Sales Report:Supplement No. 128 dated Feb 02, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
429479
This series of Notes was issued and sold upon the funding of the borrower loan #40637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-26-2010 |
| |
Auction end date:
| Jan-30-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $63.04 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $63.00 |
| |
|
Auction yield range:
| 4.06% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Jan-2010) |
Current / open credit lines:
| 19
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,360 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| awen751 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(May-2008)
|
|
Principal balance:
| $2,039.15 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Tying over until tax time
Purpose of loan:
This loan will be used to ensure I have enough to keep all my bills paid until my tax return comes in
My financial situation:
I am a good candidate for this loan because I am gainfully employed and expect to stay that way.? I bought a house over the summer, needed to get credit to buy a new stove and fridge, and had one credit card raise their rate to 30% because of this change in my credit report.? I have also had some other surprise charges and bills.? Once my tax return comes in, I will be fine, and can even pay off the majority of that card.? I may even be fine before it comes, but would like some cash on hand to ensure I have enough.
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $
700
??Insurance: $
150
??Car expenses: $
500
??Utilities: $ 40
??Phone, cable, internet: $
200
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 1000? (mainly student loans)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| friendly-market5 | $25.00 | $25.00 | 1/26/2010 3:57:38 PM |
| personal-lender | $25.00 | $25.00 | 1/26/2010 3:58:02 PM |
| kulender | $30.00 | $30.00 | 1/26/2010 3:58:46 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/26/2010 3:59:17 PM |
| mlopez2007 | $50.00 | $50.00 | 1/26/2010 4:01:08 PM |
| thedoctor | $90.00 | $90.00 | 1/26/2010 4:01:43 PM |
| dealarella | $25.00 | $25.00 | 1/26/2010 4:00:52 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/26/2010 3:58:37 PM |
| peerlender | $30.00 | $30.00 | 1/26/2010 4:01:41 PM |
| schpere | $30.00 | $30.00 | 1/26/2010 4:00:13 PM |
| bowdish1 | $100.00 | $100.00 | 1/26/2010 4:00:51 PM |
| kmr2 | $60.00 | $60.00 | 1/26/2010 4:01:26 PM |
| determined-contract | $30.00 | $30.00 | 1/26/2010 4:02:07 PM |
| rolandweary | $30.00 | $30.00 | 1/26/2010 4:02:21 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/26/2010 5:10:10 PM |
| amit_gu | $25.00 | $25.00 | 1/27/2010 7:30:46 AM |
| JGuide | $26.00 | $26.00 | 1/27/2010 10:29:04 PM |
| springpanda | $25.00 | $25.00 | 1/28/2010 11:42:53 AM |
| stephen_c01 | $44.10 | $44.10 | 1/28/2010 6:26:46 PM |
| duke12 | $209.77 | $209.77 | 1/28/2010 10:56:48 PM |
| 1SteelerFan | $25.00 | $25.00 | 1/30/2010 4:39:31 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 1/27/2010 4:33:44 PM |
| bchen78875 | $50.00 | $50.00 | 1/26/2010 3:58:52 PM |
| leodaguy | $25.00 | $25.00 | 1/26/2010 3:59:30 PM |
| market-builder | $25.00 | $25.00 | 1/26/2010 4:00:36 PM |
| AFairDeal | $25.00 | $25.00 | 1/26/2010 4:01:18 PM |
| laredotornado | $25.00 | $25.00 | 1/26/2010 4:01:34 PM |
| credit-force5 | $25.00 | $25.00 | 1/26/2010 3:58:23 PM |
| toblerone | $50.00 | $50.00 | 1/26/2010 3:59:51 PM |
| meenan | $25.00 | $25.00 | 1/26/2010 3:57:43 PM |
| Cai8899 | $75.00 | $75.00 | 1/26/2010 4:00:16 PM |
| lloyd_s | $25.00 | $25.00 | 1/26/2010 3:57:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/26/2010 3:59:44 PM |
| wampum-optimization | $50.00 | $50.00 | 1/26/2010 4:00:00 PM |
| first-pragmatic-note | $25.00 | $0.13 | 1/26/2010 4:03:01 PM |
| delicious-social132 | $25.00 | $25.00 | 1/26/2010 4:00:43 PM |
| commerce-web5 | $40.00 | $40.00 | 1/26/2010 4:01:59 PM |
| dollar-birdie | $30.00 | $30.00 | 1/26/2010 4:02:14 PM |
| kanakakm | $50.00 | $50.00 | 1/26/2010 4:02:29 PM |
| DosPassos | $25.00 | $25.00 | 1/26/2010 4:14:18 PM |
| MrSolution | $50.00 | $50.00 | 1/26/2010 6:58:28 PM |
| Syzygy | $25.00 | $25.00 | 1/26/2010 8:40:20 PM |
| JM-Sarawak | $25.00 | $25.00 | 1/27/2010 6:15:43 AM |
| exchange-squirrel | $25.00 | $25.00 | 1/26/2010 11:36:01 PM |
| generous-deal6 | $25.00 | $25.00 | 1/28/2010 12:38:08 PM |
| beachfunder | $25.00 | $25.00 | 1/28/2010 11:25:50 AM |
| sammyhammy | $25.00 | $25.00 | 1/29/2010 11:37:44 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/29/2010 5:13:02 PM |
| khamlagirl | $25.00 | $25.00 | 1/29/2010 8:13:05 PM |
| bondhedger | $25.00 | $25.00 | 1/29/2010 8:56:04 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/30/2010 12:39:07 AM |
| serene-capital | $25.00 | $25.00 | 1/30/2010 2:21:32 AM |
| payontime1 | $50.00 | $50.00 | 1/29/2010 5:40:40 PM |
| availableloan | $25.00 | $25.00 | 1/29/2010 10:27:43 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
442471
This series of Notes was issued and sold upon the funding of the borrower loan #40728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 21.74% |
Starting monthly payment:
| $36.15 |
|
Final lender yield:
| 11.47% |
Final borrower rate/APR:
| 12.47% / 16.09% |
Final monthly payment:
| $33.44 |
| |
|
Auction yield range:
| 8.06% - 17.00% |
Estimated loss impact:
| 6.75% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.72% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Jan-2010) |
Current / open credit lines:
| 15
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,670 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| BOYFROMVEGAS |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to consolidate Chase credit card, they want to increase my interest rate, which is not fair, because of economy. The interest on ?my other credit cards is low, so I don't need help.?
My financial situation:
I am a good candidate for this loan because I am honest and I have a good experience to plan on time my payments, and to achieve my goals.?This is the first time for me when I tried to borrow money from Prosper and I am kind of curious to see how it?s working.
Monthly net income: $ 1,900.00?
Monthly expenses: $
??Housing: $ 400
??Insurance: 116$
??Car expenses: $ 400
??Utilities: 0$
??Phone, cable, internet: $ 50?
??Food, entertainment: $ 150
??Clothing, household expenses: $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please indicate the amount and rate on the credit card, and the rate it is going to be increased to. Thanks. - kapitalx
A:
$ 1,000.00, from 9.23% to 29%.
(Jan-22-2010)
Q:
Is that your Corvette in your pic and if so is paid for? Also how much is the insurance, fuel, maintenance, etc. per month since I see your your total car expense is only $400/mo.? - one-midas
A:
I sold "my baby" 2 years ago. I got a Vw Passat. Insurance $116, car payment $ 250 with entire package inclusive.
(Jan-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gpuck | $25.00 | $25.00 | 1/22/2010 4:56:50 PM |
| Greylox | $25.00 | $25.00 | 1/23/2010 10:40:40 AM |
| REITRUST | $25.00 | $25.00 | 1/23/2010 2:54:29 PM |
| motivator72 | $25.00 | $25.00 | 1/24/2010 7:42:49 AM |
| fabeasy | $25.00 | $25.00 | 1/24/2010 10:46:10 AM |
| pureliquidhw | $25.00 | $25.00 | 1/24/2010 6:20:39 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/24/2010 11:33:35 PM |
| next-time | $25.00 | $25.00 | 1/25/2010 8:09:20 AM |
| AsianDragon | $50.00 | $50.00 | 1/25/2010 11:15:19 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 1/25/2010 1:18:55 PM |
| chrisjs15 | $25.00 | $25.00 | 1/25/2010 2:32:23 PM |
| Xarach | $25.00 | $25.00 | 1/25/2010 8:55:45 PM |
| vine99 | $65.00 | $65.00 | 1/21/2010 6:29:32 PM |
| JaceSpade | $25.00 | $25.00 | 1/22/2010 4:52:39 PM |
| jtoms101 | $25.00 | $25.00 | 1/23/2010 9:15:00 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 1/23/2010 8:28:52 AM |
| BrighterSuns | $25.00 | $25.00 | 1/24/2010 8:30:40 AM |
| UBOtto186 | $55.02 | $55.02 | 1/24/2010 10:32:29 AM |
| Schwamie | $36.00 | $36.00 | 1/25/2010 5:39:07 AM |
| GS-ROCK | $28.00 | $18.98 | 1/25/2010 8:16:24 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/25/2010 10:43:37 AM |
| RTPCorporation | $50.00 | $50.00 | 1/25/2010 11:35:01 AM |
| integrityisnumone | $25.00 | $25.00 | 1/25/2010 10:55:51 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/25/2010 11:39:58 AM |
| jsnryn | $25.00 | $25.00 | 1/25/2010 11:29:36 AM |
| PHUCKYOUAZZHOLE | $25.00 | $25.00 | 1/25/2010 4:24:54 PM |
| Cashlender1992 | $25.00 | $25.00 | 1/25/2010 6:41:49 PM |
| niq4soccer | $25.00 | $25.00 | 1/25/2010 9:07:27 PM |
| orange-pound-party | $25.00 | $25.00 | 1/26/2010 6:42:28 AM |
| porwestco | $25.00 | $25.00 | 1/26/2010 6:48:38 AM |
| thebadpelican | $25.00 | $25.00 | 1/26/2010 8:59:27 AM |
| CashBank | $25.00 | $25.00 | 1/26/2010 9:35:53 AM |
| 32 bids
|
Borrower Payment Dependent Notes Series
443767
This series of Notes was issued and sold upon the funding of the borrower loan #40705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-22-2010 |
| |
Auction end date:
| Jan-29-2010 |
|
|
Starting lender yield:
| 22.70% |
Starting borrower rate/APR:
| 23.70% / 25.99% |
Starting monthly payment:
| $156.30 |
|
Final lender yield:
| 17.75% |
Final borrower rate/APR:
| 18.75% / 20.97% |
Final monthly payment:
| $146.12 |
| |
|
Auction yield range:
| 8.06% - 22.70% |
Estimated loss impact:
| 8.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.34% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| lawdegree |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Insulin Pump System for 6 year old
Purpose of loan:
This loan will be used to purchase a OneTouch Ping insulin pump for my 6 year old diabetic daughter.? This system is not covered by our insurance.? OneTouch Ping frees you from multiple daily injections and give you the ability to quickly and easily adjust your insulin based on your body's immediate needs.? The pump is packed with unique capabilities that may be accessed both wirelessly (by using the meter-remote) and manually.? And the meter-remote, with its full set of functions, is designed to make life with diabetes easier and more discreet.
My financial situation:
I am a good candidate for this loan because I have little debt and an excellent job.
Monthly net income: $5,300
Monthly expenses: $
??Housing: $
500
??Insurance: $
125
??Car expenses: $
577
??Utilities: $
225
??Phone, cable, internet: $
90
??Food, entertainment: $
550
??Clothing, household expenses $
100
??Credit cards and other loans: $
18
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
It looks like you posted this listing originally for $15,000 in the beginning of 2009, but it only got 13% funded. Why did you lower the amount from $15,000 to $4,000 and why did you wait so long to do it? Wouldn't you need it right away? - Huntington
A:
Thanks for your question. I was advised to lower the loan amount to increase my chances for funding. My daughter has an Animas pump; however, it's not the latest technology.
(Jan-27-2010)
Q:
How are you only paying $500/mo. for housing? Please explain - Huntington
A:
I currently live in Biltmore Forest located in Asheville, NC. My parents own the house where we live rent free. I contribute $500 towards the annual taxes.
(Jan-27-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ferengi_finance | $25.45 | $25.45 | 1/28/2010 9:39:43 AM |
| SolarMoonshine | $25.00 | $25.00 | 1/22/2010 5:30:26 PM |
| neighborly-bid | $25.00 | $25.00 | 1/24/2010 10:33:33 AM |
| junes08 | $37.60 | $37.60 | 1/25/2010 1:25:15 PM |
| Sang1963 | $25.00 | $25.00 | 1/25/2010 5:29:17 PM |
| glroark | $100.00 | $100.00 | 1/26/2010 9:25:57 AM |
| DolCaps | $50.00 | $50.00 | 1/26/2010 10:32:02 AM |
| GOPHERBOY | $100.00 | $100.00 | 1/26/2010 4:34:26 PM |
| psalms6612 | $25.00 | $25.00 | 1/26/2010 5:19:45 PM |
| DM_Premier | $25.00 | $25.00 | 1/27/2010 7:57:53 AM |
| marwadi-62 | $100.00 | $100.00 | 1/27/2010 2:25:16 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/27/2010 5:03:04 PM |
| orbiter614 | $200.00 | $200.00 | 1/28/2010 9:44:01 AM |
| pork-nuggets | $25.00 | $25.00 | 1/28/2010 9:52:27 AM |
| blLending | $25.00 | $25.00 | 1/28/2010 10:18:24 AM |
| plouie | $25.00 | $25.00 | 1/28/2010 1:44:27 PM |
| Leshan | $25.00 | $25.00 | 1/28/2010 3:05:10 PM |
| rockhound84 | $25.00 | $25.00 | 1/28/2010 5:16:33 PM |
| Nusk | $25.00 | $25.00 | 1/28/2010 7:16:53 PM |
| engbusres | $48.00 | $48.00 | 1/28/2010 8:35:42 PM |
| Jaxfan11 | $25.00 | $25.00 | 1/28/2010 10:27:47 PM |
| billybragg | $25.00 | $25.00 | 1/29/2010 11:33:44 AM |
| principal-laser | $100.81 | $100.81 | 1/29/2010 11:33:03 AM |
| gluon | $25.00 | $25.00 | 1/29/2010 11:52:41 AM |
| steady-dime | $100.00 | $100.00 | 1/29/2010 11:49:36 AM |
| streak269 | $25.00 | $25.00 | 1/29/2010 12:31:48 PM |
| gothampark | $25.00 | $25.00 | 1/29/2010 12:46:48 PM |
| jtoms101 | $25.00 | $25.00 | 1/29/2010 1:24:20 PM |
| draggon77 | $25.00 | $25.00 | 1/29/2010 8:14:08 AM |
| DasMula | $25.00 | $25.00 | 1/29/2010 1:41:31 PM |
| steady-dime | $100.00 | $100.00 | 1/29/2010 2:13:00 PM |
| PeterPsych | $250.00 | $250.00 | 1/29/2010 2:20:27 PM |
| SkyLoan | $25.00 | $25.00 | 1/29/2010 2:35:23 PM |
| patriot384 | $130.00 | $130.00 | 1/29/2010 3:25:40 PM |
| glowman76 | $25.00 | $25.00 | 1/29/2010 3:43:46 PM |
| hokieproud | $33.83 | $33.83 | 1/29/2010 3:43:00 PM |
| hokieproud | $44.22 | $44.22 | 1/29/2010 3:44:32 PM |
| generosity-multiplier | $25.00 | $25.00 | 1/29/2010 12:24:28 PM |
| wealth-pipeline | $25.00 | $25.00 | 1/29/2010 1:11:40 PM |
| Bob450 | $25.00 | $25.00 | 1/29/2010 2:25:39 PM |
| The-CAPS-fan | $34.00 | $34.00 | 1/29/2010 3:19:32 PM |
| gilbrear | $25.00 | $25.00 | 1/29/2010 3:40:03 PM |
| cognizant-rate732 | $50.00 | $50.00 | 1/22/2010 3:57:30 PM |
| EliteCapital | $25.00 | $25.00 | 1/22/2010 8:05:05 PM |
| Greylox | $25.00 | $25.00 | 1/23/2010 10:31:19 AM |
| vine99 | $65.00 | $65.00 | 1/23/2010 3:47:38 PM |
| interest-friendship | $50.00 | $50.00 | 1/23/2010 7:21:46 PM |
| beachfunder | $25.00 | $25.00 | 1/24/2010 12:13:00 AM |
| shark1234 | $50.00 | $50.00 | 1/24/2010 8:48:28 AM |
| peregrine | $25.00 | $25.00 | 1/24/2010 7:48:43 PM |
| poolboy17 | $50.00 | $50.00 | 1/25/2010 3:26:05 PM |
| lender12345 | $25.00 | $25.00 | 1/25/2010 6:03:38 PM |
| eBankInvest | $35.88 | $2.05 | 1/26/2010 8:58:37 AM |
| ksubd | $40.00 | $40.00 | 1/26/2010 11:00:22 AM |
| asset-electron1 | $25.00 | $25.00 | 1/26/2010 12:42:22 PM |
| gpsgreg | $53.03 | $53.03 | 1/26/2010 1:52:47 PM |
| rockhound84 | $25.00 | $25.00 | 1/26/2010 3:01:24 PM |
| PropertyInvest | $25.00 | $25.00 | 1/26/2010 6:49:51 PM |
| moola-master | $50.00 | $50.00 | 1/26/2010 11:45:41 PM |
| GreenHill | $25.00 | $25.00 | 1/27/2010 10:25:48 AM |
| Streamfeeder | $25.00 | $25.00 | 1/27/2010 9:45:20 PM |
| MSCG | $52.42 | $52.42 | 1/28/2010 6:10:18 AM |
| JCM_MN | $40.00 | $40.00 | 1/28/2010 5:01:25 AM |
| Astyanax | $50.00 | $50.00 | 1/28/2010 12:35:07 PM |
| Astyanax | $25.00 | $25.00 | 1/28/2010 12:35:26 PM |
| debbymcc | $25.00 | $25.00 | 1/28/2010 5:27:41 PM |
| Mr_Egret | $25.00 | $25.00 | 1/28/2010 4:35:22 PM |
| MrPie | $25.00 | $25.00 | 1/29/2010 3:50:19 AM |
| Luckas73 | $50.00 | $50.00 | 1/29/2010 5:41:15 AM |
| medman | $68.19 | $68.19 | 1/29/2010 8:17:07 AM |
| SNH | $30.00 | $30.00 | 1/29/2010 8:57:42 AM |
| Spraydawg | $100.00 | $100.00 | 1/28/2010 8:23:20 PM |
| caseattle | $25.00 | $25.00 | 1/29/2010 9:34:06 AM |
| CashBank | $25.00 | $25.00 | 1/29/2010 9:46:15 AM |
| Rothgoe | $27.23 | $27.23 | 1/29/2010 10:19:22 AM |
| wild-orange | $25.00 | $25.00 | 1/29/2010 1:10:20 AM |
| direct-compassion | $25.00 | $25.00 | 1/29/2010 12:18:05 PM |
| social-announcer | $40.00 | $40.00 | 1/29/2010 12:55:48 PM |
| JTRADER056 | $50.00 | $50.00 | 1/29/2010 12:50:08 PM |
| ghinga | $25.00 | $25.00 | 1/29/2010 12:54:13 PM |
| Billybobobbrain | $40.40 | $40.40 | 1/29/2010 1:11:51 PM |
| PeterPsych | $62.77 | $62.77 | 1/29/2010 1:31:37 PM |
| trumpeter5 | $100.00 | $100.00 | 1/29/2010 2:13:37 PM |
| Jorgef741 | $100.00 | $100.00 | 1/29/2010 2:10:00 PM |
| vest_vortex | $25.00 | $25.00 | 1/29/2010 2:20:34 PM |
| nodebt2012 | $25.00 | $25.00 | 1/29/2010 3:03:56 PM |
| hawaiitechnical | $25.00 | $25.00 | 1/29/2010 9:50:58 AM |
| credit-coach118 | $25.00 | $25.00 | 1/29/2010 11:23:35 AM |
| atlas100 | $25.00 | $25.00 | 1/29/2010 11:28:35 AM |
| Your_Bank | $25.00 | $25.00 | 1/29/2010 2:57:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/29/2010 3:09:33 PM |
| jybank | $25.00 | $25.00 | 1/29/2010 3:51:52 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
444027
This series of Notes was issued and sold upon the funding of the borrower loan #40634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-25-2010 |
| |
Auction end date:
| Jan-28-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 34.40% |
Starting monthly payment:
| $44.67 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $30.47 |
| |
|
Auction yield range:
| 3.06% - 33.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 780-799 (Jan-2010) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $676 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Delta-Kilo-7K |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
COWBOY UP!
Last November I read the postings, got upset with the banks and even some folks here (though there's some real good lenders here, I've watched them work their magic more than once to help!), and decided that this little freckle on a flea's backside was going to try to do something about it. For the last 3 months I've been doin' "due dilligence".? I've bid some loans, I've sold some notes, I've bought some notes, and just lately I tried my first "impact bid".? The good news is, it worked!? Now 21% is not cheap, but it beat the heck out of what was goin' on in the outside world!? And a nice feller's gettin' a deposit to his account.? So I'm ready for the final chapter of my study book before we put the "7k" of my monicker to work.? That's my goal.? $7000 in Prosper Loans to good folks that just need that hand.? (Not hand-OUT).? Now if all this seems a bit much to you, I'll be happy to send you a copy of my savings account that will show I have 2 1/2 times that sitting there drawing .069% interest.? Yes, the folks strugglin' aren't the only ones the banks are having a good time with.??Less than 1% interest!? And they don't even wear a mask!? The rest of the accounts and the 401K's are my business.? But I'll show the savings account, just so's ya' know.? It's my understanding the Prosper folks review this listing before it publishes to the site.? I hope they ask
FOR THE LENDERS:? Don't bother biddin' this down folks, there's only goin' to be 4 payments.? 3 at $333 and one final one to clean up the balance and interest.? You're entitled to make a little on this, and I don't mind.? Nothin' in life is free.? But I need to know what the borrowers have to do/show/?? before their loan is dispursed.? I'm not goin' to throw $7000 at the punch bowl just to see if it floats.? Lot's of things float. ;-)
So, if ya' wanta' ride in this rodeo, press the bid button.? If ya' wanta' sit on the sidelines and watch this old fool fall on his......backside, that's ok- I understand.? :-)? But I gotta' try.? A feller by the name of Ghandi said something like-? Be The Change You Want To See.? I'm not goin' to change the world, but that don't mean I'm goin' to sit here and?watch it go to Helena Handbasket either.? (Back off there censors, Helena is our state capital ;-) Yes I wear boots, no I don't ride bulls.? I can promise you a short ride and a safe return,?so if ya' decide to sit down in the saddle then it's....
COWBOY UP!
Oh yeah, for them that's new, AA with a Prosper rating of "10" is as good as it gets ;-)
Be good to you for me!? Whatever life gives you, pass it forward!
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$50.00 in winning bids.
"Easily one of the safest bets on Prosper!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $250.00 | $203.31 | 1/25/2010 4:46:08 PM |
| dma1206 | $25.00 | $25.00 | 1/25/2010 5:29:02 PM |
| JGuide | $50.00 | $50.00 | 1/25/2010 6:07:59 PM |
| cwegert | $71.69 | $71.69 | 1/26/2010 11:05:09 AM |
| value-pouch | $100.00 | $100.00 | 1/26/2010 12:42:57 PM |
| bankar | $25.00 | $25.00 | 1/26/2010 4:18:33 PM |
| agreement-bunny | $25.00 | $25.00 | 1/26/2010 6:20:15 PM |
| exchange-squirrel | $25.00 | $25.00 | 1/26/2010 11:33:55 PM |
| hellasow | $25.00 | $25.00 | 1/28/2010 1:05:31 AM |
| Shanster84 | $25.00 | $25.00 | 1/28/2010 11:48:28 AM |
| DonaldColorado | $25.00 | $25.00 | 1/25/2010 4:35:51 PM |
| alydad1 | $25.00 | $25.00 | 1/26/2010 5:03:05 AM |
| amit_gu | $25.00 | $25.00 | 1/26/2010 8:07:25 AM |
| TomDalonajay | $25.00 | $25.00 | 1/26/2010 11:31:32 AM |
| sunshinysmiles | $25.00 | $25.00 | 1/26/2010 12:16:21 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/26/2010 2:07:12 PM |
| springpanda | $50.00 | $50.00 | 1/26/2010 4:07:16 PM |
| JCPlending | $25.00 | $25.00 | 1/26/2010 8:19:37 PM |
| MrSolution | $50.00 | $50.00 | 1/26/2010 6:59:28 PM |
| Reputation1 | $50.00 | $50.00 | 1/27/2010 9:46:29 AM |
| JohnSmith10 | $50.00 | $50.00 | 1/27/2010 8:11:06 PM |
| Beverly_Hills_Lender | $50.00 | $50.00 | 1/27/2010 10:08:33 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
444099
This series of Notes was issued and sold upon the funding of the borrower loan #40643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,350.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-29-2010 |
| |
Auction end date:
| Feb-01-2010 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $102.14 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $102.07 |
| |
|
Auction yield range:
| 3.06% - 5.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Jan-2010) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,940 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 22% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dasbuntenheim |
Borrower's state:
| California |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,475.00 | < mo. late:
| 0
( 0% )
| 720-739
(Nov-2009)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt at a lower APR.
My financial situation:
I am a good candidate for this loan because I have very stable job in the Intellectual Property field that requires my position?for liability insurance purposes. I have never missed a payment in my life. I've had a Prosper loan in the past and had a great experience with it. Was able to pay?back early?in full after making successful investments. Here is the breakdown for my income/expenses:
Net Income - 2700/mo (after taxes, benefits, 401k contributions, etc.)
Expenses - 1918
Rent - 565/mo
Student Loan - 150/mo
Utilities - 65/mo
Helping pay retired parent's utilities - 200/mo
Loan Payment - 293/mo
Food/Entertainment - 400/mo
Prosper Investment - 50/mo
Credit Card Payments - 195/mo
Thank you very much for taking a look at my listing and help me help you earn a good return on your money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 1/29/2010 4:36:12 PM |
| DonaldColorado | $25.00 | $25.00 | 1/29/2010 4:34:40 PM |
| AFairDeal | $25.00 | $25.00 | 1/29/2010 4:53:15 PM |
| bchen78875 | $50.00 | $50.00 | 1/29/2010 4:52:29 PM |
| Cai8899 | $75.00 | $75.00 | 1/29/2010 4:52:49 PM |
| market-builder | $25.00 | $25.00 | 1/29/2010 4:52:58 PM |
| delicious-social132 | $25.00 | $25.00 | 1/29/2010 4:53:02 PM |
| kmr2 | $100.00 | $100.00 | 1/29/2010 4:53:18 PM |
| determined-contract | $30.00 | $30.00 | 1/29/2010 4:53:35 PM |
| junctionking | $25.00 | $25.00 | 1/29/2010 4:53:54 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/29/2010 4:54:13 PM |
| desertoasis | $25.00 | $25.00 | 1/29/2010 4:54:30 PM |
| skuba | $25.00 | $25.00 | 1/29/2010 4:54:39 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/29/2010 4:56:37 PM |
| LandE2BG | $25.00 | $25.00 | 1/29/2010 4:54:46 PM |
| meenan | $25.00 | $25.00 | 1/29/2010 4:55:44 PM |
| personal-lender | $25.00 | $25.00 | 1/29/2010 4:55:49 PM |
| credit-force5 | $25.00 | $25.00 | 1/29/2010 4:55:56 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/29/2010 4:55:59 PM |
| kulender | $30.00 | $30.00 | 1/29/2010 4:56:02 PM |
| social-conductor4 | $25.00 | $25.00 | 1/29/2010 4:56:14 PM |
| grampy48 | $25.00 | $25.00 | 1/29/2010 4:57:10 PM |
| gracej | $25.00 | $25.00 | 1/29/2010 4:57:15 PM |
| worthy-bid4 | $50.00 | $50.00 | 1/29/2010 4:57:50 PM |
| blooming-market | $25.00 | $25.00 | 1/29/2010 5:41:24 PM |
| Nash2065 | $25.00 | $25.00 | 1/29/2010 6:30:57 PM |
| payontime1 | $50.00 | $50.00 | 1/29/2010 5:42:47 PM |
| PeacefulFlorida | $25.00 | $25.00 | 1/29/2010 8:11:33 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 1/29/2010 7:51:43 PM |
| dealarella | $25.00 | $25.00 | 1/29/2010 4:53:06 PM |
| dollar-birdie | $30.00 | $30.00 | 1/29/2010 4:53:39 PM |
| kanakakm | $50.00 | $50.00 | 1/29/2010 4:53:46 PM |
| commerce-voyager | $25.00 | $25.00 | 1/29/2010 4:54:53 PM |
| lloyd_s | $25.00 | $25.00 | 1/29/2010 4:55:48 PM |
| kindness-percolator5 | $25.00 | $25.00 | 1/29/2010 4:56:31 PM |
| mlopez2007 | $50.00 | $50.00 | 1/29/2010 4:56:35 PM |
| skvat | $25.00 | $25.00 | 1/29/2010 4:57:09 PM |
| trade-trumpet | $25.00 | $25.00 | 1/29/2010 4:57:24 PM |
| 1fortheroad | $25.00 | $25.00 | 1/30/2010 9:01:33 AM |
| tisgro | $25.00 | $25.00 | 1/30/2010 3:20:12 PM |
| Zach842 | $25.00 | $25.00 | 1/30/2010 4:51:22 PM |
| figs4u2 | $25.00 | $25.00 | 1/30/2010 9:21:25 PM |
| cash4less | $25.00 | $25.00 | 1/31/2010 12:30:17 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/31/2010 11:34:40 AM |
| screenname03 | $25.00 | $25.00 | 1/31/2010 12:05:53 PM |
| Trimalchio12 | $25.00 | $25.00 | 1/31/2010 1:42:14 PM |
| wormdc | $25.00 | $25.00 | 1/31/2010 3:10:48 PM |
| MidLifeCrisis | $50.00 | $50.00 | 1/31/2010 3:32:07 PM |
| antlr | $25.00 | $25.00 | 1/30/2010 8:06:19 PM |
| Personal-Bond | $46.74 | $46.74 | 1/31/2010 4:28:45 PM |
| WSTRDG | $25.00 | $25.00 | 1/29/2010 4:48:59 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/29/2010 4:52:43 PM |
| lean-velocity | $25.00 | $25.00 | 1/29/2010 4:36:17 PM |
| commerce-web5 | $40.00 | $40.00 | 1/29/2010 4:53:31 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/29/2010 4:53:49 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/29/2010 4:52:38 PM |
| Havana21 | $25.00 | $25.00 | 1/29/2010 4:54:21 PM |
| thedoctor | $90.00 | $90.00 | 1/29/2010 4:53:24 PM |
| loan-master996 | $50.00 | $50.00 | 1/29/2010 4:54:10 PM |
| active-market | $100.00 | $100.00 | 1/29/2010 4:57:30 PM |
| theprince | $25.00 | $25.00 | 1/29/2010 4:56:18 PM |
| all_of_that_one | $25.00 | $25.00 | 1/29/2010 4:56:46 PM |
| moola-escalator | $50.00 | $50.00 | 1/29/2010 4:57:28 PM |
| Creative_Outlet | $25.00 | $25.00 | 1/29/2010 6:54:50 PM |
| RedGranite | $25.00 | $25.00 | 1/29/2010 8:03:47 PM |
| schpere | $30.00 | $30.00 | 1/29/2010 4:52:48 PM |
| AF-Chief | $34.27 | $34.27 | 1/29/2010 8:22:16 PM |
| bowdish1 | $100.00 | $100.00 | 1/29/2010 4:53:05 PM |
| peerlender | $30.00 | $30.00 | 1/29/2010 4:53:22 PM |
| rolandweary | $30.00 | $30.00 | 1/29/2010 4:53:42 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/29/2010 4:53:55 PM |
| supreme-hope | $25.00 | $25.00 | 1/29/2010 4:54:02 PM |
| midwestSurfer | $25.00 | $25.00 | 1/29/2010 9:59:44 PM |
| auction-elvis | $25.00 | $25.00 | 1/29/2010 4:54:07 PM |
| GElender | $50.00 | $50.00 | 1/29/2010 4:54:23 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/29/2010 4:54:34 PM |
| KiwiElf | $30.00 | $30.00 | 1/30/2010 12:50:59 AM |
| the-financier814 | $25.00 | $25.00 | 1/29/2010 4:57:02 PM |
| CaptainBlueberry | $25.00 | $25.00 | 1/30/2010 9:17:35 AM |
| ADSFL05 | $25.00 | $25.00 | 1/30/2010 9:17:32 AM |
| t2smoney | $25.00 | $25.00 | 1/29/2010 7:20:45 PM |
| br4444 | $25.00 | $25.00 | 1/30/2010 9:56:32 AM |
| roentgen | $25.00 | $25.00 | 1/30/2010 10:46:26 AM |
| serene-truth2 | $25.00 | $25.00 | 1/30/2010 2:15:45 PM |
| Kelor99 | $25.00 | $25.00 | 1/30/2010 5:55:45 PM |
| Mr_Money | $25.00 | $25.00 | 1/30/2010 7:42:30 AM |
| capital-lesson | $25.00 | $25.00 | 1/30/2010 8:56:40 PM |
| elasermd | $48.17 | $48.17 | 1/30/2010 11:17:06 AM |
| open-wealth492 | $25.00 | $25.00 | 1/30/2010 11:41:57 AM |
| MM1207 | $25.00 | $25.00 | 1/31/2010 2:52:16 PM |
| moneytolend72 | $50.00 | $50.00 | 1/31/2010 3:16:11 PM |
| nbhz60a | $25.00 | $25.00 | 1/31/2010 3:34:10 PM |
| mikeandcat | $100.00 | $100.00 | 1/31/2010 4:24:30 PM |
| Red4Golf | $25.00 | $25.00 | 1/31/2010 4:24:35 PM |
| microlendblvr | $100.00 | $55.82 | 1/31/2010 4:27:57 PM |
| BillW | $25.00 | $25.00 | 1/30/2010 9:21:27 PM |
| restech | $25.00 | $25.00 | 1/30/2010 10:30:59 PM |
| Aeroman32 | $25.00 | $25.00 | 1/30/2010 11:36:34 PM |
| MrG | $25.00 | $25.00 | 1/31/2010 10:16:45 AM |
| d3global | $25.00 | $25.00 | 1/31/2010 3:54:38 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/31/2010 4:27:25 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
442822
This series of Notes was issued and sold upon the funding of the borrower loan #40717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-24-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 18.50% |
Final borrower rate/APR:
| 19.50% / 23.27% |
Final monthly payment:
| $36.91 |
| |
|
Auction yield range:
| 8.06% - 20.08% |
Estimated loss impact:
| 6.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.57% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Jan-2010) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,177 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 3 |
Bankcard utilization:
| 91% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dime-ladybug |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a couple of credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $42.16 | $42.16 | 1/19/2010 3:07:33 PM |
| Ven58 | $25.00 | $25.00 | 1/19/2010 4:33:08 PM |
| Streamfeeder | $25.00 | $25.00 | 1/20/2010 11:17:03 AM |
| circustab | $50.00 | $50.00 | 1/21/2010 7:39:23 AM |
| Heliosky77 | $25.00 | $25.00 | 1/21/2010 6:32:50 PM |
| IPG1 | $25.00 | $25.00 | 1/21/2010 9:03:13 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 10:10:43 AM |
| ore-bada-bing | $100.00 | $100.00 | 1/22/2010 1:41:02 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 1/23/2010 8:35:00 AM |
| tyson789 | $119.58 | $119.58 | 1/23/2010 8:05:31 AM |
| Bank_Of_XL | $25.00 | $25.00 | 1/23/2010 10:51:45 AM |
| SkinnyFish | $25.00 | $25.00 | 1/23/2010 1:07:19 PM |
| impressive-loan | $300.00 | $46.71 | 1/19/2010 12:31:46 PM |
| Approved | $25.00 | $25.00 | 1/19/2010 12:35:32 PM |
| Syzygy | $25.00 | $25.00 | 1/19/2010 2:05:35 PM |
| JCPlending | $25.00 | $25.00 | 1/19/2010 7:37:28 PM |
| ARainyDay | $50.00 | $50.00 | 1/20/2010 10:17:01 AM |
| fuzed | $25.00 | $25.00 | 1/20/2010 6:47:48 PM |
| Frankk2 | $25.00 | $25.00 | 1/21/2010 12:00:01 PM |
| vine99 | $65.00 | $65.00 | 1/21/2010 6:24:24 PM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 2:11:32 PM |
| nickel-pipeline | $26.55 | $26.55 | 1/22/2010 2:37:09 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/22/2010 4:08:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/22/2010 5:15:50 PM |
| point-enforcer | $25.00 | $25.00 | 1/22/2010 7:37:25 PM |
| gilbrear | $25.00 | $25.00 | 1/23/2010 6:48:11 PM |
| motivator72 | $25.00 | $25.00 | 1/24/2010 7:46:22 AM |
| ihelpunow | $25.00 | $25.00 | 1/24/2010 11:36:22 AM |
| 28 bids
|
Borrower Payment Dependent Notes Series
442912
This series of Notes was issued and sold upon the funding of the borrower loan #40711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,550.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.50% |
Starting monthly payment:
| $58.46 |
|
Final lender yield:
| 18.49% |
Final borrower rate/APR:
| 19.49% / 21.89% |
Final monthly payment:
| $57.20 |
| |
|
Auction yield range:
| 8.06% - 20.08% |
Estimated loss impact:
| 6.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.56% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 45 | Length of status: | 22y 8m |
|
Amount delinquent:
| $1,600 |
Revolving credit balance:
| $11,281 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| peaceful-agreement4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funding a small business project
Purpose of loan:
This loan will be used to fund a small business project?I have been wanting to do,?aside from my day to day job.? It is a limited edition run of silkscreened t-shirts, and the loan will be used to pay for the artwork, shirts and printing.
My financial situation:
I am a good candidate for this loan because of my very stable job and pay situation and due to the nature of the project, the shirts should sell very quickly. Also, contrary to what the information shows above, I *do* own my own home, as well as the land that it sets on. The only negative thing on my credit report is a delinquent account from a medical bill. That is already on a payment plan and will be paid off very soon.
Monthly net income: $ 5400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of t-shirts are you planning to sell? Something eccentric? Something novel? Can you help us better understand your product? - credit-shower
A:
These are shirts geared to a very small, niche group: horror fans. However, they have a built-in audience as they will be sold in conjunction with a major horror convention that gets over 10,000 plus fans (and potential buyers) through the doors every year.
(Jan-20-2010)
Q:
Can you please tell us what this was for? Amount delinquent:$1,600 - exchange-cowbell5
A:
This is a medical bill from a surgical procedure I had done. I am already on a payment plan with the hospital to pay it back very soon.
(Jan-22-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Imaginos1892 | $25.00 | $25.00 | 1/20/2010 6:59:58 PM |
| Brown98 | $25.00 | $25.00 | 1/20/2010 8:45:01 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 4:15:34 PM |
| Cromag | $25.00 | $25.00 | 1/23/2010 10:09:54 PM |
| rate-apricot1 | $25.00 | $25.00 | 1/24/2010 3:02:24 PM |
| fuzed | $25.00 | $25.00 | 1/25/2010 6:21:20 AM |
| jsnryn | $25.00 | $25.00 | 1/25/2010 11:44:02 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/25/2010 3:40:46 PM |
| jcw3rd | $25.00 | $25.00 | 1/25/2010 6:26:54 PM |
| Cashlender1992 | $25.00 | $25.00 | 1/25/2010 6:52:59 PM |
| Sang1963 | $25.00 | $25.00 | 1/25/2010 7:28:59 PM |
| Bito03 | $25.00 | $25.00 | 1/26/2010 1:56:15 AM |
| TJRCapital | $30.00 | $30.00 | 1/26/2010 9:36:05 AM |
| bevans | $25.00 | $25.00 | 1/26/2010 9:59:21 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/26/2010 9:55:21 AM |
| Approved | $25.00 | $25.00 | 1/19/2010 12:35:36 PM |
| kginatl | $50.06 | $50.06 | 1/20/2010 11:28:25 AM |
| SolarMoonshine | $50.00 | $50.00 | 1/21/2010 4:10:13 PM |
| eBankInvest | $29.98 | $29.98 | 1/21/2010 6:21:11 PM |
| buffalobills | $25.00 | $25.00 | 1/22/2010 10:49:00 AM |
| Syzygy | $25.00 | $25.00 | 1/22/2010 7:09:00 PM |
| Your_Bank | $25.00 | $25.00 | 1/24/2010 6:33:36 PM |
| circustab | $50.00 | $50.00 | 1/25/2010 6:01:23 AM |
| Leshan | $25.00 | $25.00 | 1/25/2010 8:03:49 AM |
| coin-spilunker | $25.00 | $25.00 | 1/25/2010 9:27:04 AM |
| Hola_James | $41.61 | $41.61 | 1/25/2010 10:48:10 AM |
| toxicbutterfly | $25.00 | $25.00 | 1/25/2010 12:23:11 PM |
| PotBellyPete | $30.00 | $30.00 | 1/25/2010 1:27:54 PM |
| klemer | $25.00 | $25.00 | 1/25/2010 2:10:06 PM |
| packrs1 | $50.00 | $50.00 | 1/25/2010 3:32:41 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/25/2010 4:45:08 PM |
| Glenn | $25.00 | $25.00 | 1/25/2010 8:14:01 PM |
| gunderstone | $100.00 | $100.00 | 1/25/2010 8:47:47 PM |
| vine99 | $40.00 | $40.00 | 1/25/2010 8:43:05 PM |
| jlendog | $200.00 | $200.00 | 1/25/2010 9:36:58 PM |
| fireman4 | $25.00 | $25.00 | 1/26/2010 7:49:09 AM |
| charming-point | $300.00 | $178.35 | 1/26/2010 9:00:29 AM |
| Capit0l | $25.00 | $25.00 | 1/26/2010 9:02:09 AM |
| bondhedger | $25.00 | $25.00 | 1/26/2010 9:04:28 AM |
| generosity-multiplier | $25.00 | $25.00 | 1/26/2010 9:15:37 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
443788
This series of Notes was issued and sold upon the funding of the borrower loan #40708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-22-2010 |
| |
Auction end date:
| Jan-29-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $102.60 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $102.60 |
| |
|
Auction yield range:
| 11.06% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,123 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| young_Professional24 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards-Lower APR
This loan will be used to consolidate my credit card debt at a lower APR. I have been employed full-time for 2 years as an Account Executive with a stable company.
My financial situation: I am a good candidate for this loan because I am employed full time, am reliable?and a pay my bills on time.
Monthly net income: $ 2,400
Monthly expenses: $ 1,850
Housing: $ 600
Insurance: $ 110
Car expenses: $ 165
Utilities: $ 25
Phone, cable, internet: $ 25
Food, entertainment: $ 125
Clothing, household expenses $ 50
Credit cards and other loans: $ 700
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Explain your occupation. How much is your base salary . - Capit0l
A:
I work for a staffing and recruiting firm. I recruit qualified candidates for companies who are unable to find top talent on their own. Also directly responsible for new client business development and account management for existing clients.
Base salary is $33K + commission. Commission is stable and increasing. Average monthly pay checks are $2400.
(Jan-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| USNavyVet | $25.00 | $25.00 | 1/22/2010 4:30:40 PM |
| DasMula | $50.00 | $50.00 | 1/24/2010 5:13:14 PM |
| Capit0l | $25.00 | $25.00 | 1/25/2010 7:09:39 AM |
| lucrative-loan | $25.00 | $25.00 | 1/25/2010 7:32:41 PM |
| worthy-bid4 | $25.00 | $25.00 | 1/27/2010 4:53:06 PM |
| mercuriant | $25.00 | $25.00 | 1/27/2010 5:01:43 PM |
| Peterman | $25.00 | $25.00 | 1/28/2010 4:35:09 PM |
| elegant-capital | $25.00 | $25.00 | 1/28/2010 7:47:27 PM |
| squarebob | $25.00 | $25.00 | 1/29/2010 5:21:29 AM |
| leverage-monger | $25.00 | $25.00 | 1/29/2010 7:49:49 AM |
| kenL | $200.00 | $200.00 | 1/29/2010 9:35:22 AM |
| MechEngLender | $25.00 | $25.00 | 1/29/2010 2:51:21 AM |
| Peterman | $25.00 | $25.00 | 1/29/2010 7:33:08 AM |
| just-trade0 | $36.00 | $36.00 | 1/29/2010 1:06:59 PM |
| yakusc | $25.00 | $25.00 | 1/29/2010 1:27:08 PM |
| grnii78 | $75.00 | $75.00 | 1/29/2010 8:10:13 AM |
| worthy-bid4 | $25.00 | $25.00 | 1/29/2010 3:29:05 PM |
| leverage-monger | $25.00 | $25.00 | 1/29/2010 3:43:02 PM |
| Serpent2801 | $25.00 | $25.00 | 1/29/2010 1:40:06 PM |
| squarebob | $25.00 | $25.00 | 1/29/2010 3:36:39 PM |
| DasMula | $50.00 | $50.00 | 1/22/2010 5:00:48 PM |
| Bob450 | $50.00 | $50.00 | 1/22/2010 8:59:42 PM |
| DasMula | $250.00 | $250.00 | 1/25/2010 11:23:10 AM |
| nilonc1 | $250.00 | $250.00 | 1/25/2010 2:55:54 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/26/2010 5:31:11 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/27/2010 5:04:25 PM |
| b-rent | $25.00 | $25.00 | 1/28/2010 9:35:40 AM |
| wealth-pipeline | $25.00 | $25.00 | 1/28/2010 10:01:22 AM |
| squarebob | $25.00 | $25.00 | 1/29/2010 5:21:52 AM |
| lucrative-loan | $75.00 | $75.00 | 1/29/2010 5:13:59 AM |
| meers2000 | $25.00 | $25.00 | 1/28/2010 9:55:35 PM |
| heroic-benefit | $50.00 | $50.00 | 1/29/2010 10:35:50 AM |
| innovator2 | $50.00 | $50.00 | 1/29/2010 12:25:09 PM |
| Rogelio48 | $35.00 | $35.00 | 1/29/2010 12:38:26 PM |
| lucrative-loan | $100.00 | $100.00 | 1/29/2010 9:16:43 AM |
| squarebob | $200.00 | $79.00 | 1/29/2010 3:14:36 PM |
| leverage-monger | $75.00 | $75.00 | 1/29/2010 3:32:27 PM |
| squarebob | $25.00 | $25.00 | 1/29/2010 3:41:50 PM |
| unger | $50.00 | $50.00 | 1/29/2010 3:49:28 PM |
| ZOOOM | $25.00 | $25.00 | 1/29/2010 3:52:29 PM |
| kenL | $100.00 | $100.00 | 1/29/2010 11:49:17 AM |
| BrighterSuns | $25.00 | $25.00 | 1/29/2010 11:59:08 AM |
| DG2007 | $25.00 | $25.00 | 1/29/2010 1:51:59 PM |
| patriot384 | $150.00 | $150.00 | 1/29/2010 3:17:37 PM |
| leverage-monger | $125.00 | $125.00 | 1/29/2010 3:39:09 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
443878
This series of Notes was issued and sold upon the funding of the borrower loan #40702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-22-2010 |
| |
Auction end date:
| Jan-29-2010 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.06% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 840-859 (Jan-2010) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,052 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Think-Big |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 820-839
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Business Expansion
Purpose of loan:
We
are planning expansion in our family business and need some cash flow.?
We'd been doing very good in business and the return is awesome.? Our business is in the area of Finance Services, we just started the business last year.
My financial situation:
I'm good in planning for my financial future. I won't take a chance to destroy my credit record.
Be rest assure that the money you invested in me will be return it in full with the interest.
Good credit score with low debt-to-income ratio.
Monthly net income: $
I'd a full time job as an IT profession and at the same time helping family member in growing the business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mikeandcat | $100.00 | $100.00 | 1/22/2010 3:56:30 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/22/2010 4:09:35 PM |
| lloyd_s | $25.00 | $25.00 | 1/22/2010 4:09:44 PM |
| personal-lender | $25.00 | $25.00 | 1/22/2010 4:09:53 PM |
| kulender | $30.00 | $30.00 | 1/22/2010 4:10:10 PM |
| Cai8899 | $75.00 | $75.00 | 1/22/2010 4:11:01 PM |
| leodaguy | $25.00 | $25.00 | 1/22/2010 4:10:35 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/22/2010 4:10:38 PM |
| heroic-platinum | $25.00 | $25.00 | 1/22/2010 4:11:26 PM |
| bchen78875 | $50.00 | $50.00 | 1/22/2010 4:10:27 PM |
| AFairDeal | $25.00 | $25.00 | 1/22/2010 4:11:29 PM |
| wampum-optimization | $50.00 | $50.00 | 1/22/2010 4:10:47 PM |
| kmr2 | $60.00 | $60.00 | 1/22/2010 4:11:32 PM |
| market-builder | $25.00 | $25.00 | 1/22/2010 4:11:02 PM |
| bowdish1 | $100.00 | $100.00 | 1/22/2010 4:11:11 PM |
| commerce-web5 | $40.00 | $40.00 | 1/22/2010 4:11:48 PM |
| dealarella | $25.00 | $25.00 | 1/22/2010 4:11:19 PM |
| determined-contract | $30.00 | $30.00 | 1/22/2010 4:11:54 PM |
| rolandweary | $30.00 | $30.00 | 1/22/2010 4:12:07 PM |
| balance6 | $25.00 | $25.00 | 1/22/2010 4:12:19 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/22/2010 4:13:12 PM |
| supreme-hope | $25.00 | $25.00 | 1/22/2010 4:13:34 PM |
| aldenrains | $25.00 | $25.00 | 1/22/2010 4:12:43 PM |
| auction-elvis | $25.00 | $25.00 | 1/22/2010 4:13:46 PM |
| desertoasis | $25.00 | $25.00 | 1/22/2010 4:14:06 PM |
| junctionking | $25.00 | $25.00 | 1/22/2010 4:13:08 PM |
| majestic-dedication | $50.00 | $50.00 | 1/22/2010 4:13:31 PM |
| get30inc | $36.88 | $36.88 | 1/22/2010 4:14:05 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/22/2010 4:14:10 PM |
| unk1911 | $25.00 | $25.00 | 1/22/2010 4:14:08 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 4:14:46 PM |
| deal_maker78 | $50.00 | $50.00 | 1/22/2010 4:15:47 PM |
| helping-out | $25.00 | $25.00 | 1/22/2010 4:29:13 PM |
| sensible-order2 | $25.00 | $25.00 | 1/22/2010 4:25:23 PM |
| neighborly-peso | $25.00 | $25.00 | 1/22/2010 4:29:17 PM |
| Vess | $25.00 | $25.00 | 1/22/2010 4:26:23 PM |
| durability-halibut | $25.00 | $25.00 | 1/22/2010 4:30:05 PM |
| samo102us | $25.00 | $25.00 | 1/22/2010 4:33:43 PM |
| microlendblvr | $39.49 | $39.49 | 1/22/2010 4:34:06 PM |
| Plotinus | $50.00 | $50.00 | 1/22/2010 4:29:23 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 1/22/2010 4:46:38 PM |
| BankofBen | $25.00 | $25.00 | 1/22/2010 4:32:56 PM |
| kirkjerk | $25.00 | $25.00 | 1/22/2010 4:48:23 PM |
| tenny321 | $25.00 | $25.00 | 1/22/2010 5:03:43 PM |
| zenchef | $25.00 | $25.00 | 1/22/2010 5:18:14 PM |
| dollardave | $100.00 | $100.00 | 1/22/2010 5:33:37 PM |
| hard-working-loot | $25.00 | $25.00 | 1/22/2010 5:34:47 PM |
| selector568 | $300.00 | $300.00 | 1/22/2010 5:36:09 PM |
| Tc11902 | $39.50 | $39.50 | 1/22/2010 5:36:03 PM |
| elegant-income3 | $25.00 | $25.00 | 1/22/2010 5:36:28 PM |
| justice-dna | $35.00 | $35.00 | 1/22/2010 5:34:49 PM |
| newbietony | $40.00 | $40.00 | 1/22/2010 5:46:39 PM |
| the-money-gargantuan | $25.00 | $25.00 | 1/22/2010 5:35:46 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/22/2010 5:36:17 PM |
| USMC0311 | $25.00 | $25.00 | 1/22/2010 5:50:05 PM |
| iruz | $50.00 | $50.00 | 1/22/2010 5:50:30 PM |
| roccofox | $26.08 | $26.08 | 1/22/2010 5:51:02 PM |
| Toby1montana | $45.87 | $45.87 | 1/22/2010 5:59:46 PM |
| FutureLenderEC | $25.00 | $25.00 | 1/22/2010 5:59:42 PM |
| red-trade-cologne | $25.00 | $25.00 | 1/22/2010 5:50:27 PM |
| Bank42 | $50.00 | $50.00 | 1/22/2010 6:13:39 PM |
| SDNLR | $25.00 | $25.00 | 1/22/2010 5:50:52 PM |
| kazdag | $25.96 | $25.96 | 1/22/2010 6:01:33 PM |
| JGB | $25.00 | $25.00 | 1/22/2010 6:04:10 PM |
| chapman18 | $25.00 | $25.00 | 1/22/2010 6:29:38 PM |
| GElender | $50.00 | $50.00 | 1/22/2010 6:06:39 PM |
| transparency-giant | $36.54 | $36.54 | 1/22/2010 6:45:52 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/22/2010 7:16:07 PM |
| MoneyForNothing | $25.00 | $25.00 | 1/22/2010 7:28:28 PM |
| gain-rancher | $25.00 | $25.00 | 1/22/2010 8:05:38 PM |
| unrivaled-justice | $25.00 | $25.00 | 1/23/2010 1:12:19 AM |
| bds9646 | $26.00 | $26.00 | 1/23/2010 3:27:09 AM |
| wampum-chorus3 | $25.00 | $25.00 | 1/23/2010 1:12:44 AM |
| order-boomerang | $25.00 | $25.00 | 1/23/2010 7:16:06 AM |
| creditasaurus9 | $25.00 | $25.00 | 1/23/2010 8:54:04 AM |
| Aberdeen | $300.00 | $300.00 | 1/23/2010 9:57:33 AM |
| Speculator | $50.00 | $50.00 | 1/23/2010 11:02:45 AM |
| bill-expert | $25.00 | $25.00 | 1/23/2010 11:02:57 AM |
| first-upright-payout | $50.00 | $50.00 | 1/23/2010 11:03:03 AM |
| silverloan | $25.00 | $25.00 | 1/23/2010 9:32:18 AM |
| ijspence | $25.00 | $25.00 | 1/23/2010 11:02:15 AM |
| alpinaut | $25.00 | $25.00 | 1/23/2010 9:56:19 AM |
| blooming-market | $25.00 | $25.00 | 1/23/2010 11:02:42 AM |
| Aberdeen | $300.00 | $300.00 | 1/23/2010 10:02:40 AM |
| jbaum | $100.00 | $100.00 | 1/23/2010 11:02:47 AM |
| gold-commander0 | $50.00 | $50.00 | 1/23/2010 11:03:02 AM |
| CorMDNY | $25.00 | $25.00 | 1/23/2010 11:02:19 AM |
| Kaj | $30.00 | $30.00 | 1/23/2010 11:02:48 AM |
| promiser200 | $25.00 | $25.00 | 1/23/2010 11:02:58 AM |
| forthright-dedication | $25.00 | $25.00 | 1/23/2010 11:03:03 AM |
| copperfield | $25.00 | $25.00 | 1/23/2010 11:44:43 AM |
| HUNTER599673 | $25.00 | $25.00 | 1/23/2010 2:29:34 PM |
| soulwork | $25.00 | $25.00 | 1/23/2010 3:47:33 PM |
| springpanda | $25.00 | $25.00 | 1/24/2010 12:01:31 AM |
| exchange-battalion | $30.00 | $30.00 | 1/24/2010 12:10:16 AM |
| MoneySiles | $25.00 | $25.00 | 1/24/2010 4:42:06 AM |
| aasx1108 | $25.00 | $25.00 | 1/24/2010 6:56:56 AM |
| DonaldColorado | $25.00 | $25.00 | 1/24/2010 7:58:24 AM |
| rmartin7414 | $25.00 | $25.00 | 1/24/2010 8:11:23 AM |
| OzGuy609 | $25.00 | $25.00 | 1/24/2010 9:44:58 AM |
| KramericaIndustries | $25.00 | $25.00 | 1/24/2010 8:11:25 AM |
| codingbuddy | $25.00 | $25.00 | 1/24/2010 11:06:34 AM |
| maple1 | $25.00 | $25.00 | 1/24/2010 11:07:25 AM |
| km007 | $25.00 | $25.00 | 1/24/2010 11:08:23 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/24/2010 11:09:03 AM |
| influential-gain | $25.00 | $25.00 | 1/24/2010 11:09:10 AM |
| serpentine | $50.00 | $50.00 | 1/24/2010 11:09:20 AM |
| autonomous-basis | $25.00 | $25.00 | 1/24/2010 11:06:01 AM |
| scoobiedoo | $25.00 | $25.00 | 1/24/2010 11:07:11 AM |
| best-vivacious-funds | $25.00 | $25.00 | 1/24/2010 11:09:05 AM |
| WhiteGiant | $25.00 | $25.00 | 1/24/2010 11:12:48 AM |
| time4aloan | $25.00 | $25.00 | 1/24/2010 11:09:11 AM |
| trustedfriend | $25.00 | $25.00 | 1/24/2010 11:06:33 AM |
| appastk | $25.00 | $25.00 | 1/24/2010 11:09:22 AM |
| catomaior | $25.00 | $25.00 | 1/24/2010 11:06:49 AM |
| Katburg | $50.00 | $42.35 | 1/24/2010 11:09:29 AM |
| unclejaef | $25.00 | $25.00 | 1/24/2010 11:09:06 AM |
| orange-courageous-dedication | $39.01 | $39.01 | 1/24/2010 11:09:13 AM |
| InvestorPartners | $25.00 | $25.00 | 1/24/2010 11:09:18 AM |
| worth-sanctuary9 | $58.37 | $58.37 | 1/24/2010 11:43:47 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/24/2010 5:58:49 PM |
| flshdaskll | $25.00 | $25.00 | 1/24/2010 7:53:03 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/25/2010 4:03:04 PM |
| Dollars4Rent | $25.00 | $25.00 | 1/26/2010 7:51:00 AM |
| rvmomma | $150.00 | $150.00 | 1/26/2010 12:56:30 PM |
| dingus | $25.00 | $25.00 | 1/26/2010 9:22:08 PM |
| coolgenner | $26.80 | $26.80 | 1/27/2010 9:54:03 AM |
| Bieling | $25.00 | $25.00 | 1/27/2010 2:26:56 PM |
| platinum-platoon | $75.00 | $75.00 | 1/27/2010 2:29:24 PM |
| natural-greenback6 | $25.00 | $25.00 | 1/27/2010 6:35:04 PM |
| crazybill | $25.00 | $25.00 | 1/27/2010 4:48:40 PM |
| serene-truth2 | $25.00 | $25.00 | 1/27/2010 7:22:03 PM |
| bouvierchamp | $30.44 | $30.44 | 1/28/2010 12:00:04 PM |
| isfahanian | $25.00 | $25.00 | 1/28/2010 5:39:33 PM |
| mbf2234 | $25.00 | $25.00 | 1/28/2010 6:56:12 PM |
| Your_Bank | $25.00 | $25.00 | 1/28/2010 7:37:57 PM |
| Johnab | $50.00 | $50.00 | 1/28/2010 9:47:36 PM |
| Spiv_51 | $25.00 | $25.00 | 1/29/2010 4:11:47 AM |
| porter22 | $75.00 | $75.00 | 1/29/2010 6:40:09 AM |
| martymaniaman | $50.00 | $50.00 | 1/29/2010 7:07:19 AM |
| manugee | $50.00 | $50.00 | 1/29/2010 11:40:42 AM |
| mauge35 | $27.38 | $27.38 | 1/29/2010 12:29:15 PM |
| fabeasy | $25.00 | $25.00 | 1/29/2010 12:40:48 PM |
| rate-hickory | $50.00 | $50.00 | 1/29/2010 9:05:10 AM |
| loan-stronghold1 | $25.00 | $25.00 | 1/29/2010 1:28:48 PM |
| danielamity | $29.97 | $29.97 | 1/29/2010 1:36:52 PM |
| GO4NY23 | $25.00 | $25.00 | 1/29/2010 3:53:06 PM |
| AmericanCredit | $25.00 | $25.00 | 1/22/2010 3:56:31 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/22/2010 3:56:49 PM |
| kenji4861 | $25.00 | $25.00 | 1/22/2010 3:59:56 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/22/2010 3:59:54 PM |
| lean-velocity | $25.00 | $25.00 | 1/22/2010 4:00:04 PM |
| meenan | $25.00 | $25.00 | 1/22/2010 4:09:39 PM |
| toblerone | $50.00 | $50.00 | 1/22/2010 4:10:43 PM |
| friendly-market5 | $25.00 | $25.00 | 1/22/2010 4:09:36 PM |
| credit-force5 | $25.00 | $25.00 | 1/22/2010 4:09:55 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/22/2010 4:10:04 PM |
| delicious-social132 | $25.00 | $25.00 | 1/22/2010 4:11:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/22/2010 4:10:30 PM |
| schpere | $30.00 | $30.00 | 1/22/2010 4:10:50 PM |
| thedoctor | $90.00 | $90.00 | 1/22/2010 4:11:47 PM |
| laredotornado | $25.00 | $25.00 | 1/22/2010 4:11:37 PM |
| peerlender | $30.00 | $30.00 | 1/22/2010 4:11:40 PM |
| kanakakm | $50.00 | $50.00 | 1/22/2010 4:12:28 PM |
| wiselady | $25.00 | $25.00 | 1/22/2010 4:12:39 PM |
| dollar-birdie | $30.00 | $30.00 | 1/22/2010 4:12:01 PM |
| honorable-yield | $75.00 | $75.00 | 1/22/2010 4:12:18 PM |
| AF-Chief | $35.00 | $35.00 | 1/22/2010 4:13:38 PM |
| commerce-voyager | $25.00 | $25.00 | 1/22/2010 4:12:55 PM |
| loan-master996 | $50.00 | $50.00 | 1/22/2010 4:14:34 PM |
| Havana21 | $25.00 | $25.00 | 1/22/2010 4:14:51 PM |
| aventurer | $25.00 | $25.00 | 1/22/2010 4:13:58 PM |
| tocchan | $25.00 | $25.00 | 1/22/2010 4:14:15 PM |
| freefly67 | $25.00 | $25.00 | 1/22/2010 4:29:16 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 1/22/2010 4:25:40 PM |
| scottr | $25.00 | $25.00 | 1/22/2010 4:31:40 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/22/2010 4:31:46 PM |
| soroxy | $25.00 | $25.00 | 1/22/2010 4:29:36 PM |
| MTLoans | $25.00 | $25.00 | 1/22/2010 4:32:32 PM |
| p2ploan-leaper | $25.00 | $25.00 | 1/22/2010 4:29:15 PM |
| Carpetkid | $42.18 | $42.18 | 1/22/2010 4:32:41 PM |
| driver928 | $25.00 | $25.00 | 1/22/2010 4:46:50 PM |
| fxsrider | $25.00 | $25.00 | 1/22/2010 4:45:02 PM |
| coloradoloanman | $25.00 | $25.00 | 1/22/2010 5:13:50 PM |
| brightest-income-hunter | $25.00 | $25.00 | 1/22/2010 5:32:00 PM |
| bonus-patriot | $25.00 | $25.00 | 1/22/2010 5:33:55 PM |
| Kerrysbay | $25.00 | $25.00 | 1/22/2010 5:30:36 PM |
| JohnGalt94 | $25.00 | $25.00 | 1/22/2010 5:34:52 PM |
| lucrative-worth | $25.00 | $25.00 | 1/22/2010 5:35:43 PM |
| Zarf | $26.93 | $26.93 | 1/22/2010 5:35:47 PM |
| Dutchhunter | $32.02 | $32.02 | 1/22/2010 5:36:06 PM |
| Citizenryan | $25.00 | $25.00 | 1/22/2010 5:34:54 PM |
| ryreesado | $25.00 | $25.00 | 1/22/2010 5:46:36 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/22/2010 5:35:37 PM |
| cjames84 | $25.00 | $25.00 | 1/22/2010 5:36:31 PM |
| rakstar | $35.86 | $35.86 | 1/22/2010 5:49:13 PM |
| galtsgulch | $25.00 | $25.00 | 1/22/2010 5:50:00 PM |
| verse99 | $25.00 | $25.00 | 1/22/2010 5:50:32 PM |
| Cheburashka | $30.00 | $30.00 | 1/22/2010 5:50:59 PM |
| lendme2 | $25.00 | $25.00 | 1/22/2010 5:49:09 PM |
| Steveoo1 | $50.00 | $50.00 | 1/22/2010 5:50:22 PM |
| Int_PrinRateTime4000 | $26.87 | $26.87 | 1/22/2010 6:04:02 PM |
| CASHGIRL | $75.00 | $75.00 | 1/22/2010 5:50:44 PM |
| joshua18 | $25.00 | $25.00 | 1/22/2010 6:28:33 PM |
| andyb9 | $25.00 | $25.00 | 1/22/2010 6:04:07 PM |
| credit-launcher773 | $25.00 | $25.00 | 1/22/2010 6:29:34 PM |
| market-assembler | $25.85 | $25.85 | 1/22/2010 6:33:35 PM |
| donmacprosper | $25.00 | $25.00 | 1/22/2010 6:46:14 PM |
| wormdc | $25.00 | $25.00 | 1/22/2010 6:32:05 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/23/2010 1:13:16 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/23/2010 7:41:05 AM |
| REVSTJ999 | $25.00 | $25.00 | 1/23/2010 9:38:01 AM |
| Mr_Money | $25.00 | $25.00 | 1/23/2010 10:55:07 AM |
| 29Palms | $25.00 | $25.00 | 1/23/2010 11:02:26 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/23/2010 11:02:42 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/23/2010 11:02:48 AM |
| industrious-dedication | $25.00 | $25.00 | 1/23/2010 11:02:56 AM |
| OCedHrt | $25.00 | $25.00 | 1/23/2010 11:02:40 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/23/2010 11:27:19 AM |
| figs4u2 | $80.00 | $80.00 | 1/23/2010 11:02:50 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/23/2010 11:02:59 AM |
| green-benefit-enclave | $25.00 | $25.00 | 1/23/2010 11:03:05 AM |
| OldFriend | $25.00 | $25.00 | 1/23/2010 11:02:14 AM |
| elasermd | $100.00 | $100.00 | 1/23/2010 11:02:46 AM |
| gulch | $35.00 | $35.00 | 1/23/2010 11:03:01 AM |
| sb0453 | $25.00 | $25.00 | 1/23/2010 2:32:46 PM |
| Oakland | $50.00 | $50.00 | 1/23/2010 6:03:20 PM |
| mecaterpillar | $30.65 | $30.65 | 1/23/2010 7:23:42 PM |
| pnace | $25.00 | $25.00 | 1/24/2010 8:11:22 AM |
| vloans | $50.00 | $50.00 | 1/24/2010 7:30:49 AM |
| LAM26 | $25.00 | $25.00 | 1/24/2010 11:06:00 AM |
| Supervark | $25.00 | $25.00 | 1/24/2010 11:06:38 AM |
| circustab | $50.00 | $50.00 | 1/24/2010 11:07:27 AM |
| ryan23 | $25.00 | $25.00 | 1/24/2010 11:09:00 AM |
| teller | $60.00 | $60.00 | 1/24/2010 11:09:07 AM |
| balance-voyager | $100.00 | $100.00 | 1/24/2010 11:09:15 AM |
| repayment-launcher | $25.00 | $25.00 | 1/24/2010 11:09:26 AM |
| open-wealth492 | $25.00 | $25.00 | 1/24/2010 11:05:58 AM |
| 30Sky | $75.00 | $75.00 | 1/24/2010 11:06:03 AM |
| _G_ | $50.00 | $50.00 | 1/24/2010 11:06:35 AM |
| Swabjockey | $25.00 | $25.00 | 1/24/2010 11:06:51 AM |
| faithey | $25.00 | $25.00 | 1/24/2010 11:09:02 AM |
| bonus-adventure3 | $50.00 | $50.00 | 1/24/2010 11:09:09 AM |
| coup173 | $25.00 | $25.00 | 1/24/2010 11:06:02 AM |
| jsw7us | $50.00 | $50.00 | 1/24/2010 11:06:41 AM |
| the-precious-bid | $25.00 | $25.00 | 1/24/2010 11:09:23 AM |
| credit-superstar3 | $25.00 | $25.00 | 1/24/2010 11:08:56 AM |
| noble-vigilance9 | $25.00 | $25.00 | 1/24/2010 11:09:24 AM |
| springpanda | $25.00 | $25.00 | 1/25/2010 10:47:12 AM |
| wwwUniversal | $25.00 | $25.00 | 1/25/2010 1:25:45 PM |
| blot44 | $59.00 | $59.00 | 1/25/2010 6:39:30 PM |
| Glenn | $25.00 | $25.00 | 1/25/2010 8:17:26 PM |
| KWarrior | $25.00 | $25.00 | 1/26/2010 7:41:44 AM |
| MortgageeMarty | $25.00 | $25.00 | 1/26/2010 12:01:14 PM |
| power-cell | $32.00 | $32.00 | 1/26/2010 2:15:13 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/27/2010 12:26:09 AM |
| bondhedger | $25.00 | $25.00 | 1/26/2010 10:18:52 PM |
| JM-Sarawak | $100.00 | $100.00 | 1/27/2010 6:10:40 AM |
| G-Love | $135.92 | $135.92 | 1/28/2010 5:38:05 AM |
| medarocket | $50.00 | $50.00 | 1/28/2010 2:21:07 PM |
| guardian3 | $25.00 | $25.00 | 1/28/2010 11:17:33 AM |
| OCLend | $25.00 | $25.00 | 1/28/2010 1:45:07 PM |
| isfahanian | $26.00 | $26.00 | 1/28/2010 5:38:50 PM |
| gothampark | $25.00 | $25.00 | 1/28/2010 8:13:54 PM |
| Bodyboard | $25.00 | $25.00 | 1/28/2010 8:21:03 PM |
| wild-orange | $25.00 | $25.00 | 1/29/2010 1:14:11 AM |
| fairmaiden | $25.00 | $25.00 | 1/29/2010 4:45:35 AM |
| makosdJR02 | $25.68 | $25.68 | 1/28/2010 6:35:32 PM |
| High-flyer | $25.00 | $25.00 | 1/29/2010 8:41:53 AM |
| jybank | $25.00 | $25.00 | 1/29/2010 10:22:25 AM |
| Tiger6543 | $25.00 | $25.00 | 1/29/2010 11:08:58 AM |
| MrPie | $25.40 | $25.40 | 1/29/2010 3:57:33 AM |
| sammyhammy | $25.00 | $25.00 | 1/29/2010 11:40:13 AM |
| 273 bids
|
Borrower Payment Dependent Notes Series
444030
This series of Notes was issued and sold upon the funding of the borrower loan #40714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-25-2010 |
| |
Auction end date:
| Feb-01-2010 |
|
|
Starting lender yield:
| 12.50% |
Starting borrower rate/APR:
| 13.50% / 13.85% |
Starting monthly payment:
| $509.03 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $480.14 |
| |
|
Auction yield range:
| 3.06% - 12.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 840-859 (Jan-2010) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $856 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| evilhula |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Us Refinance Our Dream Home
My wife
and I have been approved for a 30-year fixed rate mortgage with a rate about 1%
less than our current adjustable rate mortgage.? This loan will be used to provide funds to
cover closing costs and reduce the amount of our mortgage to below the
conforming loan limit (something we need to do to qualify for the lower
interest rate).?
Refinancing our mortgage will mean immediate savings of
approximately $1,450 per month in mortgage payments.? I am concerned that
this may be our last, best opportunity to refinance at such a low rate.? I am a well-paid, successful attorney with great job security at a
highly-regarded law firm.? Our household gross income is over $20,000 per
month.? We will not only remain current on this loan, but will pre-pay
it.? My wife, puppy and I appreciate your help!
NOTE:? This is our second listing.? We just filed our 2009 tax return
last night and are expecting to receive an over $8,000 refund from the IRS in a few days, and now no
longer need the full $23,500 loan we originally requested.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kelor99 | $25.00 | $25.00 | 1/25/2010 4:43:42 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/25/2010 4:50:13 PM |
| lean-velocity | $25.00 | $25.00 | 1/25/2010 5:00:27 PM |
| loyalist1 | $25.00 | $25.00 | 1/25/2010 5:11:38 PM |
| lloyd_s | $25.00 | $25.00 | 1/25/2010 5:22:02 PM |
| personal-lender | $25.00 | $25.00 | 1/25/2010 5:22:17 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/25/2010 5:23:04 PM |
| friendly-market5 | $25.00 | $25.00 | 1/25/2010 5:21:49 PM |
| market-builder | $25.00 | $25.00 | 1/25/2010 5:23:34 PM |
| schpere | $30.00 | $30.00 | 1/25/2010 5:23:23 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/25/2010 5:22:49 PM |
| AFairDeal | $25.00 | $25.00 | 1/25/2010 5:24:10 PM |
| kanakakm | $50.00 | $50.00 | 1/25/2010 5:25:08 PM |
| thedoctor | $90.00 | $90.00 | 1/25/2010 5:24:37 PM |
| dealarella | $25.00 | $25.00 | 1/25/2010 5:24:02 PM |
| balance6 | $25.00 | $25.00 | 1/25/2010 5:25:05 PM |
| majestic-dedication | $50.00 | $50.00 | 1/25/2010 5:26:04 PM |
| commerce-web5 | $40.00 | $40.00 | 1/25/2010 5:24:38 PM |
| determined-contract | $30.00 | $30.00 | 1/25/2010 5:24:45 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/25/2010 5:25:45 PM |
| wiselady | $25.00 | $25.00 | 1/25/2010 5:25:13 PM |
| AF-Chief | $35.00 | $35.00 | 1/25/2010 5:26:11 PM |
| junctionking | $25.00 | $25.00 | 1/25/2010 5:25:35 PM |
| REVSTJ999 | $25.00 | $25.00 | 1/25/2010 5:28:12 PM |
| AmericanCredit | $25.00 | $25.00 | 1/25/2010 5:28:31 PM |
| dud | $50.00 | $50.00 | 1/25/2010 5:27:30 PM |
| desertoasis | $25.00 | $25.00 | 1/25/2010 5:28:52 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/25/2010 5:26:29 PM |
| hptcrabbers | $25.00 | $25.00 | 1/25/2010 5:39:16 PM |
| heroic-platinum | $25.00 | $25.00 | 1/25/2010 5:28:34 PM |
| lucrative-loan | $25.00 | $25.00 | 1/25/2010 5:40:53 PM |
| aasx1108 | $25.00 | $25.00 | 1/25/2010 5:29:07 PM |
| Dutchhunter | $27.51 | $27.51 | 1/25/2010 6:19:08 PM |
| Cheburashka | $30.00 | $30.00 | 1/25/2010 5:54:15 PM |
| blot44 | $50.00 | $50.00 | 1/25/2010 6:34:30 PM |
| ijspence | $25.00 | $25.00 | 1/25/2010 6:19:06 PM |
| just-benefit | $25.00 | $25.00 | 1/25/2010 7:37:41 PM |
| speyer | $25.00 | $25.00 | 1/26/2010 1:38:31 AM |
| cub510 | $25.00 | $25.00 | 1/26/2010 1:00:36 AM |
| Wiley | $25.00 | $25.00 | 1/26/2010 3:05:58 AM |
| rjw_mpwr | $25.00 | $25.00 | 1/26/2010 5:15:25 AM |
| LandE2BG | $25.00 | $25.00 | 1/26/2010 7:22:05 AM |
| elevated-platinum5 | $25.00 | $25.00 | 1/26/2010 6:22:33 AM |
| elvisloans | $25.00 | $25.00 | 1/26/2010 6:25:37 AM |
| lendingstar | $25.00 | $25.00 | 1/26/2010 7:16:46 AM |
| TrixieD | $25.00 | $25.00 | 1/26/2010 7:50:49 AM |
| dollardave | $59.68 | $59.68 | 1/26/2010 7:25:44 AM |
| elegant-income3 | $25.00 | $25.00 | 1/26/2010 7:18:34 AM |
| gciarami | $25.00 | $25.00 | 1/26/2010 9:47:01 AM |
| ChewyAXE | $40.00 | $40.00 | 1/26/2010 11:13:25 AM |
| nestegg4e | $25.00 | $25.00 | 1/26/2010 11:14:22 AM |
| integrity-doctor | $50.00 | $50.00 | 1/26/2010 11:14:55 AM |
| power-expert | $25.00 | $25.00 | 1/26/2010 11:15:17 AM |
| GeorgiaCredit | $25.00 | $25.00 | 1/26/2010 11:15:20 AM |
| Ranch88 | $25.00 | $25.00 | 1/26/2010 11:15:27 AM |
| DeilaMiah | $45.08 | $45.08 | 1/26/2010 11:15:32 AM |
| TrustOne | $25.00 | $25.00 | 1/26/2010 11:16:12 AM |
| jsw7us | $50.00 | $50.00 | 1/26/2010 10:17:10 AM |
| bill-bearer | $50.00 | $50.00 | 1/26/2010 11:16:20 AM |
| 1h1m | $25.00 | $25.00 | 1/26/2010 11:09:03 AM |
| Klearwater_Pools | $25.00 | $25.00 | 1/26/2010 11:18:36 AM |
| the-repayment-treaty | $25.00 | $25.00 | 1/26/2010 11:14:33 AM |
| open-minded-credit4 | $25.00 | $25.00 | 1/26/2010 11:14:37 AM |
| trochees | $25.00 | $25.00 | 1/26/2010 11:15:02 AM |
| mcs86d | $25.00 | $25.00 | 1/26/2010 11:12:55 AM |
| seeb | $25.00 | $25.00 | 1/26/2010 11:15:22 AM |
| srfb973 | $25.00 | $25.00 | 1/26/2010 11:15:33 AM |
| hermosaloan | $25.00 | $25.00 | 1/26/2010 11:15:39 AM |
| Supervark | $25.00 | $25.00 | 1/26/2010 11:15:43 AM |
| cberthiaume | $25.00 | $25.00 | 1/26/2010 11:15:58 AM |
| profitable-durability6 | $25.00 | $25.00 | 1/26/2010 11:14:00 AM |
| magical-greenback | $45.15 | $45.15 | 1/26/2010 11:16:07 AM |
| superstar449 | $50.00 | $50.00 | 1/26/2010 11:14:19 AM |
| adir1 | $25.00 | $25.00 | 1/26/2010 11:16:17 AM |
| betaoption | $25.00 | $25.00 | 1/26/2010 11:14:49 AM |
| community-pipeline8 | $50.00 | $50.00 | 1/26/2010 11:14:58 AM |
| ray1051 | $25.00 | $25.00 | 1/26/2010 11:15:07 AM |
| syounker | $25.00 | $25.00 | 1/26/2010 11:15:13 AM |
| yachtmaster45 | $25.00 | $25.00 | 1/26/2010 11:15:21 AM |
| MiniBank998 | $25.00 | $25.00 | 1/26/2010 11:15:31 AM |
| mster9ball | $25.00 | $25.00 | 1/26/2010 11:15:42 AM |
| busybee007 | $25.00 | $25.00 | 1/26/2010 11:15:46 AM |
| KDW08 | $25.00 | $25.00 | 1/26/2010 11:15:53 AM |
| Frugal | $25.00 | $25.00 | 1/26/2010 11:16:03 AM |
| Supernick | $50.00 | $50.00 | 1/26/2010 11:16:14 AM |
| kginatl | $25.00 | $25.00 | 1/26/2010 11:25:28 AM |
| Mavrck88 | $25.00 | $25.00 | 1/26/2010 11:26:53 AM |
| Reinadog9 | $25.00 | $25.00 | 1/26/2010 11:19:09 AM |
| jameskdean | $25.00 | $25.00 | 1/26/2010 11:27:10 AM |
| nickel-advocator | $25.00 | $25.00 | 1/26/2010 11:28:00 AM |
| value-pouch | $50.00 | $50.00 | 1/26/2010 11:28:07 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 1/26/2010 11:28:38 AM |
| ferdberfel | $50.00 | $50.00 | 1/26/2010 11:21:37 AM |
| smloanbigresult | $25.00 | $25.00 | 1/26/2010 11:19:50 AM |
| bluesky07 | $25.00 | $25.00 | 1/26/2010 11:32:00 AM |
| mad4wknds | $25.00 | $25.00 | 1/26/2010 11:20:47 AM |
| lifegrowth | $25.00 | $25.00 | 1/26/2010 11:21:57 AM |
| saihu | $25.00 | $25.00 | 1/26/2010 11:26:26 AM |
| freesia54 | $25.00 | $25.00 | 1/26/2010 11:26:35 AM |
| Mint_Man | $25.00 | $25.00 | 1/26/2010 11:26:40 AM |
| motivator796 | $25.00 | $25.00 | 1/26/2010 11:26:51 AM |
| BigLinCT | $50.00 | $50.00 | 1/26/2010 11:26:59 AM |
| hope-encourager | $25.00 | $25.00 | 1/26/2010 11:27:11 AM |
| Sibelius2 | $25.00 | $25.00 | 1/26/2010 11:33:52 AM |
| PA2LA | $25.00 | $25.00 | 1/26/2010 11:27:21 AM |
| Jack1966 | $25.00 | $25.00 | 1/26/2010 11:34:06 AM |
| winter-vigilance | $25.00 | $25.00 | 1/26/2010 11:25:17 AM |
| klinebarger | $25.00 | $25.00 | 1/26/2010 11:28:40 AM |
| Musicman1950 | $25.00 | $25.00 | 1/26/2010 11:26:32 AM |
| darin95404 | $25.00 | $25.00 | 1/26/2010 11:26:47 AM |
| dedicated-velocity3 | $25.00 | $25.00 | 1/26/2010 11:27:02 AM |
| intuitive-bill | $25.00 | $25.00 | 1/26/2010 11:27:07 AM |
| docktah | $50.00 | $50.00 | 1/26/2010 11:27:15 AM |
| best-deal-banker | $50.00 | $50.00 | 1/26/2010 11:27:22 AM |
| fair-rate | $25.00 | $25.00 | 1/26/2010 11:27:26 AM |
| ven | $25.00 | $25.00 | 1/26/2010 11:27:48 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/26/2010 11:28:03 AM |
| diligent-leverage | $25.00 | $25.00 | 1/26/2010 11:28:24 AM |
| Attract | $25.00 | $25.00 | 1/26/2010 11:28:33 AM |
| zenchef | $25.00 | $25.00 | 1/26/2010 11:37:31 AM |
| forthright-trade | $25.00 | $25.00 | 1/26/2010 11:28:36 AM |
| deal_maker78 | $250.00 | $250.00 | 1/26/2010 11:37:39 AM |
| guardlender | $25.00 | $25.00 | 1/26/2010 11:31:37 AM |
| asdf9876 | $25.00 | $25.00 | 1/26/2010 11:28:47 AM |
| Angleofcare | $25.00 | $25.00 | 1/26/2010 11:29:25 AM |
| financial-frenzy | $25.00 | $25.00 | 1/26/2010 11:30:31 AM |
| transparency-giant | $50.00 | $50.00 | 1/26/2010 11:39:02 AM |
| cash-boots | $25.00 | $25.00 | 1/26/2010 11:33:01 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/26/2010 11:39:31 AM |
| the_winning_ticket | $35.00 | $35.00 | 1/26/2010 11:33:35 AM |
| jd006006 | $40.00 | $40.00 | 1/26/2010 11:34:09 AM |
| cash-queen | $50.00 | $50.00 | 1/26/2010 11:33:25 AM |
| jjb3 | $25.00 | $25.00 | 1/26/2010 11:33:51 AM |
| neighborly-peso | $25.00 | $25.00 | 1/26/2010 11:36:29 AM |
| tocchan | $25.00 | $25.00 | 1/26/2010 11:35:19 AM |
| tenny321 | $25.00 | $25.00 | 1/26/2010 11:37:22 AM |
| Tc11902 | $50.00 | $50.00 | 1/26/2010 11:37:53 AM |
| iruz | $35.56 | $35.56 | 1/26/2010 11:38:32 AM |
| scottr | $25.00 | $25.00 | 1/26/2010 11:36:40 AM |
| kazdag | $50.00 | $50.00 | 1/26/2010 11:38:39 AM |
| Guiren | $100.00 | $100.00 | 1/26/2010 11:47:54 AM |
| wwwUniversal | $25.00 | $25.00 | 1/26/2010 12:09:36 PM |
| dma1206 | $25.00 | $25.00 | 1/26/2010 12:10:44 PM |
| FollowMe2Freedom | $37.92 | $37.92 | 1/26/2010 12:55:18 PM |
| skillful-finance | $25.00 | $25.00 | 1/26/2010 12:16:30 PM |
| Aristocrat | $25.00 | $25.00 | 1/26/2010 12:18:41 PM |
| KWarrior | $25.00 | $25.00 | 1/26/2010 12:15:31 PM |
| cti11 | $25.00 | $25.00 | 1/26/2010 3:16:01 PM |
| encore02 | $75.00 | $75.00 | 1/26/2010 5:04:20 PM |
| interstellar | $50.00 | $50.00 | 1/26/2010 5:10:24 PM |
| ritwik | $50.00 | $50.00 | 1/26/2010 7:31:38 PM |
| greenback-floret | $50.00 | $50.00 | 1/27/2010 12:17:04 AM |
| BrighterSuns | $25.00 | $25.00 | 1/26/2010 8:09:18 PM |
| brutai | $25.00 | $25.00 | 1/27/2010 8:19:04 AM |
| greenback-octave | $25.00 | $25.00 | 1/27/2010 9:31:37 AM |
| coolgenner | $50.00 | $50.00 | 1/27/2010 9:55:37 AM |
| LawyerLoan | $25.00 | $25.00 | 1/27/2010 10:59:03 AM |
| cforell | $26.00 | $26.00 | 1/27/2010 10:18:32 AM |
| Taxman44 | $31.55 | $31.55 | 1/27/2010 2:36:10 PM |
| discrete-asset | $25.00 | $25.00 | 1/27/2010 12:48:41 PM |
| PeterPsych | $500.00 | $500.00 | 1/27/2010 1:39:42 PM |
| bold-social-advantage | $100.00 | $100.00 | 1/27/2010 6:28:20 PM |
| AtlantistoXanadu | $75.00 | $75.00 | 1/27/2010 7:51:34 PM |
| Spiv_51 | $25.00 | $25.00 | 1/29/2010 4:13:02 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/29/2010 7:53:17 AM |
| axelducheck | $25.00 | $25.00 | 1/29/2010 1:11:53 PM |
| twerns | $50.00 | $50.00 | 1/29/2010 1:56:27 PM |
| top-asset-wizard | $25.00 | $25.00 | 1/29/2010 12:27:11 PM |
| jn_tiger | $26.15 | $26.15 | 1/29/2010 1:58:49 PM |
| selo80 | $25.00 | $25.00 | 1/29/2010 4:13:36 PM |
| psbruce | $25.00 | $25.00 | 1/29/2010 9:41:29 PM |
| availableloan | $25.00 | $25.00 | 1/29/2010 10:31:00 PM |
| PlusUltra | $410.87 | $410.87 | 1/30/2010 8:03:06 AM |
| worthy-bid4 | $25.00 | $25.00 | 1/30/2010 10:04:35 AM |
| hollister06001 | $50.00 | $50.00 | 1/30/2010 11:05:33 AM |
| RandyL3 | $50.00 | $50.00 | 1/30/2010 4:36:43 PM |
| charming-dime | $50.00 | $50.00 | 1/30/2010 4:42:27 PM |
| Ven58 | $25.00 | $25.00 | 1/30/2010 7:07:09 AM |
| Flash80 | $100.00 | $100.00 | 1/30/2010 5:29:06 PM |
| isfahanian | $27.00 | $27.00 | 1/30/2010 5:34:29 PM |
| favorite-commerce | $25.00 | $25.00 | 1/31/2010 7:50:12 AM |
| glenmailman | $25.00 | $25.00 | 1/31/2010 10:41:52 AM |
| Orbits | $25.00 | $25.00 | 1/30/2010 5:46:18 PM |
| natural-greenback6 | $25.00 | $25.00 | 1/30/2010 7:32:37 PM |
| BOZO88 | $50.00 | $50.00 | 1/31/2010 4:35:52 PM |
| starry2001 | $25.00 | $25.00 | 1/31/2010 9:18:07 AM |
| GEOFFS3 | $25.00 | $25.00 | 1/31/2010 9:57:47 AM |
| dukeiyer | $50.00 | $50.00 | 1/31/2010 8:58:55 PM |
| bricklayer8 | $52.00 | $52.00 | 1/31/2010 12:43:28 PM |
| pjnala1 | $50.00 | $50.00 | 2/1/2010 7:31:50 AM |
| Pasagam | $50.00 | $50.00 | 2/1/2010 8:28:35 AM |
| credit-coach118 | $50.00 | $50.00 | 2/1/2010 10:27:25 AM |
| DHolly | $25.00 | $25.00 | 2/1/2010 5:28:45 AM |
| GABC-1 | $110.00 | $110.00 | 2/1/2010 10:47:10 AM |
| kind-funds-tonic | $25.00 | $25.00 | 2/1/2010 8:23:42 AM |
| wild-orange | $25.00 | $25.00 | 2/1/2010 9:03:02 AM |
| hollister06001 | $100.00 | $100.00 | 2/1/2010 12:11:04 PM |
| DonaldColorado | $25.00 | $25.00 | 1/25/2010 4:35:44 PM |
| all_of_that_one | $25.00 | $25.00 | 1/25/2010 4:49:58 PM |
| kenji4861 | $25.00 | $25.00 | 1/25/2010 5:00:11 PM |
| kulender | $25.00 | $25.00 | 1/25/2010 5:04:25 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/25/2010 5:11:20 PM |
| egw | $25.00 | $25.00 | 1/25/2010 5:11:34 PM |
| ok | $25.00 | $25.00 | 1/25/2010 5:12:25 PM |
| SOP_Bank | $25.00 | $25.00 | 1/25/2010 5:14:48 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/25/2010 5:22:23 PM |
| meenan | $25.00 | $25.00 | 1/25/2010 5:21:56 PM |
| credit-force5 | $25.00 | $25.00 | 1/25/2010 5:22:18 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/25/2010 5:21:48 PM |
| toblerone | $50.00 | $50.00 | 1/25/2010 5:23:11 PM |
| bchen78875 | $50.00 | $50.00 | 1/25/2010 5:22:48 PM |
| Cai8899 | $75.00 | $75.00 | 1/25/2010 5:23:33 PM |
| mlopez2007 | $50.00 | $50.00 | 1/25/2010 5:24:04 PM |
| leodaguy | $25.00 | $25.00 | 1/25/2010 5:22:55 PM |
| delicious-social132 | $25.00 | $25.00 | 1/25/2010 5:23:42 PM |
| bowdish1 | $100.00 | $100.00 | 1/25/2010 5:23:49 PM |
| wampum-optimization | $50.00 | $50.00 | 1/25/2010 5:23:18 PM |
| kmr2 | $60.00 | $60.00 | 1/25/2010 5:24:16 PM |
| rolandweary | $30.00 | $30.00 | 1/25/2010 5:24:55 PM |
| peerlender | $30.00 | $30.00 | 1/25/2010 5:24:27 PM |
| aldenrains | $25.00 | $25.00 | 1/25/2010 5:25:22 PM |
| dollar-birdie | $30.00 | $30.00 | 1/25/2010 5:24:50 PM |
| laredotornado | $25.00 | $25.00 | 1/25/2010 5:24:21 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/25/2010 5:26:44 PM |
| supreme-hope | $25.00 | $25.00 | 1/25/2010 5:26:06 PM |
| commerce-voyager | $25.00 | $25.00 | 1/25/2010 5:25:28 PM |
| auction-elvis | $25.00 | $25.00 | 1/25/2010 5:26:17 PM |
| loan-master996 | $50.00 | $50.00 | 1/25/2010 5:26:38 PM |
| GElender | $50.00 | $50.00 | 1/25/2010 5:27:48 PM |
| Syzygy | $25.00 | $25.00 | 1/25/2010 5:26:02 PM |
| alpinaut | $25.00 | $25.00 | 1/25/2010 5:28:24 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/25/2010 5:28:46 PM |
| Havana21 | $25.00 | $25.00 | 1/25/2010 5:27:32 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/25/2010 5:29:39 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/25/2010 5:29:25 PM |
| durability-halibut | $25.00 | $25.00 | 1/25/2010 5:29:01 PM |
| forthright-dedication | $25.00 | $25.00 | 1/25/2010 5:29:37 PM |
| skuba | $25.00 | $25.00 | 1/25/2010 5:29:55 PM |
| zento | $25.00 | $25.00 | 1/25/2010 5:43:09 PM |
| a-special-power | $25.00 | $25.00 | 1/25/2010 8:29:01 PM |
| MTLoans | $25.00 | $25.00 | 1/26/2010 1:16:46 AM |
| green-benefit-enclave | $25.00 | $25.00 | 1/26/2010 1:07:04 AM |
| blooming-market | $25.00 | $25.00 | 1/26/2010 3:10:54 AM |
| Fortuno_per_commodo | $49.96 | $49.96 | 1/26/2010 6:38:13 AM |
| kcole10 | $25.00 | $25.00 | 1/26/2010 5:59:13 AM |
| RockCrown | $25.00 | $25.00 | 1/26/2010 7:08:37 AM |
| Geldmeister | $50.00 | $50.00 | 1/26/2010 7:22:01 AM |
| CaptPicard | $25.00 | $25.00 | 1/26/2010 7:57:33 AM |
| cesta283 | $25.00 | $25.00 | 1/26/2010 7:58:22 AM |
| The_Loan_Ranger | $43.43 | $43.43 | 1/26/2010 7:58:24 AM |
| beaker | $25.00 | $25.00 | 1/26/2010 8:57:59 AM |
| BzJ108 | $25.00 | $25.00 | 1/26/2010 9:19:48 AM |
| teller | $26.53 | $26.53 | 1/26/2010 9:40:34 AM |
| the-aggresive-principal | $25.00 | $25.00 | 1/26/2010 9:38:07 AM |
| gain-butterfly | $25.00 | $25.00 | 1/26/2010 11:11:44 AM |
| adabra | $25.00 | $25.00 | 1/26/2010 11:13:09 AM |
| catterpillar | $42.73 | $42.73 | 1/26/2010 11:13:51 AM |
| LPSolutions | $25.00 | $25.00 | 1/26/2010 11:14:44 AM |
| woodenshoes | $25.00 | $25.00 | 1/26/2010 11:14:54 AM |
| BeansMan02 | $25.00 | $25.00 | 1/26/2010 11:15:09 AM |
| wealth-cloud | $25.00 | $25.00 | 1/26/2010 11:15:19 AM |
| shanadip | $25.00 | $25.00 | 1/26/2010 11:15:25 AM |
| pbeach05 | $25.00 | $25.00 | 1/26/2010 11:15:29 AM |
| revned | $25.00 | $25.00 | 1/26/2010 11:15:40 AM |
| dollar-spy | $25.00 | $25.00 | 1/26/2010 11:15:52 AM |
| jtrump22 | $25.00 | $25.00 | 1/26/2010 11:16:00 AM |
| invincible-marketplace | $25.00 | $25.00 | 1/26/2010 11:16:13 AM |
| buggzz | $25.00 | $25.00 | 1/26/2010 11:08:48 AM |
| GRI | $50.00 | $50.00 | 1/26/2010 11:12:58 AM |
| NR | $25.00 | $25.00 | 1/26/2010 11:18:31 AM |
| stoopidnoodle | $25.00 | $25.00 | 1/26/2010 11:14:06 AM |
| TakeCare | $75.00 | $75.00 | 1/26/2010 11:14:47 AM |
| redmonkey | $25.00 | $25.00 | 1/26/2010 11:12:52 AM |
| flopcat | $25.00 | $25.00 | 1/26/2010 11:15:11 AM |
| bridgedoctor | $25.00 | $25.00 | 1/26/2010 11:15:24 AM |
| jeangot | $25.00 | $25.00 | 1/26/2010 11:15:35 AM |
| QEI_Investor | $25.00 | $25.00 | 1/26/2010 11:15:41 AM |
| SCOTTOL | $25.00 | $25.00 | 1/26/2010 11:15:49 AM |
| stable-nickel | $121.30 | $121.30 | 1/26/2010 11:16:05 AM |
| towering-compassion | $25.00 | $25.00 | 1/26/2010 11:16:16 AM |
| respectful-note | $25.00 | $25.00 | 1/26/2010 11:14:42 AM |
| nhloan | $25.00 | $25.00 | 1/26/2010 11:14:52 AM |
| WaitForIt | $25.00 | $25.00 | 1/26/2010 11:15:05 AM |
| imyorleadr | $25.00 | $25.00 | 1/26/2010 11:15:15 AM |
| Featherbee | $25.00 | $25.00 | 1/26/2010 11:15:30 AM |
| BuildingBestLife | $25.00 | $25.00 | 1/26/2010 11:15:36 AM |
| FjLenders | $25.00 | $25.00 | 1/26/2010 11:15:45 AM |
| afotherg | $25.00 | $25.00 | 1/26/2010 11:15:48 AM |
| pragmatic-contract | $25.00 | $25.00 | 1/26/2010 11:15:55 AM |
| Lender0010 | $50.00 | $50.00 | 1/26/2010 11:16:10 AM |
| Aethelinde | $50.00 | $50.00 | 1/26/2010 11:16:24 AM |
| coup173 | $25.00 | $25.00 | 1/26/2010 11:25:14 AM |
| cash-vault | $25.00 | $25.00 | 1/26/2010 11:26:49 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 1/26/2010 11:19:08 AM |
| coin-spilunker | $25.00 | $25.00 | 1/26/2010 11:27:04 AM |
| ljay | $25.00 | $25.00 | 1/26/2010 11:27:56 AM |
| me2yu | $40.00 | $40.00 | 1/26/2010 11:28:10 AM |
| note-tent | $50.00 | $50.00 | 1/26/2010 11:18:34 AM |
| ccclaireee333 | $25.00 | $25.00 | 1/26/2010 11:18:41 AM |
| dinero-festivity2 | $50.00 | $50.00 | 1/26/2010 11:28:54 AM |
| loner001 | $25.00 | $25.00 | 1/26/2010 11:19:14 AM |
| lendermender | $25.00 | $25.00 | 1/26/2010 11:19:18 AM |
| michaelndn | $25.00 | $25.00 | 1/26/2010 11:20:20 AM |
| bright-investment | $25.00 | $25.00 | 1/26/2010 11:23:48 AM |
| backprop | $26.00 | $26.00 | 1/26/2010 11:21:49 AM |
| Dazz2061 | $25.00 | $25.00 | 1/26/2010 11:32:38 AM |
| ATOHokie | $25.00 | $25.00 | 1/26/2010 11:26:23 AM |
| LAAJ38 | $25.00 | $25.00 | 1/26/2010 11:22:15 AM |
| DandBFamily | $25.00 | $25.00 | 1/26/2010 11:26:29 AM |
| IndianChief | $25.00 | $25.00 | 1/26/2010 11:26:36 AM |
| Purposeful | $50.00 | $50.00 | 1/26/2010 11:26:45 AM |
| generosity-giraffe0 | $25.00 | $25.00 | 1/26/2010 11:33:33 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 1/26/2010 11:26:57 AM |
| axl163 | $25.00 | $25.00 | 1/26/2010 11:33:39 AM |
| wormdc | $26.00 | $26.00 | 1/26/2010 11:27:01 AM |
| rosie777 | $25.00 | $25.00 | 1/26/2010 11:27:13 AM |
| aventurer | $25.00 | $25.00 | 1/26/2010 11:35:17 AM |
| gojackgo | $25.00 | $25.00 | 1/26/2010 11:28:05 AM |
| MAJESTIC5 | $50.00 | $50.00 | 1/26/2010 11:24:53 AM |
| alaco | $25.00 | $25.00 | 1/26/2010 11:28:12 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/26/2010 11:28:30 AM |
| Picopie | $50.00 | $50.00 | 1/26/2010 11:28:42 AM |
| greenback-summoner0 | $25.00 | $25.00 | 1/26/2010 11:26:38 AM |
| alluring-truth | $25.00 | $25.00 | 1/26/2010 11:26:54 AM |
| roymckenzie | $25.00 | $25.00 | 1/26/2010 11:27:05 AM |
| trade-pumpkin | $35.00 | $35.00 | 1/26/2010 11:27:08 AM |
| fcukciti | $25.00 | $25.00 | 1/26/2010 11:27:19 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/26/2010 11:29:50 AM |
| antlr | $25.00 | $25.00 | 1/26/2010 11:27:24 AM |
| meux99 | $25.00 | $25.00 | 1/26/2010 11:27:46 AM |
| MidLifeCrisis | $50.00 | $50.00 | 1/26/2010 11:27:49 AM |
| loan-warrior | $25.00 | $25.00 | 1/26/2010 11:27:53 AM |
| kirkjerk | $25.00 | $25.00 | 1/26/2010 11:37:15 AM |
| forthright-social | $25.00 | $25.00 | 1/26/2010 11:28:27 AM |
| handy-justice | $25.00 | $25.00 | 1/26/2010 11:28:35 AM |
| JohnGalt94 | $25.00 | $25.00 | 1/26/2010 11:37:51 AM |
| kvandivo | $25.00 | $25.00 | 1/26/2010 11:28:59 AM |
| cjames84 | $25.00 | $25.00 | 1/26/2010 11:37:56 AM |
| johntina | $48.92 | $48.92 | 1/26/2010 11:32:28 AM |
| vegibenz | $25.00 | $25.00 | 1/26/2010 11:30:40 AM |
| wampum-chorus3 | $25.00 | $25.00 | 1/26/2010 11:39:30 AM |
| p2ploan-leaper | $50.00 | $50.00 | 1/26/2010 11:39:33 AM |
| turbostar666 | $30.00 | $30.00 | 1/26/2010 11:30:49 AM |
| elasermd | $100.00 | $3.93 | 1/26/2010 11:40:11 AM |
| TheBiggTree | $25.00 | $25.00 | 1/26/2010 11:33:30 AM |
| Northsider | $25.00 | $25.00 | 1/26/2010 11:33:46 AM |
| get30inc | $50.00 | $50.00 | 1/26/2010 11:35:18 AM |
| roccofox | $50.00 | $50.00 | 1/26/2010 11:38:34 AM |
| market-assembler | $50.00 | $50.00 | 1/26/2010 11:38:54 AM |
| JGB | $25.00 | $25.00 | 1/26/2010 11:38:42 AM |
| lucrative-worth | $25.00 | $25.00 | 1/26/2010 11:39:36 AM |
| minista | $25.00 | $25.00 | 1/26/2010 12:16:34 PM |
| buffalobills | $25.00 | $25.00 | 1/26/2010 12:20:14 PM |
| enriching-payout | $25.00 | $25.00 | 1/26/2010 12:02:50 PM |
| khamen | $25.00 | $25.00 | 1/26/2010 12:08:13 PM |
| Furryone | $25.00 | $25.00 | 1/26/2010 2:14:27 PM |
| springpanda | $25.00 | $25.00 | 1/26/2010 4:19:43 PM |
| coolgenner | $25.00 | $25.00 | 1/26/2010 5:12:33 PM |
| bizguy1982 | $25.00 | $25.00 | 1/26/2010 8:41:39 PM |
| MrSolution | $100.00 | $100.00 | 1/26/2010 6:55:07 PM |
| rdrloan | $25.00 | $25.00 | 1/26/2010 9:46:32 PM |
| repayment-radio | $75.00 | $75.00 | 1/27/2010 8:52:59 AM |
| JM-Sarawak | $50.00 | $50.00 | 1/27/2010 6:17:47 AM |
| elevated-finance | $25.00 | $25.00 | 1/26/2010 10:26:51 PM |
| LoveVA | $50.00 | $50.00 | 1/27/2010 10:15:41 AM |
| champ079 | $50.00 | $50.00 | 1/27/2010 7:54:41 PM |
| credit-shower | $100.00 | $100.00 | 1/27/2010 8:08:52 PM |
| SCD | $25.00 | $25.00 | 1/27/2010 9:36:00 PM |
| LQ1972 | $50.00 | $50.00 | 1/27/2010 10:43:12 PM |
| serene-truth2 | $25.00 | $25.00 | 1/28/2010 6:54:08 AM |
| lucrative-loan | $50.00 | $50.00 | 1/28/2010 7:46:28 AM |
| platinum-platoon | $25.00 | $25.00 | 1/28/2010 10:19:26 AM |
| bomdel | $25.00 | $25.00 | 1/28/2010 2:19:42 PM |
| neighborly-bid | $25.00 | $25.00 | 1/28/2010 11:18:59 AM |
| he-shoots-he-scores | $47.34 | $47.34 | 1/29/2010 7:02:24 AM |
| Castelj | $59.00 | $59.00 | 1/29/2010 4:31:04 AM |
| surfsider123 | $25.00 | $25.00 | 1/29/2010 1:17:54 PM |
| OKPapa | $31.40 | $31.40 | 1/29/2010 11:58:31 PM |
| Oakland | $50.00 | $50.00 | 1/30/2010 6:28:56 AM |
| nav1elt | $58.74 | $58.74 | 1/30/2010 6:39:23 AM |
| senior1 | $25.00 | $25.00 | 1/30/2010 8:32:16 AM |
| tsmonaghan | $26.07 | $26.07 | 1/30/2010 8:38:04 AM |
| jdadverb | $55.21 | $55.21 | 1/30/2010 8:42:51 AM |
| forrestgump | $50.00 | $50.00 | 1/30/2010 8:51:18 AM |
| statenisland51 | $50.00 | $50.00 | 1/30/2010 9:54:55 AM |
| justme4now | $25.00 | $25.00 | 1/30/2010 4:11:41 AM |
| gsp1885 | $25.13 | $25.13 | 1/30/2010 3:50:46 PM |
| goldsun | $25.00 | $25.00 | 1/30/2010 6:44:34 PM |
| socal-lender | $25.00 | $25.00 | 1/30/2010 9:11:38 PM |
| jybank | $25.00 | $25.00 | 1/30/2010 10:44:53 PM |
| matthewrburk | $65.46 | $65.46 | 1/30/2010 9:30:16 AM |
| aloe | $90.00 | $90.00 | 1/31/2010 4:40:34 AM |
| RkyMtnHi | $100.00 | $100.00 | 1/30/2010 11:14:21 AM |
| Troutfinder | $70.00 | $70.00 | 1/31/2010 11:32:24 AM |
| MM1207 | $50.00 | $50.00 | 1/31/2010 2:16:54 PM |
| YummiBear | $25.00 | $25.00 | 1/31/2010 7:23:24 PM |
| atlas100 | $25.00 | $25.00 | 1/31/2010 9:27:52 AM |
| vine99 | $100.00 | $100.00 | 1/31/2010 1:15:06 PM |
| rate-hickory | $50.00 | $50.00 | 2/1/2010 7:29:11 AM |
| wise-balanced-moola | $25.00 | $25.00 | 2/1/2010 8:16:29 AM |
| GWV2 | $50.00 | $50.00 | 1/31/2010 9:21:05 PM |
| myidear | $25.00 | $25.00 | 2/1/2010 1:35:53 AM |
| best-vivacious-funds | $25.00 | $25.00 | 2/1/2010 10:54:44 AM |
| iolaire | $25.00 | $25.00 | 2/1/2010 10:40:00 AM |
| janus_god | $28.38 | $28.38 | 2/1/2010 11:39:52 AM |
| yield-quest | $50.00 | $50.00 | 2/1/2010 11:29:20 AM |
| mikeandcat | $100.00 | $100.00 | 2/1/2010 11:58:01 AM |
| arkleseizure | $25.00 | $25.00 | 2/1/2010 8:46:57 AM |
| mooselover | $45.00 | $45.00 | 2/1/2010 11:57:23 AM |
| FOFagent1 | $125.00 | $125.00 | 2/1/2010 12:31:43 PM |
| 410 bids
|
Borrower Payment Dependent Notes Series
444526
This series of Notes was issued and sold upon the funding of the borrower loan #40640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jan-27-2010 |
| |
Auction end date:
| Jan-29-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.06% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 2
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| undaunted-coin0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my payday loans
Purpose of loan:
I intend to use this loan to pay off
credit cards and a couple? of pay-day loans i previously took about a
month ago. My financial situation was in good standing before I took
the loans, the reason I took payday loans is because I needed to give
some money to family members to help them out (regarding rent, etc.)
and I needed to replace the funds.? I work extremely hard, I just took
a second job and will pay the loan promptly, my credit has improved
over the last year or so. I would like a fresh start financially and if
you would be so kind as to grant me this loan, I could easily eliminate
my payday loans and regain control of my finances. I would pay the loan
back promptly and faithfully every month. I make about 2000 dollars a
month between my two jobs. (just began the second job 2 weeks ago), I
currently am renting a room on which I pay 130 dollars weekly (520 a
month), my car note is $260 per month, my car insurance is $850 dollars
every 6 months, (due again on 2-11 for the amount of 418.75, then not
due again until May), I pay about $60 a month for my phone bill, and
because of my payday loans removing money from my bank account on a
weekly basis, I am limited to spending about $15 a week on groceries. I
will be 100% committed to my monthly payments-I really need to get this
financial burden regarding the payday loans off my back.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jgshinn | $25.00 | $25.00 | 1/27/2010 4:27:23 PM |
| Bob450 | $25.00 | $25.00 | 1/27/2010 4:21:32 PM |
| burrito6 | $25.00 | $18.93 | 1/27/2010 4:33:33 PM |
| FinDoc | $25.00 | $25.00 | 1/27/2010 4:27:19 PM |
| zone8 | $100.00 | $100.00 | 1/27/2010 4:33:29 PM |
| lucrative-loan | $100.00 | $100.00 | 1/27/2010 4:50:12 PM |
| unk1911 | $25.00 | $25.00 | 1/28/2010 7:49:50 AM |
| kingbob | $25.00 | $25.00 | 1/28/2010 12:26:32 PM |
| Peterman | $50.00 | $50.00 | 1/28/2010 4:15:24 PM |
| micsupra | $52.07 | $52.07 | 1/28/2010 5:59:18 PM |
| brodav | $50.00 | $50.00 | 1/28/2010 6:32:59 PM |
| ingenious-deal6 | $25.00 | $25.00 | 1/27/2010 4:32:56 PM |
| inspiring-reward | $50.00 | $50.00 | 1/27/2010 4:33:31 PM |
| SV-AZ | $25.00 | $25.00 | 1/27/2010 7:36:37 PM |
| CashFlow13 | $2,000.00 | $2,000.00 | 1/27/2010 6:07:01 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/27/2010 8:40:45 PM |
| buffalobills | $25.00 | $25.00 | 1/28/2010 9:13:23 AM |
| reflective-rupee | $100.00 | $100.00 | 1/27/2010 10:44:38 PM |
| reflective-rupee | $200.00 | $200.00 | 1/28/2010 9:16:48 AM |
| hopheadmike | $29.00 | $29.00 | 1/28/2010 6:03:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/28/2010 5:07:30 PM |
| 21 bids
|