Sales Report:Supplement No. 157 dated Mar 17, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 230509
This series of Notes was issued and sold upon the funding of the borrower loan #41284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 14.04% Starting borrower rate/APR: 15.04% / 17.21% Starting monthly payment: $398.88
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $397.81
 
Auction yield range: 6.05% - 14.04% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1996 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 7Length of status:3y 3m
Credit score: 720-739 (Feb-2010) Total credit lines: 29 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $36,110Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 34%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: lookingup78 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $9,500.00< mo. late: 0 ( 0% )  
640-659 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Consolidating credit card debt
I have a balance on a few credit cards with interest rates in the mid teens, and I'd like to consolidate those, cut them up, and continue on improving my financial future.

I have an excellent job and haven't been late on a payment to any creditor in the last two years. I have the income to pay this loan off early, and would rather pay my interest to the Prosper community than to?a credit?card company. You'll notice that I've taken out a Prosper loan before and was able to pay that loan back early, as well.

I appreciate your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$200.00$200.002/26/2010 3:57:03 PM
friendly-worth3$25.00$25.002/26/2010 3:59:22 PM
torion$25.00$25.002/26/2010 4:08:43 PM
micko$25.00$25.002/26/2010 4:00:53 PM
skuba$25.00$25.002/26/2010 4:01:00 PM
Havana21$50.00$50.002/26/2010 4:03:55 PM
asset-professor$75.00$75.002/26/2010 4:04:09 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:22 PM
kbodendorf$25.00$25.002/26/2010 4:04:41 PM
Microfinancer$25.00$25.002/26/2010 4:04:56 PM
progressive-asset$100.00$100.002/26/2010 4:07:25 PM
hitsman$50.00$50.002/26/2010 4:07:46 PM
xstreamin$25.00$25.002/26/2010 4:08:03 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:15 PM
Clambake$50.00$50.002/26/2010 4:07:47 PM
friendly-market5$25.00$25.002/26/2010 4:09:09 PM
Avala$50.00$50.002/26/2010 4:09:16 PM
Fiimg$50.00$50.002/26/2010 4:09:28 PM
foxy-fund$50.00$50.002/26/2010 4:09:35 PM
Sam65$25.00$25.002/26/2010 4:11:59 PM
jdrez$25.00$2.732/26/2010 4:12:06 PM
lucrative-loan$50.00$50.002/26/2010 4:17:12 PM
payment-freshmaker$25.00$25.002/26/2010 4:20:39 PM
RedCentre$250.00$250.002/26/2010 4:26:55 PM
LoanDMC$25.00$25.002/26/2010 4:52:16 PM
successful-integrity$50.00$50.002/26/2010 4:47:22 PM
MoneyForNothing$25.00$25.002/26/2010 11:25:54 PM
reflective-rupee$100.00$100.002/26/2010 8:48:47 PM
reflective-rupee$250.00$250.002/26/2010 8:49:14 PM
melodious-fairness$25.00$25.002/27/2010 10:59:34 AM
Rearden_Steel$25.00$25.003/1/2010 4:27:52 AM
wphmd$25.00$25.003/1/2010 1:23:20 PM
poolshark72$25.00$25.003/1/2010 4:17:49 PM
grammaspurse$25.00$25.003/1/2010 4:48:31 PM
justice-magnate$50.00$50.003/1/2010 6:57:15 PM
totoro$25.00$25.003/1/2010 5:21:34 PM
EL_NITIDO$25.00$25.003/1/2010 9:46:41 PM
vigilance-searcher$25.00$25.003/2/2010 11:35:23 AM
FinanceEngine$25.00$25.003/2/2010 4:00:57 PM
helpneachother$50.00$50.003/2/2010 7:27:40 PM
spiff666$25.00$25.003/2/2010 8:30:56 PM
leod1948$25.00$25.003/2/2010 5:28:48 PM
Anamorph$25.00$25.003/2/2010 10:50:21 PM
justice-hawk$25.00$25.003/2/2010 7:35:59 PM
rubylender$25.00$25.003/3/2010 1:44:40 PM
jybank$25.00$25.003/3/2010 5:14:24 PM
alvinsl$25.00$25.003/4/2010 4:57:39 AM
betheanswer$50.00$50.003/4/2010 8:45:00 AM
Jinja$30.00$30.003/4/2010 10:29:25 AM
crdcteng$50.00$50.003/4/2010 9:55:42 AM
dlenz$25.00$25.003/4/2010 10:08:19 AM
crw1950$50.00$50.003/4/2010 3:58:54 PM
sparkmeister$25.00$25.003/4/2010 4:42:23 PM
Helping-One-Another$50.00$50.003/4/2010 6:35:40 PM
LesPaul1$25.00$25.003/4/2010 4:34:19 PM
jcw3rd$25.00$25.003/4/2010 5:10:52 PM
diancecht$50.00$50.003/5/2010 3:08:11 AM
brother_tam$300.00$300.003/4/2010 7:35:02 PM
cunning-compassion1$25.00$25.003/4/2010 8:25:54 PM
bamboozled_again$91.13$91.133/4/2010 4:33:59 PM
napoleon1168$25.00$25.003/4/2010 10:35:35 PM
admirable-credit$25.00$25.003/5/2010 6:26:32 AM
hootielewis$25.00$25.003/4/2010 11:09:25 PM
peaceful-farmer$40.00$40.003/5/2010 8:07:53 AM
p_amadeus$35.38$35.383/4/2010 8:18:54 PM
bonus-quark4$28.66$28.663/5/2010 9:01:45 AM
KTOWN$43.79$43.793/4/2010 9:08:43 PM
vutah$25.00$25.003/4/2010 10:06:59 PM
1stAmericanCapital$25.00$25.003/5/2010 9:34:00 AM
twerns$40.00$40.003/5/2010 6:48:18 AM
new-poetic-transaction$76.55$76.553/5/2010 8:40:03 AM
Spiv_51$25.00$25.003/5/2010 4:20:50 AM
jrlvnv$25.00$25.003/5/2010 11:03:05 AM
martymaniaman$35.90$35.903/5/2010 5:55:36 AM
farchoir$25.00$25.003/5/2010 6:34:46 AM
booie$25.00$25.003/5/2010 12:19:00 PM
dukeiyer$25.00$25.003/5/2010 10:22:22 AM
congardner1$25.00$25.003/5/2010 10:23:25 AM
rate-hickory$50.00$50.003/5/2010 7:23:28 AM
lazyeye$35.01$35.013/5/2010 7:44:13 AM
curly2k$25.00$25.003/5/2010 10:57:30 AM
redrose1518$25.00$25.003/5/2010 11:00:48 AM
barflyer$25.00$25.003/5/2010 1:16:47 PM
CashBank$25.00$25.003/5/2010 8:46:21 AM
natural-greenback6$25.00$25.003/5/2010 1:41:59 PM
ddoneday$35.00$35.003/5/2010 1:56:38 PM
integrity-doctor$50.00$50.003/5/2010 2:02:15 PM
exciting-fairness$200.00$200.003/5/2010 12:57:22 PM
heather26$25.00$25.003/5/2010 1:28:08 PM
note-pursuit$25.00$25.003/5/2010 10:54:58 AM
manny00$56.50$56.503/5/2010 10:56:48 AM
lenderinnevada$65.00$65.003/5/2010 11:11:48 AM
limastorm$51.55$51.553/5/2010 11:24:56 AM
lucrative-loan$50.00$50.003/5/2010 11:55:55 AM
lucrative-durability$25.00$25.003/5/2010 3:22:00 PM
clipper271$25.00$25.003/5/2010 1:13:45 PM
rapid-currency$25.00$25.003/5/2010 2:09:16 PM
smbau06$70.00$70.003/5/2010 2:16:50 PM
funds-promiser$25.24$25.242/26/2010 3:58:31 PM
credit-kahuna$100.00$100.002/26/2010 4:07:37 PM
iolaire$25.00$25.002/26/2010 3:58:09 PM
desertoasis$50.00$50.002/26/2010 3:59:21 PM
best-deal-banker$25.00$25.002/26/2010 4:08:56 PM
lounges$50.00$50.002/26/2010 3:58:54 PM
burrito6$25.00$25.002/26/2010 4:11:02 PM
bchen78875$25.00$25.002/26/2010 4:03:26 PM
3am-preacher$25.00$25.002/26/2010 4:02:38 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:46 PM
AF-Chief$27.00$27.002/26/2010 4:05:05 PM
don8ter$25.00$25.002/26/2010 4:04:10 PM
luckyldy$35.00$35.002/26/2010 4:08:11 PM
tntbuzz$25.00$25.002/26/2010 4:08:18 PM
macjp123$25.00$25.002/26/2010 4:07:03 PM
bonafide-cash$50.00$50.002/26/2010 4:08:33 PM
red-undaunted-kindness$100.00$100.002/26/2010 4:09:21 PM
jigsaw$100.00$100.002/26/2010 4:08:24 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:41 PM
gavinfh$25.00$25.002/26/2010 4:10:13 PM
tranquil-diversification8$25.00$25.002/26/2010 4:10:26 PM
mpatrick$25.00$25.002/26/2010 4:11:29 PM
durability-halibut$25.00$25.002/26/2010 4:19:03 PM
principal-prodigy$25.00$25.002/26/2010 4:19:16 PM
johnrx$30.00$30.002/26/2010 10:54:38 PM
mattblizz$25.00$25.002/27/2010 12:44:18 AM
sharp-return7$26.00$26.002/27/2010 8:53:17 AM
Sol_Invictus$25.00$25.002/27/2010 4:48:22 AM
Sturgee$25.00$25.002/28/2010 7:31:12 AM
usedtoborrow$26.67$26.672/28/2010 9:13:24 AM
new-smart-fund$50.00$50.002/28/2010 12:05:26 PM
minista$25.00$25.003/1/2010 9:35:14 AM
reBuild-America$25.00$25.003/1/2010 2:15:33 PM
miket71$100.00$100.003/1/2010 9:32:49 AM
sharp-credit$2,000.00$2,000.003/1/2010 4:31:34 PM
dbanwart$25.00$25.003/1/2010 4:44:08 PM
Dollars4Rent$25.00$25.003/1/2010 9:17:52 PM
Sven79$150.00$150.003/2/2010 9:50:26 AM
Sven79$150.00$150.003/2/2010 9:51:22 AM
credit-panda1$25.00$25.003/2/2010 3:53:40 PM
wphmd$25.00$25.003/2/2010 1:35:33 PM
charitycoon$100.00$100.003/2/2010 3:38:51 PM
FOFagent1$125.00$125.003/2/2010 6:14:02 PM
MarcusOcean$50.00$50.003/2/2010 9:10:20 PM
arampata$35.00$35.003/2/2010 10:56:17 PM
marala4285$25.00$25.003/2/2010 5:52:41 PM
blissful-note7$25.00$25.003/3/2010 1:09:33 AM
Michael206$200.00$200.003/2/2010 5:33:49 PM
justice-hawk$25.00$25.003/2/2010 7:30:07 PM
lender12345$25.00$25.003/3/2010 11:10:14 AM
merlin981$25.85$25.853/3/2010 10:53:45 AM
favorite-commerce$25.00$25.003/3/2010 9:38:50 AM
bonus-adventure3$25.00$25.003/3/2010 2:59:33 PM
jpme$25.00$25.003/3/2010 1:58:32 PM
fair_rates$25.00$25.003/3/2010 6:38:48 PM
atomantic$50.00$50.003/4/2010 12:20:40 AM
silver-mastery$25.00$25.003/4/2010 9:25:52 AM
ManhattanLender$25.00$25.003/3/2010 7:43:27 PM
Shawnman19$47.13$47.133/4/2010 9:13:14 AM
Jinja$35.00$35.003/4/2010 9:45:30 AM
ore-dojo$50.00$50.003/4/2010 10:10:30 AM
InvestForWealth$28.94$28.943/4/2010 12:30:21 PM
jocephus$64.08$64.083/4/2010 3:59:41 PM
enchanted-reward1$25.00$25.003/4/2010 3:25:54 PM
uarewhatuthink$28.20$28.203/4/2010 4:34:31 PM
ksubd$30.00$30.003/4/2010 3:56:58 PM
Leopoldine$30.16$30.163/4/2010 5:31:13 PM
Saab93$25.00$25.003/4/2010 5:33:59 PM
EmpireInvestments$50.00$50.003/4/2010 5:39:45 PM
Share-the-wealth$100.00$100.003/4/2010 7:52:23 PM
ptjg$50.00$50.003/5/2010 1:25:34 AM
qkinger$50.00$50.003/4/2010 6:05:00 PM
clemclan$25.00$25.003/4/2010 6:19:26 PM
draggon77$25.00$25.003/4/2010 4:22:40 PM
RadarLuv$25.00$25.003/5/2010 4:22:05 AM
allbalooboy2$25.00$25.003/4/2010 8:24:38 PM
Orion$50.00$50.003/4/2010 8:31:58 PM
ultimatepaintball$25.00$25.003/4/2010 4:33:45 PM
JM-Sarawak$25.00$25.003/5/2010 6:19:32 AM
OoM$25.00$25.003/4/2010 10:58:50 PM
Speedfreak$25.00$25.003/4/2010 4:43:51 PM
Leshan$100.00$100.003/5/2010 6:42:36 AM
TheSweetLender$50.00$50.003/5/2010 3:23:49 AM
webfeet$25.00$25.003/5/2010 7:29:45 AM
nashibaksi$25.00$25.003/4/2010 6:12:08 PM
rockhound84$25.00$25.003/4/2010 7:03:59 PM
arcite$49.35$49.353/4/2010 7:39:41 PM
The-Lighthouse-Group$25.00$25.003/4/2010 7:48:53 PM
LendK$30.00$30.003/5/2010 9:20:53 AM
KingCroesus$25.00$25.003/4/2010 10:21:48 PM
market-jam$32.78$32.783/5/2010 6:54:02 AM
jtoms101$43.17$43.173/5/2010 6:56:11 AM
Realty24$100.00$100.003/5/2010 7:10:03 AM
Rothgoe$37.74$37.743/5/2010 11:00:42 AM
ga_rainman$25.49$25.493/5/2010 6:18:03 AM
johnpmid$25.00$25.003/5/2010 9:40:09 AM
pythia$25.00$25.003/5/2010 12:25:52 PM
dukeiyer$25.00$25.003/5/2010 10:21:56 AM
manthrax3$100.00$100.003/5/2010 7:49:06 AM
_SCI_$25.00$25.003/5/2010 1:10:04 PM
credit-missile$150.00$150.003/5/2010 11:04:59 AM
gain-seagull9$50.00$50.003/5/2010 11:28:45 AM
meanoldlady$50.00$50.003/5/2010 2:19:32 PM
zooom7$50.00$50.003/5/2010 9:51:32 AM
Credit2Prosper$50.00$50.003/5/2010 12:39:13 PM
Ven58$25.00$25.003/5/2010 3:20:10 PM
velocity-winner$25.00$25.003/5/2010 1:13:48 PM
justice-hawk$150.00$150.003/5/2010 11:11:25 AM
gilbrear$25.00$25.003/5/2010 3:23:20 PM
poolfan$100.00$100.003/5/2010 3:48:49 PM
rbotterbLLC$25.00$25.003/5/2010 2:42:02 PM
209 bids
 
Borrower Payment Dependent Notes Series 348957
This series of Notes was issued and sold upon the funding of the borrower loan #41201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 14.51% Starting borrower rate/APR: 15.51% / 17.69% Starting monthly payment: $139.66
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $136.42
 
Auction yield range: 6.04% - 14.51% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1992 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 35 / 29Length of status:3y 0m
Credit score: 720-739 (Mar-2010) Total credit lines: 50 Occupation: Executive
Now delinquent: 1 Revolving credit balance: $18,874Stated income:$100,000+
Amount delinquent: $374 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: stonewell Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Plumbing Repairs
Purpose of loan: Finishing necessary repairs/retrofitting for the plumbing system in my 1960 home.? I budgeted $3400; however, given repairs often exceed budgets by 20%, I am building it in the overall loan.? If there are no overruns, I will prepay the prosper loan early with the difference.
My financial situation:1) I have sufficient money to cover the repairs, therefore this loan, in the event the unexpected occurs.? This money includes over 125k in non-retirement accts. 2) Ample income sources ?130k/year plus in base salary, not incl. comm. & bonuses. Also receive 15k+/year in SS benefits from my late husband. I am a Prosper Lender for the since 2006 and am interested in seeing the process from the borrower's perspective...
Net Income: $6700.00/mo. exclud. comm/bonus.
Fixed Expenses: $5175.00
Savings (529, Roth IRA) - $500.00
Mortgage - $1750.00
Impound (Prop. Tax, home/car/life ins.) - $500.00
Auto Exp./Gas?? all covered by employer
Utilities - $275.00
Cable/Net/Cell - $250.00
Home maint. - $225.00
Groceries/Other - $600.00
Daycare - $500.00
Daughter's College Exp - $200.00
Pymts on interest-free plans of other home projects - $375.00
Entertain. - $300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$47.023/5/2010 4:45:33 PM
Byrd24$100.00$100.003/5/2010 5:09:15 PM
brondero$100.00$100.003/5/2010 8:56:16 PM
curveylady$25.00$25.003/6/2010 4:38:04 AM
dunkard13$271.44$271.443/5/2010 11:37:55 PM
vutah$25.00$25.003/6/2010 10:15:45 PM
CommerciaLender$25.00$25.003/8/2010 11:20:54 AM
credit-panda1$25.00$25.003/8/2010 6:05:19 PM
autonomous-truth$50.00$50.003/8/2010 11:44:35 PM
julijask$35.00$35.003/10/2010 9:00:23 AM
Tastas$46.83$46.833/10/2010 11:24:53 AM
steady-dime$25.00$25.003/10/2010 11:28:34 AM
midifool$25.00$25.003/10/2010 11:53:11 AM
enthusiastic-point$25.00$25.003/10/2010 11:38:56 AM
Feyenoord$25.00$25.003/10/2010 6:12:52 PM
lender12345$25.00$25.003/10/2010 6:41:35 PM
HawaiianHelper$50.00$50.003/10/2010 11:46:17 PM
alvinsl$25.00$25.003/11/2010 4:59:14 AM
Gaelicman$153.90$153.903/11/2010 6:37:35 AM
Leshan$25.00$25.003/11/2010 7:49:25 AM
Pickmar$25.00$25.003/11/2010 7:58:18 AM
dmk2006$25.00$25.003/11/2010 9:09:45 AM
caseattle$25.00$25.003/11/2010 1:59:53 PM
grishkinabby$25.00$25.003/11/2010 5:27:00 PM
usd1027$25.00$25.003/11/2010 5:23:52 PM
market-jam$86.22$86.223/11/2010 4:28:13 PM
PeacefulFlorida$27.15$27.153/11/2010 5:05:07 PM
cforell$26.63$26.633/11/2010 8:35:57 PM
SkyLoan$30.25$30.253/11/2010 8:35:51 PM
LibbyZ$50.00$50.003/11/2010 9:07:17 PM
arcite$25.18$25.183/11/2010 9:38:07 PM
catcid$25.00$25.003/12/2010 1:52:00 AM
Druidsoft$50.00$50.003/11/2010 10:55:29 PM
plouie$25.00$25.003/12/2010 6:42:49 AM
RadarLuv$25.00$25.003/12/2010 4:14:36 AM
PlusUltra$176.86$176.863/12/2010 7:07:18 AM
Bizern$27.86$27.863/12/2010 7:18:21 AM
clipper271$25.00$25.003/12/2010 7:42:49 AM
hptcrabbers$25.00$25.003/12/2010 8:04:13 AM
jpyrek$25.00$25.003/12/2010 8:33:00 AM
jtn4148$50.00$50.003/12/2010 9:12:36 AM
the-profit-oracle$25.00$25.003/12/2010 9:09:32 AM
heeeley$25.00$25.003/12/2010 10:02:19 AM
B1$25.00$25.003/12/2010 11:17:20 AM
Snoopylover$25.00$25.003/12/2010 11:15:41 AM
credit-coach118$25.00$25.003/12/2010 10:15:35 AM
tukuks$25.00$25.003/12/2010 12:10:58 PM
Mindful7$25.00$25.003/12/2010 1:00:38 PM
CaliforniaSun$25.00$25.003/12/2010 12:36:56 PM
draggon77$25.00$25.003/12/2010 12:43:40 PM
124SpiderMan$40.00$40.003/12/2010 1:45:55 PM
wwwUniversal$25.00$25.003/12/2010 1:31:57 PM
ore-dojo$50.00$50.003/12/2010 3:58:08 PM
wrjdarien1$25.00$25.003/12/2010 4:13:47 PM
Engineer44$25.00$25.003/12/2010 4:41:42 PM
LoveVA$35.00$35.003/12/2010 4:41:56 PM
adir1$25.00$25.003/6/2010 7:43:51 PM
TheSpottedFlamingo$25.00$25.003/9/2010 9:31:43 AM
Mav26$50.00$50.003/9/2010 11:11:33 AM
AsianDragon$35.00$35.003/10/2010 7:46:55 AM
crdcteng$25.00$25.003/10/2010 9:30:56 AM
listing-enchilada$50.00$50.003/10/2010 10:04:48 AM
slwholesales$50.00$50.003/10/2010 11:04:00 AM
gogrannygo$25.00$25.003/10/2010 5:10:16 PM
Astyanax$40.00$40.003/10/2010 6:12:02 PM
truth-trapper$50.00$50.003/10/2010 6:55:00 PM
righteousone$100.00$100.003/10/2010 5:40:49 PM
jybank$25.00$25.003/10/2010 9:50:21 PM
hektek22$25.00$25.003/10/2010 6:04:51 PM
drlevvis$100.00$100.003/11/2010 5:15:10 AM
The-CAPS-fan$48.00$48.003/11/2010 6:13:19 AM
wealth-pipeline$25.00$25.003/11/2010 8:13:37 AM
Phatt-Daddy$50.00$50.003/11/2010 8:46:41 AM
trade-goblin9$25.00$25.003/11/2010 12:49:57 PM
liederhaus$50.00$50.003/11/2010 1:38:24 PM
brlarue$50.00$50.003/11/2010 4:52:06 PM
Techne_Funds_LLC$25.00$25.003/11/2010 4:58:06 PM
Dskillz$26.35$26.353/11/2010 5:52:39 PM
sadhikari$30.00$30.003/11/2010 11:21:48 PM
MAYBROOK$50.00$50.003/12/2010 6:15:37 AM
ksamba$100.00$100.003/12/2010 7:07:35 AM
moola-man$30.00$30.003/12/2010 7:41:10 AM
best-listing-toro$25.00$25.003/12/2010 7:47:39 AM
rupee-kung-fu7$25.00$25.003/12/2010 9:30:26 AM
Milonguero$100.00$100.003/12/2010 10:02:14 AM
tukuks$50.00$50.003/12/2010 10:37:44 AM
nanaof7$25.00$25.003/12/2010 10:49:20 AM
markandrosie$36.31$36.313/12/2010 10:07:54 AM
fenderxes$25.00$25.003/12/2010 11:55:10 AM
orbital-transparency$25.00$25.003/12/2010 10:55:25 AM
attractive-fund$25.00$25.003/12/2010 12:38:26 PM
broker558$25.00$25.003/12/2010 12:49:33 PM
trade-elm$25.00$25.003/12/2010 3:55:37 PM
dogbait$50.00$50.003/12/2010 3:44:31 PM
mistering$50.00$50.003/12/2010 4:10:37 PM
95 bids
 
Borrower Payment Dependent Notes Series 447231
This series of Notes was issued and sold upon the funding of the borrower loan #41220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $324.51
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1988 Debt/Income ratio: 32%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 17Length of status:19y 0m
Credit score: 780-799 (Feb-2010) Total credit lines: 53 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $87,268Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: aggresive-nickel2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?pay off my credit cards. All payments are current now and i have never been late with any payments.?

My financial situation:
I am a good candidate for this loan because my work, and credit history is excellent. Credit card companies just upped my interest rate for no reason and i dont want to pay 18% interest on the cards .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
steely_dan34$25.00$25.002/22/2010 4:11:16 PM
bankofsam$25.00$25.002/22/2010 4:11:25 PM
divedude$25.00$25.002/22/2010 4:13:37 PM
Artist_Blue$25.00$25.002/22/2010 4:16:40 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:56 PM
wise-handy-finance$25.00$25.002/22/2010 4:20:01 PM
flexible-value$26.00$26.002/22/2010 4:30:06 PM
bowdish1$100.00$100.002/22/2010 4:33:04 PM
delicious-social132$25.00$25.002/22/2010 4:31:37 PM
Cai8899$50.00$50.002/22/2010 4:31:55 PM
asset-professor$75.00$75.002/22/2010 4:34:23 PM
natural-greenback6$25.00$25.002/22/2010 4:35:32 PM
head$25.00$25.002/22/2010 4:34:13 PM
honorable-yield$50.00$50.002/22/2010 4:34:43 PM
inspired-contract9$25.00$25.002/22/2010 4:36:37 PM
Eagledrop$25.00$25.002/22/2010 4:37:08 PM
tallmon$25.00$25.002/22/2010 4:38:03 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:45 PM
Tradesmanlender$25.00$25.002/22/2010 4:39:49 PM
Microfinancer$25.00$25.002/22/2010 4:38:34 PM
skuba$25.00$25.002/22/2010 4:41:35 PM
AF-Chief$27.00$27.002/22/2010 4:43:52 PM
anton$250.00$250.002/22/2010 4:46:51 PM
desertoasis$50.00$50.002/22/2010 4:45:03 PM
PatRichi$25.00$25.002/22/2010 4:47:21 PM
unclejaef$25.00$25.002/22/2010 4:48:39 PM
Josta$50.00$50.002/22/2010 4:49:54 PM
Aquani$50.00$50.002/22/2010 4:50:19 PM
mathprof$25.00$25.002/22/2010 4:51:37 PM
lowrate$25.00$25.002/22/2010 4:52:49 PM
wampum-proton$25.00$25.002/22/2010 4:53:07 PM
macjp123$25.00$25.002/22/2010 4:58:39 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:46 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:11 PM
time4aloan$50.00$50.002/22/2010 4:59:33 PM
progressive-asset$100.00$100.002/22/2010 4:58:55 PM
xstreamin$25.00$25.002/22/2010 5:00:39 PM
credit-kahuna$100.00$100.002/22/2010 5:00:01 PM
Fiimg$50.00$50.002/22/2010 5:03:23 PM
jigsaw$100.00$100.002/22/2010 5:01:51 PM
rcc7$25.00$25.002/22/2010 5:04:10 PM
tntbuzz$25.00$25.002/22/2010 5:01:24 PM
bonafide-cash$50.00$50.002/22/2010 5:01:59 PM
currency-oak$25.00$25.002/22/2010 5:03:05 PM
torion$25.00$25.002/22/2010 5:02:11 PM
foxy-fund$50.00$50.002/22/2010 5:03:31 PM
money-maniac$50.00$50.002/22/2010 5:02:47 PM
friendly-market5$25.00$25.002/22/2010 5:02:56 PM
TeamRamRod$25.00$25.002/22/2010 5:05:34 PM
supreme-hope$25.00$25.002/22/2010 5:05:38 PM
jasmarc$25.00$25.002/22/2010 5:06:38 PM
mpactlender$25.00$25.002/22/2010 5:04:53 PM
platinum-sorcerer6$25.00$25.002/22/2010 5:05:01 PM
tranquil-diversification8$25.00$25.002/22/2010 5:05:04 PM
KVEER$25.00$25.002/22/2010 5:05:08 PM
important-ore$50.00$50.002/22/2010 5:04:50 PM
pure-treasure7$25.00$25.002/22/2010 5:06:43 PM
helpinghand75$25.00$25.002/22/2010 5:10:51 PM
leverage-holly$25.00$25.002/22/2010 5:11:49 PM
Aimvest$25.00$25.002/22/2010 5:12:02 PM
aldeed$25.00$25.002/22/2010 5:12:13 PM
bronzmajom$25.00$25.002/22/2010 5:12:55 PM
bullwink27$25.00$25.002/22/2010 5:13:07 PM
mason13a$25.00$25.002/22/2010 5:10:30 PM
marketplace-achievement$50.00$50.002/22/2010 5:10:35 PM
compassion-lotus5$25.00$25.002/22/2010 5:09:40 PM
cberthiaume$25.00$25.002/22/2010 5:09:47 PM
Lambo168$25.00$25.002/22/2010 5:14:33 PM
fund-guild$50.00$50.002/22/2010 5:14:51 PM
seattleslug$25.00$25.002/22/2010 5:12:15 PM
burrito6$25.00$25.002/22/2010 5:10:39 PM
invest0r$25.00$25.002/22/2010 5:10:48 PM
Fortuno_per_commodo$50.00$50.002/22/2010 5:11:00 PM
xrycac$25.00$25.002/22/2010 5:11:14 PM
BigBoy2008$25.00$25.002/22/2010 5:13:35 PM
cyberie21$40.00$40.002/22/2010 5:14:02 PM
galtsgulch$25.00$25.002/22/2010 5:15:33 PM
helpinghand63$49.65$49.652/22/2010 5:16:43 PM
Gibbyland$30.25$30.252/22/2010 5:14:37 PM
ugapolsci$25.00$25.002/22/2010 5:19:51 PM
mrrc7498$40.00$40.002/22/2010 5:20:53 PM
promaster84$25.00$25.002/22/2010 5:19:13 PM
agcereniv$25.00$25.002/22/2010 5:19:58 PM
DrStaff$35.65$35.652/22/2010 5:28:25 PM
methodical-greenback5$50.00$50.002/22/2010 5:30:02 PM
noddy$25.00$25.002/22/2010 5:19:25 PM
Red_b17$25.00$25.002/22/2010 5:22:13 PM
THREE-POINTS-LENDING$25.00$25.002/22/2010 5:28:02 PM
GElender$46.37$46.372/22/2010 6:05:41 PM
lisaac29$25.00$25.002/22/2010 6:05:49 PM
3am-preacher$25.00$25.002/22/2010 5:30:08 PM
sentry256$25.00$25.002/22/2010 5:28:10 PM
helping-out$25.00$25.002/22/2010 5:42:16 PM
Victor-E-Lane$25.00$25.002/22/2010 5:45:35 PM
SB-Funding$25.00$25.002/22/2010 7:51:48 PM
tidy-dime$25.00$25.002/22/2010 5:30:27 PM
star7705$25.00$25.002/22/2010 5:45:23 PM
benefit-squirrel$25.24$25.242/22/2010 7:17:30 PM
credit-solstice$25.00$25.002/22/2010 10:45:22 PM
crazycool$25.00$25.002/22/2010 11:37:36 PM
five-star-note$28.13$28.132/22/2010 8:40:42 PM
social-comet224$25.00$25.002/22/2010 9:20:20 PM
kindness-percolator5$25.00$25.002/23/2010 12:35:27 AM
br4444$25.00$25.002/23/2010 4:40:21 AM
Captain88$25.00$25.002/23/2010 5:27:44 AM
inspiring-reward$50.00$50.002/23/2010 6:41:57 AM
compassion-bauble4$25.00$25.002/23/2010 6:25:25 AM
ctgscott$25.00$25.002/23/2010 7:06:01 AM
forthright-dedication$50.00$50.002/23/2010 7:06:23 AM
Supernick$36.00$36.002/23/2010 6:50:22 AM
blissful-note7$25.00$25.002/23/2010 7:25:21 AM
slartibardfast$25.00$22.652/23/2010 7:25:23 AM
webfeet$25.00$25.002/24/2010 9:23:49 AM
twerns$40.00$40.002/26/2010 5:46:22 AM
chuchutrain$25.00$25.002/26/2010 9:43:16 AM
loma38$50.00$50.002/26/2010 2:58:30 PM
AustinAmerica$25.00$25.002/26/2010 7:19:29 PM
hard-working-gain2$25.00$25.002/26/2010 6:32:38 PM
wicus$50.00$50.002/26/2010 7:41:33 PM
orgy63$50.00$50.002/27/2010 10:22:37 AM
LovinMe$25.00$25.002/27/2010 4:11:44 PM
bnordman$49.08$49.082/27/2010 4:59:46 PM
kingston1$25.00$25.002/28/2010 10:51:24 PM
thoughtful-community7$50.00$50.003/1/2010 1:03:04 PM
bold-direct-asset$25.00$25.003/1/2010 1:13:30 PM
investment-cluster$25.00$25.003/1/2010 4:00:52 PM
bxdoc$225.00$225.003/1/2010 3:18:14 PM
tlam168$50.00$50.002/22/2010 4:11:45 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:51 PM
peerlender$30.00$30.002/22/2010 4:32:16 PM
friendly-worth3$25.00$25.002/22/2010 4:30:26 PM
personal-lender$25.00$25.002/22/2010 4:30:33 PM
Kaj$25.00$25.002/22/2010 4:31:07 PM
Havana21$50.00$50.002/22/2010 4:33:38 PM
lloyd_s$25.00$25.002/22/2010 4:31:24 PM
Speculator$50.00$50.002/22/2010 4:31:50 PM
don8ter$25.00$25.002/22/2010 4:34:27 PM
bchen78875$25.00$25.002/22/2010 4:32:26 PM
kmr2$200.00$200.002/22/2010 4:35:15 PM
HHP$25.00$25.002/22/2010 4:33:49 PM
KrazyCelticKid$75.00$75.002/22/2010 4:35:01 PM
smart-return$25.00$25.002/22/2010 4:37:43 PM
kbodendorf$25.00$25.002/22/2010 4:36:10 PM
reward-motion$25.00$25.002/22/2010 4:38:45 PM
note-sensation$25.00$25.002/22/2010 4:37:00 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:16 PM
KiwiElf$25.00$25.002/22/2010 4:40:34 PM
micko$25.00$25.002/22/2010 4:41:10 PM
peripatetic$25.00$25.002/22/2010 4:44:24 PM
cnovak$25.00$25.002/22/2010 4:47:02 PM
drummer427$25.00$25.002/22/2010 4:47:05 PM
rmachi$25.00$25.002/22/2010 4:47:10 PM
brazilofmux$100.00$100.002/22/2010 4:47:44 PM
beyondmanagement$25.00$25.002/22/2010 4:48:10 PM
Interloper$25.00$25.002/22/2010 4:50:28 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:31 PM
anders94$25.00$25.002/22/2010 4:51:35 PM
kegs$100.00$100.002/22/2010 4:51:44 PM
calm-deal7$25.00$25.002/22/2010 4:58:32 PM
Carpetkid$25.00$25.002/22/2010 5:00:52 PM
luckyldy$35.00$35.002/22/2010 5:01:15 PM
gjh37$25.00$25.002/22/2010 5:01:42 PM
hitsman$50.00$50.002/22/2010 5:00:11 PM
niskyfranchise$25.00$25.002/22/2010 4:59:18 PM
duty-monger$50.00$50.002/22/2010 5:00:14 PM
top-silver-american$25.00$25.002/22/2010 5:02:20 PM
best-deal-banker$25.00$25.002/22/2010 5:02:35 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:52 PM
Avala$50.00$50.002/22/2010 5:03:12 PM
Clambake$50.00$50.002/22/2010 5:00:22 PM
red-undaunted-kindness$100.00$100.002/22/2010 5:03:18 PM
cpaphoto$25.00$25.002/22/2010 5:01:09 PM
senorzookeeper$25.00$25.002/22/2010 5:04:36 PM
agreement-point$50.00$50.002/22/2010 5:06:19 PM
gavinfh$25.00$25.002/22/2010 5:04:40 PM
dreammachine$25.00$25.002/22/2010 5:05:17 PM
techvet$25.00$25.002/22/2010 5:05:48 PM
integrity-doctor$50.00$50.002/22/2010 5:05:24 PM
allenerb$25.00$25.002/22/2010 5:06:05 PM
orange-preeminant-bill$100.00$100.002/22/2010 5:12:38 PM
radiant-cash0$25.00$25.002/22/2010 5:13:40 PM
Ranch88$25.00$25.002/22/2010 5:10:44 PM
Stack23$25.00$25.002/22/2010 5:14:00 PM
commerce-web5$25.00$25.002/22/2010 5:11:11 PM
market-path$50.00$50.002/22/2010 5:11:27 PM
gracej$25.00$25.002/22/2010 5:11:34 PM
asset-equilibrium0$25.00$25.002/22/2010 5:11:36 PM
payment-freshmaker$25.00$25.002/22/2010 5:14:48 PM
ualf$28.22$28.222/22/2010 5:11:53 PM
biobulator$25.00$25.002/22/2010 5:12:50 PM
Archchancellor$25.00$25.002/22/2010 5:13:32 PM
jdrez$25.00$25.002/22/2010 5:16:46 PM
CAGE-Investments$100.00$100.002/22/2010 5:11:43 PM
Frugal$25.00$25.002/22/2010 5:17:10 PM
outtahoth2o$42.15$42.152/22/2010 5:12:18 PM
dsfoundation$25.00$25.002/22/2010 5:12:22 PM
resource777$25.00$25.002/22/2010 5:17:54 PM
mikeandcat$50.00$50.002/22/2010 5:14:56 PM
cesta283$25.00$25.002/22/2010 5:15:15 PM
point-shooter$25.00$25.002/22/2010 5:16:55 PM
rooosta$25.00$25.002/22/2010 5:17:12 PM
tsui517$25.00$25.002/22/2010 5:15:35 PM
orange-courageous-dedication$30.00$30.002/22/2010 5:16:29 PM
income-excellence1$25.00$25.002/22/2010 5:19:20 PM
mpatrick$25.00$25.002/22/2010 5:23:43 PM
souperrich$25.00$25.002/22/2010 5:17:32 PM
SnE$25.00$25.002/22/2010 5:28:50 PM
whois-JohnGalt$25.00$25.002/22/2010 5:29:01 PM
charming-point$48.80$48.802/22/2010 5:30:54 PM
jblack01$25.00$25.002/22/2010 5:26:44 PM
tom48l$25.00$25.002/22/2010 6:05:46 PM
stanbalwight4$25.00$25.002/22/2010 6:05:51 PM
atmaan$25.00$25.002/22/2010 5:22:18 PM
shasta1$25.00$25.002/22/2010 5:29:07 PM
hyetech$35.00$35.002/22/2010 6:15:27 PM
leverage-accruer$25.00$25.002/22/2010 5:29:52 PM
new-marketplace-lyrics$25.00$25.002/22/2010 5:30:17 PM
SharingTheLuv$50.00$50.002/22/2010 5:23:47 PM
ahalyaa$25.00$25.002/22/2010 7:17:31 PM
savvycash$100.00$100.002/22/2010 5:41:20 PM
Dakota98$31.17$31.172/22/2010 5:30:30 PM
deal-dojo$25.00$25.002/22/2010 5:36:08 PM
djc314$25.00$25.002/22/2010 8:47:03 PM
BzJ108$25.00$25.002/22/2010 8:55:42 PM
jrbill1998$39.20$39.202/22/2010 7:01:20 PM
physicsjoe$25.00$25.002/22/2010 9:55:35 PM
reward-adventure$25.00$25.002/22/2010 6:05:47 PM
Patter256$25.00$25.002/22/2010 7:35:23 PM
twirl2$25.00$25.002/22/2010 10:31:45 PM
GreenNotes$36.00$36.002/22/2010 11:25:31 PM
Pizza-man$50.00$50.002/22/2010 8:00:34 PM
thrifty-funds1$25.00$25.002/22/2010 7:45:29 PM
TruckerGuy$25.00$25.002/22/2010 8:20:54 PM
Hokiemon$46.35$46.352/23/2010 3:17:31 AM
rubykait$25.00$25.002/23/2010 4:45:40 AM
UT-Longhorn$25.00$25.002/22/2010 9:27:49 PM
wojo$25.00$25.002/23/2010 6:15:37 AM
psztnrw$58.21$58.212/22/2010 9:41:47 PM
utilecapital$25.00$25.002/23/2010 6:25:41 AM
the-profit-oracle$25.00$25.002/22/2010 10:25:34 PM
treasure-bliss$100.00$100.002/23/2010 7:06:22 AM
mtquan$25.00$25.002/22/2010 10:45:23 PM
harmonious-revenue7$25.00$25.002/22/2010 10:45:24 PM
larrybird$42.84$42.842/23/2010 12:35:29 AM
trumpeter5$25.00$25.002/23/2010 2:51:13 AM
top-commitment-champ$25.00$25.002/23/2010 5:17:18 AM
swoosh$25.00$25.002/23/2010 6:16:35 AM
capital-web7$25.00$25.002/23/2010 6:45:22 AM
hizzy$25.00$25.002/23/2010 7:05:53 AM
iLoaner$25.00$25.002/23/2010 6:41:51 AM
ClearLake$25.00$25.002/23/2010 7:06:03 AM
lounges$25.00$25.002/23/2010 7:21:12 AM
plentiful-reward$50.00$50.002/23/2010 7:06:06 AM
treasure-network$25.00$25.002/23/2010 7:06:21 AM
rudyindc$25.00$25.002/23/2010 7:25:22 AM
don'twannadance$50.00$50.002/23/2010 10:10:00 AM
vivid-listing$25.00$25.002/23/2010 11:12:21 AM
Montgomery-Burns$25.00$25.002/24/2010 10:51:20 AM
chesterCFO$50.00$50.002/24/2010 2:24:18 PM
wwwUniversal$25.00$25.002/26/2010 10:23:20 AM
crw1950$50.00$50.002/26/2010 3:19:44 PM
cemseller$25.00$25.002/26/2010 4:36:40 PM
mattblizz$50.00$50.002/27/2010 12:38:33 AM
creativename$25.00$25.002/27/2010 9:48:16 PM
G-Love$200.00$200.002/27/2010 4:27:04 PM
liberty-squirrel$25.00$25.002/28/2010 9:15:08 AM
bonus-adventure3$25.00$25.002/28/2010 8:31:58 PM
theboygenius$25.00$25.002/28/2010 5:15:22 PM
forthright-trade$25.00$25.003/1/2010 9:51:32 AM
Charmart$25.00$25.003/1/2010 2:33:57 AM
Earn_money$26.04$26.043/1/2010 11:51:21 AM
Jiangtao$25.00$25.003/1/2010 2:44:52 PM
palex$25.00$25.003/1/2010 1:24:36 PM
ore-dojo$50.00$50.003/1/2010 4:03:35 PM
274 bids
 
Borrower Payment Dependent Notes Series 447237
This series of Notes was issued and sold upon the funding of the borrower loan #41233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $150.82
Final lender yield: 18.85% Final borrower rate/APR: 19.85% / 22.09% Final monthly payment: $148.35
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1997 Debt/Income ratio: 23%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 5Length of status:6y 0m
Credit score: 640-659 (Feb-2010) Total credit lines: 11 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $22,536Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 89%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: agreement-horse Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom from For-Profit Big Banks
Purpose of loan:
This loan will be used as the final piece of the puzzle in my detailed 4 year plan (3.5 years remaining) to become 100 percent free of crippling credit card debt and reliance on for-profit giant financial institutions.

My financial situation:
I am a good candidate for this loan because I have never missed a payment for anything ever. I have a stable job, I fully own my car and I have dedicated myself to a very spartan lifestyle in an effort to free myself from debt as soon as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
spy0$25.00$25.003/6/2010 6:48:46 AM
jitterbugqueen$50.00$50.003/6/2010 5:33:25 PM
Luv2Bless$50.00$50.003/8/2010 5:28:07 AM
webfeet$25.00$25.003/8/2010 9:39:09 AM
Finchy78$25.00$25.003/9/2010 1:05:31 PM
balance-force$26.00$26.003/10/2010 12:03:14 AM
snm2001$25.00$25.003/10/2010 1:53:07 AM
trade-elm$25.00$25.003/10/2010 11:29:55 AM
natural-greenback6$25.00$25.003/10/2010 8:25:25 AM
FinanceEngine$25.00$25.003/10/2010 11:21:45 AM
enthusiastic-point$50.00$50.003/10/2010 11:39:26 AM
guardian3$25.00$25.003/10/2010 12:42:35 PM
AuroraRobbin$50.00$50.003/10/2010 11:35:42 AM
Smallbear$25.00$25.003/10/2010 1:45:46 PM
Lending-Bee$104.00$104.003/10/2010 4:35:35 PM
jpsmith1981$123.00$123.003/10/2010 5:49:26 PM
juxtapose$30.00$30.003/10/2010 8:17:20 PM
lender12345$25.00$25.003/10/2010 6:42:06 PM
northphoto$25.00$25.003/11/2010 6:08:29 AM
trade-goblin9$25.00$25.003/11/2010 12:51:36 PM
Leshan$25.00$25.003/11/2010 2:07:11 PM
Helping-One-Another$25.00$25.003/11/2010 2:29:08 PM
leprechaun92$25.00$25.003/11/2010 4:25:00 PM
icess285$25.00$25.003/11/2010 5:31:23 PM
MPdeez$29.63$29.633/11/2010 5:50:52 PM
orange-pound-party$25.43$25.433/11/2010 7:23:51 PM
debt-legend$25.00$25.003/11/2010 8:09:41 PM
wach$25.00$25.003/11/2010 7:15:07 PM
malomar66$40.00$40.003/11/2010 10:14:29 PM
NewYorker48$50.00$50.003/12/2010 4:43:57 AM
abc123x$41.51$41.513/12/2010 7:13:02 AM
fair-payment4$25.00$25.003/12/2010 4:57:25 AM
roi-advantage$25.00$25.003/12/2010 8:27:36 AM
clipper271$25.00$25.003/12/2010 7:43:42 AM
the-profit-oracle$25.00$25.003/12/2010 9:10:04 AM
charming-point$200.00$200.003/12/2010 10:07:21 AM
forthright-trade$25.00$25.003/12/2010 10:37:41 AM
coldfuzion$30.00$30.003/12/2010 11:03:59 AM
uarewhatuthink$34.84$34.843/12/2010 11:03:25 AM
moola-man$30.00$30.003/12/2010 11:51:58 AM
CaliforniaSun$25.00$25.003/12/2010 12:39:18 PM
kelador$50.00$50.003/12/2010 1:07:03 PM
fireferd$27.40$27.403/12/2010 2:17:19 PM
scottjbarn$100.00$100.003/12/2010 3:33:05 PM
3konaz$25.08$25.083/12/2010 3:39:09 PM
smart-gold$25.00$25.003/12/2010 3:11:00 PM
base858$27.18$27.183/12/2010 3:06:44 PM
Hatdance$27.13$27.133/12/2010 4:21:46 PM
brondero$70.00$70.003/5/2010 9:00:17 PM
Jim33$25.00$25.003/5/2010 8:09:17 PM
Bank_Of_XL$50.00$50.003/5/2010 8:20:13 PM
steady-penny1$35.00$35.003/6/2010 7:48:57 PM
Sol_Invictus$25.00$25.003/6/2010 9:07:28 AM
LuvToLend$25.00$25.003/7/2010 12:52:54 PM
vutah$25.00$25.003/7/2010 2:46:32 PM
interstellar$43.04$43.043/8/2010 12:02:21 PM
spiff666$25.00$25.003/8/2010 9:59:40 PM
Orion$50.00$50.003/9/2010 4:27:21 PM
Leopoldine$28.00$28.003/9/2010 9:23:13 PM
brightest-dignified-penny$25.00$25.003/9/2010 5:28:17 PM
cash-daisy$25.00$25.003/10/2010 6:36:56 AM
loss-of-control$25.00$25.003/9/2010 6:27:11 PM
Ambassador$40.00$40.003/10/2010 5:49:16 PM
Astyanax$25.00$25.003/10/2010 6:13:35 PM
stemper$50.00$50.003/10/2010 10:50:58 PM
hektek22$25.00$25.003/10/2010 6:08:08 PM
Joeburly$75.00$75.003/10/2010 11:18:19 PM
Bob450$50.00$50.003/11/2010 9:57:10 AM
preventivepestcontrol$100.00$100.003/11/2010 10:04:49 AM
CashBank$25.00$25.003/11/2010 9:51:03 AM
investment-cluster$25.00$25.003/11/2010 12:56:41 PM
caseattle$25.00$25.003/11/2010 2:01:21 PM
SnakeV$25.00$25.003/11/2010 1:47:07 PM
jybank$25.00$25.003/11/2010 12:21:23 PM
slwholesales$25.00$7.733/11/2010 12:57:30 PM
Saving4Food$30.03$30.033/11/2010 4:51:54 PM
Techne_Funds_LLC$25.00$25.003/11/2010 4:56:44 PM
1-HARD-HEAD$50.00$50.003/11/2010 5:54:26 PM
happy-return4$25.00$25.003/11/2010 4:54:36 PM
admirable-credit$25.00$25.003/11/2010 5:05:27 PM
credit-coach118$25.00$25.003/11/2010 9:07:24 PM
KirosPOS$100.00$100.003/11/2010 9:51:53 PM
jcw3rd$25.00$25.003/12/2010 4:53:44 AM
checzwick$25.00$25.003/12/2010 6:02:51 AM
Ranger96$100.00$100.003/12/2010 7:02:14 AM
Taho$50.00$50.003/12/2010 7:03:05 AM
bailey14$25.00$25.003/12/2010 7:26:19 AM
hptcrabbers$25.00$25.003/12/2010 8:05:09 AM
rate-hickory$25.00$25.003/12/2010 7:27:24 AM
rupee-kung-fu7$25.00$25.003/12/2010 9:29:32 AM
photo999$25.00$25.003/12/2010 9:46:14 AM
wild_carrot$25.00$25.003/12/2010 11:28:38 AM
superluminova$25.00$25.003/12/2010 11:13:06 AM
Ven58$25.00$25.003/12/2010 12:15:49 PM
bold-unflappable-market$25.00$25.003/12/2010 12:06:51 PM
fantastic-cash$50.00$50.003/12/2010 1:02:08 PM
draggon77$25.00$25.003/12/2010 12:44:32 PM
Mindful7$25.00$25.003/12/2010 1:02:18 PM
attractive-fund$25.00$25.003/12/2010 12:40:48 PM
wwwUniversal$25.00$25.003/12/2010 1:32:20 PM
ultimate-peace$100.00$100.003/12/2010 1:02:48 PM
ezhik00$25.00$25.003/12/2010 1:56:13 PM
DasMula$25.00$25.003/12/2010 3:06:27 PM
Chewbaca$25.00$25.003/12/2010 2:26:01 PM
integrity-doctor$50.00$50.003/12/2010 2:54:24 PM
kajams$25.00$25.003/12/2010 3:55:22 PM
DasMula$25.00$25.003/12/2010 4:08:38 PM
revenue-appraiser$25.00$25.003/12/2010 4:23:01 PM
Engineer44$25.00$25.003/12/2010 4:42:03 PM
109 bids
 
Borrower Payment Dependent Notes Series 447373
This series of Notes was issued and sold upon the funding of the borrower loan #41269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $316.65
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $316.65
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1990 Debt/Income ratio: 22%
Basic (1-10): 4 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 8 / 5Length of status:6y 4m
Credit score: 620-639 (Feb-2010) Total credit lines: 32 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $3,361Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 26    
Screen name: SFGirl Borrower's state: California Borrower's group: Fustar Loans INC
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 52 ( 93% ) 620-639 (Latest)
Principal borrowed: $13,200.00< mo. late: 4 ( 7% )  
600-619 (Jun-2008)
560-579 (Feb-2007)
 
Principal balance: $2,946.42 1+ mo. late: 0 ( 0% )
Total payments billed: 56  
Description
GROUP ENDORSED // GREAT RATE!!
Hello!? I am an existing Prosper borrower (in great standing).? I've also had a prior loan that was recently?paid in full with Prosper, and would like to reapply for another 2nd loan?to pay off my car.? The interest is extremely high, and I had no choice but to take the high interest loan to buy the car after the lease due to the mark on my credit score in 2004.? It has been 5 years since that mark and since then I have taken my finances very seriously.? I am never behind on any payments and have proven that I'm trying to rebuild my credit back to great standing.? The current Prosper loan, and the one recently paid off, have?helped me get back on track and has helped raise my credit score considerably.? I have been with the same company going on 7 years, and can honestly say that if you decide to fund this loan, it would be a very good return on your investment.? Along with having the loan paid on time via electronic withdrawal from my checking account,?I?will do my best to even have the loan paid off quicker than the 36 months allocated.??Please give me a chance and have faith in me once again!

WHAT I WILL DO WITH MONEY LOANED: Pay off high interest loan on car - owe $7,000 more than it is worth

EXPLANATION OF BAD CREDIT: There is no excuse that I chose to live on credit for 10 years after college and let the bills get over my head.? After years of paying the minimum on many, many credit cards, I also found out that I had Type 1 diabetes (at age 32).? This came as a shock to me, and along with the stress of my bills, I could no longer take the stress and decided to file for bankruptcy in the spring of 2004 (the courts dismissed everything in the fall of 2004).? After that embarrassment and coming to the realization that I let things get so out of control, I have been very focused in saving what I can each month (I am starting to add to my 401k ? along with my company?s contribution it is up to $20k so far), and rebuilding my credit.? I have learned a hard lesson, but now I feel better knowing I only buy what I can afford in cash and I am definitely on the right path.

MONTHLY FINANCIAL DETAILS:
Car Payment???????????????$535
Car Insurance??????????????$75
Prosper Loan?????? ??????? $229
Cable????????????????????????? $85
Mobile Phone??????????????$65
Cash Call Loan????????????$250 - will pay in full?with company year end bonus (9K after taxes)
Rent???????????????????????????$950
Credit Cards????????????????$175 (JCPenney, Target & Orchard MC)
TOTAL?BILLS ???????????? $2,364
MONTHLY NET?INCOME ? $4,700 (after all tax/employer deductions)
FREE FLOW (left over to pay 2nd Prosper loan back and incidentals each month): over $2300

Thank you for your consideration and best regards.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I am a little confused, you list your employment as an Adminstrative Assistant, but an income of $100,000. That seems very high for an admin assistant. Can you provide a little more detail. Thank you. - paradiseinvestor
A: I am an Execuive Assistant at a Private Equity firm. It's actually not uncommon in this industry (Private Equity/Venture Capital/ Hedge Fund) for Assistants to make even more of a salary than I currently do, but my firm is on the conservative side. I do have my w2's to prove I made a little over $100k (with some overtime) in 2009. Hope this answers your question. Thanks for looking at my post. ~S (Feb-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.002/22/2010 4:45:00 PM
eronyc$25.00$25.002/22/2010 5:19:43 PM
wyogirllender$25.00$25.002/22/2010 7:23:47 PM
shawnw2$50.00$50.002/25/2010 10:53:25 AM
myutmost$35.00$35.002/25/2010 6:59:11 PM
56bones$25.00$25.002/26/2010 10:56:18 AM
mikelance7$25.00$25.002/26/2010 9:36:47 AM
Mark-M$25.00$25.002/26/2010 11:19:53 AM
deal-hickory5$200.00$200.002/26/2010 2:41:27 PM
zone6$200.00$200.002/26/2010 8:47:32 PM
zydeco337$25.00$25.002/26/2010 10:36:37 PM
sweet-payout5$25.00$25.002/27/2010 5:52:55 AM
WMY-Investor$100.00$100.002/27/2010 8:48:28 AM
clemclan$25.00$25.002/26/2010 6:39:58 PM
Sturgee$25.00$25.002/26/2010 8:50:42 PM
gold-cluster$100.00$100.002/27/2010 5:46:25 AM
selector568$50.00$50.002/27/2010 5:00:39 PM
reflective-rupee$100.00$100.002/27/2010 5:47:16 PM
Damostuff$25.00$25.002/27/2010 11:55:44 AM
capital-galaxy$250.00$250.002/27/2010 4:41:57 PM
Kash2010lu$35.00$35.002/27/2010 7:26:19 PM
reflective-rupee$100.00$100.002/27/2010 5:47:44 PM
lifelongreds$48.68$48.682/28/2010 7:58:37 AM
reflective-rupee$100.00$100.002/28/2010 7:25:03 AM
Rip128$100.00$100.002/28/2010 7:42:37 PM
five-star-note$70.00$70.003/1/2010 12:39:03 AM
chameleon125$50.00$50.003/1/2010 6:50:21 AM
EEasyMoney$25.00$25.003/1/2010 7:14:24 AM
WeshaTheLeopard$25.00$25.002/28/2010 10:30:48 PM
gold-cluster$100.00$100.002/28/2010 7:44:16 PM
sensible-fund$34.45$34.452/28/2010 9:01:24 PM
lucrative-loan$200.00$200.003/1/2010 11:50:56 AM
nybanker85$75.00$75.003/1/2010 6:03:50 AM
glroark$100.00$100.003/1/2010 12:37:14 PM
EngineerUSMC$111.14$111.143/1/2010 9:02:32 AM
gold-cluster$200.00$200.003/1/2010 2:57:46 PM
gold-cluster$200.00$200.003/1/2010 3:00:11 PM
gold-cluster$200.00$200.003/1/2010 3:59:47 PM
ore-dojo$100.00$100.003/1/2010 4:00:46 PM
DasMula$25.00$25.003/1/2010 4:01:37 PM
money_money$57.00$57.003/1/2010 12:17:26 PM
jhernand17$25.00$25.003/1/2010 12:51:45 PM
Happyhourcomics$25.00$25.003/1/2010 1:02:32 PM
bold-direct-asset$50.00$50.003/1/2010 1:11:29 PM
well-mannered-income3$40.00$40.003/1/2010 2:01:45 PM
bobbyt116$32.02$32.023/1/2010 3:11:51 PM
dorypro$25.00$25.003/1/2010 3:53:32 PM
mrreynol$25.00$25.003/1/2010 4:02:07 PM
DasMula$50.00$50.003/1/2010 3:04:03 PM
gold-cluster$100.00$100.003/1/2010 3:07:11 PM
Rip128$100.00$100.003/1/2010 4:05:26 PM
Rip128$100.00$100.003/1/2010 3:49:34 PM
trader800$25.00$25.003/1/2010 4:03:37 PM
micko$25.00$25.002/22/2010 5:04:17 PM
dynrep$25.00$25.002/23/2010 10:08:34 AM
paradiseinvestor$50.00$50.002/23/2010 11:15:46 AM
allbalooboy2$25.00$25.002/23/2010 6:06:12 PM
reflective-rupee$100.00$100.002/25/2010 1:04:42 PM
quickstep$100.00$100.002/25/2010 2:05:55 PM
MrMoneyBags$25.00$25.002/26/2010 5:28:36 AM
RainyDayFunds$25.00$25.002/25/2010 8:17:23 PM
well-mannered-income3$50.00$50.002/26/2010 5:58:22 AM
113121$25.00$25.002/26/2010 6:15:24 AM
currency-bumblebee$50.00$50.002/26/2010 10:28:55 AM
UCLA4life$25.00$25.002/26/2010 11:40:04 AM
myutmost$40.21$40.212/26/2010 4:49:34 PM
Toystore$53.94$53.942/26/2010 5:29:43 PM
vest_vortex$25.00$25.002/27/2010 11:09:22 AM
Tono$50.00$50.002/27/2010 5:00:20 PM
reflective-rupee$100.00$100.002/27/2010 5:47:04 PM
loss-of-control$25.00$25.002/27/2010 11:23:58 AM
reflective-rupee$100.00$100.002/27/2010 5:47:32 PM
reflective-rupee$100.00$100.002/28/2010 7:25:24 AM
tcbmc$25.00$25.002/27/2010 5:30:32 PM
FarmersBank$38.99$38.992/27/2010 6:24:45 PM
helping-out$75.00$75.002/28/2010 1:10:02 PM
BrighterSuns$25.84$25.842/28/2010 8:31:06 AM
G-Love$300.00$300.002/28/2010 7:07:27 PM
lender12345$25.00$25.002/28/2010 7:14:28 PM
Megatron404$25.00$25.002/28/2010 10:06:23 AM
payout-bridge$200.00$200.002/28/2010 11:33:00 AM
nybanker85$25.00$25.002/28/2010 4:57:27 PM
clemclan$50.00$50.002/28/2010 8:48:32 PM
Ray3486$25.00$25.003/1/2010 10:34:18 AM
glimmering-point$25.00$25.003/1/2010 7:25:07 AM
well-mannered-income3$75.00$75.003/1/2010 9:16:44 AM
good4loan$25.00$25.003/1/2010 2:22:26 PM
mybackyard$56.15$56.153/1/2010 10:01:14 AM
friendinmoney$46.98$46.983/1/2010 3:02:25 PM
Rip128$100.00$100.003/1/2010 4:00:48 PM
found$73.95$73.953/1/2010 11:09:09 AM
Lender0000$200.00$200.003/1/2010 11:19:55 AM
payout-guru$25.00$25.003/1/2010 11:42:21 AM
rbgnr111$25.00$25.003/1/2010 2:45:39 PM
Bob450$25.00$25.003/1/2010 2:58:25 PM
LAKETIME$25.00$25.003/1/2010 1:54:41 PM
chocolatecookie$25.00$25.003/1/2010 2:07:09 PM
dorypro$25.00$25.003/1/2010 3:44:45 PM
nybanker85$100.00$100.003/1/2010 3:02:44 PM
reflective-rupee$300.00$200.653/1/2010 3:27:41 PM
twjh$25.00$25.003/1/2010 3:33:24 PM
101 bids
 
Borrower Payment Dependent Notes Series 447507
This series of Notes was issued and sold upon the funding of the borrower loan #41216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,250.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $231.87
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $231.22
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1996 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 14 / 13Length of status:2y 3m
Credit score: 760-779 (Feb-2010) Total credit lines: 37 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $38,762Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 59%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wise-bill-pro Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Two and a half years ago, at the age of 28.? I was hospitalized for a few months during my recovery.? After a few weeks back to work, I was laid off as my company, a private home builder hit by the downturn in the housing market.During those few months,?that I was in the hospital and then unemployed, I opened a few credit cards to cover medical and basic living expenses.? Over the past 2 years, I have found a new more stable job as a consultant and I have been diligently trying to pay down this debt.? I would like to try to consolidate the rest of it with this loan.
Also a few weeks ago, my boyfriend proposed to me.? As an additional cost savings measure, I moved in with him and rented my condo which I own, putting the additional money towards my credit card debt.? I would like to put my last two credit cards onto one easy payment.? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bold-durability-drum$25.00$25.002/22/2010 4:16:53 PM
friendly-worth3$25.00$25.002/22/2010 4:30:22 PM
delicious-social132$25.00$25.002/22/2010 4:31:35 PM
flexible-value$26.00$26.002/22/2010 4:30:10 PM
personal-lender$25.00$25.002/22/2010 4:30:40 PM
lloyd_s$25.00$25.002/22/2010 4:31:21 PM
Speculator$50.00$50.002/22/2010 4:31:46 PM
kmr2$200.00$200.002/22/2010 4:35:13 PM
asset-professor$75.00$75.002/22/2010 4:34:20 PM
don8ter$25.00$25.002/22/2010 4:34:34 PM
honorable-yield$50.00$50.002/22/2010 4:34:46 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:43 PM
KrazyCelticKid$75.00$75.002/22/2010 4:34:56 PM
Eagledrop$25.00$25.002/22/2010 4:37:09 PM
kbodendorf$25.00$25.002/22/2010 4:36:07 PM
methodical-greenback5$50.00$50.002/22/2010 4:36:52 PM
smart-return$25.00$25.002/22/2010 4:37:45 PM
tallmon$25.00$25.002/22/2010 4:37:59 PM
micko$25.00$25.002/22/2010 4:41:14 PM
reward-motion$25.00$25.002/22/2010 4:38:43 PM
AF-Chief$27.00$27.002/22/2010 4:43:50 PM
Josta$50.00$50.002/22/2010 4:49:57 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:08 PM
hitsman$50.00$50.002/22/2010 5:00:09 PM
time4aloan$50.00$50.002/22/2010 4:59:31 PM
xstreamin$25.00$25.002/22/2010 5:00:37 PM
money-maniac$50.00$50.002/22/2010 5:02:46 PM
Carpetkid$25.00$25.002/22/2010 5:00:53 PM
cpaphoto$25.00$25.002/22/2010 5:01:08 PM
luckyldy$35.00$35.002/22/2010 5:01:14 PM
Clambake$50.00$50.002/22/2010 5:00:24 PM
gjh37$25.00$25.002/22/2010 5:01:40 PM
top-silver-american$25.00$25.002/22/2010 5:02:19 PM
important-ore$50.00$50.002/22/2010 5:04:50 PM
torion$25.00$25.002/22/2010 5:02:09 PM
Avala$50.00$50.002/22/2010 5:03:10 PM
red-undaunted-kindness$100.00$100.002/22/2010 5:03:17 PM
integrity-doctor$50.00$50.002/22/2010 5:05:24 PM
currency-oak$25.00$25.002/22/2010 5:03:04 PM
pure-treasure7$25.00$25.002/22/2010 5:06:43 PM
senorzookeeper$25.00$25.002/22/2010 5:04:35 PM
supreme-hope$25.00$25.002/22/2010 5:05:38 PM
KVEER$25.00$25.002/22/2010 5:05:08 PM
agreement-point$50.00$50.002/22/2010 5:06:19 PM
techvet$25.00$25.002/22/2010 5:05:48 PM
burrito6$25.00$25.002/22/2010 5:10:38 PM
Khoff$25.00$25.002/22/2010 5:06:31 PM
invest0r$25.00$25.002/22/2010 5:10:46 PM
gulch$25.00$25.002/22/2010 5:11:08 PM
Pookie22$50.00$50.002/22/2010 5:11:47 PM
compassion-lotus5$25.00$25.002/22/2010 5:09:39 PM
museic1$33.40$33.402/22/2010 5:11:45 PM
leverage-holly$25.00$25.002/22/2010 5:11:49 PM
cesta283$25.00$25.002/22/2010 5:15:16 PM
Aimvest$25.00$25.002/22/2010 5:12:01 PM
marketplace-achievement$50.00$50.002/22/2010 5:10:34 PM
livingforjesus$25.00$25.002/22/2010 5:12:12 PM
orange-preeminant-bill$100.00$100.002/22/2010 5:12:37 PM
Ranch88$25.00$25.002/22/2010 5:10:43 PM
pujols8996$30.00$30.002/22/2010 5:12:57 PM
bullwink27$25.00$25.002/22/2010 5:13:07 PM
commerce-web5$25.00$25.002/22/2010 5:11:11 PM
BigBoy2008$25.00$25.002/22/2010 5:13:34 PM
market-path$50.00$50.002/22/2010 5:11:26 PM
gracej$25.00$25.002/22/2010 5:11:33 PM
PatriotKnight$25.00$25.002/22/2010 5:13:39 PM
upbeat-investment9$25.00$25.002/22/2010 5:13:42 PM
PRGuyinVA$25.00$25.002/22/2010 5:11:57 PM
Stack23$25.00$25.002/22/2010 5:14:00 PM
squawkt22$25.00$25.002/22/2010 5:14:25 PM
durability-mad-scientist4$28.26$28.262/22/2010 5:13:24 PM
radiant-cash0$25.00$25.002/22/2010 5:13:40 PM
tsui517$25.00$25.002/22/2010 5:15:35 PM
commerce-voyager$25.00$25.002/22/2010 5:14:05 PM
income-excellence1$25.00$25.002/22/2010 5:19:19 PM
tmbackinu$25.00$25.002/22/2010 5:19:45 PM
ugapolsci$25.00$25.002/22/2010 5:19:51 PM
mrrc7498$40.00$40.002/22/2010 5:20:53 PM
helpinghand63$50.00$50.002/22/2010 5:16:43 PM
SharingTheLuv$50.00$50.002/22/2010 5:23:47 PM
agcereniv$25.00$25.002/22/2010 5:19:57 PM
tom48l$25.00$25.002/22/2010 5:29:29 PM
Schmendrick$25.00$25.002/22/2010 5:30:05 PM
promaster84$25.00$25.002/22/2010 5:19:12 PM
new-marketplace-lyrics$25.00$25.002/22/2010 5:30:17 PM
jrbill1998$41.00$23.212/22/2010 5:30:22 PM
noddy$25.00$25.002/22/2010 5:19:24 PM
RandyL3$50.00$50.002/22/2010 5:21:53 PM
KDW08$25.00$25.002/22/2010 5:22:51 PM
THREE-POINTS-LENDING$25.00$25.002/22/2010 5:28:01 PM
SnE$25.00$25.002/22/2010 5:28:50 PM
zippy-interest$25.00$25.002/22/2010 5:29:33 PM
treasure-network$25.00$25.002/22/2010 5:29:03 PM
3am-preacher$25.00$25.002/22/2010 5:30:07 PM
the-profit-oracle$25.00$25.002/23/2010 9:21:52 PM
creative-finance7$25.00$25.002/23/2010 9:03:05 PM
Pickmar$25.00$25.002/24/2010 1:40:42 PM
durability-halibut$25.00$25.002/25/2010 8:13:53 AM
CashBank$25.00$25.002/26/2010 8:43:04 AM
1SteelerFan$25.00$25.002/27/2010 11:26:52 AM
JerryB96$25.00$25.002/28/2010 1:17:38 PM
TheLoanManCan$25.00$25.003/1/2010 7:23:20 AM
dontscrewmeover1$25.00$25.003/1/2010 2:22:51 PM
whois-JohnGalt$25.00$25.002/22/2010 4:11:56 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:58 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:54 PM
bowdish1$100.00$100.002/22/2010 4:32:56 PM
hizzy$25.00$25.002/22/2010 4:33:15 PM
Havana21$50.00$50.002/22/2010 4:33:35 PM
Kaj$25.00$25.002/22/2010 4:31:03 PM
Cai8899$50.00$50.002/22/2010 4:31:57 PM
peerlender$30.00$30.002/22/2010 4:32:13 PM
bchen78875$25.00$25.002/22/2010 4:32:34 PM
HHP$25.00$25.002/22/2010 4:33:46 PM
natural-greenback6$25.00$25.002/22/2010 4:35:28 PM
desertoasis$25.00$25.002/22/2010 4:35:47 PM
inspired-contract9$25.00$25.002/22/2010 4:36:35 PM
note-sensation$25.00$25.002/22/2010 4:36:58 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:19 PM
Microfinancer$25.00$25.002/22/2010 4:38:29 PM
skuba$25.00$25.002/22/2010 4:41:37 PM
peripatetic$25.00$25.002/22/2010 4:44:21 PM
cnovak$25.00$25.002/22/2010 4:47:01 PM
beyondmanagement$25.00$25.002/22/2010 4:48:07 PM
unclejaef$25.00$25.002/22/2010 4:48:41 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:30 PM
ptjg$50.00$50.002/22/2010 4:52:40 PM
macjp123$25.00$25.002/22/2010 4:58:38 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:45 PM
progressive-asset$100.00$100.002/22/2010 4:58:53 PM
calm-deal7$25.00$25.002/22/2010 4:58:28 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:50 PM
niskyfranchise$25.00$25.002/22/2010 4:59:17 PM
duty-monger$50.00$50.002/22/2010 5:00:16 PM
credit-kahuna$100.00$100.002/22/2010 4:59:58 PM
tntbuzz$25.00$25.002/22/2010 5:01:23 PM
hyetech$35.00$35.002/22/2010 5:00:48 PM
bonafide-cash$50.00$50.002/22/2010 5:01:58 PM
friendly-market5$25.00$25.002/22/2010 5:02:55 PM
jigsaw$100.00$100.002/22/2010 5:01:49 PM
mpactlender$25.00$25.002/22/2010 5:04:54 PM
best-deal-banker$25.00$25.002/22/2010 5:02:33 PM
Fiimg$50.00$50.002/22/2010 5:03:23 PM
allenerb$25.00$25.002/22/2010 5:06:04 PM
foxy-fund$50.00$50.002/22/2010 5:03:30 PM
rcc7$25.00$25.002/22/2010 5:04:09 PM
gavinfh$25.00$25.002/22/2010 5:04:40 PM
dreammachine$25.00$25.002/22/2010 5:05:16 PM
platinum-sorcerer6$25.00$25.002/22/2010 5:05:00 PM
TeamRamRod$25.00$25.002/22/2010 5:05:34 PM
tranquil-diversification8$25.00$25.002/22/2010 5:05:04 PM
jasmarc$25.00$25.002/22/2010 5:06:37 PM
mason13a$25.00$25.002/22/2010 5:10:31 PM
Prosp_Lender$50.00$50.002/22/2010 5:10:42 PM
Fortuno_per_commodo$50.00$50.002/22/2010 5:10:59 PM
xrycac$25.00$25.002/22/2010 5:11:14 PM
srilm$25.00$25.002/22/2010 5:11:23 PM
seattleslug$25.00$25.002/22/2010 5:12:15 PM
biobulator$25.00$25.002/22/2010 5:12:51 PM
cberthiaume$25.00$25.002/22/2010 5:09:47 PM
paymentologist$25.00$25.002/22/2010 5:13:58 PM
Gibbyland$75.00$75.002/22/2010 5:14:36 PM
payment-freshmaker$25.00$25.002/22/2010 5:14:48 PM
bronzmajom$25.00$25.002/22/2010 5:12:54 PM
jdrez$25.00$25.002/22/2010 5:16:45 PM
asset-equilibrium0$25.00$25.002/22/2010 5:11:36 PM
CAGE-Investments$100.00$100.002/22/2010 5:11:42 PM
Frugal$25.00$25.002/22/2010 5:17:10 PM
dsfoundation$25.00$25.002/22/2010 5:12:21 PM
Lambo168$25.00$25.002/22/2010 5:14:32 PM
fund-guild$50.00$50.002/22/2010 5:14:50 PM
mikeandcat$50.00$50.002/22/2010 5:14:56 PM
Archchancellor$25.00$25.002/22/2010 5:13:31 PM
YLlama$25.00$25.002/22/2010 5:14:30 PM
point-shooter$25.00$25.002/22/2010 5:16:55 PM
rooosta$25.00$25.002/22/2010 5:17:12 PM
wise-extraordinary-loot$30.00$30.002/22/2010 5:14:52 PM
souperrich$25.00$25.002/22/2010 5:17:31 PM
orange-courageous-dedication$30.00$30.002/22/2010 5:16:29 PM
Lightlife$32.13$32.132/22/2010 5:16:35 PM
resource777$25.00$25.002/22/2010 5:17:53 PM
balance6$25.00$25.002/22/2010 5:28:34 PM
shasta1$25.00$25.002/22/2010 5:29:07 PM
treasure-bliss$100.00$100.002/22/2010 5:29:31 PM
thefisherman$25.00$25.002/22/2010 5:21:48 PM
neutrino6$25.00$25.002/22/2010 5:27:47 PM
Red_b17$25.00$25.002/22/2010 5:22:12 PM
atmaan$25.00$25.002/22/2010 5:22:17 PM
Phantom99$25.00$25.002/22/2010 5:28:52 PM
leverage-accruer$25.00$25.002/22/2010 5:29:52 PM
forthright-dedication$50.00$50.002/22/2010 5:30:21 PM
reward-adventure$25.00$25.002/22/2010 5:30:07 PM
webfeet$25.00$25.002/24/2010 9:32:47 AM
selector568$400.00$400.002/24/2010 11:16:23 AM
mattblizz$50.00$50.002/27/2010 12:29:35 AM
bonus-adventure3$25.00$25.002/28/2010 8:33:02 PM
stemper$50.00$50.002/28/2010 9:17:02 PM
wwwUniversal$25.00$25.003/1/2010 2:49:00 PM
198 bids
 
Borrower Payment Dependent Notes Series 447583
This series of Notes was issued and sold upon the funding of the borrower loan #41278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 8.49% Starting borrower rate/APR: 9.49% / 9.83% Starting monthly payment: $288.25
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $287.46
 
Auction yield range: 3.05% - 8.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1998 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 0m
Credit score: 800-819 (Feb-2010) Total credit lines: 17 Occupation: Other
Now delinquent: 0 Revolving credit balance: $15,859Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 24%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dime-prometheus Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of Debt
Purpose of loan:
This loan will be used to? pay off credit card debt.

My financial situation:
I am a good candidate for this loan because? I have a good, stable job even in this economy with perfect credit history.? I'm just looking to consolidate higher interest credit card debit to be able to afford a bigger house for a growing family.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
woodenshoes$25.00$25.002/22/2010 4:13:18 PM
kenji4861$25.00$25.002/22/2010 4:23:57 PM
LendDoc$25.00$25.002/22/2010 4:24:40 PM
skuba$50.00$50.002/22/2010 4:29:23 PM
micko$25.00$25.002/22/2010 4:33:51 PM
istttja$25.00$25.002/22/2010 4:35:05 PM
keyfig$50.00$50.002/22/2010 4:35:56 PM
zski$25.00$25.002/22/2010 4:39:17 PM
ddibernardo$25.00$25.002/22/2010 4:37:15 PM
burgeoning-silver$25.00$25.002/22/2010 4:40:19 PM
diligent-leverage$25.00$25.002/22/2010 4:40:24 PM
jasonj72$25.00$25.002/22/2010 4:38:06 PM
angelinvestor2$25.00$25.002/22/2010 4:40:38 PM
UT-Longhorn$25.00$25.002/22/2010 4:39:05 PM
worldly-marketplace$25.00$25.002/22/2010 4:39:21 PM
bigdogsafety1$25.00$25.002/22/2010 4:39:22 PM
Lambo168$25.00$25.002/22/2010 4:40:13 PM
FunInSun$25.00$25.002/22/2010 4:40:15 PM
laredotornado$25.00$25.002/22/2010 4:40:25 PM
SoCalRancher$25.00$25.002/22/2010 4:43:53 PM
firefly17$25.00$25.002/22/2010 4:43:57 PM
determined-contract$30.00$30.002/22/2010 4:44:10 PM
rolandweary$30.00$30.002/22/2010 4:45:09 PM
senorzookeeper$25.00$25.002/22/2010 4:45:20 PM
slico$25.00$25.002/22/2010 4:43:55 PM
market-banshee$25.00$25.002/22/2010 4:44:27 PM
buckyhead2000$25.00$25.002/22/2010 4:45:19 PM
dsgfl1$25.00$25.002/22/2010 4:45:54 PM
VBAces$75.00$75.002/22/2010 4:46:10 PM
ramsumana$25.00$25.002/22/2010 4:48:45 PM
roccofox$50.00$50.002/22/2010 4:49:51 PM
Preferred-Lender$25.00$25.002/22/2010 4:50:17 PM
doobieBear$25.00$25.002/22/2010 4:48:12 PM
rudyindc$25.00$25.002/22/2010 4:50:20 PM
michaelndn$25.00$25.002/22/2010 4:49:31 PM
GRI$25.00$25.002/22/2010 4:51:40 PM
creative-finance7$25.00$25.002/22/2010 4:51:17 PM
Ivan2007$25.00$25.002/22/2010 4:51:19 PM
bowdish1$100.00$100.002/22/2010 4:54:36 PM
ritwngr$25.00$25.002/22/2010 4:52:06 PM
1fortheroad$25.00$25.002/22/2010 4:52:09 PM
head$25.00$25.002/22/2010 4:55:30 PM
dpfl55$25.00$25.002/22/2010 4:52:57 PM
iolaire$25.00$25.002/22/2010 4:55:36 PM
Microfinancer$25.00$25.002/22/2010 4:55:49 PM
life-is-great$25.00$25.002/22/2010 4:54:10 PM
delicious-social132$40.00$40.002/22/2010 4:54:33 PM
peerlender$30.00$30.002/22/2010 4:54:41 PM
Kaj$25.00$25.002/22/2010 4:54:50 PM
friendly-worth3$25.00$25.002/22/2010 4:54:47 PM
Havana21$50.00$50.002/22/2010 4:54:53 PM
HHP$25.00$25.002/22/2010 4:54:57 PM
compassion-lotus5$25.00$25.002/22/2010 4:55:07 PM
stable-nickel$250.00$250.002/22/2010 4:55:04 PM
don8ter$60.00$60.002/22/2010 4:55:13 PM
red-favorable-basis$25.00$25.002/22/2010 4:55:16 PM
note-sensation$25.00$25.002/22/2010 4:55:31 PM
flexible-value$31.00$31.002/22/2010 4:58:21 PM
credit-force5$25.00$25.002/22/2010 5:03:36 PM
wampum-reaction2$25.00$25.002/22/2010 5:03:47 PM
meenan$25.00$25.002/22/2010 5:03:33 PM
falcon245sp$25.00$25.002/22/2010 5:03:40 PM
market-builder$25.00$25.002/22/2010 5:03:44 PM
steady-gain5$25.00$25.002/22/2010 5:06:24 PM
honorable-yield$75.00$75.002/22/2010 5:03:54 PM
loanfairy$25.00$25.002/22/2010 5:04:45 PM
Diversify_Further$25.00$25.002/22/2010 5:05:12 PM
scott73$25.00$25.002/22/2010 5:04:44 PM
asset-professor$100.00$100.002/22/2010 5:05:18 PM
dlshap$25.00$25.002/22/2010 5:05:28 PM
Citizenryan$25.00$25.002/22/2010 5:10:17 PM
LHSK$25.00$25.002/22/2010 5:11:20 PM
FutureLenderEC$25.00$25.002/22/2010 5:12:24 PM
TK4$25.00$25.002/22/2010 5:09:31 PM
tokenentry$25.00$25.002/22/2010 5:10:07 PM
refined-income7$25.00$25.002/22/2010 5:15:06 PM
loner001$25.00$25.002/22/2010 5:15:08 PM
hope-hickory$30.00$30.002/22/2010 5:15:20 PM
Monrovia$25.00$25.002/22/2010 5:15:25 PM
USMC0311$25.00$25.002/22/2010 5:12:16 PM
commerce-voyager$25.00$25.002/22/2010 5:15:38 PM
klinebarger$25.00$25.002/22/2010 5:15:43 PM
junctionking$25.00$25.002/22/2010 5:16:00 PM
kmr2$100.00$100.002/22/2010 5:16:16 PM
BorrowLend$25.00$25.002/22/2010 5:13:36 PM
Brainworm$25.00$25.002/22/2010 5:14:23 PM
payment-freshmaker$25.00$25.002/22/2010 5:14:46 PM
market-assembler$50.00$50.002/22/2010 5:13:10 PM
safe-balance093$25.00$25.002/22/2010 5:15:00 PM
penny-zeus$25.00$25.002/22/2010 5:13:18 PM
Scoote2912$25.00$25.002/22/2010 5:15:04 PM
exciting-responsibility3$25.00$25.002/22/2010 5:15:25 PM
kindness-percolator5$25.00$25.002/22/2010 5:16:06 PM
moola-escalator$50.00$50.002/22/2010 5:16:09 PM
OldFriend$25.00$25.002/22/2010 5:14:10 PM
CardCapDude$25.00$25.002/22/2010 5:16:13 PM
LandE2BG$25.00$25.002/22/2010 5:14:19 PM
fervent-repayment$25.00$25.002/22/2010 5:15:05 PM
rosie777$25.00$25.002/22/2010 5:15:10 PM
MiniBank998$25.00$25.002/22/2010 5:15:11 PM
Supernick$40.27$40.272/22/2010 5:15:18 PM
profitable-asset1$25.00$25.002/22/2010 5:15:26 PM
auction-elvis$25.00$25.002/22/2010 5:15:42 PM
RandyL3$50.00$50.002/22/2010 5:21:54 PM
minista$25.00$25.002/22/2010 5:20:50 PM
Zipperdu$50.00$50.002/23/2010 7:39:19 AM
uncleubb$25.00$25.002/23/2010 8:15:39 AM
interstellar$50.00$50.002/23/2010 5:04:03 PM
selector568$400.00$400.002/24/2010 11:16:15 AM
genuine-euro9$25.00$25.002/25/2010 2:45:42 PM
cautious1$50.00$50.002/26/2010 8:03:33 AM
creative-finance7$25.00$25.002/25/2010 10:24:20 PM
systematic0$25.00$25.002/26/2010 9:47:13 AM
dud$50.00$50.002/26/2010 9:47:31 AM
tokyopete23$25.00$25.002/26/2010 1:19:05 PM
blissful-note7$25.00$25.002/26/2010 4:35:48 PM
LovinMe$25.00$25.002/27/2010 4:15:41 PM
Oakland$50.00$50.002/27/2010 6:24:15 AM
twerns$40.00$40.002/28/2010 12:37:33 PM
GlenBank30$50.00$50.002/27/2010 8:15:05 PM
Share-the-wealth$100.00$100.002/28/2010 12:06:56 PM
YummiBear$25.00$25.002/28/2010 8:16:06 PM
webfeet$25.00$25.003/1/2010 9:32:20 AM
poolshark72$25.00$25.002/28/2010 11:33:15 PM
iruz$38.78$38.783/1/2010 6:05:44 AM
rate-hickory$25.00$25.003/1/2010 7:17:50 AM
PotBellyPete$25.00$25.003/1/2010 9:05:12 AM
clipper271$25.00$25.003/1/2010 7:52:35 AM
OGS_Capital$25.00$25.003/1/2010 10:49:25 AM
gothampark$25.00$25.003/1/2010 11:53:35 AM
nickel-master$25.00$25.003/1/2010 4:04:26 PM
lean-velocity$25.00$25.002/22/2010 4:24:09 PM
turbospeed$25.00$25.002/22/2010 4:21:54 PM
ITS-A-WONDERFUL-LIFE$25.00$25.002/22/2010 4:25:07 PM
VWA_to_the_Rescue$25.00$25.002/22/2010 4:26:11 PM
dollar-birdie$50.00$50.002/22/2010 4:28:56 PM
kulender$25.00$25.002/22/2010 4:33:22 PM
AF-Chief$28.00$28.002/22/2010 4:33:17 PM
forthright-dedication$25.00$25.002/22/2010 4:36:14 PM
jeffpac$55.00$55.002/22/2010 4:35:19 PM
Cr_Sunset$25.00$25.002/22/2010 4:36:22 PM
fishman42$25.00$25.002/22/2010 4:39:00 PM
StarE$25.00$25.002/22/2010 4:39:20 PM
BankofRon$25.00$25.002/22/2010 4:39:25 PM
Eagledrop$25.00$25.002/22/2010 4:37:06 PM
kochan123$25.00$25.002/22/2010 4:39:18 PM
worthy-truth$25.00$25.002/22/2010 4:39:24 PM
jakesworld$50.00$50.002/22/2010 4:40:04 PM
marketrateinvestor$25.00$25.002/22/2010 4:40:17 PM
cash-queen$50.00$50.002/22/2010 4:40:22 PM
leodaguy$25.00$25.002/22/2010 4:40:27 PM
the-commitment-idol$25.00$25.002/22/2010 4:45:23 PM
durability-halibut$25.00$25.002/22/2010 4:44:05 PM
GrommetPosse$25.00$25.002/22/2010 4:44:14 PM
currency-persimmon$25.00$25.002/22/2010 4:44:30 PM
RG$35.00$35.002/22/2010 4:47:08 PM
-------ing247$25.00$25.002/22/2010 4:45:24 PM
jojo6686$25.00$25.002/22/2010 4:47:40 PM
BayShell$50.00$50.002/22/2010 4:48:18 PM
skiforglory$25.00$25.002/22/2010 4:48:23 PM
rupee-kung-fu7$25.00$25.002/22/2010 4:49:23 PM
verse99$25.00$25.002/22/2010 4:47:16 PM
smallcountry$25.00$25.002/22/2010 4:47:38 PM
Norcal$37.84$37.842/22/2010 4:47:37 PM
galtsgulch$25.00$25.002/22/2010 4:48:15 PM
Cheburashka$30.00$30.002/22/2010 4:48:53 PM
JJS180$25.00$25.002/22/2010 4:51:56 PM
Flatfoot$25.00$25.002/22/2010 4:50:29 PM
cjames84$25.00$25.002/22/2010 4:51:32 PM
bchen78875$50.00$50.002/22/2010 4:54:28 PM
Cai8899$75.00$75.002/22/2010 4:54:33 PM
Walkingcowboy$25.00$25.002/22/2010 4:51:47 PM
kvandivo$25.00$25.002/22/2010 4:51:59 PM
BanqueDeD$25.00$25.002/22/2010 4:52:07 PM
bds9646$26.00$26.002/22/2010 4:52:16 PM
get30inc$50.00$50.002/22/2010 4:52:21 PM
MTLoans$25.00$25.002/22/2010 4:53:09 PM
supreme-hope$25.00$25.002/22/2010 4:53:12 PM
hizzy$50.00$50.002/22/2010 4:55:35 PM
reflective-deal8$50.00$50.002/22/2010 4:56:05 PM
lloyd_s$25.00$25.002/22/2010 4:54:13 PM
personal-lender$25.00$25.002/22/2010 4:54:21 PM
commerce-web5$40.00$40.002/22/2010 4:54:44 PM
KrazyCelticKid$100.00$100.002/22/2010 4:55:17 PM
Speculator$50.00$50.002/22/2010 4:55:21 PM
radforj22$25.00$25.002/22/2010 4:57:48 PM
webfeet$25.00$25.002/22/2010 4:55:54 PM
cash-sensai2$25.00$25.002/22/2010 4:58:11 PM
thedoctor$90.00$90.002/22/2010 4:58:18 PM
DonaldColorado$25.00$25.002/22/2010 4:59:41 PM
skvat$25.00$25.002/22/2010 5:05:09 PM
meux99$25.00$25.002/22/2010 5:05:42 PM
mlopez2007$25.00$25.002/22/2010 5:03:55 PM
invincible-duty$25.00$25.002/22/2010 5:06:11 PM
social-conductor4$25.00$25.002/22/2010 5:03:49 PM
Rzrwire$25.00$25.002/22/2010 5:09:33 PM
inspired-contract9$50.00$50.002/22/2010 5:05:50 PM
Aeroman32$25.00$25.002/22/2010 5:05:56 PM
capital-futurist$25.00$25.002/22/2010 5:06:06 PM
bayareainv$50.00$50.002/22/2010 5:10:23 PM
Divot$25.00$25.002/22/2010 5:10:26 PM
smallbizrule$25.00$25.002/22/2010 5:06:20 PM
durable-deal2$25.00$25.002/22/2010 5:11:38 PM
Toby1montana$62.69$62.692/22/2010 5:12:44 PM
kayakg$25.00$25.002/22/2010 5:09:51 PM
Ragnar$25.00$25.002/22/2010 5:09:56 PM
mad4wknds$25.00$25.002/22/2010 5:10:03 PM
bigballer105$25.00$25.002/22/2010 5:13:43 PM
UncleTupelo2$25.00$25.002/22/2010 5:14:18 PM
worldly-kindness8$25.00$25.002/22/2010 5:15:07 PM
intrepid-transaction5$25.00$25.002/22/2010 5:15:19 PM
alpinaut$25.00$25.002/22/2010 5:15:22 PM
Fortuno_per_commodo$50.00$50.002/22/2010 5:10:52 PM
zenchef$25.00$25.002/22/2010 5:15:51 PM
lucrative-worth$25.00$25.002/22/2010 5:13:16 PM
one2sojourn$39.94$39.942/22/2010 5:12:34 PM
economy-caper9$25.00$25.002/22/2010 5:15:02 PM
dinero-oasis$25.00$25.002/22/2010 5:15:13 PM
bonus-adventure3$25.00$25.002/22/2010 5:13:25 PM
BigMoney56$25.00$25.002/22/2010 5:15:17 PM
nojoke411$25.00$25.002/22/2010 5:15:28 PM
red-trade-cologne$25.00$25.002/22/2010 5:15:37 PM
blooming-market$25.00$25.002/22/2010 5:16:08 PM
natural-rate$25.00$25.002/22/2010 5:14:42 PM
cu2maro$25.00$25.002/22/2010 5:15:09 PM
active-market$34.88$34.882/22/2010 5:15:12 PM
friendly-market5$25.00$25.002/22/2010 5:15:23 PM
balance6$25.00$25.002/22/2010 5:15:36 PM
schpere$30.00$30.002/22/2010 5:15:41 PM
AmericanCredit$25.00$25.002/22/2010 5:15:46 PM
theprince$25.00$25.002/22/2010 5:16:03 PM
trade-trumpet$25.00$25.002/22/2010 5:16:14 PM
gold-commander0$50.00$21.082/22/2010 5:16:18 PM
TheTimeIsNow$25.00$25.002/22/2010 5:28:48 PM
SCD$25.00$25.002/22/2010 5:41:07 PM
skillful-finance$25.00$25.002/22/2010 5:21:55 PM
blot44$25.00$25.002/22/2010 6:57:14 PM
dblakels$25.00$25.002/23/2010 9:10:08 AM
dontscrewmeover1$50.00$50.002/23/2010 6:38:49 PM
the-profit-oracle$25.00$25.002/23/2010 9:31:47 PM
Pickmar$25.00$25.002/24/2010 1:47:26 PM
Montgomery-Burns$25.00$25.002/25/2010 12:12:56 PM
grasscutter$100.00$100.002/25/2010 7:12:37 AM
tisiphone$25.00$25.002/25/2010 1:34:43 PM
Sarspatula$34.52$34.522/25/2010 9:31:39 AM
surfsider123$25.00$25.002/25/2010 11:30:58 AM
CornerKetch$25.00$25.002/25/2010 12:36:59 PM
Cherrypicker$50.00$50.002/25/2010 6:07:41 PM
LittleMingo$25.00$25.002/26/2010 5:36:00 AM
trustworthy-finance6$50.00$50.002/26/2010 11:14:50 AM
AustinAmerica$25.00$25.002/26/2010 7:45:07 PM
LoanerPrincipal$50.00$50.002/27/2010 9:47:36 PM
favorite-commerce$25.00$25.002/27/2010 3:01:23 PM
helping-out$40.00$40.002/28/2010 1:00:50 PM
myidear$25.00$25.002/28/2010 4:28:04 AM
socal-lender$25.00$25.002/28/2010 10:32:00 PM
Charmart$25.00$25.003/1/2010 2:38:31 AM
wwwUniversal$25.00$25.003/1/2010 2:49:45 PM
webwesen$50.00$50.003/1/2010 10:14:04 AM
bxdoc$225.00$225.003/1/2010 3:21:36 PM
260 bids
 
Borrower Payment Dependent Notes Series 447607
This series of Notes was issued and sold upon the funding of the borrower loan #41222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $159.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2004 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 19Length of status:6y 6m
Credit score: 780-799 (Feb-2010) Total credit lines: 25 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,326Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: nickel-fort Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to repair the foreclosure house that we bought for rental property. This is all the money we need as we have already put $25,000 into it.

My financial situation:
I am a good candidate for this loan because my husband and i both work full time and have been on our jobs for several years. We also own 3 rental properties that cash flow. So we have more than enough income to repay this loan.We have no car payments, and little credit cards debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
treasure-network$25.00$25.002/22/2010 4:14:52 PM
Kaj$25.00$25.002/22/2010 4:30:57 PM
don8ter$25.00$25.002/22/2010 4:34:38 PM
hizzy$25.00$25.002/22/2010 4:33:10 PM
bowdish1$100.00$100.002/22/2010 4:32:48 PM
asset-professor$75.00$75.002/22/2010 4:34:16 PM
inspired-contract9$25.00$25.002/22/2010 4:36:32 PM
honorable-yield$50.00$50.002/22/2010 4:34:50 PM
natural-greenback6$25.00$25.002/22/2010 4:35:24 PM
Eagledrop$25.00$25.002/22/2010 4:37:12 PM
kbodendorf$25.00$25.002/22/2010 4:36:01 PM
methodical-greenback5$50.00$50.002/22/2010 4:36:49 PM
tallmon$25.00$25.002/22/2010 4:37:54 PM
Microfinancer$25.00$25.002/22/2010 4:38:24 PM
micko$25.00$25.002/22/2010 4:41:17 PM
reward-motion$25.00$25.002/22/2010 4:38:40 PM
ctgscott$25.00$25.002/22/2010 4:39:33 PM
ClearLake$25.00$25.002/22/2010 4:39:56 PM
skuba$25.00$25.002/22/2010 4:41:41 PM
jrbill1998$50.00$50.002/22/2010 4:46:07 PM
unclejaef$25.00$25.002/22/2010 4:48:44 PM
plentiful-reward$50.00$50.002/22/2010 4:46:31 PM
Cheburashka$25.00$25.002/22/2010 4:49:15 PM
BzJ108$25.00$25.002/22/2010 4:47:25 PM
Pizza-man$50.00$50.002/22/2010 4:50:04 PM
resplendent-moola$25.00$25.002/22/2010 4:53:03 PM
theprince$25.00$25.002/22/2010 4:50:40 PM
radforj22$25.00$25.002/22/2010 4:50:46 PM
orgy63$25.00$25.002/22/2010 4:51:11 PM
wampum-reaction2$25.00$25.002/22/2010 4:50:52 PM
Rick7925$25.00$25.002/22/2010 4:50:55 PM
peso-colonel$90.00$90.002/22/2010 4:51:22 PM
boater01$50.00$50.002/22/2010 4:52:44 PM
ptjg$50.00$50.002/22/2010 4:52:37 PM
macjp123$25.00$25.002/22/2010 4:58:35 PM
time4aloan$50.00$50.002/22/2010 4:59:26 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:48 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:42 PM
jigsaw$100.00$100.002/22/2010 5:01:46 PM
niskyfranchise$25.00$25.002/22/2010 4:59:14 PM
money-maniac$50.00$50.002/22/2010 5:02:41 PM
duty-monger$50.00$50.002/22/2010 5:00:19 PM
tntbuzz$25.00$25.002/22/2010 5:01:20 PM
foxy-fund$50.00$50.002/22/2010 5:03:28 PM
hyetech$35.00$35.002/22/2010 5:00:42 PM
bonafide-cash$50.00$50.002/22/2010 5:01:54 PM
luckyldy$35.00$35.002/22/2010 5:01:11 PM
best-deal-banker$25.00$25.002/22/2010 5:02:27 PM
scott2004114$35.00$35.002/24/2010 1:15:49 PM
Pickmar$25.00$25.002/24/2010 1:48:42 PM
OzGuy609$25.00$25.002/25/2010 12:33:29 PM
joecar1111$70.00$70.002/26/2010 11:54:09 AM
Whit021$50.00$50.002/27/2010 2:34:38 PM
JJpeanut$25.00$25.002/27/2010 5:40:04 PM
webfeet$25.00$25.003/1/2010 9:34:48 AM
bonus-quark4$25.00$25.003/1/2010 10:00:30 AM
whois-JohnGalt$25.00$25.002/22/2010 4:11:52 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:54 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:50 PM
treasure-bliss$100.00$100.002/22/2010 4:25:52 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:59 PM
personal-lender$25.00$25.002/22/2010 4:30:48 PM
lloyd_s$25.00$25.002/22/2010 4:31:17 PM
flexible-value$26.00$26.002/22/2010 4:30:14 PM
bchen78875$25.00$25.002/22/2010 4:32:42 PM
friendly-worth3$25.00$25.002/22/2010 4:30:18 PM
HHP$25.00$25.002/22/2010 4:33:42 PM
delicious-social132$25.00$25.002/22/2010 4:31:30 PM
Speculator$50.00$50.002/22/2010 4:31:42 PM
Cai8899$50.00$50.002/22/2010 4:32:03 PM
peerlender$30.00$30.002/22/2010 4:32:08 PM
kmr2$200.00$200.002/22/2010 4:35:09 PM
Havana21$50.00$50.002/22/2010 4:33:31 PM
desertoasis$25.00$25.002/22/2010 4:35:38 PM
KrazyCelticKid$75.00$75.002/22/2010 4:34:53 PM
3am-preacher$25.00$25.002/22/2010 4:38:08 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:40 PM
note-sensation$25.00$25.002/22/2010 4:36:54 PM
reward-adventure$25.00$25.002/22/2010 4:37:37 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:22 PM
AF-Chief$27.00$27.002/22/2010 4:43:47 PM
peripatetic$25.00$25.002/22/2010 4:44:17 PM
cnovak$25.00$25.002/22/2010 4:46:56 PM
forthright-dedication$50.00$50.002/22/2010 4:45:50 PM
beyondmanagement$25.00$25.002/22/2010 4:48:01 PM
elevated-platinum5$50.00$50.002/22/2010 4:48:28 PM
psztnrw$100.00$100.002/22/2010 4:49:45 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:25 PM
calm-deal7$25.00$25.002/22/2010 4:58:23 PM
Carpetkid$25.00$25.002/22/2010 5:00:57 PM
progressive-asset$100.00$100.002/22/2010 4:58:50 PM
gjh37$25.00$25.002/22/2010 5:01:34 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:01 PM
credit-kahuna$100.00$100.002/22/2010 4:59:55 PM
hitsman$50.00$50.002/22/2010 5:00:05 PM
red-undaunted-kindness$100.00$100.002/22/2010 5:03:15 PM
Clambake$50.00$50.002/22/2010 5:00:28 PM
xstreamin$25.00$25.002/22/2010 5:00:34 PM
cpaphoto$25.00$25.002/22/2010 5:01:03 PM
top-silver-american$25.00$25.002/22/2010 5:02:16 PM
rcc7$25.00$25.002/22/2010 5:04:02 PM
charming-point$300.00$52.002/22/2010 5:04:14 PM
currency-oak$25.00$25.002/22/2010 5:03:01 PM
torion$25.00$25.002/22/2010 5:02:05 PM
Fiimg$50.00$50.002/22/2010 5:03:21 PM
friendly-market5$25.00$25.002/22/2010 5:02:51 PM
Avala$50.00$50.002/22/2010 5:03:09 PM
dblakels$25.00$25.002/23/2010 9:08:59 AM
RandyL3$50.00$50.002/23/2010 12:04:42 PM
dontscrewmeover1$25.00$25.002/23/2010 6:39:24 PM
selector568$500.00$500.002/24/2010 11:15:50 AM
jayk63$25.00$25.002/25/2010 3:03:21 PM
webfeet$25.00$25.002/26/2010 11:15:50 AM
j352000$25.00$25.002/27/2010 7:11:55 AM
114 bids
 
Borrower Payment Dependent Notes Series 447633
This series of Notes was issued and sold upon the funding of the borrower loan #41266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Feb-23-2010 
  Auction end date:  Feb-27-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1989 Debt/Income ratio: 16%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 10Length of status:11y 10m
Credit score: 620-639 (Feb-2010) Total credit lines: 44 Occupation: Professional
Now delinquent: 4 Revolving credit balance: $16,058Stated income:$75,000-$99,999
Amount delinquent: $3,125 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 62    
Screen name: CaliLilly Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
640-659 (Jun-2008)
560-579 (Jun-2007)
 
Principal balance: $4,506.64 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
2nd Prosper Loan Request!!!!
Purpose of loan: Hello, we are a family of 5 w/3 children in PA who?would be very?appreciative?to be given?consideration for a 2nd loan.The purpose of this loan would be to help consolidate?small lingering high int credit accts into 1 acct.We have been steadily paying off our credit accts for 2.5 yrs?& plan to be totally debt free in another 1.5 yrs.Combining these small lingering accts would help us save interest over time and allow us to use the extra $ to pay?our?remaining debt off sooner.We have been paying our first Prosper loan for 19 months now w/NO LATES(Not sure why we are HR rating when we were a C for our?1st loan and have drastically improved financially)

I have a FT job as a Sr Civil Engineer Designer?& have been working for the same?Co. for over 11 yrs.I've also supplemented my FT job w/a PT job & work a min. of 60-70 hrs/wk total.This 2nd job has drastically improved our finances since applying for our 1st loan.In addition, my wife works 2 PT jobs & breeds beautiful show quality Labrador Retrievers as her FT endeavor.Our puppies are so wanted that we have waiting lists for?future litters.Ultimately, we were given a chance 1.5 yrs ago for our 1st Prosper loan and have shown?our committment and promise by paying our loan every mo. on time w/NO LATES.A chance?to finish what we started would be greatly appreciated.We are so thankful to?the Prosper lenders that trusted in us & gave us the chance to?improve?1.5 yrs ago?even though our credit didn't look good.

My financial situation:I have worked for the same Civil Engineering Co for over?11 yrs now w/employment stability.I also have a?PT job that allows me to add a significant amt of $/mo.My wife works 2?PT jobs and runs her growing business.We would definately be able to pay this loan in exchange for the?small high rate debts that we are trying to be rid of.The funds would come directly out of our acct on a mo. basis just as they have for our?1st loan.We are honest and hard working!We are looking to Prosper again to help us achieve our goal a little bit sooner!

We have the funds to pay this loan and would make it our #1 priority to continue our relationship with Prosper for possible future loans!

Monthly net income:$4576/My?FT?job
????????????????????????????????$3000+/for PT job
??????????????????????????????? (addit $750/mo is what my wife brings in from?PT jobs?and $3000+/mo from her?business)
??????????????????????????????? ($7576+ income/month for me & $3750+ income/month for my wife)

Expenses:
Housing-$2480
Insur-$125.76
Car Exp-$250-gas/$211-car
Util-$170
Pho/Cab/Inter-$90
Food/Ent-$400(my wife uses tons of coupons and is a huge bargain shopper) We are very limited w/extra spending?so we can pay off?our?debt sooner!
Clothing/Househd Exp-$50
Cred Cd/loans-$800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kindness-percolator5$25.00$25.002/23/2010 4:35:53 PM
micko$25.00$25.002/23/2010 4:41:57 PM
victor111$50.00$50.002/25/2010 6:11:32 AM
periko$25.00$25.002/25/2010 5:33:50 PM
SolarMoonshine$25.00$25.002/25/2010 5:49:29 PM
investment-visionary$27.14$27.142/26/2010 11:55:10 AM
Megatron404$25.00$25.002/26/2010 2:18:08 PM
Engineer44$25.00$25.002/26/2010 3:07:51 PM
glimmering-point$25.00$25.002/26/2010 6:18:35 PM
reflective-rupee$200.00$200.002/26/2010 8:50:42 PM
AlphaInternational$25.00$25.002/27/2010 3:17:39 AM
dynrep$25.00$25.002/26/2010 8:51:02 PM
sweety075$25.00$25.002/26/2010 9:26:15 PM
justme4now$25.00$25.002/27/2010 1:21:45 AM
aquistoyraul$284.28$284.282/27/2010 11:14:55 AM
bobd32$25.00$25.002/23/2010 5:39:26 PM
aztocas$25.00$25.002/23/2010 8:13:23 PM
Unitas4302$150.00$150.002/24/2010 3:57:31 PM
gbruenin$25.00$25.002/24/2010 5:12:14 PM
Bob450$50.00$50.002/24/2010 10:12:35 PM
LAKETIME$25.00$25.002/25/2010 11:58:29 AM
gold-cluster$100.00$100.002/26/2010 2:41:06 AM
balanced-balance6$25.00$25.002/26/2010 6:32:51 AM
selector568$50.00$50.002/26/2010 6:38:37 AM
MrMoneyBags$25.00$25.002/26/2010 5:33:55 AM
adventure0$100.00$100.002/26/2010 11:53:07 AM
reflective-rupee$100.00$100.002/26/2010 8:50:22 PM
loaningmoneybyme$33.00$33.002/26/2010 5:49:23 PM
best-generosity-financier$25.00$25.002/26/2010 8:20:41 PM
titancash4u$25.00$25.002/26/2010 9:59:25 PM
reflective-rupee$250.00$219.432/27/2010 11:45:26 AM
allbalooboy2$100.00$100.002/26/2010 8:44:20 PM
Dollars4Rent$25.00$25.002/27/2010 8:56:59 AM
reliable-vigilance$36.15$36.152/27/2010 10:21:22 AM
34 bids
 
Borrower Payment Dependent Notes Series 447685
This series of Notes was issued and sold upon the funding of the borrower loan #41259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,770.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $62.67
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 13.12% Final monthly payment: $57.95
 
Auction yield range: 4.05% - 15.50% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2000 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Not employed
Enhanced (1-5):4 Current / open credit lines: 16 / 15Length of status:2y 2m
Credit score: 720-739 (Feb-2010) Total credit lines: 27Stated income:Not employed
Now delinquent: 0 Revolving credit balance: $27,122 
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Litlelady Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
660-679 (Jul-2008)
 
Principal balance: $27.89 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Eliminate debt by taking on debt
I am using the funds to pay down other debt. I make approximately 3k per year from home by selling crafts I have made. Most of the household income is brought into the home via my husband; he works 2 jobs while I am a stay at home mom.

Household income is $65,000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.002/23/2010 9:23:15 AM
Mav26$91.40$91.402/24/2010 10:59:03 AM
Rustang$25.00$25.002/24/2010 12:36:03 PM
beachfunder$25.00$25.002/26/2010 1:27:31 AM
PalmerTheEmbalmer$50.00$50.002/27/2010 9:44:30 PM
creativename$40.00$40.002/27/2010 9:50:52 PM
Bieling$25.00$25.002/28/2010 2:06:09 PM
tomjac2000$25.00$25.002/28/2010 4:04:28 PM
FallonCredit$25.00$25.003/1/2010 8:55:43 AM
crw1950$50.00$50.003/1/2010 9:21:30 AM
gothampark$25.00$25.003/1/2010 11:49:49 AM
clipper271$25.00$25.003/1/2010 7:53:30 AM
webfeet$25.00$25.003/1/2010 9:37:01 AM
serene-capital$25.00$25.003/1/2010 9:51:01 AM
dudebrah$25.00$25.003/1/2010 10:39:49 AM
khamlagirl$25.00$25.003/1/2010 12:48:12 PM
PPLIN810$26.00$26.003/1/2010 2:47:45 PM
KapitalX$25.00$25.003/1/2010 3:23:41 PM
basejump0$25.00$25.002/23/2010 2:53:56 AM
Unitas4302$87.37$71.932/23/2010 4:23:17 AM
Approved$25.00$25.002/23/2010 4:05:31 PM
wojo$25.00$25.002/26/2010 11:17:58 AM
charitycoon$100.00$100.002/26/2010 5:23:04 PM
giantfan19$30.67$30.672/26/2010 7:38:05 PM
Traveler30$25.00$25.002/27/2010 3:43:10 PM
FDNYkevin$50.00$50.002/27/2010 4:12:09 PM
Johnab$25.00$25.002/27/2010 7:31:37 PM
pythia$25.00$25.002/27/2010 11:44:23 PM
leverage-monger$25.00$25.002/28/2010 10:06:58 AM
Feyenoord$25.00$25.002/28/2010 6:23:42 PM
webfeet$25.00$25.003/1/2010 9:38:39 AM
Mikale360$35.00$35.003/1/2010 6:42:25 AM
singletrck$25.00$25.003/1/2010 8:03:13 AM
shrewd-income$25.00$25.003/1/2010 8:07:14 AM
jybank$25.00$25.003/1/2010 12:56:11 PM
bonus-adventure3$25.00$25.003/1/2010 9:12:30 AM
bold-direct-asset$25.00$25.003/1/2010 1:13:14 PM
PotBellyPete$25.00$25.003/1/2010 1:28:44 PM
catalystcf$25.00$25.003/1/2010 1:08:53 PM
Prossper-Godfather$200.00$200.003/1/2010 3:25:54 PM
dorypro$25.00$25.003/1/2010 3:51:47 PM
41 bids
 
Borrower Payment Dependent Notes Series 447691
This series of Notes was issued and sold upon the funding of the borrower loan #41268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $79.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:1y 11m
Credit score: 720-739 (Feb-2010) Total credit lines: 15 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $1,437Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 47%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: oge22 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 720-739 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
680-699 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Debt Consolidation
Purpose of loan:
Consolidate my debt.
My financial situation:
I am a good candidate for this loan because I am current on all my bills and never late. I just want to pay off the credit card before the APR kicks in.?
Monthly net income: $ 2,500

Monthly expenses: $
??Housing: $ 1128
??Insurance: $ 328
??Car expenses: $
??Utilities: $ 60
??Phone, cable, internet: $ 125
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
adorable-bonus$25.00$25.002/22/2010 4:12:07 PM
woodenshoes$25.00$25.002/22/2010 4:13:18 PM
Lender0010$50.00$50.002/22/2010 4:12:14 PM
whois-JohnGalt$25.00$25.002/22/2010 4:11:50 PM
MARWARISETH$25.00$25.002/22/2010 4:17:14 PM
resource777$25.00$25.002/22/2010 4:12:44 PM
grampy48$25.00$25.002/22/2010 4:13:55 PM
rellotsf$25.00$25.002/22/2010 4:14:18 PM
ThomasCrown$30.00$30.002/22/2010 4:20:15 PM
aasx1108$25.00$25.002/22/2010 4:22:04 PM
unrivaled-justice$25.00$25.002/22/2010 4:19:16 PM
new-honorable-rate$25.00$25.002/22/2010 4:20:38 PM
wampum-chorus3$25.00$25.002/22/2010 4:22:34 PM
onlyastepaway$25.00$25.002/22/2010 4:22:17 PM
natural-greenback6$25.00$25.002/22/2010 4:24:23 PM
lean-velocity$25.00$25.002/22/2010 4:24:09 PM
SCD$25.00$25.002/22/2010 5:39:18 PM
webfeet$25.00$25.002/23/2010 9:02:35 AM
microfunder$25.00$25.002/23/2010 1:36:49 PM
dontscrewmeover1$25.00$25.002/23/2010 6:40:06 PM
BankofPaul$25.00$25.002/24/2010 5:42:06 AM
n036939$25.00$25.002/24/2010 6:17:09 AM
the-profit-oracle$25.00$25.002/23/2010 8:58:23 PM
interstellar$50.00$50.002/24/2010 9:58:32 AM
Pickmar$25.00$25.002/24/2010 1:53:27 PM
MomB$25.00$25.002/25/2010 7:59:37 AM
freetolive$25.00$25.002/26/2010 4:11:58 PM
mojii77$30.00$30.002/27/2010 7:01:47 PM
Galdis$25.00$25.002/27/2010 8:44:46 AM
Lender0307$25.00$25.002/27/2010 7:44:39 PM
vine99$65.00$65.002/28/2010 1:08:31 PM
PalmerTheEmbalmer$25.00$25.002/27/2010 9:46:26 PM
bigmacbeef$25.00$25.003/1/2010 12:27:45 AM
bonus-adventure3$25.00$25.002/28/2010 8:55:01 PM
cwegert$100.00$100.003/1/2010 10:48:58 AM
shrewd-income$50.00$50.003/1/2010 8:06:41 AM
AllanBK$25.00$25.003/1/2010 6:53:30 AM
nethawk00$25.00$25.003/1/2010 7:32:00 AM
crw1950$50.00$50.003/1/2010 9:20:27 AM
helpful-listing$50.00$50.002/22/2010 4:12:16 PM
tender-deal$25.00$25.002/22/2010 4:11:41 PM
lounges$25.00$25.002/22/2010 4:16:37 PM
Sokarnox$25.00$25.002/22/2010 4:16:43 PM
treasure-network$25.00$25.002/22/2010 4:14:50 PM
MVP2008$25.00$25.002/22/2010 4:15:55 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:52 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:48 PM
rcldesign$25.00$25.002/22/2010 4:23:10 PM
locash$25.00$25.002/22/2010 4:19:12 PM
Luminous-P$25.00$25.002/22/2010 4:19:18 PM
pureliquidhw$25.00$25.002/22/2010 4:20:05 PM
egw$25.00$20.412/22/2010 4:24:33 PM
fishintime$25.00$25.002/22/2010 4:22:15 PM
happyskippy0208$25.00$25.002/22/2010 4:23:17 PM
kenji4861$25.00$25.002/22/2010 4:23:57 PM
Personal-Bond$50.00$50.002/22/2010 4:48:32 PM
ritwik$50.00$50.002/22/2010 6:50:35 PM
niq4soccer$25.00$25.002/22/2010 8:15:28 PM
smarva$25.00$25.002/23/2010 10:47:25 AM
RandyL3$50.00$50.002/23/2010 12:05:48 PM
tisiphone$25.00$25.002/23/2010 5:03:31 PM
LawyerLoan$25.00$25.002/24/2010 8:08:53 AM
coldfuzion$36.42$36.422/24/2010 1:33:37 PM
springpanda$25.00$25.002/24/2010 4:04:06 PM
billyraybob$25.00$25.002/24/2010 11:48:45 PM
theloanfiller$31.26$31.262/25/2010 3:42:02 AM
bank-examiner$25.00$25.002/25/2010 1:32:23 PM
market-cocktail$25.00$25.002/25/2010 9:05:30 PM
noaudgrs$50.00$50.002/26/2010 2:43:12 PM
payontime1$50.00$50.002/26/2010 4:48:18 PM
marwadi-62$200.00$200.002/26/2010 6:07:33 PM
credit-panda1$25.00$25.002/27/2010 12:56:54 PM
showmethemoney5$36.91$36.912/27/2010 11:27:46 AM
herman7$25.00$25.002/28/2010 2:30:29 PM
khamlagirl$25.00$25.003/1/2010 12:55:38 PM
jybank$25.00$25.003/1/2010 2:43:53 PM
wwwUniversal$25.00$25.003/1/2010 2:51:05 PM
77 bids
 
Borrower Payment Dependent Notes Series 447743
This series of Notes was issued and sold upon the funding of the borrower loan #41195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-23-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $79.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1999 Debt/Income ratio: 36%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:5y 0m
Credit score: 700-719 (Feb-2010) Total credit lines: 14 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $8,451Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: openness-cowbell Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying items for my racing hobby
Purpose of loan:
This loan will be used to?
purchase a few items for my racing hobby.
My financial situation:
I am a good candidate for this loan because?
because I have a great history of repaying debt.????????????
Monthly net income: $
47679
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $ 680
??Utilities: $ 0
??Phone, cable, internet: $ 130
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kaj$25.00$25.002/23/2010 9:59:43 AM
don8ter$25.00$25.002/23/2010 10:01:48 AM
kbodendorf$25.00$25.002/23/2010 10:02:34 AM
peripatetic$25.00$25.002/23/2010 10:04:39 AM
BlindJoeDeath$25.00$25.002/23/2010 10:05:39 AM
Speculator$50.00$50.002/23/2010 10:00:16 AM
friendly-worth3$25.00$25.002/23/2010 10:06:11 AM
Cai8899$50.00$50.002/23/2010 10:00:21 AM
peerlender$30.00$30.002/23/2010 10:00:29 AM
kulender$25.00$25.002/23/2010 10:00:58 AM
HHP$25.00$25.002/23/2010 10:01:20 AM
micko$25.00$25.002/23/2010 10:01:26 AM
asset-professor$75.00$75.002/23/2010 10:01:38 AM
keyfig$50.00$50.002/23/2010 10:02:29 AM
impeccable-transparency$75.00$56.512/23/2010 10:09:12 AM
Eagledrop$25.00$25.002/23/2010 10:03:15 AM
forthright-dedication$25.00$25.002/23/2010 10:02:38 AM
Cr_Sunset$25.00$25.002/23/2010 10:02:39 AM
reward-motion$25.00$25.002/23/2010 10:03:47 AM
AF-Chief$27.00$27.002/23/2010 10:04:31 AM
VBAces$25.00$25.002/23/2010 10:04:49 AM
beyondmanagement$25.00$25.002/23/2010 10:05:19 AM
iolaire$25.00$25.002/23/2010 10:06:51 AM
reflective-deal8$50.00$50.002/23/2010 10:07:03 AM
flexible-value$31.00$31.002/23/2010 10:08:17 AM
bold-bright-currency$25.00$25.002/23/2010 10:08:44 AM
niskyfranchise$25.00$25.002/23/2010 10:08:47 AM
nourishing-interest0$25.00$25.002/23/2010 10:08:35 AM
Patrician$34.14$34.142/23/2010 11:05:39 AM
webfeet$25.00$25.002/25/2010 7:32:58 AM
khamlagirl$25.00$25.003/1/2010 4:50:14 PM
bornsucka$25.00$25.003/1/2010 5:23:23 PM
Marco83$26.35$26.353/2/2010 4:52:12 AM
bowdish1$100.00$100.002/23/2010 10:00:50 AM
Havana21$50.00$50.002/23/2010 10:01:08 AM
jeffpac$55.00$55.002/23/2010 10:02:13 AM
inspired-contract9$25.00$25.002/23/2010 10:02:44 AM
ddibernardo$25.00$25.002/23/2010 10:03:19 AM
skuba$25.00$25.002/23/2010 10:04:09 AM
lloyd_s$25.00$25.002/23/2010 9:59:52 AM
delicious-social132$25.00$25.002/23/2010 9:59:59 AM
bchen78875$25.00$25.002/23/2010 10:00:43 AM
red-favorable-basis$25.00$25.002/23/2010 10:06:36 AM
calm-deal7$25.00$25.002/23/2010 10:08:19 AM
macjp123$25.00$25.002/23/2010 10:08:27 AM
KrazyCelticKid$75.00$75.002/23/2010 10:01:57 AM
desertoasis$25.00$25.002/23/2010 10:02:20 AM
kmr2$200.00$200.002/23/2010 10:02:03 AM
time4aloan$50.00$50.002/23/2010 10:08:56 AM
tallmon$25.00$25.002/23/2010 10:03:27 AM
Microfinancer$25.00$25.002/23/2010 10:03:37 AM
enthusiastic-balance5$100.00$100.002/23/2010 10:02:54 AM
note-sensation$25.00$25.002/23/2010 10:03:07 AM
webfeet$25.00$25.002/23/2010 10:06:58 AM
radforj22$25.00$25.002/23/2010 10:07:51 AM
thedoctor$90.00$90.002/23/2010 10:08:13 AM
progressive-asset$100.00$100.002/23/2010 10:08:40 AM
DonaldColorado$25.00$25.002/23/2010 10:09:07 AM
skillful-market2$25.00$25.002/23/2010 5:00:58 PM
Pickmar$25.00$25.002/24/2010 2:00:22 PM
interstellar$50.00$50.002/26/2010 11:41:21 AM
bonus-adventure3$25.00$25.002/28/2010 8:55:27 PM
OregonDane$25.00$25.003/1/2010 4:30:19 PM
redtilapia$25.00$25.003/1/2010 5:13:28 PM
wise-handy-finance$25.00$25.003/2/2010 8:36:59 AM
wild-orange$25.00$25.003/2/2010 4:54:10 AM
Newfoundcash$25.00$25.003/2/2010 9:27:57 AM
67 bids
 
Borrower Payment Dependent Notes Series 447753
This series of Notes was issued and sold upon the funding of the borrower loan #41265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 13.04% Starting borrower rate/APR: 14.04% / 16.20% Starting monthly payment: $170.99
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.05% - 13.04% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2003 Debt/Income ratio: 25%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 6Length of status:1y 2m
Credit score: 740-759 (Feb-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,336Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: peaceful-deal0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to pay for various things for our upcoming wedding (June 12th).

My financial situation:
We both have strong jobs, have very good credit ratings, and are very good at paying back loans.
We are receiving the $8000 first time home buyer credit which will take care of a lot of the wedding costs, as well as help from her parents, so the main reason for this loan is to have some buffer in our bank account after the wedding is over.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Cheburashka$25.00$25.002/24/2010 3:58:51 PM
skuba$25.00$25.002/24/2010 3:59:42 PM
progressive-asset$100.00$100.002/24/2010 4:07:33 PM
duty-monger$50.00$50.002/24/2010 4:08:00 PM
Clambake$50.00$50.002/24/2010 4:08:08 PM
rupee-kung-fu7$25.00$25.002/24/2010 3:58:35 PM
bonafide-cash$50.00$50.002/24/2010 4:09:00 PM
micko$25.00$25.002/24/2010 3:59:39 PM
gavinfh$25.00$25.002/24/2010 4:10:54 PM
mpactlender$25.00$25.002/24/2010 4:11:01 PM
platinum-sorcerer6$25.00$25.002/24/2010 4:11:10 PM
tranquil-diversification8$25.00$25.002/24/2010 4:11:17 PM
Red_b17$25.00$25.002/24/2010 4:14:19 PM
bowdish1$100.00$100.002/24/2010 4:02:43 PM
Havana21$50.00$50.002/24/2010 4:02:52 PM
HHP$25.00$25.002/24/2010 4:02:59 PM
friendly-worth3$25.00$25.002/24/2010 4:15:28 PM
KrazyCelticKid$75.00$75.002/24/2010 4:03:19 PM
kbodendorf$25.00$25.002/24/2010 4:03:42 PM
enthusiastic-balance5$100.00$100.002/24/2010 4:03:50 PM
calm-deal7$25.00$25.002/24/2010 4:07:17 PM
macjp123$25.00$25.002/24/2010 4:07:23 PM
credit-kahuna$100.00$100.002/24/2010 4:07:49 PM
hitsman$50.00$50.002/24/2010 4:07:55 PM
xstreamin$25.00$25.002/24/2010 4:08:19 PM
tntbuzz$25.00$25.002/24/2010 4:08:44 PM
senorzookeeper$25.00$25.002/24/2010 4:10:48 PM
money-maniac$50.00$50.002/24/2010 4:09:32 PM
burrito6$25.00$25.002/24/2010 4:13:10 PM
wise-handy-finance$25.00$25.002/24/2010 4:15:01 PM
mpatrick$25.00$25.002/24/2010 4:14:24 PM
lisaac29$25.00$25.002/24/2010 4:14:32 PM
flexible-value$26.00$26.002/24/2010 4:15:22 PM
ugapolsci$30.00$30.002/24/2010 4:29:37 PM
hidavehi$25.00$25.002/24/2010 5:52:27 PM
fiveoptrl$25.00$25.002/25/2010 7:24:37 AM
kindness-venture1$25.00$25.002/25/2010 5:11:46 AM
impartial-deal$25.00$25.002/25/2010 3:36:30 PM
witness18$200.00$200.002/25/2010 9:34:27 PM
1SteelerFan$40.00$40.002/26/2010 11:54:08 AM
DannyPhantom$25.00$25.002/26/2010 8:33:55 PM
wayman$50.00$50.002/27/2010 3:18:06 PM
Shanester$25.00$25.003/1/2010 6:47:10 AM
bonus-adventure3$25.00$25.002/28/2010 8:35:16 PM
Realty24$25.00$25.002/28/2010 7:09:51 PM
FinanceEngine$25.00$25.003/1/2010 9:09:50 AM
webfeet$25.00$25.003/1/2010 10:04:41 AM
favorite-commerce$25.00$25.003/1/2010 5:42:26 PM
GGWC$25.00$25.003/1/2010 8:22:03 PM
jpme$25.00$25.003/2/2010 12:50:18 PM
anarchy1985$25.00$25.003/2/2010 4:01:03 PM
point-mastery$50.00$50.003/2/2010 6:18:25 PM
agreement-bunny$33.00$33.003/2/2010 9:13:30 PM
investment-oasis$50.00$50.003/3/2010 12:14:42 AM
Share-the-wealth$100.00$100.003/3/2010 6:57:28 AM
shrewd-peace7$25.00$25.003/2/2010 9:00:22 PM
Chewbaca$25.00$25.003/2/2010 6:15:24 PM
Prossper-Godfather$100.00$100.003/3/2010 10:35:23 AM
shrewd-income$50.00$50.003/3/2010 7:50:52 AM
rustysailor$25.00$25.003/3/2010 1:40:13 PM
ChiPhi49083$25.00$25.003/3/2010 11:19:03 AM
favorite-commerce$25.00$25.003/3/2010 9:38:47 AM
johnpmid$25.00$25.003/3/2010 2:46:42 PM
reward-motion$25.00$25.002/24/2010 3:59:16 PM
peerlender$30.00$30.002/24/2010 4:02:27 PM
note-sensation$25.00$25.002/24/2010 4:03:55 PM
nourishing-interest0$25.00$25.002/24/2010 4:07:29 PM
Gibbyland$28.22$28.222/24/2010 3:58:25 PM
lucrative-deal5$25.00$25.002/24/2010 3:58:42 PM
luckyldy$35.00$35.002/24/2010 4:08:35 PM
dsfoundation$25.00$25.002/24/2010 3:58:40 PM
best-deal-banker$25.00$25.002/24/2010 4:09:26 PM
Avala$50.00$50.002/24/2010 4:09:48 PM
red-undaunted-kindness$100.00$100.002/24/2010 4:09:57 PM
Fiimg$50.00$50.002/24/2010 4:10:04 PM
desertoasis$50.00$50.002/24/2010 4:01:54 PM
Cai8899$50.00$50.002/24/2010 4:02:21 PM
bchen78875$25.00$25.002/24/2010 4:02:34 PM
the-profit-oracle$25.00$25.002/24/2010 4:14:34 PM
don8ter$25.00$25.002/24/2010 4:03:12 PM
red-favorable-basis$25.00$25.002/24/2010 4:15:18 PM
asset-professor$75.00$75.002/24/2010 4:03:09 PM
personal-lender$25.00$25.002/24/2010 4:15:34 PM
kmr2$200.00$200.002/24/2010 4:03:24 PM
lloyd_s$25.00$13.372/24/2010 4:15:44 PM
Microfinancer$25.00$25.002/24/2010 4:04:00 PM
AF-Chief$28.00$28.002/24/2010 4:04:31 PM
Carpetkid$25.00$25.002/24/2010 4:08:23 PM
jigsaw$100.00$100.002/24/2010 4:08:52 PM
friendly-market5$25.00$25.002/24/2010 4:09:41 PM
torion$25.00$25.002/24/2010 4:09:10 PM
foxy-fund$50.00$50.002/24/2010 4:10:15 PM
noddy$25.00$25.002/24/2010 4:13:58 PM
Sam65$25.00$25.002/24/2010 4:14:46 PM
jdrez$25.00$25.002/24/2010 4:14:52 PM
bold-durability-drum$25.00$25.002/24/2010 4:14:58 PM
Kaj$25.00$25.002/24/2010 4:15:41 PM
kindness-percolator5$25.00$25.002/24/2010 4:14:39 PM
bluflame9940$31.41$31.412/25/2010 7:17:18 AM
sturdy-velocity6$25.00$25.002/25/2010 11:01:05 AM
Lisabosy$150.00$150.002/26/2010 4:42:57 AM
Moneypenny6$25.00$25.002/25/2010 7:20:45 PM
pork-nuggets$25.00$25.002/26/2010 10:25:16 AM
serene-capital$25.00$25.002/26/2010 1:39:59 PM
preciouschild$100.00$100.002/26/2010 7:19:17 PM
mattblizz$50.00$50.002/27/2010 12:32:59 AM
Oakland$50.00$50.002/27/2010 6:26:08 AM
justice-hawk$25.00$25.002/27/2010 11:29:16 AM
big-lendin$25.00$25.003/1/2010 7:17:07 AM
wphmd$25.00$25.003/1/2010 1:23:19 PM
scientists$25.00$25.003/2/2010 9:38:33 AM
d_grbg$25.00$25.003/2/2010 7:51:19 AM
chomper969$25.00$25.003/2/2010 10:32:56 AM
Hartfelt$30.00$30.003/2/2010 4:42:11 PM
blissful-note7$25.00$25.003/3/2010 1:09:31 AM
rate-hickory$25.00$25.003/3/2010 7:25:27 AM
caseattle$25.00$25.003/2/2010 10:46:43 PM
clipper271$25.00$25.003/3/2010 8:57:35 AM
webfeet$25.00$25.003/3/2010 7:04:25 AM
Ven58$25.00$25.003/3/2010 10:49:28 AM
rustysailor$25.00$25.003/3/2010 1:34:17 PM
enthusiastic-point$50.00$50.003/3/2010 10:29:46 AM
credit-panda1$50.00$50.003/3/2010 8:59:46 AM
investment-oasis$50.00$50.003/3/2010 9:18:48 AM
wwwUniversal$25.00$25.003/3/2010 11:02:14 AM
farchoir$25.00$25.003/3/2010 12:33:32 PM
autonomous-truth$50.00$50.003/3/2010 3:33:55 PM
127 bids
 
Borrower Payment Dependent Notes Series 447837
This series of Notes was issued and sold upon the funding of the borrower loan #41204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $188.56
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $185.56
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1989 Debt/Income ratio: 31%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 14Length of status:0y 4m
Credit score: 680-699 (Feb-2010) Total credit lines: 30 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $24,008Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: contract-trader8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards.
Purpose of loan:
This loan will be used to?pay off high interest credit cards.?

My financial situation:
I am a good candidate for this loan because I pay my debt on time, but with the recent credit changes, I have a higher interest rate and want to eliminate it.

Monthly net income: $ 106,000 plus a VA disability

Monthly expenses: $
??Housing: $ 1000.00
??Insurance: $ 250.00
??Car expenses: $ 400.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 110
??Food, entertainment: $ 75
??Clothing, household expenses $100
??Credit cards and other loans: $ 900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello there, can you tell me what your interest rate is and how much will increase? - BOYFROMVEGAS
A: Interest rate is increasing to 29.99% from 21% (Feb-28-2010)
Q: Hi, your credit changed from an E to a C in the 2 weeks since your first listing. Can you tell how this change occurred? Thank you! - suicideducky
A: I honestly do not know. I have paid my bills on time and usually pay more than the min. Prosper changed the score. I have read the info and can say that I have done nothing different since the first listing. I did lower the amount of the loan, maybe that had something to do with it. (Mar-03-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Cheburashka$25.00$25.002/24/2010 3:58:50 PM
skuba$25.00$25.002/24/2010 3:59:43 PM
bowdish1$100.00$100.002/24/2010 4:02:43 PM
enthusiastic-balance5$100.00$100.002/24/2010 4:03:49 PM
AF-Chief$28.00$28.002/24/2010 4:04:30 PM
macjp123$25.00$25.002/24/2010 4:07:22 PM
hitsman$50.00$50.002/24/2010 4:07:55 PM
Clambake$50.00$50.002/24/2010 4:08:09 PM
trumpeter5$25.00$25.002/24/2010 3:58:47 PM
tntbuzz$25.00$25.002/24/2010 4:08:44 PM
reward-motion$25.00$25.002/24/2010 3:59:15 PM
money-maniac$50.00$50.002/24/2010 4:09:31 PM
noddy$25.00$25.002/24/2010 4:13:57 PM
Havana21$50.00$50.002/24/2010 4:02:51 PM
kindness-percolator5$25.00$25.002/24/2010 4:14:38 PM
asset-professor$75.00$75.002/24/2010 4:03:08 PM
HHP$25.00$25.002/24/2010 4:02:57 PM
KrazyCelticKid$75.00$75.002/24/2010 4:03:18 PM
kmr2$200.00$200.002/24/2010 4:03:23 PM
kbodendorf$25.00$25.002/24/2010 4:03:41 PM
note-sensation$25.00$25.002/24/2010 4:03:54 PM
progressive-asset$100.00$100.002/24/2010 4:07:33 PM
niskyfranchise$25.00$25.002/24/2010 4:07:38 PM
bonafide-cash$50.00$50.002/24/2010 4:08:59 PM
best-deal-banker$25.00$25.002/24/2010 4:09:25 PM
red-undaunted-kindness$100.00$100.002/24/2010 4:09:56 PM
jigsaw$100.00$100.002/24/2010 4:08:51 PM
top-silver-american$25.00$25.002/24/2010 4:09:20 PM
gavinfh$25.00$25.002/24/2010 4:10:53 PM
friendly-market5$25.00$25.002/24/2010 4:09:40 PM
tranquil-diversification8$25.00$25.002/24/2010 4:11:16 PM
senorzookeeper$25.00$25.002/24/2010 4:10:48 PM
Red_b17$25.00$25.002/24/2010 4:14:19 PM
mpatrick$25.00$25.002/24/2010 4:14:24 PM
burrito6$25.00$25.002/24/2010 4:13:10 PM
jdrez$25.00$18.692/24/2010 4:14:52 PM
grammaspurse$25.00$25.002/24/2010 8:45:31 PM
Bank_Of_XL$50.00$50.002/24/2010 9:35:43 PM
helpneachother$50.00$50.002/25/2010 4:58:14 PM
wizard750$25.00$25.002/26/2010 7:43:37 AM
debtcollector$50.00$50.002/26/2010 1:16:44 PM
natural-greenback6$25.00$25.002/28/2010 12:33:07 PM
dollar-sensor$25.00$25.002/28/2010 3:11:42 PM
SkinnyFish$25.00$25.003/1/2010 6:14:19 AM
webfeet$25.00$25.003/1/2010 10:06:35 AM
protargol$26.54$26.543/1/2010 8:12:22 PM
scientists$25.00$25.003/2/2010 9:43:03 AM
ore-dojo$50.00$50.003/2/2010 9:47:21 AM
mhotchan$100.00$100.003/2/2010 3:12:05 PM
Techne_Funds_LLC$25.00$25.003/2/2010 12:32:21 PM
maximizer$25.00$25.003/2/2010 8:15:39 PM
wild_carrot$25.00$25.003/2/2010 9:20:33 PM
rate-hickory$25.00$25.003/3/2010 7:26:25 AM
trade-elm$50.00$50.003/3/2010 12:03:34 PM
jybank$25.00$25.003/3/2010 12:29:26 PM
DasMula$50.00$50.003/3/2010 3:41:15 PM
brightest-dignified-penny$25.00$25.003/3/2010 10:51:42 AM
charming-point$300.00$300.003/3/2010 1:18:43 PM
direct-compassion$32.00$32.003/3/2010 3:17:01 PM
autonomous-truth$50.00$50.003/3/2010 3:28:58 PM
Microfinancer$25.00$25.002/24/2010 4:04:00 PM
NorthernFunds$25.00$25.002/24/2010 3:58:45 PM
micko$25.00$25.002/24/2010 3:59:40 PM
desertoasis$50.00$50.002/24/2010 4:01:53 PM
Cai8899$50.00$50.002/24/2010 4:02:21 PM
peerlender$30.00$30.002/24/2010 4:02:27 PM
lisaac29$25.00$25.002/24/2010 4:14:31 PM
bchen78875$25.00$25.002/24/2010 4:02:34 PM
the-profit-oracle$25.00$25.002/24/2010 4:14:35 PM
don8ter$25.00$25.002/24/2010 4:03:13 PM
nourishing-interest0$25.00$25.002/24/2010 4:07:29 PM
calm-deal7$25.00$25.002/24/2010 4:07:17 PM
xstreamin$25.00$25.002/24/2010 4:08:18 PM
credit-kahuna$100.00$100.002/24/2010 4:07:49 PM
duty-monger$50.00$50.002/24/2010 4:08:01 PM
Carpetkid$25.00$25.002/24/2010 4:08:24 PM
Fiimg$50.00$50.002/24/2010 4:10:04 PM
luckyldy$35.00$35.002/24/2010 4:08:34 PM
torion$25.00$25.002/24/2010 4:09:10 PM
platinum-sorcerer6$25.00$25.002/24/2010 4:11:09 PM
Avala$50.00$50.002/24/2010 4:09:47 PM
foxy-fund$50.00$50.002/24/2010 4:10:14 PM
Sam65$25.00$25.002/24/2010 4:14:47 PM
Bob450$25.00$25.002/24/2010 9:40:44 PM
Sol_Invictus$25.00$25.002/25/2010 1:49:38 PM
felicity-daydream$50.00$50.002/25/2010 7:39:05 PM
SolarMoonshine$50.00$50.002/26/2010 5:24:35 AM
Ven58$25.00$25.002/26/2010 1:50:24 PM
sharp-credit$600.00$600.002/27/2010 5:23:41 PM
dollar-sensor$25.00$25.002/28/2010 3:09:52 PM
Ehbiker$50.00$50.002/28/2010 6:25:37 AM
radar_love$25.00$25.003/1/2010 6:07:02 AM
Lking319$42.77$42.773/1/2010 1:52:13 PM
poolshark72$25.00$25.003/1/2010 4:18:54 PM
AuroraRobbin$50.00$50.003/2/2010 9:39:01 AM
Ambassador$37.00$37.003/2/2010 3:48:16 PM
deal_11$50.00$50.003/2/2010 6:29:37 PM
bitano$25.00$25.003/3/2010 7:18:22 AM
investment-oasis$50.00$50.003/3/2010 9:21:39 AM
atomantic$25.00$25.003/3/2010 2:15:05 AM
Bob450$25.00$25.003/3/2010 9:52:05 AM
kindness-venture1$25.00$25.003/3/2010 10:19:38 AM
mckhbnpc$25.00$25.003/3/2010 8:05:02 AM
The-CAPS-fan$25.00$25.003/3/2010 5:26:10 AM
wwwUniversal$25.00$25.003/3/2010 11:02:38 AM
mikey7$50.00$50.003/3/2010 2:05:42 PM
wonder3$25.00$25.003/3/2010 2:36:25 PM
107 bids
 
Borrower Payment Dependent Notes Series 447849
This series of Notes was issued and sold upon the funding of the borrower loan #41209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $323.46
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2003 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:1y 9m
Credit score: 720-739 (Feb-2010) Total credit lines: 6 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,602Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: detective2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business expenses.
Purpose of loan
I am a Fashion designer and launched my label in May 2008. I have an Eco friendly line of apparel and accessories. I use organic or Eco friendly materials, bought in New York City, from local businesses. All my products are hand made.

?I currently retail through my website and? vendor markets that are held in multiple locations in New York City. My retail sales make up for 75% of my total revenue. I sell whole sale to boutiques in Dallas, Brooklyn, DC, Ohio and Connecticut. By May 2010 my line would be in boutiques in more than 38 Cities across the US. I am currently doing production for a luxury boutique that has 28 US properties.

I had a fantastic and profitable 2009 business year and used the profits to invest in inventory and production for retail and whole sale orders.? My total sales for 2009 were $180,000. For 2010 I expect sales of $500,000.

I would be using this loan to update my 2008 website, as it would help my sales . And for inventory purchase.

My financial situation:
I am a good candidate for this loan because I have a perfect payment history and have never been late on a payment or missed a single payment. I have very little debt and always try to use my ATM cards as opposed to credit cards. I have a successful business and in my second year have had a 514% growth. I have paid off all the personal loans I had taken a year ago to invest in my business and am expecting a 386% growth this year. I expect to pay off this loan by October this year.?

Monthly net income: $ 50,000

Monthly expenses: $
??Housing: $ 1500 ???? ????
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0 (included in rent)
??Phone, cable, internet: $ 250
??Food, entertainment: $ 650
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What were your sales in Jan & Feb? What is your net income (after expenses) for those two months. - nethosters
A: Hi, I want to be helpful and answer your question but I would like to know why you need this info? (Mar-01-2010)
Q: I would also like to know your net income. That is how you get a loan. Can you post your website to advertise it? - mikelance7
A: I cant post the website or advertise it on this network, as its against the rules of Prosper. My net income for January was $5500 and for February its $8000. (Mar-01-2010)
Q: why did you withdraw from a fully funded loan a couple of weeks ago? - skillful-asset5
A: Hi, actually I didn't withdraw. The Prosper people needed a document from me and left me a voicemail. I had a few hours to submit the doc but because I was at a business conference in Houston I had turned off my phone and didn't get the VM on time. So the Prosper people cancelled the lsting. This time I have submitted all the docs needed. (Mar-02-2010)
Q: You stated your net monthly income as $50,000...but yet you have answered that for January and February it was less than that. Can you please explain?? - Lambo168
A: Please keep in mind its a retail and whole sale business. Our slowest month is January and February. For example my income for Dec 09 was over 60 K but for January its been 8K. This is just the nature of the business, the first quarter is very slow not just for me but almost all retail and wholesale related to Fashion. I did not say my net monthly income was 50K, I said my yearly income for 2009 was 50K! (Mar-02-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.002/24/2010 3:59:11 PM
Gelden1$25.00$25.002/24/2010 4:00:29 PM
payment-freshmaker$25.00$25.002/24/2010 4:00:44 PM
PatriotKnight$25.00$25.002/24/2010 4:00:50 PM
wise-handy-finance$25.00$25.002/24/2010 4:01:09 PM
kc8fot$25.00$25.002/24/2010 4:05:32 PM
kind-efficient-credit$25.00$25.002/24/2010 4:05:39 PM
listing-trapper3$50.00$50.002/24/2010 4:06:03 PM
compassion-lotus5$25.00$25.002/24/2010 4:06:24 PM
micko$25.00$25.002/24/2010 4:06:28 PM
deal-hickory5$25.00$25.002/24/2010 4:06:30 PM
supreme-bonus0$25.00$25.002/24/2010 4:06:34 PM
AF-Chief$28.00$28.002/24/2010 3:59:32 PM
desertoasis$25.00$25.002/24/2010 3:59:35 PM
klinebarger$25.00$25.002/24/2010 4:00:15 PM
friendly-worth3$25.00$25.002/24/2010 4:00:11 PM
johnsock$25.00$25.002/24/2010 4:00:38 PM
resource777$25.00$25.002/24/2010 4:00:54 PM
point-shooter$25.00$25.002/24/2010 4:00:46 PM
red-favorable-basis$25.00$25.002/24/2010 4:12:15 PM
GatorBux$25.00$25.002/24/2010 4:01:41 PM
steely_dan34$25.00$25.002/24/2010 4:01:13 PM
the-silver-blaster$25.00$25.002/24/2010 4:01:17 PM
papaloha$44.72$44.722/24/2010 4:12:37 PM
mtandb$25.00$25.002/24/2010 4:01:37 PM
time4aloan$30.00$30.002/24/2010 4:02:04 PM
KrazyCelticKid$50.00$50.002/24/2010 4:04:12 PM
visionary-currency$50.00$50.002/24/2010 4:04:24 PM
mg6619$25.00$25.002/24/2010 4:04:16 PM
investment-tempo$25.00$25.002/24/2010 4:04:26 PM
greenwell$25.00$25.002/24/2010 4:05:30 PM
skuba$25.00$25.002/24/2010 4:05:52 PM
deegeeman$50.00$50.002/24/2010 4:05:56 PM
Havana21$50.00$50.002/24/2010 4:05:44 PM
fareast_man$25.00$25.002/24/2010 4:05:48 PM
FeedTheMachine$200.00$200.002/24/2010 4:06:10 PM
RebuildALife$25.00$25.002/24/2010 4:06:20 PM
life-is-great$25.00$25.002/24/2010 4:06:00 PM
ZTA0796$25.00$25.002/24/2010 4:26:33 PM
Helenska11$25.00$25.002/24/2010 4:28:41 PM
GrooveBiz$50.00$50.002/24/2010 4:29:11 PM
350DGRZ$25.00$25.002/24/2010 4:29:14 PM
gain-bee2$25.00$25.002/24/2010 4:29:41 PM
first-restless-payout$25.00$25.002/24/2010 4:29:43 PM
SFBank$200.00$200.002/24/2010 4:29:46 PM
Lambo168$25.00$25.002/24/2010 4:30:16 PM
TheYellowDart$25.00$25.002/24/2010 4:30:21 PM
capital-galaxy$100.00$100.002/24/2010 4:12:11 PM
theprince$25.00$25.002/24/2010 4:31:22 PM
kindness-percolator5$25.00$25.002/24/2010 4:31:25 PM
bountiful-bazaar$25.00$25.002/24/2010 4:12:44 PM
twirl2$25.00$25.002/24/2010 4:12:23 PM
delivery$25.00$25.002/24/2010 4:12:55 PM
munoz44$25.00$25.002/24/2010 4:19:51 PM
intelligent-yield$25.00$25.002/24/2010 4:26:12 PM
coin-enclave$25.00$25.002/24/2010 4:20:13 PM
treasure-bliss$100.00$100.002/24/2010 4:27:50 PM
hizzy$25.00$25.002/24/2010 4:28:06 PM
decisive-capital$50.00$50.002/24/2010 4:28:17 PM
value-pole$25.00$25.002/24/2010 4:28:44 PM
orange-preeminant-bill$100.00$100.002/24/2010 4:27:41 PM
rolo12$25.87$25.872/24/2010 4:28:53 PM
kidsskipp$25.00$25.002/24/2010 4:29:10 PM
thestartuplender$35.00$35.002/24/2010 4:29:16 PM
towering-platinum3$25.00$25.002/24/2010 4:28:00 PM
dedicated-diversification5$100.00$100.002/24/2010 4:28:39 PM
cmlmiami$100.00$100.002/24/2010 4:28:55 PM
RISK-VERSUS-RETURN$25.00$25.002/24/2010 4:29:14 PM
icecoldcash$25.00$25.002/24/2010 4:29:21 PM
rosario1$25.00$25.002/24/2010 4:29:37 PM
direct-yield$25.00$25.002/24/2010 4:29:39 PM
meteoric-asset4$25.00$25.002/24/2010 4:30:58 PM
marketplace-achievement$25.00$25.002/24/2010 4:31:04 PM
movistar$25.00$25.002/24/2010 4:29:51 PM
merriewold$25.00$25.002/24/2010 4:31:08 PM
MARWARISETH$25.00$25.002/24/2010 4:31:00 PM
Bob450$50.00$50.002/24/2010 9:38:44 PM
market-cocktail$25.00$25.002/25/2010 9:17:44 PM
Rogelio48$35.00$35.002/26/2010 4:29:58 PM
CoffeyvilleKS$25.00$25.002/27/2010 3:23:29 PM
mtnsofutah$25.00$25.002/27/2010 8:38:51 PM
UCLA4life$25.00$25.003/1/2010 12:43:20 PM
lib5836$25.00$25.003/1/2010 7:52:53 PM
loss-of-control$25.00$25.003/2/2010 2:58:13 PM
GreenNotes$36.00$36.003/2/2010 2:03:31 PM
millioncan$25.00$25.003/2/2010 5:30:55 PM
Gandalf0001$25.00$25.003/2/2010 5:59:35 PM
RobinHood$50.00$50.003/3/2010 8:24:46 AM
shrewd-income$25.00$25.003/3/2010 7:54:44 AM
atomantic$25.00$25.003/3/2010 2:16:18 AM
balanced-balance6$35.00$35.003/3/2010 6:23:15 AM
toxicbutterfly$30.00$30.003/3/2010 7:30:20 AM
Bob450$25.00$25.003/3/2010 9:52:47 AM
order-brigade$25.00$25.003/3/2010 2:55:52 PM
glowman76$25.00$25.003/3/2010 2:57:20 PM
pkp121$25.00$25.002/24/2010 4:00:21 PM
Streetfighter$100.00$100.002/24/2010 4:01:01 PM
burrito6$25.00$25.002/24/2010 4:01:21 PM
Schmendrick$25.00$25.002/24/2010 4:02:00 PM
asset-professor$25.00$25.002/24/2010 4:05:23 PM
Dubbs360$50.00$50.002/24/2010 4:06:12 PM
BlindJoeDeath$25.00$25.002/24/2010 4:06:40 PM
Nickle-and-Dime-Loans$25.00$25.002/24/2010 3:59:02 PM
Kaj$25.00$25.002/24/2010 3:59:18 PM
seisen$100.00$100.002/24/2010 3:59:23 PM
oldmora$25.00$25.002/24/2010 3:59:31 PM
anton$49.62$49.622/24/2010 3:59:50 PM
tallmon$25.00$25.002/24/2010 3:59:45 PM
natural-greenback6$25.00$25.002/24/2010 3:59:52 PM
elegant-loot$25.00$25.002/24/2010 3:59:55 PM
important-ore$50.00$50.002/24/2010 4:00:01 PM
autonomous-truth$25.00$25.002/24/2010 4:00:34 PM
diplomatic-point4$205.77$205.772/24/2010 4:00:32 PM
point$25.00$25.002/24/2010 4:00:40 PM
greatwhiteninja$25.00$25.002/24/2010 4:00:58 PM
Red_b17$25.00$25.002/24/2010 4:01:04 PM
WalnutCreekguy$25.00$25.002/24/2010 4:01:56 PM
dime-neutron$25.00$25.002/24/2010 4:01:34 PM
impeccable-transparency$50.00$50.002/24/2010 4:02:08 PM
alex13$250.00$250.002/24/2010 4:03:03 PM
jasmarc$25.00$25.002/24/2010 4:05:22 PM
Hokiemon$25.00$25.002/24/2010 4:05:37 PM
LuvToLend$25.00$25.002/24/2010 4:06:15 PM
brother_tam$50.00$50.002/24/2010 4:06:18 PM
supreme-hope$25.00$25.002/24/2010 4:06:37 PM
Diamond_Jim$25.00$25.002/24/2010 4:06:43 PM
irrelevant$25.00$25.002/24/2010 4:26:27 PM
creditasaurus9$25.00$25.002/24/2010 4:28:40 PM
Ragnar$25.00$25.002/24/2010 4:28:54 PM
EnigmaNYC-29$25.00$25.002/24/2010 4:29:20 PM
worldly-gold$25.00$25.002/24/2010 4:29:27 PM
halothane_logic$25.00$25.002/24/2010 4:29:36 PM
p123$25.00$25.002/24/2010 4:29:43 PM
Dr_M$25.00$25.002/24/2010 4:29:44 PM
beezling$52.00$52.002/24/2010 4:30:02 PM
eronyc$25.00$25.002/24/2010 4:30:08 PM
plainsmart$25.00$25.002/24/2010 4:30:59 PM
play_ultimate$25.00$25.002/24/2010 4:31:06 PM
intrepid-transaction5$25.00$25.002/24/2010 4:31:12 PM
GElender$25.00$25.002/24/2010 4:31:17 PM
secobarbital$25.00$25.002/24/2010 4:31:20 PM
balance-hercules$100.00$100.002/24/2010 4:31:24 PM
BankME$25.00$25.002/24/2010 4:31:28 PM
flexible-value$25.00$25.002/24/2010 4:12:19 PM
Rattlehead$25.00$25.002/24/2010 4:12:29 PM
kmr2$100.00$100.002/24/2010 4:12:33 PM
Shepherd7$25.00$25.002/24/2010 4:12:40 PM
delicious-social132$25.00$25.002/24/2010 4:12:48 PM
calkidd05$25.00$25.002/24/2010 4:20:03 PM
valiant-liberty4$25.00$25.002/24/2010 4:27:18 PM
Kreditorium$25.13$25.132/24/2010 4:28:23 PM
Share_The_Wealth$50.00$50.002/24/2010 4:28:57 PM
randsenterprise$25.00$25.002/24/2010 4:29:15 PM
WindyKid$25.00$25.002/24/2010 4:29:18 PM
andrewnar$25.00$25.002/24/2010 4:28:01 PM
Gladys9$25.00$25.002/24/2010 4:29:31 PM
michael573114$25.00$25.002/24/2010 4:29:38 PM
lucrative-deal5$25.00$25.002/24/2010 4:29:49 PM
IIP77$25.00$25.002/24/2010 4:28:34 PM
Auburnmist$25.00$25.002/24/2010 4:30:05 PM
the-auction-firestarter$25.00$25.002/24/2010 4:30:07 PM
jonbozeman$25.00$25.002/24/2010 4:30:20 PM
sharpchicago$25.00$25.002/24/2010 4:29:08 PM
wise-courageous-social$25.00$25.002/24/2010 4:29:24 PM
russm011$85.00$85.002/24/2010 4:29:33 PM
beatmix01$25.00$25.002/24/2010 4:29:38 PM
new-ingenious-finance$25.00$25.002/24/2010 4:29:41 PM
note-tent$25.00$25.002/24/2010 4:31:02 PM
wise-extraordinary-loot$25.00$25.002/24/2010 4:29:47 PM
yeti888$25.00$25.002/24/2010 4:30:07 PM
reward-walnut$25.00$25.002/24/2010 4:30:14 PM
bowdish1$50.00$46.052/24/2010 4:31:30 PM
JB82$50.00$50.002/24/2010 4:30:57 PM
traveler50$25.00$25.002/24/2010 4:31:01 PM
circuitfive$25.00$25.002/24/2010 4:31:07 PM
purdue98$25.00$25.002/24/2010 4:31:10 PM
steves73$25.00$25.002/24/2010 4:31:15 PM
exact-loan5$30.00$30.002/24/2010 4:31:20 PM
bank-examiner$25.00$25.002/25/2010 1:37:58 PM
J-Rott$200.00$200.002/25/2010 9:35:28 AM
order-brigade$25.00$25.002/25/2010 4:17:43 PM
Lefty_the_Lender$25.00$25.003/1/2010 8:16:40 PM
GreenNotes$36.00$36.003/2/2010 12:28:30 AM
ore-dojo$50.00$50.003/2/2010 9:33:58 AM
vigilance-searcher$25.00$25.003/2/2010 11:19:58 AM
credit-shower$100.00$100.003/2/2010 8:22:40 PM
charming-point$300.00$300.003/3/2010 9:53:45 AM
DMKAssetManagement$43.84$43.843/3/2010 2:39:21 PM
wwwUniversal$25.00$25.003/3/2010 11:00:16 AM
ultimate-peace$100.00$100.003/3/2010 2:03:01 PM
DasMula$77.00$77.003/3/2010 3:45:00 PM
191 bids
 
Borrower Payment Dependent Notes Series 447895
This series of Notes was issued and sold upon the funding of the borrower loan #41245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Feb-24-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $107.50
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 26.76%  
Lender servicing fee: 1.00% Estimated return: 3.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1990 Debt/Income ratio: Not calculated
Basic (1-10): 2 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 4 / 3Length of status:25y 6m
Credit score: 660-679 (Feb-2010) Total credit lines: 48 Occupation: Other
Now delinquent: 9 Revolving credit balance: $158Stated income:$0
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 11    
Screen name: ECS--INVESTMENTS-AND-LOANS Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $13,400.00< mo. late: 0 ( 0% )  
660-679 (Jul-2009)
720-739 (Apr-2009)
700-719 (Sep-2008)
740-759 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 9  
Description
lender and 4th prosper loan
Purpose of loan:
This loan will be used for my business which i have own since 1984 . this will be my 4th loan and will be used to build my credit score.

My financial situation:
I am a good candidate for this loan because i have own my plumbing company for over 24 years. i have no car and truck payments and my home is paid off. and i carry no credit card debt.my last prosper loan was paid off with no late fees.also i am a prosper lender with over 80 loans ranging from 780 to 50? dollars bids. . my plumbing rate is 90 hr and i work average of 50 to 60 hr week. so i would have no trouble paying for this loan.?I have had three prosper loans from 7.500 to 2.500.with no late payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: you don't have to answer this publicly. What happened to your credit score, why did it go down? Also what is the public record on your credit.? Thanks - GolfStud
A: paid off all my credit cards my prosper loan and a 12.000 bank loan and my score goes down. unreal i must need to be in debt for my score to go up.have no clue.the public records is from my ex bussness partner who charge up company credit cards and i ended up paying them myself which shows 0 balance. (Feb-25-2010)
Q: Your past loans from prosper have been paid off fast. Are you planning to do the same with this loan? Thanks. - justice-hawk
A: if the rate is sky high will not keep for 36 payments, last loan was paid off fast but still paid a good amount of interest. (Feb-26-2010)
Q: Why does your income show as $0 in the credit profile above? Thanks and best wishes. - reflective-rupee
A: do not know i must have not stated my income to prosper.i own my own plumbing company which shows on prosper 251/2 years. (Feb-26-2010)
Q: Can you please provide your expenses (if any) and monthly totals?Also, what exactly is the loan to be used for? - 56bones
A: my bills around 2500 my income around 1500 to 1800 a week. loan will be used to buy plumbing tools. (Mar-01-2010)
Q: Q&A sez your bills are bigger than your income. My, how do you manage? thank you - Tono
A: bills 2,500 1,800 a week times four equal 7,200 - 2500 leaves 4.700. plus i own my own company and can take money from it if needed. thanks (Mar-02-2010)
Q: What will you use this loan for? Please expand on for business purposes. - jpblan11
A: sewer water jetter for cleaning out drian lines cost 15,000 have 12,500 of it. (Mar-03-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$100.00$100.002/26/2010 3:05:48 PM
allbalooboy2$25.00$25.002/26/2010 9:01:17 PM
JGuide$101.51$101.512/27/2010 8:32:30 AM
tigercat$50.00$50.002/27/2010 4:59:39 PM
Kash2010lu$50.00$50.003/1/2010 7:05:55 PM
jep7070$60.00$60.003/1/2010 10:38:02 PM
Kennfusion$25.00$25.003/2/2010 7:39:07 AM
gpuck$25.00$25.003/2/2010 2:55:38 PM
kinetic-social$25.00$25.003/2/2010 4:30:01 PM
ayiticheri$25.00$25.003/2/2010 4:41:15 PM
sensible-fund$30.28$30.283/2/2010 5:11:16 PM
wild-orange$25.00$25.003/3/2010 1:40:42 AM
wbwill$25.00$25.003/3/2010 4:26:29 AM
EEasyMoney$25.00$25.003/2/2010 9:57:57 PM
newstar2000$25.00$25.003/3/2010 9:21:34 AM
niq4soccer$25.00$25.003/3/2010 4:30:27 AM
paradiseinvestor$50.00$50.003/2/2010 8:07:22 PM
carrinel$100.00$100.003/3/2010 10:27:22 AM
shrewd-income$50.00$50.003/3/2010 7:56:16 AM
atomantic$75.00$75.003/3/2010 2:17:46 AM
tacologic$25.00$25.003/3/2010 6:36:20 AM
OrdiNance$50.00$50.003/3/2010 2:28:09 PM
lender12345$25.00$25.003/3/2010 11:07:17 AM
sharp-return7$26.00$26.003/3/2010 2:52:47 PM
NekHoldings$25.00$25.003/3/2010 3:40:53 PM
skillful-asset5$45.00$45.003/3/2010 2:09:21 PM
Rancid$25.00$25.003/3/2010 2:23:57 PM
JGuide$51.40$51.403/3/2010 2:26:03 PM
PCity-LOA15$25.00$25.003/3/2010 2:59:24 PM
ultimate-peace$100.00$100.003/3/2010 3:51:43 PM
realtormoises$25.00$25.003/3/2010 3:58:13 PM
five-star-note$35.00$35.003/3/2010 2:06:23 PM
unger$50.00$50.003/3/2010 3:22:51 PM
currency-bumblebee$25.00$25.002/26/2010 10:43:13 AM
ladyorayne$100.00$100.002/28/2010 1:12:31 PM
SolarMoonshine$50.00$50.003/1/2010 5:59:30 PM
enthusiastic-balance5$100.00$100.003/2/2010 8:02:37 AM
lepolgr$50.00$50.003/2/2010 1:39:03 PM
Gandalf0001$50.00$50.003/2/2010 6:11:25 PM
Happy-Man$25.00$25.003/3/2010 7:33:55 AM
Eaglehigh$25.00$25.003/2/2010 9:06:52 PM
reflective-rupee$50.00$50.003/2/2010 5:41:53 PM
heritage_loans$30.00$30.003/2/2010 5:55:51 PM
GetLoan$234.84$159.553/3/2010 8:49:28 AM
KapitalX$30.01$30.013/3/2010 3:30:30 AM
Champion_Lending$25.00$25.003/3/2010 8:52:23 AM
Hobson$30.00$30.003/3/2010 7:25:01 AM
GABC-1$100.00$100.003/3/2010 2:39:05 PM
five-star-note$26.25$26.253/3/2010 9:20:35 AM
transparency-tomahawk$25.00$25.003/3/2010 3:05:29 PM
Ray3486$25.00$25.003/3/2010 11:53:55 AM
Bob450$25.00$25.003/3/2010 2:08:05 PM
fairgirl$25.00$25.003/3/2010 2:21:23 PM
Bob450$25.00$25.003/3/2010 2:09:32 PM
dammage$25.00$25.003/3/2010 2:29:43 PM
FallonCredit$25.00$25.003/3/2010 3:05:36 PM
jhernand17$25.00$25.003/3/2010 3:42:34 PM
57 bids
 
Borrower Payment Dependent Notes Series 447987
This series of Notes was issued and sold upon the funding of the borrower loan #41253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-25-2010 
  Auction end date:  Feb-26-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $207.41
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $204.12
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1988 Debt/Income ratio: 12%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 6Length of status:11y 10m
Credit score: 680-699 (Feb-2010) Total credit lines: 47 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $20,346Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 4    
Screen name: new-peaceful-order Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairing leaky roof
Purpose of loan:
This loan will be used in addition to personal funds to?repair a recently discovered leak in my roof and resulting damage to my ceiling.?

My financial situation:
I am a good candidate for this loan because it is able to be paid?from my regular monthly income after all expenses.??

Monthly net income: $10250 (excludes annual January bonus which would avg. to another $4500/month)

Monthly expenses: $8800
??Housing: $4100?
??Insurance: $200
??Car expenses: $100
??Utilities: $500
??Phone, cable, internet: $300
??Food, entertainment: $1000
??Clothing, household expenses $300
??Credit cards and other loans: $2100
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
micko$25.00$25.002/25/2010 4:02:53 PM
asset-professor$75.00$75.002/25/2010 4:04:57 PM
foxy-fund$50.00$50.002/25/2010 4:09:50 PM
gavinfh$25.00$25.002/25/2010 4:10:24 PM
noddy$25.00$25.002/25/2010 4:11:34 PM
red-favorable-basis$25.00$25.002/25/2010 4:13:17 PM
charming-point$300.00$300.002/25/2010 4:14:54 PM
Speculator$100.00$100.002/25/2010 4:15:10 PM
enthusiastic-balance5$100.00$100.002/25/2010 4:05:41 PM
bowdish1$100.00$100.002/25/2010 4:04:25 PM
orange-preeminant-bill$100.00$100.002/25/2010 4:16:21 PM
sammyhammy$25.00$25.002/25/2010 4:16:30 PM
b0b$25.00$25.002/25/2010 4:16:49 PM
irrelevant$25.00$25.002/25/2010 4:17:00 PM
kbodendorf$25.00$25.002/25/2010 4:05:36 PM
intelligent-yield$25.00$25.002/25/2010 4:17:32 PM
AF-Chief$28.00$28.002/25/2010 4:06:01 PM
dreammachine$25.00$25.002/25/2010 4:19:02 PM
Rick7925$25.00$25.002/25/2010 4:19:08 PM
credit-kahuna$100.00$100.002/25/2010 4:08:18 PM
duty-monger$50.00$50.002/25/2010 4:08:36 PM
Clambake$50.00$50.002/25/2010 4:08:42 PM
theprince$25.00$25.002/25/2010 4:20:53 PM
macjp123$25.00$25.002/25/2010 4:07:58 PM
Big_Baller$25.00$25.002/25/2010 4:21:15 PM
money-maniac$50.00$50.002/25/2010 4:09:22 PM
red-undaunted-kindness$100.00$100.002/25/2010 4:09:40 PM
Fiimg$50.00$50.002/25/2010 4:09:46 PM
yachtmaster45$25.00$25.002/25/2010 4:22:45 PM
tntbuzz$25.00$25.002/25/2010 4:08:55 PM
best-deal-banker$25.00$25.002/25/2010 4:09:18 PM
Avala$50.00$50.002/25/2010 4:09:37 PM
senorzookeeper$25.00$25.002/25/2010 4:10:21 PM
kindness-percolator5$25.00$25.002/25/2010 4:12:19 PM
platinum-sorcerer6$25.00$25.002/25/2010 4:10:33 PM
curveylady$25.00$25.002/25/2010 5:28:46 PM
SolarMoonshine$50.00$50.002/25/2010 5:33:43 PM
personal-lender$25.00$25.002/25/2010 4:13:45 PM
mpatrick$25.00$25.002/25/2010 4:11:55 PM
Sam65$25.00$25.002/25/2010 4:12:39 PM
bold-durability-drum$25.00$25.002/25/2010 4:12:56 PM
wise-handy-finance$25.00$25.002/25/2010 4:13:02 PM
orgy63$25.00$25.002/25/2010 4:15:17 PM
tucksta$25.00$25.002/25/2010 4:15:30 PM
Tahoeguy$50.00$50.002/25/2010 4:15:44 PM
benefit-squirrel$30.00$30.002/25/2010 4:19:45 PM
success1001$50.00$50.002/25/2010 4:16:05 PM
important-ore$50.00$50.002/25/2010 4:20:01 PM
time4aloan$50.00$50.002/25/2010 4:20:12 PM
ValyaLibra01$25.00$25.002/25/2010 4:17:09 PM
RationalWorld$25.00$25.002/25/2010 4:17:15 PM
atmaan$25.00$25.002/25/2010 4:20:36 PM
108lender$200.00$200.002/25/2010 4:21:19 PM
billyraybob$25.00$25.002/25/2010 4:21:27 PM
niskyfranchise$25.00$25.002/25/2010 4:19:16 PM
TeamRamRod$25.00$25.002/25/2010 4:19:34 PM
boater01$50.00$50.002/25/2010 4:19:38 PM
selfmademan$25.00$25.002/25/2010 4:22:07 PM
reward-adventure$25.00$25.002/25/2010 4:20:38 PM
jrbill1998$50.00$50.002/25/2010 4:20:49 PM
Pizza-man$50.00$50.002/25/2010 4:20:55 PM
Cai8899$40.70$40.702/25/2010 4:29:06 PM
vault893$50.00$50.002/25/2010 4:22:41 PM
plentiful-reward$50.00$28.582/25/2010 5:37:59 PM
apostle901$25.00$25.002/25/2010 4:29:56 PM
psztnrw$31.26$31.262/25/2010 5:00:34 PM
HHP$25.00$25.002/25/2010 4:04:49 PM
don8ter$25.00$25.002/25/2010 4:05:07 PM
KrazyCelticKid$75.00$75.002/25/2010 4:05:11 PM
nourishing-interest0$25.00$25.002/25/2010 4:08:06 PM
bonafide-cash$50.00$50.002/25/2010 4:09:07 PM
tranquil-diversification8$25.00$25.002/25/2010 4:10:37 PM
desertoasis$25.00$25.002/25/2010 4:01:26 PM
skuba$25.00$25.002/25/2010 4:03:03 PM
jdrez$25.00$25.002/25/2010 4:12:43 PM
peerlender$30.00$30.002/25/2010 4:04:08 PM
reward-motion$25.00$25.002/25/2010 4:02:47 PM
friendly-worth3$25.00$25.002/25/2010 4:13:34 PM
Kaj$25.00$25.002/25/2010 4:13:52 PM
lloyd_s$25.00$25.002/25/2010 4:14:43 PM
bchen78875$25.00$25.002/25/2010 4:04:18 PM
Havana21$50.00$50.002/25/2010 4:04:43 PM
kmr2$200.00$200.002/25/2010 4:05:18 PM
Microfinancer$25.00$25.002/25/2010 4:05:46 PM
calm-deal7$25.00$25.002/25/2010 4:07:50 PM
progressive-asset$100.00$100.002/25/2010 4:08:11 PM
supreme-hope$25.00$25.002/25/2010 4:20:16 PM
jigsaw$100.00$100.002/25/2010 4:09:01 PM
torion$25.00$25.002/25/2010 4:09:12 PM
friendly-market5$25.00$25.002/25/2010 4:09:33 PM
wise-silver-wonder$25.00$25.002/25/2010 4:22:04 PM
hitsman$50.00$50.002/25/2010 4:08:29 PM
sophisticated-ore$200.00$200.002/25/2010 4:22:34 PM
xstreamin$25.00$25.002/25/2010 4:08:47 PM
luckyldy$35.00$35.002/25/2010 4:08:51 PM
Red_b17$25.00$25.002/25/2010 4:11:50 PM
lisaac29$25.00$25.002/25/2010 4:12:05 PM
the-silver-blaster$40.00$40.002/25/2010 4:12:52 PM
burrito6$25.00$25.002/25/2010 4:11:13 PM
flexible-value$26.00$26.002/25/2010 4:13:27 PM
delicious-social132$25.00$25.002/25/2010 4:14:47 PM
the-profit-oracle$25.00$25.002/25/2010 4:12:14 PM
Aimvest$25.00$25.002/25/2010 4:15:39 PM
BlindJoeDeath$25.00$25.002/25/2010 4:15:59 PM
veverka$25.00$25.002/25/2010 4:16:24 PM
1phantom$25.00$25.002/25/2010 4:17:17 PM
mg6619$25.00$25.002/25/2010 4:15:03 PM
forthright-dedication$50.00$50.002/25/2010 4:15:53 PM
value-pole$25.00$25.002/25/2010 4:19:48 PM
treasure-bliss$80.20$80.202/25/2010 4:16:17 PM
hizzy$25.00$25.002/25/2010 4:19:59 PM
impeccable-transparency$75.00$75.002/25/2010 4:20:19 PM
cpaphoto$25.00$25.002/25/2010 4:20:23 PM
hyetech$35.00$35.002/25/2010 4:20:52 PM
peso-colonel$90.00$90.002/25/2010 4:18:56 PM
inspired-contract9$25.00$25.002/25/2010 4:19:12 PM
dmfog$25.00$25.002/25/2010 4:21:59 PM
bold-bright-currency$25.00$25.002/25/2010 4:19:22 PM
top-silver-american$25.00$25.002/25/2010 4:20:10 PM
elevated-platinum5$50.00$50.002/25/2010 4:20:58 PM
loan-master996$50.00$50.002/25/2010 4:21:11 PM
reflective-cash0$30.26$30.262/25/2010 4:30:12 PM
happy-return4$25.00$25.002/25/2010 4:21:55 PM
chucke$25.00$25.002/25/2010 4:45:28 PM
siesta100$25.00$25.002/25/2010 4:22:18 PM
KiwiElf$25.00$25.002/25/2010 4:22:23 PM
Cheburashka$25.00$25.002/25/2010 4:22:29 PM
note-sensation$25.00$25.002/25/2010 5:37:56 PM
Bob450$25.00$25.002/25/2010 8:02:14 PM
129 bids
 
Borrower Payment Dependent Notes Series 448069
This series of Notes was issued and sold upon the funding of the borrower loan #41254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-25-2010 
  Auction end date:  Mar-04-2010 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 28.53% Starting monthly payment: $43.74
Final lender yield: 11.28% Final borrower rate/APR: 12.28% / 15.55% Final monthly payment: $36.68
 
Auction yield range: 4.05% - 24.00% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1977 Debt/Income ratio: 90%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 4 / 3Length of status:4y 10m
Credit score: 720-739 (Jan-2010) Total credit lines: 22 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $24,029Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 76%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: coin-encore Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Becoming Debt Free!
The credit cards are gone. I am working with a debt management company, and taking a course about finances.? My main goal is to become debt free.? This small loan will help "get over the hump".? Thank you for your consideration.
 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wdjnm$100.00$100.002/28/2010 5:26:15 AM
rome1426$25.00$25.003/3/2010 8:00:20 AM
dynrep$50.00$50.003/3/2010 9:33:02 AM
OKPapa$33.61$33.613/3/2010 1:57:24 PM
salegalaxy$25.00$25.003/4/2010 12:38:01 AM
psalms6612$25.00$25.003/3/2010 4:29:16 PM
plumber87$25.00$25.003/3/2010 4:58:19 PM
Leshan$25.00$25.003/4/2010 6:59:36 AM
mcabery$100.00$100.003/4/2010 12:05:14 PM
leverage-monger$25.00$25.003/4/2010 3:47:56 PM
mosquito29$50.00$50.003/4/2010 1:02:49 PM
cutter21$37.75$37.753/4/2010 12:26:33 PM
successful-integrity$25.00$25.003/4/2010 3:36:55 PM
kinetic-social$25.00$22.123/4/2010 3:52:37 PM
mattblizz$50.00$50.002/25/2010 9:00:19 PM
agab$25.00$25.002/26/2010 8:39:36 AM
Rustang$25.00$25.003/1/2010 2:02:32 PM
gustavholstopus32$25.00$25.003/2/2010 11:32:09 AM
Ven58$25.00$25.003/2/2010 12:46:50 PM
gogrannygo$25.00$25.003/2/2010 9:14:55 PM
gjm6d$25.00$25.003/3/2010 4:10:44 PM
mikey7$84.91$84.913/3/2010 2:10:21 PM
Doohickey415$27.99$27.993/4/2010 9:24:20 AM
scottysidewinder$26.62$26.623/3/2010 6:46:06 PM
goodhearted-basis4$25.00$25.003/4/2010 3:53:26 PM
leverage-monger$25.00$25.003/4/2010 3:54:40 PM
PalmerTheEmbalmer$27.00$27.003/4/2010 1:04:36 PM
PalmerTheEmbalmer$25.00$25.003/4/2010 1:19:11 PM
leverage-monger$25.00$25.003/4/2010 3:50:55 PM
balanced-balance6$40.00$40.003/4/2010 3:29:33 PM
ksubd$25.00$25.003/4/2010 3:54:05 PM
31 bids
 
Borrower Payment Dependent Notes Series 448153
This series of Notes was issued and sold upon the funding of the borrower loan #41293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 8.49% Starting borrower rate/APR: 9.49% / 9.83% Starting monthly payment: $448.40
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $447.15
 
Auction yield range: 3.05% - 8.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: 3%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:29y 1m
Credit score: 840-859 (Feb-2010) Total credit lines: 15 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $19,502Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 71%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: heathergirl Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 840-859 (Latest)
Principal borrowed: $25,000.00< mo. late: 0 ( 0% )  
760-779 (Mar-2008)
 
Principal balance: $10,807.48 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Pay remaining cc to less than 50%
Purpose of loan:
This loan will be to pay one of the 2 last credit cards down below 50% of the credit line.? I believe this is?the last step in making my credit excellent.? I have reduced my overall debt by over $100,000 in the past year and prefer a fixed loan to a credit card balance.

My financial situation:
I am a good candidate for this loan because I am a good earner and with a stable source of income.? I have an excellent record in repayment of my exisitng Prosper Loan and will contine to have the payments automatically deducted my account each month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your occupation? - plumber87
A: I am an officer in a Fortune 500 energy company (listed on the NYSE) that provides pipeline transportation and storage for petroleum products and crude oil in the US and 8 foreign countries. I am Sr. VP and have been with this company for 5.5 years. I have over 30 years of progressively responsible experience in this industry. (Mar-03-2010)
Q: With your last loan you said you would pay it off with your annual bonus. But that was almost 2 years ago. What happened? - BankofBeth
A: After the wedding, my father (84 years old) became very ill. I arranged and paid for his care until he died January 2, 2009. I was able to honor all my financial committments, but had to use bonus money to pay for his care. I do not regret that I honored the most important committment to care for my father when he needed me most of all. (Mar-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thedoctor$100.00$100.002/26/2010 3:57:38 PM
dollar-birdie$50.00$50.002/26/2010 3:59:30 PM
meux99$25.00$25.002/26/2010 3:59:37 PM
kulender$25.00$25.002/26/2010 4:03:44 PM
micko$25.00$25.002/26/2010 4:04:00 PM
lloyd_s$25.00$25.002/26/2010 4:05:14 PM
webfeet$25.00$25.002/26/2010 4:06:24 PM
cash-sensai2$25.00$25.002/26/2010 4:06:41 PM
chilichese$25.00$25.002/26/2010 3:59:14 PM
JJS180$25.00$25.002/26/2010 4:03:13 PM
senorzookeeper$25.00$25.002/26/2010 4:11:39 PM
rate-raker3$25.00$25.002/26/2010 4:11:52 PM
elgollo$25.00$25.002/26/2010 4:11:58 PM
Cai8899$75.00$75.002/26/2010 4:05:25 PM
jeffpac$55.00$55.002/26/2010 4:04:30 PM
bradny$25.00$25.002/26/2010 4:14:17 PM
reflective-deal8$50.00$50.002/26/2010 4:06:31 PM
intelligent-yield$25.00$25.002/26/2010 4:14:54 PM
bowdish1$100.00$100.002/26/2010 4:05:40 PM
KrazyCelticKid$100.00$100.002/26/2010 4:06:10 PM
head$25.00$25.002/26/2010 4:16:22 PM
important-ore$50.00$50.002/26/2010 4:16:46 PM
stable-money$25.00$25.002/26/2010 4:16:51 PM
falcon245sp$25.00$25.002/26/2010 4:09:44 PM
market-builder$25.00$25.002/26/2010 4:09:47 PM
top-silver-american$50.00$50.002/26/2010 4:18:38 PM
rjblack$50.00$50.002/26/2010 4:19:31 PM
crawfingers$25.00$25.002/26/2010 4:11:20 PM
skvat$25.00$25.002/26/2010 4:10:32 PM
asset-professor$100.00$100.002/26/2010 4:10:35 PM
steady-gain5$25.00$25.002/26/2010 4:10:45 PM
tokenentry$25.00$25.002/26/2010 4:10:49 PM
SJM10011a$25.00$25.002/26/2010 4:11:16 PM
Railbird$25.00$25.002/26/2010 4:11:21 PM
bonus-adventure3$25.00$25.002/26/2010 4:13:18 PM
grampy48$25.00$25.002/26/2010 4:13:28 PM
skuba$50.00$50.002/26/2010 4:12:28 PM
meenan$25.00$25.002/26/2010 4:14:02 PM
buckyhead2000$25.00$25.002/26/2010 4:14:20 PM
anton$150.00$150.002/26/2010 4:15:04 PM
forthright-dedication$25.00$25.002/26/2010 4:14:15 PM
zenchef$25.00$25.002/26/2010 4:15:46 PM
selector568$300.00$300.002/26/2010 4:14:58 PM
economy-association$25.00$25.002/26/2010 4:16:50 PM
Glovez2$25.00$25.002/26/2010 6:40:27 PM
Cheburashka$30.00$30.002/26/2010 4:16:14 PM
anwn$25.00$25.002/26/2010 4:16:48 PM
KiwiElf$30.00$30.002/26/2010 4:18:00 PM
Divot$25.00$25.002/26/2010 4:18:04 PM
lucrative-loan$50.00$50.002/26/2010 4:17:14 PM
TK4$25.00$25.002/26/2010 4:19:27 PM
HeavyDriver03$25.00$25.002/26/2010 4:19:40 PM
justalender$25.00$25.002/26/2010 4:20:48 PM
glimmering-credit4$25.00$25.002/26/2010 5:45:26 PM
ultimate-commitment$25.00$25.002/27/2010 9:25:50 AM
AlexTrep$25.00$25.002/26/2010 6:00:23 PM
antlr$25.00$25.002/27/2010 5:50:54 PM
granitepk$25.00$25.002/27/2010 9:30:19 AM
iflyforfun$25.00$25.002/27/2010 7:25:44 PM
woodenshoes$25.00$25.002/27/2010 1:26:48 PM
PJE$25.00$25.002/27/2010 12:40:28 PM
mathprof$25.00$25.002/27/2010 8:35:21 PM
zielojo$25.00$25.002/27/2010 9:25:33 PM
baci99$28.00$28.002/27/2010 4:33:05 PM
SilverRain$25.00$25.002/27/2010 7:25:21 PM
helping-out$25.00$25.002/28/2010 1:00:21 PM
Kame$25.00$25.002/27/2010 11:25:28 PM
Tallac-Capital$25.00$25.002/28/2010 4:43:18 PM
Merganser$25.00$25.002/28/2010 7:30:29 AM
Realty24$50.00$50.002/28/2010 7:47:53 PM
vine99$100.00$100.002/28/2010 12:32:08 PM
noddy$25.00$25.002/28/2010 1:08:18 PM
iolaire$25.00$25.002/28/2010 12:55:30 PM
entertaining-greenback2$25.00$25.002/28/2010 5:05:48 PM
poolshark72$25.00$25.002/28/2010 11:26:37 PM
nuclearmoose$25.00$25.003/1/2010 10:17:01 AM
kayakg$25.00$25.003/1/2010 1:05:33 AM
Artist_Blue$25.00$25.003/1/2010 12:00:30 PM
wise-silver-wonder$25.00$25.003/1/2010 12:11:43 PM
mikeandcat$100.00$100.003/1/2010 6:31:34 AM
seeb$25.00$25.003/1/2010 8:20:43 AM
bright-investment$50.00$50.003/1/2010 7:38:54 AM
e3oM$50.00$50.003/1/2010 9:11:02 AM
DeltaGambler$25.00$25.003/1/2010 9:43:15 AM
DonaldColorado$25.00$25.003/1/2010 3:07:20 PM
fob$25.00$25.003/1/2010 3:25:47 PM
MoneyBagsRUs$25.00$25.003/1/2010 11:41:58 AM
nestegg4e$25.00$25.003/1/2010 11:10:32 AM
iLoaner$25.00$25.003/1/2010 12:16:00 PM
MiniBank998$25.00$25.003/1/2010 2:30:20 PM
superchicken$25.00$25.003/1/2010 5:24:14 PM
Jassi$25.00$25.003/1/2010 5:27:06 PM
Eagledrop$25.00$25.003/1/2010 5:25:34 PM
turbostar666$30.00$30.003/1/2010 5:21:24 PM
credit-investor5$64.26$64.263/1/2010 5:22:05 PM
enigmallc$25.00$25.003/2/2010 6:50:41 AM
credit-coach118$40.00$40.003/1/2010 8:22:47 PM
Dollars4Rent$25.00$25.003/1/2010 9:22:36 PM
lowestghost$25.00$25.003/2/2010 10:22:26 AM
Barbaro$25.00$25.003/2/2010 10:24:23 AM
christifa$25.00$25.003/1/2010 11:07:09 PM
sandeepPR$25.00$25.003/2/2010 10:26:47 AM
faldska$25.00$25.003/2/2010 10:27:31 AM
Captain88$25.00$25.003/2/2010 4:58:45 AM
Blue_HorseShoe$25.00$25.003/2/2010 10:30:33 AM
decisive-capital$43.47$43.473/2/2010 10:30:57 AM
ADenny$25.00$25.003/2/2010 10:31:20 AM
Mark-O-Polo$25.00$25.003/2/2010 10:31:24 AM
Philolend$25.00$25.003/2/2010 8:40:33 AM
BiggestG$25.00$25.003/2/2010 10:31:37 AM
cjohnson041$35.00$35.003/2/2010 10:32:30 AM
personal-lender$25.00$25.003/2/2010 10:32:39 AM
Breken6$25.00$25.003/2/2010 10:32:53 AM
help_each_other$25.00$25.003/2/2010 6:50:20 AM
stormwatch$25.00$25.003/2/2010 10:33:06 AM
Kijib$25.00$25.003/2/2010 10:33:15 AM
johannesfactotum$25.00$25.003/2/2010 10:33:31 AM
Emgolda$25.00$25.003/2/2010 10:33:41 AM
outwish$25.00$25.003/2/2010 10:33:49 AM
Ponies88$25.00$25.003/2/2010 10:34:08 AM
Hexnut$50.00$50.003/2/2010 10:34:15 AM
StrongMoney$25.00$25.003/2/2010 10:34:49 AM
boola1010$50.00$50.003/2/2010 10:35:30 AM
Joem311JE$25.00$25.003/2/2010 9:41:09 AM
Raetha$25.00$25.003/2/2010 10:37:33 AM
Gunny89$25.00$25.003/2/2010 10:43:16 AM
ctgscott$25.00$25.003/2/2010 10:04:04 AM
ronkr$27.22$27.223/2/2010 10:21:38 AM
budyzr$25.00$25.003/2/2010 10:25:00 AM
slojudy$25.00$25.003/2/2010 10:25:06 AM
Downs108$30.00$30.003/2/2010 10:26:51 AM
djh47a$25.00$25.003/2/2010 10:27:10 AM
dartmouth99$25.00$25.003/2/2010 10:27:33 AM
bokonon$25.00$25.003/2/2010 10:30:47 AM
mnmcarve$25.00$25.003/2/2010 10:31:04 AM
amijo$32.58$32.583/2/2010 10:31:08 AM
GCCPartners$25.00$25.003/2/2010 10:31:11 AM
BigGuyBank$25.00$25.003/2/2010 10:31:32 AM
RB_Double-A_Bravo$25.00$25.003/2/2010 10:31:47 AM
tolstoy00$25.00$25.003/2/2010 10:31:51 AM
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rocketspocket$25.00$25.003/2/2010 10:32:51 AM
lucky6$25.00$25.003/2/2010 10:33:09 AM
Xeo$25.00$25.003/2/2010 10:33:18 AM
mrfrog$25.00$25.003/2/2010 10:04:45 AM
labate$25.00$25.003/2/2010 10:33:35 AM
AgTiPinisher$25.00$25.003/2/2010 10:05:05 AM
Woodworker57$25.00$25.003/2/2010 10:33:44 AM
boogaboogabooga$25.00$25.003/2/2010 10:34:03 AM
wrchism$50.00$50.003/2/2010 10:34:09 AM
cawdrw2002$25.00$25.003/2/2010 10:34:18 AM
stikman$25.00$25.003/2/2010 10:34:35 AM
showmestatekid$25.00$25.003/2/2010 10:35:13 AM
reefer$25.49$25.493/2/2010 10:35:21 AM
_kyle$25.00$25.003/2/2010 10:35:47 AM
ashinvest$25.00$25.003/2/2010 10:37:05 AM
smartie1$25.00$25.003/2/2010 10:37:31 AM
bradania$25.00$25.003/2/2010 10:37:45 AM
YellowJacket$25.00$21.523/2/2010 10:51:51 AM
DukSerduk$25.00$25.003/2/2010 10:30:50 AM
GElender$25.00$25.003/2/2010 10:30:52 AM
Sigonio$25.00$25.003/2/2010 10:30:59 AM
GenerousGentleMan$50.00$50.003/2/2010 10:31:18 AM
TruckerGuy$25.00$25.003/2/2010 10:31:31 AM
sisterkate$25.00$25.003/2/2010 10:31:41 AM
bradwill$27.98$27.983/2/2010 10:31:46 AM
BludAx$25.00$25.003/2/2010 10:31:48 AM
Geedub$50.00$50.003/2/2010 10:33:01 AM
9boag$25.00$25.003/2/2010 10:33:03 AM
cyonamine$25.00$25.003/2/2010 10:33:40 AM
NomoredebtCA$25.00$25.003/2/2010 10:33:45 AM
regahj99$25.00$25.003/2/2010 10:34:10 AM
social-comet7$25.00$25.003/2/2010 10:34:23 AM
jfd287$25.00$25.003/2/2010 10:34:37 AM
OldestBrother$50.00$50.003/2/2010 10:35:29 AM
mid$25.00$25.003/2/2010 10:35:32 AM
Cherrypicker06$25.00$25.003/2/2010 10:35:37 AM
balance6$25.00$25.003/2/2010 10:36:46 AM
pinnacle10$25.00$25.003/2/2010 10:36:51 AM
Searlzy$25.00$25.003/2/2010 10:37:19 AM
Central_States_Mutual$25.00$25.003/2/2010 10:37:39 AM
mwl$25.00$25.003/2/2010 10:37:41 AM
minista$25.00$25.003/2/2010 10:45:20 AM
dma1206$25.00$25.003/2/2010 11:21:48 AM
blue-relay$25.00$25.003/2/2010 6:55:38 PM
yield-quest$75.00$75.003/2/2010 8:44:10 PM
sandeepPR$30.00$30.003/2/2010 6:40:16 PM
lender12345$25.00$25.003/3/2010 11:12:16 AM
Cherrypicker$50.00$50.003/3/2010 6:15:02 AM
Good_Karma_Cafe$25.00$25.003/3/2010 7:47:20 AM
unassuming-reward$110.00$110.003/3/2010 9:58:22 AM
The-CAPS-fan$50.00$50.003/4/2010 6:04:14 AM
ManhattanLender$25.00$25.003/3/2010 7:43:29 PM
stock_speculator$25.00$25.003/4/2010 1:12:35 PM
mondial4$250.00$250.003/4/2010 10:36:30 AM
the-profit-oracle$25.00$25.003/4/2010 12:29:53 PM
socal-lender$25.00$25.003/4/2010 4:03:09 PM
vtr1000$25.51$25.513/4/2010 4:29:20 PM
QsDad$25.00$25.003/4/2010 5:32:15 PM
kleinbrak$25.00$25.003/4/2010 7:20:20 PM
bonus-apple$100.00$100.003/4/2010 7:51:34 PM
theloanfiller$26.80$26.803/4/2010 8:20:21 PM
responsibility-butterfly$25.00$25.003/4/2010 4:32:28 PM
plumber87$25.00$25.003/4/2010 9:21:07 PM
napoleon1168$25.00$25.003/4/2010 10:35:36 PM
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thesage$50.00$50.003/5/2010 7:18:28 AM
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imdeng$25.00$25.003/5/2010 7:24:28 AM
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Spring342$25.00$25.003/5/2010 10:59:11 AM
lucrative-loan$50.00$50.003/5/2010 11:57:24 AM
windpiano1962$25.00$25.003/5/2010 12:09:58 PM
moola-man$50.00$50.003/5/2010 3:07:41 PM
The-Lighthouse-Group$25.00$25.003/5/2010 10:13:39 AM
velocity-winner$25.00$25.003/5/2010 1:20:13 PM
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spotty54$50.00$50.003/5/2010 12:06:36 PM
friendinmoney$72.88$72.883/5/2010 3:44:34 PM
katnmouse$25.00$25.003/5/2010 2:03:47 PM
rapid-currency$45.51$45.513/5/2010 2:25:30 PM
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Microfinancer$25.00$25.002/26/2010 4:06:20 PM
jwm$25.00$25.002/26/2010 4:14:40 PM
radforj22$25.00$25.002/26/2010 4:06:39 PM
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MyPlantsEatBugs$25.00$25.002/26/2010 4:16:40 PM
Sixmil$25.00$25.002/26/2010 4:17:18 PM
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desertoasis$25.00$25.002/26/2010 4:11:33 PM
Sam65$25.00$25.002/26/2010 4:11:53 PM
capital-futurist$25.00$25.002/26/2010 4:10:40 PM
bayareainv$50.00$50.002/26/2010 4:10:51 PM
trustworthy-finance6$25.00$25.002/26/2010 4:11:18 PM
tbrnet$25.00$25.002/26/2010 4:15:01 PM
lendersf$95.00$95.002/26/2010 4:14:32 PM
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wiselady$25.00$25.002/26/2010 4:15:51 PM
inspired-contract9$50.00$50.002/26/2010 4:17:04 PM
lincs$25.00$25.002/26/2010 4:18:18 PM
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scott73$25.00$25.002/26/2010 4:18:40 PM
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surfhoss644$25.00$25.002/26/2010 4:28:45 PM
Goodlender42$25.00$25.002/27/2010 5:30:28 AM
Dr_M$25.00$25.002/27/2010 8:00:24 AM
lifegrowth$25.00$25.002/27/2010 9:11:01 AM
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invincible-duty$25.00$25.002/27/2010 5:40:21 PM
PaulHenry$25.00$25.002/27/2010 7:15:40 PM
platinum-platoon$25.00$25.002/28/2010 2:55:38 PM
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jaker$25.00$25.002/28/2010 2:10:35 PM
JJpeanut$25.00$25.002/28/2010 12:43:18 PM
new-smart-fund$50.00$50.002/28/2010 1:25:36 PM
scottssm$25.00$25.002/28/2010 2:30:24 PM
moneyfriend$50.00$50.002/28/2010 3:20:19 PM
jasmarc$25.00$25.003/1/2010 10:16:26 AM
samo102us$25.00$25.003/1/2010 8:40:19 AM
yachtmaster45$25.00$25.003/1/2010 8:40:38 AM
PatriotKnight$25.00$25.003/1/2010 7:22:26 AM
brightest-income-hunter$25.00$25.003/1/2010 9:33:26 AM
kanewna$25.64$25.643/1/2010 9:59:08 AM
community-saver158$25.00$25.003/1/2010 9:32:24 AM
bds9646$26.00$26.003/1/2010 9:35:06 AM
uncleubb$25.00$25.003/1/2010 10:32:11 AM
unassuming-reward$25.00$25.003/1/2010 2:05:31 PM
dharma1$25.00$25.003/1/2010 2:43:35 PM
zbfamwl$25.00$25.003/1/2010 5:26:00 PM
j2ee$25.00$25.003/1/2010 5:25:33 PM
mjm77_1$25.00$25.003/1/2010 5:22:01 PM
Tradesmanlender$25.00$25.003/1/2010 7:00:47 PM
dontscrewmeover1$25.00$25.003/1/2010 6:23:18 PM
Banker7371$25.00$25.003/2/2010 9:41:27 AM
wormdc$25.00$25.003/2/2010 12:12:02 AM
KWarrior$25.00$25.003/2/2010 10:03:50 AM
osage$25.00$25.003/2/2010 6:55:23 AM
greenwell$41.95$41.953/2/2010 10:30:36 AM
Boxhead$25.00$25.003/2/2010 10:31:00 AM
revmax$25.00$25.003/2/2010 10:31:17 AM
BankOfFrankFairness$50.00$50.003/2/2010 10:31:27 AM
gogmagog$87.31$87.313/2/2010 10:31:36 AM
stensonb$25.00$25.003/2/2010 10:31:39 AM
japper2353$25.00$25.003/2/2010 10:31:43 AM
dollars4debts$25.00$25.003/2/2010 10:32:55 AM
mscomeaux$25.00$25.003/2/2010 10:33:07 AM
MikeB918$25.00$25.003/2/2010 10:33:34 AM
mikeleib$25.00$25.003/2/2010 10:33:52 AM
Ellisdee$50.00$50.003/2/2010 10:34:53 AM
secretidentity$25.00$25.003/2/2010 10:35:16 AM
zeelender$25.00$25.003/2/2010 10:37:35 AM
sas19$25.00$25.003/2/2010 10:37:51 AM
tsui517$25.00$25.003/2/2010 10:45:16 AM
charlieok$25.00$25.003/2/2010 10:21:31 AM
transparency-giant$30.42$30.423/2/2010 10:24:48 AM
discrete-asset$25.00$25.003/2/2010 10:27:43 AM
dealarella$25.00$25.003/2/2010 10:30:55 AM
ChicoBob$46.67$46.673/2/2010 10:31:05 AM
Natronpee$25.00$25.003/2/2010 10:31:10 AM
fireupthegrill$25.00$25.003/2/2010 10:31:15 AM
secret-santa$25.00$25.003/2/2010 10:31:49 AM
AnxiousAirman$50.00$50.003/2/2010 10:02:20 AM
albatross897$25.00$25.003/2/2010 10:33:27 AM
Shockem923$25.00$25.003/2/2010 10:33:42 AM
p1k4blu$25.00$25.003/2/2010 10:05:07 AM
sainswor99$25.00$25.003/2/2010 10:33:56 AM
raxbab$55.20$55.203/2/2010 10:34:06 AM
Aberdeen$350.00$350.003/2/2010 10:08:24 AM
MoJoRisin15$25.00$25.003/2/2010 10:34:19 AM
KeepOnRunning$28.69$28.693/2/2010 10:22:24 AM
pulmdoc$25.00$25.003/2/2010 10:34:51 AM
thegreatone$31.07$31.073/2/2010 10:35:03 AM
SourDoughSteve$25.00$25.003/2/2010 10:35:07 AM
SkonkeyGongo$25.00$25.003/2/2010 10:35:12 AM
think-become$25.00$25.003/2/2010 10:35:23 AM
scottburger$34.29$34.293/2/2010 10:35:39 AM
PaulW$25.00$25.003/2/2010 10:25:14 AM
palpbert$25.00$25.003/2/2010 10:37:38 AM
pbandjb$25.00$25.003/2/2010 10:26:13 AM
kanpur63$25.00$25.003/2/2010 10:30:53 AM
spname$25.00$25.003/2/2010 10:31:14 AM
danfrphils$25.00$25.003/2/2010 10:31:30 AM
pipopirate$25.00$25.003/2/2010 10:31:39 AM
TheBestDad$25.00$25.003/2/2010 10:31:42 AM
sajitk$25.00$25.003/2/2010 10:31:44 AM
pseudokris$25.00$25.003/2/2010 10:31:46 AM
rulender$39.07$39.073/2/2010 10:31:53 AM
mjcjmm4407$25.00$25.003/2/2010 10:33:32 AM
bigrpf5$25.00$25.003/2/2010 10:33:37 AM
LKN2RTR$25.00$25.003/2/2010 10:33:43 AM
donloah$25.00$25.003/2/2010 10:33:47 AM
token34$25.00$25.003/2/2010 10:34:16 AM
perlindc$75.00$75.003/2/2010 10:34:26 AM
ayerobbie$25.00$25.003/2/2010 10:34:57 AM
lost-money-so-far-on-these$25.00$25.003/2/2010 10:35:05 AM
yield-blanket$25.00$25.003/2/2010 10:35:20 AM
degster$25.00$25.003/2/2010 10:35:27 AM
FCI$25.00$25.003/2/2010 10:35:31 AM
Namrok$25.00$25.003/2/2010 10:35:35 AM
onegoodlender$25.00$25.003/2/2010 10:35:40 AM
skistud66$25.00$25.003/2/2010 10:36:49 AM
nofreelunch$25.00$25.003/2/2010 10:37:37 AM
mbraslav$25.73$25.733/2/2010 10:42:01 AM
first-class-transparency2$32.26$32.263/2/2010 12:31:27 PM
blissful-note7$25.00$25.003/3/2010 12:58:56 AM
LovinMe$25.00$25.003/3/2010 12:11:08 AM
webfeet$25.00$25.003/3/2010 8:33:20 AM
WhiteGiant$25.00$25.003/3/2010 12:03:27 PM
billnsc$25.00$25.003/4/2010 7:15:13 AM
SCD$25.00$25.003/4/2010 12:26:34 PM
Ven58$25.00$25.003/4/2010 1:38:31 PM
Jinja$25.25$25.253/4/2010 9:28:03 AM
alwayshelping$45.17$45.173/4/2010 3:39:21 PM
systematic0$25.00$25.003/4/2010 4:08:45 PM
bomdel$25.00$25.003/4/2010 4:32:26 PM
interstellar$50.00$50.003/4/2010 3:40:53 PM
ultimatepaintball$25.00$25.003/5/2010 2:22:42 AM
bull_lender$36.00$36.003/4/2010 6:53:40 PM
best-generosity-financier$25.00$25.003/5/2010 4:51:10 AM
dud$50.00$50.003/4/2010 4:32:23 PM
martymaniaman$25.00$25.003/5/2010 5:58:04 AM
Trentsteel_98$25.00$25.003/4/2010 4:34:24 PM
bouvierchamp$50.00$50.003/4/2010 4:34:36 PM
JM-Sarawak$25.00$25.003/5/2010 6:24:00 AM
Beverly_Hills_Lender$25.00$25.003/5/2010 5:41:24 AM
imdeng$25.00$25.003/5/2010 7:25:05 AM
rate-hickory$50.00$50.003/5/2010 7:32:24 AM
RichDadPoorDad$25.00$25.003/5/2010 11:47:28 AM
william8$25.00$25.003/5/2010 11:15:49 AM
julijask$35.00$35.003/5/2010 9:24:41 AM
trade-elm$100.00$100.003/5/2010 12:35:16 PM
BankofBeth$25.00$25.003/5/2010 11:39:09 AM
pythia$25.00$25.003/5/2010 12:25:05 PM
420 bids
 
Borrower Payment Dependent Notes Series 448199
This series of Notes was issued and sold upon the funding of the borrower loan #41260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-04-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 36.51%  
Lender servicing fee: 1.00% Estimated return: -2.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1978 Debt/Income ratio: 78%
Basic (1-10): 1 Inquiries last 6m: 4Employment status:Retired
Enhanced (1-5):2 Current / open credit lines: 9 / 7Length of status:10y 8m
Credit score: 740-759 (Feb-2010) Total credit lines: 28Stated income:$25,000-$49,999
Now delinquent: 1 Revolving credit balance: $17,064 
Amount delinquent: $2,422 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: diligent-cash1 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay property taxes
Purpose of loan:
This loan will be used to?pay property taxes

My financial situation:Currently 5449 per month income. New job starting 3/7/10 will increase pay approximately $1000 per month
I am a good candidate for this loan because?have sufficient income to repay loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's your net income per month please, and see my page. - Tono
A: Guaranteed income $5449 Substitute teaching about $300 per month (Mar-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
micko$25.00$25.002/26/2010 4:10:07 PM
lend4life13$1,000.00$1,000.003/1/2010 9:36:49 PM
ore-dojo$50.00$50.003/3/2010 9:14:44 AM
aquistoyraul$540.00$531.653/4/2010 5:19:10 AM
well-mannered-income3$50.00$50.003/3/2010 4:59:56 PM
penny-sergeant$25.00$25.003/3/2010 4:59:50 PM
innovator2$63.62$63.623/3/2010 12:54:58 PM
reflective-rupee$300.00$300.003/3/2010 8:16:05 AM
innovator2$200.00$200.003/3/2010 1:03:52 PM
innovator2$100.00$100.003/3/2010 6:41:35 PM
aquistoyraul$654.73$654.733/3/2010 11:10:33 PM
11 bids
 
Borrower Payment Dependent Notes Series 448217
This series of Notes was issued and sold upon the funding of the borrower loan #41243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $83.15
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $82.92
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1998 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 9Length of status:4y 11m
Credit score: 720-739 (Feb-2010) Total credit lines: 30 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $4,898Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ariclovesranata Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest credit car
Purpose of loan:
This loan will be used to pay off the entire balance of one of my high interest credit cards.? After running the numbers its better for me to use prosper and pay their monthly balance versus paying the monthly balance.? It will save me money and time ?

My financial situation:
I am a good candidate for this loan because I have been working as an electrician for the previous five years.? Even in this economy i still have a job and work.? In addition, i have a pay increase coming in the near future that will cover this simple loan easily.? Plus i have stock, cars and savings to cover the loan, I?just want to keep it as a?cushion and not all on a credit card.? Thats all.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.002/26/2010 4:01:06 PM
don8ter$25.00$25.002/26/2010 4:04:15 PM
progressive-asset$100.00$100.002/26/2010 4:07:19 PM
luckyldy$35.00$35.002/26/2010 4:08:05 PM
bowdish1$100.00$100.002/26/2010 4:03:38 PM
micko$25.00$25.002/26/2010 4:03:16 PM
peerlender$30.00$30.002/26/2010 4:03:21 PM
calm-deal7$25.00$25.002/26/2010 4:06:50 PM
Clambake$50.00$50.002/26/2010 4:07:53 PM
SCD$25.00$25.002/26/2010 8:57:11 PM
RandyL3$33.00$33.002/27/2010 7:15:40 AM
bonus-adventure3$25.00$25.002/28/2010 8:54:10 PM
LovinMe$25.00$25.003/3/2010 12:26:27 AM
dammage$25.00$25.003/3/2010 1:28:14 PM
anacho4me$25.00$25.003/4/2010 11:06:54 AM
marwadi-62$100.00$100.003/4/2010 9:33:21 AM
dudebrah$25.00$25.003/4/2010 12:34:04 PM
PalmerTheEmbalmer$25.00$25.003/4/2010 1:20:38 PM
lucabratsie$25.00$25.003/4/2010 5:14:45 PM
JM-Sarawak$25.00$25.003/5/2010 6:25:47 AM
microfunder$25.00$25.003/5/2010 7:37:22 AM
RIVERHTS$50.00$50.003/4/2010 7:32:28 PM
Erikdbp$25.00$25.003/5/2010 8:57:34 AM
the-profit-oracle$25.00$25.003/5/2010 10:29:39 AM
Sam40$25.00$25.003/5/2010 11:47:37 AM
luper$25.00$25.003/5/2010 12:00:23 PM
bornsucka$25.00$25.003/5/2010 12:37:49 PM
bchen78875$25.00$25.002/26/2010 4:03:35 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:18 PM
kbodendorf$25.00$25.002/26/2010 4:04:36 PM
AF-Chief$27.00$27.002/26/2010 4:04:59 PM
credit-kahuna$100.00$100.002/26/2010 4:07:32 PM
hitsman$50.00$50.002/26/2010 4:07:39 PM
jigsaw$100.00$100.002/26/2010 4:08:19 PM
bonafide-cash$50.00$50.002/26/2010 4:08:27 PM
desertoasis$50.00$50.002/26/2010 3:59:17 PM
Havana21$50.00$50.002/26/2010 4:03:46 PM
asset-professor$75.00$75.002/26/2010 4:04:03 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:42 PM
Microfinancer$25.00$25.002/26/2010 4:04:50 PM
freetolive$25.00$25.002/26/2010 4:14:48 PM
macjp123$25.00$25.002/26/2010 4:06:57 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:05 PM
torion$25.00$8.842/26/2010 4:08:34 PM
xstreamin$25.00$25.002/26/2010 4:07:57 PM
tntbuzz$25.00$25.002/26/2010 4:08:13 PM
dontscrewmeover1$25.00$25.002/26/2010 6:31:46 PM
springpanda$25.00$25.002/26/2010 9:44:26 PM
bejfishing$25.00$25.003/1/2010 6:24:58 PM
sadhikari$25.00$25.003/2/2010 8:36:51 PM
rome1426$25.00$25.003/3/2010 8:01:43 AM
JaceSpade$25.00$25.003/3/2010 12:47:52 PM
Figure4$25.00$25.003/3/2010 6:08:43 PM
socal-lender$25.00$25.003/4/2010 4:04:58 PM
rce1964$25.00$25.003/5/2010 1:17:44 AM
jayk63$25.00$25.003/5/2010 3:24:59 AM
ChristopherHS$25.00$25.003/5/2010 5:11:23 AM
persistent-value3$36.16$36.163/5/2010 6:39:12 AM
biohazardus$25.00$25.003/4/2010 5:01:53 PM
Leshan$25.00$25.003/5/2010 6:51:41 AM
Richmp412$25.00$25.003/5/2010 7:10:51 AM
Nasdaq$25.00$25.003/5/2010 10:29:51 AM
singletrck$25.00$25.003/5/2010 10:38:43 AM
Cherrypicker$50.00$50.003/5/2010 6:25:34 AM
webfeet$50.00$50.003/5/2010 12:36:07 PM
jybank$25.00$25.003/5/2010 3:53:34 PM
MapleLaker$25.00$25.003/5/2010 1:16:58 PM
TigerForce$25.00$25.003/5/2010 10:51:16 AM
Earn_money$25.00$25.003/5/2010 2:18:31 PM
BankofBeth$25.00$25.003/5/2010 11:41:41 AM
dmitriy2$25.00$25.003/5/2010 3:04:25 PM
EliteCapital$25.00$25.003/5/2010 12:41:31 PM
kf88$30.00$30.003/5/2010 1:37:44 PM
73 bids
 
Borrower Payment Dependent Notes Series 448297
This series of Notes was issued and sold upon the funding of the borrower loan #41242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 11.99% Starting borrower rate/APR: 12.99% / 16.62% Starting monthly payment: $33.69
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.75% Final monthly payment: $31.89
 
Auction yield range: 4.05% - 11.99% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1995 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 4 / 3Length of status:3y 1m
Credit score: 720-739 (Feb-2010) Total credit lines: 33Stated income:$1-$24,999
Now delinquent: 0 Revolving credit balance: $90 
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 13    
Screen name: tvcnrobert Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
The Old Lady needs Repair (Car)
Purpose of loan:
This loan will be used to? Repair her transmission, Goodyear says it will run between 650-800 dollars. They will know more after they get into it. I would hate to have to use my credit card for this, since they feel that my fix rate should now be adjustable. Everyone I guess is getting changes on these cards. She has done me well the last 6 years and at only 150k on that car she still has lots of life under the hood.

My financial situation:
I am a good candidate for this loan because? Even being on a fixed income I try to stay well under when it comes to my budget. I try to save and as you can tell I don't throw much out. The saving of having a paid?off car that runs and if I can say looks good for her age! Will more than help me pay back this loan. Thanks and God Bless
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$50.003/1/2010 4:34:02 PM
AF-Chief$28.00$28.003/1/2010 4:27:50 PM
kbodendorf$25.00$25.003/1/2010 4:39:47 PM
Clambake$50.00$50.003/1/2010 4:42:51 PM
xstreamin$25.00$25.003/1/2010 4:43:06 PM
asset-professor$75.00$75.003/1/2010 4:39:09 PM
Avala$50.00$50.003/1/2010 4:44:23 PM
luckyldy$35.00$35.003/1/2010 4:43:16 PM
bonafide-cash$50.00$50.003/1/2010 4:43:45 PM
skuba$25.00$25.003/1/2010 4:25:42 PM
don8ter$25.00$25.003/1/2010 4:39:18 PM
enthusiastic-balance5$100.00$100.003/1/2010 4:40:00 PM
macjp123$25.00$25.003/1/2010 4:42:03 PM
progressive-asset$100.00$100.003/1/2010 4:42:16 PM
bchen78875$25.00$25.003/1/2010 4:38:32 PM
micko$25.00$25.003/1/2010 4:38:15 PM
Microfinancer$25.00$25.003/1/2010 4:40:13 PM
jigsaw$100.00$100.003/1/2010 4:43:34 PM
hitsman$50.00$50.003/1/2010 4:42:41 PM
red-undaunted-kindness$100.00$12.003/1/2010 4:44:33 PM
torion$25.00$25.003/1/2010 4:44:02 PM
bonus-adventure3$25.00$25.003/1/2010 6:53:16 PM
the-profit-oracle$25.00$25.003/2/2010 12:29:14 PM
stephen_c01$25.00$25.003/2/2010 12:48:18 PM
24 bids
 
Borrower Payment Dependent Notes Series 448477
This series of Notes was issued and sold upon the funding of the borrower loan #41250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 29.73% Starting monthly payment: $164.14
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:22y 8m
Credit score: 680-699 (Feb-2010) Total credit lines: 17 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $2,016Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 61%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: TSgt Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 79% ) 680-699 (Latest)
Principal borrowed: $1,000.00< mo. late: 4 ( 21% )  
560-579 (Jun-2008)
 
Principal balance: $697.06 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Preparing my Daughter for College
Purpose of loan: I would use the money saved through Prosper to purchase a car for my daughter. She is a senior in High School, and is on track to be an honor graduate. ?She enrolled in a ?trial? dual enrollment program at her school. ?She was able to earn her (CNA) Certified Nursing Assistant and (PCA) Patient Care Assistant Training. She passed the State Board two weeks ago. She works as a cashier locally. She can now work at a nursing home in a nearby city. She needs a reliable car in order to do so. I presently have a loan with Prosper. I started with a $1000 ?starter? loan. I used this loan to pay off small debts. I then concentrated on my credit score. Since I received the loan, I have managed to raise my score over100 points. At this time I feel I am an excellent candidate for a larger consolidation loan. My financial situation: I presently have a loan with Prosper. I started with a $1000 ?starter? loan. I used this loan to pay off small debts. I then concentrated on my credit score. Since I received the loan, I have managed to raise my score over100 points. At this time I feel I am an excellent candidate for a larger consolidation loan. Monthly net income: $2850-myself -Spouse Monthly expenses: $ Housing: $?spouse Insurance: $ 295-? Car expenses: $ 300 ?Utilities: $ 320??Phone, cable, internet: $140??Food, entertainment: $?spouse??Clothing, household expenses $ spouse??Credit cards and other loans: $ 3100-to pay off ??Other expenses: $ 300???? My total expenses are: 2510 The loan would take it down to 2060
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
runner262$25.00$25.003/1/2010 4:14:54 PM
yeti888$25.00$25.003/1/2010 4:21:18 PM
dime-neutron$25.00$25.003/1/2010 4:21:55 PM
orange-preeminant-bill$90.05$90.053/1/2010 4:23:14 PM
seisen$50.00$50.003/1/2010 4:24:51 PM
autonomous-truth$25.00$25.003/1/2010 4:25:11 PM
dextro$25.00$25.003/1/2010 4:12:48 PM
point$25.00$25.003/1/2010 4:26:25 PM
Red_b17$25.00$25.003/1/2010 4:26:45 PM
steely_dan34$25.00$25.003/1/2010 4:26:54 PM
Orringo$50.00$50.003/1/2010 4:28:28 PM
Dubbs360$50.00$50.003/1/2010 4:29:19 PM
LuvToLend$25.00$25.003/1/2010 4:29:23 PM
micko$25.00$25.003/1/2010 4:29:37 PM
AlexTrep$25.00$25.003/1/2010 4:21:03 PM
social-conductor4$25.00$25.003/1/2010 4:19:09 PM
marketplace-achievement$25.00$25.003/1/2010 4:21:36 PM
flexible-value$25.00$25.003/1/2010 4:30:35 PM
kind-efficient-credit$25.00$25.003/1/2010 4:22:00 PM
zippy-interest$25.00$25.003/1/2010 4:30:57 PM
iLoaner$25.00$25.003/1/2010 4:22:35 PM
neutrino6$25.00$25.003/1/2010 4:22:52 PM
GatorBux$25.00$25.003/1/2010 4:21:28 PM
attractive-rate$25.00$25.003/1/2010 4:31:47 PM
happy-return4$25.00$25.003/1/2010 4:32:21 PM
DadWarbucks$25.00$25.003/1/2010 4:24:22 PM
RebuildALife$25.00$25.003/1/2010 4:22:04 PM
blue_skies_ahead$25.00$25.003/1/2010 4:22:47 PM
Kaj$25.00$25.003/1/2010 4:24:46 PM
friendly-worth3$25.00$25.003/1/2010 4:26:09 PM
burrito6$25.00$25.003/1/2010 4:27:05 PM
the-silver-blaster$25.00$25.003/1/2010 4:27:00 PM
mg6619$25.00$25.003/1/2010 4:27:34 PM
kc8fot$25.00$25.003/1/2010 4:28:10 PM
deegeeman$50.00$50.003/1/2010 4:28:48 PM
listing-trapper3$50.00$50.003/1/2010 4:29:04 PM
gavinfh$25.00$25.003/1/2010 4:29:11 PM
supreme-bonus0$25.00$25.003/1/2010 4:29:43 PM
kmr2$200.00$200.003/1/2010 4:31:02 PM
papaloha$50.00$50.003/1/2010 4:31:08 PM
Shepherd7$25.00$25.003/1/2010 4:31:12 PM
soulwork$25.00$9.713/1/2010 4:33:01 PM
valiant-liberty4$25.00$25.003/1/2010 4:31:54 PM
loan-scientist8$25.00$25.003/1/2010 4:32:59 PM
bold-dynamic-silver$25.00$25.003/1/2010 5:19:05 PM
CoolPlexer$25.00$25.003/1/2010 5:43:17 PM
gotwins$44.59$44.593/1/2010 9:46:38 PM
credit-sasquatch3$25.00$25.003/2/2010 12:04:09 PM
anarchy1985$25.00$25.003/2/2010 4:04:43 PM
famous-bill$25.00$25.003/1/2010 4:20:55 PM
inspiring-reward$150.00$150.003/1/2010 4:23:23 PM
efficient-principal$25.00$25.003/1/2010 4:23:27 PM
zipemdown$25.00$25.003/1/2010 4:24:11 PM
Lam0nt$25.00$25.003/1/2010 4:12:55 PM
orange-finance-banker$25.00$25.003/1/2010 4:24:19 PM
AF-Chief$28.00$28.003/1/2010 4:25:05 PM
zjm411$25.00$25.003/1/2010 4:25:30 PM
enlightenment5$25.00$25.003/1/2010 4:12:38 PM
klinebarger$25.00$25.003/1/2010 4:26:15 PM
Streetfighter$100.00$100.003/1/2010 4:26:41 PM
wise-handy-finance$25.00$25.003/1/2010 4:26:49 PM
melodious-fairness$25.00$25.003/1/2010 4:15:15 PM
drummer427$25.00$25.003/1/2010 4:27:32 PM
asset-professor$25.00$25.003/1/2010 4:27:59 PM
greenwell$25.00$25.003/1/2010 4:28:09 PM
compassion-lotus5$25.00$25.003/1/2010 4:29:30 PM
deal-hickory5$25.00$25.003/1/2010 4:29:39 PM
basis-huckleberry$25.00$25.003/1/2010 4:21:01 PM
supreme-hope$25.00$25.003/1/2010 4:29:47 PM
capital-galaxy$100.00$100.003/1/2010 4:30:20 PM
red-favorable-basis$25.00$25.003/1/2010 4:30:28 PM
brother_tam$50.00$50.003/1/2010 4:21:46 PM
WalnutCreekguy$25.00$25.003/1/2010 4:21:59 PM
icecoldcash$25.00$25.003/1/2010 4:20:41 PM
helping-out$25.00$25.003/1/2010 4:21:05 PM
bountiful-bazaar$25.00$25.003/1/2010 4:31:17 PM
forthright-dedication$100.00$100.003/1/2010 4:21:14 PM
enigmallc$25.00$25.003/1/2010 4:23:02 PM
investment-tempo$25.00$25.003/1/2010 4:23:48 PM
VPRLLC$25.00$25.003/1/2010 4:24:27 PM
helpful-listing$25.00$25.003/1/2010 4:22:12 PM
oldmora$50.00$50.003/1/2010 4:24:54 PM
natural-greenback6$25.00$25.003/1/2010 4:25:57 PM
desertoasis$25.00$25.003/1/2010 4:25:32 PM
tallmon$25.00$25.003/1/2010 4:25:50 PM
pkp121$25.00$25.003/1/2010 4:26:20 PM
greatwhiteninja$25.00$25.003/1/2010 4:26:33 PM
point-shooter$25.00$25.003/1/2010 4:26:29 PM
mtandb$25.00$25.003/1/2010 4:27:12 PM
Schmendrick$25.00$25.003/1/2010 4:27:16 PM
bonFire8$25.00$25.003/1/2010 4:27:20 PM
KrazyCelticKid$50.00$50.003/1/2010 4:27:26 PM
jasmarc$25.00$25.003/1/2010 4:27:56 PM
tps_bubba$25.00$25.003/1/2010 4:27:39 PM
visionary-currency$50.00$50.003/1/2010 4:27:42 PM
skuba$25.00$25.003/1/2010 4:28:44 PM
Havana21$50.00$50.003/1/2010 4:28:33 PM
life-is-great$25.00$25.003/1/2010 4:28:56 PM
fareast_man$25.00$25.003/1/2010 4:28:40 PM
silver-armada$50.00$50.003/1/2010 4:29:09 PM
Diamond_Jim$25.00$25.003/1/2010 4:29:55 PM
integrity-doctor$50.00$50.003/1/2010 4:30:40 PM
BlindJoeDeath$25.00$25.003/1/2010 4:29:49 PM
delicious-social132$25.00$25.003/1/2010 4:31:20 PM
twirl2$25.00$25.003/1/2010 4:30:37 PM
Rattlehead$25.00$25.003/1/2010 4:30:46 PM
bondhedger$25.00$25.003/1/2010 4:32:09 PM
delivery$25.00$25.003/1/2010 4:31:28 PM
intelligent-yield$25.00$25.003/1/2010 4:31:30 PM
irrelevant$25.00$25.003/1/2010 4:31:42 PM
mercuriant$25.00$25.003/1/2010 5:00:19 PM
cognizant-rate732$100.00$100.003/1/2010 5:09:41 PM
reflective-rupee$25.00$25.003/1/2010 6:40:56 PM
eriqnoodle$25.00$25.003/1/2010 5:06:36 PM
SolarMoonshine$25.00$25.003/1/2010 5:47:51 PM
Bob450$50.00$50.003/1/2010 8:59:35 PM
cash-spinner$25.00$25.003/2/2010 6:28:50 AM
simiray$25.00$25.003/2/2010 1:44:50 PM
jmart30702$27.65$27.653/2/2010 6:13:38 PM
119 bids
 
Borrower Payment Dependent Notes Series 448513
This series of Notes was issued and sold upon the funding of the borrower loan #41212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 33.94% Final borrower rate/APR: 34.94% / 39.09% Final monthly payment: $45.20
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1993 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 6Length of status:2y 5m
Credit score: 640-659 (Mar-2010) Total credit lines: 26 Occupation: Sales - Retail
Now delinquent: 1 Revolving credit balance: $969Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 29    
Screen name: RenovatioCapital Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Continuing my Education
Purpose of loan:
This loan will be used to pay the tuition and class fees for university of Phoenix. I am continuing my education and am only a year away from getting my degree. I need just a little bit of help to finish my schooling.
My financial situation:
I am a good candidate for this loan because I work at AT&T and have a stable job with a stable income. I have worked at AT& for 2 and a half years and am in the top 3 in our store in sales.?I plan to pay this loan off within?24 months.

Monthly net income: $ 3375

Monthly expenses: $ 2510
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $500
??Utilities: $ 120
??Phone, cable, internet: $90
??Food, entertainment: $ 400
??Clothing, household expenses $250
??Credit cards and other loans: $ 250
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.003/1/2010 8:55:21 PM
dynrep$50.00$50.003/2/2010 6:07:56 AM
penny-sergeant$25.00$25.003/3/2010 5:03:06 PM
Unitas4302$50.00$50.003/3/2010 7:05:27 PM
goodcents$25.00$25.003/4/2010 8:16:07 PM
marwadi-62$25.00$25.003/5/2010 6:10:25 PM
reflective-rupee$25.00$25.003/6/2010 8:31:06 AM
brondero$50.00$50.003/5/2010 7:22:11 PM
leverage-monger$25.00$25.003/6/2010 10:12:58 AM
beans53$25.00$25.003/6/2010 9:03:58 PM
kevlar$25.00$25.003/7/2010 11:06:49 PM
capital-galaxy$150.00$52.113/4/2010 4:49:32 PM
DonDiego$25.00$25.003/4/2010 9:11:44 PM
IPG1$25.00$25.003/5/2010 5:55:55 AM
tjone69$200.00$200.003/5/2010 1:23:14 PM
SolarMoonshine$25.00$25.003/5/2010 5:44:59 PM
SouthernRemarketing$25.00$25.003/5/2010 7:55:27 PM
helping-out$45.00$45.003/5/2010 8:18:37 PM
Ronnieboy888$50.00$50.003/6/2010 1:41:21 PM
thatguyoverseas$27.89$27.893/6/2010 8:30:54 PM
Skeptical-one$25.00$25.003/6/2010 12:31:39 PM
jvg10$50.00$50.003/7/2010 9:04:56 PM
LuvToLend$25.00$25.003/7/2010 12:32:54 PM
DasMula$25.00$25.003/8/2010 7:26:48 AM
dudebrah$25.00$25.003/8/2010 9:55:20 AM
wild-orange$25.00$25.003/8/2010 10:06:06 AM
26 bids
 
Borrower Payment Dependent Notes Series 448529
This series of Notes was issued and sold upon the funding of the borrower loan #41214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $154.71
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $154.61
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1991 Debt/Income ratio: 9%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:20y 11m
Credit score: 860-879 (Mar-2010) Total credit lines: 20 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,432Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 15%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: fabulous-pound9 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
purchase collector car
Purpose of loan:
This loan will be used to? Purchase a classic/collector car for pleasure driving and to keep in the family for many years.

My financial situation: I have a wonderful, well paying job with the federal government that pays me $115,000 per year. I have relatively low debt and have a very high credit score. I have never defaulted on a loan or any type of payment obligation.
I am a good candidate for this loan because? My credit history is excellent. It is a relatively small amount ($5000) and this will be deducted from my account automatically. More than likely this loan will be paid off before the 36 month loan term.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meux99$25.00$25.003/1/2010 4:22:43 PM
lean-velocity$25.00$25.003/1/2010 4:25:19 PM
bowdish1$100.00$100.003/1/2010 4:40:49 PM
note-sensation$25.00$25.003/1/2010 4:41:13 PM
swiftsoul$25.00$25.003/1/2010 4:34:57 PM
micko$25.00$25.003/1/2010 4:38:55 PM
jeffpac$55.00$55.003/1/2010 4:39:24 PM
kulender$25.00$25.003/1/2010 4:38:45 PM
delicious-social132$40.00$40.003/1/2010 4:40:42 PM
elgollo$25.00$25.003/1/2010 4:47:45 PM
reflective-deal8$50.00$50.003/1/2010 4:41:27 PM
radforj22$25.00$25.003/1/2010 4:41:34 PM
rolandweary$30.00$30.003/1/2010 4:50:50 PM
intelligent-yield$25.00$25.003/1/2010 4:52:00 PM
mlopez2007$25.00$25.003/1/2010 4:45:24 PM
economy-association$25.00$25.003/1/2010 4:53:09 PM
market-builder$25.00$25.003/1/2010 4:44:55 PM
steady-gain5$25.00$25.003/1/2010 4:46:17 PM
asset-professor$100.00$100.003/1/2010 4:46:08 PM
capital-futurist$25.00$25.003/1/2010 4:46:13 PM
tokenentry$25.00$25.003/1/2010 4:46:19 PM
resource777$25.00$25.003/1/2010 4:46:41 PM
desertoasis$25.00$25.003/1/2010 4:47:05 PM
RandyL3$33.00$33.003/1/2010 4:57:04 PM
kindness-percolator5$25.00$25.003/1/2010 4:47:29 PM
PaulHenry$25.00$25.003/1/2010 4:58:14 PM
meenan$25.00$25.003/1/2010 4:50:36 PM
bonus-adventure3$25.00$25.003/1/2010 4:49:24 PM
jaker$25.00$25.003/1/2010 4:59:53 PM
jwm$25.00$25.003/1/2010 4:51:40 PM
djs81$25.00$25.003/1/2010 5:01:45 PM
tokyopete23$25.00$25.003/1/2010 4:52:42 PM
Phantom99$25.00$25.003/1/2010 4:54:54 PM
anwn$25.00$25.003/1/2010 4:53:07 PM
inspired-contract9$50.00$50.003/1/2010 4:53:39 PM
worthy-truth$25.00$25.003/1/2010 5:19:07 PM
Philosonie$25.00$25.003/1/2010 5:19:12 PM
durability-halibut$25.00$25.003/1/2010 5:19:32 PM
OldFriend$25.00$25.003/1/2010 5:20:19 PM
CorMDNY$25.00$25.003/1/2010 4:55:23 PM
cleared2land$25.00$25.003/1/2010 5:20:22 PM
antlr$25.00$25.003/1/2010 4:58:05 PM
social-conductor4$25.00$25.003/1/2010 5:25:11 PM
DonaldColorado$25.00$25.003/1/2010 5:25:41 PM
yachtmaster45$25.00$25.003/1/2010 5:26:08 PM
moneyfriend$50.00$50.003/1/2010 5:00:14 PM
LendDoc$25.00$25.003/1/2010 5:27:23 PM
iolaire$25.00$25.003/1/2010 4:59:26 PM
helping-out$25.00$25.003/1/2010 4:59:28 PM
aasx1108$25.00$25.003/1/2010 5:01:30 PM
cash-vault$25.00$25.003/1/2010 5:17:46 PM
LandE2BG$25.00$25.003/1/2010 5:19:54 PM
unassuming-reward$25.00$25.003/1/2010 5:03:48 PM
dharma1$25.00$25.003/1/2010 5:04:00 PM
red-favorable-basis$25.00$25.003/1/2010 5:22:36 PM
toblerone$50.00$50.003/1/2010 5:19:11 PM
moola-escalator$50.00$50.003/1/2010 5:19:25 PM
lancetc$25.00$25.003/1/2010 5:19:30 PM
Havana21$27.59$27.593/1/2010 5:20:22 PM
axl163$25.00$25.003/1/2010 5:20:42 PM
punctual-social$25.00$25.003/1/2010 5:25:52 PM
bruce3504$25.00$25.003/1/2010 5:26:06 PM
verse99$25.00$25.003/1/2010 5:26:31 PM
Ivan2007$25.00$25.003/1/2010 5:26:57 PM
Speculator$50.00$50.003/1/2010 5:27:23 PM
newest-bountiful-basis$25.00$25.003/1/2010 5:22:56 PM
Big_Baller$25.00$25.003/1/2010 5:23:03 PM
investmentgroup$25.00$25.003/2/2010 3:58:36 AM
TheBiggTree$25.00$25.003/1/2010 5:24:46 PM
Dazz2061$25.00$25.003/1/2010 5:25:35 PM
PatriotKnight$25.00$25.003/1/2010 5:25:59 PM
roccofox$27.37$27.373/1/2010 5:26:51 PM
get30inc$35.93$35.933/1/2010 5:27:01 PM
point-shooter$25.00$6.583/1/2010 5:27:24 PM
dontscrewmeover1$50.00$50.003/1/2010 6:40:29 PM
blot44$25.00$25.003/1/2010 8:14:35 PM
julijask$35.00$35.003/2/2010 10:37:24 AM
turbospeed$25.00$25.003/2/2010 12:06:44 PM
springpanda$25.00$25.003/2/2010 12:11:09 PM
blissful-note7$25.00$25.003/3/2010 12:59:05 AM
webfeet$50.00$50.003/3/2010 8:14:40 AM
doobieBear$25.00$25.003/1/2010 4:18:14 PM
kenji4861$50.00$50.003/1/2010 4:20:07 PM
Cai8899$75.00$75.003/1/2010 4:40:41 PM
Kaj$25.00$25.003/1/2010 4:40:54 PM
KrazyCelticKid$100.00$100.003/1/2010 4:41:12 PM
dollar-birdie$50.00$50.003/1/2010 4:34:12 PM
credit-force5$25.00$25.003/1/2010 4:44:43 PM
wampum-reaction2$25.00$25.003/1/2010 4:45:07 PM
loanfairy$25.00$25.003/1/2010 4:45:46 PM
friendly-worth3$25.00$25.003/1/2010 4:40:50 PM
HHP$25.00$25.003/1/2010 4:41:05 PM
Microfinancer$25.00$25.003/1/2010 4:41:20 PM
webfeet$25.00$25.003/1/2010 4:41:24 PM
lloyd_s$25.00$25.003/1/2010 4:40:19 PM
skuba$50.00$50.003/1/2010 4:48:40 PM
flexible-value$31.00$31.003/1/2010 4:41:54 PM
falcon245sp$25.00$25.003/1/2010 4:44:52 PM
honorable-yield$75.00$75.003/1/2010 4:45:23 PM
SJM10011a$25.00$25.003/1/2010 4:46:46 PM
crawfingers$25.00$25.003/1/2010 4:46:55 PM
senorzookeeper$25.00$25.003/1/2010 4:47:11 PM
skvat$25.00$25.003/1/2010 4:46:05 PM
rate-raker3$25.00$25.003/1/2010 4:47:35 PM
trustworthy-finance6$25.00$25.003/1/2010 4:46:47 PM
bradny$25.00$25.003/1/2010 4:51:12 PM
lendersf$95.00$95.003/1/2010 4:51:23 PM
platinum-platoon$25.00$25.003/1/2010 5:00:02 PM
Cheburashka$35.00$35.003/1/2010 4:52:55 PM
wiselady$25.00$25.003/1/2010 4:52:34 PM
top-silver-american$50.00$50.003/1/2010 4:54:42 PM
MyPlantsEatBugs$25.00$25.003/1/2010 4:53:01 PM
important-ore$50.00$50.003/1/2010 4:53:03 PM
meers2000$30.00$30.003/1/2010 5:17:14 PM
istttja$25.00$25.003/1/2010 5:18:58 PM
kcole10$25.00$25.003/1/2010 5:19:27 PM
Goodlender42$25.00$25.003/1/2010 4:56:48 PM
rosie777$25.00$25.003/1/2010 5:20:15 PM
HeavyDriver03$25.00$25.003/1/2010 4:55:21 PM
stable-nickel$25.00$25.003/1/2010 5:20:29 PM
woodenshoes$25.00$25.003/1/2010 4:57:46 PM
surfhoss644$25.00$25.003/1/2010 4:56:02 PM
MarcusOcean$25.00$25.003/1/2010 5:22:06 PM
stable-money$25.00$25.003/1/2010 5:22:54 PM
Merganser$25.00$25.003/1/2010 4:58:54 PM
Dr_M$25.00$25.003/1/2010 4:57:10 PM
Zanch$25.00$25.003/1/2010 4:57:28 PM
Wangersinc$25.00$25.003/1/2010 5:25:31 PM
Cr_Sunset$25.00$25.003/1/2010 5:25:37 PM
zielojo$25.00$25.003/1/2010 4:58:37 PM
entertaining-greenback2$25.00$25.003/1/2010 5:00:48 PM
dpfl55$25.00$25.003/1/2010 5:27:02 PM
mikeandcat$100.00$100.003/1/2010 5:02:05 PM
community-saver158$25.00$25.003/1/2010 5:02:45 PM
Tallac-Capital$25.00$25.003/1/2010 5:00:27 PM
satisfying-durability$25.00$25.003/1/2010 5:03:04 PM
Duchdad$25.00$25.003/1/2010 5:20:11 PM
loan-master996$49.03$49.033/1/2010 5:20:16 PM
cash-queen$25.00$25.003/1/2010 5:20:53 PM
calessabay$25.00$25.003/1/2010 5:21:28 PM
billyraybob$25.00$25.003/1/2010 5:23:06 PM
balance6$25.00$25.003/1/2010 5:18:50 PM
nicklds$50.00$50.003/1/2010 5:19:08 PM
briphi$25.00$25.003/1/2010 5:19:13 PM
guardlender$25.00$25.003/1/2010 5:19:15 PM
theprince$25.00$25.003/1/2010 5:19:26 PM
invincible-duty$25.00$25.003/1/2010 5:24:22 PM
FmrEngr2Phd$25.00$25.003/1/2010 5:19:48 PM
unrivaled-justice$25.00$25.003/1/2010 5:20:17 PM
hogdriver$25.00$25.003/1/2010 5:24:53 PM
fireboss$25.00$25.003/1/2010 5:20:41 PM
BayShell$44.50$44.503/1/2010 5:26:38 PM
contract-laser5$25.00$25.003/1/2010 5:22:09 PM
zenchef$25.00$25.003/1/2010 5:22:49 PM
lincs$25.00$25.003/1/2010 5:23:04 PM
seeb$25.00$25.003/1/2010 5:26:07 PM
RandomMonkey$25.00$25.003/1/2010 5:26:29 PM
vegibenz$25.00$25.003/1/2010 5:26:54 PM
natural-greenback6$25.00$25.003/1/2010 5:27:21 PM
WHEREISTHEMOON$25.00$25.003/2/2010 12:11:10 PM
the-profit-oracle$25.00$25.003/2/2010 12:14:49 PM
ingenious-social8$25.00$25.003/2/2010 9:33:53 PM
162 bids
 
Borrower Payment Dependent Notes Series 448709
This series of Notes was issued and sold upon the funding of the borrower loan #41257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-02-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 29.73% Starting monthly payment: $164.14
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1995 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:0y 4m
Credit score: 720-739 (Mar-2010) Total credit lines: 17 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $1,075Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 19    
Screen name: new-pure-vigilance Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off the Loan for our Wedding
Hi,

The purpose of this loan will be to pay back a loan we took out for our Wedding. February 14 marks 1 year since me and my wonderful bride started our life together. I am in a good financial situation employed with At&t Mobility. I make a nice base with commission monthly on my sales. I am well able to pay this loan off on just my hourly. My wife works as a collections and billing agent for U. S. Express and makes a good salary also. I have no other debts besides this on the wedding loan. My living is expenses are normally just $1500 a month as both of our cars are paid for and we live very well within our means. I would appreciate your considerations and promise to pay the loan back according to the terms and conditions. Thanks for stopping by to see our Listing.

Warmly,

The Newly Weds
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mickeyroi$25.00$25.003/2/2010 4:40:48 PM
autonomous-truth$25.00$25.003/2/2010 4:42:26 PM
diplomatic-point4$92.89$92.893/2/2010 4:43:24 PM
forthright-dedication$100.00$100.003/2/2010 4:43:34 PM
marketplace-achievement$25.00$25.003/2/2010 4:43:37 PM
natural-greenback6$25.00$25.003/2/2010 4:44:01 PM
greatwhiteninja$25.00$25.003/2/2010 4:44:08 PM
Red_b17$25.00$25.003/2/2010 4:44:12 PM
burrito6$25.00$25.003/2/2010 4:44:17 PM
asset-professor$25.00$25.003/2/2010 4:44:33 PM
greenwell$25.00$25.003/2/2010 4:44:38 PM
compassion-lotus5$25.00$25.003/2/2010 4:44:57 PM
BlindJoeDeath$25.00$25.003/2/2010 4:45:02 PM
delicious-social132$25.00$25.003/2/2010 4:45:28 PM
valiant-liberty4$25.00$25.003/2/2010 4:45:35 PM
Phantom99$25.00$25.003/2/2010 4:45:57 PM
munoz44$25.00$25.003/2/2010 4:46:24 PM
Helenska11$25.00$25.003/2/2010 4:46:27 PM
steves73$25.00$25.003/2/2010 4:46:47 PM
green-discrete-responsibility$25.00$25.003/2/2010 4:40:32 PM
glimmering-point$25.00$25.003/2/2010 4:41:31 PM
Jonb6919$25.00$25.003/2/2010 4:42:08 PM
seisen$100.00$100.003/2/2010 4:42:13 PM
Dr_M$25.00$25.003/2/2010 4:42:29 PM
melodious-fairness$25.00$25.003/2/2010 4:43:08 PM
brother_tam$43.49$43.493/2/2010 4:43:38 PM
friendly-worth3$25.00$25.003/2/2010 4:44:03 PM
wise-handy-finance$25.00$25.003/2/2010 4:44:13 PM
mtandb$25.00$25.003/2/2010 4:44:19 PM
fareast_man$25.00$25.003/2/2010 4:44:38 PM
LuvToLend$25.00$25.003/2/2010 4:44:52 PM
micko$25.00$25.003/2/2010 4:45:00 PM
flexible-value$25.00$25.003/2/2010 4:45:13 PM
kmr2$200.00$200.003/2/2010 4:45:20 PM
irrelevant$25.00$25.003/2/2010 4:45:33 PM
tremendous-integrity$25.00$25.003/2/2010 4:45:54 PM
gain-bee2$25.00$25.003/2/2010 4:46:31 PM
merriewold$25.00$25.003/2/2010 4:46:39 PM
social-conductor4$25.00$25.003/2/2010 4:41:24 PM
russm011$38.18$38.183/2/2010 4:41:29 PM
hope-equation$50.00$50.003/2/2010 4:47:05 PM
leverage-accruer$25.00$25.003/2/2010 4:41:39 PM
jhouman$25.00$25.003/2/2010 4:47:16 PM
AF-Chief$28.00$28.003/2/2010 4:42:23 PM
yeti888$25.00$25.003/2/2010 4:42:31 PM
honorable-yield$35.00$35.003/2/2010 4:47:45 PM
famous-bill$25.00$25.003/2/2010 4:43:31 PM
WalnutCreekguy$25.00$25.003/2/2010 4:43:39 PM
zipemdown$25.00$25.003/2/2010 4:43:43 PM
klinebarger$25.00$25.003/2/2010 4:44:05 PM
the-silver-blaster$25.00$25.003/2/2010 4:44:16 PM
deal-hickory5$25.00$25.003/2/2010 4:45:01 PM
Shepherd7$25.00$25.003/2/2010 4:45:25 PM
circuitfive$25.00$25.003/2/2010 4:46:37 PM
theprince$25.00$25.003/2/2010 4:46:55 PM
kindness-percolator5$25.00$25.003/2/2010 4:46:59 PM
bowdish1$50.00$50.003/2/2010 4:47:02 PM
orange-courageous-dedication$30.00$30.003/2/2010 4:47:25 PM
AF_Trust$25.00$25.003/2/2010 4:47:39 PM
asiaratt$100.00$97.393/2/2010 4:47:45 PM
BlueWave$25.00$25.003/2/2010 4:41:03 PM
desertoasis$50.00$50.003/2/2010 4:42:35 PM
wise-courageous-social$25.00$25.003/2/2010 4:43:28 PM
KrazyCelticKid$50.00$50.003/2/2010 4:44:28 PM
deegeeman$50.00$50.003/2/2010 4:44:41 PM
life-is-great$25.00$25.003/2/2010 4:44:45 PM
Dubbs360$50.00$50.003/2/2010 4:44:51 PM
ASR3$25.00$25.003/2/2010 4:45:36 PM
investment-tempo$25.00$25.003/2/2010 4:46:16 PM
Auburnmist$25.00$25.003/2/2010 4:46:35 PM
GElender$25.00$25.003/2/2010 4:46:49 PM
personal-lender$25.00$25.003/2/2010 4:47:23 PM
Zolton$200.00$200.003/2/2010 4:47:33 PM
lloyd_s$25.00$25.003/2/2010 4:47:40 PM
skunkor2$25.05$25.053/2/2010 4:40:33 PM
bigvalleykid08$25.00$25.003/2/2010 4:41:28 PM
oldmora$25.00$25.003/2/2010 4:42:18 PM
movistar$25.00$25.003/2/2010 4:43:28 PM
zjm411$25.00$25.003/2/2010 4:43:52 PM
Streetfighter$25.00$25.003/2/2010 4:44:11 PM
mg6619$25.00$25.003/2/2010 4:44:31 PM
listing-trapper3$50.00$50.003/2/2010 4:44:47 PM
Rattlehead$25.00$25.003/2/2010 4:45:16 PM
aggresive-nickel2$25.00$25.003/2/2010 4:45:52 PM
reward-walnut$25.00$25.003/2/2010 4:46:36 PM
purdue98$25.00$25.003/2/2010 4:46:41 PM
intrepid-transaction5$25.00$25.003/2/2010 4:46:43 PM
secobarbital$25.00$25.003/2/2010 4:46:52 PM
new-ingenious-finance$25.00$25.003/2/2010 4:41:29 PM
nourishing-interest0$25.00$25.003/2/2010 4:47:07 PM
WBB21$25.00$25.003/2/2010 4:47:09 PM
steamboatgal$25.00$25.003/2/2010 4:47:11 PM
mvalley$25.00$25.003/2/2010 4:47:12 PM
Kaj$25.00$25.003/2/2010 4:42:10 PM
penny-surgeon$25.00$25.003/2/2010 4:47:14 PM
blooming-dedication$50.00$50.003/2/2010 4:47:29 PM
elevated-platinum5$25.00$25.003/2/2010 4:47:36 PM
shrewd-peace7$25.00$25.003/2/2010 4:43:03 PM
helping-out$25.00$25.003/2/2010 4:43:32 PM
momoney2lend$25.00$25.003/2/2010 4:43:42 PM
steely_dan34$25.00$25.003/2/2010 4:44:13 PM
Schmendrick$25.00$25.003/2/2010 4:44:21 PM
skuba$25.00$25.003/2/2010 4:44:39 PM
supreme-bonus0$25.00$25.003/2/2010 4:45:02 PM
Diamond_Jim$25.00$25.003/2/2010 4:45:05 PM
red-favorable-basis$25.00$25.003/2/2010 4:45:11 PM
integrity-doctor$50.00$50.003/2/2010 4:45:14 PM
papaloha$50.00$50.003/2/2010 4:45:23 PM
bountiful-bazaar$25.00$25.003/2/2010 4:45:27 PM
attractive-rate$25.00$25.003/2/2010 4:45:34 PM
tsg2007$25.00$25.003/2/2010 4:45:52 PM
Lambo168$25.00$25.003/2/2010 4:46:36 PM
exact-loan5$30.00$30.003/2/2010 4:46:53 PM
balance-hercules$100.00$100.003/2/2010 4:46:57 PM
BankME$25.00$25.003/2/2010 4:47:00 PM
Cai8899$30.00$30.003/2/2010 4:47:04 PM
Bob450$50.00$50.003/2/2010 4:49:10 PM
SolarMoonshine$25.00$25.003/2/2010 6:25:37 PM
118 bids
 
Borrower Payment Dependent Notes Series 448741
This series of Notes was issued and sold upon the funding of the borrower loan #41241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-03-2010 
  Auction end date:  Mar-10-2010 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 36.72% Starting monthly payment: $67.01
Final lender yield: 8.00% Final borrower rate/APR: 9.00% / 11.33% Final monthly payment: $47.70
 
Auction yield range: 4.05% - 33.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 5Employment status:Self-employed
Enhanced (1-5):2 Current / open credit lines: 13 / 12Length of status:1y 0m
Credit score: 760-779 (Feb-2010) Total credit lines: 17 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $2,202Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 5%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: invincible-gain Borrower's state: Hawaii Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Establishing Credit with Prosper
Purpose of loan:
I am using this loan to establish myself as a borrower on Prosper. The funds will be reinvested into the Prosper community to help higher risk individuals. I am already a Prosper lender and I enjoy going past the big banks and into the hands of a community.

My financial situation:
I am a good candidate for this loan because I believe in the Prosper process of peer to peer lending. I also pay my bills on time. My financial situation is secure - I am currently renting, but I own and collect rent on a condominium unit.



Monthly Income $2600
Monthly Expenses $2100
Rent $650
Entertainment $250
Car & gas $300
Student Loans $150
Grocery $150
Savings $300
Other $300
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $26.99 in winning bids.
"Group member, Lender with more than 5 times invested than requesting, "A" Credit, with no DQ's. Best Listing currently on Prosper!!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: You obviously don't expect to borrow at 34% and make money (or even not lose money) by reinvesting on Prosper. Before I tie up any capital, what is the maximum rate at which you will not withdraw this listing? - dynrep
A: You are correct. Prosper suggested I list at 9.33% and estimated the loan being bid down to 6.72%. However, I would accept this loan at 12% or less which I feel is a fair return given my stellar credit. Thanks for looking! (Mar-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
springpanda$25.00$25.003/3/2010 8:20:51 PM
JGuide$26.99$26.993/4/2010 5:51:27 PM
Dollars4Rent$25.00$25.003/7/2010 8:35:29 AM
Jinja$50.00$30.723/9/2010 11:28:21 AM
Hotrod52$25.00$25.003/10/2010 8:35:58 AM
Lender0307$25.00$25.003/10/2010 8:58:51 AM
JerryB96$25.00$25.003/10/2010 8:59:53 AM
duagne$100.91$100.913/10/2010 10:23:09 AM
DANTHEMAN2$25.00$25.003/10/2010 10:56:29 AM
GarciaCompany$36.37$36.373/10/2010 6:05:47 AM
DolCaps$50.00$50.003/10/2010 6:59:31 AM
soilchem$25.00$25.003/10/2010 7:55:54 AM
GarciaCompany$28.41$28.413/10/2010 11:30:47 AM
leverage-burrito$25.00$25.003/10/2010 9:06:05 AM
surferracerskaterboy$50.00$50.003/10/2010 12:01:36 PM
Catz_aplenty$36.74$36.743/10/2010 12:24:45 PM
Megatron404$25.00$25.003/10/2010 12:16:55 PM
TigerForce$25.00$25.003/10/2010 1:56:57 PM
jybank$25.00$25.003/10/2010 2:44:17 PM
jayk63$25.00$25.003/10/2010 2:57:48 PM
Your_Bank$25.86$25.863/10/2010 1:42:40 PM
orbital-gain$50.00$50.003/10/2010 1:53:17 PM
AsianDragon$150.00$150.003/10/2010 3:14:43 PM
JaceSpade$25.00$25.003/10/2010 3:45:23 PM
kanyonkat$25.00$25.003/5/2010 6:20:36 PM
aztec$50.00$50.003/9/2010 10:43:38 PM
wild-orange$100.00$100.003/10/2010 1:15:13 AM
loanman2007$150.00$150.003/10/2010 5:21:40 AM
REITRUST$25.00$25.003/10/2010 12:14:08 PM
kf88$29.00$29.003/10/2010 2:09:14 PM
Bill88$25.00$25.003/10/2010 3:36:58 PM
UCSBGAUCHOS$30.00$30.003/10/2010 1:16:41 PM
rome1426$30.00$30.003/10/2010 1:40:33 PM
note-pursuit$25.00$25.003/10/2010 3:52:14 PM
bankojerry$25.00$25.003/10/2010 3:56:24 PM
kinetic-social$25.00$25.003/10/2010 3:32:41 PM
hcnalbdr$25.00$25.003/10/2010 1:58:47 PM
reflective-rupee$25.00$25.003/10/2010 3:43:00 PM
38 bids
 
Borrower Payment Dependent Notes Series 448923
This series of Notes was issued and sold upon the funding of the borrower loan #41236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $258.74
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 9Length of status:7y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 23 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $28,050Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: respectful-transparency4 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off the credit cards!
Purpose of loan:
I am searching for a loan to?pay off two credit cards totalling approximately $12,000.? Their interest rates are extremely high and I would like to save money by consolidating both into one loan at a lower rate.

My financial situation:
I am a great candidate?for a loan for?two reasons.? First, I have been employed at the same company for almost eight years.? Business is good and I look forward to another eight years or more.? My income has consistently been? $750 to $800 per week.? However, as a delivery manager for three?pizza parlors,?approximately half of my income is?gratuity (cash).? For this reason my income is not documented and therefore wouldn't qualify for a traditional bank loan.??Second,?I also own?investment properties that give me an additional income.


Monthly net income: $ 3,500

Monthly expenses: $ 1,150 total
??Housing: $ 650
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $?12,000
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
runner262$25.00$25.003/5/2010 4:44:20 PM
Kaj$25.00$25.003/5/2010 4:49:54 PM
AF-Chief$28.00$28.003/5/2010 4:50:05 PM
head$25.00$25.003/5/2010 4:50:16 PM
johnayan$25.00$25.003/5/2010 4:51:02 PM
Billfred$25.00$25.003/5/2010 4:44:13 PM
balanced-balance6$25.00$25.003/5/2010 4:51:12 PM
KevinC_63366$25.00$25.003/5/2010 4:51:28 PM
decisive-capital$50.00$50.003/5/2010 4:52:16 PM
dollar-birdie$25.00$25.003/5/2010 4:53:04 PM
noble-revenue$100.00$100.003/5/2010 4:53:35 PM
natural-greenback6$25.00$25.003/5/2010 4:54:22 PM
greatwhiteninja$25.00$25.003/5/2010 4:54:27 PM
steely_dan34$25.00$25.003/5/2010 4:54:29 PM
deegeeman$50.00$50.003/5/2010 4:54:54 PM
irrelevant$25.00$25.003/5/2010 4:55:36 PM
social-conductor4$25.00$25.003/5/2010 4:49:30 PM
supreme-hope$25.00$25.003/5/2010 4:49:43 PM
purdue98$25.00$25.003/5/2010 4:56:03 PM
autonomous-truth$25.00$25.003/5/2010 4:50:08 PM
matt_2006$25.00$25.003/5/2010 4:50:42 PM
nrowland$25.00$25.003/5/2010 4:50:50 PM
HalfDayz$50.00$50.003/5/2010 4:51:36 PM
Buffer10$100.00$100.003/5/2010 4:52:03 PM
schnatty$25.00$25.003/5/2010 4:44:47 PM
majorf2136$25.00$25.003/5/2010 4:44:57 PM
Fernpatch_autoshop$25.00$25.003/5/2010 4:53:23 PM
SpareChangeHero$25.00$25.003/5/2010 4:53:42 PM
KrazyCelticKid$50.00$50.003/5/2010 4:54:34 PM
asset-professor$25.00$25.003/5/2010 4:54:40 PM
listing-trapper3$50.00$50.003/5/2010 4:55:01 PM
BlindJoeDeath$25.00$25.003/5/2010 4:55:10 PM
delivery$25.00$25.003/5/2010 4:55:34 PM
wampum-proton$25.00$25.003/5/2010 4:55:52 PM
intrepid-transaction5$25.00$25.003/5/2010 4:56:06 PM
seisen$100.00$100.003/5/2010 4:49:57 PM
love_what_you_do$25.00$25.003/5/2010 4:50:39 PM
natecam$25.00$25.003/5/2010 4:51:55 PM
whynormal$25.00$25.003/5/2010 4:52:21 PM
108lender$75.00$75.003/5/2010 4:52:39 PM
MONEYMATCH$25.00$25.003/5/2010 4:53:32 PM
helping-out$25.00$25.003/5/2010 4:54:03 PM
WalnutCreekguy$25.00$25.003/5/2010 4:54:06 PM
burrito6$25.00$25.003/5/2010 4:54:31 PM
skuba$25.00$25.003/5/2010 4:54:49 PM
red-favorable-basis$25.00$25.003/5/2010 4:55:15 PM
integrity-doctor$50.00$50.003/5/2010 4:55:22 PM
LBOregon$25.00$25.003/5/2010 4:55:53 PM
steves73$25.00$14.213/5/2010 4:56:08 PM
UCLA4life$25.00$25.003/5/2010 5:10:25 PM
monstersdad$50.00$50.003/6/2010 9:18:23 AM
new-peso-concerto$25.00$25.003/8/2010 6:39:03 AM
helpneachother$25.00$25.003/8/2010 6:51:10 PM
SFBank$200.00$200.003/9/2010 6:27:51 PM
loss-of-control$50.00$50.003/9/2010 6:30:37 PM
farmn$25.00$25.003/9/2010 6:16:20 PM
Drewbacca$25.00$25.003/9/2010 8:18:17 PM
psycardis$25.00$25.003/9/2010 9:06:07 PM
charming-point$300.00$300.003/10/2010 12:32:37 PM
RMB-Investments$50.00$50.003/10/2010 12:22:54 PM
chongngoc$25.00$25.003/10/2010 4:13:50 PM
VitaminFunk$25.00$25.003/10/2010 5:13:23 PM
love2garden$50.00$50.003/11/2010 7:12:11 AM
trade-goblin9$25.00$25.003/11/2010 12:56:02 PM
SAR-2$46.00$46.003/11/2010 4:19:24 PM
systematic-dough$28.43$28.433/11/2010 6:50:54 PM
unger$50.00$50.003/11/2010 7:25:36 PM
rockwild$30.00$30.003/12/2010 2:58:07 AM
kendigme$30.32$30.323/12/2010 3:23:58 AM
grnii78$100.00$100.003/12/2010 4:39:16 AM
grnii78$100.00$100.003/12/2010 4:39:38 AM
rneckfsu$25.00$25.003/12/2010 6:49:00 AM
mlj0671$28.00$28.003/12/2010 7:21:57 AM
OGS_Capital$25.00$25.003/12/2010 7:33:38 AM
clipper271$25.00$25.003/12/2010 7:49:06 AM
Taho$50.00$50.003/12/2010 7:01:01 AM
moola-berserker$47.45$47.453/12/2010 8:44:11 AM
upbeat-marketplace$25.00$25.003/12/2010 9:04:55 AM
124SpiderMan$50.00$50.003/12/2010 1:43:58 PM
ultimate-peace$100.00$100.003/12/2010 1:01:35 PM
wwwUniversal$25.00$25.003/12/2010 1:29:51 PM
principal-star$25.00$25.003/12/2010 2:40:25 PM
Your_Bank$25.00$25.003/12/2010 3:20:50 PM
MrRooster101$25.00$25.003/12/2010 3:22:53 PM
trade-elm$25.00$25.003/12/2010 3:56:33 PM
Maetryx$55.34$55.343/12/2010 4:16:12 PM
revenue-appraiser$30.55$30.553/12/2010 4:20:51 PM
rlgnyc$25.47$25.473/5/2010 4:49:35 PM
desertoasis$50.00$50.003/5/2010 4:50:11 PM
treasure-bliss$100.00$100.003/5/2010 4:44:03 PM
tallmon$25.00$25.003/5/2010 4:44:23 PM
rvfbroker$25.00$25.003/5/2010 4:51:09 PM
rpatusa$25.00$25.003/5/2010 4:51:15 PM
Speculator$100.00$100.003/5/2010 4:45:47 PM
brother_tam$50.00$50.003/5/2010 4:52:05 PM
jlr613$25.00$25.003/5/2010 4:52:42 PM
dough-bear$30.53$30.533/5/2010 4:53:22 PM
LuvToLend$25.00$25.003/5/2010 4:55:05 PM
delicious-social132$25.00$25.003/5/2010 4:55:33 PM
tremendous-integrity$25.00$25.003/5/2010 4:55:44 PM
PatRichi$25.00$25.003/5/2010 4:49:46 PM
Helenska11$25.00$25.003/5/2010 4:55:51 PM
investment-tempo$25.00$25.003/5/2010 4:50:19 PM
Banker7371$25.00$25.003/5/2010 4:50:22 PM
PaulHenry$25.00$25.003/5/2010 4:50:30 PM
w3alter$50.00$50.003/5/2010 4:50:36 PM
Havana21$50.00$50.003/5/2010 4:51:32 PM
rhin0cerx$31.81$31.813/5/2010 4:51:40 PM
Artist_Blue$25.00$25.003/5/2010 4:52:23 PM
FeedTheMachine$200.00$200.003/5/2010 4:52:34 PM
deal-hickory5$25.00$25.003/5/2010 4:45:23 PM
martinnc$25.00$25.003/5/2010 4:53:07 PM
Auburnmist$25.00$25.003/5/2010 4:45:43 PM
mdf$50.00$50.003/5/2010 4:53:44 PM
mg6619$25.00$25.003/5/2010 4:54:37 PM
Phantom99$25.00$25.003/5/2010 4:55:46 PM
oldmora$25.00$25.003/5/2010 4:50:01 PM
direct-yield$25.00$25.003/5/2010 4:50:47 PM
Cre8iveCash$25.00$25.003/5/2010 4:50:52 PM
elegant-loot$25.00$25.003/5/2010 4:51:06 PM
dinero-mason$50.00$50.003/5/2010 4:52:01 PM
moola-man$25.00$25.003/5/2010 4:52:18 PM
munoz44$25.00$25.003/5/2010 4:52:45 PM
friendly-worth3$25.00$25.003/5/2010 4:54:24 PM
greenwell$25.00$25.003/5/2010 4:54:42 PM
life-is-great$25.00$25.003/5/2010 4:54:57 PM
Diamond_Jim$25.00$25.003/5/2010 4:55:14 PM
flexible-value$25.00$25.003/5/2010 4:55:18 PM
Rattlehead$25.00$25.003/5/2010 4:55:25 PM
kmr2$116.70$116.703/5/2010 4:55:27 PM
Shepherd7$25.00$25.003/5/2010 4:55:31 PM
merriewold$25.00$25.003/5/2010 4:56:00 PM
Bob450$50.00$50.003/5/2010 9:02:03 PM
webfeet$25.00$25.003/8/2010 9:44:15 AM
fund-fox4$25.00$25.003/8/2010 10:29:57 AM
vest_vortex$25.00$25.003/10/2010 5:14:47 PM
bold-attentive-listing$100.00$100.003/10/2010 10:36:02 PM
lender12345$25.00$25.003/10/2010 6:43:28 PM
preventivepestcontrol$50.00$50.003/11/2010 10:05:56 AM
attractive-value$25.00$25.003/11/2010 11:30:51 AM
Leshan$25.00$25.003/11/2010 2:11:09 PM
Hokies$25.00$25.003/11/2010 7:48:39 PM
mistifilio$25.00$25.003/11/2010 9:48:51 PM
catcid$25.00$25.003/12/2010 1:56:14 AM
principal-laser$50.00$50.003/12/2010 4:36:19 AM
bitano$50.00$50.003/12/2010 6:55:30 AM
MSLendingLLC$52.64$52.643/12/2010 5:05:31 AM
GreenNotes$29.55$29.553/12/2010 12:19:52 PM
investment-cluster$25.00$25.003/12/2010 12:45:06 PM
DasMula$100.00$100.003/12/2010 2:30:36 PM
Engineer44$25.00$25.003/12/2010 4:42:45 PM
151 bids
 
Borrower Payment Dependent Notes Series 449053
This series of Notes was issued and sold upon the funding of the borrower loan #41199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 26.00% Final borrower rate/APR: 27.00% / 29.33% Final monthly payment: $102.06
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.50%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1989 Debt/Income ratio: 50%
Basic (1-10): 4 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 17 / 15Length of status:4y 8m
Credit score: 600-619 (Mar-2010) Total credit lines: 37 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $2,538Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: lkkorner Borrower's state: Indiana Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 89% ) 600-619 (Latest)
Principal borrowed: $7,500.00< mo. late: 6 ( 11% )  
560-579 (Aug-2008)
560-579 (Jul-2008)
520-539 (Jun-2008)
520-539 (May-2008)
 
Principal balance: $1,565.10 1+ mo. late: 0 ( 0% )
Total payments billed: 54  
Description
56 Mo. of Prosper Payment History
Thank you for taking the time to review my listing.??I am a current borrow and lender on Prosper.? I have?recently paid off a Prosper Loan in December of 2009, which should add security and peace of mind to those bidding on my loan.? I will pay it back!

My son turns 16 on March 21st of this year, and we would really like to be able to purchase a car for him for his 16th birthday.? We were able to do this for my daughter three years ago when our financial situation was much stronger, and I would like to be able to do this for my son.??

We have saved $2,500, and would like to get a loan for an additional $2,500 to be able to buy a nice reliable?used?car so I don't have to worry about him getting stranded.

Below is out household budget and expenses.? I?have been with my current employer for six (6) years and my husband has been with his current employer for 18?(18) years.? Our combined household income last year was $102,000.??

Budget:
Total Monthly Income: $6,490.00 after taxes
Total Monthly bills?$4,523.74


Thank you once again for reviewing my listing and having confidence in me to bid, and I look forward to the prospect of doing business together!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: In your previous loan you mentioned a household income 128,000 , and you also mention here that you and your husband have kept your jobs for a very long time. How come your income has decreased? And why is your net still the same? - KapitalX
A: I apologize for not correcting the net in the budget amount. I used a previous listing to start this one. The lower annual income is correct because I lost my bonuses last year and my husband took a four dollar per hour paycut due to the economy. My bonuses will be reinstated after the second quarter this year and my husbands company is very close to being full capacity again for his pay to be reinstated. Last year was a tough year but at least we kept our jobs. (Mar-10-2010)
Q: why did you have 6 late payments showing on your prosper loans? How are we to feel comfortable when 15% of the time you paid late? - garnetchik
A: All of the six payments were paid within two days of them not clearing my bank on the intial transfer. The reason they did not clear on the first withdrawal was not because the money was not there, but because my bank was having computer issues. I have documentation from the bank to confirm this. (Mar-11-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.003/5/2010 5:07:50 PM
Philman$25.00$25.003/8/2010 7:54:49 PM
deepblue34$30.00$30.003/9/2010 6:12:42 PM
five-star-note$100.00$100.003/10/2010 3:51:07 PM
lender12345$50.00$50.003/10/2010 6:24:43 PM
Astyanax$25.00$25.003/10/2010 6:25:59 PM
Kash2010lu$50.00$50.003/10/2010 7:31:15 PM
dcm6276$25.00$25.003/11/2010 8:51:17 AM
spike22$25.00$25.003/11/2010 4:20:03 PM
DrWill$31.27$31.273/11/2010 6:47:22 PM
marwadi-62$200.00$200.003/11/2010 6:45:17 PM
Feyenoord$86.52$86.523/11/2010 10:40:05 PM
OGS_Capital$25.00$25.003/12/2010 7:41:30 AM
trainu$47.13$47.133/12/2010 7:22:07 AM
FundsSmith$25.05$25.053/12/2010 7:40:21 AM
eronyc$25.00$25.003/12/2010 9:28:00 AM
Skeptical-one$25.00$25.003/12/2010 9:15:55 AM
mapleman5$100.00$100.003/12/2010 9:21:05 AM
principal-laser$40.00$40.003/12/2010 10:18:18 AM
lyrisnox$30.00$30.003/12/2010 10:46:37 AM
heritage_loans$25.00$25.003/12/2010 11:00:01 AM
wild-orange$25.00$25.003/12/2010 10:09:11 AM
helynn43$25.00$25.003/12/2010 10:14:39 AM
DenimCapital$50.00$50.003/12/2010 11:37:17 AM
FarmersBank$25.00$25.003/12/2010 11:38:02 AM
shrewd-income$25.00$25.003/12/2010 12:45:12 PM
thisbucksforu$25.00$25.003/12/2010 2:26:35 PM
enthusiastic-balance5$100.00$100.003/12/2010 1:03:34 PM
toxicbutterfly$25.00$25.003/12/2010 2:03:30 PM
ZOOOM$25.00$25.003/12/2010 3:28:48 PM
MrRooster101$25.00$25.003/12/2010 3:30:37 PM
ore-dojo$50.00$50.003/12/2010 3:52:35 PM
credit-missile$189.00$189.003/12/2010 3:20:26 PM
Your_Bank$25.00$25.003/12/2010 3:25:50 PM
DasMula$100.00$100.003/12/2010 4:14:48 PM
marybennet$25.00$22.673/12/2010 4:40:32 PM
equitylender$30.00$30.003/8/2010 8:27:19 PM
myutmost$26.83$26.833/9/2010 3:19:57 PM
myutmost$25.00$25.003/9/2010 7:14:23 PM
kinetic-social$25.00$25.003/10/2010 3:29:45 PM
realtormoises$25.00$25.003/11/2010 9:39:15 AM
AlphaInternational$25.00$25.003/11/2010 10:43:41 AM
dunrizzo$25.00$25.003/11/2010 10:10:37 AM
Leshan$99.13$99.133/11/2010 2:24:09 PM
quiggles$25.00$25.003/12/2010 6:24:06 AM
martymaniaman$25.00$25.003/12/2010 6:35:02 AM
RMI_Babylon$25.00$25.003/12/2010 6:55:58 AM
KapitalX$25.00$25.003/12/2010 10:19:02 AM
jsanford9027$25.82$25.823/12/2010 10:43:07 AM
nurat$59.97$59.973/12/2010 11:36:06 AM
exchange-cowbell5$50.00$50.003/12/2010 11:39:12 AM
Bob450$50.00$50.003/12/2010 1:05:56 PM
Deshrave$26.34$26.343/12/2010 1:42:13 PM
asset-electron1$30.27$30.273/12/2010 1:21:12 PM
shrewd-income$25.00$25.003/12/2010 3:17:17 PM
Mikale360$25.00$25.003/12/2010 2:41:21 PM
Skeptical-one$50.00$50.003/12/2010 4:00:09 PM
investment-daydream$25.00$25.003/12/2010 4:15:38 PM
58 bids
 
Borrower Payment Dependent Notes Series 449061
This series of Notes was issued and sold upon the funding of the borrower loan #41208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 31.34% Starting monthly payment: $41.03
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 30.18% Final monthly payment: $40.42
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 14%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 6Length of status:3y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 33 Occupation: Food Service
Now delinquent: 0 Revolving credit balance: $1,677Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 2 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: drummer169 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
for paying bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
magnetic-duty$25.00$25.003/8/2010 4:04:02 PM
time4aloan$30.00$30.003/8/2010 4:06:41 PM
social-conductor4$25.00$25.003/8/2010 4:06:52 PM
marketplace-achievement$25.00$25.003/8/2010 4:09:23 PM
falcon88dp$25.00$25.003/8/2010 4:06:36 PM
SolarMoonshine$25.00$25.003/8/2010 4:58:03 PM
wizard750$30.00$30.003/8/2010 9:27:32 PM
Bob450$25.00$25.003/8/2010 9:07:00 PM
dollardave$100.00$100.003/9/2010 10:19:47 AM
GS-ROCK$25.00$25.003/9/2010 7:05:44 AM
CK1$25.00$25.003/9/2010 10:44:27 AM
curly2k$25.00$25.003/9/2010 11:27:04 AM
UCLA4life$25.00$25.003/9/2010 5:04:56 PM
rome1426$25.00$25.003/11/2010 5:53:54 PM
buffalobills$25.00$25.003/11/2010 9:38:13 PM
poppinkid$25.00$25.003/8/2010 4:05:33 PM
saffron4$31.29$31.293/8/2010 4:07:39 PM
lending-bear$25.00$25.003/8/2010 4:07:44 PM
money-explorer3$25.00$25.003/8/2010 4:06:32 PM
Supernick$25.00$25.003/8/2010 4:11:43 PM
Orringo$50.00$50.003/8/2010 4:09:45 PM
kc8fot$25.00$8.713/8/2010 4:11:50 PM
DER$50.00$50.003/8/2010 4:04:30 PM
kmfreymi$25.00$25.003/8/2010 4:04:52 PM
teller$25.00$25.003/8/2010 4:06:04 PM
ukstevenhawaii$50.00$50.003/8/2010 4:07:15 PM
mercuriant$25.00$25.003/8/2010 4:51:11 PM
GS-ROCK$25.00$25.003/9/2010 7:06:04 AM
stephen_c01$25.00$25.003/8/2010 6:19:56 PM
IPG1$25.00$25.003/9/2010 6:52:19 AM
kinetic-social$25.00$25.003/10/2010 3:30:36 PM
LuvToLend$25.00$25.003/10/2010 11:12:46 PM
4mydaughterseducation$25.00$25.003/11/2010 8:39:23 PM
catcid$25.00$25.003/12/2010 2:08:18 AM
34 bids
 
Borrower Payment Dependent Notes Series 449071
This series of Notes was issued and sold upon the funding of the borrower loan #41207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $248.80
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $248.80
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1997 Debt/Income ratio: 68%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 27 / 27Length of status:3y 6m
Credit score: 620-639 (Feb-2010) Total credit lines: 42 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,816Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 67%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: babylovebug23 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,100.00< mo. late: 0 ( 0% )  
620-639 (Jan-2010)
620-639 (Aug-2009)
660-679 (Apr-2008)
640-659 (Mar-2008)
 
Principal balance: $1,604.05 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
paying off my credit cards
Purpose of loan:
This loan will be used to pay of 10 credit cards

My financial situation:
I am a good candidate for this loan because I have made my monthly payment on time with the loan I have with prosper. I also make sure that I pay my bill on time. I have been on my job for 3 years.

Monthly net income: $ 2000

Monthly expenses: $ 300????
??Housing: $
??Insurance: $ 150
??Car expenses: $ 360.71
??Utilities: $
??Phone, cable, internet: $ 243.37
??Food, entertainment: $
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 973.33
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$100.00$100.003/5/2010 7:09:29 PM
investment-daydream$75.00$75.003/7/2010 11:48:09 AM
helping-out$40.00$40.003/7/2010 6:13:54 PM
SFBank$200.00$200.003/9/2010 6:34:29 PM
red-favorable-basis$25.00$25.003/10/2010 12:21:57 AM
reflective-rupee$100.00$100.003/10/2010 3:50:49 PM
reflective-rupee$100.00$100.003/10/2010 3:51:09 PM
well-mannered-income3$40.00$40.003/10/2010 3:51:26 PM
shawnw2$50.00$50.003/10/2010 3:57:28 PM
Skeptical-one$25.00$25.003/11/2010 8:04:59 AM
well-mannered-income3$75.00$75.003/11/2010 12:00:27 PM
dcm6276$25.00$25.003/11/2010 8:51:53 AM
payment-encore$200.00$200.003/11/2010 5:25:52 PM
income-rocker2$100.00$100.003/12/2010 7:25:56 AM
income-rocker2$100.00$100.003/12/2010 7:26:58 AM
income-rocker2$100.00$100.003/12/2010 7:27:57 AM
Lubava$25.00$25.003/12/2010 6:42:19 AM
capital-galaxy$150.00$150.003/12/2010 7:59:16 AM
ore-accord$25.00$25.003/12/2010 8:22:40 AM
new-peso-concerto$25.00$25.003/12/2010 10:35:59 AM
wise-silver-wonder$25.00$25.003/12/2010 9:52:41 AM
reflective-rupee$500.00$500.003/12/2010 11:45:37 AM
sturdy-peace9$75.00$75.003/12/2010 10:18:26 AM
return-grizzly$100.00$100.003/12/2010 12:44:17 PM
Bob450$50.00$50.003/12/2010 1:06:53 PM
CincyTex$50.00$50.003/12/2010 11:45:12 AM
credit-elation1$29.36$29.363/12/2010 12:01:00 PM
sewinggirl$73.33$10.203/12/2010 1:18:18 PM
sensible-fund$71.93$71.933/12/2010 2:39:53 PM
eod_man$125.00$125.003/12/2010 3:11:34 PM
money-encourager$50.00$50.003/12/2010 3:59:41 PM
Your_Bank$35.00$35.003/12/2010 3:26:33 PM
revenue-appraiser$25.00$25.003/12/2010 4:27:35 PM
DasMula$250.00$250.003/5/2010 10:00:48 PM
DasMula$500.00$500.003/7/2010 10:01:51 AM
fund-dragster$50.00$50.003/9/2010 5:48:57 PM
dynrep$25.00$25.003/10/2010 11:09:17 AM
reflective-rupee$100.00$100.003/10/2010 3:51:21 PM
reflective-rupee$100.00$100.003/10/2010 3:50:59 PM
selector568$100.00$100.003/10/2010 4:22:42 PM
capital-galaxy$250.00$250.003/10/2010 6:21:57 PM
payment-encore$200.00$200.003/11/2010 10:26:25 AM
mrxtravis$50.00$50.003/11/2010 10:00:29 AM
us957165$25.00$25.003/11/2010 6:34:01 PM
NekHoldings$25.00$25.003/11/2010 6:55:24 PM
Aberdeen$350.00$350.003/11/2010 9:41:21 PM
EEasyMoney$25.00$25.003/11/2010 10:29:31 PM
NYUjay$30.00$30.003/11/2010 10:44:10 PM
Ronnieboy888$50.00$50.003/11/2010 11:16:55 PM
allbalooboy2$25.00$25.003/11/2010 9:37:49 PM
nodebt2012$30.00$30.003/11/2010 10:38:43 PM
Leshan$57.33$57.333/12/2010 6:54:13 AM
income-rocker2$128.07$128.073/12/2010 7:30:20 AM
mrxtravis$98.00$98.003/12/2010 8:01:03 AM
lucrative-loan$30.11$30.113/12/2010 9:29:26 AM
ore-dojo$100.00$100.003/12/2010 1:07:52 PM
enthusiastic-balance5$100.00$100.003/12/2010 1:04:21 PM
Skeptical-one$50.00$50.003/12/2010 4:00:47 PM
UCLA4life$25.00$25.003/12/2010 4:38:31 PM
59 bids
 
Borrower Payment Dependent Notes Series 449085
This series of Notes was issued and sold upon the funding of the borrower loan #41223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 24.99% Starting borrower rate/APR: 25.99% / 28.31% Starting monthly payment: $80.57
Final lender yield: 24.99% Final borrower rate/APR: 25.99% / 28.31% Final monthly payment: $80.57
 
Auction yield range: 8.04% - 24.99% Estimated loss impact: 7.10%  
Lender servicing fee: 1.00% Estimated return: 17.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1998 Debt/Income ratio: 25%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 10 / 11Length of status:0y 8m
Credit score: 660-679 (Mar-2010) Total credit lines: 25 Occupation: Computer Programmer
Now delinquent: 1 Revolving credit balance: $48,153Stated income:$100,000+
Amount delinquent: $1,966 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Colorado-Geek Borrower's state: Colorado Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bring Mortgage Current
Purpose: Bring my 1 month delinquent mortgage into good standing.
Delinquency: The 1 delinquency listed is my mortgage.?It isn't that we are in a financial crisis, just missed a payment while my company was pulling money from my pay for?a pay advance I took to support my move for this job.?We have kept all of our other credit and bills current.?I work overseas as a defense contractor, hence the rent and a mortgage.
Repayment: Once my pay advance is done in April I will have an additional $1250 a month to keep the mortgage current and repay this loan. Any lender groups interested I can do proof of income and proof of service for any vets out there. I have a security clearance that depends on financial stability, so I will not risk my job over not paying this loan.
Net Income: $9400
Me: $7200
Wife: $2200
Expenses: $9205 (down to $7955 in April)
Mortgage $2385 (family still living there)
Rent for Overseas Job $1600
Credit Cards $1400 (yes, this is very high and we going to consolidate these next)
Cars $680
Home/Auto Insurance $115
Gas/Groceries/Dog Food/Entertainment $1300
Utilities (both places) $475
Pay Advance $1250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I've got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: Although the payment is $80/month we have been looking at doing about $120 to speed up the payments. (Mar-08-2010)
Q: Very well, it is mentioned in your past that you were at an HR status, what has changed in your finances? - hektek22
A: The HR rating was from when I tried to loan $6000 to also consolidate a credit card bill. When I dropped the amount to $2000 it gave me the rating that is on this listing. Hopefully my rating will go up once my one dlinquency is brought current with this loan. (Mar-09-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Shaggydp$25.00$25.003/8/2010 4:03:42 PM
tntmojave$25.00$25.003/8/2010 4:13:48 PM
IPG1$25.00$25.003/9/2010 7:12:39 AM
erip2008$50.00$50.003/9/2010 2:26:58 PM
tnjohnso$25.00$25.003/10/2010 10:43:41 AM
Unitas4302$50.00$50.003/12/2010 5:32:18 AM
Zagit$25.00$25.003/12/2010 5:43:38 PM
robot777$40.00$40.003/8/2010 4:13:01 PM
elegant-loot$25.00$25.003/8/2010 4:42:34 PM
Bob450$25.00$25.003/8/2010 9:05:22 PM
TheFamilyFund$25.00$25.003/9/2010 3:27:34 PM
lucrative-loan$25.00$25.003/9/2010 5:07:50 PM
smart-gain$25.00$25.003/10/2010 4:39:31 PM
Imaginos1892$25.00$25.003/10/2010 9:03:31 PM
SunriseTrader1$25.00$25.003/11/2010 4:28:45 PM
Joyflyer$1,500.00$1,500.003/12/2010 2:21:02 PM
newest-zippy-note$25.00$10.003/12/2010 3:44:22 PM
Bank_Of_XL$25.00$25.003/12/2010 3:54:21 PM
nhambley$25.00$25.003/12/2010 4:53:54 PM
19 bids
 
Borrower Payment Dependent Notes Series 449269
This series of Notes was issued and sold upon the funding of the borrower loan #41275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $61.87
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2003 Debt/Income ratio: 7%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:1y 7m
Credit score: 740-759 (Mar-2010) Total credit lines: 31 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $4,072Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dime-circuitry Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt
Purpose of loan:
This loan will be used to consolidate the balances on my Credit Cards

My financial situation:
I am a good candidate for this loan because my debt income ratio is low and good chances the loan will be pre payed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
epicanthal$25.00$25.003/8/2010 4:06:12 PM
kenji4861$50.00$50.003/8/2010 4:07:25 PM
dollar-birdie$50.00$50.003/8/2010 4:15:36 PM
Microfinancer$25.00$25.003/8/2010 4:15:50 PM
Banker7371$25.00$25.003/8/2010 4:17:35 PM
webfeet$25.00$25.003/8/2010 4:17:19 PM
Castellan$25.00$25.003/8/2010 4:18:34 PM
bchen78875$50.00$50.003/8/2010 4:19:33 PM
swiftsoul$25.00$25.003/8/2010 4:09:27 PM
jeffpac$55.00$2.003/8/2010 4:25:40 PM
asset-professor$100.00$100.003/8/2010 4:16:04 PM
safe-payment8$25.00$25.003/8/2010 4:18:18 PM
bedframe$25.00$25.003/8/2010 4:18:52 PM
selector568$250.00$250.003/8/2010 4:36:47 PM
dproxima$25.00$25.003/9/2010 5:28:51 PM
springpanda$25.00$25.003/10/2010 1:39:16 PM
julijask$35.00$35.003/10/2010 11:58:08 PM
quiggles$25.00$25.003/12/2010 6:28:38 AM
Dollars4Rent$25.00$25.003/12/2010 8:21:46 AM
JCPlending$25.00$25.003/12/2010 8:03:25 PM
exchange-squirrel$25.00$25.003/13/2010 11:13:51 AM
JerryB96$25.00$25.003/14/2010 7:56:17 AM
happyjackbak$25.00$25.003/14/2010 4:04:12 PM
eCapital$25.00$25.003/14/2010 10:20:29 PM
AsianDragon$200.00$200.003/14/2010 8:48:44 PM
PBanker$25.00$25.003/15/2010 6:58:19 AM
ChristopherHS$25.00$25.003/15/2010 12:06:08 PM
StocksMan$50.00$50.003/15/2010 4:02:48 PM
Philolend$25.00$25.003/8/2010 4:17:30 PM
moola-man$50.00$50.003/8/2010 4:17:46 PM
fightinjoe$25.00$25.003/8/2010 4:18:01 PM
engaging-worth$30.00$30.003/8/2010 4:19:06 PM
woodenshoes$25.00$25.003/8/2010 4:09:17 PM
skuba$50.00$50.003/8/2010 4:16:18 PM
important-ore$100.00$100.003/8/2010 4:16:41 PM
inspired-contract9$50.00$50.003/8/2010 4:17:00 PM
dontscrewmeover1$50.00$50.003/8/2010 6:04:05 PM
blot44$25.00$25.003/8/2010 8:43:49 PM
smarva$25.00$25.003/9/2010 7:44:18 AM
beachfunder$25.00$25.003/11/2010 6:40:07 AM
TomDalonajay$25.00$25.003/11/2010 11:37:46 AM
RandyL3$33.00$33.003/11/2010 3:35:20 PM
Spiv_51$50.00$50.003/12/2010 1:59:26 AM
Dollars4Rent$25.00$25.003/12/2010 8:21:32 AM
Tabster$25.00$25.003/13/2010 6:52:46 AM
mobius_titan$25.00$25.003/14/2010 2:19:13 PM
YummiBear$25.00$25.003/14/2010 7:36:18 PM
bonus-adventure3$25.00$25.003/14/2010 10:45:51 PM
wwwUniversal$25.00$25.003/15/2010 3:46:35 PM
49 bids
 
Borrower Payment Dependent Notes Series 449315
This series of Notes was issued and sold upon the funding of the borrower loan #41234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 15.90% Final borrower rate/APR: 16.90% / 20.61% Final monthly payment: $35.60
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1999 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:9y 6m
Credit score: 680-699 (Mar-2010) Total credit lines: 12 Occupation: Car Dealer
Now delinquent: 0 Revolving credit balance: $14,290Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 71%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Dreyer Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GS-ROCK$25.00$25.003/9/2010 7:05:20 AM
curly2k$25.00$25.003/9/2010 11:32:06 AM
rome1426$25.00$25.003/10/2010 11:49:01 AM
Mindful7$25.00$25.003/12/2010 1:10:22 PM
BUCS$39.36$39.363/13/2010 2:28:31 AM
poolshark72$25.00$25.003/12/2010 10:44:57 PM
MarcusOcean$50.00$50.003/13/2010 8:40:19 PM
GS-ROCK$40.00$40.003/14/2010 8:10:05 AM
alpinaut$25.00$25.003/15/2010 5:15:16 AM
mattblizz$25.00$25.003/14/2010 8:27:50 PM
brightest-dignified-penny$25.00$25.003/15/2010 10:24:27 AM
wild-orange$25.00$25.003/15/2010 1:47:00 PM
Bob450$25.00$0.113/15/2010 2:44:07 PM
Leopoldine$46.53$46.533/15/2010 3:57:45 PM
jybank$25.00$25.003/15/2010 3:24:28 PM
discrete-community4$25.00$25.003/15/2010 3:58:48 PM
jpollar$50.00$50.003/9/2010 1:42:28 PM
Robbdogg$25.00$25.003/12/2010 8:24:45 AM
Tahoeman$25.00$25.003/13/2010 8:22:41 AM
herman7$25.00$25.003/13/2010 8:44:46 AM
dmk2006$25.00$25.003/15/2010 8:50:46 AM
bitano$50.00$50.003/15/2010 8:02:35 AM
yu-rik$100.00$100.003/15/2010 10:08:30 AM
dman15$49.00$49.003/15/2010 11:44:59 AM
Taho$50.00$50.003/15/2010 1:28:19 PM
vutah$25.00$25.003/15/2010 1:48:08 PM
wild-orange$50.00$50.003/15/2010 1:32:30 PM
dudebrah$25.00$25.003/15/2010 3:16:00 PM
PotBellyPete$25.00$25.003/15/2010 1:51:44 PM
gothampark$25.00$25.003/15/2010 2:35:25 PM
30 bids
 
Borrower Payment Dependent Notes Series 449363
This series of Notes was issued and sold upon the funding of the borrower loan #41272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $113.12
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 19.20% Final monthly payment: $106.96
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:1y 8m
Credit score: 640-659 (Feb-2010) Total credit lines: 17 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $23,084Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: paulrc Borrower's state: Connecticut Borrower's group: Apple User Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off part of my credit card
Purpose of loan:
This loan will be used to pay off my First Financial Bank USA credit card

My financial situation:
I am a good candidate for this loan because I have a steady job with a Software company in Connecticut. I got married in July of last year, and we pretty much put all of those expenses on my card. When the credit card laws were passed, the bank raised my interest rate to a whopping 24% for no reason whatsoever. Now I just want to pay it off as fast as I can. My credit rating is C, because when I moved to CT to start my job, I owned pretty much nothing and had to take out a bunch of loans and cards to buy furniture, appliances and a car. But be assured that we are not at all living beyond our means, and I will be able to pay back this loan. I have never been late on anything in my life.

Monthly net income: $4100 (myself) + $1000-$1200 (my wife - babysitting)

Monthly expenses: $4648
??Housing: $1400
??Insurance: $181
??Car expenses: $413
??Utilities: $150
Gym membership: $42
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $322 student loans + $190 my other credit card + $900 my current monthly payment for the First Financial Bank USA card (can fluctuate) = ~$1412
My wife's community college: $300
Information in the Description is not verified.
Friends And Family Winning Bids
shawndw has bid a total of $550.00 in winning bids.
"I gave him a personal loan (outside of prosper) in the past and he paid it back without a problem. I totally trust him to pay this one back too."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shawndw$550.00$550.003/8/2010 7:07:19 PM
sharp-credit$1,000.00$21.123/9/2010 3:31:58 PM
KapitalX$26.00$26.003/10/2010 1:00:00 AM
golffish2$100.00$100.003/10/2010 10:24:46 AM
treasure-singularity$25.00$25.003/10/2010 12:52:57 PM
CoolPlexer$26.10$26.103/10/2010 8:46:56 PM
order-bee1$25.00$25.003/10/2010 10:20:53 PM
BlueProteus$25.00$25.003/11/2010 9:44:52 PM
Mindful7$25.00$25.003/12/2010 1:08:34 PM
Ebanco$40.00$40.003/12/2010 9:13:27 PM
HawaiianHelper$50.00$50.003/12/2010 11:36:03 PM
dano1965$100.00$100.003/12/2010 8:43:12 PM
xode$25.00$25.003/13/2010 8:28:14 AM
podosphero$26.25$26.253/13/2010 9:22:27 AM
cash-daisy$31.00$31.003/13/2010 10:51:35 AM
grammaspurse$25.00$25.003/14/2010 4:24:40 PM
jpyrek$25.00$25.003/14/2010 4:54:45 PM
sharp-bill2$40.00$40.003/14/2010 6:19:54 PM
1SteelerFan$30.00$30.003/14/2010 3:32:05 PM
USMP$100.00$100.003/14/2010 7:42:27 PM
mattblizz$25.00$25.003/14/2010 8:38:05 PM
robweiss$25.00$25.003/14/2010 9:18:03 PM
PotBellyPete$35.00$35.003/14/2010 9:56:11 PM
moneyman369$104.29$104.293/15/2010 5:54:26 AM
roi-advantage$25.00$25.003/15/2010 10:33:49 AM
robertmm25$100.00$100.003/15/2010 12:06:37 PM
sjo1984111$25.00$25.003/15/2010 11:00:03 AM
enthusiastic-point$25.00$25.003/15/2010 3:58:26 PM
Sol_Invictus$25.00$25.003/9/2010 5:56:19 AM
srthsvghdthtr$25.00$25.003/8/2010 7:37:21 PM
Orion$50.00$50.003/9/2010 4:30:21 PM
yitbos49$50.00$50.003/9/2010 11:05:59 PM
fireman4$200.00$200.003/10/2010 6:29:10 AM
lender12345$25.00$25.003/10/2010 6:20:26 PM
Mention$25.00$25.003/11/2010 6:54:29 AM
dmk2006$25.00$25.003/11/2010 9:07:14 AM
drmoney11$30.00$30.003/11/2010 5:56:19 PM
jbeckrj$25.00$25.003/12/2010 7:26:41 AM
FinanceEngine$25.00$25.003/12/2010 9:54:07 AM
integrity-doctor$50.00$50.003/12/2010 2:58:14 PM
Cashlender1992$25.00$25.003/12/2010 6:15:24 PM
marala4285$25.00$25.003/13/2010 10:44:44 AM
futurechef11$25.00$25.003/13/2010 8:12:00 PM
MarcusOcean$50.00$50.003/13/2010 8:41:18 PM
TommyTucker$32.24$32.243/14/2010 9:11:52 AM
the-profit-oracle$25.00$25.003/14/2010 6:19:20 PM
jybank$25.00$25.003/14/2010 6:43:57 PM
Techne_Funds_LLC$25.00$25.003/14/2010 7:23:25 PM
credit-coach118$30.00$30.003/14/2010 11:49:52 PM
Kash2010lu$50.00$50.003/14/2010 8:37:52 PM
loanman2007$200.00$200.003/15/2010 5:15:20 AM
dpries123$25.00$25.003/14/2010 9:18:34 PM
blackstar$25.00$25.003/15/2010 4:23:24 AM
rate-hickory$25.00$25.003/15/2010 10:16:13 AM
Bob450$25.00$25.003/15/2010 10:21:44 AM
wild-orange$25.00$25.003/15/2010 1:36:44 PM
wild-orange$25.00$25.003/15/2010 1:46:19 PM
shrewd-income$50.00$50.003/15/2010 3:10:29 PM
AF-Chief$28.00$28.003/15/2010 2:55:53 PM
wwwUniversal$25.00$25.003/15/2010 3:47:45 PM
60 bids
 
Borrower Payment Dependent Notes Series 449913
This series of Notes was issued and sold upon the funding of the borrower loan #41205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-11-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $75.41
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $74.23
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1994 Debt/Income ratio: 14%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:8y 9m
Credit score: 680-699 (Mar-2010) Total credit lines: 19 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $37,167Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: refined-silver7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing Hole in Ceiling
Purpose of loan:
This loan will be used to repair the ceiling in my living room.? My?friend fell while in the attic and came crashing through the ceiling.? Luckily, he was not hurt except for a few bumps and bruises.? There are now two big holes in my ceiling, however.? Everytime someone shuts a door in the house, more insulation falls to the floor.? ?

My financial situation:
I am a good candidate for this loan because I am very conscientious and take responsiblity for all money owed.? I am diligent about getting bills paid on time.?

Monthly net income: $ 6500- $7500

Monthly expenses: $ 3750
??Housing: $ 1870
??Insurance: $ home insurance included in the mortgage payment
??Car expenses: $ 255
??Utilities: $ 300-$400
??Phone, cable, internet: $ 200
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $?600
??Other expenses: $ 325
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$28.00$28.003/11/2010 3:58:47 PM
Clambake$50.00$50.003/11/2010 4:08:01 PM
Avala$50.00$50.003/11/2010 4:08:23 PM
mmckune$25.00$25.003/11/2010 4:14:46 PM
jokerj006$25.00$25.003/11/2010 4:12:39 PM
skuba$25.00$25.003/11/2010 4:05:12 PM
the-silver-blaster$40.00$40.003/11/2010 4:08:40 PM
mac415$25.00$25.003/11/2010 4:31:33 PM
delicious-social132$25.00$25.003/11/2010 4:08:58 PM
Speculator$100.00$100.003/11/2010 4:54:16 PM
fightinjoe$25.00$25.003/11/2010 4:10:44 PM
RetiredATC$25.00$25.003/11/2010 4:11:27 PM
inspired-contract9$25.00$25.003/11/2010 4:12:23 PM
bonus-adventure3$25.00$25.003/11/2010 4:13:22 PM
a-finance-nirvana$25.00$25.003/11/2010 5:06:12 PM
mrrc7498$100.00$100.003/11/2010 7:42:24 PM
nalaari$25.00$25.003/11/2010 8:27:30 PM
Bank_Of_XL$100.00$100.003/11/2010 9:37:19 PM
infinitykid$25.00$25.003/11/2010 10:08:02 PM
the-profit-oracle$25.00$25.003/11/2010 8:28:00 PM
flexible-value$26.00$26.003/12/2010 3:57:39 AM
Super-LM$25.00$25.003/12/2010 3:57:48 AM
likeable-value$25.00$25.003/12/2010 5:24:30 AM
successful-euro$50.00$16.003/12/2010 6:37:44 AM
macjp123$25.00$25.003/11/2010 4:07:53 PM
torion$25.00$25.003/11/2010 4:08:12 PM
personal-lender$25.00$25.003/11/2010 4:08:45 PM
enthusiastic-balance5$100.00$100.003/11/2010 4:07:27 PM
loan_doctor$25.00$25.003/11/2010 3:56:49 PM
sharp-bill2$40.00$40.003/11/2010 4:11:39 PM
mg6619$25.00$25.003/11/2010 4:09:14 PM
irrelevant$25.00$25.003/11/2010 4:09:36 PM
AFairDeal$25.00$25.003/11/2010 4:39:01 PM
top-silver-american$25.00$25.003/11/2010 4:10:03 PM
uwinwewin$25.00$25.003/11/2010 4:10:28 PM
GlobalFan$25.00$25.003/11/2010 5:07:24 PM
charming-point$300.00$300.003/11/2010 4:15:11 PM
asset-professor$75.00$75.003/11/2010 4:16:11 PM
stanbalwight4$25.00$25.003/11/2010 4:30:18 PM
cnovak$25.00$25.003/11/2010 6:57:25 PM
starikrai$50.00$50.003/11/2010 6:57:58 PM
bchen78875$25.00$25.003/11/2010 8:01:59 PM
helpful-dough$25.00$25.003/11/2010 9:38:32 PM
stock106$25.00$25.003/11/2010 8:21:30 PM
Kilolani$25.00$25.003/11/2010 11:58:56 PM
santafe1$25.00$25.003/12/2010 4:27:47 AM
red-trade-cologne$25.00$25.003/12/2010 4:44:04 AM
Frugal$25.00$25.003/11/2010 10:28:56 PM
unix_jedi$50.00$50.003/12/2010 6:12:24 AM
desertoasis$25.00$25.003/12/2010 6:31:47 AM
50 bids
 
Borrower Payment Dependent Notes Series 446664
This series of Notes was issued and sold upon the funding of the borrower loan #41213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $159.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1983 Debt/Income ratio: 6%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:3y 11m
Credit score: 760-779 (Feb-2010) Total credit lines: 20 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $19,362Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: best-penny-microscope Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to consolidate credit cards that have recently had their credit limits lowered and interest rates raised substantially. I'm fed up with banks making seemingly arbitrary "adjustments" to my credit without any available recourse.

My financial situation:
I am a good candidate for this loan because I have a relatively high income level and have been making payments 2-3x of the minimum on all cards for many months now. I'm tired of decreasing my card balances only to have the banks respond by raising my rates. Time to end my relationships with these banks. This loan will do that.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please expand on your occupation, also what is the public record for, and how long ago was it? - AaronL
A: Occupation - vice president in privately-held semiconductor firm, >$100M annual revenue Public record dates back to my days as consultant. One of my clients stiffed me on a fee but declared the expense in tax filings before filing for bankruptcy and returning to Russia. State Dept of Revenue would not accept my documentation that the fee was never paid to me, held me liable for state taxes on the fee. I chose to fight it to the end and lost. I paid the taxes. (Feb-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
divedude$25.00$25.002/22/2010 4:13:36 PM
tlam168$50.00$50.002/22/2010 4:11:44 PM
fuzed$55.00$55.002/22/2010 4:12:23 PM
Artist_Blue$25.00$25.002/22/2010 4:16:39 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:57 PM
kenji4861$25.00$25.002/22/2010 4:24:07 PM
Supernick$25.00$25.002/22/2010 4:24:30 PM
super505$25.00$25.002/22/2010 4:24:55 PM
wise-handy-finance$25.00$25.002/22/2010 4:20:01 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:50 PM
dollar-birdie$50.00$50.002/22/2010 4:29:08 PM
Cai8899$50.00$50.002/22/2010 4:31:54 PM
bowdish1$100.00$100.002/22/2010 4:33:04 PM
delicious-social132$25.00$25.002/22/2010 4:31:38 PM
honorable-yield$50.00$50.002/22/2010 4:34:42 PM
Havana21$50.00$50.002/22/2010 4:33:38 PM
micko$25.00$25.002/22/2010 4:33:56 PM
head$25.00$25.002/22/2010 4:34:12 PM
don8ter$25.00$25.002/22/2010 4:34:27 PM
asset-professor$75.00$75.002/22/2010 4:34:23 PM
KrazyCelticKid$75.00$75.002/22/2010 4:35:01 PM
jeffpac$55.00$55.002/22/2010 4:35:23 PM
natural-greenback6$25.00$25.002/22/2010 4:35:32 PM
kbodendorf$25.00$25.002/22/2010 4:36:11 PM
forthright-dedication$25.00$25.002/22/2010 4:36:20 PM
Cr_Sunset$25.00$25.002/22/2010 4:36:27 PM
Eagledrop$25.00$25.002/22/2010 4:37:02 PM
smart-return$25.00$25.002/22/2010 4:37:42 PM
KiwiElf$25.00$25.002/22/2010 4:40:33 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:15 PM
transparency-giant$50.00$50.002/22/2010 4:39:19 PM
buckyhead2000$25.00$25.002/22/2010 4:45:13 PM
keeks$25.00$25.002/22/2010 4:47:34 PM
zyztemboy$25.00$25.002/22/2010 4:48:48 PM
VBAces$75.00$75.002/22/2010 4:46:17 PM
cnovak$25.00$25.002/22/2010 4:47:03 PM
drummer427$25.00$25.002/22/2010 4:47:05 PM
PatRichi$25.00$25.002/22/2010 4:47:20 PM
thegreatone$100.00$100.002/22/2010 4:48:22 PM
unclejaef$25.00$25.002/22/2010 4:48:37 PM
Cheburashka$30.00$30.002/22/2010 4:49:11 PM
superchicken$25.00$25.002/22/2010 4:49:25 PM
JJS180$25.00$25.002/22/2010 4:51:51 PM
credit-coach118$40.00$40.002/22/2010 4:50:14 PM
mathprof$25.00$25.002/22/2010 4:51:36 PM
lowrate$25.00$25.002/22/2010 4:52:48 PM
RandyL3$50.00$50.002/22/2010 5:21:50 PM
investmentgroup$25.00$25.002/22/2010 5:45:33 PM
selector568$500.00$500.002/24/2010 11:15:57 AM
EliteCapital$25.00$25.002/26/2010 9:53:33 AM
Crisscross$25.00$25.002/26/2010 4:46:22 PM
power-secret-agent$25.00$25.002/27/2010 8:38:14 AM
UCSBGAUCHOS$30.00$30.002/28/2010 8:36:00 PM
Loan_Some_Money$25.00$25.003/1/2010 10:40:09 AM
jybank$25.00$25.003/1/2010 12:41:03 PM
intelligent-reward7$25.00$25.003/1/2010 2:44:24 PM
wwwUniversal$25.00$25.003/1/2010 2:46:51 PM
woolfarm$25.00$25.003/1/2010 3:00:33 PM
steely_dan34$25.00$25.002/22/2010 4:11:15 PM
bankofsam$25.00$25.002/22/2010 4:11:24 PM
Hokiemon$75.00$75.002/22/2010 4:17:44 PM
Maccs55$25.00$25.002/22/2010 4:14:39 PM
lean-velocity$25.00$25.002/22/2010 4:24:13 PM
friendly-worth3$25.00$25.002/22/2010 4:30:26 PM
skuba$50.00$50.002/22/2010 4:29:18 PM
peerlender$30.00$30.002/22/2010 4:32:17 PM
bchen78875$25.00$25.002/22/2010 4:32:25 PM
flexible-value$26.00$26.002/22/2010 4:30:05 PM
personal-lender$25.00$25.002/22/2010 4:30:32 PM
Kaj$25.00$25.002/22/2010 4:31:08 PM
lloyd_s$25.00$25.002/22/2010 4:31:24 PM
HHP$25.00$25.002/22/2010 4:33:49 PM
Speculator$50.00$50.002/22/2010 4:31:50 PM
kulender$25.00$25.002/22/2010 4:33:27 PM
kmr2$200.00$200.002/22/2010 4:35:16 PM
keyfig$50.00$50.002/22/2010 4:35:50 PM
inspired-contract9$25.00$25.002/22/2010 4:36:37 PM
reward-motion$25.00$25.002/22/2010 4:38:45 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:45 PM
note-sensation$25.00$25.002/22/2010 4:37:01 PM
ddibernardo$25.00$25.002/22/2010 4:37:24 PM
Microfinancer$25.00$25.002/22/2010 4:38:35 PM
Tradesmanlender$25.00$25.002/22/2010 4:39:48 PM
desertoasis$50.00$50.002/22/2010 4:45:04 PM
peripatetic$25.00$25.002/22/2010 4:44:24 PM
rmachi$25.00$25.002/22/2010 4:47:09 PM
anton$250.00$250.002/22/2010 4:46:51 PM
brazilofmux$100.00$100.002/22/2010 4:47:43 PM
LenderByDay$25.00$25.002/22/2010 4:47:53 PM
beyondmanagement$25.00$25.002/22/2010 4:48:10 PM
Aquani$50.00$50.002/22/2010 4:50:19 PM
sas19$25.00$25.002/22/2010 4:49:37 PM
kegs$100.00$100.002/22/2010 4:51:44 PM
Josta$50.00$50.002/22/2010 4:49:53 PM
sh71$25.00$25.002/22/2010 4:50:08 PM
Interloper$25.00$25.002/22/2010 4:50:27 PM
nuclearmoose$25.00$25.002/22/2010 4:51:41 PM
anders94$25.00$25.002/22/2010 4:51:34 PM
DadWarbucks$25.00$25.002/22/2010 4:52:03 PM
_kyle$25.00$18.432/22/2010 4:52:59 PM
the-profit-oracle$25.00$25.002/23/2010 12:44:09 PM
creative-finance7$25.00$25.002/23/2010 8:54:45 PM
squweech$25.00$25.002/25/2010 6:40:52 AM
twerns$40.00$40.002/26/2010 5:44:59 AM
Mr_Kensington$86.04$86.042/26/2010 12:14:55 PM
kf88$25.00$25.002/26/2010 1:38:39 PM
encore02$100.00$100.002/26/2010 5:57:16 PM
velocity-winner$25.00$25.003/1/2010 8:20:45 AM
webfeet$25.00$25.003/1/2010 9:27:15 AM
bonus-adventure3$25.00$25.002/28/2010 8:41:21 PM
stemper$50.00$50.002/28/2010 9:08:43 PM
NoNameLender$50.00$50.002/28/2010 11:43:34 PM
Snoopylover$25.00$25.003/1/2010 10:31:45 AM
plbquic$25.00$25.003/1/2010 11:16:08 AM
suburbanman64$35.00$35.003/1/2010 1:18:26 PM
glazeddonuts$29.53$29.533/1/2010 2:44:40 PM
ore-dojo$25.00$25.003/1/2010 4:03:03 PM
117 bids
 
Borrower Payment Dependent Notes Series 446778
This series of Notes was issued and sold upon the funding of the borrower loan #41277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 15.04% Starting borrower rate/APR: 16.04% / 18.22% Starting monthly payment: $879.42
Final lender yield: 15.04% Final borrower rate/APR: 16.04% / 18.22% Final monthly payment: $879.42
 
Auction yield range: 6.05% - 15.04% Estimated loss impact: 5.26%  
Lender servicing fee: 1.00% Estimated return: 9.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1989 Debt/Income ratio: 25%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 15 / 14Length of status:1y 2m
Credit score: 720-739 (Feb-2010) Total credit lines: 42 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $265,487Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 6    
Screen name: new-commitment-triumph Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because I have a secure job and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain why your have so much revolving credit (shown in your credit profile as of $260,000). Thanks and best wishes. - reflective-rupee
A: My line of credit must be included in the total amount. I don't have that much in revolving credit. Total debt in revolving credit is not more than $60,000. Some of that is 0 interest that will be paid off on time. The line of credit is not being used and is being paid off as well. (Feb-27-2010)
Q: What is the current balance on the line of credit? Is this a HELOC? Thanks - reflective-rupee
A: 210,000 I don't know what HELOC is. (Feb-27-2010)
Q: Please indicate the current value of your home (feel free to use zillow.com). Please indicate how much debt your have on your home (mortgage and HELOC). Is your interest rate fixed? What is your interest rate? Thanks - reflective-rupee
A: approx. 400,000 owe 120,000 on first and 210,000 on HELOC mortgage rate is fixed at 4.5 (15 yr loan) - owe about 10 yrs HELOC is variable (currently 3%) also own second property valued at 285,000 with no mortgage (Feb-27-2010)
Q: Please indicate your monthly net income, and your total monthly expenses. Please indicate the amount of each of your largest individual monthly expenses (such as mortgage payment, etc). Thanks much. - reflective-rupee
A: my net income is approx. 7,000 husbands is approx. 4,000 mortgage is 1,700 but that includes insurance and taxes line of credit is $600 credit card payments after that range from 45 - 375 no car loan (Feb-27-2010)
Q: How did you build up all of this credit card and other revolving debt? Thanks - reflective-rupee
A: it's been gradual over the past few years. Instead of paying them off each month only the minimum was paid. Improvements to our house were done as well. Also, my husband was furloughed and income was reduced which made it more difficult to make more than the minimum. Credit cards increasd the monthly interest rate even though on time payments were made. They took advantage of us before the new laws. It's become discouraging. Looking for a lower payment - as low an interest rate as possible. (Feb-27-2010)
Q: Have you made substantial changes to your lifestyle to permit you to pay off debt, rather than continue to incur debt? Thanks - reflective-rupee
A: yes. (Feb-27-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rattlehead$50.00$50.002/26/2010 3:58:18 PM
skuba$25.00$25.002/26/2010 4:01:01 PM
jeffpac$55.00$55.002/26/2010 4:04:31 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:46 PM
AF-Chief$27.00$27.002/26/2010 4:05:04 PM
Clambake$50.00$50.002/26/2010 4:07:48 PM
luckyldy$35.00$35.002/26/2010 4:08:11 PM
orange-finance-banker$25.00$25.002/26/2010 3:59:05 PM
desertoasis$50.00$50.002/26/2010 3:59:21 PM
Havana21$50.00$50.002/26/2010 4:03:54 PM
bold-durability-drum$25.00$25.002/26/2010 4:12:18 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:21 PM
flexible-value$26.00$26.002/26/2010 4:12:37 PM
kbodendorf$25.00$25.002/26/2010 4:04:40 PM
delicious-social132$25.00$25.002/26/2010 4:13:08 PM
Microfinancer$25.00$25.002/26/2010 4:04:55 PM
irrelevant$25.00$25.002/26/2010 4:14:35 PM
macjp123$25.00$25.002/26/2010 4:07:03 PM
hitsman$50.00$50.002/26/2010 4:07:45 PM
noble-revenue$50.00$50.002/26/2010 4:16:43 PM
selfmademan$25.00$25.002/26/2010 4:17:06 PM
credit-kahuna$100.00$100.002/26/2010 4:07:36 PM
money-maniac$31.59$31.592/26/2010 4:09:03 PM
friendly-market5$25.00$25.002/26/2010 4:09:08 PM
vault893$50.00$50.002/26/2010 4:17:30 PM
tntbuzz$25.00$25.002/26/2010 4:08:18 PM
Patter256$25.00$25.002/26/2010 4:18:12 PM
integrity-doctor$50.00$50.002/26/2010 4:18:24 PM
Phantom99$25.00$25.002/26/2010 4:19:00 PM
Avala$50.00$50.002/26/2010 4:09:15 PM
Fiimg$50.00$50.002/26/2010 4:09:27 PM
honorable-yield$50.00$50.002/26/2010 4:20:19 PM
PatriotKnight$25.00$25.002/26/2010 4:20:57 PM
red-favorable-basis$25.00$25.002/26/2010 4:12:31 PM
burrito6$25.00$25.002/26/2010 4:11:02 PM
personal-lender$25.00$25.002/26/2010 4:12:50 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:42 PM
Sam65$25.00$25.002/26/2010 4:12:00 PM
the-silver-blaster$40.00$40.002/26/2010 4:12:11 PM
wise-handy-finance$25.00$25.002/26/2010 4:12:26 PM
Kaj$25.00$25.002/26/2010 4:13:03 PM
mg6619$25.00$25.002/26/2010 4:13:22 PM
AlexTrep$25.00$25.002/26/2010 6:00:29 PM
RationalWorld$25.00$25.002/26/2010 4:14:44 PM
Big_Baller$25.00$25.002/26/2010 4:16:34 PM
supreme-hope$25.00$25.002/26/2010 4:16:08 PM
dmfog$25.00$25.002/26/2010 4:16:55 PM
happy-return4$25.00$25.002/26/2010 4:18:08 PM
Cai8899$50.00$50.002/26/2010 4:17:40 PM
lucrative-loan$50.00$50.002/26/2010 8:15:23 PM
tallmon$25.00$25.002/26/2010 4:19:07 PM
fund-virtuoso$25.00$25.002/26/2010 4:20:04 PM
cathexis$25.00$25.002/27/2010 2:05:36 AM
gjh37$25.00$25.002/27/2010 10:43:15 AM
commitment-jedi4$25.00$25.002/26/2010 7:10:28 PM
reflective-rupee$25.00$25.002/26/2010 9:03:06 PM
reflective-rupee$100.00$100.002/27/2010 12:36:19 PM
balance2$50.00$50.002/27/2010 2:50:42 PM
Carpetkid$25.00$25.002/27/2010 4:25:39 PM
Cheburashka$25.00$25.002/27/2010 9:05:27 AM
WindyKid$25.00$25.002/27/2010 8:15:21 AM
adir1$25.00$25.002/27/2010 9:30:24 AM
intelligent-yield$25.00$25.002/27/2010 11:15:38 AM
reflective-rupee$75.00$75.002/27/2010 11:44:05 AM
reflective-rupee$100.00$100.002/27/2010 12:36:32 PM
forthright-dedication$50.00$50.002/27/2010 12:47:29 PM
new-marketplace-lyrics$25.00$25.002/27/2010 1:16:30 PM
niskyfranchise$25.00$25.002/27/2010 7:45:37 PM
larrybird$43.84$43.842/27/2010 7:45:44 PM
tucksta$25.00$25.002/27/2010 7:45:50 PM
reflective-rupee$100.00$100.002/27/2010 12:37:18 PM
reflective-rupee$100.00$100.002/27/2010 12:37:31 PM
charming-dime$25.00$25.002/27/2010 2:22:31 PM
impeccable-transparency$75.00$75.002/27/2010 10:02:41 PM
SanJoser$25.00$25.002/27/2010 3:02:42 PM
Noseel$50.00$50.002/28/2010 4:35:42 AM
bold-bright-currency$25.00$25.002/28/2010 4:40:38 AM
SherriSLC$25.00$25.002/27/2010 5:55:32 PM
faifar$25.00$25.002/27/2010 7:07:48 PM
peso-colonel$25.00$25.002/28/2010 11:39:31 AM
inspired-contract9$25.00$25.002/27/2010 7:45:45 PM
Artist_Blue$25.00$25.002/27/2010 7:45:59 PM
shrewd-peace7$25.00$25.002/27/2010 10:35:24 PM
treasure-bliss$100.00$100.002/27/2010 7:45:39 PM
Speculator$100.00$100.002/27/2010 7:45:46 PM
entertaining-greenback2$25.00$25.002/28/2010 5:12:39 PM
kegs$25.00$25.002/28/2010 7:11:02 PM
lisaac29$25.00$25.002/28/2010 7:20:57 PM
resource777$25.00$25.002/28/2010 8:10:33 AM
radforj22$25.00$25.002/28/2010 10:49:01 AM
rock-turner$100.00$100.002/28/2010 8:41:06 AM
helping-out$25.00$25.002/28/2010 1:01:09 PM
mattpet$25.00$25.002/28/2010 11:40:25 AM
Pizza-man$25.00$25.002/28/2010 11:35:47 PM
senorzookeeper$25.00$25.002/28/2010 1:09:35 PM
jubilant-principal$25.00$25.003/1/2010 6:05:27 AM
bowdish1$27.51$27.513/1/2010 6:43:56 AM
bright-investment$25.00$25.003/1/2010 7:38:48 AM
Aquani$50.00$50.003/1/2010 7:53:29 AM
kindness-percolator5$25.00$25.002/28/2010 7:20:58 PM
veverka$25.00$25.003/1/2010 9:10:27 AM
aasx1108$25.00$25.002/28/2010 8:17:43 PM
trade-charmer5$25.00$25.003/1/2010 9:31:54 AM
BuffetRocks$50.00$50.002/28/2010 6:00:46 PM
csarradio$25.00$25.003/1/2010 9:32:11 AM
breadbroker$25.00$25.003/1/2010 9:32:34 AM
simpy$25.00$25.003/1/2010 9:32:42 AM
108lender$49.95$49.953/1/2010 10:11:45 AM
bradny$25.00$25.002/28/2010 8:42:45 PM
srilm$25.00$25.003/1/2010 10:31:43 AM
anders94$25.00$25.002/28/2010 11:05:29 PM
leverage-holly$25.00$25.003/1/2010 6:20:25 AM
boater01$28.36$28.363/1/2010 11:20:48 AM
lokiswolf$33.27$33.273/1/2010 11:42:16 AM
Binan$25.00$25.003/1/2010 11:42:49 AM
mikeandcat$50.00$50.003/1/2010 6:31:29 AM
balance-whistle7$25.00$25.003/1/2010 12:45:29 PM
tom48l$25.00$25.003/1/2010 6:58:54 AM
fund-guild$45.36$45.363/1/2010 1:10:20 PM
Chakma$25.00$25.003/1/2010 9:08:46 AM
ArmyGuy$25.00$25.003/1/2010 2:28:42 PM
edognyc$25.00$25.003/1/2010 9:25:20 AM
driven_24-7$25.00$25.003/1/2010 10:26:00 AM
return-opera9$25.00$25.003/1/2010 10:32:19 AM
jfd287$25.00$25.003/1/2010 9:50:21 AM
reward-motion$25.00$25.003/1/2010 3:10:27 PM
sgmm330$25.00$25.003/1/2010 10:52:42 AM
EPCapital$25.00$25.003/1/2010 11:02:43 AM
sharkm$35.00$35.003/1/2010 10:22:59 AM
KBank$25.00$25.003/1/2010 11:10:20 AM
lendme2$40.57$40.573/1/2010 10:32:14 AM
Rostov$25.00$25.003/1/2010 11:18:12 AM
PJE$25.00$25.003/1/2010 3:47:43 PM
order-boomerang$25.00$25.003/1/2010 11:58:52 AM
silverloan$26.13$26.133/1/2010 4:06:10 PM
Gibbyland$48.42$48.423/1/2010 11:26:21 AM
Stack23$25.00$25.003/1/2010 11:31:59 AM
kain11286$25.00$25.003/1/2010 11:43:08 AM
justice-magnate$25.00$25.003/1/2010 11:45:43 AM
kind-efficient-credit$25.00$25.003/1/2010 1:00:22 PM
the-money-gargantuan$25.00$25.003/1/2010 11:50:39 AM
jasmarc$25.00$25.003/1/2010 11:51:18 AM
market-solstice2$25.00$25.003/1/2010 11:56:15 AM
transparency-giant$25.00$25.003/1/2010 11:57:13 AM
djh47a$25.00$25.003/1/2010 11:58:54 AM
Orca-man$50.00$50.003/1/2010 1:15:24 PM
paymentologist$25.00$25.003/1/2010 2:50:42 PM
elevated-platinum5$50.00$50.003/1/2010 3:20:26 PM
Orringo$30.17$30.173/1/2010 2:28:19 PM
note-sensation$25.00$25.003/1/2010 3:41:12 PM
bxdoc$200.00$200.003/1/2010 3:20:25 PM
inforapenny$25.00$25.003/1/2010 5:19:35 PM
balance6$25.00$25.003/1/2010 5:20:02 PM
bankofsam$25.00$25.003/1/2010 9:50:30 PM
Marfloogan$25.00$25.003/1/2010 5:26:03 PM
mpactlender$25.00$25.003/1/2010 5:36:17 PM
1750$25.00$25.003/2/2010 5:36:16 AM
wayman$50.00$50.003/1/2010 5:36:09 PM
lostontheedge$25.00$25.003/2/2010 7:46:27 AM
wbahl$25.00$25.003/1/2010 5:36:18 PM
gain-butterfly$25.00$25.003/2/2010 9:30:58 AM
kulender$25.00$25.003/2/2010 6:56:18 AM
RainbowEnd$25.00$25.003/2/2010 10:25:36 AM
hayhelp$25.00$25.003/2/2010 7:46:14 AM
arejaybe$25.00$25.003/2/2010 7:46:34 AM
Eudyptes$50.00$50.003/2/2010 10:27:18 AM
YellowJacket$25.00$25.003/2/2010 10:27:39 AM
flwah$25.00$25.003/2/2010 10:28:11 AM
stolan$25.00$25.003/2/2010 8:30:28 AM
DaveG56313$25.00$25.003/2/2010 5:51:33 AM
another412$25.00$25.003/2/2010 8:45:37 AM
uwinwewin$25.00$25.003/2/2010 9:31:21 AM
jplatypus$25.00$25.003/2/2010 7:40:23 AM
MakoF16$33.30$33.303/2/2010 8:00:30 AM
Banker7371$25.00$25.003/2/2010 9:33:28 AM
jibe-set$50.00$50.003/2/2010 9:52:52 AM
AnxiousAirman$25.00$25.003/2/2010 10:02:07 AM
spsavage$25.00$25.003/2/2010 9:05:33 AM
Eagledrop$25.00$25.003/2/2010 10:05:18 AM
CSUgrad08$25.00$25.003/2/2010 9:17:18 AM
jga516$25.00$25.003/2/2010 9:32:26 AM
lovelongandprosper$50.00$50.003/2/2010 9:32:45 AM
fireboss$32.53$32.533/2/2010 10:26:41 AM
onlyinchicago$25.00$25.003/2/2010 11:32:16 AM
aldeed$25.00$25.003/2/2010 11:57:42 AM
wampum-proton$25.00$25.003/2/2010 10:05:21 AM
yield-lion$25.00$25.003/2/2010 12:05:44 PM
derec$25.00$25.003/2/2010 10:42:50 AM
carlover$25.00$25.003/2/2010 11:00:40 AM
theemhdoctor$25.00$25.003/2/2010 11:25:31 AM
Logan7$25.00$25.003/2/2010 11:40:32 AM
smart-return$25.00$25.003/2/2010 4:05:21 PM
silver-armada$100.00$100.003/2/2010 5:55:32 PM
whynormal$25.00$25.003/2/2010 8:02:46 PM
drummer427$25.00$25.003/2/2010 9:15:20 PM
bnlforever$25.00$25.003/3/2010 9:33:56 AM
BrianRK$25.32$25.323/3/2010 10:33:31 AM
Josilot$25.00$25.003/3/2010 10:58:34 AM
fightinjoe$25.00$25.003/2/2010 9:37:39 PM
Hokiemon$28.69$28.693/3/2010 8:38:28 AM
a-finance-nirvana$25.00$25.003/3/2010 5:28:43 AM
ahalls$25.00$25.003/3/2010 10:39:52 AM
new-smart-fund$45.82$45.823/3/2010 7:54:31 AM
imlosttoo$25.00$25.003/3/2010 4:09:31 PM
herbyman$25.00$25.003/3/2010 10:33:32 AM
janicewill$25.00$25.003/3/2010 1:40:16 PM
ADIDASNO$25.00$25.003/3/2010 11:45:02 AM
jtrump22$25.00$25.003/3/2010 2:38:36 PM
scottr$25.00$25.003/3/2010 1:40:02 PM
brooklynjoe$25.00$25.003/3/2010 4:33:30 PM
LALO79$25.00$25.003/3/2010 9:39:02 PM
investment-oasis$25.00$25.003/3/2010 11:46:03 PM
well-mannered-income3$50.00$50.003/3/2010 4:49:06 PM
martinnc$25.00$25.003/4/2010 6:51:43 AM
Print88$25.00$25.003/4/2010 9:03:39 AM
PHI4308$25.00$25.003/4/2010 9:13:09 AM
celkram$25.00$25.003/4/2010 9:13:31 AM
MyKidsDad$25.00$25.003/4/2010 9:13:53 AM
lending-bear$50.00$50.003/4/2010 9:14:03 AM
bmarch$50.00$50.003/4/2010 9:14:17 AM
phoko$25.00$25.003/4/2010 9:14:30 AM
Oupa-George$25.00$25.003/4/2010 9:14:39 AM
saltymt$25.00$25.003/4/2010 9:14:46 AM
mmaurer$25.26$25.263/4/2010 9:14:52 AM
seattleslug$25.00$25.003/4/2010 9:15:04 AM
lost-money-so-far-on-these$25.00$25.003/4/2010 9:15:44 AM
divedude$25.00$25.003/4/2010 9:16:32 AM
restech$25.00$25.003/4/2010 9:17:20 AM
enigmallc$25.00$25.003/4/2010 9:17:29 AM
ElChico124$25.00$25.003/4/2010 9:18:22 AM
Jinja$30.00$30.003/4/2010 9:45:31 AM
bazaar-ruler$25.00$25.003/4/2010 9:13:23 AM
Cutts$25.00$25.003/4/2010 9:13:50 AM
Breakfast_Gypsy$25.00$25.003/4/2010 9:13:57 AM
lookingup78$25.00$25.003/4/2010 9:14:23 AM
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bbrelo$25.00$25.003/4/2010 9:14:40 AM
AKJagMan$25.00$25.003/4/2010 9:14:56 AM
taylor883$25.00$25.003/4/2010 9:15:22 AM
helpinghand75$25.00$25.003/4/2010 9:15:31 AM
principal-galaxy$25.00$25.003/4/2010 9:16:20 AM
opmjdv$25.00$25.003/4/2010 9:16:24 AM
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IP$50.00$50.003/4/2010 9:17:16 AM
sweepeet$25.00$25.003/4/2010 9:17:30 AM
Dakota98$30.77$30.773/4/2010 9:17:34 AM
unclejaef$25.00$25.003/4/2010 9:17:41 AM
mizunoman$25.00$25.003/4/2010 9:18:03 AM
tomxnsn$25.00$25.003/4/2010 11:57:27 AM
opita$25.93$25.933/4/2010 12:10:59 PM
currency-zenith$50.00$50.003/4/2010 9:37:20 AM
porwestco$25.00$25.003/4/2010 12:37:11 PM
WolRab$36.95$36.953/4/2010 9:12:32 AM
williamdkit$25.00$25.003/4/2010 9:13:11 AM
philthy$25.00$25.003/4/2010 9:13:24 AM
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dunedin$25.00$25.003/4/2010 9:13:33 AM
dspmn$25.00$25.003/4/2010 9:13:42 AM
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beachbum22$25.00$25.003/4/2010 9:14:29 AM
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droryikra$25.00$25.003/4/2010 9:14:41 AM
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LKN2RTR$25.00$25.003/4/2010 9:14:51 AM
ogoog$25.00$25.003/4/2010 9:14:57 AM
kmwvma$25.00$25.003/4/2010 9:14:59 AM
mjjjrj$25.00$25.003/4/2010 9:15:36 AM
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Dia_Lucri3$25.00$25.003/4/2010 3:07:27 PM
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gotyourgear$25.00$25.003/4/2010 12:31:02 PM
investor421$25.00$25.003/4/2010 9:38:33 AM
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ccaxid57$25.00$25.003/5/2010 6:39:42 AM
norcalsv$50.00$50.003/5/2010 2:32:03 AM
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LenderOnWheels$25.00$25.003/5/2010 5:41:08 AM
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scredneck$45.89$45.893/5/2010 8:52:21 AM
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zrohmm$25.00$25.003/5/2010 2:32:24 AM
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kingbutthd$25.00$25.003/5/2010 10:57:27 AM
G1g1ty$25.00$25.003/5/2010 5:54:33 AM
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jkitten$25.00$25.003/5/2010 11:22:31 AM
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KLCRAY$50.00$50.003/5/2010 12:37:22 PM
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CallMeBen$25.00$25.002/26/2010 3:58:50 PM
gavinfh$25.00$25.002/26/2010 4:10:12 PM
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micko$25.00$25.002/26/2010 4:00:55 PM
asset-professor$75.00$75.002/26/2010 4:04:08 PM
don8ter$25.00$25.002/26/2010 4:04:11 PM
success1001$50.00$50.002/26/2010 4:13:59 PM
sammyhammy$25.00$25.002/26/2010 4:14:12 PM
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torion$25.00$25.002/26/2010 4:08:42 PM
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yachtmaster45$25.00$25.002/26/2010 4:17:35 PM
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lloyd_s$25.00$25.002/26/2010 4:17:46 PM
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jigsaw$100.00$100.002/26/2010 4:08:23 PM
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jdrez$25.00$25.002/26/2010 4:12:06 PM
mpatrick$25.00$25.002/26/2010 4:11:28 PM
charming-point$300.00$300.002/26/2010 4:13:15 PM
Aimvest$25.00$25.002/26/2010 4:13:37 PM
1phantom$25.00$25.002/26/2010 4:14:50 PM
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b0b$25.00$25.002/26/2010 4:14:27 PM
time4aloan$50.00$50.002/26/2010 6:00:43 PM
Glovez2$30.00$30.002/26/2010 6:37:55 PM
wise-silver-wonder$25.00$25.002/26/2010 4:16:58 PM
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Josta$50.00$50.002/26/2010 4:18:47 PM
fcukciti$25.00$25.002/26/2010 4:19:13 PM
Trimalchio12$25.00$25.002/26/2010 4:20:12 PM
brazilofmux$33.11$33.112/27/2010 4:55:26 AM
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kmr2$25.00$25.002/26/2010 5:00:32 PM
summerlander$25.00$25.002/26/2010 5:56:03 PM
anton$25.00$25.002/26/2010 6:15:30 PM
coin-investor$25.00$25.002/27/2010 11:47:06 AM
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Hartfelt$50.00$50.002/27/2010 2:20:29 PM
Serp$25.00$25.002/26/2010 11:27:20 PM
Goodlender42$25.00$25.002/27/2010 5:35:24 AM
iolaire$25.00$25.002/27/2010 5:25:31 PM
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peerlender$30.00$30.002/27/2010 7:45:32 PM
DadWarbucks$25.00$25.002/27/2010 7:45:47 PM
duty-monger$37.75$37.752/27/2010 12:37:23 PM
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reflective-rupee$100.00$100.002/27/2010 1:04:01 PM
JJpeanut$25.00$25.002/27/2010 5:55:36 PM
calm-deal7$25.00$25.002/28/2010 11:39:28 AM
TheGrayFox$25.00$25.002/27/2010 6:42:33 PM
loan-master996$50.00$50.002/27/2010 7:45:01 PM
PaulHenry$25.00$25.002/27/2010 7:15:34 PM
egw$25.00$25.002/27/2010 7:45:30 PM
benefit-squirrel$25.00$25.002/27/2010 8:35:50 PM
runner262$25.00$25.002/27/2010 9:25:29 PM
friendly-worth3$25.00$25.002/27/2010 7:45:32 PM
Tallac-Capital$25.00$25.002/28/2010 4:43:15 PM
useful-p2ploan$50.00$50.002/28/2010 8:41:03 AM
orange-preeminant-bill$50.00$50.002/28/2010 6:33:59 AM
marketplace-achievement$25.00$25.002/28/2010 9:15:52 AM
Realty24$35.00$35.002/28/2010 7:32:46 PM
HHP$25.00$25.003/1/2010 6:35:40 AM
currency-oak$25.00$25.002/28/2010 1:09:37 PM
nybanker85$25.00$25.002/28/2010 5:05:45 PM
Zeus82$25.00$25.003/1/2010 9:32:36 AM
mathprof$25.00$25.002/28/2010 11:05:27 PM
LenderByDay$25.00$25.003/1/2010 10:17:08 AM
Headhunter14$25.00$25.003/1/2010 10:22:56 AM
rgrtanker$25.00$25.003/1/2010 10:31:47 AM
Steveoo1$25.00$25.003/1/2010 10:32:13 AM
ClearLake$25.00$25.003/1/2010 10:37:15 AM
nestegg4e$25.00$25.003/1/2010 11:10:36 AM
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gethsemane4$25.00$25.003/1/2010 11:18:39 AM
bigphish$25.00$25.003/1/2010 1:10:40 AM
slartibardfast$25.00$25.003/1/2010 11:43:09 AM
biobulator$25.00$25.003/1/2010 11:51:10 AM
pragmatic-camaraderi$25.00$25.003/1/2010 11:56:40 AM
value-pouch$25.00$25.003/1/2010 11:57:16 AM
bonus-patriot$25.00$25.003/1/2010 11:58:56 AM
BigCityLending$25.00$25.003/1/2010 1:07:09 PM
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agreement-point$43.48$43.483/1/2010 1:25:25 PM
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rmachi$25.00$25.003/1/2010 10:11:40 AM
siesta100$25.00$25.003/1/2010 2:28:22 PM
social-conductor4$25.00$25.003/1/2010 2:45:27 PM
jonn834$25.00$25.003/1/2010 10:32:15 AM
Red_b17$25.00$25.003/1/2010 3:00:37 PM
Dutchhunter$36.11$36.113/1/2010 10:52:40 AM
theprince$25.00$25.003/1/2010 11:06:57 AM
Apex-Lender$25.00$25.003/1/2010 11:10:18 AM
JGB$25.00$25.003/1/2010 3:25:49 PM
CASHGIRL$40.00$40.003/1/2010 10:31:49 AM
jrbill1998$50.00$50.003/1/2010 11:27:06 AM
happyskippy0208$25.00$25.003/1/2010 11:32:04 AM
arcangel72$25.00$25.003/1/2010 11:42:46 AM
durability-halibut$25.00$25.003/1/2010 10:51:59 AM
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value-pole$25.00$25.003/1/2010 11:58:57 AM
helpinghand63$26.55$26.553/1/2010 11:10:51 AM
bid-papyrus$25.00$25.003/1/2010 11:50:51 AM
pure-treasure7$25.00$25.003/1/2010 11:51:16 AM
apostle901$25.00$25.003/1/2010 11:59:09 AM
ryan23$25.00$25.003/1/2010 1:15:57 PM
wphmd$25.00$25.003/1/2010 1:23:21 PM
orgy63$25.00$25.003/1/2010 1:58:17 PM
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trumpeter5$25.00$25.003/1/2010 2:56:24 PM
nalaari$25.00$25.003/1/2010 2:12:50 PM
wealthstar$25.00$25.003/1/2010 4:05:24 PM
resplendent-moola$25.00$25.003/1/2010 3:20:19 PM
Rick7925$25.00$25.003/1/2010 3:20:28 PM
noddy$25.00$25.003/1/2010 3:47:52 PM
TOCPI$25.00$25.003/2/2010 4:45:28 AM
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Feline_Parent$30.00$30.003/1/2010 5:36:13 PM
teejay411$49.80$49.803/1/2010 5:36:19 PM
dt2812$28.73$28.733/2/2010 7:56:17 AM
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gracej$25.00$25.003/2/2010 9:25:36 AM
flexible-return297$25.00$25.003/2/2010 9:31:33 AM
hanuman77$34.58$34.583/2/2010 9:32:13 AM
TeamDriftwood$25.00$25.003/2/2010 9:42:40 AM
dartmouth99$25.00$25.003/2/2010 9:42:43 AM
StWaldo$25.00$25.003/2/2010 10:22:21 AM
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iruz$50.00$50.003/2/2010 10:25:13 AM
Supp0rter$44.01$44.013/2/2010 7:46:23 AM
outtahoth2o$50.00$50.003/2/2010 10:27:16 AM
Fahrquar$25.00$25.003/2/2010 9:05:31 AM
angeimack$25.00$25.003/2/2010 9:10:22 AM
GATrust$39.02$39.023/2/2010 7:21:22 AM
Tradesmanlender$25.00$25.003/2/2010 10:34:33 AM
PaulW$25.00$25.003/2/2010 7:46:26 AM
alfster1$50.00$50.003/2/2010 9:52:55 AM
skibum65$26.81$26.813/2/2010 10:42:30 AM
zeelender$25.00$25.003/2/2010 9:10:24 AM
jgar_O$25.00$25.003/2/2010 9:17:20 AM
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mmckune$25.00$25.003/2/2010 11:10:26 AM
chomper969$25.00$25.003/2/2010 9:31:47 AM
latestone$25.00$25.003/2/2010 10:25:38 AM
devoider$25.00$25.003/2/2010 11:57:22 AM
kanpur63$25.00$25.003/2/2010 9:53:23 AM
steely_dan34$25.00$25.003/2/2010 10:08:16 AM
cesta283$25.00$25.003/2/2010 10:23:43 AM
ualf$32.96$32.963/2/2010 10:43:03 AM
cyberie21$31.79$31.793/2/2010 10:43:19 AM
DrStaff$28.38$28.383/2/2010 10:27:53 AM
TheColoradoDon$25.00$25.003/2/2010 11:10:38 AM
sail120$25.00$25.003/2/2010 10:33:08 AM
mc81$25.00$25.003/2/2010 11:57:11 AM
assetmanager$25.00$25.003/2/2010 10:43:09 AM
lizard_lips$25.00$25.003/2/2010 11:50:21 AM
dollar-oracle55$25.00$25.003/2/2010 4:05:20 PM
Sibelius2$25.00$25.003/2/2010 8:40:24 PM
sandeepPR$25.00$25.003/2/2010 10:59:01 PM
moola-man$30.00$30.003/2/2010 7:55:39 PM
money2k$25.00$25.003/2/2010 8:40:26 PM
reflective-rupee$500.00$500.003/3/2010 8:15:13 AM
Interloper$25.00$25.003/2/2010 7:30:22 PM
PatRichi$25.00$25.003/2/2010 9:15:18 PM
enigma1337$25.00$25.003/3/2010 10:43:45 AM
Little_Guy$25.00$25.003/3/2010 11:13:45 AM
ALVO$32.19$32.193/3/2010 11:53:29 AM
tripnosis$25.00$25.003/3/2010 9:33:43 AM
LordKinbote$25.00$25.003/3/2010 10:27:03 AM
wdove511$25.00$25.003/3/2010 10:33:34 AM
jtradition$41.12$41.123/3/2010 10:33:41 AM
skiberdad$36.55$36.553/3/2010 10:49:14 AM
L-vex$25.00$25.003/3/2010 10:54:03 AM
RetiredATC$25.00$25.003/3/2010 2:48:33 PM
GElender$47.92$47.923/3/2010 3:03:33 PM
dollar-birdie$25.00$25.003/3/2010 12:25:40 PM
omerta6102$45.90$45.903/3/2010 10:43:31 AM
dmitrk$25.00$25.003/3/2010 11:53:26 AM
mrfrog$25.00$25.003/3/2010 12:00:38 PM
hope-spinner$25.00$25.003/3/2010 2:41:11 PM
LibertyCPA$25.00$25.003/3/2010 12:54:54 PM
engaging-worth$30.00$30.003/3/2010 9:39:23 PM
famous-bill$50.00$50.003/4/2010 5:30:51 AM
loanjockey$32.48$32.483/3/2010 6:01:56 PM
awesome-market$25.00$25.003/4/2010 8:45:35 AM
NJournalist$25.00$25.003/4/2010 9:13:22 AM
aader$25.00$25.003/4/2010 9:13:34 AM
Danfromnapa$47.82$47.823/4/2010 9:13:49 AM
Winkyboy$25.00$25.003/4/2010 9:13:56 AM
MrDavid$25.00$25.003/4/2010 9:14:21 AM
helpu88$35.81$35.813/4/2010 9:14:33 AM
BrooklynJim$25.00$25.003/4/2010 9:14:55 AM
Plotinus$34.24$34.243/4/2010 9:15:00 AM
asset-caballero$25.00$25.003/4/2010 9:15:05 AM
easylender$25.00$25.003/4/2010 9:15:42 AM
nodrivelpls$25.00$25.003/4/2010 9:15:49 AM
All_Wins$25.00$25.003/4/2010 9:16:01 AM
fuzed$55.00$55.003/4/2010 9:17:07 AM
lowrate$25.00$25.003/4/2010 9:17:19 AM
mdfrog13$80.00$80.003/4/2010 8:24:01 AM
Zoramite$25.00$25.003/4/2010 9:37:32 AM
crazycool$25.00$25.003/4/2010 9:13:20 AM
BankofTony$32.59$32.593/4/2010 9:13:32 AM
gristle$25.00$25.003/4/2010 9:13:54 AM
hrubinst$25.00$25.003/4/2010 9:14:19 AM
saffron4$25.00$25.003/4/2010 9:14:28 AM
seanwolter$25.00$25.003/4/2010 9:14:34 AM
JagFan$25.00$25.003/4/2010 9:14:36 AM
TEAM-Jasper$25.00$25.003/4/2010 9:14:44 AM
Divr555$33.62$33.623/4/2010 9:14:53 AM
Hiro07$25.00$25.003/4/2010 9:15:51 AM
TCR3$25.00$25.003/4/2010 9:15:58 AM
02bob$25.00$25.003/4/2010 9:16:26 AM
Kijib$25.00$25.003/4/2010 9:17:38 AM
mizount$25.00$25.003/4/2010 9:17:56 AM
Cubsfan07$25.00$25.003/4/2010 12:11:28 PM
RugbyNick2126$25.00$25.003/4/2010 7:20:36 AM
jenq0001$25.00$25.003/4/2010 7:25:28 AM
mason13a$25.00$25.003/4/2010 7:40:56 AM
Tasmir$25.00$25.003/4/2010 12:30:51 PM
SkiNZ$25.00$25.003/4/2010 9:13:38 AM
kscc183$25.00$25.003/4/2010 9:13:40 AM
utukxul$25.00$25.003/4/2010 9:13:46 AM
shortstop21$25.00$25.003/4/2010 9:13:56 AM
Auburnmist$25.00$25.003/4/2010 9:14:09 AM
divemaster$25.00$25.003/4/2010 9:14:16 AM
JDFuego$25.00$25.003/4/2010 9:14:32 AM
note-cougar0$25.00$25.003/4/2010 10:08:29 AM
Frenchynh$25.00$25.003/4/2010 9:14:38 AM
davidc314$47.40$47.403/4/2010 9:14:54 AM
cassius84$25.00$25.003/4/2010 9:15:09 AM
sharp-bill2$40.00$40.003/4/2010 10:25:31 AM
head$25.00$25.003/4/2010 9:15:12 AM
LongTail$25.00$25.003/4/2010 9:15:35 AM
Voltaire$50.00$50.003/4/2010 10:35:46 AM
colorado23$25.00$25.003/4/2010 10:42:10 AM
jbadawg1017$25.00$25.003/4/2010 10:42:15 AM
mrfixerupper$25.00$25.003/4/2010 9:17:54 AM
keeks$25.00$25.003/4/2010 9:18:10 AM
scorpi073$25.00$25.003/4/2010 1:45:39 PM
p1k4blu$25.00$25.003/4/2010 9:18:56 AM
VAGweilo$50.00$50.003/4/2010 9:20:30 AM
cash-merry-maker$25.00$25.003/4/2010 11:49:58 AM
Au-Ag-Pt$25.00$25.003/4/2010 2:31:56 PM
kalex752$35.34$35.343/4/2010 2:40:43 PM
smallfry$25.00$25.003/4/2010 12:05:51 PM
goldeneye777$25.00$25.003/4/2010 9:36:54 AM
tillit$25.00$25.003/4/2010 12:30:39 PM
Oryx22$25.00$25.003/4/2010 3:15:30 PM
bikingbtb$25.00$25.003/4/2010 3:15:34 PM
new-reward-sequoia$25.00$25.003/4/2010 3:40:39 PM
Red4Golf$25.00$25.003/4/2010 1:15:29 PM
Veggie_Monkey$25.00$25.003/4/2010 10:42:17 AM
paulsar71495$25.00$25.003/4/2010 1:41:13 PM
spyro$25.00$25.003/4/2010 12:21:57 PM
bankofburt$25.00$25.003/4/2010 2:35:01 PM
dashawn$25.00$25.003/4/2010 12:31:07 PM
GACFUNDING$25.00$25.003/4/2010 1:21:08 PM
pubnat$25.00$25.003/4/2010 1:45:46 PM
gsd$25.00$25.003/4/2010 5:15:41 PM
repaintandrepair$25.00$25.003/4/2010 5:21:27 PM
jhernand17$25.00$25.003/4/2010 5:38:48 PM
saschar$25.00$25.003/4/2010 5:56:31 PM
dadalou$25.00$25.003/4/2010 4:27:03 PM
millioncan$25.00$25.003/4/2010 5:23:53 PM
napoleon1168$25.00$25.003/4/2010 10:35:36 PM
slyder61$25.00$25.003/5/2010 2:18:22 AM
JackieSuewho$25.00$25.003/5/2010 3:23:26 AM
captainack$25.00$25.003/5/2010 4:12:26 AM
wgc$25.00$25.003/5/2010 5:26:02 AM
PitOfSuccess$25.00$25.003/5/2010 5:54:37 AM
berkeleyalum$25.00$25.003/4/2010 9:10:58 PM
dynrep$100.00$100.003/5/2010 6:02:13 AM
catterpillar$25.00$25.003/5/2010 6:10:01 AM
bazaar-tulip$25.00$25.003/5/2010 6:25:44 AM
cashfl0w$44.97$44.973/5/2010 1:06:43 AM
siegoris$50.00$50.003/5/2010 1:16:49 AM
Agustin$35.00$35.003/5/2010 1:17:59 AM
Cali123$25.14$25.143/5/2010 2:59:27 AM
krazydavet$25.00$25.003/5/2010 4:18:27 AM
Raser$25.00$25.003/5/2010 4:43:39 AM
cwswdh$25.00$25.003/4/2010 6:56:05 PM
lounges$50.00$50.003/5/2010 5:11:43 AM
Reinadog9$25.00$25.003/4/2010 8:30:41 PM
Bob450$50.00$50.003/4/2010 9:01:04 PM
tijuas90$25.00$25.003/5/2010 6:24:20 AM
unequaled-worth$25.00$25.003/5/2010 6:25:14 AM
JRHdocRN$25.00$25.003/5/2010 1:40:58 AM
interest-exec9$25.00$25.003/5/2010 7:47:30 AM
markwms$25.00$25.003/5/2010 3:39:22 AM
tuneman1980$25.00$25.003/5/2010 3:52:51 AM
credit-missile$117.22$117.223/5/2010 10:56:29 AM
B1$47.95$47.953/5/2010 10:58:17 AM
LendK$50.00$50.003/5/2010 8:59:22 AM
mooch_1993$25.00$25.003/5/2010 11:04:11 AM
checkuto$25.00$25.003/5/2010 5:54:48 AM
bklynborn424$25.00$25.003/5/2010 9:33:41 AM
dsfoundation$25.00$25.003/5/2010 11:43:02 AM
uarewhatuthink$28.35$28.353/5/2010 11:17:37 AM
oodkim84oo$40.00$40.003/5/2010 12:04:54 PM
value-microscope$25.00$25.003/5/2010 2:22:29 PM
WeAlNe$25.00$25.003/5/2010 12:18:26 PM
credit-missile$50.00$50.003/5/2010 12:22:20 PM
mattemmo$25.00$25.003/5/2010 9:44:18 AM
leodaguy$25.00$25.003/5/2010 12:43:15 PM
jcholloway831$25.00$25.003/5/2010 12:43:47 PM
TelegramSam$25.00$25.003/5/2010 10:48:53 AM
nycloan$25.00$25.003/5/2010 2:17:22 PM
first-upright-payout$25.00$25.003/5/2010 2:25:32 PM
ndwayno$25.00$25.003/5/2010 2:42:37 PM
Skady3love$25.00$25.003/5/2010 3:15:36 PM
sclark$25.00$25.003/5/2010 3:49:21 PM
hard-working-loot$25.00$25.003/5/2010 2:42:24 PM
667 bids
 
Borrower Payment Dependent Notes Series 447128
This series of Notes was issued and sold upon the funding of the borrower loan #41235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 7.49% Starting borrower rate/APR: 8.49% / 8.83% Starting monthly payment: $157.81
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $157.37
 
Auction yield range: 3.05% - 7.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1987 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 19 / 16Length of status:1y 8m
Credit score: 800-819 (Jan-2010) Total credit lines: 32 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,409Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 6%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: elegant-fund1 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off credit cards......

My financial situation:
I am a good candidate for this loan because I'm employed....
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/18/2010 4:13:42 PM
lean-velocity$25.00$25.002/18/2010 4:13:47 PM
dollar-birdie$30.00$30.002/18/2010 4:13:51 PM
skuba$50.00$50.002/18/2010 4:18:38 PM
cash-sensai2$25.00$25.002/18/2010 4:19:26 PM
radforj22$25.00$25.002/18/2010 4:19:04 PM
personal-lender$25.00$25.002/18/2010 4:26:46 PM
bchen78875$50.00$50.002/18/2010 4:26:57 PM
bowdish1$100.00$100.002/18/2010 4:27:06 PM
lloyd_s$25.00$25.002/18/2010 4:26:44 PM
Kaj$25.00$25.002/18/2010 4:27:28 PM
honorable-yield$75.00$75.002/18/2010 4:27:41 PM
delicious-social132$40.00$40.002/18/2010 4:27:03 PM
kulender$25.00$25.002/18/2010 4:27:53 PM
friendly-worth3$25.00$25.002/18/2010 4:27:21 PM
stable-nickel$250.00$250.002/18/2010 4:29:02 PM
HHP$25.00$25.002/18/2010 4:28:32 PM
senorzookeeper$25.00$25.002/18/2010 4:29:12 PM
scott73$25.00$25.002/18/2010 4:29:24 PM
loanfairy$25.00$25.002/18/2010 4:29:29 PM
turbospeed$25.00$25.002/18/2010 4:29:37 PM
Diversify_Further$25.00$25.002/18/2010 4:30:24 PM
dlshap$25.00$25.002/18/2010 4:30:59 PM
don8ter$60.00$60.002/18/2010 4:31:12 PM
meenan$25.00$25.002/18/2010 4:26:40 PM
credit-force5$25.00$25.002/18/2010 4:26:49 PM
falcon245sp$25.00$25.002/18/2010 4:26:52 PM
meux99$25.00$25.002/18/2010 4:31:33 PM
Cai8899$75.00$75.002/18/2010 4:26:59 PM
inspired-contract9$50.00$50.002/18/2010 4:31:39 PM
peerlender$30.00$30.002/18/2010 4:27:09 PM
Aeroman32$25.00$25.002/18/2010 4:31:53 PM
rolandweary$30.00$30.002/18/2010 4:27:19 PM
anton$150.00$150.002/18/2010 4:27:46 PM
micko$25.00$25.002/18/2010 4:28:45 PM
compassion-lotus5$25.00$25.002/18/2010 4:29:20 PM
Eagledrop$25.00$25.002/18/2010 4:35:37 PM
ddibernardo$25.00$25.002/18/2010 4:35:46 PM
asset-professor$100.00$100.002/18/2010 4:30:40 PM
selector568$500.00$500.002/18/2010 4:42:42 PM
capital-futurist$25.00$25.002/18/2010 4:32:23 PM
KrazyCelticKid$100.00$100.002/18/2010 4:32:44 PM
ramsumana$25.00$25.002/18/2010 5:35:52 PM
ITS-A-WONDERFUL-LIFE$25.00$25.002/18/2010 5:52:23 PM
wormdc$25.00$25.002/18/2010 9:05:45 PM
iolaire$25.00$25.002/19/2010 7:00:40 AM
silverloan$25.01$25.012/19/2010 7:15:38 AM
GetItRight$25.00$25.002/18/2010 8:40:52 PM
webfeet$25.00$23.312/19/2010 9:06:52 AM
VWA_to_the_Rescue$25.00$25.002/19/2010 6:20:23 AM
Cherrypicker06$25.00$25.002/19/2010 7:10:29 AM
springpanda$25.00$25.002/19/2010 2:02:23 PM
dontscrewmeover1$25.00$25.002/19/2010 7:27:50 PM
Cherrypicker$50.00$50.002/22/2010 3:06:03 PM
Letusee$50.00$50.002/23/2010 4:48:39 PM
Lender0307$25.00$25.002/23/2010 8:45:16 PM
flshdaskll$25.00$25.002/23/2010 7:25:05 PM
wwwUniversal$25.00$25.002/24/2010 11:06:40 AM
agab$25.00$25.002/24/2010 7:54:31 AM
Pickmar$25.00$25.002/24/2010 1:03:59 PM
greenback-companion8$25.00$25.002/24/2010 7:34:31 PM
surfsider123$25.00$25.002/25/2010 11:28:45 AM
marwadi-62$200.00$200.002/25/2010 8:06:44 AM
iruz$25.06$25.062/25/2010 11:07:48 AM
mobius_titan$25.00$25.002/25/2010 12:32:24 PM
Oak-Parker$25.00$25.002/25/2010 4:01:40 PM
blissful-note7$25.00$25.002/18/2010 4:18:06 PM
thedoctor$90.00$90.002/18/2010 4:19:38 PM
flexible-value$31.00$31.002/18/2010 4:19:53 PM
life-is-great$25.00$25.002/18/2010 4:20:07 PM
natural-greenback6$25.00$25.002/18/2010 4:20:12 PM
DonaldColorado$25.00$25.002/18/2010 4:22:25 PM
wampum-reaction2$25.00$25.002/18/2010 4:27:22 PM
social-conductor4$25.00$25.002/18/2010 4:27:25 PM
AF-Chief$28.00$28.002/18/2010 4:27:51 PM
Havana21$50.00$50.002/18/2010 4:28:22 PM
buckyhead2000$25.00$25.002/18/2010 4:29:01 PM
skvat$25.00$25.002/18/2010 4:30:21 PM
LendDoc$25.00$25.002/18/2010 4:31:16 PM
red-favorable-basis$25.00$25.002/18/2010 4:31:14 PM
market-builder$25.00$25.002/18/2010 4:27:01 PM
commerce-web5$40.00$40.002/18/2010 4:27:14 PM
mlopez2007$25.00$25.002/18/2010 4:27:49 PM
invincible-duty$25.00$25.002/18/2010 4:32:50 PM
jeffpac$55.00$55.002/18/2010 4:34:09 PM
desertoasis$25.00$25.002/18/2010 4:34:20 PM
note-sensation$25.00$25.002/18/2010 4:35:23 PM
Speculator$50.00$50.002/18/2010 4:32:46 PM
smallbizrule$25.00$25.002/18/2010 4:32:57 PM
steady-gain5$25.00$25.002/18/2010 4:33:01 PM
istttja$25.00$25.002/18/2010 4:33:35 PM
hizzy$25.00$25.002/18/2010 6:35:32 PM
keyfig$50.00$50.002/18/2010 4:34:30 PM
head$25.00$25.002/18/2010 4:34:39 PM
forthright-dedication$25.00$25.002/18/2010 4:34:44 PM
Cr_Sunset$25.00$25.002/18/2010 4:34:49 PM
blot44$25.00$25.002/18/2010 8:32:02 PM
saritha$25.00$25.002/18/2010 9:35:48 PM
pbeach05$25.00$25.002/18/2010 10:35:36 PM
iLoaner$25.00$25.002/19/2010 5:37:39 AM
Microfinancer$25.00$25.002/19/2010 7:40:49 AM
WhiteGiant$25.00$25.002/19/2010 10:16:11 AM
otalon$25.00$25.002/19/2010 10:38:58 AM
bkb7484$25.00$25.002/20/2010 4:18:29 AM
ajk_blue$25.00$25.002/20/2010 1:42:28 AM
RandyL3$50.00$50.002/20/2010 6:05:43 PM
thepillowsack$25.00$25.002/22/2010 8:23:52 AM
the-profit-oracle$25.00$25.002/23/2010 4:54:17 PM
shakay$50.00$50.002/23/2010 8:39:09 PM
Bieling$25.00$25.002/23/2010 6:11:03 PM
The-Lighthouse-Group$25.00$25.002/24/2010 5:51:02 PM
YummiBear$25.00$25.002/24/2010 6:45:51 PM
IceFisherman$50.00$50.002/25/2010 12:12:59 PM
knark$25.00$25.002/25/2010 6:36:44 AM
jmainc$25.00$25.002/25/2010 6:58:32 AM
rate-hickory$25.00$25.002/25/2010 7:01:35 AM
webfeet$25.00$25.002/25/2010 6:50:55 AM
nicebank$25.15$25.152/25/2010 1:15:30 PM
Leshan$25.00$25.002/25/2010 1:45:53 PM
thebadpelican$25.00$25.002/25/2010 2:26:31 PM
helping-out$40.00$40.002/25/2010 10:18:20 AM
vtr1000$25.51$25.512/25/2010 1:08:09 PM
OCLend$25.00$25.002/25/2010 1:22:38 PM
Grandmahoneybee$25.00$25.002/25/2010 2:38:52 PM
SeaLoans$25.00$25.002/25/2010 2:20:34 PM
rce1964$25.00$25.002/25/2010 2:21:09 PM
BrLender$26.96$26.962/25/2010 3:20:21 PM
WillingToHelpOut$25.00$25.002/25/2010 3:25:38 PM
128 bids
 
Borrower Payment Dependent Notes Series 447466
This series of Notes was issued and sold upon the funding of the borrower loan #41226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-26-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 12.35% Starting monthly payment: $398.57
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $383.27
 
Auction yield range: 3.05% - 11.00% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1998 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:0y 3m
Credit score: 840-859 (Feb-2010) Total credit lines: 33 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $0Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: fireduck64 Borrower's state: Washington Borrower's group: Virginia Tech Alumni
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 23 ( 100% ) 840-859 (Latest)
Principal borrowed: $23,000.00< mo. late: 0 ( 0% )  
820-839 (Apr-2008)
780-799 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
Selling my
I am selling my house in Virginia after having moved to Seattle. Of course the market isn't great and some things I considered charm and peculiarities are considered by potential buyers to be costly repair items. I have a it under a sale contract now and hopefully closing in March. The trouble is that with the repairs and closing costs and what I owe on the mortgage I will need to bring money to closing to make up cover the difference.

So my options are Prosper or pulling the money out of my Roth IRA. I'd really prefer to not mess with my Roth IRA so here I am.
Information in the Description is not verified.
Friends And Family Winning Bids
korvus has bid a total of $37.78 in winning bids.
Amandalina has bid a total of $40.52 in winning bids.
2 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: And if it doesn't close in March do you have a contingency plan? - Moneypenny6
A: Yes. My income is enough that I can continue paying the mortgage and utilities as well as my Seattle living expenses indefinitely. So I can wait for another buyer or for the market to change. If it doesn't close I'll likely talk to my Realtor and decide to either spend this loan money on some of those repairs or just hold on to it as every buyer has a different set of things that are important to them and I wouldn't want to spend a bunch of money on the wrong things. (Feb-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thedoctor$100.00$100.002/22/2010 4:13:29 PM
wanna-help$25.00$25.002/22/2010 4:16:34 PM
rangers94$25.00$25.002/22/2010 4:23:54 PM
dollar-birdie$50.00$50.002/22/2010 4:28:59 PM
skuba$50.00$50.002/22/2010 4:29:22 PM
keyfig$50.00$50.002/22/2010 4:35:55 PM
istttja$25.00$25.002/22/2010 4:35:06 PM
jeffpac$55.00$55.002/22/2010 4:35:20 PM
Cr_Sunset$25.00$25.002/22/2010 4:36:23 PM
ddibernardo$25.00$25.002/22/2010 4:37:17 PM
rolandweary$30.00$30.002/22/2010 4:45:10 PM
firefly17$25.00$25.002/22/2010 4:43:59 PM
VBAces$75.00$75.002/22/2010 4:46:14 PM
BayShell$50.00$50.002/22/2010 4:48:20 PM
supreme-hope$25.00$25.002/22/2010 4:53:14 PM
JJS180$25.00$25.002/22/2010 4:51:55 PM
Havana21$50.00$50.002/22/2010 4:54:54 PM
bds9646$26.00$26.002/22/2010 4:52:17 PM
red-favorable-basis$25.00$25.002/22/2010 4:55:16 PM
selector568$300.00$300.002/22/2010 4:53:46 PM
lloyd_s$25.00$25.002/22/2010 4:54:13 PM
Cai8899$75.00$75.002/22/2010 4:54:32 PM
peerlender$30.00$30.002/22/2010 4:54:41 PM
head$25.00$25.002/22/2010 4:55:29 PM
iolaire$25.00$25.002/22/2010 4:55:38 PM
Microfinancer$25.00$25.002/22/2010 4:55:50 PM
webfeet$25.00$25.002/22/2010 4:55:56 PM
flexible-value$31.00$31.002/22/2010 4:58:20 PM
radforj22$25.00$25.002/22/2010 4:57:50 PM
cash-sensai2$25.00$25.002/22/2010 4:58:10 PM
credit-force5$25.00$25.002/22/2010 5:03:37 PM
wampum-reaction2$25.00$25.002/22/2010 5:03:47 PM
honorable-yield$75.00$75.002/22/2010 5:03:54 PM
scott73$25.00$25.002/22/2010 5:04:44 PM
asset-professor$100.00$100.002/22/2010 5:05:19 PM
inspired-contract9$50.00$50.002/22/2010 5:05:53 PM
smallbizrule$25.00$25.002/22/2010 5:06:21 PM
kayakg$25.00$25.002/22/2010 5:09:51 PM
tokenentry$25.00$25.002/22/2010 5:10:08 PM
invincible-duty$25.00$25.002/22/2010 5:06:12 PM
steady-gain5$25.00$25.002/22/2010 5:06:25 PM
Divot$25.00$25.002/22/2010 5:10:26 PM
red-trade-cologne$25.00$25.002/22/2010 5:15:37 PM
AmericanCredit$25.00$25.002/22/2010 5:15:47 PM
CardCapDude$25.00$25.002/22/2010 5:16:13 PM
bigballer105$25.00$25.002/22/2010 5:13:44 PM
OldFriend$25.00$25.002/22/2010 5:14:11 PM
DeltaGambler$25.00$25.002/22/2010 5:18:42 PM
auction-elvis$25.00$25.002/22/2010 5:15:43 PM
theprince$25.00$25.002/22/2010 5:16:04 PM
moola-escalator$50.00$50.002/22/2010 5:16:10 PM
trade-trumpet$25.00$25.002/22/2010 5:16:15 PM
LandE2BG$25.00$25.002/22/2010 5:14:19 PM
noddy$25.00$25.002/22/2010 5:19:28 PM
Brainworm$25.00$25.002/22/2010 5:14:23 PM
surfhoss644$25.00$25.002/22/2010 5:17:19 PM
Railbird$25.00$25.002/22/2010 5:21:42 PM
boilermaker63$25.00$25.002/22/2010 5:18:43 PM
bigdogsafety1$25.00$25.002/22/2010 5:18:49 PM
tbrnet$25.00$25.002/22/2010 5:19:00 PM
Lender0010$75.00$75.002/22/2010 5:19:54 PM
murren$25.00$25.002/22/2010 5:20:13 PM
punctual-social$25.00$25.002/22/2010 5:20:15 PM
zento$25.00$25.002/22/2010 5:28:17 PM
desertoasis$25.00$25.002/22/2010 5:28:44 PM
skillful-diversification2$25.00$25.002/22/2010 5:28:51 PM
burgeoning-silver$25.00$25.002/22/2010 5:30:11 PM
RandyL3$50.00$50.002/22/2010 5:21:53 PM
Gelden1$25.00$25.002/22/2010 5:36:01 PM
christifa$25.00$25.002/22/2010 5:20:09 PM
tokyopete23$25.00$25.002/22/2010 5:21:02 PM
Debt2Freedom$25.00$25.002/22/2010 5:43:52 PM
crawfingers$25.00$25.002/22/2010 5:21:13 PM
peach17$25.00$25.002/22/2010 5:21:16 PM
8bitnintendo$25.00$25.002/22/2010 5:45:43 PM
axl163$25.00$25.002/22/2010 5:22:09 PM
DeltaComputerGuy$25.00$25.002/22/2010 5:28:33 PM
steely_dan34$25.00$25.002/22/2010 5:23:23 PM
blot44$25.00$25.002/22/2010 6:58:00 PM
Zanch$25.00$25.002/22/2010 7:01:19 PM
FutureLenderEC$25.00$25.002/22/2010 7:17:35 PM
blissful-note7$25.00$25.002/22/2010 7:35:24 PM
philantist$25.00$25.002/22/2010 5:28:41 PM
sisterkate$25.00$25.002/22/2010 5:31:21 PM
gogmagog$28.75$28.752/22/2010 8:35:39 PM
five-star-responsibility0$25.00$25.002/22/2010 5:45:33 PM
moneynmotion$25.00$25.002/22/2010 5:45:41 PM
bill-bearer$26.62$26.622/22/2010 6:51:17 PM
GreenSolutionsOffshoreHoldings$25.00$25.002/22/2010 7:31:11 PM
MarcusOcean$25.00$25.002/23/2010 2:20:27 AM
bruce3504$25.00$25.002/23/2010 2:58:02 AM
anton$25.00$25.002/23/2010 4:02:21 AM
TruckerGuy$25.00$25.002/22/2010 8:20:50 PM
blue-note-relaxation$25.00$25.002/23/2010 5:43:19 AM
mizon291$36.48$36.482/23/2010 7:05:48 AM
ptjg$71.40$71.402/23/2010 7:31:41 AM
aycinvestments$33.00$33.002/22/2010 11:12:21 PM
coloradoloanman$25.00$25.002/23/2010 7:35:23 AM
Zipperdu$50.00$50.002/23/2010 7:41:22 AM
rupee-kung-fu7$25.00$25.002/23/2010 2:51:07 AM
scottburger$40.71$40.712/23/2010 3:56:39 AM
MoneyForNothing$25.00$25.002/23/2010 6:04:46 AM
1fortheroad$25.00$25.002/23/2010 8:05:37 AM
PatriotKnight$25.00$25.002/23/2010 5:43:17 AM
kt103099$25.00$25.002/23/2010 6:45:21 AM
calessabay$25.00$25.002/23/2010 7:06:27 AM
Dweeberkitty1$25.00$25.002/23/2010 7:41:23 AM
Kerrysbay$25.00$25.002/23/2010 8:05:28 AM
mikeandcat$100.00$100.002/23/2010 8:15:38 AM
kcole10$25.00$25.002/23/2010 8:39:01 AM
murtaza$150.00$150.002/23/2010 8:32:11 AM
hermosaloan$25.00$25.002/23/2010 8:36:44 AM
Sam65$25.00$25.002/23/2010 9:31:09 AM
hard-working-loot$25.00$25.002/23/2010 9:31:48 AM
Blue_HorseShoe$25.00$25.002/23/2010 9:36:31 AM
roentgen$25.00$25.002/23/2010 9:40:59 AM
auction-turbine4$25.00$25.002/23/2010 9:41:02 AM
don'twannadance$50.00$50.002/23/2010 10:08:18 AM
grampy48$25.00$25.002/23/2010 10:38:24 AM
mlender$25.00$25.002/23/2010 10:50:31 AM
CornerKetch$25.00$25.002/23/2010 11:05:54 AM
BMP$25.00$25.002/23/2010 2:30:43 PM
bonus-adventure3$25.00$25.002/23/2010 11:47:55 AM
Hokiemon$25.00$25.002/23/2010 2:23:05 PM
interstellar$50.00$50.002/23/2010 5:04:02 PM
allbalooboy2$25.00$25.002/23/2010 6:07:35 PM
korvus$37.78$37.782/24/2010 11:02:11 AM
enriching-payout$25.00$25.002/24/2010 12:27:08 PM
GABC-1$38.00$38.002/24/2010 10:20:21 AM
rmpedi33$150.00$150.002/24/2010 1:49:50 PM
drysdale-sd$25.00$25.002/24/2010 11:00:32 AM
Gromac$25.00$25.002/24/2010 11:16:54 AM
Pickmar$25.00$25.002/24/2010 1:37:29 PM
medarocket$25.00$25.002/24/2010 5:27:42 PM
Aberdeen$350.00$350.002/24/2010 6:35:42 PM
power-secret-agent$25.00$25.002/25/2010 7:41:00 AM
planet613$50.00$50.002/25/2010 12:14:54 AM
creative-finance7$50.00$50.002/24/2010 11:56:10 PM
hoffspot$30.02$30.022/25/2010 12:06:35 PM
kgeezy$65.81$65.812/25/2010 4:30:26 AM
crdcteng$25.00$25.002/25/2010 8:53:00 AM
dbanwart$25.00$25.002/25/2010 10:59:07 AM
surfsider123$25.00$25.002/25/2010 11:30:25 AM
EJO$25.00$25.002/25/2010 12:21:01 PM
justice-hawk$100.00$100.002/25/2010 1:37:20 PM
thaceisbac$25.00$25.002/25/2010 6:17:23 PM
systematic0$25.00$25.002/25/2010 4:21:50 PM
dud$50.00$50.002/25/2010 4:28:40 PM
LendTime$2,000.00$2,000.002/25/2010 8:26:12 PM
kenji4861$25.00$25.002/22/2010 4:23:59 PM
lean-velocity$25.00$25.002/22/2010 4:24:10 PM
AF-Chief$28.00$28.002/22/2010 4:33:19 PM
kulender$25.00$25.002/22/2010 4:33:23 PM
micko$25.00$25.002/22/2010 4:33:52 PM
forthright-dedication$25.00$25.002/22/2010 4:36:15 PM
Eagledrop$25.00$25.002/22/2010 4:37:06 PM
buckyhead2000$25.00$25.002/22/2010 4:45:18 PM
senorzookeeper$25.00$25.002/22/2010 4:45:22 PM
Cheburashka$30.00$30.002/22/2010 4:48:55 PM
Walkingcowboy$25.00$25.002/22/2010 4:51:49 PM
bchen78875$50.00$50.002/22/2010 4:54:27 PM
Kaj$25.00$25.002/22/2010 4:54:50 PM
HHP$25.00$25.002/22/2010 4:54:58 PM
don8ter$60.00$60.002/22/2010 4:55:12 PM
KrazyCelticKid$100.00$100.002/22/2010 4:55:18 PM
Speculator$50.00$50.002/22/2010 4:55:21 PM
life-is-great$25.00$25.002/22/2010 4:54:12 PM
personal-lender$25.00$25.002/22/2010 4:54:20 PM
delicious-social132$40.00$40.002/22/2010 4:54:34 PM
bowdish1$100.00$100.002/22/2010 4:54:37 PM
friendly-worth3$25.00$25.002/22/2010 4:54:48 PM
commerce-web5$40.00$40.002/22/2010 4:54:46 PM
note-sensation$25.00$25.002/22/2010 4:55:31 PM
hizzy$50.00$50.002/22/2010 4:55:35 PM
reflective-deal8$50.00$50.002/22/2010 4:56:07 PM
DonaldColorado$25.00$25.002/22/2010 4:59:43 PM
Amandalina$40.52$40.522/22/2010 5:01:19 PM
falcon245sp$25.00$25.002/22/2010 5:03:41 PM
mlopez2007$25.00$25.002/22/2010 5:03:56 PM
loanfairy$25.00$25.002/22/2010 5:04:46 PM
meenan$25.00$25.002/22/2010 5:03:34 PM
dlshap$25.00$25.002/22/2010 5:05:28 PM
market-builder$25.00$25.002/22/2010 5:03:45 PM
social-conductor4$25.00$25.002/22/2010 5:03:50 PM
Aeroman32$25.00$25.002/22/2010 5:05:58 PM
skvat$25.00$25.002/22/2010 5:05:10 PM
meux99$25.00$25.002/22/2010 5:05:41 PM
Diversify_Further$25.00$25.002/22/2010 5:05:13 PM
capital-futurist$25.00$25.002/22/2010 5:06:07 PM
TK4$25.00$25.002/22/2010 5:09:30 PM
Rzrwire$25.00$25.002/22/2010 5:09:35 PM
lucrative-worth$25.00$25.002/22/2010 5:13:17 PM
bayareainv$50.00$50.002/22/2010 5:10:22 PM
Fortuno_per_commodo$50.00$50.002/22/2010 5:10:54 PM
payment-freshmaker$25.00$25.002/22/2010 5:14:46 PM
penny-zeus$25.00$25.002/22/2010 5:13:19 PM
Frugal$25.00$25.002/22/2010 5:17:08 PM
resource777$25.00$25.002/22/2010 5:17:56 PM
greenwell$46.93$46.932/22/2010 5:18:57 PM
pilla$25.00$25.002/22/2010 5:19:17 PM
aasx1108$25.00$25.002/22/2010 5:19:49 PM
morpholog$25.00$25.002/22/2010 5:17:25 PM
new-smart-fund$200.00$200.002/22/2010 5:17:43 PM
commerce-voyager$25.00$25.002/22/2010 5:15:39 PM
chilichese$25.00$25.002/22/2010 5:18:01 PM
kmr2$100.00$100.002/22/2010 5:16:16 PM
JGB$25.00$25.002/22/2010 5:16:23 PM
deal-dojo$25.00$25.002/22/2010 5:22:22 PM
RB_Double-A_Bravo$25.00$25.002/22/2010 5:19:03 PM
point-shooter$25.00$25.002/22/2010 5:16:57 PM
Sixmil$25.00$25.002/22/2010 5:19:36 PM
jasmarc$25.00$25.002/22/2010 5:18:16 PM
natural-greenback6$25.00$25.002/22/2010 5:28:46 PM
Hexnut$50.00$50.002/22/2010 5:18:48 PM
SJM10011a$25.00$25.002/22/2010 5:18:51 PM
unassuming-note$25.00$25.002/22/2010 5:21:06 PM
tlam168$50.00$50.002/22/2010 5:19:22 PM
trustworthy-finance6$25.00$25.002/22/2010 5:21:10 PM
anacho4me$25.00$25.002/22/2010 5:21:23 PM
rosie777$25.00$25.002/22/2010 5:31:15 PM
wampum-optimization$43.71$43.712/22/2010 5:20:21 PM
hyrolln$25.00$25.002/22/2010 5:22:04 PM
shadowflame_99$25.00$25.002/22/2010 5:43:53 PM
jla720$35.00$35.002/22/2010 5:23:08 PM
slico$25.00$25.002/22/2010 5:46:13 PM
stable-money$25.00$25.002/22/2010 5:21:36 PM
KDW08$25.00$25.002/22/2010 5:23:03 PM
Philosonie$25.00$25.002/22/2010 5:23:16 PM
dinero-oasis$25.00$25.002/22/2010 5:31:17 PM
credit-investor5$64.94$64.942/22/2010 5:31:33 PM
Sigonio$25.00$25.002/22/2010 5:26:54 PM
SnE$25.68$25.682/22/2010 7:35:44 PM
lucrative-loan$50.00$50.002/22/2010 5:28:55 PM
alverado$38.05$38.052/22/2010 5:45:42 PM
br4444$25.00$25.002/22/2010 5:46:00 PM
tj1683$41.34$41.342/22/2010 5:45:44 PM
Mr_Bigmoney$25.00$25.002/22/2010 5:50:24 PM
skillful-finance$25.00$25.002/22/2010 7:42:56 PM
Sokarnox$25.00$25.002/22/2010 10:45:30 PM
minista$25.00$25.002/22/2010 7:42:55 PM
bondhedger$25.00$25.002/23/2010 3:00:21 AM
fireboss$25.00$25.002/23/2010 12:20:23 AM
kindness-percolator5$25.00$25.002/23/2010 12:35:37 AM
seeb$25.00$25.002/23/2010 4:15:28 AM
unrivaled-justice$25.00$25.002/23/2010 4:39:16 AM
Dazz2061$25.00$25.002/23/2010 6:25:39 AM
panegryst$25.00$25.002/23/2010 6:45:22 AM
jd006006$40.00$40.002/23/2010 6:45:32 AM
bedframe$25.00$25.002/23/2010 9:10:35 AM
Aethelinde$29.26$29.262/23/2010 9:11:48 AM
Jack1966$25.00$25.002/23/2010 7:41:22 AM
BankofBen$25.00$25.002/23/2010 9:36:37 AM
LittleTiny$25.00$25.002/23/2010 8:30:20 AM
NomoredebtCA$25.00$25.002/23/2010 9:40:25 AM
scottssm$25.00$25.002/23/2010 9:50:28 AM
rate-raker3$25.00$25.002/23/2010 9:08:57 AM
btoole$54.40$54.402/23/2010 9:31:46 AM
elgollo$25.00$25.002/23/2010 9:31:41 AM
Guiren$100.00$100.002/23/2010 9:34:23 AM
johntina$31.50$31.502/23/2010 9:36:39 AM
DadWarbucks$25.00$25.002/23/2010 9:37:15 AM
heroic-platinum$25.00$25.002/23/2010 9:41:01 AM
Aethelwolf$25.00$25.002/23/2010 10:39:16 AM
WhiteGiant$25.00$25.002/23/2010 10:39:19 AM
Artist_Blue$25.00$25.002/23/2010 10:47:19 AM
worth-excellence4$25.00$25.002/23/2010 1:21:59 PM
commitment-workhorse$25.00$25.002/23/2010 1:53:18 PM
Boxhead$25.00$25.002/23/2010 1:55:29 PM
stensonb$25.00$25.002/23/2010 3:15:29 PM
pbandjb$25.00$14.482/23/2010 4:56:47 PM
DHolly$25.00$25.002/23/2010 6:39:16 PM
SKAGIT22$25.00$25.002/24/2010 11:38:20 AM
aprilapril$25.00$25.002/24/2010 9:59:44 AM
Drewbacca$103.12$103.122/24/2010 10:16:48 AM
Lotsofbears$25.00$25.002/24/2010 10:56:02 AM
springpanda$25.00$25.002/24/2010 3:52:52 PM
Firescreek$37.50$37.502/24/2010 4:20:25 PM
next-time$25.00$25.002/24/2010 4:45:07 PM
SunsetCoastCapital$25.00$25.002/25/2010 9:31:00 AM
BOZO88$50.00$50.002/25/2010 12:26:44 PM
SCD$25.00$25.002/25/2010 6:28:18 PM
Dollars4Rent$25.00$25.002/25/2010 7:56:53 PM
282 bids
 
Borrower Payment Dependent Notes Series 447510
This series of Notes was issued and sold upon the funding of the borrower loan #41217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-27-2010 
 
Starting lender yield: 12.00% Starting borrower rate/APR: 13.00% / 15.14% Starting monthly payment: $154.99
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $146.71
 
Auction yield range: 4.05% - 12.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2002 Debt/Income ratio: 58%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:6y 11m
Credit score: 740-759 (Feb-2010) Total credit lines: 23 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $10,865Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: successful-money4 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off higher interest credit card
Purpose of loan:
This loan will be used to pay off a credit card @?22.99 percent interest.? They just raised the rate for no reason, I haven't had a late payment on this account ever.
My current minimum payment on this card is $150,?I?pay between $200 and $250 per month
My financial situation:
I am a good candidate for this loan because, I have completed the?Dave Ramsey Financial Peace University, and have my household on a good budget, plus in the last?year and a half I've paid off a little over $10,000 of credit card debt.?
The payment on this loan will be less?then what I have budgeted for this debt.? So I will have no problem with the payment.? I have a great job, that I love and plan on paying this debt off as early as I can.
Please ask me any questions you'd like.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
whois-JohnGalt$25.00$25.002/22/2010 4:11:56 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:53 PM
VWA_to_the_Rescue$25.00$25.002/22/2010 4:26:12 PM
skuba$50.00$50.002/22/2010 4:29:23 PM
dollar-birdie$50.00$50.002/22/2010 4:28:57 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:54 PM
bowdish1$100.00$100.002/22/2010 4:32:55 PM
hizzy$25.00$25.002/22/2010 4:33:15 PM
Kaj$25.00$25.002/22/2010 4:31:02 PM
lloyd_s$25.00$25.002/22/2010 4:31:21 PM
HHP$25.00$25.002/22/2010 4:33:46 PM
peerlender$30.00$30.002/22/2010 4:32:12 PM
bchen78875$25.00$25.002/22/2010 4:32:35 PM
KrazyCelticKid$75.00$75.002/22/2010 4:34:56 PM
AF-Chief$28.00$28.002/22/2010 4:33:18 PM
kulender$25.00$25.002/22/2010 4:33:22 PM
istttja$25.00$25.002/22/2010 4:35:06 PM
jeffpac$55.00$55.002/22/2010 4:35:20 PM
keyfig$50.00$50.002/22/2010 4:35:56 PM
ddibernardo$25.00$25.002/22/2010 4:37:16 PM
desertoasis$25.00$25.002/22/2010 4:35:46 PM
3am-preacher$25.00$25.002/22/2010 4:38:11 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:20 PM
note-sensation$25.00$25.002/22/2010 4:36:57 PM
tallmon$25.00$25.002/22/2010 4:37:58 PM
Microfinancer$25.00$25.002/22/2010 4:38:28 PM
durability-halibut$25.00$25.002/22/2010 4:44:07 PM
GrommetPosse$25.00$25.002/22/2010 4:44:15 PM
the-commitment-idol$25.00$25.002/22/2010 4:45:23 PM
SoCalRancher$25.00$25.002/22/2010 4:43:54 PM
peripatetic$25.00$25.002/22/2010 4:44:21 PM
currency-persimmon$25.00$25.002/22/2010 4:44:34 PM
rolandweary$30.00$30.002/22/2010 4:45:09 PM
dsgfl1$25.00$25.002/22/2010 4:45:55 PM
unclejaef$25.00$25.002/22/2010 4:48:42 PM
cnovak$25.00$25.002/22/2010 4:47:00 PM
verse99$25.00$25.002/22/2010 4:47:18 PM
BayShell$50.00$50.002/22/2010 4:48:19 PM
creative-finance7$25.00$25.002/22/2010 4:51:18 PM
Josta$27.02$27.022/22/2010 4:49:57 PM
rudyindc$25.00$25.002/22/2010 4:50:21 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:29 PM
Walkingcowboy$25.00$25.002/22/2010 4:51:48 PM
JJS180$25.00$25.002/22/2010 4:51:56 PM
bds9646$26.00$26.002/22/2010 4:52:17 PM
compassion-lotus5$25.00$25.002/22/2010 4:55:08 PM
ptjg$50.00$50.002/22/2010 4:52:40 PM
MTLoans$25.00$25.002/22/2010 4:53:11 PM
supreme-hope$25.00$25.002/22/2010 4:53:13 PM
webfeet$25.00$25.002/22/2010 4:55:55 PM
reflective-deal8$50.00$50.002/22/2010 4:56:06 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:44 PM
credit-kahuna$100.00$100.002/22/2010 4:59:58 PM
calm-deal7$25.00$25.002/22/2010 4:58:27 PM
thedoctor$90.00$90.002/22/2010 4:58:18 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:07 PM
progressive-asset$100.00$100.002/22/2010 4:58:52 PM
niskyfranchise$25.00$25.002/22/2010 4:59:17 PM
time4aloan$50.00$50.002/22/2010 4:59:30 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:50 PM
tntbuzz$25.00$25.002/22/2010 5:01:23 PM
gjh37$25.00$25.002/22/2010 5:01:39 PM
SCD$25.00$25.002/22/2010 5:42:45 PM
grasscutter$100.00$100.002/25/2010 7:06:58 AM
webfeet$25.00$25.002/26/2010 11:12:51 AM
interstellar$38.78$38.782/26/2010 7:00:38 PM
AustinAmerica$25.00$25.002/26/2010 7:43:11 PM
Whit021$25.00$25.002/27/2010 2:30:42 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:57 PM
lean-velocity$25.00$25.002/22/2010 4:24:10 PM
kenji4861$25.00$25.002/22/2010 4:23:58 PM
LendDoc$25.00$25.002/22/2010 4:24:41 PM
flexible-value$26.00$26.002/22/2010 4:30:11 PM
delicious-social132$25.00$25.002/22/2010 4:31:34 PM
friendly-worth3$25.00$25.002/22/2010 4:30:21 PM
personal-lender$25.00$25.002/22/2010 4:30:42 PM
Speculator$50.00$50.002/22/2010 4:31:46 PM
asset-professor$75.00$75.002/22/2010 4:34:20 PM
Cai8899$50.00$50.002/22/2010 4:31:58 PM
Havana21$50.00$50.002/22/2010 4:33:35 PM
micko$25.00$25.002/22/2010 4:33:52 PM
Cr_Sunset$25.00$25.002/22/2010 4:36:23 PM
don8ter$25.00$25.002/22/2010 4:34:34 PM
inspired-contract9$25.00$25.002/22/2010 4:36:35 PM
honorable-yield$50.00$50.002/22/2010 4:34:46 PM
methodical-greenback5$50.00$50.002/22/2010 4:36:51 PM
kmr2$200.00$200.002/22/2010 4:35:13 PM
natural-greenback6$25.00$25.002/22/2010 4:35:27 PM
kbodendorf$25.00$25.002/22/2010 4:36:06 PM
forthright-dedication$25.00$25.002/22/2010 4:36:15 PM
reward-motion$25.00$25.002/22/2010 4:38:43 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:43 PM
Eagledrop$25.00$25.002/22/2010 4:37:06 PM
slico$25.00$25.002/22/2010 4:43:56 PM
firefly17$25.00$25.002/22/2010 4:43:58 PM
VBAces$75.00$75.002/22/2010 4:46:11 PM
buckyhead2000$25.00$25.002/22/2010 4:45:19 PM
senorzookeeper$25.00$25.002/22/2010 4:45:21 PM
beyondmanagement$25.00$25.002/22/2010 4:48:06 PM
doobieBear$25.00$25.002/22/2010 4:48:12 PM
galtsgulch$25.00$25.002/22/2010 4:48:16 PM
Cheburashka$30.00$30.002/22/2010 4:48:54 PM
Ivan2007$25.00$25.002/22/2010 4:51:19 PM
get30inc$50.00$50.002/22/2010 4:52:23 PM
life-is-great$25.00$25.002/22/2010 4:54:11 PM
commerce-web5$40.00$40.002/22/2010 4:54:45 PM
stable-nickel$250.00$250.002/22/2010 4:55:05 PM
head$25.00$25.002/22/2010 4:55:29 PM
iolaire$25.00$25.002/22/2010 4:55:37 PM
DonaldColorado$25.00$25.002/22/2010 4:59:42 PM
radforj22$25.00$25.002/22/2010 4:57:49 PM
duty-monger$50.00$50.002/22/2010 5:00:16 PM
hyetech$35.00$35.002/22/2010 5:00:48 PM
Carpetkid$25.00$25.002/22/2010 5:00:54 PM
macjp123$25.00$25.002/22/2010 4:58:38 PM
jigsaw$100.00$34.202/22/2010 5:01:49 PM
hitsman$50.00$50.002/22/2010 5:00:08 PM
Clambake$50.00$50.002/22/2010 5:00:24 PM
xstreamin$25.00$25.002/22/2010 5:00:37 PM
cpaphoto$25.00$25.002/22/2010 5:01:07 PM
luckyldy$35.00$35.002/22/2010 5:01:14 PM
dreamhope$25.00$25.002/26/2010 12:41:31 PM
122 bids
 
Borrower Payment Dependent Notes Series 447588
This series of Notes was issued and sold upon the funding of the borrower loan #41221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-23-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 13.04% Starting borrower rate/APR: 14.04% / 16.20% Starting monthly payment: $136.79
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $136.42
 
Auction yield range: 6.05% - 13.04% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1998 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:10y 0m
Credit score: 740-759 (Feb-2010) Total credit lines: 8 Occupation: Other
Now delinquent: 0 Revolving credit balance: $152Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 3%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: Sporty32 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
720-739 (Aug-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Consolidate Debts
Purpose of loan:
This loan will be used to??Consolidate Debt??????
My financial situation:
I am a good candidate for this loan because?- I've never failed to pay a Debt.
?-2nd Loan from Prosper(paid first off over a year early).
?-Low Dti(Under 10% with this loan).
?-Good Savings Buffer(8,500 cash in Bank).
?-Solid Job(I am senior man at company and usually first in line for work).
?-Low Expenses(I live with Parents to keep expenses low, the small rent I pay them is optional if there is an emergency).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
personal-lender$25.00$25.002/23/2010 9:59:37 AM
kmr2$200.00$200.002/23/2010 10:02:06 AM
inspired-contract9$25.00$25.002/23/2010 10:02:46 AM
Microfinancer$25.00$25.002/23/2010 10:03:42 AM
red-favorable-basis$25.00$25.002/23/2010 9:59:16 AM
friendly-worth3$25.00$25.002/23/2010 9:59:23 AM
AF-Chief$28.00$28.002/23/2010 10:05:50 AM
delicious-social132$25.00$25.002/23/2010 10:00:06 AM
Cai8899$50.00$50.002/23/2010 10:00:18 AM
bowdish1$100.00$100.002/23/2010 10:00:54 AM
peerlender$30.00$30.002/23/2010 10:00:34 AM
bchen78875$25.00$25.002/23/2010 10:00:38 AM
HHP$25.00$25.002/23/2010 10:01:22 AM
asset-professor$75.00$75.002/23/2010 10:01:43 AM
desertoasis$25.00$25.002/23/2010 10:02:22 AM
kbodendorf$25.00$25.002/23/2010 10:02:36 AM
Eagledrop$25.00$25.002/23/2010 10:03:17 AM
micko$25.00$25.002/23/2010 10:03:56 AM
note-sensation$25.00$25.002/23/2010 10:03:11 AM
skuba$25.00$25.002/23/2010 10:04:07 AM
reward-motion$25.00$25.002/23/2010 10:03:49 AM
progressive-asset$100.00$100.002/23/2010 10:08:41 AM
bondhedger$25.00$25.002/23/2010 10:47:46 AM
silver-mastery$25.00$25.002/23/2010 10:42:16 AM
rmpedi33$150.00$150.002/24/2010 1:48:07 PM
Pickmar$25.00$25.002/24/2010 1:56:28 PM
wyogirllender$25.00$25.002/25/2010 7:21:56 PM
Realty24$25.00$25.002/26/2010 6:27:36 AM
la_verita$25.00$25.002/26/2010 1:04:25 PM
BigMac1953$25.00$25.002/26/2010 12:48:58 PM
Lender0307$25.00$25.002/27/2010 7:46:07 PM
vine99$72.94$72.942/28/2010 1:14:48 PM
balance-chestnut$55.00$55.002/28/2010 9:35:38 AM
bonus-adventure3$25.00$25.002/28/2010 8:34:32 PM
mikeandcat$50.00$50.003/1/2010 11:42:17 AM
AllanBK$28.99$28.993/1/2010 6:59:58 AM
TheLoanManCan$25.00$25.003/1/2010 7:15:19 AM
midifool$25.00$25.003/1/2010 11:25:43 AM
tranquil-power$25.00$25.003/1/2010 4:10:13 PM
twerns$40.00$40.003/1/2010 11:31:36 AM
wphmd$25.00$25.003/1/2010 1:23:14 PM
the-profit-oracle$25.00$25.003/1/2010 3:43:15 PM
kindness-venture1$25.00$25.003/1/2010 4:28:43 PM
dbanwart$25.00$25.003/1/2010 4:41:52 PM
theboygenius$25.00$25.003/1/2010 5:27:15 PM
AsianDragon$25.00$25.003/1/2010 9:20:32 PM
A11CREDIT$92.84$92.843/1/2010 5:49:55 PM
next-time$25.00$25.003/1/2010 6:06:41 PM
1stAmericanCapital$25.00$25.003/1/2010 5:26:24 PM
Feyenoord$25.00$25.003/1/2010 7:33:00 PM
scientists$25.00$25.003/2/2010 9:26:40 AM
larug111$100.00$100.003/1/2010 8:51:56 PM
jcw3rd$25.00$25.003/2/2010 9:41:45 AM
jtoms101$44.74$44.743/2/2010 5:31:36 AM
The-CAPS-fan$25.00$25.003/2/2010 7:36:22 AM
lloyd_s$25.00$25.002/23/2010 9:59:56 AM
honorable-yield$50.00$50.002/23/2010 10:01:52 AM
KrazyCelticKid$75.00$75.002/23/2010 10:01:59 AM
flexible-value$26.00$26.002/23/2010 9:59:19 AM
Kaj$25.00$25.002/23/2010 9:59:50 AM
Havana21$50.00$50.002/23/2010 10:01:14 AM
don8ter$25.00$25.002/23/2010 10:01:46 AM
calm-deal7$25.00$25.002/23/2010 10:08:20 AM
niskyfranchise$25.00$25.002/23/2010 10:08:48 AM
enthusiastic-balance5$100.00$100.002/23/2010 10:02:59 AM
dollar-oracle55$25.00$25.002/23/2010 10:03:30 AM
beyondmanagement$25.00$25.002/23/2010 10:05:21 AM
macjp123$25.00$25.002/23/2010 10:08:30 AM
nourishing-interest0$25.00$25.002/23/2010 10:08:37 AM
credit-kahuna$100.00$84.752/23/2010 10:09:17 AM
time4aloan$50.00$50.002/23/2010 10:08:58 AM
vivid-listing$25.00$25.002/23/2010 11:11:03 AM
stuy1998$27.55$27.552/23/2010 11:36:37 AM
hidavehi$25.00$25.002/24/2010 5:55:02 PM
Moneypenny6$25.00$25.002/25/2010 11:25:35 AM
witness18$100.00$100.002/25/2010 9:36:51 PM
jslo722$25.00$25.002/27/2010 4:52:05 AM
one-midas$25.00$25.002/28/2010 2:53:33 PM
G-Love$300.00$300.002/28/2010 7:15:09 PM
mikeandcat$50.00$50.003/1/2010 11:44:08 AM
bonus-quark4$25.00$25.003/1/2010 10:06:54 AM
gilbrear$25.00$25.003/1/2010 4:09:47 PM
investment-cluster$25.00$25.003/1/2010 6:32:03 PM
webfeet$25.00$25.003/2/2010 6:01:31 AM
GGWC$25.00$25.003/1/2010 8:18:31 PM
credit-coach118$35.00$35.003/1/2010 8:18:11 PM
giantfan19$28.23$28.233/1/2010 8:56:36 PM
_SCI_$25.00$25.003/2/2010 6:05:56 AM
rate-hickory$25.00$25.003/2/2010 6:18:52 AM
icon7$25.00$25.003/2/2010 7:17:22 AM
ore-dojo$50.00$50.003/2/2010 9:38:59 AM
sevenbridges$230.96$230.963/2/2010 9:50:41 AM
92 bids
 
Borrower Payment Dependent Notes Series 447604
This series of Notes was issued and sold upon the funding of the borrower loan #41248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 30.00% Starting monthly payment: $61.55
Final lender yield: 25.70% Final borrower rate/APR: 26.70% / 29.30% Final monthly payment: $61.00
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.64%  
Lender servicing fee: 1.00% Estimated return: 15.06%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1999 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 3 / 3Length of status:3y 7m
Credit score: 660-679 (Feb-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: bartdollars3 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 0 ( 0% ) 660-679 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
680-699 (Aug-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 0  
Description
Buying a new lawn mower
Purpose of loan:
This loan will be used to? pay for a lawn tractor purchased from a relative for a discounted price.

My financial situation:
I am a good candidate for this loan because?I work for a secure company that is expanding?and I?also work a second job inthe evening and on weekends.

Monthly net income: $ 2,500.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.002/22/2010 5:45:44 PM
Bob450$25.00$25.002/22/2010 8:52:01 PM
Loan_Stranger$50.00$50.002/23/2010 5:25:28 PM
Tycho$26.00$26.002/24/2010 10:21:38 AM
truth-trapper$25.00$25.002/25/2010 6:47:52 PM
Kash2010lu$35.00$35.002/26/2010 3:54:57 PM
marwadi-62$100.00$100.002/26/2010 6:00:40 PM
Maxxima$59.00$59.002/27/2010 9:02:59 PM
12sec67camaro$25.00$25.002/27/2010 10:45:02 PM
UnkleMike$50.63$50.632/28/2010 3:44:45 PM
PotBellyPete$30.00$30.003/1/2010 9:06:06 AM
moose24$53.60$53.603/1/2010 10:34:23 AM
umfan123$30.00$30.003/1/2010 6:50:30 AM
Mikale360$25.00$25.003/1/2010 6:45:23 AM
EngineersAlliance$50.00$50.003/1/2010 6:50:49 AM
BrighterSuns$25.00$25.003/1/2010 7:56:09 AM
dudebrah$25.00$25.003/1/2010 10:35:08 AM
DasMula$25.00$25.003/1/2010 3:32:26 PM
bold-direct-asset$25.00$25.003/1/2010 1:12:41 PM
ultimate-peace$100.00$100.003/1/2010 3:01:56 PM
investment-happiness$60.00$30.773/1/2010 4:07:37 PM
what_goes_around$100.00$100.002/22/2010 10:00:51 PM
foothillender$25.00$25.002/23/2010 8:05:24 AM
loyalist1$25.00$25.002/23/2010 3:21:42 PM
SolarMoonshine$25.00$25.002/24/2010 5:33:09 PM
RoccoLoan$50.00$50.002/25/2010 10:04:34 AM
FinDoc$25.00$25.002/25/2010 4:27:27 PM
kinetic-social$25.00$25.002/26/2010 4:23:41 PM
autonomous-truth$50.00$50.002/27/2010 10:11:14 AM
penny-surgeon$25.00$25.002/27/2010 7:22:48 PM
Finchy78$25.00$25.002/28/2010 9:12:38 AM
businessguy29$25.00$25.003/1/2010 6:58:19 AM
bondhedger$25.00$25.003/1/2010 6:50:48 AM
Leshan$50.00$50.003/1/2010 1:18:18 PM
Pu239$50.00$50.003/1/2010 9:07:06 AM
Ray3486$25.00$25.003/1/2010 10:33:51 AM
113121$25.00$25.003/1/2010 1:26:58 PM
dorypro$25.00$25.003/1/2010 3:38:46 PM
arkleseizure$25.00$25.003/1/2010 3:25:27 PM
ore-dojo$35.00$35.003/1/2010 4:04:22 PM
40 bids
 
Borrower Payment Dependent Notes Series 447682
This series of Notes was issued and sold upon the funding of the borrower loan #41219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-22-2010 
  Auction end date:  Mar-01-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $245.12
Final lender yield: 15.50% Final borrower rate/APR: 16.50% / 18.69% Final monthly payment: $230.13
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.85%  
Lender servicing fee: 1.00% Estimated return: 8.65%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1998 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:3y 1m
Credit score: 640-659 (Feb-2010) Total credit lines: 6 Occupation: Other
Now delinquent: 0 Revolving credit balance: $8,331Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 76%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: tmarvelous Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< mo. late: 0 ( 0% )  
(Feb-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
Help me pay-off my CC debt
I've always been responsible with my credit cards and one way I kept myself in check was by limiting the balance limits.? The only reason my rating is low is because of my debt to limit ratio.? I want to pay off the bulk of my credit card debt with this loan so that my balances will go to zero and I can leave the cards alone for a few months as my credit score climbs back up.

This loan won't cover the full balance of my cards - I will be picking up the rest.? I currently pay nearly 3x what this loan will cost per month to each of my cards so I can easily handle this loan.? WIth this loan I can pay it all off now instead of slowly chipping away at it for years.

Thanks for all of your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: It is great that you are paying off your credit cards. I've noticed though generally with many people that once the credit card is empty, they start using it again and it builds up quickly. What are you plans to avoid being in this situation again. - KapitalX
A: Much of my debt was incurred when I was out of work briefly in 2006. I was paying that down when I moved which added more debt. I've since improved my spending habits. I save more and I generally only spend on things I can pay for with cash. I'm settled in my new home and job and have no more big ticket items to spend on. I've even saved enough that recent travel has been paid for with savings not a cc. I've gotten used to spending only on what I can afford now and take pride in doing so. (Mar-01-2010)
Q: can you list your monthly expense? thanks. - justice-hawk
A: Expenses are not a problem. I am already paying my CC more per month than this loan will cost but I'd prefer to pay Prosper at a lower interest rate and see my credit rating improve. I live in NYC so I have no car, parking or insurance. My costs are: Rent: 1800 | Cable: 150 |Phone: 80 | Gas&Electric: 30 | Commute: 50 | (Mar-01-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wise-blazing-currency$25.00$25.002/22/2010 5:20:28 PM
SolarMoonshine$100.00$100.002/22/2010 6:08:07 PM
MoneyForNothing$25.00$25.002/23/2010 6:03:48 AM
Rearden_Steel$25.00$25.002/23/2010 7:18:11 AM
CoolPlexer$25.00$25.002/23/2010 5:17:56 PM
grammaspurse$25.00$25.002/23/2010 6:33:03 PM
nickel-pipeline$25.00$25.002/24/2010 9:46:10 AM
MarcusOcean$50.00$50.002/23/2010 11:27:47 PM
ME-Entrepreneur$25.00$25.002/24/2010 8:08:26 AM
Aberdeen$350.00$350.002/24/2010 6:35:43 PM
dt_one$25.00$25.002/25/2010 12:54:01 PM
eBankInvest$35.00$35.002/25/2010 12:59:37 PM
rockhound84$25.00$25.002/25/2010 5:16:17 PM
twjh$25.00$25.002/26/2010 10:26:43 AM
chuckiebklyn$25.00$25.002/26/2010 3:11:12 PM
Jordan1123$25.00$25.002/26/2010 3:13:11 PM
justme4now$25.00$25.002/27/2010 1:25:02 AM
jslo722$25.00$25.002/27/2010 4:52:33 AM
ksubd$50.00$50.002/27/2010 11:39:05 AM
G-Love$500.00$500.002/27/2010 4:33:33 PM
twtb19$25.00$25.002/27/2010 8:09:34 AM
Galdis$25.00$25.002/27/2010 8:36:25 AM
Techne_Funds_LLC$25.00$25.002/28/2010 11:03:43 AM
Book-Mark$26.03$26.032/28/2010 11:50:59 AM
twerns$40.00$40.002/28/2010 12:40:21 PM
SkinnyFish$50.00$50.003/1/2010 6:11:37 AM
herman7$25.00$25.002/28/2010 2:28:49 PM
labyrinth0$30.11$30.112/28/2010 3:22:08 PM
nashibaksi$25.00$25.002/28/2010 5:25:14 PM
pietro_torna_indietro$25.00$25.002/28/2010 6:29:13 PM
CA_Lender$25.00$25.003/1/2010 1:24:09 AM
TheLoanManCan$25.00$25.003/1/2010 7:19:52 AM
credit-missile$100.00$100.003/1/2010 12:33:52 PM
OGS_Capital$25.00$25.003/1/2010 7:39:08 AM
wphmd$100.00$100.003/1/2010 1:19:53 PM
PropertyInvest$25.00$25.003/1/2010 9:33:49 AM
fireferd$100.00$100.003/1/2010 2:32:29 PM
DasMula$50.00$50.003/1/2010 3:06:16 PM
one-midas$25.00$25.003/1/2010 3:22:01 PM
sharp-credit$1,000.00$1,000.003/1/2010 10:51:27 AM
MStackIV$25.00$25.003/1/2010 11:45:43 AM
BuzzyBee336$25.00$25.003/1/2010 10:52:13 AM
bold-direct-asset$50.00$50.003/1/2010 1:01:49 PM
webfeet$50.00$50.003/1/2010 1:36:58 PM
jybank$25.00$25.003/1/2010 12:55:12 PM
alben2009$25.00$25.003/1/2010 3:06:02 PM
anarchy1985$25.00$25.003/1/2010 3:34:38 PM
the-profit-oracle$25.00$25.003/1/2010 3:42:50 PM
dorypro$50.00$50.003/1/2010 3:50:57 PM
micsupra$52.07$52.072/22/2010 7:32:41 PM
credit-coach118$25.00$25.002/22/2010 9:25:51 PM
Sol_Invictus$25.00$25.002/23/2010 11:34:33 AM
420limo$35.00$35.002/23/2010 11:16:41 PM
dgagli1$44.74$44.742/24/2010 9:23:37 AM
rmpedi33$100.00$100.002/24/2010 1:49:17 PM
ScizyKBC$25.00$25.002/24/2010 5:03:09 PM
FinanceEngine$45.00$45.002/24/2010 5:04:17 PM
Aberdeen$350.00$350.002/24/2010 6:35:53 PM
katnmouse$25.00$25.002/25/2010 2:15:39 PM
GTMoneyMan$30.30$30.302/26/2010 6:30:44 AM
Realty24$50.00$50.002/26/2010 6:32:58 AM
ScottFinance$25.00$25.002/26/2010 9:57:39 AM
bank-examiner$25.00$25.002/26/2010 1:43:39 PM
fantastic-cash$25.00$25.002/26/2010 6:00:39 PM
mbf2234$25.00$25.002/27/2010 3:38:52 AM
Madmigel$52.83$52.832/27/2010 6:54:30 AM
fanatix$50.00$50.002/27/2010 8:46:05 AM
mattblizz$50.00$50.002/27/2010 12:23:21 AM
MilitaryAV8R$25.00$25.002/27/2010 4:49:02 AM
swti37$50.00$50.002/26/2010 11:11:43 PM
FDNYkevin$75.00$75.002/27/2010 4:01:00 PM
orangefob7$45.00$45.002/27/2010 4:13:29 PM
FDNYkevin$75.00$75.002/27/2010 4:06:19 PM
jgwood$25.00$1.802/28/2010 8:23:47 AM
nickel-liberator$64.00$64.002/27/2010 11:38:05 PM
nshabani6$25.00$25.002/28/2010 1:58:02 AM
JedClampett$75.00$75.002/28/2010 10:37:49 AM
aspire2grow$25.00$25.002/28/2010 10:36:32 AM
poolshark72$50.00$50.002/28/2010 11:16:40 PM
jetsons6866$100.00$100.002/28/2010 1:24:29 PM
My_Tithe$25.00$25.002/28/2010 5:57:22 PM
Feyenoord$25.00$25.002/28/2010 6:22:22 PM
primed$45.00$45.003/1/2010 10:46:07 AM
MStackIV$25.00$25.003/1/2010 11:45:08 AM
credit-missile$50.00$50.003/1/2010 7:32:08 AM
golffish2$100.00$100.003/1/2010 12:11:13 PM
shrewd-income$50.00$50.003/1/2010 8:05:26 AM
golffish2$200.00$200.003/1/2010 7:01:21 AM
helynn43$25.00$25.003/1/2010 1:00:03 PM
principal-star$25.00$25.003/1/2010 8:48:07 AM
CashBank$25.00$25.003/1/2010 9:20:03 AM
velocity-winner$25.00$25.003/1/2010 8:14:02 AM
Ray3486$25.00$25.003/1/2010 10:34:59 AM
exciting-fairness$200.00$200.003/1/2010 3:09:54 PM
slick8812$25.00$25.003/1/2010 3:23:29 PM
investment-cluster$25.00$25.003/1/2010 3:54:43 PM
awe-inspiring-basis$25.00$25.003/1/2010 3:59:14 PM
dogbait$50.00$50.003/1/2010 1:53:54 PM
Your_Bank$44.09$44.093/1/2010 2:11:38 PM
Barrayaran$25.00$25.003/1/2010 3:13:07 PM
KapitalX$50.00$50.003/1/2010 3:24:26 PM
good4loan$25.00$25.003/1/2010 2:17:29 PM
diligent-moola9$25.03$25.033/1/2010 2:49:14 PM
Ambassador$34.00$34.003/1/2010 3:53:13 PM
sturdy-fairness5$50.00$50.003/1/2010 3:56:42 PM
ore-dojo$100.00$100.003/1/2010 4:01:26 PM
106 bids
 
Borrower Payment Dependent Notes Series 447716
This series of Notes was issued and sold upon the funding of the borrower loan #41281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Feb-23-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 35.42% Final monthly payment: $132.33
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 15.47%  
Lender servicing fee: 1.00% Estimated return: 16.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1988 Debt/Income ratio: 21%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 17 / 16Length of status:16y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 46 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $42,640Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: influential-income2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Debts
Purpose of loan:
This loan will be used to pay?for?upcoming mortgage note because of a short notice vacancy of my rental property.?

My financial situation:
I am a good candidate for this loan because I do know the value of having credit unfortunately, I have suddenly experienced several financial hardships all at one time that?have become?a little difficult to handle at short notice.?I am a single parent with a very demanding job.
Monthly net income: $ 5000.00
Monthly expenses: $ 2000.00
??Housing: $ 1786.00
??Insurance: $ 140.00
??Car expenses: $ 0
??Utilities: $ 300.00

??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your rank and service? How many years of service have you had? How many years to retirement? Thanks much and best wishes. - reflective-rupee
A: I am a major. I've been in the military for 16years and depending on the promotion opportunities I will have 8-12 years of service left. Thank you! (Feb-23-2010)
Q: Which service branch (ie, army, marines, etc) are you in? thanks - reflective-rupee
A: I'm in the US Air Force. (Feb-24-2010)
Q: The 42k listed as revolving credit balance is all credit cards and how logn is this outstanding already? - Asimus
A: My debts are less than 2 yrs old. (Feb-27-2010)
Q: 1) How much did USAA offer to loan you and what rate? 2) Are you active duty? 3) Do you have a clearance? - JGuide
A: In Sept 09 I received a mortgage loan on my second home from USAA but I have not borrowed anything else since. I am active duty and I have a clearance. Thank you! (Mar-01-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
micko$25.00$25.002/23/2010 10:04:36 AM
bankbuddy55$25.00$25.002/23/2010 8:09:45 PM
DenimCapital$38.59$38.592/24/2010 10:16:04 AM
Bob450$25.00$25.002/24/2010 10:19:47 PM
lucrative-loan$100.00$100.002/25/2010 7:22:01 PM
Mark-M$25.00$25.002/25/2010 8:53:56 PM
nshabani6$25.00$25.002/28/2010 1:38:05 AM
Unitas4302$100.00$100.002/27/2010 4:40:00 PM
tigercat$50.00$50.002/28/2010 11:40:15 AM
vivacious-p2p3$25.00$25.003/1/2010 5:19:44 AM
FL-Lender$25.00$25.002/28/2010 3:47:32 PM
helping-out$85.00$85.002/28/2010 1:11:22 PM
well-mannered-income3$30.00$30.003/1/2010 9:20:33 AM
Realty24$35.00$35.003/1/2010 4:06:13 PM
kindness-venture1$25.00$25.003/1/2010 4:30:12 PM
economy-caper$25.00$25.003/1/2010 5:08:06 PM
bold-direct-asset$25.00$25.003/1/2010 4:59:49 PM
llennoc$25.00$25.003/1/2010 6:10:06 PM
Book-Mark$26.03$26.033/1/2010 8:09:45 PM
brondero$50.00$50.003/1/2010 8:45:18 PM
sturdy-peace9$75.00$75.003/1/2010 8:42:11 PM
jhernand17$25.00$25.003/1/2010 10:12:56 PM
vigilance-searcher$25.00$25.003/2/2010 12:13:59 AM
glenium$25.00$25.003/2/2010 9:46:06 AM
JauaFlash$26.29$26.293/2/2010 9:48:30 AM
golden-currency$50.93$50.933/2/2010 4:42:24 AM
4mylittleindy$25.00$25.003/2/2010 9:55:59 AM
RyanM561$25.00$25.003/2/2010 7:01:23 AM
Leshan$25.00$25.003/2/2010 9:03:41 AM
GradStudent34$25.00$25.003/2/2010 9:31:08 AM
epic-payout$50.00$50.003/2/2010 7:40:14 AM
tcbmc$33.91$33.913/2/2010 8:04:39 AM
ultimate-peace$100.00$100.003/2/2010 8:18:18 AM
branaa99$25.00$25.003/2/2010 8:31:24 AM
NekHoldings$25.00$25.003/2/2010 9:50:47 AM
3cinvesting$25.00$25.003/2/2010 9:56:07 AM
Rip128$300.00$300.003/2/2010 9:58:06 AM
MilitaryLending$173.79$173.792/24/2010 3:40:49 PM
DenimCapital$34.29$34.292/24/2010 7:10:50 PM
Tycho$26.00$26.002/25/2010 10:59:58 AM
DenimCapital$147.75$147.752/25/2010 7:15:55 PM
new-smart-fund$100.00$100.002/25/2010 7:21:23 PM
MrDance123$34.00$34.002/27/2010 12:48:36 PM
Peterman$25.00$25.002/27/2010 10:10:28 PM
Tono$30.00$30.002/27/2010 11:19:34 PM
MilitaryLending$32.58$32.582/28/2010 3:57:34 PM
Graven33$25.00$25.003/1/2010 5:11:06 PM
autonomous-truth$100.00$100.003/1/2010 9:09:23 PM
reflective-rupee$25.00$25.003/1/2010 9:56:06 PM
ronin4sale$25.00$25.003/2/2010 5:22:19 AM
vest_vortex$25.00$25.003/1/2010 6:31:01 PM
icon7$30.00$30.003/2/2010 7:21:58 AM
responsible-worth113$25.00$25.003/2/2010 8:48:04 AM
kevlar$25.00$25.003/1/2010 11:00:33 PM
Pu239$50.00$50.003/2/2010 8:32:01 AM
shrewd-income$50.00$50.003/2/2010 6:14:24 AM
DasMula$50.00$50.003/2/2010 7:15:44 AM
credit-missile$50.00$50.003/2/2010 9:47:38 AM
nurat$123.78$123.783/2/2010 8:46:26 AM
lucrative-transparency0$150.00$21.063/2/2010 9:07:31 AM
credit-coach118$45.00$45.003/2/2010 9:48:07 AM
ore-dojo$25.00$25.003/2/2010 9:50:55 AM
Engineer44$26.00$26.003/2/2010 9:58:31 AM
63 bids
 
Borrower Payment Dependent Notes Series 447790
This series of Notes was issued and sold upon the funding of the borrower loan #41211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-23-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 13.99% Starting borrower rate/APR: 14.99% / 17.16% Starting monthly payment: $194.10
Final lender yield: 13.49% Final borrower rate/APR: 14.49% / 16.65% Final monthly payment: $192.73
 
Auction yield range: 4.05% - 13.99% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 11.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1997 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 10Length of status:5y 5m
Credit score: 720-739 (Feb-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $123,206Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: fairness-producer Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminating High Interest Debt
Purpose of loan:
This loan will be used to consolidate credit card debt and obtain more favorable interest rates.

My financial situation:
I am a good candidate for this loan because I am very responsible with solid employment. I work in trade compliance and logistics for a leading manufacturing company. I'm not sure if I am supposed to mention its name so I won't, but we are a fortune 500 company and we blew the doors off last quarter's earnings!
My wife and I have absolutely no delinquencies and we take a pro-active approach to managing our finances. We use a detailed spreadsheet to track every dollar spent and prepare for every bill, extended out to the end of 2011. We are currently paying down our debt, which we've built up in the passed 2 years with expenses related to our wedding and my wife's immigration?(The process is complete and she now has her work permit and is seeking to enter the workforce. Any income she produces will be extra cash). We pay extra on every single bill and we will continue to do so, but every month I hate seeing how much money is going to interest rather than to equity. And of course the credit card companies want to raise their rates before the new government regulations hit them...?even though?I have never been late to pay them! This loan will be used 100% for credit card debt (aside from the Prosper fee). Not a single penny of new debt will be created. My current balances are as follows:
$7K @ 23%
$7K @ 19%
$10K @15%
Since being unable to get a large enough loan funded through Prosper to consolidate all of this debt, I am attempting to get it "in pieces", so I can incrementally bring down the principal amounts and perhaps at a later date get a larger loan funded to pay off and consolidate all remaining credit card debt. This current request combined with my tax return (estimating $2K) will be used to pay off the card @ 23%.

I believe the revolving credit amount on my listing is due to the fact that my mortgage is split with a HELOC with about $97K remaining. After the financial crisis, the bank that owns this account does not permit withdrawals.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: can you explain the high amount of revolving debt further - KTOWN
A: Hello, The card balances I've listed amount to $24K, and at the time that Prosper pulled my report, there was about $2K of payments in process. So that leaves about $97K, which is the balance on my HELOC (Home Equity Line of Credit). The HELOC is part of my mortgage. When I bought my home, my lender split the loan into a mortgage and a HELOC to save me money on insurance. HELOC's usually allow you to withdraw equity. However, the bank is no longer permitting withdrawals after the crisis. (Mar-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ekmendenhall$35.00$35.002/23/2010 10:04:23 AM
durability-halibut$25.00$25.002/23/2010 10:15:51 AM
glimmering-credit4$25.00$25.002/23/2010 10:22:58 AM
pitashi$25.00$25.002/23/2010 10:35:26 AM
WealthBoy$25.00$25.002/23/2010 10:35:32 AM
gardenofeden$25.00$25.002/23/2010 10:35:39 AM
the-auction-lotus$25.00$25.002/23/2010 10:36:24 AM
increase720$25.00$25.002/23/2010 10:22:26 AM
RgPro$36.20$36.202/23/2010 10:35:34 AM
CallMeBen$50.00$50.002/23/2010 10:36:22 AM
DeltaComputerGuy$31.85$31.852/23/2010 12:31:40 PM
IP$50.00$50.002/23/2010 12:45:33 PM
FinDoc$25.00$25.002/23/2010 10:44:41 AM
SnE$41.72$41.722/23/2010 2:50:23 PM
the-profit-oracle$25.00$25.002/23/2010 9:34:59 PM
rapid-currency$25.00$25.002/23/2010 10:05:44 PM
inforapenny$25.00$25.002/24/2010 10:09:03 AM
puyanera$25.00$25.002/25/2010 12:16:13 PM
JUDAHiNVESTMENTGROUP$25.00$25.002/25/2010 3:00:43 PM
Chessplayer71$27.07$27.072/25/2010 6:12:08 PM
msg500wave$29.91$29.912/26/2010 1:59:08 PM
REBizGuy$50.00$50.002/26/2010 8:55:43 PM
Coach-n-u$56.41$56.412/26/2010 9:18:05 PM
intelligent-yield$25.00$25.002/27/2010 1:35:26 PM
Tikiland$25.00$25.002/27/2010 8:00:22 AM
sharp-return7$26.00$20.412/27/2010 8:50:35 AM
Halehuaka_i$50.00$50.002/27/2010 11:48:44 AM
ams294$75.00$75.002/28/2010 5:19:03 AM
helping-out$40.00$40.002/28/2010 1:00:54 PM
gethope$50.05$50.052/28/2010 12:34:55 PM
WilsonFunds$25.00$25.002/28/2010 1:50:46 PM
Sealion$50.00$50.002/28/2010 1:20:28 PM
buffalobills$25.00$25.003/1/2010 8:02:48 AM
ezhik00$25.00$25.003/1/2010 9:49:47 AM
Super-LM$50.00$50.002/28/2010 9:27:43 PM
poetic-economy$50.00$50.003/1/2010 7:49:12 AM
Iloanyoumoney$25.00$25.003/1/2010 8:50:10 AM
wphmd$25.00$25.003/1/2010 1:23:17 PM
leverage-monger$45.37$45.373/1/2010 12:29:46 PM
Rustang$25.00$25.003/1/2010 2:00:41 PM
olwagner$67.56$67.563/1/2010 5:21:14 PM
gain-dolphin$50.00$50.003/1/2010 10:46:10 PM
dynrep$50.00$50.003/2/2010 5:53:09 AM
Techne_Funds_LLC$25.00$25.003/1/2010 7:38:31 PM
durability-colonel$50.00$50.003/1/2010 7:54:10 PM
Pu239$50.00$50.003/2/2010 8:34:46 AM
fairness-swashbuckler$60.00$60.003/1/2010 9:06:34 PM
Gobsek$25.00$25.003/1/2010 7:41:56 PM
Sven79$150.00$150.003/2/2010 9:40:12 AM
Floridagirl$25.00$25.003/2/2010 3:28:39 AM
The-CAPS-fan$40.00$40.003/2/2010 7:39:11 AM
dynrep$50.00$50.003/2/2010 5:52:44 AM
marshallmanhattan$25.00$25.003/2/2010 6:44:35 AM
bonus-adventure3$25.00$25.003/2/2010 8:08:59 AM
hektek22$25.00$25.003/2/2010 9:36:57 AM
drewdog365$25.00$25.003/2/2010 9:23:29 AM
income-fortress$50.00$50.002/23/2010 10:05:46 AM
valemic$25.00$25.002/23/2010 10:22:53 AM
Rattlehead$75.00$75.002/23/2010 10:35:31 AM
elegant-loot$25.00$25.002/23/2010 10:22:33 AM
payment-freshmaker$25.00$25.002/23/2010 10:23:07 AM
affluence-tulip$100.00$100.002/23/2010 10:35:30 AM
YoungTaxMan$75.00$75.002/23/2010 10:36:31 AM
13loans$25.00$25.002/23/2010 12:10:13 PM
sshgfwb$25.00$25.002/23/2010 8:27:33 PM
creative-finance7$25.00$25.002/23/2010 9:05:17 PM
manuvns$25.00$25.002/24/2010 5:47:27 AM
EJO$25.00$25.002/24/2010 10:57:21 AM
uncleubb$25.00$25.002/24/2010 12:14:23 PM
orange-finance-banker$25.00$25.002/24/2010 3:11:59 PM
intelligent-yield$25.00$25.002/24/2010 4:26:35 PM
PPLIN810$47.00$47.002/24/2010 10:04:05 PM
JackinGreen$150.00$150.002/24/2010 5:13:31 PM
ilend57$25.00$25.002/24/2010 8:28:10 PM
successful-integrity$25.00$25.002/25/2010 10:15:01 AM
lovely-leverage$25.00$25.002/25/2010 1:21:44 PM
imlosttoo$25.26$25.262/25/2010 2:20:26 PM
OldManP$25.00$25.002/25/2010 2:21:02 PM
mattblizz$50.00$50.002/25/2010 9:10:10 PM
Maxmarcus$25.00$25.002/26/2010 12:51:55 PM
DrNano$50.00$50.002/26/2010 11:23:39 AM
debtcollector$50.00$50.002/26/2010 1:21:15 PM
MechEngLender$25.00$25.002/26/2010 1:57:00 PM
mortikai$100.00$100.002/26/2010 2:02:56 PM
SS123$25.00$25.002/26/2010 5:46:25 PM
reflective-rupee$300.00$300.002/26/2010 8:52:22 PM
RandyL3$33.00$33.002/27/2010 7:22:25 AM
WilliamLeeSims$25.00$25.002/27/2010 8:05:33 AM
Serge2005$25.00$25.002/26/2010 5:57:16 PM
wkeboarder21$59.00$59.002/26/2010 7:04:47 PM
JustMee$25.00$25.002/27/2010 2:38:04 PM
Imaginos1892$50.00$50.002/27/2010 7:08:35 AM
FjLenders$50.03$50.032/27/2010 8:05:34 AM
caseattle$25.00$25.002/27/2010 5:21:16 PM
BoughtTheFarm$25.00$25.002/27/2010 8:05:35 AM
chibear34$25.00$25.002/27/2010 10:06:29 AM
mcs99$100.00$100.002/27/2010 10:40:34 AM
mcabery$150.00$150.002/27/2010 1:43:21 PM
jonn834$25.00$25.002/27/2010 2:31:53 PM
Ven58$25.00$25.002/27/2010 11:46:59 PM
Realty24$35.00$35.002/28/2010 7:32:45 PM
leverage-monger$25.00$25.002/28/2010 10:15:00 AM
mhammond$50.00$50.002/28/2010 11:26:09 AM
ossobuco$25.00$25.003/1/2010 7:21:08 AM
benevolent-capital1$50.00$50.002/28/2010 5:26:53 PM
shortblondemark$25.00$25.002/28/2010 7:20:19 PM
minista$25.00$25.002/28/2010 7:21:01 PM
building_community$25.00$25.002/28/2010 8:31:04 PM
G-Love$200.00$200.002/28/2010 7:17:38 PM
thoughtful-community7$50.00$50.003/1/2010 1:08:35 PM
dontscrewmeover1$25.00$25.003/1/2010 2:23:48 PM
gilbrear$25.00$25.003/1/2010 4:19:06 PM
elloboverde$50.00$50.003/1/2010 10:36:03 PM
MasterKey$25.00$25.003/1/2010 5:24:04 PM
Russia5M$25.00$25.003/2/2010 6:12:12 AM
BrighterSuns$29.16$29.163/1/2010 7:36:08 PM
intelligent-reward7$25.00$25.003/2/2010 8:15:06 AM
momentous-coin$75.00$75.003/1/2010 8:34:13 PM
credit-coach118$40.00$40.003/1/2010 8:20:30 PM
credit-missile$100.00$100.003/2/2010 9:46:11 AM
sensation1$40.00$40.003/2/2010 9:55:43 AM
Galdis$25.00$25.003/2/2010 5:53:19 AM
KSPHoldings$25.00$25.003/2/2010 5:32:55 AM
clipper271$25.00$25.003/2/2010 6:59:37 AM
scientists$25.00$25.003/2/2010 9:31:05 AM
ore-dojo$100.00$100.003/2/2010 9:38:03 AM
grnii78$50.00$50.003/2/2010 9:57:32 AM
dynrep$50.00$50.003/2/2010 9:44:27 AM
PotBellyPete$35.00$35.003/2/2010 9:56:34 AM
wwwUniversal$25.00$25.003/2/2010 9:59:26 AM
130 bids
 
Borrower Payment Dependent Notes Series 447978
This series of Notes was issued and sold upon the funding of the borrower loan #41251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-25-2010 
  Auction end date:  Mar-03-2010 
 
Starting lender yield: 8.49% Starting borrower rate/APR: 9.49% / 9.83% Starting monthly payment: $320.28
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $319.40
 
Auction yield range: 3.05% - 8.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1998 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 10Length of status:4y 5m
Credit score: 800-819 (Feb-2010) Total credit lines: 31 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $83,310Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: golden-bonus0 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
This loan will be used to consolidate my debts. I work as a part time physical therapist but putting in full time hours. My current job is stable and have been working with the same company since 2005. My credit score is 740 and has always on time with my payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meux99$25.00$25.002/25/2010 3:56:44 PM
kenji4861$25.00$25.002/25/2010 4:01:19 PM
chilichese$25.00$25.002/25/2010 4:01:47 PM
Cai8899$75.00$75.002/25/2010 4:06:21 PM
bowdish1$100.00$100.002/25/2010 4:06:27 PM
Kaj$25.00$25.002/25/2010 4:06:34 PM
reflective-deal8$50.00$50.002/25/2010 4:07:01 PM
thedoctor$90.00$90.002/25/2010 4:07:38 PM
credit-force5$25.00$25.002/25/2010 4:09:54 PM
wampum-reaction2$25.00$25.002/25/2010 4:10:03 PM
steady-gain5$25.00$25.002/25/2010 4:10:51 PM
surfhoss644$25.00$25.002/25/2010 4:11:18 PM
SJM10011a$25.00$25.002/25/2010 4:11:27 PM
Sam65$25.00$25.002/25/2010 4:12:30 PM
kulender$25.00$25.002/25/2010 4:04:37 PM
meenan$25.00$25.002/25/2010 4:16:12 PM
bchen78875$50.00$50.002/25/2010 4:06:14 PM
delicious-social132$40.00$40.002/25/2010 4:06:24 PM
red-favorable-basis$25.00$25.002/25/2010 4:06:43 PM
anton$150.00$150.002/25/2010 4:18:23 PM
lloyd_s$25.00$25.002/25/2010 4:06:10 PM
iolaire$25.00$25.002/25/2010 4:06:54 PM
flexible-value$31.00$31.002/25/2010 4:07:42 PM
WHEREISTHEMOON$25.00$25.002/25/2010 4:21:46 PM
honorable-yield$75.00$75.002/25/2010 4:10:06 PM
uncleubb$25.00$25.002/25/2010 4:27:40 PM
capital-futurist$25.00$25.002/25/2010 4:10:44 PM
tokenentry$25.00$25.002/25/2010 4:11:09 PM
falcon245sp$25.00$25.002/25/2010 4:09:57 PM
skuba$50.00$50.002/25/2010 4:13:09 PM
crawfingers$25.00$25.002/25/2010 4:11:42 PM
desertoasis$25.00$25.002/25/2010 4:12:00 PM
senorzookeeper$25.00$25.002/25/2010 4:12:11 PM
buckyhead2000$25.00$25.002/25/2010 4:16:46 PM
jwm$25.00$25.002/25/2010 4:17:03 PM
wiselady$25.00$25.002/25/2010 4:19:10 PM
intelligent-yield$25.00$25.002/25/2010 4:17:21 PM
stable-nickel$72.80$72.802/25/2010 8:30:53 PM
billyraybob$25.00$25.002/25/2010 8:31:17 PM
Sixmil$25.00$25.002/25/2010 4:22:16 PM
scott73$25.00$25.002/25/2010 9:30:23 PM
Havana21$50.00$50.002/25/2010 5:36:16 PM
DonaldColorado$25.00$25.002/26/2010 4:48:40 AM
unrivaled-justice$25.00$25.002/26/2010 4:48:45 AM
natural-greenback6$25.00$25.002/26/2010 4:50:26 AM
fireboss$25.00$25.002/26/2010 5:04:45 AM
morpholog$25.00$25.002/26/2010 5:04:57 AM
peach17$25.00$25.002/25/2010 6:12:01 PM
Fortuno_per_commodo$36.61$36.612/25/2010 5:21:42 PM
anacho4me$25.00$25.002/25/2010 6:11:59 PM
Big_Baller$25.00$25.002/25/2010 8:31:16 PM
unassuming-note$25.00$25.002/26/2010 8:05:20 AM
cash-queen$25.00$25.002/25/2010 8:30:52 PM
Octavian315$35.00$35.002/25/2010 8:31:00 PM
fairness-edifice$25.00$25.002/25/2010 8:31:32 PM
top-silver-american$50.00$50.002/25/2010 9:26:05 PM
return-opera9$25.00$25.002/26/2010 9:34:10 AM
Cr_Sunset$25.00$25.002/26/2010 4:48:14 AM
sharkm$25.00$25.002/26/2010 3:16:53 AM
yachtmaster45$25.00$25.002/26/2010 4:48:22 AM
PatriotKnight$25.00$25.002/26/2010 4:48:37 AM
calkidd05$25.00$25.002/26/2010 4:49:06 AM
brightest-income-hunter$25.00$25.002/26/2010 10:31:21 AM
wise-silver-wonder$25.00$25.002/26/2010 4:50:40 AM
blissful-note7$25.00$25.002/26/2010 3:42:15 AM
commitment-workhorse$25.00$25.002/26/2010 5:04:00 AM
punctual-social$25.00$25.002/26/2010 4:47:52 AM
fob$25.00$25.002/26/2010 5:04:10 AM
jasmarc$25.00$25.002/26/2010 4:48:21 AM
deal-dojo$25.00$25.002/26/2010 5:04:35 AM
noddy$25.00$25.002/26/2010 4:49:30 AM
point-shooter$25.00$25.002/26/2010 4:50:17 AM
cakebakr$25.00$25.002/26/2010 10:46:44 AM
DadWarbucks$25.00$25.002/26/2010 5:06:10 AM
BankofBen$25.00$25.002/26/2010 5:06:17 AM
rmachi$25.00$25.002/26/2010 10:51:59 AM
DeltaComputerGuy$25.00$25.002/26/2010 5:06:56 AM
Dazz2061$25.00$25.002/26/2010 5:06:32 AM
LittleMingo$25.00$25.002/26/2010 5:33:33 AM
peerlender$30.00$30.002/26/2010 6:23:47 AM
cjames84$25.00$25.002/26/2010 11:46:04 AM
cavalier2020$25.00$25.002/26/2010 11:51:10 AM
shadowflame_99$25.00$25.002/26/2010 12:03:29 PM
calilending$25.00$25.002/26/2010 12:10:53 PM
winter-vigilance$25.00$25.002/26/2010 9:31:10 AM
mjm77_1$25.00$25.002/26/2010 12:36:35 PM
kazdag$26.50$26.502/26/2010 12:52:10 PM
USMC0311$25.00$25.002/26/2010 12:53:37 PM
spruce2$45.19$45.192/26/2010 1:00:38 PM
revenue-officer36$25.00$25.002/26/2010 10:31:40 AM
verse99$25.00$25.002/26/2010 10:49:39 AM
calessabay$25.00$25.002/26/2010 10:52:35 AM
Aeroman32$25.00$25.002/26/2010 3:30:57 PM
TrustOne$25.00$25.002/26/2010 11:16:17 AM
PA2LA$25.00$25.002/26/2010 11:27:04 AM
jtrump22$25.00$25.002/26/2010 11:51:22 AM
Jack1966$25.00$25.002/26/2010 12:03:34 PM
mathprof$25.00$25.002/26/2010 11:55:59 AM
Walkingcowboy$25.00$25.002/26/2010 12:04:20 PM
one2sojourn$28.01$28.012/26/2010 12:53:03 PM
pragmatic-camaraderi$25.00$25.002/26/2010 1:00:34 PM
8bitnintendo$25.00$25.002/26/2010 1:00:50 PM
elegant-income3$25.00$25.002/26/2010 1:00:59 PM
Oakland$50.00$50.002/27/2010 6:27:14 AM
Dr_M$25.00$25.002/27/2010 8:00:24 AM
AlexTrep$25.00$25.002/26/2010 6:00:23 PM
woodenshoes$25.00$25.002/27/2010 1:26:48 PM
Goodlender42$25.00$25.002/27/2010 5:30:27 AM
Zanch$25.00$25.002/27/2010 11:10:23 AM
superchicken$25.00$25.002/27/2010 4:32:07 PM
minista$25.00$25.002/27/2010 5:51:50 PM
PaulHenry$25.00$25.002/27/2010 7:15:41 PM
platinum-platoon$25.00$25.002/28/2010 2:55:38 PM
nuclearmoose$25.00$25.002/28/2010 7:12:33 AM
zielojo$25.00$25.002/27/2010 9:25:33 PM
j2ee$25.00$25.002/28/2010 5:25:21 PM
Merganser$25.00$25.002/28/2010 7:30:30 AM
aasx1108$25.00$25.002/28/2010 8:17:58 PM
jaker$25.00$25.002/28/2010 2:10:35 PM
zbfamwl$25.00$25.003/1/2010 7:36:04 AM
moneyfriend$50.00$50.002/28/2010 3:20:20 PM
tomjac2000$25.00$25.002/28/2010 4:12:38 PM
Eagledrop$25.00$25.002/28/2010 5:25:29 PM
bds9646$26.00$26.003/1/2010 9:35:07 AM
samo102us$25.00$25.003/1/2010 8:40:19 AM
kanewna$29.35$29.353/1/2010 9:06:19 AM
MiniBank998$25.00$25.003/1/2010 2:30:21 PM
community-saver158$25.00$25.003/1/2010 9:32:25 AM
Tradesmanlender$25.00$25.003/1/2010 2:45:36 PM
unassuming-reward$25.00$25.003/1/2010 2:05:31 PM
dharma1$25.00$25.003/1/2010 2:43:35 PM
FinDoc$25.00$25.003/1/2010 5:23:13 PM
stikman$25.00$25.003/1/2010 5:26:12 PM
mid$25.00$25.003/1/2010 5:27:11 PM
Sigonio$25.00$25.003/1/2010 5:20:36 PM
NomoredebtCA$25.00$25.003/1/2010 5:25:28 PM
ClearLake$25.00$25.003/1/2010 5:25:58 PM
lost-money-so-far-on-these$25.00$25.003/1/2010 5:26:37 PM
cyonamine$25.00$25.003/1/2010 5:25:18 PM
interstellar$50.00$50.003/2/2010 11:00:45 AM
julijask$35.00$35.003/2/2010 1:52:03 PM
favorite-commerce$25.00$25.003/3/2010 9:38:48 AM
trade-elm$100.00$100.003/3/2010 11:46:02 AM
justin323$25.00$25.003/3/2010 5:40:31 AM
Ven58$25.00$25.003/3/2010 10:47:49 AM
lean-velocity$25.00$25.002/25/2010 4:01:51 PM
webfeet$25.00$25.002/25/2010 4:06:59 PM
skvat$25.00$25.002/25/2010 4:10:40 PM
invincible-duty$25.00$25.002/25/2010 4:10:50 PM
dollar-birdie$30.00$30.002/25/2010 4:01:53 PM
trustworthy-finance6$25.00$25.002/25/2010 4:11:38 PM
elgollo$25.00$25.002/25/2010 4:12:35 PM
JJS180$25.00$25.002/25/2010 4:02:40 PM
micko$25.00$25.002/25/2010 4:04:51 PM
jeffpac$55.00$55.002/25/2010 4:05:27 PM
scottssm$25.00$25.002/25/2010 4:16:27 PM
HHP$25.00$25.002/25/2010 4:06:37 PM
KrazyCelticKid$100.00$100.002/25/2010 4:06:47 PM
keyfig$50.00$50.002/25/2010 4:05:31 PM
radforj22$25.00$25.002/25/2010 4:07:30 PM
friendly-worth3$25.00$25.002/25/2010 4:06:30 PM
don8ter$60.00$60.002/25/2010 4:06:40 PM
note-sensation$25.00$25.002/25/2010 4:06:52 PM
Microfinancer$25.00$25.002/25/2010 4:06:57 PM
MyPlantsEatBugs$25.00$25.002/25/2010 4:21:24 PM
stable-money$25.00$25.002/25/2010 4:21:58 PM
newest-bountiful-basis$25.00$25.002/25/2010 4:22:13 PM
mlopez2007$25.00$25.002/25/2010 4:10:08 PM
dollardave$72.11$72.112/25/2010 4:27:42 PM
vegibenz$25.00$25.002/25/2010 4:28:45 PM
bayareainv$50.00$50.002/25/2010 4:11:11 PM
market-builder$25.00$25.002/25/2010 4:10:01 PM
loanfairy$25.00$25.002/25/2010 4:10:29 PM
asset-professor$100.00$100.002/25/2010 4:10:41 PM
resource777$25.00$25.002/25/2010 4:11:19 PM
Railbird$25.00$25.002/25/2010 4:11:44 PM
steely_dan34$25.00$25.002/25/2010 4:11:52 PM
kindness-percolator5$25.00$25.002/25/2010 4:12:24 PM
rate-raker3$25.00$25.002/25/2010 4:12:27 PM
jjb3$25.00$25.002/25/2010 6:12:26 PM
rolandweary$30.00$30.002/25/2010 4:16:26 PM
forthright-dedication$25.00$25.002/25/2010 4:16:35 PM
lendersf$95.00$95.002/25/2010 4:16:54 PM
bonus-adventure3$25.00$25.002/25/2010 4:14:59 PM
grampy48$25.00$25.002/25/2010 4:15:26 PM
Divot$25.00$25.002/25/2010 7:56:41 PM
bradny$25.00$25.002/25/2010 4:16:39 PM
Cheburashka$30.00$30.002/25/2010 4:20:39 PM
cleared2land$25.00$25.002/25/2010 8:30:41 PM
tbrnet$25.00$25.002/25/2010 4:18:13 PM
lincs$25.00$25.002/25/2010 8:31:10 PM
zenchef$25.00$25.002/25/2010 4:19:00 PM
anwn$25.00$25.002/25/2010 4:21:48 PM
economy-association$25.00$25.002/25/2010 4:21:52 PM
inspired-contract9$50.00$50.002/25/2010 4:22:05 PM
tokyopete23$25.00$25.002/25/2010 4:19:51 PM
heavensfx$25.00$25.002/25/2010 9:36:01 PM
head$25.00$25.002/25/2010 4:21:10 PM
important-ore$50.00$50.002/25/2010 4:21:40 PM
pumped130$25.00$25.002/25/2010 4:26:02 PM
rosie777$25.00$25.002/26/2010 4:48:33 AM
loan-master996$50.00$50.002/26/2010 4:48:43 AM
financial-frenzy$25.00$25.002/25/2010 5:40:26 PM
dlshap$25.00$25.002/26/2010 4:49:27 AM
bruce3504$25.00$25.002/26/2010 4:50:32 AM
RandomMonkey$25.00$25.002/26/2010 5:04:05 AM
axl163$25.00$25.002/26/2010 5:04:47 AM
BayShell$49.86$49.862/26/2010 5:06:19 AM
TK4$25.00$25.002/26/2010 5:06:50 AM
Pawnster$25.00$25.002/25/2010 5:23:17 PM
rjblack$50.00$50.002/26/2010 5:10:54 AM
LandE2BG$25.00$25.002/25/2010 6:40:21 PM
FmrEngr2Phd$25.00$25.002/25/2010 5:40:19 PM
Cherrypicker$45.00$45.002/25/2010 6:10:32 PM
KiwiElf$29.72$29.722/25/2010 6:37:34 PM
kayakg$25.00$25.002/26/2010 7:10:27 AM
davechris870$25.00$25.002/26/2010 8:20:47 AM
junctionking$25.00$25.002/25/2010 8:31:09 PM
Duchdad$25.00$25.002/25/2010 8:40:20 PM
TruckerGuy$25.00$25.002/25/2010 8:40:25 PM
dime-mad-scientist$25.00$25.002/26/2010 9:31:22 AM
FunInSun$25.00$25.002/26/2010 9:31:50 AM
Phantom99$25.00$25.002/26/2010 12:15:28 AM
phillipd48$25.00$25.002/26/2010 4:48:17 AM
seeb$25.00$25.002/26/2010 4:48:35 AM
p2ploan-leaper$25.00$25.002/26/2010 10:31:20 AM
Speculator$50.00$50.002/26/2010 4:49:24 AM
Rzrwire$25.00$25.002/26/2010 10:31:30 AM
social-conductor4$25.00$25.002/26/2010 4:50:38 AM
OldFriend$25.00$25.002/26/2010 4:50:06 AM
Ivan2007$25.00$25.002/26/2010 5:06:35 AM
the2monkeys$25.00$25.002/26/2010 5:03:54 AM
nytrnbow$25.00$25.002/26/2010 5:09:46 AM
highcountry1$25.00$25.002/26/2010 5:10:29 AM
bluesky07$25.00$25.002/26/2010 11:12:38 AM
loans4u2$25.00$25.002/26/2010 11:17:18 AM
Zipperdu$50.00$50.002/26/2010 6:37:51 AM
HeavyDriver03$25.00$25.002/26/2010 6:40:19 AM
scottr$25.00$25.002/26/2010 12:10:51 PM
bridgeguy$25.00$25.002/26/2010 12:27:17 PM
SDNLR$25.00$25.002/26/2010 9:32:56 AM
sellbuy40$25.00$25.002/26/2010 12:53:21 PM
Sokarnox$25.00$25.002/26/2010 9:50:37 AM
durable-deal2$50.00$50.002/26/2010 10:15:21 AM
MarcusOcean$25.00$25.002/26/2010 1:20:24 PM
CorMDNY$25.00$25.002/26/2010 10:31:10 AM
AJSinvest$25.00$25.002/26/2010 10:49:38 AM
skiforglory$25.00$25.002/26/2010 11:12:27 AM
TheBiggTree$25.00$25.002/26/2010 11:46:17 AM
smallbizrule$25.00$25.002/26/2010 11:46:01 AM
Aethelinde$43.24$43.242/26/2010 11:46:16 AM
Wangersinc$25.00$25.002/26/2010 11:56:07 AM
jd006006$40.00$40.002/26/2010 12:11:19 PM
philantist$25.00$25.002/26/2010 12:17:28 PM
market-assembler$50.00$50.002/26/2010 1:00:55 PM
contract-laser5$25.00$25.002/26/2010 1:01:37 PM
Toby1montana$72.17$72.172/26/2010 12:53:04 PM
Fuzkaska__F_u_n_d_s$25.00$25.002/26/2010 12:53:24 PM
sf-funder$25.00$25.002/26/2010 1:00:37 PM
credit-investor5$33.42$33.422/26/2010 1:01:30 PM
xphile$25.00$25.002/26/2010 2:11:15 PM
justalender$25.00$25.002/26/2010 2:30:25 PM
jga516$25.00$25.002/26/2010 3:47:42 PM
dontscrewmeover1$50.00$50.002/26/2010 6:32:41 PM
Glovez2$25.00$25.002/26/2010 6:40:28 PM
glimmering-credit4$25.00$25.002/26/2010 5:45:27 PM
adir1$25.00$25.002/27/2010 9:25:29 AM
ultimate-commitment$25.00$25.002/27/2010 9:25:50 AM
granitepk$25.00$25.002/27/2010 9:30:20 AM
sandeepPR$25.00$25.002/26/2010 11:20:37 PM
RandyL3$33.00$33.002/27/2010 7:15:35 AM
anacho4me$25.00$25.002/27/2010 7:00:24 AM
antlr$25.00$25.002/27/2010 5:50:56 PM
SilverRain$25.00$25.002/27/2010 7:25:21 PM
Eudyptes$50.00$50.002/27/2010 7:43:30 PM
PJE$25.00$25.002/27/2010 12:40:29 PM
Kame$25.00$25.002/27/2010 11:25:27 PM
Tallac-Capital$25.00$25.002/28/2010 4:43:18 PM
Realty24$50.00$50.002/28/2010 7:47:54 PM
c10756$25.00$25.002/28/2010 10:45:41 AM
helping-out$25.00$25.002/28/2010 1:00:22 PM
entertaining-greenback2$25.00$25.002/28/2010 5:05:49 PM
djs81$25.00$25.002/28/2010 8:20:22 PM
mikeandcat$100.00$100.003/1/2010 6:31:33 AM
bright-investment$50.00$50.003/1/2010 7:38:54 AM
discrete-asset$25.00$25.003/1/2010 9:34:42 AM
satisfying-durability$25.00$25.003/1/2010 10:17:09 AM
JJpeanut$25.00$25.003/1/2010 2:50:53 PM
nestegg4e$25.00$25.003/1/2010 11:10:32 AM
iLoaner$25.00$25.003/1/2010 12:16:00 PM
Jassi$25.00$25.003/1/2010 11:32:53 AM
Artist_Blue$25.00$25.003/1/2010 12:00:28 PM
osage$25.00$25.003/1/2010 12:49:46 PM
otalon$25.00$25.003/1/2010 4:38:54 PM
budyzr$25.00$25.003/1/2010 5:20:24 PM
decisive-capital$90.42$90.423/1/2010 5:20:34 PM
BankOfFrankFairness$50.00$50.003/1/2010 5:21:05 PM
gogmagog$56.85$56.853/1/2010 5:21:26 PM
cjohnson041$35.00$35.003/1/2010 5:23:09 PM
credit-coach118$40.00$40.003/1/2010 5:24:10 PM
perlindc$42.28$42.283/1/2010 5:26:09 PM
thegreatone$25.00$25.003/1/2010 5:26:36 PM
SourDoughSteve$25.00$25.003/1/2010 5:26:42 PM
boola1010$50.00$50.003/1/2010 5:27:09 PM
Namrok$25.00$16.473/1/2010 5:27:12 PM
Captain88$25.00$25.003/1/2010 5:20:23 PM
Woodworker57$25.00$25.003/1/2010 5:25:26 PM
BigGuyBank$25.00$25.003/1/2010 5:21:12 PM
think-become$25.00$25.003/1/2010 5:27:07 PM
degster$25.00$25.003/1/2010 5:27:08 PM
personal-lender$25.00$25.003/1/2010 5:23:49 PM
donloah$25.00$25.003/1/2010 5:25:30 PM
webfeet$25.00$25.003/2/2010 8:45:56 AM
the-profit-oracle$25.00$25.003/2/2010 12:37:49 PM
beeslow$100.00$100.003/2/2010 8:43:14 PM
grasscutter$100.00$100.003/3/2010 6:57:35 AM
diverse-transparency$25.00$25.003/3/2010 11:03:44 AM
systematic0$25.00$25.003/3/2010 4:09:34 PM
ManhattanLender$25.00$25.003/3/2010 7:43:26 PM
319 bids
 
Borrower Payment Dependent Notes Series 448014
This series of Notes was issued and sold upon the funding of the borrower loan #41271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $292.06
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $291.25
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1997 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:8y 1m
Credit score: 780-799 (Feb-2010) Total credit lines: 21 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: penny-kangaroo Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help our family become debt free!
Purpose of loan:
This loan will be used to?
Pay off a high-interest credit card so we can become debt-free in 2010.? We just had the birth of our 2nd child, another little girl (healthy and happy, Hooray!), and feeling buried in debt as we try to raise two beautiful daughters feels like quite a burden.? After we pay off our high-interest credit card we will tackle paying off our student loans.

My financial situation:
I am a good candidate for this loan because?
I always make my monthly payments (rent, credit cards, health care premiums, daycare expenses, medical bills, etc.) on-time!? Also, as a Special Education Teacher I am a trustworthy and honest individual who desires to be debt-free, so I can invest my money in causes I believe in and save for the future of my family and my daughters' educations.? Our credit card debt snowballed after my husband was laid-off from his job last year and I was only working part-time (so I could be at home with my newborn part-time).? Since then, my husband has started his own business in Video Production and is working on building his clientel, but the equipment he had to invest in initially has put us temporarily into further debt.? We are GREAT candidates for this loan because I continue to work part-time and have reliable income, and my husband's business continues to grow as his clients refer him to other businesses.? Thank you for your consideration in helping our family become debt-free!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello, Can you please explain what the two deliquencies were? Thanks - socal-lender
A: Hi, The deliquencies were from our short sale on our condo July 2009. Realtor advised to stop paying the mortgage so banks would acknowledge the short sale application. Thanks. (Mar-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KrazyCelticKid$75.00$75.002/26/2010 4:04:21 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:13 PM
Clambake$50.00$50.002/26/2010 4:07:48 PM
desertoasis$50.00$50.002/26/2010 3:59:21 PM
bonafide-cash$50.00$50.002/26/2010 4:08:32 PM
egw$25.00$25.002/26/2010 3:59:35 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:43 PM
Sam65$25.00$25.002/26/2010 4:12:01 PM
Havana21$50.00$50.002/26/2010 4:03:53 PM
jdrez$25.00$25.002/26/2010 4:12:05 PM
flexible-value$26.00$26.002/26/2010 4:12:38 PM
charming-point$300.00$300.002/26/2010 4:13:14 PM
Aimvest$25.00$25.002/26/2010 4:13:36 PM
irrelevant$25.00$25.002/26/2010 4:14:36 PM
Big_Baller$25.00$25.002/26/2010 4:16:34 PM
noble-revenue$50.00$50.002/26/2010 4:16:44 PM
selfmademan$25.00$25.002/26/2010 4:17:07 PM
hitsman$50.00$50.002/26/2010 4:07:44 PM
luckyldy$35.00$35.002/26/2010 4:08:10 PM
tntbuzz$25.00$25.002/26/2010 4:08:17 PM
happy-return4$25.00$25.002/26/2010 4:18:08 PM
integrity-doctor$50.00$50.002/26/2010 4:18:24 PM
best-deal-banker$25.00$25.002/26/2010 4:08:55 PM
tallmon$25.00$25.002/26/2010 4:19:06 PM
fcukciti$25.00$25.002/26/2010 4:19:12 PM
gavinfh$25.00$25.002/26/2010 4:10:12 PM
honorable-yield$50.00$50.002/26/2010 4:20:19 PM
tranquil-diversification8$25.00$25.002/26/2010 4:10:25 PM
wise-handy-finance$25.00$25.002/26/2010 4:12:25 PM
burrito6$25.00$25.002/26/2010 4:11:01 PM
personal-lender$25.00$25.002/26/2010 4:12:51 PM
Kaj$25.00$25.002/26/2010 4:13:03 PM
delicious-social132$25.00$25.002/26/2010 4:13:08 PM
kmr2$200.00$200.002/26/2010 4:53:49 PM
success1001$50.00$50.002/26/2010 4:13:59 PM
natural-greenback6$25.00$25.002/26/2010 4:15:09 PM
dmfog$25.00$25.002/26/2010 4:16:54 PM
KiwiElf$25.00$25.002/26/2010 4:18:28 PM
rcflick$25.00$25.002/26/2010 4:28:07 PM
PatriotKnight$25.00$25.002/26/2010 4:20:57 PM
friendly-worth3$25.00$25.002/26/2010 4:45:26 PM
summerlander$25.00$25.002/26/2010 5:56:02 PM
Cheburashka$25.00$25.002/26/2010 4:53:45 PM
granitepk$25.00$25.002/27/2010 9:21:22 AM
Tahoeguy$32.07$32.072/26/2010 6:37:39 PM
niskyfranchise$25.00$25.002/26/2010 6:00:43 PM
commitment-jedi4$25.00$25.002/26/2010 7:10:28 PM
gjh37$25.00$25.002/27/2010 9:35:49 AM
melodious-fairness$25.00$25.002/27/2010 11:00:59 AM
anton$49.35$49.352/26/2010 9:50:55 PM
inspired-contract9$25.00$25.002/26/2010 10:35:26 PM
Speculator$49.89$49.892/26/2010 10:40:27 PM
Serp$25.00$25.002/26/2010 11:27:19 PM
forthright-dedication$50.00$50.002/27/2010 12:47:28 PM
cathexis$25.00$25.002/27/2010 2:05:35 AM
new-marketplace-lyrics$25.00$25.002/27/2010 1:16:29 PM
Goodlender42$25.00$25.002/27/2010 5:35:22 AM
tucksta$25.00$25.002/27/2010 7:22:06 AM
SherriSLC$25.00$25.002/27/2010 5:15:26 PM
JJpeanut$25.00$25.002/27/2010 5:55:35 PM
WindyKid$25.00$25.002/27/2010 8:15:21 AM
adir1$25.00$25.002/27/2010 9:30:24 AM
faifar$25.00$25.002/27/2010 7:07:48 PM
autonomous-truth$100.00$100.002/27/2010 9:59:04 AM
bsnrnmale$25.00$25.002/27/2010 9:00:27 AM
invest0r$25.00$25.002/27/2010 7:45:16 PM
fund-virtuoso$25.00$25.002/27/2010 7:45:21 PM
benefit-squirrel$30.00$30.002/27/2010 7:45:27 PM
rcc7$25.00$25.002/27/2010 7:45:40 PM
charming-dime$25.00$25.002/27/2010 2:22:30 PM
Carpetkid$25.00$25.002/27/2010 7:45:57 PM
bradny$25.00$25.002/27/2010 7:46:04 PM
radforj22$25.00$25.002/27/2010 7:46:09 PM
SanJoser$25.00$25.002/27/2010 3:02:42 PM
runner262$25.00$25.002/27/2010 9:25:29 PM
balance2$50.00$50.002/27/2010 2:50:41 PM
TheGrayFox$25.00$25.002/27/2010 6:42:32 PM
aquaymca$25.00$25.002/28/2010 11:15:05 AM
bold-bright-currency$25.00$25.002/27/2010 7:45:38 PM
Gladys9$25.00$25.002/27/2010 7:45:42 PM
currency-oak$25.00$25.002/27/2010 7:45:48 PM
duty-monger$50.00$50.002/27/2010 7:45:55 PM
dollar-sensor$25.00$25.002/27/2010 7:46:00 PM
ValyaLibra01$25.00$25.002/27/2010 7:46:12 PM
husamk$25.00$25.002/27/2010 9:50:31 PM
lisaac29$25.00$25.002/27/2010 7:44:37 PM
compassion-lotus5$25.00$25.002/27/2010 7:45:24 PM
senorzookeeper$25.00$25.002/27/2010 7:45:36 PM
texrob20$25.00$25.002/27/2010 7:45:43 PM
brazilofmux$100.00$100.002/27/2010 7:45:49 PM
orange-preeminant-bill$100.00$100.002/27/2010 7:46:01 PM
bullish2bearish$25.00$25.002/27/2010 7:46:05 PM
shrewd-peace7$25.00$2.832/27/2010 10:35:22 PM
integrity-reformer$25.00$25.002/28/2010 9:26:41 AM
Megatron404$25.00$25.002/28/2010 10:00:36 AM
dontscrewmeover1$25.00$25.003/1/2010 2:24:19 PM
savvycash$25.00$25.003/2/2010 6:46:52 PM
KlarthXVII$25.00$25.003/3/2010 8:07:10 AM
bonus-adventure3$25.00$25.003/3/2010 10:14:10 AM
sturdy-velocity6$25.00$25.003/4/2010 7:55:33 AM
selector568$113.83$113.833/4/2010 10:46:40 AM
ksubd$75.00$75.003/4/2010 4:02:18 PM
merciful-yield$113.65$113.653/4/2010 5:00:16 PM
gustavholstopus32$25.00$25.003/4/2010 9:08:00 PM
jwood3030$25.00$25.003/5/2010 3:39:06 AM
socal-lender$25.00$25.003/4/2010 4:55:29 PM
diancecht$50.00$50.003/5/2010 3:06:11 AM
JM-Sarawak$25.00$25.003/5/2010 6:20:39 AM
633matthew$50.00$50.003/5/2010 9:28:12 AM
wild_carrot$25.00$25.003/5/2010 9:33:24 AM
rjcoutur2001$30.07$30.073/4/2010 11:42:24 PM
jtoms101$25.00$25.003/5/2010 6:57:02 AM
Richmp412$25.00$25.003/5/2010 7:05:32 AM
windpiano1962$25.00$25.003/5/2010 5:20:55 AM
Moby$29.16$29.163/5/2010 11:23:21 AM
Money2Lend_U$350.00$350.003/5/2010 8:02:30 AM
freeroll14$25.00$25.003/5/2010 1:06:10 PM
micko$25.00$25.002/26/2010 4:00:56 PM
bchen78875$25.00$25.002/26/2010 4:03:28 PM
kbodendorf$25.00$25.002/26/2010 4:04:39 PM
Microfinancer$25.00$25.002/26/2010 4:04:54 PM
macjp123$25.00$25.002/26/2010 4:07:02 PM
torion$25.00$25.002/26/2010 4:08:41 PM
money-maniac$50.00$50.002/26/2010 4:09:03 PM
friendly-market5$25.00$25.002/26/2010 4:09:08 PM
red-undaunted-kindness$100.00$100.002/26/2010 4:09:20 PM
skuba$25.00$25.002/26/2010 4:01:01 PM
asset-professor$75.00$75.002/26/2010 4:04:08 PM
red-favorable-basis$25.00$25.002/26/2010 4:12:32 PM
don8ter$25.00$25.002/26/2010 4:04:11 PM
BlindJoeDeath$25.00$25.002/26/2010 4:13:52 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:46 PM
AF-Chief$27.00$27.002/26/2010 4:05:03 PM
RationalWorld$25.00$25.002/26/2010 4:14:44 PM
1phantom$25.00$25.002/26/2010 4:14:49 PM
credit-kahuna$100.00$100.002/26/2010 4:07:36 PM
time4aloan$43.83$43.832/26/2010 4:16:05 PM
loan-master996$50.00$50.002/26/2010 4:16:28 PM
wise-silver-wonder$25.00$25.002/26/2010 4:16:58 PM
progressive-asset$100.00$100.002/26/2010 4:07:24 PM
Avala$50.00$50.002/26/2010 4:09:14 PM
yachtmaster45$25.00$25.002/26/2010 4:17:34 PM
xstreamin$25.00$25.002/26/2010 4:08:02 PM
Fiimg$50.00$50.002/26/2010 4:09:27 PM
foxy-fund$50.00$50.002/26/2010 4:09:34 PM
jigsaw$100.00$100.002/26/2010 4:08:22 PM
mpatrick$25.00$25.002/26/2010 4:11:28 PM
Trimalchio12$25.00$25.002/26/2010 4:20:12 PM
mg6619$25.00$25.002/26/2010 4:13:22 PM
bold-durability-drum$25.00$25.002/26/2010 4:12:18 PM
peerlender$30.00$30.002/26/2010 4:53:15 PM
Cai8899$50.00$50.002/26/2010 4:53:46 PM
sammyhammy$25.00$25.002/26/2010 4:14:11 PM
b0b$25.00$25.002/26/2010 4:14:26 PM
supreme-hope$25.00$25.002/26/2010 4:16:08 PM
aurorafinancial$50.00$50.002/26/2010 4:15:02 PM
treasure-bliss$100.00$100.002/26/2010 6:12:53 PM
BuffetRocks$50.00$50.002/26/2010 4:15:20 PM
important-ore$50.00$50.002/26/2010 4:16:00 PM
Patter256$25.00$25.002/26/2010 4:18:13 PM
vault893$50.00$50.002/26/2010 4:17:30 PM
Josta$50.00$50.002/26/2010 4:18:48 PM
lloyd_s$25.00$25.002/26/2010 4:17:46 PM
top-silver-american$25.00$25.002/26/2010 4:18:34 PM
Phantom99$25.00$25.002/26/2010 4:18:59 PM
LoisLoan$25.00$25.002/26/2010 4:20:47 PM
cticemomof3$25.00$25.002/26/2010 4:20:38 PM
melodious-fairness$25.00$25.002/26/2010 4:27:58 PM
Dr_M$25.00$25.002/27/2010 7:46:53 AM
loanjockey$25.00$25.002/27/2010 9:26:19 AM
AlexTrep$25.00$25.002/26/2010 6:00:28 PM
Glovez2$30.00$30.002/26/2010 6:37:54 PM
intelligent-yield$25.00$25.002/27/2010 11:15:36 AM
useful-p2ploan$50.00$50.002/26/2010 10:35:27 PM
top-tranquil-justice$50.00$50.002/27/2010 5:52:31 AM
ultimate-commitment$25.00$25.002/27/2010 9:25:47 AM
tokyopete23$25.00$25.002/27/2010 11:00:29 AM
trade-defender$25.00$25.002/27/2010 12:50:23 PM
rock-turner$50.00$50.002/27/2010 7:45:19 PM
cberthiaume$25.00$25.002/27/2010 7:45:25 PM
tom48l$25.00$25.002/27/2010 7:45:29 PM
Hartfelt$50.00$50.002/27/2010 2:20:30 PM
Gilgothdae$25.00$25.002/27/2010 7:45:54 PM
iolaire$25.00$25.002/27/2010 7:46:03 PM
calkidd05$25.00$25.002/27/2010 7:46:06 PM
mcds$25.00$25.002/27/2010 7:46:10 PM
PaulHenry$25.00$25.002/27/2010 7:15:34 PM
impeccable-transparency$71.97$71.972/27/2010 7:44:57 PM
108lender$197.60$197.602/27/2010 7:45:02 PM
KVEER$25.00$25.002/27/2010 7:45:10 PM
marketplace-achievement$35.86$35.862/27/2010 7:45:22 PM
bowdish1$100.00$100.002/27/2010 7:45:33 PM
elevated-platinum5$50.00$50.002/27/2010 7:45:51 PM
SilverRain$25.00$25.002/27/2010 7:30:23 PM
cash-queen$25.00$25.002/27/2010 7:46:04 PM
drgreer$25.00$25.002/27/2010 7:46:07 PM
steady-gain5$25.00$25.002/27/2010 7:50:30 PM
calm-deal7$25.00$25.002/27/2010 7:44:28 PM
HHP$25.00$25.002/27/2010 7:45:34 PM
kindness-percolator5$25.00$25.002/27/2010 7:45:57 PM
veverka$25.00$25.002/27/2010 7:46:02 PM
tjs6121$40.00$40.002/27/2010 7:46:13 PM
sk8ndive$25.00$25.002/27/2010 8:45:28 PM
Super-LM$25.00$25.002/28/2010 9:22:54 PM
felicity-loyalist0$65.00$65.003/1/2010 6:12:02 PM
creative-finance7$25.00$25.003/1/2010 7:52:09 PM
scientists$25.00$25.003/2/2010 9:48:58 AM
wyogirllender$25.00$25.003/2/2010 1:47:55 PM
cash-spinner$25.00$25.003/3/2010 3:36:37 AM
blissful-note7$25.00$25.003/3/2010 1:09:34 AM
JoeXB$25.00$25.003/3/2010 7:11:56 AM
kind-funds-tonic$25.00$25.003/3/2010 11:18:17 AM
ore-dojo$50.00$50.003/4/2010 10:16:25 AM
AaronL$25.00$25.003/4/2010 4:18:05 PM
nhm$25.00$25.003/4/2010 4:31:35 PM
draggon77$25.00$25.003/4/2010 4:27:45 PM
mcabery$100.00$100.003/5/2010 4:16:06 AM
theloanfiller$26.80$26.803/4/2010 8:19:07 PM
persistent-value3$42.09$42.093/5/2010 6:37:55 AM
SeaLoans$25.00$25.003/5/2010 1:25:36 AM
kangarookim99$50.00$50.003/5/2010 10:30:15 AM
WillingToHelpOut$25.00$25.003/5/2010 5:11:33 AM
credit-coach118$25.00$25.003/5/2010 11:50:30 AM
dukeiyer$50.00$50.003/5/2010 10:24:31 AM
porter22$75.00$75.003/5/2010 10:33:56 AM
redrose1518$50.00$50.003/5/2010 10:48:14 AM
Traveler30$53.00$53.003/5/2010 10:50:14 AM
poolfan$50.00$50.003/5/2010 3:50:44 PM
TigerForce$25.00$25.003/5/2010 10:49:22 AM
229 bids
 
Borrower Payment Dependent Notes Series 448016
This series of Notes was issued and sold upon the funding of the borrower loan #41274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-25-2010 
  Auction end date:  Mar-04-2010 
 
Starting lender yield: 21.07% Starting borrower rate/APR: 22.07% / 24.33% Starting monthly payment: $324.93
Final lender yield: 19.90% Final borrower rate/APR: 20.90% / 23.15% Final monthly payment: $319.80
 
Auction yield range: 8.05% - 21.07% Estimated loss impact: 6.96%  
Lender servicing fee: 1.00% Estimated return: 12.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2002 Debt/Income ratio: 17%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:2y 4m
Credit score: 680-699 (Feb-2010) Total credit lines: 11 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $37,719Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 79%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: triumph456 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my high interest credit cards and will help me take control of my finances and better future.?

My financial situation:
I am a full-time employee working in a decent company for more than 2 years. This debt has been a result of my Master's education which I have completed 4 years ago. Unfortunately I realized very late that despite of making regular payments, my total debt has increased in these couple of years due to the ridiculous increase of APRs on my credit cards...!!

I would like to use this debt to pay off two CC's which have the highest APR.

Monthly net income: $ 5200

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 50
??Car expenses: $200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 35000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what is the APR you are paying now? - justice-hawk
A: Hi justice-hawk, I am paying 29.99% APR. And would like to get rid off that credit card loan. Also at the same time wanna minimize my APR on this loan listing. (Mar-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$25.00$25.002/25/2010 4:01:26 PM
micko$25.00$25.002/25/2010 4:02:54 PM
hitsman$50.00$50.002/25/2010 4:08:28 PM
money-maniac$50.00$50.002/25/2010 4:09:21 PM
currency-shaker16$25.00$25.002/25/2010 3:59:48 PM
foxy-fund$50.00$50.002/25/2010 4:09:50 PM
gavinfh$25.00$25.002/25/2010 4:10:24 PM
reward-motion$25.00$25.002/25/2010 4:02:47 PM
noddy$25.00$25.002/25/2010 4:11:34 PM
mpatrick$25.00$25.002/25/2010 4:11:54 PM
the-profit-oracle$25.00$25.002/25/2010 4:12:15 PM
kindness-percolator5$25.00$25.002/25/2010 4:12:19 PM
mdreiss$25.00$25.002/25/2010 4:02:37 PM
skuba$25.00$25.002/25/2010 4:03:03 PM
enthusiastic-balance5$100.00$100.002/25/2010 4:05:41 PM
apostle901$25.00$25.002/25/2010 4:15:34 PM
bowdish1$100.00$100.002/25/2010 4:04:24 PM
Tahoeguy$50.00$50.002/25/2010 4:15:43 PM
Microfinancer$25.00$25.002/25/2010 4:05:46 PM
BlindJoeDeath$25.00$25.002/25/2010 4:15:58 PM
orange-preeminant-bill$100.00$100.002/25/2010 4:16:20 PM
b0b$25.00$25.002/25/2010 4:16:48 PM
KrazyCelticKid$75.00$75.002/25/2010 4:05:10 PM
RationalWorld$25.00$25.002/25/2010 4:17:15 PM
agreement-point$50.00$50.002/25/2010 4:17:57 PM
AF-Chief$28.00$28.002/25/2010 4:06:01 PM
dreammachine$25.00$25.002/25/2010 4:19:01 PM
Rick7925$25.00$25.002/25/2010 4:19:07 PM
inspired-contract9$25.00$25.002/25/2010 4:19:12 PM
niskyfranchise$25.00$25.002/25/2010 4:19:15 PM
KVEER$25.00$25.002/25/2010 4:19:18 PM
MM1207$25.00$25.002/25/2010 4:19:26 PM
red-undaunted-kindness$100.00$100.002/25/2010 4:09:40 PM
Fiimg$50.00$50.002/25/2010 4:09:46 PM
duty-monger$50.00$50.002/25/2010 4:08:37 PM
senorzookeeper$25.00$25.002/25/2010 4:10:20 PM
tntbuzz$25.00$25.002/25/2010 4:08:54 PM
best-deal-banker$25.00$25.002/25/2010 4:09:17 PM
wise-handy-finance$25.00$25.002/25/2010 4:13:02 PM
red-favorable-basis$25.00$25.002/25/2010 4:13:19 PM
Kaj$25.00$25.002/25/2010 4:13:51 PM
tucksta$25.00$25.002/25/2010 4:15:29 PM
Sam65$25.00$25.002/25/2010 4:12:39 PM
bold-durability-drum$25.00$25.002/25/2010 4:12:55 PM
loan_doctor$25.00$25.002/25/2010 4:13:07 PM
irrelevant$25.00$25.002/25/2010 4:17:01 PM
delicious-social132$25.00$25.002/25/2010 4:14:47 PM
intelligent-yield$25.00$25.002/25/2010 4:17:32 PM
note-sensation$25.00$25.002/25/2010 4:19:14 PM
bold-bright-currency$25.00$25.002/25/2010 4:19:22 PM
tjs6121$40.00$40.002/25/2010 4:16:44 PM
ValyaLibra01$25.00$25.002/25/2010 4:17:08 PM
Tai$25.00$25.002/25/2010 4:28:29 PM
bondhedger$25.00$25.002/25/2010 4:26:58 PM
Realty24$50.00$50.002/26/2010 6:37:20 AM
sociallender$25.00$25.002/26/2010 10:22:59 AM
AuroraRobbin$50.00$50.003/1/2010 6:32:17 AM
poolshark72$25.00$25.003/1/2010 4:19:48 PM
sharp-credit$500.00$500.003/1/2010 4:37:10 PM
vigilance-searcher$25.00$25.003/2/2010 11:29:19 AM
scientists$25.00$25.003/2/2010 9:51:36 AM
OoM$32.89$32.893/2/2010 1:53:52 PM
ChrisKwan$25.00$25.003/2/2010 3:47:44 PM
Gandalf0001$25.00$25.003/2/2010 6:13:49 PM
ore-dojo$100.00$100.003/3/2010 9:00:31 AM
spiff666$25.00$25.003/2/2010 8:34:17 PM
blackstar$25.00$25.003/3/2010 12:33:46 PM
wwwUniversal$25.00$25.003/3/2010 2:04:43 PM
coin-trajectory$25.00$25.003/3/2010 4:09:24 PM
atomantic$50.00$50.003/3/2010 11:52:03 PM
durability-colonel$50.00$50.003/4/2010 3:11:26 AM
bonus-adventure3$25.00$25.003/3/2010 7:56:25 PM
padewy$25.00$25.003/4/2010 12:31:07 PM
attractive-value$25.00$25.003/4/2010 9:58:38 AM
DasMula$77.00$77.003/4/2010 2:29:51 PM
aultraman$25.00$25.003/4/2010 3:03:46 PM
Whipster$25.00$25.003/4/2010 12:51:47 PM
investment-cluster$25.00$25.003/4/2010 1:13:17 PM
LarWit1512$25.00$25.003/4/2010 1:20:36 PM
wonder3$25.00$25.003/4/2010 2:20:55 PM
Snoopylover$25.00$25.003/4/2010 1:31:18 PM
sharp-credit$1,000.00$1,000.003/4/2010 2:56:37 PM
HHP$25.00$25.002/25/2010 4:04:49 PM
kmr2$200.00$200.002/25/2010 4:05:17 PM
luckyldy$35.00$35.002/25/2010 4:08:50 PM
bonafide-cash$50.00$50.002/25/2010 4:09:06 PM
torion$25.00$25.002/25/2010 4:09:11 PM
Avala$50.00$50.002/25/2010 4:09:36 PM
lisaac29$25.00$25.002/25/2010 4:12:05 PM
coin-investor$25.00$25.002/25/2010 4:02:21 PM
the-silver-blaster$40.00$40.002/25/2010 4:12:52 PM
flexible-value$26.00$26.002/25/2010 4:13:28 PM
asset-professor$75.00$75.002/25/2010 4:04:56 PM
personal-lender$25.00$25.002/25/2010 4:13:46 PM
don8ter$25.00$25.002/25/2010 4:05:08 PM
lloyd_s$25.00$25.002/25/2010 4:14:42 PM
aurorafinancial$50.00$50.002/25/2010 4:05:24 PM
peerlender$30.00$30.002/25/2010 4:04:08 PM
kbodendorf$25.00$25.002/25/2010 4:05:35 PM
orgy63$25.00$25.002/25/2010 4:15:16 PM
bchen78875$25.00$25.002/25/2010 4:04:18 PM
Aimvest$25.00$25.002/25/2010 4:15:38 PM
Havana21$50.00$50.002/25/2010 4:04:41 PM
1phantom$25.00$25.002/25/2010 4:17:17 PM
calm-deal7$25.00$25.002/25/2010 4:07:50 PM
macjp123$25.00$25.002/25/2010 4:07:57 PM
peso-colonel$90.00$90.002/25/2010 4:18:55 PM
jigsaw$100.00$100.002/25/2010 4:09:00 PM
nourishing-interest0$25.00$25.002/25/2010 4:08:06 PM
friendly-market5$25.00$25.002/25/2010 4:09:32 PM
progressive-asset$100.00$100.002/25/2010 4:08:11 PM
credit-kahuna$100.00$100.002/25/2010 4:08:18 PM
Clambake$50.00$50.002/25/2010 4:08:42 PM
xstreamin$25.00$25.002/25/2010 4:08:46 PM
platinum-sorcerer6$25.00$25.002/25/2010 4:10:33 PM
tranquil-diversification8$25.00$25.002/25/2010 4:10:36 PM
Red_b17$25.00$25.002/25/2010 4:11:48 PM
burrito6$25.00$25.002/25/2010 4:11:13 PM
charming-point$300.00$300.002/25/2010 4:14:53 PM
jdrez$25.00$25.002/25/2010 4:12:42 PM
success1001$50.00$50.002/25/2010 4:16:05 PM
veverka$25.00$25.002/25/2010 4:16:23 PM
sammyhammy$25.00$25.002/25/2010 4:16:28 PM
friendly-worth3$25.00$25.002/25/2010 4:13:32 PM
mg6619$25.00$25.002/25/2010 4:15:02 PM
Bank_Of_XL$50.00$50.002/25/2010 7:16:10 PM
pure-treasure7$25.00$25.002/25/2010 4:17:58 PM
Speculator$100.00$100.002/25/2010 4:15:10 PM
natural-greenback6$25.00$25.002/25/2010 4:18:24 PM
fob$25.00$25.002/25/2010 4:19:06 PM
forthright-dedication$50.00$50.002/25/2010 4:15:52 PM
currency-oak$25.00$25.002/25/2010 4:19:20 PM
TeamRamRod$25.00$23.232/25/2010 4:19:32 PM
treasure-bliss$100.00$100.002/25/2010 4:16:16 PM
bradny$25.00$25.002/25/2010 4:16:42 PM
rcc7$25.00$25.002/25/2010 4:19:19 PM
reflective-rupee$125.00$125.002/25/2010 9:00:30 PM
five-star-justice$36.00$36.002/25/2010 4:28:51 PM
reflective-rupee$125.00$125.002/25/2010 6:25:09 PM
Bob450$50.00$50.002/25/2010 8:00:28 PM
credit-shower$25.00$25.002/25/2010 9:05:07 PM
interstellar$50.00$50.002/26/2010 10:24:23 AM
dynrep$50.00$50.002/26/2010 11:17:40 AM
webfeet$50.00$50.002/26/2010 12:19:27 PM
roadster199$25.00$25.002/26/2010 10:22:43 AM
Sol_Invictus$25.00$25.002/26/2010 11:27:11 AM
Imaginos1892$50.00$50.002/27/2010 7:10:55 AM
investment-mountain$25.00$25.002/28/2010 6:48:41 PM
FinanceEngine$25.00$25.003/1/2010 9:13:02 AM
grammaspurse$25.00$25.003/1/2010 4:45:24 PM
Helenska11$25.00$25.003/1/2010 5:26:20 PM
tntmojave$25.00$25.003/2/2010 8:38:59 AM
golffish2$100.00$100.003/2/2010 4:45:50 AM
VAGweilo$25.37$25.373/2/2010 10:45:43 AM
charitycoon$100.00$100.003/2/2010 3:44:10 PM
Chomaru$50.00$50.003/2/2010 6:19:11 PM
MarcusOcean$50.00$50.003/2/2010 9:08:03 PM
DannyPhantom$25.00$25.003/3/2010 7:48:58 PM
Finchy78$25.00$25.003/3/2010 4:36:52 PM
mrbalboa$25.00$25.003/3/2010 7:50:20 PM
ALFLoan$25.00$25.003/4/2010 9:16:55 AM
The-CAPS-fan$25.00$25.003/4/2010 5:52:35 AM
rate-hickory$25.00$25.003/4/2010 8:59:13 AM
forthright-trade$25.00$25.003/4/2010 11:07:38 AM
point-mastery$50.00$50.003/4/2010 5:51:54 AM
Leshan$25.00$25.003/4/2010 6:55:59 AM
ultimate-peace$100.00$100.003/4/2010 9:39:24 AM
shawnw2$50.00$50.003/4/2010 9:14:10 AM
credit-coach118$25.00$25.003/4/2010 10:22:59 AM
credit-coach118$25.00$25.003/4/2010 10:23:20 AM
mikeym80$41.51$41.513/4/2010 1:35:05 PM
truelumen$25.00$25.003/4/2010 11:28:25 AM
mlj0671$25.00$25.003/4/2010 12:19:56 PM
mckhbnpc$25.00$25.003/4/2010 1:04:47 PM
calkidd05$25.00$25.003/4/2010 3:50:37 PM
Easystreet$25.00$25.003/4/2010 2:08:16 PM
Accountant83$25.00$25.003/4/2010 3:11:03 PM
177 bids
 
Borrower Payment Dependent Notes Series 448072
This series of Notes was issued and sold upon the funding of the borrower loan #41232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-25-2010 
  Auction end date:  Mar-04-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $215.64
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2001 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 4Length of status:0y 7m
Credit score: 660-679 (Feb-2010) Total credit lines: 42 Occupation: Doctor
Now delinquent: 0 Revolving credit balance: $4,225Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 70%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: economy-finder2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an engagement ring!
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide expenses, debt, and income information and answer publicly. Thanks. - GreenNotes
A: My income is $3200 per month Debt is $3475 (credit cards) Expenses: Rent is $0 (I own my apt) Auto is $300 Food is $275 Utilities are $150 Phone is $100 Monthly student loans are $200 Monthly credit card payment is $250 Total expenses are $1275 (Feb-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JDFuego$25.00$25.002/25/2010 3:56:38 PM
mjdaking$25.00$25.002/25/2010 3:56:56 PM
invivo2$25.00$25.002/25/2010 3:57:08 PM
boomb442$25.00$25.002/25/2010 3:57:17 PM
mvfreel$50.00$50.002/25/2010 3:57:23 PM
twirl2$25.00$25.002/25/2010 3:57:38 PM
calinno2$25.00$25.002/25/2010 3:57:58 PM
marshk3$50.00$50.002/25/2010 3:58:07 PM
adventurous-capital$25.00$25.002/25/2010 3:58:09 PM
biz20$25.00$25.002/25/2010 3:58:12 PM
thoughtful-community7$25.00$25.002/25/2010 3:58:19 PM
jbaum$25.00$25.002/25/2010 3:58:23 PM
108lender$75.00$75.002/25/2010 3:58:51 PM
bre56$25.00$25.002/25/2010 3:59:12 PM
enigmallc$25.00$25.002/25/2010 3:59:19 PM
leverage-accruer$25.00$25.002/25/2010 3:59:51 PM
Supernick$25.00$25.002/25/2010 4:00:23 PM
noble-revenue$100.00$100.002/25/2010 4:00:33 PM
shiny-dollar9$25.00$25.002/25/2010 4:00:40 PM
GMOD026$25.00$25.002/25/2010 4:00:48 PM
rlgnyc$100.00$100.002/25/2010 4:01:12 PM
Kaj$25.00$25.002/25/2010 4:01:33 PM
keeminn$25.00$25.002/25/2010 4:01:41 PM
blivet1970$25.00$25.002/25/2010 3:56:32 PM
minddoc$25.00$25.002/25/2010 3:56:49 PM
thermopylae6$25.00$25.002/25/2010 3:57:03 PM
cashtolendyou$25.00$25.002/25/2010 3:57:11 PM
restless-balance8$25.00$25.002/25/2010 3:57:22 PM
unbeatable-wealth$25.00$25.002/25/2010 3:57:26 PM
jjswanso$25.00$25.002/25/2010 3:57:02 PM
jpjones86$25.00$25.002/25/2010 3:57:30 PM
amsmiles00$25.00$25.002/25/2010 3:57:10 PM
cvlender$25.00$25.002/25/2010 3:57:34 PM
alex189a$25.00$25.002/25/2010 3:57:13 PM
Scoote2912$25.00$25.002/25/2010 3:57:36 PM
RochelleW$50.00$50.002/25/2010 3:57:29 PM
cbllender$25.00$25.002/25/2010 3:57:50 PM
oldtruckads$30.00$30.002/25/2010 3:57:36 PM
willieboone$25.00$25.002/25/2010 3:57:54 PM
money-explorer3$25.00$25.002/25/2010 3:57:40 PM
red-trade-cologne$25.00$25.002/25/2010 3:58:11 PM
Xeam$25.00$25.002/25/2010 3:57:56 PM
KramericaIndustries$25.00$25.002/25/2010 3:58:18 PM
cu2maro$25.00$25.002/25/2010 3:58:34 PM
joashndelia$35.00$35.002/25/2010 3:58:02 PM
the-precious-bid$25.00$25.002/25/2010 3:58:20 PM
rhodylend$25.00$25.002/25/2010 3:58:49 PM
lillian27$25.00$25.002/25/2010 3:58:38 PM
gimincorp$25.00$25.002/25/2010 3:58:59 PM
TheBaldGuy$25.00$25.002/25/2010 3:59:00 PM
ingenious-deal6$25.00$25.002/25/2010 3:59:31 PM
nojoke411$25.00$25.002/25/2010 3:59:11 PM
Hothornman$25.00$25.002/25/2010 3:59:17 PM
falcon88dp$25.00$25.002/25/2010 3:59:28 PM
inspiring-reward$100.00$100.002/25/2010 4:00:27 PM
boybutter$25.00$25.002/25/2010 3:59:38 PM
wise-silver-wonder$25.00$25.002/25/2010 4:00:34 PM
janicewill$25.00$25.002/25/2010 3:59:59 PM
happyaric$100.00$100.002/25/2010 4:00:43 PM
Wellman$100.00$100.002/25/2010 4:00:50 PM
NorthernFunds$25.00$25.002/25/2010 4:00:54 PM
nestegg4e$25.00$25.002/25/2010 4:00:11 PM
PhalanxBulldog$25.00$25.002/25/2010 4:01:09 PM
efficient-principal$25.00$25.002/25/2010 4:00:28 PM
gold-sushi$25.00$25.002/25/2010 4:00:35 PM
apeloans$25.00$25.002/25/2010 4:00:44 PM
InChicago$25.00$12.072/25/2010 4:01:44 PM
influential-gain$25.00$25.002/25/2010 4:00:47 PM
munoz44$25.00$25.002/25/2010 4:00:56 PM
VPRLLC$25.00$25.002/25/2010 4:01:01 PM
seisen$50.00$50.002/25/2010 4:01:35 PM
davidside$25.00$25.002/25/2010 4:01:42 PM
reflective-rupee$125.00$125.002/25/2010 4:43:41 PM
drg6289$25.00$25.002/26/2010 3:25:58 AM
Bob450$25.00$25.002/25/2010 7:55:03 PM
natural-greenback6$25.00$25.003/1/2010 2:59:26 PM
Helenska11$25.00$25.003/2/2010 10:34:43 AM
b-rent$25.00$25.003/2/2010 11:59:25 AM
summerlander$25.00$25.002/25/2010 3:57:04 PM
narenrani$50.00$50.002/25/2010 3:57:15 PM
Amyper$25.00$25.002/25/2010 3:57:19 PM
productive-ore$25.00$25.002/25/2010 3:57:37 PM
czazall$25.00$25.002/25/2010 3:57:49 PM
commitment-dreamer$25.00$25.002/25/2010 3:58:04 PM
Berger2323$25.00$25.002/25/2010 3:58:08 PM
usmcLS$25.00$25.002/25/2010 3:58:10 PM
akesef$25.00$25.002/25/2010 3:58:13 PM
contract-neutron$25.00$25.002/25/2010 3:58:22 PM
mrscenicroute$25.00$25.002/25/2010 3:58:47 PM
autonomous-basis$25.00$25.002/25/2010 3:58:58 PM
persevering$25.00$25.002/25/2010 3:59:13 PM
dime-beeper$25.00$25.002/25/2010 3:59:35 PM
social-conductor4$25.00$25.002/25/2010 3:59:43 PM
IIP77$25.00$25.002/25/2010 4:00:01 PM
treasure-bliss$100.00$100.002/25/2010 4:00:12 PM
fcb202$25.00$25.002/25/2010 4:00:20 PM
momoney2lend$25.00$25.002/25/2010 4:00:30 PM
benjo$25.00$25.002/25/2010 4:00:42 PM
industrious-dedication$25.00$25.002/25/2010 4:00:53 PM
nourishing-hope835$25.00$25.002/25/2010 4:01:10 PM
oldmora$50.00$50.002/25/2010 4:01:36 PM
autonomous-truth$25.00$25.002/25/2010 4:01:40 PM
rjeffries35$25.00$25.002/25/2010 3:56:07 PM
dime-fighter$25.00$25.002/25/2010 3:56:34 PM
atothez$35.09$35.092/25/2010 3:57:06 PM
leverage-trident$25.00$25.002/25/2010 3:57:12 PM
boghdan2000$25.00$25.002/25/2010 3:56:50 PM
vfrdirk$25.00$25.002/25/2010 3:57:24 PM
ctaylor15$25.00$25.002/25/2010 3:57:27 PM
nellaelyob$25.00$25.002/25/2010 3:57:08 PM
EnigmaNYC-29$50.00$50.002/25/2010 3:57:31 PM
hptcrabbers$25.00$25.002/25/2010 3:57:10 PM
deal-baron$25.00$25.002/25/2010 3:57:20 PM
corvettejrw$30.00$30.002/25/2010 3:57:43 PM
ahempton$25.00$25.002/25/2010 3:57:33 PM
MylesNH$25.00$25.002/25/2010 3:57:52 PM
zone8$100.00$100.002/25/2010 3:57:39 PM
Duanep01$25.00$25.002/25/2010 3:58:05 PM
blue_skies_ahead$25.00$25.002/25/2010 3:57:47 PM
javajo22$25.00$25.002/25/2010 3:58:14 PM
transparency-spilunker$25.00$25.002/25/2010 3:58:00 PM
ventureboy$25.00$25.002/25/2010 3:58:24 PM
blazing-money$25.00$25.002/25/2010 3:58:01 PM
murlirao2002$25.00$25.002/25/2010 3:58:06 PM
transparency-burger$25.00$25.002/25/2010 3:58:48 PM
sloan$25.00$25.002/25/2010 3:58:21 PM
neutrino6$25.00$25.002/25/2010 3:58:52 PM
cerebral-return3$25.00$25.002/25/2010 3:59:10 PM
87Marc$25.00$25.002/25/2010 3:59:15 PM
rosario1$25.00$25.002/25/2010 3:59:21 PM
orange-preeminant-bill$100.00$100.002/25/2010 4:00:02 PM
triumph329$25.00$25.002/25/2010 4:00:18 PM
DRA-Properties$25.00$25.002/25/2010 3:59:37 PM
investment-tempo$25.00$25.002/25/2010 4:00:36 PM
jtodd37$25.00$25.002/25/2010 4:00:04 PM
mtquan$25.00$25.002/25/2010 4:00:49 PM
macgeek$25.00$25.002/25/2010 4:00:08 PM
zipemdown$25.00$25.002/25/2010 4:00:51 PM
orange-finance-banker$25.00$25.002/25/2010 4:00:57 PM
626457$25.00$25.002/25/2010 4:01:03 PM
special-responsibility$25.00$25.002/25/2010 4:00:19 PM
Casman8815$25.00$25.002/25/2010 4:00:22 PM
oneforthemoney$25.00$25.002/25/2010 4:00:41 PM
orange-vigilance-shower$25.00$25.002/25/2010 4:00:46 PM
DadWarbucks$25.00$25.002/25/2010 4:00:58 PM
AF-Chief$28.00$28.002/25/2010 4:01:38 PM
order-brigade$25.00$25.002/25/2010 4:18:01 PM
SolarMoonshine$25.00$25.002/25/2010 5:32:33 PM
Thunder08$25.00$25.002/26/2010 10:21:55 AM
dollardave$100.00$100.002/26/2010 10:56:10 AM
czar3$29.84$29.842/26/2010 3:10:53 PM
marwadi-62$25.00$25.002/26/2010 6:10:23 PM
scoobiedoo$25.00$25.002/28/2010 7:08:17 AM
Bob450$25.00$25.002/28/2010 9:25:50 AM
honorable-yield$25.00$25.003/1/2010 8:09:49 AM
vigilance-searcher$25.00$25.003/2/2010 11:30:47 AM
UCLA4life$25.00$25.003/2/2010 10:51:04 AM
leverage-monger$25.00$25.003/3/2010 8:21:23 AM
ChrisKwan$25.00$25.003/3/2010 4:24:33 PM
159 bids
 
Borrower Payment Dependent Notes Series 448074
This series of Notes was issued and sold upon the funding of the borrower loan #41215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 21.04% Starting borrower rate/APR: 22.04% / 24.30% Starting monthly payment: $133.74
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $129.89
 
Auction yield range: 8.05% - 21.04% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1989 Debt/Income ratio: 39%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 18 / 16Length of status:12y 1m
Credit score: 680-699 (Feb-2010) Total credit lines: 50 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $13,948Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: satisfying-liberty6 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Attending my step-daughters wedding
Purpose of loan:
This loan will be used to allow me to attend my step-daughter's wedding in Mexico. She wanted to get married on a beach. My husband and I are also counting this as our 10th wedding anniversary gift to each other, just a year early.

My financial situation:
I am a good candidate for this loan because I always pay my bills.

Monthly net income: $3600

Monthly expenses: $
??Housing: $1800
??Insurance: $100
??Car expenses: $290
??Utilities: $150
??Phone, cable, internet: $120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
desertoasis$50.00$50.002/26/2010 3:59:19 PM
Havana21$50.00$50.002/26/2010 4:03:52 PM
progressive-asset$100.00$100.002/26/2010 4:07:23 PM
Clambake$50.00$50.002/26/2010 4:07:50 PM
xstreamin$25.00$25.002/26/2010 4:08:01 PM
tntbuzz$25.00$25.002/26/2010 4:08:16 PM
jigsaw$100.00$100.002/26/2010 4:08:22 PM
gavinfh$25.00$25.002/26/2010 4:10:11 PM
micko$25.00$25.002/26/2010 4:00:57 PM
coin-investor$25.00$25.002/26/2010 4:03:06 PM
don8ter$25.00$25.002/26/2010 4:04:12 PM
peerlender$27.14$27.142/26/2010 4:03:24 PM
personal-lender$25.00$25.002/26/2010 4:12:53 PM
Microfinancer$25.00$25.002/26/2010 4:04:53 PM
AF-Chief$27.00$27.002/26/2010 4:05:02 PM
kbodendorf$25.00$25.002/26/2010 4:04:39 PM
1phantom$25.00$25.002/26/2010 4:14:48 PM
natural-greenback6$25.00$25.002/26/2010 4:15:08 PM
important-ore$50.00$50.002/26/2010 4:15:59 PM
macjp123$25.00$25.002/26/2010 4:07:01 PM
Cheburashka$25.00$25.002/26/2010 4:17:24 PM
red-undaunted-kindness$100.00$100.002/26/2010 4:09:19 PM
KVEER$25.00$25.002/26/2010 4:17:57 PM
happy-return4$25.00$25.002/26/2010 4:18:06 PM
torion$25.00$25.002/26/2010 4:08:40 PM
money-maniac$50.00$50.002/26/2010 4:09:02 PM
tranquil-diversification8$25.00$25.002/26/2010 4:10:24 PM
jdrez$25.00$25.002/26/2010 4:12:04 PM
the-silver-blaster$40.00$40.002/26/2010 4:12:09 PM
charming-point$300.00$300.002/26/2010 4:13:13 PM
Aimvest$25.00$25.002/26/2010 4:13:35 PM
flexible-value$26.00$26.002/26/2010 4:12:39 PM
irrelevant$25.00$25.002/26/2010 4:14:37 PM
time4aloan$50.00$50.002/26/2010 4:16:04 PM
108lender$200.00$200.002/26/2010 4:16:37 PM
wise-silver-wonder$25.00$25.002/26/2010 4:16:59 PM
lloyd_s$25.00$25.002/26/2010 4:17:44 PM
selfmademan$25.00$25.002/26/2010 4:17:08 PM
KiwiElf$25.00$19.862/26/2010 4:18:30 PM
grammaspurse$25.00$25.003/1/2010 4:49:26 PM
SolarMoonshine$25.00$25.003/1/2010 5:41:37 PM
skuba$25.00$25.002/26/2010 4:01:03 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:45 PM
hitsman$50.00$50.002/26/2010 4:07:43 PM
mpatrick$25.00$25.002/26/2010 4:11:26 PM
asset-professor$75.00$75.002/26/2010 4:04:06 PM
bchen78875$25.00$25.002/26/2010 4:03:30 PM
delicious-social132$25.00$25.002/26/2010 4:13:07 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:20 PM
b0b$25.00$25.002/26/2010 4:14:24 PM
supreme-hope$25.00$25.002/26/2010 4:16:06 PM
luckyldy$35.00$35.002/26/2010 4:08:07 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:10 PM
best-deal-banker$25.00$25.002/26/2010 4:08:53 PM
credit-kahuna$100.00$100.002/26/2010 4:07:34 PM
friendly-market5$25.00$25.002/26/2010 4:09:07 PM
vault893$50.00$50.002/26/2010 4:17:29 PM
foxy-fund$50.00$50.002/26/2010 4:09:33 PM
bonafide-cash$50.00$50.002/26/2010 4:08:30 PM
Avala$50.00$50.002/26/2010 4:09:13 PM
Fiimg$50.00$50.002/26/2010 4:09:25 PM
burrito6$25.00$25.002/26/2010 4:10:59 PM
lisaac29$25.00$25.002/26/2010 4:11:38 PM
red-favorable-basis$25.00$25.002/26/2010 4:12:34 PM
Kaj$25.00$25.002/26/2010 4:13:01 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:44 PM
bold-durability-drum$25.00$25.002/26/2010 4:12:17 PM
wise-handy-finance$25.00$25.002/26/2010 4:12:23 PM
Tahoeguy$50.00$50.002/26/2010 4:13:43 PM
success1001$50.00$50.002/26/2010 4:13:58 PM
mg6619$25.00$25.002/26/2010 4:13:21 PM
BlindJoeDeath$25.00$25.002/26/2010 4:13:49 PM
sammyhammy$25.00$25.002/26/2010 4:14:09 PM
RationalWorld$25.00$25.002/26/2010 4:14:45 PM
loan-master996$50.00$50.002/26/2010 4:16:27 PM
Big_Baller$25.00$25.002/26/2010 4:16:32 PM
dmfog$25.00$25.002/26/2010 4:16:53 PM
integrity-doctor$50.00$50.002/26/2010 4:18:22 PM
yachtmaster45$25.00$25.002/26/2010 4:17:33 PM
Bob450$50.00$50.002/26/2010 8:31:39 PM
Bank_Of_XL$100.00$100.002/26/2010 10:34:47 PM
poolshark72$25.00$25.002/28/2010 11:25:05 PM
82 bids
 
Borrower Payment Dependent Notes Series 448168
This series of Notes was issued and sold upon the funding of the borrower loan #41263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $324.51
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1973 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:15y 8m
Credit score: 780-799 (Feb-2010) Total credit lines: 28Stated income:$75,000-$99,999
Now delinquent: 0 Revolving credit balance: $21,411 
Amount delinquent: $0 Bankcard utilization: 36%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Cousinjess Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
800-819 (Aug-2008)
820-839 (Aug-2006)
 
Principal balance: $2,767.69 1+ mo. late: 0 ( 0% )
Total payments billed: 47  
Description
Consolidate and expedite payoff
Will consolidate four accounts which total about $9,000.?? Present monthly total payments are around $750 for these four accts?? ( I pay considerably more than minimum).? Will use the extra thou to visit grandkids
.My credit record and score pretty well describes the way I conduct my affairs and life in general.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello....what is your monthly income and what is its source (ie pension plan, social security, etc)? - dnactivation
A: Take home income is $5,450 per month. It is a retirement annuity from the U.S, Civil Service Retirement system. My working career was with the U.S. Border Patrol, what an exciting career it was. Thank you for your interest in my application. (Feb-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
egw$25.00$25.002/26/2010 3:59:32 PM
don8ter$25.00$25.002/26/2010 4:04:13 PM
tntbuzz$25.00$25.002/26/2010 4:08:15 PM
Fiimg$50.00$50.002/26/2010 4:09:24 PM
selector568$400.00$400.002/26/2010 3:59:00 PM
micko$25.00$25.002/26/2010 4:00:58 PM
skuba$25.00$25.002/26/2010 4:01:04 PM
wise-handy-finance$25.00$25.002/26/2010 4:12:22 PM
flexible-value$26.00$26.002/26/2010 4:12:40 PM
BlindJoeDeath$25.00$25.002/26/2010 4:13:47 PM
RationalWorld$25.00$25.002/26/2010 4:14:46 PM
time4aloan$50.00$50.002/26/2010 4:16:03 PM
xstreamin$25.00$25.002/26/2010 4:08:00 PM
Big_Baller$25.00$25.002/26/2010 4:16:31 PM
progressive-asset$100.00$100.002/26/2010 4:07:21 PM
money-maniac$50.00$50.002/26/2010 4:09:00 PM
Cheburashka$25.00$25.002/26/2010 4:17:23 PM
yachtmaster45$25.00$25.002/26/2010 4:17:33 PM
Clambake$50.00$50.002/26/2010 4:07:52 PM
luckyldy$35.00$35.002/26/2010 4:08:06 PM
KVEER$25.00$25.002/26/2010 4:17:56 PM
happy-return4$25.00$25.002/26/2010 4:18:06 PM
gavinfh$25.00$25.002/26/2010 4:10:10 PM
tranquil-diversification8$25.00$25.002/26/2010 4:10:23 PM
friendly-market5$25.00$25.002/26/2010 4:09:06 PM
inspired-contract9$25.00$25.002/26/2010 4:19:35 PM
Lilred7879$35.49$35.492/26/2010 4:20:10 PM
compassion-lotus5$25.00$25.002/26/2010 4:20:16 PM
cticemomof3$25.00$25.002/26/2010 4:20:37 PM
rcflick$25.00$25.002/26/2010 4:28:07 PM
benefit-squirrel$27.14$27.142/26/2010 4:29:01 PM
delicious-social132$25.00$25.002/26/2010 4:13:06 PM
jdrez$25.00$25.002/26/2010 4:12:03 PM
personal-lender$25.00$25.002/26/2010 4:12:55 PM
bowdish1$100.00$100.002/26/2010 4:53:17 PM
Speculator$100.00$100.002/26/2010 4:13:26 PM
Aimvest$25.00$25.002/26/2010 4:13:34 PM
b0b$25.00$25.002/26/2010 4:14:23 PM
impeccable-transparency$70.04$70.042/26/2010 4:16:10 PM
108lender$200.00$200.002/26/2010 4:16:36 PM
treasure-ace$25.00$25.002/26/2010 6:40:22 PM
important-ore$50.00$50.002/26/2010 4:15:59 PM
supreme-hope$25.00$25.002/26/2010 4:16:06 PM
SherriSLC$25.00$25.002/26/2010 7:08:15 PM
vault893$50.00$50.002/26/2010 4:17:28 PM
top-silver-american$25.00$25.002/26/2010 4:18:32 PM
kmr2$200.00$200.002/26/2010 4:19:02 PM
tallmon$25.00$25.002/26/2010 4:19:05 PM
gjh37$25.00$25.002/26/2010 4:18:45 PM
Phantom99$25.00$25.002/26/2010 4:18:57 PM
lending_well$25.00$25.002/26/2010 4:19:43 PM
useful-p2ploan$50.00$50.002/26/2010 4:19:50 PM
PatriotKnight$25.00$25.002/26/2010 4:20:56 PM
cathexis$25.00$25.002/27/2010 2:05:34 AM
melodious-fairness$25.00$25.002/26/2010 4:27:57 PM
treasure-bliss$80.88$80.882/26/2010 4:37:01 PM
wojo$25.00$25.002/27/2010 7:35:41 AM
HHP$25.00$25.002/26/2010 4:53:50 PM
senorzookeeper$25.00$25.002/26/2010 5:58:19 PM
AlexTrep$25.00$25.002/26/2010 6:00:25 PM
bold-bright-currency$25.00$25.002/26/2010 6:00:44 PM
dontscrewmeover1$50.00$50.002/26/2010 6:33:28 PM
ultimate-commitment$25.00$25.002/27/2010 9:25:46 AM
treasure-network$25.00$25.002/26/2010 8:37:52 PM
intelligent-yield$25.00$25.002/26/2010 7:22:20 PM
charming-dime$25.00$25.002/27/2010 2:22:29 PM
whois-JohnGalt$25.00$25.002/27/2010 12:27:23 AM
SanJoser$25.00$25.002/27/2010 3:02:41 PM
vicumn$25.00$25.002/27/2010 7:22:28 AM
RandyL3$33.00$33.002/27/2010 7:15:37 AM
Sam65$25.00$25.002/27/2010 7:15:50 AM
radforj22$25.00$25.002/27/2010 5:25:44 PM
tjs6121$40.00$40.002/27/2010 5:25:51 PM
loanjockey$25.00$25.002/27/2010 9:25:10 AM
PaulHenry$25.00$25.002/27/2010 7:15:33 PM
SKAGIT22$25.00$25.002/27/2010 9:03:12 AM
Steveoo1$25.00$25.002/27/2010 7:43:25 PM
commitment-forte6$25.00$25.002/27/2010 7:43:38 PM
note-sensation$25.00$25.002/27/2010 7:43:42 PM
melodious-fairness$25.00$25.002/27/2010 11:01:43 AM
peripatetic$25.00$25.002/27/2010 7:43:44 PM
lendme2$50.00$50.002/27/2010 7:43:47 PM
snoopey100$25.00$25.002/27/2010 7:43:51 PM
GoodScot$25.00$25.002/27/2010 7:43:59 PM
sk8ndive$25.00$25.002/27/2010 7:44:03 PM
Gelden1$25.00$25.002/27/2010 7:44:07 PM
peso-colonel$90.00$90.002/27/2010 7:44:49 PM
LittleMingo$43.82$43.822/27/2010 12:28:00 PM
balance2$50.00$50.002/27/2010 2:50:40 PM
George2384$25.00$25.002/27/2010 3:16:28 PM
djh47a$25.00$25.002/27/2010 5:25:47 PM
rooosta$25.00$25.002/27/2010 7:43:28 PM
psztnrw$100.00$100.002/27/2010 7:43:34 PM
hyetech$35.00$35.002/27/2010 7:43:38 PM
technoo$26.00$26.002/27/2010 7:43:43 PM
jonn834$25.00$25.002/27/2010 7:43:53 PM
wampum-reaction2$25.00$25.002/27/2010 7:44:00 PM
junes08$25.00$25.002/27/2010 7:44:04 PM
bxdoc$200.00$200.002/27/2010 7:44:24 PM
agreement-point$50.00$50.002/27/2010 7:44:46 PM
Rick7925$25.00$25.002/27/2010 7:44:51 PM
SilverRain$25.00$25.002/27/2010 7:30:22 PM
reward-motion$25.00$25.002/27/2010 7:43:21 PM
supreme-bonus0$25.00$25.002/27/2010 7:43:27 PM
3am-preacher$25.00$25.002/27/2010 7:43:32 PM
LiquidLender$25.00$25.002/27/2010 7:43:37 PM
beyondmanagement$25.00$25.002/27/2010 7:43:41 PM
Red_b17$25.00$25.002/27/2010 7:43:49 PM
zippy-interest$25.00$25.002/27/2010 7:44:23 PM
TeamRamRod$25.00$20.452/27/2010 7:44:54 PM
availableloan$25.00$25.002/28/2010 8:05:28 PM
platinum-platoon$25.00$25.002/28/2010 3:01:58 PM
Casper00$25.00$25.003/1/2010 10:52:45 AM
webfeet$50.00$50.003/1/2010 6:19:20 AM
Megatron404$25.00$25.003/1/2010 1:20:10 PM
springpanda$25.00$25.003/1/2010 11:16:06 AM
bank-examiner$25.00$25.003/1/2010 5:44:56 PM
peerlender$30.00$30.002/26/2010 4:03:23 PM
bchen78875$25.00$25.002/26/2010 4:03:31 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:19 PM
kbodendorf$25.00$25.002/26/2010 4:04:38 PM
Microfinancer$25.00$25.002/26/2010 4:04:52 PM
AF-Chief$27.00$27.002/26/2010 4:05:01 PM
calm-deal7$25.00$25.002/26/2010 4:06:52 PM
credit-kahuna$100.00$100.002/26/2010 4:07:34 PM
hitsman$50.00$50.002/26/2010 4:07:41 PM
bonafide-cash$50.00$50.002/26/2010 4:08:29 PM
Avala$50.00$50.002/26/2010 4:09:12 PM
foxy-fund$50.00$50.002/26/2010 4:09:32 PM
desertoasis$50.00$50.002/26/2010 3:59:19 PM
Havana21$50.00$50.002/26/2010 4:03:50 PM
bold-durability-drum$25.00$25.002/26/2010 4:12:15 PM
red-favorable-basis$25.00$25.002/26/2010 4:12:35 PM
Kaj$25.00$25.002/26/2010 4:13:00 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:44 PM
asset-professor$75.00$75.002/26/2010 4:04:05 PM
tucksta$25.00$25.002/26/2010 4:13:32 PM
irrelevant$25.00$25.002/26/2010 4:14:37 PM
macjp123$25.00$25.002/26/2010 4:06:59 PM
BuffetRocks$50.00$50.002/26/2010 4:15:15 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:06 PM
Banker7371$25.00$25.002/26/2010 4:07:26 PM
jigsaw$100.00$100.002/26/2010 4:08:21 PM
torion$25.00$25.002/26/2010 4:08:38 PM
selfmademan$25.00$25.002/26/2010 4:17:09 PM
lloyd_s$25.00$25.002/26/2010 4:17:44 PM
best-deal-banker$25.00$25.002/26/2010 4:08:52 PM
red-undaunted-kindness$100.00$100.002/26/2010 4:09:18 PM
invest0r$25.00$25.002/26/2010 4:19:41 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:45 PM
honorable-yield$50.00$50.002/26/2010 4:20:21 PM
burrito6$25.00$25.002/26/2010 4:10:58 PM
friendly-worth3$25.00$25.002/26/2010 4:12:46 PM
mpatrick$25.00$25.002/26/2010 4:11:24 PM
lisaac29$25.00$25.002/26/2010 4:11:37 PM
mg6619$25.00$25.002/26/2010 4:13:20 PM
Aberdeen$350.00$350.002/26/2010 4:37:02 PM
sammyhammy$25.00$25.002/26/2010 4:14:08 PM
charming-point$300.00$300.002/26/2010 4:13:12 PM
Tahoeguy$50.00$50.002/26/2010 4:13:42 PM
success1001$50.00$50.002/26/2010 4:13:56 PM
summerlander$25.00$25.002/26/2010 5:56:02 PM
niskyfranchise$25.00$25.002/26/2010 4:15:52 PM
1phantom$25.00$25.002/26/2010 4:14:47 PM
natural-greenback6$25.00$25.002/26/2010 4:15:07 PM
loan-master996$50.00$50.002/26/2010 4:16:26 PM
dmfog$25.00$25.002/26/2010 4:16:52 PM
4est$25.00$25.002/26/2010 4:16:19 PM
commitment-jedi4$25.00$25.002/26/2010 7:10:27 PM
wise-silver-wonder$25.00$25.002/26/2010 4:17:00 PM
integrity-doctor$50.00$50.002/26/2010 4:18:21 PM
forthright-dedication$50.00$50.002/26/2010 4:17:49 PM
ijspence$25.00$25.002/26/2010 4:17:51 PM
fcukciti$25.00$25.002/26/2010 4:19:10 PM
KiwiElf$25.00$25.002/26/2010 4:18:30 PM
Rodo25$25.00$25.002/26/2010 10:10:28 PM
rock-turner$53.18$53.182/26/2010 4:19:47 PM
Serp$25.00$25.002/26/2010 11:27:19 PM
Trimalchio12$25.00$25.002/26/2010 4:20:14 PM
LoisLoan$25.00$25.002/26/2010 4:20:46 PM
Goodlender42$25.00$25.002/27/2010 5:35:22 AM
Aberdeen$350.00$350.002/26/2010 4:37:03 PM
TheTimeIsNow$25.00$25.002/26/2010 4:45:21 PM
Aberdeen$350.00$350.002/26/2010 4:42:20 PM
lifegrowth$25.00$25.002/27/2010 9:11:33 AM
Glovez2$30.00$30.002/26/2010 6:37:53 PM
adir1$25.00$25.002/27/2010 9:30:23 AM
rcc7$25.00$25.002/26/2010 7:08:12 PM
tokyopete23$25.00$25.002/27/2010 11:01:17 AM
noble-revenue$50.00$50.002/26/2010 7:47:08 PM
trade-defender$25.00$25.002/27/2010 12:50:22 PM
currency-oak$25.00$25.002/27/2010 2:45:37 AM
anton$48.41$48.412/27/2010 5:51:51 AM
MoneyForNothing$25.00$25.002/26/2010 11:18:28 PM
rawman$25.00$25.002/27/2010 7:59:11 AM
WindyKid$25.00$25.002/27/2010 8:15:20 AM
nickel-worker8$75.00$75.002/27/2010 8:24:37 AM
mcds$25.00$25.002/27/2010 5:25:47 PM
jazz619$50.00$50.002/27/2010 9:21:24 AM
TheGrayFox$25.00$25.002/27/2010 6:42:32 PM
apostle901$25.00$25.002/27/2010 7:43:27 PM
asset-equilibrium0$25.00$25.002/27/2010 7:43:35 PM
rudyindc$25.00$25.002/27/2010 7:43:40 PM
snappy$50.00$50.002/27/2010 7:43:43 PM
SDNLR$25.00$25.002/27/2010 7:43:45 PM
BigGuyBank$25.00$25.002/27/2010 7:43:50 PM
drumcorpsnut$44.30$44.302/27/2010 7:44:02 PM
helping-out$25.00$25.002/27/2010 7:44:05 PM
investment-defender$25.00$25.002/27/2010 3:15:43 PM
new-marketplace-lyrics$25.00$25.002/27/2010 1:16:29 PM
kindness-percolator5$25.00$25.002/27/2010 4:25:33 PM
ValyaLibra01$25.00$25.002/27/2010 5:25:49 PM
flopcat$25.00$25.002/27/2010 7:43:26 PM
hizzy$25.00$25.002/27/2010 7:43:31 PM
market-path$47.26$47.262/27/2010 7:43:36 PM
reflective-cash0$50.00$50.002/27/2010 7:43:40 PM
noddy$25.00$25.002/27/2010 7:43:48 PM
PocketAces$25.00$25.002/27/2010 7:43:56 PM
JJpeanut$25.00$25.002/27/2010 5:55:35 PM
kbguru$42.03$42.032/27/2010 7:44:01 PM
riproaringrapids$25.00$25.002/27/2010 7:44:22 PM
platinum-sorcerer6$25.00$25.002/27/2010 7:44:33 PM
dreammachine$25.00$25.002/27/2010 7:44:50 PM
faifar$25.00$25.002/27/2010 7:07:47 PM
vine99$90.00$90.002/28/2010 12:37:05 PM
resource777$25.00$25.002/27/2010 7:41:55 PM
junctionking$25.00$25.002/27/2010 7:43:39 PM
BlackFred$25.00$25.002/27/2010 7:43:47 PM
PeterPsych$25.00$25.002/27/2010 7:43:57 PM
pure-treasure7$25.00$25.002/27/2010 7:44:47 PM
bonus-adventure3$25.00$25.002/28/2010 9:11:43 AM
first-fund-empenada$25.00$25.003/1/2010 11:19:02 AM
CA_Lender$25.00$25.003/1/2010 2:21:39 PM
heng2x$25.00$25.003/1/2010 12:57:18 PM
BigMoney56$25.00$25.003/1/2010 1:50:21 PM
tennispt$25.00$25.003/1/2010 12:57:21 PM
dbanwart$25.00$25.003/1/2010 4:48:09 PM
intelligent-yield$25.00$25.003/1/2010 4:59:58 PM
238 bids
 
Borrower Payment Dependent Notes Series 448198
This series of Notes was issued and sold upon the funding of the borrower loan #41287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-05-2010 
 
Starting lender yield: 28.22% Starting borrower rate/APR: 29.22% / 31.86% Starting monthly payment: $63.04
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.46% Final monthly payment: $56.47
 
Auction yield range: 14.05% - 28.22% Estimated loss impact: 15.59%  
Lender servicing fee: 1.00% Estimated return: 4.36%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1995 Debt/Income ratio: 12%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 3Length of status:2y 1m
Credit score: 620-639 (Feb-2010) Total credit lines: 9 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,109Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 67%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: TimK Borrower's state: Texas Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 96% ) 620-639 (Latest)
Principal borrowed: $3,000.00< mo. late: 1 ( 4% )  
640-659 (Aug-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
high interest credit card
Purpose of loan:
This loan will be used to pay off high interest Citi credit card

My financial situation:
I am a good candidate for this loan because this will be my second loan from Prosper, the first being for $3000 and was paid on time.

Monthly net income: $ 3200

Monthly expenses: $ 2559
??Housing: $ 735
??Insurance: $ 79
??Car expenses: $ 389
??Utilities: $ 180
??Phone, cable, internet: $ 166
??Food, entertainment: $ 450
??Clothing, household expenses $ 260
??Credit cards and other loans: $ 100
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Feyenoord$35.54$35.543/4/2010 6:53:58 PM
TheSweetLender$50.00$50.003/5/2010 3:20:31 AM
CoolPlexer$25.00$25.003/4/2010 9:04:33 PM
Tahoeman$25.00$25.003/5/2010 9:29:48 AM
admirable-loyalty$26.12$26.123/5/2010 10:47:35 AM
natural-greenback6$25.00$25.003/5/2010 8:30:22 AM
credit-coach118$35.00$35.003/5/2010 11:49:01 AM
PeterPsych$129.61$129.613/5/2010 2:28:28 PM
friendinmoney$25.00$25.003/5/2010 3:43:03 PM
wild-orange$50.00$50.003/5/2010 10:51:11 AM
jcw3rd$25.00$25.003/5/2010 10:58:42 AM
malomar66$41.98$41.983/5/2010 2:09:37 PM
cunning-bill$25.00$25.003/5/2010 1:05:50 PM
DasMula$50.00$50.003/5/2010 3:37:47 PM
srthsvghdthtr$25.00$25.003/2/2010 8:45:47 AM
atomantic$100.00$100.003/4/2010 12:22:46 AM
Kash2010lu$50.00$50.003/3/2010 10:56:41 PM
realtormoises$25.00$25.003/4/2010 5:21:27 PM
Leshan$100.00$100.003/5/2010 8:42:35 AM
Mikale360$25.00$25.003/5/2010 6:54:34 AM
dudebrah$30.00$30.003/5/2010 10:44:28 AM
toxicbutterfly$30.00$30.003/5/2010 8:32:07 AM
onecooldrink$25.00$25.003/5/2010 9:19:47 AM
PeterPsych$200.00$200.003/5/2010 3:55:00 PM
wild-orange$50.00$50.003/5/2010 10:56:57 AM
Land_on_your_feet$25.00$25.003/5/2010 1:39:58 PM
Gaelicman$150.00$76.983/5/2010 10:58:07 AM
allbalooboy2$25.00$25.003/5/2010 2:09:51 PM
crjmechanic$25.00$25.003/5/2010 2:16:12 PM
tigercat$50.00$50.003/5/2010 3:29:36 PM
fireferd$44.77$44.773/5/2010 1:03:39 PM
kinetic-social$25.00$25.003/5/2010 3:47:16 PM
32 bids
 
Borrower Payment Dependent Notes Series 448214
This series of Notes was issued and sold upon the funding of the borrower loan #41238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-26-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $324.51
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1995 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 10Length of status:6y 8m
Credit score: 700-719 (Feb-2010) Total credit lines: 26 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $50,755Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 49%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ChiTownBanker Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: This re-listed loan will be used to?partially refinance some existing debt.?I carry some credit card debt?with interest rates that range from 7.00% - 19.24%. Some of these rates have been arbitrarily increased over the past six to nine months so I am hoping to refinance into a lower weighted average rate as well. I am also a Prosper Lender and I like the idea of paying interest to other lenders with a known payment and rate. Readers should note that I do have about $35,000 invested in the market and would like to keep that in place to take advantage of the?stock market's recent uptick. However, that could be used to repay this loan if necessary. ????

My financial situation: I have been steadily employed by the same firm for over six years and I have a reliable stream of income. I have never been late on any payments and, as a fellow Prosper Lender, I certainly understand the value of reliable cash flow. Not including an annual discretionary bonus that typically ranges from $10,000 - $35,000, I gross about $7,150 and net about $4,500 after deducting for taxes, insurance and all retirement. I live with my girlfriend and so fixed expenses are relatively low at about $600.00 per month. This includes auto-$350.00, auto insurance-$50.00 and my share of utilities, etc.-$200.00. I do not pay rent or mortgage as I am trying to become debt free before getting married. The difference of $3,900 goes toward debt repayment and discretionary spending which varies month to month. Your loan would be appreciated and repaid promptly.????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mpatrick$50.00$50.002/26/2010 3:58:36 PM
micko$25.00$25.002/26/2010 4:03:16 PM
torion$25.00$25.002/26/2010 4:08:35 PM
friendly-market5$25.00$25.002/26/2010 4:09:05 PM
tranquil-diversification8$25.00$25.002/26/2010 4:10:22 PM
KrazyCelticKid$75.00$75.002/26/2010 4:04:18 PM
kbodendorf$25.00$25.002/26/2010 4:04:37 PM
bchen78875$25.00$25.002/26/2010 4:03:33 PM
bowdish1$100.00$100.002/26/2010 4:03:38 PM
Havana21$50.00$50.002/26/2010 4:03:50 PM
charming-point$300.00$300.002/26/2010 4:13:11 PM
don8ter$25.00$25.002/26/2010 4:04:14 PM
Aimvest$25.00$25.002/26/2010 4:13:33 PM
enthusiastic-balance5$100.00$100.002/26/2010 4:04:43 PM
RationalWorld$25.00$25.002/26/2010 4:14:46 PM
progressive-asset$100.00$100.002/26/2010 4:07:20 PM
credit-kahuna$100.00$100.002/26/2010 4:07:33 PM
boater01$50.00$50.002/26/2010 4:15:55 PM
hitsman$50.00$50.002/26/2010 4:07:40 PM
luckyldy$35.00$35.002/26/2010 4:08:05 PM
bonafide-cash$50.00$50.002/26/2010 4:08:28 PM
money-maniac$50.00$50.002/26/2010 4:08:59 PM
siesta100$25.00$25.002/26/2010 4:17:20 PM
xstreamin$25.00$25.002/26/2010 4:07:58 PM
forthright-dedication$50.00$50.002/26/2010 4:17:49 PM
reward-adventure$25.00$25.002/26/2010 4:17:52 PM
foxy-fund$50.00$50.002/26/2010 4:09:31 PM
happy-return4$25.00$25.002/26/2010 4:18:05 PM
tntbuzz$25.00$25.002/26/2010 4:08:14 PM
top-silver-american$25.00$25.002/26/2010 4:18:32 PM
platinum-sorcerer6$25.00$25.002/26/2010 4:10:20 PM
kmr2$200.00$200.002/26/2010 4:19:01 PM
leverage-holly$25.00$25.002/26/2010 4:19:08 PM
senorzookeeper$25.00$25.002/26/2010 4:19:15 PM
benefit-squirrel$30.00$30.002/26/2010 4:19:18 PM
inspired-contract9$25.00$25.002/26/2010 4:19:35 PM
HHP$25.00$25.002/26/2010 4:19:48 PM
gavinfh$25.00$25.002/26/2010 4:10:09 PM
pujols8996$25.66$25.662/26/2010 4:20:28 PM
cticemomof3$25.00$25.002/26/2010 4:20:36 PM
bold-durability-drum$25.00$25.002/26/2010 4:12:14 PM
awe53$25.00$25.002/26/2010 4:28:04 PM
JKEnterprises$25.00$25.002/26/2010 4:35:39 PM
tom48l$25.00$25.002/26/2010 4:36:08 PM
wise-handy-finance$25.00$25.002/26/2010 4:12:21 PM
success1001$50.00$50.002/26/2010 4:13:55 PM
delicious-social132$25.00$25.002/26/2010 4:13:06 PM
mg6619$25.00$25.002/26/2010 4:13:20 PM
irrelevant$25.00$25.002/26/2010 4:14:38 PM
1phantom$25.00$25.002/26/2010 4:14:47 PM
BlindJoeDeath$25.00$25.002/26/2010 4:13:46 PM
sammyhammy$25.00$25.002/26/2010 4:14:07 PM
b0b$25.00$25.002/26/2010 4:14:23 PM
Big_Baller$25.00$25.002/26/2010 4:16:29 PM
Glovez2$30.00$30.002/26/2010 6:37:53 PM
peso-colonel$90.00$90.002/26/2010 4:15:44 PM
dreammachine$25.00$25.002/26/2010 4:15:47 PM
TeamRamRod$25.00$25.002/26/2010 4:15:53 PM
whois-JohnGalt$25.00$25.002/26/2010 7:00:32 PM
SherriSLC$25.00$25.002/26/2010 7:08:15 PM
vault893$50.00$50.002/26/2010 4:17:27 PM
yachtmaster45$25.00$25.002/26/2010 4:17:32 PM
gjh37$25.00$25.002/26/2010 4:18:45 PM
KVEER$25.00$25.002/26/2010 4:17:56 PM
resource777$25.00$25.002/26/2010 8:36:07 PM
theprince$25.00$25.002/26/2010 4:18:42 PM
rcc7$25.00$25.002/26/2010 4:19:34 PM
invest0r$25.00$25.002/26/2010 4:19:41 PM
rock-turner$100.00$100.002/26/2010 4:19:47 PM
radforj22$25.00$25.002/26/2010 4:20:17 PM
Ranch88$25.00$25.002/26/2010 4:19:45 PM
cberthiaume$25.00$25.002/26/2010 4:20:24 PM
tender-deal$25.00$25.002/27/2010 12:26:06 AM
treasure-bliss$26.29$26.292/26/2010 4:27:52 PM
melodious-fairness$25.00$25.002/26/2010 4:27:56 PM
MarinLoans$47.71$47.712/26/2010 4:28:05 PM
wampum-chorus3$25.00$25.002/26/2010 4:41:37 PM
WindyKid$25.00$25.002/27/2010 8:15:19 AM
aasx1108$25.00$25.002/26/2010 5:07:40 PM
Lightlife$42.42$42.422/27/2010 9:20:25 AM
Sefotonga$25.00$25.002/26/2010 6:37:06 PM
ultimate-commitment$25.00$25.002/27/2010 9:25:45 AM
summerlander$25.00$25.002/26/2010 5:56:01 PM
GoldenTrout$25.00$25.002/26/2010 6:11:27 PM
wuscjim$25.00$25.002/27/2010 10:07:42 AM
TeamAmerica$25.00$25.002/26/2010 6:12:13 PM
Robyn5722$25.00$25.002/27/2010 10:21:09 AM
creative-finance7$25.00$25.002/27/2010 10:25:22 AM
mcds$25.00$25.002/26/2010 8:36:35 PM
melodious-fairness$25.00$25.002/27/2010 11:02:29 AM
ccdmp2004$25.00$25.002/26/2010 8:55:47 PM
brightest-useful-social$25.00$25.002/26/2010 7:32:50 PM
uncleubb$25.00$25.002/26/2010 7:35:19 PM
Rodo25$25.00$25.002/26/2010 10:10:27 PM
rhodylend$25.00$25.002/26/2010 7:40:52 PM
Serp$25.00$25.002/26/2010 11:27:18 PM
PJE$25.00$25.002/27/2010 12:40:29 PM
orange-courageous-dedication$30.00$30.002/27/2010 12:55:27 PM
cathexis$25.00$25.002/27/2010 2:05:33 AM
charming-dime$25.00$25.002/27/2010 2:22:29 PM
monstersdad$26.43$26.432/27/2010 7:15:31 AM
rellotsf$44.48$44.482/27/2010 7:21:03 AM
anton$66.00$66.002/27/2010 7:22:23 AM
Goodlender42$25.00$25.002/27/2010 5:35:21 AM
randomwalk$25.00$25.002/27/2010 8:46:55 AM
orange-preeminant-bill$28.74$28.742/27/2010 5:25:28 PM
bullish2bearish$25.00$25.002/27/2010 5:25:34 PM
vicumn$25.00$25.002/27/2010 7:22:28 AM
JJpeanut$25.00$25.002/27/2010 5:55:34 PM
diplomatic-point4$39.62$39.622/27/2010 7:06:11 PM
PaulHenry$25.00$25.002/27/2010 7:15:33 PM
orgy63$50.00$50.002/27/2010 10:14:37 AM
deal-dojo$25.00$25.002/27/2010 7:41:56 PM
income-excellence1$25.00$25.002/27/2010 7:42:03 PM
warvero07$25.00$25.002/27/2010 7:42:10 PM
Raye147$25.00$25.002/27/2010 7:42:15 PM
project07$25.00$25.002/27/2010 7:42:19 PM
Marathoner$25.00$25.002/27/2010 7:42:27 PM
13nd3r$25.00$25.002/27/2010 7:42:32 PM
EtaDuck$25.00$25.002/27/2010 7:42:37 PM
Sam65$25.00$25.002/27/2010 10:25:40 AM
Gilgothdae$25.00$25.002/27/2010 11:46:29 AM
ryan23$25.00$25.002/27/2010 2:31:57 PM
balance2$50.00$50.002/27/2010 2:50:39 PM
tjs6121$40.00$40.002/27/2010 3:20:20 PM
investment-defender$25.00$25.002/27/2010 3:15:43 PM
veverka$25.00$25.002/27/2010 5:25:29 PM
onlyastepaway$25.00$25.002/27/2010 4:16:41 PM
calkidd05$25.00$25.002/27/2010 5:25:34 PM
bold-principal-thinker$25.00$25.002/27/2010 4:32:09 PM
selfmademan$25.00$25.002/27/2010 4:32:56 PM
TheGrayFox$25.00$25.002/27/2010 6:42:31 PM
SilverRain$25.00$25.002/27/2010 7:30:21 PM
fishintime$25.00$25.002/27/2010 7:41:50 PM
stanbalwight4$25.00$25.002/27/2010 7:41:56 PM
order-boomerang$25.00$25.002/27/2010 5:00:21 PM
soulwork$25.00$25.002/27/2010 7:42:04 PM
intrepid-transaction5$25.00$25.002/27/2010 7:42:11 PM
supreme-benefit$25.00$25.002/27/2010 7:42:16 PM
auction-workhorse679$25.00$25.002/27/2010 7:42:20 PM
maschinenbau$25.00$25.002/27/2010 7:42:23 PM
nycfinance$25.00$25.002/27/2010 7:42:31 PM
cash-queen$25.00$25.002/27/2010 5:25:33 PM
runner262$25.00$25.002/27/2010 7:42:36 PM
next2$25.00$25.002/27/2010 7:42:40 PM
cpaphoto$25.00$25.002/27/2010 7:43:04 PM
studious-listing8$25.00$25.002/27/2010 7:43:17 PM
worth-entrepreneur$25.00$25.002/27/2010 7:42:02 PM
harddollars$25.00$25.002/27/2010 7:42:09 PM
wdworld$49.68$49.682/27/2010 7:42:15 PM
BigBoy2008$25.00$25.002/27/2010 7:42:19 PM
UT-Longhorn$25.00$25.002/27/2010 7:42:25 PM
night0wl$25.00$25.002/27/2010 7:42:32 PM
kokomorock$25.00$25.002/27/2010 7:42:36 PM
MM1207$25.00$25.002/27/2010 7:43:03 PM
undaunted-agreement$25.00$25.002/27/2010 7:43:09 PM
cardan97$25.00$12.232/27/2010 7:43:20 PM
availableloan$25.00$25.002/28/2010 8:05:29 PM
dontscrewmeover1$25.00$25.003/1/2010 2:24:55 PM
desertoasis$50.00$50.002/26/2010 3:59:18 PM
skuba$25.00$25.002/26/2010 4:01:05 PM
asset-professor$75.00$75.002/26/2010 4:04:03 PM
red-undaunted-kindness$100.00$100.002/26/2010 4:09:17 PM
burrito6$25.00$25.002/26/2010 4:10:57 PM
lisaac29$25.00$25.002/26/2010 4:11:36 PM
the-profit-oracle$25.00$25.002/26/2010 4:11:46 PM
jdrez$25.00$25.002/26/2010 4:12:03 PM
peerlender$30.00$30.002/26/2010 4:03:22 PM
AF-Chief$27.00$27.002/26/2010 4:05:00 PM
Speculator$100.00$100.002/26/2010 4:13:25 PM
Microfinancer$25.00$25.002/26/2010 4:04:51 PM
pure-treasure7$25.00$25.002/26/2010 4:14:59 PM
Rick7925$25.00$25.002/26/2010 4:15:49 PM
niskyfranchise$25.00$25.002/26/2010 4:15:52 PM
important-ore$50.00$50.002/26/2010 4:15:58 PM
Clambake$50.00$50.002/26/2010 4:07:53 PM
impeccable-transparency$75.00$75.002/26/2010 4:16:09 PM
jasmarc$25.00$25.002/26/2010 4:16:21 PM
calm-deal7$25.00$25.002/26/2010 4:06:51 PM
macjp123$25.00$25.002/26/2010 4:06:58 PM
nourishing-interest0$25.00$25.002/26/2010 4:07:05 PM
dmfog$25.00$25.002/26/2010 4:16:52 PM
best-deal-banker$25.00$25.002/26/2010 4:08:47 PM
Avala$50.00$50.002/26/2010 4:09:11 PM
Fiimg$50.00$50.002/26/2010 4:09:23 PM
jigsaw$100.00$100.002/26/2010 4:08:20 PM
integrity-doctor$50.00$50.002/26/2010 4:18:21 PM
KiwiElf$25.00$25.002/26/2010 4:18:31 PM
bold-bright-currency$25.00$25.002/26/2010 4:18:43 PM
tallmon$25.00$25.002/26/2010 4:19:05 PM
lending_well$25.00$25.002/26/2010 4:19:42 PM
helpinghand63$50.00$50.002/26/2010 4:19:49 PM
honorable-yield$50.00$50.002/26/2010 4:20:22 PM
PatriotKnight$25.00$25.002/26/2010 4:20:56 PM
currency-oak$25.00$25.002/26/2010 4:28:02 PM
personal-lender$25.00$25.002/26/2010 4:12:57 PM
Kaj$25.00$25.002/26/2010 4:12:59 PM
kindness-percolator5$25.00$25.002/26/2010 4:11:47 PM
kind-efficient-credit$25.00$25.002/26/2010 4:35:47 PM
tucksta$25.00$25.002/26/2010 4:13:31 PM
Tahoeguy$50.00$50.002/26/2010 4:13:39 PM
red-favorable-basis$25.00$25.002/26/2010 4:12:36 PM
flexible-value$26.00$26.002/26/2010 4:12:42 PM
friendly-worth3$25.00$25.002/26/2010 4:12:45 PM
reward-motion$25.00$25.002/26/2010 4:52:43 PM
intelligent-yield$25.00$25.002/26/2010 4:14:57 PM
natural-greenback6$25.00$25.002/26/2010 4:15:06 PM
supreme-hope$25.00$25.002/26/2010 4:16:05 PM
agreement-point$50.00$50.002/26/2010 4:14:58 PM
loan-master996$50.00$50.002/26/2010 4:16:25 PM
time4aloan$50.00$50.002/26/2010 4:16:03 PM
wise-silver-wonder$25.00$25.002/26/2010 4:17:01 PM
treasure-network$25.00$25.002/26/2010 7:00:30 PM
108lender$200.00$200.002/26/2010 4:16:36 PM
unrivaled-justice$25.00$25.002/26/2010 7:10:21 PM
jrbill1998$50.00$50.002/26/2010 4:17:54 PM
Cheburashka$25.00$25.002/26/2010 4:17:22 PM
lloyd_s$25.00$25.002/26/2010 4:17:43 PM
orgy63$25.00$25.002/26/2010 4:17:48 PM
Phantom99$25.00$25.002/26/2010 4:18:57 PM
Pizza-man$50.00$50.002/26/2010 4:17:50 PM
fcukciti$25.00$25.002/26/2010 4:19:09 PM
useful-p2ploan$50.00$50.002/26/2010 4:19:49 PM
marketplace-achievement$50.00$50.002/26/2010 4:20:08 PM
LeReve$28.58$28.582/26/2010 4:19:37 PM
Trimalchio12$25.00$25.002/26/2010 4:20:15 PM
plentiful-reward$27.30$27.302/26/2010 4:19:44 PM
compassion-lotus5$25.00$25.002/26/2010 4:20:16 PM
SqueezeKing$25.00$25.002/27/2010 1:25:27 AM
LoisLoan$25.00$25.002/26/2010 4:20:45 PM
rcflick$25.00$25.002/26/2010 4:28:06 PM
ValyaLibra01$25.00$25.002/27/2010 6:31:40 AM
egw$25.00$25.002/26/2010 4:36:42 PM
mike6294$25.00$25.002/26/2010 5:20:22 PM
iluxa$25.00$25.002/26/2010 4:52:06 PM
djh47a$25.00$25.002/26/2010 6:11:48 PM
dollar-proton695$25.00$25.002/27/2010 9:20:21 AM
AlexTrep$25.00$25.002/26/2010 6:00:25 PM
Ripsaw4U$25.00$25.002/26/2010 6:11:26 PM
Gladys9$25.00$25.002/26/2010 7:46:11 PM
jga516$25.00$25.002/27/2010 10:21:07 AM
lounges$25.00$25.002/26/2010 8:36:30 PM
commitment-jedi4$25.00$25.002/26/2010 7:10:27 PM
tokyopete23$25.00$25.002/27/2010 11:02:27 AM
texrob20$25.00$25.002/26/2010 7:46:12 PM
Lender0010$50.00$50.002/26/2010 11:15:20 PM
dollar-birdie$25.00$25.002/26/2010 11:40:22 PM
E_G$30.00$30.002/27/2010 12:55:24 PM
cjames84$25.00$25.002/27/2010 1:01:07 PM
fairwealth$25.00$25.002/27/2010 5:50:48 AM
mattbly$25.00$25.002/27/2010 4:06:48 PM
RandyL3$33.00$33.002/27/2010 7:15:39 AM
ajst1$25.00$25.002/27/2010 4:25:28 PM
elevated-platinum5$25.52$25.522/27/2010 9:15:27 AM
locash$25.00$25.002/27/2010 7:30:35 PM
br4444$25.00$25.002/27/2010 7:41:53 PM
lifegrowth$25.00$25.002/27/2010 9:11:33 AM
petejones32$25.00$25.002/27/2010 7:42:00 PM
museic1$50.00$50.002/27/2010 7:42:06 PM
compassion-bauble4$25.00$25.002/27/2010 7:42:13 PM
emelia$25.00$25.002/27/2010 7:42:17 PM
adir1$25.00$25.002/27/2010 9:30:23 AM
green-glowing-gain$25.00$25.002/27/2010 7:42:21 PM
elegant-income3$30.00$30.002/27/2010 7:42:30 PM
ThoughtProvoker$33.20$33.202/27/2010 7:42:33 PM
xhrisd$25.00$25.002/27/2010 7:42:39 PM
value-pole$25.00$25.002/27/2010 7:43:04 PM
chairsitter$25.00$25.002/27/2010 7:43:16 PM
new-marketplace-lyrics$25.00$25.002/27/2010 1:16:28 PM
trade-defender$25.00$25.002/27/2010 12:50:22 PM
upbeat-investment9$25.00$25.002/27/2010 1:05:29 PM
neutrino6$25.00$25.002/27/2010 4:06:49 PM
market-socrates4$25.00$25.002/27/2010 4:31:29 PM
SanJoser$25.00$25.002/27/2010 3:02:40 PM
bradny$25.00$25.002/27/2010 5:25:32 PM
souperrich$25.00$25.002/27/2010 7:41:54 PM
twirl2$25.00$25.002/27/2010 7:42:01 PM
bonus-patriot$25.00$25.002/27/2010 7:42:07 PM
upc_tnt$25.00$25.002/27/2010 7:42:14 PM
Archchancellor$25.00$25.002/27/2010 7:42:18 PM
cash-merry-maker$25.00$25.002/27/2010 7:42:22 PM
fairhelper$25.00$25.002/27/2010 7:42:28 PM
dollar-sensor$25.00$25.002/27/2010 5:25:24 PM
ghinga$30.00$30.002/27/2010 7:42:34 PM
drgreer$25.00$25.002/27/2010 5:25:36 PM
Stollewood$35.44$35.442/27/2010 7:42:38 PM
fob$25.00$25.002/27/2010 7:43:02 PM
billyraybob$25.00$25.002/27/2010 7:43:08 PM
faifar$25.00$25.002/27/2010 7:07:46 PM
WiseInvestments$25.00$25.002/27/2010 7:41:50 PM
djc314$25.00$25.002/27/2010 7:41:59 PM
atmaan$25.00$25.002/27/2010 7:42:05 PM
husamk$25.00$25.002/27/2010 7:42:16 PM
ctcurtis$25.00$25.002/27/2010 7:42:21 PM
physicsjoe$25.00$25.002/27/2010 7:42:29 PM
liberty-grizzly$50.00$50.002/27/2010 7:42:35 PM
takarlstad$25.00$25.002/27/2010 7:42:39 PM
ugapolsci$25.00$25.002/27/2010 7:42:58 PM
OCedHrt$25.00$25.002/27/2010 7:43:06 PM
ozlem$29.70$29.702/27/2010 7:43:13 PM
bonus-adventure3$25.00$25.002/28/2010 9:12:55 AM
wojo$25.00$25.003/1/2010 5:17:15 PM
302 bids
 
Borrower Payment Dependent Notes Series 448330
This series of Notes was issued and sold upon the funding of the borrower loan #41290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-02-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $94.28
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $92.78
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 25 / 23Length of status:11y 4m
Credit score: 680-699 (Feb-2010) Total credit lines: 50 Occupation: Other
Now delinquent: 0 Revolving credit balance: $35,151Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: melgis Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
680-699 (Jul-2008)
 
Principal balance: $2,703.02 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Help I Need A New Roof
Purpose of loan:
This loan will be used to get a new roof.

My financial situation:
I am a good candidate for this loan because?not only I am a Propser Investor but I am a borrower. My good standing and payment history is proof that I am a responsible customer.

Monthly net income: $ 4664

Monthly expenses: $
??Housing: $ 2800
??Insurance: $ 1200 (yearly)
??Car expenses: $?30 for gas ( I hardly?use my car during the week, because I take public transportation to work)
??Utilities: $ 225
??Phone, cable, internet: $ 160
??Food, entertainment: $ 200
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 1060
??Other expenses: $ 80 (transportation cost to/from work)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.003/1/2010 4:25:43 PM
AF-Chief$28.00$28.003/1/2010 4:27:49 PM
desertoasis$50.00$50.003/1/2010 4:34:01 PM
jigsaw$100.00$100.003/1/2010 4:43:33 PM
bchen78875$25.00$25.003/1/2010 4:38:33 PM
enthusiastic-balance5$100.00$100.003/1/2010 4:39:58 PM
flexible-value$26.00$26.003/1/2010 4:48:45 PM
personal-lender$25.00$25.003/1/2010 4:48:55 PM
delicious-social132$25.00$25.003/1/2010 4:49:15 PM
hitsman$50.00$50.003/1/2010 4:42:41 PM
Clambake$50.00$50.003/1/2010 4:42:52 PM
torion$25.00$25.003/1/2010 4:44:00 PM
tranquil-diversification8$25.00$25.003/1/2010 4:45:58 PM
gavinfh$25.00$25.003/1/2010 4:45:42 PM
cathexis$25.00$25.003/1/2010 4:56:25 PM
the-silver-blaster$40.00$40.003/1/2010 4:48:04 PM
wise-handy-finance$25.00$25.003/1/2010 4:48:21 PM
PaulHenry$25.00$25.003/1/2010 4:58:12 PM
success1001$50.00$50.003/1/2010 4:50:30 PM
nybanker85$25.00$25.003/1/2010 5:00:43 PM
entertaining-greenback2$25.00$25.003/1/2010 5:01:05 PM
integrity-doctor$50.00$50.003/1/2010 4:54:29 PM
studious-bonus7$50.00$50.003/1/2010 5:02:38 PM
melodious-fairness$25.00$25.003/1/2010 4:55:55 PM
mattpet$25.00$25.003/1/2010 4:59:17 PM
helping-out$25.00$25.003/1/2010 4:59:38 PM
BuffetRocks$50.00$50.003/1/2010 5:01:17 PM
balance-whistle7$25.00$25.003/1/2010 5:03:20 PM
new-smart-fund$39.25$39.253/2/2010 4:50:42 AM
Bank_Of_XL$50.00$50.003/2/2010 6:32:39 AM
Bob450$50.00$50.003/1/2010 9:22:01 PM
Microfinancer$25.00$25.003/1/2010 4:40:13 PM
loyalist1$25.00$25.003/1/2010 4:33:56 PM
Avala$50.00$50.003/1/2010 4:44:22 PM
red-undaunted-kindness$100.00$100.003/1/2010 4:44:32 PM
micko$25.00$25.003/1/2010 4:38:16 PM
asset-professor$75.00$75.003/1/2010 4:39:08 PM
don8ter$25.00$25.003/1/2010 4:39:18 PM
burrito6$25.00$25.003/1/2010 4:46:35 PM
kbodendorf$25.00$25.003/1/2010 4:39:47 PM
bold-durability-drum$25.00$25.003/1/2010 4:48:12 PM
Aimvest$25.00$25.003/1/2010 4:49:57 PM
macjp123$25.00$25.003/1/2010 4:42:02 PM
BlindJoeDeath$25.00$25.003/1/2010 4:50:16 PM
xstreamin$25.00$25.003/1/2010 4:43:05 PM
progressive-asset$100.00$100.003/1/2010 4:42:16 PM
bonafide-cash$50.00$50.003/1/2010 4:43:44 PM
irrelevant$25.00$25.003/1/2010 4:51:35 PM
luckyldy$35.00$35.003/1/2010 4:43:16 PM
1phantom$25.00$25.003/1/2010 4:51:54 PM
lucrative-loan$50.00$50.003/1/2010 4:53:46 PM
the-profit-oracle$25.00$25.003/1/2010 4:47:22 PM
jdrez$25.00$25.003/1/2010 4:47:59 PM
mg6619$25.00$25.003/1/2010 4:49:41 PM
RationalWorld$25.00$25.003/1/2010 4:51:47 PM
dmfog$25.00$25.003/1/2010 4:53:24 PM
natural-greenback6$25.00$25.003/1/2010 4:52:12 PM
mikeandcat$50.00$50.003/1/2010 5:01:58 PM
lloyd_s$25.00$25.003/1/2010 4:54:14 PM
important-ore$50.00$50.003/1/2010 4:52:50 PM
Phantom99$25.00$25.003/1/2010 4:54:59 PM
unassuming-reward$25.00$25.003/1/2010 5:03:43 PM
Trimalchio12$25.00$25.003/1/2010 4:55:32 PM
top-silver-american$25.00$25.003/1/2010 4:54:38 PM
adir1$25.00$25.003/1/2010 4:57:18 PM
honorable-yield$50.00$50.003/1/2010 4:55:38 PM
Goodlender42$25.00$25.003/1/2010 4:56:53 PM
inspired-contract9$25.00$25.003/1/2010 4:59:44 PM
jfd287$25.00$25.003/1/2010 5:02:58 PM
balance6$25.00$6.753/1/2010 5:19:59 PM
70 bids
 
Borrower Payment Dependent Notes Series 448336
This series of Notes was issued and sold upon the funding of the borrower loan #41280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 12.94% Starting monthly payment: $31.98
Final lender yield: 8.34% Final borrower rate/APR: 9.34% / 12.89% Final monthly payment: $31.96
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: 32%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 20 / 17Length of status:5y 3m
Credit score: 700-719 (Feb-2010) Total credit lines: 67 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $54,089Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: TheLightInMe Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting an Organic Mini-Farm
Hello Fellow Prosperers!

I have two lots that I am developing?into?an organic mini-farm. There are at least 5 farmers markets where I live, and the closest one to me is 3 blocks away. How convenient is that?! It is time to start buying seeds,?indoor seed starting equipment (lights, flats, heating mats, etc.), tools, frames, irrigation supplies, row covers, etc. I already have gardens on these lots, and want to expand so that I can sell in the markets. I love working in my gardens and I know?that there is a great market for organic vegetables. I will be purchasing heirloom vegetable seeds and saving the seeds to keep costs down in future years.

I believe I am a good credit risk. I have been working for the same company for over 5 years. I love my work, and?I am on a 7 year contract.

Thanks for?looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ToweringDan$75.00$75.003/1/2010 11:43:13 PM
Mav26$100.00$100.003/2/2010 11:38:31 AM
retiresecure$50.00$50.003/2/2010 1:58:00 PM
kanyonkat$25.00$25.003/3/2010 7:24:27 PM
persistent-bazaar$75.00$75.003/4/2010 1:33:58 PM
seahorse2008$25.00$25.003/5/2010 7:23:29 AM
MrBadExample$111.00$111.003/5/2010 11:53:52 AM
FinanciallySavvyMom$29.00$29.003/6/2010 4:54:03 PM
q4golf$25.10$25.103/7/2010 9:14:50 AM
tlswms$25.00$25.003/7/2010 10:05:54 AM
drlevvis$47.53$9.473/7/2010 12:46:48 PM
OzGuy609$25.00$25.003/7/2010 6:11:38 AM
Charmart$25.00$25.003/8/2010 3:08:51 AM
biohazardus$25.00$25.003/7/2010 3:14:53 PM
greenfuzz$25.79$25.793/2/2010 4:21:14 PM
maplehouse$25.31$25.313/4/2010 2:01:48 PM
WisconsinLiberal$25.00$25.003/4/2010 5:26:37 PM
JSCAB-06$25.00$25.003/5/2010 10:10:01 AM
sknop64$25.00$25.003/5/2010 6:56:55 PM
swissbanker$50.00$50.003/6/2010 2:30:36 PM
SmallTown5$31.33$31.333/7/2010 8:42:34 AM
dammage$25.00$25.003/7/2010 12:33:56 PM
psbruce$30.00$30.003/7/2010 6:56:18 PM
dhallii$113.00$113.003/8/2010 5:49:40 AM
24 bids
 
Borrower Payment Dependent Notes Series 448526
This series of Notes was issued and sold upon the funding of the borrower loan #41218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-01-2010 
  Auction end date:  Mar-08-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.05% - 34.00% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1999 Debt/Income ratio: 52%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:9y 3m
Credit score: 660-679 (Feb-2010) Total credit lines: 30 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,356Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 89%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: rapid-bazaar5 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Baby Coming, Pay off everything
Purpose of loan:
This loan will be used to?
Pay off everything that we owe before the new baby comes.
My financial situation: I have had the same job for 10 years and dont plan on going anywhere. We are in a very mineral rich area of the country.
I am a good candidate for this loan because? We have a second baby coming and just want to make things easier to pay every month. We have several high interest credit cards and medical bills from our son. We just want to consolidate everything. I have never missed a payment on anything!!

Monthly net income: $5500

Monthly expenses: $2900
??Housing: $1600
??Insurance: $50
??Car expenses: $350
??Utilities: $150
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
runner262$25.00$25.003/1/2010 4:14:55 PM
ChuckieG$50.00$50.003/1/2010 4:18:06 PM
slushfunder$25.00$25.003/1/2010 4:19:06 PM
diplomatic-point4$34.96$34.963/1/2010 4:20:17 PM
famous-bill$25.00$25.003/1/2010 4:20:53 PM
AlexTrep$25.00$25.003/1/2010 4:21:02 PM
HarryRoberts$50.00$50.003/1/2010 4:21:09 PM
WalnutCreekguy$25.00$25.003/1/2010 4:21:58 PM
blue_skies_ahead$25.00$25.003/1/2010 4:22:46 PM
Supernick$25.00$25.003/1/2010 4:23:21 PM
momoney2lend$25.00$25.003/1/2010 4:23:34 PM
benjo$25.00$25.003/1/2010 4:24:02 PM
orange-finance-banker$25.00$25.003/1/2010 4:24:18 PM
DadWarbucks$25.00$25.003/1/2010 4:24:21 PM
VPRLLC$25.00$25.003/1/2010 4:24:26 PM
melodious-fairness$25.00$25.003/1/2010 4:15:13 PM
natural-greenback6$25.00$25.003/1/2010 4:25:56 PM
mtandb$25.00$25.003/1/2010 4:27:11 PM
bonFire8$25.00$25.003/1/2010 4:27:19 PM
AKgirl81$25.00$25.003/1/2010 4:18:07 PM
next2$25.00$25.003/1/2010 4:19:14 PM
thestartuplender$30.36$30.363/1/2010 4:20:33 PM
plainsmart$25.00$25.003/1/2010 4:20:50 PM
basis-huckleberry$25.00$25.003/1/2010 4:21:01 PM
forthright-dedication$100.00$100.003/1/2010 4:21:13 PM
Gelden1$25.00$25.003/1/2010 4:21:26 PM
brother_tam$50.00$50.003/1/2010 4:21:45 PM
payment-freshmaker$25.00$25.003/1/2010 4:21:53 PM
RebuildALife$25.00$25.003/1/2010 4:22:04 PM
KDW08$25.00$25.003/1/2010 4:22:07 PM
RISK-VERSUS-RETURN$25.00$25.003/1/2010 4:20:29 PM
wise-courageous-social$25.00$25.003/1/2010 4:20:44 PM
rosario1$25.00$25.003/1/2010 4:23:05 PM
shiny-dollar9$25.00$25.003/1/2010 4:23:50 PM
zipemdown$25.00$25.003/1/2010 4:24:10 PM
kind-efficient-credit$25.00$25.003/1/2010 4:21:59 PM
626457$25.00$25.003/1/2010 4:24:29 PM
enigmallc$25.00$25.003/1/2010 4:23:02 PM
macgeek$25.00$25.003/1/2010 4:23:16 PM
oldmora$50.00$50.003/1/2010 4:24:53 PM
efficient-principal$25.00$25.003/1/2010 4:23:26 PM
gold-sushi$25.00$25.003/1/2010 4:23:46 PM
AF-Chief$28.00$28.003/1/2010 4:25:03 PM
apeloans$25.00$25.003/1/2010 4:24:06 PM
munoz44$25.00$25.003/1/2010 4:24:17 PM
keeminn$25.00$25.003/1/2010 4:25:16 PM
desertoasis$25.00$25.003/1/2010 4:25:31 PM
autonomous-truth$25.00$25.003/1/2010 4:25:10 PM
tallmon$25.00$25.003/1/2010 4:25:49 PM
zjm411$25.00$25.003/1/2010 4:25:29 PM
elegant-loot$25.00$25.003/1/2010 4:26:04 PM
klinebarger$25.00$25.003/1/2010 4:26:14 PM
pkp121$25.00$25.003/1/2010 4:26:19 PM
important-ore$50.00$50.003/1/2010 4:26:05 PM
resource777$25.00$25.003/1/2010 4:26:31 PM
point$25.00$25.003/1/2010 4:26:24 PM
greatwhiteninja$25.00$25.003/1/2010 4:26:32 PM
Streetfighter$100.00$100.003/1/2010 4:26:37 PM
steely_dan34$25.00$25.003/1/2010 4:26:53 PM
InChicago$25.00$25.003/1/2010 4:38:07 PM
Bob450$50.00$50.003/1/2010 8:52:52 PM
SongBirdProphecy$50.00$50.003/2/2010 10:23:26 AM
mhotchan$150.00$150.003/2/2010 3:13:28 PM
UCLA4life$25.00$25.003/3/2010 7:55:35 AM
dollardave$100.00$100.003/3/2010 3:43:33 PM
integrity-doctor$50.00$50.003/3/2010 7:07:33 PM
mlj0671$28.00$28.003/4/2010 12:38:02 PM
manthrax3$50.00$50.003/5/2010 7:47:05 AM
maricel10$50.00$50.003/6/2010 2:31:31 AM
TotosLion$25.00$25.003/6/2010 2:51:09 AM
Ronnieboy888$50.00$50.003/6/2010 1:58:30 PM
LuvToLend$25.00$25.003/7/2010 12:33:29 PM
DasMula$77.00$77.003/8/2010 7:27:40 AM
umfan123$25.00$25.003/8/2010 6:54:04 AM
sturdy-peace9$75.00$75.003/8/2010 12:01:21 PM
Engineer44$25.00$25.003/8/2010 4:12:00 PM
movistar$25.00$25.003/1/2010 4:20:46 PM
Nickle-and-Dime-Loans$25.00$25.003/1/2010 4:21:25 PM
marketplace-achievement$25.00$25.003/1/2010 4:21:36 PM
Gilgothdae$25.00$25.003/1/2010 4:21:52 PM
graceful-investment$50.00$50.003/1/2010 4:22:07 PM
blivet1970$25.00$25.003/1/2010 4:22:41 PM
cvlender$25.00$25.003/1/2010 4:22:45 PM
neutrino6$25.00$25.003/1/2010 4:22:51 PM
triumph329$25.00$25.003/1/2010 4:23:19 PM
investment-tempo$25.00$25.003/1/2010 4:23:47 PM
seisen$50.00$50.003/1/2010 4:24:52 PM
PatriotKnight$25.00$25.003/1/2010 4:26:30 PM
burrito6$25.00$25.003/1/2010 4:27:04 PM
Schmendrick$25.00$25.003/1/2010 4:27:16 PM
alex13$250.00$159.473/1/2010 4:27:21 PM
building_community$25.00$25.003/1/2010 4:18:08 PM
ukstevenhawaii$50.00$50.003/1/2010 4:18:09 PM
icecoldcash$25.00$25.003/1/2010 4:20:39 PM
helping-out$25.00$25.003/1/2010 4:21:05 PM
social-conductor4$25.00$25.003/1/2010 4:19:08 PM
CROBRUN$25.00$25.003/1/2010 4:21:10 PM
GatorBux$25.00$25.003/1/2010 4:21:27 PM
350DGRZ$25.00$25.003/1/2010 4:20:25 PM
helpful-listing$25.00$25.003/1/2010 4:22:11 PM
iLoaner$25.00$25.003/1/2010 4:22:34 PM
yeti888$25.00$25.003/1/2010 4:21:17 PM
happyaric$29.26$29.263/1/2010 4:24:05 PM
dime-neutron$25.00$25.003/1/2010 4:21:54 PM
astute-dollar$50.00$50.003/1/2010 4:22:06 PM
87Marc$25.00$25.003/1/2010 4:22:59 PM
orange-preeminant-bill$100.00$100.003/1/2010 4:23:13 PM
inspiring-reward$150.00$150.003/1/2010 4:23:23 PM
oneforthemoney$25.00$25.003/1/2010 4:24:00 PM
mtquan$25.00$25.003/1/2010 4:24:08 PM
Kaj$25.00$25.003/1/2010 4:24:46 PM
murlirao2002$25.00$25.003/1/2010 4:25:17 PM
friendly-worth3$25.00$25.003/1/2010 4:26:08 PM
point-shooter$25.00$25.003/1/2010 4:26:28 PM
the-silver-blaster$25.00$25.003/1/2010 4:26:59 PM
Red_b17$25.00$25.003/1/2010 4:26:44 PM
wise-handy-finance$25.00$25.003/1/2010 4:26:48 PM
SolarMoonshine$25.00$25.003/1/2010 5:48:47 PM
monstersdad$50.00$50.003/2/2010 11:07:50 AM
JustMee$25.00$25.003/3/2010 5:40:17 AM
charming-point$300.00$300.003/3/2010 1:25:42 PM
order-brigade$25.00$25.003/3/2010 2:57:39 PM
webfeet$25.00$25.003/4/2010 6:00:00 AM
brother_tam$100.00$100.003/4/2010 7:36:03 PM
kendigme$33.09$33.093/5/2010 4:38:50 AM
TheSweetLender$50.00$50.003/5/2010 1:46:02 PM
preventivepestcontrol$100.00$100.003/6/2010 6:38:20 PM
credit-coach118$25.00$25.003/6/2010 8:39:16 PM
investment-daydream$25.00$25.003/7/2010 12:15:55 PM
clipper271$25.00$25.003/8/2010 7:40:55 AM
new-peso-concerto$25.00$25.003/8/2010 5:48:20 AM
Bob450$25.00$25.003/8/2010 11:28:53 AM
friendinmoney$29.86$29.863/8/2010 4:12:05 PM
133 bids
 
Borrower Payment Dependent Notes Series 448752
This series of Notes was issued and sold upon the funding of the borrower loan #41230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1981 Debt/Income ratio: 11%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 3 / 2Length of status:3y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 14 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: goodhearted-balance4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Renting Home need small remodle
Purpose of loan:
This loan will be used to?remodle paint, tile and landscaping We purchased this house 3mi from DT Austin as a rental and just need to fix her up

My financial situation:good
I am a good candidate for this loan because?my wife and I both work- rent will cover the loan- rent will be cash flow positive

Monthly net income: $ Including my wife 6,000

Monthly expenses: $ 2,100
??Housing: $956.00
??Insurance: $200
??Car expenses: $100
??Utilities: $140
??Phone, cable, internet: $100
??Food, entertainment: $100
??Clothing, household expenses $100
??Credit cards and other loans: $ visa 1800 balance pay 100 per month
??Other expenses: $car note 2,000 balance 236 per month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
micko$25.00$25.003/4/2010 7:40:36 PM
adaptable-capital$250.00$250.003/5/2010 2:45:22 PM
historic-nickel$30.00$30.003/8/2010 7:40:09 PM
dynrep$25.00$25.003/10/2010 10:35:51 AM
lucrative-loan$100.00$100.003/10/2010 2:22:16 PM
gadget7$48.49$48.493/10/2010 5:04:11 PM
sweet-payout5$25.00$25.003/10/2010 5:06:43 PM
capital-galaxy$200.00$200.003/10/2010 6:16:45 PM
LuvToLend$25.00$25.003/10/2010 11:06:04 PM
dubois31$25.00$25.003/10/2010 6:40:33 PM
thomas16882004$25.00$25.003/10/2010 8:33:12 PM
groundsquirrel$25.00$25.003/10/2010 8:56:43 PM
NekHoldings$25.00$25.003/11/2010 7:11:59 AM
oreyedoc$25.00$25.003/11/2010 9:06:31 AM
Leshan$25.00$25.003/11/2010 7:36:47 AM
LeoBUSIIT$25.00$25.003/11/2010 12:01:53 PM
dudebrah$25.00$25.003/11/2010 12:15:56 PM
Sudoku$50.00$50.003/11/2010 3:59:21 PM
Bob450$25.00$25.003/11/2010 2:21:25 PM
twjh$25.00$25.003/11/2010 3:53:46 PM
unger$50.00$50.003/11/2010 3:54:38 PM
Engineer44$30.00$30.003/11/2010 4:01:04 PM
Rogelio48$35.00$35.003/5/2010 4:56:41 AM
retired272$25.00$25.003/8/2010 8:27:46 AM
DasMula$100.00$100.003/9/2010 10:20:53 AM
DasMula$250.00$250.003/9/2010 8:21:47 PM
DasMula$250.00$250.003/9/2010 8:20:55 PM
rpd1211$25.00$25.003/10/2010 7:12:30 AM
SolarMoonshine$25.00$25.003/10/2010 5:52:49 PM
zone6$166.10$166.103/10/2010 9:34:23 PM
nodebt2012$25.00$25.003/10/2010 6:27:59 PM
autonomous-truth$82.45$82.453/11/2010 1:50:07 AM
economy-popcorn$25.00$25.003/11/2010 6:14:43 AM
nilonc1$300.00$300.003/10/2010 8:27:27 PM
payment-encore$200.00$191.833/11/2010 10:21:05 AM
MrMoneyBags$25.00$25.003/11/2010 11:17:50 AM
Bob450$25.00$25.003/11/2010 8:01:19 AM
Rip128$100.00$100.003/11/2010 11:41:10 AM
lucrative-loan$47.13$47.133/11/2010 2:47:38 PM
jojnax$28.00$28.003/11/2010 1:08:30 PM
vigorous-moola$36.00$36.003/11/2010 3:37:55 PM
DasMula$50.00$50.003/11/2010 3:55:55 PM
Sudoku$30.00$30.003/11/2010 3:59:51 PM
martymaniaman$25.00$25.003/11/2010 3:26:40 PM
I_want_to_help_you$25.00$25.003/11/2010 3:40:57 PM
45 bids
 
Borrower Payment Dependent Notes Series 448954
This series of Notes was issued and sold upon the funding of the borrower loan #41227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $102.57
Final lender yield: 25.10% Final borrower rate/APR: 26.10% / 28.42% Final monthly payment: $100.86
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2005 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:0y 6m
Credit score: 720-739 (Mar-2010) Total credit lines: 3 Occupation: Other
Now delinquent: 0 Revolving credit balance: $486Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: penny-protector Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving to Dallas
Purpose of loan:
Hi, I'm a graphic designer from Mississippi and I'm planning on relocating to the Dallas/Fort Worth area in Texas. This loan will allow me to find a comfortable place to stay while I look for design opportunities. It will also allow me the means to promote my online shirt shop niftyshirts.net.

My financial situation:
I'm financially free and have an excellent credit score.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dollardave$100.00$100.003/4/2010 4:33:22 PM
charming-point$300.00$300.003/5/2010 2:37:45 PM
4mydaughterseducation$25.00$25.003/6/2010 9:16:58 AM
eboomer2611$25.00$25.003/9/2010 5:43:18 AM
eriqnoodle$25.00$25.003/9/2010 7:00:28 PM
new-truth-chuckler$28.72$28.723/10/2010 6:37:47 PM
vigilance-searcher$25.00$25.003/10/2010 9:31:36 PM
umfan123$25.00$25.003/11/2010 6:32:49 AM
Leshan$25.00$25.003/11/2010 7:41:54 AM
CMDCO$50.00$50.003/11/2010 9:32:59 AM
wild-orange$25.00$25.003/11/2010 9:34:10 AM
realtormoises$25.00$25.003/11/2010 9:35:35 AM
Gaelicman$50.00$50.003/11/2010 6:38:27 AM
ColoradoLender82$25.00$25.003/11/2010 12:03:54 PM
investment-cluster$25.00$25.003/11/2010 12:59:13 PM
forthright-loot7$50.00$50.003/11/2010 2:06:26 PM
dudebrah$25.00$25.003/11/2010 12:17:46 PM
redhead21$50.00$50.003/11/2010 3:27:50 PM
Engineer44$25.00$25.003/11/2010 4:02:00 PM
yu-rik$80.00$2.463/11/2010 3:41:11 PM
UCLA4life$25.00$25.003/4/2010 8:20:54 PM
Bob450$25.00$25.003/4/2010 8:12:39 PM
run_dmc$100.00$100.003/5/2010 9:55:58 AM
marwadi-62$100.00$100.003/5/2010 6:12:57 PM
brondero$50.00$50.003/5/2010 8:53:00 PM
euro-jet$25.00$25.003/7/2010 2:32:56 PM
LuvToLend$25.00$25.003/7/2010 12:51:03 PM
wise-courageous-social$50.00$50.003/8/2010 6:26:19 PM
BDS$73.82$73.823/9/2010 11:44:47 AM
nybanker85$105.00$105.003/9/2010 8:37:47 PM
moola-man$25.00$25.003/10/2010 3:10:26 PM
bold-attentive-listing$100.00$100.003/10/2010 10:34:47 PM
yurison$25.00$25.003/11/2010 10:05:55 AM
Bob450$25.00$25.003/11/2010 8:04:18 AM
PotBellyPete$40.00$40.003/11/2010 12:06:37 PM
koozkotopia$25.00$25.003/11/2010 12:42:59 PM
DasMula$50.00$50.003/11/2010 3:56:37 PM
money-encourager$50.00$50.003/11/2010 4:00:48 PM
social-conductor4$25.00$25.003/11/2010 4:02:30 PM
ultimate-peace$600.00$600.003/11/2010 3:02:00 PM
I_want_to_help_you$25.00$25.003/11/2010 3:42:32 PM
41 bids
 
Borrower Payment Dependent Notes Series 448974
This series of Notes was issued and sold upon the funding of the borrower loan #41247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $123.09
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 4 / 3Length of status:11y 2m
Credit score: 660-679 (Mar-2010) Total credit lines: 19 Occupation: Other
Now delinquent: 0 Revolving credit balance: $384Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: durability-journey Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off power and propane
Purpose of loan:
This loan will be used to? pay of bills that i have aquired during the winter months and some? that i have had

My financial situation:
I am a good candidate for this loan because?i have done well with paying my bills.? i have had some problems in the past but not extremely bad?

Monthly net income: $ 26000.00

Monthly expenses: $
??Housing:350.00
??Insurance: $ 65.00
??Car expenses: $?457.00??Utilities: $ 100.00
??Phone, cable, internet: $?160.00
??Food, entertainment: $?75.00
??Clothing, household expenses $?
??Credit cards and other loans: $ 230.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
poppinkid$25.00$25.003/8/2010 4:05:34 PM
time4aloan$30.00$30.003/8/2010 4:06:43 PM
A007$25.00$25.003/8/2010 4:08:03 PM
Simonsez808$25.00$25.003/8/2010 4:08:08 PM
BGILlender$25.00$25.003/8/2010 4:08:21 PM
bradania$25.00$25.003/8/2010 4:08:23 PM
teller$25.00$25.003/8/2010 4:06:06 PM
lending-bear$25.00$25.003/8/2010 4:07:42 PM
impartial-deal$25.00$25.003/8/2010 4:08:24 PM
simplewareinc$25.92$25.923/8/2010 4:11:36 PM
Kijib$25.00$25.003/8/2010 4:10:36 PM
oreyedoc$25.00$25.003/8/2010 4:10:40 PM
kmfreymi$25.00$25.003/8/2010 4:04:53 PM
andypbe$25.00$25.003/8/2010 4:08:15 PM
dbmurch$25.00$25.003/8/2010 4:09:24 PM
Wowzer$25.00$25.003/8/2010 4:11:26 PM
Supernick$25.00$16.003/8/2010 4:11:46 PM
LuvToLend$25.00$25.003/10/2010 11:12:21 PM
wmealhouse$50.72$50.723/11/2010 6:02:45 PM
catcid$25.00$25.003/12/2010 2:06:07 AM
marwadi-62$100.00$100.003/12/2010 3:24:51 PM
xeeon$25.00$25.003/13/2010 12:18:29 AM
charming-point$300.00$300.003/13/2010 9:22:51 AM
Gaelicman$100.00$100.003/14/2010 11:25:44 AM
PotBellyPete$40.00$40.003/14/2010 9:51:14 PM
nalaari$50.00$50.003/15/2010 6:16:28 AM
umfan123$25.00$25.003/15/2010 6:47:05 AM
expo77$25.00$25.003/15/2010 7:59:19 AM
Hokies$25.00$25.003/15/2010 8:22:51 AM
yu-rik$25.00$25.003/15/2010 9:59:30 AM
grafton$100.00$100.003/15/2010 10:32:48 AM
mcshew99$25.00$25.003/15/2010 12:52:10 PM
ultimate-peace$300.00$300.003/15/2010 2:54:20 PM
moola-man$25.00$25.003/15/2010 2:24:05 PM
Bob450$25.00$25.003/15/2010 2:40:33 PM
exchange-cowbell5$25.00$25.003/15/2010 4:00:19 PM
Engineer44$30.00$30.003/15/2010 4:00:57 PM
social-conductor4$25.00$25.003/8/2010 4:06:54 PM
ukstevenhawaii$50.00$50.003/8/2010 4:07:16 PM
saffron4$50.00$50.003/8/2010 4:07:35 PM
BR2006007$25.00$25.003/8/2010 4:08:01 PM
MrMcduck$25.00$25.003/8/2010 4:08:05 PM
teega5$25.00$25.003/8/2010 4:04:16 PM
CaboWaboRobo$25.00$25.003/8/2010 4:06:08 PM
i3urtonair$25.00$25.003/8/2010 4:09:40 PM
DER$25.00$25.003/8/2010 4:04:33 PM
karpman3$25.91$25.913/8/2010 4:08:12 PM
cfleap$25.00$25.003/8/2010 4:08:20 PM
money-vista$25.00$25.003/8/2010 4:11:33 PM
SolarMoonshine$25.00$25.003/8/2010 4:56:09 PM
Bob450$25.00$25.003/8/2010 9:14:33 PM
dollardave$100.00$100.003/9/2010 10:19:48 AM
UCLA4life$25.00$25.003/9/2010 5:04:54 PM
ALFLoan$25.00$25.003/12/2010 4:55:59 PM
Cashlender1992$25.00$25.003/12/2010 6:12:26 PM
chocolatecookie$25.00$25.003/13/2010 4:30:01 PM
afterhours$25.00$25.003/14/2010 7:54:28 PM
glenium$25.00$25.003/15/2010 3:01:15 AM
reliable-silver7$25.00$25.003/15/2010 9:47:19 AM
Your_Bank$25.00$25.003/15/2010 10:08:42 AM
sdkevin$30.70$30.703/15/2010 10:16:27 AM
lofo85$25.00$25.003/15/2010 10:35:11 AM
sjo1984111$50.00$50.003/15/2010 10:43:10 AM
mcshew99$50.00$50.003/15/2010 12:41:49 PM
Leopoldine$25.75$25.753/15/2010 2:04:01 PM
dollar-authority$50.00$50.003/15/2010 3:23:06 PM
ultimate-peace$300.00$300.003/15/2010 2:54:43 PM
67 bids
 
Borrower Payment Dependent Notes Series 448984
This series of Notes was issued and sold upon the funding of the borrower loan #41224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-04-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 28.00% Starting borrower rate/APR: 29.00% / 33.00% Starting monthly payment: $41.91
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 14.58% Final monthly payment: $32.74
 
Auction yield range: 4.04% - 28.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1991 Debt/Income ratio: 36%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 9 / 6Length of status:2y 10m
Credit score: 700-719 (Feb-2010) Total credit lines: 35 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $65,080Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: golden-pound8 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
Purpose of loan:
This loan will be used to increase the size of my ticket brokering business.? For the past 18 months, I have been operating a?side business?that involves buying and reselling tickets to concerts and sporting events.??My average profit on a transaction is approximately 35%, though it does vary from transaction to transaction.?Spring and summer is the best time as that is when the more popular music acts tour.? I currently have about $5,000 at work and believe that I can easily put more capital to work in high quality tickets.

My financial situation:
I am a good candidate for this loan because I have?solid credit and never been late on a payment for anything.? I am a homeowner with a property that I have over 20% down on.?I have an MBA and am in a professional job in the investment field. ?I expect my income to increase this year and my bonuses to resume as the economy improves which further improves my financial and cash flow situation.? I reduced my credit card debt by nearly 10% in 2009 and am continuing to focus on working that debt down in 2010.?The profit from my ticket selling business will assist me in paying my credit card debt down more quickly.????

Monthly net income: $6,400

Monthly expenses: $5,630
??Housing: $2,300
??Insurance: $80
??Car expenses: $420
??Utilities: $50
??Phone, cable, internet: $180
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $2,000
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: With a cc utilization of 98%, what are you going to do differently about managing your credit cards? - mbf2234
A: The cc utilization percentage is accurate but a little misleading. It would have been about 50% had Citibank, Amex, and BofA not cut the size of all of my credit lines down substantially over the last 18 months. That was a response to their own internal issues and the economic environment and not my credit history. That being said, I would like to reduce my credit card debt and I have been working to that end. I paid them down by about 10% last year and expect to pay down even more this year. (Mar-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Stavros$50.00$50.003/4/2010 4:29:37 PM
aislinnn$25.00$25.003/7/2010 8:02:56 PM
Approved$25.00$25.003/10/2010 7:48:08 AM
Leopoldine$25.00$25.003/10/2010 7:55:27 AM
JerryB96$25.00$25.003/10/2010 9:00:52 AM
Moe87$29.28$29.283/11/2010 7:53:05 AM
Nusk$25.00$25.003/11/2010 10:25:54 AM
djmike805$26.83$26.833/11/2010 9:04:20 AM
leverage-monger$25.00$25.003/11/2010 12:50:49 PM
Ven58$25.00$25.003/11/2010 1:24:56 PM
ansky127$25.00$25.003/11/2010 1:18:10 PM
stuy1998$27.52$17.043/4/2010 5:25:30 PM
rome1426$25.00$25.003/8/2010 5:55:10 PM
sprinkler5$25.00$25.003/9/2010 10:45:43 AM
Rustang$25.00$25.003/10/2010 7:06:35 AM
scientists$25.00$25.003/10/2010 1:49:08 PM
Joshua_E$25.00$25.003/10/2010 4:13:53 PM
Long-term2040$25.00$25.003/10/2010 4:35:36 PM
payout-magician$25.00$25.003/10/2010 9:02:42 PM
SpotLending$50.00$50.003/10/2010 9:03:50 PM
meggo33$25.00$25.003/11/2010 12:48:47 AM
eagle1271$25.00$25.003/11/2010 8:01:08 AM
Leshan$25.00$25.003/11/2010 7:44:03 AM
wild-orange$25.00$25.003/11/2010 9:34:45 AM
Jcardone33$25.00$25.003/11/2010 9:56:40 AM
preventivepestcontrol$50.00$50.003/11/2010 10:03:49 AM
mistering$50.00$50.003/11/2010 10:38:44 AM
credit-shower$25.00$25.003/11/2010 6:55:17 AM
IceFisherman$50.00$50.003/11/2010 12:23:35 PM
Erikdbp$25.00$25.003/11/2010 3:06:28 PM
KSPHoldings$25.00$25.003/11/2010 3:07:43 PM
gmf$25.00$25.003/11/2010 1:06:23 PM
gilbrear$25.00$25.003/11/2010 3:10:45 PM
maccpro1$51.85$51.853/11/2010 3:18:31 PM
34 bids
 
Borrower Payment Dependent Notes Series 449032
This series of Notes was issued and sold upon the funding of the borrower loan #41202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 28.21% Starting borrower rate/APR: 29.21% / 31.85% Starting monthly payment: $63.03
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 26.55% Final monthly payment: $58.85
 
Auction yield range: 14.04% - 28.21% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 7.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1993 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 6Length of status:0y 5m
Credit score: 620-639 (Feb-2010) Total credit lines: 22 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $18,513Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: twocommas Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
640-659 (Jul-2009)
620-639 (Mar-2008)
 
Principal balance: $2,080.88 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
Paying off High Interest Credit
Purpose of loan:
To pay off a high interest credit card due to the change in the economy. I want to move away from revolving balances one credit card at a time and towards a fixed debt payment system such as Prosper. I have had a Prosper Loan for at least 18 months already and have made every payment thus far on time.
My financial situation: Although my credit score is average I have been trying to rebuild it for the past five years.? In the past five years I have gotten my MBA, a great job and have improved my finances considerably.? I want to buy a house in the near future due to the affordable housing prices and I am trying to shift debt to set loan payments instead of revolving balances.? I also want to? use this opportunity to improve my credit score.
Monthly net income: $4300.00
Monthly expenses: $ 2900.00
Housing: $ 750.00
Car Note & Insurance: $550.00
Utilities: $75.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses $200.00
Current Prosper Loan: $175
Credit cards and other loans: $600.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$350.00$350.003/11/2010 10:04:03 PM
welshcat$25.00$25.003/12/2010 4:04:56 AM
Unitas4302$150.00$38.543/12/2010 5:26:27 AM
realtormoises$25.00$25.003/12/2010 9:55:23 AM
trade-goblin9$25.00$25.003/12/2010 11:50:33 AM
wild-orange$25.00$25.003/12/2010 10:12:00 AM
HenlopenCapital$25.00$25.003/12/2010 11:47:37 AM
Mikale360$30.00$30.003/12/2010 2:38:40 PM
Leshan$41.46$41.463/12/2010 2:28:44 PM
fireferd$40.00$40.003/12/2010 2:11:01 PM
kelador$50.00$50.003/12/2010 3:37:03 PM
DasMula$50.00$50.003/12/2010 4:30:11 PM
transaction-circuit$25.00$25.003/8/2010 9:48:17 AM
twjh$25.00$25.003/12/2010 2:33:18 PM
investment-daydream$75.00$75.003/12/2010 4:14:38 PM
ultimate-peace$600.00$600.003/12/2010 4:28:26 PM
kinetic-social$25.00$25.003/12/2010 4:39:44 PM
social-conductor4$25.00$25.003/12/2010 4:43:54 PM
18 bids
 
Borrower Payment Dependent Notes Series 449170
This series of Notes was issued and sold upon the funding of the borrower loan #41239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $61.87
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1973 Debt/Income ratio: 26%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:1y 7m
Credit score: 780-799 (Mar-2010) Total credit lines: 34 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $21,101Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: brightest-visionary-openness Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home insurance payment
Purpose of loan:
This loan will be used to pay my home Windstorm Insurance.? My wife has just started working and will add income.? I want to use this money to pay for the insurance in order to meet my contract obligations of my mortgage loan.?

My financial situation:
I am a good candidate for this loan because I have always paid my?bills on time.? My wife will be generating additional?income for our household.? I am a retired military officer, and in addtion to my $45,000/yr salary from my employer, I receive a $20,000 pension from the Dept. of Defense, paid monthly in the amount of?$1590.00.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unassuming-reward$25.00$25.003/5/2010 4:46:16 PM
wormdc$25.00$25.003/5/2010 4:46:33 PM
mikeandcat$100.00$100.003/5/2010 4:46:11 PM
skvat$25.00$25.003/5/2010 4:46:28 PM
moola-man$50.00$24.153/5/2010 4:47:01 PM
selector568$250.00$250.003/5/2010 5:07:40 PM
cloud8$39.52$39.523/8/2010 5:47:20 AM
felicity-loyalist0$50.00$50.003/7/2010 2:09:43 PM
dontscrewmeover1$25.00$25.003/8/2010 4:17:28 AM
theboygenius$27.27$27.273/11/2010 12:40:38 PM
sunny1985$25.00$25.003/11/2010 12:47:29 PM
nicebank$30.03$30.033/11/2010 1:39:41 PM
YummiBear$25.00$25.003/11/2010 7:46:31 PM
octoberfresh$25.00$25.003/12/2010 6:42:27 AM
drlevvis$30.98$30.983/12/2010 5:25:25 AM
SchaeferJ$25.00$25.003/12/2010 11:14:48 AM
wild-orange$25.00$25.003/12/2010 10:08:17 AM
The-Lighthouse-Group$25.00$25.003/12/2010 11:19:59 AM
catalystcf$25.00$25.003/12/2010 1:06:54 PM
la_tim$50.00$50.003/12/2010 1:44:47 PM
Supernova3$25.00$25.003/12/2010 1:49:23 PM
wwwUniversal$25.00$25.003/12/2010 1:35:15 PM
mysterm$25.00$25.003/12/2010 2:59:37 PM
favorite-commerce$25.00$25.003/12/2010 3:56:57 PM
webfeet$25.00$25.003/5/2010 4:46:37 PM
bradny$25.00$25.003/5/2010 4:46:54 PM
forthright-dedication$25.00$25.003/5/2010 4:46:58 PM
important-ore$100.00$100.003/5/2010 4:46:02 PM
inspired-contract9$50.00$50.003/5/2010 4:46:25 PM
Philolend$25.00$25.003/5/2010 4:46:44 PM
Banker7371$25.00$25.003/5/2010 4:46:49 PM
RandyL3$33.00$33.003/5/2010 5:12:36 PM
Kelor99$25.00$25.003/6/2010 1:06:11 PM
GarciaCompany$25.00$25.003/6/2010 1:19:57 PM
HealthAndSafety$100.00$100.003/6/2010 1:24:45 PM
julijask$35.00$35.003/6/2010 6:54:26 PM
IceFisherman$30.05$30.053/8/2010 11:31:49 AM
springpanda$25.00$25.003/8/2010 12:04:35 PM
webfeet$25.00$25.003/9/2010 7:20:46 AM
quiggles$25.00$25.003/9/2010 1:05:26 PM
rpd1211$25.00$25.003/10/2010 7:18:22 AM
ChristopherHS$25.00$25.003/10/2010 12:12:40 PM
trade-goblin9$25.00$25.003/11/2010 1:45:44 PM
art75$25.00$25.003/11/2010 3:36:42 PM
casinvestments$25.00$25.003/11/2010 5:18:19 PM
usd1027$25.00$25.003/11/2010 5:24:42 PM
djalan$50.00$50.003/11/2010 5:55:16 PM
RIVERHTS$50.00$50.003/11/2010 7:20:34 PM
isfahanian$25.00$25.003/11/2010 8:10:41 PM
HealthyWealthNow$25.00$25.003/11/2010 10:08:39 PM
Druidsoft$50.00$50.003/11/2010 10:59:15 PM
tokyopete23$25.00$25.003/12/2010 8:39:13 AM
nanaof7$25.00$25.003/12/2010 10:46:28 AM
dynamic-fairness$25.00$25.003/12/2010 1:38:35 PM
54 bids
 
Borrower Payment Dependent Notes Series 449190
This series of Notes was issued and sold upon the funding of the borrower loan #41228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 33.30% Final borrower rate/APR: 34.30% / 36.74% Final monthly payment: $134.52
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.54%  
Lender servicing fee: 1.00% Estimated return: 17.76%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2005 Debt/Income ratio: 10%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 1Length of status:3y 9m
Credit score: 640-659 (Feb-2010) Total credit lines: 9 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 11    
Screen name: ressa Borrower's state: Florida Borrower's group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a car to commute to work
Purpose of loan:
This loan will be used to?
purchase a car for commute to and from work and for my family use.
My financial situation:
I am a good candidate for this loan because?
I have a stable job and regular income therefore I won't default on my loan.
Monthly net income: $
1630.78
Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 60
??Food, entertainment: $?200
??Clothing, household expenses $80
??Credit cards and other loans: $75
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/8/2010 4:06:15 PM
friendly-worth3$25.00$25.003/8/2010 4:13:41 PM
regooks$25.00$25.003/8/2010 4:22:19 PM
tntbuzz$25.00$25.003/8/2010 4:37:18 PM
inspiring-reward$50.00$50.003/8/2010 4:37:35 PM
helping-out$35.00$35.003/8/2010 4:37:52 PM
famous-bill$50.00$50.003/8/2010 4:36:11 PM
beyondmanagement$25.00$25.003/8/2010 4:38:59 PM
KrazyCelticKid$25.00$25.003/8/2010 4:37:38 PM
nanda$25.00$25.003/8/2010 4:44:48 PM
zone6$100.00$19.233/8/2010 4:48:39 PM
indomitable-dedication$25.00$25.003/8/2010 4:37:08 PM
djc314$25.00$25.003/8/2010 4:37:27 PM
deal-hickory5$25.00$25.003/8/2010 4:37:33 PM
lucrative-transparency0$25.00$25.003/8/2010 4:38:03 PM
Turtlebear44$25.00$25.003/8/2010 4:38:06 PM
nybanker85$100.00$100.003/8/2010 4:38:08 PM
skuba$25.00$25.003/8/2010 4:38:12 PM
penny-sergeant$25.00$25.003/8/2010 6:20:33 PM
micko$25.00$25.003/8/2010 5:13:53 PM
eronyc$25.00$25.003/9/2010 5:08:02 PM
sweet-payout5$25.00$25.003/10/2010 5:00:34 PM
lender12345$25.00$25.003/10/2010 6:48:55 PM
eriqnoodle$25.00$25.003/11/2010 6:01:13 PM
catcid$25.00$25.003/12/2010 2:11:04 AM
SKYGUY5158$57.65$57.653/12/2010 3:25:52 PM
redredkrovvy$41.93$41.933/12/2010 4:52:43 PM
Cashlender1992$25.00$25.003/12/2010 6:14:05 PM
gsd$25.00$25.003/12/2010 5:24:43 PM
impala6464$100.00$100.003/12/2010 10:43:30 PM
auction-mastery$35.18$35.183/12/2010 8:54:56 PM
kalihan42$25.00$25.003/13/2010 8:34:04 AM
earth70s$25.00$25.003/13/2010 10:52:42 PM
Leopoldine$25.00$25.003/13/2010 11:37:08 PM
money-encourager$50.00$50.003/14/2010 11:08:40 AM
afterhours$25.00$25.003/14/2010 7:55:55 PM
Bobusa$25.00$25.003/15/2010 5:05:52 AM
micsupra$49.69$49.693/15/2010 6:56:23 AM
Happy-Man$25.00$25.003/15/2010 8:53:39 AM
reliable-silver7$25.00$25.003/15/2010 9:49:44 AM
unger$50.00$50.003/15/2010 10:34:07 AM
dudebrah$25.00$25.003/15/2010 10:17:33 AM
mcshew99$25.00$25.003/15/2010 12:43:42 PM
dynrep$25.00$25.003/15/2010 1:42:52 PM
yield-jamboree$100.00$100.003/15/2010 2:55:23 PM
exchange-cowbell5$25.00$25.003/15/2010 4:02:27 PM
Diamond_Jim$25.00$25.003/8/2010 4:37:05 PM
kindness-percolator5$25.00$25.003/8/2010 4:37:16 PM
handy-justice$50.00$50.003/8/2010 4:37:20 PM
kind-efficient-credit$25.00$25.003/8/2010 4:37:23 PM
autonomous-truth$25.00$25.003/8/2010 4:37:44 PM
PRGuyinVA$25.00$25.003/8/2010 4:37:49 PM
kellydawn$25.00$25.003/8/2010 4:37:13 PM
burrito6$25.00$25.003/8/2010 4:37:41 PM
swordfish42$25.00$25.003/8/2010 4:37:47 PM
reflective-rupee$50.00$50.003/8/2010 4:45:39 PM
forthright-dedication$25.00$25.003/8/2010 4:37:10 PM
LuvToLend$25.00$25.003/8/2010 4:37:30 PM
IIP77$25.00$25.003/8/2010 4:37:51 PM
Panitza$62.00$62.003/8/2010 4:45:35 PM
SolarMoonshine$25.00$25.003/8/2010 5:14:10 PM
Bob450$25.00$25.003/8/2010 8:55:23 PM
cashhelp$25.00$25.003/9/2010 6:48:19 AM
TheLightInMe$37.24$37.243/9/2010 10:34:32 AM
muirheaj$25.00$25.003/11/2010 10:24:10 AM
bold-direct-asset$25.00$25.003/11/2010 9:40:41 AM
kapplcd$25.00$25.003/11/2010 1:28:13 PM
glazeddonuts$25.00$25.003/12/2010 7:42:49 PM
xeeon$25.00$25.003/13/2010 12:21:25 AM
forthright-loan$33.33$33.333/13/2010 8:37:32 AM
Tammy102800$25.00$25.003/13/2010 10:19:48 AM
AAe$50.00$50.003/13/2010 9:47:41 AM
westernson$25.00$25.003/13/2010 12:13:07 PM
Robbdogg$28.75$28.753/14/2010 3:51:24 PM
USMP$100.00$100.003/14/2010 7:42:24 PM
order-brigade$25.00$25.003/14/2010 10:22:17 PM
TheBigDog$75.00$75.003/14/2010 10:48:27 PM
umfan123$25.00$25.003/15/2010 6:51:18 AM
micsupra$25.00$25.003/15/2010 6:55:04 AM
the-silver-blaster$50.00$50.003/15/2010 8:56:41 AM
yu-rik$25.00$25.003/15/2010 10:03:26 AM
MelanieSt$25.00$25.003/15/2010 9:31:21 AM
wealth-pipeline$25.00$25.003/15/2010 9:17:49 AM
sjo1984111$25.00$25.003/15/2010 10:55:16 AM
Hokies$25.00$25.003/15/2010 2:01:33 PM
ultimate-peace$100.00$100.003/15/2010 2:39:15 PM
Mojab$50.00$50.003/15/2010 3:44:10 PM
responsible-worth113$25.00$25.003/15/2010 3:44:30 PM
88 bids
 
Borrower Payment Dependent Notes Series 449258
This series of Notes was issued and sold upon the funding of the borrower loan #41240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $63.95
Final lender yield: 8.12% Final borrower rate/APR: 9.12% / 11.22% Final monthly payment: $63.71
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 25%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 20 / 17Length of status:1y 5m
Credit score: 700-719 (Mar-2010) Total credit lines: 69 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,103Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 47%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: skincy Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 29 ( 97% ) 700-719 (Latest)
Principal borrowed: $3,000.00< mo. late: 1 ( 3% )  
640-659 (Oct-2008)
620-639 (Aug-2007)
 
Principal balance: $1,176.07 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Debt Consolidation
Purpose of loan:
I want to pay-off all revolving debt..
My financial situation:
I am a good candidate for this loan because? I have?stable government position with the Air Force and I always pay my bills on time. I have two Master's Degrees and a good head on my shoulders. I want to improve my credit rating even more.
Monthly net income: $ 4,235
Monthly expenses: $
??Housing: $?900
??Insurance: $?200
??Car expenses: $ 650
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
eBankInvest$55.09$55.093/8/2010 4:19:22 PM
Kelor99$25.00$25.003/9/2010 11:08:03 AM
RandyL3$33.00$33.003/9/2010 5:12:04 PM
agreement-bunny$35.00$35.003/9/2010 9:03:13 PM
GarciaCompany$25.00$25.003/10/2010 6:14:09 AM
crawfishcentral$55.19$55.193/11/2010 1:14:20 PM
eCapital$25.00$25.003/11/2010 10:15:45 PM
JCPlending$25.00$25.003/12/2010 8:01:13 PM
Tabster$25.00$25.003/13/2010 6:50:22 AM
exchange-squirrel$25.00$25.003/13/2010 11:12:23 AM
eldorado71$25.00$25.003/13/2010 12:01:02 PM
JerryB96$25.00$25.003/14/2010 7:53:05 AM
JohnSmith10$25.00$25.003/14/2010 11:51:43 AM
CA_Lender$25.00$25.003/14/2010 1:25:02 PM
mattblizz$25.00$25.003/14/2010 8:14:16 PM
jybank$25.00$25.003/14/2010 6:40:33 PM
mhotchan$100.00$100.003/14/2010 10:49:54 PM
mroew$25.00$25.003/15/2010 8:59:07 AM
yu-rik$70.00$70.003/15/2010 10:05:25 AM
Lender0307$25.00$25.003/15/2010 11:15:48 AM
oldrebel$25.00$25.003/15/2010 10:39:33 AM
PotBellyPete$30.00$30.003/15/2010 1:50:10 PM
moola-man$30.00$30.003/15/2010 2:26:58 PM
MacBrandon$25.00$25.003/15/2010 3:01:35 PM
jayk63$25.00$25.003/15/2010 4:04:00 PM
Letusee$50.00$50.003/8/2010 4:25:55 PM
selector568$250.00$250.003/8/2010 4:36:47 PM
dontscrewmeover1$25.00$25.003/8/2010 6:05:34 PM
bold-social-advantage$50.00$50.003/8/2010 7:09:05 PM
stephen_c01$25.00$25.003/8/2010 6:19:10 PM
payontime1$50.00$50.003/9/2010 12:15:11 PM
Arunaproperties$50.00$50.003/9/2010 12:29:06 PM
invest0808$25.00$25.003/10/2010 1:15:20 PM
quiggles$25.00$25.003/10/2010 12:04:40 PM
lender12345$25.00$25.003/10/2010 6:20:49 PM
HawaiianHelper$25.00$25.003/10/2010 11:42:35 PM
payout-magician$25.00$25.003/10/2010 9:00:01 PM
nickel-pipeline$26.00$26.003/11/2010 10:15:31 AM
liederhaus$50.00$50.003/11/2010 1:38:46 PM
isfahanian$25.00$25.003/11/2010 8:07:10 PM
johnpmid$25.00$25.003/11/2010 8:17:57 PM
Ristefo$25.00$25.003/12/2010 5:05:41 AM
xrycac$25.00$25.003/12/2010 11:35:57 AM
ChristopherHS$25.00$6.623/12/2010 1:21:10 PM
Cherrypicker$50.00$50.003/12/2010 2:18:13 PM
OregonDane$25.00$25.003/13/2010 10:22:00 AM
PalmerTheEmbalmer$25.00$25.003/13/2010 4:04:32 PM
justin323$25.00$25.003/13/2010 10:07:18 PM
killdare$25.00$25.003/14/2010 9:28:29 AM
been_there$50.00$50.003/14/2010 7:49:21 PM
AsianDragon$25.00$25.003/14/2010 7:53:51 PM
scientists$25.00$25.003/15/2010 9:20:54 AM
LittleMingo$25.00$25.003/15/2010 11:42:05 AM
Mav26$59.10$59.103/15/2010 11:11:51 AM
wwwUniversal$25.00$25.003/15/2010 3:45:45 PM
55 bids
 
Borrower Payment Dependent Notes Series 449286
This series of Notes was issued and sold upon the funding of the borrower loan #41225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 29.93% Final monthly payment: $40.29
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.83%  
Lender servicing fee: 1.00% Estimated return: 9.17%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2005 Debt/Income ratio: 49%
Basic (1-10): 7 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 9 / 8Length of status:4y 3m
Credit score: 600-619 (Mar-2010) Total credit lines: 15 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $5,525Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: centralrich33 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 86% ) 600-619 (Latest)
Principal borrowed: $4,000.00< mo. late: 3 ( 14% )  
620-639 (May-2008)
 
Principal balance: $1,894.79 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Needs to help family member
Purpose of loan:
This loan will be used to help a member of my family in financial distress

My financial situation:
I am a good candidate for this loan because I have a steady income, im in the military?and stay in the dorms.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 135
??Car expenses: $ 80
??Utilities: $?0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 260
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
brondero$50.00$50.003/8/2010 5:49:31 PM
transaction-circuit$25.00$25.003/8/2010 6:00:20 PM
KapitalX$25.00$25.003/9/2010 11:47:03 PM
UCLA4life$25.00$25.003/10/2010 3:38:12 PM
five-star-note$50.00$17.813/10/2010 3:51:48 PM
marwadi-62$300.00$300.003/13/2010 8:12:21 AM
eboomer2611$25.00$25.003/13/2010 1:07:24 PM
dudebrah$25.00$25.003/15/2010 10:21:11 AM
rome1426$25.00$25.003/15/2010 11:03:27 AM
melodious-bid$200.00$200.003/15/2010 11:21:52 AM
GS-ROCK$25.00$25.003/9/2010 7:06:30 AM
MilitaryLending$25.00$25.003/10/2010 8:28:16 PM
realtormoises$25.00$25.003/13/2010 10:53:35 AM
p2p-journey$102.19$102.193/14/2010 1:40:25 PM
Feyenoord$25.00$25.003/14/2010 2:40:59 PM
ronin4sale$25.00$25.003/15/2010 8:22:38 AM
pathcrx$30.00$30.003/15/2010 9:18:40 AM
mcshew99$25.00$25.003/15/2010 12:45:00 PM
18 bids
 
Borrower Payment Dependent Notes Series 449294
This series of Notes was issued and sold upon the funding of the borrower loan #41237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $127.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1995 Debt/Income ratio: 36%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 17Length of status:32y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 0 Revolving credit balance: $31,553Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: natural-gold495 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off creadit cards.
Purpose of loan:
This loan will be used to?Pay off some credit cards.

My financial situation:
I am a good candidate for this loan because?I pay my bills on time.

Monthly net income: $ 2784.00

Monthly expenses: $
??Housing: $655.00
??Insurance: $82.00
??Car expenses: $ None
??Utilities: $55.00
??Phone, cable, internet: $ 128.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
enthusiastic-balance5$100.00$100.003/8/2010 4:25:58 PM
macjp123$25.00$25.003/8/2010 4:27:42 PM
Clambake$50.00$50.003/8/2010 4:28:12 PM
Avala$50.00$50.003/8/2010 4:29:01 PM
progressive-asset$100.00$100.003/8/2010 4:27:57 PM
personal-lender$25.00$25.003/8/2010 4:30:44 PM
delicious-social132$25.00$25.003/8/2010 4:31:05 PM
mg6619$25.00$25.003/8/2010 4:31:31 PM
desertoasis$25.00$25.003/8/2010 4:21:48 PM
RetiredATC$25.00$25.003/8/2010 4:36:01 PM
helping-out$25.00$25.003/8/2010 4:34:18 PM
sharp-bill2$40.00$40.003/8/2010 4:36:42 PM
gain-seagull9$25.00$25.003/8/2010 4:39:48 PM
flexible-value$26.00$26.003/8/2010 4:30:26 PM
top-silver-american$25.00$25.003/8/2010 4:33:16 PM
MoneyMA$25.00$25.003/8/2010 4:42:42 PM
Supernick$25.00$25.003/8/2010 4:43:47 PM
moola-man$30.00$30.003/8/2010 4:35:17 PM
fightinjoe$25.00$25.003/8/2010 4:35:29 PM
leodaguy$25.00$25.003/8/2010 4:40:12 PM
inspired-contract9$25.00$25.003/8/2010 4:43:19 PM
nanda$25.00$25.003/8/2010 4:44:57 PM
AF-Chief$28.00$28.003/8/2010 4:46:05 PM
SBT$50.00$50.003/8/2010 4:48:33 PM
sympathetic-asset$25.00$25.003/8/2010 4:48:54 PM
charming-point$300.00$300.003/8/2010 7:43:03 PM
bkwest01$100.00$100.003/8/2010 4:50:12 PM
bigdogsafety1$25.00$25.003/8/2010 4:51:31 PM
thunderd$25.00$25.003/9/2010 6:57:46 AM
investment-oasis$25.00$25.003/9/2010 7:34:23 AM
wahoo-trader$25.00$25.003/9/2010 8:27:28 AM
Vetrepreneur$25.00$25.003/9/2010 10:12:17 AM
kmfreymi$25.00$25.003/9/2010 7:19:04 AM
successful-euro$30.00$30.003/9/2010 11:28:54 AM
Kelor99$25.00$25.003/9/2010 11:10:12 AM
wellsfrugal$25.00$25.003/9/2010 11:16:07 AM
robust-trade$25.00$25.003/9/2010 1:27:29 PM
ktfritz$25.00$25.003/9/2010 12:22:49 PM
mikeandcat$50.00$50.003/9/2010 5:11:05 PM
micko$25.00$25.003/10/2010 5:54:18 AM
a-finance-nirvana$25.00$25.003/10/2010 12:31:10 PM
mmckune$25.00$25.003/10/2010 1:02:31 PM
the-silver-blaster$25.47$25.473/10/2010 11:48:42 AM
don8ter$25.00$25.003/10/2010 4:50:45 PM
brazilofmux$100.00$100.003/11/2010 11:37:59 AM
agab$25.00$25.003/11/2010 4:29:31 PM
curveylady$25.00$25.003/11/2010 6:31:50 PM
Cherrypicker$50.00$50.003/12/2010 2:19:05 PM
balance-force$25.00$25.003/15/2010 2:20:13 PM
bold-durability-drum$25.00$25.003/8/2010 4:30:17 PM
irrelevant$25.00$25.003/8/2010 4:32:08 PM
skuba$25.00$25.003/8/2010 4:23:31 PM
integrity-doctor$50.00$50.003/8/2010 4:33:04 PM
dollar-birdie$25.00$25.003/8/2010 4:35:48 PM
uwinwewin$25.00$25.003/8/2010 4:34:48 PM
torion$25.00$25.003/8/2010 4:28:40 PM
success1001$50.00$50.003/8/2010 4:31:45 PM
asset-professor$75.00$75.003/8/2010 4:44:31 PM
honorable-yield$50.00$50.003/8/2010 4:33:33 PM
teller$25.00$25.003/8/2010 4:44:03 PM
currency-zenith$50.00$50.003/8/2010 4:36:28 PM
buraky$25.00$25.003/8/2010 4:49:10 PM
a-goal-bill$25.00$25.003/8/2010 4:49:35 PM
shiny-revenue$25.00$25.003/8/2010 4:46:43 PM
jokerj006$25.00$25.003/8/2010 4:47:13 PM
redrock007$25.00$25.003/8/2010 4:45:14 PM
bonus-adventure3$25.00$25.003/8/2010 5:05:54 PM
tenacious-commitment6$25.00$25.003/9/2010 9:40:16 AM
ddog0224$25.00$25.003/9/2010 9:40:40 AM
Mav26$50.00$50.003/9/2010 11:13:13 AM
orange-preeminant-bill$50.00$50.003/9/2010 9:47:03 AM
lloyd_s$25.00$25.003/9/2010 11:33:34 AM
the-profit-oracle$25.00$25.003/9/2010 11:48:54 AM
Havana21$50.00$50.003/9/2010 11:33:12 AM
MissionMicroFinance$25.00$25.003/9/2010 3:37:28 PM
tallmon$25.00$25.003/9/2010 3:37:34 PM
bchen78875$25.00$25.003/9/2010 4:46:33 PM
durability-balance4$50.00$50.003/9/2010 6:17:32 PM
selector568$500.00$500.003/10/2010 9:29:18 AM
visionary-currency$75.00$75.003/10/2010 9:44:51 AM
GElender$50.00$50.003/10/2010 9:44:48 AM
Fingar$25.00$25.003/10/2010 11:08:46 AM
Artist_Blue$25.00$25.003/10/2010 10:42:48 AM
Interloper$25.00$25.003/10/2010 11:31:15 AM
zeraphm$25.00$25.003/10/2010 5:42:44 PM
Onesiphorus$25.00$25.003/10/2010 6:34:22 PM
KLCRAY$36.17$36.173/11/2010 9:14:59 AM
hopethisworks$200.00$109.363/11/2010 1:02:42 PM
steely_dan34$25.00$25.003/11/2010 10:31:24 AM
liederhaus$50.00$50.003/11/2010 1:38:52 PM
catcid$25.00$25.003/12/2010 2:15:27 AM
Dollars4Rent$25.00$25.003/12/2010 8:24:45 AM
JerryB96$25.00$25.003/14/2010 7:58:49 AM
justin323$25.00$25.003/13/2010 10:07:40 PM
94 bids
 
Borrower Payment Dependent Notes Series 449318
This series of Notes was issued and sold upon the funding of the borrower loan #41231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,703.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $83.62
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $83.58
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1973 Debt/Income ratio: 47%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 13Length of status:1y 7m
Credit score: 800-819 (Mar-2010) Total credit lines: 48 Occupation: Other
Now delinquent: 0 Revolving credit balance: $28,128Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 34%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: cognizant-dough Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying the IRS
Purpose of loan:
This loan will be used to?
pay the IRS
My financial situation:
I am a good candidate for this loan because?I have a teacher's retirement of $42,000 annually, full time employment at $30,000 annually, and my spouse earns $53,000 annually.? Our ability to pay is excellent.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$50.00$50.003/8/2010 4:07:23 PM
Microfinancer$25.00$25.003/8/2010 4:15:49 PM
asset-professor$100.00$100.003/8/2010 4:16:03 PM
dollar-birdie$50.00$50.003/8/2010 4:15:35 PM
inspired-contract9$50.00$50.003/8/2010 4:16:59 PM
skuba$50.00$50.003/8/2010 4:16:20 PM
Philolend$25.00$25.003/8/2010 4:17:29 PM
woodenshoes$25.00$25.003/8/2010 4:09:18 PM
flexible-value$31.00$31.003/8/2010 4:27:28 PM
HHP$25.00$25.003/8/2010 4:26:50 PM
reflective-deal8$50.00$50.003/8/2010 4:27:05 PM
honorable-yield$75.00$75.003/8/2010 4:29:43 PM
senorzookeeper$25.00$25.003/8/2010 4:29:58 PM
webfeet$25.00$25.003/8/2010 4:17:18 PM
moola-man$50.00$50.003/8/2010 4:17:45 PM
wampum-reaction2$25.00$25.003/8/2010 4:29:27 PM
desertoasis$25.00$25.003/8/2010 4:17:56 PM
fightinjoe$25.00$25.003/8/2010 4:18:00 PM
bonus-adventure3$25.00$25.003/8/2010 4:31:16 PM
engaging-worth$30.00$30.003/8/2010 4:19:08 PM
lendersf$95.00$95.003/8/2010 4:31:56 PM
economy-association$25.00$25.003/8/2010 4:32:44 PM
jeffpac$55.00$55.003/8/2010 4:25:38 PM
clean-loyalty$25.00$25.003/8/2010 4:39:20 PM
credit-force5$25.00$25.003/8/2010 4:29:15 PM
MoneyMA$25.00$25.003/8/2010 4:42:45 PM
peb44$25.00$25.003/8/2010 4:42:52 PM
Supernick$50.00$50.003/8/2010 4:43:34 PM
awwaww$25.00$25.003/8/2010 4:47:20 PM
gauss02$25.00$25.003/8/2010 4:39:32 PM
leodaguy$25.00$25.003/8/2010 4:40:22 PM
micko$25.00$25.003/8/2010 5:01:52 PM
blissful-note7$25.00$25.003/8/2010 4:59:42 PM
Koma67$25.00$25.003/9/2010 5:28:31 AM
loner001$25.00$25.003/8/2010 5:13:11 PM
alpinaut$25.00$25.003/9/2010 5:12:37 AM
rolandweary$30.00$30.003/9/2010 9:30:07 AM
catomaior$25.00$25.003/8/2010 9:07:14 PM
nunnie$25.00$25.003/9/2010 9:38:34 AM
interest-exec9$25.00$25.003/9/2010 6:42:29 AM
successful-euro$30.00$30.003/9/2010 9:39:44 AM
bchen78875$26.62$26.623/9/2010 7:27:30 AM
treasure-hunter270$25.00$25.003/9/2010 9:43:39 AM
Mav26$204.74$204.743/9/2010 11:08:20 AM
Dollars4Rent$25.00$25.003/12/2010 8:26:59 AM
beachfunder$25.00$25.003/12/2010 2:13:53 PM
gocubs23$44.98$44.983/13/2010 7:30:22 PM
YummiBear$25.00$25.003/14/2010 7:37:01 PM
important-ore$100.00$100.003/8/2010 4:16:40 PM
unassuming-reward$25.00$25.003/8/2010 4:16:52 PM
skvat$25.00$25.003/8/2010 4:17:11 PM
safe-payment8$25.00$25.003/8/2010 4:18:17 PM
bedframe$25.00$25.003/8/2010 4:18:50 PM
Castellan$25.00$25.003/8/2010 4:18:35 PM
radforj22$25.00$25.003/8/2010 4:27:15 PM
lloyd_s$25.00$25.003/8/2010 4:26:25 PM
Banker7371$25.00$25.003/8/2010 4:17:36 PM
platinum-platoon$25.00$25.003/8/2010 4:34:22 PM
Goodlender42$25.00$25.003/8/2010 4:33:51 PM
delicious-social132$40.00$40.003/8/2010 4:26:37 PM
srgriff$25.00$25.003/8/2010 4:38:30 PM
PittsburghCapital$25.00$25.003/8/2010 4:39:12 PM
gain-seagull9$25.00$25.003/8/2010 4:39:57 PM
Zanch$25.00$25.003/8/2010 4:34:00 PM
djs81$25.00$25.003/8/2010 4:34:36 PM
steady-gain5$25.00$25.003/8/2010 4:47:48 PM
buraky$25.00$25.003/8/2010 4:49:12 PM
highcountry1$25.00$25.003/8/2010 4:47:45 PM
winlender$25.00$25.003/8/2010 4:51:38 PM
aasx1108$25.00$25.003/8/2010 5:00:59 PM
intelligent-yield$25.00$25.003/8/2010 4:50:57 PM
bigdogsafety1$25.00$25.003/8/2010 4:51:21 PM
InvestorPartners$25.00$25.003/8/2010 11:42:15 PM
webfeet$25.00$25.003/9/2010 7:44:46 AM
bowdish1$100.00$5.663/9/2010 9:47:06 AM
ddamenace$25.00$25.003/9/2010 9:38:50 AM
springpanda$25.00$25.003/11/2010 11:57:16 AM
julijask$35.00$35.003/11/2010 3:13:37 PM
Dollars4Rent$25.00$25.003/12/2010 8:26:41 AM
lefty756$25.00$25.003/13/2010 8:53:05 AM
80 bids
 
Borrower Payment Dependent Notes Series 449408
This series of Notes was issued and sold upon the funding of the borrower loan #41244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Mar-08-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 35.70% Final monthly payment: $66.17
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 26.88%  
Lender servicing fee: 1.00% Estimated return: 5.12%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1998 Debt/Income ratio: 86%
Basic (1-10): 2 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 7 / 5Length of status:5y 10m
Credit score: 620-639 (Mar-2010) Total credit lines: 32 Occupation: Laborer
Now delinquent: 3 Revolving credit balance: $1,872Stated income:$1-$24,999
Amount delinquent: $1,261 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: orthotech1 Borrower's state: Michigan Borrower's group: Family and Friends of the Military
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
620-639 (Dec-2009)
600-619 (Oct-2009)
600-619 (Aug-2009)
600-619 (Jul-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Putting in handicap ramp
Purpose of loan:
This loan will be used to remove existing patio deck, buy needed material, and build a handicap ramp for home, as my wife will be having major back and knee surgery in the month of April, 2010.?

My financial situation:
I am a good candidate for this loan because I have a steady income not only from my present job, but also because I am retired military with a steady income of 1300.00 dollars per month.

Monthly net income: $ 3300.00

Monthly expenses: $
??Housing: $ 260.00
??Insurance: $161.00
??Car expenses: $ 280.00
??Utilities: $ 232.00
??Phone, cable, internet: $ 121.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.003/8/2010 4:32:34 PM
UCLA4life$25.00$25.003/11/2010 4:48:20 PM
currency-bumblebee$25.00$25.003/12/2010 9:31:32 AM
dcm6276$25.00$25.003/13/2010 5:02:15 AM
CoolPlexer$40.52$40.523/13/2010 7:25:57 AM
CA_Lender$25.00$25.003/14/2010 1:27:09 PM
kingston1$25.00$25.003/14/2010 6:00:24 PM
Your_Bank$25.00$25.003/15/2010 10:09:38 AM
Moe87$25.00$25.003/15/2010 9:40:02 AM
Rip128$70.00$70.003/15/2010 10:47:57 AM
tigercat$50.00$50.003/15/2010 12:17:53 PM
toxicbutterfly$25.00$25.003/15/2010 12:22:30 PM
Bob450$25.00$25.003/8/2010 8:17:10 PM
lender12345$50.00$50.003/10/2010 6:33:25 PM
mrxtravis$50.00$50.003/11/2010 9:30:44 AM
Unitas4302$50.00$36.713/12/2010 5:28:26 AM
Aberdeen$350.00$350.003/12/2010 6:27:20 PM
Aberdeen$350.00$350.003/12/2010 6:27:19 PM
platinum-enlightenment$39.08$39.083/12/2010 7:23:33 PM
chameleon125$25.00$25.003/13/2010 8:01:09 AM
marwadi-62$100.00$100.003/13/2010 8:17:39 AM
Feyenoord$38.69$38.693/14/2010 2:38:46 PM
mcshew99$25.00$25.003/15/2010 12:47:06 PM
penny-sergeant$25.00$25.003/15/2010 1:56:15 PM
24 bids
 
Borrower Payment Dependent Notes Series 449746
This series of Notes was issued and sold upon the funding of the borrower loan #41198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-11-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $170.96
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 11 / 9Length of status:14y 10m
Credit score: 760-779 (Mar-2010) Total credit lines: 33 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $18,639Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: brightest-silver-announcer Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Winter Storm Set Back
Purpose of loan:In February we had the worst snow storm in 100 years in the Northern VA area.? This caused my jobs to cancel and/or reschedule for a later date. As a result I was out of work for 2 weeks and when I rescheduled jobs it prevented me from getting new jobs which set me back for the month. New work is starting to come in for April, May, and June now but it seems that the time in? January and February when bookings should have come in for March; everyone was too busy shoveling snow and missing work.? This has put me behind for the next few weeks.? This loan will be used to pay my mortgage this month and to consolidate a couple bills (pay off a van and small bills) and find someone to help generate a business plan to expand my growing business.

My financial situation:
I am a good candidate for this loan because the the?loans I plan to pay will equal or exceed the?monthly payment of?this loan. This loan will be used to pay my mortgage this month and to consolidate a couple bills (pay off a van and small bills) and find someone to help generate a business plan to expand my growing business.

My financial situation:
I am a good candidate for this loan because the the?loans I plan to pay will equal or exceed the?monthly payment of?this loan. This loan will be used to pay my mortgage this month and to consolidate a couple bills (pay off a van and small bills) and find someone to help generate a business plan to expand my growing business.

My financial situation:
I am a good candidate for this loan because the the?loans I plan to pay will equal or exceed the?monthly payment of?this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What business are you in? Can you work by telecommuting so that weather doesn't shut you down in the future? - mbf2234
A: I wish I could. I am a event decorater and also an entertainer. If the party cancels than I am out of luck. I do have a clause in the contract for cancellations but when it is due to acts of God, it is bad business. (Mar-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AF-Chief$27.00$27.003/9/2010 4:21:20 PM
macjp123$25.00$25.003/9/2010 4:28:57 PM
delicious-social132$25.00$25.003/9/2010 4:30:33 PM
top-silver-american$25.00$25.003/9/2010 4:31:15 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:07 PM
jokerj006$25.00$25.003/9/2010 4:35:05 PM
a-goal-bill$25.00$25.003/9/2010 4:35:30 PM
personal-lender$25.00$25.003/9/2010 4:30:31 PM
leodaguy$25.00$25.003/9/2010 4:33:19 PM
successful-euro$30.00$30.003/9/2010 4:38:59 PM
nanda$25.00$25.003/9/2010 4:34:34 PM
gavinfh$25.00$25.003/9/2010 4:46:50 PM
shiny-revenue$25.00$25.003/9/2010 4:34:51 PM
Clambake$50.00$50.003/9/2010 4:29:26 PM
ClearLake$25.00$25.003/9/2010 5:05:01 PM
tsui517$25.00$25.003/9/2010 5:05:15 PM
bigdogsafety1$25.00$25.003/9/2010 4:36:00 PM
teller$25.00$25.003/9/2010 5:07:17 PM
dollar-birdie$25.00$25.003/9/2010 4:31:59 PM
gain-seagull9$25.00$25.003/9/2010 4:33:10 PM
whfh99$25.00$25.003/9/2010 4:44:26 PM
silverloan$49.28$49.283/9/2010 4:44:46 PM
Billfred$25.00$25.003/9/2010 4:46:14 PM
inspired-contract9$25.00$25.003/9/2010 4:34:12 PM
bold-durability-drum$25.00$25.003/9/2010 4:46:45 PM
wise-handy-finance$25.00$25.003/9/2010 4:46:49 PM
Supernick$25.00$25.003/9/2010 4:34:27 PM
redrock007$25.00$25.003/9/2010 4:34:42 PM
bkwest01$100.00$100.003/9/2010 4:35:45 PM
investment-oasis$25.00$25.003/9/2010 4:38:05 PM
blissful-note7$25.00$25.003/9/2010 5:10:02 PM
IeatatWendys$25.00$25.003/9/2010 4:44:20 PM
1phantom$50.00$50.003/9/2010 5:12:32 PM
nourishing-interest0$25.00$25.003/9/2010 5:18:19 PM
flexible-return297$25.00$25.003/9/2010 5:22:22 PM
QuinMccoy$25.00$25.003/9/2010 5:05:11 PM
currency-zenith$50.00$50.003/9/2010 8:42:22 PM
durability-balance4$50.00$50.003/9/2010 6:17:16 PM
helping-out$25.00$25.003/9/2010 6:53:11 PM
japher$25.00$25.003/9/2010 7:47:19 PM
studious-bonus7$50.00$50.003/10/2010 12:23:09 AM
a-finance-nirvana$25.00$25.003/9/2010 5:27:40 PM
speedy2shoes$25.00$25.003/9/2010 10:53:01 PM
yachtmaster45$25.00$25.003/10/2010 6:17:57 AM
best-deal-banker$25.00$25.003/9/2010 11:12:29 PM
r6guy$50.00$50.003/9/2010 11:52:28 PM
stanbalwight4$25.00$25.003/9/2010 6:47:17 PM
wellsfrugal$25.00$25.003/10/2010 5:54:19 AM
MissionMicroFinance$25.00$25.003/10/2010 5:54:27 AM
success1001$50.00$50.003/10/2010 5:54:31 AM
ingenious-social8$25.00$25.003/9/2010 10:02:13 PM
Havana21$50.00$50.003/10/2010 9:44:53 AM
Banker7371$25.00$25.003/10/2010 12:23:08 AM
rlecour$25.00$25.003/10/2010 5:54:07 AM
important-ore$50.00$50.003/10/2010 5:54:25 AM
hitsman$50.00$50.003/10/2010 9:33:15 AM
Lilred7879$33.19$33.193/10/2010 10:42:50 AM
Premierelender$25.00$25.003/10/2010 10:49:10 AM
Carne_Chung$25.00$25.003/10/2010 11:23:18 AM
Lightlife$47.73$47.733/10/2010 11:28:12 AM
ghinga$30.00$30.003/10/2010 10:35:00 AM
GACFUNDING$25.00$25.003/10/2010 11:48:41 AM
flexible-value$26.00$26.003/10/2010 11:08:18 AM
rellotsf$25.03$25.033/10/2010 12:12:30 PM
cathexis$50.00$50.003/10/2010 9:33:08 AM
time4aloan$41.94$41.943/10/2010 12:19:07 PM
yield-hero4$25.00$25.003/10/2010 12:29:11 PM
Microfinancer$25.00$25.003/10/2010 11:48:00 AM
IamSparticus$25.00$25.003/10/2010 9:48:04 AM
night0wl$25.00$25.003/10/2010 10:33:43 AM
pujols8996$30.00$30.003/10/2010 12:18:29 PM
sensible-community1$25.00$25.003/10/2010 12:28:26 PM
markac$25.00$25.003/10/2010 12:28:30 PM
fair-rate$25.00$25.003/10/2010 12:28:35 PM
Fortuno_per_commodo$36.40$36.403/10/2010 12:28:55 PM
the-money-gargantuan$25.00$25.003/10/2010 12:29:12 PM
alexstar$25.00$25.003/10/2010 11:13:46 AM
boater01$25.31$25.313/10/2010 11:39:48 AM
vigilance-accruer$25.00$25.003/10/2010 12:28:23 PM
desertoasis$50.00$50.003/9/2010 4:23:55 PM
mg6619$25.00$25.003/9/2010 4:30:45 PM
skuba$25.00$25.003/9/2010 4:27:02 PM
fightinjoe$25.00$25.003/9/2010 4:31:55 PM
RetiredATC$25.00$25.003/9/2010 4:32:03 PM
progressive-asset$100.00$100.003/9/2010 4:29:07 PM
Avala$50.00$50.003/9/2010 4:29:43 PM
irrelevant$25.00$25.003/9/2010 4:31:05 PM
honorable-yield$50.00$50.003/9/2010 4:31:27 PM
sharp-bill2$40.00$40.003/9/2010 4:32:15 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:33 PM
flopcat$25.00$25.003/9/2010 4:44:33 PM
bonafide-cash$28.48$28.483/9/2010 4:46:52 PM
torion$25.00$25.003/9/2010 4:29:29 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:15 PM
langdonx$25.00$25.003/9/2010 5:03:43 PM
bowdish1$48.57$48.573/9/2010 5:05:05 PM
uwinwewin$25.00$25.003/9/2010 4:31:41 PM
moola-man$30.00$30.003/9/2010 4:31:49 PM
integrity-doctor$50.00$50.003/9/2010 4:38:48 PM
Cheburashka$25.00$25.003/9/2010 5:09:38 PM
banjoey$25.00$25.003/9/2010 4:44:23 PM
MrGhost$25.00$25.003/9/2010 4:44:28 PM
first-upright-payout$25.00$25.003/9/2010 4:44:43 PM
kbodendorf$25.00$25.003/9/2010 4:46:41 PM
tranquil-diversification8$25.00$25.003/9/2010 4:46:46 PM
thunderd$25.00$25.003/9/2010 5:12:31 PM
monstersdad$36.34$36.343/9/2010 5:06:00 PM
bonus-adventure3$25.00$25.003/9/2010 4:36:49 PM
asset-professor$75.00$75.003/9/2010 4:37:07 PM
robust-trade$25.00$25.003/9/2010 4:39:13 PM
Picopie$36.59$36.593/9/2010 4:44:10 PM
durability-mad-scientist4$25.07$25.073/9/2010 4:44:41 PM
tripnosis$25.00$25.003/9/2010 4:46:17 PM
credit-kahuna$25.13$25.133/9/2010 4:46:54 PM
social-ladder590$25.00$25.003/9/2010 7:57:44 PM
MoneyMA$25.00$25.003/9/2010 5:18:21 PM
Skady3love$25.00$25.003/9/2010 8:17:20 PM
awwaww$25.00$25.003/9/2010 5:57:41 PM
sjlnn$25.00$25.003/9/2010 8:37:14 PM
Speculator$100.00$100.003/10/2010 5:54:04 AM
tenacious-commitment6$25.00$25.003/10/2010 5:54:13 AM
SBT$50.00$50.003/10/2010 5:54:28 AM
lloyd_s$25.00$25.003/10/2010 6:18:00 AM
nybanker85$25.00$25.003/10/2010 12:23:10 AM
Aimvest$25.00$25.003/10/2010 7:52:42 AM
calilending$25.00$25.003/9/2010 7:22:24 PM
wahoo-trader$25.00$25.003/10/2010 5:54:06 AM
ddog0224$25.00$25.003/10/2010 5:54:14 AM
Phantom99$25.00$25.003/10/2010 5:54:24 AM
buraky$25.00$25.003/10/2010 5:54:29 AM
kmfreymi$25.00$25.003/10/2010 5:55:14 AM
ski3632$25.00$25.003/10/2010 6:59:03 AM
courteous-integrity8$25.00$25.003/10/2010 9:33:10 AM
xstreamin$25.00$25.003/10/2010 8:43:36 AM
gracej$25.00$25.003/10/2010 12:23:11 AM
jamiee73$25.00$25.003/10/2010 1:59:01 AM
jrbill1998$50.00$50.003/10/2010 9:07:29 AM
economy-mushroom$25.00$25.003/10/2010 9:32:45 AM
Magus54$25.00$25.003/10/2010 5:54:30 AM
ookete$25.00$25.003/10/2010 9:54:43 AM
Dutchhunter$50.00$50.003/10/2010 11:13:38 AM
Fingar$25.00$25.003/10/2010 11:08:28 AM
KandKLegacyInvestments$25.00$25.003/10/2010 9:32:43 AM
keeminn$50.00$50.003/10/2010 12:12:17 PM
bleacher$25.00$25.003/10/2010 12:12:29 PM
czar3$40.00$21.153/10/2010 12:29:49 PM
Strato$25.00$25.003/10/2010 10:33:53 AM
ticketman2$25.00$25.003/10/2010 12:13:12 PM
Katburg$35.00$35.003/10/2010 10:59:38 AM
dumbass$25.00$25.003/10/2010 11:07:26 AM
CAGE-Investments$67.86$67.863/10/2010 12:29:45 PM
madpinto21$25.02$25.023/10/2010 11:22:44 AM
gethsemane4$25.00$25.003/10/2010 11:39:37 AM
drumcorpsnut$28.91$28.913/10/2010 11:47:47 AM
sk8ndive$25.00$25.003/10/2010 11:53:43 AM
mattbly$25.00$25.003/10/2010 12:04:17 PM
LAM26$25.00$25.003/10/2010 12:04:27 PM
lender12345$25.00$25.003/10/2010 6:57:07 PM
158 bids
 
Borrower Payment Dependent Notes Series 449762
This series of Notes was issued and sold upon the funding of the borrower loan #41262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-09-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.72% Starting monthly payment: $47.97
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.54% Final monthly payment: $47.84
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 2 / 2Length of status:1y 3m
Credit score: 700-719 (Mar-2010) Total credit lines: 5 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $4,638Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: invincible-revenue4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Card for more reasonable rate
Purpose of loan:
This loan will be used to pay off a credit card as the APR changes.Simply rather pay investors then credit card companies that are constantly changing their rates with hidden costs makes more sense and is fulfilling.

My financial situation is good as i am running a international business .
I am a good candidate for this loan because i pay on time, i have healthy credit score and have no other major expenses such as a morgage, car payments ect...I look forward to presenting prosper with accurate payment as i expand my business .

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Supernick$50.00$50.003/9/2010 4:12:59 PM
enthusiastic-balance5$100.00$100.003/9/2010 4:28:07 PM
dollar-birdie$25.00$25.003/9/2010 4:31:59 PM
AF-Chief$27.00$27.003/9/2010 4:21:20 PM
sharp-bill2$40.00$40.003/9/2010 4:32:15 PM
nanda$25.00$25.003/9/2010 4:34:33 PM
Clambake$50.00$50.003/9/2010 4:29:27 PM
desertoasis$50.00$50.003/9/2010 4:23:54 PM
shiny-revenue$25.00$25.003/9/2010 4:34:50 PM
jokerj006$25.00$25.003/9/2010 4:35:04 PM
personal-lender$25.00$25.003/9/2010 4:30:32 PM
uwinwewin$25.00$25.003/9/2010 4:31:40 PM
moola-man$30.00$30.003/9/2010 4:31:49 PM
skuba$25.00$25.003/9/2010 4:27:02 PM
integrity-doctor$50.00$2.003/9/2010 4:38:48 PM
inspired-contract9$25.00$25.003/9/2010 4:34:12 PM
macjp123$25.00$25.003/9/2010 4:28:56 PM
bigdogsafety1$25.00$25.003/9/2010 4:36:00 PM
fightinjoe$25.00$25.003/9/2010 4:31:55 PM
currency-zenith$50.00$50.003/9/2010 4:32:14 PM
redrock007$25.00$25.003/9/2010 4:34:41 PM
a-goal-bill$25.00$25.003/9/2010 4:35:30 PM
bkwest01$100.00$100.003/9/2010 4:35:44 PM
Vetrepreneur$25.00$25.003/9/2010 4:38:33 PM
rome1426$25.00$25.003/10/2010 11:52:09 AM
progressive-asset$100.00$100.003/9/2010 4:29:06 PM
Avala$50.00$50.003/9/2010 4:29:42 PM
RetiredATC$25.00$25.003/9/2010 4:32:02 PM
leodaguy$25.00$25.003/9/2010 4:33:18 PM
torion$25.00$25.003/9/2010 4:29:28 PM
sympathetic-asset$25.00$25.003/9/2010 4:35:14 PM
irrelevant$25.00$25.003/9/2010 4:31:06 PM
asset-professor$75.00$75.003/9/2010 4:37:06 PM
kmfreymi$25.00$25.003/9/2010 4:38:03 PM
gain-seagull9$25.00$25.003/9/2010 4:33:10 PM
delicious-social132$25.00$25.003/9/2010 4:30:33 PM
mg6619$25.00$25.003/9/2010 4:30:45 PM
top-silver-american$25.00$25.003/9/2010 4:31:14 PM
bonus-adventure3$25.00$25.003/9/2010 4:36:49 PM
investment-oasis$25.00$25.003/9/2010 4:38:05 PM
liederhaus$50.00$50.003/14/2010 9:37:36 PM
rome1426$26.00$26.003/15/2010 11:01:08 AM
dammage$25.00$25.003/15/2010 9:42:33 PM
43 bids
 
Borrower Payment Dependent Notes Series 450166
This series of Notes was issued and sold upon the funding of the borrower loan #41256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-12-2010 
  Auction end date:  Mar-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $79.94
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2001 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:3y 8m
Credit score: 700-719 (Mar-2010) Total credit lines: 24 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $6,720Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 84%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: bill-accruer Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
620-639 (Aug-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Paying off taxes owed
Purpose of loan:
This loan will be used to pay off taxes owed this year

My financial situation:
I am a good candidate for this loan because I make payments on time and always above the minimum amount.

Monthly net income: $ 3600

Monthly expenses: $ 3060
??Housing: $ 900
??Insurance: $ 230
??Car expenses: $ 450
??Utilities: $ 140
??Phone, cable, internet: $ 190
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/12/2010 4:01:11 PM
asset-professor$100.00$100.003/12/2010 4:07:56 PM
Castellan$25.00$25.003/12/2010 4:08:23 PM
jeffpac$55.00$55.003/12/2010 4:10:48 PM
skuba$50.00$50.003/12/2010 4:08:06 PM
dollar-birdie$50.00$50.003/12/2010 4:07:36 PM
fightinjoe$25.00$25.003/12/2010 4:08:11 PM
Zanch$25.00$25.003/12/2010 4:14:24 PM
jokerj006$25.00$25.003/12/2010 4:15:25 PM
buraky$25.00$25.003/12/2010 4:15:37 PM
honorable-yield$75.00$75.003/12/2010 4:12:55 PM
successful-euro$30.00$30.003/12/2010 4:16:22 PM
bonus-adventure3$25.00$25.003/12/2010 4:13:33 PM
sharp-bill2$40.00$40.003/12/2010 4:14:46 PM
Avala$50.00$50.003/12/2010 4:12:22 PM
bigballer105$50.00$50.003/12/2010 4:18:47 PM
mg6619$25.00$25.003/12/2010 4:13:43 PM
lendersf$95.00$95.003/12/2010 4:13:53 PM
bchen78875$43.52$43.523/12/2010 4:20:41 PM
inspired-contract9$25.00$25.003/12/2010 4:15:16 PM
red-trade-cologne$25.00$25.003/12/2010 4:22:06 PM
listenfirst$50.00$50.003/12/2010 4:16:50 PM
AF-Chief$27.00$27.003/12/2010 4:19:54 PM
cordial-funds8$25.00$25.003/12/2010 4:23:42 PM
economy-association$25.00$25.003/12/2010 4:25:03 PM
jameskdean$25.00$25.003/12/2010 4:20:59 PM
santafe1$25.00$25.003/12/2010 4:22:04 PM
Walkingcowboy$25.00$25.003/12/2010 4:24:35 PM
meenan$25.00$25.003/12/2010 4:24:42 PM
bigphish$25.00$25.003/12/2010 4:24:56 PM
desertoasis$25.00$25.003/12/2010 4:28:57 PM
Vegasjim$25.00$25.003/12/2010 4:23:28 PM
restless-currency$25.00$25.003/12/2010 4:24:21 PM
BayShell$50.00$50.003/12/2010 4:24:54 PM
Medic05$25.00$25.003/12/2010 4:25:07 PM
cash-vault$25.00$13.483/12/2010 4:37:32 PM
reflective-deal8$50.00$50.003/12/2010 4:11:18 PM
flexible-value$31.00$31.003/12/2010 4:11:27 PM
macjp123$25.00$25.003/12/2010 4:11:33 PM
personal-lender$25.00$25.003/12/2010 4:13:19 PM
Microfinancer$25.00$25.003/12/2010 4:07:48 PM
torion$25.00$25.003/12/2010 4:12:06 PM
enthusiastic-balance5$100.00$100.003/12/2010 4:10:53 PM
delicious-social132$40.00$40.003/12/2010 4:11:05 PM
uwinwewin$25.00$25.003/12/2010 4:14:31 PM
baseballfan111$25.00$25.003/12/2010 4:17:55 PM
Clambake$50.00$50.003/12/2010 4:11:58 PM
leodaguy$25.00$25.003/12/2010 4:14:58 PM
credit-force5$25.00$25.003/12/2010 4:12:36 PM
AFairDeal$25.00$25.003/12/2010 4:19:29 PM
top-silver-american$25.00$25.003/12/2010 4:14:17 PM
inqbus$25.00$25.003/12/2010 4:21:33 PM
adevadeh$25.00$25.003/12/2010 4:21:49 PM
edgeofpdx$25.00$25.003/12/2010 4:18:24 PM
RetiredATC$25.00$25.003/12/2010 4:19:17 PM
integrity-doctor$50.00$50.003/12/2010 4:23:09 PM
phredd$75.00$75.003/12/2010 4:16:28 PM
Ivan2007$25.00$25.003/12/2010 4:16:38 PM
wiselady$25.00$25.003/12/2010 4:16:44 PM
iolaire$25.00$25.003/12/2010 4:24:26 PM
devoider$25.00$25.003/12/2010 4:24:44 PM
tylerfd$25.00$25.003/12/2010 4:18:37 PM
tenacious-compassion9$25.00$25.003/12/2010 4:22:35 PM
BankofBen$25.00$25.003/12/2010 4:23:01 PM
HHP$25.00$25.003/12/2010 4:20:53 PM
awwaww$25.00$25.003/12/2010 4:23:58 PM
figs4u2$100.00$100.003/12/2010 4:24:05 PM
satisfying-durability$25.00$25.003/12/2010 4:24:18 PM
nletunic$25.00$25.003/12/2010 4:23:49 PM
lender12345$25.00$25.003/12/2010 8:28:34 PM
dontscrewmeover1$25.00$25.003/12/2010 6:16:51 PM
springpanda$25.00$25.003/15/2010 4:37:02 PM
72 bids