Sales Report:Supplement No. 130 dated Feb 04, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 420390
This series of Notes was issued and sold upon the funding of the borrower loan #40646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 8.02% Starting borrower rate/APR: 9.02% / 9.36% Starting monthly payment: $238.57
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $236.58
 
Auction yield range: 3.06% - 8.02% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2002 Debt/Income ratio: 26%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 7 / 6Length of status:0y 10m
Credit score: 800-819 (Jan-2010) Total credit lines: 8 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $2,204Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: generosity-collider Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Elimination - Free in Three
Purpose of loan:
This loan will be used to reduce the burden of a large portion of my debt.

My financial situation:
I am a married software engineer with nine total years of experience in the industry.? My wife is a self-employed musician and freelance writer.

Since getting married in 2005, a medley of factors -- getting our lives started, economic downturns, a layoff, domestic emergencies, and perhaps -- in hindsight -- a little poor decision making -- have all contributed to our present financial situation. At present, I am recovering from a $10,000 income reduction over the space of a year following our purchase of our first home in 2007.? Needless to say things have tightened up for my wife and I and we wish to begin paying down debt in a predictable and timely manner.? Despite these difficulties, we have never missed a payment on our mortgage and continue to work on restoring our home ourselves.? We've learned to follow a more self-sufficient ethic in our lives and have increased our happiness as a result.? The final steps now necessitate us to look our finances honestly and take definitive action.? We have managed to pay down a large portion of our debt already and we now look forward to resolving the situation once and for all.? This will involve consolidating loans and reducing our revolving credit balance.? The freed up income will serve to bolster savings and pay down debt.

The past provides the backdrop by which I must now assess, learn, and grow.??? Recognizing this, I resolve to set things right for my wife and myself in order drastically reduce our debt and to reclaim our personal freedom.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you owe more on your house than it is worth? When will you finish paying it off and actually be debt free? - ideal-value
A: Presently my mortgage balance is commensurate with its market value. Of course this may vary on a daily basis as market forces ebb-and-flow. The intent is to stay in the house for a while yet. I have a 30-yr fixed mortgage that originated in July of 2007. I'm presently paying more than the minimum monthly payment by about $50/month as a matter of course, and pay more whenever I can. Once my none-house debt is payed down, the intent is to put more into savings and pay more against the house. (Jan-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.001/25/2010 4:35:48 PM
all_of_that_one$25.00$25.001/25/2010 4:49:56 PM
lean-velocity$25.00$25.001/25/2010 5:00:30 PM
kenji4861$25.00$25.001/25/2010 5:00:14 PM
mikeandcat$36.99$36.991/25/2010 5:12:23 PM
inspired-contract9$50.00$50.001/25/2010 5:22:51 PM
wampum-optimization$50.00$50.001/25/2010 5:23:20 PM
personal-lender$25.00$25.001/25/2010 5:22:13 PM
credit-force5$25.00$25.001/25/2010 5:22:20 PM
market-builder$25.00$25.001/25/2010 5:23:36 PM
exciting-responsibility3$25.00$25.001/25/2010 5:22:26 PM
schpere$30.00$30.001/25/2010 5:23:25 PM
AFairDeal$25.00$25.001/25/2010 5:24:13 PM
dollar-birdie$30.00$30.001/25/2010 5:24:52 PM
laredotornado$25.00$25.001/25/2010 5:24:24 PM
honorable-yield$75.00$75.001/25/2010 5:25:03 PM
kanakakm$50.00$50.001/25/2010 5:25:10 PM
peerlender$30.00$30.001/25/2010 5:24:30 PM
aldenrains$25.00$25.001/25/2010 5:25:25 PM
commerce-web5$40.00$40.001/25/2010 5:24:39 PM
determined-contract$30.00$30.001/25/2010 5:24:47 PM
red-favorable-basis$25.00$25.001/25/2010 5:25:43 PM
balance6$25.00$25.001/25/2010 5:25:07 PM
wiselady$25.00$25.001/25/2010 5:25:16 PM
supreme-hope$25.00$25.001/25/2010 5:26:08 PM
GElender$50.00$50.001/25/2010 5:27:46 PM
skuba$25.00$25.001/25/2010 5:29:57 PM
wampum-reaction2$25.00$25.001/25/2010 5:29:42 PM
dontscrewmeover1$25.00$25.001/25/2010 6:19:17 PM
blot44$50.00$50.001/25/2010 6:38:04 PM
cub510$25.00$25.001/26/2010 1:00:39 AM
speyer$25.00$25.001/26/2010 1:38:36 AM
RockCrown$25.00$25.001/26/2010 7:08:40 AM
alpinaut$25.00$25.001/26/2010 7:08:13 AM
Geldmeister$50.00$50.001/26/2010 7:22:04 AM
BzJ108$25.00$25.001/26/2010 9:19:59 AM
gciarami$25.00$25.001/26/2010 9:47:07 AM
financial-frenzy$25.00$25.001/26/2010 11:30:33 AM
shamrocker$25.00$25.001/26/2010 11:42:51 AM
first-upright-payout$50.00$50.001/26/2010 11:46:13 AM
inventive-wealth2$25.00$25.001/26/2010 11:47:39 AM
29Palms$25.00$25.001/26/2010 11:47:44 AM
CREnvy$25.00$25.001/26/2010 11:48:06 AM
UT-Longhorn$25.00$25.001/26/2010 11:50:33 AM
red-trade-cologne$25.00$25.001/26/2010 11:44:21 AM
figs4u2$80.00$80.001/26/2010 11:45:43 AM
gulch$35.00$35.001/26/2010 11:46:00 AM
driver928$25.00$25.001/26/2010 11:47:26 AM
silverloan$25.00$25.001/26/2010 11:48:53 AM
AmericanCredit$25.00$25.001/26/2010 12:08:46 PM
verse99$25.00$25.001/26/2010 11:54:32 AM
elegant-income3$25.00$25.001/26/2010 12:14:59 PM
majestic-dedication$50.00$50.001/26/2010 12:08:10 PM
burgeoning-silver$25.00$25.001/26/2010 11:58:49 AM
nickel-eagle5$25.00$25.001/26/2010 12:09:24 PM
Kaj$30.00$30.001/26/2010 11:59:16 AM
Solomonsk5$25.00$25.001/26/2010 12:52:23 PM
Dutchhunter$50.00$50.001/26/2010 12:11:07 PM
highcountry1$25.00$25.001/26/2010 12:09:04 PM
durability-halibut$25.00$25.001/26/2010 12:09:09 PM
Railbird$25.00$25.001/26/2010 12:15:14 PM
DukSerduk$25.00$25.001/26/2010 12:52:16 PM
julijask$35.00$35.001/26/2010 12:52:36 PM
microlendblvr$25.00$25.001/26/2010 2:29:34 PM
springpanda$25.00$25.001/26/2010 4:12:30 PM
selector568$161.47$161.471/26/2010 5:10:21 PM
hope-encourager$25.00$25.001/26/2010 5:04:32 PM
djs81$25.00$25.001/26/2010 5:46:14 PM
bayareainv$50.00$50.001/26/2010 5:14:46 PM
Tradesmanlender$25.00$25.001/26/2010 5:53:16 PM
Goodlender42$25.00$25.001/26/2010 6:00:16 PM
greenwell$50.00$50.001/26/2010 6:00:31 PM
DadWarbucks$25.00$25.001/26/2010 5:53:51 PM
Sixmil$25.00$25.001/26/2010 5:59:35 PM
KiwiElf$30.00$30.001/26/2010 6:00:11 PM
financelover$50.00$50.001/26/2010 6:00:40 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:30 PM
kmwvma$25.00$25.001/26/2010 10:02:13 PM
Ivan2007$25.00$25.001/26/2010 10:16:29 PM
OLYVRC$25.00$25.001/27/2010 7:27:42 AM
marala4285$25.00$25.001/27/2010 4:09:05 AM
EliteCapital$25.00$25.001/27/2010 7:56:43 AM
medicneedshelp82$25.00$25.001/27/2010 10:42:34 AM
mykkai$25.00$25.001/27/2010 9:06:06 AM
lowrate$25.00$25.001/27/2010 10:03:03 AM
LoveVA$50.00$50.001/27/2010 10:14:20 AM
Gibbyland$100.00$100.001/27/2010 2:18:55 PM
CalCollegeFund19$50.00$50.001/27/2010 2:00:40 PM
generous-at-heart$25.00$25.001/27/2010 2:19:05 PM
flexible-value$25.00$25.001/27/2010 6:26:08 PM
slartibardfast$25.00$25.001/28/2010 9:29:18 AM
don8ter$49.97$49.971/28/2010 9:29:21 AM
compassion-paladin042$25.00$25.001/28/2010 9:29:32 AM
gracej$25.00$25.001/28/2010 9:31:20 AM
kayakg$25.00$25.001/28/2010 9:30:54 AM
kanpur63$25.00$25.001/28/2010 9:35:59 AM
Gorblum$25.00$25.001/28/2010 9:36:08 AM
christifa$25.00$25.001/28/2010 4:07:15 AM
js60l$25.00$25.001/28/2010 9:30:42 AM
ethicalhumanist$25.00$25.001/28/2010 9:32:02 AM
Tasmir$25.00$25.001/28/2010 9:35:42 AM
treasure-generator$25.00$25.001/28/2010 9:36:05 AM
DrDavid63$25.00$2.461/28/2010 9:37:13 AM
agreement-bunny$25.00$25.001/28/2010 12:54:27 PM
Spiv_51$25.00$25.001/29/2010 4:12:27 AM
wonderous-power$25.00$25.001/29/2010 5:07:49 AM
Cherrypicker$50.00$50.001/29/2010 7:21:33 AM
first-pragmatic-note$25.00$25.001/25/2010 5:13:49 PM
friendly-market5$25.00$25.001/25/2010 5:21:51 PM
meenan$25.00$25.001/25/2010 5:21:58 PM
bchen78875$50.00$50.001/25/2010 5:22:44 PM
kulender$30.00$30.001/25/2010 5:22:33 PM
toblerone$50.00$50.001/25/2010 5:23:14 PM
leodaguy$25.00$25.001/25/2010 5:22:59 PM
lloyd_s$25.00$25.001/25/2010 5:22:05 PM
dealarella$25.00$25.001/25/2010 5:23:59 PM
Walkingcowboy$25.00$25.001/25/2010 5:23:07 PM
thedoctor$90.00$90.001/25/2010 5:24:34 PM
mlopez2007$50.00$50.001/25/2010 5:24:07 PM
Cai8899$75.00$75.001/25/2010 5:23:32 PM
delicious-social132$25.00$25.001/25/2010 5:23:45 PM
bowdish1$100.00$100.001/25/2010 5:23:51 PM
kmr2$60.00$60.001/25/2010 5:24:18 PM
rolandweary$30.00$30.001/25/2010 5:24:57 PM
AF-Chief$35.00$35.001/25/2010 5:26:14 PM
commerce-voyager$25.00$25.001/25/2010 5:25:30 PM
auction-elvis$25.00$25.001/25/2010 5:26:19 PM
junctionking$25.00$25.001/25/2010 5:25:38 PM
auction-turbine4$25.00$25.001/25/2010 5:26:31 PM
loan-master996$50.00$50.001/25/2010 5:26:40 PM
friendly-worth3$25.00$25.001/25/2010 5:26:46 PM
Havana21$25.00$25.001/25/2010 5:27:35 PM
REVSTJ999$25.00$25.001/25/2010 5:28:14 PM
orange-finance-banker$50.00$50.001/25/2010 5:28:48 PM
desertoasis$25.00$25.001/25/2010 5:28:54 PM
buckyhead2000$25.00$25.001/25/2010 5:29:20 PM
forthright-dedication$25.00$25.001/25/2010 5:29:39 PM
green-benefit-enclave$25.00$25.001/26/2010 1:07:09 AM
rjw_mpwr$25.00$25.001/26/2010 5:15:33 AM
LandE2BG$25.00$25.001/26/2010 7:22:08 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:10 AM
copperfield$25.00$25.001/26/2010 11:40:18 AM
gold-commander0$50.00$50.001/26/2010 11:46:06 AM
Speculator$50.00$50.001/26/2010 11:46:47 AM
industrious-dedication$25.00$25.001/26/2010 11:49:09 AM
18th_beachbum$25.00$25.001/26/2010 11:47:12 AM
buukyak$25.00$25.001/26/2010 11:47:18 AM
freefly67$25.00$25.001/26/2010 11:47:22 AM
promiser200$25.00$25.001/26/2010 11:48:11 AM
bill-expert$25.00$25.001/26/2010 11:48:38 AM
Fearless_Lender$25.00$25.001/26/2010 11:50:37 AM
dsgfl1$25.00$25.001/26/2010 12:09:31 PM
Cheburashka$30.00$30.001/26/2010 12:10:34 PM
ijspence$25.00$25.001/26/2010 12:11:00 PM
unk1911$25.00$25.001/26/2010 12:13:15 PM
BayShell$40.88$40.881/26/2010 11:58:29 AM
Judah_and_Sam$25.00$25.001/26/2010 12:17:07 PM
exchange-battalion$30.00$30.001/26/2010 11:58:01 AM
heroic-platinum$25.00$25.001/26/2010 12:08:53 PM
aasx1108$25.00$25.001/26/2010 12:11:02 PM
blooming-market$25.00$25.001/26/2010 12:13:07 PM
jsw7us$50.00$50.001/26/2010 12:16:37 PM
Fortuno_per_commodo$50.00$50.001/26/2010 12:14:28 PM
teller$60.00$60.001/26/2010 12:16:18 PM
noble-vigilance9$25.00$25.001/26/2010 2:02:32 PM
dharma1$25.00$25.001/26/2010 3:31:53 PM
elasermd$50.00$50.001/26/2010 5:15:12 PM
grampy48$25.00$25.001/26/2010 5:15:32 PM
head$25.00$25.001/26/2010 5:55:24 PM
credit-coach118$34.60$34.601/26/2010 5:59:44 PM
MrDavid$50.00$50.001/26/2010 6:00:22 PM
flwah$25.00$25.001/26/2010 5:53:13 PM
rmachi$25.00$25.001/26/2010 5:55:28 PM
nuclearmoose$25.00$25.001/26/2010 6:00:37 PM
Syzygy$25.00$25.001/26/2010 8:36:29 PM
gogmagog$84.91$84.911/26/2010 10:01:08 PM
rjblack$50.00$50.001/26/2010 5:59:55 PM
exchange-cub$25.00$25.001/26/2010 9:46:40 PM
Phantom99$25.00$25.001/26/2010 10:02:29 PM
BankOfFrankFairness$50.00$50.001/26/2010 10:03:04 PM
Jassi$25.00$25.001/27/2010 7:27:50 AM
jjswanso$25.00$25.001/27/2010 7:27:59 AM
djh47a$25.00$25.001/26/2010 10:02:43 PM
money-watcher$25.00$25.001/26/2010 11:23:23 PM
Divot$25.00$25.001/27/2010 7:27:23 AM
serene-truth2$25.00$25.001/27/2010 10:23:35 AM
ClearLake$25.00$25.001/27/2010 7:27:18 AM
sas19$25.00$25.001/27/2010 7:27:31 AM
SNH$43.10$43.101/27/2010 7:28:06 AM
social-conductor4$25.00$25.001/27/2010 11:25:51 AM
lifegrowth$25.00$25.001/27/2010 1:45:25 PM
outtahoth2o$70.28$70.281/27/2010 12:34:02 PM
cu2maro$25.00$25.001/27/2010 1:49:14 PM
Octavian315$35.00$35.001/27/2010 5:36:37 PM
bold-social-advantage$100.00$100.001/27/2010 6:33:08 PM
tisiphone$25.00$25.001/27/2010 7:25:44 PM
theprince$25.00$25.001/27/2010 10:26:28 PM
BMP$25.00$25.001/28/2010 9:29:13 AM
credit-investor5$100.00$100.001/28/2010 9:29:17 AM
zeelender$25.00$25.001/28/2010 9:29:16 AM
mmqc$25.00$25.001/28/2010 9:31:17 AM
BoutYeBank$28.47$28.471/28/2010 9:30:35 AM
Rob717171$25.00$25.001/28/2010 9:32:04 AM
acropiloterau2002$25.00$25.001/28/2010 9:30:49 AM
chief_wo$25.00$25.001/28/2010 9:31:03 AM
larrybird$43.82$43.821/28/2010 9:35:54 AM
platinum-platoon$25.00$25.001/28/2010 9:57:00 AM
greenback-octave$25.00$25.001/28/2010 10:23:47 AM
vinayski$25.00$25.001/28/2010 9:24:45 AM
BrighterSuns$25.00$25.001/28/2010 12:23:59 PM
turbine5$39.06$39.061/28/2010 9:29:20 AM
divedude$25.00$25.001/28/2010 9:29:26 AM
TK4$25.00$25.001/28/2010 9:30:56 AM
oreyedoc$25.00$25.001/28/2010 9:36:01 AM
lending_pugs$25.00$25.001/28/2010 9:36:19 AM
otalon$25.00$25.001/28/2010 2:44:24 PM
Toony$25.00$25.001/28/2010 10:12:45 AM
Karma_Strong$142.99$142.991/28/2010 6:33:04 PM
sellbuy40$50.00$50.001/29/2010 6:48:11 AM
gordie$100.00$100.001/28/2010 7:15:31 PM
HenryK7$26.00$26.001/28/2010 9:31:28 PM
bkb7484$25.00$25.001/29/2010 4:14:52 AM
222 bids
 
Borrower Payment Dependent Notes Series 443710
This series of Notes was issued and sold upon the funding of the borrower loan #40740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jan-22-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $86.00
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 20.76%  
Lender servicing fee: 1.00% Estimated return: 9.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: May-1990 Debt/Income ratio: 14%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 6 / 5Length of status:21y 0m
Credit score: 620-639 (Jan-2010) Total credit lines: 10 Occupation: Retail Management
Now delinquent: 1 Revolving credit balance: $442Stated income:$50,000-$74,999
Amount delinquent: $134 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 5 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: Gladen Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
520-539 (Nov-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Buying Home, Want help with closing
Purpose of loan:
Having gotten out of major debt and financial difficulties we are now ready to buy a suitable home for the family.?We have the good credit?for an FHA mortgage and have the downpayment.? We simply need to gain some additional funds for the closing costs.

My financial situation:
We are very stable, have no large outstanding debts, and are paid current on all monies owed, with the exception of one deliquency that I was only very recently made aware of.? That Deliquency is an old medical bill and shall be taken care of within 3 weeks.? We have two vehicle loans, one of which?has a balance of a mere $32 loeft, and the?other will be paid off by April.? I have been at the same job for over 20 years and make a good income.? We have some small disposable income, but want to take advantage of the low real estate market immediately.

Having been in financial straights before, we are now well-equipped to take on a notable debt such as this and to maintain it on schedule, if not ahead of schedule.? With our mortgage secured (paperwork will be signed on Sturday January 23rd) our house payments will be slightly less than what we are paying?right now for our rent and the car payment that we just paid off).? We have the downpayment money, and are simply wanting to take immediate advantage of this opportunity.?


Monthly net income: $ 3200

Monthly expenses: $ 1714
??Housing: $ 300
??Insurance: $ 144
??Car expenses: $ 240
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 50
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: please explain the 5 public records and 7 Delinquencies. - Capit0l
A: Hello; The public records and deliquencies all come from previous medical bills. Ten years ago, when our daughter was born, she was in the Natal Intensive Care unit for a little over a week. We has slightly over 200K in medical bills and no health insurance. The years following that were very difficult, but we have recovered. (Jan-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.001/22/2010 3:58:00 PM
DasMula$50.00$50.001/22/2010 6:30:32 PM
mrxtravis$121.40$121.401/26/2010 3:43:22 PM
SolarMoonshine$25.00$25.001/26/2010 5:37:02 PM
dcm6276$25.00$25.001/28/2010 7:59:21 AM
twjh$25.00$25.001/28/2010 4:05:13 PM
CoolPlexer$55.33$55.331/28/2010 5:52:05 PM
marwadi-62$200.00$200.001/28/2010 5:48:38 PM
Kash2010lu$25.00$25.001/28/2010 5:59:50 PM
420limo$25.00$25.001/28/2010 7:14:02 PM
Your_Bank$25.00$25.001/28/2010 7:28:58 PM
Jazzy503$25.50$25.501/28/2010 8:13:40 PM
orange-pound-party$25.00$25.001/28/2010 8:17:02 PM
realtormoises$25.00$25.001/28/2010 5:29:12 PM
wise382$25.00$25.001/29/2010 4:45:08 AM
Bobusa$25.00$25.001/29/2010 4:57:05 AM
reflective-rupee$25.00$25.001/29/2010 6:38:02 AM
supreme-hope$25.00$25.001/28/2010 9:07:01 PM
daekpon$30.00$30.001/28/2010 11:55:33 PM
MrPie$25.00$25.001/29/2010 3:41:58 AM
loans_to_loan$25.00$25.001/29/2010 4:20:35 AM
lucrative-loan$100.00$100.001/29/2010 5:12:25 AM
epic-payout$37.16$37.161/29/2010 6:34:20 AM
DenimCapital$25.00$25.001/22/2010 6:25:45 PM
DasMula$50.00$48.811/24/2010 5:27:18 PM
Leshan$100.00$100.001/28/2010 2:58:36 PM
shark1234$25.00$25.001/28/2010 4:14:32 PM
Aberdeen$300.00$300.001/28/2010 1:59:15 PM
b-rent$25.00$25.001/28/2010 4:45:41 PM
deepblue34$25.00$25.001/28/2010 5:03:55 PM
Ray3486$30.00$30.001/28/2010 5:22:57 PM
moose-capital-funding$45.00$45.001/28/2010 7:35:40 PM
SouthernRemarketing$25.00$25.001/28/2010 11:50:08 PM
glenium$25.00$25.001/29/2010 3:03:10 AM
rjsdsu$25.00$25.001/28/2010 4:45:28 PM
ddoneday$31.80$31.801/29/2010 4:44:05 AM
Rob1978$50.00$50.001/28/2010 8:04:01 PM
wild-orange$25.00$25.001/29/2010 1:02:37 AM
Loanstou$200.00$200.001/29/2010 6:33:50 AM
39 bids
 
Borrower Payment Dependent Notes Series 443736
This series of Notes was issued and sold upon the funding of the borrower loan #40743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-22-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 29.05% Starting borrower rate/APR: 30.05% / 34.08% Starting monthly payment: $42.48
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 19.69% Final monthly payment: $35.16
 
Auction yield range: 11.06% - 29.05% Estimated loss impact: 10.34%  
Lender servicing fee: 1.00% Estimated return: 4.66%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 13%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 6 / 2Length of status:12y 4m
Credit score: 680-699 (Jan-2010) Total credit lines: 11 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: brightest-ore-waterfall Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying past bills
Purpose of loan:
This loan will be used to?Pay off some current medical and past bills.

My financial situation:I am in good financial shape just came upon some medical bills that could jeopardize my current monthly bills
I am a good candidate for this loan because?I have been at my current job for 11+ years and overall have good credit and pay all my bills on time.

Monthly net income: $ 3,100

Monthly expenses: $
??Housing: $800
??Insurance: $
??Car expenses: $
??Utilities: $20
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $440
??Other expenses: $85
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
asya$29.00$29.001/26/2010 3:30:41 PM
Astyanax$30.00$30.001/28/2010 12:29:15 PM
exchange-cowbell5$100.00$100.001/29/2010 9:14:11 AM
BrighterSuns$25.00$25.001/29/2010 11:55:42 AM
realtormoises$25.00$25.001/29/2010 6:48:18 AM
Capit0l$25.00$25.001/29/2010 7:22:10 AM
DANTHEMAN2$25.00$25.001/29/2010 3:17:14 PM
PeterPsych$300.00$300.001/29/2010 11:48:24 AM
1SteelerFan$25.00$25.001/29/2010 12:01:38 PM
PeacefulFlorida$25.00$25.001/29/2010 2:27:11 PM
credit-coach118$25.00$25.001/29/2010 3:39:34 PM
CoolPlexer$29.27$29.271/25/2010 12:36:23 PM
SOP_Bank$25.00$17.731/25/2010 3:14:33 PM
woodslip$25.00$25.001/27/2010 6:22:05 PM
ronin4sale$25.00$25.001/28/2010 12:50:19 PM
Leshan$25.00$25.001/28/2010 3:03:07 PM
nickel-liberator$100.00$100.001/28/2010 5:39:10 PM
wild-orange$25.00$25.001/29/2010 1:08:59 AM
MrPie$25.00$25.001/29/2010 3:46:36 AM
420limo$25.00$25.001/28/2010 7:20:23 PM
plbquic$25.00$25.001/29/2010 11:28:16 AM
The-CAPS-fan$44.00$44.001/29/2010 3:16:36 PM
22 bids
 
Borrower Payment Dependent Notes Series 443940
This series of Notes was issued and sold upon the funding of the borrower loan #40755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-25-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $104.00
Final lender yield: 11.04% Final borrower rate/APR: 12.04% / 14.17% Final monthly payment: $99.70
 
Auction yield range: 4.06% - 14.00% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 8.90%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: May-1986 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 3 / 4Length of status:1y 2m
Credit score: 740-759 (Jan-2010) Total credit lines: 20 Occupation: Executive
Now delinquent: 1 Revolving credit balance: $1,150Stated income:$100,000+
Amount delinquent: $38 Bankcard utilization: 3%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 20    
Screen name: brightest-payment-sorcerer Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Explosive Growth - Need Cashflow
Purpose of loan:
One year old company is experiencing explosive growth due to sales consultants all over the country performing real well. Anticipated growth for 2010 will be in excess of 300% over last year with a PROFITof $397,000. Even though all sales are prepaid with credit card, it takes 3 days to fund into our bank account. The money will be used to help with cashflow as we prepay all of our vendors.

My financial situation:
I am a good candidate for this loan because the company is?growing daily and there is?very little overhead. All orders from clients are prepaid?therefore very little exposure. We will do?2.4?million dollars in revenue this year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is this company incoporated? Are you seeking this loan thru your personal finance condition? Why didn't you seek this loan thru a bank? Can you provide income statement of this company? If yes, provide it please. - beakerfish
A: The company is incorporated but a new entity -- therefore not an option for bank funding. Income this year projected as follows: (January right on track) Total Sales $2,465,000 Less: Cost of Goods Sold 1,232,500 Est. commisions paid 493,000 Gross Profit 739,500 Less Operating Exp: Rent 10,200 Licenses 8,400 Insurance 15,600 Postage 2,400 Office Supplies 2,400 Copier Maintenance 4,200 CC fees 49,300 Phone 3,600 Salaries 246,000 Net Profit 397,400 (Jan-27-2010)
Q: please provide your monthly income and expenses. - beakerfish
A: please see previous email for breakdown. Thank You. (Jan-27-2010)
Q: Why do you have 20 delinquencies in the past 7 years? - platinum-platoon
A: I had a financially rough time about 6 years ago that lasted 2 years. That is behind me now and there have been no issues since. Thank You... (Jan-29-2010)
Q: Why do you have 20 delinquencies in the past 2 years? - platinum-platoon
A: Please see previous answer... (Jan-29-2010)
Q: this loan seemed to be made from you, officially. Because of this, I wanted to see your monthly income and expenses. - beakerfish
A: I apologize -- I misunderstood. Here is that info... No debt other than a car note of $520/month. No credit cards at all. Total expenses a month approx. $6400 which includes charitable giving. Income is $7100/month (Jan-29-2010)
Q: What does your company manufacture, sell, re-sell, provide service for, or in short what does it do? - beemersdad
A: We provide printing and promotional products to clients throughout the country by utilizing state of the art online ordering systems. We have an army of consultants throughout the States that secure and assist with ongoing orders from clients. (Feb-01-2010)
Q: How will this loan to you will help the cash flow situation of the company? The net profit for 3 days generates more than the amount of this loan. - dlg
A: We are actually raising $50,000. $47,000 has already been raised through family and friends and we have come to this community to raise the last $3,000. The numbers that I provided show sales increasing monthly - as the sales increase, so does the profit - and yes --at that point, the daliy and weekly profit will exceed the $3000. (Feb-01-2010)
7 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
availableloan$25.00$25.001/25/2010 5:11:05 PM
Beverly_Hills_Lender$25.00$25.001/25/2010 5:11:19 PM
orange-finance-banker$25.00$25.001/25/2010 5:30:08 PM
totoro$25.00$25.001/26/2010 11:31:46 AM
louisprima$100.00$100.001/26/2010 12:17:10 PM
springpanda$25.00$25.001/26/2010 4:14:21 PM
minista$25.00$25.001/27/2010 11:25:19 AM
PalmerTheEmbalmer$25.00$25.001/27/2010 4:46:00 PM
fantastic-dime$25.00$25.001/27/2010 10:58:30 PM
palpbert$30.82$30.821/28/2010 12:27:54 PM
CK1$25.00$25.001/28/2010 12:57:58 PM
cash-widget$25.00$25.001/28/2010 6:32:24 PM
philantist$25.00$25.001/29/2010 6:27:18 AM
isfahanian$27.00$27.001/29/2010 9:41:12 AM
axelducheck$25.00$25.001/29/2010 1:11:51 PM
HealthAndSafety$50.00$50.001/29/2010 4:55:15 PM
bmd23$125.92$125.921/30/2010 3:24:13 PM
isfahanian$25.00$25.001/30/2010 5:26:53 PM
tomjac2000$25.00$25.001/30/2010 5:15:19 PM
leverage-monger$30.00$30.001/30/2010 7:59:35 AM
grvdgr01$30.00$30.001/30/2010 8:41:37 AM
jybank$25.00$25.001/30/2010 10:40:57 PM
worthy-bid4$25.00$25.001/30/2010 2:24:36 PM
poster177$25.00$25.001/30/2010 4:15:52 PM
eagle1271$25.00$25.001/30/2010 4:56:53 PM
bigmacbeef$25.00$25.001/31/2010 9:40:32 PM
erowis$25.00$25.001/31/2010 10:36:29 AM
ecstatic-platinum7$25.00$25.002/1/2010 4:50:25 AM
FOFagent1$125.00$125.002/1/2010 5:19:14 AM
CommerciaLender$25.00$25.002/1/2010 7:50:26 AM
CalCollegeFund19$100.00$100.002/1/2010 10:00:38 AM
chuchutrain$25.00$25.002/1/2010 10:16:15 AM
iolaire$25.00$25.002/1/2010 10:40:05 AM
dorypro$25.00$25.002/1/2010 5:07:28 AM
patriot384$100.00$100.002/1/2010 11:27:32 AM
PerryTech$25.00$25.002/1/2010 6:31:27 AM
asciguide$100.00$100.002/1/2010 6:34:43 AM
b0b$25.00$25.002/1/2010 12:34:09 PM
rcs2003$25.00$25.002/1/2010 12:55:07 PM
ksubd$100.00$100.002/1/2010 10:54:30 AM
lazyeye$25.00$25.002/1/2010 12:16:18 PM
return-twister$25.00$25.002/1/2010 12:22:21 PM
wwwUniversal$25.00$25.002/1/2010 3:39:56 PM
sks1$25.00$25.001/25/2010 5:03:53 PM
CallMeBen$50.00$50.001/25/2010 5:25:48 PM
income-fortress$50.00$50.001/25/2010 5:25:53 PM
friendly-worth3$50.00$50.001/26/2010 12:09:11 PM
FourLeafKlover$25.00$25.001/26/2010 2:18:13 PM
turbostar666$30.00$30.001/26/2010 5:47:33 PM
respectful-integrity3$25.00$25.001/26/2010 6:23:59 PM
Syzygy$25.00$25.001/26/2010 8:38:03 PM
Washington_Loan$25.00$25.001/27/2010 12:22:01 PM
bomdel$25.00$25.001/28/2010 9:31:59 AM
DeltaComputerGuy$50.00$50.001/28/2010 9:44:43 AM
Rustang$25.00$25.001/28/2010 9:27:33 AM
ultimatepaintball$25.00$25.001/28/2010 3:20:24 PM
matthewa$25.00$25.001/29/2010 2:49:29 AM
Gnomes-of-Zurich$25.00$25.001/29/2010 1:52:49 PM
availableloan$25.00$25.001/29/2010 10:29:59 PM
Ven58$25.00$25.001/30/2010 7:07:08 AM
marwadi-62$50.00$50.001/30/2010 7:06:43 AM
forthright-trade$25.00$25.001/30/2010 8:50:44 PM
jayk63$25.00$25.001/31/2010 7:54:46 AM
ospreyusmc$25.00$25.001/31/2010 3:01:14 PM
AY_RY$126.91$126.911/30/2010 5:40:49 PM
innovator799$25.00$25.001/31/2010 7:38:41 PM
Capit0l$25.00$25.002/1/2010 7:13:39 AM
leverage-monger$40.00$40.002/1/2010 8:22:49 AM
wild-orange$25.00$25.002/1/2010 8:50:44 AM
friendinmoney$50.00$50.002/1/2010 9:30:34 AM
kind-efficient-credit$50.00$50.002/1/2010 9:35:34 AM
canterburykid$47.26$47.262/1/2010 6:53:06 AM
interest-friendship$50.00$50.002/1/2010 1:51:58 PM
yu-rik$100.00$28.782/1/2010 3:19:58 PM
blue-relay$25.00$25.002/1/2010 4:00:47 PM
leverage-monger$30.00$30.002/1/2010 4:09:20 PM
kwan$50.00$50.002/1/2010 4:10:32 PM
helping-out$28.31$28.312/1/2010 3:53:21 PM
best-listing-toro$25.00$25.002/1/2010 4:13:50 PM
wise-balanced-moola$25.00$25.002/1/2010 4:29:06 PM
80 bids
 
Borrower Payment Dependent Notes Series 443960
This series of Notes was issued and sold upon the funding of the borrower loan #40732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-25-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $410.38
Final lender yield: 7.50% Final borrower rate/APR: 8.50% / 8.84% Final monthly payment: $410.38
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.00%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1992 Debt/Income ratio: 29%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 12 / 12Length of status:0y 4m
Credit score: 800-819 (Jan-2010) Total credit lines: 23 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $12,123Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: the-payment-channel Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Gettin Ahead - Debt and Home Loan
After buying a home in 2006, we thought we made a sound investment.

Our mortgage payment was 43% of our income, 10% higher than would get approved today. We?ve not missed a payment. Not even when we both went through periods of unemployment. During that time, groceries, gas, and other expenses were paid by credit card so that every penny of cash could go to mortgage payments and utilities. To consolidate the credit card debt we took a consolidation loan.

Our finances did not improve. There was lingering credit card debt, home repairs, a new car, and our income continued to be disproportionate to our mortgage.

Today our income has increased; however, we still have approximately $9,000 in credit card debt. While our property value has decreased, selling our house may be the wisest path to financial security. To reduce our debt into a manageable payment, and to improve our house to offset the drop in value, we?re seeking a second loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.001/25/2010 4:35:47 PM
all_of_that_one$25.00$25.001/25/2010 4:49:56 PM
lean-velocity$25.00$25.001/25/2010 5:00:29 PM
credit-force5$25.00$25.001/25/2010 5:22:20 PM
exciting-responsibility3$25.00$25.001/25/2010 5:22:26 PM
wampum-optimization$50.00$50.001/25/2010 5:23:19 PM
Cai8899$75.00$75.001/25/2010 5:23:32 PM
bowdish1$100.00$100.001/25/2010 5:23:50 PM
rolandweary$30.00$30.001/25/2010 5:24:57 PM
honorable-yield$41.02$41.021/25/2010 5:25:04 PM
commerce-web5$40.00$40.001/25/2010 5:24:39 PM
aldenrains$25.00$25.001/25/2010 5:25:25 PM
determined-contract$30.00$30.001/25/2010 5:24:47 PM
AFairDeal$25.00$25.001/25/2010 5:24:12 PM
commerce-voyager$25.00$25.001/25/2010 5:25:30 PM
junctionking$25.00$25.001/25/2010 5:25:37 PM
peerlender$30.00$30.001/25/2010 5:24:29 PM
dollar-birdie$30.00$30.001/25/2010 5:24:51 PM
supreme-hope$25.00$25.001/25/2010 5:26:08 PM
AF-Chief$35.00$35.001/25/2010 5:26:13 PM
heroic-platinum$25.00$25.001/25/2010 5:28:35 PM
auction-elvis$25.00$25.001/25/2010 5:26:19 PM
AmericanCredit$25.00$25.001/25/2010 5:28:33 PM
GElender$50.00$50.001/25/2010 5:27:47 PM
skuba$25.00$25.001/25/2010 5:29:57 PM
aasx1108$25.00$25.001/25/2010 6:21:24 PM
cub510$25.00$25.001/26/2010 1:00:38 AM
green-benefit-enclave$25.00$25.001/26/2010 1:07:08 AM
RockCrown$25.00$25.001/26/2010 7:08:39 AM
alpinaut$25.00$25.001/26/2010 7:08:11 AM
Geldmeister$50.00$50.001/26/2010 7:22:03 AM
gciarami$25.00$25.001/26/2010 9:47:06 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:10 AM
responsibility-butterfly$25.00$25.001/26/2010 11:40:14 AM
balance-voyager$100.00$100.001/26/2010 11:42:18 AM
shamrocker$25.00$25.001/26/2010 11:42:50 AM
copperfield$25.00$25.001/26/2010 11:40:17 AM
first-upright-payout$50.00$50.001/26/2010 11:46:12 AM
trustedfriend$25.00$25.001/26/2010 11:41:23 AM
29Palms$25.00$25.001/26/2010 11:47:43 AM
UT-Longhorn$25.00$25.001/26/2010 11:50:32 AM
Fearless_Lender$25.00$25.001/26/2010 11:50:37 AM
diplomatic-point4$75.00$75.001/26/2010 11:42:58 AM
InvestorPartners$25.00$25.001/26/2010 11:51:47 AM
Speculator$50.00$50.001/26/2010 11:46:46 AM
driver928$25.00$25.001/26/2010 11:47:25 AM
gulch$35.00$35.001/26/2010 11:46:00 AM
inventive-wealth2$25.00$25.001/26/2010 11:46:30 AM
silverloan$25.00$25.001/26/2010 11:48:52 AM
18th_beachbum$25.00$25.001/26/2010 11:47:12 AM
verse99$25.00$25.001/26/2010 11:54:31 AM
elegant-income3$25.00$25.001/26/2010 12:14:58 PM
burgeoning-silver$25.00$25.001/26/2010 11:58:49 AM
repayment-launcher$25.00$25.001/26/2010 12:51:54 PM
Kaj$30.00$30.001/26/2010 11:59:16 AM
Solomonsk5$25.00$25.001/26/2010 12:52:23 PM
Dutchhunter$50.00$50.001/26/2010 12:11:06 PM
highcountry1$25.00$25.001/26/2010 12:09:04 PM
durability-halibut$25.00$25.001/26/2010 12:09:08 PM
the-bright-velocity$25.00$25.001/26/2010 1:15:53 PM
teller$60.00$60.001/26/2010 12:16:17 PM
Judah_and_Sam$25.00$25.001/26/2010 12:17:06 PM
Pasagam$25.00$25.001/26/2010 12:52:12 PM
beaker$25.00$25.001/26/2010 12:50:38 PM
moola-rose8$25.00$25.001/26/2010 1:57:36 PM
DukSerduk$25.00$25.001/26/2010 4:44:27 PM
rdrloan$25.00$25.001/26/2010 5:20:10 PM
discrete-asset$25.00$25.001/26/2010 5:50:05 PM
elasermd$50.00$50.001/26/2010 6:00:03 PM
DadWarbucks$25.00$25.001/26/2010 5:53:52 PM
sellbuy40$50.00$46.191/26/2010 5:58:17 PM
Goodlender42$25.00$25.001/26/2010 6:00:16 PM
MrDavid$50.00$50.001/26/2010 6:00:23 PM
financelover$50.00$50.001/26/2010 6:00:41 PM
Railbird$25.00$25.001/26/2010 5:53:50 PM
julijask$35.00$35.001/26/2010 5:54:57 PM
Syzygy$25.00$25.001/26/2010 8:38:30 PM
KiwiElf$30.00$30.001/26/2010 6:00:12 PM
head$25.00$25.001/26/2010 10:02:24 PM
bill-bearer$25.08$25.081/26/2010 11:44:13 PM
marala4285$25.00$25.001/27/2010 4:14:25 AM
Ivan2007$25.00$25.001/26/2010 10:16:28 PM
Tradesmanlender$25.00$25.001/26/2010 10:01:53 PM
mykkai$25.00$25.001/27/2010 9:06:06 AM
Phantom99$25.00$25.001/27/2010 7:27:39 AM
ClearLake$25.00$25.001/27/2010 11:11:26 AM
JD6202001$100.00$100.001/27/2010 6:56:11 AM
gogmagog$100.00$100.001/27/2010 7:27:11 AM
BigLinCT$50.00$50.001/27/2010 11:07:16 AM
lowrate$25.00$25.001/27/2010 10:03:04 AM
lifegrowth$25.00$25.001/27/2010 1:45:24 PM
medicneedshelp82$25.00$25.001/27/2010 10:42:33 AM
grekhi$25.00$25.001/27/2010 2:43:00 PM
cu2maro$25.00$25.001/27/2010 1:49:14 PM
Jassi$25.00$25.001/27/2010 12:22:37 PM
outtahoth2o$50.00$50.001/27/2010 2:48:47 PM
Octavian315$35.00$35.001/27/2010 5:36:39 PM
sas19$25.00$25.001/28/2010 9:30:02 AM
generous-at-heart$25.00$25.001/28/2010 9:31:22 AM
jjswanso$25.00$25.001/28/2010 9:30:12 AM
pipopirate$25.00$25.001/28/2010 11:45:32 AM
StrongMoney$25.00$25.001/28/2010 11:30:21 AM
Gunny89$25.00$25.001/28/2010 12:00:12 PM
regahj99$25.00$25.001/28/2010 11:42:40 AM
zeelender$25.00$25.001/28/2010 12:04:22 PM
mizount$25.00$25.001/28/2010 12:13:49 PM
Mark-O-Polo$25.00$25.001/28/2010 12:00:30 PM
japper2353$25.00$25.001/28/2010 12:44:37 PM
dansarkis$25.00$25.001/28/2010 12:49:12 PM
zyztemboy$25.00$25.001/28/2010 12:30:40 PM
sajitk$25.00$25.001/28/2010 1:14:58 PM
Trigirl23$25.00$25.001/28/2010 12:44:38 PM
blukestrel$25.00$25.001/28/2010 1:00:15 PM
donloah$25.00$25.001/28/2010 1:00:38 PM
lendinstuff$25.00$25.001/28/2010 1:30:39 PM
pseudokris$25.00$25.001/28/2010 1:14:56 PM
ILfarmboy$25.66$25.661/28/2010 1:59:36 PM
theemhdoctor$25.00$25.001/28/2010 2:31:12 PM
frankdelraza$25.00$25.001/28/2010 9:44:52 AM
wise-silver-wonder$36.94$36.941/28/2010 2:44:06 PM
boogaboogabooga$25.00$25.001/28/2010 2:45:09 PM
Sofar$25.00$25.001/28/2010 3:01:14 PM
mjm77_1$25.00$25.001/28/2010 3:15:42 PM
ChicoBob$25.00$25.001/28/2010 10:33:21 AM
investment-comet$25.00$25.001/28/2010 11:15:35 AM
gain-butterfly$25.00$25.001/28/2010 4:14:40 PM
BiggestG$25.00$25.001/28/2010 11:30:16 AM
jct_enterprises$25.00$25.001/28/2010 12:00:31 PM
synergy4all$25.00$25.001/28/2010 12:15:36 PM
Futurero$25.00$25.001/28/2010 12:30:18 PM
mwl$25.00$25.001/28/2010 1:00:10 PM
degster$25.00$25.001/28/2010 4:23:16 PM
slojudy$25.00$25.001/28/2010 1:29:10 PM
WSTRDG$25.00$25.001/28/2010 1:35:32 PM
majormoves1$25.00$25.001/28/2010 1:59:57 PM
spname$25.00$25.001/28/2010 2:30:50 PM
tolstoy00$25.00$25.001/28/2010 3:30:06 PM
latestone$25.00$25.001/28/2010 3:45:00 PM
don8ter$31.83$31.831/28/2010 4:33:22 PM
transparency-giant$43.14$43.141/28/2010 4:42:12 PM
revmax$25.00$25.001/28/2010 7:20:52 PM
KDW08$25.00$25.001/28/2010 8:58:56 PM
amsterq$25.00$25.001/28/2010 9:30:35 PM
kronosmetis$50.00$50.001/28/2010 9:58:42 PM
mentornetwork$25.00$25.001/29/2010 1:15:56 AM
mmqc$25.00$25.001/29/2010 1:16:41 AM
thesupplier$25.00$25.001/29/2010 5:29:25 AM
b2006$25.00$25.001/28/2010 6:38:55 PM
js60l$25.00$25.001/29/2010 7:23:07 AM
geekguy$25.00$25.001/28/2010 7:20:55 PM
moola-escalator$50.00$50.001/29/2010 9:36:23 AM
perlindc$100.00$100.001/29/2010 9:37:34 AM
lost-money-so-far-on-these$25.00$25.001/29/2010 10:39:41 AM
flexiboy35$25.00$25.001/29/2010 10:39:39 AM
Kame$25.00$25.001/29/2010 11:10:04 AM
halfpintc$25.00$25.001/29/2010 11:52:37 AM
econgineer$25.00$25.001/29/2010 5:51:13 AM
CD_Lending$69.03$69.031/29/2010 12:03:37 PM
Hutpit$40.00$40.001/29/2010 2:26:17 PM
active-market$100.00$100.001/29/2010 9:36:51 AM
FASTIZIO_P$33.33$33.331/29/2010 9:37:38 AM
unafraid-loan2$25.00$25.001/29/2010 3:38:05 PM
noble-revenue$100.00$100.001/29/2010 10:07:13 AM
SkiNZ$25.00$25.001/29/2010 10:54:12 AM
randomguy100$25.00$25.001/29/2010 11:54:15 AM
Sitgarath$25.00$25.001/29/2010 12:11:42 PM
All_Wins$25.00$25.001/29/2010 12:23:32 PM
Bobsasnot$50.00$50.001/29/2010 8:39:46 PM
markwms$25.00$25.001/30/2010 7:31:04 AM
forrestgump$50.00$50.001/30/2010 8:53:11 AM
CaptainBlueberry$25.00$25.001/30/2010 9:17:49 AM
skibum78$25.00$25.001/30/2010 12:18:52 PM
isfahanian$25.00$25.001/30/2010 5:27:24 PM
BillW$50.00$50.001/30/2010 9:10:41 PM
assetmanager$25.00$25.001/30/2010 8:11:06 PM
cash4less$25.00$25.001/31/2010 12:15:46 AM
alexstar$25.00$25.001/31/2010 8:16:29 AM
jresu537$25.00$25.001/30/2010 1:40:35 PM
wormdc$25.00$25.001/31/2010 3:10:58 PM
mrpowers5531$25.00$25.001/31/2010 4:10:38 PM
Kijib$25.00$25.001/31/2010 6:20:56 AM
thryn$25.00$25.002/1/2010 6:12:45 AM
think-become$25.00$25.002/1/2010 9:36:24 AM
Zoomie$25.00$25.002/1/2010 10:25:28 AM
iruz$49.24$49.242/1/2010 10:27:21 AM
tisiphone$25.00$25.002/1/2010 10:37:16 AM
BMP$25.00$25.002/1/2010 10:51:28 AM
penny-zeus$25.00$25.002/1/2010 6:17:37 AM
Iowa65$26.90$26.902/1/2010 11:09:58 AM
cantsavenuf$25.00$25.002/1/2010 11:22:51 AM
onlyinchicago$25.00$25.002/1/2010 11:54:31 AM
peace-cadence$25.00$25.002/1/2010 12:23:45 PM
worthy-bid4$25.00$25.002/1/2010 3:05:25 PM
scorpi073$25.00$25.002/1/2010 10:48:58 AM
BlindSquirrel$25.00$25.002/1/2010 10:50:33 AM
faldska$25.00$25.002/1/2010 11:38:58 AM
Seadrag367$25.00$25.002/1/2010 11:54:25 AM
Capit0l$25.00$25.002/1/2010 3:56:52 PM
kenji4861$25.00$25.001/25/2010 5:00:14 PM
selector568$300.00$300.001/25/2010 5:04:51 PM
first-pragmatic-note$25.00$25.001/25/2010 5:13:48 PM
meenan$25.00$25.001/25/2010 5:21:57 PM
personal-lender$25.00$25.001/25/2010 5:22:14 PM
friendly-market5$25.00$25.001/25/2010 5:21:51 PM
lloyd_s$25.00$25.001/25/2010 5:22:04 PM
bchen78875$50.00$50.001/25/2010 5:22:45 PM
inspired-contract9$50.00$50.001/25/2010 5:22:51 PM
leodaguy$25.00$25.001/25/2010 5:22:58 PM
kulender$30.00$30.001/25/2010 5:22:32 PM
schpere$30.00$30.001/25/2010 5:23:25 PM
Walkingcowboy$25.00$25.001/25/2010 5:23:06 PM
dealarella$25.00$25.001/25/2010 5:24:00 PM
mlopez2007$50.00$50.001/25/2010 5:24:06 PM
delicious-social132$25.00$25.001/25/2010 5:23:44 PM
laredotornado$25.00$25.001/25/2010 5:24:23 PM
toblerone$50.00$50.001/25/2010 5:23:13 PM
market-builder$25.00$25.001/25/2010 5:23:36 PM
thedoctor$90.00$90.001/25/2010 5:24:35 PM
kmr2$60.00$60.001/25/2010 5:24:18 PM
balance6$25.00$25.001/25/2010 5:25:06 PM
wiselady$25.00$25.001/25/2010 5:25:15 PM
majestic-dedication$50.00$50.001/25/2010 5:26:05 PM
loan-master996$50.00$50.001/25/2010 5:26:39 PM
kanakakm$50.00$50.001/25/2010 5:25:09 PM
friendly-worth3$25.00$25.001/25/2010 5:26:45 PM
red-favorable-basis$25.00$25.001/25/2010 5:25:43 PM
REVSTJ999$25.00$25.001/25/2010 5:28:14 PM
Havana21$25.00$25.001/25/2010 5:27:35 PM
auction-turbine4$25.00$25.001/25/2010 5:26:31 PM
buckyhead2000$25.00$25.001/25/2010 5:29:21 PM
wampum-reaction2$25.00$25.001/25/2010 5:29:41 PM
orange-finance-banker$50.00$50.001/25/2010 5:28:47 PM
desertoasis$25.00$25.001/25/2010 5:28:54 PM
forthright-dedication$25.00$25.001/25/2010 5:29:38 PM
dsgfl1$25.00$25.001/25/2010 5:29:52 PM
nickel-eagle5$25.00$25.001/25/2010 5:29:47 PM
blot44$25.00$25.001/25/2010 6:35:23 PM
speyer$25.00$25.001/26/2010 1:38:35 AM
rjw_mpwr$25.00$25.001/26/2010 5:15:31 AM
LandE2BG$25.00$25.001/26/2010 7:22:07 AM
BzJ108$25.00$25.001/26/2010 9:19:57 AM
stoopidnoodle$25.00$25.001/26/2010 11:14:15 AM
five-star-note$35.00$35.001/26/2010 11:26:11 AM
Picopie$50.00$50.001/26/2010 11:28:44 AM
financial-frenzy$25.00$25.001/26/2010 11:30:33 AM
km007$25.00$25.001/26/2010 11:41:54 AM
ryan23$25.00$25.001/26/2010 11:42:00 AM
faithey$25.00$25.001/26/2010 11:42:03 AM
tocchan$25.00$25.001/26/2010 11:35:21 AM
red-trade-cologne$25.00$25.001/26/2010 11:44:20 AM
figs4u2$80.00$80.001/26/2010 11:45:43 AM
portfolio-zone801$25.00$25.001/26/2010 11:41:07 AM
industrious-dedication$25.00$25.001/26/2010 11:49:08 AM
OCedHrt$25.00$25.001/26/2010 11:45:21 AM
Mr_Money$25.00$25.001/26/2010 11:44:59 AM
OldFriend$25.00$25.001/26/2010 11:45:09 AM
freefly67$25.00$25.001/26/2010 11:47:21 AM
gold-commander0$50.00$50.001/26/2010 11:46:05 AM
bill-expert$25.00$25.001/26/2010 11:48:37 AM
buukyak$25.00$25.001/26/2010 11:47:19 AM
CREnvy$25.00$25.001/26/2010 11:48:05 AM
promiser200$25.00$25.001/26/2010 11:48:11 AM
mikeandcat$100.00$100.001/26/2010 12:04:10 PM
microlendblvr$98.55$98.551/26/2010 11:51:29 AM
Cheburashka$30.00$30.001/26/2010 12:10:33 PM
Philosonie$25.00$25.001/26/2010 11:55:42 AM
BayShell$50.00$50.001/26/2010 11:58:28 AM
exchange-battalion$30.00$30.001/26/2010 11:58:01 AM
ijspence$25.00$25.001/26/2010 12:10:58 PM
unk1911$25.00$25.001/26/2010 12:13:13 PM
vigilance-accruer$25.00$25.001/26/2010 1:34:12 PM
Fortuno_per_commodo$50.00$50.001/26/2010 12:14:27 PM
blooming-market$25.00$25.001/26/2010 12:13:06 PM
jsw7us$50.00$50.001/26/2010 12:16:37 PM
dharma1$25.00$25.001/26/2010 3:31:53 PM
Angleofcare$25.00$25.001/26/2010 3:47:17 PM
Dazz2061$25.00$25.001/26/2010 12:51:18 PM
noble-vigilance9$25.00$25.001/26/2010 2:02:31 PM
JGB$25.00$25.001/26/2010 1:19:47 PM
hope-encourager$25.00$25.001/26/2010 5:04:31 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:30 PM
grampy48$25.00$25.001/26/2010 6:00:14 PM
greenwell$50.00$50.001/26/2010 6:00:32 PM
nuclearmoose$25.00$25.001/26/2010 6:00:38 PM
flwah$25.00$25.001/26/2010 9:20:19 PM
exchange-cub$25.00$25.001/26/2010 9:46:39 PM
bayareainv$50.00$50.001/26/2010 5:59:40 PM
rjblack$50.00$50.001/26/2010 5:59:56 PM
rmachi$25.00$25.001/26/2010 10:02:27 PM
Sixmil$25.00$25.001/26/2010 10:02:53 PM
djs81$25.00$25.001/26/2010 10:01:21 PM
BankOfFrankFairness$41.00$41.001/27/2010 7:27:51 AM
credit-coach118$40.00$40.001/26/2010 10:02:59 PM
kmwvma$25.00$25.001/27/2010 7:27:25 AM
djh47a$25.00$25.001/27/2010 7:27:44 AM
social-conductor4$25.00$25.001/27/2010 11:25:51 AM
influential-gain$25.00$25.001/27/2010 11:56:03 AM
SNH$50.00$50.001/27/2010 2:19:23 PM
winlender$25.00$25.001/27/2010 2:04:13 PM
codingbuddy$25.00$25.001/27/2010 2:18:16 PM
Supervark$25.00$25.001/27/2010 2:18:18 PM
theprince$25.00$25.001/27/2010 10:26:27 PM
flexible-value$25.00$25.001/27/2010 6:26:09 PM
Divot$25.00$25.001/28/2010 9:29:59 AM
Gibbyland$38.01$38.011/28/2010 9:31:12 AM
OLYVRC$25.00$25.001/28/2010 9:30:07 AM
kindness-percolator5$25.00$25.001/28/2010 9:43:00 AM
mjjjrj$25.00$25.001/28/2010 9:45:16 AM
LKN2RTR$25.00$25.001/28/2010 9:45:49 AM
AgTiPinisher$25.00$25.001/28/2010 12:30:14 PM
RJN$25.00$25.001/28/2010 12:15:39 PM
L-vex$25.00$25.001/28/2010 12:45:04 PM
help_each_other$25.00$25.001/28/2010 12:30:21 PM
nerlands$25.00$25.001/28/2010 12:57:44 PM
Searlzy$25.00$25.001/28/2010 12:35:01 PM
woodenshoes$25.00$25.001/28/2010 1:15:30 PM
Phillip4ever$25.00$25.001/28/2010 12:57:40 PM
Orringo$62.26$62.261/28/2010 1:05:07 PM
christifa$25.00$25.001/28/2010 9:37:01 AM
GreenMind$25.00$25.001/28/2010 1:57:02 PM
Shockem923$25.00$25.001/28/2010 2:30:47 PM
spsavage$25.00$25.001/28/2010 1:59:53 PM
nofreelunch$25.00$25.001/28/2010 2:45:05 PM
Red4Golf$25.00$25.001/28/2010 2:57:59 PM
TK4$25.00$25.001/28/2010 3:05:34 PM
anakinsolo$25.00$25.001/28/2010 3:01:07 PM
hayhelp$25.00$25.001/28/2010 3:13:58 PM
kayakg$25.00$25.001/28/2010 3:20:14 PM
GCCPartners$25.00$25.001/28/2010 3:29:58 PM
seattleslug$30.00$30.001/28/2010 3:44:55 PM
rakey$25.00$25.001/28/2010 3:42:15 PM
morpholog$25.00$25.001/28/2010 11:48:55 AM
jfd287$25.00$25.001/28/2010 12:12:40 PM
sisterkate$25.00$25.001/28/2010 12:15:41 PM
dumbass$25.00$25.001/28/2010 1:15:00 PM
codenoise$25.00$25.001/28/2010 1:27:52 PM
bugleusmc$28.90$28.901/28/2010 1:30:23 PM
SkonkeyGongo$25.00$25.001/28/2010 1:42:38 PM
rulender$50.00$50.001/28/2010 1:45:11 PM
slartibardfast$25.00$25.001/28/2010 4:05:01 PM
bid-papyrus$25.00$25.001/28/2010 4:43:07 PM
slowpig$50.00$50.001/28/2010 5:07:45 PM
codyrun$25.00$25.001/28/2010 6:38:57 PM
keyfig$50.00$50.001/28/2010 8:18:03 PM
lending_pugs$25.00$25.001/28/2010 8:52:19 PM
jpmusic$25.00$25.001/29/2010 1:16:05 AM
goofy15975$25.00$25.001/28/2010 4:43:00 PM
lostontheedge$25.00$25.001/28/2010 4:45:14 PM
GenerousGentleMan$50.00$50.001/29/2010 4:20:09 AM
skvat$25.00$25.001/29/2010 4:43:10 AM
kginatl$27.62$27.621/29/2010 6:54:44 AM
budyzr$25.00$25.001/28/2010 6:38:52 PM
moneyman06$25.00$25.001/28/2010 6:38:56 PM
totoro$25.00$25.001/28/2010 6:55:36 PM
szetheli$50.00$50.001/29/2010 7:50:34 AM
PatRichi$25.00$25.001/29/2010 8:15:31 AM
trade-trumpet$25.00$25.001/29/2010 9:36:11 AM
gracej$25.00$25.001/28/2010 9:15:46 PM
brstern2$25.00$25.001/29/2010 9:37:45 AM
social-comet7$25.00$25.001/29/2010 9:37:50 AM
gWellington$70.00$70.001/29/2010 10:07:28 AM
WhiteGiant$25.00$25.001/28/2010 10:45:56 PM
Supp0rter$26.20$26.201/29/2010 10:39:33 AM
zski$25.00$25.001/29/2010 10:45:50 AM
the-financier814$25.00$25.001/29/2010 3:21:51 AM
BludAx$25.00$25.001/29/2010 11:24:28 AM
outwish$25.00$25.001/29/2010 11:38:47 AM
impartial-deal$25.00$25.001/29/2010 12:23:34 PM
mickw2000$25.00$25.001/29/2010 1:04:58 PM
divedude$25.00$25.001/29/2010 4:06:19 PM
Ellisdee$25.46$25.461/29/2010 11:24:26 AM
Kid_from_Texas$56.48$56.481/29/2010 4:54:51 PM
nhm$50.00$50.001/29/2010 9:42:01 PM
BigCityLending$25.00$25.001/30/2010 7:41:09 AM
br4444$25.00$25.001/30/2010 9:56:46 AM
Blue_HorseShoe$25.00$25.001/31/2010 8:57:40 AM
platinum-platoon$25.00$25.001/30/2010 10:14:03 AM
MM1207$25.00$25.001/31/2010 2:52:29 PM
pinnacle10$25.00$25.001/31/2010 6:35:31 PM
screenname03$25.00$25.001/31/2010 12:05:37 PM
paulsar71495$25.00$25.002/1/2010 6:12:47 AM
pjnala1$100.00$100.002/1/2010 7:23:28 AM
wwwUniversal$25.00$25.002/1/2010 8:09:01 AM
mid$25.00$25.002/1/2010 8:48:08 AM
stolan$25.00$25.002/1/2010 9:36:26 AM
ebusinessagent$25.00$25.002/1/2010 10:25:26 AM
Maccs55$25.00$25.002/1/2010 10:25:31 AM
johannesfactotum$25.00$25.002/1/2010 10:25:29 AM
stensonb$25.00$25.002/1/2010 10:50:37 AM
porkhelmet$25.00$25.002/1/2010 6:12:49 AM
pi31415$25.00$25.002/1/2010 10:50:31 AM
vtr1000$25.51$25.512/1/2010 11:24:16 AM
Veggie_Monkey$25.00$25.002/1/2010 11:10:02 AM
trucklawyer$25.00$25.002/1/2010 11:38:56 AM
philipandc$25.00$25.002/1/2010 11:24:20 AM
zbfamwl$25.00$25.002/1/2010 11:37:41 AM
Thecozychick$25.00$25.002/1/2010 12:09:48 PM
bazaar-tulip$25.00$25.002/1/2010 12:23:48 PM
income-crescendo1$38.00$38.002/1/2010 8:01:19 AM
unclejaef$25.00$25.002/1/2010 2:28:09 PM
rose88$25.00$25.002/1/2010 2:28:10 PM
wbahl$25.00$25.002/1/2010 11:08:40 AM
interstellar$31.64$31.642/1/2010 11:26:30 AM
acropiloterau2002$25.00$25.002/1/2010 11:39:57 AM
langdonx$25.00$25.002/1/2010 11:54:28 AM
turbine5$37.01$37.012/1/2010 12:24:35 PM
PotBellyPete$25.00$25.002/1/2010 12:39:24 PM
kwan$50.00$50.002/1/2010 4:08:05 PM
408 bids
 
Borrower Payment Dependent Notes Series 444028
This series of Notes was issued and sold upon the funding of the borrower loan #40658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-25-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 33.00% Final monthly payment: $41.91
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 19.63%  
Lender servicing fee: 1.00% Estimated return: 8.37%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1993 Debt/Income ratio: 15%
Basic (1-10): 4 Inquiries last 6m: 7Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 7 / 7Length of status:5y 11m
Credit score: 640-659 (Jan-2010) Total credit lines: 27 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $2,654Stated income:$50,000-$74,999
Amount delinquent: $17 Bankcard utilization: 63%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: Iincognito Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improve credit and trustworthyness
Purpose of loan:
The purpose of this loan is simply to improve my credit rating. Currently, my credit score is around ~650 points (an improvement from 520 about 4 years ago for certain bad decisions I made). I?continue to make payments on time, every month,?often more than the minimum (i.e. - I make principle payments to Honda so I can pay off my car loan sooner; another example is my payment history with Capital One -- the minimum payment is $20; I make a $50-$450 payment) so that I can get to the 700 range...

My financial situation:
Fist of all, let me address the current delinquent amount of $17.00; This is an ongoing issue that I have been trying to resolve with Time Warner Cable. I expect the issue to be resolved within the next 90 days and the delinquency removed from my credit report. This is not a valid debt and should not have been sent to collection. Time Warner Cable failed to transfer the account to my new address -- even after I provided them my new address. The dispute has been escalated to their corporate office.

Secondly, I would like to address the 7 inquiries I had in the last 6 months. I was ready to?purchase a car and shopped around for a car loan -- eventually securing an $18,500 loan with Honda Financial (made a $6,500 down payment).

Please feel free to ask me any questions. Thank you for your consideration.

Monthly net income: $ 2500.00 ($~4200.00 gross)

Monthly expenses: $ 1350.00
??Housing: $ 450.00 (4 roommates split the rent)
??Insurance: $ 120.00 (car and liability)
??Car expenses: $ 380.00 (2009 Honda Civic/ Paid $6500.00 down payment)
??Utilities: $ 25.00 (4 roommates split all utilities)
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
worthy-bid4$25.00$25.001/29/2010 12:54:44 PM
bold-dynamic-silver$25.00$25.001/30/2010 8:46:17 AM
realtormoises$25.00$25.001/30/2010 6:46:37 PM
orange-pound-party$30.00$30.001/31/2010 8:56:32 PM
plaudvr07$25.00$25.002/1/2010 10:40:27 AM
Catz_aplenty$25.00$25.002/1/2010 12:45:57 PM
Ray3486$26.81$26.812/1/2010 1:58:30 PM
GyJAV_BNCCo$50.00$50.002/1/2010 3:17:11 PM
DasMula$25.00$25.002/1/2010 3:41:09 PM
ZOOOM$25.00$25.002/1/2010 2:12:41 PM
SolarMoonshine$25.00$25.001/29/2010 5:29:16 PM
marwadi-62$100.00$100.001/30/2010 7:02:39 AM
glroark$100.00$100.001/30/2010 2:57:00 PM
boo_hoo$50.00$33.191/30/2010 3:53:38 PM
MrPie$25.00$25.001/31/2010 3:20:00 AM
toxicbutterfly$25.00$25.001/30/2010 2:51:03 PM
pippi$25.00$25.001/31/2010 6:09:03 AM
Capit0l$25.00$25.002/1/2010 7:18:02 AM
wild-orange$25.00$25.002/1/2010 8:51:38 AM
OGS_Capital$25.00$25.002/1/2010 10:43:06 AM
atomantic$75.00$75.002/1/2010 1:25:50 PM
credit-coach118$25.00$25.002/1/2010 1:56:36 PM
PotBellyPete$110.00$110.002/1/2010 2:25:57 PM
Bob450$25.00$25.002/1/2010 2:34:34 PM
turbobunny$25.00$25.002/1/2010 3:59:33 PM
cunning-bill$25.00$25.002/1/2010 4:22:57 PM
tcbmc$25.00$25.002/1/2010 4:25:03 PM
27 bids
 
Borrower Payment Dependent Notes Series 444216
This series of Notes was issued and sold upon the funding of the borrower loan #40652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-26-2010 
  Auction end date:  Jan-31-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 12.35% Starting monthly payment: $49.82
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $45.70
 
Auction yield range: 3.06% - 11.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1998 Debt/Income ratio: 15%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-10):Not Available Current / open credit lines: 6 / 6Length of status:4y 11m
Credit score: 740-759 (Jan-2010) Total credit lines: 9 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $10,370Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bnsfnut Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This loan will be used to?
Pay a bill that is coming due before my tax return arrives.? I plan on paying this loan back before the end of this year.

My financial situation:
I am a good candidate for this loan because?
I anticipate a tax return greater that the amount of this loan so repaying the loan quickly will not be an issue.? My credit score is very good and in the last 12 years I have never been late with a payment.? In addition to my stated income, I am a General Partner in a side business that can provide additional income to pay off the loan as needed.
Information in the Description is not verified.
Friends And Family Winning Bids
PurplePonchoMan has bid a total of $95.00 in winning bids.
"I've known and worked with Kurtis for 10 years now, 7 of which we have worked as business partners. I am fully confident in his character and his plan to fulfill his obligations. In money matters, Kurtis has never let anyone down in the 10 years I've known him."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
friendly-market5$25.00$25.001/26/2010 3:57:37 PM
inspired-contract9$50.00$50.001/26/2010 3:59:17 PM
mlopez2007$50.00$50.001/26/2010 4:01:07 PM
delicious-social132$25.00$25.001/26/2010 4:00:43 PM
exciting-responsibility3$25.00$25.001/26/2010 3:58:35 PM
AFairDeal$25.00$25.001/26/2010 4:01:17 PM
kulender$30.00$30.001/26/2010 3:58:44 PM
Cai8899$75.00$75.001/26/2010 4:00:17 PM
bowdish1$100.00$100.001/26/2010 4:00:50 PM
dealarella$25.00$25.001/26/2010 4:00:53 PM
bankar$25.00$25.001/26/2010 4:20:12 PM
JM-Sarawak$100.00$100.001/27/2010 6:15:06 AM
JGuide$26.00$26.001/27/2010 10:31:18 PM
PalmerTheEmbalmer$25.00$25.001/29/2010 4:51:21 PM
PeacefulFlorida$25.00$25.001/29/2010 7:30:30 PM
khamlagirl$25.00$25.001/29/2010 8:11:00 PM
JohnSmith10$25.00$25.001/31/2010 11:28:39 AM
MM1207$50.00$50.001/31/2010 2:18:10 PM
credit-force5$25.00$25.001/26/2010 3:58:23 PM
Walkingcowboy$25.00$25.001/26/2010 3:59:43 PM
toblerone$50.00$50.001/26/2010 3:59:51 PM
market-builder$25.00$25.001/26/2010 4:00:36 PM
kmr2$60.00$7.081/26/2010 4:01:25 PM
PurplePonchoMan$95.00$95.001/26/2010 4:01:57 PM
lloyd_s$25.00$25.001/26/2010 3:57:51 PM
bchen78875$50.00$50.001/26/2010 3:58:55 PM
leodaguy$25.00$25.001/26/2010 3:59:28 PM
meenan$25.00$25.001/26/2010 3:57:42 PM
schpere$30.00$30.001/26/2010 4:00:12 PM
personal-lender$25.00$25.001/26/2010 3:58:07 PM
wampum-optimization$50.00$50.001/26/2010 3:59:59 PM
springpanda$50.00$50.001/26/2010 4:26:22 PM
serene-truth2$25.00$25.001/27/2010 7:00:59 PM
Lefty_the_Lender$25.00$25.001/29/2010 1:08:46 AM
HealthAndSafety$100.00$100.001/29/2010 4:54:06 PM
BIRD4FSU$86.92$86.921/30/2010 11:13:01 AM
exchange-squirrel$25.00$25.001/31/2010 5:54:39 PM
37 bids
 
Borrower Payment Dependent Notes Series 444378
This series of Notes was issued and sold upon the funding of the borrower loan #40729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-27-2010 
  Auction end date:  Jan-30-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $147.09
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.29% Final monthly payment: $145.04
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1999 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 6 / 5Length of status:0y 6m
Credit score: 680-699 (Jan-2010) Total credit lines: 15 Occupation: Sales - Retail
Now delinquent: 0 Revolving credit balance: $35,884Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: cerebral-investment Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting rid of high rate loan!!
Purpose of loan:

Hello potential lender.??I was referred here by a good friend who used to be a?lender here as well.? He had told me this is a good place to get to an unsecured loan at a reasonable rate especially now with all the lenders tightening up.?

I am looking to obtain this personal loan in order to payoff a high interest debt. I was in desperate need of emergency money and had taken out a personal loan with a well known company that is known for having high interest rates. I will be using this loan along my personal funds to close out that debt. By paying this off I am hoping that it also helps increase my credit scores as well.

Financial situation:

No need to worry!...I can?make payments without a problem.? I work full time and have been in the same industry for several years.? I am responsible and have NEVER been late or missed a payment with any of my creditors as evidence by my credit report.??I?value my credit immensely?and i dont plan on ruining my credit over a?small affordable?monthly payment.??I had recently paid off an auto loan in November 2009 that?was financed over the past 5 years?@ 429.59 per month.? With that out the way, that has freed up even more cash which will ensure that i can make payments without a problem which means?Im a good investment!?

Thanks for reading and thank you for your consideration!


Monthly net income: $ 4500

Monthly expenses: $
??Housing: $?1000
??Insurance: $?500 every?6 months
??Car expenses: $?car is paid off
??Utilities: $ included in the housing amount
??Phone, cable, internet: $?50
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
? Credit cards and other loans: $751?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bold-ideal-benjamins$25.00$25.001/27/2010 3:57:43 PM
Havana21$25.00$25.001/27/2010 3:58:48 PM
mikeandcat$50.00$50.001/27/2010 4:03:46 PM
WolRab$25.00$25.001/27/2010 4:15:54 PM
shiny-dollar9$25.00$25.001/27/2010 3:57:47 PM
vb3jmg$25.00$25.001/27/2010 3:57:54 PM
skibum65$50.00$50.001/27/2010 4:19:32 PM
cingular$25.00$25.001/27/2010 4:16:30 PM
kaykarun$25.00$25.001/27/2010 4:16:35 PM
jibe-set$41.49$41.491/27/2010 4:19:15 PM
kingbutthd$25.00$25.001/27/2010 4:19:23 PM
booyah$50.00$50.001/27/2010 4:19:34 PM
Dahlozer$25.00$25.001/27/2010 4:19:54 PM
How$25.00$25.001/27/2010 4:25:09 PM
galtsgulch$25.00$25.001/27/2010 4:25:22 PM
chicco$80.00$80.001/27/2010 4:16:27 PM
ualf$50.00$50.001/27/2010 4:19:17 PM
Picopie$50.00$50.001/27/2010 4:20:09 PM
walabie$25.00$25.001/27/2010 4:20:30 PM
first-fund-empenada$25.00$25.001/27/2010 4:31:27 PM
Krozy$25.00$25.001/27/2010 4:33:50 PM
investment-comet$25.00$25.001/27/2010 4:25:07 PM
gciarami$25.00$25.001/27/2010 4:34:36 PM
PocketAces$25.00$25.001/27/2010 4:26:27 PM
museic1$50.00$50.001/27/2010 4:26:35 PM
vkorichkov$30.00$30.001/27/2010 4:26:38 PM
money2k$25.00$25.001/27/2010 4:36:34 PM
finance-burger$25.00$25.001/27/2010 4:36:56 PM
capital_gains$25.00$25.001/27/2010 4:37:05 PM
LandE2BG$25.00$25.001/27/2010 4:34:03 PM
macjp123$25.00$25.001/27/2010 4:34:21 PM
kbguru$50.00$50.001/27/2010 4:35:06 PM
firsttouch1$200.00$200.001/27/2010 4:35:39 PM
Westerly$26.40$26.401/27/2010 4:35:52 PM
egw$25.00$25.001/27/2010 4:36:46 PM
snappy$33.60$33.601/27/2010 4:33:45 PM
TennSquire$25.00$25.001/27/2010 4:34:28 PM
alfster1$50.00$50.001/27/2010 4:35:25 PM
nourishing-interest0$25.00$25.001/27/2010 4:35:34 PM
Doodlemeyer$25.00$25.001/27/2010 4:35:57 PM
inventive-wealth2$25.00$25.001/27/2010 4:36:26 PM
blackstar$25.00$25.001/27/2010 4:36:43 PM
billyisafob$25.00$25.001/27/2010 4:37:15 PM
credit-shower$50.00$50.001/27/2010 8:23:50 PM
Bank_Of_XL$25.00$25.001/27/2010 6:49:55 PM
charming-point$300.00$300.001/28/2010 7:36:49 AM
Syzygy$25.00$25.001/28/2010 3:55:23 PM
Sang1963$50.00$50.001/28/2010 6:14:41 PM
FinanceEngine$25.00$25.001/29/2010 9:49:53 AM
worthy-bid4$25.00$25.001/30/2010 9:56:29 AM
Sol_Invictus$25.00$25.001/30/2010 4:10:09 AM
new-honorable-rate$25.00$25.001/27/2010 3:59:15 PM
unequaled-worth$25.00$25.001/27/2010 3:59:20 PM
movistar$25.00$25.001/27/2010 4:02:13 PM
burrito6$25.00$25.001/27/2010 4:03:43 PM
LongTail$25.00$25.001/27/2010 3:59:49 PM
glalat$25.00$25.001/27/2010 4:00:00 PM
RationalWorld$25.00$25.001/27/2010 4:16:38 PM
DaveG56313$25.00$25.001/27/2010 4:19:14 PM
dm_invest$25.00$25.001/27/2010 4:19:38 PM
desertoasis$25.00$25.001/27/2010 4:19:42 PM
unk1911$25.00$25.001/27/2010 4:19:59 PM
lounges$36.20$36.201/27/2010 4:00:39 PM
irrelevant$25.00$25.001/27/2010 4:02:21 PM
market-builder$25.00$25.001/27/2010 4:15:50 PM
dunox$25.00$25.001/27/2010 4:03:15 PM
Aquani$50.00$50.001/27/2010 4:25:00 PM
Ballard$25.00$25.001/27/2010 4:19:28 PM
DRA-Properties$25.00$25.001/27/2010 4:26:56 PM
LenderByDay$25.00$25.001/27/2010 4:10:35 PM
smurf163$25.00$25.001/27/2010 4:24:44 PM
aldeed$25.00$25.001/27/2010 4:25:19 PM
whiteshadow$25.00$25.001/27/2010 4:25:30 PM
youqianderen$50.00$50.001/27/2010 4:15:32 PM
miked8303$25.00$25.001/27/2010 4:27:10 PM
MakoF16$50.00$50.001/27/2010 4:19:30 PM
bonus-buddy2$35.00$35.001/27/2010 4:19:43 PM
AF-Chief$35.00$35.001/27/2010 4:21:15 PM
cash-queen$30.00$30.001/27/2010 4:33:39 PM
Cheburashka$25.00$25.001/27/2010 4:25:49 PM
thoughtful-community7$25.00$25.001/27/2010 4:34:38 PM
eridient$25.00$25.001/27/2010 4:34:41 PM
burgeoning-silver$25.00$25.001/27/2010 4:26:31 PM
WillyBobba$25.00$25.001/27/2010 4:27:07 PM
the-aggresive-principal$25.00$25.001/27/2010 4:35:49 PM
head$25.00$25.001/27/2010 4:36:22 PM
diplomatic-point4$100.00$100.001/27/2010 4:36:37 PM
bigphish$25.00$25.001/27/2010 4:36:48 PM
KgBsUcKa$25.00$25.001/27/2010 4:37:01 PM
currency-agave$25.00$25.001/27/2010 4:37:08 PM
arcangel72$25.00$25.001/27/2010 4:33:42 PM
Jdogg98$25.00$25.001/27/2010 4:37:28 PM
cvfriend$25.00$25.001/27/2010 4:34:32 PM
caliguian$25.00$25.001/27/2010 4:35:15 PM
compassion-paladin042$25.00$25.001/27/2010 4:35:54 PM
Woodworker57$25.00$25.001/27/2010 4:37:17 PM
Montello$25.00$25.001/27/2010 4:37:19 PM
mdreiss$25.00$25.001/27/2010 4:32:59 PM
intently$25.00$25.001/27/2010 4:33:59 PM
Hexamond$25.00$25.001/27/2010 4:34:34 PM
SterlingTech$25.00$25.001/27/2010 4:34:47 PM
sweepeet$25.00$25.001/27/2010 4:35:12 PM
yertle9$25.00$25.001/27/2010 4:35:35 PM
ADIDASNO$25.00$25.001/27/2010 4:36:18 PM
treasure-bliss$100.00$100.001/27/2010 4:36:40 PM
ijspence$25.00$25.001/27/2010 4:37:33 PM
LALO79$25.00$2.311/27/2010 4:37:39 PM
zento$25.00$25.001/27/2010 4:49:15 PM
Bob450$50.00$50.001/27/2010 4:46:26 PM
loan_doctor$25.00$25.001/27/2010 4:48:19 PM
ghinga$25.00$25.001/29/2010 1:22:24 PM
Joshtron$50.00$50.001/29/2010 4:42:38 PM
loans_to_loan$25.00$25.001/30/2010 9:50:49 AM
113 bids
 
Borrower Payment Dependent Notes Series 444476
This series of Notes was issued and sold upon the funding of the borrower loan #40661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-27-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $351.85
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $351.59
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1984 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 6 / 4Length of status:24y 1m
Credit score: 780-799 (Jan-2010) Total credit lines: 23 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $4,134Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 22%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: fund-zebra2 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off credit cards and close card accounts. I am looking to consolidate to one monthly payment.

My financial situation:
I am a good candidate for this loan because??history of?of on time payments to cards.?All bureaus reporting 700+ credit score. Annual salary indicated is not factoring in 3-5% merit increase with annual bonus of 7-10%.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Do you have any suggestions you can share with me on how you got your loan 100% funded? You may not want to close your credit card accounts after you pay them off because that will lower your credit score. Thanks for your help. - bold-payout
A: If I understand what you are asking, you might be referencing my first listing. I posted a listing in December which I believe to be approved and still indicates on my account, but I respectfully had to withdraw my listing due to question based on a BBB report. As for my credibility and credit history, I have a 700+ score with all (3) bureaus, but I believe my revolving credit liabiity is showing only $4K or so, where the total of credit card liability is around $14K. (B of A, AMEX, Barclay) (Jan-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
independent-investment$25.00$25.001/27/2010 3:58:57 PM
vb3jmg$50.00$50.001/27/2010 3:59:03 PM
new-honorable-rate$25.00$25.001/27/2010 3:59:14 PM
Pennywize$25.00$25.001/27/2010 4:00:13 PM
BMGlending$25.00$25.001/27/2010 4:00:17 PM
liberty-revelry2$25.00$25.001/27/2010 4:00:22 PM
KB4UF$25.00$25.001/27/2010 4:00:32 PM
roxon$25.00$25.001/27/2010 4:02:15 PM
JonnyD$25.00$25.001/27/2010 3:58:45 PM
burrito6$25.00$25.001/27/2010 4:03:40 PM
Northsider$25.00$25.001/27/2010 4:04:46 PM
ryelk$25.00$25.001/27/2010 4:00:26 PM
Hondo$25.00$25.001/27/2010 4:05:21 PM
HH123$25.00$25.001/27/2010 4:00:34 PM
dcdr23$25.00$25.001/27/2010 4:06:14 PM
kraussmeister$25.00$25.001/27/2010 4:06:41 PM
dime-force$25.00$25.001/27/2010 4:09:03 PM
philwags$25.00$25.001/27/2010 4:09:30 PM
ramblin$25.00$25.001/27/2010 4:09:58 PM
deal-pioneer1$25.00$25.001/27/2010 4:10:57 PM
Oak-Parker$25.00$25.001/27/2010 4:02:25 PM
ImaPutz$25.00$25.001/27/2010 4:11:09 PM
Interstate_Rate$459.25$459.251/27/2010 4:03:22 PM
Dap2005$25.00$25.001/27/2010 4:03:28 PM
money-explorer3$25.00$25.001/27/2010 4:05:26 PM
Citytrustbankerguy$25.00$25.001/27/2010 4:14:29 PM
green-glowing-gain$25.00$25.001/27/2010 4:05:44 PM
dime-beeper$25.00$25.001/27/2010 4:06:01 PM
CrossCreek$25.00$25.001/27/2010 4:15:17 PM
aladrian$25.00$25.001/27/2010 4:06:10 PM
ambmba$50.00$50.001/27/2010 4:15:37 PM
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roman2008$25.00$25.001/27/2010 4:06:47 PM
abeprof70$25.00$25.001/27/2010 4:06:56 PM
bronzmajom$25.00$25.001/27/2010 4:07:14 PM
sensible-community1$25.00$25.001/27/2010 4:08:03 PM
sellersbay$25.00$25.001/27/2010 4:08:49 PM
wise-credit-chef$25.00$25.001/27/2010 4:09:09 PM
ticketman2$25.00$25.001/27/2010 3:59:07 PM
Agustin$35.00$35.001/27/2010 4:09:34 PM
DRBFinancing$25.00$25.001/27/2010 4:09:38 PM
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CalBear5$25.00$25.001/27/2010 4:10:14 PM
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CPDDDS$50.00$50.001/27/2010 4:20:31 PM
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social-ladder590$25.00$25.001/27/2010 4:04:30 PM
Premierelender$25.00$25.001/27/2010 4:24:54 PM
DonaldColorado$25.00$25.001/27/2010 4:04:57 PM
_G_$50.00$50.001/27/2010 4:25:12 PM
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return-marsupial3$25.00$25.001/27/2010 4:25:36 PM
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Aries1978$25.00$25.001/27/2010 4:06:19 PM
shingu79$41.62$41.621/27/2010 4:07:00 PM
cberthiaume$25.00$25.001/27/2010 4:26:03 PM
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The_Donald$25.00$25.001/27/2010 4:26:15 PM
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burgeoning-silver$25.00$25.001/27/2010 4:26:29 PM
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sensational-kindness$25.00$25.001/27/2010 4:08:59 PM
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cgorry$25.00$25.001/27/2010 4:09:12 PM
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bill-bearer$25.00$25.001/27/2010 4:09:42 PM
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bmkenn$50.00$50.001/27/2010 4:09:48 PM
Davidson2$50.00$50.001/27/2010 4:09:56 PM
a-versatile-power$25.00$25.001/27/2010 4:22:16 PM
Nic_R$25.00$25.001/27/2010 4:10:20 PM
market-solstice2$25.00$25.001/27/2010 4:10:47 PM
gamp$25.00$25.001/27/2010 4:10:56 PM
adir1$25.00$25.001/27/2010 4:11:15 PM
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busnssmn$25.00$25.001/27/2010 4:24:33 PM
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xrycac$25.00$25.001/27/2010 4:25:03 PM
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jjswanso$25.00$25.001/27/2010 4:25:37 PM
powerplant6$25.00$25.001/27/2010 4:14:36 PM
creative-gold$25.00$25.001/27/2010 4:14:43 PM
bowdish1$100.00$100.001/27/2010 4:29:15 PM
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region123$50.00$50.001/27/2010 4:26:00 PM
aneley777$25.00$25.001/27/2010 4:26:13 PM
market-builder$25.00$25.001/27/2010 4:15:46 PM
serpentine$50.00$50.001/27/2010 4:26:19 PM
dealarella$25.00$25.001/27/2010 4:29:28 PM
handy-justice$25.00$25.001/27/2010 4:26:57 PM
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bchen78875$50.00$50.001/27/2010 4:27:49 PM
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Jaywatl$25.00$25.001/27/2010 4:19:52 PM
determined-contract$30.00$30.001/27/2010 4:30:29 PM
unk1911$25.00$25.001/27/2010 4:20:02 PM
wampum-optimization$50.00$50.001/27/2010 4:28:37 PM
schpere$30.00$30.001/27/2010 4:28:43 PM
redragon$25.00$25.001/27/2010 4:20:17 PM
order-prospector$35.80$35.801/27/2010 4:20:37 PM
BlackFred$25.00$25.001/27/2010 4:20:43 PM
commerce-voyager$25.00$25.001/27/2010 4:31:08 PM
kalyani74$50.00$50.001/27/2010 4:22:09 PM
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romario$50.00$50.001/27/2010 4:22:18 PM
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cash-queen$30.00$30.001/27/2010 4:33:38 PM
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dospapalotes$25.00$25.001/27/2010 4:25:31 PM
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supreme-hope$25.00$25.001/27/2010 4:31:48 PM
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LandE2BG$25.00$25.001/27/2010 4:34:01 PM
dontscrewmeover1$25.00$25.001/30/2010 12:38:36 AM
worthy-bid4$25.00$25.001/30/2010 9:58:41 AM
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treasure-amplifier6$25.00$25.001/27/2010 4:00:15 PM
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revenue-serenity$25.00$25.001/27/2010 4:00:29 PM
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MoneyPlant$25.00$25.001/27/2010 3:59:18 PM
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mentalsweat$25.00$25.001/27/2010 4:05:15 PM
SastreMason$25.00$25.001/27/2010 4:00:33 PM
Third-Eye$25.00$25.001/27/2010 4:05:24 PM
Casper00$25.00$25.001/27/2010 4:05:47 PM
jayz515$29.75$29.751/27/2010 4:06:23 PM
payout-carnival$25.00$25.001/27/2010 4:06:37 PM
RG$25.00$25.001/27/2010 4:06:48 PM
rgrtanker$25.00$25.001/27/2010 4:09:25 PM
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thefiringzod$25.00$25.001/27/2010 4:10:32 PM
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steady-gain5$25.00$25.001/27/2010 4:15:22 PM
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ekn_enterprises$25.00$25.001/27/2010 4:06:51 PM
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harmonious-yield$25.00$25.001/27/2010 4:10:29 PM
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a-special-power$25.00$25.001/27/2010 4:00:24 PM
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duty-meteor$25.00$25.001/27/2010 4:14:25 PM
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maschinenbau$25.00$25.001/27/2010 4:03:33 PM
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lend_to_you$50.00$50.001/27/2010 4:24:29 PM
nomad54$25.00$25.001/27/2010 4:24:39 PM
The_Lending_Muscle$50.00$50.001/27/2010 4:24:41 PM
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worklessmakemore$25.00$25.001/27/2010 4:24:43 PM
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cash-merry-maker$25.00$25.001/27/2010 4:09:06 PM
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auctionbros$25.00$25.001/27/2010 4:09:44 PM
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influential-gain$25.00$25.001/27/2010 4:10:49 PM
tidy-dime$25.00$25.001/27/2010 4:11:07 PM
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hutch13$36.94$36.941/27/2010 4:24:31 PM
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inspired-contract9$50.00$50.001/27/2010 4:27:57 PM
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dollar-birdie$30.00$30.001/27/2010 4:30:38 PM
credit-superstar3$25.00$25.001/27/2010 4:20:24 PM
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axis1$25.00$25.001/27/2010 4:20:39 PM
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talang$25.00$25.001/27/2010 4:22:13 PM
teltech$25.00$25.001/27/2010 4:22:17 PM
friendly-worth3$25.00$25.001/27/2010 4:32:22 PM
GElender$50.00$50.001/27/2010 4:32:52 PM
wiselady$25.00$25.001/27/2010 4:31:06 PM
my401K$76.88$76.881/27/2010 4:24:34 PM
return-tycoon3$150.00$150.001/27/2010 4:24:58 PM
first-fund-empenada$25.00$25.001/27/2010 4:31:26 PM
jbaum$25.00$25.001/27/2010 4:25:02 PM
rjw_mpwr$25.00$25.001/27/2010 4:33:52 PM
irun$25.00$25.001/27/2010 4:25:10 PM
alge12$25.00$25.001/27/2010 4:34:00 PM
autonomous-basis$25.00$25.001/27/2010 4:25:24 PM
alpinaut$25.00$25.001/27/2010 4:34:07 PM
bambampk$25.00$25.001/27/2010 4:25:28 PM
wjstocks$25.00$25.001/27/2010 4:25:33 PM
steadhouse$50.00$50.001/27/2010 4:25:39 PM
Cheburashka$25.00$25.001/27/2010 4:25:45 PM
saysana$25.00$25.001/27/2010 4:26:11 PM
graceful-investment$50.00$50.001/27/2010 4:26:17 PM
vkorichkov$30.00$30.001/27/2010 4:26:36 PM
responsibility-butterfly$25.00$25.001/27/2010 4:26:39 PM
DRA-Properties$25.00$25.001/27/2010 4:26:51 PM
bogart2277$25.00$25.001/27/2010 4:27:02 PM
skuba$25.00$25.001/27/2010 4:33:24 PM
bold-payout$25.00$25.001/27/2010 4:33:40 PM
intently$25.00$25.001/27/2010 4:33:56 PM
laredotornado$25.00$25.001/27/2010 4:29:54 PM
peerlender$30.00$30.001/27/2010 4:30:02 PM
thedoctor$90.00$90.001/27/2010 4:30:16 PM
kanakakm$50.00$50.001/27/2010 4:30:53 PM
auction-elvis$25.00$25.001/27/2010 4:32:03 PM
loan-master996$50.00$50.001/27/2010 4:32:16 PM
snappy$50.00$50.001/27/2010 4:33:43 PM
Krozy$25.00$25.001/27/2010 4:33:47 PM
ujiba$25.00$25.001/28/2010 11:43:46 AM
springpanda$25.00$25.001/29/2010 11:59:21 AM
BOZO88$25.00$25.001/31/2010 4:39:39 PM
Dollars4Rent$25.00$25.001/31/2010 2:33:46 PM
all_of_that_one$25.00$25.001/31/2010 4:31:15 PM
336 bids
 
Borrower Payment Dependent Notes Series 444546
This series of Notes was issued and sold upon the funding of the borrower loan #40655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-28-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 24.89% Starting monthly payment: $37.72
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 23.84% Final monthly payment: $37.19
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1997 Debt/Income ratio: 32%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 20 / 18Length of status:16y 10m
Credit score: 640-659 (Jan-2010) Total credit lines: 38 Occupation: Other
Now delinquent: 0 Revolving credit balance: $37,886Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 75%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: spark342 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get out of a payday loan loop....
Purpose of loan:
This loan will be used to?
Got involved with a payday loan after a family crisis just before Christmas, tried the payday loan thing to try and save Christmas for my daughter. Now I find that was a huge mistake.... I've been stuck in a loop that seeems never ending.
My financial situation:
I am a good candidate for this loan because? I pay my bills on time in full every month, and with a small loan amount as I am asking for, it should not effect my ability to pay at all....

Monthly net income: $ Approx. 4400.00 (varies with overtime and payhalf duration. 4400 is an average and I usually take home more.)

Monthly expenses: $
??Housing: $ 925????
??Insurance: $ 82????
??Car expenses: $ 209????????
??Utilities: $ 151
??Phone, cable, internet: $ 110
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $ 725
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
monticello$28.33$28.331/28/2010 4:14:55 PM
don8ter$25.00$25.001/28/2010 4:15:44 PM
kindness-percolator5$25.00$25.001/28/2010 4:15:55 PM
newest-greenback-force$25.00$25.001/28/2010 4:15:02 PM
NELNET$27.45$27.451/28/2010 4:15:11 PM
auction-workhorse679$25.00$25.001/28/2010 4:14:57 PM
LKN2RTR$25.00$25.001/28/2010 4:15:06 PM
RICHMONDREB$25.00$25.001/28/2010 4:15:37 PM
himanshuko$35.47$3.741/28/2010 4:16:10 PM
zento$25.00$25.001/28/2010 4:41:45 PM
Little_Tuna_College_Fund$50.00$50.001/28/2010 8:16:36 PM
Bob450$25.00$25.001/28/2010 8:36:47 PM
Little_Tuna_College_Fund$50.00$50.001/28/2010 8:15:00 PM
Little_Tuna_College_Fund$50.00$50.001/28/2010 8:15:27 PM
GyJAV_BNCCo$25.00$25.001/30/2010 3:36:56 PM
drkosh$25.00$25.001/31/2010 7:57:53 AM
lostontheedge$25.00$25.001/28/2010 4:15:40 PM
virtuous-bill1$25.00$25.001/28/2010 4:15:52 PM
cyberie21$25.00$25.001/28/2010 4:15:09 PM
suomynona$25.00$25.001/28/2010 4:15:42 PM
jtodd37$25.00$25.001/28/2010 4:16:01 PM
mizunoman$25.00$25.001/28/2010 4:15:00 PM
fund-medalist171$25.00$25.001/28/2010 4:15:18 PM
omerta6102$25.48$25.481/28/2010 4:16:05 PM
Little_Tuna_College_Fund$50.00$50.001/28/2010 8:14:44 PM
Little_Tuna_College_Fund$50.00$50.001/28/2010 8:15:50 PM
Bank_Of_XL$50.00$50.001/29/2010 8:55:46 AM
Syzygy$25.00$25.001/29/2010 3:18:21 PM
worthy-bid4$50.00$50.001/30/2010 9:54:56 AM
PeacefulFlorida$25.00$25.001/29/2010 8:38:12 PM
stephen_c01$25.00$25.001/30/2010 5:29:28 PM
vine99$40.00$40.001/31/2010 4:05:12 PM
toxicbutterfly$25.00$25.001/30/2010 8:19:16 PM
33 bids
 
Borrower Payment Dependent Notes Series 432277
This series of Notes was issued and sold upon the funding of the borrower loan #40726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $78.34
Final lender yield: 6.90% Final borrower rate/APR: 7.90% / 8.24% Final monthly payment: $78.23
 
Auction yield range: 3.06% - 7.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 6.30%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1989 Debt/Income ratio: 16%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 25 / 22Length of status:16y 1m
Credit score: 780-799 (Jan-2010) Total credit lines: 42 Occupation: Other
Now delinquent: 0 Revolving credit balance: $43,184Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: mao1962 Borrower's state: NewJersey Borrower's group: Not Active
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 29 ( 100% ) 780-799 (Latest)
Principal borrowed: $11,200.00< mo. late: 0 ( 0% )  
740-759 (Sep-2008)
740-759 (Jan-2008)
760-779 (Jun-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 29  
Description
pay off credit cards
Purpose of loan:
This loan will be used to? pay? off? a? couple? of? credit? cards,? I? just go? married,? my? wife? is? pregnant? I? am? plainng? to? be? high? interest? rate? debt? free by? the? tiem? the? baby is? born.? I?? have had? 2? loans? with? prosper?,? monthly? payments? were? done? timely,? I? just? checked? my? credit score?? with? EXPERIAN? (their??scoring system? is? called? VANTAGE)?? I? scored? around??970? out? of? possible? 990.? according? to? the? report? I? am? within? 3%? person? of? the? US? population? with??an? excellent? credit,? as? in? previous? loans? I? am? still working? for the same? company? for? 16? years? (since? 12/20/1993)?

My financial situation:
I am a good candidate for this loan because??? my? credit? shows? I have been? responsible? to? maintain??? my? credit? for? the? last? 15? years? , I? have? been thru? a divorce,? I? have? been? thru? bad economic? times? and I? have? never? failed? with? my? payments? in? all the? outstanding debts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Other than the birth of your child, do you anticipate any major life events in the next 12 months? This would include divorce, purchase of a home, or declaring personal bankruptcy. Thanks. - CaribbeanBanker
A: no, I just married no divorce , why should I declarre bankrupcy I Have a great credit, there is no reason for it, I do not owe that much, and I do not plan to buy a house, (Jan-29-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dontscrewmeover1$25.00$25.001/25/2010 4:35:10 PM
thedoctor$100.00$100.001/25/2010 4:42:26 PM
MoneyForNothing$25.00$25.001/25/2010 7:54:00 PM
dbanwart$25.00$25.001/26/2010 7:47:53 AM
Mav26$290.06$290.061/26/2010 11:16:41 AM
IceFisherman$43.26$43.261/26/2010 5:41:38 PM
marala4285$25.00$25.001/27/2010 3:54:39 AM
JM-Sarawak$200.00$200.001/27/2010 6:23:17 AM
greenback-floret$50.00$50.001/27/2010 12:17:00 AM
Aberdeen$300.00$300.001/27/2010 11:39:45 AM
hellasow$50.00$50.001/28/2010 1:07:44 AM
springpanda$25.00$25.001/28/2010 11:40:37 AM
bazaar-vibrato3$25.00$25.001/28/2010 4:37:07 PM
emunah6$25.00$25.001/28/2010 7:45:16 PM
bondhedger$25.00$25.001/28/2010 8:58:56 PM
wonderous-power$25.00$25.001/29/2010 5:09:21 AM
Sang1963$50.00$50.001/28/2010 6:02:45 PM
isfahanian$25.00$25.001/28/2010 6:04:54 PM
orbital-gain$50.00$5.171/29/2010 7:18:27 AM
TheRock$25.00$25.001/28/2010 8:17:07 PM
cwegert$50.00$50.001/29/2010 10:04:53 AM
nbah123$50.00$50.001/28/2010 10:41:21 PM
beachfunder$25.00$25.001/29/2010 10:20:31 AM
kf88$30.00$30.001/29/2010 1:05:04 PM
Dollars4Rent$25.00$25.001/29/2010 7:47:33 AM
SunsetCoastCapital$25.00$25.001/29/2010 9:36:30 AM
axelducheck$25.00$25.001/29/2010 1:11:49 PM
billquality$121.33$121.331/29/2010 2:51:59 PM
respectful-integrity3$55.00$55.001/26/2010 8:17:13 PM
selector568$250.00$250.001/27/2010 12:17:47 AM
Syzygy$25.00$25.001/26/2010 8:35:23 PM
Approved$50.00$50.001/28/2010 9:24:47 AM
ussugm$25.00$25.001/28/2010 9:53:32 AM
dma1206$25.00$25.001/28/2010 2:19:20 PM
orange-pound-party$25.00$25.001/28/2010 8:22:25 PM
Personal-Bond$50.00$50.001/28/2010 9:07:16 PM
KDW08$25.00$25.001/28/2010 8:58:06 PM
Floridagirl$30.18$30.181/29/2010 3:30:15 AM
fatboy888$25.00$25.001/29/2010 5:42:05 AM
martymaniaman$50.00$50.001/29/2010 7:08:11 AM
cdfmedic$25.00$25.001/28/2010 9:12:22 PM
PalmerTheEmbalmer$25.00$25.001/28/2010 11:23:57 PM
innovator799$25.00$25.001/29/2010 11:00:43 AM
SchaeferJ$25.00$25.001/29/2010 10:57:15 AM
sunny1985$25.00$25.001/29/2010 4:54:27 AM
Dollars4Rent$25.00$25.001/29/2010 7:47:57 AM
46 bids
 
Borrower Payment Dependent Notes Series 443399
This series of Notes was issued and sold upon the funding of the borrower loan #40723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $239.90
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $239.72
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1998 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 13 / 13Length of status:10y 1m
Credit score: 780-799 (Jan-2010) Total credit lines: 29 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $13,807Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: favorite-marketplace Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan: This loan will be used to payoff high interest credit cards.
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I own my own home and just refinanced last year. I have been at my current job for 10 plus years and have never had a layoff. My wife works full time and has been at her job for 31 years and our household income is much more than listed above. We want to cancel these cards as soon as they are paid off.We are current with all our obligations we just want to be able to see a light at the end of the tunnel. Our credit rating is over 700 and we have lifelock. Doing this will reduce our monthly payouts and we can certainly afford the payment. We bought our house 4? years ago never missed payment but we have very little equity so a home equity loan? would not be viable at this time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
oskizzle$25.00$25.001/21/2010 4:10:29 PM
BrianRK$26.00$26.001/21/2010 4:10:45 PM
pbo922$25.00$25.001/21/2010 4:11:38 PM
joeirps$26.10$26.101/21/2010 4:12:38 PM
AlexTrep$25.00$25.001/21/2010 4:10:50 PM
Logan7$25.00$25.001/21/2010 4:11:21 PM
derec$25.00$25.001/21/2010 4:13:28 PM
papaman$25.00$25.001/21/2010 4:13:46 PM
WorldlyWorker$25.00$25.001/21/2010 4:12:24 PM
gumbit$31.40$31.401/21/2010 4:13:21 PM
Hiro07$25.00$25.001/21/2010 4:13:34 PM
jswanso2$25.00$25.001/21/2010 4:13:40 PM
gracej$25.00$25.001/21/2010 4:17:21 PM
ADIDASNO$25.00$25.001/21/2010 4:15:26 PM
tillit$25.00$25.001/21/2010 4:10:43 PM
monticello$25.00$25.001/21/2010 4:15:55 PM
AF-Chief$27.00$27.001/21/2010 4:16:17 PM
devoider$25.00$25.001/21/2010 4:11:19 PM
PitOfSuccess$25.00$25.001/21/2010 4:11:26 PM
MattTheGr8$25.00$25.001/21/2010 4:11:43 PM
benefit-squirrel$30.00$30.001/21/2010 4:19:12 PM
principal-kung-fu$25.00$25.001/21/2010 4:17:03 PM
Fahrquar$25.00$25.001/21/2010 4:12:18 PM
visionary-currency$43.01$43.011/21/2010 4:17:57 PM
biobulator$25.00$25.001/21/2010 4:13:11 PM
irrelevant$25.00$25.001/21/2010 4:18:21 PM
Katburg$35.00$35.001/21/2010 4:20:01 PM
Artist_Blue$25.00$25.001/21/2010 4:20:44 PM
melodious-fairness$25.00$25.001/21/2010 4:19:33 PM
Banker7371$25.00$25.001/21/2010 4:19:53 PM
Rob717171$25.00$25.001/21/2010 4:21:06 PM
NorthernFunds$25.00$25.001/21/2010 4:21:29 PM
Gibbyland$75.00$75.001/21/2010 4:21:50 PM
elevated-platinum5$50.00$50.001/21/2010 4:21:59 PM
supreme-hope$25.00$25.001/21/2010 4:20:55 PM
junctionking$25.00$25.001/21/2010 4:22:06 PM
ryan23$25.00$25.001/21/2010 4:22:22 PM
yield-lion$25.00$25.001/21/2010 4:21:22 PM
02bob$25.00$25.001/21/2010 4:18:23 PM
unclejaef$25.00$25.001/21/2010 4:22:38 PM
mmckune$25.00$25.001/21/2010 4:18:44 PM
generosity-giraffe0$25.00$25.001/21/2010 4:22:50 PM
MidLifeCrisis$25.00$25.001/21/2010 4:21:45 PM
duty-sensai$25.00$25.001/21/2010 4:18:50 PM
saffron4$25.00$25.001/21/2010 4:18:59 PM
impeccable-transparency$75.00$75.001/21/2010 4:22:04 PM
intrepid-transaction5$25.00$25.001/21/2010 4:22:09 PM
orange-courageous-dedication$30.00$30.001/21/2010 4:19:20 PM
Superc0ld$71.33$71.331/21/2010 4:22:25 PM
falcon88dp$25.00$25.001/21/2010 4:22:34 PM
wise-extraordinary-loot$30.00$30.001/21/2010 4:20:19 PM
diplomatic-point4$50.00$50.001/21/2010 4:24:23 PM
rooosta$25.00$25.001/21/2010 4:20:26 PM
elephantparty$25.00$25.001/21/2010 4:25:44 PM
tedsrfdude$25.00$25.001/21/2010 4:25:50 PM
egw$25.00$25.001/21/2010 4:24:26 PM
plentiful-reward$50.00$50.001/21/2010 4:26:18 PM
balance-voyager$100.00$100.001/21/2010 4:26:41 PM
inspiring-reward$50.00$50.001/21/2010 4:22:19 PM
loan-master996$50.00$50.001/21/2010 4:22:31 PM
bill-expert$25.00$25.001/21/2010 4:26:05 PM
MrBodaggit$25.00$25.001/21/2010 4:22:56 PM
rlcot$25.00$25.001/21/2010 4:26:12 PM
auction-elvis$25.00$25.001/21/2010 4:23:24 PM
rock-turner$25.00$25.001/21/2010 4:26:31 PM
loan-warrior$25.00$25.001/21/2010 4:23:36 PM
financial-frenzy$50.00$50.001/21/2010 4:23:52 PM
felicity-synapse$25.00$25.001/21/2010 4:26:56 PM
payout-achievement$40.00$40.001/21/2010 4:27:33 PM
duty-monger$50.00$50.001/21/2010 4:27:53 PM
klinebarger$25.00$25.001/21/2010 4:27:58 PM
kchen486$25.00$25.001/21/2010 4:28:05 PM
enb3$25.00$25.001/21/2010 4:25:30 PM
OldFriend$25.00$25.001/21/2010 4:26:09 PM
bigphish$25.00$25.001/21/2010 4:26:48 PM
aasx1108$25.00$25.001/21/2010 4:27:01 PM
punctual-power7$25.00$25.001/21/2010 4:27:06 PM
Pizza-man$50.00$50.001/21/2010 4:27:13 PM
credit-kahuna$100.00$100.001/21/2010 4:27:25 PM
wayman$50.00$50.001/21/2010 4:27:39 PM
brazilofmux$100.00$100.001/21/2010 4:28:17 PM
trumpeter5$25.00$12.101/21/2010 4:28:32 PM
dma1206$25.00$25.001/21/2010 4:39:22 PM
the-bright-velocity$25.00$25.001/22/2010 2:09:04 PM
melodious-fairness$25.00$25.001/22/2010 8:29:19 PM
dontscrewmeover1$25.00$25.001/22/2010 7:55:05 PM
marala4285$25.00$25.001/24/2010 7:33:46 AM
Kelor99$25.00$25.001/24/2010 6:16:16 PM
Dollars4Rent$25.00$25.001/25/2010 9:24:45 AM
truth-candy$25.00$25.001/26/2010 11:54:24 AM
JerryB96$25.00$25.001/27/2010 9:53:09 AM
wealth-ferret$50.00$50.001/27/2010 11:43:34 AM
Astyanax$25.00$25.001/27/2010 2:36:11 PM
OoM$25.00$25.001/27/2010 9:58:13 PM
platinum-platoon$25.00$25.001/28/2010 9:49:05 AM
bonus-quark4$25.00$25.001/28/2010 10:21:07 AM
velocity-winner$25.00$25.001/28/2010 11:14:24 AM
Leshan$25.00$25.001/28/2010 8:34:02 AM
Snoopylover$25.00$25.001/28/2010 12:19:09 PM
Patrician$80.56$80.561/28/2010 12:45:12 PM
Tingali$25.00$25.001/28/2010 12:25:51 PM
BrighterSuns$25.00$25.001/28/2010 12:57:20 PM
squarebob$25.00$25.001/28/2010 3:09:00 PM
rce1964$25.00$25.001/28/2010 2:43:18 PM
huskies01$32.00$32.001/28/2010 10:28:45 AM
SNH$50.00$50.001/28/2010 3:46:34 PM
gustavholstopus32$25.00$25.001/28/2010 3:50:54 PM
wwwUniversal$25.00$25.001/28/2010 3:50:54 PM
Your_Bank$25.00$25.001/28/2010 11:00:08 AM
biffmush$300.00$300.001/28/2010 4:06:51 PM
atlas100$25.00$25.001/28/2010 12:37:11 PM
Aquafina24Ounce$25.00$25.001/21/2010 4:10:51 PM
CreativeIdeas$25.00$25.001/21/2010 4:12:39 PM
mc81$25.00$25.001/21/2010 4:12:43 PM
assetmanager$25.00$25.001/21/2010 4:12:59 PM
norcalsv$26.16$26.161/21/2010 4:12:21 PM
BankofTony$25.00$25.001/21/2010 4:12:36 PM
4est$25.00$25.001/21/2010 4:13:24 PM
lending-bear$50.00$50.001/21/2010 4:13:36 PM
money2k$25.00$25.001/21/2010 4:15:38 PM
omerta6102$50.00$50.001/21/2010 4:13:42 PM
wdove511$25.00$25.001/21/2010 4:17:05 PM
PhalanxBulldog$25.00$25.001/21/2010 4:17:56 PM
arejaybe$25.00$25.001/21/2010 4:10:33 PM
Central_States_Mutual$25.00$25.001/21/2010 4:10:59 PM
skiberdad$50.00$50.001/21/2010 4:18:34 PM
wgc$25.00$25.001/21/2010 4:11:14 PM
kenji4861$25.00$25.001/21/2010 4:16:28 PM
exact-loan5$25.00$25.001/21/2010 4:19:24 PM
Au-Ag-Pt$25.00$25.001/21/2010 4:17:34 PM
seanwolter$25.00$25.001/21/2010 4:13:22 PM
hanuman77$29.01$29.011/21/2010 4:18:19 PM
smurf163$25.00$25.001/21/2010 4:18:25 PM
Boom00$25.00$25.001/21/2010 4:13:45 PM
the-profit-oracle$25.00$25.001/21/2010 4:18:46 PM
time4aloan$50.00$50.001/21/2010 4:20:22 PM
brooklynjoe$25.00$25.001/21/2010 4:18:52 PM
orange-preeminant-bill$100.00$100.001/21/2010 4:20:41 PM
Kaj$25.00$25.001/21/2010 4:19:44 PM
18th_beachbum$25.00$25.001/21/2010 4:19:57 PM
puifais$25.00$25.001/21/2010 4:20:03 PM
important-ore$50.00$50.001/21/2010 4:21:36 PM
lloyd_s$25.00$25.001/21/2010 4:20:10 PM
value-pole$25.00$25.001/21/2010 4:20:14 PM
peso-colonel$90.00$90.001/21/2010 4:16:23 PM
lean-velocity$25.00$25.001/21/2010 4:16:34 PM
loanfairy$25.00$25.001/21/2010 4:16:56 PM
Speculator$50.00$50.001/21/2010 4:21:04 PM
SNH$50.00$50.001/21/2010 4:17:11 PM
red-favorable-basis$25.00$25.001/21/2010 4:21:11 PM
Onesiphorus$25.00$25.001/21/2010 4:17:19 PM
ghinga$50.00$50.001/21/2010 4:21:21 PM
balance6$25.00$25.001/21/2010 4:22:28 PM
smallfry$25.00$25.001/21/2010 4:18:26 PM
industrious-dedication$25.00$25.001/21/2010 4:18:41 PM
Cai8899$50.00$50.001/21/2010 4:21:51 PM
accordion8$50.00$50.001/21/2010 4:21:56 PM
personal-lender$25.00$25.001/21/2010 4:19:35 PM
famous-bill$75.00$75.001/21/2010 4:23:43 PM
bazaar-ruler$25.00$25.001/21/2010 4:22:42 PM
piter-to-la-investment$25.00$25.001/21/2010 4:24:31 PM
Syzygy$25.00$25.001/21/2010 4:20:30 PM
integrity-doctor$50.00$50.001/21/2010 4:24:36 PM
delicious-social132$25.00$25.001/21/2010 4:20:52 PM
MrDavid$25.00$25.001/21/2010 4:25:19 PM
stjules$50.00$50.001/21/2010 4:23:40 PM
gentle-note$25.00$25.001/21/2010 4:25:38 PM
kmr2$60.00$60.001/21/2010 4:21:17 PM
upbeat-investment9$25.00$25.001/21/2010 4:25:41 PM
dollar-birdie$25.00$25.001/21/2010 4:23:49 PM
maldok1$25.00$25.001/21/2010 4:26:16 PM
HamachiMan$25.00$25.001/21/2010 4:26:44 PM
kanakakm$25.00$25.001/21/2010 4:25:24 PM
GElender$50.00$50.001/21/2010 4:22:12 PM
hitsman$50.00$50.001/21/2010 4:27:51 PM
flopcat$25.00$25.001/21/2010 4:28:15 PM
peerlender$30.00$30.001/21/2010 4:28:21 PM
NDFIRTH$50.00$50.001/21/2010 4:28:24 PM
paymentologist$25.00$25.001/21/2010 4:26:47 PM
E_G$30.00$30.001/21/2010 4:27:21 PM
deal_maker78$100.00$100.001/21/2010 4:25:18 PM
jrbill1998$50.00$50.001/21/2010 4:25:33 PM
AndyLee$25.00$25.001/21/2010 4:28:27 PM
oaktown23$50.00$50.001/21/2010 4:25:55 PM
reflective-cash0$50.00$50.001/21/2010 4:26:34 PM
note-tent$25.00$25.001/21/2010 4:28:09 PM
interstellar$50.00$50.001/21/2010 5:03:19 PM
PerryTech$25.00$25.001/26/2010 4:25:12 PM
JM-Sarawak$25.00$25.001/27/2010 6:03:49 AM
bonus-adventure3$55.33$55.331/27/2010 2:42:45 PM
Traveler40$50.00$50.001/27/2010 12:48:49 PM
BankofBeth$25.00$25.001/27/2010 1:43:19 PM
Astyanax$50.00$50.001/27/2010 2:35:54 PM
favorite-commerce$25.00$25.001/27/2010 4:31:49 PM
jchurchi$25.00$25.001/27/2010 7:26:27 PM
orange-pound-party$50.00$50.001/27/2010 8:13:28 PM
VT2VA$25.00$25.001/28/2010 7:09:46 AM
RadarLuv$25.00$25.001/28/2010 4:44:04 AM
natural-greenback6$25.00$25.001/27/2010 6:27:07 PM
blindtaxidriver$25.00$25.001/28/2010 9:26:38 AM
Sitgarath$25.00$25.001/28/2010 9:30:33 AM
orbiter614$200.00$200.001/28/2010 9:42:25 AM
icon7$25.00$25.001/28/2010 5:21:44 AM
jybank$25.00$25.001/28/2010 10:43:44 AM
dhallii$40.00$40.001/28/2010 8:44:44 AM
EmeritusX$25.00$25.001/28/2010 1:45:52 PM
isfahanian$25.00$25.001/28/2010 2:34:51 PM
bold-social-advantage$75.00$75.001/28/2010 3:44:11 PM
wise-balanced-moola$25.00$25.001/28/2010 3:56:56 PM
bondo41$25.00$25.001/28/2010 10:49:07 AM
autoconnection$25.00$25.001/28/2010 4:02:53 PM
Frugal$25.00$25.001/28/2010 2:03:22 PM
CheapDolo22$25.00$25.001/28/2010 2:27:09 PM
213 bids
 
Borrower Payment Dependent Notes Series 443447
This series of Notes was issued and sold upon the funding of the borrower loan #40737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.90% Final monthly payment: $39.76
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 19.38%  
Lender servicing fee: 1.00% Estimated return: 4.62%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1995 Debt/Income ratio: 23%
Basic (1-10): 5 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 7 / 7Length of status:7y 7m
Credit score: 660-679 (Dec-2009) Total credit lines: 23 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $999Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 2 Homeownership: Yes  
Delinquencies in last 7y: 8    
Screen name: green-gentle-moola Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating to lower payment
Purpose of loan:
This loan will be used to?pay off?credit cards and other small loan so that I will have one lower payment.?

My financial situation:
I am a good candidate for this loan because I work full time and have been employed at my current job for over?7 years.? I am a Legal Assistant/Office Manager.?I have been in my home for 9?years.? I have worked to try and rebuild my credit and will continue to better my financial situation.?I know I am listed as HR but I have worked hard to raise my credit score.? I was in the Travel Industry for 12 years and after the 9/11 attack, I lost my job.? However, I am now employed in a very secure position.??It is very important for me to pay my debt.? I monitor my credit on a monthly basis.? I would also be a good candidate for this loan because it will be paid back and my interest rate will be a better gain for you as a lender.? Thank you in advance for taking a chance on me.

Monthly net income: $3200.00

Monthly expenses: $
??Housing: $830.00
??Insurance: $ 95.00
??Car expenses: $230.00
??Utilities: $?
??Phone, cable, internet: $50.00?
??Food, entertainment: $200.00
??Clothing, household expenses?$
??Credit cards and other loans: $350.00
??Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MSCG$75.00$75.001/28/2010 6:07:08 AM
wild-orange$25.00$25.001/28/2010 1:19:16 AM
exchange-cowbell5$100.00$100.001/28/2010 11:08:40 AM
tashara$25.00$25.001/28/2010 12:01:32 PM
BrighterSuns$25.00$25.001/28/2010 2:38:08 PM
bonus-quark4$25.00$25.001/28/2010 3:28:15 PM
carrinel$46.00$46.001/28/2010 4:03:55 PM
cunning-bill$25.00$25.001/28/2010 4:06:21 PM
lend42013$25.00$25.001/28/2010 4:07:28 PM
PeterPsych$32.00$32.001/28/2010 4:09:04 PM
unger$50.00$50.001/28/2010 4:06:48 PM
brondero$50.00$50.001/26/2010 9:23:09 PM
Leshan$25.00$25.001/28/2010 8:27:40 AM
autoconnection$25.00$25.001/28/2010 4:03:34 PM
PeterPsych$400.00$335.231/28/2010 11:46:23 AM
Cessna172$50.00$50.001/28/2010 1:11:03 PM
nurat$36.77$36.771/28/2010 2:13:47 PM
realtormoises$25.00$25.001/28/2010 2:26:39 PM
18 bids
 
Borrower Payment Dependent Notes Series 443755
This series of Notes was issued and sold upon the funding of the borrower loan #40649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,300.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-22-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 20.85% Starting monthly payment: $47.00
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.80% Final monthly payment: $45.06
 
Auction yield range: 8.06% - 17.00% Estimated loss impact: 6.81%  
Lender servicing fee: 1.00% Estimated return: 7.19%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 9%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 5 / 5Length of status:0y 5m
Credit score: 680-699 (Jan-2010) Total credit lines: 7 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $20,685Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: goffmt Borrower's state: Illinois Borrower's group: Active Duty Military Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Roof Repair and Reinvestment
Purpose of loan:
This loan will be used to repair the leaking flanging around our chimney ($800) and reinvest in other Prosper borrowers ($500).

My financial situation:
I am a good candidate for this loan because I have never missed a bill payment to date and have a very secure job. The short employment history is due to the fact I just separated active duty Air Force of 6 years last September?and am now working for a private corporation while continuing to serve as an Air Force Reserve member.

Monthly net income: $ 4700

Monthly expenses: $3750
??Housing: $1700 primary residence, $750 rental property (with tenant currently renting it)
??Insurance:?None (taken out of net income, already accounted for)
??Car expenses: $100 - gas and insurance
??Utilities: $300 water/elec/waste?
??Phone, cable, internet: $300?
??Food, entertainment: $400
??Clothing, household expenses $100?
??Credit cards and other loans: $300?

Remaining: $950

Any extra income we usually apply toward our credit card and we are planning on applying our tax refund to our cc balance too once we receive it. Leaving the military, moving, starting a new job, buying a new home, and having a baby all within a 3 month span took its toll on our finances :(.

I realize I can probably get a better rate on a personal loan through my bank (about 8-10% last I looked), but my mother had great success with her Prosper loan when she needed a little extra money. I would rather help this community grow than give my bank more of my money than I already do.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
vine99$65.00$65.001/23/2010 3:53:41 PM
oaktown23$50.00$50.001/27/2010 11:25:52 PM
Steveington$26.07$26.071/28/2010 7:18:49 AM
mojii77$25.00$25.001/28/2010 9:58:27 AM
420limo$25.00$25.001/28/2010 7:17:37 PM
draggon77$30.00$30.001/28/2010 7:43:08 PM
personanongratta04$50.00$50.001/28/2010 8:44:24 PM
Leopoldine$36.16$36.161/28/2010 8:51:04 PM
abc123x$30.81$30.811/29/2010 2:10:48 AM
TFAD72$25.04$25.041/28/2010 5:16:31 PM
wild-orange$25.00$25.001/29/2010 1:09:44 AM
ultimate-peace$320.00$64.121/29/2010 2:15:06 PM
Your_Bank$25.00$25.001/29/2010 2:58:44 PM
PeacefulFlorida$25.00$25.001/29/2010 3:30:16 PM
credit-coach118$30.00$30.001/29/2010 11:28:58 AM
principal-laser$113.00$113.001/29/2010 11:33:43 AM
rbgnr111$25.00$25.001/29/2010 2:39:09 PM
economy-caper$25.00$25.001/25/2010 3:35:00 PM
Syzygy$25.00$25.001/25/2010 3:45:53 PM
Leshan$25.00$25.001/28/2010 3:04:16 PM
Streamfeeder$25.00$25.001/28/2010 3:27:44 PM
srthsvghdthtr$25.00$25.001/28/2010 4:57:16 PM
Sang1963$50.00$50.001/28/2010 6:09:57 PM
tkr2$50.00$50.001/28/2010 8:23:34 PM
OGS_Capital$25.00$25.001/29/2010 11:07:11 AM
andrewgl$25.00$25.001/29/2010 12:11:58 PM
direct-compassion$25.00$25.001/29/2010 12:21:57 PM
mustang9935$25.00$25.001/29/2010 12:59:22 PM
DasMula$25.00$25.001/29/2010 1:40:31 PM
Capit0l$25.00$25.001/29/2010 2:05:28 PM
Bob450$25.00$25.001/29/2010 2:25:00 PM
PeacefulFlorida$29.80$29.801/29/2010 2:23:41 PM
patriot384$50.00$50.001/29/2010 3:22:08 PM
elvisloans$25.00$25.001/29/2010 3:28:40 PM
jybank$25.00$25.001/29/2010 3:31:46 PM
gilbrear$25.00$25.001/29/2010 3:36:44 PM
money_player$25.00$25.001/29/2010 11:03:36 AM
Exibility-Inc$25.00$25.001/29/2010 2:15:29 PM
safe-bid5$25.00$25.001/29/2010 3:47:16 PM
39 bids
 
Borrower Payment Dependent Notes Series 443809
This series of Notes was issued and sold upon the funding of the borrower loan #40746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-22-2010 
  Auction end date:  Jan-29-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $236.76
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $236.58
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1993 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 7 / 7Length of status:10y 8m
Credit score: 820-839 (Jan-2010) Total credit lines: 18 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $6,452Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 9%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: honorable-dough3 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
help me buy used car for daughter
Purpose of loan:
This loan will be used to? buy used car for daughter

My financial situation:
I am a good candidate for this loan because? both me and husband are employed,@ 75000 a year,own home no morgage,only paying on 1 car 274? a month>
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mikeandcat$100.00$100.001/22/2010 3:56:30 PM
orange-finance-banker$50.00$50.001/22/2010 3:56:49 PM
friendly-market5$25.00$25.001/22/2010 4:09:36 PM
exciting-responsibility3$25.00$25.001/22/2010 4:10:06 PM
kulender$30.00$30.001/22/2010 4:10:11 PM
Walkingcowboy$25.00$25.001/22/2010 4:10:39 PM
meenan$25.00$25.001/22/2010 4:09:40 PM
lloyd_s$25.00$25.001/22/2010 4:09:46 PM
market-builder$25.00$25.001/22/2010 4:11:03 PM
leodaguy$25.00$25.001/22/2010 4:10:36 PM
bchen78875$50.00$50.001/22/2010 4:10:26 PM
heroic-platinum$25.00$25.001/22/2010 4:11:28 PM
wampum-optimization$50.00$50.001/22/2010 4:10:48 PM
schpere$30.00$30.001/22/2010 4:10:51 PM
Cai8899$75.00$75.001/22/2010 4:11:00 PM
commerce-web5$40.00$40.001/22/2010 4:11:50 PM
dealarella$25.00$25.001/22/2010 4:11:19 PM
mlopez2007$50.00$50.001/22/2010 4:11:22 PM
dollar-birdie$30.00$30.001/22/2010 4:12:02 PM
AFairDeal$25.00$25.001/22/2010 4:11:30 PM
kmr2$60.00$60.001/22/2010 4:11:33 PM
balance6$25.00$25.001/22/2010 4:12:20 PM
rolandweary$30.00$30.001/22/2010 4:12:07 PM
kanakakm$50.00$50.001/22/2010 4:12:31 PM
aldenrains$25.00$25.001/22/2010 4:12:44 PM
commerce-voyager$25.00$25.001/22/2010 4:12:56 PM
junctionking$25.00$25.001/22/2010 4:13:08 PM
red-favorable-basis$25.00$25.001/22/2010 4:13:12 PM
auction-elvis$25.00$25.001/22/2010 4:13:47 PM
majestic-dedication$50.00$50.001/22/2010 4:13:32 PM
desertoasis$25.00$25.001/22/2010 4:14:07 PM
auction-turbine4$25.00$25.001/22/2010 4:14:11 PM
friendly-worth3$25.00$25.001/22/2010 4:14:47 PM
Plotinus$37.48$37.481/22/2010 4:29:23 PM
unk1911$25.00$25.001/22/2010 4:36:26 PM
hard-working-loot$25.00$25.001/22/2010 5:34:47 PM
dollardave$100.00$100.001/22/2010 5:33:38 PM
newbietony$40.00$40.001/22/2010 5:46:39 PM
portfolio-zone801$25.00$25.001/22/2010 5:36:18 PM
CASHGIRL$26.69$26.691/22/2010 5:50:45 PM
BankofBen$229.36$229.361/22/2010 5:50:34 PM
Bank42$50.00$50.001/22/2010 6:13:40 PM
pragmatic-camaraderi$25.00$25.001/23/2010 1:13:42 AM
order-boomerang$25.00$25.001/23/2010 7:16:07 AM
freefly67$25.00$25.001/23/2010 7:27:37 AM
REVSTJ999$25.00$25.001/23/2010 9:38:02 AM
driver928$25.00$25.001/23/2010 10:57:55 AM
18th_beachbum$25.00$25.001/23/2010 11:03:00 AM
alpinaut$25.00$25.001/23/2010 9:56:20 AM
highcountry1$25.00$25.001/23/2010 11:03:31 AM
Dutchhunter$50.00$50.001/23/2010 11:03:36 AM
soulwork$25.00$25.001/23/2010 3:47:34 PM
galtsgulch$25.00$25.001/23/2010 4:11:44 PM
Oakland$50.00$50.001/23/2010 6:03:22 PM
verse99$25.00$25.001/23/2010 7:28:00 PM
MoneySiles$25.00$25.001/24/2010 4:42:07 AM
DonaldColorado$25.00$25.001/24/2010 7:58:23 AM
oceanwind1950$25.00$25.001/24/2010 8:15:27 AM
forthright-dedication$25.00$25.001/24/2010 8:15:45 AM
lendme2$25.00$25.001/24/2010 11:12:28 AM
ijspence$25.00$25.001/24/2010 11:13:19 AM
blooming-market$25.00$25.001/24/2010 11:13:28 AM
intrepid-transaction5$25.00$25.001/24/2010 11:13:36 AM
shamrocker$25.00$25.001/24/2010 11:09:31 AM
red-trade-cologne$25.00$25.001/24/2010 11:12:32 AM
Mr_Money$25.00$25.001/24/2010 11:13:14 AM
figs4u2$80.00$80.001/24/2010 11:13:39 AM
bill-expert$25.00$25.001/24/2010 11:13:43 AM
first-upright-payout$50.00$50.001/24/2010 11:13:53 AM
buukyak$25.00$25.001/24/2010 11:14:01 AM
exchange-battalion$30.00$30.001/24/2010 11:14:21 AM
OldFriend$25.00$25.001/24/2010 11:13:18 AM
aasx1108$25.00$25.001/24/2010 11:14:27 AM
29Palms$25.00$25.001/24/2010 11:13:23 AM
promiser200$25.00$25.001/24/2010 11:13:44 AM
gulch$35.00$35.001/24/2010 11:13:48 AM
dharma1$25.00$25.001/24/2010 2:14:59 PM
FrayBentos$25.00$25.001/24/2010 2:05:39 PM
CREnvy$25.00$25.001/25/2010 1:27:54 AM
Pasagam$25.00$25.001/25/2010 3:46:57 AM
codemonkey7$25.00$25.001/25/2010 9:35:09 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:28 AM
adama_48$25.00$25.001/25/2010 9:37:27 AM
dsgfl1$25.00$25.001/25/2010 10:14:35 AM
skuba$25.00$25.001/25/2010 10:36:38 AM
springpanda$25.00$25.001/25/2010 10:46:04 AM
selector568$400.00$400.001/25/2010 11:34:02 AM
BayShell$50.00$50.001/25/2010 11:41:11 AM
rakstar$29.65$29.651/25/2010 11:40:46 AM
samo102us$25.00$25.001/25/2010 1:09:39 PM
Philosonie$25.00$25.001/25/2010 12:19:18 PM
mlkhamilton$25.00$19.281/25/2010 2:07:57 PM
Carpetkid$25.00$25.001/25/2010 12:33:17 PM
WhiteGiant$25.00$25.001/26/2010 11:57:39 AM
serene-truth2$25.00$25.001/27/2010 10:13:22 AM
Bodyboard$25.00$25.001/27/2010 2:21:40 PM
rjsdsu$40.00$40.001/27/2010 8:43:01 PM
barflyer$25.00$25.001/28/2010 5:14:08 AM
gary500$25.00$25.001/28/2010 6:19:11 AM
iruz$53.24$53.241/28/2010 9:25:01 AM
CheapDolo22$25.00$25.001/28/2010 2:28:29 PM
thepillowsack$25.00$25.001/28/2010 5:44:46 PM
Spenser-Enterprises$25.00$25.001/28/2010 8:03:47 PM
twerns$40.00$40.001/28/2010 9:03:11 PM
robertmm25$37.59$37.591/29/2010 6:54:27 AM
techreseller$50.00$50.001/29/2010 7:30:14 AM
Your_Bank$25.00$25.001/28/2010 7:36:09 PM
orange-pound-party$25.00$25.001/28/2010 8:21:04 PM
wild-orange$25.00$25.001/29/2010 1:12:41 AM
Chewbaca$25.00$25.001/29/2010 11:44:20 AM
sunny1985$25.00$25.001/29/2010 4:50:56 AM
NYCLAIMSGUY$25.00$25.001/29/2010 5:29:06 AM
bicyclist2270$25.00$25.001/29/2010 3:54:09 PM
AmericanCredit$25.00$25.001/22/2010 3:56:32 PM
lean-velocity$25.00$25.001/22/2010 4:00:05 PM
kenji4861$25.00$25.001/22/2010 3:59:59 PM
personal-lender$25.00$25.001/22/2010 4:09:53 PM
inspired-contract9$50.00$50.001/22/2010 4:10:31 PM
credit-force5$25.00$25.001/22/2010 4:09:58 PM
toblerone$50.00$50.001/22/2010 4:10:44 PM
laredotornado$25.00$25.001/22/2010 4:11:38 PM
delicious-social132$25.00$25.001/22/2010 4:11:07 PM
thedoctor$90.00$90.001/22/2010 4:11:47 PM
bowdish1$100.00$100.001/22/2010 4:11:12 PM
peerlender$30.00$30.001/22/2010 4:11:41 PM
GElender$50.00$50.001/22/2010 4:12:13 PM
determined-contract$30.00$30.001/22/2010 4:11:55 PM
honorable-yield$75.00$75.001/22/2010 4:12:18 PM
wiselady$25.00$25.001/22/2010 4:12:40 PM
AF-Chief$35.00$35.001/22/2010 4:13:40 PM
first-pragmatic-note$25.00$25.001/22/2010 4:13:02 PM
loan-master996$50.00$50.001/22/2010 4:14:35 PM
supreme-hope$25.00$25.001/22/2010 4:13:34 PM
Havana21$25.00$25.001/22/2010 4:14:52 PM
kirkjerk$25.00$25.001/22/2010 4:48:24 PM
deal_maker78$35.00$35.001/22/2010 5:06:36 PM
Fortuno_per_commodo$50.00$50.001/22/2010 4:46:38 PM
bonus-patriot$25.00$25.001/22/2010 5:33:56 PM
the-bright-velocity$25.00$25.001/22/2010 5:35:37 PM
lucrative-worth$25.00$25.001/22/2010 5:35:44 PM
microlendblvr$100.00$100.001/22/2010 5:53:27 PM
joshua18$25.00$25.001/22/2010 6:28:34 PM
donmacprosper$25.00$25.001/22/2010 6:46:15 PM
Syzygy$25.00$25.001/22/2010 7:15:11 PM
dontscrewmeover1$25.00$25.001/22/2010 7:52:47 PM
p2ploan-leaper$29.51$29.511/23/2010 1:13:45 AM
helping-out$25.00$25.001/23/2010 1:13:43 AM
bds9646$26.00$26.001/23/2010 3:27:12 AM
inventive-wealth2$25.00$25.001/23/2010 3:58:36 AM
creditasaurus9$25.00$25.001/23/2010 8:54:05 AM
durability-halibut$25.00$25.001/23/2010 11:03:33 AM
responsibility-butterfly$25.00$25.001/23/2010 11:03:42 AM
elegant-income3$25.00$25.001/23/2010 11:03:37 AM
sb0453$25.00$25.001/23/2010 2:32:47 PM
Fearless_Lender$25.00$25.001/24/2010 8:15:44 AM
Steveoo1$40.95$40.951/24/2010 11:12:32 AM
SDNLR$25.00$25.001/24/2010 11:12:37 AM
Speculator$50.00$50.001/24/2010 11:13:33 AM
Kaj$30.00$30.001/24/2010 11:13:38 AM
justice-dna$35.00$35.001/24/2010 11:12:10 AM
the-money-gargantuan$25.00$25.001/24/2010 11:12:11 AM
jbaum$100.00$100.001/24/2010 11:13:35 AM
industrious-dedication$25.00$25.001/24/2010 11:13:43 AM
gold-commander0$50.00$50.001/24/2010 11:13:51 AM
Cheburashka$30.00$30.001/24/2010 11:12:39 AM
CorMDNY$25.00$25.001/24/2010 11:13:22 AM
OCedHrt$25.00$25.001/24/2010 11:13:24 AM
Hondo$25.00$25.001/24/2010 1:08:44 PM
green-benefit-enclave$25.00$25.001/24/2010 11:13:58 AM
UT-Longhorn$25.00$25.001/24/2010 11:14:09 AM
jsw7us$50.00$50.001/24/2010 6:22:32 PM
all_of_that_one$25.00$25.001/24/2010 6:29:42 PM
buckyhead2000$25.00$25.001/25/2010 2:34:38 AM
vigilance-accruer$25.00$25.001/25/2010 3:46:53 AM
heeeley$25.00$25.001/25/2010 6:45:14 AM
silverloan$25.00$25.001/25/2010 7:52:23 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:31 AM
meers2000$30.00$30.001/25/2010 9:33:55 AM
unassuming-note$25.00$25.001/25/2010 9:36:44 AM
tender-openness$100.00$100.001/25/2010 9:35:40 AM
Vess$25.00$25.001/25/2010 9:42:29 AM
-J$25.00$25.001/25/2010 10:14:53 AM
InvestorPartners$25.00$25.001/25/2010 10:54:35 AM
USMC0311$25.00$25.001/25/2010 1:09:44 PM
LAM26$25.00$25.001/25/2010 1:10:11 PM
enriching-payout$25.00$25.001/26/2010 12:02:51 PM
bamboozled_again$250.00$250.001/26/2010 12:17:04 PM
wwwUniversal$25.00$25.001/26/2010 12:52:54 PM
encore02$50.00$50.001/26/2010 5:05:16 PM
JM-Sarawak$25.00$25.001/27/2010 6:09:55 AM
natural-greenback6$25.00$25.001/27/2010 6:34:12 PM
BrighterSuns$25.00$25.001/28/2010 12:25:15 PM
RandyL3$25.00$25.001/28/2010 4:57:20 PM
historyman$25.00$25.001/28/2010 5:48:30 PM
gothampark$25.00$25.001/28/2010 8:18:37 PM
MrPie$25.25$25.251/29/2010 3:55:05 AM
suzanny$25.00$25.001/29/2010 5:37:17 AM
Richmp412$25.00$25.001/29/2010 7:43:07 AM
Loan_Some_Money$40.00$40.001/29/2010 9:23:50 AM
designs626$75.00$75.001/28/2010 10:00:34 PM
octoberfresh$25.00$25.001/29/2010 10:43:59 AM
platinum-platoon$25.00$25.001/29/2010 6:19:48 AM
surfsider123$25.00$25.001/29/2010 1:17:13 PM
johnpmid$25.00$25.001/29/2010 1:48:19 PM
GO4NY23$25.00$25.001/29/2010 3:53:59 PM
gustavholstopus32$25.00$25.001/29/2010 1:33:19 PM
danielamity$25.00$25.001/29/2010 1:36:14 PM
207 bids
 
Borrower Payment Dependent Notes Series 443961
This series of Notes was issued and sold upon the funding of the borrower loan #40741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,550.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-25-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $193.15
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $184.29
 
Auction yield range: 11.06% - 29.00% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1998 Debt/Income ratio: 22%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 5 / 5Length of status:10y 2m
Credit score: 680-699 (Jan-2010) Total credit lines: 34 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,024Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: Triphacta Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,300.00< mo. late: 0 ( 0% )  
660-679 (Jul-2009)
640-659 (Apr-2009)
620-639 (Feb-2007)
 
Principal balance: $365.97 1+ mo. late: 0 ( 0% )
Total payments billed: 34  
Description
Patent Web & Biz Development Funds
I am a very driven person (moonlighting-entrepreneur), who holds a full time position with the Army (civilian).? I am hoping to increase the quality of life for the consumer that will utilize this patent (pending).?? The funds are needed to contract services to acquire and produce parts required to complete or make this patent fully functional and virtually flawless.? Website development is a must.? Remainder will be used for marketing to bring in partners. I am hoping someone believes in me as much as?I believe in myself.?

Thank you for the consideration in this very important matter!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investorRE$35.00$35.001/25/2010 4:34:07 PM
mrscenicroute$25.00$25.001/25/2010 4:34:52 PM
supreme-bonus0$25.00$25.001/25/2010 4:37:35 PM
kindness-hickory5$25.00$25.001/25/2010 4:37:25 PM
tallmon$25.00$25.001/25/2010 4:39:33 PM
Hondo$25.00$25.001/25/2010 4:38:35 PM
orange-preeminant-bill$100.00$100.001/25/2010 4:45:09 PM
Orringo$50.00$50.001/25/2010 4:44:02 PM
seisen$100.00$27.331/25/2010 4:46:58 PM
unk1911$25.00$25.001/25/2010 4:46:43 PM
integrity-doctor$50.00$50.001/25/2010 4:46:11 PM
famous-bill$25.00$25.001/25/2010 4:46:40 PM
SolarMoonshine$25.00$25.001/25/2010 5:23:09 PM
inspiring-reward$50.00$50.001/25/2010 5:27:25 PM
Aberdeen$300.00$300.001/25/2010 5:28:20 PM
Aberdeen$300.00$300.001/25/2010 5:30:18 PM
vine99$39.58$39.581/25/2010 9:06:05 PM
Bob450$25.00$25.001/25/2010 9:25:07 PM
comicfanatic1966$25.00$25.001/26/2010 3:09:16 PM
best-generosity-financier$25.00$25.001/26/2010 5:07:12 PM
melodious-fairness$25.00$25.001/26/2010 7:10:04 PM
exchange-cowbell5$100.00$100.001/27/2010 7:13:10 PM
UCLA4life$25.00$25.001/28/2010 12:49:00 PM
b-rent$25.00$25.001/28/2010 3:48:59 PM
Credit2Prosper$50.00$50.001/28/2010 11:52:51 AM
mikeyp411$25.00$25.001/28/2010 4:44:53 PM
martymaniaman$50.00$50.001/29/2010 7:09:01 AM
MrPie$25.00$25.001/29/2010 4:03:04 AM
ptjg$50.00$50.001/29/2010 4:22:57 PM
loss-of-control$25.00$25.001/29/2010 2:29:32 PM
Jorgef741$100.00$100.001/29/2010 6:17:45 PM
worthy-bid4$25.00$25.001/30/2010 10:01:45 AM
rapid-currency$50.00$50.001/30/2010 11:17:30 AM
ilikeboats$100.00$100.001/30/2010 3:43:01 PM
LoanerPrincipal$50.00$50.001/30/2010 4:04:23 PM
Your_Bank$25.00$25.001/30/2010 5:11:57 PM
leverage-monger$25.00$25.001/30/2010 8:10:03 AM
twerns$40.00$40.001/31/2010 6:55:04 AM
Nusk$25.00$25.001/31/2010 11:53:38 AM
Kash2010lu$25.00$25.001/30/2010 1:35:09 PM
malomar66$30.00$30.001/31/2010 3:27:39 PM
fair-dollar$35.00$35.001/31/2010 5:08:41 PM
dorypro$25.00$25.002/1/2010 4:55:47 AM
The-CAPS-fan$25.00$25.002/1/2010 9:06:45 AM
orange-finance-banker$50.00$50.001/31/2010 6:30:56 PM
patriot384$50.00$50.002/1/2010 5:42:36 AM
wild-orange$25.00$25.002/1/2010 8:58:02 AM
Rip128$100.00$100.002/1/2010 2:53:53 PM
quest0$45.04$45.042/1/2010 3:25:02 PM
icon7$25.00$25.002/1/2010 4:25:19 PM
Engineer44$25.00$25.002/1/2010 4:31:23 PM
zone8$100.00$100.001/25/2010 4:36:13 PM
five-star-note$35.00$35.001/25/2010 4:40:46 PM
cloud8$25.00$25.001/25/2010 4:41:31 PM
selfmademan$25.00$25.001/25/2010 4:39:45 PM
dime-beeper$25.00$25.001/25/2010 4:43:45 PM
loyalist1$25.00$25.001/25/2010 5:12:55 PM
JohnWS$56.84$56.841/26/2010 3:06:47 PM
charming-point$300.00$300.001/27/2010 7:17:43 AM
JM-Sarawak$25.00$25.001/27/2010 6:12:10 AM
twjh$25.00$25.001/27/2010 3:22:18 PM
tashara$25.00$25.001/28/2010 12:03:37 PM
medarocket$25.00$25.001/28/2010 2:23:30 PM
MoneyForNothing$25.00$25.001/28/2010 8:27:20 PM
jakdwak$25.00$25.001/28/2010 6:38:48 PM
People-for-people$50.00$50.001/28/2010 7:23:34 PM
papaloha$50.00$50.001/29/2010 4:07:00 AM
PatriotKnight$50.00$50.001/29/2010 1:45:07 PM
PeacefulFlorida$25.00$25.001/29/2010 7:39:12 PM
Leshan$88.87$88.871/30/2010 7:04:37 AM
kendigme$28.97$28.971/30/2010 7:54:54 AM
piter-to-la-investment$50.00$50.001/29/2010 5:25:21 PM
anarchy1985$30.85$30.851/30/2010 3:58:45 PM
natural-greenback6$25.00$25.001/30/2010 7:19:23 PM
malcolmreynolds$25.00$25.001/31/2010 10:03:26 AM
rapid-currency$50.00$50.001/30/2010 11:18:00 AM
red-favorable-basis$25.00$25.001/30/2010 6:20:25 PM
PapaSmurf69$50.00$50.001/31/2010 10:07:13 AM
rate-hickory$25.00$25.002/1/2010 7:28:27 AM
jtn4148$50.00$50.002/1/2010 10:19:49 AM
ChrisKwan$25.00$25.002/1/2010 10:50:07 AM
CoolPlexer$27.52$27.522/1/2010 11:56:43 AM
honorable-yield$35.00$35.002/1/2010 12:38:52 PM
integrity-doctor$50.00$50.002/1/2010 10:10:08 AM
AF-Chief$35.00$35.002/1/2010 10:27:20 AM
oreyedoc$50.00$50.002/1/2010 3:08:51 PM
ultimate-peace$360.00$360.002/1/2010 4:07:15 PM
ScottFinance$25.00$25.002/1/2010 1:31:16 PM
HomerdohNY$25.00$25.002/1/2010 1:35:16 PM
XayV03$25.00$25.002/1/2010 4:26:06 PM
90 bids
 
Borrower Payment Dependent Notes Series 443971
This series of Notes was issued and sold upon the funding of the borrower loan #40735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-25-2010 
  Auction end date:  Feb-01-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 24.89% Starting monthly payment: $37.72
Final lender yield: 17.94% Final borrower rate/APR: 18.94% / 22.70% Final monthly payment: $36.63
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.91%  
Lender servicing fee: 1.00% Estimated return: 11.03%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 38%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 8 / 8Length of status:0y 8m
Credit score: 640-659 (Jan-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $29,041Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: boomerang621 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for guitar
Purpose of loan:
This loan will be used to purchase a guitar. In my spare time, I work as a freelance musician. I currently have a valuable guitar and would like to sell it to pay off some other bills. Before I can sell it, I need another guitar so I can continue working. In the past, I have owned the same model of guitar that I would like to buy with this loan. I know that it is reliable and has a very low cost to maintain it.

My financial situation:
I am a good candidate for this loan because I have excellent payment history with no blemished on my credit history. Plus, when I sell the previously mentioned guitar, I will be able to pay the loan off in full before the 3-year term.

Monthly net income: $ 2200

Monthly expenses:
??Insurance: $134
??Car expenses: $399
??Phone, cable, internet: $140
??Food, entertainment: $400
??Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the guitar you want to sell? Will you put it on Ebay or some other auction site? - CapricornLending
A: Paul Reed Smith DGT. I will either post it for sale on http://forums.birdsandmoons.com/forum (a PRS forum), craig's list, or put the word out to some guitar buddies. I haven't used my eBay account in years and I really don't want to lose any money by paying a fee to sell. (Jan-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
friendly-worth3$25.00$25.001/29/2010 4:06:32 PM
Cory79$28.04$28.041/30/2010 7:19:03 AM
CapricornLending$35.00$35.001/30/2010 8:20:17 AM
zorbadgreek$25.00$25.001/30/2010 7:30:54 AM
worthy-bid4$25.00$25.001/31/2010 8:43:47 AM
drkosh$25.00$25.001/31/2010 7:46:04 AM
Nemo2001$25.00$25.001/31/2010 10:14:33 PM
dorypro$25.00$25.002/1/2010 4:56:42 AM
PotBellyPete$50.00$50.002/1/2010 8:06:56 AM
Leopoldine$25.00$25.002/1/2010 11:52:38 AM
ansky127$25.00$25.002/1/2010 12:05:43 PM
honorable-yield$50.00$50.002/1/2010 12:41:10 PM
wild-orange$25.00$25.002/1/2010 8:38:08 AM
yu-rik$75.00$75.002/1/2010 3:10:45 PM
elvisloans$25.00$25.002/1/2010 12:47:13 PM
tcpfan$25.00$25.002/1/2010 2:34:34 PM
porwestco$25.00$25.002/1/2010 3:52:55 PM
Little_Tuna_College_Fund$50.00$8.071/28/2010 7:55:26 PM
JaceSpade$25.00$25.001/29/2010 6:36:15 PM
shellback13$25.00$25.001/30/2010 9:55:56 AM
starside8$30.00$30.001/30/2010 11:37:05 AM
Orbits$25.00$25.001/30/2010 5:43:34 PM
toxicbutterfly$25.00$25.001/30/2010 8:05:08 PM
worthy-bid4$25.00$25.001/31/2010 8:44:25 AM
maximizer$25.00$25.001/30/2010 1:27:59 PM
Techne_Funds_LLC$25.00$25.001/31/2010 2:40:07 PM
scottr$25.00$25.001/31/2010 10:56:22 PM
forthright-trade$25.00$25.002/1/2010 9:58:03 AM
Bob450$25.00$25.002/1/2010 10:14:14 AM
isfahanian$26.09$26.092/1/2010 11:33:25 AM
patriot384$50.00$50.002/1/2010 2:16:38 PM
3GuardianAngles$47.80$47.802/1/2010 2:38:39 PM
Capit0l$25.00$25.002/1/2010 12:22:10 PM
icon7$25.00$25.002/1/2010 4:26:15 PM
34 bids
 
Borrower Payment Dependent Notes Series 444183
This series of Notes was issued and sold upon the funding of the borrower loan #40664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-26-2010 
  Auction end date:  Feb-02-2010 
 
Starting lender yield: 13.49% Starting borrower rate/APR: 14.49% / 16.65% Starting monthly payment: $292.54
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 15.14% Final monthly payment: $286.40
 
Auction yield range: 4.06% - 13.49% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.86%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: May-1987 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 23 / 22Length of status:6y 8m
Credit score: 700-719 (Jan-2010) Total credit lines: 47 Occupation: Doctor
Now delinquent: 0 Revolving credit balance: $58,100Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bigoldboy5 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 700-719 (Latest)
Principal borrowed: $8,500.00< mo. late: 0 ( 0% )  
720-739 (Jun-2007)
 
Principal balance: $1,606.50 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Hoping to expand existing business
To clarify, I am a veterinary doctor, but there is no separate category on Prosper.? I don't want there to be any confusion.

Purpose of loan:
I have built a housecall veterinary acupuncture business slowly and steadily over the past year, by word of mouth only.? It is now time to aggressively market, and expand the scope of the business.

My financial situation:
I'm well employed, with a good salary, am building this business on the side.

I've been a lender on prosper for awhile now, and also have borrowed once.? The borrow account has a perfect record, and is due to be paid off in 7 months. I've been burned a few times as a lender and it's not a good feeling.? So, hopefully borrowing history, my good credit status, and my experience on the lending side can give you some added confidence.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You are a doctor and earn pretty good money . Why do you want to borrow 8.5K ? Or you don't want to put in personal money in this business ? - manuvns
A: Hi, that is a fair question. Remember that I am a vet, not a doctor. The AVERAGE student loans coming out of vet school are $150,000. Add in a mortgage, and credit card debt, which I am trying to pay down, and it doesn't leave a lot left over. It is not that I don't want to put in personal money. It is that it makes more sense to put that money towards higher interest debt, than to keep financing through credit cards. Does that answer your question? (Jan-28-2010)
Q: Can you break down how you plan to spend the loan money to grow your business? A use of funds would be helpful. Also, what is the current revenue and pre-tax earnings of your business? Name? Is it incorporated? What type of animals do you serve? - bboekest
A: I'm looking at two new pieces of equipment right now--an electroacupuncture unit, and a lacer unit, which add up to about $3000. The remainder will be to market--brochures, advertising, etc. It's strictly a side business right now. It is grossing about $1500 a month, with no advertising at all. I'm hoping to make a shift to making this more lucrative, and cutting down hours at my traditional job. I'm forming an LLC right now. I do horses, cats, dogs, rabbits, etc. No restrictions (Jan-28-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ptjg$100.00$100.001/26/2010 4:03:27 PM
greeninspirit$25.00$25.001/26/2010 4:25:09 PM
affluence-tulip$75.59$75.591/26/2010 4:09:23 PM
friendly-worth3$50.00$50.001/26/2010 4:10:10 PM
durability-halibut$25.00$25.001/26/2010 4:10:48 PM
orange-finance-banker$25.00$25.001/26/2010 4:11:09 PM
agab$25.00$25.001/26/2010 4:25:14 PM
Independenceday$25.00$25.001/26/2010 4:25:13 PM
Beverly_Hills_Lender$25.00$25.001/26/2010 4:31:46 PM
ekmendenhall$25.00$25.001/26/2010 4:35:09 PM
basejump0$25.00$25.001/27/2010 9:05:35 AM
tamcho$25.00$25.001/27/2010 9:08:27 AM
PeterPsych$300.00$300.001/27/2010 1:54:51 PM
HolJenks$33.93$33.931/28/2010 6:44:42 AM
IP$35.05$35.051/28/2010 9:37:26 AM
ssgt95068$25.00$25.001/28/2010 9:25:45 AM
worthy-bid4$25.00$25.001/28/2010 3:38:40 PM
Syzygy$25.00$25.001/28/2010 3:53:18 PM
selector568$28.58$28.581/28/2010 8:00:38 PM
elegant-loot$25.00$25.001/28/2010 8:17:18 PM
MoneyForNothing$25.00$25.001/28/2010 8:28:59 PM
wanna-help$25.00$25.001/28/2010 9:10:34 PM
hotwired$25.00$25.001/29/2010 6:30:00 AM
Sealion$50.00$50.001/29/2010 7:17:57 AM
imlosttoo$25.00$25.001/28/2010 11:26:25 PM
BankOfShaun$25.00$25.001/29/2010 11:42:00 AM
bomdel$25.00$25.001/29/2010 11:42:19 AM
elloboverde$50.00$50.001/29/2010 10:09:14 PM
Ven58$25.00$25.001/30/2010 7:36:26 AM
LittleMingo$25.00$25.001/29/2010 7:09:53 PM
UOweMe$25.00$25.001/30/2010 6:52:03 AM
Johnab$50.00$50.001/30/2010 5:00:27 PM
puyanera$25.00$25.001/30/2010 5:50:57 PM
skeeter75$400.00$400.001/31/2010 6:10:42 AM
Badsland$25.00$25.002/1/2010 5:23:50 AM
beachfunder$25.00$25.002/1/2010 8:42:59 AM
KDW08$25.00$25.002/1/2010 9:38:48 AM
shortblondemark$25.00$25.002/1/2010 11:24:11 AM
twjh$25.00$25.002/1/2010 11:45:38 AM
billnsc$25.00$25.002/1/2010 3:54:22 PM
blue-relay$50.00$50.002/1/2010 4:06:19 PM
william8$25.00$25.002/1/2010 4:07:31 PM
jetblack$50.00$50.002/1/2010 11:44:36 AM
CincyTex$50.00$50.002/1/2010 7:28:47 PM
Imaginos1892$100.00$100.002/1/2010 7:43:28 PM
pja138$50.00$50.002/1/2010 8:12:23 PM
Oak-Parker$25.00$25.002/1/2010 9:14:11 PM
SanJoser$25.00$25.002/1/2010 5:05:14 PM
ezhik00$25.00$25.002/1/2010 5:20:50 PM
jayk63$25.00$25.002/2/2010 3:23:41 AM
Flash80$100.00$100.002/1/2010 6:43:03 PM
LittleMingo$25.00$25.002/1/2010 7:03:10 PM
Schwamie$38.55$38.552/2/2010 9:18:14 AM
jybank$25.00$25.002/2/2010 9:34:51 AM
gothampark$25.00$25.002/1/2010 8:50:39 PM
bonus-apple$100.00$100.002/1/2010 9:55:27 PM
johngotti$50.00$50.002/2/2010 10:46:16 AM
OzGuy609$25.00$25.002/2/2010 11:28:19 AM
gustavholstopus32$25.00$25.002/2/2010 11:36:45 AM
Pendruce$25.00$25.002/2/2010 11:25:27 AM
cutter21$25.00$25.002/2/2010 1:44:32 PM
TigerForce$25.00$25.002/2/2010 1:11:36 PM
uralrider$27.37$27.372/2/2010 2:55:27 PM
shrewd-income$100.00$100.002/2/2010 3:18:58 PM
MSCG$100.00$100.002/2/2010 3:32:03 PM
forthright-trade$25.00$25.002/2/2010 3:48:45 PM
ThisGuyIKnow$100.00$100.002/2/2010 3:52:56 PM
charming-dime$50.00$50.002/2/2010 3:48:44 PM
Aberdeen$300.00$300.002/2/2010 11:34:39 AM
truth-willow$25.00$25.002/2/2010 1:24:13 PM
silver-allotment$25.00$25.002/2/2010 1:42:47 PM
runbix7$25.00$25.002/2/2010 3:15:14 PM
cordial-integrity$27.17$27.172/2/2010 3:22:09 PM
fairness-swashbuckler$51.07$51.072/2/2010 3:53:03 PM
income-fortress$50.00$50.001/26/2010 4:03:32 PM
CallMeBen$50.00$50.001/26/2010 4:03:22 PM
Rattlehead$75.00$75.001/26/2010 4:31:24 PM
FinDoc$25.00$25.001/26/2010 4:24:19 PM
thegreatone$100.00$100.001/26/2010 4:35:33 PM
inforapenny$25.00$25.001/26/2010 4:40:47 PM
DeltaComputerGuy$25.80$25.801/26/2010 5:10:33 PM
respectful-integrity3$30.00$30.001/26/2010 8:23:58 PM
Kenosplit$274.99$274.991/27/2010 8:20:42 AM
sparkmeister$25.00$25.001/27/2010 12:21:31 PM
agcereniv$50.00$50.001/28/2010 8:07:57 AM
here2lend$25.00$25.001/28/2010 1:50:00 PM
Shanster84$50.00$50.001/28/2010 11:45:23 AM
CommerciaLender$25.00$25.001/28/2010 7:02:00 PM
blackbear$100.00$100.001/28/2010 7:30:27 PM
pitashi$25.00$25.001/29/2010 6:29:59 AM
matthewa$25.00$25.001/29/2010 2:49:30 AM
MTGuy$50.00$50.001/29/2010 4:41:44 PM
millionairewannabe$25.00$25.001/30/2010 5:36:59 AM
BoughtTheFarm$25.00$25.001/30/2010 7:36:17 AM
lawboy74$25.00$25.001/30/2010 8:14:52 AM
heng2x$50.00$50.001/30/2010 8:44:03 AM
credit-kahuna$200.00$200.001/30/2010 1:25:28 AM
CERTIFIED$100.00$100.001/30/2010 5:38:45 AM
poster177$25.00$25.001/30/2010 4:17:36 PM
FjLenders$50.03$50.031/30/2010 7:36:15 AM
dontscrewmeover1$25.00$25.001/30/2010 6:31:41 PM
CA_Lender$25.00$25.001/30/2010 8:03:16 PM
Maxmarcus$25.00$25.001/30/2010 10:46:22 AM
mhammond$50.00$50.001/31/2010 10:43:13 AM
miket71$100.00$100.001/31/2010 12:52:47 PM
buffalobills$25.00$25.001/31/2010 2:14:30 PM
twjh$25.00$25.001/31/2010 4:40:01 PM
mcabery$150.00$150.001/31/2010 3:01:07 AM
minista$25.00$25.001/31/2010 12:53:16 PM
orbiter614$200.00$200.001/31/2010 4:37:02 PM
beachfunder$50.00$50.002/1/2010 8:44:02 AM
G-Love$54.67$54.672/1/2010 3:44:14 PM
Aberdeen$300.00$300.002/1/2010 11:41:40 AM
MoneyOps$25.00$25.002/1/2010 4:46:37 PM
cemseller$25.00$25.002/1/2010 4:59:15 PM
worth-victor6$25.00$25.002/1/2010 5:01:10 PM
dud$50.00$50.002/1/2010 5:04:26 PM
csak13$25.00$25.002/1/2010 7:12:22 PM
rmpedi33$250.00$250.002/1/2010 7:29:24 PM
flshdaskll$25.00$25.002/1/2010 8:42:15 PM
nimble-revenue$38.55$38.552/1/2010 5:00:51 PM
wild-orange$25.00$25.002/1/2010 10:03:02 PM
Your_Bank$25.00$25.002/1/2010 5:07:44 PM
RandyL3$25.00$25.002/1/2010 5:31:37 PM
jfreaksho$30.00$30.002/2/2010 4:39:45 AM
Capit0l$25.00$25.002/2/2010 6:39:32 AM
PotBellyPete$90.00$90.002/2/2010 8:31:59 AM
jtn4148$50.00$50.002/2/2010 8:57:57 AM
leverage-monger$30.00$30.002/2/2010 10:07:10 AM
ScottFinance$25.00$25.002/2/2010 10:15:56 AM
IIP77$25.00$9.322/1/2010 9:25:25 PM
maj0508$100.00$100.002/2/2010 1:11:48 AM
leverage-monger$36.33$36.332/2/2010 1:43:18 PM
rate-hickory$25.00$25.002/2/2010 7:45:50 AM
springpanda$25.00$25.002/2/2010 2:44:58 PM
RadarLuv$25.00$25.002/2/2010 2:19:17 PM
Lear31$62.00$62.002/2/2010 2:29:37 PM
charming-dime$50.00$50.002/2/2010 3:34:16 PM
LesPaul1$25.00$25.002/2/2010 10:03:26 AM
dblaz5$500.00$500.002/2/2010 3:40:59 PM
nilonc1$25.00$25.002/2/2010 3:45:37 PM
patriot384$250.00$250.002/2/2010 3:50:20 PM
blackwater98$26.00$26.002/2/2010 10:31:20 AM
scoobiedoo$25.00$25.002/2/2010 3:52:01 PM
boomer61$25.00$25.002/2/2010 3:53:24 PM
bizguy1982$25.00$25.002/2/2010 12:46:53 PM
LAKETIME$25.00$25.002/2/2010 2:43:46 PM
PatriotKnight$100.00$100.002/2/2010 3:44:24 PM
myduck$100.00$100.002/2/2010 3:53:27 PM
149 bids
 
Borrower Payment Dependent Notes Series 444315
This series of Notes was issued and sold upon the funding of the borrower loan #40738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-26-2010 
  Auction end date:  Jan-31-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 13.12% Starting monthly payment: $327.39
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $319.63
 
Auction yield range: 4.06% - 10.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2001 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 15 / 13Length of status:3y 9m
Credit score: 740-759 (Jan-2010) Total credit lines: 19 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $12,284Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 29%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: shaz Borrower's state: Washington Borrower's group: Microsoft Employees
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 36 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
740-759 (Dec-2009)
640-659 (Jan-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Pay off high interest credit cards.
Purpose of loan:
To consolidate my credit cards into one payment with a much lower interest rate.

My financial situation:
I make a good, steady?income with the job I've had for almost four years and I'm about to make the last payment on my first 3-year propser loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lloyd_s$25.00$25.001/26/2010 3:57:48 PM
market-builder$25.00$25.001/26/2010 4:00:33 PM
dealarella$25.00$25.001/26/2010 4:00:56 PM
mlopez2007$50.00$50.001/26/2010 4:01:04 PM
thedoctor$90.00$90.001/26/2010 4:01:47 PM
dollar-birdie$30.00$30.001/26/2010 4:02:11 PM
commerce-voyager$25.00$25.001/26/2010 4:02:49 PM
supreme-hope$25.00$25.001/26/2010 4:03:59 PM
auction-turbine4$25.00$25.001/26/2010 4:04:23 PM
loan-master996$50.00$50.001/26/2010 4:04:31 PM
Havana21$25.00$25.001/26/2010 4:05:14 PM
inspired-contract9$50.00$50.001/26/2010 3:59:14 PM
Cai8899$75.00$75.001/26/2010 4:00:20 PM
credit-force5$25.00$25.001/26/2010 3:58:20 PM
exciting-responsibility3$25.00$25.001/26/2010 3:58:30 PM
alpinaut$25.00$25.001/26/2010 4:08:09 PM
bchen78875$50.00$50.001/26/2010 3:59:03 PM
dregan$25.00$25.001/26/2010 4:08:31 PM
Hexamond$25.00$25.001/26/2010 4:08:47 PM
Walkingcowboy$25.00$25.001/26/2010 3:59:41 PM
toblerone$50.00$50.001/26/2010 3:59:49 PM
wampum-optimization$50.00$50.001/26/2010 3:59:55 PM
kanakakm$50.00$50.001/26/2010 4:02:27 PM
schpere$30.00$30.001/26/2010 4:00:10 PM
aldenrains$25.00$25.001/26/2010 4:02:43 PM
junctionking$25.00$25.001/26/2010 4:03:06 PM
honorable-yield$42.43$42.431/26/2010 4:10:46 PM
red-favorable-basis$25.00$25.001/26/2010 4:03:14 PM
AFairDeal$25.00$25.001/26/2010 4:01:11 PM
REVSTJ999$25.00$25.001/26/2010 4:10:59 PM
laredotornado$25.00$25.001/26/2010 4:01:31 PM
wiselady$25.00$25.001/26/2010 4:02:34 PM
orange-finance-banker$50.00$50.001/26/2010 4:05:45 PM
first-pragmatic-note$25.00$25.001/26/2010 4:02:58 PM
auction-elvis$25.00$25.001/26/2010 4:04:15 PM
walabie$25.00$25.001/26/2010 4:22:49 PM
TennSquire$25.00$25.001/26/2010 4:08:36 PM
buckyhead2000$25.00$25.001/26/2010 4:06:04 PM
cash-queen$30.00$30.001/26/2010 4:06:49 PM
DonaldColorado$25.00$25.001/26/2010 4:25:18 PM
snappy$50.00$50.001/26/2010 4:07:06 PM
rjw_mpwr$25.00$25.001/26/2010 4:07:27 PM
billyisafob$25.00$25.001/26/2010 4:25:50 PM
del30$25.00$25.001/26/2010 4:11:15 PM
macjp123$25.00$25.001/26/2010 4:08:23 PM
pujols8996$30.00$30.001/26/2010 4:26:33 PM
LALO79$25.00$25.001/26/2010 4:26:38 PM
cvfriend$25.00$25.001/26/2010 4:08:40 PM
sweepeet$25.00$25.001/26/2010 4:18:57 PM
forthright-dedication$50.00$50.001/26/2010 4:28:15 PM
new-honorable-rate$25.00$25.001/26/2010 4:21:27 PM
mpatrick$50.00$50.001/26/2010 4:29:47 PM
onlyastepaway$25.00$25.001/26/2010 4:30:38 PM
Marathoner$25.00$25.001/26/2010 4:30:45 PM
srilm$25.00$25.001/26/2010 4:32:06 PM
John73$25.00$25.001/26/2010 4:32:37 PM
momentous-velocity$25.00$25.001/26/2010 4:32:38 PM
fxtrader$25.00$25.001/26/2010 4:32:58 PM
Kulchar$50.00$50.001/26/2010 4:33:20 PM
bold-bright-currency$25.00$25.001/26/2010 4:33:23 PM
DLock99$25.00$25.001/26/2010 4:33:40 PM
mpactlender$25.00$25.001/26/2010 4:33:46 PM
firsttouch1$200.00$200.001/26/2010 4:21:30 PM
mikepat55$25.00$25.001/26/2010 4:25:32 PM
fund-guild$25.00$25.001/26/2010 4:25:46 PM
cash-horse7$25.00$25.001/26/2010 4:26:04 PM
peso-colonel$90.00$90.001/26/2010 4:36:01 PM
18th_beachbum$25.00$25.001/26/2010 4:38:08 PM
puifais$25.00$25.001/26/2010 4:38:16 PM
treasure-bliss$100.00$100.001/26/2010 4:24:49 PM
orange-preeminant-bill$100.00$100.001/26/2010 4:38:54 PM
currency-agave$25.00$25.001/26/2010 4:25:42 PM
loan-warrior$25.00$25.001/26/2010 4:40:17 PM
Woodworker57$25.00$25.001/26/2010 4:25:58 PM
enb3$25.00$25.001/26/2010 4:40:50 PM
ijspence$25.00$25.001/26/2010 4:26:29 PM
gentle-note$25.00$25.001/26/2010 4:40:57 PM
enthusiastic-balance5$100.00$100.001/26/2010 4:26:45 PM
rlcot$25.00$25.001/26/2010 4:41:11 PM
livingaloha$25.00$25.001/26/2010 4:27:17 PM
wayman$50.00$50.001/26/2010 4:41:58 PM
duty-monger$50.00$50.001/26/2010 4:42:04 PM
sgmm330$25.00$25.001/26/2010 4:30:25 PM
paladin847$25.00$25.001/26/2010 4:30:32 PM
blooming-market$25.00$25.001/26/2010 4:33:29 PM
Aberdeen$300.00$300.001/26/2010 4:43:58 PM
durability-halibut$25.00$25.001/26/2010 4:32:14 PM
steamboatgal$25.00$25.001/26/2010 4:32:49 PM
george_kaplan$25.00$25.001/26/2010 4:33:08 PM
sharkm$40.00$40.001/26/2010 4:36:07 PM
niskyfranchise$25.00$25.001/26/2010 4:33:37 PM
saffron4$25.00$25.001/26/2010 4:37:01 PM
Fortuno_per_commodo$25.00$25.001/26/2010 4:34:19 PM
time4aloan$50.00$50.001/26/2010 4:38:38 PM
ghinga$50.00$50.001/26/2010 4:39:17 PM
elevated-platinum5$50.00$50.001/26/2010 4:39:49 PM
industrious-dedication$25.00$25.001/26/2010 4:36:45 PM
duty-sensai$25.00$25.001/26/2010 4:36:53 PM
integrity-doctor$50.00$50.001/26/2010 4:40:39 PM
Kaj$25.00$25.001/26/2010 4:37:58 PM
maldok1$25.00$25.001/26/2010 4:41:14 PM
wise-extraordinary-loot$30.00$30.001/26/2010 4:38:29 PM
rooosta$25.00$25.001/26/2010 4:38:43 PM
Artist_Blue$25.00$25.001/26/2010 4:38:59 PM
credit-kahuna$100.00$100.001/26/2010 4:41:53 PM
Rob717171$25.00$25.001/26/2010 4:39:07 PM
brazilofmux$100.00$35.591/26/2010 4:42:14 PM
NorthernFunds$25.00$25.001/26/2010 4:39:23 PM
important-ore$50.00$50.001/26/2010 4:39:28 PM
Gibbyland$75.00$75.001/26/2010 4:39:33 PM
intrepid-transaction5$25.00$25.001/26/2010 4:39:58 PM
inspiring-reward$50.00$50.001/26/2010 4:40:03 PM
ryan23$25.00$25.001/26/2010 4:40:05 PM
yield-hero4$25.00$25.001/26/2010 4:40:26 PM
MrDavid$25.00$25.001/26/2010 4:40:44 PM
balance-voyager$100.00$100.001/26/2010 4:41:34 PM
HamachiMan$25.00$25.001/26/2010 4:41:36 PM
paymentologist$25.00$25.001/26/2010 4:41:38 PM
felicity-synapse$25.00$25.001/26/2010 4:41:41 PM
aasx1108$25.00$25.001/26/2010 4:41:44 PM
note-tent$25.00$25.001/26/2010 4:42:09 PM
Aberdeen$172.24$172.241/26/2010 4:44:03 PM
dma1206$25.00$25.001/26/2010 5:16:08 PM
dontscrewmeover1$25.00$25.001/26/2010 5:45:59 PM
MoneyForNothing$25.00$25.001/26/2010 7:14:24 PM
exchange-cub$25.00$25.001/26/2010 9:41:17 PM
melodious-fairness$25.00$25.001/26/2010 7:13:41 PM
the-bright-velocity$25.00$25.001/26/2010 10:01:09 PM
bondhedger$25.00$25.001/26/2010 10:09:11 PM
Barky52$25.00$25.001/27/2010 6:59:54 AM
truth-candy$27.61$27.611/27/2010 3:51:26 PM
springpanda$25.00$25.001/28/2010 11:46:23 AM
neighborly-bid$25.00$25.001/28/2010 11:12:04 AM
wonderous-power$25.00$25.001/29/2010 5:11:10 AM
golffish2$100.00$100.001/29/2010 9:05:42 AM
Dollars4Rent$25.00$25.001/29/2010 5:02:44 PM
availableloan$25.00$25.001/29/2010 10:31:43 PM
Spiv_51$25.00$25.001/30/2010 4:17:11 AM
trajames$30.00$30.001/30/2010 8:32:31 AM
matthewrburk$50.00$50.001/30/2010 9:22:50 AM
mooselover$60.00$60.001/30/2010 9:40:57 AM
myidear$28.83$28.831/30/2010 3:13:25 PM
Buffer10$250.00$250.001/30/2010 5:49:43 PM
BOZO88$25.00$25.001/31/2010 4:36:42 PM
MrEville$25.00$25.001/31/2010 6:41:31 AM
personal-lender$25.00$25.001/26/2010 3:58:11 PM
leodaguy$25.00$25.001/26/2010 3:59:24 PM
determined-contract$30.00$30.001/26/2010 4:02:03 PM
AF-Chief$35.00$35.001/26/2010 4:04:08 PM
wampum-reaction2$25.00$25.001/26/2010 4:06:10 PM
Krozy$25.00$25.001/26/2010 4:07:14 PM
intently$25.00$25.001/26/2010 4:07:43 PM
alge12$25.00$25.001/26/2010 4:07:48 PM
LandE2BG$25.00$25.001/26/2010 4:07:57 PM
kulender$30.00$30.001/26/2010 3:58:42 PM
commerce-web5$40.00$40.001/26/2010 4:01:54 PM
gciarami$25.00$25.001/26/2010 4:08:53 PM
SterlingTech$25.00$25.001/26/2010 4:09:44 PM
delicious-social132$25.00$25.001/26/2010 4:00:40 PM
bowdish1$100.00$100.001/26/2010 4:00:48 PM
first-fund-empenada$25.00$25.001/26/2010 4:03:19 PM
kmr2$60.00$60.001/26/2010 4:01:22 PM
peerlender$30.00$30.001/26/2010 4:01:38 PM
dharma1$25.00$25.001/26/2010 4:11:31 PM
friendly-worth3$25.00$25.001/26/2010 4:04:41 PM
rolandweary$30.00$30.001/26/2010 4:02:18 PM
GElender$50.00$50.001/26/2010 4:05:22 PM
desertoasis$25.00$25.001/26/2010 4:05:49 PM
nourishing-interest0$25.00$25.001/26/2010 4:20:55 PM
MVP2008$25.00$25.001/26/2010 4:21:09 PM
skuba$25.00$25.001/26/2010 4:06:20 PM
arcangel72$25.00$25.001/26/2010 4:06:56 PM
the-aggresive-principal$25.00$25.001/26/2010 4:22:06 PM
speyer$25.00$25.001/26/2010 4:07:20 PM
Geldmeister$50.00$50.001/26/2010 4:07:50 PM
thoughtful-community7$25.00$25.001/26/2010 4:09:14 PM
finance-burger$25.00$25.001/26/2010 4:25:21 PM
caliguian$25.00$25.001/26/2010 4:19:11 PM
miked8303$25.00$25.001/26/2010 4:19:16 PM
eridient$25.00$25.001/26/2010 4:09:18 PM
thevogelfamily$37.34$37.341/26/2010 4:30:00 PM
WillyBobba$25.00$25.001/26/2010 4:30:23 PM
truth-companion$25.00$25.001/26/2010 4:30:42 PM
mighty-pound4$25.00$25.001/26/2010 4:22:04 PM
Supernick$100.00$100.001/26/2010 4:30:44 PM
kbguru$50.00$50.001/26/2010 4:11:05 PM
cub510$25.00$25.001/26/2010 4:31:42 PM
progressive-asset$100.00$100.001/26/2010 4:32:19 PM
Trimalchio12$25.00$25.001/26/2010 4:32:26 PM
THREE-POINTS-LENDING$25.00$25.001/26/2010 4:32:28 PM
nourishing-hope835$25.00$25.001/26/2010 4:32:44 PM
maple1$25.00$25.001/26/2010 4:32:47 PM
peripatetic$25.00$25.001/26/2010 4:20:10 PM
kenji4861$25.00$25.001/26/2010 4:24:33 PM
lean-velocity$25.00$25.001/26/2010 4:24:44 PM
egw$25.00$25.001/26/2010 4:25:00 PM
Orringo$69.00$69.001/26/2010 4:34:21 PM
burrito6$25.00$25.001/26/2010 4:22:43 PM
Montello$25.00$25.001/26/2010 4:26:01 PM
all_of_that_one$25.00$25.001/26/2010 4:26:07 PM
Jdogg98$25.00$25.001/26/2010 4:26:12 PM
j2ee$25.00$25.001/26/2010 4:26:18 PM
head$25.00$25.001/26/2010 4:24:13 PM
SNH$50.00$50.001/26/2010 4:36:27 PM
exact-loan5$25.00$25.001/26/2010 4:37:29 PM
diplomatic-point4$100.00$100.001/26/2010 4:24:29 PM
Speculator$50.00$50.001/26/2010 4:39:05 PM
highcountry1$25.00$25.001/26/2010 4:27:37 PM
KgBsUcKa$25.00$25.001/26/2010 4:25:24 PM
capital_gains$25.00$25.001/26/2010 4:25:35 PM
falcon88dp$25.00$25.001/26/2010 4:40:13 PM
jrbill1998$50.00$50.001/26/2010 4:40:54 PM
gethsemane4$25.00$25.001/26/2010 4:26:52 PM
OldFriend$25.00$25.001/26/2010 4:41:10 PM
supreme-bonus0$25.00$25.001/26/2010 4:26:54 PM
plentiful-reward$50.00$50.001/26/2010 4:41:21 PM
LiquidLender$25.00$25.001/26/2010 4:32:04 PM
hitsman$50.00$50.001/26/2010 4:42:01 PM
klinebarger$25.00$25.001/26/2010 4:42:05 PM
kchen486$25.00$25.001/26/2010 4:42:07 PM
flopcat$25.00$25.001/26/2010 4:42:13 PM
whfh99$25.00$25.001/26/2010 4:30:54 PM
credit-solstice$25.00$25.001/26/2010 4:33:33 PM
BumblingStunmbling$25.00$25.001/26/2010 4:32:34 PM
green-careful-community$25.00$25.001/26/2010 4:33:13 PM
topher515$25.00$25.001/26/2010 4:33:17 PM
loanfairy$25.00$25.001/26/2010 4:36:10 PM
principal-kung-fu$25.00$25.001/26/2010 4:36:17 PM
Dawgs34$25.00$25.001/26/2010 4:33:51 PM
orange-courageous-dedication$30.00$30.001/26/2010 4:37:24 PM
Katburg$35.00$35.001/26/2010 4:38:13 PM
value-pole$25.00$25.001/26/2010 4:38:22 PM
impeccable-transparency$75.00$75.001/26/2010 4:39:53 PM
elegant-bonus$25.00$25.001/26/2010 4:36:21 PM
famous-bill$75.00$75.001/26/2010 4:40:19 PM
benefit-squirrel$30.00$30.001/26/2010 4:37:15 PM
melodious-fairness$25.00$25.001/26/2010 4:37:41 PM
elephantparty$25.00$25.001/26/2010 4:41:02 PM
Banker7371$25.00$25.001/26/2010 4:38:04 PM
credible-durability$25.00$25.001/26/2010 4:41:26 PM
bold-principal-thinker$25.00$25.001/26/2010 4:41:32 PM
Pizza-man$50.00$50.001/26/2010 4:41:49 PM
best-generosity-financier$25.00$25.001/26/2010 5:11:19 PM
payout-achievement$40.00$40.001/26/2010 4:41:55 PM
yield-lion$25.00$25.001/26/2010 4:39:20 PM
balance6$25.00$25.001/26/2010 4:40:09 PM
financial-frenzy$50.00$50.001/26/2010 4:40:23 PM
piter-to-la-investment$25.00$25.001/26/2010 4:40:35 PM
upbeat-investment9$25.00$25.001/26/2010 4:41:00 PM
tedsrfdude$25.00$25.001/26/2010 4:41:04 PM
oaktown23$50.00$50.001/26/2010 4:41:06 PM
bill-expert$25.00$25.001/26/2010 4:41:08 PM
reflective-cash0$50.00$50.001/26/2010 4:41:30 PM
punctual-power7$25.00$25.001/26/2010 4:41:47 PM
E_G$30.00$30.001/26/2010 4:41:51 PM
SCD$25.00$25.001/27/2010 9:41:45 PM
JohnSmith10$25.00$25.001/27/2010 8:20:29 PM
interstellar$25.10$25.101/28/2010 1:15:26 PM
walkinsky$200.00$200.001/28/2010 3:00:40 PM
amit_gu$25.00$25.001/28/2010 7:50:43 PM
sammyhammy$25.00$25.001/29/2010 11:38:17 AM
gary500$25.00$25.001/29/2010 2:39:41 PM
innovator799$25.00$25.001/29/2010 11:14:08 AM
Earnest_Money$25.00$25.001/29/2010 7:21:19 PM
PeacefulFlorida$25.00$25.001/29/2010 8:06:15 PM
Skaven2600$29.76$29.761/30/2010 7:43:04 AM
Asparagirl$50.00$50.001/30/2010 10:08:08 PM
worthy-bid4$25.00$25.001/30/2010 10:09:38 AM
LoanerPrincipal$50.00$50.001/30/2010 4:20:55 PM
RandyL3$27.10$27.101/31/2010 4:28:11 PM
270 bids
 
Borrower Payment Dependent Notes Series 444327
This series of Notes was issued and sold upon the funding of the borrower loan #40752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-26-2010 
  Auction end date:  Jan-31-2010 
 
Starting lender yield: 15.05% Starting borrower rate/APR: 16.05% / 18.23% Starting monthly payment: $527.73
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $527.36
 
Auction yield range: 6.06% - 15.05% Estimated loss impact: 5.26%  
Lender servicing fee: 1.00% Estimated return: 9.74%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1984 Debt/Income ratio: 22%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 19 / 15Length of status:7y 6m
Credit score: 760-779 (Jan-2010) Total credit lines: 55 Occupation: Police Officer/Corr...
Now delinquent: 0 Revolving credit balance: $44,516Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: silver-idol9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
No More High Interest Debt!!
Purpose of loan:
This loan will be used to consolidate credit card debt that will be increasing due to unnecessary,unexplained (due to the economic situation and the increased cost of doing business....), and astronomical?interest rate increases. My interest rates are increasing as my credit limits decrease (though they are being paid on time and are always above the minimums), which sheds negative light on my credit report by showing me closer to, or almost at,?my credit limits. ??
My financial situation:
I am a good candidate for this loan because I have a steady source of reliable income, own a home that is still valued above the remaining loan balance, and have consistently paid my debts in a responsible fashion. I would not be in a position to request this assistance had my creditors left my account limits?as they were prior to the countries high?unemployement rates?and financial systems hardship(s). My accounts were available for me?to consilidate my debt at a reasonable interest rate before the countries?economic situation became so stressfull. I am looking forward to a positive experience here at Prosper. Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cash-queen$30.00$30.001/26/2010 4:06:48 PM
intently$25.00$25.001/26/2010 4:07:43 PM
alge12$25.00$25.001/26/2010 4:07:47 PM
LandE2BG$25.00$25.001/26/2010 4:07:55 PM
Badsland$25.00$25.001/26/2010 4:10:51 PM
orange-finance-banker$25.00$25.001/26/2010 4:11:10 PM
the-aggresive-principal$25.00$25.001/26/2010 4:22:05 PM
rjw_mpwr$25.00$25.001/26/2010 4:07:26 PM
Geldmeister$50.00$50.001/26/2010 4:07:49 PM
gciarami$25.00$25.001/26/2010 4:08:52 PM
thoughtful-community7$25.00$25.001/26/2010 4:09:13 PM
FinDoc$25.00$25.001/26/2010 4:24:20 PM
SterlingTech$25.00$25.001/26/2010 4:09:43 PM
KgBsUcKa$25.00$25.001/26/2010 4:25:23 PM
Krozy$25.00$25.001/26/2010 4:07:13 PM
wampum-reaction2$25.00$25.001/26/2010 4:27:11 PM
caliguian$25.00$25.001/26/2010 4:19:11 PM
MVP2008$25.00$25.001/26/2010 4:21:08 PM
lowcostmoney$26.00$26.001/26/2010 4:21:37 PM
sgmm330$25.00$25.001/26/2010 4:30:24 PM
mighty-pound4$25.00$25.001/26/2010 4:22:04 PM
Supernick$100.00$100.001/26/2010 4:30:43 PM
wanna-help$25.00$25.001/26/2010 4:30:48 PM
walabie$25.00$25.001/26/2010 4:22:49 PM
credit-force5$25.00$25.001/26/2010 4:32:22 PM
desertoasis$50.00$50.001/26/2010 4:22:57 PM
THREE-POINTS-LENDING$25.00$25.001/26/2010 4:32:27 PM
sweepeet$25.00$25.001/26/2010 4:18:59 PM
nourishing-hope835$25.00$25.001/26/2010 4:32:44 PM
steamboatgal$25.00$25.001/26/2010 4:32:48 PM
nourishing-interest0$25.00$25.001/26/2010 4:20:54 PM
friendly-worth3$25.00$25.001/26/2010 4:33:56 PM
Fortuno_per_commodo$25.00$25.001/26/2010 4:34:18 PM
Orringo$75.00$75.001/26/2010 4:34:21 PM
tlp43$25.00$25.001/26/2010 4:34:24 PM
burrito6$25.00$25.001/26/2010 4:22:42 PM
jdrez$25.00$25.001/26/2010 4:34:50 PM
Microfinancer$25.00$25.001/26/2010 4:34:55 PM
Woodworker57$25.00$25.001/26/2010 4:25:57 PM
gallant-camaraderi$25.00$25.001/26/2010 4:35:52 PM
ijspence$25.00$25.001/26/2010 4:26:28 PM
duty-sensai$25.00$25.001/26/2010 4:36:51 PM
orange-courageous-dedication$30.00$30.001/26/2010 4:37:23 PM
time4aloan$50.00$50.001/26/2010 4:38:36 PM
NorthernFunds$25.00$25.001/26/2010 4:39:22 PM
accordion8$50.00$50.001/26/2010 4:39:44 PM
impeccable-transparency$75.00$75.001/26/2010 4:39:52 PM
mikepat55$25.00$25.001/26/2010 4:25:31 PM
ryan23$25.00$25.001/26/2010 4:40:04 PM
capital_gains$25.00$25.001/26/2010 4:25:34 PM
falcon88dp$25.00$25.001/26/2010 4:40:12 PM
omniviper$25.00$25.001/26/2010 4:29:24 PM
sc91$25.00$25.001/26/2010 4:25:44 PM
famous-bill$75.00$75.001/26/2010 4:40:18 PM
piter-to-la-investment$25.00$25.001/26/2010 4:40:34 PM
loanfairy$25.00$25.001/26/2010 4:30:15 PM
paladin847$25.00$25.001/26/2010 4:30:31 PM
liberty-revolutionary5$25.00$25.001/26/2010 4:30:36 PM
Jdogg98$25.00$25.001/26/2010 4:26:11 PM
jrbill1998$50.00$50.001/26/2010 4:40:53 PM
truth-companion$25.00$25.001/26/2010 4:30:41 PM
gala2$25.00$25.001/26/2010 4:30:52 PM
bill-expert$25.00$25.001/26/2010 4:41:07 PM
supreme-bonus0$25.00$25.001/26/2010 4:26:54 PM
galaxy1$25.00$25.001/26/2010 4:31:49 PM
punctual-power7$25.00$25.001/26/2010 4:41:46 PM
LiquidLender$25.00$25.001/26/2010 4:32:03 PM
highcountry1$25.00$25.001/26/2010 4:27:36 PM
klinebarger$25.00$25.001/26/2010 4:42:05 PM
careful-compassion$50.00$50.001/26/2010 4:32:18 PM
kchen486$25.00$25.001/26/2010 4:42:06 PM
flopcat$25.00$25.001/26/2010 4:42:12 PM
peerlender$30.00$30.001/26/2010 4:42:16 PM
BumblingStunmbling$25.00$25.001/26/2010 4:32:33 PM
aventurer$25.00$25.001/26/2010 4:42:42 PM
Lightlife$50.00$50.001/26/2010 4:43:05 PM
Clambake$50.00$50.001/26/2010 4:43:09 PM
george_kaplan$25.00$25.001/26/2010 4:33:07 PM
swoosh$25.00$25.001/26/2010 4:33:11 PM
order-boomerang$25.00$25.001/26/2010 4:30:14 PM
peaceful-return2$25.00$25.001/26/2010 4:43:33 PM
whfh99$25.00$25.001/26/2010 4:30:53 PM
30Sky$25.00$25.001/26/2010 4:43:39 PM
hannibal720$25.00$25.001/26/2010 4:31:20 PM
tremendous-payment$25.00$25.001/26/2010 4:31:52 PM
wiltonbound$25.00$25.001/26/2010 4:31:56 PM
gravity-powered-air-cooled$25.00$25.001/26/2010 4:34:22 PM
asset-equilibrium0$25.00$25.001/26/2010 4:44:47 PM
roto$25.00$25.001/26/2010 4:34:41 PM
progressive-asset$100.00$100.001/26/2010 4:32:19 PM
red-undaunted-kindness$100.00$100.001/26/2010 4:45:01 PM
foxy-fund$50.00$50.001/26/2010 4:45:13 PM
maple1$25.00$25.001/26/2010 4:32:47 PM
smilinguy$25.00$25.001/26/2010 4:32:52 PM
bold-bright-currency$25.00$25.001/26/2010 4:33:22 PM
credit-solstice$25.00$25.001/26/2010 4:33:32 PM
SNH$50.00$50.001/26/2010 4:36:28 PM
industrious-dedication$25.00$25.001/26/2010 4:36:43 PM
commerce-voyager$25.00$25.001/26/2010 4:34:01 PM
blooming-dedication$50.00$50.001/26/2010 4:37:34 PM
harperpotok$100.00$100.001/26/2010 4:34:48 PM
Katburg$35.00$35.001/26/2010 4:38:12 PM
cash-spinner$25.00$25.001/26/2010 5:04:39 PM
value-pole$25.00$25.001/26/2010 4:38:21 PM
rdcmaint$25.00$25.001/26/2010 5:04:53 PM
thetropics18$25.00$25.001/26/2010 5:05:03 PM
lagnisiruk$25.00$25.001/26/2010 5:05:09 PM
Speculator$50.00$50.001/26/2010 4:39:04 PM
Emberfox$25.00$25.001/26/2010 5:05:24 PM
reward-winner$35.00$35.001/26/2010 5:05:30 PM
kmr2$100.00$100.001/26/2010 4:39:14 PM
bruin558$50.00$50.001/26/2010 5:05:41 PM
elegant-bonus$25.00$25.001/26/2010 4:36:20 PM
balance6$25.00$25.001/26/2010 4:40:08 PM
dollar-birdie$25.00$25.001/26/2010 4:40:20 PM
saffron4$25.00$25.001/26/2010 4:37:03 PM
benefit-squirrel$30.00$30.001/26/2010 4:37:11 PM
exact-loan5$25.00$25.001/26/2010 4:37:28 PM
elephantparty$25.00$25.001/26/2010 4:41:01 PM
18th_beachbum$25.00$25.001/26/2010 4:38:07 PM
puifais$25.00$25.001/26/2010 4:38:16 PM
bold-principal-thinker$25.00$25.001/26/2010 4:41:32 PM
HamachiMan$25.00$25.001/26/2010 4:41:35 PM
Pizza-man$50.00$50.001/26/2010 4:41:48 PM
delicious-social132$25.00$25.001/26/2010 4:39:00 PM
payout-achievement$40.00$40.001/26/2010 4:41:54 PM
NDFIRTH$50.00$50.001/26/2010 4:42:17 PM
UT-Longhorn$25.00$25.001/26/2010 4:42:23 PM
elevated-platinum5$50.00$50.001/26/2010 4:39:47 PM
promiser200$25.00$25.001/26/2010 4:42:28 PM
junctionking$25.00$25.001/26/2010 4:39:56 PM
gulch$25.00$25.001/26/2010 4:42:36 PM
larrybird$100.00$100.001/26/2010 4:42:45 PM
crazycool$25.00$25.001/26/2010 4:42:47 PM
loan-master996$50.00$50.001/26/2010 4:40:10 PM
payout-point$50.00$50.001/26/2010 4:42:54 PM
Carpetkid$25.00$25.001/26/2010 4:43:20 PM
BigBoy2008$25.00$25.001/26/2010 4:43:32 PM
enb3$25.00$25.001/26/2010 4:40:49 PM
tedsrfdude$25.00$25.001/26/2010 4:41:03 PM
oaktown23$50.00$50.001/26/2010 4:41:05 PM
Aimvest$25.00$25.001/26/2010 4:44:33 PM
OldFriend$25.00$25.001/26/2010 4:41:09 PM
best-deal-banker$25.00$25.001/26/2010 4:44:42 PM
PRGuyinVA$25.00$25.001/26/2010 4:44:59 PM
fcukciti$25.00$25.001/26/2010 4:45:08 PM
credible-durability$25.00$25.001/26/2010 4:41:25 PM
kegs$100.00$100.001/26/2010 4:45:12 PM
reflective-cash0$50.00$50.001/26/2010 4:41:29 PM
Josta$50.00$50.001/26/2010 4:45:18 PM
credit-kahuna$100.00$100.001/26/2010 4:41:52 PM
hitsman$50.00$50.001/26/2010 4:42:00 PM
worldly-community3$25.00$25.001/26/2010 4:42:11 PM
vivacious-p2p3$25.00$25.001/26/2010 5:21:07 PM
wonderful-return5$25.00$25.001/26/2010 4:42:39 PM
receptive-leverage$50.00$50.001/26/2010 5:04:42 PM
stoopidnoodle$25.00$25.001/26/2010 5:04:51 PM
SerG_PunK$25.00$25.001/26/2010 5:04:59 PM
studious-listing8$25.00$25.001/26/2010 4:42:53 PM
WalnutCreekguy$33.00$33.001/26/2010 5:05:23 PM
zigzagz03$25.00$25.001/26/2010 5:05:33 PM
JSON$25.00$25.001/26/2010 5:05:42 PM
anders94$25.00$25.001/26/2010 4:43:25 PM
justice-dna$25.00$25.001/26/2010 5:05:46 PM
top-silver-american$25.00$25.001/26/2010 4:43:35 PM
ibuystk$50.00$39.981/26/2010 5:05:54 PM
Archchancellor$25.00$25.001/26/2010 4:43:41 PM
inspired-contract9$25.00$25.001/26/2010 4:43:46 PM
currency-oak$25.00$25.001/26/2010 4:44:50 PM
heng2x$25.00$25.001/26/2010 4:44:57 PM
ocho$25.00$25.001/26/2010 4:45:10 PM
worth-victor6$25.00$25.001/26/2010 5:10:11 PM
rellotsf$25.00$25.001/26/2010 5:04:22 PM
ahalyaa$30.00$30.001/26/2010 5:04:49 PM
Brain_m$50.00$50.001/26/2010 5:05:06 PM
Buffer10$100.00$100.001/26/2010 5:05:20 PM
smloanbigresult$25.00$25.001/26/2010 5:05:40 PM
penn778$25.00$25.001/26/2010 5:05:49 PM
enthusiastic-point$75.00$75.001/26/2010 5:23:37 PM
kind-bid-maverick$25.00$25.001/26/2010 8:33:36 PM
Bob450$25.00$25.001/26/2010 8:22:02 PM
coolgenner$25.00$25.001/27/2010 9:57:45 AM
tdswellington$25.00$25.001/27/2010 5:01:50 PM
credit-shower$50.00$50.001/27/2010 8:11:00 PM
jml44$50.00$50.001/28/2010 10:00:01 AM
Shanster84$50.00$50.001/28/2010 11:41:54 AM
BUCS$25.00$25.001/30/2010 4:36:57 AM
Sol_Invictus$25.00$25.001/30/2010 4:09:36 AM
sharp-credit$975.00$975.001/30/2010 7:31:58 AM
TommyTucker$50.00$50.001/30/2010 11:34:31 AM
elegant-capital$25.00$25.001/30/2010 6:56:05 AM
Ven58$25.00$25.001/30/2010 7:07:15 AM
pdude$50.00$50.001/30/2010 8:09:05 AM
eridient$25.00$25.001/26/2010 4:09:18 PM
kbguru$50.00$50.001/26/2010 4:11:04 PM
income-fortress$50.00$50.001/26/2010 4:03:34 PM
miked8303$25.00$25.001/26/2010 4:19:15 PM
peripatetic$25.00$25.001/26/2010 4:20:09 PM
first-fund-empenada$25.00$25.001/26/2010 4:03:18 PM
ArmyGuy$25.00$25.001/26/2010 4:22:32 PM
macjp123$25.00$25.001/26/2010 4:08:23 PM
Hexamond$25.00$25.001/26/2010 4:08:44 PM
caseattle$25.00$25.001/26/2010 4:23:31 PM
nalaari$25.00$25.001/26/2010 4:24:11 PM
arcangel72$25.00$25.001/26/2010 4:06:55 PM
snappy$50.00$50.001/26/2010 4:07:04 PM
fund-guild$25.00$25.001/26/2010 4:25:45 PM
durability-halibut$25.00$25.001/26/2010 4:10:47 PM
billyisafob$25.00$25.001/26/2010 4:25:50 PM
del30$25.00$25.001/26/2010 4:11:14 PM
j2ee$25.00$25.001/26/2010 4:26:17 PM
dregan$25.00$25.001/26/2010 4:08:30 PM
TennSquire$25.00$25.001/26/2010 4:08:35 PM
LALO79$25.00$25.001/26/2010 4:26:37 PM
cvfriend$25.00$25.001/26/2010 4:08:39 PM
WiseInvestments$25.00$25.001/26/2010 4:09:09 PM
brightest-durability-chomper$25.00$25.001/26/2010 4:30:33 PM
Frugal$25.00$25.001/26/2010 4:30:47 PM
capital-lesson$25.00$25.001/26/2010 4:31:59 PM
srilm$25.00$25.001/26/2010 4:32:05 PM
Picopie$65.62$65.621/26/2010 4:22:52 PM
momentous-velocity$25.00$25.001/26/2010 4:32:37 PM
captainack$25.00$25.001/26/2010 4:32:42 PM
fxtrader$25.00$25.001/26/2010 4:32:54 PM
Kulchar$50.00$50.001/26/2010 4:33:19 PM
diplomatic-point4$100.00$100.001/26/2010 4:24:29 PM
niskyfranchise$25.00$25.001/26/2010 4:33:36 PM
new-honorable-rate$25.00$25.001/26/2010 4:21:26 PM
DLock99$25.00$25.001/26/2010 4:33:40 PM
firsttouch1$200.00$200.001/26/2010 4:21:29 PM
mpactlender$25.00$25.001/26/2010 4:33:46 PM
treasure-bliss$100.00$100.001/26/2010 4:24:49 PM
martiantim$25.00$25.001/26/2010 4:34:26 PM
shrewd-deal$25.00$25.001/26/2010 4:34:36 PM
cash-horse7$25.00$25.001/26/2010 4:26:04 PM
auction-turbine4$25.00$25.001/26/2010 4:35:45 PM
Rattlehead$50.00$50.001/26/2010 4:23:46 PM
peso-colonel$90.00$90.001/26/2010 4:36:00 PM
sharkm$40.00$40.001/26/2010 4:36:06 PM
AF-Chief$27.00$27.001/26/2010 4:24:26 PM
gethsemane4$25.00$25.001/26/2010 4:26:51 PM
orange-preeminant-bill$100.00$100.001/26/2010 4:38:53 PM
egw$25.00$25.001/26/2010 4:24:59 PM
yield-lion$25.00$25.001/26/2010 4:39:21 PM
important-ore$50.00$50.001/26/2010 4:39:27 PM
Cai8899$50.00$50.001/26/2010 4:39:41 PM
finance-burger$25.00$25.001/26/2010 4:25:20 PM
selector568$198.40$198.401/26/2010 4:28:39 PM
GElender$50.00$50.001/26/2010 4:40:01 PM
IzzyNYC$25.00$25.001/26/2010 4:25:39 PM
auction-elvis$25.00$25.001/26/2010 4:40:15 PM
currency-agave$25.00$25.001/26/2010 4:25:41 PM
loan-warrior$25.00$25.001/26/2010 4:40:17 PM
pledge0$25.00$25.001/26/2010 4:40:41 PM
kanakakm$25.00$25.001/26/2010 4:40:46 PM
WillyBobba$25.00$25.001/26/2010 4:30:22 PM
Montello$25.00$25.001/26/2010 4:26:01 PM
inforapenny$25.00$25.001/26/2010 4:40:48 PM
moneysuccess$25.00$25.001/26/2010 4:30:35 PM
onlyastepaway$25.00$25.001/26/2010 4:30:38 PM
friendly-return7$25.00$25.001/26/2010 4:30:40 PM
gentle-note$25.00$25.001/26/2010 4:40:56 PM
schpere$25.00$25.001/26/2010 4:30:50 PM
pujols8996$30.00$30.001/26/2010 4:26:33 PM
upbeat-investment9$25.00$25.001/26/2010 4:40:59 PM
enthusiastic-balance5$100.00$100.001/26/2010 4:26:44 PM
cub510$25.00$25.001/26/2010 4:31:41 PM
forthright-social$25.00$25.001/26/2010 4:31:48 PM
balance-voyager$100.00$100.001/26/2010 4:41:33 PM
reueljw$25.00$25.001/26/2010 4:32:02 PM
livingaloha$25.00$25.001/26/2010 4:27:17 PM
E_G$30.00$30.001/26/2010 4:41:50 PM
duty-monger$50.00$50.001/26/2010 4:42:04 PM
forthright-dedication$50.00$50.001/26/2010 4:28:14 PM
AndyLee$25.00$25.001/26/2010 4:42:19 PM
John73$25.00$25.001/26/2010 4:32:36 PM
Prosp_Lender$50.00$50.001/26/2010 4:42:40 PM
kulender$25.00$25.001/26/2010 4:42:48 PM
commerce-handshake$25.00$25.001/26/2010 4:32:51 PM
mpatrick$50.00$50.001/26/2010 4:29:46 PM
undaunted-agreement$25.00$25.001/26/2010 4:33:04 PM
thevogelfamily$40.00$40.001/26/2010 4:29:58 PM
xstreamin$25.00$25.001/26/2010 4:43:11 PM
green-careful-community$25.00$25.001/26/2010 4:33:12 PM
principal-kung-fu$25.00$25.001/26/2010 4:30:18 PM
reward-adventure$25.00$25.001/26/2010 4:43:18 PM
conductor146$25.00$25.001/26/2010 4:30:26 PM
bajeezus$25.00$25.001/26/2010 4:43:23 PM
topher515$25.00$25.001/26/2010 4:33:18 PM
mla$25.00$25.001/26/2010 4:30:34 PM
harmonious-revenue7$25.00$25.001/26/2010 4:43:30 PM
Marathoner$25.00$25.001/26/2010 4:30:45 PM
zippy-interest$25.00$25.001/26/2010 4:43:45 PM
one-midas$25.00$25.001/26/2010 4:43:47 PM
market-path$50.00$50.001/26/2010 4:43:50 PM
Dawgs34$25.00$25.001/26/2010 4:33:50 PM
breadbroker$25.00$25.001/26/2010 4:31:35 PM
rolandweary$40.00$40.001/26/2010 4:31:54 PM
money-maniac$50.00$50.001/26/2010 4:44:44 PM
emelia$25.00$25.001/26/2010 4:44:46 PM
astute-dollar$100.00$100.001/26/2010 4:34:30 PM
friendly-market5$25.00$25.001/26/2010 4:44:49 PM
TheoProf$50.00$50.001/26/2010 4:44:53 PM
OCedHrt$25.00$25.001/26/2010 4:45:05 PM
best-phenomenal-treasure$25.00$25.001/26/2010 4:45:15 PM
thegreatone$100.00$100.001/26/2010 4:35:35 PM
cpbreton$25.00$25.001/26/2010 4:46:53 PM
blooming-market$25.00$25.001/26/2010 4:33:28 PM
CallMeBen$25.00$25.001/26/2010 4:36:23 PM
thestartuplender$35.00$35.001/26/2010 4:37:19 PM
melodious-fairness$25.00$25.001/26/2010 4:37:38 PM
personal-lender$25.00$25.001/26/2010 4:37:49 PM
Banker7371$25.00$25.001/26/2010 4:38:03 PM
Aeroman32$25.00$25.001/26/2010 4:34:46 PM
skiingawfs$25.00$25.001/26/2010 5:04:46 PM
famous-community8$25.00$25.001/26/2010 5:04:56 PM
rooosta$25.00$25.001/26/2010 4:38:41 PM
kubien$25.00$25.001/26/2010 5:05:08 PM
supreme-hope$25.00$25.001/26/2010 4:39:02 PM
treasure-generator$25.00$25.001/26/2010 5:05:17 PM
ogoog$25.00$25.001/26/2010 5:05:25 PM
ljay$25.00$25.001/26/2010 5:05:32 PM
ghinga$50.00$50.001/26/2010 4:39:16 PM
Lilred7879$50.00$50.001/26/2010 4:35:57 PM
GATrust$50.00$50.001/26/2010 5:05:52 PM
Gibbyland$75.00$75.001/26/2010 4:39:32 PM
financial-frenzy$50.00$50.001/26/2010 4:40:22 PM
Diamond_Jim$25.00$25.001/26/2010 4:37:06 PM
skobos8225$25.00$25.001/26/2010 4:40:30 PM
Kaj$25.00$25.001/26/2010 4:37:56 PM
maldok1$25.00$25.001/26/2010 4:41:13 PM
lloyd_s$25.00$25.001/26/2010 4:38:18 PM
wise-extraordinary-loot$30.00$30.001/26/2010 4:38:28 PM
paymentologist$25.00$25.001/26/2010 4:41:38 PM
BlindJoeDeath$25.00$25.001/26/2010 4:41:40 PM
Syzygy$25.00$25.001/26/2010 4:38:51 PM
Rob717171$25.00$25.001/26/2010 4:39:08 PM
red-favorable-basis$25.00$25.001/26/2010 4:39:13 PM
wayman$50.00$50.001/26/2010 4:41:58 PM
brazilofmux$100.00$100.001/26/2010 4:42:15 PM
commerce-web5$25.00$25.001/26/2010 4:42:22 PM
red-trade-cologne$25.00$25.001/26/2010 4:42:25 PM
calm-deal7$25.00$25.001/26/2010 4:42:31 PM
intrepid-transaction5$25.00$25.001/26/2010 4:39:57 PM
inspiring-reward$50.00$50.001/26/2010 4:40:02 PM
commitment-forte6$25.00$25.001/26/2010 4:42:49 PM
durability-mad-scientist4$100.00$100.001/26/2010 4:43:00 PM
yield-hero4$25.00$25.001/26/2010 4:40:25 PM
ThomasCrown$30.00$30.001/26/2010 4:43:13 PM
tom48l$25.00$25.001/26/2010 4:43:17 PM
integrity-doctor$50.00$50.001/26/2010 4:40:39 PM
cpaphoto$25.00$25.001/26/2010 4:43:27 PM
MrDavid$25.00$25.001/26/2010 4:40:45 PM
tsui517$25.00$25.001/26/2010 4:43:37 PM
CAGE-Investments$100.00$100.001/26/2010 4:44:39 PM
rlcot$25.00$25.001/26/2010 4:41:11 PM
Avala$50.00$50.001/26/2010 4:44:51 PM
plentiful-reward$50.00$50.001/26/2010 4:41:20 PM
top-commitment-champ$25.00$25.001/26/2010 4:45:04 PM
Beverly_Hills_Lender$25.00$25.001/26/2010 4:41:23 PM
boater01$50.00$50.001/26/2010 4:45:17 PM
lucrative-loan$50.00$50.001/26/2010 5:16:50 PM
felicity-synapse$25.00$25.001/26/2010 4:41:41 PM
aasx1108$25.00$25.001/26/2010 4:41:43 PM
note-tent$25.00$25.001/26/2010 4:42:08 PM
techvet$25.00$25.001/26/2010 4:42:10 PM
wwwUniversal$25.00$25.001/26/2010 5:19:47 PM
trumpeter5$25.00$25.001/26/2010 4:42:21 PM
bchen78875$25.00$25.001/26/2010 4:42:35 PM
FmrEngr2Phd$25.00$25.001/26/2010 5:04:36 PM
SeaDevil$50.00$50.001/26/2010 5:04:44 PM
dmfog$25.00$25.001/26/2010 4:42:43 PM
slobrewtx$25.00$25.001/26/2010 5:04:54 PM
The-CAPS-fan$30.00$30.001/26/2010 4:42:51 PM
isfahanian$25.00$25.001/26/2010 5:05:13 PM
sloan$25.00$25.001/26/2010 5:05:21 PM
hyetech$35.00$35.001/26/2010 4:43:15 PM
special-responsibility$25.00$25.001/26/2010 5:05:27 PM
bowdish1$100.00$100.001/26/2010 4:43:21 PM
cerebral-return3$25.00$25.001/26/2010 5:05:45 PM
charlieok$25.00$25.001/26/2010 5:05:50 PM
kaiger$25.00$25.001/26/2010 4:43:43 PM
community-broadcaster$25.00$25.001/26/2010 4:44:48 PM
helpinghand75$25.00$25.001/26/2010 4:44:54 PM
Fiimg$50.00$50.001/26/2010 4:45:07 PM
twjh$25.00$25.001/26/2010 5:12:27 PM
LAM26$25.00$25.001/26/2010 5:04:14 PM
acebandit$25.00$25.001/26/2010 5:04:47 PM
Shtooie$45.00$45.001/26/2010 5:05:01 PM
Trojan1976$25.00$25.001/26/2010 5:05:10 PM
awe53$25.00$25.001/26/2010 5:05:48 PM
bvj21$25.00$25.001/26/2010 5:05:51 PM
minista$25.00$25.001/26/2010 5:19:43 PM
scredneck$50.00$50.001/26/2010 5:40:08 PM
Bank_Of_XL$100.00$100.001/26/2010 7:37:15 PM
melodious-fairness$25.00$25.001/26/2010 7:14:20 PM
silver-breeze3$25.00$25.001/27/2010 11:53:54 AM
Jim33$25.00$25.001/28/2010 11:40:41 PM
ghinga$25.00$25.001/29/2010 1:16:44 PM
sharp-credit$25.00$25.001/30/2010 7:19:14 AM
worthy-bid4$25.00$25.001/30/2010 11:43:44 AM
jcquiroz$50.00$50.001/30/2010 12:56:14 PM
GyJAV_BNCCo$25.00$25.001/30/2010 3:33:09 PM
zento$25.00$25.001/31/2010 9:38:21 AM
404 bids
 
Borrower Payment Dependent Notes Series 444345
This series of Notes was issued and sold upon the funding of the borrower loan #40749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-26-2010 
  Auction end date:  Feb-02-2010 
 
Starting lender yield: 10.01% Starting borrower rate/APR: 11.01% / 11.36% Starting monthly payment: $573.01
Final lender yield: 9.80% Final borrower rate/APR: 10.80% / 11.15% Final monthly payment: $571.27
 
Auction yield range: 3.06% - 10.01% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.29%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1991 Debt/Income ratio: 32%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 9 / 8Length of status:2y 2m
Credit score: 800-819 (Jan-2010) Total credit lines: 37 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $20,916Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 9%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: bison38 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off another consolidation
Purpose of loan:
This loan will be used to pay off my Credit OneFS line of credit that is currently being administered by Resurgent.? This loan was originally a credit card consolidation loan.? I am looking to lower my interest rate to shorten my payback period.? My current payment to Resurgent is very close to what my new payment will be if my loan funds through Prosper.com.?? Again, I am looking to pay the debt off faster by lowering my interest rate.

My financial situation:
I am a good candidate for this loan because I have a solid work history and a solid earning history, as well as a solid history of paying my debts.? I have been at my current job since Nov. 2007 and with my two previous employers I spent 9 years with each.? My credit score is 895.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: please provide your monthly income and expenses. - beakerfish
A: I am a salary worker and paid bi-weekly. My annual pay is $92,000. My monthly income varies slightly because two months per year have 3 pay periods in them. My average monthly pay is $7,666. My monthly fixed expenses are $4,264. Of that $4,264 there is a $597 payment on a loan that I am hoping to replace with the loan from Prosper. The reason I am trying to get this done is to lower my interest rate and therefore my payback period, working toward being debt free in 36 months-less my house. (Jan-28-2010)
Q: A couple questions: 1) What kind of work do you do? 2) How can you have a credit score of 895? The highest possible FICO score is 850? - bboekest
A: I am the plant manager over a facility that makes appliances. On Jan. 10th I pulled my credit score from Experian. The report stated that my VantageScore was 895 on a scale from 501 - 990. I looked at the report again this morning and I do not see a straight FICO score. (Jan-29-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BrighterSuns$25.00$25.002/1/2010 7:44:55 PM
leodaguy$25.00$25.001/26/2010 3:59:22 PM
toblerone$50.00$50.001/26/2010 3:59:47 PM
market-builder$25.00$25.001/26/2010 4:00:29 PM
delicious-social132$25.00$25.001/26/2010 4:00:38 PM
AFairDeal$25.00$25.001/26/2010 4:01:09 PM
ptjg$100.00$100.001/26/2010 4:03:31 PM
AF-Chief$35.00$35.001/26/2010 4:04:06 PM
kulender$30.00$30.001/26/2010 3:58:39 PM
Cai8899$75.00$75.001/26/2010 4:00:21 PM
exciting-responsibility3$25.00$25.001/26/2010 3:58:26 PM
inspired-contract9$50.00$50.001/26/2010 3:59:12 PM
dollar-birdie$30.00$30.001/26/2010 4:02:09 PM
schpere$30.00$30.001/26/2010 4:00:08 PM
aldenrains$25.00$25.001/26/2010 4:02:40 PM
red-favorable-basis$25.00$25.001/26/2010 4:03:16 PM
kmr2$60.00$60.001/26/2010 4:01:20 PM
auction-elvis$25.00$25.001/26/2010 4:04:14 PM
loan-master996$50.00$50.001/26/2010 4:04:29 PM
wampum-reaction2$25.00$25.001/26/2010 4:06:09 PM
alpinaut$25.00$25.001/26/2010 4:08:06 PM
Havana21$25.00$25.001/26/2010 4:05:11 PM
GElender$50.00$50.001/26/2010 4:05:23 PM
desertoasis$25.00$25.001/26/2010 4:05:47 PM
buckyhead2000$25.00$25.001/26/2010 4:06:06 PM
skuba$25.00$25.001/26/2010 4:06:18 PM
loyalist1$25.00$25.001/26/2010 4:09:53 PM
AmericanCredit$25.00$25.001/26/2010 4:10:05 PM
elegant-income3$25.00$25.001/26/2010 4:10:41 PM
all_of_that_one$25.00$25.001/26/2010 4:26:08 PM
balance6$25.00$25.001/26/2010 4:10:00 PM
Cheburashka$30.00$30.001/26/2010 4:10:24 PM
kenji4861$25.00$25.001/26/2010 4:24:31 PM
DonaldColorado$25.00$25.001/26/2010 4:25:53 PM
payout-point$100.00$100.001/26/2010 4:34:06 PM
klinebarger$25.00$25.001/26/2010 5:12:51 PM
cash-boots$25.00$25.001/26/2010 5:12:55 PM
zenchef$25.00$25.001/26/2010 5:13:04 PM
Swabjockey$25.00$25.001/26/2010 5:13:18 PM
best-vivacious-funds$25.00$25.001/26/2010 5:13:27 PM
Katburg$50.00$50.001/26/2010 5:13:41 PM
rooosta$25.00$25.001/26/2010 5:13:48 PM
OldFriend$25.00$25.001/26/2010 5:14:00 PM
intrepid-transaction5$25.00$25.001/26/2010 5:14:04 PM
gold-commander0$50.00$50.001/26/2010 5:14:08 PM
promiser200$25.00$25.001/26/2010 5:14:28 PM
InvestorPartners$25.00$25.001/26/2010 5:14:43 PM
Philosonie$25.00$25.001/26/2010 5:14:57 PM
exchange-battalion$30.00$30.001/26/2010 5:15:07 PM
burgeoning-silver$25.00$25.001/26/2010 5:15:10 PM
Kaj$30.00$30.001/26/2010 5:15:15 PM
Dutchhunter$50.00$50.001/26/2010 5:15:21 PM
blooming-market$25.00$25.001/26/2010 5:15:26 PM
meenan$25.00$25.001/26/2010 4:45:37 PM
lucrative-loan$50.00$50.001/26/2010 5:16:52 PM
Speculator$50.00$50.001/26/2010 5:19:40 PM
Maccs55$25.00$25.001/26/2010 5:41:00 PM
lloyd_s$25.00$25.001/26/2010 4:45:42 PM
inventive-wealth2$25.00$25.001/26/2010 5:12:49 PM
first-fund-empenada$25.00$25.001/26/2010 5:13:00 PM
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appastk$25.00$25.001/26/2010 5:13:35 PM
noble-vigilance9$25.00$25.001/26/2010 5:13:40 PM
CorMDNY$25.00$25.001/26/2010 5:14:01 PM
Picopie$50.00$50.001/26/2010 5:47:02 PM
bill-expert$25.00$25.001/26/2010 5:14:29 PM
Steveoo1$50.00$50.001/26/2010 5:14:49 PM
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alaco$25.00$25.001/26/2010 5:12:50 PM
tocchan$25.00$25.001/26/2010 5:48:42 PM
responsibility-butterfly$25.00$25.001/26/2010 5:13:08 PM
codingbuddy$25.00$25.001/26/2010 5:13:14 PM
Supervark$25.00$25.001/26/2010 5:13:16 PM
km007$25.00$25.001/26/2010 5:13:21 PM
figs4u2$80.00$80.001/26/2010 5:19:37 PM
ryan23$25.00$25.001/26/2010 5:13:23 PM
influential-gain$25.00$25.001/26/2010 5:13:30 PM
serpentine$50.00$50.001/26/2010 5:13:34 PM
natmonkey$25.00$25.001/26/2010 5:13:43 PM
justice-dna$35.00$35.001/26/2010 5:13:53 PM
first-upright-payout$50.00$50.001/26/2010 5:14:10 PM
CREnvy$25.00$25.001/26/2010 5:14:26 PM
industrious-dedication$25.00$25.001/26/2010 5:14:32 PM
pnace$25.00$25.001/26/2010 5:41:25 PM
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ijspence$25.00$25.001/26/2010 5:15:20 PM
gciarami$25.00$25.001/26/2010 5:43:15 PM
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teller$60.00$60.001/26/2010 5:15:34 PM
Fortuno_per_commodo$50.00$50.001/26/2010 5:19:46 PM
samo102us$25.00$25.001/26/2010 5:52:32 PM
MrBodaggit$25.00$25.001/26/2010 5:40:14 PM
order-boomerang$25.00$25.001/26/2010 5:41:18 PM
unk1911$25.00$25.001/26/2010 5:53:40 PM
KramericaIndustries$25.00$25.001/26/2010 5:41:27 PM
bigdogsafety1$25.00$25.001/26/2010 5:41:54 PM
the-aggresive-principal$25.00$25.001/26/2010 5:43:13 PM
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lendermender$25.00$25.001/26/2010 5:45:23 PM
nickel-eagle5$25.00$25.001/26/2010 5:53:24 PM
hotwired$25.00$25.001/26/2010 6:12:39 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:22 PM
honorable-yield$75.00$75.001/26/2010 6:01:28 PM
Solomonsk5$25.00$25.001/26/2010 5:54:53 PM
five-star-note$35.00$35.001/26/2010 6:31:08 PM
financial-frenzy$25.00$25.001/26/2010 5:58:06 PM
exchange-cub$25.00$25.001/26/2010 9:46:35 PM
nojoke411$25.00$25.001/26/2010 9:57:02 PM
tender-openness$100.00$100.001/26/2010 9:57:18 PM
winlender$25.00$25.001/26/2010 6:07:04 PM
portfolio-zone801$25.00$25.001/26/2010 6:09:51 PM
MO_Investor$25.00$25.001/26/2010 6:30:35 PM
cesta283$25.00$25.001/27/2010 12:32:35 AM
loucr2003$25.00$25.001/26/2010 9:57:03 PM
isfahanian$25.00$25.001/26/2010 9:57:18 PM
EricLender$25.00$25.001/26/2010 9:57:22 PM
vegibenz$25.00$25.001/26/2010 9:58:31 PM
cub510$25.00$25.001/26/2010 9:58:35 PM
skvat$25.00$25.001/27/2010 6:19:21 AM
dpfl55$25.00$25.001/26/2010 10:26:42 PM
codemonkey7$25.00$25.001/26/2010 9:57:17 PM
bonus-patriot$25.00$25.001/26/2010 9:57:21 PM
driver928$25.00$25.001/26/2010 9:58:33 PM
perere1$25.00$25.001/27/2010 1:06:13 AM
Zipperdu$50.00$50.001/27/2010 5:29:49 AM
mykkai$25.00$25.001/27/2010 9:06:03 AM
oskizzle$25.00$25.001/27/2010 6:31:09 AM
jmvingeorgia$25.00$25.001/27/2010 9:20:46 AM
gourd6$50.00$50.001/27/2010 9:07:28 AM
knothead$25.00$25.001/27/2010 6:17:26 AM
BuildingBestLife$25.00$25.001/27/2010 11:21:07 AM
axl163$25.00$25.001/27/2010 11:36:36 AM
the_winning_ticket$35.00$35.001/27/2010 7:53:33 AM
Tai$25.00$25.001/27/2010 10:53:01 AM
lenderme$25.00$25.001/27/2010 9:00:39 AM
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vfrdirk$25.00$25.001/27/2010 12:34:17 PM
roccofox$30.55$30.551/27/2010 11:21:09 AM
revenue-officer36$100.00$100.001/27/2010 9:48:08 AM
Carpetkid$33.25$33.251/27/2010 1:00:15 PM
IncomeTemple$25.00$25.001/27/2010 9:48:52 AM
galtsgulch$25.00$25.001/27/2010 9:49:46 AM
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fxsrider$25.00$25.001/27/2010 12:14:32 PM
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gojackgo$25.00$25.001/27/2010 2:15:20 PM
MTLoans$25.00$25.001/27/2010 2:15:29 PM
scottr$25.00$25.001/27/2010 12:31:05 PM
bpidkaminy$25.00$25.001/27/2010 10:42:38 AM
aventurer$25.00$25.001/27/2010 1:00:13 PM
bedframe$25.00$25.001/27/2010 2:43:02 PM
social-conductor4$25.00$25.001/27/2010 11:25:47 AM
HunterSix$25.00$25.001/27/2010 2:45:16 PM
buukyak$25.00$25.001/27/2010 2:48:55 PM
cu2maro$25.00$25.001/27/2010 1:49:13 PM
dafrstke$27.10$27.101/27/2010 2:01:19 PM
azncurls82$150.00$150.001/27/2010 2:12:24 PM
me2yu$44.99$44.991/27/2010 2:15:22 PM
conductor146$25.00$25.001/27/2010 3:48:16 PM
the-money-gargantuan$25.00$25.001/27/2010 12:31:07 PM
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elasermd$100.00$100.001/27/2010 2:15:25 PM
helping-out$25.00$25.001/27/2010 2:15:32 PM
sb0453$25.00$25.001/27/2010 3:45:40 PM
enlisted33$25.00$25.001/27/2010 3:48:22 PM
flexible-value$25.00$25.001/27/2010 6:26:13 PM
DadWarbucks$25.00$25.001/27/2010 6:42:30 PM
sensible-fund$50.00$50.001/27/2010 10:45:48 PM
Railbird$25.00$25.001/28/2010 9:36:38 AM
nolahelper$30.00$30.001/28/2010 6:16:32 AM
velocity-onator$25.00$25.001/28/2010 10:07:44 AM
Planecourage$25.00$25.001/28/2010 12:23:56 PM
grampy48$25.00$25.001/28/2010 9:31:49 AM
WSTRDG$25.00$25.001/28/2010 1:35:30 PM
rulender$50.00$50.001/28/2010 1:45:15 PM
kindness-percolator5$25.00$25.001/28/2010 9:42:56 AM
caseattle$25.00$25.001/28/2010 12:30:28 PM
gslinv$30.64$30.641/28/2010 1:28:34 PM
julijask$35.00$35.001/28/2010 3:15:46 PM
flwah$25.00$25.001/28/2010 3:20:36 PM
the-financier814$25.00$25.001/29/2010 3:22:01 AM
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nhm$29.90$29.901/29/2010 9:42:06 PM
CaptainBlueberry$25.00$25.001/30/2010 9:17:46 AM
heng2x$50.00$50.001/30/2010 8:47:39 AM
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intlargonaut$100.00$100.001/31/2010 2:57:09 AM
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420limo$25.00$25.002/1/2010 11:59:57 PM
ezhik00$25.00$25.002/1/2010 5:22:56 PM
andrelaplume$35.00$35.002/2/2010 5:11:40 AM
St_Sebastians_Lending$25.00$25.002/1/2010 6:20:43 PM
mattpet$25.00$25.002/2/2010 6:42:58 AM
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palmdelino$43.12$43.122/1/2010 7:51:33 PM
unequaled-loyalty7$25.00$25.002/2/2010 9:36:11 AM
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thebadpelican$25.00$25.002/2/2010 3:28:13 PM
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ore-dojo$100.00$100.002/2/2010 3:49:27 PM
squarebob$25.00$25.002/2/2010 2:50:23 PM
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jybank$25.00$25.002/2/2010 9:42:25 AM
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G-Love$26.45$26.452/2/2010 12:03:13 PM
charming-dime$50.00$50.002/2/2010 3:33:40 PM
dealarella$25.00$25.001/26/2010 4:00:58 PM
peerlender$30.00$30.001/26/2010 4:01:36 PM
thedoctor$90.00$90.001/26/2010 4:01:49 PM
commerce-web5$40.00$40.001/26/2010 4:01:52 PM
auction-turbine4$25.00$25.001/26/2010 4:04:21 PM
friendly-worth3$25.00$25.001/26/2010 4:04:38 PM
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laredotornado$25.00$25.001/26/2010 4:01:29 PM
bchen78875$50.00$50.001/26/2010 3:59:07 PM
Walkingcowboy$25.00$25.001/26/2010 3:59:39 PM
wampum-optimization$50.00$50.001/26/2010 3:59:53 PM
heroic-platinum$25.00$25.001/26/2010 4:10:06 PM
commerce-voyager$25.00$25.001/26/2010 4:02:46 PM
forthright-dedication$25.00$25.001/26/2010 4:10:12 PM
junctionking$25.00$25.001/26/2010 4:03:03 PM
bowdish1$100.00$100.001/26/2010 4:00:46 PM
aasx1108$25.00$25.001/26/2010 4:10:33 PM
mlopez2007$50.00$50.001/26/2010 4:01:01 PM
REVSTJ999$25.00$25.001/26/2010 4:10:57 PM
dharma1$25.00$25.001/26/2010 4:11:30 PM
determined-contract$30.00$30.001/26/2010 4:02:01 PM
rolandweary$30.00$30.001/26/2010 4:02:16 PM
kanakakm$50.00$50.001/26/2010 4:02:24 PM
wiselady$25.00$25.001/26/2010 4:02:32 PM
first-pragmatic-note$25.00$25.001/26/2010 4:02:52 PM
supreme-hope$25.00$25.001/26/2010 4:03:55 PM
orange-finance-banker$50.00$50.001/26/2010 4:05:42 PM
durability-halibut$25.00$25.001/26/2010 4:10:09 PM
LandE2BG$25.00$25.001/26/2010 4:08:15 PM
loaninvesting$25.00$25.001/26/2010 4:27:25 PM
majestic-dedication$50.00$50.001/26/2010 4:10:03 PM
lean-velocity$25.00$25.001/26/2010 4:24:41 PM
egw$25.00$25.001/26/2010 4:34:14 PM
personal-lender$25.00$25.001/26/2010 4:45:44 PM
hope-encourager$25.00$25.001/26/2010 5:04:27 PM
MidLifeCrisis$50.00$50.001/26/2010 5:12:48 PM
open-wealth492$25.00$25.001/26/2010 5:13:10 PM
faithey$25.00$25.001/26/2010 5:13:25 PM
time4aloan$25.00$25.001/26/2010 5:13:30 PM
diplomatic-point4$75.00$75.001/26/2010 5:13:46 PM
creditasaurus9$25.00$25.001/26/2010 5:13:56 PM
jbaum$100.00$100.001/26/2010 5:14:03 PM
18th_beachbum$25.00$25.001/26/2010 5:14:18 PM
UT-Longhorn$25.00$25.001/26/2010 5:14:34 PM
BayShell$50.00$50.001/26/2010 5:15:08 PM
jsw7us$50.00$50.001/26/2010 5:15:43 PM
CardCapDude$25.00$25.001/26/2010 5:17:26 PM
red-trade-cologne$25.00$25.001/26/2010 5:19:36 PM
friendly-market5$25.00$25.001/26/2010 4:45:27 PM
skillful-diversification2$25.00$25.001/26/2010 5:10:15 PM
meux99$25.00$25.001/26/2010 5:12:46 PM
asdf9876$25.00$25.001/26/2010 5:12:52 PM
wormdc$25.00$25.001/26/2010 5:13:06 PM
trustedfriend$25.00$25.001/26/2010 5:13:13 PM
scoobiedoo$25.00$25.001/26/2010 5:13:19 PM
orange-courageous-dedication$25.96$25.961/26/2010 5:13:31 PM
the-precious-bid$25.00$25.001/26/2010 5:13:38 PM
spruce2$50.00$50.001/26/2010 5:13:47 PM
Mr_Money$25.00$25.001/26/2010 5:13:58 PM
29Palms$25.00$25.001/26/2010 5:14:23 PM
Fearless_Lender$25.00$25.001/26/2010 5:14:34 PM
verse99$25.00$25.001/26/2010 5:14:53 PM
gulch$35.00$35.001/26/2010 5:15:52 PM
ven$25.00$25.001/26/2010 5:12:47 PM
neighborly-peso$25.00$25.001/26/2010 5:48:46 PM
_G_$50.00$50.001/26/2010 5:13:15 PM
credit-superstar3$25.00$25.001/26/2010 5:13:22 PM
unclejaef$25.00$25.001/26/2010 5:13:28 PM
balance-voyager$100.00$100.001/26/2010 5:13:32 PM
OCedHrt$25.00$25.001/26/2010 5:14:03 PM
NorthwestValue$25.00$25.001/26/2010 5:40:24 PM
silverloan$25.00$25.001/26/2010 5:14:31 PM
the-bright-velocity$25.00$25.001/26/2010 5:15:05 PM
Pasagam$25.00$25.001/26/2010 5:15:57 PM
archeanchaos$25.00$25.001/26/2010 5:16:05 PM
microlendblvr$100.00$100.001/26/2010 5:16:16 PM
mikeandcat$100.00$100.001/26/2010 5:17:05 PM
-J$25.00$25.001/26/2010 5:41:33 PM
speyer$25.00$25.001/26/2010 5:55:52 PM
bds9646$26.00$26.001/26/2010 5:51:39 PM
shamrocker$25.00$25.001/26/2010 5:58:50 PM
dsgfl1$25.00$25.001/26/2010 5:53:26 PM
DeltaComputerGuy$25.00$25.001/26/2010 9:58:30 PM
SDNLR$25.00$25.001/26/2010 7:46:14 PM
Ivan2007$25.00$25.001/26/2010 10:16:21 PM
sparkling-income$50.00$50.001/27/2010 1:04:56 AM
wdove511$25.00$25.001/26/2010 9:57:19 PM
freefly67$25.00$25.001/26/2010 9:58:32 PM
MoneySiles$25.00$25.001/26/2010 9:58:37 PM
deal_maker78$33.31$33.311/27/2010 6:10:50 AM
Syzygy$25.00$25.001/26/2010 8:42:58 PM
timmytiger$25.00$25.001/27/2010 6:17:30 AM
martinatime$25.00$25.001/27/2010 6:19:20 AM
BzJ108$25.00$25.001/27/2010 7:26:02 AM
AlexTrep$25.00$25.001/26/2010 9:57:00 PM
peach17$25.00$25.001/26/2010 9:57:05 PM
greenback-floret$50.00$50.001/27/2010 12:17:09 AM
BankofBen$155.63$155.631/26/2010 9:57:20 PM
CASHGIRL$25.00$25.001/26/2010 9:57:23 PM
jd006006$40.00$40.001/26/2010 9:58:38 PM
Kalki$25.00$25.001/27/2010 5:41:56 AM
medicneedshelp82$25.00$25.001/27/2010 10:42:30 AM
badgermom$25.00$25.001/27/2010 10:03:54 AM
thunderkiss$25.00$25.001/27/2010 11:49:21 AM
sentimental-euro$25.00$25.001/27/2010 10:49:45 AM
BigLinCT$50.00$50.001/27/2010 11:07:15 AM
Queueball1$50.00$50.001/27/2010 11:20:43 AM
PA2LA$25.00$25.001/27/2010 11:21:08 AM
Sierralance$25.00$25.001/27/2010 9:52:12 AM
pwkpwk$25.00$25.001/27/2010 12:13:55 PM
calessabay$25.00$25.001/27/2010 2:01:16 PM
bsmtloan$38.59$38.591/27/2010 12:17:57 PM
value-pouch$50.00$50.001/27/2010 2:15:21 PM
platinum-dojo$25.00$25.001/27/2010 12:42:59 PM
MileHighKelly$25.00$25.001/27/2010 2:43:04 PM
jjb3$25.00$25.001/27/2010 11:36:38 AM
one2sojourn$30.58$30.581/27/2010 2:01:18 PM
credit-sunshine$25.00$25.001/27/2010 11:48:05 AM
coloradoloanman$25.00$25.001/27/2010 12:14:33 PM
coup173$25.00$25.001/27/2010 3:45:37 PM
DukSerduk$25.00$25.001/27/2010 2:04:53 PM
forthright-trade$25.00$25.001/27/2010 2:15:23 PM
highcountry1$25.00$25.001/27/2010 2:19:25 PM
serene-truth2$25.00$25.001/27/2010 7:17:42 PM
BoughtTheFarm$25.00$25.001/27/2010 8:31:03 PM
KiwiElf$30.00$30.001/27/2010 8:47:37 PM
theprince$25.00$25.001/27/2010 10:26:23 PM
nuclearmoose$25.00$25.001/28/2010 9:31:47 AM
Mr_Marcus$50.00$50.001/28/2010 9:49:32 AM
greenwell$50.00$50.001/28/2010 3:20:16 PM
rjblack$50.00$50.001/28/2010 3:48:48 PM
KDW08$25.00$25.001/28/2010 9:01:26 PM
bayareainv$25.00$25.001/28/2010 5:10:02 PM
gracej$25.00$25.001/29/2010 8:11:26 AM
moola-escalator$50.00$50.001/29/2010 9:36:20 AM
sympathetic-greenback5$50.00$50.001/28/2010 9:03:09 PM
noble-revenue$100.00$100.001/29/2010 10:07:20 AM
Tradesmanlender$25.00$25.001/29/2010 9:41:18 AM
BlueProteus$25.00$25.001/29/2010 3:58:07 PM
axelducheck$25.00$25.001/29/2010 1:11:59 PM
FourLeafKlover$25.00$25.001/29/2010 8:56:05 PM
4hi4low$50.00$50.001/30/2010 7:05:12 AM
Ven58$25.00$25.001/30/2010 7:07:17 AM
markwms$25.00$25.001/30/2010 7:31:09 AM
Havnfun$25.00$25.001/30/2010 8:41:43 AM
SlowGardener$50.00$50.001/31/2010 3:55:29 PM
PatRichi$25.00$25.001/31/2010 4:24:33 PM
Goodlender42$25.00$25.001/31/2010 4:23:19 PM
Aeroman32$25.00$25.001/31/2010 5:37:10 PM
JackinGreen$150.00$150.001/31/2010 7:21:14 AM
KingCroesus$25.00$25.001/31/2010 7:19:38 PM
spiff666$25.00$25.001/31/2010 8:44:52 PM
Muwka$212.51$212.511/31/2010 1:15:29 PM
rdrloan$25.00$25.001/31/2010 4:11:23 PM
fostaman$25.00$25.001/31/2010 4:23:14 PM
rmachi$25.00$25.001/31/2010 4:23:31 PM
MasterKey$25.00$25.001/31/2010 4:24:29 PM
Sixmil$25.00$25.001/31/2010 4:24:39 PM
orbiter614$200.00$200.001/31/2010 4:35:37 PM
iijaejaeii$25.00$25.002/1/2010 9:07:49 AM
Hola_James$27.00$27.002/1/2010 10:28:29 AM
justice-financier$25.00$25.002/1/2010 10:39:19 AM
Zach842$25.00$25.002/1/2010 10:39:29 AM
credit-coach118$40.00$40.002/1/2010 10:51:34 AM
lazyeye$25.00$25.002/1/2010 12:20:13 PM
FOFagent1$125.00$125.002/1/2010 12:38:35 PM
rework$50.00$50.002/1/2010 1:03:45 PM
djs81$25.00$25.002/1/2010 2:02:25 PM
market-socrates4$25.00$25.002/1/2010 9:36:05 AM
fireboss$25.00$25.002/1/2010 10:39:25 AM
mvpvapi$25.00$25.002/1/2010 12:31:55 PM
worthy-bid4$25.00$25.002/1/2010 4:41:40 PM
poeman$25.00$25.002/1/2010 5:04:55 PM
Your_Bank$25.00$25.002/1/2010 5:18:21 PM
ThisGuyIKnow$50.00$50.002/1/2010 6:08:57 PM
friendinmoney$50.00$50.002/1/2010 6:05:17 PM
superchicken$100.00$100.002/1/2010 7:55:07 PM
superchicken$98.18$98.182/1/2010 7:55:44 PM
patriot384$250.00$250.002/1/2010 4:47:22 PM
icecoldcash$25.00$25.002/1/2010 9:19:55 PM
Hexnut$50.00$50.002/1/2010 10:57:00 PM
DementiaAddict$75.00$75.002/1/2010 5:24:16 PM
Beachbum27$25.00$25.002/2/2010 7:36:26 AM
reinforced-reward$25.00$25.002/2/2010 8:07:44 AM
Heliosky77$100.00$100.002/2/2010 8:27:42 AM
dasbuntenheim$150.00$150.002/2/2010 8:28:07 AM
NorthwestLoan1$25.00$25.002/1/2010 8:04:32 PM
jchurchi$25.00$25.002/1/2010 8:07:01 PM
maximizer$25.00$25.002/2/2010 9:57:49 AM
ritwik$35.00$35.002/2/2010 10:33:35 AM
blackwater98$25.98$25.982/2/2010 10:34:31 AM
djkaiser$25.35$25.352/2/2010 10:26:44 AM
bonus-apple$150.00$150.002/1/2010 10:03:18 PM
gustavholstopus32$25.00$25.002/2/2010 11:38:12 AM
generous-deal6$25.00$25.002/2/2010 1:21:46 AM
jackdempsey$150.00$150.002/2/2010 4:30:59 AM
Richmp412$25.00$25.002/2/2010 6:55:03 AM
nalaari$50.00$50.002/2/2010 7:08:37 AM
colorfulgardener$50.00$50.002/2/2010 1:32:20 PM
runbix7$25.00$25.002/2/2010 3:25:21 PM
beakerfish$150.00$150.002/2/2010 3:27:17 PM
principal-laser$32.74$32.742/2/2010 2:43:46 PM
creativename$80.00$80.002/2/2010 9:38:08 AM
Sven79$150.00$150.002/2/2010 3:22:01 PM
shrewd-income$100.00$100.002/2/2010 3:26:24 PM
cdfmedic$25.00$25.002/2/2010 3:38:49 PM
TNG812$49.81$49.812/2/2010 10:38:52 AM
Pendruce$30.00$30.002/2/2010 11:26:14 AM
crw1950$50.00$50.002/2/2010 1:27:48 PM
crazybill$25.00$25.002/2/2010 2:59:37 PM
464 bids
 
Borrower Payment Dependent Notes Series 444633
This series of Notes was issued and sold upon the funding of the borrower loan #40720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-28-2010 
  Auction end date:  Feb-03-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $132.01
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.29% Final monthly payment: $130.16
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1998 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-10):Not Available Current / open credit lines: 24 / 21Length of status:5y 4m
Credit score: 640-659 (Jan-2010) Total credit lines: 49 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $28,645Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: KillTheDebt Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:Sometimes bad things happen to good people and sometimes it?s just ?life? that happens. For me it was just that ?life? happened. A divorce and an involuntary job loss caused some things, that had they happened one at a time would have been managable.? I went from a $45K a year job to a $25K a year job. I could have adjusted to the additional expense after the divorce by simple cutbacks and doing away with luxury type expenses. But when the income went away too I fell into the credit card trap.
I have now worked my way up in the busines world and received a big promotion at work.? Unfortunately my past credit trouble prevents me from getting a loan to consolidate stupid credit card debt.?
In order to make this loan make sense I had to borrow enough to pay off enough credit cards to make the loan payment less than the total of the credit card payments otherwise I would only be perpetuating the debt cycle.
I am a good risk for this loan because I am committed to getting my finances on track. It's time to start planning for my "golden years" and retirement.? I don't want to be 70 years old and NEED to work, I want to be 70 years old and be able to work if I choose.? I can do this with your help!

Income before bad debt situation: $45K/yr
Income when debt started to decline $25K/yr
CURRENT INCOME: $80K/yr
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BrighterSuns$25.00$25.002/2/2010 6:46:52 PM
cyberie21$27.55$27.551/28/2010 4:17:19 PM
LenderExtraordinaire$25.00$25.001/28/2010 4:17:28 PM
elvisloans$25.00$25.001/28/2010 4:18:07 PM
miked8303$25.00$25.001/28/2010 4:18:52 PM
jonn834$25.00$25.001/28/2010 4:20:43 PM
beezling$33.78$33.781/28/2010 4:21:00 PM
principal-kung-fu$25.00$25.001/28/2010 4:21:23 PM
famous-bill$75.00$75.001/28/2010 4:21:26 PM
tsui517$25.00$25.001/28/2010 4:21:34 PM
Aimvest$25.00$25.001/28/2010 4:21:44 PM
community-broadcaster$25.00$25.001/28/2010 4:21:51 PM
heng2x$25.00$25.001/28/2010 4:22:04 PM
Picopie$55.07$55.071/28/2010 4:20:11 PM
ocho$25.00$25.001/28/2010 4:22:12 PM
coin-investor$25.00$25.001/28/2010 4:20:14 PM
foxy-fund$50.00$50.001/28/2010 4:22:16 PM
boater01$50.00$50.001/28/2010 4:22:20 PM
peso-colonel$90.00$90.001/28/2010 4:21:20 PM
BigBoy2008$25.00$25.001/28/2010 4:21:30 PM
zippy-interest$25.00$25.001/28/2010 4:21:39 PM
CAGE-Investments$100.00$100.001/28/2010 4:21:45 PM
friendly-market5$25.00$25.001/28/2010 4:21:54 PM
helpinghand75$25.00$25.001/28/2010 4:22:01 PM
red-undaunted-kindness$100.00$100.001/28/2010 4:22:06 PM
Fiimg$50.00$50.001/28/2010 4:22:09 PM
Josta$50.00$50.001/28/2010 4:22:22 PM
awe53$25.00$25.001/28/2010 4:22:32 PM
selector568$100.00$100.001/28/2010 4:17:30 PM
bountiful-bazaar$25.00$25.001/28/2010 4:17:44 PM
Gladglide$27.47$27.471/28/2010 4:17:53 PM
new-honorable-rate$25.00$25.001/28/2010 4:19:22 PM
mathprof$25.00$25.001/28/2010 4:19:45 PM
burrito6$25.00$25.001/28/2010 4:20:00 PM
desertoasis$50.00$50.001/28/2010 4:20:12 PM
tallmon$25.00$25.001/28/2010 4:20:38 PM
runner262$25.00$25.001/28/2010 4:20:46 PM
WillyBobba$25.00$25.001/28/2010 4:21:08 PM
loanfairy$25.00$25.001/28/2010 4:21:22 PM
peaceful-return2$25.00$25.001/28/2010 4:21:32 PM
30Sky$25.00$25.001/28/2010 4:21:35 PM
one-midas$25.00$25.001/28/2010 4:21:41 PM
emelia$25.00$25.001/28/2010 4:21:49 PM
currency-oak$25.00$25.001/28/2010 4:21:55 PM
ogoog$25.00$25.001/28/2010 4:22:31 PM
Dutchhunter$30.02$16.001/28/2010 4:22:35 PM
Bank_Of_XL$50.00$50.001/29/2010 9:00:24 AM
junes08$33.13$33.131/29/2010 12:23:30 PM
Ven58$25.00$25.001/30/2010 7:07:19 AM
FinanceEngine$25.00$25.001/30/2010 11:07:36 PM
zento$25.00$25.001/31/2010 9:28:23 AM
interstellar$50.00$50.002/1/2010 10:30:21 AM
Delta-Kilo-7K$50.00$50.002/1/2010 6:25:22 PM
maximizer$25.00$25.002/2/2010 10:15:51 AM
Techne_Funds_LLC$25.00$25.002/2/2010 3:39:52 PM
scottysidewinder$25.00$25.002/2/2010 7:20:08 PM
scoobiedoo$25.00$25.001/28/2010 4:17:39 PM
tmillerosu$25.00$25.001/28/2010 4:17:59 PM
generosity-giraffe0$25.00$25.001/28/2010 4:17:47 PM
stjules$50.00$50.001/28/2010 4:17:56 PM
the-profit-oracle$25.00$25.001/28/2010 4:20:40 PM
AF-Chief$27.00$27.001/28/2010 4:20:48 PM
PhalanxBulldog$25.00$25.001/28/2010 4:20:59 PM
duty-sensai$25.00$25.001/28/2010 4:21:24 PM
harmonious-revenue7$25.00$25.001/28/2010 4:21:29 PM
Archchancellor$25.00$25.001/28/2010 4:21:36 PM
money-maniac$50.00$50.001/28/2010 4:21:47 PM
Avala$50.00$50.001/28/2010 4:21:57 PM
OCedHrt$25.00$25.001/28/2010 4:22:08 PM
kegs$100.00$100.001/28/2010 4:22:13 PM
best-phenomenal-treasure$25.00$25.001/28/2010 4:22:18 PM
snoopey100$25.00$25.001/28/2010 4:20:36 PM
nodrivelpls$25.00$25.001/28/2010 4:21:06 PM
accordion8$50.00$50.001/28/2010 4:21:25 PM
kaiger$25.00$25.001/28/2010 4:21:38 PM
best-deal-banker$25.00$25.001/28/2010 4:21:46 PM
TheoProf$50.00$50.001/28/2010 4:22:00 PM
PRGuyinVA$25.00$25.001/28/2010 4:22:05 PM
top-commitment-champ$25.00$25.001/28/2010 4:22:07 PM
fcukciti$25.00$25.001/28/2010 4:22:11 PM
rupee-beast$25.00$25.001/28/2010 4:22:28 PM
lendme2$50.00$50.001/28/2010 4:22:34 PM
robot777$40.00$40.001/28/2010 4:31:37 PM
AlexTrep$25.00$25.001/28/2010 4:17:43 PM
MrBodaggit$25.00$25.001/28/2010 4:17:50 PM
wanna-help$25.00$25.001/28/2010 4:33:16 PM
JustMee$25.00$25.001/28/2010 4:58:36 PM
bnlforever$25.00$25.001/28/2010 4:20:45 PM
diplomatic-point4$50.00$50.001/28/2010 4:21:12 PM
top-silver-american$25.00$25.001/28/2010 4:21:32 PM
inspired-contract9$25.00$25.001/28/2010 4:21:40 PM
market-path$50.00$50.001/28/2010 4:21:42 PM
asset-equilibrium0$25.00$25.001/28/2010 4:21:50 PM
narenrani$50.00$50.001/28/2010 4:22:29 PM
Sang1963$50.00$50.001/28/2010 6:00:47 PM
Bob450$25.00$25.001/28/2010 8:08:17 PM
Syzygy$25.00$25.001/29/2010 3:20:14 PM
worthy-bid4$25.00$25.001/30/2010 9:57:49 AM
spiff666$25.00$25.001/31/2010 8:48:52 PM
exchange-squirrel$25.00$25.001/31/2010 5:59:52 PM
natural-greenback6$25.00$25.002/1/2010 7:35:45 PM
ronin4sale$25.00$25.002/2/2010 6:07:19 AM
fairness-atmosphere$25.00$25.002/2/2010 8:19:40 PM
103 bids