010 6:00:20 AM
janicewill$25.00$25.003/5/2010 11:47:47 AM
dollar-oracle55$25.00$25.003/5/2010 6:12:59 AM
faifar$25.00$25.003/5/2010 9:37:08 AM
oodkim84oo$30.21$30.213/5/2010 12:04:56 PM
minista$25.00$25.003/5/2010 9:37:40 AM
lostontheedge$25.00$25.003/5/2010 12:13:04 PM
opmjdv$25.00$25.003/5/2010 6:48:47 AM
ajst1$25.00$25.003/5/2010 10:32:39 AM
teejay411$25.00$25.003/5/2010 7:47:26 AM
jkitten$25.00$25.003/5/2010 11:22:33 AM
first-upright-payout$25.00$25.003/5/2010 1:34:45 PM
noble-revenue$44.94$44.943/5/2010 11:40:49 AM
Fiimg$26.74$26.743/5/2010 1:46:05 PM
BrooklynJim$25.00$25.003/5/2010 12:06:31 PM
gain-boomerang5$25.00$25.003/5/2010 9:33:28 AM
ElChico124$25.00$25.003/5/2010 12:13:03 PM
Ballard$25.00$25.003/5/2010 12:13:19 PM
bklynborn424$25.00$25.003/5/2010 9:33:39 AM
money-maniac$25.00$25.003/5/2010 2:25:33 PM
BankofTony$41.87$41.873/5/2010 9:34:42 AM
KLCRAY$50.00$50.003/5/2010 12:37:23 PM
goldeneye777$25.00$25.003/5/2010 12:38:05 PM
aldeed$25.00$25.003/5/2010 12:47:48 PM
ryan23$25.00$25.003/5/2010 1:03:21 PM
galtsgulch$25.00$25.003/5/2010 10:51:04 AM
profit33r$25.00$25.003/5/2010 11:16:19 AM
value-microscope$25.00$25.003/5/2010 2:22:28 PM
iLoaner$25.00$25.003/5/2010 2:23:04 PM
gain-seagull9$25.00$25.003/5/2010 11:57:57 AM
Noseel$47.17$47.173/5/2010 1:21:09 PM
bonus-patriot$25.00$25.003/5/2010 1:34:42 PM
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wbahl$25.00$25.003/5/2010 3:32:22 PM
02bob$25.00$25.003/5/2010 4:22:27 PM
unclejaef$25.00$25.003/5/2010 5:52:34 PM
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gmf$25.00$25.003/5/2010 8:46:48 PM
JLChamberlain$25.00$25.003/5/2010 8:52:19 PM
CPAMAN$25.00$25.003/5/2010 6:37:30 PM
Hokiemon$40.53$40.533/5/2010 11:33:42 PM
E-B$50.00$50.003/6/2010 3:13:47 AM
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buggzz$25.00$25.003/6/2010 2:34:36 AM
catheroo$25.00$25.003/6/2010 4:27:32 AM
treasure-generator$25.00$25.003/6/2010 2:07:55 PM
jitterbugqueen$50.00$50.003/6/2010 5:32:17 PM
kanpur63$25.00$25.003/6/2010 5:37:29 PM
williamdkit$25.00$25.003/6/2010 8:38:19 AM
G-Love$200.00$200.003/6/2010 5:34:06 PM
jplatypus$25.00$25.003/6/2010 7:37:21 PM
zeelender$25.00$25.003/7/2010 7:17:19 AM
nanda$25.00$25.003/6/2010 8:07:52 PM
redrock007$25.00$25.003/6/2010 9:39:32 PM
Trondheim_Norway$100.00$100.003/6/2010 10:55:59 PM
nestegg4e$25.00$25.003/6/2010 11:32:21 PM
bonus-adventure3$25.00$25.003/7/2010 7:09:31 AM
spiff666$25.00$25.003/6/2010 2:41:53 PM
6mtg35$100.00$100.003/6/2010 4:04:13 PM
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charitycoon$100.00$100.003/7/2010 6:18:50 PM
Schlawinzer$25.00$25.003/7/2010 6:26:00 PM
jamiee73$25.00$25.003/7/2010 8:25:48 AM
drlevvis$27.47$27.473/7/2010 9:28:05 PM
webfeet$25.00$25.003/8/2010 5:45:21 AM
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asset-professor$75.00$75.003/1/2010 4:39:09 PM
hitsman$50.00$50.003/1/2010 4:42:42 PM
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torion$25.00$25.003/1/2010 4:44:03 PM
gavinfh$25.00$25.003/1/2010 4:45:42 PM
enthusiastic-balance5$100.00$100.003/1/2010 4:40:01 PM
don8ter$25.00$25.003/1/2010 4:39:17 PM
jdrez$25.00$25.003/1/2010 4:48:00 PM
wise-handy-finance$25.00$25.003/1/2010 4:48:23 PM
personal-lender$25.00$25.003/1/2010 4:48:55 PM
progressive-asset$100.00$100.003/1/2010 4:42:17 PM
Clambake$50.00$50.003/1/2010 4:42:51 PM
Avala$50.00$50.003/1/2010 4:44:24 PM
natural-greenback6$25.00$25.003/1/2010 4:52:13 PM
red-undaunted-kindness$100.00$100.003/1/2010 4:44:34 PM
burrito6$25.00$25.003/1/2010 4:46:35 PM
melodious-fairness$25.00$25.003/1/2010 4:55:56 PM
cathexis$25.00$25.003/1/2010 4:56:25 PM
delicious-social132$25.00$25.003/1/2010 4:49:16 PM
BlindJoeDeath$25.00$25.003/1/2010 4:50:17 PM
entertaining-greenback2$25.00$25.003/1/2010 5:01:06 PM
top-silver-american$25.00$25.003/1/2010 4:54:38 PM
balance-whistle7$25.00$25.003/1/2010 5:03:23 PM
mattpet$25.00$25.003/1/2010 4:59:18 PM
nybanker85$25.00$25.003/1/2010 5:00:44 PM
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ladderskibum$25.00$25.003/1/2010 10:00:29 PM
jga516$25.00$25.003/2/2010 9:32:24 AM
credit-kahuna$25.00$25.003/2/2010 8:40:22 AM
AnxiousAirman$25.00$25.003/2/2010 10:02:10 AM
gracej$25.00$25.003/2/2010 9:25:34 AM
chomper969$25.00$25.003/2/2010 9:31:45 AM
acrocoach$25.00$25.003/2/2010 12:37:48 PM
Artist_Blue$25.00$25.003/2/2010 10:45:18 AM
newyork6264$25.00$25.003/2/2010 12:15:20 PM
forthright-dedication$50.00$50.003/2/2010 12:00:01 PM
silver-armada$100.00$100.003/2/2010 5:55:35 PM
moola-man$30.00$30.003/2/2010 7:55:36 PM
whynormal$25.00$25.003/2/2010 8:02:45 PM
a-finance-nirvana$25.00$25.003/3/2010 5:28:38 AM
hope-spinner$25.00$25.003/3/2010 2:41:07 PM
dollar-birdie$25.00$25.003/3/2010 12:25:37 PM
jrbill1998$50.00$50.003/3/2010 11:28:49 AM
RetiredATC$25.00$25.003/3/2010 2:48:31 PM
idhitthat$25.00$25.003/3/2010 2:58:32 PM
RugbyNick2126$25.00$25.003/4/2010 7:20:34 AM
LALO79$25.00$25.003/3/2010 9:38:59 PM
tremendous-payment$25.00$25.003/3/2010 4:44:17 PM
reinforced-revenue069$25.00$25.003/4/2010 9:36:26 AM
ManhattanLender$25.00$25.003/3/2010 7:43:31 PM
kegs$25.00$25.003/4/2010 9:40:29 AM
engaging-worth$30.00$30.003/3/2010 9:39:25 PM
note-cougar0$25.00$25.003/4/2010 10:08:27 AM
compassion-lotus5$25.00$25.003/4/2010 10:46:25 AM
kindness-percolator5$25.00$25.003/4/2010 1:35:19 AM
Sam65$25.00$25.003/4/2010 9:18:46 AM
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KiwiElf$25.00$25.003/4/2010 9:24:04 AM
wise-silver-wonder$25.00$25.003/4/2010 9:24:47 AM
reBuild-America$25.00$25.003/4/2010 8:28:19 AM
currency-zenith$50.00$50.003/4/2010 9:37:19 AM
flopcat$25.00$25.003/4/2010 12:39:37 PM
dsfoundation$25.00$25.003/4/2010 9:40:31 AM
Frenchynh$25.00$25.003/4/2010 1:12:41 PM
ualf$50.00$50.003/4/2010 1:31:21 PM
Big_Baller$25.00$25.003/4/2010 1:36:57 PM
cpaphoto$25.00$25.003/4/2010 10:46:22 AM
nalaari$25.00$25.003/4/2010 1:55:47 PM
power-cactus0$25.00$25.003/4/2010 2:01:07 PM
BigGuyBank$25.00$25.003/4/2010 11:33:22 AM
wphmd$25.00$25.003/4/2010 9:27:02 AM
ClearLake$25.00$25.003/4/2010 2:41:03 PM
ctcurtis$25.00$25.003/4/2010 2:41:51 PM
Havana21$46.84$46.843/4/2010 12:15:22 PM
impeccable-transparency$75.00$75.003/4/2010 3:11:26 PM
peerlender$30.00$30.003/4/2010 3:36:07 PM
sharkm$35.00$35.003/4/2010 1:01:59 PM
sharp-bill2$40.00$40.003/4/2010 10:25:29 AM
nourishing-interest0$25.00$25.003/4/2010 10:46:20 AM
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orgy63$25.00$25.003/4/2010 10:51:09 AM
loan-master996$50.00$50.003/4/2010 1:36:58 PM
jonn834$25.00$25.003/4/2010 1:46:04 PM
easylender$25.00$25.003/4/2010 1:55:42 PM
runner262$25.00$25.003/4/2010 2:00:51 PM
happy-return4$25.00$25.003/4/2010 11:40:58 AM
cash-merry-maker$25.00$25.003/4/2010 11:49:54 AM
IP$43.55$43.553/4/2010 2:18:24 PM
derec$25.00$25.003/4/2010 2:18:35 PM
MM1207$25.00$25.003/4/2010 12:06:30 PM
GACFUNDING$25.00$25.003/4/2010 12:06:35 PM
PocketAces$25.00$25.003/4/2010 2:26:04 PM
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flwah$25.00$25.003/4/2010 12:31:53 PM
treasure-bliss$80.39$80.393/4/2010 12:33:04 PM
marketplace-achievement$50.00$50.003/4/2010 3:11:32 PM
hyetech$35.00$35.003/4/2010 3:11:52 PM
leverage-holly$25.00$25.003/4/2010 3:11:57 PM
LenderByDay$25.00$25.003/4/2010 12:57:30 PM
selfmademan$25.00$25.003/4/2010 1:44:14 PM
GElender$50.00$50.003/4/2010 4:19:25 PM
cyberie21$40.00$40.003/4/2010 2:11:33 PM
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mmckune$25.00$25.003/4/2010 4:43:01 PM
spsavage$25.00$25.003/4/2010 5:09:00 PM
Kulchar$36.07$36.073/4/2010 5:45:02 PM
rmachi$25.00$25.003/5/2010 3:01:09 AM
museic1$50.00$50.003/5/2010 3:03:01 AM
captainack$25.00$25.003/5/2010 4:12:28 AM
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JGB$25.00$25.003/5/2010 5:16:55 AM
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lendinstuff$25.00$25.003/5/2010 6:12:35 AM
the-money-gargantuan$25.00$25.003/5/2010 6:12:43 AM
davidc314$45.92$45.923/4/2010 4:42:59 PM
money2k$25.00$25.003/4/2010 4:58:38 PM
djh47a$25.00$25.003/5/2010 6:41:13 AM
fireboss$51.25$51.253/5/2010 1:25:46 AM
larrybird$34.30$34.303/5/2010 6:49:15 AM
fuzed$55.00$55.003/5/2010 2:39:02 AM
Interloper$25.00$25.003/4/2010 5:25:50 PM
fair_rates$25.00$25.003/5/2010 6:50:05 AM
Tradesmanlender$25.00$25.003/5/2010 3:07:37 AM
principal-galaxy$25.00$25.003/5/2010 7:12:35 AM
vault893$49.94$49.943/5/2010 7:13:59 AM
interest-exec9$25.00$25.003/5/2010 7:47:30 AM
LeReve$32.68$32.683/5/2010 8:10:30 AM
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bigphish$25.00$25.003/4/2010 7:55:50 PM
helpneachother$25.00$25.003/4/2010 8:13:22 PM
egw$25.00$25.003/5/2010 5:56:20 AM
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catterpillar$25.00$25.003/5/2010 6:10:02 AM
sugybutt$38.56$38.563/5/2010 9:01:36 AM
funds-promiser$33.34$33.343/5/2010 6:12:37 AM
tijuas90$25.00$25.003/5/2010 6:24:21 AM
Munnie$25.00$25.003/5/2010 9:32:45 AM
pleasant-dime$25.00$25.003/5/2010 9:33:02 AM
vutah$25.00$25.003/4/2010 10:10:30 PM
mikrolown$25.00$25.003/5/2010 6:41:45 AM
divedude$25.00$25.003/5/2010 6:48:50 AM
LongTail$25.00$25.003/5/2010 9:34:45 AM
mattemmo$25.00$25.003/5/2010 9:44:17 AM
ALVO$75.55$75.553/5/2010 3:01:06 AM
mizount$25.00$25.003/5/2010 10:07:54 AM
jchix$25.00$25.003/5/2010 10:32:26 AM
ingenious-social8$25.00$25.003/5/2010 8:25:07 AM
gristle$25.00$25.003/5/2010 5:28:09 AM
biobulator$25.00$25.003/5/2010 5:28:28 AM
PHI4308$25.00$25.003/5/2010 5:57:01 AM
Divr555$50.00$50.003/5/2010 9:34:44 AM
WolRab$25.00$25.003/5/2010 11:54:56 AM
bid-papyrus$25.00$25.003/5/2010 6:26:48 AM
Little_Guy$25.00$25.003/5/2010 12:06:33 PM
zooom7$50.00$50.003/5/2010 9:55:47 AM
mjjjrj$25.00$25.003/5/2010 10:07:52 AM
kingbutthd$25.00$25.003/5/2010 10:57:28 AM
Binan$25.00$25.003/5/2010 1:03:18 PM
Archchancellor$25.00$25.003/5/2010 1:12:17 PM
dunedin$25.00$25.003/5/2010 8:25:14 AM
yertle9$25.00$25.003/5/2010 8:59:16 AM
nycloan$25.00$25.003/5/2010 2:17:23 PM
wampum-chorus3$25.00$25.003/5/2010 2:25:20 PM
KandKLegacyInvestments$25.00$25.003/5/2010 9:33:56 AM
CoolHelp$25.23$25.233/5/2010 12:38:53 PM
leodaguy$25.00$25.003/5/2010 12:43:14 PM
peso-colonel$35.72$35.723/5/2010 10:33:46 AM
L-vex$25.00$25.003/5/2010 4:04:52 PM
Raser$25.00$25.003/5/2010 11:39:00 AM
foxy-fund$25.65$25.653/5/2010 2:43:04 PM
Skady3love$25.00$25.003/5/2010 3:15:36 PM
latestone$25.00$25.003/5/2010 12:05:29 PM
Plotinus$35.08$35.083/5/2010 12:38:04 PM
stanbalwight4$25.00$25.003/5/2010 3:58:09 PM
sammyhammy$25.00$25.003/5/2010 4:14:08 PM
saltymt$25.00$25.003/5/2010 4:22:23 PM
imlosttoo$25.00$25.003/5/2010 2:42:32 PM
curveylady$25.00$25.003/5/2010 3:55:14 PM
b0b$25.00$25.003/5/2010 4:14:09 PM
mc81$25.00$25.003/5/2010 4:22:26 PM
visionary-currency$75.00$75.003/5/2010 4:37:18 PM
outtahoth2o$50.00$50.003/5/2010 5:10:22 PM
angeimack$25.00$25.003/5/2010 6:23:01 PM
GATrust$50.00$50.003/5/2010 7:02:53 PM
MrMoneyBags$25.00$25.003/6/2010 6:58:37 AM
LibbyZ$50.00$50.003/5/2010 11:27:19 PM
JohnW12$25.00$25.003/6/2010 7:32:30 AM
JKKCapital$25.00$25.003/6/2010 5:37:56 AM
massuot$25.00$25.003/6/2010 12:22:52 PM
norcalsv$35.77$35.773/6/2010 12:57:19 PM
xchach1ng$25.00$25.003/6/2010 3:24:14 PM
mizunoman$25.00$25.003/6/2010 2:37:17 PM
cassius84$25.00$25.003/6/2010 5:37:32 PM
glalat$25.00$25.003/6/2010 2:52:23 PM
crankur$25.00$25.003/6/2010 7:37:20 AM
midde551$25.00$25.003/6/2010 8:02:17 PM
ezhik00$25.00$25.003/6/2010 5:17:10 PM
DaveG56313$25.00$25.003/6/2010 8:38:18 AM
Hartfelt$50.00$50.003/6/2010 5:37:30 PM
reflective-rupee$150.00$150.003/6/2010 5:55:54 PM
smallfry$25.00$25.003/6/2010 7:37:23 PM
Josilot$25.00$25.003/6/2010 1:28:23 PM
saschar$25.00$25.003/7/2010 6:58:56 AM
CaboWaboRobo$25.00$25.003/7/2010 7:12:29 AM
jtradition$48.26$48.263/7/2010 11:02:40 AM
iluvlife2day$25.00$25.003/7/2010 3:15:31 PM
wild_carrot$25.00$25.003/6/2010 6:12:53 PM
trumpeter5$50.00$50.003/7/2010 4:18:22 PM
nonregla$25.00$25.003/6/2010 7:17:18 PM
Higheagle$54.86$54.863/7/2010 3:53:21 PM
steady-dime$50.00$50.003/7/2010 9:10:59 AM
jtc26$30.57$30.573/7/2010 11:17:10 AM
d_grbg$25.00$25.003/7/2010 2:32:37 PM
446 bids
 
Borrower Payment Dependent Notes Series 448425
This series of Notes was issued and sold upon the funding of the borrower loan #41308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-02-2010 
  Auction end date:  Mar-09-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $389.41
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $388.33
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2001 Debt/Income ratio: 21%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:9y 5m
Credit score: 780-799 (Mar-2010) Total credit lines: 12 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $793Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: troveh Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 39 ( 100% ) 780-799 (Latest)
Principal borrowed: $20,000.00< mo. late: 0 ( 0% )  
720-739 (Jul-2008)
720-739 (Apr-2007)
600-619 (Aug-2006)
 
Principal balance: $402.12 1+ mo. late: 0 ( 0% )
Total payments billed: 39  
Description
Consolidate debt by paying off card
Purpose of loan:
This loan will be used to consolidate debt by paying off high interest credit card balances?

My financial situation:
I am a good candidate for this loan because?
1. I have record of paying loans on time. Check my history on Prosper.
2. I am conservative spender. I spend on 3 principle, Do I need it? Do I want it? Can I afford it? If all 3 are yes, I spend.
3. I am good at controlling expenses, Its income that I am working on to increase and hopefully economy will help in coming few months. In the meanwhile, I want to consolidate my dept to a lower interest.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/2/2010 4:42:44 PM
enthusiastic-balance5$100.00$100.003/2/2010 4:49:04 PM
Clambake$50.00$50.003/2/2010 4:50:33 PM
mg6619$25.00$25.003/2/2010 4:53:28 PM
honorable-yield$50.00$50.003/2/2010 4:55:37 PM
Microfinancer$25.00$25.003/2/2010 4:49:12 PM
hitsman$50.00$50.003/2/2010 4:50:32 PM
xstreamin$25.00$25.003/2/2010 4:50:51 PM
egw$25.00$25.003/2/2010 4:46:23 PM
torion$25.00$25.003/2/2010 4:51:19 PM
uwinwewin$25.00$25.003/2/2010 4:59:47 PM
personal-lender$25.00$25.003/2/2010 4:53:01 PM
asset-professor$75.00$75.003/2/2010 4:48:42 PM
progressive-asset$100.00$100.003/2/2010 4:50:25 PM
lloyd_s$25.00$25.003/2/2010 4:55:08 PM
Avala$50.00$50.003/2/2010 4:51:28 PM
tranquil-diversification8$25.00$25.003/2/2010 4:52:07 PM
wise-handy-finance$25.00$25.003/2/2010 4:52:49 PM
Aimvest$25.00$25.003/2/2010 4:53:34 PM
irrelevant$25.00$25.003/2/2010 4:54:03 PM
gracej$25.00$25.003/2/2010 4:59:41 PM
dmfog$25.00$25.003/2/2010 4:55:03 PM
top-silver-american$25.00$25.003/2/2010 4:55:22 PM
desertoasis$25.00$25.003/2/2010 8:35:40 PM
helping-out$25.00$25.003/2/2010 4:56:25 PM
jfd287$25.00$25.003/2/2010 4:58:15 PM
a-finance-nirvana$25.00$25.003/3/2010 5:28:36 AM
charming-point$300.00$300.003/2/2010 8:17:07 PM
don8ter$25.00$25.003/2/2010 9:05:21 PM
silver-armada$100.00$100.003/2/2010 5:55:37 PM
whynormal$25.00$25.003/2/2010 8:02:43 PM
MoneyU4IA$25.00$25.003/3/2010 5:28:49 AM
tripnosis$25.00$25.003/3/2010 9:33:36 AM
jigsaw$100.00$100.003/3/2010 6:19:22 AM
enigma1337$25.00$25.003/3/2010 10:43:40 AM
hope-spinner$25.00$25.003/3/2010 2:41:06 PM
availableloan$25.00$25.003/3/2010 4:09:40 PM
LibertyCPA$25.00$25.003/3/2010 12:54:49 PM
Artist_Blue$25.00$25.003/3/2010 10:34:08 AM
idhitthat$25.00$25.003/3/2010 2:58:30 PM
flipnsf$25.00$25.003/3/2010 2:41:01 PM
Eagledrop$25.00$25.003/3/2010 5:58:33 PM
LALO79$25.00$25.003/3/2010 9:38:57 PM
gametime34$100.00$100.003/3/2010 5:28:42 PM
heng2x$25.00$25.003/3/2010 6:18:27 PM
investment-oasis$25.00$25.003/3/2010 11:46:00 PM
tremendous-payment$25.00$25.003/3/2010 4:44:15 PM
RationalWorld$25.00$25.003/4/2010 9:18:43 AM
kindness-percolator5$25.00$25.003/4/2010 1:35:15 AM
MoneyForNothing$25.00$25.003/3/2010 5:20:10 PM
tntbuzz$25.00$25.003/4/2010 9:23:20 AM
Tahoeguy$50.00$50.003/4/2010 9:23:34 AM
orgy63$25.00$25.003/4/2010 9:23:48 AM
yield-hero4$25.00$25.003/4/2010 9:24:53 AM
friendly-worth3$25.00$25.003/4/2010 9:25:24 AM
martinnc$25.00$25.003/4/2010 6:51:40 AM
radforj22$25.00$25.003/4/2010 9:25:40 AM
MM1207$25.00$25.003/4/2010 9:27:27 AM
dsfoundation$25.00$25.003/4/2010 9:27:41 AM
Big_Baller$25.00$25.003/4/2010 9:27:51 AM
geekguy$25.00$25.003/4/2010 9:37:01 AM
ctcurtis$25.00$25.003/4/2010 9:37:27 AM
Aberdeen$350.00$350.003/4/2010 9:38:36 AM
intelligent-yield$25.00$25.003/3/2010 8:18:37 PM
Kulchar$50.00$50.003/4/2010 9:46:28 AM
engaging-worth$30.00$30.003/3/2010 9:39:26 PM
dlenz$37.02$37.023/4/2010 10:23:22 AM
rcldesign$25.00$25.003/4/2010 10:44:31 AM
Petite_Rose$25.00$25.003/4/2010 10:50:43 AM
ugapolsci$25.00$25.003/4/2010 9:17:17 AM
Crewhippie$25.00$25.003/4/2010 11:00:31 AM
cpaphoto$25.00$25.003/4/2010 9:22:54 AM
Frugal$25.00$25.003/4/2010 9:23:26 AM
balance6$25.00$25.003/4/2010 9:23:29 AM
tucksta$25.00$25.003/4/2010 9:23:35 AM
Viamin$25.00$25.003/4/2010 12:05:48 PM
wampum-reaction2$25.00$25.003/4/2010 9:23:45 AM
Speculator$59.69$59.693/4/2010 9:24:02 AM
gethsemane4$25.00$25.003/4/2010 9:24:32 AM
RugbyNick2126$25.00$25.003/4/2010 7:20:33 AM
currency-oak$25.00$25.003/4/2010 9:24:44 AM
credit-kahuna$100.00$100.003/4/2010 9:24:54 AM
apostle901$25.00$25.003/4/2010 9:25:01 AM
lendme2$50.00$50.003/4/2010 9:25:09 AM
time4aloan$50.00$50.003/4/2010 9:25:35 AM
atmaan$25.00$25.003/4/2010 9:27:19 AM
selector568$300.00$300.003/4/2010 7:46:13 AM
tallmon$25.00$25.003/4/2010 9:27:28 AM
peerlender$30.00$30.003/4/2010 9:27:59 AM
investor421$25.00$25.003/4/2010 9:38:29 AM
tom48l$25.00$25.003/4/2010 10:35:32 AM
p2ploan-leaper$38.29$38.293/4/2010 10:42:25 AM
kanemochi$25.00$25.003/4/2010 10:44:39 AM
Wangersinc$25.00$25.003/4/2010 10:44:42 AM
SqueezeKing$25.00$25.003/4/2010 2:11:02 PM
gokart83$25.00$25.003/4/2010 11:37:29 AM
rooosta$25.00$25.003/4/2010 9:23:01 AM
theprince$25.00$25.003/4/2010 9:23:33 AM
useful-p2ploan$45.76$45.763/4/2010 9:24:59 AM
Katburg$35.00$35.003/4/2010 9:25:10 AM
fund-guild$50.00$50.003/4/2010 9:25:30 AM
impeccable-transparency$75.00$75.003/4/2010 9:25:33 AM
supreme-hope$25.00$25.003/4/2010 9:27:26 AM
vault893$50.00$50.003/4/2010 9:27:40 AM
Cleon$25.00$25.003/4/2010 12:22:09 PM
safe-kindness5$25.00$25.003/4/2010 9:37:29 AM
lisaac29$25.00$25.003/4/2010 9:40:28 AM
undaunted-agreement$25.00$25.003/4/2010 10:02:36 AM
anton$50.00$50.003/4/2010 10:33:59 AM
ms48105$25.00$25.003/4/2010 10:44:35 AM
onlyastepaway$25.00$25.003/4/2010 10:50:50 AM
platinum-sorcerer6$25.00$25.003/4/2010 10:51:06 AM
drgreer$25.00$25.003/4/2010 11:14:49 AM
tokyopete23$25.00$25.003/4/2010 11:30:46 AM
Red_b17$25.00$25.003/4/2010 11:33:21 AM
ryan23$25.00$25.003/4/2010 12:05:53 PM
GACFUNDING$25.00$25.003/4/2010 12:06:33 PM
dontscrewmeover1$50.00$50.003/4/2010 7:49:04 PM
ujiba$25.00$25.003/5/2010 9:34:55 AM
usedtoborrow$47.56$47.563/5/2010 8:17:55 AM
lenderinnevada$50.00$50.003/5/2010 12:31:38 PM
Dollars4Rent$25.00$25.003/6/2010 12:01:28 PM
webfeet$50.00$50.003/6/2010 5:04:37 PM
4est$25.00$25.003/7/2010 11:23:59 AM
bold-social-advantage$100.00$100.003/6/2010 5:41:49 PM
TJ-Financial-Group$25.00$25.003/7/2010 3:25:39 PM
The-Lighthouse-Group$25.00$25.003/8/2010 5:32:49 PM
Damostuff$25.00$25.003/8/2010 5:01:07 PM
AsianDragon$75.00$75.003/8/2010 6:06:34 PM
shrewd-peace7$50.00$50.003/8/2010 9:40:18 PM
NorthwestLoan1$25.00$25.003/8/2010 5:10:40 PM
scotty61$29.85$29.853/9/2010 12:10:11 AM
rate-hickory$25.00$25.003/9/2010 8:01:59 AM
agab$25.00$25.003/9/2010 7:22:33 AM
credit-vinyl$25.00$25.003/9/2010 9:41:03 AM
chocolatecookie$25.00$25.003/9/2010 8:36:44 AM
wonderous-power$25.00$25.003/9/2010 6:24:39 AM
credit-sasquatch3$25.00$25.003/9/2010 10:30:53 AM
crdcteng$50.00$50.003/9/2010 10:52:07 AM
Phatt-Daddy$100.00$100.003/9/2010 8:28:42 AM
Loan2Own$50.00$50.003/9/2010 12:54:07 PM
1SteelerFan$40.00$40.003/9/2010 1:01:25 PM
thebadpelican$25.00$25.003/9/2010 2:56:11 PM
Richmp412$25.00$25.003/9/2010 1:07:45 PM
Leshan$31.69$31.693/9/2010 2:27:55 PM
worth-victor6$25.00$25.003/9/2010 11:52:31 AM
WeR5A$50.00$50.003/9/2010 3:35:25 PM
jybank$25.00$25.003/9/2010 3:40:00 PM
bonus-apple$150.00$150.003/9/2010 4:15:42 PM
forthright-trade$25.00$25.003/9/2010 4:36:07 PM
friendinmoney$25.00$25.003/9/2010 4:35:41 PM
the-profit-oracle$25.00$25.003/2/2010 4:52:27 PM
bold-durability-drum$25.00$25.003/2/2010 4:52:43 PM
important-ore$50.00$50.003/2/2010 4:54:46 PM
skuba$25.00$25.003/2/2010 4:42:34 PM
integrity-doctor$50.00$50.003/2/2010 4:55:15 PM
micko$25.00$25.003/2/2010 4:48:27 PM
macjp123$25.00$25.003/2/2010 4:50:19 PM
nybanker85$25.00$25.003/2/2010 4:58:09 PM
bonafide-cash$50.00$50.003/2/2010 4:51:09 PM
gavinfh$25.00$25.003/2/2010 4:52:01 PM
Banker7371$25.00$25.003/2/2010 5:00:11 PM
steely_dan34$25.00$25.003/2/2010 5:00:42 PM
1phantom$25.00$25.003/2/2010 4:54:14 PM
flexible-value$26.00$26.003/2/2010 4:52:55 PM
delicious-social132$25.00$25.003/2/2010 4:53:15 PM
success1001$50.00$50.003/2/2010 4:53:43 PM
moola-man$30.00$30.003/2/2010 7:55:35 PM
Trimalchio12$25.00$25.003/2/2010 5:00:16 PM
bchen78875$25.00$25.003/2/2010 5:00:22 PM
Phantom99$25.00$25.003/2/2010 4:55:36 PM
mikeandcat$50.00$50.003/2/2010 4:56:50 PM
fightinjoe$25.00$25.003/2/2010 9:37:34 PM
studious-bonus7$50.00$50.003/2/2010 4:57:04 PM
flexible-return297$25.00$25.003/3/2010 6:19:34 AM
Malkial$25.00$25.003/3/2010 9:34:09 AM
peaceful-integrity5$25.00$25.003/3/2010 6:18:35 AM
AnxiousAirman$25.00$25.003/3/2010 6:18:45 AM
natural-greenback6$25.00$25.003/3/2010 6:19:25 AM
kbodendorf$25.00$25.003/2/2010 8:46:50 PM
lovelongandprosper$50.00$50.003/3/2010 6:19:35 AM
Goodlender42$25.00$25.003/3/2010 1:29:21 PM
Josta$39.48$39.483/3/2010 11:08:38 AM
dollar-birdie$25.00$25.003/3/2010 12:25:35 PM
jrbill1998$50.00$50.003/3/2010 11:28:47 AM
RetiredATC$25.00$25.003/3/2010 2:48:30 PM
orange-preeminant-bill$63.57$63.573/3/2010 3:52:02 PM
RandyL3$33.00$33.003/3/2010 4:45:06 PM
sophisticated-ore$25.00$25.003/3/2010 7:58:30 PM
famous-bill$50.00$50.003/4/2010 5:30:47 AM
platinum-platoon$25.00$25.003/3/2010 9:43:27 PM
kmr2$30.00$30.003/3/2010 4:54:05 PM
KrazyCelticKid$41.87$41.873/4/2010 5:04:10 AM
gjh37$25.00$25.003/4/2010 9:22:35 AM
nourishing-interest0$25.00$25.003/4/2010 9:22:43 AM
friendly-market5$25.00$25.003/4/2010 9:23:19 AM
new-marketplace-lyrics$25.00$25.003/4/2010 9:23:23 AM
luckyldy$35.00$35.003/4/2010 9:24:19 AM
benefit-squirrel$30.00$30.003/4/2010 9:24:51 AM
drumcorpsnut$44.46$44.463/4/2010 9:25:00 AM
value-pole$25.00$25.003/4/2010 9:25:13 AM
Cheburashka$30.00$30.003/4/2010 9:25:28 AM
peso-colonel$90.00$90.003/4/2010 9:25:38 AM
red-favorable-basis$25.00$25.003/4/2010 9:25:41 AM
xrycac$25.00$25.003/4/2010 9:27:16 AM
siesta100$25.00$25.003/4/2010 9:27:42 AM
Havana21$50.00$50.003/4/2010 9:27:54 AM
reflective-cash0$100.00$100.003/4/2010 9:28:05 AM
currency-zenith$50.00$50.003/4/2010 9:37:18 AM
inspired-contract9$25.00$25.003/3/2010 7:25:08 PM
cash-merry-maker$25.00$25.003/4/2010 9:37:28 AM
Print88$25.00$25.003/4/2010 9:03:32 AM
ozlem$85.30$85.303/4/2010 9:45:52 AM
Edwin_Rae$25.00$25.003/4/2010 9:55:45 AM
BigGuyBank$25.00$25.003/4/2010 10:15:30 AM
boater01$50.00$50.003/4/2010 10:51:08 AM
money-maniac$50.00$50.003/4/2010 9:22:34 AM
mizon291$50.00$50.003/4/2010 9:23:06 AM
psztnrw$98.97$98.973/4/2010 9:23:25 AM
burrito6$25.00$25.003/4/2010 9:23:28 AM
red-undaunted-kindness$100.00$100.003/4/2010 9:23:30 AM
cberthiaume$25.00$25.003/4/2010 9:23:41 AM
compassion-lotus5$25.00$25.003/4/2010 9:23:47 AM
Lendomatic$25.00$25.003/4/2010 12:22:29 PM
Kaj$25.00$25.003/4/2010 9:24:55 AM
senorzookeeper$25.00$25.003/4/2010 7:40:59 AM
fcukciti$25.00$25.003/4/2010 9:27:24 AM
PocketAces$25.00$25.003/4/2010 9:27:36 AM
loan-master996$50.00$50.003/4/2010 9:27:52 AM
happy-return4$25.00$25.003/4/2010 9:27:55 AM
reinforced-revenue069$25.00$25.003/4/2010 9:36:26 AM
fair-hope$25.00$25.003/4/2010 9:36:35 AM
note-cougar0$25.00$25.003/4/2010 10:08:26 AM
CA_Lender$25.00$25.003/4/2010 10:12:24 AM
Pizza-man$40.30$40.303/4/2010 10:13:55 AM
Lilred7879$43.25$43.253/4/2010 1:27:53 PM
bright-investment$25.00$25.003/4/2010 10:32:02 AM
billyraybob$25.00$25.003/4/2010 10:35:34 AM
Voltaire$50.00$50.003/4/2010 10:35:41 AM
worth-arch$25.00$25.003/4/2010 10:44:29 AM
whsprint$25.00$25.003/4/2010 10:44:40 AM
Glovez2$30.00$30.003/4/2010 10:44:46 AM
madolaf$25.00$25.003/4/2010 11:05:47 AM
wise-repayment-kayak$36.00$36.003/4/2010 11:11:34 AM
calm-deal7$25.00$25.003/4/2010 9:22:41 AM
reward-motion$25.00$25.003/4/2010 9:23:11 AM
BlindJoeDeath$25.00$25.003/4/2010 9:23:31 AM
bold-bright-currency$25.00$25.003/4/2010 9:24:40 AM
note-sensation$25.00$25.003/4/2010 9:24:49 AM
the-money-gargantuan$25.00$25.003/4/2010 9:25:06 AM
treasure-bliss$100.00$100.003/4/2010 9:25:11 AM
Rick7925$25.00$25.003/4/2010 9:25:31 AM
noddy$25.00$25.003/4/2010 12:00:08 PM
108lender$200.00$200.003/4/2010 9:27:22 AM
forthright-dedication$26.86$26.863/4/2010 9:27:32 AM
HHP$25.00$25.003/4/2010 9:27:45 AM
bowdish1$100.00$100.003/4/2010 9:27:53 AM
marketplace-achievement$50.00$50.003/4/2010 9:28:00 AM
IUnkn0wn$25.00$24.693/4/2010 12:22:31 PM
Chakma$25.00$25.003/4/2010 9:37:31 AM
Aberdeen$350.00$350.003/4/2010 9:40:03 AM
edognyc$25.00$25.003/4/2010 9:40:26 AM
Jinja$35.00$35.003/4/2010 9:45:35 AM
sharp-bill2$40.00$40.003/4/2010 10:25:28 AM
kegs$26.13$26.133/4/2010 10:35:40 AM
project07$25.00$25.003/4/2010 10:50:45 AM
orange-courageous-dedication$30.00$30.003/4/2010 10:51:06 AM
heerzaquestion$30.00$30.003/5/2010 8:47:27 AM
dbanwart$25.00$25.003/5/2010 8:17:06 AM
Patrician$25.00$25.003/5/2010 12:33:26 PM
gustavholstopus32$25.00$25.003/5/2010 4:53:30 PM
Kelor99$25.00$25.003/6/2010 12:58:53 PM
adir1$25.00$25.003/6/2010 7:42:10 PM
preventivepestcontrol$50.00$50.003/6/2010 6:21:04 PM
GarciaCompany$25.00$25.003/6/2010 12:54:57 PM
bank-examiner$25.00$25.003/7/2010 5:09:49 PM
FutureLoans$100.00$100.003/8/2010 8:41:04 AM
improvman$25.00$25.003/8/2010 10:50:30 AM
twerns$40.00$40.003/8/2010 11:00:08 AM
UncleSafety$100.00$100.003/8/2010 6:56:00 AM
B-rad_the_Coug$25.00$25.003/8/2010 5:04:18 PM
Moneypenny6$25.00$25.003/8/2010 6:41:54 PM
jtc26$25.00$25.003/8/2010 5:40:40 PM
ehhung$25.00$25.003/9/2010 4:22:11 AM
jasunshine$25.00$25.003/9/2010 8:58:00 AM
wwwUniversal$25.00$25.003/9/2010 9:28:23 AM
b1geasy$26.33$26.333/8/2010 8:39:27 PM
shellstar$25.00$25.003/9/2010 7:01:58 AM
persistent-value3$41.78$41.783/9/2010 9:51:52 AM
Easystreet$25.00$25.003/9/2010 9:55:26 AM
CheapDolo22$25.00$25.003/9/2010 11:26:00 AM
bamboozled_again$82.92$82.923/9/2010 9:42:02 AM
jcw3rd$25.00$25.003/9/2010 12:49:32 PM
grafton$87.23$87.233/9/2010 9:48:10 AM
Brklyn01$30.00$30.003/9/2010 1:23:29 PM
simiray$25.00$25.003/9/2010 10:12:40 AM
jojo6686$25.00$25.003/9/2010 12:02:31 PM
kleinbrak$25.00$25.003/9/2010 3:17:02 PM
shrewd-income$100.00$100.003/9/2010 3:48:00 PM
martymaniaman$25.00$25.003/9/2010 1:53:48 PM
COtheBeast$25.00$25.003/9/2010 4:31:19 PM
Orion$50.00$50.003/9/2010 4:31:50 PM
Engineer44$25.00$25.003/9/2010 4:36:04 PM
303 bids
 
Borrower Payment Dependent Notes Series 449045
This series of Notes was issued and sold upon the funding of the borrower loan #41301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 29%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 6Length of status:3y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 19 Occupation: Other
Now delinquent: 0 Revolving credit balance: $7,754Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 112%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: natural-deal7 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
Purpose of loan:
This loan will be used to consolidate debt

My financial situation:
I am a good candidate for this loan because I?have never been late on loans or credit cards.?I am trying to stay ahead because one of my creditor's is?charging me the highest interest rate, membership fees, and miscellaneous charges. I will never get ahead on this card at this rate, unless I do something now. Anything is better than the way they are ripping me off. Its unbelieveable.

Monthly net income: $ 1800.00

Monthly expenses: $ 1590.00
??Housing: $ 500.00
??Insurance: $
??Car expenses: $ 365
??Utilities: $ 0
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Just a friendly advice. What is hurting your application is Bankcard utilization: 112% If this information is incorrect then you may want to check your credit report and get it corrected. - order-bee1
A: Thank-You. One of the reasons I am requesting the loan is to pay off the credit card that is charging fees on top of fees which bought me over the limit. I didn't think my utilization should have been as high, I will have to look into that. Thank you again. (Mar-10-2010)
Q: May we ask the amount on the card, % rate, and current min payment? ie- How much will this improve your position? - Delta-Kilo-7K
A: My credit line is 2k, I am currently overlimit, my rate is 29.99% plus membership fee of 3.00 (monthly), plus protection fee of 19.80(monthly), plus overlimit fee of 39.00(monthly). Annually it comes to about the same with the interest rate on this loan but with the overlimit fees, I will save about 468.00 a year. I rather pay interest to people rather than let this bank rip me off anymore. In addition, I do expect to pay this loan off in less than the 3 year term. (Mar-12-2010)
Q: OUCH! Did they wear a mask and carry a gun? You show your work as "other", can you give us insight as to your job field? - Delta-Kilo-7K
A: Exactly!!! I am a Senior Collector at another bank. I am trying to eliminate my debt little by little because I know the importance of credit. (Mar-12-2010)
Q: As a Senior Collector at a BANK, why would you get a credit card that charges$3/mnth and protection fees? I wouldn't even consider such a credit card. All of mine pay me just to use them. Good luck to you, Cheers - Engineer44
A: The card I would like to get rid of, is the card I got in 2003 prior to working for the bank. My interest rate was half of what it is now, so at that time I thought it wasn't bad especially since there was not an annual fee. Trying to get control of it now.Thanks. (Mar-12-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$50.00$50.003/5/2010 7:08:52 PM
bankbuddy55$50.00$50.003/6/2010 7:27:34 AM
micko$25.00$25.003/8/2010 8:53:09 AM
efficient-principal$100.00$100.003/8/2010 5:18:14 PM
well-mannered-income3$25.00$25.003/9/2010 6:39:13 PM
greenback-catapult3$200.00$200.003/9/2010 5:20:37 PM
SolarMoonshine$25.00$25.003/9/2010 6:01:57 PM
lucrative-loan$75.00$75.003/10/2010 8:43:22 AM
LuvToLend$25.00$25.003/10/2010 4:17:21 PM
squarebob$25.00$25.003/11/2010 3:21:25 PM
payment-encore$200.00$65.003/11/2010 8:23:37 PM
tornandfrayed$25.00$25.003/12/2010 8:46:28 AM
Runegeld$100.00$100.003/12/2010 10:04:26 AM
LAKETIME$25.00$25.003/12/2010 10:33:51 AM
new-peso-concerto$25.00$25.003/12/2010 10:33:57 AM
lowlite6647$200.00$200.003/12/2010 11:03:28 AM
pure-fairness$25.00$25.003/12/2010 2:59:57 PM
cashhelp$25.00$25.003/12/2010 2:33:56 PM
Your_Bank$30.00$30.003/12/2010 3:24:27 PM
money-encourager$50.00$50.003/12/2010 3:53:21 PM
revenue-appraiser$30.00$30.003/12/2010 4:25:41 PM
dynrep$25.00$25.003/12/2010 4:43:34 PM
Bob450$25.00$25.003/5/2010 8:51:10 PM
DasMula$50.00$50.003/5/2010 10:09:09 PM
eronyc$25.00$25.003/8/2010 5:03:02 PM
Imaginos1892$25.00$25.003/10/2010 8:58:35 PM
preventivepestcontrol$25.00$25.003/11/2010 10:28:29 AM
Marfloogan$25.00$25.003/11/2010 2:44:46 PM
nilonc1$125.00$125.003/11/2010 6:29:45 PM
Whipster$25.00$25.003/11/2010 7:37:41 PM
DasMula$50.00$50.003/12/2010 7:56:35 AM
Delta-Kilo-7K$25.00$25.003/12/2010 10:33:23 AM
wonder3$25.00$25.003/12/2010 12:16:29 PM
EngineerUSMC$100.00$100.003/12/2010 12:36:19 PM
DasMula$100.00$100.003/12/2010 2:27:41 PM
Tono$25.00$25.003/12/2010 3:18:31 PM
buffalobills$25.00$25.003/12/2010 3:26:36 PM
ultimate-peace$600.00$600.003/12/2010 4:29:43 PM
38 bids
 
Borrower Payment Dependent Notes Series 449135
This series of Notes was issued and sold upon the funding of the borrower loan #41305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $16,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 10.38% Starting borrower rate/APR: 11.38% / 13.50% Starting monthly payment: $526.70
Final lender yield: 10.38% Final borrower rate/APR: 11.38% / 13.50% Final monthly payment: $526.70
 
Auction yield range: 4.04% - 10.38% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1985 Debt/Income ratio: 33%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 21 / 20Length of status:10y 10m
Credit score: 780-799 (Mar-2010) Total credit lines: 45 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $73,563Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: p2ploan-cheetah3 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off my credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$100.00$100.003/5/2010 4:57:56 PM
Microfinancer$25.00$25.003/5/2010 4:58:07 PM
desertoasis$25.00$25.003/5/2010 4:52:27 PM
gavinfh$25.00$25.003/5/2010 5:00:30 PM
KandKLegacyInvestments$25.00$25.003/5/2010 4:49:02 PM
macjp123$25.00$25.003/5/2010 4:58:56 PM
Clambake$50.00$50.003/5/2010 4:59:30 PM
AF-Chief$28.00$28.003/5/2010 4:53:39 PM
skuba$25.00$25.003/5/2010 4:54:19 PM
bchen78875$25.00$25.003/5/2010 5:05:04 PM
investment-oasis$25.00$25.003/5/2010 5:06:14 PM
martinnc$25.00$25.003/5/2010 5:06:34 PM
Phantom99$25.00$25.003/5/2010 5:03:07 PM
honorable-yield$50.00$50.003/5/2010 5:03:17 PM
currency-zenith$50.00$50.003/5/2010 5:07:16 PM
jrbill1998$50.00$50.003/5/2010 5:05:21 PM
RetiredATC$25.00$25.003/5/2010 5:05:41 PM
BuffetRocks$50.00$50.003/5/2010 5:11:05 PM
a-finance-nirvana$25.00$25.003/5/2010 5:11:08 PM
tallmon$25.00$25.003/5/2010 5:11:14 PM
torion$25.00$25.003/5/2010 4:59:40 PM
senorzookeeper$25.00$25.003/5/2010 5:06:51 PM
Cheburashka$25.00$25.003/5/2010 5:08:01 PM
ajst1$25.00$25.003/5/2010 5:12:48 PM
stanbalwight4$25.00$25.003/5/2010 5:13:47 PM
srgriff$25.00$25.003/5/2010 5:10:03 PM
cwswdh$25.00$25.003/5/2010 5:10:19 PM
important-ore$50.00$50.003/5/2010 5:02:29 PM
tbrnet$25.00$25.003/5/2010 5:19:45 PM
integrity-doctor$50.00$50.003/5/2010 5:02:48 PM
gracej$25.00$25.003/5/2010 5:04:09 PM
balance6$25.00$25.003/5/2010 6:24:28 PM
credit-czar5$25.00$25.003/5/2010 6:32:25 PM
dollar-birdie$25.00$25.003/5/2010 5:05:27 PM
hope-legend4$25.00$25.003/5/2010 6:57:33 PM
charming-point$158.06$158.063/5/2010 5:27:48 PM
bonafide-cash$50.00$50.003/5/2010 7:58:35 PM
kmr2$30.00$30.003/5/2010 5:43:54 PM
GElender$50.00$50.003/5/2010 5:07:11 PM
whynormal$25.00$25.003/5/2010 6:17:26 PM
NycDean$25.00$25.003/5/2010 6:18:09 PM
theprince$25.00$25.003/5/2010 9:08:22 PM
reinforced-revenue069$25.00$25.003/5/2010 6:47:26 PM
Aimvest$25.00$25.003/5/2010 5:09:41 PM
108lender$45.20$45.203/5/2010 11:37:21 PM
auction-workhorse679$25.00$25.003/6/2010 12:22:23 AM
jigsaw$100.00$100.003/5/2010 7:58:39 PM
Glovez2$27.56$27.563/5/2010 8:13:03 PM
superfunder$25.00$25.003/6/2010 4:33:15 AM
best-phenomenal-treasure$25.00$25.003/5/2010 8:23:15 PM
lendme2$37.40$37.403/5/2010 8:58:14 PM
chomper969$25.00$25.003/5/2010 9:12:20 PM
unassuming-reward$25.00$25.003/5/2010 10:17:55 PM
Billfred$25.00$25.003/5/2010 11:08:14 PM
giannyny$25.00$25.003/6/2010 7:27:28 AM
wanna-help$25.00$25.003/5/2010 5:19:43 PM
famous-bill$34.71$34.713/6/2010 8:02:49 AM
dsw6440$50.00$50.003/6/2010 3:22:36 AM
fcukciti$25.00$25.003/6/2010 8:38:21 AM
BuckeyeTap$25.00$25.003/6/2010 4:54:17 AM
tucksta$25.00$25.003/5/2010 5:27:47 PM
LeReve$42.97$42.973/5/2010 6:17:29 PM
BlindJoeDeath$25.00$25.003/5/2010 6:23:30 PM
stollcm$25.00$25.003/6/2010 10:37:15 AM
jga516$25.00$25.003/5/2010 6:38:27 PM
skunkor2$32.78$32.783/6/2010 11:32:26 AM
halothane_logic$25.00$25.003/6/2010 8:02:43 AM
KrazyCelticKid$75.00$75.003/5/2010 7:58:19 PM
natural-greenback6$25.00$25.003/5/2010 7:58:34 PM
friendly-market5$25.00$25.003/5/2010 7:58:54 PM
red-undaunted-kindness$100.00$100.003/5/2010 7:59:56 PM
MO_Investor$25.00$25.003/5/2010 8:33:18 PM
yenlowang$25.00$25.003/6/2010 1:32:20 PM
Jasper$25.00$25.003/5/2010 9:17:19 PM
littlemonkey$25.00$25.003/6/2010 2:42:19 PM
financial-frenzy$35.05$35.053/6/2010 12:23:35 PM
triumph329$35.00$35.003/6/2010 4:02:25 PM
IIP77$25.00$25.003/6/2010 4:33:32 AM
impeccable-transparency$25.00$25.003/6/2010 1:32:38 PM
samo102us$25.00$25.003/6/2010 1:52:26 PM
ladderskibum$25.00$25.003/6/2010 5:44:29 AM
gold-disk$36.92$36.923/6/2010 5:02:38 PM
melodious-fairness$25.00$25.003/6/2010 5:44:53 AM
XopherMV$25.00$25.003/6/2010 2:37:26 PM
Agustin$35.00$35.003/6/2010 5:37:34 PM
Scoote2912$25.00$25.003/6/2010 3:02:44 PM
value-microscope$25.00$25.003/6/2010 6:23:21 PM
JohnW12$25.00$25.003/6/2010 7:32:25 AM
SanJoser$25.00$25.003/6/2010 5:27:27 PM
X11_Counsil$25.00$25.003/6/2010 5:48:14 PM
srfb973$32.11$32.113/6/2010 8:57:35 AM
money-explorer3$25.00$25.003/7/2010 12:33:23 AM
rupee-kung-fu7$25.00$25.003/6/2010 6:42:16 PM
Luv2Bless$50.00$50.003/7/2010 4:48:21 AM
Aegean$25.00$25.003/7/2010 5:57:29 AM
Supernick$25.00$25.003/6/2010 10:22:30 AM
LALO79$25.00$25.003/6/2010 7:52:22 PM
peso-colonel$47.89$47.893/7/2010 8:17:20 AM
bxdoc$45.69$45.693/6/2010 9:47:18 PM
tremendous-payment$25.00$25.003/7/2010 10:23:59 AM
diggs$25.00$25.003/6/2010 1:22:21 PM
Tallac-Capital$25.00$25.003/6/2010 1:32:40 PM
orange-preeminant-bill$37.21$37.213/7/2010 11:32:58 AM
mpactlender$25.00$25.003/6/2010 3:03:09 PM
Hatdance$25.00$25.003/7/2010 10:42:28 AM
bright-investment$25.00$25.003/7/2010 10:47:32 AM
mpatrick$25.00$25.003/7/2010 10:54:06 AM
hizzy$25.00$25.003/7/2010 11:33:00 AM
entertaining-greenback2$25.00$25.003/6/2010 5:09:03 PM
MissionMicroFinance$25.00$25.003/7/2010 3:12:13 PM
accordion8$29.19$29.193/7/2010 3:13:00 PM
tsui517$25.00$25.003/6/2010 6:13:21 PM
adir1$25.00$25.003/7/2010 3:42:16 PM
Munnie$25.00$25.003/7/2010 2:12:21 PM
Schmendrick$25.00$25.003/6/2010 6:42:19 PM
BigCityLending$25.00$25.003/6/2010 6:53:22 PM
jokerj006$25.00$25.003/7/2010 4:22:23 PM
wonderful-balance7$25.00$25.003/6/2010 7:48:08 PM
Wangersinc$25.00$25.003/7/2010 3:32:18 PM
highcountry1$25.00$25.003/7/2010 5:32:13 PM
burgeoning-silver$25.00$25.003/7/2010 5:38:19 PM
foxy-fund$42.91$42.913/6/2010 11:02:20 PM
LibertyCPA$25.00$25.003/7/2010 6:57:24 PM
Kulchar$46.13$46.133/7/2010 7:00:00 AM
bonus-adventure3$25.00$25.003/7/2010 7:09:26 AM
Josta$37.81$37.813/7/2010 6:34:26 PM
zone6$100.00$100.003/7/2010 9:57:18 PM
jhouman$25.00$25.003/7/2010 10:23:58 AM
justice-magnate$25.00$25.003/7/2010 10:47:25 AM
Speculator$31.27$31.273/8/2010 3:25:26 AM
sympathetic-asset$25.00$25.003/7/2010 11:09:06 PM
buraky$25.00$25.003/7/2010 11:33:45 PM
billyraybob$25.00$25.003/7/2010 2:52:19 PM
a-goal-bill$25.00$25.003/8/2010 6:14:25 AM
JKEnterprises$25.00$25.003/7/2010 4:32:26 PM
awwaww$25.00$25.003/7/2010 5:02:16 PM
snappy$26.39$26.393/8/2010 7:03:25 AM
ingenious-social8$25.00$25.003/8/2010 9:15:36 AM
Eagledrop$25.00$25.003/8/2010 9:46:01 AM
the-profit-oracle$25.00$25.003/7/2010 6:25:10 PM
anders94$25.00$25.003/7/2010 6:34:21 PM
rlecour$25.00$25.003/7/2010 6:52:28 PM
equallender$50.00$50.003/8/2010 10:27:35 AM
KVEER$25.00$25.003/7/2010 7:48:07 PM
bashar$25.00$25.003/7/2010 8:14:19 PM
CAGE-Investments$35.44$35.443/8/2010 9:43:05 AM
currency-oak$25.00$25.003/8/2010 11:12:56 AM
plentiful-reward$50.00$50.003/8/2010 11:13:49 AM
onlyastepaway$25.00$25.003/8/2010 6:02:23 AM
supreme-hope$25.00$25.003/8/2010 11:43:29 AM
GoodScot$25.00$25.003/8/2010 11:58:21 AM
HH123$25.00$25.003/8/2010 7:03:29 AM
archeanchaos$25.00$25.003/8/2010 7:03:36 AM
note-sensation$25.00$25.003/8/2010 7:07:16 AM
Stollewood$26.54$26.543/8/2010 11:27:28 AM
Sam65$25.00$25.003/8/2010 11:48:12 AM
drumcorpsnut$26.51$26.513/8/2010 12:42:43 PM
supreme-bonus0$25.00$25.003/8/2010 12:57:42 PM
reward-adventure$25.00$25.003/8/2010 8:50:24 AM
Binan$25.00$25.003/8/2010 12:31:11 PM
Sonos$25.00$25.003/8/2010 12:55:32 PM
scholarly-revenue3$25.00$25.003/8/2010 9:41:55 AM
vb3jmg$30.75$30.753/8/2010 1:58:06 PM
HHP$25.00$25.003/8/2010 2:23:13 PM
Akita-Inu$25.00$25.003/8/2010 1:29:47 PM
repayment-chef$25.00$25.003/8/2010 1:49:31 PM
Print88$25.00$25.003/8/2010 1:52:19 PM
calilending$25.00$25.003/8/2010 3:42:50 PM
investment-comet$25.00$25.003/8/2010 2:52:16 PM
Headhunter14$25.00$25.003/8/2010 10:58:53 AM
Aaron_Oz$25.00$25.003/8/2010 11:25:52 AM
platinum-sorcerer6$25.00$25.003/8/2010 11:27:33 AM
sgmm330$25.00$25.003/8/2010 11:58:19 AM
davez0r$25.00$25.003/8/2010 12:11:24 PM
Entejaeger$25.00$25.003/8/2010 12:42:37 PM
elegant-income3$30.00$30.003/8/2010 1:43:58 PM
don8ter$25.00$25.003/8/2010 1:49:24 PM
compassion-lotus5$25.00$25.003/8/2010 1:58:54 PM
ramsbladder$25.00$25.003/8/2010 2:23:08 PM
life-is-great$25.00$25.003/8/2010 2:52:19 PM
micko$25.00$25.003/8/2010 5:03:47 PM
Trimalchio12$25.00$25.003/8/2010 4:50:42 PM
agab$25.00$25.003/9/2010 7:22:47 AM
ddog0224$25.00$25.003/9/2010 9:40:46 AM
fair_rates$25.00$25.003/9/2010 8:25:06 AM
robust-trade$25.00$25.003/9/2010 1:27:32 PM
Vetrepreneur$25.00$25.003/9/2010 10:12:23 AM
brazilofmux$54.91$54.913/9/2010 10:20:41 AM
78$25.00$25.003/9/2010 5:23:05 PM
taylor883$25.00$25.003/10/2010 1:52:25 PM
KingCroesus$25.00$25.003/10/2010 7:57:35 PM
aldeed$25.00$25.003/11/2010 1:22:39 AM
LongTail$25.00$25.003/11/2010 9:33:26 AM
liederhaus$50.00$50.003/11/2010 1:38:37 PM
Aquani$50.00$50.003/11/2010 3:25:40 PM
oldandcrafty$50.00$50.003/11/2010 4:27:57 PM
ethicalhumanist$25.00$25.003/11/2010 7:28:14 PM
Sven79$100.00$100.003/11/2010 9:14:15 PM
silver-armada$36.94$36.943/11/2010 9:57:23 PM
focused-wampum$25.00$25.003/11/2010 9:53:19 PM
devoider$25.00$25.003/12/2010 6:44:27 AM
tenacious-compassion9$25.00$25.003/12/2010 6:53:36 AM
GeelongTrader$100.00$100.003/12/2010 6:57:11 AM
Gabriel02$25.00$25.003/12/2010 6:37:21 AM
Vegasjim$25.00$25.003/12/2010 8:57:48 AM
nletunic$25.00$25.003/12/2010 9:34:51 AM
twerns$40.00$40.003/12/2010 9:48:17 AM
figs4u2$100.00$100.003/12/2010 9:47:47 AM
blooming-kindness$25.00$25.003/12/2010 10:11:40 AM
cordial-funds8$25.00$25.003/12/2010 9:33:30 AM
flwah$25.00$25.003/12/2010 10:44:15 AM
DadWarbucks$25.00$25.003/12/2010 10:58:29 AM
TheColoradoDon$25.00$25.003/12/2010 12:08:22 PM
restless-currency$32.10$32.103/12/2010 12:39:15 PM
Adino$25.00$25.003/12/2010 1:42:42 PM
seattleslug$25.00$25.003/12/2010 3:05:42 PM
duty-monger$50.00$50.003/12/2010 4:39:57 PM
lamsabuy$2,600.00$2,509.803/12/2010 4:43:55 PM
xstreamin$25.00$25.003/5/2010 4:59:34 PM
wise-handy-finance$25.00$25.003/5/2010 5:00:51 PM
success1001$50.00$50.003/5/2010 5:01:45 PM
1phantom$40.00$40.003/5/2010 5:02:18 PM
lloyd_s$25.00$25.003/5/2010 5:02:41 PM
progressive-asset$100.00$100.003/5/2010 4:59:05 PM
helping-out$25.00$25.003/5/2010 5:03:30 PM
Avala$50.00$50.003/5/2010 5:00:03 PM
flexible-value$26.00$26.003/5/2010 5:01:00 PM
tripnosis$25.00$25.003/5/2010 5:05:06 PM
hope-spinner$25.00$25.003/5/2010 5:05:35 PM
irrelevant$25.00$25.003/5/2010 5:02:14 PM
inspired-contract9$25.00$25.003/5/2010 5:05:58 PM
top-silver-american$25.00$25.003/5/2010 5:02:55 PM
investor421$25.00$25.003/5/2010 5:07:25 PM
Banker7371$25.00$25.003/5/2010 5:04:26 PM
fightinjoe$25.00$25.003/5/2010 5:04:43 PM
asset-professor$75.00$75.003/5/2010 4:57:49 PM
dmfog$25.00$25.003/5/2010 5:05:54 PM
forthright-dedication$50.00$50.003/5/2010 5:10:50 PM
hitsman$50.00$50.003/5/2010 4:59:18 PM
kindness-percolator5$25.00$25.003/5/2010 5:06:22 PM
time4aloan$50.00$50.003/5/2010 5:11:44 PM
ccaxid57$25.00$25.003/5/2010 5:11:59 PM
sharp-bill2$40.00$40.003/5/2010 5:07:35 PM
tranquil-diversification8$25.00$25.003/5/2010 5:00:32 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:43 PM
personal-lender$25.00$25.003/5/2010 5:01:15 PM
delicious-social132$25.00$25.003/5/2010 5:01:18 PM
mg6619$25.00$25.003/5/2010 5:01:34 PM
Skady3love$25.00$25.003/5/2010 5:13:44 PM
Reinadog9$25.00$25.003/5/2010 5:10:34 PM
JGB$25.00$25.003/5/2010 5:11:34 PM
museic1$39.89$39.893/5/2010 5:52:36 PM
intelligent-yield$25.00$25.003/5/2010 5:58:02 PM
studious-bonus7$50.00$50.003/5/2010 5:03:52 PM
nybanker85$25.00$25.003/5/2010 5:04:01 PM
uwinwewin$25.00$25.003/5/2010 5:04:18 PM
boater01$34.69$34.693/5/2010 6:18:04 PM
lovelongandprosper$39.65$39.653/5/2010 6:24:04 PM
moola-man$30.00$30.003/5/2010 5:04:35 PM
Voltaire$38.28$38.283/5/2010 6:38:47 PM
inventive-wealth2$25.00$25.003/5/2010 7:37:16 PM
RugbyNick2126$25.00$25.003/5/2010 5:06:42 PM
credit-kahuna$100.00$100.003/5/2010 7:58:47 PM
sammyhammy$25.00$25.003/5/2010 7:58:56 PM
jdrez$25.00$25.003/5/2010 7:59:54 PM
Edwin_Rae$25.00$25.003/5/2010 5:52:44 PM
yield-hero4$25.00$25.003/5/2010 8:23:06 PM
cash-merry-maker$25.00$25.003/5/2010 5:07:45 PM
chief_wo$25.00$25.003/5/2010 6:17:25 PM
cathexis$25.00$25.003/5/2010 6:42:28 PM
loan-master996$46.15$46.153/5/2010 10:54:25 PM
Moneypenny6$25.00$25.003/5/2010 7:35:13 PM
berkeleyalum$25.00$25.003/5/2010 5:10:38 PM
Havana21$50.00$50.003/5/2010 5:10:56 PM
luckyldy$35.00$35.003/5/2010 7:58:33 PM
nourishing-interest0$25.00$25.003/5/2010 7:58:40 PM
dollar-spy$25.00$25.003/6/2010 2:09:07 AM
Fiimg$50.00$50.003/5/2010 7:58:54 PM
iolaire$25.00$25.003/5/2010 5:11:50 PM
UT-Longhorn$25.00$25.003/5/2010 8:23:03 PM
MoneyMA$25.00$25.003/6/2010 5:10:04 AM
best-deal-banker$25.00$25.003/6/2010 5:27:53 AM
gain-seagull9$25.00$25.003/5/2010 5:13:03 PM
leodaguy$25.00$25.003/5/2010 5:13:23 PM
bowdish1$25.78$25.783/6/2010 7:09:31 AM
Steveoo1$25.00$25.003/5/2010 11:37:17 PM
the-silver-blaster$35.00$35.003/6/2010 7:47:46 AM
bronzmajom$25.00$25.003/6/2010 8:23:02 AM
dsfoundation$25.00$25.003/5/2010 5:27:50 PM
Interloper$25.00$25.003/6/2010 8:57:52 AM
narblark$25.00$25.003/5/2010 6:17:27 PM
ClearLake$25.00$25.003/5/2010 6:17:30 PM
Jinja$30.00$30.003/5/2010 6:23:13 PM
rcflick$25.00$25.003/6/2010 6:47:32 AM
treasure-bliss$25.51$25.513/6/2010 12:32:18 PM
burrito6$25.00$25.003/5/2010 7:58:53 PM
b0b$25.00$25.003/5/2010 7:58:57 PM
kbodendorf$25.00$25.003/5/2010 7:59:51 PM
Int_PrinRateTime4000$30.03$30.033/6/2010 1:03:09 PM
camaraderi-entrepreneur$25.00$25.003/5/2010 8:00:10 PM
mizon291$50.00$50.003/6/2010 9:18:16 AM
QuinMccoy$25.00$25.003/6/2010 9:18:25 AM
modemco$25.00$25.003/5/2010 8:33:38 PM
JohnGalt94$25.00$25.003/6/2010 9:43:13 AM
vault893$27.60$27.603/6/2010 1:32:49 PM
jed919$25.00$25.003/6/2010 1:37:21 PM
flexible-return297$25.00$25.003/5/2010 9:12:21 PM
djh47a$25.00$25.003/6/2010 2:02:21 PM
jonn834$25.00$25.003/5/2010 10:32:20 PM
maldok1$25.00$25.003/6/2010 2:48:14 PM
power-expert$25.00$25.003/6/2010 1:03:09 PM
iLoaner$25.00$25.003/6/2010 1:17:15 PM
sintax$25.00$25.003/6/2010 4:02:40 PM
unrivaled-justice$25.00$25.003/6/2010 5:02:36 PM
Kaj$25.00$25.003/6/2010 5:02:43 PM
gametime34$47.97$47.973/6/2010 5:08:21 PM
goalie53$25.00$25.003/6/2010 2:33:43 PM
mentalsweat$25.00$25.003/6/2010 6:27:22 PM
Noseel$37.07$37.073/6/2010 4:47:24 PM
Wings06J$25.00$25.003/6/2010 7:48:06 AM
excellent-greenback$25.00$25.003/6/2010 5:02:33 PM
tntbuzz$25.00$25.003/6/2010 5:08:11 PM
money-maniac$50.00$50.003/6/2010 7:58:52 PM
resource777$25.00$25.003/6/2010 8:57:48 PM
triumphant-community$50.00$50.003/6/2010 9:17:17 PM
new-marketplace-lyrics$25.00$25.003/6/2010 11:02:19 PM
BONSAY$25.00$25.003/6/2010 6:42:18 PM
Tahoeguy$47.18$47.183/6/2010 10:12:18 AM
Northsider$25.00$25.003/6/2010 7:42:24 PM
nanda$25.00$25.003/6/2010 8:07:47 PM
teller$25.00$25.003/6/2010 12:02:29 PM
PocketAces$25.00$25.003/7/2010 8:17:18 AM
redrock007$25.00$25.003/6/2010 9:39:27 PM
slartibardfast$25.00$25.003/6/2010 12:17:25 PM
balance-whistle7$25.00$25.003/6/2010 10:12:16 PM
sophisticated-ore$60.52$60.523/7/2010 10:23:48 AM
flipnsf$25.00$25.003/7/2010 10:24:02 AM
tidy-dime$25.00$25.003/6/2010 1:32:28 PM
GACFUNDING$25.00$25.003/7/2010 9:03:38 AM
runner262$25.00$25.003/6/2010 2:37:18 PM
Dave0$25.00$25.003/6/2010 2:42:22 PM
mattpet$25.00$25.003/6/2010 3:04:02 PM
felicity-loyalist0$25.00$25.003/7/2010 2:11:05 PM
jchix$25.00$25.003/7/2010 11:25:07 AM
currency-shaker16$100.00$100.003/6/2010 6:23:27 PM
29Palms$25.00$25.003/7/2010 3:54:15 PM
peripatetic$25.00$25.003/7/2010 2:52:18 PM
a-resplendent-asset$25.00$25.003/7/2010 3:12:18 PM
shiny-revenue$25.00$25.003/7/2010 3:17:21 PM
poppinkid$25.00$25.003/7/2010 6:32:53 PM
nprfan5$25.00$25.003/7/2010 7:03:10 PM
AlexTrep$25.00$25.003/7/2010 6:23:33 PM
blissful-note7$25.00$25.003/7/2010 8:02:46 PM
jamiee73$25.00$25.003/7/2010 8:25:41 AM
mikeandcat$50.00$50.003/7/2010 10:47:49 AM
SBT$50.00$50.003/7/2010 8:07:15 PM
snoopey100$25.00$25.003/7/2010 11:02:42 AM
the-money-gargantuan$25.00$25.003/7/2010 11:25:04 AM
Viamin$25.00$25.003/8/2010 5:52:14 AM
Goodlender42$25.00$25.003/7/2010 1:02:23 PM
walabie$25.00$25.003/8/2010 7:03:28 AM
annodomini$25.00$25.003/8/2010 7:03:27 AM
Malkial$25.00$25.003/8/2010 9:42:57 AM
tokyopete23$25.00$25.003/8/2010 8:17:22 AM
SDNLR$25.00$25.003/8/2010 8:50:41 AM
KLCRAY$50.00$50.003/7/2010 6:34:05 PM
bonus-patriot$25.00$25.003/8/2010 10:15:36 AM
Magus54$25.00$25.003/8/2010 9:13:39 AM
PaulHenry$25.00$25.003/7/2010 6:37:17 PM
Artist_Blue$25.00$25.003/8/2010 9:23:01 AM
mistertao$25.00$25.003/7/2010 8:27:49 PM
kmfreymi$25.00$25.003/8/2010 10:56:50 AM
commitment-farm$25.00$25.003/8/2010 10:17:21 AM
saysana$25.00$25.003/8/2010 10:40:37 AM
uncleubb$25.00$25.003/8/2010 6:02:21 AM
sk8ndive$25.00$25.003/8/2010 11:13:42 AM
enigma1337$25.00$25.003/8/2010 7:03:35 AM
bid-papyrus$25.00$25.003/8/2010 7:07:20 AM
spruce2$30.34$30.343/8/2010 11:27:25 AM
takarlstad$25.00$25.003/8/2010 11:41:48 AM
heavensfx$25.00$25.003/8/2010 11:42:23 AM
monstersdad$50.00$50.003/8/2010 11:43:35 AM
steady-gain5$25.00$25.003/8/2010 12:57:04 PM
Bubbasnestegg$25.00$25.003/8/2010 12:25:54 PM
courteous-integrity8$25.00$25.003/8/2010 9:41:09 AM
bkwest01$100.00$100.003/8/2010 9:41:49 AM
bigdogsafety1$25.00$25.003/8/2010 1:49:35 PM
punctual-power7$25.00$25.003/8/2010 2:52:18 PM
gallant-camaraderi$25.00$25.003/8/2010 11:26:48 AM
apostle901$25.00$25.003/8/2010 11:43:26 AM
radforj22$25.00$25.003/8/2010 12:57:37 PM
VeniVidiDuci$25.00$25.003/8/2010 1:17:38 PM
LenderExtraordinaire$25.00$25.003/8/2010 1:18:50 PM
lcole32$25.00$25.003/8/2010 1:21:37 PM
bullwink27$25.00$25.003/8/2010 1:43:48 PM
cberthiaume$25.00$25.003/8/2010 2:52:21 PM
visionary-currency$75.00$75.003/8/2010 5:02:49 PM
FinDoc$25.00$25.003/8/2010 5:43:49 PM
PhalanxBulldog$25.00$25.003/9/2010 8:23:22 AM
thunderd$25.00$25.003/9/2010 6:57:52 AM
tenacious-commitment6$25.00$25.003/9/2010 9:40:21 AM
wahoo-trader$25.00$25.003/9/2010 8:27:33 AM
successful-euro$30.00$30.003/9/2010 11:28:57 AM
Jinja$35.00$35.003/9/2010 5:08:53 PM
booyah$25.00$25.003/9/2010 8:37:18 PM
Onesiphorus$25.00$25.003/10/2010 9:33:05 AM
anton$132.82$132.823/10/2010 10:17:33 AM
Fingar$25.00$25.003/10/2010 11:08:50 AM
mmckune$25.00$25.003/10/2010 1:02:28 PM
zeraphm$25.00$25.003/10/2010 5:42:49 PM
pbo922$25.00$25.003/10/2010 5:47:19 PM
JLChamberlain$25.00$25.003/10/2010 11:52:17 PM
steely_dan34$25.00$25.003/11/2010 10:31:21 AM
selfmademan$25.00$25.003/11/2010 12:37:50 PM
hopethisworks$200.00$200.003/11/2010 1:02:38 PM
red-favorable-basis$25.00$25.003/11/2010 1:49:23 PM
cyberie21$37.20$37.203/11/2010 7:19:17 PM
KiwiElf$25.00$25.003/11/2010 8:27:15 PM
LenderByDay$25.00$25.003/11/2010 9:14:06 PM
JRELoan$35.00$35.003/11/2010 10:15:56 PM
unclejaef$25.00$25.003/12/2010 2:47:14 AM
persistent-value3$35.08$35.083/12/2010 9:45:23 AM
wise-silver-wonder$25.00$25.003/12/2010 9:52:50 AM
spark548$50.00$50.003/12/2010 12:08:50 PM
zeelender$25.00$25.003/12/2010 3:05:48 PM
rmachi$25.00$25.003/12/2010 3:05:37 PM
nodrivelpls$25.00$25.003/12/2010 4:40:50 PM
427 bids
 
Borrower Payment Dependent Notes Series 449521
This series of Notes was issued and sold upon the funding of the borrower loan #41307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $136.77
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $136.42
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1989 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 7Length of status:3y 2m
Credit score: 720-739 (Mar-2010) Total credit lines: 24 Occupation: Chemist
Now delinquent: 0 Revolving credit balance: $605Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 27%  
Public records last 12m / 10y: 0/ 3 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: deal-shepherd9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off cards after divorce
Purpose of loan:
This loan will be used to?pay off divorce-credit card debt quickly.?

My financial situation:
I am a good candidate for this loan because?I am?employed in a stable field, and?since the divorce a year ago and?getting control of all of my finances, I have excellent credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Microfinancer$25.00$25.003/8/2010 4:26:08 PM
enthusiastic-balance5$100.00$100.003/8/2010 4:25:50 PM
Clambake$50.00$50.003/8/2010 4:28:21 PM
macjp123$25.00$25.003/8/2010 4:27:34 PM
Avala$50.00$50.003/8/2010 4:28:51 PM
personal-lender$25.00$25.003/8/2010 4:30:56 PM
important-ore$50.00$50.003/8/2010 4:32:38 PM
RetiredATC$25.00$25.003/8/2010 4:35:53 PM
currency-zenith$50.00$50.003/8/2010 4:36:20 PM
dollar-birdie$25.00$25.003/8/2010 4:35:43 PM
torion$25.00$25.003/8/2010 4:28:28 PM
success1001$50.00$50.003/8/2010 4:31:38 PM
1phantom$40.00$40.003/8/2010 4:32:20 PM
MoneyMA$25.00$25.003/8/2010 4:42:38 PM
helping-out$25.00$25.003/8/2010 4:34:12 PM
studious-bonus7$50.00$50.003/8/2010 4:42:58 PM
uwinwewin$25.00$25.003/8/2010 4:34:41 PM
tripnosis$25.00$25.003/8/2010 4:35:34 PM
buraky$25.00$25.003/8/2010 4:49:03 PM
cash-merry-maker$25.00$25.003/8/2010 4:45:43 PM
bkwest01$100.00$100.003/8/2010 4:50:07 PM
repayment-chef$25.00$25.003/8/2010 4:51:16 PM
leodaguy$25.00$25.003/8/2010 4:40:06 PM
sympathetic-asset$25.00$25.003/8/2010 4:48:47 PM
Havana21$50.00$50.003/8/2010 4:41:53 PM
gracej$25.00$25.003/8/2010 4:42:17 PM
kmfreymi$25.00$25.003/8/2010 4:50:36 PM
bigdogsafety1$25.00$25.003/8/2010 4:51:27 PM
nanda$25.00$25.003/8/2010 4:44:50 PM
aasx1108$25.00$25.003/8/2010 5:00:17 PM
MissionMicroFinance$25.00$25.003/8/2010 4:46:27 PM
29Palms$25.00$25.003/8/2010 4:46:54 PM
jokerj006$25.00$25.003/8/2010 4:47:05 PM
cathexis$50.00$50.003/8/2010 4:49:20 PM
courteous-integrity8$25.00$25.003/8/2010 4:50:00 PM
charming-point$300.00$131.003/8/2010 7:34:31 PM
bondhedger$25.00$25.003/8/2010 7:37:19 PM
CommerciaLender$25.00$25.003/10/2010 5:00:11 PM
credit-shower$25.00$25.003/10/2010 9:39:17 PM
liederhaus$50.00$50.003/11/2010 1:39:04 PM
Sven79$100.00$100.003/11/2010 9:13:58 PM
hidavehi$25.00$25.003/12/2010 4:52:11 PM
Light_Verity$400.00$400.003/13/2010 9:33:20 AM
adir1$25.00$25.003/13/2010 9:00:55 AM
ihelpunow$25.00$25.003/14/2010 1:46:17 PM
1SteelerFan$30.00$30.003/14/2010 3:36:02 PM
the-profit-oracle$25.00$25.003/14/2010 6:22:20 PM
The-CAPS-fan$25.00$25.003/15/2010 8:21:45 AM
yu-rik$75.00$75.003/15/2010 10:12:41 AM
Mindful7$25.00$25.003/15/2010 10:50:00 AM
jybank$25.00$25.003/15/2010 1:26:12 PM
admirable-credit$25.00$25.003/15/2010 4:08:05 PM
pureliquidhw$25.00$25.003/8/2010 4:15:03 PM
skuba$25.00$25.003/8/2010 4:23:40 PM
desertoasis$50.00$50.003/8/2010 4:15:25 PM
bold-durability-drum$25.00$25.003/8/2010 4:30:09 PM
flexible-value$26.00$26.003/8/2010 4:30:33 PM
delicious-social132$25.00$25.003/8/2010 4:31:00 PM
lloyd_s$25.00$25.003/8/2010 4:32:49 PM
irrelevant$25.00$25.003/8/2010 4:32:14 PM
integrity-doctor$50.00$50.003/8/2010 4:32:57 PM
top-silver-american$25.00$25.003/8/2010 4:33:09 PM
moola-man$30.00$30.003/8/2010 4:35:10 PM
fightinjoe$25.00$25.003/8/2010 4:35:23 PM
Banker7371$25.00$25.003/8/2010 4:34:56 PM
progressive-asset$100.00$100.003/8/2010 4:27:49 PM
tallmon$25.00$25.003/8/2010 4:38:52 PM
mg6619$25.00$25.003/8/2010 4:31:23 PM
gain-seagull9$25.00$25.003/8/2010 4:39:42 PM
inspired-contract9$25.00$25.003/8/2010 4:43:13 PM
teller$25.00$25.003/8/2010 4:43:57 PM
kindness-percolator5$25.00$25.003/8/2010 4:41:50 PM
honorable-yield$50.00$50.003/8/2010 4:33:42 PM
redrock007$25.00$25.003/8/2010 4:45:06 PM
nourishing-interest0$25.00$25.003/8/2010 4:42:23 PM
bonus-adventure3$25.00$25.003/8/2010 4:45:23 PM
shiny-revenue$25.00$25.003/8/2010 4:46:36 PM
asset-professor$75.00$75.003/8/2010 4:44:26 PM
sharp-bill2$40.00$40.003/8/2010 4:36:35 PM
Magus54$25.00$25.003/8/2010 4:49:49 PM
srgriff$25.00$25.003/8/2010 4:38:36 PM
ccaxid57$25.00$25.003/8/2010 4:39:06 PM
rlecour$25.00$25.003/8/2010 4:48:12 PM
SBT$50.00$50.003/8/2010 4:48:29 PM
investor421$25.00$25.003/8/2010 4:42:04 PM
Supernick$25.00$25.003/8/2010 4:43:52 PM
a-finance-nirvana$25.00$25.003/8/2010 4:45:53 PM
AF-Chief$28.00$28.003/8/2010 4:46:00 PM
awwaww$25.00$25.003/8/2010 4:47:30 PM
a-goal-bill$25.00$25.003/8/2010 4:49:29 PM
Aimvest$25.00$25.003/8/2010 5:18:11 PM
RHIC$50.00$50.003/10/2010 5:55:28 PM
credit-panda1$25.00$25.003/10/2010 6:15:40 PM
devoider$50.00$50.003/12/2010 6:47:46 AM
Orion$25.00$25.003/12/2010 11:06:04 AM
power-secret-agent$25.00$25.003/12/2010 5:05:15 PM
hawk357$25.00$25.003/12/2010 8:47:04 PM
gjm6d$25.00$25.003/13/2010 5:50:42 AM
marala4285$25.00$25.003/13/2010 10:46:07 AM
katnmouse$25.00$25.003/13/2010 3:30:57 PM
996$25.00$25.003/14/2010 2:33:26 PM
USMP$100.00$100.003/14/2010 7:42:22 PM
the-silver-blaster$50.00$50.003/14/2010 9:40:03 PM
broker558$25.00$25.003/15/2010 4:07:26 PM
104 bids
 
Borrower Payment Dependent Notes Series 449523
This series of Notes was issued and sold upon the funding of the borrower loan #41298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $180.94
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2000 Debt/Income ratio: 25%
Basic (1-10): 5 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 10Length of status:2y 8m
Credit score: 660-679 (Mar-2010) Total credit lines: 13 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,849Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: rate-goose Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
trying to buy a wedding ring
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your lack of information on this loan is a big red flag. Why are you a good candidate for this loan? - ThisGuyIKnow
A: Good Morning, I feel that I have the income to support my request. I have been very focused on paying down debt the past two years and I feel that I am in the best situation to apply for this. In this month and next month alone I am/will have freed up over $300.oo more of my income. I am also due for a raise in April. I am still trying to figure out how to cghange my profile. I applied via my cell phone but have yet to find a place where I can go in and give my personal situation. Thanks, (Mar-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/9/2010 4:13:10 PM
kindness-percolator5$25.00$25.003/9/2010 4:32:39 PM
autonomous-truth$25.00$25.003/9/2010 4:32:49 PM
nybanker85$100.00$100.003/9/2010 4:33:02 PM
Panitza$62.00$62.003/9/2010 4:34:49 PM
EastofEden$25.00$25.003/9/2010 4:36:32 PM
Orringo$50.00$50.003/9/2010 4:36:42 PM
treasure-network$25.00$25.003/9/2010 4:37:25 PM
famous-bill$50.00$50.003/9/2010 4:32:12 PM
tntbuzz$25.00$25.003/9/2010 4:32:40 PM
deal-hickory5$25.00$25.003/9/2010 4:32:45 PM
miggy5$25.00$25.003/9/2010 4:38:20 PM
swordfish42$25.00$25.003/9/2010 4:32:50 PM
skuba$25.00$25.003/9/2010 4:33:02 PM
zone8$100.00$100.003/9/2010 4:36:37 PM
flexible-value$25.00$25.003/9/2010 4:36:43 PM
Schmendrick$25.00$25.003/9/2010 4:37:26 PM
theprince$25.00$25.003/9/2010 4:37:46 PM
treasure-hunter270$25.00$25.003/9/2010 4:38:28 PM
forthright-dedication$25.00$25.003/9/2010 4:32:35 PM
kellydawn$25.00$25.003/9/2010 4:32:37 PM
phredd$25.00$25.003/9/2010 4:38:46 PM
inspiring-reward$50.00$50.003/9/2010 4:32:47 PM
IIP77$25.00$25.003/9/2010 4:32:54 PM
Turtlebear44$25.00$25.003/9/2010 4:33:01 PM
zone6$100.00$100.003/9/2010 4:35:14 PM
MM1207$25.00$25.003/9/2010 4:36:39 PM
ValyaLibra01$25.00$25.003/9/2010 4:36:47 PM
mizount$25.00$25.003/9/2010 8:22:59 PM
Ronnieboy888$25.00$25.003/9/2010 8:42:02 PM
Soxxes$25.00$25.003/9/2010 6:57:28 PM
JustMee$25.00$25.003/9/2010 5:29:09 PM
silverloan$25.00$25.003/9/2010 6:38:27 PM
Bob450$25.00$25.003/9/2010 8:40:05 PM
treasure-amplifier6$25.00$25.003/10/2010 9:32:20 AM
lucrative-deal5$25.00$25.003/10/2010 9:54:09 AM
BankofBen$25.00$25.003/10/2010 5:54:15 AM
anton$150.00$150.003/10/2010 9:44:45 AM
KandKLegacyInvestments$25.00$25.003/10/2010 9:32:57 AM
burgeoning-silver$25.00$25.003/10/2010 12:29:35 PM
RMB-Investments$25.00$25.003/10/2010 12:38:24 PM
dynrep$25.00$25.003/10/2010 11:43:07 AM
cwjpott$25.00$25.003/10/2010 3:42:15 PM
kubien$25.00$25.003/10/2010 3:50:26 PM
selfmademan$25.00$25.003/10/2010 1:52:30 PM
galtsgulch$25.00$25.003/10/2010 4:02:56 PM
Msbutterfly$25.00$25.003/10/2010 5:07:15 PM
halothane_logic$25.00$25.003/10/2010 4:57:23 PM
jldallover$25.00$25.003/10/2010 9:57:12 PM
JB82$25.00$25.003/10/2010 9:02:16 PM
Wilvara$25.00$25.003/10/2010 8:47:22 PM
gimincorp$25.00$25.003/11/2010 9:33:41 AM
TowerBusiness$25.00$25.003/11/2010 6:27:20 AM
js44043$25.00$25.003/11/2010 9:33:50 AM
virujava$25.00$25.003/11/2010 3:35:41 PM
danza$25.00$25.003/11/2010 10:23:33 PM
Shtooie$40.00$40.003/11/2010 11:02:28 PM
ah-long$25.00$7.723/12/2010 12:22:27 AM
jfargen$73.17$73.173/12/2010 5:50:06 AM
reflective-rupee$100.00$100.003/12/2010 11:26:41 AM
thecommishonline$25.00$25.003/12/2010 11:49:31 AM
Diamond_Jim$25.00$25.003/9/2010 4:32:33 PM
kind-efficient-credit$25.00$25.003/9/2010 4:32:43 PM
djc314$25.00$25.003/9/2010 4:32:44 PM
PRGuyinVA$25.00$25.003/9/2010 4:32:52 PM
WalnutCreekguy$25.00$25.003/9/2010 4:36:36 PM
brightest-income-hunter$25.00$25.003/9/2010 4:36:48 PM
regooks$25.00$25.003/9/2010 4:26:30 PM
Georgetastic$25.00$25.003/9/2010 4:37:28 PM
note-tent$25.00$25.003/9/2010 4:37:45 PM
indomitable-dedication$25.00$25.003/9/2010 4:32:34 PM
handy-justice$50.00$50.003/9/2010 4:32:42 PM
KrazyCelticKid$25.00$25.003/9/2010 4:32:47 PM
lucrative-transparency0$25.00$25.003/9/2010 4:33:00 PM
nanda$25.00$25.003/9/2010 4:34:32 PM
BlindJoeDeath$25.00$25.003/9/2010 4:36:42 PM
jwm$25.00$25.003/9/2010 4:36:46 PM
LEWK25$25.00$25.003/9/2010 4:36:54 PM
entertaining-greenback2$25.00$25.003/9/2010 4:36:57 PM
TribecaFunding$25.00$25.003/9/2010 4:37:46 PM
LuvToLend$25.00$25.003/9/2010 4:32:45 PM
burrito6$25.00$25.003/9/2010 4:32:48 PM
helping-out$35.00$35.003/9/2010 4:32:56 PM
beyondmanagement$25.00$25.003/9/2010 4:33:03 PM
falcon88dp$25.00$25.003/9/2010 4:46:20 PM
DeltaComputerGuy$25.00$25.003/9/2010 5:05:23 PM
Coppermaven$25.00$25.003/9/2010 4:36:41 PM
ferocious-exchange3$25.00$25.003/9/2010 4:36:58 PM
simplybarg$25.00$25.003/9/2010 4:37:47 PM
just-benefit$25.00$25.003/9/2010 10:57:21 PM
SolarMoonshine$25.00$25.003/9/2010 5:54:08 PM
FEWDollars$25.00$25.003/10/2010 7:02:17 AM
idhitthat$25.00$25.003/9/2010 11:03:28 PM
streak269$25.00$25.003/10/2010 9:32:25 AM
time4aloan$25.00$25.003/10/2010 12:18:59 PM
NycDean$25.00$25.003/10/2010 1:28:39 PM
robust-trade$25.00$25.003/10/2010 12:18:20 PM
lucrative-loan$100.00$100.003/10/2010 2:22:16 PM
djames82$25.00$25.003/10/2010 4:49:12 PM
receptive-community$25.00$25.003/10/2010 5:13:10 PM
jasonrossi11$30.00$30.003/10/2010 10:07:12 PM
realinvestora$25.00$25.003/10/2010 8:47:23 PM
ingenious-deal6$25.00$25.003/10/2010 5:57:43 PM
christifa$25.00$25.003/10/2010 11:12:33 PM
MonkeyB$25.00$25.003/10/2010 7:52:23 PM
CPAMAN$25.00$25.003/11/2010 5:17:22 AM
mrscenicroute$25.00$25.003/10/2010 8:44:40 PM
meteoric-asset4$25.00$25.003/10/2010 9:52:37 PM
wampum-proton$25.00$25.003/10/2010 10:37:15 PM
geekguy$25.00$25.003/11/2010 9:32:36 AM
payment-encore$200.00$200.003/11/2010 10:32:55 AM
jhouman$25.00$25.003/11/2010 10:54:31 AM
contract-nebula$25.00$25.003/11/2010 11:20:29 AM
bold-principal-thinker$25.00$25.003/11/2010 9:33:32 AM
imlosttoo$25.00$25.003/11/2010 2:44:01 PM
murlirao2002$27.11$27.113/11/2010 2:27:35 PM
kt103099$25.00$25.003/11/2010 8:21:27 PM
no-u-turn$25.00$25.003/11/2010 9:02:41 PM
drstumpster$25.00$25.003/12/2010 12:22:26 AM
mob205$50.00$50.003/12/2010 7:52:54 AM
reflective-rupee$100.00$100.003/12/2010 11:27:04 AM
121 bids
 
Borrower Payment Dependent Notes Series 450475
This series of Notes was issued and sold upon the funding of the borrower loan #41296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $67.87
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $66.80
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2003 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:3y 11m
Credit score: 660-679 (Mar-2010) Total credit lines: 25 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $6,081Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 3    
Screen name: Jake_in_NY Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
660-679 (Nov-2009)
580-599 (Jul-2008)
560-579 (Jan-2008)
 
Principal balance: $1,717.73 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Refi old Prosper Loan
Purpose of loan:
I'll be using this loan to pay off my prior Prosper loan (I used the first for my closing on the home I bought last year). Since?my credit was not the best and I was desperate to get the loan funded, I took the loan at a high interest rate.?
My financial situation:
I work full time as an insurance agent and I am in transition to a managerial position with the company. I have borrowed from Prosper in the past and I believe I have proven myself with my commitment to paying it back consistently on time. I have been working hard to get my credit rating as high as I can get while cleaning up prior financial mistakes.

Monthly net income: $ 2000

Monthly expenses: $ +/- 1750
??Housing: $ 600
??Insurance: $ 75
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
successful-euro$30.00$30.003/15/2010 4:51:24 PM
macjp123$25.00$25.003/15/2010 5:03:20 PM
mg6619$25.00$25.003/15/2010 5:05:31 PM
personal-lender$25.00$25.003/15/2010 5:05:06 PM
inspired-contract9$25.00$25.003/15/2010 5:06:40 PM
enthusiastic-balance5$100.00$100.003/15/2010 5:02:44 PM
jokerj006$25.00$25.003/15/2010 5:06:52 PM
bonus-adventure3$25.00$25.003/15/2010 5:07:10 PM
Avala$50.00$50.003/15/2010 5:04:15 PM
fightinjoe$25.00$25.003/15/2010 5:06:06 PM
flexible-value$26.00$26.003/15/2010 5:10:25 PM
sharp-bill2$40.00$40.003/15/2010 5:06:16 PM
nletunic$25.00$25.003/15/2010 5:11:56 PM
charming-point$300.00$300.003/15/2010 5:07:46 PM
integrity-doctor$50.00$50.003/15/2010 5:11:23 PM
Vegasjim$25.00$9.993/15/2010 5:16:14 PM
figs4u2$100.00$100.003/15/2010 5:12:09 PM
JustMee$25.00$25.003/15/2010 5:15:21 PM
Aberdeen$350.00$350.003/15/2010 5:22:47 PM
lender12345$25.00$25.003/15/2010 6:47:04 PM
Bob450$25.00$25.003/15/2010 7:57:30 PM
wphmd$25.00$25.003/15/2010 4:49:16 PM
skuba$25.00$25.003/15/2010 5:01:24 PM
ptjg$29.01$29.013/15/2010 4:57:18 PM
Clambake$50.00$50.003/15/2010 5:03:46 PM
delicious-social132$25.00$25.003/15/2010 5:05:14 PM
torion$25.00$25.003/15/2010 5:03:54 PM
the-silver-blaster$40.00$40.003/15/2010 5:04:40 PM
tenacious-compassion9$25.00$25.003/15/2010 5:11:03 PM
desertoasis$25.00$25.003/15/2010 5:13:45 PM
inspiring-reward$150.00$150.003/15/2010 5:15:32 PM
cordial-funds8$25.00$25.003/15/2010 5:13:21 PM
Bank_Of_XL$25.00$25.003/15/2010 6:54:28 PM
33 bids