Sales Report:Supplement No. 142 dated Feb 23, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 444940
This series of Notes was issued and sold upon the funding of the borrower loan #40919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,930.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-03-2010 
  Auction end date:  Feb-10-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $211.30
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $211.14
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1973 Debt/Income ratio: 13%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 12 / 11Length of status:15y 7m
Credit score: 820-839 (Jan-2010) Total credit lines: 41 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $39,357Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 36%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: 2-wise-u-r Borrower's state: NewYork Borrower's group: P4 P HELP GROUP [also for Traders]
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for Educational endevor
Purpose of loan:
This loan will be used for an educational endeavor to become a professional trader.?

My financial situation:
I am a good candidate for this loan because I am a professional, hold a professional license as a Clinical Microbiologist. I hold two full time jobs. Have excellent
credit. Pay my bills on time.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.002/3/2010 4:03:48 PM
DonaldColorado$25.00$25.002/3/2010 4:03:52 PM
commerce-voyager$25.00$25.002/3/2010 4:12:42 PM
credit-force5$25.00$25.002/3/2010 4:13:26 PM
trade-trumpet$25.00$25.002/3/2010 4:14:01 PM
br4444$25.00$25.002/3/2010 4:14:18 PM
kindness-percolator5$25.00$25.002/3/2010 4:13:45 PM
AF-Chief$28.00$28.002/3/2010 4:14:11 PM
skuba$50.00$50.002/3/2010 4:02:02 PM
falcon245sp$25.00$25.002/3/2010 4:15:14 PM
thedoctor$90.00$90.002/3/2010 4:23:10 PM
supreme-hope$25.00$25.002/3/2010 4:23:28 PM
Havana21$25.00$25.002/3/2010 4:23:38 PM
bchen78875$50.00$50.002/3/2010 4:22:35 PM
junctionking$25.00$25.002/3/2010 4:23:24 PM
loan-master996$50.00$50.002/3/2010 4:23:32 PM
lloyd_s$25.00$25.002/3/2010 4:13:18 PM
kulender$30.00$30.002/3/2010 4:13:28 PM
balance-voyager$100.00$100.002/3/2010 4:43:37 PM
blooming-market$25.00$25.002/3/2010 4:14:09 PM
kchen486$25.00$25.002/3/2010 4:44:28 PM
mikeandcat$80.70$80.702/3/2010 4:45:12 PM
CaptainBlueberry$25.00$25.002/3/2010 4:43:35 PM
DrMoneyBags$25.00$25.002/3/2010 4:43:55 PM
poeman$25.00$25.002/3/2010 4:44:43 PM
wormdc$25.00$25.002/3/2010 4:44:49 PM
Aeroman32$25.00$25.002/3/2010 4:44:59 PM
leodaguy$25.00$25.002/3/2010 4:47:31 PM
AFairDeal$25.00$25.002/3/2010 4:47:36 PM
laredotornado$25.00$25.002/3/2010 4:48:08 PM
Cheburashka$30.00$30.002/3/2010 4:48:18 PM
balance6$25.00$25.002/3/2010 4:47:21 PM
first-pragmatic-note$25.00$25.002/3/2010 4:47:48 PM
toblerone$50.00$50.002/3/2010 4:47:55 PM
forthright-dedication$25.00$25.002/3/2010 4:50:23 PM
peerlender$30.00$30.002/3/2010 4:23:07 PM
dollar-birdie$30.00$30.002/3/2010 4:23:18 PM
friendly-worth3$25.00$25.002/3/2010 4:23:35 PM
zski$25.00$25.002/3/2010 4:40:00 PM
30Sky$50.00$50.002/3/2010 4:40:06 PM
active-market$100.00$100.002/3/2010 4:43:36 PM
auction-turbine4$25.00$25.002/3/2010 4:45:08 PM
wiselady$25.00$25.002/3/2010 4:47:30 PM
bonus-adventure3$25.00$25.002/3/2010 5:04:34 PM
restech$25.00$25.002/4/2010 7:33:45 AM
BankofBen$37.31$37.312/4/2010 7:31:01 AM
unrivaled-justice$25.00$25.002/4/2010 9:59:23 AM
thestartuplender$26.77$26.772/4/2010 10:44:32 AM
red-trade-cologne$25.00$25.002/4/2010 10:44:37 AM
vegibenz$25.00$25.002/4/2010 10:57:43 AM
elegant-income3$25.00$25.002/4/2010 10:47:43 AM
AJSinvest$25.00$25.002/4/2010 11:12:44 AM
DukSerduk$25.00$25.002/4/2010 10:48:21 AM
bigballer105$25.00$25.002/4/2010 11:10:11 AM
guardlender$25.00$25.002/4/2010 11:41:14 AM
zenchef$25.00$25.002/4/2010 11:43:01 AM
Strand_Investments$25.00$25.002/4/2010 11:57:32 AM
BzJ108$25.00$25.002/4/2010 11:57:34 AM
BayShell$50.00$50.002/4/2010 12:02:27 PM
diplomatic-point4$50.00$50.002/4/2010 12:12:41 PM
Steveoo1$50.00$50.002/4/2010 12:29:57 PM
redmonkey$25.00$25.002/4/2010 12:47:31 PM
Dazz2061$25.00$25.002/4/2010 12:50:13 PM
ryreesado$25.00$25.002/4/2010 12:48:12 PM
SDNLR$25.00$25.002/4/2010 12:53:23 PM
woodenshoes$25.00$25.002/4/2010 1:16:35 PM
microlendblvr$96.33$96.332/4/2010 1:17:58 PM
teller$60.00$60.002/4/2010 1:19:26 PM
time4aloan$25.00$25.002/4/2010 1:32:15 PM
influential-gain$25.00$25.002/4/2010 1:32:45 PM
Aethelinde$26.33$26.332/4/2010 1:31:29 PM
adama_48$25.00$25.002/4/2010 1:32:20 PM
Ivan2007$25.00$25.002/4/2010 1:49:27 PM
the-money-gargantuan$25.00$25.002/4/2010 1:47:47 PM
open-wealth492$25.00$25.002/4/2010 2:02:33 PM
1fortheroad$25.00$25.002/4/2010 2:02:01 PM
exchange-battalion$30.00$30.002/4/2010 2:02:35 PM
the-aggresive-principal$25.00$25.002/4/2010 2:03:09 PM
ritwngr$25.00$25.002/4/2010 2:15:53 PM
dpfl55$25.00$25.002/4/2010 2:32:49 PM
orange-courageous-dedication$40.00$40.002/4/2010 2:17:32 PM
gulch$35.00$35.002/4/2010 2:19:15 PM
mad4wknds$25.00$25.002/4/2010 4:22:50 PM
coloradoloanman$25.00$25.002/4/2010 4:20:40 PM
andyb9$25.00$25.002/4/2010 4:22:52 PM
USMC0311$25.00$25.002/4/2010 4:27:41 PM
FutureLenderEC$25.00$25.002/4/2010 4:19:36 PM
LAM26$25.00$25.002/4/2010 4:22:38 PM
Reinadog9$50.00$50.002/4/2010 4:35:18 PM
Supernick$50.00$50.002/4/2010 8:34:15 PM
dma1206$25.00$25.002/5/2010 12:03:25 PM
springpanda$25.00$25.002/5/2010 1:33:06 PM
hope-hickory$30.00$30.002/5/2010 3:54:42 PM
blukestrel$25.00$25.002/5/2010 4:31:03 PM
Tradesmanlender$25.00$25.002/5/2010 5:11:56 PM
curveylady$25.00$25.002/5/2010 4:23:12 PM
MiniBank998$25.00$25.002/5/2010 4:49:56 PM
KiwiElf$30.00$30.002/5/2010 5:11:54 PM
julijask$35.00$35.002/5/2010 5:11:53 PM
AceInTheHole$25.00$25.002/6/2010 1:38:53 PM
rosie777$25.00$25.002/6/2010 3:35:06 PM
honorable-yield$25.46$25.462/6/2010 7:43:47 PM
moneyman06$25.00$25.002/7/2010 11:29:55 AM
loner001$25.00$25.002/8/2010 4:51:54 AM
Kaj$25.00$22.332/8/2010 5:17:14 AM
Dollars4Rent$25.00$25.002/8/2010 8:37:25 AM
himanshuko$25.00$25.002/8/2010 12:51:04 PM
EmeritusX$25.00$25.002/9/2010 10:54:27 AM
elevated-finance$25.00$25.002/9/2010 6:29:57 PM
jmainc$25.00$25.002/10/2010 6:40:31 AM
loan-stronghold1$25.00$25.002/10/2010 9:48:10 AM
Floridagirl$25.00$25.002/10/2010 9:58:11 AM
REITRUST$25.00$25.002/10/2010 10:26:47 AM
nickel-pipeline$25.00$25.002/10/2010 10:27:27 AM
GEOFFS3$25.00$25.002/10/2010 10:35:17 AM
Shazzy$25.00$25.002/10/2010 12:41:28 PM
selo80$25.00$25.002/10/2010 2:53:50 PM
gjm6d$25.00$25.002/10/2010 3:39:47 PM
biffmush$100.00$100.002/10/2010 3:55:34 PM
theprince$25.00$25.002/3/2010 4:13:37 PM
CardCapDude$25.00$25.002/3/2010 4:14:58 PM
blissful-note7$25.00$25.002/3/2010 4:15:01 PM
skvat$25.00$25.002/3/2010 4:13:59 PM
gold-commander0$50.00$50.002/3/2010 4:14:31 PM
penny-zeus$25.00$25.002/3/2010 4:14:38 PM
kenji4861$25.00$25.002/3/2010 4:03:42 PM
market-builder$25.00$25.002/3/2010 4:22:45 PM
dealarella$25.00$25.002/3/2010 4:23:01 PM
kmr2$100.00$100.002/3/2010 4:23:05 PM
auction-elvis$25.00$25.002/3/2010 4:23:30 PM
Cai8899$75.00$75.002/3/2010 4:22:41 PM
bowdish1$100.00$100.002/3/2010 4:22:56 PM
commerce-web5$40.00$40.002/3/2010 4:23:14 PM
rolandweary$30.00$30.002/3/2010 4:23:22 PM
desertoasis$25.00$25.002/3/2010 4:23:42 PM
Mr_Money$25.00$25.002/3/2010 4:40:07 PM
WSTRDG$25.00$25.002/3/2010 4:40:55 PM
meenan$25.00$25.002/3/2010 4:13:14 PM
personal-lender$25.00$25.002/3/2010 4:13:21 PM
Mr_Marcus$50.00$50.002/3/2010 4:42:40 PM
mlopez2007$50.00$50.002/3/2010 4:13:51 PM
roentgen$25.00$25.002/3/2010 4:42:42 PM
moola-escalator$50.00$50.002/3/2010 4:14:05 PM
Beachbum27$25.00$25.002/3/2010 4:40:58 PM
unequaled-loyalty7$25.00$25.002/3/2010 4:44:33 PM
MM1207$25.00$25.002/3/2010 4:44:53 PM
market-socrates4$25.00$25.002/3/2010 4:45:05 PM
schpere$30.00$30.002/3/2010 4:47:41 PM
Pasagam$25.00$25.002/3/2010 4:47:52 PM
BigMoney56$25.00$25.002/3/2010 4:51:41 PM
shadowflame_99$25.00$25.002/3/2010 4:46:30 PM
alpinaut$25.00$25.002/3/2010 4:47:04 PM
aldenrains$25.00$25.002/3/2010 4:47:27 PM
wampum-optimization$50.00$50.002/3/2010 4:47:33 PM
exciting-responsibility3$25.00$25.002/3/2010 4:47:45 PM
kanakakm$50.00$50.002/3/2010 4:47:50 PM
Walkingcowboy$25.00$25.002/3/2010 4:48:02 PM
social-conductor4$25.00$25.002/3/2010 4:50:17 PM
delicious-social132$25.00$25.002/3/2010 4:22:48 PM
red-favorable-basis$25.00$25.002/3/2010 4:23:26 PM
wampum-reaction2$25.00$25.002/3/2010 4:23:44 PM
LandE2BG$25.00$25.002/3/2010 4:23:50 PM
AmericanCredit$25.00$25.002/3/2010 4:24:32 PM
justice-financier$25.00$25.002/3/2010 4:39:59 PM
movistar$25.00$25.002/3/2010 7:16:17 PM
inventive-wealth2$25.00$25.002/3/2010 4:42:37 PM
Zach842$25.00$25.002/3/2010 4:45:24 PM
fireboss$25.00$25.002/3/2010 4:45:26 PM
determined-contract$30.00$30.002/3/2010 4:47:38 PM
friendly-market5$25.00$25.002/3/2010 4:47:57 PM
inspired-contract9$50.00$50.002/3/2010 4:51:32 PM
brocilybeef$25.00$25.002/3/2010 5:04:33 PM
divine940$25.00$25.002/3/2010 5:36:38 PM
jscig$25.00$25.002/4/2010 6:54:20 AM
reinforced-reward$25.00$25.002/4/2010 8:03:04 AM
DeltaComputerGuy$25.00$25.002/4/2010 9:35:06 AM
selector568$64.17$64.172/4/2010 9:46:19 AM
Tai$25.00$25.002/4/2010 10:16:54 AM
helping-out$25.00$25.002/4/2010 10:44:36 AM
nestegg4e$25.00$25.002/4/2010 10:47:28 AM
buckyhead2000$25.00$25.002/4/2010 10:48:16 AM
CAGE-Investments$58.69$58.692/4/2010 10:48:24 AM
verse99$25.00$25.002/4/2010 11:31:36 AM
hyrolln$25.00$25.002/4/2010 11:56:38 AM
tisgro$25.00$25.002/4/2010 11:57:36 AM
CaptPicard$25.00$25.002/4/2010 12:11:34 PM
rakstar$28.36$28.362/4/2010 12:13:04 PM
michaelndn$25.00$25.002/4/2010 12:47:33 PM
roccofox$50.00$50.002/4/2010 1:01:24 PM
johntina$35.21$35.212/4/2010 1:01:27 PM
martinatime$25.00$25.002/4/2010 1:17:56 PM
Philosonie$25.00$25.002/4/2010 1:32:18 PM
TheBiggTree$25.00$25.002/4/2010 1:32:16 PM
axl163$25.00$25.002/4/2010 1:33:55 PM
cjames84$25.00$25.002/4/2010 1:49:22 PM
ADSFL05$25.00$25.002/4/2010 2:02:03 PM
Kerrysbay$25.00$25.002/4/2010 2:17:34 PM
bds9646$26.00$26.002/4/2010 2:19:21 PM
Plotinus$39.84$39.842/4/2010 2:34:34 PM
tenny321$25.00$25.002/4/2010 3:02:29 PM
tj1683$30.63$30.632/4/2010 4:18:35 PM
JGB$25.00$25.002/4/2010 4:27:37 PM
GElender$50.00$50.002/4/2010 5:38:23 PM
stable-money$25.00$25.002/5/2010 9:34:52 AM
grampy48$25.00$25.002/5/2010 9:56:03 AM
klinebarger$25.00$25.002/5/2010 10:16:19 AM
intrepid-transaction5$25.00$25.002/5/2010 11:35:02 AM
all_of_that_one$25.00$25.002/5/2010 4:26:54 PM
galtsgulch$25.00$25.002/5/2010 5:11:27 PM
fervent-repayment$25.00$25.002/6/2010 4:18:50 PM
Spiv_51$25.00$25.002/7/2010 4:57:28 AM
refined-income7$25.00$25.002/7/2010 6:10:05 AM
tsui517$25.00$25.002/7/2010 5:50:00 PM
worldly-kindness8$25.00$25.002/7/2010 7:29:56 PM
cash-spinner$25.00$25.002/8/2010 5:46:07 PM
Good_Karma_Cafe$25.00$25.002/9/2010 10:55:57 AM
the-dollar-handshake$25.00$25.002/9/2010 10:43:37 AM
RandyL3$78.87$78.872/9/2010 5:22:49 PM
fallentimbers$25.00$25.002/10/2010 3:08:10 PM
Memphis-King$50.00$50.002/10/2010 3:54:36 PM
220 bids
 
Borrower Payment Dependent Notes Series 445434
This series of Notes was issued and sold upon the funding of the borrower loan #40922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-04-2010 
  Auction end date:  Feb-11-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $159.93
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $157.49
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1998 Debt/Income ratio: 29%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:2y 7m
Credit score: 740-759 (Feb-2010) Total credit lines: 31 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $18,745Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Southern_Illinois_Girl Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills before we have a baby
Purpose of loan:
This loan will be used to pay off a high interes credit card.

My financial situation:
I am a good candidate for this loan because I am employed.? My husband also has a full time, state, union job at the university.? He has been employed there since 1999.? Both of us have credit scores above 700.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is this the same $5,000 loan being sought as http://www.prosper.com/invest/listing.aspx?listingID=445732 (coin-trajectory) ?? - BrighterSuns
A: Coin-trajectory is my husband. I am the woman in his picture. We both asked for $5,000 because we have a combined debt of about $10,000 on higher interest credit cards. As my title and description states, we are planing on having a baby soon and would like to pay off our credit cards before we do, Or at least have them paid down and on a lower interest loan. Thank you for your question. If you have any other questions, please ask. :) (Feb-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.002/4/2010 5:13:01 PM
commerce-voyager$25.00$25.002/4/2010 5:24:47 PM
personal-lender$25.00$25.002/4/2010 5:25:20 PM
theprince$25.00$25.002/4/2010 5:25:39 PM
kindness-percolator5$25.00$25.002/4/2010 5:25:51 PM
gold-commander0$50.00$50.002/4/2010 5:26:30 PM
blissful-note7$25.00$25.002/4/2010 5:26:51 PM
credit-force5$25.00$25.002/4/2010 5:25:27 PM
moola-escalator$50.00$50.002/4/2010 5:26:10 PM
falcon245sp$25.00$25.002/4/2010 5:26:57 PM
Cai8899$75.00$75.002/4/2010 5:32:34 PM
market-builder$25.00$25.002/4/2010 5:32:39 PM
thedoctor$90.00$90.002/4/2010 5:33:01 PM
junctionking$25.00$25.002/4/2010 5:33:16 PM
dollar-birdie$30.00$30.002/4/2010 5:33:07 PM
loan-master996$50.00$50.002/4/2010 5:33:31 PM
desertoasis$25.00$25.002/4/2010 5:33:44 PM
red-favorable-basis$25.00$25.002/4/2010 5:33:18 PM
auction-elvis$25.00$25.002/4/2010 5:33:27 PM
friendly-worth3$25.00$25.002/4/2010 5:33:35 PM
red-trade-cologne$25.00$25.002/4/2010 5:37:47 PM
LandE2BG$25.00$25.002/4/2010 5:33:53 PM
social-conductor4$25.00$25.002/4/2010 5:36:31 PM
the-bright-velocity$25.00$25.002/4/2010 5:45:51 PM
DukSerduk$25.00$25.002/4/2010 5:38:41 PM
orbital-gain$44.05$44.052/4/2010 5:49:31 PM
Supernick$50.00$50.002/4/2010 8:34:12 PM
ticklemaxx$25.00$25.002/4/2010 9:37:35 PM
briphi$25.00$25.002/4/2010 9:37:34 PM
active-market$65.12$65.122/5/2010 5:41:13 AM
CAGE-Investments$100.00$100.002/5/2010 7:38:38 AM
unrivaled-justice$25.00$25.002/5/2010 8:34:18 AM
30Sky$30.71$30.712/5/2010 8:43:13 AM
economy-caper9$25.00$25.002/5/2010 9:36:43 AM
SDNLR$25.00$25.002/5/2010 9:41:39 AM
misterhobbs$25.00$25.002/5/2010 9:36:49 AM
Katburg$34.31$34.312/5/2010 9:42:03 AM
klinebarger$25.00$25.002/5/2010 10:16:16 AM
friendly-market5$25.00$25.002/5/2010 10:00:43 AM
verse99$25.00$25.002/5/2010 10:52:21 AM
mikeandcat$46.30$46.302/5/2010 11:37:18 AM
cjames84$25.00$25.002/5/2010 11:51:59 AM
BankofBen$80.73$80.732/5/2010 10:52:17 AM
Headhunter14$25.00$25.002/5/2010 11:06:46 AM
1fortheroad$25.00$25.002/5/2010 12:07:05 PM
Ivan2007$25.00$25.002/5/2010 11:52:00 AM
Featherbee$25.00$25.002/5/2010 12:30:46 PM
JGB$25.00$25.002/5/2010 12:36:25 PM
neighborly-peso$25.00$25.002/5/2010 1:10:23 PM
Sierralance$25.00$25.002/5/2010 12:50:34 PM
hope-hickory$25.00$25.002/5/2010 1:54:50 PM
schpere$30.00$30.002/5/2010 3:44:52 PM
determined-contract$30.00$30.002/5/2010 3:44:52 PM
wampum-optimization$50.00$50.002/5/2010 3:44:50 PM
laredotornado$25.00$25.002/5/2010 3:44:53 PM
blukahlua$25.00$25.002/6/2010 8:40:07 AM
PK_USMC$25.00$25.002/6/2010 12:36:28 PM
lively-exchange$25.00$25.002/6/2010 3:43:10 PM
generous-deal6$50.00$50.002/6/2010 12:34:52 PM
afford83$25.00$25.002/8/2010 12:26:57 PM
the-profit-oracle$25.00$25.002/8/2010 8:09:17 PM
JerryB96$25.00$25.002/9/2010 7:43:41 PM
skillful-diversification2$25.00$25.002/9/2010 9:58:10 PM
big-lendin$25.00$25.002/10/2010 10:34:40 AM
DonaldColorado$25.00$25.002/4/2010 5:12:35 PM
kenji4861$25.00$25.002/4/2010 5:12:56 PM
skuba$50.00$50.002/4/2010 5:18:48 PM
lloyd_s$25.00$25.002/4/2010 5:25:16 PM
mlopez2007$50.00$50.002/4/2010 5:25:55 PM
meenan$25.00$25.002/4/2010 5:25:07 PM
blooming-market$25.00$25.002/4/2010 5:26:15 PM
trade-trumpet$25.00$25.002/4/2010 5:26:05 PM
penny-zeus$25.00$25.002/4/2010 5:26:35 PM
CardCapDude$25.00$25.002/4/2010 5:26:46 PM
br4444$25.00$25.002/4/2010 5:26:24 PM
skvat$25.00$25.002/4/2010 5:26:01 PM
AF-Chief$28.00$28.002/4/2010 5:26:20 PM
delicious-social132$25.00$25.002/4/2010 5:32:42 PM
peerlender$30.00$30.002/4/2010 5:32:57 PM
bowdish1$100.00$100.002/4/2010 5:32:45 PM
commerce-web5$40.00$40.002/4/2010 5:33:04 PM
supreme-hope$25.00$25.002/4/2010 5:33:23 PM
wampum-reaction2$25.00$25.002/4/2010 5:33:47 PM
AmericanCredit$25.00$25.002/4/2010 5:34:09 PM
exchange-cub$25.00$25.002/4/2010 5:34:16 PM
bchen78875$50.00$50.002/4/2010 5:32:28 PM
dealarella$25.00$25.002/4/2010 5:32:49 PM
kmr2$100.00$100.002/4/2010 5:32:54 PM
rolandweary$30.00$30.002/4/2010 5:33:11 PM
forthright-dedication$25.00$25.002/4/2010 5:36:34 PM
BigMoney56$25.00$25.002/4/2010 5:36:39 PM
inspired-contract9$40.30$40.302/4/2010 5:36:37 PM
buckyhead2000$25.00$25.002/4/2010 5:38:37 PM
bigballer105$25.00$25.002/4/2010 5:38:46 PM
nestegg4e$25.00$25.002/4/2010 6:44:26 PM
trillian16$25.00$25.002/4/2010 8:19:30 PM
saihu$25.00$25.002/4/2010 11:34:32 PM
BayShell$49.70$49.702/4/2010 9:37:37 PM
alpinaut$25.00$25.002/5/2010 5:29:18 AM
bridgedoctor$25.00$25.002/4/2010 10:15:02 PM
stable-money$25.00$25.002/5/2010 9:34:51 AM
safe-balance093$25.00$25.002/5/2010 9:35:30 AM
jh157765$25.00$25.002/5/2010 9:58:54 AM
galtsgulch$25.00$25.002/5/2010 9:41:36 AM
DrMoneyBags$25.00$25.002/5/2010 10:00:40 AM
auction-turbine4$25.00$25.002/5/2010 10:00:42 AM
Tai$25.00$25.002/5/2010 11:06:31 AM
dontscrewmeover1$25.00$25.002/5/2010 10:06:55 AM
microlendblvr$30.81$30.812/5/2010 11:33:46 AM
Walkingcowboy$25.00$25.002/5/2010 11:52:03 AM
kulender$30.00$30.002/5/2010 12:05:23 PM
MileHighKelly$25.00$25.002/5/2010 11:46:42 AM
bds9646$25.00$25.002/5/2010 12:07:07 PM
intrepid-transaction5$25.00$25.002/5/2010 11:35:01 AM
exciting-responsibility3$25.00$25.002/5/2010 12:07:03 PM
elegant-income3$25.00$25.002/5/2010 12:47:50 PM
first-pragmatic-note$25.00$25.002/5/2010 12:50:18 PM
generosity-giraffe0$25.00$25.002/5/2010 1:10:51 PM
HUNTER599673$25.00$25.002/5/2010 12:48:12 PM
Dweeberkitty1$25.00$25.002/5/2010 12:50:37 PM
livingforjesus$25.00$25.002/5/2010 1:33:29 PM
Dazz2061$25.00$25.002/5/2010 2:14:02 PM
payontime1$50.00$50.002/5/2010 3:05:21 PM
toblerone$50.00$50.002/5/2010 3:44:48 PM
cash-queen$50.00$50.002/5/2010 2:44:02 PM
leodaguy$25.00$25.002/5/2010 3:44:55 PM
AFairDeal$25.00$25.002/5/2010 3:44:51 PM
selector568$120.68$98.952/5/2010 4:26:40 PM
tisiphone$25.00$25.002/5/2010 4:04:46 PM
liberty-grizzly$250.00$250.002/6/2010 9:53:18 AM
GoldenTrout$25.00$25.002/6/2010 3:58:32 PM
vacationgirl$30.00$30.002/6/2010 9:16:26 PM
delicious-integrity7$25.00$25.002/8/2010 4:32:15 AM
Pickmar$25.00$25.002/8/2010 11:38:57 AM
NutmegFilms$25.00$25.002/9/2010 9:52:47 AM
BrighterSuns$25.00$25.002/9/2010 10:33:06 AM
kf88$25.00$25.002/9/2010 1:10:59 PM
PeacefulFlorida$35.00$35.002/9/2010 6:56:04 PM
GTMoneyMan$25.23$25.232/10/2010 6:19:08 AM
grasscutter$50.00$50.002/10/2010 7:45:06 AM
piano55$25.79$25.792/10/2010 11:54:59 AM
wwwUniversal$25.00$25.002/10/2010 5:29:14 PM
wild-orange$25.00$25.002/11/2010 11:29:29 AM
PeterPsych$200.00$200.002/11/2010 9:17:22 AM
144 bids
 
Borrower Payment Dependent Notes Series 445590
This series of Notes was issued and sold upon the funding of the borrower loan #40926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-10-2010 
 
Starting lender yield: 9.00% Starting borrower rate/APR: 10.00% / 12.11% Starting monthly payment: $193.60
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.06% - 9.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1991 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 12Length of status:0y 3m
Credit score: 720-739 (Jan-2010) Total credit lines: 39 Occupation: Other
Now delinquent: 0 Revolving credit balance: $28,024Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 70%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: Curious Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Close to graduating, semester loan
Purpose of loan:
Due to some red tape at my school's Financial Aid office I cannot receive the student loan I was approved for this semester.? I am 2 semesters from Graduation and do not want to delay based on mindless bureaucracy. I paid last semester's tuition out of my own pocket but unfortunately have not been able to replenish my savings in time for this semester. So I had to put tuition on a credit card and I really want to pay down that balance with a loan at a more reasonable rate.

My financial situation:
In addition to being a student, I work full time with a great salary.?I have worked in the same industry for more than 10 years, and?have owned my own home for more than 5 years.? I?am responsible with debt, and fully intend to pay this back as quickly as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, what is your job/monthly salary? please add more details concerning monthly income and expenses, also do you have a full time job lined up and what will new income be? thanks - shrewd-income
A: Hi, I am a non-traditional student in my 30's and in addition to school, I already work full time for a Mortgage Insurance company and do forensic reviews of claims. My salary is $60000 per year, so gross is $5000 per month. About 39% of my current income goes to installment, revolving or mortgage debt. Car is paid for. My school loans are currently deferred. Please let me know if you have any other questions. (Feb-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
green-unassailable-investment$25.00$25.002/8/2010 9:50:39 AM
skillful-market2$25.00$25.002/8/2010 9:58:19 AM
kenji4861$25.00$25.002/8/2010 10:05:30 AM
lean-velocity$25.00$25.002/8/2010 10:05:38 AM
DonaldColorado$25.00$25.002/8/2010 10:05:50 AM
commerce-voyager$25.00$25.002/8/2010 10:25:15 AM
skuba$25.00$25.002/8/2010 10:23:06 AM
credit-force5$25.00$25.002/8/2010 10:34:41 AM
penny-zeus$25.00$25.002/8/2010 10:35:21 AM
supreme-bonus0$25.00$25.002/8/2010 10:30:18 AM
peerlender$30.00$30.002/8/2010 10:40:36 AM
commerce-web5$40.00$40.002/8/2010 10:40:50 AM
friendly-worth3$25.00$25.002/8/2010 10:41:12 AM
AmericanCredit$25.00$25.002/8/2010 10:41:46 AM
forthright-dedication$25.00$25.002/8/2010 10:42:01 AM
bigballer105$25.00$25.002/8/2010 10:42:24 AM
meenan$25.00$25.002/8/2010 10:34:23 AM
personal-lender$25.00$25.002/8/2010 10:34:39 AM
theprince$25.00$25.002/8/2010 10:34:49 AM
blooming-market$25.00$25.002/8/2010 10:45:57 AM
bchen78875$50.00$50.002/8/2010 10:40:12 AM
moola-escalator$50.00$50.002/8/2010 10:35:06 AM
wampum-reaction2$25.00$25.002/8/2010 10:41:28 AM
aasx1108$25.00$25.002/8/2010 10:36:56 AM
CAGE-Investments$100.00$100.002/8/2010 10:48:05 AM
Havana21$25.00$25.002/8/2010 10:39:44 AM
reflective-cash0$100.00$100.002/8/2010 10:49:23 AM
Cai8899$75.00$75.002/8/2010 10:40:17 AM
nojoke411$25.00$25.002/8/2010 10:43:29 AM
loan-master996$50.00$50.002/8/2010 10:41:07 AM
hope-hickory$30.00$30.002/8/2010 10:50:49 AM
GoldenTrout$25.00$25.002/8/2010 10:44:25 AM
trade-trumpet$25.00$25.002/8/2010 10:44:57 AM
Hexnut$25.00$25.002/8/2010 10:45:16 AM
inspired-contract9$25.00$25.002/8/2010 10:53:50 AM
highcountry1$25.00$25.002/8/2010 10:45:49 AM
djc314$25.00$25.002/8/2010 10:56:38 AM
BlindJoeDeath$25.00$25.002/8/2010 10:46:48 AM
klinebarger$25.00$25.002/8/2010 10:48:52 AM
bds9646$26.00$26.002/8/2010 10:49:47 AM
kmr2$100.00$100.002/8/2010 10:50:33 AM
profitable-asset1$25.00$25.002/8/2010 10:48:23 AM
bruce3504$25.00$25.002/8/2010 10:52:09 AM
kindness-percolator5$25.00$25.002/8/2010 10:49:44 AM
Interloper$40.00$40.002/8/2010 10:51:02 AM
kulender$30.00$30.002/8/2010 10:51:18 AM
LifeOfLearning$25.00$25.002/8/2010 11:18:15 AM
MarcusOcean$25.00$25.002/8/2010 10:52:57 AM
dollardave$200.00$200.002/8/2010 11:37:22 AM
wampum-chorus3$25.00$25.002/8/2010 10:56:53 AM
AceInTheHole$25.00$25.002/8/2010 10:55:00 AM
community-pipeline$25.00$25.002/8/2010 10:55:04 AM
thegreatone$100.00$100.002/8/2010 10:55:19 AM
life-is-great$25.00$25.002/8/2010 10:56:11 AM
yield-lion$25.00$25.002/8/2010 10:56:21 AM
natural-greenback6$25.00$25.002/8/2010 10:57:42 AM
Norcal$30.15$30.152/8/2010 11:12:22 AM
fireboss$25.00$25.002/8/2010 11:15:02 AM
danerman$50.00$50.002/8/2010 11:24:58 AM
dollardave$200.00$200.002/8/2010 11:34:16 AM
five-star-note$35.00$35.002/8/2010 12:03:42 PM
DukSerduk$25.00$25.002/8/2010 12:21:59 PM
Ivan2007$25.00$25.002/8/2010 12:16:42 PM
anton$250.00$250.002/8/2010 1:39:53 PM
Auburnmist$25.00$25.002/8/2010 6:25:42 PM
the-aggresive-principal$25.00$25.002/8/2010 6:31:49 PM
divemaster$25.00$25.002/8/2010 6:33:53 PM
intently$25.00$25.002/8/2010 6:38:31 PM
Rick7925$25.00$25.002/8/2010 6:34:50 PM
TennSquire$25.00$25.002/8/2010 6:39:07 PM
macjp123$25.00$25.002/8/2010 6:38:53 PM
nourishing-interest0$25.00$25.002/8/2010 6:39:44 PM
orgy63$25.00$25.002/8/2010 6:40:57 PM
niskyfranchise$25.00$25.002/8/2010 6:42:47 PM
industrious-dedication$25.00$25.002/8/2010 6:43:44 PM
radforj22$25.00$25.002/8/2010 10:17:04 AM
lloyd_s$25.00$25.002/8/2010 10:34:30 AM
market-builder$25.00$25.002/8/2010 10:40:19 AM
LandE2BG$25.00$25.002/8/2010 10:41:35 AM
red-trade-cologne$25.00$25.002/8/2010 10:42:12 AM
skvat$25.00$25.002/8/2010 10:35:01 AM
Vegasjim$25.00$25.002/8/2010 10:44:13 AM
AF-Chief$28.00$28.002/8/2010 10:35:11 AM
CardCapDude$25.00$25.002/8/2010 10:35:30 AM
falcon245sp$25.00$25.002/8/2010 10:35:46 AM
gold-commander0$50.00$50.002/8/2010 10:46:16 AM
plentiful-reward$50.00$50.002/8/2010 10:46:27 AM
dollar-birdie$30.00$30.002/8/2010 10:40:55 AM
br4444$25.00$25.002/8/2010 10:35:15 AM
rolandweary$30.00$30.002/8/2010 10:41:00 AM
chairsitter$25.00$25.002/8/2010 10:47:00 AM
blissful-note7$25.00$25.002/8/2010 10:35:33 AM
social-conductor4$25.00$25.002/8/2010 10:41:56 AM
zenchef$25.00$25.002/8/2010 10:42:30 AM
delicious-social132$25.00$25.002/8/2010 10:40:24 AM
bowdish1$100.00$100.002/8/2010 10:40:29 AM
dealarella$25.00$25.002/8/2010 10:40:35 AM
rock-turner$50.00$50.002/8/2010 10:43:16 AM
thedoctor$90.00$90.002/8/2010 10:40:49 AM
Walkingcowboy$25.00$25.002/8/2010 10:50:35 AM
junctionking$25.00$25.002/8/2010 10:41:05 AM
desertoasis$25.00$25.002/8/2010 10:41:22 AM
mistertao$25.00$25.002/8/2010 10:52:26 AM
dime-beeper$25.00$25.002/8/2010 10:52:44 AM
auction-elvis$25.00$25.002/8/2010 10:54:46 AM
supreme-hope$25.00$25.002/8/2010 10:45:38 AM
flexible-value$25.00$25.002/8/2010 10:48:16 AM
unrivaled-justice$25.00$25.002/8/2010 10:48:42 AM
tsui517$25.00$25.002/8/2010 10:57:06 AM
head$25.00$25.002/8/2010 10:47:21 AM
red-favorable-basis$25.00$25.002/8/2010 10:47:37 AM
gracej$25.00$25.002/8/2010 10:50:05 AM
Phantom99$25.00$25.002/8/2010 10:51:35 AM
bokonon$25.00$25.002/8/2010 10:51:54 AM
ITGuy$25.00$25.002/8/2010 11:09:08 AM
smallcountry$25.00$25.002/8/2010 11:11:34 AM
payout-point$50.00$50.002/8/2010 10:53:33 AM
BigMoney56$25.00$25.002/8/2010 10:51:14 AM
Artist_Blue$25.00$25.002/8/2010 10:54:12 AM
galtsgulch$25.00$25.002/8/2010 11:16:40 AM
BayShell$36.58$36.582/8/2010 11:17:18 AM
PocketAces$25.00$25.002/8/2010 10:55:33 AM
sugarhoof$25.00$25.002/8/2010 11:33:35 AM
calm-deal7$25.00$25.002/8/2010 10:53:08 AM
buckyhead2000$25.00$25.002/8/2010 11:43:18 AM
fishintime$25.00$25.002/8/2010 10:58:06 AM
twirl2$25.00$25.002/8/2010 10:56:02 AM
agent86a$25.00$25.002/8/2010 11:08:39 AM
OCedHrt$25.00$25.002/8/2010 10:57:27 AM
jtrump22$25.00$25.002/8/2010 12:13:19 PM
Crusader88$25.00$25.002/8/2010 11:11:51 AM
Kaj$25.00$25.002/8/2010 10:57:57 AM
vegibenz$25.00$25.002/8/2010 11:15:11 AM
AJSinvest$25.00$25.002/8/2010 11:15:16 AM
mizon291$50.00$50.002/8/2010 10:58:28 AM
selector568$400.00$400.002/8/2010 11:15:08 AM
verse99$25.00$25.002/8/2010 11:15:55 AM
TheBiggTree$25.00$25.002/8/2010 11:53:26 AM
kvandivo$25.00$25.002/8/2010 12:13:58 PM
mikeandcat$100.00$100.002/8/2010 1:29:08 PM
dontscrewmeover1$25.00$25.002/8/2010 4:58:14 PM
anakinsolo$25.00$25.002/8/2010 6:20:04 PM
new-honorable-rate$25.00$25.002/8/2010 6:29:31 PM
Supernick$25.00$25.002/8/2010 6:25:53 PM
unk1911$25.00$25.002/8/2010 6:28:19 PM
GlobalVisionary$25.00$25.002/8/2010 6:32:51 PM
riproaringrapids$25.00$25.002/8/2010 6:29:13 PM
peso-colonel$90.00$90.002/8/2010 6:30:56 PM
egw$25.00$25.002/8/2010 6:32:07 PM
LiquidLender$25.00$25.002/8/2010 6:41:11 PM
THREE-POINTS-LENDING$25.00$25.002/8/2010 6:41:51 PM
credit-solstice$25.00$25.002/8/2010 6:42:33 PM
auction-turbine4$25.00$25.002/8/2010 6:43:28 PM
cvfriend$25.00$25.002/8/2010 6:39:17 PM
durability-halibut$25.00$25.002/8/2010 6:41:28 PM
progressive-asset$100.00$100.002/8/2010 6:41:37 PM
mpactlender$25.00$25.002/8/2010 6:42:57 PM
bold-bright-currency$25.00$25.002/8/2010 6:42:22 PM
Fortuno_per_commodo$25.00$25.002/8/2010 6:43:14 PM
benefit-squirrel$30.00$24.272/8/2010 6:43:53 PM
julijask$35.00$35.002/9/2010 5:02:16 PM
161 bids
 
Borrower Payment Dependent Notes Series 445598
This series of Notes was issued and sold upon the funding of the borrower loan #40953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 24.89% Starting monthly payment: $37.72
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 18.67% Final monthly payment: $34.67
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.81%  
Lender servicing fee: 1.00% Estimated return: 7.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 13 / 10Length of status:15y 9m
Credit score: 680-699 (Jan-2010) Total credit lines: 43 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $16,681Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: analyst123 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 88% ) 680-699 (Latest)
Principal borrowed: $8,000.00< mo. late: 1 ( 6% )  
680-699 (Nov-2009)
680-699 (Sep-2008)
 
Principal balance: $4,884.56 1+ mo. late: 1 ( 6% )
Total payments billed: 16  
Description
4 kids' school trip money due!!!
Purpose of loan:
This loan will be used to help my son, who is in the honor's program in University of North Florida, attend a trip to?Ecuador to help build structures and desks for school children to help the indigenous tribes of the country?and learn about the culture.? He plans to complete his studies and go on to study international law.? He has received some scholarship money, but will need the additional funds to cover shots that are not covered by insurance and meals in addition to paying the amount for the trip that scholarships don't cover.? I have four children total and two of them are also taking a band trip to Orlando in May to play at Festival there and the fourth is attending a French competition in Tampa in May.? All of the money is coming due at one time and I need a way to spread the payments out a little.? A loan like this would give me the ability to pay for these expenses and keep all of my other obligations current without worry.? Although I receive child support, the children's father is not willing to help with any additional expenses.......so it's up to me to help my children take advantage of opportunities like the ones listed.

Financial situation:
I am a good candidate for this loan because I have managed to maintain a company, which now employs 60 people,since 1994.? Additionally, I have a new contract starting with the Division of Vocational Rehabilitation next month which will allow me greater ability to pay off loans quickly.
Monthly net income: $ 11,000

Monthly expenses: $ 9891.00
??Housing: $ 1714.00
??Insurance: $ 1987.00????
??Car expenses: $ 848.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 272.00
??Food, entertainment: $ 2400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1370.00
??Other expenses: $ 700.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GS-ROCK$25.00$25.002/9/2010 10:53:04 AM
grammaspurse$25.00$25.002/9/2010 12:44:49 PM
lender12345$50.00$50.002/10/2010 6:19:36 PM
beuford7$25.00$25.002/11/2010 5:09:57 PM
Rothgoe$63.02$63.022/12/2010 12:43:24 PM
dorypro$25.00$25.002/12/2010 1:35:49 PM
Philman$25.00$25.002/12/2010 7:11:00 PM
PrepWonder$25.00$25.002/12/2010 7:30:18 PM
hawk357$25.00$25.002/12/2010 9:38:50 PM
SmartBanking$25.00$25.002/13/2010 12:40:12 PM
PalmerTheEmbalmer$30.00$30.002/13/2010 1:00:04 PM
J-Rott$100.00$100.002/14/2010 7:27:20 AM
Joshua_E$25.00$25.002/14/2010 6:32:50 AM
KINGDOMVENDING$50.00$50.002/14/2010 7:09:30 PM
icon7$25.00$25.002/15/2010 5:30:28 AM
helynn43$25.00$25.002/15/2010 6:59:50 AM
silverloan$50.00$21.982/15/2010 7:34:17 AM
Mikale360$25.00$25.002/15/2010 6:34:55 AM
toxicbutterfly$25.00$25.002/15/2010 9:21:24 AM
wild-orange$25.00$25.002/15/2010 4:22:16 AM
best-generosity-financier$25.00$25.002/15/2010 9:39:45 AM
worthy-bid4$25.00$25.002/11/2010 6:15:36 PM
Leshan$100.00$100.002/12/2010 9:47:36 AM
sknop64$35.00$35.002/11/2010 8:09:35 PM
Ambassador$25.00$25.002/12/2010 4:09:17 PM
BuzzyBee336$25.00$25.002/13/2010 3:50:50 PM
JohnSmith10$25.00$25.002/14/2010 10:32:02 PM
best-generosity-financier$25.00$25.002/15/2010 9:01:02 AM
OnePoorDude$50.00$50.002/15/2010 8:31:42 AM
29 bids
 
Borrower Payment Dependent Notes Series 445602
This series of Notes was issued and sold upon the funding of the borrower loan #40959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-14-2010 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 29.00% / 31.36% Starting monthly payment: $134.10
Final lender yield: 27.00% Final borrower rate/APR: 29.00% / 31.36% Final monthly payment: $134.10
 
Auction yield range: 8.06% - 27.00% Estimated loss impact: 7.15%  
Lender servicing fee: 1.00% Estimated return: 19.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1993 Debt/Income ratio: 48%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 12 / 12Length of status:13y 10m
Credit score: 640-659 (Jan-2010) Total credit lines: 52 Occupation: Social Worker
Now delinquent: 0 Revolving credit balance: $39,392Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 79%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: thunder22 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off CITI Credit Card - Debt
Purpose of loan:
I am trying to consolidate my debt. I want to make a dent in credit card debt which can reduce the amount of interest paid and my money could go towards the principle.

My financial situation:
I am a good candidate for this loan because while I am able to currently pay my credit cards, I am not making a big enough dent in the actual balances to really make a difference. Using Propser.com, I will be able to pay these down more quickly.? Now that I am in a great job making good money my intention is to pay quite a bit more than the minimum every month. It is unlikely it will take me the full balance of time to pay off this loan. Please invest. I have never been late on a payment. I am a good candidate.

Monthly net income: $3500

Monthly expenses: $?2900
??Housing: $?1400
??Insurance: $ 50
??Car expenses: $?300
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?700
??Other expenses: $ 100

House (Zillow estimate) = $224,000 - balance $204,000
Credit card - $5000 12%
Credit card - $1000 9%
Credit card - $5100 29% (I am trying to pay this one of first, then the next highest interest rate will be next and so forth)
Credit card - $5000 12%
Credit card - $7000 11%
Car - $3500 7%

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
elegant-loot$25.00$25.002/8/2010 10:35:26 AM
booOST$100.00$42.322/8/2010 9:43:22 PM
ALFLoan$25.00$25.002/9/2010 7:08:17 AM
Pepper23$50.00$50.002/9/2010 8:17:43 AM
lucrative-loan$50.00$50.002/9/2010 8:24:25 AM
new-smart-fund$100.00$100.002/9/2010 7:04:01 PM
Sol_Invictus$25.00$25.002/10/2010 8:34:06 AM
Bobafet$25.00$25.002/10/2010 4:17:58 PM
tnjohnso$25.00$25.002/10/2010 4:41:39 PM
Ronnieboy888$25.00$25.002/10/2010 9:41:04 PM
innovator2$50.00$50.002/10/2010 5:30:51 PM
mhotchan$100.00$100.002/11/2010 8:20:01 AM
piscary$50.00$50.002/10/2010 8:42:25 PM
respectful-integrity3$30.00$30.002/11/2010 7:10:11 AM
loanermn$25.00$25.002/11/2010 8:33:52 AM
inforapenny$25.00$25.002/11/2010 5:50:33 PM
wattboy$76.45$76.452/11/2010 8:05:44 PM
ttnk62918$25.00$25.002/12/2010 11:01:20 AM
trumpeter5$100.00$100.002/12/2010 1:22:46 PM
mckhbnpc$30.00$30.002/12/2010 10:52:21 AM
BankofBeth$25.00$25.002/12/2010 12:56:49 PM
Bank_Of_XL$100.00$100.002/12/2010 1:58:20 PM
grnii78$75.00$75.002/12/2010 2:25:04 PM
leverage-monger$50.00$50.002/12/2010 4:09:53 PM
return-daydream$25.00$25.002/13/2010 9:55:59 AM
SqueezeTheNeedy$50.00$50.002/13/2010 5:17:00 PM
k2regularjoe$25.00$25.002/13/2010 6:11:45 PM
groundsquirrel$25.00$25.002/13/2010 7:47:19 PM
LARRY4NY$50.00$50.002/13/2010 8:17:48 PM
Taz-Man-IIWIS$25.00$25.002/13/2010 4:11:38 PM
tornandfrayed$25.00$25.002/14/2010 6:51:12 AM
tekstyle38$69.00$69.002/13/2010 4:51:34 PM
Ven58$25.00$25.002/13/2010 7:40:40 PM
UBOtto186$52.06$52.062/13/2010 9:49:18 PM
CoolPlexer$25.00$25.002/13/2010 8:27:21 PM
J-Rott$100.00$100.002/14/2010 7:27:53 AM
SkinnyFish$25.00$25.002/14/2010 9:13:01 AM
harddollars$50.00$50.002/14/2010 10:06:31 AM
lender12345$25.00$25.002/14/2010 12:25:33 PM
apple757$25.00$25.002/14/2010 12:52:53 PM
Defuser$50.00$50.002/14/2010 12:13:46 PM
forthright-trade$25.00$25.002/14/2010 12:29:26 PM
sociallender$25.00$25.002/8/2010 11:24:32 AM
caseattle$25.00$25.002/8/2010 11:23:44 AM
Serpent2801$25.00$25.002/8/2010 8:17:28 PM
Bob450$25.00$25.002/8/2010 9:46:28 PM
dynrep$50.00$50.002/9/2010 9:40:03 AM
BradP$50.00$50.002/9/2010 11:43:48 AM
jgar_O$29.00$29.002/9/2010 6:03:46 PM
Virtuallending$50.00$50.002/9/2010 7:49:53 PM
wise-silver-wonder$25.00$25.002/10/2010 8:37:08 AM
inventive-investment$25.00$25.002/10/2010 6:41:44 AM
Unitas4302$37.28$37.282/10/2010 2:14:46 PM
Imaginos1892$25.00$25.002/10/2010 9:54:20 PM
rinyt$30.00$30.002/11/2010 5:57:33 PM
Myrick$25.00$25.002/11/2010 5:49:09 PM
Leshan$25.00$25.002/12/2010 9:49:46 AM
KTOWN$35.27$35.272/11/2010 6:53:04 PM
leverage-monger$35.00$35.002/12/2010 8:39:17 AM
penny-surgeon$25.00$25.002/12/2010 1:23:35 PM
Madmigel$38.62$38.622/12/2010 5:43:27 PM
top-fund-shooter$50.00$50.002/13/2010 5:01:25 AM
Unitas4302$50.00$50.002/12/2010 7:21:36 PM
Trondheim_Norway$150.00$150.002/12/2010 10:46:05 PM
Mark-M$35.00$35.002/13/2010 12:47:22 PM
swti37$50.00$50.002/13/2010 7:36:33 AM
cashhelp$25.00$25.002/13/2010 4:15:41 PM
innovator2$50.00$50.002/13/2010 6:31:40 PM
LoanerPrincipal$50.00$50.002/14/2010 12:39:37 AM
rovo$25.00$25.002/13/2010 3:23:51 PM
vest_vortex$25.00$25.002/13/2010 3:49:33 PM
beach_bum$25.00$25.002/14/2010 8:20:52 AM
wa_boarder$25.00$25.002/13/2010 8:17:09 PM
Southern_Illinois_Girl$35.00$35.002/13/2010 9:50:52 PM
SignatureCapital$25.00$25.002/13/2010 11:34:27 PM
VBPlayer$25.00$25.002/14/2010 2:00:18 PM
himistu22$25.00$25.002/14/2010 3:18:19 AM
drkosh$25.00$25.002/14/2010 7:18:54 AM
gadget7$50.00$50.002/14/2010 8:04:11 AM
79 bids
 
Borrower Payment Dependent Notes Series 445630
This series of Notes was issued and sold upon the funding of the borrower loan #40950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 9.07% Starting borrower rate/APR: 10.07% / 12.18% Starting monthly payment: $96.90
Final lender yield: 8.10% Final borrower rate/APR: 9.10% / 11.20% Final monthly payment: $95.54
 
Auction yield range: 4.06% - 9.07% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:4y 0m
Credit score: 740-759 (Jan-2010) Total credit lines: 11 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $8,347Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 41%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Yuriana26 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
740-759 (Nov-2009)
720-739 (Oct-2009)
700-719 (Jun-2007)
 
Principal balance: $135.73 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Paying off Wells Fargo 23.90%
Purpose of loan: (relisting)
Our 15 year old washer/dryer gave up 2 months ago and we had no choice but to get a new one and that time we made a mistake (under my hubby's name - pay off his way to college and has only use cash- just starting to build his credit) of financing it thru the store appliance for 23.90% interest. We would like to pay it off so we have better interest and we can pay it off fast through prosper loan. The rest of the money will be for medical bills that we acquired.

My financial situation:
I have a very good credit score and never fail to pay my payments/bills every month. My credit score/history can attest to that. I believe that if you utilize or use a credit card or if you owed money- it is to be paid for no matter what. Thank you so much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Pickmar$25.00$25.002/8/2010 11:51:47 AM
cwegert$50.00$50.002/9/2010 7:47:20 AM
nickel-pipeline$25.00$25.002/10/2010 10:36:46 AM
Aberdeen$175.06$175.062/10/2010 11:21:37 AM
fenix692$50.00$50.002/10/2010 9:36:13 PM
wwilcoxen$50.00$50.002/11/2010 9:51:09 PM
bossyboots01$25.00$25.002/12/2010 3:23:17 AM
martymaniaman$25.00$25.002/12/2010 6:19:51 AM
Tuss12$100.00$100.002/12/2010 11:59:04 AM
Ven58$25.00$25.002/12/2010 12:51:25 PM
wonderous-power$25.00$25.002/12/2010 1:05:47 PM
improvman$25.00$25.002/12/2010 1:19:16 PM
mattblizz$50.00$50.002/12/2010 8:03:33 PM
Lender0307$25.00$25.002/12/2010 9:39:13 PM
Earn_money$25.65$25.652/13/2010 8:47:43 AM
orangefob7$35.00$35.002/12/2010 9:48:03 PM
gardenofeden$30.00$30.002/13/2010 4:44:51 AM
dollars4loan$75.00$75.002/13/2010 8:40:20 AM
been_there$50.00$50.002/13/2010 7:06:04 PM
dasyjo$25.00$25.002/13/2010 1:08:29 PM
socal-lender$25.00$25.002/13/2010 5:17:40 PM
Bieling$25.00$25.002/13/2010 7:29:51 PM
wild-orange$25.00$25.002/15/2010 4:23:02 AM
best-generosity-financier$25.00$25.002/15/2010 9:01:45 AM
JohnSmith10$35.00$35.002/14/2010 10:40:01 PM
bowl800$25.00$25.002/15/2010 8:03:40 AM
thebadpelican$25.00$25.002/15/2010 9:41:37 AM
springpanda$25.00$25.002/8/2010 11:43:33 AM
letsbank$25.00$25.002/8/2010 6:43:52 PM
LittleMingo$25.00$25.002/8/2010 6:57:19 PM
SCD$25.00$25.002/8/2010 9:02:45 PM
PayingItForwardPlease$25.00$25.002/9/2010 3:23:53 PM
singletrck$25.00$25.002/10/2010 8:11:32 AM
lender12345$25.00$25.002/10/2010 6:20:03 PM
Aberdeen$300.00$300.002/11/2010 1:38:48 PM
wise382$25.01$25.012/11/2010 10:54:44 AM
420limo$27.00$27.002/11/2010 1:12:04 PM
dirkgently$25.00$25.002/11/2010 3:32:59 PM
BankofBeth$25.00$25.002/11/2010 5:52:17 PM
sophisticated-ore$500.00$289.682/11/2010 6:51:11 PM
Daubertoo$50.00$50.002/11/2010 9:14:17 PM
DCsource$25.00$25.002/12/2010 5:47:47 AM
moneytolend72$50.00$50.002/12/2010 7:16:11 AM
sweet-social2$100.00$100.002/12/2010 7:46:30 AM
P2PHelper$25.00$25.002/12/2010 11:38:33 AM
myidear$25.00$25.002/12/2010 12:57:18 PM
fr0gpil0t$25.00$25.002/12/2010 4:32:07 PM
Toony$25.00$25.002/12/2010 4:52:53 PM
Bodyboard$25.00$25.002/13/2010 12:15:38 PM
RandyL3$26.82$26.822/13/2010 7:40:12 AM
JerryB96$25.00$25.002/13/2010 8:39:48 PM
PalmerTheEmbalmer$25.00$25.002/13/2010 1:21:22 PM
jybank$25.00$25.002/13/2010 1:52:00 PM
rmpedi33$200.00$200.002/13/2010 5:02:34 PM
Boinky00$30.00$30.002/14/2010 1:35:54 PM
hope-lionheart1$50.00$50.002/14/2010 8:45:35 PM
icon7$40.00$40.002/15/2010 5:31:34 AM
brinabonzo$25.00$25.002/14/2010 2:40:53 PM
Jiangtao$25.00$25.002/15/2010 8:24:41 AM
persistent-value3$35.78$35.782/15/2010 6:00:19 AM
quiggles$25.00$25.002/15/2010 6:29:29 AM
invest0808$25.00$25.002/15/2010 4:29:05 AM
shrewd-income$50.00$50.002/15/2010 8:04:29 AM
PeacefulFlorida$25.00$25.002/15/2010 8:12:51 AM
surferracerskaterboy$50.00$50.002/15/2010 8:58:11 AM
65 bids
 
Borrower Payment Dependent Notes Series 445640
This series of Notes was issued and sold upon the funding of the borrower loan #40957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 28.99% Starting borrower rate/APR: 29.99% / 32.37% Starting monthly payment: $89.14
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $84.89
 
Auction yield range: 11.06% - 28.99% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1977 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:37y 7m
Credit score: 660-679 (Feb-2010) Total credit lines: 27 Occupation: Clerical
Now delinquent: 1 Revolving credit balance: $13,625Stated income:$25,000-$49,999
Amount delinquent: $495 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: money-youngster Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off debt
Purpose of loan:
This loan will be used to? pay off debt management plan and pay down balance on personal loan

My financial situation:
I am a good candidate for this loan because? First,?I want to thank those who placed a bid.? Unfortunately, I did not receive enough to fund.? Hope you will consider me again.? I believe that I need to add more explanation to my financial situation and to bare my soul.? Blemish on my credit report from dealing with a payday lender.? Family member needed my help and I did not hesitate to comply.? At the time, I had to resort to the lender.? Lender and I have a conflict and I am in the process of getting resolved.? Also in a debt management plan.? Circumstances forced me to enter plan.? (Seems like bad things sometime happens to good people).? I have faithfully paid and now owe approximately $450.00.? My payment, if receive Prosper loan, will be less that the debt management payment and personal loan payment and I will have no problem paying the Prosper loan.? The Prosper loan will be used to pay in full the debt management plan and pay down the personal loan.? As previously stated, this will enable me to get better control of my finances and start on the path to a better financial future.? I guess what I am asking for is a helping hand.? I believe that the delinquency is for cell phone bill.? This has been paid.? Was not feeling well for a few days, and forgot to mail.? Thanks, again, for taking time to read my listing and hopefully fund it as well.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$35.00$35.002/8/2010 9:52:40 AM
radforj22$25.00$25.002/8/2010 10:17:31 AM
BlueWave$25.00$25.002/8/2010 10:18:10 AM
coin-investor$25.00$25.002/8/2010 10:43:37 AM
next2$25.00$25.002/8/2010 10:44:31 AM
elegant-capital$25.00$25.002/8/2010 10:45:20 AM
Brown98$25.00$25.002/8/2010 10:46:35 AM
nojoke411$25.00$25.002/8/2010 10:43:52 AM
ASR3$25.00$25.002/8/2010 10:42:55 AM
Helenska11$25.00$25.002/8/2010 10:43:45 AM
Kreditorium$100.00$100.002/8/2010 10:45:27 AM
nutandhoney$33.00$33.002/8/2010 6:11:48 PM
vine99$40.00$40.002/8/2010 6:59:18 PM
LuvToLend$25.00$25.002/9/2010 4:00:33 AM
GreenNotes$36.00$36.002/9/2010 12:44:15 PM
worthy-bid4$25.00$25.002/11/2010 6:16:46 PM
Maetryx$50.00$50.002/11/2010 6:57:41 PM
niq4soccer$25.00$25.002/12/2010 3:54:08 AM
gadget7$25.00$25.002/12/2010 4:10:02 PM
kingston1$25.00$25.002/13/2010 10:07:46 AM
dcm6276$25.00$25.002/13/2010 3:04:53 AM
natural-greenback6$25.00$25.002/13/2010 7:42:11 PM
winger66$50.00$50.002/15/2010 4:21:36 AM
CapricornLending$30.00$30.002/15/2010 6:44:51 AM
shrewd-income$25.00$25.002/15/2010 8:05:35 AM
social-conductor4$25.00$25.002/15/2010 8:24:00 AM
DasMula$25.00$25.002/15/2010 9:22:15 AM
Engineer44$30.00$30.002/15/2010 9:41:09 AM
supreme-bonus0$25.00$25.002/8/2010 10:24:49 AM
Dubbs360$100.00$100.002/8/2010 10:28:13 AM
heavenly-penny$25.00$25.002/8/2010 10:42:52 AM
Havana21$25.00$25.002/8/2010 10:43:02 AM
orange-finance-banker$25.00$25.002/8/2010 10:44:42 AM
aasx1108$25.00$25.002/8/2010 10:42:47 AM
penny-surgeon$25.00$25.002/8/2010 10:43:56 AM
supreme-hope$25.00$17.882/8/2010 10:45:29 AM
dollardave$200.00$200.002/8/2010 11:37:13 AM
Bob450$25.00$25.002/8/2010 9:43:17 PM
UCLA4life$25.00$25.002/9/2010 12:49:53 AM
unger$50.00$50.002/10/2010 3:09:41 AM
NS_Consult$25.00$25.002/10/2010 5:25:27 PM
PeterPsych$200.00$200.002/11/2010 1:01:07 PM
new-truth-chuckler$25.00$25.002/12/2010 10:01:17 AM
auction-mastery$25.00$25.002/11/2010 7:48:16 PM
glenium$25.00$25.002/12/2010 3:39:30 AM
Leshan$25.00$25.002/12/2010 9:54:02 AM
dorypro$25.00$25.002/12/2010 1:37:07 PM
aquistoyraul$25.00$25.002/13/2010 10:27:53 AM
PotBellyPete$40.00$40.002/13/2010 6:42:41 PM
COguy$25.00$25.002/14/2010 9:00:51 AM
toxicbutterfly$25.00$25.002/14/2010 11:24:35 PM
dime-beeper$25.00$25.002/14/2010 9:52:13 PM
onecooldrink$25.00$25.002/15/2010 12:06:25 AM
nalaari$50.00$50.002/15/2010 7:07:48 AM
beans53$25.00$25.002/15/2010 7:14:23 AM
nurat$38.12$38.122/15/2010 8:18:40 AM
red-favorable-basis$25.00$25.002/15/2010 9:22:09 AM
57 bids
 
Borrower Payment Dependent Notes Series 445644
This series of Notes was issued and sold upon the funding of the borrower loan #40945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $159.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2004 Debt/Income ratio: 3%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:2y 1m
Credit score: 720-739 (Jan-2010) Total credit lines: 4 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $37Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: control29 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Roof
Purpose of loan: Install new roof on rental house
A rental house that I own is in need of a new roof. I have received two proposals for the job so far. The two proposals are for $16,500 and $18,500. I have at least one more estimate coming in so the final cost has not yet been decided. This will be a complete stripping and replacement of the entire roof.

Property Information
Two-family residence
Value: $30,000
Monthly Cash Flow: $737

My financial situation:
2010 Annual Salary: $79,000
Oustanding loans: None (No mortgage, no car payment, no student loans, no credit card debt, not one loan outstanding)
Liquid Cash Available: $15,500

Monthly Income: $6,583

Monthly Expenses:
Entertainment: $300
Food: $400
Gas: $216
Insurance: $116
Phone: $80
Misc.: $100
Total Expenses:$1,212
I do not own my primary residence, nor do I pay rent for it. I make irregular payments to the owner not to exceed $400 in any given month.

I would like to use a loan to pay for the roof replacement instead of depleting all of my available cash so as to keep the cash available for any unforeseen emergencies. I have no monthly payments. Most of the money I earn each month is saved. I easily have the capacity to repay this loan. I earned a four-year degree from a private university (all related loans paid off), own two houses free and clear (no mortgages) and own my vehicle free and clear. I am extremely disciplined with money and take no loan lightly. Repaying my debts is priority number one. I thank you for considering funding my loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
new-sophisticated-openness$25.00$25.002/8/2010 9:58:14 AM
radforj22$25.00$25.002/8/2010 10:17:02 AM
blooming-market$25.00$25.002/8/2010 10:45:56 AM
Havana21$25.00$25.002/8/2010 10:39:41 AM
chairsitter$25.00$25.002/8/2010 10:46:57 AM
bigdogsafety1$25.00$25.002/8/2010 10:50:47 AM
Vegasjim$25.00$25.002/8/2010 10:44:10 AM
bruce3504$25.00$25.002/8/2010 10:52:06 AM
rock-turner$50.00$50.002/8/2010 10:43:14 AM
head$25.00$25.002/8/2010 10:47:26 AM
highcountry1$25.00$25.002/8/2010 10:45:51 AM
OCedHrt$25.00$25.002/8/2010 10:57:21 AM
dime-beeper$25.00$25.002/8/2010 10:52:43 AM
Phantom99$25.00$25.002/8/2010 10:51:32 AM
sweet-social2$33.00$33.002/8/2010 10:55:10 AM
diplomatic-point4$50.00$50.002/8/2010 10:52:49 AM
payout-point$50.00$50.002/8/2010 10:53:30 AM
tsui517$25.00$25.002/8/2010 10:57:03 AM
WindyKid$25.00$25.002/8/2010 10:58:13 AM
life-is-great$25.00$25.002/8/2010 10:56:09 AM
yield-lion$25.00$25.002/8/2010 10:56:25 AM
kingston1$25.00$25.002/8/2010 12:03:07 PM
orbiter614$50.00$50.002/8/2010 11:16:16 AM
danerman$50.00$50.002/8/2010 11:24:56 AM
dollardave$200.00$200.002/8/2010 11:37:20 AM
dinero-oasis$25.00$25.002/8/2010 11:57:31 AM
Pickmar$25.00$25.002/8/2010 11:52:55 AM
nalaari$25.00$25.002/8/2010 12:16:51 PM
Monrovia$25.00$25.002/8/2010 12:03:17 PM
anakinsolo$25.00$25.002/8/2010 6:20:07 PM
kenji4861$25.00$25.002/8/2010 6:30:28 PM
lean-velocity$25.00$25.002/8/2010 6:30:36 PM
Auburnmist$25.00$25.002/8/2010 6:25:43 PM
skuba$25.00$25.002/8/2010 6:31:24 PM
loanfairy$25.00$25.002/8/2010 6:31:11 PM
the-aggresive-principal$25.00$25.002/8/2010 6:31:48 PM
macjp123$25.00$25.002/8/2010 6:38:51 PM
Rick7925$25.00$25.002/8/2010 6:34:49 PM
forthright-dedication$50.00$50.002/8/2010 6:40:47 PM
progressive-asset$100.00$100.002/8/2010 6:41:36 PM
commerce-voyager$25.00$25.002/8/2010 6:36:42 PM
kulender$25.00$25.002/8/2010 6:37:10 PM
theprince$25.00$25.002/8/2010 6:37:26 PM
niskyfranchise$25.00$25.002/8/2010 6:42:45 PM
mpactlender$25.00$25.002/8/2010 6:42:59 PM
Fortuno_per_commodo$25.00$25.002/8/2010 6:43:13 PM
social-conductor4$25.00$25.002/8/2010 6:38:18 PM
intently$25.00$25.002/8/2010 6:38:30 PM
benefit-squirrel$30.00$30.002/8/2010 6:43:51 PM
nourishing-interest0$25.00$25.002/8/2010 6:39:43 PM
TennSquire$25.00$25.002/8/2010 6:39:05 PM
orgy63$25.00$25.002/8/2010 6:40:56 PM
LiquidLender$25.00$25.002/8/2010 6:41:09 PM
durability-halibut$25.00$25.002/8/2010 6:41:27 PM
bold-bright-currency$25.00$25.002/8/2010 6:42:21 PM
THREE-POINTS-LENDING$25.00$25.002/8/2010 6:41:50 PM
friendly-worth3$25.00$25.002/8/2010 6:43:03 PM
auction-turbine4$25.00$25.002/8/2010 6:43:27 PM
orange-courageous-dedication$30.00$11.742/8/2010 6:44:02 PM
SCD$25.00$25.002/8/2010 9:00:27 PM
dontscrewmeover1$25.00$25.002/9/2010 5:47:24 PM
beachfunder$25.00$25.002/9/2010 8:31:34 PM
grasscutter$50.00$50.002/10/2010 7:58:47 AM
fishman42$30.00$30.002/10/2010 12:58:24 PM
hellasow$25.00$25.002/10/2010 5:56:00 PM
senorzookeeper$100.00$100.002/11/2010 8:46:08 PM
e3oM$50.00$50.002/11/2010 10:52:24 PM
moneytolend72$35.00$35.002/12/2010 7:17:13 AM
OzGuy609$25.00$25.002/13/2010 5:30:53 AM
all_of_that_one$25.00$25.002/13/2010 9:51:28 AM
RandyL3$36.00$36.002/13/2010 2:35:40 PM
poolboy17$25.00$25.002/13/2010 8:25:32 AM
liberty-grizzly$100.00$100.002/13/2010 8:37:55 AM
socal-lender$25.00$25.002/13/2010 5:18:40 PM
cself002$25.00$25.002/13/2010 1:13:08 PM
cwegert$27.00$27.002/13/2010 10:34:40 PM
persistent-value3$36.14$36.142/15/2010 6:01:00 AM
credit-panda1$25.00$25.002/15/2010 8:19:28 AM
brightest-income-hunter$25.00$25.002/8/2010 10:04:03 AM
turbospeed$25.00$25.002/8/2010 10:15:37 AM
supreme-bonus0$25.00$25.002/8/2010 10:30:14 AM
nojoke411$25.00$25.002/8/2010 10:43:26 AM
supreme-hope$25.00$25.002/8/2010 10:45:33 AM
aasx1108$25.00$25.002/8/2010 10:36:51 AM
gracej$25.00$25.002/8/2010 10:50:02 AM
GoldenTrout$25.00$25.002/8/2010 10:44:22 AM
trade-trumpet$25.00$25.002/8/2010 10:44:52 AM
gold-commander0$50.00$50.002/8/2010 10:46:12 AM
plentiful-reward$50.00$50.002/8/2010 10:46:23 AM
red-favorable-basis$25.00$25.002/8/2010 10:47:40 AM
community-pipeline$25.00$25.002/8/2010 10:55:02 AM
flexible-value$25.00$25.002/8/2010 10:48:18 AM
profitable-asset1$25.00$25.002/8/2010 10:48:21 AM
wampum-chorus3$25.00$25.002/8/2010 10:56:50 AM
BlindJoeDeath$25.00$25.002/8/2010 10:46:46 AM
reflective-cash0$100.00$100.002/8/2010 10:49:20 AM
natural-greenback6$25.00$25.002/8/2010 10:57:40 AM
Ripsaw4U$25.00$25.002/8/2010 10:57:54 AM
Interloper$40.00$40.002/8/2010 10:51:07 AM
Artist_Blue$25.00$25.002/8/2010 10:54:15 AM
five-star-note$35.00$35.002/8/2010 10:51:48 AM
bokonon$25.00$25.002/8/2010 10:51:59 AM
worldly-marketplace$25.00$25.002/8/2010 10:52:16 AM
thegreatone$100.00$100.002/8/2010 10:55:20 AM
MarcusOcean$25.00$25.002/8/2010 10:52:54 AM
calm-deal7$25.00$25.002/8/2010 10:53:04 AM
twirl2$25.00$25.002/8/2010 10:55:59 AM
inspired-contract9$25.00$25.002/8/2010 10:53:47 AM
auction-elvis$25.00$25.002/8/2010 10:54:43 AM
fishintime$25.00$25.002/8/2010 10:58:03 AM
PocketAces$25.00$25.002/8/2010 10:55:31 AM
djc314$25.00$25.002/8/2010 10:56:34 AM
dollardave$200.00$200.002/8/2010 11:34:07 AM
LifeOfLearning$25.00$25.002/8/2010 11:18:13 AM
springpanda$25.00$25.002/8/2010 11:44:54 AM
Cheburashka$25.00$25.002/8/2010 12:03:33 PM
unk1911$25.00$25.002/8/2010 6:28:21 PM
peso-colonel$90.00$90.002/8/2010 6:30:55 PM
Supernick$25.00$25.002/8/2010 6:25:55 PM
ChicagoBoyz$25.00$25.002/8/2010 6:33:27 PM
riproaringrapids$25.00$25.002/8/2010 6:29:12 PM
new-honorable-rate$25.00$25.002/8/2010 6:29:30 PM
DonaldColorado$25.00$25.002/8/2010 6:30:43 PM
egw$25.00$25.002/8/2010 6:32:06 PM
GlobalVisionary$25.00$25.002/8/2010 6:32:50 PM
hope-hickory$25.00$25.002/8/2010 6:35:11 PM
kindness-percolator5$25.00$25.002/8/2010 6:37:36 PM
LandE2BG$25.00$25.002/8/2010 6:38:40 PM
cvfriend$25.00$25.002/8/2010 6:39:16 PM
wampum-reaction2$25.00$25.002/8/2010 6:40:34 PM
credit-solstice$25.00$25.002/8/2010 6:42:32 PM
industrious-dedication$25.00$25.002/8/2010 6:43:43 PM
a-shiny-dime$25.00$25.002/8/2010 7:14:02 PM
Statman01$25.00$25.002/9/2010 8:18:16 AM
cwegert$25.00$25.002/10/2010 9:56:50 AM
jranav$25.00$25.002/10/2010 10:36:43 AM
John_14_6$25.00$25.002/11/2010 9:41:16 AM
rce1964$25.00$25.002/11/2010 5:04:38 PM
ujiba$25.00$25.002/11/2010 5:11:07 PM
mroew$25.00$25.002/12/2010 1:02:20 PM
NYCLAIMSGUY$25.00$25.002/12/2010 9:41:19 PM
adoptionblessing$41.12$41.122/12/2010 10:05:01 PM
Asparagirl$50.00$50.002/12/2010 10:30:03 PM
busybee999$25.00$25.002/12/2010 10:51:34 PM
Castelj$25.00$25.002/13/2010 3:06:16 AM
the-silver-blaster$30.00$30.002/13/2010 1:56:55 PM
Oakland$50.00$50.002/13/2010 12:40:22 PM
Robbdogg$25.00$25.002/13/2010 7:26:10 PM
BlessedEveryDay$25.00$25.002/14/2010 6:33:18 AM
Lender0307$25.00$25.002/14/2010 8:43:31 PM
wild-orange$25.00$25.002/15/2010 4:37:15 AM
JerryB96$25.00$25.002/15/2010 8:10:20 AM
the-profit-oracle$25.00$25.002/15/2010 8:20:18 AM
153 bids
 
Borrower Payment Dependent Notes Series 445658
This series of Notes was issued and sold upon the funding of the borrower loan #40932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-14-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $159.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1997 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:4y 6m
Credit score: 740-759 (Feb-2010) Total credit lines: 10 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $1,861Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 9    
Screen name: transaction-fighter8 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff debits
Purpose of loan:
This loan will be used to? pay down and consolidate credit debits

My financial situation:
I am a good candidate for this loan because? gainfully employed with ability meet repayment terms.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
new-sophisticated-openness$25.00$25.002/8/2010 9:58:13 AM
brightest-income-hunter$25.00$25.002/8/2010 10:04:02 AM
five-star-note$35.00$35.002/8/2010 10:18:20 AM
supreme-bonus0$25.00$25.002/8/2010 10:30:11 AM
Monrovia$25.00$25.002/8/2010 10:47:12 AM
aasx1108$25.00$25.002/8/2010 10:36:50 AM
Havana21$25.00$25.002/8/2010 10:39:40 AM
nojoke411$25.00$25.002/8/2010 10:43:25 AM
GoldenTrout$25.00$25.002/8/2010 10:44:22 AM
Interloper$40.00$40.002/8/2010 10:51:09 AM
bokonon$25.00$25.002/8/2010 10:52:01 AM
plentiful-reward$50.00$50.002/8/2010 10:46:22 AM
trade-trumpet$25.00$25.002/8/2010 10:44:52 AM
red-favorable-basis$25.00$25.002/8/2010 10:47:41 AM
life-is-great$25.00$25.002/8/2010 10:56:08 AM
profitable-asset1$25.00$25.002/8/2010 10:48:20 AM
tsui517$25.00$25.002/8/2010 10:57:03 AM
reflective-cash0$100.00$100.002/8/2010 10:49:19 AM
worldly-marketplace$25.00$25.002/8/2010 10:52:15 AM
Artist_Blue$25.00$25.002/8/2010 10:54:15 AM
LifeOfLearning$25.00$25.002/8/2010 11:18:13 AM
thegreatone$100.00$100.002/8/2010 10:55:21 AM
MarcusOcean$25.00$25.002/8/2010 10:52:52 AM
twirl2$25.00$25.002/8/2010 10:55:58 AM
dollardave$200.00$200.002/8/2010 11:37:18 AM
Malkial$25.00$25.002/8/2010 10:55:39 AM
StarE$25.00$25.002/8/2010 11:57:37 AM
djc314$25.00$25.002/8/2010 10:56:33 AM
technoo$50.00$50.002/8/2010 12:03:26 PM
yield-lion$25.00$25.002/8/2010 12:03:59 PM
fishintime$25.00$25.002/8/2010 10:58:03 AM
WindyKid$25.00$25.002/8/2010 10:58:12 AM
dollardave$200.00$200.002/8/2010 11:34:02 AM
danerman$50.00$50.002/8/2010 11:24:55 AM
WTSherman$25.00$25.002/8/2010 11:57:45 AM
dontscrewmeover1$25.00$25.002/8/2010 5:24:19 PM
anakinsolo$25.00$25.002/8/2010 6:20:07 PM
riproaringrapids$25.00$25.002/8/2010 6:29:11 PM
Supernick$25.00$25.002/8/2010 6:25:55 PM
unk1911$25.00$25.002/8/2010 6:28:22 PM
new-honorable-rate$25.00$25.002/8/2010 6:29:29 PM
kenji4861$25.00$25.002/8/2010 6:30:28 PM
commerce-voyager$25.00$25.002/8/2010 6:36:41 PM
kulender$25.00$25.002/8/2010 6:37:11 PM
social-conductor4$25.00$25.002/8/2010 6:38:17 PM
wampum-reaction2$25.00$25.002/8/2010 6:40:34 PM
orgy63$25.00$25.002/8/2010 6:40:55 PM
durability-halibut$25.00$25.002/8/2010 6:41:27 PM
cvfriend$25.00$25.002/8/2010 6:39:16 PM
AF-Chief$27.00$27.002/8/2010 6:47:34 PM
progressive-asset$100.00$100.002/8/2010 6:41:35 PM
kmr2$100.00$100.002/8/2010 6:48:14 PM
niskyfranchise$25.00$25.002/8/2010 6:42:45 PM
Cai8899$50.00$50.002/8/2010 6:48:47 PM
elevated-platinum5$50.00$50.002/8/2010 6:48:52 PM
industrious-dedication$25.00$25.002/8/2010 6:43:43 PM
orange-courageous-dedication$30.00$30.002/8/2010 6:44:01 PM
value-pole$25.00$25.002/8/2010 6:44:52 PM
Kaj$25.00$25.002/8/2010 6:44:24 PM
time4aloan$50.00$50.002/8/2010 6:45:08 PM
Speculator$50.00$50.002/8/2010 6:48:06 PM
important-ore$50.00$50.002/8/2010 6:48:32 PM
junctionking$25.00$13.472/8/2010 6:49:10 PM
smarva$25.00$25.002/12/2010 7:53:12 AM
mattblizz$50.00$50.002/12/2010 8:23:01 PM
Robbdogg$25.00$25.002/13/2010 7:27:43 PM
radforj22$25.00$25.002/8/2010 10:17:01 AM
gold-commander0$50.00$50.002/8/2010 10:46:10 AM
BlindJoeDeath$25.00$25.002/8/2010 10:46:45 AM
chairsitter$25.00$25.002/8/2010 10:46:56 AM
flexible-value$25.00$25.002/8/2010 10:48:19 AM
Vegasjim$25.00$25.002/8/2010 10:44:09 AM
bruce3504$25.00$25.002/8/2010 10:52:04 AM
dime-beeper$25.00$25.002/8/2010 10:52:42 AM
kingston1$25.00$25.002/8/2010 10:45:25 AM
rock-turner$50.00$50.002/8/2010 10:43:13 AM
blooming-market$25.00$25.002/8/2010 10:45:55 AM
inspired-contract9$25.00$25.002/8/2010 10:53:47 AM
supreme-hope$25.00$25.002/8/2010 10:45:32 AM
PocketAces$25.00$25.002/8/2010 10:55:30 AM
highcountry1$25.00$25.002/8/2010 10:45:51 AM
OCedHrt$25.00$25.002/8/2010 10:57:17 AM
head$25.00$25.002/8/2010 10:47:27 AM
skillful-diversification2$25.00$25.002/8/2010 10:50:23 AM
bigdogsafety1$25.00$25.002/8/2010 10:50:46 AM
Phantom99$25.00$25.002/8/2010 10:51:32 AM
gracej$25.00$25.002/8/2010 10:50:01 AM
calm-deal7$25.00$25.002/8/2010 10:53:03 AM
payout-point$31.53$31.532/8/2010 10:53:26 AM
auction-elvis$25.00$25.002/8/2010 10:54:43 AM
community-pipeline$25.00$25.002/8/2010 10:55:02 AM
sweet-social2$33.00$33.002/8/2010 10:55:09 AM
diplomatic-point4$50.00$50.002/8/2010 10:52:48 AM
natural-greenback6$25.00$25.002/8/2010 10:57:39 AM
Northsider$25.00$25.002/8/2010 11:52:29 AM
Ripsaw4U$25.00$25.002/8/2010 10:57:54 AM
worthy-truth$25.00$25.002/8/2010 11:57:02 AM
wampum-chorus3$25.00$25.002/8/2010 10:56:49 AM
orbiter614$50.00$50.002/8/2010 11:16:14 AM
Pickmar$25.00$25.002/8/2010 11:54:03 AM
dinero-oasis$25.00$25.002/8/2010 11:57:30 AM
Cheburashka$30.00$30.002/8/2010 11:38:12 AM
nalaari$25.00$25.002/8/2010 12:16:51 PM
harddollars$50.00$50.002/8/2010 11:57:43 AM
DonaldColorado$25.00$25.002/8/2010 6:30:43 PM
Auburnmist$25.00$25.002/8/2010 6:25:43 PM
skuba$25.00$25.002/8/2010 6:31:24 PM
MM1207$25.00$25.002/8/2010 6:29:00 PM
ASR3$25.00$25.002/8/2010 6:33:46 PM
Rick7925$25.00$25.002/8/2010 6:34:48 PM
hope-hickory$25.00$25.002/8/2010 6:35:10 PM
lean-velocity$25.00$25.002/8/2010 6:30:35 PM
peso-colonel$90.00$90.002/8/2010 6:30:54 PM
loanfairy$25.00$25.002/8/2010 6:31:10 PM
the-aggresive-principal$25.00$25.002/8/2010 6:31:48 PM
egw$25.00$25.002/8/2010 6:32:06 PM
kindness-percolator5$25.00$25.002/8/2010 6:37:36 PM
GlobalVisionary$25.00$25.002/8/2010 6:32:50 PM
intently$25.00$25.002/8/2010 6:38:29 PM
ChicagoBoyz$25.00$25.002/8/2010 6:33:26 PM
TennSquire$25.00$25.002/8/2010 6:39:04 PM
forthright-dedication$50.00$50.002/8/2010 6:40:47 PM
LiquidLender$25.00$25.002/8/2010 6:41:09 PM
THREE-POINTS-LENDING$25.00$25.002/8/2010 6:41:50 PM
bold-bright-currency$25.00$25.002/8/2010 6:42:21 PM
theprince$25.00$25.002/8/2010 6:37:26 PM
credit-solstice$25.00$25.002/8/2010 6:42:32 PM
macjp123$25.00$25.002/8/2010 6:38:51 PM
auction-turbine4$25.00$25.002/8/2010 6:43:27 PM
LandE2BG$25.00$25.002/8/2010 6:38:40 PM
benefit-squirrel$30.00$30.002/8/2010 6:43:51 PM
lloyd_s$25.00$25.002/8/2010 6:44:43 PM
nourishing-interest0$25.00$25.002/8/2010 6:39:42 PM
orange-preeminant-bill$100.00$100.002/8/2010 6:45:27 PM
BumblingStunmbling$25.00$25.002/8/2010 6:42:01 PM
Gibbyland$75.00$75.002/8/2010 6:48:41 PM
Fortuno_per_commodo$25.00$25.002/8/2010 6:43:13 PM
friendly-worth3$25.00$25.002/8/2010 6:43:02 PM
personal-lender$25.00$25.002/8/2010 6:44:16 PM
wise-extraordinary-loot$30.00$30.002/8/2010 6:45:02 PM
rooosta$25.00$25.002/8/2010 6:45:18 PM
delicious-social132$25.00$25.002/8/2010 6:47:59 PM
NorthernFunds$25.00$25.002/8/2010 6:48:23 PM
impeccable-transparency$75.00$75.002/8/2010 6:48:59 PM
Cherrypicker$30.00$30.002/11/2010 12:38:26 PM
Toony$25.00$25.002/12/2010 4:54:00 PM
eldorado71$30.00$30.002/13/2010 7:22:59 AM
147 bids
 
Borrower Payment Dependent Notes Series 445674
This series of Notes was issued and sold upon the funding of the borrower loan #40939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-14-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $143.64
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $141.76
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2006 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 7 / 6Length of status:1y 8m
Credit score: 640-659 (Jan-2010) Total credit lines: 10 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,835Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: exchange-rose Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
The reason for this loan is to consolidate my three credit cards which I have had for the past three years. Due to the economy the credit card companies have increased my interest rates to where it has become a burden to meet the monthly payments. I am 22 years of age and have a good job being a fire sprinkler inspector making a reasonable amount of money for someone my age. I make enough money to stay within my budget but the ridiculous interest rate makes it tough and doesn?t leave much room for saving.

I admit it, I opened up these cards because I wanted everything to be easy and be able to buy things without thinking of the consequences. Now that a few years have passed, I have now come to realize the responsibilities that come with these rash decisions. I have learned from this experience that it is best to save my money and buy things with my hard earned cash while saving the use of credit cards for emergencies only.

Growing up, my father taught me that money isn?t everything but that what you make of yourself and treating others with kindness is what counts in life. I am very blessed to have amazing parents that stand by me through whatever happens. ?I would ask my parents to help me out on this but they have their own financial things to deal with at the moment. ?I have worked ever since I graduated high school and have tried hard not to be a financial burden to my parents. I believe I have a good understanding of the importance of creating an independent lifestyle for myself as an adult. I?m living at home right now, but really want to be able to save up enough money so that I can go back to school or move out on my own. The increasing payments on these cards have put a kink in that plan. ?I really want to do this on my own with your help so I can show my parents that I have learned from my mistakes and from the abuse of using a piece of plastic.

All I am asking is for someone to give their trust and patience in me so that I can show that I have the character and will to get rid of this debt and get my financial state on track. It?s time to put the past behind and start working towards a financially secured and stable future while I?m young and able.? I would truly appreciate your help.

Other info
Monthly income is around $1700 that?s with all taxes taken out. I have a $354 car payment, $40 gym payment, $120 cell phone payment, $120 car insurance payment, around $220 for gas in car a month, and food around $200, and payment?s for the cards.(Best Buy Master card - my balance $718.82 - APR 22.990)(Chase card - my balance $2,459.15 ? APR 19.02%)(NTB card - my balance $649.49 - APR 22.96%) I plan on using every penny to pay off all three of my cards. I appreciate your interest.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orange-preeminant-bill$100.00$100.002/8/2010 12:40:13 PM
yeti888$25.00$25.002/8/2010 12:40:25 PM
desertoasis$50.00$49.282/8/2010 12:41:45 PM
integrity-doctor$50.00$50.002/8/2010 12:36:37 PM
brutusbone$25.00$25.002/8/2010 12:39:00 PM
InChicago$25.00$25.002/8/2010 12:36:33 PM
rhin0cerx$50.00$50.002/8/2010 12:39:41 PM
treasure-bliss$100.00$100.002/8/2010 12:40:27 PM
seisen$100.00$100.002/8/2010 12:40:17 PM
reflective-rupee$125.00$125.002/8/2010 12:54:29 PM
building_community$25.00$25.002/8/2010 1:25:35 PM
Helenska11$25.00$25.002/8/2010 1:56:13 PM
mercuriant$25.00$25.002/8/2010 1:18:18 PM
charming-point$300.00$300.002/8/2010 2:08:08 PM
lth35$28.72$28.722/8/2010 9:47:32 PM
LuvToLend$25.00$25.002/9/2010 4:01:13 AM
scroooge$25.00$25.002/9/2010 9:39:01 AM
order-bee1$25.00$25.002/9/2010 10:06:58 AM
simeonthewhale$58.00$58.002/10/2010 6:57:20 AM
GS-ROCK$25.00$25.002/10/2010 8:49:53 AM
NS_Consult$25.00$25.002/11/2010 3:13:19 PM
DG2007$25.00$25.002/11/2010 3:17:27 PM
finance-vault$25.00$25.002/11/2010 10:04:55 PM
generous-deal6$25.00$25.002/11/2010 10:10:51 PM
smarva$25.00$25.002/12/2010 11:10:20 AM
rospa$25.00$25.002/12/2010 12:41:35 AM
wizard750$40.00$40.002/12/2010 12:21:41 PM
RobinHood$50.00$50.002/12/2010 11:42:08 AM
dorypro$25.00$25.002/12/2010 1:39:13 PM
riptide615$250.00$250.002/13/2010 2:32:38 PM
lambu22$50.00$50.002/13/2010 10:17:20 PM
social-conductor4$25.00$25.002/8/2010 12:36:08 PM
autonomous-basis$25.00$25.002/8/2010 12:41:39 PM
Kaj$25.00$25.002/8/2010 12:37:18 PM
rosario1$25.00$25.002/8/2010 12:39:39 PM
triumph329$25.00$25.002/8/2010 12:39:53 PM
famous-bill$75.00$75.002/8/2010 12:38:37 PM
oldmora$25.00$25.002/8/2010 12:40:19 PM
SolarMoonshine$25.00$25.002/8/2010 5:34:46 PM
zippy-coin$38.36$38.362/8/2010 6:15:10 PM
vine99$45.00$45.002/8/2010 7:00:04 PM
fuzed$25.00$25.002/8/2010 7:08:10 PM
szetheli$156.00$156.002/8/2010 8:13:02 PM
zento$25.00$25.002/8/2010 10:19:20 PM
Bob450$25.00$25.002/8/2010 9:26:48 PM
F_R_B_O_H$50.00$50.002/8/2010 10:47:00 PM
GreenNotes$50.00$50.002/9/2010 10:45:38 AM
honorable-yield$50.00$50.002/9/2010 10:20:28 AM
good4loan$25.00$25.002/9/2010 12:25:36 PM
felicity-daydream$75.00$75.002/9/2010 1:40:09 PM
loan-fate$25.00$25.002/9/2010 1:08:02 PM
JustMee$25.00$25.002/9/2010 8:53:58 PM
vivacious-p2p3$25.00$25.002/10/2010 8:27:05 AM
robertmm25$55.54$55.542/10/2010 4:14:14 PM
hellasow$25.00$25.002/10/2010 5:31:28 PM
what_goes_around$200.00$200.002/11/2010 3:03:53 AM
Peacepower$26.13$26.132/11/2010 8:15:40 AM
goffmt$50.00$50.002/11/2010 11:54:22 AM
BDS$76.44$76.442/11/2010 3:42:29 PM
trader-joe$26.53$26.532/11/2010 4:20:31 PM
superfunder$50.00$50.002/11/2010 4:19:12 PM
DCsource$25.00$25.002/12/2010 5:44:13 AM
debtcollector$50.00$50.002/12/2010 4:59:34 AM
twtb19$25.00$25.002/12/2010 12:40:30 PM
BenOrt$25.00$25.002/12/2010 1:30:13 PM
Leshan$50.00$50.002/13/2010 8:43:36 AM
loss-of-control$25.00$25.002/13/2010 4:35:17 PM
SnakeV$25.00$25.002/13/2010 6:17:41 PM
PotBellyPete$75.00$75.002/13/2010 6:48:02 PM
natural-greenback6$25.00$25.002/13/2010 7:22:58 PM
70 bids
 
Borrower Payment Dependent Notes Series 445726
This series of Notes was issued and sold upon the funding of the borrower loan #40940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $301.94
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $286.72
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:1y 5m
Credit score: 740-759 (Feb-2010) Total credit lines: 11 Occupation: Attorney
Now delinquent: 0 Revolving credit balance: $9,156Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 38%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: repayment-molecule Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TO BECOME A PARTNER IN NIGHTCLUB
Purpose of loan:
This loan will be used to? Become a 35%? Owner/Partner in Spanish Nightclub

My financial situation:
I am a good candidate for this loan because?I do not have many monthly expenses, (less than $500) and the money is not to repay anything it is to make more money. I? have a perfect record in all of my payments, and I am very responsible man in my finances. The money is estimated to be payed in less than a year

Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$35.00$35.002/8/2010 12:55:13 PM
supreme-bonus0$25.00$25.002/8/2010 1:05:05 PM
radforj22$25.00$25.002/8/2010 1:02:40 PM
supreme-hope$25.00$25.002/8/2010 1:13:47 PM
head$25.00$25.002/8/2010 1:14:25 PM
red-favorable-basis$25.00$25.002/8/2010 1:14:30 PM
flexible-value$25.00$25.002/8/2010 1:15:14 PM
Artist_Blue$25.00$25.002/8/2010 1:17:33 PM
Diamond_Jim$25.00$25.002/8/2010 1:14:24 PM
dollardave$200.00$200.002/8/2010 1:20:22 PM
AF-Chief$28.00$28.002/8/2010 1:15:00 PM
Havana21$25.00$25.002/8/2010 1:31:42 PM
dime-beeper$25.00$25.002/8/2010 1:16:40 PM
play_ultimate$25.00$25.002/8/2010 1:17:45 PM
munoz44$25.00$25.002/8/2010 1:18:48 PM
seisen$50.00$50.002/8/2010 6:29:40 PM
famous-bill$25.00$25.002/8/2010 6:28:35 PM
oldmora$50.00$50.002/8/2010 6:29:50 PM
yeti888$25.00$25.002/8/2010 6:29:58 PM
rosario1$25.00$25.002/8/2010 6:47:43 PM
integrity-doctor$50.00$50.002/8/2010 6:47:11 PM
WalnutCreekguy$25.00$25.002/8/2010 7:01:58 PM
bountiful-bazaar$25.00$25.002/8/2010 7:03:04 PM
merriewold$25.00$25.002/8/2010 7:03:35 PM
falcon88dp$25.00$25.002/8/2010 7:00:44 PM
zippy-interest$25.00$25.002/8/2010 7:01:07 PM
natural-greenback6$25.00$25.002/8/2010 7:01:24 PM
mdf$50.00$50.002/8/2010 7:02:17 PM
BankME$25.00$25.002/8/2010 7:05:14 PM
rock-turner$50.00$50.002/8/2010 7:01:29 PM
Shepherd7$25.00$25.002/8/2010 7:02:55 PM
kmr2$100.00$100.002/8/2010 7:02:04 PM
LBOregon$25.00$25.002/8/2010 7:02:07 PM
benefit-squirrel$25.00$25.002/8/2010 7:02:49 PM
secobarbital$25.00$25.002/8/2010 7:04:13 PM
delivery$25.00$25.002/8/2010 7:03:17 PM
ingenious-deal6$25.00$25.002/8/2010 7:03:30 PM
junctionking$25.00$25.002/8/2010 7:03:46 PM
Cai8899$30.00$30.002/8/2010 7:05:29 PM
oreyedoc$25.00$25.002/8/2010 7:05:31 PM
Speculator$50.00$50.002/8/2010 7:08:30 PM
elegant-loot$25.00$25.002/8/2010 7:06:11 PM
the-aggresive-principal$25.00$25.002/8/2010 7:06:16 PM
balance6$25.00$25.002/8/2010 7:09:30 PM
hope-equation$50.00$50.002/8/2010 7:05:45 PM
nourishing-interest0$25.00$25.002/8/2010 7:05:51 PM
cmlmiami$100.00$100.002/8/2010 7:10:11 PM
CarDealer3070$30.00$30.002/8/2010 7:08:08 PM
rooosta$25.00$25.002/8/2010 7:08:16 PM
topher515$25.00$25.002/8/2010 7:11:20 PM
Sam65$25.00$25.002/8/2010 7:08:56 PM
note-tent$25.00$25.002/8/2010 7:11:45 PM
listing-trapper3$50.00$50.002/8/2010 7:11:52 PM
important-ore$50.00$50.002/8/2010 7:09:25 PM
honorable-yield$35.00$35.002/8/2010 7:07:46 PM
skuba$25.00$25.002/8/2010 7:09:53 PM
gizzywump$25.00$25.002/8/2010 7:08:33 PM
GrooveBiz$50.00$50.002/8/2010 7:10:16 PM
sharpchicago$25.00$25.002/8/2010 7:09:03 PM
StarzRLimit$25.00$25.002/8/2010 7:11:12 PM
Q9-X3$25.00$25.002/8/2010 7:10:20 PM
silver-armada$50.00$50.002/8/2010 7:11:58 PM
FeedTheMachine$187.27$187.272/8/2010 7:12:03 PM
bnlforever$25.00$25.002/8/2010 7:10:40 PM
PeopleHelpers$25.00$25.002/8/2010 7:11:26 PM
financial-frenzy$25.00$25.002/8/2010 7:11:37 PM
life-is-great$25.00$25.002/8/2010 7:11:49 PM
AceInTheHole$25.00$25.002/8/2010 7:32:57 PM
asmithj$50.00$50.002/8/2010 7:33:09 PM
fostaman$25.00$25.002/8/2010 7:35:53 PM
melodious-fairness$25.00$25.002/8/2010 7:30:41 PM
unk1911$25.00$25.002/8/2010 7:31:38 PM
lending-bear$25.00$25.002/8/2010 7:33:12 PM
desertoasis$50.00$50.002/8/2010 7:32:39 PM
five-star-note$50.00$50.002/9/2010 12:22:33 PM
loyalty-czar$53.00$53.002/11/2010 12:57:06 PM
lib5836$25.00$25.002/12/2010 8:48:52 AM
Ambassador$50.00$50.002/12/2010 4:16:55 PM
credit-shower$100.00$100.002/13/2010 6:49:02 PM
PotBellyPete$90.00$90.002/13/2010 6:49:35 PM
grvdgr01$25.00$25.002/14/2010 2:34:57 PM
preventivepestcontrol$100.00$100.002/14/2010 11:21:24 PM
jybank$25.00$25.002/15/2010 12:06:19 PM
grnii78$100.00$100.002/15/2010 11:38:32 AM
BlindJoeDeath$25.00$25.002/8/2010 1:14:12 PM
orange-finance-banker$25.00$25.002/8/2010 1:13:38 PM
wampum-chorus3$25.00$25.002/8/2010 1:18:43 PM
twirl2$25.00$25.002/8/2010 1:18:26 PM
Peterman$25.00$25.002/8/2010 4:46:14 PM
social-conductor4$25.00$25.002/8/2010 6:21:10 PM
treasure-bliss$100.00$100.002/8/2010 6:30:05 PM
Kaj$25.00$25.002/8/2010 6:25:20 PM
orange-preeminant-bill$100.00$100.002/8/2010 6:30:14 PM
autonomous-basis$25.00$25.002/8/2010 6:47:52 PM
Rattlehead$25.00$25.002/8/2010 7:01:01 PM
natecam$25.00$25.002/8/2010 7:01:48 PM
PatRichi$25.00$25.002/8/2010 7:02:20 PM
papaloha$50.00$50.002/8/2010 7:02:30 PM
steves73$25.00$25.002/8/2010 7:03:55 PM
GElender$25.00$25.002/8/2010 7:04:04 PM
loan-master996$50.00$50.002/8/2010 7:04:20 PM
hc90474$25.00$25.002/8/2010 7:01:45 PM
balance-hercules$100.00$100.002/8/2010 7:04:55 PM
kindness-percolator5$25.00$25.002/8/2010 7:05:00 PM
bowdish1$50.00$50.002/8/2010 7:05:19 PM
circuitfive$25.00$25.002/8/2010 7:02:37 PM
jonbozeman$25.00$25.002/8/2010 7:05:41 PM
wampum-proton$25.00$25.002/8/2010 7:02:12 PM
intrepid-transaction5$25.00$25.002/8/2010 7:03:51 PM
delicious-social132$25.00$25.002/8/2010 7:03:10 PM
exact-loan5$30.00$30.002/8/2010 7:04:28 PM
time4aloan$30.00$30.002/8/2010 7:03:25 PM
Zolton$200.00$200.002/8/2010 7:07:11 PM
theprince$25.00$25.002/8/2010 7:04:41 PM
purdue98$25.00$25.002/8/2010 7:03:41 PM
lloyd_s$25.00$25.002/8/2010 7:07:33 PM
selfmademan$25.00$25.002/8/2010 7:05:03 PM
Turtlebear44$25.00$25.002/8/2010 7:07:42 PM
WBB21$25.00$25.002/8/2010 7:05:57 PM
Cre8iveCash$25.00$25.002/8/2010 7:08:51 PM
screenname03$25.00$25.002/8/2010 7:08:59 PM
poeman$25.00$25.002/8/2010 7:09:07 PM
creditasaurus9$25.00$25.002/8/2010 7:09:20 PM
Msbutterfly$25.00$25.002/8/2010 7:10:01 PM
kidsskipp$25.00$25.002/8/2010 7:10:07 PM
TheYellowDart$25.00$25.002/8/2010 7:06:05 PM
AF_Trust$25.00$25.002/8/2010 7:07:23 PM
dedicated-diversification5$100.00$100.002/8/2010 7:07:39 PM
wise-extraordinary-loot$25.00$25.002/8/2010 7:06:30 PM
value-pole$25.00$25.002/8/2010 7:06:38 PM
personal-lender$25.00$25.002/8/2010 7:06:43 PM
orange-courageous-dedication$30.00$30.002/8/2010 7:06:52 PM
Buffer10$100.00$100.002/8/2010 7:06:56 PM
blooming-dedication$50.00$50.002/8/2010 7:07:01 PM
impeccable-transparency$50.00$50.002/8/2010 7:07:15 PM
Interstate_Rate$250.00$250.002/8/2010 7:08:46 PM
elevated-platinum5$25.00$25.002/8/2010 7:07:19 PM
350DGRZ$25.00$25.002/8/2010 7:11:42 PM
asiaratt$100.00$100.002/8/2010 7:08:00 PM
fareast_man$25.00$25.002/8/2010 7:09:47 PM
Purposeful$25.00$25.002/8/2010 7:08:20 PM
georgethesir$25.00$25.002/8/2010 7:08:26 PM
ThisGuyIKnow$50.00$50.002/8/2010 7:08:43 PM
deegeeman$50.00$50.002/8/2010 7:10:35 PM
dinero-mason$50.00$50.002/8/2010 7:11:04 PM
friendly-worth3$25.00$25.002/8/2010 7:09:36 PM
jlr613$25.00$25.002/8/2010 7:10:46 PM
traveler50$25.00$25.002/8/2010 7:10:51 PM
bslavin$25.00$25.002/8/2010 7:33:08 PM
halothane_logic$25.00$25.002/8/2010 7:33:18 PM
KevinC_63366$25.00$25.002/8/2010 7:35:50 PM
fortytwo$50.00$50.002/8/2010 7:26:15 PM
drumcorpsnut$25.00$25.002/8/2010 7:30:39 PM
reflective-rupee$25.00$25.002/8/2010 8:15:45 PM
skro$25.00$25.002/8/2010 7:33:15 PM
mtandb$25.00$25.002/8/2010 7:34:51 PM
Bob450$50.00$50.002/8/2010 9:22:49 PM
kind-efficient-credit$25.00$25.002/8/2010 7:33:19 PM
worthy-bid4$25.00$25.002/8/2010 7:33:32 PM
happyaric$100.00$36.732/8/2010 7:36:04 PM
UCLA4life$25.00$25.002/9/2010 12:49:54 AM
charming-point$300.00$300.002/9/2010 2:50:40 PM
nourishing-hope835$25.00$25.002/10/2010 6:52:42 AM
charitycoon$100.00$100.002/9/2010 8:12:36 PM
bondhedger$25.00$25.002/10/2010 11:11:08 AM
KlarthXVII$25.00$25.002/10/2010 2:58:54 PM
NS_Consult$25.00$25.002/11/2010 3:14:28 PM
melodious-fairness$25.00$25.002/11/2010 4:56:20 PM
dorypro$25.00$25.002/12/2010 1:41:33 PM
aquistoyraul$25.00$25.002/13/2010 10:57:04 AM
Kash2010lu$35.00$35.002/14/2010 12:10:40 PM
Techne_Funds_LLC$25.00$25.002/14/2010 3:32:53 PM
172 bids
 
Borrower Payment Dependent Notes Series 445822
This series of Notes was issued and sold upon the funding of the borrower loan #40969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 27.36% Starting borrower rate/APR: 28.36% / 31.97% Starting monthly payment: $45.71
Final lender yield: 20.48% Final borrower rate/APR: 21.48% / 24.94% Final monthly payment: $41.71
 
Auction yield range: 8.06% - 27.36% Estimated loss impact: 8.48%  
Lender servicing fee: 1.00% Estimated return: 12.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1992 Debt/Income ratio: 228%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 6Length of status:0y 6m
Credit score: 720-739 (Feb-2010) Total credit lines: 36 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $885Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: durability-viola Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? This loan will be used to pay off credit cards & medical bills. My financial situation is I am the sole "bread winner" of the family & due to economic hardship, I am seeking financial help. I am a good candidate for this loan because I do work full time as a nurse & presently looking for a part-time job to supplement my present income. If this loan is approved, it will alleviate a lot of financial stress. Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What were the circumstances around the 3 delinquencies? - senorzookeeper
A: Hi senorzookeeper. The circumstances around the 3 delinquencies were that I returned to college to get my nursing degree as a full-time student & working full-time. I was trying to keep up with all financial obligations but there were times where I didn't meet the payment deadlines which caused me to fall in being delinquent. I have been working very hard on keeping my credit good so when there are times where I need financial help, hopefully I will receive it. Thank you for your question. (Feb-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.002/8/2010 6:24:09 PM
platinum-bridge$28.74$28.742/9/2010 11:54:56 AM
circustab$50.00$50.002/11/2010 8:56:20 PM
mckhbnpc$30.00$30.002/12/2010 10:56:21 AM
Adventurouschef$25.00$25.002/13/2010 8:47:22 AM
brondero$110.00$110.002/13/2010 10:47:03 AM
fuisci$25.00$25.002/13/2010 11:33:39 AM
grammaspurse$25.00$25.002/13/2010 7:25:51 PM
winger66$25.00$25.002/15/2010 4:34:58 AM
wild-orange$25.00$25.002/15/2010 4:30:41 AM
dynrep$50.00$14.432/15/2010 9:05:59 AM
toxicbutterfly$25.00$25.002/15/2010 9:22:13 AM
ultimate-peace$425.00$425.002/15/2010 12:29:46 PM
five-star-note$25.00$25.002/8/2010 10:18:08 PM
dynrep$50.00$50.002/9/2010 10:09:28 AM
credit-shower$25.00$25.002/14/2010 8:24:53 AM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:07:31 PM
OnePoorDude$50.83$50.832/15/2010 8:35:39 AM
leverage-monger$66.00$66.002/15/2010 12:31:41 PM
19 bids
 
Borrower Payment Dependent Notes Series 445910
This series of Notes was issued and sold upon the funding of the borrower loan #40923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-12-2010 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 27.57% Starting monthly payment: $39.08
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 26.85% Final monthly payment: $38.71
 
Auction yield range: 8.06% - 22.70% Estimated loss impact: 8.52%  
Lender servicing fee: 1.00% Estimated return: 13.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1985 Debt/Income ratio: 52%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 9 / 8Length of status:2y 4m
Credit score: 700-719 (Jan-2010) Total credit lines: 29 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,044Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wonderous-pound Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start Out Small
Purpose of loan:
This loan will be used to? to pay a bill

My financial situation:
I am a good candidate for this loan because?I work a fulltime job and a partime job .? I do not have alot of monthly expenses, my spouse covers all, except for personal items. I did ask for more in the beginning, but even I know, ?I need to prove myself worthy, and won't take your money and run.?I never before had a ding on my financial records, until I ran into medical difficulties. I just want to have all my bills taken care of once and for all ! Then I too can become an invest.
Monthly net income: $ 1600.00 to 1800.00 depending on the overtime I work

Monthly expenses: $
??Housing: $ 520.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.002/8/2010 6:24:49 PM
dynrep$50.00$50.002/9/2010 10:14:57 AM
SolarMoonshine$25.00$25.002/9/2010 5:40:06 PM
Pepper23$50.00$50.002/10/2010 5:10:35 PM
scottysidewinder$25.00$22.852/10/2010 5:58:12 PM
GS-ROCK$25.15$25.152/11/2010 7:51:53 AM
glroark$100.00$100.002/11/2010 3:20:15 PM
kinetic-social$27.00$27.002/11/2010 4:18:53 PM
stephen_c01$25.00$25.002/11/2010 5:36:43 PM
Bank_Of_XL$50.00$50.002/11/2010 6:51:33 PM
caseattle$25.00$25.002/8/2010 7:33:59 PM
Bob450$25.00$25.002/8/2010 8:44:17 PM
Ganthiel$25.00$25.002/10/2010 9:41:25 AM
Bobafet$25.00$25.002/10/2010 4:53:00 PM
UnkleMike$25.00$25.002/10/2010 5:18:35 PM
Ven58$25.00$25.002/11/2010 8:35:41 AM
respectful-integrity3$25.00$25.002/11/2010 7:16:22 AM
mhotchan$100.00$100.002/11/2010 8:34:36 AM
PeterPsych$300.00$300.002/11/2010 1:14:01 PM
reflective-rupee$25.00$25.002/11/2010 2:03:01 PM
20 bids
 
Borrower Payment Dependent Notes Series 445958
This series of Notes was issued and sold upon the funding of the borrower loan #40954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $236.70
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $236.01
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1978 Debt/Income ratio: 3%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:25y 1m
Credit score: 780-799 (Feb-2010) Total credit lines: 13 Occupation: Other
Now delinquent: 0 Revolving credit balance: $214Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: BostonOptimist Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property Renovations
Purpose of loan:
Totally renovate a recently vacated 2-bedroom apartment in a multi-unit residential building that I own. Apartment was occupied by same tenant for past 42 years and needs a complete remodel to be cosmetically competitive in the market. Renovations to include new wiring, plumbing, insulation, sheetrock, floors, kitchen cabinets & counters, appliances, bathroom fixtures (tub/sink/toilet), and painting. All required building, plumbing and electrical permits have already been approved and issued by the building department. The apartment is in a very stable area, with a very desirable location, overlooking a lake, and will rent quickly and begin generating income once the work is done and prospective tenants can view the actual finished product (most people cannot envision future renovations- they only see what is actually present at the time of viewing)

My financial situation:
I am experienced real estate investor and property manager, as well as a licensed Massachusetts builder and a licensed Massachusetts real estate broker. I have excellent cash flow from my properties, with low (current) mortgages, and once this apartment renovation is completed (approx 6-8 weeks from loan funding date)?and the unit is rented, I will have a 100% occupancy rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.002/8/2010 12:40:58 PM
kenji4861$25.00$25.002/8/2010 12:40:39 PM
Havana21$25.00$25.002/8/2010 1:09:27 PM
radforj22$25.00$25.002/8/2010 1:02:15 PM
peerlender$30.00$30.002/8/2010 1:11:00 PM
commerce-web5$40.00$40.002/8/2010 1:11:17 PM
dollar-birdie$30.00$30.002/8/2010 1:11:25 PM
skuba$50.00$50.002/8/2010 1:05:54 PM
desertoasis$25.00$25.002/8/2010 1:11:57 PM
supreme-bonus0$25.00$25.002/8/2010 1:06:30 PM
commerce-voyager$25.00$25.002/8/2010 1:07:02 PM
meenan$25.00$25.002/8/2010 1:07:27 PM
nojoke411$25.00$25.002/8/2010 1:13:19 PM
AF-Chief$28.00$28.002/8/2010 1:08:43 PM
gold-commander0$50.00$50.002/8/2010 1:13:58 PM
plentiful-reward$50.00$50.002/8/2010 1:14:02 PM
bchen78875$50.00$50.002/8/2010 1:10:10 PM
reflective-cash0$100.00$100.002/8/2010 1:15:35 PM
dealarella$25.00$25.002/8/2010 1:10:59 PM
dime-beeper$25.00$25.002/8/2010 1:16:41 PM
rolandweary$30.00$30.002/8/2010 1:11:39 PM
LandE2BG$25.00$25.002/8/2010 1:12:12 PM
life-is-great$25.00$25.002/8/2010 1:18:30 PM
djc314$25.00$25.002/8/2010 1:18:37 PM
natural-greenback6$25.00$25.002/8/2010 1:19:03 PM
selector568$200.00$200.002/8/2010 1:20:00 PM
ore-dojo$100.00$100.002/8/2010 1:26:07 PM
profitable-asset1$25.00$25.002/8/2010 1:15:10 PM
market-assembler$38.31$38.312/8/2010 1:26:28 PM
toblerone$50.00$50.002/8/2010 1:27:12 PM
RockCrown$25.00$25.002/8/2010 1:27:21 PM
himanshuko$25.00$25.002/8/2010 1:30:21 PM
bokonon$25.00$25.002/8/2010 1:16:27 PM
MarcusOcean$25.00$25.002/8/2010 1:16:43 PM
calm-deal7$25.00$25.002/8/2010 1:16:49 PM
studious-listing8$25.00$25.002/8/2010 2:07:15 PM
twirl2$25.00$25.002/8/2010 1:18:29 PM
fishintime$25.00$25.002/8/2010 1:19:35 PM
dollardave$200.00$200.002/8/2010 1:20:23 PM
AFairDeal$25.00$25.002/8/2010 1:27:13 PM
laredotornado$25.00$25.002/8/2010 1:27:15 PM
schpere$30.00$30.002/8/2010 1:27:19 PM
friendly-market5$25.00$25.002/8/2010 1:27:17 PM
Walkingcowboy$25.00$25.002/8/2010 1:29:09 PM
zenchef$25.00$25.002/8/2010 1:49:19 PM
famous-bill$50.00$50.002/8/2010 6:22:00 PM
anakinsolo$25.00$25.002/8/2010 6:20:12 PM
exchange-cub$25.00$25.002/8/2010 6:21:20 PM
Erogan5877$25.00$25.002/8/2010 6:24:45 PM
glimmering-point$25.00$25.002/8/2010 6:25:09 PM
egw$25.00$25.002/8/2010 6:31:59 PM
Dr_M$25.00$25.002/8/2010 6:26:02 PM
GlobalVisionary$25.00$25.002/8/2010 6:32:44 PM
ChicagoBoyz$25.00$25.002/8/2010 6:33:20 PM
MM1207$25.00$25.002/8/2010 6:28:50 PM
new-honorable-rate$25.00$25.002/8/2010 6:29:22 PM
Rick7925$25.00$25.002/8/2010 6:34:42 PM
unrivaled-justice$25.00$25.002/8/2010 6:35:53 PM
simpy$25.00$25.002/8/2010 6:36:05 PM
the-aggresive-principal$25.00$25.002/8/2010 6:31:42 PM
blissful-note7$25.00$25.002/8/2010 6:36:59 PM
kindness-percolator5$25.00$25.002/8/2010 6:37:31 PM
PeterPsych$25.00$25.002/8/2010 6:32:24 PM
cardan97$25.00$25.002/8/2010 6:32:34 PM
coin-awakening$26.50$26.502/8/2010 6:33:13 PM
charming-dime$25.00$25.002/8/2010 6:35:40 PM
srilm$25.00$25.002/8/2010 6:41:17 PM
autonomous-basis$25.00$25.002/8/2010 6:35:48 PM
progressive-asset$100.00$100.002/8/2010 6:41:31 PM
THREE-POINTS-LENDING$25.00$25.002/8/2010 6:41:47 PM
momentous-velocity$25.00$25.002/8/2010 6:42:03 PM
Tavita$25.00$25.002/8/2010 6:37:47 PM
Philkent$25.00$25.002/8/2010 6:37:58 PM
treasure-bliss$100.00$100.002/8/2010 6:39:51 PM
Hexamond$25.00$25.002/8/2010 6:39:23 PM
Woodworker57$25.00$25.002/8/2010 6:40:14 PM
durability-halibut$25.00$25.002/8/2010 6:41:23 PM
orgy63$25.00$25.002/8/2010 6:40:50 PM
mpatrick$50.00$50.002/8/2010 6:41:00 PM
proper-commitment5$25.00$25.002/8/2010 7:26:51 PM
e3oM$50.00$50.002/10/2010 9:58:24 PM
dunkard13$150.00$150.002/11/2010 2:48:29 AM
Dollars4Rent$25.00$25.002/11/2010 1:34:27 PM
vine99$90.00$90.002/11/2010 8:23:22 PM
fairmaiden$25.00$25.002/12/2010 4:51:10 AM
freetolive$25.00$25.002/12/2010 7:20:25 PM
bonus-apple$100.00$100.002/12/2010 7:45:04 PM
AustinAmerica$50.00$50.002/12/2010 11:14:31 PM
dollars4loan$100.00$100.002/13/2010 12:11:54 PM
Hartfelt$80.00$80.002/13/2010 11:14:24 PM
Toppenish99$25.00$25.002/14/2010 6:28:47 AM
Lender0307$25.00$25.002/14/2010 8:49:40 PM
persistent-value3$36.14$36.142/15/2010 6:09:40 AM
jackdempsey$50.00$50.002/15/2010 6:49:54 AM
important-ore$100.00$100.002/15/2010 8:14:13 AM
credit-panda1$25.00$25.002/15/2010 11:51:48 AM
jybank$25.00$25.002/15/2010 12:16:04 PM
DonaldColorado$25.00$25.002/8/2010 12:40:00 PM
lifegrowth$25.00$25.002/8/2010 12:54:14 PM
lloyd_s$25.00$25.002/8/2010 1:07:39 PM
CardCapDude$25.00$25.002/8/2010 1:08:58 PM
falcon245sp$25.00$25.002/8/2010 1:09:02 PM
personal-lender$25.00$25.002/8/2010 1:08:03 PM
credit-force5$25.00$25.002/8/2010 1:08:05 PM
theprince$25.00$25.002/8/2010 1:08:14 PM
GoldenTrout$25.00$25.002/8/2010 1:13:32 PM
skvat$25.00$25.002/8/2010 1:08:31 PM
moola-escalator$50.00$50.002/8/2010 1:08:33 PM
penny-zeus$25.00$25.002/8/2010 1:08:47 PM
red-favorable-basis$25.00$25.002/8/2010 1:14:43 PM
Cai8899$75.00$75.002/8/2010 1:10:18 PM
delicious-social132$25.00$25.002/8/2010 1:10:29 PM
market-builder$25.00$25.002/8/2010 1:10:19 PM
bowdish1$100.00$100.002/8/2010 1:10:38 PM
thedoctor$90.00$90.002/8/2010 1:11:16 PM
friendly-worth3$25.00$25.002/8/2010 1:11:46 PM
wampum-reaction2$25.00$25.002/8/2010 1:12:02 PM
AmericanCredit$25.00$25.002/8/2010 1:12:21 PM
social-conductor4$25.00$25.002/8/2010 1:12:41 PM
forthright-dedication$25.00$25.002/8/2010 1:12:50 PM
red-trade-cologne$25.00$25.002/8/2010 1:12:56 PM
bigballer105$25.00$25.002/8/2010 1:12:58 PM
supreme-hope$25.00$25.002/8/2010 1:13:48 PM
BlindJoeDeath$25.00$25.002/8/2010 1:14:14 PM
CAGE-Investments$100.00$100.002/8/2010 1:14:54 PM
jla720$35.00$35.002/8/2010 1:25:15 PM
power-expert$25.00$25.002/8/2010 1:26:05 PM
flexible-value$25.00$25.002/8/2010 1:15:08 PM
sf-funder$25.00$25.002/8/2010 1:27:08 PM
exciting-responsibility3$25.00$25.002/8/2010 1:27:18 PM
klinebarger$25.00$25.002/8/2010 1:15:26 PM
bds9646$26.00$26.002/8/2010 1:15:50 PM
gracej$25.00$25.002/8/2010 1:15:53 PM
bruce3504$25.00$25.002/8/2010 1:16:29 PM
Phantom99$25.00$25.002/8/2010 1:16:14 PM
anton$250.00$250.002/8/2010 1:40:03 PM
payout-point$50.00$50.002/8/2010 1:17:03 PM
inspired-contract9$25.00$25.002/8/2010 1:17:11 PM
Artist_Blue$25.00$25.002/8/2010 1:17:32 PM
auction-elvis$25.00$25.002/8/2010 1:17:48 PM
community-pipeline$25.00$25.002/8/2010 1:17:53 PM
PocketAces$25.00$25.002/8/2010 1:18:02 PM
OCedHrt$25.00$25.002/8/2010 1:18:50 PM
wampum-chorus3$25.00$25.002/8/2010 1:18:44 PM
Kaj$25.00$25.002/8/2010 1:19:21 PM
dollardave$200.00$200.002/8/2010 1:20:12 PM
wampum-optimization$50.00$50.002/8/2010 1:27:13 PM
determined-contract$30.00$30.002/8/2010 1:27:14 PM
leodaguy$25.00$25.002/8/2010 1:27:16 PM
USMC0311$25.00$25.002/8/2010 1:26:57 PM
kmr2$60.00$60.002/8/2010 1:29:08 PM
kulender$30.00$30.002/8/2010 1:29:11 PM
mizon291$32.64$32.642/8/2010 1:49:20 PM
rpatusa$25.00$25.002/8/2010 6:26:14 PM
riproaringrapids$25.00$25.002/8/2010 6:29:03 PM
peso-colonel$90.00$90.002/8/2010 6:30:47 PM
KLVLOPZ64$25.00$25.002/8/2010 6:25:31 PM
loanfairy$25.00$25.002/8/2010 6:31:02 PM
michael573114$25.00$25.002/8/2010 6:27:45 PM
MarinLoans$50.00$50.002/8/2010 6:33:31 PM
PeopleHelpers$50.00$50.002/8/2010 6:34:24 PM
atwaterville$50.00$50.002/8/2010 6:34:30 PM
locash$25.00$25.002/8/2010 6:35:35 PM
friendly-return7$25.00$25.002/8/2010 6:36:13 PM
andlifegoeson$25.00$25.002/8/2010 6:33:02 PM
TennSquire$25.00$25.002/8/2010 6:38:58 PM
ASR3$25.00$25.002/8/2010 6:33:41 PM
capital_gains$25.00$25.002/8/2010 6:39:57 PM
arcangel72$25.00$25.002/8/2010 6:34:15 PM
bazaar-utensil7$25.00$25.002/8/2010 6:34:19 PM
Montello$25.00$25.002/8/2010 6:40:20 PM
hope-hickory$25.00$25.002/8/2010 6:35:05 PM
thumper64$35.00$35.002/8/2010 6:35:27 PM
worthy-bid4$25.00$25.002/8/2010 6:36:50 PM
kchen486$25.00$25.002/8/2010 6:37:02 PM
BumblingStunmbling$25.00$25.002/8/2010 6:41:56 PM
bold-bright-currency$25.00$25.002/8/2010 6:42:17 PM
br4444$25.00$25.002/8/2010 6:37:43 PM
intently$25.00$25.002/8/2010 6:38:24 PM
cvfriend$25.00$25.002/8/2010 6:39:12 PM
macjp123$25.00$25.002/8/2010 6:38:47 PM
gciarami$25.00$25.002/8/2010 6:39:26 PM
billyisafob$25.00$25.002/8/2010 6:40:08 PM
nourishing-interest0$25.00$25.002/8/2010 6:39:35 PM
livingaloha$25.00$25.002/8/2010 6:40:40 PM
LiquidLender$25.00$25.002/8/2010 6:41:03 PM
steamboatgal$25.00$25.002/8/2010 6:42:06 PM
credit-solstice$25.00$25.002/8/2010 6:42:28 PM
niskyfranchise$25.00$1.392/8/2010 6:42:40 PM
Kulchar$50.00$50.002/8/2010 6:42:15 PM
dontscrewmeover1$25.00$25.002/10/2010 7:05:03 AM
estancias$25.00$25.002/10/2010 4:07:33 PM
dunkard13$61.02$61.022/11/2010 2:50:11 AM
OzGuy609$25.00$25.002/13/2010 5:37:28 AM
deepclear$75.00$75.002/13/2010 11:28:05 AM
Boinky00$50.00$50.002/14/2010 1:45:50 PM
196 bids
 
Borrower Payment Dependent Notes Series 446022
This series of Notes was issued and sold upon the funding of the borrower loan #40938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 12.60% Starting borrower rate/APR: 13.60% / 13.95% Starting monthly payment: $492.76
Final lender yield: 12.60% Final borrower rate/APR: 13.60% / 13.95% Final monthly payment: $492.76
 
Auction yield range: 3.06% - 12.60% Estimated loss impact: 1.52%  
Lender servicing fee: 1.00% Estimated return: 11.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2000 Debt/Income ratio: 23%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:4y 1m
Credit score: 800-819 (Feb-2010) Total credit lines: 18 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $5,339Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 10%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: abundant-compassion777 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
GreatCreditScore-consolidating CCs
Purpose of loan:
This loan will be used to
pay off my credit cards and consolidate into one payment.
My financial situation:
I am a good candidate for this loan because I?have a credit score of over 730 which shows how?responsible?I am in paying my?bills on time, every time.?I have had a job in a great company for over 4 years now, which shows my stable employment history.? I need this loan to consolidate all my bills into one payment, which will help me to manage my expenses a lot better and I can concentrate on paying one bill instead of a few different ones.??

Hope you all will invest in my loan!? Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
causr08$25.00$25.002/9/2010 4:09:59 PM
payout-magician$25.00$25.002/9/2010 4:08:23 PM
five-star-note$48.00$48.002/9/2010 4:11:08 PM
benevolent-capital1$25.00$25.002/9/2010 4:10:02 PM
captkirby$25.00$25.002/9/2010 4:12:46 PM
JAB$25.00$25.002/9/2010 4:12:42 PM
CallMeBen$50.00$50.002/9/2010 4:22:19 PM
availableloan$25.00$25.002/9/2010 4:22:41 PM
responsibility-butterfly$25.00$25.002/9/2010 4:22:08 PM
inforapenny$25.00$25.002/9/2010 4:22:09 PM
friendly-worth3$25.00$25.002/9/2010 4:22:14 PM
TSC$50.00$50.002/9/2010 4:26:35 PM
reflective-rupee$100.00$100.002/9/2010 4:30:22 PM
inforapenny$25.00$25.002/9/2010 4:46:11 PM
jey6941$25.00$25.002/9/2010 4:50:48 PM
income-fortress$50.00$50.002/9/2010 4:50:55 PM
dollardave$100.00$100.002/9/2010 4:47:35 PM
Jabez$25.00$25.002/10/2010 12:34:38 AM
houli123$1,923.67$1,923.672/10/2010 12:33:22 AM
davidmanheim$25.00$25.002/10/2010 11:12:39 AM
IP$38.30$38.302/10/2010 12:01:31 PM
kind-efficient-credit$25.00$25.002/10/2010 12:08:31 PM
credit-coach118$40.00$40.002/10/2010 1:46:05 PM
durability-balance4$300.00$300.002/10/2010 4:11:03 PM
dontscrewmeover1$25.00$25.002/10/2010 6:41:09 PM
imlosttoo$50.00$50.002/11/2010 9:31:38 AM
louisprima$69.48$69.482/11/2010 9:50:46 AM
cbfresh$25.00$25.002/11/2010 10:36:41 AM
massuot$25.00$25.002/12/2010 10:51:23 AM
thunderd$25.00$25.002/13/2010 12:21:03 PM
boomer61$30.00$30.002/13/2010 4:47:53 AM
reflective-rupee$100.00$100.002/13/2010 9:54:10 AM
wkeboarder21$50.00$50.002/13/2010 4:24:33 PM
3_boyz$25.00$25.002/14/2010 12:32:01 PM
munnu$25.00$25.002/14/2010 4:56:38 PM
the-auction-lotus$25.00$25.002/14/2010 8:05:32 AM
alliancecapital1$25.00$25.002/14/2010 10:49:29 AM
lender12345$25.00$25.002/14/2010 12:38:47 PM
matthewa$25.00$25.002/14/2010 4:25:33 PM
gatworx$25.00$25.002/14/2010 4:25:55 PM
iijaejaeii$25.00$25.002/14/2010 8:05:02 PM
BoughtTheFarm$25.00$25.002/15/2010 9:40:42 AM
janus_god$25.00$25.002/15/2010 9:55:40 AM
ProudGranny$25.00$25.002/15/2010 7:01:26 AM
reflective-rupee$1,000.00$1,000.002/15/2010 9:39:24 AM
reflective-rupee$250.00$250.002/15/2010 12:48:36 PM
dud$50.00$50.002/15/2010 9:49:02 AM
well-mannered-income3$100.00$100.002/15/2010 3:39:53 PM
smart-gain$38.87$38.872/15/2010 4:21:37 PM
orange-finance-banker$25.00$25.002/15/2010 12:42:18 PM
RISK-VERSUS-RETURN$25.00$25.002/15/2010 12:42:21 PM
buphigam$25.00$25.002/15/2010 12:45:36 PM
ricebin$25.00$25.002/15/2010 10:31:48 PM
Shanster84$42.17$42.172/15/2010 5:21:29 PM
chrisb4745$32.00$32.002/15/2010 7:10:05 PM
reflective-rupee$300.00$300.002/16/2010 5:50:13 AM
kc8fot$35.00$35.002/16/2010 7:13:50 AM
liberty-grizzly$300.00$300.002/16/2010 8:51:15 AM
drfunk$50.00$50.002/16/2010 10:21:25 AM
well-mannered-income3$50.00$50.002/16/2010 11:15:32 AM
leverage-monger$30.00$30.002/16/2010 11:30:12 AM
maximizer$25.00$25.002/16/2010 12:28:47 PM
dynrep$50.00$50.002/16/2010 11:01:49 AM
rate-hickory$25.00$25.002/16/2010 1:45:48 PM
affluence-promise$25.00$25.002/16/2010 1:54:18 PM
Ven58$25.00$25.002/16/2010 12:06:42 PM
charming-point$300.00$300.002/16/2010 12:46:09 PM
Wise-Safehouse$27.44$27.442/16/2010 3:22:53 PM
lanlie$1,755.51$1,755.512/16/2010 12:55:55 PM
leverage-monger$26.57$26.572/16/2010 1:35:40 PM
hydrolucid$25.00$25.002/16/2010 1:06:51 PM
leverage-monger$30.00$30.002/16/2010 1:17:13 PM
asset-professor$50.00$50.002/16/2010 3:15:27 PM
asset-professor$50.00$50.002/16/2010 3:19:29 PM
shrewd-income$100.00$100.002/16/2010 3:44:57 PM
dblaz5$1,000.00$1,000.002/16/2010 3:58:58 PM
VTGunz$25.00$25.002/9/2010 4:11:18 PM
investor_101$50.00$50.002/9/2010 4:10:00 PM
rjleves$25.00$25.002/9/2010 4:12:38 PM
MissionMicroFinance$25.00$25.002/9/2010 4:12:44 PM
venture_financer$250.00$250.002/9/2010 4:13:31 PM
Maxmarcus$25.00$25.002/9/2010 4:09:58 PM
Alwayssail$25.00$25.002/9/2010 4:10:03 PM
SnE$75.00$75.002/9/2010 4:12:47 PM
WealthBoy$25.00$25.002/9/2010 4:18:46 PM
YDBXMHC$25.00$25.002/9/2010 4:19:12 PM
fiscal65$25.00$25.002/9/2010 4:22:22 PM
ekmendenhall$35.00$35.002/9/2010 4:23:05 PM
Rattlehead$250.00$250.002/9/2010 4:22:23 PM
cash-sensai2$25.00$25.002/9/2010 4:22:48 PM
principal-prodigy$25.00$25.002/9/2010 4:22:06 PM
systematic0$25.00$25.002/9/2010 4:22:12 PM
ok$25.00$25.002/9/2010 4:24:25 PM
lenderrb$25.00$25.002/9/2010 4:26:36 PM
first-fund-empenada$25.00$25.002/9/2010 4:46:48 PM
RgPro$116.20$116.202/9/2010 4:48:10 PM
g314$30.00$30.002/9/2010 4:46:20 PM
unk1911$25.00$25.002/9/2010 5:00:46 PM
tig08$25.00$25.002/9/2010 5:44:00 PM
axelducheck$25.00$25.002/10/2010 5:31:29 AM
CommerciaLender$25.00$25.002/10/2010 10:33:45 AM
sshgfwb$25.00$25.002/10/2010 9:43:05 AM
reflective-rupee$100.00$100.002/10/2010 12:42:12 PM
reflective-rupee$100.00$100.002/10/2010 12:41:54 PM
trade-elm$100.00$100.002/10/2010 3:27:02 PM
respectful-integrity3$30.00$30.002/11/2010 6:57:59 AM
cunning-bill$25.00$25.002/11/2010 8:53:07 AM
kginatl$25.00$25.002/11/2010 1:38:31 PM
Searlzy$25.00$25.002/11/2010 12:05:53 PM
JustMee$25.00$25.002/11/2010 6:26:50 PM
chibear34$25.00$25.002/12/2010 4:23:22 AM
two_old_gals$25.00$25.002/12/2010 7:48:21 AM
LEBO$25.00$25.002/12/2010 9:37:07 AM
well-mannered-income3$40.00$40.002/12/2010 1:16:24 PM
brondero$145.00$145.002/13/2010 10:40:55 AM
reflective-rupee$100.00$100.002/13/2010 9:53:57 AM
slpark$73.17$73.172/13/2010 10:51:01 PM
sentry256$25.00$25.002/14/2010 4:10:28 PM
all4beans$25.00$25.002/15/2010 6:40:34 AM
371millwood$200.00$200.002/15/2010 5:56:53 AM
reflective-rupee$250.00$250.002/15/2010 9:39:46 AM
saintjude$25.00$25.002/15/2010 7:01:24 AM
gardenofeden$25.00$25.002/15/2010 12:41:39 PM
valemic$25.00$25.002/15/2010 12:42:19 PM
drysdale-sd$25.00$25.002/15/2010 10:32:40 AM
GradStudent34$25.00$25.002/15/2010 4:21:54 PM
credit-observatory$25.00$25.002/15/2010 11:47:12 AM
matthewa$25.00$25.002/15/2010 12:45:58 PM
caseattle$25.00$25.002/16/2010 6:29:03 AM
w8291$25.00$25.002/15/2010 3:57:45 PM
leverage-monger$30.00$30.002/16/2010 7:02:12 AM
credit-panda1$50.00$50.002/15/2010 4:08:54 PM
sosuri1$125.00$125.002/16/2010 7:24:32 AM
well-mannered-income3$50.00$50.002/15/2010 6:34:33 PM
glimmering-credit4$25.00$25.002/15/2010 10:25:30 PM
NYUjay$50.00$50.002/16/2010 12:00:17 AM
bxdoc$225.00$225.002/16/2010 6:28:45 AM
NutmegFilms$25.00$25.002/16/2010 7:13:31 AM
reflective-rupee$250.00$250.002/16/2010 7:36:30 AM
BabyLender$25.00$25.002/16/2010 8:18:14 AM
credit-coach118$40.00$40.002/16/2010 8:29:14 AM
FOFagent1$125.00$125.002/16/2010 11:02:54 AM
credit-kahuna$100.00$100.002/16/2010 10:29:08 AM
leverage-monger$30.00$30.002/16/2010 11:31:42 AM
orbital-gain$50.00$50.002/16/2010 1:25:09 PM
dynrep$50.00$50.002/16/2010 1:45:45 PM
leverage-monger$100.00$74.132/16/2010 1:55:57 PM
credit-missile$255.93$255.932/16/2010 3:15:24 PM
jhernand17$25.00$25.002/16/2010 12:54:14 PM
credit-missile$50.00$50.002/16/2010 3:24:34 PM
shrewd-income$225.00$225.002/16/2010 3:51:07 PM
nevetsnosliw1$25.00$25.002/16/2010 2:16:12 PM
minista$25.00$25.002/16/2010 1:06:53 PM
butlerpossible$33.56$33.562/16/2010 2:49:54 PM
bold-dynamic-silver$25.00$25.002/16/2010 3:20:31 PM
marshallmanhattan$25.00$25.002/16/2010 2:01:18 PM
156 bids
 
Borrower Payment Dependent Notes Series 446062
This series of Notes was issued and sold upon the funding of the borrower loan #40956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 6.99% Starting borrower rate/APR: 7.99% / 8.33% Starting monthly payment: $234.99
Final lender yield: 6.95% Final borrower rate/APR: 7.95% / 8.29% Final monthly payment: $234.85
 
Auction yield range: 3.06% - 6.99% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 6.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1995 Debt/Income ratio: 20%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 18 / 17Length of status:6y 0m
Credit score: 840-859 (Feb-2010) Total credit lines: 51 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $16,480Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 14%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: drewdles20 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting married & Wedding reception
Purpose of loan:
This loan will be used to pay for various expenses related to throwing our wedding reception in August of this year. This loan will be used to pay for our church,?flowers, photographer?and wedding reception.

My financial situation:
I am a good candidate for this loan because we intend to pay a large portion of this loan back with any cash gifts from the wedding. We are not taking a honeymoon while this debt is outstanding?because we do not believe in spending on debt. This is the first time I will have ever paid interest to carry a balance on a loan, other than my home. You may notice a high balance on one of my credit cards. This is due to payment of several of my Masters in Taxation courses, costing $3,400 each. These are being reimbursed by my employer beginning?this month. I also have a receivable of $6,343?for several other classes which will be paid in May and August.

Monthly income and expense:
Income:????????? ?? ?? ?$8,840
401(k) Deferral????????(? 885)?? Cannot reduce my elective deferral until April, 2010
Mortgage?????? ?? ?? ??(1,334)
Prop Tax Escrow? ? (? 508)
Cleaning??????????????? (??? 75)
Association??????? ?? (?? 275)
Car payment????? ??? (? 520)
Insurance????????????? (??? 89)
Fuel???????? ??? ??? ???? (?? 270)
Groceries?????????? ?? (?? 300)
Student Loan????? ?? (????93)??? Currently in-school deferrment
Student Loan???????? (?? 219)???Currently in-school deferrment
Utilities????????????? ?? (?? 330)
Income taxes??????? ( 1,270)

Discretionary???????????2,672

As you can see, I have a bit left at the end of the month but have recently bought a ring!?I intend to pay this off as soon as possible.?Thanks for bidding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
notlicehead$50.00$50.002/9/2010 4:07:43 PM
lean-velocity$25.00$25.002/9/2010 4:19:45 PM
jga516$25.00$25.002/9/2010 4:20:07 PM
kenji4861$25.00$25.002/9/2010 4:19:42 PM
thedoctor$90.00$90.002/9/2010 4:23:09 PM
inspired-contract9$50.00$50.002/9/2010 4:24:53 PM
bruce3504$25.00$25.002/9/2010 4:24:35 PM
community-pipeline$25.00$25.002/9/2010 4:25:06 PM
bokonon$25.00$25.002/9/2010 4:24:33 PM
DonaldColorado$25.00$25.002/9/2010 4:33:30 PM
bchen78875$50.00$50.002/9/2010 4:46:52 PM
delicious-social132$25.00$25.002/9/2010 4:46:58 PM
dollar-birdie$30.00$30.002/9/2010 4:47:05 PM
friendly-worth3$25.00$25.002/9/2010 4:47:07 PM
Kaj$25.00$25.002/9/2010 4:47:24 PM
bigdogsafety1$25.00$25.002/9/2010 4:48:58 PM
meenan$25.00$25.002/9/2010 4:46:25 PM
personal-lender$25.00$25.002/9/2010 4:46:28 PM
moola-escalator$50.00$50.002/9/2010 4:46:36 PM
falcon245sp$25.00$25.002/9/2010 4:46:44 PM
BabyLender$25.00$25.002/9/2010 4:49:53 PM
AceInTheHole$25.00$25.002/9/2010 4:50:10 PM
rolandweary$30.00$30.002/9/2010 4:47:06 PM
social-conductor4$25.00$25.002/9/2010 4:47:14 PM
skuba$50.00$50.002/9/2010 4:46:22 PM
credit-force5$25.00$25.002/9/2010 4:46:30 PM
kulender$25.00$25.002/9/2010 4:51:01 PM
Lambo168$25.00$25.002/9/2010 4:51:15 PM
red-favorable-basis$25.00$25.002/9/2010 4:47:16 PM
Luminous-P$25.00$25.002/9/2010 4:49:41 PM
schpere$30.00$30.002/9/2010 4:47:43 PM
Walkingcowboy$25.00$25.002/9/2010 4:47:48 PM
desertoasis$25.00$25.002/9/2010 5:01:52 PM
thegreatone$100.00$100.002/9/2010 4:48:52 PM
iflyforfun$25.00$25.002/9/2010 4:49:08 PM
-------ing247$25.00$25.002/9/2010 4:51:17 PM
Supernick$50.00$50.002/9/2010 5:03:31 PM
theprince$25.00$25.002/9/2010 5:04:33 PM
UncleTupelo2$25.00$25.002/9/2010 4:49:50 PM
reward-walnut$25.00$25.002/9/2010 4:49:52 PM
balance6$25.00$25.002/9/2010 4:51:14 PM
CAGE-Investments$100.00$100.002/9/2010 5:02:24 PM
kindness-percolator5$25.00$25.002/9/2010 5:03:43 PM
blooming-market$25.00$25.002/9/2010 5:03:46 PM
jmvingeorgia$25.00$25.002/9/2010 5:02:01 PM
penny-zeus$25.00$25.002/9/2010 5:04:34 PM
rosie777$25.00$25.002/9/2010 5:04:55 PM
guardlender$25.00$25.002/9/2010 5:02:27 PM
intrepid-transaction5$25.00$25.002/9/2010 5:02:44 PM
Phantom99$25.00$25.002/9/2010 6:03:45 PM
unrivaled-justice$25.00$25.002/9/2010 5:02:47 PM
BigMoney56$25.00$25.002/9/2010 5:04:44 PM
cozy-worth7$25.00$25.002/9/2010 6:28:43 PM
dime-beeper$25.00$25.002/10/2010 1:57:36 AM
diplomatic-point4$28.39$28.392/9/2010 6:59:34 PM
bill-bearer$25.76$25.762/10/2010 5:39:41 AM
unequaled-loyalty7$25.00$25.002/10/2010 6:23:46 AM
dontscrewmeover1$50.00$50.002/10/2010 7:06:14 AM
payout-point$25.00$25.002/9/2010 7:18:58 PM
investment-tempo$25.00$25.002/10/2010 9:34:57 AM
upstate$25.00$25.002/10/2010 6:38:01 AM
totoro$25.00$25.002/10/2010 10:24:59 AM
wiselady$25.00$25.002/10/2010 10:40:02 AM
SF2Berlin$25.00$25.002/10/2010 10:57:14 AM
GElender$37.82$37.822/10/2010 7:55:18 AM
blukestrel$25.00$25.002/10/2010 11:01:05 AM
fishman42$25.00$25.002/10/2010 7:09:30 AM
first-pragmatic-note$25.00$25.002/10/2010 7:20:11 AM
pinnacle10$25.00$25.002/10/2010 7:45:51 AM
Beachbum27$25.00$25.002/10/2010 7:54:11 AM
dollardave$100.00$100.002/10/2010 7:55:11 AM
huorn$25.00$25.002/10/2010 9:34:50 AM
galtsgulch$25.00$25.002/10/2010 9:35:21 AM
andyb9$25.00$25.002/10/2010 9:46:03 AM
currency-persimmon$25.00$25.002/10/2010 9:41:41 AM
bonus-patriot$25.00$25.002/10/2010 9:45:56 AM
market-banshee$25.00$25.002/10/2010 10:25:02 AM
BayShell$50.00$50.002/10/2010 10:32:29 AM
forthright-trade$50.00$50.002/10/2010 10:39:39 AM
smallcountry$25.00$25.002/10/2010 10:24:15 AM
CaptPicard$25.00$25.002/10/2010 10:39:36 AM
johntina$33.15$33.152/10/2010 10:56:23 AM
GrommetPosse$25.00$25.002/10/2010 11:01:26 AM
axl163$25.00$11.822/10/2010 11:03:56 AM
vigorous-moola$36.00$36.002/10/2010 2:31:43 PM
generous-deal6$40.87$40.872/11/2010 12:54:26 AM
dma1206$25.00$25.002/11/2010 1:52:41 PM
The-Lighthouse-Group$25.00$25.002/11/2010 1:36:26 PM
return-tycoon3$150.00$150.002/11/2010 3:25:30 PM
vine99$100.00$100.002/11/2010 8:20:25 PM
smarva$50.00$50.002/12/2010 8:21:52 AM
luper$50.00$50.002/12/2010 10:28:35 PM
flergum$300.00$300.002/13/2010 9:49:22 AM
Dollars4Rent$25.00$25.002/14/2010 8:29:33 AM
lender12345$25.00$25.002/14/2010 12:20:36 PM
ore-dojo$25.00$25.002/15/2010 2:33:23 PM
wwwUniversal$25.00$25.002/15/2010 3:06:34 PM
chanee83$25.00$25.002/15/2010 5:58:07 PM
adoptionblessing$50.00$50.002/15/2010 2:47:10 PM
YummiBear$25.00$25.002/15/2010 9:13:27 PM
webfeet$25.00$25.002/16/2010 8:10:46 AM
justin323$25.00$25.002/16/2010 10:02:24 AM
Patrician$50.00$50.002/16/2010 10:47:20 AM
Pasagam$25.00$25.002/16/2010 11:07:01 AM
dmitriy2$25.00$25.002/16/2010 12:19:51 PM
octoberfresh$25.00$25.002/16/2010 1:18:31 PM
justice-hawk$30.00$30.002/16/2010 3:16:17 PM
baroo$25.00$25.002/9/2010 4:17:56 PM
radforj22$25.00$25.002/9/2010 4:21:58 PM
supreme-hope$25.00$25.002/9/2010 4:23:26 PM
MarcusOcean$25.00$25.002/9/2010 4:24:38 PM
Jynxie$50.00$50.002/9/2010 4:22:35 PM
life-is-great$25.00$25.002/9/2010 4:25:17 PM
flexible-value$25.00$25.002/9/2010 4:24:03 PM
Artist_Blue$25.00$25.002/9/2010 4:24:56 PM
auction-elvis$25.00$25.002/9/2010 4:25:04 PM
natural-greenback6$25.00$25.002/9/2010 4:25:34 PM
fostaman$25.00$25.002/9/2010 4:29:25 PM
junctionking$25.00$25.002/9/2010 4:32:44 PM
commerce-voyager$25.00$25.002/9/2010 4:29:45 PM
market-builder$25.00$25.002/9/2010 4:46:57 PM
peerlender$30.00$30.002/9/2010 4:47:02 PM
wampum-reaction2$25.00$25.002/9/2010 4:47:09 PM
AmericanCredit$25.00$25.002/9/2010 4:47:13 PM
loan-master996$50.00$50.002/9/2010 4:48:32 PM
mlopez2007$50.00$50.002/9/2010 4:49:28 PM
commerce-seahorse$25.00$25.002/9/2010 4:49:47 PM
dealarella$25.00$25.002/9/2010 4:47:00 PM
LandE2BG$25.00$25.002/9/2010 4:47:11 PM
DukSerduk$25.00$25.002/9/2010 4:50:25 PM
lloyd_s$25.00$25.002/9/2010 4:46:27 PM
Cai8899$75.00$75.002/9/2010 4:46:54 PM
bowdish1$100.00$100.002/9/2010 4:46:59 PM
commerce-web5$40.00$40.002/9/2010 4:47:03 PM
bigballer105$25.00$25.002/9/2010 4:47:15 PM
anton$250.00$250.002/9/2010 4:49:10 PM
AF-Chief$28.00$28.002/9/2010 4:49:37 PM
kmr2$100.00$100.002/9/2010 4:47:47 PM
buckyhead2000$25.00$25.002/9/2010 4:50:12 PM
honorable-yield$75.00$75.002/9/2010 4:48:54 PM
Cheburashka$30.00$30.002/9/2010 5:02:10 PM
cash-queen$50.00$50.002/9/2010 4:49:01 PM
credit-coach118$40.00$40.002/9/2010 4:51:05 PM
SoCalRancher$25.00$25.002/9/2010 4:51:10 PM
thestartuplender$35.00$35.002/9/2010 5:03:30 PM
AndrewNikolas$25.00$25.002/9/2010 5:03:33 PM
jakesworld$50.00$50.002/9/2010 4:49:44 PM
CardCapDude$25.00$25.002/9/2010 5:04:35 PM
gold-commander0$50.00$50.002/9/2010 5:04:42 PM
loantigger$25.00$25.002/9/2010 4:50:37 PM
movistar$25.00$25.002/9/2010 5:02:28 PM
tsui517$25.00$25.002/9/2010 5:01:58 PM
klinebarger$25.00$25.002/9/2010 5:04:38 PM
blissful-note7$25.00$25.002/9/2010 5:02:13 PM
red-trade-cologne$25.00$25.002/9/2010 5:05:05 PM
friendly-return7$25.00$25.002/9/2010 5:16:52 PM
blot44$25.00$25.002/9/2010 6:16:41 PM
skvat$25.00$25.002/9/2010 5:04:34 PM
trade-trumpet$25.00$25.002/9/2010 5:04:45 PM
forthright-dedication$25.00$25.002/9/2010 6:19:13 PM
MM1207$25.00$25.002/9/2010 7:52:18 PM
calilending$25.00$25.002/9/2010 7:10:27 PM
fervent-reward0$50.00$50.002/9/2010 8:29:52 PM
grampy48$25.00$25.002/10/2010 9:12:36 AM
poeman$25.00$25.002/9/2010 10:04:20 PM
Dweeberkitty1$25.00$25.002/10/2010 9:38:46 AM
wormdc$25.00$25.002/9/2010 10:36:39 PM
five-star-note$35.00$35.002/10/2010 4:30:13 AM
MAKEITAUTOMATIC$25.00$25.002/10/2010 10:24:05 AM
mjdaking$25.00$25.002/10/2010 10:24:09 AM
KiwiElf$30.00$30.002/10/2010 10:24:57 AM
kchen486$25.00$25.002/10/2010 7:54:13 AM
SDNLR$25.00$25.002/10/2010 10:56:27 AM
wampum-chorus3$25.00$25.002/10/2010 7:59:56 AM
UT-Longhorn$25.00$25.002/10/2010 8:25:21 AM
worldly-marketplace$25.00$25.002/10/2010 9:46:10 AM
currency-guitar6$25.00$25.002/10/2010 9:35:07 AM
verse99$25.00$25.002/10/2010 10:24:28 AM
rustysailor$25.00$25.002/10/2010 2:37:25 PM
LouisSaint$25.00$25.002/10/2010 10:44:39 AM
Digs$25.00$25.002/10/2010 10:32:20 AM
drysdale-sd$25.00$25.002/10/2010 10:50:36 AM
curveylady$25.00$25.002/10/2010 4:04:06 PM
durability-balance4$300.00$300.002/10/2010 4:03:45 PM
what_goes_around$100.00$100.002/11/2010 3:11:05 AM
damage$25.00$25.002/11/2010 3:46:52 PM
anacho4me$37.67$37.672/12/2010 10:59:40 AM
famous-marketplace9$25.00$25.002/12/2010 12:25:58 PM
dollarboy$25.00$25.002/13/2010 6:57:01 AM
RandyL3$36.00$36.002/13/2010 2:35:54 PM
Dollars4Rent$25.00$25.002/14/2010 8:29:11 AM
socal-lender$25.00$25.002/15/2010 9:45:58 AM
LawyerLoan$25.00$25.002/15/2010 11:51:50 AM
encore02$100.00$100.002/15/2010 7:15:11 PM
glimmering-credit4$25.00$25.002/15/2010 10:25:32 PM
who-soever-jen$44.52$44.522/16/2010 2:46:11 AM
mikeandcat$100.00$100.002/16/2010 5:35:36 AM
SeaLoans$25.00$25.002/16/2010 10:34:23 AM
SanJoser$25.00$25.002/16/2010 10:41:12 AM
orbital-gain$50.00$50.002/16/2010 1:26:48 PM
springpanda$25.00$25.002/16/2010 1:06:26 PM
Astyanax$40.00$40.002/16/2010 2:33:19 PM
202 bids
 
Borrower Payment Dependent Notes Series 446538
This series of Notes was issued and sold upon the funding of the borrower loan #40941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $488.19
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $397.81
 
Auction yield range: 6.05% - 29.00% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1983 Debt/Income ratio: 85%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 13 / 11Length of status:7y 7m
Credit score: 760-779 (Feb-2010) Total credit lines: 36Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $19,687 
Amount delinquent: $0 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: gkud Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 760-779 (Latest)
Principal borrowed: $9,500.00< mo. late: 0 ( 0% )  
800-819 (Jun-2008)
 
Principal balance: $2,379.37 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Helping Son And Daughter In Law


Purpose of loan:
$9,200 of this loan will be used to help my son and daughter-in-law remodel the kitchen in a fixer up house they are buying. They have already successfully paid back??large previous loans of this amount or more?that I helped them get through my name?and assure me that this one will be paid back early too. I trust?that it will get paid off early or I would not be putting my credit on the line.

It will also pay off the $2300 owed on my current prosper loan which is also thier loan they have been paying off.


My financial situation:
I am retired military. I work part-time as a school bus driver substitute and part-time at the golf course bar tending.

Monthly net income: $2500 - $3,000
Monthly expenses: $1920
Housing: $800?RV?
Insurance: $120???
Car expenses: $150 Gas for Truck..??
Utilities: $150 - space
Phone, cable, internet: $100??
Food, entertainment: $300?
Clothing, household expenses $100
Credit Cards $200?



My Son And Daughter-In-Law?s net monthly income and financial situation:
They both work full time with a combined net monthly income of $7600 . They?have 401k totaling $40,000+. They have shown me the prequal letter from Lending Tree for Upto $320,000.

Monthly net income: $7600.00

Monthly expenses:?
Housing: $1150.00??will go up to $1600 mth
Insurance: $80.00??
Car expenses: $120.00 - gas only no car payments.??
Utilities: $150.00??
Phone, cable, internet: $150.00???
Food, entertainment: $500.00??
Clothing, household expenses $100.00???
Credit cards and other loans: $1,500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lounges$25.00$25.002/16/2010 9:16:19 AM
3am-preacher$25.00$25.002/16/2010 9:18:22 AM
Hokiemon$75.00$75.002/16/2010 9:17:51 AM
skuba$25.00$25.002/16/2010 9:23:36 AM
leverage-holly$25.00$25.002/16/2010 9:33:19 AM
marketplace-achievement$50.00$50.002/16/2010 9:34:56 AM
fund-guild$50.00$50.002/16/2010 9:30:41 AM
compassion-lotus5$25.00$25.002/16/2010 9:33:04 AM
cberthiaume$25.00$25.002/16/2010 9:32:49 AM
AF-Chief$27.00$27.002/16/2010 9:34:25 AM
red-favorable-basis$25.00$25.002/16/2010 9:43:07 AM
inspired-contract9$25.00$25.002/16/2010 9:44:41 AM
macjp123$25.00$25.002/16/2010 9:46:39 AM
radforj22$25.00$25.002/16/2010 9:41:45 AM
friendly-worth3$25.00$25.002/16/2010 9:48:01 AM
BlindJoeDeath$25.00$25.002/16/2010 9:42:54 AM
flexible-value$26.00$26.002/16/2010 9:43:40 AM
delicious-social132$25.00$25.002/16/2010 9:50:23 AM
impeccable-transparency$75.00$75.002/16/2010 9:51:32 AM
peso-colonel$90.00$90.002/16/2010 9:45:44 AM
egw$25.00$25.002/16/2010 9:45:55 AM
theprince$25.00$25.002/16/2010 9:46:21 AM
orgy63$25.00$25.002/16/2010 9:47:04 AM
Kaj$25.00$25.002/16/2010 9:48:52 AM
value-pole$25.00$25.002/16/2010 9:49:32 AM
Clambake$50.00$50.002/16/2010 9:55:40 AM
hyetech$35.00$35.002/16/2010 9:56:09 AM
tom48l$25.00$25.002/16/2010 9:56:18 AM
reward-adventure$25.00$25.002/16/2010 9:56:26 AM
Speculator$50.00$50.002/16/2010 9:50:34 AM
cpaphoto$25.00$25.002/16/2010 9:57:02 AM
upbeat-investment9$25.00$25.002/16/2010 9:52:33 AM
loan-master996$50.00$50.002/16/2010 9:51:57 AM
hitsman$50.00$50.002/16/2010 9:53:48 AM
kaiger$25.00$25.002/16/2010 9:59:35 AM
duty-monger$50.00$50.002/16/2010 9:53:52 AM
money-maniac$50.00$50.002/16/2010 10:00:13 AM
Avala$50.00$50.002/16/2010 10:00:51 AM
helpinghand75$25.00$25.002/16/2010 10:00:58 AM
xstreamin$25.00$25.002/16/2010 9:55:58 AM
anders94$25.00$25.002/16/2010 9:56:52 AM
luckyldy$35.00$35.002/16/2010 9:57:10 AM
bowdish1$100.00$100.002/16/2010 9:56:47 AM
boater01$50.00$50.002/16/2010 10:02:04 AM
jigsaw$100.00$100.002/16/2010 9:57:42 AM
wampum-proton$25.00$25.002/16/2010 10:02:17 AM
tntbuzz$25.00$25.002/16/2010 9:57:20 AM
Ranch88$25.00$25.002/16/2010 9:58:21 AM
invest0r$25.00$25.002/16/2010 9:58:50 AM
market-path$50.00$50.002/16/2010 9:59:50 AM
Aimvest$25.00$25.002/16/2010 9:59:59 AM
asset-equilibrium0$25.00$25.002/16/2010 10:00:20 AM
red-undaunted-kindness$100.00$100.002/16/2010 10:01:19 AM
kegs$100.00$100.002/16/2010 10:01:45 AM
rcc7$25.00$25.002/16/2010 10:06:55 AM
PRGuyinVA$25.00$25.002/16/2010 10:01:12 AM
lowrate$25.00$25.002/16/2010 10:02:24 AM
hizzy$25.00$25.002/16/2010 10:04:51 AM
Lambo168$25.00$25.002/16/2010 10:06:09 AM
Havana21$50.00$50.002/16/2010 10:06:26 AM
charming-point$300.00$300.002/16/2010 10:07:07 AM
plentiful-reward$50.00$50.002/16/2010 10:06:49 AM
inspiring-reward$50.00$50.002/16/2010 10:14:23 AM
taxman1971$25.00$25.002/16/2010 10:07:30 AM
miked8303$25.00$25.002/16/2010 10:15:19 AM
rudyindc$25.00$25.002/16/2010 10:08:17 AM
atmaan$25.00$25.002/16/2010 10:08:36 AM
compassion-bauble4$25.00$25.002/16/2010 10:09:27 AM
capital-web7$25.00$25.002/16/2010 10:09:18 AM
ASR3$25.00$25.002/16/2010 10:17:23 AM
kattghoti$25.00$25.002/16/2010 10:17:48 AM
PocketAces$25.00$25.002/16/2010 10:10:46 AM
auction-turbine4$25.00$25.002/16/2010 10:11:13 AM
superfunder$25.00$25.002/16/2010 10:11:23 AM
ChicagoBoyz$25.00$25.002/16/2010 10:18:58 AM
Acid$25.00$25.002/16/2010 10:19:55 AM
silverloan$50.00$50.002/16/2010 10:13:03 AM
br4444$25.00$25.002/16/2010 10:14:31 AM
blissful-note7$25.00$25.002/16/2010 10:16:04 AM
Patter256$25.00$25.002/16/2010 10:16:17 AM
Gibbyland$75.00$75.002/16/2010 10:16:41 AM
jakesworld$25.00$25.002/16/2010 10:16:32 AM
NorthernFunds$25.00$25.002/16/2010 10:17:38 AM
Orringo$75.00$75.002/16/2010 10:18:30 AM
bigphish$25.00$25.002/16/2010 10:18:49 AM
MarinLoans$50.00$50.002/16/2010 10:19:00 AM
platinum-sorcerer6$25.00$25.002/16/2010 10:19:06 AM
RB_Double-A_Bravo$25.00$25.002/16/2010 10:19:44 AM
WindyKid$25.00$25.002/16/2010 10:40:51 AM
Emerex$25.00$25.002/16/2010 10:25:08 AM
stanbalwight4$25.00$25.002/16/2010 10:25:28 AM
p2p-paradise$25.00$25.002/16/2010 10:24:42 AM
MM1207$25.00$25.002/16/2010 11:22:32 AM
bold-deal-bigwig$25.00$25.002/16/2010 11:30:35 AM
JKEnterprises$25.00$25.002/16/2010 10:40:53 AM
PatRichi$25.00$25.002/16/2010 11:47:11 AM
dollar-birdie$25.00$25.002/16/2010 10:40:10 AM
brazilofmux$35.61$35.612/16/2010 10:40:21 AM
YLlama$25.00$25.002/16/2010 12:02:12 PM
supreme-benefit$25.00$25.002/16/2010 11:05:46 AM
Sam65$25.00$25.002/16/2010 10:41:19 AM
CASHGIRL$40.00$40.002/16/2010 10:46:55 AM
Trimalchio12$25.00$25.002/16/2010 10:51:53 AM
ALVO$48.65$48.652/16/2010 12:45:32 PM
AKJagMan$25.00$25.002/16/2010 12:45:47 PM
fcukciti$25.00$25.002/16/2010 10:56:47 AM
SB-Funding$25.00$25.002/16/2010 11:22:54 AM
best-phenomenal-treasure$25.00$25.002/16/2010 11:23:02 AM
Petite_Rose$25.00$25.002/16/2010 11:23:05 AM
LiquidLender$25.00$25.002/16/2010 11:29:13 AM
LendDoc$25.00$25.002/16/2010 1:31:11 PM
COguy$25.00$25.002/16/2010 1:58:27 PM
mizunoman$25.00$25.002/16/2010 11:38:01 AM
intrepid-transaction5$25.00$25.002/16/2010 2:08:00 PM
nevetsnosliw1$25.00$25.002/16/2010 2:29:56 PM
payout-point$50.00$50.002/16/2010 12:01:43 PM
Ragestang$25.00$25.002/16/2010 2:30:57 PM
helping-out$25.00$25.002/16/2010 12:01:44 PM
mjjjrj$25.00$25.002/16/2010 11:51:21 AM
the-money-gargantuan$25.00$25.002/16/2010 12:00:58 PM
mtandb$25.00$25.002/16/2010 12:08:27 PM
credit-solstice$25.00$25.002/16/2010 1:08:28 PM
flopcat$25.00$25.002/16/2010 3:50:43 PM
CoolHelp$50.00$50.002/16/2010 12:45:50 PM
saschar$25.00$25.002/16/2010 12:55:33 PM
seangw83$25.00$25.002/16/2010 2:37:56 PM
commerce-web5$25.00$25.002/16/2010 2:40:31 PM
junctionking$25.00$25.002/16/2010 2:08:33 PM
Prosp_Lender$50.00$50.002/16/2010 2:23:38 PM
gulch$25.00$25.002/16/2010 2:25:34 PM
nodrivelpls$25.00$25.002/16/2010 5:35:28 PM
glimmering-point$25.00$25.002/16/2010 4:18:20 PM
7588WorkingGuy$25.00$25.002/16/2010 5:35:29 PM
Marfloogan$25.00$25.002/16/2010 4:18:16 PM
WolRab$27.33$27.332/16/2010 9:45:36 PM
kalex752$27.83$27.832/16/2010 10:15:40 PM
opmjdv$25.00$25.002/16/2010 8:55:33 PM
divemaster$25.00$25.002/17/2010 5:02:59 AM
Aquani$25.35$25.352/17/2010 5:04:45 AM
bnlforever$25.00$25.002/17/2010 5:17:03 AM
utukxul$25.00$25.002/16/2010 9:45:43 PM
vontuse$25.00$25.002/16/2010 10:15:38 PM
ptjg$50.00$50.002/16/2010 8:50:55 PM
DadWarbucks$25.00$25.002/17/2010 6:35:25 AM
skiberdad$46.92$46.922/16/2010 10:00:27 PM
ahalls$25.00$25.002/16/2010 10:00:30 PM
Aeroman32$25.00$25.002/16/2010 10:36:03 PM
easylender$25.00$25.002/17/2010 10:05:44 AM
dartmouth99$25.00$25.002/17/2010 8:50:27 AM
wampum-reaction2$25.00$25.002/17/2010 9:31:47 AM
heavenly-justice9$50.00$50.002/17/2010 9:40:05 AM
useful-p2ploan$42.10$42.102/17/2010 9:40:46 AM
saffron4$25.00$25.002/17/2010 6:50:45 AM
Auburnmist$25.00$25.002/17/2010 7:30:29 AM
galtsgulch$25.00$25.002/17/2010 9:31:04 AM
someone0001$25.00$25.002/17/2010 10:00:37 AM
The-Lighthouse-Group$25.00$25.002/17/2010 5:23:30 PM
unk1911$25.00$25.002/16/2010 9:23:18 AM
desertoasis$25.00$25.002/16/2010 9:25:49 AM
xrycac$25.00$25.002/16/2010 9:32:40 AM
honorable-yield$50.00$50.002/16/2010 9:41:27 AM
supreme-hope$25.00$25.002/16/2010 9:43:23 AM
anton$250.00$250.002/16/2010 9:45:12 AM
Supernick$25.00$25.002/16/2010 9:45:24 AM
Rick7925$25.00$25.002/16/2010 9:46:11 AM
mason13a$25.00$25.002/16/2010 9:40:11 AM
natural-greenback6$25.00$25.002/16/2010 9:40:41 AM
nourishing-interest0$25.00$25.002/16/2010 9:46:49 AM
Syzygy$25.00$25.002/16/2010 9:41:00 AM
bold-bright-currency$25.00$25.002/16/2010 9:47:37 AM
time4aloan$50.00$50.002/16/2010 9:49:44 AM
calm-deal7$25.00$25.002/16/2010 9:44:24 AM
Cai8899$50.00$50.002/16/2010 9:50:48 AM
paymentologist$25.00$25.002/16/2010 9:52:58 AM
Pizza-man$50.00$50.002/16/2010 9:53:24 AM
progressive-asset$100.00$100.002/16/2010 9:47:22 AM
niskyfranchise$25.00$25.002/16/2010 9:47:50 AM
personal-lender$25.00$25.002/16/2010 9:48:31 AM
orange-courageous-dedication$30.00$30.002/16/2010 9:48:24 AM
lloyd_s$25.00$25.002/16/2010 9:49:13 AM
larrybird$100.00$100.002/16/2010 9:55:09 AM
rooosta$25.00$25.002/16/2010 9:49:56 AM
elevated-platinum5$50.00$50.002/16/2010 9:51:14 AM
bonafide-cash$50.00$50.002/16/2010 9:57:51 AM
psztnrw$100.00$100.002/16/2010 9:51:47 AM
jrbill1998$50.00$50.002/16/2010 9:52:23 AM
credit-kahuna$100.00$100.002/16/2010 9:53:36 AM
peerlender$30.00$30.002/16/2010 9:54:11 AM
bchen78875$25.00$25.002/16/2010 9:54:34 AM
The-CAPS-fan$30.00$30.002/16/2010 9:55:34 AM
currency-oak$25.00$25.002/16/2010 10:00:43 AM
Carpetkid$25.00$25.002/16/2010 9:56:32 AM
Fiimg$50.00$50.002/16/2010 10:01:39 AM
gjh37$25.00$25.002/16/2010 9:57:31 AM
torion$25.00$25.002/16/2010 9:58:06 AM
top-silver-american$25.00$25.002/16/2010 9:59:10 AM
Archchancellor$25.00$25.002/16/2010 9:59:28 AM
BigBoy2008$25.00$25.002/16/2010 9:59:00 AM
zippy-interest$25.00$25.002/16/2010 9:59:41 AM
friendly-market5$25.00$25.002/16/2010 10:00:33 AM
best-deal-banker$25.00$25.002/16/2010 10:00:06 AM
gracej$25.00$25.002/16/2010 10:06:33 AM
foxy-fund$50.00$50.002/16/2010 10:01:56 AM
13loans$25.00$25.002/16/2010 10:07:23 AM
Josta$50.00$50.002/16/2010 10:02:07 AM
currency-agave$25.00$25.002/16/2010 10:10:55 AM
senorzookeeper$25.00$25.002/16/2010 10:12:22 AM
apostle901$25.00$25.002/16/2010 10:07:46 AM
harmonious-revenue7$25.00$25.002/16/2010 10:15:14 AM
HHP$25.00$25.002/16/2010 10:08:27 AM
fishintime$25.00$25.002/16/2010 10:16:58 AM
Dakota98$50.00$50.002/16/2010 10:09:35 AM
cvfriend$25.00$25.002/16/2010 10:17:17 AM
cmark1$25.00$25.002/16/2010 10:17:57 AM
TennSquire$25.00$25.002/16/2010 10:10:50 AM
GElender$40.92$40.922/16/2010 10:18:09 AM
supreme-bonus0$25.00$25.002/16/2010 10:11:31 AM
balance6$25.00$25.002/16/2010 10:11:45 AM
intently$25.00$25.002/16/2010 10:12:02 AM
Gelden1$25.00$25.002/16/2010 10:18:41 AM
Pookie22$50.00$50.002/16/2010 10:19:03 AM
LeReve$250.00$250.002/16/2010 10:19:13 AM
gavinfh$25.00$25.002/16/2010 10:12:40 AM
triumph329$35.00$35.002/16/2010 10:12:55 AM
loans4u2$25.00$25.002/16/2010 10:13:24 AM
mizon291$50.00$50.002/16/2010 10:14:03 AM
mtquan$25.00$25.002/16/2010 10:15:22 AM
SnE$25.00$25.002/16/2010 10:16:27 AM
social-comet224$25.00$25.002/16/2010 10:15:52 AM
important-ore$50.00$50.002/16/2010 10:16:52 AM
head$25.00$25.002/16/2010 10:17:01 AM
GlobalVisionary$25.00$25.002/16/2010 10:18:15 AM
mpactlender$25.00$25.002/16/2010 10:18:19 AM
coin-awakening$26.50$26.502/16/2010 10:18:55 AM
wayman$50.00$50.002/16/2010 10:19:50 AM
tranquil-diversification8$25.00$25.002/16/2010 10:19:59 AM
social-conductor4$25.00$25.002/16/2010 10:20:06 AM
Insuredcash$25.00$25.002/16/2010 10:20:40 AM
Aremu$25.00$25.002/16/2010 10:20:31 AM
janicewill$25.00$25.002/16/2010 10:38:02 AM
KVEER$25.00$25.002/16/2010 10:21:04 AM
integrity-doctor$50.00$50.002/16/2010 10:40:11 AM
TGACJ$25.00$25.002/16/2010 10:20:44 AM
punctual-power7$25.00$25.002/16/2010 10:40:17 AM
keeks$25.00$25.002/16/2010 10:41:21 AM
first-upright-payout$25.00$25.002/16/2010 10:22:39 AM
dreammachine$25.00$25.002/16/2010 10:23:56 AM
george6791$25.00$25.002/16/2010 10:23:23 AM
J_Galt$25.00$25.002/16/2010 10:24:23 AM
PatriotKnight$25.00$25.002/16/2010 10:25:11 AM
heroic-return5$25.00$25.002/16/2010 10:25:40 AM
kc8fot$25.00$25.002/16/2010 10:26:02 AM
selector568$250.00$250.002/16/2010 10:35:04 AM
asset-professor$75.00$75.002/16/2010 10:34:34 AM
maldok1$25.00$25.002/16/2010 10:40:16 AM
klinebarger$25.00$25.002/16/2010 11:47:04 AM
mikeandcat$50.00$50.002/16/2010 11:52:19 AM
shamil45$25.00$25.002/16/2010 10:50:09 AM
benefit-squirrel$30.00$30.002/16/2010 10:40:02 AM
MrDavid$25.00$25.002/16/2010 10:40:12 AM
sophisticated-ore$200.00$200.002/16/2010 10:56:49 AM
orange-preeminant-bill$100.00$100.002/16/2010 10:41:14 AM
commitment-forte6$25.00$25.002/16/2010 12:10:46 PM
swoosh$25.00$25.002/16/2010 11:12:42 AM
Stollewood$30.80$30.802/16/2010 10:51:50 AM
top-commitment-champ$25.00$25.002/16/2010 12:53:21 PM
teller$25.00$25.002/16/2010 10:56:18 AM
ocho$25.00$25.002/16/2010 10:56:46 AM
tallmon$25.00$25.002/16/2010 11:22:14 AM
Katahdin$25.00$25.002/16/2010 11:22:49 AM
don8ter$25.00$25.002/16/2010 11:45:38 AM
TeamRamRod$25.00$25.002/16/2010 11:40:59 AM
asset-caballero$25.00$25.002/16/2010 12:00:51 PM
transparency-giant$25.00$25.002/16/2010 12:01:00 PM
pischkoa$25.00$25.002/16/2010 2:30:55 PM
the-profit-oracle$25.00$25.002/16/2010 12:01:45 PM
djh47a$25.00$25.002/16/2010 12:02:00 PM
durability-mad-scientist4$100.00$100.002/16/2010 12:08:28 PM
bonus-patriot$25.00$25.002/16/2010 12:01:11 PM
cognizant-rate732$49.41$49.412/16/2010 12:01:29 PM
crazycool$25.00$25.002/16/2010 12:30:30 PM
arejaybe$25.00$25.002/16/2010 12:45:50 PM
aldeed$25.00$25.002/16/2010 12:08:26 PM
GreenNotes$36.00$36.002/16/2010 3:45:33 PM
george_kaplan$25.00$25.002/16/2010 1:22:38 PM
Trinkaloki$25.00$25.002/16/2010 12:45:48 PM
Oupa-George$25.00$25.002/16/2010 12:55:34 PM
wdworld$25.00$25.002/16/2010 2:25:38 PM
Maalot20$25.00$25.002/16/2010 2:37:58 PM
Cheburashka$25.00$25.002/16/2010 1:25:33 PM
THREE-POINTS-LENDING$25.00$25.002/16/2010 1:41:12 PM
trumpeter5$25.00$25.002/16/2010 2:40:30 PM
assetmanager$25.00$25.002/16/2010 2:49:21 PM
IIP77$25.00$25.002/16/2010 3:04:04 PM
forthright-dedication$50.00$50.002/16/2010 3:20:44 PM
davidc314$25.41$25.412/16/2010 3:50:44 PM
Feline_Parent$30.00$30.002/16/2010 4:18:12 PM
theemhdoctor$25.00$25.002/16/2010 5:56:59 PM
techvet$25.00$25.002/16/2010 7:00:30 PM
WeAlNe$25.00$25.002/16/2010 5:35:30 PM
andycheb$25.00$25.002/16/2010 5:57:00 PM
teejay411$25.59$25.592/16/2010 8:55:31 PM
beachbum22$25.00$25.002/16/2010 4:17:13 PM
aasx1108$25.00$25.002/16/2010 6:43:15 PM
money2k$25.00$25.002/16/2010 4:20:36 PM
monticello$27.84$27.842/16/2010 9:45:34 PM
wise-silver-wonder$50.00$50.002/16/2010 9:31:20 PM
kulender$25.00$25.002/16/2010 9:32:08 PM
life-is-great$25.00$25.002/16/2010 9:34:56 PM
lookingup78$25.00$25.002/16/2010 10:15:42 PM
yield-lion$25.00$25.002/17/2010 8:30:29 AM
omerta6102$50.00$50.002/16/2010 10:00:29 PM
BCD$25.00$25.002/16/2010 10:15:39 PM
Interloper$25.00$25.002/17/2010 10:00:33 AM
rmachi$25.00$25.002/17/2010 10:06:02 AM
Supp0rter$26.29$20.642/17/2010 10:12:03 AM
allenerb$25.00$25.002/17/2010 4:55:43 AM
resplendent-moola$25.00$25.002/17/2010 9:30:55 AM
fireboss$25.10$25.102/17/2010 6:56:49 AM
Mainstreet1$25.00$25.002/17/2010 9:00:32 AM
Veggie_Monkey$25.00$25.002/17/2010 9:30:34 AM
shawndw$25.00$25.002/17/2010 9:30:42 AM
HeroJason86$25.00$25.002/17/2010 7:54:33 PM
323 bids
 
Borrower Payment Dependent Notes Series 446546
This series of Notes was issued and sold upon the funding of the borrower loan #40966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.59% Final monthly payment: $223.78
 
Auction yield range: 14.06% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1996 Debt/Income ratio: 17%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:2y 1m
Credit score: 660-679 (Feb-2010) Total credit lines: 18Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $11,127 
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 15    
Screen name: pure-credit2 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fixin up new home
Purpose of loan: buy items for new home. do landscaping and pay for fnce around yard
This loan will be used to?

My financial situation: I have a guarenteed income stream from retirement fund and social security
I am a good candidate for this loan because?

Monthly net income: $ 3,413.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Nickle-And-Dime$25.00$25.002/12/2010 4:04:14 PM
suomynona$25.00$25.002/12/2010 4:05:00 PM
iGeoff$25.00$25.002/12/2010 4:05:43 PM
blue-liberty-gourd$25.00$25.002/12/2010 4:06:19 PM
yield-lion$25.00$25.002/12/2010 4:07:53 PM
beezling$52.00$52.002/12/2010 4:07:55 PM
elegant-capital$25.00$25.002/12/2010 4:08:04 PM
desertoasis$50.00$50.002/12/2010 4:12:34 PM
cunning-bill$25.00$25.002/12/2010 4:12:36 PM
supreme-benefit$25.00$25.002/12/2010 4:14:24 PM
nourishing-hope835$25.00$25.002/12/2010 4:15:06 PM
worldly-gold$25.00$25.002/12/2010 4:15:15 PM
dime-reaction$25.00$25.002/12/2010 4:04:01 PM
red-favorable-basis$25.00$25.002/12/2010 4:16:36 PM
twirl2$25.00$25.002/12/2010 4:16:41 PM
orange-value-exec$25.00$25.002/12/2010 4:16:51 PM
MrGhost$25.00$25.002/12/2010 4:05:25 PM
PatRichi$25.00$25.002/12/2010 4:17:26 PM
circuitfive$25.00$25.002/12/2010 4:17:29 PM
compassion-lotus5$25.00$25.002/12/2010 4:06:03 PM
delicious-social132$25.00$25.002/12/2010 4:17:40 PM
time4aloan$30.00$30.002/12/2010 4:17:47 PM
srfb973$35.00$35.002/12/2010 4:06:18 PM
BankME$25.00$25.002/12/2010 4:18:21 PM
hope-equation$50.00$50.002/12/2010 4:18:41 PM
liberty-revelry2$25.00$25.002/12/2010 4:03:54 PM
nourishing-interest0$25.00$25.002/12/2010 4:18:46 PM
TheYellowDart$25.00$25.002/12/2010 4:18:51 PM
blooming-dedication$50.00$50.002/12/2010 4:19:10 PM
impeccable-transparency$50.00$50.002/12/2010 4:19:20 PM
melodious-fairness$25.00$25.002/12/2010 4:07:47 PM
lloyd_s$25.00$25.002/12/2010 4:19:30 PM
yield-explosion1$25.00$25.002/12/2010 4:07:51 PM
witl0w77$25.00$25.002/12/2010 4:07:59 PM
vkorichkov$30.00$30.002/12/2010 4:08:16 PM
accordion8$25.00$25.002/12/2010 4:08:19 PM
rhodylend$25.00$25.002/12/2010 4:08:36 PM
cash-spinner$25.00$25.002/12/2010 4:08:00 PM
order-boomerang$25.00$25.002/12/2010 4:08:12 PM
social-conductor4$25.00$25.002/12/2010 4:11:14 PM
officer8$25.00$25.002/12/2010 4:09:05 PM
orange-finance-banker$25.00$25.002/12/2010 4:09:33 PM
texrob20$25.00$25.002/12/2010 4:12:45 PM
the-aggresive-principal$25.00$25.002/12/2010 4:10:11 PM
first-restless-payout$25.00$25.002/12/2010 4:12:50 PM
EnigmaNYC-29$25.00$25.002/12/2010 4:12:53 PM
Trimalchio12$25.00$25.002/12/2010 4:12:56 PM
sms0106$25.00$25.002/12/2010 4:13:05 PM
seisen$50.00$50.002/12/2010 4:11:39 PM
Katburg$25.00$25.002/12/2010 4:14:56 PM
rsb906$25.00$25.002/12/2010 4:12:31 PM
d_grbg$25.00$25.002/12/2010 4:15:01 PM
flwah$25.00$25.002/12/2010 4:12:59 PM
Diamond_Jim$25.00$25.002/12/2010 4:16:31 PM
Dr_M$25.00$25.002/12/2010 4:16:48 PM
integrity-doctor$50.00$50.002/12/2010 4:16:54 PM
papaloha$50.00$50.002/12/2010 4:17:27 PM
benefit-squirrel$25.00$25.002/12/2010 4:17:31 PM
87Marc$25.00$25.002/12/2010 4:15:17 PM
bountiful-bazaar$25.00$25.002/12/2010 4:17:37 PM
626457$25.00$25.002/12/2010 4:15:52 PM
deal-hickory5$25.00$25.002/12/2010 4:16:21 PM
elegant-loot$25.00$25.002/12/2010 4:18:54 PM
personal-lender$25.00$25.002/12/2010 4:19:04 PM
jscig$50.00$50.002/12/2010 4:16:49 PM
Rattlehead$25.00$25.002/12/2010 4:17:06 PM
WalnutCreekguy$25.00$25.002/12/2010 4:17:15 PM
intrepid-transaction5$25.00$25.002/12/2010 4:17:57 PM
GElender$25.00$25.002/12/2010 4:18:01 PM
secobarbital$25.00$25.002/12/2010 4:18:04 PM
loan-master996$50.00$50.002/12/2010 4:18:08 PM
balance-hercules$100.00$100.002/12/2010 4:18:15 PM
selfmademan$25.00$25.002/12/2010 4:18:20 PM
WBB21$25.00$25.002/12/2010 4:18:50 PM
cashhelp$25.00$25.002/12/2010 4:42:11 PM
WindyKid$25.00$25.002/12/2010 4:07:57 PM
gold-auctioneer7$25.00$25.002/12/2010 4:08:18 PM
transparency-burger$25.00$25.002/12/2010 4:08:33 PM
Kaj$25.00$25.002/12/2010 4:11:28 PM
oldmora$50.00$50.002/12/2010 4:11:42 PM
treasure-bliss$100.00$100.002/12/2010 4:11:49 PM
AF-Chief$28.00$28.002/12/2010 4:12:25 PM
Vreet$25.00$25.002/12/2010 4:12:38 PM
ImaPutz$25.00$25.002/12/2010 4:12:46 PM
icecoldcash$25.00$25.002/12/2010 4:13:02 PM
trimwork99$25.00$25.002/12/2010 4:14:20 PM
Jonb6919$25.00$25.002/12/2010 4:14:50 PM
tallmon$25.00$25.002/12/2010 4:15:01 PM
triumph329$25.00$25.002/12/2010 4:15:04 PM
coin-investor$25.00$25.002/12/2010 4:15:20 PM
supreme-bonus0$25.00$25.002/12/2010 4:16:23 PM
head$25.00$25.002/12/2010 4:16:34 PM
play_ultimate$25.00$25.002/12/2010 4:16:39 PM
munoz44$25.00$25.002/12/2010 4:16:44 PM
rock-turner$100.00$100.002/12/2010 4:17:13 PM
Shepherd7$25.00$25.002/12/2010 4:17:34 PM
junctionking$25.00$25.002/12/2010 4:17:56 PM
steves73$25.00$25.002/12/2010 4:17:59 PM
bowdish1$50.00$50.002/12/2010 4:18:23 PM
jonbozeman$25.00$25.002/12/2010 4:18:38 PM
wise-extraordinary-loot$25.00$25.002/12/2010 4:18:57 PM
orange-courageous-dedication$30.00$30.002/12/2010 4:19:05 PM
Kreditorium$60.19$60.192/12/2010 4:07:50 PM
janicewill$25.00$25.002/12/2010 4:07:52 PM
mbell$25.00$25.002/12/2010 4:07:58 PM
Hondo$25.00$25.002/12/2010 4:08:10 PM
glimmering-point$25.00$25.002/12/2010 4:08:21 PM
BigCityLending$25.00$25.002/12/2010 4:05:36 PM
Zanthina$25.00$25.002/12/2010 4:06:24 PM
spruce2$25.43$25.432/12/2010 4:07:49 PM
boybutter$25.00$25.002/12/2010 4:08:01 PM
mrscenicroute$25.00$25.002/12/2010 4:08:08 PM
etraboulay$25.00$25.002/12/2010 4:08:15 PM
fund-virtuoso$25.00$25.002/12/2010 4:12:29 PM
p123$25.00$25.002/12/2010 4:12:41 PM
elegant-bonus$25.00$25.002/12/2010 4:12:51 PM
bold-principal-thinker$25.00$25.002/12/2010 4:12:54 PM
yeti888$25.00$25.002/12/2010 4:11:46 PM
wise-courageous-social$25.00$25.002/12/2010 4:14:08 PM
jhouman$25.00$25.002/12/2010 4:14:38 PM
djh47a$25.00$25.002/12/2010 4:12:32 PM
unk1911$25.00$25.002/12/2010 4:15:08 PM
VBAces$25.00$25.002/12/2010 4:12:43 PM
ore-bada-bing$50.00$50.002/12/2010 4:13:00 PM
wealthstar$25.00$25.002/12/2010 4:13:06 PM
VPRLLC$25.00$25.002/12/2010 4:15:40 PM
famous-bill$75.00$75.002/12/2010 4:16:06 PM
BlindJoeDeath$25.00$25.002/12/2010 4:16:29 PM
flexible-value$25.00$25.002/12/2010 4:16:38 PM
kmr2$100.00$100.002/12/2010 4:17:18 PM
neutrino6$25.00$25.002/12/2010 4:14:52 PM
Lambo168$25.00$25.002/12/2010 4:15:26 PM
rlgnyc$100.00$100.002/12/2010 4:15:31 PM
anton$150.00$150.002/12/2010 4:15:33 PM
purdue98$25.00$25.002/12/2010 4:17:54 PM
attractive-rate$25.00$25.002/12/2010 4:15:49 PM
theprince$25.00$25.002/12/2010 4:18:12 PM
kindness-percolator5$25.00$25.002/12/2010 4:18:17 PM
supreme-hope$25.00$25.002/12/2010 4:16:28 PM
value-pole$25.00$25.002/12/2010 4:18:59 PM
Zolton$200.00$200.002/12/2010 4:19:14 PM
elevated-platinum5$25.00$25.002/12/2010 4:19:24 PM
zippy-interest$25.00$25.002/12/2010 4:17:08 PM
natural-greenback6$25.00$25.002/12/2010 4:17:10 PM
merriewold$25.00$25.002/12/2010 4:17:51 PM
exact-loan5$30.00$30.002/12/2010 4:18:10 PM
Cai8899$30.00$30.002/12/2010 4:18:25 PM
AF_Trust$25.00$25.002/12/2010 4:19:30 PM
honorable-yield$35.00$24.382/12/2010 4:19:34 PM
dollardave$25.00$25.002/12/2010 7:43:11 PM
penny-surgeon$25.00$25.002/13/2010 12:20:30 AM
Defuser$50.00$50.002/14/2010 12:09:22 PM
Bob450$25.00$25.002/14/2010 8:56:09 PM
wanna-help$25.00$25.002/15/2010 9:47:49 AM
154 bids
 
Borrower Payment Dependent Notes Series 446730
This series of Notes was issued and sold upon the funding of the borrower loan #40948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-18-2010 
 
Starting lender yield: 14.04% Starting borrower rate/APR: 16.04% / 18.22% Starting monthly payment: $281.41
Final lender yield: 13.85% Final borrower rate/APR: 15.85% / 18.03% Final monthly payment: $280.66
 
Auction yield range: 6.05% - 14.04% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:1y 6m
Credit score: 740-759 (Feb-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $9,661Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: goldarella Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to pay off some credit cards with higher interest rates.? I am just looking to consolidate all my debt into one payment.

My financial situation:
I am a good candidate for this loan because I have a solid work history.? I have worked for only 2 companies in the last 10 years, and have been promoted multiple times.? I have a solid credit history and always pay bills on time.??Upon reviewing my credit history you will see that we have a home that we have always paid the mortgage on, and on time.? I can assure the lender that?I?am not in any credit danger, but just looking to consolidate debt, and obtain lower interest rates.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cberthiaume$25.00$25.002/16/2010 3:58:35 PM
leverage-holly$25.00$25.002/16/2010 3:58:46 PM
flexible-value$26.00$26.002/16/2010 3:59:58 PM
lloyd_s$25.00$25.002/16/2010 4:02:00 PM
elevated-platinum5$50.00$50.002/16/2010 4:02:36 PM
reward-adventure$25.00$25.002/16/2010 4:03:49 PM
cpaphoto$25.00$25.002/16/2010 4:04:07 PM
unk1911$25.00$25.002/16/2010 3:57:50 PM
niskyfranchise$25.00$25.002/16/2010 4:01:13 PM
best-deal-banker$25.00$25.002/16/2010 4:05:37 PM
asset-equilibrium0$25.00$25.002/16/2010 4:05:49 PM
friendly-market5$25.00$25.002/16/2010 4:05:55 PM
currency-oak$25.00$25.002/16/2010 4:05:59 PM
value-pole$25.00$25.002/16/2010 4:02:07 PM
marketplace-achievement$50.00$50.002/16/2010 3:59:01 PM
cloud8$30.00$30.002/16/2010 3:59:06 PM
Cai8899$50.00$50.002/16/2010 4:02:30 PM
impeccable-transparency$75.00$75.002/16/2010 4:02:40 PM
red-favorable-basis$25.00$25.002/16/2010 3:59:50 PM
plentiful-reward$50.00$50.002/16/2010 4:08:13 PM
rcc7$25.00$25.002/16/2010 4:08:18 PM
hitsman$50.00$50.002/16/2010 4:03:03 PM
Supernick$25.00$25.002/16/2010 4:00:22 PM
HHP$25.00$25.002/16/2010 4:09:06 PM
peso-colonel$90.00$90.002/16/2010 4:00:30 PM
xstreamin$25.00$25.002/16/2010 4:03:36 PM
Rick7925$25.00$25.002/16/2010 4:00:36 PM
tom48l$25.00$25.002/16/2010 4:03:45 PM
macjp123$25.00$25.002/16/2010 4:00:47 PM
bowdish1$100.00$100.002/16/2010 4:04:00 PM
nourishing-interest0$25.00$25.002/16/2010 4:00:51 PM
zento$25.00$25.002/16/2010 4:10:01 PM
luckyldy$35.00$35.002/16/2010 4:04:15 PM
inspiring-reward$50.00$50.002/16/2010 4:10:07 PM
personal-lender$25.00$25.002/16/2010 4:01:28 PM
bonafide-cash$50.00$50.002/16/2010 4:04:37 PM
platinum-sorcerer6$25.00$25.002/16/2010 4:10:40 PM
Kaj$25.00$25.002/16/2010 4:01:49 PM
Insuredcash$25.00$25.002/16/2010 4:10:55 PM
J_Galt$25.00$25.002/16/2010 4:11:21 PM
PatriotKnight$25.00$25.002/16/2010 4:11:27 PM
Speculator$50.00$50.002/16/2010 4:02:29 PM
kc8fot$25.00$25.002/16/2010 4:11:35 PM
Avala$50.00$50.002/16/2010 4:06:05 PM
jrbill1998$50.00$50.002/16/2010 4:02:50 PM
wampum-proton$25.00$25.002/16/2010 4:06:25 PM
peerlender$30.00$30.002/16/2010 4:03:10 PM
Carpetkid$25.00$25.002/16/2010 4:03:50 PM
BigBoy2008$25.00$25.002/16/2010 4:18:54 PM
Lambo168$25.00$25.002/16/2010 4:07:53 PM
rudyindc$25.00$25.002/16/2010 4:09:01 PM
torion$25.00$25.002/16/2010 4:04:43 PM
blissful-note7$25.00$25.002/16/2010 4:10:18 PM
Fiimg$50.00$50.002/16/2010 4:06:14 PM
Josta$50.00$50.002/16/2010 4:06:22 PM
charming-point$300.00$300.002/16/2010 4:08:25 PM
LendDoc$25.00$25.002/16/2010 4:12:29 PM
apostle901$25.00$25.002/16/2010 4:08:42 PM
aasx1108$25.00$25.002/16/2010 6:43:14 PM
atmaan$25.00$25.002/16/2010 4:09:11 PM
techvet$25.00$25.002/16/2010 7:00:28 PM
Dakota98$50.00$50.002/16/2010 4:09:28 PM
sophisticated-ore$49.73$49.732/16/2010 7:50:31 PM
Patter256$25.00$25.002/16/2010 4:10:19 PM
head$25.00$25.002/16/2010 4:10:26 PM
mpactlender$25.00$25.002/16/2010 4:10:31 PM
Gelden1$25.00$25.002/16/2010 4:10:35 PM
tranquil-diversification8$25.00$25.002/16/2010 4:10:45 PM
orange-courageous-dedication$30.00$30.002/16/2010 5:32:18 PM
Syzygy$25.00$25.002/16/2010 4:11:49 PM
integrity-doctor$50.00$50.002/16/2010 4:12:02 PM
13loans$25.00$25.002/16/2010 4:12:09 PM
don8ter$25.00$25.002/16/2010 4:12:15 PM
eliza11$50.00$50.002/16/2010 9:11:45 PM
currency-agave$25.00$25.002/16/2010 6:17:10 PM
glimmering-point$25.00$25.002/16/2010 4:18:19 PM
LandE2BG$25.00$25.002/16/2010 9:33:29 PM
paymentologist$25.00$25.002/16/2010 9:33:57 PM
wampum-reaction2$25.00$25.002/16/2010 9:34:48 PM
anders94$25.00$25.002/16/2010 4:32:32 PM
OCedHrt$25.00$25.002/16/2010 9:43:18 PM
GlobalVisionary$25.00$25.002/16/2010 10:15:51 PM
autonomous-truth$320.00$320.002/16/2010 11:02:33 PM
senorzookeeper$100.00$100.002/16/2010 9:08:33 PM
the-profit-oracle$25.00$25.002/16/2010 9:33:26 PM
loan-master996$50.00$50.002/16/2010 9:33:55 PM
mchilds22$25.00$25.002/17/2010 6:10:48 AM
NorthernFunds$25.00$25.002/16/2010 10:15:50 PM
stoopidnoodle$25.00$25.002/17/2010 6:56:18 AM
kind-efficient-credit$25.00$25.002/17/2010 7:12:02 AM
allenerb$25.00$25.002/17/2010 4:55:42 AM
riproaringrapids$25.00$25.002/17/2010 8:02:24 AM
honorable-yield$50.00$50.002/16/2010 9:33:37 PM
intently$25.00$25.002/16/2010 9:34:20 PM
mtquan$25.00$25.002/16/2010 9:34:44 PM
kindness-percolator5$25.00$25.002/16/2010 9:34:58 PM
TheoProf$31.84$31.842/17/2010 7:40:30 AM
peso-mate$25.00$25.002/17/2010 8:20:27 AM
forthright-dedication$27.77$24.122/17/2010 8:20:29 AM
LiquidLender$25.00$25.002/17/2010 7:30:34 AM
RedCentre$29.61$29.612/17/2010 11:04:17 AM
stock106$100.00$100.002/17/2010 3:38:28 PM
xyzpl$100.00$100.002/17/2010 12:04:42 PM
Sol_Invictus$25.00$25.002/18/2010 8:40:46 AM
compassion-lotus5$25.00$25.002/16/2010 3:58:41 PM
natural-greenback6$25.00$25.002/16/2010 3:59:32 PM
calm-deal7$25.00$25.002/16/2010 4:00:12 PM
progressive-asset$100.00$100.002/16/2010 4:01:01 PM
bold-bright-currency$25.00$25.002/16/2010 4:01:07 PM
3am-preacher$25.00$25.002/16/2010 3:57:23 PM
Pizza-man$50.00$50.002/16/2010 4:02:56 PM
larrybird$100.00$100.002/16/2010 4:03:18 PM
The-CAPS-fan$30.00$30.002/16/2010 4:03:25 PM
hyetech$35.00$35.002/16/2010 4:03:42 PM
tntbuzz$25.00$25.002/16/2010 4:04:21 PM
theprince$25.00$25.002/16/2010 4:00:40 PM
jigsaw$100.00$100.002/16/2010 4:04:33 PM
invest0r$25.00$25.002/16/2010 4:04:52 PM
skuba$25.00$25.002/16/2010 3:57:55 PM
desertoasis$25.00$25.002/16/2010 3:58:09 PM
time4aloan$50.00$50.002/16/2010 4:02:14 PM
lowrate$25.00$25.002/16/2010 4:06:27 PM
psztnrw$100.00$100.002/16/2010 4:02:45 PM
duty-monger$50.00$50.002/16/2010 4:03:04 PM
inspired-contract9$25.00$25.002/16/2010 4:00:17 PM
Clambake$50.00$50.002/16/2010 4:03:27 PM
gavinfh$25.00$25.002/16/2010 4:09:46 PM
triumph329$35.00$35.002/16/2010 4:09:52 PM
orgy63$25.00$25.002/16/2010 4:00:58 PM
silverloan$50.00$50.002/16/2010 4:09:58 PM
friendly-worth3$25.00$25.002/16/2010 4:01:20 PM
Pookie22$50.00$50.002/16/2010 4:10:38 PM
TGACJ$25.00$25.002/16/2010 4:10:57 PM
top-silver-american$25.00$25.002/16/2010 4:05:05 PM
market-path$50.00$50.002/16/2010 4:05:24 PM
delicious-social132$25.00$25.002/16/2010 4:02:25 PM
Aimvest$25.00$25.002/16/2010 4:05:31 PM
money-maniac$50.00$50.002/16/2010 4:05:45 PM
asset-professor$75.00$75.002/16/2010 4:11:45 PM
TeamRamRod$25.00$25.002/16/2010 4:12:14 PM
credit-kahuna$100.00$100.002/16/2010 4:03:00 PM
foxy-fund$50.00$50.002/16/2010 4:06:20 PM
bchen78875$25.00$25.002/16/2010 4:03:11 PM
Archchancellor$25.00$25.002/16/2010 4:18:57 PM
Havana21$50.00$50.002/16/2010 4:08:09 PM
gjh37$25.00$25.002/16/2010 4:04:29 PM
Ranch88$25.00$25.002/16/2010 4:04:48 PM
zippy-interest$25.00$25.002/16/2010 4:05:14 PM
GElender$27.87$27.872/16/2010 5:21:30 PM
red-undaunted-kindness$100.00$100.002/16/2010 4:06:11 PM
kegs$100.00$100.002/16/2010 4:06:15 PM
hizzy$25.00$25.002/16/2010 4:07:30 PM
janicewill$25.00$25.002/16/2010 4:11:47 PM
PatRichi$25.00$25.002/16/2010 4:12:20 PM
compassion-bauble4$25.00$25.002/16/2010 4:09:26 PM
minista$25.00$25.002/16/2010 4:20:38 PM
senorzookeeper$25.00$25.002/16/2010 4:09:44 PM
important-ore$50.00$50.002/16/2010 4:10:25 PM
Orringo$50.00$50.002/16/2010 4:10:34 PM
anton$36.00$36.002/16/2010 5:21:28 PM
LeReve$250.00$250.002/16/2010 4:10:43 PM
life-is-great$25.00$25.002/16/2010 8:13:15 PM
KVEER$25.00$25.002/16/2010 4:11:01 PM
dreammachine$25.00$25.002/16/2010 4:11:18 PM
AF-Chief$28.00$28.002/16/2010 5:51:03 PM
Helping-One-Another$50.00$50.002/16/2010 5:52:55 PM
ptjg$50.00$50.002/16/2010 8:50:53 PM
capital-web7$25.00$25.002/16/2010 4:12:04 PM
brazilofmux$32.60$32.602/16/2010 4:12:35 PM
selector568$300.00$300.002/16/2010 4:17:06 PM
rooosta$25.00$25.002/16/2010 4:20:40 PM
radforj22$25.00$25.002/16/2010 9:33:46 PM
balance6$25.00$25.002/16/2010 9:34:19 PM
Aeroman32$25.00$25.002/16/2010 10:36:01 PM
E_G$30.00$30.002/17/2010 4:50:35 AM
nalaari$25.00$25.002/16/2010 9:33:28 PM
orange-preeminant-bill$66.96$66.962/16/2010 9:34:45 PM
social-conductor4$25.00$25.002/16/2010 9:34:59 PM
Hephaistion$25.00$25.002/16/2010 7:43:12 PM
upbeat-investment9$25.00$25.002/16/2010 10:15:49 PM
boater01$40.65$40.652/17/2010 6:50:51 AM
jed919$25.00$25.002/16/2010 7:47:59 PM
autonomous-truth$50.00$50.002/16/2010 11:03:36 PM
nevetsnosliw1$25.00$25.002/17/2010 7:30:40 AM
wayman$50.00$50.002/16/2010 9:33:00 PM
fishintime$25.00$25.002/17/2010 6:04:08 AM
punctual-power7$25.00$25.002/16/2010 9:34:42 PM
benefit-squirrel$30.00$30.002/16/2010 9:34:52 PM
HamachiMan$25.00$25.002/16/2010 9:43:19 PM
commerce-voyager$25.00$25.002/16/2010 10:15:48 PM
Kulchar$36.62$36.622/17/2010 7:40:32 AM
cognizant-rate732$50.00$50.002/17/2010 3:20:41 AM
DadWarbucks$25.00$25.002/17/2010 6:35:27 AM
SOP_Bank$25.00$25.002/17/2010 10:36:49 AM
DannyPhantom$25.00$25.002/17/2010 7:43:37 PM
webfeet$25.00$25.002/18/2010 7:44:19 AM
196 bids
 
Borrower Payment Dependent Notes Series 446780
This series of Notes was issued and sold upon the funding of the borrower loan #40972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,750.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-22-2010 
 
Starting lender yield: 20.07% Starting borrower rate/APR: 21.07% / 23.32% Starting monthly payment: $141.42
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $139.17
 
Auction yield range: 8.05% - 20.07% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1994 Debt/Income ratio: 20%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 15Length of status:11y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 57 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $17,604Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 48%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wooster Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,500.00< mo. late: 0 ( 0% )  
640-659 (Nov-2009)
740-759 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Livestock purchase for the spring
Purpose of loan:
This loan will be used to? Fund my livestock purchase this year. I raise calves in the spring and resell them in the fall when they are bigger.?Im a part time farmer in Kansas. ?I have kids that are in 4H. My?wife and kids?will all help me take care of the babies. I recently paid off some farm equipment and I need some woking capital to make this purchase. I will repay the loan in full. I have had a previous Prosper loan and paid it perfect. I have loaned money on prosper before and know how it feels to be a lender.? This will be a good investment for you. If you have any questions please dont?hesitate to ask.

My financial situation:
I am a good candidate for this loan because? I have raised calves and other livestock in previous years. I will have no trouble selling the?livestock at a good profit.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 895
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 350
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 350

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Johnab$25.00$25.002/21/2010 10:42:39 AM
takarlstad$25.00$25.002/16/2010 9:12:26 AM
lounges$25.00$25.002/16/2010 9:14:58 AM
Supernick$50.00$50.002/16/2010 9:12:16 AM
Akkon$25.00$25.002/16/2010 9:12:53 AM
skuba$25.00$25.002/16/2010 9:23:45 AM
AF-Chief$28.00$28.002/16/2010 9:25:17 AM
desertoasis$25.00$25.002/16/2010 9:25:42 AM
fund-guild$50.00$50.002/16/2010 9:30:31 AM
wise-extraordinary-loot$30.00$30.002/16/2010 9:30:49 AM
xrycac$25.00$25.002/16/2010 9:32:32 AM
cberthiaume$25.00$25.002/16/2010 9:32:43 AM
rpatusa$25.00$25.002/16/2010 9:33:59 AM
red-favorable-basis$25.00$25.002/16/2010 9:43:15 AM
Cheburashka$25.00$25.002/16/2010 9:39:50 AM
radforj22$25.00$25.002/16/2010 9:41:40 AM
LiquidLender$25.00$25.002/16/2010 9:47:11 AM
BlindJoeDeath$25.00$25.002/16/2010 9:42:48 AM
Kaj$25.00$25.002/16/2010 9:48:47 AM
reflective-cash0$100.00$100.002/16/2010 9:43:50 AM
calm-deal7$25.00$25.002/16/2010 9:44:16 AM
inspired-contract9$25.00$25.002/16/2010 9:44:32 AM
peso-colonel$90.00$90.002/16/2010 9:45:38 AM
macjp123$25.00$25.002/16/2010 9:46:34 AM
nourishing-interest0$25.00$25.002/16/2010 9:46:43 AM
wampum-reaction2$25.00$25.002/16/2010 9:46:53 AM
friendly-worth3$25.00$25.002/16/2010 9:47:55 AM
orange-courageous-dedication$30.00$30.002/16/2010 9:48:19 AM
personal-lender$25.00$25.002/16/2010 9:48:42 AM
cdfmedic$25.00$25.002/17/2010 10:45:20 AM
dynrep$25.00$25.002/17/2010 3:33:03 PM
gpuck$25.00$25.002/18/2010 10:23:07 AM
113121$25.00$25.002/18/2010 12:06:24 PM
adventure0$100.00$100.002/18/2010 5:56:21 PM
Calif-smo$30.00$30.002/18/2010 8:46:45 PM
webfeet$25.00$25.002/19/2010 9:18:33 AM
Ven58$25.00$25.002/19/2010 1:07:22 PM
PeacefulFlorida$31.62$31.622/19/2010 8:24:21 PM
SV-AZ$50.00$50.002/19/2010 6:42:42 PM
Goddess-4-one$25.00$25.002/19/2010 8:12:35 PM
healingangel22$25.00$25.002/19/2010 10:21:41 PM
cleo1255$50.00$50.002/20/2010 7:16:16 AM
FinanciallySavvyMom$25.00$25.002/20/2010 5:18:36 PM
ALFLoan$25.00$25.002/21/2010 3:51:29 AM
Packers18$25.00$25.002/21/2010 10:21:24 AM
Feyenoord$32.96$32.962/20/2010 9:50:17 PM
Loan_shark718$75.00$75.002/21/2010 8:15:53 PM
jimartin1$34.50$34.502/21/2010 5:59:18 PM
Moe87$34.04$34.042/21/2010 11:48:48 PM
nashibaksi$25.00$25.002/21/2010 3:23:23 PM
fillholdingsllc$25.00$25.002/21/2010 7:46:15 PM
labyrinth0$29.97$29.972/21/2010 8:08:33 PM
mlj0671$25.00$25.002/22/2010 8:11:42 AM
grammaspurse$25.00$25.002/21/2010 10:48:14 PM
victorcab$50.00$50.002/22/2010 6:37:32 AM
PotBellyPete$40.62$40.622/22/2010 7:53:11 AM
Pu239$50.00$50.002/22/2010 8:22:33 AM
Flshedman$50.00$50.002/22/2010 10:32:14 AM
the-profit-oracle$25.00$25.002/22/2010 9:13:09 AM
MARWARISETH$25.00$25.002/16/2010 9:13:25 AM
3am-preacher$25.00$25.002/16/2010 9:18:16 AM
unk1911$25.00$25.002/16/2010 9:23:27 AM
compassion-lotus5$25.00$25.002/16/2010 9:32:58 AM
loyalist1$25.00$25.002/16/2010 9:34:31 AM
tallmon$25.00$25.002/16/2010 9:33:45 AM
leverage-holly$25.00$25.002/16/2010 9:33:11 AM
coin-investor$25.00$25.002/16/2010 9:34:16 AM
marketplace-achievement$50.00$50.002/16/2010 9:34:50 AM
supreme-hope$25.00$25.002/16/2010 9:43:19 AM
egw$25.00$25.002/16/2010 9:45:50 AM
Rick7925$25.00$25.002/16/2010 9:46:05 AM
natural-greenback6$25.00$25.002/16/2010 9:40:30 AM
lloyd_s$25.00$2.042/16/2010 9:49:05 AM
flexible-value$26.00$26.002/16/2010 9:43:46 AM
theprince$25.00$25.002/16/2010 9:46:16 AM
progressive-asset$100.00$100.002/16/2010 9:47:15 AM
bold-bright-currency$25.00$25.002/16/2010 9:47:31 AM
orgy63$25.00$25.002/16/2010 9:47:01 AM
niskyfranchise$25.00$25.002/16/2010 9:47:45 AM
life-is-great$25.00$25.002/16/2010 9:47:27 AM
benefit-squirrel$30.00$30.002/16/2010 9:48:14 AM
preventivepestcontrol$50.00$50.002/16/2010 11:12:46 AM
Bob450$25.00$25.002/16/2010 3:07:43 PM
Bank_Of_XL$50.00$50.002/16/2010 2:30:18 PM
JustMee$25.00$25.002/16/2010 5:11:46 PM
bondhedger$25.00$25.002/17/2010 10:56:03 AM
enthusiastic-balance5$100.00$100.002/18/2010 7:44:38 AM
reflective-rupee$50.00$50.002/18/2010 10:14:51 AM
noconnor01$25.00$25.002/18/2010 4:32:38 PM
SolarMoonshine$50.00$50.002/18/2010 5:32:40 PM
loanasauras$50.00$50.002/18/2010 5:46:47 PM
Jinja$25.25$25.252/19/2010 11:32:33 AM
Dollars4Rent$25.00$25.002/19/2010 2:37:13 PM
persistent-bazaar$50.00$50.002/19/2010 1:52:03 PM
vutah$25.00$25.002/19/2010 8:06:48 PM
mckhbnpc$30.00$30.002/20/2010 8:44:27 AM
Leshan$100.00$100.002/20/2010 10:34:57 AM
Oak-Parker$25.00$25.002/20/2010 8:48:31 AM
wwwUniversal$25.00$25.002/20/2010 11:27:53 AM
dorypro$25.00$25.002/20/2010 3:18:09 PM
riverzeus$25.00$25.002/20/2010 9:21:16 PM
iflyforfun$25.00$25.002/21/2010 1:23:00 AM
RyanTH9893$25.00$25.002/20/2010 8:05:57 PM
LoanerPrincipal$50.00$50.002/21/2010 8:04:16 PM
nethosters$25.00$25.002/21/2010 5:01:11 PM
lender12345$25.00$25.002/21/2010 8:23:14 PM
atomantic$50.00$50.002/22/2010 2:39:46 AM
nickel-ranch$25.00$25.002/22/2010 10:25:21 AM
Champion_Lending$25.00$25.002/22/2010 8:28:04 AM
kingston1$25.00$25.002/22/2010 6:56:48 AM
theloanteacher$25.00$25.002/22/2010 7:40:27 AM
wild_carrot$25.00$25.002/22/2010 11:48:31 AM
112 bids
 
Borrower Payment Dependent Notes Series 445407
This series of Notes was issued and sold upon the funding of the borrower loan #40925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-04-2010 
  Auction end date:  Feb-11-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $215.67
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2000 Debt/Income ratio: 27%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 11Length of status:3y 9m
Credit score: 680-699 (Feb-2010) Total credit lines: 19 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $2,141Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 44%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: top-genuine-return Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help me consolidate!
Purpose of loan:
This loan will be used to?? Pay off credit cards and cut them up!

My financial situation:
I am a good candidate for this loan because? I had my troubles in the past do to ignorance about how credit could effect me in the future, but I have grown up and have a family now, and have grown into a responsible man.

Monthly net income: $ 4400

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 160
??Car expenses: $ 485
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 7000
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the balances, interest rates and monthly payments for each of the debts that you would like to consolidate. Thanks much and best wishes. - reflective-rupee
A: Visa balance: $2,100 interest rate is 25% Dell account: $3,000 interest rate is 0% but will soon change to 25% if I dont't pay off in time.. (Feb-07-2010)
Q: Please explain the delinquencies and public records on your credit report - NS_Consult
A: Like I said before, the delinquencies and public records were 9yrs ago and are in the past. I had some diffulcult times keeping a job when I was in my early twenties which resulted with me getting a public record and delinquincies on my credit report. I'm a different person now I have a great stable job that I've been at for 7yrs now. (Feb-10-2010)
Q: You say you've been at your job for 7 years, but your profile states under 4 years. Please explain. - NS_Consult
A: I was a casual/ driver for 3yrs before I went fulltime. (Feb-11-2010)
Q: will you take this loan, if it doesn't get bid down under 25%? - justme4now
A: no (Feb-11-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BlueWave$25.00$25.002/4/2010 5:00:06 PM
LenderExtraordinaire$25.00$25.002/4/2010 5:02:20 PM
b-rent$25.00$25.002/4/2010 5:10:54 PM
Dubbs360$100.00$100.002/4/2010 5:20:55 PM
aasx1108$25.00$25.002/4/2010 5:41:04 PM
payment-artist$25.00$25.002/4/2010 5:41:02 PM
Havana21$25.00$25.002/4/2010 5:44:51 PM
coin-investor$25.00$25.002/4/2010 5:46:13 PM
Helenska11$25.00$25.002/4/2010 5:47:25 PM
jjswanso$25.00$25.002/4/2010 5:47:42 PM
penny-surgeon$25.00$25.002/4/2010 5:54:14 PM
next2$25.00$25.002/4/2010 6:35:58 PM
supreme-hope$25.00$25.002/4/2010 8:13:53 PM
InChicago$25.00$25.002/4/2010 6:44:27 PM
Kreditorium$100.00$100.002/4/2010 8:13:52 PM
Diamond_Jim$25.00$25.002/4/2010 11:20:28 PM
BlindJoeDeath$25.00$25.002/4/2010 10:23:51 PM
head$25.00$25.002/5/2010 2:06:05 AM
AF-Chief$28.00$28.002/5/2010 8:10:51 AM
JW-From-SoCal$25.00$25.002/5/2010 9:35:07 AM
five-star-note$35.00$35.002/5/2010 9:58:58 AM
UCLA4life$25.00$25.002/5/2010 11:18:25 AM
littlemonkey$25.00$25.002/5/2010 11:03:29 AM
jhouman$25.00$25.002/5/2010 11:47:10 AM
neutrino6$25.00$25.002/5/2010 12:22:25 PM
lendaton$25.00$25.002/5/2010 1:39:57 PM
SolarMoonshine$25.00$25.002/5/2010 3:21:21 PM
harddollars$25.00$25.002/6/2010 8:45:13 AM
Artist_Blue$25.00$25.002/6/2010 9:10:23 AM
WindyKid$25.00$25.002/6/2010 6:34:53 AM
Peterman$25.00$25.002/6/2010 1:55:58 PM
PapaOf2Girls$25.00$25.002/6/2010 9:55:12 AM
wampum-chorus3$25.00$25.002/7/2010 1:42:20 PM
RicheyRich$25.00$25.002/7/2010 6:58:32 PM
GoodScot$25.00$25.002/7/2010 10:49:59 PM
RebuildALife$25.00$25.002/8/2010 9:32:00 AM
radforj22$25.00$25.002/8/2010 10:17:34 AM
codyrun$25.00$25.002/8/2010 11:08:48 AM
seisen$50.00$50.002/8/2010 6:29:34 PM
Kaj$25.00$25.002/8/2010 6:25:17 PM
famous-bill$25.00$25.002/8/2010 6:28:38 PM
treasure-bliss$100.00$100.002/8/2010 6:30:08 PM
starside8$25.00$25.002/8/2010 7:00:25 PM
zippy-interest$25.00$25.002/8/2010 7:01:09 PM
rock-turner$50.00$50.002/8/2010 7:01:30 PM
PatRichi$25.00$25.002/8/2010 7:02:18 PM
delivery$25.00$25.002/8/2010 7:03:15 PM
exact-loan5$30.00$30.002/8/2010 7:04:29 PM
WalnutCreekguy$25.00$25.002/8/2010 7:01:59 PM
falcon88dp$25.00$25.002/8/2010 7:00:44 PM
LBOregon$25.00$25.002/8/2010 7:02:06 PM
mdf$50.00$50.002/8/2010 7:02:16 PM
hc90474$25.00$25.002/8/2010 7:01:44 PM
benefit-squirrel$25.00$25.002/8/2010 7:02:50 PM
bountiful-bazaar$25.00$25.002/8/2010 7:03:06 PM
time4aloan$30.00$30.002/8/2010 7:03:26 PM
merriewold$25.00$25.002/8/2010 7:03:36 PM
intrepid-transaction5$25.00$25.002/8/2010 7:03:52 PM
balance-hercules$100.00$1.992/8/2010 7:04:56 PM
GElender$25.00$25.002/8/2010 7:04:03 PM
secobarbital$25.00$25.002/8/2010 7:04:12 PM
loan-master996$50.00$50.002/8/2010 7:04:18 PM
reflective-rupee$50.00$50.002/8/2010 8:06:34 PM
privatebankerva$25.00$25.002/9/2010 7:16:42 AM
unger$50.00$50.002/9/2010 3:02:32 AM
twerns$40.00$40.002/9/2010 6:43:11 PM
PatriotKnight$50.00$50.002/10/2010 6:13:21 AM
scoobiedoo$25.00$25.002/10/2010 10:52:32 AM
wise-courageous-social$25.00$25.002/10/2010 6:19:51 PM
fascinating-gold$71.82$71.822/10/2010 6:52:46 PM
mlj0671$26.00$26.002/11/2010 7:19:48 AM
bxdoc$50.00$50.002/11/2010 6:22:17 AM
credit-coach118$25.00$25.002/11/2010 8:29:06 AM
Pu239$50.00$50.002/11/2010 9:50:09 AM
Loan_shark718$50.00$50.002/11/2010 3:41:36 PM
friendinmoney$33.71$33.712/11/2010 4:29:52 PM
leverage-monger$70.74$70.742/11/2010 4:24:55 PM
Dave0$25.00$25.002/4/2010 4:59:11 PM
worldexplorer$25.00$25.002/4/2010 5:11:45 PM
supreme-bonus0$25.00$25.002/4/2010 5:15:44 PM
heavenly-penny$25.00$25.002/4/2010 5:41:15 PM
ASR3$25.00$25.002/4/2010 5:41:32 PM
nojoke411$25.00$25.002/4/2010 5:49:31 PM
elegant-capital$25.00$25.002/4/2010 7:34:35 PM
orange-finance-banker$25.00$25.002/4/2010 6:37:05 PM
Bob450$50.00$50.002/4/2010 7:58:44 PM
building_community$25.00$25.002/4/2010 9:59:04 PM
Hothornman$25.00$25.002/5/2010 6:14:49 AM
red-favorable-basis$25.00$25.002/5/2010 5:08:16 AM
special-responsibility$25.00$25.002/5/2010 6:48:20 AM
yield-explosion1$25.00$25.002/5/2010 9:20:41 AM
djh47a$25.00$25.002/5/2010 7:19:28 AM
flexible-value$25.00$25.002/5/2010 8:25:04 AM
kronosmetis$25.00$25.002/5/2010 10:37:18 AM
steady-truth5$25.00$25.002/5/2010 12:16:01 PM
dollardave$100.00$100.002/5/2010 12:46:07 PM
skunkor2$58.27$58.272/5/2010 4:09:41 PM
Phantom99$25.00$25.002/5/2010 5:07:24 PM
dime-beeper$25.00$25.002/5/2010 7:39:50 PM
Strato$25.00$25.002/5/2010 7:39:49 PM
enigmallc$25.00$25.002/6/2010 10:39:38 AM
janicewill$25.00$25.002/6/2010 6:25:22 AM
play_ultimate$25.00$25.002/6/2010 9:18:53 AM
soulwork$25.00$25.002/6/2010 12:20:20 PM
yield-lion$25.00$25.002/7/2010 11:11:53 AM
twirl2$25.00$25.002/7/2010 9:30:51 AM
glimmering-point$25.00$25.002/7/2010 9:19:44 PM
Dr_M$25.00$25.002/8/2010 8:37:39 AM
srfb973$26.47$26.472/8/2010 8:47:56 AM
jscig$50.00$50.002/8/2010 8:51:51 AM
MediaAndMicrocode$25.00$25.002/8/2010 6:19:14 PM
LKN2RTR$25.00$25.002/8/2010 6:20:30 PM
social-conductor4$25.00$25.002/8/2010 6:21:14 PM
orange-preeminant-bill$100.00$100.002/8/2010 6:30:17 PM
oldmora$50.00$50.002/8/2010 6:29:52 PM
yeti888$25.00$25.002/8/2010 6:30:00 PM
integrity-doctor$50.00$50.002/8/2010 6:47:13 PM
natural-greenback6$25.00$25.002/8/2010 7:01:25 PM
KevinC_63366$25.00$25.002/8/2010 7:01:31 PM
circuitfive$25.00$25.002/8/2010 7:02:38 PM
theprince$25.00$25.002/8/2010 7:04:42 PM
wampum-proton$25.00$25.002/8/2010 7:02:10 PM
Rattlehead$25.00$25.002/8/2010 7:01:03 PM
fostaman$25.00$25.002/8/2010 7:01:42 PM
natecam$25.00$25.002/8/2010 7:01:47 PM
kmr2$100.00$100.002/8/2010 7:02:05 PM
delicious-social132$25.00$25.002/8/2010 7:03:11 PM
papaloha$50.00$50.002/8/2010 7:02:31 PM
Shepherd7$25.00$25.002/8/2010 7:02:59 PM
junctionking$25.00$25.002/8/2010 7:03:47 PM
steves73$25.00$25.002/8/2010 7:03:54 PM
LuvToLend$25.00$25.002/9/2010 3:53:48 AM
Techne_Funds_LLC$25.00$25.002/10/2010 3:59:36 PM
MrPie$25.00$25.002/10/2010 4:33:58 PM
dorypro$25.00$25.002/10/2010 4:40:37 PM
jybank$25.00$25.002/10/2010 6:27:29 PM
rate-seahorse$27.00$27.002/10/2010 5:42:11 PM
GreenNotes$36.00$36.002/11/2010 12:05:18 AM
NS_Consult$25.00$25.002/10/2010 5:22:33 PM
silvercertificate$25.00$25.002/10/2010 6:37:27 PM
DasMula$50.00$50.002/11/2010 1:42:01 AM
Gaelicman$200.00$200.002/11/2010 6:29:02 AM
umfan123$25.00$25.002/11/2010 6:53:53 AM
Kash2010lu$35.00$35.002/11/2010 11:10:06 AM
Alexander1776$25.00$25.002/11/2010 7:01:02 AM
leverage-monger$25.00$25.002/11/2010 7:44:51 AM
Leshan$25.00$25.002/11/2010 8:13:58 AM
toxicbutterfly$25.00$25.002/11/2010 12:37:40 PM
KTOWN$25.00$25.002/11/2010 1:12:18 PM
ZOOOM$25.00$25.002/11/2010 1:59:57 PM
deepblue34$25.00$25.002/11/2010 3:57:53 PM
Engineer44$25.00$25.002/11/2010 4:52:34 PM
152 bids
 
Borrower Payment Dependent Notes Series 445565
This series of Notes was issued and sold upon the funding of the borrower loan #40963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 13.05% Starting borrower rate/APR: 14.05% / 16.21% Starting monthly payment: $85.50
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 13.12% Final monthly payment: $81.85
 
Auction yield range: 6.06% - 13.05% Estimated loss impact: 5.16%  
Lender servicing fee: 1.00% Estimated return: 4.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1996 Debt/Income ratio: 16%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 4Length of status:10y 5m
Credit score: 720-739 (Jan-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 1 Revolving credit balance: $1,150Stated income:$50,000-$74,999
Amount delinquent: $115 Bankcard utilization: 21%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: Newadventures Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (Dec-2009)
660-679 (Oct-2009)
660-679 (Sep-2009)
660-679 (Aug-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
New adventures
Purpose of loan:
This loan will be used to pay the balance of 2 credit cards and student loan.

My financial situation

I have?2 credit cards and a student loan balance with a combine total of $2183.00.? I just want to?pay it completely off.? I am a good candidate for this loan because I previously received a loan from prosper in 2006.? I had no late payments and even made early payments on occasions.?I will be receiving my 10 year bonus in February but it wont be enough to pay all of the loan. ?I Promise to pay back?all the funds that are given to me.? I will answer any questions you have.

Thank you

?Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $
??Insurance: $ 350.00 (cars)
??Car expenses: $ 470.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 240.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 350.00
??Credit cards and other loans: $1500.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain how are you planning to pay this loan if you are spending more than your income? Also, clarify your DQ 115 and your housing=0?? Please reply publicly Thanks and good luck!! - Nasdaq
A: Once I pay of the credit cards off I will have more than enough to pay my loan. I manage to save some money every pay check but not enough to cover the interest on the credit cards. I also try to pay more than the minium to cover the interest. The $115 is from a dentist bill that I am disputing with the company at this time. The insurance company should of paid it. My husband pays the house note. Thank you (Feb-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
friendly-worth3$25.00$25.002/8/2010 10:21:09 AM
MoneyForNothing$25.00$25.002/9/2010 1:00:39 AM
twerns$40.00$40.002/9/2010 6:56:58 PM
MStackIV$52.52$52.522/10/2010 9:21:14 AM
marwadi-62$100.00$100.002/11/2010 3:43:25 AM
420limo$25.00$25.002/11/2010 1:20:52 PM
Dollars4Rent$25.00$25.002/11/2010 11:19:06 AM
ScottFinance$25.00$25.002/11/2010 12:47:58 PM
Aberdeen$300.00$300.002/11/2010 1:38:47 PM
allbalooboy2$25.00$25.002/11/2010 9:14:38 PM
Snoopylover$25.00$25.002/12/2010 6:07:04 AM
Leshan$100.00$100.002/12/2010 9:30:46 AM
Shanester$25.00$25.002/12/2010 10:21:56 AM
Tuss12$100.00$100.002/12/2010 11:55:13 AM
helpneachother$50.00$50.002/13/2010 9:54:32 AM
Bieling$25.00$25.002/13/2010 7:33:08 PM
wild-orange$25.00$25.002/15/2010 4:19:28 AM
best-generosity-financier$25.00$25.002/15/2010 8:58:55 AM
Aberdeen$300.00$300.002/8/2010 12:13:36 PM
420limo$50.00$50.002/8/2010 12:42:42 PM
edsmoney$100.00$100.002/10/2010 7:04:48 AM
rmpedi33$200.00$200.002/10/2010 1:16:13 PM
Cliffie83$29.46$29.462/11/2010 8:12:03 PM
next-time$25.00$25.002/11/2010 8:06:21 PM
martymaniaman$41.26$41.262/12/2010 6:17:18 AM
sadhikari$50.00$50.002/12/2010 11:27:27 AM
Dskillz$28.00$28.002/12/2010 12:40:42 PM
theboygenius$50.00$50.002/12/2010 12:45:55 PM
CSAworker$25.00$25.002/12/2010 2:08:31 PM
rsirois$25.00$25.002/12/2010 5:34:39 PM
twerns$40.00$40.002/12/2010 7:09:09 PM
Lender0307$25.00$25.002/12/2010 9:36:47 PM
AustinAmerica$25.00$25.002/12/2010 11:23:39 PM
ORteacher$25.00$25.002/13/2010 3:57:00 PM
PatriotKnight$50.00$50.002/13/2010 7:40:35 PM
LARRY4NY$50.00$38.762/13/2010 8:09:12 PM
GGWC$25.00$25.002/14/2010 12:50:17 PM
william8$25.00$25.002/14/2010 7:28:25 AM
PeterPsych$230.00$230.002/14/2010 5:00:24 PM
toxicbutterfly$25.00$25.002/14/2010 11:18:36 PM
icon7$25.00$25.002/15/2010 5:22:30 AM
dpries123$25.00$25.002/15/2010 7:50:50 AM
42 bids
 
Borrower Payment Dependent Notes Series 445627
This series of Notes was issued and sold upon the funding of the borrower loan #40962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $143.64
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 25.28% Final monthly payment: $135.48
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.53%  
Lender servicing fee: 1.00% Estimated return: 11.47%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2002 Debt/Income ratio: 45%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 12 / 12Length of status:3y 6m
Credit score: 640-659 (Jan-2010) Total credit lines: 34 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $6,216Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Snittybee Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 96% ) 640-659 (Latest)
Principal borrowed: $6,000.00< mo. late: 2 ( 4% )  
620-639 (May-2008)
560-579 (Mar-2008)
540-559 (Feb-2008)
520-539 (Nov-2006)
 
Principal balance: $1,260.65 1+ mo. late: 0 ( 0% )
Total payments billed: 56  
Description
Proven Record Home Improvement Loan
Purpose of loan:
This loan will be used to Create a Rental Income Unit in the Home purchased this October 2009. The basement is partially finished with separate entry and would become a 1 Bedroom efficiency, with L/R, kitchenette, storage and bath. Including utilities the unit would rent for $500.00 Monthly. Lowering monthly mortgage from $700.00 monthly to $200.00 monthly as well as increasing appraisal value of home from $115K to 135K estimated.

My financial situation:
I am a good candidate for this loan because Repayment has be made timely on other Prosper loans. Income is more than adequate to cover loan repayment expense. I have improved credit rating from 520's to 700 in just 2 years. I own a Business and it is established and not counted in total income. It would contribute about 2K monthly if counted.

Monthly net income: $ 4,000.00 from employment $2K from business Gross.

Monthly expenses: $ 2800.00
??Housing: $ 700
??Insurance: $ 150
??Car expenses: $ 250
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: why did you have 2 late payments on your existing prosper loan - stephen_c01
A: Dear Stephen: Thank you for your question..August 29 2008, and Nov. 29 2007 are the dates to which you refer. I use the account exclusively for loan repayment and had to look these transactions up. It seems the deposits I posted were not accounted for until the following day. My bank refunded the fees they charged and Prosper loan was paid as soon as posted. Rare occurrence but I now keep balance equal to 2 payments at all times. (Feb-09-2010)
Q: What is the monthly net income from your business? Does you business have any debts? Thanks - reflective-rupee
A: Hello, Thank you for asking The monthly Gross income from the Business is $8K, Net averages about $2K Avg.(Slower in June July and August. ) Debts consist of: Loan repayment $453.00 SBA Loan -(Original Balance $20K Current Balance $15K)., Product cost $2,700 , Lease $1200.00, $400 Advertising, $800 Utils., $400- $600 Misc Labor.**estimated. Hope this information helps. Last Year's Taxes were on $14,600 Net Profit or,about $1200.00 Monthly. (Feb-09-2010)
Q: Why do you have a separate banking account for loan repayment? thanks - reflective-rupee
A: Hello, Thank you for asking, simply a matter of budgeting and banking online. I have set up "Auto Pay" on all fixed payments monthly, When my pay is direct- deposited I transfer amount for payment to accounts, and then budget my other spending accordingly. The mortgage is relatively new but will be added in next month or so. I now keep a balance equal to 2 monthly payments. The loans on this account are Car Loan, Prosper, and Student loan. The account is over 5 years old. Hope this info helps. (Feb-10-2010)
Q: Do you have the proper plans and permits filed in your municipality? Where I live it is a quite stringent process and seldom is approved. Also is $3500 enough to do the work. Please explain as detailed as possible. - explorer925
A: Hello Thank you for asking. Actually the basement is partially finished already, Living area, Bath, Kitchenette, and separate entrance door. Most of the rough work is complete, and still open for code inspection. To complete the unit we need to partition off, what will become a shared laundry area, and some cosmetic work as well as wire in 3 outlets, and install two kitchen cabinets. estimates we have received are $1800, $2600, $3000. All 3 passed city planner. I can send you more detailed info (Feb-13-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foothillender$25.00$25.002/8/2010 10:51:51 AM
UCLA4life$25.00$25.002/11/2010 12:08:01 AM
good4loan$25.00$25.002/11/2010 2:40:40 PM
hellasow$30.00$30.002/11/2010 4:25:24 PM
martymaniaman$25.00$25.002/12/2010 6:18:42 AM
SolarMoonshine$100.00$100.002/11/2010 5:40:29 PM
cdavidlaw$26.89$26.892/12/2010 10:41:12 AM
twjh$25.00$25.002/12/2010 11:51:28 AM
E-B$50.00$50.002/12/2010 2:39:53 AM
Cory79$25.88$25.882/12/2010 9:49:19 AM
crdcteng$25.00$25.002/12/2010 8:43:12 AM
Leshan$100.00$100.002/12/2010 9:37:49 AM
p2p-journey$50.00$50.002/12/2010 11:39:24 AM
Tuss12$100.00$100.002/12/2010 11:56:32 AM
catnip007$25.02$25.022/12/2010 4:07:19 PM
MrLeft$25.00$25.002/12/2010 11:46:33 AM
integrity-doctor$50.00$50.002/12/2010 1:00:45 PM
AtmaSingshu$25.00$25.002/12/2010 1:47:41 PM
PXM-Financial$50.00$50.002/12/2010 1:53:19 PM
markandrosie$26.25$26.252/12/2010 4:13:21 PM
draggon77$25.00$25.002/12/2010 7:08:05 PM
dcm6276$25.00$25.002/13/2010 2:57:40 AM
r1w$25.00$25.002/13/2010 7:39:08 AM
reflective-rupee$25.00$20.572/13/2010 9:43:53 AM
brother_tam$100.00$100.002/13/2010 11:58:27 AM
Moe87$25.00$25.002/13/2010 4:20:07 PM
PatriotKnight$50.00$50.002/13/2010 7:43:15 PM
Feyenoord$28.42$28.422/14/2010 5:27:57 PM
guardian3$30.00$30.002/14/2010 3:45:01 PM
wild-orange$25.00$25.002/15/2010 4:34:04 AM
allbalooboy2$25.00$25.002/14/2010 6:29:40 PM
Techne_Funds_LLC$25.00$25.002/14/2010 3:28:23 PM
Bob450$50.00$50.002/15/2010 8:08:15 AM
lookin_up$50.00$50.002/15/2010 5:49:40 AM
zztopdog$25.00$25.002/15/2010 9:38:44 AM
dpries123$25.00$25.002/15/2010 7:53:01 AM
aquistoyraul$25.00$25.002/15/2010 8:14:19 AM
nalaari$50.00$50.002/15/2010 7:04:43 AM
us957165$25.00$25.002/15/2010 7:06:42 AM
red-favorable-basis$25.00$25.002/15/2010 9:23:13 AM
friendinmoney$25.00$25.002/15/2010 9:38:34 AM
harddollars$50.00$50.002/15/2010 9:16:16 AM
lender12345$50.00$50.002/10/2010 6:18:39 PM
wizard750$25.86$25.862/10/2010 6:36:05 PM
jgar_O$25.00$25.002/11/2010 8:11:52 AM
PeterPsych$300.00$300.002/11/2010 1:11:20 PM
good4loan$25.00$25.002/11/2010 2:38:57 PM
Kash2010lu$35.00$35.002/11/2010 4:58:28 PM
RainyDayFunds$25.00$25.002/11/2010 5:00:08 PM
dunrizzo$38.08$38.082/11/2010 8:02:08 PM
glroark$100.00$100.002/12/2010 12:19:23 PM
slimlivin$61.75$61.752/12/2010 6:23:41 PM
twerns$40.00$40.002/12/2010 9:27:11 PM
kelador$50.00$50.002/12/2010 5:08:11 PM
boo_hoo$50.00$50.002/12/2010 4:49:54 PM
dhallii$41.00$41.002/13/2010 6:56:28 AM
Philman$50.00$50.002/12/2010 7:16:35 PM
clemclan$25.00$25.002/13/2010 12:54:42 PM
liberty-grizzly$100.00$100.002/13/2010 8:29:00 AM
PotBellyPete$90.00$90.002/13/2010 6:38:54 PM
crjmechanic$25.00$25.002/14/2010 9:00:56 AM
fabeasy$25.28$25.282/14/2010 4:25:16 PM
BuckeyeGuy$25.00$25.002/14/2010 11:45:25 AM
buvaet$25.00$25.002/14/2010 2:50:51 PM
VBPlayer$30.00$30.002/14/2010 1:55:02 PM
brilliant-balance$25.00$25.002/15/2010 7:23:32 AM
WAREAGLE127$50.00$50.002/14/2010 6:22:14 PM
onecooldrink$25.00$25.002/15/2010 12:03:35 AM
SkinnyFish$25.00$25.002/15/2010 6:52:53 AM
DasMula$50.00$50.002/15/2010 9:19:57 AM
toxicbutterfly$25.00$25.002/15/2010 9:20:49 AM
winger66$50.00$50.002/15/2010 4:17:21 AM
head$25.00$25.002/15/2010 9:26:09 AM
PapaSmurf69$60.00$60.002/15/2010 7:15:58 AM
zxr$25.00$25.002/15/2010 7:10:38 AM
charming-point$200.00$200.002/15/2010 8:52:50 AM
3GuardianAngles$40.00$40.002/15/2010 7:50:44 AM
Engineer44$25.00$25.002/15/2010 9:40:07 AM
best-generosity-financier$25.00$25.002/15/2010 9:38:50 AM
79 bids
 
Borrower Payment Dependent Notes Series 445629
This series of Notes was issued and sold upon the funding of the borrower loan #40960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $159.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:3y 2m
Credit score: 740-759 (Jan-2010) Total credit lines: 33 Occupation: Landscaping
Now delinquent: 0 Revolving credit balance: $22,144Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 60%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: newest-trade-den Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Capital for Landscape business
I am looking to expand my landscaping, lawn care business, in Northeast Ohio. This money would be used for advertising and equipment purchase. I currently gross 3,000 a mouth with my current client base. Looking to grow that to about 5,000 a mouth. So most for this money would be for advertising to draw in more clients. I also have a full time day job that I gross around 3000 a mouth, so between the both I have the funds to repay the loan. You can check out my web site at www.yardgroomersohio.com

Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain why your website was first registered on 1/28/10 just a few days before you initiated this listing? - WorkingTA
A: Well because this is my first year setting up a web site. I do this business mostly on the side. Its my wife, dad, and I working right now. But i have a friend that is a good worker but has been laid off do to the economy. So I thought I would set up a web site and spend some money advertising to see it I could get enough work to employe my friend. Thats what I will use most of this loan for, advertising. Also I will use some of it for equipment purchase (Feb-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.002/8/2010 10:05:48 AM
lean-velocity$25.00$25.002/8/2010 10:05:44 AM
kenji4861$25.00$25.002/8/2010 10:05:33 AM
radforj22$25.00$25.002/8/2010 10:17:22 AM
supreme-bonus0$25.00$25.002/8/2010 10:30:20 AM
skuba$50.00$50.002/8/2010 10:26:32 AM
personal-lender$25.00$25.002/8/2010 10:34:36 AM
br4444$25.00$25.002/8/2010 10:35:17 AM
falcon245sp$25.00$25.002/8/2010 10:35:51 AM
bowdish1$100.00$100.002/8/2010 10:40:31 AM
peerlender$30.00$30.002/8/2010 10:40:39 AM
thedoctor$90.00$90.002/8/2010 10:40:47 AM
commerce-web5$40.00$40.002/8/2010 10:40:52 AM
loan-master996$50.00$50.002/8/2010 10:41:09 AM
moola-escalator$50.00$50.002/8/2010 10:35:08 AM
blooming-market$25.00$25.002/8/2010 10:46:03 AM
theprince$25.00$25.002/8/2010 10:34:50 AM
market-builder$25.00$25.002/8/2010 10:40:21 AM
skvat$25.00$25.002/8/2010 10:35:03 AM
AF-Chief$28.00$28.002/8/2010 10:35:12 AM
desertoasis$25.00$25.002/8/2010 10:41:24 AM
red-favorable-basis$25.00$25.002/8/2010 10:47:35 AM
AmericanCredit$25.00$25.002/8/2010 10:41:48 AM
social-conductor4$25.00$25.002/8/2010 10:41:58 AM
red-trade-cologne$25.00$25.002/8/2010 10:42:14 AM
Havana21$25.00$25.002/8/2010 10:39:46 AM
Cai8899$75.00$75.002/8/2010 10:40:15 AM
dealarella$25.00$25.002/8/2010 10:40:34 AM
dollar-birdie$30.00$30.002/8/2010 10:40:58 AM
wampum-reaction2$25.00$25.002/8/2010 10:41:31 AM
GoldenTrout$25.00$25.002/8/2010 10:44:27 AM
bigballer105$25.00$25.002/8/2010 10:42:26 AM
trade-trumpet$25.00$25.002/8/2010 10:44:59 AM
Hexnut$25.00$25.002/8/2010 10:45:12 AM
rock-turner$50.00$50.002/8/2010 10:43:18 AM
calm-deal7$25.00$25.002/8/2010 10:53:10 AM
Vegasjim$25.00$25.002/8/2010 10:44:16 AM
head$25.00$25.002/8/2010 10:47:19 AM
AceInTheHole$25.00$25.002/8/2010 10:54:58 AM
CAGE-Investments$100.00$100.002/8/2010 10:48:07 AM
djc314$25.00$25.002/8/2010 10:56:41 AM
BlindJoeDeath$25.00$25.002/8/2010 10:46:50 AM
chairsitter$25.00$25.002/8/2010 10:47:02 AM
reflective-cash0$100.00$100.002/8/2010 10:49:25 AM
OCedHrt$25.00$25.002/8/2010 10:57:31 AM
mikeandcat$100.00$100.002/8/2010 10:50:17 AM
Interloper$40.00$40.002/8/2010 10:51:00 AM
klinebarger$25.00$25.002/8/2010 10:48:55 AM
buckyhead2000$25.00$25.002/8/2010 10:49:05 AM
mistertao$25.00$25.002/8/2010 10:52:23 AM
yield-lion$25.00$25.002/8/2010 10:56:19 AM
natural-greenback6$25.00$25.002/8/2010 10:57:44 AM
tsui517$25.00$25.002/8/2010 10:57:09 AM
riproaringrapids$25.00$25.002/8/2010 6:29:14 PM
Auburnmist$25.00$25.002/8/2010 6:25:39 PM
egw$25.00$25.002/8/2010 6:32:08 PM
GlobalVisionary$25.00$25.002/8/2010 6:32:52 PM
unk1911$25.00$25.002/8/2010 6:28:18 PM
divemaster$25.00$25.002/8/2010 6:33:51 PM
peso-colonel$90.00$90.002/8/2010 6:30:57 PM
julijask$27.14$27.142/9/2010 11:23:40 AM
cash-spinner$25.00$25.002/9/2010 9:29:37 PM
dukeiyer$50.00$50.002/11/2010 10:22:58 PM
Richmp412$25.00$25.002/12/2010 7:51:50 AM
RandyL3$25.00$25.002/13/2010 7:35:48 AM
utt959$52.38$52.382/13/2010 10:25:36 AM
socal-lender$25.00$25.002/13/2010 5:12:18 PM
gogrannygo$25.00$25.002/14/2010 7:23:02 AM
wild-orange$25.00$25.002/15/2010 4:34:43 AM
icon7$25.00$25.002/15/2010 5:26:40 AM
persistent-value3$36.14$36.142/15/2010 5:57:42 AM
commerce-voyager$25.00$25.002/8/2010 10:34:04 AM
lloyd_s$25.00$25.002/8/2010 10:34:32 AM
blissful-note7$25.00$25.002/8/2010 10:35:35 AM
bchen78875$50.00$50.002/8/2010 10:40:10 AM
LandE2BG$25.00$25.002/8/2010 10:41:37 AM
meenan$25.00$25.002/8/2010 10:34:26 AM
credit-force5$25.00$25.002/8/2010 10:34:43 AM
mlopez2007$50.00$50.002/8/2010 10:34:58 AM
penny-zeus$25.00$25.002/8/2010 10:35:22 AM
plentiful-reward$50.00$50.002/8/2010 10:46:28 AM
delicious-social132$25.00$25.002/8/2010 10:40:26 AM
rolandweary$30.00$30.002/8/2010 10:41:02 AM
CardCapDude$25.00$25.002/8/2010 10:35:31 AM
friendly-worth3$25.00$25.002/8/2010 10:41:13 AM
forthright-dedication$25.00$25.002/8/2010 10:42:03 AM
zenchef$25.00$25.002/8/2010 10:42:32 AM
flexible-value$25.00$25.002/8/2010 10:48:32 AM
DukSerduk$25.00$25.002/8/2010 10:42:20 AM
Artist_Blue$25.00$25.002/8/2010 10:54:24 AM
supreme-hope$25.00$25.002/8/2010 10:47:48 AM
twirl2$25.00$25.002/8/2010 10:56:05 AM
fishintime$25.00$25.002/8/2010 10:58:08 AM
gracej$25.00$25.002/8/2010 10:50:07 AM
payout-point$50.00$50.002/8/2010 10:53:35 AM
inspired-contract9$25.00$25.002/8/2010 10:53:53 AM
selector568$500.00$500.002/8/2010 11:16:28 AM
Phantom99$25.00$25.002/8/2010 10:51:37 AM
LifeOfLearning$25.00$25.002/8/2010 11:18:16 AM
PocketAces$25.00$25.002/8/2010 10:55:34 AM
auction-elvis$25.00$25.002/8/2010 10:54:47 AM
wampum-chorus3$25.00$25.002/8/2010 10:56:54 AM
Kaj$25.00$25.002/8/2010 10:58:00 AM
verse99$25.00$25.002/8/2010 11:15:57 AM
danerman$50.00$50.002/8/2010 11:24:59 AM
dollardave$200.00$200.002/8/2010 11:34:20 AM
anton$250.00$250.002/8/2010 1:39:52 PM
smart-return$25.00$25.002/8/2010 6:22:37 PM
Supernick$25.00$25.002/8/2010 6:25:52 PM
the-aggresive-principal$25.00$25.002/8/2010 6:31:51 PM
kindness-percolator5$25.00$3.462/8/2010 6:37:38 PM
taylor883$25.00$25.002/8/2010 6:34:59 PM
Rick7925$25.00$25.002/8/2010 6:34:51 PM
kulender$25.00$25.002/8/2010 6:37:07 PM
OzGuy609$25.00$25.002/9/2010 6:46:57 AM
rce1964$25.00$25.002/9/2010 9:40:19 AM
grasscutter$50.00$50.002/10/2010 7:54:04 AM
interstellar$50.00$50.002/11/2010 12:56:53 PM
generous-deal6$25.00$25.002/11/2010 10:08:42 PM
kleinbrak$25.00$25.002/11/2010 6:48:08 PM
gjm6d$25.00$25.002/12/2010 4:42:43 AM
MoneyTree79$25.00$25.002/12/2010 9:21:14 AM
Ven58$25.00$25.002/12/2010 12:47:27 PM
svrider$35.31$35.312/12/2010 3:44:47 PM
ksubd$30.00$30.002/12/2010 3:39:42 PM
lawndude16$25.00$25.002/12/2010 8:03:39 PM
RandyL3$36.00$36.002/13/2010 2:35:38 PM
ethicalhumanist$25.00$25.002/13/2010 12:25:31 PM
Boinky00$26.57$26.572/14/2010 1:33:26 PM
invest0808$25.00$25.002/15/2010 5:08:29 AM
130 bids
 
Borrower Payment Dependent Notes Series 445759
This series of Notes was issued and sold upon the funding of the borrower loan #40937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $301.94
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $286.72
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1990 Debt/Income ratio: 29%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 15 / 13Length of status:20y 4m
Credit score: 680-699 (Jan-2010) Total credit lines: 28 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $17,438Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 80%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: sweet-moola0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Enough with the headaches!
This loan will be used to consolidate my debt,so that i can manage all the important things in life such as my children's education and well being.
My financial situation is fairly good.I have been with this state agency for over 20 years and i am fully vested.
I am a good candidate for this loan because over the years,i have shown that i am a responsible individual and my intent is to pay back what i owe.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
falcon88dp$25.00$25.002/8/2010 12:55:38 PM
supreme-bonus0$25.00$25.002/8/2010 1:05:04 PM
radforj22$25.00$25.002/8/2010 1:02:40 PM
aasx1108$25.00$25.002/8/2010 1:13:09 PM
supreme-hope$25.00$25.002/8/2010 1:13:46 PM
play_ultimate$25.00$25.002/8/2010 1:17:45 PM
Diamond_Jim$25.00$25.002/8/2010 1:14:23 PM
head$25.00$25.002/8/2010 1:14:26 PM
wampum-chorus3$25.00$25.002/8/2010 1:18:42 PM
dollardave$200.00$200.002/8/2010 1:20:21 PM
social-conductor4$25.00$25.002/8/2010 6:21:09 PM
Peterman$25.00$25.002/8/2010 4:47:45 PM
oldmora$50.00$50.002/8/2010 6:29:49 PM
famous-bill$25.00$25.002/8/2010 6:28:35 PM
integrity-doctor$50.00$50.002/8/2010 6:47:10 PM
rosario1$25.00$25.002/8/2010 6:47:42 PM
autonomous-basis$25.00$25.002/8/2010 6:47:51 PM
WalnutCreekguy$25.00$25.002/8/2010 7:01:57 PM
wampum-proton$25.00$25.002/8/2010 7:02:12 PM
Shepherd7$25.00$25.002/8/2010 7:02:55 PM
delicious-social132$25.00$25.002/8/2010 7:03:10 PM
delivery$25.00$25.002/8/2010 7:03:18 PM
zippy-interest$25.00$25.002/8/2010 7:01:07 PM
rock-turner$50.00$50.002/8/2010 7:01:29 PM
exact-loan5$30.00$30.002/8/2010 7:04:28 PM
BankME$25.00$25.002/8/2010 7:05:14 PM
mdf$50.00$50.002/8/2010 7:02:17 PM
Cai8899$30.00$30.002/8/2010 7:05:28 PM
kmr2$100.00$100.002/8/2010 7:02:03 PM
LBOregon$25.00$25.002/8/2010 7:02:08 PM
time4aloan$30.00$30.002/8/2010 7:03:24 PM
TheYellowDart$25.00$25.002/8/2010 7:06:05 PM
papaloha$50.00$50.002/8/2010 7:02:30 PM
steves73$25.00$25.002/8/2010 7:03:55 PM
benefit-squirrel$25.00$25.002/8/2010 7:02:49 PM
personal-lender$25.00$25.002/8/2010 7:06:44 PM
bountiful-bazaar$25.00$25.002/8/2010 7:03:04 PM
balance-hercules$100.00$100.002/8/2010 7:04:53 PM
junctionking$25.00$25.002/8/2010 7:03:46 PM
secobarbital$25.00$25.002/8/2010 7:04:14 PM
nourishing-interest0$25.00$25.002/8/2010 7:05:50 PM
elegant-loot$25.00$25.002/8/2010 7:06:10 PM
balance6$25.00$25.002/8/2010 7:09:29 PM
oreyedoc$25.00$25.002/8/2010 7:05:32 PM
jonbozeman$25.00$25.002/8/2010 7:05:41 PM
orange-courageous-dedication$30.00$30.002/8/2010 7:06:52 PM
elevated-platinum5$25.00$25.002/8/2010 7:07:19 PM
deegeeman$50.00$50.002/8/2010 7:10:35 PM
the-aggresive-principal$25.00$25.002/8/2010 7:06:15 PM
CarDealer3070$30.00$30.002/8/2010 7:08:10 PM
forthright-dedication$100.00$100.002/8/2010 7:10:57 PM
georgethesir$25.00$25.002/8/2010 7:08:25 PM
ThisGuyIKnow$50.00$50.002/8/2010 7:08:43 PM
AF_Trust$25.00$25.002/8/2010 7:07:23 PM
note-tent$25.00$25.002/8/2010 7:11:45 PM
life-is-great$25.00$25.002/8/2010 7:11:48 PM
silver-armada$50.00$50.002/8/2010 7:11:57 PM
creditasaurus9$25.00$25.002/8/2010 7:09:20 PM
skuba$25.00$25.002/8/2010 7:09:52 PM
GrooveBiz$50.00$50.002/8/2010 7:10:16 PM
Q9-X3$25.00$25.002/8/2010 7:10:20 PM
Sam65$25.00$25.002/8/2010 7:08:56 PM
traveler50$25.00$25.002/8/2010 7:10:51 PM
Orringo$28.22$28.222/8/2010 7:10:59 PM
fcb202$25.00$25.002/8/2010 7:11:02 PM
coolspeed$25.00$25.002/8/2010 7:26:05 PM
fortytwo$50.00$50.002/8/2010 7:26:16 PM
StarzRLimit$25.00$25.002/8/2010 7:11:12 PM
topher515$25.00$25.002/8/2010 7:11:21 PM
bnlforever$25.00$25.002/8/2010 7:10:40 PM
dinero-mason$50.00$50.002/8/2010 7:11:05 PM
350DGRZ$25.00$25.002/8/2010 7:11:41 PM
listing-trapper3$50.00$50.002/8/2010 7:11:52 PM
zen1cent$25.00$25.002/8/2010 7:30:59 PM
mercuriant$25.00$25.002/8/2010 7:14:30 PM
shiny-dollar9$25.00$0.052/8/2010 7:31:02 PM
melodious-fairness$25.00$25.002/8/2010 7:30:41 PM
spruce2$50.00$50.002/8/2010 7:30:44 PM
UCLA4life$25.00$25.002/9/2010 12:49:55 AM
Bob450$50.00$50.002/8/2010 9:18:24 PM
privatebankerva$25.00$25.002/9/2010 7:27:38 AM
vivacious-p2p3$25.00$25.002/9/2010 10:55:44 AM
Helenska11$25.00$25.002/9/2010 11:13:10 AM
loan-fate$25.00$25.002/9/2010 1:08:04 PM
unger$50.00$50.002/10/2010 7:41:08 AM
Maksimus$26.78$26.782/10/2010 4:58:27 PM
charming-point$300.00$300.002/11/2010 7:11:56 AM
zento$25.00$25.002/11/2010 11:16:36 AM
dorypro$25.00$25.002/12/2010 1:44:39 PM
Ambassador$50.00$50.002/12/2010 4:20:15 PM
cash-daisy$35.05$35.052/12/2010 5:25:31 PM
PeterPsych$200.00$200.002/13/2010 8:54:33 AM
loss-of-control$25.00$25.002/13/2010 4:41:54 PM
RecoveryLender$25.00$25.002/14/2010 8:34:59 AM
justme4now$25.00$25.002/14/2010 7:41:47 AM
PotBellyPete$50.00$50.002/14/2010 7:21:19 PM
nalaari$50.00$50.002/15/2010 7:12:27 AM
Kash2010lu$35.00$35.002/15/2010 11:46:30 AM
ore-dojo$25.00$25.002/15/2010 12:22:19 PM
five-star-note$35.00$35.002/8/2010 12:53:48 PM
ASR3$25.00$25.002/8/2010 1:13:14 PM
orange-finance-banker$25.00$25.002/8/2010 1:13:37 PM
BlindJoeDeath$25.00$25.002/8/2010 1:14:12 PM
AF-Chief$28.00$28.002/8/2010 1:15:00 PM
twirl2$25.00$25.002/8/2010 1:18:26 PM
red-favorable-basis$25.00$25.002/8/2010 1:14:31 PM
flexible-value$25.00$25.002/8/2010 1:15:15 PM
dime-beeper$25.00$25.002/8/2010 1:16:39 PM
Artist_Blue$25.00$25.002/8/2010 1:17:34 PM
munoz44$25.00$25.002/8/2010 1:18:48 PM
Havana21$25.00$25.002/8/2010 1:31:41 PM
yeti888$25.00$25.002/8/2010 6:29:57 PM
Kaj$25.00$25.002/8/2010 6:25:21 PM
seisen$50.00$50.002/8/2010 6:29:41 PM
treasure-bliss$100.00$100.002/8/2010 6:30:04 PM
orange-preeminant-bill$100.00$100.002/8/2010 6:30:14 PM
Rattlehead$25.00$25.002/8/2010 7:01:00 PM
natural-greenback6$25.00$25.002/8/2010 7:01:24 PM
circuitfive$25.00$25.002/8/2010 7:02:37 PM
GElender$25.00$25.002/8/2010 7:04:05 PM
theprince$25.00$25.002/8/2010 7:04:39 PM
PatRichi$25.00$25.002/8/2010 7:02:20 PM
bowdish1$50.00$50.002/8/2010 7:05:18 PM
ingenious-deal6$25.00$25.002/8/2010 7:03:29 PM
purdue98$25.00$25.002/8/2010 7:03:41 PM
wise-extraordinary-loot$25.00$25.002/8/2010 7:06:30 PM
loan-master996$50.00$50.002/8/2010 7:04:20 PM
Buffer10$100.00$100.002/8/2010 7:06:57 PM
merriewold$25.00$25.002/8/2010 7:03:34 PM
kindness-percolator5$25.00$25.002/8/2010 7:04:59 PM
dedicated-diversification5$100.00$100.002/8/2010 7:07:39 PM
honorable-yield$35.00$35.002/8/2010 7:07:46 PM
intrepid-transaction5$25.00$25.002/8/2010 7:03:51 PM
rooosta$25.00$25.002/8/2010 7:08:15 PM
hope-equation$50.00$50.002/8/2010 7:05:45 PM
gizzywump$25.00$25.002/8/2010 7:08:34 PM
Interstate_Rate$250.00$250.002/8/2010 7:08:46 PM
Cre8iveCash$25.00$25.002/8/2010 7:08:52 PM
selfmademan$25.00$25.002/8/2010 7:05:03 PM
poeman$25.00$25.002/8/2010 7:09:07 PM
value-pole$25.00$25.002/8/2010 7:06:38 PM
Msbutterfly$25.00$25.002/8/2010 7:10:01 PM
blooming-dedication$50.00$50.002/8/2010 7:07:01 PM
WBB21$25.00$25.002/8/2010 7:05:57 PM
impeccable-transparency$50.00$50.002/8/2010 7:07:15 PM
lloyd_s$25.00$25.002/8/2010 7:07:32 PM
asiaratt$100.00$100.002/8/2010 7:07:59 PM
Purposeful$25.00$25.002/8/2010 7:08:20 PM
scoobiedoo$25.00$25.002/8/2010 7:11:15 PM
Zolton$200.00$200.002/8/2010 7:07:10 PM
sharpchicago$25.00$25.002/8/2010 7:09:03 PM
Turtlebear44$25.00$25.002/8/2010 7:07:42 PM
friendly-worth3$25.00$25.002/8/2010 7:09:35 PM
fareast_man$25.00$25.002/8/2010 7:09:47 PM
Speculator$50.00$50.002/8/2010 7:08:29 PM
screenname03$25.00$25.002/8/2010 7:09:00 PM
important-ore$50.00$50.002/8/2010 7:09:25 PM
PeopleHelpers$25.00$25.002/8/2010 7:11:25 PM
financial-frenzy$25.00$25.002/8/2010 7:11:37 PM
kidsskipp$25.00$25.002/8/2010 7:10:06 PM
cmlmiami$100.00$100.002/8/2010 7:10:11 PM
drumcorpsnut$25.00$25.002/8/2010 7:30:39 PM
brutusbone$25.00$25.002/8/2010 7:30:54 PM
newbietony$25.00$25.002/8/2010 7:30:42 PM
cash2lendu$50.00$50.002/8/2010 9:16:50 PM
LuvToLend$25.00$25.002/9/2010 4:02:39 AM
GyJAV_BNCCo$25.00$25.002/9/2010 7:23:53 AM
monstersdad$50.00$50.002/10/2010 11:04:00 AM
NS_Consult$25.00$25.002/11/2010 3:15:32 PM
melodious-fairness$25.00$25.002/11/2010 4:57:03 PM
SolarMoonshine$25.00$25.002/11/2010 5:15:26 PM
gardenofeden$25.00$25.002/13/2010 4:50:31 AM
loss-of-control$25.00$25.002/13/2010 4:41:18 PM
Techne_Funds_LLC$25.00$25.002/14/2010 3:33:53 PM
sturdy-peace9$55.00$55.002/15/2010 2:53:42 AM
winger66$50.00$50.002/15/2010 4:29:55 AM
RobinHood$50.00$50.002/15/2010 10:13:00 AM
LibbyZ$46.90$46.902/15/2010 9:50:57 AM
178 bids
 
Borrower Payment Dependent Notes Series 445809
This series of Notes was issued and sold upon the funding of the borrower loan #40928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 24.89% Starting monthly payment: $37.72
Final lender yield: 15.90% Final borrower rate/APR: 16.90% / 20.61% Final monthly payment: $35.60
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2001 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:0y 6m
Credit score: 660-679 (Feb-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,099Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: friendly-euro9 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of Dell-% rate is ridiculous
Purpose of loan:
I got sucked into the Dell credit system and got slammed?with 30% interest after the?promo, without?a lower percentage rate paying this debt off will take forever.?

My financial situation:
I am a good candidate for this loan because the monies that I am currently paying on my Dell account will simply be getting transitioned over to this.? I'm already paying for this purpose and have successfully on time for years.

Monthly net income: $ 2040

Monthly expenses: $?
??Housing: $ 585
??Insurance: $ 50
??Car expenses/gas: $ 90
??Utilities: $ 100
??Phone, cable, internet: $70
??Food, entertainment: $ 250?
??Credit cards and?student loans: $522
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SolarMoonshine$25.00$25.002/8/2010 5:37:45 PM
scho0590$40.79$40.792/12/2010 12:37:23 PM
Queueball1$25.00$25.002/12/2010 1:17:12 PM
klemer$25.00$25.002/12/2010 1:15:22 PM
bluebouyz$25.00$25.002/12/2010 2:18:32 PM
mattblizz$50.00$50.002/12/2010 8:29:43 PM
crjmechanic$25.00$25.002/14/2010 9:05:12 AM
grammaspurse$25.00$25.002/13/2010 7:25:03 PM
lender12345$25.00$25.002/14/2010 12:31:11 PM
Ron22$47.46$47.462/15/2010 11:44:03 AM
Dirty637$25.00$25.002/15/2010 10:04:12 AM
wealth-pipeline$25.00$25.002/15/2010 12:16:45 PM
credit-shower$50.00$50.002/15/2010 12:30:51 PM
zento$25.00$25.002/8/2010 1:02:48 PM
vine99$40.00$40.002/8/2010 7:02:30 PM
GS-ROCK$25.00$25.002/10/2010 8:55:58 AM
broomfieldbucks$25.00$25.002/10/2010 2:06:22 PM
marwadi-62$50.00$50.002/11/2010 3:44:30 AM
twtb19$27.90$27.902/12/2010 6:39:44 PM
nickel-worker8$25.00$25.002/12/2010 5:49:31 PM
toxicbutterfly$25.00$25.002/14/2010 11:57:46 PM
wild-orange$25.00$25.002/15/2010 4:29:53 AM
winger66$50.00$50.002/15/2010 4:33:36 AM
blackstar$25.00$18.852/15/2010 12:09:06 PM
ore-dojo$50.00$50.002/15/2010 12:13:35 PM
farblest$50.00$50.002/15/2010 11:18:55 AM
jybank$25.00$25.002/15/2010 12:12:54 PM
enthusiastic-point$50.00$50.002/15/2010 12:26:39 PM
credit-shower$50.00$50.002/15/2010 12:30:31 PM
Leshan$25.00$25.002/15/2010 12:31:29 PM
30 bids
 
Borrower Payment Dependent Notes Series 446075
This series of Notes was issued and sold upon the funding of the borrower loan #40947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-14-2010 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 27.57% Starting monthly payment: $39.08
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 26.85% Final monthly payment: $38.71
 
Auction yield range: 8.06% - 22.70% Estimated loss impact: 8.52%  
Lender servicing fee: 1.00% Estimated return: 13.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1994 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 14 / 13Length of status:2y 11m
Credit score: 700-719 (Feb-2010) Total credit lines: 42 Occupation: Analyst
Now delinquent: 1 Revolving credit balance: $21,802Stated income:$50,000-$74,999
Amount delinquent: $49 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 15    
Screen name: credit-bonaza4 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hard Working/Reliable- Need Help
Purpose of loan:
This loan will be used to make up for some unexpected expenses (vital house & car repairs).

My financial situation:
My husband & I are college educated, employed and homeowners. We've had a rough time with prior unemployment, house & car expenses and uncovered health expenses. Our credit profile looks worse than it is. The majority of our history is continuous, prompt bill payment with one period in time (unemployment) where we had a number of bills get behind and also charged up credit cards. But we paid off all past dues once we were able! Right now, we both have stable employment. We have 2 kids. We're reliable people, looking to build our credit back up.

Monthly net income: $ 10,166 (before taxes)

Monthly expenses: $
??Housing: $ 2737
??Insurance: $ 250
??Car expenses: $ 275?
??Utilities: $?500
??Phone, cable, internet: $ 350
??Food, entertainment: $?600
??Clothing, household expenses $?300
??Credit cards and other loans: $?1000
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
elegant-loot$25.00$25.002/9/2010 4:46:39 PM
robot777$40.00$40.002/9/2010 4:46:45 PM
Bob450$25.00$25.002/9/2010 8:12:36 PM
lucrative-loan$50.00$50.002/10/2010 8:10:22 AM
Unitas4302$62.21$62.212/10/2010 8:05:09 AM
Pepper23$50.00$50.002/10/2010 5:09:46 PM
investment-forte$50.00$50.002/10/2010 7:30:31 PM
YoungTaxMan$50.00$50.002/12/2010 9:31:34 AM
bluebouyz$28.00$28.002/12/2010 2:19:54 PM
premierdevelopment1$100.00$69.792/14/2010 2:30:32 PM
sirguyon$100.00$100.002/14/2010 2:52:53 PM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:15:13 PM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:15:37 PM
orange-finance-banker$25.00$25.002/10/2010 4:40:10 PM
new-smart-fund$50.00$50.002/10/2010 4:40:44 PM
SDD123$25.00$25.002/12/2010 7:20:03 AM
slpark$50.00$50.002/13/2010 10:47:04 PM
lender12345$25.00$25.002/14/2010 12:42:12 PM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:14:30 PM
wwwUniversal$25.00$25.002/14/2010 5:15:53 PM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:14:53 PM
Little_Tuna_College_Fund$50.00$50.002/14/2010 5:14:16 PM
22 bids
 
Borrower Payment Dependent Notes Series 446087
This series of Notes was issued and sold upon the funding of the borrower loan #40942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-15-2010 
 
Starting lender yield: 13.05% Starting borrower rate/APR: 14.05% / 16.21% Starting monthly payment: $205.21
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $204.63
 
Auction yield range: 6.06% - 13.05% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1993 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:1y 10m
Credit score: 740-759 (Feb-2010) Total credit lines: 26 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $8,345Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: decisive-income1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hard Wood Floors
Purpose of loan:
This loan will be used to purchase hardwood floors.

My financial situation:
I am a good candidate for this loan because we have the ability to pay it back.undefined 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
souperrich$25.00$25.002/9/2010 4:07:32 PM
reward-walnut$25.00$25.002/9/2010 4:10:47 PM
BabyLender$25.00$25.002/9/2010 4:10:40 PM
skuba$25.00$25.002/9/2010 4:19:00 PM
radforj22$25.00$25.002/9/2010 4:22:01 PM
OCedHrt$25.00$25.002/9/2010 4:25:24 PM
flexible-value$25.00$25.002/9/2010 4:24:08 PM
Phantom99$25.00$25.002/9/2010 4:24:30 PM
inspired-contract9$25.00$25.002/9/2010 4:24:47 PM
FinDoc$25.00$25.002/9/2010 4:27:21 PM
PocketAces$25.00$25.002/9/2010 4:25:10 PM
kulender$25.00$25.002/9/2010 4:29:57 PM
TennSquire$25.00$25.002/9/2010 4:30:36 PM
cvfriend$25.00$25.002/9/2010 4:30:39 PM
nourishing-interest0$25.00$25.002/9/2010 4:30:43 PM
onlyastepaway$25.00$25.002/9/2010 4:28:45 PM
AF-Chief$28.00$28.002/9/2010 4:28:13 PM
bold-bright-currency$25.00$25.002/9/2010 4:31:31 PM
worthy-bid4$25.00$25.002/9/2010 4:29:46 PM
GlobalVisionary$25.00$25.002/9/2010 4:28:50 PM
benefit-squirrel$30.00$30.002/9/2010 4:32:02 PM
value-pole$25.00$25.002/9/2010 4:32:27 PM
wampum-reaction2$25.00$25.002/9/2010 4:30:59 PM
orange-preeminant-bill$100.00$100.002/9/2010 4:32:42 PM
orgy63$25.00$25.002/9/2010 4:31:05 PM
progressive-asset$100.00$100.002/9/2010 4:31:14 PM
theprince$25.00$25.002/9/2010 4:30:00 PM
niskyfranchise$25.00$25.002/9/2010 4:31:41 PM
delicious-social132$25.00$25.002/9/2010 4:33:38 PM
Speculator$50.00$50.002/9/2010 4:33:41 PM
personal-lender$25.00$25.002/9/2010 4:32:11 PM
Sam65$25.00$25.002/9/2010 4:34:56 PM
friendly-worth3$25.00$25.002/9/2010 4:31:43 PM
auction-turbine4$25.00$25.002/9/2010 4:31:55 PM
falcon88dp$25.00$25.002/9/2010 4:35:15 PM
orange-courageous-dedication$30.00$30.002/9/2010 4:32:06 PM
dollar-birdie$25.00$25.002/9/2010 4:35:21 PM
Kaj$25.00$25.002/9/2010 4:32:15 PM
time4aloan$50.00$50.002/9/2010 4:32:35 PM
the-profit-oracle$25.00$25.002/9/2010 4:32:58 PM
MM1207$25.00$25.002/9/2010 4:33:21 PM
mtquan$25.00$25.002/9/2010 4:35:02 PM
wayman$50.00$50.002/9/2010 4:36:44 PM
important-ore$50.00$50.002/9/2010 4:33:53 PM
duty-monger$50.00$50.002/9/2010 4:36:53 PM
elevated-platinum5$50.00$50.002/9/2010 4:34:02 PM
jrbill1998$50.00$50.002/9/2010 4:35:40 PM
maldok1$25.00$25.002/9/2010 4:35:59 PM
wonderful-return5$25.00$25.002/9/2010 4:37:40 PM
Prosp_Lender$50.00$50.002/9/2010 4:37:43 PM
felicity-synapse$25.00$25.002/9/2010 4:36:15 PM
loan-master996$50.00$50.002/9/2010 4:35:10 PM
The-CAPS-fan$30.00$30.002/9/2010 4:38:05 PM
djindepth$25.00$25.002/9/2010 4:39:43 PM
hitsman$50.00$50.002/9/2010 4:36:48 PM
torion$25.00$25.002/9/2010 4:39:47 PM
klinebarger$25.00$25.002/9/2010 4:36:57 PM
commitment-forte6$25.00$25.002/9/2010 4:38:00 PM
tom48l$25.00$25.002/9/2010 4:38:30 PM
bowdish1$100.00$100.002/9/2010 4:38:45 PM
cpaphoto$25.00$25.002/9/2010 4:38:59 PM
Carpetkid$25.00$25.002/9/2010 4:38:40 PM
Petite_Rose$25.00$25.002/9/2010 4:39:03 PM
newgroom422$25.00$25.002/9/2010 4:39:15 PM
tntbuzz$25.00$25.002/9/2010 4:39:20 PM
luckyldy$35.00$35.002/9/2010 4:39:09 PM
jigsaw$100.00$100.002/9/2010 4:39:34 PM
jetblack$50.00$50.002/9/2010 4:48:20 PM
wwwUniversal$25.00$25.002/9/2010 5:25:11 PM
nickel-pipeline$25.00$25.002/10/2010 10:23:21 AM
zento$25.00$25.002/11/2010 6:44:55 PM
sparkmeister$25.00$25.002/12/2010 11:52:27 AM
OzGuy609$25.00$25.002/13/2010 5:39:30 AM
UncleTupelo2$25.00$25.002/9/2010 4:10:28 PM
honorable-yield$50.00$50.002/9/2010 4:08:38 PM
impartial-deal$25.00$25.002/9/2010 4:12:58 PM
rock-turner$100.00$100.002/9/2010 4:17:13 PM
wampum-chorus3$25.00$25.002/9/2010 4:14:11 PM
sophisticated-ore$200.00$200.002/9/2010 4:15:46 PM
the-aggresive-principal$25.00$25.002/9/2010 4:19:52 PM
riproaringrapids$25.00$25.002/9/2010 4:19:59 PM
desertoasis$25.00$25.002/9/2010 4:19:40 PM
rpatusa$25.00$25.002/9/2010 4:20:55 PM
reflective-cash0$100.00$100.002/9/2010 4:24:15 PM
calm-deal7$25.00$25.002/9/2010 4:24:41 PM
supreme-bonus0$25.00$25.002/9/2010 4:22:29 PM
red-favorable-basis$25.00$25.002/9/2010 4:23:53 PM
supreme-hope$25.00$25.002/9/2010 4:23:57 PM
natural-greenback6$25.00$25.002/9/2010 4:25:30 PM
gracej$25.00$25.002/9/2010 4:24:21 PM
duty-sensai$25.00$25.002/9/2010 4:28:32 PM
fishintime$25.00$25.002/9/2010 4:25:37 PM
kindness-percolator5$25.00$25.002/9/2010 4:30:03 PM
glimmering-point$25.00$25.002/9/2010 4:27:41 PM
social-conductor4$25.00$25.002/9/2010 4:30:23 PM
intently$25.00$25.002/9/2010 4:30:26 PM
loanfairy$25.00$25.002/9/2010 4:28:28 PM
currency-agave$25.00$25.002/9/2010 4:30:54 PM
Rick7925$25.00$25.002/9/2010 4:29:17 PM
peso-colonel$90.00$90.002/9/2010 4:28:22 PM
jga516$25.00$25.002/9/2010 4:29:37 PM
commerce-voyager$25.00$25.002/9/2010 4:29:41 PM
LandE2BG$25.00$25.002/9/2010 4:30:28 PM
macjp123$25.00$25.002/9/2010 4:30:31 PM
LiquidLender$25.00$25.002/9/2010 4:31:09 PM
credit-solstice$25.00$25.002/9/2010 4:31:37 PM
impeccable-transparency$75.00$75.002/9/2010 4:34:10 PM
treasure-bliss$80.57$80.572/9/2010 4:30:49 PM
lloyd_s$25.00$25.002/9/2010 4:32:22 PM
inspiring-reward$50.00$50.002/9/2010 4:34:28 PM
balance6$25.00$25.002/9/2010 4:34:31 PM
life-is-great$25.00$25.002/9/2010 4:31:27 PM
miked8303$25.00$25.002/9/2010 4:35:07 PM
loan-warrior$25.00$25.002/9/2010 4:35:17 PM
financial-frenzy$50.00$50.002/9/2010 4:35:25 PM
Cai8899$50.00$50.002/9/2010 4:33:59 PM
integrity-doctor$50.00$50.002/9/2010 4:35:28 PM
intrepid-transaction5$25.00$25.002/9/2010 4:34:19 PM
rooosta$25.00$25.002/9/2010 4:32:39 PM
upbeat-investment9$25.00$25.002/9/2010 4:35:44 PM
bill-expert$25.00$25.002/9/2010 4:35:54 PM
TeamRamRod$25.00$25.002/9/2010 4:34:38 PM
Supernick$50.00$50.002/9/2010 4:33:07 PM
HamachiMan$25.00$25.002/9/2010 4:36:03 PM
psztnrw$100.00$100.002/9/2010 4:34:42 PM
paymentologist$25.00$25.002/9/2010 4:36:08 PM
punctual-power7$25.00$25.002/9/2010 4:36:22 PM
kmr2$100.00$100.002/9/2010 4:33:44 PM
E_G$30.00$30.002/9/2010 4:36:30 PM
NorthernFunds$25.00$25.002/9/2010 4:33:48 PM
flopcat$25.00$25.002/9/2010 4:37:04 PM
junctionking$25.00$25.002/9/2010 4:34:15 PM
GElender$50.00$50.002/9/2010 4:34:25 PM
tedsrfdude$25.00$25.002/9/2010 4:35:48 PM
aventurer$25.00$25.002/9/2010 4:37:46 PM
Pizza-man$50.00$50.002/9/2010 4:36:27 PM
Clambake$50.00$50.002/9/2010 4:38:13 PM
MrDavid$25.00$25.002/9/2010 4:35:32 PM
kanakakm$25.00$25.002/9/2010 4:35:35 PM
reward-adventure$25.00$25.002/9/2010 4:38:36 PM
brazilofmux$100.00$100.002/9/2010 4:37:09 PM
peerlender$30.00$30.002/9/2010 4:37:12 PM
trumpeter5$25.00$25.002/9/2010 4:37:20 PM
commerce-web5$25.00$25.002/9/2010 4:37:23 PM
credit-kahuna$100.00$100.002/9/2010 4:36:36 PM
bchen78875$25.00$25.002/9/2010 4:37:29 PM
bonafide-cash$50.00$50.002/9/2010 4:39:37 PM
dmfog$25.00$25.002/9/2010 4:37:50 PM
crazycool$25.00$25.002/9/2010 4:37:57 PM
NDFIRTH$50.00$50.002/9/2010 4:37:16 PM
gulch$25.00$25.002/9/2010 4:37:36 PM
ThomasCrown$30.00$30.002/9/2010 4:38:23 PM
larrybird$100.00$100.002/9/2010 4:37:54 PM
hyetech$35.00$35.002/9/2010 4:38:27 PM
durability-mad-scientist4$100.00$100.002/9/2010 4:38:09 PM
xstreamin$25.00$25.002/9/2010 4:38:19 PM
bajeezus$25.00$25.002/9/2010 4:38:49 PM
anders94$25.00$25.002/9/2010 4:38:53 PM
gjh37$25.00$25.002/9/2010 4:39:29 PM
Ranch88$25.00$20.822/9/2010 4:39:54 PM
worth-victor6$25.00$25.002/9/2010 5:05:08 PM
dollardave$25.00$25.002/10/2010 11:15:53 AM
EJO$25.00$25.002/11/2010 5:00:10 PM
GGWC$30.61$30.612/14/2010 12:59:10 PM
preventivepestcontrol$50.00$50.002/14/2010 11:27:40 PM
165 bids
 
Borrower Payment Dependent Notes Series 446153
This series of Notes was issued and sold upon the funding of the borrower loan #40975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-16-2010 
 
Starting lender yield: 16.50% Starting borrower rate/APR: 17.50% / 19.70% Starting monthly payment: $359.02
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $323.61
 
Auction yield range: 4.06% - 16.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1991 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 18 / 17Length of status:7y 8m
Credit score: 720-739 (Feb-2010) Total credit lines: 34 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $21,671Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: hard-working-fund2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pls help my dream wedding come true
Purpose of loan:
Please help my dream wedding come true!? My fiance and I are planning on eloping in May on our three week trip to Italy.? We need your help to make this happen! The majority of the funds will be used for airfare, hotels and food.? We plan on then having a reception with our friends and family upon our return.? Our travel plans include going to Rome, Venice, Florence, and having the wedding on the seaside town of Ravello.? We have never been to Italy and are very excited.? We plan on getting around by train.?

My financial situation:
I am a good candidate for this loan because?my fiance and I both have very good jobs.? We have signed up for automatic withdrawal for the payment and plan on paying the loan back in less than a year and half.? Thank you so much for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
planky has bid a total of $145.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
souperrich$25.00$25.002/9/2010 4:07:31 PM
tallmon$25.00$25.002/9/2010 4:11:49 PM
jtodd37$25.00$25.002/9/2010 4:10:05 PM
honorable-yield$50.00$50.002/9/2010 4:08:41 PM
pinnacle10$25.00$25.002/9/2010 4:08:58 PM
ThisGuyIKnow$50.00$50.002/9/2010 4:12:31 PM
UncleTupelo2$25.00$25.002/9/2010 4:10:26 PM
spruce2$50.00$50.002/9/2010 4:12:51 PM
sophisticated-ore$200.00$200.002/9/2010 4:15:43 PM
helping-out$25.00$25.002/9/2010 4:16:36 PM
rock-turner$100.00$100.002/9/2010 4:17:11 PM
burrito6$25.00$25.002/9/2010 4:15:14 PM
skuba$25.00$25.002/9/2010 4:19:01 PM
cash4less$25.00$25.002/9/2010 4:19:55 PM
desertoasis$25.00$25.002/9/2010 4:19:38 PM
radforj22$25.00$25.002/9/2010 4:22:00 PM
the-aggresive-principal$25.00$25.002/9/2010 4:19:50 PM
riproaringrapids$25.00$25.002/9/2010 4:19:58 PM
plentiful-reward$50.00$50.002/9/2010 4:23:32 PM
rpatusa$25.00$25.002/9/2010 4:20:54 PM
supreme-bonus0$25.00$25.002/9/2010 4:22:28 PM
trade-trumpet$25.00$25.002/9/2010 4:23:21 PM
supreme-hope$25.00$25.002/9/2010 4:23:56 PM
gracej$25.00$25.002/9/2010 4:24:20 PM
djc314$25.00$25.002/9/2010 4:25:20 PM
Dr_M$25.00$25.002/9/2010 4:27:54 PM
inspired-contract9$25.00$25.002/9/2010 4:24:46 PM
miked8303$25.00$25.002/9/2010 4:28:10 PM
fishintime$25.00$25.002/9/2010 4:25:36 PM
snappy$50.00$50.002/9/2010 4:29:10 PM
Rick7925$25.00$25.002/9/2010 4:29:16 PM
thumper64$31.93$31.932/9/2010 4:29:23 PM
melodious-fairness$25.00$25.002/9/2010 4:26:53 PM
mattemmo$25.00$25.002/9/2010 4:29:30 PM
blissful-note7$25.00$25.002/9/2010 4:29:53 PM
KLVLOPZ64$25.00$25.002/9/2010 4:27:47 PM
swoosh$25.00$25.002/9/2010 4:30:12 PM
thefiringzod$25.00$25.002/9/2010 4:28:01 PM
Geldmeister$50.00$50.002/9/2010 4:28:03 PM
AF-Chief$28.00$28.002/9/2010 4:28:12 PM
glimmering-point$25.00$25.002/9/2010 4:27:40 PM
currency-agave$25.00$25.002/9/2010 4:30:52 PM
GlobalVisionary$25.00$25.002/9/2010 4:28:47 PM
ChicagoBoyz$25.00$25.002/9/2010 4:28:52 PM
stoopidnoodle$25.00$25.002/9/2010 4:27:58 PM
orgy63$25.00$25.002/9/2010 4:31:04 PM
region123$50.00$50.002/9/2010 4:29:02 PM
ms48105$25.00$25.002/9/2010 4:28:07 PM
progressive-asset$100.00$100.002/9/2010 4:31:12 PM
simpy$25.00$25.002/9/2010 4:29:28 PM
loanfairy$25.00$25.002/9/2010 4:28:25 PM
jga516$25.00$25.002/9/2010 4:29:36 PM
credit-solstice$25.00$25.002/9/2010 4:31:35 PM
onlyastepaway$25.00$25.002/9/2010 4:28:43 PM
MarinLoans$50.00$50.002/9/2010 4:28:54 PM
ASR3$25.00$25.002/9/2010 4:28:57 PM
investment-comet$25.00$25.002/9/2010 4:29:01 PM
george_kaplan$25.00$25.002/9/2010 4:30:11 PM
papaloha$50.00$50.002/9/2010 4:29:06 PM
personal-lender$25.00$25.002/9/2010 4:32:13 PM
Philkent$25.00$25.002/9/2010 4:30:14 PM
arcangel72$25.00$25.002/9/2010 4:29:09 PM
cvfriend$25.00$25.002/9/2010 4:30:38 PM
commerce-voyager$25.00$25.002/9/2010 4:29:40 PM
forthright-dedication$50.00$50.002/9/2010 4:31:01 PM
CAGE-Investments$100.00$100.002/9/2010 4:29:44 PM
worthy-bid4$25.00$25.002/9/2010 4:29:45 PM
Supernick$50.00$50.002/9/2010 4:33:06 PM
life-is-great$25.00$25.002/9/2010 4:31:26 PM
bold-bright-currency$25.00$25.002/9/2010 4:31:30 PM
MM1207$25.00$25.002/9/2010 4:33:20 PM
BigMoney56$25.00$25.002/9/2010 4:30:20 PM
platinum-platoon$25.00$25.002/9/2010 4:31:46 PM
Fortuno_per_commodo$25.00$25.002/9/2010 4:31:51 PM
kmr2$100.00$100.002/9/2010 4:33:43 PM
elegant-bonus$25.00$25.002/9/2010 4:31:59 PM
benefit-squirrel$30.00$30.002/9/2010 4:32:01 PM
important-ore$50.00$50.002/9/2010 4:33:51 PM
orange-courageous-dedication$30.00$30.002/9/2010 4:32:05 PM
wampum-reaction2$25.00$25.002/9/2010 4:30:58 PM
wise-extraordinary-loot$30.00$30.002/9/2010 4:32:30 PM
LiquidLender$25.00$25.002/9/2010 4:31:08 PM
credit-force5$25.00$25.002/9/2010 4:31:17 PM
delicious-social132$25.00$25.002/9/2010 4:33:37 PM
Speculator$50.00$50.002/9/2010 4:33:40 PM
impeccable-transparency$75.00$75.002/9/2010 4:34:08 PM
junctionking$25.00$2.872/9/2010 4:34:14 PM
orange-preeminant-bill$100.00$100.002/9/2010 4:32:41 PM
Gibbyland$75.00$75.002/9/2010 4:33:55 PM
jetblack$33.80$33.802/9/2010 4:48:23 PM
first-fund-empenada$25.00$25.002/9/2010 4:46:47 PM
ferdberfel$50.00$50.002/9/2010 5:00:09 PM
interstellar$50.00$50.002/9/2010 4:50:17 PM
entrager$25.00$25.002/9/2010 5:00:25 PM
BuffetRocks$50.00$50.002/9/2010 5:00:31 PM
dollardave$100.00$100.002/9/2010 5:01:33 PM
exchange-cub$25.00$25.002/9/2010 5:04:45 PM
wwwUniversal$25.00$25.002/9/2010 5:25:18 PM
planky$145.00$145.002/9/2010 5:39:30 PM
bondhedger$25.00$25.002/9/2010 7:09:39 PM
serene-truth2$25.00$25.002/9/2010 8:10:56 PM
superb-kindness2$50.00$50.002/10/2010 4:47:05 PM
jonn834$25.00$25.002/11/2010 11:58:10 AM
Gladglide$30.50$30.502/11/2010 2:18:02 PM
Casper00$25.00$25.002/11/2010 1:13:35 PM
proper-commitment5$25.00$25.002/11/2010 3:55:39 PM
Canute$25.00$25.002/11/2010 3:36:20 PM
mason5$50.00$50.002/11/2010 10:18:21 PM
ijspence$25.00$25.002/13/2010 6:05:43 AM
JPAW777$40.60$40.602/13/2010 7:04:37 AM
RandyL3$36.00$36.002/13/2010 2:35:58 PM
Dollars4Rent$25.00$25.002/14/2010 8:38:05 AM
manuvns$25.00$25.002/14/2010 4:14:10 PM
justice-hawk$30.00$30.002/15/2010 2:12:41 PM
FmrEngr2Phd$25.00$25.002/15/2010 4:20:38 PM
tuffshorty$25.00$25.002/15/2010 4:21:04 PM
Easystreet$25.00$25.002/15/2010 4:20:56 PM
romario$50.00$50.002/15/2010 4:20:53 PM
webfeet$25.00$25.002/16/2010 7:29:26 AM
new-return-faire$500.00$500.002/16/2010 10:23:24 AM
dmitriy2$25.00$25.002/16/2010 12:21:15 PM
cowboy2525$35.00$35.002/16/2010 12:42:30 PM
TigerForce$25.00$25.002/16/2010 1:47:02 PM
orbital-gain$50.00$50.002/16/2010 1:30:12 PM
Ravyn$25.00$25.002/9/2010 4:07:05 PM
jresu537$25.00$25.002/9/2010 4:07:10 PM
beezling$30.04$30.042/9/2010 4:11:53 PM
movistar$25.00$25.002/9/2010 4:12:53 PM
BabyLender$25.00$25.002/9/2010 4:10:38 PM
reward-walnut$25.00$25.002/9/2010 4:10:45 PM
wampum-chorus3$25.00$25.002/9/2010 4:14:08 PM
wanna-help$30.00$30.002/9/2010 4:13:29 PM
cyberie21$25.00$25.002/9/2010 4:18:42 PM
new-honorable-rate$25.00$25.002/9/2010 4:19:17 PM
flexible-value$25.00$25.002/9/2010 4:24:09 PM
thedoctor$90.00$90.002/9/2010 4:23:13 PM
GoldenTrout$25.00$25.002/9/2010 4:23:18 PM
egw$25.00$25.002/9/2010 4:22:09 PM
blooming-market$25.00$25.002/9/2010 4:23:30 PM
payout-point$50.00$50.002/9/2010 4:24:45 PM
Havana21$25.00$25.002/9/2010 4:22:56 PM
reflective-cash0$100.00$100.002/9/2010 4:24:14 PM
calm-deal7$25.00$25.002/9/2010 4:24:40 PM
red-favorable-basis$25.00$25.002/9/2010 4:23:54 PM
Phantom99$25.00$25.002/9/2010 4:24:30 PM
OCedHrt$25.00$25.002/9/2010 4:25:23 PM
Scoote2912$25.00$25.002/9/2010 4:27:59 PM
natural-greenback6$25.00$25.002/9/2010 4:25:30 PM
maple1$25.00$25.002/9/2010 4:28:09 PM
pbr$25.00$25.002/9/2010 4:28:11 PM
peso-colonel$90.00$90.002/9/2010 4:28:21 PM
PocketAces$25.00$25.002/9/2010 4:25:08 PM
duty-sensai$25.00$25.002/9/2010 4:28:31 PM
anton$250.00$250.002/9/2010 4:26:15 PM
bazaar-utensil7$25.00$25.002/9/2010 4:29:13 PM
Reinadog9$25.00$25.002/9/2010 4:26:51 PM
Binan$25.00$25.002/9/2010 4:29:52 PM
kchen486$25.00$25.002/9/2010 4:29:54 PM
theprince$25.00$25.002/9/2010 4:29:59 PM
carydude$25.00$25.002/9/2010 4:28:01 PM
LALO79$25.00$25.002/9/2010 4:28:06 PM
nourishing-interest0$25.00$25.002/9/2010 4:30:42 PM
cardan97$25.00$25.002/9/2010 4:28:46 PM
dregan$25.00$25.002/9/2010 4:28:04 PM
TiZZaH$25.00$25.002/9/2010 4:29:14 PM
nourishing-hope835$25.00$25.002/9/2010 4:28:08 PM
durability-halibut$25.00$25.002/9/2010 4:31:11 PM
momentous-velocity$25.00$25.002/9/2010 4:31:24 PM
Kulchar$42.51$42.512/9/2010 4:31:29 PM
auction-turbine4$25.00$25.002/9/2010 4:31:54 PM
Lilred7879$49.63$49.632/9/2010 4:31:57 PM
kindness-percolator5$25.00$25.002/9/2010 4:30:02 PM
undaunted-agreement$25.00$25.002/9/2010 4:30:09 PM
museic1$50.00$50.002/9/2010 4:29:04 PM
thestartuplender$35.00$35.002/9/2010 4:30:14 PM
cash-queen$30.00$30.002/9/2010 4:29:08 PM
Kaj$25.00$25.002/9/2010 4:32:14 PM
PeopleHelpers$50.00$50.002/9/2010 4:29:14 PM
intently$25.00$25.002/9/2010 4:30:25 PM
hope-hickory$25.00$25.002/9/2010 4:29:22 PM
friendly-return7$25.00$25.002/9/2010 4:29:31 PM
rooosta$25.00$25.002/9/2010 4:32:38 PM
PeterV$25.00$25.002/9/2010 4:29:34 PM
tsui517$25.00$25.002/9/2010 4:32:47 PM
kulender$25.00$25.002/9/2010 4:29:58 PM
br4444$25.00$25.002/9/2010 4:30:06 PM
social-conductor4$25.00$25.002/9/2010 4:30:22 PM
friendly-worth3$25.00$25.002/9/2010 4:31:43 PM
LandE2BG$25.00$25.002/9/2010 4:30:27 PM
macjp123$25.00$25.002/9/2010 4:30:30 PM
NorthernFunds$25.00$25.002/9/2010 4:33:47 PM
TennSquire$25.00$25.002/9/2010 4:30:34 PM
elevated-platinum5$50.00$50.002/9/2010 4:34:01 PM
treasure-bliss$100.00$100.002/9/2010 4:30:47 PM
Banker7371$25.00$25.002/9/2010 4:32:18 PM
enthusiastic-balance5$31.09$31.092/9/2010 4:30:57 PM
time4aloan$50.00$50.002/9/2010 4:32:33 PM
THREE-POINTS-LENDING$25.00$25.002/9/2010 4:31:20 PM
BumblingStunmbling$25.00$25.002/9/2010 4:31:22 PM
the-profit-oracle$25.00$25.002/9/2010 4:32:59 PM
steamboatgal$25.00$25.002/9/2010 4:31:25 PM
famous-bill$50.00$50.002/9/2010 4:33:17 PM
niskyfranchise$25.00$25.002/9/2010 4:31:39 PM
lloyd_s$25.00$25.002/9/2010 4:32:20 PM
value-pole$25.00$25.002/9/2010 4:32:26 PM
Cai8899$50.00$50.002/9/2010 4:34:00 PM
tennispt$25.00$25.002/9/2010 4:39:24 PM
heng2x$25.00$25.002/9/2010 4:41:56 PM
rdrloan$25.00$25.002/9/2010 4:51:20 PM
worth-victor6$25.00$25.002/9/2010 5:05:09 PM
wwwUniversal$25.00$25.002/9/2010 5:25:13 PM
SCD$25.00$25.002/9/2010 5:28:17 PM
ore-dojo$100.00$100.002/10/2010 11:40:00 AM
julijask$35.00$35.002/10/2010 11:48:31 AM
nickel-pipeline$25.00$25.002/10/2010 11:07:51 AM
blackstar$25.00$25.002/10/2010 6:00:19 PM
dlg$36.36$36.362/11/2010 11:48:28 AM
selector568$400.00$400.002/14/2010 9:27:10 AM
lender12345$25.00$25.002/14/2010 12:20:01 PM
BOZO88$50.00$50.002/14/2010 5:02:46 PM
sikojos$75.00$75.002/14/2010 6:31:47 PM
preventivepestcontrol$75.00$75.002/14/2010 10:59:20 PM
sophisticated-ore$911.16$911.162/15/2010 6:40:30 AM
1SteelerFan$40.00$40.002/15/2010 11:14:44 AM
responsibility-tent$25.00$25.002/16/2010 6:40:44 AM
maximizer$25.00$25.002/15/2010 2:52:30 PM
HowardRoark$43.68$43.682/15/2010 3:23:44 PM
MARSTUN$26.83$26.832/15/2010 4:21:03 PM
The-CAPS-fan$25.00$25.002/16/2010 7:06:29 AM
stockpicker_jboy$25.00$25.002/16/2010 8:45:46 AM
exuberant-loot$50.00$50.002/16/2010 9:16:18 AM
catalystcf$25.00$25.002/16/2010 11:44:50 AM
rustysailor$25.00$25.002/16/2010 2:03:21 PM
233 bids
 
Borrower Payment Dependent Notes Series 446249
This series of Notes was issued and sold upon the funding of the borrower loan #40943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-10-2010 
  Auction end date:  Feb-17-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $205.19
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $204.59
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1997 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:8y 4m
Credit score: 800-819 (Feb-2010) Total credit lines: 27 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $1,490Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 13%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: principal-atizer8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Investment
Purpose of loan:
This loan will be used to? purchase an investment home.

My financial situation:
I am a good candidate for this loan because?I?make all my payments on time. Plus,I already have a?willing renter for the house,?all I have to do is make?the purchase.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.002/10/2010 4:10:47 PM
radforj22$25.00$25.002/10/2010 4:20:39 PM
jga516$25.00$25.002/10/2010 4:20:22 PM
bokonon$25.00$25.002/10/2010 4:22:28 PM
supreme-hope$25.00$25.002/10/2010 4:21:35 PM
inspired-contract9$50.00$50.002/10/2010 4:22:54 PM
falcon245sp$25.00$25.002/10/2010 4:37:26 PM
delicious-social132$25.00$25.002/10/2010 4:37:48 PM
peerlender$30.00$30.002/10/2010 4:37:55 PM
commerce-web5$40.00$40.002/10/2010 4:37:57 PM
LandE2BG$25.00$25.002/10/2010 4:38:19 PM
social-conductor4$25.00$25.002/10/2010 4:38:26 PM
bigballer105$25.00$25.002/10/2010 4:38:30 PM
anton$250.00$250.002/10/2010 4:38:59 PM
UncleTupelo2$25.00$25.002/10/2010 4:39:28 PM
credit-force5$25.00$25.002/10/2010 4:37:11 PM
dollar-birdie$30.00$30.002/10/2010 4:38:00 PM
red-favorable-basis$25.00$25.002/10/2010 4:38:32 PM
Lambo168$25.00$25.002/10/2010 4:39:52 PM
personal-lender$25.00$25.002/10/2010 4:37:05 PM
investment-tempo$25.00$25.002/10/2010 4:41:23 PM
rolandweary$30.00$30.002/10/2010 4:38:03 PM
JJS180$25.00$25.002/10/2010 6:09:00 PM
GrommetPosse$25.00$25.002/10/2010 4:41:42 PM
thegreatone$62.29$62.292/10/2010 4:38:44 PM
calilending$25.00$25.002/11/2010 12:52:39 AM
rudyindc$25.00$25.002/11/2010 6:30:50 AM
CAGE-Investments$50.00$50.002/11/2010 7:00:43 AM
dontscrewmeover1$25.00$25.002/10/2010 6:43:23 PM
wise-silver-wonder$50.00$50.002/11/2010 8:30:34 AM
payout-point$25.00$25.002/10/2010 8:13:59 PM
gold-commander0$50.00$50.002/11/2010 10:01:21 AM
StarE$25.00$25.002/11/2010 10:07:33 AM
blissful-note7$25.00$25.002/11/2010 12:15:37 AM
moola-escalator$50.00$50.002/11/2010 7:00:40 AM
jla720$35.00$35.002/11/2010 7:00:44 AM
PK_USMC$25.00$25.002/11/2010 4:30:42 AM
ClearLake$25.00$25.002/11/2010 12:27:00 PM
GElender$50.00$50.002/11/2010 1:06:06 PM
Monrovia$25.00$25.002/11/2010 10:01:20 AM
worldly-marketplace$25.00$25.002/11/2010 10:07:34 AM
majormoves1$25.00$25.002/11/2010 1:40:29 PM
WTSherman$25.00$25.002/11/2010 2:51:21 PM
nojoke411$25.00$25.002/11/2010 12:00:09 PM
loan-master996$50.00$50.002/11/2010 1:05:51 PM
theprince$25.00$25.002/11/2010 1:06:01 PM
loantigger$25.00$25.002/11/2010 12:57:50 PM
skvat$25.00$25.002/11/2010 1:56:14 PM
jjb3$25.00$25.002/11/2010 1:13:03 PM
BigCityLending$25.00$25.002/11/2010 2:05:41 PM
webfeet$25.00$25.002/11/2010 3:28:05 PM
bonus-adventure3$25.00$25.002/11/2010 4:01:26 PM
all_of_that_one$25.00$25.002/11/2010 5:04:05 PM
mykkai$25.00$25.002/12/2010 8:05:28 AM
anacho4me$25.00$25.002/12/2010 9:31:01 AM
compassion-lotus5$25.00$25.002/12/2010 9:31:05 AM
totoro$25.00$25.002/12/2010 1:05:43 AM
engaging-worth$30.00$30.002/12/2010 3:20:50 AM
dsgfl1$25.00$25.002/12/2010 9:30:51 AM
lawman1991$25.00$25.002/12/2010 9:31:25 AM
LAM26$25.00$25.002/12/2010 9:30:59 AM
SDNLR$25.00$25.002/12/2010 9:31:29 AM
galtsgulch$25.00$25.002/12/2010 9:31:45 AM
mikeandcat$46.20$46.202/12/2010 11:02:08 AM
superchicken$25.00$25.002/12/2010 11:01:24 AM
AceInTheHole$25.00$25.002/12/2010 11:33:11 AM
freetolive$25.00$25.002/12/2010 7:25:08 PM
RandyL3$36.00$36.002/13/2010 2:36:01 PM
wwwUniversal$25.00$25.002/13/2010 2:43:42 PM
Dollars4Rent$25.00$25.002/14/2010 8:42:52 AM
dollardave$50.00$50.002/14/2010 8:50:49 PM
webfeet$25.00$25.002/15/2010 1:01:14 PM
Loborei$25.00$25.002/15/2010 7:07:14 PM
Charmart$25.00$25.002/17/2010 2:46:18 AM
Google_Me$112.19$112.192/16/2010 10:31:56 PM
bossyboots01$25.00$25.002/17/2010 3:44:33 AM
arlingtonderek$50.00$50.002/17/2010 7:14:04 AM
jybank$25.00$25.002/16/2010 10:20:48 PM
njmlaj726$25.00$25.002/17/2010 8:50:54 AM
EmeritusX$25.00$25.002/17/2010 11:02:23 AM
SeaLoans$25.00$25.002/17/2010 11:37:23 AM
TJ-Financial-Group$25.00$25.002/17/2010 11:56:27 AM
wild-orange$25.00$25.002/17/2010 12:28:44 PM
kenji4861$25.00$25.002/10/2010 4:12:10 PM
lean-velocity$25.00$25.002/10/2010 4:12:17 PM
MarcusOcean$25.00$25.002/10/2010 4:22:38 PM
auction-elvis$25.00$25.002/10/2010 4:22:59 PM
thedoctor$90.00$90.002/10/2010 4:21:30 PM
bruce3504$25.00$25.002/10/2010 4:22:34 PM
cash-sensai2$25.00$25.002/10/2010 4:21:22 PM
life-is-great$25.00$25.002/10/2010 4:23:09 PM
natural-greenback6$25.00$25.002/10/2010 4:23:18 PM
flexible-value$25.00$25.002/10/2010 4:21:56 PM
DonaldColorado$25.00$25.002/10/2010 4:28:38 PM
skuba$50.00$50.002/10/2010 4:36:55 PM
market-builder$25.00$25.002/10/2010 4:37:45 PM
Kaj$25.00$25.002/10/2010 4:38:35 PM
honorable-yield$75.00$75.002/10/2010 4:38:45 PM
iflyforfun$25.00$25.002/10/2010 4:38:57 PM
AF-Chief$28.00$28.002/10/2010 4:39:12 PM
jakesworld$50.00$50.002/10/2010 4:39:19 PM
reward-walnut$25.00$25.002/10/2010 4:39:30 PM
meenan$25.00$25.002/10/2010 4:36:59 PM
lloyd_s$25.00$25.002/10/2010 4:37:02 PM
Cai8899$75.00$75.002/10/2010 4:37:41 PM
bowdish1$100.00$100.002/10/2010 4:37:51 PM
coloradoloanman$25.00$25.002/10/2010 4:50:27 PM
friendly-worth3$25.00$25.002/10/2010 4:38:06 PM
wampum-reaction2$25.00$25.002/10/2010 4:38:15 PM
gmilliken$25.00$25.002/10/2010 4:53:24 PM
Luminous-P$25.00$25.002/10/2010 4:59:18 PM
DukSerduk$25.00$25.002/10/2010 4:39:39 PM
SoCalRancher$25.00$25.002/10/2010 4:39:50 PM
bchen78875$50.00$50.002/10/2010 4:37:36 PM
currency-persimmon$25.00$25.002/10/2010 4:41:25 PM
AmericanCredit$25.00$25.002/10/2010 4:38:23 PM
Havana21$25.00$25.002/10/2010 6:18:56 PM
forthright-dedication$25.00$25.002/10/2010 4:41:49 PM
mlopez2007$50.00$50.002/10/2010 4:39:09 PM
commerce-seahorse$25.00$25.002/10/2010 4:39:24 PM
buckyhead2000$25.00$25.002/10/2010 4:39:35 PM
cello1$25.00$25.002/10/2010 6:58:52 PM
kulender$25.00$25.002/10/2010 4:39:46 PM
Phantom99$25.00$25.002/10/2010 5:06:42 PM
-------ing247$25.00$25.002/10/2010 4:39:54 PM
desertoasis$25.00$25.002/10/2010 4:40:07 PM
market-banshee$25.00$25.002/10/2010 4:41:35 PM
Artist_Blue$25.00$25.002/11/2010 4:30:46 AM
Cheburashka$30.00$30.002/10/2010 8:29:38 PM
HHP$25.00$25.002/11/2010 7:33:36 AM
community-pipeline$25.00$25.002/11/2010 3:05:43 AM
anakinsolo$25.00$25.002/11/2010 6:30:46 AM
dealarella$25.00$25.002/11/2010 7:00:41 AM
cash-queen$31.96$31.962/11/2010 3:50:40 AM
KiwiElf$26.58$26.582/11/2010 6:15:39 AM
wampum-chorus3$25.00$25.002/11/2010 8:15:41 AM
dime-beeper$25.00$25.002/11/2010 10:07:33 AM
DeltaComputerGuy$25.00$25.002/11/2010 9:31:55 AM
profitable-asset1$25.00$25.002/11/2010 10:01:19 AM
angelinvestor2$25.00$25.002/11/2010 1:36:59 PM
highcountry1$25.00$25.002/11/2010 2:36:41 PM
blooming-market$25.00$25.002/11/2010 11:36:59 AM
springpanda$25.00$25.002/11/2010 11:39:46 AM
BayShell$50.00$50.002/11/2010 11:41:03 AM
unk1911$25.00$25.002/11/2010 12:55:49 PM
commerce-voyager$25.00$25.002/11/2010 1:06:00 PM
tsui517$25.00$25.002/11/2010 12:13:23 PM
Flatfoot$25.00$25.002/11/2010 12:41:39 PM
Walkingcowboy$25.00$25.002/11/2010 1:40:35 PM
The-Lighthouse-Group$25.00$25.002/11/2010 1:37:19 PM
five-star-note$35.00$35.002/11/2010 1:46:59 PM
jd006006$40.00$40.002/11/2010 1:56:11 PM
get30inc$50.00$50.002/11/2010 2:07:57 PM
mizon291$27.20$27.202/11/2010 4:05:26 PM
greenwell$50.00$50.002/11/2010 2:51:01 PM
MO_Investor$25.00$25.002/11/2010 3:11:43 PM
first-pragmatic-note$25.00$25.002/11/2010 4:05:30 PM
capital-web7$25.00$25.002/11/2010 4:11:53 PM
stable-nickel$250.00$250.002/11/2010 5:11:41 PM
hizzy$25.00$25.002/11/2010 5:24:34 PM
Hexnut$50.00$50.002/11/2010 7:47:28 PM
littlemonkey$25.00$25.002/12/2010 10:36:46 AM
senorzookeeper$25.00$25.002/11/2010 8:25:41 PM
axl163$25.00$25.002/12/2010 11:26:12 AM
kayakg$25.00$25.002/12/2010 12:09:59 PM
WhiteGiant$25.00$25.002/12/2010 12:40:37 PM
zenchef$25.00$25.002/12/2010 9:31:12 AM
Tradesmanlender$25.00$25.002/12/2010 9:31:39 AM
rmachi$25.00$25.002/12/2010 10:58:26 AM
BankOfFrankFairness$35.10$35.102/12/2010 11:44:13 AM
silverloan$75.00$74.812/12/2010 12:38:15 PM
punctual-social$25.00$25.002/12/2010 11:52:35 AM
rancher7$25.35$25.352/13/2010 10:03:54 AM
majestic-money9$25.00$25.002/12/2010 10:24:33 PM
otalon$25.00$25.002/13/2010 11:26:29 AM
selector568$400.00$400.002/14/2010 9:27:07 AM
kleinbrak$25.00$25.002/15/2010 6:19:08 PM
glimmering-credit4$25.00$25.002/15/2010 10:25:38 PM
octoberfresh$25.00$25.002/16/2010 1:19:54 PM
Lender0307$25.00$25.002/16/2010 7:01:08 PM
llequire1$79.39$79.392/17/2010 7:13:10 AM
persistent-value3$47.76$47.762/17/2010 5:00:51 AM
dn0pes$27.17$27.172/17/2010 9:30:59 AM
labate$25.00$25.002/17/2010 10:05:49 AM
rce1964$25.00$25.002/17/2010 11:28:00 AM
185 bids
 
Borrower Payment Dependent Notes Series 446387
This series of Notes was issued and sold upon the funding of the borrower loan #40929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-11-2010 
  Auction end date:  Feb-12-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $323.50
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1979 Debt/Income ratio: 16%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 17Length of status:3y 8m
Credit score: 660-679 (Jan-2010) Total credit lines: 39 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $75,338Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dedication-palm Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Create Emergency Fund
Purpose of loan:
This loan will be used to pay off some of my credit cards so I have credit available in an emergency.? Because of the banking crisis, I've had over $50,000 of available credit eliminated even though I've never had a late payment.? That leaves me with little credit left in the event I need it and a much lower credit rating than I have historically had.? I want to pay off some of those cards so I have some credit in the event of a "rainy day".

My financial situation:
I am a good candidate for this loan because I have never had a late payment, I have a solid, successful?career as an engineer/executive.?

Monthly net income: $ 12600 (After all taxes and a 6% contribution to my 401K which I can opt out of if necessary.? This also doesn't include my annual bonus which is guaranteed to be at least 30% of my salary.)

Monthly expenses: $?10580
??Housing: $ 3660 (for two houses that have over $100k of equity between them.? Both are in Texas in areas little affected by the housing downturn.)
??Insurance: $ 435 (includes life insurance.? I carry approximately $2M in life insurance to take care of my family and pay off my bills in the event of my death)
??Car expenses: $ 1935 (I own 4 cars, 3 of which?I still have notes on)
??Utilities: $ 500
??Phone, cable, internet: $ 450
??Food, entertainment: $ 1600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mathprof$25.00$25.002/11/2010 4:16:15 PM
jga516$25.00$25.002/11/2010 4:17:24 PM
x27$25.00$25.002/11/2010 4:17:29 PM
supreme-hope$25.00$25.002/11/2010 4:20:04 PM
flexible-value$25.00$25.002/11/2010 4:20:22 PM
derec$25.00$25.002/11/2010 4:16:52 PM
wampum-proton$25.00$25.002/11/2010 4:22:31 PM
mdf$50.00$50.002/11/2010 4:22:33 PM
PatRichi$25.00$25.002/11/2010 4:22:39 PM
merriewold$25.00$25.002/11/2010 4:23:11 PM
intrepid-transaction5$25.00$25.002/11/2010 4:23:23 PM
TCayce$25.00$25.002/11/2010 4:17:55 PM
Kaj$25.00$25.002/11/2010 4:18:18 PM
Cai8899$30.00$30.002/11/2010 4:23:52 PM
jonbozeman$25.00$25.002/11/2010 4:23:59 PM
Buffer10$100.00$100.002/11/2010 4:24:20 PM
Speculator$50.00$50.002/11/2010 4:24:51 PM
unk1911$25.00$25.002/11/2010 4:16:26 PM
runner262$25.00$25.002/11/2010 4:16:57 PM
apostle901$25.00$25.002/11/2010 4:26:03 PM
red-favorable-basis$25.00$25.002/11/2010 4:20:13 PM
play_ultimate$25.00$25.002/11/2010 4:20:30 PM
screenname03$25.00$25.002/11/2010 4:27:10 PM
Sateesh$100.00$100.002/11/2010 4:27:18 PM
GrooveBiz$50.00$50.002/11/2010 4:27:25 PM
deegeeman$50.00$50.002/11/2010 4:27:28 PM
financial-frenzy$25.00$25.002/11/2010 4:27:38 PM
fortytwo$50.00$50.002/11/2010 4:27:47 PM
RISK-VERSUS-RETURN$25.00$25.002/11/2010 4:27:55 PM
mtandb$25.00$25.002/11/2010 4:28:01 PM
orange-vigilance-shower$25.00$25.002/11/2010 4:28:09 PM
randsenterprise$25.00$25.002/11/2010 4:28:17 PM
treasure-bliss$100.00$100.002/11/2010 4:18:51 PM
GMOD026$25.00$25.002/11/2010 4:28:34 PM
Rattlehead$25.00$25.002/11/2010 4:22:11 PM
NorthernFunds$25.00$25.002/11/2010 4:28:39 PM
astute-dollar$50.00$50.002/11/2010 4:28:48 PM
rock-turner$100.00$100.002/11/2010 4:22:22 PM
andrewnar$25.00$25.002/11/2010 4:28:53 PM
Diamond_Jim$25.00$25.002/11/2010 4:20:09 PM
loan-master996$50.00$50.002/11/2010 4:23:31 PM
exact-loan5$30.00$30.002/11/2010 4:23:33 PM
Artist_Blue$25.00$25.002/11/2010 4:20:26 PM
twirl2$25.00$25.002/11/2010 4:20:33 PM
TheYellowDart$25.00$25.002/11/2010 4:24:05 PM
wise-extraordinary-loot$25.00$25.002/11/2010 4:24:09 PM
value-pole$25.00$25.002/11/2010 4:24:10 PM
honorable-yield$35.00$35.002/11/2010 4:24:37 PM
rooosta$25.00$25.002/11/2010 4:24:46 PM
integrity-doctor$50.00$50.002/11/2010 4:21:40 PM
aasx1108$25.00$25.002/11/2010 4:26:34 PM
bowdish1$50.00$50.002/11/2010 4:23:49 PM
skuba$25.00$25.002/11/2010 4:27:22 PM
elegant-loot$25.00$25.002/11/2010 4:24:07 PM
blooming-dedication$50.00$50.002/11/2010 4:24:24 PM
Zolton$200.00$200.002/11/2010 4:24:25 PM
SpareChangeHero$25.00$25.002/11/2010 4:27:33 PM
elevated-platinum5$25.00$25.002/11/2010 4:24:29 PM
note-tent$25.00$25.002/11/2010 4:27:40 PM
cash-queen$25.00$25.002/11/2010 4:27:56 PM
radforj22$25.00$25.002/11/2010 4:24:39 PM
piter-to-la-investment$25.00$25.002/11/2010 4:28:00 PM
natecam$25.00$25.002/11/2010 4:28:05 PM
Geldmeister$25.00$25.002/11/2010 4:28:10 PM
puifais$25.00$25.002/11/2010 4:28:18 PM
thestartuplender$31.41$31.412/11/2010 4:28:26 PM
mizount$25.00$25.002/11/2010 4:28:30 PM
mtquan$25.00$25.002/11/2010 4:28:35 PM
Dubbs360$100.00$100.002/11/2010 4:28:40 PM
kmprospeo$50.00$50.002/11/2010 4:28:45 PM
RebuildALife$25.00$25.002/11/2010 4:28:51 PM
lucrative-deal5$25.00$25.002/11/2010 4:26:17 PM
rhin0cerx$50.00$50.002/11/2010 4:26:30 PM
StarzRLimit$25.00$25.002/11/2010 4:27:34 PM
silver-armada$50.00$50.002/11/2010 4:27:44 PM
lowrate$25.00$25.002/11/2010 4:27:54 PM
triumph329$25.00$25.002/11/2010 4:28:01 PM
DRA-Properties$25.00$25.002/11/2010 4:28:08 PM
gciarami$25.00$25.002/11/2010 4:28:16 PM
direct-yield$25.00$25.002/11/2010 4:28:33 PM
industrious-dedication$25.00$25.002/11/2010 4:28:38 PM
docktah$25.00$25.002/11/2010 4:28:46 PM
brother_tam$50.00$50.002/11/2010 4:28:50 PM
JustMee$25.00$25.002/11/2010 5:40:21 PM
Bob450$50.00$50.002/11/2010 9:42:33 PM
dollardave$27.86$27.862/12/2010 3:46:52 PM
greenwell$25.00$25.002/11/2010 4:16:32 PM
stoopidnoodle$25.00$25.002/11/2010 4:17:05 PM
porkhelmet$25.00$25.002/11/2010 4:17:50 PM
ouyangers$25.00$25.002/11/2010 4:18:02 PM
oldmora$25.00$25.002/11/2010 4:18:42 PM
BlindJoeDeath$25.00$25.002/11/2010 4:20:06 PM
cash-tiramisu$30.58$30.582/11/2010 4:14:50 PM
AF-Chief$28.00$28.002/11/2010 4:20:19 PM
suomynona$25.00$25.002/11/2010 4:14:59 PM
social-conductor4$25.00$25.002/11/2010 4:15:24 PM
rdecartus$25.00$25.002/11/2010 4:15:49 PM
rosario1$25.00$25.002/11/2010 4:21:42 PM
MONEYMATCH$25.00$25.002/11/2010 4:16:18 PM
KiwiElf$25.00$25.002/11/2010 4:16:51 PM
omerta6102$41.90$41.902/11/2010 4:16:54 PM
kmr2$100.00$100.002/11/2010 4:22:28 PM
anton$150.00$150.002/11/2010 4:17:17 PM
papaloha$50.00$50.002/11/2010 4:22:48 PM
time4aloan$30.00$30.002/11/2010 4:23:07 PM
kindness-percolator5$25.00$25.002/11/2010 4:23:38 PM
oreyedoc$25.00$25.002/11/2010 4:23:55 PM
nourishing-interest0$25.00$25.002/11/2010 4:24:03 PM
seisen$100.00$100.002/11/2010 4:18:40 PM
Turtlebear44$25.00$25.002/11/2010 4:24:36 PM
Interstate_Rate$250.00$250.002/11/2010 4:24:59 PM
supreme-bonus0$25.00$25.002/11/2010 4:19:59 PM
wise-silver-wonder$50.00$50.002/11/2010 4:17:00 PM
Lambo168$25.00$25.002/11/2010 4:17:08 PM
rlgnyc$100.00$100.002/11/2010 4:17:11 PM
trustu$25.00$25.002/11/2010 4:26:20 PM
Cre8iveCash$25.00$25.002/11/2010 4:27:08 PM
poeman$25.00$25.002/11/2010 4:27:13 PM
friendly-worth3$25.00$25.002/11/2010 4:27:19 PM
bnlforever$25.00$25.002/11/2010 4:27:29 PM
PeopleHelpers$25.00$25.002/11/2010 4:27:36 PM
skro$25.00$25.002/11/2010 4:27:59 PM
hc90474$25.00$25.002/11/2010 4:28:04 PM
gavinfh$25.00$25.002/11/2010 4:28:11 PM
tsquared_030$25.00$25.002/11/2010 4:28:25 PM
yeti888$25.00$25.002/11/2010 4:18:48 PM
michael573114$25.00$25.002/11/2010 4:28:32 PM
zipemdown$25.00$25.002/11/2010 4:28:36 PM
zippy-interest$25.00$25.002/11/2010 4:22:14 PM
F16Pilot$25.00$25.002/11/2010 4:28:42 PM
graceful-investment$50.00$50.002/11/2010 4:28:50 PM
LBOregon$25.00$25.002/11/2010 4:22:29 PM
circuitfive$25.00$25.002/11/2010 4:22:52 PM
bountiful-bazaar$25.00$25.002/11/2010 4:23:01 PM
delicious-social132$25.00$25.002/11/2010 4:23:02 PM
deal-hickory5$25.00$25.002/11/2010 4:19:54 PM
steves73$25.00$25.002/11/2010 4:23:24 PM
secobarbital$25.00$25.002/11/2010 4:23:29 PM
head$25.00$25.002/11/2010 4:20:10 PM
theprince$25.00$25.002/11/2010 4:23:35 PM
selfmademan$25.00$25.002/11/2010 4:23:40 PM
BankME$25.00$25.002/11/2010 4:23:45 PM
personal-lender$25.00$25.002/11/2010 4:24:12 PM
impeccable-transparency$50.00$50.002/11/2010 4:24:27 PM
asiaratt$100.00$100.002/11/2010 4:24:41 PM
georgethesir$25.00$25.002/11/2010 4:24:50 PM
desertoasis$25.00$25.002/11/2010 4:21:20 PM
gizzywump$25.00$25.002/11/2010 4:24:52 PM
falcon88dp$25.00$25.002/11/2010 4:22:08 PM
natural-greenback6$25.00$25.002/11/2010 4:22:19 PM
WalnutCreekguy$25.00$25.002/11/2010 4:22:25 PM
benefit-squirrel$25.00$25.002/11/2010 4:22:56 PM
Shepherd7$25.00$25.002/11/2010 4:22:58 PM
delivery$25.00$25.002/11/2010 4:23:04 PM
wwwUniversal$25.00$25.002/11/2010 4:26:17 PM
purdue98$25.00$25.002/11/2010 4:23:14 PM
GElender$25.00$25.002/11/2010 4:23:26 PM
famous-bill$25.00$25.002/11/2010 4:26:40 PM
balance-hercules$100.00$100.002/11/2010 4:23:37 PM
Sam65$25.00$25.002/11/2010 4:27:09 PM
hope-equation$50.00$50.002/11/2010 4:24:01 PM
WBB21$25.00$25.002/11/2010 4:24:04 PM
kidsskipp$25.00$25.002/11/2010 4:27:24 PM
orange-courageous-dedication$30.00$30.002/11/2010 4:24:19 PM
traveler50$25.00$25.002/11/2010 4:27:30 PM
350DGRZ$25.00$25.002/11/2010 4:27:40 PM
AF_Trust$25.00$25.002/11/2010 4:24:31 PM
life-is-great$25.00$25.002/11/2010 4:27:42 PM
lloyd_s$25.00$25.002/11/2010 4:24:33 PM
ElAbel11$25.00$25.002/11/2010 4:27:51 PM
bslavin$25.00$25.002/11/2010 4:27:57 PM
CarDealer3070$30.00$30.002/11/2010 4:24:42 PM
KevinC_63366$25.00$25.002/11/2010 4:28:03 PM
Purposeful$25.00$25.002/11/2010 4:24:49 PM
apeloans$25.00$25.002/11/2010 4:28:07 PM
johnnyjg3$25.00$25.002/11/2010 4:28:14 PM
beatmix01$25.00$25.002/11/2010 4:28:20 PM
FeedTheMachine$200.00$200.002/11/2010 4:28:28 PM
useful-p2ploan$50.00$50.002/11/2010 4:28:32 PM
GatorBux$25.00$25.002/11/2010 4:28:37 PM
Gixxer600$25.00$25.002/11/2010 4:28:43 PM
harddollars$25.00$25.002/11/2010 4:28:49 PM
HarryRoberts$50.00$42.992/11/2010 4:28:54 PM
hizzy$25.00$25.002/11/2010 4:26:07 PM
investment-tempo$25.00$25.002/11/2010 4:26:23 PM
EJL$25.00$25.002/11/2010 4:27:06 PM
important-ore$50.00$50.002/11/2010 4:27:17 PM
fareast_man$25.00$25.002/11/2010 4:27:21 PM
dinero-mason$50.00$50.002/11/2010 4:27:31 PM
listing-trapper3$50.00$50.002/11/2010 4:27:43 PM
louisianalender$27.26$27.262/11/2010 4:27:53 PM
asmithj$50.00$50.002/11/2010 4:27:58 PM
happyaric$100.00$100.002/11/2010 4:28:06 PM
oaktown23$50.00$50.002/11/2010 4:28:11 PM
saffron4$50.00$50.002/11/2010 4:28:22 PM
Auburnmist$25.00$25.002/11/2010 4:28:27 PM
influential-gain$25.00$25.002/11/2010 4:28:31 PM
Wellman$100.00$100.002/11/2010 4:28:36 PM
LuvToLend$25.00$25.002/11/2010 4:28:41 PM
slico$25.00$25.002/11/2010 4:28:47 PM
towering-platinum3$25.00$25.002/11/2010 4:28:52 PM
mercuriant$25.00$25.002/11/2010 4:47:34 PM
honorable-yield$35.00$35.002/12/2010 9:19:40 AM
zento$25.00$25.002/11/2010 6:55:24 PM
privatebankerva$25.00$25.002/12/2010 7:24:51 AM
205 bids
 
Borrower Payment Dependent Notes Series 446515
This series of Notes was issued and sold upon the funding of the borrower loan #40951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,800.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 12.00% Starting borrower rate/APR: 13.00% / 13.35% Starting monthly payment: $262.81
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $253.52
 
Auction yield range: 3.06% - 12.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1999 Debt/Income ratio: 11%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:6y 11m
Credit score: 800-819 (Feb-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $1,254Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 6%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: AFriendlyFace Borrower's state: Michigan Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 800-819 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
800-819 (Jun-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
Pay off credit card, New furnace
**I decided to relist and lower the loan amount a bit to attract more lenders. I also wanted to add that I have $14,000 in liquid savings for emergencies.**


Hi everyone. I am a great candidate for this loan because I have great credit and plan to maintain it. I will use this loan to pay off our credit card balance our Burgman 650, motorcycle/scooter ($6,700). We've been paying it down (from $9,950 to $6,700 in 1 year, 9 months), but the special introductory interest rate (7.95%) we got will expire in three months. So we want to close that card out and make the payments to Prosper instead. The rest of the money will go toward a new furnace ($2,000) to lower utility bills and take advantage of a tax credit.

My income from my full time job as a newspaper reporter is $40,000. I also have additional income from freelance writing projects (about $3,000 a year) and own a rental property that will clear me an extra $200 a month in cash flow starting in March. My husband also works.

Previous activity on Prosper:
About four years ago I borrowed $2,000 to invest on Prosper. This loan was paid back early and in a timely fashion.
Also, I've invested $1,400 over the years to help other Prosper members with their goals.

Thanks for reading. Please feel free to ask any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what are your monthly income and expenses - beakerfish
A: Hi. I split the household bills with my husband, but I?ll run the numbers as if I were the only one paying all the bills from my full time job. Take home pay from job: $2,472 Mortgage and property taxes- $891 Cell phone - $65 Home phone and Internet - $68 Home alarm system - $25 Home insurance ? $70 Vehicle insurance - $80 Water bill - $35 Average heating and electric bill - $217 Vehicle gas - $110 Average payment on motorcycle/scooter- $150 Food - $150 Leftover money = $611 (Feb-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Johnab$51.00$51.002/18/2010 8:23:15 PM
dontscrewmeover1$25.00$25.002/12/2010 4:04:38 PM
cloud8$40.00$40.002/12/2010 4:05:07 PM
dloan$25.00$25.002/12/2010 4:05:53 PM
JKKCapital$25.00$25.002/12/2010 4:06:55 PM
mtp$50.00$50.002/12/2010 4:16:13 PM
Jynxie$50.00$50.002/12/2010 4:16:27 PM
turbospeed$25.00$25.002/12/2010 4:20:38 PM
principal-prodigy$25.00$25.002/12/2010 4:22:01 PM
blissful-note7$25.00$25.002/12/2010 4:34:07 PM
Syzygy$25.00$25.002/12/2010 4:34:32 PM
durability-halibut$25.00$25.002/12/2010 4:33:58 PM
majestic-money9$25.00$25.002/12/2010 10:19:56 PM
BoughtTheFarm$25.00$25.002/13/2010 11:07:04 AM
TheTimeIsNow$25.00$25.002/13/2010 11:41:19 AM
caseattle$25.00$25.002/13/2010 11:41:34 AM
GrayStudio$50.00$50.002/13/2010 11:43:17 AM
Barky52$25.00$25.002/13/2010 5:49:11 AM
WhiteGiant$25.00$25.002/13/2010 11:07:03 AM
ski1965$25.00$25.002/13/2010 11:39:13 AM
thunderd$25.00$25.002/13/2010 12:21:04 PM
dollardave$100.00$100.002/13/2010 8:43:20 PM
skillful-finance$25.00$25.002/13/2010 11:42:24 PM
minista$25.00$25.002/13/2010 11:42:25 PM
djscal$100.00$100.002/14/2010 2:17:59 PM
dynrep$50.00$50.002/14/2010 11:34:49 AM
selector568$400.00$400.002/14/2010 9:27:05 AM
wwwUniversal$25.00$25.002/14/2010 6:41:56 PM
Traal$25.00$25.002/14/2010 2:17:58 PM
lender12345$25.00$25.002/14/2010 1:00:03 PM
twjh$25.00$25.002/14/2010 6:45:27 PM
g314$30.00$30.002/15/2010 9:55:50 AM
exchange-cub$25.00$25.002/15/2010 12:46:14 PM
interstellar$50.00$50.002/15/2010 4:20:59 PM
HappyToLoan$30.00$30.002/15/2010 4:31:45 PM
nehemiah65$25.00$25.002/15/2010 6:10:25 PM
SpectrumCapital$25.00$25.002/16/2010 10:48:16 AM
jetblack$26.69$26.692/16/2010 10:48:09 AM
dollarboy$25.00$25.002/16/2010 12:43:52 PM
ptjg$59.19$59.192/16/2010 8:51:44 PM
spiff666$25.00$25.002/17/2010 7:28:00 AM
Only_Money$25.00$25.002/17/2010 8:02:39 AM
Loves-Corvairs$25.00$25.002/17/2010 10:45:05 AM
janus_god$30.00$30.002/17/2010 9:31:09 AM
OCLend$25.00$25.002/17/2010 4:47:45 PM
bamboozled_again$47.31$47.312/17/2010 4:47:59 PM
aqaq8877$100.00$100.002/17/2010 5:09:54 PM
iruz$39.42$39.422/17/2010 6:26:01 PM
dammage$25.00$25.002/18/2010 7:08:47 AM
Sturgee$25.00$25.002/18/2010 4:44:26 AM
loyalty-czar$60.00$60.002/18/2010 11:55:29 AM
dbanwart$50.00$50.002/18/2010 9:49:39 AM
Leshan$100.00$100.002/18/2010 10:04:47 AM
Astyanax$40.00$40.002/18/2010 3:13:30 PM
Lifesavings$25.00$25.002/18/2010 3:19:40 PM
WeshaTheLeopard$25.00$25.002/18/2010 1:54:00 PM
bossyboots01$25.00$25.002/18/2010 4:15:54 PM
starry2001$25.00$25.002/18/2010 4:32:53 PM
glimmering-credit4$25.00$25.002/18/2010 4:32:28 PM
MoneyTree79$40.81$40.812/18/2010 8:07:00 PM
Lender0307$25.00$25.002/18/2010 9:08:39 PM
BR-549$25.00$25.002/19/2010 4:27:41 AM
sudeep104$25.00$25.002/18/2010 6:48:30 PM
jpme$25.00$25.002/19/2010 6:40:57 AM
BankofBeth$25.00$25.002/18/2010 7:23:42 PM
leverage-monger$25.00$25.002/19/2010 7:14:23 AM
Lender50$25.00$25.002/19/2010 7:29:52 AM
REITRUST$25.00$25.002/19/2010 8:08:01 AM
Sarspatula$26.69$26.692/19/2010 9:31:17 AM
mcabery$150.00$150.002/19/2010 1:14:37 AM
BSr$25.00$25.002/19/2010 4:44:41 AM
agab$25.00$25.002/19/2010 6:31:11 AM
ScottFinance$25.00$25.002/19/2010 8:36:56 AM
jybank$25.00$25.002/19/2010 9:06:12 AM
surfsider123$25.00$25.002/19/2010 9:59:57 AM
Washington_Loan$25.00$25.002/19/2010 10:12:07 AM
MasterKey$25.00$25.002/19/2010 10:16:31 AM
otalon$59.41$59.412/19/2010 10:33:42 AM
Rustang$25.00$25.002/19/2010 10:50:44 AM
crdcteng$50.00$50.002/19/2010 10:40:07 AM
Auditman$50.00$50.002/19/2010 10:41:45 AM
DCsource$25.00$25.002/19/2010 12:43:53 PM
creative-finance7$25.00$25.002/19/2010 2:39:34 PM
clipper271$25.00$25.002/19/2010 3:06:32 PM
bear01$30.00$30.002/19/2010 1:48:04 PM
leverage-monger$35.00$35.002/19/2010 3:37:58 PM
natural-greenback6$25.00$25.002/19/2010 3:39:48 PM
investor1234$50.00$50.002/19/2010 3:51:19 PM
Your_Bank$25.00$25.002/19/2010 3:45:15 PM
bicyclist2270$25.00$25.002/19/2010 3:56:17 PM
EmeritusX$25.00$25.002/19/2010 2:55:39 PM
orbital-gain$72.00$72.002/19/2010 3:03:51 PM
PCGeekWI$25.00$25.002/19/2010 3:20:48 PM
exact-peso2$25.00$25.002/19/2010 3:35:15 PM
StocksMan$50.00$50.002/19/2010 4:01:28 PM
saahilld$25.00$25.002/12/2010 4:14:55 PM
baroo$25.00$25.002/12/2010 4:16:01 PM
blackstar$25.00$25.002/12/2010 4:21:55 PM
egw$25.00$25.002/12/2010 4:22:08 PM
availableloan$25.00$25.002/12/2010 4:22:17 PM
cash-sensai2$25.00$25.002/12/2010 4:22:28 PM
FinDoc$25.00$25.002/12/2010 4:13:53 PM
lucrative-loan$50.00$50.002/12/2010 4:14:00 PM
new-smart-fund$50.00$50.002/12/2010 4:14:02 PM
Beverly_Hills_Lender$25.00$25.002/12/2010 4:16:20 PM
thedoctor$90.00$90.002/12/2010 4:22:34 PM
keke2000$25.00$25.002/12/2010 4:21:51 PM
zento$25.00$25.002/12/2010 4:39:30 PM
wanna-help$25.00$25.002/12/2010 4:36:00 PM
yield-quest$50.00$50.002/12/2010 8:16:51 PM
loaninvesting$25.00$25.002/12/2010 5:22:55 PM
adhawan325$25.00$25.002/12/2010 5:22:50 PM
SOP_Bank$25.00$25.002/12/2010 5:42:48 PM
tommyanthony$59.88$59.882/13/2010 6:26:34 PM
hydrolucid$25.00$25.002/13/2010 11:42:28 PM
JedClampett$75.00$75.002/14/2010 8:38:50 AM
Kravcorp$25.00$25.002/13/2010 7:02:58 PM
cashhelp$25.00$25.002/14/2010 8:39:47 AM
Montgomery-Burns$25.00$25.002/14/2010 6:41:24 PM
smart-gold$25.00$25.002/14/2010 7:28:08 PM
SpectrumFinance$25.00$25.002/14/2010 2:18:17 PM
cowboyskier$50.00$50.002/14/2010 4:25:51 PM
dinero-rumbler$50.00$50.002/14/2010 1:34:12 PM
turbostar666$30.00$30.002/14/2010 4:45:31 PM
manuvns$25.00$25.002/14/2010 3:00:37 PM
jmvingeorgia$25.00$25.002/14/2010 6:40:30 PM
orbiter614$75.00$75.002/14/2010 4:25:49 PM
Merganser$25.00$25.002/14/2010 6:40:29 PM
Zipperdu$50.00$50.002/15/2010 9:22:48 AM
intuitive-bill$25.00$25.002/15/2010 11:15:12 AM
LawyerLoan$25.00$25.002/15/2010 11:50:12 AM
southIT$75.00$51.812/15/2010 6:35:28 PM
cashasaurus0$110.00$110.002/16/2010 2:23:29 AM
Dollars4Rent$25.00$25.002/16/2010 9:18:29 AM
BenOrt$25.00$25.002/16/2010 1:57:48 PM
octoberfresh$25.00$25.002/16/2010 1:22:39 PM
clemclan$25.00$25.002/16/2010 6:34:48 PM
lofo85$25.00$25.002/16/2010 9:40:30 PM
bentonlending$50.00$50.002/17/2010 5:19:55 PM
lender5150$25.00$25.002/18/2010 9:53:47 AM
airbornn$35.00$35.002/18/2010 9:45:39 AM
Jcardone33$25.00$25.002/18/2010 10:00:13 AM
strutter$25.00$25.002/18/2010 10:04:51 AM
420limo$32.32$32.322/18/2010 11:24:44 AM
BankofBadHabits$25.00$25.002/18/2010 11:06:33 AM
favorite-commerce$25.00$25.002/18/2010 10:27:57 AM
ExtraIncome$69.00$69.002/18/2010 1:45:50 PM
Ven58$25.00$25.002/18/2010 11:58:56 AM
G-Love$100.00$100.002/18/2010 5:27:57 PM
stemper$50.00$50.002/18/2010 5:34:46 PM
new-return-faire$500.00$500.002/18/2010 6:24:19 PM
DANTHEMAN2$25.00$25.002/18/2010 7:16:42 PM
cash-mountain4$25.00$25.002/18/2010 8:12:46 PM
magee425$25.00$25.002/18/2010 7:55:14 PM
la_tim$100.00$100.002/18/2010 4:53:20 PM
rockytop$50.00$50.002/18/2010 4:59:47 PM
Lisabosy$100.00$100.002/18/2010 8:38:24 PM
Trondheim_Norway$138.69$138.692/18/2010 8:45:30 PM
oldman68$25.00$25.002/18/2010 9:31:00 PM
elevated-finance$25.00$25.002/18/2010 5:59:32 PM
khamen$25.00$25.002/19/2010 1:40:25 AM
hidavehi$65.00$65.002/18/2010 6:19:10 PM
BOZO88$25.00$25.002/18/2010 6:26:50 PM
Lisabosy$100.00$100.002/19/2010 6:27:52 AM
rate-hickory$25.00$25.002/19/2010 7:37:52 AM
CARedBull$75.00$75.002/18/2010 10:27:40 PM
djmike805$27.95$27.952/19/2010 9:32:25 AM
krink1$34.21$34.212/19/2010 7:02:00 AM
OGS_Capital$25.00$25.002/19/2010 9:17:31 AM
Bidwinner08$48.28$48.282/19/2010 11:22:00 AM
katnmouse$25.00$25.002/19/2010 11:44:13 AM
LEBO$25.00$25.002/19/2010 10:28:14 AM
John_14_6$25.00$25.002/19/2010 12:33:22 PM
bouvierchamp$30.34$30.342/19/2010 12:50:53 PM
forthright-trade$25.00$25.002/19/2010 11:40:08 AM
leverage-burrito$50.00$50.002/19/2010 1:16:11 PM
mobius_titan$25.00$25.002/19/2010 11:41:43 AM
dynrep$25.00$25.002/19/2010 1:41:17 PM
Gromac$25.00$25.002/19/2010 2:30:49 PM
Digs$25.00$25.002/19/2010 12:36:35 PM
jrhinomo$40.00$40.002/19/2010 2:38:26 PM
wojo$25.00$25.002/19/2010 3:00:06 PM
thoughtful-community7$50.00$50.002/19/2010 3:03:17 PM
amlu1988$25.00$25.002/19/2010 1:17:11 PM
serene-capital$25.00$25.002/19/2010 3:11:19 PM
leverage-monger$45.00$45.002/19/2010 3:51:02 PM
FinanceEngine$50.00$50.002/19/2010 3:24:56 PM
heloswimmer$25.00$25.002/19/2010 3:30:02 PM
bomdel$25.00$25.002/19/2010 3:35:48 PM
189 bids
 
Borrower Payment Dependent Notes Series 446563
This series of Notes was issued and sold upon the funding of the borrower loan #40934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 14.04% Starting borrower rate/APR: 15.04% / 17.21% Starting monthly payment: $312.16
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $311.33
 
Auction yield range: 6.05% - 14.04% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2002 Debt/Income ratio: 9%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:6y 2m
Credit score: 760-779 (Feb-2010) Total credit lines: 4 Occupation: Engineer - Mechanic...
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ZETA3 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay for financial education
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I have a 19.50 salary an hour.I have 6 years with the ritz carlton company
i am a hvac mechanic.MY LOAN will be used to gain financial knowledge to invest in the maket (index market)less risk more profit.
futur contracts(emini market).the school is 21st century academy, http://www.21stcenturyacademy.com/
i have no liabilities. i plan to pay it in a year or 2 never 3.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: The seminar you're planning to attend with borrowed money is a scam. Please don't borrow money to give to that guy. - flashcow
A: yes ,i ve been looking other choices ,because i saw too many hidden fees. i will go with school of trade which is in america ,and provides me the same live training room. but i do not think is scam the aussie school.people only went to seminars none of the people i found really invest the money in the course. i will go with the james wave method. thank you anyways for your concern.i have a plan. i will succeed.trust me. (Feb-15-2010)
Q: what are your monthly income and expenses? - beakerfish
A: 3310 total gross. expenses only $880 rent, $ 64 transportation $240 food monthly. $90 utilities $24 internet that's all (Feb-17-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
xrycac$25.00$25.002/12/2010 4:04:30 PM
rhodylend$25.00$25.002/12/2010 4:04:50 PM
compassion-lotus5$25.00$25.002/12/2010 4:06:01 PM
cberthiaume$25.00$25.002/12/2010 4:04:35 PM
natural-greenback6$25.00$25.002/12/2010 4:20:43 PM
red-favorable-basis$25.00$25.002/12/2010 4:22:46 PM
supreme-hope$25.00$25.002/12/2010 4:22:54 PM
theprince$25.00$25.002/12/2010 4:24:04 PM
personal-lender$25.00$25.002/12/2010 4:25:08 PM
Speculator$50.00$50.002/12/2010 4:25:48 PM
Beverly_Hills_Lender$25.00$25.002/12/2010 4:13:28 PM
intrepid-transaction5$25.00$25.002/12/2010 4:26:06 PM
psztnrw$100.00$100.002/12/2010 4:26:16 PM
loan-warrior$25.00$25.002/12/2010 4:26:31 PM
integrity-doctor$50.00$50.002/12/2010 4:26:37 PM
bchen78875$25.00$25.002/12/2010 4:27:47 PM
bowdish1$100.00$100.002/12/2010 4:28:33 PM
anders94$25.00$25.002/12/2010 4:28:36 PM
jigsaw$100.00$100.002/12/2010 4:29:01 PM
Aimvest$25.00$25.002/12/2010 4:29:58 PM
money-maniac$50.00$50.002/12/2010 4:30:03 PM
radforj22$25.00$25.002/12/2010 4:21:59 PM
Cheburashka$25.00$25.002/12/2010 4:20:03 PM
anton$250.00$250.002/12/2010 4:23:36 PM
Rick7925$25.00$25.002/12/2010 4:24:01 PM
nourishing-interest0$25.00$25.002/12/2010 4:24:19 PM
bold-bright-currency$25.00$25.002/12/2010 4:24:43 PM
calm-deal7$25.00$25.002/12/2010 4:23:22 PM
benefit-squirrel$30.00$30.002/12/2010 4:24:59 PM
orange-courageous-dedication$30.00$30.002/12/2010 4:25:03 PM
lloyd_s$25.00$25.002/12/2010 4:25:21 PM
orgy63$25.00$25.002/12/2010 4:24:28 PM
rooosta$25.00$25.002/12/2010 4:25:31 PM
progressive-asset$100.00$100.002/12/2010 4:24:35 PM
kmr2$100.00$100.002/12/2010 4:25:51 PM
time4aloan$50.00$50.002/12/2010 4:25:28 PM
MM1207$25.00$25.002/12/2010 4:25:37 PM
hitsman$50.00$50.002/12/2010 4:27:25 PM
elevated-platinum5$50.00$50.002/12/2010 4:26:01 PM
dollar-birdie$25.00$25.002/12/2010 4:26:35 PM
kanakakm$25.00$25.002/12/2010 4:26:42 PM
jrbill1998$50.00$50.002/12/2010 4:26:44 PM
Carpetkid$25.00$25.002/12/2010 4:28:29 PM
cpaphoto$25.00$25.002/12/2010 4:28:40 PM
credit-kahuna$100.00$100.002/12/2010 4:27:16 PM
gulch$25.00$25.002/12/2010 4:27:52 PM
red-undaunted-kindness$100.00$100.002/12/2010 4:30:35 PM
Ranch88$25.00$25.002/12/2010 4:29:14 PM
top-commitment-champ$25.00$25.002/12/2010 4:30:38 PM
top-silver-american$25.00$25.002/12/2010 4:29:37 PM
boater01$50.00$50.002/12/2010 4:31:00 PM
best-deal-banker$25.00$25.002/12/2010 4:30:00 PM
community-broadcaster$25.00$25.002/12/2010 4:30:15 PM
Fiimg$50.00$50.002/12/2010 4:30:41 PM
best-phenomenal-treasure$25.00$25.002/12/2010 4:30:57 PM
Josta$50.00$12.732/12/2010 4:31:03 PM
durability-halibut$25.00$25.002/12/2010 4:33:57 PM
minista$25.00$25.002/12/2010 4:39:08 PM
Montgomery-Burns$25.00$25.002/13/2010 5:35:28 AM
liberty-grizzly$100.00$100.002/13/2010 8:30:38 AM
lendahope$300.00$300.002/13/2010 10:03:15 AM
sophisticated-ore$2,000.00$2,000.002/14/2010 9:44:09 AM
dollardave$35.00$35.002/14/2010 10:43:20 PM
anarchy1985$36.56$36.562/15/2010 1:31:06 PM
mikeandcat$50.00$50.002/16/2010 8:56:11 AM
miket71$100.00$100.002/17/2010 3:26:59 PM
kc8fot$25.00$25.002/17/2010 1:57:49 PM
worth-victor6$25.00$25.002/17/2010 4:39:25 PM
favorite-commerce$25.00$25.002/19/2010 9:09:22 AM
totoro$25.00$25.002/19/2010 10:15:59 AM
sparkmeister$25.00$25.002/19/2010 3:06:55 PM
the-silver-blaster$30.00$30.002/19/2010 3:56:43 PM
tallmon$25.00$25.002/12/2010 4:08:53 PM
skuba$25.00$25.002/12/2010 4:12:03 PM
marketplace-achievement$50.00$50.002/12/2010 4:13:20 PM
mason13a$25.00$25.002/12/2010 4:20:26 PM
leverage-holly$25.00$25.002/12/2010 4:06:08 PM
fund-virtuoso$25.00$25.002/12/2010 4:07:36 PM
aurorafinancial$50.00$50.002/12/2010 4:10:02 PM
unk1911$25.00$25.002/12/2010 4:11:30 PM
riproaringrapids$25.00$25.002/12/2010 4:11:36 PM
AF-Chief$27.00$27.002/12/2010 4:12:22 PM
Artist_Blue$25.00$25.002/12/2010 4:11:23 PM
cloud8$30.00$30.002/12/2010 4:16:07 PM
desertoasis$50.00$50.002/12/2010 4:13:36 PM
calilending$25.00$25.002/12/2010 4:14:15 PM
exchange-battalion$25.00$25.002/12/2010 4:14:35 PM
wayman$47.71$47.712/12/2010 4:27:21 PM
selector568$300.00$300.002/12/2010 4:15:37 PM
larrybird$100.00$100.002/12/2010 4:27:56 PM
The-CAPS-fan$30.00$30.002/12/2010 4:28:04 PM
Clambake$50.00$50.002/12/2010 4:28:08 PM
hyetech$35.00$35.002/12/2010 4:28:18 PM
reward-adventure$25.00$25.002/12/2010 4:28:27 PM
luckyldy$35.00$35.002/12/2010 4:28:45 PM
tntbuzz$25.00$25.002/12/2010 4:28:53 PM
BigBoy2008$25.00$25.002/12/2010 4:29:30 PM
zippy-interest$25.00$25.002/12/2010 4:29:52 PM
market-path$50.00$50.002/12/2010 4:29:55 PM
Syzygy$25.00$25.002/12/2010 4:20:59 PM
emelia$25.00$25.002/12/2010 4:30:06 PM
honorable-yield$50.00$50.002/12/2010 4:21:45 PM
kegs$100.00$100.002/12/2010 4:30:47 PM
flexible-value$26.00$26.002/12/2010 4:23:00 PM
principal-prodigy$25.00$25.002/12/2010 4:22:04 PM
wampum-reaction2$25.00$25.002/12/2010 4:24:24 PM
LiquidLender$25.00$25.002/12/2010 4:24:32 PM
friendly-worth3$25.00$25.002/12/2010 4:24:53 PM
peso-colonel$90.00$90.002/12/2010 4:23:50 PM
macjp123$25.00$25.002/12/2010 4:24:11 PM
value-pole$25.00$25.002/12/2010 4:25:25 PM
life-is-great$25.00$25.002/12/2010 4:24:39 PM
niskyfranchise$25.00$25.002/12/2010 4:24:47 PM
delicious-social132$25.00$25.002/12/2010 4:25:44 PM
Kaj$25.00$25.002/12/2010 4:25:16 PM
loan-master996$50.00$50.002/12/2010 4:26:25 PM
MrDavid$25.00$25.002/12/2010 4:26:39 PM
Cai8899$50.00$50.002/12/2010 4:25:58 PM
duty-monger$50.00$50.002/12/2010 4:27:27 PM
flopcat$25.00$25.002/12/2010 4:27:31 PM
impeccable-transparency$75.00$75.002/12/2010 4:26:03 PM
peerlender$30.00$30.002/12/2010 4:27:35 PM
GElender$50.00$50.002/12/2010 4:26:09 PM
trumpeter5$25.00$25.002/12/2010 4:27:39 PM
Prosp_Lender$50.00$50.002/12/2010 4:27:54 PM
upbeat-investment9$25.00$25.002/12/2010 4:26:46 PM
xstreamin$25.00$25.002/12/2010 4:28:13 PM
maldok1$25.00$25.002/12/2010 4:26:54 PM
paymentologist$25.00$25.002/12/2010 4:26:57 PM
punctual-power7$25.00$25.002/12/2010 4:27:02 PM
Pizza-man$50.00$50.002/12/2010 4:27:06 PM
bonafide-cash$50.00$50.002/12/2010 4:29:03 PM
zento$25.00$25.002/12/2010 4:39:30 PM
commerce-web5$25.00$25.002/12/2010 4:27:43 PM
commitment-forte6$25.00$25.002/12/2010 4:28:01 PM
tom48l$25.00$25.002/12/2010 4:28:22 PM
friendly-market5$25.00$25.002/12/2010 4:30:18 PM
currency-oak$25.00$25.002/12/2010 4:30:20 PM
helpinghand75$25.00$25.002/12/2010 4:30:26 PM
gjh37$25.00$25.002/12/2010 4:28:58 PM
PRGuyinVA$25.00$25.002/12/2010 4:30:32 PM
torion$25.00$25.002/12/2010 4:29:08 PM
invest0r$25.00$25.002/12/2010 4:29:24 PM
foxy-fund$50.00$50.002/12/2010 4:30:52 PM
Archchancellor$25.00$25.002/12/2010 4:29:43 PM
kaiger$25.00$25.002/12/2010 4:29:49 PM
asset-equilibrium0$25.00$25.002/12/2010 4:30:12 PM
Avala$50.00$50.002/12/2010 4:30:22 PM
iolaire$25.00$25.002/12/2010 4:38:05 PM
cashhelp$25.00$25.002/12/2010 4:41:55 PM
wwwUniversal$25.00$25.002/13/2010 6:00:53 AM
sincere-fund1$50.00$50.002/12/2010 9:56:05 PM
trent98375$25.00$25.002/13/2010 1:15:10 AM
thekingjara$25.00$25.002/13/2010 1:36:29 PM
kind-value-pouch$50.00$50.002/13/2010 7:25:18 AM
soccerchamp213$25.00$25.002/14/2010 4:44:33 PM
dollardave$100.00$100.002/15/2010 6:35:43 PM
markhmn$50.00$50.002/15/2010 9:26:20 PM
liberty-grizzly$100.00$100.002/16/2010 8:46:45 AM
F16Edwards$50.00$50.002/16/2010 11:03:27 PM
webfeet$25.00$25.002/17/2010 7:00:14 AM
bondhedger$25.00$25.002/17/2010 11:01:49 AM
Moneypenny6$25.00$25.002/18/2010 7:19:59 AM
Lisabosy$100.00$100.002/18/2010 11:03:23 AM
wonder3$25.00$25.002/18/2010 6:37:57 PM
Lender0307$25.00$25.002/18/2010 9:10:50 PM
jpme$25.00$25.002/19/2010 6:40:59 AM
impartial-deal$25.00$25.002/19/2010 7:40:25 AM
lucygirl2$50.00$50.002/19/2010 11:52:46 AM
Ven58$25.00$25.002/19/2010 1:11:34 PM
170 bids
 
Borrower Payment Dependent Notes Series 446621
This series of Notes was issued and sold upon the funding of the borrower loan #40935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-12-2010 
  Auction end date:  Feb-19-2010 
 
Starting lender yield: 10.39% Starting borrower rate/APR: 11.39% / 13.51% Starting monthly payment: $493.86
Final lender yield: 10.20% Final borrower rate/APR: 11.20% / 13.32% Final monthly payment: $492.50
 
Auction yield range: 4.05% - 10.39% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 79%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 15 / 14Length of status:2y 10m
Credit score: 780-799 (Feb-2010) Total credit lines: 33 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $23,292Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: alex0473 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest CC
Purpose of loan:
This loan will be used to pay off my high interest credit cards. I have already shredded my credit cards leaving only one with the least credit limit.

My financial situation:
I am a good candidate for this loan because I have good payment history. I have a stable salaried job. I have been with my current employer for almost three years now. My goal is to not pay high interest to the credit card companies.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
xrycac$25.00$25.002/12/2010 4:04:28 PM
rhodylend$25.00$25.002/12/2010 4:04:48 PM
fund-virtuoso$25.00$25.002/12/2010 4:07:38 PM
sharkm$27.40$27.402/12/2010 4:07:40 PM
lawman1991$25.00$25.002/12/2010 4:11:04 PM
Sang1963$25.00$25.002/12/2010 4:12:08 PM
coin-awakening$26.50$26.502/12/2010 4:13:56 PM
calilending$25.00$25.002/12/2010 4:14:12 PM
gold-disk$50.00$50.002/12/2010 4:14:42 PM
michael573114$25.00$25.002/12/2010 4:14:58 PM
cberthiaume$25.00$25.002/12/2010 4:04:33 PM
dollar-proton695$25.00$25.002/12/2010 4:04:57 PM
note-tent$25.00$25.002/12/2010 4:17:05 PM
compassion-lotus5$25.00$25.002/12/2010 4:05:58 PM
forthright-trade$25.00$25.002/12/2010 4:06:30 PM
Erogan5877$25.00$25.002/12/2010 4:07:20 PM
charming-dime$25.00$25.002/12/2010 4:20:07 PM
tallmon$25.00$25.002/12/2010 4:08:50 PM
twirl2$25.00$25.002/12/2010 4:09:36 PM
falcon88dp$25.00$25.002/12/2010 4:10:06 PM
auction-elvis$25.00$25.002/12/2010 4:10:38 PM
studious-listing8$25.00$25.002/12/2010 4:10:59 PM
calm-deal7$25.00$25.002/12/2010 4:23:20 PM
mpatrick$50.00$50.002/12/2010 4:12:13 PM
loanfairy$25.00$25.002/12/2010 4:23:54 PM
MarinLoans$50.00$50.002/12/2010 4:13:58 PM
LiquidLender$25.00$25.002/12/2010 4:24:31 PM
helping-out$25.00$25.002/12/2010 4:14:04 PM
progressive-asset$100.00$100.002/12/2010 4:24:34 PM
skuba$25.00$25.002/12/2010 4:12:05 PM
personal-lender$25.00$25.002/12/2010 4:25:12 PM
cash-merry-maker$25.00$25.002/12/2010 4:15:59 PM
marketplace-achievement$50.00$50.002/12/2010 4:13:17 PM
tsui517$25.00$25.002/12/2010 4:13:45 PM
ASR3$25.00$25.002/12/2010 4:13:54 PM
loan-master996$50.00$50.002/12/2010 4:26:23 PM
exchange-battalion$25.00$25.002/12/2010 4:14:33 PM
upbeat-investment9$25.00$25.002/12/2010 4:26:45 PM
neutrino6$25.00$25.002/12/2010 4:14:45 PM
peerlender$30.00$30.002/12/2010 4:27:34 PM
gulch$25.00$25.002/12/2010 4:27:50 PM
reward-adventure$25.00$25.002/12/2010 4:28:25 PM
Carpetkid$25.00$25.002/12/2010 4:28:30 PM
cpaphoto$25.00$25.002/12/2010 4:28:38 PM
luckyldy$35.00$35.002/12/2010 4:28:42 PM
jigsaw$100.00$100.002/12/2010 4:28:59 PM
djindepth$25.00$25.002/12/2010 4:29:05 PM
Ranch88$25.00$25.002/12/2010 4:29:12 PM
Cheburashka$25.00$25.002/12/2010 4:20:01 PM
investor7257$25.00$25.002/12/2010 4:29:17 PM
Katahdin$25.00$25.002/12/2010 4:29:19 PM
invest0r$25.00$25.002/12/2010 4:29:23 PM
mason13a$25.00$25.002/12/2010 4:20:27 PM
friendly-market5$25.00$25.002/12/2010 4:30:17 PM
PRGuyinVA$25.00$25.002/12/2010 4:30:30 PM
Fiimg$50.00$50.002/12/2010 4:30:40 PM
PatRichi$25.00$25.002/12/2010 4:31:22 PM
chairsitter$25.00$25.002/12/2010 4:22:41 PM
MM1207$25.00$25.002/12/2010 4:20:51 PM
iflyforfun$25.00$25.002/12/2010 4:32:07 PM
rock-turner$50.00$50.002/12/2010 4:21:49 PM
Lambo168$25.00$25.002/12/2010 4:32:29 PM
macjp123$25.00$25.002/12/2010 4:24:09 PM
GlobalVisionary$25.00$25.002/12/2010 4:32:48 PM
nourishing-interest0$25.00$25.002/12/2010 4:24:16 PM
stollcm$25.00$25.002/12/2010 4:33:05 PM
red-favorable-basis$25.00$25.002/12/2010 4:22:50 PM
13loans$25.00$25.002/12/2010 4:33:37 PM
market-banshee$25.00$25.002/12/2010 4:33:48 PM
reflective-cash0$100.00$100.002/12/2010 4:23:03 PM
HHP$25.00$25.002/12/2010 4:34:17 PM
orange-courageous-dedication$30.00$30.002/12/2010 4:25:02 PM
atmaan$25.00$25.002/12/2010 4:34:42 PM
niskyfranchise$25.00$25.002/12/2010 4:24:45 PM
delicious-social132$25.00$25.002/12/2010 4:25:43 PM
friendly-worth3$25.00$25.002/12/2010 4:24:51 PM
important-ore$50.00$50.002/12/2010 4:25:54 PM
impeccable-transparency$75.00$75.002/12/2010 4:26:02 PM
inventive-wealth2$25.00$25.002/12/2010 4:36:31 PM
intrepid-transaction5$25.00$25.002/12/2010 4:26:04 PM
helpinghand63$50.00$50.002/12/2010 4:36:33 PM
lloyd_s$25.00$25.002/12/2010 4:25:19 PM
Woodworker57$25.00$25.002/12/2010 4:36:44 PM
Montello$25.00$25.002/12/2010 4:36:46 PM
kanakakm$25.00$25.002/12/2010 4:26:41 PM
LALO79$25.00$25.002/12/2010 4:37:07 PM
felicity-synapse$25.00$25.002/12/2010 4:26:59 PM
ambmba$41.92$41.922/12/2010 4:37:09 PM
Speculator$50.00$50.002/12/2010 4:25:47 PM
credit-kahuna$100.00$100.002/12/2010 4:27:12 PM
sk8ndive$25.00$25.002/12/2010 4:37:23 PM
Cai8899$50.00$50.002/12/2010 4:25:59 PM
currency-agave$25.00$25.002/12/2010 4:37:30 PM
pujols8996$30.00$30.002/12/2010 4:37:40 PM
Prosp_Lender$50.00$50.002/12/2010 4:27:53 PM
klinebarger$25.00$25.002/12/2010 4:38:21 PM
E_G$30.00$30.002/12/2010 4:27:09 PM
gjh37$25.00$25.002/12/2010 4:28:57 PM
duty-monger$50.00$50.002/12/2010 4:27:28 PM
sequoiapacific$25.00$25.002/12/2010 4:39:31 PM
cspot$25.00$25.002/12/2010 4:29:20 PM
top-silver-american$25.00$25.002/12/2010 4:29:34 PM
one-midas$25.00$25.002/12/2010 4:29:53 PM
best-deal-banker$25.00$25.002/12/2010 4:29:59 PM
tom48l$25.00$25.002/12/2010 4:28:20 PM
community-broadcaster$25.00$25.002/12/2010 4:30:14 PM
treasure-bliss$35.00$35.002/12/2010 4:43:34 PM
kingston1$25.00$25.002/12/2010 4:44:00 PM
bigdogsafety1$25.00$25.002/12/2010 4:44:03 PM
tisgro$25.00$25.002/12/2010 4:29:04 PM
top-commitment-champ$25.00$25.002/12/2010 4:30:37 PM
seangw83$25.00$25.002/12/2010 4:29:18 PM
foxy-fund$50.00$50.002/12/2010 4:30:50 PM
peaceful-return2$25.00$25.002/12/2010 4:29:31 PM
boater01$50.00$50.002/12/2010 4:30:58 PM
30Sky$25.00$25.002/12/2010 4:29:39 PM
wampum-proton$25.00$25.002/12/2010 4:31:13 PM
zippy-interest$25.00$25.002/12/2010 4:29:51 PM
GreenNotes$36.00$36.002/12/2010 4:32:23 PM
Vegasjim$25.00$25.002/12/2010 4:32:36 PM
piter-to-la-investment$25.00$25.002/12/2010 4:32:51 PM
trustu$25.00$25.002/12/2010 4:32:55 PM
Josta$50.00$50.002/12/2010 4:31:04 PM
payout-point$30.07$30.072/12/2010 4:33:07 PM
rcc7$25.00$25.002/12/2010 4:33:21 PM
XC27$25.00$25.002/12/2010 4:33:26 PM
wdworld$100.00$100.002/12/2010 4:31:22 PM
apostle901$25.00$25.002/12/2010 4:33:52 PM
gracej$25.00$25.002/12/2010 4:32:43 PM
rudyindc$25.00$25.002/12/2010 4:34:09 PM
enb3$25.00$25.002/12/2010 6:45:36 PM
peso-mate$25.00$25.002/12/2010 4:33:27 PM
tmillerosu$25.00$25.002/12/2010 6:52:04 PM
bxdoc$250.00$250.002/12/2010 4:35:28 PM
Sylvrewynde$25.00$25.002/12/2010 4:34:36 PM
tenacious-nickel$25.00$25.002/12/2010 4:36:52 PM
goodcents$30.00$30.002/12/2010 7:31:08 PM
repayment-launcher$25.00$25.002/12/2010 4:36:57 PM
del30$25.00$25.002/12/2010 4:37:00 PM
DLock99$25.00$25.002/12/2010 4:37:16 PM
market-builder$25.00$25.002/12/2010 4:37:19 PM
kkress$50.00$50.002/12/2010 7:45:39 PM
blooming-dedication$50.00$50.002/12/2010 4:36:03 PM
museic1$50.00$50.002/12/2010 4:37:27 PM
THREE-POINTS-LENDING$25.00$25.002/12/2010 4:37:32 PM
reueljw$25.00$25.002/12/2010 4:37:51 PM
dospapalotes$25.00$25.002/12/2010 4:36:55 PM
Fortuno_per_commodo$25.00$25.002/12/2010 4:37:57 PM
cub510$25.00$25.002/12/2010 4:37:02 PM
cvfriend$25.00$25.002/12/2010 4:37:29 PM
inspiring-reward$50.00$50.002/12/2010 4:38:15 PM
momentous-velocity$25.00$25.002/12/2010 4:37:34 PM
balance6$25.00$25.002/12/2010 4:38:17 PM
auction-turbine4$25.00$25.002/12/2010 4:37:36 PM
snappy$27.97$27.972/12/2010 4:37:56 PM
blissful-note7$25.00$25.002/12/2010 8:37:25 PM
superfunder$25.00$25.002/12/2010 4:38:03 PM
forthright-dedication$50.00$50.002/12/2010 4:38:13 PM
intently$25.00$25.002/12/2010 4:38:23 PM
senorzookeeper$25.00$25.002/12/2010 4:38:36 PM
sugarhoof$25.00$25.002/12/2010 4:38:41 PM
silverloan$50.00$50.002/12/2010 4:39:19 PM
Financer$50.00$50.002/12/2010 4:43:40 PM
locash$25.00$25.002/12/2010 4:44:10 PM
iLoaner$25.00$25.002/12/2010 4:51:32 PM
rosario1$25.00$25.002/12/2010 4:44:06 PM
Opportunity4you$25.00$25.002/12/2010 4:44:12 PM
ocho$25.00$25.002/13/2010 5:16:51 AM
livingforjesus$25.00$25.002/12/2010 5:15:45 PM
fcukciti$25.00$25.002/13/2010 5:20:35 AM
Climbingcoby$25.00$25.002/13/2010 5:31:55 AM
LandE2BG$25.00$25.002/12/2010 5:16:54 PM
worthy-bid4$25.00$25.002/12/2010 5:08:36 PM
IncomeTemple$35.00$35.002/12/2010 5:15:46 PM
NutmegFilms$25.00$25.002/12/2010 5:16:06 PM
ciscoparrot$25.00$25.002/13/2010 8:30:29 AM
george_kaplan$25.00$25.002/12/2010 6:45:31 PM
glimmering-point$25.00$25.002/12/2010 7:25:31 PM
junctionking$25.00$25.002/12/2010 6:45:34 PM
Third-Eye$25.00$25.002/13/2010 9:21:54 AM
gciarami$25.00$25.002/12/2010 8:00:30 PM
rajdn$25.00$25.002/12/2010 8:05:59 PM
jakesworld$25.00$25.002/12/2010 10:15:28 PM
Luminous-P$25.00$25.002/12/2010 10:40:27 PM
rgrtanker$25.00$25.002/12/2010 10:55:28 PM
Hexamond$25.00$25.002/12/2010 11:06:30 PM
head$25.00$25.002/13/2010 2:26:07 AM
jcttjg$25.00$25.002/13/2010 3:55:38 AM
Ace_Gem$25.00$25.002/13/2010 5:31:58 AM
mid$25.00$25.002/13/2010 5:35:30 AM
kattghoti$25.00$25.002/13/2010 6:05:46 AM
virtuous-bill1$25.00$25.002/13/2010 6:11:15 AM
opmjdv$25.00$25.002/13/2010 6:35:53 AM
snoopey100$25.00$25.002/13/2010 7:35:29 AM
mpactlender$25.00$25.002/13/2010 8:11:03 AM
liberty-grizzly$100.00$100.002/13/2010 8:43:28 AM
gourd6$50.00$50.002/15/2010 1:25:52 PM
webfeet$25.00$25.002/17/2010 7:02:39 AM
lazyeye$25.00$25.002/17/2010 7:00:31 PM
drtxmac$25.00$25.002/18/2010 5:37:58 PM
oldman68$25.00$25.002/18/2010 9:33:45 PM
important-ore$50.00$50.002/18/2010 8:12:56 PM
wop310$100.00$100.002/19/2010 8:12:19 AM
blackwater98$29.46$29.462/19/2010 7:01:08 AM
Ven58$25.00$25.002/19/2010 1:12:49 PM
shellstar$45.00$45.002/19/2010 1:23:57 PM
jojo6686$25.00$25.002/19/2010 11:58:06 AM
benefit-flow$36.00$36.002/19/2010 12:08:16 PM
Chiss$30.00$30.002/19/2010 1:13:25 PM
next2$25.00$25.002/12/2010 4:10:29 PM
riproaringrapids$25.00$25.002/12/2010 4:11:33 PM
Dutchhunter$31.03$31.032/12/2010 4:13:13 PM
OCedHrt$25.00$25.002/12/2010 4:13:31 PM
jga516$25.00$25.002/12/2010 4:13:39 PM
cardan97$25.00$25.002/12/2010 4:13:59 PM
mikrolown$25.00$25.002/12/2010 4:15:57 PM
financial-frenzy$50.00$50.002/12/2010 4:16:56 PM
HamachiMan$25.00$25.002/12/2010 4:17:02 PM
leverage-holly$25.00$25.002/12/2010 4:06:05 PM
gallant-bazaar$25.00$25.002/12/2010 4:06:15 PM
financialsteward123$25.00$25.002/12/2010 4:20:35 PM
Xaja$25.00$25.002/12/2010 4:09:02 PM
dsfoundation$25.00$25.002/12/2010 4:21:04 PM
peso-colonel$25.00$25.002/12/2010 4:09:23 PM
HunterSix$25.00$25.002/12/2010 4:11:11 PM
unk1911$25.00$25.002/12/2010 4:11:32 PM
inspired-contract9$25.00$25.002/12/2010 4:23:25 PM
djc314$25.00$25.002/12/2010 4:09:37 PM
egw$25.00$25.002/12/2010 4:23:55 PM
theprince$25.00$25.002/12/2010 4:24:03 PM
LifeOfLearning$25.00$25.002/12/2010 4:10:32 PM
wampum-reaction2$25.00$25.002/12/2010 4:24:23 PM
desertoasis$50.00$50.002/12/2010 4:13:34 PM
orgy63$25.00$25.002/12/2010 4:24:27 PM
life-is-great$25.00$25.002/12/2010 4:24:37 PM
bold-bright-currency$25.00$25.002/12/2010 4:24:41 PM
AF-Chief$27.00$27.002/12/2010 4:12:19 PM
atwaterville$40.77$40.772/12/2010 4:14:59 PM
elevated-platinum5$50.00$50.002/12/2010 4:26:00 PM
fishintime$25.00$25.002/12/2010 4:13:32 PM
psztnrw$100.00$100.002/12/2010 4:26:13 PM
ChicagoBoyz$25.00$25.002/12/2010 4:13:57 PM
loan-warrior$25.00$25.002/12/2010 4:26:29 PM
jrbill1998$50.00$50.002/12/2010 4:26:42 PM
stanbalwight4$25.00$25.002/12/2010 4:14:37 PM
bchen78875$25.00$25.002/12/2010 4:27:49 PM
commitment-forte6$25.00$25.002/12/2010 4:28:00 PM
The-CAPS-fan$30.00$30.002/12/2010 4:28:03 PM
hyetech$35.00$35.002/12/2010 4:28:15 PM
bowdish1$100.00$100.002/12/2010 4:28:31 PM
natural-greenback6$25.00$25.002/12/2010 4:16:46 PM
tntbuzz$25.00$25.002/12/2010 4:28:51 PM
oaktown23$50.00$50.002/12/2010 4:16:59 PM
rlcot$25.00$25.002/12/2010 4:17:00 PM
bonafide-cash$50.00$50.002/12/2010 4:29:02 PM
BillW$25.00$25.002/12/2010 4:29:11 PM
ghinga$30.00$30.002/12/2010 4:19:59 PM
Maalot20$25.00$25.002/12/2010 4:29:19 PM
BigBoy2008$25.00$25.002/12/2010 4:29:28 PM
market-path$50.00$50.002/12/2010 4:29:54 PM
emelia$25.00$25.002/12/2010 4:30:05 PM
new-honorable-rate$25.00$25.002/12/2010 4:19:56 PM
BlindJoeDeath$25.00$25.002/12/2010 4:22:37 PM
aasx1108$25.00$25.002/12/2010 4:20:36 PM
hizzy$25.00$25.002/12/2010 4:31:59 PM
Syzygy$25.00$25.002/12/2010 4:21:03 PM
honorable-yield$50.00$50.002/12/2010 4:21:47 PM
supreme-benefit$25.00$25.002/12/2010 4:32:21 PM
Rick7925$25.00$25.002/12/2010 4:24:00 PM
YLlama$25.00$25.002/12/2010 4:32:25 PM
radforj22$25.00$25.002/12/2010 4:21:57 PM
Aaron_Oz$25.00$25.002/12/2010 4:33:04 PM
useful-p2ploan$50.00$50.002/12/2010 4:33:08 PM
plentiful-reward$50.00$50.002/12/2010 4:33:16 PM
charming-point$300.00$300.002/12/2010 4:33:31 PM
supreme-hope$25.00$25.002/12/2010 4:22:51 PM
flexible-value$26.00$26.002/12/2010 4:23:02 PM
benefit-squirrel$30.00$30.002/12/2010 4:24:57 PM
ddibernardo$25.00$25.002/12/2010 4:34:38 PM
anton$250.00$250.002/12/2010 4:23:40 PM
value-pole$25.00$25.002/12/2010 4:25:24 PM
capital-web7$25.00$25.002/12/2010 4:35:11 PM
cello1$25.00$25.002/12/2010 4:25:44 PM
kmr2$100.00$100.002/12/2010 4:25:50 PM
Gibbyland$75.00$75.002/12/2010 4:25:56 PM
omniviper$25.00$25.002/12/2010 4:36:25 PM
Kaj$25.00$25.002/12/2010 4:25:14 PM
capital_gains$25.00$25.002/12/2010 4:36:38 PM
billyisafob$25.00$25.002/12/2010 4:36:41 PM
dollar-birdie$25.00$25.002/12/2010 4:26:33 PM
time4aloan$50.00$50.002/12/2010 4:25:27 PM
industrious-dedication$25.00$25.002/12/2010 4:36:49 PM
tedsrfdude$25.00$25.002/12/2010 4:26:47 PM
wanna-help$25.00$25.002/12/2010 4:36:58 PM
rooosta$25.00$25.002/12/2010 4:25:30 PM
bill-expert$25.00$25.002/12/2010 4:26:49 PM
paymentologist$25.00$25.002/12/2010 4:26:56 PM
dunox$25.00$25.002/12/2010 4:37:08 PM
punctual-power7$25.00$25.002/12/2010 4:27:01 PM
KLVLOPZ64$25.00$25.002/12/2010 4:37:10 PM
Pizza-man$50.00$50.002/12/2010 4:27:05 PM
burgeoning-silver$25.00$25.002/12/2010 4:37:15 PM
NorthernFunds$25.00$25.002/12/2010 4:25:53 PM
flopcat$25.00$25.002/12/2010 4:27:29 PM
PocketAces$25.00$25.002/12/2010 4:37:24 PM
cash-queen$30.00$30.002/12/2010 4:37:28 PM
trumpeter5$25.00$25.002/12/2010 4:27:37 PM
credit-solstice$25.00$25.002/12/2010 4:37:35 PM
ms48105$25.00$25.002/12/2010 4:37:53 PM
integrity-doctor$50.00$50.002/12/2010 4:26:36 PM
larrybird$100.00$100.002/12/2010 4:27:57 PM
mtquan$25.00$25.002/12/2010 4:38:20 PM
Clambake$50.00$50.002/12/2010 4:28:09 PM
maldok1$25.00$25.002/12/2010 4:26:53 PM
hitsman$50.00$50.002/12/2010 4:27:23 PM
UOweMe$25.00$25.002/12/2010 4:29:00 PM
commerce-web5$25.00$25.002/12/2010 4:27:41 PM
Aimvest$25.00$25.002/12/2010 4:29:57 PM
money-maniac$50.00$50.002/12/2010 4:30:02 PM
xstreamin$25.00$25.002/12/2010 4:28:11 PM
asset-equilibrium0$25.00$25.002/12/2010 4:30:08 PM
anders94$25.00$25.002/12/2010 4:28:36 PM
newgroom422$25.00$25.002/12/2010 4:28:47 PM
Avala$50.00$50.002/12/2010 4:30:21 PM
danerman$50.00$50.002/12/2010 4:43:59 PM
Dr_M$25.00$25.002/12/2010 4:44:02 PM
red-undaunted-kindness$100.00$100.002/12/2010 4:30:34 PM
torion$25.00$25.002/12/2010 4:29:06 PM
harmonious-revenue7$25.00$25.002/12/2010 4:29:27 PM
best-phenomenal-treasure$25.00$25.002/12/2010 4:30:54 PM
bold-principal-thinker$25.00$25.002/12/2010 5:08:03 PM
Archchancellor$25.00$25.002/12/2010 4:29:41 PM
kaiger$25.00$25.002/12/2010 4:29:48 PM
br4444$25.00$25.002/12/2010 5:16:07 PM
currency-oak$25.00$25.002/12/2010 4:30:19 PM
saihu$25.00$25.002/12/2010 4:32:02 PM
kegs$100.00$100.002/12/2010 4:30:49 PM
hope-hickory$25.00$25.002/12/2010 4:32:59 PM
thumper64$35.00$35.002/12/2010 4:33:02 PM
SB-Funding$25.00$25.002/12/2010 4:31:05 PM
bdpres1$25.00$25.002/12/2010 4:31:08 PM
lowrate$25.00$25.002/12/2010 4:31:18 PM
taxman1971$25.00$25.002/12/2010 4:33:41 PM
silvip$25.00$25.002/12/2010 4:32:06 PM
coloradoloanman$25.00$25.002/12/2010 4:33:59 PM
Havana21$25.00$25.002/12/2010 4:32:37 PM
GoldenTrout$25.00$25.002/12/2010 4:33:14 PM
azarael$25.00$25.002/12/2010 4:34:52 PM
runner262$25.00$25.002/12/2010 6:51:51 PM
logical-benjamins$25.00$25.002/12/2010 7:00:51 PM
compassion-bauble4$25.00$25.002/12/2010 4:35:20 PM
suomynona$25.00$25.002/12/2010 4:35:53 PM
thomkozik$25.00$25.002/12/2010 4:35:07 PM
Cypher041$25.00$25.002/12/2010 4:36:29 PM
diplomatic-point4$100.00$100.002/12/2010 4:36:56 PM
Savings_EQ_Dignity$35.00$35.002/12/2010 4:36:58 PM
Dakota98$50.00$50.002/12/2010 4:35:32 PM
miked8303$25.00$25.002/12/2010 4:37:13 PM
gethsemane4$25.00$25.002/12/2010 4:37:21 PM
TennSquire$25.00$25.002/12/2010 4:37:29 PM
BumblingStunmbling$25.00$25.002/12/2010 4:37:33 PM
highcountry1$25.00$25.002/12/2010 4:36:28 PM
livingaloha$25.00$25.002/12/2010 4:37:42 PM
firsttouch1$170.26$170.262/12/2010 4:36:37 PM
peripatetic$25.00$25.002/12/2010 4:37:47 PM
arcangel72$25.00$25.002/12/2010 4:37:54 PM
tremendous-payment$25.00$25.002/12/2010 4:38:00 PM
movistar$25.00$25.002/12/2010 4:37:03 PM
credit-force5$25.00$25.002/12/2010 4:37:31 PM
steamboatgal$25.00$25.002/12/2010 4:37:35 PM
srilm$25.00$25.002/12/2010 4:38:01 PM
creative-gold$25.00$25.002/12/2010 4:38:52 PM
gavinfh$25.00$25.002/12/2010 4:38:56 PM
supreme-bonus0$25.00$25.002/12/2010 4:38:08 PM
Supernick$26.57$26.572/12/2010 4:38:14 PM
triumph329$35.00$35.002/12/2010 4:39:13 PM
Patter256$25.00$25.002/12/2010 9:15:36 PM
TeamRamRod$25.00$25.002/12/2010 4:38:24 PM
loans4u2$25.00$25.002/12/2010 4:39:36 PM
srosa29$25.00$25.002/12/2010 10:52:35 PM
ThisGuyIKnow$50.00$50.002/12/2010 11:31:32 PM
WindyKid$25.00$25.002/12/2010 4:44:04 PM
PaulW$25.00$25.002/12/2010 4:41:52 PM
trade-trumpet$25.00$25.002/13/2010 4:47:12 AM
andlifegoeson$25.00$25.002/12/2010 4:44:06 PM
mizon291$50.00$50.002/12/2010 4:44:08 PM
teller$25.00$25.002/12/2010 5:15:34 PM
IUnkn0wn$25.00$25.002/12/2010 4:50:50 PM
unrivaled-justice$25.00$25.002/12/2010 5:16:01 PM
teejay411$100.00$100.002/13/2010 6:00:33 AM
lounges$35.36$35.362/13/2010 6:20:33 AM
CAGE-Investments$100.00$100.002/12/2010 5:16:49 PM
GElender$27.55$27.552/13/2010 7:40:43 AM
orange-preeminant-bill$29.31$29.312/12/2010 6:45:33 PM
bigphish$25.00$25.002/13/2010 9:05:36 AM
Fuzkaska__F_u_n_d_s$25.00$25.002/12/2010 6:51:52 PM
Tapu22$50.00$24.772/13/2010 9:21:55 AM
callmebryan$25.00$25.002/12/2010 7:10:49 PM
social-comet224$50.00$50.002/12/2010 8:09:37 PM
Tom579$25.00$25.002/12/2010 9:00:29 PM
SnE$25.00$25.002/12/2010 10:00:32 PM
region123$43.95$43.952/12/2010 9:40:28 PM
Jdogg98$25.00$25.002/13/2010 5:10:33 AM
famous-bill$32.95$32.952/13/2010 5:16:38 AM
Unitas4302$50.00$50.002/13/2010 5:14:06 AM
nbruesch$25.00$25.002/13/2010 5:31:57 AM
cmark1$25.00$25.002/13/2010 6:36:24 AM
ozlem$100.00$100.002/13/2010 7:10:35 AM
Orringo$75.00$75.002/13/2010 8:20:30 AM
duty-sensai$25.00$25.002/13/2010 8:30:32 AM
Gelden1$25.00$25.002/13/2010 8:43:20 AM
dollardave$44.54$44.542/13/2010 5:05:36 PM
lazyeye$25.00$25.002/16/2010 7:18:33 AM
melodious-fairness$25.00$25.002/16/2010 10:16:09 AM
Sven79$200.00$200.002/16/2010 3:56:30 PM
JebkaClan$25.70$25.702/18/2010 12:59:51 PM
gjm6d$26.50$26.502/18/2010 2:37:20 PM
G-Love$100.00$100.002/18/2010 5:30:07 PM
sudeep104$25.00$25.002/18/2010 6:53:52 PM
mcabery$100.00$100.002/19/2010 1:15:56 AM
persistent-value3$62.62$62.622/19/2010 5:39:09 AM
credit-shower$25.00$25.002/18/2010 9:04:35 PM
goal-liberty9$100.00$100.002/19/2010 1:50:11 PM
liberty-equilibrium$29.80$29.802/19/2010 12:36:12 PM
shrewd-income$100.00$100.002/19/2010 2:48:16 PM
khamen$25.00$25.002/19/2010 1:20:37 PM
thoughtful-community7$25.00$25.002/19/2010 3:04:53 PM
True-Patriot$25.00$25.002/19/2010 3:12:07 PM
428 bids
 
Borrower Payment Dependent Notes Series 446705
This series of Notes was issued and sold upon the funding of the borrower loan #40946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-21-2010 
 
Starting lender yield: 15.04% Starting borrower rate/APR: 16.04% / 18.22% Starting monthly payment: $773.89
Final lender yield: 14.85% Final borrower rate/APR: 15.85% / 18.03% Final monthly payment: $771.83
 
Auction yield range: 6.05% - 15.04% Estimated loss impact: 5.25%  
Lender servicing fee: 1.00% Estimated return: 9.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1976 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 17Length of status:3y 6m
Credit score: 760-779 (Feb-2010) Total credit lines: 41 Occupation: Other
Now delinquent: 0 Revolving credit balance: $33,979Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: repayment-quest Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards that have recently gotten extremely high interest rates.

My financial situation:
I am a good candidate for this loan because I have always believe in paying my bills and am working towards being debt free in 5 yrs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lounges$25.00$25.002/16/2010 9:14:59 AM
takarlstad$25.00$25.002/16/2010 9:12:28 AM
MARWARISETH$25.00$25.002/16/2010 9:13:28 AM
unk1911$25.00$25.002/16/2010 9:23:24 AM
skuba$25.00$25.002/16/2010 9:23:43 AM
AF-Chief$28.00$28.002/16/2010 9:25:19 AM
desertoasis$25.00$25.002/16/2010 9:25:43 AM
FinDoc$25.00$25.002/16/2010 9:27:12 AM
xrycac$25.00$25.002/16/2010 9:32:34 AM
rpatusa$25.00$25.002/16/2010 9:34:01 AM
cberthiaume$25.00$25.002/16/2010 9:32:44 AM
compassion-lotus5$25.00$25.002/16/2010 9:33:00 AM
tallmon$25.00$25.002/16/2010 9:33:47 AM
cloud8$30.00$30.002/16/2010 9:35:36 AM
CallMeBen$25.00$25.002/16/2010 9:45:20 AM
Rick7925$25.00$25.002/16/2010 9:46:06 AM
wwwUniversal$25.00$25.002/16/2010 9:39:58 AM
nourishing-interest0$25.00$25.002/16/2010 9:46:45 AM
orgy63$25.00$25.002/16/2010 9:47:02 AM
radforj22$25.00$25.002/16/2010 9:41:42 AM
BlindJoeDeath$25.00$25.002/16/2010 9:42:50 AM
orange-courageous-dedication$30.00$30.002/16/2010 9:48:21 AM
red-favorable-basis$25.00$25.002/16/2010 9:43:13 AM
Kaj$25.00$25.002/16/2010 9:48:49 AM
value-pole$25.00$25.002/16/2010 9:49:26 AM
rooosta$25.00$25.002/16/2010 9:49:51 AM
elevated-platinum5$50.00$50.002/16/2010 9:51:10 AM
peso-colonel$90.00$90.002/16/2010 9:45:40 AM
theprince$25.00$25.002/16/2010 9:46:18 AM
upbeat-investment9$25.00$25.002/16/2010 9:52:29 AM
LiquidLender$25.00$25.002/16/2010 9:47:13 AM
macjp123$25.00$25.002/16/2010 9:46:36 AM
credit-kahuna$100.00$100.002/16/2010 9:53:33 AM
duty-monger$50.00$50.002/16/2010 9:53:56 AM
friendly-worth3$25.00$25.002/16/2010 9:47:57 AM
personal-lender$25.00$25.002/16/2010 9:48:39 AM
gulch$25.00$25.002/16/2010 9:54:48 AM
time4aloan$50.00$50.002/16/2010 9:49:40 AM
delicious-social132$25.00$25.002/16/2010 9:50:20 AM
kmr2$100.00$100.002/16/2010 9:50:43 AM
luckyldy$35.00$35.002/16/2010 9:57:07 AM
torion$25.00$25.002/16/2010 9:58:02 AM
hitsman$50.00$50.002/16/2010 9:53:44 AM
Maalot20$25.00$25.002/16/2010 9:58:34 AM
peerlender$30.00$30.002/16/2010 9:54:07 AM
Pizza-man$50.00$50.002/16/2010 9:53:20 AM
market-path$50.00$50.002/16/2010 9:59:46 AM
bchen78875$25.00$25.002/16/2010 9:54:41 AM
commitment-forte6$25.00$25.002/16/2010 9:55:27 AM
The-CAPS-fan$30.00$30.002/16/2010 9:55:31 AM
xstreamin$25.00$25.002/16/2010 9:55:53 AM
PRGuyinVA$25.00$25.002/16/2010 10:01:08 AM
reward-adventure$25.00$25.002/16/2010 9:56:23 AM
boater01$50.00$50.002/16/2010 10:02:00 AM
cspot$25.00$25.002/16/2010 9:58:45 AM
top-silver-american$25.00$25.002/16/2010 9:59:06 AM
Katahdin$25.00$25.002/16/2010 9:58:39 AM
invest0r$25.00$25.002/16/2010 9:58:47 AM
30Sky$25.00$25.002/16/2010 9:59:14 AM
money-maniac$50.00$50.002/16/2010 10:00:10 AM
emelia$25.00$25.002/16/2010 10:00:16 AM
top-commitment-champ$25.00$25.002/16/2010 10:01:26 AM
friendly-market5$25.00$25.002/16/2010 10:00:29 AM
SB-Funding$25.00$25.002/16/2010 10:02:15 AM
13loans$25.00$25.002/16/2010 10:07:21 AM
lowrate$25.00$25.002/16/2010 10:02:27 AM
inforapenny$25.00$25.002/16/2010 10:02:31 AM
compassion-bauble4$25.00$25.002/16/2010 10:09:22 AM
hizzy$25.00$25.002/16/2010 10:04:46 AM
balance6$25.00$25.002/16/2010 10:11:44 AM
creative-gold$25.00$25.002/16/2010 10:12:34 AM
Havana21$50.00$50.002/16/2010 10:06:24 AM
peso-mate$25.00$25.002/16/2010 10:06:59 AM
Financer$50.00$50.002/16/2010 10:13:40 AM
gracej$25.00$25.002/16/2010 10:06:30 AM
LifeOfLearning$25.00$25.002/16/2010 10:13:42 AM
WindyKid$25.00$25.002/16/2010 10:13:49 AM
plentiful-reward$50.00$50.002/16/2010 10:06:46 AM
Opportunity4you$25.00$25.002/16/2010 10:14:07 AM
taxman1971$25.00$25.002/16/2010 10:07:27 AM
apostle901$25.00$25.002/16/2010 10:07:44 AM
miked8303$25.00$25.002/16/2010 10:15:17 AM
atmaan$25.00$25.002/16/2010 10:08:34 AM
TeamRamRod$25.00$25.002/16/2010 10:15:58 AM
blissful-note7$25.00$25.002/16/2010 10:16:02 AM
Luminous-P$25.00$25.002/16/2010 10:16:43 AM
ocho$25.00$25.002/16/2010 10:17:15 AM
ASR3$25.00$25.002/16/2010 10:17:20 AM
industrious-dedication$25.00$25.002/16/2010 10:10:32 AM
credit-force5$25.00$25.002/16/2010 10:11:02 AM
BumblingStunmbling$25.00$25.002/16/2010 10:11:09 AM
GlobalVisionary$25.00$25.002/16/2010 10:18:12 AM
srilm$25.00$25.002/16/2010 10:11:19 AM
Orringo$75.00$75.002/16/2010 10:18:28 AM
forthright-dedication$50.00$50.002/16/2010 10:11:39 AM
klinebarger$25.00$25.002/16/2010 10:11:48 AM
intently$25.00$25.002/16/2010 10:11:59 AM
Gelden1$25.00$25.002/16/2010 10:18:40 AM
Pookie22$50.00$50.002/16/2010 10:19:02 AM
LeReve$250.00$250.002/16/2010 10:19:11 AM
senorzookeeper$25.00$25.002/16/2010 10:12:19 AM
murlirao2002$25.00$25.002/16/2010 10:19:14 AM
tremendous-payment$25.00$25.002/16/2010 10:19:22 AM
triumph329$35.00$35.002/16/2010 10:12:53 AM
entrelender$25.00$25.002/16/2010 10:20:04 AM
shawnw2$50.00$50.002/16/2010 10:13:01 AM
sequoiapacific$25.00$25.002/16/2010 10:13:20 AM
danerman$50.00$50.002/16/2010 10:13:43 AM
kingston1$25.00$25.002/16/2010 10:13:44 AM
iLoaner$25.00$25.002/16/2010 10:14:13 AM
andlifegoeson$25.00$25.002/16/2010 10:13:53 AM
mizon291$50.00$50.002/16/2010 10:13:59 AM
locash$25.00$25.002/16/2010 10:14:05 AM
unrivaled-justice$25.00$25.002/16/2010 10:14:26 AM
junctionking$25.00$25.002/16/2010 10:15:40 AM
jakesworld$25.00$25.002/16/2010 10:16:30 AM
first-upright-payout$25.00$25.002/16/2010 10:22:34 AM
income-fortress$50.00$50.002/16/2010 10:22:56 AM
lucrative-loan$50.00$50.002/16/2010 10:23:09 AM
brainy-p2p2$25.00$25.002/16/2010 10:23:33 AM
head$25.00$25.002/16/2010 10:17:02 AM
srosa29$25.00$25.002/16/2010 10:16:50 AM
cvfriend$25.00$25.002/16/2010 10:17:16 AM
azarael$25.00$25.002/16/2010 10:17:29 AM
Montello$25.00$25.002/16/2010 10:17:12 AM
PatriotKnight$25.00$25.002/16/2010 10:25:10 AM
Woodworker57$25.00$25.002/16/2010 10:18:05 AM
pragmatic-camaraderi$25.00$25.002/16/2010 10:32:50 AM
Vegasjim$25.00$25.002/16/2010 10:18:45 AM
coin-awakening$26.50$26.502/16/2010 10:18:53 AM
breadbroker$25.00$25.002/16/2010 10:34:14 AM
Bank42$50.00$50.002/16/2010 10:34:20 AM
ChicagoBoyz$25.00$25.002/16/2010 10:18:57 AM
platinum-sorcerer6$25.00$25.002/16/2010 10:19:05 AM
burrito6$25.00$25.002/16/2010 10:34:44 AM
Domgabriel$25.00$25.002/16/2010 10:19:48 AM
Acid$25.00$25.002/16/2010 10:19:55 AM
wanna-help$30.00$30.002/16/2010 10:36:20 AM
wayman$50.00$50.002/16/2010 10:19:52 AM
supreme-benefit$25.00$25.002/16/2010 10:36:36 AM
Reinadog9$25.00$25.002/16/2010 10:20:43 AM
sophisticated-ore$25.00$25.002/16/2010 10:38:51 AM
loan-warrior$25.00$25.002/16/2010 10:40:09 AM
CASHGIRL$40.00$40.002/16/2010 10:46:54 AM
new-smart-fund$50.00$50.002/16/2010 10:23:06 AM
teller$25.00$25.002/16/2010 10:56:17 AM
monstersdad$46.78$46.782/16/2010 11:01:59 AM
calilending$25.00$25.002/16/2010 11:02:14 AM
durability-halibut$25.00$25.002/16/2010 10:25:12 AM
J_Galt$25.00$25.002/16/2010 10:24:22 AM
bajeezus$25.00$25.002/16/2010 11:21:58 AM
kc8fot$25.00$25.002/16/2010 10:26:02 AM
oceanwind1950$25.00$25.002/16/2010 10:33:35 AM
anders94$25.00$25.002/16/2010 11:22:44 AM
rvtbike$50.00$50.002/16/2010 10:34:51 AM
capital-musician7$25.00$25.002/16/2010 10:33:12 AM
Headhunter14$25.00$25.002/16/2010 10:33:45 AM
bold-principal-thinker$25.00$25.002/16/2010 10:36:56 AM
ryan23$25.00$25.002/16/2010 10:34:46 AM
flopcat$25.00$25.002/16/2010 10:40:20 AM
IIP77$25.00$25.002/16/2010 10:35:19 AM
ebgb234$25.00$25.002/16/2010 10:35:31 AM
wdworld$28.51$28.512/16/2010 11:46:51 AM
UT-Longhorn$25.00$25.002/16/2010 10:35:43 AM
financial-frenzy$50.00$50.002/16/2010 10:36:32 AM
glimmering-point$25.00$25.002/16/2010 10:37:02 AM
the-money-gargantuan$25.00$25.002/16/2010 12:00:57 PM
janicewill$25.00$25.002/16/2010 10:38:03 AM
Syzygy$25.00$25.002/16/2010 10:39:47 AM
cognizant-rate732$50.00$50.002/16/2010 12:01:29 PM
kanakakm$25.00$25.002/16/2010 10:40:13 AM
djh47a$25.00$25.002/16/2010 12:01:59 PM
charming-dime$25.00$25.002/16/2010 12:07:32 PM
ms48105$25.00$25.002/16/2010 11:13:50 AM
Picopie$55.91$55.912/16/2010 10:55:57 AM
swoosh$25.00$25.002/16/2010 11:12:41 AM
tuneman1980$25.00$25.002/16/2010 11:46:30 AM
iflyforfun$25.00$25.002/16/2010 11:46:58 AM
bold-deal-bigwig$25.00$25.002/16/2010 11:30:35 AM
phaded$25.00$25.002/16/2010 11:45:35 AM
don8ter$25.00$25.002/16/2010 11:45:40 AM
wonderful-return5$25.00$25.002/16/2010 2:25:31 PM
green-glowing-gain$25.00$25.002/16/2010 12:01:31 PM
NDFIRTH$50.00$50.002/16/2010 2:47:38 PM
orderly-loot$25.00$25.002/16/2010 12:00:49 PM
aasx1108$25.00$25.002/16/2010 12:07:35 PM
jammo1$25.00$25.002/16/2010 12:01:01 PM
bonus-patriot$25.00$25.002/16/2010 12:01:10 PM
Dweeberkitty1$25.00$25.002/16/2010 12:01:12 PM
cash-boots$25.00$25.002/16/2010 12:01:19 PM
investor7257$25.00$25.002/16/2010 3:10:41 PM
worth-arch$25.00$25.002/16/2010 12:01:37 PM
payout-point$50.00$50.002/16/2010 12:01:42 PM
mizunoman$25.00$25.002/16/2010 12:08:25 PM
nalaari$25.00$25.002/16/2010 12:55:25 PM
cello1$25.00$25.002/16/2010 12:15:47 PM
affluence-promise$25.00$25.002/16/2010 2:00:32 PM
mikeandcat$25.00$25.002/16/2010 1:22:48 PM
Sven79$150.00$150.002/16/2010 3:53:28 PM
VAGweilo$50.00$50.002/16/2010 4:18:24 PM
techvet$25.00$25.002/16/2010 7:00:29 PM
kind-efficient-credit$25.00$25.002/16/2010 4:46:56 PM
bdruss$25.00$25.002/16/2010 7:25:35 PM
senorzookeeper$100.00$100.002/16/2010 9:09:40 PM
eliza11$50.00$50.002/16/2010 9:11:45 PM
allenerb$25.00$25.002/17/2010 4:55:45 AM
heavenly-justice9$50.00$50.002/17/2010 9:40:04 AM
Auburnmist$25.00$25.002/17/2010 8:20:35 AM
Dave0$25.00$25.002/17/2010 10:11:23 AM
pubnat$25.00$25.002/17/2010 10:30:32 AM
coolnatkat$25.00$25.002/17/2010 10:55:45 AM
lendinstuff$25.00$25.002/17/2010 10:55:48 AM
the-auction-firestarter$25.00$25.002/17/2010 10:57:48 AM
sclark$25.00$25.002/17/2010 11:00:48 AM
jhouman$25.00$25.002/17/2010 11:11:58 AM
shingu79$29.95$29.952/17/2010 10:22:21 AM
Xaja$25.00$25.002/17/2010 11:20:54 AM
djc314$25.00$25.002/17/2010 11:21:00 AM
commerce-voyager$25.00$25.002/17/2010 11:21:47 AM
riproaringrapids$25.00$25.002/17/2010 11:21:52 AM
cashfl0w$25.46$25.462/17/2010 11:27:07 AM
Marfloogan$25.00$25.002/17/2010 11:31:28 AM
cyberie21$37.05$37.052/17/2010 10:37:06 AM
flwah$25.00$25.002/17/2010 11:41:43 AM
stolan$25.00$25.002/17/2010 10:47:01 AM
gettingonyourfeet$25.00$25.002/17/2010 12:02:02 PM
alexstar$25.00$25.002/17/2010 10:56:02 AM
andyb9$25.00$25.002/17/2010 12:02:32 PM
PhalanxBulldog$25.00$25.002/17/2010 11:02:38 AM
psturm$25.00$25.002/17/2010 12:30:26 PM
twirl2$25.00$25.002/17/2010 11:20:59 AM
jga516$25.00$25.002/17/2010 12:43:35 PM
DaveG56313$25.00$25.002/17/2010 11:36:33 AM
Erogan5877$25.00$25.002/17/2010 1:00:50 PM
hanuman77$25.88$25.882/17/2010 11:41:17 AM
bmarch$50.00$50.002/17/2010 1:05:25 PM
jcholloway831$25.00$25.002/17/2010 11:51:25 AM
ccdmp2004$25.00$25.002/17/2010 11:53:19 AM
WSB-GROUP$50.00$50.002/17/2010 1:41:24 PM
new-honorable-rate$25.00$25.002/17/2010 1:42:09 PM
the-aggresive-principal$25.00$25.002/17/2010 1:42:32 PM
agreement-point$50.00$50.002/17/2010 10:26:28 AM
reflective-cash0$100.00$100.002/17/2010 1:44:03 PM
smallbizrule$25.00$25.002/17/2010 10:26:33 AM
runner262$25.00$25.002/17/2010 10:31:09 AM
pure-treasure7$25.00$25.002/17/2010 1:45:33 PM
EtaDuck$25.00$25.002/17/2010 10:36:27 AM
iceberg982362$25.00$25.002/17/2010 1:51:45 PM
fopaul13$25.00$25.002/17/2010 10:47:17 AM
mason13a$25.00$25.002/17/2010 2:25:39 PM
hrubinst$25.00$25.002/17/2010 12:56:11 PM
crazycool$25.00$25.002/17/2010 3:00:33 PM
marsciguy$25.00$25.002/17/2010 11:12:00 AM
steady-gain5$25.00$25.002/17/2010 11:12:23 AM
talang$25.00$25.002/17/2010 11:12:45 AM
o0Sparrow0o$25.00$25.002/17/2010 11:20:56 AM
TeamAmerica$25.00$25.002/17/2010 1:41:53 PM
randomwalk$25.00$25.002/17/2010 1:41:56 PM
next2$25.00$25.002/17/2010 1:42:12 PM
maschinenbau$25.00$25.002/17/2010 11:36:31 AM
ADIDASNO$25.00$25.002/17/2010 11:36:54 AM
noble-revenue$35.76$35.762/17/2010 2:00:31 PM
trustu$25.00$25.002/17/2010 2:00:39 PM
norcalsv$25.72$25.722/17/2010 11:40:50 AM
cpbreton$25.00$25.002/17/2010 12:02:10 PM
bill-expert$25.00$25.002/17/2010 2:35:46 PM
Phantom99$25.00$25.002/17/2010 12:03:20 PM
cash-vault$25.00$25.002/17/2010 12:10:33 PM
MO_Investor$25.00$25.002/17/2010 12:10:46 PM
fund-virtuoso$25.00$25.002/17/2010 12:11:11 PM
kindness-percolator5$25.00$25.002/17/2010 12:11:28 PM
djindepth$25.00$25.002/17/2010 3:35:32 PM
divemaster$25.00$25.002/17/2010 1:01:17 PM
bbrelo$25.00$25.002/17/2010 1:05:45 PM
TheBiggTree$25.00$25.002/17/2010 3:44:16 PM
jasmarc$25.00$25.002/17/2010 1:13:33 PM
PK_USMC$25.00$25.002/17/2010 1:41:47 PM
harddollars$25.00$25.002/17/2010 1:42:14 PM
diablo_ny$25.00$25.002/17/2010 1:52:22 PM
aurorafinancial$50.00$50.002/17/2010 5:45:31 PM
Ven58$25.00$25.002/17/2010 4:48:23 PM
geniusj$25.00$25.002/17/2010 6:05:28 PM
LenderByDay$25.00$25.002/18/2010 6:00:32 AM
money2k$25.00$25.002/17/2010 9:35:37 PM
wise-silver-wonder$45.92$45.922/17/2010 10:00:27 PM
malmoswed1$50.00$50.002/18/2010 9:25:42 AM
celkram$25.00$25.002/18/2010 9:31:01 AM
jibe-set$26.24$26.242/18/2010 10:20:30 AM
easylender$25.00$25.002/18/2010 10:18:31 AM
mcarm66$25.00$3.582/18/2010 10:22:21 AM
partyplan$30.00$30.002/18/2010 6:16:36 AM
note-sensation$25.00$25.002/18/2010 9:31:22 AM
bnlforever$25.00$25.002/18/2010 9:32:07 AM
codyrun$25.00$25.002/18/2010 10:18:18 AM
Helping-One-Another$50.00$50.002/18/2010 1:45:20 PM
credit-shower$50.00$50.002/18/2010 9:23:24 PM
jpme$25.00$25.002/19/2010 6:41:02 AM
Hephaistion$25.00$25.002/19/2010 4:16:32 AM
sharp-credit$400.00$400.002/19/2010 3:04:49 PM
theaterguy$25.00$25.002/19/2010 3:21:03 PM
momentous-coin$50.00$50.002/19/2010 11:40:58 PM
micloans$45.90$45.902/20/2010 6:16:22 AM
steady-dime$100.00$100.002/20/2010 1:08:59 PM
southIT$50.00$50.002/20/2010 3:29:44 PM
Rattlehead$50.00$50.002/16/2010 9:17:43 AM
fund-guild$50.00$50.002/16/2010 9:30:34 AM
leverage-holly$25.00$25.002/16/2010 9:33:13 AM
mdreiss$25.00$25.002/16/2010 9:35:07 AM
natural-greenback6$25.00$25.002/16/2010 9:40:31 AM
marketplace-achievement$50.00$50.002/16/2010 9:34:51 AM
supreme-hope$25.00$25.002/16/2010 9:43:20 AM
Supernick$25.00$25.002/16/2010 9:45:30 AM
Cheburashka$25.00$25.002/16/2010 9:39:52 AM
progressive-asset$100.00$100.002/16/2010 9:47:19 AM
life-is-great$25.00$25.002/16/2010 9:47:28 AM
flexible-value$26.00$26.002/16/2010 9:43:45 AM
inspired-contract9$25.00$25.002/16/2010 9:44:35 AM
calm-deal7$25.00$25.002/16/2010 9:44:17 AM
Cai8899$50.00$50.002/16/2010 9:50:53 AM
intrepid-transaction5$25.00$25.002/16/2010 9:51:39 AM
loan-master996$50.00$50.002/16/2010 9:51:53 AM
jrbill1998$50.00$50.002/16/2010 9:52:20 AM
wampum-reaction2$25.00$25.002/16/2010 9:46:55 AM
bold-bright-currency$25.00$25.002/16/2010 9:47:33 AM
benefit-squirrel$30.00$30.002/16/2010 9:48:16 AM
niskyfranchise$25.00$25.002/16/2010 9:47:47 AM
commerce-web5$25.00$25.002/16/2010 9:54:27 AM
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orangefob7$35.00$35.002/21/2010 4:43:42 PM
sharp-credit$1,012.07$1,012.072/21/2010 2:51:14 PM
633 bids
 
Borrower Payment Dependent Notes Series 446933
This series of Notes was issued and sold upon the funding of the borrower loan #40931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-16-2010 
  Auction end date:  Feb-22-2010 
 
Starting lender yield: 8.39% Starting borrower rate/APR: 9.39% / 11.49% Starting monthly payment: $95.94
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.05% - 8.39% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1993 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:4y 6m
Credit score: 740-759 (Jan-2010) Total credit lines: 11 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $2,940Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 24%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bradb1106 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Odds and Ends for New Home
My wife and I just purchased a new home and are looking to make some initial improvements. We have combined net income of $4900. Our total budgeted expenses for the month are $3800. We had more costs than anticipated when closing on the home, which is why we are turning to Prosper. We have no issue repaying this loan and will have it repayed within a year. Please feel free to ask any questions. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$25.00$25.002/16/2010 3:57:57 PM
AF-Chief$27.00$27.002/16/2010 3:58:51 PM
thedoctor$90.00$90.002/16/2010 3:59:46 PM
nourishing-interest0$25.00$25.002/16/2010 4:00:48 PM
progressive-asset$100.00$100.002/16/2010 4:00:59 PM
bold-bright-currency$25.00$25.002/16/2010 4:01:04 PM
personal-lender$25.00$25.002/16/2010 4:01:37 PM
lean-velocity$25.00$25.002/16/2010 3:58:00 PM
value-pole$25.00$25.002/16/2010 4:02:03 PM
marketplace-achievement$50.00$50.002/16/2010 3:58:58 PM
hitsman$50.00$50.002/16/2010 4:03:02 PM
egw$25.00$25.002/16/2010 4:00:31 PM
orgy63$25.00$25.002/16/2010 4:00:53 PM
dollar-birdie$30.00$30.002/16/2010 3:58:26 PM
delicious-social132$25.00$25.002/16/2010 4:02:23 PM
Cai8899$50.00$50.002/16/2010 4:02:31 PM
impeccable-transparency$75.00$75.002/16/2010 4:02:38 PM
MarcusOcean$25.00$25.002/16/2010 4:00:05 PM
Rick7925$25.00$25.002/16/2010 4:00:34 PM
theprince$25.00$25.002/16/2010 4:00:38 PM
macjp123$25.00$25.002/16/2010 4:00:44 PM
elevated-platinum5$50.00$50.002/16/2010 4:02:34 PM
loan-master996$50.00$50.002/16/2010 4:02:46 PM
jrbill1998$50.00$50.002/16/2010 4:02:48 PM
Pizza-man$50.00$50.002/16/2010 4:02:54 PM
bchen78875$25.00$25.002/16/2010 4:03:15 PM
xstreamin$25.00$25.002/16/2010 4:03:34 PM
dollardave$100.00$100.002/16/2010 9:31:34 PM
webfeet$25.00$25.002/19/2010 11:18:41 AM
copiosus$25.00$25.002/19/2010 2:52:19 PM
RandyL3$50.00$50.002/19/2010 5:20:41 PM
bkb7484$25.00$25.002/20/2010 4:17:21 AM
OzGuy609$25.00$25.002/20/2010 11:35:27 AM
marwadi-62$100.00$100.002/21/2010 5:18:21 PM
kenji4861$25.00$25.002/16/2010 3:57:59 PM
compassion-lotus5$25.00$25.002/16/2010 3:58:37 PM
radforj22$25.00$25.002/16/2010 3:59:35 PM
BlindJoeDeath$25.00$25.002/16/2010 3:59:49 PM
peso-colonel$90.00$90.002/16/2010 4:00:27 PM
3am-preacher$25.00$25.002/16/2010 3:57:39 PM
desertoasis$25.00$25.002/16/2010 3:58:07 PM
cberthiaume$25.00$25.002/16/2010 3:58:33 PM
DonaldColorado$25.00$25.002/16/2010 4:02:20 PM
leverage-holly$25.00$25.002/16/2010 3:58:43 PM
natural-greenback6$25.00$25.002/16/2010 3:59:30 PM
credit-kahuna$100.00$100.002/16/2010 4:02:58 PM
red-favorable-basis$25.00$25.002/16/2010 3:59:53 PM
The-CAPS-fan$30.00$30.002/16/2010 4:03:21 PM
Supernick$25.00$25.002/16/2010 4:00:24 PM
niskyfranchise$25.00$25.002/16/2010 4:01:10 PM
unk1911$25.00$25.002/16/2010 3:57:52 PM
rooosta$25.00$25.002/16/2010 4:02:17 PM
supreme-hope$25.00$25.002/16/2010 3:59:47 PM
flexible-value$31.00$31.002/16/2010 3:59:56 PM
calm-deal7$25.00$25.002/16/2010 4:00:09 PM
duty-monger$50.00$50.002/16/2010 4:03:06 PM
inspired-contract9$25.00$25.002/16/2010 4:00:14 PM
life-is-great$25.00$25.002/16/2010 4:00:18 PM
Clambake$50.00$50.002/16/2010 4:03:30 PM
friendly-worth3$25.00$25.002/16/2010 4:01:16 PM
Kaj$25.00$25.002/16/2010 4:01:44 PM
lloyd_s$25.00$25.002/16/2010 4:01:56 PM
time4aloan$50.00$50.002/16/2010 4:02:10 PM
Speculator$50.00$50.002/16/2010 4:02:27 PM
psztnrw$100.00$100.002/16/2010 4:02:42 PM
peerlender$30.00$30.002/16/2010 4:03:09 PM
hyetech$35.00$25.622/16/2010 4:03:40 PM
springpanda$25.00$25.002/17/2010 11:41:16 AM
hidavehi$65.00$65.002/17/2010 5:48:54 PM
Barky52$25.00$25.002/19/2010 8:32:41 AM
interstellar$50.00$50.002/19/2010 2:31:02 PM
TechieLender$38.22$38.222/19/2010 1:45:57 PM
McChan$100.00$100.002/19/2010 9:49:42 PM
PeacefulFlorida$30.00$30.002/19/2010 7:28:17 PM
Baeksta$63.16$63.162/20/2010 10:29:52 PM
PalmerTheEmbalmer$25.00$25.002/21/2010 7:45:28 PM
wwwUniversal$25.00$25.002/22/2010 9:58:25 AM
77 bids
 
Borrower Payment Dependent Notes Series 447009
This series of Notes was issued and sold upon the funding of the borrower loan #40944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-18-2010 
  Auction end date:  Feb-20-2010 
 
Starting lender yield: 26.39% Starting borrower rate/APR: 27.39% / 29.73% Starting monthly payment: $123.10
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.05% - 26.39% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1993 Debt/Income ratio: 34%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 12Length of status:1y 4m
Credit score: 640-659 (Feb-2010) Total credit lines: 32 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $6,373Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 57%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: robertob7 Borrower's state: Florida Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
600-619 (Jul-2008)
600-619 (Sep-2007)
620-639 (Mar-2007)
540-559 (Oct-2006)
 
Principal balance: $1,257.76 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Buying a second used car for wife
Purpose of loan:
This loan will be used to? purchase a used car for my wife.? She is a stay at home mom and needs a car to do errands while I am at work.

My financial situation:
I am a good candidate for this loan because? I already have a current loan with Prosper and have never missed a payment, my finances allow me to take on a second Prosper loan for $3,000 without impacting our current financial situation.

Monthly net income: $ 4,000 ????

Monthly expenses: $ 3,050
??Housing: $ 700
??Insurance: $ 100 ????
??Car expenses: $ 400
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 700
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
punctual-worth$25.00$25.002/18/2010 4:10:37 PM
social-conductor4$25.00$25.002/18/2010 4:10:55 PM
loan-gatherer$25.00$25.002/18/2010 4:10:58 PM
fund-virtuoso$25.00$25.002/18/2010 4:11:03 PM
treasure-bliss$35.24$35.242/18/2010 4:11:33 PM
joseapg$25.00$25.002/18/2010 4:10:28 PM
ingenious-deal6$25.00$25.002/18/2010 4:11:41 PM
Fuzkaska__F_u_n_d_s$25.00$25.002/18/2010 4:10:36 PM
elegant-loot$25.00$25.002/18/2010 4:11:53 PM
personal-lender$25.00$25.002/18/2010 4:11:59 PM
mathprof$25.00$25.002/18/2010 4:10:52 PM
CarDealer3070$30.00$30.002/18/2010 4:12:23 PM
jhouman$25.00$25.002/18/2010 4:11:06 PM
selfmademan$25.00$25.002/18/2010 4:11:12 PM
hizzy$25.00$25.002/18/2010 4:12:39 PM
famous-bill$25.00$25.002/18/2010 4:12:49 PM
elevated-platinum5$25.00$25.002/18/2010 4:12:08 PM
georgethesir$25.00$25.002/18/2010 4:12:29 PM
Interstate_Rate$250.00$250.002/18/2010 4:12:36 PM
investment-tempo$25.00$25.002/18/2010 4:12:45 PM
shawnw2$50.00$50.002/18/2010 4:14:00 PM
prudent-dinero$25.00$25.002/18/2010 4:10:23 PM
Kaj$25.00$25.002/18/2010 4:11:29 PM
yeti888$25.00$25.002/18/2010 4:11:32 PM
rlgnyc$100.00$100.002/18/2010 4:11:47 PM
AF_Trust$25.00$25.002/18/2010 4:12:09 PM
honorable-yield$35.00$35.002/18/2010 4:12:17 PM
loyalist1$25.00$25.002/18/2010 4:18:48 PM
aasx1108$25.00$25.002/18/2010 4:12:47 PM
Bob450$50.00$50.002/18/2010 5:43:16 PM
reflective-rupee$100.00$100.002/18/2010 6:44:03 PM
teltech$50.00$50.002/19/2010 7:44:31 AM
foothillender$25.00$25.002/19/2010 7:46:24 AM
order-brigade$25.00$25.002/19/2010 12:00:17 PM
heritage_loans$25.00$25.002/19/2010 1:50:19 PM
UCLA4life$25.00$25.002/19/2010 1:36:31 PM
jaesposito$25.00$25.002/19/2010 7:20:45 PM
wonder3$25.00$25.002/19/2010 7:37:27 PM
Laima$25.00$25.002/19/2010 6:11:06 PM
PhalanxBulldog$25.00$25.002/18/2010 4:10:54 PM
TheColoradoDon$25.00$25.002/18/2010 4:11:22 PM
AF-Chief$28.00$28.002/18/2010 4:11:35 PM
falcon88dp$25.00$25.002/18/2010 4:11:39 PM
kginatl$25.00$25.002/18/2010 4:10:41 PM
wise-extraordinary-loot$25.00$25.002/18/2010 4:11:56 PM
penny-surgeon$25.00$25.002/18/2010 4:10:45 PM
orange-courageous-dedication$30.00$30.002/18/2010 4:12:01 PM
Zolton$200.00$200.002/18/2010 4:12:05 PM
rooosta$25.00$25.002/18/2010 4:12:26 PM
Speculator$50.00$50.002/18/2010 4:12:32 PM
wwwUniversal$25.00$25.002/18/2010 4:12:41 PM
seisen$100.00$100.002/18/2010 4:11:30 PM
Cre8iveCash$25.00$16.762/18/2010 4:12:50 PM
desertoasis$25.00$25.002/18/2010 4:11:38 PM
asiaratt$100.00$100.002/18/2010 4:12:22 PM
gizzywump$25.00$25.002/18/2010 4:12:33 PM
apostle901$25.00$25.002/18/2010 4:12:37 PM
fortytwo$200.00$200.002/18/2010 4:14:55 PM
zjm411$25.00$25.002/18/2010 4:10:40 PM
oldmora$25.00$25.002/18/2010 4:11:31 PM
value-pole$25.00$25.002/18/2010 4:11:58 PM
blooming-dedication$50.00$50.002/18/2010 4:12:03 PM
impeccable-transparency$50.00$50.002/18/2010 4:12:07 PM
lloyd_s$25.00$25.002/18/2010 4:12:14 PM
radforj22$25.00$25.002/18/2010 4:12:20 PM
Purposeful$25.00$25.002/18/2010 4:12:27 PM
lucrative-deal5$25.00$25.002/18/2010 4:12:40 PM
trustu$25.00$25.002/18/2010 4:12:43 PM
mercuriant$25.00$25.002/18/2010 4:35:27 PM
srthsvghdthtr$25.00$25.002/18/2010 4:33:28 PM
eriqnoodle$25.00$25.002/18/2010 6:39:07 PM
cold1$25.00$25.002/18/2010 9:41:53 PM
vivacious-p2p3$25.00$25.002/19/2010 4:56:09 AM
champion08$25.00$25.002/19/2010 4:06:47 PM
zxsport30$25.00$25.002/19/2010 9:02:12 PM
unger$50.00$50.002/19/2010 7:14:41 PM
bondhedger$25.00$25.002/19/2010 9:45:30 PM
77 bids