Sales Report:Supplement No. 135 dated Feb 11, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 422986
This series of Notes was issued and sold upon the funding of the borrower loan #40813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Feb-02-2010 
  Auction end date:  Feb-09-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $75.43
Final lender yield: 11.00% Final borrower rate/APR: 12.00% / 14.13% Final monthly payment: $66.43
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.73%  
Lender servicing fee: 1.00% Estimated return: 4.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 21 / 16Length of status:3y 6m
Credit score: 660-679 (Feb-2010) Total credit lines: 40 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $33,897Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: pednatjr Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 28 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,700.00< mo. late: 0 ( 0% )  
660-679 (Sep-2008)
640-659 (May-2008)
640-659 (Feb-2008)
660-679 (Apr-2007)
 
Principal balance: $1,326.95 1+ mo. late: 0 ( 0% )
Total payments billed: 28  
Description
paying Big Bad Discover
Purpose of loan:
I would like to pay off my Discover card and I was hoping that I will get a better rate in Prosper rather than paying the 19.99% interest rate in Discover.

My financial situation:
I'm currently trying to pay down all my credit cards and Discover is the top of my list.

Monthly net income: $ 2300 per week, but I have a lot of debt including a mortage with HOA dues.? It was a newbie money mistake.

Monthly expenses: $
??Housing: $ 1400, including HOA dues
??Insurance: $ 130
??Car expenses: $ 345
??Utilities: $ 200
??Phone, cable, internet: $ 167
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ including Prosper loan, substancial
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, could you explain the 2 inquiries? Thanks - ustfu
A: One was for a Macy's card in order to get 15% off. I bought some cosmetics for my girlfriend. I paid the whole bill once it got to my door. The other is the Victoria's Secret Card ( no snickering please ), so I can get a ten dollars off any purchase. I didn't know that bras cost that much. Again, I have a zero balance on that card. (Feb-03-2010)
Q: Good luck with your listing. Do you anticipate any major financial event within the next year? This would include marriage, divorce, a change in employment status, declaring personal bankruptcy, etc. Thanks. - CaribbeanBanker
A: Thank you for your interest in my loan. I don't anticipate any of the items that you mentioned nor anything that I could think of. I'm actually reducing, further, my expenses to assure that I pay off the prosper loan that has the greater APR. (Feb-07-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MilitaryLending$50.00$50.002/7/2010 11:45:33 AM
primed$50.00$50.002/8/2010 4:24:37 PM
lender12345$25.00$25.002/8/2010 5:03:15 PM
martymaniaman$34.22$34.222/9/2010 6:16:27 AM
smalltown_mn$25.00$25.002/9/2010 10:01:35 AM
Aberdeen$233.99$233.992/9/2010 11:08:05 AM
dpries123$25.00$25.002/9/2010 10:08:03 AM
ferengi_finance$26.21$26.212/9/2010 11:38:45 AM
ghinga$25.00$25.002/9/2010 10:50:43 AM
Ven58$25.00$25.002/9/2010 12:15:34 PM
qkinger$50.00$50.002/9/2010 12:43:37 PM
PeterPsych$232.00$232.002/9/2010 12:00:20 PM
toxicbutterfly$25.00$25.002/9/2010 2:46:58 PM
grafton$200.00$200.002/9/2010 2:45:32 PM
worthy-bid4$50.00$50.002/9/2010 2:20:15 PM
PayingItForwardPlease$50.91$50.912/9/2010 3:08:45 PM
lender12345$25.00$25.002/9/2010 3:43:25 PM
good4loan$25.00$25.002/9/2010 3:01:26 PM
slxvq$30.97$30.972/9/2010 3:18:56 PM
ore-dojo$50.00$50.002/9/2010 3:52:37 PM
wild-orange$25.00$25.002/9/2010 11:44:33 AM
ustfu$45.00$45.002/8/2010 3:09:44 PM
nashibaksi$25.00$25.002/8/2010 5:57:00 PM
dhallii$35.00$35.002/8/2010 4:43:48 PM
Firestalker$25.04$25.042/9/2010 10:03:32 AM
ronin4sale$25.00$25.002/9/2010 7:51:47 AM
FinanceEngine$25.00$25.002/9/2010 8:36:20 AM
beachliving29$40.52$40.522/9/2010 11:03:52 AM
jtoms101$27.41$27.412/9/2010 11:35:56 AM
payontime1$50.00$50.002/9/2010 12:08:10 PM
gary500$25.00$25.002/9/2010 11:15:18 AM
SuperInvestor82$25.00$25.002/9/2010 11:11:21 AM
shrewd-income$50.00$50.002/9/2010 12:56:09 PM
mhotchan$200.00$32.732/9/2010 3:10:42 PM
dorypro$25.00$25.002/9/2010 1:52:29 PM
Lambo168$100.00$100.002/9/2010 2:51:43 PM
wwwUniversal$25.00$25.002/9/2010 3:52:26 PM
Spinnaker$50.00$50.002/9/2010 2:58:08 PM
Engineer44$25.00$25.002/9/2010 3:56:30 PM
DackoDenk$25.00$25.002/9/2010 2:40:33 PM
GreenNotes$36.00$36.002/9/2010 3:35:41 PM
41 bids
 
Borrower Payment Dependent Notes Series 443610
This series of Notes was issued and sold upon the funding of the borrower loan #40826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-27-2010 
  Auction end date:  Feb-03-2010 
 
Starting lender yield: 7.41% Starting borrower rate/APR: 8.41% / 11.94% Starting monthly payment: $31.53
Final lender yield: 6.95% Final borrower rate/APR: 7.95% / 11.47% Final monthly payment: $31.31
 
Auction yield range: 4.06% - 7.41% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 4.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1995 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 6Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 14 / 14Length of status:8y 10m
Credit score: 700-719 (Jan-2010) Total credit lines: 34 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $83,071Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 35%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Goddess-4-one Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter going off to college
Purpose of loan:
This loan will be used to??
help my daughter set up?housing for college.?
My financial situation:
I am a good candidate for this loan because?
I have a very secure?career working for the government. Ihave also been working at a Dr.'s clinic?part-time?for the past?two years.
Monthly net income: $
2,200
Monthly expenses: $
??Housing: $ 800????????
??Insurance: $ included in housing expense
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $?100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Mav26$134.62$134.621/28/2010 11:27:58 AM
kanyonkat$25.00$25.001/28/2010 8:47:30 PM
icecoldcash$25.00$25.002/1/2010 9:21:43 PM
RandyL3$35.00$35.002/2/2010 5:20:31 PM
Toony$25.00$25.002/2/2010 7:54:29 PM
wild-orange$25.00$25.002/3/2010 9:31:55 AM
jybank$25.00$4.432/3/2010 11:21:52 AM
reward-dynamo$25.00$25.002/3/2010 10:45:18 AM
martymaniaman$25.00$25.002/3/2010 6:06:10 AM
Doogles02$25.00$25.002/3/2010 3:08:24 PM
PalmerTheEmbalmer$25.00$25.002/3/2010 3:17:20 PM
Boinky00$46.25$46.252/3/2010 11:18:18 AM
piano55$27.17$27.172/3/2010 3:02:34 PM
MacAtk$62.68$62.682/3/2010 3:20:32 PM
methodical-loot$25.00$25.001/29/2010 6:25:19 PM
ToweringDan$50.00$50.002/1/2010 11:51:42 PM
Exibility-Inc$25.00$25.002/2/2010 10:43:45 AM
trade-guru938$75.00$75.002/1/2010 9:45:52 PM
blissful-note7$25.00$25.002/3/2010 1:58:22 AM
leverage-burrito$25.00$25.002/3/2010 8:58:19 AM
bentonlending$50.00$50.002/3/2010 9:52:52 AM
PeacefulFlorida$25.00$25.002/3/2010 10:14:32 AM
Snoopylover$25.00$25.002/3/2010 10:10:57 AM
bondhedger$25.00$25.002/3/2010 11:57:35 AM
worthy-bid4$25.00$25.002/3/2010 3:12:33 PM
otalon$25.00$25.002/3/2010 2:53:16 PM
REITRUST$25.00$25.002/3/2010 11:44:18 AM
loosd$39.85$39.852/3/2010 12:02:00 PM
maximizer$25.00$25.002/3/2010 12:27:09 PM
29 bids
 
Borrower Payment Dependent Notes Series 444180
This series of Notes was issued and sold upon the funding of the borrower loan #40803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-26-2010 
  Auction end date:  Feb-02-2010 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 30.35% Starting monthly payment: $86.86
Final lender yield: 17.50% Final borrower rate/APR: 18.50% / 20.72% Final monthly payment: $76.45
 
Auction yield range: 8.06% - 27.00% Estimated loss impact: 6.90%  
Lender servicing fee: 1.00% Estimated return: 10.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1995 Debt/Income ratio: 31%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 8 / 8Length of status:7y 3m
Credit score: 660-679 (Jan-2010) Total credit lines: 22 Occupation: Retail Management
Now delinquent: 1 Revolving credit balance: $10,115Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 64%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: aedon44 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< mo. late: 0 ( 0% )  
640-659 (Feb-2008)
 
Principal balance: $1,518.42 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
inventory
Purpose of loan:
This loan will be used to?purchase inventory for account closing in January. ????

My financial situation:
I am a good candidate for this loan because?Hi, I guess the the third time is a charm.? This is the 3rd time I have applied, the second time I got 100% funded again but Evan at Prosper said the Time Warner Cable didn't verify my address I have since called and got everything straight, I apologize for any inconvenience I may have caused. I have been a business owner in the water treatment industry for 8 successful years.? This is not a business I'm going to "try." I originally applied for 4k because I was also opening a sub-office as well as needing to buy inventory.? I withdrew the 4kl listing because I dipped into my own working capital to open my sub-office.? I was already approved a week ago for 2k from prosper but I made a huge mistake and applied under another email account.? So Evan called and asked me to apply again under my existing account, I meant no malicious intent. ? I'm closing a large commercial account in mid January so I need to purchase inventory.? I have a current line of credit with my supplier but it's just not quite enough. I have a loan with prosper and there has never been an issue with them getting a payment. Lastly, my lovely wife is a successful chiropractor, so my monthly bills are not all supported by me, both she and I take care of that.? I thank all of you in advance for your consideration.

Monthly net income: $ 4500.00

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 247
??Car expenses: $ 418
??Utilities: $ 175
??Phone, cable, internet: $ 90
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 225
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the one delinquent account that is listed as 'now'? - dukeiyer
A: Hi, that I think was my credit card, unfortunately it was a mail issue not getting there on time. Although it's my fault, I should have made sure it went out a little earlier. (Jan-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$25.00$25.001/26/2010 4:35:18 PM
jsnryn$25.00$25.001/27/2010 9:27:54 PM
Syzygy$25.00$25.001/28/2010 3:52:49 PM
twjh$25.00$25.001/28/2010 2:19:33 PM
Sang1963$50.00$50.001/28/2010 5:46:42 PM
BlueProteus$25.00$25.001/29/2010 3:50:16 PM
Johnab$51.00$51.001/29/2010 7:10:09 PM
Sang1963$25.00$25.001/29/2010 9:26:43 PM
khamlagirl$25.00$25.001/29/2010 8:15:14 PM
worthy-bid4$50.00$50.001/30/2010 10:07:50 AM
Your_Bank$25.00$25.002/1/2010 5:05:00 PM
motivator72$25.00$25.002/1/2010 5:16:23 PM
Isotope$25.00$25.002/1/2010 6:56:49 PM
ThisGuyIKnow$50.00$50.002/1/2010 9:53:00 PM
ThisGuyIKnow$50.00$50.002/1/2010 6:09:58 PM
jcw3rd$25.00$25.002/1/2010 6:24:21 PM
drjekyllus$25.00$25.002/2/2010 7:01:40 AM
nalaari$50.00$50.002/2/2010 7:03:05 AM
The-CAPS-fan$40.00$40.002/2/2010 8:55:56 AM
friendinmoney$25.00$25.002/2/2010 9:52:56 AM
gjm6d$31.00$31.002/2/2010 11:07:31 AM
engbusres$34.00$34.002/2/2010 11:11:20 AM
SkinnyFish$25.00$25.002/2/2010 5:50:26 AM
ROYFU$50.00$50.002/2/2010 7:42:30 AM
credit-coach118$25.00$25.002/2/2010 8:21:57 AM
PotBellyPete$100.00$100.002/2/2010 8:29:16 AM
moonshadow10$50.00$50.002/2/2010 9:17:21 AM
isfahanian$25.00$25.002/2/2010 9:51:52 AM
b0b$25.00$25.002/2/2010 9:54:49 AM
Aberdeen$300.00$300.001/27/2010 12:22:58 PM
afterhours$25.00$25.001/29/2010 7:43:57 PM
jhjoe$25.00$25.001/30/2010 5:07:39 AM
04ralliart$50.00$50.001/31/2010 8:26:00 PM
Nemo2001$25.00$25.001/31/2010 10:05:35 PM
ThisGuyIKnow$50.00$50.002/1/2010 6:09:42 PM
People-for-people$45.00$45.002/1/2010 6:14:07 PM
ThisGuyIKnow$200.00$36.942/1/2010 6:10:57 PM
icecoldcash$50.00$50.002/1/2010 8:51:31 PM
IIP77$25.00$25.002/1/2010 9:24:55 PM
wild-orange$25.00$25.002/1/2010 9:49:24 PM
medman$87.06$87.062/2/2010 7:37:40 AM
medkoder$25.00$25.002/1/2010 7:42:32 PM
leverage-burrito$25.00$25.002/2/2010 9:52:48 AM
maximizer$25.00$25.002/2/2010 9:53:35 AM
gothampark$25.00$25.002/1/2010 8:53:33 PM
johngotti$50.00$50.002/2/2010 10:46:59 AM
MrPie$25.00$25.002/2/2010 10:53:52 AM
dcm6276$25.00$25.002/2/2010 11:20:28 AM
Bob450$50.00$50.002/2/2010 11:23:07 AM
changger$50.00$50.002/2/2010 11:29:17 AM
amor1962$25.00$25.002/2/2010 10:30:16 AM
51 bids
 
Borrower Payment Dependent Notes Series 444218
This series of Notes was issued and sold upon the funding of the borrower loan #40800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jan-26-2010 
  Auction end date:  Feb-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 35.05% Final monthly payment: $43.00
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 26.76%  
Lender servicing fee: 1.00% Estimated return: 3.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1969 Debt/Income ratio: 5%
Basic (1-10): 2 Inquiries last 6m: 10Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 2 / 2Length of status:2y 8m
Credit score: 660-679 (Jan-2010) Total credit lines: 12 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $386Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 128%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: dough-museum Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new carpet
Purpose of loan:
This loan will be used to? install? new? carpet

My financial situation:
I am a good candidate for this loan because?i? am? a hard? working? guy? with? a? low? debt? load?

Monthly net income: $ 2800.??????
Monthly expenses: $ 2200.00.oo??Housing: $ 550.0
??Insurance: $ 50.00????
??Car expenses: $ 60.00????
??Utilities: $ 125.00????
??Phone, cable, internet: $ 126.00????
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your expenses are $911 per month. Couldn't you save the money you need in 1 months time? - nilonc1
A: yes but i am also helping my mother with her medical expenses (Jan-28-2010)
Q: What do you do as a skilled labor? Please specify. What specific medical expenses are being incurred for your mother? - good4loan
A: i am a diesel tech repairing garbage trucks for escambia county. mother is diabetic, high blood pressure, and kidney dialysis, helping them with all expenses, day to day and paying their transportation expenses (Feb-02-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.001/26/2010 4:09:02 PM
DasMula$25.00$25.002/1/2010 5:42:25 PM
psztnrw$29.90$29.902/1/2010 7:30:20 PM
mamadou82m$38.53$38.532/2/2010 6:44:24 AM
finance-solo$50.00$50.002/2/2010 7:22:55 AM
icecoldcash$25.00$25.002/1/2010 9:17:46 PM
wild-orange$25.00$25.002/1/2010 9:53:43 PM
payout-igniter$50.00$50.002/2/2010 12:03:55 PM
pietro_torna_indietro$25.00$25.002/2/2010 11:30:43 AM
MrMoneyBags$25.00$25.002/2/2010 1:34:32 PM
himistu22$28.33$28.332/2/2010 2:40:53 PM
MrPie$25.00$25.002/2/2010 9:06:10 AM
DasMula$50.00$46.112/2/2010 2:45:09 PM
nilonc1$100.00$100.002/2/2010 3:50:01 PM
cunning-bill$25.00$25.002/2/2010 3:52:23 PM
Ray3486$25.00$25.002/2/2010 2:02:08 PM
ultimate-peace$120.00$120.002/2/2010 3:39:29 PM
the-profit-oracle$25.00$25.002/1/2010 8:43:23 PM
Tono$25.00$25.002/1/2010 9:17:57 PM
SolarMoonshine$25.00$25.002/1/2010 5:30:22 PM
realtormoises$25.00$25.002/2/2010 9:48:20 AM
quiggles$25.00$25.002/2/2010 12:53:32 PM
I_want_to_help_you$25.00$25.002/2/2010 2:10:51 PM
worthy-bid4$25.00$25.002/2/2010 9:14:58 AM
Land_on_your_feet$25.00$25.002/2/2010 3:04:29 PM
turbostar666$30.00$30.002/2/2010 3:10:58 PM
relentless-gain3$25.00$25.002/2/2010 3:53:02 PM
kevlar$28.12$28.122/2/2010 11:05:59 AM
Leshan$29.01$29.012/2/2010 12:09:40 PM
29 bids
 
Borrower Payment Dependent Notes Series 444458
This series of Notes was issued and sold upon the funding of the borrower loan #40819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-27-2010 
  Auction end date:  Feb-03-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 31.36% Starting monthly payment: $41.04
Final lender yield: 18.50% Final borrower rate/APR: 19.50% / 23.27% Final monthly payment: $36.91
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.44%  
Lender servicing fee: 1.00% Estimated return: 8.06%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2001 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 13 / 11Length of status:0y 5m
Credit score: 660-679 (Jan-2010) Total credit lines: 28 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $9,955Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 101%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: funds-javelin Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Property Tax
Purpose of loan:
I actually only need $800 to pay my personal property tax.? So will promptly pay back $200.00 as soon as i get the loan.? Just waiting on bonus from work which should be quick. Just don't want another late charge.

My financial situation:
I make good money and am able to pay all bills on time.? Can't put my wife on anything because she had identity stolen and we are stilling working on getting that back.?

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 200
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
circustab$50.00$50.002/1/2010 7:55:22 AM
coyone$57.46$57.462/2/2010 4:22:17 PM
good4loan$25.00$25.002/2/2010 4:41:46 PM
yield-watcher8$25.00$25.002/2/2010 6:29:15 PM
bluebouyz$47.00$47.002/2/2010 7:58:57 PM
bonus-quark4$25.00$25.002/3/2010 11:35:52 AM
RainMakers$25.00$25.002/3/2010 12:24:00 PM
toxicbutterfly$25.00$25.002/3/2010 1:21:55 PM
hillerod$25.00$25.002/3/2010 1:47:45 PM
ghinga$25.00$25.002/3/2010 2:27:17 PM
wild-orange$25.00$25.002/3/2010 9:34:02 AM
ColoradoLender82$25.00$25.002/3/2010 3:39:35 PM
nilonc1$75.00$75.002/3/2010 3:45:04 PM
PalmerTheEmbalmer$25.00$25.002/3/2010 3:15:34 PM
DasMula$25.00$25.002/3/2010 3:35:04 PM
b0b$25.00$25.002/3/2010 3:43:21 PM
ultimate-peace$360.00$55.542/3/2010 3:54:36 PM
Engineer44$25.00$25.002/3/2010 3:58:02 PM
worthy-bid4$25.00$25.002/3/2010 1:45:19 PM
worthy-bid4$25.00$25.001/29/2010 3:36:25 PM
asya$30.00$30.002/3/2010 9:30:03 AM
sknop64$35.00$35.002/2/2010 4:56:22 PM
fairness-atmosphere$25.00$25.002/3/2010 11:28:31 AM
icecoldcash$25.00$25.002/3/2010 10:50:14 AM
fairness-atmosphere$25.00$25.002/3/2010 11:27:27 AM
PeterPsych$50.00$50.002/3/2010 12:34:07 PM
piter-to-la-investment$25.00$25.002/3/2010 1:16:11 PM
ore-dojo$50.00$50.002/3/2010 3:47:42 PM
patriot384$50.00$50.002/3/2010 3:56:44 PM
icecoldcash$25.00$25.002/3/2010 10:50:45 AM
30 bids
 
Borrower Payment Dependent Notes Series 444494
This series of Notes was issued and sold upon the funding of the borrower loan #40806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-28-2010 
  Auction end date:  Feb-04-2010 
 
Starting lender yield: 24.03% Starting borrower rate/APR: 25.03% / 27.34% Starting monthly payment: $99.44
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.21% Final monthly payment: $90.38
 
Auction yield range: 8.06% - 24.03% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1999 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 8 / 8Length of status:6y 6m
Credit score: 680-699 (Jan-2010) Total credit lines: 23 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $31,960Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: SouthWedge17 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off one of my credit cards. I am looking to lower my rate, and also get a fixed term loan to get it paid off for good.

My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time. There are no late payments on my record. I am a responsible homeowner and family man, just trying to improve our financial picture to make the best future for my wife, my son, and I

Monthly net income: $ 4,600 (includes rental income)

Monthly expenses: $ 3,670
??Housing: $ 1,073
??Insurance: $ 107
??Car expenses: $?340??
? Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 750, including credit card I plan to pay off
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
worthy-bid4$25.00$25.001/29/2010 1:05:25 PM
Nasdaq$25.00$25.001/30/2010 11:26:14 AM
Unitas4302$50.00$50.002/1/2010 4:52:54 AM
Imaginos1892$50.00$50.002/1/2010 7:45:42 PM
Bank_Of_XL$100.00$100.002/2/2010 6:33:06 PM
draggon77$30.00$30.002/3/2010 6:59:21 PM
Astyanax$30.00$30.002/3/2010 5:12:39 PM
sportcraft18$90.00$90.002/3/2010 6:09:45 PM
BuzzyBee336$25.00$25.002/3/2010 8:16:30 PM
b0b$25.00$25.002/4/2010 7:58:12 AM
Leshan$25.00$25.002/4/2010 8:09:27 AM
mckhbnpc$25.00$25.002/4/2010 8:06:29 AM
ghinga$25.00$25.002/4/2010 9:42:14 AM
abc123x$68.38$68.382/4/2010 10:00:50 AM
Bito03$25.00$25.002/4/2010 10:46:07 AM
fairness-atmosphere$25.00$25.002/4/2010 11:15:22 AM
Bob450$50.00$50.002/4/2010 11:15:33 AM
redrose1518$50.00$50.002/4/2010 11:22:24 AM
duty-monger$50.00$50.002/4/2010 11:56:33 AM
G-Love$127.84$127.842/4/2010 12:44:52 PM
Smallbear$50.00$50.002/4/2010 12:54:39 PM
wjareg08$25.00$25.002/4/2010 1:38:17 PM
ALFLoan$25.00$25.002/4/2010 1:46:22 PM
rockhound84$25.00$25.002/4/2010 1:51:13 PM
patriot384$100.00$100.002/4/2010 2:06:40 PM
mhotchan$100.00$100.002/4/2010 2:40:53 PM
wise-balanced-moola$25.00$25.002/4/2010 2:47:00 PM
LSolarte$25.00$25.002/4/2010 2:52:12 PM
wwwUniversal$25.00$25.002/4/2010 2:40:34 PM
inismor$50.00$50.002/4/2010 3:02:09 PM
icon7$25.00$25.002/4/2010 3:36:22 PM
worthy-bid4$25.00$25.002/4/2010 4:03:56 PM
fallentimbers$25.00$25.002/4/2010 3:13:01 PM
Bill88$30.00$30.002/4/2010 4:06:42 PM
evergreen16$50.00$50.002/4/2010 4:04:08 PM
Syzygy$25.00$25.001/30/2010 11:05:52 AM
hellasow$30.00$30.002/3/2010 8:02:06 AM
wild_carrot$25.00$17.922/3/2010 9:37:13 AM
FinanceEngine$25.00$25.002/3/2010 11:47:40 AM
Sol_Invictus$25.00$25.002/3/2010 8:09:12 AM
grammaspurse$25.00$25.002/3/2010 2:53:20 PM
woodslip$25.00$25.002/3/2010 3:53:44 PM
Techne_Funds_LLC$25.00$25.002/3/2010 8:07:07 PM
wild-orange$25.00$25.002/4/2010 1:02:36 AM
Feyenoord$25.92$25.922/4/2010 2:00:56 AM
fatboy888$25.00$25.002/4/2010 5:29:18 AM
Starfin300$26.66$26.662/4/2010 6:13:31 AM
PotBellyPete$80.00$80.002/4/2010 8:20:21 AM
jtoms101$25.00$25.002/4/2010 11:13:51 AM
jybank$25.00$25.002/4/2010 11:58:20 AM
santhana$30.00$30.002/4/2010 12:01:34 PM
wealth-safehouse9$25.00$25.002/4/2010 12:18:26 PM
serene-capital$25.00$25.002/4/2010 12:27:43 PM
dpries123$25.00$25.002/4/2010 12:22:27 PM
forthright-trade$25.00$25.002/4/2010 12:29:52 PM
elvisloans$25.00$25.002/4/2010 12:50:23 PM
cdfmedic$25.00$25.002/4/2010 1:13:23 PM
maximizer$25.00$25.002/4/2010 1:38:10 PM
JBG$25.00$25.002/4/2010 1:46:25 PM
zento$25.00$25.002/4/2010 1:56:41 PM
velocity-winner$25.00$25.002/4/2010 2:32:36 PM
natural-greenback6$25.00$25.002/4/2010 2:39:51 PM
klemer$25.00$25.002/4/2010 2:44:23 PM
Land_on_your_feet$25.00$25.002/4/2010 3:24:59 PM
the-profit-oracle$25.00$25.002/4/2010 3:31:42 PM
yu-rik$50.00$50.002/4/2010 3:04:33 PM
justice-officer$43.28$43.282/4/2010 3:40:54 PM
ultimate-peace$40.00$40.002/4/2010 4:12:43 PM
Engineer44$30.00$30.002/4/2010 4:12:50 PM
69 bids
 
Borrower Payment Dependent Notes Series 444508
This series of Notes was issued and sold upon the funding of the borrower loan #40829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,700.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-27-2010 
  Auction end date:  Feb-03-2010 
 
Starting lender yield: 7.41% Starting borrower rate/APR: 8.41% / 10.50% Starting monthly payment: $211.22
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $211.04
 
Auction yield range: 4.06% - 7.41% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2001 Debt/Income ratio: 17%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 7 / 6Length of status:3y 0m
Credit score: 760-779 (Jan-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,943Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 15%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Tengoku Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards b4 Wedding
Purpose of loan:
This loan will be used to pay off all my credit card bills so that I can focus on saving up on my wedding.

My financial situation:
I am a good candidate for this loan because I have a full time career job and do not have any other expenses besides my credit cards.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.001/27/2010 4:04:55 PM
bchen78875$50.00$50.001/27/2010 4:27:51 PM
schpere$30.00$30.001/27/2010 4:28:42 PM
laredotornado$25.00$25.001/27/2010 4:29:53 PM
rolandweary$30.00$30.001/27/2010 4:30:44 PM
kanakakm$50.00$50.001/27/2010 4:30:52 PM
bowdish1$100.00$100.001/27/2010 4:29:14 PM
kenji4861$25.00$25.001/27/2010 4:21:20 PM
lean-velocity$25.00$25.001/27/2010 4:21:30 PM
thedoctor$90.00$90.001/27/2010 4:30:17 PM
commerce-web5$40.00$40.001/27/2010 4:30:20 PM
AF-Chief$35.00$35.001/27/2010 4:31:55 PM
alpinaut$25.00$25.001/27/2010 4:34:05 PM
Cai8899$75.00$75.001/27/2010 4:28:58 PM
delicious-social132$25.00$25.001/27/2010 4:29:07 PM
determined-contract$30.00$30.001/27/2010 4:30:29 PM
commerce-voyager$25.00$25.001/27/2010 4:31:07 PM
junctionking$25.00$25.001/27/2010 4:31:12 PM
auction-turbine4$25.00$25.001/27/2010 4:32:10 PM
Havana21$25.00$25.001/27/2010 4:32:37 PM
GElender$50.00$50.001/27/2010 4:32:53 PM
skuba$25.00$25.001/27/2010 4:33:22 PM
friendly-market5$25.00$25.001/27/2010 4:46:17 PM
lloyd_s$25.00$25.001/27/2010 4:46:42 PM
durability-halibut$25.00$25.001/27/2010 4:48:11 PM
exchange-cub$25.00$25.001/27/2010 4:48:43 PM
social-conductor4$25.00$25.001/27/2010 4:49:52 PM
Mr_Marcus$50.00$50.001/27/2010 4:58:39 PM
personal-lender$25.00$25.001/27/2010 4:47:02 PM
credit-force5$25.00$25.001/27/2010 4:47:08 PM
kulender$30.00$30.001/27/2010 4:47:23 PM
elegant-income3$25.00$25.001/27/2010 4:48:16 PM
ticklemaxx$25.00$25.001/27/2010 7:35:05 PM
NR$25.00$25.001/27/2010 9:37:14 PM
Solomonsk5$25.00$25.001/27/2010 8:25:21 PM
fireboss$25.00$25.001/27/2010 9:00:56 PM
REVSTJ999$25.00$25.001/28/2010 9:35:27 AM
orange-finance-banker$50.00$50.001/28/2010 9:35:32 AM
Pasagam$25.00$25.001/28/2010 9:36:07 AM
SF2Berlin$25.00$25.001/28/2010 9:36:21 AM
Cheburashka$30.00$30.001/28/2010 9:35:31 AM
microlendblvr$100.00$100.001/28/2010 9:37:10 AM
unk1911$25.00$25.001/28/2010 9:36:59 AM
Sierralance$25.00$25.001/28/2010 9:37:07 AM
orbital-gain$50.00$50.001/28/2010 10:19:10 AM
Tai$25.00$25.001/28/2010 12:04:29 PM
CaptPicard$25.00$25.001/28/2010 12:19:33 PM
kcole10$25.00$25.001/28/2010 1:29:09 PM
heroic-platinum$25.00$25.001/28/2010 9:35:35 AM
Ivan2007$25.00$25.001/28/2010 1:50:03 PM
elasermd$58.98$58.981/28/2010 9:36:57 AM
-J$25.00$25.001/28/2010 9:37:04 AM
kindness-percolator5$25.00$25.001/28/2010 9:42:47 AM
tender-openness$28.22$28.221/28/2010 2:35:11 PM
BayShell$50.00$50.001/28/2010 12:04:32 PM
lendme2$25.00$25.001/28/2010 12:19:29 PM
newbietony$32.27$32.271/28/2010 12:49:10 PM
skvat$25.00$25.001/28/2010 2:19:38 PM
natmonkey$25.00$25.001/28/2010 4:04:59 PM
cash-queen$25.00$25.001/28/2010 7:21:15 PM
honorable-yield$25.00$25.001/29/2010 1:17:03 AM
the-financier814$25.00$25.001/29/2010 3:22:15 AM
nolahelper$25.00$25.001/29/2010 6:03:26 AM
gracej$25.00$25.001/29/2010 8:11:34 AM
active-market$100.00$100.001/29/2010 9:36:45 AM
justice-financier$25.00$25.001/29/2010 9:37:01 AM
briphi$50.00$50.001/29/2010 9:37:11 AM
Astounding$25.00$25.001/29/2010 9:43:40 AM
zski$25.00$25.001/29/2010 10:45:40 AM
vigilance-accruer$25.00$25.001/29/2010 1:20:46 PM
trade-trumpet$25.00$25.001/29/2010 9:36:00 AM
DukSerduk$25.00$25.001/29/2010 11:44:33 AM
galtsgulch$25.00$25.001/29/2010 11:57:33 AM
JohnBanks$25.00$25.001/29/2010 12:53:35 PM
Headhunter14$25.00$25.001/29/2010 2:02:26 PM
blooming-market$25.00$25.001/29/2010 5:41:28 PM
CaptainBlueberry$25.00$25.001/30/2010 9:17:38 AM
br4444$25.00$25.001/30/2010 9:56:35 AM
antlr$25.00$25.001/30/2010 8:06:22 PM
BillW$25.00$25.001/30/2010 9:21:29 PM
restech$25.00$25.001/30/2010 10:31:03 PM
screenname03$25.00$25.001/31/2010 12:05:50 PM
Trimalchio12$25.00$25.001/31/2010 1:42:17 PM
tisgro$25.00$25.001/30/2010 3:20:14 PM
Zach842$25.00$25.001/30/2010 4:51:25 PM
wormdc$25.00$25.001/31/2010 3:10:50 PM
gold-commander0$50.00$50.001/31/2010 10:06:39 PM
MidLifeCrisis$50.00$50.001/31/2010 10:57:27 PM
MM1207$25.00$25.001/31/2010 2:52:19 PM
stoopidnoodle$25.00$25.002/1/2010 5:56:47 AM
30Sky$75.00$75.002/1/2010 7:22:36 AM
figs4u2$80.00$80.001/31/2010 4:28:44 PM
rulender$50.00$50.002/1/2010 7:58:22 AM
selector568$400.00$400.002/1/2010 10:25:22 AM
eg192$25.00$25.002/1/2010 10:28:38 AM
zigzagz03$25.00$25.002/1/2010 10:28:52 AM
Loyalty8$25.00$25.001/31/2010 10:14:42 PM
the-profit-oracle$25.00$25.002/1/2010 8:08:22 PM
marala4285$25.00$25.002/2/2010 8:06:08 PM
Rivermaverick$25.00$25.002/3/2010 1:24:52 PM
Syzygy$25.00$25.002/3/2010 11:45:13 AM
kf88$25.00$25.002/3/2010 1:06:10 PM
inspired-contract9$50.00$50.001/27/2010 4:27:55 PM
toblerone$50.00$50.001/27/2010 4:28:22 PM
wampum-optimization$50.00$50.001/27/2010 4:28:34 PM
first-pragmatic-note$25.00$25.001/27/2010 4:12:57 PM
market-builder$25.00$25.001/27/2010 4:29:01 PM
mlopez2007$50.00$50.001/27/2010 4:29:32 PM
peerlender$30.00$30.001/27/2010 4:30:01 PM
leodaguy$25.00$25.001/27/2010 4:28:04 PM
Walkingcowboy$25.00$25.001/27/2010 4:28:12 PM
wiselady$25.00$25.001/27/2010 4:31:04 PM
dealarella$25.00$25.001/27/2010 4:29:29 PM
supreme-hope$25.00$25.001/27/2010 4:31:47 PM
AFairDeal$25.00$25.001/27/2010 4:29:39 PM
auction-elvis$25.00$25.001/27/2010 4:32:02 PM
loan-master996$50.00$50.001/27/2010 4:32:15 PM
dollar-birdie$30.00$30.001/27/2010 4:30:37 PM
desertoasis$25.00$25.001/27/2010 4:33:01 PM
friendly-worth3$25.00$25.001/27/2010 4:32:21 PM
LandE2BG$25.00$25.001/27/2010 4:34:11 PM
kmr2$100.00$100.001/27/2010 4:29:45 PM
red-favorable-basis$25.00$25.001/27/2010 4:31:24 PM
wampum-reaction2$25.00$25.001/27/2010 4:33:13 PM
aldenrains$25.00$25.001/27/2010 4:47:44 PM
DrMoneyBags$25.00$25.001/27/2010 4:48:07 PM
dharma1$25.00$25.001/27/2010 4:48:40 PM
meenan$25.00$25.001/27/2010 4:46:27 PM
AmericanCredit$25.00$25.001/27/2010 4:48:54 PM
bold-ideal-benjamins$25.00$25.001/27/2010 5:15:11 PM
balance-voyager$100.00$100.001/27/2010 8:12:32 PM
exciting-responsibility3$25.00$25.001/27/2010 4:47:15 PM
inventive-wealth2$25.00$25.001/27/2010 4:47:42 PM
Judah_and_Sam$25.00$25.001/27/2010 10:50:54 PM
Dutchhunter$25.00$25.001/27/2010 8:56:30 PM
forthright-dedication$25.00$25.001/27/2010 4:48:59 PM
MiniBank998$25.00$25.001/28/2010 8:12:13 AM
responsibility-butterfly$25.00$25.001/28/2010 7:47:46 AM
soulwork$25.00$25.001/28/2010 9:24:52 AM
FrayBentos$25.00$25.001/28/2010 9:24:57 AM
theprince$25.00$25.001/27/2010 10:26:13 PM
majestic-dedication$50.00$50.001/28/2010 9:35:33 AM
green-benefit-enclave$25.00$25.001/28/2010 9:36:13 AM
Norcal$39.30$39.301/28/2010 9:36:25 AM
balance6$25.00$25.001/28/2010 9:35:28 AM
Citizenryan$25.00$25.001/28/2010 9:36:34 AM
loucr2003$25.00$25.001/28/2010 9:36:55 AM
dsgfl1$25.00$25.001/28/2010 9:37:05 AM
goldeneye777$36.41$36.411/28/2010 9:49:55 AM
KiwiElf$30.00$30.001/28/2010 11:34:37 AM
nickel-eagle5$25.00$25.001/28/2010 11:29:58 AM
bluesky07$25.00$25.001/28/2010 12:19:28 PM
scoobiedoo$25.00$25.001/28/2010 12:30:09 PM
saritha$25.00$25.001/28/2010 12:57:47 PM
SDNLR$25.00$25.001/28/2010 1:05:09 PM
roccofox$48.37$48.371/28/2010 1:19:15 PM
aasx1108$25.00$25.001/28/2010 9:35:36 AM
wdove511$25.00$25.001/28/2010 9:36:29 AM
oceanwind1950$25.00$25.001/28/2010 9:36:42 AM
MoneySiles$25.00$25.001/28/2010 9:36:51 AM
unassuming-note$25.00$25.001/28/2010 2:03:23 PM
DeltaComputerGuy$25.00$25.001/28/2010 9:45:08 AM
samo102us$25.00$25.001/28/2010 9:49:58 AM
buckyhead2000$25.00$25.001/28/2010 9:50:11 AM
USMC0311$25.00$25.001/28/2010 3:48:44 PM
mikeandcat$65.37$65.371/28/2010 4:05:18 PM
vegibenz$25.00$25.001/28/2010 11:19:50 AM
otter$25.00$25.001/28/2010 11:34:08 AM
verse99$25.00$25.001/28/2010 11:34:22 AM
adama_48$25.00$25.001/28/2010 12:19:19 PM
jd006006$40.00$40.001/28/2010 2:19:36 PM
bds9646$26.00$26.001/28/2010 2:35:13 PM
worthy-bid4$50.00$50.001/28/2010 3:30:13 PM
all_of_that_one$25.00$25.001/28/2010 8:55:36 PM
Red4Golf$25.00$25.001/29/2010 8:56:47 AM
Aeroman32$25.00$25.001/28/2010 10:11:38 PM
springpanda$25.00$25.001/29/2010 11:58:19 AM
shadowflame_99$25.00$25.001/29/2010 5:52:17 AM
Philosonie$25.00$25.001/29/2010 12:14:01 PM
grampy48$25.00$25.001/29/2010 6:20:59 AM
diplomatic-point4$25.00$25.001/29/2010 12:47:08 PM
moola-escalator$50.00$50.001/29/2010 9:36:15 AM
decisive-marketplace3$25.00$25.001/29/2010 9:36:28 AM
RedGranite$25.00$25.001/29/2010 8:03:51 PM
madmoney618$50.00$50.001/30/2010 5:28:00 AM
roentgen$25.00$25.001/30/2010 10:46:28 AM
Mr_Money$25.00$25.001/30/2010 7:42:35 AM
serene-truth2$25.00$25.001/30/2010 2:15:47 PM
d3global$25.00$25.001/31/2010 3:54:40 PM
dontscrewmeover1$25.00$25.001/30/2010 6:18:47 PM
cash4less$25.00$25.001/31/2010 12:36:34 AM
penny-zeus$25.00$25.002/1/2010 6:17:28 AM
nbhz60a$25.00$25.001/31/2010 3:34:11 PM
market-socrates4$25.00$25.002/1/2010 9:35:59 AM
treasure-amplifier6$25.00$13.182/1/2010 10:30:31 AM
motivator796$25.00$25.001/31/2010 10:31:01 PM
zenchef$25.00$25.002/1/2010 9:36:21 AM
JGuide$26.90$26.902/1/2010 9:54:06 PM
IIP77$25.00$25.002/1/2010 9:31:22 PM
JohnSmith10$25.00$25.002/2/2010 8:35:03 PM
wild-orange$25.00$25.002/3/2010 9:37:40 AM
201 bids
 
Borrower Payment Dependent Notes Series 444720
This series of Notes was issued and sold upon the funding of the borrower loan #40809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-29-2010 
  Auction end date:  Feb-05-2010 
 
Starting lender yield: 25.00% Starting borrower rate/APR: 26.00% / 28.32% Starting monthly payment: $402.91
Final lender yield: 19.88% Final borrower rate/APR: 20.88% / 23.13% Final monthly payment: $376.13
 
Auction yield range: 6.06% - 25.00% Estimated loss impact: 5.35%  
Lender servicing fee: 1.00% Estimated return: 14.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1983 Debt/Income ratio: 33%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 22 / 18Length of status:7y 11m
Credit score: 740-759 (Jan-2010) Total credit lines: 51 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $49,233Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: annapickle Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
700-719 (Jul-2008)
 
Principal balance: $5,976.08 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Grow my business
Purpose of loan:
We are a small successful?restaurant with 48 seats. At lunch we are filled to capacity. Customers are walking out because of the lack of seating.?To stay successful we need to add more seating.We have an area outside the store to add outside furniture. Because of the codes we have to buy a certain type of?outdoor furniture that takes 12 weeks to order. We want to be ready for spring.?Most of our food is fresh. With the fires in and the freeze in prices on produce will be going up. We need to get more customers per day to cover the extra cost .?We will also be? using some of the money for marketing. My employees depend on me. I hope to get the loan to grow the business.
My financial situation:
I am a good candidate for this loan because I have a proven record of paying my bills. We got a loan from prosper 1 1/2?years ago and are repaying well. We have a high debt to income ratio which is why our credit score is fair because we were taking care of my mother-in law with a chronic illness with very expensive medicine until she recently passed away.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the 51 credit lines and the delinquency. - Johnab
A: The delinquency was a mistake made by a hospital for a routine test. The co-pay was made at the time of the test, It was credited to the wrong account. We were not sent a bill for about a year. When they did correct their error they didn't remove the delinquency. We are still arguing with them. We only have 22 active credit lines. Many of these we believe are accounts opened years ago we no longer use, For example credit cards for department stores in states we no longer live in. (Feb-01-2010)
Q: How many seats will the outside furniture add? - Lender25
A: It will add 20. Our tables turn about every 20 min. During our busiest hours we would accommodate 60 more customers an hour. At an avg ticket of $9.00 We would generate at least $500 more a day spring through fall. The furniture we have to buy has to be a certain code and it is expensive. (Feb-04-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wild-orange$25.00$25.002/5/2010 9:57:22 AM
propertytransformer$25.00$25.001/29/2010 4:30:01 PM
Tazeme$25.00$25.001/29/2010 4:29:56 PM
CallMeBen$25.00$25.001/29/2010 4:43:21 PM
greeninspirit$25.00$25.001/29/2010 4:31:56 PM
sociallender$25.00$25.001/29/2010 4:50:28 PM
kginatl$25.00$25.001/29/2010 10:30:50 PM
worthy-bid4$25.00$25.001/30/2010 7:24:07 AM
matthewa$25.00$25.001/31/2010 5:46:45 AM
lucrative-loan$50.00$50.001/30/2010 6:05:21 PM
brondero$125.00$125.001/31/2010 12:35:19 PM
Syzygy$25.00$25.002/1/2010 8:20:22 AM
Kash2010lu$25.00$25.002/1/2010 6:18:28 PM
bold-social-advantage$100.00$100.002/1/2010 6:37:41 PM
ToweringDan$75.00$75.002/1/2010 11:53:11 PM
Imaginos1892$150.00$150.002/1/2010 7:46:26 PM
Bobafet$25.00$25.002/2/2010 12:16:58 PM
MasterKey$25.00$25.002/2/2010 3:18:36 PM
credit-missile$50.00$50.002/2/2010 3:29:20 PM
Bank_Of_XL$50.00$50.002/2/2010 6:34:03 PM
Johnab$51.00$51.002/3/2010 4:27:42 AM
grammaspurse$25.00$25.002/3/2010 2:48:16 PM
squarebob$25.00$25.002/3/2010 5:31:50 PM
squarebob$25.00$25.002/3/2010 5:31:31 PM
squarebob$25.00$25.002/3/2010 5:32:13 PM
awe-inspiring-power$25.00$25.002/3/2010 6:32:18 PM
vivacious-p2p3$25.00$25.002/3/2010 6:02:15 PM
Recyclist$27.50$27.502/3/2010 8:55:25 PM
Feyenoord$50.00$50.002/4/2010 3:04:48 AM
lucrative-loan$150.00$150.002/4/2010 9:42:02 AM
mckhbnpc$25.00$25.002/4/2010 11:20:11 AM
grandson02$25.00$25.002/4/2010 4:16:36 PM
sharp-credit$698.25$698.252/4/2010 4:14:48 PM
Rulea72$28.79$28.792/4/2010 5:59:56 PM
psbruce$25.00$25.002/4/2010 7:35:15 PM
Bob450$75.00$75.002/4/2010 8:22:21 PM
orbiter614$181.09$181.092/4/2010 8:36:33 PM
flshdaskll$50.00$50.002/4/2010 8:51:13 PM
Light_Verity$500.00$500.002/4/2010 9:56:30 PM
Fargo109$25.00$25.002/5/2010 5:56:07 AM
umfan123$25.00$25.002/4/2010 10:19:40 PM
helpful-payout$25.00$25.002/5/2010 7:58:27 AM
Pu239$50.00$50.002/5/2010 8:42:13 AM
BrighterSuns$25.00$25.002/5/2010 6:52:48 AM
ferengi_finance$101.29$101.292/5/2010 9:33:40 AM
b0b$25.00$25.002/5/2010 7:30:25 AM
leverage-monger$30.00$30.002/5/2010 8:28:11 AM
Leshan$100.00$100.002/5/2010 9:25:20 AM
cocobear$25.00$25.002/5/2010 8:47:28 AM
forthright-trade$25.00$25.002/5/2010 10:31:24 AM
skaught$30.00$30.002/5/2010 10:09:27 AM
Chiss$30.00$30.002/5/2010 10:36:53 AM
grnii78$317.10$317.102/5/2010 11:23:21 AM
Exibility-Inc$25.00$25.002/5/2010 11:20:37 AM
rbgnr111$25.08$25.082/5/2010 12:09:14 PM
Jiangtao$25.00$25.002/5/2010 12:10:44 PM
heather26$25.00$25.002/5/2010 11:51:42 AM
packrs1$35.00$35.002/5/2010 12:58:27 PM
ddh81$33.68$33.682/5/2010 12:30:24 PM
moneytolend72$50.00$50.002/5/2010 12:41:44 PM
word140$25.00$25.002/5/2010 1:04:04 PM
maximizer$25.00$25.002/5/2010 1:19:32 PM
capital-baron507$50.00$50.002/5/2010 2:01:53 PM
a-thoughtful-principal$50.00$50.002/5/2010 2:51:24 PM
lendaton$50.00$50.002/5/2010 2:05:24 PM
sharp-credit$52.90$52.902/5/2010 3:17:32 PM
purposeful-dedication$25.82$25.822/5/2010 3:12:50 PM
Techne_Funds_LLC$25.00$25.002/5/2010 2:45:22 PM
red-favorable-basis$25.00$25.002/5/2010 3:15:29 PM
oceanside$25.00$25.002/5/2010 3:56:03 PM
natural-greenback6$25.00$25.002/5/2010 3:38:38 PM
rockymtbob$25.00$25.002/5/2010 3:43:16 PM
Jinja$36.66$36.662/5/2010 3:58:19 PM
leverage-monger$100.00$100.002/5/2010 4:23:17 PM
BrothersInArmsLending$114.00$114.002/5/2010 4:24:31 PM
the-silver-blaster$50.00$50.002/5/2010 4:16:31 PM
income-ferret2$150.00$150.002/5/2010 4:22:19 PM
worldly-gold$100.00$100.002/5/2010 4:23:56 PM
biffmush$250.00$174.042/5/2010 4:21:42 PM
sensible-fund$50.00$50.002/5/2010 4:25:10 PM
pr0sp3r1ty$25.00$25.001/29/2010 4:29:52 PM
Spring342$25.00$25.001/29/2010 4:29:55 PM
YDBXMHC$25.00$25.001/29/2010 4:31:18 PM
MTGuy$50.00$50.001/29/2010 4:37:11 PM
vegaslender88$25.00$25.001/29/2010 4:30:04 PM
Independenceday$25.00$25.001/29/2010 4:31:58 PM
elegant-loot$25.00$25.001/29/2010 4:56:50 PM
KMSB$25.00$25.001/29/2010 4:56:58 PM
friendly-worth3$25.00$25.001/29/2010 4:57:52 PM
kjb1971$29.95$29.951/30/2010 4:50:12 AM
Goal_Line$200.00$200.001/30/2010 9:57:42 AM
lovely-leverage$45.00$45.001/30/2010 1:09:10 PM
thebiggestnagger$49.27$49.271/31/2010 1:42:32 PM
ospreyusmc$25.00$25.001/31/2010 3:07:46 PM
hotwired$25.00$25.001/31/2010 5:37:18 PM
Top_Gun_Lender$25.01$25.012/1/2010 12:06:24 AM
selector568$250.00$250.002/1/2010 1:00:46 PM
Nemo2001$25.00$25.002/1/2010 11:55:22 AM
credit-missile$50.00$50.002/2/2010 3:50:23 PM
Ven58$25.00$25.002/3/2010 4:40:36 AM
BoughtTheFarm$25.00$25.002/3/2010 4:37:13 AM
five-star-note$27.62$27.622/3/2010 12:37:21 PM
Gobsek$25.00$25.002/3/2010 6:55:27 PM
_SCI_$25.00$25.002/3/2010 4:40:40 PM
credit-kahuna$100.00$100.002/3/2010 9:00:24 PM
scredneck$50.00$50.002/4/2010 5:09:09 PM
MechEngLender$25.00$25.002/4/2010 5:17:06 PM
rinyt$30.00$30.002/4/2010 5:24:58 PM
sharp-credit$527.78$527.782/4/2010 5:46:36 PM
mala54$25.00$25.002/4/2010 5:48:47 PM
nashibaksi$25.00$25.002/4/2010 6:07:32 PM
mrgeof$50.00$50.002/4/2010 7:14:16 PM
equitable-silver$25.00$25.002/4/2010 9:21:09 PM
nevetsnosliw1$25.00$25.002/4/2010 9:24:27 PM
credit-missile$184.33$184.332/4/2010 8:14:05 PM
Trondheim_Norway$150.00$150.002/4/2010 10:00:06 PM
mohara25$70.45$70.452/5/2010 2:01:05 AM
MrPie$25.93$25.932/5/2010 3:50:58 AM
cashasaurus0$307.00$307.002/5/2010 6:04:31 AM
Sealion$50.00$50.002/5/2010 10:30:08 AM
Nusk$25.00$25.002/5/2010 10:37:28 AM
TheLoanManCan$25.00$25.002/5/2010 10:29:03 AM
notyourdaddy$25.00$25.002/5/2010 12:00:41 PM
postalemployed$25.00$25.002/5/2010 12:04:32 PM
gothampark$25.00$25.002/5/2010 12:06:33 PM
G-Love$66.00$66.002/5/2010 11:08:42 AM
fairness-atmosphere$25.00$25.002/5/2010 12:09:27 PM
reflective-rupee$100.00$100.002/5/2010 11:48:25 AM
TownsendOrg$25.00$25.002/5/2010 12:59:39 PM
bonus-quark4$25.00$25.002/5/2010 12:01:59 PM
richmondcowboy$50.00$50.002/5/2010 1:10:05 PM
livingforjesus$25.00$25.002/5/2010 1:41:26 PM
arkleseizure$25.00$25.002/5/2010 2:01:33 PM
trumpeter5$100.00$100.002/5/2010 2:13:31 PM
SpotLending$50.00$50.002/5/2010 2:34:41 PM
twuck$50.00$50.002/5/2010 2:00:31 PM
leverage-monger$100.00$100.002/5/2010 2:58:13 PM
credit-observatory$25.00$25.002/5/2010 2:58:45 PM
credit-coach118$50.00$50.002/5/2010 2:35:41 PM
patriot384$100.00$100.002/5/2010 3:51:14 PM
patriot384$100.00$100.002/5/2010 3:51:41 PM
careful-wealth$30.57$30.572/5/2010 2:52:13 PM
transparency-tomahawk$50.00$50.002/5/2010 3:54:07 PM
piter-to-la-investment$25.00$25.002/5/2010 2:57:23 PM
worldly-gold$100.00$100.002/5/2010 3:05:40 PM
five-star-note$100.00$100.002/5/2010 3:56:30 PM
ultimate-peace$240.00$240.002/5/2010 4:04:09 PM
credit-missile$48.89$48.892/5/2010 4:10:09 PM
unger$50.00$50.002/5/2010 4:23:09 PM
SFBank$150.00$150.002/5/2010 4:06:55 PM
The-CAPS-fan$25.00$25.002/5/2010 3:50:17 PM
reflective-rupee$100.00$100.002/5/2010 4:12:42 PM
SFBank$50.00$50.002/5/2010 4:07:30 PM
CaliforniaRepublic$25.00$25.002/5/2010 4:21:20 PM
154 bids
 
Borrower Payment Dependent Notes Series 445064
This series of Notes was issued and sold upon the funding of the borrower loan #40811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Feb-02-2010 
  Auction end date:  Feb-09-2010 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 27.31% Starting monthly payment: $99.40
Final lender yield: 13.80% Final borrower rate/APR: 14.80% / 16.97% Final monthly payment: $86.42
 
Auction yield range: 6.06% - 24.00% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1995 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Not employed
Enhanced (1-5):Not Available Current / open credit lines: 9 / 8Length of status:0y 1m
Credit score: 740-759 (Feb-2010) Total credit lines: 30Stated income:Not employed
Now delinquent: 1 Revolving credit balance: $14,560 
Amount delinquent: $244 Bankcard utilization: 33%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: lyrisnox Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 740-759 (Latest)
Principal borrowed: $19,000.00< mo. late: 0 ( 0% )  
700-719 (Oct-2009)
720-739 (Sep-2009)
740-759 (Jul-2008)
 
Principal balance: $10,488.44 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
tooth implant (OH JOY!!!)
Purpose of loan:
This loan will be used to?cover the difference between insurance and cost of a tooth implant to replace a crown/root canal gone very, very bad.? OUCH!!


My financial situation:
I am a good candidate for this loan because? this is a second loan with first loan in excellent standing.? I am a full time student in pursuit of by Bachelor's in nursing.? I am a Registered Nurse but I only work temp jobs which does not quite work for prosper proof of income requirements.? Household income is over $4000.00 monthly.? We are seeking loan as we were hit very hard with taxes last year and emergency savings were seriously depleted.? This occured after also having braces placed on both of our children.? 2009 was a "fantabulous" year wasn't it?We own our living condition, an R.V. while we are caretaking for an ill family member.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your husband's credit score? Has he ever declared bankruptcy or defaulted on a financial obligation? Why isn't he applying for this loan, given that he has the income? Thanks - reflective-rupee
A: I do not know his actual credit score, he has never declared bankruptcy or defaulted on a financial obligation. My credit score has usually been higher than his. I am the one who uses credit he does not really like to if he can help it. We bought a house in 2001 and sold it in 2004, we bought a car in 2000 and paid it off in 2004. He holds a citibank card that he does not use. All other credit is in my name. (Feb-03-2010)
Q: Please list the balances of each of your debts. Thanks - reflective-rupee
A: $3500 each for braces on both children $2600 on AT and T card $5000 federal loan for college $1300 discover card (Feb-03-2010)
Q: Please explain the current delinquency. Thanks much and best wishes. - reflective-rupee
A: The delinquincy listed is not current at all, it is from a medical bill for my son. It is in dispute, as I have presented the company and the credit scoring companies with copies of the original cashed check. The name on the top of the check is different (slightly/ Sutter Gould instead of just Sutter) but the amount and date is exactly the same. (Feb-03-2010)
Q: Please indicate your household net income (ie, your husband's monthly take home pay) and your total monthly expenses (indicating the amount of the largest categories of expenses). Thanks - reflective-rupee
A: spouse income $4000, my income $2000+- depending on how many shifts I take. bills (insurance, medical, credit card, prosper, school) $2500 food $600 fuel/utilities $500 (Feb-03-2010)
Q: Please describe, in some detail, the nature and stability of your husband's profession, employment and employer. Thanks - reflective-rupee
A: My husband is Senior IT administrator. He has been in his career field for over 12 years with no breaks in working time. He has held his present position for over four years. (Feb-03-2010)
Q: When will you graduate from school? Thanks - reflective-rupee
A: I graduate with my BSN this fall (December). I plan to continue on in a program that offers BSN to Doctorate (DNP), I do not want to think about how long that might take as I will be going part time only. I plan to take a wound care certification after graduation from the BSN and then to work in wound/ostomy care. (Feb-03-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$250.00$250.002/4/2010 6:35:30 PM
Approved$25.00$25.002/7/2010 2:58:47 PM
gilbrear$25.00$25.002/8/2010 4:50:00 PM
Mikale360$25.00$25.002/9/2010 6:43:50 AM
Chillito$41.60$41.602/8/2010 10:07:18 PM
hebergee$25.00$25.002/9/2010 7:47:28 AM
mathgod$25.00$25.002/9/2010 8:36:26 AM
MrLeft$25.00$25.002/9/2010 9:56:42 AM
PleaseDoNotDefault$25.00$25.002/9/2010 10:36:27 AM
dpries123$25.00$25.002/9/2010 10:10:31 AM
cash-spinner$25.00$25.002/9/2010 10:17:56 AM
LoanDMC$25.00$25.002/9/2010 11:43:02 AM
himanshuko$40.00$40.002/9/2010 11:06:09 AM
kingston1$25.00$25.002/9/2010 12:15:05 PM
mafmafmaf$50.00$50.002/9/2010 11:57:06 AM
cupcake0$25.88$25.882/9/2010 1:25:03 PM
JUST_shoot$25.00$25.002/9/2010 12:57:54 PM
molomex$25.00$25.002/9/2010 11:58:58 AM
pythia$25.00$25.002/9/2010 1:37:00 PM
BrighterSuns$25.00$25.002/9/2010 12:05:55 PM
good4loan$25.00$25.002/9/2010 12:13:04 PM
jasunshine$25.00$25.002/9/2010 12:21:31 PM
DaiUy$25.00$25.002/9/2010 2:43:32 PM
Isotope$25.00$25.002/9/2010 2:11:59 PM
nalaari$60.45$60.452/9/2010 2:14:22 PM
lijah10$27.63$27.632/9/2010 3:01:43 PM
Spinnaker$50.00$50.002/9/2010 2:58:57 PM
ore-dojo$50.00$50.002/9/2010 3:54:19 PM
Engineer44$25.00$25.002/9/2010 3:56:55 PM
wild-orange$25.00$25.002/9/2010 11:45:23 AM
lovely-leverage$25.00$25.002/5/2010 10:00:33 AM
basejump0$25.00$25.002/5/2010 8:03:29 PM
ghinga$25.00$25.002/7/2010 1:04:14 PM
gjm6d$25.00$25.002/7/2010 7:28:42 PM
Snoopylover$25.00$25.002/8/2010 1:17:41 PM
cutter21$44.12$44.122/9/2010 10:40:22 AM
heeeley$25.00$25.002/9/2010 9:43:51 AM
grafton$631.90$631.902/9/2010 10:38:10 AM
eclicknsave$25.00$25.002/9/2010 1:35:03 PM
credit-coach118$25.00$25.002/9/2010 1:06:58 PM
alvinsl$25.00$25.002/9/2010 1:35:58 PM
truelumen$25.00$25.002/9/2010 1:53:40 PM
dorypro$25.00$25.002/9/2010 1:54:48 PM
shrewd-income$25.00$25.002/9/2010 12:59:36 PM
thewinerackcompany$25.14$25.142/9/2010 2:22:03 PM
enthusiastic-point$50.00$42.282/9/2010 3:56:17 PM
Lambo168$100.00$100.002/9/2010 3:15:52 PM
gothampark$25.00$25.002/9/2010 3:29:24 PM
steady-dime$150.00$150.002/9/2010 2:56:45 PM
GreenNotes$36.00$36.002/9/2010 3:31:47 PM
lucrative-durability$25.00$25.002/9/2010 3:54:37 PM
51 bids
 
Borrower Payment Dependent Notes Series 445974
This series of Notes was issued and sold upon the funding of the borrower loan #40820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-09-2010 
  Auction end date:  Feb-10-2010 
 
Starting lender yield: 9.99% Starting borrower rate/APR: 10.99% / 13.11% Starting monthly payment: $98.20
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.06% - 9.99% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:1y 10m
Credit score: 780-799 (Jan-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $66Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: nycCF Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
My Financial Situation:
I have never had a single late payment in my credit history and I am a Prosper lender. My last personal loan was paid off in 10 months. I am currently teaching finance courses, consulting for startups and doing contract investment finance work.

I would like to pay down my Personal AMEX (~$1,850 balance at 15.24% APR) and my Business AMEX ($1,000 balance at 15.24% APR).

Monthly Income/Expenses:
Income - $2,500
Rent - $750
Food - $500
Utilities/Phone/Cable/Internet - $175
Transportation - $150
Entertainment/Miscallaneous - $125

Available for Prosper payment, savings, etc. - $800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
manyhappydogs$28.55$28.552/9/2010 4:08:31 PM
YellowJacket$25.00$25.002/9/2010 4:07:27 PM
bazaar-ruler$25.00$25.002/9/2010 4:07:40 PM
honorable-yield$50.00$50.002/9/2010 4:08:33 PM
mollybosco$50.00$50.002/9/2010 4:12:11 PM
BabyLender$25.00$25.002/9/2010 4:10:41 PM
reward-walnut$25.00$25.002/9/2010 4:10:50 PM
ualf$26.49$26.492/9/2010 4:12:04 PM
derec$25.00$25.002/9/2010 4:10:54 PM
glalat$25.00$25.002/9/2010 4:10:58 PM
gracej$25.00$25.002/9/2010 4:16:24 PM
LenderOnWheels$25.00$25.002/9/2010 4:14:19 PM
dollar-oracle55$25.00$25.002/9/2010 4:14:28 PM
TCR3$25.00$25.002/9/2010 4:14:42 PM
zrohmm$25.00$25.002/9/2010 4:17:08 PM
Onesiphorus$25.00$25.002/9/2010 4:13:45 PM
brooklynjoe$25.00$25.002/9/2010 4:15:36 PM
LongTail$25.00$25.002/9/2010 4:15:39 PM
sophisticated-ore$200.00$200.002/9/2010 4:15:50 PM
Hexnut$25.00$25.002/9/2010 4:17:40 PM
lostontheedge$25.00$25.002/9/2010 4:17:52 PM
riproaringrapids$25.00$25.002/9/2010 4:20:01 PM
leftcoast52$25.00$25.002/9/2010 4:17:20 PM
skuba$25.00$25.002/9/2010 4:18:57 PM
unk1911$25.00$25.002/9/2010 4:18:43 PM
user1010$25.00$25.002/9/2010 4:20:59 PM
kenji4861$25.00$25.002/9/2010 4:19:42 PM
radforj22$25.00$25.002/9/2010 4:21:59 PM
lean-velocity$25.00$25.002/9/2010 4:19:45 PM
rpatusa$25.00$25.002/9/2010 4:20:57 PM
jga516$25.00$25.002/9/2010 4:20:09 PM
red-favorable-basis$25.00$25.002/9/2010 4:23:50 PM
supreme-bonus0$25.00$25.002/9/2010 4:22:32 PM
MarcusOcean$25.00$25.002/9/2010 4:24:39 PM
Interloper$40.00$40.002/9/2010 4:24:26 PM
Hokiemon$75.00$75.002/9/2010 4:27:45 PM
Supernick$25.00$25.002/9/2010 4:27:52 PM
auction-elvis$25.00$25.002/9/2010 4:25:04 PM
highcountry1$25.00$25.002/9/2010 4:26:02 PM
don8ter$25.00$25.002/9/2010 4:26:41 PM
KiwiElf$25.00$25.002/9/2010 4:26:44 PM
anakinsolo$25.00$25.002/9/2010 4:26:31 PM
outtahoth2o$50.00$50.002/9/2010 4:26:58 PM
Auburnmist$25.00$25.002/9/2010 4:27:49 PM
peso-colonel$90.00$76.672/9/2010 4:28:24 PM
chesterCFO$50.00$50.002/9/2010 7:43:06 PM
singletrck$25.00$25.002/10/2010 8:12:15 AM
hons2000$25.00$25.002/9/2010 4:06:53 PM
SkiNZ$25.00$25.002/9/2010 4:07:24 PM
wise-silver-wonder$50.00$50.002/9/2010 4:11:31 PM
seanwolter$25.00$25.002/9/2010 4:07:37 PM
TOCPI$25.00$25.002/9/2010 4:07:45 PM
Raser$25.00$25.002/9/2010 4:07:55 PM
omerta6102$25.22$25.222/9/2010 4:11:44 PM
IP$30.66$30.662/9/2010 4:11:58 PM
urbanMisfit$25.00$25.002/9/2010 4:14:02 PM
SeattleAngel$25.00$25.002/9/2010 4:14:29 PM
WolRab$25.85$25.852/9/2010 4:12:20 PM
mkell43$25.00$25.002/9/2010 4:14:00 PM
someone0001$25.00$25.002/9/2010 4:16:25 PM
easylender$25.00$25.002/9/2010 4:16:29 PM
mmckune$25.00$25.002/9/2010 4:17:07 PM
inkplj$50.00$50.002/9/2010 4:14:22 PM
head$25.00$25.002/9/2010 4:17:42 PM
jenq0001$25.00$25.002/9/2010 4:18:07 PM
skydiver111$25.00$25.002/9/2010 4:16:08 PM
PhalanxBulldog$25.00$25.002/9/2010 4:16:05 PM
flwah$25.00$25.002/9/2010 4:16:14 PM
mistertao$25.00$25.002/9/2010 4:17:22 PM
rock-turner$100.00$100.002/9/2010 4:17:14 PM
yield-lion$25.00$25.002/9/2010 4:17:47 PM
the-aggresive-principal$25.00$25.002/9/2010 4:19:54 PM
Msbutterfly$25.00$25.002/9/2010 4:21:02 PM
flexible-value$25.00$25.002/9/2010 4:24:02 PM
reflective-cash0$100.00$100.002/9/2010 4:24:17 PM
Artist_Blue$25.00$25.002/9/2010 4:24:55 PM
fishintime$25.00$25.002/9/2010 4:25:39 PM
supreme-hope$25.00$25.002/9/2010 4:23:27 PM
bokonon$25.00$25.002/9/2010 4:24:32 PM
bruce3504$25.00$25.002/9/2010 4:24:36 PM
calm-deal7$25.00$25.002/9/2010 4:24:43 PM
noble-revenue$50.00$50.002/9/2010 4:27:08 PM
life-is-great$25.00$25.002/9/2010 4:25:18 PM
inspired-contract9$25.00$25.002/9/2010 4:24:50 PM
AF-Chief$28.00$28.002/9/2010 4:28:16 PM
PocketAces$25.00$25.002/9/2010 4:25:12 PM
OCedHrt$25.00$25.002/9/2010 4:25:28 PM
natural-greenback6$25.00$25.002/9/2010 4:25:32 PM
Tradesmanlender$25.00$25.002/9/2010 4:27:00 PM
smart-return$25.00$25.002/9/2010 4:27:11 PM
Winkyboy$25.00$25.002/9/2010 4:27:55 PM
dollardave$50.00$50.002/10/2010 7:55:11 AM
cwegert$43.56$43.562/10/2010 10:04:12 AM
93 bids
 
Borrower Payment Dependent Notes Series 438451
This series of Notes was issued and sold upon the funding of the borrower loan #40815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-01-2010 
  Auction end date:  Feb-08-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $223.90
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $220.49
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 10%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 7 / 7Length of status:2y 10m
Credit score: 700-719 (Feb-2010) Total credit lines: 20 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $13,687Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: pharmgrad Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 700-719 (Latest)
Principal borrowed: $8,000.00< mo. late: 0 ( 0% )  
680-699 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Going to Zero Debt
While doing a post-doc with the NRC and I had to use some credit cards to make ends meet. I also incurred some debt furnishing my house after moving across country. I want to consolidate these obligations and student loan payments to get rid of all debt forever.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
skuba$50.00$50.002/1/2010 4:08:37 PM
kenji4861$25.00$25.002/1/2010 4:14:18 PM
DonaldColorado$25.00$25.002/1/2010 4:14:29 PM
bchen78875$50.00$50.002/1/2010 4:33:33 PM
schpere$30.00$30.002/1/2010 4:34:08 PM
dealarella$25.00$25.002/1/2010 4:34:37 PM
market-builder$25.00$25.002/1/2010 4:34:21 PM
delicious-social132$25.00$25.002/1/2010 4:34:27 PM
thedoctor$90.00$90.002/1/2010 4:35:08 PM
red-favorable-basis$25.00$25.002/1/2010 4:36:10 PM
supreme-hope$25.00$25.002/1/2010 4:36:37 PM
commerce-voyager$25.00$25.002/1/2010 4:38:24 PM
lloyd_s$25.00$25.002/1/2010 4:40:48 PM
theprince$25.00$25.002/1/2010 4:42:02 PM
AF-Chief$28.00$28.002/1/2010 4:44:36 PM
gracej$25.00$25.002/1/2010 4:46:12 PM
forthright-dedication$25.00$25.002/1/2010 4:46:20 PM
screenname03$25.00$25.002/1/2010 4:46:26 PM
Cai8899$75.00$75.002/1/2010 4:34:10 PM
MM1207$25.00$25.002/1/2010 4:46:00 PM
honorable-yield$75.00$75.002/1/2010 4:47:10 PM
rolandweary$30.00$30.002/1/2010 4:35:50 PM
exchange-cub$25.00$25.002/1/2010 4:47:42 PM
junctionking$25.00$25.002/1/2010 4:36:07 PM
loan-master996$50.00$50.002/1/2010 4:36:55 PM
LandE2BG$25.00$25.002/1/2010 4:38:07 PM
personal-lender$25.00$25.002/1/2010 4:40:52 PM
kulender$30.00$30.002/1/2010 4:41:24 PM
dontscrewmeover1$25.00$25.002/1/2010 6:37:48 PM
all_of_that_one$25.00$25.002/1/2010 4:42:55 PM
blooming-market$25.00$25.002/1/2010 4:44:19 PM
br4444$25.00$25.002/1/2010 4:45:26 PM
the-financier814$25.00$25.002/1/2010 4:46:41 PM
penny-zeus$25.00$25.002/1/2010 4:47:25 PM
IIP77$25.00$25.002/1/2010 11:32:02 PM
kanakakm$50.00$50.002/1/2010 11:31:39 PM
palmdelino$25.00$25.002/1/2010 7:49:38 PM
KiwiElf$29.90$29.902/2/2010 10:36:25 AM
julijask$35.00$35.002/2/2010 11:51:30 AM
BigMoney56$25.00$25.002/2/2010 12:03:28 PM
bigphish$25.00$25.002/2/2010 8:40:40 AM
unequaled-loyalty7$25.00$25.002/2/2010 9:36:05 AM
aqaq8877$100.00$100.002/2/2010 12:05:16 PM
nestegg4e$25.00$25.002/2/2010 12:25:35 PM
rulender$50.00$50.002/2/2010 4:37:30 PM
AndrewNikolas$25.00$25.002/2/2010 4:48:50 PM
highcountry1$25.00$25.002/2/2010 4:37:00 PM
AmericanCredit$25.00$25.002/3/2010 5:36:57 AM
BoutYeBank$50.00$50.002/3/2010 9:43:43 AM
greenwell$40.21$40.212/3/2010 12:15:17 PM
CAGE-Investments$100.00$100.002/3/2010 2:17:01 PM
worthy-bid4$25.00$25.002/3/2010 9:26:42 AM
brocilybeef$25.00$25.002/3/2010 12:29:15 PM
nhm$25.00$25.002/3/2010 4:39:40 PM
Railbird$25.00$25.002/3/2010 4:42:12 PM
Phantom99$25.00$25.002/3/2010 4:42:16 PM
LKN2RTR$25.00$25.002/3/2010 4:42:21 PM
PatRichi$25.00$25.002/3/2010 4:42:23 PM
mykkai$25.00$25.002/3/2010 4:42:19 PM
circustab$50.00$50.002/4/2010 7:15:35 AM
foldingbenny2$50.00$50.002/4/2010 7:08:56 AM
springpanda$25.00$25.002/4/2010 1:08:57 PM
Aberdeen$300.00$300.002/4/2010 1:48:17 PM
MoneyTree79$54.15$54.152/4/2010 3:27:24 PM
TigerForce$25.00$25.002/4/2010 4:18:36 PM
RandyL3$37.46$37.462/4/2010 4:52:22 PM
Loan-trust25$25.00$25.002/4/2010 5:37:38 PM
MoneyForNothing$25.00$25.002/4/2010 5:52:52 PM
mhotchan$100.00$100.002/4/2010 8:28:03 PM
income-pizza$27.39$27.392/5/2010 12:32:51 AM
Personal-Bond$25.88$25.882/5/2010 1:04:34 AM
bondhedger$25.00$25.002/5/2010 5:04:25 AM
BONSAY$50.00$50.002/5/2010 8:36:21 AM
OoM$25.00$25.002/5/2010 11:09:29 AM
Richmp412$25.00$25.002/5/2010 12:47:41 PM
Aberdeen$248.31$248.312/5/2010 11:48:49 AM
friendinmoney$83.20$83.202/5/2010 3:44:07 PM
admirable-credit$25.00$25.002/5/2010 4:43:01 PM
bankojerry$25.00$25.002/5/2010 4:57:54 PM
Leopoldine$25.00$25.002/5/2010 7:28:02 PM
generous-deal6$50.00$50.002/5/2010 10:43:39 PM
thegreatstrafe$25.00$25.002/6/2010 5:20:12 AM
JerryB96$25.00$25.002/5/2010 10:12:54 PM
blukahlua$25.00$25.002/6/2010 8:40:50 AM
northern_paddler$25.00$25.002/6/2010 10:57:38 AM
Jiangtao$25.00$25.002/6/2010 6:22:40 PM
PK_USMC$25.00$25.002/6/2010 12:50:10 PM
UncleSafety$25.00$25.002/7/2010 11:06:56 AM
gristle_mcthornbody$25.00$25.002/7/2010 9:50:01 AM
power-cell$45.00$45.002/7/2010 7:17:31 PM
Robbdogg$37.84$37.842/7/2010 3:30:38 PM
wwwUniversal$25.00$25.002/7/2010 10:56:34 PM
windpiano1962$25.00$25.002/8/2010 6:44:03 AM
prainvestment$50.00$50.002/8/2010 8:49:36 AM
jakesworld$100.00$100.002/8/2010 9:08:57 AM
thebadpelican$25.00$25.002/8/2010 10:03:05 AM
Astyanax$40.00$40.002/8/2010 10:20:25 AM
Loan-trust25$25.78$25.782/8/2010 10:32:10 AM
natural-greenback6$25.00$25.002/8/2010 10:41:51 AM
Pickmar$25.00$25.002/8/2010 11:05:33 AM
IncomeTemple$33.33$33.332/8/2010 11:46:54 AM
tenchi2777$25.00$25.002/8/2010 11:51:55 AM
kf88$30.00$30.002/8/2010 1:00:26 PM
HomerdohNY$25.00$25.002/8/2010 3:35:39 PM
rapid-currency$50.77$50.772/8/2010 1:48:00 PM
Schwamie$32.54$32.542/8/2010 2:59:07 PM
SanJoser$25.00$25.002/8/2010 3:44:11 PM
lean-velocity$25.00$25.002/1/2010 4:14:26 PM
Walkingcowboy$25.00$25.002/1/2010 4:34:00 PM
bowdish1$100.00$100.002/1/2010 4:34:34 PM
kmr2$100.00$100.002/1/2010 4:34:55 PM
commerce-web5$40.00$40.002/1/2010 4:35:27 PM
peerlender$30.00$30.002/1/2010 4:35:05 PM
first-pragmatic-note$25.00$25.002/1/2010 4:36:00 PM
dollar-birdie$30.00$30.002/1/2010 4:35:43 PM
auction-elvis$25.00$25.002/1/2010 4:36:47 PM
friendly-worth3$25.00$25.002/1/2010 4:37:02 PM
Havana21$25.00$25.002/1/2010 4:37:19 PM
GElender$50.00$50.002/1/2010 4:37:23 PM
wampum-reaction2$25.00$25.002/1/2010 4:37:44 PM
meenan$25.00$25.002/1/2010 4:40:40 PM
credit-force5$25.00$25.002/1/2010 4:41:09 PM
exciting-responsibility3$25.00$25.002/1/2010 4:41:16 PM
social-conductor4$25.00$25.002/1/2010 4:41:45 PM
mlopez2007$50.00$50.002/1/2010 4:42:39 PM
buckyhead2000$25.00$25.002/1/2010 4:42:44 PM
kindness-percolator5$25.00$25.002/1/2010 4:42:29 PM
trade-trumpet$25.00$25.002/1/2010 4:43:26 PM
skvat$25.00$25.002/1/2010 4:43:08 PM
grampy48$25.00$25.002/1/2010 4:43:13 PM
inspired-contract9$50.00$50.002/1/2010 4:33:51 PM
DukSerduk$25.00$25.002/1/2010 4:46:48 PM
gold-commander0$50.00$50.002/1/2010 4:47:06 PM
mikeandcat$78.10$78.102/1/2010 4:47:32 PM
djs81$25.00$25.002/1/2010 4:47:57 PM
Red4Golf$25.00$25.002/1/2010 5:01:17 PM
desertoasis$25.00$25.002/1/2010 4:37:37 PM
poeman$25.00$25.002/1/2010 5:04:46 PM
moola-escalator$50.00$50.002/1/2010 4:43:37 PM
elasermd$50.00$50.002/1/2010 4:46:46 PM
kchen486$25.00$25.002/1/2010 11:05:37 PM
Beachbum27$25.00$25.002/2/2010 7:36:15 AM
reinforced-reward$25.00$25.002/2/2010 8:07:50 AM
blissful-note7$25.00$25.002/2/2010 9:36:37 AM
Hexnut$50.00$50.002/1/2010 10:57:07 PM
payontime1$50.00$50.002/2/2010 11:17:32 AM
helping-out$25.00$25.002/2/2010 12:58:49 PM
falcon245sp$25.00$25.002/2/2010 1:42:00 PM
CardCapDude$25.00$25.002/2/2010 9:36:20 AM
buukyak$25.00$25.002/2/2010 4:38:36 PM
head$25.00$25.002/2/2010 4:46:44 PM
hope-hickory$25.00$25.002/2/2010 5:07:36 PM
Tradesmanlender$25.00$18.712/3/2010 4:42:26 PM
credit-coach118$40.00$40.002/3/2010 4:24:47 PM
qkinger$50.00$50.002/3/2010 6:08:11 PM
DadWarbucks$25.00$25.002/3/2010 4:40:47 PM
speyer$25.00$25.002/3/2010 4:42:04 PM
equitable-silver$25.00$25.002/4/2010 9:22:17 PM
BankofBeth$25.00$25.002/4/2010 9:17:42 PM
BrighterSuns$25.84$25.842/5/2010 5:40:39 AM
moneytolend72$25.00$25.002/5/2010 7:45:06 AM
BONSAY$30.00$30.002/5/2010 8:36:39 AM
BONSAY$30.00$30.002/5/2010 8:37:14 AM
CaliforniaRepublic$25.00$25.002/5/2010 1:11:16 PM
worldly-marketplace$150.00$150.002/5/2010 7:17:16 PM
bossyboots01$25.00$25.002/5/2010 7:19:06 PM
twerns$40.00$40.002/6/2010 4:31:54 PM
OoM$25.00$25.002/6/2010 12:50:51 PM
soular21804$25.00$25.002/7/2010 4:01:37 PM
Druidsoft$50.00$50.002/7/2010 9:43:08 PM
Planecourage$29.32$29.322/7/2010 10:50:13 PM
Charmart$25.00$25.002/8/2010 2:28:06 AM
equitable-silver$25.00$25.002/8/2010 7:23:45 AM
top-revenue-viking$25.00$25.002/7/2010 8:17:00 PM
martymaniaman$50.00$50.002/8/2010 8:26:27 AM
SeaLoans$25.00$25.002/8/2010 10:04:10 AM
mason5$50.00$50.002/8/2010 9:53:00 AM
AsianDragon$35.00$35.002/8/2010 10:25:49 AM
Snoopylover$25.00$25.002/8/2010 11:16:04 AM
420limo$25.00$25.002/8/2010 12:21:59 PM
afford83$25.00$25.002/8/2010 12:27:58 PM
DEFORHIRE$25.00$25.002/8/2010 12:20:23 PM
dpdaug$40.00$40.002/8/2010 1:32:16 PM
Cherrypicker$50.00$50.002/8/2010 1:36:15 PM
steady-peace8$100.00$100.002/8/2010 1:38:08 PM
atlrealtor$25.00$25.002/8/2010 1:45:22 PM
scotty61$48.27$48.272/8/2010 2:04:42 PM
187 bids
 
Borrower Payment Dependent Notes Series 444281
This series of Notes was issued and sold upon the funding of the borrower loan #40808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jan-26-2010 
  Auction end date:  Feb-02-2010 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 25.99% Starting monthly payment: $156.30
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $140.63
 
Auction yield range: 8.06% - 22.70% Estimated loss impact: 8.34%  
Lender servicing fee: 1.00% Estimated return: 6.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 9 / 9Length of status:7y 1m
Credit score: 700-719 (Jan-2010) Total credit lines: 18 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $337Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: BidD Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (Jan-2008)
540-559 (Jan-2007)
 
Principal balance: $143.24 1+ mo. late: 0 ( 0% )
Total payments billed: 35  
Description
Adoption Expenses
Hello and thank you for taking the time to read my listing!

The purpose of this loan would be for adoption expenses for our little family.? My wife and I are unable to have children (the conventional way).? We adopted our first child almost two years ago and she is the love of my life.? We are hoping to bring another sweet child into our family soon, but need help financing the adoption.

I currently work as an insurance agent in Utah.? I am self employed and have a well established business.? I?have payed off a loan through Prosper that helped me?pay off old credit card debt.? For that I am VERY grateful.? I?was never a day late on those payments?and will be able to make these payments with no problem.? I should be able to pay this loan off very early.?

I am genuinely grateful for any consideration you might give me in this matter.? We are very excited and hopeful about the prospect of adding another beautiful child to our family.? Please feel free to email me if there are any questions that I can answer for you.

Thanks again for taking the time.? Have a great day!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.001/26/2010 4:43:54 PM
SolarMoonshine$100.00$100.001/26/2010 5:27:56 PM
MoneyForNothing$25.00$25.001/26/2010 7:16:36 PM
lender12345$25.00$25.001/26/2010 6:18:51 PM
ihelpunow$50.00$50.001/27/2010 10:22:07 AM
Finchy78$25.00$25.001/27/2010 11:27:12 AM
jsnryn$25.00$25.001/27/2010 9:35:27 PM
moose-capital-funding$25.00$25.001/28/2010 5:10:02 PM
beuford7$25.00$25.001/28/2010 6:47:00 PM
Streamfeeder$25.00$25.001/28/2010 10:00:19 PM
brightest-dignified-penny$100.00$100.001/28/2010 8:41:38 PM
FinanceEngine$40.00$40.001/29/2010 9:47:54 AM
MrPie$27.00$27.001/29/2010 3:59:33 AM
rneckfsu$25.00$25.001/29/2010 2:22:34 PM
healingangel22$25.00$25.001/29/2010 7:42:01 PM
worthy-bid4$25.00$25.001/30/2010 9:54:00 AM
doelenda$25.00$25.001/30/2010 1:31:38 PM
Orbits$25.00$25.001/30/2010 5:48:05 PM
Asparagirl$50.00$50.001/30/2010 10:07:17 PM
ScottFinance$25.00$25.002/1/2010 10:00:51 AM
loan-adventurer7$29.00$29.002/1/2010 11:17:02 AM
grammaspurse$25.00$25.002/1/2010 1:23:07 PM
Your_Bank$25.00$25.002/1/2010 5:11:18 PM
Champion_Lending$25.00$25.002/1/2010 5:32:21 PM
b1geasy$28.62$28.622/1/2010 6:38:50 PM
jslo722$25.00$25.002/2/2010 4:53:40 AM
dbanwart$75.00$10.092/1/2010 7:30:48 PM
freedom3$105.90$105.902/1/2010 10:46:58 PM
friendinmoney$50.00$50.002/2/2010 2:35:27 PM
golffish2$100.00$100.002/2/2010 2:42:03 PM
Ray3486$25.00$25.002/2/2010 2:02:32 PM
SCRUGZY$25.00$25.002/2/2010 3:36:53 PM
exciting-fairness$200.00$200.002/2/2010 3:46:24 PM
cu2maro$100.00$100.002/2/2010 3:48:11 PM
generosity-multiplier$25.00$25.002/2/2010 3:53:05 PM
golffish2$200.00$200.002/2/2010 2:26:55 PM
Nemo2001$25.00$25.002/2/2010 3:39:43 PM
friendinmoney$50.62$50.622/2/2010 3:55:39 PM
fortytwo$200.00$200.001/26/2010 4:04:49 PM
cognizant-rate732$50.00$50.001/26/2010 4:08:21 PM
Aberdeen$300.00$300.001/26/2010 4:44:02 PM
Syzygy$25.00$25.001/26/2010 8:41:18 PM
Gandalf0001$26.20$26.201/30/2010 2:16:22 AM
Dollars4Rent$25.00$25.001/29/2010 5:01:49 PM
trajames$46.35$46.351/30/2010 8:34:10 AM
farblest$50.00$50.001/30/2010 8:37:54 AM
supasonic$50.00$50.001/30/2010 10:32:53 AM
invest-in-ed$40.00$40.001/30/2010 10:21:57 AM
RedCentre$123.43$123.431/31/2010 2:52:30 PM
nashibaksi$25.00$25.002/1/2010 4:44:51 PM
Snoopylover$25.00$25.002/2/2010 6:11:06 AM
psztnrw$100.00$100.002/1/2010 7:23:21 PM
Loves-Corvairs$50.00$50.002/2/2010 9:10:13 AM
ghinga$25.00$25.002/2/2010 10:49:40 AM
wild-orange$25.00$25.002/1/2010 10:00:03 PM
eretro$75.74$75.742/2/2010 11:19:07 AM
Capit0l$25.00$25.002/2/2010 12:02:30 PM
generous-deal6$58.05$58.052/2/2010 2:35:46 PM
I_want_to_help_you$25.00$25.002/2/2010 2:12:51 PM
serene-capital$25.00$25.002/2/2010 2:34:57 PM
PatriotKnight$50.00$50.002/2/2010 3:46:39 PM
PeterPsych$250.00$250.002/2/2010 10:31:44 AM
VTXRider$25.00$25.002/2/2010 12:51:44 PM
kilpat$150.00$150.002/2/2010 2:27:48 PM
orange-pound-party$30.00$30.002/2/2010 2:48:06 PM
The-CAPS-fan$34.00$34.002/2/2010 3:53:34 PM
66 bids
 
Borrower Payment Dependent Notes Series 444545
This series of Notes was issued and sold upon the funding of the borrower loan #40816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-28-2010 
  Auction end date:  Feb-04-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.59% Starting monthly payment: $56.57
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 19.45% Final monthly payment: $53.48
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1974 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 8 / 8Length of status:3y 0m
Credit score: 680-699 (Jan-2010) Total credit lines: 20 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $9,850Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Artemis49 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
680-699 (Apr-2008)
 
Principal balance: $2,847.74 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Paying Off Medical Bills
Purpose of loan: In recent months I have accumulated medical bills due to an increase in my health insurance deductible and the onset of a challenging health condition. I would like to consolidate all of my current medical expenses and simply make one payment a month to resolve this debt.? I do expect an income tax refund in the next few months, however I would like to clear these medical expense debts as quickly as possible. This would be my second loan on Prosper.

My financial situation:
I am a good candidate for this loan because I am reliable, conscientious, dependable and always pay on time as demonstrated by my current Prosper payment record.? Although currently on temporary disability from my job, I have taken steps to cut my expenses by selling my home (closing in February) and moving in with my wonderful son and daughter-in-law to make certain that I have the ability to pay my debts on time. Due to my health challenges and the high deductible on my health insurance, I have unfortunately had to utilize my credit cards much more than I would like to keep current with health services providers. I expect to be able to pay down or pay off the credit cards upon closing on the pending sale of my home in mid-February. This small loan would enable me to pay all my current outstanding medical debts.
Monthly net income: $ 1100.00

Monthly expenses: $ 925.00
??Housing: $ 400.00
??Insurance: $ 45.00
??Car expenses: $ 20.00
??Utilities: $ 0.0
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0.0
??Credit cards and other loans: $ 350.00
??Other expenses: $ 0.0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
USNavyVet$25.00$25.001/28/2010 4:32:42 PM
worthy-bid4$25.00$25.001/29/2010 1:02:45 PM
Unitas4302$150.00$150.002/1/2010 4:49:21 AM
icecoldcash$25.00$25.002/1/2010 9:28:02 PM
Sol_Invictus$25.00$25.002/2/2010 6:18:32 AM
twjh$25.00$25.002/2/2010 10:10:13 AM
peter916$40.00$40.002/2/2010 10:05:59 PM
Aberdeen$170.76$170.762/3/2010 11:39:45 AM
Mikale360$25.00$25.002/3/2010 4:34:43 PM
wild-orange$25.00$25.002/4/2010 1:04:47 AM
Feyenoord$50.00$50.002/4/2010 2:05:43 AM
Leshan$75.00$75.002/4/2010 8:14:41 AM
PotBellyPete$60.00$60.002/4/2010 8:23:03 AM
Nusk$25.00$25.002/4/2010 11:21:15 AM
redrose1518$30.00$30.002/4/2010 11:26:55 AM
ghinga$25.00$25.002/4/2010 12:19:43 PM
LittleMingo$25.00$25.002/4/2010 1:41:37 PM
elvisloans$25.00$25.002/4/2010 2:14:10 PM
yu-rik$50.00$50.002/4/2010 3:05:27 PM
fallentimbers$25.00$25.002/4/2010 3:15:29 PM
gothampark$25.00$25.002/4/2010 3:53:48 PM
fairness-atmosphere$25.00$25.002/4/2010 3:16:54 PM
Syzygy$25.00$25.001/30/2010 11:07:06 AM
good4loan$25.00$25.002/2/2010 4:21:21 PM
toxicbutterfly$25.00$25.002/2/2010 3:59:59 PM
martymaniaman$50.00$50.002/3/2010 6:08:21 AM
Capital_Infusion$30.00$30.002/2/2010 5:06:35 PM
jsnryn$25.00$25.002/3/2010 11:00:48 AM
grammaspurse$25.00$25.002/3/2010 2:45:37 PM
Your_Bank$25.00$25.002/3/2010 6:54:03 PM
the-profit-oracle$25.00$25.002/3/2010 8:38:32 PM
Ray3486$25.00$19.242/3/2010 9:47:45 PM
MrPie$25.00$25.002/4/2010 8:37:23 AM
dpries123$25.00$25.002/4/2010 12:23:31 PM
ALFLoan$25.00$25.002/4/2010 1:46:54 PM
gilbrear$25.00$25.002/4/2010 3:11:44 PM
icon7$25.00$25.002/4/2010 3:38:44 PM
patriot384$100.00$100.002/4/2010 3:43:17 PM
Engineer44$25.00$25.002/4/2010 4:13:44 PM
39 bids
 
Borrower Payment Dependent Notes Series 445267
This series of Notes was issued and sold upon the funding of the borrower loan #40814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-02-2010 
  Auction end date:  Feb-03-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $159.93
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $157.49
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1991 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):Not Available Current / open credit lines: 12 / 8Length of status:16y 0m
Credit score: 740-759 (Feb-2010) Total credit lines: 26 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,291Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 20%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: hope-processor Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Gaining my Financial Freedom
Purpose of loan:
This loan will be used to? consolidate some bills into one monthly payment with the intention of gaining my financial freedom.

My financial situation:
I am a good candidate for this loan because? I am an extremely hard working Christian man who is motivated to make his family debt free. I am paying off all my bills, and this loan will consolidate some into one payment with less interest. It is my full intention to repay this loan as quickly as possible, as I get closer to being debt free. I have worked in my positon at my job for 16 years and have held various positions throughout the organization.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lloyd_s$25.00$25.002/2/2010 4:01:08 PM
exciting-responsibility3$25.00$25.002/2/2010 4:01:43 PM
forthright-dedication$25.00$25.002/2/2010 4:04:25 PM
selector568$500.00$500.002/2/2010 4:04:43 PM
kchen486$25.00$25.002/2/2010 4:05:59 PM
mlopez2007$50.00$50.002/2/2010 4:02:50 PM
helping-out$25.00$25.002/2/2010 4:07:07 PM
blooming-market$25.00$25.002/2/2010 4:03:31 PM
br4444$25.00$25.002/2/2010 4:03:53 PM
unequaled-loyalty7$25.00$25.002/2/2010 4:06:25 PM
BigMoney56$25.00$25.002/2/2010 4:06:44 PM
badgermom$25.00$25.002/2/2010 4:26:50 PM
personal-lender$25.00$25.002/2/2010 4:01:33 PM
moola-escalator$50.00$50.002/2/2010 4:03:17 PM
skuba$25.00$25.002/2/2010 4:34:40 PM
Beachbum27$25.00$25.002/2/2010 4:06:11 PM
tocchan$25.00$25.002/2/2010 4:37:47 PM
falcon245sp$25.00$25.002/2/2010 4:07:12 PM
promiser200$25.00$25.002/2/2010 4:38:39 PM
hope-encourager$25.00$25.002/2/2010 4:37:42 PM
noble-vigilance9$25.00$25.002/2/2010 4:37:45 PM
dsgfl1$25.00$25.002/2/2010 4:37:57 PM
jsw7us$50.00$50.002/2/2010 4:38:22 PM
Kaj$30.00$30.002/2/2010 4:38:37 PM
balance6$25.00$25.002/2/2010 4:38:44 PM
wiselady$25.00$25.002/2/2010 4:38:55 PM
commerce-voyager$25.00$25.002/2/2010 4:42:15 PM
laredotornado$25.00$25.002/2/2010 4:46:02 PM
balance-voyager$100.00$100.002/2/2010 4:46:09 PM
aasx1108$25.00$25.002/2/2010 4:46:49 PM
wormdc$25.00$25.002/2/2010 4:45:45 PM
determined-contract$30.00$30.002/2/2010 4:47:02 PM
exchange-cub$25.00$25.002/2/2010 4:45:54 PM
DrMoneyBags$25.00$25.002/2/2010 4:47:17 PM
Fortuno_per_commodo$50.00$50.002/2/2010 4:46:47 PM
IIP77$25.00$25.002/2/2010 4:47:11 PM
speyer$25.00$25.002/2/2010 4:48:19 PM
verse99$25.00$25.002/2/2010 4:48:22 PM
heroic-platinum$25.00$25.002/2/2010 4:47:26 PM
BayShell$37.09$37.092/2/2010 4:47:49 PM
epwait56$25.00$25.002/2/2010 4:48:28 PM
delicious-social132$25.00$25.002/2/2010 4:49:19 PM
bowdish1$100.00$100.002/2/2010 4:49:22 PM
bchen78875$50.00$50.002/2/2010 4:48:57 PM
Walkingcowboy$25.00$25.002/2/2010 4:49:04 PM
rolandweary$30.00$30.002/2/2010 4:49:49 PM
Cai8899$75.00$75.002/2/2010 4:49:14 PM
red-favorable-basis$25.00$25.002/2/2010 4:50:01 PM
Havana21$25.00$25.002/2/2010 4:50:10 PM
first-pragmatic-note$25.00$25.002/2/2010 4:49:51 PM
auction-elvis$25.00$25.002/2/2010 4:50:04 PM
elegant-income3$25.00$25.002/2/2010 4:59:05 PM
dontscrewmeover1$25.00$25.002/2/2010 6:25:46 PM
first-fund-empenada$25.00$25.002/2/2010 4:37:16 PM
inventive-wealth2$25.00$25.002/2/2010 4:37:27 PM
brocilybeef$25.00$25.002/2/2010 4:37:39 PM
the-aggresive-principal$25.00$25.002/2/2010 4:37:50 PM
Aeroman32$25.00$25.002/2/2010 4:37:55 PM
tisiphone$25.00$23.912/2/2010 7:03:31 PM
unk1911$25.00$25.002/2/2010 4:38:50 PM
wampum-optimization$50.00$50.002/2/2010 4:45:56 PM
auction-turbine4$25.00$25.002/2/2010 4:46:55 PM
majestic-dedication$50.00$50.002/2/2010 4:47:36 PM
financial-frenzy$25.00$25.002/2/2010 4:48:37 PM
kmr2$100.00$100.002/2/2010 4:49:30 PM
LandE2BG$25.00$25.002/2/2010 4:50:18 PM
LouisSaint$25.00$25.002/2/2010 5:15:46 PM
social-conductor4$25.00$25.002/2/2010 4:02:06 PM
trade-trumpet$25.00$25.002/2/2010 4:03:09 PM
MM1207$25.00$25.002/2/2010 4:04:12 PM
poeman$25.00$25.002/2/2010 4:05:31 PM
theprince$25.00$25.002/2/2010 4:02:26 PM
CardCapDude$25.00$25.002/2/2010 4:06:30 PM
gold-commander0$50.00$50.002/2/2010 4:04:34 PM
blissful-note7$25.00$25.002/2/2010 4:06:35 PM
DonaldColorado$25.00$25.002/2/2010 4:30:07 PM
meenan$25.00$25.002/2/2010 4:00:59 PM
credit-force5$25.00$25.002/2/2010 4:01:35 PM
kulender$30.00$30.002/2/2010 4:01:44 PM
kindness-percolator5$25.00$25.002/2/2010 4:02:42 PM
skvat$25.00$25.002/2/2010 4:03:02 PM
lean-velocity$25.00$25.002/2/2010 4:30:58 PM
AF-Chief$28.00$28.002/2/2010 4:03:40 PM
penny-zeus$25.00$25.002/2/2010 4:04:46 PM
winlender$25.00$25.002/2/2010 4:36:34 PM
nickel-eagle5$25.00$25.002/2/2010 4:37:15 PM
medicneedshelp82$25.00$25.002/2/2010 4:37:43 PM
gciarami$25.00$25.002/2/2010 4:37:50 PM
Mr_Marcus$50.00$50.002/2/2010 4:37:53 PM
bds9646$26.00$26.002/2/2010 4:38:02 PM
bill-expert$25.00$25.002/2/2010 4:38:40 PM
orange-finance-banker$50.00$50.002/2/2010 4:38:46 PM
Dutchhunter$50.00$50.002/2/2010 4:38:52 PM
Picopie$50.00$50.002/2/2010 4:37:14 PM
jbaum$25.00$25.002/2/2010 4:37:46 PM
diplomatic-point4$75.00$75.002/2/2010 4:37:51 PM
industrious-dedication$25.00$25.002/2/2010 4:38:41 PM
aldenrains$25.00$25.002/2/2010 4:38:53 PM
leodaguy$25.00$25.002/2/2010 4:45:48 PM
alpinaut$25.00$25.002/2/2010 4:46:03 PM
active-market$100.00$100.002/2/2010 4:46:06 PM
Pasagam$25.00$25.002/2/2010 4:46:10 PM
market-socrates4$25.00$25.002/2/2010 4:46:29 PM
intrepid-transaction5$25.00$25.002/2/2010 4:46:52 PM
CaptainBlueberry$25.00$25.002/2/2010 4:46:05 PM
Ivan2007$25.00$25.002/2/2010 4:47:22 PM
AmericanCredit$25.00$25.002/2/2010 4:47:33 PM
gulch$35.00$35.002/2/2010 4:48:04 PM
red-trade-cologne$25.00$25.002/2/2010 4:48:07 PM
kanakakm$50.00$50.002/2/2010 4:47:04 PM
dharma1$25.00$25.002/2/2010 4:48:29 PM
figs4u2$80.00$80.002/2/2010 4:47:29 PM
kenji4861$25.00$25.002/2/2010 4:30:51 PM
Cheburashka$30.00$30.002/2/2010 4:47:54 PM
friendly-market5$25.00$25.002/2/2010 4:48:32 PM
AndrewNikolas$25.00$25.002/2/2010 4:48:42 PM
thedoctor$90.00$90.002/2/2010 4:49:37 PM
dollar-birdie$30.00$30.002/2/2010 4:49:42 PM
junctionking$25.00$25.002/2/2010 4:49:54 PM
market-builder$25.00$25.002/2/2010 4:49:15 PM
desertoasis$25.00$25.002/2/2010 4:50:13 PM
peerlender$30.00$30.002/2/2010 4:49:33 PM
loan-master996$50.00$50.002/2/2010 4:50:06 PM
kt103099$25.00$25.002/2/2010 4:37:41 PM
JGB$25.00$25.002/2/2010 6:52:56 PM
RockCrown$25.00$25.002/2/2010 4:37:48 PM
roentgen$25.00$25.002/2/2010 4:37:53 PM
REVSTJ999$25.00$25.002/2/2010 4:37:58 PM
first-upright-payout$50.00$50.002/2/2010 4:38:43 PM
Statman01$25.00$25.002/2/2010 8:40:57 PM
toblerone$50.00$50.002/2/2010 4:46:08 PM
AFairDeal$25.00$25.002/2/2010 4:47:01 PM
inspired-contract9$50.00$50.002/2/2010 4:48:59 PM
schpere$30.00$30.002/2/2010 4:49:07 PM
dealarella$25.00$25.002/2/2010 4:49:29 PM
commerce-web5$40.00$40.002/2/2010 4:49:38 PM
supreme-hope$25.00$25.002/2/2010 4:50:02 PM
friendly-worth3$25.00$25.002/2/2010 4:50:07 PM
wampum-reaction2$25.00$25.002/2/2010 4:50:15 PM
hope-hickory$25.00$25.002/2/2010 5:07:25 PM
140 bids
 
Borrower Payment Dependent Notes Series 445631
This series of Notes was issued and sold upon the funding of the borrower loan #40812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-08-2010 
 
Starting lender yield: 9.40% Starting borrower rate/APR: 10.40% / 12.51% Starting monthly payment: $292.10
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $287.67
 
Auction yield range: 4.06% - 9.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1976 Debt/Income ratio: 19%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:2y 7m
Credit score: 740-759 (Feb-2010) Total credit lines: 17 Occupation: Scientist
Now delinquent: 0 Revolving credit balance: $30,374Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: twelvepbrs Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 740-759 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
740-759 (May-2009)
740-759 (Jul-2007)
 
Principal balance: $1,123.72 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Pay off high-rate credit cards
Purpose of loan:
This loan will be used to pay down two of my credit cards that have significantly raised the interest rate on my balance.

My financial situation:
I have demonstrated a consistent ability to meet my debt obligations through my previous Prosper loan (originally $6,000, scheduled to be paid off in July of 2010, all payments on time).? I currently have a good job and also have additional income from two rental properties that generate a positive cashflow of about $1000 per month (this income is not included in the income stated in my listing).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
janicewill$25.00$25.002/8/2010 9:47:47 AM
rpatusa$25.00$25.002/8/2010 9:50:12 AM
influential-gain$25.00$25.002/8/2010 9:52:05 AM
affluence-tycoon$25.00$25.002/8/2010 9:55:30 AM
beachbum22$25.00$25.002/8/2010 9:47:44 AM
Auburnmist$25.00$25.002/8/2010 9:48:10 AM
skibum65$50.00$50.002/8/2010 9:59:45 AM
pubnat$25.00$25.002/8/2010 9:50:59 AM
dime-beeper$30.00$30.002/8/2010 9:51:29 AM
equallender$50.00$50.002/8/2010 9:50:54 AM
gristle$25.00$25.002/8/2010 9:53:18 AM
enigmallc$25.00$25.002/8/2010 10:03:20 AM
mrfixerupper$25.00$25.002/8/2010 9:53:30 AM
cu2maro$25.00$25.002/8/2010 10:03:45 AM
TCR3$25.00$25.002/8/2010 9:54:03 AM
hope-eagle6$25.00$25.002/8/2010 10:04:50 AM
geniusj$25.00$25.002/8/2010 9:55:12 AM
drtexican$50.00$50.002/8/2010 9:55:15 AM
unclejaef$25.00$25.002/8/2010 10:05:08 AM
peso-colonel$90.00$90.002/8/2010 10:05:54 AM
sxcarlson$50.00$50.002/8/2010 9:55:40 AM
TheColoradoDon$25.00$25.002/8/2010 9:55:53 AM
brooklynjoe$25.00$25.002/8/2010 9:59:37 AM
skillful-market2$25.00$25.002/8/2010 9:58:21 AM
michael573114$25.00$25.002/8/2010 9:58:39 AM
Solluna$25.00$25.002/8/2010 9:58:50 AM
sensible-trade$25.00$25.002/8/2010 9:59:07 AM
bonus-buddy2$33.61$33.612/8/2010 9:59:48 AM
bigphish$25.00$25.002/8/2010 10:10:31 AM
araherna$25.00$25.002/8/2010 10:03:34 AM
cash4less$25.00$25.002/8/2010 10:04:35 AM
mla$25.00$25.002/8/2010 10:02:42 AM
desertoasis$50.00$50.002/8/2010 10:05:28 AM
CDEP79$25.00$25.002/8/2010 10:03:42 AM
loanfairy$25.00$25.002/8/2010 10:05:59 AM
deal_maker78$100.00$100.002/8/2010 10:13:42 AM
andlifegoeson$25.00$25.002/8/2010 10:14:26 AM
coin-awakening$26.50$26.502/8/2010 10:14:37 AM
1750$25.00$25.002/8/2010 10:04:53 AM
TiZZaH$25.00$25.002/8/2010 10:15:34 AM
charming-dime$25.00$25.002/8/2010 10:16:43 AM
duty-sensai$25.00$25.002/8/2010 10:06:00 AM
simpy$25.00$25.002/8/2010 10:17:53 AM
movistar$25.00$25.002/8/2010 10:08:20 AM
flwah$25.00$25.002/8/2010 10:18:28 AM
Breakfast_Gypsy$25.00$25.002/8/2010 10:13:34 AM
PeterPsych$25.00$25.002/8/2010 10:14:07 AM
helping-out$25.00$25.002/8/2010 10:21:43 AM
ASR3$25.00$25.002/8/2010 10:14:45 AM
investment-comet$25.00$25.002/8/2010 10:14:57 AM
arcangel72$25.00$25.002/8/2010 10:15:13 AM
taylor883$25.00$25.002/8/2010 10:15:54 AM
fund-virtuoso$25.00$25.002/8/2010 10:16:00 AM
CAGE-Investments$100.00$100.002/8/2010 10:24:19 AM
calsig1363$25.00$25.002/8/2010 10:16:40 AM
autonomous-basis$25.00$25.002/8/2010 10:16:53 AM
Sang1963$25.00$25.002/8/2010 10:13:52 AM
onlyastepaway$25.00$25.002/8/2010 10:14:12 AM
theprince$25.00$25.002/8/2010 10:26:24 AM
br4444$25.00$25.002/8/2010 10:26:29 AM
rosario1$25.00$25.002/8/2010 10:14:28 AM
divemaster$25.00$25.002/8/2010 10:14:52 AM
museic1$50.00$50.002/8/2010 10:15:02 AM
useful-p2ploan$50.00$50.002/8/2010 10:18:26 AM
cash-queen$30.00$30.002/8/2010 10:15:09 AM
snappy$50.00$50.002/8/2010 10:15:17 AM
maxion$25.00$25.002/8/2010 10:15:58 AM
hope-hickory$25.00$25.002/8/2010 10:16:07 AM
lending-bear$50.00$50.002/8/2010 10:19:30 AM
BigMoney56$25.00$25.002/8/2010 10:28:09 AM
gmilliken$25.00$25.002/8/2010 10:16:17 AM
someone0001$25.00$25.002/8/2010 10:19:57 AM
visionary-currency$34.95$34.952/8/2010 10:20:04 AM
DrStaff$41.66$41.662/8/2010 10:20:11 AM
Hexamond$25.00$25.002/8/2010 10:28:44 AM
kbguru$50.00$50.002/8/2010 10:29:00 AM
firsttouch1$200.00$200.002/8/2010 10:29:17 AM
finance-burger$25.00$25.002/8/2010 10:29:29 AM
currency-agave$25.00$25.002/8/2010 10:29:41 AM
billyisafob$25.00$25.002/8/2010 10:29:44 AM
Ballard$25.00$25.002/8/2010 10:21:53 AM
Oupa-George$25.00$25.002/8/2010 10:30:42 AM
Hiro07$25.00$25.002/8/2010 10:19:23 AM
progressive-asset$100.00$100.002/8/2010 10:31:19 AM
unequaled-worth$25.00$25.002/8/2010 10:19:38 AM
caliguian$25.00$25.002/8/2010 10:19:46 AM
fxtrader$25.00$25.002/8/2010 10:31:41 AM
easylender$25.00$25.002/8/2010 10:20:12 AM
credit-solstice$25.00$25.002/8/2010 10:31:59 AM
niskyfranchise$25.00$25.002/8/2010 10:32:02 AM
tlp43$25.00$25.002/8/2010 10:32:29 AM
shrewd-deal$25.00$25.002/8/2010 10:32:37 AM
Lilred7879$50.00$50.002/8/2010 10:32:53 AM
industrious-dedication$25.00$25.002/8/2010 10:33:02 AM
personal-lender$25.00$25.002/8/2010 10:33:15 AM
Katburg$35.00$35.002/8/2010 10:33:22 AM
blissful-note7$25.00$25.002/8/2010 10:26:01 AM
time4aloan$50.00$50.002/8/2010 10:33:31 AM
kulender$25.00$25.002/8/2010 10:26:19 AM
friendly-gold$25.00$25.002/8/2010 10:24:32 AM
smallfry$25.00$25.002/8/2010 10:27:26 AM
worthy-bid4$25.00$25.002/8/2010 10:25:27 AM
mikeandcat$50.00$50.002/8/2010 10:25:30 AM
Binan$25.00$25.002/8/2010 10:25:35 AM
LandE2BG$25.00$25.002/8/2010 10:28:24 AM
cvfriend$25.00$25.002/8/2010 10:28:38 AM
kchen486$25.00$25.002/8/2010 10:26:17 AM
eridient$25.00$25.002/8/2010 10:28:53 AM
ADIDASNO$25.00$25.002/8/2010 10:26:43 AM
mmckune$25.00$25.002/8/2010 10:27:03 AM
thestartuplender$35.00$35.002/8/2010 10:27:07 AM
gethsemane4$25.00$25.002/8/2010 10:30:05 AM
forthright-dedication$50.00$50.002/8/2010 10:30:39 AM
durability-halibut$25.00$25.002/8/2010 10:31:14 AM
momentous-velocity$25.00$25.002/8/2010 10:31:33 AM
gciarami$25.00$25.002/8/2010 10:28:48 AM
steamboatgal$25.00$25.002/8/2010 10:31:37 AM
topher515$25.00$25.002/8/2010 10:31:49 AM
mpactlender$25.00$25.002/8/2010 10:32:08 AM
friendly-worth3$25.00$25.002/8/2010 10:32:13 AM
Fortuno_per_commodo$25.00$25.002/8/2010 10:32:20 AM
gravity-powered-air-cooled$25.00$25.002/8/2010 10:32:25 AM
value-pole$25.00$25.002/8/2010 10:33:28 AM
livingaloha$25.00$25.002/8/2010 10:30:29 AM
zrohmm$25.00$25.002/8/2010 10:30:44 AM
omniviper$25.00$25.002/8/2010 10:30:51 AM
mpatrick$50.00$50.002/8/2010 10:30:59 AM
THREE-POINTS-LENDING$25.00$25.002/8/2010 10:31:25 AM
platinum-platoon$25.00$25.002/8/2010 10:32:15 AM
martiantim$25.00$25.002/8/2010 10:32:32 AM
harperpotok$100.00$100.002/8/2010 10:32:48 AM
auction-turbine4$25.00$25.002/8/2010 10:32:51 AM
orange-courageous-dedication$30.00$30.002/8/2010 10:33:10 AM
Banker7371$25.00$25.002/8/2010 10:33:20 AM
EmeritusX$25.00$25.002/8/2010 10:55:41 AM
interstellar$50.00$50.002/8/2010 11:58:01 AM
Hokiemon$75.00$75.002/8/2010 9:47:53 AM
wampum-chorus3$25.00$25.002/8/2010 9:48:43 AM
Winkyboy$25.00$25.002/8/2010 9:49:40 AM
CrossCreek$25.00$25.002/8/2010 9:52:10 AM
CoolHelp$47.52$47.522/8/2010 9:54:13 AM
PHI4308$25.00$25.002/8/2010 9:55:07 AM
ibuystk$28.87$28.872/8/2010 9:55:27 AM
coin-enclave$25.00$25.002/8/2010 9:55:32 AM
Schleproque$25.00$25.002/8/2010 9:55:57 AM
02bob$25.00$25.002/8/2010 9:57:06 AM
Supernick$25.00$25.002/8/2010 9:48:29 AM
Dr_M$25.00$25.002/8/2010 9:48:59 AM
unk1911$25.00$25.002/8/2010 9:59:49 AM
Picopie$65.78$65.782/8/2010 10:00:10 AM
KLVLOPZ64$25.00$25.002/8/2010 9:48:03 AM
green-unassailable-investment$25.00$25.002/8/2010 9:50:43 AM
LongTail$25.00$25.002/8/2010 10:01:28 AM
urbanMisfit$25.00$25.002/8/2010 9:48:35 AM
lancetc$25.00$25.002/8/2010 10:01:39 AM
cyberie21$40.00$40.002/8/2010 9:52:44 AM
utukxul$25.00$25.002/8/2010 10:04:52 AM
Herluftrolle$25.00$25.002/8/2010 9:55:14 AM
ohnezweck$25.00$25.002/8/2010 9:55:36 AM
mc81$25.00$25.002/8/2010 9:55:47 AM
kenji4861$25.00$25.002/8/2010 10:05:32 AM
krazydavet$25.00$25.002/8/2010 9:55:59 AM
lean-velocity$25.00$25.002/8/2010 10:05:42 AM
DonaldColorado$25.00$25.002/8/2010 10:05:49 AM
burrito6$25.00$25.002/8/2010 9:56:33 AM
dadalou$25.00$25.002/8/2010 9:55:17 AM
MyKidsDad$25.00$25.002/8/2010 9:57:00 AM
BerkeleyBonds$25.00$25.002/8/2010 9:57:03 AM
Pasagam$25.00$25.002/8/2010 9:55:45 AM
saffron4$25.00$25.002/8/2010 9:57:32 AM
lookingup78$25.00$25.002/8/2010 9:59:03 AM
dollar-high-five$25.00$25.002/8/2010 9:56:51 AM
jammers$25.00$25.002/8/2010 10:00:49 AM
Kijib$25.00$25.002/8/2010 9:58:52 AM
mrfrog$25.00$25.002/8/2010 9:59:01 AM
shortstop21$25.00$25.002/8/2010 9:59:09 AM
famous-bill$27.91$27.912/8/2010 10:00:17 AM
concerto5$25.00$25.002/8/2010 10:03:31 AM
riproaringrapids$25.00$25.002/8/2010 10:04:42 AM
Premierelender$25.00$25.002/8/2010 10:02:07 AM
dspmn$25.00$25.002/8/2010 10:04:48 AM
helpinghand63$50.00$50.002/8/2010 10:02:17 AM
new-honorable-rate$25.00$25.002/8/2010 10:05:12 AM
jgar_O$25.00$25.002/8/2010 10:03:23 AM
CarlC$25.00$25.002/8/2010 10:03:39 AM
aldeed$25.00$25.002/8/2010 10:03:47 AM
skuba$25.00$25.002/8/2010 10:06:02 AM
fopaul13$25.00$25.002/8/2010 10:03:50 AM
BuffetRocks$50.00$50.002/8/2010 10:03:58 AM
paba_shaba$25.00$25.002/8/2010 10:14:18 AM
cardan97$25.00$25.002/8/2010 10:14:21 AM
AF-Chief$28.00$28.002/8/2010 10:04:25 AM
ChicagoBoyz$25.00$25.002/8/2010 10:14:40 AM
MM1207$25.00$25.002/8/2010 10:04:39 AM
dunox$25.00$25.002/8/2010 10:14:50 AM
bazaar-utensil7$25.00$25.002/8/2010 10:15:26 AM
atwaterville$50.00$50.002/8/2010 10:15:44 AM
Rick7925$25.00$25.002/8/2010 10:15:51 AM
mizon291$50.00$50.002/8/2010 10:16:10 AM
PhalanxBulldog$25.00$25.002/8/2010 10:05:46 AM
locash$25.00$25.002/8/2010 10:16:37 AM
unrivaled-justice$25.00$25.002/8/2010 10:16:57 AM
the-aggresive-principal$25.00$25.002/8/2010 10:10:27 AM
egw$25.00$25.002/8/2010 10:10:30 AM
ryan23$25.00$25.002/8/2010 10:10:38 AM
skydiver111$25.00$25.002/8/2010 10:17:46 AM
PeterV$25.00$25.002/8/2010 10:19:43 AM
LenderByDay$25.00$25.002/8/2010 10:13:38 AM
fireboss$100.00$100.002/8/2010 10:14:14 AM
GlobalVisionary$25.00$25.002/8/2010 10:14:23 AM
MarinLoans$50.00$50.002/8/2010 10:14:43 AM
commerce-voyager$25.00$25.002/8/2010 10:22:45 AM
region123$50.00$50.002/8/2010 10:15:00 AM
janeraeburn$25.00$25.002/8/2010 10:15:22 AM
PeopleHelpers$50.00$50.002/8/2010 10:15:30 AM
dunedin$25.00$25.002/8/2010 10:24:25 AM
mrbigcup$25.00$25.002/8/2010 10:16:12 AM
Rogesparkguy$25.00$25.002/8/2010 10:16:20 AM
thumper64$35.00$35.002/8/2010 10:16:25 AM
Opportunity4you$25.00$25.002/8/2010 10:16:50 AM
TeamDriftwood$25.00$25.002/8/2010 10:13:31 AM
Aquani$50.00$50.002/8/2010 10:13:44 AM
kindness-percolator5$25.00$25.002/8/2010 10:26:27 AM
hrubinst$25.00$25.002/8/2010 10:17:44 AM
JanLal$25.00$25.002/8/2010 10:14:32 AM
undaunted-agreement$25.00$25.002/8/2010 10:26:50 AM
george_kaplan$25.00$25.002/8/2010 10:26:54 AM
Philkent$25.00$25.002/8/2010 10:27:09 AM
mattemmo$25.00$25.002/8/2010 10:18:46 AM
nojoke411$25.00$25.002/8/2010 10:27:29 AM
X11_Counsil$25.00$25.002/8/2010 10:15:47 AM
helpu88$25.00$25.002/8/2010 10:19:21 AM
intently$25.00$25.002/8/2010 10:28:21 AM
Cutts$25.00$25.002/8/2010 10:20:09 AM
thoughtful-community7$25.00$25.002/8/2010 10:28:50 AM
sweepeet$25.00$25.002/8/2010 10:29:04 AM
nourishing-interest0$25.00$25.002/8/2010 10:29:12 AM
money2k$25.00$25.002/8/2010 10:29:19 AM
KgBsUcKa$25.00$25.002/8/2010 10:29:32 AM
Woodworker57$25.00$25.002/8/2010 10:29:48 AM
pujols8996$30.00$30.002/8/2010 10:29:57 AM
petejones32$25.00$25.002/8/2010 10:18:06 AM
friendly-return7$25.00$25.002/8/2010 10:18:53 AM
LiquidLender$25.00$25.002/8/2010 10:31:03 AM
davidc314$50.00$50.002/8/2010 10:19:35 AM
BumblingStunmbling$25.00$25.002/8/2010 10:31:29 AM
alfster1$50.00$50.002/8/2010 10:19:49 AM
Kulchar$50.00$50.002/8/2010 10:31:52 AM
skiberdad$50.00$50.002/8/2010 10:20:20 AM
roto$25.00$25.002/8/2010 10:32:41 AM
sharkm$35.00$35.002/8/2010 10:32:56 AM
Diamond_Jim$25.00$25.002/8/2010 10:33:05 AM
Kaj$25.00$25.002/8/2010 10:33:19 AM
lloyd_s$25.00$25.002/8/2010 10:33:26 AM
revenue-shepherd$25.00$25.002/8/2010 10:33:32 AM
mathprof$25.00$25.002/8/2010 10:27:10 AM
Thelonius98$25.00$25.002/8/2010 10:27:41 AM
vb3jmg$25.00$25.002/8/2010 10:25:29 AM
social-conductor4$25.00$25.002/8/2010 10:28:11 AM
TennSquire$25.00$25.002/8/2010 10:28:34 AM
Tavita$25.00$25.002/8/2010 10:26:30 AM
capital_gains$25.00$25.002/8/2010 10:29:37 AM
swoosh$25.00$25.002/8/2010 10:26:57 AM
Montello$25.00$25.002/8/2010 10:29:49 AM
ijspence$25.00$25.002/8/2010 10:29:55 AM
nodrivelpls$25.00$25.002/8/2010 10:27:19 AM
Veloce$25.00$25.002/8/2010 10:30:48 AM
Krozy$25.00$25.002/8/2010 10:28:18 AM
srilm$25.00$25.002/8/2010 10:31:09 AM
macjp123$25.00$25.002/8/2010 10:28:29 AM
bold-bright-currency$25.00$25.002/8/2010 10:31:56 AM
DLock99$25.00$25.002/8/2010 10:32:05 AM
treasure-bliss$100.00$100.002/8/2010 10:29:25 AM
Jdogg98$25.00$25.002/8/2010 10:29:51 AM
benefit-squirrel$30.00$30.002/8/2010 10:33:08 AM
enthusiastic-balance5$100.00$100.002/8/2010 10:30:01 AM
wise-extraordinary-loot$30.00$30.002/8/2010 10:33:29 AM
wampum-reaction2$25.00$25.002/8/2010 10:30:24 AM
chekat$25.00$25.002/8/2010 10:30:46 AM
orgy63$25.00$25.002/8/2010 10:30:54 AM
credit-force5$25.00$25.002/8/2010 10:31:22 AM
life-is-great$25.00$25.002/8/2010 10:31:46 AM
astute-dollar$100.00$100.002/8/2010 10:32:34 AM
jdrez$25.00$25.002/8/2010 10:32:50 AM
elegant-bonus$25.00$25.002/8/2010 10:32:59 AM
exact-loan5$25.00$25.002/8/2010 10:33:13 AM
puifais$25.00$25.002/8/2010 10:33:24 AM
rooosta$25.00$15.202/8/2010 10:33:34 AM
dontscrewmeover1$25.00$25.002/8/2010 5:08:36 PM
289 bids
 
Borrower Payment Dependent Notes Series 445637
This series of Notes was issued and sold upon the funding of the borrower loan #40817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 14.06% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1985 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 8 / 6Length of status:9y 5m
Credit score: 600-619 (Feb-2010) Total credit lines: 42 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $5,243Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 104%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: dreamweaver43 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 94% ) 600-619 (Latest)
Principal borrowed: $1,500.00< mo. late: 1 ( 6% )  
620-639 (Sep-2009)
580-599 (Jul-2008)
580-599 (Jun-2008)
 
Principal balance: $234.71 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Getting my car fixed
Purpose of loan:
This loan will be used to? to fix the transmission in our car

My financial situation:
I am a good candidate for this loan because? I am paying? my bills on time and I just need a little help since my husbands hours have been cut and we need our car to get back and fourth to work and this loan comes directly out of our checking account and I intend to pay off my first loan next month.

Monthly net income: $ 2936.00

Monthly expenses: $ 2300.00
??Housing: $?
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dave_Cashflow$50.00$50.002/8/2010 10:16:26 AM
stephen_c01$25.00$25.002/8/2010 10:20:48 AM
cunning-bill$25.00$25.002/8/2010 11:33:15 AM
weezy22$25.00$25.002/8/2010 6:37:12 PM
Bob450$25.00$25.002/8/2010 9:59:24 PM
selector568$100.00$100.002/9/2010 5:38:58 AM
penny-sergeant$25.00$25.002/9/2010 8:03:46 AM
penny-surgeon$25.00$25.002/9/2010 11:13:18 AM
nutandhoney$34.84$34.842/9/2010 12:42:55 PM
Evolver$100.00$100.002/9/2010 5:33:53 PM
houli123$25.00$25.002/9/2010 5:54:01 PM
DANTHEMAN2$25.00$25.002/9/2010 7:31:27 PM
unger$50.00$50.002/10/2010 3:04:16 AM
dinero-musician$25.00$25.002/9/2010 4:17:40 AM
zydeco337$25.00$25.002/8/2010 10:09:52 PM
Jasmel$200.00$105.472/9/2010 5:38:10 AM
GS-ROCK$25.00$25.002/9/2010 10:52:28 AM
NutmegFilms$25.00$25.002/9/2010 9:54:20 AM
honorable-yield$25.00$25.002/9/2010 10:28:44 AM
five-star-note$75.00$75.002/9/2010 12:23:49 PM
DoogieMoney$25.00$25.002/9/2010 1:19:36 PM
Kqwik$34.69$34.692/9/2010 2:36:55 PM
twjh$25.00$25.002/9/2010 5:33:58 PM
capital-deployment$25.00$25.002/9/2010 5:38:21 PM
SolarMoonshine$25.00$25.002/9/2010 5:29:10 PM
LuvToLend$25.00$25.002/9/2010 11:35:44 PM
26 bids
 
Borrower Payment Dependent Notes Series 445693
This series of Notes was issued and sold upon the funding of the borrower loan #40823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Feb-08-2010 
  Auction end date:  Feb-09-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $301.94
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $286.72
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1999 Debt/Income ratio: 32%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 13Length of status:1y 11m
Credit score: 640-659 (Feb-2010) Total credit lines: 28 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $21,204Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 74%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: balilanai Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
660-679 (Nov-2009)
620-639 (Mar-2008)
 
Principal balance: $2,006.96 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Rather pay you than Citibank
Purpose of Loan
Citibank has raised my interest rate from 9.24% to a variable APR of 19.99% because one of my payments was 3 hours late. I paid after 5 pm on the payment due date so it was processed the next day and considered late. Ridiculously, Citibank raise my interest rate to 15.99% because of this. I called Customer service several times and even sent a letter to them but they rejected my request to revert the rate and cancel my card. They also doubled my monthly payment.

I have decided to pay off this card and close it by refinancing at a lower rate. I would rather pay fellow Prosper lenders than a bank that gets money from the Federal Reserve at 0% and lends it out at extremely high rates to consumers.
Your loan is guaranteed to be safe and paid for. Here's why

Annual Salary: $72090
I work as a Business Analyst for an IT company. My job is stable and I have Never ever missed a payment on any of my loans EVER (its just not my style).
I have 2 graduate degrees- a MBA in Finance and a MS in Information Systems and am financially responsible.

Checking account: $1400
Savings: $2400
Roth IRA: $8275
Stocks and Mutual Funds: $3800

My car is paid off, I rent an apartment and have almost $2400-$2800 in disposable income every month. I don't drink, don't smoke, am a vegetarian and hardly eat out .. Just in case you wanted to know my lifestyle.

To be fair, I have the cash to pay this off immediately but I need a buffer. I am enraged with Citibank for being so mean and want them to lose my Business and you to earn my Business. Its a win-win situation.

Bye the way, if you haven't already it, I recommend the book ' The Richest Man in Babylon'. It will change the way you think about money and use it and will help you on your way to financial independence.

Thanks in Advance :)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$35.00$35.002/8/2010 9:53:02 AM
falcon88dp$25.00$25.002/8/2010 9:57:51 AM
drg6289$25.00$25.002/8/2010 10:04:08 AM
supreme-bonus0$25.00$25.002/8/2010 10:24:52 AM
radforj22$25.00$25.002/8/2010 10:17:33 AM
penny-surgeon$25.00$25.002/8/2010 10:44:03 AM
orange-finance-banker$25.00$25.002/8/2010 10:44:46 AM
ASR3$25.00$25.002/8/2010 10:43:00 AM
supreme-hope$25.00$25.002/8/2010 10:45:31 AM
BlindJoeDeath$25.00$25.002/8/2010 10:46:42 AM
play_ultimate$25.00$25.002/8/2010 10:54:32 AM
twirl2$25.00$25.002/8/2010 10:55:54 AM
wampum-chorus3$25.00$25.002/8/2010 10:56:47 AM
red-favorable-basis$25.00$25.002/8/2010 10:47:30 AM
Dr_M$25.00$25.002/8/2010 10:58:19 AM
flexible-value$25.00$25.002/8/2010 10:48:26 AM
WindyKid$25.00$25.002/8/2010 10:53:22 AM
ptjg$25.00$25.002/8/2010 2:06:37 PM
Peterman$25.00$25.002/8/2010 4:37:07 PM
Kaj$25.00$25.002/8/2010 6:25:17 PM
yeti888$25.00$25.002/8/2010 6:29:59 PM
famous-bill$25.00$25.002/8/2010 6:28:37 PM
oldmora$50.00$50.002/8/2010 6:29:51 PM
treasure-bliss$100.00$100.002/8/2010 6:30:08 PM
orange-preeminant-bill$100.00$100.002/8/2010 6:30:17 PM
bountiful-bazaar$25.00$25.002/8/2010 7:03:05 PM
time4aloan$30.00$30.002/8/2010 7:03:25 PM
ingenious-deal6$25.00$25.002/8/2010 7:03:30 PM
merriewold$25.00$25.002/8/2010 7:03:36 PM
Rattlehead$25.00$25.002/8/2010 7:01:02 PM
kmr2$100.00$100.002/8/2010 7:02:04 PM
LBOregon$25.00$25.002/8/2010 7:02:07 PM
selfmademan$25.00$25.002/8/2010 7:05:02 PM
zippy-interest$25.00$25.002/8/2010 7:01:08 PM
mdf$50.00$50.002/8/2010 7:02:16 PM
natural-greenback6$25.00$25.002/8/2010 7:01:24 PM
oreyedoc$25.00$25.002/8/2010 7:05:31 PM
benefit-squirrel$25.00$25.002/8/2010 7:02:49 PM
hope-equation$50.00$50.002/8/2010 7:05:46 PM
nourishing-interest0$25.00$25.002/8/2010 7:05:51 PM
elegant-loot$25.00$25.002/8/2010 7:06:12 PM
junctionking$25.00$25.002/8/2010 7:03:47 PM
circuitfive$25.00$25.002/8/2010 7:02:38 PM
value-pole$25.00$25.002/8/2010 7:06:39 PM
secobarbital$25.00$25.002/8/2010 7:04:12 PM
Buffer10$100.00$100.002/8/2010 7:06:55 PM
blooming-dedication$50.00$50.002/8/2010 7:07:02 PM
AF_Trust$25.00$25.002/8/2010 7:07:22 PM
asiaratt$100.00$100.002/8/2010 7:08:01 PM
GElender$25.00$25.002/8/2010 7:04:03 PM
loan-master996$50.00$50.002/8/2010 7:04:19 PM
gizzywump$25.00$25.002/8/2010 7:08:32 PM
exact-loan5$30.00$30.002/8/2010 7:04:29 PM
the-aggresive-principal$25.00$25.002/8/2010 7:06:17 PM
stoopidnoodle$25.00$25.002/8/2010 7:09:11 PM
BankME$25.00$25.002/8/2010 7:05:15 PM
rdecartus$25.00$25.002/8/2010 7:09:18 PM
friendly-worth3$25.00$25.002/8/2010 7:09:40 PM
Q9-X3$25.00$25.002/8/2010 7:10:21 PM
Turtlebear44$25.00$25.002/8/2010 7:07:43 PM
StarzRLimit$25.00$25.002/8/2010 7:11:11 PM
topher515$25.00$25.002/8/2010 7:11:16 PM
EJL$25.00$25.002/8/2010 7:08:48 PM
Sam65$25.00$25.002/8/2010 7:08:54 PM
note-tent$25.00$25.002/8/2010 7:11:46 PM
sharpchicago$25.00$25.002/8/2010 7:09:04 PM
jstefans$25.00$25.002/8/2010 7:09:17 PM
honorable-yield$35.00$35.002/8/2010 7:07:45 PM
ritchie70$25.00$25.002/8/2010 7:09:41 PM
rooosta$25.00$25.002/8/2010 7:08:17 PM
skuba$25.00$25.002/8/2010 7:09:56 PM
cmlmiami$100.00$100.002/8/2010 7:10:13 PM
Speculator$50.00$50.002/8/2010 7:08:31 PM
screenname03$25.00$25.002/8/2010 7:08:58 PM
poeman$25.00$25.002/8/2010 7:09:05 PM
decisive-capital$50.00$50.002/8/2010 7:09:16 PM
fortytwo$50.00$50.002/8/2010 7:26:13 PM
SpareChangeHero$25.00$25.002/8/2010 7:11:10 PM
Sateesh$100.00$100.002/8/2010 7:09:31 PM
PeopleHelpers$25.00$25.002/8/2010 7:11:27 PM
financial-frenzy$25.00$25.002/8/2010 7:11:38 PM
life-is-great$25.00$25.002/8/2010 7:11:50 PM
bluprntguy$25.00$25.002/8/2010 7:27:29 PM
GrooveBiz$50.00$50.002/8/2010 7:10:17 PM
bmarch$25.00$25.002/8/2010 7:27:36 PM
ITExec$83.98$83.982/8/2010 7:27:43 PM
andypbe$25.00$25.002/8/2010 7:30:35 PM
silver-armada$50.00$50.002/8/2010 7:11:59 PM
lcole32$29.78$29.782/8/2010 7:26:00 PM
punctual-worth$25.00$25.002/8/2010 7:27:35 PM
mizunoman$25.00$25.002/8/2010 7:27:37 PM
omerta6102$50.00$50.002/8/2010 7:28:43 PM
runner262$25.00$25.002/8/2010 7:29:16 PM
bold-dynamic-silver$25.00$25.002/8/2010 7:30:16 PM
Fuzkaska__F_u_n_d_s$25.00$25.002/8/2010 7:27:28 PM
shawnw2$50.00$50.002/8/2010 7:29:58 PM
SaintMatthew$25.00$25.002/8/2010 8:37:33 PM
Bob450$50.00$50.002/8/2010 9:54:09 PM
cash2lendu$50.00$50.002/8/2010 9:02:50 PM
privatebankerva$25.00$25.002/9/2010 7:23:50 AM
Helenska11$25.00$25.002/8/2010 10:43:48 AM
Diamond_Jim$25.00$25.002/8/2010 10:47:10 AM
AF-Chief$28.00$28.002/8/2010 10:48:12 AM
Havana21$25.00$25.002/8/2010 10:43:06 AM
next2$25.00$25.002/8/2010 10:44:35 AM
Phantom99$25.00$25.002/8/2010 10:51:41 AM
aasx1108$25.00$25.002/8/2010 10:42:50 AM
head$25.00$25.002/8/2010 10:47:14 AM
Hothornman$25.00$25.002/8/2010 10:47:57 AM
UCLA4life$25.00$25.002/8/2010 10:49:34 AM
dime-beeper$25.00$25.002/8/2010 10:52:41 AM
yield-lion$25.00$25.002/8/2010 10:56:18 AM
Artist_Blue$25.00$25.002/8/2010 10:54:17 AM
munoz44$25.00$25.002/8/2010 10:57:00 AM
jscig$50.00$50.002/8/2010 10:58:24 AM
dollardave$200.00$200.002/8/2010 11:37:17 AM
JustMee$25.00$25.002/8/2010 6:17:15 PM
social-conductor4$25.00$25.002/8/2010 6:21:13 PM
seisen$50.00$50.002/8/2010 6:29:37 PM
rosario1$25.00$25.002/8/2010 6:47:43 PM
integrity-doctor$50.00$50.002/8/2010 6:47:13 PM
hc90474$25.00$25.002/8/2010 7:01:44 PM
delicious-social132$25.00$25.002/8/2010 7:03:11 PM
intrepid-transaction5$25.00$25.002/8/2010 7:03:52 PM
rock-turner$50.00$50.002/8/2010 7:01:29 PM
balance-hercules$100.00$100.002/8/2010 7:04:56 PM
kindness-percolator5$25.00$25.002/8/2010 7:05:00 PM
wampum-proton$25.00$25.002/8/2010 7:02:11 PM
natecam$25.00$25.002/8/2010 7:01:48 PM
WalnutCreekguy$25.00$25.002/8/2010 7:01:58 PM
delivery$25.00$25.002/8/2010 7:03:16 PM
PatRichi$25.00$25.002/8/2010 7:02:19 PM
papaloha$50.00$50.002/8/2010 7:02:31 PM
personal-lender$25.00$25.002/8/2010 7:06:42 PM
Shepherd7$25.00$25.002/8/2010 7:02:56 PM
orange-courageous-dedication$30.00$30.002/8/2010 7:06:53 PM
impeccable-transparency$50.00$50.002/8/2010 7:07:16 PM
elevated-platinum5$25.00$25.002/8/2010 7:07:20 PM
theprince$25.00$25.002/8/2010 7:04:41 PM
purdue98$25.00$25.002/8/2010 7:03:42 PM
lloyd_s$25.00$25.002/8/2010 7:07:33 PM
steves73$25.00$25.002/8/2010 7:03:54 PM
bowdish1$50.00$50.002/8/2010 7:05:19 PM
jonbozeman$25.00$25.002/8/2010 7:05:41 PM
WBB21$25.00$25.002/8/2010 7:05:58 PM
puifais$25.00$25.002/8/2010 7:05:22 PM
Cai8899$30.00$30.002/8/2010 7:05:29 PM
Msbutterfly$25.00$25.002/8/2010 7:10:02 PM
kidsskipp$25.00$25.002/8/2010 7:10:08 PM
Zolton$200.00$200.002/8/2010 7:07:11 PM
TheYellowDart$25.00$25.002/8/2010 7:06:06 PM
vine99$45.00$45.002/8/2010 7:10:37 PM
saffron4$45.67$45.672/8/2010 7:06:26 PM
wise-extraordinary-loot$25.00$25.002/8/2010 7:06:31 PM
jlr613$25.00$25.002/8/2010 7:10:45 PM
traveler50$25.00$25.002/8/2010 7:10:52 PM
georgethesir$25.00$25.002/8/2010 7:08:27 PM
Interstate_Rate$250.00$250.002/8/2010 7:08:48 PM
Cre8iveCash$25.00$25.002/8/2010 7:08:50 PM
important-ore$50.00$50.002/8/2010 7:09:27 PM
CarDealer3070$30.00$30.002/8/2010 7:08:07 PM
fareast_man$25.00$25.002/8/2010 7:09:49 PM
Purposeful$25.00$25.002/8/2010 7:08:21 PM
bnlforever$25.00$25.002/8/2010 7:10:39 PM
350DGRZ$25.00$25.002/8/2010 7:11:43 PM
dparkhom$25.00$25.002/8/2010 7:27:27 PM
listing-trapper3$50.00$50.002/8/2010 7:11:53 PM
whatknows$25.00$25.002/8/2010 7:27:33 PM
FeedTheMachine$200.00$200.002/8/2010 7:12:01 PM
Learning2Lend$50.00$50.002/8/2010 7:27:49 PM
deegeeman$50.00$50.002/8/2010 7:10:37 PM
dinero-mason$50.00$50.002/8/2010 7:11:03 PM
MONEYMATCH$25.00$25.002/8/2010 7:11:33 PM
reflective-rupee$50.00$50.002/8/2010 7:29:48 PM
mercuriant$25.00$25.002/8/2010 7:14:30 PM
rob1971$25.00$25.002/8/2010 7:27:36 PM
HalfDayz$44.83$44.832/8/2010 7:27:41 PM
GoodScot$25.00$25.002/8/2010 7:30:25 PM
louisianalender$100.00$72.742/8/2010 7:30:49 PM
compassion-paladin042$25.00$25.002/8/2010 7:29:21 PM
reflective-rupee$25.00$25.002/8/2010 7:29:59 PM
ElAbel11$25.00$25.002/8/2010 7:30:37 PM
twjh$25.00$25.002/8/2010 7:35:43 PM
LuvToLend$25.00$25.002/9/2010 3:57:47 AM
GyJAV_BNCCo$30.00$30.002/9/2010 7:19:23 AM
five-star-note$100.00$100.002/9/2010 12:25:40 PM
good4loan$25.00$25.002/9/2010 12:29:27 PM
187 bids