Sales Report:Supplement No. 122 dated Jan 25, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 382131
This series of Notes was issued and sold upon the funding of the borrower loan #40525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $188.58
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.29% Final monthly payment: $185.95
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Nov-1994 Debt/Income ratio: 14%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 22 / 22Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:11y 6m
Amount delinquent: $0 Revolving credit balance: $26,709 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 73%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: gumbotime Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< mo. late: 0 ( 0% )  
680-699 (Oct-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Paying off high interest creditcard
The purpose of this loan is to pay off a high interest credit card with a lower rate. A national bank raised my rate although I have never been late with a payment with them. Currently I net over $8,000 a month at my primary job and bring in about $1,000 extra a month in side projects and royalties. My rent is $1,600 a month and monthly expenses never go over $7,000 a month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
xstreamin$25.00$25.001/14/2010 4:03:09 PM
Macinvest$25.00$25.001/14/2010 4:03:34 PM
Carpetkid$25.00$25.001/14/2010 4:03:48 PM
bowdish1$100.00$100.001/14/2010 4:04:00 PM
anders94$25.00$25.001/14/2010 4:04:06 PM
cpaphoto$25.00$25.001/14/2010 4:04:17 PM
Onesiphorus$25.00$25.001/14/2010 4:06:18 PM
AKJagMan$25.00$25.001/14/2010 4:06:32 PM
visionary-currency$75.00$75.001/14/2010 4:06:56 PM
money2k$25.00$25.001/14/2010 4:07:05 PM
Clambake$50.00$50.001/14/2010 4:02:54 PM
ThomasCrown$30.00$30.001/14/2010 4:03:15 PM
Dutchhunter$50.00$50.001/14/2010 4:03:19 PM
time4aloan$50.00$50.001/14/2010 4:07:30 PM
hyetech$35.00$35.001/14/2010 4:03:26 PM
money-maniac$50.00$50.001/14/2010 4:07:36 PM
reward-adventure$25.00$25.001/14/2010 4:03:46 PM
emelia$25.00$25.001/14/2010 4:07:44 PM
community-broadcaster$25.00$25.001/14/2010 4:08:03 PM
peaceful-return2$25.00$25.001/14/2010 4:04:43 PM
top-silver-american$25.00$25.001/14/2010 4:04:53 PM
kaykarun$25.00$25.001/14/2010 4:08:55 PM
wise-extraordinary-loot$30.00$30.001/14/2010 4:02:41 PM
bonus-buddy2$35.00$35.001/14/2010 4:02:48 PM
Archchancellor$25.00$25.001/14/2010 4:05:23 PM
kaiger$25.00$25.001/14/2010 4:05:30 PM
one-midas$25.00$25.001/14/2010 4:05:58 PM
bajeezus$25.00$25.001/14/2010 4:04:03 PM
TheoProf$50.00$50.001/14/2010 4:09:53 PM
30Sky$25.00$25.001/14/2010 4:05:17 PM
top-commitment-champ$25.00$25.001/14/2010 4:10:39 PM
best-deal-banker$25.00$25.001/14/2010 4:07:24 PM
market-path$50.00$50.001/14/2010 4:06:07 PM
Aimvest$25.00$25.001/14/2010 4:06:17 PM
rooosta$25.00$25.001/14/2010 4:07:51 PM
CSUgrad08$25.00$25.001/14/2010 4:06:26 PM
fortytwo$150.00$150.001/14/2010 4:07:07 PM
foxy-fund$50.00$50.001/14/2010 4:12:40 PM
outtahoth2o$50.00$50.001/14/2010 4:08:47 PM
asset-equilibrium0$25.00$25.001/14/2010 4:07:57 PM
Avala$50.00$50.001/14/2010 4:09:22 PM
diplomatic-point4$100.00$100.001/14/2010 4:08:46 PM
cingular$25.00$25.001/14/2010 4:08:51 PM
Artist_Blue$25.00$25.001/14/2010 4:09:27 PM
delicious-social132$25.00$25.001/14/2010 4:10:29 PM
red-undaunted-kindness$100.00$100.001/14/2010 4:10:34 PM
heng2x$25.00$25.001/14/2010 4:10:07 PM
cognizant-rate732$25.00$25.001/14/2010 4:10:53 PM
durability-halibut$25.00$25.001/14/2010 4:15:04 PM
spruce2$50.00$50.001/14/2010 4:10:59 PM
papaloha$50.00$50.001/14/2010 4:15:14 PM
supreme-hope$25.00$25.001/14/2010 4:11:07 PM
Cai8899$50.00$50.001/14/2010 4:16:21 PM
Rob717171$25.00$25.001/14/2010 4:11:22 PM
Fiimg$50.00$50.001/14/2010 4:11:46 PM
junctionking$25.00$25.001/14/2010 4:17:22 PM
ocho$25.00$25.001/14/2010 4:12:25 PM
GElender$50.00$50.001/14/2010 4:17:32 PM
jbaum$25.00$25.001/14/2010 4:14:06 PM
srilm$25.00$25.001/14/2010 4:14:15 PM
Trimalchio12$25.00$25.001/14/2010 4:18:57 PM
progressive-asset$100.00$100.001/14/2010 4:16:03 PM
apeloans$25.00$25.001/14/2010 4:15:36 PM
MidLifeCrisis$25.00$25.001/14/2010 4:15:43 PM
xrycac$25.00$25.001/14/2010 4:16:10 PM
elevated-platinum5$50.00$50.001/14/2010 4:16:55 PM
investment-comet$25.00$25.001/14/2010 4:17:45 PM
inspiring-reward$50.00$50.001/14/2010 4:17:52 PM
credit-force5$25.00$25.001/14/2010 4:17:40 PM
jrbill1998$50.00$6.401/14/2010 4:22:39 PM
enb3$25.00$25.001/14/2010 4:21:11 PM
aurorafinancial$50.00$50.001/14/2010 4:21:24 PM
psiequalsone$25.00$25.001/14/2010 4:21:45 PM
SolarMoonshine$50.00$50.001/14/2010 5:33:43 PM
spy0$25.00$25.001/14/2010 8:48:53 PM
Bank_Of_XL$50.00$50.001/15/2010 6:09:06 AM
harperpotok$100.00$100.001/14/2010 4:03:22 PM
community-pipeline8$28.60$28.601/14/2010 4:03:52 PM
ekmendenhall$25.00$25.001/14/2010 4:03:56 PM
harmonious-revenue7$25.00$25.001/14/2010 4:04:23 PM
BigBoy2008$25.00$25.001/14/2010 4:04:28 PM
repayment-launcher$25.00$25.001/14/2010 4:07:04 PM
museic1$50.00$50.001/14/2010 4:02:45 PM
chicco$80.00$80.001/14/2010 4:02:59 PM
Weaverville$25.00$25.001/14/2010 4:03:42 PM
RationalWorld$25.00$25.001/14/2010 4:08:58 PM
youqianderen$50.00$50.001/14/2010 4:03:01 PM
digitalrinaldo$25.00$25.001/14/2010 4:03:30 PM
zippy-interest$25.00$25.001/14/2010 4:05:43 PM
tom48l$25.00$25.001/14/2010 4:03:38 PM
saxquiz$25.00$25.001/14/2010 4:05:48 PM
jdrez$25.00$25.001/14/2010 4:09:15 PM
booyah$50.00$50.001/14/2010 4:06:08 PM
gracej$25.00$25.001/14/2010 4:09:36 PM
tsui517$25.00$25.001/14/2010 4:05:03 PM
inspired-contract9$25.00$25.001/14/2010 4:05:54 PM
CAGE-Investments$100.00$100.001/14/2010 4:07:18 PM
Thelonius98$25.00$25.001/14/2010 4:06:02 PM
vkorichkov$30.00$30.001/14/2010 4:11:15 PM
fcukciti$25.00$25.001/14/2010 4:11:53 PM
red-favorable-basis$25.00$25.001/14/2010 4:12:04 PM
ambmba$50.00$50.001/14/2010 4:08:19 PM
friendly-market5$25.00$25.001/14/2010 4:08:13 PM
Syzygy$25.00$25.001/14/2010 4:08:29 PM
Josta$50.00$50.001/14/2010 4:13:28 PM
currency-oak$25.00$25.001/14/2010 4:09:09 PM
yield-lion$25.00$25.001/14/2010 4:14:29 PM
helpinghand75$25.00$25.001/14/2010 4:09:55 PM
PRGuyinVA$25.00$25.001/14/2010 4:10:17 PM
OCedHrt$25.00$25.001/14/2010 4:10:46 PM
kegs$100.00$100.001/14/2010 4:12:27 PM
intrepid-transaction5$25.00$25.001/14/2010 4:17:26 PM
head$25.00$25.001/14/2010 4:12:43 PM
kmr2$50.00$50.001/14/2010 4:12:54 PM
ghinga$50.00$50.001/14/2010 4:14:00 PM
best-phenomenal-treasure$25.00$25.001/14/2010 4:13:18 PM
Aquani$50.00$50.001/14/2010 4:13:41 PM
principal-kung-fu$25.00$25.001/14/2010 4:14:19 PM
LiquidLender$25.00$25.001/14/2010 4:13:52 PM
Havana21$25.00$25.001/14/2010 4:14:27 PM
NorthernFunds$25.00$25.001/14/2010 4:14:40 PM
Gibbyland$75.00$75.001/14/2010 4:15:51 PM
handy-justice$25.00$25.001/14/2010 4:14:51 PM
MyKidsDad$25.00$25.001/14/2010 4:19:08 PM
careful-compassion$50.00$50.001/14/2010 4:15:25 PM
accordion8$50.00$50.001/14/2010 4:16:42 PM
teller$25.00$25.001/14/2010 4:17:04 PM
impeccable-transparency$75.00$75.001/14/2010 4:17:10 PM
Phantom99$25.00$25.001/14/2010 4:17:18 PM
ryan23$25.00$25.001/14/2010 4:18:40 PM
bogart2277$25.00$25.001/14/2010 4:22:35 PM
THREE-POINTS-LENDING$25.00$25.001/14/2010 4:19:07 PM
How$25.00$25.001/14/2010 4:19:18 PM
coin-equalizer2$25.00$25.001/14/2010 4:21:50 PM
BigLinCT$25.00$25.001/14/2010 4:22:00 PM
Bob450$25.00$25.001/14/2010 9:34:44 PM
136 bids
 
Borrower Payment Dependent Notes Series 430397
This series of Notes was issued and sold upon the funding of the borrower loan #40542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-08-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $255.89
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $255.70
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-2003 Debt/Income ratio: 23%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:3y 3m
Amount delinquent: $0 Revolving credit balance: $18,811 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 64%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: azardm Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off and close some of my high interest credit card and better my credit score in time to purchase our first home.

My financial situation:I am an excellent candidate for this loan -
? Employed at a very successful pharmaceutical Company for more than three years as a research scientist.
? Excellent history of on-time payments.
? I have not requested any new credit in the last two years.
? Low credit utilization over the last two year.
? Focused plan to buy our first home in 2010 or early 2011with a good home loan.

My debt is a result of unavoidable circumstances listed below -
? Tuition expenses incurred while at University.
? Used saved money for wedding last December without accumulating new debt.
? Major part of my expenditure over the last two years included helping pay my wife through graduate school. She graduated last month with a Masters in Chemical Engineering and hope to be employed shortly.
? Auto accident in 2007? insurance company did not cover the whole cost resulting in out of pocket expenses (see auto loan from Brookline Bank in credit report).


I look forward to answering any questions or concerns you may have. Thank you.

Monthly net income: $ 3528

Monthly expenses: $ 2475
Housing: $ 700
Insurance: $ 165
Car expenses: $ 100 for gas and tolls ? no car payments.
Utilities: $ 100
Phone, cable, internet: $ 110
Food, entertainment: $ 200
Clothing, household expenses $ 100
Credit cards and other loans: $ 700
other expenses: $ 300 ? investing in company stock and for 401K savings.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CAGE-Investments$100.00$100.001/8/2010 4:27:45 PM
outtahoth2o$50.00$50.001/8/2010 4:28:23 PM
platinum-czar$30.00$30.001/8/2010 4:27:20 PM
kaykarun$25.00$25.001/8/2010 4:28:29 PM
money2k$25.00$25.001/8/2010 4:27:37 PM
affluence-tycoon$25.00$25.001/8/2010 4:27:43 PM
emelia$25.00$25.001/8/2010 4:28:00 PM
community-broadcaster$25.00$25.001/8/2010 4:28:09 PM
TheoProf$50.00$50.001/8/2010 4:29:14 PM
thevogelfamily$40.00$40.001/8/2010 4:28:15 PM
jdrez$25.00$25.001/8/2010 4:28:45 PM
delicious-social132$25.00$25.001/8/2010 4:29:42 PM
sincere-rate8$25.00$25.001/8/2010 4:27:25 PM
the-bright-velocity$25.00$25.001/8/2010 4:27:27 PM
special-responsibility$25.00$25.001/8/2010 4:27:44 PM
money-maniac$50.00$50.001/8/2010 4:27:53 PM
heng2x$25.00$25.001/8/2010 4:29:25 PM
newyork6264$25.00$25.001/8/2010 4:31:01 PM
diplomatic-point4$100.00$100.001/8/2010 4:28:22 PM
market-builder$25.00$25.001/8/2010 4:29:37 PM
RationalWorld$25.00$25.001/8/2010 4:28:32 PM
Avala$50.00$50.001/8/2010 4:28:49 PM
Siafu$25.00$25.001/8/2010 4:31:35 PM
Josta$50.00$50.001/8/2010 4:31:46 PM
vkorichkov$30.00$30.001/8/2010 4:30:21 PM
Rob717171$25.00$25.001/8/2010 4:30:26 PM
principal-kung-fu$25.00$25.001/8/2010 4:32:14 PM
plentiful-reward$50.00$50.001/8/2010 4:30:50 PM
supreme-hope$25.00$25.001/8/2010 4:30:18 PM
kegs$100.00$100.001/8/2010 4:31:12 PM
NorthernFunds$25.00$25.001/8/2010 4:33:11 PM
Speculator$50.00$50.001/8/2010 4:30:25 PM
head$25.00$25.001/8/2010 4:31:21 PM
handy-justice$25.00$25.001/8/2010 4:33:14 PM
egw$25.00$25.001/8/2010 4:31:29 PM
durability-halibut$25.00$25.001/8/2010 4:33:25 PM
best-phenomenal-treasure$25.00$25.001/8/2010 4:31:39 PM
responsibility-butterfly$25.00$25.001/8/2010 4:31:44 PM
redragon$25.00$25.001/8/2010 4:34:06 PM
radiant-fund$25.00$25.001/8/2010 4:31:05 PM
progressive-asset$100.00$39.641/8/2010 4:34:30 PM
metro457$25.00$25.001/8/2010 4:32:11 PM
forthright-dedication$50.00$50.001/8/2010 4:31:32 PM
riverae$25.00$25.001/8/2010 4:33:28 PM
integrity-doctor$50.00$50.001/8/2010 4:32:18 PM
Havana21$25.00$25.001/8/2010 4:32:21 PM
apeloans$25.00$25.001/8/2010 4:33:54 PM
MidLifeCrisis$25.00$25.001/8/2010 4:33:58 PM
Gibbyland$75.00$75.001/8/2010 4:34:20 PM
whfh99$25.00$25.001/8/2010 4:33:48 PM
jyalender$50.00$50.001/8/2010 9:29:30 PM
springpanda$25.00$25.001/8/2010 11:13:02 PM
vine99$65.00$65.001/9/2010 9:35:22 AM
rmpedi33$150.00$150.001/9/2010 3:31:51 PM
gustavholstopus32$25.00$25.001/10/2010 3:00:18 PM
interstellar$33.92$33.921/10/2010 11:50:44 PM
coin-entrepreneur$25.00$25.001/11/2010 7:23:58 AM
lenderinnevada$55.00$55.001/11/2010 8:52:21 AM
GyJAV_BNCCo$45.00$45.001/11/2010 10:17:53 AM
qcksilvr20$50.00$50.001/11/2010 10:53:57 AM
LawyerLoan$25.00$25.001/11/2010 12:44:23 PM
spruce2$100.00$100.001/11/2010 3:27:15 PM
SomebodysMom$32.53$32.531/12/2010 8:43:06 PM
Delta-Kilo-7K$25.00$25.001/13/2010 4:44:27 PM
justin323$25.00$25.001/13/2010 5:51:04 PM
wwwUniversal$25.00$25.001/13/2010 5:28:25 PM
SNH$50.00$50.001/13/2010 10:35:08 PM
stemper$50.00$50.001/13/2010 6:46:56 PM
Your_Bank$25.00$25.001/13/2010 6:52:06 PM
Spkthewrd3$25.00$25.001/14/2010 7:07:46 AM
baggydomer$25.00$25.001/14/2010 12:00:46 PM
jybank$25.00$25.001/14/2010 10:35:33 AM
Cashew6$50.00$50.001/14/2010 11:23:50 AM
Jcardone33$25.00$25.001/14/2010 1:51:58 PM
SnakeV$25.00$25.001/14/2010 3:26:14 PM
KSPHoldings$25.00$25.001/14/2010 3:38:09 PM
medkoder$25.00$25.001/14/2010 4:50:11 PM
mason5$100.00$100.001/14/2010 7:44:24 PM
JerryB96$25.00$25.001/14/2010 5:44:21 PM
catalystcf$25.00$25.001/14/2010 7:30:40 PM
draggon77$25.00$25.001/14/2010 7:41:24 PM
mikeandcat$100.00$100.001/15/2010 5:48:48 AM
fatboy888$25.00$25.001/15/2010 6:18:55 AM
lender12345$25.00$25.001/14/2010 9:33:17 PM
market-atlantis$25.00$25.001/15/2010 8:05:14 AM
moneytolend72$50.00$50.001/15/2010 8:05:25 AM
isuperwang$66.57$66.571/15/2010 2:54:56 AM
rl164$50.00$50.001/15/2010 8:49:01 AM
Share-the-wealth$100.00$100.001/15/2010 6:54:06 AM
manugee$50.00$50.001/15/2010 7:18:22 AM
CheapDolo22$25.00$25.001/15/2010 7:36:56 AM
Bank_of_E-Ville$61.65$61.651/15/2010 9:53:31 AM
TJRCapital$50.00$50.001/15/2010 10:03:56 AM
AF-Chief$35.00$35.001/15/2010 11:29:30 AM
rce1964$25.00$25.001/15/2010 12:03:15 PM
Tingali$25.00$25.001/15/2010 1:39:26 PM
Manta_Rai$25.00$25.001/15/2010 12:26:31 PM
yogi1975$25.00$25.001/15/2010 2:49:47 PM
lucrative-durability$25.00$25.001/15/2010 1:00:59 PM
Moxman125$25.00$25.001/15/2010 3:18:45 PM
wealth-grasshopper0$87.06$87.061/15/2010 1:23:25 PM
lnrn$27.38$27.381/15/2010 1:27:11 PM
Dskillz$27.00$27.001/15/2010 2:46:34 PM
SeaLoans$25.00$25.001/15/2010 2:18:58 PM
SanJoser$25.00$25.001/15/2010 3:52:42 PM
Jiangtao$25.00$25.001/15/2010 3:21:27 PM
p2ploan-sensation211$50.00$50.001/15/2010 4:23:32 PM
selo80$25.00$25.001/15/2010 4:26:29 PM
best-deal-banker$25.00$25.001/8/2010 4:27:48 PM
gallant-camaraderi$25.00$25.001/8/2010 4:27:58 PM
rooosta$25.00$25.001/8/2010 4:28:02 PM
Syzygy$25.00$25.001/8/2010 4:28:18 PM
penn778$25.00$25.001/8/2010 4:27:23 PM
fortytwo$150.00$150.001/8/2010 4:27:39 PM
biobulator$25.00$25.001/8/2010 4:27:47 PM
Lilred7879$50.00$50.001/8/2010 4:28:37 PM
Purposeful$100.00$100.001/8/2010 4:27:55 PM
asset-equilibrium0$25.00$25.001/8/2010 4:28:05 PM
friendly-market5$25.00$25.001/8/2010 4:28:11 PM
ambmba$25.00$25.001/8/2010 4:28:13 PM
red-undaunted-kindness$100.00$100.001/8/2010 4:29:45 PM
visionary-currency$75.00$75.001/8/2010 4:27:22 PM
top-commitment-champ$25.00$25.001/8/2010 4:29:51 PM
repayment-launcher$25.00$25.001/8/2010 4:27:26 PM
orange-preeminant-bill$100.00$100.001/8/2010 4:28:55 PM
OCedHrt$25.00$25.001/8/2010 4:29:55 PM
julijask$35.00$35.001/8/2010 4:27:31 PM
skiberdad$40.73$40.731/8/2010 4:27:40 PM
gracej$25.00$25.001/8/2010 4:29:01 PM
Cheburashka$25.00$25.001/8/2010 4:30:10 PM
time4aloan$50.00$50.001/8/2010 4:27:51 PM
helpinghand75$25.00$25.001/8/2010 4:29:19 PM
red-favorable-basis$25.00$25.001/8/2010 4:30:53 PM
cingular$25.00$25.001/8/2010 4:28:26 PM
Interloper$25.00$25.001/8/2010 4:28:39 PM
currency-oak$25.00$25.001/8/2010 4:28:43 PM
cognizant-rate732$25.00$25.001/8/2010 4:30:01 PM
Artist_Blue$25.00$25.001/8/2010 4:28:56 PM
spruce2$50.00$50.001/8/2010 4:30:05 PM
BuffetRocks$50.00$50.001/8/2010 4:30:14 PM
PRGuyinVA$25.00$25.001/8/2010 4:29:30 PM
jbaum$25.00$25.001/8/2010 4:32:06 PM
thetropics18$25.00$25.001/8/2010 4:29:48 PM
Fiimg$50.00$50.001/8/2010 4:30:31 PM
foxy-fund$50.00$50.001/8/2010 4:31:20 PM
fcukciti$25.00$25.001/8/2010 4:30:35 PM
djh47a$30.00$30.001/8/2010 4:30:44 PM
loiosh$25.00$25.001/8/2010 4:34:11 PM
ocho$25.00$25.001/8/2010 4:31:11 PM
Aquani$50.00$50.001/8/2010 4:31:54 PM
omniviper$25.00$25.001/8/2010 4:34:27 PM
kmr2$50.00$50.001/8/2010 4:31:27 PM
yield-lion$25.00$25.001/8/2010 4:32:22 PM
LiquidLender$25.00$25.001/8/2010 4:31:59 PM
important-ore$25.00$25.001/8/2010 4:33:17 PM
ghinga$50.00$50.001/8/2010 4:32:02 PM
srilm$25.00$25.001/8/2010 4:32:10 PM
papaloha$50.00$50.001/8/2010 4:33:31 PM
gala2$25.00$25.001/8/2010 4:33:40 PM
ValyaLibra01$25.00$25.001/8/2010 4:34:02 PM
DRBFinancing$25.00$25.001/8/2010 4:34:16 PM
pledge0$25.00$25.001/8/2010 4:34:24 PM
careful-compassion$50.00$50.001/8/2010 4:33:44 PM
tornandfrayed$25.00$25.001/8/2010 4:34:07 PM
dontscrewmeover1$50.00$50.001/8/2010 6:03:37 PM
smog13$25.00$25.001/8/2010 7:49:29 PM
Oak-Parker$25.00$25.001/9/2010 7:06:50 AM
vineet$25.00$25.001/9/2010 9:41:07 PM
microfunder$25.00$25.001/10/2010 6:19:30 PM
marala4285$25.00$25.001/10/2010 7:57:43 PM
BrighterSuns$25.00$25.001/11/2010 10:46:06 AM
BONSAY$25.00$25.001/11/2010 1:53:13 PM
TXCapLeader$36.33$36.331/11/2010 3:30:09 PM
BONSAY$25.00$25.001/11/2010 1:53:44 PM
asset-caballero$25.00$25.001/11/2010 6:56:06 PM
bankojerry$25.00$25.001/12/2010 3:51:37 PM
CC911$25.00$25.001/13/2010 6:29:44 AM
Pickmar$25.00$25.001/13/2010 10:10:14 AM
kind-value-pouch$50.00$50.001/13/2010 10:51:16 AM
wise-balanced-moola$25.00$25.001/13/2010 5:41:46 PM
Alsatian$60.00$60.001/13/2010 6:58:34 PM
productive-ore$50.00$50.001/14/2010 8:14:52 AM
zippy-market5$25.00$25.001/14/2010 9:53:58 AM
mjcareful$50.00$50.001/14/2010 11:24:19 AM
G-Love$226.57$226.571/14/2010 1:33:43 PM
the-profit-oracle$25.00$25.001/14/2010 1:52:07 PM
selo80$25.00$25.001/14/2010 3:09:13 PM
kermitdafrog$25.00$25.001/14/2010 4:01:04 PM
Ven58$25.00$25.001/14/2010 4:32:34 PM
kf88$25.00$25.001/14/2010 4:43:28 PM
admirable-credit$25.00$25.001/14/2010 5:13:31 PM
RandyL3$50.00$50.001/14/2010 5:44:29 PM
nvest4u$25.62$25.621/14/2010 5:54:53 PM
Charmart$25.00$25.001/15/2010 2:33:24 AM
bossyboots01$25.00$25.001/15/2010 4:01:14 AM
coolgenner$50.00$50.001/15/2010 5:26:55 AM
booie$25.00$25.001/15/2010 9:19:17 AM
scref$30.00$30.001/15/2010 6:02:00 AM
Richmp412$25.00$25.001/15/2010 7:09:20 AM
crdcteng$50.00$50.001/15/2010 10:10:29 AM
bondo41$25.00$25.001/15/2010 10:59:03 AM
caseattle$30.00$30.001/15/2010 10:47:42 AM
jwstclair$50.00$50.001/15/2010 12:01:12 PM
Astyanax$50.00$50.001/15/2010 11:18:24 AM
fairness-atmosphere$25.00$25.001/15/2010 12:19:46 PM
squarebob$25.00$25.001/15/2010 12:32:17 PM
1SteelerFan$35.00$35.001/15/2010 2:20:51 PM
thebadpelican$25.00$25.001/15/2010 2:47:03 PM
HomerdohNY$25.00$25.001/15/2010 3:05:32 PM
gothampark$25.00$25.001/15/2010 1:11:34 PM
blindtaxidriver$25.00$25.001/15/2010 2:17:11 PM
MoneyOps$25.00$25.001/15/2010 2:37:45 PM
velocity-winner$25.00$25.001/15/2010 4:10:28 PM
213 bids
 
Borrower Payment Dependent Notes Series 441241
This series of Notes was issued and sold upon the funding of the borrower loan #40526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jan-08-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $104.04
Final lender yield: 32.99% Final borrower rate/APR: 33.99% / 36.43% Final monthly payment: $102.73
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 16.22%  
Lender servicing fee: 1.00% Estimated return: 16.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Sep-1981 Debt/Income ratio: 13%
Credit score: 600-619 (Jan-2010) Current / open credit lines: 10 / 8Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 30Length of status:1y 7m
Amount delinquent: $500 Revolving credit balance: $5,929 Occupation: Other
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 94%Stated income:$100,000+
Delinquencies in last 7y: 6 Homeownership: No  
Inquiries last 6m: 1    
Screen name: lowerdebt2007 Borrower's state: California Borrower's group: Computer &amp; IT Professionals
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,100.00< mo. late: 0 ( 0% )  
560-579 (Apr-2007)
560-579 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
Improve Cash Flow
Purpose of loan:?
Living in Southern California is an expensive proposition. In 2002, my employer went out of business and I was out of work for approximately nine months. In 2003, I secured employment with Amgen and have spent the last three years cleaning up the mess the unemployment caused me. My credit was severely affected and has forced me to borrow money at high interest rates. We recently had our first child in 2006 and my wife has had to cut back her hours to take care of him. This money will help me stop paying interest only payments to Cash Call and begin paying down principal.???

My financial situation:
My performance at my current employer has resulted in double digit salary increases over the past three years. I expect this to continue as?I increase my income and repair my past misfortune. My $5,500 monthly income allows me to meet all of my expenses and begin?the process of retiring the old debt. My objective is to pay off all unsecured loans and credit cards by the end of the year. This loan will help me reach this goal. Please help me in this endeavor.

My monthly budget:
Mortgage/rent: $2,000????
Insurance: $226
Car expenses: $750
Utilities: $375
Phone, cable, internet: $180
Food, entertainment: $350
Clothing, household expenses $100
Credit cards and other loan payments: $650
Other expenses: $100---------------------------------------
Total monthly expenses: $4,731

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: 2 Questions .. what is your one DQ amount? You said you make 5500/month but income shows 100K, you said 3 years, but listing shows 1 year ... can you explain the differences? - seadogs
A: The narrative was from my previous listing and when I set this current listing up, it copied from my old listing. I was at a company for over three years but experienced a layoff due to outsourcing. I have been with my current employer over a year now and bringing in about $6k net after taxes and insurance. The DQ account was an old credit card I intend to pay off once cash flow has stabilized and I can catch up from being laid off in 2007. Thanks for your interest. (Jan-11-2010)
Q: How quickly do you plan to pay off this loan? - Rip128
A: Ideally, 12 -18 months. (Jan-15-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.001/8/2010 4:40:38 PM
flexible-economy2$100.00$100.001/8/2010 5:02:12 PM
sevenbridges$155.83$155.831/13/2010 11:13:06 PM
SqueezeTheNeedy$50.00$50.001/14/2010 5:08:07 PM
Laxa$25.00$25.001/14/2010 8:21:35 PM
Tono$25.00$25.001/14/2010 6:02:15 PM
Kash2010lu$25.00$25.001/14/2010 8:26:20 PM
wattboy$48.51$48.511/15/2010 6:36:31 AM
b-rent$25.00$25.001/15/2010 7:05:26 AM
five-star-note$50.00$50.001/15/2010 9:31:53 AM
troybanker$68.73$68.731/15/2010 10:54:33 AM
the-profit-oracle$25.00$25.001/15/2010 3:09:31 PM
quest0$25.00$25.001/15/2010 3:17:05 PM
red-ready-principal$100.00$100.001/15/2010 2:34:37 PM
squarebob$25.00$8.761/15/2010 2:54:38 PM
Rip128$50.00$50.001/15/2010 4:14:36 PM
branaa99$25.00$25.001/15/2010 4:21:40 PM
SolarMoonshine$25.00$25.001/8/2010 6:43:53 PM
Bob450$25.00$25.001/8/2010 8:44:07 PM
wanna-help$25.00$25.001/9/2010 12:26:07 PM
Iceman1347$25.00$25.001/10/2010 10:09:01 PM
orange-finance-banker$25.00$25.001/12/2010 8:06:13 AM
deepblue34$25.00$25.001/14/2010 6:12:51 PM
lender12345$50.00$50.001/14/2010 9:32:23 PM
pietro_torna_indietro$67.17$67.171/14/2010 9:50:19 PM
Leshan$50.00$50.001/15/2010 10:17:24 AM
Happy-Man$25.00$25.001/15/2010 9:18:04 AM
brondero$50.00$50.001/15/2010 11:37:31 AM
IASKGOD$25.00$25.001/15/2010 11:51:44 AM
wild-orange$25.00$25.001/15/2010 11:06:38 AM
ultimate-peace$300.00$300.001/15/2010 1:21:11 PM
bold-dynamic-silver$25.00$25.001/15/2010 1:36:29 PM
squarebob$25.00$25.001/15/2010 1:53:41 PM
squarebob$25.00$25.001/15/2010 12:39:30 PM
credit-coach118$40.00$40.001/15/2010 3:21:25 PM
bondhedger$25.00$25.001/15/2010 1:35:29 PM
heritage_loans$25.00$25.001/15/2010 1:38:57 PM
Rip128$75.00$75.001/15/2010 3:33:34 PM
just-trade0$36.00$36.001/15/2010 2:11:31 PM
HomerdohNY$25.00$25.001/15/2010 3:05:59 PM
Capit0l$25.00$25.001/15/2010 3:10:26 PM
walkinonwater$25.00$25.001/15/2010 3:30:11 PM
platinum-waterfall$100.00$100.001/15/2010 3:31:24 PM
NekHoldings$25.00$25.001/15/2010 3:32:32 PM
best-generosity-financier$25.00$25.001/15/2010 4:04:46 PM
pimpin-aint-easy$25.00$25.001/15/2010 4:11:23 PM
asset-control2$50.00$50.001/15/2010 4:19:51 PM
GWSportsFan$25.00$25.001/15/2010 4:24:28 PM
Skeptical-one$50.00$50.001/15/2010 4:27:15 PM
asset-control2$50.00$50.001/15/2010 4:20:05 PM
Engineer44$25.00$25.001/15/2010 4:25:58 PM
51 bids
 
Borrower Payment Dependent Notes Series 441649
This series of Notes was issued and sold upon the funding of the borrower loan #40517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-08-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 17.10% Starting borrower rate/APR: 18.10% / 20.31% Starting monthly payment: $90.51
Final lender yield: 17.10% Final borrower rate/APR: 18.10% / 20.31% Final monthly payment: $90.51
 
Auction yield range: 17.06% - 17.10% Estimated loss impact: 18.94%  
Lender servicing fee: 1.00% Estimated return: -1.84%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jun-2001 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jan-2010) Current / open credit lines: 15 / 15Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 42Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $19,819 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: speedy-hope Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for Medical Board Exams
Purpose of loan:
This loan will be used to?pay for Medical Board Examinations?

My financial situation:
I am a good candidate for this loan because I plan to pay this loan in a short time period (within a few months)?once I start working full time within a few months.

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 110
??Car expenses: $ 140
??Utilities: $ 0
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
ottom113 has bid a total of $2,300.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nikebootie$25.00$25.001/10/2010 9:35:10 PM
ottom113$1,500.00$1,500.001/10/2010 7:53:42 PM
DirtyJackBoner$50.00$50.001/13/2010 7:22:47 PM
ottom113$800.00$800.001/14/2010 9:10:28 PM
balanced-balance6$50.00$50.001/12/2010 8:40:07 AM
JustMee$25.00$25.001/13/2010 6:46:14 AM
Good_Karma_Cafe$25.00$25.001/13/2010 11:34:13 AM
lender12345$25.00$25.001/14/2010 9:29:11 PM
8 bids
 
Borrower Payment Dependent Notes Series 441893
This series of Notes was issued and sold upon the funding of the borrower loan #40522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 30.99% Starting borrower rate/APR: 31.99% / 34.40% Starting monthly payment: $135.00
Final lender yield: 25.95% Final borrower rate/APR: 26.95% / 29.28% Final monthly payment: $126.48
 
Auction yield range: 8.06% - 30.99% Estimated loss impact: 7.12%  
Lender servicing fee: 1.00% Estimated return: 18.83%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Feb-1996 Debt/Income ratio: 22%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 14 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 44Length of status:8y 3m
Amount delinquent: $0 Revolving credit balance: $20,362 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 88%Stated income:$75,000-$99,999
Delinquencies in last 7y: 53 Homeownership: No  
Inquiries last 6m: 0    
Screen name: atlanta77 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 38% ) 640-659 (Latest)
Principal borrowed: $3,300.00< mo. late: 23 ( 62% )  
620-639 (Jan-2008)
640-659 (Oct-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 37  
Description
Pay off higher interest CC
Hello. I'm a IT Proffesional and currently in need of $3100 loan to pay off one account to further clean up my credit. I have already had a prosper loan in the pat which I have already paid off successfully, so I'm hoping that would show that honor my debts. Currently I'm not a home owner. I stay with my family and at this time do not have any mortage payment. My income is $80K a year (+10% annual bonus), and I have a steady job working in the IT department of a large telecommunications firm for the past 6 years. I believe I'm a good candidate for this loan and will have no problem paying the required monthly payments, due to my income and having no mortgage payment at this time. My main goal is to pay off all my debt, and I'm getting close to my goal. I have paid off a significant portion of?my debt in the last couple of years. I already have a set payment that I sent to all my creditors, and due to that, every one of them has lowered my interest rate to a very low rate.?The majority of my income goes to paying off my debt every month. This is the only account that will?not lower my?interest rate,?but has offered me a great deal if I?can make a one time payment to pay off this account.

I have worked extremely hard to make this goal a reality, and this loan would further assist with that goal. I realize borrowing to pay of debt is not usually the best case, but I believe that in case it is, due to significant savings I will receive, and due to the affect it will have on my credit rating to have this account marked as Paid.?As a result of this, I'm?willing to pay a higher interest rate on this loan.?I would have no problem making the payments for this loan as it would lower than what I already pay for this account I would be paying off.

I'm willing to provide any information that is needed for me to acquire this loan and?I hope prospective lenders will see me as a good candidate for receiving a loan. Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
smart-gain$25.00$25.001/11/2010 4:03:10 PM
rhin0cerx$50.00$50.001/11/2010 4:09:49 PM
cbz$25.00$25.001/11/2010 5:00:17 PM
wanna-help$25.00$25.001/12/2010 2:40:29 PM
SolarMoonshine$25.00$25.001/12/2010 6:39:01 PM
Syzygy$25.00$25.001/14/2010 10:00:19 AM
YoungTaxMan$50.00$50.001/14/2010 11:51:17 AM
puyanera$25.00$25.001/14/2010 12:27:54 PM
FinDoc$25.00$25.001/14/2010 3:06:58 PM
Rockymtnhi$60.22$60.221/14/2010 5:13:02 PM
wealth-pipeline$25.00$25.001/15/2010 7:57:05 AM
return-grizzly$100.00$100.001/15/2010 10:01:17 AM
tnjohnso$25.00$25.001/15/2010 5:46:51 PM
purposeful-dedication$25.09$25.091/16/2010 7:08:53 AM
peso-bonaza$25.00$25.001/16/2010 6:19:39 AM
cashhelp$25.00$25.001/16/2010 7:43:08 PM
BuckeyeBanker$28.97$28.971/17/2010 2:58:07 PM
Serpent2801$46.02$46.021/17/2010 3:45:22 PM
bonus-quark4$25.00$25.001/17/2010 7:06:33 PM
AF-Chief$35.00$35.001/17/2010 7:46:23 PM
Techne_Funds_LLC$25.00$25.001/17/2010 3:38:17 PM
ronin4sale$25.00$25.001/18/2010 7:39:00 AM
bevans$25.00$25.001/17/2010 11:04:57 PM
five-star-note$150.00$150.001/18/2010 10:10:23 AM
PCity-LOA15$40.00$40.001/18/2010 10:13:31 AM
TashaRemay$25.00$25.001/18/2010 7:57:54 AM
drluong$50.00$50.001/18/2010 1:31:03 PM
squarebob$25.00$25.001/18/2010 3:21:29 PM
crw1950$50.00$50.001/18/2010 3:29:48 PM
best-listing-toro$26.00$22.911/18/2010 3:56:13 PM
lender-1$40.00$40.001/18/2010 3:56:29 PM
leverage-monger$50.00$50.001/18/2010 3:17:51 PM
squarebob$25.00$25.001/18/2010 3:42:19 PM
frugalinvestor20$25.00$25.001/11/2010 4:38:36 PM
lucrative-loan$50.00$50.001/11/2010 5:01:05 PM
respectful-integrity3$30.00$30.001/11/2010 6:27:47 PM
Bob450$25.00$25.001/11/2010 9:14:16 PM
emance$50.00$50.001/14/2010 6:34:57 PM
circustab$50.00$50.001/15/2010 7:06:33 AM
penny-surgeon$25.00$25.001/15/2010 4:49:57 PM
bettndon$50.00$50.001/15/2010 4:55:08 PM
Trondheim_Norway$150.00$150.001/15/2010 9:35:20 PM
BikingViking$34.97$34.971/15/2010 8:27:21 PM
respectful-credit3$68.00$68.001/16/2010 5:20:42 PM
the-silver-blaster$50.00$50.001/16/2010 8:47:03 PM
bondhedger$25.00$25.001/16/2010 7:43:06 PM
wise-balanced-moola$25.00$25.001/17/2010 11:22:45 AM
Spraydawg$301.82$301.821/17/2010 6:11:38 PM
KLcapital$30.00$30.001/17/2010 8:33:09 PM
JCM_MN$50.00$50.001/18/2010 4:53:37 AM
sc-pjb11$50.00$50.001/18/2010 4:56:29 AM
tigercat$50.00$50.001/18/2010 5:48:52 AM
principal-star$25.00$25.001/18/2010 8:47:47 AM
Leshan$100.00$100.001/18/2010 8:25:08 AM
ttnk62918$25.00$25.001/18/2010 9:38:58 AM
Kash2010lu$25.00$25.001/18/2010 10:24:45 AM
Pu239$50.00$50.001/18/2010 10:46:30 AM
jrcctexas25$25.00$25.001/18/2010 11:41:03 AM
leverage-monger$27.00$27.001/18/2010 11:36:45 AM
quest0$75.00$75.001/18/2010 3:20:53 PM
quest0$25.00$25.001/18/2010 3:20:15 PM
ultimate-peace$100.00$100.001/18/2010 1:27:52 PM
orange-finance-banker$50.00$50.001/18/2010 3:37:43 PM
The-CAPS-fan$75.00$75.001/18/2010 3:42:36 PM
RMI_Babylon$30.00$30.001/18/2010 3:56:41 PM
peaceful-farmer$30.00$30.001/18/2010 3:58:01 PM
ultimate-peace$50.00$50.001/18/2010 3:59:19 PM
67 bids
 
Borrower Payment Dependent Notes Series 442085
This series of Notes was issued and sold upon the funding of the borrower loan #40539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $113.15
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.29% Final monthly payment: $111.57
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-2000 Debt/Income ratio: 16%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 5 / 2Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:3y 10m
Amount delinquent: $0 Revolving credit balance: $13,441 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 76%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: contract-phoenix389 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
Purpose of loan:
This loan will be used to help me pay for my classes and books. I am a college graduate, with a Bachelor in Finance from California State University of Northridge. I have been working as the Director of Finance at the Hoiday Inn Santa Monica where I was working as a parking attendant, while I was going to school for this degree. After graduating, I was able to take a job inside the hotel, and quickly moved my way to my current position as Director of Finance. I have taken a small break from school during this initial period of the new job, but have found a new drive to improve my skills even further. I am currently enrolled in Santa Monica College, in Psychology, Sociology, and Japanese.

I am a good candite for this loan because I have managed to keep my credit in good standing, and have a great job with excellent pay. Normally I wouldn't be applying for this loan, except that I am trying to make sure that I dont use too much revolving credit, but focus on getting more stable installment loans, as well as I am a little tight in funds due to the timing of bills since I have just re-enrolled in school.


Monthly net income: $ 2,800

Monthly expenses: $ 2,265
??Housing: $ 900
??Insurance:?I have a?motorcycle and have paid the insurance in advanced for a year.
??Car expenses:?No car payment
??Utilities: $ 150
??Phone, cable, internet:?$40 -?Employer pays for?Phone service
??Food, entertainment: $ 300
??Clothing, household expenses $?100
??Credit cards and other loans: $?675
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saffron4$25.00$25.001/12/2010 4:22:50 PM
promiser200$25.00$25.001/12/2010 4:26:57 PM
PhalanxBulldog$25.00$25.001/12/2010 4:27:58 PM
egw$25.00$25.001/12/2010 4:34:17 PM
calm-deal7$30.00$30.001/12/2010 4:45:12 PM
martiantim$25.00$25.001/12/2010 4:46:56 PM
dime-beeper$25.00$25.001/12/2010 4:44:22 PM
unk1911$25.00$25.001/12/2010 4:45:08 PM
loanfairy$25.00$25.001/12/2010 4:45:14 PM
credit-kahuna$100.00$100.001/12/2010 4:48:20 PM
paymentologist$25.00$25.001/12/2010 4:47:15 PM
aasx1108$25.00$25.001/12/2010 4:47:54 PM
elegant-income3$30.00$30.001/12/2010 4:48:04 PM
forthright-social$25.00$25.001/12/2010 4:48:06 PM
astute-dollar$100.00$100.001/12/2010 4:48:08 PM
first-fund-empenada$25.00$25.001/12/2010 4:47:25 PM
BlindJoeDeath$25.00$25.001/12/2010 4:47:32 PM
felicity-synapse$25.00$25.001/12/2010 4:47:40 PM
wwwUniversal$25.00$25.001/12/2010 5:08:22 PM
Syzygy$25.00$25.001/12/2010 5:31:43 PM
Bank_Of_XL$50.00$50.001/13/2010 4:34:50 PM
foothillender$25.00$25.001/14/2010 8:03:19 AM
heerzaquestion$25.00$25.001/14/2010 1:13:32 PM
CC911$25.00$25.001/15/2010 4:33:49 PM
rinyt$30.00$30.001/15/2010 5:45:41 PM
hellasow$25.00$25.001/16/2010 5:41:42 AM
unger$50.00$50.001/16/2010 5:35:20 AM
grammaspurse$25.00$25.001/16/2010 5:28:16 PM
msullivaniii$25.00$25.001/16/2010 6:58:55 PM
SNH$50.00$50.001/17/2010 9:41:30 AM
rospa$25.00$25.001/18/2010 12:20:31 AM
Blue_Haze$25.00$25.001/18/2010 3:08:30 PM
icess285$25.00$25.001/18/2010 4:01:35 PM
prohelper$25.00$25.001/18/2010 4:32:13 PM
LibbyZ$50.00$50.001/18/2010 4:32:49 PM
zrohmm$25.00$25.001/12/2010 4:24:01 PM
bold-principal-thinker$30.00$30.001/12/2010 4:27:04 PM
friendly-gold$25.00$25.001/12/2010 4:21:31 PM
wanna-help$25.00$25.001/12/2010 4:33:26 PM
liberty-revolutionary5$25.00$25.001/12/2010 4:31:14 PM
bigdogsafety1$25.00$25.001/12/2010 4:36:05 PM
WillyBobba$25.00$25.001/12/2010 4:37:03 PM
loan_doctor$25.00$25.001/12/2010 4:44:38 PM
duty-sensai$25.00$25.001/12/2010 4:45:05 PM
balance-voyager$50.00$50.001/12/2010 4:44:31 PM
friendly-return7$25.00$25.001/12/2010 4:44:42 PM
AF-Chief$27.00$27.001/12/2010 4:45:18 PM
truth-companion$25.00$25.001/12/2010 4:46:31 PM
tlp43$25.00$25.001/12/2010 4:46:44 PM
chekat$25.00$25.001/12/2010 4:47:07 PM
HamachiMan$25.00$25.001/12/2010 4:44:35 PM
gravity-powered-air-cooled$25.00$25.001/12/2010 4:46:38 PM
Pizza-man$50.00$50.001/12/2010 4:48:01 PM
Diamond_Jim$25.00$25.001/12/2010 4:48:12 PM
personal-lender$25.00$21.221/12/2010 4:48:28 PM
selector568$100.00$100.001/12/2010 4:47:28 PM
Veloce$25.00$25.001/12/2010 4:47:44 PM
E_G$30.00$30.001/12/2010 4:48:15 PM
mtquan$25.00$25.001/12/2010 4:47:11 PM
desertoasis$25.00$25.001/12/2010 4:47:35 PM
Marathoner$25.00$25.001/12/2010 4:47:48 PM
punctual-power7$25.00$25.001/12/2010 4:47:58 PM
galaxy1$25.00$25.001/12/2010 4:48:10 PM
payout-achievement$40.00$40.001/12/2010 4:48:23 PM
durability-halibut$25.00$25.001/12/2010 5:09:13 PM
exchange-cowbell5$150.00$150.001/12/2010 7:27:34 PM
melodious-fairness$25.00$25.001/12/2010 7:20:24 PM
spy0$25.00$25.001/13/2010 8:09:05 PM
Lefty_the_Lender$25.00$25.001/14/2010 2:41:23 PM
scottr$25.00$25.001/14/2010 3:51:31 PM
wise-balanced-moola$25.00$25.001/15/2010 1:20:52 PM
Streamfeeder$25.00$25.001/15/2010 7:21:12 PM
conductor146$25.00$25.001/16/2010 12:02:11 AM
lsx7$25.00$25.001/16/2010 3:33:54 AM
Drazion$25.00$25.001/16/2010 11:01:46 AM
zento$25.00$25.001/16/2010 7:25:59 PM
gotwins$38.00$38.001/16/2010 4:29:07 PM
cognizant-rate732$100.00$100.001/17/2010 10:16:28 AM
charming-point$300.00$300.001/17/2010 1:53:14 PM
gourd6$50.00$50.001/18/2010 1:03:48 PM
Pu239$48.78$48.781/18/2010 4:31:44 PM
divrekku$25.00$25.001/18/2010 4:32:21 PM
82 bids
 
Borrower Payment Dependent Notes Series 442193
This series of Notes was issued and sold upon the funding of the borrower loan #40535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: May-1987 Debt/Income ratio: 19%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 13 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 54Length of status:22y 2m
Amount delinquent: $0 Revolving credit balance: $16,413 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 94%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 6    
Screen name: contract-superstar9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING OFF SOME LOANS
Purpose of loan:
This loan will be used to? pay off some small loans which bill me biweekly.? I don't need this loan for very long a 6 to 12 month period is enough I know that if I pay off these loans I will have the money biweekly to pay off this loan which I am requesting.????

My financial situation:
I am a good candidate for this loan because? I make my current payments.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1603
??Insurance: $ 140
??Car expenses: $?200
??Utilities: $ 200
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $?
??Credit cards and other loans: $?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WalnutCreekguy$25.00$25.001/12/2010 4:56:10 PM
larrybird$100.00$100.001/12/2010 4:56:20 PM
inspiring-reward$50.00$50.001/12/2010 4:56:23 PM
market-builder$25.00$25.001/12/2010 4:56:25 PM
note-tent$25.00$25.001/12/2010 4:56:07 PM
forthright-dedication$25.00$25.001/12/2010 4:56:16 PM
Soxxes$25.00$25.001/12/2010 4:56:34 PM
kt103099$25.00$25.001/12/2010 4:56:05 PM
unk1911$25.00$25.001/12/2010 4:59:19 PM
Tammy102800$25.00$25.001/12/2010 4:56:08 PM
kegs$100.00$100.001/12/2010 4:56:11 PM
niceville80$25.00$25.001/12/2010 4:56:13 PM
delicious-social132$25.00$25.001/12/2010 4:56:25 PM
Phantom99$25.00$25.001/12/2010 4:56:28 PM
ryan23$25.00$25.001/12/2010 4:57:51 PM
SongBirdProphecy$25.00$25.001/12/2010 4:58:00 PM
zippy-interest$25.00$25.001/12/2010 5:02:28 PM
return-tycoon3$25.00$25.001/12/2010 5:02:45 PM
blue-liberty-gourd$25.00$25.001/12/2010 5:03:33 PM
SMARTDISK$25.00$25.001/12/2010 5:07:18 PM
putian47$25.00$25.001/12/2010 5:05:18 PM
oceanwind1950$25.00$25.001/12/2010 5:07:19 PM
amijo$25.00$25.001/12/2010 5:33:39 PM
bankbuddy55$25.00$25.001/12/2010 6:23:46 PM
scottr$25.00$25.001/12/2010 6:22:08 PM
exchange-cowbell5$150.00$150.001/12/2010 7:39:59 PM
innovator2$50.00$50.001/12/2010 9:12:07 PM
GeoLender$25.00$25.001/12/2010 9:21:24 PM
DeltaComputerGuy$25.00$25.001/13/2010 7:36:45 AM
revenue-officer36$25.00$25.001/13/2010 9:42:32 AM
boybutter$25.00$25.001/13/2010 9:42:40 AM
newest-greenback-force$25.00$25.001/13/2010 9:42:16 AM
sensible-order2$25.00$25.001/13/2010 11:14:23 AM
helping-out$25.00$25.001/13/2010 12:57:35 PM
WMY-Investor$25.00$25.001/13/2010 12:57:38 PM
DaveM0$25.00$1.031/13/2010 3:43:26 PM
hyperfront$25.00$25.001/13/2010 3:43:25 PM
SolarMoonshine$25.00$25.001/13/2010 5:28:36 PM
lucrative-durability$25.00$25.001/15/2010 1:16:26 PM
TackingWindward$25.00$25.001/16/2010 6:47:07 AM
Ronnieboy888$25.00$25.001/17/2010 8:28:23 PM
handy-justice$50.00$50.001/12/2010 4:56:18 PM
Orringo$50.00$50.001/12/2010 4:58:06 PM
MidLifeCrisis$25.00$25.001/12/2010 4:56:45 PM
Rob717171$25.00$25.001/12/2010 4:56:15 PM
LR_Biker$25.00$25.001/12/2010 4:56:22 PM
time4aloan$25.00$25.001/12/2010 5:04:51 PM
bold-principal-thinker$25.00$25.001/12/2010 5:06:12 PM
Diamond_Jim$25.00$25.001/12/2010 5:03:14 PM
cklb$50.00$50.001/12/2010 5:07:20 PM
tuneman1980$25.00$25.001/12/2010 5:34:38 PM
MitchD$25.00$25.001/12/2010 5:33:38 PM
BankofBen$25.00$25.001/12/2010 5:38:00 PM
studious-responsibility$25.00$25.001/12/2010 7:45:13 PM
platinum-dojo$25.00$25.001/12/2010 6:49:49 PM
RayEarth$25.00$25.001/12/2010 7:40:17 PM
Bob450$25.00$25.001/12/2010 9:05:27 PM
atothez$49.47$49.471/12/2010 7:45:12 PM
green-careful-community$25.00$25.001/12/2010 7:45:16 PM
selfmademan$25.00$25.001/13/2010 8:20:12 AM
h_corey$25.00$25.001/13/2010 10:37:24 AM
CASHGIRL$25.00$25.001/13/2010 11:15:33 AM
adama_48$25.00$25.001/13/2010 11:14:21 AM
evaglamazon$25.00$25.001/13/2010 12:57:31 PM
green-benefit-enclave$25.00$25.001/13/2010 3:43:16 PM
triumphant-commitment$27.00$27.001/13/2010 3:43:15 PM
saysana$25.00$25.001/13/2010 9:33:42 PM
buffalobills$25.00$25.001/14/2010 8:10:24 AM
charming-point$300.00$300.001/14/2010 5:51:58 PM
GyJAV_BNCCo$30.00$30.001/15/2010 1:12:39 PM
vest_vortex$25.00$25.001/15/2010 5:51:03 PM
unger$50.00$50.001/16/2010 5:42:03 AM
innovator2$50.00$50.001/16/2010 9:38:00 AM
checzwick$25.00$25.001/16/2010 9:28:55 AM
DrWill$25.00$25.001/16/2010 2:19:10 PM
Calif-smo$31.98$31.981/16/2010 9:39:09 PM
skubwa$25.00$25.001/17/2010 6:02:36 PM
Laima$25.00$25.001/18/2010 7:45:56 AM
tigercat$50.00$50.001/18/2010 5:38:41 AM
tcbmc$25.00$25.001/18/2010 11:57:24 AM
credit-sasquatch3$50.00$50.001/18/2010 10:03:53 AM
cunning-bill$25.00$25.001/18/2010 2:28:08 PM
innovator2$55.80$55.801/18/2010 3:41:23 PM
Jorgef741$104.72$104.721/18/2010 5:19:56 PM
84 bids
 
Borrower Payment Dependent Notes Series 442231
This series of Notes was issued and sold upon the funding of the borrower loan #40530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 25.58% Starting borrower rate/APR: 26.58% / 28.91% Starting monthly payment: $1,015.01
Final lender yield: 24.55% Final borrower rate/APR: 25.55% / 27.86% Final monthly payment: $1,001.28
 
Auction yield range: 8.06% - 25.58% Estimated loss impact: 9.09%  
Lender servicing fee: 1.00% Estimated return: 15.46%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Mar-1987 Debt/Income ratio: 18%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 12 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 41Length of status:3y 8m
Amount delinquent: $0 Revolving credit balance: $39,612 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 38%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: kinetic-finance4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest cc
Purpose of loan:

I had a one-time legal expense that I have charged to my credit cards related to the recovery of my son who was kidnapped in 2001.? The case has conluded, and all legal fees have been paid.? Over the past 12 months, I have reduced the balance carried on my credit cards from just over $60,000 to $38,000 using "operating cash flow" from my salary.I have the financial means to pay off these cards by August, 2010, but would like to lock in a competitive interest rate on $25K of the outstanding $38K balance over a 36 month period.

My financial situation:
I have an outstanding credit history.? I make a salary of $175,000 as a senior executive of a software firm and my wife makes $80,000 as?an Advanced Nurse Practitoner.? Most of our investments are tied up in 401Ks and 529 plans (that we do not wish to touch to pay off this debt). Outside of the credit card debt used to finance the recovery of my son, we have a mortgage (one of the few that is not "underwater" in the US) and two car notes.? We do not "need" this loan to payoff our credit card debts - however - we would like to lock in a fixed interest rate.

My financial situation:
I have an outstanding credit history.? I make a salary of $175,000 as a senior executive of a software firm and my wife makes $80,000 as?an Advanced Nurse Practitoner.? Most of our investments are tied up in 401Ks and 529 plans (that we do not wish to touch to pay off this debt). Outside of the credit card debt used to finance the recovery of my son, we have a mortgage (one of the few that is not "underwater" in the US) and two car notes.? We do not "need" this loan to payoff our credit card debts - however - we would like to lock in a fixed interest rate.
Information in the Description is not verified.
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Questions & Answers
Q: what are the rates on your cards and what is the highest rate on a prosper loan you would accept ? good luck - sturdy-peace9
A: The debt is on two cards, Discover and the "Visa Black Card" (Barclays). The balance is split between the two ($18K on Discover and the rest on the Black Card) and is currently at 0.0% on both. If only I could keep it there ;) The intro rate on both cards expires in April and will go up to 18% on Discover and 13.5% on the Black Card. While these are good rates (especially for balance transfers), they are (as you know) not fixed. The highest rate I'll accept is the "bid rate." (Jan-15-2010)
1 question & answer
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Winning Bids
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DRA-Properties$25.00$25.001/12/2010 4:35:12 PM
puifais$25.00$25.001/12/2010 4:38:08 PM
a-special-power$25.00$25.001/12/2010 4:37:21 PM
GElender$25.00$25.001/12/2010 4:35:31 PM
oreyedoc$25.00$25.001/12/2010 4:38:23 PM
jonbozeman$25.00$25.001/12/2010 4:38:26 PM
exact-loan5$30.00$30.001/12/2010 4:35:47 PM
tallmon$25.00$25.001/12/2010 4:37:33 PM
cognizant-rate732$50.00$50.001/12/2010 4:37:36 PM
direct-yield$25.00$25.001/12/2010 4:36:14 PM
jbaum$25.00$25.001/12/2010 4:37:54 PM
red-ready-principal$100.00$100.001/12/2010 4:36:29 PM
personal-lender$25.00$25.001/12/2010 4:39:08 PM
Duanep01$25.00$25.001/12/2010 4:36:35 PM
cognizant-wealth$25.00$25.001/12/2010 4:39:18 PM
blue-liberty-gourd$25.00$25.001/12/2010 4:36:39 PM
Auburnmist$25.00$25.001/12/2010 4:38:24 PM
astute-dollar$50.00$50.001/12/2010 4:38:36 PM
halothane_logic$25.00$25.001/12/2010 4:36:54 PM
saffron4$25.00$25.001/12/2010 4:38:55 PM
thestartuplender$35.00$35.001/12/2010 4:39:55 PM
blooming-dedication$50.00$50.001/12/2010 4:39:14 PM
lloyd_s$25.00$25.001/12/2010 4:40:04 PM
ryan23$25.00$25.001/12/2010 4:39:27 PM
orange-preeminant-bill$100.00$100.001/12/2010 4:37:30 PM
dedicated-diversification5$100.00$100.001/12/2010 4:40:10 PM
impeccable-transparency$50.00$50.001/12/2010 4:39:37 PM
Diamond_Jim$25.00$25.001/12/2010 4:39:58 PM
duty-sensai$25.00$25.001/12/2010 4:40:02 PM
Turtlebear44$25.00$25.001/12/2010 4:40:13 PM
Cai8899$30.00$30.001/12/2010 4:38:16 PM
mbell$25.00$25.001/12/2010 4:40:24 PM
teller$25.00$25.001/12/2010 4:38:39 PM
HarryRoberts$50.00$50.001/12/2010 4:41:14 PM
TheCount$25.00$25.001/12/2010 4:41:31 PM
PatRichi$25.00$25.001/12/2010 4:41:37 PM
fortytwo$50.00$50.001/12/2010 4:41:42 PM
Peterman$25.00$25.001/12/2010 4:41:02 PM
skybolt4$25.00$25.001/12/2010 4:41:53 PM
gatorsean2168$25.00$25.001/12/2010 4:42:06 PM
penny-surgeon$25.00$25.001/12/2010 4:41:12 PM
treasure-transporter$25.00$25.001/12/2010 4:42:10 PM
Kreditorium$93.80$93.801/12/2010 4:42:18 PM
FullDisclosureBorrower$25.00$25.001/12/2010 4:42:40 PM
likeable-openness$25.00$25.001/12/2010 4:42:42 PM
djh47a$25.00$25.001/12/2010 4:41:42 PM
oneforthemoney$25.00$25.001/12/2010 4:42:53 PM
Palacios$50.00$50.001/12/2010 4:43:03 PM
chenry9202$25.00$25.001/12/2010 4:41:55 PM
open-minded-finance1$25.00$25.001/12/2010 4:43:09 PM
digen$25.00$25.001/12/2010 4:42:00 PM
nowits10$25.00$25.001/12/2010 4:43:15 PM
AF_Trust$25.00$25.001/12/2010 4:39:48 PM
AceInTheHole$25.00$25.001/12/2010 4:43:21 PM
AFairDeal$25.00$25.001/12/2010 4:42:12 PM
a-versatile-power$25.00$25.001/12/2010 4:43:28 PM
macbeck22$25.00$25.001/12/2010 4:43:31 PM
wise-cash-keeper$35.00$35.001/12/2010 4:42:16 PM
honorable-yield$35.00$35.001/12/2010 4:40:18 PM
puppy880$25.00$25.001/12/2010 4:43:35 PM
asmodayinvestment$25.00$25.001/12/2010 4:42:26 PM
transaction-animal8$25.00$25.001/12/2010 4:43:40 PM
dbmurch$25.00$25.001/12/2010 4:43:46 PM
capital-lesson$25.00$25.001/12/2010 4:42:34 PM
kaykarun$25.00$25.001/12/2010 4:40:28 PM
gaditano$25.00$25.001/12/2010 4:43:52 PM
return-confidant$25.00$25.001/12/2010 4:42:43 PM
blackbird02$25.00$25.001/12/2010 4:44:00 PM
larry2003$25.00$25.001/12/2010 4:42:46 PM
blue_skies_ahead$25.00$25.001/12/2010 4:40:44 PM
akesef$25.00$25.001/12/2010 4:44:04 PM
tomas090$25.00$25.001/12/2010 4:42:55 PM
dahburbb$25.00$25.001/12/2010 4:44:08 PM
helpful-listing$25.00$25.001/12/2010 4:42:59 PM
visionary-currency$50.00$50.001/12/2010 4:40:58 PM
magnetic-duty$25.00$25.001/12/2010 4:43:07 PM
order-prospector$25.00$25.001/12/2010 4:43:17 PM
Doug1043$25.00$25.001/12/2010 4:43:23 PM
rhin0cerx$50.00$50.001/12/2010 4:43:37 PM
miked8303$25.00$25.001/12/2010 4:41:16 PM
dough-bear$50.00$50.001/12/2010 4:43:41 PM
ghinga$25.00$25.001/12/2010 4:41:22 PM
honorable-treasure$25.00$25.001/12/2010 4:44:09 PM
FasTruk$25.00$25.001/12/2010 4:44:11 PM
yarg$25.00$25.001/12/2010 4:44:17 PM
KevinC_63366$25.00$25.001/12/2010 4:41:33 PM
natecam$25.00$25.001/12/2010 4:41:36 PM
zen1cent$25.00$25.001/12/2010 4:41:43 PM
uncleharold$25.00$25.001/12/2010 4:41:51 PM
oldtruckads$27.00$27.001/12/2010 4:42:04 PM
TEAM-Jasper$25.00$25.001/12/2010 4:42:09 PM
thedreamer$25.00$25.001/12/2010 4:42:22 PM
docktah$25.00$25.001/12/2010 4:45:49 PM
Deltaoneblue$25.00$25.001/12/2010 4:42:27 PM
etraboulay$25.00$25.001/12/2010 4:45:54 PM
Rupees_n_Pesos$25.00$25.001/12/2010 4:42:44 PM
AKgirl81$25.00$25.001/12/2010 4:46:00 PM
summerlander$25.00$25.001/12/2010 4:42:50 PM
aznmikelee$25.00$25.001/12/2010 4:42:56 PM
pleasant-nickel0$25.00$25.001/12/2010 4:46:21 PM
lilgates26$25.00$25.001/12/2010 4:43:05 PM
zone8$100.00$100.001/12/2010 4:43:11 PM
attractive-rate$25.00$25.001/12/2010 4:46:29 PM
steady-payout6$25.00$25.001/12/2010 4:43:20 PM
mswmba$25.00$25.001/12/2010 4:43:25 PM
heroic-bid4$25.00$25.001/12/2010 4:43:33 PM
AntiKris$25.00$25.001/12/2010 4:45:45 PM
circustab$50.00$50.001/12/2010 4:43:39 PM
trustu$25.00$25.001/12/2010 4:45:52 PM
cbz$25.00$25.001/12/2010 4:43:48 PM
HenryS$25.00$25.001/12/2010 4:46:46 PM
metro457$40.00$40.001/12/2010 4:46:02 PM
soccermom33$25.00$25.001/12/2010 4:43:56 PM
Headhunter14$25.00$25.001/12/2010 4:46:51 PM
DramaticGopher$25.00$25.001/12/2010 4:44:03 PM
Lender0424$30.00$30.001/12/2010 4:46:12 PM
dextro$25.00$25.001/12/2010 4:47:00 PM
sc91$25.00$25.001/12/2010 4:46:16 PM
d_grbg$25.00$25.001/12/2010 4:46:19 PM
worldly-gold$25.00$25.001/12/2010 4:46:28 PM
investor_101$25.00$25.001/12/2010 4:44:51 PM
burgeoning-silver$25.00$25.001/12/2010 4:46:40 PM
principal-kung-fu$25.00$25.001/12/2010 4:46:54 PM
listing-trapper3$50.00$50.001/12/2010 4:45:47 PM
silver-armada$50.00$50.001/12/2010 4:45:53 PM
shiny-dollar9$25.00$25.001/12/2010 4:45:59 PM
magusfoo$25.00$25.001/12/2010 4:46:14 PM
mtquan$25.00$25.001/12/2010 4:46:29 PM
sdgrowth$25.00$25.001/12/2010 4:46:41 PM
GMPK_TLAS$25.00$25.001/12/2010 4:46:52 PM
just-benefit$25.00$25.001/12/2010 4:53:38 PM
Wangersinc$25.00$25.001/12/2010 4:53:44 PM
InvestorPartners$25.00$25.001/12/2010 4:53:02 PM
Orringo$50.00$50.001/12/2010 4:53:09 PM
asmithj$50.00$50.001/12/2010 4:53:39 PM
JeffHoll$100.00$100.001/12/2010 4:53:47 PM
parsec9$25.00$25.001/12/2010 4:53:06 PM
coin-investor$25.00$25.001/12/2010 4:53:10 PM
leodaguy$25.00$25.001/12/2010 4:53:40 PM
LJLender$50.00$50.001/12/2010 4:53:46 PM
ValyaLibra01$25.00$25.001/12/2010 4:57:43 PM
intuitive-bill$25.00$25.001/12/2010 4:57:55 PM
SongBirdProphecy$25.00$25.001/12/2010 4:57:57 PM
Phantom99$25.00$25.001/12/2010 4:58:18 PM
bountiful-bazaar$25.00$25.001/12/2010 4:58:24 PM
triumph329$25.00$25.001/12/2010 4:58:30 PM
moola-phase$25.00$25.001/12/2010 4:58:34 PM
samo102us$25.00$25.001/12/2010 4:58:40 PM
Dubbs360$100.00$100.001/12/2010 4:58:48 PM
circuitfive$25.00$25.001/12/2010 4:57:36 PM
Katieo$25.00$25.001/12/2010 4:57:45 PM
the-persistent-reward$25.00$25.001/12/2010 4:58:04 PM
studious-listing8$25.00$25.001/12/2010 4:57:00 PM
Havana21$25.00$25.001/12/2010 4:58:16 PM
market-builder$25.00$25.001/12/2010 4:58:24 PM
dime-neutron$25.00$25.001/12/2010 5:00:19 PM
delivery$25.00$25.001/12/2010 4:58:35 PM
Gibbyland$50.00$50.001/12/2010 4:58:41 PM
NorthernFunds$25.00$25.001/12/2010 4:57:28 PM
marshk3$50.00$50.001/12/2010 4:57:32 PM
wwwUniversal$25.00$25.001/12/2010 4:58:56 PM
happyaric$100.00$100.001/12/2010 4:57:37 PM
apeloans$25.00$25.001/12/2010 4:57:40 PM
jlr613$25.00$25.001/12/2010 4:58:13 PM
unk1911$25.00$25.001/12/2010 4:58:17 PM
delicious-social132$25.00$25.001/12/2010 4:58:25 PM
spruce2$50.00$50.001/12/2010 4:58:33 PM
lending-bear$25.00$25.001/12/2010 4:58:39 PM
openness-prospector$25.00$25.001/12/2010 4:58:42 PM
gold-auctioneer7$25.00$25.001/12/2010 4:58:47 PM
power-sorcerer$25.00$25.001/12/2010 5:07:30 PM
ingenious-deal6$25.00$25.001/12/2010 5:07:46 PM
seisen$100.00$100.001/12/2010 5:07:08 PM
merriewold$25.00$25.001/12/2010 5:08:39 PM
iGeoff$25.00$25.001/12/2010 5:30:22 PM
divedude$25.00$25.001/12/2010 5:30:38 PM
codyrun$25.00$25.001/12/2010 5:31:10 PM
orange-finance-banker$25.00$25.001/12/2010 5:07:44 PM
slojudy$25.00$25.001/12/2010 5:31:34 PM
nofreelunch$25.00$25.001/12/2010 5:31:41 PM
Astounding$25.00$25.001/12/2010 5:32:05 PM
CASHGIRL$25.00$25.001/12/2010 5:30:34 PM
Viamin$25.00$25.001/12/2010 5:31:09 PM
WiseInvestments$25.00$25.001/12/2010 5:08:34 PM
zeelender$25.00$25.001/12/2010 5:31:17 PM
wbahl$25.00$25.001/12/2010 5:31:25 PM
cash-boots$25.00$25.001/12/2010 5:33:20 PM
srfb973$29.92$29.921/12/2010 5:32:06 PM
Au-Ag-Pt$25.00$25.001/12/2010 5:34:02 PM
showmestatekid$25.00$25.001/12/2010 5:34:24 PM
the-money-gargantuan$25.00$25.001/12/2010 5:29:33 PM
HunterSix$25.00$25.001/12/2010 5:34:47 PM
SFBank$200.00$200.001/12/2010 5:33:55 PM
nuts$57.16$57.161/12/2010 5:30:51 PM
palpbert$25.00$25.001/12/2010 5:31:18 PM
gotyourgear$25.00$25.001/12/2010 5:34:23 PM
interstellar$50.00$50.001/12/2010 5:31:32 PM
HappyHelpingLender$25.00$25.001/12/2010 5:34:41 PM
theemhdoctor$25.00$25.001/12/2010 5:31:39 PM
mizunoman$25.00$25.001/12/2010 5:31:48 PM
lendme2$25.00$25.001/12/2010 5:36:53 PM
All_Wins$25.00$25.001/12/2010 5:36:09 PM
BigCityLending$25.00$25.001/12/2010 5:33:24 PM
transaction-aggregator7$25.00$25.001/12/2010 5:37:12 PM
ttrider$25.00$25.001/12/2010 5:34:09 PM
spsavage$25.00$25.001/12/2010 5:34:26 PM
systemlender$25.00$25.001/12/2010 5:37:58 PM
JGB$25.00$25.001/12/2010 5:35:07 PM
YellowJacket$25.00$25.001/12/2010 5:35:32 PM
DadWarbucks$25.00$25.001/12/2010 5:36:55 PM
Plotinus$30.23$30.231/12/2010 5:36:57 PM
FinDoc$25.00$25.001/12/2010 5:39:27 PM
SolarMoonshine$200.00$200.001/12/2010 6:01:45 PM
cash-spinner$25.00$25.001/12/2010 5:43:24 PM
lagnisiruk$25.00$25.001/12/2010 5:44:10 PM
JustMee$25.00$25.001/12/2010 5:56:47 PM
dinero-mason$50.00$36.711/12/2010 5:44:28 PM
melodious-fairness$25.00$25.001/12/2010 7:23:47 PM
awesome-benefit1$25.00$25.001/12/2010 8:30:55 PM
drg6289$25.00$25.001/13/2010 6:51:20 AM
reflective-rupee$100.00$100.001/13/2010 9:34:29 AM
reflective-rupee$100.00$100.001/13/2010 9:35:02 AM
reflective-rupee$100.00$100.001/13/2010 9:34:41 AM
justice-hawk$112.90$112.901/13/2010 9:43:25 AM
nickel-pipeline$37.00$37.001/13/2010 10:16:24 AM
Bank_Of_XL$100.00$100.001/13/2010 4:40:39 PM
a-finance-nirvana$76.28$76.281/13/2010 7:50:07 PM
reflective-rupee$100.00$100.001/13/2010 8:08:59 PM
reflective-rupee$100.00$100.001/13/2010 8:09:10 PM
ttrider$25.00$25.001/13/2010 8:46:14 PM
reflective-rupee$100.00$100.001/13/2010 8:08:46 PM
stuart791$25.00$25.001/14/2010 6:10:14 AM
bold-principal-thinker$150.00$150.001/14/2010 6:56:40 AM
bold-principal-thinker$100.00$100.001/14/2010 6:55:53 AM
golffish2$300.00$300.001/14/2010 10:12:20 AM
Havnfun$25.00$25.001/14/2010 4:41:31 PM
lucrative-durability$25.00$25.001/15/2010 1:21:14 PM
YoungSuccessLLC$25.00$25.001/15/2010 5:46:52 PM
JPAW777$50.00$50.001/16/2010 6:25:39 AM
sharp-credit$1,000.00$1,000.001/16/2010 8:10:42 AM
Sven79$150.00$150.001/16/2010 4:32:09 PM
1-HARD-HEAD$100.00$100.001/16/2010 9:40:14 PM
sdkevin$26.47$26.471/16/2010 9:05:49 PM
TackingWindward$25.00$25.001/17/2010 9:38:27 AM
cognizant-rate732$200.00$200.001/17/2010 10:00:38 AM
cognizant-rate732$100.00$100.001/17/2010 10:13:30 AM
cognizant-rate732$250.00$250.001/17/2010 10:20:26 AM
Sugarmama21$33.00$33.001/17/2010 2:27:49 PM
LoanerPrincipal$50.00$50.001/17/2010 9:20:40 PM
a-reasonable-return$50.00$50.001/18/2010 7:31:41 AM
tnjohnso$25.00$25.001/18/2010 4:32:40 PM
farmn$25.00$25.001/18/2010 4:55:41 PM
justice-hawk$60.00$60.001/18/2010 5:13:13 PM
charming-point$300.00$300.001/18/2010 5:33:43 PM
cognizant-rate732$100.00$100.001/18/2010 6:49:36 PM
historic-nickel$25.00$25.001/18/2010 6:12:35 PM
cognizant-rate732$100.00$100.001/18/2010 6:49:09 PM
cognizant-rate732$100.00$100.001/18/2010 6:50:09 PM
Pay_Me_BACK_ASAP$50.00$50.001/18/2010 6:21:51 PM
jybank$25.00$25.001/18/2010 9:32:31 PM
freedom3$187.04$187.041/19/2010 12:38:53 AM
grammaspurse$25.00$25.001/18/2010 9:37:32 PM
squarebob$25.00$25.001/19/2010 9:19:52 AM
knight3136$25.00$25.001/19/2010 9:44:14 AM
passivesf$25.00$25.001/19/2010 12:20:34 PM
ChewyZ$25.00$25.001/19/2010 12:05:27 PM
ChrisKwan$25.00$25.001/19/2010 12:27:03 PM
ttnk62918$25.00$25.001/19/2010 12:33:12 PM
bid-papyrus$25.00$25.001/19/2010 12:42:23 PM
wild-orange$25.00$25.001/19/2010 1:08:39 PM
wealth-comet694$30.00$30.001/19/2010 1:32:10 PM
skillful-asset5$175.00$175.001/19/2010 1:57:15 PM
PrinceValium$25.00$25.001/19/2010 12:55:30 PM
585 bids
 
Borrower Payment Dependent Notes Series 442279
This series of Notes was issued and sold upon the funding of the borrower loan #40551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $82.08
Final lender yield: 24.85% Final borrower rate/APR: 25.85% / 28.17% Final monthly payment: $80.42
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.61%  
Lender servicing fee: 1.00% Estimated return: 14.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Nov-1994 Debt/Income ratio: 13%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 3 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:1y 8m
Amount delinquent: $0 Revolving credit balance: $502 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 66%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: first-treasure-zeus Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some bills
Purpose of loan:
This loan will be used to?
Pay off some bills
My financial situation:
I am a good candidate for this loan because?
I have a steady job and my credit score is respectable.
Monthly net income: $ 1800

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $ 150.00
??Phone, cable, internet: $ 170
??Food, entertainment : $ 250.00
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain your employment status a bit more...... Where you work, how long you've been here, what you do, how your monthly pay is calculated, etc? THANKS!! - SmartConsolidation
A: I work at a semi-upscale motel in a small kansas community which is owned by local investors. I am paid bi-weekly. I am the Front Office Manager. I truly enjoy my job, but the pay is not enough to clean up some balances on some bills. I would like to start building a savings account again and have a "cushion" in case of a real emergency. (Jan-13-2010)
Q: I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A: I have one outstanding personal loan which has a balance of 5,000. I make a monthly payment of 181.00 for four years. I have one credit card which has a small balance, but I don't want to get in the credit card nightmare. Monthly utilities run around 3-400.00 My car is paid for and I have no mortgage. My rent is paid also. (Jan-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SweetHoneyPot$25.00$25.001/12/2010 4:41:47 PM
inspiring-reward$50.00$50.001/12/2010 5:04:44 PM
EngineersAlliance$50.00$50.001/12/2010 5:06:49 PM
hellasow$25.00$25.001/14/2010 2:11:38 PM
zento$25.00$25.001/15/2010 11:01:51 PM
whazarook$25.00$25.001/16/2010 6:33:08 PM
cognizant-rate732$100.00$100.001/17/2010 10:10:10 AM
bright-exchange$25.00$25.001/17/2010 1:24:07 AM
elvisloans$25.00$25.001/18/2010 7:58:26 AM
Jorgef741$95.28$95.281/18/2010 4:34:44 PM
Loaner_without_a_cause$25.00$25.001/18/2010 7:05:15 PM
dime-beeper$25.00$25.001/18/2010 7:17:20 PM
squarebob$25.00$25.001/18/2010 9:01:41 PM
UCSBGAUCHOS$30.00$30.001/19/2010 8:15:09 AM
foothillender$25.00$25.001/19/2010 7:31:32 AM
glenium$25.00$25.001/19/2010 10:09:36 AM
DasMula$50.00$50.001/19/2010 11:07:05 AM
wild-orange$25.00$25.001/19/2010 1:04:42 PM
ultimate-peace$150.00$150.001/19/2010 1:07:37 PM
Thunder08$25.00$25.001/12/2010 5:07:49 PM
openness-prospector$35.57$35.571/12/2010 5:08:11 PM
SolarMoonshine$25.00$25.001/12/2010 5:52:04 PM
Bob450$25.00$25.001/12/2010 8:42:10 PM
dollardave$100.00$68.381/13/2010 12:30:14 AM
IPG1$25.00$25.001/14/2010 5:02:35 PM
brodav$50.00$50.001/14/2010 5:08:33 PM
charming-point$300.00$300.001/14/2010 5:54:37 PM
SV-AZ$25.00$25.001/14/2010 9:50:19 PM
UCLA4life$25.00$25.001/15/2010 11:17:16 AM
mercuriant$25.00$25.001/15/2010 11:41:44 AM
orange-finance-banker$25.00$25.001/15/2010 4:38:12 PM
d_grbg$25.00$25.001/15/2010 5:19:53 PM
3mma$26.51$26.511/16/2010 12:42:53 PM
marwadi-62$50.00$50.001/16/2010 9:47:35 AM
market-atlantis$25.00$25.001/16/2010 7:01:26 PM
spiff666$25.00$25.001/18/2010 7:04:52 AM
order-bee1$25.00$25.001/18/2010 12:51:28 AM
Ronnieboy888$25.00$25.001/17/2010 8:53:17 PM
Techne_Funds_LLC$25.00$25.001/18/2010 3:31:20 PM
vivacious-p2p3$25.00$25.001/18/2010 4:12:17 PM
billybragg$25.00$25.001/18/2010 7:58:06 PM
jybank$25.00$25.001/18/2010 9:34:03 PM
papaloha$50.00$50.001/19/2010 3:46:18 AM
CREinvestor$29.26$29.261/19/2010 6:59:36 AM
toxicbutterfly$30.00$30.001/19/2010 9:25:14 AM
Tevco_Investments$25.00$25.001/19/2010 10:37:31 AM
Rule62$25.00$25.001/19/2010 10:48:24 AM
five-star-note$35.00$35.001/19/2010 1:06:05 PM
TackingWindward$25.00$25.001/19/2010 1:39:41 PM
49 bids
 
Borrower Payment Dependent Notes Series 442419
This series of Notes was issued and sold upon the funding of the borrower loan #40513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 9.50% / 9.84% Starting monthly payment: $320.33
Final lender yield: 7.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $320.10
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1993 Debt/Income ratio: 13%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:13y 7m
Amount delinquent: $0 Revolving credit balance: $14,724 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: knowledgeable-responsibility6 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off the last of our remaining credit cards.? Rather than watch the interest rate continue to climb as we faithfully make our payments, I am seeking to minimize the interest I am paying and realize a definitive payoff date, with no penalty for early payoff.

My financial situation:
I am a good candidate for this loan because I am in good financial health.? My credit score is high, my debt ration is low, and I believe that paying off this last credit card from college days will allow me to begin financial planning for my future, and the future of my children in a more impactful way.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$400.00$400.001/14/2010 4:05:37 PM
first-fund-empenada$25.00$25.001/14/2010 4:21:41 PM
responsibility-butterfly$25.00$25.001/14/2010 4:21:22 PM
kenji4861$25.00$25.001/14/2010 4:32:06 PM
first-pragmatic-note$25.00$25.001/14/2010 4:31:41 PM
Kelor99$25.00$25.001/14/2010 4:32:22 PM
lean-velocity$25.00$25.001/14/2010 4:32:20 PM
rjblack$50.00$50.001/14/2010 4:39:09 PM
elasermd$50.00$50.001/14/2010 4:39:22 PM
Katburg$50.00$50.001/14/2010 4:41:59 PM
AF-Chief$35.00$35.001/14/2010 4:42:46 PM
wampum-optimization$50.00$50.001/14/2010 4:43:06 PM
thedoctor$90.00$90.001/14/2010 4:39:51 PM
Goodlender42$25.00$25.001/14/2010 4:43:12 PM
schpere$30.00$30.001/14/2010 4:43:22 PM
Cai8899$75.00$75.001/14/2010 4:43:24 PM
jbaum$100.00$100.001/14/2010 4:40:11 PM
18th_beachbum$50.00$50.001/14/2010 4:40:17 PM
delicious-social132$25.00$25.001/14/2010 4:43:50 PM
bowdish1$100.00$100.001/14/2010 4:43:56 PM
intrepid-transaction5$25.00$25.001/14/2010 4:40:54 PM
exciting-responsibility3$25.00$25.001/14/2010 4:41:10 PM
kulender$30.00$30.001/14/2010 4:41:16 PM
bchen78875$50.00$50.001/14/2010 4:41:43 PM
gulch$35.00$35.001/14/2010 4:42:06 PM
leodaguy$25.00$25.001/14/2010 4:42:14 PM
heroic-platinum$25.00$25.001/14/2010 4:45:30 PM
mikeandcat$100.00$100.001/14/2010 4:42:27 PM
Kaj$30.00$30.001/14/2010 4:42:38 PM
buukyak$25.00$25.001/14/2010 4:42:53 PM
elegant-income3$25.00$25.001/14/2010 4:43:35 PM
Jassi$25.00$25.001/14/2010 4:46:48 PM
OCedHrt$25.00$25.001/14/2010 4:43:46 PM
blooming-market$25.00$25.001/14/2010 4:44:31 PM
green-benefit-enclave$25.00$25.001/14/2010 4:44:36 PM
Fearless_Lender$25.00$25.001/14/2010 4:44:43 PM
dealarella$25.00$25.001/14/2010 4:44:52 PM
AFairDeal$25.00$25.001/14/2010 4:45:34 PM
OldFriend$25.00$25.001/14/2010 4:45:51 PM
mlopez2007$50.00$50.001/14/2010 4:45:02 PM
durability-halibut$25.00$25.001/14/2010 4:45:18 PM
financelover$50.00$50.001/14/2010 4:45:46 PM
microlendblvr$100.00$100.001/14/2010 4:46:42 PM
forthright-dedication$25.00$25.001/14/2010 4:46:46 PM
alpinaut$25.00$25.001/14/2010 4:46:34 PM
highcountry1$25.00$25.001/14/2010 4:47:06 PM
Speculator$50.00$50.001/14/2010 4:47:21 PM
inventive-wealth2$25.00$25.001/14/2010 4:47:30 PM
orange-finance-banker$25.00$25.001/14/2010 4:48:16 PM
DadWarbucks$25.00$25.001/14/2010 4:48:21 PM
bigdogsafety1$25.00$25.001/14/2010 5:05:13 PM
outtahoth2o$76.11$76.111/14/2010 5:13:22 PM
laredotornado$25.00$25.001/14/2010 5:13:55 PM
Frugal$25.00$25.001/14/2010 5:51:10 PM
pragmatic-contract$25.00$25.001/15/2010 12:56:00 AM
unclejaef$25.00$25.001/15/2010 4:54:56 AM
aasx1108$25.00$25.001/15/2010 8:29:47 AM
exchange-battalion$30.00$30.001/15/2010 9:36:50 AM
balance-voyager$100.00$100.001/15/2010 8:35:45 AM
teller$25.00$25.001/15/2010 8:30:40 AM
winter-vigilance$25.00$25.001/15/2010 9:36:25 AM
commerce-web5$40.00$40.001/15/2010 9:36:36 AM
dollar-birdie$30.00$30.001/15/2010 9:37:52 AM
TheBiggTree$25.00$25.001/15/2010 9:39:41 AM
verse99$25.00$25.001/15/2010 10:23:35 AM
Supervark$25.00$25.001/15/2010 11:00:55 AM
a-finance-nirvana$99.39$99.391/15/2010 11:12:03 AM
iLoaner$25.00$25.001/15/2010 11:00:51 AM
freeroll14$25.00$25.001/15/2010 11:14:20 AM
lendme2$25.00$25.001/15/2010 11:17:31 AM
ClearLake$25.00$25.001/15/2010 11:16:53 AM
KDW08$25.00$25.001/15/2010 12:49:24 PM
UT-Longhorn$25.00$25.001/15/2010 1:03:19 PM
Dazz2061$25.00$25.001/15/2010 11:35:23 AM
martinatime$25.00$25.001/15/2010 11:36:22 AM
alaco$25.00$25.001/15/2010 1:10:34 PM
jtrump22$25.00$25.001/15/2010 11:48:15 AM
julijask$35.00$35.001/15/2010 12:23:33 PM
JGB$25.00$25.001/15/2010 12:35:33 PM
bonus-patriot$25.00$25.001/15/2010 12:48:11 PM
codingbuddy$25.00$25.001/15/2010 3:00:11 PM
msbutah$25.00$25.001/15/2010 1:29:18 PM
GElender$50.00$50.001/15/2010 3:22:00 PM
appastk$25.00$25.001/15/2010 1:55:49 PM
RICHMONDREB$25.00$25.001/15/2010 2:18:54 PM
Steveoo1$37.23$37.231/15/2010 2:22:47 PM
sensible-order2$25.00$25.001/15/2010 2:18:44 PM
silverloan$25.00$25.001/15/2010 3:21:37 PM
Mr_Money$25.00$25.001/15/2010 2:36:35 PM
burgeoning-silver$25.00$25.001/15/2010 5:20:12 PM
balance6$25.00$25.001/16/2010 7:30:01 AM
enlisted33$25.00$25.001/16/2010 8:51:17 AM
jjswanso$25.00$25.001/16/2010 7:52:01 AM
BizBunny$25.00$25.001/16/2010 12:20:07 PM
LAAJ38$25.00$25.001/16/2010 10:45:18 AM
_G_$50.00$50.001/16/2010 5:21:15 PM
lendermender$25.00$25.001/16/2010 3:41:16 PM
zigzagz03$25.00$25.001/16/2010 8:16:30 PM
vigilance-accruer$25.00$25.001/16/2010 9:21:49 PM
credit-coach118$34.89$34.891/17/2010 11:10:10 AM
Supervark$25.00$25.001/17/2010 1:48:15 PM
kanakakm$50.00$50.001/17/2010 10:22:10 AM
diplomatic-point4$75.00$75.001/17/2010 8:28:57 PM
BayShell$50.00$9.851/17/2010 8:30:24 PM
dontscrewmeover1$25.00$25.001/17/2010 5:32:39 PM
dn0pes$25.00$25.001/17/2010 8:33:30 PM
CaptPicard$25.00$25.001/17/2010 8:03:06 PM
Kerrysbay$25.00$25.001/17/2010 8:27:01 PM
ramsumana$25.00$25.001/17/2010 8:30:13 PM
marala4285$25.00$25.001/18/2010 5:50:35 AM
rjsdsu$25.00$25.001/18/2010 4:38:07 PM
yield-quest$50.00$50.001/19/2010 8:06:56 AM
mglanham$26.78$26.781/19/2010 4:49:37 PM
wwwUniversal$25.00$25.001/19/2010 7:16:54 PM
e3oM$50.00$50.001/19/2010 7:58:03 PM
mobius_titan$25.00$25.001/20/2010 6:35:55 AM
Blind_Pig$27.00$27.001/20/2010 7:27:50 AM
EmeritusX$25.00$25.001/20/2010 11:30:58 AM
Boxster968$25.00$25.001/20/2010 10:17:16 AM
midifool$25.00$25.001/20/2010 1:25:33 PM
JerryB96$25.00$25.001/20/2010 5:39:07 PM
stammyc3$37.26$37.261/20/2010 7:14:24 PM
genuine-euro9$50.00$50.001/20/2010 8:45:29 PM
curious166$75.00$75.001/20/2010 6:23:19 PM
eastindianprince$25.00$25.001/20/2010 9:57:08 PM
springpanda$25.00$25.001/20/2010 10:56:05 PM
Charmart$25.00$25.001/21/2010 2:38:24 AM
medkoder$25.00$25.001/21/2010 3:32:24 AM
ScottFinance$25.00$25.001/21/2010 6:56:07 AM
The-CAPS-fan$36.00$36.001/21/2010 10:25:08 AM
iruz$28.41$28.411/21/2010 10:33:01 AM
GradEcon$30.11$30.111/21/2010 10:35:43 AM
Patrician$34.26$34.261/21/2010 11:17:21 AM
moneytolend72$25.22$25.221/21/2010 11:44:58 AM
interstellar$47.52$47.521/21/2010 11:50:51 AM
plbquic$25.00$25.001/21/2010 12:04:21 PM
rce1964$25.00$25.001/21/2010 12:22:17 PM
agile$25.00$25.001/21/2010 1:12:53 PM
arcite$30.37$30.371/21/2010 12:39:04 PM
bowl800$25.00$25.001/21/2010 1:02:50 PM
dollardave$47.00$47.001/21/2010 1:32:03 PM
dmitriy2$25.00$25.001/21/2010 2:15:19 PM
historyman$25.00$25.001/21/2010 3:55:17 PM
Swabjockey$25.00$25.001/14/2010 4:24:14 PM
oceanwind1950$25.00$25.001/14/2010 4:25:02 PM
discrete-asset$25.00$25.001/14/2010 4:27:40 PM
neenerman$75.00$75.001/14/2010 4:32:13 PM
cash-sensai2$25.00$25.001/14/2010 4:38:34 PM
unk1911$25.00$25.001/14/2010 4:39:43 PM
meenan$25.00$25.001/14/2010 4:40:00 PM
credit-force5$25.00$25.001/14/2010 4:40:59 PM
friendly-market5$25.00$25.001/14/2010 4:39:38 PM
majestic-dedication$50.00$50.001/14/2010 4:40:06 PM
red-favorable-basis$25.00$25.001/14/2010 4:43:29 PM
lloyd_s$25.00$25.001/14/2010 4:40:24 PM
personal-lender$25.00$25.001/14/2010 4:40:28 PM
market-builder$25.00$25.001/14/2010 4:43:39 PM
first-upright-payout$50.00$50.001/14/2010 4:40:38 PM
gold-commander0$50.00$50.001/14/2010 4:40:46 PM
junctionking$25.00$25.001/14/2010 4:40:49 PM
nuclearmoose$25.00$25.001/14/2010 4:44:18 PM
Gibbyland$100.00$100.001/14/2010 4:41:23 PM
figs4u2$80.00$80.001/14/2010 4:41:38 PM
inspired-contract9$50.00$50.001/14/2010 4:41:54 PM
Walkingcowboy$25.00$25.001/14/2010 4:42:23 PM
industrious-dedication$25.00$25.001/14/2010 4:45:40 PM
Dutchhunter$50.00$50.001/14/2010 4:46:02 PM
toblerone$50.00$50.001/14/2010 4:43:01 PM
supreme-hope$25.00$25.001/14/2010 4:44:04 PM
gracej$25.00$25.001/14/2010 4:46:55 PM
mmqc$25.00$25.001/14/2010 4:44:23 PM
SNH$50.00$50.001/14/2010 4:44:08 PM
faithey$25.00$25.001/14/2010 4:44:49 PM
greenwell$50.00$50.001/14/2010 4:48:30 PM
bill-expert$25.00$25.001/14/2010 4:45:44 PM
jsw7us$50.00$50.001/14/2010 4:48:47 PM
promiser200$25.00$25.001/14/2010 4:45:57 PM
Havana21$50.00$50.001/14/2010 4:46:18 PM
Fortuno_per_commodo$50.00$50.001/14/2010 4:58:37 PM
ijspence$25.00$25.001/14/2010 4:46:09 PM
AmericanCredit$25.00$25.001/14/2010 4:46:13 PM
DukSerduk$25.00$25.001/14/2010 4:46:20 PM
fortytwo$200.00$200.001/14/2010 4:46:24 PM
29Palms$25.00$25.001/14/2010 4:47:15 PM
kmr2$60.00$60.001/14/2010 4:47:33 PM
oreyedoc$50.00$50.001/14/2010 4:47:47 PM
ryan23$25.00$25.001/14/2010 4:48:38 PM
red-trade-cologne$25.00$25.001/14/2010 4:48:43 PM
best-vivacious-funds$25.00$25.001/14/2010 7:19:36 PM
Phantom99$25.00$25.001/14/2010 5:13:20 PM
peerlender$30.00$30.001/14/2010 7:50:43 PM
cub510$25.00$25.001/14/2010 11:41:59 PM
NR$25.00$25.001/14/2010 7:41:42 PM
desertoasis$25.00$25.001/14/2010 8:06:20 PM
grampy48$25.00$25.001/15/2010 5:51:40 AM
blot44$50.00$50.001/14/2010 8:39:56 PM
larrybird$36.40$36.401/15/2010 3:01:25 AM
five-star-note$35.00$35.001/15/2010 6:08:30 AM
coup173$25.00$25.001/15/2010 9:37:19 AM
octoberfresh$25.00$25.001/15/2010 6:49:36 AM
cberthiaume$25.00$25.001/15/2010 7:05:05 AM
determined-contract$30.00$30.001/15/2010 9:37:09 AM
rolandweary$30.00$30.001/15/2010 11:00:26 AM
determined-deal7$25.00$25.001/15/2010 9:37:40 AM
km007$25.00$25.001/15/2010 9:38:02 AM
mburke3434$25.00$25.001/15/2010 11:13:10 AM
influential-gain$25.00$25.001/15/2010 9:40:17 AM
Cheburashka$30.00$30.001/15/2010 11:20:52 AM
KiwiElf$30.00$30.001/15/2010 10:40:20 AM
bayareainv$50.00$50.001/15/2010 10:45:18 AM
Tai$25.00$25.001/15/2010 10:55:48 AM
newbietony$29.56$29.561/15/2010 11:16:36 AM
buckyhead2000$25.00$25.001/15/2010 11:17:21 AM
skillful-diversification2$25.00$25.001/15/2010 11:22:30 AM
SDNLR$25.00$25.001/15/2010 11:22:41 AM
trustedfriend$25.00$25.001/15/2010 11:22:50 AM
wampum-chorus3$25.00$25.001/15/2010 12:49:10 PM
Brainworm$25.00$25.001/15/2010 1:03:25 PM
Northsider$25.00$25.001/15/2010 11:35:50 AM
payogie$25.00$25.001/15/2010 11:55:27 AM
generous-at-heart$25.00$25.001/15/2010 12:25:59 PM
hard-working-loot$25.00$25.001/15/2010 12:49:04 PM
nickel-advocator$25.00$25.001/15/2010 2:22:57 PM
honorable-yield$75.00$75.001/15/2010 9:20:16 PM
wonderous-power$25.00$25.001/16/2010 4:14:24 AM
CREnvy$25.00$25.001/16/2010 5:40:51 AM
Orca-man$50.00$50.001/16/2010 10:36:35 AM
HappyToLoan$25.00$25.001/16/2010 7:20:08 PM
dcoggins$25.00$25.001/16/2010 5:28:31 PM
thegreatone$100.00$100.001/16/2010 4:31:17 PM
Pasagam$25.00$25.001/16/2010 10:13:44 PM
trillian16$25.00$25.001/17/2010 6:11:12 AM
Philosonie$25.00$25.001/17/2010 5:40:09 AM
natmonkey$25.00$25.001/17/2010 8:28:56 PM
MrDavid$50.00$50.001/17/2010 6:45:21 PM
RG$35.00$35.001/17/2010 8:30:10 PM
dma1206$25.00$25.001/17/2010 8:33:38 PM
jybank$50.00$50.001/17/2010 8:43:55 PM
tomjac2000$25.00$25.001/18/2010 8:54:54 AM
Zipperdu$50.00$50.001/18/2010 12:00:28 PM
Dollars4Rent$25.00$25.001/18/2010 12:53:34 PM
knark$25.00$25.001/19/2010 8:43:33 AM
bamboozled_again$250.00$250.001/19/2010 7:38:01 AM
Lefty_the_Lender$25.00$25.001/19/2010 2:29:53 PM
chuchutrain$25.00$25.001/19/2010 5:18:15 PM
wise-balanced-moola$25.00$25.001/19/2010 7:23:15 PM
justin323$25.00$25.001/19/2010 7:41:39 PM
scott2004114$50.66$50.661/19/2010 6:51:02 PM
sflash$25.00$25.001/19/2010 6:38:21 PM
market-jam$100.00$100.001/20/2010 2:51:45 AM
RainMakers$25.00$25.001/20/2010 8:51:46 AM
BankofBeth$25.00$25.001/20/2010 2:18:16 PM
Astyanax$25.00$25.001/20/2010 5:58:08 PM
serene-truth2$25.00$25.001/20/2010 7:18:50 PM
bankojerry$25.00$25.001/20/2010 7:09:25 PM
bossyboots01$25.00$25.001/21/2010 4:58:40 AM
Pickmar$25.00$25.001/21/2010 5:33:31 AM
GEOFFS3$25.00$25.001/21/2010 6:33:54 AM
Cherrypicker$50.00$50.001/21/2010 7:18:31 AM
fabeasy$25.00$25.001/21/2010 9:55:01 AM
nickel-ranch$25.00$25.001/21/2010 11:10:07 AM
esander2$31.12$31.121/21/2010 10:31:25 AM
stock_speculator$25.00$25.001/21/2010 10:47:41 AM
crw1950$50.00$50.001/21/2010 12:02:50 PM
OCLend$25.00$25.001/21/2010 11:57:27 AM
manny00$40.50$40.501/21/2010 12:14:38 PM
SanJoser$25.00$25.001/21/2010 1:33:27 PM
helping-out$40.00$40.001/21/2010 1:32:45 PM
orbital-gain$50.00$50.001/21/2010 2:30:15 PM
rate-hickory$25.00$25.001/21/2010 2:51:38 PM
gary500$29.53$29.531/21/2010 3:02:33 PM
IceFisherman$44.83$44.831/21/2010 3:54:05 PM
forthright-trade$25.00$25.001/21/2010 3:35:33 PM
StocksMan$50.00$50.001/21/2010 4:01:21 PM
274 bids
 
Borrower Payment Dependent Notes Series 442489
This series of Notes was issued and sold upon the funding of the borrower loan #40536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-20-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $498.21
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $486.48
 
Auction yield range: 4.06% - 11.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jan-2001 Debt/Income ratio: 18%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 24 / 23Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 44Length of status:1y 4m
Amount delinquent: $0 Revolving credit balance: $6,568 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$100,000+
Delinquencies in last 7y: 4 Homeownership: No  
Inquiries last 6m: 0    
Screen name: sculpture3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To the future!
This loan will be used to help support the education of my partner, who is currently attending college on a valid visa in the hope of bettering his future and becoming the first person in his family to ever graduate from college. My financial situation is extremely favorable. I am currently an attorney employed in a major New York City law firm, I have very low revolving personal debt and the remainder of my debt represents the student loans that I took out to put myself through law school. I am a great candidate for this loan because I am responsible, conscientious, attentive and committed to maintaining a long and good-standing credit history. I simply would not allow any loan that I have been granted to be negatively impacted in any way.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BigBoy2008$25.00$25.001/14/2010 4:04:24 PM
ccaxid57$25.00$25.001/14/2010 4:04:32 PM
top-silver-american$25.00$25.001/14/2010 4:04:49 PM
outtahoth2o$50.00$50.001/14/2010 4:08:49 PM
CPDDDS$50.00$50.001/14/2010 4:05:04 PM
Lilred7879$39.95$39.951/14/2010 4:09:03 PM
saxquiz$25.00$25.001/14/2010 4:05:45 PM
auction-elvis$25.00$25.001/14/2010 4:05:32 PM
zippy-interest$25.00$25.001/14/2010 4:05:39 PM
CAGE-Investments$100.00$100.001/14/2010 4:07:17 PM
one-midas$25.00$25.001/14/2010 4:05:55 PM
Thelonius98$25.00$25.001/14/2010 4:05:59 PM
marketplace-achievement$25.00$25.001/14/2010 4:06:03 PM
cognizant-rate732$25.00$25.001/14/2010 4:10:52 PM
ambmba$50.00$50.001/14/2010 4:08:17 PM
money-maniac$50.00$50.001/14/2010 4:07:35 PM
Syzygy$25.00$25.001/14/2010 4:08:34 PM
rooosta$25.00$25.001/14/2010 4:07:48 PM
asset-equilibrium0$25.00$25.001/14/2010 4:07:55 PM
head$25.00$25.001/14/2010 4:12:46 PM
currency-oak$25.00$25.001/14/2010 4:09:06 PM
Josta$50.00$50.001/14/2010 4:13:31 PM
Aquani$50.00$50.001/14/2010 4:13:45 PM
LiquidLender$25.00$25.001/14/2010 4:13:51 PM
ghinga$50.00$50.001/14/2010 4:13:59 PM
principal-kung-fu$25.00$25.001/14/2010 4:14:18 PM
gracej$25.00$25.001/14/2010 4:09:38 PM
TheoProf$50.00$50.001/14/2010 4:09:49 PM
top-commitment-champ$25.00$25.001/14/2010 4:10:38 PM
helpinghand75$25.00$25.001/14/2010 4:09:58 PM
market-builder$25.00$25.001/14/2010 4:10:23 PM
xrycac$25.00$25.001/14/2010 4:16:08 PM
vkorichkov$30.00$30.001/14/2010 4:11:14 PM
foxy-fund$50.00$50.001/14/2010 4:12:39 PM
bountiful-bazaar$25.00$25.001/14/2010 4:17:30 PM
inspiring-reward$50.00$50.001/14/2010 4:17:51 PM
jbaum$25.00$25.001/14/2010 4:14:05 PM
srilm$25.00$25.001/14/2010 4:14:13 PM
apeloans$25.00$25.001/14/2010 4:15:34 PM
How$25.00$25.001/14/2010 4:19:19 PM
junctionking$25.00$25.001/14/2010 4:17:21 PM
GElender$50.00$50.001/14/2010 4:17:34 PM
ujohnc00$25.00$25.001/14/2010 4:20:49 PM
Phantom99$25.00$25.001/14/2010 4:17:17 PM
ryan23$25.00$25.001/14/2010 4:18:38 PM
bogart2277$25.00$25.001/14/2010 4:22:33 PM
Trimalchio12$25.00$25.001/14/2010 4:18:59 PM
THREE-POINTS-LENDING$25.00$25.001/14/2010 4:19:05 PM
aldeed$25.00$25.001/14/2010 4:23:01 PM
elephantparty$25.00$25.001/14/2010 4:24:29 PM
The_Donald$25.00$25.001/14/2010 4:24:33 PM
industrious-dedication$25.00$25.001/14/2010 4:24:59 PM
psiequalsone$25.00$25.001/14/2010 4:21:44 PM
maldok1$25.00$25.001/14/2010 4:25:46 PM
enb3$25.00$25.001/14/2010 4:21:09 PM
first-fund-empenada$25.00$25.001/14/2010 4:21:39 PM
pischkoa$25.00$25.001/14/2010 4:25:58 PM
blue-liberty-gourd$25.00$25.001/14/2010 4:22:13 PM
msbutah$25.00$25.001/14/2010 4:22:18 PM
jrbill1998$50.00$50.001/14/2010 4:22:37 PM
mpatrick$50.00$50.001/14/2010 4:22:49 PM
gentle-note$25.00$25.001/14/2010 4:22:55 PM
oceanwind1950$25.00$25.001/14/2010 4:23:24 PM
Oak-Parker$25.00$25.001/14/2010 4:24:05 PM
bambampk$25.00$25.001/14/2010 4:24:36 PM
tedsrfdude$25.00$25.001/14/2010 4:24:50 PM
oaktown23$50.00$50.001/14/2010 4:24:54 PM
georgethesir$50.00$50.001/14/2010 4:25:14 PM
peso-colonel$90.00$90.001/14/2010 4:26:23 PM
green-careful-community$25.00$25.001/14/2010 4:26:44 PM
dm_invest$25.00$25.001/14/2010 4:26:02 PM
kenji4861$25.00$25.001/14/2010 4:32:04 PM
platinum-dojo$25.00$25.001/14/2010 4:28:22 PM
plentiful-reward$50.00$50.001/14/2010 4:28:47 PM
movistar$25.00$25.001/14/2010 4:29:03 PM
credible-durability$25.00$25.001/14/2010 4:29:44 PM
mmckune$25.00$25.001/14/2010 4:31:04 PM
topher515$25.00$25.001/14/2010 4:30:40 PM
ClearLake$25.00$25.001/14/2010 4:30:56 PM
skiberdad$39.07$39.071/14/2010 4:31:20 PM
neenerman$75.00$75.001/14/2010 4:32:11 PM
meenan$25.00$25.001/14/2010 4:39:59 PM
personal-lender$25.00$25.001/14/2010 4:40:30 PM
gold-commander0$50.00$50.001/14/2010 4:40:45 PM
Katburg$50.00$50.001/14/2010 4:41:58 PM
loyalist1$25.00$25.001/14/2010 4:38:32 PM
elasermd$50.00$50.001/14/2010 4:39:23 PM
buukyak$25.00$25.001/14/2010 4:42:54 PM
bowdish1$100.00$100.001/14/2010 4:43:54 PM
SNH$50.00$50.001/14/2010 4:44:09 PM
exciting-responsibility3$25.00$25.001/14/2010 4:41:08 PM
nuclearmoose$25.00$25.001/14/2010 4:44:19 PM
kulender$30.00$30.001/14/2010 4:41:15 PM
gulch$35.00$35.001/14/2010 4:42:05 PM
Kaj$30.00$30.001/14/2010 4:42:37 PM
AF-Chief$35.00$35.001/14/2010 4:42:44 PM
Goodlender42$25.00$25.001/14/2010 4:43:14 PM
wampum-optimization$50.00$50.001/14/2010 4:43:04 PM
schpere$30.00$30.001/14/2010 4:43:21 PM
Syzygy$25.00$25.001/14/2010 4:44:00 PM
microlendblvr$100.00$100.001/14/2010 4:46:41 PM
Jassi$25.00$25.001/14/2010 4:46:50 PM
blooming-market$25.00$25.001/14/2010 4:44:30 PM
green-benefit-enclave$25.00$25.001/14/2010 4:44:35 PM
Fearless_Lender$25.00$25.001/14/2010 4:44:42 PM
faithey$25.00$25.001/14/2010 4:44:46 PM
TelegramSam$25.00$25.001/14/2010 4:57:28 PM
ijspence$25.00$25.001/14/2010 4:46:08 PM
bailey1223$25.00$25.001/14/2010 4:58:15 PM
Bubbasnestegg$25.00$25.001/14/2010 4:58:24 PM
alpinaut$25.00$25.001/14/2010 4:46:32 PM
gumbit$27.06$27.061/14/2010 4:59:08 PM
stanbalwight4$25.00$25.001/14/2010 4:47:01 PM
highcountry1$25.00$25.001/14/2010 4:47:07 PM
rdrloan$25.00$25.001/14/2010 4:46:36 PM
p2p-allocator$25.00$25.001/14/2010 5:00:03 PM
ISHLEP67$35.75$35.751/14/2010 5:00:36 PM
monticello$25.00$25.001/14/2010 5:00:59 PM
red-trade-cologne$25.00$25.001/14/2010 4:48:41 PM
cashfl0w$31.37$31.371/14/2010 5:01:11 PM
oodkim84oo$40.00$40.001/14/2010 5:01:19 PM
MakoF16$50.00$50.001/14/2010 5:01:40 PM
jtradition$49.48$49.481/14/2010 5:01:45 PM
siege01$25.00$25.001/14/2010 5:02:09 PM
sellersbay$25.00$25.001/14/2010 4:47:57 PM
loiosh$25.00$25.001/14/2010 5:02:49 PM
impasse1$25.00$25.001/14/2010 4:58:50 PM
Eagledrop$25.00$25.001/14/2010 5:02:58 PM
Cheburashka$30.00$30.001/14/2010 4:48:28 PM
lizard_lips$25.00$25.001/14/2010 4:59:31 PM
dullstar$25.00$25.001/14/2010 5:04:10 PM
WillyBobba$25.00$25.001/14/2010 5:04:16 PM
Hexnut$25.00$25.001/14/2010 5:04:23 PM
Divr555$48.53$48.531/14/2010 5:00:04 PM
jl4biz$25.00$25.001/14/2010 5:04:39 PM
funds-promiser$31.19$31.191/14/2010 5:00:22 PM
tornandfrayed$25.00$25.001/14/2010 5:05:20 PM
MCKT76210$25.00$25.001/14/2010 5:01:21 PM
honorable-yield$50.00$50.001/14/2010 5:05:22 PM
BrooklynJim$25.00$25.001/14/2010 4:58:10 PM
JohnW12$25.00$25.001/14/2010 5:01:43 PM
02bob$25.00$25.001/14/2010 5:05:39 PM
skibum65$26.94$26.941/14/2010 5:05:52 PM
Marfloogan$25.00$25.001/14/2010 4:58:26 PM
desertoasis$50.00$50.001/14/2010 5:06:01 PM
dmitrk$25.00$25.001/14/2010 4:58:30 PM
herbyman$25.00$25.001/14/2010 4:58:33 PM
saschar$25.00$25.001/14/2010 4:59:25 PM
talang$25.00$25.001/14/2010 5:07:23 PM
circustab$50.00$50.001/14/2010 5:02:55 PM
BerkeleyBonds$25.00$25.001/14/2010 5:00:07 PM
CoolHelp$48.41$48.411/14/2010 5:03:15 PM
Au-Ag-Pt$25.00$25.001/14/2010 5:03:37 PM
hope-eagle6$25.00$25.001/14/2010 5:03:59 PM
OldProp$25.00$25.001/14/2010 5:04:03 PM
Dia_Lucri3$25.00$25.001/14/2010 5:01:12 PM
manyhappydogs$39.14$39.141/14/2010 5:01:23 PM
LA-Funding-Bank$25.00$25.001/14/2010 5:08:55 PM
IP$50.00$50.001/14/2010 5:01:31 PM
DUDE66$50.00$50.001/14/2010 5:04:18 PM
whiteshadow$25.00$25.001/14/2010 5:02:02 PM
Frenchynh$25.00$25.001/14/2010 5:02:05 PM
AngleofGod$25.00$25.001/14/2010 5:04:37 PM
ADIDASNO$25.00$25.001/14/2010 5:09:30 PM
bigdogsafety1$25.00$25.001/14/2010 5:04:44 PM
Agustin$35.00$35.001/14/2010 5:04:47 PM
dime-beeper$25.00$25.001/14/2010 5:10:00 PM
Purposeful$100.00$100.001/14/2010 5:05:08 PM
metro457$25.00$25.001/14/2010 5:05:14 PM
ALVO$57.08$57.081/14/2010 5:03:23 PM
NATIVEBORN$25.00$25.001/14/2010 5:03:28 PM
gold-auctioneer7$25.00$25.001/14/2010 5:05:24 PM
gravity-powered-air-cooled$25.00$25.001/14/2010 5:10:45 PM
thoughtful-community7$25.00$25.001/14/2010 5:05:27 PM
tlp43$25.00$25.001/14/2010 5:10:49 PM
value-pouch$25.00$25.001/14/2010 5:11:02 PM
gristle$25.00$25.001/14/2010 5:05:44 PM
bigphish$25.00$25.001/14/2010 5:11:09 PM
Veloce$25.00$25.001/14/2010 5:11:16 PM
jibe-set$50.00$50.001/14/2010 5:03:52 PM
bmarch$50.00$50.001/14/2010 5:04:01 PM
bid-chuckler$50.00$50.001/14/2010 5:04:05 PM
brooklynjoe$25.00$25.001/14/2010 5:06:16 PM
friendly-gold$25.00$25.001/14/2010 5:06:31 PM
duty-sensai$25.00$25.001/14/2010 5:04:28 PM
nodrivelpls$25.00$25.001/14/2010 5:04:32 PM
Orca-man$56.48$56.481/14/2010 5:07:15 PM
zimbabwe$25.00$25.001/14/2010 5:04:49 PM
burrito6$25.00$25.001/14/2010 5:05:01 PM
nprfan5$25.00$25.001/14/2010 5:08:30 PM
vkm2000$25.00$25.001/14/2010 5:05:36 PM
smurf163$25.00$25.001/14/2010 5:08:44 PM
derec$25.00$25.001/14/2010 5:08:57 PM
PROFITABLE7$25.00$25.001/14/2010 5:09:11 PM
saffron4$25.00$25.001/14/2010 5:06:38 PM
bondhedger$25.00$25.001/14/2010 5:22:01 PM
friendly-return7$25.00$25.001/14/2010 5:10:05 PM
narblark$25.00$25.001/14/2010 5:10:11 PM
bvj21$25.00$25.001/14/2010 5:08:15 PM
carlover$25.00$25.001/14/2010 5:10:14 PM
kanemochi$25.00$25.001/14/2010 5:08:19 PM
epch$25.00$25.001/14/2010 5:10:45 PM
martiantim$25.00$25.001/14/2010 5:10:53 PM
paymentologist$25.00$25.001/14/2010 5:11:04 PM
easylender$25.00$25.001/14/2010 5:09:18 PM
onlyastepaway$25.00$25.001/14/2010 5:09:22 PM
HamachiMan$25.00$25.001/14/2010 5:10:03 PM
ms48105$25.00$25.001/14/2010 5:10:08 PM
harmonious-yield$25.00$25.001/14/2010 5:10:50 PM
mtquan$25.00$25.001/14/2010 5:11:03 PM
orange-finance-banker$50.00$50.001/14/2010 8:00:18 PM
bank-examiner$25.00$25.001/15/2010 10:14:36 AM
the-bright-velocity$25.00$25.001/15/2010 12:49:41 PM
interstellar$50.00$50.001/15/2010 2:18:51 PM
goldsun$25.00$25.001/16/2010 9:27:40 PM
exchange-cowbell5$100.00$100.001/17/2010 2:08:33 PM
fishhauler$25.00$25.001/18/2010 12:11:15 PM
gourd6$50.00$50.001/18/2010 1:08:52 PM
MM1207$50.00$50.001/18/2010 5:31:25 PM
orange-finance-banker$50.00$50.001/18/2010 4:43:24 PM
CHAZGEO6685$25.00$25.001/19/2010 1:38:51 AM
estancias$25.00$25.001/19/2010 7:16:35 AM
Pasagam$50.00$50.001/19/2010 8:15:00 AM
rjsdsu$25.00$25.001/19/2010 5:23:47 PM
wwwUniversal$25.00$25.001/19/2010 7:17:54 PM
market-jam$73.32$73.321/20/2010 2:51:48 AM
GarciaCompany$25.00$25.001/20/2010 1:12:04 PM
30Sky$25.00$25.001/14/2010 4:05:10 PM
inspired-contract9$25.00$25.001/14/2010 4:05:50 PM
fortytwo$150.00$150.001/14/2010 4:07:09 PM
emelia$25.00$25.001/14/2010 4:07:42 PM
community-broadcaster$25.00$25.001/14/2010 4:08:02 PM
cpaphoto$25.00$25.001/14/2010 4:04:12 PM
harmonious-revenue7$25.00$25.001/14/2010 4:04:20 PM
thevogelfamily$40.00$40.001/14/2010 4:08:24 PM
tsui517$25.00$25.001/14/2010 4:04:56 PM
Archchancellor$25.00$25.001/14/2010 4:05:20 PM
market-path$50.00$50.001/14/2010 4:06:05 PM
Aimvest$25.00$25.001/14/2010 4:06:15 PM
peaceful-return2$25.00$25.001/14/2010 4:04:37 PM
kaiger$25.00$25.001/14/2010 4:05:26 PM
repayment-launcher$25.00$25.001/14/2010 4:07:02 PM
delicious-social132$25.00$25.001/14/2010 4:10:28 PM
red-undaunted-kindness$100.00$100.001/14/2010 4:10:33 PM
best-deal-banker$25.00$25.001/14/2010 4:07:22 PM
time4aloan$50.00$50.001/14/2010 4:07:29 PM
OCedHrt$25.00$25.001/14/2010 4:10:44 PM
spruce2$50.00$50.001/14/2010 4:10:58 PM
friendly-market5$25.00$25.001/14/2010 4:08:10 PM
kegs$100.00$100.001/14/2010 4:12:29 PM
diplomatic-point4$100.00$100.001/14/2010 4:08:44 PM
Siafu$25.00$25.001/14/2010 4:13:07 PM
Avala$50.00$50.001/14/2010 4:09:20 PM
best-phenomenal-treasure$25.00$25.001/14/2010 4:13:17 PM
Artist_Blue$25.00$25.001/14/2010 4:09:30 PM
jdrez$25.00$25.001/14/2010 4:09:14 PM
yield-lion$25.00$25.001/14/2010 4:14:31 PM
handy-justice$25.00$25.001/14/2010 4:14:46 PM
heng2x$25.00$25.001/14/2010 4:10:05 PM
durability-halibut$25.00$25.001/14/2010 4:15:02 PM
PRGuyinVA$25.00$25.001/14/2010 4:10:13 PM
careful-compassion$50.00$50.001/14/2010 4:15:24 PM
progressive-asset$100.00$100.001/14/2010 4:16:02 PM
red-favorable-basis$25.00$25.001/14/2010 4:12:07 PM
supreme-hope$25.00$25.001/14/2010 4:11:06 PM
Rob717171$25.00$25.001/14/2010 4:11:25 PM
ocho$25.00$25.001/14/2010 4:12:23 PM
elevated-platinum5$50.00$50.001/14/2010 4:16:53 PM
Fiimg$50.00$50.001/14/2010 4:11:44 PM
fcukciti$25.00$25.001/14/2010 4:11:50 PM
forthright-dedication$50.00$50.001/14/2010 4:13:00 PM
kmr2$50.00$50.001/14/2010 4:12:53 PM
credit-force5$25.00$25.001/14/2010 4:17:39 PM
Havana21$25.00$25.001/14/2010 4:14:25 PM
NorthernFunds$25.00$25.001/14/2010 4:14:39 PM
MidLifeCrisis$25.00$25.001/14/2010 4:15:41 PM
Gibbyland$75.00$75.001/14/2010 4:15:50 PM
papaloha$50.00$50.001/14/2010 4:15:11 PM
teller$25.00$25.001/14/2010 4:17:02 PM
impeccable-transparency$75.00$75.001/14/2010 4:17:09 PM
Cai8899$50.00$50.001/14/2010 4:16:23 PM
intrepid-transaction5$25.00$25.001/14/2010 4:17:25 PM
accordion8$50.00$50.001/14/2010 4:16:39 PM
investment-comet$25.00$25.001/14/2010 4:17:44 PM
return-tycoon3$150.00$150.001/14/2010 4:21:05 PM
upbeat-investment9$25.00$25.001/14/2010 4:23:06 PM
galtsgulch$25.00$25.001/14/2010 4:23:12 PM
Swabjockey$25.00$25.001/14/2010 4:24:09 PM
AFairDeal$25.00$25.001/14/2010 4:24:41 PM
responsibility-butterfly$25.00$25.001/14/2010 4:21:19 PM
bill-expert$25.00$25.001/14/2010 4:25:05 PM
Microfinancer$25.00$25.001/14/2010 4:21:01 PM
coin-equalizer2$25.00$25.001/14/2010 4:21:49 PM
BigLinCT$25.00$25.001/14/2010 4:21:55 PM
Pennywize$25.00$25.001/14/2010 4:22:27 PM
autonomous-basis$25.00$25.001/14/2010 4:23:57 PM
downbet$50.00$50.001/14/2010 4:24:01 PM
skurfa$25.00$25.001/14/2010 4:29:06 PM
happyinvallarta$50.00$50.001/14/2010 4:24:24 PM
aneley777$25.00$25.001/14/2010 4:24:20 PM
OldFriend$25.00$25.001/14/2010 4:25:21 PM
toxicbutterfly$25.00$25.001/14/2010 4:25:49 PM
kbodendorf$25.00$25.001/14/2010 4:25:54 PM
busnssmn$25.00$25.001/14/2010 4:25:09 PM
rlcot$25.00$25.001/14/2010 4:25:35 PM
biobulator$25.00$25.001/14/2010 4:31:23 PM
red-power-cooker$25.00$25.001/14/2010 4:26:54 PM
reueljw$25.00$25.001/14/2010 4:27:05 PM
walabie$25.00$25.001/14/2010 4:29:52 PM
scoobiedoo$25.00$25.001/14/2010 4:30:44 PM
first-pragmatic-note$25.00$25.001/14/2010 4:31:39 PM
JDFuego$25.00$25.001/14/2010 4:31:14 PM
lean-velocity$25.00$25.001/14/2010 4:32:18 PM
rjblack$50.00$50.001/14/2010 4:39:11 PM
18th_beachbum$50.00$50.001/14/2010 4:40:15 PM
first-upright-payout$50.00$50.001/14/2010 4:40:37 PM
egw$25.00$25.001/14/2010 4:38:02 PM
Walkingcowboy$25.00$25.001/14/2010 4:42:20 PM
availableloan$25.00$25.001/14/2010 4:39:16 PM
unk1911$25.00$25.001/14/2010 4:39:41 PM
thedoctor$90.00$90.001/14/2010 4:39:52 PM
majestic-dedication$50.00$50.001/14/2010 4:40:05 PM
elegant-income3$25.00$25.001/14/2010 4:43:34 PM
lloyd_s$25.00$25.001/14/2010 4:40:23 PM
figs4u2$80.00$80.001/14/2010 4:41:37 PM
bchen78875$50.00$50.001/14/2010 4:41:45 PM
leodaguy$25.00$25.001/14/2010 4:42:11 PM
mikeandcat$100.00$100.001/14/2010 4:42:29 PM
toblerone$50.00$50.001/14/2010 4:43:00 PM
DukSerduk$25.00$25.001/14/2010 4:46:21 PM
Speculator$50.00$50.001/14/2010 4:47:20 PM
inventive-wealth2$25.00$25.001/14/2010 4:44:15 PM
mmqc$25.00$25.001/14/2010 4:44:24 PM
DadWarbucks$25.00$25.001/14/2010 4:48:22 PM
dealarella$25.00$25.001/14/2010 4:44:53 PM
financelover$50.00$50.001/14/2010 4:45:47 PM
promiser200$25.00$25.001/14/2010 4:45:54 PM
heroic-platinum$25.00$25.001/14/2010 4:45:29 PM
AmericanCredit$25.00$25.001/14/2010 4:46:12 PM
Fortuno_per_commodo$25.00$25.001/14/2010 4:58:18 PM
Dutchhunter$50.00$50.001/14/2010 4:46:01 PM
MARSTUN$28.43$28.431/14/2010 4:59:10 PM
Little_Guy$25.00$25.001/14/2010 4:59:35 PM
Blue_HorseShoe$25.00$25.001/14/2010 4:59:46 PM
Gladglide$40.00$40.001/14/2010 4:47:27 PM
BenOrt$25.00$25.001/14/2010 4:47:51 PM
tallcoolone$50.00$50.001/14/2010 4:48:06 PM
29Palms$25.00$25.001/14/2010 4:47:14 PM
seanwolter$25.00$25.001/14/2010 5:01:15 PM
jsw7us$50.00$50.001/14/2010 4:48:46 PM
Winkyboy$25.00$25.001/14/2010 5:01:22 PM
ZedZed$25.00$25.001/14/2010 4:57:26 PM
takabanana$25.00$25.001/14/2010 5:01:52 PM
Feline_Parent$27.55$27.551/14/2010 4:57:58 PM
auction-workhorse679$25.00$25.001/14/2010 5:02:21 PM
productive-ore$25.00$25.001/14/2010 4:47:44 PM
reflective-cash0$50.00$50.001/14/2010 5:02:31 PM
Interloper$30.00$30.001/14/2010 5:02:41 PM
scottr$25.00$25.001/14/2010 5:03:19 PM
TCR3$25.00$25.001/14/2010 4:59:24 PM
don8ter$25.00$25.001/14/2010 5:04:14 PM
hanuman77$50.00$50.001/14/2010 4:59:40 PM
opmjdv$25.00$25.001/14/2010 4:59:45 PM
Cbgator$25.00$25.001/14/2010 5:01:18 PM
onesunca$25.00$25.001/14/2010 5:01:24 PM
booksleuth$44.34$44.341/14/2010 5:01:48 PM
ahalls$25.00$25.001/14/2010 5:05:51 PM
Josilot$25.00$25.001/14/2010 5:01:50 PM
cheapskate$50.00$50.001/14/2010 5:05:58 PM
LongTail$25.00$25.001/14/2010 4:58:28 PM
glalat$25.00$25.001/14/2010 5:01:56 PM
ArmyGuy$25.00$25.001/14/2010 5:02:00 PM
the-profit-oracle$25.00$25.001/14/2010 5:02:06 PM
zrohmm$25.00$25.001/14/2010 5:06:49 PM
graceful-investment$25.00$25.001/14/2010 5:02:28 PM
bold-principal-thinker$30.00$30.001/14/2010 5:07:17 PM
steadhouse$50.00$50.001/14/2010 5:02:52 PM
bnlforever$25.00$25.001/14/2010 5:03:11 PM
sharkm$37.55$37.551/14/2010 5:03:25 PM
charlieok$25.00$25.001/14/2010 5:08:12 PM
sst36$25.00$25.001/14/2010 5:01:10 PM
liberty-revolutionary5$25.00$25.001/14/2010 5:08:38 PM
Cubsfan07$25.00$25.001/14/2010 5:01:16 PM
fopaul13$25.00$25.001/14/2010 5:04:07 PM
serpentine$50.00$50.001/14/2010 5:08:48 PM
Ballard$25.00$25.001/14/2010 5:01:28 PM
DrStaff$60.00$60.001/14/2010 5:09:00 PM
cyberie21$40.00$40.001/14/2010 5:04:21 PM
loanfairy$25.00$25.001/14/2010 5:04:30 PM
calm-deal7$25.00$25.001/14/2010 5:09:08 PM
irrelevant$25.00$25.001/14/2010 5:02:03 PM
geniusj$25.00$25.001/14/2010 5:04:35 PM
balance-voyager$50.00$50.001/14/2010 5:10:02 PM
utukxul$25.00$25.001/14/2010 5:03:21 PM
vshnay$25.00$25.001/14/2010 5:10:47 PM
oreyedoc$25.00$25.001/14/2010 5:03:36 PM
coin-enclave$25.00$25.001/14/2010 5:10:57 PM
TEAM-Jasper$25.00$25.001/14/2010 5:03:42 PM
dollar-oracle55$25.00$25.001/14/2010 5:05:43 PM
ohnezweck$25.00$25.001/14/2010 5:11:05 PM
BlindJoeDeath$25.00$25.001/14/2010 5:11:11 PM
romario$50.00$50.001/14/2010 5:11:19 PM
PHI4308$25.00$25.001/14/2010 5:03:54 PM
cassius84$25.00$25.001/14/2010 5:06:02 PM
wanna-help$30.00$30.001/14/2010 5:03:58 PM
checkuto$25.00$25.001/14/2010 5:04:11 PM
SeattleAngel$25.00$25.001/14/2010 5:06:17 PM
skiingawfs$25.00$25.001/14/2010 5:04:34 PM
three-for-6$43.75$43.751/14/2010 5:04:41 PM
cub510$25.00$25.001/14/2010 5:04:45 PM
Orringo$75.00$75.001/14/2010 5:04:52 PM
transaction-aggregator7$25.00$25.001/14/2010 5:04:57 PM
bmkenn$50.00$50.001/14/2010 5:09:14 PM
asiaratt$100.00$100.001/14/2010 5:07:13 PM
affluence-tycoon$25.00$25.001/14/2010 5:09:35 PM
cathexis$25.00$25.001/14/2010 5:10:13 PM
ibuystk$50.00$50.001/14/2010 5:10:16 PM
thefiringzod$25.00$25.001/14/2010 5:10:55 PM
ualf$50.00$50.001/14/2010 5:09:04 PM
felicity-synapse$25.00$25.001/14/2010 5:11:14 PM
GATrust$50.00$50.001/14/2010 5:09:23 PM
Nic_R$25.00$25.001/14/2010 5:10:38 PM
truth-companion$25.00$25.001/14/2010 5:10:40 PM
chekat$25.00$25.001/14/2010 5:10:59 PM
LenderByDay$25.00$25.001/14/2010 5:11:07 PM
Supernick$100.00$57.861/14/2010 5:11:17 PM
wise-balanced-moola$25.00$25.001/14/2010 5:16:42 PM
vineet$25.17$25.171/15/2010 1:22:54 PM
asset-caballero$25.00$25.001/15/2010 1:42:48 PM
worth-victor6$25.00$25.001/15/2010 4:49:19 PM
invest-in-ed$60.00$60.001/16/2010 8:16:37 AM
qcksilvr20$50.00$50.001/18/2010 7:12:12 AM
orange-finance-banker$50.00$50.001/18/2010 3:10:35 PM
best-decisive-peace$25.00$25.001/18/2010 2:09:55 PM
melodious-fairness$25.00$25.001/19/2010 6:50:15 PM
justin323$46.58$46.581/19/2010 7:42:27 PM
dud$50.00$50.001/20/2010 10:34:35 AM
runbix7$25.00$25.001/20/2010 10:45:49 AM
FOFagent1$125.00$125.001/20/2010 12:49:51 PM
currency-revolutionary$25.00$25.001/20/2010 10:12:37 AM
440 bids
 
Borrower Payment Dependent Notes Series 442535
This series of Notes was issued and sold upon the funding of the borrower loan #40533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 25.58% Starting borrower rate/APR: 26.58% / 28.91% Starting monthly payment: $1,015.01
Final lender yield: 24.55% Final borrower rate/APR: 25.55% / 27.86% Final monthly payment: $1,001.28
 
Auction yield range: 8.06% - 25.58% Estimated loss impact: 9.09%  
Lender servicing fee: 1.00% Estimated return: 15.46%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Feb-1979 Debt/Income ratio: 32%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 12 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 37Length of status:26y 3m
Amount delinquent: $0 Revolving credit balance: $25,735 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 71%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: lbbeagles Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 760-779 (Latest)
Principal borrowed: $25,000.00< mo. late: 0 ( 0% )  
720-739 (Jan-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 5  
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to consolidate credit card debt.? A straight credit card debt reduction loan.
My financial situation:
I am a good candidate for this loan because I have job security having worked in the public service field at the same agency for over 26years.? I have a class "A" credit rating and I have never been deliquent/late on any type of loan/credit payment.? I have lived in the same home for over ten years.? I will use this loan to consolidate credit card paymenst and at the conclusion of payment it will help to reduce my debt to income ratio.? I am looking for a loan amount of $25,000 which I will repay in a period of three years (36 payments)? I would also like the option of paying the loan off early, if possible.
Thanks for your consideration!!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
coin-investor$25.00$25.001/14/2010 4:06:21 PM
papaloha$50.00$50.001/14/2010 4:17:58 PM
circuitfive$25.00$25.001/14/2010 4:18:03 PM
famous-bill$25.00$25.001/14/2010 4:18:30 PM
redbomb5$25.00$25.001/14/2010 4:19:59 PM
Zanthina$25.00$25.001/14/2010 4:20:16 PM
lending-bear$25.00$25.001/14/2010 4:20:22 PM
Gibbyland$50.00$50.001/14/2010 4:20:30 PM
WalnutCreekguy$25.00$25.001/14/2010 4:16:17 PM
Dubbs360$100.00$100.001/14/2010 4:20:44 PM
NorthernFunds$25.00$25.001/14/2010 4:17:53 PM
gala2$25.00$25.001/14/2010 4:17:59 PM
kmr2$40.00$40.001/14/2010 4:17:54 PM
MidLifeCrisis$25.00$25.001/14/2010 4:18:19 PM
intuitive-bill$25.00$25.001/14/2010 4:18:49 PM
Phantom99$25.00$25.001/14/2010 4:19:26 PM
thoughtful-community7$25.00$25.001/14/2010 4:19:35 PM
market-builder$25.00$25.001/14/2010 4:19:39 PM
credit-force5$25.00$25.001/14/2010 4:19:32 PM
JS_Capital$25.00$25.001/14/2010 4:19:47 PM
moola-phase$25.00$25.001/14/2010 4:20:05 PM
samo102us$25.00$25.001/14/2010 4:20:29 PM
SNH$50.00$50.001/14/2010 4:20:35 PM
gold-auctioneer7$25.00$25.001/14/2010 4:20:42 PM
supreme-hope$25.00$25.001/14/2010 4:20:36 PM
WiseInvestments$25.00$25.001/14/2010 4:27:01 PM
bronzmajom$25.00$25.001/14/2010 4:28:49 PM
bnlforever$25.00$25.001/14/2010 4:29:17 PM
MrMoney0622$25.00$25.001/14/2010 4:30:34 PM
desertoasis$50.00$50.001/14/2010 4:31:52 PM
Au-Ag-Pt$25.00$25.001/14/2010 4:27:28 PM
steves73$25.00$25.001/14/2010 4:32:54 PM
drumcorpsnut$25.00$25.001/14/2010 4:27:50 PM
greenwell$25.00$25.001/14/2010 4:27:34 PM
dinero-mason$34.99$34.991/14/2010 4:27:57 PM
exact-loan5$30.00$30.001/14/2010 4:33:23 PM
scoobiedoo$25.00$25.001/14/2010 4:28:23 PM
red-trade-cologne$25.00$25.001/14/2010 4:33:32 PM
spitzbergen$25.00$25.001/14/2010 4:28:50 PM
topher515$25.00$25.001/14/2010 4:28:43 PM
jbaum$25.00$25.001/14/2010 4:34:04 PM
108lender$56.81$56.811/14/2010 4:34:08 PM
eronyc$25.00$25.001/14/2010 4:28:55 PM
boybutter$25.00$25.001/14/2010 4:29:33 PM
usmcLS$25.00$25.001/14/2010 4:29:07 PM
hope-equation$50.00$50.001/14/2010 4:34:28 PM
howlong2retirement$25.00$25.001/14/2010 4:30:06 PM
elegant-bonus$25.00$25.001/14/2010 4:30:32 PM
saffron4$25.00$25.001/14/2010 4:34:52 PM
worklessmakemore$25.00$25.001/14/2010 4:30:29 PM
blooming-dedication$50.00$50.001/14/2010 4:35:17 PM
Vreet$25.00$25.001/14/2010 4:35:26 PM
yeti888$25.00$25.001/14/2010 4:31:48 PM
thestartuplender$35.00$35.001/14/2010 4:35:51 PM
dedicated-diversification5$100.00$100.001/14/2010 4:36:00 PM
kaykarun$25.00$25.001/14/2010 4:36:07 PM
georgethesir$25.00$25.001/14/2010 4:36:16 PM
penny-surgeon$25.00$25.001/14/2010 4:36:20 PM
Katburg$25.00$25.001/14/2010 4:36:29 PM
kmfreymi$25.00$25.001/14/2010 4:32:28 PM
vivixmedia$25.00$25.001/14/2010 4:36:41 PM
treasure-bliss$100.00$100.001/14/2010 4:31:58 PM
jhouman$25.00$25.001/14/2010 4:32:41 PM
elephantparty$25.00$25.001/14/2010 4:37:01 PM
capital-lesson$25.00$25.001/14/2010 4:37:15 PM
dime-reaction$25.00$25.001/14/2010 4:37:19 PM
Slend49$25.00$25.001/14/2010 4:37:25 PM
xzec777$25.00$25.001/14/2010 4:32:35 PM
sloan$25.00$25.001/14/2010 4:33:10 PM
zipemdown$25.00$25.001/14/2010 4:37:36 PM
melodious-fairness$25.00$25.001/14/2010 4:32:47 PM
GElender$25.00$25.001/14/2010 4:33:16 PM
orange-vigilance-shower$25.00$25.001/14/2010 4:33:00 PM
loan-master996$50.00$50.001/14/2010 4:33:22 PM
shiny-dollar9$25.00$25.001/14/2010 4:37:51 PM
bulabula$25.00$25.001/14/2010 4:33:30 PM
Wellman$100.00$100.001/14/2010 4:38:17 PM
msbutah$25.00$25.001/14/2010 4:33:36 PM
ImaPutz$25.00$25.001/14/2010 4:33:59 PM
GMPK_TLAS$25.00$25.001/14/2010 4:38:21 PM
Orringo$50.00$50.001/14/2010 4:38:29 PM
dime-beeper$25.00$25.001/14/2010 4:33:52 PM
SirJev$25.00$25.001/14/2010 4:33:56 PM
Supernick$25.00$25.001/14/2010 4:34:16 PM
charming-point$300.00$300.001/14/2010 4:34:31 PM
oreyedoc$25.00$25.001/14/2010 4:34:23 PM
teller$25.00$25.001/14/2010 4:34:37 PM
accordion8$25.00$25.001/14/2010 4:34:39 PM
wise-extraordinary-loot$25.00$25.001/14/2010 4:34:53 PM
Zolton$200.00$200.001/14/2010 4:35:30 PM
orange-courageous-dedication$30.00$30.001/14/2010 4:35:07 PM
kmprospeo$50.00$50.001/14/2010 4:36:08 PM
Purposeful$25.00$25.001/14/2010 4:36:14 PM
HarryRoberts$50.00$50.001/14/2010 4:36:21 PM
Rob717171$25.00$25.001/14/2010 4:36:31 PM
PatRichi$25.00$25.001/14/2010 4:36:37 PM
whynormal$25.00$25.001/14/2010 4:36:47 PM
Kaj$25.00$25.001/14/2010 4:35:40 PM
oceanwind1950$25.00$25.001/14/2010 4:36:58 PM
Diamond_Jim$25.00$25.001/14/2010 4:35:54 PM
TEAM-Jasper$25.00$25.001/14/2010 4:37:04 PM
mbell$25.00$25.001/14/2010 4:36:05 PM
joplinoz$25.00$25.001/14/2010 4:37:08 PM
blue_skies_ahead$25.00$25.001/14/2010 4:36:12 PM
NR$25.00$25.001/14/2010 4:37:22 PM
visionary-currency$50.00$50.001/14/2010 4:36:17 PM
Share_The_Wealth$37.52$37.521/14/2010 4:37:27 PM
KevinC_63366$25.00$25.001/14/2010 4:36:35 PM
ZTA0796$25.00$25.001/14/2010 4:37:31 PM
benjo$25.00$25.001/14/2010 4:36:40 PM
listing-trapper3$50.00$50.001/14/2010 4:37:41 PM
Rattlehead$25.00$25.001/14/2010 4:37:56 PM
industrious-dedication$25.00$25.001/14/2010 4:37:09 PM
zippy-interest$25.00$25.001/14/2010 4:38:04 PM
HamachiMan$25.00$25.001/14/2010 4:37:30 PM
forthright-dedication$100.00$100.001/14/2010 4:38:22 PM
deuce747$25.00$25.001/14/2010 4:37:39 PM
natural-greenback6$25.00$25.001/14/2010 4:38:27 PM
silver-armada$50.00$50.001/14/2010 4:37:44 PM
FeedTheMachine$200.00$200.001/14/2010 4:37:54 PM
BlindJoeDeath$25.00$25.001/14/2010 4:38:09 PM
burgeoning-silver$25.00$25.001/14/2010 4:38:19 PM
reflective-rupee$100.00$100.001/14/2010 4:43:54 PM
inspiring-reward$50.00$50.001/14/2010 4:45:04 PM
reflective-rupee$100.00$100.001/14/2010 4:43:01 PM
reflective-rupee$100.00$100.001/14/2010 4:43:22 PM
reflective-rupee$100.00$100.001/14/2010 4:44:24 PM
caseattle$25.00$25.001/14/2010 4:43:59 PM
Calif-smo$25.00$25.001/14/2010 4:48:00 PM
reflective-rupee$100.00$100.001/14/2010 4:45:09 PM
silvip$25.00$25.001/14/2010 4:48:35 PM
reflective-rupee$100.00$100.001/14/2010 4:44:55 PM
reflective-rupee$100.00$100.001/14/2010 4:45:22 PM
javajo22$25.00$25.001/14/2010 4:47:48 PM
durability-halibut$25.00$25.001/14/2010 4:48:51 PM
HoyaHeel$25.00$25.001/14/2010 4:57:44 PM
wonder_dogs$25.00$25.001/14/2010 4:47:46 PM
rock-turner$25.00$25.001/14/2010 4:47:54 PM
corvettejrw$30.00$30.001/14/2010 4:48:02 PM
NELNET$25.18$25.181/14/2010 5:03:07 PM
five-star-note$35.00$35.001/14/2010 5:03:56 PM
SnE$25.00$25.001/14/2010 5:09:40 PM
Hondo$25.00$25.001/14/2010 5:08:25 PM
bill-bearer$25.00$25.001/14/2010 5:21:24 PM
Artist_Blue$25.00$25.001/14/2010 5:21:51 PM
orange-value-exec$25.00$25.001/14/2010 5:09:24 PM
five-star-justice$36.00$36.001/14/2010 5:09:46 PM
cospilot$25.00$25.001/14/2010 5:09:58 PM
Headhunter14$25.00$25.001/14/2010 5:10:51 PM
GotoMoney$50.00$50.001/14/2010 6:02:21 PM
AF-Chief$28.00$28.001/14/2010 5:09:37 PM
orange-preeminant-bill$46.81$46.811/14/2010 5:09:48 PM
powerplant6$25.00$25.001/14/2010 6:17:15 PM
LJLender$50.00$50.001/14/2010 6:18:00 PM
wwwUniversal$25.00$25.001/14/2010 5:15:09 PM
huorn$25.00$25.001/14/2010 5:21:39 PM
lucrative-loan$50.00$50.001/14/2010 5:16:36 PM
spreadgoodwill$25.00$25.001/14/2010 6:02:20 PM
five-star-note$75.00$75.001/14/2010 6:02:46 PM
peaceful-trade$25.00$25.001/14/2010 6:01:47 PM
JW-From-SoCal$25.00$25.001/14/2010 6:16:32 PM
DrZoidberg$25.00$25.001/14/2010 6:02:18 PM
Wangersinc$25.00$25.001/14/2010 6:17:18 PM
russm011$48.35$48.351/14/2010 6:17:37 PM
GeorgiaCredit$25.00$25.001/14/2010 6:17:58 PM
melodious-fairness$25.00$25.001/14/2010 6:08:18 PM
murlirao2002$25.00$25.001/14/2010 6:18:01 PM
bold-balanced-dime$25.00$25.001/14/2010 6:16:31 PM
mickeyroi$25.00$25.001/14/2010 6:17:17 PM
phunktion$25.00$25.001/14/2010 10:01:36 PM
bonus-quark4$25.00$25.001/14/2010 6:26:06 PM
the-persistent-reward$25.00$25.001/14/2010 6:41:51 PM
SongBirdProphecy$25.00$25.001/14/2010 7:17:07 PM
Bob450$50.00$50.001/14/2010 8:45:32 PM
marshk3$50.00$50.001/14/2010 9:51:59 PM
cerebral-return3$25.00$25.001/15/2010 3:01:19 AM
flexiboy35$25.00$25.001/15/2010 10:39:41 AM
zeelender$25.00$25.001/15/2010 10:54:52 AM
SDNLR$25.00$25.001/15/2010 9:39:52 AM
nellaelyob$25.00$25.001/15/2010 11:13:48 AM
coin-daisy$25.00$25.001/15/2010 11:14:05 AM
smart-gain$25.00$25.001/15/2010 9:52:04 AM
trustu$25.00$25.001/15/2010 11:15:19 AM
magusfoo$25.00$25.001/15/2010 11:15:22 AM
HenryS$25.00$25.001/15/2010 11:16:51 AM
runner262$25.00$25.001/15/2010 11:18:42 AM
mathprof$25.00$25.001/15/2010 11:50:01 AM
TCayce$25.00$25.001/15/2010 11:50:25 AM
tallmon$25.00$25.001/15/2010 12:04:04 PM
FASTIZIO_P$27.61$27.611/15/2010 12:04:50 PM
suomynona$25.00$25.001/15/2010 11:13:41 AM
ixoyefreak$25.00$25.001/15/2010 11:13:51 AM
bhorenst$25.00$25.001/15/2010 11:13:59 AM
d_grbg$25.00$25.001/15/2010 11:15:24 AM
CASHGIRL$25.00$25.001/15/2010 11:15:59 AM
scottr$25.00$25.001/15/2010 11:16:09 AM
money-explorer3$25.00$25.001/15/2010 11:13:46 AM
socalavi8tor$25.00$25.001/15/2010 11:16:21 AM
boghdan2000$25.00$25.001/15/2010 11:14:08 AM
ambmba$25.00$25.001/15/2010 11:16:44 AM
metro457$40.00$40.001/15/2010 11:15:20 AM
kscc183$25.00$25.001/15/2010 11:16:57 AM
Bank42$50.00$50.001/15/2010 11:15:28 AM
knight3136$25.00$25.001/15/2010 12:35:36 PM
transaction-aggregator7$25.00$25.001/15/2010 11:16:11 AM
newbietony$25.00$25.001/15/2010 11:16:34 AM
imlosttoo$25.00$25.001/15/2010 11:16:41 AM
the-silver-blaster$50.00$50.001/15/2010 11:16:46 AM
p2ploan-leaper$25.00$25.001/15/2010 12:49:05 PM
wbahl$25.00$25.001/15/2010 11:35:11 AM
TommyTucker$25.00$25.001/15/2010 11:49:21 AM
Plotinus$50.00$50.001/15/2010 12:04:51 PM
alex189a$25.00$25.001/15/2010 12:33:12 PM
shawndw$25.00$25.001/15/2010 12:34:48 PM
deal-pioneer1$25.00$25.001/15/2010 12:47:56 PM
LongTail$25.00$25.001/15/2010 12:35:02 PM
golden-cat$25.00$25.001/15/2010 12:35:19 PM
JeffHoll$100.00$100.001/15/2010 12:35:51 PM
fund-medalist171$25.00$25.001/15/2010 12:49:26 PM
GatorBux$25.00$25.001/15/2010 12:49:32 PM
Bank_Of_XL$100.00$100.001/15/2010 3:33:08 PM
reflective-rupee$100.00$100.001/15/2010 4:33:16 PM
andrewnar$25.00$25.001/15/2010 4:33:57 PM
momoney2lend$25.00$25.001/15/2010 4:33:59 PM
Sol_Invictus$25.00$25.001/15/2010 5:55:13 PM
SFBank$250.00$250.001/15/2010 6:16:07 PM
wonderous-power$25.00$25.001/16/2010 4:18:19 AM
justice-hawk$50.00$50.001/15/2010 7:53:09 PM
reflective-rupee$100.00$100.001/16/2010 9:40:07 AM
reflective-rupee$100.00$100.001/16/2010 9:38:53 AM
reflective-rupee$100.00$100.001/16/2010 9:38:16 AM
reflective-rupee$100.00$100.001/16/2010 9:39:07 AM
reflective-rupee$100.00$100.001/16/2010 9:39:40 AM
reflective-rupee$100.00$100.001/16/2010 9:40:40 AM
grammaspurse$25.00$25.001/16/2010 5:25:03 PM
thoughtful-investment045$25.00$25.001/17/2010 11:39:27 AM
yoshibo$244.13$244.131/16/2010 10:25:31 PM
theonezozo$25.00$25.001/17/2010 11:46:47 AM
JohnnyPool$25.00$25.001/17/2010 11:49:50 AM
nalaari$50.00$50.001/17/2010 10:53:01 AM
justice-hawk$200.00$200.001/17/2010 8:15:06 PM
reflective-rupee$115.00$115.001/17/2010 8:35:16 PM
sc-pjb11$50.00$50.001/18/2010 4:59:30 AM
freedom3$500.00$500.001/18/2010 3:57:06 AM
ptjg$50.00$50.001/18/2010 9:26:56 AM
mercuriant$25.00$25.001/18/2010 9:58:24 AM
Pay_Me_BACK_ASAP$25.00$25.001/18/2010 10:03:35 PM
KirosPOS$56.15$56.151/18/2010 8:36:08 PM
mrwonderful272$25.00$25.001/19/2010 5:37:58 AM
Pasagam$50.00$50.001/19/2010 8:12:32 AM
RyanM561$50.00$50.001/19/2010 12:01:35 PM
UCLA4life$25.00$25.001/19/2010 2:01:47 PM
Sven79$100.00$100.001/19/2010 2:00:13 PM
justice-hawk$30.01$30.011/19/2010 4:42:41 PM
best-generosity-financier$25.00$25.001/19/2010 7:44:20 PM
LoanerPrincipal$100.00$100.001/19/2010 5:57:22 PM
medman$140.99$140.991/20/2010 9:22:38 AM
3613925$25.00$25.001/20/2010 12:59:29 PM
rhin0cerx$50.00$50.001/20/2010 11:13:12 AM
justice-hawk$25.00$25.001/20/2010 10:11:55 AM
sturdy-peace9$50.00$50.001/20/2010 1:48:57 PM
ladyorayne$100.00$100.001/20/2010 3:36:45 PM
ndwayno$35.26$35.261/20/2010 4:20:54 PM
piter-to-la-investment$50.00$50.001/20/2010 4:58:22 PM
MrRooster101$25.00$25.001/20/2010 6:24:28 PM
Trondheim_Norway$150.00$150.001/20/2010 5:31:10 PM
Tc11902$25.00$25.001/20/2010 6:41:31 PM
ChrisKwan$25.00$25.001/20/2010 10:44:51 PM
medkoder$42.92$42.921/21/2010 3:35:22 AM
TJRCapital$30.00$30.001/21/2010 6:09:38 AM
mlj0671$30.00$30.001/21/2010 8:25:25 AM
DJSweetChrisBell$57.88$57.881/21/2010 10:19:57 AM
The-CAPS-fan$75.00$75.001/21/2010 10:32:37 AM
DasMula$250.00$250.001/21/2010 9:56:34 AM
forthright-trade$25.00$25.001/21/2010 10:13:27 AM
jybank$25.00$25.001/21/2010 10:51:04 AM
benefit-flow$50.00$50.001/21/2010 11:12:10 AM
cemseller$25.00$25.001/21/2010 10:33:36 AM
us957165$25.00$25.001/21/2010 10:44:37 AM
return-grizzly$100.00$100.001/21/2010 11:36:37 AM
jtc26$50.00$50.001/21/2010 11:26:22 AM
sharp-credit$517.28$517.281/21/2010 1:24:30 PM
quest0$65.00$65.001/21/2010 3:25:44 PM
rockymtbob$25.00$25.001/21/2010 3:05:44 PM
DMKAssetManagement$35.40$35.401/21/2010 3:07:31 PM
squarebob$25.00$25.001/21/2010 3:26:00 PM
gothampark$25.00$25.001/21/2010 2:41:19 PM
leverage-monger$75.00$75.001/21/2010 3:56:12 PM
credit-missile$50.00$50.001/21/2010 4:03:50 PM
apeloans$25.00$25.001/14/2010 4:18:17 PM
decisive-capital$50.00$50.001/14/2010 4:18:25 PM
building_community$25.00$25.001/14/2010 4:19:29 PM
bountiful-bazaar$25.00$25.001/14/2010 4:19:37 PM
copper$30.00$30.001/14/2010 4:19:54 PM
delivery$25.00$25.001/14/2010 4:20:12 PM
bassman2$25.00$25.001/14/2010 4:20:25 PM
openness-prospector$25.00$25.001/14/2010 4:20:32 PM
happyaric$100.00$100.001/14/2010 4:18:09 PM
careful-compassion$25.00$25.001/14/2010 4:18:01 PM
handy-justice$25.00$25.001/14/2010 4:18:14 PM
benefit-squirrel$25.00$25.001/14/2010 4:18:45 PM
Shepherd7$25.00$25.001/14/2010 4:19:13 PM
Havana21$25.00$25.001/14/2010 4:19:22 PM
unk1911$25.00$25.001/14/2010 4:19:25 PM
delicious-social132$25.00$25.001/14/2010 4:19:41 PM
red-favorable-basis$25.00$25.001/14/2010 4:20:14 PM
triumph329$25.00$25.001/14/2010 4:19:51 PM
time4aloan$30.00$30.001/14/2010 4:20:19 PM
spruce2$50.00$50.001/14/2010 4:20:02 PM
jga516$25.00$25.001/14/2010 4:20:53 PM
seisen$100.00$100.001/14/2010 4:26:28 PM
ingenious-deal6$25.00$25.001/14/2010 4:26:47 PM
iGeoff$25.00$25.001/14/2010 4:27:20 PM
DadWarbucks$25.00$25.001/14/2010 4:27:35 PM
cash-spinner$25.00$25.001/14/2010 4:27:47 PM
evaglamazon$25.00$25.001/14/2010 4:29:12 PM
the-precious-bid$25.00$25.001/14/2010 4:26:38 PM
oldmora$50.00$50.001/14/2010 4:31:28 PM
merriewold$25.00$25.001/14/2010 4:27:06 PM
cash-boots$25.00$25.001/14/2010 4:27:23 PM
BlueWave$25.00$25.001/14/2010 4:32:26 PM
junctionking$25.00$25.001/14/2010 4:32:37 PM
CC911$25.00$25.001/14/2010 4:27:44 PM
Scoote2912$25.00$25.001/14/2010 4:27:49 PM
DRA-Properties$25.00$25.001/14/2010 4:32:56 PM
halothane_logic$25.00$25.001/14/2010 4:33:46 PM
CAGE-Investments$50.00$50.001/14/2010 4:28:35 PM
yield-lion$25.00$25.001/14/2010 4:33:53 PM
beezling$52.00$52.001/14/2010 4:28:52 PM
jonbozeman$25.00$25.001/14/2010 4:34:25 PM
skro$25.00$25.001/14/2010 4:29:57 PM
rdecartus$25.00$25.001/14/2010 4:29:39 PM
p123$25.00$25.001/14/2010 4:34:41 PM
value-pole$25.00$25.001/14/2010 4:35:00 PM
personal-lender$25.00$25.001/14/2010 4:35:06 PM
elegant-income3$25.00$25.001/14/2010 4:35:32 PM
AF_Trust$25.00$25.001/14/2010 4:35:47 PM
lloyd_s$25.00$25.001/14/2010 4:35:58 PM
honorable-yield$35.00$35.001/14/2010 4:36:03 PM
CarDealer3070$30.00$30.001/14/2010 4:36:04 PM
Clemens104$50.00$50.001/14/2010 4:36:09 PM
IIP77$25.00$25.001/14/2010 4:36:18 PM
miked8303$25.00$25.001/14/2010 4:36:23 PM
TheCount$25.00$25.001/14/2010 4:36:33 PM
purdue98$25.00$25.001/14/2010 4:32:29 PM
fortytwo$50.00$50.001/14/2010 4:36:43 PM
intrepid-transaction5$25.00$25.001/14/2010 4:32:38 PM
uncleharold$25.00$25.001/14/2010 4:36:55 PM
EnigmaNYC-29$25.00$25.001/14/2010 4:32:43 PM
aznmikelee$25.00$25.001/14/2010 4:37:17 PM
helpful-listing$25.00$25.001/14/2010 4:37:20 PM
circustab$50.00$50.001/14/2010 4:37:28 PM
affluence-tycoon$25.00$25.001/14/2010 4:33:07 PM
akesef$25.00$25.001/14/2010 4:37:35 PM
slico$25.00$25.001/14/2010 4:37:43 PM
vkorichkov$30.00$30.001/14/2010 4:37:50 PM
secobarbital$25.00$25.001/14/2010 4:33:20 PM
direct-yield$25.00$25.001/14/2010 4:33:27 PM
AKgirl81$25.00$25.001/14/2010 4:37:52 PM
Jonb6919$25.00$25.001/14/2010 4:33:35 PM
mtquan$25.00$25.001/14/2010 4:38:15 PM
blue-liberty-gourd$25.00$25.001/14/2010 4:33:33 PM
nourishing-hope835$25.00$25.001/14/2010 4:38:20 PM
Sanford-N-Sons$25.00$25.001/14/2010 4:33:38 PM
parsec9$25.00$25.001/14/2010 4:38:28 PM
Banker7371$25.00$25.001/14/2010 4:34:09 PM
contract-neutron$25.00$25.001/14/2010 4:34:02 PM
puifais$25.00$25.001/14/2010 4:34:15 PM
Cai8899$30.00$30.001/14/2010 4:34:19 PM
astute-dollar$50.00$50.001/14/2010 4:34:34 PM
Auburnmist$25.00$25.001/14/2010 4:34:24 PM
falcon88dp$25.00$25.001/14/2010 4:39:17 PM
VBAces$25.00$25.001/14/2010 4:34:57 PM
impeccable-transparency$50.00$50.001/14/2010 4:35:34 PM
elevated-platinum5$25.00$25.001/14/2010 4:35:36 PM
MissionMicroFinance$25.00$25.001/14/2010 4:35:50 PM
Turtlebear44$25.00$25.001/14/2010 4:36:01 PM
Buffer10$100.00$100.001/14/2010 4:35:15 PM
rooosta$25.00$25.001/14/2010 4:36:13 PM
cognizant-wealth$25.00$25.001/14/2010 4:35:20 PM
Speculator$50.00$50.001/14/2010 4:36:19 PM
tsquared_030$25.00$25.001/14/2010 4:35:24 PM
ghinga$25.00$25.001/14/2010 4:36:27 PM
ryan23$25.00$25.001/14/2010 4:35:29 PM
natecam$25.00$25.001/14/2010 4:36:36 PM
zen1cent$25.00$25.001/14/2010 4:36:45 PM
asiaratt$100.00$100.001/14/2010 4:36:53 PM
green-careful-community$25.00$25.001/14/2010 4:37:03 PM
duty-sensai$25.00$25.001/14/2010 4:35:56 PM
AFairDeal$25.00$25.001/14/2010 4:37:06 PM
CROBRUN$25.00$25.001/14/2010 4:36:10 PM
Deltaoneblue$25.00$25.001/14/2010 4:37:12 PM
macbeck22$25.00$25.001/14/2010 4:37:23 PM
bold-principal-thinker$35.00$35.001/14/2010 4:37:29 PM
gizzywump$25.00$25.001/14/2010 4:36:24 PM
note-tent$25.00$25.001/14/2010 4:36:39 PM
toxicbutterfly$25.00$25.001/14/2010 4:37:39 PM
djh47a$25.00$25.001/14/2010 4:36:45 PM
etraboulay$25.00$25.001/14/2010 4:37:46 PM
dime-neutron$25.00$25.001/14/2010 4:41:20 PM
wise-cash-keeper$35.00$35.001/14/2010 4:37:07 PM
cunning-bill$25.00$25.001/14/2010 4:37:58 PM
worldly-gold$25.00$25.001/14/2010 4:38:13 PM
terminus$25.00$25.001/14/2010 4:37:37 PM
dextro$25.00$25.001/14/2010 4:38:25 PM
docktah$25.00$25.001/14/2010 4:37:42 PM
head$25.00$25.001/14/2010 4:37:49 PM
GMOD026$25.00$25.001/14/2010 4:38:05 PM
attractive-rate$25.00$25.001/14/2010 4:38:16 PM
principal-kung-fu$25.00$25.001/14/2010 4:38:23 PM
frugalinvestor20$25.00$25.001/14/2010 4:39:45 PM
reflective-rupee$100.00$100.001/14/2010 4:43:35 PM
reflective-rupee$100.00$100.001/14/2010 4:42:46 PM
Mavdyaus$25.00$25.001/14/2010 4:47:05 PM
reflective-rupee$100.00$100.001/14/2010 4:44:43 PM
jonn834$25.00$25.001/14/2010 4:48:19 PM
impasse1$25.00$25.001/14/2010 4:59:20 PM
graceful-investment$25.00$25.001/14/2010 4:47:52 PM
derec$25.00$25.001/14/2010 4:47:45 PM
mbwillma$25.00$25.001/14/2010 4:48:06 PM
AntiKris$25.00$25.001/14/2010 5:10:31 PM
unbeatable-wealth$25.00$25.001/14/2010 5:07:35 PM
Savings_EQ_Dignity$25.00$25.001/14/2010 5:05:04 PM
dbmurch$25.00$25.001/14/2010 5:09:55 PM
archeanchaos$25.00$25.001/14/2010 6:02:14 PM
favorite-durability$25.00$25.001/14/2010 6:02:28 PM
b-rent$25.00$25.001/14/2010 5:12:39 PM
626457$25.00$25.001/14/2010 6:17:47 PM
fizwahh$25.00$25.001/14/2010 7:17:47 PM
quicksilver70$25.00$25.001/14/2010 5:27:21 PM
benevolent-bonus$25.00$25.001/14/2010 6:02:19 PM
five-star-note$60.00$60.001/14/2010 6:02:45 PM
SolarMoonshine$200.00$200.001/14/2010 5:51:23 PM
euro-mirth$25.00$25.001/14/2010 6:01:46 PM
a275ranger$25.00$25.001/14/2010 6:16:33 PM
fair-funds$25.00$25.001/14/2010 6:02:22 PM
leodaguy$25.00$25.001/14/2010 6:17:14 PM
tractorman$25.00$25.001/14/2010 6:17:43 PM
LeoBUSIIT$25.00$25.001/14/2010 6:17:59 PM
benjamins-voyage$25.00$25.001/14/2010 6:17:11 PM
compassion-paladin042$25.00$25.001/14/2010 6:17:41 PM
truth-eclair$25.00$25.001/15/2010 5:51:48 AM
sensible-order2$25.00$25.001/15/2010 9:05:49 AM
371millwood$200.00$200.001/15/2010 5:29:14 AM
fcb202$25.00$25.001/15/2010 5:51:44 AM
omerta6102$50.00$50.001/15/2010 9:38:26 AM
shiregroup$30.00$30.001/15/2010 7:46:03 AM
asmithj$50.00$50.001/15/2010 9:40:41 AM
studious-listing8$25.00$25.001/15/2010 10:09:49 AM
buffalobills$25.00$25.001/15/2010 8:21:01 AM
slartibardfast$25.00$25.001/15/2010 9:05:48 AM
KiwiElf$25.00$25.001/15/2010 10:39:47 AM
maximizer$25.00$25.001/15/2010 9:30:54 AM
JM245$25.00$25.001/15/2010 11:04:04 AM
acebandit$25.00$25.001/15/2010 11:13:43 AM
mledom$25.00$25.001/15/2010 11:13:49 AM
87Marc$25.00$25.001/15/2010 11:14:09 AM
Lender0424$30.00$30.001/15/2010 11:15:21 AM
InvestorPartners$25.00$25.001/15/2010 11:15:52 AM
orderly-loot$25.00$25.001/15/2010 11:16:48 AM
BeenThereMyself$50.00$50.001/15/2010 11:17:04 AM
rmachi$25.00$25.001/15/2010 10:39:43 AM
whatknows$25.00$25.001/15/2010 11:35:41 AM
upc_tnt$25.00$25.001/15/2010 11:35:53 AM
kindness-casserole$26.71$26.711/15/2010 10:45:37 AM
Astounding$25.00$25.001/15/2010 10:54:55 AM
checca4u$25.00$25.001/15/2010 10:53:02 AM
PhalanxBulldog$25.00$25.001/15/2010 11:50:17 AM
Yankeeeagle$50.00$50.001/15/2010 12:03:06 PM
EtaDuck$25.00$25.001/15/2010 11:13:15 AM
assetmanager$25.00$25.001/15/2010 11:13:34 AM
green-benefit-enclave$25.00$25.001/15/2010 11:13:44 AM
DDHMoney$25.00$25.001/15/2010 11:13:54 AM
thorough-p2p$25.00$25.001/15/2010 11:14:06 AM
nickel-advocator$25.00$25.001/15/2010 11:15:15 AM
Ananya$25.00$25.001/15/2010 11:15:26 AM
misterhobbs$25.00$25.001/15/2010 11:13:28 AM
HunterSix$25.00$25.001/15/2010 11:16:05 AM
SerG_PunK$25.00$25.001/15/2010 11:13:42 AM
helping-out$25.00$25.001/15/2010 11:16:19 AM
minddoc$25.00$25.001/15/2010 11:14:03 AM
contract-voltage$25.00$25.001/15/2010 11:16:23 AM
Veshay$34.27$34.271/15/2010 12:35:12 PM
MARWARISETH$25.00$25.001/15/2010 11:15:17 AM
portfolio-zone801$25.00$25.001/15/2010 11:16:49 AM
sc91$25.00$25.001/15/2010 11:15:23 AM
lendme2$25.00$25.001/15/2010 11:16:07 AM
mizount$25.00$25.001/15/2010 11:16:30 AM
a-finance-nirvana$25.00$25.001/15/2010 12:46:16 PM
drg6289$25.00$25.001/15/2010 11:16:38 AM
pleasant-nickel0$25.00$25.001/15/2010 11:16:45 AM
sdgrowth$25.00$25.001/15/2010 11:16:50 AM
the-money-gargantuan$25.00$25.001/15/2010 12:48:59 PM
UT-Longhorn$25.00$25.001/15/2010 12:49:33 PM
Entejaeger$25.00$25.001/15/2010 11:17:37 AM
czar3$40.00$40.001/15/2010 12:53:34 PM
Brainworm$25.00$25.001/15/2010 11:35:25 AM
brutusbone$25.00$25.001/15/2010 1:07:21 PM
divedude$25.00$25.001/15/2010 11:35:10 AM
transparency-burger$25.00$25.001/15/2010 1:10:12 PM
spsavage$25.00$25.001/15/2010 11:49:59 AM
FoosMaster$25.00$25.001/15/2010 11:41:49 AM
Citytrustbankerguy$25.00$25.001/15/2010 11:49:14 AM
Dap2005$25.00$25.001/15/2010 11:50:14 AM
Raser$25.00$25.001/15/2010 12:32:47 PM
NATIVEBORN$25.00$25.001/15/2010 12:34:46 PM
flwah$25.00$25.001/15/2010 12:19:38 PM
gain-butterfly$25.00$25.001/15/2010 12:46:20 PM
independent-investment$25.00$25.001/15/2010 12:48:20 PM
useful-p2ploan$50.00$50.001/15/2010 12:49:31 PM
Orca-man$25.00$25.001/15/2010 1:35:14 PM
wise-silver-wonder$48.58$48.581/15/2010 2:18:30 PM
selfmademan$25.00$25.001/15/2010 2:20:12 PM
reflective-rupee$100.00$100.001/15/2010 4:33:05 PM
ttrider$25.00$25.001/15/2010 4:33:43 PM
LenderExtraordinaire$25.00$9.561/15/2010 4:34:00 PM
red-ready-principal$100.00$100.001/15/2010 4:33:31 PM
ElAbel11$25.00$25.001/15/2010 4:33:50 PM
Berger2323$25.00$25.001/15/2010 4:33:32 PM
Whipster$25.00$25.001/15/2010 7:33:12 PM
KirosPOS$154.25$154.251/15/2010 10:52:53 PM
reflective-rupee$100.00$100.001/16/2010 9:38:40 AM
reflective-rupee$100.00$100.001/16/2010 9:39:53 AM
sharp-credit$1,000.00$1,000.001/16/2010 8:13:58 AM
reflective-rupee$100.00$100.001/16/2010 9:39:20 AM
Imaginos1892$250.00$250.001/16/2010 12:46:37 PM
reflective-rupee$100.00$100.001/16/2010 9:38:27 AM
reflective-rupee$100.00$100.001/16/2010 9:40:22 AM
welshcat$186.55$186.551/16/2010 10:20:49 AM
squarebob$25.00$25.001/17/2010 5:59:34 AM
missile5$50.00$50.001/16/2010 7:13:43 PM
DJReflections$25.00$25.001/16/2010 9:26:36 PM
Ronnieboy888$25.00$25.001/17/2010 8:31:48 PM
jgar_O$25.00$25.001/17/2010 6:47:31 PM
Syzygy$25.00$25.001/17/2010 10:37:29 PM
KlarthXVII$50.00$50.001/18/2010 6:01:35 AM
YoungSuccessLLC$25.00$25.001/18/2010 4:32:11 PM
Ray3486$25.00$25.001/18/2010 5:02:45 PM
lender12345$25.00$25.001/18/2010 8:18:09 PM
TackingWindward$25.00$25.001/19/2010 6:53:52 AM
HarryRoberts$100.00$100.001/19/2010 8:53:03 AM
Tingali$50.00$50.001/19/2010 11:50:52 AM
exchange-cowbell5$100.00$100.001/19/2010 4:10:02 PM
exchange-cowbell5$100.00$100.001/19/2010 4:09:38 PM
vivacious-p2p3$25.00$25.001/19/2010 5:14:24 PM
bid-papyrus$25.00$25.001/19/2010 5:22:14 PM
BBL$25.00$25.001/19/2010 5:23:43 PM
Kash2010lu$25.00$25.001/19/2010 9:17:14 PM
mmeyer_jr$25.00$25.001/19/2010 7:45:19 PM
monstersdad$50.00$50.001/19/2010 8:31:49 PM
credit-missile$50.00$50.001/20/2010 12:53:28 AM
unger$50.00$50.001/20/2010 9:24:13 AM
fund-secret-agent$25.00$25.001/20/2010 11:22:46 AM
integrity-doctor$50.00$50.001/20/2010 2:17:33 PM
Laima$25.00$25.001/20/2010 3:48:44 PM
patriot384$100.00$100.001/20/2010 4:09:01 PM
Jorgef741$100.00$100.001/20/2010 4:49:05 PM
rate-seahorse$25.00$25.001/20/2010 5:39:40 PM
labyrinth0$25.00$25.001/20/2010 5:49:21 PM
cleo1255$50.00$50.001/20/2010 5:16:01 PM
clemclan$25.00$25.001/20/2010 4:48:06 PM
nickel-pipeline$25.00$25.001/20/2010 7:15:52 PM
Trondheim_Norway$153.05$153.051/20/2010 5:34:25 PM
Ambassador$25.00$25.001/20/2010 7:39:50 PM
TicTac$75.00$75.001/20/2010 8:19:31 PM
BuzzyBee336$25.00$25.001/20/2010 10:30:53 PM
credit-coach118$35.00$35.001/20/2010 11:27:23 PM
1traveler$25.00$25.001/21/2010 12:21:21 AM
kendigme$25.00$25.001/21/2010 2:53:38 AM
Mindful7$25.00$25.001/21/2010 6:09:23 AM
Capit0l$25.00$25.001/21/2010 7:16:56 AM
NekHoldings$25.00$25.001/21/2010 8:18:58 AM
113121$25.00$25.001/21/2010 8:26:53 AM
credit-missile$115.74$115.741/21/2010 9:31:53 AM
LoanerPrincipal$150.00$150.001/21/2010 9:50:51 AM
skillful-asset5$50.00$50.001/21/2010 11:41:54 AM
vest_vortex$25.00$25.001/21/2010 2:47:57 PM
SmartBanking$25.00$25.001/21/2010 2:47:53 PM
principal-laser$88.00$88.001/21/2010 3:32:56 PM
asset-control2$50.00$50.001/21/2010 3:53:27 PM
580 bids
 
Borrower Payment Dependent Notes Series 442583
This series of Notes was issued and sold upon the funding of the borrower loan #40516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 24.53% Starting monthly payment: $41.49
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 20.37% Final monthly payment: $39.22
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.86%  
Lender servicing fee: 1.00% Estimated return: 9.14%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Dec-1995 Debt/Income ratio: 40%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 30Length of status:6y 9m
Amount delinquent: $936 Revolving credit balance: $6,009 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 74%Stated income:$1-$24,999
Delinquencies in last 7y: 39 Homeownership: No  
Inquiries last 6m: 0    
Screen name: snipehuntingforhire Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,200.00< mo. late: 0 ( 0% )  
640-659 (Feb-2008)
 
Principal balance: $525.17 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
fixing the truck
Purpose of loan:
This loan will be used to? Fix up the 04 ford ranger that I purchased with my last prosper loan, a trade in, and a loan from a local bank.? The truck needs a new coolant system, it runs, but I would like to fix it right to keep it road worthy.? I just paid for new tires [cash].? It would also like a tune up from "santa" too.? I have an excellent real mechanic with a real shop and this is his low estimate to replace the head gasket, radiator systems, etc.? The price from him is way lower than anyone elses quote.? I purchase the parts from my friend who wholesales parts [thus the low loan amount needed] so all around I have it made. partial of the new loan will go to pay off prosper number one loan[ with less than 530.00 balance]

My financial situation:
I am a good candidate for this loan because? I do have a black mark [bankrupt]on my credit report, no excuses, but I came home from Iraq from a tour with the Army military Police and came home to my employeer of two years not hiring me back, they claim "they forgot". I was unemployable for over 6 months with Doctor bills, a rash from the desert lice, and to top it off,? no job... I was backed to the wall.??Years later, I am now with a Veterans disability rating, an honorable discharge, and working full time and my trash route job in the evening, I am paying all my bills on time!?? I? paid off my former?truck with over 24% interest, from a high risk lending company, but I paid 100% on time, three months ahead and paid it off very early. That company is no longer in the loan business. All of my current accounts are in good standing.? My student loan is paid for months before the?payment is due, my target card is a?500 balance, my visa is a 2000 balance, my mastercard is a 2000 balance, the accnt in defaut is not correct, it was a motorcycle I no longer own and its in question as to why its listed on the credit report to begin with, that motorcycle was stolen and then sold to me in a huge legal debockle!? I also work a seasonal job as a mascot, that starts every april and lasts about?6months.? Thank you for helping me.

Monthly net income: $ I bring home $350 per week after taxes/benefits from the grocery store, and a yearly bonus of $1200,?and $400 per month?after expenses on the trash job, and my season job is bringing in about 2000 per year after taxes.

Monthly expenses: $
??Housing: $ 500.
??Insurance: $100.
??Car expenses: $ 150.
??Utilities: $?200.
??Phone, cable, internet: $ included in utilities
??Food, entertainment: $ 100.
??Clothing, household expenses $ 100.
??Credit cards and other loans: $ 400.
??Other expenses: $ 0.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mbf2234$25.00$25.001/15/2010 6:48:38 AM
CoolPlexer$25.00$25.001/17/2010 2:18:04 PM
lender12345$25.00$25.001/18/2010 8:21:47 PM
CoolPlexer$25.99$25.991/20/2010 4:28:31 PM
ritchie70$25.00$25.001/20/2010 5:23:12 PM
Little_Tuna_College_Fund$50.00$50.001/20/2010 9:33:06 PM
Little_Tuna_College_Fund$50.00$50.001/20/2010 9:33:23 PM
Chillito$43.00$37.871/21/2010 1:06:08 AM
wild-orange$25.00$25.001/21/2010 12:51:41 PM
exchange-cowbell5$150.00$150.001/21/2010 3:51:58 PM
Aberdeen$300.00$300.001/16/2010 10:39:57 PM
toxicbutterfly$50.00$50.001/19/2010 9:18:02 AM
labyrinth0$25.00$25.001/20/2010 5:49:46 PM
Mikale360$25.00$25.001/20/2010 6:30:11 PM
TFAD72$25.00$25.001/21/2010 8:05:06 AM
amor1962$25.00$25.001/21/2010 8:32:35 AM
crjmechanic$25.00$25.001/21/2010 11:07:59 AM
Leshan$100.00$100.001/21/2010 1:04:13 PM
UncleSafety$61.14$61.141/21/2010 2:37:45 PM
MStackIV$25.00$25.001/21/2010 3:30:54 PM
20 bids
 
Borrower Payment Dependent Notes Series 442737
This series of Notes was issued and sold upon the funding of the borrower loan #40527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,350.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jan-15-2010 
  Auction end date:  Jan-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $151.54
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.44% Final monthly payment: $149.65
 
Auction yield range: 14.06% - 34.00% Estimated loss impact: 16.22%  
Lender servicing fee: 1.00% Estimated return: 16.78%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Jan-1994 Debt/Income ratio: 18%
Credit score: 620-639 (Jan-2010) Current / open credit lines: 4 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:7y 4m
Amount delinquent: $0 Revolving credit balance: $375 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 75%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: bmetjpf Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 18 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,650.00< mo. late: 0 ( 0% )  
640-659 (Oct-2009)
600-619 (Aug-2009)
600-619 (Jul-2009)
600-619 (May-2009)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
pay off medical bills
Purpose of loan:
This loan will be used to? pay medical bills

My financial situation:
I am a good candidate for this loan because? am willing to pay a high interest rate

Monthly net income: $ 3700

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 130
??Car expenses: $ 515
??Utilities: $ 110
??Phone, cable, internet: $ 130
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.001/15/2010 4:16:51 PM
jgshinn$25.00$25.001/15/2010 4:13:19 PM
OldManP$25.00$25.001/15/2010 6:10:29 PM
exchange-cowbell5$100.00$100.001/17/2010 9:30:05 PM
DasMula$100.00$100.001/17/2010 11:35:44 PM
lender12345$25.00$25.001/18/2010 8:23:44 PM
DenimCapital$250.00$250.001/20/2010 7:11:01 AM
chameleon125$25.00$25.001/20/2010 8:07:06 AM
DenimCapital$250.00$250.001/20/2010 7:11:33 AM
penny-surgeon$25.00$25.001/20/2010 7:18:35 AM
JackinGreen$25.00$25.001/20/2010 7:57:57 PM
beach_bum$25.00$25.001/20/2010 6:16:27 PM
supreme-hope$25.00$25.001/20/2010 6:23:47 PM
eureka117$25.00$25.001/21/2010 12:27:14 PM
bondhedger$25.00$25.001/21/2010 1:05:42 PM
loss-of-control$25.00$25.001/21/2010 3:34:07 PM
reflective-rupee$100.00$100.001/21/2010 4:50:05 PM
bold-dynamic-silver$25.00$25.001/21/2010 4:55:17 PM
reflective-rupee$100.00$100.001/21/2010 4:49:36 PM
reflective-rupee$100.00$100.001/21/2010 4:49:49 PM
marwadi-62$100.00$100.001/21/2010 5:10:31 PM
VitaminFunk$25.00$25.001/21/2010 6:12:48 PM
credit-coach118$30.00$30.001/21/2010 5:36:51 PM
inspiring-reward$500.00$214.431/21/2010 7:17:58 PM
Your_Bank$25.00$25.001/21/2010 5:31:18 PM
boo_hoo$50.00$50.001/21/2010 6:21:05 PM
p2p-gala$25.31$25.311/21/2010 7:30:00 PM
Capit0l$25.00$25.001/21/2010 8:56:41 PM
Ray3486$25.39$25.391/21/2010 9:29:42 PM
wild-orange$25.00$25.001/22/2010 1:17:09 AM
flexible-economy2$100.00$100.001/15/2010 4:18:45 PM
Bob450$50.00$50.001/15/2010 8:35:46 PM
SolarMoonshine$25.00$25.001/17/2010 7:24:02 AM
wise-silver-wonder$25.00$25.001/18/2010 12:02:09 PM
buffalobills$25.00$25.001/19/2010 8:05:50 AM
bright-exchange$25.00$25.001/20/2010 6:24:55 AM
fund-dragster$25.00$25.001/20/2010 6:29:33 AM
DenimCapital$250.00$250.001/20/2010 7:12:36 AM
Tono$25.00$25.001/20/2010 4:34:10 PM
Skeptical-one$100.00$100.001/20/2010 4:48:14 PM
fuzed$25.00$25.001/20/2010 6:48:28 PM
innovator2$75.00$75.001/21/2010 12:59:46 PM
reflective-rupee$100.00$100.001/21/2010 1:36:44 PM
murtaza$100.00$100.001/21/2010 1:43:02 PM
reflective-rupee$100.00$100.001/21/2010 1:36:33 PM
GeoLender$25.00$25.001/21/2010 4:11:11 PM
heroic-benefit$100.00$100.001/21/2010 4:47:36 PM
spiff666$25.00$25.001/21/2010 4:52:55 PM
cunning-bill$25.00$25.001/21/2010 5:12:51 PM
twjh$25.00$25.001/21/2010 5:03:07 PM
octoberfresh$25.00$25.001/21/2010 5:07:34 PM
bobd32$25.00$25.001/21/2010 5:41:00 PM
Peterman$94.87$94.871/21/2010 7:44:49 PM
Kash2010lu$25.00$25.001/21/2010 5:53:56 PM
pimpin-aint-easy$60.00$60.001/21/2010 8:28:26 PM
55 bids
 
Borrower Payment Dependent Notes Series 442879
This series of Notes was issued and sold upon the funding of the borrower loan #40519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 14.01% Starting borrower rate/APR: 15.01% / 18.34% Starting monthly payment: $38.14
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 17.31% Final monthly payment: $37.60
 
Auction yield range: 6.06% - 14.01% Estimated loss impact: 5.22%  
Lender servicing fee: 1.00% Estimated return: 7.78%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-1994 Debt/Income ratio: Not calculated
Credit score: 740-759 (Jan-2010) Current / open credit lines: 4 / 2Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 50Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: veganron Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 740-759 (Latest)
Principal borrowed: $1,800.00< mo. late: 0 ( 0% )  
680-699 (Dec-2007)
 
Principal balance: $676.43 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
Refinancing 1st Prosper Loan
Purpose of loan:
This loan will be used to refinance my original 2008 Proper Loan, plus pay down credit card debit.

My financial situation:
I am a good candidate for this loan because I have a recent Proper Loan, which I will complete paying off in January 2011

Monthly net income: $ 600 (Employment plus art sales)

Monthly expenses: $ (Shared-Living Situation)
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 260
??Other expenses: $ 87
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Approved$25.00$20.371/19/2010 12:35:34 PM
respectful-integrity3$30.00$30.001/20/2010 6:07:49 AM
vine99$75.00$75.001/20/2010 9:02:32 PM
kapitalx$25.00$25.001/21/2010 2:34:34 AM
Sol_Invictus$25.00$25.001/21/2010 4:57:53 AM
Mav26$262.09$262.091/21/2010 8:54:35 AM
Aberdeen$300.00$300.001/21/2010 9:15:32 AM
lakefront5$45.00$45.001/21/2010 10:29:04 AM
The-CAPS-fan$100.00$100.001/21/2010 10:38:02 AM
singletrck$25.00$25.001/21/2010 1:43:04 PM
mattlo$37.54$37.541/20/2010 12:14:07 AM
boredlv$25.00$25.001/20/2010 2:45:00 PM
kapitalx$25.00$25.001/21/2010 2:35:12 AM
kapitalx$25.00$25.001/21/2010 2:34:11 AM
wealth-pipeline$25.00$25.001/21/2010 7:47:41 AM
AF-Chief$55.00$55.001/21/2010 11:21:23 AM
16 bids
 
Borrower Payment Dependent Notes Series 441178
This series of Notes was issued and sold upon the funding of the borrower loan #40524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-05-2010 
  Auction end date:  Jan-12-2010 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 30.35% Starting monthly payment: $235.77
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 27.31% Final monthly payment: $226.63
 
Auction yield range: 8.20% - 27.00% Estimated loss impact: 7.07%  
Lender servicing fee: 1.00% Estimated return: 16.93%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1994 Debt/Income ratio: 22%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 8 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:6y 0m
Amount delinquent: $0 Revolving credit balance: $32,920 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 85%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: MacAndThree Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
AMEX jacked up my rate
Purpose of loan:Update: This is my 2nd try and I've lowered the amount I am borrowing and raised the starting rate. Here's my story again:
American Express raised our rate to over 17% and they are not willing to negotiate.? I am not willing to take 3 months of harassing phone calls to get them to a point where they will negotiate a reasonable rate.? So, I am willing to pay the Prosper lenders a ridiculous rate so I can close the AMEX and not pay them the ridiculous rate. The sneaky jokers raised the rate on me in October but I didn't notice because the minimum payment did not change.

My financial situation:Update: I received a partial payment from client for December and invoiced another $6000.
I am a government engineer, which I don't believe there is a better paying and more stable job on the planet. I also run a side business that brings in sporadic income which I did not include in my net income. The side business has outstanding invoices totaling $13,000 and my client should pay me $2000 every month on the invoices. I don't expect this loan to last long and I believe my client will pay me in time. In any case I have enough disposable income to cover this loan and I always pay what I owe.

Monthly net income: $ 4800

Monthly expenses:
??Housing: $ 978
??Insurance: $ 45
??Car expenses: $ 150 (fuel only I own my car)
??Utilities: $ 275
??Phone, cable, internet: $ 75
??Food, entertainment: $ 600
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 875 (BofA #1 $420, BofA #2 $280, AMEX $175)
??Other expenses: $ 590 (tithe)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: AMEX jacked up your interest rate to 17% yet you pay significantly less to AMEX than to the other Credit Cards. Are the other cards' interest rates lower than the AMEX rate. Why don't you pay more monthly on the highest (AMEX) interest rate card? - one-midas
A: Both Bank of America cards are less then 5% APR with a fixed payment. I generally want to pay more on the AMEX but end up just paying the minimum which means I will never pay off the AMEX. This loan will force me to pay off in three years and hopfully will increase the incentive to make a larger monthly payment. I do hope this loan will get bid down to closer to 17% but I am willing to pay the high rate to increase the incentive to pay off. (Jan-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
scottr$25.00$25.001/5/2010 4:38:13 PM
sociallender$50.00$50.001/6/2010 5:18:53 AM
Trakissta$100.00$100.001/5/2010 7:26:54 PM
SeaSkyGuy71$25.00$25.001/6/2010 7:01:16 PM
zento$25.00$25.001/6/2010 9:03:02 PM
GeoLender$25.00$25.001/6/2010 4:22:57 PM
SolarMoonshine$25.00$25.001/6/2010 5:51:36 PM
dquan97$175.00$175.001/7/2010 8:38:17 AM
logan74k$100.00$100.001/7/2010 4:27:30 PM
Myrick$25.00$25.001/7/2010 6:35:06 PM
fuzed$25.00$25.001/8/2010 7:52:02 AM
Ven58$25.00$25.001/8/2010 8:44:35 AM
vutah$25.00$25.001/8/2010 10:12:32 PM
Joshtron$50.00$50.001/9/2010 12:43:31 PM
sharp-credit$1,168.93$1,168.931/9/2010 2:35:03 PM
squarebob$25.00$25.001/9/2010 4:36:44 PM
credit-coach118$45.00$45.001/10/2010 10:04:33 AM
wwwUniversal$25.00$25.001/10/2010 10:12:14 AM
spiff666$25.00$25.001/10/2010 5:26:42 PM
Gobsek$25.00$25.001/10/2010 8:47:19 PM
coin-entrepreneur$25.00$25.001/11/2010 7:27:01 AM
helping-out$40.00$40.001/11/2010 9:53:03 AM
hokee$25.00$25.001/11/2010 11:18:55 AM
mistifilio$25.00$25.001/11/2010 3:02:20 PM
mckhbnpc$25.00$25.001/11/2010 4:08:42 PM
Techne_Funds_LLC$25.00$25.001/11/2010 4:18:56 PM
jybank$25.00$25.001/11/2010 4:34:31 PM
dorypro$25.00$25.001/11/2010 4:44:27 PM
vivacious-p2p3$25.00$25.001/11/2010 4:59:32 PM
Kash2010lu$25.00$25.001/11/2010 8:10:01 PM
KaChingInvestments$25.00$25.001/12/2010 5:39:12 AM
ronin4sale$25.00$25.001/12/2010 5:17:03 AM
AuroraRobbin$50.00$50.001/12/2010 6:36:27 AM
The-CAPS-fan$55.00$55.001/12/2010 5:59:35 AM
supreme-hope$25.00$25.001/12/2010 7:58:21 AM
littleolme$25.00$25.001/12/2010 7:00:41 AM
Leshan$25.00$25.001/12/2010 8:01:14 AM
leverage-monger$50.00$50.001/12/2010 7:53:14 AM
Astyanax$25.00$25.001/12/2010 8:24:09 AM
KPurviance$29.35$29.351/12/2010 10:46:10 AM
kind-bid-maverick$50.00$29.381/12/2010 8:56:04 AM
wealth-comet694$25.00$25.001/12/2010 9:07:02 AM
E-B$50.00$50.001/12/2010 2:01:12 PM
UCSBGAUCHOS$25.00$25.001/12/2010 1:20:55 PM
shrewd-income$100.00$100.001/12/2010 3:43:14 PM
coolgenner$50.00$50.001/12/2010 3:45:03 PM
givetolive$25.00$25.001/12/2010 4:01:29 PM
skillful-asset5$50.00$50.001/12/2010 4:11:03 PM
squarebob$25.00$25.001/12/2010 3:42:12 PM
msbutah$50.00$50.001/12/2010 3:47:00 PM
squarebob$25.00$25.001/12/2010 3:42:40 PM
Approved$25.00$25.001/12/2010 4:21:41 PM
caseattle$25.00$25.001/5/2010 4:45:33 PM
sociallender$25.00$25.001/5/2010 4:53:37 PM
robot777$40.00$40.001/5/2010 4:42:04 PM
JustMee$25.00$25.001/5/2010 5:47:02 PM
Bob450$50.00$50.001/5/2010 6:18:28 PM
pedestrianme$25.00$25.001/5/2010 10:49:02 PM
FinDoc$25.00$25.001/6/2010 11:11:54 AM
interact$25.18$25.181/7/2010 1:52:55 AM
LibbyZ$50.00$50.001/7/2010 9:15:04 AM
peregrine$50.00$50.001/6/2010 11:22:16 PM
piter-to-la-investment$25.00$25.001/7/2010 12:19:46 PM
rhin0cerx$50.00$50.001/7/2010 1:06:05 PM
goodcents$30.00$30.001/7/2010 6:15:15 PM
SaintMatthew$25.00$25.001/7/2010 6:25:32 PM
respectful-integrity3$25.00$25.001/8/2010 8:14:58 AM
mercuriant$25.00$25.001/8/2010 9:46:16 AM
Syzygy$25.00$25.001/8/2010 11:01:52 AM
powersjq$25.00$25.001/8/2010 11:24:01 AM
spy0$25.00$25.001/8/2010 12:01:08 PM
rockhound84$25.00$25.001/8/2010 1:32:06 PM
Bank_Of_XL$100.00$100.001/8/2010 4:16:50 PM
PrinceValium$50.00$50.001/8/2010 5:28:00 PM
curious166$25.00$25.001/9/2010 12:56:16 AM
grammaspurse$25.00$25.001/9/2010 5:07:19 PM
awesome-benefit1$25.00$25.001/10/2010 12:14:53 AM
enlighter$25.00$25.001/9/2010 6:03:57 PM
twjh$25.00$25.001/10/2010 8:58:45 AM
rawsushi$33.35$33.351/10/2010 2:20:25 AM
LenderExtraordinaire$25.00$25.001/10/2010 9:30:31 AM
wise-balanced-moola$25.00$25.001/10/2010 10:09:06 AM
buffalobills$25.00$25.001/10/2010 11:29:39 AM
msg500wave$30.90$30.901/10/2010 12:19:35 PM
tnjohnso$25.00$25.001/10/2010 2:21:28 PM
jgwood$25.00$25.001/10/2010 8:28:28 PM
golffish2$100.00$100.001/11/2010 4:31:26 AM
credit-missile$100.00$100.001/11/2010 7:59:37 AM
ttnk62918$25.00$25.001/11/2010 9:43:10 AM
GInBaghdad$25.00$25.001/11/2010 1:34:18 PM
jcw3rd$25.00$25.001/11/2010 4:08:09 PM
SweatyBalls$50.00$50.001/11/2010 5:53:53 PM
monstersdad$31.03$31.031/11/2010 7:02:50 PM
1traveler$25.00$25.001/11/2010 9:50:25 PM
groundsquirrel$25.00$25.001/11/2010 10:48:34 PM
phchristensen$50.00$50.001/12/2010 2:27:21 AM
lucrative-loan$50.00$50.001/12/2010 5:13:26 AM
rate-hickory$25.00$25.001/12/2010 7:58:57 AM
bestloanrate$50.00$50.001/12/2010 9:16:23 AM
Tingali$25.00$25.001/12/2010 9:26:08 AM
CashBank$25.00$25.001/12/2010 8:49:23 AM
Astyanax$25.00$25.001/12/2010 8:24:23 AM
JTHarris$25.00$25.001/12/2010 9:08:54 AM
malomar66$36.88$36.881/12/2010 8:45:55 AM
ryan6853$25.00$25.001/12/2010 8:51:24 AM
YoungTaxMan$50.00$50.001/12/2010 9:50:12 AM
a-reasonable-return$25.00$25.001/12/2010 10:10:55 AM
roadster199$25.00$25.001/12/2010 10:59:56 AM
felicity-daydream$75.00$75.001/12/2010 12:34:03 PM
PotBellyPete$40.00$40.001/12/2010 11:53:29 AM
Capit0l$25.00$25.001/12/2010 12:52:39 PM
trumpeter5$100.00$100.001/12/2010 12:49:29 PM
Ambassador$50.00$50.001/12/2010 3:36:47 PM
squarebob$25.00$25.001/12/2010 3:43:20 PM
Flacap$40.00$40.001/12/2010 2:53:20 PM
the-profit-oracle$25.00$25.001/12/2010 3:14:00 PM
SFBank$200.00$200.001/12/2010 3:41:22 PM
skillful-asset5$50.00$50.001/12/2010 4:14:06 PM
nickel-master$25.00$25.001/12/2010 4:07:12 PM
gothampark$25.00$25.001/12/2010 3:42:07 PM
120 bids
 
Borrower Payment Dependent Notes Series 441230
This series of Notes was issued and sold upon the funding of the borrower loan #40523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-06-2010 
  Auction end date:  Jan-13-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $175.92
Final lender yield: 7.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $175.80
 
Auction yield range: 4.20% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Dec-1993 Debt/Income ratio: 40%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 16 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 41Length of status:5y 11m
Amount delinquent: $0 Revolving credit balance: $14,580 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 19%Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Homeownership: No  
Inquiries last 6m: 0    
Screen name: 2luvhim Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
660-679 (Jun-2008)
 
Principal balance: $4,530.74 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
paying off a loan
Purpose of loan:
This loan will be to pay off the IRS and a few little credit cards with little balances.
My financial situation:
I am a good candidate for this loan because? I pay all of my finanial obligations and I have a full-time job and two part-time jobs that will allow me to make my payment on time.

Monthly net income: $ 2800.00

Monthly expenses: $?2193.06
??Housing: $ 382.00
??Insurance: $ 138.06
??Car expenses: $ car payment 480.00/ gas/150.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 150.00????????
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $?493.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/6/2010 3:41:14 PM
saihu$25.00$25.001/6/2010 3:51:31 PM
the-bright-velocity$25.00$25.001/6/2010 3:58:04 PM
lean-velocity$25.00$25.001/6/2010 3:51:27 PM
neenerman$25.00$25.001/6/2010 3:50:48 PM
unk1911$25.00$25.001/6/2010 4:02:47 PM
meenan$40.00$40.001/6/2010 4:03:03 PM
Carpetkid$50.00$50.001/6/2010 4:03:46 PM
first-upright-payout$50.00$50.001/6/2010 4:04:24 PM
orange-courageous-dedication$40.00$40.001/6/2010 4:04:33 PM
intrepid-transaction5$25.00$25.001/6/2010 4:04:54 PM
kulender$30.00$30.001/6/2010 4:05:21 PM
shamrocker$25.00$25.001/6/2010 4:07:18 PM
skvat$25.00$25.001/6/2010 4:07:47 PM
fortytwo$200.00$200.001/6/2010 3:58:16 PM
ven$25.00$25.001/6/2010 4:08:03 PM
Cai8899$75.00$75.001/6/2010 4:08:30 PM
buckyhead2000$25.00$25.001/6/2010 4:08:34 PM
Cheburashka$30.00$30.001/6/2010 4:08:40 PM
elegant-income3$25.00$25.001/6/2010 4:09:03 PM
lending-bear$75.00$75.001/6/2010 4:09:21 PM
jjb3$25.00$25.001/6/2010 4:10:11 PM
credit-superstar3$25.00$25.001/6/2010 4:10:21 PM
elasermd$50.00$50.001/6/2010 4:02:03 PM
time4aloan$25.00$25.001/6/2010 4:02:22 PM
friendly-market5$25.00$25.001/6/2010 4:02:40 PM
inventive-wealth2$25.00$25.001/6/2010 4:11:30 PM
thedoctor$90.00$90.001/6/2010 4:02:59 PM
AmericanCredit$25.00$25.001/6/2010 4:03:31 PM
personal-lender$25.00$25.001/6/2010 4:04:20 PM
honorable-yield$75.00$75.001/6/2010 4:03:37 PM
gold-commander0$50.00$50.001/6/2010 4:04:42 PM
junctionking$25.00$25.001/6/2010 4:04:48 PM
DonaldColorado$25.00$25.001/6/2010 4:04:38 PM
tolstoy00$25.00$25.001/6/2010 4:05:54 PM
responsibility-butterfly$25.00$25.001/6/2010 4:06:02 PM
exciting-responsibility3$25.00$25.001/6/2010 4:05:14 PM
leodaguy$25.00$25.001/6/2010 4:06:34 PM
the_winning_ticket$35.00$35.001/6/2010 4:06:38 PM
Attract$25.00$25.001/6/2010 4:06:48 PM
Walkingcowboy$25.00$25.001/6/2010 4:06:52 PM
mikeandcat$100.00$100.001/6/2010 4:06:58 PM
inspired-contract9$50.00$50.001/6/2010 4:06:22 PM
gulch$35.00$35.001/6/2010 4:06:30 PM
AF-Chief$35.00$35.001/6/2010 4:07:15 PM
wiselady$25.00$25.001/6/2010 4:08:06 PM
Goodlender42$25.00$25.001/6/2010 4:07:52 PM
meux99$25.00$25.001/6/2010 4:08:27 PM
teller$60.00$60.001/6/2010 4:08:13 PM
bonus-adventure3$50.00$50.001/6/2010 4:09:43 PM
jameskdean$25.00$25.001/6/2010 4:09:53 PM
Phantom99$25.00$25.001/6/2010 4:09:27 PM
credit-coach118$40.00$40.001/6/2010 4:09:46 PM
intuitive-bill$25.00$25.001/6/2010 4:10:19 PM
CAGE-Investments$100.00$100.001/6/2010 4:10:30 PM
supreme-hope$25.00$25.001/6/2010 4:09:59 PM
oreyedoc$25.00$25.001/6/2010 4:11:02 PM
motivator796$25.00$25.001/6/2010 4:10:35 PM
bigdogsafety1$25.00$25.001/6/2010 4:11:36 PM
grampy48$25.00$25.001/6/2010 4:11:50 PM
InvestorPartners$25.00$25.001/6/2010 4:11:39 PM
greenback-summoner0$25.00$25.001/6/2010 4:12:00 PM
Patrician$100.00$100.001/11/2010 1:04:28 PM
kf88$25.00$25.001/11/2010 4:47:21 PM
qcksilvr20$50.00$50.001/12/2010 10:21:16 AM
rmpedi33$150.00$150.001/12/2010 1:38:05 PM
JerryB96$25.00$25.001/12/2010 8:49:49 PM
bondhedger$25.00$25.001/12/2010 11:11:56 PM
jybank$25.00$25.001/13/2010 11:49:30 AM
nickel-master$25.00$25.001/13/2010 3:26:15 PM
kenji4861$25.00$25.001/6/2010 3:43:17 PM
Rob717171$25.00$25.001/6/2010 3:43:15 PM
huorn$25.00$25.001/6/2010 3:58:11 PM
klinebarger$25.00$25.001/6/2010 4:02:44 PM
microlendblvr$100.00$100.001/6/2010 4:03:07 PM
larrybird$100.00$100.001/6/2010 4:03:13 PM
18th_beachbum$25.00$25.001/6/2010 4:04:02 PM
lloyd_s$25.00$25.001/6/2010 4:04:12 PM
Gibbyland$100.00$100.001/6/2010 4:05:47 PM
Katburg$50.00$50.001/6/2010 4:06:26 PM
Kaj$30.00$30.001/6/2010 4:07:07 PM
toblerone$25.00$25.001/6/2010 4:07:33 PM
aasx1108$25.00$25.001/6/2010 3:57:55 PM
rjblack$50.00$50.001/6/2010 3:58:01 PM
rooosta$25.00$25.001/6/2010 4:08:09 PM
DukSerduk$25.00$25.001/6/2010 4:08:53 PM
market-builder$25.00$25.001/6/2010 4:09:06 PM
OCedHrt$25.00$25.001/6/2010 4:09:10 PM
Speculator$50.00$50.001/6/2010 4:09:18 PM
Pasagam$25.00$25.001/6/2010 4:09:49 PM
Mavrck88$25.00$25.001/6/2010 4:10:06 PM
asset-caballero$25.00$25.001/6/2010 4:10:15 PM
platinum-czar$50.00$50.001/6/2010 4:10:27 PM
skiingawfs$25.00$25.001/6/2010 4:10:37 PM
IndianChief$25.00$25.001/6/2010 4:11:33 PM
kegs$80.00$80.001/6/2010 4:11:48 PM
aventurer$25.00$25.001/6/2010 4:03:26 PM
majestic-dedication$50.00$50.001/6/2010 4:03:18 PM
jbaum$100.00$100.001/6/2010 4:03:52 PM
skillful-diversification2$25.00$25.001/6/2010 4:03:58 PM
elevated-platinum5$25.00$25.001/6/2010 4:04:07 PM
Havana21$200.00$200.001/6/2010 4:04:29 PM
credit-force5$25.00$25.001/6/2010 4:04:59 PM
handy-justice$25.00$25.001/6/2010 4:05:27 PM
bchen78875$50.00$50.001/6/2010 4:06:19 PM
auction-elvis$25.00$25.001/6/2010 4:06:05 PM
figs4u2$80.00$80.001/6/2010 4:06:08 PM
BankOfFrankFairness$50.00$50.001/6/2010 4:07:04 PM
forthright-social$25.00$25.001/6/2010 4:07:13 PM
outtahoth2o$100.00$100.001/6/2010 4:07:56 PM
natmonkey$25.00$25.001/6/2010 4:07:24 PM
Artist_Blue$25.00$25.001/6/2010 4:08:00 PM
buukyak$25.00$25.001/6/2010 4:07:30 PM
wampum-optimization$50.00$50.001/6/2010 4:07:39 PM
red-favorable-basis$25.00$25.001/6/2010 4:08:46 PM
discrete-asset$25.00$25.001/6/2010 4:08:16 PM
schpere$30.00$30.001/6/2010 4:08:24 PM
delicious-social132$25.00$25.001/6/2010 4:09:14 PM
alpinaut$25.00$25.001/6/2010 4:09:00 PM
bowdish1$100.00$100.001/6/2010 4:09:31 PM
RusRobo$25.00$25.001/6/2010 4:10:17 PM
transaction-aggregator7$25.00$25.001/6/2010 4:10:23 PM
SongBirdProphecy$25.00$25.001/6/2010 4:10:32 PM
SNH$50.00$50.001/6/2010 4:11:16 PM
appastk$25.00$25.001/6/2010 4:11:55 PM
repayment-launcher$25.00$17.451/6/2010 4:12:02 PM
thegreatone$100.00$100.001/6/2010 4:11:45 PM
bayareainv$50.00$50.001/6/2010 4:11:57 PM
springpanda$25.00$25.001/7/2010 4:08:17 PM
SeaLoans$25.00$25.001/11/2010 9:52:38 AM
Bidwinner08$25.85$25.851/13/2010 9:49:13 AM
thebadpelican$25.00$25.001/13/2010 12:03:42 PM
dudebrah$26.00$26.001/13/2010 11:11:26 AM
admirable-credit$25.00$25.001/13/2010 1:01:38 PM
Bank_of_E-Ville$25.35$25.351/13/2010 3:25:31 PM
Bank_of_E-Ville$25.35$25.351/13/2010 3:25:42 PM
136 bids
 
Borrower Payment Dependent Notes Series 441304
This series of Notes was issued and sold upon the funding of the borrower loan #40531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,950.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-08-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 9.50% Starting borrower rate/APR: 10.50% / 12.61% Starting monthly payment: $258.39
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $254.10
 
Auction yield range: 4.06% - 9.50% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1995 Debt/Income ratio: 12%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 45Length of status:4y 7m
Amount delinquent: $0 Revolving credit balance: $8,430 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 18%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: top-radiant-return Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards in 18 mos
Purpose of loan:? This loan will be used to pay the remaining balances on my credit cards.? I accrued the debt during my seven years of graduate school and post-doc during which my finances were extremely limited.? Since entering the work force, my focus has been on eliminating my consumer debt by paying more than the monthly minimum and moving the balances to new credit cards with no interest offers.? This approach has been somewhat successful but slower than I had anticipated.? Additionally, I do not want to continue opening new cards, and a set monthly loan payment will allow me to build up my savings, something that is important during these uncertain economic times.? In order for this loan to achieve my goals, the interest rate must be lower than what I am currently receiving through my credit card companies. I am hoping for a rate of at least 8.5% to improve upon my other alternatives.? ?

My financial situation:
I am a good candidate for this loan because of my good income since graduating in 2005 and finishing my post-doctoral fellowship in 2006 (over $100,000 the past three years). ? I also have a strong credit history.? I currently have 5 credit cards and have paid on time every month, even when I was a struggling student.? Although the loan would be a 3 year loan, I anticipate paying it off in 18 months.
Information in the Description is not verified.
Friends And Family Winning Bids
bold-attentive-listing has bid a total of $200.00 in winning bids.
"I've known the borrower for quite some time and she is very reliable and has a good, stable job."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-maniac$50.00$50.001/8/2010 4:27:52 PM
emelia$25.00$25.001/8/2010 4:27:59 PM
friendly-market5$25.00$25.001/8/2010 4:28:10 PM
RationalWorld$25.00$25.001/8/2010 4:28:33 PM
Lilred7879$50.00$50.001/8/2010 4:28:36 PM
time4aloan$50.00$50.001/8/2010 4:27:50 PM
currency-oak$25.00$25.001/8/2010 4:28:42 PM
asset-equilibrium0$25.00$25.001/8/2010 4:28:04 PM
gracej$25.00$25.001/8/2010 4:29:02 PM
ambmba$25.00$25.001/8/2010 4:28:12 PM
heng2x$25.00$25.001/8/2010 4:29:25 PM
Avala$50.00$50.001/8/2010 4:28:47 PM
OCedHrt$25.00$25.001/8/2010 4:29:54 PM
Artist_Blue$25.00$25.001/8/2010 4:28:57 PM
TheoProf$50.00$50.001/8/2010 4:29:11 PM
gallant-camaraderi$25.00$25.001/8/2010 4:27:57 PM
thevogelfamily$40.00$40.001/8/2010 4:28:14 PM
red-favorable-basis$25.00$25.001/8/2010 4:30:55 PM
The_Lending_Muscle$50.00$50.001/8/2010 4:31:08 PM
boater01$37.74$37.741/8/2010 4:31:42 PM
BuffetRocks$50.00$50.001/8/2010 4:30:13 PM
PRGuyinVA$25.00$25.001/8/2010 4:29:29 PM
ghinga$50.00$50.001/8/2010 4:32:01 PM
srilm$25.00$25.001/8/2010 4:32:09 PM
thetropics18$25.00$25.001/8/2010 4:29:47 PM
integrity-doctor$50.00$50.001/8/2010 4:32:17 PM
cognizant-rate732$25.00$25.001/8/2010 4:30:00 PM
vkorichkov$30.00$30.001/8/2010 4:30:20 PM
djh47a$30.00$30.001/8/2010 4:30:42 PM
plentiful-reward$50.00$50.001/8/2010 4:30:47 PM
ocho$25.00$25.001/8/2010 4:31:10 PM
agwosdof$86.65$86.651/8/2010 4:31:52 PM
Aquani$50.00$50.001/8/2010 4:31:55 PM
jbaum$25.00$25.001/8/2010 4:32:05 PM
kmr2$50.00$50.001/8/2010 4:31:26 PM
egw$25.00$25.001/8/2010 4:31:29 PM
Havana21$25.00$25.001/8/2010 4:32:20 PM
responsibility-butterfly$25.00$25.001/8/2010 4:31:44 PM
handy-justice$25.00$25.001/8/2010 4:33:13 PM
important-ore$25.00$25.001/8/2010 4:33:16 PM
LOWCOUNTRYLENDER$25.00$25.001/8/2010 4:33:21 PM
riverae$25.00$25.001/8/2010 4:33:27 PM
ujiba$25.00$25.001/8/2010 4:49:07 PM
bondhedger$25.00$25.001/8/2010 5:36:39 PM
serene-capital$200.00$200.001/8/2010 6:31:48 PM
dontscrewmeover1$50.00$50.001/8/2010 6:03:57 PM
vine99$75.00$75.001/9/2010 9:20:22 AM
exchange-cowbell5$100.00$100.001/9/2010 12:23:45 PM
Joshtron$50.00$50.001/9/2010 11:35:31 AM
Planecourage$30.00$30.001/9/2010 12:28:37 PM
festivecpl$200.00$200.001/9/2010 1:01:47 PM
chesterCFO$100.00$100.001/9/2010 7:14:45 PM
Robbdogg$25.00$25.001/9/2010 10:08:46 PM
Nash2065$25.00$25.001/9/2010 6:02:00 PM
vineet$26.00$26.001/9/2010 9:38:07 PM
eg192$25.00$25.001/9/2010 10:34:17 PM
wonderous-power$25.00$25.001/11/2010 12:32:41 AM
Cherrypicker$50.00$50.001/11/2010 9:48:26 AM
rjsdsu$25.00$25.001/11/2010 9:53:16 AM
GyJAV_BNCCo$45.00$45.001/11/2010 10:18:33 AM
hope-lionheart1$25.00$25.001/11/2010 12:48:38 PM
Uwantfunds$69.00$69.001/11/2010 3:45:08 PM
asset-caballero$25.00$25.001/11/2010 6:56:08 PM
Dollars4Rent$25.00$25.001/12/2010 7:34:03 AM
suzanny$25.00$25.001/12/2010 7:59:31 AM
ritwik$50.00$50.001/12/2010 5:17:01 PM
busybee999$25.00$25.001/13/2010 7:54:17 AM
mikeandcat$50.00$50.001/13/2010 9:37:12 AM
simiray$30.00$30.001/13/2010 9:48:40 AM
income-pizza$25.80$25.801/13/2010 9:52:09 AM
wwwUniversal$25.00$25.001/13/2010 5:29:51 PM
martymaniaman$25.00$25.001/14/2010 7:40:05 AM
jybank$25.00$25.001/14/2010 10:36:25 AM
qkinger$50.00$50.001/14/2010 11:45:43 AM
lostperception$35.00$35.001/14/2010 3:41:43 PM
pedestrianme$25.00$25.001/14/2010 4:39:11 PM
Snoopylover$25.00$25.001/14/2010 5:12:52 PM
RiskAdverse$25.00$25.001/14/2010 7:22:07 PM
Madmigel$34.44$34.441/14/2010 7:07:51 PM
catalystcf$25.00$25.001/14/2010 7:33:29 PM
scref$55.00$55.001/15/2010 6:05:10 AM
Erikdbp$25.00$25.001/15/2010 8:13:52 AM
payout-magician$30.00$30.001/14/2010 10:18:07 PM
amlu1988$25.00$25.001/15/2010 8:28:57 AM
Charmart$25.00$25.001/15/2010 2:27:30 AM
Share-the-wealth$100.00$100.001/15/2010 6:55:25 AM
caseattle$25.00$25.001/15/2010 10:49:44 AM
SkyLoan$25.00$25.001/15/2010 10:50:23 AM
market-atlantis$25.00$25.001/15/2010 12:03:45 PM
AF-Chief$35.00$35.001/15/2010 11:30:15 AM
Astyanax$50.00$50.001/15/2010 11:20:13 AM
Tingali$25.00$25.001/15/2010 1:41:18 PM
GWSportsFan$25.00$25.001/15/2010 12:28:31 PM
fairness-atmosphere$25.00$25.001/15/2010 12:20:56 PM
gothampark$25.00$25.001/15/2010 1:12:17 PM
dmitriy2$25.00$25.001/15/2010 3:25:37 PM
DSK_Financials$50.00$50.001/15/2010 4:13:15 PM
velocity-winner$25.00$25.001/15/2010 4:14:47 PM
p2ploan-sensation211$50.00$50.001/15/2010 4:24:11 PM
StocksMan$50.00$50.001/15/2010 4:25:49 PM
serene-capital$100.00$100.001/15/2010 4:22:14 PM
outtahoth2o$50.00$50.001/8/2010 4:28:24 PM
cingular$25.00$25.001/8/2010 4:28:27 PM
jdrez$25.00$25.001/8/2010 4:28:45 PM
rooosta$25.00$25.001/8/2010 4:28:01 PM
orange-preeminant-bill$100.00$100.001/8/2010 4:28:54 PM
helpinghand75$25.00$25.001/8/2010 4:29:20 PM
delicious-social132$25.00$25.001/8/2010 4:29:41 PM
Purposeful$100.00$100.001/8/2010 4:27:54 PM
community-broadcaster$25.00$25.001/8/2010 4:28:08 PM
Syzygy$25.00$25.001/8/2010 4:28:20 PM
newyork6264$25.00$25.001/8/2010 4:31:00 PM
diplomatic-point4$100.00$100.001/8/2010 4:28:22 PM
radiant-fund$25.00$25.001/8/2010 4:31:03 PM
kaykarun$25.00$25.001/8/2010 4:28:29 PM
red-undaunted-kindness$100.00$100.001/8/2010 4:29:45 PM
foxy-fund$50.00$50.001/8/2010 4:31:19 PM
forthright-dedication$50.00$50.001/8/2010 4:31:32 PM
Cheburashka$25.00$25.001/8/2010 4:30:09 PM
supreme-hope$25.00$25.001/8/2010 4:30:17 PM
LiquidLender$25.00$25.001/8/2010 4:31:58 PM
market-builder$25.00$25.001/8/2010 4:29:35 PM
metro457$25.00$25.001/8/2010 4:32:12 PM
top-commitment-champ$25.00$25.001/8/2010 4:29:50 PM
fcukciti$25.00$25.001/8/2010 4:30:34 PM
spruce2$50.00$50.001/8/2010 4:30:03 PM
kegs$100.00$100.001/8/2010 4:31:13 PM
NorthernFunds$25.00$25.001/8/2010 4:33:10 PM
Speculator$50.00$50.001/8/2010 4:30:24 PM
Rob717171$25.00$25.001/8/2010 4:30:27 PM
head$25.00$25.001/8/2010 4:31:22 PM
Fiimg$50.00$50.001/8/2010 4:30:31 PM
Siafu$25.00$25.001/8/2010 4:31:35 PM
best-phenomenal-treasure$25.00$25.001/8/2010 4:31:38 PM
principal-kung-fu$25.00$25.001/8/2010 4:32:14 PM
Josta$50.00$50.001/8/2010 4:31:47 PM
durability-halibut$25.00$25.001/8/2010 4:33:24 PM
yield-lion$25.00$25.001/8/2010 4:32:23 PM
papaloha$50.00$32.581/8/2010 4:33:30 PM
bold-attentive-listing$200.00$200.001/8/2010 5:28:00 PM
powerful-finance7$25.00$25.001/9/2010 2:29:43 AM
smog13$25.00$25.001/8/2010 7:49:28 PM
tender-ore$25.00$25.001/8/2010 9:59:08 PM
springpanda$25.00$25.001/9/2010 2:58:46 PM
interstellar$50.00$50.001/9/2010 4:31:45 PM
Sugarmama21$50.00$50.001/9/2010 7:05:52 PM
courteous-bazaar$50.00$50.001/10/2010 3:02:12 AM
Finspons$25.00$25.001/10/2010 9:54:39 AM
Grandmahoneybee$50.00$50.001/11/2010 12:56:39 PM
HamIAm$150.00$150.001/11/2010 1:48:44 PM
spruce2$50.00$50.001/11/2010 3:26:35 PM
PayingItForwardPlease$50.95$50.951/11/2010 9:45:03 PM
maplehouse$26.46$26.461/12/2010 11:33:01 AM
microfunder$25.00$25.001/12/2010 12:02:53 PM
Moneypenny6$25.00$25.001/12/2010 4:38:11 PM
SNH$50.00$50.001/12/2010 5:55:16 PM
generous-deal6$25.46$25.461/12/2010 8:25:35 PM
CC911$25.00$25.001/13/2010 6:29:46 AM
platinum-piledriver$25.00$25.001/13/2010 6:38:40 AM
Alsatian$60.00$60.001/13/2010 6:59:11 PM
wise-balanced-moola$25.00$25.001/13/2010 5:42:14 PM
Your_Bank$25.00$25.001/13/2010 6:53:05 PM
ninjak80$27.81$27.811/14/2010 7:31:04 AM
TJRCapital$50.00$50.001/14/2010 5:45:37 AM
Tingali$25.00$25.001/14/2010 2:53:37 PM
Ven58$25.00$25.001/14/2010 4:33:30 PM
MoneyOps$25.00$25.001/14/2010 5:35:12 PM
JerryB96$25.00$25.001/14/2010 5:46:14 PM
gustavholstopus32$25.00$25.001/14/2010 5:32:17 PM
suburbanman64$40.00$40.001/14/2010 5:43:49 PM
RandyL3$75.00$75.001/14/2010 5:45:21 PM
Oak-Parker$25.00$25.001/14/2010 7:13:25 PM
fatboy888$25.00$25.001/15/2010 6:20:46 AM
xp_pepper$25.00$25.001/14/2010 9:09:14 PM
bossyboots01$25.00$25.001/15/2010 4:05:34 AM
Svigel$25.00$25.001/15/2010 6:59:50 AM
ScottFinance$25.00$25.001/15/2010 11:10:02 AM
bank-examiner$25.00$25.001/15/2010 10:17:47 AM
bondo41$25.00$25.001/15/2010 10:59:45 AM
Manta_Rai$25.00$25.001/15/2010 12:27:21 PM
plbquic$25.00$25.001/15/2010 11:20:41 AM
Buffer10$50.00$50.001/15/2010 12:51:00 PM
jwstclair$42.75$42.751/15/2010 12:02:33 PM
crw1950$50.00$50.001/15/2010 12:27:49 PM
shrewd-income$50.00$50.001/15/2010 2:28:45 PM
squarebob$25.00$25.001/15/2010 12:41:55 PM
thebadpelican$25.00$25.001/15/2010 2:56:16 PM
HomerdohNY$25.00$25.001/15/2010 3:06:37 PM
rce1964$25.00$25.001/15/2010 2:22:51 PM
the-profit-oracle$25.00$25.001/15/2010 3:09:08 PM
Dskillz$29.36$29.361/15/2010 2:48:28 PM
serene-capital$100.00$100.001/15/2010 4:17:19 PM
serene-capital$100.00$100.001/15/2010 4:25:22 PM
Engineer44$25.00$25.001/15/2010 4:26:16 PM
serene-capital$200.00$200.001/15/2010 4:26:46 PM
195 bids
 
Borrower Payment Dependent Notes Series 441320
This series of Notes was issued and sold upon the funding of the borrower loan #40529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-07-2010 
  Auction end date:  Jan-14-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $207.44
Final lender yield: 18.70% Final borrower rate/APR: 19.70% / 21.93% Final monthly payment: $203.56
 
Auction yield range: 8.20% - 20.08% Estimated loss impact: 6.93%  
Lender servicing fee: 1.00% Estimated return: 11.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Nov-1998 Debt/Income ratio: 21%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:1y 0m
Amount delinquent: $0 Revolving credit balance: $7,652 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 34%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: marsupial976 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate some debts I've incurred over the last few years as a result of my divorce.

My financial situation:
I am a good candidate for this loan because I have a good stable job in a booming industry (hard to believe in this economy I know, but it's true: we have more work than we're able to do), with a stable thriving company. I'm also a 'good debtor': though I have a high revolving balance, I pay every month and have never come even close to defaulting. The worst I've done is be late with my payments a couple of times. I have a three year plan to clear my debts (incurred over the last few years in part as a result of my divorce), however borrowing this money will help me consolidate and get there quicker, and clear some existing debts.

Monthly net income: $ 7,200

Monthly expenses:
??Housing: $ 2000
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi. Can you please list some information on the cards that you plan to pay off with this loan (ex. balances, APR, minimum monthly payments). Thank you. - SOP_Bank
A: Hi - Thanks for the question! Sure thing, I'm going to clear $3,400 on a chase card currently at 29.99% and $2000 on a BOA card that's at 26.99%. (Jan-07-2010)
Q: Can you please state your current occupation? Thank you. - l2fp
A: Sure: I'm a VP at a large PR firm. (Jan-11-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zento$25.00$25.001/7/2010 4:42:22 PM
wwwUniversal$25.00$25.001/7/2010 4:43:50 PM
charitycoon$100.00$100.001/7/2010 8:42:46 PM
SolarMoonshine$100.00$100.001/7/2010 6:13:59 PM
szetheli$152.00$152.001/7/2010 7:37:50 PM
ghinga$25.00$25.001/8/2010 11:32:37 AM
five-star-note$35.00$35.001/8/2010 6:09:55 PM
killdare$25.00$25.001/9/2010 6:59:01 AM
Joshtron$50.00$50.001/9/2010 1:35:12 PM
Syzygy$25.00$25.001/10/2010 1:54:20 PM
ghinga$25.00$25.001/11/2010 7:41:20 AM
sharp-credit$100.00$100.001/11/2010 10:10:09 AM
BrighterSuns$25.00$25.001/11/2010 10:54:42 AM
SweatyBalls$50.00$50.001/11/2010 5:58:50 PM
vutah$25.00$25.001/11/2010 8:57:27 PM
investment-party$25.00$25.001/12/2010 7:22:16 AM
Tingali$25.00$25.001/12/2010 9:09:10 AM
kapitalx$25.00$25.001/12/2010 10:45:52 AM
Techne_Funds_LLC$25.00$25.001/12/2010 7:38:54 PM
SkinnyFish$25.00$25.001/13/2010 7:12:33 AM
nickel-pipeline$33.00$33.001/13/2010 10:10:51 AM
caseattle$25.00$25.001/13/2010 10:39:11 AM
ag-ventures$25.00$25.001/13/2010 11:31:19 AM
walkinonwater$25.00$25.001/13/2010 1:13:35 PM
admirable-credit$25.00$25.001/13/2010 4:02:11 PM
wealth-grasshopper0$100.00$100.001/13/2010 5:01:33 PM
the-silver-blaster$50.00$50.001/13/2010 4:22:29 PM
TravisMcGee$55.00$55.001/13/2010 7:23:29 PM
DG2007$25.00$25.001/13/2010 6:42:35 PM
AtlantistoXanadu$100.00$100.001/13/2010 5:36:47 PM
SNH$50.00$50.001/13/2010 10:28:10 PM
liberty-oak$25.00$25.001/13/2010 7:11:39 PM
sunnysally$25.00$25.001/14/2010 8:20:24 AM
Gaelicman$100.00$100.001/13/2010 11:03:30 PM
Spiro$50.00$50.001/13/2010 11:09:24 PM
thebadpelican$25.00$25.001/14/2010 8:30:34 AM
one-midas$25.00$25.001/13/2010 11:56:34 PM
justice-hawk$33.01$33.011/14/2010 9:06:44 AM
mlj0671$25.00$25.001/14/2010 7:38:33 AM
booie$25.00$25.001/14/2010 10:34:12 AM
PotBellyPete$40.00$40.001/14/2010 8:07:39 AM
UBOtto186$25.00$25.001/14/2010 8:25:08 AM
rjsdsu$25.00$25.001/14/2010 10:24:02 AM
skillful-asset5$150.00$150.001/14/2010 11:19:31 AM
fantastic-cash$30.24$30.241/14/2010 10:58:34 AM
jybank$25.00$25.001/14/2010 10:33:11 AM
bobnewt$50.00$50.001/14/2010 12:27:21 PM
Your_Bank$25.00$25.001/14/2010 11:39:36 AM
curly2k$25.00$25.001/14/2010 12:16:55 PM
rockymtbob$25.00$25.001/14/2010 2:30:05 PM
CaliforniaSun$25.00$25.001/14/2010 2:02:42 PM
dorypro$25.00$25.001/14/2010 3:45:33 PM
buckskin1234$25.00$25.001/14/2010 3:59:22 PM
damasterwc$25.00$25.001/14/2010 3:12:39 PM
Loaner_without_a_cause$25.00$25.001/14/2010 3:25:14 PM
nickel-master$25.00$25.001/14/2010 4:00:42 PM
friendinmoney$25.00$25.001/14/2010 4:01:34 PM
asset-control2$50.00$26.921/14/2010 3:49:28 PM
systematic-fairness$40.00$40.001/14/2010 4:01:10 PM
friendinmoney$30.59$30.591/14/2010 4:02:27 PM
Bob450$50.00$50.001/7/2010 9:49:52 PM
capatzana$50.00$50.001/7/2010 7:59:17 PM
Sol_Invictus$25.00$25.001/8/2010 4:31:50 AM
JustMee$25.00$25.001/8/2010 6:53:50 AM
SOP_Bank$25.00$25.001/8/2010 12:55:27 PM
peregrine$25.00$25.001/9/2010 12:46:01 AM
trumpeter5$100.00$100.001/9/2010 5:58:21 PM
scottr$25.00$25.001/9/2010 7:11:04 PM
grammaspurse$25.00$25.001/10/2010 4:57:29 PM
spiff666$25.00$25.001/10/2010 5:31:23 PM
brightest-dignified-penny$50.00$50.001/11/2010 10:05:04 AM
brodav$50.00$50.001/11/2010 10:26:54 AM
phchristensen$50.00$50.001/12/2010 2:07:10 AM
d_grbg$25.00$25.001/12/2010 6:15:20 AM
OtownLender$25.00$25.001/12/2010 10:34:20 AM
Collateral$25.00$25.001/12/2010 2:52:35 PM
HQLender06851$50.00$50.001/12/2010 12:32:38 PM
felicity-daydream$50.00$50.001/12/2010 12:42:49 PM
squarebob$25.00$25.001/12/2010 3:16:13 PM
primed$50.00$50.001/12/2010 8:21:10 PM
cash-spinner$25.00$25.001/13/2010 5:21:49 AM
FinanceEngine$30.00$30.001/13/2010 9:55:19 AM
TicTac$50.00$50.001/13/2010 11:09:02 AM
l2fp$48.74$48.741/13/2010 11:39:07 AM
loan-fate$50.00$50.001/13/2010 10:59:55 AM
sharp-credit$462.87$462.871/13/2010 12:55:12 PM
piter-to-la-investment$25.00$25.001/13/2010 12:00:22 PM
jcw3rd$25.00$25.001/13/2010 6:08:42 PM
loss-of-control$25.00$25.001/13/2010 7:10:32 PM
Mosimo$100.00$100.001/13/2010 10:23:59 PM
namronmi2$25.00$25.001/13/2010 8:46:21 PM
the-profit-oracle$25.00$25.001/14/2010 5:38:38 AM
OGS_Capital$25.00$25.001/14/2010 8:18:00 AM
scrabbler$25.00$25.001/14/2010 6:39:33 AM
kendigme$34.36$34.361/14/2010 3:26:06 AM
JCM_MN$25.00$25.001/14/2010 4:44:03 AM
fair-rate$50.00$50.001/14/2010 10:24:07 AM
icon7$25.00$25.001/14/2010 10:56:00 AM
iaviate1$65.81$65.811/14/2010 9:58:51 AM
ferengi_finance$55.85$55.851/14/2010 10:24:44 AM
Astyanax$25.00$25.001/14/2010 10:27:14 AM
DasMula$100.00$100.001/14/2010 11:19:40 AM
bill-expert$200.00$200.001/14/2010 12:29:43 PM
Chiss$25.00$25.001/14/2010 11:44:46 AM
shrewd-income$50.00$50.001/14/2010 12:48:19 PM
George2384$25.00$25.001/14/2010 1:10:10 PM
squarebob$25.00$25.001/14/2010 1:53:25 PM
VTXRider$25.00$25.001/14/2010 3:00:04 PM
pure-silver$25.00$25.001/14/2010 2:44:16 PM
dubois31$26.61$26.611/14/2010 2:51:03 PM
gristle_mcthornbody$25.00$25.001/14/2010 3:03:41 PM
asset-control2$50.00$50.001/14/2010 3:49:39 PM
exchange-cowbell5$200.00$200.001/14/2010 3:50:17 PM
exciting-fairness$200.00$200.001/14/2010 3:40:48 PM
unger$50.00$50.001/14/2010 3:43:08 PM
RecoveryLender$25.00$25.001/14/2010 3:51:04 PM
116 bids
 
Borrower Payment Dependent Notes Series 441660
This series of Notes was issued and sold upon the funding of the borrower loan #40534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-08-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 6.00% Starting borrower rate/APR: 7.00% / 7.34% Starting monthly payment: $185.26
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $182.80
 
Auction yield range: 3.06% - 6.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Nov-1993 Debt/Income ratio: 37%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 13 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:2y 3m
Amount delinquent: $0 Revolving credit balance: $21,836 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 25%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: linds3939 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 780-799 (Latest)
Principal borrowed: $9,500.00< mo. late: 0 ( 0% )  
760-779 (Jun-2008)
 
Principal balance: $5,105.29 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Young Lawyer w/ High Interest
I am a good candidate for this loan to consolidate my high interest credit cards because I have never missed a payment in my life. I am and have always been current on my other Prosper loan.

I had a rough period in late 2007 and not wanting to miss payments to student loan lenders and other creditors, I paid bills with high interest credits cards.?I am a young lawyer and starting salaries don?t always compensate for astronomical student loan payments coming right out of school. In order to make ends meet while studying for the Bar Exam in 2006 and finding that first job, I was forced to put utility payments, groceries, gas, and other necessities on credit cards. To compound my situation, I lost my job at a real estate firm in August of 2007 due to the down turn in the economy (we handled buying and selling of commercial and residential properties). I was out of work for two months and, again, the circumstances necessitated that I put utility payments, gas, and groceries on credit cards while only being able to make minimum payments.

I have been lucky enough to find employment at large, stable firm. I am still working diligently to pay down this debt incurred. I am requesting a loan of $6,000 so that the highest interest credit card may be paid off in full and I can get closer to finally paying off the debt I owe.??

If there are any questions or concerns I would be happy to explain my situation and intentions further. Thank you for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
SublimeOne has bid a total of $127.87 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
time4aloan$25.00$25.001/8/2010 4:40:28 PM
microlendblvr$100.00$100.001/8/2010 4:40:48 PM
jbaum$100.00$100.001/8/2010 4:41:07 PM
unk1911$25.00$25.001/8/2010 4:40:34 PM
the_winning_ticket$35.00$35.001/8/2010 4:42:40 PM
meenan$40.00$40.001/8/2010 4:40:45 PM
BankOfFrankFairness$50.00$50.001/8/2010 4:42:52 PM
majestic-dedication$50.00$50.001/8/2010 4:41:00 PM
honorable-yield$75.00$75.001/8/2010 4:41:05 PM
lloyd_s$25.00$25.001/8/2010 4:41:24 PM
ven$25.00$25.001/8/2010 4:43:27 PM
Havana21$143.18$143.181/8/2010 4:41:38 PM
DonaldColorado$25.00$25.001/8/2010 4:41:41 PM
discrete-asset$25.00$25.001/8/2010 4:43:42 PM
elasermd$50.00$50.001/8/2010 4:40:22 PM
intrepid-transaction5$25.00$25.001/8/2010 4:41:48 PM
exciting-responsibility3$25.00$25.001/8/2010 4:41:57 PM
Mavrck88$25.00$25.001/8/2010 4:44:37 PM
skillful-diversification2$25.00$25.001/8/2010 4:41:12 PM
18th_beachbum$50.00$50.001/8/2010 4:41:17 PM
Katburg$50.00$50.001/8/2010 4:42:26 PM
gulch$35.00$35.001/8/2010 4:42:30 PM
InvestorPartners$25.00$25.001/8/2010 4:44:59 PM
leodaguy$25.00$25.001/8/2010 4:42:36 PM
first-upright-payout$50.00$50.001/8/2010 4:41:35 PM
jjswanso$25.00$25.001/8/2010 4:45:41 PM
gold-commander0$50.00$50.001/8/2010 4:41:43 PM
shamrocker$25.00$25.001/8/2010 4:42:58 PM
Fearless_Lender$25.00$25.001/8/2010 4:46:07 PM
kulender$30.00$30.001/8/2010 4:42:00 PM
djh47a$35.00$35.001/8/2010 4:46:15 PM
skvat$25.00$25.001/8/2010 4:43:23 PM
faithey$25.00$25.001/8/2010 4:46:18 PM
responsibility-butterfly$25.00$25.001/8/2010 4:42:10 PM
rooosta$25.00$25.001/8/2010 4:43:32 PM
bchen78875$50.00$50.001/8/2010 4:42:20 PM
schpere$30.00$30.001/8/2010 4:43:43 PM
dealarella$25.00$25.001/8/2010 4:46:35 PM
meux99$25.00$25.001/8/2010 4:43:46 PM
Cai8899$75.00$75.001/8/2010 4:43:49 PM
Cheburashka$30.00$30.001/8/2010 4:43:53 PM
dinero-festivity2$50.00$50.001/8/2010 4:47:03 PM
OCedHrt$25.00$25.001/8/2010 4:44:17 PM
platinum-czar$50.00$50.001/8/2010 4:44:38 PM
wampum-optimization$50.00$50.001/8/2010 4:43:20 PM
wiselady$25.00$25.001/8/2010 4:43:30 PM
SNH$50.00$50.001/8/2010 4:44:51 PM
red-favorable-basis$25.00$25.001/8/2010 4:43:56 PM
alpinaut$25.00$25.001/8/2010 4:44:02 PM
gourd6$25.00$25.001/8/2010 4:45:17 PM
elegant-income3$25.00$25.001/8/2010 4:44:08 PM
BankofBen$250.00$250.001/8/2010 4:45:28 PM
bowdish1$100.00$100.001/8/2010 4:44:23 PM
supreme-hope$25.00$25.001/8/2010 4:44:36 PM
alluring-truth$25.00$25.001/8/2010 4:45:42 PM
appastk$25.00$25.001/8/2010 4:45:06 PM
repayment-launcher$25.00$25.001/8/2010 4:45:08 PM
desertoasis$25.00$25.001/8/2010 4:45:24 PM
forthright-dedication$25.00$25.001/8/2010 4:45:30 PM
Attract$25.00$17.471/8/2010 4:47:28 PM
value-pouch$50.00$50.001/8/2010 4:46:22 PM
archeanchaos$25.00$25.001/8/2010 4:46:24 PM
AmericanCredit$25.00$25.001/8/2010 4:46:45 PM
Picopie$50.00$50.001/8/2010 4:47:00 PM
LenderCB$50.00$50.001/8/2010 6:05:01 PM
springpanda$25.00$25.001/8/2010 11:16:09 PM
intuitive-bill$25.00$25.001/9/2010 3:32:16 PM
payontime1$50.00$50.001/9/2010 11:19:21 PM
1SteelerFan$40.00$40.001/10/2010 3:43:04 PM
SublimeOne$100.95$100.951/11/2010 12:35:06 PM
phchristensen$50.00$50.001/12/2010 2:05:54 AM
Dollars4Rent$25.00$25.001/12/2010 7:38:40 AM
msbutah$25.00$25.001/12/2010 2:30:24 PM
lender12345$25.00$25.001/13/2010 5:21:39 PM
zmaurides$25.00$25.001/13/2010 11:41:06 PM
martymaniaman$25.00$25.001/14/2010 7:40:42 AM
YummiBear$25.00$25.001/14/2010 5:36:37 PM
RandyL3$42.35$42.351/14/2010 5:46:07 PM
JerryB96$25.00$25.001/14/2010 5:54:09 PM
iolaire$25.00$25.001/15/2010 11:08:03 AM
bondo41$25.00$25.001/15/2010 11:00:48 AM
sunnysally$25.00$25.001/15/2010 1:22:41 PM
friendly-market5$25.00$25.001/8/2010 4:40:32 PM
rjblack$50.00$50.001/8/2010 4:40:09 PM
Gibbyland$100.00$100.001/8/2010 4:42:07 PM
thedoctor$90.00$90.001/8/2010 4:40:43 PM
Walkingcowboy$25.00$25.001/8/2010 4:42:44 PM
larrybird$100.00$100.001/8/2010 4:40:58 PM
natmonkey$25.00$25.001/8/2010 4:43:05 PM
toblerone$50.00$50.001/8/2010 4:43:17 PM
Goodlender42$25.00$25.001/8/2010 4:43:25 PM
outtahoth2o$100.00$100.001/8/2010 4:43:26 PM
aasx1108$25.00$25.001/8/2010 4:40:05 PM
teller$60.00$60.001/8/2010 4:43:34 PM
fortytwo$200.00$200.001/8/2010 4:40:15 PM
junctionking$25.00$25.001/8/2010 4:41:46 PM
credit-force5$25.00$25.001/8/2010 4:41:49 PM
Phantom99$25.00$25.001/8/2010 4:44:23 PM
jameskdean$25.00$25.001/8/2010 4:44:35 PM
roccofox$50.00$50.001/8/2010 4:44:52 PM
bigdogsafety1$25.00$25.001/8/2010 4:44:57 PM
personal-lender$25.00$25.001/8/2010 4:41:33 PM
rulender$35.51$35.511/8/2010 4:45:23 PM
mikeandcat$100.00$100.001/8/2010 4:42:49 PM
blooming-market$25.00$25.001/8/2010 4:45:48 PM
AF-Chief$35.00$35.001/8/2010 4:42:56 PM
cub510$25.00$25.001/8/2010 4:45:57 PM
buukyak$25.00$25.001/8/2010 4:43:15 PM
me2yu$50.00$50.001/8/2010 4:46:16 PM
Mint_Man$25.00$25.001/8/2010 4:46:21 PM
figs4u2$80.00$80.001/8/2010 4:42:13 PM
inspired-contract9$50.00$50.001/8/2010 4:42:23 PM
DukSerduk$25.00$25.001/8/2010 4:44:00 PM
Kaj$30.00$30.001/8/2010 4:42:53 PM
delicious-social132$25.00$25.001/8/2010 4:44:19 PM
inventive-wealth2$25.00$25.001/8/2010 4:44:54 PM
market-builder$25.00$25.001/8/2010 4:44:15 PM
Speculator$50.00$50.001/8/2010 4:44:21 PM
oreyedoc$25.00$25.001/8/2010 4:44:42 PM
get30inc$50.00$50.001/8/2010 4:45:46 PM
green-benefit-enclave$25.00$25.001/8/2010 4:46:02 PM
gojackgo$25.00$25.001/8/2010 4:46:28 PM
rosie777$25.00$25.001/8/2010 4:45:37 PM
mmqc$25.00$25.001/8/2010 4:45:45 PM
antlr$25.00$25.001/8/2010 4:46:00 PM
hope-encourager$25.00$25.001/8/2010 4:46:10 PM
greenwell$38.62$38.621/8/2010 4:47:24 PM
spruce2$50.00$50.001/8/2010 4:46:13 PM
The-Lighthouse-Group$25.00$25.001/8/2010 7:15:45 PM
hellasow$25.00$25.001/8/2010 7:59:07 PM
Oak-Parker$25.00$25.001/9/2010 7:05:11 AM
point-enforcer$25.00$25.001/10/2010 7:16:10 PM
wonderous-power$25.00$25.001/11/2010 12:36:09 AM
spruce2$50.00$50.001/11/2010 3:40:34 PM
soilchem$25.00$25.001/12/2010 5:57:58 PM
serene-truth2$25.00$25.001/12/2010 9:11:14 PM
coin-entrepreneur$25.00$25.001/13/2010 7:31:59 AM
TJRCapital$25.00$25.001/13/2010 10:44:02 AM
bondhedger$25.00$25.001/13/2010 7:52:29 PM
best-generosity-financier$25.00$25.001/14/2010 4:15:48 PM
jybank$25.00$25.001/14/2010 4:44:48 PM
BrianCU15$25.00$25.001/14/2010 6:13:50 PM
RG$25.00$25.001/15/2010 12:29:21 AM
purposeful-dedication$25.00$25.001/15/2010 9:53:09 AM
bondo41$25.00$25.001/15/2010 11:02:37 AM
lucrative-durability$75.00$75.001/15/2010 1:06:46 PM
SublimeOne$26.92$26.921/15/2010 12:36:39 PM
diplomatic-point4$100.00$100.001/15/2010 1:42:19 PM
exchange-squirrel$25.00$25.001/15/2010 2:41:56 PM
149 bids
 
Borrower Payment Dependent Notes Series 441854
This series of Notes was issued and sold upon the funding of the borrower loan #40510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $91.47
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $91.40
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Apr-1988 Debt/Income ratio: 28%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 28Length of status:19y 5m
Amount delinquent: $0 Revolving credit balance: $27,819 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 66%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: coin-bridge Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/11/2010 3:59:55 PM
neenerman$25.00$25.001/11/2010 4:02:08 PM
AngleofGod$25.00$25.001/11/2010 4:07:41 PM
burgeoning-silver$25.00$25.001/11/2010 4:27:36 PM
friendly-market5$25.00$25.001/11/2010 4:38:26 PM
elasermd$50.00$50.001/11/2010 4:38:03 PM
unk1911$25.00$25.001/11/2010 4:38:32 PM
majestic-dedication$50.00$50.001/11/2010 4:39:13 PM
jbaum$100.00$100.001/11/2010 4:39:21 PM
lloyd_s$25.00$25.001/11/2010 4:39:44 PM
personal-lender$25.00$25.001/11/2010 4:39:55 PM
Havana21$50.00$50.001/11/2010 4:40:11 PM
figs4u2$80.00$80.001/11/2010 4:41:37 PM
inspired-contract9$50.00$50.001/11/2010 4:41:58 PM
bchen78875$50.00$50.001/11/2010 4:41:48 PM
Katburg$50.00$50.001/11/2010 4:42:06 PM
gulch$35.00$35.001/11/2010 4:42:14 PM
leodaguy$25.00$25.001/11/2010 4:42:25 PM
toblerone$50.00$50.001/11/2010 4:43:36 PM
mikeandcat$100.00$100.001/11/2010 4:42:48 PM
shamrocker$25.00$25.001/11/2010 4:43:14 PM
outtahoth2o$100.00$100.001/11/2010 4:44:02 PM
Cai8899$75.00$35.001/11/2010 4:44:52 PM
wise-balanced-moola$25.00$25.001/13/2010 5:47:01 PM
lean-velocity$25.00$25.001/11/2010 4:02:20 PM
kenji4861$25.00$25.001/11/2010 4:01:14 PM
bigdogsafety1$25.00$25.001/11/2010 4:31:30 PM
selector568$500.00$500.001/11/2010 4:35:58 PM
rjblack$50.00$50.001/11/2010 4:37:41 PM
fortytwo$200.00$200.001/11/2010 4:37:49 PM
time4aloan$25.00$25.001/11/2010 4:38:19 PM
thedoctor$90.00$90.001/11/2010 4:38:42 PM
meenan$25.00$25.001/11/2010 4:38:49 PM
microlendblvr$100.00$100.001/11/2010 4:38:59 PM
skillful-diversification2$25.00$25.001/11/2010 4:39:29 PM
18th_beachbum$50.00$50.001/11/2010 4:39:34 PM
first-upright-payout$50.00$50.001/11/2010 4:40:05 PM
junctionking$25.00$25.001/11/2010 4:40:25 PM
intrepid-transaction5$25.00$25.001/11/2010 4:40:31 PM
gold-commander0$50.00$50.001/11/2010 4:40:18 PM
kulender$30.00$30.001/11/2010 4:41:09 PM
exciting-responsibility3$25.00$25.001/11/2010 4:41:00 PM
credit-force5$25.00$25.001/11/2010 4:40:40 PM
responsibility-butterfly$25.00$25.001/11/2010 4:41:29 PM
Gibbyland$100.00$100.001/11/2010 4:41:22 PM
Walkingcowboy$25.00$25.001/11/2010 4:42:38 PM
Kaj$30.00$30.001/11/2010 4:43:04 PM
AF-Chief$35.00$35.001/11/2010 4:43:10 PM
buukyak$25.00$25.001/11/2010 4:43:28 PM
Goodlender42$25.00$25.001/11/2010 4:43:51 PM
wampum-optimization$50.00$50.001/11/2010 4:43:42 PM
rooosta$25.00$25.001/11/2010 4:44:14 PM
natmonkey$25.00$25.001/11/2010 4:43:21 PM
teller$60.00$60.001/11/2010 4:44:22 PM
discrete-asset$25.00$25.001/11/2010 4:44:30 PM
schpere$30.00$30.001/11/2010 4:44:40 PM
springpanda$25.00$25.001/13/2010 1:57:25 PM
wwwUniversal$25.00$25.001/13/2010 5:33:28 PM
bankar$25.00$25.001/14/2010 10:09:40 AM
59 bids
 
Borrower Payment Dependent Notes Series 441904
This series of Notes was issued and sold upon the funding of the borrower loan #40541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $336.44
Final lender yield: 30.24% Final borrower rate/APR: 31.24% / 33.64% Final monthly payment: $336.44
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.76%  
Lender servicing fee: 1.00% Estimated return: 19.48%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Feb-1985 Debt/Income ratio: 37%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 16 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 46Length of status:0y 5m
Amount delinquent: $0 Revolving credit balance: $30,089 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 62%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: interest-giraffe584 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 760-779 (Latest)
Principal borrowed: $18,000.00< mo. late: 0 ( 0% )  
740-759 (Nov-2009)
760-779 (Sep-2008)
 
Principal balance: $11,891.28 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
Consolidating credit card debt
Purpose of loan:
I will use this loan to consolidate credit card debt accumulated from hospital bills this past year. We will be able to lower our monthly payment significantly by consolidating this debt and make our life much easier to manage.

My financial situation:
I am a great candidate for this loan because of my long and excellent payment history with my creditors as well as earning a good income within an industry I have been in since 1991. Thanks for your consideration and to the Prosper community.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe the nature and stability of your profession, your employment and your employer in some detail. Thanks much and best wishes. - reflective-rupee
A: Hi, I am in the Accounts Payable Audit industry and have been for 19 years. We audit major Retail and Commercial companies prior years accounts payable departments finding errors/overpayment to their vendors and charge the vendors back on behalf of our client. Our fees are based on a contingency rate. We don't find anything, they don't pay anything. The company I am with is one of the largest in the world and has been in the business for thirty some years. (Jan-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flexible-economy2$300.00$300.001/11/2010 4:01:31 PM
flexible-economy2$100.00$100.001/11/2010 4:55:57 PM
DasMula$500.00$500.001/11/2010 8:54:32 PM
orange-finance-banker$50.00$50.001/11/2010 9:55:15 PM
reflective-rupee$1,000.00$1,000.001/12/2010 11:18:50 AM
shawnw2$50.00$50.001/12/2010 12:32:45 PM
SolarMoonshine$100.00$100.001/12/2010 6:12:23 PM
371millwood$200.00$200.001/13/2010 5:38:05 AM
exchange-cowbell5$150.00$150.001/13/2010 9:18:15 AM
alluring-yield5$35.00$35.001/13/2010 11:44:29 AM
fund-dragster$75.00$75.001/13/2010 12:47:35 PM
reflective-rupee$100.00$100.001/13/2010 3:59:22 PM
reflective-rupee$100.00$100.001/13/2010 4:00:22 PM
reflective-rupee$100.00$100.001/13/2010 3:59:10 PM
reflective-rupee$100.00$100.001/13/2010 3:59:54 PM
DenimCapital$500.00$500.001/13/2010 6:14:56 PM
SeaSkyGuy71$25.00$25.001/13/2010 10:33:14 PM
periko$38.57$38.571/13/2010 10:24:33 PM
return-grizzly$100.00$100.001/14/2010 11:07:40 AM
reflective-rupee$100.00$100.001/14/2010 1:44:06 PM
reflective-rupee$100.00$100.001/14/2010 1:45:03 PM
reflective-rupee$250.00$250.001/14/2010 1:45:27 PM
reflective-rupee$250.00$250.001/14/2010 1:45:52 PM
reflective-rupee$100.00$100.001/14/2010 1:44:22 PM
Frankk2$25.00$25.001/14/2010 3:37:05 PM
well-mannered-income3$45.00$45.001/14/2010 3:01:20 PM
Sonihal$29.64$29.641/14/2010 4:25:33 PM
trident8$25.00$25.001/14/2010 5:26:17 PM
bonus-quark4$25.00$25.001/14/2010 6:40:41 PM
fields4437$51.83$51.831/15/2010 6:26:16 AM
bright-exchange$25.00$25.001/15/2010 7:48:27 AM
monstersdad$50.00$50.001/15/2010 11:16:13 AM
racer36$85.10$85.101/15/2010 10:37:43 AM
Credit2Prosper$50.00$50.001/15/2010 1:06:50 PM
Credit2Prosper$48.00$48.001/15/2010 1:09:11 PM
IASKGOD$25.00$25.001/15/2010 11:50:39 AM
joefoolz$25.00$25.001/15/2010 12:56:27 PM
Credit2Prosper$50.00$50.001/15/2010 1:08:05 PM
Engineer44$25.00$7.531/15/2010 12:49:09 PM
reflective-rupee$100.00$100.001/11/2010 4:32:47 PM
JohnSmallberries$25.00$25.001/11/2010 5:29:31 PM
fund-dragster$50.00$50.001/11/2010 5:54:26 PM
Bob450$50.00$50.001/11/2010 9:08:11 PM
chameleon125$50.00$50.001/11/2010 9:13:23 PM
wise-silver-wonder$25.00$25.001/12/2010 11:21:10 AM
umfan123$25.00$25.001/13/2010 7:21:10 AM
Skeptical-one$150.00$150.001/13/2010 8:23:36 AM
prudent-gain7$25.00$25.001/13/2010 2:58:18 PM
reflective-rupee$100.00$100.001/13/2010 3:58:51 PM
reflective-rupee$100.00$100.001/13/2010 3:59:33 PM
Capit0l$25.00$25.001/13/2010 3:56:24 PM
reflective-rupee$100.00$100.001/13/2010 3:59:01 PM
reflective-rupee$100.00$100.001/13/2010 3:59:45 PM
reflective-rupee$100.00$100.001/13/2010 4:00:04 PM
five-star-note$35.00$35.001/13/2010 4:19:39 PM
wonderous-power$25.00$25.001/14/2010 3:24:34 AM
brother_tam$100.00$100.001/14/2010 12:23:31 PM
reflective-rupee$100.00$100.001/14/2010 1:43:54 PM
reflective-rupee$250.00$250.001/14/2010 1:45:39 PM
reflective-rupee$100.00$100.001/14/2010 1:44:35 PM
reflective-rupee$100.00$100.001/14/2010 1:44:50 PM
five-star-note$45.00$45.001/14/2010 2:04:46 PM
five-star-note$75.00$75.001/14/2010 2:09:18 PM
jfify$50.88$50.881/14/2010 5:07:25 PM
ore-accord$25.00$25.001/14/2010 6:39:17 PM
Your_Bank$50.00$50.001/14/2010 7:14:37 PM
Your_Bank$100.00$100.001/14/2010 5:20:04 PM
innovator2$100.00$100.001/14/2010 5:47:30 PM
ore-accord$25.00$25.001/14/2010 6:48:16 PM
emance$42.00$42.001/14/2010 6:37:11 PM
Your_Bank$50.00$50.001/14/2010 7:18:32 PM
vivacious-p2p3$50.00$50.001/15/2010 5:44:13 AM
Jim33$25.00$25.001/14/2010 8:11:04 PM
a-reasonable-return$25.00$25.001/15/2010 7:02:05 AM
OSERENKUKU$30.00$30.001/14/2010 9:33:49 PM
Flshedman$50.00$50.001/15/2010 5:04:54 AM
atrevete$36.45$36.451/15/2010 4:10:40 AM
WMY-Investor$220.00$220.001/15/2010 10:08:53 AM
brondero$50.00$50.001/15/2010 11:27:27 AM
bold-dynamic-silver$25.00$25.001/15/2010 1:10:19 PM
80 bids
 
Borrower Payment Dependent Notes Series 441938
This series of Notes was issued and sold upon the funding of the borrower loan #40532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 10.90% Starting borrower rate/APR: 11.90% / 14.03% Starting monthly payment: $79.60
Final lender yield: 10.90% Final borrower rate/APR: 11.90% / 14.03% Final monthly payment: $79.60
 
Auction yield range: 4.06% - 10.90% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1982 Debt/Income ratio: 52%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 15 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 45Length of status:6y 10m
Amount delinquent: $0 Revolving credit balance: $11,932 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 96%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: top-finance-arboretum Borrower's state: Kansas Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate bills
Purpose of loan:
This loan will be used to? To consolidate for less bills.? I have?some small?debts or loans that I will be able to pay off that will make it easier every month and reduce the number of bills I pay.? I have a couple small credit cards and a couple medical bills I pay monthly and can put four small debts into 1.? Also the rates on a couple of my small cards are horrible considering my credit score is so strong.

My financial situation:
I am a good candidate for this loan because...??as you can see from my credit portfolio I always pay my debts on time.? I?have very stable job history, as I have been with the same company?for almost seven years and my credit history is outstanding as you can see. Prospers system does not include the income of my fiance who lives in the same household.? I manage the finance department for the?Harley Davidson dealership that?I work at and help people get loans myself and I understand I never want to be late on any credit because of how negative the impact can be on the future.? I will never be late and would like to be a prosper lender in the future.? I am asking for a small loan amount and will be able to payoff in 6 months or less.?

Monthly income
$5400 average plus fiance makes $2500
$1409 house payment
$508 is my car payment
she has car payment of $ 295
Various other debts from small?credit cards and medical bills?but all are paid every month on time.? I am trying to reduce the number of these and that is why I am taking out this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: It looks like you've got close to 12k total credit balance, could you provide some insight into which debts you're consolidating with this loan and why those are the ones you've chosen? - Loaner_without_a_cause
A: I was actaully hoping to put all12 into a loan, but realized that was going to be tough to get the whole amount. So I chose to eliminate as many small things as I could thus reducing the amount of bills I have each month. Now taking the 2 smallest credit cards, one small loan from CACU(my credit union) and a loan to payoff a watch that is worth $1500 that I still owe about $350 on. Between these four bills I pay around $300 a month. I will be able to payoff fast and then get another loan. (Jan-17-2010)
Q: Do you have a plan in place to keep yourself out of future credit card debt? - BankofBeth
A: I am using dave ramseys debt snowball plan. I am trying to get rid of as many debts as possible, one at a time. After I pay this prosper loan back which should not take that long I am then planning on consolidating the other 10k in credit card debt into another prosper loan and paying off. I learnes of this plan through my church (Jan-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
heroic-platinum$25.00$25.001/11/2010 5:38:26 PM
blue-heartpounding-silver$25.00$25.001/11/2010 7:12:56 PM
SCD$25.00$25.001/12/2010 9:32:32 PM
gallant-camaraderi$40.00$40.001/14/2010 7:27:31 PM
CommerciaLender$25.00$25.001/14/2010 7:42:16 PM
brondero$300.00$300.001/15/2010 11:42:02 AM
credit-observatory$25.00$25.001/15/2010 6:36:03 PM
spiff666$25.00$25.001/15/2010 8:30:40 PM
JerryB96$25.00$25.001/16/2010 8:35:46 AM
18th_beachbum$25.00$25.001/16/2010 10:33:53 PM
JTHarris$25.00$25.001/17/2010 9:58:07 AM
scref$25.00$25.001/17/2010 5:31:01 PM
Bigbluefan$100.00$100.001/17/2010 4:46:41 PM
adir1$25.00$25.001/17/2010 9:16:02 PM
screen23$25.00$25.001/18/2010 4:22:42 AM
Loan_shark718$50.00$38.801/18/2010 7:36:15 AM
singletrck$25.00$25.001/18/2010 8:32:15 AM
SafeSaxa$25.00$25.001/18/2010 10:01:38 AM
jsnryn$25.00$25.001/18/2010 9:04:28 AM
Your_Bank$25.00$25.001/18/2010 12:03:12 PM
nalaari$50.00$50.001/18/2010 1:52:58 PM
nalaari$50.00$50.001/18/2010 1:51:34 PM
JackinGreen$75.00$75.001/18/2010 1:56:07 PM
beakerfish$100.00$100.001/11/2010 6:54:30 PM
unrelenting-integrity$25.00$25.001/11/2010 8:04:35 PM
Mav26$100.00$100.001/12/2010 11:17:44 AM
red-power-cooker$25.00$25.001/13/2010 7:03:45 AM
springpanda$25.00$25.001/13/2010 2:10:44 PM
wonderous-power$25.00$25.001/14/2010 3:33:07 AM
circustab$50.00$50.001/15/2010 7:09:29 AM
Rearden_Steel$25.00$25.001/15/2010 5:06:01 AM
gourd6$50.00$50.001/15/2010 10:24:46 AM
Approved$25.00$25.001/15/2010 1:15:31 PM
BankofBeth$25.00$25.001/15/2010 5:27:04 PM
benefit-squirrel$100.00$100.001/16/2010 12:03:34 AM
artist390$50.00$50.001/15/2010 7:56:34 PM
FourLeafKlover$25.00$25.001/16/2010 6:56:38 AM
nalaari$50.00$50.001/16/2010 11:17:36 AM
StrongMonty$50.00$50.001/16/2010 5:38:45 PM
SNH$50.00$50.001/17/2010 9:30:27 AM
tomaswk$25.00$25.001/17/2010 9:44:30 AM
tamcho$25.00$25.001/17/2010 7:08:09 PM
beakerfish$100.00$100.001/17/2010 1:54:37 PM
AF-Chief$25.00$25.001/17/2010 7:52:32 PM
missgina$40.00$40.001/18/2010 6:26:15 AM
tomjac2000$25.00$25.001/18/2010 8:46:40 AM
Pu239$50.00$50.001/18/2010 10:48:53 AM
jybank$25.00$25.001/18/2010 12:23:24 PM
Bigbluefan$131.20$131.201/18/2010 12:38:26 PM
wild-orange$25.00$25.001/18/2010 1:16:39 PM
myduck$75.00$75.001/18/2010 2:11:59 PM
51 bids
 
Borrower Payment Dependent Notes Series 442024
This series of Notes was issued and sold upon the funding of the borrower loan #40544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $339.27
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $339.27
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jul-1994 Debt/Income ratio: 31%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 7 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:10y 11m
Amount delinquent: $0 Revolving credit balance: $910 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 47%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: workinggirl1 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 96% ) 660-679 (Latest)
Principal borrowed: $12,300.00< mo. late: 1 ( 4% )  
660-679 (Oct-2007)
 
Principal balance: $4,421.08 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
Recently married-Consolidation
Purpose of loan:
I am newly married, and my husband and I want to do some much needed home repairs, as well as pay off some bills. Though I do not pay rent, I am expected to maintain all home repairs.? I put off some repairs in 2009 that I would like to get done this year.? My husband has a small loan and a credit card he would like to pay off.

My financial situation:
I am a good candidate for this because?I do not?have a car payment, ?mortgage or rent payment.?? I have a very secure job at which I intend to stay.?I have a current Prosper loan that will pay off in November 2010.? I have NEVER been late or missed a payment on this loan, even though I took a temporary?pay-cut in 2009 to help the company I work for.? It was a voluntary pay-cut, and I have already?been raised back to my previous salary of $750 gross per week.
I am including only my income information, since the loan is in my name.
Monthly net income: $ 3000

Monthly expenses: $?

Housing: $ 0?
Insurance: $350?
Car expenses: $ 330???
Utilities: $ 220??
Phone, cable, internet: $ 130???
Food, entertainment: $ 300??
Clothing, household expenses $ 200??
Credit cards and other loans: $?650??(includes current Prosper payment)
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please indicate your spouse's net income and his expenses. thanks - reflective-rupee
A: His net income after taxes is $550.00 per week. His expenses are: Car payment- $400 Insurance -$125 (auto and life) Student loans-$110 Child Support-$450 Auto Expenses and other Misc household expenses, food etc. Loan-$125 (Jan-14-2010)
Q: Please describe your husband's credit history (ie, what is his credit score, has he ever been late on a payment, etc). Thanks - reflective-rupee
A: The only credit history my husband has ever had has been a credit card, which is paid off, and vehicle payments. He is very prompt in his payments, and has never been behind on any of them. (Jan-14-2010)
Q: Has your temporary pay cut been reversed? How is your employer doing? Please describe your employer in some detail. Thanks - reflective-rupee
A: Yes, it was reversed. It actually did not last as long as they thought it would. The cut was voluntary. I work for a company that has been in business for 12 years. They are a locally owned business, with two locations. Both locations have been doing well, considering last years economy. The company does not have a lot of debt, and that has been a big boost. The company is actually expanding on a small scale this spring. This new venture is forecasted to increase revenue considerably. (Jan-14-2010)
Q: Please list the balances of each of your and your spouse's debt, including mortgages. Please list the current value of any real estate (feel free to use zillow.com). thanks - reflective-rupee
A: We do not have a mortgage, nor have either of us ever had one. We do own any real estate. We live in a home that my family owns. (Jan-14-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$100.00$100.001/11/2010 4:35:16 PM
unk1911$25.00$25.001/11/2010 4:40:51 PM
Bob450$50.00$50.001/11/2010 8:27:55 PM
reflective-rupee$100.00$100.001/14/2010 11:47:54 AM
brondero$50.00$50.001/15/2010 11:28:48 AM
buffalobills$25.00$25.001/15/2010 4:06:41 PM
best-generosity-financier$25.00$25.001/15/2010 4:31:33 PM
silver-frog0$600.00$600.001/15/2010 4:55:32 PM
exchange-cowbell5$100.00$100.001/15/2010 6:16:01 PM
reflective-rupee$100.00$100.001/15/2010 5:05:28 PM
pi567$110.00$110.001/15/2010 6:23:34 PM
capital-galaxy$200.00$200.001/15/2010 8:15:46 PM
Capit0l$25.00$25.001/15/2010 7:32:46 PM
bulsa$237.09$237.091/15/2010 9:56:08 PM
EEasyMoney$25.00$25.001/16/2010 8:22:52 AM
JackinGreen$50.00$50.001/16/2010 7:48:29 AM
reflective-rupee$100.00$100.001/16/2010 4:23:23 PM
red-favorable-basis$25.00$25.001/16/2010 12:21:16 PM
reflective-rupee$100.00$100.001/16/2010 4:22:59 PM
reflective-rupee$100.00$100.001/16/2010 4:23:55 PM
thomas16882004$42.74$42.741/16/2010 11:28:57 PM
invincible-gain$104.00$104.001/16/2010 8:34:50 PM
squarebob$25.00$25.001/17/2010 6:14:16 AM
DasMula$100.00$100.001/16/2010 10:45:13 PM
RainyDayFunds$25.00$25.001/17/2010 10:46:33 AM
BlueProteus$25.00$25.001/17/2010 11:03:52 AM
sdagent$25.00$25.001/17/2010 4:05:20 PM
Ronnieboy888$25.00$25.001/17/2010 8:34:49 PM
quickstep$250.00$250.001/18/2010 8:22:36 AM
capital-galaxy$75.00$75.001/18/2010 6:26:22 AM
NekHoldings$25.00$25.001/18/2010 10:22:46 AM
DasMula$250.00$250.001/18/2010 9:54:05 AM
reflective-rupee$100.00$100.001/18/2010 10:04:40 AM
sturdy-peace9$50.00$50.001/18/2010 1:01:52 PM
credit-missile$100.00$100.001/18/2010 12:44:14 PM
GeoLender$25.00$25.001/18/2010 12:32:33 PM
well-mannered-income3$25.00$25.001/18/2010 2:49:28 PM
RecoveryLender$25.00$25.001/18/2010 12:37:08 PM
squarebob$25.00$25.001/18/2010 3:00:29 PM
squarebob$25.00$25.001/18/2010 2:59:51 PM
credit-elation1$29.43$29.431/18/2010 3:10:56 PM
squarebob$150.00$150.001/18/2010 3:56:40 PM
branaa99$25.00$25.001/18/2010 3:42:41 PM
TackingWindward$25.00$25.001/11/2010 7:24:22 PM
reflective-rupee$100.00$100.001/14/2010 11:47:41 AM
reflective-rupee$1,500.00$1,500.001/14/2010 12:29:52 PM
Skeptical-one$100.00$100.001/15/2010 8:11:16 AM
Rogelio48$35.00$35.001/15/2010 2:24:38 PM
SolarMoonshine$25.00$25.001/15/2010 5:03:54 PM
reflective-rupee$100.00$100.001/15/2010 5:05:14 PM
vest_vortex$25.00$25.001/15/2010 5:43:42 PM
boo_hoo$50.00$50.001/15/2010 6:14:19 PM
exchange-cowbell5$100.00$100.001/15/2010 6:16:13 PM
chameleon125$50.00$50.001/16/2010 8:12:42 AM
skillful-asset5$300.00$300.001/16/2010 6:42:59 AM
well-mannered-income3$40.00$40.001/16/2010 10:45:42 AM
marinbb$50.00$50.001/16/2010 2:00:24 PM
reflective-rupee$100.00$100.001/16/2010 4:23:42 PM
income-rocker2$46.65$46.651/16/2010 1:23:20 PM
exchange-cowbell5$100.00$100.001/16/2010 5:08:24 PM
SNH$50.00$50.001/17/2010 9:37:13 AM
credit-coach118$55.00$55.001/17/2010 10:51:16 AM
Ray3486$25.00$25.001/17/2010 12:12:44 PM
Calif-smo$25.00$25.001/17/2010 8:08:47 PM
doubls$25.00$25.001/17/2010 10:08:58 PM
ferris2484$60.00$60.001/17/2010 9:37:10 PM
Kash2010lu$25.00$25.001/18/2010 10:19:17 AM
113121$25.00$25.001/18/2010 10:54:11 AM
silver-frog0$399.00$399.001/18/2010 12:35:04 PM
Your_Bank$25.00$25.001/18/2010 12:15:34 PM
credit-missile$75.00$75.001/18/2010 2:43:42 PM
credit-missile$75.00$75.001/18/2010 12:49:58 PM
squarebob$25.00$25.001/18/2010 2:58:49 PM
marinbb$50.00$50.001/18/2010 3:23:41 PM
visionary-deal3$50.00$50.001/18/2010 2:59:36 PM
squarebob$25.00$25.001/18/2010 3:00:07 PM
squarebob$100.00$41.091/18/2010 3:59:07 PM
77 bids
 
Borrower Payment Dependent Notes Series 442266
This series of Notes was issued and sold upon the funding of the borrower loan #40548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $335.37
Final lender yield: 20.25% Final borrower rate/APR: 21.25% / 23.50% Final monthly payment: $298.65
 
Auction yield range: 11.06% - 29.00% Estimated loss impact: 10.49%  
Lender servicing fee: 1.00% Estimated return: 9.76%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Oct-1990 Debt/Income ratio: 27%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 10 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:17y 9m
Amount delinquent: $0 Revolving credit balance: $13,320 Occupation: Military Officer
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 93%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: N-a-Pinch Borrower's state: Georgia Borrower's group: Integrowth Capital Solutions
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 92% ) 720-739 (Latest)
Principal borrowed: $9,500.00< mo. late: 2 ( 8% )  
680-699 (Dec-2007)
700-719 (Oct-2007)
 
Principal balance: $3,881.45 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
Legal fees/pay off other loan
Purpose of loan:
This loan will be used to pay off my existing Prosper loan and cover some legal fees.

My financial situation:
Even though my credit rating on Prosper is a D, I am an excellent candidate for this loan.? My current loan is in good standing, my credit rating has increased since my last prosper loan, and I have had zero delinquencies for the last seven years.? I am currently on the upswing financially but do have some explaining for my past credit history.? The public record is a bankruptcy from 2001.? I had gone through a messy divorce and was straddled with approximatley 50K in credit card debt.? Between the credit card payments, alimony, and child support, I was borrowing from Peter to pay Paul and was damaging my credit even worse.? There are also two late payments listed on my current Prosper loan.? The first late payment was poor timing between my bank and I.? I had set up an account for autopay and the money was transferred to that account hours after Prosper attempted to withdraw the money.? Payed the next day.? The second payment was due to a forgotten?insurance policy that only withdrawls money annually.? Murphy's law states that the money of course had to come out the day the Prosper payment was due.? This payment was also paid within days of it's due date.??

My current financial status falls out like this:?

I own a home worth approx $280,000 with a mortage of $2,000/mo.? I rent this home for $1,500/mo and am actively trying to sell it.? I am renting an appartment for $840/mo in the mean time.??

Total income per month:? $6,234
Total expenses per month (rent & mortage included): $5,679

As you can see, I have no difficulty paying my bills or even increasing my Prosper payment slightly each month.? I just need some cash on hand to pay my legal fees and thought I would roll my other loan into this one.??

Thank you for taking the time to read my listing and of course if you have any questions, please contact me. ?

Monthly net income: $ 6,234

Monthly expenses: $
??Housing: $ 840
??Insurance: $ 125
??Car expenses: $ 450
??Utilities: $?40
??Phone, cable, internet: $ 90
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $?900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Integrity1st has bid a total of $1,150.44 in winning bids.
"My Army colleague is a senior officer with a high salary and a secure job. He will qualify for a pension in just two years, with guaranteed inflation-adjusted income for life. He has learned some hard lessons financially but is doing all the right things to recover. I am bidding over $1000 as I am convinced he will repay this loan in full."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Integrity1st$100.44$100.441/14/2010 7:31:15 PM
return-grizzly$100.00$100.001/15/2010 10:05:09 AM
Integrity1st$550.00$550.001/15/2010 5:26:06 PM
aurorafinancial$50.00$50.001/15/2010 7:17:11 PM
ore-bada-bing$200.00$200.001/15/2010 11:29:23 PM
TrudyM$50.00$50.001/16/2010 11:55:11 AM
shrewd-asset$50.00$50.001/17/2010 7:45:56 AM
srthsvghdthtr$25.00$25.001/17/2010 7:36:27 PM
JohnSmallberries$25.00$25.001/18/2010 4:32:57 PM
Dollars4Rent$25.00$25.001/19/2010 1:07:21 PM
SwiDaddy$25.00$25.001/19/2010 6:40:59 PM
Sigmund-Freud$50.00$50.001/19/2010 6:47:32 PM
draggon77$25.00$25.001/19/2010 8:24:40 PM
FunkyBro$40.66$40.661/19/2010 10:34:00 PM
reflective-rupee$100.00$100.001/19/2010 8:19:15 PM
ore-bada-bing$300.00$300.001/19/2010 8:31:25 PM
p2p-journey$100.00$100.001/20/2010 9:56:00 AM
Jinja$51.99$51.991/20/2010 1:04:58 PM
dynamic-capital$25.00$25.001/20/2010 12:45:53 PM
admirable-credit$25.00$25.001/20/2010 4:13:13 PM
DenimCapital$250.00$250.001/20/2010 4:21:18 PM
thomas16882004$50.00$50.001/20/2010 5:14:57 PM
Astyanax$25.00$25.001/20/2010 5:56:14 PM
Ray3486$25.00$25.001/20/2010 6:19:31 PM
MrPie$25.00$25.001/20/2010 7:19:38 PM
zento$25.00$25.001/20/2010 8:38:00 PM
MrRooster101$26.19$26.191/20/2010 6:21:10 PM
bsmtloan$72.83$72.831/20/2010 9:52:30 PM
Cpay2Me$25.00$25.001/20/2010 11:16:34 PM
reflective-rupee$100.00$100.001/21/2010 6:00:24 AM
VBPlayer$35.00$35.001/21/2010 6:12:29 AM
PrepWonder$25.00$25.001/21/2010 6:19:07 AM
grafton$200.00$200.001/21/2010 9:29:12 AM
PotBellyPete$50.00$50.001/21/2010 9:17:35 AM
jhernand17$25.00$25.001/21/2010 10:40:58 AM
DasMula$50.00$50.001/21/2010 11:13:00 AM
plbquic$25.00$25.001/21/2010 11:58:33 AM
reflective-rupee$100.00$100.001/21/2010 11:37:30 AM
goffmt$65.73$65.731/21/2010 11:27:59 AM
shawnw2$35.00$35.001/21/2010 12:28:23 PM
Isotope$25.00$25.001/21/2010 12:19:48 PM
Leshan$100.00$100.001/21/2010 12:50:04 PM
AF-Chief$35.00$35.001/21/2010 1:20:50 PM
Capit0l$25.00$25.001/21/2010 2:09:19 PM
vest_vortex$25.00$25.001/21/2010 2:37:59 PM
gary500$25.00$25.001/21/2010 2:59:14 PM
icon7$25.00$25.001/21/2010 2:49:11 PM
walkinonwater$25.00$25.001/21/2010 2:12:20 PM
credit-missile$150.00$150.001/21/2010 3:31:26 PM
asset-control2$25.00$25.001/21/2010 3:49:24 PM
CaliforniaSun$25.00$25.001/21/2010 3:56:36 PM
RetirementMoney$200.00$200.001/21/2010 4:02:06 PM
TackingWindward$25.00$25.001/21/2010 4:02:20 PM
credit-missile$100.00$100.001/21/2010 3:56:38 PM
asset-control2$75.00$75.001/21/2010 3:49:11 PM
reflective-rupee$100.00$100.001/21/2010 3:58:42 PM
unger$50.00$17.331/21/2010 4:01:37 PM
mercuriant$25.00$25.001/15/2010 4:38:29 PM
ore-bada-bing$300.00$300.001/15/2010 11:27:15 PM
Integrity1st$500.00$500.001/16/2010 9:13:17 AM
hamster$41.70$41.701/16/2010 3:39:40 PM
CoolPlexer$34.41$34.411/17/2010 2:18:53 PM
bondhedger$25.00$25.001/17/2010 3:05:07 PM
freedom3$500.00$500.001/18/2010 4:00:06 AM
ptjg$40.29$40.291/18/2010 8:41:00 AM
KSgirl89$48.77$48.771/18/2010 1:16:54 PM
lender12345$50.00$50.001/18/2010 8:17:30 PM
Kash2010lu$25.00$25.001/18/2010 8:43:55 PM
hellasow$30.00$30.001/19/2010 5:29:40 PM
snm2001$50.00$50.001/19/2010 6:00:34 PM
RetirementMoney$200.00$200.001/20/2010 10:20:19 AM
five-star-note$200.00$200.001/20/2010 10:10:41 AM
j5505$126.00$126.001/20/2010 4:08:16 PM
bullwink27$25.00$25.001/20/2010 12:42:46 PM
clean-camaraderi$25.00$25.001/20/2010 2:24:40 PM
fireferd$75.00$75.001/20/2010 2:40:16 PM
Spinnaker$100.00$100.001/20/2010 4:22:02 PM
photo999$25.00$25.001/20/2010 7:12:15 PM
Ambassador$50.00$50.001/20/2010 7:36:42 PM
Astyanax$25.00$25.001/20/2010 5:55:19 PM
RetirementMoney$50.00$50.001/20/2010 8:49:09 PM
MrMoneyBags$35.00$35.001/20/2010 7:03:13 PM
JauaFlash$28.20$28.201/20/2010 8:00:31 PM
Chillito$50.00$50.001/21/2010 12:54:10 AM
niq4soccer$25.00$25.001/21/2010 5:15:34 AM
Tecmo$43.62$43.621/21/2010 5:46:32 AM
lookin_up$50.00$50.001/21/2010 8:24:38 AM
exciting-fairness$200.00$200.001/21/2010 8:50:23 AM
jtc26$50.00$50.001/21/2010 11:18:03 AM
shrewd-income$50.00$50.001/21/2010 10:54:55 AM
reflective-rupee$100.00$100.001/21/2010 10:59:46 AM
TJRCapital$35.00$35.001/21/2010 11:44:52 AM
brightest-velocity-paloverde$25.00$25.001/21/2010 12:01:29 PM
flibinite$50.00$50.001/21/2010 11:52:35 AM
actl$25.00$25.001/21/2010 12:42:07 PM
exchange-cowbell5$200.00$200.001/21/2010 1:12:47 PM
LeverageLender$25.00$25.001/21/2010 1:35:46 PM
first-genuine-bid$68.34$68.341/21/2010 2:03:20 PM
RecoveryLender$25.50$25.501/21/2010 3:52:01 PM
The-CAPS-fan$38.00$38.001/21/2010 3:51:51 PM
RetirementMoney$50.00$50.001/21/2010 4:00:44 PM
101 bids
 
Borrower Payment Dependent Notes Series 442308
This series of Notes was issued and sold upon the funding of the borrower loan #40528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-13-2010 
  Auction end date:  Jan-20-2010 
 
Starting lender yield: 8.50% Starting borrower rate/APR: 9.50% / 9.84% Starting monthly payment: $480.49
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $480.14
 
Auction yield range: 3.06% - 8.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1994 Debt/Income ratio: 4%
Credit score: 840-859 (Jan-2010) Current / open credit lines: 13 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 63Length of status:0y 6m
Amount delinquent: $0 Revolving credit balance: $10,140 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: halothane_logic Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Investment
Purpose of loan:
This loan will be used to join a partnership/LLC with 4-8 other investors to invest in commercial real estate.? With the changes in health care coming, I'm trying to reposition myself for the future.? I'm worried that my salary, which is good today, will disappear in the next few years thanks to government run health care.? I am trying to diversify my earning potential.

This is my second attempt at a Prosper loan.? The previous attempt was for $25,000 and the listing expired with it 89% funded.? I figure if I start with $15,000 it should get funded this time.

My financial situation:
I have a great salary today with a good solid contract for the next few years and should be able to pay this loan off in no time.? I am a good candidate for this loan because I have never missed a student loan payment.? Most likely I'll pay it down quicker than asked.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bigdogsafety1$25.00$25.001/13/2010 4:06:37 PM
egw$25.00$25.001/13/2010 4:11:59 PM
responsibility-butterfly$25.00$25.001/13/2010 4:13:07 PM
discrete-asset$25.00$25.001/13/2010 4:13:18 PM
lloyd_s$25.00$25.001/13/2010 4:15:18 PM
gold-commander0$50.00$50.001/13/2010 4:15:27 PM
credit-force5$25.00$25.001/13/2010 4:15:33 PM
Gibbyland$100.00$100.001/13/2010 4:15:46 PM
kenji4861$25.00$25.001/13/2010 4:07:04 PM
inspired-contract9$50.00$50.001/13/2010 4:15:56 PM
lean-velocity$25.00$25.001/13/2010 4:07:10 PM
leodaguy$25.00$25.001/13/2010 4:16:03 PM
mikeandcat$100.00$100.001/13/2010 4:16:07 PM
cash-sensai2$25.00$25.001/13/2010 4:13:19 PM
Cai8899$75.00$75.001/13/2010 4:16:29 PM
elegant-income3$25.00$25.001/13/2010 4:16:33 PM
OCedHrt$25.00$25.001/13/2010 4:16:37 PM
supreme-hope$25.00$25.001/13/2010 4:16:50 PM
rjblack$50.00$50.001/13/2010 4:14:45 PM
Fearless_Lender$25.00$25.001/13/2010 4:17:12 PM
elasermd$50.00$50.001/13/2010 4:14:50 PM
heroic-platinum$25.00$25.001/13/2010 4:17:37 PM
thedoctor$90.00$90.001/13/2010 4:15:03 PM
financelover$50.00$50.001/13/2010 4:17:53 PM
majestic-dedication$50.00$50.001/13/2010 4:15:12 PM
OldFriend$25.00$25.001/13/2010 4:17:57 PM
personal-lender$25.00$25.001/13/2010 4:15:20 PM
ijspence$25.00$25.001/13/2010 4:18:16 PM
outtahoth2o$100.00$100.001/13/2010 4:18:36 PM
gulch$35.00$35.001/13/2010 4:16:00 PM
Kaj$30.00$30.001/13/2010 4:16:10 PM
AF-Chief$35.00$35.001/13/2010 4:16:11 PM
teller$60.00$60.001/13/2010 4:16:26 PM
red-favorable-basis$25.00$25.001/13/2010 4:16:30 PM
market-builder$25.00$25.001/13/2010 4:16:34 PM
zento$25.00$25.001/13/2010 4:28:38 PM
bowdish1$100.00$100.001/13/2010 4:16:41 PM
SNH$50.00$50.001/13/2010 4:16:53 PM
mmqc$25.00$25.001/13/2010 4:17:03 PM
dealarella$25.00$25.001/13/2010 4:17:16 PM
ChristopherHS$25.00$25.001/13/2010 4:12:36 PM
loyalist1$25.00$25.001/13/2010 4:13:16 PM
busybee007$25.00$25.001/13/2010 4:51:23 PM
AFairDeal$25.00$25.001/13/2010 4:17:43 PM
Beverly_Hills_Lender$25.00$25.001/13/2010 4:19:10 PM
friendly-market5$25.00$25.001/13/2010 4:14:59 PM
jbaum$100.00$100.001/13/2010 4:15:14 PM
junctionking$25.00$25.001/13/2010 4:15:30 PM
figs4u2$80.00$80.001/13/2010 4:15:49 PM
Goodlender42$25.00$25.001/13/2010 4:16:24 PM
schpere$30.00$30.001/13/2010 4:16:28 PM
Syzygy$25.00$25.001/13/2010 4:16:48 PM
green-benefit-enclave$25.00$25.001/13/2010 4:17:11 PM
faithey$25.00$25.001/13/2010 4:17:14 PM
durability-halibut$25.00$25.001/13/2010 4:17:35 PM
promiser200$25.00$25.001/13/2010 4:18:00 PM
lucrative-loan$50.00$50.001/13/2010 4:18:19 PM
AmericanCredit$25.00$25.001/13/2010 4:18:23 PM
DukSerduk$25.00$25.001/13/2010 4:18:38 PM
alpinaut$25.00$25.001/13/2010 4:18:51 PM
forthright-dedication$25.00$25.001/13/2010 4:19:13 PM
gracej$25.00$25.001/13/2010 4:19:44 PM
highcountry1$25.00$25.001/13/2010 6:24:08 PM
Speculator$50.00$50.001/13/2010 8:43:55 PM
vine99$100.00$100.001/13/2010 5:52:32 PM
wonderous-power$25.00$25.001/14/2010 3:44:21 AM
aasx1108$25.00$25.001/13/2010 7:53:24 PM
kmr2$60.00$60.001/13/2010 11:46:10 PM
serpentine$50.00$50.001/14/2010 6:18:45 AM
inventive-wealth2$25.00$25.001/13/2010 10:46:30 PM
smloanbigresult$25.00$25.001/14/2010 9:45:43 AM
Steveoo1$28.47$28.471/14/2010 11:07:36 AM
skillful-diversification2$25.00$25.001/14/2010 9:06:41 AM
creditasaurus9$25.00$25.001/14/2010 9:37:07 AM
KiwiElf$30.00$30.001/14/2010 11:51:31 AM
ferdberfel$50.00$50.001/14/2010 12:05:39 PM
note-tent$50.00$50.001/14/2010 12:52:23 PM
JGB$25.00$25.001/14/2010 1:06:24 PM
seahorse2008$25.00$25.001/14/2010 12:42:01 PM
BayShell$50.00$50.001/14/2010 12:03:15 PM
wormdc$26.00$26.001/14/2010 12:48:53 PM
Pasagam$25.00$25.001/14/2010 12:52:40 PM
helping-out$25.00$25.001/14/2010 1:23:12 PM
cesta283$25.00$25.001/14/2010 2:25:38 PM
ven$25.00$25.001/14/2010 2:32:41 PM
johntina$42.67$42.671/14/2010 2:32:50 PM
Astounding$25.00$25.001/14/2010 2:32:56 PM
orange-mighty-finance$25.00$25.001/14/2010 2:33:40 PM
lendme2$25.00$25.001/14/2010 2:34:06 PM
omniviper$25.00$25.001/14/2010 2:34:15 PM
bigphish$25.00$25.001/14/2010 2:34:17 PM
auction-elvis$25.00$25.001/14/2010 2:34:25 PM
klinebarger$25.00$25.001/14/2010 2:34:47 PM
cjames84$25.00$25.001/14/2010 2:35:23 PM
jsw7us$50.00$50.001/14/2010 2:24:11 PM
ryan23$25.00$25.001/14/2010 2:11:37 PM
meux99$25.00$25.001/14/2010 2:32:38 PM
best-decisive-peace$25.00$25.001/14/2010 2:32:42 PM
HUNTER599673$25.00$25.001/14/2010 2:33:19 PM
eg192$25.00$25.001/14/2010 2:23:13 PM
AJSinvest$25.00$25.001/14/2010 2:33:42 PM
dollar-spy$25.00$25.001/14/2010 3:03:57 PM
WHEREISTHEMOON$25.00$25.001/14/2010 2:33:59 PM
SCOTTOL$25.00$25.001/14/2010 2:34:22 PM
skvat$25.00$25.001/14/2010 2:29:43 PM
elevated-platinum5$25.00$25.001/14/2010 2:34:28 PM
Carpetkid$50.00$50.001/14/2010 2:34:33 PM
rooosta$25.00$25.001/14/2010 2:32:25 PM
afotherg$25.00$25.001/14/2010 2:32:35 PM
Sierralance$25.00$25.001/14/2010 2:35:02 PM
dynamic-fairness$25.00$25.001/14/2010 2:33:08 PM
zoe1971$25.00$25.001/14/2010 2:35:07 PM
Aethelinde$30.64$30.641/14/2010 2:35:18 PM
influential-gain$25.00$25.001/14/2010 2:33:22 PM
Merganser$25.00$25.001/14/2010 2:33:31 PM
chillware$25.00$25.001/14/2010 2:33:38 PM
Flatfoot$50.00$50.001/14/2010 2:34:09 PM
saritha$25.00$25.001/14/2010 2:34:18 PM
secundus$25.00$25.001/14/2010 2:34:32 PM
nickel-advocator$25.00$25.001/14/2010 2:34:35 PM
orange-courageous-dedication$40.00$40.001/14/2010 2:34:52 PM
Zarf$34.18$34.181/14/2010 2:35:16 PM
the_winning_ticket$35.00$35.001/14/2010 2:35:26 PM
dpfl55$25.00$25.001/14/2010 2:43:28 PM
Plotinus$30.56$30.561/14/2010 2:45:00 PM
market-assembler$27.74$27.741/14/2010 3:04:15 PM
larrybird$25.00$25.001/14/2010 3:21:45 PM
MAJESTIC5$28.64$28.641/14/2010 3:18:51 PM
heretolendit$25.00$25.001/14/2010 3:43:37 PM
upc_tnt$25.00$25.001/14/2010 3:43:38 PM
pragmatic-contract$25.00$25.001/15/2010 12:56:01 AM
balance-voyager$100.00$100.001/15/2010 8:35:45 AM
winter-vigilance$25.00$25.001/15/2010 9:36:27 AM
commerce-web5$40.00$40.001/15/2010 9:36:36 AM
determined-contract$30.00$30.001/15/2010 9:37:10 AM
coup173$25.00$25.001/15/2010 9:37:20 AM
dollar-birdie$30.00$30.001/15/2010 9:37:53 AM
ok$25.00$25.001/15/2010 10:30:41 AM
TheBiggTree$25.00$25.001/15/2010 11:41:33 AM
rolandweary$30.00$30.001/15/2010 11:00:26 AM
Supervark$25.00$25.001/15/2010 11:00:57 AM
jtrump22$25.00$25.001/15/2010 11:48:16 AM
Tradesmanlender$25.00$25.001/15/2010 12:25:38 PM
generous-at-heart$25.00$25.001/15/2010 12:25:58 PM
UT-Longhorn$25.00$25.001/15/2010 1:03:19 PM
msbutah$25.00$25.001/15/2010 1:29:18 PM
silverloan$25.00$25.001/15/2010 3:21:38 PM
GElender$50.00$50.001/15/2010 3:21:59 PM
codingbuddy$25.00$25.001/15/2010 3:00:12 PM
balance6$25.00$25.001/16/2010 7:30:04 AM
Orca-man$50.00$50.001/16/2010 10:36:36 AM
mecaterpillar$25.00$25.001/16/2010 11:01:05 AM
lendermender$25.00$25.001/16/2010 3:41:16 PM
LAAJ38$25.00$25.001/16/2010 10:45:19 AM
_G_$50.00$50.001/16/2010 5:21:15 PM
TechnologyGuy$25.00$25.001/16/2010 1:18:51 PM
vigilance-accruer$25.00$25.001/16/2010 9:21:49 PM
hard-working-loot$25.00$25.001/16/2010 9:46:48 PM
NR$25.00$25.001/16/2010 8:40:18 PM
Dazz2061$25.00$25.001/17/2010 11:50:39 AM
kanakakm$50.00$50.001/17/2010 10:22:12 AM
Dollars4Rent$25.00$25.001/17/2010 1:47:05 PM
CaptPicard$25.00$25.001/17/2010 8:34:11 PM
determined-deal7$25.00$25.001/17/2010 8:30:20 PM
zigzagz03$25.00$25.001/17/2010 8:33:53 PM
sensible-community1$25.00$25.001/17/2010 8:50:09 PM
freefly67$25.00$25.001/18/2010 9:52:09 AM
maple1$25.00$25.001/18/2010 10:51:45 AM
best-vivacious-funds$25.00$25.001/18/2010 12:05:14 PM
rjsdsu$25.00$25.001/18/2010 12:09:29 PM
Zipperdu$48.90$48.901/18/2010 12:01:55 PM
oceanwind1950$25.00$25.001/18/2010 12:08:29 PM
kanpur63$25.00$25.001/18/2010 12:09:16 PM
Sixmil$25.00$25.001/18/2010 12:10:10 PM
allamerathlete$25.00$25.001/18/2010 2:05:54 PM
BigMoney56$25.00$25.001/18/2010 4:23:35 PM
fxsrider$25.00$25.001/18/2010 4:23:40 PM
gain-butterfly$25.00$25.001/18/2010 4:23:25 PM
stable-nickel$170.00$170.001/18/2010 4:24:17 PM
graphite$25.00$25.001/18/2010 4:23:34 PM
platinum-sorcerer6$25.00$25.001/18/2010 4:24:21 PM
calessabay$25.00$25.001/18/2010 4:23:39 PM
TrustOne$25.00$25.001/18/2010 4:24:30 PM
rosie777$25.00$25.001/18/2010 4:24:36 PM
trade-pumpkin$35.00$35.001/18/2010 4:24:24 PM
axl163$25.00$25.001/18/2010 4:24:42 PM
invincible-marketplace$25.00$25.001/18/2010 4:24:32 PM
fcukciti$25.00$25.001/18/2010 4:24:38 PM
antlr$25.00$25.001/18/2010 4:24:41 PM
bill-bearer$50.00$50.001/18/2010 4:24:48 PM
ljay$25.00$21.721/18/2010 4:24:54 PM
skillful-finance$25.00$25.001/18/2010 4:25:19 PM
V40Harmony$25.00$25.001/18/2010 4:23:38 PM
magical-greenback$55.00$55.001/18/2010 4:24:19 PM
Attract$25.00$25.001/18/2010 4:24:28 PM
towering-compassion$25.00$25.001/18/2010 4:24:33 PM
guardlender$25.00$25.001/18/2010 4:24:40 PM
restless-balance$25.00$25.001/18/2010 4:25:21 PM
dma1206$25.00$25.001/18/2010 4:32:36 PM
wise-balanced-moola$25.00$25.001/18/2010 4:39:02 PM
shur$25.00$25.001/18/2010 8:38:12 PM
SOP_Bank$25.00$25.001/19/2010 6:47:10 AM
elevated-finance$25.00$25.001/19/2010 6:08:54 AM
noaudgrs$50.00$50.001/19/2010 1:53:49 PM
Snoopylover$25.00$25.001/19/2010 4:33:37 PM
RandyL3$37.92$37.921/19/2010 4:22:57 PM
dollardave$49.02$49.021/19/2010 4:55:35 PM
TJRCapital$25.00$25.001/19/2010 4:21:17 PM
wwwUniversal$25.00$25.001/19/2010 5:00:36 PM
iruz$50.00$50.001/19/2010 4:53:56 PM
upbeat-wealth$25.00$25.001/19/2010 7:00:51 PM
gothampark$25.00$25.001/19/2010 6:19:22 PM
PlumberMike77$83.62$83.621/19/2010 8:58:29 PM
justin323$26.00$26.001/19/2010 7:41:17 PM
the-profit-oracle$25.00$25.001/19/2010 8:20:45 PM
Gaelicman$50.00$50.001/19/2010 9:53:54 PM
dontscrewmeover1$50.00$50.001/19/2010 7:18:19 PM
market-jam$100.00$100.001/20/2010 2:51:40 AM
dbanwart$25.00$25.001/20/2010 6:34:49 AM
bradny$25.00$25.001/20/2010 8:49:12 AM
philantist$25.00$25.001/20/2010 3:00:04 AM
credit-sasquatch3$25.00$25.001/20/2010 10:04:56 AM
OoM$40.00$40.001/20/2010 11:18:19 AM
rmpedi33$50.00$50.001/20/2010 11:24:07 AM
EmeritusX$25.00$25.001/20/2010 11:30:57 AM
Robbdogg$25.00$25.001/20/2010 8:12:17 AM
mangas$25.00$25.001/20/2010 8:42:36 AM
Moneypenny6$25.00$25.001/20/2010 12:23:58 PM
interstellar$50.00$50.001/20/2010 11:16:34 AM
gsd$25.00$25.001/20/2010 11:27:29 AM
Richmp412$25.00$25.001/20/2010 1:50:56 PM
integrity-doctor$50.00$50.001/20/2010 2:02:30 PM
mjk406$25.00$25.001/20/2010 10:27:56 AM
scloans$25.00$25.001/20/2010 2:41:35 PM
RISK-VERSUS-RETURN$25.00$25.001/20/2010 12:36:30 PM
worth-quark$25.00$25.001/20/2010 1:40:30 PM
malcolmreynolds$25.00$25.001/20/2010 2:47:57 PM
AP2PLender$25.00$25.001/20/2010 3:05:01 PM
GarciaCompany$84.62$84.621/20/2010 1:10:27 PM
Engineer44$25.00$25.001/20/2010 4:03:21 PM
first-pragmatic-note$25.00$25.001/13/2010 4:06:49 PM
neenerman$75.00$75.001/13/2010 4:07:08 PM
kulender$30.00$30.001/13/2010 4:15:43 PM
buukyak$25.00$25.001/13/2010 4:16:18 PM
delicious-social132$25.00$25.001/13/2010 4:16:38 PM
mlopez2007$50.00$50.001/13/2010 4:17:21 PM
unk1911$25.00$25.001/13/2010 4:15:01 PM
industrious-dedication$25.00$25.001/13/2010 4:17:48 PM
meenan$25.00$25.001/13/2010 4:15:10 PM
first-upright-payout$50.00$50.001/13/2010 4:15:25 PM
intrepid-transaction5$25.00$25.001/13/2010 4:15:31 PM
exciting-responsibility3$25.00$25.001/13/2010 4:15:42 PM
fortytwo$200.00$200.001/13/2010 4:18:43 PM
Walkingcowboy$25.00$25.001/13/2010 4:16:06 PM
CorMDNY$25.00$25.001/13/2010 4:19:08 PM
shamrocker$25.00$25.001/13/2010 4:16:13 PM
toblerone$50.00$50.001/13/2010 4:16:21 PM
wampum-optimization$50.00$50.001/13/2010 4:16:23 PM
Phantom99$25.00$25.001/13/2010 4:16:39 PM
nuclearmoose$25.00$25.001/13/2010 4:16:58 PM
blooming-market$25.00$25.001/13/2010 4:17:07 PM
Dutchhunter$50.00$50.001/13/2010 4:18:04 PM
desertoasis$25.00$25.001/13/2010 4:18:24 PM
microlendblvr$100.00$100.001/13/2010 4:19:06 PM
orange-finance-banker$25.00$25.001/13/2010 4:19:46 PM
18th_beachbum$50.00$50.001/13/2010 4:15:16 PM
bchen78875$50.00$50.001/13/2010 4:15:51 PM
Katburg$50.00$50.001/13/2010 4:15:58 PM
natmonkey$25.00$25.001/13/2010 4:16:16 PM
bill-expert$25.00$25.001/13/2010 4:17:52 PM
diplomatic-point4$75.00$75.001/13/2010 4:18:10 PM
blot44$25.00$25.001/13/2010 7:01:32 PM
Havana21$50.00$50.001/13/2010 4:18:35 PM
Jassi$25.00$25.001/13/2010 4:19:26 PM
ClearLake$25.00$25.001/13/2010 4:19:37 PM
29Palms$25.00$25.001/13/2010 7:04:03 PM
oreyedoc$48.21$48.211/14/2010 3:36:58 AM
InvestorPartners$25.00$25.001/13/2010 10:30:46 PM
MidLifeCrisis$25.00$25.001/14/2010 5:50:02 AM
LAM26$25.00$25.001/14/2010 9:43:29 AM
coin-spilunker$25.00$25.001/14/2010 9:52:47 AM
the-bright-velocity$25.00$25.001/14/2010 10:58:35 AM
julijask$35.00$35.001/14/2010 10:14:21 AM
the-money-gargantuan$25.00$25.001/14/2010 11:07:25 AM
brightest-durability-chomper$25.00$25.001/14/2010 10:07:34 AM
Cheburashka$30.00$30.001/14/2010 12:36:03 PM
BankofBen$250.00$250.001/14/2010 12:49:36 PM
greenwell$50.00$50.001/14/2010 12:50:20 PM
buckyhead2000$25.00$25.001/14/2010 12:52:13 PM
DadWarbucks$25.00$25.001/14/2010 12:18:36 PM
HunterSix$25.00$25.001/14/2010 12:36:11 PM
springpanda$50.00$50.001/14/2010 12:49:08 PM
DeltaComputerGuy$25.00$25.001/14/2010 1:23:16 PM
roccofox$26.83$26.831/14/2010 1:23:21 PM
jd006006$40.00$40.001/14/2010 2:25:39 PM
FutureLenderEC$25.00$25.001/14/2010 2:32:37 PM
adabra$25.00$25.001/14/2010 2:32:45 PM
smallcountry$25.00$25.001/14/2010 2:32:51 PM
kirkjerk$25.00$25.001/14/2010 2:33:24 PM
Scoote2912$25.00$25.001/14/2010 2:33:42 PM
Tai$25.00$25.001/14/2010 2:34:05 PM
Maccs55$25.00$25.001/14/2010 2:34:11 PM
orange-resolute-platinum$25.00$25.001/14/2010 2:34:16 PM
loan-warrior$25.00$25.001/14/2010 2:34:24 PM
portfolio-zone801$25.00$25.001/14/2010 2:34:36 PM
time4aloan$25.00$25.001/14/2010 2:34:48 PM
ryreesado$25.00$25.001/14/2010 2:34:53 PM
martinatime$25.00$25.001/14/2010 2:35:19 PM
dinero-festivity2$50.00$50.001/14/2010 2:35:25 PM
red-trade-cologne$25.00$25.001/14/2010 2:11:57 PM
wiselady$25.00$25.001/14/2010 2:32:40 PM
dedicated-velocity3$25.00$25.001/14/2010 2:32:44 PM
dphoenix$25.00$25.001/14/2010 2:22:45 PM
vegibenz$25.00$25.001/14/2010 2:33:32 PM
otter$25.00$25.001/14/2010 2:33:44 PM
burgeoning-silver$25.00$25.001/14/2010 3:04:09 PM
Seafirst$28.31$28.311/14/2010 2:34:08 PM
JohnSmith10$25.00$25.001/14/2010 2:34:21 PM
handy-justice$25.00$25.001/14/2010 2:34:23 PM
get30inc$33.69$33.691/14/2010 2:29:46 PM
Picopie$50.00$50.001/14/2010 2:34:30 PM
asdf9876$25.00$25.001/14/2010 2:34:45 PM
SDNLR$25.00$25.001/14/2010 2:35:04 PM
USMC0311$25.00$25.001/14/2010 2:33:26 PM
nostromo$25.00$25.001/14/2010 2:33:30 PM
Banco de Claydo$25.00$25.001/14/2010 2:33:39 PM
one2sojourn$50.00$50.001/14/2010 2:43:52 PM
bluesky07$25.00$25.001/14/2010 2:34:03 PM
Klearwater_Pools$25.00$25.001/14/2010 2:48:57 PM
aventurer$25.00$25.001/14/2010 2:34:34 PM
sunshine1121$25.00$25.001/14/2010 2:35:01 PM
Sibelius2$25.00$25.001/14/2010 2:35:22 PM
timmytiger$25.00$25.001/14/2010 2:35:28 PM
tenny321$25.00$25.001/14/2010 3:18:49 PM
vkm2000$25.00$25.001/14/2010 3:59:00 PM
grasscutter$50.00$50.001/14/2010 4:28:15 PM
Fortuno_per_commodo$50.00$50.001/14/2010 4:58:38 PM
laredotornado$25.00$25.001/14/2010 5:13:55 PM
peerlender$30.00$30.001/14/2010 7:50:43 PM
grampy48$25.00$25.001/15/2010 5:51:38 AM
buffalobills$25.00$25.001/15/2010 8:24:11 AM
cberthiaume$25.00$25.001/15/2010 7:05:05 AM
SKAGIT22$25.00$25.001/15/2010 9:53:56 AM
verse99$25.00$25.001/15/2010 10:23:36 AM
exchange-battalion$30.00$30.001/15/2010 9:36:51 AM
km007$25.00$25.001/15/2010 9:38:03 AM
thegreatone$26.85$26.851/15/2010 10:13:06 AM
trustedfriend$25.00$25.001/15/2010 11:22:51 AM
Northsider$25.00$25.001/15/2010 11:35:51 AM
bayareainv$50.00$50.001/15/2010 10:45:18 AM
mburke3434$25.00$25.001/15/2010 11:13:11 AM
rdrloan$25.00$25.001/15/2010 11:39:32 AM
flwah$25.00$25.001/15/2010 12:20:24 PM
a-finance-nirvana$42.98$42.981/15/2010 12:53:33 PM
Mr_Money$25.00$25.001/15/2010 2:36:36 PM
justice-hawk$25.00$25.001/15/2010 8:23:16 PM
djh47a$25.01$25.011/15/2010 8:06:10 PM
honorable-yield$75.00$75.001/15/2010 9:20:15 PM
gogmagog$50.00$50.001/15/2010 10:46:04 PM
CREnvy$25.00$25.001/16/2010 5:40:52 AM
enlisted33$25.00$25.001/16/2010 8:51:17 AM
jjswanso$25.00$25.001/16/2010 7:52:01 AM
Chosen-one$25.00$25.001/16/2010 6:25:13 PM
TechieLender$27.93$27.931/16/2010 6:56:56 PM
five-star-note$35.00$35.001/17/2010 11:16:52 AM
Philosonie$25.00$25.001/17/2010 5:40:10 AM
MrDavid$50.00$50.001/17/2010 6:45:20 PM
credit-coach118$40.00$40.001/17/2010 11:10:09 AM
wampum-chorus3$25.00$25.001/17/2010 8:31:05 PM
BizBunny$25.00$25.001/17/2010 8:33:48 PM
Frugal$25.00$25.001/17/2010 8:30:06 PM
newbietony$40.00$40.001/17/2010 8:30:31 PM
iLoaner$25.00$25.001/17/2010 8:30:26 PM
payogie$25.00$25.001/17/2010 8:33:23 PM
Bigejv$50.00$50.001/18/2010 7:39:14 AM
driver928$25.00$25.001/18/2010 9:31:51 AM
BMP$25.00$25.001/18/2010 10:05:44 AM
unclejaef$25.00$25.001/18/2010 12:05:17 PM
bonus-chosen-one$25.00$25.001/18/2010 4:23:37 PM
lenderme$25.00$25.001/18/2010 4:23:41 PM
roymckenzie$25.00$25.001/18/2010 4:24:18 PM
Vess$25.00$25.001/18/2010 4:23:36 PM
jameskdean$25.00$25.001/18/2010 4:24:26 PM
Supernick$50.00$50.001/18/2010 4:24:33 PM
forthright-social$25.00$25.001/18/2010 4:24:20 PM
best-deal-banker$50.00$50.001/18/2010 4:24:40 PM
Lender0010$50.00$50.001/18/2010 4:24:29 PM
adir1$25.00$25.001/18/2010 4:24:36 PM
PA2LA$25.00$25.001/18/2010 4:24:39 PM
30Sky$75.00$75.001/18/2010 4:24:45 PM
fair-rate$25.00$25.001/18/2010 4:24:52 PM
Dap2005$25.00$25.001/18/2010 4:23:36 PM
GreenSolutionsOffshoreHoldings$25.00$25.001/18/2010 4:23:39 PM
intuitive-bill$25.00$25.001/18/2010 4:24:23 PM
hope-encourager$25.00$25.001/18/2010 4:24:27 PM
docktah$50.00$50.001/18/2010 4:24:37 PM
green-careful-community$25.00$25.001/18/2010 4:24:47 PM
Reinadog9$25.00$25.001/18/2010 4:24:50 PM
jybank$50.00$50.001/18/2010 4:32:39 PM
minista$25.00$25.001/18/2010 4:32:03 PM
AEH_Now$25.00$25.001/19/2010 3:47:22 AM
rudymac777$25.00$25.001/19/2010 7:59:13 AM
bizguy1982$25.00$25.001/19/2010 6:58:39 AM
yield-quest$50.00$50.001/19/2010 8:06:12 AM
Barky52$25.00$25.001/19/2010 7:14:24 AM
janus_god$25.44$25.441/19/2010 4:59:53 PM
Gromac$25.00$25.001/19/2010 5:00:16 PM
djlucas$31.99$31.991/19/2010 5:05:01 PM
whiterabbit1874$50.00$50.001/19/2010 11:33:09 PM
grafton$500.00$500.001/19/2010 11:09:11 PM
q4golf$25.00$25.001/20/2010 4:04:47 AM
Jcardone33$25.00$25.001/20/2010 9:32:25 AM
The-CAPS-fan$75.00$75.001/20/2010 9:38:10 AM
manrandom$200.00$200.001/20/2010 10:13:16 AM
rate-hickory$25.00$25.001/20/2010 7:50:04 AM
dud$50.00$50.001/20/2010 10:34:33 AM
octoberfresh$25.00$25.001/20/2010 8:37:55 AM
blackwater98$32.06$32.061/20/2010 10:07:48 AM
gustavholstopus32$25.00$25.001/20/2010 1:19:14 PM
principal-laser$60.00$60.001/20/2010 10:16:54 AM
qkinger$50.00$50.001/20/2010 1:11:16 PM
skillful-asset5$100.00$100.001/20/2010 4:01:52 PM
Lotsofbears$25.00$25.001/20/2010 2:47:46 PM
423 bids
 
Borrower Payment Dependent Notes Series 442342
This series of Notes was issued and sold upon the funding of the borrower loan #40520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-13-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.43% Starting monthly payment: $60.35
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.38% Final monthly payment: $59.50
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1975 Debt/Income ratio: 26%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 13 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:36y 1m
Amount delinquent: $0 Revolving credit balance: $5,441 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 55%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: sweet-bill0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off my American Express

My financial situation:
I am a good candidate for this loan because I want to pay it back within 3 payments?

Monthly net income: $ 3114.80
Monthly expenses: $
??Housing: $ 550.00
??Insurance: $ 88.00
??Car expenses: $ 100.00
??Utilities: $?00.00
??Phone, cable, internet: $ 70.00
??Food, entertainment: $?100.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $1400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Homeinvest$25.00$25.001/13/2010 4:05:12 PM
jenq0001$25.00$25.001/13/2010 4:05:25 PM
streak269$25.00$25.001/13/2010 4:05:42 PM
ClearLake$25.00$25.001/13/2010 4:06:00 PM
ccdmp2004$25.00$25.001/13/2010 4:06:08 PM
mcd1901$25.00$25.001/13/2010 4:05:10 PM
Usurious$25.00$25.001/13/2010 4:05:41 PM
investment-defender$25.00$25.001/13/2010 4:05:45 PM
a-resplendent-commitment$25.00$25.001/13/2010 4:05:48 PM
BigMoney56$25.00$25.001/13/2010 4:05:50 PM
dspmn$25.00$25.001/13/2010 4:05:57 PM
lounges$25.00$25.001/13/2010 4:06:05 PM
djindepth$50.00$50.001/13/2010 4:06:11 PM
kingbutthd$25.00$0.601/13/2010 4:06:18 PM
srfb973$25.00$25.001/13/2010 4:05:22 PM
bharosa$25.00$25.001/13/2010 4:05:32 PM
inkplj$25.28$25.281/13/2010 4:05:38 PM
theloanfiller$28.00$28.001/13/2010 4:05:54 PM
tomas090$25.00$25.001/13/2010 4:05:58 PM
Jmatt33$25.00$25.001/13/2010 4:06:06 PM
KVEER$25.00$25.001/13/2010 4:06:10 PM
Dahlozer$25.00$25.001/13/2010 4:06:12 PM
EngineersAlliance$50.00$50.001/13/2010 4:19:42 PM
vine99$60.00$60.001/13/2010 6:03:46 PM
toxicbutterfly$25.00$25.001/14/2010 4:30:04 PM
bellach$26.23$26.231/13/2010 4:05:13 PM
newest-greenback-force$25.00$25.001/13/2010 4:05:40 PM
Oupa-George$25.00$25.001/13/2010 4:05:55 PM
jdl424$25.00$25.001/13/2010 4:06:03 PM
Robyn5722$25.00$25.001/13/2010 4:06:14 PM
bronzmajom$25.00$25.001/13/2010 4:05:19 PM
inspire22$25.00$25.001/13/2010 4:05:36 PM
joshua2001$25.00$25.001/13/2010 4:05:44 PM
wealth-serenity2$25.00$25.001/13/2010 4:05:46 PM
beleza$27.09$27.091/13/2010 4:05:49 PM
cfinley106$25.00$25.001/13/2010 4:05:53 PM
Sefotonga$25.00$25.001/13/2010 4:06:04 PM
willyray$25.00$25.001/13/2010 4:06:09 PM
JeffHoll$100.00$100.001/13/2010 4:06:16 PM
topher515$25.00$25.001/13/2010 4:05:27 PM
scoobiedoo$25.00$25.001/13/2010 4:05:34 PM
visionary-community$25.00$25.001/13/2010 4:05:52 PM
credit-triumph1$25.00$25.001/13/2010 4:05:56 PM
shanedog$25.00$25.001/13/2010 4:05:59 PM
atothez$50.00$50.001/13/2010 4:06:07 PM
Justbiz$50.00$50.001/13/2010 4:06:13 PM
SolarMoonshine$25.00$25.001/13/2010 5:27:03 PM
Bank_Of_XL$50.00$50.001/13/2010 4:36:48 PM
Bob450$25.00$25.001/13/2010 9:19:05 PM
Tc11902$25.00$25.001/14/2010 10:42:37 AM
durability-halibut$25.00$25.001/14/2010 2:52:04 PM
kapitalx$27.80$27.801/14/2010 4:50:42 PM
TackingWindward$25.00$25.001/15/2010 8:51:57 AM
FinanceEngine$30.00$30.001/15/2010 9:53:08 AM
Syzygy$25.00$25.001/15/2010 11:13:49 AM
55 bids
 
Borrower Payment Dependent Notes Series 442412
This series of Notes was issued and sold upon the funding of the borrower loan #40545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 8.40% / 10.49% Starting monthly payment: $78.80
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $78.75
 
Auction yield range: 4.06% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1995 Debt/Income ratio: 40%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 16 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 46 Occupation: Professional
Amount delinquent: $0 Revolving credit balance: $14,206Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 82% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: power-loyalist0 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tough Times
Purpose of loan:
This loan will be used to? take care of some immediate expenses that need to be taken care of.?

My financial situation:
I am a good candidate for this loan because? I have not been late or behind on any accounts.? I will be obtaining a part time job next month that will help repay this loan.? I?will be?able to repay?it with my current job but this?extra job?will help?also.? My current job is very good but I have just been overwhelmed with extra ordinary expenses lately.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 154.00
??Car expenses: $ 100
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
responsibility-butterfly$25.00$25.001/14/2010 4:21:23 PM
oceanwind1950$25.00$25.001/14/2010 4:25:02 PM
first-pragmatic-note$25.00$25.001/14/2010 4:31:42 PM
kenji4861$25.00$25.001/14/2010 4:32:06 PM
lean-velocity$25.00$25.001/14/2010 4:32:21 PM
friendly-market5$25.00$25.001/14/2010 4:39:38 PM
bchen78875$50.00$50.001/14/2010 4:41:42 PM
inspired-contract9$50.00$50.001/14/2010 4:41:54 PM
Katburg$50.00$50.001/14/2010 4:41:59 PM
rjblack$50.00$50.001/14/2010 4:39:08 PM
AF-Chief$35.00$35.001/14/2010 4:42:46 PM
toblerone$50.00$50.001/14/2010 4:43:02 PM
thedoctor$90.00$90.001/14/2010 4:39:48 PM
wampum-optimization$50.00$50.001/14/2010 4:43:06 PM
Cai8899$75.00$75.001/14/2010 4:43:23 PM
meenan$25.00$25.001/14/2010 4:40:01 PM
jbaum$100.00$100.001/14/2010 4:40:12 PM
lloyd_s$25.00$25.001/14/2010 4:40:25 PM
delicious-social132$25.00$25.001/14/2010 4:43:51 PM
first-upright-payout$50.00$50.001/14/2010 4:40:39 PM
junctionking$25.00$25.001/14/2010 4:40:49 PM
intrepid-transaction5$25.00$25.001/14/2010 4:40:54 PM
exciting-responsibility3$25.00$25.001/14/2010 4:41:11 PM
dealarella$25.00$25.001/14/2010 4:44:51 PM
gulch$35.00$35.001/14/2010 4:42:06 PM
Walkingcowboy$25.00$25.001/14/2010 4:42:24 PM
heroic-platinum$25.00$25.001/14/2010 4:45:31 PM
Kaj$30.00$30.001/14/2010 4:42:39 PM
nuclearmoose$25.00$25.001/14/2010 4:44:17 PM
elegant-income3$25.00$25.001/14/2010 4:43:35 PM
market-builder$25.00$25.001/14/2010 4:43:39 PM
bowdish1$100.00$100.001/14/2010 4:43:57 PM
blooming-market$25.00$25.001/14/2010 4:44:32 PM
durability-halibut$25.00$25.001/14/2010 4:45:19 PM
tomjac2000$25.00$25.001/18/2010 8:52:39 AM
HealthAndSafety$50.00$50.001/18/2010 9:00:04 AM
discrete-asset$25.00$25.001/14/2010 4:27:39 PM
neenerman$75.00$75.001/14/2010 4:32:14 PM
unk1911$25.00$25.001/14/2010 4:39:43 PM
figs4u2$80.00$80.001/14/2010 4:41:39 PM
leodaguy$25.00$25.001/14/2010 4:42:14 PM
shamrocker$25.00$25.001/14/2010 4:42:48 PM
elasermd$50.00$50.001/14/2010 4:39:21 PM
majestic-dedication$50.00$50.001/14/2010 4:40:06 PM
18th_beachbum$50.00$50.001/14/2010 4:40:17 PM
personal-lender$25.00$25.001/14/2010 4:40:27 PM
gold-commander0$50.00$50.001/14/2010 4:40:46 PM
supreme-hope$25.00$25.001/14/2010 4:44:05 PM
credit-force5$25.00$25.001/14/2010 4:40:59 PM
mmqc$25.00$25.001/14/2010 4:44:23 PM
kulender$30.00$30.001/14/2010 4:41:17 PM
Gibbyland$100.00$100.001/14/2010 4:41:22 PM
green-benefit-enclave$25.00$25.001/14/2010 4:44:37 PM
mlopez2007$50.00$50.001/14/2010 4:45:02 PM
mikeandcat$100.00$100.001/14/2010 4:42:25 PM
AFairDeal$25.00$20.001/14/2010 4:45:35 PM
buukyak$25.00$25.001/14/2010 4:42:53 PM
Goodlender42$25.00$25.001/14/2010 4:43:09 PM
schpere$30.00$30.001/14/2010 4:43:22 PM
red-favorable-basis$25.00$25.001/14/2010 4:43:28 PM
OCedHrt$25.00$25.001/14/2010 4:43:47 PM
SNH$50.00$50.001/14/2010 4:44:07 PM
Fearless_Lender$25.00$25.001/14/2010 4:44:43 PM
adir1$25.00$25.001/17/2010 9:13:43 PM
64 bids
 
Borrower Payment Dependent Notes Series 442962
This series of Notes was issued and sold upon the funding of the borrower loan #40538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 14.05% Starting borrower rate/APR: 15.05% / 17.22% Starting monthly payment: $277.52
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.17% Final monthly payment: $277.32
 
Auction yield range: 6.06% - 14.05% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.76%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-2000 Debt/Income ratio: 38%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 12 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:7y 0m
Amount delinquent: $0 Revolving credit balance: $19,574 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 66%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: engineere Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
640-659 (Apr-2008)
 
Principal balance: $1,499.77 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Consolidating Debt after Wedding
Purpose of loan:
This loan will be used to pay off the debt my wife and I have accumulated since our big wedding last October. We all know how expensive a wedding is!

My financial situation:
I am a good candidate for this loan because I currently have a loan from prosper.com for almost two years and have never been delinquent.? I have great credit, work full time,?attend school for electrical engineering, own a house,?my wife has a well paying job, and both of our cars are paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MrDavid$25.00$25.001/19/2010 10:04:45 AM
christifa$25.00$25.001/19/2010 10:06:41 AM
AGSLending$25.00$25.001/19/2010 10:08:10 AM
Pasagam$25.00$25.001/19/2010 10:09:13 AM
kanakakm$25.00$25.001/19/2010 10:05:06 AM
social-ladder590$25.00$25.001/19/2010 10:09:34 AM
julijask$35.00$35.001/19/2010 10:09:04 AM
unk1911$25.00$25.001/19/2010 10:16:21 AM
bogart2277$25.00$25.001/19/2010 10:21:11 AM
upbeat-investment9$25.00$25.001/19/2010 10:22:09 AM
oceanwind1950$25.00$25.001/19/2010 10:22:23 AM
happyinvallarta$50.00$50.001/19/2010 10:23:15 AM
elephantparty$25.00$25.001/19/2010 10:23:24 AM
lend_to_you$45.66$45.661/19/2010 10:20:03 AM
Swabjockey$25.00$25.001/19/2010 10:22:59 AM
AFairDeal$25.00$25.001/19/2010 10:23:46 AM
enb3$25.00$25.001/19/2010 10:20:37 AM
jrbill1998$50.00$50.001/19/2010 10:21:17 AM
georgethesir$50.00$50.001/19/2010 10:24:38 AM
autonomous-basis$25.00$25.001/19/2010 10:22:46 AM
plentiful-reward$50.00$50.001/19/2010 10:26:45 AM
credible-durability$25.00$25.001/19/2010 10:27:18 AM
oaktown23$50.00$50.001/19/2010 10:24:06 AM
bill-expert$25.00$25.001/19/2010 10:24:25 AM
OldFriend$25.00$25.001/19/2010 10:24:42 AM
mmckune$25.00$25.001/19/2010 10:28:14 AM
rlcot$25.00$25.001/19/2010 10:25:01 AM
toxicbutterfly$25.00$25.001/19/2010 10:25:32 AM
kbodendorf$25.00$25.001/19/2010 10:25:36 AM
dm_invest$25.00$25.001/19/2010 10:25:50 AM
green-careful-community$25.00$25.001/19/2010 10:26:17 AM
Beverly_Hills_Lender$25.00$25.001/19/2010 10:27:08 AM
walabie$25.00$25.001/19/2010 10:27:32 AM
Gladglide$40.00$40.001/19/2010 10:36:23 AM
Fortuno_per_commodo$25.00$25.001/19/2010 10:37:39 AM
graceful-investment$50.00$50.001/19/2010 10:39:35 AM
reflective-cash0$50.00$50.001/19/2010 10:39:42 AM
NR$25.00$25.001/19/2010 10:40:38 AM
WillyBobba$25.00$25.001/19/2010 10:41:05 AM
don8ter$25.00$25.001/19/2010 10:41:00 AM
bigdogsafety1$25.00$25.001/19/2010 10:41:54 AM
burrito6$25.00$25.001/19/2010 10:42:16 AM
productive-ore$25.00$25.001/19/2010 10:36:26 AM
desertoasis$50.00$50.001/19/2010 10:43:30 AM
rock-turner$25.00$25.001/19/2010 10:37:22 AM
brightest-durability-chomper$25.00$25.001/19/2010 10:44:39 AM
ramblin$25.00$25.001/19/2010 10:46:22 AM
liberty-revolutionary5$25.00$25.001/19/2010 10:45:34 AM
auctionbros$25.00$25.001/19/2010 10:45:56 AM
friendly-return7$25.00$25.001/19/2010 10:47:06 AM
sidney102$50.00$50.001/19/2010 10:47:28 AM
sk8ndive$25.00$25.001/19/2010 10:47:32 AM
duty-sensai$25.00$25.001/19/2010 10:41:18 AM
Nic_R$25.00$25.001/19/2010 10:47:42 AM
truth-companion$25.00$25.001/19/2010 10:47:44 AM
Orringo$75.00$75.001/19/2010 10:42:09 AM
epch$25.00$25.001/19/2010 10:47:50 AM
Marathoner$25.00$25.001/19/2010 10:49:08 AM
martiantim$25.00$25.001/19/2010 10:48:07 AM
astute-dollar$100.00$100.001/19/2010 10:49:42 AM
galaxy1$25.00$25.001/19/2010 10:49:48 AM
felicity-synapse$25.00$25.001/19/2010 10:48:54 AM
thoughtful-community7$25.00$25.001/19/2010 10:42:59 AM
Supernick$100.00$100.001/19/2010 10:49:04 AM
romario$50.00$50.001/19/2010 10:49:12 AM
wiltonbound$25.00$25.001/19/2010 10:50:44 AM
Diamond_Jim$25.00$25.001/19/2010 10:49:57 AM
conductor146$25.00$25.001/19/2010 10:44:00 AM
E_G$30.00$30.001/19/2010 10:50:04 AM
benefit-squirrel$30.00$30.001/19/2010 10:50:40 AM
hitsman$50.00$50.001/19/2010 10:50:50 AM
techvet$25.00$25.001/19/2010 10:51:43 AM
shrewd-deal$25.00$25.001/19/2010 10:50:56 AM
klinebarger$25.00$25.001/19/2010 10:51:12 AM
melodious-fairness$25.00$25.001/19/2010 10:52:27 AM
Reinadog9$25.00$25.001/19/2010 10:46:27 AM
Aeroman32$25.00$25.001/19/2010 10:53:24 AM
worldly-community3$25.00$25.001/19/2010 10:51:58 AM
HamachiMan$25.00$25.001/19/2010 10:46:59 AM
cathexis$25.00$25.001/19/2010 10:47:13 AM
chekat$25.00$25.001/19/2010 10:48:18 AM
NDFIRTH$50.00$50.001/19/2010 10:54:14 AM
BlindJoeDeath$25.00$25.001/19/2010 10:48:46 AM
Veloce$25.00$25.001/19/2010 10:49:01 AM
aasx1108$25.00$25.001/19/2010 10:49:18 AM
trumpeter5$25.00$25.001/19/2010 10:57:19 AM
principal-kung-fu$25.00$25.001/19/2010 10:57:40 AM
tremendous-payment$25.00$25.001/19/2010 10:50:11 AM
red-trade-cologne$25.00$25.001/19/2010 10:58:51 AM
Cheburashka$25.00$25.001/19/2010 10:58:38 AM
msbutah$50.00$50.001/19/2010 10:58:59 AM
elegant-income3$30.00$30.001/19/2010 11:00:43 AM
personal-lender$25.00$25.001/19/2010 11:00:55 AM
wanna-help$25.00$25.001/19/2010 10:59:48 AM
contract-voltage$25.00$25.001/19/2010 11:01:35 AM
CallMeBen$25.00$25.001/19/2010 11:00:40 AM
gulch$25.00$25.001/19/2010 11:01:18 AM
AndyLee$25.00$25.001/19/2010 10:54:33 AM
schpere$25.00$25.001/19/2010 11:01:56 AM
docktah$50.00$35.751/19/2010 11:02:09 AM
UT-Longhorn$25.00$25.001/19/2010 10:58:34 AM
elegant-bonus$25.00$25.001/19/2010 11:00:04 AM
Banker7371$25.00$25.001/19/2010 11:01:28 AM
Prosp_Lender$50.00$50.001/19/2010 11:02:00 AM
aventurer$25.00$25.001/19/2010 11:02:05 AM
aurorafinancial$50.00$50.001/19/2010 11:17:13 AM
cougar121469$60.00$60.001/19/2010 11:10:55 AM
selector568$300.00$300.001/19/2010 11:20:12 AM
Aberdeen$300.00$300.001/19/2010 11:53:34 AM
Tingali$26.78$26.781/19/2010 11:55:28 AM
orbiter614$50.00$50.001/19/2010 4:29:47 PM
Sol_Invictus$25.00$25.001/20/2010 5:01:36 AM
unger$50.00$50.001/20/2010 3:18:56 AM
RainMakers$25.00$25.001/20/2010 8:58:47 AM
Bob450$25.00$25.001/19/2010 10:49:11 PM
Kesselschlacht$50.00$50.001/20/2010 9:59:43 AM
best-generosity-financier$25.00$25.001/20/2010 4:19:17 PM
mason5$25.00$25.001/21/2010 3:30:01 AM
UncleSafety$100.00$100.001/21/2010 2:31:15 PM
asset-fanatic$25.00$25.001/21/2010 3:17:12 PM
natural-greenback6$25.00$25.001/21/2010 4:27:01 PM
sensible-community1$25.00$25.001/19/2010 10:04:18 AM
vigilance-accruer$25.00$25.001/19/2010 10:09:39 AM
lounges$25.00$25.001/19/2010 10:12:33 AM
adaptable-income$25.00$25.001/19/2010 10:15:03 AM
AF-Chief$27.00$27.001/19/2010 10:16:27 AM
diplomatic-point4$100.00$100.001/19/2010 10:19:29 AM
five-star-note$35.00$35.001/19/2010 10:21:33 AM
gentle-note$25.00$25.001/19/2010 10:21:51 AM
aneley777$25.00$25.001/19/2010 10:23:03 AM
The_Donald$25.00$25.001/19/2010 10:23:33 AM
tedsrfdude$25.00$25.001/19/2010 10:23:59 AM
busnssmn$25.00$25.001/19/2010 10:24:32 AM
peso-colonel$90.00$90.001/19/2010 10:26:07 AM
maldok1$25.00$25.001/19/2010 10:25:15 AM
industrious-dedication$25.00$25.001/19/2010 10:24:13 AM
ClearLake$25.00$25.001/19/2010 10:28:00 AM
egw$25.00$25.001/19/2010 10:33:59 AM
BenOrt$25.00$25.001/19/2010 10:36:36 AM
jjswanso$25.00$25.001/19/2010 10:40:01 AM
loanfairy$25.00$25.001/19/2010 10:41:25 AM
gold-auctioneer7$25.00$25.001/19/2010 10:42:55 AM
credit-superstar3$25.00$25.001/19/2010 10:43:04 AM
tallcoolone$50.00$50.001/19/2010 10:37:08 AM
saffron4$25.00$25.001/19/2010 10:44:08 AM
brooklynjoe$25.00$25.001/19/2010 10:43:52 AM
calm-deal7$25.00$25.001/19/2010 10:46:00 AM
bill-bearer$25.00$25.001/19/2010 10:45:38 AM
serpentine$50.00$50.001/19/2010 10:45:41 AM
balance-voyager$100.00$100.001/19/2010 10:46:55 AM
mattemmo$25.00$25.001/19/2010 10:46:08 AM
Davidson2$50.00$50.001/19/2010 10:46:19 AM
CalBear5$25.00$25.001/19/2010 10:47:30 AM
teltech$25.00$25.001/19/2010 10:46:38 AM
paymentologist$25.00$25.001/19/2010 10:48:32 AM
stollcm$25.00$25.001/19/2010 10:47:36 AM
cub510$25.00$25.001/19/2010 10:42:04 AM
harmonious-yield$25.00$25.001/19/2010 10:48:03 AM
mtquan$25.00$25.001/19/2010 10:48:27 AM
wayman$50.00$50.001/19/2010 10:50:37 AM
punctual-power7$25.00$25.001/19/2010 10:49:27 AM
peterpossum$25.00$25.001/19/2010 10:43:39 AM
payout-achievement$40.00$40.001/19/2010 10:50:19 AM
zrohmm$25.00$25.001/19/2010 10:44:15 AM
rolandweary$40.00$40.001/19/2010 10:50:31 AM
bold-principal-thinker$25.00$25.001/19/2010 10:44:23 AM
duty-monger$50.00$50.001/19/2010 10:51:03 AM
kchen486$25.00$25.001/19/2010 10:51:34 AM
Picopie$50.00$50.001/19/2010 10:51:48 AM
thestartuplender$35.00$35.001/19/2010 10:51:18 AM
onlyastepaway$25.00$25.001/19/2010 10:46:10 AM
exact-loan5$25.00$25.001/19/2010 10:51:54 AM
flopcat$25.00$25.001/19/2010 10:52:06 AM
brazilofmux$100.00$100.001/19/2010 10:52:20 AM
gravity-powered-air-cooled$25.00$25.001/19/2010 10:47:53 AM
tlp43$25.00$25.001/19/2010 10:47:59 AM
value-pouch$25.00$25.001/19/2010 10:48:23 AM
capital-lesson$25.00$25.001/19/2010 10:56:41 AM
Doodlemeyer$25.00$25.001/19/2010 10:49:23 AM
Pizza-man$50.00$50.001/19/2010 10:49:33 AM
mpatrick$50.00$50.001/19/2010 10:57:33 AM
forthright-social$25.00$25.001/19/2010 10:49:39 AM
nalaari$25.00$25.001/19/2010 10:58:07 AM
DadWarbucks$25.00$25.001/19/2010 10:58:14 AM
credit-kahuna$100.00$100.001/19/2010 10:50:14 AM
roto$25.00$25.001/19/2010 10:51:06 AM
orange-courageous-dedication$30.00$30.001/19/2010 10:51:26 AM
note-tent$25.00$25.001/19/2010 10:51:38 AM
promiser200$25.00$25.001/19/2010 10:59:23 AM
Kaj$25.00$25.001/19/2010 11:01:08 AM
SNH$50.00$50.001/19/2010 11:01:15 AM
blooming-dedication$50.00$50.001/19/2010 10:52:11 AM
ImaPutz$25.00$25.001/19/2010 10:59:56 AM
wonderful-return5$25.00$25.001/19/2010 11:01:45 AM
bchen78875$25.00$25.001/19/2010 11:01:05 AM
peerlender$30.00$30.001/19/2010 10:53:35 AM
DRA-Properties$25.00$25.001/19/2010 11:01:24 AM
tenacious-nickel$25.00$25.001/19/2010 10:53:41 AM
commerce-web5$25.00$25.001/19/2010 10:57:51 AM
first-fund-empenada$25.00$25.001/19/2010 11:00:37 AM
Binan$25.00$25.001/19/2010 11:01:38 AM
adir1$25.00$25.001/19/2010 11:01:43 AM
microlendblvr$150.00$150.001/19/2010 11:01:51 AM
durability-halibut$25.00$25.001/19/2010 11:42:31 AM
rdrloan$25.00$25.001/19/2010 11:47:42 AM
mikeandcat$50.00$50.001/19/2010 12:44:39 PM
Sven79$100.00$100.001/19/2010 2:00:54 PM
ndwayno$35.00$35.001/19/2010 4:43:00 PM
melodious-fairness$25.00$25.001/19/2010 6:51:54 PM
850$200.00$200.001/19/2010 11:08:58 PM
exchange-cowbell5$100.00$100.001/20/2010 3:09:58 PM
McChan$50.00$50.001/20/2010 10:39:01 PM
ptjg$25.86$25.861/21/2010 9:26:13 AM
MStackIV$25.95$25.951/21/2010 3:27:06 PM
4gotn1$78.00$78.001/21/2010 4:32:42 PM
215 bids