Sales Report:Supplement No. 134 dated Feb 10, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
444018
This series of Notes was issued and sold upon the funding of the borrower loan #40805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-25-2010 |
| |
Auction end date:
| Feb-01-2010 |
|
|
Starting lender yield:
| 8.50% |
Starting borrower rate/APR:
| 9.50% / 9.84% |
Starting monthly payment:
| $480.49 |
|
Final lender yield:
| 8.50% |
Final borrower rate/APR:
| 9.50% / 9.84% |
Final monthly payment:
| $480.49 |
| |
|
Auction yield range:
| 3.06% - 8.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.00% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 14
/
12 | Length of status: | 17y 7m |
|
Credit score:
| 860-879 (Jan-2010) |
Total credit lines:
| 39 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $109 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bell455 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repairs to invesment property
Purpose of loan:
This loan will be used to make repairs to a 4 unit apartment building so that I can sell the building.? I have had several interested parties. However, a few minor repairs are needed before I can sell the property.? The building is fully rented and generate 5000 per month after expenses it leaves 1000 to keep.? The income will be used to pay the loan balance.? Thanks for your help.? I really appreciate it.
My financial situation:
I am a good candidate for this loan because I have excellent credit. I do not like credit cards and I try to payoff my credit card balances every month.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How is it your credit score is 860-879. I though the maximum FICO credit score was 850. Is there someone wrong with Propers data? - loan-apple
A:
Thanks for the email. I am not sure why the credit score is between 860-870. I believe some companies assigned their own credit score based on the data retrieved from the credit reporting agencies. I know my score is above 800 on equifax. I tried to looking around on Prosper for the answer without avail. Thanks for the email.
Kay
(Jan-30-2010)
Q:
So are you using the loan proceeds to pay of your mortgage on the property or to renovate it to get a better price on the sale? Reason I ask is that I am wondering if you plan on repaying this loan after the sale... or continue renting - hollister06001
A:
I will use the funds to renovate for a better price. If I sell the property, I will use the income to pay off the loan. Due to the current market conditions, it may take a year to sell. I have several interested parties. However, buyers are finding it difficult to find a reasonable loan product. I will continue to rent until the property is sold. I hope this helps. Let me know if you have anymore questions.
(Jan-30-2010)
Q:
Also, if you are using to renovate, will you be able to charge higher rents on your units in the near future? I would think that a $480 monthly payment would cut fairly deep into your current profits. Thanks. - hollister06001
A:
Thanks for your email. I should be able to charge higher rent. However, to remain competitive I have to keep the rents about the same. Right now my minimum rent is 950 per month for a one bedroom. I make 5000 a month in rental income. Approx. $1000 after I pay the mortgage. Again, thanks for the email. Let me know if you have any other questions.
(Jan-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 1/25/2010 4:35:45 PM |
| all_of_that_one | $25.00 | $25.00 | 1/25/2010 4:49:57 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/25/2010 4:50:13 PM |
| kenji4861 | $25.00 | $25.00 | 1/25/2010 5:00:12 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/25/2010 5:11:23 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/25/2010 5:11:20 PM |
| meenan | $25.00 | $25.00 | 1/25/2010 5:21:56 PM |
| wampum-optimization | $50.00 | $50.00 | 1/25/2010 5:23:18 PM |
| lloyd_s | $25.00 | $25.00 | 1/25/2010 5:22:03 PM |
| kulender | $30.00 | $30.00 | 1/25/2010 5:22:31 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/25/2010 5:23:05 PM |
| thedoctor | $90.00 | $90.00 | 1/25/2010 5:24:36 PM |
| schpere | $30.00 | $30.00 | 1/25/2010 5:23:23 PM |
| Cai8899 | $75.00 | $75.00 | 1/25/2010 5:23:33 PM |
| delicious-social132 | $25.00 | $25.00 | 1/25/2010 5:23:43 PM |
| bowdish1 | $100.00 | $100.00 | 1/25/2010 5:23:49 PM |
| commerce-voyager | $25.00 | $25.00 | 1/25/2010 5:25:29 PM |
| rolandweary | $30.00 | $30.00 | 1/25/2010 5:24:55 PM |
| junctionking | $25.00 | $25.00 | 1/25/2010 5:25:35 PM |
| Syzygy | $25.00 | $25.00 | 1/25/2010 5:26:01 PM |
| aldenrains | $25.00 | $25.00 | 1/25/2010 5:25:23 PM |
| dollar-birdie | $30.00 | $30.00 | 1/25/2010 5:24:50 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/25/2010 5:26:30 PM |
| AF-Chief | $35.00 | $35.00 | 1/25/2010 5:26:12 PM |
| dud | $50.00 | $50.00 | 1/25/2010 5:27:30 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/25/2010 5:26:44 PM |
| heroic-platinum | $25.00 | $25.00 | 1/25/2010 5:28:34 PM |
| auction-elvis | $25.00 | $25.00 | 1/25/2010 5:26:17 PM |
| alpinaut | $25.00 | $25.00 | 1/25/2010 5:28:25 PM |
| AmericanCredit | $25.00 | $25.00 | 1/25/2010 5:28:32 PM |
| skuba | $25.00 | $25.00 | 1/25/2010 5:29:56 PM |
| GElender | $50.00 | $50.00 | 1/25/2010 5:27:48 PM |
| desertoasis | $25.00 | $25.00 | 1/25/2010 5:28:52 PM |
| hptcrabbers | $25.00 | $25.00 | 1/25/2010 5:39:16 PM |
| lucrative-loan | $25.00 | $25.00 | 1/25/2010 5:40:53 PM |
| blot44 | $25.00 | $25.00 | 1/25/2010 6:34:53 PM |
| green-benefit-enclave | $25.00 | $25.00 | 1/26/2010 1:07:05 AM |
| cub510 | $25.00 | $25.00 | 1/26/2010 1:00:36 AM |
| speyer | $25.00 | $25.00 | 1/26/2010 1:38:32 AM |
| CIC | $25.00 | $25.00 | 1/26/2010 4:00:28 AM |
| Geldmeister | $50.00 | $50.00 | 1/26/2010 7:22:02 AM |
| RockCrown | $25.00 | $25.00 | 1/26/2010 7:08:37 AM |
| lendingstar | $25.00 | $25.00 | 1/26/2010 7:16:47 AM |
| the-aggresive-principal | $25.00 | $25.00 | 1/26/2010 9:38:08 AM |
| gciarami | $25.00 | $25.00 | 1/26/2010 9:47:03 AM |
| GRI | $50.00 | $50.00 | 1/26/2010 11:12:59 AM |
| jmvingeorgia | $25.00 | $25.00 | 1/26/2010 11:12:33 AM |
| profitable-durability6 | $25.00 | $25.00 | 1/26/2010 11:14:01 AM |
| stoopidnoodle | $25.00 | $25.00 | 1/26/2010 11:14:08 AM |
| Reinadog9 | $25.00 | $25.00 | 1/26/2010 11:19:10 AM |
| nickel-advocator | $25.00 | $25.00 | 1/26/2010 11:28:01 AM |
| ferdberfel | $50.00 | $50.00 | 1/26/2010 11:21:38 AM |
| neighborly-peso | $25.00 | $25.00 | 1/26/2010 11:36:29 AM |
| Angleofcare | $25.00 | $25.00 | 1/26/2010 11:29:27 AM |
| value-pouch | $50.00 | $50.00 | 1/26/2010 11:28:07 AM |
| superstar449 | $25.00 | $25.00 | 1/26/2010 11:28:46 AM |
| transparency-giant | $50.00 | $50.00 | 1/26/2010 11:39:03 AM |
| first-fund-empenada | $25.00 | $25.00 | 1/26/2010 11:33:37 AM |
| tocchan | $25.00 | $25.00 | 1/26/2010 11:35:19 AM |
| natmonkey | $25.00 | $25.00 | 1/26/2010 11:42:48 AM |
| diplomatic-point4 | $75.00 | $75.00 | 1/26/2010 11:42:55 AM |
| rooosta | $25.00 | $25.00 | 1/26/2010 11:43:14 AM |
| copperfield | $25.00 | $25.00 | 1/26/2010 11:40:16 AM |
| first-upright-payout | $50.00 | $50.00 | 1/26/2010 11:46:12 AM |
| Speculator | $50.00 | $50.00 | 1/26/2010 11:46:45 AM |
| ryan23 | $25.00 | $25.00 | 1/26/2010 11:41:59 AM |
| balance-voyager | $100.00 | $100.00 | 1/26/2010 11:42:16 AM |
| appastk | $25.00 | $25.00 | 1/26/2010 11:42:31 AM |
| Katburg | $50.00 | $50.00 | 1/26/2010 11:42:46 AM |
| maple1 | $25.00 | $25.00 | 1/26/2010 11:41:49 AM |
| serpentine | $50.00 | $50.00 | 1/26/2010 11:42:26 AM |
| InvestorPartners | $25.00 | $25.00 | 1/26/2010 11:51:47 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/26/2010 11:45:36 AM |
| gulch | $35.00 | $35.00 | 1/26/2010 11:45:58 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/26/2010 11:44:18 AM |
| OldFriend | $25.00 | $25.00 | 1/26/2010 11:45:07 AM |
| OCedHrt | $25.00 | $25.00 | 1/26/2010 11:45:19 AM |
| GrommetPosse | $25.00 | $25.00 | 1/26/2010 11:47:25 AM |
| samo102us | $25.00 | $25.00 | 1/26/2010 11:56:45 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/26/2010 11:47:11 AM |
| freefly67 | $25.00 | $25.00 | 1/26/2010 11:47:21 AM |
| the-bright-velocity | $25.00 | $25.00 | 1/26/2010 11:57:34 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/26/2010 11:50:36 AM |
| exchange-battalion | $30.00 | $30.00 | 1/26/2010 11:57:59 AM |
| bill-expert | $25.00 | $25.00 | 1/26/2010 11:48:37 AM |
| BayShell | $50.00 | $50.00 | 1/26/2010 11:58:27 AM |
| highcountry1 | $25.00 | $25.00 | 1/26/2010 12:09:05 PM |
| Pasagam | $25.00 | $25.00 | 1/26/2010 11:54:16 AM |
| verse99 | $25.00 | $25.00 | 1/26/2010 11:54:30 AM |
| martinatime | $25.00 | $25.00 | 1/26/2010 11:55:30 AM |
| jsw7us | $50.00 | $50.00 | 1/26/2010 12:16:36 PM |
| vigilance-accruer | $25.00 | $25.00 | 1/26/2010 11:58:36 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/26/2010 11:58:48 AM |
| Solomonsk5 | $25.00 | $25.00 | 1/26/2010 12:52:21 PM |
| nickel-eagle5 | $25.00 | $25.00 | 1/26/2010 12:09:23 PM |
| dollardave | $44.54 | $44.54 | 1/26/2010 1:19:27 PM |
| blooming-market | $25.00 | $25.00 | 1/26/2010 12:13:05 PM |
| ijspence | $25.00 | $25.00 | 1/26/2010 12:10:56 PM |
| elegant-income3 | $25.00 | $25.00 | 1/26/2010 12:14:55 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 1/26/2010 12:14:23 PM |
| CaptPicard | $25.00 | $25.00 | 1/26/2010 12:15:42 PM |
| teller | $60.00 | $60.00 | 1/26/2010 12:16:17 PM |
| jd006006 | $38.42 | $38.42 | 1/26/2010 12:51:28 PM |
| moola-rose8 | $25.00 | $25.00 | 1/26/2010 1:57:36 PM |
| dharma1 | $25.00 | $25.00 | 1/26/2010 3:31:52 PM |
| springpanda | $25.00 | $25.00 | 1/26/2010 4:18:17 PM |
| fostaman | $25.00 | $25.00 | 1/26/2010 5:17:22 PM |
| DukSerduk | $25.00 | $25.00 | 1/26/2010 5:19:45 PM |
| winlender | $25.00 | $25.00 | 1/26/2010 6:07:09 PM |
| Railbird | $25.00 | $25.00 | 1/26/2010 5:53:50 PM |
| snowman34 | $25.00 | $25.00 | 1/26/2010 6:12:46 PM |
| julijask | $35.00 | $35.00 | 1/26/2010 5:54:58 PM |
| grampy48 | $25.00 | $25.00 | 1/26/2010 6:00:15 PM |
| greenwell | $50.00 | $50.00 | 1/26/2010 6:00:32 PM |
| DadWarbucks | $25.00 | $25.00 | 1/26/2010 7:46:48 PM |
| rdrloan | $25.00 | $25.00 | 1/26/2010 6:01:29 PM |
| rjblack | $50.00 | $50.00 | 1/26/2010 10:03:07 PM |
| KiwiElf | $30.00 | $30.00 | 1/26/2010 10:03:11 PM |
| financelover | $50.00 | $50.00 | 1/26/2010 10:03:25 PM |
| flwah | $25.00 | $25.00 | 1/26/2010 10:03:53 PM |
| e3oM | $57.76 | $57.76 | 1/26/2010 8:56:04 PM |
| respectful-integrity3 | $30.00 | $30.00 | 1/26/2010 7:56:31 PM |
| Goodlender42 | $25.00 | $25.00 | 1/26/2010 10:03:14 PM |
| Ivan2007 | $25.00 | $25.00 | 1/26/2010 10:16:27 PM |
| discrete-asset | $25.00 | $25.00 | 1/27/2010 7:27:03 AM |
| rmachi | $25.00 | $25.00 | 1/27/2010 7:27:38 AM |
| buffalobills | $25.00 | $25.00 | 1/27/2010 7:44:56 AM |
| djs81 | $25.00 | $25.00 | 1/27/2010 7:27:16 AM |
| Sixmil | $25.00 | $25.00 | 1/27/2010 7:27:46 AM |
| Zipperdu | $50.00 | $50.00 | 1/27/2010 5:24:49 AM |
| head | $25.00 | $25.00 | 1/27/2010 7:27:37 AM |
| MrBailey | $25.00 | $25.00 | 1/27/2010 10:24:07 AM |
| social-conductor4 | $25.00 | $25.00 | 1/27/2010 11:25:50 AM |
| Bieling | $25.00 | $25.00 | 1/27/2010 1:57:36 PM |
| Phantom99 | $25.00 | $25.00 | 1/27/2010 2:19:21 PM |
| worthy-bid4 | $50.00 | $50.00 | 1/27/2010 3:29:09 PM |
| Jassi | $25.00 | $25.00 | 1/27/2010 2:19:46 PM |
| janus_god | $30.00 | $30.00 | 1/28/2010 9:23:53 AM |
| credit-coach118 | $40.00 | $40.00 | 1/28/2010 9:29:29 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/28/2010 9:30:11 AM |
| SNH | $50.00 | $50.00 | 1/28/2010 9:31:36 AM |
| bomdel | $25.00 | $25.00 | 1/28/2010 9:32:00 AM |
| ChristopherHS | $25.00 | $25.00 | 1/28/2010 9:58:39 AM |
| velocity-onator | $25.00 | $25.00 | 1/28/2010 11:47:29 AM |
| zeelender | $25.00 | $25.00 | 1/28/2010 12:04:24 PM |
| kmwvma | $25.00 | $25.00 | 1/28/2010 9:30:00 AM |
| djh47a | $25.00 | $25.00 | 1/28/2010 9:30:08 AM |
| kindness-percolator5 | $25.00 | $25.00 | 1/28/2010 9:43:00 AM |
| ChicoBob | $28.59 | $28.59 | 1/28/2010 2:50:02 PM |
| nofreelunch | $25.00 | $25.00 | 1/28/2010 2:45:06 PM |
| tuneman1980 | $25.00 | $25.00 | 1/28/2010 2:34:53 PM |
| OLYVRC | $25.00 | $25.00 | 1/28/2010 3:34:27 PM |
| mjjjrj | $25.00 | $25.00 | 1/28/2010 7:20:53 PM |
| christifa | $25.00 | $25.00 | 1/28/2010 8:26:49 PM |
| Searlzy | $25.00 | $25.00 | 1/28/2010 9:38:31 PM |
| KingCroesus | $25.00 | $25.00 | 1/29/2010 12:01:44 AM |
| the-financier814 | $25.00 | $25.00 | 1/29/2010 3:21:53 AM |
| morpholog | $25.00 | $25.00 | 1/28/2010 4:45:38 PM |
| dansarkis | $25.00 | $25.00 | 1/28/2010 4:45:44 PM |
| slowpig | $50.00 | $50.00 | 1/28/2010 5:07:46 PM |
| alaskakid | $29.00 | $29.00 | 1/28/2010 5:41:45 PM |
| gracej | $25.00 | $25.00 | 1/29/2010 8:11:21 AM |
| PatRichi | $25.00 | $25.00 | 1/29/2010 8:15:32 AM |
| tender-ore | $25.00 | $25.00 | 1/29/2010 9:21:02 AM |
| moola-escalator | $50.00 | $50.00 | 1/29/2010 9:36:23 AM |
| KDW08 | $25.00 | $25.00 | 1/28/2010 9:00:27 PM |
| brstern2 | $25.00 | $25.00 | 1/29/2010 9:37:46 AM |
| bkb7484 | $25.00 | $25.00 | 1/29/2010 4:16:42 AM |
| skvat | $25.00 | $25.00 | 1/29/2010 4:43:09 AM |
| majormoves1 | $25.00 | $25.00 | 1/29/2010 11:42:17 AM |
| Gibbyland | $36.85 | $36.85 | 1/29/2010 3:16:02 PM |
| Ven58 | $25.00 | $25.00 | 1/30/2010 7:07:09 AM |
| entrepreneur99 | $88.80 | $88.80 | 1/30/2010 9:02:06 AM |
| cqueen34 | $206.91 | $206.91 | 1/30/2010 11:34:36 AM |
| skibum78 | $25.00 | $25.00 | 1/30/2010 12:22:20 PM |
| thefisherman | $28.00 | $28.00 | 1/30/2010 1:55:29 PM |
| anniepoo | $50.00 | $50.00 | 1/30/2010 5:03:22 AM |
| tomjac2000 | $25.00 | $25.00 | 1/30/2010 5:20:44 PM |
| turbostar666 | $27.62 | $27.62 | 1/30/2010 8:11:23 PM |
| platinum-platoon | $50.00 | $50.00 | 1/30/2010 7:26:43 PM |
| Daubertoo | $50.00 | $50.00 | 1/30/2010 8:10:23 PM |
| planet613 | $50.00 | $45.60 | 1/31/2010 12:14:13 AM |
| bankisopen | $200.00 | $200.00 | 1/31/2010 2:43:52 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 1/31/2010 8:57:41 AM |
| egsnyde | $45.00 | $45.00 | 1/30/2010 11:23:50 AM |
| mizount | $25.00 | $25.00 | 1/31/2010 11:58:19 AM |
| screenname03 | $25.00 | $25.00 | 1/31/2010 12:05:39 PM |
| impartial-deal | $25.00 | $25.00 | 1/31/2010 2:51:08 PM |
| moneytolend72 | $50.00 | $50.00 | 1/31/2010 3:21:37 PM |
| runbix7 | $25.00 | $25.00 | 1/30/2010 7:13:08 PM |
| Kijib | $25.00 | $25.00 | 1/31/2010 6:20:57 AM |
| cudgeon | $50.00 | $50.00 | 1/31/2010 9:51:26 AM |
| orange-pound-party | $25.00 | $25.00 | 1/31/2010 8:54:44 PM |
| Planecourage | $25.00 | $25.00 | 2/1/2010 5:21:09 AM |
| ospreyusmc | $25.00 | $25.00 | 1/31/2010 2:54:02 PM |
| SlowGardener | $50.00 | $50.00 | 1/31/2010 3:48:37 PM |
| active-market | $100.00 | $100.00 | 2/1/2010 7:58:12 AM |
| wwwUniversal | $25.00 | $25.00 | 2/1/2010 8:10:18 AM |
| geekguy | $25.00 | $25.00 | 2/1/2010 10:30:25 AM |
| Mark-O-Polo | $25.00 | $25.00 | 2/1/2010 10:51:41 AM |
| nerlands | $25.00 | $25.00 | 2/1/2010 11:11:08 AM |
| GABC-1 | $100.00 | $100.00 | 2/1/2010 10:45:02 AM |
| wise-balanced-moola | $25.00 | $25.00 | 2/1/2010 11:46:25 AM |
| dma1206 | $25.00 | $25.00 | 2/1/2010 11:46:48 AM |
| CaptainBlueberry | $25.00 | $25.00 | 2/1/2010 7:41:40 AM |
| goofy15975 | $25.00 | $25.00 | 2/1/2010 12:25:51 PM |
| yield-quest | $50.00 | $50.00 | 2/1/2010 12:43:14 PM |
| ore-dojo | $100.00 | $100.00 | 2/1/2010 1:33:12 PM |
| ekc12 | $25.00 | $25.00 | 2/1/2010 10:29:20 AM |
| Capit0l | $25.00 | $25.00 | 2/1/2010 3:56:40 PM |
| manrandom | $200.00 | $200.00 | 2/1/2010 12:42:46 PM |
| Pasagam | $50.00 | $50.00 | 2/1/2010 12:48:44 PM |
| skydiver111 | $25.00 | $25.00 | 2/1/2010 12:54:36 PM |
| stock106 | $203.84 | $203.84 | 2/1/2010 1:06:52 PM |
| jocephus | $58.09 | $58.09 | 2/1/2010 4:16:13 PM |
| kwan | $50.00 | $50.00 | 2/1/2010 4:05:59 PM |
| lean-velocity | $25.00 | $25.00 | 1/25/2010 5:00:27 PM |
| systematic0 | $25.00 | $25.00 | 1/25/2010 5:12:29 PM |
| egw | $25.00 | $25.00 | 1/25/2010 5:11:34 PM |
| ok | $25.00 | $25.00 | 1/25/2010 5:12:24 PM |
| friendly-market5 | $25.00 | $25.00 | 1/25/2010 5:21:50 PM |
| personal-lender | $25.00 | $25.00 | 1/25/2010 5:22:16 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/25/2010 5:21:48 PM |
| bchen78875 | $50.00 | $50.00 | 1/25/2010 5:22:47 PM |
| leodaguy | $25.00 | $25.00 | 1/25/2010 5:22:57 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/25/2010 5:22:50 PM |
| toblerone | $50.00 | $50.00 | 1/25/2010 5:23:12 PM |
| credit-force5 | $25.00 | $25.00 | 1/25/2010 5:22:19 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/25/2010 5:22:24 PM |
| market-builder | $25.00 | $25.00 | 1/25/2010 5:23:35 PM |
| mlopez2007 | $50.00 | $50.00 | 1/25/2010 5:24:05 PM |
| dealarella | $25.00 | $25.00 | 1/25/2010 5:24:02 PM |
| commerce-web5 | $40.00 | $40.00 | 1/25/2010 5:24:38 PM |
| determined-contract | $30.00 | $30.00 | 1/25/2010 5:24:45 PM |
| AFairDeal | $25.00 | $25.00 | 1/25/2010 5:24:11 PM |
| kmr2 | $60.00 | $60.00 | 1/25/2010 5:24:17 PM |
| laredotornado | $25.00 | $25.00 | 1/25/2010 5:24:22 PM |
| wiselady | $25.00 | $25.00 | 1/25/2010 5:25:14 PM |
| peerlender | $30.00 | $30.00 | 1/25/2010 5:24:28 PM |
| kanakakm | $50.00 | $50.00 | 1/25/2010 5:25:08 PM |
| durability-halibut | $25.00 | $25.00 | 1/25/2010 5:26:27 PM |
| balance6 | $25.00 | $25.00 | 1/25/2010 5:25:06 PM |
| majestic-dedication | $50.00 | $50.00 | 1/25/2010 5:26:04 PM |
| supreme-hope | $25.00 | $25.00 | 1/25/2010 5:26:07 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/25/2010 5:25:44 PM |
| loan-master996 | $50.00 | $50.00 | 1/25/2010 5:26:38 PM |
| Havana21 | $25.00 | $25.00 | 1/25/2010 5:27:33 PM |
| aasx1108 | $25.00 | $25.00 | 1/25/2010 5:29:07 PM |
| forthright-dedication | $25.00 | $25.00 | 1/25/2010 5:29:37 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/25/2010 5:29:40 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/25/2010 5:28:46 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/25/2010 5:29:25 PM |
| Dutchhunter | $25.00 | $25.00 | 1/25/2010 6:27:29 PM |
| unk1911 | $25.00 | $25.00 | 1/26/2010 3:17:56 AM |
| kcole10 | $25.00 | $25.00 | 1/26/2010 5:59:14 AM |
| LandE2BG | $25.00 | $25.00 | 1/26/2010 7:22:06 AM |
| honorable-yield | $25.00 | $25.00 | 1/26/2010 8:02:44 AM |
| beaker | $25.00 | $25.00 | 1/26/2010 8:58:02 AM |
| BzJ108 | $25.00 | $25.00 | 1/26/2010 9:19:49 AM |
| eridient | $25.00 | $25.00 | 1/26/2010 9:49:50 AM |
| REVSTJ999 | $25.00 | $25.00 | 1/26/2010 10:26:08 AM |
| five-star-note | $35.00 | $35.00 | 1/26/2010 11:18:27 AM |
| meux99 | $25.00 | $25.00 | 1/26/2010 11:27:46 AM |
| smloanbigresult | $25.00 | $25.00 | 1/26/2010 11:19:50 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/26/2010 11:28:04 AM |
| coup173 | $25.00 | $25.00 | 1/26/2010 11:25:14 AM |
| gourd6 | $25.00 | $25.00 | 1/26/2010 11:28:18 AM |
| Picopie | $50.00 | $50.00 | 1/26/2010 11:28:43 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/26/2010 11:29:51 AM |
| MidLifeCrisis | $50.00 | $50.00 | 1/26/2010 11:27:50 AM |
| financial-frenzy | $25.00 | $25.00 | 1/26/2010 11:30:31 AM |
| dinero-festivity2 | $50.00 | $50.00 | 1/26/2010 11:28:55 AM |
| Tc11902 | $35.50 | $35.50 | 1/26/2010 11:37:54 AM |
| Dazz2061 | $25.00 | $25.00 | 1/26/2010 11:32:40 AM |
| cash-queen | $50.00 | $50.00 | 1/26/2010 11:33:26 AM |
| trustedfriend | $25.00 | $25.00 | 1/26/2010 11:41:22 AM |
| scottr | $25.00 | $25.00 | 1/26/2010 11:36:44 AM |
| repayment-launcher | $25.00 | $25.00 | 1/26/2010 11:42:43 AM |
| JGB | $25.00 | $25.00 | 1/26/2010 11:38:43 AM |
| CorMDNY | $25.00 | $25.00 | 1/26/2010 11:45:14 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/26/2010 11:39:32 AM |
| jbaum | $100.00 | $100.00 | 1/26/2010 11:45:28 AM |
| wormdc | $25.00 | $25.00 | 1/26/2010 11:38:52 AM |
| p2ploan-leaper | $29.04 | $29.04 | 1/26/2010 11:39:34 AM |
| CREnvy | $25.00 | $25.00 | 1/26/2010 11:48:05 AM |
| faithey | $25.00 | $25.00 | 1/26/2010 11:42:02 AM |
| promiser200 | $25.00 | $25.00 | 1/26/2010 11:48:10 AM |
| unclejaef | $25.00 | $25.00 | 1/26/2010 11:42:07 AM |
| portfolio-zone801 | $25.00 | $25.00 | 1/26/2010 11:41:05 AM |
| codingbuddy | $25.00 | $25.00 | 1/26/2010 11:41:26 AM |
| Supervark | $25.00 | $25.00 | 1/26/2010 11:41:32 AM |
| km007 | $25.00 | $25.00 | 1/26/2010 11:41:53 AM |
| best-vivacious-funds | $25.00 | $25.00 | 1/26/2010 11:42:05 AM |
| the-precious-bid | $25.00 | $25.00 | 1/26/2010 11:42:38 AM |
| spruce2 | $50.00 | $50.00 | 1/26/2010 11:43:08 AM |
| figs4u2 | $80.00 | $80.00 | 1/26/2010 11:45:41 AM |
| gold-commander0 | $50.00 | $50.00 | 1/26/2010 11:46:04 AM |
| Mr_Money | $25.00 | $25.00 | 1/26/2010 11:44:56 AM |
| 29Palms | $25.00 | $25.00 | 1/26/2010 11:47:43 AM |
| industrious-dedication | $25.00 | $25.00 | 1/26/2010 11:49:07 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/26/2010 11:57:37 AM |
| bds9646 | $26.00 | $26.00 | 1/26/2010 11:50:46 AM |
| secundus | $25.00 | $25.00 | 1/26/2010 11:58:11 AM |
| microlendblvr | $100.00 | $100.00 | 1/26/2010 11:51:28 AM |
| silverloan | $25.00 | $25.00 | 1/26/2010 11:48:51 AM |
| loyalist1 | $25.00 | $25.00 | 1/26/2010 12:03:53 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/26/2010 11:50:32 AM |
| zento | $25.00 | $25.00 | 1/26/2010 12:10:22 PM |
| Philosonie | $25.00 | $25.00 | 1/26/2010 11:55:41 AM |
| Kaj | $30.00 | $30.00 | 1/26/2010 11:59:15 AM |
| mikeandcat | $100.00 | $100.00 | 1/26/2010 12:04:12 PM |
| Aethelinde | $25.07 | $25.07 | 1/26/2010 12:51:03 PM |
| dsgfl1 | $25.00 | $25.00 | 1/26/2010 12:09:30 PM |
| Cheburashka | $30.00 | $30.00 | 1/26/2010 12:10:32 PM |
| eliza11 | $50.00 | $50.00 | 1/26/2010 1:30:35 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/26/2010 12:14:07 PM |
| cesta283 | $25.00 | $25.00 | 1/26/2010 12:15:47 PM |
| MTLoans | $25.00 | $25.00 | 1/26/2010 12:12:54 PM |
| SDNLR | $25.00 | $25.00 | 1/26/2010 12:52:30 PM |
| cjames84 | $25.00 | $25.00 | 1/26/2010 12:51:43 PM |
| noble-vigilance9 | $25.00 | $25.00 | 1/26/2010 2:02:30 PM |
| buukyak | $25.00 | $25.00 | 1/26/2010 5:14:20 PM |
| Iza13 | $25.00 | $25.00 | 1/26/2010 5:52:38 PM |
| elasermd | $50.00 | $50.00 | 1/26/2010 6:00:03 PM |
| nuclearmoose | $25.00 | $25.00 | 1/26/2010 6:00:39 PM |
| DrMoneyBags | $25.00 | $25.00 | 1/26/2010 5:58:29 PM |
| MrDavid | $47.78 | $47.78 | 1/26/2010 6:00:23 PM |
| bayareainv | $50.00 | $50.00 | 1/26/2010 10:02:57 PM |
| Mowine4me | $25.00 | $25.00 | 1/26/2010 6:09:50 PM |
| exchange-cub | $25.00 | $25.00 | 1/26/2010 9:46:39 PM |
| Tradesmanlender | $25.00 | $25.00 | 1/27/2010 7:27:21 AM |
| greenback-floret | $50.00 | $50.00 | 1/27/2010 12:17:03 AM |
| lowrate | $25.00 | $25.00 | 1/27/2010 10:03:04 AM |
| gogmagog | $26.75 | $26.75 | 1/27/2010 10:42:11 AM |
| skillful-diversification2 | $25.00 | $25.00 | 1/27/2010 12:48:43 PM |
| lucrative-loan | $25.00 | $25.00 | 1/27/2010 4:18:07 PM |
| flexible-value | $25.00 | $25.00 | 1/27/2010 6:26:10 PM |
| ClearLake | $25.00 | $25.00 | 1/28/2010 9:30:37 AM |
| outtahoth2o | $100.00 | $100.00 | 1/28/2010 9:31:53 AM |
| theprince | $25.00 | $25.00 | 1/27/2010 10:26:26 PM |
| Octavian315 | $35.00 | $35.00 | 1/28/2010 9:36:14 AM |
| LKN2RTR | $25.00 | $25.00 | 1/28/2010 9:45:50 AM |
| SterlingTech | $25.00 | $25.00 | 1/28/2010 10:04:32 AM |
| frankdelraza | $25.00 | $25.00 | 1/28/2010 11:49:06 AM |
| gentle-gold | $25.00 | $25.00 | 1/28/2010 9:29:43 AM |
| BiggestG | $25.00 | $25.00 | 1/28/2010 1:19:31 PM |
| rulender | $50.00 | $50.00 | 1/28/2010 1:45:12 PM |
| mykkai | $25.00 | $25.00 | 1/28/2010 2:15:13 PM |
| bamboozled_again | $89.32 | $89.32 | 1/28/2010 3:20:28 PM |
| gogrannygo | $25.00 | $25.00 | 1/28/2010 10:46:07 AM |
| sas19 | $25.00 | $25.00 | 1/28/2010 1:05:12 PM |
| slartibardfast | $25.00 | $25.00 | 1/28/2010 4:05:02 PM |
| keyfig | $27.76 | $27.76 | 1/28/2010 8:18:04 PM |
| kayakg | $25.00 | $25.00 | 1/29/2010 4:30:52 AM |
| ultimatepaintball | $25.00 | $25.00 | 1/29/2010 6:29:33 AM |
| sellbuy40 | $50.00 | $50.00 | 1/29/2010 6:51:46 AM |
| szetheli | $50.00 | $50.00 | 1/29/2010 7:50:35 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/29/2010 7:51:50 AM |
| a-thoughtful-principal | $50.00 | $50.00 | 1/28/2010 8:09:29 PM |
| trade-trumpet | $25.00 | $25.00 | 1/29/2010 9:36:11 AM |
| noble-revenue | $100.00 | $100.00 | 1/29/2010 10:07:13 AM |
| sisterkate | $25.00 | $25.00 | 1/29/2010 10:57:19 AM |
| js60l | $25.00 | $25.00 | 1/29/2010 11:16:02 AM |
| generous-at-heart | $25.00 | $25.00 | 1/29/2010 11:57:36 AM |
| TK4 | $25.00 | $25.00 | 1/29/2010 11:57:57 AM |
| economy-festivity | $25.00 | $25.00 | 1/29/2010 12:09:24 PM |
| Red4Golf | $25.00 | $25.00 | 1/29/2010 8:56:31 AM |
| FOFagent1 | $125.00 | $125.00 | 1/29/2010 9:31:18 AM |
| axelducheck | $25.00 | $25.00 | 1/29/2010 1:11:52 PM |
| nhm | $50.00 | $50.00 | 1/29/2010 9:42:03 PM |
| nikebootie | $25.00 | $25.00 | 1/29/2010 10:03:46 PM |
| libra926 | $33.68 | $33.68 | 1/29/2010 9:48:48 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/30/2010 12:35:22 AM |
| slushfunder | $60.00 | $60.00 | 1/30/2010 5:27:59 AM |
| microfunder | $25.00 | $25.00 | 1/30/2010 5:47:29 AM |
| markwms | $25.00 | $25.00 | 1/30/2010 7:31:05 AM |
| buddylee2o03 | $25.00 | $25.00 | 1/30/2010 8:01:43 AM |
| wise-silver-wonder | $50.00 | $50.00 | 1/30/2010 7:41:21 AM |
| shellback13 | $50.00 | $50.00 | 1/30/2010 9:31:08 AM |
| BIRD4FSU | $100.00 | $100.00 | 1/30/2010 11:02:28 AM |
| minista | $25.00 | $25.00 | 1/30/2010 11:30:34 AM |
| stock106 | $300.00 | $300.00 | 1/30/2010 12:57:43 PM |
| jresu537 | $30.00 | $30.00 | 1/30/2010 1:42:08 PM |
| new-careful-cash | $25.00 | $25.00 | 1/30/2010 1:09:43 PM |
| isfahanian | $25.00 | $25.00 | 1/30/2010 5:24:56 PM |
| Flash80 | $50.00 | $50.00 | 1/30/2010 5:24:13 PM |
| mustang2005 | $50.00 | $50.00 | 1/30/2010 5:35:40 PM |
| forrestgump | $50.00 | $50.00 | 1/30/2010 8:54:17 AM |
| jybank | $25.00 | $25.00 | 1/30/2010 10:43:47 PM |
| br4444 | $25.00 | $25.00 | 1/30/2010 9:56:45 AM |
| junomich | $25.00 | $25.00 | 1/31/2010 8:43:01 AM |
| lastelias | $42.13 | $42.13 | 1/30/2010 10:44:45 AM |
| smart-gold | $25.00 | $25.00 | 1/31/2010 11:13:38 AM |
| CERTIFIED | $100.00 | $100.00 | 1/31/2010 9:54:14 AM |
| skillful-finance | $25.00 | $25.00 | 1/30/2010 11:30:31 AM |
| MM1207 | $25.00 | $25.00 | 1/31/2010 2:52:29 PM |
| Your_Bank | $25.00 | $25.00 | 1/30/2010 5:28:24 PM |
| SOP_Bank | $25.00 | $25.00 | 1/31/2010 3:58:49 PM |
| cash4less | $25.00 | $25.00 | 1/31/2010 12:15:47 AM |
| i2amme | $100.00 | $100.00 | 1/31/2010 6:38:39 PM |
| alexstar | $25.00 | $25.00 | 1/31/2010 8:16:30 AM |
| Digs | $25.00 | $25.00 | 1/31/2010 1:20:45 PM |
| moneylinecash | $50.00 | $50.00 | 1/31/2010 1:52:21 PM |
| porkhelmet | $25.00 | $25.00 | 2/1/2010 6:12:50 AM |
| penny-zeus | $25.00 | $25.00 | 2/1/2010 6:17:37 AM |
| leverage-symphony | $125.00 | $125.00 | 1/31/2010 5:19:05 PM |
| mid | $25.00 | $25.00 | 2/1/2010 8:48:09 AM |
| pinnacle10 | $25.00 | $25.00 | 1/31/2010 6:35:32 PM |
| iolaire | $25.00 | $25.00 | 2/1/2010 10:08:06 AM |
| enriching-payout | $25.00 | $25.00 | 2/1/2010 10:28:10 AM |
| zbfamwl | $25.00 | $25.00 | 2/1/2010 11:37:42 AM |
| faldska | $25.00 | $25.00 | 2/1/2010 11:38:59 AM |
| seattleslug | $30.00 | $30.00 | 2/1/2010 12:10:40 PM |
| rework | $50.00 | $50.00 | 2/1/2010 1:01:15 PM |
| Hola_James | $27.95 | $27.95 | 2/1/2010 10:26:30 AM |
| assetmanager | $25.00 | $25.00 | 2/1/2010 2:48:09 PM |
| degster | $25.00 | $25.00 | 2/1/2010 12:25:28 PM |
| 417 bids
|
Borrower Payment Dependent Notes Series
444262
This series of Notes was issued and sold upon the funding of the borrower loan #40796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-26-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 15.90% |
Final borrower rate/APR:
| 16.90% / 20.61% |
Final monthly payment:
| $35.60 |
| |
|
Auction yield range:
| 8.06% - 20.08% |
Estimated loss impact:
| 6.86% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.04% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 1m |
|
Credit score:
| 640-659 (Jan-2010) |
Total credit lines:
| 19 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $49,126 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bold-payout |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off My Credit Cards
Purpose of loan:
This loan will be used to pay off higher interest credit card debt and improve my credit score.
My financial situation:
I am a good candidate for this loan because I have a good credit history and have been with?my current employer for 8 years.?
Monthly net income: $1,950.00
Monthly expenses: $
??Housing: $650.00
??Insurance: $60.00
??Car expenses: $65.00
??Utilities: $125.00
??Phone, cable, internet: $150.00
??Food, entertainment: $200.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $600.00?
??Other expenses: $45.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| peter916 | $25.00 | $25.00 | 1/28/2010 10:29:23 PM |
| Sol_Invictus | $25.00 | $25.00 | 2/2/2010 6:17:54 AM |
| sharp518 | $25.00 | $25.00 | 2/2/2010 6:42:51 AM |
| Chillito | $27.65 | $27.65 | 2/2/2010 8:10:43 AM |
| Serpent2801 | $25.00 | $25.00 | 2/2/2010 8:53:21 AM |
| jchurchi | $30.00 | $30.00 | 2/1/2010 8:12:43 PM |
| maximizer | $25.00 | $25.00 | 2/2/2010 10:13:41 AM |
| IIP77 | $25.00 | $25.00 | 2/1/2010 9:25:51 PM |
| engbusres | $30.00 | $30.00 | 2/2/2010 11:12:19 AM |
| plbquic | $25.00 | $25.00 | 2/2/2010 1:25:21 PM |
| Capit0l | $25.00 | $25.00 | 2/2/2010 6:40:54 AM |
| SkinnyFish | $25.00 | $25.00 | 2/2/2010 2:00:04 PM |
| runbix7 | $25.00 | $25.00 | 2/2/2010 3:20:32 PM |
| motivator72 | $25.00 | $25.00 | 2/2/2010 9:28:19 AM |
| gilbrear | $25.00 | $25.00 | 2/2/2010 3:33:35 PM |
| SCRUGZY | $25.00 | $25.00 | 2/2/2010 3:35:10 PM |
| The-CAPS-fan | $25.00 | $25.00 | 2/2/2010 3:53:03 PM |
| kilpat | $100.00 | $100.00 | 2/2/2010 2:29:29 PM |
| patriot384 | $100.00 | $100.00 | 2/2/2010 3:37:48 PM |
| MrPie | $25.00 | $25.00 | 1/31/2010 3:36:04 AM |
| worthy-bid4 | $25.00 | $25.00 | 2/1/2010 3:06:49 PM |
| nurat | $30.56 | $30.56 | 2/1/2010 7:08:31 PM |
| toxicbutterfly | $25.00 | $25.00 | 2/2/2010 9:01:28 AM |
| wild-orange | $25.00 | $25.00 | 2/1/2010 9:54:32 PM |
| rome1426 | $25.00 | $25.00 | 2/2/2010 7:02:36 AM |
| I_want_to_help_you | $25.00 | $25.00 | 2/2/2010 2:11:52 PM |
| myduck | $50.00 | $50.00 | 2/2/2010 3:32:38 PM |
| orange-pound-party | $25.00 | $25.00 | 2/2/2010 2:47:00 PM |
| Bob450 | $25.00 | $6.79 | 2/2/2010 3:04:09 PM |
| Sven79 | $100.00 | $100.00 | 2/2/2010 3:21:14 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
444304
This series of Notes was issued and sold upon the funding of the borrower loan #40793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-26-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $126.08 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $125.99 |
| |
|
Auction yield range:
| 4.06% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 2m |
|
Credit score:
| 760-779 (Jan-2010) |
Total credit lines:
| 8 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $103 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| persistent-basis |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my girlfriends C-Cards
Purpose of loan:
This loan will be used?to pay off my girlfriends' credit cards, she has about?$3900 in credit card debt that she has accumulated and I want to pay if off for her since she has a very high rate,?she is?working and going to school at the same time and we recently found out we are having a baby so as an anniversary gift?I want to pay off her credit card debt.??
My financial situation:
I am a good candidate for this loan because I have a good credit history and am very responsible, I have a stable job and have never made a late payment. I'm trying this way out to get a better rate then a bank would offer me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Walkingcowboy | $25.00 | $25.00 | 1/26/2010 3:59:42 PM |
| delicious-social132 | $25.00 | $25.00 | 1/26/2010 4:00:41 PM |
| mlopez2007 | $50.00 | $50.00 | 1/26/2010 4:01:05 PM |
| laredotornado | $25.00 | $25.00 | 1/26/2010 4:01:32 PM |
| peerlender | $30.00 | $30.00 | 1/26/2010 4:01:38 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/26/2010 4:04:24 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/26/2010 3:58:32 PM |
| leodaguy | $25.00 | $25.00 | 1/26/2010 3:59:25 PM |
| meenan | $25.00 | $25.00 | 1/26/2010 3:57:40 PM |
| personal-lender | $25.00 | $25.00 | 1/26/2010 3:58:10 PM |
| credit-force5 | $25.00 | $25.00 | 1/26/2010 3:58:21 PM |
| dealarella | $25.00 | $25.00 | 1/26/2010 4:00:55 PM |
| AFairDeal | $25.00 | $25.00 | 1/26/2010 4:01:12 PM |
| alpinaut | $25.00 | $25.00 | 1/26/2010 4:08:09 PM |
| kmr2 | $60.00 | $60.00 | 1/26/2010 4:01:23 PM |
| thedoctor | $90.00 | $90.00 | 1/26/2010 4:01:46 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/26/2010 3:59:15 PM |
| determined-contract | $30.00 | $30.00 | 1/26/2010 4:02:03 PM |
| schpere | $30.00 | $30.00 | 1/26/2010 4:00:11 PM |
| Cai8899 | $75.00 | $75.00 | 1/26/2010 4:00:19 PM |
| commerce-voyager | $25.00 | $25.00 | 1/26/2010 4:02:49 PM |
| junctionking | $25.00 | $25.00 | 1/26/2010 4:03:07 PM |
| AF-Chief | $35.00 | $35.00 | 1/26/2010 4:04:08 PM |
| kanakakm | $50.00 | $50.00 | 1/26/2010 4:02:27 PM |
| Havana21 | $25.00 | $25.00 | 1/26/2010 4:05:15 PM |
| aldenrains | $25.00 | $25.00 | 1/26/2010 4:02:44 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/26/2010 4:03:14 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/26/2010 4:06:01 PM |
| skuba | $25.00 | $25.00 | 1/26/2010 4:06:21 PM |
| speyer | $25.00 | $25.00 | 1/26/2010 4:07:21 PM |
| lean-velocity | $25.00 | $25.00 | 1/26/2010 4:24:44 PM |
| durability-halibut | $25.00 | $25.00 | 1/26/2010 5:17:12 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/26/2010 5:19:17 PM |
| hope-encourager | $25.00 | $25.00 | 1/26/2010 5:04:30 PM |
| bill-bearer | $50.00 | $50.00 | 1/26/2010 5:12:35 PM |
| 30Sky | $75.00 | $75.00 | 1/26/2010 5:13:12 PM |
| DrMoneyBags | $25.00 | $25.00 | 1/26/2010 5:58:24 PM |
| AmericanCredit | $25.00 | $25.00 | 1/26/2010 6:00:57 PM |
| Cheburashka | $30.00 | $30.00 | 1/26/2010 6:01:08 PM |
| LAAJ38 | $25.00 | $25.00 | 1/26/2010 7:30:42 PM |
| unk1911 | $25.00 | $25.00 | 1/26/2010 5:53:41 PM |
| highcountry1 | $25.00 | $25.00 | 1/26/2010 6:01:02 PM |
| aasx1108 | $25.00 | $25.00 | 1/26/2010 6:01:12 PM |
| winlender | $25.00 | $25.00 | 1/26/2010 6:07:06 PM |
| RockCrown | $25.00 | $25.00 | 1/26/2010 5:55:55 PM |
| elegant-income3 | $25.00 | $25.00 | 1/26/2010 6:01:13 PM |
| promiser200 | $25.00 | $25.00 | 1/26/2010 10:02:50 PM |
| Iloanyoumoney | $25.00 | $25.00 | 1/27/2010 5:42:39 AM |
| diplomatic-point4 | $75.00 | $75.00 | 1/26/2010 10:02:39 PM |
| bill-expert | $25.00 | $25.00 | 1/26/2010 10:02:51 PM |
| industrious-dedication | $25.00 | $25.00 | 1/26/2010 10:02:52 PM |
| cwegert | $50.00 | $50.00 | 1/29/2010 10:09:11 AM |
| PeacefulFlorida | $25.00 | $25.00 | 1/29/2010 8:31:37 PM |
| SoccoJoe | $50.00 | $50.00 | 1/29/2010 11:08:27 PM |
| been_there | $50.00 | $50.00 | 1/31/2010 4:25:23 PM |
| worthy-bid4 | $25.00 | $25.00 | 1/31/2010 8:51:15 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/31/2010 11:39:15 AM |
| Cherrypicker | $50.00 | $50.00 | 2/1/2010 12:18:46 AM |
| wwwUniversal | $25.00 | $25.00 | 2/1/2010 8:11:58 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 2/1/2010 3:43:01 PM |
| RandyL3 | $30.17 | $30.17 | 2/1/2010 5:32:26 PM |
| wild-orange | $25.00 | $25.00 | 2/1/2010 10:00:58 PM |
| cwegert | $50.00 | $50.00 | 2/2/2010 9:12:49 AM |
| Pickmar | $25.00 | $25.00 | 2/2/2010 11:26:22 AM |
| payontime1 | $50.00 | $50.00 | 2/2/2010 11:14:59 AM |
| exchange-squirrel | $25.00 | $25.00 | 2/1/2010 11:54:27 PM |
| jybank | $25.00 | $25.00 | 2/2/2010 9:40:37 AM |
| toblerone | $50.00 | $50.00 | 1/26/2010 3:59:50 PM |
| wampum-optimization | $50.00 | $50.00 | 1/26/2010 3:59:56 PM |
| bowdish1 | $100.00 | $100.00 | 1/26/2010 4:00:48 PM |
| wiselady | $25.00 | $25.00 | 1/26/2010 4:02:35 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/26/2010 4:02:59 PM |
| lloyd_s | $25.00 | $25.00 | 1/26/2010 3:57:48 PM |
| GElender | $50.00 | $50.00 | 1/26/2010 4:05:21 PM |
| kulender | $30.00 | $30.00 | 1/26/2010 3:58:42 PM |
| bchen78875 | $50.00 | $50.00 | 1/26/2010 3:59:00 PM |
| friendly-market5 | $25.00 | $25.00 | 1/26/2010 3:57:34 PM |
| commerce-web5 | $40.00 | $40.00 | 1/26/2010 4:01:55 PM |
| rolandweary | $30.00 | $30.00 | 1/26/2010 4:02:18 PM |
| mikeandcat | $25.43 | $25.43 | 1/26/2010 4:09:58 PM |
| market-builder | $25.00 | $25.00 | 1/26/2010 4:00:34 PM |
| auction-elvis | $25.00 | $25.00 | 1/26/2010 4:04:16 PM |
| dollar-birdie | $30.00 | $30.00 | 1/26/2010 4:02:12 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/26/2010 4:04:42 PM |
| desertoasis | $25.00 | $25.00 | 1/26/2010 4:05:49 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/26/2010 4:06:11 PM |
| supreme-hope | $25.00 | $25.00 | 1/26/2010 4:04:00 PM |
| loan-master996 | $50.00 | $50.00 | 1/26/2010 4:04:32 PM |
| kenji4861 | $25.00 | $25.00 | 1/26/2010 4:24:37 PM |
| all_of_that_one | $25.00 | $25.00 | 1/26/2010 4:26:06 PM |
| LandE2BG | $25.00 | $25.00 | 1/26/2010 4:08:16 PM |
| dharma1 | $25.00 | $25.00 | 1/26/2010 4:11:32 PM |
| honorable-yield | $75.00 | $75.00 | 1/26/2010 4:10:45 PM |
| DonaldColorado | $25.00 | $25.00 | 1/26/2010 4:25:17 PM |
| autonomous-basis | $25.00 | $25.00 | 1/26/2010 5:13:11 PM |
| catomaior | $25.00 | $25.00 | 1/26/2010 5:13:17 PM |
| majestic-dedication | $50.00 | $50.00 | 1/26/2010 6:00:54 PM |
| heroic-platinum | $25.00 | $25.00 | 1/26/2010 6:01:00 PM |
| forthright-dedication | $25.00 | $25.00 | 1/26/2010 6:01:05 PM |
| Solomonsk5 | $25.00 | $25.00 | 1/26/2010 5:54:54 PM |
| REVSTJ999 | $25.00 | $25.00 | 1/26/2010 5:56:08 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/26/2010 5:58:48 PM |
| balance6 | $25.00 | $25.00 | 1/26/2010 6:00:51 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/26/2010 5:55:14 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/26/2010 5:55:47 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/26/2010 5:58:48 PM |
| exchange-cub | $25.00 | $25.00 | 1/26/2010 9:46:37 PM |
| verse99 | $25.00 | $8.49 | 1/26/2010 10:03:01 PM |
| backprop | $26.00 | $26.00 | 1/26/2010 8:46:11 PM |
| dma1206 | $25.00 | $25.00 | 1/27/2010 1:10:14 AM |
| microlendblvr | $46.00 | $46.00 | 1/26/2010 7:21:18 PM |
| first-upright-payout | $50.00 | $50.00 | 1/26/2010 10:02:44 PM |
| springpanda | $25.00 | $25.00 | 1/28/2010 11:45:25 AM |
| HealthAndSafety | $50.00 | $50.00 | 1/29/2010 4:55:56 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/30/2010 12:40:41 AM |
| stephen_c01 | $25.00 | $25.00 | 1/30/2010 4:54:28 PM |
| robinw777 | $25.00 | $25.00 | 1/31/2010 12:00:12 AM |
| FLFF | $50.00 | $50.00 | 2/1/2010 5:54:08 AM |
| EmeritusX | $25.00 | $25.00 | 2/2/2010 1:06:23 AM |
| bossyboots01 | $25.00 | $25.00 | 2/2/2010 5:05:58 AM |
| the-profit-oracle | $25.00 | $25.00 | 2/1/2010 7:48:50 PM |
| Marco83 | $28.91 | $28.91 | 2/2/2010 11:53:57 AM |
| 122 bids
|
Borrower Payment Dependent Notes Series
444382
This series of Notes was issued and sold upon the funding of the borrower loan #40798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-26-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 12.75% |
Starting borrower rate/APR:
| 13.75% / 15.90% |
Starting monthly payment:
| $163.47 |
|
Final lender yield:
| 12.20% |
Final borrower rate/APR:
| 13.20% / 15.35% |
Final monthly payment:
| $162.19 |
| |
|
Auction yield range:
| 4.06% - 12.75% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.06% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1995 |
Debt/Income ratio:
| 49% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 21
/
17 | Length of status: | 10y 9m |
|
Credit score:
| 700-719 (Dec-2009) |
Total credit lines:
| 32 |
Occupation: | Religious |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $92,814 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| pleasant-integrity7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Goodbye to 2 Credit Cards
Purpose of loan:
I have 2 Credit Cards I want to payoff for good.
My financial situation:
I am a good candidate for this loan because:
I am 50 years old and have never NOT payed a bill and I am not going to start now! (I know about double negatives, but true)My Prosper monthly payment will be less than the monthly payment on the 2 cards.My Monthly Net Income does not incude my wife's salary of $40,000.00 and she will help repay this loan.I would rather you receive a benefit than the CC Co.WHAT ABOUT YOUR HIGH REVOLVOING BALANCE, YOU MAY BE THINKING?
????WELL, Remember when you could get a liftetime 3.9% balance transfer, well I did that for 2 car loans-great rate, but skewed my revolving balance and?my?FICO, why I am A and not AA.? I now know better!Monthly net income: $ 5416.00
Monthly expenses: $ 2426.00
??Housing: $ 785.00
??Insurance: $ 145.00
??Car expenses: $ 350.00
??Utilities: $ 275.00
??Phone, cable, internet: $198.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $100.00?
??Credit cards and other loans: $ 523.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mickeyll | $100.00 | $100.00 | 1/26/2010 7:28:33 PM |
| Bob450 | $25.00 | $25.00 | 1/26/2010 8:17:51 PM |
| gourd6 | $50.00 | $50.00 | 1/27/2010 9:06:12 AM |
| sshgfwb | $25.00 | $25.00 | 1/26/2010 10:52:00 PM |
| PeterPsych | $500.00 | $500.00 | 1/27/2010 1:50:45 PM |
| ilend57 | $25.00 | $25.00 | 1/28/2010 10:07:31 AM |
| elegant-loot | $25.00 | $25.00 | 1/28/2010 8:17:21 PM |
| UOweMe | $25.00 | $25.00 | 1/30/2010 6:57:21 AM |
| heng2x | $50.00 | $50.00 | 1/30/2010 8:45:20 AM |
| jakespirit | $25.00 | $25.00 | 1/30/2010 12:51:08 AM |
| maplehouse | $25.00 | $25.00 | 1/30/2010 6:07:17 AM |
| KClender | $25.00 | $25.00 | 1/30/2010 11:22:00 AM |
| thoughtful-community7 | $50.00 | $50.00 | 1/30/2010 6:26:35 PM |
| mhammond | $50.00 | $50.00 | 1/31/2010 10:46:01 AM |
| respectful-integrity3 | $30.00 | $30.00 | 2/1/2010 6:37:02 AM |
| chesterCFO | $100.00 | $100.00 | 1/31/2010 6:08:59 PM |
| lazyeye | $25.00 | $25.00 | 2/1/2010 12:21:14 PM |
| Newfoundcash | $25.00 | $25.00 | 2/1/2010 11:20:35 AM |
| Ven58 | $25.00 | $25.00 | 2/1/2010 11:46:53 AM |
| Flash80 | $100.00 | $100.00 | 2/1/2010 6:40:20 PM |
| icecoldcash | $50.00 | $50.00 | 2/1/2010 9:20:51 PM |
| Rearden_Steel | $25.00 | $25.00 | 2/2/2010 7:17:39 AM |
| ALFLoan | $25.00 | $25.00 | 2/2/2010 8:48:16 AM |
| leverage-monger | $30.00 | $30.00 | 2/2/2010 10:11:25 AM |
| b0b | $25.00 | $25.00 | 2/2/2010 9:58:24 AM |
| velocity-nucleus | $25.82 | $25.82 | 2/2/2010 12:07:39 PM |
| arcite | $25.49 | $25.49 | 2/2/2010 1:15:06 PM |
| nalaari | $50.00 | $50.00 | 2/2/2010 7:06:14 AM |
| VBPlayer | $40.00 | $40.00 | 2/2/2010 7:46:47 AM |
| runbix7 | $25.00 | $25.00 | 2/2/2010 3:29:13 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 2/2/2010 3:31:30 PM |
| nilonc1 | $480.00 | $480.00 | 2/2/2010 3:53:41 PM |
| shrewd-income | $100.00 | $100.00 | 2/2/2010 3:20:23 PM |
| patriot384 | $200.00 | $128.36 | 2/2/2010 3:54:36 PM |
| best-listing-toro | $26.00 | $26.00 | 2/2/2010 3:57:40 PM |
| Jazzy503 | $25.00 | $25.00 | 2/2/2010 12:38:20 PM |
| cutter21 | $25.00 | $25.00 | 2/2/2010 1:44:11 PM |
| nalaari | $72.33 | $72.33 | 2/2/2010 1:55:19 PM |
| newt999 | $25.00 | $25.00 | 2/2/2010 2:14:51 PM |
| Isotope | $25.00 | $25.00 | 2/2/2010 3:32:05 PM |
| The-CAPS-fan | $50.00 | $50.00 | 2/2/2010 3:55:04 PM |
| tamcho | $25.00 | $25.00 | 1/27/2010 9:09:57 AM |
| thoughtful-community7 | $50.00 | $50.00 | 1/27/2010 2:52:21 PM |
| sensible-fund | $25.00 | $25.00 | 1/27/2010 10:49:13 PM |
| exchange-squirrel | $25.00 | $25.00 | 1/27/2010 11:41:04 PM |
| Mav26 | $125.00 | $125.00 | 1/28/2010 11:30:26 AM |
| mrxtravis | $25.00 | $25.00 | 1/28/2010 4:14:44 PM |
| gethope | $28.18 | $28.18 | 1/28/2010 6:05:06 PM |
| ttnk62918 | $25.00 | $25.00 | 1/29/2010 2:46:14 AM |
| CommerciaLender | $25.00 | $25.00 | 1/28/2010 7:03:17 PM |
| zippy-market5 | $25.00 | $25.00 | 1/29/2010 1:27:35 PM |
| gain-dolphin | $50.00 | $50.00 | 1/29/2010 6:46:05 PM |
| 78 | $25.00 | $25.00 | 1/30/2010 9:17:50 AM |
| omahajay | $25.00 | $25.00 | 1/30/2010 2:42:00 PM |
| BaxterSandy | $25.00 | $25.00 | 1/30/2010 1:48:09 PM |
| ospreyusmc | $25.00 | $25.00 | 1/31/2010 3:02:38 PM |
| orbiter614 | $200.00 | $200.00 | 1/31/2010 4:39:11 PM |
| butlerpossible | $30.00 | $30.00 | 2/1/2010 8:06:30 AM |
| friendly-worth3 | $25.00 | $25.00 | 2/1/2010 4:43:43 PM |
| Imaginos1892 | $50.00 | $50.00 | 2/1/2010 7:44:16 PM |
| flshdaskll | $25.00 | $25.00 | 2/1/2010 8:44:17 PM |
| icecoldcash | $50.00 | $50.00 | 2/1/2010 9:20:38 PM |
| rudy510s | $26.82 | $26.82 | 2/1/2010 10:23:21 PM |
| Your_Bank | $25.00 | $25.00 | 2/1/2010 5:20:20 PM |
| Mishlu | $50.00 | $50.00 | 2/2/2010 6:45:20 AM |
| dasbuntenheim | $100.00 | $100.00 | 2/2/2010 8:28:49 AM |
| safe-money5 | $25.00 | $25.00 | 2/2/2010 8:37:17 AM |
| theaterguy | $25.00 | $25.00 | 2/2/2010 9:17:46 AM |
| wild-orange | $25.00 | $25.00 | 2/1/2010 10:02:02 PM |
| piter-to-la-investment | $25.00 | $25.00 | 2/2/2010 12:37:56 PM |
| leverage-monger | $57.00 | $57.00 | 2/2/2010 1:52:28 PM |
| chilandman | $500.00 | $500.00 | 2/2/2010 2:12:09 PM |
| Sven79 | $150.00 | $150.00 | 2/2/2010 3:22:18 PM |
| myduck | $100.00 | $100.00 | 2/2/2010 3:54:17 PM |
| maximizer | $25.00 | $25.00 | 2/2/2010 9:44:04 AM |
| VBPlayer | $25.00 | $25.00 | 2/2/2010 12:03:35 PM |
| deal-promiser | $25.00 | $25.00 | 2/2/2010 3:56:45 PM |
| patriot384 | $100.00 | $100.00 | 2/2/2010 3:58:04 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
444592
This series of Notes was issued and sold upon the funding of the borrower loan #40790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,953.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jan-28-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $224.05 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $224.05 |
| |
|
Auction yield range:
| 17.06% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 8m |
|
Credit score:
| 640-659 (Jan-2010) |
Total credit lines:
| 40 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| first-cash-melody |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Zero Delinquencies
Purpose of loan:
This loan will be used to consolidate several payday loans I have obtained.
My financial situation:
I am a good candidate for this loan because I'm currently paying $1,700 dollars a month on these loans with no late payments or delinquencies, and can easily afford the suggested Prosper payment of under $300. It was a foolish decision to get involved with the Payday loan industry, and I've learned my lesson. A Prosper loan will let me pay off these loans so they stop accumulating interest, improve my credit score, and help get me back on track to meeting my long-term financial goals.
Monthly net income: $ 3984
Monthly expenses: $ 2489
??Housing: $
350
??Insurance: $
150
??Car expenses: $ 320
??Utilities: $
270
??Phone, cable, internet: $
369
??Food, entertainment: $
200
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 380
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| friendly-worth3 | $25.00 | $25.00 | 1/28/2010 4:21:13 PM |
| burrito6 | $25.00 | $25.00 | 1/28/2010 4:30:11 PM |
| jscig | $25.00 | $25.00 | 1/28/2010 4:30:17 PM |
| PRGuyinVA | $25.00 | $25.00 | 1/28/2010 4:30:26 PM |
| MidLifeCrisis | $25.00 | $25.00 | 1/28/2010 4:30:49 PM |
| time4aloan | $25.00 | $25.00 | 1/28/2010 4:30:55 PM |
| indomitable-dedication | $25.00 | $25.00 | 1/28/2010 4:30:59 PM |
| WalnutCreekguy | $25.00 | $25.00 | 1/28/2010 4:30:42 PM |
| Soxxes | $25.00 | $25.00 | 1/28/2010 4:30:47 PM |
| kindness-hickory5 | $25.00 | $25.00 | 1/28/2010 4:31:12 PM |
| NorthernFunds | $25.00 | $25.00 | 1/28/2010 4:33:04 PM |
| penny-surgeon | $25.00 | $25.00 | 1/28/2010 4:33:01 PM |
| Phantom99 | $25.00 | $25.00 | 1/28/2010 4:33:05 PM |
| Peterman | $50.00 | $50.00 | 1/28/2010 4:48:06 PM |
| tuneman1980 | $25.00 | $25.00 | 1/28/2010 4:23:06 PM |
| brodav | $50.00 | $50.00 | 1/28/2010 6:36:09 PM |
| inspiring-reward | $50.00 | $50.00 | 1/28/2010 4:30:10 PM |
| handy-justice | $50.00 | $50.00 | 1/28/2010 4:30:44 PM |
| Diamond_Jim | $25.00 | $25.00 | 1/28/2010 4:30:54 PM |
| rock-turner | $50.00 | $50.00 | 1/28/2010 4:30:57 PM |
| forthright-dedication | $25.00 | $25.00 | 1/28/2010 4:31:01 PM |
| kronosmetis | $25.00 | $25.00 | 1/28/2010 9:56:11 PM |
| Wilvara | $25.00 | $25.00 | 1/28/2010 4:32:56 PM |
| theprince | $25.00 | $25.00 | 1/28/2010 4:33:00 PM |
| order-boomerang | $25.00 | $25.00 | 1/28/2010 4:33:06 PM |
| gold-cluster | $100.00 | $100.00 | 1/28/2010 4:41:11 PM |
| helping-out | $30.00 | $30.00 | 1/28/2010 4:45:02 PM |
| Barrayaran | $25.00 | $25.00 | 1/29/2010 4:17:45 AM |
| oceanwind1950 | $25.00 | $25.00 | 1/29/2010 9:41:07 AM |
| hellasow | $30.00 | $30.00 | 1/29/2010 6:57:41 AM |
| charliecubs | $25.00 | $25.00 | 1/29/2010 8:48:33 AM |
| worthy-bid4 | $25.00 | $25.00 | 1/29/2010 3:35:26 PM |
| sensible-fund | $50.00 | $50.00 | 1/29/2010 4:06:12 PM |
| tntbuzz | $25.00 | $25.00 | 1/30/2010 5:55:27 AM |
| maxq101F15 | $25.00 | $25.00 | 1/30/2010 6:45:53 AM |
| elegant-capital | $25.00 | $25.00 | 1/30/2010 7:04:16 AM |
| Capit0l | $25.00 | $25.00 | 1/30/2010 6:39:52 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/30/2010 8:55:18 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/30/2010 9:02:27 AM |
| well-mannered-income3 | $40.00 | $40.00 | 1/29/2010 7:59:18 PM |
| PeacefulFlorida | $25.00 | $25.00 | 1/29/2010 8:12:51 PM |
| brycelogan | $25.00 | $25.00 | 1/30/2010 1:56:33 PM |
| samo102us | $25.00 | $25.00 | 1/30/2010 6:50:40 AM |
| hard-working-loot | $25.00 | $25.00 | 1/30/2010 8:47:24 PM |
| noble-revenue | $25.00 | $25.00 | 1/31/2010 11:36:57 AM |
| starside8 | $25.00 | $25.00 | 1/30/2010 11:45:52 AM |
| boybutter | $25.00 | $25.00 | 1/31/2010 11:57:45 AM |
| winmals | $25.00 | $25.00 | 1/31/2010 1:06:53 PM |
| Serpent2801 | $25.00 | $25.00 | 1/30/2010 2:43:33 PM |
| chongngoc | $50.00 | $50.00 | 1/31/2010 4:16:08 PM |
| Texas2020 | $30.14 | $30.14 | 1/31/2010 5:41:44 PM |
| Kijib | $25.00 | $25.00 | 1/31/2010 6:16:55 AM |
| penny-sergeant | $25.00 | $25.00 | 1/31/2010 6:42:12 PM |
| i2amme | $50.00 | $50.00 | 1/31/2010 6:52:51 PM |
| newest-greenback-force | $25.00 | $25.00 | 1/31/2010 6:41:51 PM |
| Heatguy | $75.00 | $75.00 | 1/31/2010 9:08:22 PM |
| order-bee1 | $100.00 | $100.00 | 1/31/2010 10:14:12 PM |
| order-bee1 | $25.00 | $25.00 | 1/31/2010 10:14:51 PM |
| investment-forte | $25.00 | $25.00 | 1/31/2010 1:44:22 PM |
| Bomber | $33.26 | $33.26 | 2/1/2010 4:56:03 AM |
| MrPie | $27.00 | $27.00 | 2/1/2010 5:21:08 AM |
| vine99 | $40.00 | $40.00 | 1/31/2010 4:08:38 PM |
| MrBailey | $25.00 | $25.00 | 1/31/2010 4:23:12 PM |
| buffalobills | $25.00 | $25.00 | 2/1/2010 8:04:22 AM |
| reflective-rupee | $50.00 | $50.00 | 1/31/2010 8:19:10 PM |
| LR_Biker | $25.00 | $16.80 | 2/1/2010 4:30:43 AM |
| cippy | $50.00 | $50.00 | 2/1/2010 11:28:11 AM |
| debbymcc | $25.00 | $25.00 | 2/1/2010 6:42:13 PM |
| cdfmedic | $25.00 | $25.00 | 2/1/2010 7:25:03 PM |
| BrighterSuns | $25.00 | $25.00 | 2/1/2010 7:50:20 PM |
| marinbb | $25.00 | $25.00 | 2/1/2010 8:52:54 PM |
| FinDoc | $25.00 | $25.00 | 1/28/2010 4:28:45 PM |
| larrybird | $100.00 | $100.00 | 1/28/2010 4:30:45 PM |
| SongBirdProphecy | $25.00 | $25.00 | 1/28/2010 4:30:53 PM |
| Orringo | $50.00 | $50.00 | 1/28/2010 4:31:06 PM |
| ingenious-deal6 | $25.00 | $25.00 | 1/28/2010 4:30:02 PM |
| zone8 | $100.00 | $100.00 | 1/28/2010 4:30:09 PM |
| bold-principal-thinker | $25.00 | $25.00 | 1/28/2010 4:30:26 PM |
| Rob717171 | $25.00 | $25.00 | 1/28/2010 4:30:43 PM |
| euro-banker | $25.00 | $25.00 | 1/28/2010 4:31:07 PM |
| rosario1 | $25.00 | $25.00 | 1/28/2010 4:32:44 PM |
| wampum-proton | $25.00 | $25.00 | 1/28/2010 4:32:57 PM |
| kegs | $100.00 | $100.00 | 1/28/2010 4:33:06 PM |
| kellydawn | $25.00 | $25.00 | 1/28/2010 4:32:45 PM |
| famous-bill | $75.00 | $75.00 | 1/28/2010 4:33:01 PM |
| niceville80 | $25.00 | $25.00 | 1/28/2010 4:33:07 PM |
| bazzer | $25.00 | $25.00 | 1/28/2010 4:18:13 PM |
| scoobiedoo | $25.00 | $25.00 | 1/28/2010 4:33:36 PM |
| kind-efficient-credit | $25.00 | $25.00 | 1/28/2010 4:51:06 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/28/2010 5:14:12 PM |
| social-conductor4 | $25.00 | $25.00 | 1/28/2010 4:23:45 PM |
| Bob450 | $50.00 | $50.00 | 1/28/2010 8:21:04 PM |
| note-tent | $25.00 | $25.00 | 1/28/2010 4:30:41 PM |
| ryan23 | $25.00 | $25.00 | 1/28/2010 4:30:51 PM |
| putian47 | $25.00 | $25.00 | 1/28/2010 4:30:56 PM |
| falcon88dp | $25.00 | $25.00 | 1/28/2010 4:31:00 PM |
| IIP77 | $25.00 | $25.00 | 1/28/2010 4:31:19 PM |
| reflective-rupee | $50.00 | $50.00 | 1/28/2010 10:15:31 PM |
| worthy-bid4 | $25.00 | $25.00 | 1/28/2010 4:32:43 PM |
| Tammy102800 | $25.00 | $25.00 | 1/28/2010 4:33:02 PM |
| yomanie | $25.00 | $25.00 | 1/28/2010 4:33:08 PM |
| kindness-percolator5 | $25.00 | $25.00 | 1/28/2010 4:33:32 PM |
| reflective-rupee | $50.00 | $50.00 | 1/28/2010 4:40:08 PM |
| CPAMAN | $25.00 | $25.00 | 1/28/2010 4:45:51 PM |
| m_srini | $25.00 | $25.00 | 1/29/2010 7:44:13 AM |
| AlexTrep | $25.00 | $25.00 | 1/28/2010 8:19:42 PM |
| charlieok | $25.00 | $25.00 | 1/28/2010 9:24:02 PM |
| platinum-dojo | $25.00 | $25.00 | 1/29/2010 1:21:33 AM |
| unk1911 | $25.00 | $25.00 | 1/29/2010 7:46:43 AM |
| fuzed | $25.00 | $25.00 | 1/29/2010 10:07:44 AM |
| selfmademan | $25.00 | $25.00 | 1/29/2010 10:43:10 AM |
| cash-tsunami | $25.00 | $25.00 | 1/29/2010 11:30:08 AM |
| cunning-bill | $25.00 | $25.00 | 1/29/2010 1:00:57 PM |
| tigercat | $50.00 | $50.00 | 1/29/2010 6:55:19 PM |
| impala6464 | $50.00 | $50.00 | 1/29/2010 9:47:55 PM |
| Msbutterfly | $25.00 | $25.00 | 1/30/2010 4:57:57 AM |
| auction-workhorse679 | $25.00 | $25.00 | 1/30/2010 8:12:01 AM |
| adama_48 | $25.00 | $25.00 | 1/30/2010 9:02:28 AM |
| killdare | $25.00 | $25.00 | 1/30/2010 8:20:24 PM |
| btoole | $25.00 | $25.00 | 1/31/2010 11:57:42 AM |
| MM1207 | $25.00 | $25.00 | 1/31/2010 2:26:03 PM |
| GeoLender | $25.00 | $25.00 | 1/30/2010 4:32:25 PM |
| Laima | $25.00 | $25.00 | 1/31/2010 3:21:42 PM |
| Amphipolis | $25.00 | $25.00 | 1/31/2010 3:25:33 PM |
| money4sale | $112.79 | $112.79 | 1/30/2010 8:12:16 PM |
| scottr | $25.00 | $25.00 | 1/31/2010 5:42:03 PM |
| emance | $52.00 | $52.00 | 1/31/2010 6:51:39 PM |
| reflective-rupee | $50.00 | $50.00 | 1/31/2010 8:19:43 PM |
| productive-ore | $25.00 | $25.00 | 1/31/2010 10:31:02 PM |
| sensible-order2 | $25.00 | $25.00 | 1/31/2010 10:55:45 PM |
| charming-point | $300.00 | $300.00 | 2/1/2010 7:49:44 AM |
| JustMee | $25.00 | $25.00 | 2/1/2010 8:43:48 AM |
| well-mannered-income3 | $40.00 | $40.00 | 1/31/2010 6:05:31 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/31/2010 6:09:51 PM |
| blackbear | $101.01 | $101.01 | 2/1/2010 8:12:11 AM |
| dukeiyer | $50.00 | $50.00 | 2/1/2010 5:24:09 PM |
| Delta-Kilo-7K | $25.00 | $25.00 | 2/1/2010 6:16:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 2/1/2010 8:10:32 PM |
| loans_to_loan | $25.00 | $25.00 | 2/1/2010 7:45:19 PM |
| Ronnieboy888 | $25.00 | $25.00 | 2/1/2010 8:22:30 PM |
| 140 bids
|
Borrower Payment Dependent Notes Series
444702
This series of Notes was issued and sold upon the funding of the borrower loan #40787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-29-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 27.40% |
Starting borrower rate/APR:
| 28.40% / 30.75% |
Starting monthly payment:
| $291.06 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $287.28 |
| |
|
Auction yield range:
| 11.06% - 27.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 7m |
|
Credit score:
| 660-679 (Jan-2010) |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,667 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| haonusa |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < mo. late:
| 2
( 6% )
| 700-719
(Nov-2009)
740-759
(Sep-2009)
680-699
(Oct-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Investing in Small Business Opp.
I am creating this loan listing in order to fund a small business with some friends (I am going to keep my current $100K+ position however).? This business is fairly simple in that it involves buying some inventory from a distressed company and then reselling the goods.? Both of my partners and I work as wholesalers in this industry and we already have a number of orders. The initial response has been promising so now we're trying to purchase more inventory to take advantage of the demand.
I have already invested $17,000 to get started and we've locked in additional supply at suitably low prices. Now we just need to buy it. We're each putting in $25,000 total.
My last prosper loan for $18,000 was recently paid off with a perfect payment record. Check and see!
I am a great candidate for this loan for a number of reasons.? I have made over 100k for the last eight years with the exception of the year where I was running my own start-up ( I made nothing that year!).? I am a home owner and have about 60K in home equity.? People have a high degree of confidence in my character both professionally and personally.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, can you tell me what type of goods you are selling? And how they are marketed and distributed? Thanks. - adventure0
A:
yes, the product that we're selling is wine. the combined factors of the economic downturn and a slightly large harvest in 2008 and 2009 has resulted in some really high quality wine available at almost giveaway prices. High end wine brands are unable to sell their wines at $50+ and don't want to diminish their brand by reducing prices. Thus there is a lot of unbottled wine that wineries are practically dumping.
(Feb-02-2010)
Q:
Perfect payment ?? you were late twice .. - Capit0l
A:
should have said almost perfect. at the very beginning i had a little mix up with switching bank accounts. After that it was on auto-withdraw the whole time.
(Feb-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LBOregon | $25.00 | $25.00 | 1/29/2010 4:26:50 PM |
| next2 | $25.00 | $25.00 | 1/29/2010 4:26:58 PM |
| BGILlender | $25.00 | $25.00 | 1/29/2010 4:27:39 PM |
| mdf | $50.00 | $50.00 | 1/29/2010 4:27:11 PM |
| LKN2RTR | $25.00 | $25.00 | 1/29/2010 4:28:57 PM |
| mizunoman | $25.00 | $25.00 | 1/29/2010 4:28:59 PM |
| five-star-note | $35.00 | $35.00 | 1/29/2010 4:29:36 PM |
| PatRichi | $25.00 | $25.00 | 1/29/2010 4:29:11 PM |
| unbeatable-wealth | $25.00 | $25.00 | 1/29/2010 4:29:19 PM |
| TheColoradoDon | $25.00 | $25.00 | 1/29/2010 4:29:27 PM |
| peaceful-trade | $25.00 | $25.00 | 1/29/2010 4:29:34 PM |
| BrianRK | $26.00 | $26.00 | 1/29/2010 4:30:44 PM |
| restondoublek | $25.00 | $25.00 | 1/29/2010 4:31:10 PM |
| social-conductor4 | $25.00 | $25.00 | 1/29/2010 4:33:17 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/29/2010 4:35:02 PM |
| yeti888 | $25.00 | $25.00 | 1/29/2010 4:35:21 PM |
| KramericaIndustries | $25.00 | $25.00 | 1/29/2010 4:35:59 PM |
| oldmora | $25.00 | $25.00 | 1/29/2010 4:35:19 PM |
| intuitive-bill | $25.00 | $25.00 | 1/29/2010 4:36:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/29/2010 4:36:41 PM |
| Dubbs360 | $100.00 | $100.00 | 1/29/2010 4:36:50 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/29/2010 4:37:00 PM |
| AlexTrep | $25.00 | $25.00 | 1/29/2010 4:36:04 PM |
| GElender | $25.00 | $25.00 | 1/29/2010 4:37:11 PM |
| SirJev | $25.00 | $25.00 | 1/29/2010 4:37:24 PM |
| happyaric | $100.00 | $100.00 | 1/29/2010 4:36:23 PM |
| benefit-squirrel | $25.00 | $25.00 | 1/29/2010 4:36:30 PM |
| bountiful-bazaar | $25.00 | $25.00 | 1/29/2010 4:36:34 PM |
| delivery | $25.00 | $25.00 | 1/29/2010 4:36:39 PM |
| supreme-hope | $25.00 | $25.00 | 1/29/2010 4:36:49 PM |
| skro | $25.00 | $25.00 | 1/29/2010 4:36:55 PM |
| steves73 | $25.00 | $25.00 | 1/29/2010 4:37:03 PM |
| Jonb6919 | $25.00 | $25.00 | 1/29/2010 4:37:20 PM |
| yield-lion | $25.00 | $25.00 | 1/29/2010 4:37:23 PM |
| bonus-zone | $25.00 | $25.00 | 1/29/2010 4:26:42 PM |
| boghdan2000 | $25.00 | $25.00 | 1/29/2010 4:28:41 PM |
| javajo22 | $25.00 | $25.00 | 1/29/2010 4:29:12 PM |
| suomynona | $25.00 | $25.00 | 1/29/2010 4:29:24 PM |
| CASHGIRL | $25.00 | $25.00 | 1/29/2010 4:30:38 PM |
| omerta6102 | $50.00 | $50.00 | 1/29/2010 4:30:58 PM |
| zen1cent | $25.00 | $25.00 | 1/29/2010 4:31:08 PM |
| Calif-smo | $25.00 | $25.00 | 1/29/2010 4:31:52 PM |
| yield-explosion1 | $25.00 | $25.00 | 1/29/2010 4:48:22 PM |
| Philkent | $50.00 | $50.00 | 1/29/2010 4:48:53 PM |
| cloud8 | $25.00 | $25.00 | 1/29/2010 4:49:34 PM |
| opie4624 | $25.00 | $25.00 | 1/29/2010 4:49:48 PM |
| CAGE-Investments | $50.00 | $50.00 | 1/29/2010 4:49:59 PM |
| businessman80 | $25.00 | $25.00 | 1/29/2010 4:48:27 PM |
| jtodd37 | $25.00 | $25.00 | 1/29/2010 4:49:17 PM |
| dime-neutron | $25.00 | $25.00 | 1/29/2010 4:52:27 PM |
| gciarami | $25.00 | $25.00 | 1/29/2010 4:49:44 PM |
| mathprof | $25.00 | $25.00 | 1/29/2010 4:35:18 PM |
| karpman3 | $25.87 | $25.87 | 1/29/2010 4:49:58 PM |
| asmithj | $50.00 | $50.00 | 1/29/2010 4:35:38 PM |
| order-boomerang | $25.00 | $25.00 | 1/29/2010 4:36:01 PM |
| apeloans | $25.00 | $25.00 | 1/29/2010 4:36:27 PM |
| redbomb5 | $25.00 | $25.00 | 1/29/2010 4:36:37 PM |
| Gibbyland | $50.00 | $50.00 | 1/29/2010 4:36:48 PM |
| ingenious-deal6 | $25.00 | $25.00 | 1/29/2010 4:36:53 PM |
| melodious-fairness | $25.00 | $25.00 | 1/29/2010 4:37:01 PM |
| sloan | $25.00 | $25.00 | 1/29/2010 4:37:10 PM |
| bulabula | $25.00 | $25.00 | 1/29/2010 4:37:18 PM |
| contract-neutron | $25.00 | $25.00 | 1/29/2010 4:37:28 PM |
| Geldmeister | $25.00 | $25.00 | 1/29/2010 4:38:22 PM |
| piter-to-la-investment | $50.00 | $50.00 | 1/29/2010 5:30:56 PM |
| PeacefulFlorida | $25.00 | $25.00 | 1/29/2010 7:59:28 PM |
| oaktown23 | $50.00 | $50.00 | 1/29/2010 4:48:28 PM |
| bowdish1 | $50.00 | $50.00 | 1/29/2010 4:49:51 PM |
| CaboWaboRobo | $25.00 | $25.00 | 1/29/2010 4:49:56 PM |
| Bob450 | $50.00 | $50.00 | 1/29/2010 9:08:06 PM |
| KrisKringle | $25.00 | $25.00 | 1/30/2010 12:04:21 AM |
| worthy-bid4 | $25.00 | $25.00 | 1/30/2010 9:48:48 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/29/2010 7:51:52 PM |
| MoneyForNothing | $25.00 | $25.00 | 1/29/2010 8:36:51 PM |
| bgood2016 | $25.00 | $25.00 | 1/30/2010 1:47:03 PM |
| the-aggresive-principal | $25.00 | $25.00 | 1/30/2010 2:55:51 PM |
| ebaysian | $71.25 | $71.25 | 1/30/2010 6:25:22 AM |
| platinum-platoon | $50.00 | $50.00 | 1/31/2010 7:01:53 PM |
| the-profit-oracle | $25.00 | $25.00 | 2/1/2010 8:45:28 PM |
| heroic-bid4 | $50.00 | $50.00 | 2/2/2010 10:23:24 AM |
| witty-compassion | $25.00 | $25.00 | 2/1/2010 11:19:58 PM |
| indrucal | $25.00 | $25.00 | 1/29/2010 4:26:43 PM |
| wampum-proton | $25.00 | $25.00 | 1/29/2010 4:26:52 PM |
| dime-fighter | $25.00 | $25.00 | 1/29/2010 4:27:53 PM |
| bslavin | $25.00 | $25.00 | 1/29/2010 4:28:09 PM |
| floridass | $25.00 | $25.00 | 1/29/2010 4:28:11 PM |
| Fernpatch_autoshop | $25.00 | $25.00 | 1/29/2010 4:28:30 PM |
| Astounding | $25.00 | $25.00 | 1/29/2010 4:28:40 PM |
| diverse2 | $25.00 | $25.00 | 1/29/2010 4:29:00 PM |
| Wowzer | $25.00 | $25.00 | 1/29/2010 4:29:35 PM |
| HH123 | $25.00 | $25.00 | 1/29/2010 4:31:51 PM |
| CPAMAN | $25.00 | $25.00 | 1/29/2010 4:31:04 PM |
| red-ready-principal | $94.97 | $94.97 | 1/29/2010 4:31:09 PM |
| famous-bill | $75.00 | $75.00 | 1/29/2010 4:31:54 PM |
| AF-Chief | $26.00 | $26.00 | 1/29/2010 4:34:34 PM |
| triumph329 | $25.00 | $25.00 | 1/29/2010 4:33:57 PM |
| seisen | $100.00 | $100.00 | 1/29/2010 4:35:14 PM |
| shiny-dollar9 | $25.00 | $25.00 | 1/29/2010 4:35:37 PM |
| desertoasis | $25.00 | $25.00 | 1/29/2010 4:35:12 PM |
| djh47a | $25.00 | $25.00 | 1/29/2010 4:35:24 PM |
| handy-justice | $25.00 | $25.00 | 1/29/2010 4:36:24 PM |
| coin-investor | $25.00 | $25.00 | 1/29/2010 4:35:39 PM |
| copper | $30.00 | $30.00 | 1/29/2010 4:36:36 PM |
| bassman2 | $25.00 | $25.00 | 1/29/2010 4:36:47 PM |
| purdue98 | $25.00 | $25.00 | 1/29/2010 4:36:57 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 1/29/2010 4:37:07 PM |
| exact-loan5 | $30.00 | $30.00 | 1/29/2010 4:37:17 PM |
| 108lender | $75.00 | $75.00 | 1/29/2010 4:37:30 PM |
| circuitfive | $25.00 | $25.00 | 1/29/2010 4:36:22 PM |
| MidLifeCrisis | $25.00 | $25.00 | 1/29/2010 4:36:28 PM |
| thoughtful-community7 | $25.00 | $25.00 | 1/29/2010 4:36:33 PM |
| delicious-social132 | $25.00 | $25.00 | 1/29/2010 4:36:35 PM |
| lending-bear | $25.00 | $25.00 | 1/29/2010 4:36:44 PM |
| merriewold | $25.00 | $25.00 | 1/29/2010 4:36:54 PM |
| junctionking | $25.00 | $25.00 | 1/29/2010 4:36:59 PM |
| DRA-Properties | $25.00 | $25.00 | 1/29/2010 4:37:04 PM |
| loan-master996 | $50.00 | $50.00 | 1/29/2010 4:37:15 PM |
| halothane_logic | $25.00 | $25.00 | 1/29/2010 4:37:22 PM |
| jbaum | $25.00 | $25.00 | 1/29/2010 4:37:29 PM |
| flexible-value | $25.00 | $25.00 | 1/29/2010 4:26:40 PM |
| lowrate | $25.00 | $25.00 | 1/29/2010 4:26:55 PM |
| JDFuego | $25.00 | $25.00 | 1/29/2010 4:27:14 PM |
| rosario1 | $25.00 | $25.00 | 1/29/2010 4:27:30 PM |
| enlightenment5 | $25.00 | $25.00 | 1/29/2010 4:27:45 PM |
| rhin0cerx | $50.00 | $50.00 | 1/29/2010 4:28:29 PM |
| Orca-man | $25.00 | $25.00 | 1/29/2010 4:28:43 PM |
| kginatl | $43.10 | $43.10 | 1/29/2010 4:29:10 PM |
| selfmademan | $25.00 | $25.00 | 1/29/2010 4:49:29 PM |
| MAYBROOK | $25.00 | $25.00 | 1/29/2010 4:49:41 PM |
| BankME | $25.00 | $25.00 | 1/29/2010 4:49:50 PM |
| theprince | $25.00 | $25.00 | 1/29/2010 4:48:26 PM |
| gavinfh | $25.00 | $25.00 | 1/29/2010 4:48:29 PM |
| johnnyjg3 | $25.00 | $25.00 | 1/29/2010 4:48:34 PM |
| balance-hercules | $30.00 | $30.00 | 1/29/2010 4:49:06 PM |
| falcon88dp | $25.00 | $25.00 | 1/29/2010 4:51:58 PM |
| kindness-percolator5 | $25.00 | $25.00 | 1/29/2010 4:49:21 PM |
| Lam0nt | $25.00 | $25.00 | 1/29/2010 4:49:27 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 1/29/2010 4:49:33 PM |
| drumcorpsnut | $25.00 | $25.00 | 1/29/2010 4:35:16 PM |
| EdtheSupporter | $25.00 | $25.00 | 1/29/2010 4:49:46 PM |
| treasure-bliss | $100.00 | $100.00 | 1/29/2010 4:35:23 PM |
| RISK-VERSUS-RETURN | $25.00 | $25.00 | 1/29/2010 4:36:00 PM |
| Kreditorium | $100.00 | $100.00 | 1/29/2010 4:36:03 PM |
| papaloha | $50.00 | $50.00 | 1/29/2010 4:36:21 PM |
| Shepherd7 | $25.00 | $25.00 | 1/29/2010 4:36:32 PM |
| time4aloan | $30.00 | $30.00 | 1/29/2010 4:36:43 PM |
| the-precious-bid | $25.00 | $25.00 | 1/29/2010 4:36:52 PM |
| xzec777 | $25.00 | $25.00 | 1/29/2010 4:36:58 PM |
| affluence-tycoon | $25.00 | $25.00 | 1/29/2010 4:37:09 PM |
| secobarbital | $25.00 | $25.00 | 1/29/2010 4:37:14 PM |
| ImaPutz | $25.00 | $25.00 | 1/29/2010 4:37:26 PM |
| inspiring-reward | $50.00 | $50.00 | 1/29/2010 4:54:14 PM |
| twjh | $25.00 | $25.00 | 1/29/2010 5:08:35 PM |
| twjh | $25.00 | $25.00 | 1/29/2010 4:57:18 PM |
| SolarMoonshine | $500.00 | $500.00 | 1/29/2010 5:21:19 PM |
| kind-efficient-credit | $25.00 | $25.00 | 1/29/2010 4:48:25 PM |
| Phantom99 | $25.00 | $25.00 | 1/29/2010 4:49:35 PM |
| ventureboy | $25.00 | $25.00 | 1/29/2010 4:49:43 PM |
| lillian27 | $25.00 | $25.00 | 1/29/2010 4:49:53 PM |
| transparency-burger | $25.00 | $19.33 | 1/29/2010 4:50:00 PM |
| penny-surgeon | $25.00 | $25.00 | 1/29/2010 9:24:10 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/30/2010 8:57:23 AM |
| t2smoney | $50.00 | $50.00 | 1/29/2010 7:03:51 PM |
| ilikeboats | $100.00 | $100.00 | 1/30/2010 3:48:27 PM |
| Loaner_without_a_cause | $25.00 | $25.00 | 1/30/2010 6:21:50 PM |
| mobucks2 | $25.00 | $25.00 | 1/30/2010 6:44:43 PM |
| RochelleW | $25.00 | $25.00 | 1/31/2010 1:03:43 PM |
| fair-dollar | $35.00 | $35.00 | 1/31/2010 2:58:19 PM |
| new-return-faire | $500.00 | $500.00 | 1/31/2010 4:50:37 PM |
| melodious-fairness | $25.00 | $25.00 | 2/1/2010 9:41:07 AM |
| foothillender | $25.00 | $25.00 | 2/1/2010 7:06:38 AM |
| cupcake0 | $28.48 | $28.48 | 2/1/2010 3:00:14 PM |
| atlas100 | $25.00 | $25.00 | 2/1/2010 8:01:44 PM |
| scoobiedoo | $25.00 | $25.00 | 2/1/2010 8:40:39 PM |
| IIP77 | $25.00 | $25.00 | 2/1/2010 9:33:05 PM |
| Helenska11 | $25.00 | $25.00 | 2/1/2010 5:12:16 PM |
| lsx7 | $75.00 | $75.00 | 2/2/2010 8:46:34 AM |
| mlj0671 | $25.00 | $25.00 | 2/2/2010 10:33:59 AM |
| charming-point | $300.00 | $300.00 | 2/2/2010 6:54:04 AM |
| 179 bids
|
Borrower Payment Dependent Notes Series
444726
This series of Notes was issued and sold upon the funding of the borrower loan #40804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-29-2010 |
| |
Auction end date:
| Feb-05-2010 |
|
|
Starting lender yield:
| 7.88% |
Starting borrower rate/APR:
| 8.88% / 9.22% |
Starting monthly payment:
| $317.44 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.06% - 7.88% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 3
/
2 | Length of status: | 13y 7m |
|
Credit score:
| 820-839 (Jan-2010) |
Total credit lines:
| 11 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,519 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| rapture798 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat Loan
Purpose of loan:
Boat Purchase, Personal Line of Credit Product no longer offerd by my bank (quote "we are no longer offering that product")
My financial situation:
This is a no risk situtation for the lender
Credit Score 800+,
Less than $4K in total debt (no mortgage, no car payment only 1 active credit card)
Stable Employment in a growing (perhaps recession proof industry) Nuclear Energy
Never Late, Owned and sold 2 homes
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 1/29/2010 4:36:10 PM |
| DonaldColorado | $25.00 | $25.00 | 1/29/2010 4:34:38 PM |
| market-builder | $25.00 | $25.00 | 1/29/2010 4:52:56 PM |
| dealarella | $25.00 | $25.00 | 1/29/2010 4:53:09 PM |
| AFairDeal | $25.00 | $25.00 | 1/29/2010 4:53:11 PM |
| dollar-birdie | $30.00 | $30.00 | 1/29/2010 4:53:37 PM |
| rolandweary | $30.00 | $30.00 | 1/29/2010 4:53:40 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/29/2010 4:53:47 PM |
| AF-Chief | $35.00 | $35.00 | 1/29/2010 4:54:03 PM |
| loan-master996 | $50.00 | $50.00 | 1/29/2010 4:54:09 PM |
| peerlender | $30.00 | $30.00 | 1/29/2010 4:53:20 PM |
| kanakakm | $50.00 | $50.00 | 1/29/2010 4:53:44 PM |
| supreme-hope | $25.00 | $25.00 | 1/29/2010 4:54:01 PM |
| skuba | $25.00 | $25.00 | 1/29/2010 4:54:37 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/29/2010 4:55:40 PM |
| personal-lender | $25.00 | $25.00 | 1/29/2010 4:55:52 PM |
| kindness-percolator5 | $25.00 | $25.00 | 1/29/2010 4:56:30 PM |
| friendly-market5 | $25.00 | $25.00 | 1/29/2010 5:09:48 PM |
| leodaguy | $25.00 | $25.00 | 1/29/2010 5:12:49 PM |
| blot44 | $50.00 | $50.00 | 1/29/2010 7:44:29 PM |
| all_of_that_one | $25.00 | $25.00 | 1/29/2010 5:13:08 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 1/29/2010 7:47:47 PM |
| RedGranite | $25.00 | $25.00 | 1/29/2010 8:03:45 PM |
| Creative_Outlet | $25.00 | $25.00 | 1/29/2010 6:54:48 PM |
| WSTRDG | $25.00 | $25.00 | 1/29/2010 4:48:57 PM |
| midwestSurfer | $25.00 | $25.00 | 1/29/2010 9:59:40 PM |
| Cai8899 | $75.00 | $75.00 | 1/29/2010 4:52:52 PM |
| Trimalchio12 | $25.00 | $25.00 | 1/29/2010 10:32:11 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/29/2010 4:54:11 PM |
| CaptEdwardTeach | $25.00 | $25.00 | 1/30/2010 4:57:50 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/30/2010 12:42:33 AM |
| lloyd_s | $25.00 | $25.00 | 1/29/2010 4:55:46 PM |
| social-conductor4 | $25.00 | $25.00 | 1/29/2010 4:56:11 PM |
| USMC0311 | $25.00 | $25.00 | 1/30/2010 6:50:50 AM |
| skvat | $25.00 | $25.00 | 1/29/2010 4:57:07 PM |
| LAM26 | $25.00 | $25.00 | 1/30/2010 6:42:00 AM |
| diplomatic-point4 | $36.53 | $36.53 | 1/30/2010 6:57:52 AM |
| Carpetkid | $50.00 | $50.00 | 1/30/2010 8:05:47 AM |
| HunterSix | $25.00 | $25.00 | 1/30/2010 8:05:54 AM |
| Tai | $25.00 | $25.00 | 1/30/2010 8:06:10 AM |
| microlendblvr | $45.16 | $45.16 | 1/30/2010 8:46:06 AM |
| auction-turbine4 | $25.00 | $25.00 | 1/29/2010 5:49:57 PM |
| balance6 | $25.00 | $25.00 | 1/30/2010 9:17:18 AM |
| 1fortheroad | $25.00 | $25.00 | 1/30/2010 9:01:31 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/30/2010 10:02:18 AM |
| exchange-cub | $25.00 | $25.00 | 1/30/2010 10:40:59 AM |
| toblerone | $33.67 | $33.67 | 1/30/2010 10:15:57 AM |
| timmybraley | $100.00 | $100.00 | 1/30/2010 11:17:50 AM |
| industrious-dedication | $25.00 | $25.00 | 1/30/2010 11:27:28 AM |
| medicneedshelp82 | $25.00 | $25.00 | 1/30/2010 12:50:56 AM |
| tisgro | $25.00 | $25.00 | 1/30/2010 3:20:08 PM |
| o0Sparrow0o | $25.00 | $25.00 | 1/30/2010 5:51:56 AM |
| Plotinus | $30.33 | $30.33 | 1/30/2010 6:50:42 AM |
| dharma1 | $25.00 | $25.00 | 1/30/2010 4:51:16 PM |
| Dutchhunter | $26.79 | $26.79 | 1/30/2010 7:41:16 AM |
| KWarrior | $25.00 | $25.00 | 1/30/2010 6:31:20 PM |
| vigilance-accruer | $25.00 | $25.00 | 1/30/2010 7:41:44 AM |
| first-upright-payout | $50.00 | $50.00 | 1/30/2010 5:35:32 PM |
| gold-commander0 | $40.69 | $40.69 | 1/30/2010 5:42:32 PM |
| verse99 | $25.00 | $25.00 | 1/30/2010 8:06:08 AM |
| serene-truth2 | $25.00 | $25.00 | 1/30/2010 8:14:15 AM |
| majestic-dedication | $35.68 | $35.68 | 1/30/2010 8:30:36 AM |
| capital-lesson | $25.00 | $25.00 | 1/30/2010 8:56:37 PM |
| order-boomerang | $25.00 | $25.00 | 1/30/2010 8:22:03 PM |
| Kaj | $25.97 | $25.97 | 1/30/2010 9:14:40 AM |
| wampum-optimization | $33.67 | $33.67 | 1/30/2010 9:29:14 AM |
| natmonkey | $25.00 | $25.00 | 1/31/2010 8:01:19 AM |
| OldFriend | $25.00 | $25.00 | 1/31/2010 10:57:00 AM |
| BzJ108 | $25.00 | $25.00 | 1/31/2010 9:15:51 AM |
| CREnvy | $25.00 | $25.00 | 1/30/2010 11:28:07 AM |
| jts | $25.00 | $25.00 | 1/30/2010 11:30:55 AM |
| creditasaurus9 | $25.00 | $25.00 | 1/31/2010 11:42:30 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/30/2010 4:50:36 PM |
| alpinaut | $25.00 | $25.00 | 1/31/2010 3:15:59 PM |
| gciarami | $25.00 | $25.00 | 1/30/2010 5:16:29 PM |
| MidLifeCrisis | $50.00 | $50.00 | 1/31/2010 3:32:04 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 1/30/2010 6:27:59 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/31/2010 4:23:25 PM |
| deal_maker78 | $31.69 | $31.69 | 1/31/2010 4:22:38 PM |
| gulch | $35.00 | $35.00 | 1/30/2010 6:50:40 PM |
| aldenrains | $25.00 | $25.00 | 1/31/2010 4:23:20 PM |
| aasx1108 | $25.00 | $25.00 | 1/31/2010 4:27:20 PM |
| screenname03 | $25.00 | $25.00 | 1/31/2010 4:28:34 PM |
| BillW | $50.00 | $50.00 | 1/30/2010 9:11:56 PM |
| restech | $25.00 | $25.00 | 1/30/2010 10:30:57 PM |
| cub510 | $25.00 | $25.00 | 1/31/2010 5:05:50 PM |
| justice-financier | $25.00 | $25.00 | 1/31/2010 5:36:13 PM |
| Mr_Marcus | $50.00 | $50.00 | 1/31/2010 5:37:00 PM |
| elasermd | $50.00 | $50.00 | 1/31/2010 5:37:32 PM |
| OCedHrt | $25.00 | $25.00 | 1/31/2010 9:31:28 AM |
| CorMDNY | $25.00 | $25.00 | 1/31/2010 10:05:21 AM |
| MrG | $25.00 | $25.00 | 1/31/2010 10:16:42 AM |
| Loyalty8 | $25.00 | $25.00 | 1/31/2010 10:14:40 PM |
| skiingawfs | $25.00 | $25.00 | 1/31/2010 10:55:49 PM |
| Geldmeister | $50.00 | $50.00 | 1/31/2010 10:55:52 PM |
| the-repayment-treaty | $25.00 | $25.00 | 1/31/2010 10:55:54 PM |
| mrsclaws | $25.00 | $25.00 | 1/31/2010 1:42:41 PM |
| RockCrown | $25.00 | $25.00 | 1/31/2010 3:15:58 PM |
| circustab | $50.00 | $50.00 | 2/1/2010 7:50:06 AM |
| winlender | $25.00 | $25.00 | 1/31/2010 4:22:39 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/31/2010 4:23:06 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/31/2010 4:23:13 PM |
| heroic-platinum | $25.00 | $25.00 | 1/31/2010 4:27:18 PM |
| KiwiElf | $30.00 | $30.00 | 1/31/2010 4:28:40 PM |
| balance-voyager | $100.00 | $100.00 | 1/31/2010 5:37:01 PM |
| serpentine | $47.88 | $47.88 | 1/31/2010 6:35:30 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/31/2010 6:35:37 PM |
| the-profit-oracle | $25.00 | $25.00 | 2/1/2010 8:37:22 PM |
| Daubertoo | $25.00 | $25.00 | 2/2/2010 5:08:24 PM |
| HarleyBoy | $50.00 | $50.00 | 2/3/2010 8:12:08 AM |
| heeeley | $25.00 | $25.00 | 2/3/2010 10:28:54 AM |
| stock_speculator | $25.00 | $25.00 | 2/3/2010 4:44:07 PM |
| rjsdsu | $30.00 | $30.00 | 2/3/2010 6:56:20 PM |
| bouvierchamp | $50.00 | $50.00 | 2/3/2010 4:44:00 PM |
| bamboozled_again | $250.00 | $250.00 | 2/3/2010 4:45:31 PM |
| BURNERA_1 | $150.00 | $150.00 | 2/4/2010 10:06:13 AM |
| scott2004114 | $35.99 | $35.99 | 2/4/2010 11:27:02 AM |
| interstellar | $50.00 | $50.00 | 2/4/2010 1:19:22 PM |
| BONSAY | $25.00 | $25.00 | 2/4/2010 2:03:52 PM |
| BONSAY | $25.00 | $25.00 | 2/4/2010 2:03:35 PM |
| gavinsp | $25.00 | $25.00 | 2/4/2010 2:18:28 PM |
| NoNameLender | $68.89 | $68.89 | 2/4/2010 4:12:12 PM |
| RandyL3 | $40.00 | $40.00 | 2/4/2010 4:50:28 PM |
| CCIExpress | $25.00 | $25.00 | 2/4/2010 4:56:36 PM |
| bankisopen | $200.00 | $200.00 | 2/4/2010 9:28:05 PM |
| dbanwart | $25.00 | $25.00 | 2/5/2010 5:18:45 AM |
| wild-orange | $25.00 | $25.00 | 2/5/2010 1:11:50 AM |
| IceFisherman | $100.00 | $100.00 | 2/5/2010 9:36:50 AM |
| hollister06001 | $100.00 | $100.00 | 2/5/2010 9:24:11 AM |
| gsp1885 | $25.00 | $25.00 | 2/5/2010 10:09:16 AM |
| favorite-commerce | $25.00 | $25.00 | 2/5/2010 11:16:03 AM |
| GABC-1 | $27.00 | $27.00 | 2/5/2010 10:35:20 AM |
| power-cell | $40.00 | $40.00 | 2/5/2010 11:35:13 AM |
| octoberfresh | $25.00 | $25.00 | 2/5/2010 12:30:46 PM |
| mojii77 | $25.00 | $25.00 | 2/5/2010 1:01:17 PM |
| exact-peso2 | $25.00 | $25.00 | 2/5/2010 4:13:58 PM |
| schpere | $30.00 | $30.00 | 1/29/2010 4:52:46 PM |
| lean-velocity | $25.00 | $25.00 | 1/29/2010 4:36:15 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/29/2010 4:52:41 PM |
| auction-elvis | $25.00 | $25.00 | 1/29/2010 4:54:05 PM |
| GElender | $50.00 | $50.00 | 1/29/2010 4:54:25 PM |
| kmr2 | $100.00 | $100.00 | 1/29/2010 4:53:17 PM |
| thedoctor | $90.00 | $90.00 | 1/29/2010 4:53:27 PM |
| determined-contract | $30.00 | $30.00 | 1/29/2010 4:53:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/29/2010 4:53:57 PM |
| meenan | $25.00 | $25.00 | 1/29/2010 4:55:42 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/29/2010 4:55:58 PM |
| kulender | $30.00 | $30.00 | 1/29/2010 4:56:00 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/29/2010 4:56:03 PM |
| forthright-dedication | $25.00 | $25.00 | 1/29/2010 4:56:07 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/29/2010 4:54:32 PM |
| commerce-voyager | $25.00 | $25.00 | 1/29/2010 4:54:50 PM |
| active-market | $100.00 | $100.00 | 1/29/2010 4:57:29 PM |
| credit-force5 | $25.00 | $25.00 | 1/29/2010 4:55:54 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/29/2010 4:56:39 PM |
| moola-escalator | $50.00 | $50.00 | 1/29/2010 4:57:26 PM |
| blooming-market | $25.00 | $25.00 | 1/29/2010 5:41:20 PM |
| t2smoney | $25.00 | $25.00 | 1/29/2010 7:20:42 PM |
| DrMoneyBags | $25.00 | $25.00 | 1/29/2010 5:13:05 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 1/29/2010 7:51:40 PM |
| bchen78875 | $50.00 | $50.00 | 1/29/2010 4:52:32 PM |
| secundus | $25.00 | $25.00 | 1/29/2010 9:51:42 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/29/2010 4:52:36 PM |
| delicious-social132 | $25.00 | $25.00 | 1/29/2010 4:53:00 PM |
| bowdish1 | $100.00 | $100.00 | 1/29/2010 4:53:04 PM |
| BigLinCT | $46.44 | $46.44 | 1/29/2010 8:37:37 PM |
| commerce-web5 | $40.00 | $40.00 | 1/29/2010 4:53:30 PM |
| junctionking | $25.00 | $25.00 | 1/29/2010 4:53:51 PM |
| Havana21 | $25.00 | $25.00 | 1/29/2010 4:54:19 PM |
| desertoasis | $25.00 | $25.00 | 1/29/2010 4:54:28 PM |
| btoole | $30.09 | $30.09 | 1/29/2010 10:36:52 PM |
| LandE2BG | $25.00 | $25.00 | 1/29/2010 4:54:44 PM |
| ramsbladder | $25.00 | $25.00 | 1/29/2010 11:41:46 PM |
| Speculator | $35.51 | $35.51 | 1/30/2010 12:50:39 AM |
| rooosta | $25.00 | $25.00 | 1/30/2010 5:53:17 AM |
| theprince | $25.00 | $25.00 | 1/29/2010 4:56:17 PM |
| mlopez2007 | $50.00 | $50.00 | 1/29/2010 4:56:33 PM |
| spruce2 | $50.00 | $50.00 | 1/30/2010 6:57:48 AM |
| grampy48 | $25.00 | $25.00 | 1/29/2010 4:57:12 PM |
| trade-trumpet | $25.00 | $25.00 | 1/29/2010 4:57:22 PM |
| worthy-bid4 | $50.00 | $50.00 | 1/29/2010 4:57:48 PM |
| elegant-income3 | $25.00 | $25.00 | 1/30/2010 7:41:15 AM |
| rakstar | $50.00 | $50.00 | 1/30/2010 8:05:44 AM |
| mburke3434 | $25.00 | $25.00 | 1/30/2010 8:05:52 AM |
| martinatime | $25.00 | $25.00 | 1/30/2010 8:06:11 AM |
| Steveoo1 | $50.00 | $50.00 | 1/30/2010 8:05:54 AM |
| Philosonie | $25.00 | $25.00 | 1/30/2010 8:06:13 AM |
| otter | $25.00 | $25.00 | 1/30/2010 8:46:05 AM |
| ray1051 | $25.00 | $25.00 | 1/30/2010 8:37:57 AM |
| Norcal | $50.00 | $50.00 | 1/30/2010 8:38:31 AM |
| bds9646 | $26.00 | $26.00 | 1/30/2010 9:37:26 AM |
| CaptainBlueberry | $25.00 | $25.00 | 1/30/2010 9:17:33 AM |
| physjosh | $25.00 | $25.00 | 1/30/2010 9:51:44 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/30/2010 10:02:01 AM |
| roentgen | $25.00 | $25.00 | 1/30/2010 10:46:23 AM |
| Mr_Money | $25.00 | $25.00 | 1/29/2010 8:37:41 PM |
| payment-hawk | $50.00 | $50.00 | 1/30/2010 10:50:47 AM |
| bill-expert | $25.00 | $25.00 | 1/30/2010 11:27:28 AM |
| unassuming-note | $25.00 | $25.00 | 1/30/2010 11:10:43 AM |
| open-wealth492 | $25.00 | $25.00 | 1/30/2010 11:41:54 AM |
| Likispa | $50.00 | $50.00 | 1/29/2010 11:11:57 PM |
| exchange-battalion | $30.00 | $30.00 | 1/30/2010 12:00:45 AM |
| figs4u2 | $29.56 | $29.56 | 1/30/2010 12:50:47 AM |
| MrBailey | $25.00 | $25.00 | 1/30/2010 3:45:31 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/30/2010 4:18:41 AM |
| Strand_Investments | $25.00 | $25.00 | 1/30/2010 3:09:42 PM |
| 29Palms | $25.00 | $25.00 | 1/30/2010 3:56:41 PM |
| Zach842 | $25.00 | $25.00 | 1/30/2010 4:51:19 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/30/2010 7:41:19 AM |
| Pasagam | $25.00 | $25.00 | 1/30/2010 7:41:35 AM |
| the-aggresive-principal | $25.00 | $25.00 | 1/30/2010 7:35:17 PM |
| InvestorPartners | $25.00 | $25.00 | 1/30/2010 8:46:00 AM |
| teller | $25.00 | $25.00 | 1/30/2010 9:14:38 AM |
| ADSFL05 | $25.00 | $25.00 | 1/30/2010 9:17:30 AM |
| Aeroman32 | $25.00 | $25.00 | 1/30/2010 11:36:31 PM |
| cash4less | $25.00 | $25.00 | 1/31/2010 12:30:10 AM |
| jbaum | $76.48 | $76.48 | 1/31/2010 4:46:09 AM |
| blue-liberty-gourd | $25.00 | $25.00 | 1/31/2010 12:10:37 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/31/2010 4:45:34 AM |
| br4444 | $25.00 | $25.00 | 1/30/2010 9:56:30 AM |
| Sierralance | $25.00 | $25.00 | 1/30/2010 10:02:58 AM |
| adama_48 | $25.00 | $25.00 | 1/30/2010 10:12:46 AM |
| promiser200 | $25.00 | $25.00 | 1/30/2010 11:27:26 AM |
| starside8 | $26.80 | $26.80 | 1/30/2010 12:05:52 PM |
| justice-dna | $35.00 | $35.00 | 1/31/2010 12:47:48 PM |
| MM1207 | $25.00 | $25.00 | 1/31/2010 2:52:14 PM |
| GrommetPosse | $25.00 | $25.00 | 1/30/2010 4:42:42 PM |
| freefly67 | $25.00 | $25.00 | 1/30/2010 4:45:37 PM |
| wormdc | $25.00 | $25.00 | 1/31/2010 3:10:46 PM |
| repayment-launcher | $25.00 | $25.00 | 1/31/2010 3:21:54 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/31/2010 3:34:04 PM |
| nbhz60a | $25.00 | $25.00 | 1/31/2010 3:34:08 PM |
| d3global | $25.00 | $25.00 | 1/31/2010 3:54:35 PM |
| REVSTJ999 | $25.00 | $25.00 | 1/31/2010 4:23:24 PM |
| unk1911 | $25.00 | $25.00 | 1/31/2010 4:23:28 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/31/2010 4:22:35 PM |
| noble-vigilance9 | $25.00 | $25.00 | 1/31/2010 4:23:09 PM |
| Ivan2007 | $25.00 | $25.00 | 1/31/2010 4:24:43 PM |
| durability-halibut | $25.00 | $25.00 | 1/31/2010 4:27:21 PM |
| antlr | $25.00 | $25.00 | 1/30/2010 8:06:17 PM |
| AmericanCredit | $25.00 | $25.00 | 1/31/2010 4:27:16 PM |
| mykkai | $25.00 | $25.00 | 1/31/2010 4:37:58 PM |
| BrighterSuns | $25.00 | $25.00 | 1/31/2010 4:33:33 PM |
| speyer | $25.00 | $25.00 | 1/31/2010 5:05:49 PM |
| fireboss | $25.00 | $25.00 | 1/31/2010 5:37:02 PM |
| zski | $25.00 | $25.00 | 1/31/2010 5:36:58 PM |
| the-financier814 | $25.00 | $25.00 | 1/31/2010 5:37:28 PM |
| DukSerduk | $25.00 | $25.00 | 1/31/2010 5:37:36 PM |
| banjot | $25.00 | $25.00 | 1/31/2010 10:55:48 PM |
| lendingstar | $25.00 | $25.00 | 1/31/2010 10:55:51 PM |
| elvisloans | $25.00 | $25.00 | 1/31/2010 10:55:51 PM |
| transparency-giant | $50.00 | $17.73 | 1/31/2010 10:55:54 PM |
| lendme2 | $25.00 | $25.00 | 1/31/2010 12:48:30 PM |
| Katburg | $46.86 | $46.86 | 1/31/2010 1:06:16 PM |
| laredotornado | $25.00 | $25.00 | 1/31/2010 2:25:59 PM |
| wiselady | $25.00 | $25.00 | 1/31/2010 4:23:27 PM |
| gracej | $25.00 | $25.00 | 1/31/2010 4:27:05 PM |
| Cheburashka | $30.00 | $30.00 | 1/31/2010 4:27:24 PM |
| financial-frenzy | $25.00 | $25.00 | 1/31/2010 4:37:21 PM |
| shadowflame_99 | $25.00 | $25.00 | 1/31/2010 5:37:02 PM |
| the-precious-bid | $25.00 | $25.00 | 1/31/2010 9:32:08 PM |
| motivator796 | $25.00 | $25.00 | 1/31/2010 10:30:58 PM |
| stoopidnoodle | $25.00 | $25.00 | 1/31/2010 10:55:53 PM |
| dma1206 | $25.00 | $25.00 | 1/31/2010 10:56:27 PM |
| iolaire | $25.00 | $25.00 | 2/1/2010 10:07:51 AM |
| billnsc | $25.00 | $25.00 | 2/1/2010 4:02:25 PM |
| porwestco | $25.00 | $25.00 | 2/1/2010 3:48:18 PM |
| Dollars4Rent | $25.00 | $25.00 | 2/2/2010 7:52:20 AM |
| quiggles | $25.00 | $25.00 | 2/2/2010 12:57:30 PM |
| Statman01 | $25.00 | $25.00 | 2/2/2010 8:39:30 PM |
| surfsider123 | $25.00 | $25.00 | 2/3/2010 1:01:51 PM |
| vine99 | $90.00 | $90.00 | 2/3/2010 9:09:46 PM |
| moneytolend72 | $50.00 | $50.00 | 2/4/2010 7:20:46 AM |
| 633matthew | $50.00 | $50.00 | 2/4/2010 9:39:23 AM |
| ore-dojo | $200.00 | $200.00 | 2/4/2010 10:34:12 AM |
| MGS | $25.00 | $25.00 | 2/4/2010 11:49:54 AM |
| flshdaskll | $25.00 | $25.00 | 2/4/2010 8:52:24 PM |
| b0b | $25.00 | $25.00 | 2/5/2010 7:31:52 AM |
| kgeezy | $36.36 | $36.36 | 2/5/2010 8:36:44 AM |
| ujiba | $25.00 | $25.00 | 2/5/2010 9:35:54 AM |
| OoM | $25.00 | $25.00 | 2/5/2010 11:07:27 AM |
| pork-nuggets | $25.00 | $25.00 | 2/5/2010 10:35:29 AM |
| drtxmac | $25.00 | $25.00 | 2/5/2010 10:59:25 AM |
| 1SteelerFan | $30.00 | $30.00 | 2/5/2010 12:04:10 PM |
| squarebob | $25.00 | $25.00 | 2/5/2010 12:06:35 PM |
| TownsendOrg | $25.00 | $25.00 | 2/5/2010 1:06:23 PM |
| Richmp412 | $25.00 | $25.00 | 2/5/2010 12:42:47 PM |
| market-jam | $48.23 | $48.23 | 2/5/2010 12:50:17 PM |
| uncle101 | $25.00 | $25.00 | 2/5/2010 1:49:00 PM |
| steady-peace8 | $150.00 | $150.00 | 2/5/2010 2:36:18 PM |
| worth-victor6 | $25.00 | $25.00 | 2/5/2010 4:18:33 PM |
| 291 bids
|
Borrower Payment Dependent Notes Series
444796
This series of Notes was issued and sold upon the funding of the borrower loan #40778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-29-2010 |
| |
Auction end date:
| Jan-29-2010 |
|
|
Starting lender yield:
| 14.50% |
Starting borrower rate/APR:
| 15.50% / 15.86% |
Starting monthly payment:
| $261.83 |
|
Final lender yield:
| 10.30% |
Final borrower rate/APR:
| 11.30% / 11.65% |
Final monthly payment:
| $246.61 |
| |
|
Auction yield range:
| 3.06% - 14.50% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.79% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 4m |
|
Credit score:
| 820-839 (Jan-2010) |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,879 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dime-phoenix |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?
Pay off two credit cards with high interest rates that continue to increase. All of the credit card debt was accumulated as a result of a cross-country move for a job last year. There is one delinquency on my credit that is a result of identity theft, it is an error on my credit report and is in the process of being removed.
My financial situation:
I am a good candidate for this loan because?
I have always paid my bills on time and will continue to do so. I am financially sound and would like to consolidate my bills to make better use of every dollar I spend on debt. I make about $130K annually along with stock options and contribute to my 401K each month. I have also carried a mortgage without any late payments for the past 8 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $50.00 | $50.00 | 1/29/2010 4:31:36 PM |
| caffinate | $110.00 | $110.00 | 1/29/2010 4:30:51 PM |
| affert | $50.00 | $50.00 | 1/29/2010 4:32:08 PM |
| robot777 | $25.00 | $25.00 | 1/29/2010 4:32:10 PM |
| seattle | $25.00 | $25.00 | 1/29/2010 4:31:22 PM |
| cloud8 | $40.00 | $40.00 | 1/29/2010 4:31:41 PM |
| Badsland | $25.00 | $25.00 | 1/29/2010 4:31:49 PM |
| investor_101 | $50.00 | $50.00 | 1/29/2010 4:32:12 PM |
| adhawan325 | $25.00 | $25.00 | 1/29/2010 4:35:58 PM |
| Veridic | $25.00 | $25.00 | 1/29/2010 4:38:19 PM |
| cowboyskier | $50.00 | $50.00 | 1/29/2010 4:39:19 PM |
| turbospeed | $25.00 | $25.00 | 1/29/2010 4:41:49 PM |
| Jynxie | $50.00 | $50.00 | 1/29/2010 4:40:48 PM |
| suburbanman64 | $55.00 | $55.00 | 1/29/2010 4:29:04 PM |
| two_old_gals | $25.00 | $25.00 | 1/29/2010 4:31:37 PM |
| all4beans | $25.00 | $25.00 | 1/29/2010 4:31:47 PM |
| Rattlehead | $250.00 | $250.00 | 1/29/2010 4:32:11 PM |
| WSTRDG | $25.00 | $25.00 | 1/29/2010 4:48:56 PM |
| orbiter614 | $75.00 | $75.00 | 1/29/2010 4:48:38 PM |
| louisprima | $100.00 | $100.00 | 1/29/2010 4:48:51 PM |
| bowdish1 | $100.00 | $100.00 | 1/29/2010 4:53:03 PM |
| ptjg | $100.00 | $100.00 | 1/29/2010 4:53:59 PM |
| market-builder | $25.00 | $25.00 | 1/29/2010 4:52:55 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/29/2010 4:54:11 PM |
| Havana21 | $25.00 | $25.00 | 1/29/2010 4:54:18 PM |
| kmr2 | $100.00 | $100.00 | 1/29/2010 4:53:16 PM |
| desertoasis | $25.00 | $25.00 | 1/29/2010 4:54:28 PM |
| LandE2BG | $25.00 | $25.00 | 1/29/2010 4:54:44 PM |
| nehemiah65 | $29.06 | $29.06 | 1/29/2010 4:38:20 PM |
| thedoctor | $90.00 | $90.00 | 1/29/2010 4:53:28 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/29/2010 4:38:24 PM |
| availableloan | $25.00 | $25.00 | 1/29/2010 4:55:25 PM |
| AF-Chief | $35.00 | $35.00 | 1/29/2010 4:54:03 PM |
| inforapenny | $25.00 | $25.00 | 1/29/2010 4:55:39 PM |
| lloyd_s | $25.00 | $25.00 | 1/29/2010 4:55:45 PM |
| theprince | $25.00 | $25.00 | 1/29/2010 4:56:17 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/29/2010 4:54:31 PM |
| commerce-voyager | $25.00 | $25.00 | 1/29/2010 4:54:50 PM |
| zento | $25.00 | $25.00 | 1/29/2010 4:57:04 PM |
| GrayStudio | $50.00 | $50.00 | 1/29/2010 4:57:20 PM |
| zski | $25.00 | $25.00 | 1/29/2010 4:57:33 PM |
| twjh | $25.00 | $25.00 | 1/29/2010 4:57:42 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/29/2010 4:55:57 PM |
| kulender | $30.00 | $30.00 | 1/29/2010 4:56:00 PM |
| allloans4me | $50.00 | $32.81 | 1/29/2010 5:07:35 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/29/2010 4:56:02 PM |
| Gold_Coin | $25.00 | $25.00 | 1/29/2010 5:07:49 PM |
| hard-working-loot | $25.00 | $25.00 | 1/29/2010 5:08:12 PM |
| TheTimeIsNow | $25.00 | $25.00 | 1/29/2010 5:08:25 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/29/2010 4:42:37 PM |
| market-assembler | $50.00 | $50.00 | 1/29/2010 5:08:44 PM |
| Trimalchio12 | $25.00 | $25.00 | 1/29/2010 5:09:33 PM |
| balance6 | $25.00 | $25.00 | 1/29/2010 5:09:36 PM |
| jga516 | $25.00 | $25.00 | 1/29/2010 4:43:03 PM |
| contract-javelin | $25.00 | $25.00 | 1/29/2010 5:10:00 PM |
| speyer | $25.00 | $25.00 | 1/29/2010 5:10:06 PM |
| grampy48 | $25.00 | $25.00 | 1/29/2010 4:57:12 PM |
| fireboss | $25.00 | $25.00 | 1/29/2010 5:10:18 PM |
| thunderkiss | $25.00 | $25.00 | 1/29/2010 5:10:28 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/29/2010 5:10:36 PM |
| shadowflame_99 | $25.00 | $25.00 | 1/29/2010 5:10:42 PM |
| lucrative-loan | $50.00 | $50.00 | 1/29/2010 4:57:32 PM |
| lawyervon | $25.00 | $25.00 | 1/29/2010 4:57:51 PM |
| CorMDNY | $25.00 | $25.00 | 1/29/2010 5:07:56 PM |
| OldFriend | $25.00 | $25.00 | 1/29/2010 5:08:03 PM |
| Fortuno_per_commodo | $31.32 | $31.32 | 1/29/2010 5:08:18 PM |
| heroic-platinum | $25.00 | $25.00 | 1/29/2010 5:08:21 PM |
| power-expert | $25.00 | $25.00 | 1/29/2010 5:09:25 PM |
| bonus-patriot | $25.00 | $25.00 | 1/29/2010 5:09:32 PM |
| ticklemaxx | $25.00 | $25.00 | 1/29/2010 5:09:42 PM |
| scoobiedoo | $25.00 | $25.00 | 1/29/2010 5:09:54 PM |
| cash-queen | $25.00 | $25.00 | 1/29/2010 5:09:58 PM |
| koinonea | $25.00 | $25.00 | 1/29/2010 5:10:13 PM |
| solstice175 | $25.00 | $25.00 | 1/29/2010 5:10:19 PM |
| RICHMONDREB | $25.00 | $25.00 | 1/29/2010 5:10:29 PM |
| tisiphone | $25.00 | $25.00 | 1/29/2010 5:10:35 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/29/2010 4:52:35 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/29/2010 4:52:40 PM |
| AFairDeal | $25.00 | $25.00 | 1/29/2010 4:53:11 PM |
| GElender | $50.00 | $50.00 | 1/29/2010 4:54:26 PM |
| LEBO | $25.00 | $25.00 | 1/29/2010 4:54:49 PM |
| egw | $25.00 | $25.00 | 1/29/2010 4:55:28 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/29/2010 4:55:40 PM |
| DrMoneyBags | $25.00 | $25.00 | 1/29/2010 4:56:27 PM |
| moola-escalator | $50.00 | $50.00 | 1/29/2010 4:57:25 PM |
| minista | $25.00 | $25.00 | 1/29/2010 4:57:39 PM |
| SpectrumFinance | $25.00 | $25.00 | 1/29/2010 5:08:31 PM |
| forthright-social | $25.00 | $25.00 | 1/29/2010 5:08:39 PM |
| Katburg | $50.00 | $50.00 | 1/29/2010 5:09:19 PM |
| profitable-durability6 | $25.00 | $25.00 | 1/29/2010 5:09:24 PM |
| lucrative-worth | $25.00 | $25.00 | 1/29/2010 5:09:29 PM |
| durability-halibut | $25.00 | $25.00 | 1/29/2010 5:09:38 PM |
| wampum-optimization | $50.00 | $50.00 | 1/29/2010 5:09:45 PM |
| orbital-gain | $50.00 | $50.00 | 1/29/2010 5:09:53 PM |
| the-aggresive-principal | $25.00 | $25.00 | 1/29/2010 5:10:02 PM |
| cashtolendyou | $50.00 | $50.00 | 1/29/2010 5:10:05 PM |
| Aeroman32 | $25.00 | $25.00 | 1/29/2010 5:10:12 PM |
| Hondo | $25.00 | $25.00 | 1/29/2010 5:10:32 PM |
| Cheburashka | $30.00 | $30.00 | 1/29/2010 5:10:40 PM |
| laredotornado | $25.00 | $25.00 | 1/29/2010 5:10:49 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/29/2010 4:27:34 PM |
| butlerpossible | $25.00 | $25.00 | 1/29/2010 4:31:24 PM |
| bradfid | $50.00 | $50.00 | 1/29/2010 4:31:32 PM |
| ProudGranny | $25.00 | $25.00 | 1/29/2010 4:31:44 PM |
| Spizzo | $25.00 | $25.00 | 1/29/2010 4:31:02 PM |
| WealthBoy | $25.00 | $25.00 | 1/29/2010 4:31:06 PM |
| FinDoc | $25.00 | $25.00 | 1/29/2010 4:31:38 PM |
| arenangelchild | $100.00 | $100.00 | 1/29/2010 4:31:43 PM |
| jey6941 | $25.00 | $25.00 | 1/29/2010 4:32:07 PM |
| thegreatone | $100.00 | $100.00 | 1/29/2010 4:32:15 PM |
| keke2000 | $25.00 | $25.00 | 1/29/2010 4:35:11 PM |
| lean-velocity | $25.00 | $25.00 | 1/29/2010 4:36:14 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/29/2010 4:38:06 PM |
| JKKCapital | $25.00 | $25.00 | 1/29/2010 4:38:38 PM |
| Syzygy | $25.00 | $25.00 | 1/29/2010 4:38:37 PM |
| dinero-oasis | $25.00 | $25.00 | 1/29/2010 4:41:45 PM |
| loaninvesting | $25.00 | $25.00 | 1/29/2010 4:40:43 PM |
| blackstar | $25.00 | $25.00 | 1/29/2010 4:43:05 PM |
| solarwind | $25.00 | $25.00 | 1/29/2010 4:29:49 PM |
| baroo | $25.00 | $25.00 | 1/29/2010 4:30:19 PM |
| CallMeBen | $50.00 | $50.00 | 1/29/2010 4:31:34 PM |
| fiscal65 | $25.00 | $25.00 | 1/29/2010 4:32:05 PM |
| saahilld | $25.00 | $25.00 | 1/29/2010 4:48:13 PM |
| ekmendenhall | $25.00 | $25.00 | 1/29/2010 4:50:23 PM |
| Kattosha | $25.00 | $25.00 | 1/29/2010 4:48:36 PM |
| inforapenny | $25.00 | $25.00 | 1/29/2010 4:48:48 PM |
| DonaldColorado | $25.00 | $25.00 | 1/29/2010 4:34:37 PM |
| bchen78875 | $50.00 | $50.00 | 1/29/2010 4:52:33 PM |
| Cai8899 | $75.00 | $75.00 | 1/29/2010 4:52:53 PM |
| delicious-social132 | $25.00 | $25.00 | 1/29/2010 4:53:00 PM |
| dealarella | $25.00 | $25.00 | 1/29/2010 4:53:10 PM |
| kenji4861 | $25.00 | $25.00 | 1/29/2010 4:36:10 PM |
| commerce-web5 | $40.00 | $40.00 | 1/29/2010 4:53:29 PM |
| 371millwood | $200.00 | $200.00 | 1/29/2010 4:53:31 PM |
| dollar-birdie | $30.00 | $30.00 | 1/29/2010 4:53:36 PM |
| rolandweary | $30.00 | $30.00 | 1/29/2010 4:53:40 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/29/2010 4:53:58 PM |
| schpere | $30.00 | $30.00 | 1/29/2010 4:52:44 PM |
| junctionking | $25.00 | $25.00 | 1/29/2010 4:53:50 PM |
| inforapenny | $25.00 | $25.00 | 1/29/2010 4:55:28 PM |
| auction-elvis | $25.00 | $25.00 | 1/29/2010 4:54:05 PM |
| loan-master996 | $50.00 | $50.00 | 1/29/2010 4:54:08 PM |
| personal-lender | $25.00 | $25.00 | 1/29/2010 4:55:53 PM |
| g314 | $30.00 | $30.00 | 1/29/2010 4:54:17 PM |
| social-conductor4 | $25.00 | $25.00 | 1/29/2010 4:56:11 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/29/2010 4:56:40 PM |
| skvat | $25.00 | $25.00 | 1/29/2010 4:57:07 PM |
| trade-trumpet | $25.00 | $25.00 | 1/29/2010 4:57:22 PM |
| payout-point | $100.00 | $100.00 | 1/29/2010 4:55:27 PM |
| meenan | $25.00 | $25.00 | 1/29/2010 4:55:41 PM |
| skillful-finance | $25.00 | $25.00 | 1/29/2010 4:57:36 PM |
| worthy-bid4 | $50.00 | $50.00 | 1/29/2010 4:57:47 PM |
| forthright-dedication | $25.00 | $25.00 | 1/29/2010 4:56:05 PM |
| miket71 | $100.00 | $100.00 | 1/29/2010 5:07:58 PM |
| BoughtTheFarm | $25.00 | $25.00 | 1/29/2010 5:08:23 PM |
| hydrolucid | $25.00 | $25.00 | 1/29/2010 5:08:27 PM |
| Attract | $25.00 | $25.00 | 1/29/2010 5:08:43 PM |
| asset-prescription | $25.00 | $25.00 | 1/29/2010 5:09:28 PM |
| mlopez2007 | $50.00 | $50.00 | 1/29/2010 4:56:32 PM |
| tender-openness | $71.78 | $71.78 | 1/29/2010 5:09:34 PM |
| friendly-market5 | $25.00 | $25.00 | 1/29/2010 5:09:48 PM |
| balance-voyager | $100.00 | $100.00 | 1/29/2010 5:09:50 PM |
| mtp | $50.00 | $50.00 | 1/29/2010 4:43:03 PM |
| gciarami | $25.00 | $25.00 | 1/29/2010 5:10:01 PM |
| cub510 | $25.00 | $25.00 | 1/29/2010 5:10:17 PM |
| OCedHrt | $25.00 | $25.00 | 1/29/2010 5:10:27 PM |
| FrayBentos | $25.00 | $25.00 | 1/29/2010 5:10:33 PM |
| active-market | $100.00 | $100.00 | 1/29/2010 4:57:28 PM |
| Astounding | $25.00 | $25.00 | 1/29/2010 5:10:38 PM |
| ALL-PRIME | $25.00 | $25.00 | 1/29/2010 4:57:35 PM |
| SpectrumCapital | $25.00 | $25.00 | 1/29/2010 4:57:41 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/29/2010 5:08:00 PM |
| Traal | $25.00 | $25.00 | 1/29/2010 5:08:09 PM |
| WilliamLeeSims | $25.00 | $25.00 | 1/29/2010 5:08:16 PM |
| AmericanCredit | $25.00 | $25.00 | 1/29/2010 5:08:19 PM |
| Mr_Marcus | $50.00 | $50.00 | 1/29/2010 5:09:39 PM |
| toblerone | $50.00 | $50.00 | 1/29/2010 5:09:44 PM |
| saritha | $25.00 | $25.00 | 1/29/2010 5:09:55 PM |
| BzJ108 | $25.00 | $25.00 | 1/29/2010 5:10:03 PM |
| EricLender | $25.00 | $25.00 | 1/29/2010 5:10:15 PM |
| alpinaut | $25.00 | $25.00 | 1/29/2010 5:10:21 PM |
| secundus | $25.00 | $25.00 | 1/29/2010 5:10:30 PM |
| hope-encourager | $25.00 | $25.00 | 1/29/2010 5:10:41 PM |
| leodaguy | $25.00 | $25.00 | 1/29/2010 4:52:39 PM |
| peerlender | $30.00 | $30.00 | 1/29/2010 4:53:19 PM |
| determined-contract | $30.00 | $30.00 | 1/29/2010 4:53:33 PM |
| kanakakm | $50.00 | $50.00 | 1/29/2010 4:53:43 PM |
| supreme-hope | $25.00 | $25.00 | 1/29/2010 4:54:00 PM |
| skuba | $25.00 | $25.00 | 1/29/2010 4:54:36 PM |
| principal-prodigy | $25.00 | $25.00 | 1/29/2010 4:54:56 PM |
| credit-force5 | $25.00 | $25.00 | 1/29/2010 4:55:54 PM |
| kindness-percolator5 | $25.00 | $25.00 | 1/29/2010 4:56:29 PM |
| cashhelp | $25.00 | $25.00 | 1/29/2010 4:57:43 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/29/2010 5:07:36 PM |
| FjLenders | $50.03 | $50.03 | 1/29/2010 5:07:52 PM |
| diligent-leverage | $25.00 | $25.00 | 1/29/2010 5:08:38 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/29/2010 5:08:41 PM |
| jbaum | $100.00 | $100.00 | 1/29/2010 5:09:20 PM |
| wampum-chorus3 | $25.00 | $25.00 | 1/29/2010 5:09:26 PM |
| aasx1108 | $25.00 | $25.00 | 1/29/2010 5:09:36 PM |
| bold-ideal-benjamins | $25.00 | $25.00 | 1/29/2010 5:09:40 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/29/2010 5:09:47 PM |
| nickel-eagle5 | $25.00 | $25.00 | 1/29/2010 5:09:57 PM |
| codemonkey7 | $25.00 | $25.00 | 1/29/2010 5:10:04 PM |
| RockCrown | $25.00 | $25.00 | 1/29/2010 5:10:07 PM |
| dharma1 | $25.00 | $25.00 | 1/29/2010 5:10:31 PM |
| Brainworm | $25.00 | $25.00 | 1/29/2010 5:10:34 PM |
| andyb9 | $25.00 | $25.00 | 1/29/2010 5:10:44 PM |
| 208 bids
|
Borrower Payment Dependent Notes Series
444840
This series of Notes was issued and sold upon the funding of the borrower loan #40792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Feb-01-2010 |
| |
Auction end date:
| Feb-08-2010 |
|
|
Starting lender yield:
| 26.04% |
Starting borrower rate/APR:
| 27.04% / 30.31% |
Starting monthly payment:
| $49.02 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 18.04% |
Final monthly payment:
| $41.60 |
| |
|
Auction yield range:
| 8.06% - 26.04% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.19% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 4
/
2 | Length of status: | 1y 9m |
|
Credit score:
| 680-699 (Jan-2010) |
Total credit lines:
| 11 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 13 | | | | |
|
Screen name:
| nshabani6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Credit Card Debt
Purpose of loan:
Pay of Credit Card
My financial situation:
I am a good candidate for this loan because of stable employment
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
why so many deliquencys? - JCPlending
A:
When I was young , 18-20 . i misused my credit not knowing any better . I'm 26 now and its been a long while since ive been late on anything . Hence the credit score improvement .Thanks for you interest
(Feb-04-2010)
Q:
Your revolving credit shows $0. What is the credit card balance amount that you are paying with the loan? Thanks. - grammaspurse
A:
the card im paying off is no longer active , therefor it doesnt come up as a revolving balance . That would be my best guess , not totally sure why it doesnt show .
(Feb-04-2010)
Q:
In your first Prosper loan request, you asked to borrow money for the purpose of finishing school and earning a pilot's license. Can you update us on that effort? Thanks. - Lender_1972
A:
I did earn a commercial pilots license , however i am not employed as a pilot .....yet. Airlines have laid off alot of employees over the past couple of years, that includes pilots .
(Feb-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| uvumf | $25.00 | $25.00 | 2/5/2010 9:36:21 AM |
| LendAHand24 | $25.00 | $25.00 | 2/5/2010 11:14:29 AM |
| Leshan | $100.00 | $100.00 | 2/6/2010 6:57:40 AM |
| dstolars | $25.00 | $25.00 | 2/6/2010 10:15:45 PM |
| lender12345 | $25.00 | $25.00 | 2/6/2010 9:34:45 PM |
| dudebrah | $25.00 | $25.00 | 2/7/2010 11:40:36 PM |
| maccpro1 | $50.00 | $50.00 | 2/7/2010 6:14:32 PM |
| blissful-note7 | $25.00 | $25.00 | 2/7/2010 11:23:52 PM |
| MrPie | $25.00 | $25.00 | 2/8/2010 4:51:55 AM |
| Mikale360 | $25.00 | $25.00 | 2/8/2010 6:48:23 AM |
| martymaniaman | $25.00 | $25.00 | 2/8/2010 8:27:10 AM |
| Cashlender1992 | $25.00 | $25.00 | 2/8/2010 12:06:39 PM |
| shrewd-income | $25.00 | $25.00 | 2/8/2010 11:59:02 AM |
| 420limo | $25.00 | $25.00 | 2/8/2010 1:00:50 PM |
| wild-orange | $25.00 | $25.00 | 2/8/2010 1:13:23 PM |
| ghinga | $25.00 | $25.00 | 2/8/2010 2:55:29 PM |
| FinanceEngine | $25.00 | $25.00 | 2/8/2010 3:17:53 PM |
| toxicbutterfly | $30.00 | $30.00 | 2/8/2010 3:44:58 PM |
| dorypro | $25.00 | $25.00 | 2/8/2010 3:43:11 PM |
| worthy-bid4 | $39.09 | $35.00 | 2/5/2010 9:09:24 AM |
| MStackIV | $25.00 | $25.00 | 2/5/2010 7:04:11 PM |
| marwadi-62 | $80.00 | $80.00 | 2/6/2010 7:35:48 PM |
| PayingItForwardPlease | $25.00 | $25.00 | 2/7/2010 2:35:39 PM |
| glenium | $25.00 | $25.00 | 2/8/2010 3:17:19 AM |
| himanshuko | $45.00 | $45.00 | 2/8/2010 12:39:21 PM |
| PeterPsych | $200.00 | $200.00 | 2/8/2010 12:51:55 PM |
| BrighterSuns | $25.00 | $25.00 | 2/8/2010 2:15:25 PM |
| patriot384 | $110.00 | $110.00 | 2/8/2010 4:02:00 PM |
| usbank | $25.00 | $25.00 | 2/8/2010 3:57:41 PM |
| farchoir | $25.00 | $25.00 | 2/8/2010 4:02:26 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
445100
This series of Notes was issued and sold upon the funding of the borrower loan #40802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Feb-02-2010 |
| |
Auction end date:
| Feb-02-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $102.60 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $101.26 |
| |
|
Auction yield range:
| 11.06% - 26.40% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 15
/
5 | Length of status: | 14y 4m |
|
Credit score:
| 740-759 (Jan-2010) |
Total credit lines:
| 31 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,533 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Weather_Man |
Borrower's state:
| Illinois |
Borrower's group:
| Integrowth Capital Solutions |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
short term emergency family expense
Purpose of loan:
This loan will be used to cover sudden shorterm?expenses for brother/mother.
My financial situation:
I am a good candidate for this loan because I?established military employee with solid income who desires a to help my family. Traditional credit applications have been frustrating!? I live a lifestyle that can eaisily still afford the added monthly payment.?Recent moving due to military and recent divorce have caused certain credit bureaus to deny credit card application based on no existing history or erroneous personal information. I cannot hasitly fix their inaccuracies, though have been trying. In the mean time my personnal loans have?neared a debt to income threshhold with again lack of existing history. This single loan amount will enable me to conclude final transactions needed to aid my family. I do not like having such debt, but needs outweigh the cost at this time. -Thank You!
-- I would appreciate a lower interest rate but feel I have to start and accept a high rate to be a viable candidate. Fortunately I have also recently lessened this amount requested and hope this can better be resolved quickly!
==This is a second listing for a lesser amount. Original screen name? for first listing was rivot_point
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your rank, and how many years of service have you had? How many years do you have until military retirement? Thanks much and best wishes. - reflective-rupee
A:
Sure!
I am a TSgt/E6 with 12yrs in and 8 left before a 20yr mark/retirement.
Thanks for asking!
(Feb-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| inspiring-reward | $50.00 | $50.00 | 2/2/2010 3:58:57 PM |
| zento | $25.00 | $25.00 | 2/2/2010 4:05:47 PM |
| sms0106 | $25.00 | $25.00 | 2/2/2010 4:23:51 PM |
| icecoldcash | $25.00 | $25.00 | 2/2/2010 4:24:14 PM |
| officer8 | $25.00 | $25.00 | 2/2/2010 4:06:41 PM |
| nestegg4e | $25.00 | $25.00 | 2/2/2010 4:06:59 PM |
| DadWarbucks | $25.00 | $25.00 | 2/2/2010 4:25:30 PM |
| sharpchicago | $25.00 | $25.00 | 2/2/2010 4:22:44 PM |
| wise-silver-wonder | $38.37 | $38.37 | 2/2/2010 4:25:01 PM |
| rmachi | $25.00 | $25.00 | 2/2/2010 4:25:34 PM |
| michael573114 | $25.00 | $25.00 | 2/2/2010 4:06:24 PM |
| JumpinJackFlash | $25.00 | $25.00 | 2/2/2010 4:22:32 PM |
| ctaylor15 | $25.00 | $25.00 | 2/2/2010 4:22:40 PM |
| poeman | $25.00 | $25.00 | 2/2/2010 4:23:34 PM |
| Adaboy | $25.00 | $25.00 | 2/2/2010 4:23:43 PM |
| Helenska11 | $25.00 | $25.00 | 2/2/2010 4:24:13 PM |
| sensible-trade | $25.00 | $25.00 | 2/2/2010 4:24:24 PM |
| golath24 | $25.00 | $25.00 | 2/2/2010 4:24:33 PM |
| kginatl | $25.00 | $25.00 | 2/2/2010 4:26:03 PM |
| RetirementMoney | $100.00 | $100.00 | 2/2/2010 4:31:57 PM |
| SweetHoneyPot | $25.00 | $25.00 | 2/2/2010 4:31:59 PM |
| Integrity1st | $33.44 | $33.44 | 2/2/2010 5:00:16 PM |
| farblest | $50.00 | $50.00 | 2/2/2010 7:04:49 PM |
| fairness-atmosphere | $25.00 | $25.00 | 2/2/2010 8:37:34 PM |
| ThisGuyIKnow | $50.00 | $50.00 | 2/2/2010 4:05:38 PM |
| Interstate_Rate | $250.00 | $250.00 | 2/2/2010 4:05:45 PM |
| EJL | $25.00 | $25.00 | 2/2/2010 4:22:14 PM |
| zeelender | $25.00 | $25.00 | 2/2/2010 4:25:38 PM |
| Kijib | $25.00 | $25.00 | 2/2/2010 4:22:35 PM |
| stoopidnoodle | $25.00 | $25.00 | 2/2/2010 4:23:40 PM |
| b-rent | $25.00 | $25.00 | 2/2/2010 4:24:46 PM |
| showmestatekid | $25.00 | $25.00 | 2/2/2010 4:25:13 PM |
| flwah | $25.00 | $25.00 | 2/2/2010 4:25:40 PM |
| worldly-gold | $25.00 | $25.00 | 2/2/2010 4:26:07 PM |
| teller | $25.00 | $17.46 | 2/2/2010 4:26:11 PM |
| reflective-rupee | $50.00 | $50.00 | 2/2/2010 4:31:51 PM |
| srthsvghdthtr | $25.00 | $25.00 | 2/2/2010 4:35:05 PM |
| EngineersAlliance | $50.00 | $50.00 | 2/2/2010 4:38:11 PM |
| x27 | $25.00 | $25.00 | 2/2/2010 4:22:13 PM |
| Cre8iveCash | $25.00 | $25.00 | 2/2/2010 4:22:20 PM |
| Sam65 | $25.00 | $25.00 | 2/2/2010 4:22:28 PM |
| screenname03 | $25.00 | $25.00 | 2/2/2010 4:22:33 PM |
| reflective-rupee | $100.00 | $100.00 | 2/2/2010 4:23:18 PM |
| helping-out | $25.00 | $25.00 | 2/2/2010 4:24:54 PM |
| impartial-deal | $25.00 | $25.00 | 2/2/2010 4:25:10 PM |
| slartibardfast | $25.00 | $25.00 | 2/2/2010 4:25:33 PM |
| newslang | $25.00 | $25.00 | 2/2/2010 4:25:42 PM |
| reflective-rupee | $150.00 | $150.00 | 2/2/2010 4:31:21 PM |
| Jazzy503 | $35.52 | $35.52 | 2/2/2010 5:27:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 2/2/2010 5:27:30 PM |
| Daubertoo | $25.00 | $25.00 | 2/2/2010 6:07:18 PM |
| Bob450 | $50.00 | $50.00 | 2/2/2010 8:32:10 PM |
| scottysidewinder | $25.77 | $25.77 | 2/2/2010 7:23:57 PM |
| Integrity1st | $499.44 | $499.44 | 2/2/2010 8:13:24 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
444323
This series of Notes was issued and sold upon the funding of the borrower loan #40784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jan-26-2010 |
| |
Auction end date:
| Feb-01-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 17.06% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 10m |
|
Credit score:
| 620-639 (Jan-2010) |
Total credit lines:
| 5 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,209 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 101% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| City4Ever1992 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,001.00 | < mo. late:
| 0
( 0% )
| 620-639
(Apr-2007)
|
|
Principal balance:
| $678.81 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Back Again
I am almost done with my current Prosper Loan in 04/2009. I took a high interest rate because I had low credit experience.
I am trying to refinance and get a better rate.
My monthly budget:
Mortgage/rent: $765
Insurance: $40????
Utilities: $35
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $50
Credit cards and other loan payments: $458?
Other expenses: $40
---------------------------------------
Monthly Pay???????????????? $2500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please list your income. Please list your depts, including credit cards. - exchange-cowbell5
A:
Income 43K (2500 per month net)
Debt. 6k credit card, 120 p/mnth 6k car loan 113 p/mth. 690 prosper loan 232.3 p/mth. Lawyer fees 5K (for a resolved civil case I was pursuing)
(Jan-28-2010)
Q:
You say that you are trying to refinance at a better rate, yet your current listing rate is 34% with automatic funding. Assuming that this listing is funded 100%, how would a 34% rate be "better" than your current loan rate of 23%? Please explain. - dcm6276
A:
My car loan is the higher rate in question.
(Jan-28-2010)
Q:
see my page please. - Tono
A:
Ok
(Jan-31-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nilonc1 | $25.00 | $25.00 | 1/26/2010 6:01:49 PM |
| Bob450 | $25.00 | $25.00 | 1/26/2010 8:26:07 PM |
| reflective-rupee | $50.00 | $50.00 | 1/28/2010 1:30:01 PM |
| Capit0l | $25.00 | $25.00 | 1/28/2010 4:41:49 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/28/2010 5:28:38 PM |
| RecoveryLender | $25.00 | $25.00 | 1/28/2010 7:40:52 PM |
| victor111 | $25.00 | $25.00 | 1/29/2010 6:53:36 AM |
| loss-of-control | $25.00 | $25.00 | 1/29/2010 2:48:22 PM |
| sensible-fund | $25.00 | $25.00 | 1/29/2010 4:03:33 PM |
| cunning-bill | $25.00 | $25.00 | 1/29/2010 12:49:39 PM |
| jbloans | $25.00 | $25.00 | 1/29/2010 3:59:35 PM |
| gbruenin | $25.00 | $25.00 | 1/29/2010 4:55:09 PM |
| periko | $50.00 | $50.00 | 1/30/2010 7:27:08 AM |
| lucrative-loan | $100.00 | $100.00 | 1/29/2010 4:57:44 PM |
| Peterman | $25.00 | $25.00 | 1/30/2010 12:48:48 PM |
| CA_Lender | $25.00 | $25.00 | 1/30/2010 5:21:17 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/30/2010 7:51:28 PM |
| selector568 | $50.00 | $50.00 | 1/30/2010 8:46:01 AM |
| weezy22 | $27.00 | $27.00 | 1/31/2010 7:15:04 AM |
| aztocas | $25.00 | $25.00 | 1/30/2010 10:52:04 AM |
| LAKETIME | $25.00 | $25.00 | 1/30/2010 4:00:05 PM |
| reflective-rupee | $50.00 | $50.00 | 1/31/2010 6:19:37 PM |
| reflective-rupee | $50.00 | $50.00 | 1/31/2010 6:19:24 PM |
| penny-sergeant | $25.00 | $25.00 | 1/31/2010 6:43:19 PM |
| chameleon125 | $50.00 | $50.00 | 1/31/2010 11:24:29 AM |
| MrPie | $25.00 | $25.00 | 2/1/2010 5:27:23 AM |
| Skeptical-one | $25.00 | $25.00 | 2/1/2010 8:29:53 AM |
| emance | $25.00 | $25.00 | 1/31/2010 6:49:47 PM |
| Aberdeen | $300.00 | $300.00 | 2/1/2010 11:41:41 AM |
| Your_Bank | $25.00 | $25.00 | 2/1/2010 5:16:44 PM |
| dudebrah | $25.00 | $25.00 | 2/1/2010 5:33:29 PM |
| a-silver-booster | $58.07 | $58.07 | 2/1/2010 7:41:06 PM |
| p2p-gala | $25.00 | $25.00 | 2/1/2010 7:12:26 PM |
| unk1911 | $25.00 | $25.00 | 1/26/2010 5:56:01 PM |
| MoneyForNothing | $25.00 | $25.00 | 1/26/2010 7:21:26 PM |
| myutmost | $31.28 | $31.28 | 1/27/2010 2:05:04 PM |
| dcm6276 | $25.00 | $25.00 | 1/28/2010 8:02:47 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/28/2010 11:04:00 AM |
| MatticusCaesar | $100.00 | $100.00 | 1/28/2010 9:16:12 PM |
| well-mannered-income3 | $40.00 | $40.00 | 1/29/2010 5:00:14 PM |
| RecoveryLender | $25.00 | $25.00 | 1/29/2010 7:52:47 PM |
| PXM-Financial | $50.00 | $50.00 | 1/29/2010 5:42:00 PM |
| Engineer44 | $25.00 | $25.00 | 1/30/2010 3:47:25 PM |
| buffalobills | $25.00 | $25.00 | 1/30/2010 7:16:29 AM |
| worthy-bid4 | $25.00 | $25.00 | 1/30/2010 9:42:33 AM |
| gain-implementer | $100.00 | $100.00 | 1/31/2010 2:20:52 PM |
| Tono | $25.00 | $25.00 | 1/31/2010 4:11:12 PM |
| well-mannered-income3 | $40.00 | $40.00 | 1/31/2010 6:04:11 PM |
| Gobsek | $25.00 | $25.00 | 1/31/2010 7:19:23 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/31/2010 6:38:40 PM |
| Unitas4302 | $200.00 | $200.00 | 2/1/2010 4:52:14 AM |
| reliable-vigilance | $47.65 | $47.65 | 2/1/2010 12:54:34 PM |
| best-generosity-financier | $25.00 | $25.00 | 2/1/2010 4:32:09 PM |
| twjh | $25.00 | $25.00 | 2/1/2010 4:47:48 PM |
| twjh | $25.00 | $25.00 | 2/1/2010 5:20:44 PM |
| GeoLender | $25.00 | $25.00 | 2/1/2010 5:33:38 PM |
| DasMula | $25.00 | $25.00 | 2/1/2010 5:59:52 PM |
| supreme-hope | $25.00 | $25.00 | 2/1/2010 7:05:58 PM |
| weezy22 | $27.00 | $27.00 | 2/1/2010 7:03:13 PM |
| benefit-flow | $25.00 | $4.00 | 2/1/2010 7:17:51 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
444393
This series of Notes was issued and sold upon the funding of the borrower loan #40807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,125.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-27-2010 |
| |
Auction end date:
| Feb-03-2010 |
|
|
Starting lender yield:
| 24.14% |
Starting borrower rate/APR:
| 25.14% / 28.60% |
Starting monthly payment:
| $44.81 |
|
Final lender yield:
| 18.25% |
Final borrower rate/APR:
| 19.25% / 22.58% |
Final monthly payment:
| $41.38 |
| |
|
Auction yield range:
| 8.06% - 24.14% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.33% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 16
/
14 | Length of status: | 11y 5m |
|
Credit score:
| 660-679 (Dec-2009) |
Total credit lines:
| 39 |
Occupation: | Other |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $1,961 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $1,305 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 66 | | | | |
|
Screen name:
| savingpets2004 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of personal loans
Purpose of loan:
This loan will be used to?
Pay off 2 other personal loans that I have out..Its driving me CRAZY knowing that I am SO close. I have been adding to each payment, and? I want to pay them off NOW!!? So I can put them behind me and they will be gone forever, I can start moving forward with my credit repair and building my credit worth..? I messed up the paperwork and did not get it to Prosper in time, and so my last listing was cancelled.. I drive a truck over the road, and was unable to get home to get the proper documents faxed to the,m.. So that listing was cancelled.. I am hoping that those that were going to take a chance on me last time, will still support me.. .? With this consolidation and lowering my monthly payment as well, I hope to be gaining? a relationhip with the? prosper community that is both long term AND positive..
My financial situation:
I am a good candidate for this loan because?
I have a steady income ,, been emplyeed the last 12 years with the same compnay...I have? been trying very hard to bring my credit score up from when I was ill and unable to work.. my credit score is very important...I try to check?the?accuracy of?my report at?least 3 times a year... ( it is about time again)?
?I will? be trying my hardest to?pay everything on time to the very best of my ability .. I am trying to keep my goal of all my credit card usage between 35-40 %.. and try to pay it all off at the end off the month... just enough to keep them open and leaving positive ratings... Since ?Christmas was this month, it will take a couple of months to achieve this again.. but it will be done shortly..?
Monthly net income: $
3300.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $0
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $ 650.00
??Other expenses: $ 125.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have 4 accounts currently listed as delinquent. Could you please give some detail on these? Thanks and good luck with your loan. - elegant-capital
A:
I got ill..& victim to debt settlement SCAM--
(1) Arrow financial....they bought "first premier" I have no contract with them.. I am looking into laws on that . I hope to have it removed-they bought in 2005
(2) working with bank. bank shows paid, but 3rd party collections has not removed it. -2004
(3)a first premier--- acct Arrow bought , was a charge off..-2003
(4) first premier-- charge off. i think paid ( but cant find statements)-2003
Thanks for giving me a chance to explain
(Jan-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 1/27/2010 8:30:40 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/28/2010 5:19:53 PM |
| worthy-bid4 | $25.00 | $25.00 | 1/29/2010 3:38:54 PM |
| Approved | $25.00 | $25.00 | 2/1/2010 3:32:35 PM |
| PotBellyPete | $25.00 | $25.00 | 2/3/2010 9:07:53 AM |
| semi0tical | $25.00 | $25.00 | 2/3/2010 10:35:17 AM |
| Tokkoutai99 | $25.00 | $25.00 | 2/3/2010 12:55:30 AM |
| maximizer | $25.00 | $25.00 | 2/3/2010 12:25:51 PM |
| zxr | $25.00 | $25.00 | 2/3/2010 7:31:07 AM |
| worthy-bid4 | $50.00 | $50.00 | 2/3/2010 1:36:18 PM |
| bitano | $50.00 | $50.00 | 2/3/2010 8:09:04 AM |
| asya | $45.00 | $45.00 | 2/3/2010 9:22:47 AM |
| leverage-monger | $25.00 | $25.00 | 2/3/2010 3:04:46 PM |
| DaiUy | $25.00 | $25.00 | 2/3/2010 3:10:17 PM |
| Engineer44 | $25.00 | $25.00 | 2/3/2010 3:56:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 2/3/2010 3:10:11 PM |
| wanna-help | $25.00 | $25.00 | 1/28/2010 3:36:06 AM |
| Syzygy | $25.00 | $25.00 | 1/28/2010 3:56:36 PM |
| toxicbutterfly | $25.00 | $25.00 | 1/29/2010 9:41:30 AM |
| vine99 | $40.00 | $40.00 | 1/31/2010 4:09:57 PM |
| gothampark | $25.00 | $25.00 | 2/2/2010 5:47:13 PM |
| Adventurouschef | $50.00 | $50.00 | 2/2/2010 5:52:23 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 2/3/2010 8:47:35 AM |
| wild_carrot | $25.00 | $25.00 | 2/3/2010 9:37:11 AM |
| the-silver-blaster | $45.00 | $45.00 | 2/2/2010 5:49:37 PM |
| Leshan | $27.37 | $27.37 | 2/3/2010 11:43:38 AM |
| alvinsl | $25.00 | $25.00 | 2/3/2010 12:33:56 PM |
| klemer | $25.00 | $25.00 | 2/3/2010 1:59:25 PM |
| Taho | $50.00 | $50.00 | 2/3/2010 8:10:23 AM |
| patriot384 | $50.00 | $50.00 | 2/3/2010 2:28:13 PM |
| Cliffie83 | $25.79 | $25.79 | 2/3/2010 2:56:53 PM |
| fire_torf | $25.00 | $25.00 | 2/3/2010 3:05:21 PM |
| twerns | $40.00 | $40.00 | 2/3/2010 1:32:49 PM |
| principal-star | $25.00 | $25.00 | 2/3/2010 3:30:05 PM |
| goodhearted-basis4 | $25.00 | $24.01 | 2/3/2010 3:53:53 PM |
| nalaari | $52.83 | $52.83 | 2/3/2010 1:50:28 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
444475
This series of Notes was issued and sold upon the funding of the borrower loan #40781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-27-2010 |
| |
Auction end date:
| Feb-01-2010 |
|
|
Starting lender yield:
| 26.81% |
Starting borrower rate/APR:
| 27.81% / 31.78% |
Starting monthly payment:
| $41.26 |
|
Final lender yield:
| 25.22% |
Final borrower rate/APR:
| 26.22% / 30.15% |
Final monthly payment:
| $40.41 |
| |
|
Auction yield range:
| 8.06% - 26.81% |
Estimated loss impact:
| 7.10% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.12% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 18
/
12 | Length of status: | 16y 11m |
|
Credit score:
| 640-659 (Jan-2010) |
Total credit lines:
| 67 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,653 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| entertaining-liberty2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off payday loans
Purpose of loan:
This loan will be used to? pay off high interest?payday loans
My financial situation:
I am a good candidate for this loan because? dependable full time work history, with Clarian Health for 7 years,
and will continue.? I am trying to find prn night shift work.?
Monthly net income: $? Net?? Is that take home?? Approx $71,000.?? The $83,000 is gross.?? $82000 from Clarian, & $1200 prn at Fairbanks Hosp.
Monthly expenses: $
??Housing: $??1873, but husband's income?pays also
??Insurance: $ 79
??Car expenses: $ 483
??Utilities: $ 140
??Phone, cable, internet: $ 99
??Food, entertainment: $? 350
??Clothing, household expenses $ 40
??Credit cards and other loans: $ approx 1392
??Other expenses: $ 15?pets
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 1/27/2010 4:30:10 PM |
| toxicbutterfly | $25.00 | $25.00 | 1/28/2010 12:10:29 AM |
| penny-surgeon | $25.00 | $25.00 | 1/28/2010 9:24:05 PM |
| screen23 | $25.00 | $25.00 | 1/29/2010 2:08:04 AM |
| SolarMoonshine | $25.00 | $25.00 | 1/28/2010 5:21:20 PM |
| bettndon | $50.00 | $36.75 | 1/29/2010 9:35:55 AM |
| marwadi-62 | $25.00 | $25.00 | 1/30/2010 7:03:50 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/30/2010 8:54:03 AM |
| well-mannered-income3 | $40.00 | $40.00 | 1/29/2010 7:57:23 PM |
| w8291 | $25.00 | $25.00 | 1/30/2010 5:30:24 AM |
| vine99 | $45.00 | $45.00 | 1/31/2010 4:04:24 PM |
| ThisGuyIKnow | $100.00 | $100.00 | 2/1/2010 6:36:40 PM |
| lucrative-loan | $50.00 | $50.00 | 1/28/2010 12:13:47 AM |
| kginatl | $50.06 | $50.06 | 1/27/2010 8:30:32 PM |
| rhin0cerx | $28.19 | $28.19 | 1/28/2010 1:00:36 PM |
| elegant-loot | $25.00 | $25.00 | 1/28/2010 8:17:24 PM |
| worthy-bid4 | $50.00 | $50.00 | 1/29/2010 12:45:35 PM |
| bondhedger | $25.00 | $25.00 | 1/29/2010 5:57:06 PM |
| DalCowboys | $50.00 | $50.00 | 1/29/2010 5:57:11 PM |
| alpinaut | $25.00 | $25.00 | 1/30/2010 8:19:07 AM |
| payontime1 | $50.00 | $50.00 | 1/29/2010 5:48:00 PM |
| glroark | $100.00 | $100.00 | 1/30/2010 3:02:33 PM |
| Tolipwen | $25.00 | $25.00 | 2/1/2010 5:13:47 AM |
| IPG1 | $25.00 | $25.00 | 2/1/2010 12:25:56 PM |
| grammaspurse | $25.00 | $25.00 | 2/1/2010 1:34:01 PM |
| Approved | $25.00 | $25.00 | 2/1/2010 5:01:39 PM |
| cybercop45 | $25.00 | $25.00 | 2/1/2010 7:00:55 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
444615
This series of Notes was issued and sold upon the funding of the borrower loan #40801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-28-2010 |
| |
Auction end date:
| Feb-03-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 28.40% / 31.44% |
Starting monthly payment:
| $54.05 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 28.40% / 31.44% |
Final monthly payment:
| $54.05 |
| |
|
Auction yield range:
| 11.06% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 2m |
|
Credit score:
| 640-659 (Jan-2010) |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,245 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Reikan |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < mo. late:
| 0
( 0% )
| 640-659
(Jun-2007)
|
|
Principal balance:
| $379.81 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Get rid of my credit cards!
Purpose of loan:
This loan will be used to?
Consolidate my credit cards. I got several cards a few years back; I figured I could get them payed off in a timely fashion. It didn't happen. I have been making minimum payments ever since my main credit card was nearly maxed out. I would never have done such a thing, but it was to repair my vehicle, which is my only method of transportation. I'm looking to get rid of these cards for good and be debt free.
My financial situation:
I am a good candidate for this loan because?
I have a good track record on making my payments. While the minimum payment for this loan will be slightly higher than my current minimum payments, it will leave my essentially debt free as I will immediately pay them off, which will be a huge, huge relief. I know I can make the payments on time and I have been steadily employed here for over a year.
Monthly net income: $~800
Monthly expenses: $
??Housing: $200
??Insurance: $0
??Car expenses: $130
??Utilities: $50
??Phone, cable, internet: $0
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $105
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 1/28/2010 4:51:31 PM |
| MoneyForNothing | $25.00 | $25.00 | 1/28/2010 8:25:42 PM |
| SFBank | $200.00 | $200.00 | 1/30/2010 8:04:20 AM |
| scarlet-velvet | $25.00 | $25.00 | 1/29/2010 6:25:09 PM |
| Lender_1972 | $25.00 | $25.00 | 1/30/2010 10:39:23 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/31/2010 6:13:17 PM |
| vine99 | $40.00 | $40.00 | 1/31/2010 4:12:02 PM |
| MrPie | $25.00 | $25.00 | 2/1/2010 5:38:20 AM |
| SolarMoonshine | $25.00 | $25.00 | 2/1/2010 5:29:18 PM |
| red-favorable-basis | $25.00 | $25.00 | 2/1/2010 6:48:26 PM |
| CincyTex | $50.00 | $50.00 | 2/1/2010 7:30:30 PM |
| Capit0l | $25.00 | $25.00 | 2/1/2010 8:33:58 PM |
| Ronnieboy888 | $25.00 | $25.00 | 2/1/2010 8:27:59 PM |
| ALFLoan | $25.00 | $25.00 | 2/2/2010 7:20:02 AM |
| Tevco_Investments | $25.00 | $25.00 | 2/2/2010 8:45:39 AM |
| Kash2010lu | $25.00 | $25.00 | 2/2/2010 6:00:55 PM |
| twjh | $25.00 | $25.00 | 2/3/2010 4:27:04 AM |
| Bob450 | $25.00 | $25.00 | 1/28/2010 8:13:13 PM |
| USNavyVet | $25.00 | $25.00 | 1/28/2010 4:32:42 PM |
| DasMula | $25.00 | $25.00 | 1/29/2010 2:38:37 PM |
| worthy-bid4 | $25.00 | $25.00 | 1/29/2010 6:49:06 PM |
| Lender_1972 | $25.00 | $25.00 | 1/30/2010 10:39:03 AM |
| selector568 | $110.00 | $110.00 | 1/31/2010 2:52:09 PM |
| Unitas4302 | $100.00 | $100.00 | 2/1/2010 4:46:26 AM |
| penny-surgeon | $25.00 | $25.00 | 2/1/2010 9:30:32 AM |
| Peterman | $25.00 | $25.00 | 2/1/2010 4:09:10 PM |
| best-generosity-financier | $25.00 | $25.00 | 2/1/2010 4:37:36 PM |
| scoobiedoo | $25.00 | $25.00 | 2/1/2010 8:41:23 PM |
| fairness-atmosphere | $25.00 | $25.00 | 2/2/2010 8:34:54 PM |
| bondhedger | $25.00 | $25.00 | 2/3/2010 4:27:08 AM |
| quickstep | $200.00 | $75.00 | 2/3/2010 4:16:36 AM |
| integrity-doctor | $50.00 | $50.00 | 2/3/2010 7:05:48 AM |
| good4loan | $25.00 | $25.00 | 2/2/2010 5:58:38 PM |
| lofo85 | $25.00 | $25.00 | 2/3/2010 6:19:02 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
444867
This series of Notes was issued and sold upon the funding of the borrower loan #40795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Feb-01-2010 |
| |
Auction end date:
| Feb-08-2010 |
|
|
Starting lender yield:
| 13.24% |
Starting borrower rate/APR:
| 14.24% / 16.40% |
Starting monthly payment:
| $68.59 |
|
Final lender yield:
| 7.77% |
Final borrower rate/APR:
| 8.77% / 10.86% |
Final monthly payment:
| $63.39 |
| |
|
Auction yield range:
| 4.06% - 13.24% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.65% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 11m |
|
Credit score:
| 760-779 (Jan-2010) |
Total credit lines:
| 26 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $286 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| UCLA4life |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < mo. late:
| 0
( 0% )
| 660-679
(Nov-2007)
660-679
(Oct-2007)
700-719
(May-2007)
640-659
(Jan-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
3rd LOAN - - ZERO RISK - - LENDER
About Me:
I've been a Prosper lender since Feb 2007 and have a loan portfolio approx. 196 loans and about $12k invested. You can check out my stats @ lendingstats.com, my name is UCLA4LIFE. I am also a group leader in the UCLA STAFF, STUDENTS, and ALUMNI Group here on Prosper.
http://www.lendingstats.com/memberProfile?lenderId=UCLA4life
Purpose of Loan:
This is my third loan on prosper. All payment were on time and I take my credit score very seriously. The purpose of this loan is to consolidate a chase credit cards, where I pay about 15% interest and use my lending portfolio and income from work to make the monthly payments on this loan.
I dont plan one keeping this loan for the duration of the three years, I will probably pay it all back in 2 years.
My financial situation:
I have over 40K in my Roth Ira.
I earn 1000 dollars a month working for my fathers business.
Monthly expenses: Are low as I live with my parents.
Housing: $0 live with parents
Insurance: $0 parents pay for it
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses $0
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Winning Bids
jhouman has bid a total of
$93.41 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
You paid off 2 loans in 13 payments. What is your time frame for paying off this loan. Thanks. - KapitalX
A:
I plan on holding this loan for the full 36 months.
(Feb-01-2010)
Q:
In the description of your request, you say that you will pay it back in 2 years. Then, in response to a question, you say that you will hold it for a full 36 months. What's the deal? - Lender_1972
A:
I will pay it back in three years. Thats my final answer.
(Feb-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rome1426 | $25.00 | $25.00 | 2/3/2010 8:53:08 AM |
| jhouman | $51.06 | $51.06 | 2/3/2010 1:39:31 PM |
| payontime1 | $50.00 | $50.00 | 2/4/2010 9:48:39 PM |
| stageactor | $25.00 | $25.00 | 2/5/2010 10:45:59 AM |
| rome1426 | $25.00 | $25.00 | 2/5/2010 12:25:26 PM |
| Earn_money | $34.61 | $34.61 | 2/5/2010 5:02:02 PM |
| Jiangtao | $25.00 | $25.00 | 2/5/2010 6:46:11 PM |
| usd1027 | $25.00 | $25.00 | 2/5/2010 7:23:25 PM |
| JerryB96 | $25.00 | $25.00 | 2/5/2010 10:17:39 PM |
| hellasow | $25.00 | $25.00 | 2/6/2010 11:33:50 AM |
| beachfunder | $25.00 | $25.00 | 2/6/2010 8:17:09 AM |
| kc_dude | $25.00 | $25.00 | 2/6/2010 6:31:45 PM |
| adventure0 | $50.00 | $50.00 | 2/6/2010 2:14:43 PM |
| lender12345 | $25.00 | $25.00 | 2/6/2010 9:33:21 PM |
| medarocket | $25.00 | $25.00 | 2/6/2010 5:53:23 PM |
| springpanda | $25.00 | $25.00 | 2/7/2010 12:00:27 PM |
| PeterPsych | $25.00 | $25.00 | 2/7/2010 10:19:46 AM |
| PeterPsych | $50.00 | $50.00 | 2/7/2010 11:49:32 AM |
| rummy06 | $30.00 | $30.00 | 2/7/2010 7:06:48 PM |
| worthy-bid4 | $50.00 | $50.00 | 2/7/2010 12:40:07 PM |
| blissful-note7 | $25.00 | $25.00 | 2/7/2010 11:08:34 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 2/8/2010 1:21:39 AM |
| theloanfiller | $25.00 | $25.00 | 2/7/2010 5:47:42 PM |
| dpries123 | $25.00 | $25.00 | 2/8/2010 7:02:14 AM |
| martymaniaman | $25.00 | $25.00 | 2/8/2010 8:27:35 AM |
| AsianDragon | $50.00 | $50.00 | 2/8/2010 10:28:00 AM |
| ore-dojo | $50.00 | $50.00 | 2/8/2010 11:00:12 AM |
| mobius_titan | $25.00 | $25.00 | 2/8/2010 11:13:00 AM |
| icon7 | $40.00 | $40.00 | 2/8/2010 12:43:43 PM |
| Ven58 | $25.00 | $25.00 | 2/8/2010 1:12:40 PM |
| wild-orange | $25.00 | $25.00 | 2/8/2010 1:14:20 PM |
| rcs2003 | $25.00 | $25.00 | 2/8/2010 2:34:15 PM |
| note-pursuit | $25.00 | $25.00 | 2/8/2010 3:42:21 PM |
| Hey_Joe | $25.00 | $25.00 | 2/8/2010 3:53:33 PM |
| crazybill | $25.00 | $25.00 | 2/8/2010 3:02:46 PM |
| Firescreek | $37.50 | $37.50 | 2/2/2010 1:43:44 PM |
| uvumf | $25.00 | $25.00 | 2/5/2010 9:36:22 AM |
| RandyL3 | $51.50 | $51.50 | 2/5/2010 4:24:30 PM |
| Leopoldine | $25.00 | $25.00 | 2/5/2010 7:28:58 PM |
| ralf206 | $29.54 | $29.54 | 2/6/2010 11:59:31 AM |
| PK_USMC | $25.00 | $25.00 | 2/6/2010 12:52:35 PM |
| djlucas | $27.04 | $27.04 | 2/6/2010 7:02:24 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 2/6/2010 8:57:38 PM |
| PeterPsych | $50.00 | $50.00 | 2/7/2010 11:50:50 AM |
| MilitaryLending | $50.00 | $50.00 | 2/7/2010 11:44:18 AM |
| Johnab | $50.00 | $50.00 | 2/7/2010 11:59:56 AM |
| natural-greenback6 | $25.00 | $25.00 | 2/7/2010 8:00:27 PM |
| cwegert | $200.00 | $200.00 | 2/7/2010 5:05:42 PM |
| TheDivaMoon | $25.00 | $25.00 | 2/7/2010 5:59:58 PM |
| Mikale360 | $25.00 | $25.00 | 2/8/2010 6:50:33 AM |
| gjm6d | $25.00 | $25.00 | 2/7/2010 7:27:19 PM |
| jhouman | $42.35 | $42.35 | 2/8/2010 12:11:25 AM |
| Bodyboard | $25.00 | $25.00 | 2/8/2010 11:06:57 AM |
| 420limo | $30.00 | $30.00 | 2/8/2010 12:26:01 PM |
| friendinmoney | $25.00 | $25.00 | 2/8/2010 3:44:20 PM |
| Selttus | $26.37 | $26.37 | 2/8/2010 3:57:23 PM |
| velocity-winner | $25.00 | $25.00 | 2/8/2010 1:44:20 PM |
| druidpoet | $50.00 | $25.03 | 2/8/2010 2:25:06 PM |
| jybank | $25.00 | $25.00 | 2/8/2010 2:16:21 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
444997
This series of Notes was issued and sold upon the funding of the borrower loan #40799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Feb-01-2010 |
| |
Auction end date:
| Feb-08-2010 |
|
|
Starting lender yield:
| 9.50% |
Starting borrower rate/APR:
| 10.50% / 10.85% |
Starting monthly payment:
| $487.54 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $487.54 |
| |
|
Auction yield range:
| 3.06% - 9.50% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 11
/
11 | Length of status: | 34y 3m |
|
Credit score:
| 880-899 (Jan-2010) |
Total credit lines:
| 32 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,667 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| silverballs |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is your credit card rate ? How much will you save every month after prosper loan ? - manuvns
A:
I have one at 12.75%, one at 14% and one at 9.25%. I'm looking to consoldate all the cards into one loan so that I can get out of debt in 3yrs and not have to pay for years and years to pay off the cards by only being able to pay the minimum. I'm not really sure of how much I will save, I just want to get out of debt as fast as possible and have only one payment a month. I have never missed a payment on any bills in my entire life.
(Feb-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 2/1/2010 4:14:33 PM |
| first-pragmatic-note | $25.00 | $25.00 | 2/1/2010 4:19:08 PM |
| FinDoc | $25.00 | $25.00 | 2/1/2010 4:20:48 PM |
| skuba | $50.00 | $50.00 | 2/1/2010 4:08:42 PM |
| caffinate | $110.00 | $110.00 | 2/1/2010 4:22:41 PM |
| ok | $25.00 | $25.00 | 2/1/2010 4:12:11 PM |
| kenji4861 | $25.00 | $25.00 | 2/1/2010 4:14:14 PM |
| lean-velocity | $25.00 | $25.00 | 2/1/2010 4:14:23 PM |
| Syzygy | $25.00 | $25.00 | 2/1/2010 4:27:08 PM |
| schpere | $30.00 | $30.00 | 2/1/2010 4:34:05 PM |
| bowdish1 | $100.00 | $100.00 | 2/1/2010 4:34:30 PM |
| AFairDeal | $25.00 | $25.00 | 2/1/2010 4:34:42 PM |
| thedoctor | $90.00 | $90.00 | 2/1/2010 4:35:15 PM |
| commerce-voyager | $25.00 | $25.00 | 2/1/2010 4:20:54 PM |
| peerlender | $30.00 | $30.00 | 2/1/2010 4:35:00 PM |
| kanakakm | $50.00 | $50.00 | 2/1/2010 4:35:53 PM |
| auction-elvis | $25.00 | $25.00 | 2/1/2010 4:36:42 PM |
| friendly-worth3 | $25.00 | $25.00 | 2/1/2010 4:36:58 PM |
| wampum-reaction2 | $25.00 | $25.00 | 2/1/2010 4:37:41 PM |
| GElender | $50.00 | $50.00 | 2/1/2010 4:37:26 PM |
| LandE2BG | $25.00 | $25.00 | 2/1/2010 4:38:01 PM |
| principal-prodigy | $25.00 | $25.00 | 2/1/2010 4:38:41 PM |
| egw | $25.00 | $25.00 | 2/1/2010 4:40:10 PM |
| cash-sensai2 | $25.00 | $25.00 | 2/1/2010 4:40:28 PM |
| systematic0 | $25.00 | $25.00 | 2/1/2010 4:40:12 PM |
| meenan | $25.00 | $25.00 | 2/1/2010 4:40:35 PM |
| lloyd_s | $25.00 | $25.00 | 2/1/2010 4:40:44 PM |
| loaninvesting | $25.00 | $25.00 | 2/1/2010 4:28:15 PM |
| kulender | $30.00 | $30.00 | 2/1/2010 4:41:21 PM |
| kindness-percolator5 | $25.00 | $25.00 | 2/1/2010 4:42:26 PM |
| buckyhead2000 | $25.00 | $25.00 | 2/1/2010 4:42:48 PM |
| trade-trumpet | $25.00 | $25.00 | 2/1/2010 4:43:23 PM |
| AF-Chief | $28.00 | $28.00 | 2/1/2010 4:44:33 PM |
| blooming-market | $25.00 | $25.00 | 2/1/2010 4:44:15 PM |
| delicious-social132 | $25.00 | $25.00 | 2/1/2010 4:34:24 PM |
| forthright-dedication | $25.00 | $25.00 | 2/1/2010 4:46:17 PM |
| determined-contract | $30.00 | $30.00 | 2/1/2010 4:35:34 PM |
| dollar-birdie | $30.00 | $30.00 | 2/1/2010 4:35:40 PM |
| g314 | $30.00 | $30.00 | 2/1/2010 4:37:09 PM |
| availableloan | $25.00 | $25.00 | 2/1/2010 4:39:55 PM |
| inforapenny | $25.00 | $25.00 | 2/1/2010 4:40:24 PM |
| personal-lender | $25.00 | $25.00 | 2/1/2010 4:40:58 PM |
| credit-force5 | $25.00 | $25.00 | 2/1/2010 4:41:06 PM |
| dud | $50.00 | $50.00 | 2/1/2010 4:42:23 PM |
| grampy48 | $25.00 | $25.00 | 2/1/2010 4:43:16 PM |
| blot44 | $50.00 | $50.00 | 2/1/2010 7:21:43 PM |
| br4444 | $25.00 | $25.00 | 2/1/2010 4:45:23 PM |
| leodaguy | $25.00 | $25.00 | 2/1/2010 4:46:25 PM |
| penny-zeus | $25.00 | $25.00 | 2/1/2010 4:47:23 PM |
| Pasagam | $25.00 | $25.00 | 2/1/2010 4:47:55 PM |
| worthy-bid4 | $50.00 | $50.00 | 2/1/2010 5:00:26 PM |
| all_of_that_one | $25.00 | $25.00 | 2/1/2010 11:31:51 PM |
| Beachbum27 | $25.00 | $25.00 | 2/2/2010 7:36:12 AM |
| unequaled-loyalty7 | $25.00 | $25.00 | 2/2/2010 9:36:03 AM |
| kchen486 | $25.00 | $25.00 | 2/1/2010 11:05:34 PM |
| nestegg4e | $25.00 | $25.00 | 2/2/2010 12:25:33 PM |
| Pickmar | $25.00 | $25.00 | 2/2/2010 12:03:16 PM |
| falcon245sp | $25.00 | $25.00 | 2/2/2010 1:41:56 PM |
| reinforced-reward | $25.00 | $25.00 | 2/2/2010 8:07:53 AM |
| blissful-note7 | $25.00 | $25.00 | 2/2/2010 9:36:35 AM |
| cu2maro | $25.00 | $25.00 | 2/2/2010 3:54:34 PM |
| BigMoney56 | $25.00 | $25.00 | 2/2/2010 12:03:25 PM |
| ore-dojo | $50.00 | $50.00 | 2/2/2010 4:18:47 PM |
| the-financier814 | $25.00 | $25.00 | 2/2/2010 4:46:54 PM |
| djs81 | $25.00 | $25.00 | 2/2/2010 4:47:07 PM |
| greenback-floret | $50.00 | $50.00 | 2/2/2010 4:46:39 PM |
| hope-hickory | $25.00 | $25.00 | 2/2/2010 5:07:33 PM |
| mikeandcat | $100.00 | $100.00 | 2/3/2010 5:24:12 AM |
| Hexnut | $50.00 | $50.00 | 2/2/2010 4:47:13 PM |
| buffalobills | $25.00 | $25.00 | 2/3/2010 7:30:12 AM |
| MasterKey | $25.00 | $25.00 | 2/3/2010 11:57:14 AM |
| powerful-finance7 | $25.00 | $25.00 | 2/3/2010 2:38:33 AM |
| honorable-yield | $75.00 | $75.00 | 2/3/2010 1:07:18 PM |
| buffalobills | $25.00 | $25.00 | 2/3/2010 7:28:42 AM |
| orange-finance-banker | $25.00 | $25.00 | 2/3/2010 4:15:06 PM |
| BoutYeBank | $50.00 | $50.00 | 2/3/2010 4:46:08 PM |
| rdrloan | $25.00 | $25.00 | 2/3/2010 4:24:12 PM |
| TechnologyGuy | $25.00 | $25.00 | 2/3/2010 7:20:02 PM |
| red-trade-cologne | $25.00 | $25.00 | 2/4/2010 10:44:47 AM |
| totoro | $25.00 | $25.00 | 2/4/2010 10:44:30 AM |
| balance6 | $25.00 | $25.00 | 2/4/2010 10:47:52 AM |
| bigballer105 | $25.00 | $25.00 | 2/4/2010 11:10:17 AM |
| Cheburashka | $30.00 | $30.00 | 2/4/2010 12:33:13 PM |
| Finspons | $50.00 | $50.00 | 2/4/2010 2:07:16 PM |
| bamboozled_again | $71.84 | $71.84 | 2/4/2010 3:08:13 PM |
| head | $25.00 | $25.00 | 2/4/2010 5:35:29 PM |
| rulender | $35.26 | $35.26 | 2/4/2010 5:41:24 PM |
| Sumach | $25.00 | $25.00 | 2/4/2010 7:46:39 PM |
| TheBlackSwordsMan | $25.00 | $25.00 | 2/4/2010 8:47:30 PM |
| Tradesmanlender | $25.00 | $25.00 | 2/5/2010 9:38:25 AM |
| jasperpants | $25.00 | $25.00 | 2/5/2010 9:41:19 AM |
| dansarkis | $25.00 | $25.00 | 2/5/2010 9:36:08 AM |
| mizount | $25.00 | $25.00 | 2/5/2010 9:36:37 AM |
| Goodlender42 | $25.00 | $25.00 | 2/5/2010 10:21:23 AM |
| KeepOnRunning | $50.00 | $50.00 | 2/5/2010 9:41:48 AM |
| nuts | $30.22 | $30.22 | 2/5/2010 11:00:56 AM |
| StrongMoney | $25.00 | $25.00 | 2/5/2010 10:46:46 AM |
| seattleite36 | $25.00 | $25.00 | 2/5/2010 10:47:19 AM |
| BiggestG | $25.00 | $25.00 | 2/5/2010 10:52:19 AM |
| ujiba | $25.00 | $25.00 | 2/5/2010 10:52:46 AM |
| ClearLake | $25.00 | $25.00 | 2/5/2010 11:18:24 AM |
| ganoman21 | $25.00 | $25.00 | 2/5/2010 11:21:44 AM |
| atlviet | $25.00 | $25.00 | 2/5/2010 11:00:53 AM |
| zyztemboy | $25.00 | $25.00 | 2/5/2010 11:21:52 AM |
| fsa3 | $25.00 | $25.00 | 2/5/2010 11:31:21 AM |
| Futurero | $25.00 | $25.00 | 2/5/2010 11:16:34 AM |
| jbadawg1017 | $25.00 | $25.00 | 2/5/2010 11:31:19 AM |
| wbahl | $25.00 | $25.00 | 2/5/2010 11:31:37 AM |
| 1stAmericanCapital | $25.00 | $25.00 | 2/5/2010 11:32:15 AM |
| trade-elm | $100.00 | $100.00 | 2/5/2010 11:48:50 AM |
| rmachi | $25.00 | $25.00 | 2/5/2010 10:48:54 AM |
| ADenny | $25.00 | $25.00 | 2/5/2010 10:52:12 AM |
| zeelender | $25.00 | $25.00 | 2/5/2010 11:03:13 AM |
| brstern2 | $25.00 | $25.00 | 2/5/2010 12:06:52 PM |
| Gibbyland | $63.15 | $63.15 | 2/5/2010 12:06:55 PM |
| DadWarbucks | $25.00 | $25.00 | 2/5/2010 12:03:23 PM |
| langdonx | $25.00 | $25.00 | 2/5/2010 12:03:26 PM |
| star7705 | $25.00 | $25.00 | 2/5/2010 11:46:39 AM |
| johnsails | $28.84 | $28.84 | 2/5/2010 12:16:29 PM |
| bazaar-tulip | $25.00 | $25.00 | 2/5/2010 12:47:36 PM |
| mnmcarve | $25.00 | $25.00 | 2/5/2010 12:16:30 PM |
| degster | $25.00 | $25.00 | 2/5/2010 12:47:53 PM |
| SNH | $50.00 | $50.00 | 2/5/2010 12:06:57 PM |
| tolstoy00 | $25.00 | $25.00 | 2/5/2010 12:21:57 PM |
| Ven58 | $25.00 | $25.00 | 2/5/2010 12:50:47 PM |
| seattleslug | $27.68 | $27.68 | 2/5/2010 1:21:56 PM |
| don8ter | $50.09 | $50.09 | 2/5/2010 12:48:23 PM |
| Jassi | $25.00 | $25.00 | 2/5/2010 1:24:10 PM |
| RJN | $25.00 | $25.00 | 2/5/2010 12:54:51 PM |
| frankdelraza | $25.00 | $25.00 | 2/5/2010 1:24:03 PM |
| stock106 | $200.00 | $35.18 | 2/5/2010 3:24:07 PM |
| worth-victor6 | $25.00 | $25.00 | 2/5/2010 4:18:40 PM |
| velocity-onator | $25.00 | $25.00 | 2/5/2010 4:12:34 PM |
| transparency-giant | $32.27 | $32.27 | 2/5/2010 4:26:50 PM |
| Octavian315 | $35.00 | $35.00 | 2/5/2010 3:54:18 PM |
| interest-exec9 | $25.00 | $25.00 | 2/5/2010 5:05:19 PM |
| goofy15975 | $25.00 | $25.00 | 2/5/2010 5:08:09 PM |
| TK4 | $25.00 | $25.00 | 2/5/2010 4:49:50 PM |
| starry2001 | $25.00 | $25.00 | 2/5/2010 5:25:10 PM |
| smartie1 | $25.00 | $25.00 | 2/5/2010 7:25:16 PM |
| johngaltline | $25.00 | $25.00 | 2/5/2010 7:27:26 PM |
| blue-relay | $25.00 | $25.00 | 2/5/2010 7:29:11 PM |
| e3oM | $50.00 | $50.00 | 2/5/2010 9:57:46 PM |
| witness18 | $75.00 | $75.00 | 2/6/2010 1:14:56 AM |
| psanganee | $25.00 | $25.00 | 2/6/2010 10:19:16 AM |
| cjohnson041 | $35.00 | $35.00 | 2/6/2010 10:49:23 AM |
| bid-papyrus | $25.00 | $25.00 | 2/6/2010 11:01:55 AM |
| dollar-high-five | $53.27 | $53.27 | 2/6/2010 9:44:28 AM |
| jwood3030 | $25.00 | $25.00 | 2/6/2010 12:56:12 PM |
| Gorblum | $25.00 | $25.00 | 2/6/2010 11:09:16 AM |
| GrayStudio | $50.00 | $50.00 | 2/6/2010 9:48:44 AM |
| credit-observatory | $25.00 | $25.00 | 2/6/2010 3:51:20 PM |
| Immunologist | $25.00 | $25.00 | 2/6/2010 1:04:48 PM |
| KingCroesus | $25.00 | $25.00 | 2/6/2010 5:52:18 PM |
| ksubd | $75.00 | $75.00 | 2/6/2010 1:41:55 PM |
| caseattle | $25.00 | $25.00 | 2/6/2010 12:50:09 PM |
| MikeB918 | $25.00 | $25.00 | 2/6/2010 4:44:22 PM |
| jimbo29blue | $50.00 | $50.00 | 2/7/2010 9:35:02 AM |
| fontana | $25.00 | $25.00 | 2/6/2010 6:34:26 PM |
| happyface | $50.00 | $50.00 | 2/7/2010 9:45:48 AM |
| OldestBrother | $50.00 | $50.00 | 2/6/2010 10:43:46 PM |
| ChicoBob | $32.96 | $32.96 | 2/7/2010 3:40:21 PM |
| Eagledrop | $25.00 | $25.00 | 2/7/2010 9:59:00 AM |
| trumpeter5 | $100.00 | $100.00 | 2/7/2010 5:46:14 PM |
| JCMC | $25.00 | $25.00 | 2/7/2010 10:52:29 AM |
| fdsguy | $36.49 | $36.49 | 2/7/2010 11:29:52 AM |
| jimbo29blue | $50.00 | $50.00 | 2/7/2010 9:35:33 AM |
| LKN2RTR | $25.00 | $25.00 | 2/7/2010 1:10:43 PM |
| keydet99 | $25.00 | $25.00 | 2/7/2010 3:40:20 PM |
| morpholog | $25.00 | $25.00 | 2/7/2010 11:00:03 PM |
| AgTiPinisher | $25.00 | $25.00 | 2/7/2010 11:32:45 PM |
| danielamity | $51.38 | $51.38 | 2/7/2010 6:37:37 PM |
| tsui517 | $25.00 | $25.00 | 2/7/2010 5:49:52 PM |
| hydrolucid | $25.00 | $25.00 | 2/7/2010 9:38:37 PM |
| cashhelp | $25.00 | $25.00 | 2/8/2010 8:20:33 AM |
| LordKinbote | $25.00 | $25.00 | 2/7/2010 11:32:44 PM |
| purohit | $25.00 | $25.00 | 2/7/2010 10:53:48 PM |
| Zoramite | $25.00 | $25.00 | 2/7/2010 11:32:43 PM |
| mcabery | $150.00 | $150.00 | 2/8/2010 3:23:54 AM |
| SpectrumCapital | $25.00 | $25.00 | 2/8/2010 8:20:21 AM |
| ulf187 | $25.42 | $25.42 | 2/8/2010 9:54:04 AM |
| mjjjrj | $25.00 | $25.00 | 2/8/2010 8:51:32 AM |
| McDough | $30.00 | $30.00 | 2/8/2010 9:43:29 AM |
| locash | $25.00 | $25.00 | 2/8/2010 9:16:28 AM |
| Victor-E-Lane | $25.00 | $25.00 | 2/8/2010 10:16:59 AM |
| gardenslug | $77.00 | $77.00 | 2/8/2010 10:17:28 AM |
| Pilotaceh | $25.00 | $25.00 | 2/8/2010 10:24:12 AM |
| favorite-commerce | $25.00 | $25.00 | 2/8/2010 10:37:12 AM |
| turbostar666 | $25.53 | $25.53 | 2/8/2010 11:11:54 AM |
| secret-santa | $25.00 | $25.00 | 2/8/2010 11:51:58 AM |
| dumbass | $25.00 | $25.00 | 2/8/2010 11:53:23 AM |
| dma1206 | $25.00 | $25.00 | 2/8/2010 12:16:45 PM |
| SpectrumFinance | $25.00 | $25.00 | 2/8/2010 12:17:02 PM |
| ronkr | $26.59 | $26.59 | 2/8/2010 11:09:45 AM |
| Gunny89 | $25.00 | $25.00 | 2/8/2010 11:15:38 AM |
| TheBestDad | $25.00 | $25.00 | 2/8/2010 11:32:46 AM |
| mid | $25.00 | $25.00 | 2/8/2010 11:37:00 AM |
| BaltimoreLender | $25.00 | $25.00 | 2/8/2010 11:52:02 AM |
| beebede | $25.00 | $25.00 | 2/8/2010 12:11:40 PM |
| buckeye55 | $25.00 | $25.00 | 2/8/2010 12:12:32 PM |
| showmestatekid | $25.00 | $25.00 | 2/8/2010 12:13:30 PM |
| squarebob | $57.92 | $57.92 | 2/8/2010 12:16:50 PM |
| 420limo | $25.00 | $25.00 | 2/8/2010 12:37:43 PM |
| rjblack | $50.00 | $50.00 | 2/8/2010 1:48:54 PM |
| albatross897 | $25.00 | $25.00 | 2/8/2010 1:25:54 PM |
| DeathScythe676 | $25.00 | $25.00 | 2/8/2010 1:25:57 PM |
| note-pursuit | $25.00 | $25.00 | 2/8/2010 3:35:56 PM |
| Railbird | $25.00 | $25.00 | 2/8/2010 1:26:58 PM |
| anton | $250.00 | $250.00 | 2/8/2010 1:39:46 PM |
| Montgomery-Burns | $25.00 | $25.00 | 2/8/2010 2:13:52 PM |
| natural-greenback6 | $25.00 | $25.00 | 2/8/2010 2:49:06 PM |
| mafmafmaf | $30.00 | $30.00 | 2/8/2010 2:52:45 PM |
| reflective-rupee | $50.00 | $50.00 | 2/8/2010 3:37:47 PM |
| Your_Bank | $25.00 | $25.00 | 2/8/2010 3:44:32 PM |
| willinvest | $31.68 | $31.68 | 2/8/2010 3:36:58 PM |
| reflective-rupee | $25.00 | $25.00 | 2/8/2010 4:00:31 PM |
| ore-dojo | $50.00 | $50.00 | 2/8/2010 4:04:23 PM |
| inspired-contract9 | $50.00 | $50.00 | 2/1/2010 4:33:46 PM |
| bchen78875 | $50.00 | $50.00 | 2/1/2010 4:33:40 PM |
| Cai8899 | $75.00 | $75.00 | 2/1/2010 4:34:14 PM |
| Walkingcowboy | $25.00 | $25.00 | 2/1/2010 4:33:56 PM |
| dealarella | $25.00 | $25.00 | 2/1/2010 4:34:39 PM |
| kmr2 | $100.00 | $100.00 | 2/1/2010 4:34:51 PM |
| commerce-web5 | $40.00 | $40.00 | 2/1/2010 4:35:21 PM |
| rolandweary | $30.00 | $30.00 | 2/1/2010 4:35:47 PM |
| ptjg | $100.00 | $100.00 | 2/1/2010 4:36:23 PM |
| junctionking | $25.00 | $25.00 | 2/1/2010 4:36:04 PM |
| red-favorable-basis | $25.00 | $25.00 | 2/1/2010 4:36:13 PM |
| LEBO | $25.00 | $25.00 | 2/1/2010 4:38:19 PM |
| payout-point | $100.00 | $100.00 | 2/1/2010 4:40:00 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 2/1/2010 4:41:13 PM |
| social-conductor4 | $25.00 | $25.00 | 2/1/2010 4:41:42 PM |
| skvat | $25.00 | $25.00 | 2/1/2010 4:43:04 PM |
| moola-escalator | $50.00 | $50.00 | 2/1/2010 4:43:32 PM |
| MM1207 | $25.00 | $25.00 | 2/1/2010 4:45:58 PM |
| lucrative-loan | $50.00 | $50.00 | 2/1/2010 4:45:37 PM |
| market-builder | $25.00 | $25.00 | 2/1/2010 4:34:18 PM |
| wampum-optimization | $50.00 | $50.00 | 2/1/2010 4:46:45 PM |
| wormdc | $25.00 | $25.00 | 2/1/2010 4:46:05 PM |
| durability-halibut | $25.00 | $25.00 | 2/1/2010 4:46:58 PM |
| supreme-hope | $25.00 | $25.00 | 2/1/2010 4:36:31 PM |
| loan-master996 | $50.00 | $50.00 | 2/1/2010 4:36:52 PM |
| Havana21 | $25.00 | $25.00 | 2/1/2010 4:37:15 PM |
| desertoasis | $25.00 | $25.00 | 2/1/2010 4:37:34 PM |
| responsibility-butterfly | $25.00 | $25.00 | 2/1/2010 4:37:55 PM |
| inforapenny | $25.00 | $25.00 | 2/1/2010 4:40:04 PM |
| theprince | $25.00 | $25.00 | 2/1/2010 4:41:58 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 2/1/2010 6:35:24 PM |
| mlopez2007 | $50.00 | $50.00 | 2/1/2010 4:42:37 PM |
| zento | $25.00 | $25.00 | 2/1/2010 7:26:04 PM |
| gold-commander0 | $50.00 | $50.00 | 2/1/2010 4:47:04 PM |
| IIP77 | $25.00 | $25.00 | 2/1/2010 9:34:16 PM |
| poeman | $25.00 | $25.00 | 2/1/2010 5:04:43 PM |
| bigphish | $25.00 | $25.00 | 2/2/2010 8:40:36 AM |
| value-caravan | $25.00 | $25.00 | 2/2/2010 9:36:29 AM |
| DukSerduk | $25.00 | $25.00 | 2/1/2010 11:31:54 PM |
| HawaiiBoy75 | $25.00 | $25.00 | 2/2/2010 12:20:52 AM |
| helping-out | $25.00 | $25.00 | 2/2/2010 12:58:45 PM |
| Finspons | $30.00 | $30.00 | 2/2/2010 8:51:56 AM |
| CardCapDude | $25.00 | $25.00 | 2/2/2010 9:36:18 AM |
| Crusader88 | $25.00 | $25.00 | 2/2/2010 9:39:09 AM |
| skillful-diversification2 | $25.00 | $25.00 | 2/2/2010 4:36:48 PM |
| gracej | $25.00 | $25.00 | 2/2/2010 4:47:19 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 2/2/2010 4:44:43 PM |
| screenname03 | $25.00 | $25.00 | 2/2/2010 4:45:53 PM |
| AndrewNikolas | $25.00 | $25.00 | 2/2/2010 4:48:48 PM |
| AmericanCredit | $25.00 | $25.00 | 2/3/2010 5:36:54 AM |
| CAGE-Investments | $100.00 | $100.00 | 2/3/2010 2:16:58 PM |
| exchange-cub | $25.00 | $25.00 | 2/3/2010 2:26:12 PM |
| elasermd | $50.00 | $50.00 | 2/3/2010 4:43:32 PM |
| Mowine4me | $25.00 | $25.00 | 2/3/2010 4:41:14 PM |
| fostaman | $25.00 | $25.00 | 2/3/2010 4:14:25 PM |
| KiwiElf | $30.00 | $30.00 | 2/3/2010 5:07:15 PM |
| loyalist1 | $25.00 | $25.00 | 2/3/2010 4:42:36 PM |
| axelducheck | $25.00 | $25.00 | 2/3/2010 4:43:45 PM |
| restless-balance | $25.00 | $25.00 | 2/4/2010 8:24:40 AM |
| wanna-help | $25.00 | $25.00 | 2/4/2010 10:31:29 AM |
| iijaejaeii | $50.00 | $50.00 | 2/4/2010 10:53:02 AM |
| sh71 | $25.00 | $25.00 | 2/4/2010 1:00:51 PM |
| Red4Golf | $25.00 | $25.00 | 2/4/2010 2:38:40 PM |
| julijask | $35.00 | $35.00 | 2/4/2010 3:08:06 PM |
| greenwell | $50.00 | $50.00 | 2/4/2010 4:35:37 PM |
| Moneypenny6 | $25.00 | $25.00 | 2/4/2010 4:45:02 PM |
| impartial-deal | $25.00 | $25.00 | 2/4/2010 5:36:22 PM |
| credit-coach118 | $40.00 | $40.00 | 2/4/2010 5:36:41 PM |
| snowman34 | $25.00 | $25.00 | 2/4/2010 5:34:54 PM |
| highcountry1 | $25.00 | $25.00 | 2/4/2010 5:36:26 PM |
| beachbum22 | $25.00 | $25.00 | 2/4/2010 6:18:50 PM |
| superchicken | $25.00 | $25.00 | 2/4/2010 6:35:06 PM |
| acn | $25.00 | $25.00 | 2/4/2010 8:09:05 PM |
| financelover | $25.00 | $25.00 | 2/4/2010 7:16:54 PM |
| three-for-6 | $110.00 | $110.00 | 2/4/2010 8:17:10 PM |
| wise-balanced-moola | $25.00 | $25.00 | 2/4/2010 11:11:47 PM |
| unrivaled-justice | $25.00 | $25.00 | 2/5/2010 8:34:26 AM |
| Sixmil | $25.00 | $25.00 | 2/5/2010 9:41:17 AM |
| blukestrel | $25.00 | $25.00 | 2/5/2010 9:41:21 AM |
| MediaAndMicrocode | $30.00 | $30.00 | 2/5/2010 9:35:46 AM |
| nhm | $25.00 | $25.00 | 2/5/2010 9:28:54 AM |
| moneyman06 | $25.00 | $25.00 | 2/5/2010 9:41:55 AM |
| klinebarger | $25.00 | $25.00 | 2/5/2010 10:16:25 AM |
| mbever10 | $25.00 | $25.00 | 2/5/2010 9:35:48 AM |
| Viamin | $25.00 | $25.00 | 2/5/2010 10:47:18 AM |
| bmcg | $25.00 | $25.00 | 2/5/2010 10:52:14 AM |
| YellowJacket | $25.00 | $25.00 | 2/5/2010 10:52:50 AM |
| social-comet7 | $25.00 | $25.00 | 2/5/2010 10:52:47 AM |
| mbraslav | $27.53 | $27.53 | 2/5/2010 11:00:30 AM |
| stensonb | $25.00 | $25.00 | 2/5/2010 11:01:19 AM |
| bayareainv | $27.03 | $27.03 | 2/5/2010 11:06:27 AM |
| Breken6 | $25.00 | $25.00 | 2/5/2010 11:16:26 AM |
| GenerousGentleMan | $25.17 | $25.17 | 2/5/2010 11:21:47 AM |
| woodenshoes | $25.00 | $25.00 | 2/5/2010 11:31:28 AM |
| paulsar71495 | $25.00 | $25.00 | 2/5/2010 11:31:51 AM |
| Schuld66 | $25.00 | $25.00 | 2/5/2010 11:00:55 AM |
| sas19 | $25.00 | $25.00 | 2/5/2010 11:37:27 AM |
| OLYVRC | $25.00 | $25.00 | 2/5/2010 12:06:54 PM |
| spsavage | $25.00 | $25.00 | 2/5/2010 11:46:48 AM |
| slowpig | $40.67 | $40.67 | 2/5/2010 12:06:56 PM |
| vtr1000 | $25.51 | $25.51 | 2/5/2010 11:47:01 AM |
| BankOfFrankFairness | $34.04 | $34.04 | 2/5/2010 12:07:09 PM |
| majormoves1 | $25.00 | $25.00 | 2/5/2010 11:52:01 AM |
| kayakg | $25.00 | $25.00 | 2/5/2010 12:22:01 PM |
| sensible-trade | $25.00 | $25.00 | 2/5/2010 12:07:00 PM |
| Geedub | $28.37 | $28.37 | 2/5/2010 12:16:27 PM |
| latestone | $25.00 | $25.00 | 2/5/2010 12:33:07 PM |
| generous-at-heart | $25.00 | $25.00 | 2/5/2010 12:06:59 PM |
| discrete-asset | $25.00 | $25.00 | 2/5/2010 12:47:33 PM |
| flwah | $25.00 | $25.00 | 2/5/2010 12:18:49 PM |
| emunah6 | $25.00 | $25.00 | 2/5/2010 1:28:07 PM |
| BoughtTheFarm | $25.00 | $25.00 | 2/5/2010 12:50:46 PM |
| slartibardfast | $25.00 | $25.00 | 2/5/2010 12:33:14 PM |
| noble-revenue | $40.19 | $40.19 | 2/5/2010 12:47:37 PM |
| interest-friendship | $50.00 | $50.00 | 2/5/2010 2:45:58 PM |
| respectful-integrity3 | $25.00 | $25.00 | 2/5/2010 3:05:14 PM |
| monstersdad | $50.00 | $50.00 | 2/5/2010 3:12:00 PM |
| outtahoth2o | $58.24 | $58.24 | 2/5/2010 5:07:49 PM |
| danfrphils | $25.00 | $25.00 | 2/5/2010 4:49:10 PM |
| markwms | $25.00 | $25.00 | 2/5/2010 5:07:48 PM |
| alexstar | $25.00 | $25.00 | 2/5/2010 5:07:54 PM |
| ElChico124 | $25.00 | $25.00 | 2/5/2010 5:24:25 PM |
| assetmanager | $25.00 | $25.00 | 2/5/2010 8:01:23 PM |
| Sykes66 | $25.00 | $25.00 | 2/5/2010 7:25:17 PM |
| UofCMaroon | $25.00 | $25.00 | 2/5/2010 7:12:47 PM |
| engaging-worth | $30.00 | $30.00 | 2/5/2010 7:25:25 PM |
| circustab | $50.00 | $50.00 | 2/6/2010 7:27:56 AM |
| Hoov | $25.00 | $25.00 | 2/5/2010 10:33:57 PM |
| gymboree3 | $25.00 | $25.00 | 2/6/2010 11:54:07 AM |
| jpmusic | $25.00 | $25.00 | 2/6/2010 5:26:08 AM |
| hotwired | $25.00 | $25.00 | 2/6/2010 12:49:30 PM |
| cawdrw2002 | $25.00 | $25.00 | 2/6/2010 12:56:11 PM |
| dime-blackberry1 | $50.00 | $50.00 | 2/6/2010 1:35:36 PM |
| AceInTheHole | $25.00 | $25.00 | 2/6/2010 1:38:48 PM |
| happyface | $50.00 | $50.00 | 2/7/2010 9:46:06 AM |
| ingeborg77 | $50.00 | $50.00 | 2/7/2010 10:50:49 AM |
| Trigirl23 | $25.00 | $25.00 | 2/6/2010 4:45:09 PM |
| yertle9 | $25.00 | $25.00 | 2/6/2010 6:24:46 PM |
| courteous-bazaar | $100.00 | $100.00 | 2/7/2010 3:10:36 AM |
| hayhelp | $25.00 | $25.00 | 2/7/2010 9:59:26 AM |
| WillingToHelpOut | $25.00 | $25.00 | 2/7/2010 5:42:46 PM |
| Cali123 | $27.57 | $27.57 | 2/7/2010 9:59:28 AM |
| ingeborg77 | $50.00 | $50.00 | 2/7/2010 10:51:21 AM |
| don'twannadance | $50.00 | $50.00 | 2/7/2010 11:02:41 AM |
| squarebob | $25.00 | $25.00 | 2/7/2010 12:47:07 PM |
| minista | $25.00 | $25.00 | 2/7/2010 9:38:39 PM |
| compassion-paladin042 | $25.00 | $25.00 | 2/7/2010 3:19:39 PM |
| labate | $25.00 | $25.00 | 2/7/2010 10:53:46 PM |
| Natronpee | $25.00 | $25.00 | 2/7/2010 5:03:11 PM |
| GPLLending | $25.00 | $25.00 | 2/8/2010 6:26:45 AM |
| sajitk | $25.00 | $25.00 | 2/7/2010 7:34:15 PM |
| szetheli | $50.00 | $50.00 | 2/8/2010 8:00:10 AM |
| coin-spilunker | $26.60 | $26.60 | 2/8/2010 8:03:25 AM |
| Aethelwolf | $25.00 | $25.00 | 2/7/2010 10:03:40 PM |
| miniloan | $25.00 | $25.00 | 2/7/2010 9:28:19 PM |
| patriot384 | $200.00 | $200.00 | 2/7/2010 9:28:47 PM |
| skillful-finance | $25.00 | $25.00 | 2/7/2010 9:38:40 PM |
| supasonic | $75.00 | $75.00 | 2/8/2010 4:49:53 AM |
| payout-network1 | $25.00 | $25.00 | 2/8/2010 9:03:07 AM |
| Kaj | $25.00 | $25.00 | 2/8/2010 5:17:18 AM |
| chief_wo | $25.00 | $25.00 | 2/8/2010 6:57:00 AM |
| Zipperdu | $50.00 | $50.00 | 2/8/2010 8:01:44 AM |
| mizon291 | $50.00 | $50.00 | 2/8/2010 9:29:08 AM |
| dynrep | $50.00 | $50.00 | 2/8/2010 9:55:17 AM |
| Astyanax | $25.00 | $25.00 | 2/8/2010 10:44:13 AM |
| kmwvma | $25.00 | $25.00 | 2/8/2010 11:11:48 AM |
| gogmagog | $25.17 | $25.17 | 2/8/2010 11:15:19 AM |
| HibbyD | $25.26 | $25.26 | 2/8/2010 11:09:41 AM |
| sanjl79 | $25.00 | $25.00 | 2/8/2010 12:12:31 PM |
| jct_enterprises | $25.00 | $25.00 | 2/8/2010 11:10:48 AM |
| MrDavid | $32.91 | $32.91 | 2/8/2010 12:16:24 PM |
| creativename | $70.00 | $70.00 | 2/8/2010 12:32:44 PM |
| acropiloterau2002 | $25.00 | $25.00 | 2/8/2010 12:35:05 PM |
| Mark-O-Polo | $25.00 | $25.00 | 2/8/2010 11:10:18 AM |
| revmax | $25.00 | $25.00 | 2/8/2010 11:15:07 AM |
| nuclearmoose | $25.00 | $25.00 | 2/8/2010 11:15:22 AM |
| lowestghost | $25.00 | $25.00 | 2/8/2010 11:15:41 AM |
| looney-toon | $25.00 | $25.00 | 2/8/2010 11:32:44 AM |
| Kame | $25.00 | $25.00 | 2/8/2010 11:37:03 AM |
| bugleusmc | $26.92 | $26.92 | 2/8/2010 11:56:41 AM |
| dollardave | $200.00 | $200.00 | 2/8/2010 11:37:41 AM |
| isfahanian | $25.00 | $25.00 | 2/8/2010 11:58:11 AM |
| nalaari | $100.00 | $100.00 | 2/8/2010 11:58:35 AM |
| Ellisdee | $26.25 | $26.25 | 2/8/2010 11:52:10 AM |
| Independenttools | $25.00 | $25.00 | 2/8/2010 12:12:34 PM |
| ChristopherHS | $25.00 | $25.00 | 2/8/2010 1:26:26 PM |
| EmeritusX | $25.00 | $25.00 | 2/8/2010 1:29:16 PM |
| investment-cluster | $25.00 | $25.00 | 2/8/2010 1:43:19 PM |
| serene-capital | $25.00 | $25.00 | 2/8/2010 2:12:14 PM |
| mpatrick | $50.00 | $50.00 | 2/8/2010 3:04:16 PM |
| mjcjmm4407 | $25.00 | $25.00 | 2/8/2010 1:25:55 PM |
| hyla15 | $25.00 | $25.00 | 2/8/2010 1:27:02 PM |
| reflective-rupee | $25.00 | $25.00 | 2/8/2010 3:38:56 PM |
| TriSail | $25.00 | $25.00 | 2/8/2010 1:27:03 PM |
| sharp-credit | $885.12 | $885.12 | 2/8/2010 3:55:44 PM |
| AHall414 | $25.00 | $25.00 | 2/8/2010 2:12:59 PM |
| power-cell | $30.00 | $30.00 | 2/8/2010 3:21:02 PM |
| dasbuntenheim | $106.68 | $106.68 | 2/8/2010 3:58:18 PM |
| 415 bids
|
Borrower Payment Dependent Notes Series
445245
This series of Notes was issued and sold upon the funding of the borrower loan #40810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Feb-02-2010 |
| |
Auction end date:
| Feb-05-2010 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $220.97 |
|
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $217.58 |
| |
|
Auction yield range:
| 3.06% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-10): | Not Available |
Current / open credit lines:
| 20
/
17 | Length of status: | 5y 0m |
|
Credit score:
| 820-839 (Feb-2010) |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,106 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| treasure-boomarang |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping out my daughter with legal
Purpose of loan:
This loan will be used?to help my daughter who got into some legal trouble.? She is a good student who wants to become a probation officer and I?do not want this one mistake running her life.? Her dad and I do not see eye to eye on this and this is why I need to try to receive a loan this way instead of going through a?bank.? I have a loveling family and being a mom I would like to keep it that way.?
My financial situation:
I am a good candidate for this loan because I have great credit a good job and I believe in always do the right thing.? I have always paid of my bills and when ever I have extra money I try to pay them off earlier
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| personal-lender | $25.00 | $25.00 | 2/2/2010 4:01:31 PM |
| credit-force5 | $25.00 | $25.00 | 2/2/2010 4:01:37 PM |
| commerce-voyager | $25.00 | $25.00 | 2/2/2010 3:59:33 PM |
| forthright-dedication | $25.00 | $25.00 | 2/2/2010 4:04:27 PM |
| meenan | $25.00 | $25.00 | 2/2/2010 4:01:02 PM |
| mlopez2007 | $50.00 | $50.00 | 2/2/2010 4:02:51 PM |
| skvat | $25.00 | $25.00 | 2/2/2010 4:03:04 PM |
| trade-trumpet | $25.00 | $25.00 | 2/2/2010 4:03:10 PM |
| blooming-market | $25.00 | $25.00 | 2/2/2010 4:03:35 PM |
| kenji4861 | $25.00 | $25.00 | 2/2/2010 4:30:53 PM |
| theprince | $25.00 | $25.00 | 2/2/2010 4:02:28 PM |
| moola-escalator | $50.00 | $50.00 | 2/2/2010 4:03:21 PM |
| MM1207 | $25.00 | $25.00 | 2/2/2010 4:04:14 PM |
| penny-zeus | $25.00 | $25.00 | 2/2/2010 4:04:48 PM |
| CardCapDude | $25.00 | $25.00 | 2/2/2010 4:06:32 PM |
| BigMoney56 | $25.00 | $25.00 | 2/2/2010 4:06:45 PM |
| kanakakm | $50.00 | $50.00 | 2/2/2010 4:47:04 PM |
| wampum-optimization | $50.00 | $50.00 | 2/2/2010 4:45:57 PM |
| IIP77 | $25.00 | $25.00 | 2/2/2010 4:47:11 PM |
| heroic-platinum | $25.00 | $25.00 | 2/2/2010 4:47:26 PM |
| DonaldColorado | $25.00 | $25.00 | 2/2/2010 4:30:09 PM |
| majestic-dedication | $50.00 | $50.00 | 2/2/2010 4:47:37 PM |
| market-builder | $25.00 | $25.00 | 2/2/2010 4:49:16 PM |
| schpere | $30.00 | $30.00 | 2/2/2010 4:49:08 PM |
| rolandweary | $30.00 | $30.00 | 2/2/2010 4:49:50 PM |
| Cai8899 | $75.00 | $75.00 | 2/2/2010 4:49:14 PM |
| loan-master996 | $50.00 | $50.00 | 2/2/2010 4:50:06 PM |
| thedoctor | $90.00 | $90.00 | 2/2/2010 4:49:37 PM |
| supreme-hope | $25.00 | $25.00 | 2/2/2010 4:50:02 PM |
| hope-hickory | $25.00 | $25.00 | 2/2/2010 5:07:26 PM |
| skuba | $25.00 | $25.00 | 2/2/2010 4:34:40 PM |
| inventive-wealth2 | $25.00 | $25.00 | 2/2/2010 4:37:28 PM |
| 18th_beachbum | $25.00 | $25.00 | 2/2/2010 8:15:40 PM |
| Trimalchio12 | $25.00 | $25.00 | 2/2/2010 8:49:42 PM |
| durable-deal2 | $50.00 | $50.00 | 2/2/2010 8:56:30 PM |
| mizon291 | $50.00 | $50.00 | 2/3/2010 12:40:34 AM |
| alpinaut | $25.00 | $25.00 | 2/2/2010 4:46:04 PM |
| Pasagam | $25.00 | $25.00 | 2/2/2010 4:46:10 PM |
| aasx1108 | $25.00 | $25.00 | 2/2/2010 4:46:49 PM |
| Ivan2007 | $25.00 | $25.00 | 2/2/2010 4:47:22 PM |
| dharma1 | $25.00 | $25.00 | 2/2/2010 4:48:30 PM |
| delicious-social132 | $25.00 | $25.00 | 2/2/2010 4:49:20 PM |
| bowdish1 | $100.00 | $100.00 | 2/2/2010 4:49:22 PM |
| dollar-birdie | $30.00 | $30.00 | 2/2/2010 4:49:43 PM |
| junctionking | $25.00 | $25.00 | 2/2/2010 4:49:54 PM |
| Havana21 | $25.00 | $25.00 | 2/2/2010 4:50:11 PM |
| LandE2BG | $25.00 | $25.00 | 2/2/2010 4:50:18 PM |
| kchen486 | $25.00 | $25.00 | 2/2/2010 4:51:12 PM |
| Sierralance | $25.00 | $25.00 | 2/3/2010 9:38:41 AM |
| credit-sunshine | $25.00 | $25.00 | 2/3/2010 9:53:47 AM |
| Loanliness | $25.00 | $25.00 | 2/3/2010 9:38:39 AM |
| jeangot | $25.00 | $25.00 | 2/3/2010 10:37:59 AM |
| Davidson2 | $50.00 | $50.00 | 2/2/2010 7:56:03 PM |
| rakstar | $29.01 | $29.01 | 2/3/2010 10:54:47 AM |
| soroxy | $25.00 | $25.00 | 2/3/2010 11:54:26 AM |
| Plotinus | $33.69 | $33.69 | 2/3/2010 11:54:30 AM |
| SDNLR | $25.00 | $25.00 | 2/3/2010 11:09:33 AM |
| axl163 | $25.00 | $25.00 | 2/3/2010 11:23:53 AM |
| teller | $26.52 | $26.52 | 2/3/2010 11:26:17 AM |
| heretolendit | $25.00 | $25.00 | 2/3/2010 12:08:03 PM |
| sugarhoof | $25.00 | $25.00 | 2/2/2010 8:46:35 PM |
| jtrump22 | $25.00 | $25.00 | 2/3/2010 11:38:40 AM |
| JohnGalt94 | $25.00 | $25.00 | 2/3/2010 12:24:35 PM |
| MTLoans | $25.00 | $25.00 | 2/3/2010 11:53:52 AM |
| Yankeeeagle | $45.93 | $45.93 | 2/3/2010 11:57:10 AM |
| one2sojourn | $25.50 | $25.50 | 2/3/2010 12:37:23 PM |
| market-assembler | $26.07 | $26.07 | 2/3/2010 12:38:08 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 2/3/2010 12:38:19 PM |
| HamachiMan | $25.00 | $25.00 | 2/3/2010 1:02:01 PM |
| IndianChief | $25.00 | $25.00 | 2/3/2010 1:02:16 PM |
| trade-pumpkin | $35.00 | $35.00 | 2/3/2010 1:02:26 PM |
| fair-rate | $25.00 | $25.00 | 2/3/2010 1:02:35 PM |
| gourd6 | $25.00 | $25.00 | 2/3/2010 1:02:38 PM |
| motivator796 | $25.00 | $25.00 | 2/3/2010 1:03:26 PM |
| appastk | $25.00 | $25.00 | 2/3/2010 1:03:35 PM |
| Fearless_Lender | $25.00 | $25.00 | 2/3/2010 1:03:39 PM |
| JGB | $25.00 | $25.00 | 2/3/2010 12:42:27 PM |
| iruz | $50.00 | $50.00 | 2/3/2010 6:10:53 AM |
| Dazz2061 | $25.00 | $25.00 | 2/3/2010 1:05:14 PM |
| bds9646 | $26.00 | $26.00 | 2/3/2010 1:06:41 PM |
| freesia54 | $25.00 | $25.00 | 2/3/2010 1:02:15 PM |
| alluring-truth | $25.00 | $25.00 | 2/3/2010 1:02:22 PM |
| hope-encourager | $25.00 | $25.00 | 2/3/2010 1:02:28 PM |
| fcukciti | $25.00 | $25.00 | 2/3/2010 1:02:33 PM |
| nickel-advocator | $25.00 | $25.00 | 2/3/2010 1:02:38 PM |
| ven | $25.00 | $25.00 | 2/3/2010 1:02:44 PM |
| alaco | $25.00 | $25.00 | 2/3/2010 1:02:46 PM |
| PA2LA | $25.00 | $25.00 | 2/3/2010 1:02:49 PM |
| repayment-launcher | $25.00 | $25.00 | 2/3/2010 1:03:25 PM |
| unclejaef | $25.00 | $25.00 | 2/3/2010 1:03:29 PM |
| bonus-adventure3 | $25.00 | $25.00 | 2/3/2010 1:03:31 PM |
| otter | $25.00 | $25.00 | 2/3/2010 1:03:33 PM |
| best-vivacious-funds | $25.00 | $25.00 | 2/3/2010 1:03:36 PM |
| green-benefit-enclave | $25.00 | $25.00 | 2/3/2010 1:03:40 PM |
| smallcountry | $25.00 | $25.00 | 2/3/2010 8:16:07 AM |
| wiselady | $25.00 | $25.00 | 2/3/2010 1:06:43 PM |
| brightest-income-hunter | $25.00 | $25.00 | 2/3/2010 9:37:42 AM |
| doublediamond | $25.00 | $25.00 | 2/3/2010 9:52:54 AM |
| Headhunter14 | $25.00 | $25.00 | 2/3/2010 10:41:28 AM |
| roymckenzie | $25.00 | $25.00 | 2/3/2010 10:53:37 AM |
| speyer | $25.00 | $25.00 | 2/3/2010 12:00:13 PM |
| nojoke411 | $25.00 | $25.00 | 2/3/2010 12:09:08 PM |
| newest-unique-integrity | $25.00 | $25.00 | 2/3/2010 12:38:20 PM |
| Musicman1950 | $25.00 | $25.00 | 2/3/2010 1:02:14 PM |
| darin95404 | $25.00 | $25.00 | 2/3/2010 1:02:19 PM |
| Mavrck88 | $25.00 | $25.00 | 2/3/2010 1:02:21 PM |
| jameskdean | $25.00 | $25.00 | 2/3/2010 1:02:27 PM |
| ljay | $25.00 | $25.00 | 2/3/2010 1:02:37 PM |
| bsmtloan | $50.00 | $50.00 | 2/3/2010 1:02:50 PM |
| BigLinCT | $50.00 | $50.00 | 2/3/2010 1:03:20 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 2/3/2010 1:03:26 PM |
| antlr | $25.00 | $25.00 | 2/3/2010 1:03:35 PM |
| burgeoning-silver | $25.00 | $25.00 | 2/3/2010 1:03:39 PM |
| MidLifeCrisis | $50.00 | $50.00 | 2/3/2010 1:05:15 PM |
| aldenrains | $25.00 | $25.00 | 2/3/2010 1:06:43 PM |
| surfsider123 | $25.00 | $25.00 | 2/3/2010 8:07:16 PM |
| ore-dojo | $50.00 | $50.00 | 2/4/2010 10:13:17 AM |
| MGS | $25.00 | $25.00 | 2/4/2010 11:52:25 AM |
| AF-Chief | $28.00 | $28.00 | 2/2/2010 4:03:42 PM |
| lloyd_s | $25.00 | $25.00 | 2/2/2010 4:01:12 PM |
| WSTRDG | $25.00 | $25.00 | 2/2/2010 4:04:54 PM |
| unequaled-loyalty7 | $25.00 | $25.00 | 2/2/2010 4:06:27 PM |
| blissful-note7 | $25.00 | $25.00 | 2/2/2010 4:06:36 PM |
| falcon245sp | $25.00 | $25.00 | 2/2/2010 4:07:13 PM |
| helping-out | $25.00 | $25.00 | 2/2/2010 4:07:08 PM |
| kulender | $30.00 | $30.00 | 2/2/2010 4:01:46 PM |
| social-conductor4 | $25.00 | $25.00 | 2/2/2010 4:02:09 PM |
| kindness-percolator5 | $25.00 | $25.00 | 2/2/2010 4:02:44 PM |
| lean-velocity | $25.00 | $25.00 | 2/2/2010 4:30:59 PM |
| br4444 | $25.00 | $25.00 | 2/2/2010 4:03:55 PM |
| gold-commander0 | $50.00 | $50.00 | 2/2/2010 4:04:35 PM |
| unk1911 | $25.00 | $25.00 | 2/2/2010 4:38:51 PM |
| wormdc | $25.00 | $25.00 | 2/2/2010 4:45:46 PM |
| CaptainBlueberry | $25.00 | $25.00 | 2/2/2010 4:46:05 PM |
| toblerone | $50.00 | $50.00 | 2/2/2010 4:46:08 PM |
| auction-turbine4 | $25.00 | $25.00 | 2/2/2010 4:46:56 PM |
| gulch | $35.00 | $35.00 | 2/2/2010 4:48:06 PM |
| AFairDeal | $25.00 | $25.00 | 2/2/2010 4:47:01 PM |
| DrMoneyBags | $25.00 | $25.00 | 2/2/2010 4:47:18 PM |
| friendly-market5 | $25.00 | $25.00 | 2/2/2010 4:48:32 PM |
| AndrewNikolas | $25.00 | $25.00 | 2/2/2010 4:48:43 PM |
| kmr2 | $100.00 | $100.00 | 2/2/2010 4:49:30 PM |
| peerlender | $30.00 | $30.00 | 2/2/2010 4:49:33 PM |
| first-pragmatic-note | $25.00 | $25.00 | 2/2/2010 4:49:52 PM |
| auction-elvis | $25.00 | $25.00 | 2/2/2010 4:50:05 PM |
| commerce-web5 | $40.00 | $40.00 | 2/2/2010 4:49:38 PM |
| poeman | $25.00 | $25.00 | 2/2/2010 4:51:06 PM |
| red-favorable-basis | $25.00 | $25.00 | 2/2/2010 4:50:00 PM |
| wampum-reaction2 | $25.00 | $25.00 | 2/2/2010 4:50:15 PM |
| the-bright-velocity | $25.00 | $25.00 | 2/2/2010 7:56:35 PM |
| vfrdirk | $25.00 | $25.00 | 2/2/2010 8:40:38 PM |
| Aeroman32 | $25.00 | $25.00 | 2/2/2010 10:11:19 PM |
| leodaguy | $25.00 | $25.00 | 2/2/2010 4:45:49 PM |
| laredotornado | $25.00 | $25.00 | 2/2/2010 4:46:02 PM |
| active-market | $100.00 | $100.00 | 2/2/2010 4:46:07 PM |
| medicneedshelp82 | $25.00 | $25.00 | 2/3/2010 2:45:48 AM |
| balance-voyager | $100.00 | $100.00 | 2/2/2010 4:46:09 PM |
| determined-contract | $30.00 | $30.00 | 2/2/2010 4:47:03 PM |
| mikeandcat | $100.00 | $100.00 | 2/3/2010 5:24:27 AM |
| AmericanCredit | $25.00 | $25.00 | 2/2/2010 4:47:34 PM |
| bchen78875 | $50.00 | $50.00 | 2/2/2010 4:48:57 PM |
| inspired-contract9 | $50.00 | $50.00 | 2/2/2010 4:49:00 PM |
| Walkingcowboy | $25.00 | $25.00 | 2/2/2010 4:49:05 PM |
| dealarella | $25.00 | $25.00 | 2/2/2010 4:49:28 PM |
| skiforglory | $25.00 | $25.00 | 2/3/2010 8:15:40 AM |
| friendly-worth3 | $25.00 | $25.00 | 2/2/2010 4:50:08 PM |
| desertoasis | $25.00 | $25.00 | 2/2/2010 4:50:14 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 2/2/2010 4:50:48 PM |
| galtsgulch | $25.00 | $25.00 | 2/3/2010 9:40:54 AM |
| shadowflame_99 | $25.00 | $25.00 | 2/3/2010 9:38:42 AM |
| thestartuplender | $35.00 | $35.00 | 2/3/2010 10:23:28 AM |
| rooosta | $25.00 | $25.00 | 2/3/2010 10:08:45 AM |
| WaitForIt | $25.00 | $25.00 | 2/3/2010 10:37:56 AM |
| Maccs55 | $25.00 | $25.00 | 2/3/2010 10:53:56 AM |
| bluesky07 | $25.00 | $25.00 | 2/3/2010 10:55:05 AM |
| verse99 | $25.00 | $25.00 | 2/3/2010 10:44:22 AM |
| nimble-money0 | $25.00 | $25.00 | 2/3/2010 11:54:28 AM |
| PlummerFInancial | $25.00 | $25.00 | 2/3/2010 11:22:05 AM |
| spruce2 | $30.43 | $30.43 | 2/2/2010 8:57:05 PM |
| USMC0311 | $25.00 | $25.00 | 2/3/2010 11:57:12 AM |
| transparency-giant | $26.26 | $26.26 | 2/3/2010 12:38:17 PM |
| market-socrates4 | $25.00 | $25.00 | 2/3/2010 2:16:59 AM |
| saihu | $25.00 | $25.00 | 2/3/2010 1:02:12 PM |
| Purposeful | $50.00 | $50.00 | 2/3/2010 1:02:18 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 2/3/2010 1:02:23 PM |
| rosie777 | $25.00 | $25.00 | 2/3/2010 1:02:29 PM |
| loan-warrior | $25.00 | $25.00 | 2/3/2010 1:02:36 PM |
| gojackgo | $25.00 | $25.00 | 2/3/2010 1:02:52 PM |
| credit-superstar3 | $25.00 | $25.00 | 2/3/2010 1:03:36 PM |
| ryan23 | $25.00 | $25.00 | 2/3/2010 1:03:40 PM |
| red-trade-cologne | $25.00 | $25.00 | 2/3/2010 1:07:23 PM |
| money-explorer3 | $25.00 | $25.00 | 2/3/2010 1:10:49 PM |
| ATOHokie | $25.00 | $25.00 | 2/3/2010 1:02:11 PM |
| Mint_Man | $25.00 | $25.00 | 2/3/2010 1:02:18 PM |
| intuitive-bill | $25.00 | $25.00 | 2/3/2010 1:02:25 PM |
| best-deal-banker | $50.00 | $50.00 | 2/3/2010 1:02:34 PM |
| meux99 | $25.00 | $25.00 | 2/3/2010 1:02:43 PM |
| five-star-note | $35.00 | $35.00 | 2/3/2010 1:02:47 PM |
| MrG | $25.00 | $25.00 | 2/3/2010 1:35:47 PM |
| value-pouch | $50.00 | $50.00 | 2/3/2010 1:03:27 PM |
| zenchef | $25.00 | $25.00 | 2/3/2010 1:03:30 PM |
| order-boomerang | $25.00 | $25.00 | 2/3/2010 1:03:34 PM |
| OCedHrt | $25.00 | $25.00 | 2/3/2010 1:03:38 PM |
| cub510 | $25.00 | $25.00 | 2/3/2010 1:05:12 PM |
| CAGE-Investments | $100.00 | $16.31 | 2/3/2010 2:16:50 PM |
| Scoreman | $36.82 | $36.82 | 2/3/2010 1:10:50 PM |
| Zach842 | $25.00 | $25.00 | 2/3/2010 9:38:43 AM |
| fireboss | $25.00 | $25.00 | 2/3/2010 9:53:49 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 2/3/2010 10:39:01 AM |
| Tai | $25.00 | $25.00 | 2/3/2010 10:55:10 AM |
| Cheburashka | $30.00 | $30.00 | 2/3/2010 11:01:03 AM |
| cjames84 | $25.00 | $25.00 | 2/3/2010 11:39:37 AM |
| cesta283 | $25.00 | $25.00 | 2/3/2010 11:57:09 AM |
| hard-working-loot | $25.00 | $25.00 | 2/3/2010 12:45:56 PM |
| soshea979 | $25.00 | $25.00 | 2/3/2010 12:47:03 PM |
| DandBFamily | $25.00 | $25.00 | 2/3/2010 1:02:13 PM |
| greenback-summoner0 | $25.00 | $25.00 | 2/3/2010 1:02:17 PM |
| cash-vault | $25.00 | $25.00 | 2/3/2010 1:02:20 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 2/3/2010 1:02:24 PM |
| docktah | $50.00 | $50.00 | 2/3/2010 1:02:29 PM |
| coin-spilunker | $25.00 | $25.00 | 2/3/2010 1:02:42 PM |
| me2yu | $50.00 | $50.00 | 2/3/2010 1:02:53 PM |
| secundus | $25.00 | $25.00 | 2/3/2010 1:03:20 PM |
| Steveoo1 | $50.00 | $50.00 | 2/3/2010 1:03:32 PM |
| jjb3 | $25.00 | $25.00 | 2/3/2010 1:03:37 PM |
| faithey | $25.00 | $25.00 | 2/3/2010 1:03:41 PM |
| balance6 | $25.00 | $25.00 | 2/3/2010 1:06:42 PM |
| serene-truth2 | $25.00 | $25.00 | 2/3/2010 8:31:46 PM |
| moneytolend72 | $44.46 | $44.46 | 2/4/2010 7:29:28 AM |
| Syzygy | $25.00 | $25.00 | 2/4/2010 7:54:26 AM |
| 230 bids
|