Sales Report:Supplement No. 145 dated Feb 26, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 417500
This series of Notes was issued and sold upon the funding of the borrower loan #41067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $127.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2000 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 6Length of status:2y 6m
Credit score: 720-739 (Feb-2010) Total credit lines: 34 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $538Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: potbellian84 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
720-739 (May-2009)
660-679 (May-2008)
 
Principal balance: $1,933.65 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Adios CitiFi loan!
I have a personal loan through CitiFinancial of $3800 at a near 29% interest rate!!! I called them and they said they could lower it to 22%. I have made every payment and I'm actually 3 months ahead of schedule! I'd like to get this loan down to 10-14%....won't you please help!!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bankofsam$25.00$25.002/22/2010 4:11:23 PM
lcole32$25.36$25.362/22/2010 4:13:27 PM
slyder61$25.00$25.002/22/2010 4:14:13 PM
Delzuma$25.00$25.002/22/2010 4:11:37 PM
tlam168$50.00$50.002/22/2010 4:11:43 PM
biglender5$25.00$25.002/22/2010 4:12:28 PM
angeimack$25.00$25.002/22/2010 4:17:05 PM
pbo922$25.00$25.002/22/2010 4:13:50 PM
Aquafina24Ounce$25.00$25.002/22/2010 4:13:05 PM
gristle$25.00$25.002/22/2010 4:14:14 PM
divedude$25.00$25.002/22/2010 4:13:35 PM
zrohmm$25.00$25.002/22/2010 4:14:35 PM
mollybosco$26.42$26.422/22/2010 4:14:33 PM
mtandb$25.00$25.002/22/2010 4:19:48 PM
wgc$25.00$25.002/22/2010 4:15:52 PM
vontuse$25.00$25.002/22/2010 4:20:18 PM
shawndw$30.00$30.002/22/2010 4:20:22 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:58 PM
ADIDASNO$25.00$25.002/22/2010 4:20:31 PM
Casman8815$25.00$25.002/22/2010 4:17:07 PM
bbrelo$25.00$25.002/22/2010 4:20:36 PM
GATrust$50.00$50.002/22/2010 4:17:17 PM
Artist_Blue$25.00$25.002/22/2010 4:16:38 PM
lucky6$25.00$25.002/22/2010 4:17:11 PM
geniusj$25.00$25.002/22/2010 4:22:22 PM
easylender$25.00$25.002/22/2010 4:22:41 PM
LKN2RTR$25.00$25.002/22/2010 4:23:00 PM
wise-handy-finance$25.00$25.002/22/2010 4:20:02 PM
chipperjohnson$25.00$25.002/22/2010 4:18:52 PM
AKJagMan$25.00$25.002/22/2010 4:20:16 PM
CoolHelp$27.14$27.142/22/2010 4:19:50 PM
ahalls$25.00$25.002/22/2010 4:20:17 PM
PhalanxBulldog$25.00$25.002/22/2010 4:20:29 PM
Hexnut$25.00$25.002/22/2010 4:20:40 PM
TheColoradoDon$25.00$25.002/22/2010 4:22:28 PM
jtradition$49.78$49.782/22/2010 4:22:44 PM
Trinkaloki$25.00$25.002/22/2010 4:22:01 PM
vengy$25.00$25.002/22/2010 4:23:06 PM
sail120$25.00$25.002/22/2010 4:22:25 PM
FASTIZIO_P$33.33$33.332/22/2010 4:23:08 PM
geemel$25.00$25.002/22/2010 4:23:15 PM
wayman$50.00$50.002/22/2010 4:26:21 PM
goldeneye777$25.00$25.002/22/2010 4:26:32 PM
personal-lender$25.00$25.002/22/2010 4:30:30 PM
delicious-social132$25.00$25.002/22/2010 4:31:39 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:49 PM
Kaj$25.00$25.002/22/2010 4:31:09 PM
head$25.00$25.002/22/2010 4:34:10 PM
Cai8899$50.00$50.002/22/2010 4:31:53 PM
heavenly-justice9$75.00$75.002/22/2010 4:35:02 PM
kbodendorf$25.00$25.002/22/2010 4:36:12 PM
honorable-yield$50.00$50.002/22/2010 4:34:41 PM
inspired-contract9$25.00$25.002/22/2010 4:36:38 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:46 PM
mmckune$25.00$25.002/22/2010 4:38:47 PM
Tradesmanlender$25.00$25.002/22/2010 4:39:46 PM
KiwiElf$25.00$25.002/22/2010 4:40:29 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:14 PM
Microfinancer$25.00$25.002/22/2010 4:38:37 PM
StWaldo$25.00$25.002/22/2010 4:38:48 PM
reward-motion$25.00$25.002/22/2010 4:38:46 PM
AgTiPinisher$25.00$25.002/22/2010 4:38:52 PM
skuba$25.00$25.002/22/2010 4:41:34 PM
dbanwart$25.00$25.002/23/2010 3:59:46 AM
LittleMingo$25.00$25.002/22/2010 8:53:36 PM
bradny$25.00$25.002/24/2010 10:25:16 AM
Caledoni$25.00$25.002/22/2010 4:12:24 PM
MediaAndMicrocode$27.50$27.502/22/2010 4:13:04 PM
ArkoshKovash$25.00$25.002/22/2010 4:13:09 PM
steely_dan34$25.00$25.002/22/2010 4:11:14 PM
BandLFCU$25.00$25.002/22/2010 4:11:27 PM
mizount$25.00$25.002/22/2010 4:11:43 PM
RLC$26.19$26.192/22/2010 4:12:34 PM
fuzed$55.00$55.002/22/2010 4:12:22 PM
MCKT76210$25.00$25.002/22/2010 4:12:36 PM
bvj21$25.00$25.002/22/2010 4:13:20 PM
glalat$25.00$25.002/22/2010 4:14:32 PM
tornandfrayed$25.00$25.002/22/2010 4:17:19 PM
papaman$25.00$25.002/22/2010 4:17:36 PM
Hokiemon$75.00$75.002/22/2010 4:17:43 PM
sandeepPR$25.00$25.002/22/2010 4:17:03 PM
bba11er45$25.00$25.002/22/2010 4:17:08 PM
shortstop21$25.00$25.002/22/2010 4:17:24 PM
kulender$25.00$25.002/22/2010 4:22:10 PM
kalex752$25.62$25.622/22/2010 4:20:19 PM
saschar$25.00$25.002/22/2010 4:20:03 PM
lendinstuff$25.00$25.002/22/2010 4:20:27 PM
larrybird$100.00$100.002/22/2010 4:25:26 PM
jibe-set$38.93$38.932/22/2010 4:22:42 PM
showmestatekid$25.00$25.002/22/2010 4:23:05 PM
onlyinchicago$25.00$25.002/22/2010 4:23:11 PM
Winkyboy$25.00$25.002/22/2010 4:23:18 PM
utukxul$25.00$25.002/22/2010 4:22:51 PM
Nedly$29.44$29.442/22/2010 4:22:54 PM
Hiro07$25.00$25.002/22/2010 4:23:07 PM
Supernick$25.00$25.002/22/2010 4:24:26 PM
RB_Double-A_Bravo$25.00$25.002/22/2010 4:25:24 PM
Speculator$50.00$50.002/22/2010 4:31:51 PM
flexible-value$26.00$26.002/22/2010 4:30:04 PM
friendly-worth3$25.00$25.002/22/2010 4:30:28 PM
Havana21$50.00$50.002/22/2010 4:33:39 PM
lloyd_s$25.00$25.002/22/2010 4:31:25 PM
bchen78875$25.00$25.002/22/2010 4:32:19 PM
peerlender$30.00$30.002/22/2010 4:32:18 PM
bowdish1$100.00$100.002/22/2010 4:33:06 PM
kmr2$200.00$200.002/22/2010 4:35:17 PM
HHP$25.00$25.002/22/2010 4:33:50 PM
asset-professor$75.00$75.002/22/2010 4:34:24 PM
don8ter$25.00$25.002/22/2010 4:34:25 PM
Eagledrop$25.00$25.002/22/2010 4:37:07 PM
smart-return$25.00$25.002/22/2010 4:37:40 PM
note-sensation$25.00$25.002/22/2010 4:37:01 PM
iruz$50.00$50.002/22/2010 4:40:18 PM
theemhdoctor$25.00$25.002/22/2010 4:40:23 PM
fireboss$97.67$97.672/22/2010 4:40:25 PM
unk1911$25.00$25.002/22/2010 4:41:09 PM
flexiboy35$25.00$25.002/22/2010 4:38:51 PM
mjjjrj$25.00$25.002/22/2010 4:45:53 PM
anton$250.00$76.622/22/2010 4:46:49 PM
webfeet$25.00$25.002/24/2010 9:21:51 AM
Pickmar$25.00$25.002/24/2010 1:12:36 PM
121 bids
 
Borrower Payment Dependent Notes Series 445174
This series of Notes was issued and sold upon the funding of the borrower loan #41050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $79.95
Final lender yield: 7.50% Final borrower rate/APR: 8.50% / 10.59% Final monthly payment: $78.92
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.39%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1994 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 13Length of status:13y 6m
Credit score: 700-719 (Jan-2010) Total credit lines: 58 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $47,674Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wealthinventors Borrower's state: Connecticut Borrower's group: Computer &amp; IT Professionals
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 7 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,900.00< mo. late: 0 ( 0% )  
640-659 (Apr-2007)
640-659 (Mar-2007)
660-679 (Jan-2007)
680-699 (Aug-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 7  
Description
High interest credit card
Purpose of loan:? I want to pay off a high interest credit card. My interest rate on my credit card a year ago was 12% now it is 20.49%.? I just need to reduce that for sure.? THANKS FOR YOUR SUPPORT.

Hi:? This is my third loan on prosper.? I have paid the other loans off.? Both loans I paid off in a few months.? This loan is to consolidate part of my credit card debt.?
My monthly budget:
Mortgage/rent: $1165Insurance/ house taxes: $400
Utilities: $150?? Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses $400
Credit cards and other loan payments: $546
Other expenses: $100
Total monthly expenses: $3411
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Personal-Bond$45.81$45.812/17/2010 10:30:57 AM
Lisabosy$100.00$100.002/18/2010 11:08:16 AM
Dollars4Rent$25.00$25.002/19/2010 12:28:20 PM
Ven58$25.00$25.002/19/2010 1:17:53 PM
mark1017-31$150.00$150.002/19/2010 6:22:02 PM
EliteCapital$25.00$25.002/19/2010 7:39:13 PM
JerryB96$25.00$25.002/19/2010 9:35:11 PM
RadarLuv$25.00$25.002/19/2010 10:19:43 PM
sudeep104$25.00$25.002/19/2010 7:23:27 PM
MoneyTree79$31.76$31.762/20/2010 8:33:07 AM
wonderous-power$25.24$25.242/20/2010 5:38:36 AM
the-profit-oracle$27.00$27.002/20/2010 9:33:42 AM
payout-magician$30.00$30.002/20/2010 2:07:01 PM
Cherrypicker$50.00$50.002/20/2010 6:31:48 PM
tbrnet$25.00$25.002/21/2010 12:37:23 PM
BaxterSandy$49.72$49.722/21/2010 10:32:56 AM
lender12345$100.00$100.002/21/2010 8:19:11 PM
orangefob7$35.00$35.002/21/2010 4:46:40 PM
PalmerTheEmbalmer$25.00$25.002/21/2010 7:35:54 PM
G-Love$59.24$59.242/22/2010 9:07:42 AM
martymaniaman$25.00$25.002/22/2010 6:07:32 AM
Jakes_Bank$25.00$25.002/22/2010 6:24:37 AM
UCSBGAUCHOS$25.00$25.002/22/2010 11:58:06 AM
next-time$25.00$25.002/22/2010 2:29:30 PM
Astyanax$30.00$30.002/22/2010 1:04:57 PM
TigerForce$25.00$25.002/22/2010 1:07:24 PM
bold-direct-asset$50.00$50.002/22/2010 5:18:01 PM
niq4soccer$25.00$25.002/22/2010 8:06:34 PM
soular21804$25.00$25.002/22/2010 10:38:57 PM
velocity-winner$25.00$25.002/22/2010 11:30:42 PM
wild-orange$25.00$25.002/23/2010 2:59:57 AM
mhotchan$200.00$0.722/22/2010 10:39:24 PM
Charmart$25.00$25.002/23/2010 2:15:20 AM
windpiano1962$25.00$25.002/23/2010 5:52:32 AM
moneytolend72$43.58$43.582/23/2010 7:15:27 AM
AF-Chief$35.00$35.002/23/2010 8:16:59 AM
dontscrewmeover1$25.00$25.002/16/2010 6:10:32 PM
RandyL3$50.00$50.002/16/2010 5:17:40 PM
lucygirl2$50.00$50.002/19/2010 11:53:44 AM
rce1964$25.00$25.002/19/2010 4:27:23 PM
Groggy$27.40$27.402/19/2010 4:57:27 PM
Boba1964$25.00$25.002/19/2010 6:49:14 PM
bondhedger$25.00$25.002/19/2010 9:48:13 PM
BankofBeth$25.00$25.002/19/2010 10:21:22 PM
admirable-credit$25.00$25.002/20/2010 2:49:58 AM
frankandirene$25.00$25.002/20/2010 4:57:18 AM
EmeritusX$25.00$25.002/20/2010 11:29:08 AM
lostperception$30.00$30.002/20/2010 1:08:59 PM
dammage$25.00$25.002/20/2010 6:13:16 PM
dhallii$56.00$56.002/21/2010 6:09:19 AM
RyanTH9893$25.00$25.002/20/2010 8:10:53 PM
luffy$25.00$25.002/21/2010 9:55:52 AM
GBlack$35.00$35.002/20/2010 10:27:23 PM
REITRUST$25.00$25.002/21/2010 1:15:31 PM
dtheo$52.91$52.912/21/2010 10:51:20 AM
cwb8539$25.00$25.002/21/2010 12:07:00 PM
gothampark$25.00$25.002/21/2010 7:48:33 PM
kf88$30.00$30.002/22/2010 9:19:53 AM
djmike805$26.41$26.412/22/2010 8:49:31 AM
nhambley$25.00$25.002/22/2010 7:14:41 AM
plbquic$25.00$25.002/22/2010 12:18:22 PM
Snoopylover$25.00$25.002/22/2010 11:22:38 AM
MarkDown$25.00$25.002/22/2010 11:32:09 AM
AsianDragon$100.00$100.002/22/2010 12:03:00 PM
Toony$25.00$25.002/22/2010 4:13:40 PM
ussugm$25.00$25.002/23/2010 6:39:38 AM
sly718$66.18$66.182/23/2010 2:42:17 AM
chopstk$38.03$38.032/23/2010 6:37:11 AM
Ricajote$25.00$25.002/23/2010 6:22:48 AM
bluefinch$25.00$25.002/23/2010 6:23:42 AM
Heater36$25.00$25.002/23/2010 7:45:24 AM
ProModelA$25.00$25.002/23/2010 7:59:10 AM
72 bids
 
Borrower Payment Dependent Notes Series 445692
This series of Notes was issued and sold upon the funding of the borrower loan #41010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 9.39% Starting borrower rate/APR: 10.39% / 12.50% Starting monthly payment: $324.51
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.05% - 9.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1996 Debt/Income ratio: 6%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 0m
Credit score: 760-779 (Feb-2010) Total credit lines: 23 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $60,284Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 44%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: newest-community-accordion Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funding for May 2010 Wedding
Purpose of loan:
Our wedding is coming up in May and we are saving early nickel and dime for it. It's nothing extravagant, about 75 guests, low key in a property we are renting part early honeymoon and part wedding venue. We're currently in a pinch since we need some early cash up front for the venue, caterer, etc. and we've decided it would be better to receive a loan so we have money in hand to minimize some of the risk in case we don't hit our targeted $17k in cash.
My financial situation:
Right now I've put my HELOC on hold for the wedding but will resume a regular principal pay down of about 1k a month. Chase Bank has suspended my HELOC even though I bought my home in 2000 and it's worth at least 120k over what I paid so I have positive equity in my home. My first home is also on the 15 year fixed, of which, I have 9 years left. Currently I'm carrying balances on my CC's that I used to grow my photography business. I've halted spending on these cards since the business is starting off now and will also resume payoff once we clear our wedding. I also have a second home (rental) in Portland that I purchased about 5 years ago. This home is currently valued 20-30k over the purchase (even considering the downturn, so I'm happy I'm not in a negative position). This home is stable considering the property tax in Portland follows home prices which seemed to have helped prevent a housing bubble. Other than CC and mortgages I have no other substantial liabilities (no car payments, etc.)
Rates
If the rate goes low enough and there is money left over from the loan, I may consider using it for a honeymoon (right now postponed to 2011) and carry the loan longer. If the rate is high, I expect we will be doing a much early payoff with the cash gifts, etc.
Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.002/18/2010 4:13:29 PM
nourishing-interest0$25.00$25.002/18/2010 4:20:55 PM
calm-deal7$25.00$25.002/18/2010 4:20:05 PM
bold-bright-currency$25.00$25.002/18/2010 4:21:31 PM
niskyfranchise$25.00$25.002/18/2010 4:21:37 PM
friendly-worth3$25.00$25.002/18/2010 4:21:43 PM
personal-lender$25.00$25.002/18/2010 4:21:48 PM
progressive-asset$100.00$100.002/18/2010 4:21:22 PM
lloyd_s$25.00$25.002/18/2010 4:22:12 PM
delicious-social132$25.00$25.002/18/2010 4:22:34 PM
Speculator$50.00$50.002/18/2010 4:22:44 PM
Cai8899$50.00$50.002/18/2010 4:22:48 PM
impeccable-transparency$75.00$75.002/18/2010 4:23:08 PM
peerlender$30.00$30.002/18/2010 4:23:42 PM
credit-kahuna$100.00$100.002/18/2010 4:23:23 PM
duty-monger$50.00$50.002/18/2010 4:23:34 PM
flexible-value$26.00$26.002/18/2010 4:19:55 PM
bowdish1$100.00$100.002/18/2010 4:24:45 PM
gjh37$25.00$25.002/18/2010 4:25:08 PM
torion$25.00$25.002/18/2010 4:25:27 PM
friendly-market5$25.00$25.002/18/2010 4:26:01 PM
top-silver-american$25.00$25.002/18/2010 4:25:39 PM
Fiimg$50.00$50.002/18/2010 4:26:26 PM
currency-oak$25.00$25.002/18/2010 4:26:07 PM
time4aloan$50.00$50.002/18/2010 4:22:20 PM
kegs$100.00$100.002/18/2010 4:26:27 PM
hizzy$25.00$25.002/18/2010 4:27:36 PM
bchen78875$25.00$25.002/18/2010 4:23:45 PM
Clambake$50.00$50.002/18/2010 4:23:58 PM
rcc7$25.00$25.002/18/2010 4:28:10 PM
luckyldy$35.00$35.002/18/2010 4:24:56 PM
platinum-sorcerer6$25.00$25.002/18/2010 4:30:02 PM
best-deal-banker$25.00$25.002/18/2010 4:25:45 PM
integrity-doctor$50.00$50.002/18/2010 4:30:56 PM
TeamRamRod$25.00$25.002/18/2010 4:31:06 PM
Josta$50.00$50.002/18/2010 4:26:37 PM
brazilofmux$100.00$100.002/18/2010 4:31:20 PM
heavenly-justice9$75.00$75.002/18/2010 4:32:41 PM
agreement-point$50.00$50.002/18/2010 4:32:55 PM
Khoff$25.00$25.002/18/2010 4:33:11 PM
HHP$25.00$25.002/18/2010 4:28:31 PM
helpinghand75$25.00$25.002/18/2010 4:33:42 PM
selfmademan$25.00$25.002/18/2010 4:33:53 PM
senorzookeeper$25.00$25.002/18/2010 4:29:09 PM
PatRichi$25.00$25.002/18/2010 4:34:38 PM
larrybird$66.69$66.692/18/2010 4:34:57 PM
important-ore$50.00$50.002/18/2010 4:29:42 PM
LenderByDay$25.00$25.002/18/2010 4:34:59 PM
mpactlender$25.00$25.002/18/2010 4:29:51 PM
methodical-greenback5$50.00$50.002/18/2010 4:35:19 PM
note-sensation$25.00$25.002/18/2010 4:35:22 PM
ualf$28.70$28.702/18/2010 4:35:44 PM
asset-professor$75.00$75.002/18/2010 4:30:45 PM
don8ter$25.00$25.002/18/2010 4:31:07 PM
anton$250.00$250.002/18/2010 4:31:30 PM
glimmering-point$25.00$25.002/18/2010 4:43:11 PM
Sam65$25.00$25.002/18/2010 4:43:44 PM
atmaan$25.00$25.002/18/2010 4:44:22 PM
honorable-yield$50.00$50.002/18/2010 4:32:11 PM
biobulator$25.00$25.002/18/2010 4:33:24 PM
mason13a$25.00$25.002/18/2010 4:33:27 PM
jrbill1998$37.60$37.602/18/2010 5:45:48 PM
aurorafinancial$50.00$50.002/18/2010 4:33:56 PM
desertoasis$25.00$25.002/18/2010 4:34:19 PM
anders94$25.00$25.002/18/2010 4:34:22 PM
starside8$30.00$30.002/18/2010 6:40:02 PM
inspired-contract9$25.00$25.002/18/2010 4:34:55 PM
loan-master996$50.00$50.002/18/2010 7:47:00 PM
wayman$50.00$50.002/18/2010 4:43:42 PM
Gilgothdae$25.00$25.002/18/2010 8:50:36 PM
Rick7925$25.00$25.002/18/2010 6:05:33 PM
plentiful-reward$50.00$50.002/18/2010 6:05:40 PM
flwah$25.00$25.002/19/2010 5:12:15 AM
3am-preacher$25.00$25.002/19/2010 6:03:00 AM
LeReve$35.32$35.322/18/2010 6:57:31 PM
mathprof$25.00$25.002/18/2010 9:36:30 PM
wdworld$25.00$25.002/19/2010 9:11:00 AM
mmckune$25.00$25.002/19/2010 9:33:01 AM
tallmon$25.00$25.002/19/2010 3:20:37 AM
Auburnmist$25.00$25.002/19/2010 5:12:01 AM
flexiboy35$25.00$25.002/19/2010 10:07:49 AM
treasure-generator$25.00$25.002/19/2010 10:08:06 AM
thryn$25.00$25.002/19/2010 10:08:54 AM
Maccs55$25.00$25.002/19/2010 10:07:51 AM
Zoramite$25.00$25.002/19/2010 10:08:16 AM
KiwiElf$25.00$25.002/19/2010 10:17:22 AM
galtsgulch$25.00$25.002/19/2010 10:17:11 AM
markwms$25.00$25.002/19/2010 10:09:02 AM
the-profit-oracle$25.00$25.002/19/2010 10:23:44 AM
iruz$50.00$50.002/19/2010 10:15:55 AM
GElender$49.61$49.612/19/2010 10:27:38 AM
peripatetic$25.00$25.002/19/2010 10:25:44 AM
theemhdoctor$25.00$25.002/19/2010 10:16:45 AM
MGCFINANCIALSERVICES$25.00$25.002/19/2010 10:33:27 AM
forthright-dedication$50.00$50.002/19/2010 10:38:25 AM
lowrate$25.00$25.002/19/2010 11:56:14 AM
webfeet$25.00$25.002/19/2010 11:48:44 AM
mikeandcat$50.00$50.002/19/2010 10:23:01 AM
mooch_1993$25.00$25.002/19/2010 12:15:26 PM
faldska$25.00$25.002/19/2010 12:15:40 PM
beyondmanagement$25.00$25.002/19/2010 12:21:55 PM
Dakota98$32.83$32.832/19/2010 11:33:10 AM
scorpi073$25.00$25.002/19/2010 1:00:23 PM
MyKidsDad$25.00$25.002/19/2010 11:40:39 AM
MrDavid$25.00$25.002/19/2010 11:48:18 AM
Cheburashka$25.00$25.002/19/2010 1:29:40 PM
BzJ108$25.00$25.002/19/2010 11:57:19 AM
psztnrw$42.00$42.002/19/2010 2:09:22 PM
nodrivelpls$25.00$25.002/19/2010 2:51:39 PM
rosadoc$25.00$25.002/19/2010 3:00:33 PM
gumbit$41.57$41.572/19/2010 3:00:48 PM
Veloce$25.00$25.002/19/2010 3:01:01 PM
cingular$25.00$25.002/19/2010 3:00:51 PM
unequaled-worth$25.00$25.002/19/2010 3:00:57 PM
Onesiphorus$25.00$25.002/19/2010 3:01:06 PM
jtrump22$25.00$25.002/19/2010 3:06:45 PM
unclejaef$25.00$25.002/19/2010 1:16:20 PM
Raser$25.00$25.002/19/2010 1:20:27 PM
topher515$25.00$25.002/19/2010 3:09:10 PM
cyberie21$40.00$40.002/19/2010 1:20:40 PM
spsavage$25.00$25.002/19/2010 3:20:56 PM
sweepeet$25.00$25.002/19/2010 1:36:07 PM
Ragestang$25.00$25.002/19/2010 3:55:55 PM
oskizzle$25.00$25.002/19/2010 3:55:31 PM
Schleproque$25.00$25.002/19/2010 3:55:40 PM
carlover$25.00$25.002/19/2010 2:36:20 PM
RationalWorld$25.00$25.002/19/2010 3:00:53 PM
bonus-buddy2$35.00$35.002/19/2010 3:00:56 PM
reiterpitscrambledegg$25.00$20.842/19/2010 4:26:00 PM
Breakfast_Gypsy$25.00$25.002/19/2010 3:55:44 PM
dontscrewmeover1$25.00$25.002/19/2010 7:28:47 PM
Hartfelt$50.00$50.002/19/2010 10:01:34 PM
SS123$25.00$25.002/21/2010 10:09:58 AM
wop310$100.00$100.002/22/2010 6:58:04 AM
Eddie21$25.00$25.002/22/2010 12:02:53 PM
rockhound84$25.00$25.002/22/2010 7:11:21 PM
estancias$25.00$25.002/23/2010 10:49:58 AM
autonomous-truth$50.00$50.002/23/2010 7:46:34 PM
rapid-currency$25.00$25.002/23/2010 10:34:28 PM
availableloan$25.00$25.002/18/2010 4:17:54 PM
Syzygy$25.00$25.002/18/2010 4:18:15 PM
red-favorable-basis$25.00$25.002/18/2010 4:19:41 PM
macjp123$25.00$25.002/18/2010 4:20:47 PM
orgy63$25.00$25.002/18/2010 4:21:04 PM
Supernick$25.00$25.002/18/2010 4:20:18 PM
skuba$25.00$25.002/18/2010 4:13:36 PM
AF-Chief$28.00$28.002/18/2010 4:14:07 PM
Kaj$25.00$25.002/18/2010 4:22:02 PM
elevated-platinum5$50.00$50.002/18/2010 4:23:01 PM
hitsman$50.00$50.002/18/2010 4:23:29 PM
hyetech$35.00$35.002/18/2010 4:24:19 PM
jigsaw$100.00$100.002/18/2010 4:25:15 PM
bonafide-cash$50.00$50.002/18/2010 4:25:19 PM
tntbuzz$25.00$25.002/18/2010 4:25:01 PM
money-maniac$50.00$50.002/18/2010 4:25:50 PM
Avala$50.00$50.002/18/2010 4:26:13 PM
foxy-fund$50.00$50.002/18/2010 4:26:35 PM
Havana21$50.00$50.002/18/2010 4:28:01 PM
The-CAPS-fan$30.00$30.002/18/2010 4:23:57 PM
xstreamin$25.00$25.002/18/2010 4:24:12 PM
Carpetkid$25.00$25.002/18/2010 4:24:28 PM
cpaphoto$25.00$25.002/18/2010 4:24:52 PM
zento$25.00$25.002/18/2010 4:29:26 PM
head$25.00$25.002/18/2010 4:29:44 PM
gavinfh$25.00$25.002/18/2010 4:29:18 PM
tranquil-diversification8$25.00$25.002/18/2010 4:30:08 PM
KVEER$25.00$25.002/18/2010 4:30:19 PM
red-undaunted-kindness$100.00$100.002/18/2010 4:26:19 PM
allenerb$25.00$25.002/18/2010 4:32:05 PM
DadWarbucks$25.00$25.002/18/2010 4:32:08 PM
Interloper$25.00$25.002/18/2010 4:32:51 PM
charming-point$300.00$300.002/18/2010 4:28:16 PM
bmarch$50.00$50.002/18/2010 4:33:18 PM
jasmarc$25.00$25.002/18/2010 4:33:22 PM
pure-treasure7$25.00$25.002/18/2010 4:33:26 PM
natural-greenback6$25.00$25.002/18/2010 4:34:14 PM
kbodendorf$25.00$25.002/18/2010 4:34:36 PM
enthusiastic-balance5$100.00$100.002/18/2010 4:35:02 PM
iolaire$25.00$25.002/18/2010 4:35:07 PM
keeks$25.00$25.002/18/2010 4:35:34 PM
dreammachine$25.00$25.002/18/2010 4:30:29 PM
supreme-hope$25.00$25.002/18/2010 4:31:26 PM
techvet$25.00$25.002/18/2010 4:31:37 PM
Aquani$50.00$50.002/18/2010 4:32:27 PM
kmr2$200.00$200.002/18/2010 4:33:49 PM
reward-adventure$25.00$25.002/18/2010 6:03:07 PM
Pizza-man$50.00$50.002/18/2010 6:05:35 PM
hanuman77$41.15$41.152/18/2010 4:35:24 PM
DrStaff$29.15$29.152/18/2010 4:35:28 PM
Eagledrop$25.00$25.002/18/2010 4:35:38 PM
xhrisd$25.00$25.002/18/2010 4:35:54 PM
Marfloogan$25.00$25.002/18/2010 4:42:13 PM
RB_Double-A_Bravo$25.00$25.002/18/2010 8:15:26 PM
smart-return$25.00$25.002/18/2010 8:30:25 PM
Schmendrick$25.00$25.002/18/2010 5:40:40 PM
cbfresh$25.00$25.002/18/2010 10:21:55 PM
Gladys9$25.00$25.002/18/2010 6:10:51 PM
bigphish$25.00$25.002/19/2010 7:06:53 AM
dollar-oracle55$25.00$25.002/19/2010 7:21:26 AM
steady-gain5$25.00$25.002/19/2010 7:11:09 AM
Microfinancer$25.00$25.002/19/2010 7:41:04 AM
crazycool$25.00$25.002/18/2010 8:41:32 PM
reward-motion$25.00$25.002/19/2010 9:31:06 AM
ethicalhumanist$25.00$25.002/19/2010 5:46:37 AM
credit-vinyl$25.00$25.002/19/2010 9:31:22 AM
mjjjrj$25.00$25.002/19/2010 9:31:58 AM
colorado23$25.00$25.002/19/2010 10:07:39 AM
jct_enterprises$25.00$25.002/19/2010 10:07:50 AM
bazaar-tulip$25.00$25.002/19/2010 10:07:59 AM
AgTiPinisher$25.00$25.002/19/2010 10:08:19 AM
L-vex$25.00$25.002/19/2010 10:08:45 AM
latestone$25.00$25.002/19/2010 10:08:58 AM
YellowJacket$25.00$25.002/19/2010 10:09:13 AM
guaton$25.00$25.002/19/2010 10:08:20 AM
kmwvma$25.00$25.002/19/2010 10:08:51 AM
Tradesmanlender$25.00$25.002/19/2010 10:14:21 AM
engaging-worth$30.00$30.002/19/2010 10:12:33 AM
seattleslug$25.00$25.002/19/2010 10:15:25 AM
rmachi$25.00$25.002/19/2010 10:17:14 AM
Red4Golf$25.00$25.002/19/2010 10:17:35 AM
fireboss$42.15$42.152/19/2010 10:17:05 AM
teejay411$75.20$75.202/19/2010 10:52:42 AM
opmjdv$25.00$25.002/19/2010 10:52:39 AM
Kijib$25.00$25.002/19/2010 11:33:06 AM
cnovak$25.00$25.002/19/2010 11:36:20 AM
drummer427$25.00$25.002/19/2010 11:40:34 AM
PaulW$25.00$25.002/19/2010 11:40:45 AM
zeelender$25.00$25.002/19/2010 12:45:31 PM
wampum-proton$25.00$25.002/19/2010 1:16:55 PM
IP$50.00$50.002/19/2010 1:27:33 PM
ZedZed$25.00$25.002/19/2010 1:30:22 PM
webfeet$25.00$25.002/19/2010 11:48:56 AM
george_kaplan$25.00$25.002/19/2010 11:50:43 AM
Patter256$25.00$25.002/19/2010 1:20:53 PM
Au-Ag-Pt$25.00$25.002/19/2010 1:35:59 PM
restech$25.00$25.002/19/2010 12:02:42 PM
p1k4blu$25.00$25.002/19/2010 2:30:39 PM
wise-silver-wonder$29.12$29.122/19/2010 12:21:01 PM
wdove511$25.00$25.002/19/2010 12:26:41 PM
Superc0ld$72.18$72.182/19/2010 2:52:09 PM
booyah$50.00$50.002/19/2010 3:00:45 PM
bailey1223$25.00$25.002/19/2010 3:00:50 PM
Cbgator$25.00$25.002/19/2010 3:00:46 PM
kaykarun$25.00$25.002/19/2010 3:00:52 PM
caliguian$25.00$25.002/19/2010 3:00:58 PM
puifais$25.00$25.002/19/2010 3:01:03 PM
omerta6102$31.26$31.262/19/2010 1:06:21 PM
Feline_Parent$30.00$30.002/19/2010 3:07:57 PM
payment-artist$25.00$25.002/19/2010 3:08:53 PM
Mavdyaus$25.00$25.002/19/2010 3:09:08 PM
skiberdad$50.00$50.002/19/2010 1:27:15 PM
money2k$25.00$25.002/19/2010 3:17:54 PM
skibum65$32.64$32.642/19/2010 1:30:25 PM
dansarkis$25.00$25.002/19/2010 1:36:13 PM
hogdriver$25.00$25.002/19/2010 2:01:09 PM
Trimalchio12$25.00$25.002/19/2010 2:01:14 PM
dma1206$25.00$25.002/19/2010 3:48:21 PM
Plotinus$50.00$50.002/19/2010 4:12:04 PM
jplatypus$25.00$25.002/19/2010 4:11:34 PM
oodkim84oo$37.59$37.592/19/2010 3:00:47 PM
smurf163$25.00$25.002/19/2010 3:00:55 PM
chekat$25.00$25.002/19/2010 3:01:00 PM
Mathiaslh$25.00$25.002/19/2010 3:09:03 PM
BigLinCT$25.00$25.002/19/2010 4:12:39 PM
Debt-free-Southern-California$25.40$25.402/19/2010 7:09:18 PM
Montgomery-Burns$25.00$25.002/19/2010 9:56:18 PM
Hartfelt$50.00$50.002/19/2010 10:02:44 PM
joelsar$25.00$25.002/19/2010 9:45:55 PM
poundofbits$100.00$100.002/20/2010 11:02:57 AM
wojo$25.00$25.002/20/2010 6:37:22 AM
RandyL3$50.00$50.002/20/2010 6:05:38 PM
creative-finance7$25.00$25.002/21/2010 9:40:10 PM
FinanceEngine$25.00$25.002/22/2010 9:16:41 AM
Dollars4Rent$25.00$25.002/22/2010 11:47:44 AM
investmentgroup$25.00$25.002/22/2010 5:43:53 PM
wise-handy-finance$25.00$25.002/23/2010 8:32:52 AM
estancias$25.00$25.002/23/2010 10:50:20 AM
dud$50.00$50.002/23/2010 2:25:26 PM
credit-panda1$50.00$50.002/23/2010 4:16:05 PM
CalCollegeFund19$50.00$50.002/23/2010 4:43:19 PM
ugapolsci$30.00$30.002/23/2010 4:56:24 PM
hope-lionheart1$25.00$25.002/23/2010 11:05:42 PM
282 bids
 
Borrower Payment Dependent Notes Series 445934
This series of Notes was issued and sold upon the funding of the borrower loan #41044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 6.15% Starting borrower rate/APR: 7.15% / 7.49% Starting monthly payment: $108.31
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $108.23
 
Auction yield range: 3.06% - 6.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1993 Debt/Income ratio: 8%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 8Length of status:14y 6m
Credit score: 780-799 (Feb-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $69,685Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: newest-foxy-euro Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING FOR COLLEGE
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
a_andy has bid a total of $35.92 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
iolaire$25.00$25.002/8/2010 12:39:09 PM
radforj22$25.00$25.002/8/2010 1:02:15 PM
profitable-asset1$25.00$25.002/8/2010 1:15:11 PM
life-is-great$25.00$25.002/8/2010 1:18:31 PM
wampum-chorus3$25.00$25.002/8/2010 1:29:18 PM
bokonon$25.00$25.002/8/2010 1:16:27 PM
highcountry1$25.00$25.002/8/2010 1:31:45 PM
bruce3504$25.00$25.002/8/2010 1:16:29 PM
MarcusOcean$25.00$25.002/8/2010 1:16:43 PM
auction-elvis$25.00$25.002/8/2010 1:17:48 PM
inspired-contract9$50.00$50.002/8/2010 1:17:19 PM
natural-greenback6$25.00$25.002/8/2010 1:19:18 PM
dollardave$200.00$200.002/8/2010 1:20:24 PM
lean-velocity$25.00$25.002/8/2010 6:30:35 PM
kenji4861$25.00$25.002/8/2010 6:30:27 PM
hope-hickory$30.00$30.002/8/2010 6:45:39 PM
kindness-percolator5$25.00$25.002/8/2010 6:45:32 PM
penny-zeus$25.00$25.002/8/2010 7:12:21 PM
dealarella$25.00$25.002/8/2010 7:12:47 PM
dollar-birdie$30.00$30.002/8/2010 7:12:51 PM
wampum-reaction2$25.00$25.002/8/2010 7:12:58 PM
AmericanCredit$25.00$25.002/8/2010 7:13:02 PM
determined-contract$30.00$30.002/8/2010 7:14:08 PM
SF2Berlin$25.00$25.002/8/2010 7:27:00 PM
credit-force5$25.00$25.002/8/2010 7:12:15 PM
martinatime$25.00$25.002/8/2010 7:28:04 PM
AF-Chief$28.00$28.002/8/2010 7:12:20 PM
falcon245sp$25.00$25.002/8/2010 7:12:27 PM
bchen78875$50.00$50.002/8/2010 7:12:40 PM
delicious-social132$25.00$25.002/8/2010 7:12:43 PM
peerlender$30.00$30.002/8/2010 7:12:48 PM
rolandweary$30.00$30.002/8/2010 7:12:53 PM
get30inc$50.00$50.002/8/2010 7:29:03 PM
social-conductor4$25.00$25.002/8/2010 7:13:03 PM
Kaj$25.00$25.002/8/2010 7:13:30 PM
leodaguy$25.00$25.002/8/2010 7:14:10 PM
Walkingcowboy$25.00$25.002/8/2010 7:14:25 PM
meenan$25.00$25.002/8/2010 7:12:09 PM
personal-lender$25.00$25.002/8/2010 7:12:14 PM
commerce-web5$40.00$40.002/8/2010 7:12:50 PM
vigilance-accruer$25.00$25.002/8/2010 7:27:01 PM
LandE2BG$25.00$25.002/8/2010 7:13:00 PM
red-trade-cologne$25.00$25.002/8/2010 7:13:05 PM
goldeneye777$33.91$33.912/8/2010 7:27:56 PM
tenny321$25.00$25.002/8/2010 7:28:06 PM
exciting-responsibility3$25.00$25.002/8/2010 7:14:13 PM
kulender$30.00$30.002/8/2010 7:14:26 PM
Steveoo1$28.24$15.392/8/2010 7:29:52 PM
bondhedger$25.00$25.002/9/2010 8:48:51 AM
HealthAndSafety$100.00$100.002/9/2010 2:37:19 PM
n036939$25.00$25.002/10/2010 2:11:23 PM
bornsucka$25.00$25.002/10/2010 4:50:48 PM
swissbanker$50.00$50.002/12/2010 10:40:09 PM
Spiv_51$25.00$25.002/13/2010 4:09:06 AM
wild-orange$25.00$25.002/15/2010 4:40:17 AM
Havana21$25.00$25.002/8/2010 1:11:54 PM
community-pipeline$25.00$25.002/8/2010 1:17:54 PM
nojoke411$25.00$25.002/8/2010 1:13:19 PM
supreme-hope$25.00$25.002/8/2010 1:13:48 PM
gold-commander0$50.00$50.002/8/2010 1:13:59 PM
flexible-value$25.00$25.002/8/2010 1:15:07 PM
dime-beeper$25.00$25.002/8/2010 1:16:41 PM
Artist_Blue$25.00$25.002/8/2010 1:17:31 PM
himanshuko$25.00$25.002/8/2010 1:30:22 PM
anakinsolo$25.00$25.002/8/2010 6:20:11 PM
commerce-voyager$25.00$25.002/8/2010 6:36:48 PM
DonaldColorado$25.00$25.002/8/2010 6:47:46 PM
moola-escalator$50.00$50.002/8/2010 7:12:19 PM
market-builder$25.00$25.002/8/2010 7:12:42 PM
AFairDeal$25.00$25.002/8/2010 7:14:06 PM
friendly-market5$25.00$25.002/8/2010 7:14:11 PM
EdgeonFl$25.00$25.002/8/2010 7:25:51 PM
decisive-marketplace3$25.00$25.002/8/2010 7:27:00 PM
Digs$25.00$25.002/8/2010 7:27:50 PM
skvat$25.00$25.002/8/2010 7:12:18 PM
CardCapDude$25.00$25.002/8/2010 7:12:26 PM
Cai8899$75.00$75.002/8/2010 7:12:42 PM
friendly-worth3$25.00$25.002/8/2010 7:12:54 PM
bigballer105$25.00$25.002/8/2010 7:13:07 PM
red-favorable-basis$25.00$25.002/8/2010 7:13:19 PM
skuba$50.00$50.002/8/2010 7:11:32 PM
kirkjerk$25.00$25.002/8/2010 7:29:36 PM
exchange-battalion$25.00$25.002/8/2010 7:29:50 PM
wampum-optimization$50.00$50.002/8/2010 7:14:05 PM
schpere$30.00$30.002/8/2010 7:14:14 PM
lloyd_s$25.00$25.002/8/2010 7:12:11 PM
theprince$25.00$25.002/8/2010 7:12:16 PM
bowdish1$100.00$100.002/8/2010 7:12:45 PM
intelligent-nickel$25.00$25.002/8/2010 7:27:02 PM
klinebarger$25.00$25.002/8/2010 7:13:21 PM
toblerone$50.00$50.002/8/2010 7:14:04 PM
laredotornado$25.00$25.002/8/2010 7:14:09 PM
kmr2$100.00$100.002/8/2010 7:14:24 PM
RSV$25.00$25.002/8/2010 7:26:49 PM
18th_beachbum$25.00$25.002/8/2010 7:29:40 PM
worth-victor6$25.00$25.002/8/2010 7:34:59 PM
a_andy$35.92$35.922/8/2010 9:46:15 PM
exchange-squirrel$25.00$25.002/11/2010 12:50:10 AM
Approved$50.00$50.002/12/2010 2:22:23 PM
RandyL3$36.00$36.002/13/2010 2:35:48 PM
brinabonzo$25.00$25.002/14/2010 2:41:39 PM
persistent-value3$114.04$114.042/15/2010 6:08:55 AM
EmeritusX$25.00$25.002/15/2010 9:06:41 AM
IceFisherman$61.74$61.742/15/2010 5:15:26 AM
104 bids
 
Borrower Payment Dependent Notes Series 446044
This series of Notes was issued and sold upon the funding of the borrower loan #41012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 12.95% Starting monthly payment: $31.99
Final lender yield: 8.40% Final borrower rate/APR: 9.40% / 12.95% Final monthly payment: $31.99
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2000 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 4Length of status:2y 11m
Credit score: 760-779 (Feb-2010) Total credit lines: 17 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ethical-moola1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Go Back to School
Purpose of loan:
This loan will be used to go back to school. I would like to get my Bachelor Degree in education. I will continue to work full-time.

My financial situation:
I am a good candidate for this loan because I am very responsible. Both me and my wife have stable, full-time jobs. I have been in my profession for over 3 years. I don't have any credit card debt, no student loans or car loans.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You have a BK in the last 10 years, can you provide more details? - smarva
A: I owned my a Blimpes restaurant in 2000 - 2002. The first year and a half business was fine. In the middle of second year my business dropped off more than 40%. At this time there was a lot going on with the economy. Bush had just come to office, there was 911, this was at the end of the burst of the dot com bubble. There were many things contributing to fact that people just started cutting way back on their spending. I tried to hold on for another six months with this huge drop in revenues (Feb-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$250.00$250.002/9/2010 4:20:16 PM
Syzygy$25.00$25.002/9/2010 4:23:04 PM
nickel-pipeline$25.00$25.002/10/2010 10:38:19 AM
rome1426$35.00$35.002/11/2010 5:22:30 PM
investment-happiness$25.00$23.462/12/2010 10:47:28 AM
Unitas4302$50.00$50.002/13/2010 5:16:21 AM
freetolive$25.00$25.002/12/2010 7:21:33 PM
RandyL3$36.00$36.002/13/2010 2:35:53 PM
marwadi-62$100.00$100.002/14/2010 6:24:35 AM
invincible-gain$100.00$100.002/15/2010 6:14:01 PM
thedoctor$90.00$90.002/9/2010 4:23:09 PM
kanyonkat$25.00$25.002/10/2010 8:08:53 PM
respectful-integrity3$30.00$30.002/11/2010 6:51:24 AM
Mav26$56.01$56.012/11/2010 1:02:29 PM
fairmaiden$25.00$25.002/12/2010 4:51:57 AM
drysdale-sd$25.00$25.002/12/2010 9:18:38 AM
scottysidewinder$29.53$29.532/15/2010 6:55:37 PM
smarva$25.00$25.002/15/2010 2:17:44 PM
wwwUniversal$25.00$25.002/15/2010 3:06:03 PM
19 bids
 
Borrower Payment Dependent Notes Series 446058
This series of Notes was issued and sold upon the funding of the borrower loan #41022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $82.08
Final lender yield: 24.50% Final borrower rate/APR: 25.50% / 27.81% Final monthly payment: $80.05
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.60%  
Lender servicing fee: 1.00% Estimated return: 13.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1994 Debt/Income ratio: 19%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 3 / 3Length of status:4y 8m
Credit score: 660-679 (Feb-2010) Total credit lines: 6 Occupation: Other
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: asset-treaty Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my bills
Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because?i am employed and will be starting another job.


Monthly net income: $2000

Monthly expenses: $
??Housing: $ 0????????
??Insurance: $ 0
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $ 10
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $?2000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BlueWave$25.00$25.002/9/2010 4:07:50 PM
SweetHoneyPot$25.00$25.002/9/2010 4:22:51 PM
mercuriant$25.00$25.002/9/2010 4:47:52 PM
inspiring-reward$50.00$50.002/9/2010 4:47:08 PM
UCLA4life$25.00$25.002/9/2010 4:49:17 PM
ssb$2,000.00$579.002/10/2010 7:47:37 AM
MOVet$25.00$25.002/10/2010 3:50:21 PM
dt_one$25.00$25.002/10/2010 4:52:19 PM
hellasow$25.00$25.002/10/2010 5:45:05 PM
marwadi-62$50.00$50.002/11/2010 3:47:49 AM
charming-point$300.00$300.002/11/2010 10:55:16 AM
skajake$25.00$25.002/12/2010 7:19:38 AM
wizard750$30.00$30.002/12/2010 12:24:57 PM
IPG1$25.00$25.002/12/2010 12:40:40 PM
vine99$40.00$40.002/13/2010 11:37:01 AM
Montgomery-Burns$25.00$25.002/13/2010 12:39:14 PM
natural-greenback6$25.00$25.002/14/2010 5:44:14 PM
MrVegas$100.00$100.002/15/2010 8:21:21 AM
unger$50.00$50.002/15/2010 2:35:10 PM
maximizer$25.00$25.002/15/2010 2:49:09 PM
toxicbutterfly$25.00$25.002/15/2010 3:11:44 PM
kokopuff$25.00$25.002/9/2010 4:11:11 PM
USNavyVet$25.00$25.002/9/2010 4:18:29 PM
Yomain$25.00$25.002/9/2010 4:22:05 PM
zento$25.00$25.002/9/2010 4:25:58 PM
EngineersAlliance$50.00$50.002/9/2010 5:00:50 PM
SolarMoonshine$25.00$25.002/9/2010 5:24:29 PM
Bob450$25.00$25.002/9/2010 8:14:21 PM
integrity-doctor$50.00$50.002/10/2010 9:29:15 PM
Brown98$25.00$25.002/11/2010 11:23:28 AM
Digs$25.00$25.002/15/2010 12:45:35 PM
transaction-circuit$25.00$25.002/15/2010 2:31:41 PM
hopheadmike$26.00$26.002/15/2010 5:23:12 PM
the-silver-blaster$45.00$45.002/15/2010 4:08:11 PM
LibbyZ$50.00$50.002/15/2010 4:21:59 PM
CaptainKirk$30.00$30.002/15/2010 6:07:42 PM
36 bids
 
Borrower Payment Dependent Notes Series 446120
This series of Notes was issued and sold upon the funding of the borrower loan #41083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.59% Starting monthly payment: $56.57
Final lender yield: 16.42% Final borrower rate/APR: 17.42% / 19.87% Final monthly payment: $53.79
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.87%  
Lender servicing fee: 1.00% Estimated return: 9.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1998 Debt/Income ratio: 25%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 12 / 12Length of status:4y 9m
Credit score: 640-659 (Feb-2010) Total credit lines: 47 Occupation: Accountant/CPA
Now delinquent: 2 Revolving credit balance: $25,032Stated income:$25,000-$49,999
Amount delinquent: $93 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Long2Bfree Borrower's state: Alabama Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 640-659 (Latest)
Principal borrowed: $13,000.00< mo. late: 0 ( 0% )  
680-699 (Mar-2007)
680-699 (Mar-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Paying off my retail credit cards
ABOUT ME: I am?30 years old with no children. ?I have been employed as a tax accountant with the State Department of Revenue for 5 years.


EXPLANATION OF BAD CREDIT: I am extremely?responsible with my finances, however due to the recent?increase in credit card interest rates, my monthly minimum payments have substantially increased. ?Even though I am able to make timely monthly payments on my current accounts, I want to rid myself of this excess debt and become more proactive about my financial future.??If?I receive your bid, then I can assure you that?making my payments on time will be my top priority each month.? In fact,?I applied for and?received?a $13,000 loan with Prosper?a few years ago and have since paid it off?in full.? I have the resources to meet my financial?obligations.?

WHAT I WILL DO WITH THE MONEY LOANED TO ME:?$900 will pay all retail store charge cards; $600 will pay off an IRS tax debt.

HERE ARE MY MONTHLY FINANCIAL DETAILS:
Total monthly Income???$2742 (net).

Gas:??? $50
Electricity & Water: $125
Car Loan? $306
Food:? $100.00
Insurance: $100
Cable/Internet/Phone: $150
Credit cards and loans that won't be paid off with my Prosper loan: $500
Miscellaneous: $?200
Total Monthly Expenses : $?1531

*Rent in not included in expenses as this is my husband's monthly expense.

I will have $1211 left to make the payments on my Prosper loan.

CLOSING REMARKS TO LENDERS: As you can see, I?have the monetary resources to pay my Prosper loan, and therefore give you a good rate of return on your money.? Thanks for your?consideration?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
spiff666$25.00$25.002/12/2010 5:22:57 PM
twjh$25.00$25.002/13/2010 5:50:31 AM
gold-blanket$218.31$218.312/13/2010 2:59:00 PM
IrrationalPi$25.00$25.002/15/2010 2:56:11 PM
farblest$50.00$50.002/15/2010 5:22:11 PM
toxicbutterfly$25.00$25.002/16/2010 11:31:47 AM
maximizer$25.00$25.002/16/2010 12:32:54 PM
jcw3rd$25.00$25.002/16/2010 12:52:21 PM
Happyhourcomics$25.00$25.002/16/2010 11:42:38 AM
stu6703$50.00$50.002/16/2010 11:44:22 AM
serene-capital$25.00$25.002/16/2010 12:56:53 PM
ultimate-peace$100.00$100.002/16/2010 2:39:33 PM
kinetic-social$25.00$15.222/16/2010 4:01:48 PM
allbalooboy2$25.00$25.002/11/2010 9:50:45 PM
Unitas4302$200.00$200.002/12/2010 7:09:55 PM
Techne_Funds_LLC$25.00$25.002/15/2010 4:52:30 PM
fatboy888$25.00$25.002/16/2010 6:18:53 AM
bxdoc$225.00$225.002/16/2010 9:50:39 AM
glenium$25.00$25.002/16/2010 10:04:17 AM
Bizern$25.00$25.002/16/2010 11:30:15 AM
Aberdeen$89.85$89.852/16/2010 11:13:00 AM
Gaelicman$99.62$99.622/16/2010 11:40:56 AM
Mikale360$25.00$25.002/16/2010 11:52:28 AM
ore-dojo$25.00$25.002/16/2010 3:54:55 PM
Rancid$27.00$27.002/16/2010 1:49:54 PM
0403$25.00$25.002/16/2010 4:02:12 PM
The-CAPS-fan$25.00$25.002/16/2010 3:38:37 PM
27 bids
 
Borrower Payment Dependent Notes Series 446122
This series of Notes was issued and sold upon the funding of the borrower loan #41052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 6.15% Starting borrower rate/APR: 7.15% / 7.49% Starting monthly payment: $123.78
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $123.69
 
Auction yield range: 3.06% - 6.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:3y 10m
Credit score: 800-819 (Feb-2010) Total credit lines: 5 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $1,465Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: brightest-velocity-enchilada Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an engagement ring
Purpose of loan:
This loan will be used to buy my girlfriend a diamond engagement ring from Brilliant Earth.? I am putting $1000 down and need another $4000.? We hope to get married in Italy in late 2010.

My financial situation:
I am a good candidate for this loan because I have a stable job (almost 4 years here), a stable living situation, great credit, and can easily afford the monthly payment.? I have very little credit card debt (about $1500), and my only other debt is low interest rates student loans totally about $16,000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.002/9/2010 4:16:49 PM
lean-velocity$25.00$25.002/9/2010 4:19:43 PM
cloud8$40.00$40.002/9/2010 4:20:03 PM
radforj22$25.00$25.002/9/2010 4:21:57 PM
community-pipeline$25.00$25.002/9/2010 4:25:05 PM
thedoctor$90.00$90.002/9/2010 4:23:12 PM
kanakakm$50.00$50.002/9/2010 4:27:14 PM
thestartuplender$35.00$35.002/9/2010 4:27:26 PM
alpinaut$25.00$25.002/9/2010 4:27:29 PM
bokonon$25.00$25.002/9/2010 4:24:34 PM
Artist_Blue$25.00$25.002/9/2010 4:24:57 PM
RockCrown$25.00$25.002/9/2010 4:25:52 PM
Supernick$50.00$50.002/9/2010 4:27:28 PM
AndrewNikolas$25.00$25.002/9/2010 4:27:36 PM
hope-hickory$30.00$30.002/9/2010 4:32:46 PM
DonaldColorado$25.00$25.002/9/2010 4:33:29 PM
junctionking$25.00$25.002/9/2010 4:32:44 PM
personal-lender$25.00$25.002/9/2010 4:46:29 PM
rolandweary$30.00$30.002/9/2010 4:47:05 PM
red-favorable-basis$25.00$25.002/9/2010 4:47:17 PM
wampum-optimization$50.00$50.002/9/2010 4:47:39 PM
lloyd_s$25.00$25.002/9/2010 4:46:26 PM
credit-force5$25.00$25.002/9/2010 4:46:30 PM
moola-escalator$50.00$50.002/9/2010 4:46:35 PM
bchen78875$50.00$50.002/9/2010 4:46:53 PM
commerce-web5$40.00$40.002/9/2010 4:47:03 PM
bigballer105$25.00$25.002/9/2010 4:47:15 PM
AFairDeal$25.00$25.002/9/2010 4:47:40 PM
kmr2$100.00$100.002/9/2010 4:47:46 PM
penny-zeus$25.00$25.002/9/2010 4:46:38 PM
kulender$30.00$30.002/9/2010 4:47:49 PM
CardCapDude$25.00$25.002/9/2010 4:46:42 PM
dollardave$100.00$100.002/9/2010 4:48:03 PM
delicious-social132$25.00$25.002/9/2010 4:46:57 PM
friendly-worth3$25.00$25.002/9/2010 4:47:07 PM
wampum-reaction2$25.00$25.002/9/2010 4:47:09 PM
honorable-yield$75.00$75.002/9/2010 4:48:55 PM
F_r_e_d_s__B_a_n_k$100.00$100.002/9/2010 5:00:05 PM
determined-contract$30.00$30.002/9/2010 4:47:41 PM
gold-commander0$50.00$50.002/9/2010 4:47:50 PM
trade-trumpet$25.00$25.002/9/2010 4:48:35 PM
PBanker$25.00$25.002/9/2010 5:08:51 PM
NutmegFilms$25.00$25.002/9/2010 6:45:39 PM
blot44$25.00$25.002/9/2010 6:16:03 PM
springpanda$25.00$25.002/11/2010 11:42:14 AM
ChristopherHS$25.00$25.002/11/2010 3:30:31 PM
Statman01$25.00$25.002/12/2010 3:37:10 PM
Dollars4Rent$25.00$25.002/14/2010 8:35:18 AM
selector568$500.00$500.002/14/2010 9:30:11 AM
wwwUniversal$25.00$25.002/15/2010 3:07:37 PM
YummiBear$25.00$25.002/15/2010 9:14:15 PM
Patrician$50.00$50.002/16/2010 10:47:21 AM
gavinsp$25.00$25.002/16/2010 11:57:14 AM
iolaire$25.00$25.002/9/2010 4:18:55 PM
turbospeed$25.00$25.002/9/2010 4:21:55 PM
jga516$25.00$25.002/9/2010 4:20:06 PM
kenji4861$25.00$25.002/9/2010 4:19:41 PM
supreme-hope$25.00$25.002/9/2010 4:23:26 PM
commerce-voyager$25.00$25.002/9/2010 4:22:40 PM
flexible-value$25.00$25.002/9/2010 4:24:03 PM
bruce3504$25.00$25.002/9/2010 4:24:35 PM
auction-elvis$25.00$25.002/9/2010 4:25:03 PM
natural-greenback6$25.00$25.002/9/2010 4:25:33 PM
MarcusOcean$25.00$25.002/9/2010 4:24:37 PM
inspired-contract9$50.00$50.002/9/2010 4:24:52 PM
life-is-great$25.00$25.002/9/2010 4:25:16 PM
profitable-asset1$25.00$25.002/9/2010 4:26:03 PM
auction-turbine4$25.00$25.002/9/2010 4:27:16 PM
kindness-percolator5$25.00$25.002/9/2010 4:32:45 PM
blooming-market$25.00$25.002/9/2010 4:33:02 PM
meenan$25.00$25.002/9/2010 4:46:24 PM
theprince$25.00$25.002/9/2010 4:46:31 PM
falcon245sp$25.00$25.002/9/2010 4:46:43 PM
LandE2BG$25.00$25.002/9/2010 4:47:11 PM
social-conductor4$25.00$25.002/9/2010 4:47:13 PM
laredotornado$25.00$25.002/9/2010 4:47:42 PM
skvat$25.00$25.002/9/2010 4:46:32 PM
Cai8899$75.00$75.002/9/2010 4:46:54 PM
dealarella$25.00$25.002/9/2010 4:47:01 PM
klinebarger$25.00$25.002/9/2010 4:47:18 PM
schpere$30.00$30.002/9/2010 4:47:43 PM
Walkingcowboy$25.00$25.002/9/2010 4:47:47 PM
market-builder$25.00$25.002/9/2010 4:46:56 PM
bowdish1$100.00$100.002/9/2010 4:46:59 PM
peerlender$30.00$30.002/9/2010 4:47:02 PM
dollar-birdie$30.00$30.002/9/2010 4:47:04 PM
BigMoney56$25.00$25.002/9/2010 4:48:33 PM
thegreatone$100.00$100.002/9/2010 4:48:53 PM
AmericanCredit$25.00$25.002/9/2010 4:47:12 PM
Kaj$25.00$25.002/9/2010 4:47:23 PM
toblerone$50.00$50.002/9/2010 4:47:38 PM
loan-master996$50.00$50.002/9/2010 4:48:31 PM
bigdogsafety1$25.00$25.002/9/2010 4:48:57 PM
cash-queen$50.00$24.002/9/2010 4:49:01 PM
beachfunder$25.00$25.002/9/2010 8:38:16 PM
dontscrewmeover1$25.00$25.002/10/2010 7:08:55 AM
axelducheck$25.00$25.002/10/2010 8:26:55 AM
n036939$25.00$25.002/10/2010 2:14:50 PM
smarva$25.00$25.002/12/2010 8:20:36 AM
RandyL3$36.00$36.002/13/2010 2:35:57 PM
Dollars4Rent$25.00$25.002/14/2010 8:35:35 AM
blackstar$25.00$25.002/14/2010 6:29:31 PM
glimmering-credit4$25.00$25.002/15/2010 10:25:34 PM
octoberfresh$25.00$25.002/16/2010 1:19:00 PM
StocksMan$50.00$50.002/16/2010 4:00:27 PM
105 bids
 
Borrower Payment Dependent Notes Series 446130
This series of Notes was issued and sold upon the funding of the borrower loan #41046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $271.42
Final lender yield: 29.75% Final borrower rate/APR: 30.75% / 33.14% Final monthly payment: $257.18
 
Auction yield range: 11.06% - 34.00% Estimated loss impact: 10.75%  
Lender servicing fee: 1.00% Estimated return: 19.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1992 Debt/Income ratio: 24%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 11 / 11Length of status:1y 3m
Credit score: 640-659 (Feb-2010) Total credit lines: 18 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $34,969Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bold-moola-river Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
High APR Relief
Purpose of loan:
This loan will be used to... consolidate credit cards I used to set up home for me and my kids after my recent divorce, which increased from 8.9% to 29.99% when I chose not to opt out by closing my cards in September.?When my interest rates jumped, my payments jumped and a quarter of my expenses every month go straight to my cards, instead of my kids and necessities.
My financial situation:
I am a good candidate for this loan because? My median credit score is a 698 (Feb. 8) so I'm guessing the low one showed here.? I have no late payments and?no collections;? I pay my bills on time.? My score would be higher if my balances decreased every time I made a payment instead of going to interest.? I just would prefer to spend all this interest money on my kids' needs.? I was a stay-home mom for 10 years and owned 3 homes with my ex.? He lives in our big house and kept the other 2 as rental properties, and all the financial responsibilities are legally his.? Unfortunately, I am still on all 3 mortgages (1st & 2nd's and home equity line) until next February, so I do not qualify for a consolidation or basically any credit at all until I am removed from those properties because I'm technically liable for the monthly payments (my expense), even though they are not my responsibility and he pays them religiously.? I am frugal, and dedicated to the quality of my kids' lives and am looking for alternative lending in the meantime.

Monthly net income: $ 4688

Monthly expenses: $ 4285 (currently!)
??Housing: $ 1900
??Insurance: $ 104
??Car expenses: $ 396
??Utilities: $ 200
??Phone, cable, internet: $ 85
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000?currently
??Other expenses: $ 200 gas
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tntmojave$25.00$25.002/10/2010 4:38:42 PM
mercuriant$25.00$25.002/11/2010 7:35:41 AM
wise-silver-wonder$25.00$25.002/11/2010 8:30:31 AM
Bob450$25.00$25.002/10/2010 8:17:55 PM
penny-surgeon$25.00$25.002/11/2010 7:35:32 AM
zento$25.00$25.002/11/2010 11:01:31 AM
honorable-yield$75.00$75.002/12/2010 9:14:02 AM
monstersdad$37.03$37.032/12/2010 11:25:56 AM
aboynameddrew$42.52$42.522/12/2010 10:15:12 PM
top-fund-shooter$50.00$50.002/13/2010 5:00:25 AM
LuvToLend$25.00$25.002/15/2010 11:46:03 AM
toxicbutterfly$25.00$25.002/15/2010 3:27:54 PM
NS_Consult$25.00$25.002/15/2010 11:55:47 AM
zenchef$80.74$80.742/15/2010 8:18:45 PM
sharp518$25.00$25.002/15/2010 5:00:31 PM
farmn$25.00$25.002/15/2010 6:16:06 PM
leverage-monger$30.00$30.002/16/2010 1:21:09 PM
KLcapital$30.00$30.002/16/2010 6:54:55 PM
leverage-monger$25.00$25.002/17/2010 10:13:27 AM
dollar-sensor$25.00$25.002/17/2010 9:59:06 AM
bitano$25.00$25.002/17/2010 7:27:48 AM
oreyedoc$25.00$25.002/17/2010 8:05:33 AM
CaliforniaSun$25.00$25.002/17/2010 10:52:26 AM
PotBellyPete$30.00$30.002/17/2010 1:33:25 PM
asya$33.20$33.202/17/2010 12:46:26 PM
jtoms101$45.41$45.412/17/2010 2:30:09 PM
worth-arch$25.00$25.002/17/2010 2:40:46 PM
Tahoeman$25.00$25.002/17/2010 2:54:47 PM
exciting-fairness$200.00$200.002/17/2010 3:47:34 PM
lovely-leverage$30.00$30.002/10/2010 4:57:41 PM
dynrep$6,000.00$3,542.882/11/2010 7:33:31 AM
lucrative-loan$100.00$100.002/11/2010 7:35:31 AM
new-smart-fund$100.00$100.002/11/2010 7:35:33 AM
Peterman$25.00$25.002/11/2010 9:02:34 AM
integrity-doctor$50.00$50.002/11/2010 2:58:43 PM
mhotchan$100.00$100.002/11/2010 1:13:14 PM
GreenNotes$36.00$36.002/11/2010 7:12:59 PM
credit-shower$25.00$25.002/13/2010 6:45:50 PM
spiff666$25.00$25.002/15/2010 8:03:32 AM
natural-greenback6$25.00$25.002/15/2010 7:11:04 PM
privatebankerva$25.00$25.002/16/2010 9:59:55 AM
SkipperScott$25.72$25.722/16/2010 11:01:16 AM
wyogirllender$25.00$25.002/16/2010 3:52:37 PM
unger$50.00$50.002/16/2010 4:01:08 PM
realtormoises$25.00$25.002/16/2010 5:22:56 PM
Ronnieboy888$25.00$25.002/16/2010 9:25:06 PM
Taho$25.00$25.002/17/2010 7:39:39 AM
benefit-flow$50.00$50.002/17/2010 8:32:25 AM
houli123$220.35$220.352/17/2010 11:44:34 AM
RatRaceChamp$25.00$25.002/17/2010 8:56:15 AM
scoobiedoo$25.00$25.002/17/2010 12:26:12 PM
bbeeler$190.15$190.152/17/2010 10:02:20 AM
Tycho$26.00$26.002/17/2010 10:06:32 AM
yu-rik$50.00$50.002/17/2010 1:42:48 PM
loan-fate$25.00$25.002/17/2010 1:00:55 PM
Engineer44$25.00$25.002/17/2010 4:07:59 PM
56 bids
 
Borrower Payment Dependent Notes Series 446136
This series of Notes was issued and sold upon the funding of the borrower loan #41058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $132.01
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $129.89
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2001 Debt/Income ratio: 29%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 9Length of status:2y 5m
Credit score: 660-679 (Feb-2010) Total credit lines: 17 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $10,896Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: chris84058 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
620-639 (Jun-2008)
580-599 (Jan-2008)
 
Principal balance: $1,841.87 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Going back to Summer School
Purpose of loan:
This loan will be used to? Go back to school. I want that DIPLOMA!

My financial situation:
I am a good candidate for this loan because? I have a great car that is paid off, never late on any payments(rent, utilities, cc...)

Monthly net income: $
38000 +
Monthly expenses: $
??Housing: $ 350
??Insurance: $ 24
??Car expenses: $ 50 gas
??Utilities: $ 25
??Phone, cable, internet: $ included w rent
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 150 for whatever :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How much will the Diploma cost you - tuition, books, etc? How will it help you in the future? Will you be on reduced hours while studying? - GreenNotes
A: Thank you for your questions! I will not be on reduced hours at work. I will still be working full time, which I have done since I started college. Tuition for the three classes that I will be taking will be around 2600 plus a TWO BIG math books of 300 and a personal math tutor runs me up to about that much. (I hate math) :) Hope I answered your questions! (Feb-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a0z0ra$25.49$25.492/10/2010 4:09:08 PM
assetmanager$25.00$25.002/10/2010 4:11:24 PM
riproaringrapids$25.00$25.002/10/2010 4:11:54 PM
money2k$25.00$25.002/10/2010 4:12:34 PM
mason13a$25.00$25.002/10/2010 4:08:58 PM
commerce-champion$25.00$25.002/10/2010 4:09:09 PM
unk1911$25.00$25.002/10/2010 4:11:37 PM
loyalist1$25.00$25.002/10/2010 4:13:50 PM
hellasow$25.00$25.002/10/2010 5:43:43 PM
Sassiegirl27$100.00$100.002/10/2010 4:42:08 PM
Top_Gun_Lender$26.00$26.002/10/2010 9:00:56 PM
wizard750$25.00$25.002/12/2010 12:29:36 PM
integrity-doctor$50.00$50.002/12/2010 12:54:34 PM
twjh$25.00$25.002/13/2010 2:45:00 PM
wonderlandkat$25.00$25.002/13/2010 11:14:00 AM
grammaspurse$25.00$25.002/14/2010 10:55:26 AM
jarf$25.00$25.002/14/2010 8:09:02 PM
preventivepestcontrol$25.00$25.002/14/2010 11:30:33 PM
OnePoorDude$50.00$50.002/15/2010 8:25:39 AM
cash-spinner$25.00$25.002/15/2010 7:01:08 AM
ptjg$50.00$50.002/15/2010 9:55:53 AM
intelligent-yield$25.00$25.002/15/2010 9:17:26 PM
webfeet$25.00$25.002/16/2010 7:58:08 AM
Bizern$25.00$25.002/16/2010 11:32:34 AM
Southern_Illinois_Girl$30.00$30.002/16/2010 3:19:57 PM
Techne_Funds_LLC$25.00$25.002/16/2010 4:44:48 PM
gilbrear$25.00$25.002/16/2010 5:49:22 PM
Kash2010lu$35.00$35.002/16/2010 5:53:30 PM
clemclan$25.00$25.002/16/2010 6:33:58 PM
bchang2001$25.00$25.002/16/2010 8:07:41 PM
mckhbnpc$30.00$30.002/16/2010 9:08:27 PM
Johnab$25.00$25.002/16/2010 4:57:14 PM
Ray3486$25.00$25.002/16/2010 5:30:10 PM
DackoDenk$25.00$25.002/16/2010 6:15:52 PM
bitano$25.00$25.002/17/2010 7:28:38 AM
maximizer$25.00$25.002/16/2010 9:58:44 PM
CaliforniaSun$25.00$25.002/17/2010 10:54:15 AM
manatee21$60.00$60.002/17/2010 10:06:42 AM
xyzpl$50.00$50.002/17/2010 12:06:16 PM
Mojo1$50.00$50.002/17/2010 9:27:47 AM
LittleMingo$25.00$25.002/17/2010 12:17:58 PM
MattProsper$50.00$50.002/17/2010 12:53:18 PM
god_is_great$25.00$25.002/17/2010 1:00:31 PM
McGruder_Enterprises$29.27$29.272/17/2010 1:51:27 PM
wild-orange$25.00$25.002/17/2010 12:23:07 PM
porwestco$25.00$25.002/17/2010 12:28:12 PM
jcw3rd$25.00$25.002/17/2010 1:39:33 PM
guardian3$30.00$30.002/17/2010 3:34:54 PM
icess285$25.00$25.002/17/2010 1:54:35 PM
worthy-bid4$30.00$30.002/17/2010 2:58:28 PM
padewy$25.00$25.002/17/2010 1:00:31 PM
Johnab$25.00$25.002/17/2010 3:11:03 PM
DrStaff$29.09$29.092/10/2010 4:10:22 PM
Artist_Blue$25.00$25.002/10/2010 4:11:10 PM
Nedly$25.69$25.692/10/2010 4:09:07 PM
monticello$25.00$25.002/10/2010 4:10:06 PM
ogoog$25.00$25.002/10/2010 4:09:29 PM
natural-greenback6$25.00$25.002/10/2010 4:11:23 PM
hanuman77$26.49$26.492/10/2010 4:09:37 PM
nestegg4e$25.00$25.002/10/2010 4:10:02 PM
skuba$25.00$25.002/10/2010 4:12:20 PM
aldeed$25.00$25.002/10/2010 4:11:42 PM
AF-Chief$27.00$14.362/10/2010 4:13:04 PM
blackstar$25.00$25.002/10/2010 6:01:25 PM
wach$25.00$25.002/10/2010 5:04:05 PM
wwwUniversal$25.00$25.002/10/2010 5:35:50 PM
Imaginos1892$25.00$25.002/10/2010 9:57:50 PM
Bob450$25.00$25.002/10/2010 8:11:32 PM
Bank_Of_XL$25.00$25.002/11/2010 5:41:29 AM
GreenNotes$36.00$36.002/11/2010 9:30:25 AM
bondhedger$25.00$25.002/11/2010 1:13:22 PM
top-asset-wizard$25.00$25.002/11/2010 1:33:17 PM
senorzookeeper$50.00$50.002/11/2010 9:17:35 PM
zento$25.00$25.002/11/2010 6:51:09 PM
fantastic-cash$31.36$31.362/12/2010 12:29:11 AM
1SteelerFan$25.00$25.002/12/2010 12:38:22 PM
sunshinysmiles$25.00$25.002/13/2010 12:49:48 PM
return-elm$25.00$25.002/13/2010 6:49:12 PM
sharp-credit$200.00$200.002/13/2010 10:13:32 PM
dpries123$25.00$25.002/15/2010 7:49:21 AM
adventure0$50.00$50.002/15/2010 8:53:42 PM
planetibet$50.00$50.002/15/2010 1:42:17 PM
AuroraRobbin$25.00$25.002/15/2010 4:48:14 PM
Sofar$25.00$25.002/15/2010 7:17:11 PM
YeoLenderSource$25.00$25.002/16/2010 10:35:16 AM
the-profit-oracle$25.00$25.002/16/2010 1:24:08 PM
bankojerry$25.00$25.002/16/2010 4:27:01 PM
reward-dynamo$25.00$25.002/16/2010 7:58:17 PM
best-generosity-financier$25.00$25.002/16/2010 8:55:38 PM
rate-hickory$25.00$25.002/17/2010 8:16:56 AM
forthright-trade$25.00$25.002/17/2010 10:02:25 AM
Taho$25.00$25.002/17/2010 7:40:22 AM
grnii78$116.25$116.252/17/2010 12:58:36 PM
exciting-fairness$200.00$200.002/17/2010 3:48:12 PM
charming-point$150.00$150.002/17/2010 2:41:24 PM
yu-rik$100.00$100.002/17/2010 1:43:52 PM
the-debt-fluffy-bunny$25.00$25.002/17/2010 2:58:01 PM
himanshuko$25.00$25.002/17/2010 3:29:48 PM
friendinmoney$25.00$25.002/17/2010 3:37:37 PM
99 bids
 
Borrower Payment Dependent Notes Series 446186
This series of Notes was issued and sold upon the funding of the borrower loan #41000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $95.96
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1993 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:20y 6m
Credit score: 700-719 (Feb-2010) Total credit lines: 32 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $9,815Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: benefit-hornet Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
household expenses, tuition bills
Purpose of loan:
This loan will be used to pay some unexpected household expenses and some tuition payments due for grandson.?

My financial situation:
I am a good candidate for this loan because I have never defaulted on previous loans.? I will be able to meet the $98 per month payment.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
junes08$25.00$25.002/9/2010 4:07:26 PM
souperrich$25.00$25.002/9/2010 4:07:30 PM
BabyLender$25.00$25.002/9/2010 4:10:37 PM
honorable-yield$50.00$50.002/9/2010 4:08:41 PM
pinnacle10$25.00$25.002/9/2010 4:08:58 PM
del30$25.00$25.002/9/2010 4:12:15 PM
Doodlemeyer$25.00$25.002/9/2010 4:11:40 PM
tallmon$25.00$25.002/9/2010 4:11:46 PM
18th_beachbum$25.00$25.002/9/2010 4:12:10 PM
commerce-handshake$25.00$25.002/9/2010 4:12:19 PM
Savings_EQ_Dignity$35.00$35.002/9/2010 4:11:42 PM
Hothornman$50.00$50.002/9/2010 4:13:35 PM
ryan23$25.00$25.002/9/2010 4:16:07 PM
spruce2$50.00$50.002/9/2010 4:12:50 PM
helping-out$25.00$25.002/9/2010 4:16:35 PM
diplomatic-point4$45.90$45.902/9/2010 4:17:24 PM
Pasagam$25.00$25.002/9/2010 4:15:12 PM
walabie$25.00$25.002/9/2010 4:16:01 PM
burrito6$25.00$25.002/9/2010 4:15:14 PM
sophisticated-ore$200.00$200.002/9/2010 4:15:42 PM
peso-colonel$25.00$25.002/9/2010 4:19:46 PM
rock-turner$100.00$100.002/9/2010 4:17:11 PM
cash4less$25.00$25.002/9/2010 4:19:55 PM
skuba$25.00$25.002/9/2010 4:19:03 PM
neonnurse$25.00$25.002/9/2010 4:21:05 PM
happyskippy0208$25.00$25.002/9/2010 4:21:09 PM
desertoasis$25.00$25.002/9/2010 4:19:38 PM
radforj22$25.00$25.002/9/2010 4:21:59 PM
loanfairy$25.00$25.002/9/2010 4:19:48 PM
supreme-bonus0$25.00$25.002/9/2010 4:22:27 PM
marathon2930$25.00$25.002/9/2010 4:20:58 PM
reueljw$25.00$25.002/9/2010 4:21:11 PM
rpatusa$25.00$25.002/9/2010 4:20:53 PM
gnar$25.00$25.002/9/2010 4:21:07 PM
dollardave$100.00$100.002/9/2010 5:01:31 PM
dontscrewmeover1$25.00$25.002/9/2010 5:52:03 PM
exchange-squirrel$25.00$25.002/11/2010 12:51:19 AM
RandyL3$36.00$36.002/13/2010 2:35:59 PM
been_there$50.00$50.002/13/2010 7:08:31 PM
wwwUniversal$25.00$25.002/15/2010 3:08:23 PM
zbanker$32.00$32.002/16/2010 5:23:57 AM
Astyanax$25.00$25.002/16/2010 2:41:37 PM
maximizer$25.00$25.002/16/2010 12:38:02 PM
powerful-finance7$25.00$25.002/16/2010 1:32:15 PM
Ravyn$25.00$25.002/9/2010 4:07:04 PM
UncleTupelo2$25.00$25.002/9/2010 4:10:26 PM
jresu537$25.00$25.002/9/2010 4:07:10 PM
jtodd37$25.00$25.002/9/2010 4:10:04 PM
wampum-chorus3$25.00$25.002/9/2010 4:14:05 PM
reward-walnut$25.00$25.002/9/2010 4:10:44 PM
drumcorpsnut$34.52$34.522/9/2010 4:12:17 PM
ThisGuyIKnow$50.00$50.002/9/2010 4:12:29 PM
dollar-high-five$25.00$25.002/9/2010 4:15:18 PM
beezling$40.00$40.002/9/2010 4:11:52 PM
movistar$25.00$25.002/9/2010 4:12:53 PM
tmillerosu$25.00$25.002/9/2010 4:16:27 PM
wanna-help$30.00$30.002/9/2010 4:13:27 PM
hope-eagle6$25.00$25.002/9/2010 4:16:04 PM
abeprof70$25.00$25.002/9/2010 4:16:41 PM
Vegasjim$25.00$25.002/9/2010 4:17:16 PM
cyberie21$25.00$25.002/9/2010 4:18:41 PM
new-honorable-rate$25.00$25.002/9/2010 4:19:16 PM
Daluca$25.00$25.002/9/2010 4:21:08 PM
the-aggresive-principal$25.00$25.002/9/2010 4:19:50 PM
riproaringrapids$25.00$25.002/9/2010 4:19:57 PM
sk8ndive$25.00$25.002/9/2010 4:21:10 PM
yarddog$25.00$25.002/9/2010 4:20:51 PM
GrooveBiz$50.00$50.002/9/2010 4:21:04 PM
thedoctor$90.00$90.002/9/2010 4:23:13 PM
Havana21$25.00$6.582/9/2010 4:22:55 PM
SCD$25.00$25.002/9/2010 5:27:24 PM
interstellar$50.00$50.002/11/2010 12:56:52 PM
selector568$500.00$500.002/14/2010 9:30:08 AM
BenOrt$25.00$25.002/16/2010 1:47:26 PM
jayk63$25.00$25.002/16/2010 2:55:31 PM
natural-greenback6$25.00$25.002/16/2010 12:52:23 PM
76 bids
 
Borrower Payment Dependent Notes Series 446256
This series of Notes was issued and sold upon the funding of the borrower loan #41054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $63.97
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1982 Debt/Income ratio: 35%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 6Length of status:0y 10m
Credit score: 720-739 (Feb-2010) Total credit lines: 14 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $18,028Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: coin-charmer5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills
Purpose of loan:
Moving out expenses

My financial situation:
I am a good candidate for this loan because I have one full time job and a part time job on the weekends.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your revolving credit balance is fairly high, can you provide a breakdown of your monthly expenses including the payments for your credit cards? - smarva
A: My car payment is $575 a month, car insurance $200 a month. American Express card payment is about $500 a month. Two visa cards, one payment is about $210 a month the other is about $80 a month. Master Card is about $200 a month. Cell phone bill is $107 a month. Car gas is about $160 a month. Bill me later account is about $109 a month. (Feb-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
new-sophisticated-openness$25.00$25.002/11/2010 4:14:28 PM
jammers$25.00$25.002/11/2010 4:14:31 PM
narblark$25.00$25.002/11/2010 4:14:32 PM
riproaringrapids$25.00$25.002/11/2010 4:19:05 PM
Syzygy$25.00$25.002/11/2010 4:26:57 PM
skuba$25.00$25.002/11/2010 4:18:32 PM
selector568$250.00$250.002/11/2010 4:19:12 PM
natural-greenback6$25.00$25.002/11/2010 4:20:36 PM
red-favorable-basis$25.00$25.002/11/2010 4:30:31 PM
AF-Chief$28.00$28.002/11/2010 4:21:08 PM
Phantom99$25.00$25.002/11/2010 4:25:52 PM
desertoasis$25.00$25.002/11/2010 4:25:37 PM
mason13a$25.00$25.002/11/2010 4:26:13 PM
thedoctor$90.00$90.002/11/2010 4:30:20 PM
orbiter614$50.00$50.002/11/2010 5:05:42 PM
dollardave$28.00$28.002/11/2010 6:21:23 PM
SCD$25.00$25.002/11/2010 6:38:46 PM
webfeet$25.00$25.002/16/2010 7:24:36 AM
persistent-value3$25.00$25.002/18/2010 6:12:25 AM
Richmp412$25.00$25.002/18/2010 8:37:09 AM
BipedalHominid$25.00$25.002/18/2010 12:35:24 PM
biffmush$120.00$120.002/18/2010 4:11:40 PM
Picopie$77.86$77.862/11/2010 4:14:29 PM
arwensolo55$34.93$34.932/11/2010 4:14:38 PM
IIP77$25.00$25.002/11/2010 4:15:09 PM
unk1911$25.00$25.002/11/2010 4:18:24 PM
BigCityLending$25.00$25.002/11/2010 4:25:14 PM
blissful-note7$25.00$25.002/11/2010 4:21:32 PM
reueljw$25.00$25.002/11/2010 4:19:35 PM
Reinadog9$25.00$25.002/11/2010 4:21:02 PM
TeamRamRod$25.00$25.002/11/2010 4:21:48 PM
Cheburashka$25.00$25.002/11/2010 4:25:24 PM
srilm$25.00$25.002/11/2010 4:25:35 PM
sophisticated-ore$200.00$200.002/11/2010 4:29:11 PM
honorable-yield$50.00$50.002/11/2010 4:29:06 PM
radforj22$25.00$25.002/11/2010 4:29:45 PM
supreme-hope$25.00$22.842/11/2010 4:30:34 PM
interstellar$50.00$50.002/12/2010 11:23:24 AM
webfeet$25.00$25.002/15/2010 12:57:40 PM
rome1426$29.00$29.002/16/2010 8:14:19 PM
wwwUniversal$25.00$25.002/17/2010 11:21:11 AM
crw1950$50.00$50.002/17/2010 7:02:29 PM
jguerrajr$39.37$39.372/17/2010 8:15:48 PM
PalmerTheEmbalmer$30.00$30.002/17/2010 10:46:31 PM
Leshan$25.00$25.002/18/2010 9:52:44 AM
dreamhope$25.00$25.002/18/2010 12:36:25 PM
Ssider$50.00$50.002/18/2010 3:20:22 PM
lijah10$25.00$25.002/18/2010 1:22:22 PM
jojo6686$25.00$25.002/18/2010 3:06:57 PM
49 bids
 
Borrower Payment Dependent Notes Series 446330
This series of Notes was issued and sold upon the funding of the borrower loan #41031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 8.00% Starting borrower rate/APR: 9.00% / 9.34% Starting monthly payment: $47.70
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $46.38
 
Auction yield range: 3.06% - 8.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:1y 3m
Credit score: 780-799 (Jan-2010) Total credit lines: 22 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $5,992Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: arrow185 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adios, credit cards
Purpose of loan:
This loan will be used to pay off one last credit card balance, completing almost three years of persistent debt reduction.

My financial situation:
I am a good candidate for this loan because we're frugal people who have worked hard and cut expenses to pay off about $50,000 in credit card debt since 2007. We have no car payment or any other debt. We can very easily handle this payment, so your investment is a sure thing. Note that the revolving credit balance in my credit profile above is not quite up-to-date -- this will cover the last of it. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Monrovia$25.00$25.002/10/2010 4:10:27 PM
kenji4861$25.00$25.002/10/2010 4:12:07 PM
jga516$25.00$25.002/10/2010 4:20:19 PM
inspired-contract9$50.00$50.002/10/2010 4:22:52 PM
dinero-oasis$25.00$25.002/10/2010 4:18:58 PM
bruce3504$25.00$25.002/10/2010 4:22:32 PM
MarcusOcean$25.00$25.002/10/2010 4:22:36 PM
credit-force5$25.00$25.002/10/2010 4:37:10 PM
falcon245sp$25.00$25.002/10/2010 4:37:24 PM
peerlender$30.00$30.002/10/2010 4:37:53 PM
dollar-birdie$30.00$30.002/10/2010 4:37:58 PM
friendly-worth3$25.00$25.002/10/2010 4:38:04 PM
social-conductor4$25.00$23.042/10/2010 4:38:25 PM
delicious-social132$25.00$25.002/10/2010 4:37:46 PM
personal-lender$25.00$25.002/10/2010 4:37:08 PM
moola-escalator$50.00$50.002/10/2010 4:37:15 PM
market-builder$25.00$25.002/10/2010 4:37:43 PM
rolandweary$30.00$30.002/10/2010 4:38:01 PM
dollardave$46.96$46.962/10/2010 6:15:16 PM
marwadi-62$100.00$100.002/11/2010 3:46:47 AM
PalmerTheEmbalmer$25.00$25.002/13/2010 1:25:38 PM
Dollars4Rent$25.00$25.002/14/2010 8:48:44 AM
Dollars4Rent$25.00$25.002/14/2010 8:48:28 AM
axelducheck$25.00$25.002/14/2010 6:41:44 PM
lean-velocity$25.00$25.002/10/2010 4:12:13 PM
bokonon$25.00$25.002/10/2010 4:22:31 PM
supreme-hope$25.00$25.002/10/2010 4:21:33 PM
skuba$25.00$25.002/10/2010 4:19:49 PM
radforj22$25.00$25.002/10/2010 4:20:36 PM
auction-elvis$25.00$25.002/10/2010 4:22:55 PM
life-is-great$25.00$25.002/10/2010 4:23:06 PM
flexible-value$25.00$25.002/10/2010 4:21:58 PM
natural-greenback6$25.00$25.002/10/2010 4:23:17 PM
DonaldColorado$25.00$25.002/10/2010 4:28:36 PM
meenan$25.00$25.002/10/2010 4:36:56 PM
lloyd_s$25.00$25.002/10/2010 4:37:00 PM
bchen78875$50.00$50.002/10/2010 4:37:39 PM
Cai8899$75.00$75.002/10/2010 4:37:42 PM
bowdish1$100.00$100.002/10/2010 4:37:49 PM
commerce-web5$40.00$40.002/10/2010 4:37:56 PM
wampum-reaction2$25.00$25.002/10/2010 4:38:12 PM
LandE2BG$25.00$25.002/10/2010 4:38:17 PM
AmericanCredit$25.00$25.002/10/2010 4:38:21 PM
springpanda$25.00$25.002/11/2010 11:35:11 AM
smarva$25.00$25.002/12/2010 7:19:28 AM
JCPlending$25.00$25.002/15/2010 8:15:27 AM
socal-lender$25.00$25.002/15/2010 9:47:09 AM
47 bids
 
Borrower Payment Dependent Notes Series 446336
This series of Notes was issued and sold upon the funding of the borrower loan #40994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $132.01
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $129.89
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1985 Debt/Income ratio: 0%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:9y 4m
Credit score: 680-699 (Feb-2010) Total credit lines: 21 Occupation: Other
Now delinquent: 1 Revolving credit balance: $581Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: a-felicity-rotation Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
putting a/c unit
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
coin-investor$25.00$25.002/10/2010 4:10:24 PM
natural-greenback6$25.00$25.002/10/2010 4:11:17 PM
the-aggresive-principal$25.00$25.002/10/2010 4:12:27 PM
X11_Counsil$25.00$25.002/10/2010 4:12:31 PM
gethsemane4$25.00$25.002/10/2010 4:12:36 PM
dsfoundation$25.00$25.002/10/2010 4:13:16 PM
cash-boots$25.00$25.002/10/2010 4:13:19 PM
copperfield$25.00$25.002/10/2010 4:15:09 PM
shiny-dollar9$25.00$25.002/10/2010 4:15:15 PM
bignic$25.00$25.002/10/2010 4:15:20 PM
Lightlife$26.31$26.312/10/2010 4:13:14 PM
AFairDeal$25.00$25.002/10/2010 4:19:45 PM
vb3jmg$25.00$25.002/10/2010 4:19:54 PM
sk8ndive$25.00$25.002/10/2010 4:20:26 PM
honorable-yield$50.00$50.002/10/2010 4:19:13 PM
supreme-bonus0$25.00$25.002/10/2010 4:21:05 PM
blooming-market$25.00$25.002/10/2010 4:21:37 PM
five-star-note$35.00$35.002/10/2010 4:19:41 PM
new-honorable-rate$25.00$25.002/10/2010 4:20:15 PM
flexible-value$25.00$25.002/10/2010 4:22:04 PM
reflective-cash0$100.00$100.002/10/2010 4:22:05 PM
desertoasis$50.00$50.002/10/2010 4:23:40 PM
Rick7925$25.00$25.002/10/2010 4:24:11 PM
inspired-contract9$25.00$25.002/10/2010 4:22:46 PM
friendly-return7$25.00$25.002/10/2010 4:24:19 PM
PocketAces$25.00$25.002/10/2010 4:23:02 PM
theprince$25.00$25.002/10/2010 4:24:48 PM
fishintime$25.00$25.002/10/2010 4:23:20 PM
kindness-percolator5$25.00$25.002/10/2010 4:24:58 PM
cvfriend$25.00$25.002/10/2010 4:25:32 PM
social-conductor4$25.00$25.002/10/2010 4:25:09 PM
enthusiastic-balance5$34.08$34.082/10/2010 4:25:55 PM
Bob450$25.00$25.002/10/2010 7:42:48 PM
wwwUniversal$25.00$25.002/10/2010 5:35:58 PM
dollardave$86.95$86.952/11/2010 3:50:34 AM
junes08$50.00$50.002/11/2010 3:37:01 PM
Taho$29.05$29.052/17/2010 7:45:25 AM
wild-orange$25.00$25.002/17/2010 12:31:50 PM
the-profit-oracle$25.00$25.002/17/2010 2:58:47 PM
ultimate-peace$100.00$100.002/17/2010 2:29:28 PM
worth-arch$25.00$25.002/17/2010 2:44:32 PM
interact$25.00$25.002/17/2010 12:21:06 PM
nalaari$124.41$124.412/17/2010 1:06:36 PM
friendinmoney$25.00$25.002/17/2010 3:39:58 PM
aasx1108$25.00$25.002/10/2010 4:10:25 PM
rpatusa$25.00$25.002/10/2010 4:11:29 PM
MM1207$25.00$25.002/10/2010 4:11:44 PM
skuba$25.00$25.002/10/2010 4:12:26 PM
Sang1963$25.00$25.002/10/2010 4:12:29 PM
fxtrader$25.00$25.002/10/2010 4:12:43 PM
cybernosha$100.00$100.002/10/2010 4:13:17 PM
Sierralance$25.00$25.002/10/2010 4:15:07 PM
pleasant-dime$25.00$25.002/10/2010 4:15:12 PM
ekn_enterprises$25.00$25.002/10/2010 4:15:22 PM
dollar-high-five$25.00$25.002/10/2010 4:10:40 PM
AF-Chief$27.00$27.002/10/2010 4:12:51 PM
nalaari$25.00$25.002/10/2010 4:11:05 PM
riproaringrapids$25.00$25.002/10/2010 4:11:48 PM
BabyLender$25.00$25.002/10/2010 4:19:19 PM
Dutchhunter$50.00$50.002/10/2010 4:19:51 PM
rock-turner$100.00$100.002/10/2010 4:19:55 PM
mpatrick$50.00$50.002/10/2010 4:12:38 PM
duckbill_1972$25.00$25.002/10/2010 4:15:11 PM
trade-trumpet$25.00$25.002/10/2010 4:21:32 PM
supreme-hope$25.00$25.002/10/2010 4:21:48 PM
kind-leverage-ringleader$33.38$33.382/10/2010 4:15:17 PM
calm-deal7$25.00$25.002/10/2010 4:22:40 PM
OCedHrt$25.00$25.002/10/2010 4:23:11 PM
peso-colonel$90.00$90.002/10/2010 4:23:47 PM
cash-queen$30.00$30.002/10/2010 4:24:08 PM
commerce-voyager$25.00$25.002/10/2010 4:24:26 PM
radforj22$25.00$25.002/10/2010 4:20:41 PM
kulender$25.00$25.002/10/2010 4:24:47 PM
ccdmp2004$25.00$25.002/10/2010 4:19:14 PM
sophisticated-ore$200.00$200.002/10/2010 4:19:31 PM
macjp123$25.00$25.002/10/2010 4:25:22 PM
BlindJoeDeath$25.00$25.002/10/2010 4:21:38 PM
Beverly_Hills_Lender$25.00$25.002/10/2010 4:19:47 PM
marketplace-achievement$25.00$25.002/10/2010 4:19:52 PM
currency-agave$25.00$25.002/10/2010 4:25:50 PM
chairsitter$25.00$25.002/10/2010 4:21:39 PM
red-favorable-basis$25.00$25.002/10/2010 4:21:47 PM
loanfairy$25.00$25.002/10/2010 4:23:53 PM
museic1$31.72$31.722/10/2010 4:24:07 PM
undaunted-agreement$25.00$25.002/10/2010 4:25:04 PM
LandE2BG$25.00$25.002/10/2010 4:25:16 PM
egw$25.00$25.002/10/2010 4:23:55 PM
jga516$25.00$25.002/10/2010 4:24:20 PM
forthright-dedication$50.00$2.102/10/2010 4:26:01 PM
TennSquire$25.00$25.002/10/2010 4:25:27 PM
nourishing-interest0$25.00$25.002/10/2010 4:25:41 PM
wampum-reaction2$25.00$25.002/10/2010 4:25:56 PM
dunkard13$100.00$100.002/11/2010 2:45:14 AM
SolarMoonshine$25.00$25.002/11/2010 5:28:14 PM
vine99$50.00$50.002/11/2010 8:43:04 PM
Your_Bank$25.00$25.002/17/2010 10:56:53 AM
yu-rik$100.00$100.002/17/2010 1:45:14 PM
DasMula$50.00$50.002/17/2010 3:29:02 PM
98 bids
 
Borrower Payment Dependent Notes Series 446366
This series of Notes was issued and sold upon the funding of the borrower loan #41056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 6.15% Starting borrower rate/APR: 7.15% / 7.49% Starting monthly payment: $61.89
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $61.85
 
Auction yield range: 3.06% - 6.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1998 Debt/Income ratio: 4%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:0y 5m
Credit score: 780-799 (Feb-2010) Total credit lines: 27 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $3,398Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: CTAngel Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Down Payment for Car Loan
Purpose of loan:
This loan will be used to borrow funds to buy down to zero financing for a new car.

My financial situation:
I am a good candidate for this loan because I have an excellent credit score, no other debt other than revolving monthly credit card purchases which are paid off in full monthly, and ample to cash (that can be used to pay this off that is currently tied up in other investments).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/11/2010 4:18:55 PM
selector568$250.00$250.002/11/2010 4:19:11 PM
supreme-hope$25.00$25.002/11/2010 4:30:24 PM
radforj22$25.00$25.002/11/2010 4:29:41 PM
DonaldColorado$25.00$25.002/11/2010 4:35:12 PM
bokonon$25.00$25.002/11/2010 4:30:53 PM
MarcusOcean$25.00$25.002/11/2010 4:31:03 PM
natural-greenback6$25.00$25.002/11/2010 4:31:28 PM
bruce3504$25.00$25.002/11/2010 4:31:00 PM
auction-elvis$25.00$25.002/11/2010 4:31:20 PM
meenan$25.00$25.002/11/2010 4:41:57 PM
skuba$50.00$50.002/11/2010 4:41:53 PM
bchen78875$50.00$50.002/11/2010 4:42:22 PM
blot44$25.00$25.002/11/2010 9:40:34 PM
dollardave$25.00$25.002/12/2010 3:55:44 AM
springpanda$25.00$25.002/12/2010 11:08:48 AM
octoberfresh$25.00$25.002/16/2010 1:20:48 PM
webfeet$25.00$25.002/17/2010 6:51:14 AM
wwwUniversal$25.00$25.002/17/2010 11:21:38 AM
solarwind$25.00$25.002/17/2010 4:11:34 PM
loanshark62$25.00$25.002/17/2010 7:56:26 PM
axelducheck$25.00$25.002/18/2010 9:42:24 AM
BipedalHominid$25.00$25.002/18/2010 12:33:01 PM
jybank$25.00$25.002/18/2010 10:30:55 AM
Leshan$25.00$25.002/18/2010 2:39:36 PM
Richmp412$25.00$25.002/18/2010 2:06:41 PM
StocksMan$50.00$50.002/18/2010 4:12:49 PM
lean-velocity$25.00$25.002/11/2010 4:18:58 PM
inspired-contract9$50.00$50.002/11/2010 4:31:15 PM
cloud8$40.00$40.002/11/2010 4:29:35 PM
iolaire$25.00$25.002/11/2010 4:29:33 PM
thedoctor$90.00$90.002/11/2010 4:30:21 PM
flexible-value$31.00$31.002/11/2010 4:30:41 PM
life-is-great$25.00$25.002/11/2010 4:31:24 PM
lloyd_s$25.00$25.002/11/2010 4:42:00 PM
falcon245sp$25.00$25.002/11/2010 4:42:13 PM
personal-lender$25.00$25.002/11/2010 4:42:05 PM
credit-force5$25.00$25.002/11/2010 4:42:09 PM
F_r_e_d_s__B_a_n_k$100.00$100.002/11/2010 4:44:46 PM
Cai8899$75.00$11.712/11/2010 4:42:26 PM
Figure4$25.00$25.002/11/2010 5:45:51 PM
skajake$29.03$29.032/12/2010 7:24:01 AM
smarva$50.00$50.002/12/2010 9:03:40 AM
heeeley$25.00$25.002/12/2010 2:10:44 PM
RandyL3$36.00$36.002/13/2010 2:36:03 PM
blackstar$25.00$25.002/16/2010 4:22:47 PM
arlingtonderek$50.00$50.002/17/2010 7:15:16 AM
PBanker$25.00$25.002/17/2010 4:12:43 PM
olin5$25.00$25.002/17/2010 7:59:23 PM
persistent-value3$78.88$78.882/18/2010 6:12:57 AM
IceFisherman$33.38$33.382/18/2010 10:41:28 AM
kwan$50.00$50.002/18/2010 11:46:23 AM
MacBrandon$25.00$25.002/18/2010 3:33:41 PM
Astyanax$50.00$50.002/18/2010 3:08:00 PM
54 bids
 
Borrower Payment Dependent Notes Series 446368
This series of Notes was issued and sold upon the funding of the borrower loan #41048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 6.15% Starting borrower rate/APR: 7.15% / 7.49% Starting monthly payment: $77.36
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $77.31
 
Auction yield range: 3.06% - 6.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1992 Debt/Income ratio: 6%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 3Length of status:1y 7m
Credit score: 760-779 (Feb-2010) Total credit lines: 6 Occupation: Other
Now delinquent: 0 Revolving credit balance: $574Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: mtflyfisher49 Borrower's state: Montana Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
720-739 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
New Engine
Purpose of loan: Well, my poor overworked truck died. The engine block has cracked so it's time for a new engine.?I don't know what went wrong with it to make it crack, but it sure did happen. I have been told that it will cost about $1600-$1700 for a?refurbished engine with a warranty, plus there's the cost of labor, replacement fluids, and any other problems to be found. My labor is going to be somewhat cheap- the benefit of knowing a mechanic personally. This loan combined with my?monthly income will get the job done ASAP!?

My financial situation:
I am a good candidate for this loan because I have no large?debts, only one small credit card with which I use to pay my monthly bills and gas,?and?my house is paid for, so every penny I make goes to basic cost of living expenses. It would be easy enough to save the rest of the money needed?for this repair over the next few months, but it is sooooo much easier to get around in rural Montana when you have your own wheels. I'd rather get it done now and pay a little more for it in the form of interest. I'm glad I paid off my first (and only so far)?Prosper loan off early so that I can reapply now!

As with my previous loan, payments will be automatically taken out of my bank account for a while, and then I will likely just pay it off within about a year. As long as I'm getting a loan, I might as well make it work for me and let it help build credit rather than pay it off in only a couple months!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/11/2010 4:18:54 PM
iolaire$25.00$25.002/11/2010 4:29:34 PM
thedoctor$90.00$90.002/11/2010 4:30:21 PM
inspired-contract9$50.00$50.002/11/2010 4:31:15 PM
natural-greenback6$25.00$25.002/11/2010 4:31:27 PM
auction-elvis$25.00$25.002/11/2010 4:31:20 PM
supreme-hope$25.00$25.002/11/2010 4:30:23 PM
flexible-value$31.00$31.002/11/2010 4:30:41 PM
bokonon$25.00$25.002/11/2010 4:30:53 PM
life-is-great$25.00$25.002/11/2010 4:31:24 PM
market-builder$25.00$25.002/11/2010 4:42:28 PM
commerce-web5$40.00$40.002/11/2010 4:42:44 PM
AmericanCredit$25.00$25.002/11/2010 4:43:13 PM
reward-walnut$25.00$25.002/11/2010 4:44:09 PM
SoCalRancher$25.00$25.002/11/2010 4:44:39 PM
friendly-worth3$25.00$25.002/11/2010 4:43:00 PM
UncleTupelo2$25.00$25.002/11/2010 4:44:07 PM
skuba$50.00$50.002/11/2010 4:41:54 PM
personal-lender$25.00$25.002/11/2010 4:42:06 PM
bowdish1$100.00$100.002/11/2010 4:42:33 PM
peerlender$30.00$30.002/11/2010 4:42:37 PM
honorable-yield$75.00$75.002/11/2010 4:43:38 PM
commerce-seahorse$25.00$25.002/11/2010 4:44:05 PM
Figure4$25.00$25.002/11/2010 5:47:36 PM
dollardave$25.00$25.002/11/2010 5:50:45 PM
Dollars4Rent$25.00$25.002/15/2010 10:11:38 AM
webfeet$25.00$25.002/17/2010 6:54:32 AM
wwwUniversal$25.00$25.002/17/2010 11:22:01 AM
BankofBeth$25.00$25.002/17/2010 4:30:10 PM
surfsider123$25.00$25.002/17/2010 5:03:27 PM
persistent-value3$78.88$78.882/18/2010 6:13:22 AM
Leshan$25.00$25.002/18/2010 2:41:50 PM
Astyanax$50.00$50.002/18/2010 3:09:24 PM
cunning-compassion1$25.00$25.002/18/2010 4:11:38 PM
StocksMan$50.00$50.002/18/2010 4:13:54 PM
lean-velocity$25.00$25.002/11/2010 4:18:58 PM
jga516$25.00$25.002/11/2010 4:29:36 PM
radforj22$25.00$25.002/11/2010 4:29:41 PM
MarcusOcean$25.00$25.002/11/2010 4:31:03 PM
bruce3504$25.00$25.002/11/2010 4:30:59 PM
falcon245sp$25.00$25.002/11/2010 4:42:12 PM
DonaldColorado$25.00$25.002/11/2010 4:35:12 PM
Cai8899$75.00$75.002/11/2010 4:42:26 PM
wampum-reaction2$25.00$25.002/11/2010 4:43:09 PM
Kaj$25.00$25.002/11/2010 4:43:27 PM
AF-Chief$28.00$28.002/11/2010 4:44:00 PM
kulender$25.00$25.002/11/2010 4:44:33 PM
credit-force5$25.00$25.002/11/2010 4:42:09 PM
delicious-social132$40.00$40.002/11/2010 4:42:31 PM
dollar-birdie$30.00$30.002/11/2010 4:42:49 PM
rolandweary$30.00$30.002/11/2010 4:42:55 PM
meenan$25.00$25.002/11/2010 4:41:57 PM
lloyd_s$25.00$25.002/11/2010 4:42:00 PM
Lambo168$25.00$2.362/11/2010 4:44:41 PM
bchen78875$50.00$50.002/11/2010 4:42:23 PM
social-conductor4$25.00$25.002/11/2010 4:43:21 PM
bigballer105$25.00$25.002/11/2010 4:43:25 PM
iflyforfun$25.00$25.002/11/2010 4:43:45 PM
mlopez2007$50.00$50.002/11/2010 4:43:56 PM
dma1206$25.00$25.002/11/2010 5:05:36 PM
blot44$25.00$25.002/11/2010 9:40:04 PM
springpanda$25.00$25.002/12/2010 11:10:51 AM
heeeley$25.00$25.002/12/2010 2:14:31 PM
Statman01$25.00$25.002/12/2010 3:47:58 PM
RandyL3$36.00$36.002/13/2010 2:36:04 PM
dbanwart$50.00$50.002/14/2010 9:06:27 PM
Dollars4Rent$25.00$25.002/15/2010 10:11:52 AM
swerd$100.00$100.002/16/2010 4:23:12 AM
dammage$25.00$25.002/16/2010 8:07:51 PM
dsparrow$38.76$38.762/16/2010 9:29:46 PM
arlingtonderek$50.00$50.002/17/2010 7:22:33 AM
best-generosity-financier$25.00$25.002/17/2010 8:04:19 PM
jybank$25.00$25.002/18/2010 10:31:33 AM
John_14_6$25.00$25.002/18/2010 10:35:27 AM
WeshaTheLeopard$25.00$25.002/18/2010 1:53:32 PM
75 bids
 
Borrower Payment Dependent Notes Series 446434
This series of Notes was issued and sold upon the funding of the borrower loan #41036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 6.15% Starting borrower rate/APR: 7.15% / 7.49% Starting monthly payment: $77.36
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $77.31
 
Auction yield range: 3.06% - 6.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1997 Debt/Income ratio: 15%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:9y 3m
Credit score: 780-799 (Feb-2010) Total credit lines: 45 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $6,760Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ITGuy Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 780-799 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
820-839 (Aug-2009)
780-799 (Dec-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Pay off credit card
This loan will be used to pay off my credit card. I had been maintaining a balance of a few thousand dollars at an interest rate of under 10%. I recently received a letter that they are "adjusting the rate according to market conditions" and that the new rate will be 16.99%. They were very gracious in allowing me to decline the rate increase...all I have to do is pay off the balance and close the account. So thats what I'm going to do.

I am a good candidate for this loan because I've borrowed from Prosper before. I'm also an active investor with over 30 lender notes to my name currently. I have a steady job (nearly 9 years with the same company) with a decent income. Aside from this credit card I have no revolving debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/11/2010 4:18:53 PM
auction-elvis$25.00$25.002/11/2010 4:31:19 PM
life-is-great$25.00$25.002/11/2010 4:31:23 PM
MarcusOcean$25.00$25.002/11/2010 4:31:02 PM
natural-greenback6$25.00$25.002/11/2010 4:31:27 PM
DonaldColorado$25.00$25.002/11/2010 4:35:11 PM
personal-lender$25.00$25.002/11/2010 4:42:07 PM
dollar-birdie$30.00$30.002/11/2010 4:42:48 PM
rolandweary$30.00$30.002/11/2010 4:42:54 PM
friendly-worth3$25.00$25.002/11/2010 4:43:00 PM
wampum-reaction2$25.00$25.002/11/2010 4:43:09 PM
honorable-yield$75.00$75.002/11/2010 4:43:39 PM
investment-tempo$25.00$25.002/11/2010 4:45:45 PM
market-banshee$25.00$25.002/11/2010 4:45:54 PM
social-conductor4$25.00$25.002/11/2010 4:43:18 PM
bigballer105$25.00$25.002/11/2010 4:43:24 PM
AF-Chief$28.00$28.002/11/2010 4:43:59 PM
bchen78875$50.00$50.002/11/2010 4:42:24 PM
market-builder$25.00$25.002/11/2010 4:42:28 PM
Kaj$25.00$25.002/11/2010 4:43:26 PM
currency-persimmon$25.00$25.002/11/2010 4:45:47 PM
reward-walnut$25.00$25.002/11/2010 4:44:08 PM
SoCalRancher$25.00$25.002/11/2010 4:44:38 PM
desertoasis$25.00$25.002/11/2010 4:44:49 PM
eg192$25.00$25.002/12/2010 11:31:46 AM
smarva$25.00$25.002/12/2010 7:15:51 AM
Statman01$25.00$25.002/12/2010 3:45:36 PM
proper-commitment5$25.00$25.002/12/2010 12:53:08 PM
RandyL3$36.00$36.002/13/2010 2:36:05 PM
Dollars4Rent$25.00$25.002/15/2010 10:14:55 AM
Dollars4Rent$25.00$25.002/15/2010 10:15:22 AM
swerd$100.00$100.002/16/2010 4:23:10 AM
best-generosity-financier$25.00$25.002/17/2010 8:04:55 PM
OGS_Capital$25.00$25.002/18/2010 6:13:03 AM
OGS_Capital$25.00$25.002/18/2010 6:12:27 AM
lean-velocity$25.00$25.002/11/2010 4:18:57 PM
swiftsoul$25.00$25.002/11/2010 4:26:28 PM
thedoctor$90.00$90.002/11/2010 4:30:22 PM
bokonon$25.00$25.002/11/2010 4:30:54 PM
supreme-hope$25.00$25.002/11/2010 4:30:23 PM
bruce3504$25.00$25.002/11/2010 4:30:59 PM
jga516$25.00$25.002/11/2010 4:29:36 PM
radforj22$25.00$25.002/11/2010 4:29:41 PM
flexible-value$31.00$31.002/11/2010 4:30:42 PM
inspired-contract9$50.00$50.002/11/2010 4:31:14 PM
skuba$50.00$50.002/11/2010 4:41:55 PM
credit-force5$25.00$25.002/11/2010 4:42:08 PM
delicious-social132$40.00$40.002/11/2010 4:42:30 PM
AmericanCredit$25.00$25.002/11/2010 4:43:12 PM
iflyforfun$25.00$25.002/11/2010 4:43:45 PM
UncleTupelo2$25.00$25.002/11/2010 4:44:07 PM
Lambo168$25.00$25.002/11/2010 4:44:40 PM
-------ing247$25.00$25.002/11/2010 4:44:42 PM
meenan$25.00$25.002/11/2010 4:41:56 PM
lloyd_s$25.00$25.002/11/2010 4:41:59 PM
Cai8899$75.00$75.002/11/2010 4:42:27 PM
bowdish1$100.00$100.002/11/2010 4:42:33 PM
peerlender$30.00$30.002/11/2010 4:42:37 PM
commerce-web5$40.00$40.002/11/2010 4:42:43 PM
kulender$30.00$30.002/11/2010 4:43:29 PM
mlopez2007$50.00$50.002/11/2010 4:43:55 PM
commerce-seahorse$25.00$25.002/11/2010 4:44:04 PM
falcon245sp$25.00$25.002/11/2010 4:42:12 PM
GrommetPosse$25.00$16.872/11/2010 4:46:00 PM
dollardave$100.00$100.002/11/2010 4:47:23 PM
blot44$25.00$25.002/11/2010 9:39:29 PM
market-socrates4$25.00$25.002/11/2010 5:21:30 PM
dbanwart$50.00$50.002/14/2010 9:07:53 PM
springpanda$25.00$25.002/16/2010 12:21:34 AM
justin323$44.25$44.252/16/2010 10:03:41 AM
webfeet$25.00$25.002/17/2010 6:55:46 AM
wwwUniversal$25.00$25.002/17/2010 11:22:30 AM
persistent-value3$78.88$78.882/18/2010 6:13:56 AM
JFalcon$25.00$25.002/18/2010 4:14:09 AM
74 bids
 
Borrower Payment Dependent Notes Series 446466
This series of Notes was issued and sold upon the funding of the borrower loan #41042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $154.71
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $154.61
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1984 Debt/Income ratio: 11%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:26y 10m
Credit score: 780-799 (Feb-2010) Total credit lines: 40 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $49,601Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 53%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: scholarly-velocity Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Uncle Sam
Purpose of loan:
This loan will be used to? Pay off tax bill

My financial situation:
I am a good candidate for this loan because?I have never missed a payment or defaulted on any loans.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
highcountry1$25.00$25.002/16/2010 9:22:00 AM
DonaldColorado$25.00$25.002/16/2010 9:22:09 AM
kenji4861$25.00$25.002/16/2010 9:24:09 AM
dollar-birdie$30.00$30.002/16/2010 9:29:39 AM
BigCityLending$25.00$25.002/16/2010 9:30:19 AM
LandE2BG$25.00$25.002/16/2010 9:31:52 AM
Hexnut$50.00$50.002/16/2010 9:31:23 AM
Namrok$25.00$25.002/16/2010 9:31:38 AM
Captain88$25.00$25.002/16/2010 9:31:31 AM
greenwell$50.00$50.002/16/2010 9:32:01 AM
radforj22$25.00$25.002/16/2010 9:41:36 AM
flexible-value$31.00$31.002/16/2010 9:43:29 AM
bokonon$25.00$25.002/16/2010 9:43:53 AM
falcon245sp$25.00$25.002/16/2010 10:03:22 AM
Kaj$25.00$25.002/16/2010 10:04:43 AM
anton$150.00$150.002/16/2010 10:05:17 AM
reward-walnut$25.00$25.002/16/2010 10:05:50 AM
lloyd_s$25.00$25.002/16/2010 10:02:52 AM
forthright-dedication$25.00$25.002/16/2010 10:07:52 AM
Cai8899$75.00$75.002/16/2010 10:03:39 AM
rudyindc$25.00$25.002/16/2010 10:08:24 AM
personal-lender$25.00$25.002/16/2010 10:02:54 AM
credit-force5$25.00$25.002/16/2010 10:03:09 AM
unk1911$25.00$25.002/16/2010 10:08:56 AM
social-conductor4$25.00$25.002/16/2010 10:04:33 AM
wampum-reaction2$25.00$25.002/16/2010 10:04:28 AM
desertoasis$25.00$25.002/16/2010 10:06:21 AM
currency-persimmon$25.00$25.002/16/2010 10:07:17 AM
HHP$25.00$25.002/16/2010 10:08:33 AM
SnE$25.68$25.682/16/2010 10:16:21 AM
buckyhead2000$25.00$25.002/16/2010 10:11:51 AM
senorzookeeper$25.00$25.002/16/2010 10:12:28 AM
thegreatone$100.00$100.002/16/2010 10:12:17 AM
compassion-lotus5$25.00$25.002/16/2010 10:12:51 AM
all_of_that_one$25.00$25.002/16/2010 10:14:33 AM
AmericanCredit$25.00$25.002/16/2010 10:14:45 AM
grampy48$25.00$25.002/16/2010 10:14:37 AM
dealarella$25.00$25.002/16/2010 10:14:47 AM
moola-escalator$50.00$50.002/16/2010 10:21:55 AM
Diversify_Further$25.00$25.002/16/2010 10:23:17 AM
Cerias$25.00$25.002/16/2010 10:23:35 AM
Gelden1$25.00$25.002/16/2010 10:18:38 AM
Sixmil$25.00$25.002/16/2010 10:19:09 AM
the-commitment-idol$25.00$25.002/16/2010 10:20:34 AM
Casman8815$25.00$25.002/16/2010 10:21:11 AM
webfeet$25.00$25.002/16/2010 10:21:46 AM
Hokiemon$75.00$75.002/16/2010 10:23:47 AM
Tc11902$50.00$50.002/18/2010 1:57:21 PM
BSr$25.00$25.002/19/2010 4:49:25 AM
orbital-gain$50.00$50.002/19/2010 10:57:12 AM
IceFisherman$50.00$50.002/19/2010 4:13:14 PM
elevated-finance$25.00$25.002/19/2010 6:20:21 PM
Spiv_51$25.00$25.002/20/2010 2:52:39 AM
creative-finance7$25.00$25.002/19/2010 6:48:24 PM
BANKIN$31.00$31.002/20/2010 9:24:17 AM
julijask$35.00$35.002/21/2010 10:50:52 AM
natedog666$200.00$200.002/22/2010 10:50:36 AM
faithful-steward$50.00$50.002/22/2010 11:02:46 AM
SchaeferJ$25.00$25.002/22/2010 11:18:23 AM
RiskManiac$25.00$25.002/22/2010 1:44:11 PM
favorite-commerce$25.00$25.002/22/2010 2:04:02 PM
The-Lighthouse-Group$25.00$25.002/22/2010 2:13:25 PM
northphoto$26.28$26.282/22/2010 4:12:30 PM
investmentgroup$25.00$25.002/22/2010 5:44:37 PM
gsd$25.00$25.002/22/2010 7:05:50 PM
PaulW$25.00$25.002/16/2010 9:21:45 AM
lean-velocity$25.00$25.002/16/2010 9:24:17 AM
swiftsoul$25.00$25.002/16/2010 9:26:01 AM
mikeandcat$100.00$100.002/16/2010 9:31:54 AM
skuba$50.00$50.002/16/2010 9:29:28 AM
tsui517$25.00$25.002/16/2010 9:31:20 AM
thedoctor$90.00$90.002/16/2010 9:42:26 AM
natural-greenback6$25.00$25.002/16/2010 9:45:05 AM
supreme-hope$25.00$25.002/16/2010 9:42:44 AM
bruce3504$25.00$25.002/16/2010 9:44:04 AM
MarcusOcean$25.00$25.002/16/2010 9:44:11 AM
life-is-great$25.00$25.002/16/2010 9:45:02 AM
commerce-web5$40.00$40.002/16/2010 10:04:10 AM
rolandweary$30.00$30.002/16/2010 10:04:15 AM
friendly-worth3$25.00$25.002/16/2010 10:04:22 AM
GrommetPosse$25.00$25.002/16/2010 10:07:42 AM
blissful-note7$25.00$25.002/16/2010 10:07:59 AM
meenan$25.00$25.002/16/2010 10:02:44 AM
market-builder$25.00$25.002/16/2010 10:03:48 AM
bowdish1$100.00$100.002/16/2010 10:03:58 AM
peerlender$30.00$30.002/16/2010 10:04:06 AM
bchen78875$50.00$50.002/16/2010 10:03:32 AM
delicious-social132$40.00$40.002/16/2010 10:03:52 AM
bigballer105$25.00$25.002/16/2010 10:04:39 AM
honorable-yield$75.00$75.002/16/2010 10:05:05 AM
commerce-seahorse$25.00$25.002/16/2010 10:05:44 AM
mlopez2007$25.00$25.002/16/2010 10:05:31 AM
engaging-worth$30.00$30.002/16/2010 10:12:30 AM
AF-Chief$28.00$28.002/16/2010 10:05:36 AM
kulender$25.00$25.002/16/2010 10:06:03 AM
SoCalRancher$25.00$25.002/16/2010 10:06:14 AM
investment-tempo$25.00$25.002/16/2010 10:07:12 AM
JJS180$25.00$25.002/16/2010 10:08:00 AM
loanfairy$25.00$25.002/16/2010 10:15:10 AM
Havana21$25.00$25.002/16/2010 10:08:07 AM
DukSerduk$25.00$25.002/16/2010 10:09:09 AM
stable-nickel$250.00$250.002/16/2010 10:12:09 AM
dsgfl1$25.00$25.002/16/2010 10:12:48 AM
scott73$25.00$25.002/16/2010 10:13:09 AM
murren$25.00$25.002/16/2010 10:20:16 AM
firefly17$25.00$25.002/16/2010 10:20:26 AM
loans4u2$25.00$25.002/16/2010 10:13:30 AM
sandeepPR$25.00$25.002/16/2010 10:20:55 AM
reinforced-reward$25.00$25.002/16/2010 10:14:35 AM
GElender$50.00$50.002/16/2010 10:14:52 AM
red-favorable-basis$25.00$25.002/16/2010 10:15:00 AM
superchicken$25.00$25.002/16/2010 10:15:03 AM
skvat$25.00$25.002/16/2010 10:22:04 AM
aycinvestments$33.00$33.002/16/2010 10:16:13 AM
durability-halibut$25.00$25.002/16/2010 10:23:43 AM
slico$25.00$25.002/16/2010 10:17:09 AM
credit-investor5$100.00$19.882/16/2010 10:24:28 AM
RB_Double-A_Bravo$25.00$25.002/16/2010 10:19:45 AM
social-comet224$25.00$25.002/16/2010 10:20:36 AM
bba11er45$25.00$25.002/16/2010 10:22:20 AM
dma1206$25.00$25.002/16/2010 11:21:18 AM
octoberfresh$25.00$25.002/16/2010 1:23:03 PM
RandyL3$50.00$50.002/17/2010 11:46:04 AM
Dollars4Rent$25.00$25.002/19/2010 12:32:10 PM
Dollars4Rent$25.00$25.002/19/2010 12:31:57 PM
frankandirene$25.00$25.002/20/2010 4:47:24 AM
Richmp412$25.00$25.002/20/2010 7:09:10 AM
market-jam$46.95$46.952/20/2010 3:02:17 AM
Kelor99$25.00$25.002/20/2010 5:56:19 PM
RyanTH9893$25.00$25.002/20/2010 8:10:54 PM
q4golf$25.00$25.002/20/2010 1:23:35 PM
Goodlender42$25.00$25.002/21/2010 6:06:14 AM
JM-Sarawak$25.00$25.002/21/2010 8:20:54 AM
REITRUST$25.00$25.002/21/2010 1:14:19 PM
wwwUniversal$25.00$25.002/22/2010 9:54:49 AM
IceFisherman$37.38$37.382/22/2010 11:37:13 AM
lender124$50.00$50.002/22/2010 11:51:11 AM
hilsoon$25.00$25.002/22/2010 9:34:44 AM
YummiBear$25.00$25.002/22/2010 6:16:56 PM
benjamin67$45.83$45.832/23/2010 3:51:49 AM
scottjbarn$100.00$100.002/23/2010 8:32:55 AM
141 bids
 
Borrower Payment Dependent Notes Series 446492
This series of Notes was issued and sold upon the funding of the borrower loan #41079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,700.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 31.88% Starting borrower rate/APR: 32.88% / 35.30% Starting monthly payment: $74.88
Final lender yield: 31.80% Final borrower rate/APR: 32.80% / 35.22% Final monthly payment: $74.80
 
Auction yield range: 14.06% - 31.88% Estimated loss impact: 16.16%  
Lender servicing fee: 1.00% Estimated return: 15.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1988 Debt/Income ratio: 26%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 6 / 6Length of status:5y 5m
Credit score: 600-619 (Jan-2010) Total credit lines: 25 Occupation: Other
Now delinquent: 0 Revolving credit balance: $11,006Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 102%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 17    
Screen name: starwrx Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,000.00< mo. late: 0 ( 0% )  
620-639 (Aug-2009)
620-639 (Apr-2008)
 
Principal balance: $3,318.65 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
keeping the road straight
Purpose of loan:
This loan will be used for... car repairs , and glasses. Plus it will help to put life back on track.


My financial situation:
I am a good candidate for this loan because? I have always fulfilled my financial obligations until my ex decided to throw me some curves that caused that path to become broken. Now I am recovered and on my way but need just a little help to complete this process. Paying my creditors is my #1 obligation.

Monthly net income: $ 1,700

Monthly expenses: $
??Housing: $ 400.
??Insurance: $ 44.
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $500.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stephen_c01$25.00$25.002/11/2010 5:01:22 PM
Bob450$25.00$25.002/11/2010 8:59:15 PM
Unitas4302$200.00$200.002/12/2010 7:11:21 PM
zydeco337$25.00$25.002/13/2010 1:06:52 PM
sirguyon$202.30$202.302/14/2010 2:54:31 PM
LuvToLend$25.00$25.002/15/2010 11:52:09 AM
shawnw2$75.00$75.002/16/2010 6:56:48 AM
well-mannered-income3$40.00$40.002/16/2010 11:34:52 AM
autumn_leaves$25.00$25.002/16/2010 7:21:40 PM
Ronnieboy888$25.00$25.002/16/2010 9:32:38 PM
transaction-circuit$25.00$25.002/17/2010 10:14:11 AM
special-finance4$25.00$25.002/17/2010 7:42:52 AM
reflective-rupee$25.00$25.002/17/2010 2:58:34 PM
reflective-rupee$25.00$25.002/17/2010 2:58:51 PM
twjh$25.00$25.002/17/2010 2:35:33 PM
payout-bridge$75.00$75.002/17/2010 3:50:58 PM
red-favorable-basis$25.00$0.932/17/2010 1:17:11 PM
boo_hoo$50.00$50.002/17/2010 5:22:30 PM
dcm6276$25.00$25.002/13/2010 5:44:31 AM
intuitive-bill$25.00$25.002/15/2010 11:15:16 AM
eronyc$25.00$25.002/15/2010 4:22:02 PM
reflective-rupee$50.00$50.002/16/2010 6:42:37 AM
unk1911$25.00$25.002/16/2010 7:26:04 AM
RoccoLoan$50.00$50.002/16/2010 1:46:55 PM
dman15$31.77$31.772/16/2010 12:41:22 PM
chameleon125$50.00$50.002/16/2010 7:35:22 PM
Aberdeen$300.00$300.002/17/2010 11:15:03 AM
five-star-note$100.00$100.002/17/2010 4:00:25 PM
Leshan$100.00$100.002/17/2010 5:07:53 PM
29 bids
 
Borrower Payment Dependent Notes Series 446536
This series of Notes was issued and sold upon the funding of the borrower loan #41074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 14.05% Starting borrower rate/APR: 15.05% / 17.22% Starting monthly payment: $312.21
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $311.33
 
Auction yield range: 6.06% - 14.05% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2004 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 7Length of status:2y 8m
Credit score: 760-779 (Feb-2010) Total credit lines: 11 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $2,394Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 26%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: moola-maximizer Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need rid of this credit card debt
Purpose of loan:
This loan will be used to consolidate my different credit cards into one bill with a lower interest rate.

My financial situation:
I am a good candidate for this loan because I have a good job as an oncology nurse with a good income and would be able to pay off a loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cberthiaume$25.00$25.002/12/2010 4:04:35 PM
rhodylend$25.00$25.002/12/2010 4:04:50 PM
Artist_Blue$25.00$25.002/12/2010 4:11:22 PM
joplinoz$25.00$25.002/12/2010 4:03:18 PM
Cheburashka$25.00$25.002/12/2010 4:20:04 PM
red-favorable-basis$25.00$25.002/12/2010 4:22:46 PM
supreme-hope$25.00$25.002/12/2010 4:22:54 PM
flexible-value$26.00$26.002/12/2010 4:22:59 PM
peso-colonel$90.00$90.002/12/2010 4:23:51 PM
theprince$25.00$25.002/12/2010 4:24:05 PM
macjp123$25.00$25.002/12/2010 4:24:13 PM
wampum-reaction2$25.00$25.002/12/2010 4:24:25 PM
larryboy10$25.00$25.002/12/2010 4:14:06 PM
AF-Chief$27.00$27.002/12/2010 4:12:22 PM
radforj22$25.00$25.002/12/2010 4:21:59 PM
mason13a$25.00$25.002/12/2010 4:20:24 PM
nourishing-interest0$25.00$25.002/12/2010 4:24:20 PM
progressive-asset$100.00$76.732/12/2010 4:24:36 PM
anton$250.00$250.002/12/2010 4:23:36 PM
orgy63$25.00$25.002/12/2010 4:24:29 PM
Liam227$141.55$141.552/12/2010 7:28:29 PM
RedCentre$250.00$250.002/12/2010 4:41:57 PM
miket71$100.00$100.002/12/2010 4:42:33 PM
debtcollector$50.00$50.002/13/2010 2:49:29 PM
Coco_Chanel$25.00$25.002/13/2010 8:05:09 AM
fuisci$25.00$25.002/13/2010 11:40:26 AM
interest-friendship$105.00$105.002/13/2010 2:43:06 PM
vigman777$42.82$42.822/13/2010 3:29:27 PM
credit-shower$25.00$25.002/14/2010 8:26:11 AM
BuckeyeGuy$35.07$35.072/14/2010 11:41:59 AM
vutah$25.00$25.002/14/2010 5:52:06 PM
dollardave$100.00$100.002/15/2010 4:25:49 AM
dollardave$26.32$26.322/15/2010 5:04:44 PM
scottysidewinder$25.00$25.002/15/2010 6:57:16 PM
totoro$25.00$25.002/16/2010 10:35:38 AM
preventivepestcontrol$50.00$50.002/16/2010 10:56:27 AM
BenOrt$25.00$25.002/16/2010 2:01:39 PM
nevetsnosliw1$25.00$25.002/16/2010 2:24:37 PM
mhotchan$100.00$100.002/16/2010 1:15:17 PM
important-ore$50.00$50.002/16/2010 8:23:51 PM
worth-victor6$25.00$25.002/16/2010 9:31:10 PM
senorzookeeper$50.00$50.002/16/2010 9:13:22 PM
hawaiitechnical$25.00$25.002/16/2010 7:04:38 PM
Barrayaran$25.00$25.002/17/2010 6:00:03 AM
HQLender06851$35.00$35.002/17/2010 8:17:01 AM
megich06$50.00$50.002/17/2010 8:17:47 AM
webfeet$25.00$25.002/17/2010 6:58:46 AM
economy-popcorn$25.00$25.002/17/2010 10:15:42 AM
impartial-deal$25.00$25.002/17/2010 9:36:49 AM
QsDad$25.00$25.002/17/2010 1:41:37 PM
DannyPhantom$35.00$35.002/17/2010 7:44:37 PM
evildutchman$50.00$50.002/17/2010 8:18:14 PM
golffish2$100.00$100.002/18/2010 6:47:31 AM
magee425$25.93$25.932/18/2010 9:51:03 AM
wwwUniversal$25.00$25.002/17/2010 10:26:23 PM
Leshan$25.00$25.002/18/2010 10:06:07 AM
FOFagent1$125.00$125.002/18/2010 11:22:39 AM
wojo$25.00$25.002/18/2010 10:32:23 AM
doomsday18$25.00$25.002/18/2010 1:59:34 PM
Starfin300$26.76$26.762/18/2010 12:27:15 PM
aprilapril$25.00$25.002/18/2010 12:52:05 PM
Astyanax$30.00$30.002/18/2010 3:14:44 PM
cunning-compassion1$25.00$25.002/18/2010 4:16:29 PM
three-for-6$209.25$209.252/18/2010 6:05:35 PM
wonder3$25.00$25.002/18/2010 8:28:36 PM
justice-dna$45.00$45.002/18/2010 7:30:55 PM
Trondheim_Norway$150.00$150.002/18/2010 8:40:08 PM
base858$29.83$29.832/18/2010 10:04:03 PM
juxtapose$25.00$25.002/18/2010 6:11:36 PM
unitedins$25.00$25.002/19/2010 5:18:19 AM
rate-hickory$25.00$25.002/19/2010 7:38:54 AM
Lender0307$25.00$25.002/18/2010 9:09:32 PM
jybank$25.00$25.002/19/2010 9:06:45 AM
blissful-note7$25.00$25.002/18/2010 11:40:55 PM
jpme$25.00$25.002/19/2010 6:40:58 AM
wop310$100.00$100.002/19/2010 8:07:02 AM
InvestForWealth$30.61$30.612/19/2010 9:54:22 AM
MilitaryAV8R$25.00$25.002/19/2010 10:39:53 AM
Prossper-Godfather$200.00$200.002/19/2010 11:55:54 AM
captainzero$50.41$50.412/19/2010 11:44:59 AM
principal-star$25.00$25.002/19/2010 12:06:18 PM
Ven58$25.00$25.002/19/2010 1:10:07 PM
jhernand17$25.00$25.002/19/2010 12:47:21 PM
kf88$26.00$26.002/19/2010 1:01:05 PM
shellstar$36.68$36.682/19/2010 1:05:14 PM
amlu1988$25.00$25.002/19/2010 1:20:15 PM
radiant-value$28.43$28.432/19/2010 12:26:07 PM
Digs$25.00$25.002/19/2010 12:36:35 PM
clipper271$25.00$25.002/19/2010 3:11:07 PM
NewYorker48$53.40$53.402/19/2010 3:31:17 PM
slpark$50.00$50.002/19/2010 1:50:18 PM
True-Patriot$25.00$25.002/19/2010 3:10:48 PM
FinanceEngine$30.00$30.002/19/2010 3:25:45 PM
exact-peso2$25.00$25.002/19/2010 3:37:28 PM
friendinmoney$25.00$25.002/19/2010 3:55:54 PM
leverage-holly$25.00$25.002/12/2010 4:06:09 PM
tallmon$25.00$25.002/12/2010 4:08:53 PM
noble-revenue$47.80$47.802/12/2010 4:09:51 PM
skuba$25.00$25.002/12/2010 4:12:01 PM
calilending$25.00$25.002/12/2010 4:14:16 PM
exchange-battalion$25.00$25.002/12/2010 4:14:36 PM
theincarnatemike$25.00$25.002/12/2010 4:03:39 PM
xrycac$25.00$25.002/12/2010 4:04:30 PM
compassion-lotus5$25.00$25.002/12/2010 4:06:01 PM
worth-arch$25.00$25.002/12/2010 4:03:13 PM
fund-virtuoso$25.00$25.002/12/2010 4:07:35 PM
principal-prodigy$25.00$25.002/12/2010 4:22:02 PM
unk1911$25.00$25.002/12/2010 4:11:30 PM
calm-deal7$25.00$25.002/12/2010 4:23:23 PM
riproaringrapids$25.00$25.002/12/2010 4:11:36 PM
LiquidLender$25.00$25.002/12/2010 4:24:33 PM
cloud8$30.00$30.002/12/2010 4:16:09 PM
marketplace-achievement$50.00$50.002/12/2010 4:13:21 PM
desertoasis$50.00$50.002/12/2010 4:13:37 PM
selector568$253.97$253.972/12/2010 4:15:38 PM
natural-greenback6$25.00$25.002/12/2010 4:20:44 PM
Syzygy$25.00$25.002/12/2010 4:20:58 PM
honorable-yield$50.00$50.002/12/2010 4:21:45 PM
Rick7925$25.00$25.002/12/2010 4:24:01 PM
minista$25.00$25.002/12/2010 4:39:10 PM
mattblizz$50.00$50.002/12/2010 8:13:09 PM
zento$25.00$25.002/12/2010 4:39:31 PM
cashhelp$25.00$25.002/12/2010 4:41:55 PM
senorzookeeper$50.00$50.002/12/2010 9:50:21 PM
Sol_Invictus$25.00$25.002/13/2010 4:36:55 AM
seadogs$25.00$25.002/13/2010 5:18:49 AM
SOP_Bank$25.00$25.002/13/2010 4:01:19 PM
dt_one$25.00$25.002/13/2010 8:20:35 AM
ore-dojo$100.00$100.002/13/2010 9:20:55 AM
1SteelerFan$35.00$35.002/13/2010 11:49:59 AM
vulgy$25.00$25.002/13/2010 3:07:52 PM
BobJohnson$25.00$25.002/13/2010 6:00:51 PM
bigmacbeef$25.00$25.002/14/2010 2:35:42 PM
3am-preacher$25.00$25.002/14/2010 8:11:50 AM
eBankInvest$29.00$29.002/14/2010 6:02:08 PM
Dirty637$25.00$25.002/15/2010 9:39:17 AM
J_Galt$100.00$100.002/15/2010 10:45:41 AM
supasonic$40.00$40.002/15/2010 11:13:48 AM
sharp-credit$500.00$500.002/15/2010 6:20:19 PM
hidavehi$65.00$65.002/15/2010 7:54:42 PM
Sofar$25.00$25.002/15/2010 7:30:42 PM
grammaspurse$25.00$25.002/15/2010 8:24:00 PM
generous-deal6$51.54$51.542/16/2010 12:26:20 AM
economy-structure9$25.00$25.002/16/2010 4:28:29 AM
Moneypenny6$25.00$25.002/16/2010 6:54:01 AM
the-profit-oracle$25.00$25.002/16/2010 8:39:24 AM
spiff666$25.00$25.002/16/2010 8:33:54 AM
mikeandcat$50.00$50.002/16/2010 8:54:36 AM
gere-co$25.00$25.002/16/2010 11:00:37 AM
Sven79$250.00$250.002/16/2010 3:55:01 PM
Moneypenny6$25.00$25.002/17/2010 1:51:42 PM
faithful-steward$25.00$25.002/17/2010 2:19:38 PM
durability-halibut$25.00$25.002/17/2010 5:28:29 PM
lazyeye$25.00$25.002/17/2010 6:58:32 PM
TheSpottedFlamingo$25.00$25.002/18/2010 7:41:54 AM
agreement-bunny$32.00$32.002/17/2010 10:17:35 PM
loyalty-czar$50.87$50.872/18/2010 9:30:21 AM
favorite-commerce$25.00$25.002/18/2010 10:28:55 AM
peregrine$26.52$26.522/18/2010 1:33:37 PM
sophisticated-ore$542.48$542.482/18/2010 12:10:16 PM
MarcusOcean$50.00$50.002/18/2010 4:51:45 PM
suburbanman64$35.00$35.002/18/2010 6:06:55 PM
sudeep104$25.00$25.002/18/2010 6:51:43 PM
Lisabosy$100.00$100.002/18/2010 8:45:16 PM
nashibaksi$25.00$25.002/18/2010 6:14:57 PM
99Lender$25.00$25.002/19/2010 6:29:56 AM
MrLeft$30.00$30.002/19/2010 6:56:15 AM
orange-pound-party$41.64$41.642/18/2010 8:10:43 PM
mathgod$25.00$25.002/19/2010 7:50:43 AM
CashBank$25.00$25.002/19/2010 9:11:56 AM
ProudDad$50.00$50.002/18/2010 10:56:13 PM
KingCroesus$25.00$25.002/19/2010 2:29:31 AM
Barky52$25.00$25.002/19/2010 8:34:16 AM
principal-laser$100.00$100.002/19/2010 10:53:55 AM
lucygirl2$50.00$50.002/19/2010 11:52:11 AM
integrity-doctor$50.00$50.002/19/2010 12:05:14 PM
billk333$25.00$25.002/19/2010 12:06:25 PM
ALFLoan$25.00$25.002/19/2010 12:20:52 PM
willinvest$46.39$46.392/19/2010 12:59:03 PM
EJO$25.00$25.002/19/2010 1:41:07 PM
goal-liberty9$100.00$100.002/19/2010 1:44:57 PM
sparkmeister$25.00$25.002/19/2010 3:06:54 PM
OoM$25.00$25.002/19/2010 1:20:22 PM
dood2112$25.00$25.002/19/2010 3:29:21 PM
Your_Bank$25.00$25.002/19/2010 3:46:09 PM
the-silver-blaster$30.00$30.002/19/2010 3:56:10 PM
186 bids
 
Borrower Payment Dependent Notes Series 446610
This series of Notes was issued and sold upon the funding of the borrower loan #41057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 28.22% Starting borrower rate/APR: 29.22% / 31.59% Starting monthly payment: $84.05
Final lender yield: 28.22% Final borrower rate/APR: 29.22% / 31.59% Final monthly payment: $84.05
 
Auction yield range: 14.05% - 28.22% Estimated loss impact: 15.99%  
Lender servicing fee: 1.00% Estimated return: 12.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 15Length of status:1y 9m
Credit score: 620-639 (Feb-2010) Total credit lines: 28 Occupation: Other
Now delinquent: 1 Revolving credit balance: $13,476Stated income:$75,000-$99,999
Amount delinquent: $116 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Rainbowbrt56 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,000.00< mo. late: 0 ( 0% )  
600-619 (Jun-2008)
660-679 (Mar-2008)
 
Principal balance: $3,678.47 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
2nd Prosper Loan - Good History
Purpose of loan:
I have a 1924 bungalow that I bought in June of 2009. Slowly things have been giving out in my old home. My gas hot water heater went out this weekend and I need help fixing it and replacing the copper pipes to get things up?code. ?I already replaced the AC and Heat last month and puchased a new gas stove so unfortunately I do not have cash laying around anymore. Cold showers are not fun! Please help!

My financial situation:
I am a good candidate for this loan because I am employed full time with a Nationwide Staffing firm making a good base pay plus commission and bonuses. I could pay off the loan as quick as the end of this year with the bonuses I will be receiving. I also have not had a late payment for over 5 years and I have not had a delinquent account for over 7 years.

There is one thing on my credit report that is delinquent: It is a medical bill that I am currently disputing with my insurance company.

Monthly net income: $ 5250 before commission

Monthly expenses: $?3655
??Housing: $1075.00
??Insurance: $ 200
??Car expenses: $ 440
??Utilities: $?125
??Phone, cable, internet: $ 160
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I've had communications with borrower. I believe she has a solid plan and everything well in hand, just bringing an older Fl home back to life and a few other bits and pieces came together. Great record, solid cash flow. In in. JJ - quickstep
A: Thank you! (Feb-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
quickstep$200.00$52.322/16/2010 10:49:36 AM
Iceman1347$25.00$25.002/16/2010 6:05:00 PM
Bob450$50.00$50.002/16/2010 7:00:01 PM
Ronnieboy888$25.00$25.002/16/2010 9:33:40 PM
Hephaistion$25.00$25.002/16/2010 7:48:13 PM
lucrative-durability$25.00$25.002/17/2010 9:13:39 AM
eronyc$25.00$25.002/17/2010 2:35:35 PM
reflective-rupee$25.00$25.002/17/2010 4:15:17 PM
reflective-rupee$28.00$28.002/17/2010 4:15:33 PM
sensible-fund$25.00$25.002/17/2010 4:28:59 PM
reflective-rupee$25.00$25.002/17/2010 6:10:56 PM
reflective-rupee$50.00$50.002/17/2010 6:11:23 PM
reflective-rupee$25.00$25.002/17/2010 6:11:35 PM
explorer925$50.00$50.002/17/2010 11:29:32 PM
dough-rocket$50.00$50.002/18/2010 6:01:35 AM
twjh$25.00$25.002/18/2010 10:41:40 AM
wyogirllender$25.00$25.002/18/2010 7:45:17 AM
Lender_1972$25.00$25.002/18/2010 7:47:56 AM
honorable-yield$35.00$35.002/18/2010 8:51:22 AM
drcoop$25.00$25.002/18/2010 12:33:07 PM
113121$25.00$25.002/18/2010 12:12:45 PM
gpuck$25.00$25.002/18/2010 10:07:04 AM
soulblest$59.68$59.682/18/2010 9:05:52 PM
Unitas4302$200.00$200.002/16/2010 3:01:35 PM
new-smart-fund$200.00$200.002/16/2010 3:02:18 PM
lucrative-loan$200.00$200.002/16/2010 3:02:17 PM
Frankk2$25.00$25.002/17/2010 6:32:34 AM
charming-point$300.00$300.002/17/2010 2:52:24 PM
reflective-rupee$25.00$25.002/17/2010 4:14:49 PM
reflective-rupee$25.00$25.002/17/2010 4:15:02 PM
reflective-rupee$25.00$25.002/17/2010 6:11:10 PM
ALFLoan$25.00$25.002/17/2010 6:30:10 PM
diligent-moola9$25.00$25.002/17/2010 6:34:18 PM
crazybill$25.00$25.002/18/2010 12:36:22 PM
five-star-note$75.00$75.002/18/2010 1:05:34 PM
LuvToLend$25.00$25.002/18/2010 11:51:59 AM
cold1$25.00$25.002/18/2010 9:38:24 PM
value-crusader5$25.00$25.002/18/2010 6:00:49 PM
payout-bridge$25.00$25.002/19/2010 4:45:03 AM
39 bids
 
Borrower Payment Dependent Notes Series 446614
This series of Notes was issued and sold upon the funding of the borrower loan #41028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,780.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 17.50% Starting borrower rate/APR: 18.50% / 20.72% Starting monthly payment: $64.80
Final lender yield: 16.30% Final borrower rate/APR: 17.30% / 19.50% Final monthly payment: $63.73
 
Auction yield range: 11.05% - 17.50% Estimated loss impact: 10.38%  
Lender servicing fee: 1.00% Estimated return: 5.92%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2002 Debt/Income ratio: 14%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:2y 5m
Credit score: 700-719 (Feb-2010) Total credit lines: 11 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $1,661Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Iziezi Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Step One Towards Buying a Home
Purpose of loan: This is Step One of my plan. This loan will be used to pay off my two active credit cards at a much lower interest rate. Step Two: After I've paid off my two credit cards, I will use the money that was budgeted for credit card payments to pay off my student loan. Step Three: With my Student Loan paid off, I will deposit the money into a high interest rate savings account to be used as a downpayment on a home. With this loan, I can reach my goals more quickly.
My financial situation: I am a good candidate for this loan because I am in a good position to pay off the loan in a timely manner. I currently have $300 per month budgeted to pay off my credit cards, which I will use as payments for this loan instead. I currently live with my parents and carpool with my dad to work, so my monthly expenses are very low.

Monthly net income: $1420

Monthly expenses: $1134

Housing: $300 room rent
Insurance: $50 car insurance (paid for 6 months)
Utilities: $0 - included in rent
Phone, cable, internet: $57
Food, entertainment: $180
CC1: $300 (Current Balance = $1370 @ 22.9% APR)
CC2: $25 (Current Balance = $410 @ 20.24% APR)
Student Loan: $50 (Current Balance = $1352 @ 2.48% APR)
Personal Loans: $110 (Current Total Balance = $816 -- This is money that was loaned to me by my family, they are kind enough to not charge me interest.)
Other expenses: $62
Clothing, household expenses - This varies, and I only buy when necessary. I only spent $60 in the last year buying clothes.
Car expenses - I carpool with my dad to work, and am a homebody beyond that, so I rarely need to buy gas or other car expenses. 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: you mentioned that you will deposit money into a high interest saving account to help with putting a downpayment on your new home. May I ask what exactly is the interest rate of the saving account you are looking into and the start balance? - tekstyle38
A: I will deposit into an ING Orange Savings account which currently offers 1.15% APY. There is no minimum balance required to open the account. http://home.ingdirect.com/products/products.asp?s=OrangeSavingsAccount (Feb-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SolarMoonshine$25.00$25.002/17/2010 5:54:19 PM
enthusiastic-balance5$100.00$100.002/18/2010 7:16:44 AM
FinanceEngine$25.00$25.002/18/2010 5:52:51 PM
mathgod$25.00$25.002/19/2010 7:54:11 AM
carrinel$100.00$100.002/19/2010 4:33:03 PM
vine99$50.00$50.002/20/2010 9:58:29 AM
dorypro$25.00$25.002/20/2010 3:21:19 PM
thoughtful-investment045$25.00$25.002/20/2010 12:21:48 PM
Octamer$25.00$25.002/20/2010 12:50:48 PM
appcoder$30.00$30.002/22/2010 9:25:43 AM
top-tranquil-justice$25.00$25.002/22/2010 2:59:22 PM
dudebrah$25.00$25.002/22/2010 1:25:16 PM
hopheadmike$30.00$30.002/22/2010 8:58:49 PM
wild-orange$25.00$25.002/23/2010 3:15:39 AM
utilecapital$30.00$30.002/23/2010 6:12:49 AM
Unitas4302$50.00$50.002/16/2010 3:02:20 PM
Jinja$25.00$25.002/17/2010 1:13:51 PM
timmybraley$154.46$154.462/17/2010 8:26:58 PM
cognizant-rate732$113.29$113.292/18/2010 1:21:59 PM
ratzlefrss$50.00$50.002/19/2010 5:59:00 PM
BankofBeth$25.00$25.002/19/2010 10:44:46 PM
MoneyTree79$25.00$25.002/20/2010 8:35:33 AM
fakejamaican$25.00$25.002/20/2010 9:32:10 AM
farchoir$25.00$25.002/20/2010 10:56:35 AM
statenisland51$25.00$25.002/20/2010 10:14:43 AM
wizard750$30.00$30.002/20/2010 8:37:53 AM
havok555$32.94$32.252/21/2010 12:29:59 AM
neighborly-bid$25.00$25.002/21/2010 9:17:25 AM
marwadi-62$100.00$100.002/21/2010 5:15:52 PM
jsnryn$25.00$25.002/21/2010 9:19:46 PM
scottjbarn$50.00$50.002/22/2010 10:02:12 AM
rupee-kung-fu7$50.00$50.002/22/2010 7:00:39 AM
PotBellyPete$75.00$75.002/22/2010 7:51:40 AM
GreenHill$25.00$25.002/22/2010 8:49:11 AM
DADOF1$25.00$25.002/22/2010 9:55:50 AM
toxicbutterfly$30.00$30.002/22/2010 11:14:15 AM
Astyanax$30.00$30.002/22/2010 1:14:49 PM
Cashlender1992$25.00$25.002/22/2010 5:05:51 PM
niq4soccer$25.00$25.002/22/2010 8:14:09 PM
prominence8$25.00$25.002/22/2010 8:26:01 PM
wild-orange$25.00$25.002/23/2010 2:56:08 AM
ultimate-peace$100.00$100.002/23/2010 9:06:17 AM
42 bids
 
Borrower Payment Dependent Notes Series 446680
This series of Notes was issued and sold upon the funding of the borrower loan #41076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 27.01%  
Lender servicing fee: 1.00% Estimated return: 6.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1997 Debt/Income ratio: 20%
Basic (1-10): 3 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 4 / 5Length of status:4y 6m
Credit score: 660-679 (Feb-2010) Total credit lines: 31 Occupation: Sales - Retail
Now delinquent: 1 Revolving credit balance: $3,738Stated income:$25,000-$49,999
Amount delinquent: $139 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: buddhayes Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 95% ) 660-679 (Latest)
Principal borrowed: $2,500.00< mo. late: 1 ( 5% )  
620-639 (Sep-2009)
620-639 (May-2008)
740-759 (Feb-2008)
720-739 (Dec-2007)
 
Principal balance: $968.12 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Consolidate my Debt Please Help
I am trying to get out of credit card debt nightmare.

I am a small business owner and maxed out my credit cards to keep my business running and now my interest on all the cards is 29.9% because suddenly I became a high risk person.

I had a $2500 loan from prosper 1 year ago and now only owe $1100 as I have paid ahead and will pay this off in 2 years as opposed to 3 years.

Here is what I need to consolidate:

Capital one Nightmare credit card: $1000 with 29.9 apr
NTB Credit card used for vehicle:?? $900 with 28 apr
Prosper financing fee:?????????????????? $100

I am asking for 25 apr as this rate will help me get ahead.?

My credit rating has suffered as it is so hard to pay down credit cards with all the fees and high rates they charge.? I am done with them and have been saving money? to deal with emergencies.

I was late one month on my prosper loan due to changing bank accounts.

I am a homeowner and am working very hard to eliminate my debt within 2 years

Thanks for your help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kindness-percolator5$25.00$25.002/16/2010 9:17:24 AM
cunning-bill$25.00$25.002/16/2010 1:05:08 PM
Iceman1347$25.00$25.002/16/2010 6:05:18 PM
Bob450$25.00$25.002/16/2010 6:55:26 PM
SolarMoonshine$25.00$25.002/17/2010 6:03:42 PM
lucrative-loan$200.00$200.002/18/2010 5:04:35 AM
Denbo32$65.77$65.772/18/2010 7:32:17 AM
new-smart-fund$200.00$200.002/18/2010 5:02:20 AM
selector568$50.00$50.002/18/2010 5:04:37 AM
pietro_torna_indietro$25.00$25.002/18/2010 11:59:27 AM
Peterman$25.00$25.002/18/2010 4:07:09 PM
IASKGOD$25.00$25.002/18/2010 5:10:08 PM
EngineerUSMC$100.00$100.002/19/2010 9:10:05 AM
periko$50.00$50.002/18/2010 9:55:39 PM
shawnw2$25.00$25.002/19/2010 4:13:33 AM
buffalobills$25.00$25.002/19/2010 7:39:36 AM
JauaFlash$25.00$25.002/19/2010 10:06:19 AM
WMY-Investor$100.00$100.002/19/2010 12:19:22 PM
pyungpyung$30.84$30.842/19/2010 12:44:52 PM
Mikale360$25.00$25.002/19/2010 6:48:23 PM
skubwa$25.00$25.002/19/2010 5:38:50 PM
unk1911$25.00$25.002/16/2010 10:08:45 AM
Unitas4302$200.00$200.002/16/2010 3:05:51 PM
glimmering-point$25.00$25.002/16/2010 4:22:41 PM
chameleon125$50.00$50.002/16/2010 7:43:43 PM
victor111$25.00$25.002/17/2010 6:16:03 AM
genuine-integrity0$100.00$100.002/18/2010 5:02:06 AM
aztocas$25.00$25.002/17/2010 7:08:05 PM
dough-rocket$50.00$50.002/18/2010 6:05:28 AM
best-generosity-financier$25.00$25.002/18/2010 5:13:49 PM
tigercat$50.00$50.002/18/2010 5:35:50 PM
deepinvegas$100.00$100.002/18/2010 9:17:47 PM
Calif-smo$30.00$30.002/18/2010 8:50:28 PM
Debdebwildwoman$25.00$25.002/19/2010 8:42:32 AM
weezy22$27.00$27.002/19/2010 5:09:30 AM
LittleHelp$25.00$25.002/19/2010 6:09:44 AM
lendhouse2008$90.31$90.312/19/2010 3:23:22 PM
big_balla$25.00$6.082/19/2010 7:57:01 PM
38 bids
 
Borrower Payment Dependent Notes Series 446682
This series of Notes was issued and sold upon the funding of the borrower loan #41003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 22.69% Starting borrower rate/APR: 23.69% / 25.98% Starting monthly payment: $107.44
Final lender yield: 18.95% Final borrower rate/APR: 19.95% / 22.19% Final monthly payment: $102.13
 
Auction yield range: 8.05% - 22.69% Estimated loss impact: 8.44%  
Lender servicing fee: 1.00% Estimated return: 10.51%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 4 / 3Length of status:2y 11m
Credit score: 700-719 (Feb-2010) Total credit lines: 11 Occupation: Other
Now delinquent: 0 Revolving credit balance: $45,033Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: AMW_VA Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Upgrading to a Macbook Pro
Loan Use:
I'll use this loan to replace an aging pc laptop with a Macbook Pro. My roommate has an iMac and I have fallen in love with the Macs.

About me:
I own a small Corporate Concierge company. I've been in the customer service industry for 20+ years, and in the Corporate Concierge industry for 10 of those. 3 years ago, I bought the company that I was working for. It is amazingly rewarding (and also challenging) to own your business and I am very proud of what I have accomplished.

When I was younger, I never worried about my credit or score. The last 15 years, I've worked hard to make sure my credit stayed decent, and always make all payments on time. I haven't had a late payment in many years! Today, my Equifax FICO credit score is over 730!

I look forward to trying Prosper out, and even becoming a lender in the future.

Thanks for considering my loan.
Information in the Description is not verified.
Friends And Family Winning Bids
DGC_Lending has bid a total of $150.00 in winning bids.
"This borrower is a very good friend of mine. She is extremely trustworthy and credible. As indicated by my $150 bid, I can vouch that this will be a very solid investment for lenders! Please help her get her new MacBook Pro!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Do you have $45,000 in revolving debt? Is that credit cards? - Sanchito
A: Hi Sanchito - $27000 of that debt is a second mortgage on my home that I used to purchase my business. That loan is repaid through my business, but is still listed as a personal debt at credit reporting agencies. The remaining is one credit card. Thanks for considering my loan. (Feb-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DGC_Lending$150.00$150.002/17/2010 4:46:24 PM
heritage_loans$25.00$25.002/19/2010 12:04:26 PM
farmn$25.00$25.002/22/2010 3:52:45 PM
Kash2010lu$35.00$35.002/22/2010 7:48:09 PM
wizard750$25.00$25.002/22/2010 7:54:07 PM
Astyanax$30.00$30.002/23/2010 2:09:01 PM
PeterPsych$300.00$300.002/23/2010 2:22:13 PM
mckhbnpc$30.00$30.002/23/2010 2:42:39 PM
Ven58$25.00$25.002/23/2010 2:45:55 PM
JontheBuilder$50.00$50.002/23/2010 4:13:15 PM
Leshan$25.00$25.002/23/2010 4:07:32 PM
niq4soccer$25.00$25.002/23/2010 6:52:29 PM
nashibaksi$25.00$25.002/23/2010 6:20:54 PM
businessguy29$25.00$25.002/23/2010 5:51:08 PM
cleo1255$50.00$50.002/23/2010 6:49:10 PM
martymaniaman$39.58$39.582/24/2010 8:32:02 AM
icon7$25.00$25.002/24/2010 8:40:12 AM
cold1$25.00$25.002/23/2010 8:54:36 PM
Pu239$50.00$50.002/23/2010 10:35:23 PM
jcw3rd$25.00$25.002/24/2010 9:50:41 AM
q4golf$26.50$26.502/24/2010 3:51:53 AM
Spraydawg$44.32$44.322/23/2010 11:55:48 PM
ChewyZ$25.00$25.002/24/2010 6:20:00 AM
BuzzyBee336$25.00$25.002/24/2010 8:38:41 AM
KaChingInvestments$31.11$31.112/24/2010 8:56:40 AM
drb4ever$25.00$25.002/24/2010 8:06:47 AM
petercat$250.00$133.962/24/2010 9:20:27 AM
khamlagirl$25.00$25.002/24/2010 12:09:39 PM
DasMula$50.00$50.002/24/2010 12:50:46 PM
bsmtloan$56.06$56.062/24/2010 2:44:04 PM
investment-happiness$75.00$75.002/24/2010 3:35:13 PM
Bob450$50.00$50.002/24/2010 3:55:57 PM
farchoir$25.00$25.002/24/2010 3:39:16 PM
invincible-gain$50.00$50.002/24/2010 3:40:44 PM
slojudy$25.00$25.002/18/2010 11:06:54 AM
Goddess-4-one$25.00$25.002/19/2010 8:21:47 PM
Myrick$25.00$25.002/20/2010 4:06:32 AM
TheSweetLender$50.91$50.912/22/2010 10:55:08 AM
rakey$25.00$25.002/22/2010 2:45:20 PM
paceme1$41.94$41.942/23/2010 2:30:13 PM
thefisherman$25.00$25.002/23/2010 5:55:21 PM
Moxman125$25.00$25.002/23/2010 6:05:13 PM
gluon$25.00$25.002/23/2010 10:27:21 PM
engbusres$33.00$33.002/23/2010 9:18:38 PM
REITRUST$25.00$25.002/24/2010 10:47:30 AM
SpotLending$25.00$25.002/24/2010 6:20:37 AM
PotBellyPete$30.00$30.002/24/2010 7:47:09 AM
Rule62$25.00$25.002/24/2010 11:53:22 AM
J1mS$52.21$52.212/24/2010 12:04:20 PM
worthy-bid4$25.00$25.002/24/2010 9:39:03 AM
Cornelian$35.41$35.412/24/2010 10:10:56 AM
wild-orange$25.00$25.002/24/2010 1:08:25 PM
funtwosay$25.00$25.002/24/2010 2:55:06 PM
dudebrah$25.00$25.002/24/2010 11:10:46 AM
snm2001$25.00$25.002/24/2010 3:33:26 PM
courteous-note1$25.00$25.002/24/2010 3:41:11 PM
HolJenks$25.00$25.002/24/2010 12:09:43 PM
hope-lionheart1$25.00$25.002/24/2010 4:02:17 PM
Cramer67$50.00$50.002/24/2010 2:19:52 PM
toxicbutterfly$30.00$30.002/24/2010 2:33:41 PM
persistent-bazaar$125.00$125.002/24/2010 2:27:51 PM
ultimate-peace$200.00$200.002/24/2010 4:01:56 PM
62 bids
 
Borrower Payment Dependent Notes Series 446742
This series of Notes was issued and sold upon the funding of the borrower loan #41007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $127.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1980 Debt/Income ratio: 29%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 17Length of status:11y 5m
Credit score: 720-739 (Feb-2010) Total credit lines: 44 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $65,967Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: suave-cash8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff cc's used for business inven
Purpose of loan: This loan will be used to? pay off one card run up by assisting a friend purchase inventory for business - prior to the crash.? Business is still viable, but unable to pay this?cards off - limited resources - and he could not qualify for a loan ? did not know this until we tried at the local bank after the purchase. This is his life savings, so I will need to cover this and some additional debt.? Have been?waiting for them - running thru my resources and prefer to pay a reasonable interest rate and leave funds in Fidelity to earn small amount.? Have a wise financial advisor who did advise me this was not a wise move, but my friendship prevailed.?

My financial situation: I am a good candidate for this loan because? Simply I will pay the funds back and with a good enough interest rate.? I would leave most of my resources (in mutual funds and bonds) and pay back these funds out of that interest.? This business?loss will be written off over the course of several years in taxes -per my accountant.?

I own my own home/and two small farms - all within an hour of home,?and have two rentals which pay for themselves, and will be owned outright very soon.? I hold a $172,000.00 mortgage which I hesitate to sell as it comes in like clockwork.? This mortgage and ummer income pay for an additional property.? Each item I own has a very good chance of selling even in this market. The rentals are in the Raleigh NC area in prime inside the beltline locations near the University. One has been in the family since 1986 - with a small mortgage. The other is less than one mile away, similar location - solid rental history since 2002. Farm - one about an our from major metro areas, and in the family via the old land grant, one is my homeplace - within 30 minutes of RDU.

For borrowing I have always had good interest rates and nice credit lines.? Last year was brutal as my industry was in flux and I took a 6 month break at the time the market sunk to it's lowest.? We are back on solid footing, and now time to get these debts at lower rate, and plan for the next few years to get completely back on track with additional cash reserves. I have never defaulted, or not paid loans off.? My mortgages are at 5.25 & 6.14. My debt to income ratio will be high until these debts are paid off. I am only asking for a protion of the amount needed, as I have gotten the other debit to low 4.5 & 6% rates.

You will make a nice profit for a short term loan and I will get a quick payoff for a high rate.? Will be happy to purchase a term life insurance policy to guarantee these funds, and have the loan draft from one of my accounts.???? Please ask additional questions as I would sincerely appreciate the opportunity to pay off a reasonable debt with reasonable rates ? and provide someone a nice return.??

Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.002/16/2010 3:57:51 PM
leverage-holly$25.00$25.002/16/2010 3:58:44 PM
Speculator$50.00$50.002/16/2010 4:02:28 PM
AF-Chief$27.00$27.002/16/2010 3:58:53 PM
loan-master996$50.00$50.002/16/2010 4:02:47 PM
duty-monger$50.00$50.002/16/2010 4:03:05 PM
peerlender$30.00$30.002/16/2010 4:03:10 PM
calm-deal7$25.00$25.002/16/2010 4:00:10 PM
Clambake$50.00$50.002/16/2010 4:03:28 PM
xstreamin$25.00$25.002/16/2010 4:03:36 PM
peso-colonel$90.00$90.002/16/2010 4:00:28 PM
theprince$25.00$25.002/16/2010 4:00:39 PM
macjp123$25.00$25.002/16/2010 4:00:45 PM
gjh37$25.00$25.002/16/2010 4:04:29 PM
invest0r$25.00$25.002/16/2010 4:04:51 PM
top-silver-american$25.00$25.002/16/2010 4:05:05 PM
bold-bright-currency$25.00$25.002/16/2010 4:01:06 PM
zippy-interest$25.00$25.002/16/2010 4:05:13 PM
personal-lender$25.00$25.002/16/2010 4:01:33 PM
desertoasis$25.00$25.002/16/2010 3:58:08 PM
lloyd_s$25.00$25.002/16/2010 4:01:58 PM
value-pole$25.00$25.002/16/2010 4:02:05 PM
red-undaunted-kindness$100.00$100.002/16/2010 4:06:11 PM
natural-greenback6$25.00$25.002/16/2010 3:59:31 PM
Pizza-man$50.00$50.002/16/2010 4:02:55 PM
credit-kahuna$100.00$100.002/16/2010 4:02:59 PM
The-CAPS-fan$30.00$30.002/16/2010 4:03:24 PM
hyetech$35.00$35.002/16/2010 4:03:41 PM
reward-adventure$25.00$25.002/16/2010 4:03:48 PM
nourishing-interest0$25.00$25.002/16/2010 4:00:49 PM
jigsaw$100.00$100.002/16/2010 4:04:33 PM
rooosta$25.00$25.002/16/2010 4:02:18 PM
best-deal-banker$25.00$25.002/16/2010 4:05:36 PM
psztnrw$100.00$100.002/16/2010 4:02:44 PM
kegs$100.00$45.012/16/2010 4:06:16 PM
bchen78875$25.00$25.002/16/2010 4:03:12 PM
larrybird$75.00$75.002/16/2010 4:03:19 PM
bowdish1$100.00$100.002/16/2010 4:03:59 PM
cpaphoto$25.00$25.002/16/2010 4:04:06 PM
tntbuzz$25.00$25.002/16/2010 4:04:20 PM
Ranch88$25.00$25.002/16/2010 4:04:47 PM
money-maniac$50.00$50.002/16/2010 4:05:44 PM
RandyL3$50.00$50.002/19/2010 5:20:40 PM
bondhedger$25.00$25.002/19/2010 9:45:25 PM
Goodlender42$25.00$25.002/21/2010 6:35:49 AM
wwwUniversal$25.00$25.002/22/2010 9:57:58 AM
JerryB96$25.00$25.002/22/2010 8:42:08 PM
SpotLending$50.00$50.002/23/2010 6:20:29 AM
scottb429$25.00$25.002/23/2010 9:25:35 AM
BeeHive$25.00$25.002/23/2010 12:27:17 PM
kf88$25.00$25.002/23/2010 1:03:46 PM
chopstk$55.29$55.292/23/2010 1:25:23 PM
skuba$25.00$25.002/16/2010 3:57:56 PM
inspired-contract9$25.00$25.002/16/2010 4:00:15 PM
Rick7925$25.00$25.002/16/2010 4:00:35 PM
Supernick$50.00$50.002/16/2010 3:57:10 PM
Kaj$25.00$25.002/16/2010 4:01:47 PM
time4aloan$50.00$50.002/16/2010 4:02:11 PM
delicious-social132$25.00$25.002/16/2010 4:02:24 PM
Cai8899$50.00$50.002/16/2010 4:02:30 PM
elevated-platinum5$50.00$50.002/16/2010 4:02:35 PM
marketplace-achievement$50.00$50.002/16/2010 3:59:00 PM
jrbill1998$50.00$50.002/16/2010 4:02:50 PM
red-favorable-basis$25.00$25.002/16/2010 3:59:52 PM
flexible-value$26.00$26.002/16/2010 4:00:00 PM
torion$25.00$25.002/16/2010 4:04:42 PM
orgy63$25.00$25.002/16/2010 4:00:55 PM
progressive-asset$100.00$100.002/16/2010 4:01:00 PM
3am-preacher$25.00$25.002/16/2010 3:57:40 PM
asset-equilibrium0$25.00$25.002/16/2010 4:05:48 PM
currency-oak$25.00$25.002/16/2010 4:05:58 PM
cberthiaume$25.00$25.002/16/2010 3:58:34 PM
compassion-lotus5$25.00$25.002/16/2010 3:58:39 PM
Carpetkid$25.00$25.002/16/2010 4:03:51 PM
niskyfranchise$25.00$25.002/16/2010 4:01:12 PM
friendly-worth3$25.00$25.002/16/2010 4:01:17 PM
bonafide-cash$50.00$50.002/16/2010 4:04:37 PM
impeccable-transparency$75.00$75.002/16/2010 4:02:40 PM
friendly-market5$25.00$25.002/16/2010 4:05:54 PM
Avala$50.00$50.002/16/2010 4:06:04 PM
hitsman$50.00$50.002/16/2010 4:03:03 PM
tom48l$25.00$25.002/16/2010 4:03:45 PM
luckyldy$35.00$35.002/16/2010 4:04:14 PM
Archchancellor$25.00$25.002/16/2010 4:05:10 PM
market-path$50.00$50.002/16/2010 4:05:23 PM
Aimvest$25.00$25.002/16/2010 4:05:30 PM
Fiimg$50.00$50.002/16/2010 4:06:13 PM
PalmerTheEmbalmer$25.00$25.002/22/2010 4:58:57 PM
webfeet$50.00$50.002/23/2010 9:23:00 AM
petercat$250.00$250.002/23/2010 11:43:05 AM
alvinsl$25.00$25.002/23/2010 10:38:55 AM
jybank$25.00$25.002/23/2010 10:48:13 AM
DackoDenk$25.00$25.002/23/2010 11:08:30 AM
lysholm$26.70$26.702/23/2010 12:08:39 PM
TigerForce$25.00$25.002/23/2010 1:20:24 PM
orbital-gain$50.00$50.002/23/2010 1:52:17 PM
Ven58$25.00$25.002/23/2010 2:47:18 PM
icon7$25.00$25.002/23/2010 3:39:17 PM
ore-dojo$100.00$100.002/23/2010 3:43:31 PM
99 bids
 
Borrower Payment Dependent Notes Series 446760
This series of Notes was issued and sold upon the funding of the borrower loan #41006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 10.99% Starting borrower rate/APR: 11.99% / 12.34% Starting monthly payment: $83.02
Final lender yield: 8.90% Final borrower rate/APR: 9.90% / 10.25% Final monthly payment: $80.55
 
Auction yield range: 3.05% - 10.99% Estimated loss impact: 0.61%  
Lender servicing fee: 1.00% Estimated return: 8.29%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1988 Debt/Income ratio: 33%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 15 / 14Length of status:12y 5m
Credit score: 720-739 (Feb-2010) Total credit lines: 58 Occupation: Police Officer/Corr...
Now delinquent: 1 Revolving credit balance: $53,864Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: blue-shiny-gain Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Personal Situation
This loan is necessary to secure a residence for a rent to own real estate transaction. We plan to rent a larger home with the option to buy for our growing family.

My financial situation is strong and I have not been late on a loan payment in over seven years. We presently own our home in VA and have a solid tenant.

I am a good candidate for this loan because I have a solid job with the federal government. We also have a four acre parcel of land for sale that when sold will allow us to purchase our rental property and pay off all outstanding debt.

Thank you for any consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what is the delinquency on your credit report ? - manuvns
A: I have no known delinquency. I'm in the process of investigating that report. All of my bills are current and always have been. (Feb-24-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SS123$25.00$25.002/21/2010 10:07:22 AM
BipedalHominid$25.00$25.002/22/2010 11:53:22 AM
skillful-finance$25.00$25.002/22/2010 10:56:20 AM
ultimatepaintball$25.00$25.002/22/2010 5:42:22 PM
glimmering-credit4$25.00$25.002/23/2010 9:37:01 AM
bxdoc$103.42$103.422/23/2010 9:17:25 AM
Leshan$25.00$25.002/23/2010 4:08:49 PM
kf88$27.00$27.002/23/2010 1:04:37 PM
buffalobills$25.00$25.002/23/2010 4:47:24 PM
Feyenoord$25.00$25.002/23/2010 7:38:41 PM
BankofRa$25.00$25.002/23/2010 7:45:38 PM
djlucas$36.99$36.992/23/2010 5:04:44 PM
Castelj$41.00$41.002/24/2010 4:25:54 AM
redrose1518$50.00$50.002/23/2010 6:24:34 PM
truth-trapper$25.00$25.002/23/2010 7:02:14 PM
BicyclePostLendingDivision$29.42$29.422/23/2010 7:25:11 PM
zxr$25.00$25.002/24/2010 7:57:55 AM
Brklyn01$75.00$75.002/24/2010 7:29:43 AM
pythia$25.00$25.002/24/2010 8:18:03 AM
myduck$75.00$75.002/24/2010 10:08:16 AM
Dskillz$25.00$25.002/24/2010 10:28:01 AM
Bito03$26.26$26.262/24/2010 12:54:32 PM
jimmya$25.00$25.002/24/2010 1:04:53 PM
coldfuzion$60.00$60.002/24/2010 1:32:29 PM
UBOtto186$25.62$25.622/24/2010 10:47:35 AM
webfeet$25.00$25.002/24/2010 10:47:55 AM
drysdale-sd$25.00$25.002/24/2010 10:42:08 AM
otalon$25.00$25.002/24/2010 1:32:58 PM
jybank$25.00$25.002/24/2010 2:08:33 PM
LAKETIME$25.00$25.002/24/2010 2:18:02 PM
olin5$25.00$25.002/24/2010 3:04:01 PM
leverage-monger$30.00$30.002/24/2010 3:54:51 PM
durability-halibut$25.00$25.002/17/2010 4:41:57 PM
Zipperdu$100.00$100.002/18/2010 9:10:19 AM
CIC$25.00$25.002/18/2010 10:51:29 AM
Approved$25.00$25.002/19/2010 4:16:32 PM
Debt-free-Southern-California$25.40$25.402/19/2010 7:10:46 PM
omahajay$30.00$30.002/19/2010 11:48:31 PM
tokyopete23$25.00$25.002/22/2010 4:50:22 PM
PalmerTheEmbalmer$25.00$25.002/22/2010 5:00:06 PM
gustavholstopus32$25.00$25.002/22/2010 9:34:07 PM
ussugm$25.00$25.002/23/2010 6:38:01 AM
Trentsteel_98$25.00$25.002/23/2010 9:22:57 AM
wwwUniversal$25.00$25.002/23/2010 10:40:21 AM
leverage-monger$25.00$25.002/23/2010 12:33:50 PM
ryan6853$25.00$25.002/23/2010 1:26:30 PM
gilbrear$25.00$25.002/23/2010 3:45:46 PM
attractive-fund$25.00$25.002/23/2010 6:27:50 PM
autoconnection$25.00$25.002/24/2010 5:13:21 AM
flshdaskll$25.00$25.002/23/2010 7:23:04 PM
niq4soccer$25.00$25.002/23/2010 6:53:31 PM
scientists$25.00$25.002/24/2010 9:45:23 AM
chanee83$53.00$53.002/24/2010 10:00:38 AM
Edgewood$25.00$25.002/24/2010 6:13:03 AM
Richmp412$25.00$25.002/24/2010 7:14:26 AM
PotBellyPete$25.00$25.002/24/2010 7:48:09 AM
MINDVSMATTER$50.00$50.002/24/2010 8:10:50 AM
lazyeye$50.00$50.002/24/2010 9:47:49 AM
jcw3rd$25.00$25.002/24/2010 9:51:49 AM
mhotchan$100.00$100.002/24/2010 9:44:19 AM
REITRUST$25.00$25.002/24/2010 10:39:46 AM
Ven58$25.00$25.002/24/2010 1:01:27 PM
khamlagirl$25.00$25.002/24/2010 12:10:50 PM
dynamic-fairness$25.00$25.002/24/2010 12:30:20 PM
lskarp$52.32$52.322/24/2010 1:00:12 PM
wild-orange$25.00$25.002/24/2010 1:09:30 PM
wild-orange$25.00$25.002/24/2010 1:14:53 PM
Lear31$29.00$29.002/24/2010 1:32:55 PM
iijaejaeii$50.00$50.002/24/2010 1:58:55 PM
investment-happiness$45.00$5.572/24/2010 2:31:35 PM
Chewbaca$25.00$25.002/24/2010 3:01:14 PM
dynrep$50.00$50.002/24/2010 3:23:16 PM
kinetic-social$25.00$25.002/24/2010 4:00:28 PM
ore-dojo$100.00$100.002/24/2010 4:01:11 PM
74 bids
 
Borrower Payment Dependent Notes Series 446770
This series of Notes was issued and sold upon the funding of the borrower loan #41053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $94.28
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $92.78
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 20 / 19Length of status:2y 5m
Credit score: 660-679 (Feb-2010) Total credit lines: 39 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $82,517Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: nickel-palace Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to? Payoff a couple credit cards

My financial situation:
I am a good candidate for this loan because? I make plenty of money to pay.
Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1650
??Insurance: $?90
??Car expenses: $ 520
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400????????
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MARWARISETH$25.00$25.002/16/2010 9:13:26 AM
Supernick$50.00$50.002/16/2010 9:12:17 AM
lounges$25.00$25.002/16/2010 9:14:58 AM
AF-Chief$28.00$28.002/16/2010 9:25:18 AM
skuba$25.00$25.002/16/2010 9:23:44 AM
fund-guild$50.00$50.002/16/2010 9:30:31 AM
cberthiaume$25.00$25.002/16/2010 9:32:43 AM
rpatusa$25.00$25.002/16/2010 9:33:59 AM
compassion-lotus5$25.00$25.002/16/2010 9:32:59 AM
Rick7925$25.00$25.002/16/2010 9:46:05 AM
theprince$25.00$25.002/16/2010 9:46:17 AM
wampum-reaction2$25.00$25.002/16/2010 9:46:54 AM
friendly-worth3$25.00$25.002/16/2010 9:47:56 AM
time4aloan$50.00$50.002/16/2010 9:49:38 AM
MM1207$25.00$25.002/16/2010 9:50:05 AM
loan-master996$50.00$50.002/16/2010 9:51:52 AM
orgy63$25.00$25.002/16/2010 9:47:01 AM
progressive-asset$100.00$100.002/16/2010 9:47:17 AM
bold-bright-currency$25.00$25.002/16/2010 9:47:32 AM
niskyfranchise$25.00$25.002/16/2010 9:47:46 AM
benefit-squirrel$30.00$30.002/16/2010 9:48:14 AM
personal-lender$25.00$25.002/16/2010 9:48:41 AM
Kaj$25.00$25.002/16/2010 9:48:48 AM
value-pole$25.00$25.002/16/2010 9:49:25 AM
rooosta$25.00$25.002/16/2010 9:49:50 AM
Cai8899$50.00$50.002/16/2010 9:50:57 AM
impeccable-transparency$75.00$75.002/16/2010 9:51:22 AM
psztnrw$100.00$100.002/16/2010 9:51:43 AM
elevated-platinum5$50.00$50.002/16/2010 9:51:08 AM
integrity-doctor$50.00$47.002/16/2010 9:52:10 AM
intrepid-transaction5$25.00$25.002/16/2010 9:51:38 AM
loan-warrior$25.00$25.002/16/2010 9:52:00 AM
3am-preacher$25.00$25.002/16/2010 9:18:16 AM
takarlstad$25.00$25.002/16/2010 9:12:27 AM
unk1911$25.00$25.002/16/2010 9:23:26 AM
desertoasis$25.00$25.002/16/2010 9:25:42 AM
leverage-holly$25.00$25.002/16/2010 9:33:12 AM
xrycac$25.00$25.002/16/2010 9:32:33 AM
tallmon$25.00$25.002/16/2010 9:33:46 AM
natural-greenback6$25.00$25.002/16/2010 9:40:30 AM
marketplace-achievement$50.00$50.002/16/2010 9:34:50 AM
red-favorable-basis$25.00$25.002/16/2010 9:43:14 AM
inspired-contract9$25.00$25.002/16/2010 9:44:33 AM
Cheburashka$25.00$25.002/16/2010 9:39:50 AM
macjp123$25.00$25.002/16/2010 9:46:34 AM
radforj22$25.00$25.002/16/2010 9:41:41 AM
life-is-great$25.00$25.002/16/2010 9:47:28 AM
BlindJoeDeath$25.00$25.002/16/2010 9:42:49 AM
supreme-hope$25.00$25.002/16/2010 9:43:19 AM
flexible-value$26.00$26.002/16/2010 9:43:46 AM
reflective-cash0$49.00$49.002/16/2010 9:43:51 AM
delicious-social132$25.00$25.002/16/2010 9:50:18 AM
calm-deal7$25.00$25.002/16/2010 9:44:16 AM
Speculator$50.00$50.002/16/2010 9:50:28 AM
peso-colonel$90.00$90.002/16/2010 9:45:39 AM
egw$25.00$25.002/16/2010 9:45:50 AM
LiquidLender$25.00$25.002/16/2010 9:47:11 AM
nourishing-interest0$25.00$25.002/16/2010 9:46:44 AM
orange-courageous-dedication$30.00$30.002/16/2010 9:48:20 AM
lloyd_s$25.00$25.002/16/2010 9:49:06 AM
kmr2$100.00$100.002/16/2010 9:50:40 AM
dollar-birdie$25.00$25.002/16/2010 9:52:05 AM
impressive-loan$350.00$350.002/16/2010 10:24:59 AM
63 bids
 
Borrower Payment Dependent Notes Series 446798
This series of Notes was issued and sold upon the funding of the borrower loan #41015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 31%
Basic (1-10): 3 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 7 / 7Length of status:8y 5m
Credit score: 700-719 (Jan-2010) Total credit lines: 25 Occupation: Skilled Labor
Now delinquent: 1 Revolving credit balance: $11,512Stated income:$25,000-$49,999
Amount delinquent: $228 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: mikenzane Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase Tig welder
Purpose of loan:
This loan will be used to?
Purchase of lincoln tig welder. I am a welder and this tig welder is in great shape
at a great price. I also hope with this loan I can build up credit with prosper.


My financial situation:
I am a good candidate for this loan because?
I have worked for the same company for over 5 years.
We do own our own home, trying to get credit scores to go up.
The delinguent amount of $228.00 HAS BEEN PAID .
It was a doctor bill, and has been taken care of, can prove that
I am a certified welder for a company who has been in business for 19 years, I have been with then since Aug 2004

Monthly net income: $
3100.00+ wifes income of 1200 month = 4300.00

Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $ 130.00
??Car expenses: $ 220.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 500.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kindness-percolator5$25.00$25.002/16/2010 9:17:25 AM
Bob450$25.00$25.002/16/2010 3:05:34 PM
zydeco337$35.00$35.002/16/2010 7:06:47 PM
new-smart-fund$100.00$100.002/16/2010 8:00:29 PM
victor111$25.00$25.002/17/2010 6:13:09 AM
Frankk2$25.00$25.002/17/2010 6:38:04 AM
scoobiedoo$25.00$25.002/17/2010 12:32:02 PM
spfreerider$50.00$50.002/17/2010 3:19:19 PM
diligent-moola9$25.00$25.002/17/2010 6:29:25 PM
Zgruntlove$50.00$6.362/17/2010 6:51:48 PM
unk1911$25.00$25.002/16/2010 10:09:04 AM
cunning-bill$25.00$25.002/16/2010 1:10:17 PM
Unitas4302$50.00$50.002/16/2010 3:11:38 PM
glimmering-point$25.00$25.002/16/2010 4:20:19 PM
lucrative-loan$100.00$100.002/16/2010 8:00:30 PM
Wyatte$63.74$63.742/16/2010 8:46:38 PM
quickstep$50.00$50.002/17/2010 3:18:55 AM
capital-deployment$25.00$25.002/16/2010 7:15:08 PM
tigercat$50.00$50.002/16/2010 7:58:27 PM
tomhomas$30.40$30.402/17/2010 9:17:35 AM
resplendent-moola$25.00$25.002/17/2010 10:06:23 AM
LAKETIME$25.00$25.002/17/2010 2:29:34 PM
payout-bridge$50.00$50.002/17/2010 3:49:18 PM
elmo667$37.50$37.502/17/2010 3:42:15 PM
weezy22$27.00$27.002/17/2010 5:17:20 PM
SolarMoonshine$25.00$25.002/17/2010 5:55:45 PM
LittleHelp$25.00$25.002/17/2010 5:37:42 PM
27 bids
 
Borrower Payment Dependent Notes Series 446828
This series of Notes was issued and sold upon the funding of the borrower loan #41086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 6.14% Starting borrower rate/APR: 7.14% / 7.48% Starting monthly payment: $129.95
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $129.88
 
Auction yield range: 3.05% - 6.14% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1992 Debt/Income ratio: 16%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 15Length of status:3y 2m
Credit score: 780-799 (Feb-2010) Total credit lines: 29 Occupation: Fireman
Now delinquent: 0 Revolving credit balance: $8,276Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 8%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: asset-legend Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consoldation Loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jakesworld$50.00$50.002/16/2010 9:21:14 AM
cash-queen$50.00$50.002/16/2010 9:21:40 AM
PaulW$25.00$25.002/16/2010 9:21:52 AM
kenji4861$25.00$25.002/16/2010 9:24:05 AM
payout-point$57.67$57.672/16/2010 9:31:27 AM
dollar-birdie$30.00$30.002/16/2010 9:29:35 AM
skuba$50.00$50.002/16/2010 9:29:31 AM
Lambo168$25.00$25.002/16/2010 9:29:48 AM
cello1$25.00$25.002/16/2010 9:30:11 AM
UncleTupelo2$25.00$25.002/16/2010 9:31:46 AM
radforj22$25.00$25.002/16/2010 9:41:31 AM
thedoctor$90.00$90.002/16/2010 9:42:33 AM
supreme-hope$25.00$25.002/16/2010 9:42:35 AM
flexible-value$31.00$31.002/16/2010 9:43:36 AM
MarcusOcean$25.00$25.002/16/2010 9:44:05 AM
auction-elvis$25.00$25.002/16/2010 9:44:48 AM
natural-greenback6$25.00$25.002/16/2010 9:45:03 AM
personal-lender$25.00$25.002/16/2010 10:03:00 AM
bowdish1$100.00$100.002/16/2010 10:03:53 AM
wampum-reaction2$25.00$25.002/16/2010 10:04:24 AM
Kaj$25.00$25.002/16/2010 10:04:40 AM
anton$150.00$150.002/16/2010 10:05:22 AM
reward-walnut$25.00$25.002/16/2010 10:05:46 AM
-------ing247$25.00$25.002/16/2010 10:06:15 AM
lloyd_s$25.00$25.002/16/2010 10:02:47 AM
delicious-social132$40.00$40.002/16/2010 10:03:49 AM
peerlender$30.00$30.002/16/2010 10:04:01 AM
rolandweary$30.00$30.002/16/2010 10:04:11 AM
Cai8899$75.00$75.002/16/2010 10:03:43 AM
iflyforfun$25.00$25.002/16/2010 10:05:13 AM
AF-Chief$28.00$28.002/16/2010 10:05:32 AM
buckyhead2000$25.00$25.002/16/2010 10:11:55 AM
compassion-lotus5$25.00$25.002/16/2010 10:12:49 AM
loans4u2$25.00$25.002/16/2010 10:13:27 AM
currency-persimmon$25.00$25.002/16/2010 10:07:13 AM
market-banshee$25.00$25.002/16/2010 10:07:34 AM
AmericanCredit$25.00$25.002/16/2010 10:14:41 AM
forthright-dedication$25.00$25.002/16/2010 10:07:48 AM
blissful-note7$25.00$25.002/16/2010 10:07:55 AM
inspired-contract9$50.00$50.002/16/2010 10:14:54 AM
loanfairy$25.00$25.002/16/2010 10:15:05 AM
Havana21$25.00$25.002/16/2010 10:08:03 AM
HHP$25.00$25.002/16/2010 10:08:30 AM
unk1911$25.00$25.002/16/2010 10:08:52 AM
slico$25.00$25.002/16/2010 10:17:05 AM
stable-nickel$250.00$250.002/16/2010 10:12:04 AM
dsgfl1$25.00$25.002/16/2010 10:12:44 AM
murren$25.00$25.002/16/2010 10:20:14 AM
iLoaner$25.00$25.002/16/2010 10:14:11 AM
dealarella$25.00$25.002/16/2010 10:14:50 AM
jla720$35.00$35.002/16/2010 10:21:32 AM
aycinvestments$33.00$33.002/16/2010 10:16:09 AM
loan-master996$50.00$50.002/16/2010 10:22:05 AM
first-pragmatic-note$25.00$25.002/16/2010 10:22:17 AM
creative-finance7$25.00$25.002/16/2010 10:22:59 AM
moneynmotion$25.00$25.002/16/2010 10:17:59 AM
nojoke411$25.00$25.002/16/2010 10:20:12 AM
firefly17$25.00$25.002/16/2010 10:20:22 AM
Ivan2007$25.00$25.002/16/2010 10:21:01 AM
red-trade-cologne$25.00$25.002/16/2010 10:21:19 AM
moola-escalator$50.00$50.002/16/2010 10:21:52 AM
webfeet$25.00$25.002/16/2010 10:21:42 AM
klinebarger$25.00$25.002/16/2010 10:21:50 AM
DeltaGambler$25.00$25.002/16/2010 10:22:48 AM
marketrateinvestor$25.00$25.002/16/2010 10:23:02 AM
Walkingcowboy$25.00$25.002/16/2010 10:22:13 AM
boilermaker63$25.00$25.002/16/2010 10:23:10 AM
Diversify_Further$25.00$25.002/16/2010 10:23:14 AM
Hokiemon$75.00$59.652/16/2010 10:23:51 AM
blot44$25.00$25.002/16/2010 8:10:07 PM
the-commitment-idol$25.00$25.002/16/2010 9:12:56 AM
lean-velocity$25.00$25.002/16/2010 9:24:12 AM
gmilliken$25.00$25.002/16/2010 9:21:36 AM
profitable-asset1$25.00$25.002/16/2010 9:21:56 AM
LandE2BG$25.00$25.002/16/2010 9:31:48 AM
CAGE-Investments$100.00$100.002/16/2010 9:32:06 AM
cloud8$40.00$40.002/16/2010 9:28:54 AM
kulender$30.00$30.002/16/2010 9:29:44 AM
angelinvestor2$25.00$25.002/16/2010 9:30:18 AM
coloradoloanman$25.00$25.002/16/2010 9:30:06 AM
bruce3504$25.00$25.002/16/2010 9:44:00 AM
life-is-great$25.00$25.002/16/2010 9:44:56 AM
bokonon$25.00$25.002/16/2010 9:43:59 AM
DonaldColorado$25.00$25.002/16/2010 9:50:08 AM
commerce-web5$40.00$40.002/16/2010 10:04:07 AM
bigballer105$25.00$25.002/16/2010 10:04:34 AM
honorable-yield$75.00$75.002/16/2010 10:05:09 AM
desertoasis$25.00$25.002/16/2010 10:06:19 AM
meenan$25.00$25.002/16/2010 10:02:34 AM
falcon245sp$25.00$25.002/16/2010 10:03:13 AM
bchen78875$50.00$50.002/16/2010 10:03:38 AM
rudyindc$25.00$25.002/16/2010 10:08:20 AM
market-builder$25.00$25.002/16/2010 10:03:44 AM
credit-force5$25.00$25.002/16/2010 10:03:02 AM
social-conductor4$25.00$25.002/16/2010 10:04:29 AM
friendly-worth3$25.00$25.002/16/2010 10:04:17 AM
mlopez2007$25.00$25.002/16/2010 10:05:23 AM
commerce-seahorse$25.00$25.002/16/2010 10:05:38 AM
hizzy$25.00$25.002/16/2010 10:12:15 AM
SoCalRancher$25.00$25.002/16/2010 10:06:11 AM
scott73$25.00$25.002/16/2010 10:13:14 AM
investment-tempo$25.00$25.002/16/2010 10:07:09 AM
GrommetPosse$25.00$25.002/16/2010 10:07:36 AM
gold-commander0$50.00$50.002/16/2010 10:15:48 AM
Mr_Bigmoney$25.00$25.002/16/2010 10:16:35 AM
turbospeed$25.00$25.002/16/2010 10:16:48 AM
senorzookeeper$25.00$25.002/16/2010 10:12:25 AM
silverloan$75.00$75.002/16/2010 10:13:05 AM
social-comet224$25.00$25.002/16/2010 10:20:38 AM
junctionking$25.00$25.002/16/2010 10:21:24 AM
BayShell$25.00$25.002/16/2010 10:21:41 AM
commerce-voyager$25.00$25.002/16/2010 10:22:09 AM
SnE$25.68$25.682/16/2010 10:16:24 AM
Gelden1$25.00$25.002/16/2010 10:18:35 AM
blooming-market$25.00$25.002/16/2010 10:20:03 AM
diligent-leverage$25.00$25.002/16/2010 10:20:46 AM
leodaguy$25.00$25.002/16/2010 10:21:18 AM
FunInSun$25.00$25.002/16/2010 10:21:22 AM
DeltaComputerGuy$25.00$25.002/16/2010 10:21:28 AM
CardCapDude$25.00$25.002/16/2010 10:21:47 AM
theprince$25.00$25.002/16/2010 10:21:56 AM
skvat$25.00$25.002/16/2010 10:22:00 AM
verse99$25.00$25.002/16/2010 10:23:45 AM
durability-halibut$25.00$25.002/16/2010 10:23:38 AM
springpanda$25.00$25.002/16/2010 1:12:10 PM
125 bids
 
Borrower Payment Dependent Notes Series 446898
This series of Notes was issued and sold upon the funding of the borrower loan #41080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $89.55
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $89.30
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 19 / 19Length of status:3y 2m
Credit score: 760-779 (Feb-2010) Total credit lines: 40 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,999Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: ju2dy Borrower's state: California Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,800.00< mo. late: 0 ( 0% )  
700-719 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Need to pay off AMEX
Purpose of loan:
This loan will be used to pay off the AMEX I had to rely on when I was out of work for most of the last year. The APR spiked from 9.99% to 19.99% even though I make more than the minimum amt. due each month. Also my bank recently ended their affiliation with this credit card provider so I would like to pay this off as soon as I can.

My financial situation:
I am a good candidate for this loan because I have successfully paid off a previous prosper loan and because now I do have regular freelance work once again. This is my only credit card debt ; also, since I am living at home (rent free) I know I can definitely pay this loan off soon.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/18/2010 4:13:45 PM
thedoctor$90.00$90.002/18/2010 4:19:31 PM
red-favorable-basis$25.00$25.002/18/2010 4:19:43 PM
unk1911$25.00$25.002/18/2010 4:13:30 PM
progressive-asset$100.00$31.692/18/2010 4:21:20 PM
lean-velocity$25.00$25.002/18/2010 4:13:49 PM
life-is-great$25.00$25.002/18/2010 4:20:10 PM
Rick7925$25.00$25.002/18/2010 4:20:31 PM
macjp123$25.00$25.002/18/2010 4:20:46 PM
eBankInvest$37.68$37.682/18/2010 9:46:04 PM
MoneyForNothing$25.00$25.002/19/2010 8:39:18 PM
bondhedger$25.00$25.002/19/2010 9:53:38 PM
uncleubb$25.00$25.002/22/2010 3:01:49 PM
mroew$28.13$28.132/23/2010 9:25:11 AM
Aberdeen$350.00$350.002/23/2010 11:30:31 AM
good4loan$25.00$25.002/23/2010 12:05:43 PM
ujiba$25.00$25.002/23/2010 5:04:01 PM
hope-lionheart1$25.00$25.002/23/2010 11:07:11 PM
REITRUST$25.00$25.002/24/2010 10:45:49 AM
KapitalX$25.00$25.002/24/2010 10:59:17 AM
ryan6853$25.00$25.002/24/2010 1:20:58 PM
emunah6$25.00$25.002/24/2010 6:00:00 PM
socal-lender$25.00$25.002/24/2010 7:41:37 PM
Chewbaca$25.00$25.002/24/2010 4:31:59 PM
Sturgee$25.00$25.002/24/2010 8:47:28 PM
stevexs$50.00$50.002/24/2010 4:38:28 PM
ScizyKBC$25.00$25.002/24/2010 5:08:03 PM
soular21804$25.00$25.002/25/2010 7:52:34 AM
MapleLaker$25.00$25.002/25/2010 8:17:22 AM
estancias$25.00$25.002/24/2010 7:48:04 PM
clipper271$25.00$25.002/24/2010 8:29:45 PM
uvumf$25.00$25.002/24/2010 11:16:25 PM
biohazardus$25.00$25.002/25/2010 5:58:40 AM
fiveoptrl$50.00$50.002/25/2010 7:18:52 AM
GBlack$30.00$30.002/25/2010 9:16:27 AM
Earn_money$25.13$25.132/25/2010 9:47:26 AM
AF-Chief$28.00$28.002/18/2010 4:14:05 PM
skuba$25.00$25.002/18/2010 4:13:37 PM
dollar-birdie$50.00$50.002/18/2010 4:18:30 PM
radforj22$25.00$25.002/18/2010 4:19:07 PM
flexible-value$31.00$31.002/18/2010 4:19:52 PM
calm-deal7$25.00$25.002/18/2010 4:20:03 PM
natural-greenback6$25.00$25.002/18/2010 4:20:15 PM
nourishing-interest0$25.00$25.002/18/2010 4:20:54 PM
orgy63$25.00$25.002/18/2010 4:21:02 PM
interloode$100.00$100.002/19/2010 6:06:41 AM
springpanda$25.00$25.002/19/2010 2:05:47 PM
orbiter614$40.37$40.372/22/2010 1:52:55 PM
marwadi-62$100.00$100.002/23/2010 10:19:56 AM
brightest-dignified-penny$25.00$25.002/23/2010 10:37:53 AM
GABC-1$60.00$60.002/23/2010 10:28:52 AM
kf88$35.00$35.002/23/2010 1:07:40 PM
Mr_Egret$25.00$25.002/23/2010 4:59:08 PM
BankofBeth$25.00$25.002/23/2010 6:40:00 PM
Lender0307$25.00$25.002/23/2010 8:44:18 PM
khamlagirl$25.00$25.002/24/2010 12:14:57 PM
Pickmar$25.00$25.002/24/2010 1:01:14 PM
investment-happiness$45.00$45.002/24/2010 4:10:17 PM
ore-dojo$25.00$25.002/24/2010 4:12:01 PM
Aberdeen$350.00$350.002/24/2010 6:35:37 PM
usd1027$25.00$25.002/24/2010 5:47:05 PM
dammage$25.00$25.002/24/2010 8:52:08 PM
tryitout$43.00$43.002/25/2010 10:05:04 AM
Leshan$100.00$100.002/25/2010 6:58:33 AM
credit-vinyl$25.00$25.002/25/2010 7:55:37 AM
OGS_Capital$25.00$25.002/25/2010 10:28:38 AM
66 bids
 
Borrower Payment Dependent Notes Series 446900
This series of Notes was issued and sold upon the funding of the borrower loan #41049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 6.60% Starting borrower rate/APR: 7.60% / 7.94% Starting monthly payment: $31.15
Final lender yield: 6.60% Final borrower rate/APR: 7.60% / 7.94% Final monthly payment: $31.15
 
Auction yield range: 3.05% - 6.60% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 6.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: 27%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 10 / 10Length of status:1y 2m
Credit score: 800-819 (Feb-2010) Total credit lines: 20 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $42,227Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: shrewd-return3 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Avoiding Credit Card's High Rates
Purpose of loan:
This loan will be used to?
Pay off credit cards with high fees, rates, and monthly interest charges.
My financial situation:
I am a good candidate for this loan because? I am converting double-digit, high rate interest of 16-28% to 8-9%.? I am currently able to pay off all my debt each month, but the lower rate will increase the amount paid towards principal.? As the?government is forcing banks to?change credit card rules?this month, I am would prefer to have this debt in a more secure environment with a fixed rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
blissful-note7$25.00$25.002/16/2010 10:08:12 AM
doctorhuynh$26.64$26.642/16/2010 4:04:26 PM
Mav26$56.42$56.422/19/2010 8:23:56 AM
otalon$25.00$25.002/19/2010 10:36:15 AM
atlKid$25.00$25.002/20/2010 1:42:57 PM
retiresecure$50.00$50.002/20/2010 1:57:43 PM
JCPlending$25.00$25.002/21/2010 8:02:07 AM
kazanov$50.00$50.002/21/2010 12:37:53 PM
RandyL3$50.00$50.002/22/2010 10:55:50 AM
octoberfresh$25.00$25.002/22/2010 6:46:52 PM
Xarach$40.26$40.262/22/2010 8:53:33 PM
wild-orange$25.00$25.002/23/2010 2:52:32 AM
resplendent-moola$50.00$50.002/17/2010 10:17:53 AM
creative-finance7$25.00$25.002/19/2010 6:53:46 PM
slobberjob$200.00$200.002/22/2010 11:30:08 AM
orbital-gain$50.00$50.002/22/2010 9:31:24 AM
natedog666$200.00$200.002/22/2010 10:44:46 AM
Tc11902$150.00$1.682/22/2010 2:00:31 PM
tokyopete23$25.00$25.002/22/2010 4:47:09 PM
jybank$25.00$25.002/22/2010 11:11:59 PM
20 bids
 
Borrower Payment Dependent Notes Series 446906
This series of Notes was issued and sold upon the funding of the borrower loan #41013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 22.69% Starting borrower rate/APR: 23.69% / 25.98% Starting monthly payment: $117.21
Final lender yield: 18.99% Final borrower rate/APR: 19.99% / 22.23% Final monthly payment: $111.48
 
Auction yield range: 8.05% - 22.69% Estimated loss impact: 8.44%  
Lender servicing fee: 1.00% Estimated return: 10.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1989 Debt/Income ratio: 18%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 13Length of status:16y 10m
Credit score: 720-739 (Feb-2010) Total credit lines: 42 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,567Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: a-rupee-banshee Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs for basement
Purpose of loan:
This loan will be used to? Repair my leaky basement

My financial situation:
I am a good candidate for this loan because?i pay back loans on time,with standard.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SolarMoonshine$25.00$25.002/16/2010 5:40:03 PM
Bank_Of_XL$50.00$50.002/17/2010 3:48:17 PM
cbfresh$25.00$25.002/18/2010 10:18:08 PM
freedom3$300.00$300.002/18/2010 7:41:46 PM
iflyforfun$25.00$25.002/21/2010 1:23:03 AM
grammaspurse$25.00$25.002/21/2010 10:53:43 PM
420limo$25.00$25.002/22/2010 12:54:31 PM
dudebrah$25.00$25.002/22/2010 1:45:34 PM
realtormoises$25.00$25.002/22/2010 4:29:55 PM
Cashlender1992$25.00$25.002/22/2010 5:06:28 PM
Myrick$25.00$25.002/22/2010 7:28:37 PM
gothampark$25.00$25.002/22/2010 10:36:25 PM
wild-orange$25.00$25.002/23/2010 3:04:04 AM
bitano$30.00$30.002/23/2010 7:23:55 AM
Torero06$25.00$25.002/23/2010 9:31:09 AM
Debt-free-Southern-California$25.81$25.812/23/2010 10:17:25 AM
credit-coach118$25.00$25.002/23/2010 10:19:09 AM
CoolPlexer$25.00$25.002/23/2010 10:48:22 AM
Gaelicman$150.00$150.002/23/2010 11:37:31 AM
skillful-asset5$40.00$7.622/23/2010 2:25:32 PM
DasMula$25.00$25.002/23/2010 2:36:04 PM
JiggaJoeyS$99.99$99.992/23/2010 3:47:24 PM
the-profit-oracle$25.00$25.002/23/2010 1:19:55 PM
serene-capital$25.00$25.002/23/2010 2:28:29 PM
andrewgl$25.00$25.002/23/2010 2:57:33 PM
guardian3$25.00$25.002/23/2010 3:01:44 PM
Isotope$25.00$25.002/23/2010 3:05:12 PM
social-conductor4$25.00$25.002/23/2010 3:18:31 PM
ore-dojo$25.00$25.002/23/2010 3:50:00 PM
icon7$25.00$25.002/23/2010 3:40:20 PM
LoanerPrincipal$50.00$50.002/23/2010 3:44:51 PM
robot777$40.00$40.002/16/2010 3:58:25 PM
impressive-loan$350.00$350.002/16/2010 4:11:24 PM
glroark$100.00$100.002/18/2010 6:53:38 AM
basejump0$25.00$25.002/20/2010 1:45:55 AM
Goddess-4-one$25.00$25.002/19/2010 8:17:36 PM
donenzo$25.00$25.002/19/2010 11:47:42 PM
RyanTH9893$25.00$25.002/21/2010 10:52:08 AM
wwwUniversal$25.00$25.002/22/2010 7:57:53 AM
calkidd05$25.00$25.002/21/2010 10:39:00 PM
Ven58$25.00$25.002/22/2010 2:28:15 PM
eboomer2611$25.00$25.002/22/2010 7:23:47 PM
worthy-bid4$28.65$28.652/23/2010 9:13:29 AM
nickel-pipeline$25.00$25.002/23/2010 9:26:18 AM
uarewhatuthink$35.93$35.932/23/2010 9:33:12 AM
LeoBUSIIT$25.00$25.002/23/2010 9:53:48 AM
meggo33$25.00$25.002/23/2010 10:14:57 AM
limoney$30.00$30.002/23/2010 10:30:22 AM
forthright-trade$25.00$25.002/23/2010 10:34:00 AM
bold-direct-asset$150.00$150.002/23/2010 11:50:58 AM
toxicbutterfly$30.00$30.002/23/2010 12:16:05 PM
PeterPsych$300.00$300.002/23/2010 2:28:13 PM
SkinnyFish$25.00$25.002/23/2010 2:58:07 PM
JiggaJoeyS$52.00$52.002/23/2010 3:10:35 PM
DaddyBill$25.00$25.002/23/2010 3:17:55 PM
AF-Chief$35.00$35.002/23/2010 12:33:38 PM
glenium$25.00$25.002/23/2010 2:19:16 PM
Leshan$25.00$25.002/23/2010 2:12:11 PM
RebuildingAmerica$30.00$30.002/23/2010 2:34:18 PM
VBPlayer$30.00$30.002/23/2010 2:50:53 PM
YeoLenderSource$25.00$25.002/23/2010 2:56:34 PM
jybank$25.00$25.002/23/2010 3:20:09 PM
foothillender$25.00$25.002/23/2010 3:20:54 PM
Saving4Food$25.00$25.002/23/2010 3:53:20 PM
64 bids
 
Borrower Payment Dependent Notes Series 446930
This series of Notes was issued and sold upon the funding of the borrower loan #41060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 29.73% Starting monthly payment: $102.59
Final lender yield: 22.56% Final borrower rate/APR: 23.56% / 25.85% Final monthly payment: $97.51
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.55%  
Lender servicing fee: 1.00% Estimated return: 12.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1994 Debt/Income ratio: 31%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 11 / 9Length of status:11y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 21 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $34,123Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: dj_thaman Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Repair existing vehicle.
Purpose of loan:
This loan will be used to? repair existing car vehicle that I use to go to work and back.

My financial situation:
I am a good candidate for this loan because? I pay my bills on time and I am active duty military. I am not up for reenlistment until December 2013.

Monthly net income: $ 5,000+?

Monthly expenses: $
??Housing: $ 1700.00 mortgage
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What make, model and year of car is this? What needs to be repaired? Thanks - reflective-rupee
A: I vehicle is a 2003 Chevy Malibu. The car has minor electrical problems that needs repair but my main issue is that I do not want to purchase another vehicle and have a large car payment that may last 4 years. I believe that this loan will help be beneficial in making sure my vehicle last at least another two years. (Feb-22-2010)
Q: I would like to help you, but please don't let me and others down as we people like yourself and not banks. Thanks. - evergreen16
A: I paid my last loan with Prosper off, early. I am not behind on any of my bills. I will also pay this loan off early. Thank you for your assistance. (Feb-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
UCLA4life$25.00$25.002/19/2010 4:15:56 PM
PXM-Financial$25.00$25.002/21/2010 6:09:29 PM
five-star-note$37.58$37.582/22/2010 3:41:07 PM
SignatureCapital$25.00$25.002/22/2010 7:16:14 PM
heritage_loans$25.00$25.002/22/2010 7:05:07 PM
Mikale360$25.00$25.002/23/2010 6:33:15 AM
LeoBUSIIT$25.00$25.002/23/2010 9:53:37 AM
grnii78$181.82$61.052/23/2010 11:52:20 AM
glenium$25.00$25.002/23/2010 2:19:53 PM
wild-orange$25.00$25.002/23/2010 11:10:14 AM
Aberdeen$300.00$300.002/23/2010 11:30:25 AM
exciting-fairness$200.00$200.002/23/2010 3:08:16 PM
scroooge$25.00$25.002/23/2010 12:16:37 PM
MrPie$25.00$25.002/23/2010 12:17:07 PM
leverage-monger$25.00$25.002/23/2010 12:26:52 PM
kinetic-social$25.00$25.002/23/2010 3:55:54 PM
klemer$25.00$25.002/23/2010 1:25:10 PM
worthy-bid4$25.00$25.002/23/2010 1:53:58 PM
RebuildingAmerica$31.37$31.372/23/2010 2:29:14 PM
Aberdeen$300.00$300.002/23/2010 2:56:56 PM
toxicbutterfly$30.00$30.002/23/2010 3:01:10 PM
ice518$50.00$50.002/23/2010 3:08:20 PM
leverage-accruer$25.00$25.002/23/2010 3:56:02 PM
ore-dojo$25.00$25.002/23/2010 3:45:21 PM
icon7$25.00$25.002/23/2010 3:52:45 PM
CA_Lender$25.00$25.002/16/2010 3:57:44 PM
vine99$40.00$40.002/20/2010 9:43:15 AM
mrxtravis$100.00$100.002/20/2010 11:31:37 AM
mercuriant$25.00$25.002/20/2010 9:53:08 PM
brondero$75.00$75.002/22/2010 6:57:59 PM
Hummer-Guy$25.00$25.002/22/2010 5:43:52 PM
evergreen16$50.00$50.002/22/2010 7:58:17 PM
what_goes_around$50.00$50.002/22/2010 11:12:48 PM
Unitas4302$200.00$200.002/23/2010 4:30:52 AM
99Lender$25.00$25.002/23/2010 9:15:55 AM
good4loan$25.00$25.002/23/2010 12:02:32 PM
PackFan13$25.00$25.002/23/2010 12:05:37 PM
crazybill$25.00$25.002/23/2010 1:16:13 PM
LAKETIME$25.00$25.002/23/2010 2:29:17 PM
guardian3$40.00$40.002/23/2010 3:03:13 PM
Techne_Funds_LLC$25.00$25.002/23/2010 3:41:07 PM
realtormoises$25.00$25.002/23/2010 3:48:31 PM
social-conductor4$25.00$25.002/23/2010 3:49:09 PM
Leshan$100.00$100.002/23/2010 2:14:35 PM
DasMula$50.00$50.002/23/2010 2:35:28 PM
twjh$25.00$25.002/23/2010 2:57:03 PM
TheSweetLender$60.00$60.002/23/2010 3:02:10 PM
47 bids
 
Borrower Payment Dependent Notes Series 446992
This series of Notes was issued and sold upon the funding of the borrower loan #41039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 9.49% Starting borrower rate/APR: 10.49% / 10.84% Starting monthly payment: $649.95
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 10.65% Final monthly payment: $648.16
 
Auction yield range: 3.05% - 9.49% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1984 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:26y 8m
Credit score: 820-839 (Feb-2010) Total credit lines: 30 Occupation: Engineer - Chemical
Now delinquent: 0 Revolving credit balance: $26,027Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dinero-performer Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off 100% of our credit card balance.?

My financial situation:
I am a good candidate for this loan because:
1.? I am a person of high personal integrity.
2.? I have been employed at the same stable company for over 26 years.
3.? I have a respectable net worth with a healthy 401K retirement account.
4.? I have never defaulted on any type of loan.
5.? I can readily make monthly payments, even if the term of the loan is relatively short.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
principal-prodigy$25.00$25.002/17/2010 4:23:27 PM
lean-velocity$25.00$25.002/17/2010 4:25:25 PM
cash-sensai2$25.00$25.002/17/2010 4:26:41 PM
DonaldColorado$25.00$25.002/17/2010 4:29:01 PM
inforapenny$25.00$25.002/17/2010 4:23:28 PM
blissful-note7$25.00$25.002/17/2010 4:23:48 PM
kenji4861$25.00$25.002/17/2010 4:25:19 PM
dollar-birdie$50.00$50.002/17/2010 4:25:29 PM
thedoctor$90.00$90.002/17/2010 4:26:44 PM
natural-greenback6$25.00$25.002/17/2010 4:27:10 PM
falcon245sp$25.00$25.002/17/2010 4:33:36 PM
bowdish1$100.00$100.002/17/2010 4:33:56 PM
rolandweary$30.00$30.002/17/2010 4:34:08 PM
wampum-reaction2$25.00$25.002/17/2010 4:34:12 PM
personal-lender$25.00$25.002/17/2010 4:33:29 PM
bchen78875$50.00$50.002/17/2010 4:33:42 PM
delicious-social132$40.00$40.002/17/2010 4:33:53 PM
honorable-yield$75.00$75.002/17/2010 4:34:29 PM
friendly-worth3$25.00$25.002/17/2010 4:34:10 PM
mlopez2007$25.00$25.002/17/2010 4:34:39 PM
forthright-dedication$25.00$25.002/17/2010 4:35:16 PM
rudyindc$25.00$25.002/17/2010 4:35:27 PM
HHP$25.00$25.002/17/2010 4:35:36 PM
senorzookeeper$25.00$25.002/17/2010 4:36:13 PM
dsgfl1$25.00$25.002/17/2010 4:36:18 PM
buckyhead2000$25.00$25.002/17/2010 4:36:07 PM
the-commitment-idol$25.00$25.002/17/2010 4:37:18 PM
dlshap$25.00$25.002/17/2010 4:38:16 PM
inspired-contract9$50.00$50.002/17/2010 4:39:17 PM
don8ter$60.00$60.002/17/2010 4:38:31 PM
schpere$30.00$30.002/17/2010 4:39:03 PM
meenan$25.00$25.002/17/2010 4:33:23 PM
Speculator$50.00$50.002/17/2010 4:41:09 PM
kindness-percolator5$25.00$25.002/17/2010 4:40:16 PM
supreme-hope$25.00$25.002/17/2010 4:41:20 PM
lucrative-loan$50.00$50.002/17/2010 4:41:32 PM
steady-gain5$25.00$25.002/17/2010 4:41:39 PM
AF-Chief$28.00$28.002/17/2010 4:34:41 PM
new-smart-fund$50.00$50.002/17/2010 4:41:31 PM
jasmarc$25.00$25.002/17/2010 4:42:01 PM
istttja$25.00$25.002/17/2010 4:48:50 PM
Walkingcowboy$25.00$25.002/17/2010 5:12:23 PM
Cheburashka$30.00$30.002/17/2010 5:11:56 PM
webfeet$25.00$25.002/17/2010 4:37:26 PM
skvat$25.00$25.002/17/2010 4:37:30 PM
klinebarger$25.00$25.002/17/2010 5:56:14 PM
Aeroman32$25.00$25.002/17/2010 4:39:58 PM
desertoasis$25.00$25.002/17/2010 7:36:56 PM
keyfig$50.00$50.002/17/2010 8:05:47 PM
smallbizrule$25.00$25.002/17/2010 4:41:24 PM
CardCapDude$25.00$25.002/17/2010 8:07:02 PM
punctual-social$25.00$25.002/17/2010 5:11:49 PM
jeffpac$55.00$55.002/17/2010 6:05:48 PM
LandE2BG$25.00$25.002/18/2010 8:40:29 AM
Pasagam$25.00$25.002/18/2010 8:55:29 AM
head$25.00$25.002/17/2010 8:30:32 PM
Cr_Sunset$25.00$25.002/17/2010 11:57:20 PM
BeansMan02$25.00$25.002/18/2010 10:25:43 AM
AJSinvest$25.00$25.002/18/2010 10:17:42 AM
MM1207$25.00$25.002/18/2010 10:20:39 AM
coloradoloanman$25.00$25.002/18/2010 6:15:27 AM
mburke3434$25.00$25.002/18/2010 10:41:14 AM
trade-trumpet$25.00$25.002/18/2010 8:55:36 AM
poeman$25.00$25.002/18/2010 11:33:26 AM
Citizenryan$25.00$25.002/18/2010 11:59:13 AM
systematic0$25.00$25.002/18/2010 9:33:22 AM
GrommetPosse$25.00$25.002/18/2010 1:55:27 PM
kcole10$25.00$25.002/18/2010 11:08:15 AM
cjames84$25.00$25.002/18/2010 11:15:40 AM
DosPassos$25.00$25.002/18/2010 3:52:58 PM
BigMoney56$25.00$25.002/18/2010 12:12:38 PM
the2monkeys$25.00$25.002/18/2010 2:10:55 PM
currency-persimmon$25.00$25.002/18/2010 3:11:52 PM
fob$25.00$25.002/18/2010 3:30:38 PM
hizzy$25.00$25.002/18/2010 6:45:33 PM
ITS-A-WONDERFUL-LIFE$25.00$25.002/18/2010 5:52:25 PM
VWA_to_the_Rescue$25.00$25.002/19/2010 6:20:25 AM
Cherrypicker06$25.00$25.002/19/2010 7:10:28 AM
credit-coach118$40.00$40.002/19/2010 9:01:17 AM
huorn$25.00$25.002/19/2010 10:11:27 AM
asset-caballero$25.00$25.002/19/2010 10:11:33 AM
zyztemboy$25.00$25.002/19/2010 10:11:50 AM
Iowa65$33.20$33.202/19/2010 10:11:55 AM
MikeB918$25.00$25.002/19/2010 10:12:12 AM
teejay411$100.00$100.002/19/2010 10:12:31 AM
bonus-banker$25.00$25.002/19/2010 10:11:28 AM
social-comet7$25.00$25.002/19/2010 10:11:41 AM
_kyle$25.00$25.002/19/2010 10:12:02 AM
jcttjg$25.00$25.002/19/2010 10:12:30 AM
Kijib$25.00$25.002/19/2010 10:15:06 AM
transparency-giant$45.12$45.122/19/2010 10:12:51 AM
bba11er45$25.00$25.002/19/2010 10:15:43 AM
degster$25.00$25.002/19/2010 10:13:26 AM
nv$25.00$25.002/19/2010 10:13:38 AM
wrchism$50.00$50.002/19/2010 10:13:52 AM
perlindc$100.00$100.002/19/2010 10:17:13 AM
brstern2$25.00$25.002/19/2010 10:17:33 AM
Namrok$25.00$25.002/19/2010 10:15:18 AM
sandeepPR$25.00$25.002/19/2010 10:15:34 AM
BiggestG$25.00$25.002/19/2010 10:16:03 AM
goofy15975$25.00$25.002/19/2010 10:16:20 AM
lost-money-so-far-on-these$25.00$25.002/19/2010 10:17:20 AM
sas19$25.00$25.002/19/2010 10:17:24 AM
mjjjrj$25.00$25.002/19/2010 10:18:17 AM
highcountry1$25.00$25.002/19/2010 10:19:44 AM
BoutYeBank$50.00$50.002/19/2010 10:22:51 AM
pi31415$25.00$25.002/19/2010 10:11:48 AM
acropiloterau2002$25.00$25.002/19/2010 10:12:00 AM
AceInTheHole$25.00$25.002/19/2010 10:12:04 AM
superchicken$25.00$25.002/19/2010 10:24:53 AM
skywalkerR5$25.00$25.002/19/2010 10:12:09 AM
djs81$25.00$25.002/19/2010 10:25:35 AM
GElender$50.00$50.002/19/2010 10:22:50 AM
Yaj$25.00$25.002/19/2010 10:13:24 AM
sajitk$25.00$25.002/19/2010 10:13:45 AM
QuinMccoy$25.00$25.002/19/2010 10:13:49 AM
DukSerduk$25.00$25.002/19/2010 10:23:53 AM
dansarkis$25.00$25.002/19/2010 10:14:02 AM
stensonb$25.00$25.002/19/2010 10:24:35 AM
social-comet224$25.00$25.002/19/2010 10:15:30 AM
anakinsolo$25.00$25.002/19/2010 10:16:24 AM
Hokiemon$75.00$75.002/19/2010 10:16:39 AM
mjm77_1$25.00$25.002/19/2010 10:16:54 AM
pipopirate$25.00$25.002/19/2010 10:17:19 AM
blukestrel$25.00$25.002/19/2010 10:28:37 AM
ChicoBob$47.47$47.472/19/2010 10:17:31 AM
GenerousGentleMan$50.00$50.002/19/2010 10:28:59 AM
elasermd$50.00$50.002/19/2010 10:18:08 AM
rjblack$48.28$48.282/19/2010 10:18:12 AM
thesupplier$25.00$25.002/19/2010 10:29:00 AM
purohit$25.00$25.002/19/2010 11:32:34 AM
turbostar666$30.00$30.002/19/2010 11:40:51 AM
northwesttlr$25.00$25.002/19/2010 11:46:50 AM
Hexnut$50.00$50.002/19/2010 10:22:55 AM
Dave0$25.00$25.002/19/2010 12:01:27 PM
bayareainv$50.00$50.002/19/2010 10:23:56 AM
Blue_HorseShoe$25.00$25.002/19/2010 10:24:17 AM
BMP$25.00$25.002/19/2010 10:24:30 AM
p1k4blu$25.00$25.002/19/2010 12:00:49 PM
jpmusic$25.00$25.002/19/2010 10:25:28 AM
Lotsofbears$25.00$25.002/19/2010 12:28:46 PM
RB_Double-A_Bravo$25.00$25.002/19/2010 10:28:22 AM
responsibility-butterfly$25.00$25.002/19/2010 10:38:52 AM
BoughtTheFarm$25.00$25.002/19/2010 12:45:49 PM
galtsgulch$25.00$25.002/19/2010 12:28:51 PM
nuts$32.39$32.392/19/2010 12:50:51 PM
DeathScythe676$25.00$25.002/19/2010 11:00:29 AM
assetmanager$25.00$25.002/19/2010 12:56:19 PM
hotwired$25.00$25.002/19/2010 1:00:38 PM
BklynLender$25.00$25.002/19/2010 1:00:55 PM
all_of_that_one$25.00$25.002/19/2010 12:45:41 PM
unclejaef$25.00$25.002/19/2010 1:16:08 PM
rmachi$25.00$25.002/19/2010 11:33:18 AM
labate$25.00$25.002/19/2010 11:40:54 AM
smartie1$25.00$25.002/19/2010 1:30:39 PM
AgTiPinisher$25.00$25.002/19/2010 1:16:46 PM
Viamin$25.00$25.002/19/2010 1:41:22 PM
verse99$25.00$25.002/19/2010 11:57:00 AM
token34$25.00$25.002/19/2010 2:01:37 PM
KiwiElf$30.00$30.002/19/2010 12:02:28 PM
totoro$25.00$25.002/19/2010 12:15:50 PM
creative-finance7$25.00$25.002/19/2010 2:30:40 PM
dumbass$25.00$25.002/19/2010 2:30:53 PM
Veridic$25.00$25.002/19/2010 2:41:14 PM
project07$25.00$25.002/19/2010 2:37:47 PM
jct_enterprises$25.00$25.002/19/2010 12:41:52 PM
cantsavenuf$25.00$25.002/19/2010 2:55:30 PM
jeffc92$40.77$40.772/19/2010 12:59:21 PM
looney-toon$25.00$25.002/19/2010 1:20:29 PM
tatsuo20001$25.00$25.002/19/2010 3:16:43 PM
pinnacle10$25.00$25.002/19/2010 3:18:38 PM
Fryilluh$25.00$25.002/19/2010 3:25:47 PM
FASTIZIO_P$30.88$30.882/19/2010 4:12:30 PM
kmwvma$25.00$25.002/19/2010 4:20:47 PM
Railbird$25.00$25.002/19/2010 4:21:15 PM
csarradio$25.00$25.002/19/2010 4:37:09 PM
BankOfFrankFairness$50.00$50.002/19/2010 3:48:23 PM
mnmcarve$25.00$25.002/19/2010 4:39:22 PM
rmsyvt$25.00$25.002/19/2010 4:51:00 PM
hayhelp$25.00$25.002/19/2010 5:01:15 PM
fightgravity$25.00$25.002/19/2010 5:25:26 PM
silverloan$43.97$43.972/19/2010 5:25:56 PM
LTR$25.00$25.002/19/2010 5:01:05 PM
totoro$25.00$25.002/19/2010 5:07:22 PM
MrDavid$30.80$30.802/19/2010 4:46:22 PM
caseattle$25.00$25.002/20/2010 1:16:54 AM
slartibardfast$25.00$25.002/20/2010 1:20:42 AM
rcr549$25.00$25.002/19/2010 5:30:51 PM
tokenentry$25.00$25.002/19/2010 5:34:09 PM
ayerobbie$25.00$25.002/19/2010 5:35:23 PM
fairwealth$25.00$25.002/20/2010 1:38:37 AM
bid-papyrus$25.00$25.002/20/2010 2:49:02 AM
wise-silver-wonder$50.00$50.002/20/2010 1:26:00 AM
slojudy$25.00$25.002/20/2010 7:00:25 AM
noble-revenue$100.00$100.002/20/2010 2:50:14 AM
giannyny$25.00$25.002/20/2010 4:21:39 AM
langdonx$25.00$25.002/19/2010 9:50:29 PM
bmcg$25.00$25.002/20/2010 7:57:28 AM
PaulW$25.00$25.002/20/2010 1:25:54 AM
cawdrw2002$25.00$25.002/20/2010 1:26:29 AM
cny_loans$25.00$25.002/20/2010 9:40:24 AM
ctgscott$25.00$25.002/20/2010 2:04:41 AM
wealth-mogul534$25.00$25.002/20/2010 2:33:41 AM
trade-watcher$25.00$25.002/20/2010 2:34:38 AM
Finspons$25.00$25.002/20/2010 11:19:23 AM
kayden$25.00$25.002/20/2010 10:16:20 AM
kanewna$44.03$44.032/20/2010 7:00:24 AM
CERTIFIED$100.00$100.002/20/2010 7:26:55 AM
credit-panda1$50.00$50.002/20/2010 1:30:22 PM
CorporateRaider$25.00$25.002/20/2010 10:00:37 AM
Guerrilla_Man$25.00$25.002/20/2010 10:20:26 AM
enigmallc$50.00$50.002/20/2010 1:15:20 PM
Frugal$25.00$25.002/20/2010 1:15:23 PM
twerns$40.00$40.002/20/2010 4:03:46 PM
grampy48$100.00$100.002/20/2010 4:11:22 PM
koinonea$25.00$25.002/20/2010 1:50:21 PM
CARedBull$75.00$75.002/20/2010 2:00:45 PM
mid$25.00$25.002/20/2010 2:35:23 PM
jga516$25.00$25.002/20/2010 4:00:34 PM
Phillip4ever$25.00$25.002/20/2010 11:36:04 AM
OldProp$25.00$25.002/20/2010 8:16:06 PM
mlender$25.00$25.002/21/2010 10:20:21 AM
neorunner$25.00$25.002/21/2010 7:23:03 AM
dontscrewmeover1$50.00$50.002/20/2010 6:32:26 PM
Red4Golf$25.00$25.002/21/2010 10:50:38 AM
busylender35$25.00$25.002/21/2010 10:50:49 AM
SJM10011a$25.00$25.002/21/2010 11:41:17 AM
cyonamine$25.00$25.002/21/2010 10:50:40 AM
HibbyD$35.00$35.002/21/2010 10:50:45 AM
deal-grid7$79.04$79.042/21/2010 1:49:46 PM
first-pragmatic-note$25.00$25.002/21/2010 10:58:43 AM
bigdogsafety1$25.00$25.002/21/2010 11:15:51 AM
minista$25.00$25.002/21/2010 11:25:01 AM
ThomasTrain$25.00$25.002/21/2010 12:11:31 PM
resource777$25.00$25.002/21/2010 8:01:10 AM
cashhelp$25.00$25.002/21/2010 4:16:26 PM
gourd6$75.00$75.002/21/2010 12:48:57 PM
tbrnet$25.00$25.002/21/2010 12:55:42 PM
j48$25.00$25.002/21/2010 9:50:57 AM
Strato$25.00$25.002/21/2010 5:22:16 PM
Dollars4Rent$25.00$25.002/21/2010 10:21:26 AM
dashawn$25.00$25.002/21/2010 10:50:42 AM
cesta283$25.00$25.002/21/2010 2:56:20 PM
mrfrog$25.00$25.002/21/2010 10:50:47 AM
jodilee31$25.00$25.002/21/2010 7:16:13 PM
dealmaster$42.71$42.712/21/2010 3:54:49 PM
halfpintc$25.00$25.002/21/2010 12:30:37 PM
rockhound84$25.00$25.002/21/2010 1:26:06 PM
Lender0010$75.00$75.002/21/2010 9:15:24 PM
pinballeffect$100.00$100.002/21/2010 10:10:19 PM
locash$25.00$25.002/21/2010 2:10:21 PM
alexstar$25.00$25.002/21/2010 6:37:48 PM
jmorob$83.24$83.242/22/2010 12:02:30 AM
mizount$25.00$25.002/21/2010 6:39:14 PM
impartial-deal$25.00$25.002/21/2010 5:15:29 PM
reBuild-America$28.00$28.002/21/2010 8:31:01 PM
pseudokris$25.00$5.542/21/2010 10:12:34 PM
planet613$50.00$50.002/22/2010 11:45:22 AM
ME-Entrepreneur$25.00$25.002/22/2010 9:52:11 AM
drysdale-sd$25.00$25.002/22/2010 10:34:23 AM
Roohugger$25.00$25.002/22/2010 10:24:05 AM
Pendruce$25.00$25.002/22/2010 1:27:52 PM
interstellar$50.00$50.002/22/2010 12:07:03 PM
MechEngLender$25.00$25.002/22/2010 12:18:21 PM
uncleubb$25.00$25.002/22/2010 3:01:51 PM
rupee-kung-fu7$25.00$25.002/22/2010 1:20:15 PM
ugapolsci$25.00$25.002/22/2010 5:33:48 PM
justme4now$50.00$50.002/22/2010 5:39:30 PM
credit-panda1$50.00$50.002/23/2010 6:21:39 AM
LEBO$25.00$25.002/23/2010 9:33:50 AM
ultimatepaintball$25.00$25.002/23/2010 9:37:42 AM
LesPaul1$25.00$25.002/23/2010 9:17:09 AM
brightest-dignified-penny$25.00$25.002/23/2010 10:27:57 AM
silver-mastery$25.00$25.002/23/2010 10:42:06 AM
the-profit-oracle$25.00$25.002/23/2010 1:28:42 PM
SKAGIT22$25.00$25.002/23/2010 1:49:52 PM
Feyenoord$25.00$25.002/23/2010 7:41:10 PM
mcabery$150.00$150.002/24/2010 7:02:00 AM
wealth-grasshopper0$78.67$78.672/24/2010 9:12:18 AM
megich06$50.00$50.002/24/2010 10:22:08 AM
deal-dojo$50.00$50.002/24/2010 3:41:15 AM
vendorking1$25.00$25.002/24/2010 10:52:38 AM
Share-the-wealth$100.00$100.002/24/2010 6:46:15 AM
agab$25.00$25.002/24/2010 7:51:37 AM
633matthew$50.00$50.002/24/2010 9:55:39 AM
Lender50$25.00$25.002/24/2010 12:52:09 PM
velocity-winner$25.00$25.002/24/2010 10:25:41 AM
REITRUST$25.00$25.002/24/2010 10:41:52 AM
Zen_help$25.00$25.002/24/2010 2:12:52 PM
capital-relief4$50.00$50.002/24/2010 3:27:24 PM
FredHead3$38.29$38.292/24/2010 11:22:26 AM
trade-elm$125.00$125.002/24/2010 11:28:39 AM
Ven58$25.00$25.002/24/2010 1:02:18 PM
ChemTeacher$25.00$25.002/24/2010 1:34:49 PM
VBPlayer$30.00$30.002/24/2010 1:51:47 PM
ore-dojo$100.00$100.002/24/2010 3:56:07 PM
friendinmoney$28.60$28.602/24/2010 4:06:09 PM
inforapenny$25.00$25.002/17/2010 4:23:43 PM
availableloan$25.00$25.002/17/2010 4:23:32 PM
skuba$25.00$25.002/17/2010 4:25:28 PM
FinDoc$25.00$25.002/17/2010 4:23:53 PM
thunderd$25.00$25.002/17/2010 4:24:09 PM
Syzygy$25.00$25.002/17/2010 4:24:34 PM
flexible-value$31.00$31.002/17/2010 4:26:54 PM
life-is-great$25.00$25.002/17/2010 4:27:07 PM
radforj22$25.00$25.002/17/2010 4:26:30 PM
egw$25.00$25.002/17/2010 4:26:33 PM
peerlender$30.00$30.002/17/2010 4:33:58 PM
Kaj$25.00$25.002/17/2010 4:34:19 PM
Cai8899$75.00$75.002/17/2010 4:33:45 PM
kulender$25.00$25.002/17/2010 4:34:43 PM
social-conductor4$25.00$25.002/17/2010 4:34:16 PM
anton$150.00$150.002/17/2010 4:34:37 PM
unk1911$25.00$25.002/17/2010 4:35:49 PM
Havana21$50.00$50.002/17/2010 4:35:21 PM
loanfairy$25.00$25.002/17/2010 4:36:40 PM
compassion-lotus5$25.00$25.002/17/2010 4:36:21 PM
durability-halibut$25.00$25.002/17/2010 4:37:40 PM
LendDoc$25.00$25.002/17/2010 4:38:40 PM
asset-professor$100.00$100.002/17/2010 4:38:02 PM
red-favorable-basis$25.00$25.002/17/2010 4:38:33 PM
determined-contract$30.00$30.002/17/2010 4:40:04 PM
meux99$25.00$25.002/17/2010 4:39:10 PM
kanakakm$50.00$50.002/17/2010 4:40:15 PM
DadWarbucks$25.00$25.002/17/2010 4:40:24 PM
blooming-market$25.00$25.002/17/2010 4:40:30 PM
heavenly-justice9$100.00$100.002/17/2010 4:41:06 PM
lloyd_s$25.00$25.002/17/2010 4:33:25 PM
credit-force5$25.00$25.002/17/2010 4:33:32 PM
market-builder$25.00$25.002/17/2010 4:33:50 PM
commerce-web5$40.00$40.002/17/2010 4:34:03 PM
invincible-duty$25.00$25.002/17/2010 4:41:12 PM
AndrewNikolas$25.00$25.002/17/2010 4:41:29 PM
SoCalRancher$25.00$25.002/17/2010 4:34:47 PM
thestartuplender$35.00$35.002/17/2010 4:47:16 PM
stable-nickel$250.00$250.002/17/2010 4:36:09 PM
scott73$25.00$25.002/17/2010 4:36:30 PM
AmericanCredit$25.00$25.002/17/2010 4:36:37 PM
slico$25.00$25.002/17/2010 4:36:58 PM
firefly17$25.00$25.002/17/2010 4:37:17 PM
moola-escalator$50.00$50.002/17/2010 4:37:29 PM
Diversify_Further$25.00$25.002/17/2010 4:37:35 PM
theprince$25.00$25.002/17/2010 4:40:14 PM
capital-futurist$25.00$25.002/17/2010 4:40:36 PM
bigballer105$25.00$25.002/17/2010 8:00:42 PM
auction-elvis$25.00$25.002/17/2010 4:41:38 PM
bds9646$26.00$26.002/17/2010 5:11:51 PM
cello1$25.00$25.002/18/2010 4:15:41 AM
Patrician$25.00$25.002/18/2010 8:27:52 AM
kmr2$28.74$28.742/18/2010 8:27:07 AM
janus_god$30.00$30.002/18/2010 8:30:43 AM
Zipperdu$50.00$50.002/18/2010 9:05:46 AM
kchen486$25.00$25.002/18/2010 10:00:32 AM
BayShell$28.37$28.372/18/2010 10:33:33 AM
unequaled-loyalty7$25.00$25.002/18/2010 11:08:49 AM
Ivan2007$25.00$25.002/18/2010 11:15:57 AM
MTLoans$25.00$25.002/18/2010 8:55:31 AM
jd006006$26.00$26.002/18/2010 11:22:38 AM
movistar$25.00$25.002/18/2010 11:32:24 AM
Eagledrop$25.00$25.002/18/2010 11:40:45 AM
note-sensation$25.00$25.002/18/2010 9:31:23 AM
snowman34$25.00$25.002/18/2010 11:49:14 AM
pwkpwk$25.00$25.002/18/2010 9:31:29 AM
zenchef$25.00$25.002/18/2010 11:50:36 AM
ptjg$67.81$67.812/18/2010 11:57:22 AM
sf-funder$25.00$25.002/18/2010 10:41:16 AM
ddibernardo$25.00$25.002/18/2010 1:41:53 PM
Jack1966$25.00$25.002/18/2010 11:22:43 AM
get30inc$43.50$43.502/18/2010 11:32:26 AM
market-banshee$25.00$25.002/18/2010 3:11:44 PM
WHEREISTHEMOON$25.00$25.002/18/2010 12:11:30 PM
Dweeberkitty1$25.00$25.002/18/2010 12:12:23 PM
docdekay$40.00$40.002/18/2010 1:45:53 PM
penny-zeus$25.00$25.002/18/2010 2:45:58 PM
saritha$25.00$25.002/18/2010 9:35:50 PM
iolaire$25.00$25.002/19/2010 7:00:42 AM
Microfinancer$25.00$25.002/19/2010 7:40:52 AM
reflective-deal8$50.00$50.002/19/2010 9:31:28 AM
RJN$25.00$25.002/19/2010 10:11:52 AM
sanjl79$25.00$25.002/19/2010 10:11:58 AM
auction-rocket$25.00$25.002/19/2010 10:12:13 AM
stikman$25.00$25.002/19/2010 10:11:39 AM
eeyore101$25.00$25.002/19/2010 10:11:53 AM
mal12561$28.62$28.622/19/2010 10:12:06 AM
albatross897$25.00$25.002/19/2010 10:12:15 AM
best-platinum-persimmon$40.39$40.392/19/2010 10:12:36 AM
morpholog$25.00$25.002/19/2010 10:16:06 AM
KeepOnRunning$50.00$50.002/19/2010 10:13:54 AM
Captain88$25.00$25.002/19/2010 10:17:02 AM
woodenshoes$25.00$25.002/19/2010 10:17:25 AM
Aleut$25.00$25.002/19/2010 10:17:29 AM
TK4$25.00$25.002/19/2010 10:17:32 AM
mykkai$25.00$25.002/19/2010 10:15:15 AM
kayakg$25.00$25.002/19/2010 10:15:22 AM
Casman8815$25.00$25.002/19/2010 10:15:37 AM
Cerias$25.00$25.002/19/2010 10:15:51 AM
tolstoy00$25.00$25.002/19/2010 10:16:49 AM
ebusinessagent$25.00$25.002/19/2010 10:17:16 AM
bokonon$25.00$25.002/19/2010 10:17:36 AM
the-financier814$25.00$25.002/19/2010 10:18:14 AM
reinforced-reward$25.00$25.002/19/2010 10:22:44 AM
dealarella$25.00$25.002/19/2010 10:23:24 AM
grampy48$25.00$25.002/19/2010 10:23:46 AM
StrongMoney$25.00$25.002/19/2010 10:11:46 AM
Sixmil$25.00$25.002/19/2010 10:23:54 AM
ADenny$25.00$25.002/19/2010 10:11:49 AM
showmestatekid$25.00$25.002/19/2010 10:11:56 AM
keydet99$25.00$25.002/19/2010 10:12:01 AM
thegreatone$100.00$100.002/19/2010 10:24:44 AM
bugleusmc$30.00$30.002/19/2010 10:25:01 AM
greenwell$32.80$32.802/19/2010 10:25:19 AM
danfrphils$25.00$25.002/19/2010 10:25:26 AM
outtahoth2o$47.08$47.082/19/2010 10:13:21 AM
OLYVRC$25.00$25.002/19/2010 10:13:27 AM
celkram$39.08$39.082/19/2010 10:13:47 AM
lowestghost$25.00$25.002/19/2010 10:13:51 AM
gogmagog$48.26$48.262/19/2010 10:24:29 AM
sisterkate$25.00$25.002/19/2010 10:24:40 AM
JJS180$25.00$25.002/19/2010 10:25:07 AM
regahj99$25.00$25.002/19/2010 10:15:52 AM
Jassi$25.00$25.002/19/2010 10:25:24 AM
gracej$25.00$25.002/19/2010 10:25:36 AM
andycheb$35.75$35.752/19/2010 10:16:26 AM
sh71$25.00$25.002/19/2010 10:16:43 AM
sail120$25.00$25.002/19/2010 10:17:18 AM
outwish$25.00$25.002/19/2010 10:17:27 AM
stormwatch$25.00$25.002/19/2010 10:17:38 AM
flwah$25.00$25.002/19/2010 10:18:06 AM
screenname03$25.00$25.002/19/2010 10:18:10 AM
Barbaro$25.00$25.002/19/2010 10:28:55 AM
Searlzy$25.00$25.002/19/2010 10:28:58 AM
revmax$25.00$25.002/19/2010 10:29:05 AM
financelover$27.17$27.172/19/2010 10:39:17 AM
K2Outlaws$25.00$25.002/19/2010 11:00:42 AM
VBAces$75.00$75.002/19/2010 11:15:48 AM
Zoomie$25.00$25.002/19/2010 11:35:36 AM
chief_wo$25.00$25.002/19/2010 11:40:43 AM
moneyman06$25.00$25.002/19/2010 11:41:04 AM
Lendomatic$25.00$25.002/19/2010 11:56:07 AM
seattleslug$26.36$26.362/19/2010 11:56:10 AM
geekguy$25.00$25.002/19/2010 11:47:28 AM
rulender$46.77$46.772/19/2010 10:23:42 AM
flexiboy35$25.00$25.002/19/2010 12:01:50 PM
johannesfactotum$25.00$25.002/19/2010 10:24:28 AM
nuclearmoose$25.00$25.002/19/2010 10:24:32 AM
Darrkblu$25.00$25.002/19/2010 12:00:43 PM
SourDoughSteve$25.00$25.002/19/2010 10:24:55 AM
ganoman21$25.00$25.002/19/2010 12:01:10 PM
secretidentity$25.00$25.002/19/2010 10:25:11 AM
secret-santa$25.00$25.002/19/2010 10:25:33 AM
BookandLaw$25.00$25.002/19/2010 12:41:06 PM
BrianRK$26.00$26.002/19/2010 12:26:23 PM
t-loan$25.00$25.002/19/2010 12:36:14 PM
Boxhead$25.00$25.002/19/2010 1:00:47 PM
TikPmp1$25.00$25.002/19/2010 11:40:38 AM
TheBlackSwordsMan$25.00$25.002/19/2010 1:29:28 PM
raxbab$42.31$42.312/19/2010 1:35:55 PM
pawsitive$25.00$25.002/19/2010 1:36:41 PM
ClearLake$25.00$25.002/19/2010 1:41:36 PM
Thelonius10$25.00$25.002/19/2010 1:28:01 PM
chilichese$25.00$25.002/19/2010 2:20:57 PM
mikeleib$25.00$25.002/19/2010 2:30:48 PM
fwaguy$25.00$25.002/19/2010 2:37:44 PM
Nco$25.00$25.002/19/2010 12:36:38 PM
Mark-O-Polo$25.00$25.002/19/2010 12:36:57 PM
BaltimoreLender$25.00$25.002/19/2010 2:45:24 PM
Divot$25.00$25.002/19/2010 12:45:48 PM
Futurero$25.00$25.002/19/2010 1:20:28 PM
tsui517$25.00$25.002/19/2010 1:20:44 PM
TriSail$25.00$25.002/19/2010 3:17:29 PM
gotyourgear$25.00$25.002/19/2010 3:16:52 PM
yachey$25.00$25.002/19/2010 3:18:40 PM
Warbler$25.00$25.002/19/2010 1:36:00 PM
ILfarmboy$29.51$29.512/19/2010 3:20:57 PM
L-vex$25.00$25.002/19/2010 1:51:51 PM
Lise46$28.05$28.052/19/2010 2:36:12 PM
BigCityLending$25.00$25.002/19/2010 2:51:49 PM
randomguy100$25.00$25.002/19/2010 4:20:31 PM
onlyinchicago$25.00$25.002/19/2010 4:37:34 PM
discrete-asset$25.00$25.002/19/2010 4:12:31 PM
bankofkarl$25.00$25.002/19/2010 5:25:28 PM
Natronpee$25.00$25.002/19/2010 4:55:50 PM
Sykes66$25.00$25.002/19/2010 5:01:13 PM
fdsguy$27.76$27.762/19/2010 5:10:27 PM
Bearls$25.00$25.002/19/2010 5:40:59 PM
NJNY$25.00$25.002/20/2010 1:05:38 AM
FCI$25.00$25.002/19/2010 5:06:59 PM
latestone$25.00$25.002/20/2010 1:16:46 AM
scottr$25.00$25.002/20/2010 1:20:30 AM
fontana$25.00$25.002/20/2010 1:21:02 AM
Emgolda$25.00$25.002/19/2010 8:55:48 PM
SnE$25.68$25.682/20/2010 1:34:55 AM
johngaltline$25.00$25.002/19/2010 5:35:34 PM
mikeandcat$76.84$76.842/20/2010 1:36:09 AM
bazaar-tulip$25.00$25.002/20/2010 2:48:44 AM
Phillip298$25.00$25.002/20/2010 1:20:25 AM
Central_States_Mutual$25.00$25.002/20/2010 1:25:26 AM
Phantom99$25.00$25.002/20/2010 1:26:04 AM
BorrowLend$25.00$25.002/20/2010 4:23:39 AM
Fortuno_per_commodo$50.00$50.002/19/2010 7:35:23 PM
StWaldo$25.00$25.002/19/2010 7:45:55 PM
djh47a$25.00$25.002/20/2010 2:50:07 AM
credit-investor5$86.96$86.962/20/2010 2:50:12 AM
Goodlender42$25.00$25.002/20/2010 7:57:26 AM
GrayStudio$50.00$50.002/20/2010 1:17:15 AM
derfen$25.00$25.002/20/2010 2:18:41 AM
commerce-voyager$25.00$25.002/20/2010 11:28:19 AM
gold-commander0$50.00$50.002/20/2010 11:28:54 AM
broepke$25.00$25.002/20/2010 11:36:06 AM
pulmdoc$25.00$25.002/20/2010 7:57:30 AM
loan-master996$50.00$50.002/20/2010 11:30:18 AM
OldFriend$25.00$25.002/20/2010 9:45:55 AM
point-shooter$25.00$25.002/20/2010 1:00:25 PM
Independenttools$25.00$25.002/20/2010 10:30:24 AM
zeelender$25.00$25.002/20/2010 5:55:23 PM
synergy4all$25.00$25.002/20/2010 4:00:26 PM
ericd523$40.00$40.002/20/2010 8:34:32 PM
surfhoss644$25.00$25.002/20/2010 6:10:22 PM
payment-freshmaker$25.00$25.002/20/2010 12:50:34 PM
DHolly$25.00$25.002/21/2010 7:38:52 AM
FOFagent1$125.00$125.002/20/2010 9:09:11 PM
newfoundation$25.00$25.002/21/2010 6:17:52 AM
Cherrypicker$50.00$50.002/21/2010 7:17:13 AM
buukyak$25.00$25.002/20/2010 6:30:25 PM
codyrun$25.00$25.002/21/2010 10:50:44 AM
speyer$25.00$25.002/20/2010 6:51:40 PM
fireboss$25.00$25.002/21/2010 11:10:45 AM
skillful-finance$25.00$25.002/21/2010 11:24:58 AM
frankdelraza$25.00$25.002/20/2010 10:25:27 PM
LordKinbote$25.00$25.002/21/2010 10:50:41 AM
tomxnsn$25.00$25.002/21/2010 10:50:48 AM
teller$25.00$25.002/21/2010 1:45:25 PM
Artist_Blue$25.00$25.002/21/2010 1:50:53 PM
Tradesmanlender$25.00$25.002/21/2010 3:45:28 PM
sharp-credit$1,000.00$1,000.002/21/2010 4:13:30 PM
SS123$25.00$25.002/21/2010 10:08:17 AM
saxeman$26.93$26.932/21/2010 2:55:30 PM
HappyHelpingLender$25.00$25.002/21/2010 10:50:43 AM
SpectrumCapital$25.00$25.002/21/2010 4:16:14 PM
lender1x$25.00$25.002/21/2010 5:22:17 PM
noddy$25.00$25.002/21/2010 5:33:52 PM
tlam168$50.00$50.002/21/2010 5:15:23 PM
CARedBull$75.00$75.002/21/2010 10:28:37 PM
aasx1108$25.00$25.002/21/2010 7:25:27 PM
thefisherman$25.00$25.002/22/2010 10:41:35 AM
Good_Karma_Cafe$25.00$25.002/22/2010 8:45:54 AM
EJO$25.00$25.002/22/2010 11:52:39 AM
yield-quest$75.00$75.002/22/2010 12:37:09 PM
wojo$25.00$25.002/22/2010 2:01:22 PM
Guiren$100.00$100.002/22/2010 4:01:36 PM
dollardave$100.00$100.002/22/2010 5:42:23 PM
Gromac$25.00$25.002/22/2010 5:22:43 PM
KingCroesus$25.00$25.002/22/2010 6:15:46 PM
spiff666$25.00$25.002/22/2010 7:44:54 PM
dud$50.00$50.002/23/2010 2:25:24 PM
gustavholstopus32$25.00$25.002/23/2010 11:37:57 AM
gilbrear$25.00$25.002/23/2010 3:49:36 PM
wwwUniversal$25.00$25.002/23/2010 4:28:23 PM
senior1$25.00$25.002/23/2010 4:50:13 PM
CalCollegeFund19$50.00$50.002/23/2010 4:40:10 PM
MSTCOURTJESTER$50.00$50.002/23/2010 4:54:46 PM
NorthwestLoan1$30.00$30.002/23/2010 5:27:34 PM
yogi1975$25.00$25.002/23/2010 6:51:23 PM
balance-chestnut$50.00$50.002/23/2010 9:13:48 PM
rapid-currency$25.00$25.002/23/2010 10:23:02 PM
bold-direct-asset$100.00$100.002/24/2010 9:50:49 AM
taylodo$40.00$40.002/23/2010 11:04:25 PM
jcw3rd$25.00$25.002/24/2010 9:52:28 AM
CARedBull$75.00$75.002/23/2010 10:27:59 PM
Brklyn01$30.00$30.002/24/2010 7:31:15 AM
julijask$35.00$35.002/24/2010 8:37:24 AM
webfeet$25.00$25.002/24/2010 9:09:49 AM
lazyeye$50.00$50.002/24/2010 9:49:34 AM
KTOWN$33.26$33.262/24/2010 12:41:26 PM
namd$50.00$50.002/24/2010 12:58:56 PM
jhuang617$39.00$39.002/24/2010 3:15:10 PM
gymboree3$25.00$25.002/24/2010 12:20:34 PM
jybank$25.00$25.002/24/2010 2:05:59 PM
Prossper-Godfather$100.00$100.002/24/2010 2:55:09 PM
forthright-trade$25.00$25.002/24/2010 3:49:58 PM
580 bids
 
Borrower Payment Dependent Notes Series 447050
This series of Notes was issued and sold upon the funding of the borrower loan #41018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-21-2010 
 
Starting lender yield: 12.00% Starting borrower rate/APR: 13.00% / 13.35% Starting monthly payment: $33.69
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $30.92
 
Auction yield range: 3.05% - 12.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2001 Debt/Income ratio: 26%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:1y 9m
Credit score: 740-759 (Feb-2010) Total credit lines: 29 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $8,447Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 74%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Realty24 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Invest in pprosper
Purpose of loan:
This Loan will be use to invest back into prosper to provide income other than my job income.????My financial situation I am a good person for this loan because I have never been late on any of my bills.? I have a good steady job working at a bank inside walmart.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Also, why are you investing in prosper when you have outstanding credit card balance at a (presumably) higher rate? - smarva
A: Good question. One I thought that my credit scores were not that good because of someone taking my id. I am still working to get that all worked out. Also I want to create cashflow and I know that I can get better rates on loans on prosper than what I am paying on my credit card. (Feb-18-2010)
Q: Your bankcard utilization is very high, can you provide a detailed breakdown of your monthly income and expenses including payments on your credit cards? - smarva
A: I am making about $2100.00 a month. Rent $500 Car $330 Insurance $60 Credit card $240 Student Loan $142 Phone $84 Just like everyone else these days the credit card company just lowered my limit which was fine with me. I know that it would hurt me now but help later. (Feb-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BigMoney56$25.00$25.002/17/2010 4:16:15 PM
exciting-responsibility3$25.00$25.002/17/2010 4:16:21 PM
poeman$25.00$25.002/17/2010 4:16:24 PM
MM1207$25.00$25.002/17/2010 4:16:27 PM
kchen486$25.00$25.002/17/2010 4:16:29 PM
cloud8$40.00$40.002/17/2010 4:20:56 PM
first-pragmatic-note$25.00$11.262/17/2010 4:24:17 PM
IIP77$25.00$25.002/17/2010 4:16:18 PM
gold-commander0$50.00$50.002/17/2010 4:24:04 PM
CardCapDude$25.00$25.002/17/2010 4:24:16 PM
dollardave$100.00$100.002/18/2010 10:36:11 AM
Patrician$28.74$28.742/18/2010 8:20:32 AM
springpanda$25.00$25.002/18/2010 11:25:16 AM
RandyL3$50.00$50.002/20/2010 6:05:33 PM
hope-hickory$30.00$30.002/17/2010 4:15:53 PM
WSTRDG$25.00$25.002/17/2010 4:12:02 PM
bigphish$25.00$25.002/17/2010 4:16:16 PM
AFairDeal$25.00$25.002/17/2010 4:16:23 PM
unequaled-loyalty7$25.00$25.002/17/2010 4:16:26 PM
selector568$250.00$250.002/17/2010 4:15:37 PM
Beachbum27$25.00$25.002/17/2010 4:16:20 PM
junctionking$25.00$25.002/17/2010 4:24:15 PM
kulender$30.00$30.002/17/2010 4:21:05 PM
red-trade-cologne$25.00$25.002/17/2010 4:24:14 PM
julijask$35.00$35.002/21/2010 10:50:56 AM
25 bids
 
Borrower Payment Dependent Notes Series 447106
This series of Notes was issued and sold upon the funding of the borrower loan #41019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 8.49% Starting borrower rate/APR: 9.49% / 9.83% Starting monthly payment: $320.28
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $319.40
 
Auction yield range: 3.05% - 8.49% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1997 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:7y 4m
Credit score: 800-819 (Feb-2010) Total credit lines: 17 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $14,694Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 39%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: inspiring-value Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating debt
Purpose of loan:
This loan will be used to consolidate debt to one bill. I am a homeowner and would like to be debt free with your help.Just paid off my car, I am never late on payments and quite Frankly do not like debt. I am on time every time as I plan to be with this loan.

My financial situation is good, I work full time and have stable employment. Have been at my new job since 2002 and have never been out of work since I am 18 years old(thank God). I can meet loan repayment obligations without incident.
I am a responsible individual, who would be greatly appreciative of this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your trade? - Sofar
A: I do Graphics, screen printing and embroidery. (Feb-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.002/18/2010 4:13:44 PM
blissful-note7$25.00$25.002/18/2010 4:18:05 PM
dollar-birdie$50.00$50.002/18/2010 4:18:30 PM
peerlender$30.00$30.002/18/2010 4:27:10 PM
meenan$25.00$25.002/18/2010 4:26:42 PM
social-conductor4$25.00$25.002/18/2010 4:27:26 PM
market-builder$25.00$25.002/18/2010 4:27:02 PM
anton$150.00$150.002/18/2010 4:27:44 PM
bowdish1$100.00$100.002/18/2010 4:27:07 PM
commerce-web5$40.00$40.002/18/2010 4:27:17 PM
compassion-lotus5$25.00$25.002/18/2010 4:29:21 PM
don8ter$60.00$60.002/18/2010 4:31:11 PM
personal-lender$25.00$25.002/18/2010 4:26:45 PM
inspired-contract9$50.00$50.002/18/2010 4:31:40 PM
credit-force5$25.00$25.002/18/2010 4:26:51 PM
Cai8899$75.00$75.002/18/2010 4:26:58 PM
delicious-social132$40.00$40.002/18/2010 4:27:04 PM
Aeroman32$25.00$25.002/18/2010 4:31:56 PM
friendly-worth3$25.00$25.002/18/2010 4:27:21 PM
Speculator$50.00$50.002/18/2010 4:32:47 PM
capital-futurist$25.00$25.002/18/2010 4:32:24 PM
AF-Chief$28.00$28.002/18/2010 4:27:52 PM
kulender$25.00$25.002/18/2010 4:27:54 PM
smallbizrule$25.00$25.002/18/2010 4:32:58 PM
steady-gain5$25.00$25.002/18/2010 4:33:02 PM
durability-halibut$25.00$25.002/18/2010 4:33:16 PM
unk1911$25.00$25.002/18/2010 4:28:46 PM
keyfig$50.00$50.002/18/2010 4:34:28 PM
scott73$25.00$25.002/18/2010 4:29:22 PM
head$25.00$25.002/18/2010 4:34:39 PM
forthright-dedication$25.00$25.002/18/2010 4:34:45 PM
systematic0$25.00$25.002/18/2010 4:35:25 PM
Eagledrop$25.00$25.002/18/2010 4:35:36 PM
skvat$25.00$25.002/18/2010 4:30:22 PM
invincible-duty$25.00$25.002/18/2010 4:32:50 PM
ITS-A-WONDERFUL-LIFE$25.00$25.002/18/2010 5:52:24 PM
saritha$25.00$25.002/18/2010 9:35:49 PM
Super-LM$50.00$50.002/19/2010 4:29:43 AM
bold-social-advantage$100.00$100.002/18/2010 6:32:35 PM
iolaire$25.00$25.002/19/2010 7:00:41 AM
Cherrypicker06$25.00$25.002/19/2010 7:10:28 AM
Microfinancer$25.00$25.002/19/2010 7:40:51 AM
webfeet$25.00$25.002/19/2010 9:06:38 AM
Pilotaceh$25.00$25.002/19/2010 9:42:47 AM
Zipperdu$50.00$50.002/19/2010 10:15:44 AM
credit-coach118$40.00$40.002/19/2010 10:28:56 AM
rmachi$25.00$25.002/19/2010 11:33:18 AM
blukestrel$25.00$25.002/19/2010 11:36:05 AM
StrongMoney$25.00$25.002/19/2010 11:50:58 AM
lowestghost$25.00$25.002/19/2010 11:56:57 AM
verse99$25.00$25.002/19/2010 11:57:00 AM
BiggestG$25.00$25.002/19/2010 12:04:29 PM
jojo6686$25.00$25.002/19/2010 12:13:28 PM
totoro$25.00$25.002/19/2010 12:15:51 PM
regahj99$25.00$25.002/19/2010 12:16:55 PM
mjm77_1$25.00$25.002/19/2010 12:36:59 PM
doobieBear$25.00$25.002/19/2010 12:21:58 PM
VBAces$75.00$75.002/19/2010 11:15:48 AM
BookandLaw$25.00$25.002/19/2010 12:41:07 PM
Searlzy$25.00$25.002/19/2010 1:17:05 PM
sisterkate$25.00$25.002/19/2010 12:51:09 PM
gogmagog$58.24$58.242/19/2010 11:41:12 AM
thegreatone$40.71$40.712/19/2010 11:51:00 AM
Cheburashka$30.00$30.002/19/2010 1:27:39 PM
ClearLake$25.00$25.002/19/2010 1:41:37 PM
superchicken$25.00$25.002/19/2010 1:46:15 PM
SourDoughSteve$25.00$25.002/19/2010 1:54:50 PM
morpholog$25.00$25.002/19/2010 12:13:20 PM
sas19$25.00$25.002/19/2010 2:01:39 PM
commerce-voyager$25.00$25.002/19/2010 12:15:37 PM
dealarella$25.00$25.002/19/2010 12:17:07 PM
nuclearmoose$25.00$25.002/19/2010 12:21:45 PM
wrchism$40.18$40.182/19/2010 12:36:58 PM
jjb3$25.00$25.002/19/2010 2:53:55 PM
rudyindc$25.00$25.002/19/2010 3:01:37 PM
Philosonie$25.00$25.002/19/2010 3:01:54 PM
Walkingcowboy$25.00$25.002/19/2010 3:33:59 PM
7301$25.00$25.002/19/2010 2:22:42 PM
woodenshoes$25.00$25.002/19/2010 2:26:05 PM
supreme-hope$25.00$25.002/19/2010 4:29:59 PM
acropiloterau2002$25.00$25.002/19/2010 4:04:28 PM
dpfl55$25.00$25.002/19/2010 4:21:04 PM
rulender$25.69$25.692/19/2010 4:22:00 PM
Rzrwire$25.00$25.002/19/2010 4:52:43 PM
DeathScythe676$25.00$25.002/19/2010 5:07:24 PM
TK4$25.00$25.002/19/2010 4:52:34 PM
tokenentry$25.00$25.002/19/2010 5:34:08 PM
Fortuno_per_commodo$50.00$50.002/19/2010 7:35:23 PM
seattleslug$30.00$30.002/20/2010 1:10:50 AM
kayakg$25.00$25.002/19/2010 5:07:20 PM
Jassi$25.00$25.002/19/2010 5:21:20 PM
rjblack$30.36$30.362/19/2010 9:00:26 PM
SnE$25.68$25.682/20/2010 1:34:57 AM
secret-santa$25.00$25.002/20/2010 1:52:17 AM
bayareainv$50.00$50.002/19/2010 6:15:48 PM
sweet-finance1$25.00$25.002/19/2010 10:48:04 PM
djh47a$25.00$25.002/20/2010 2:50:09 AM
lucrative-worth$25.00$25.002/20/2010 2:56:14 AM
skillful-diversification2$25.00$25.002/20/2010 3:02:15 AM
outtahoth2o$94.41$94.412/20/2010 1:18:01 AM
tolstoy00$25.00$25.002/19/2010 6:52:20 PM
BorrowLend$25.00$25.002/20/2010 4:23:38 AM
elasermd$50.00$50.002/20/2010 6:55:34 AM
anakinsolo$25.00$25.002/20/2010 7:25:32 AM
TheTimeIsNow$25.00$25.002/19/2010 8:41:12 PM
penny-zeus$25.00$25.002/20/2010 2:56:16 AM
danfrphils$25.00$25.002/20/2010 1:05:40 AM
thesupplier$25.00$25.002/20/2010 10:20:34 AM
skillful-finance$25.00$25.002/20/2010 11:00:34 AM
Barbaro$25.00$25.002/20/2010 11:10:31 AM
Brainworm$25.00$25.002/20/2010 10:30:39 AM
intrepid-transaction5$25.00$25.002/20/2010 11:26:58 AM
profitable-asset1$25.00$25.002/20/2010 11:27:49 AM
br4444$25.00$25.002/20/2010 11:27:52 AM
flwah$25.00$25.002/20/2010 6:55:32 AM
noble-revenue$93.26$93.262/20/2010 6:55:52 AM
payment-freshmaker$25.00$25.002/20/2010 11:07:47 AM
Zoomie$25.00$25.002/20/2010 7:57:46 AM
nolahelper$30.00$30.002/20/2010 11:26:28 AM
hope-hickory$30.00$30.002/20/2010 11:26:59 AM
nestegg4e$25.00$25.002/20/2010 11:27:10 AM
reinforced-reward$25.00$25.002/20/2010 11:28:15 AM
hawaiiangirl76$25.00$25.002/20/2010 10:16:00 AM
Hokiemon$48.03$48.032/20/2010 10:16:54 AM
LandE2BG$25.00$25.002/20/2010 10:30:30 AM
Lotsofbears$25.00$25.002/20/2010 2:07:07 PM
Kelor99$25.00$25.002/20/2010 5:52:25 PM
friendly-market5$25.00$25.002/20/2010 11:27:04 AM
Monrovia$25.00$25.002/20/2010 11:27:48 AM
highcountry1$25.00$25.002/20/2010 11:28:04 AM
ksubd$45.00$45.002/20/2010 8:42:59 PM
Flreap$100.00$100.002/21/2010 1:39:58 PM
SCD$25.00$25.002/21/2010 4:19:55 PM
Montgomery-Burns$25.00$25.002/22/2010 6:41:35 AM
cforell$26.00$26.002/22/2010 9:47:53 AM
top-tranquil-justice$50.00$50.002/22/2010 3:15:14 PM
he-shoots-he-scores$29.33$29.332/23/2010 7:00:25 AM
Debt-free-Southern-California$25.00$25.002/23/2010 10:27:46 AM
lowtricks$50.00$50.002/23/2010 2:57:36 PM
dud$50.00$50.002/23/2010 2:25:27 PM
nimcha$50.00$50.002/23/2010 3:10:49 PM
the-profit-oracle$25.00$25.002/23/2010 5:04:11 PM
agab$25.00$25.002/24/2010 7:53:32 AM
elephant01$25.00$25.002/24/2010 7:04:45 AM
LawyerLoan$38.00$38.002/24/2010 8:12:01 AM
orbital-gain$72.00$72.002/24/2010 9:49:58 AM
wwwUniversal$25.00$25.002/24/2010 11:06:10 AM
dollardave$100.00$100.002/24/2010 3:11:01 PM
intelligent-yield$25.00$25.002/24/2010 4:08:23 PM
bomdel$25.00$25.002/24/2010 4:30:44 PM
greenback-floret$50.00$50.002/24/2010 4:33:54 PM
ultimatepaintball$25.00$25.002/24/2010 4:34:42 PM
ScizyKBC$25.00$25.002/24/2010 4:55:51 PM
historyman$25.00$25.002/24/2010 5:45:52 PM
helpwithoutbanks$25.00$25.002/24/2010 6:28:50 PM
julijask$29.60$29.602/24/2010 7:23:16 PM
socal-lender$25.00$25.002/24/2010 7:38:02 PM
thedoctor$90.00$90.002/18/2010 4:19:34 PM
life-is-great$25.00$25.002/18/2010 4:20:09 PM
natural-greenback6$25.00$25.002/18/2010 4:20:14 PM
lean-velocity$25.00$25.002/18/2010 4:13:49 PM
DonaldColorado$25.00$25.002/18/2010 4:22:26 PM
skuba$50.00$50.002/18/2010 4:18:37 PM
radforj22$25.00$25.002/18/2010 4:19:06 PM
flexible-value$31.00$31.002/18/2010 4:19:52 PM
falcon245sp$25.00$25.002/18/2010 4:26:54 PM
wampum-reaction2$25.00$25.002/18/2010 4:27:24 PM
Kaj$25.00$25.002/18/2010 4:27:29 PM
honorable-yield$75.00$75.002/18/2010 4:27:40 PM
Havana21$50.00$50.002/18/2010 4:28:22 PM
loanfairy$25.00$25.002/18/2010 4:29:31 PM
asset-professor$100.00$100.002/18/2010 4:30:41 PM
dlshap$25.00$25.002/18/2010 4:30:58 PM
red-favorable-basis$25.00$25.002/18/2010 4:31:13 PM
LendDoc$25.00$25.002/18/2010 4:31:17 PM
meux99$25.00$25.002/18/2010 4:31:31 PM
lloyd_s$25.00$25.002/18/2010 4:26:44 PM
bchen78875$50.00$50.002/18/2010 4:26:56 PM
heavenly-justice9$100.00$100.002/18/2010 4:32:44 PM
mlopez2007$25.00$25.002/18/2010 4:27:50 PM
HHP$25.00$25.002/18/2010 4:28:33 PM
istttja$25.00$25.002/18/2010 4:33:36 PM
buckyhead2000$25.00$25.002/18/2010 4:28:59 PM
stable-nickel$48.44$48.442/18/2010 4:29:03 PM
desertoasis$25.00$25.002/18/2010 4:34:21 PM
Cr_Sunset$25.00$25.002/18/2010 4:34:51 PM
note-sensation$25.00$25.002/18/2010 4:35:23 PM
Diversify_Further$25.00$25.002/18/2010 4:30:25 PM
ddibernardo$25.00$25.002/18/2010 4:35:47 PM
jeffpac$55.00$55.002/18/2010 4:34:10 PM
hizzy$25.00$25.002/18/2010 6:45:32 PM
GetItRight$25.00$25.002/18/2010 8:40:53 PM
DadWarbucks$25.00$25.002/19/2010 5:12:00 AM
VWA_to_the_Rescue$25.00$25.002/19/2010 6:20:24 AM
reflective-deal8$50.00$50.002/19/2010 9:31:26 AM
Loanliness$25.00$25.002/19/2010 9:34:07 AM
senorzookeeper$25.00$25.002/19/2010 10:27:56 AM
silverloan$27.90$27.902/19/2010 10:28:53 AM
vegibenz$25.00$25.002/19/2010 11:33:16 AM
Sixmil$25.00$25.002/19/2010 11:57:08 AM
p1k4blu$25.00$25.002/19/2010 12:00:50 PM
KiwiElf$30.00$30.002/19/2010 12:02:29 PM
bokonon$25.00$25.002/19/2010 11:57:02 AM
gold-commander0$50.00$50.002/19/2010 12:17:30 PM
ADenny$25.00$25.002/19/2010 12:05:41 PM
rolandweary$30.00$30.002/19/2010 10:27:50 AM
galtsgulch$25.00$25.002/19/2010 12:28:50 PM
BayShell$50.00$50.002/19/2010 12:37:01 PM
fakejamaican$25.00$25.002/19/2010 1:02:26 PM
zyztemboy$25.00$25.002/19/2010 1:21:39 PM
BoutYeBank$50.00$50.002/19/2010 1:06:32 PM
KeepOnRunning$32.20$32.202/19/2010 11:41:05 AM
unclejaef$25.00$25.002/19/2010 1:16:09 PM
ramsumana$25.00$25.002/19/2010 1:16:59 PM
rupee-kung-fu7$25.00$25.002/19/2010 1:44:07 PM
springpanda$25.00$25.002/19/2010 2:04:45 PM
dumbass$25.00$25.002/19/2010 2:30:54 PM
sh71$25.00$25.002/19/2010 2:39:04 PM
labate$25.00$25.002/19/2010 2:39:31 PM
jeffc92$29.93$29.932/19/2010 2:56:23 PM
creative-finance7$25.00$25.002/19/2010 3:10:34 PM
JJS180$25.00$25.002/19/2010 3:18:42 PM
GenerousGentleMan$31.48$31.482/19/2010 1:36:44 PM
DeltaComputerGuy$25.00$25.002/19/2010 1:53:33 PM
DukSerduk$25.00$25.002/19/2010 1:54:45 PM
sajitk$25.00$25.002/19/2010 2:26:02 PM
_kyle$25.00$25.002/19/2010 4:21:52 PM
Ivan2007$25.00$25.002/19/2010 3:11:06 PM
AceInTheHole$25.00$25.002/19/2010 3:22:15 PM
revmax$25.00$25.002/19/2010 3:25:50 PM
outwish$25.00$25.002/19/2010 3:33:47 PM
get30inc$50.00$50.002/19/2010 3:56:28 PM
keydet99$25.00$25.002/19/2010 4:15:25 PM
Aleut$25.00$25.002/19/2010 4:29:32 PM
Natronpee$25.00$25.002/19/2010 4:55:51 PM
gracej$25.00$25.002/19/2010 5:25:55 PM
ayerobbie$25.00$25.002/19/2010 5:35:24 PM
the-financier814$25.00$25.002/19/2010 6:52:21 PM
ana74blue$25.00$25.002/19/2010 7:25:23 PM
Divot$25.00$25.002/19/2010 6:15:54 PM
pinballeffect$50.00$50.002/19/2010 8:49:44 PM
grampy48$25.00$25.002/19/2010 8:51:01 PM
mjjjrj$25.00$25.002/19/2010 6:52:23 PM
OLYVRC$25.00$25.002/19/2010 5:21:18 PM
djs81$25.00$25.002/19/2010 5:25:54 PM
jpmusic$25.00$25.002/19/2010 5:41:06 PM
degster$25.00$25.002/20/2010 2:07:24 AM
USMC0311$25.00$25.002/20/2010 1:17:01 AM
slartibardfast$25.00$25.002/20/2010 1:20:44 AM
loan-master996$50.00$50.002/20/2010 1:26:33 AM
market-assembler$50.00$50.002/20/2010 2:35:05 AM
screenname03$25.00$25.002/20/2010 6:55:36 AM
bid-papyrus$25.00$25.002/20/2010 2:49:04 AM
goofy15975$25.00$25.002/20/2010 2:51:29 AM
LHSK$25.00$25.002/19/2010 8:41:31 PM
Veridic$25.00$25.002/20/2010 2:56:18 AM
bigballer105$25.00$25.002/20/2010 6:55:39 AM
OldFriend$25.00$25.002/20/2010 9:45:54 AM
BankOfFrankFairness$43.92$43.922/20/2010 7:25:36 AM
UncleTupelo2$25.00$25.002/20/2010 10:30:27 AM
scottr$25.00$25.002/20/2010 1:20:29 AM
Phantom99$25.00$25.002/20/2010 1:26:05 AM
jga516$25.00$25.002/20/2010 10:56:06 AM
bugleusmc$30.00$30.002/20/2010 10:30:29 AM
inventive-wealth2$25.00$25.002/20/2010 11:26:03 AM
balance6$25.00$25.002/20/2010 11:27:57 AM
minista$25.00$25.002/20/2010 11:00:35 AM
first-pragmatic-note$25.00$25.002/20/2010 11:26:11 AM
Supernick$50.00$50.002/20/2010 11:26:56 AM
alpinaut$25.00$25.002/20/2010 11:27:00 AM
nojoke411$25.00$25.002/20/2010 11:27:50 AM
greenwell$39.21$39.212/20/2010 9:35:43 AM
secretidentity$25.00$25.002/20/2010 10:16:58 AM
BigCityLending$25.00$25.002/20/2010 10:56:01 AM
mikeandcat$39.21$39.212/20/2010 11:18:04 AM
exciting-responsibility3$25.00$25.002/20/2010 11:27:06 AM
red-trade-cologne$25.00$9.592/20/2010 11:28:16 AM
RandyL3$50.00$50.002/20/2010 6:05:42 PM
Cherrypicker$50.00$50.002/20/2010 6:29:56 PM
dontscrewmeover1$25.00$25.002/20/2010 6:31:53 PM
autoconnection$25.00$25.002/21/2010 8:06:58 AM
waterlogged39$125.00$125.002/21/2010 6:41:22 AM
wojo$25.00$25.002/21/2010 2:01:29 PM
Delzuma$50.00$50.002/21/2010 6:58:22 AM
Sofar$44.48$44.482/21/2010 8:13:23 AM
CommercialVision$87.00$87.002/21/2010 1:08:44 PM
flshdaskll$25.00$25.002/21/2010 6:31:19 PM
kinetic-loyalty$25.00$25.002/21/2010 7:52:13 PM
interest-friendship$75.00$75.002/22/2010 9:46:44 AM
interstellar$50.00$50.002/22/2010 12:07:05 PM
uncleubb$25.00$25.002/22/2010 3:01:49 PM
porwestco$25.00$25.002/22/2010 4:19:27 PM
ingeborg77$50.00$50.002/23/2010 10:01:41 AM
brightest-dignified-penny$25.00$25.002/23/2010 10:22:40 AM
BankofBeth$25.00$25.002/23/2010 6:46:00 PM
favorite-commerce$25.00$25.002/23/2010 7:26:36 PM
StrongMonty$25.00$25.002/23/2010 5:19:13 PM
420limo$25.00$25.002/23/2010 11:12:41 PM
rapid-currency$46.15$46.152/23/2010 10:45:07 PM
drysdale-sd$25.00$25.002/24/2010 10:45:19 AM
chilichese$25.00$25.002/24/2010 4:17:15 PM
RISK-VERSUS-RETURN$25.00$25.002/24/2010 4:30:43 PM
valemic$25.00$25.002/24/2010 4:33:16 PM
Feyenoord$25.00$25.002/24/2010 6:58:23 PM
clipper271$25.00$25.002/24/2010 8:22:54 PM
305 bids
 
Borrower Payment Dependent Notes Series 447198
This series of Notes was issued and sold upon the funding of the borrower loan #41051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-19-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $79.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1988 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:10y 8m
Credit score: 740-759 (Feb-2010) Total credit lines: 32 Occupation: Other
Now delinquent: 0 Revolving credit balance: $22,105Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: guntdanc Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00< mo. late: 0 ( 0% )  
720-739 (Oct-2009)
740-759 (May-2008)
 
Principal balance: $7,571.82 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
New sinks and tiles for bathrooms
Purpose of loan:
This loan will be used to replace sinks, tiles and flooring in two bathrooms along with my tax rebate I may be able to replace the kitchen sink and the tiles there as well.? My home is twenty years old and these items really need to be replaced, I could go cheap with the sinks but, maybe spending just a little more would make it worth while.

My financial situation:
I am a good candidate for this loan because I already have a loan with prosper and have always made my payments on time and thanks to all of the folks who funded my last loan it?really helped.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reward-motion$25.00$25.002/19/2010 4:37:46 PM
DonaldColorado$25.00$25.002/19/2010 4:38:59 PM
ptjg$29.31$29.312/19/2010 4:39:24 PM
bowdish1$100.00$100.002/19/2010 4:40:39 PM
peerlender$30.00$30.002/19/2010 4:40:43 PM
anton$150.00$150.002/19/2010 4:40:51 PM
Havana21$50.00$50.002/19/2010 4:40:55 PM
heavenly-justice9$100.00$100.002/19/2010 4:41:06 PM
reflective-deal8$50.00$50.002/19/2010 4:41:28 PM
bchen78875$50.00$50.002/19/2010 4:40:30 PM
don8ter$60.00$60.002/19/2010 4:41:01 PM
red-favorable-basis$25.00$25.002/19/2010 4:41:03 PM
calm-deal7$25.00$25.002/19/2010 4:43:42 PM
head$25.00$25.002/19/2010 4:41:14 PM
note-sensation$25.00$25.002/19/2010 4:41:16 PM
iolaire$25.00$25.002/19/2010 4:41:21 PM
macjp123$25.00$25.002/19/2010 4:43:46 PM
progressive-asset$100.00$100.002/19/2010 4:43:51 PM
time4aloan$50.00$50.002/19/2010 4:43:59 PM
impeccable-transparency$75.00$75.002/19/2010 4:44:06 PM
Clambake$50.00$50.002/19/2010 4:44:17 PM
xstreamin$25.00$16.692/19/2010 4:44:20 PM
Cai8899$75.00$75.002/19/2010 4:40:33 PM
compassion-lotus5$25.00$25.002/19/2010 4:41:00 PM
Microfinancer$25.00$25.002/19/2010 4:41:23 PM
webfeet$25.00$25.002/19/2010 4:41:26 PM
radforj22$25.00$25.002/19/2010 4:43:31 PM
thedoctor$90.00$90.002/19/2010 4:43:36 PM
niskyfranchise$25.00$25.002/19/2010 4:43:54 PM
hitsman$50.00$50.002/19/2010 4:44:12 PM
kenji4861$25.00$25.002/19/2010 4:39:14 PM
skuba$25.00$25.002/19/2010 4:40:13 PM
lloyd_s$25.00$25.002/19/2010 4:40:26 PM
delicious-social132$40.00$40.002/19/2010 4:40:36 PM
fireboss$25.00$25.002/19/2010 4:38:47 PM
lean-velocity$25.00$25.002/19/2010 4:39:16 PM
friendly-worth3$25.00$25.002/19/2010 4:40:48 PM
HHP$25.00$25.002/19/2010 4:40:58 PM
unk1911$25.00$25.002/19/2010 4:40:11 PM
dollar-birdie$30.00$30.002/19/2010 4:40:16 PM
AF-Chief$28.00$28.002/19/2010 4:40:17 PM
commerce-web5$40.00$40.002/19/2010 4:40:46 PM
Kaj$25.00$25.002/19/2010 4:40:49 PM
natural-greenback6$25.00$25.002/19/2010 4:43:44 PM
desertoasis$25.00$25.002/19/2010 4:41:12 PM
bold-bright-currency$25.00$25.002/19/2010 4:43:52 PM
hizzy$25.00$25.002/19/2010 4:41:19 PM
The-CAPS-fan$30.00$30.002/19/2010 4:44:16 PM
credit-kahuna$100.00$100.002/19/2010 4:44:09 PM
personal-lender$25.00$25.002/19/2010 4:40:28 PM
stable-nickel$250.00$250.002/19/2010 4:40:59 PM
Speculator$50.00$50.002/19/2010 4:41:08 PM
Cherrypicker06$25.00$25.002/19/2010 4:41:22 PM
flexible-value$31.00$31.002/19/2010 4:43:38 PM
nourishing-interest0$25.00$25.002/19/2010 4:43:48 PM
duty-monger$50.00$50.002/19/2010 4:44:14 PM
56 bids
 
Borrower Payment Dependent Notes Series 447298
This series of Notes was issued and sold upon the funding of the borrower loan #41021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Feb-19-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1995 Debt/Income ratio: 2%
Basic (1-10): 5 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 0 / 0Length of status:1y 0m
Credit score: 640-659 (Feb-2010) Total credit lines: 6 Occupation: Nurse's Aide
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: methodical-transparency3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
secure borrower needs some help
Purpose of loan:
This loan will be used to?I recently have had car problems for my main vehicle. I work with elderly people in their homes and am very dependable. I do not want to loss my job due to no car. It is a 2004 Ford Freestar with transmission problems. I have $500 to go with the $1000.00 for the repair. My husband does work but was recently laid off. We have 3 children. One has special needs (Down Syndrome). We do own our home and keep our bills paid up. I would definetly make this a priority to pay back.

My financial situation:
I am a good candidate for this loan because? I do make my bills on time. My husband starts a new job next week in the machine tool business. Years ago I had a dispute with a credit card company about some charges that were not mine and they put it on my credit report. We did come to an agreement but it lowers my credit score. I always want to pay my bills on time and take pride in that.

Monthly net income: $ 2600.00

Monthly expenses: $
??Housing: $ 0 no house payment due to an inheritance
??Insurance: $ 100
??Car expenses: $ 119
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 133
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.002/19/2010 9:46:17 AM
FinDoc$25.00$25.002/19/2010 6:51:56 PM
Bob450$25.00$25.002/19/2010 10:13:19 PM
Ronnieboy888$25.00$25.002/21/2010 7:38:23 PM
lucrative-loan$100.00$100.002/21/2010 7:40:35 PM
Kqwik$46.96$46.962/22/2010 10:59:02 AM
persistent-bazaar$50.00$50.002/22/2010 3:05:44 PM
LuvToLend$25.00$25.002/22/2010 4:11:11 PM
brondero$100.00$100.002/22/2010 7:03:36 PM
jaredorlofsky$300.00$153.042/23/2010 11:59:28 AM
payout-bridge$50.00$50.002/20/2010 5:25:20 PM
frencheese$25.00$25.002/20/2010 12:45:57 PM
_MY_DREAM_$50.00$50.002/20/2010 6:01:27 PM
dynrep$25.00$25.002/21/2010 11:28:18 AM
new-smart-fund$100.00$100.002/21/2010 7:40:34 PM
glimmering-point$25.00$25.002/22/2010 1:54:08 PM
impala6464$25.00$25.002/22/2010 1:50:28 PM
what_goes_around$50.00$50.002/22/2010 9:47:01 PM
marwadi-62$25.00$25.002/23/2010 10:14:49 AM
paradiseinvestor$50.00$50.002/23/2010 11:17:13 AM
20 bids
 
Borrower Payment Dependent Notes Series 447528
This series of Notes was issued and sold upon the funding of the borrower loan #41045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $113.13
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $111.34
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2003 Debt/Income ratio: 33%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:1y 8m
Credit score: 680-699 (Feb-2010) Total credit lines: 13 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $9,537Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: p2p-piano7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Money for a Honeymoon
Purpose of loan:
This loan will be used to provide a way for me and my bride to be to go on a nice honeymoon to Las Vegas

My financial situation:
I am a good candidate for this loan because I have never missed or been late on a payment.

Monthly net income: $ 2200.00

Monthly expenses: $
??Housing: $ 430.00
??Insurance: $?60.00
??Car expenses: $ 397.50
??Utilities: $?275
??Phone, cable, internet: $ 115.00
??Credit cards and other loans: $ 175
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
whois-JohnGalt$25.00$25.002/22/2010 4:11:55 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:52 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:57 PM
lloyd_s$25.00$25.002/22/2010 4:31:20 PM
Cai8899$50.00$50.002/22/2010 4:31:59 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:55 PM
personal-lender$25.00$25.002/22/2010 4:30:43 PM
Kaj$25.00$25.002/22/2010 4:31:01 PM
HHP$25.00$25.002/22/2010 4:33:45 PM
don8ter$25.00$25.002/22/2010 4:34:35 PM
bchen78875$25.00$25.002/22/2010 4:32:36 PM
heavenly-justice9$75.00$75.002/22/2010 4:34:55 PM
bowdish1$100.00$100.002/22/2010 4:32:54 PM
natural-greenback6$25.00$25.002/22/2010 4:35:26 PM
asset-professor$75.00$75.002/22/2010 4:34:19 PM
note-sensation$25.00$25.002/22/2010 4:36:57 PM
Eagledrop$25.00$25.002/22/2010 4:37:10 PM
desertoasis$25.00$25.002/22/2010 4:35:45 PM
Microfinancer$25.00$25.002/22/2010 4:38:27 PM
reward-motion$25.00$25.002/22/2010 4:38:42 PM
elevated-platinum5$50.00$50.002/22/2010 4:48:31 PM
cnovak$25.00$25.002/22/2010 4:46:59 PM
beyondmanagement$25.00$25.002/22/2010 4:48:05 PM
theprince$25.00$25.002/22/2010 4:50:42 PM
ptjg$50.00$50.002/22/2010 4:52:40 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:28 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:43 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:06 PM
niskyfranchise$25.00$25.002/22/2010 4:59:16 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:49 PM
Clambake$50.00$50.002/22/2010 5:00:25 PM
progressive-asset$100.00$100.002/22/2010 4:58:52 PM
credit-kahuna$100.00$100.002/22/2010 4:59:57 PM
time4aloan$50.00$50.002/22/2010 4:59:29 PM
Carpetkid$25.00$25.002/22/2010 5:00:54 PM
cpaphoto$25.00$17.002/22/2010 5:01:07 PM
iflyforfun$25.00$25.002/22/2010 5:17:47 PM
SolarMoonshine$25.00$25.002/22/2010 6:00:55 PM
Bob450$25.00$25.002/22/2010 8:29:43 PM
mhotchan$100.00$100.002/22/2010 10:51:06 PM
dynrep$25.00$25.002/23/2010 10:33:33 AM
grammaspurse$25.00$25.002/23/2010 6:27:41 PM
webfeet$25.00$25.002/25/2010 7:21:25 AM
flexible-value$26.00$26.002/22/2010 4:30:11 PM
friendly-worth3$25.00$25.002/22/2010 4:30:21 PM
Havana21$50.00$50.002/22/2010 4:33:34 PM
delicious-social132$25.00$25.002/22/2010 4:31:34 PM
Speculator$50.00$50.002/22/2010 4:31:45 PM
peerlender$30.00$30.002/22/2010 4:32:11 PM
honorable-yield$50.00$50.002/22/2010 4:34:47 PM
hizzy$25.00$25.002/22/2010 4:33:14 PM
methodical-greenback5$50.00$50.002/22/2010 4:36:51 PM
kmr2$200.00$200.002/22/2010 4:35:12 PM
kbodendorf$25.00$25.002/22/2010 4:36:05 PM
tallmon$25.00$25.002/22/2010 4:37:57 PM
inspired-contract9$25.00$25.002/22/2010 4:36:34 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:42 PM
3am-preacher$25.00$25.002/22/2010 4:38:10 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:20 PM
AF-Chief$27.00$27.002/22/2010 4:43:50 PM
unk1911$25.00$25.002/22/2010 4:41:14 PM
skuba$25.00$25.002/22/2010 4:41:38 PM
peripatetic$25.00$25.002/22/2010 4:44:20 PM
Rick7925$25.00$25.002/22/2010 4:50:58 PM
unclejaef$25.00$25.002/22/2010 4:48:42 PM
peso-colonel$90.00$90.002/22/2010 4:51:23 PM
resplendent-moola$25.00$25.002/22/2010 4:53:05 PM
macjp123$25.00$25.002/22/2010 4:58:37 PM
calm-deal7$25.00$25.002/22/2010 4:58:26 PM
hitsman$50.00$50.002/22/2010 5:00:07 PM
xstreamin$25.00$25.002/22/2010 5:00:36 PM
duty-monger$50.00$50.002/22/2010 5:00:17 PM
hyetech$35.00$35.002/22/2010 5:00:47 PM
blackstar$25.00$25.002/22/2010 5:47:57 PM
Bank_Of_XL$100.00$100.002/23/2010 8:14:42 AM
75 bids
 
Borrower Payment Dependent Notes Series 447568
This series of Notes was issued and sold upon the funding of the borrower loan #41043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 27.04% Starting borrower rate/APR: 28.04% / 30.66% Starting monthly payment: $62.08
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.84% Final monthly payment: $60.64
 
Auction yield range: 11.05% - 27.04% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1990 Debt/Income ratio: Not calculated
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 14Length of status:6y 1m
Credit score: 640-659 (Feb-2010) Total credit lines: 53 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,228Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 33    
Screen name: new-magnificent-coin Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest debt
Purpose of loan:
This loan will be used to? Pay off very high interest debt.

My financial situation:
I am a good candidate for this loan because?I Have good recent credit history and with this loan will ease the burden of high interest and fees on current accounts.All the problems with my credit history are from more than 6 years ago.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 00
??Insurance: $ 75
??Car expenses: $ 00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $ 00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tender-deal$25.00$25.002/22/2010 4:12:18 PM
steely_dan34$25.00$25.002/22/2010 4:11:33 PM
point$25.00$25.002/22/2010 4:12:09 PM
the-silver-blaster$25.00$25.002/22/2010 4:12:52 PM
helpful-listing$25.00$25.002/22/2010 4:13:00 PM
slartibardfast$25.00$25.002/22/2010 4:17:42 PM
teller$25.00$25.002/22/2010 4:14:20 PM
social-conductor4$25.00$25.002/22/2010 4:20:52 PM
jonn834$25.00$25.002/22/2010 4:17:40 PM
treasure-bliss$100.00$100.002/22/2010 4:21:16 PM
IIP77$25.00$25.002/22/2010 4:20:50 PM
value-pole$25.00$25.002/22/2010 4:23:46 PM
RISK-VERSUS-RETURN$25.00$25.002/22/2010 4:27:57 PM
efficient-principal$25.00$25.002/22/2010 4:28:22 PM
silverloan$25.00$25.002/22/2010 4:28:20 PM
Kaj$25.00$25.002/22/2010 4:41:07 PM
seisen$50.00$50.002/22/2010 4:41:22 PM
djh47a$25.00$25.002/22/2010 4:41:49 PM
Phantom99$25.00$25.002/22/2010 4:40:01 PM
gold-sushi$25.00$25.002/22/2010 4:40:47 PM
plainsmart$25.00$22.002/22/2010 4:44:49 PM
GatorBux$25.00$25.002/22/2010 4:43:15 PM
meteoric-asset4$25.00$25.002/22/2010 4:44:43 PM
Bob450$25.00$25.002/22/2010 8:56:25 PM
marwadi-62$25.00$25.002/23/2010 10:17:08 AM
SDNLR$25.00$25.002/22/2010 4:14:10 PM
burrito6$25.00$25.002/22/2010 4:17:28 PM
Artist_Blue$25.00$25.002/22/2010 4:15:44 PM
orange-preeminant-bill$100.00$100.002/22/2010 4:17:57 PM
lendme2$25.00$25.002/22/2010 4:17:38 PM
drumcorpsnut$25.00$25.002/22/2010 4:18:24 PM
fund-virtuoso$25.00$25.002/22/2010 4:23:29 PM
KiwiElf$25.00$25.002/22/2010 4:21:01 PM
Supernick$25.00$25.002/22/2010 4:26:46 PM
kidsskipp$25.00$25.002/22/2010 4:27:47 PM
Share_The_Wealth$50.00$50.002/22/2010 4:26:52 PM
GrooveBiz$50.00$50.002/22/2010 4:27:50 PM
350DGRZ$25.00$25.002/22/2010 4:27:54 PM
dime-neutron$25.00$25.002/22/2010 4:28:53 PM
jga516$25.00$25.002/22/2010 4:40:09 PM
desertoasis$50.00$50.002/22/2010 4:41:51 PM
momoney2lend$25.00$25.002/22/2010 4:39:08 PM
BigCityLending$25.00$25.002/22/2010 4:39:15 PM
oldmora$50.00$50.002/22/2010 4:41:26 PM
AF-Chief$28.00$28.002/22/2010 4:41:46 PM
investment-tempo$25.00$25.002/22/2010 4:41:54 PM
loan-master996$50.00$50.002/22/2010 4:43:38 PM
SolarMoonshine$25.00$25.002/22/2010 6:03:35 PM
48 bids
 
Borrower Payment Dependent Notes Series 447592
This series of Notes was issued and sold upon the funding of the borrower loan #41040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 13.04% Starting borrower rate/APR: 14.04% / 16.20% Starting monthly payment: $136.79
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $136.42
 
Auction yield range: 6.05% - 13.04% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1994 Debt/Income ratio: 18%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:3y 3m
Credit score: 720-739 (Feb-2010) Total credit lines: 34 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $1,886Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 26%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: greenback-taiko Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Surgery
Purpose of loan:
This loan will be used to do a surgery on my face. When I was 7 I was involved in a gasoline explosion that left me scarred on part of my face. Now after years of living with this defect, there is a surgery available that I can have that would be able to reduce the 5 inch wide x 7 inch long scar to just a long line along my hairline. The doctor won't take payments, but if I could get this loan I can get the surgery and start feeling better about myself. The benefits to my self esteem would be priceless.

My financial situation:
I am a good candidate for this loan because I have a secure and steady job and I pay my bills on time. I have never been able to look in the mirror without figuring out how to hide my scar, or wearing my hair to try and cover. This is a very difficult subject for me to talk about, but perhaps you can see how much this would mean to me. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
whois-JohnGalt$25.00$25.002/22/2010 4:11:53 PM
bold-durability-drum$25.00$25.002/22/2010 4:16:51 PM
friendly-worth3$25.00$25.002/22/2010 4:30:19 PM
flexible-value$26.00$26.002/22/2010 4:30:13 PM
Cai8899$50.00$50.002/22/2010 4:32:01 PM
bchen78875$25.00$25.002/22/2010 4:32:40 PM
hizzy$25.00$25.002/22/2010 4:33:12 PM
natural-greenback6$25.00$25.002/22/2010 4:35:25 PM
don8ter$25.00$25.002/22/2010 4:34:37 PM
heavenly-justice9$75.00$75.002/22/2010 4:34:54 PM
note-sensation$25.00$25.002/22/2010 4:36:55 PM
Eagledrop$25.00$25.002/22/2010 4:37:12 PM
desertoasis$25.00$25.002/22/2010 4:35:43 PM
kbodendorf$25.00$25.002/22/2010 4:36:03 PM
methodical-greenback5$50.00$50.002/22/2010 4:36:50 PM
ctgscott$25.00$25.002/22/2010 4:39:34 PM
Microfinancer$25.00$25.002/22/2010 4:38:25 PM
unk1911$25.00$25.002/22/2010 4:41:16 PM
skuba$25.00$25.002/22/2010 4:41:40 PM
forthright-dedication$50.00$50.002/22/2010 4:45:51 PM
elevated-platinum5$50.00$50.002/22/2010 4:48:29 PM
plentiful-reward$50.00$50.002/22/2010 4:46:33 PM
BzJ108$25.00$25.002/22/2010 4:47:27 PM
Pizza-man$50.00$50.002/22/2010 4:50:05 PM
orgy63$25.00$25.002/22/2010 4:51:12 PM
BlindJoeDeath$25.00$25.002/22/2010 4:51:26 PM
Cheburashka$25.00$25.002/22/2010 4:49:16 PM
psztnrw$100.00$100.002/22/2010 4:49:46 PM
ptjg$50.00$50.002/22/2010 4:52:38 PM
boater01$50.00$50.002/22/2010 4:52:44 PM
resplendent-moola$25.00$25.002/22/2010 4:53:04 PM
macjp123$25.00$25.002/22/2010 4:58:35 PM
niskyfranchise$25.00$25.002/22/2010 4:59:15 PM
impeccable-transparency$75.00$75.002/22/2010 4:59:48 PM
hitsman$50.00$50.002/22/2010 5:00:06 PM
nourishing-interest0$25.00$25.002/22/2010 4:58:42 PM
tntbuzz$25.00$25.002/22/2010 5:01:21 PM
time4aloan$50.00$50.002/22/2010 4:59:26 PM
top-silver-american$25.00$25.002/22/2010 5:02:17 PM
Carpetkid$25.00$25.002/22/2010 5:00:56 PM
friendly-market5$25.00$25.002/22/2010 5:02:52 PM
cpaphoto$25.00$25.002/22/2010 5:01:04 PM
luckyldy$35.00$35.002/22/2010 5:01:12 PM
bonafide-cash$50.00$50.002/22/2010 5:01:55 PM
best-deal-banker$25.00$25.002/22/2010 5:02:28 PM
jigsaw$100.00$100.002/22/2010 5:01:47 PM
silver-mastery$25.00$25.002/23/2010 10:42:15 AM
Montgomery-Burns$25.00$25.002/23/2010 5:01:26 PM
the-profit-oracle$25.00$25.002/23/2010 4:58:00 PM
treasure-network$25.00$25.002/22/2010 4:14:53 PM
wise-handy-finance$25.00$25.002/22/2010 4:19:55 PM
treasure-bliss$100.00$100.002/22/2010 4:25:54 PM
malmoswed1$50.00$50.002/22/2010 4:22:38 PM
personal-lender$25.00$25.002/22/2010 4:30:47 PM
Kaj$25.00$25.002/22/2010 4:30:58 PM
lloyd_s$25.00$25.002/22/2010 4:31:18 PM
peerlender$30.00$30.002/22/2010 4:32:10 PM
red-favorable-basis$25.00$25.002/22/2010 4:29:57 PM
bowdish1$100.00$100.002/22/2010 4:32:49 PM
Havana21$50.00$50.002/22/2010 4:33:32 PM
HHP$25.00$25.002/22/2010 4:33:43 PM
delicious-social132$25.00$25.002/22/2010 4:31:32 PM
Speculator$50.00$50.002/22/2010 4:31:43 PM
asset-professor$75.00$75.002/22/2010 4:34:17 PM
honorable-yield$50.00$50.002/22/2010 4:34:49 PM
kmr2$200.00$200.002/22/2010 4:35:10 PM
tallmon$25.00$25.002/22/2010 4:37:55 PM
dollar-oracle55$25.00$25.002/22/2010 4:38:21 PM
inspired-contract9$25.00$25.002/22/2010 4:36:33 PM
enthusiastic-balance5$100.00$100.002/22/2010 4:36:41 PM
reward-adventure$25.00$25.002/22/2010 4:37:38 PM
3am-preacher$25.00$25.002/22/2010 4:38:09 PM
reward-motion$25.00$25.002/22/2010 4:38:41 PM
ClearLake$25.00$25.002/22/2010 4:39:58 PM
AF-Chief$27.00$27.002/22/2010 4:43:48 PM
peripatetic$25.00$25.002/22/2010 4:44:18 PM
jrbill1998$50.00$50.002/22/2010 4:46:08 PM
cnovak$25.00$25.002/22/2010 4:46:57 PM
beyondmanagement$25.00$25.002/22/2010 4:48:03 PM
Rick7925$25.00$25.002/22/2010 4:50:56 PM
unclejaef$25.00$25.002/22/2010 4:48:44 PM
theprince$25.00$25.002/22/2010 4:50:41 PM
radforj22$25.00$25.002/22/2010 4:50:47 PM
peso-colonel$90.00$90.002/22/2010 4:51:22 PM
bold-bright-currency$25.00$25.002/22/2010 4:59:02 PM
calm-deal7$25.00$25.002/22/2010 4:58:24 PM
duty-monger$50.00$50.002/22/2010 5:00:18 PM
progressive-asset$100.00$100.002/22/2010 4:58:50 PM
credit-kahuna$100.00$100.002/22/2010 4:59:55 PM
gjh37$25.00$25.002/22/2010 5:01:35 PM
torion$25.00$25.002/22/2010 5:02:06 PM
Clambake$50.00$50.002/22/2010 5:00:27 PM
xstreamin$25.00$25.002/22/2010 5:00:35 PM
hyetech$35.00$35.002/22/2010 5:00:42 PM
currency-oak$25.00$25.002/22/2010 5:03:02 PM
red-undaunted-kindness$100.00$82.002/22/2010 5:03:16 PM
money-maniac$50.00$50.002/22/2010 5:02:42 PM
Avala$50.00$50.002/22/2010 5:03:09 PM
hidavehi$25.00$25.002/23/2010 3:55:28 PM
serene-capital$25.00$25.002/23/2010 4:58:27 PM
100 bids
 
Borrower Payment Dependent Notes Series 447844
This series of Notes was issued and sold upon the funding of the borrower loan #41077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-23-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 14.05% Starting borrower rate/APR: 15.05% / 17.22% Starting monthly payment: $312.21
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $311.33
 
Auction yield range: 6.05% - 14.05% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1999 Debt/Income ratio: 58%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 8Length of status:4y 6m
Credit score: 720-739 (Feb-2010) Total credit lines: 18 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $25,669Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 74%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ekman416 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 95% ) 720-739 (Latest)
Principal borrowed: $15,000.00< mo. late: 1 ( 5% )  
720-739 (Jan-2010)
740-759 (Jul-2009)
720-739 (Apr-2009)
680-699 (Mar-2008)
 
Principal balance: $6,796.01 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Much Needed Home Improvement!
Purpose of loan:
Pay for a new roof to replace my 30-year-old one as well as replace siding that has rotted out.
My financial situation:
I am a good candidate for this loan because I have the means and cash flow to pay this off in a timely fashion. My roof has run out of useful life and needs to be replaced within a month. I have already received several bids and $9,000 will cover the expenses to replace both the roof and siding.

Monthly net income: $6,000

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 100
??Car expenses: $50
? Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $50
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bowdish1$100.00$100.002/23/2010 4:38:03 PM
heavenly-justice9$75.00$75.002/23/2010 4:38:21 PM
note-sensation$25.00$25.002/23/2010 4:38:46 PM
Microfinancer$25.00$25.002/23/2010 4:38:51 PM
AF-Chief$27.00$27.002/23/2010 4:38:56 PM
credit-kahuna$100.00$100.002/23/2010 4:40:45 PM
jigsaw$100.00$100.002/23/2010 4:41:17 PM
bonafide-cash$50.00$50.002/23/2010 4:41:19 PM
money-maniac$50.00$50.002/23/2010 4:41:29 PM
friendly-market5$25.00$25.002/23/2010 4:41:32 PM
mpactlender$25.00$25.002/23/2010 4:42:15 PM
burrito6$25.00$25.002/23/2010 4:43:25 PM
reward-motion$25.00$25.002/23/2010 4:36:02 PM
mpatrick$25.00$25.002/23/2010 4:44:10 PM
Sam65$25.00$25.002/23/2010 4:44:44 PM
jdrez$25.00$25.002/23/2010 4:44:55 PM
red-favorable-basis$25.00$25.002/23/2010 4:45:24 PM
honorable-yield$50.00$50.002/23/2010 4:45:41 PM
rcc7$25.00$25.002/23/2010 4:45:51 PM
Cai8899$50.00$50.002/23/2010 4:37:50 PM
don8ter$25.00$25.002/23/2010 4:38:18 PM
jrbill1998$50.00$50.002/23/2010 4:46:45 PM
desertoasis$50.00$50.002/23/2010 4:37:20 PM
peerlender$30.00$30.002/23/2010 4:37:54 PM
nourishing-interest0$25.00$25.002/23/2010 4:40:34 PM
hitsman$50.00$50.002/23/2010 4:40:49 PM
Carpetkid$25.00$25.002/23/2010 4:41:10 PM
torion$25.00$25.002/23/2010 4:41:22 PM
calm-deal7$25.00$25.002/23/2010 4:40:27 PM
Fiimg$50.00$50.002/23/2010 4:41:38 PM
foxy-fund$50.00$50.002/23/2010 4:41:39 PM
TennSquire$25.00$25.002/23/2010 5:02:37 PM
duty-monger$50.00$50.002/23/2010 4:40:53 PM
gavinfh$25.00$25.002/23/2010 4:42:08 PM
luckyldy$35.00$35.002/23/2010 4:41:13 PM
top-silver-american$25.00$25.002/23/2010 4:41:25 PM
rpatusa$25.00$25.002/23/2010 5:04:18 PM
Avala$50.00$50.002/23/2010 4:41:34 PM
tranquil-diversification8$25.00$25.002/23/2010 4:42:20 PM
blissful-note7$25.00$25.002/23/2010 5:06:17 PM
taxman1971$25.00$25.002/23/2010 5:07:04 PM
riproaringrapids$25.00$25.002/23/2010 5:07:23 PM
SB-Funding$25.00$25.002/23/2010 5:07:40 PM
asset-equilibrium0$25.00$25.002/23/2010 5:07:48 PM
Aimvest$25.00$25.002/23/2010 5:08:01 PM
hizzy$25.00$25.002/23/2010 5:08:18 PM
noddy$25.00$25.002/23/2010 4:43:51 PM
anton$80.08$80.082/23/2010 4:46:05 PM
Red_b17$25.00$25.002/23/2010 4:44:06 PM
sophisticated-ore$149.02$149.022/23/2010 5:08:34 PM
punctual-power7$25.00$25.002/23/2010 5:08:38 PM
lisaac29$25.00$25.002/23/2010 4:44:24 PM
MM1207$25.00$25.002/23/2010 5:08:40 PM
intently$25.00$25.002/23/2010 5:08:53 PM
bold-bright-currency$25.00$25.002/23/2010 4:46:35 PM
bullwink27$25.00$25.002/23/2010 5:10:03 PM
personal-lender$25.00$25.002/23/2010 4:45:32 PM
compassion-bauble4$25.00$25.002/23/2010 5:17:17 PM
time4aloan$50.00$50.002/23/2010 4:45:47 PM
gethsemane4$25.00$25.002/23/2010 4:46:22 PM
psztnrw$100.00$100.002/23/2010 4:46:47 PM
Philkent$25.00$25.002/23/2010 5:01:46 PM
the-aggresive-principal$25.00$25.002/23/2010 5:01:59 PM
gjh37$25.00$25.002/23/2010 8:50:47 PM
bill-expert$25.00$25.002/23/2010 5:06:57 PM
Orringo$75.00$75.002/23/2010 5:05:07 PM
Prosp_Lender$50.00$50.002/23/2010 5:07:27 PM
gracej$25.00$25.002/23/2010 5:07:30 PM
mtquan$25.00$25.002/23/2010 5:07:41 PM
commerce-voyager$25.00$25.002/23/2010 5:05:40 PM
rudyindc$25.00$25.002/23/2010 5:07:49 PM
equallender$50.00$50.002/23/2010 5:08:03 PM
Nothus$25.00$25.002/23/2010 5:08:05 PM
green-glowing-gain$25.00$25.002/23/2010 5:08:19 PM
loan-master996$50.00$50.002/23/2010 5:08:25 PM
cberthiaume$25.00$25.002/23/2010 5:08:28 PM
selector568$250.00$250.002/23/2010 5:06:53 PM
newgroom422$25.00$25.002/23/2010 5:07:03 PM
cvfriend$25.00$25.002/23/2010 5:07:15 PM
theprince$25.00$25.002/23/2010 5:10:10 PM
commitment-forte6$25.00$25.002/23/2010 5:07:21 PM
museic1$50.00$50.002/23/2010 5:07:34 PM
helpinghand63$50.00$50.002/23/2010 5:07:39 PM
invest0r$25.00$25.002/23/2010 5:07:46 PM
loanfairy$25.00$25.002/23/2010 5:08:17 PM
wampum-reaction2$25.00$25.002/23/2010 5:08:43 PM
value-pole$25.00$25.002/23/2010 5:08:50 PM
impeccable-transparency$25.00$25.002/23/2010 5:10:07 PM
atmaan$25.00$25.002/23/2010 5:17:16 PM
Kulchar$41.38$41.382/23/2010 6:26:46 PM
natural-greenback6$25.00$25.002/23/2010 6:56:48 PM
silverloan$25.00$25.002/24/2010 7:30:24 AM
red-relentless-money$25.32$25.322/23/2010 6:41:21 PM
Josilot$25.00$25.002/24/2010 7:55:52 AM
veverka$25.00$25.002/24/2010 8:53:02 AM
Tahoeguy$32.66$32.662/23/2010 7:26:09 PM
lounges$25.00$25.002/24/2010 8:55:26 AM
orange-courageous-dedication$30.00$30.002/24/2010 8:55:50 AM
reward-adventure$25.00$25.002/24/2010 8:55:54 AM
Supernick$25.00$25.002/24/2010 8:56:10 AM
mizon291$37.29$37.292/23/2010 7:45:37 PM
psturm$25.00$25.002/23/2010 10:25:22 PM
cpaphoto$25.00$25.002/23/2010 8:50:46 PM
NutmegFilms$25.00$25.002/23/2010 9:05:27 PM
forthright-dedication$38.43$38.432/23/2010 10:46:40 PM
narblark$25.00$25.002/24/2010 9:52:16 AM
PK_USMC$25.00$25.002/24/2010 10:00:36 AM
BlindJoeDeath$25.00$25.002/23/2010 11:12:18 PM
important-ore$50.00$50.002/23/2010 11:40:31 PM
success1001$50.00$50.002/24/2010 12:36:23 AM
compassion-lotus5$25.00$25.002/23/2010 10:25:31 PM
ptjg$30.79$30.792/24/2010 10:33:12 AM
brazilofmux$64.87$64.872/24/2010 10:33:55 AM
SastreMason$25.00$17.712/24/2010 10:42:07 AM
cello1$25.00$25.002/24/2010 6:20:39 AM
fund-guild$50.00$50.002/24/2010 8:55:39 AM
paymentologist$25.00$25.002/24/2010 8:55:48 AM
elevated-platinum5$50.00$50.002/24/2010 8:55:58 AM
streak269$25.00$25.002/24/2010 9:32:25 AM
revenue-officer36$50.00$50.002/24/2010 9:30:32 AM
thefisherman$25.00$25.002/24/2010 9:35:24 AM
resplendent-moola$25.00$25.002/24/2010 9:43:09 AM
techvet$25.00$25.002/24/2010 10:17:44 AM
Havana21$50.00$50.002/23/2010 4:38:08 PM
kbodendorf$25.00$25.002/23/2010 4:38:34 PM
Fortuno_per_commodo$25.00$25.002/23/2010 4:43:27 PM
unk1911$25.00$25.002/23/2010 4:36:11 PM
3am-preacher$25.00$25.002/23/2010 4:44:16 PM
flexible-value$26.00$26.002/23/2010 4:45:25 PM
friendly-worth3$25.00$25.002/23/2010 4:45:28 PM
lloyd_s$25.00$25.002/23/2010 4:45:38 PM
skuba$25.00$25.002/23/2010 4:36:13 PM
charming-point$300.00$300.002/23/2010 4:46:03 PM
tallmon$25.00$25.002/23/2010 4:46:09 PM
HHP$25.00$25.002/23/2010 4:38:12 PM
mg6619$25.00$25.002/23/2010 4:46:32 PM
Speculator$50.00$50.002/23/2010 4:46:38 PM
kmr2$200.00$200.002/23/2010 4:38:24 PM
enthusiastic-balance5$100.00$100.002/23/2010 4:38:42 PM
bchen78875$25.00$25.002/23/2010 4:37:58 PM
asset-professor$75.00$75.002/23/2010 4:38:16 PM
inspired-contract9$25.00$25.002/23/2010 4:38:38 PM
macjp123$25.00$25.002/23/2010 4:40:32 PM
gold-disk$50.00$50.002/23/2010 5:00:33 PM
xstreamin$25.00$25.002/23/2010 4:41:06 PM
best-deal-banker$25.00$25.002/23/2010 4:41:27 PM
progressive-asset$100.00$100.002/23/2010 4:40:38 PM
niskyfranchise$25.00$25.002/23/2010 4:40:41 PM
Clambake$50.00$50.002/23/2010 4:40:59 PM
tntbuzz$25.00$25.002/23/2010 4:41:16 PM
platinum-sorcerer6$25.00$25.002/23/2010 4:42:18 PM
red-undaunted-kindness$100.00$100.002/23/2010 4:41:35 PM
senorzookeeper$25.00$25.002/23/2010 4:42:05 PM
KVEER$25.00$25.002/23/2010 4:42:22 PM
integrity-doctor$50.00$50.002/23/2010 4:42:37 PM
tedsrfdude$25.00$25.002/23/2010 5:06:55 PM
ASR3$25.00$25.002/23/2010 5:07:12 PM
fishintime$25.00$25.002/23/2010 5:07:16 PM
13loans$25.00$25.002/23/2010 5:07:25 PM
the-silver-blaster$40.00$40.002/23/2010 4:44:57 PM
capital-web7$25.00$25.002/23/2010 5:07:44 PM
Kaj$25.00$25.002/23/2010 4:45:36 PM
promaster84$25.00$25.002/23/2010 4:43:48 PM
plentiful-reward$50.00$50.002/23/2010 5:08:15 PM
GlobalVisionary$25.00$25.002/23/2010 5:08:20 PM
apostle901$25.00$25.002/23/2010 5:08:22 PM
leverage-holly$25.00$25.002/23/2010 5:08:32 PM
currency-oak$25.00$25.002/23/2010 4:46:15 PM
life-is-great$25.00$25.002/23/2010 5:08:39 PM
supreme-hope$25.00$25.002/23/2010 4:46:17 PM
the-profit-oracle$25.00$25.002/23/2010 4:44:28 PM
benefit-squirrel$30.00$30.002/23/2010 5:08:44 PM
Edwin_Rae$25.00$25.002/23/2010 4:46:20 PM
kindness-percolator5$25.00$25.002/23/2010 4:44:31 PM
peso-colonel$90.00$90.002/23/2010 5:10:09 PM
rooosta$25.00$25.002/23/2010 4:46:43 PM
bold-durability-drum$25.00$25.002/23/2010 4:45:00 PM
wise-handy-finance$25.00$25.002/23/2010 4:45:03 PM
mcarm66$25.00$25.002/23/2010 5:16:36 PM
delicious-social132$25.00$25.002/23/2010 4:45:40 PM
beyondmanagement$25.00$25.002/23/2010 4:45:43 PM
openness-prospector$25.00$25.002/23/2010 5:31:09 PM
texrob20$25.00$25.002/23/2010 6:56:18 PM
Doodlemeyer$25.00$25.002/23/2010 5:01:53 PM
hope-hickory$25.00$25.002/23/2010 5:06:51 PM
auction-turbine4$25.00$25.002/23/2010 5:07:06 PM
supreme-bonus0$25.00$25.002/23/2010 5:07:18 PM
gulch$25.00$25.002/23/2010 5:07:29 PM
triumph329$35.00$35.002/23/2010 5:07:32 PM
TeamRamRod$25.00$25.002/23/2010 5:07:45 PM
market-path$50.00$50.002/23/2010 5:07:50 PM
boater01$50.00$50.002/23/2010 5:08:04 PM
abeprof70$25.00$25.002/23/2010 5:08:09 PM
onlyastepaway$25.00$25.002/23/2010 5:06:47 PM
marketplace-achievement$50.00$50.002/23/2010 5:08:30 PM
market-banshee$25.00$25.002/23/2010 5:07:02 PM
social-conductor4$25.00$25.002/23/2010 5:08:36 PM
useful-p2ploan$50.00$50.002/23/2010 5:07:09 PM
tsui517$25.00$25.002/23/2010 10:46:18 PM
egw$25.00$25.002/23/2010 5:09:59 PM
felicity-synapse$25.00$25.002/23/2010 5:07:13 PM
Josta$45.01$45.012/23/2010 5:10:06 PM
wdworld$46.49$46.492/23/2010 5:07:19 PM
PocketAces$25.00$25.002/23/2010 5:07:22 PM
Archchancellor$25.00$25.002/23/2010 5:07:36 PM
top-commitment-champ$25.00$25.002/23/2010 5:07:42 PM
Premierelender$25.00$25.002/23/2010 5:07:53 PM
ocho$25.00$25.002/24/2010 12:40:26 AM
LandE2BG$25.00$25.002/23/2010 5:07:56 PM
glimmering-point$25.00$25.002/23/2010 5:08:15 PM
cash-merry-maker$25.00$25.002/23/2010 5:17:18 PM
orgy63$25.00$25.002/23/2010 5:08:49 PM
hyetech$35.00$35.002/23/2010 5:10:02 PM
Rick7925$25.00$25.002/23/2010 5:10:08 PM
treasure-bliss$100.00$100.002/24/2010 4:05:35 AM
tucksta$25.00$25.002/23/2010 5:42:37 PM
twirl2$25.00$25.002/23/2010 5:16:49 PM
peripatetic$25.00$25.002/24/2010 6:00:39 AM
BigGuyBank$25.00$25.002/24/2010 6:05:27 AM
gain-butterfly$25.00$25.002/24/2010 7:05:21 AM
elegant-income3$30.00$30.002/23/2010 6:55:58 PM
bigphish$25.00$25.002/23/2010 7:45:32 PM
Gilgothdae$25.00$25.002/24/2010 8:51:20 AM
upbeat-investment9$25.00$25.002/24/2010 8:55:41 AM
radforj22$25.00$25.002/24/2010 8:55:52 AM
tom48l$25.00$25.002/24/2010 8:55:56 AM
Hokiemon$25.00$25.002/24/2010 8:56:05 AM
durability-halibut$25.00$25.002/23/2010 7:41:16 PM
Moots$25.00$25.002/24/2010 9:03:44 AM
jakesworld$25.00$25.002/23/2010 9:27:14 PM
MasterJin$25.00$25.002/23/2010 10:30:38 PM
Stack23$25.00$25.002/23/2010 11:11:41 PM
sammyhammy$25.00$25.002/24/2010 10:17:48 AM
orange-preeminant-bill$100.00$100.002/24/2010 4:18:02 AM
mikeandcat$30.00$30.002/24/2010 6:12:45 AM
Downs108$25.00$25.002/24/2010 5:20:25 AM
Frugal$25.00$25.002/24/2010 6:20:56 AM
radiant-cash0$25.00$25.002/24/2010 6:15:24 AM
MARWARISETH$25.00$25.002/24/2010 8:55:28 AM
xrycac$25.00$25.002/24/2010 8:55:35 AM
commerce-web5$25.00$25.002/24/2010 8:55:40 AM
Pizza-man$50.00$50.002/24/2010 8:55:51 AM
unrivaled-justice$25.00$25.002/24/2010 9:32:27 AM
bill-bearer$26.63$26.632/24/2010 9:35:27 AM
sweet-social2$26.32$26.322/24/2010 10:00:35 AM
drgreer$25.00$25.002/24/2010 9:58:56 AM
whfh99$25.00$25.002/24/2010 10:35:08 AM
iolaire$25.00$25.002/24/2010 10:41:32 AM
bradny$25.00$25.002/24/2010 10:41:51 AM
249 bids
 
Borrower Payment Dependent Notes Series 447946
This series of Notes was issued and sold upon the funding of the borrower loan #41073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-24-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $79.19
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $77.94
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2002 Debt/Income ratio: 13%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 4Length of status:1y 1m
Credit score: 640-659 (Feb-2010) Total credit lines: 11 Occupation: Administrative Assi...
Now delinquent: 1 Revolving credit balance: $348Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: wise-dedicated-coin Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Payments
Purpose of loan: This loan will be used to consolidate current debt that I have on a couple of closed credit cards that I am making payments on. I would like to find a loan at a rate lower than 16% as that would be lower than what I am currently paying on these accounts and otherwise it doesn't really make sense to go this route but I would still like to explore Prosper.com as an option.

My financial situation: I am a good candidate for this loan because?for the next year I do not have a housing payment (including utilities) and after that my housing payment will only be $350. I have a newer car, which?is paid off, so I don't anticipate needing to make any large purchases for the foreseeable future. The debt that I am consolidating?is from 3 closed accounts, which I am?making payments on.

About a year and a half ago I was laid off from my job for 4 months and because of that,?I had some problems paying my bills, especially?since paying for health insurance was a huge portion of what I was bringing in from unemployment.?Since being re-employed 14 months ago,?and since I now work at a bank, I have learned a lot about credit scores, how they work, and what?affects a credit score. I have also been making all payments on time and much higher than the minimum due. I would like to continue that,?but I would like to explore other opportunities for lower interest rates, which is my goal on Prosper.com.? I appreciate you considering me as a potential loan candidate!

Monthly net income: $1750 (after insurance and taxes).

Monthly expenses:?
Housing: $0 - This will be the case for at least the next 12 months as I am living with my parents who do not charge me rent, utilities or food.???
Insurance: $40 - Car insurance.??
Car expenses: $0?-?I recently paid in full?for a car from my parents. It is?in great condition?and I don't anticipate any major maintenance needed in the foreseeable future.??
Utilities: $0???
Phone, cable, internet: $56.00???
Food, entertainment: $200.00 my goal is to stay under this amount per month, but this is what I have budgeted.??
Clothing, household expenses: $???
Credit cards and other loans: $approx 260.00 in current payments - these are the items I will be using the debt consolidation loan for.??
Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Cai8899$50.00$50.002/24/2010 4:02:22 PM
peerlender$30.00$30.002/24/2010 4:02:26 PM
note-sensation$25.00$25.002/24/2010 4:03:53 PM
nourishing-interest0$25.00$25.002/24/2010 4:07:28 PM
credit-kahuna$100.00$100.002/24/2010 4:07:47 PM
torion$25.00$25.002/24/2010 4:09:08 PM
best-deal-banker$25.00$25.002/24/2010 4:09:24 PM
bchen78875$25.00$25.002/24/2010 4:02:36 PM
bowdish1$100.00$100.002/24/2010 4:02:42 PM
don8ter$25.00$25.002/24/2010 4:03:14 PM
kmr2$200.00$200.002/24/2010 4:03:22 PM
inspired-contract9$25.00$25.002/24/2010 4:03:45 PM
AF-Chief$28.00$28.002/24/2010 4:04:29 PM
niskyfranchise$25.00$25.002/24/2010 4:07:37 PM
top-silver-american$25.00$25.002/24/2010 4:09:17 PM
Clambake$50.00$50.002/24/2010 4:08:11 PM
friendly-market5$25.00$25.002/24/2010 4:09:38 PM
red-undaunted-kindness$100.00$100.002/24/2010 4:09:54 PM
Fiimg$50.00$50.002/24/2010 4:10:02 PM
SolarMoonshine$25.00$25.002/24/2010 5:23:37 PM
Hawkeyebank$25.00$25.002/25/2010 6:36:27 AM
the-profit-oracle$25.00$25.002/24/2010 8:56:25 PM
asset-professor$75.00$75.002/24/2010 4:03:07 PM
progressive-asset$100.00$100.002/24/2010 4:07:32 PM
duty-monger$50.00$50.002/24/2010 4:08:02 PM
xstreamin$25.00$25.002/24/2010 4:08:17 PM
Carpetkid$25.00$25.002/24/2010 4:08:25 PM
jigsaw$100.00$100.002/24/2010 4:08:49 PM
bonafide-cash$50.00$50.002/24/2010 4:08:58 PM
money-maniac$50.00$50.002/24/2010 4:09:30 PM
Avala$50.00$50.002/24/2010 4:09:46 PM
foxy-fund$50.00$32.002/24/2010 4:10:12 PM
desertoasis$50.00$50.002/24/2010 4:01:52 PM
HHP$25.00$25.002/24/2010 4:02:56 PM
Havana21$50.00$50.002/24/2010 4:02:50 PM
heavenly-justice9$75.00$75.002/24/2010 4:03:17 PM
kbodendorf$25.00$25.002/24/2010 4:03:40 PM
enthusiastic-balance5$100.00$100.002/24/2010 4:03:48 PM
Microfinancer$25.00$25.002/24/2010 4:03:58 PM
macjp123$25.00$25.002/24/2010 4:07:21 PM
calm-deal7$25.00$25.002/24/2010 4:07:16 PM
luckyldy$35.00$35.002/24/2010 4:08:32 PM
tntbuzz$25.00$25.002/24/2010 4:08:42 PM
hitsman$50.00$50.002/24/2010 4:07:54 PM
44 bids
 
Borrower Payment Dependent Notes Series 441261
This series of Notes was issued and sold upon the funding of the borrower loan #41009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 20.52% Starting borrower rate/APR: 21.52% / 24.03% Starting monthly payment: $56.91
Final lender yield: 17.50% Final borrower rate/APR: 18.50% / 20.97% Final monthly payment: $54.61
 
Auction yield range: 8.06% - 20.52% Estimated loss impact: 6.90%  
Lender servicing fee: 1.00% Estimated return: 10.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2003 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 6Length of status:1y 9m
Credit score: 640-659 (Feb-2010) Total credit lines: 11 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $5,841Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: green-market-umbrella Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase CD/DVD Duplicator
I would like to purchase a CD / DVD duplicator for my entertainment business. The actual price to me before tax and shipping will be $1,100. I have built extra into the loan to cover supplies such as disks, cases, and printing materials for my first job.

I plan to charge $3.00 per disk (materials cost < $1.00) +$1.00 for labeling, + $3 for cases, and + $3 for packaging. I will also produce the product being burned to the disks, further increasing the profitability of my projects.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wwwUniversal$25.00$25.002/11/2010 4:47:52 PM
JustMee$25.00$25.002/11/2010 5:42:55 PM
the-profit-oracle$25.00$25.002/12/2010 1:40:51 PM
marwadi-62$100.00$100.002/14/2010 6:29:37 AM
drkosh$25.00$25.002/14/2010 7:29:22 AM
grammaspurse$25.00$25.002/15/2010 8:20:31 PM
SV-AZ$25.00$25.002/16/2010 1:23:25 PM
J1mS$40.35$40.352/17/2010 11:11:53 PM
glenium$25.00$25.002/18/2010 3:10:58 AM
Imaginos1892$25.00$25.002/17/2010 10:26:49 PM
ddoneday$25.00$25.002/18/2010 9:43:29 AM
OGS_Capital$25.00$25.002/18/2010 5:56:08 AM
dudebrah$25.00$25.002/18/2010 11:04:53 AM
Starfin300$25.00$25.002/18/2010 12:37:37 PM
CaliforniaRepublic$25.00$25.002/18/2010 1:01:50 PM
DasMula$25.00$25.002/18/2010 2:09:30 PM
jhernand17$25.00$25.002/18/2010 12:49:52 PM
lijah10$27.96$27.962/18/2010 1:19:22 PM
1fletch$146.75$146.752/18/2010 3:47:41 PM
serene-capital$25.00$25.002/18/2010 3:58:44 PM
jybank$25.00$25.002/18/2010 4:04:29 PM
USNavyVet$25.00$25.002/11/2010 4:29:32 PM
EngineersAlliance$50.00$50.002/11/2010 4:44:47 PM
WDeamay$25.00$25.002/12/2010 1:09:20 PM
IPG1$25.00$25.002/16/2010 4:17:16 PM
icess285$25.00$25.002/17/2010 1:58:06 PM
radar_love$25.00$25.002/17/2010 4:30:50 PM
gilbrear$25.00$25.002/17/2010 4:43:35 PM
ALFLoan$25.00$25.002/17/2010 6:22:59 PM
solin003$30.00$30.002/17/2010 9:31:50 PM
HermanstadtKid$25.00$25.002/18/2010 5:11:07 AM
photo999$25.00$25.002/18/2010 3:59:03 AM
glazeddonuts$25.00$25.002/18/2010 7:49:29 AM
tomoe$25.00$25.002/17/2010 8:19:53 PM
credit-coach118$25.00$25.002/17/2010 9:00:56 PM
dpries123$25.00$25.002/18/2010 8:47:04 AM
Leshan$25.00$25.002/18/2010 9:44:39 AM
ryan6853$25.00$25.002/18/2010 11:06:18 AM
mckhbnpc$25.00$25.002/18/2010 8:00:28 AM
ultimate-peace$250.00$79.942/18/2010 12:44:47 PM
wild-orange$25.00$25.002/18/2010 1:14:58 PM
millioncan$25.00$25.002/18/2010 4:07:53 PM
natural-greenback6$25.00$25.002/18/2010 3:07:09 PM
Gaelicman$100.00$100.002/18/2010 3:09:23 PM
Bob450$25.00$25.002/18/2010 3:22:22 PM
45 bids
 
Borrower Payment Dependent Notes Series 445949
This series of Notes was issued and sold upon the funding of the borrower loan #41016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 28.40% Starting borrower rate/APR: 29.40% / 31.77% Starting monthly payment: $113.73
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $109.14
 
Auction yield range: 11.06% - 28.40% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 32%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 8Length of status:9y 11m
Credit score: 660-679 (Feb-2010) Total credit lines: 10 Occupation: Other
Now delinquent: 0 Revolving credit balance: $19,988Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: brightest-reasonable-return Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ireland
Purpose of loan:
This loan will be used to..... travel to Ireland for 17 days in March.? For the past 15 or so years my cousin and I have talked about going to Ireland.? We have often attended the worlds largest Irish festival in Milwaukee, and this is our dream vacation.? In August we booked our flights and reserved time off from our jobs.? During the past couple of months I've encountered some unexpected expenses including hernia surgery.?? My health insurance paid for most of the surgery, however I have a very physical job and I was forced to miss some time from work for recovery ( I am a production supervisor at an Ice Cream production plant).? We are cutting expenses by lodging some of the time in hostels, and generally traveling light.

My financial situation:
???? I am a good candidate for this loan because?I have a spotless history of on time payments.? I am deeply committed to paying off and fulfilling my financial obligations, as well as getting to a point where I am more easily able to absorb the unexpected.? I have a good sized amount of credit card debt that I incurred mostly in the early 2000's.? I have kept current at all times on my payments.? I have also worked hard to develop more disciplined financial habits over the past 2-3 years, and I expect to make solid and consistent gains in decreasing my credit card debt moving forward.?
? ? ? I have worked for my current employer for 10 years, and our company is very stable and is continuing to grow.? Before having surgery in December I had gone 9 1/2 years without using a single sick day, and I will give that same commitment and effort in paying off this loan.? I understand that vacations are a privilege and are not to ever be taken for granted, and that will be reflected in the timely manner in which I pay off this loan.? Thank you.
Monthly net income: $ 3300.?
Monthly expenses: $ 2300
??Housing: $ 400
??Insurance: $ 100
??Car expenses: $ 150
??Utilities: $150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900, car loan loan of $215/month will be paid off in 3/2010
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$36.89$36.892/8/2010 12:35:13 PM
Diamond_Jim$25.00$25.002/8/2010 1:14:20 PM
aasx1108$25.00$25.002/8/2010 1:13:07 PM
ASR3$25.00$25.002/8/2010 1:13:12 PM
Havana21$25.00$25.002/8/2010 1:13:17 PM
penny-surgeon$25.00$25.002/8/2010 1:13:28 PM
InChicago$25.00$25.002/8/2010 1:13:41 PM
supreme-hope$25.00$25.002/8/2010 1:13:44 PM
dime-beeper$25.00$25.002/8/2010 1:16:35 PM
dollardave$200.00$200.002/8/2010 1:20:18 PM
mercuriant$25.00$25.002/8/2010 1:32:02 PM
vine99$40.00$40.002/8/2010 7:05:54 PM
Bob450$50.00$50.002/8/2010 8:39:49 PM
UCLA4life$25.00$25.002/9/2010 12:50:00 AM
charming-point$300.00$300.002/11/2010 12:42:00 PM
zento$25.00$25.002/13/2010 7:37:19 PM
wild-orange$25.00$25.002/15/2010 4:32:14 AM
toxicbutterfly$25.00$25.002/15/2010 12:01:30 AM
ultimate-peace$600.00$600.002/15/2010 12:08:39 PM
halothane_logic$25.00$25.002/8/2010 12:59:13 PM
radforj22$25.00$25.002/8/2010 1:02:36 PM
supreme-bonus0$25.00$25.002/8/2010 1:05:00 PM
red-favorable-basis$25.00$25.002/8/2010 1:14:33 PM
flexible-value$25.00$25.002/8/2010 1:15:17 PM
Helenska11$25.00$25.002/8/2010 1:13:22 PM
orange-finance-banker$25.00$25.002/8/2010 1:13:34 PM
BlindJoeDeath$25.00$25.002/8/2010 1:14:06 PM
head$25.00$25.002/8/2010 1:14:29 PM
AF-Chief$28.00$28.002/8/2010 1:14:59 PM
Artist_Blue$25.00$20.112/8/2010 1:17:37 PM
deal-hickory5$250.00$250.002/9/2010 3:42:01 PM
LuvToLend$25.00$25.002/9/2010 11:41:15 PM
jranav$25.00$25.002/10/2010 10:47:32 AM
unger$50.00$50.002/11/2010 3:15:57 AM
hellasow$25.00$25.002/11/2010 4:32:44 PM
moola-aficionado6$25.00$25.002/11/2010 7:07:00 PM
dorypro$25.00$25.002/12/2010 1:50:12 PM
PeterPsych$300.00$300.002/12/2010 3:28:28 PM
kingston1$25.00$25.002/13/2010 10:09:44 AM
Montgomery-Burns$25.00$25.002/13/2010 12:38:04 PM
crjmechanic$25.00$25.002/14/2010 9:07:02 AM
natural-greenback6$25.00$25.002/13/2010 7:26:07 PM
dpries123$25.00$25.002/15/2010 8:02:32 AM
Leshan$25.00$25.002/15/2010 12:33:38 PM
44 bids
 
Borrower Payment Dependent Notes Series 445973
This series of Notes was issued and sold upon the funding of the borrower loan #41089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $94.29
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $92.78
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1990 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 11 / 11Length of status:24y 1m
Credit score: 660-679 (Feb-2010) Total credit lines: 27Stated income:$50,000-$74,999
Now delinquent: 0 Revolving credit balance: $11,772 
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: marineretired Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
580-599 (Nov-2007)
640-659 (Apr-2007)
 
Principal balance: $202.11 1+ mo. late: 0 ( 0% )
Total payments billed: 33  
Description
kitchen
Purpose of loan:
This loan will be used to?kitchen cabinets?

My financial situation:
I am a good candidate for this loan because?
i have a secure monthly income.
Monthly net income: $
4400.00
Monthly expenses: $
??Housing: $?459.78
??Insurance: $ 76.00
??Car expenses: $ 465.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 98.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radforj22$25.00$25.002/8/2010 1:02:22 PM
loyalist1$25.00$25.002/8/2010 1:03:57 PM
payout-point$50.00$34.132/8/2010 1:17:02 PM
chairsitter$25.00$25.002/8/2010 1:14:18 PM
red-favorable-basis$25.00$25.002/8/2010 1:14:43 PM
supreme-hope$25.00$25.002/8/2010 1:14:47 PM
reflective-cash0$100.00$100.002/8/2010 1:15:34 PM
flexible-value$25.00$25.002/8/2010 1:15:24 PM
gracej$25.00$25.002/8/2010 1:15:52 PM
dollardave$200.00$200.002/8/2010 1:20:11 PM
twjh$25.00$25.002/8/2010 7:00:26 PM
lucrative-loan$50.00$50.002/8/2010 7:34:04 PM
Bob450$50.00$50.002/8/2010 8:35:37 PM
zento$25.00$25.002/8/2010 10:15:40 PM
Bank_Of_XL$25.00$25.002/8/2010 9:09:00 PM
ez2helpu$85.00$85.002/9/2010 5:34:18 PM
wwwUniversal$25.00$25.002/9/2010 5:25:08 PM
new-smart-fund$200.00$200.002/9/2010 7:04:14 PM
grammaspurse$25.00$25.002/11/2010 11:25:11 PM
fairness-atmosphere$25.00$25.002/12/2010 9:34:09 AM
dorypro$25.00$25.002/12/2010 1:51:00 PM
pjnala1$50.00$50.002/12/2010 7:24:21 PM
bevans$25.00$25.002/13/2010 12:58:07 PM
ladyopium$25.00$25.002/14/2010 6:26:09 PM
Kash2010lu$35.00$35.002/15/2010 11:52:21 AM
supreme-bonus0$25.00$25.002/8/2010 1:06:29 PM
Havana21$25.00$25.002/8/2010 1:09:26 PM
plentiful-reward$50.00$50.002/8/2010 1:14:01 PM
Phantom99$25.00$25.002/8/2010 1:16:13 PM
GoldenTrout$25.00$25.002/8/2010 1:13:31 PM
BlindJoeDeath$25.00$25.002/8/2010 1:14:14 PM
calm-deal7$25.00$25.002/8/2010 1:16:49 PM
gary500$28.46$28.462/9/2010 2:58:38 PM
nickel-pipeline$25.00$25.002/10/2010 10:48:24 AM
Pepper23$50.00$50.002/10/2010 5:12:58 PM
lender12345$25.00$25.002/10/2010 6:23:10 PM
UCLA4life$25.00$25.002/11/2010 12:08:04 AM
Aberdeen$65.80$65.802/11/2010 1:38:52 PM
amor1962$25.00$25.002/12/2010 10:11:20 AM
integrity-doctor$50.00$50.002/12/2010 1:06:45 PM
Aberdeen$228.69$228.692/12/2010 11:32:50 AM
CoolPlexer$25.00$25.002/12/2010 12:22:02 PM
Queueball1$25.00$25.002/12/2010 1:21:47 PM
PeterPsych$300.00$300.002/12/2010 1:30:31 PM
LARRY4NY$25.00$25.002/13/2010 8:35:19 PM
enthusiastic-point$32.92$32.922/14/2010 6:23:31 PM
Ambassador$50.00$50.002/14/2010 8:11:56 PM
Rearden_Steel$25.00$25.002/15/2010 7:35:32 AM
wild-orange$25.00$25.002/15/2010 4:32:54 AM
credit-coach118$40.00$40.002/15/2010 10:11:33 AM
us957165$25.00$25.002/15/2010 7:10:35 AM
51 bids
 
Borrower Payment Dependent Notes Series 446119
This series of Notes was issued and sold upon the funding of the borrower loan #41034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 12.95% Starting monthly payment: $31.99
Final lender yield: 6.75% Final borrower rate/APR: 7.75% / 11.27% Final monthly payment: $31.22
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 4.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2003 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:3y 10m
Credit score: 740-759 (Feb-2010) Total credit lines: 15 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $20Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ajst1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Books for school
Purpose of loan:
This loan will be used to? buy book for my last term of nursing school.

My financial situation:
I am a good candidate for this loan because?i am almost done with school and my income will increase.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How close to finishing school are you? and do you have a nursing job lined up when you graduate? - a-thoughtful-principal
A: i am 20 weeks away from graduation. i do not have a job lined up but going to job fairs is part of school, i will most likely be going back to active duty to continue my military career. (Feb-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nickel-pipeline$25.00$25.002/10/2010 10:43:24 AM
duke12$219.67$219.672/10/2010 5:31:33 PM
marwadi-62$100.00$100.002/11/2010 3:46:08 AM
leam$70.00$70.002/14/2010 2:46:02 AM
OnePoorDude$100.00$100.002/15/2010 8:22:53 AM
Hawkeyebank$25.00$25.002/15/2010 4:14:26 PM
generous-deal6$25.00$25.002/16/2010 12:25:20 AM
Castelj$79.00$79.002/16/2010 5:03:53 AM
Firescreek$37.50$37.502/15/2010 3:47:26 PM
cwegert$56.00$56.002/15/2010 8:34:31 PM
ALFLoan$25.00$25.002/16/2010 9:30:59 AM
kinetic-social$25.00$25.002/16/2010 4:02:25 PM
wild-orange$25.00$25.002/16/2010 3:15:26 PM
MilitaryLending$36.38$36.382/9/2010 10:22:39 PM
RandyL3$36.00$36.002/13/2010 2:35:56 PM
rcs2003$25.00$25.002/15/2010 11:22:40 PM
springpanda$25.00$25.002/16/2010 12:17:31 AM
dollars4loan$50.00$15.452/16/2010 3:27:30 PM
StocksMan$50.00$50.002/16/2010 4:01:58 PM
19 bids
 
Borrower Payment Dependent Notes Series 446141
This series of Notes was issued and sold upon the funding of the borrower loan #40997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 26.41% Starting borrower rate/APR: 27.41% / 29.75% Starting monthly payment: $123.14
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.06% - 26.41% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1986 Debt/Income ratio: 7%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:4y 6m
Credit score: 700-719 (Feb-2010) Total credit lines: 28 Occupation: Truck Driver
Now delinquent: 10 Revolving credit balance: $861Stated income:$25,000-$49,999
Amount delinquent: $85,803 Bankcard utilization: 2%  
Public records last 12m / 10y: 1/ 2 Homeownership: Yes  
Delinquencies in last 7y: 43    
Screen name: sublime-peso Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dom's loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
long time truck driver
Monthly net income: $ 3875.00
Monthly expenses: $
??Housing: $ 550.00
??Insurance: $ 48.00
??Car expenses: $ 0
??Utilities: $ 200.00
??Phone, cable, internet: $????? 105.00??Food, entertainment: $ 195.00
??Clothing, household expenses $
??Credit cards and other loans: $ 175.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rlgnyc$100.00$100.002/9/2010 4:06:35 PM
anton$27.75$27.752/9/2010 4:06:58 PM
social-conductor4$25.00$25.002/9/2010 4:12:00 PM
IIP77$25.00$25.002/9/2010 4:15:35 PM
famous-bill$75.00$75.002/9/2010 4:18:48 PM
iolaire$25.00$25.002/9/2010 4:18:56 PM
yeti888$25.00$25.002/9/2010 4:19:31 PM
treasure-bliss$100.00$100.002/9/2010 4:19:35 PM
Diamond_Jim$25.00$25.002/9/2010 4:23:40 PM
BlindJoeDeath$25.00$25.002/9/2010 4:23:34 PM
AF-Chief$28.00$28.002/9/2010 4:24:00 PM
play_ultimate$25.00$25.002/9/2010 4:25:01 PM
twirl2$25.00$25.002/9/2010 4:25:13 PM
desertoasis$25.00$25.002/9/2010 4:28:37 PM
autonomous-basis$25.00$25.002/9/2010 4:33:36 PM
falcon88dp$25.00$25.002/9/2010 4:43:09 PM
zippy-interest$25.00$25.002/9/2010 4:43:23 PM
bountiful-bazaar$25.00$25.002/9/2010 4:44:05 PM
delivery$25.00$25.002/9/2010 4:44:15 PM
ingenious-deal6$25.00$25.002/9/2010 4:44:19 PM
balance-hercules$100.00$100.002/9/2010 4:44:53 PM
kindness-percolator5$25.00$25.002/9/2010 4:44:55 PM
selfmademan$25.00$25.002/9/2010 4:45:01 PM
rock-turner$100.00$100.002/9/2010 4:43:28 PM
kmr2$100.00$100.002/9/2010 4:43:35 PM
the-aggresive-principal$25.00$25.002/9/2010 4:45:27 PM
mizon291$50.00$50.002/9/2010 4:43:03 PM
natural-greenback6$25.00$25.002/9/2010 4:43:25 PM
benefit-squirrel$25.00$25.002/9/2010 4:43:58 PM
Cai8899$30.00$30.002/9/2010 4:45:08 PM
time4aloan$30.00$30.002/9/2010 4:44:16 PM
hope-equation$50.00$50.002/9/2010 4:45:16 PM
WBB21$25.00$25.002/9/2010 4:45:21 PM
elegant-loot$25.00$25.002/9/2010 4:45:25 PM
purdue98$25.00$25.002/9/2010 4:44:25 PM
value-pole$25.00$25.002/9/2010 4:45:32 PM
orange-courageous-dedication$30.00$30.002/9/2010 4:45:38 PM
exact-loan5$30.00$30.002/9/2010 4:44:46 PM
Bob450$25.00$25.002/9/2010 8:00:56 PM
jcw3rd$25.00$25.002/16/2010 12:52:51 PM
ultimate-peace$25.00$25.002/16/2010 3:59:17 PM
Kaj$25.00$25.002/9/2010 4:18:31 PM
five-star-note$35.00$35.002/9/2010 4:18:36 PM
orange-preeminant-bill$100.00$100.002/9/2010 4:19:21 PM
seisen$100.00$100.002/9/2010 4:19:25 PM
oldmora$25.00$25.002/9/2010 4:19:28 PM
supreme-bonus0$25.00$25.002/9/2010 4:22:15 PM
supreme-hope$25.00$25.002/9/2010 4:23:23 PM
red-favorable-basis$25.00$25.002/9/2010 4:23:47 PM
Havana21$25.00$25.002/9/2010 4:26:00 PM
head$25.00$25.002/9/2010 4:23:44 PM
rosario1$25.00$25.002/9/2010 4:28:35 PM
integrity-doctor$50.00$50.002/9/2010 4:33:14 PM
WalnutCreekguy$25.00$25.002/9/2010 4:43:31 PM
circuitfive$25.00$25.002/9/2010 4:43:53 PM
Shepherd7$25.00$25.002/9/2010 4:44:01 PM
delicious-social132$25.00$25.002/9/2010 4:44:10 PM
intrepid-transaction5$25.00$25.002/9/2010 4:44:30 PM
GElender$25.00$25.002/9/2010 4:44:37 PM
BankME$25.00$25.002/9/2010 4:45:03 PM
oreyedoc$25.00$25.002/9/2010 4:45:11 PM
wampum-proton$25.00$25.002/9/2010 4:43:40 PM
papaloha$50.00$50.002/9/2010 4:43:48 PM
Buffer10$100.00$64.252/9/2010 4:45:40 PM
Rattlehead$25.00$25.002/9/2010 4:43:17 PM
merriewold$25.00$25.002/9/2010 4:44:22 PM
secobarbital$25.00$25.002/9/2010 4:44:41 PM
loan-master996$50.00$50.002/9/2010 4:44:43 PM
PatRichi$25.00$25.002/9/2010 4:43:47 PM
bowdish1$50.00$50.002/9/2010 4:45:05 PM
dollardave$100.00$100.002/9/2010 4:47:28 PM
jonbozeman$25.00$25.002/9/2010 4:45:13 PM
nourishing-interest0$25.00$25.002/9/2010 4:45:18 PM
TheYellowDart$25.00$25.002/9/2010 4:45:23 PM
wise-extraordinary-loot$25.00$25.002/9/2010 4:45:29 PM
junctionking$25.00$25.002/9/2010 4:44:27 PM
steves73$25.00$25.002/9/2010 4:44:33 PM
theprince$25.00$25.002/9/2010 4:44:50 PM
UCLA4life$25.00$25.002/9/2010 4:49:19 PM
personal-lender$25.00$25.002/9/2010 4:45:36 PM
Gaelicman$100.00$100.002/16/2010 8:00:07 AM
isfahanian$25.00$25.002/16/2010 6:01:23 AM
82 bids
 
Borrower Payment Dependent Notes Series 446251
This series of Notes was issued and sold upon the funding of the borrower loan #41061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $123.12
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $123.12
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-2007 Debt/Income ratio: 19%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 5Length of status:0y 10m
Credit score: 720-739 (Feb-2010) Total credit lines: 7 Occupation: Other
Now delinquent: 0 Revolving credit balance: $619Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: excellent-benefit Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My car needs fixing
Hello!

My car decided it would no longer drive this morning. Not very good for me. Unfortunately it looks like the transmission needs to be overhauled. Apparently this is not the cheapest of jobs. I really need this fixed as this is my only means of transportation. Hopefully you guys can help me out!

I am currently doing good financially. I have a great steady job. I am single, have no dependents, and have no obligations except for a couple credit cards.

I am a great candidate for this loan because I am very responsible. I make sure to take care of all my obligations. I have never missed a payment ever. Whether it be big or little. If funded I will have my payment be automatically deducted every month.

Feel free to ask any questions and I will try and answer in a timely manner.

Thanking you all in advance. Peace everyone!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe, in some detail, the nature and stability of your profession, your employment, and your employer. Thanks much and best wishes. - reflective-rupee
A: Hi! Thanks for your interest in my listing. I work for Walgreens as a pharmacy technician. Walgreens as a company is a good employer. As for stability, I am soon to be promoted to senior technician. (Feb-10-2010)
Q: Please indicate the make, model and year of your car, and how many miles it has on it. Thanks much - reflective-rupee
A: 2004 Honda Civic Automatic. 116,XXX miles. Lot of driving! (Feb-10-2010)
Q: For each debt that you have, please indicate the balance owed, the monthly payment, and the interest rate. Thanks much - reflective-rupee
A: Credit card 1: Balance = $581.83 Minimum monthly = $34.00 APR = 11.90% Credit Card 2: Balance = $3.10 (just paid it off a couple weeks ago) Minimum monthly = $15.00 APR = 17.90% (Feb-10-2010)
Q: Do you have any debt other than credit cards? Your debt-to-income ratio implies that you have debt totaling between $5K and $10K, far more than your credit card balances. Thanks - reflective-rupee
A: Other than the credit cards, just my car note, which is on autopay so I don't really consider an obligation =). That's why I can't just go out and buy a new car cause I don't want to pay for something that's broken. Cheers! (Feb-11-2010)
Q: Please indicate your monthly net income and your total monthly expenses (listing the largest components of your monthly expenses by amount). Thanks much - reflective-rupee
A: Monthly net $2,400 Expenses: Car note $406.00 Rent: $300 (live with family) Fuel: $200 Insurance: $141 Phone: $120 Bills: $100 Misc: $100 (Feb-11-2010)
Q: It seems that your monthly net income exceeds your monthly expenses by about $1000. Where has that $1000 per month been going in recent months? Thanks much - reflective-rupee
A: I really wish I would have saved if I knew my transmission would break down. Anyhow, its been spent on different things. Payed down credit cards, bought a new recliner, sent some money to my relatives abroad, and other various expenses that came along the way. (Feb-11-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
30Sky$25.00$25.002/10/2010 4:14:21 PM
InChicago$25.00$25.002/10/2010 4:20:07 PM
DasMula$100.00$100.002/10/2010 4:23:20 PM
Banker7371$25.00$25.002/10/2010 4:20:30 PM
SweetHoneyPot$25.00$25.002/10/2010 4:21:25 PM
inspiring-reward$50.00$50.002/10/2010 4:38:10 PM
371millwood$200.00$200.002/10/2010 9:18:36 PM
reflective-rupee$50.00$50.002/10/2010 9:39:29 PM
reflective-rupee$50.00$50.002/10/2010 9:49:22 PM
mercuriant$25.00$25.002/10/2010 9:19:03 PM
what_goes_around$100.00$100.002/11/2010 11:18:40 AM
reflective-rupee$100.00$100.002/11/2010 10:47:21 AM
historic-nickel$25.00$25.002/11/2010 11:50:05 AM
SolarMoonshine$25.00$25.002/11/2010 5:43:16 PM
wizard750$40.00$40.002/12/2010 12:34:10 PM
SeeksValue$25.00$25.002/12/2010 2:08:13 PM
thatguyoverseas$31.78$27.772/12/2010 6:22:37 PM
SignatureCapital$25.00$25.002/13/2010 11:36:19 PM
jgar_O$25.00$25.002/13/2010 3:10:53 PM
well-mannered-income3$50.00$50.002/14/2010 5:21:24 PM
integrity-doctor$50.00$50.002/14/2010 3:25:54 PM
brilliant-balance$25.00$25.002/15/2010 7:30:59 AM
kaykarun$25.00$25.002/15/2010 4:20:41 PM
Chipster$25.00$25.002/16/2010 7:51:41 AM
foothillender$25.00$25.002/16/2010 8:10:50 AM
loss-of-control$25.00$25.002/15/2010 5:40:41 PM
meteoric-asset4$25.00$25.002/16/2010 11:21:49 AM
loss-of-control$25.00$25.002/16/2010 6:38:33 PM
reflective-rupee$25.00$25.002/16/2010 6:14:46 PM
Bait989$25.00$25.002/16/2010 6:37:11 PM
Ronnieboy888$25.00$25.002/16/2010 9:38:35 PM
Kash2010lu$35.00$35.002/16/2010 5:55:55 PM
reflective-rupee$25.00$25.002/16/2010 6:14:59 PM
Taho$25.00$25.002/17/2010 7:43:21 AM
copper$30.00$30.002/10/2010 4:13:31 PM
FinDoc$25.00$25.002/10/2010 4:17:52 PM
Rogelio48$35.00$35.002/10/2010 4:20:03 PM
charming-point$300.00$300.002/10/2010 4:20:31 PM
dime-neutron$25.00$25.002/10/2010 4:37:33 PM
zento$25.00$25.002/10/2010 4:40:19 PM
Bob450$25.00$25.002/10/2010 8:02:24 PM
reflective-rupee$50.00$50.002/10/2010 9:39:17 PM
reflective-rupee$50.00$50.002/10/2010 9:49:34 PM
MOVet$25.00$25.002/11/2010 3:58:02 PM
Unitas4302$50.00$50.002/12/2010 7:19:16 PM
sirguyon$50.00$50.002/14/2010 2:37:34 PM
mt3209$25.00$25.002/14/2010 3:26:38 PM
five-star-note$40.00$40.002/15/2010 12:55:27 PM
trainu$86.23$86.232/15/2010 9:51:30 AM
stable-bonus$26.00$26.002/16/2010 6:14:33 AM
well-mannered-income3$40.00$40.002/15/2010 3:42:29 PM
Coco_Chanel$25.00$25.002/16/2010 6:54:19 AM
carrinel$100.00$100.002/16/2010 6:58:26 AM
cashhelp$25.00$25.002/16/2010 7:03:12 AM
circustab$50.00$50.002/16/2010 8:41:53 AM
preventivepestcontrol$100.00$100.002/16/2010 11:21:44 AM
Bob450$25.00$25.002/16/2010 2:28:11 PM
Loan_shark718$50.00$50.002/16/2010 2:50:23 PM
MelanieSt$50.00$50.002/16/2010 6:07:12 PM
reflective-rupee$50.00$50.002/16/2010 6:14:34 PM
Helenska11$25.00$25.002/16/2010 4:17:26 PM
vivacious-p2p3$25.00$25.002/17/2010 7:08:08 AM
autonomous-truth$25.00$25.002/16/2010 11:57:44 PM
pani5ue$25.00$25.002/17/2010 8:34:39 AM
bitano$25.00$25.002/17/2010 7:32:51 AM
lyrisnox$90.00$90.002/17/2010 7:45:17 AM
66 bids
 
Borrower Payment Dependent Notes Series 446431
This series of Notes was issued and sold upon the funding of the borrower loan #41062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 7.95% Starting borrower rate/APR: 8.95% / 11.28% Starting monthly payment: $47.66
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.67% Final monthly payment: $47.25
 
Auction yield range: 4.06% - 7.95% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1997 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 8Length of status:1y 4m
Credit score: 760-779 (Feb-2010) Total credit lines: 26 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $5,346Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Positive_Influence Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Simple Reinvestment
Purpose of loan:
This loan will be used to reinvest in other accounts on Prosper.? I have lent on Prosper before, without issue.? However, if any of my investments fail to pay, you have my good credit as collateral, and I am NOT going to fail to pay my obligations.

My financial situation:
I am a good candidate for this loan because I'm frugal (I don't spend on non-depreciable assets), I'm reliable (you'll get your money back quicker), and I've got a plan.? I budget & plan for everything.? Improving your financial situation does not require genius - it requires dilligence & self-sacrifice.?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 1700
??Insurance: $?90
??Car expenses: $ 200
??Utilities: $?200
??Phone, cable, internet: $?75
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 130
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$250.00$250.002/11/2010 4:19:12 PM
thedoctor$90.00$90.002/11/2010 4:30:17 PM
rome1426$52.53$52.532/11/2010 5:23:34 PM
SueChicago$30.00$30.002/13/2010 11:10:30 PM
dontscrewmeover1$25.00$25.002/14/2010 12:04:54 PM
lender12345$25.00$25.002/14/2010 12:21:01 PM
MonkeyB$25.00$25.002/16/2010 6:05:48 PM
RandyL3$36.00$36.002/16/2010 5:17:39 PM
tenchi2777$25.00$25.002/17/2010 10:55:57 AM
dammage$25.00$25.002/18/2010 7:11:12 AM
jybank$50.00$50.002/18/2010 10:27:30 AM
ALFLoan$25.00$25.002/18/2010 1:23:43 PM
Astyanax$40.00$40.002/18/2010 3:03:48 PM
arcite$31.36$31.362/18/2010 3:34:07 PM
REITRUST$25.00$25.002/18/2010 12:36:00 PM
Leshan$25.00$25.002/18/2010 2:37:02 PM
medarocket$25.00$25.002/18/2010 3:27:54 PM
biffmush$120.00$120.002/18/2010 4:11:07 PM
Mav26$140.84$140.842/12/2010 10:56:55 AM
e3oM$50.00$50.002/11/2010 10:51:05 PM
bigmacbeef$25.00$25.002/14/2010 2:37:32 PM
smarva$25.00$22.262/15/2010 12:56:32 PM
One-ninety-three$25.00$25.002/16/2010 9:34:26 PM
kf88$30.00$30.002/17/2010 1:07:12 PM
pja138$50.00$50.002/17/2010 5:51:14 PM
soular21804$25.00$25.002/18/2010 1:56:41 AM
webfeet$25.00$25.002/18/2010 7:28:21 AM
Richmp412$25.00$25.002/18/2010 8:35:29 AM
Jiangtao$25.00$25.002/18/2010 8:24:37 AM
Charmart$25.00$25.002/18/2010 2:36:08 AM
scientists$25.00$25.002/18/2010 10:19:18 AM
reflective-rupee$25.00$25.002/18/2010 10:51:59 AM
b1geasy$32.01$32.012/18/2010 12:35:25 PM
ryan6853$25.00$25.002/18/2010 11:05:16 AM
34 bids
 
Borrower Payment Dependent Notes Series 446461
This series of Notes was issued and sold upon the funding of the borrower loan #41071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $111.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $111.63
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1995 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 11Length of status:10y 7m
Credit score: 760-779 (Feb-2010) Total credit lines: 52 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $9,108Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 33%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: capital-werewolf Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral Costs
Purpose of loan:
This loan will be used to? payoff funeral costs from my father's funeral.? My father had limited life insurance and my brother and I are paying the difference of his funeral costs.? The total funeral home cost was $12,469. After life insurance deductions, etc, we owe approx $5600. The cemetary costs totaled $5100 and we owe approx $1600.?

My total cost is approx $3500.

My financial situation:
I am a good candidate for this loan because? I have a stable career and I pay my debts on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rosencranz$25.00$25.002/12/2010 4:02:56 PM
hogdriver$25.00$25.002/12/2010 4:03:06 PM
JMJIluss$25.00$25.002/12/2010 4:03:29 PM
Tasmir$25.00$25.002/12/2010 4:04:00 PM
cberthiaume$25.00$25.002/12/2010 4:04:37 PM
Cubsfan07$25.00$25.002/12/2010 4:04:46 PM
Divr555$25.80$25.802/12/2010 4:05:27 PM
lizard_lips$25.00$25.002/12/2010 4:05:32 PM
carlover$25.00$25.002/12/2010 4:05:48 PM
leverage-holly$25.00$25.002/12/2010 4:06:10 PM
lean-velocity$25.00$25.002/12/2010 4:11:58 PM
Chembro783$25.00$25.002/12/2010 4:03:02 PM
Oryx22$25.00$25.002/12/2010 4:03:30 PM
Eagledrop$25.00$25.002/12/2010 4:04:10 PM
compassion-lotus5$25.00$25.002/12/2010 4:06:02 PM
krazydavet$25.00$25.002/12/2010 4:06:25 PM
bxdoc$200.00$200.002/12/2010 4:02:45 PM
Oupa-George$25.00$25.002/12/2010 4:06:33 PM
cello1$25.00$25.002/12/2010 4:18:51 PM
whiteshadow$25.00$25.002/12/2010 4:07:24 PM
fund-virtuoso$25.00$25.002/12/2010 4:07:32 PM
xrycac$25.00$25.002/12/2010 4:04:31 PM
WorldlyWorker$25.00$25.002/12/2010 4:04:51 PM
Fahrquar$25.00$25.002/12/2010 4:05:40 PM
gracej$25.00$25.002/12/2010 4:09:04 PM
Syzygy$25.00$25.002/12/2010 4:20:55 PM
davidc314$28.13$28.132/12/2010 4:06:32 PM
mathprof$25.00$25.002/12/2010 4:09:56 PM
MakoF16$26.34$26.342/12/2010 4:07:22 PM
TCR3$25.00$25.002/12/2010 4:09:03 PM
bruce3504$25.00$25.002/12/2010 4:23:13 PM
yield-lion$25.00$25.002/12/2010 4:09:14 PM
MarcusOcean$25.00$25.002/12/2010 4:23:17 PM
kenji4861$25.00$25.002/12/2010 4:11:54 PM
anton$250.00$250.002/12/2010 4:23:34 PM
Auburnmist$25.00$25.002/12/2010 4:23:46 PM
noble-revenue$50.00$50.002/12/2010 4:09:49 PM
egw$25.00$25.002/12/2010 4:23:57 PM
cyberie21$38.53$38.532/12/2010 4:10:26 PM
marketplace-achievement$50.00$50.002/12/2010 4:13:23 PM
Artist_Blue$25.00$25.002/12/2010 4:11:20 PM
orgy63$25.00$25.002/12/2010 4:24:31 PM
LenderByDay$25.00$25.002/12/2010 4:14:48 PM
Speculator$50.00$47.982/12/2010 4:25:49 PM
bnlforever$25.00$25.002/12/2010 4:13:50 PM
rlrcstr$25.00$25.002/12/2010 4:16:53 PM
flwah$25.00$25.002/12/2010 4:15:55 PM
taylor883$25.00$25.002/12/2010 4:20:08 PM
auction-elvis$25.00$25.002/12/2010 4:23:28 PM
Supernick$25.00$25.002/12/2010 4:23:48 PM
Rick7925$25.00$25.002/12/2010 4:24:02 PM
macjp123$25.00$25.002/12/2010 4:24:14 PM
nourishing-interest0$25.00$25.002/12/2010 4:24:22 PM
LiquidLender$25.00$25.002/12/2010 4:24:34 PM
progressive-asset$100.00$100.002/12/2010 4:24:37 PM
flexible-value$31.00$31.002/12/2010 4:22:57 PM
niskyfranchise$25.00$25.002/12/2010 4:24:49 PM
peso-colonel$90.00$90.002/12/2010 4:23:52 PM
time4aloan$50.00$50.002/12/2010 4:25:29 PM
bold-bright-currency$25.00$25.002/12/2010 4:24:44 PM
friendly-worth3$25.00$25.002/12/2010 4:24:55 PM
orange-courageous-dedication$30.00$30.002/12/2010 4:25:04 PM
delicious-social132$25.00$25.002/12/2010 4:25:46 PM
dollardave$36.65$36.652/12/2010 5:50:31 PM
friendinmoney$25.00$25.002/17/2010 3:42:34 PM
DonkeyRider$25.00$25.002/12/2010 4:02:59 PM
wise-silver-wonder$25.92$25.922/12/2010 4:08:41 PM
omerta6102$50.00$50.002/12/2010 4:08:47 PM
leftcoast52$25.00$25.002/12/2010 4:09:08 PM
unk1911$25.00$25.002/12/2010 4:11:29 PM
skuba$25.00$25.002/12/2010 4:12:00 PM
biobulator$25.00$25.002/12/2010 4:12:24 PM
desertoasis$50.00$50.002/12/2010 4:13:38 PM
Financer$50.00$50.002/12/2010 4:02:47 PM
coalescent$25.10$25.102/12/2010 4:03:28 PM
engaging-worth$30.00$30.002/12/2010 4:03:10 PM
Frenchynh$25.00$25.002/12/2010 4:07:27 PM
tallmon$25.00$25.002/12/2010 4:08:54 PM
natural-greenback6$25.00$25.002/12/2010 4:20:45 PM
CoolHelp$30.60$30.602/12/2010 4:06:22 PM
nodrivelpls$25.00$25.002/12/2010 4:09:57 PM
smart-return$25.00$25.002/12/2010 4:10:50 PM
supreme-hope$25.00$25.002/12/2010 4:22:36 PM
mistertao$25.00$25.002/12/2010 4:09:10 PM
calm-deal7$25.00$25.002/12/2010 4:23:24 PM
AF-Chief$27.00$27.002/12/2010 4:12:23 PM
divemaster$25.00$25.002/12/2010 4:23:59 PM
head$25.00$25.002/12/2010 4:13:27 PM
wampum-reaction2$25.00$25.002/12/2010 4:24:26 PM
benefit-squirrel$30.00$30.002/12/2010 4:25:01 PM
rooosta$25.00$25.002/12/2010 4:25:32 PM
Superc0ld$26.95$26.952/12/2010 4:13:08 PM
MM1207$25.00$25.002/12/2010 4:25:38 PM
dollar-birdie$50.00$50.002/12/2010 4:14:29 PM
mason13a$25.00$25.002/12/2010 4:20:19 PM
aldeed$25.00$25.002/12/2010 4:20:48 PM
honorable-yield$50.00$50.002/12/2010 4:21:43 PM
red-favorable-basis$25.00$25.002/12/2010 4:22:44 PM
bokonon$25.00$25.002/12/2010 4:23:10 PM
life-is-great$25.00$25.002/12/2010 4:23:29 PM
radforj22$25.00$25.002/12/2010 4:21:56 PM
theprince$25.00$25.002/12/2010 4:24:05 PM
Kaj$25.00$25.002/12/2010 4:25:17 PM
lloyd_s$25.00$25.002/12/2010 4:25:22 PM
DonaldColorado$25.00$25.002/12/2010 4:25:39 PM
personal-lender$25.00$25.002/12/2010 4:25:05 PM
value-pole$25.00$25.002/12/2010 4:25:26 PM
107 bids
 
Borrower Payment Dependent Notes Series 446469
This series of Notes was issued and sold upon the funding of the borrower loan #41070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 23.57% Starting borrower rate/APR: 24.57% / 26.87% Starting monthly payment: $98.83
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 15.14% Final monthly payment: $84.23
 
Auction yield range: 8.05% - 23.57% Estimated loss impact: 8.76%  
Lender servicing fee: 1.00% Estimated return: 3.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1982 Debt/Income ratio: 13%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 8Length of status:7y 7m
Credit score: 780-799 (Feb-2010) Total credit lines: 33 Occupation: Teacher
Now delinquent: 3 Revolving credit balance: $2,335Stated income:$50,000-$74,999
Amount delinquent: $57,376 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 7    
Screen name: moneycoach20 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 100% ) 780-799 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
700-719 (Dec-2007)
720-739 (Sep-2006)
 
Principal balance: $888.34 1+ mo. late: 0 ( 0% )
Total payments billed: 61  
Description
moneycoach20
Teacher/coach for over thirty years need money to clean up some personal expenses. I make enough above expenses each month to make payments.
FIVE REASONS THIS LOAN IS A GOOD INVESTMENT!
1. Salary is direct deposit the last day of each month.
2. I've had this same bank account for 8 years.
3. Prosper drafts from this account each month.
4. Each Prosper payment right on time for as long as I've been a member.
5. This loan is automatic payment @ a good return rate on your money.
6. You can make a NO LOOSE investment! How many of them have you made??
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Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Amazing prosper record and your revolving debt has dropped nicely, top flight credit score. Only burr is the listed DQ's could you address them. thanks JJ - quickstep
A: Went through a divorce and the hurricanes hitting North Fl. lost everything I had. AAA+ credit made some bad decisions loaned a friend $20,000 of some 2.9 money I had on a card. Don't loan friends money! Not one cent paid back! Tried to settle with credit no options I could pay! Other than that 2 year period of life still have AAA+ credit! Thanks (Feb-18-2010)
Q: Fellow lenders. I think we should go with this. See above statement and think about the amazing Sh** storm this borrower had to live through and still 61 on time payments and a credit score near 800. I think this is as solid as we get. JJ - quickstep
A: I don't understand is this a question or a statement of support? (Feb-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.002/19/2010 3:20:52 PM
marwadi-62$100.00$100.002/19/2010 6:52:49 PM
Leshan$100.00$100.002/20/2010 10:52:20 AM
dstolars$25.00$25.002/20/2010 9:12:42 PM
slxvq$29.18$29.182/21/2010 4:02:00 PM
The-Lighthouse-Group$25.00$25.002/21/2010 7:08:56 PM
adl4628$25.00$25.002/22/2010 5:25:04 AM
P2PHelper$25.00$25.002/22/2010 10:33:57 AM
420limo$25.00$25.002/22/2010 12:47:22 PM
allbalooboy2$25.00$25.002/22/2010 9:10:00 PM
bullwink27$25.00$25.002/23/2010 3:16:02 AM
martymaniaman$25.14$25.142/23/2010 8:43:13 AM
dammage$25.00$25.002/23/2010 9:04:50 AM
SCRUGZY$25.00$25.002/23/2010 9:06:45 AM
Aberdeen$155.46$155.462/18/2010 11:15:29 AM
Aberdeen$300.00$300.002/19/2010 3:20:35 PM
Aberdeen$300.00$300.002/19/2010 3:20:33 PM
Spraydawg$42.75$42.752/20/2010 11:53:38 AM
kjb1971$25.00$25.002/21/2010 1:54:46 AM
seadogs$25.00$25.002/21/2010 7:03:50 AM
satwarystium$50.00$50.002/21/2010 10:57:57 AM
lender12345$25.00$25.002/21/2010 8:20:25 PM
shrewd-asset$25.00$25.002/21/2010 9:29:52 PM
crdcteng$25.00$25.002/22/2010 9:41:54 AM
Aberdeen$296.70$296.702/22/2010 12:19:58 PM
plbquic$25.00$25.002/22/2010 12:21:05 PM
ScottFinance$25.00$25.002/22/2010 12:05:25 PM
woodslip$25.00$25.002/22/2010 1:35:22 PM
niq4soccer$25.00$25.002/22/2010 8:09:10 PM
amor1962$25.00$25.002/23/2010 5:04:31 AM
wild-orange$200.00$200.002/23/2010 2:50:02 AM
fireferd$25.00$25.002/23/2010 7:48:22 AM
interloode$300.00$70.282/23/2010 9:01:16 AM
ProModelA$30.49$30.492/23/2010 9:02:09 AM
34 bids
 
Borrower Payment Dependent Notes Series 446595
This series of Notes was issued and sold upon the funding of the borrower loan #41025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $86.00
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 15.38%  
Lender servicing fee: 1.00% Estimated return: 14.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2000 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 20 / 11Length of status:9y 5m
Credit score: 660-679 (Feb-2010) Total credit lines: 42 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $39,604Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: serene-dinero8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a car title loan
Purpose of loan:
Paying off an expensive car title loan
My financial situation:
I am a good candidate for this loan because?
Income is good ,?good cash flow,
Monthly net income: $
4000
Monthly expenses: $ 2060
??Housing: $ 712
??Insurance: $ 120
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 100????????
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $?728
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Car title loan - is that like a payday loan? Also, it appears you have almost $2000 a month extra income - why do you need a loan to pay it off? Please answer publicly. Thanks, and best wishes on your listing. - tigercat
A: Yes a car title loan is very expensive is only a 30 day loan, Iam in need because is only part of that loan, the rest I will cover my self (Feb-17-2010)
Q: I'm already disappointed to find 2 of my borrowers here at Prosper late after just over 3 months as a lender. Will you say that you will pay back this loan no matter what? - Toastmaster007
A: With out a doubt, I belive in the system and if the system is good to me I can never do it wrong (Feb-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Unitas4302$50.00$50.002/16/2010 2:41:07 PM
Bob450$25.00$25.002/16/2010 7:30:02 PM
Runegeld$50.00$50.002/19/2010 8:00:08 PM
DasMula$50.00$50.002/20/2010 9:06:04 AM
IASKGOD$25.00$25.002/21/2010 11:27:43 AM
investment-visionary$25.00$25.002/22/2010 8:16:19 AM
SouthernRemarketing$25.00$25.002/22/2010 10:58:40 AM
tcbmc$25.00$25.002/22/2010 2:25:19 PM
MrPie$25.00$25.002/22/2010 3:39:40 PM
draggon77$25.00$25.002/22/2010 1:11:52 PM
realtormoises$25.00$25.002/22/2010 4:28:44 PM
Cashlender1992$25.00$25.002/22/2010 5:08:31 PM
Happy-Man$25.00$25.002/22/2010 6:34:06 PM
mhotchan$150.00$125.812/22/2010 10:44:12 PM
principal-laser$30.44$30.442/23/2010 4:28:29 AM
Bobusa$25.00$25.002/23/2010 4:59:12 AM
toxicbutterfly$30.00$30.002/23/2010 6:23:32 AM
SlickNick$25.00$25.002/23/2010 7:08:52 AM
LAKETIME$25.00$25.002/23/2010 5:49:15 AM
slatz1nick$30.52$30.522/17/2010 5:08:54 PM
nodebt2012$25.00$25.002/19/2010 12:51:04 PM
MrDance123$25.00$25.002/19/2010 3:45:38 PM
beach_bum$25.00$25.002/20/2010 7:48:13 AM
skater$25.00$25.002/21/2010 12:43:55 AM
q4golf$25.00$25.002/20/2010 1:30:47 PM
payout-guru$25.00$25.002/21/2010 7:20:54 AM
lovely-leverage$30.00$30.002/21/2010 7:45:28 AM
zydeco337$25.00$25.002/22/2010 12:57:16 AM
oreyedoc$25.00$25.002/22/2010 8:56:15 AM
aha6297$40.00$40.002/22/2010 12:58:17 PM
coyone$40.00$40.002/22/2010 12:44:11 PM
scottjbarn$50.00$50.002/22/2010 1:19:39 PM
boo_hoo$50.00$50.002/22/2010 3:51:35 PM
leverage-monger$25.00$25.002/22/2010 2:51:54 PM
bst$25.00$25.002/22/2010 5:39:44 PM
mohara25$164.23$164.232/22/2010 10:58:48 PM
upbeat-marketplace$25.00$25.002/23/2010 7:51:45 AM
rvfbroker$25.00$25.002/23/2010 8:38:44 AM
sparkling-contract7$50.00$50.002/23/2010 6:14:23 AM
lend42013$32.00$32.002/23/2010 8:26:55 AM
leverage-monger$50.00$50.002/23/2010 9:03:55 AM
ultimate-peace$425.00$425.002/23/2010 9:05:16 AM
SAR-2$27.00$27.002/23/2010 9:06:14 AM
unger$50.00$50.002/23/2010 9:06:32 AM
44 bids
 
Borrower Payment Dependent Notes Series 446627
This series of Notes was issued and sold upon the funding of the borrower loan #41059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $63.96
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:3y 8m
Credit score: 720-739 (Jan-2010) Total credit lines: 27 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $35,803Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: wealth-pipeline Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
OTHER SIDE OF PROSPER
Purpose of loan:
This loan will be used to? This is mostly to allow me to see the borrower's side to prosper.?

My financial situation:
I am a good candidate for this loan because? I make more than I need.? I manage to save 25-30k a year and have about 250k in cash/investments.? I also recognize the value of credit and I?am not about to risk my credit rating on a 2k loan.

The one?delinquency on my record was due to a mix up in which an old roommate moved out and had his mail forwarded to his new address.??Unfortunately this included our gas bill.? By the time I found out it was already a?couple of?months late.? This was in 2004, so this?should fall off?my record in about a year.?

Monthly After Tax Income: 6k

Expenses:
Morgage + Tax:????????? 1,500
Bills:??????????????????????????? 400
Food/Entertainment:???1,000
Student Loan:????????????? ?200
Car Insurance:????????????? 120
Total????????????????????????$3,220





Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello Since you are trying out the borrow side of prosper. Do you plan to pay off less than 3 years? Thanks. - justice-hawk
A: Hello. One thing I've learned so far from the borrowing process is that there's a "closing fee" of about 3%. If I pay this loan off immediatly the cost of this loan will be much higher than just the interest. I will most likely reinvest the funds in prosper until I recoup at least that upfront fee. Although I dont expect this loan to go all 3 years I also don't expect to pay it off in less than 1 year. Hope that helps. (Feb-19-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
davez0r$25.00$25.002/12/2010 4:03:56 PM
nikgod$25.00$25.002/12/2010 4:03:57 PM
rellotsf$50.00$50.002/12/2010 4:04:24 PM
SqueezeKing$25.00$25.002/12/2010 4:06:46 PM
thedoctor$90.00$90.002/12/2010 4:22:34 PM
dontscrewmeover1$25.00$25.002/12/2010 5:48:39 PM
dollardave$100.00$100.002/12/2010 6:40:32 PM
skillful-market2$25.00$25.002/15/2010 9:55:31 AM
intuitive-bill$25.00$25.002/15/2010 11:15:08 AM
exchange-cub$25.00$25.002/15/2010 9:07:48 AM
smarva$25.00$25.002/15/2010 1:07:06 PM
beachfunder$25.00$25.002/16/2010 7:59:52 AM
freefly67$25.00$25.002/16/2010 8:02:05 PM
PalmerTheEmbalmer$25.00$25.002/17/2010 10:50:30 PM
dpdaug$25.00$25.002/18/2010 11:39:17 AM
Newfoundcash$25.00$25.002/18/2010 12:12:07 PM
Astyanax$50.00$50.002/18/2010 3:16:33 PM
sudeep104$25.00$25.002/18/2010 6:49:45 PM
emjaybee$25.00$25.002/19/2010 4:18:49 AM
dudebrah$25.00$25.002/19/2010 9:14:31 AM
jybank$25.00$25.002/19/2010 9:09:35 AM
faithful-steward$25.00$25.002/19/2010 11:27:50 AM
rome1426$39.00$39.002/19/2010 1:14:02 PM
lucygirl2$100.00$100.002/19/2010 11:53:18 AM
radiant-value$25.00$25.002/19/2010 12:28:40 PM
Ven58$25.00$25.002/19/2010 1:17:09 PM
Jgodd13$25.10$25.102/12/2010 4:03:58 PM
xrycac$25.00$23.742/12/2010 4:04:27 PM
ramsbladder$25.00$25.002/12/2010 4:03:52 PM
JonnyD$25.00$25.002/12/2010 4:04:25 PM
selector568$250.00$250.002/12/2010 4:16:14 PM
poolboy17$25.00$25.002/13/2010 8:28:38 AM
thevisiblehand$100.00$100.002/12/2010 6:41:45 PM
market-socrates4$25.00$25.002/15/2010 9:06:33 AM
junes08$50.00$50.002/15/2010 9:07:56 AM
interstellar$50.00$50.002/15/2010 4:21:00 PM
serene-capital$25.00$25.002/16/2010 12:43:57 AM
Dollars4Rent$25.00$25.002/16/2010 9:19:52 AM
dproxima$25.00$25.002/16/2010 5:25:31 PM
wwwUniversal$25.00$25.002/17/2010 11:22:55 AM
Leshan$25.00$25.002/18/2010 10:14:36 AM
booie$25.00$25.002/18/2010 10:18:39 AM
robinw777$25.00$25.002/18/2010 4:42:25 PM
titancash4u$25.00$25.002/18/2010 8:51:44 PM
persistent-value3$47.16$47.162/19/2010 5:39:39 AM
kokomorock$25.00$25.002/19/2010 7:31:36 AM
credit-coach118$25.00$25.002/19/2010 8:58:23 AM
fatboy888$25.00$25.002/19/2010 6:44:42 AM
DCsource$25.00$25.002/19/2010 12:46:13 PM
ga_rainman$25.00$25.002/19/2010 3:30:29 PM
yu-rik$100.00$100.002/19/2010 3:42:02 PM
51 bids
 
Borrower Payment Dependent Notes Series 446677
This series of Notes was issued and sold upon the funding of the borrower loan #41068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 30.23% Starting borrower rate/APR: 31.23% / 33.63% Starting monthly payment: $258.77
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $245.76
 
Auction yield range: 11.05% - 30.23% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1991 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 16Length of status:10y 8m
Credit score: 660-679 (Feb-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $66,778Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 3 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bold-ore-surgeon Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
January is a big month
Dear Lender,

This loan will be used to pay taxes and assorted fees that come once a year. My ability to pay the loan is backed by my wife, who also works full time. Her income is $77,000 a year. I will also be paying down a few revolving loans to free up additional monthly income which would be used to repay this loan. I am current on all my bills and have been for years. I am paid bi-weekly and my wife is paid weekly. We can commit to an automatic withdrawal of payment to as an additional consideration of payment. Any information needed to complete this transaction will be provided.

Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Hokiemon$25.00$25.002/16/2010 9:12:03 AM
p2ploan-lion$25.00$25.002/16/2010 9:12:21 AM
ChuckieG$50.00$50.002/16/2010 9:13:20 AM
IIP77$25.00$25.002/16/2010 9:15:18 AM
eronyc$25.00$25.002/16/2010 9:19:04 AM
TheCount$25.00$25.002/16/2010 9:19:28 AM
Central_States_Mutual$25.00$25.002/16/2010 9:13:09 AM
MARWARISETH$25.00$25.002/16/2010 9:13:39 AM
yeti888$25.00$25.002/16/2010 9:24:00 AM
treasure-bliss$100.00$100.002/16/2010 9:24:03 AM
fareast_man$25.00$25.002/16/2010 9:26:12 AM
GrooveBiz$50.00$50.002/16/2010 9:26:24 AM
traveler50$25.00$25.002/16/2010 9:26:42 AM
helping-out$25.00$25.002/16/2010 9:22:46 AM
silver-armada$50.00$50.002/16/2010 9:27:07 AM
jga516$25.00$25.002/16/2010 9:23:02 AM
apeloans$25.00$25.002/16/2010 9:27:32 AM
Kaj$25.00$25.002/16/2010 9:23:11 AM
beatmix01$25.00$25.002/16/2010 9:27:52 AM
mtquan$25.00$25.002/16/2010 9:28:12 AM
NorthernFunds$25.00$25.002/16/2010 9:28:21 AM
RebuildALife$25.00$25.002/16/2010 9:28:36 AM
Havana21$50.00$50.002/16/2010 9:25:10 AM
desertoasis$25.00$25.002/16/2010 9:25:25 AM
skuba$25.00$25.002/16/2010 9:26:15 AM
kidsskipp$25.00$25.002/16/2010 9:26:21 AM
cloud8$25.00$25.002/16/2010 9:31:21 AM
asmithj$50.00$50.002/16/2010 9:27:17 AM
mtandb$25.00$25.002/16/2010 9:27:23 AM
natecam$25.00$25.002/16/2010 9:27:29 AM
oaktown23$50.00$50.002/16/2010 9:27:42 AM
johnnyjg3$25.00$25.002/16/2010 9:27:47 AM
marketplace-achievement$25.00$25.002/16/2010 9:32:19 AM
gciarami$25.00$25.002/16/2010 9:27:48 AM
FeedTheMachine$200.00$200.002/16/2010 9:28:01 AM
GMOD026$25.00$25.002/16/2010 9:28:11 AM
useful-p2ploan$50.00$50.002/16/2010 9:28:07 AM
zipemdown$25.00$25.002/16/2010 9:28:15 AM
LuvToLend$25.00$25.002/16/2010 9:28:24 AM
GatorBux$25.00$25.002/16/2010 9:28:17 AM
Dubbs360$100.00$100.002/16/2010 9:28:22 AM
forthright-dedication$100.00$100.002/16/2010 9:28:42 AM
graceful-investment$25.00$25.002/16/2010 9:28:35 AM
ore-bada-bing$43.30$43.302/16/2010 9:34:44 AM
Diamond_Jim$25.00$25.002/16/2010 9:35:53 AM
head$25.00$25.002/16/2010 9:35:57 AM
integrity-doctor$50.00$50.002/16/2010 9:36:19 AM
dime-reaction$25.00$25.002/16/2010 9:32:28 AM
delicious-social132$25.00$25.002/16/2010 9:37:11 AM
WindyKid$25.00$25.002/16/2010 9:33:36 AM
elegant-loot$25.00$25.002/16/2010 9:38:32 AM
personal-lender$25.00$25.002/16/2010 9:38:47 AM
Trimalchio12$25.00$25.002/16/2010 9:34:43 AM
wise-courageous-social$25.00$25.002/16/2010 9:35:14 AM
unk1911$25.00$25.002/16/2010 9:35:24 AM
icecoldcash$25.00$25.002/16/2010 9:34:45 AM
rlgnyc$100.00$100.002/16/2010 9:35:30 AM
supreme-bonus0$25.00$25.002/16/2010 9:35:43 AM
BlindJoeDeath$25.00$25.002/16/2010 9:35:51 AM
zippy-interest$25.00$25.002/16/2010 9:36:33 AM
deal-hickory5$25.00$25.002/16/2010 9:35:41 AM
play_ultimate$25.00$25.002/16/2010 9:36:05 AM
bountiful-bazaar$25.00$25.002/16/2010 9:37:07 AM
merriewold$25.00$25.002/16/2010 9:37:24 AM
purdue98$25.00$25.002/16/2010 9:37:27 AM
Rattlehead$25.00$25.002/16/2010 9:36:30 AM
intrepid-transaction5$25.00$25.002/16/2010 9:37:30 AM
steves73$25.00$25.002/16/2010 9:37:33 AM
kmr2$100.00$100.002/16/2010 9:36:46 AM
GElender$25.00$25.002/16/2010 9:37:36 AM
circuitfive$25.00$25.002/16/2010 9:36:51 AM
exact-loan5$30.00$30.002/16/2010 9:37:50 AM
theprince$25.00$25.002/16/2010 9:37:54 AM
secobarbital$25.00$25.002/16/2010 9:37:43 AM
loan-master996$50.00$50.002/16/2010 9:37:47 AM
TheYellowDart$25.00$25.002/16/2010 9:38:30 AM
orange-courageous-dedication$30.00$30.002/16/2010 9:38:50 AM
Cai8899$30.00$30.002/16/2010 9:38:14 AM
hope-equation$50.00$50.002/16/2010 9:38:22 AM
value-pole$25.00$25.002/16/2010 9:38:36 AM
mercuriant$25.00$25.002/16/2010 10:20:19 AM
dollardave$100.00$100.002/16/2010 12:01:51 PM
Bob450$50.00$50.002/16/2010 6:56:36 PM
Ronnieboy888$25.00$25.002/16/2010 9:29:28 PM
Ragnar$25.00$25.002/16/2010 9:12:31 AM
PaulW$25.00$25.002/16/2010 9:13:03 AM
dime-beeper$25.00$25.002/16/2010 9:15:09 AM
Phantom99$25.00$25.002/16/2010 9:19:34 AM
andrewrobison$25.00$25.002/16/2010 9:12:00 AM
orange-preeminant-bill$100.00$100.002/16/2010 9:19:42 AM
fostaman$25.00$25.002/16/2010 9:20:26 AM
Orringo$50.00$50.002/16/2010 9:22:16 AM
wise-silver-wonder$25.00$25.002/16/2010 9:22:55 AM
SnE$25.00$25.002/16/2010 9:14:41 AM
oldmora$25.00$25.002/16/2010 9:23:56 AM
social-conductor4$25.00$25.002/16/2010 9:19:16 AM
Supernick$25.00$25.002/16/2010 9:20:31 AM
bnlforever$25.00$25.002/16/2010 9:26:38 AM
350DGRZ$25.00$25.002/16/2010 9:26:55 AM
life-is-great$25.00$25.002/16/2010 9:27:01 AM
cash-queen$25.00$25.002/16/2010 9:27:15 AM
happyaric$100.00$100.002/16/2010 9:27:30 AM
Geldmeister$25.00$25.002/16/2010 9:27:39 AM
gavinfh$25.00$25.002/16/2010 9:27:45 AM
randsenterprise$25.00$25.002/16/2010 9:27:49 AM
saffron4$50.00$50.002/16/2010 9:27:54 AM
seisen$100.00$100.002/16/2010 9:23:52 AM
Wellman$100.00$100.002/16/2010 9:28:14 AM
reward-walnut$25.00$25.002/16/2010 9:28:45 AM
AF-Chief$28.00$28.002/16/2010 9:25:04 AM
falcon88dp$25.00$25.002/16/2010 9:25:34 AM
Q9-X3$25.00$25.002/16/2010 9:26:31 AM
Msbutterfly$25.00$25.002/16/2010 9:26:19 AM
deegeeman$50.00$50.002/16/2010 9:26:35 AM
dinero-mason$50.00$50.002/16/2010 9:26:45 AM
note-tent$25.00$25.002/16/2010 9:26:58 AM
listing-trapper3$50.00$50.002/16/2010 9:27:04 AM
RISK-VERSUS-RETURN$25.00$25.002/16/2010 9:27:13 AM
Auburnmist$25.00$25.002/16/2010 9:27:58 AM
mizount$25.00$25.002/16/2010 9:28:03 AM
direct-yield$25.00$25.002/16/2010 9:28:10 AM
industrious-dedication$25.00$25.002/16/2010 9:28:19 AM
brother_tam$44.35$44.352/16/2010 9:28:32 AM
anton$150.00$150.002/16/2010 9:35:32 AM
supreme-hope$25.00$25.002/16/2010 9:35:48 AM
red-favorable-basis$25.00$25.002/16/2010 9:36:01 AM
silverloan$25.00$25.002/16/2010 9:32:16 AM
efficient-principal$25.00$25.002/16/2010 9:32:25 AM
gain-bee2$25.00$25.002/16/2010 9:31:34 AM
kindness-percolator5$25.00$25.002/16/2010 9:38:02 AM
BankME$25.00$25.002/16/2010 9:38:04 AM
nourishing-interest0$25.00$25.002/16/2010 9:38:25 AM
compassion-lotus5$25.00$25.002/16/2010 9:33:06 AM
blooming-dedication$50.00$50.002/16/2010 9:38:53 AM
supreme-benefit$25.00$25.002/16/2010 9:35:19 AM
flexible-value$25.00$25.002/16/2010 9:36:03 AM
rock-turner$100.00$100.002/16/2010 9:36:37 AM
WalnutCreekguy$25.00$25.002/16/2010 9:36:43 AM
twirl2$25.00$25.002/16/2010 9:36:06 AM
benefit-squirrel$25.00$25.002/16/2010 9:36:56 AM
Shepherd7$25.00$25.002/16/2010 9:37:01 AM
time4aloan$30.00$30.002/16/2010 9:37:19 AM
natural-greenback6$25.00$25.002/16/2010 9:36:34 AM
papaloha$50.00$50.002/16/2010 9:36:50 AM
WBB21$25.00$25.002/16/2010 9:38:28 AM
balance-hercules$100.00$100.002/16/2010 9:37:59 AM
bowdish1$50.00$50.002/16/2010 9:38:07 AM
jonbozeman$25.00$25.002/16/2010 9:38:20 AM
Zolton$200.00$189.352/16/2010 9:38:57 AM
charming-point$300.00$300.002/16/2010 12:43:54 PM
scoobiedoo$25.00$25.002/17/2010 12:34:28 PM
UCLA4life$25.00$25.002/18/2010 9:00:51 AM
LuvToLend$25.00$25.002/18/2010 11:52:54 AM
153 bids
 
Borrower Payment Dependent Notes Series 446809
This series of Notes was issued and sold upon the funding of the borrower loan #41065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 31.50% Starting borrower rate/APR: 32.50% / 34.92% Starting monthly payment: $350.66
Final lender yield: 31.50% Final borrower rate/APR: 32.50% / 34.92% Final monthly payment: $350.66
 
Auction yield range: 11.05% - 31.50% Estimated loss impact: 10.80%  
Lender servicing fee: 1.00% Estimated return: 20.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 15%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:7y 7m
Credit score: 720-739 (Feb-2010) Total credit lines: 24 Occupation: Architect
Now delinquent: 0 Revolving credit balance: $3,709Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: sailingceleste Borrower's state: NewYork Borrower's group: Harvard University Alumni &amp; Students
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
660-679 (May-2007)
 
Principal balance: $625.15 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Solar and Wind-Powered in NYC
Purpose of loan:
This loan will be used toward purchasing and installing alternative energy systems on the rooftop of our townhouse in Brooklyn, New York. The time is right to tap into government grants and New York's "net-metering" arrangement -- with a small investment now, we can power our home and sell clean power back to the grid for decades to come. As architects, my husband and I are looking to use this project as a demonstration project to show other homeowners in NYC and major urban centers how easy it is to upgrade their home energy systems to solar and wind power and end dependence on fossil fuel power.

My financial situation:
I am a good candidate for this loan because?I can easily repay the loan from my income. Further, I have the money on hand to pay for this entire project without the loan,?but I?prefer to use Prosper rather than tap into my savings accounts.?I have a perfect on-time record of repaying an earlier Prosper loan.

Monthly net income: $ 8000

Monthly expenses: $ 3940
??Housing: $ 1150
??Insurance: $ 180
??Car expenses: $ 120?
??Utilities: $ 200
??Phone, cable, internet: $ 90
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards, Prosper loan?and?student loans: $ 600
? Medical bills in payment plan (I'm a cancer survivor, which explains my poor credit score!): $400
??Savings and investments: $?500
? Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tntmojave$25.00$25.002/16/2010 10:05:02 AM
YoungTaxMan$75.00$75.002/16/2010 10:25:22 AM
Bob450$25.00$25.002/16/2010 3:04:19 PM
dynrep$25.00$25.002/16/2010 1:08:04 PM
cunning-bill$25.00$25.002/16/2010 1:17:47 PM
BradP$50.00$50.002/16/2010 4:17:58 PM
zydeco337$25.00$25.002/16/2010 7:12:53 PM
five-star-note$40.00$40.002/17/2010 2:35:56 PM
thaceisbac$25.00$25.002/17/2010 7:09:52 PM
matt_2006$25.00$25.002/17/2010 7:55:34 PM
Dr_Starchildren$45.00$45.002/18/2010 10:36:11 AM
113121$25.00$25.002/18/2010 12:05:01 PM
bdruss$25.00$25.002/18/2010 12:12:25 PM
new-peso-concerto$25.00$25.002/19/2010 10:03:14 AM
FinDoc$25.00$25.002/19/2010 3:40:48 PM
MrBadExample$88.00$88.002/19/2010 3:53:16 PM
brilliant-balance$25.00$25.002/19/2010 6:20:09 PM
ptjg$50.00$50.002/20/2010 7:50:25 AM
neorunner$25.00$25.002/21/2010 7:30:34 AM
Frugal$25.00$25.002/21/2010 3:15:14 PM
roxon$25.00$25.002/22/2010 5:38:58 AM
Kash2010lu$50.00$50.002/21/2010 5:08:55 PM
btormc5$30.00$30.002/22/2010 8:54:58 AM
Tycho$26.00$26.002/22/2010 11:07:48 AM
selector568$150.00$150.002/22/2010 11:10:12 AM
income-giraffe7$25.00$25.002/22/2010 9:02:58 AM
just-benefit$25.00$25.002/22/2010 3:18:23 PM
bold-direct-asset$200.00$200.002/22/2010 5:29:32 PM
Dollars4Rent$25.00$25.002/22/2010 7:16:51 PM
supreme-hope$400.00$400.002/23/2010 6:36:15 AM
hamster$44.98$44.982/22/2010 9:38:41 PM
113121$2,970.00$2,556.432/23/2010 7:54:19 AM
dynrep$25.00$25.002/23/2010 7:57:31 AM
penny-surgeon$25.00$25.002/23/2010 6:43:31 AM
martymaniaman$25.00$25.002/23/2010 8:46:22 AM
EEasyMoney$50.00$50.002/23/2010 7:14:10 AM
chameleon125$50.00$50.002/23/2010 7:21:45 AM
NekHoldings$25.00$25.002/23/2010 7:56:07 AM
branaa99$25.00$25.002/23/2010 8:27:07 AM
efficient-principal$50.00$50.002/16/2010 10:20:51 AM
UCLA4life$25.00$25.002/16/2010 10:18:26 AM
Speculator$50.00$50.002/16/2010 4:11:22 PM
actl$25.00$25.002/16/2010 4:20:58 PM
JustMee$25.00$25.002/16/2010 5:10:34 PM
JGuide$25.00$25.002/17/2010 9:31:53 AM
JohnSmallberries$25.00$25.002/17/2010 2:47:23 PM
payout-bridge$200.00$200.002/20/2010 3:46:02 PM
DasMula$999.75$999.752/20/2010 5:27:36 PM
supreme-hope$25.00$25.002/21/2010 7:15:26 PM
rupee-kung-fu7$25.00$25.002/21/2010 4:04:28 PM
red-favorable-basis$25.00$25.002/21/2010 8:08:11 PM
zeeexsixare$25.00$25.002/21/2010 3:44:33 PM
CyberCapital$25.00$25.002/22/2010 9:31:29 AM
113121$145.00$145.002/22/2010 2:03:46 PM
cippy$125.00$125.002/22/2010 3:16:45 PM
uvumf$25.36$25.362/22/2010 4:37:51 PM
SolarMoonshine$200.00$200.002/22/2010 6:14:52 PM
Lubava$100.00$100.002/22/2010 7:53:28 PM
blazing-capital$100.00$100.002/23/2010 4:42:15 AM
113121$545.06$545.062/23/2010 7:45:51 AM
head$25.00$25.002/23/2010 6:29:21 AM
head$25.00$25.002/23/2010 6:31:26 AM
red-favorable-basis$350.00$350.002/23/2010 6:38:33 AM
Evolver$100.00$100.002/23/2010 7:56:42 AM
PeePaw$25.00$25.002/23/2010 7:45:38 AM
persistent-value3$54.42$54.422/23/2010 8:03:36 AM
EL_Papin$100.00$100.002/23/2010 8:30:17 AM
rvfbroker$25.00$25.002/23/2010 8:40:58 AM
bevans$25.00$25.002/23/2010 9:09:09 AM
69 bids
 
Borrower Payment Dependent Notes Series 446817
This series of Notes was issued and sold upon the funding of the borrower loan #41004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 8.00% Starting borrower rate/APR: 9.00% / 9.34% Starting monthly payment: $159.00
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $154.61
 
Auction yield range: 3.05% - 8.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1997 Debt/Income ratio: 17%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:5y 6m
Credit score: 800-819 (Feb-2010) Total credit lines: 25 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $12,904Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: sigep311 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a New HVAC System...
Purpose of loan:
Thank you for taking the time to look at my listing. This loan will be used to pay off the remaining balance of a home improvement loan we took out to replace our HVAC system last year. We planned to use our tax return to pay off the balance due, but we just found out the tax return is not going to cover the full amount.

My financial situation:
Both my wife and I are employed full-time and have held our jobs for over 5 years with the same employer. We pay all of our bills on-time and online. I have been a lender on Prosper so I understand the importance of paying off a Prosper loan to keep the lending community stable and safe. Our Mortgage is a FIXED rate, so our financial future is stable. We have enough disposable income to make the payments on the loan and I would rather give the interest payments to the Prosper Community since I have had great luck lending to others.

Thank you and good luck bidding!
Information in the Description is not verified.
Friends And Family Winning Bids
-Me has bid a total of $1,161.20 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Do you anticipate any major life even within the next 12 months? This includes any event that would adversely impact your ability to repay this loan, including a change in employment or marital status, birth of a child/adoption, etc. Thanks. - CaribbeanBanker
A: No. I have been in my home for 4 years now with a fixed mortgage. No big changes planned for a long while. (Feb-21-2010)
Q: Since Prosper only gives so much space for questions, good luck with your listing. - CaribbeanBanker
A: Thank you for the well wishes and I hope I answered your first question. (Feb-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
swiftsoul$25.00$25.002/17/2010 4:19:04 PM
blissful-note7$25.00$25.002/17/2010 4:23:47 PM
skuba$50.00$50.002/17/2010 4:25:45 PM
kenji4861$25.00$25.002/17/2010 4:25:23 PM
flexible-value$31.00$31.002/17/2010 4:26:52 PM
dollar-birdie$50.00$50.002/17/2010 4:25:31 PM
radforj22$25.00$25.002/17/2010 4:26:32 PM
natural-greenback6$25.00$25.002/17/2010 4:27:11 PM
credit-force5$25.00$25.002/17/2010 4:33:33 PM
market-builder$25.00$25.002/17/2010 4:33:52 PM
meenan$25.00$25.002/17/2010 4:33:24 PM
anton$150.00$150.002/17/2010 4:34:32 PM
commerce-web5$40.00$40.002/17/2010 4:34:05 PM
social-conductor4$25.00$25.002/17/2010 4:34:17 PM
honorable-yield$75.00$75.002/17/2010 4:34:28 PM
AF-Chief$28.00$28.002/17/2010 4:34:42 PM
Havana21$50.00$47.802/17/2010 4:35:22 PM
personal-lender$25.00$25.002/17/2010 4:33:27 PM
Cai8899$75.00$75.002/17/2010 4:33:44 PM
bowdish1$100.00$100.002/17/2010 4:33:57 PM
rolandweary$30.00$30.002/17/2010 4:34:09 PM
kulender$25.00$25.002/17/2010 4:34:44 PM
SoCalRancher$25.00$25.002/17/2010 4:34:48 PM
turbospeed$25.00$25.002/17/2010 4:36:50 PM
blot44$25.00$25.002/17/2010 8:48:53 PM
-Me$661.20$661.202/18/2010 9:21:58 AM
fakejamaican$25.00$25.002/19/2010 12:51:02 PM
julijask$35.00$35.002/20/2010 5:33:04 PM
LoanerPrincipal$50.00$50.002/20/2010 8:33:53 PM
Lotsofbears$25.00$25.002/21/2010 7:05:07 AM
Kelor99$25.00$25.002/20/2010 6:02:27 PM
RandyL3$50.00$50.002/20/2010 6:05:29 PM
beachfunder$25.00$25.002/21/2010 8:36:56 AM
Dollars4Rent$25.00$25.002/21/2010 10:19:45 AM
mikeandcat$100.00$100.002/22/2010 7:48:52 AM
grasscutter$50.00$50.002/22/2010 7:36:02 AM
TJ-Financial-Group$25.00$25.002/22/2010 11:08:38 AM
GABC-1$50.00$50.002/23/2010 10:15:12 AM
octoberfresh$25.00$25.002/23/2010 12:53:11 PM
Leshan$25.00$25.002/23/2010 4:10:56 PM
wwwUniversal$25.00$25.002/23/2010 4:27:25 PM
hunterMG$25.00$25.002/23/2010 5:38:35 PM
BankofRa$25.00$25.002/23/2010 7:49:46 PM
rapid-currency$25.00$25.002/23/2010 10:17:32 PM
jmainc$25.00$25.002/24/2010 6:39:21 AM
RyanTH9893$25.00$25.002/24/2010 8:55:25 AM
lazyeye$50.00$50.002/24/2010 9:53:59 AM
webfeet$25.00$25.002/24/2010 2:17:40 PM
PBanker$25.00$25.002/24/2010 11:08:02 AM
njmlaj726$25.00$25.002/24/2010 10:57:23 AM
dma1206$25.00$25.002/24/2010 11:36:13 AM
nhm$50.00$50.002/24/2010 11:50:24 AM
Richmp412$25.00$25.002/24/2010 12:22:26 PM
cloud8$40.00$40.002/17/2010 4:20:57 PM
DonaldColorado$25.00$25.002/17/2010 4:17:47 PM
lean-velocity$25.00$25.002/17/2010 4:25:27 PM
life-is-great$25.00$25.002/17/2010 4:27:09 PM
thedoctor$90.00$90.002/17/2010 4:26:42 PM
bchen78875$50.00$50.002/17/2010 4:33:40 PM
delicious-social132$40.00$40.002/17/2010 4:33:55 PM
lloyd_s$25.00$25.002/17/2010 4:33:26 PM
wampum-reaction2$25.00$25.002/17/2010 4:34:13 PM
mlopez2007$25.00$25.002/17/2010 4:34:40 PM
falcon245sp$25.00$25.002/17/2010 4:33:37 PM
peerlender$30.00$30.002/17/2010 4:34:00 PM
friendly-worth3$25.00$25.002/17/2010 4:34:11 PM
Kaj$25.00$25.002/17/2010 4:34:20 PM
-Me$500.00$500.002/18/2010 9:32:58 AM
bondhedger$25.00$25.002/18/2010 11:07:53 AM
webfeet$25.00$25.002/19/2010 11:23:19 AM
copiosus$25.00$25.002/19/2010 2:53:25 PM
catalystcf$25.00$25.002/19/2010 4:26:57 PM
frankandirene$25.00$25.002/20/2010 4:53:48 AM
jackdempsey$150.00$150.002/20/2010 7:53:20 AM
statenisland51$50.00$50.002/20/2010 10:15:05 AM
CaliforniaRepublic$25.00$25.002/20/2010 3:56:33 PM
Dollars4Rent$25.00$25.002/21/2010 10:20:08 AM
nikebootie$27.00$27.002/21/2010 8:13:59 PM
shrewd-asset$25.00$25.002/21/2010 9:27:37 PM
FinancialFreedom55$50.00$50.002/21/2010 5:02:15 PM
Moliak$50.00$50.002/21/2010 8:27:14 PM
anacho4me$25.00$25.002/22/2010 10:23:03 AM
CaribbeanBanker$25.00$25.002/22/2010 6:42:01 AM
bold-unflappable-market$25.00$25.002/22/2010 1:39:51 PM
porwestco$25.00$25.002/22/2010 4:17:49 PM
blackstar$25.00$25.002/22/2010 5:46:38 PM
agab$25.00$25.002/23/2010 7:12:57 AM
The-Lighthouse-Group$25.00$25.002/23/2010 5:35:21 AM
the-profit-oracle$25.00$25.002/23/2010 1:22:39 PM
power-secret-agent$25.00$25.002/24/2010 2:41:50 AM
Edgewood$25.00$25.002/24/2010 6:14:30 AM
Share-the-wealth$200.00$200.002/24/2010 6:44:21 AM
martymaniaman$25.00$25.002/24/2010 8:32:18 AM
mectec$40.00$40.002/23/2010 8:02:13 PM
shakay$50.00$50.002/23/2010 8:36:13 PM
YummiBear$25.00$25.002/24/2010 5:18:35 AM
julijask$35.00$35.002/24/2010 8:36:00 AM
Sitgarath$25.00$25.002/24/2010 9:16:53 AM
REITRUST$25.00$25.002/24/2010 10:40:51 AM
nanaof7$25.00$25.002/24/2010 10:43:17 AM
drysdale-sd$25.00$25.002/24/2010 10:49:56 AM
IceFisherman$100.00$100.002/24/2010 10:51:17 AM
Chewbaca$25.00$25.002/24/2010 3:04:40 PM
Speedfreak$25.00$25.002/24/2010 3:35:22 PM
ore-dojo$25.00$25.002/24/2010 3:59:59 PM
105 bids
 
Borrower Payment Dependent Notes Series 446907
This series of Notes was issued and sold upon the funding of the borrower loan #41024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-21-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2008 Debt/Income ratio: 11%
Basic (1-10): 5 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 2 / 2Length of status:0y 7m
Credit score: 740-759 (Feb-2010) Total credit lines: 2 Occupation: Other
Now delinquent: 0 Revolving credit balance: $343Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: greenback-pie Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
Purpose of loan:
This Loan is going to be used to pay for my schooling this semester.? It is my last semester and i will be done!

My financial situation:
I am in a great situation for this because I have a great job right now and I am about to be promoted to the manager position as soon as I am done with this last semester of college.? I also have a great credit score...never missed, late or over on anything with my payments for anything.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
famous-bill$75.00$75.002/18/2010 4:11:23 PM
time4aloan$25.00$25.002/18/2010 4:15:39 PM
kellydawn$25.00$25.002/18/2010 4:15:44 PM
tntbuzz$25.00$25.002/18/2010 4:15:56 PM
handy-justice$50.00$50.002/18/2010 4:16:03 PM
caprirolito$25.00$25.002/18/2010 4:15:27 PM
indomitable-dedication$25.00$25.002/18/2010 4:15:40 PM
Wilvara$25.00$25.002/18/2010 4:15:46 PM
theprince$25.00$25.002/18/2010 4:15:50 PM
WalnutCreekguy$25.00$25.002/18/2010 4:16:01 PM
kind-efficient-credit$25.00$25.002/18/2010 4:16:07 PM
LuvToLend$25.00$25.002/18/2010 4:16:11 PM
ferocious-exchange3$25.00$25.002/18/2010 4:16:17 PM
social-conductor4$25.00$25.002/18/2010 4:10:47 PM
joshstomper$25.00$25.002/18/2010 4:18:10 PM
Diamond_Jim$25.00$25.002/18/2010 4:15:38 PM
zone8$100.00$100.002/18/2010 4:15:59 PM
Msbutterfly$25.00$25.002/18/2010 4:16:06 PM
EastofEden$25.00$25.002/18/2010 4:16:13 PM
beyondmanagement$25.00$25.002/18/2010 4:17:01 PM
unk1911$25.00$25.002/18/2010 4:28:48 PM
penny-surgeon$25.00$25.002/18/2010 4:34:47 PM
heavenly-justice9$25.00$25.002/18/2010 4:32:45 PM
reflective-rupee$50.00$50.002/18/2010 8:03:17 PM
investment-forte$25.00$25.002/18/2010 8:13:56 PM
thomas16882004$39.13$39.132/18/2010 5:05:51 PM
selfmademan$25.00$25.002/18/2010 11:25:47 PM
SeeksValue$25.00$25.002/19/2010 4:30:13 AM
helping-out$30.00$30.002/19/2010 5:10:54 AM
AlexTrep$25.00$25.002/19/2010 5:10:55 AM
silverloan$25.00$25.002/19/2010 5:12:06 AM
reflective-rupee$50.00$50.002/18/2010 8:02:45 PM
vivacious-p2p3$25.00$25.002/19/2010 4:53:54 AM
DeltaComputerGuy$25.00$25.002/19/2010 9:31:52 AM
RoccoLoan$50.00$50.002/19/2010 10:07:56 AM
jojo6686$25.00$25.002/19/2010 12:05:46 PM
tps_bubba$25.00$25.002/19/2010 2:11:05 PM
burrito6$25.00$25.002/19/2010 6:30:26 PM
autonomous-truth$25.00$25.002/19/2010 8:20:46 PM
jasonrossi11$30.00$30.002/20/2010 8:20:34 AM
payout-bridge$100.00$100.002/20/2010 2:26:04 PM
penny-sergeant$25.00$25.002/20/2010 1:30:20 PM
Calif-smo$28.34$28.342/20/2010 5:19:10 PM
brightest-reinforced-credit$100.00$100.002/21/2010 12:56:05 AM
SeeksValue$25.00$25.002/20/2010 3:09:43 PM
reflective-rupee$300.00$186.322/21/2010 4:35:22 AM
euro-banker$25.00$25.002/18/2010 4:15:43 PM
scoobiedoo$25.00$25.002/18/2010 4:15:55 PM
note-tent$25.00$25.002/18/2010 4:16:01 PM
djc314$25.00$25.002/18/2010 4:16:10 PM
deal-hickory5$25.00$25.002/18/2010 4:16:15 PM
forthright-dedication$25.00$25.002/18/2010 4:15:41 PM
wampum-proton$25.00$25.002/18/2010 4:15:48 PM
kindness-percolator5$25.00$25.002/18/2010 4:15:53 PM
The_Donald$25.00$25.002/18/2010 4:17:02 PM
MM1207$25.00$25.002/18/2010 4:15:57 PM
Soxxes$25.00$25.002/18/2010 4:16:04 PM
BlindJoeDeath$25.00$25.002/18/2010 4:16:08 PM
anton$150.00$150.002/18/2010 4:16:12 PM
inspiring-reward$50.00$50.002/18/2010 4:18:13 PM
jscig$25.00$25.002/18/2010 4:17:03 PM
Orringo$50.00$50.002/18/2010 4:15:42 PM
PRGuyinVA$25.00$25.002/18/2010 4:16:00 PM
flexible-value$25.00$25.002/18/2010 4:16:09 PM
Gelden1$25.00$25.002/18/2010 4:18:11 PM
meteoric-asset4$25.00$25.002/18/2010 4:18:26 PM
glimmering-point$25.00$25.002/18/2010 4:43:00 PM
Schmendrick$25.00$25.002/18/2010 5:40:36 PM
Bob450$25.00$25.002/18/2010 5:52:31 PM
SolarMoonshine$25.00$25.002/18/2010 5:45:29 PM
wealthstar$25.00$25.002/18/2010 4:35:30 PM
FinDoc$25.00$25.002/18/2010 4:42:49 PM
reflective-rupee$50.00$50.002/18/2010 8:03:08 PM
rock-turner$32.21$32.212/18/2010 5:05:46 PM
reflective-rupee$50.00$50.002/18/2010 8:02:58 PM
murlirao2002$29.00$29.002/19/2010 8:15:27 AM
js44043$25.00$25.002/19/2010 9:30:55 AM
auction-workhorse679$25.00$25.002/19/2010 9:31:40 AM
aprilapril$25.00$25.002/19/2010 11:15:29 AM
IIP77$25.00$25.002/19/2010 1:27:36 PM
AdmiralKirk$25.00$25.002/19/2010 7:01:42 PM
Agent-S$25.00$25.002/19/2010 9:19:08 PM
goodcents$25.00$25.002/20/2010 10:59:49 AM
lucrative-deal5$25.00$25.002/20/2010 1:06:02 PM
LoanerPrincipal$50.00$50.002/20/2010 9:00:46 PM
brightest-reinforced-credit$50.00$50.002/21/2010 1:13:11 AM
86 bids
 
Borrower Payment Dependent Notes Series 446923
This series of Notes was issued and sold upon the funding of the borrower loan #41033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-21-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 31.35% Starting monthly payment: $41.03
Final lender yield: 22.50% Final borrower rate/APR: 23.50% / 27.37% Final monthly payment: $38.97
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.55%  
Lender servicing fee: 1.00% Estimated return: 11.95%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1984 Debt/Income ratio: 19%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 2 / 2Length of status:0y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 3 Occupation: Student - College S...
Now delinquent: 0 Revolving credit balance: $1,099Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 109%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: nikon50mm Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a Nasty Credit Card
Purpose of loan:
This loan will be used to consolidate my credit card debt. I have about $1000 in high-interest credit card debt I would like to consolidate. I will take the entire loan, pay off my credit card to $0 and possibly close the account.

My financial situation: I am steadily employed at my University and have some small savings. I will also be working over the summer for as an Intern for a Fortune 500 company and will be paid well. The position is already confirmed and a contract has been signed.
I am a good candidate for this loan because I have never had a non-payment. I am a reliable person, and am making efforts to manage my money more efficiently, like with this consolidation loan. I have good (660) credit, and am well rated by Prosper.

Monthly net income: $500

Monthly expenses: $100
??Housing: None
??Insurance: None
??Car expenses: None
??Utilities: None
??Phone, cable, internet: None
??Food, entertainment: None
??Clothing, household expenses None
??Credit cards and other loans: $100/month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mercuriant$25.00$25.002/17/2010 12:35:41 PM
charming-point$300.00$300.002/17/2010 2:50:04 PM
credit-shower$25.00$25.002/18/2010 9:42:34 PM
brilliant-balance$25.00$25.002/19/2010 6:18:23 PM
payout-bridge$100.00$100.002/20/2010 5:13:30 PM
ssb$1,000.00$250.002/17/2010 12:35:27 PM
SolarMoonshine$25.00$25.002/17/2010 5:49:52 PM
IPG1$25.00$25.002/17/2010 4:47:48 PM
MarcusOcean$50.00$50.002/18/2010 5:03:19 PM
LarWit1512$25.00$25.002/19/2010 2:31:07 PM
marwadi-62$100.00$100.002/19/2010 6:55:18 PM
BlueWave$25.00$25.002/19/2010 7:46:38 PM
JaceSpade$25.00$25.002/20/2010 9:23:55 PM
13 bids
 
Borrower Payment Dependent Notes Series 446995
This series of Notes was issued and sold upon the funding of the borrower loan #41041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 22.69% Starting borrower rate/APR: 23.69% / 25.98% Starting monthly payment: $136.75
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $131.86
 
Auction yield range: 8.05% - 22.69% Estimated loss impact: 8.47%  
Lender servicing fee: 1.00% Estimated return: 11.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1986 Debt/Income ratio: 6%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:35y 11m
Credit score: 700-719 (Feb-2010) Total credit lines: 60 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $21,903Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 15    
Screen name: NEXTINLINE Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 43 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,772.00< mo. late: 0 ( 0% )  
700-719 (Dec-2009)
700-719 (Jan-2008)
660-679 (Dec-2007)
700-719 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 43  
Description
Pay my 2009 Federal & State Taxes
Purpose of loan:

Have funds to pay my 2009 Federal & State taxes(VA & DE) on a timely basis.

My financial situation:
Have two jobs/one full time at railroad and one part time at the airline which gross me?$95k combined a year.???Additionally, have income from two rooms?I rent in my condo for a net of?$1,600 per month not?included in employment income.?? Have been with my main employer for close to (36) years and on my part time position for (19) years.?? Am in good health and plan to continue to be gainfully employed.?

Monthly net income: $ 4,619 combined from both jobs and includes rental income.
Monthly expenses: $? 4,401
??Housing: $2,753 from mortgage and condo fee & cleaning service & supplies
? Credit?cards:? $950/mo
? Food &?fone & commuting & household expenses & misc:? $698




Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your last Prosper loan was paid back in only two weeks. What did that accomplish? And do you plan to do the same with THIS loan? - NewHorizon
A: The purpose of my last loan was to pay off one of my 401(k) loans from my employer at Amtrak and use the proceeds to pay off some and pay down most of my credit card/loan obligations with goal of increasing of FICO score. Used the remainder of the funds to pay off my Propser loan to enable me to be in a position to take out another one as I'm requesting now to handle a large Federal & state tax liability for 2009. (Feb-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$200.00$200.002/17/2010 4:46:56 PM
glroark$100.00$100.002/18/2010 6:56:08 AM
five-star-note$35.00$35.002/18/2010 10:46:25 AM
goal-liberty9$100.00$100.002/19/2010 2:16:26 PM
bondhedger$25.00$25.002/19/2010 2:55:36 PM
Aberdeen$300.00$300.002/19/2010 3:20:37 PM
SV-AZ$35.00$35.002/19/2010 6:48:16 PM
dcm6276$25.00$25.002/20/2010 3:58:35 AM
Top_Gun_Lender$26.00$26.002/20/2010 9:35:14 AM
lender12345$50.00$50.002/21/2010 8:29:16 PM
twjh$25.00$25.002/22/2010 8:14:40 AM
UCLA4life$25.00$25.002/22/2010 6:08:59 AM
realitik$25.00$25.002/22/2010 10:57:46 AM
festivecpl$50.00$50.002/22/2010 5:47:17 PM
grammaspurse$25.00$25.002/22/2010 6:46:34 PM
senorzookeeper$50.00$50.002/22/2010 9:09:55 PM
Taho$30.00$30.002/23/2010 8:03:41 AM
natejx$25.00$25.002/23/2010 9:00:28 AM
tnjohnso$25.00$25.002/23/2010 9:18:30 AM
Debt-free-Southern-California$25.00$25.002/23/2010 10:20:26 AM
b-rent$25.00$25.002/23/2010 12:11:08 PM
Ambassador$40.00$40.002/23/2010 4:08:36 PM
the-profit-oracle$25.00$25.002/23/2010 12:55:11 PM
gilbrear$25.00$25.002/23/2010 3:47:50 PM
jybank$25.00$25.002/23/2010 4:48:14 PM
Goddess-4-one$25.00$25.002/23/2010 5:32:49 PM
mrreynol$25.00$25.002/23/2010 5:12:16 PM
AM2008$25.00$25.002/23/2010 5:27:28 PM
kingston1$25.00$25.002/23/2010 6:31:20 PM
hawaii5-0$25.00$25.002/23/2010 9:54:48 PM
LuvToLend$25.00$25.002/24/2010 10:11:05 AM
DasMula$50.00$40.412/24/2010 5:58:11 AM
PapaSmurf69$65.00$65.002/24/2010 9:24:30 AM
worthy-bid4$25.00$25.002/24/2010 9:39:41 AM
myduck$75.00$75.002/24/2010 10:07:18 AM
investment-happiness$75.00$75.002/24/2010 3:47:26 PM
crazybill$25.00$25.002/24/2010 12:32:57 PM
credit-missile$100.00$100.002/24/2010 12:50:06 PM
red-favorable-basis$25.00$25.002/24/2010 12:52:12 PM
LAKETIME$25.00$25.002/24/2010 2:20:09 PM
Chewbaca$25.00$25.002/24/2010 3:07:31 PM
autonomous-truth$50.00$50.002/24/2010 3:27:01 PM
piter-to-la-investment$25.00$25.002/24/2010 3:36:11 PM
wwwUniversal$25.00$25.002/24/2010 3:41:06 PM
Engineer44$25.00$25.002/24/2010 4:06:45 PM
robot777$40.00$40.002/17/2010 4:25:46 PM
elegant-loot$25.00$25.002/17/2010 4:36:43 PM
SolarMoonshine$50.00$50.002/17/2010 5:52:01 PM
five-star-note$75.00$75.002/18/2010 11:58:22 AM
drcoop$25.00$25.002/18/2010 12:30:24 PM
MoneyForNothing$25.00$25.002/18/2010 8:59:56 PM
Aberdeen$125.17$125.172/19/2010 3:20:54 PM
Goddess-4-one$25.00$25.002/19/2010 8:23:32 PM
Oak-Parker$25.00$25.002/20/2010 8:55:51 AM
CoolPlexer$25.00$25.002/20/2010 10:18:48 AM
lostperception$30.00$30.002/20/2010 1:11:20 PM
Dollars4Rent$25.00$25.002/21/2010 10:23:17 AM
GInBaghdad$25.00$25.002/21/2010 2:33:58 PM
uncleubb$40.00$40.002/22/2010 10:31:29 AM
Kash2010lu$35.00$35.002/22/2010 7:58:24 PM
Feyenoord$50.44$50.442/22/2010 9:37:56 PM
bitano$30.00$30.002/23/2010 8:08:33 AM
orange-finance-banker$25.00$25.002/23/2010 3:00:29 PM
buphigam$25.00$25.002/23/2010 4:05:38 PM
Ponies88$25.00$25.002/23/2010 3:05:36 PM
careful-penny$25.00$25.002/23/2010 5:22:42 PM
bankojerry$25.00$25.002/23/2010 4:48:44 PM
gluon$25.00$25.002/23/2010 10:31:20 PM
bunnybear$40.00$40.002/23/2010 10:36:17 PM
winger66$35.00$35.002/24/2010 3:56:17 AM
NewYorker48$60.91$60.912/24/2010 5:06:48 AM
gothampark$25.00$25.002/23/2010 7:07:45 PM
hope-lionheart1$25.00$25.002/23/2010 11:08:31 PM
mustang9935$35.00$35.002/24/2010 6:00:43 AM
drb4ever$25.00$25.002/24/2010 8:06:18 AM
velocity-winner$25.00$25.002/24/2010 10:29:27 AM
Ven58$25.00$25.002/24/2010 3:10:43 PM
LendingHouse$50.00$50.002/24/2010 4:00:20 PM
Rule62$50.00$50.002/24/2010 11:55:22 AM
khamlagirl$25.00$25.002/24/2010 12:33:01 PM
Ven58$25.00$25.002/24/2010 1:03:04 PM
wild-orange$25.00$25.002/24/2010 1:13:59 PM
nalaari$32.07$32.072/24/2010 3:23:56 PM
credit-missile$75.00$75.002/24/2010 3:36:53 PM
84 bids
 
Borrower Payment Dependent Notes Series 447001
This series of Notes was issued and sold upon the funding of the borrower loan #40991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $87.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $87.71
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1998 Debt/Income ratio: 20%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 11Length of status:4y 1m
Credit score: 740-759 (Feb-2010) Total credit lines: 28 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $10,111Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 24%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Barney84 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 7 ( 100% ) 740-759 (Latest)
Principal borrowed: $1,500.00< mo. late: 0 ( 0% )  
720-739 (Apr-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 7  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consoliate debt.

My financial situation:
I am a good candidate for this loan because I have no defaults on my credit score.? Also, I'm a CPA so I know all about money and finances.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.002/17/2010 4:14:37 PM
skuba$25.00$25.002/17/2010 4:14:55 PM
cberthiaume$25.00$25.002/17/2010 4:25:51 PM
leverage-holly$25.00$25.002/17/2010 4:25:59 PM
natural-greenback6$25.00$25.002/17/2010 4:26:26 PM
compassion-lotus5$25.00$25.002/17/2010 4:25:56 PM
inspired-contract9$25.00$25.002/17/2010 4:27:05 PM
macjp123$25.00$25.002/17/2010 4:27:38 PM
bold-bright-currency$25.00$25.002/17/2010 4:28:02 PM
friendly-worth3$25.00$24.532/17/2010 4:28:15 PM
flexible-value$26.00$26.002/17/2010 4:26:58 PM
calm-deal7$25.00$25.002/17/2010 4:27:01 PM
peso-colonel$90.00$90.002/17/2010 4:27:15 PM
orgy63$25.00$25.002/17/2010 4:27:51 PM
progressive-asset$100.00$100.002/17/2010 4:27:58 PM
niskyfranchise$25.00$25.002/17/2010 4:28:10 PM
durability-halibut$25.00$25.002/17/2010 5:32:40 PM
SCD$25.00$25.002/17/2010 5:25:37 PM
killdare$25.00$25.002/18/2010 7:10:51 AM
webfeet$25.00$25.002/19/2010 11:26:55 AM
Personal-Bond$36.40$36.402/19/2010 1:06:15 PM
interstellar$50.00$50.002/19/2010 2:31:01 PM
creative-finance7$25.00$25.002/19/2010 2:34:26 PM
bondhedger$25.00$25.002/19/2010 9:51:05 PM
RandyL3$50.00$50.002/20/2010 6:05:31 PM
swissbanker$25.00$25.002/21/2010 9:02:35 PM
betheanswer$50.00$50.002/22/2010 8:29:34 AM
payontime1$50.00$50.002/22/2010 10:04:42 AM
Dollars4Rent$25.00$25.002/22/2010 10:11:54 AM
TXCapLeader$57.90$57.902/22/2010 2:53:19 PM
clemclan$25.00$25.002/22/2010 6:14:41 PM
jayk63$25.00$25.002/23/2010 2:37:09 PM
credit-panda1$25.00$25.002/23/2010 4:12:30 PM
the-profit-oracle$25.00$25.002/23/2010 4:52:51 PM
beachfunder$25.00$25.002/24/2010 6:09:04 AM
favorite-commerce$25.00$25.002/23/2010 7:25:29 PM
balance-chestnut$50.00$50.002/23/2010 9:14:33 PM
velocity-winner$25.00$25.002/24/2010 10:31:33 AM
kf88$30.00$30.002/24/2010 1:07:48 PM
wild-orange$25.00$25.002/24/2010 1:11:48 PM
webfeet$25.00$25.002/24/2010 10:56:31 AM
axelducheck$25.00$25.002/24/2010 12:22:02 PM
wild-orange$25.00$25.002/24/2010 1:16:51 PM
Leshan$50.00$50.002/24/2010 2:05:00 PM
jybank$25.00$25.002/24/2010 2:08:04 PM
arcite$28.17$28.172/24/2010 3:05:15 PM
ore-dojo$100.00$100.002/24/2010 3:57:04 PM
desertoasis$50.00$50.002/17/2010 4:15:16 PM
Rick7925$25.00$25.002/17/2010 4:27:23 PM
AF-Chief$27.00$27.002/17/2010 4:26:03 PM
marketplace-achievement$50.00$50.002/17/2010 4:26:14 PM
red-favorable-basis$25.00$25.002/17/2010 4:26:49 PM
theprince$25.00$25.002/17/2010 4:27:27 PM
nourishing-interest0$25.00$25.002/17/2010 4:27:44 PM
dontscrewmeover1$50.00$50.002/17/2010 5:50:10 PM
Cherrypicker$50.00$50.002/20/2010 6:33:48 PM
Kelor99$25.00$25.002/20/2010 7:33:09 PM
dbanwart$25.00$25.002/21/2010 8:11:28 AM
FinancialFreedom55$100.00$100.002/21/2010 4:59:21 PM
atomantic$50.00$50.002/22/2010 2:34:06 AM
crdcteng$50.00$50.002/22/2010 9:34:53 AM
Russia5M$25.00$25.002/22/2010 7:44:42 AM
rpd1211$25.00$25.002/22/2010 2:06:56 PM
wwwUniversal$25.00$25.002/23/2010 4:29:36 PM
JerryB96$25.00$25.002/23/2010 7:26:26 PM
dammage$25.00$25.002/24/2010 5:48:42 AM
clipper271$25.00$25.002/24/2010 11:21:20 AM
jcw3rd$25.00$25.002/24/2010 9:53:23 AM
suburbanman64$30.00$30.002/24/2010 12:32:26 PM
ginut98$50.00$50.002/24/2010 10:13:06 AM
Dskillz$25.00$25.002/24/2010 10:30:22 AM
njmlaj726$25.00$25.002/24/2010 10:59:26 AM
ChristopherHS$25.00$25.002/24/2010 12:20:51 PM
rmpedi33$150.00$150.002/24/2010 1:47:11 PM
autonomous-truth$100.00$100.002/24/2010 3:28:05 PM
75 bids
 
Borrower Payment Dependent Notes Series 447029
This series of Notes was issued and sold upon the funding of the borrower loan #41037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 12.94% Starting monthly payment: $31.98
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 12.90% Final monthly payment: $31.96
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1986 Debt/Income ratio: 14%
Basic (1-10): 10 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 21 / 12Length of status:15y 1m
Credit score: 700-719 (Feb-2010) Total credit lines: 67 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $65,838Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: hispagirl Borrower's state: Florida Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
720-739 (Jan-2010)
720-739 (May-2008)
780-799 (Mar-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 28  
Description
Help Mom take a trip to Chile
Purpose of loan:
This loan will be used to help my Mother take a trip to Chile. She feels she's getting old and will not be able to travel anymore and she would like to see her only live remaining sister before is her time (Mom is one of 20 and she's the youngest)

My financial situation:
I am a good candidate for this loan because I've taken out a loan before and not only paid it as promised by ahead of time. I intend to do the same with this loan.

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ home included in the $1100 and health is paid by my employee
??Car expenses: $ 250
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 350
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Sounds like fun. Is this enough to travel there? - JCPlending
A: Right now is summer in Chile, so yes it would be fun and I think it's more of a closure trip for her. The $1,000 is definitely not enough, it would simple be something extra for her to have so she's not so tight on her own budget. Thank you. (Feb-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
william8$25.00$25.002/18/2010 3:34:06 PM
MoneyForNothing$25.00$25.002/18/2010 9:01:34 PM
Mav26$60.00$60.002/19/2010 8:24:38 AM
Goodlender42$25.00$25.002/21/2010 6:47:05 AM
WorkingTA$25.00$25.002/21/2010 6:53:33 PM
bull_lender$36.00$36.002/22/2010 11:05:09 AM
Unitas4302$300.00$300.002/23/2010 4:17:53 AM
selector568$300.00$226.352/23/2010 4:20:23 AM
RandyL3$27.65$27.652/23/2010 10:44:49 AM
note-pursuit$25.00$25.002/23/2010 12:20:37 PM
kfi805$125.00$125.002/23/2010 1:10:26 PM
webfeet$25.00$25.002/19/2010 12:00:08 PM
Good_Karma_Cafe$25.00$25.002/23/2010 9:41:51 AM
GABC-1$25.00$25.002/23/2010 10:16:40 AM
mjcareful$25.00$25.002/23/2010 12:03:19 PM
15 bids
 
Borrower Payment Dependent Notes Series 447059
This series of Notes was issued and sold upon the funding of the borrower loan #40988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,001.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $271.46
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $271.46
 
Auction yield range: 14.05% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1988 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 14Length of status:21y 5m
Credit score: 620-639 (Jan-2010) Total credit lines: 40 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $39,262Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Kanamits4Hire Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 96% ) 620-639 (Latest)
Principal borrowed: $6,001.00< mo. late: 1 ( 4% )  
680-699 (Dec-2007)
660-679 (Aug-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
Need help with high int cards, etc.
Purpose of loan:
3rd times a charm?? This loan will be used to pay off high interest credit cards and other bills - $6001 is the state minimum

My financial situation:
I am a good candidate for this loan because I have been working for the Fed Govt over?20 years?and I paid off previous loan successfully with only 1 failed payment due to being out of town??

Monthly net income: $4265?? As a Prosper lender I also receive about $200 (est) per month in principal + interest

Monthly expenses: $
??Housing: $1000
??Insurance: health insurance already deducted from monthly net income above?- life insurance $145?
??Car expenses: $572 + $100 gas (est)
??Utilities: $400
??Phone, cable, internet: $190?
??Food, entertainment: $150
??Clothing, household expenses $150
??Credit cards and other loans: $1250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello - any idea why your credit scores dropped 60 points from 2 years ago? Thanks. - 113121
A: no - not really - I'm current on my debt and paid off the previous prosper loan on time as promised (Feb-23-2010)
Q: Why are you a prosper lender if you need to borrow money? I am sure that you won't get a rate under 30%. How much money is invested in prosper? In my opinion, it does not show well that you are good with money...unless you can enlighten me... - mikelance7
A: I started out as a lender 2 or 3 years ago - some of the people that I loaned money to defaulted to my detriment - if this loan is funded I will definitely be able to shore up my financial status (Feb-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.002/17/2010 4:26:37 PM
efficient-principal$59.82$59.822/17/2010 4:38:54 PM
Jasmel$800.00$152.882/17/2010 6:37:41 PM
Bob450$50.00$50.002/17/2010 8:36:39 PM
eronyc$25.00$25.002/19/2010 5:14:50 AM
wyogirllender$25.00$25.002/19/2010 10:50:24 AM
senorzookeeper$50.00$50.002/20/2010 9:15:24 AM
dynrep$25.00$25.002/21/2010 11:19:00 AM
increase720$25.00$25.002/23/2010 9:23:02 AM
EODLEGS$25.00$25.002/23/2010 9:20:29 AM
selector568$100.00$100.002/23/2010 9:32:40 AM
new-smart-fund$200.00$200.002/23/2010 12:16:57 PM
dough-rocket$50.00$50.002/23/2010 12:52:18 PM
genuine-integrity0$100.00$100.002/23/2010 4:21:30 PM
penny-surgeon$25.00$25.002/23/2010 12:57:02 PM
brondero$50.00$50.002/23/2010 2:16:56 PM
LuvToLend$25.00$25.002/23/2010 7:29:41 PM
bankbuddy55$50.00$50.002/23/2010 8:21:42 PM
bold-dynamic-silver$25.00$25.002/23/2010 9:16:25 PM
tcbmc$25.00$25.002/23/2010 6:43:14 PM
autonomous-truth$50.00$50.002/23/2010 7:35:06 PM
Bob450$25.00$25.002/24/2010 8:14:04 AM
moose24$75.00$75.002/23/2010 8:26:08 PM
chameleon125$50.00$50.002/23/2010 8:06:27 PM
bunnybear$29.40$29.402/23/2010 10:37:41 PM
reflective-rupee$300.00$300.002/23/2010 9:13:32 PM
sturdy-peace9$50.00$50.002/23/2010 9:57:12 PM
ds5184$26.49$26.492/23/2010 10:23:28 PM
affluence-cargo$25.00$25.002/24/2010 10:24:20 AM
winger66$39.10$39.102/24/2010 3:59:28 AM
debestof83$26.35$26.352/24/2010 4:32:32 AM
jjsparks28$30.81$30.812/24/2010 12:53:53 AM
golden-currency$43.13$43.132/24/2010 5:55:10 AM
PotBellyPete$55.32$55.322/24/2010 7:49:42 AM
dynrep$25.00$25.002/24/2010 7:19:44 AM
b-rent$25.00$25.002/24/2010 9:10:32 AM
bold-direct-asset$50.00$50.002/24/2010 11:49:29 AM
Rule62$25.00$25.002/24/2010 11:55:58 AM
siv$50.00$50.002/24/2010 9:11:54 AM
jcw3rd$25.00$25.002/24/2010 9:54:13 AM
113121$50.00$50.002/24/2010 12:48:26 PM
56bones$25.00$25.002/24/2010 1:14:31 PM
124SpiderMan$50.00$50.002/24/2010 10:51:43 AM
lucrative-loan$125.97$125.972/24/2010 11:24:06 AM
SDD123$25.00$25.002/24/2010 3:54:08 PM
113121$209.88$209.882/24/2010 11:58:42 AM
113121$99.05$99.052/24/2010 11:59:36 AM
113121$224.05$224.052/24/2010 11:57:59 AM
Aristocrat$25.00$25.002/24/2010 12:49:56 PM
investment-happiness$75.00$75.002/24/2010 1:02:46 PM
payout-bridge$100.00$100.002/24/2010 12:58:27 PM
cunning-bill$25.00$25.002/24/2010 2:28:17 PM
dcm6276$100.00$100.002/24/2010 3:15:24 PM
leverage-monger$25.65$25.652/24/2010 3:19:20 PM
leverage-monger$25.00$25.002/24/2010 3:57:13 PM
unk1911$25.00$25.002/17/2010 4:38:01 PM
honorable-yield$35.00$35.002/18/2010 9:05:19 AM
shawnw2$50.00$50.002/23/2010 8:55:29 AM
lucrative-loan$74.03$74.032/23/2010 12:20:33 PM
Gregger$26.00$26.002/23/2010 11:03:23 AM
unger$50.00$50.002/23/2010 2:45:28 PM
agreement-animal$25.00$25.002/23/2010 3:06:35 PM
reflective-rupee$300.00$300.002/23/2010 3:40:14 PM
mrxtravis$50.00$50.002/23/2010 3:41:56 PM
clemclan$25.00$25.002/23/2010 4:13:27 PM
buffalobills$25.00$25.002/23/2010 4:48:07 PM
sensible-fund$25.00$25.002/23/2010 4:58:04 PM
JGuide$101.00$101.002/23/2010 6:01:13 PM
Kash2010lu$35.00$35.002/23/2010 7:14:09 PM
Feyenoord$50.00$50.002/23/2010 7:43:28 PM
payout-bridge$100.00$100.002/24/2010 12:47:59 AM
leverage-monger$25.70$25.702/24/2010 7:27:00 AM
PrincessGrace33$25.00$25.002/23/2010 7:56:39 PM
tlawed$25.45$25.452/23/2010 8:39:32 PM
rapid-currency$25.00$25.002/23/2010 10:31:32 PM
shawnw2$50.00$50.002/24/2010 4:37:19 AM
Bobusa$25.00$25.002/24/2010 5:22:34 AM
twjh$25.00$25.002/24/2010 12:50:22 AM
DasMula$25.00$25.002/24/2010 6:05:31 AM
Lubava$25.00$25.002/24/2010 5:43:21 AM
Lubava$30.00$30.002/24/2010 5:53:32 AM
epic-payout$113.93$113.932/24/2010 7:21:44 AM
113121$99.05$99.052/24/2010 12:00:24 PM
JGuide$51.00$51.002/24/2010 9:24:19 AM
myutmost$50.00$50.002/24/2010 12:26:33 PM
silver-frog0$300.00$300.002/24/2010 9:47:33 AM
gold-cluster$100.00$100.002/24/2010 11:00:40 AM
NekHoldings$25.00$25.002/24/2010 11:03:30 AM
value-crusader5$25.00$25.002/24/2010 11:17:32 AM
113121$224.05$224.052/24/2010 11:57:23 AM
myutmost$50.00$50.002/24/2010 12:27:05 PM
credit-missile$150.78$150.782/24/2010 12:46:02 PM
Leshan$87.11$87.112/24/2010 2:06:09 PM
transparency-tomahawk$25.00$25.002/24/2010 2:36:47 PM
credit-missile$25.00$25.002/24/2010 3:24:42 PM
hellasow$25.00$25.002/24/2010 3:18:07 PM
smallbizrule$25.00$25.002/24/2010 3:57:46 PM
Engineer44$25.00$25.002/24/2010 4:07:05 PM
98 bids
 
Borrower Payment Dependent Notes Series 447083
This series of Notes was issued and sold upon the funding of the borrower loan #41030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-17-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $207.44
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $207.21
 
Auction yield range: 8.05% - 20.08% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.03%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1990 Debt/Income ratio: 29%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 18Length of status:30y 5m
Credit score: 680-699 (Feb-2010) Total credit lines: 43 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $34,943Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: advocator6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Campus Housing Costs
Purpose of loan:
This loan will be used to? pay for campus housing costs

My financial situation:
I am a good candidate for this loan because?I have been employed by the same federal government agency for 30 years at a decent income level.?

Monthly net income: $ 7,000.00

Monthly expenses: $
??Housing: $ 2185.00
??Insurance: $ 3500.00
??Car expenses: $ 1,000.00
??Utilities: $ 600.00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 1200.00
??Credit cards and other loans: $ 659.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Earl65$25.00$25.002/17/2010 4:11:01 PM
desertoasis$50.00$50.002/17/2010 4:15:13 PM
kindness-percolator5$25.00$25.002/17/2010 4:17:22 PM
danerman$50.00$50.002/17/2010 4:23:56 PM
Reinadog9$25.00$25.002/17/2010 4:24:10 PM
CAGE-Investments$100.00$100.002/17/2010 4:15:56 PM
dsfoundation$25.00$25.002/17/2010 4:24:47 PM
trade-trumpet$25.00$25.002/17/2010 4:25:07 PM
credit-force5$25.00$25.002/17/2010 4:23:49 PM
cberthiaume$25.00$25.002/17/2010 4:25:49 PM
leverage-holly$25.00$25.002/17/2010 4:25:58 PM
compassion-lotus5$25.00$25.002/17/2010 4:25:54 PM
marketplace-achievement$50.00$50.002/17/2010 4:26:09 PM
inspired-contract9$25.00$25.002/17/2010 4:27:04 PM
Rick7925$25.00$25.002/17/2010 4:27:21 PM
macjp123$25.00$25.002/17/2010 4:27:36 PM
egw$25.00$25.002/17/2010 4:27:18 PM
bold-bright-currency$25.00$25.002/17/2010 4:28:01 PM
friendly-worth3$25.00$25.002/17/2010 4:28:14 PM
delicious-social132$25.00$25.002/17/2010 4:29:02 PM
lloyd_s$25.00$25.002/17/2010 4:28:44 PM
Speculator$50.00$50.002/17/2010 4:29:08 PM
time4aloan$50.00$50.002/17/2010 4:28:54 PM
Cai8899$50.00$50.002/17/2010 4:29:18 PM
psztnrw$100.00$100.002/17/2010 4:29:29 PM
duty-monger$50.00$50.002/17/2010 4:30:22 PM
kingston1$25.00$25.002/17/2010 4:23:57 PM
The-CAPS-fan$30.00$30.002/17/2010 4:30:41 PM
WindyKid$25.00$25.002/17/2010 4:24:39 PM
hyetech$35.00$35.002/17/2010 4:31:00 PM
Cheburashka$25.00$25.002/17/2010 4:25:03 PM
tom48l$25.00$25.002/17/2010 4:31:05 PM
bowdish1$100.00$100.002/17/2010 4:31:26 PM
luckyldy$35.00$35.002/17/2010 4:31:36 PM
market-path$50.00$50.002/17/2010 4:32:29 PM
best-deal-banker$25.00$25.002/17/2010 4:32:32 PM
Ranch88$25.00$25.002/17/2010 4:32:11 PM
money-maniac$50.00$50.002/17/2010 4:32:39 PM
calm-deal7$25.00$25.002/17/2010 4:27:00 PM
asset-equilibrium0$25.00$25.002/17/2010 4:32:43 PM
red-undaunted-kindness$100.00$100.002/17/2010 4:33:03 PM
niskyfranchise$25.00$25.002/17/2010 4:28:08 PM
apostle901$25.00$25.002/17/2010 4:35:12 PM
plentiful-reward$50.00$50.002/17/2010 4:34:55 PM
HHP$25.00$25.002/17/2010 4:35:30 PM
rcc7$25.00$25.002/17/2010 4:35:00 PM
elevated-platinum5$50.00$50.002/17/2010 4:29:19 PM
impeccable-transparency$75.00$75.002/17/2010 4:29:24 PM
triumph329$35.00$35.002/17/2010 4:36:24 PM
inspiring-reward$50.00$50.002/17/2010 4:36:34 PM
Pizza-man$50.00$50.002/17/2010 4:29:48 PM
head$25.00$25.002/17/2010 4:36:58 PM
platinum-sorcerer6$25.00$25.002/17/2010 4:37:09 PM
jakesworld$25.00$25.002/17/2010 4:36:49 PM
peerlender$30.00$30.002/17/2010 4:30:23 PM
Insuredcash$25.00$25.002/17/2010 4:37:21 PM
mpactlender$25.00$25.002/17/2010 4:37:03 PM
LeReve$250.00$250.002/17/2010 4:37:12 PM
tranquil-diversification8$25.00$25.002/17/2010 4:37:14 PM
Carpetkid$25.00$25.002/17/2010 4:31:25 PM
tntbuzz$25.00$25.002/17/2010 4:31:40 PM
gjh37$25.00$25.002/17/2010 4:31:47 PM
kc8fot$25.00$25.002/17/2010 4:37:59 PM
bonafide-cash$50.00$50.002/17/2010 4:31:56 PM
don8ter$25.00$25.002/17/2010 4:38:27 PM
currency-oak$25.00$25.002/17/2010 4:32:51 PM
Fiimg$50.00$50.002/17/2010 4:33:07 PM
foxy-fund$50.00$50.002/17/2010 4:33:14 PM
taxman1971$25.00$25.002/17/2010 4:35:09 PM
loans4u2$25.00$25.002/17/2010 4:36:34 PM
PatriotKnight$25.00$25.002/17/2010 4:37:53 PM
integrity-doctor$50.00$50.002/17/2010 4:38:12 PM
TeamRamRod$25.00$25.002/17/2010 4:38:21 PM
unk1911$25.00$25.002/17/2010 4:14:39 PM
community-broadcaster$25.00$25.002/17/2010 4:23:42 PM
skuba$25.00$25.002/17/2010 4:14:58 PM
LifeOfLearning$25.00$25.002/17/2010 4:23:54 PM
bigdogsafety1$25.00$25.002/17/2010 4:23:58 PM
natural-greenback6$25.00$25.002/17/2010 4:22:24 PM
madpinto21$35.36$35.362/17/2010 4:24:42 PM
MM1207$25.00$25.002/17/2010 4:24:46 PM
bonus-patriot$25.00$25.002/17/2010 4:24:48 PM
worth-arch$25.00$25.002/17/2010 4:24:50 PM
blooming-market$25.00$25.002/17/2010 4:25:06 PM
emelia$25.00$25.002/17/2010 4:23:41 PM
GoldenTrout$25.00$25.002/17/2010 4:25:09 PM
BumblingStunmbling$25.00$25.002/17/2010 4:23:51 PM
auction-elvis$25.00$25.002/17/2010 4:23:58 PM
3am-preacher$25.00$25.002/17/2010 4:25:38 PM
sociallender$25.00$25.002/17/2010 4:24:01 PM
robot777$40.00$40.002/17/2010 4:25:48 PM
SqueezeKing$25.00$25.002/17/2010 4:24:41 PM
THREE-POINTS-LENDING$25.00$25.002/17/2010 4:25:05 PM
flexible-value$26.00$26.002/17/2010 4:26:59 PM
BlindJoeDeath$25.00$25.002/17/2010 4:26:45 PM
progressive-asset$100.00$100.002/17/2010 4:27:57 PM
orgy63$25.00$25.002/17/2010 4:27:48 PM
value-pole$25.00$25.002/17/2010 4:28:49 PM
Kaj$25.00$25.002/17/2010 4:28:32 PM
peso-colonel$25.00$25.002/17/2010 4:21:42 PM
jrbill1998$50.00$50.002/17/2010 4:29:40 PM
credit-kahuna$100.00$100.002/17/2010 4:29:57 PM
hitsman$50.00$50.002/17/2010 4:30:04 PM
br4444$25.00$25.002/17/2010 4:23:59 PM
bchen78875$25.00$25.002/17/2010 4:30:39 PM
Vegasjim$25.00$25.002/17/2010 4:24:08 PM
Clambake$50.00$50.002/17/2010 4:30:52 PM
sharkm$35.00$35.002/17/2010 4:24:37 PM
dmfog$25.00$25.002/17/2010 4:24:59 PM
Supernick$50.00$50.002/17/2010 4:25:35 PM
cpaphoto$25.00$25.002/17/2010 4:31:31 PM
AF-Chief$27.00$27.002/17/2010 4:26:02 PM
red-favorable-basis$25.00$25.002/17/2010 4:26:51 PM
zippy-interest$25.00$25.002/17/2010 4:32:28 PM
Josta$25.49$25.492/17/2010 4:33:22 PM
theprince$25.00$25.002/17/2010 4:27:26 PM
nourishing-interest0$25.00$25.002/17/2010 4:27:43 PM
hizzy$25.00$25.002/17/2010 4:34:21 PM
Lambo168$25.00$25.002/17/2010 4:34:45 PM
Havana21$50.00$50.002/17/2010 4:34:50 PM
personal-lender$25.00$25.002/17/2010 4:28:30 PM
atmaan$25.00$25.002/17/2010 4:35:40 PM
charming-point$300.00$300.002/17/2010 4:35:04 PM
rudyindc$25.00$25.002/17/2010 4:35:23 PM
compassion-bauble4$25.00$25.002/17/2010 4:35:58 PM
important-ore$50.00$50.002/17/2010 4:36:53 PM
elegant-loot$25.00$21.152/17/2010 4:36:45 PM
xstreamin$25.00$25.002/17/2010 4:30:54 PM
reward-adventure$25.00$25.002/17/2010 4:31:09 PM
gracej$25.00$25.002/17/2010 4:38:17 PM
dreammachine$25.00$25.002/17/2010 4:37:43 PM
J_Galt$25.00$25.002/17/2010 4:37:45 PM
jigsaw$100.00$100.002/17/2010 4:31:52 PM
asset-professor$75.00$75.002/17/2010 4:38:04 PM
Syzygy$25.00$25.002/17/2010 4:38:10 PM
torion$25.00$25.002/17/2010 4:32:00 PM
invest0r$25.00$25.002/17/2010 4:32:17 PM
top-silver-american$25.00$25.002/17/2010 4:32:22 PM
Aimvest$25.00$25.002/17/2010 4:32:30 PM
friendly-market5$25.00$25.002/17/2010 4:32:46 PM
Avala$50.00$50.002/17/2010 4:32:58 PM
senorzookeeper$25.00$25.002/17/2010 4:36:11 PM
gavinfh$25.00$25.002/17/2010 4:36:15 PM
blissful-note7$25.00$25.002/17/2010 4:36:46 PM
Pookie22$50.00$50.002/17/2010 4:37:06 PM
KVEER$25.00$25.002/17/2010 4:37:24 PM
commitment-forte6$25.00$25.002/17/2010 4:38:34 PM
147 bids
 
Borrower Payment Dependent Notes Series 447259
This series of Notes was issued and sold upon the funding of the borrower loan #41047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Feb-19-2010 
  Auction end date:  Feb-23-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $153.80
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $153.80
 
Auction yield range: 17.05% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2006 Debt/Income ratio: 21%
Basic (1-10): 4 Inquiries last 6m: 6Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 7 / 5Length of status:1y 3m
Credit score: 680-699 (Feb-2010) Total credit lines: 8 Occupation: Realtor
Now delinquent: 0 Revolving credit balance: $1,213Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: blooming-basis4 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Capital Needed for Growing Business
I am seeking capital to expand the small business that me & my brother Jonathan operate. Me & my brother are both very ambitious, hard working & focused. Our goal is to be millionaires by the time we are 30. We hope to one day own multiple business that create jobs in our community The name of the business is Essence of Design, which currently operates as a web development, graphic design & internet marketing firm. This firm is currently busy & profitable but we need some additional funding to take things to the next level & really start to accomplish our dreams. We are going to use these funds to expand & launch several other related business ventures. This loan will serve as our 'first round' of capital it will cover some of the start up costs, legal & some marketing. Business plan, executive summary & financial projections for our business are avaliable upon request. Currently, I'm a sales professional and work full time as a leasing agent for a high end appartment community. I work part time as on our business, Jonathan works full time on it. I'm not planning on quiting my 'day job' until my entreprenurial endeavors have completely replaced my current income. My monthly income is approximately $2200, sometimes more depending upon my sales commission.My monthly bills & obligations are minimal, I have no kids or family expenses. My monthly rent+utilities are $560My car payment is $300My cell phone is $100Misc living expenses $400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Wilvara$25.00$25.002/19/2010 9:37:31 AM
tntbuzz$25.00$25.002/19/2010 9:37:37 AM
Diamond_Jim$25.00$25.002/19/2010 9:37:21 AM
time4aloan$25.00$25.002/19/2010 9:37:23 AM
euro-banker$25.00$25.002/19/2010 9:37:29 AM
kindness-percolator5$25.00$25.002/19/2010 9:37:35 AM
ferocious-exchange3$25.00$25.002/19/2010 9:38:23 AM
handy-justice$50.00$50.002/19/2010 9:37:47 AM
anton$45.23$45.232/19/2010 9:38:13 AM
beyondmanagement$25.00$25.002/19/2010 9:40:15 AM
The_Donald$25.00$25.002/19/2010 9:40:17 AM
Gelden1$25.00$25.002/19/2010 9:41:31 AM
indomitable-dedication$25.00$25.002/19/2010 9:37:24 AM
forthright-dedication$25.00$25.002/19/2010 9:37:26 AM
wampum-proton$25.00$25.002/19/2010 9:37:32 AM
MM1207$25.00$25.002/19/2010 9:37:39 AM
PRGuyinVA$25.00$25.002/19/2010 9:37:43 AM
BlindJoeDeath$25.00$25.002/19/2010 9:37:55 AM
EastofEden$25.00$25.002/19/2010 9:38:16 AM
heavenly-justice9$25.00$25.002/19/2010 9:48:28 AM
penny-surgeon$25.00$25.002/19/2010 9:49:22 AM
inspiring-reward$50.00$50.002/19/2010 9:41:32 AM
geekguy$25.00$25.002/19/2010 10:13:12 AM
h_corey$25.00$25.002/19/2010 10:08:22 AM
DeltaComputerGuy$25.00$25.002/19/2010 10:29:02 AM
famous-bill$75.00$75.002/19/2010 10:18:19 AM
faldska$25.00$25.002/19/2010 10:37:34 AM
WalnutCreekguy$25.00$25.002/19/2010 11:56:18 AM
lucrative-loan$100.00$100.002/19/2010 10:24:14 AM
selfmademan$25.00$25.002/19/2010 12:57:56 PM
rock-turner$50.00$50.002/19/2010 12:51:02 PM
worthy-bid4$25.00$25.002/19/2010 12:02:23 PM
charlieok$25.00$25.002/19/2010 3:07:52 PM
Georgetastic$25.00$25.002/19/2010 3:20:59 PM
imlosttoo$25.00$25.002/19/2010 4:26:47 PM
burrito6$25.00$25.002/19/2010 6:30:24 PM
autonomous-truth$25.00$25.002/19/2010 8:20:45 PM
tuneman1980$25.00$25.002/19/2010 5:35:28 PM
Vess$25.00$25.002/20/2010 2:55:34 AM
Bob450$25.00$25.002/19/2010 10:19:17 PM
gold-cluster$100.00$100.002/20/2010 9:56:11 AM
MatticusCaesar$50.00$50.002/20/2010 8:15:16 AM
affluence-cargo$25.00$25.002/20/2010 7:18:21 AM
jasonrossi11$30.00$30.002/20/2010 8:20:33 AM
lucrative-deal5$25.00$25.002/20/2010 1:06:00 PM
RicheyRich$25.00$25.002/20/2010 3:40:27 PM
PaulW$25.00$25.002/21/2010 10:00:46 AM
CMDCO$50.00$50.002/20/2010 9:28:46 PM
payout-backer2$25.00$25.002/21/2010 5:15:51 PM
engaging-worth$25.00$25.002/22/2010 5:41:53 AM
hard-working-loot$25.00$25.002/22/2010 10:18:56 AM
oceanwind1950$25.00$25.002/22/2010 9:32:19 AM
balanced-community$25.00$25.002/22/2010 9:32:50 AM
Sokarnox$25.00$25.002/22/2010 11:56:55 AM
TheLightInMe$25.00$25.002/22/2010 10:33:51 AM
simplybarg$25.00$25.002/22/2010 1:04:30 PM
mizount$25.00$25.002/22/2010 12:18:47 PM
scottr$25.00$25.002/22/2010 1:34:04 PM
FinDoc$25.00$25.002/23/2010 7:23:19 AM
Roohugger$25.00$25.002/23/2010 6:55:19 AM
petercat$50.00$50.002/23/2010 11:06:42 AM
jaredorlofsky$25.00$25.002/23/2010 11:57:47 AM
MatticusCaesar$27.28$27.282/23/2010 6:58:42 PM
reflective-rupee$200.00$142.492/23/2010 9:14:59 PM
theprince$25.00$25.002/19/2010 9:37:34 AM
scoobiedoo$25.00$25.002/19/2010 9:37:36 AM
Orringo$50.00$50.002/19/2010 9:37:27 AM
LuvToLend$25.00$25.002/19/2010 9:38:03 AM
deal-hickory5$25.00$25.002/19/2010 9:38:20 AM
Soxxes$25.00$25.002/19/2010 9:37:49 AM
Msbutterfly$25.00$25.002/19/2010 9:37:52 AM
flexible-value$25.00$25.002/19/2010 9:37:58 AM
djc314$25.00$25.002/19/2010 9:38:00 AM
jscig$25.00$25.002/19/2010 9:40:18 AM
meteoric-asset4$25.00$25.002/19/2010 9:41:34 AM
kellydawn$25.00$25.002/19/2010 9:37:30 AM
zone8$100.00$100.002/19/2010 9:37:41 AM
note-tent$25.00$25.002/19/2010 9:37:46 AM
kind-efficient-credit$25.00$25.002/19/2010 9:37:53 AM
unk1911$25.00$25.002/19/2010 9:46:16 AM
Schmendrick$25.00$25.002/19/2010 9:50:10 AM
BankofBen$25.00$25.002/19/2010 10:15:31 AM
social-conductor4$25.00$25.002/19/2010 10:14:08 AM
wealthstar$25.00$25.002/19/2010 9:49:46 AM
new-smart-fund$100.00$100.002/19/2010 10:24:04 AM
silverloan$25.00$25.002/19/2010 10:28:41 AM
jojo6686$25.00$25.002/19/2010 12:05:44 PM
MonkeyB$25.00$25.002/19/2010 12:37:04 PM
persistent-bazaar$25.00$25.002/19/2010 2:02:02 PM
tps_bubba$25.00$25.002/19/2010 2:11:03 PM
IIP77$25.00$25.002/19/2010 1:27:34 PM
glimmering-point$25.00$25.002/19/2010 4:13:46 PM
ryan23$25.00$25.002/20/2010 1:05:29 AM
helping-out$30.00$30.002/20/2010 3:03:04 AM
archeanchaos$25.00$25.002/21/2010 2:55:38 PM
marwadi-62$25.00$25.002/21/2010 5:22:14 PM
topper480$25.00$25.002/22/2010 9:31:52 AM
bjs-performance$50.00$50.002/22/2010 10:43:50 AM
auction-workhorse679$25.00$25.002/22/2010 11:21:07 AM
impala6464$75.00$75.002/22/2010 1:53:47 PM
nerlands$25.00$25.002/22/2010 11:49:31 AM
falcon88dp$25.00$25.002/22/2010 12:20:18 PM
treasure-network$25.00$25.002/22/2010 3:10:13 PM
goodcents$25.00$25.002/22/2010 8:00:28 PM
People-for-people$25.00$25.002/22/2010 8:10:21 PM
reflective-rupee$25.00$25.002/23/2010 9:15:12 PM
106 bids
 
Borrower Payment Dependent Notes Series 447263
This series of Notes was issued and sold upon the funding of the borrower loan #41055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-19-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $127.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2004 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:4y 7m
Credit score: 740-759 (Feb-2010) Total credit lines: 20 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $1,982Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: djfireball Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (Jun-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Wedding Money
Purpose of loan:
This Loan will be used to finance our wedding coming up July 25 2010.

My financial situation:
I am a good candidate for this loan because i work full-time and i am a non-traditional student at central Washington university. I own a House, a car and have a beautiful 14 month old daughter. We would like to be able to have a nice wedding and some time to pay it off. This is my second listing and my first was paid off early.

Monthly net income: $ 3200.

Monthly expenses: $
??Housing: $ 910
??Insurance: $ 90
??Car expenses: $380
??Utilities: $40
??Phone, cable, internet: $130
??Food, entertainment: $ 300
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 0
??Other expenses: none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dollar-birdie$50.00$50.002/19/2010 9:41:36 AM
thedoctor$90.00$90.002/19/2010 9:41:55 AM
red-favorable-basis$25.00$25.002/19/2010 9:41:57 AM
nourishing-interest0$25.00$25.002/19/2010 9:42:15 AM
progressive-asset$100.00$100.002/19/2010 9:42:20 AM
niskyfranchise$25.00$25.002/19/2010 9:42:29 AM
friendly-worth3$25.00$25.002/19/2010 9:42:32 AM
personal-lender$25.00$25.002/19/2010 9:42:36 AM
lloyd_s$25.00$25.002/19/2010 9:42:57 AM
DonaldColorado$25.00$25.002/19/2010 9:43:05 AM
delicious-social132$25.00$25.002/19/2010 9:43:09 AM
Speculator$50.00$50.002/19/2010 9:43:12 AM
impeccable-transparency$75.00$75.002/19/2010 9:43:19 AM
duty-monger$50.00$50.002/19/2010 9:43:26 AM
peerlender$30.00$30.002/19/2010 9:43:32 AM
The-CAPS-fan$30.00$30.002/19/2010 9:43:45 AM
xstreamin$25.00$25.002/19/2010 9:43:56 AM
luckyldy$35.00$35.002/19/2010 9:44:15 AM
tntbuzz$25.00$25.002/19/2010 9:44:17 AM
jigsaw$100.00$100.002/19/2010 9:44:25 AM
bonafide-cash$50.00$50.002/19/2010 9:44:28 AM
torion$25.00$25.002/19/2010 9:44:34 AM
money-maniac$50.00$50.002/19/2010 9:44:48 AM
credit-force5$25.00$25.002/19/2010 9:45:27 AM
meenan$25.00$25.002/19/2010 9:45:24 AM
falcon245sp$25.00$25.002/19/2010 9:45:28 AM
kulender$25.00$25.002/19/2010 9:45:51 AM
mlopez2007$25.00$25.002/19/2010 9:45:47 AM
rcc7$25.00$25.002/19/2010 9:46:00 AM
senorzookeeper$25.00$25.002/19/2010 9:46:26 AM
gavinfh$25.00$25.002/19/2010 9:46:32 AM
don8ter$25.00$25.002/19/2010 9:47:50 AM
dlshap$25.00$25.002/19/2010 9:47:43 AM
allenerb$25.00$25.002/19/2010 9:48:11 AM
heavenly-justice9$75.00$75.002/19/2010 9:48:26 AM
skuba$50.00$50.002/19/2010 9:41:40 AM
radforj22$25.00$25.002/19/2010 9:41:50 AM
time4aloan$50.00$50.002/19/2010 9:43:00 AM
top-silver-american$25.00$25.002/19/2010 9:44:39 AM
Fiimg$50.00$50.002/19/2010 9:45:15 AM
AF-Chief$28.00$28.002/19/2010 9:45:49 AM
Havana21$50.00$50.002/19/2010 9:45:56 AM
HHP$25.00$25.002/19/2010 9:46:09 AM
loanfairy$25.00$25.002/19/2010 9:46:39 AM
tranquil-diversification8$25.00$25.002/19/2010 9:47:13 AM
techvet$25.00$25.002/19/2010 9:48:02 AM
webfeet$25.00$25.002/19/2010 11:37:16 AM
junes08$50.00$50.002/19/2010 12:01:47 PM
durability-halibut$25.00$25.002/19/2010 1:21:26 PM
interstellar$41.60$41.602/19/2010 2:31:04 PM
flexible-value$31.00$31.002/19/2010 9:42:00 AM
calm-deal7$25.00$25.002/19/2010 9:42:06 AM
natural-greenback6$25.00$25.002/19/2010 9:42:08 AM
Kaj$25.00$25.002/19/2010 9:42:45 AM
Cai8899$50.00$50.002/19/2010 9:43:13 AM
credit-kahuna$100.00$100.002/19/2010 9:43:21 AM
bchen78875$25.00$25.002/19/2010 9:43:34 AM
Clambake$50.00$50.002/19/2010 9:43:47 AM
hyetech$35.00$35.002/19/2010 9:43:58 AM
bowdish1$100.00$100.002/19/2010 9:44:08 AM
cpaphoto$25.00$25.002/19/2010 9:44:12 AM
best-deal-banker$25.00$25.002/19/2010 9:44:42 AM
friendly-market5$25.00$25.002/19/2010 9:44:52 AM
currency-oak$25.00$25.002/19/2010 9:44:56 AM
foxy-fund$50.00$50.002/19/2010 9:45:21 AM
wampum-reaction2$25.00$25.002/19/2010 9:45:34 AM
hizzy$25.00$25.002/19/2010 9:45:40 AM
blissful-note7$25.00$25.002/19/2010 9:46:05 AM
turbospeed$25.00$25.002/19/2010 9:46:49 AM
scott73$25.00$25.002/19/2010 9:46:35 AM
platinum-sorcerer6$25.00$25.002/19/2010 9:47:07 AM
head$25.00$25.002/19/2010 9:46:57 AM
KVEER$25.00$25.002/19/2010 9:47:19 AM
skvat$25.00$25.002/19/2010 9:47:22 AM
Diversify_Further$25.00$25.002/19/2010 9:47:23 AM
asset-professor$100.00$100.002/19/2010 9:47:29 AM
dreammachine$25.00$25.002/19/2010 9:47:26 AM
Syzygy$25.00$25.002/19/2010 9:47:33 AM
TeamRamRod$25.00$25.002/19/2010 9:47:49 AM
integrity-doctor$50.00$50.002/19/2010 9:47:42 AM
meux99$25.00$25.002/19/2010 9:47:59 AM
dontscrewmeover1$25.00$25.002/19/2010 9:57:47 AM
macjp123$25.00$25.002/19/2010 9:42:12 AM
bold-bright-currency$25.00$25.002/19/2010 9:42:24 AM
hitsman$50.00$50.002/19/2010 9:43:24 AM
Carpetkid$25.00$25.002/19/2010 9:44:00 AM
gjh37$25.00$25.002/19/2010 9:44:22 AM
Avala$50.00$50.002/19/2010 9:44:59 AM
red-undaunted-kindness$100.00$100.002/19/2010 9:45:07 AM
market-builder$25.00$25.002/19/2010 9:45:30 AM
social-conductor4$25.00$25.002/19/2010 9:45:36 AM
honorable-yield$75.00$75.002/19/2010 9:45:44 AM
charming-point$300.00$300.002/19/2010 9:46:02 AM
unk1911$25.00$25.002/19/2010 9:46:19 AM
important-ore$50.00$50.002/19/2010 9:46:54 AM
mpactlender$25.00$25.002/19/2010 9:47:01 AM
supreme-hope$25.00$25.002/19/2010 9:47:58 AM
inspired-contract9$50.00$50.002/19/2010 9:48:05 AM
capital-futurist$25.00$25.002/19/2010 9:48:22 AM
invincible-duty$25.00$2.442/19/2010 9:48:36 AM
sankyu$25.00$25.002/19/2010 12:26:15 PM
springpanda$25.00$25.002/19/2010 1:57:34 PM
Patrician$26.96$26.962/19/2010 1:36:22 PM
103 bids
 
Borrower Payment Dependent Notes Series 447525
This series of Notes was issued and sold upon the funding of the borrower loan #41064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-22-2010 
  Auction end date:  Feb-25-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 29.73% Starting monthly payment: $151.83
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $149.57
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2002 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 8Length of status:7y 9m
Credit score: 660-679 (Feb-2010) Total credit lines: 18 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $4,513Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: cash-spartan Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 88% ) 660-679 (Latest)
Principal borrowed: $1,500.00< mo. late: 2 ( 13% )  
620-639 (Aug-2009)
640-659 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
debt free
Purpose of loan:
This loan will be used to pay all my bills and have only one monthly payment

My financial situation:
This is my second loan from prosper have not missed a payment, I am a good candidate for this loan because i make 38000 to 42000 a year +tips and bonus i been on?my job for 9 years and I'm the Restaurant Manager.

Monthly net income: $
3800 + tips?
Monthly expenses: $
??Housing: $ 500 a month ????
??Insurance: $ 52.00 a month ????
??Car expenses: $ payed off ????
??Utilities: $ 28.00 ????
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 100.00 a month( i work in a restaurant so i don't eat much out side)
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 269.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
steely_dan34$25.00$25.002/22/2010 4:11:34 PM
tender-deal$25.00$25.002/22/2010 4:12:18 PM
ayerobbie$25.00$25.002/22/2010 4:13:14 PM
burrito6$25.00$25.002/22/2010 4:17:29 PM
drumcorpsnut$25.00$25.002/22/2010 4:18:24 PM
treasure-bliss$100.00$100.002/22/2010 4:21:16 PM
orange-preeminant-bill$100.00$100.002/22/2010 4:17:58 PM
asmithj$25.33$25.332/22/2010 4:21:40 PM
Supernick$25.00$25.002/22/2010 4:26:47 PM
Share_The_Wealth$50.00$50.002/22/2010 4:26:52 PM
momoney2lend$25.00$25.002/22/2010 4:39:08 PM
desertoasis$50.00$50.002/22/2010 4:41:51 PM
AF-Chief$28.00$28.002/22/2010 4:41:46 PM
drummer427$25.00$25.002/22/2010 4:46:43 PM
autonomous-truth$25.00$25.002/22/2010 4:44:51 PM
kronosmetis$25.00$25.002/22/2010 4:47:51 PM
WalnutCreekguy$25.00$25.002/22/2010 4:46:26 PM
tps_bubba$25.00$25.002/22/2010 4:49:40 PM
mg6619$25.00$25.002/22/2010 4:48:34 PM
beezling$34.63$34.632/22/2010 4:53:19 PM
triumph329$25.00$25.002/22/2010 4:53:36 PM
yeti888$25.00$25.002/22/2010 4:53:49 PM
Auburnmist$25.00$25.002/22/2010 4:53:40 PM
greenwell$25.00$25.002/22/2010 4:56:21 PM
skuba$25.00$25.002/22/2010 4:56:50 PM
life-is-great$25.00$25.002/22/2010 4:57:00 PM
jasmarc$25.00$25.002/22/2010 4:56:15 PM
kind-efficient-credit$25.00$25.002/22/2010 4:56:42 PM
Orringo$50.00$50.002/22/2010 4:56:44 PM
deegeeman$50.00$50.002/22/2010 4:56:51 PM
silver-armada$50.00$50.002/22/2010 4:57:07 PM
FeedTheMachine$200.00$171.442/22/2010 4:57:13 PM
bondhedger$25.00$25.002/22/2010 5:11:39 PM
shawnw2$50.00$50.002/22/2010 5:22:48 PM
foothillender$25.00$25.002/23/2010 8:10:21 AM
charming-point$300.00$300.002/23/2010 2:23:19 PM
felicity-daydream$75.00$75.002/24/2010 10:26:28 AM
UCLA4life$25.00$25.002/24/2010 10:58:46 AM
integrity-doctor$50.00$50.002/24/2010 8:26:49 PM
scoobiedoo$25.00$25.002/25/2010 7:56:42 AM
fairness-atmosphere$25.00$25.002/25/2010 10:37:36 AM
teller$25.00$25.002/22/2010 4:14:21 PM
lostontheedge$25.00$25.002/22/2010 4:15:24 PM
the-silver-blaster$25.00$25.002/22/2010 4:12:53 PM
helpful-listing$25.00$25.002/22/2010 4:13:00 PM
SDNLR$25.00$25.002/22/2010 4:14:11 PM
jonn834$25.00$25.002/22/2010 4:17:40 PM
3am-preacher$25.00$25.002/22/2010 4:19:25 PM
Artist_Blue$25.00$25.002/22/2010 4:15:44 PM
flwah$25.00$25.002/22/2010 4:21:21 PM
KiwiElf$25.00$25.002/22/2010 4:21:01 PM
social-conductor4$25.00$25.002/22/2010 4:20:53 PM
value-pole$25.00$25.002/22/2010 4:23:47 PM
fund-virtuoso$25.00$25.002/22/2010 4:23:29 PM
efficient-principal$25.00$25.002/22/2010 4:28:23 PM
Phantom99$25.00$25.002/22/2010 4:40:02 PM
oldmora$50.00$50.002/22/2010 4:41:28 PM
investment-tempo$25.00$25.002/22/2010 4:41:54 PM
zeelender$25.00$25.002/22/2010 4:39:42 PM
gold-sushi$25.00$25.002/22/2010 4:40:47 PM
Kaj$25.00$25.002/22/2010 4:41:06 PM
loan-master996$50.00$50.002/22/2010 4:43:37 PM
seisen$50.00$50.002/22/2010 4:41:21 PM
heavenly-justice9$50.00$50.002/22/2010 4:44:56 PM
GatorBux$25.00$25.002/22/2010 4:43:16 PM
keeminn$25.00$25.002/22/2010 4:46:20 PM
benefit-squirrel$25.00$25.002/22/2010 4:46:38 PM
meteoric-asset4$25.00$25.002/22/2010 4:44:44 PM
DadWarbucks$25.00$25.002/22/2010 4:45:07 PM
PatRichi$25.00$25.002/22/2010 4:45:46 PM
murlirao2002$25.00$25.002/22/2010 4:49:48 PM
rock-turner$96.60$96.602/22/2010 4:47:07 PM
the-auction-firestarter$25.00$25.002/22/2010 4:54:09 PM
visionary-currency$50.00$50.002/22/2010 4:53:23 PM
asset-professor$25.00$25.002/22/2010 4:56:18 PM
NYretire$25.00$25.002/22/2010 4:53:55 PM
davidside$25.00$25.002/22/2010 4:56:24 PM
smallbizrule$25.00$25.002/22/2010 4:54:06 PM
fareast_man$25.00$25.002/22/2010 4:56:48 PM
traveler50$25.00$25.002/22/2010 4:56:54 PM
kc8fot$25.00$25.002/22/2010 4:56:25 PM
Hokiemon$25.00$25.002/22/2010 4:56:34 PM
MARWARISETH$25.00$25.002/22/2010 4:56:37 PM
eronyc$25.00$25.002/22/2010 4:56:40 PM
Havana21$50.00$50.002/22/2010 4:56:46 PM
note-tent$25.00$25.002/22/2010 4:56:56 PM
listing-trapper3$50.00$50.002/22/2010 4:57:04 PM
gavinfh$25.00$25.002/22/2010 4:57:10 PM
bold-dynamic-silver$25.00$25.002/22/2010 5:19:09 PM
mercuriant$25.00$25.002/22/2010 5:17:44 PM
festivecpl$50.00$50.002/22/2010 5:42:01 PM
SolarMoonshine$50.00$50.002/22/2010 5:58:43 PM
Bob450$50.00$50.002/22/2010 8:32:34 PM
dt_one$25.00$25.002/23/2010 9:34:12 AM
Tycho$26.00$26.002/23/2010 10:47:59 AM
jpblan11$43.00$43.002/23/2010 2:18:51 PM
spiff666$25.00$25.002/23/2010 7:57:30 PM
cognizant-rate732$100.00$100.002/24/2010 9:53:21 PM
bright-exchange$25.00$25.002/24/2010 10:35:05 PM
99 bids
 
Borrower Payment Dependent Notes Series 447675
This series of Notes was issued and sold upon the funding of the borrower loan #41027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-23-2010 
  Auction end date:  Feb-24-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $191.89
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1990 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:17y 0m
Credit score: 780-799 (Feb-2010) Total credit lines: 24 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $60,553Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 60%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dime-flamenco Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need a new furnace
Purpose of loan:
This loan will be used to?replace a 17 year old furnace and air conditioner with?high efficiency models. My present system is becoming unreliable.?

My financial situation:
I am a good candidate for this loan because? I have job security with a tenured teaching position, and I have an impeccable credit history that dates back 40 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
elevated-platinum5$50.00$50.002/23/2010 4:33:07 PM
dollar-birdie$50.00$50.002/23/2010 4:37:48 PM
don8ter$25.00$25.002/23/2010 4:38:17 PM
friendly-worth3$25.00$25.002/23/2010 4:39:27 PM
webfeet$25.00$25.002/23/2010 4:39:43 PM
niskyfranchise$25.00$25.002/23/2010 4:40:41 PM
Carpetkid$25.00$25.002/23/2010 4:41:09 PM
tntbuzz$25.00$25.002/23/2010 4:41:16 PM
red-undaunted-kindness$100.00$100.002/23/2010 4:41:36 PM
loanfairy$25.00$25.002/23/2010 4:42:14 PM
platinum-sorcerer6$25.00$25.002/23/2010 4:42:18 PM
tranquil-diversification8$25.00$25.002/23/2010 4:42:20 PM
steely_dan34$25.00$25.002/23/2010 4:44:09 PM
skuba$25.00$25.002/23/2010 4:36:12 PM
rate-raker3$25.00$25.002/23/2010 4:44:38 PM
chilichese$25.00$25.002/23/2010 4:36:47 PM
value-pole$25.00$25.002/23/2010 4:33:11 PM
personal-lender$25.00$25.002/23/2010 4:45:30 PM
time4aloan$50.00$50.002/23/2010 4:45:48 PM
bchen78875$25.00$25.002/23/2010 4:37:56 PM
currency-oak$25.00$25.002/23/2010 4:46:16 PM
bowdish1$100.00$100.002/23/2010 4:38:04 PM
Josta$50.00$50.002/23/2010 4:46:29 PM
heavenly-justice9$75.00$75.002/23/2010 4:38:21 PM
note-sensation$25.00$25.002/23/2010 4:38:46 PM
Microfinancer$25.00$25.002/23/2010 4:38:52 PM
lloyd_s$25.00$25.002/23/2010 4:39:16 PM
Havana21$50.00$50.002/23/2010 4:38:09 PM
red-favorable-basis$25.00$25.002/23/2010 4:39:33 PM
Speculator$50.00$50.002/23/2010 4:39:37 PM
enthusiastic-balance5$100.00$100.002/23/2010 4:38:43 PM
AF-Chief$28.00$28.002/23/2010 4:39:13 PM
delicious-social132$40.00$40.002/23/2010 4:39:22 PM
macjp123$25.00$25.002/23/2010 4:40:32 PM
Clambake$50.00$50.002/23/2010 4:40:57 PM
flexible-value$31.00$31.002/23/2010 4:40:22 PM
best-deal-banker$25.00$25.002/23/2010 4:41:28 PM
progressive-asset$100.00$100.002/23/2010 4:40:38 PM
xstreamin$25.00$25.002/23/2010 4:41:07 PM
jigsaw$100.00$100.002/23/2010 4:41:18 PM
skvat$25.00$25.002/23/2010 4:42:27 PM
invincible-duty$25.00$25.002/23/2010 4:42:49 PM
tokenentry$25.00$25.002/23/2010 4:43:19 PM
foxy-fund$50.00$50.002/23/2010 4:41:40 PM
Divot$25.00$25.002/23/2010 4:43:22 PM
credit-force5$25.00$25.002/23/2010 4:41:42 PM
market-builder$25.00$25.002/23/2010 4:41:46 PM
wampum-reaction2$25.00$25.002/23/2010 4:41:48 PM
ugapolsci$25.00$25.002/23/2010 4:43:53 PM
honorable-yield$75.00$75.002/23/2010 4:41:49 PM
senorzookeeper$25.00$25.002/23/2010 4:42:06 PM
3am-preacher$25.00$25.002/23/2010 4:44:16 PM
rosie777$25.00$25.002/23/2010 4:44:20 PM
the-profit-oracle$25.00$25.002/23/2010 4:44:27 PM
meux99$25.00$25.002/23/2010 4:42:43 PM
onlyastepaway$25.00$25.002/23/2010 5:06:48 PM
steady-gain5$25.00$25.002/23/2010 4:42:52 PM
cvfriend$25.00$25.002/23/2010 5:07:15 PM
Sam65$25.00$25.002/23/2010 4:44:40 PM
bold-durability-drum$25.00$25.002/23/2010 4:45:01 PM
head$25.00$25.002/23/2010 5:08:11 PM
promaster84$25.00$25.002/23/2010 4:43:49 PM
Railbird$25.00$25.002/23/2010 4:44:03 PM
marketplace-achievement$25.00$25.002/23/2010 5:08:31 PM
integrity-doctor$50.00$50.002/23/2010 5:09:48 PM
wise-handy-finance$25.00$25.002/23/2010 4:45:03 PM
anton$150.00$150.002/23/2010 4:45:16 PM
bonus-adventure3$25.00$25.002/23/2010 4:46:13 PM
dontscrewmeover1$25.00$25.002/23/2010 6:43:45 PM
Xrunner05$200.00$200.002/23/2010 7:19:59 PM
fireboss$25.00$25.002/23/2010 5:06:09 PM
riproaringrapids$25.00$25.002/23/2010 5:08:35 PM
tallmon$25.00$25.002/23/2010 5:10:04 PM
fxsrider$25.00$25.002/23/2010 5:16:46 PM
peso-colonel$60.57$60.572/23/2010 5:17:21 PM
lincs$25.00$25.002/23/2010 5:10:15 PM
tucksta$25.00$25.002/23/2010 5:42:38 PM
Rick7925$25.00$25.002/23/2010 5:17:21 PM
leverage-holly$25.00$25.002/23/2010 5:35:29 PM
RandyL3$37.55$37.552/24/2010 12:16:08 PM
unk1911$25.00$25.002/23/2010 4:36:10 PM
peerlender$30.00$30.002/23/2010 4:37:54 PM
kulender$25.00$25.002/23/2010 4:38:06 PM
asset-professor$75.00$75.002/23/2010 4:38:16 PM
keyfig$50.00$50.002/23/2010 4:38:29 PM
inspired-contract9$25.00$25.002/23/2010 4:38:38 PM
reflective-deal8$50.00$50.002/23/2010 4:39:45 PM
thedoctor$90.00$90.002/23/2010 4:40:19 PM
luckyldy$35.00$35.002/23/2010 4:41:14 PM
money-maniac$50.00$50.002/23/2010 4:41:30 PM
Fiimg$50.00$50.002/23/2010 4:41:38 PM
falcon245sp$25.00$25.002/23/2010 4:41:44 PM
mlopez2007$25.00$25.002/23/2010 4:41:55 PM
scott73$25.00$25.002/23/2010 4:42:11 PM
mpactlender$25.00$25.002/23/2010 4:42:15 PM
KVEER$25.00$25.002/23/2010 4:42:22 PM
dlshap$25.00$25.002/23/2010 4:42:40 PM
funds-promiser$27.16$27.162/23/2010 4:33:14 PM
resource777$25.00$25.002/23/2010 4:43:35 PM
Red_b17$25.00$25.002/23/2010 4:44:07 PM
reward-motion$25.00$25.002/23/2010 4:36:03 PM
lisaac29$25.00$25.002/23/2010 4:44:24 PM
jdrez$25.00$25.002/23/2010 4:44:56 PM
orgy63$25.00$25.002/23/2010 4:33:09 PM
theprince$25.00$25.002/23/2010 4:33:12 PM
kenji4861$50.00$50.002/23/2010 4:35:30 PM
Cai8899$50.00$50.002/23/2010 4:37:49 PM
supreme-hope$25.00$25.002/23/2010 4:46:18 PM
gethsemane4$25.00$25.002/23/2010 4:46:23 PM
jeffpac$55.00$55.002/23/2010 4:38:28 PM
kbodendorf$25.00$25.002/23/2010 4:38:35 PM
desertoasis$50.00$50.002/23/2010 4:37:20 PM
lean-velocity$25.00$25.002/23/2010 4:37:45 PM
HHP$25.00$25.002/23/2010 4:38:12 PM
Kaj$25.00$25.002/23/2010 4:39:29 PM
kmr2$200.00$200.002/23/2010 4:38:25 PM
Eagledrop$25.00$25.002/23/2010 4:38:47 PM
radforj22$25.00$25.002/23/2010 4:40:15 PM
calm-deal7$25.00$25.002/23/2010 4:40:28 PM
nourishing-interest0$25.00$25.002/23/2010 4:40:34 PM
duty-monger$50.00$50.002/23/2010 4:40:51 PM
credit-kahuna$100.00$100.002/23/2010 4:40:46 PM
hitsman$50.00$50.002/23/2010 4:40:50 PM
bonafide-cash$50.00$50.002/23/2010 4:41:20 PM
torion$25.00$25.002/23/2010 4:41:23 PM
top-silver-american$25.00$25.002/23/2010 4:41:25 PM
friendly-market5$25.00$25.002/23/2010 4:41:32 PM
Avala$50.00$50.002/23/2010 4:41:34 PM
bayareainv$50.00$50.002/23/2010 4:43:20 PM
burrito6$25.00$25.002/23/2010 4:43:25 PM
trustworthy-finance6$25.00$25.002/23/2010 4:43:58 PM
crawfingers$25.00$25.002/23/2010 4:44:01 PM
Sigonio$25.00$25.002/23/2010 4:44:12 PM
gavinfh$25.00$25.002/23/2010 4:42:09 PM
kindness-percolator5$25.00$25.002/23/2010 4:44:32 PM
capital-futurist$25.00$25.002/23/2010 4:42:46 PM
seeb$25.00$25.002/23/2010 4:44:35 PM
PatriotKnight$25.00$25.002/23/2010 4:44:37 PM
elgollo$25.00$25.002/23/2010 4:44:42 PM
surfhoss644$25.00$25.002/23/2010 4:43:33 PM
SJM10011a$25.00$25.002/23/2010 4:43:45 PM
rcc7$25.00$25.002/23/2010 4:45:52 PM
noddy$25.00$25.002/23/2010 4:43:51 PM
charming-point$300.00$300.002/23/2010 4:46:03 PM
social-conductor4$25.00$25.002/23/2010 5:08:37 PM
mg6619$25.00$25.002/23/2010 4:46:33 PM
tokyopete23$25.00$25.002/23/2010 5:09:53 PM
bold-bright-currency$25.00$25.002/23/2010 4:46:36 PM
appastk$25.00$25.002/23/2010 5:16:47 PM
cberthiaume$25.00$25.002/23/2010 5:17:20 PM
Edwin_Rae$25.00$25.002/23/2010 4:46:20 PM
community-pipeline$25.00$25.002/23/2010 5:16:44 PM
asset-equilibrium0$25.00$25.002/23/2010 5:17:19 PM
grampy48$25.00$25.002/23/2010 5:31:42 PM
trade-trumpet$25.00$15.722/23/2010 6:15:24 PM
rapid-currency$25.00$25.002/23/2010 10:03:02 PM
webfeet$50.00$50.002/24/2010 11:08:07 AM
157 bids