Sales Report:Supplement No. 119 dated Jan 20, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 422813
This series of Notes was issued and sold upon the funding of the borrower loan #40424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 23.02% Starting borrower rate/APR: 24.02% / 26.31% Starting monthly payment: $78.49
Final lender yield: 11.34% Final borrower rate/APR: 12.34% / 14.48% Final monthly payment: $66.75
 
Auction yield range: 8.06% - 23.02% Estimated loss impact: 6.74%  
Lender servicing fee: 1.00% Estimated return: 4.60%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1997 Debt/Income ratio: 18%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:23y 3m
Amount delinquent: $0 Revolving credit balance: $10,796 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 94%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: thisbucksforu Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
680-699 (Jul-2009)
660-679 (Feb-2008)
 
Principal balance: $1,280.27 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
2nd time borrower 100% repayment
Purpose of loan:
This loan will be used to pay off 1st prosper loan and 2 small bills that amount to about 800.00.

My financial situation:
I am a good candidate for this loan because? I have held the same job for 23 years 8 months and I am a 2nd time borrower on prosper with a 100% repayment history so far. I also lend money on prosper. I have 2 rental properties that have a gross income of 700.00 per month. I have one house up for sale at this time but am having problems selling it due to the houising market. It will be rented October 1st for 550.00 per month if not sold by then. This loan will be payed on time just like the first one as it comes directly out of my checking account. Thanks for your time and consideration on this loan.

Monthly net income: $ 4800. job only rental income is 700.00 per month gross

Monthly expenses: $ 3000
??Housing: $ 600
??Insurance: $ 126
??Car expenses: $ 442
??Utilities: $
??Phone, cable, internet: $ 89
??Food, entertainment: $ 350
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 275
??Other expenses: $ 300 per month rental house payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
PHUCKYOUAZZHOLE$25.00$25.001/14/2010 4:59:33 PM
beuford7$25.00$25.001/14/2010 6:33:35 PM
wyogirllender$25.00$25.001/15/2010 7:40:16 AM
slxvq$63.50$63.501/15/2010 10:18:41 AM
Firescreek$37.50$37.501/16/2010 5:44:16 AM
CaptainLender$34.78$34.781/16/2010 8:22:18 AM
cognizant-rate732$100.00$100.001/16/2010 2:40:07 PM
MoneyTree79$25.00$25.001/16/2010 2:26:53 PM
unfixer$25.00$25.001/17/2010 2:52:47 AM
KlarthXVII$50.00$50.001/17/2010 9:06:17 AM
KLcapital$30.00$30.001/17/2010 8:29:08 PM
bankofmay$25.00$25.001/17/2010 5:50:43 PM
PeacefulFlorida$30.80$30.801/17/2010 6:09:49 PM
crw1950$50.00$50.001/18/2010 6:48:50 AM
elvisloans$25.00$25.001/18/2010 7:21:17 AM
nurat$47.95$47.951/18/2010 10:40:01 AM
lnrn$25.00$25.001/18/2010 11:07:06 AM
earth70s$25.00$25.001/18/2010 11:35:23 AM
fillholdingsllc$25.00$25.001/18/2010 8:58:20 AM
crjmechanic$25.00$25.001/18/2010 11:46:15 AM
radiant-value$25.00$25.001/18/2010 12:19:48 PM
PotBellyPete$25.00$25.001/18/2010 1:01:06 PM
elvisloans$25.00$25.001/18/2010 2:36:53 PM
drluong$50.00$50.001/18/2010 1:28:17 PM
orange-finance-banker$50.00$24.911/18/2010 3:39:00 PM
Happyhourcomics$25.00$25.001/18/2010 3:54:53 PM
The-CAPS-fan$35.00$35.001/18/2010 3:30:54 PM
Your_Bank$25.00$25.001/18/2010 3:56:31 PM
Aberdeen$300.00$300.001/12/2010 12:57:28 PM
UncleSafety$56.98$56.981/14/2010 12:07:13 PM
Johnab$50.00$50.001/14/2010 8:39:36 PM
woodslip$25.00$25.001/14/2010 6:24:25 PM
lender12345$25.00$25.001/14/2010 9:37:31 PM
Snoopylover$25.00$25.001/15/2010 6:12:23 AM
admirable-credit$25.00$25.001/15/2010 4:49:16 PM
niq4soccer$25.00$25.001/15/2010 8:45:27 PM
BlueProteus$25.00$25.001/15/2010 6:35:43 PM
Havnfun$25.00$25.001/16/2010 7:25:39 AM
pmj453$25.00$25.001/16/2010 9:01:44 AM
lucrative-durability$25.00$25.001/16/2010 9:31:40 AM
Jinja$25.18$25.181/16/2010 10:37:17 AM
MrPie$25.18$25.181/16/2010 1:30:52 PM
exchange-cowbell5$150.00$150.001/17/2010 2:26:48 PM
palex$25.00$25.001/17/2010 8:32:37 PM
macbeck22$32.22$32.221/18/2010 8:37:05 AM
riv701$25.00$25.001/18/2010 10:05:15 AM
dudebrah$26.00$26.001/18/2010 10:29:14 AM
icon7$30.00$30.001/18/2010 11:29:29 AM
wild-orange$25.00$25.001/18/2010 1:12:13 PM
gary500$25.00$25.001/18/2010 1:30:57 PM
twjh$25.00$25.001/18/2010 1:49:53 PM
51 bids
 
Borrower Payment Dependent Notes Series 430197
This series of Notes was issued and sold upon the funding of the borrower loan #40465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-05-2010 
  Auction end date:  Jan-10-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 31.36% Starting monthly payment: $41.04
Final lender yield: 18.43% Final borrower rate/APR: 19.43% / 23.20% Final monthly payment: $36.87
 
Auction yield range: 11.20% - 26.40% Estimated loss impact: 10.44%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Dec-1997 Debt/Income ratio: 4%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 15 / 12Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 19Length of status:2y 6m
Amount delinquent: $235 Revolving credit balance: $1,332 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 28%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: motuterry Borrower's state: NewYork Borrower's group: Froggy's Palace
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
680-699 (Aug-2009)
600-619 (May-2008)
520-539 (Jan-2008)
580-599 (Dec-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Pursuing MBA
Firstly, let me say that I understand the Prosper concept. Your goal is to earn a profit as risk free as possible. My role as a borrower is to repay the loan without issue. I have had a previous Prosper loan and repaid my loan on time,?and without issue. In fact, I repaid the loan early making everyone a winner. I have a proven track record of being a no risk borrower with Prosper.??

I am a hardworking professional and a family man. I am focused on continual improvement and have already earned two degrees. Now it's time for a Masters.?

I have minimal debt and good steady income. ?

In summary, if you are interested in a profitable zero risk investment, please consider funding my loan. Thank you for taking the time to read my listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello...what's the outstanding delinquency? - TreesBumpsJumps17
A: Thank you for your question. The $235 delinquency was from a now 6 yr old dated utility bill when I resided out of state. I had requested the utility stop services however they continued to bill be. I probaby would have been better off paying this small amount but it was the principle of the issue. I did not receive services and should not have been charged. (Jan-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ptjg$50.00$4.791/5/2010 4:48:01 PM
marwadi-62$200.00$200.001/7/2010 4:53:24 PM
4mydaughterseducation$28.20$28.201/8/2010 10:17:19 PM
J1mS$29.01$29.011/8/2010 11:40:12 PM
crdcteng$50.00$50.001/9/2010 9:04:12 AM
five-star-note$100.00$100.001/9/2010 12:53:16 PM
the-profit-oracle$25.00$25.001/9/2010 2:02:55 PM
foothillender$25.00$25.001/10/2010 6:32:45 AM
Unitas4302$200.00$200.001/5/2010 6:28:12 PM
CoolPlexer$25.00$25.001/6/2010 5:22:08 PM
vine99$60.00$60.001/6/2010 9:45:38 PM
bluebouyz$28.00$28.001/8/2010 9:16:39 AM
Robbdogg$25.00$25.001/8/2010 10:29:29 AM
truth-silo$50.00$50.001/8/2010 7:35:07 PM
SolarMoonshine$25.00$25.001/9/2010 2:25:02 PM
thetuck$25.00$25.001/9/2010 10:11:09 PM
intuitive-deal5$100.00$100.001/10/2010 10:28:16 AM
17 bids
 
Borrower Payment Dependent Notes Series 431743
This series of Notes was issued and sold upon the funding of the borrower loan #40430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $323.50
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $307.80
 
Auction yield range: 11.20% - 30.24% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-2004 Debt/Income ratio: 28%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 15Length of status:3y 1m
Amount delinquent: $0 Revolving credit balance: $2,359 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 4%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: flexible-coin Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a business
Purpose of loan:
This loan will be used to start a new business. I will be using the money to purchase equipment, pay legal fees, pay to create a website, and finally advertise the new business. This will be a carpet cleaning business, concentrating on commercial floor maintenance. I helped someone start this same kind of business 3 years ago, so I understand the process and the challenges that we will face. I learned a lot from this experience, and I can say im prepared to start much stronger than we did last time. While the other business has become fairly successful, I am not an owner of the company, so its prosperity has a more limited impact on my finances.

My financial situation:
I am a good candidate for this loan because I have a large cash reserve to pay personal and business debts for the first 3-6 months while the business is becoming self sufficient. In addition to that I will have a business partner who is keeping his current job for those first 6 months, and can pay anything I can't. It would be unexpected for me to not be able to meet my obligations (and I'm saying this from the experience of starting a business like this before) but having a goos backup plan is important, as there are always unknown variables in starting a new business)

Monthly net income: $3250

Monthly expenses: $1723
??Housing: $467
??Car expenses: $456
??Utilities: $100
??Phone, cable, internet: $150
??Food, entertainment: $300
??Clothing, household expenses $
??Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please elaborate on your planned business and your target customers? Thanks. - mbf2234
A: I plan to start a local business cleaning carpet, targeting commercial clients. By using newer technology we can keep our costs lower than most of our competition while still providing an excellent level of service. I plan to initially target doctors offices and other professional practices at first, as they tend to be the best clients (both by average price per client, and time between performing services and receiving payment). I hope this helps to clarify my plans. (Jan-08-2010)
Q: Will you be competing with your friend whom you help start-up this same kind of business? - Lender25
A: Not exactly. While he targets residential customers, I will be targeting commercial customers, so even though we provide similar services, our target markets are different. (Jan-10-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
docktah$25.00$25.001/4/2010 9:18:52 AM
Rattlehead$25.00$25.001/4/2010 9:20:02 AM
KiwiElf$25.00$25.001/4/2010 9:21:00 AM
order-prospector$25.00$25.001/4/2010 9:19:34 AM
AKgirl81$25.00$25.001/4/2010 9:19:37 AM
sunshinysmiles$25.00$25.001/4/2010 9:21:10 AM
MARWARISETH$25.00$25.001/4/2010 9:19:06 AM
vkorichkov$30.00$30.001/4/2010 9:19:28 AM
FeedTheMachine$200.00$200.001/4/2010 9:19:42 AM
robweiss$25.00$25.001/4/2010 9:19:49 AM
studious-listing8$25.00$25.001/4/2010 9:31:40 AM
circuitfive$25.00$25.001/4/2010 10:10:06 AM
Ananya$25.00$25.001/4/2010 10:07:32 AM
kmr2$40.00$40.001/4/2010 10:08:08 AM
angeimack$25.00$25.001/4/2010 10:10:17 AM
ValyaLibra01$25.00$25.001/4/2010 10:12:07 AM
NorthernFunds$25.00$25.001/4/2010 10:07:57 AM
unk1911$25.00$25.001/4/2010 10:33:49 AM
suomynona$25.00$25.001/4/2010 10:24:51 AM
happyaric$100.00$100.001/4/2010 10:10:20 AM
sc91$25.00$25.001/4/2010 10:11:00 AM
apeloans$25.00$25.001/4/2010 10:11:34 AM
Katieo$25.00$25.001/4/2010 10:27:11 AM
2ravens$25.00$25.001/4/2010 10:25:03 AM
heroic-bid4$25.00$25.001/4/2010 10:32:33 AM
ambmba$25.00$25.001/4/2010 10:33:50 AM
eronyc$25.00$25.001/4/2010 10:27:57 AM
MONEYMATCH$35.65$35.651/4/2010 10:30:33 AM
joseapg$25.00$25.001/4/2010 10:31:26 AM
NoMoreDebt4Me$25.05$25.051/4/2010 10:31:29 AM
towering-compassion$50.00$50.001/4/2010 10:31:55 AM
drg6289$25.00$25.001/4/2010 11:20:03 AM
JoesSon$25.00$25.001/4/2010 11:53:01 AM
buffalobills$25.00$25.001/4/2010 2:20:37 PM
LanceLink$72.78$72.781/4/2010 4:20:23 PM
exchange-cowbell5$300.00$300.001/4/2010 4:38:08 PM
innovator2$50.00$50.001/4/2010 9:57:46 PM
mercuriant$25.00$25.001/5/2010 4:18:53 PM
red-ready-principal$100.00$100.001/5/2010 9:31:55 PM
deepblue34$35.00$35.001/5/2010 7:32:04 PM
selfmademan$25.00$25.001/6/2010 8:42:50 AM
brutai$25.00$25.001/6/2010 10:39:49 AM
TicTac$25.00$25.001/6/2010 2:02:43 PM
JauaFlash$26.69$26.691/7/2010 11:25:45 AM
Asset-Builder$40.00$40.001/7/2010 9:38:14 AM
Raetha$25.00$25.001/7/2010 11:21:12 AM
MTGuy$25.00$25.001/7/2010 12:50:24 PM
Crystalprop$25.00$25.001/7/2010 4:53:15 PM
ChrisKwan$25.00$25.001/7/2010 4:53:55 PM
ColoradoHomeowner$25.00$25.001/7/2010 5:23:45 PM
DSK_Financials$50.00$50.001/7/2010 5:53:39 PM
kendigme$25.00$25.001/8/2010 2:23:34 AM
ice518$25.00$25.001/8/2010 5:08:28 AM
millioncan$25.00$25.001/8/2010 10:02:37 AM
aesop56$32.00$32.001/8/2010 10:46:25 AM
piter-to-la-investment$50.00$50.001/8/2010 11:42:14 AM
bid-papyrus$25.00$25.001/8/2010 1:47:07 PM
wanna-help$75.00$75.001/8/2010 3:44:47 PM
jhernand17$25.00$25.001/8/2010 5:13:42 PM
leverage-monger$25.00$25.001/9/2010 9:42:56 AM
juxtapose$25.00$25.001/9/2010 4:25:56 PM
red-ready-principal$150.00$150.001/9/2010 5:11:37 PM
intuitive-bill$50.00$50.001/9/2010 3:28:48 PM
Gaelicman$100.00$100.001/9/2010 10:11:34 PM
MechEngLender$25.00$25.001/9/2010 6:35:08 PM
WAREAGLE127$50.00$50.001/10/2010 7:06:38 AM
dorypro$25.00$25.001/10/2010 7:58:34 AM
UBOtto186$72.48$72.481/10/2010 11:05:12 AM
russm011$34.53$34.531/10/2010 5:52:04 AM
dough-rocket$50.00$50.001/10/2010 2:01:38 PM
bill-expert$200.00$200.001/10/2010 2:16:55 PM
LeverageLender$25.00$25.001/10/2010 3:12:58 PM
Ast24$25.00$25.001/11/2010 7:42:05 AM
intrepid-transaction5$25.00$25.001/11/2010 5:35:11 AM
patriot384$50.00$50.001/11/2010 8:39:54 AM
wild-orange$25.00$25.001/11/2010 7:05:31 AM
DasMula$25.00$25.001/11/2010 9:18:42 AM
slico$25.00$25.001/4/2010 9:18:59 AM
metro457$40.00$40.001/4/2010 9:19:53 AM
cunning-bill$25.00$25.001/4/2010 9:20:23 AM
head$25.00$25.001/4/2010 9:19:26 AM
NATIVEBORN$25.00$25.001/4/2010 9:20:28 AM
drumcorpsnut$25.00$25.001/4/2010 9:21:05 AM
Sateesh$78.71$78.711/4/2010 9:21:15 AM
money-explorer3$25.00$25.001/4/2010 9:18:56 AM
trustu$25.00$25.001/4/2010 9:19:11 AM
silver-armada$50.00$50.001/4/2010 9:19:15 AM
etraboulay$25.00$25.001/4/2010 9:19:20 AM
shiny-dollar9$25.00$25.001/4/2010 9:19:31 AM
falcon88dp$25.00$25.001/4/2010 9:19:45 AM
ChuckieG$50.00$50.001/4/2010 9:20:14 AM
BigCityLending$25.00$25.001/4/2010 9:36:24 AM
marshk3$50.00$50.001/4/2010 10:09:18 AM
decisive-capital$50.00$50.001/4/2010 10:19:57 AM
papaloha$50.00$50.001/4/2010 10:09:27 AM
careful-compassion$25.00$25.001/4/2010 10:10:00 AM
Vess$25.00$25.001/4/2010 10:26:48 AM
handy-justice$25.00$25.001/4/2010 10:10:35 AM
MidLifeCrisis$25.00$25.001/4/2010 10:11:54 AM
b-rent$25.00$25.001/4/2010 10:30:51 AM
JeffHoll$100.00$100.001/4/2010 10:34:01 AM
gala2$25.00$25.001/4/2010 10:09:46 AM
dime-neutron$25.00$25.001/4/2010 10:11:04 AM
inspiring-reward$50.00$50.001/4/2010 10:11:09 AM
Scoote2912$25.00$25.001/4/2010 10:27:06 AM
cerebral-return3$25.00$25.001/4/2010 10:12:21 AM
Wangersinc$25.00$25.001/4/2010 10:27:53 AM
TCayce$25.00$25.001/4/2010 10:28:18 AM
treasure-amplifier6$25.00$25.001/4/2010 10:28:33 AM
rdecartus$25.00$25.001/4/2010 10:32:38 AM
Havana21$25.00$25.001/4/2010 10:32:40 AM
Yomain$25.00$25.001/4/2010 10:33:00 AM
bonus-patriot$25.00$25.001/4/2010 10:26:36 AM
Marfloogan$25.00$25.001/4/2010 10:26:45 AM
yeti888$25.00$8.881/4/2010 10:34:18 AM
MitchD$25.00$25.001/4/2010 10:30:16 AM
jlr613$25.00$25.001/4/2010 10:31:31 AM
Calif-smo$25.00$25.001/4/2010 10:33:17 AM
Rogelio48$25.00$25.001/4/2010 11:20:12 AM
wwwUniversal$25.00$25.001/4/2010 11:48:00 AM
UCLA4life$25.00$25.001/4/2010 1:57:05 PM
Bob450$25.00$25.001/4/2010 1:58:25 PM
monstersdad$43.97$43.971/4/2010 1:29:09 PM
Laurusllc$25.00$25.001/4/2010 1:47:11 PM
brodav$50.00$50.001/4/2010 3:50:01 PM
intuitive-deal5$50.00$50.001/4/2010 6:47:53 PM
unger$50.00$50.001/4/2010 7:46:54 PM
Peterman$75.00$75.001/4/2010 5:03:11 PM
Bocephus1959$25.00$25.001/4/2010 8:31:09 PM
foothillender$25.00$25.001/5/2010 7:42:50 AM
wise-balanced-moola$25.00$25.001/5/2010 4:06:57 PM
market-cocktail$50.00$50.001/6/2010 6:27:30 AM
Dover$25.00$25.001/6/2010 5:16:26 AM
charming-point$300.00$300.001/6/2010 7:22:53 AM
asian808$25.00$25.001/6/2010 1:28:24 PM
paceme1$41.70$41.701/6/2010 1:02:49 PM
Brent_I$25.00$25.001/6/2010 1:43:22 PM
invincible-gain$70.50$70.501/6/2010 8:20:51 PM
edts13$100.00$100.001/6/2010 8:29:33 PM
integrity-doctor$50.00$50.001/6/2010 8:41:41 PM
LibbyZ$50.00$50.001/6/2010 10:00:41 PM
vivacious-p2p3$25.00$25.001/6/2010 5:29:05 PM
compuguy8$25.00$25.001/7/2010 6:53:52 AM
raccoon123$50.00$50.001/7/2010 8:43:54 AM
dudebrah$26.00$26.001/6/2010 11:55:48 PM
Digs$25.00$25.001/7/2010 11:53:15 AM
honorable-yield$50.00$50.001/7/2010 8:59:40 AM
simiray$25.00$25.001/7/2010 9:46:26 AM
melodious-fairness$25.00$25.001/7/2010 10:17:07 AM
wildguy$25.00$25.001/7/2010 3:51:17 PM
atomantic$50.00$50.001/7/2010 2:19:07 PM
matrix456$226.03$226.031/7/2010 4:46:09 PM
adventure0$100.00$100.001/7/2010 7:17:27 PM
b-rent$25.00$25.001/7/2010 4:51:39 PM
Pu239$39.00$39.001/7/2010 8:47:49 PM
invincible-gain$55.00$55.001/7/2010 8:55:27 PM
the-profit-oracle$25.00$25.001/8/2010 5:52:46 AM
Mr_Egret$25.00$25.001/8/2010 6:52:10 AM
Starfin300$25.95$25.951/8/2010 7:02:42 AM
Leshan$25.00$25.001/8/2010 7:25:30 AM
GreenHill$25.00$25.001/8/2010 8:21:18 AM
a-finance-nirvana$50.00$50.001/8/2010 11:03:21 AM
TommyTucker$25.00$25.001/8/2010 12:17:47 PM
beach_bum$25.00$25.001/8/2010 8:47:17 PM
bratcher$50.08$50.081/9/2010 8:09:41 AM
brilliant-balance$50.00$50.001/9/2010 11:50:40 AM
AAe$50.00$50.001/9/2010 12:42:07 PM
Sugarmama21$100.00$100.001/9/2010 7:00:06 PM
dime-beeper$25.00$25.001/9/2010 8:43:12 PM
PotBellyPete$25.00$25.001/10/2010 10:51:31 AM
myGodisgood$25.00$25.001/10/2010 11:49:34 AM
onecooldrink$25.00$25.001/10/2010 12:35:44 PM
RMI_Babylon$25.00$25.001/10/2010 10:06:44 PM
auction-chomper4$50.00$50.001/10/2010 8:13:43 PM
Capit0l$25.00$25.001/11/2010 6:57:32 AM
DasMula$25.00$25.001/11/2010 8:57:05 AM
Vans1975$25.00$25.001/11/2010 8:01:58 AM
asset-control2$75.00$75.001/11/2010 9:05:04 AM
umbrella_corp$100.00$100.001/11/2010 9:11:45 AM
179 bids
 
Borrower Payment Dependent Notes Series 440543
This series of Notes was issued and sold upon the funding of the borrower loan #40455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $106.71
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $106.64
 
Auction yield range: 3.20% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Dec-1965 Debt/Income ratio: 31%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 14 / 13Employment status:Retired
Now delinquent: 0 Total credit lines: 41Length of status:9y 5m
Amount delinquent: $0 Revolving credit balance: $39,949Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 55% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: grab Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off a high interest credit card
Purpose of loan:
This loan will be used to pay off a credit with a high interest rate to give me more money to pay my other bills.? I paid off three loans last month, and I am paying my debt down to get out of debt completely.

My financial situation:
I am a good candidate for this loan because I have never faltered on a credit card, loan or any type of debit.? I have purchased most of my major appliances and electronics in recent years by paying 12 months and no interest. I had two or three late payments this summer , but I have never been over?60 days?in paying a debit in my entire adult life.? I will be an excellent candidate for paying my loan.? I have my social security and my pension.? I am presently w orking acontract position.? I do this periodically during the year.? I did not include it in my yearly salary because it is not permanent.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/4/2010 9:19:58 AM
elasermd$50.00$50.001/4/2010 9:33:40 AM
ChicoBob$50.00$50.001/4/2010 9:37:18 AM
mathprof$25.00$25.001/4/2010 9:39:27 AM
DadWarbucks$25.00$25.001/4/2010 9:40:22 AM
Kame$25.00$25.001/4/2010 9:40:27 AM
sas19$25.00$25.001/4/2010 9:35:58 AM
totoro$25.00$25.001/4/2010 9:37:44 AM
morpholog$25.00$25.001/4/2010 9:39:51 AM
Railbird$25.00$25.001/4/2010 9:40:37 AM
julijask$35.00$35.001/4/2010 9:37:47 AM
kenji4861$25.00$25.001/4/2010 9:48:24 AM
TriSail$25.00$25.001/4/2010 9:40:01 AM
oreyedoc$50.00$50.001/4/2010 9:51:17 AM
klinebarger$25.00$25.001/4/2010 9:55:59 AM
fortytwo$200.00$200.001/4/2010 9:57:10 AM
meenan$40.00$40.001/4/2010 9:57:32 AM
microlendblvr$100.00$100.001/4/2010 9:58:11 AM
secundus$25.00$25.001/4/2010 9:58:29 AM
Banker7371$25.00$25.001/4/2010 9:58:33 AM
majestic-dedication$50.00$50.001/4/2010 9:59:09 AM
aventurer$25.00$25.001/4/2010 9:59:16 AM
asdf9876$25.00$25.001/4/2010 9:59:27 AM
Avala$25.00$25.001/4/2010 9:55:33 AM
BlindProphet$25.00$25.001/4/2010 9:57:46 AM
larrybird$100.00$100.001/4/2010 9:58:48 AM
exchange-cowbell5$300.00$300.001/4/2010 4:15:28 PM
SchaeferJ$25.00$25.001/6/2010 10:30:09 AM
RandyL3$25.00$25.001/6/2010 4:50:17 PM
gary500$25.00$25.001/6/2010 7:04:05 PM
raccoon123$50.00$50.001/7/2010 8:48:45 AM
Banker3119$25.00$25.001/7/2010 5:16:44 AM
sgmm330$25.00$25.001/7/2010 7:07:26 PM
JerryB96$25.00$25.001/7/2010 9:48:39 PM
MGS$25.00$25.001/8/2010 8:48:56 AM
Patrician$29.50$29.501/8/2010 12:07:10 PM
Boinky00$30.69$30.691/9/2010 7:51:14 AM
loot-supporter2$25.00$25.001/10/2010 6:01:27 PM
sunnysally$25.00$25.001/11/2010 6:50:29 AM
llequire1$200.00$200.001/11/2010 6:01:07 AM
nickel-master$25.00$25.001/11/2010 9:13:02 AM
Binan$25.00$25.001/4/2010 9:38:59 AM
nickel-advocator$25.00$25.001/4/2010 9:41:12 AM
HamletTower$25.00$25.001/4/2010 9:37:38 AM
blukestrel$25.00$25.001/4/2010 9:38:56 AM
kayakg$25.00$25.001/4/2010 9:39:42 AM
TK4$25.00$25.001/4/2010 9:39:48 AM
monstersdad$50.00$50.001/4/2010 9:36:10 AM
don8ter$60.00$60.001/4/2010 9:36:56 AM
nuclearmoose$25.00$25.001/4/2010 9:37:02 AM
djh47a$35.00$35.001/4/2010 9:40:49 AM
time4aloan$25.00$25.001/4/2010 9:41:42 AM
unk1911$25.00$25.001/4/2010 9:56:12 AM
scottr$25.00$25.001/4/2010 9:56:28 AM
thedoctor$90.00$90.001/4/2010 9:56:49 AM
Rob717171$25.00$25.001/4/2010 9:47:55 AM
SNH$50.00$50.001/4/2010 9:58:01 AM
friendly-market5$25.00$25.001/4/2010 9:55:27 AM
bayareainv$50.00$4.811/4/2010 9:59:36 AM
wonderous-power$25.00$25.001/5/2010 5:06:01 AM
Sven79$100.00$100.001/6/2010 10:11:54 AM
JohnSmith10$50.00$50.001/5/2010 9:25:16 PM
springpanda$25.00$25.001/6/2010 11:10:34 AM
bowdish1$100.00$100.001/6/2010 7:19:33 PM
surferracerskaterboy$50.00$50.001/6/2010 9:00:33 PM
billnsc$25.00$25.001/7/2010 5:20:04 AM
HealthAndSafety$100.00$100.001/7/2010 8:12:15 PM
malcolmreynolds$25.00$25.001/7/2010 5:11:55 PM
ice518$25.00$25.001/8/2010 5:11:53 AM
mobius_titan$25.00$25.001/8/2010 6:03:33 AM
handy-justice$50.00$50.001/8/2010 4:59:08 PM
elevated-finance$25.00$25.001/8/2010 6:01:38 PM
barryb77$50.00$50.001/8/2010 7:05:32 PM
AsianDragon$175.00$175.001/8/2010 9:18:40 PM
prainvestment$50.00$50.001/9/2010 6:18:04 PM
John_14_6$25.00$25.001/11/2010 6:39:46 AM
Mickeyblu$25.00$25.001/10/2010 10:37:46 PM
77 bids
 
Borrower Payment Dependent Notes Series 440601
This series of Notes was issued and sold upon the funding of the borrower loan #40427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $30.49
Final lender yield: 4.59% Final borrower rate/APR: 5.59% / 5.93% Final monthly payment: $30.24
 
Auction yield range: 3.20% - 5.15% Estimated loss impact: 0.59%  
Lender servicing fee: 1.00% Estimated return: 4.00%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Oct-1985 Debt/Income ratio: 1%
Credit score: 860-879 (Jan-2010) Current / open credit lines: 13 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 41Length of status:16y 7m
Amount delinquent: $0 Revolving credit balance: $4,446 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 3%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: trumpeter5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help pay for daughters braces.
Purpose of loan:
This loan will be used to pay for the remaining cost of?my daughters braces.? My daughter has had her braces on for over a year and I need $1,000 to pay for the remaining portion of the total cost.

My financial situation:
I am a good candidate for this loan because I have a good credit rating and over 15 years?of employment with the Federal Government that provides a yearly income of over $100,000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EmeritusX$25.00$25.001/4/2010 10:05:26 AM
Lender0307$25.00$25.001/6/2010 9:30:47 AM
billnsc$25.00$25.001/7/2010 5:23:45 AM
marwadi-62$200.00$200.001/7/2010 4:49:51 PM
generous-deal6$25.00$25.001/7/2010 11:59:54 PM
Earl65$25.00$25.001/8/2010 11:44:37 AM
Dskillz$26.00$26.001/8/2010 5:30:28 PM
Floridagirl$50.00$50.001/9/2010 5:23:00 AM
worth-quark$25.00$25.001/11/2010 4:57:25 AM
StocksMan$50.00$50.001/11/2010 9:17:20 AM
amit_gu$100.00$100.001/4/2010 1:01:45 PM
FundMaker$25.00$25.001/5/2010 5:04:38 PM
payontime1$50.00$50.001/5/2010 11:16:05 PM
heeeley$25.00$25.001/7/2010 6:10:16 AM
HealthAndSafety$100.00$100.001/7/2010 8:12:35 PM
bicyclist2270$25.00$25.001/7/2010 6:47:53 PM
mchoops21$25.00$25.001/8/2010 1:34:33 AM
Dan4703$25.00$25.001/8/2010 7:28:59 AM
Earn_money$25.00$25.001/8/2010 9:43:21 AM
sunny1985$25.00$25.001/8/2010 6:39:32 PM
Nash2065$25.00$25.001/9/2010 5:51:50 PM
availableloan$25.00$25.001/9/2010 7:31:02 PM
orange-finance-banker$50.00$49.001/11/2010 7:51:44 AM
23 bids
 
Borrower Payment Dependent Notes Series 440607
This series of Notes was issued and sold upon the funding of the borrower loan #40452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 22.49% Final monthly payment: $55.75
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 19.06%  
Lender servicing fee: 1.00% Estimated return: -0.06%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jun-1994 Debt/Income ratio: 4%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:1y 3m
Amount delinquent: $0 Revolving credit balance: $5,890 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 4    
Screen name: Investor1968 Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
720-739 (Nov-2009)
680-699 (Jul-2009)
600-619 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
debt consolidation
Purpose of loan:
This loan will be used to?
Pay off credit account
My financial situation:
I am a good candidate for this loan because?
I have had a previous loan with prosper paid off early without any lates.
My credit score is over 700 andIi value it greatly.
My debt to income ratio is under 20 percent.
Monthly net income: $
75000
Monthly expenses: $
??Housing: $ 150
??Insurance: $
??Car expenses: $
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $?641
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do you need this loan? Based on your revealed monthly income and expenses you should have more the $1.5K in savings within a month. - jpblan11
A: You are correct with this money and the money I have I can knock out the debt in one shot plus having two loans through prosper paid off without lates gives me more good info for my credit report. Once my taxes are done this year I can claim the income from my tenants in my fourplex and my debt to income ratio goes lower increasing my ability to borrow So the next time I go for a loan I can get a better rate and get out of this "BS" HR rating and get into a deserved lower rate. Thank you c (Jan-04-2010)
Q: What rate are you willing to accept this loan? Based on your income level am sure 1500 is not a problem to pay off loan. I am interested to know, how soon are you paying off this loan? Thanks. - cybercop45
A: I don't have a time as to when I will pay this off other than the normal three year term. Thank you ct (Jan-08-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Spiceyduck$100.00$100.001/5/2010 2:51:56 PM
Champion_Lending$25.00$25.001/7/2010 4:28:36 PM
marwadi-62$200.00$200.001/7/2010 4:48:23 PM
ScottFinance$25.00$25.001/8/2010 7:10:14 AM
Robbdogg$25.00$25.001/8/2010 10:15:38 AM
a_falk22$25.00$25.001/9/2010 10:50:49 AM
Land_on_your_feet$30.00$30.001/9/2010 10:45:50 AM
b1geasy$25.32$25.321/9/2010 3:42:52 PM
SolarMoonshine$25.00$25.001/10/2010 5:55:29 PM
wild-orange$25.00$25.001/11/2010 6:54:15 AM
the-profit-oracle$25.00$25.001/11/2010 6:24:05 AM
orbital-gain$25.00$25.001/11/2010 9:16:55 AM
friendinmoney$34.04$34.041/11/2010 9:19:19 AM
exchange-cowbell5$150.00$150.001/11/2010 8:55:49 AM
Aberdeen$300.00$300.001/5/2010 1:07:31 PM
admirable-credit$25.00$25.001/5/2010 4:19:23 PM
BlueProteus$25.00$25.001/7/2010 7:14:23 PM
CoolPlexer$25.00$25.001/8/2010 9:32:11 AM
zebu$25.00$25.001/8/2010 12:03:05 PM
justice-hawk$30.00$30.001/8/2010 9:13:23 PM
bunnybear$44.18$44.181/8/2010 11:11:58 PM
p2p-gala$27.91$27.911/9/2010 8:02:10 AM
dstolars$25.00$25.001/9/2010 11:42:37 AM
dorypro$25.00$25.001/10/2010 8:03:21 AM
Mikale360$25.00$25.001/10/2010 11:09:46 AM
SkinnyFish$25.00$25.001/10/2010 1:48:03 PM
five-star-note$100.00$100.001/10/2010 3:58:25 PM
Bob450$25.00$25.001/10/2010 4:55:06 PM
DasMula$50.00$8.551/11/2010 9:01:46 AM
supreme-hope$25.00$25.001/11/2010 9:18:22 AM
30 bids
 
Borrower Payment Dependent Notes Series 440695
This series of Notes was issued and sold upon the funding of the borrower loan #40433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,400.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.77% Starting monthly payment: $52.80
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.64% Final monthly payment: $50.61
 
Auction yield range: 8.20% - 20.08% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1986 Debt/Income ratio: 54%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 14 / 13Employment status:Retired
Now delinquent: 0 Total credit lines: 38Length of status:4y 0m
Amount delinquent: $0 Revolving credit balance: $11,751Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 93% 
Delinquencies in last 7y: 18 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Cherio Borrower's state: Minnesota Borrower's group: PLEDGE - Open Membership!!!
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 41 ( 82% ) 660-679 (Latest)
Principal borrowed: $7,000.00< mo. late: 9 ( 18% )  
640-659 (Dec-2009)
660-679 (Jan-2008)
600-619 (Nov-2007)
640-659 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 50  
Description
Our FINAL construction project :)
Purpose of loan:
This loan will be used to? help us finish our last project in our new house...flooring in our family room..

My financial situation:
I am a good candidate for this loan because?I have a steady monthly income.?I have been paying all of my bills in a timely manner since I was divorced in 2006.? My credit report does show some OLD delinquencies.? I would like to explain why.? About 6 years ago, we had a family emergency in which we had to renegotiate a lower mortgage amount with our mortgage company.? We agreed on that amount.? We paid that bill according to the agreement , however the company listed it on our credit reports as being late since it was a lower amount.? However, we continued to pay according to the negotiated schedule until we sold the house. These delinquency listings?will come off of my credit report soon since it happened so long ago in my first marriage.

With my new marriage, we make?a combined income of?$155, 000 a year.? We do not have any late bills...We have paid for most of our new house with cash...We are on our last house project and we just need a little more cash to finish the last project :)? Please help us!?? Thanks for considering our loan.

Monthly net income: $ 3,500.

Monthly expenses: $ My?new husband pays for?most of our monthly living expenses with his income. I pay for my medical bills, college loans and a?couple of my credit cards.
??Housing: $
??Insurance: $
??Car expenses: $ 300.
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 400.
??Other expenses: $ 100.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: explain the 9 late payments ? - Capit0l
A: Hi. Thank you for your question. In regards to the 9 late payments on Prosper, as I look back at my records there are basically 2 reasons. First, I took out the loans when I ws going through the divorce and the money was trying to come out of an account that was no longer being used. When I discovered this, I sent Prosper the money ASAP so it was a couple of days late. Also, my paycheck was coming on different days the first week of the month so my payments varied. Now I pay using dif. check (Jan-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
w8291$25.00$25.001/6/2010 7:38:09 PM
USNavyVet$25.00$25.001/7/2010 5:08:36 PM
Land_on_your_feet$75.00$75.001/9/2010 11:00:33 AM
ryan6853$25.00$25.001/9/2010 2:13:47 PM
Little_Tuna_College_Fund$50.00$50.001/9/2010 5:36:29 PM
alpinaut$25.00$25.001/10/2010 11:16:49 AM
dorypro$25.00$14.531/10/2010 8:03:51 AM
entusiast$50.00$50.001/10/2010 1:06:12 PM
LenderExtraordinaire$25.00$25.001/10/2010 8:00:35 PM
Feyenoord$35.28$35.281/10/2010 8:51:29 PM
wild-orange$25.00$25.001/11/2010 6:56:19 AM
umbrella_corp$100.00$100.001/11/2010 9:15:29 AM
dorypro$25.00$25.001/11/2010 9:06:49 AM
Leshan$100.00$100.001/8/2010 7:46:13 AM
return-grizzly$100.00$100.001/8/2010 11:39:21 AM
cleo1255$50.00$50.001/8/2010 6:26:36 PM
exchange-cowbell5$150.00$150.001/8/2010 6:09:30 PM
squarebob$25.00$25.001/9/2010 2:13:26 PM
Oak-Parker$25.19$25.191/9/2010 9:52:59 PM
Little_Tuna_College_Fund$50.00$50.001/9/2010 5:36:04 PM
carmat60$25.00$25.001/9/2010 9:43:37 PM
Techne_Funds_LLC$25.00$25.001/9/2010 7:55:13 PM
Mikale360$25.00$25.001/10/2010 11:36:58 AM
JerryB96$25.00$25.001/10/2010 4:22:16 PM
tkr2$25.00$25.001/10/2010 7:58:47 PM
grammaspurse$25.00$25.001/10/2010 3:50:55 PM
nashibaksi$25.00$25.001/10/2010 3:56:08 PM
myduck$75.00$75.001/11/2010 6:53:43 AM
icon7$25.00$25.001/11/2010 7:08:46 AM
dpries123$25.00$25.001/11/2010 7:54:20 AM
sunnysally$25.00$25.001/11/2010 6:48:25 AM
rawsports$50.00$50.001/11/2010 9:03:25 AM
msbutah$25.00$25.001/11/2010 9:15:59 AM
33 bids
 
Borrower Payment Dependent Notes Series 440823
This series of Notes was issued and sold upon the funding of the borrower loan #40458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 640-659 (Jan-2010) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:0y 11m
Amount delinquent: $0 Revolving credit balance: $3,437 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 44%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: first-flexible-justice Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards. I plan to pay off 2 of my credit cards?(?Citi?CashReturns Card and Bank of America)?with this loan.

My financial situation:
I am a good candidate for this loan because I have a good job and have great opportunity to increase my income by the end of 2010.

Monthly net income: $
3850
Monthly expenses: $
??Housing: $?1000
??Insurance: $ 90
??Car expenses: $ 400?
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the balances of each of your debts. thanks - reflective-rupee
A: Citicards - $ 2100 Bank of America - $ 1200 Capiatl One - $ 500 (Jan-06-2010)
Q: see my page please. - Tono
A: Housing - $ 1000 Insurance - $ 90 Car - $400 Phone, Cable, Internet - $ 150 Food - $ 350 Clothing - $ 300 Credit Cards - $ 250 ( monthly) Others - $ 350 (Jan-07-2010)
Q: Please explain why you need this loan, as your monthly net income appears to exceed your monthly expenses by over $2000. Please answer publicly. thanks - reflective-rupee
A: I dont think the monthly net income exceeds my monthly expenses by over 2000. I just missed the other expenses I have like: Phone, Cable and Internet ( $150), Food ( $ 350) Clothing ( $ 300) and other expenses. ( $ 500). But for my past 2 months my expenses increased since my father had his second bypass surgery. (Jan-07-2010)
Q: f-f-j, add it up for us so we can see the total without having to do your arithmetic for you. Make it EZ for us lazy lenders. t. - Tono
A: The total amount for of expenses is roughly around $ 2800. But since my father had his second bypass surgery 2 months ago my expenses increased with another $ 1000. (Jan-07-2010)
Q: Please describe the nature and stability of your profession, your employment and your employer. Please answer publicly. thanks - reflective-rupee
A: Ok. I work as an superintendent for GHA INC. builder. Most of our projects, residential and commercial, are happening in Washington DC area. Since I work for this company we have been very busy even in this bad economy, and it looks like 2010 it will be the same since we singned 2 major contracts with 2 of our clients. (Jan-07-2010)
Q: Please explain in some detail your opportunity to increase your income in 2010. thanks - reflective-rupee
A: My company just signed 2 major commercial contracts for 2010 which means more work and of course more money. I also started advertising a deck building business and already signed few contracts for this spring. (Jan-07-2010)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.001/4/2010 12:43:20 PM
skillful-asset5$50.00$50.001/6/2010 6:25:40 PM
asset-control2$75.00$75.001/7/2010 7:07:26 AM
hellasow$25.00$25.001/7/2010 9:32:08 AM
reflective-rupee$50.00$50.001/7/2010 5:18:15 PM
reflective-rupee$50.00$50.001/7/2010 5:19:36 PM
reflective-rupee$50.00$50.001/7/2010 5:18:02 PM
reflective-rupee$50.00$50.001/7/2010 5:19:00 PM
reflective-rupee$50.00$50.001/7/2010 5:19:12 PM
SolarMoonshine$25.00$25.001/7/2010 6:43:01 PM
boo_hoo$50.00$50.001/7/2010 6:52:04 PM
Leshan$25.00$25.001/8/2010 7:53:29 AM
hamster$27.50$27.501/8/2010 1:28:43 PM
squarebob$25.00$25.001/8/2010 7:24:14 PM
courteous-bazaar$50.00$50.001/8/2010 10:41:58 PM
zone6$150.00$150.001/9/2010 8:40:40 AM
courteous-bazaar$100.00$100.001/10/2010 3:09:54 AM
fund-dragster$75.00$75.001/10/2010 3:42:23 PM
vivacious-p2p3$25.00$25.001/10/2010 5:31:35 PM
cunning-bill$50.00$50.001/10/2010 6:19:20 PM
COCHINOBOY$40.00$40.001/10/2010 9:03:25 PM
sparkling-contract7$25.00$25.001/11/2010 5:15:37 AM
skillful-asset5$75.00$75.001/11/2010 6:46:09 AM
LendingPimp$50.00$50.001/10/2010 10:19:15 PM
wild-orange$25.00$25.001/11/2010 6:59:48 AM
DenimCapital$25.00$25.001/11/2010 8:05:16 AM
credit-missile$25.00$25.001/11/2010 9:00:36 AM
credit-missile$25.00$25.001/11/2010 9:10:24 AM
DasMula$25.00$25.001/11/2010 9:19:30 AM
credit-missile$50.00$50.001/11/2010 8:59:02 AM
DasMula$100.00$100.001/11/2010 9:14:43 AM
DasMula$25.00$25.001/11/2010 9:17:09 AM
reflective-rupee$50.00$50.001/5/2010 4:25:09 PM
Tono$25.00$25.001/6/2010 4:49:52 PM
Capit0l$25.00$25.001/6/2010 6:03:47 PM
reflective-rupee$50.00$50.001/7/2010 5:18:39 PM
admirable-credit$25.00$25.001/7/2010 4:44:30 PM
reflective-rupee$50.00$50.001/7/2010 5:17:47 PM
reflective-rupee$50.00$50.001/7/2010 5:18:26 PM
reflective-rupee$50.00$50.001/7/2010 5:19:25 PM
piter-to-la-investment$50.00$50.001/8/2010 11:55:46 AM
skillful-asset5$100.00$100.001/9/2010 3:01:27 PM
penny-surgeon$25.00$25.001/9/2010 3:04:18 PM
nodebt2012$25.00$25.001/10/2010 5:46:06 PM
zone6$150.00$150.001/10/2010 7:58:43 PM
Bob450$25.00$25.001/10/2010 5:08:32 PM
Happy-Man$25.00$25.001/10/2010 10:51:19 PM
Lubava$25.00$25.001/11/2010 4:57:50 AM
IASKGOD$25.00$25.001/11/2010 8:15:07 AM
Skeptical-one$50.00$50.001/11/2010 8:17:53 AM
DasMula$100.00$100.001/11/2010 9:16:48 AM
squarebob$25.00$25.001/11/2010 7:40:15 AM
responsible-worth113$28.00$28.001/11/2010 9:22:10 AM
PeePaw$25.00$4.501/11/2010 8:17:31 AM
54 bids
 
Borrower Payment Dependent Notes Series 440931
This series of Notes was issued and sold upon the funding of the borrower loan #40462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Feb-1992 Debt/Income ratio: 26%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 5Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $727 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 5%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: responsibility-admiral Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
need cataract surgery
Purpose of loan
?????????????????????? HI,
?????????????????????????? I am a 57 year old young man, who has been cooking pizzas and italian food for 30 + years. I was informed by my eye doctor that i am in need of cataract surgey,since I do not have health insurance to cover this expense the cost for the surgery is approx. $6000.00 ?for both eyes.That is why I am asking for your help with this loan. Thank You for your consideration on this loan.?

My financial situation:
I am a good candidate for this loan because? I am a honest and?responsible hard working person , I make enough to make the payments. I sincerely thank everyone at prosper.

Monthly net income: $ 2600.00

Monthly expenses: $
??Housing: $?325.00??Insurance: $ 120.00
??Car expenses: $?553.00??Utilities: $ 105.00
??Phone, cable, internet: $ 46.00
??Food, entertainment:??Clothing, household expenses $??300.00?Credit cards and other loans: $200.00?Other expenses:182.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: see my page please, and simply post your answer in the Q & A. thank you. good luck - Tono
A: Hi tono, Thank you for your interest. My total expenses are $1831.00. (Jan-05-2010)
Q: A personal question: does your wife work also? - genuine-diversification5
A: Hi, Thank you for your interest , yes she does work part time. (Jan-07-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.001/4/2010 4:20:11 PM
reflective-rupee$900.00$900.001/5/2010 4:12:23 PM
cunning-bill$50.00$50.001/5/2010 9:14:19 PM
asset-control2$100.00$100.001/7/2010 6:29:48 AM
buffalobills$25.00$25.001/7/2010 7:47:55 AM
Peterman$50.00$50.001/7/2010 1:09:24 PM
MBPB$26.88$26.881/7/2010 12:28:36 PM
tashara$25.00$25.001/7/2010 1:05:14 PM
marwadi-62$25.00$25.001/7/2010 4:52:47 PM
Frankk2$25.00$25.001/8/2010 5:38:02 AM
gold-cluster$200.00$200.001/8/2010 7:37:39 AM
reflective-rupee$25.00$25.001/8/2010 9:47:20 AM
piter-to-la-investment$25.00$25.001/8/2010 12:02:21 PM
GeoLender$25.00$25.001/8/2010 4:12:17 PM
intuitive-bill$25.00$25.001/9/2010 3:41:03 PM
reflective-rupee$25.00$25.001/9/2010 7:01:39 PM
reflective-rupee$25.00$25.001/9/2010 7:02:08 PM
yerkster1$50.00$50.001/9/2010 6:53:51 PM
RetirementMoney$50.00$50.001/10/2010 9:09:43 AM
gold-cluster$100.00$100.001/10/2010 9:06:53 AM
Bob450$25.00$25.001/4/2010 10:03:57 PM
reflective-rupee$100.00$100.001/5/2010 12:49:46 PM
Tono$25.00$25.001/5/2010 5:33:04 PM
Tono$25.00$25.001/5/2010 5:33:29 PM
melodious-bid$100.00$100.001/6/2010 11:55:11 AM
wonderlandkat$25.00$25.001/6/2010 9:54:15 AM
brodav$50.00$50.001/6/2010 3:24:19 PM
sirguyon$250.00$250.001/6/2010 4:29:32 PM
loss-of-control$50.00$50.001/6/2010 5:02:53 PM
genuine-diversification5$25.00$25.001/7/2010 5:55:22 AM
kingbob$25.00$25.001/7/2010 4:02:16 PM
dinero-festivity2$50.00$23.121/7/2010 6:20:38 PM
PRGuyinVA$25.00$25.001/7/2010 7:37:14 PM
DonDiego$25.00$25.001/8/2010 1:04:59 AM
fuzed$25.00$25.001/8/2010 7:48:06 AM
justice-hawk$25.00$25.001/8/2010 9:16:04 PM
rjglender$25.00$25.001/9/2010 8:04:31 AM
the-silver-blaster$50.00$50.001/9/2010 1:22:06 PM
reflective-rupee$25.00$25.001/9/2010 7:01:51 PM
AngleofGod$25.00$25.001/9/2010 7:16:09 PM
gold-cluster$100.00$100.001/10/2010 9:08:59 AM
heerzaquestion$100.00$100.001/10/2010 9:51:46 AM
groundsquirrel$25.00$25.001/10/2010 8:28:43 AM
TackingWindward$25.00$25.001/10/2010 10:01:45 AM
44 bids
 
Borrower Payment Dependent Notes Series 441185
This series of Notes was issued and sold upon the funding of the borrower loan #40449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-06-2010 
  Auction end date:  Jan-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.44% Starting monthly payment: $54.28
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.44% Final monthly payment: $54.28
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 3 First credit line: Sep-1997 Debt/Income ratio: 18%
Credit score: 720-739 (Jan-2010) Current / open credit lines: 10 / 10Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 37Length of status:2y 8m
Amount delinquent: $4,562 Revolving credit balance: $7,316 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 74%Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Homeownership: Yes  
Inquiries last 6m: 4    
Screen name: restless-balance8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills
Purpose of loan:
Pay off several bills.? My wife has been a graduate student for the past 2 1/2 years.? She just graduated and will begin working as a nurse anesthetist next month.? Our income has been limited while she was in school and our bills have grown.

My financial situation:
I am a good candidate for this loan because my wife will begin working as a nurse anesthetist on February 1st with an annual income of $125,000.? We will be in a significantly better situation at that time and anticipate paying the loan off as quickly as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Has your wife formally accepted a job offer? Has she completed all prerequisites for the job, including any certification exams? Why is she not starting earlier? Where did she go to school, and what was her GPA? thanks and best wishes - reflective-rupee
A: She has accepted a job offer and signed a contract. She will be employed by Parkside Anesthesia Group, Buffalo, NY with clinical affiliation at Sisters of Charity Hospital. She attended the graduate nurse anesthesia program at the University of Buffalo. She will be taking the certification board on January 27th. She has completed the 2 1/2 year nurse anesthesia program. Her GPA was 3.84. She cannot begin her employment as a nurse anesthetist until she completes the certification board. (Jan-06-2010)
Q: Please explain your current and past delinquencies. thanks - reflective-rupee
A: We are not delinquent on our bills/accounts currently. We have had to use our credit cards to pay several of our utlity bills to remain current. (Jan-06-2010)
Q: What bills or debts would you pay off with this loan, and why can't they wait until your wife gets her first paycheck in 1 month or so? thanks - reflective-rupee
A: We would be paying our utility bills, student loan accounts and car insurance. We have been paying the bare minimum for months now. We have contacted our creditors and explained that we will be in a better financial situation soon - but most of them are requiring that we pay them in full. We have used our credit card as much as possible to pay many of our bills. (Jan-06-2010)
Q: Are you confident that your wife will pass the certification boards? Why? thanks - reflective-rupee
A: Very confident. She has taken 4 practice exams to date which provide a predictive score of her chance of passing the board. Each time she has scored above a 90%. (Jan-06-2010)
Q: Have you looked at your credit reports to get an understanding the current and past delinquencies shown on your credit profile above? thanks - reflective-rupee
A: Yes, I have seen my credit report recently. Unfortunately I was the victim of identity theft in 2006. A former co-worker opened a credit card in my name and several other individuals within our organization. It has been removed from my credit report on TransUnion and Equifax, but I am still working with Experian to have the information removed. There is a fraud alert on my report with all three agencies. (Jan-06-2010)
Q: Please list the balances of each of your (and your wife's) debts, including mortgages. Please indicate the current value of your home (feel free to use zillow.com). thanks - reflective-rupee
A: Our current mortgage balance is $223,000. Zillow (which I am very familiar with) lists the Zestimate at $249,500. My wife has a Bank of America credit card with a $17,000 balance. I have a credit card with a $6,000 balance. My wife's car loan balance is $29,600. My car loan balance is $9,400. My wife's student loan balance is $900. My student loan balance is $9,000. We have balances remaining on our utility bills ranging from $75 - $400 (electricity). (Jan-06-2010)
Q: Please list your current household net income and expenses, and the same after Feb 1, showing the split between your income and that of your wife. thanks - reflective-rupee
A: Our current net income is $49,000 annual. After 1 Feb - it will be $179,000. This does not include any bonuses or stock option distributions which I "usually" receive with my employment at Fisher-Price/Mattel. Our current expenses include the following: Gas/Electricity - $400 Car loans - $938 Mortgage - $1589 Phone - $96 Internet - $30 Credit card - $250 Student Loan - $150 Food - $350 Insurance - $172 2nd mortgage - $132 Gas - $150 (Jan-06-2010)
Q: What is the minimum passing percentage for your wife's certification boards? thanks - reflective-rupee
A: The exam is computer adaptive and is based on a scaled score with a maximum of 600 and a minimum pass level set at 450. The test is a maximum of 3 hours in length and candidates take between 90-160 items depending on performance. (Jan-06-2010)
Q: Does the identity theft account for all of the current and past delinquencies shown on your credit profile above? thanks - reflective-rupee
A: Yes. The identity left accounts for the only current and past delinquency. In my profile it shows 10 accounts open with all 10 current. (Jan-06-2010)
Q: what is your job? please detail out current monthly income and expenses. thanks - shrewd-income
A: Our current mortgage balance is $223,000. My wife has a credit card with a $17,000 balance. I have a credit card with a $6,000 balance. My wife's car loan balance is $29,600. My car loan balance is $9,400. My wife's student loan balance is $900. My student loan balance is $9,000. We have balances remaining on our utility bills ranging from $75 - $400 (electricity). I work as a localization content producer for a large toy company. My monthly income is $2,300 NET. (Jan-10-2010)
10 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.001/6/2010 4:02:07 PM
reflective-rupee$25.00$25.001/6/2010 4:04:04 PM
SolarMoonshine$25.00$25.001/6/2010 5:57:05 PM
reflective-rupee$50.00$50.001/6/2010 5:16:17 PM
reflective-rupee$50.00$50.001/6/2010 5:16:41 PM
reflective-rupee$25.00$25.001/6/2010 5:17:14 PM
asset-control2$75.00$75.001/7/2010 6:57:02 AM
shrewd-income$25.00$25.001/8/2010 8:19:11 AM
adaptable-capital$212.82$212.821/8/2010 11:33:52 AM
cunning-bill$25.00$7.181/8/2010 11:21:09 PM
GoJo_Vic$50.00$50.001/9/2010 6:42:11 PM
gold-cluster$200.00$200.001/10/2010 10:29:18 AM
reflective-rupee$25.00$25.001/10/2010 2:59:04 PM
heerzaquestion$25.00$25.001/10/2010 3:36:59 PM
GeoLender$25.00$25.001/10/2010 3:50:10 PM
reflective-rupee$25.00$25.001/10/2010 2:59:22 PM
reflective-rupee$50.00$50.001/6/2010 5:16:56 PM
DasMula$100.00$100.001/6/2010 9:49:41 PM
reflective-rupee$50.00$50.001/6/2010 5:16:29 PM
Bob450$25.00$25.001/6/2010 9:22:14 PM
Capit0l$25.00$25.001/7/2010 4:26:24 PM
TackingWindward$25.00$25.001/8/2010 1:49:25 PM
cunning-bill$25.00$25.001/8/2010 11:20:47 PM
respectful-integrity3$30.00$30.001/10/2010 1:52:12 PM
24 bids
 
Borrower Payment Dependent Notes Series 441327
This series of Notes was issued and sold upon the funding of the borrower loan #40446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-06-2010 
  Auction end date:  Jan-10-2010 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 36.72% Starting monthly payment: $67.01
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.72% Final monthly payment: $67.01
 
Auction yield range: 8.20% - 33.00% Estimated loss impact: 7.30%  
Lender servicing fee: 1.00% Estimated return: 25.70%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1994 Debt/Income ratio: 37%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:0y 8m
Amount delinquent: $0 Revolving credit balance: $37,531 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: benefit-statue Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Dental Bills
Purpose of loan:
This loan will be used to pay?for some dental bills

My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I am working a lot of overtime right now and my main goal in life?is to get my finances in order and im paying as much as I can every month to get my bills to a minimum.

Monthly net income: $ 2400 take home before overtime. 3000 to 3500 after ot.

Monthly expenses: $ 1430
??Housing: $ 0
??Insurance: $ 120
??Car expenses: $ 450
??Utilities: $ 0
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: it looks like your saving $1500+/ month . why not use that to pay off your debts vs taking a new loan ? - Capit0l
A: Ive been working steadily to pay down one bill at a time so I havent been pocketing all of the money I make. My dental work total will cost $6000. Ive already paid 4500 out of pocket and will need to pay the last 1500 within the next month to have the work completed. It would be hard on me to pay another 1500 out of pocket in the next month, but I could easily make a small payment monthly and pay larger chunks of the loan when the cash is available. (Jan-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flyinhawaiian$50.00$50.001/6/2010 3:39:52 PM
Borrow2Grow$51.00$51.001/6/2010 4:11:08 PM
w8291$25.00$25.001/6/2010 7:34:08 PM
DasMula$50.00$50.001/6/2010 8:22:16 PM
snw_1710$25.00$25.001/7/2010 8:21:57 AM
booOST$50.58$45.771/6/2010 9:40:27 PM
hellasow$30.00$30.001/7/2010 9:40:31 AM
durability-halibut$25.00$25.001/7/2010 12:45:42 PM
STLRacer$25.00$25.001/7/2010 2:22:08 PM
funds-kingdom$50.00$50.001/7/2010 4:37:00 PM
HeroJason86$50.00$50.001/7/2010 6:12:22 PM
myser59$25.00$25.001/7/2010 7:08:47 PM
bonbon224$27.00$27.001/8/2010 5:29:53 AM
Bank_Of_XL$25.00$25.001/8/2010 6:48:31 AM
DenimCapital$25.00$25.001/8/2010 8:26:59 AM
respectful-integrity3$25.00$25.001/8/2010 8:12:00 AM
Tevco_Investments$25.00$25.001/8/2010 10:13:21 AM
ghinga$25.00$25.001/8/2010 11:27:16 AM
buyrite334$32.68$32.681/8/2010 12:32:27 PM
wizardii$25.00$25.001/8/2010 2:12:24 PM
StargazerLending$25.00$25.001/8/2010 2:09:17 PM
Evolver$100.00$100.001/8/2010 2:12:01 PM
alterlatina$25.00$25.001/8/2010 7:43:35 PM
drkosh$25.00$25.001/9/2010 9:32:14 AM
DenimCapital$25.00$25.001/9/2010 5:31:37 PM
Arpad$25.00$25.001/9/2010 5:23:05 PM
innovator2$50.00$50.001/9/2010 10:24:03 PM
exchange-cowbell5$100.00$100.001/10/2010 12:22:52 AM
sabot6$28.55$28.551/10/2010 6:50:11 AM
KMSB$25.00$25.001/6/2010 3:53:07 PM
Bob450$50.00$50.001/6/2010 8:27:18 PM
Virtuallending$50.00$50.001/7/2010 5:52:00 PM
penny-surgeon$25.00$25.001/7/2010 7:02:35 PM
TheLightInMe$25.00$25.001/8/2010 12:34:17 AM
ALFLoan$25.00$25.001/8/2010 8:40:25 AM
lovely-leverage$60.00$60.001/8/2010 9:49:35 AM
stephen_c01$25.00$25.001/8/2010 1:40:12 PM
scottr$25.00$25.001/8/2010 1:51:47 PM
atlrealtor$50.00$50.001/8/2010 2:15:51 PM
scottysidewinder$25.00$25.001/8/2010 7:23:47 PM
innovator2$50.00$50.001/9/2010 7:25:54 PM
41 bids
 
Borrower Payment Dependent Notes Series 441541
This series of Notes was issued and sold upon the funding of the borrower loan #40459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-07-2010 
  Auction end date:  Jan-09-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $30.49
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $30.47
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Aug-1996 Debt/Income ratio: 8%
Credit score: 760-779 (Dec-2009) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:23y 5m
Amount delinquent: $0 Revolving credit balance: $37,698 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 58%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: asset-sensation0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixin' Kitchen
Purpose of loan:
This loan will be used to resurface kitchen counters.
My financial situation:
I am a good candidate for this loan because I have been gainfully employed with my job for?over 23 years and I pay my bills on time.? A friend suggested I try Prosper instead of tapping into my 401k.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$250.00$250.001/7/2010 4:10:50 PM
first-pragmatic-note$25.00$25.001/7/2010 4:09:22 PM
elasermd$100.00$100.001/7/2010 4:22:26 PM
neenerman$75.00$75.001/7/2010 4:20:02 PM
fortytwo$200.00$150.001/7/2010 4:32:21 PM
aasx1108$25.00$25.001/7/2010 4:32:01 PM
junes08$50.00$50.001/7/2010 4:53:21 PM
HealthAndSafety$100.00$100.001/7/2010 8:14:20 PM
springpanda$25.00$25.001/8/2010 11:09:20 PM
lean-velocity$25.00$25.001/7/2010 4:20:14 PM
inventive-wealth2$25.00$25.001/7/2010 4:20:32 PM
kenji4861$25.00$25.001/7/2010 4:12:27 PM
rjblack$50.00$50.001/7/2010 4:32:12 PM
EmeritusX$25.00$25.001/7/2010 4:43:39 PM
wonderous-power$25.00$25.001/8/2010 1:43:15 AM
JCPlending$25.00$25.001/9/2010 7:54:11 AM
16 bids
 
Borrower Payment Dependent Notes Series 441791
This series of Notes was issued and sold upon the funding of the borrower loan #40474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 9.40% Starting borrower rate/APR: 11.40% / 13.52% Starting monthly payment: $493.93
Final lender yield: 9.35% Final borrower rate/APR: 11.35% / 13.47% Final monthly payment: $493.57
 
Auction yield range: 4.06% - 9.40% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1965 Debt/Income ratio: 27%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 16 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:12y 2m
Amount delinquent: $0 Revolving credit balance: $33,464 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 46%Stated income:$100,000+
Delinquencies in last 7y: 2 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: rate-cosmos4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff really high int rate 25%
Purpose of loan:
This loan will be used to pay off a very high interest rate credit card, and pay down another.? Because of the new regulations the card companies increased the rate to 25%

My financial situation:
I am a good candidate for this loan because? I make enough to pay the payments, looking for a lower interest rate ????

Monthly net income: $
4500 ????

Monthly expenses: $
??Housing: $? 800
??Insurance: $ 50
??Car expenses: $ 400
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please explain the deliquencies in the last 7 years. Thanks - socal-lender
A: Those two delinquencies were for property owners association dues on some land we own outside of the Dallas area. There was a miscommunication on on of the fees, when the second payment was made part of that payment was applied to the first and then the second was considered delinquent. This has since been resolved. (Jan-16-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/11/2010 3:59:02 PM
flwah$25.00$25.001/11/2010 3:59:12 PM
MO_Investor$25.00$25.001/11/2010 3:59:51 PM
unk1911$25.00$25.001/11/2010 4:00:42 PM
wanna-help$30.00$30.001/11/2010 4:05:29 PM
idriveajeep$25.00$25.001/11/2010 4:06:49 PM
acebandit$25.00$25.001/11/2010 4:05:47 PM
epch$25.00$25.001/11/2010 4:07:12 PM
hope-eagle6$25.00$25.001/11/2010 4:08:23 PM
archeanchaos$25.00$25.001/11/2010 4:07:46 PM
chekat$25.00$25.001/11/2010 4:11:13 PM
LenderByDay$25.00$25.001/11/2010 4:11:47 PM
felicity-synapse$25.00$25.001/11/2010 4:13:06 PM
first-fund-empenada$25.00$25.001/11/2010 4:12:12 PM
barbershopper_NT$25.00$25.001/11/2010 4:13:38 PM
bigphish$25.00$25.001/11/2010 4:12:05 PM
elegant-income3$30.00$30.001/11/2010 4:14:06 PM
personal-lender$25.00$25.001/11/2010 4:14:59 PM
galaxy1$25.00$25.001/11/2010 4:14:25 PM
punctual-power7$25.00$25.001/11/2010 4:13:54 PM
wiltonbound$25.00$25.001/11/2010 4:15:36 PM
Pizza-man$50.00$50.001/11/2010 4:14:00 PM
wayman$50.00$50.001/11/2010 4:15:19 PM
E_G$30.00$30.001/11/2010 4:14:39 PM
benefit-squirrel$30.00$30.001/11/2010 4:15:27 PM
Kaj$25.00$25.001/11/2010 4:16:02 PM
gulch$25.00$25.001/11/2010 4:17:21 PM
techvet$25.00$25.001/11/2010 4:16:27 PM
SNH$50.00$50.001/11/2010 4:16:33 PM
wonderful-return5$25.00$25.001/11/2010 4:17:43 PM
exact-loan5$25.00$25.001/11/2010 4:16:44 PM
worldly-community3$25.00$25.001/11/2010 4:16:50 PM
flopcat$25.00$25.001/11/2010 4:16:56 PM
blooming-dedication$50.00$50.001/11/2010 4:17:01 PM
yield-hero4$25.00$25.001/11/2010 4:18:10 PM
Katburg$35.00$35.001/11/2010 4:18:31 PM
Banker7371$25.00$25.001/11/2010 4:17:32 PM
larrybird$100.00$100.001/11/2010 4:18:15 PM
commitment-forte6$25.00$25.001/11/2010 4:19:10 PM
crazycool$25.00$25.001/11/2010 4:18:20 PM
18th_beachbum$25.00$25.001/11/2010 4:18:25 PM
puifais$25.00$25.001/11/2010 4:18:46 PM
Steveoo1$25.00$25.001/11/2010 4:18:55 PM
PocketAces$25.00$25.001/11/2010 4:19:05 PM
studious-listing8$25.00$25.001/11/2010 4:19:20 PM
mikeandcat$50.00$50.001/11/2010 4:19:36 PM
burgeoning-silver$25.00$25.001/11/2010 4:19:42 PM
youqianderen$50.00$50.001/11/2010 4:20:22 PM
miked8303$25.00$25.001/11/2010 4:19:51 PM
ThomasCrown$30.00$30.001/11/2010 4:20:41 PM
tom48l$25.00$25.001/11/2010 4:21:12 PM
xstreamin$25.00$25.001/11/2010 4:20:35 PM
digitalrinaldo$25.00$25.001/11/2010 4:21:03 PM
Carpetkid$25.00$25.001/11/2010 4:21:29 PM
hyetech$35.00$35.001/11/2010 4:20:58 PM
Weaverville$25.00$25.001/11/2010 4:21:18 PM
reward-adventure$25.00$25.001/11/2010 4:21:22 PM
Archchancellor$25.00$25.001/11/2010 4:22:39 PM
bajeezus$25.00$25.001/11/2010 4:21:45 PM
cpaphoto$25.00$25.001/11/2010 4:21:53 PM
harmonious-revenue7$25.00$25.001/11/2010 4:21:58 PM
BigBoy2008$25.00$25.001/11/2010 4:22:02 PM
top-silver-american$25.00$25.001/11/2010 4:22:14 PM
saxquiz$25.00$25.001/11/2010 4:23:11 PM
tsui517$25.00$25.001/11/2010 4:22:21 PM
kaiger$25.00$25.001/11/2010 4:22:42 PM
30Sky$25.00$25.001/11/2010 4:22:34 PM
one-midas$25.00$25.001/11/2010 4:23:21 PM
Thelonius98$25.00$25.001/11/2010 4:23:24 PM
zippy-interest$25.00$25.001/11/2010 4:23:04 PM
bigdogsafety1$25.00$25.001/11/2010 4:23:08 PM
market-path$50.00$50.001/11/2010 4:23:35 PM
Aimvest$25.00$25.001/11/2010 4:23:50 PM
credit-investor5$100.00$100.001/11/2010 4:25:13 PM
Rob717171$25.00$25.001/11/2010 4:25:41 PM
Sixmil$25.00$25.001/11/2010 4:26:21 PM
head$25.00$25.001/11/2010 4:27:06 PM
repayment-launcher$25.00$25.001/11/2010 4:28:37 PM
gallant-camaraderi$25.00$25.001/11/2010 4:29:04 PM
community-broadcaster$25.00$25.001/11/2010 4:29:16 PM
best-deal-banker$25.00$25.001/11/2010 4:28:47 PM
Lilred7879$50.00$50.001/11/2010 4:29:50 PM
jdrez$25.00$25.001/11/2010 4:29:57 PM
orange-preeminant-bill$100.00$100.001/11/2010 4:30:01 PM
Artist_Blue$25.00$25.001/11/2010 4:30:04 PM
thevogelfamily$40.00$40.001/11/2010 4:29:26 PM
outtahoth2o$50.00$50.001/11/2010 4:29:41 PM
RationalWorld$25.00$25.001/11/2010 4:29:48 PM
kaykarun$25.00$25.001/11/2010 4:29:45 PM
currency-oak$25.00$25.001/11/2010 4:29:54 PM
BuffetRocks$50.00$50.001/11/2010 4:30:50 PM
TheoProf$50.00$50.001/11/2010 4:30:09 PM
helpinghand75$25.00$25.001/11/2010 4:30:12 PM
fcukciti$25.00$25.001/11/2010 4:31:05 PM
PRGuyinVA$25.00$25.001/11/2010 4:30:17 PM
djh47a$30.00$30.001/11/2010 4:31:08 PM
market-builder$25.00$25.001/11/2010 4:30:20 PM
red-favorable-basis$25.00$25.001/11/2010 4:31:15 PM
OCedHrt$25.00$25.001/11/2010 4:30:36 PM
thetropics18$25.00$25.001/11/2010 4:30:27 PM
Cheburashka$25.00$25.001/11/2010 4:30:47 PM
Speculator$50.00$50.001/11/2010 4:31:00 PM
best-phenomenal-treasure$25.00$25.001/11/2010 4:31:48 PM
currency-prometheus$25.00$25.001/11/2010 4:31:58 PM
ocho$25.00$25.001/11/2010 4:31:24 PM
kegs$100.00$100.001/11/2010 4:31:35 PM
Siafu$25.00$25.001/11/2010 4:31:46 PM
Aquani$50.00$50.001/11/2010 4:32:01 PM
responsibility-butterfly$25.00$25.001/11/2010 4:31:51 PM
agwosdof$100.00$100.001/11/2010 4:32:00 PM
Havana21$25.00$25.001/11/2010 4:32:19 PM
durability-halibut$25.00$25.001/11/2010 4:33:22 PM
important-ore$25.00$25.001/11/2010 4:33:17 PM
tornandfrayed$25.00$25.001/11/2010 4:33:39 PM
pledge0$25.00$25.001/11/2010 4:33:43 PM
omniviper$25.00$25.001/11/2010 4:33:45 PM
progressive-asset$100.00$100.001/11/2010 4:33:53 PM
handy-justice$25.00$25.001/11/2010 4:33:15 PM
papaloha$50.00$50.001/11/2010 4:33:24 PM
accordion8$50.00$50.001/11/2010 4:34:16 PM
apeloans$25.00$25.001/11/2010 4:33:31 PM
teller$25.00$25.001/11/2010 4:34:21 PM
intrepid-transaction5$25.00$25.001/11/2010 4:34:36 PM
bountiful-bazaar$25.00$25.001/11/2010 4:34:39 PM
xrycac$25.00$25.001/11/2010 4:33:56 PM
credit-force5$25.00$25.001/11/2010 4:34:43 PM
inventive-wealth2$25.00$25.001/11/2010 4:34:03 PM
investment-comet$25.00$25.001/11/2010 4:34:45 PM
inspiring-reward$50.00$50.001/11/2010 4:34:48 PM
honorable-yield$25.00$25.001/11/2010 4:34:19 PM
GElender$50.00$50.001/11/2010 4:34:41 PM
How$25.00$25.001/11/2010 4:36:18 PM
credit-superstar3$25.00$25.001/11/2010 4:35:48 PM
intuitive-bill$25.00$25.001/11/2010 4:35:47 PM
SongBirdProphecy$25.00$25.001/11/2010 4:35:52 PM
THREE-POINTS-LENDING$25.00$25.001/11/2010 4:36:09 PM
return-tycoon3$150.00$150.001/11/2010 4:37:46 PM
elasermd$50.00$50.001/11/2010 4:38:00 PM
thedoctor$90.00$90.001/11/2010 4:38:40 PM
enb3$25.00$25.001/11/2010 4:39:48 PM
gold-commander0$50.00$50.001/11/2010 4:40:20 PM
DonaldColorado$25.00$25.001/11/2010 4:40:15 PM
exciting-responsibility3$25.00$25.001/11/2010 4:41:04 PM
tolstoy00$25.00$25.001/11/2010 4:41:26 PM
leodaguy$25.00$25.001/11/2010 4:42:28 PM
buukyak$25.00$25.001/11/2010 4:43:26 PM
wampum-optimization$50.00$50.001/11/2010 4:43:44 PM
BankOfFrankFairness$50.00$50.001/11/2010 4:42:54 PM
schpere$30.00$30.001/11/2010 4:44:42 PM
DukSerduk$25.00$25.001/11/2010 4:45:09 PM
discrete-asset$25.00$25.001/11/2010 4:44:27 PM
alpinaut$25.00$25.001/11/2010 4:45:23 PM
buckyhead2000$25.00$25.001/11/2010 4:44:58 PM
oreyedoc$25.00$25.001/11/2010 4:46:29 PM
nuclearmoose$25.00$25.001/11/2010 4:47:39 PM
Fearless_Lender$25.00$25.001/11/2010 4:48:35 PM
jjswanso$25.00$25.001/11/2010 4:47:49 PM
mmqc$25.00$25.001/11/2010 4:47:53 PM
gojackgo$25.00$25.001/11/2010 4:49:11 PM
credit-coach118$40.00$40.001/11/2010 4:49:23 PM
coin-equalizer2$25.00$25.001/11/2010 4:49:45 PM
faithey$25.00$25.001/11/2010 4:48:57 PM
lending-bear$75.00$75.001/11/2010 4:50:26 PM
cathybiz$25.00$25.001/11/2010 4:50:39 PM
cjay23va$25.00$25.001/11/2010 4:50:41 PM
ticketman2$25.00$25.001/11/2010 4:49:37 PM
greenwell$50.00$50.001/11/2010 4:49:52 PM
red-trade-cologne$25.00$25.001/11/2010 4:51:12 PM
JJS180$25.00$25.001/11/2010 4:52:03 PM
drenalin$25.00$25.001/11/2010 4:52:20 PM
BankofTony$50.00$50.001/11/2010 4:52:53 PM
bulabula$25.00$25.001/11/2010 4:52:40 PM
bazaar-titan$25.00$25.001/11/2010 4:51:43 PM
LenderOnWheels$25.00$25.001/11/2010 4:52:58 PM
vb3jmg$50.00$50.001/11/2010 4:53:08 PM
G1g1ty$25.00$25.001/11/2010 4:52:55 PM
five-star-note$35.00$35.001/11/2010 4:53:14 PM
westend$25.00$25.001/11/2010 4:53:01 PM
imlosttoo$25.00$25.001/11/2010 4:53:25 PM
zigzagz03$25.00$25.001/11/2010 4:53:03 PM
gentle-note$25.00$25.001/11/2010 4:53:40 PM
bazaar-ruler$25.00$25.001/11/2010 4:53:18 PM
mmaurer$25.08$25.081/11/2010 4:53:22 PM
galtsgulch$25.00$25.001/11/2010 4:54:07 PM
dollar-oracle55$25.00$25.001/11/2010 4:53:53 PM
nycfinance$25.00$25.001/11/2010 4:54:09 PM
Cutts$25.00$25.001/11/2010 4:53:32 PM
JSON$25.00$25.001/11/2010 4:53:35 PM
upbeat-investment9$25.00$25.001/11/2010 4:54:00 PM
oceanwind1950$25.00$25.001/11/2010 4:54:15 PM
papaman$25.00$25.001/11/2010 4:54:29 PM
coolgenner$25.00$25.001/12/2010 3:39:31 PM
springpanda$25.00$25.001/13/2010 1:51:47 PM
purposeful-dedication$25.00$25.001/13/2010 7:11:04 PM
dontscrewmeover1$25.00$25.001/14/2010 11:45:49 AM
helping-out$40.00$40.001/15/2010 12:49:37 PM
Frugal$25.00$25.001/16/2010 9:26:01 AM
soular21804$25.00$25.001/16/2010 10:15:10 AM
socal-lender$25.00$25.001/16/2010 11:14:58 AM
draggon77$25.00$25.001/16/2010 5:06:10 PM
sisepuede$25.00$25.001/16/2010 7:34:57 PM
OregonDane$25.00$25.001/17/2010 11:20:58 AM
ThomasTrain$25.00$25.001/17/2010 7:50:17 PM
LoanerPrincipal$50.00$50.001/17/2010 9:37:00 PM
JerryB96$25.00$25.001/18/2010 7:02:58 AM
Ven58$25.00$25.001/18/2010 5:40:21 AM
crw1950$50.00$50.001/18/2010 6:52:37 AM
marala4285$25.00$25.001/18/2010 5:57:16 AM
piano55$25.00$25.001/18/2010 11:10:40 AM
lefty756$25.00$25.001/18/2010 11:19:15 AM
orange-finance-banker$50.00$50.001/18/2010 12:05:38 PM
jybank$25.00$25.001/18/2010 12:11:40 PM
greenback-ally$50.00$50.001/18/2010 1:17:27 PM
important-ore$50.00$50.001/18/2010 12:55:07 PM
CASHGIRL$40.00$40.001/11/2010 4:00:15 PM
Tahoeguy$25.00$25.001/11/2010 3:58:54 PM
neenerman$25.00$25.001/11/2010 4:02:03 PM
calm-deal7$30.00$30.001/11/2010 4:00:48 PM
AF-Chief$27.00$27.001/11/2010 4:01:04 PM
lean-velocity$25.00$25.001/11/2010 4:02:24 PM
FmrEngr2Phd$25.00$25.001/11/2010 3:59:21 PM
Au-Ag-Pt$25.00$25.001/11/2010 4:01:23 PM
duty-sensai$25.00$25.001/11/2010 4:00:09 PM
loanfairy$25.00$25.001/11/2010 4:00:58 PM
kenji4861$25.00$25.001/11/2010 4:01:17 PM
egw$25.00$25.001/11/2010 4:04:24 PM
truth-companion$25.00$25.001/11/2010 4:06:24 PM
Nic_R$25.00$25.001/11/2010 4:05:21 PM
gravity-powered-air-cooled$25.00$25.001/11/2010 4:07:18 PM
famous-community8$25.00$25.001/11/2010 4:07:33 PM
rdcmaint$25.00$25.001/11/2010 4:06:58 PM
vshnay$25.00$25.001/11/2010 4:07:50 PM
tlp43$25.00$25.001/11/2010 4:08:11 PM
thefiringzod$25.00$25.001/11/2010 4:10:28 PM
harmonious-yield$25.00$25.001/11/2010 4:08:43 PM
awe53$25.00$25.001/11/2010 4:09:09 PM
value-pouch$25.00$25.001/11/2010 4:11:20 PM
mtquan$25.00$25.001/11/2010 4:11:26 PM
martiantim$25.00$25.001/11/2010 4:10:11 PM
paymentologist$25.00$25.001/11/2010 4:11:34 PM
WillyBobba$25.00$25.001/11/2010 4:11:56 PM
don8ter$25.00$25.001/11/2010 4:11:51 PM
aasx1108$25.00$25.001/11/2010 4:13:42 PM
BlindJoeDeath$25.00$25.001/11/2010 4:12:47 PM
Veloce$25.00$25.001/11/2010 4:13:11 PM
forthright-social$25.00$25.001/11/2010 4:14:12 PM
astute-dollar$100.00$100.001/11/2010 4:14:19 PM
Diamond_Jim$25.00$25.001/11/2010 4:14:31 PM
credit-kahuna$100.00$100.001/11/2010 4:14:48 PM
payout-achievement$40.00$40.001/11/2010 4:14:54 PM
kchen486$25.00$25.001/11/2010 4:16:16 PM
duty-monger$50.00$50.001/11/2010 4:15:49 PM
bchen78875$25.00$25.001/11/2010 4:15:13 PM
klinebarger$25.00$25.001/11/2010 4:15:57 PM
hitsman$50.00$50.001/11/2010 4:15:42 PM
brazilofmux$100.00$100.001/11/2010 4:17:05 PM
orange-courageous-dedication$30.00$30.001/11/2010 4:16:11 PM
note-tent$25.00$25.001/11/2010 4:16:21 PM
Picopie$50.00$50.001/11/2010 4:16:38 PM
Prosp_Lender$50.00$50.001/11/2010 4:17:53 PM
melodious-fairness$25.00$25.001/11/2010 4:17:13 PM
KiwiElf$25.00$25.001/11/2010 4:17:16 PM
DRA-Properties$25.00$25.001/11/2010 4:17:27 PM
microlendblvr$150.00$150.001/11/2010 4:17:47 PM
Binan$25.00$25.001/11/2010 4:17:37 PM
treasure-bliss$100.00$100.001/11/2010 4:18:40 PM
aventurer$25.00$25.001/11/2010 4:17:57 PM
dmfog$25.00$25.001/11/2010 4:18:07 PM
kulender$25.00$25.001/11/2010 4:18:35 PM
lloyd_s$25.00$25.001/11/2010 4:19:47 PM
payout-point$50.00$50.001/11/2010 4:19:26 PM
The-CAPS-fan$30.00$30.001/11/2010 4:19:14 PM
durability-mad-scientist4$100.00$100.001/11/2010 4:19:30 PM
bonus-buddy2$35.00$35.001/11/2010 4:20:10 PM
chicco$80.00$80.001/11/2010 4:20:20 PM
value-pole$25.00$25.001/11/2010 4:19:56 PM
wise-extraordinary-loot$30.00$30.001/11/2010 4:20:04 PM
Dutchhunter$50.00$50.001/11/2010 4:20:47 PM
harperpotok$100.00$100.001/11/2010 4:20:52 PM
Clambake$50.00$50.001/11/2010 4:20:15 PM
Macinvest$25.00$25.001/11/2010 4:21:07 PM
bowdish1$100.00$100.001/11/2010 4:21:41 PM
anders94$25.00$25.001/11/2010 4:21:49 PM
peaceful-return2$25.00$25.001/11/2010 4:22:08 PM
cub510$25.00$25.001/11/2010 4:23:15 PM
inspired-contract9$25.00$25.001/11/2010 4:23:17 PM
transaction-aggregator7$25.00$25.001/11/2010 4:23:43 PM
marketplace-achievement$25.00$25.001/11/2010 4:23:32 PM
InvestorPartners$25.00$25.001/11/2010 4:23:47 PM
Orringo$75.00$75.001/11/2010 4:23:39 PM
loyalist1$25.00$25.001/11/2010 4:24:42 PM
visionary-currency$47.04$47.041/11/2010 4:28:34 PM
Purposeful$100.00$100.001/11/2010 4:28:59 PM
rooosta$25.00$25.001/11/2010 4:29:09 PM
asset-equilibrium0$25.00$25.001/11/2010 4:29:13 PM
diplomatic-point4$100.00$100.001/11/2010 4:29:37 PM
fortytwo$150.00$150.001/11/2010 4:28:41 PM
CAGE-Investments$100.00$100.001/11/2010 4:28:45 PM
time4aloan$50.00$50.001/11/2010 4:28:51 PM
money-maniac$50.00$50.001/11/2010 4:28:55 PM
Avala$50.00$50.001/11/2010 4:29:59 PM
emelia$25.00$25.001/11/2010 4:29:07 PM
gracej$25.00$25.001/11/2010 4:30:07 PM
friendly-market5$25.00$25.001/11/2010 4:29:19 PM
ambmba$25.00$25.001/11/2010 4:29:22 PM
Syzygy$25.00$25.001/11/2010 4:29:31 PM
cingular$25.00$25.001/11/2010 4:29:44 PM
spruce2$50.00$50.001/11/2010 4:30:44 PM
vkorichkov$30.00$30.001/11/2010 4:30:57 PM
Fiimg$50.00$50.001/11/2010 4:31:03 PM
heng2x$25.00$25.001/11/2010 4:30:14 PM
red-undaunted-kindness$100.00$100.001/11/2010 4:30:25 PM
delicious-social132$25.00$25.001/11/2010 4:30:23 PM
newyork6264$25.00$25.001/11/2010 4:31:17 PM
top-commitment-champ$25.00$25.001/11/2010 4:30:31 PM
radiant-fund$25.00$25.001/11/2010 4:31:20 PM
cognizant-rate732$25.00$25.001/11/2010 4:30:41 PM
supreme-hope$25.00$25.001/11/2010 4:30:53 PM
plentiful-reward$50.00$50.001/11/2010 4:31:10 PM
LiquidLender$25.00$25.001/11/2010 4:32:04 PM
jbaum$25.00$25.001/11/2010 4:32:08 PM
principal-kung-fu$25.00$25.001/11/2010 4:32:16 PM
foxy-fund$50.00$50.001/11/2010 4:31:38 PM
portfolio-zone801$25.00$25.001/11/2010 4:31:37 PM
kmr2$50.00$50.001/11/2010 4:31:42 PM
ghinga$50.00$50.001/11/2010 4:32:06 PM
Josta$50.00$50.001/11/2010 4:31:53 PM
metro457$25.00$25.001/11/2010 4:32:14 PM
srilm$25.00$25.001/11/2010 4:32:11 PM
integrity-doctor$50.00$50.001/11/2010 4:32:17 PM
yield-lion$25.00$25.001/11/2010 4:32:22 PM
NorthernFunds$25.00$25.001/11/2010 4:33:14 PM
gala2$25.00$25.001/11/2010 4:33:26 PM
whfh99$25.00$25.001/11/2010 4:33:30 PM
ValyaLibra01$25.00$25.001/11/2010 4:33:36 PM
careful-compassion$50.00$50.001/11/2010 4:33:27 PM
MidLifeCrisis$25.00$25.001/11/2010 4:33:33 PM
Cai8899$50.00$50.001/11/2010 4:34:11 PM
nickel-advocator$25.00$25.001/11/2010 4:34:27 PM
elevated-platinum5$50.00$50.001/11/2010 4:34:18 PM
Phantom99$25.00$25.001/11/2010 4:34:31 PM
redragon$25.00$25.001/11/2010 4:33:38 PM
gold-auctioneer7$25.00$25.001/11/2010 4:34:33 PM
Gibbyland$75.00$75.001/11/2010 4:33:42 PM
Goodlender42$25.00$25.001/11/2010 4:34:46 PM
impeccable-transparency$75.00$75.001/11/2010 4:34:24 PM
junctionking$25.00$25.001/11/2010 4:34:34 PM
ryan23$25.00$25.001/11/2010 4:35:26 PM
Mavrck88$25.00$25.001/11/2010 4:35:33 PM
carydude$25.00$25.001/11/2010 4:35:56 PM
BBall_Mom$25.00$25.001/11/2010 4:36:02 PM
MyKidsDad$25.00$25.001/11/2010 4:36:11 PM
Trimalchio12$25.00$25.001/11/2010 4:36:07 PM
ujohnc00$25.00$25.001/11/2010 4:37:30 PM
rjblack$50.00$50.001/11/2010 4:37:39 PM
Microfinancer$25.00$25.001/11/2010 4:37:35 PM
meenan$25.00$25.001/11/2010 4:38:53 PM
majestic-dedication$50.00$50.001/11/2010 4:39:15 PM
first-upright-payout$50.00$50.001/11/2010 4:40:07 PM
figs4u2$80.00$80.001/11/2010 4:41:39 PM
shamrocker$25.00$25.001/11/2010 4:43:15 PM
natmonkey$25.00$25.001/11/2010 4:43:23 PM
Walkingcowboy$25.00$25.001/11/2010 4:42:42 PM
toblerone$50.00$50.001/11/2010 4:43:38 PM
grampy48$25.00$25.001/11/2010 4:47:02 PM
blooming-market$25.00$25.001/11/2010 4:48:05 PM
dealarella$25.00$25.001/11/2010 4:49:13 PM
green-benefit-enclave$25.00$25.001/11/2010 4:48:23 PM
dinero-festivity2$50.00$50.001/11/2010 4:49:43 PM
psiequalsone$25.00$25.001/11/2010 4:49:29 PM
thegreatone$100.00$100.001/11/2010 4:49:58 PM
courteous-bazaar$25.00$25.001/11/2010 4:50:24 PM
BigLinCT$25.00$25.001/11/2010 4:49:48 PM
davidmlucas$25.00$25.001/11/2010 4:50:44 PM
unclejaef$25.00$25.001/11/2010 4:50:51 PM
blue-liberty-gourd$25.00$25.001/11/2010 4:50:57 PM
best-vivacious-funds$25.00$25.001/11/2010 4:51:05 PM
msbutah$25.00$25.001/11/2010 4:51:36 PM
vkm2000$25.00$25.001/11/2010 4:52:39 PM
TommyTucker$50.00$50.001/11/2010 4:52:56 PM
TennSquire$25.00$25.001/11/2010 4:53:46 PM
Pennywize$25.00$25.001/11/2010 4:52:29 PM
deal-pioneer1$25.00$25.001/11/2010 4:53:55 PM
kjsfld$25.00$25.001/11/2010 4:53:27 PM
bogart2277$25.00$25.001/11/2010 4:52:34 PM
mpatrick$50.00$50.001/11/2010 4:53:34 PM
jrbill1998$50.00$50.001/11/2010 4:52:36 PM
02bob$25.00$25.001/11/2010 4:53:41 PM
floomer$25.00$25.001/11/2010 4:52:43 PM
aldeed$25.00$25.001/11/2010 4:53:50 PM
fsa3$25.00$25.001/11/2010 4:52:49 PM
gristle$25.00$25.001/11/2010 4:54:05 PM
tijuas90$25.00$25.001/11/2010 4:53:05 PM
pythia$25.00$25.001/11/2010 4:54:11 PM
bbrelo$25.00$25.001/11/2010 4:53:10 PM
Premierelender$25.00$25.001/11/2010 4:54:33 PM
Tasmir$25.00$25.001/11/2010 4:53:29 PM
joeirps$30.00$30.001/11/2010 4:54:03 PM
DaveG56313$25.00$25.001/11/2010 4:54:16 PM
ahalls$25.00$25.001/11/2010 4:54:28 PM
skibum65$45.74$45.741/11/2010 4:54:31 PM
GyJAV_BNCCo$25.00$13.761/11/2010 4:54:38 PM
worth-victor6$25.00$25.001/11/2010 4:56:51 PM
wwwUniversal$25.00$25.001/11/2010 5:35:09 PM
wise-balanced-moola$25.00$25.001/11/2010 5:35:18 PM
asset-caballero$25.00$25.001/11/2010 6:56:09 PM
Aristophil$60.00$60.001/11/2010 7:32:52 PM
interstellar$27.00$27.001/11/2010 9:23:09 PM
rdrloan$25.00$25.001/12/2010 9:50:04 AM
gustavholstopus32$25.00$25.001/12/2010 8:57:34 PM
CC911$25.00$25.001/13/2010 6:29:50 AM
exchange-squirrel$25.00$25.001/13/2010 11:47:48 PM
MonkeyHero$25.00$25.001/13/2010 9:19:37 PM
well-rounded-diversification$25.00$25.001/14/2010 9:01:07 AM
RiskAdverse$25.00$25.001/14/2010 7:22:30 PM
ommuruga$53.53$53.531/14/2010 8:58:43 PM
FredHead3$32.53$32.531/15/2010 9:45:26 AM
fairness-atmosphere$25.00$25.001/15/2010 12:24:35 PM
olwagner$41.72$41.721/15/2010 4:47:20 PM
KlarthXVII$25.00$25.001/15/2010 11:33:04 PM
Gaelicman$50.00$50.001/16/2010 9:15:35 AM
nalaari$56.99$56.991/16/2010 11:11:07 AM
exchange-cowbell5$100.00$100.001/17/2010 2:22:34 PM
theloanfiller$48.80$48.801/17/2010 7:07:55 PM
DaveTheWave$35.99$35.991/18/2010 7:39:27 AM
artist390$100.00$100.001/18/2010 9:07:39 AM
Phantom$47.02$47.021/18/2010 8:20:21 AM
BabiesMillion$32.80$32.801/18/2010 1:03:14 PM
Blue_Haze$25.00$25.001/18/2010 3:04:20 PM
Blue_Haze$25.00$25.001/18/2010 3:30:34 PM
trumpeter5$100.00$100.001/18/2010 3:43:13 PM
AFairDeal$25.00$25.001/18/2010 3:11:16 PM
432 bids
 
Borrower Payment Dependent Notes Series 441927
This series of Notes was issued and sold upon the funding of the borrower loan #40442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $347.24
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $346.99
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1993 Debt/Income ratio: 11%
Credit score: 820-839 (Jan-2010) Current / open credit lines: 11 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:9y 7m
Amount delinquent: $0 Revolving credit balance: $8,870 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: responsibility-auctioneer Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
This loan will be used to pay off my credit card balances. I have been a good credit customer, but due to late payments on a vacation home I was forced to shortsale due to falling home prices, my credit card companies are playing all kinds of what I consider to be unethical games. (The lender would not do the shortsale unless we were in arrears, so we stopped making the payments) For example, one card froze my credit limit at the balance due, despite the fact that I paid them on time, more than the minimum, and just prior to the freeze, I paid them 1000 dollars on a minimum payment of around 150 dollars!? I am tired of giving the big banks the bucks and would rather pay interest to private people on the internet.?

My financial situation:
I am a good candidate for this loan because I have always paid my credit cards, and prior to the shortsale, always had a credit score in the high 700's. I could find a balance transfer offer, but as I said, I don't want to give any more interest money to the large banks. After I pay off these cards, I will get these banks out of my life forever.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.001/11/2010 4:01:11 PM
neenerman$25.00$25.001/11/2010 4:02:11 PM
saihu$25.00$25.001/11/2010 4:02:31 PM
cello1$25.00$25.001/11/2010 4:05:07 PM
adama_48$25.00$25.001/11/2010 4:05:52 PM
AngleofGod$25.00$25.001/11/2010 4:07:39 PM
first-pragmatic-note$25.00$25.001/11/2010 4:12:06 PM
selector568$300.00$300.001/11/2010 4:24:34 PM
fair-rate$25.00$25.001/11/2010 4:26:44 PM
ljay$25.00$25.001/11/2010 4:27:42 PM
Steveoo1$50.00$50.001/11/2010 4:27:11 PM
jjb3$25.00$25.001/11/2010 4:27:31 PM
aasx1108$25.00$25.001/11/2010 4:37:36 PM
elasermd$50.00$50.001/11/2010 4:38:05 PM
time4aloan$25.00$25.001/11/2010 4:38:17 PM
thedoctor$90.00$90.001/11/2010 4:38:44 PM
microlendblvr$100.00$100.001/11/2010 4:38:57 PM
majestic-dedication$50.00$50.001/11/2010 4:39:09 PM
jbaum$100.00$100.001/11/2010 4:39:19 PM
18th_beachbum$50.00$50.001/11/2010 4:39:31 PM
elevated-platinum5$25.00$25.001/11/2010 4:39:39 PM
personal-lender$25.00$25.001/11/2010 4:39:58 PM
intrepid-transaction5$25.00$25.001/11/2010 4:40:28 PM
junctionking$25.00$25.001/11/2010 4:40:23 PM
exciting-responsibility3$25.00$25.001/11/2010 4:40:58 PM
Katburg$50.00$50.001/11/2010 4:42:04 PM
auction-elvis$25.00$25.001/11/2010 4:41:32 PM
the_winning_ticket$35.00$35.001/11/2010 4:42:32 PM
leodaguy$25.00$25.001/11/2010 4:42:20 PM
AF-Chief$35.00$35.001/11/2010 4:43:08 PM
buukyak$25.00$25.001/11/2010 4:43:30 PM
wampum-optimization$50.00$50.001/11/2010 4:43:41 PM
rooosta$25.00$25.001/11/2010 4:44:12 PM
ven$25.00$25.001/11/2010 4:44:07 PM
natmonkey$25.00$25.001/11/2010 4:43:20 PM
teller$60.00$60.001/11/2010 4:44:19 PM
Cheburashka$30.00$30.001/11/2010 4:45:00 PM
toblerone$50.00$50.001/11/2010 4:43:33 PM
DukSerduk$25.00$25.001/11/2010 4:45:15 PM
wiselady$25.00$25.001/11/2010 4:44:10 PM
delicious-social132$25.00$25.001/11/2010 4:45:49 PM
Phantom99$25.00$25.001/11/2010 4:46:01 PM
meux99$25.00$25.001/11/2010 4:44:47 PM
oreyedoc$25.00$25.001/11/2010 4:46:33 PM
bowdish1$100.00$100.001/11/2010 4:46:03 PM
appastk$25.00$25.001/11/2010 4:47:13 PM
SNH$50.00$50.001/11/2010 4:46:43 PM
alluring-truth$25.00$25.001/11/2010 4:47:51 PM
mmqc$25.00$25.001/11/2010 4:47:56 PM
repayment-launcher$25.00$25.001/11/2010 4:47:17 PM
green-benefit-enclave$25.00$25.001/11/2010 4:48:19 PM
first-fund-empenada$25.00$25.001/11/2010 4:48:09 PM
desertoasis$25.00$25.001/11/2010 4:47:32 PM
faithey$25.00$25.001/11/2010 4:48:50 PM
cub510$25.00$25.001/11/2010 4:48:13 PM
credit-coach118$40.00$40.001/11/2010 4:49:27 PM
Picopie$50.00$50.001/11/2010 4:49:36 PM
value-pouch$50.00$50.001/11/2010 4:49:03 PM
asdf9876$25.00$25.001/11/2010 4:50:17 PM
gojackgo$25.00$25.001/11/2010 4:49:09 PM
orange-courageous-dedication$40.00$40.001/11/2010 4:50:10 PM
superstar449$25.00$25.001/11/2010 4:50:12 PM
red-trade-cologne$25.00$25.001/11/2010 4:51:09 PM
bds9646$26.00$26.001/11/2010 4:52:09 PM
gatorsean2168$50.00$50.001/11/2010 4:56:14 PM
downbet$50.00$50.001/11/2010 4:56:45 PM
catomaior$25.00$25.001/11/2010 4:58:07 PM
Duchdad$25.00$25.001/11/2010 4:57:11 PM
industrious-dedication$25.00$25.001/11/2010 4:58:17 PM
heroic-platinum$25.00$25.001/11/2010 4:56:34 PM
oceanwind1950$25.00$25.001/11/2010 4:58:50 PM
OldFriend$25.00$25.001/11/2010 4:59:38 PM
bill-expert$25.00$25.001/11/2010 4:59:05 PM
financelover$50.00$50.001/11/2010 4:59:18 PM
circustab$50.00$50.001/11/2010 5:00:42 PM
DrZoidberg$25.00$25.001/11/2010 5:00:30 PM
golden-platinum7$25.00$25.001/11/2010 5:00:57 PM
HamachiMan$25.00$25.001/11/2010 5:01:16 PM
transaction-aggregator7$25.00$25.001/11/2010 5:01:50 PM
aue513$25.00$25.001/11/2010 5:02:05 PM
MAJESTIC5$50.00$50.001/11/2010 5:01:14 PM
Ananya$25.00$25.001/11/2010 5:25:13 PM
aiski$25.00$25.001/11/2010 5:25:35 PM
helping-out$25.00$25.001/11/2010 5:27:41 PM
treasure-amplifier6$25.00$25.001/11/2010 5:29:17 PM
Scoreman$50.00$50.001/11/2010 5:27:30 PM
fcukciti$25.00$25.001/11/2010 5:32:15 PM
archeanchaos$25.00$25.001/11/2010 5:34:19 PM
worth-victor6$25.00$25.001/11/2010 5:35:02 PM
rjsdsu$25.00$25.001/11/2010 5:35:23 PM
PA2LA$25.00$25.001/11/2010 5:32:18 PM
note-tent$50.00$50.001/11/2010 5:32:31 PM
forthright-dedication$25.00$25.001/11/2010 5:34:13 PM
lucrative-worth$25.00$25.001/11/2010 5:34:38 PM
fortytwo$25.00$25.001/11/2010 6:06:26 PM
ijspence$25.00$25.001/12/2010 5:22:55 AM
the-precious-bid$25.00$25.001/12/2010 5:22:15 AM
orange-finance-banker$25.00$25.001/12/2010 8:06:18 AM
bill-bearer$50.00$50.001/12/2010 9:43:45 AM
cesta283$25.00$25.001/12/2010 11:29:31 AM
woodenshoes$25.00$25.001/12/2010 11:13:42 AM
MO_Investor$25.00$25.001/12/2010 1:55:33 PM
lendme2$25.00$25.001/12/2010 3:06:39 PM
djh47a$35.00$35.001/12/2010 5:40:12 PM
julijask$35.00$35.001/12/2010 5:42:40 PM
Dyrn$25.00$25.001/12/2010 6:22:03 PM
greenwell$50.00$50.001/12/2010 5:42:44 PM
BankOfFrankFairness$50.00$50.001/12/2010 6:25:14 PM
zrohmm$25.00$25.001/12/2010 6:25:26 PM
flwah$25.00$25.001/12/2010 6:26:09 PM
Sixmil$25.00$25.001/12/2010 6:26:11 PM
acropiloterau2002$25.00$25.001/12/2010 6:30:56 PM
Rob717171$25.00$25.001/12/2010 6:31:01 PM
BigCityLending$25.00$25.001/12/2010 6:25:29 PM
someone0001$25.00$25.001/12/2010 6:26:00 PM
Railbird$25.00$25.001/12/2010 6:26:08 PM
CorMDNY$25.00$25.001/12/2010 8:26:12 PM
KiwiElf$30.00$30.001/13/2010 9:02:21 AM
Jassi$25.00$25.001/13/2010 9:47:39 AM
Pickmar$25.00$25.001/13/2010 10:34:45 AM
highcountry1$25.00$25.001/13/2010 6:24:04 PM
serpentine$50.00$50.001/14/2010 6:18:49 AM
comicgeek$25.00$25.001/14/2010 6:48:57 AM
stikman$25.00$25.001/14/2010 9:42:59 AM
kmwvma$25.00$25.001/14/2010 9:45:32 AM
BlindProphet$25.00$25.001/14/2010 9:57:55 AM
dontscrewmeover1$25.00$25.001/14/2010 11:55:27 AM
kegs$25.00$25.001/14/2010 9:57:53 AM
DadWarbucks$25.00$25.001/14/2010 12:18:31 PM
oaktown23$50.00$50.001/14/2010 12:59:04 PM
Binan$25.00$25.001/14/2010 12:49:54 PM
tuneman1980$25.00$25.001/14/2010 1:23:11 PM
ChicoBob$50.00$50.001/14/2010 3:06:50 PM
Avala$25.00$25.001/14/2010 2:34:27 PM
kayakg$25.00$25.001/14/2010 3:34:38 PM
flshdaskll$25.00$25.001/14/2010 8:21:51 PM
Cherrypicker$50.00$50.001/15/2010 7:13:03 AM
gogrannygo$25.00$25.001/15/2010 7:30:44 AM
EmeritusX$25.00$25.001/15/2010 11:50:32 AM
porwestco$25.00$25.001/16/2010 6:31:52 AM
JerryB96$25.00$25.001/16/2010 8:29:30 AM
yield-quest$50.00$50.001/18/2010 12:03:44 PM
microfunder$50.00$50.001/18/2010 12:07:58 PM
coolgenner$50.00$50.001/18/2010 12:14:57 PM
jybank$25.00$25.001/18/2010 12:16:01 PM
lean-velocity$25.00$25.001/11/2010 4:02:13 PM
wormdc$25.00$25.001/11/2010 4:03:30 PM
solstice175$25.00$25.001/11/2010 4:05:03 PM
UT-Longhorn$25.00$25.001/11/2010 4:07:37 PM
CindysMom$25.00$25.001/11/2010 4:12:17 PM
cash-sensai2$25.00$25.001/11/2010 4:24:55 PM
Pasagam$25.00$25.001/11/2010 4:24:51 PM
Tai$25.00$25.001/11/2010 4:25:36 PM
FmrEngr2Phd$25.00$25.001/11/2010 4:25:48 PM
magical-greenback$26.05$26.051/11/2010 4:26:07 PM
bnlforever$25.00$25.001/11/2010 4:26:12 PM
intuitive-bill$25.00$25.001/11/2010 4:27:32 PM
handy-justice$25.00$25.001/11/2010 4:27:02 PM
p2ploan-leaper$25.00$25.001/11/2010 4:27:58 PM
burgeoning-silver$25.00$25.001/11/2010 4:27:33 PM
Carpetkid$50.00$50.001/11/2010 4:27:25 PM
motivator796$25.00$25.001/11/2010 4:28:23 PM
aventurer$25.00$25.001/11/2010 4:27:54 PM
portfolio-zone801$25.00$25.001/11/2010 4:27:55 PM
the-bright-velocity$25.00$25.001/11/2010 4:27:47 PM
bigdogsafety1$25.00$25.001/11/2010 4:31:28 PM
rjblack$50.00$50.001/11/2010 4:37:44 PM
unk1911$25.00$25.001/11/2010 4:38:29 PM
friendly-market5$25.00$25.001/11/2010 4:38:23 PM
meenan$25.00$25.001/11/2010 4:38:47 PM
skillful-diversification2$25.00$25.001/11/2010 4:39:26 PM
lloyd_s$25.00$25.001/11/2010 4:39:42 PM
first-upright-payout$50.00$50.001/11/2010 4:40:02 PM
Havana21$50.00$50.001/11/2010 4:40:10 PM
credit-force5$25.00$25.001/11/2010 4:40:39 PM
gold-commander0$50.00$50.001/11/2010 4:40:16 PM
responsibility-butterfly$25.00$25.001/11/2010 4:41:28 PM
figs4u2$80.00$80.001/11/2010 4:41:35 PM
bchen78875$50.00$50.001/11/2010 4:41:51 PM
kulender$30.00$30.001/11/2010 4:41:07 PM
inspired-contract9$50.00$50.001/11/2010 4:41:54 PM
Gibbyland$100.00$100.001/11/2010 4:41:24 PM
mikeandcat$100.00$100.001/11/2010 4:42:50 PM
Kaj$30.00$30.001/11/2010 4:43:02 PM
gulch$35.00$35.001/11/2010 4:42:11 PM
Walkingcowboy$25.00$25.001/11/2010 4:42:35 PM
skvat$25.00$25.001/11/2010 4:43:46 PM
schpere$30.00$30.001/11/2010 4:44:35 PM
shamrocker$25.00$25.001/11/2010 4:43:17 PM
discrete-asset$25.00$25.001/11/2010 4:44:33 PM
Goodlender42$25.00$25.001/11/2010 4:43:54 PM
outtahoth2o$100.00$100.001/11/2010 4:44:04 PM
elegant-income3$25.00$25.001/11/2010 4:45:25 PM
red-favorable-basis$25.00$25.001/11/2010 4:45:06 PM
alpinaut$25.00$25.001/11/2010 4:45:19 PM
Cai8899$75.00$75.001/11/2010 4:44:54 PM
supreme-hope$25.00$25.001/11/2010 4:46:22 PM
Speculator$50.00$50.001/11/2010 4:45:54 PM
market-builder$25.00$25.001/11/2010 4:45:32 PM
inventive-wealth2$25.00$25.001/11/2010 4:46:50 PM
OCedHrt$25.00$25.001/11/2010 4:45:40 PM
Mavrck88$25.00$25.001/11/2010 4:46:27 PM
grampy48$25.00$25.001/11/2010 4:47:08 PM
BankofBen$250.00$250.001/11/2010 4:47:35 PM
nuclearmoose$25.00$25.001/11/2010 4:47:44 PM
InvestorPartners$25.00$25.001/11/2010 4:46:55 PM
Fearless_Lender$25.00$25.001/11/2010 4:48:31 PM
spruce2$50.00$50.001/11/2010 4:48:39 PM
hope-encourager$25.00$25.001/11/2010 4:48:37 PM
blooming-market$25.00$25.001/11/2010 4:48:02 PM
me2yu$50.00$50.001/11/2010 4:48:47 PM
AmericanCredit$25.00$25.001/11/2010 4:49:19 PM
dinero-festivity2$50.00$50.001/11/2010 4:49:40 PM
klinebarger$25.00$25.001/11/2010 4:50:04 PM
dealarella$25.00$25.001/11/2010 4:49:16 PM
alaco$25.00$25.001/11/2010 4:50:15 PM
best-vivacious-funds$25.00$25.001/11/2010 4:50:59 PM
unclejaef$25.00$25.001/11/2010 4:50:48 PM
nickel-advocator$25.00$25.001/11/2010 4:50:19 PM
msbutah$25.00$25.001/11/2010 4:51:33 PM
ryan23$25.00$25.001/11/2010 4:51:38 PM
bonus-adventure3$50.00$50.001/11/2010 4:51:32 PM
secundus$25.00$25.001/11/2010 4:52:14 PM
MidLifeCrisis$50.00$50.001/11/2010 4:51:45 PM
BayShell$50.00$50.001/11/2010 4:51:57 PM
Swabjockey$25.00$25.001/11/2010 4:57:03 PM
seeb$25.00$25.001/11/2010 4:56:46 PM
durability-halibut$25.00$25.001/11/2010 4:56:29 PM
autonomous-basis$25.00$25.001/11/2010 4:56:41 PM
sb0453$25.00$25.001/11/2010 4:58:47 PM
AFairDeal$25.00$25.001/11/2010 4:57:43 PM
influential-gain$25.00$25.001/11/2010 4:57:56 PM
diligent-leverage$25.00$25.001/11/2010 5:00:20 PM
equallender$25.00$25.001/11/2010 5:00:23 PM
promiser200$25.00$25.001/11/2010 5:01:07 PM
backprop$26.00$26.001/11/2010 4:58:59 PM
Duanep01$25.00$25.001/11/2010 5:02:01 PM
Reinadog9$25.00$25.001/11/2010 4:59:29 PM
Brainworm$25.00$25.001/11/2010 5:02:17 PM
credit-superstar3$25.00$25.001/11/2010 5:02:03 PM
citronzx$25.00$25.001/11/2010 5:02:44 PM
Dutchhunter$50.00$50.001/11/2010 5:01:25 PM
freeroll14$25.00$25.001/11/2010 5:24:34 PM
howlong2retirement$25.00$25.001/11/2010 5:25:32 PM
30Sky$75.00$75.001/11/2010 5:02:26 PM
pursuit1$25.00$25.001/11/2010 5:25:33 PM
cash-boots$25.00$25.001/11/2010 5:26:48 PM
FjLenders$25.00$25.001/11/2010 5:27:14 PM
return-marsupial3$25.00$25.001/11/2010 5:25:31 PM
GlobalLending$25.00$25.001/11/2010 5:25:41 PM
cash-spinner$25.00$25.001/11/2010 5:25:45 PM
Tc11902$25.00$25.001/11/2010 5:28:53 PM
sensible-order2$25.00$25.001/11/2010 5:27:26 PM
scottr$25.00$25.001/11/2010 5:27:36 PM
the-money-gargantuan$25.00$25.001/11/2010 5:32:26 PM
RICHMONDREB$25.00$25.001/11/2010 5:34:59 PM
best-deal-banker$40.11$40.111/11/2010 6:06:14 PM
Dazz2061$25.00$25.001/11/2010 5:35:10 PM
blot44$50.00$50.001/11/2010 7:21:11 PM
bonus-chosen-one$25.00$25.001/11/2010 7:51:00 PM
balance-force$35.00$35.001/11/2010 8:45:11 PM
diplomatic-point4$75.00$75.001/11/2010 9:15:16 PM
HappyHelpingLender$25.00$25.001/12/2010 2:10:10 AM
green-careful-community$25.00$25.001/12/2010 5:51:43 AM
generosity-giraffe0$25.00$25.001/12/2010 7:47:37 AM
antlr$25.00$25.001/12/2010 10:35:36 AM
jd006006$29.58$29.581/12/2010 11:35:23 AM
noble-vigilance9$25.00$25.001/12/2010 3:21:07 PM
larrybird$100.00$100.001/12/2010 5:43:10 PM
honorable-yield$75.00$75.001/12/2010 5:41:20 PM
vine99$75.00$75.001/12/2010 6:04:55 PM
JJS180$25.00$25.001/12/2010 6:25:44 PM
ClearLake$25.00$25.001/12/2010 6:26:04 PM
Banker7371$25.00$25.001/12/2010 6:30:57 PM
buckyhead2000$25.00$25.001/12/2010 6:26:05 PM
wise-silver-wonder$25.00$25.001/12/2010 7:51:33 PM
sas19$25.00$25.001/12/2010 9:16:05 PM
seattleslug$25.74$25.741/13/2010 8:21:41 AM
wild_carrot$25.00$25.001/13/2010 11:12:41 AM
huorn$25.00$25.001/13/2010 11:34:48 AM
BiggestG$25.00$25.001/13/2010 10:43:56 AM
TriSail$25.00$25.001/13/2010 11:49:18 AM
gracej$25.00$25.001/13/2010 3:43:06 PM
springpanda$25.00$25.001/13/2010 2:08:33 PM
29Palms$25.00$25.001/13/2010 7:04:07 PM
kmr2$60.00$60.001/13/2010 11:46:16 PM
KlarthXVII$25.00$25.001/14/2010 4:23:03 AM
smloanbigresult$25.00$25.001/14/2010 9:45:46 AM
slartibardfast$25.00$25.001/14/2010 11:05:23 AM
zeelender$25.00$25.001/14/2010 12:20:57 PM
Tradesmanlender$25.00$25.001/14/2010 11:05:25 AM
totoro$25.00$25.001/14/2010 11:48:24 AM
thegreatone$50.38$50.381/14/2010 12:03:11 PM
tolstoy00$25.00$25.001/14/2010 12:49:13 PM
jjswanso$25.00$25.001/14/2010 12:49:10 PM
DonaldColorado$25.00$25.001/14/2010 12:50:05 PM
sincere-fund1$50.00$50.001/14/2010 1:57:43 PM
jsw7us$50.00$50.001/14/2010 2:24:17 PM
TK4$25.00$25.001/14/2010 3:19:24 PM
Fortuno_per_commodo$50.00$41.141/14/2010 4:58:44 PM
nolahelper$30.00$30.001/15/2010 6:10:29 AM
enriching-payout$25.00$25.001/15/2010 6:22:34 AM
Dollars4Rent$25.00$25.001/15/2010 8:35:25 AM
bank-examiner$50.00$50.001/15/2010 10:09:27 AM
wise-balanced-moola$25.00$25.001/15/2010 1:19:38 PM
mrwonderful272$25.00$25.001/15/2010 7:04:20 PM
platinum-czar$25.00$25.001/15/2010 10:36:38 PM
platinum-czar$25.00$25.001/15/2010 10:36:59 PM
socal-lender$25.00$25.001/16/2010 11:17:51 AM
GarciaCompany$25.00$25.001/16/2010 8:30:45 PM
market-atlantis$25.00$25.001/16/2010 6:53:31 PM
Sven79$150.00$150.001/16/2010 4:25:47 PM
GarciaCompany$75.00$75.001/16/2010 8:11:56 PM
exchange-cowbell5$25.00$25.001/17/2010 2:10:09 PM
adir1$50.00$50.001/17/2010 9:12:53 PM
rate-hickory$25.00$25.001/18/2010 7:12:13 AM
Your_Bank$25.00$25.001/18/2010 12:00:18 PM
orange-finance-banker$50.00$50.001/18/2010 12:09:56 PM
all_of_that_one$25.00$25.001/18/2010 3:27:26 PM
319 bids
 
Borrower Payment Dependent Notes Series 442095
This series of Notes was issued and sold upon the funding of the borrower loan #40468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,665.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 17.06% Starting borrower rate/APR: 18.06% / 20.27% Starting monthly payment: $132.61
Final lender yield: 17.06% Final borrower rate/APR: 18.06% / 20.27% Final monthly payment: $132.61
 
Auction yield range: 17.06% - 17.06% Estimated loss impact: 19.94%  
Lender servicing fee: 1.00% Estimated return: -2.88%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jul-1997 Debt/Income ratio: 7%
Credit score: 620-639 (Jan-2010) Current / open credit lines: 1 / 1Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 12Length of status:5y 8m
Amount delinquent: $0 Revolving credit balance: $772 Occupation: Analyst
Public records last 12m / 10y: 1/ 1 Bankcard utilization: 51%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 2    
Screen name: mmaverick Borrower's state: Arizona Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 8 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,300.00< mo. late: 0 ( 0% )  
520-539 (Jul-2008)
520-539 (May-2008)
520-539 (Apr-2008)
520-539 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Lender and previous borrower
Loan will be used for the following
-To Pay off My Arizona Federal Credit Union Visa -17.99%apr? $1500
-To Pay off My Fingerhut.com account ? 24.9% APR $350
-To Pay the balance of My Fianc??s college tuition and books not covered by financial aid $1455
-To Pay my Auto insurance in 1 Payment $360

I work a full time job where I have been for almost 6 years. I am a responsible father of two girls. I have already repaid 2 loans here. I am also a group leader and lender.

Monthly gross income: $2381 per month
My approx living expenses: $1681 Per Month
Rent:????? $586
Utilities: $150
Cell:?????? $135
Food:???? $600
Gas:?????? $50
Insurance: $80
Credit:??? $60-180

To the lenders: I will answer questions publicly. Please feel free to ask any questions! I appreciate your time and your bids, Thank you!

Early Pay off: I will pay off in approx 4-15 months.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $351.00 in winning bids.
"mmaverick is a long time group member and had a prior group loan, paid early. Bid with confidence! He has $300 currently invested, but would likely have much more if AZ was open to Lenders!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Not really a question. Congrats on your raise in credit score. - Jinja
A: Thank you for the compliment and the bid! (Jan-13-2010)
Q: Can you comment on your bankruptcy? - JGuide
A: The public record is from filing Bankruptcy due to my daughter's medical bills. Identification Number: 0906756RJH (Chapter 7 Discharged: 08/2009). You may be wondering how if I filed bankruptcy I have 2 open credit accounts with $1816 balance worth of balance, It is because I re-affirmed these purposefully self incurred debts. The bankruptcy was to clear unexpected and excessive debts caused by medical bills. (Jan-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Octamer$25.00$25.001/12/2010 7:37:12 PM
JGuide$100.00$100.001/12/2010 10:33:41 PM
asset-control2$75.00$75.001/13/2010 6:58:39 AM
Jinja$30.46$30.461/13/2010 10:57:28 AM
goldkn22$25.00$25.001/13/2010 1:23:31 PM
JGuide$50.00$50.001/13/2010 7:10:18 PM
lenderrn$74.78$74.781/14/2010 4:47:36 AM
Capit0l$54.06$54.061/14/2010 11:06:44 AM
kenL$400.00$400.001/14/2010 1:55:17 PM
Capit0l$58.00$58.001/14/2010 5:04:51 PM
unger$50.00$50.001/15/2010 3:07:45 AM
UofCMaroon$25.00$25.001/15/2010 11:41:34 AM
Your_Bank$25.00$25.001/15/2010 3:33:20 PM
Capit0l$25.00$25.001/15/2010 7:19:43 PM
loanman2007$300.00$300.001/16/2010 7:18:48 AM
well-mannered-income3$25.00$25.001/16/2010 10:39:01 AM
supreme-hope$25.00$25.001/16/2010 1:50:27 PM
drkhelmet$25.00$25.001/17/2010 1:32:32 PM
AF-Chief$35.00$35.001/17/2010 7:26:04 PM
peanutsparents$25.00$25.001/18/2010 3:52:35 PM
best-generosity-financier$25.00$25.001/18/2010 4:10:38 PM
rjsdsu$25.00$25.001/18/2010 4:38:06 PM
JGuide$100.00$100.001/18/2010 4:38:28 PM
doublediamond$33.67$33.671/18/2010 5:55:41 PM
Ray3486$25.00$25.001/18/2010 4:59:06 PM
KirosPOS$100.00$100.001/18/2010 8:27:59 PM
The-CAPS-fan$25.00$25.001/19/2010 8:53:02 AM
Rule62$25.00$25.001/19/2010 10:43:33 AM
Tai$25.00$25.001/19/2010 10:56:58 AM
reflective-rupee$25.00$25.001/19/2010 11:09:00 AM
Kennfusion$25.00$25.001/19/2010 11:15:33 AM
reflective-rupee$350.00$249.001/19/2010 12:39:39 PM
walkinonwater$25.00$25.001/13/2010 1:21:25 PM
JGuide$51.00$51.001/13/2010 4:09:08 PM
Only_Money$25.00$25.001/13/2010 8:04:32 PM
kapitalx$25.00$25.001/13/2010 11:04:27 PM
Capit0l$25.00$25.001/14/2010 7:17:49 AM
Capit0l$47.53$47.531/14/2010 9:09:36 AM
JGuide$50.00$50.001/14/2010 4:22:11 PM
Integrity1st$30.44$30.441/14/2010 7:47:24 PM
hopheadmike$25.00$25.001/15/2010 8:19:48 AM
Your_Bank$50.00$50.001/15/2010 5:29:25 PM
bsmtloan$60.00$60.001/15/2010 8:14:56 PM
Firescreek$37.50$37.501/16/2010 5:48:36 AM
marwadi-62$50.00$50.001/16/2010 9:44:27 AM
exchange-cowbell5$200.00$200.001/16/2010 5:10:10 PM
Dollars4Rent$25.00$25.001/17/2010 1:41:42 PM
wealth-pipeline$25.00$25.001/17/2010 2:54:35 PM
BAEVentures$25.00$25.001/18/2010 9:22:17 AM
dudebrah$26.00$26.001/18/2010 11:11:02 AM
Delta-Kilo-7K$50.00$50.001/18/2010 4:08:03 PM
Your_Bank$50.00$50.001/18/2010 5:36:32 PM
Capit0l$25.00$25.001/18/2010 6:14:30 PM
well-mannered-income3$35.00$35.001/18/2010 5:16:52 PM
lender12345$100.00$100.001/18/2010 8:07:24 PM
Kash2010lu$25.00$25.001/18/2010 8:37:39 PM
papaloha$200.00$200.001/19/2010 3:39:09 AM
well-mannered-income3$30.00$30.001/19/2010 7:26:35 AM
gr8loans4u$32.83$32.831/19/2010 7:50:19 AM
circustab$50.00$50.001/19/2010 7:29:33 AM
amit_gu$25.00$25.001/19/2010 8:28:50 AM
calkidd05$29.73$29.731/19/2010 8:35:53 AM
aloantime07$25.00$25.001/19/2010 10:57:30 AM
HelpFromNY$50.00$50.001/19/2010 11:09:22 AM
64 bids
 
Borrower Payment Dependent Notes Series 440568
This series of Notes was issued and sold upon the funding of the borrower loan #40471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-04-2010 
  Auction end date:  Jan-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 21.34% Final borrower rate/APR: 22.34% / 26.18% Final monthly payment: $38.37
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 19.21%  
Lender servicing fee: 1.00% Estimated return: 2.13%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Dec-1995 Debt/Income ratio: Not calculated
Credit score: 640-659 (Jan-2010) Current / open credit lines: 13 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:1y 9m
Amount delinquent: $0 Revolving credit balance: $4,732 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 67%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 6    
Screen name: a-silver-booster Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Wise Investment
Purpose of loan:
This loan will be used to? Re-Invest into Prosper loans

My financial situation:
I am a good candidate for this loan because? $1,000 is not a big deal to me.? Currently, I work as a Millwork Engineer.? Although the economy has been difficult, my employer has been able to maintain consistent work flow and is now beginning to pick up again.? The company and I are also rolling out a new division (Feb 1st)?that they have asked me to manage and partially own, which will also increase my income.? I have also worked a part-time job for the past year and a half and will continue to do so until we are debt free - this years tax returns should do it! :).? Re-payment for this loan can easily be pulled from our rainy day funds if the need arises.? I'm just trying to explore the possibility of borrowing money at a lower interest rate than what I am lending out for.? With my current investment model, I have been averaging a 29% return on my lending within Prosper.? My intention with this small loan is to begin a reputation within prosper that will reduce future borrowing interest rates by showing a reduced risk for you to lend to me and increase my ability to earn a better return by lending out at a higher interest rate.

Monthly net income: $ 3,166 (not including my part-time job)

Monthly expenses: $
??Housing: $ 1011
??Insurance: $?350
??Car expenses: $ 375
??Utilities: $ 180
??Phone, cable, internet: $ 150
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $?279
??Other expenses: $ 200 (preschool, school lunch money, and other unknown possibilities)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What investment model are you using to give you 29% returns? Also, you can use Excel to model if you're able to make money by borrowing from prosper and then lending it out at higher rate. If you're borrowing from prosper at such a high rate.. - asset-control2
A: I intend to pay this loan off quickly (within a year) to minimize the interest loss. However, with each loan paid I can reduce my borrowing rate. Investment strategy: (To protect myself from competition, I will only offer 2 of my lending criteria.) 1.Has the borrower had any previous prosper loans? I look at that history and why they are borrowing again. 2.Does the borrower intend to pay it off early? Is there additional information provided that would validate that clam? (Jan-07-2010)
Q: The best performance I have seen that lenders make on Prosper is 20% because of all the defaults. If you're willing, we can do a little wisdom exchange here: you teach me more about your selection criteria, and I'll tell you about Excel analysis - asset-control2
A: I think 20% is still an abnormally high return. At 29%, I've been lucky and have picked some good accounts. My objective is to earn an average of 15% with defaults. If my criteria isn't alowing these returns, I'll need to adjust. Either way, I'm hoping to break even with this loan, but even if I lose a little money to build repore it is still a step in the direction I am wanting to go. I'd also like to chat with you more about Excel. -Thanks (Jan-07-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.001/8/2010 6:49:53 AM
Miami_Lending$117.51$117.511/8/2010 11:05:30 AM
Octamer$25.00$25.001/9/2010 9:43:01 AM
loanman2007$200.00$200.001/9/2010 12:21:07 PM
dorypro$25.00$25.001/10/2010 8:01:24 AM
Land_on_your_feet$44.71$44.711/10/2010 10:13:39 AM
kinetic-social$50.00$50.001/10/2010 3:23:49 PM
walkinonwater$25.00$25.001/10/2010 6:38:18 PM
hawk357$25.00$25.001/11/2010 5:54:49 AM
wild-orange$25.00$25.001/7/2010 12:21:26 PM
BlueProteus$25.00$25.001/7/2010 7:04:34 PM
Robbdogg$25.00$25.001/8/2010 10:37:57 AM
JGuide$101.00$101.001/9/2010 7:56:38 PM
SolarMoonshine$25.00$25.001/10/2010 5:58:15 PM
nurat$42.01$42.011/10/2010 6:04:04 PM
ColoradoLender82$25.00$4.521/10/2010 7:29:10 PM
justice-hawk$30.00$30.001/11/2010 7:30:14 AM
JGuide$60.25$60.251/11/2010 7:33:27 AM
exchange-cowbell5$100.00$100.001/11/2010 9:12:01 AM
RecoveryLender$25.00$25.001/11/2010 7:22:49 AM
20 bids
 
Borrower Payment Dependent Notes Series 441744
This series of Notes was issued and sold upon the funding of the borrower loan #40440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.59% Starting monthly payment: $56.57
Final lender yield: 11.00% Final borrower rate/APR: 12.00% / 14.37% Final monthly payment: $49.82
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.73%  
Lender servicing fee: 1.00% Estimated return: 4.27%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-2001 Debt/Income ratio: 14%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 8 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $1,847 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 80%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: dans25 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
620-639 (May-2007)
600-619 (Apr-2007)
 
Principal balance: $167.35 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
suring up a few debts
Purpose of loan:
Suring up a few debts, car payment very close to being paid off.

My financial situation:
Getting a part time job, fairly new to credit, but pay bills on time.

Monthly net income: $
2,000

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.001/11/2010 5:02:31 PM
MoneyForNothing$25.00$25.001/11/2010 7:23:50 PM
Robbdogg$31.96$31.961/13/2010 10:04:59 AM
marwadi-62$200.00$200.001/15/2010 7:04:00 PM
mojii77$25.00$25.001/15/2010 5:43:53 PM
maccpro1$50.00$50.001/16/2010 5:17:28 AM
Flshedman$50.00$50.001/16/2010 6:17:12 AM
Johnab$50.00$3.231/17/2010 6:04:44 AM
nurat$40.00$40.001/18/2010 10:39:11 AM
dudebrah$26.00$26.001/18/2010 10:31:10 AM
bonus-sensai825$30.00$30.001/18/2010 11:54:05 AM
gary500$25.00$25.001/18/2010 1:34:31 PM
elvisloans$25.00$25.001/18/2010 2:35:55 PM
wild-orange$25.00$25.001/18/2010 1:13:18 PM
icon7$30.00$30.001/18/2010 3:55:10 PM
crw1950$50.00$50.001/18/2010 3:27:38 PM
Your_Bank$25.00$25.001/18/2010 3:55:39 PM
Aberdeen$300.00$300.001/11/2010 4:58:02 PM
ralf206$26.00$26.001/12/2010 9:29:15 PM
dpries123$25.00$25.001/16/2010 10:05:07 PM
crjmechanic$25.00$25.001/18/2010 11:45:09 AM
nikkky2000$80.00$80.001/18/2010 3:47:30 PM
nikkky2000$82.81$82.811/18/2010 3:55:21 PM
23 bids
 
Borrower Payment Dependent Notes Series 441894
This series of Notes was issued and sold upon the funding of the borrower loan #40443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-11-2010 
  Auction end date:  Jan-18-2010 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $99.64
Final lender yield: 10.49% Final borrower rate/APR: 11.49% / 13.62% Final monthly payment: $98.91
 
Auction yield range: 4.06% - 11.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.36%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1998 Debt/Income ratio: 52%
Credit score: 720-739 (Jan-2010) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:2y 9m
Amount delinquent: $0 Revolving credit balance: $1,258 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 8%Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: REDEEMED4HIM Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
700-719 (Sep-2009)
700-719 (Jul-2009)
740-759 (Apr-2009)
720-739 (Aug-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Helping Daughter buy Car
Purpose of loan:
This loan will be used to purchase a car for my daughter. I am a previous Prosper borrower and recently paid off my last loan a few months ago. I have been a lender on Prosper for over 2 years as well. This is a guaranteed safe investment and return on your money.

I am a current home owner and have very little unsecured debt.

My daughter is just starting out and I am hoping the great lenders of Prosper would like to help us out and make a little money while they are at it. I would rather pay interest to another member rather than any bank.

I truly appreciate your consideration.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
respectful-integrity3$30.00$30.001/11/2010 6:35:21 PM
Bob450$25.00$25.001/11/2010 9:12:12 PM
w8291$25.00$25.001/12/2010 3:46:00 PM
orange-truth-pole$29.48$29.481/13/2010 10:20:59 AM
note-pursuit$25.00$25.001/14/2010 3:14:47 PM
circustab$50.00$50.001/15/2010 7:07:20 AM
rpd1211$25.00$25.001/15/2010 6:37:56 AM
ProudDad$50.00$50.001/15/2010 7:35:41 AM
usbank$25.00$25.001/15/2010 9:37:37 PM
4mydaughterseducation$25.00$25.001/15/2010 6:58:22 PM
Aberdeen$300.00$300.001/15/2010 8:00:14 PM
bsmtloan$62.67$62.671/15/2010 8:23:08 PM
JazzFranchise$25.00$25.001/16/2010 12:05:49 PM
the-silver-blaster$40.00$40.001/16/2010 8:48:21 PM
bondhedger$25.00$25.001/17/2010 9:52:03 AM
OregonDane$25.00$25.001/17/2010 11:21:47 AM
PPLIN810$26.36$26.361/17/2010 1:13:41 AM
PleaseNoDefaults$25.00$25.001/17/2010 9:34:05 AM
banker366$25.00$25.001/17/2010 6:18:50 PM
drkhelmet$25.00$25.001/17/2010 1:36:49 PM
crdcteng$40.98$40.981/17/2010 10:46:31 AM
adventurous-cash$25.00$25.001/17/2010 11:07:50 AM
Bigbluefan$100.00$86.281/17/2010 4:38:38 PM
bold-dynamic-silver$25.00$25.001/17/2010 4:56:58 PM
Johnab$50.00$50.001/18/2010 4:56:10 AM
flshdaskll$25.00$25.001/17/2010 9:12:22 PM
Phantom$40.00$40.001/18/2010 8:01:32 AM
missgina$35.00$35.001/18/2010 6:24:50 AM
Leshan$100.00$100.001/18/2010 8:26:09 AM
Credit2Prosper$50.00$50.001/18/2010 5:33:21 AM
tomjac2000$25.00$25.001/18/2010 8:44:25 AM
dudebrah$26.00$26.001/18/2010 10:35:44 AM
icon7$25.00$25.001/18/2010 11:37:00 AM
Your_Bank$25.00$25.001/18/2010 11:57:51 AM
wild-orange$25.00$25.001/18/2010 1:15:53 PM
PotBellyPete$50.00$50.001/18/2010 1:08:27 PM
SNH$50.00$50.001/18/2010 1:31:48 PM
RecoveryLender$25.00$25.001/18/2010 3:36:48 PM
greenback-ally$50.00$50.001/18/2010 2:13:42 PM
orange-finance-banker$50.00$50.001/18/2010 3:08:24 PM
RecoveryLender$25.00$25.001/18/2010 3:49:42 PM
hellasow$25.00$25.001/12/2010 12:33:11 AM
CA_Lender$25.00$25.001/14/2010 1:35:47 PM
CommerciaLender$25.00$25.001/14/2010 7:41:07 PM
compuguy8$30.00$30.001/15/2010 11:08:14 AM
marwadi-62$100.00$100.001/15/2010 7:04:58 PM
artisian_coyote$25.00$25.001/15/2010 8:39:49 PM
Saving4Food$34.00$34.001/15/2010 5:47:50 PM
JerryB96$25.00$25.001/16/2010 8:34:59 AM
leverage-monger$25.00$25.001/16/2010 8:49:31 AM
preciouschild$150.00$150.001/16/2010 5:18:36 PM
nalaari$100.00$100.001/16/2010 11:15:50 AM
sisepuede$27.23$27.231/16/2010 7:40:32 PM
JTHarris$25.00$25.001/17/2010 9:56:04 AM
Jordan1123$25.00$25.001/17/2010 6:14:21 AM
mcabery$175.00$175.001/17/2010 12:11:21 PM
AF-Chief$35.00$35.001/17/2010 7:48:48 PM
alvinsl$25.00$25.001/18/2010 4:21:46 AM
HealthAndSafety$50.00$50.001/18/2010 8:59:21 AM
Pendruce$45.00$45.001/18/2010 9:27:17 AM
ttnk62918$25.00$25.001/18/2010 9:36:24 AM
credit-sasquatch3$25.00$25.001/18/2010 10:07:56 AM
Rustang$25.00$25.001/18/2010 10:28:58 AM
WorkingTA$27.00$27.001/18/2010 12:09:55 PM
tomaswk$25.00$25.001/18/2010 1:23:05 PM
1SteelerFan$35.00$35.001/18/2010 2:28:34 PM
The-CAPS-fan$75.00$75.001/18/2010 3:43:29 PM
papaloha$50.00$50.001/18/2010 2:48:33 PM
68 bids
 
Borrower Payment Dependent Notes Series 442052
This series of Notes was issued and sold upon the funding of the borrower loan #40439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-15-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $447.81
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $447.48
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-1994 Debt/Income ratio: 16%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:10y 3m
Amount delinquent: $0 Revolving credit balance: $23,702 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 71%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: rapid-point Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lowering interest rate
Purpose of loan:
This loan will be used to pay off a high interest unsecured line of credit. I am a poster child of the Great Recession.
In the time between the real estate meltdown and the financial services industry collapse, I purchased an investment property (what a deal!) with an unsecured line of credit, thinking I would refinance the property immediately. As soon as I purchased the property the financial services industry collapsed and I was unable to refinance. The rules for refinancing out of state properties within a certain (low) price range changed dramatically post-meltdown and I'm still unable to refinance. I am being charged exorbitant interest rates and at this rate won't ever be able to pay it off.
My financial situation:
I am a good candidate for this loan because I have a solid, high income and always pay my debts. Before this "incident" I had access to over $100K in unsecured debt and a near perfect fico score. I am responsible, make a good income and always pay my bills. I am only trying to lower my interest rate to get this debt more under control. I also have a generous line of credit attached to my checking account so automatic withdrawals are always paid no matter what, so there is literally almost no risk to the prosper lender.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saffron4$25.00$25.001/12/2010 4:22:47 PM
PhalanxBulldog$25.00$25.001/12/2010 4:27:57 PM
bold-principal-thinker$30.00$30.001/12/2010 4:27:05 PM
Brain_m$42.25$42.251/12/2010 4:24:35 PM
assetmanager$25.00$25.001/12/2010 4:28:59 PM
egw$25.00$25.001/12/2010 4:34:17 PM
WillyBobba$25.00$25.001/12/2010 4:37:04 PM
bigdogsafety1$25.00$25.001/12/2010 4:35:59 PM
kenji4861$25.00$25.001/12/2010 4:45:24 PM
first-pragmatic-note$25.00$25.001/12/2010 4:44:54 PM
duty-sensai$25.00$25.001/12/2010 4:45:06 PM
neenerman$25.00$25.001/12/2010 4:45:29 PM
dime-beeper$25.00$25.001/12/2010 4:44:23 PM
balance-voyager$50.00$50.001/12/2010 4:44:32 PM
mtquan$25.00$25.001/12/2010 4:47:12 PM
first-fund-empenada$25.00$25.001/12/2010 4:47:25 PM
credit-kahuna$100.00$100.001/12/2010 4:48:21 PM
note-tent$25.00$25.001/12/2010 4:49:23 PM
aasx1108$25.00$25.001/12/2010 4:47:55 PM
SNH$36.94$36.941/12/2010 4:49:29 PM
elegant-income3$30.00$30.001/12/2010 4:48:05 PM
forthright-social$25.00$25.001/12/2010 4:48:07 PM
galaxy1$25.00$25.001/12/2010 4:48:11 PM
DRA-Properties$25.00$25.001/12/2010 4:49:52 PM
chekat$25.00$25.001/12/2010 4:47:06 PM
paymentologist$25.00$25.001/12/2010 4:47:16 PM
microlendblvr$150.00$150.001/12/2010 4:50:04 PM
aventurer$25.00$25.001/12/2010 4:50:10 PM
dmfog$25.00$25.001/12/2010 4:50:14 PM
duty-monger$50.00$50.001/12/2010 4:48:57 PM
BlindJoeDeath$25.00$25.001/12/2010 4:47:33 PM
yield-hero4$25.00$25.001/12/2010 4:50:18 PM
larrybird$100.00$100.001/12/2010 4:50:20 PM
Kaj$25.00$25.001/12/2010 4:49:12 PM
felicity-synapse$25.00$25.001/12/2010 4:47:41 PM
orange-courageous-dedication$30.00$30.001/12/2010 4:49:16 PM
exact-loan5$25.00$25.001/12/2010 4:49:34 PM
The-CAPS-fan$30.00$30.001/12/2010 4:51:04 PM
wise-extraordinary-loot$30.00$30.001/12/2010 4:51:32 PM
benefit-squirrel$30.00$30.001/12/2010 4:48:39 PM
harmonious-revenue7$25.00$25.001/12/2010 4:52:20 PM
ccaxid57$25.00$25.001/12/2010 4:52:23 PM
18th_beachbum$25.00$25.001/12/2010 4:50:32 PM
tsui517$25.00$25.001/12/2010 4:52:28 PM
Katburg$35.00$35.001/12/2010 4:50:36 PM
klinebarger$25.00$25.001/12/2010 4:49:09 PM
skobos8225$25.00$25.001/12/2010 4:50:42 PM
puifais$25.00$25.001/12/2010 4:50:50 PM
marketplace-achievement$25.00$25.001/12/2010 4:52:51 PM
Picopie$50.00$50.001/12/2010 4:49:31 PM
flopcat$25.00$25.001/12/2010 4:49:39 PM
lloyd_s$25.00$25.001/12/2010 4:51:24 PM
miked8303$25.00$25.001/12/2010 4:51:26 PM
value-pole$25.00$25.001/12/2010 4:51:28 PM
Lightlife$29.02$29.021/12/2010 4:51:30 PM
xstreamin$25.00$25.001/12/2010 4:51:43 PM
hyetech$35.00$35.001/12/2010 4:51:50 PM
Syzygy$25.00$25.001/12/2010 4:54:19 PM
Weaverville$25.00$25.001/12/2010 4:51:56 PM
currency-oak$25.00$25.001/12/2010 4:54:32 PM
ekmendenhall$25.00$25.001/12/2010 4:52:10 PM
orange-preeminant-bill$100.00$100.001/12/2010 4:54:37 PM
gracej$25.00$25.001/12/2010 4:54:41 PM
heng2x$25.00$25.001/12/2010 4:54:46 PM
durability-mad-scientist4$100.00$100.001/12/2010 4:51:16 PM
market-builder$25.00$25.001/12/2010 4:54:51 PM
auction-elvis$25.00$25.001/12/2010 4:52:37 PM
OCedHrt$25.00$25.001/12/2010 4:54:57 PM
BuffetRocks$50.00$50.001/12/2010 4:55:02 PM
Rob717171$25.00$25.001/12/2010 4:55:08 PM
djh47a$30.00$30.001/12/2010 4:55:13 PM
booyah$50.00$50.001/12/2010 4:52:55 PM
Aimvest$25.00$25.001/12/2010 4:52:57 PM
dollar-high-five$25.00$25.001/12/2010 4:53:00 PM
tom48l$25.00$25.001/12/2010 4:51:54 PM
agwosdof$100.00$100.001/12/2010 4:55:49 PM
littlemonkey$25.00$25.001/12/2010 4:53:15 PM
bowdish1$100.00$100.001/12/2010 4:52:12 PM
cpaphoto$25.00$25.001/12/2010 4:52:18 PM
kaiger$25.00$25.001/12/2010 4:52:36 PM
inspired-contract9$25.00$25.001/12/2010 4:52:45 PM
CAGE-Investments$100.00$100.001/12/2010 4:53:59 PM
money-maniac$50.00$50.001/12/2010 4:54:04 PM
MidLifeCrisis$25.00$25.001/12/2010 4:56:44 PM
omniviper$25.00$25.001/12/2010 4:56:52 PM
repayment-launcher$25.00$25.001/12/2010 4:53:51 PM
inventive-wealth2$25.00$25.001/12/2010 4:56:56 PM
fortytwo$150.00$150.001/12/2010 4:53:56 PM
accordion8$50.00$50.001/12/2010 4:57:01 PM
teller$25.00$25.001/12/2010 4:57:05 PM
Phantom99$25.00$25.001/12/2010 4:57:11 PM
bountiful-bazaar$25.00$25.001/12/2010 4:57:17 PM
red-undaunted-kindness$100.00$100.001/12/2010 4:54:54 PM
GElender$50.00$50.001/12/2010 4:57:20 PM
top-commitment-champ$25.00$25.001/12/2010 4:54:56 PM
diplomatic-point4$100.00$100.001/12/2010 4:54:21 PM
investment-comet$25.00$25.001/12/2010 4:57:24 PM
spruce2$50.00$50.001/12/2010 4:55:00 PM
reward-winner$35.00$35.001/12/2010 4:54:31 PM
fcukciti$25.00$25.001/12/2010 4:55:11 PM
Mavrck88$25.00$25.001/12/2010 4:57:53 PM
Artist_Blue$25.00$25.001/12/2010 4:54:39 PM
intuitive-bill$25.00$25.001/12/2010 4:57:55 PM
delicious-social132$25.00$25.001/12/2010 4:54:53 PM
SongBirdProphecy$25.00$25.001/12/2010 4:57:58 PM
head$25.00$25.001/12/2010 4:55:32 PM
cognizant-rate732$25.00$25.001/12/2010 4:54:59 PM
Siafu$25.00$25.001/12/2010 4:55:38 PM
supreme-hope$25.00$25.001/12/2010 4:55:03 PM
THREE-POINTS-LENDING$25.00$25.001/12/2010 4:58:09 PM
currency-prometheus$25.00$25.001/12/2010 4:55:47 PM
How$25.00$25.001/12/2010 4:58:15 PM
jbaum$25.00$25.001/12/2010 4:55:56 PM
Fiimg$50.00$50.001/12/2010 4:55:10 PM
plentiful-reward$50.00$50.001/12/2010 4:55:14 PM
lend_to_you$50.00$50.001/12/2010 4:58:26 PM
newyork6264$25.00$25.001/12/2010 4:55:17 PM
kegs$100.00$100.001/12/2010 4:55:24 PM
forthright-dedication$50.00$50.001/12/2010 4:55:37 PM
NorthernFunds$25.00$25.001/12/2010 4:56:30 PM
best-phenomenal-treasure$25.00$25.001/12/2010 4:55:40 PM
important-ore$25.00$25.001/12/2010 4:56:33 PM
boater01$50.00$50.001/12/2010 4:55:42 PM
rjblack$50.00$50.001/12/2010 4:59:00 PM
apeloans$25.00$25.001/12/2010 4:56:43 PM
principal-kung-fu$25.00$25.001/12/2010 4:55:59 PM
yield-lion$25.00$25.001/12/2010 4:56:04 PM
nickel-advocator$25.00$25.001/12/2010 4:57:09 PM
inspiring-reward$50.00$50.001/12/2010 4:57:27 PM
handy-justice$25.00$25.001/12/2010 4:56:31 PM
durability-halibut$25.00$25.001/12/2010 4:56:35 PM
gala2$25.00$25.001/12/2010 4:56:39 PM
carydude$25.00$25.001/12/2010 4:58:02 PM
progressive-asset$100.00$100.001/12/2010 4:56:53 PM
BBall_Mom$25.00$25.001/12/2010 4:58:05 PM
elevated-platinum5$50.00$50.001/12/2010 4:57:02 PM
hutch13$33.06$33.061/12/2010 4:58:27 PM
intrepid-transaction5$25.00$25.001/12/2010 4:57:14 PM
Goodlender42$25.00$25.001/12/2010 4:57:26 PM
figs4u2$80.00$80.001/12/2010 5:00:32 PM
return-tycoon3$150.00$150.001/12/2010 4:59:04 PM
ryan23$25.00$25.001/12/2010 4:57:50 PM
shamrocker$25.00$25.001/12/2010 5:01:09 PM
buukyak$25.00$25.001/12/2010 5:01:14 PM
wampum-optimization$50.00$50.001/12/2010 5:01:23 PM
exciting-responsibility3$25.00$25.001/12/2010 5:00:16 PM
enb3$25.00$25.001/12/2010 4:59:50 PM
first-upright-payout$50.00$50.001/12/2010 4:59:59 PM
toblerone$50.00$50.001/12/2010 5:01:20 PM
coin-equalizer2$25.00$25.001/12/2010 5:03:12 PM
leodaguy$25.00$25.001/12/2010 5:00:52 PM
blue-liberty-gourd$25.00$25.001/12/2010 5:03:26 PM
Pennywize$25.00$25.001/12/2010 5:03:45 PM
five-star-note$35.00$35.001/12/2010 5:04:01 PM
TennSquire$25.00$25.001/12/2010 5:04:09 PM
green-benefit-enclave$25.00$25.001/12/2010 5:02:55 PM
schpere$30.00$30.001/12/2010 5:01:35 PM
galtsgulch$25.00$25.001/12/2010 5:04:13 PM
dadalou$25.00$25.001/12/2010 5:04:23 PM
DukSerduk$25.00$25.001/12/2010 5:01:41 PM
restless-currency$25.00$25.001/12/2010 5:04:27 PM
mlopez2007$50.00$50.001/12/2010 5:03:19 PM
red-trade-cologne$25.00$25.001/12/2010 5:03:33 PM
industrious-dedication$25.00$25.001/12/2010 5:05:33 PM
jrbill1998$50.00$50.001/12/2010 5:03:47 PM
zigzagz03$25.00$25.001/12/2010 5:03:53 PM
Tasmir$25.00$25.001/12/2010 5:04:02 PM
bill-expert$25.00$25.001/12/2010 5:05:42 PM
nycfinance$25.00$25.001/12/2010 5:04:14 PM
mmqc$25.00$25.001/12/2010 5:02:41 PM
OldFriend$25.00$25.001/12/2010 5:05:58 PM
MoneyMaker249$25.00$25.001/12/2010 5:04:29 PM
dignified-finance$25.00$25.001/12/2010 5:04:37 PM
SnE$25.00$25.001/12/2010 5:04:40 PM
Fearless_Lender$25.00$25.001/12/2010 5:03:02 PM
heroic-platinum$25.00$25.001/12/2010 5:04:57 PM
ticketman2$25.00$25.001/12/2010 5:03:11 PM
a-finance-nirvana$35.00$35.001/12/2010 5:06:36 PM
nomad54$25.00$25.001/12/2010 5:06:38 PM
cathybiz$25.00$25.001/12/2010 5:03:20 PM
Rince925$25.00$25.001/12/2010 5:05:10 PM
lstehen123$25.00$25.001/12/2010 5:05:15 PM
best-vivacious-funds$25.00$25.001/12/2010 5:03:30 PM
rescue$500.00$500.001/12/2010 5:05:28 PM
peso-colonel$90.00$90.001/12/2010 5:06:59 PM
msbutah$25.00$25.001/12/2010 5:03:36 PM
bbrelo$25.00$25.001/12/2010 5:03:59 PM
busnssmn$25.00$25.001/12/2010 5:05:56 PM
JSON$25.00$25.001/12/2010 5:04:05 PM
equallender$25.00$25.001/12/2010 5:06:04 PM
aldeed$25.00$25.001/12/2010 5:04:11 PM
green-careful-community$25.00$24.371/12/2010 5:07:28 PM
tmillerosu$25.00$25.001/12/2010 5:04:20 PM
appastk$25.00$25.001/12/2010 5:06:24 PM
payout-equalizer8$25.00$25.001/12/2010 5:04:41 PM
Oak-Parker$25.00$25.001/12/2010 5:05:03 PM
aneley777$25.00$25.001/12/2010 5:05:09 PM
elephantparty$25.00$25.001/12/2010 5:05:13 PM
bambampk$25.00$25.001/12/2010 5:05:16 PM
keeminn$25.00$25.001/12/2010 5:06:23 PM
phillipd48$25.00$25.001/12/2010 5:06:27 PM
pischkoa$25.00$25.001/12/2010 5:06:34 PM
ijspence$25.00$25.001/12/2010 5:07:27 PM
smog13$25.00$25.001/12/2010 9:31:23 PM
coin-trajectory$26.62$26.621/12/2010 9:55:08 PM
asset-caballero$25.00$25.001/13/2010 7:29:00 AM
CC911$25.00$25.001/13/2010 8:21:55 AM
Cherrypicker$25.00$25.001/13/2010 8:49:46 AM
springpanda$25.00$25.001/13/2010 2:16:53 PM
lender12345$25.00$25.001/13/2010 5:27:10 PM
zrohmm$25.00$25.001/12/2010 4:23:59 PM
promiser200$25.00$25.001/12/2010 4:26:58 PM
lagnisiruk$25.00$25.001/12/2010 4:27:15 PM
friendly-gold$25.00$25.001/12/2010 4:21:29 PM
Trojan1976$25.00$25.001/12/2010 4:27:52 PM
liberty-revolutionary5$25.00$25.001/12/2010 4:31:14 PM
wanna-help$25.00$25.001/12/2010 4:33:27 PM
loanfairy$25.00$25.001/12/2010 4:45:15 PM
unk1911$25.00$25.001/12/2010 4:45:07 PM
calm-deal7$30.00$30.001/12/2010 4:45:12 PM
truth-companion$25.00$25.001/12/2010 4:46:32 PM
gravity-powered-air-cooled$25.00$25.001/12/2010 4:46:39 PM
HamachiMan$25.00$25.001/12/2010 4:44:35 PM
desertoasis$25.00$25.001/12/2010 4:47:36 PM
tlp43$25.00$25.001/12/2010 4:46:44 PM
Pizza-man$50.00$50.001/12/2010 4:48:02 PM
martiantim$25.00$25.001/12/2010 4:46:57 PM
AF-Chief$27.00$27.001/12/2010 4:45:18 PM
astute-dollar$100.00$100.001/12/2010 4:48:09 PM
lean-velocity$25.00$25.001/12/2010 4:45:36 PM
payout-achievement$40.00$40.001/12/2010 4:48:24 PM
bchen78875$25.00$25.001/12/2010 4:48:33 PM
techvet$25.00$25.001/12/2010 4:49:26 PM
blooming-dedication$50.00$50.001/12/2010 4:49:42 PM
brazilofmux$55.64$55.641/12/2010 4:49:44 PM
Diamond_Jim$25.00$25.001/12/2010 4:48:13 PM
personal-lender$25.00$25.001/12/2010 4:48:26 PM
wayman$50.00$50.001/12/2010 4:48:37 PM
hitsman$50.00$50.001/12/2010 4:48:48 PM
crazycool$25.00$25.001/12/2010 4:50:28 PM
Veloce$25.00$25.001/12/2010 4:47:43 PM
kchen486$25.00$25.001/12/2010 4:49:21 PM
treasure-bliss$100.00$100.001/12/2010 4:50:45 PM
worldly-community3$25.00$25.001/12/2010 4:49:37 PM
punctual-power7$25.00$25.001/12/2010 4:47:58 PM
payout-point$50.00$50.001/12/2010 4:51:14 PM
gulch$25.00$25.001/12/2010 4:49:49 PM
burgeoning-silver$25.00$25.001/12/2010 4:51:21 PM
E_G$30.00$30.001/12/2010 4:48:15 PM
Banker7371$25.00$25.001/12/2010 4:49:54 PM
bonus-buddy2$35.00$35.001/12/2010 4:51:36 PM
Dutchhunter$50.00$50.001/12/2010 4:51:47 PM
digitalrinaldo$25.00$25.001/12/2010 4:51:51 PM
peaceful-return2$25.00$25.001/12/2010 4:52:25 PM
Archchancellor$25.00$25.001/12/2010 4:52:34 PM
kulender$25.00$25.001/12/2010 4:50:38 PM
saxquiz$25.00$25.001/12/2010 4:52:44 PM
Thelonius98$25.00$25.001/12/2010 4:52:49 PM
Onesiphorus$25.00$25.001/12/2010 4:53:08 PM
CSUgrad08$25.00$25.001/12/2010 4:53:13 PM
commitment-forte6$25.00$25.001/12/2010 4:51:01 PM
melodious-fairness$25.00$25.001/12/2010 4:49:47 PM
wonderful-return5$25.00$25.001/12/2010 4:50:00 PM
Prosp_Lender$50.00$50.001/12/2010 4:50:08 PM
best-deal-banker$25.00$25.001/12/2010 4:54:01 PM
emelia$25.00$25.001/12/2010 4:54:07 PM
community-broadcaster$25.00$25.001/12/2010 4:54:11 PM
thevogelfamily$40.00$40.001/12/2010 4:54:15 PM
reward-adventure$25.00$25.001/12/2010 4:51:58 PM
Lilred7879$50.00$50.001/12/2010 4:54:28 PM
community-pipeline8$50.00$50.001/12/2010 4:52:08 PM
Avala$50.00$50.001/12/2010 4:54:35 PM
bajeezus$25.00$25.001/12/2010 4:52:13 PM
BigBoy2008$25.00$25.001/12/2010 4:52:22 PM
TheoProf$50.00$50.001/12/2010 4:54:42 PM
top-silver-american$25.00$25.001/12/2010 4:52:26 PM
studious-listing8$25.00$25.001/12/2010 4:51:11 PM
helpinghand75$25.00$25.001/12/2010 4:54:45 PM
30Sky$25.00$25.001/12/2010 4:52:32 PM
PRGuyinVA$25.00$25.001/12/2010 4:54:48 PM
mikeandcat$50.00$50.001/12/2010 4:51:18 PM
zippy-interest$25.00$25.001/12/2010 4:52:42 PM
one-midas$25.00$25.001/12/2010 4:52:47 PM
Clambake$50.00$50.001/12/2010 4:51:38 PM
market-path$50.00$50.001/12/2010 4:52:52 PM
youqianderen$30.21$30.211/12/2010 4:51:41 PM
ThomasCrown$30.00$30.001/12/2010 4:51:45 PM
radiant-fund$25.00$25.001/12/2010 4:55:19 PM
InvestorPartners$25.00$25.001/12/2010 4:52:56 PM
harperpotok$100.00$100.001/12/2010 4:51:48 PM
portfolio-zone801$25.00$25.001/12/2010 4:55:25 PM
Macinvest$25.00$25.001/12/2010 4:51:53 PM
kmr2$50.00$50.001/12/2010 4:55:34 PM
Josta$50.00$50.001/12/2010 4:55:46 PM
Carpetkid$25.00$25.001/12/2010 4:52:03 PM
ghinga$50.00$50.001/12/2010 4:55:54 PM
srilm$25.00$25.001/12/2010 4:55:58 PM
Havana21$25.00$25.001/12/2010 4:56:02 PM
CPDDDS$50.00$50.001/12/2010 4:52:30 PM
gallant-camaraderi$25.00$25.001/12/2010 4:54:06 PM
papaloha$50.00$50.001/12/2010 4:56:37 PM
asset-equilibrium0$25.00$25.001/12/2010 4:54:09 PM
whfh99$25.00$25.001/12/2010 4:56:42 PM
ambmba$25.00$25.001/12/2010 4:54:13 PM
Gibbyland$75.00$75.001/12/2010 4:56:48 PM
cingular$25.00$25.001/12/2010 4:54:24 PM
special-responsibility$25.00$25.001/12/2010 4:53:57 PM
time4aloan$50.00$50.001/12/2010 4:54:03 PM
rooosta$25.00$25.001/12/2010 4:54:08 PM
friendly-market5$25.00$25.001/12/2010 4:54:12 PM
outtahoth2o$50.00$50.001/12/2010 4:54:23 PM
Speculator$50.00$50.001/12/2010 4:55:06 PM
jdrez$25.00$25.001/12/2010 4:54:34 PM
ljay$25.00$25.001/12/2010 4:54:37 PM
foxy-fund$50.00$50.001/12/2010 4:55:27 PM
Trimalchio12$25.00$25.001/12/2010 4:58:08 PM
responsibility-butterfly$25.00$25.001/12/2010 4:55:44 PM
vkorichkov$30.00$30.001/12/2010 4:55:05 PM
hptcrabbers$25.00$25.001/12/2010 4:58:12 PM
LiquidLender$25.00$25.001/12/2010 4:55:53 PM
red-favorable-basis$25.00$25.001/12/2010 4:55:16 PM
ocho$25.00$25.001/12/2010 4:55:21 PM
Microfinancer$25.00$25.001/12/2010 4:58:57 PM
careful-compassion$50.00$50.001/12/2010 4:56:40 PM
integrity-doctor$50.00$50.001/12/2010 4:56:01 PM
pledge0$25.00$25.001/12/2010 4:56:50 PM
xrycac$25.00$25.001/12/2010 4:56:55 PM
Cai8899$50.00$50.001/12/2010 4:56:59 PM
thedoctor$90.00$90.001/12/2010 4:59:34 PM
gold-commander0$50.00$50.001/12/2010 5:00:03 PM
impeccable-transparency$75.00$75.001/12/2010 4:57:06 PM
junctionking$25.00$25.001/12/2010 4:57:12 PM
credit-force5$25.00$25.001/12/2010 4:57:23 PM
ujohnc00$25.00$25.001/12/2010 4:58:51 PM
elasermd$50.00$50.001/12/2010 4:59:11 PM
majestic-dedication$50.00$50.001/12/2010 4:59:42 PM
meenan$25.00$25.001/12/2010 4:59:40 PM
oreyedoc$25.00$25.001/12/2010 5:02:17 PM
Walkingcowboy$25.00$25.001/12/2010 5:00:57 PM
grampy48$25.00$25.001/12/2010 5:02:33 PM
blooming-market$25.00$25.001/12/2010 5:02:48 PM
dealarella$25.00$25.001/12/2010 5:03:07 PM
cjay23va$25.00$25.001/12/2010 5:03:22 PM
unclejaef$25.00$25.001/12/2010 5:03:25 PM
nuclearmoose$25.00$25.001/12/2010 5:02:38 PM
bazaar-titan$25.00$25.001/12/2010 5:03:40 PM
westend$25.00$25.001/12/2010 5:03:52 PM
gentle-note$25.00$25.001/12/2010 5:04:07 PM
upbeat-investment9$25.00$25.001/12/2010 5:04:12 PM
oceanwind1950$25.00$25.001/12/2010 5:04:15 PM
swoosh$25.00$25.001/12/2010 5:04:24 PM
Bank42$50.00$50.001/12/2010 5:04:36 PM
courteous-bazaar$25.00$25.001/12/2010 5:03:16 PM
tedsrfdude$25.00$25.001/12/2010 5:05:26 PM
bogart2277$25.00$25.001/12/2010 5:03:46 PM
bulabula$25.00$25.001/12/2010 5:03:48 PM
vb3jmg$47.16$47.161/12/2010 5:03:55 PM
CrossCreek$25.00$25.001/12/2010 5:04:10 PM
steady-gain5$25.00$25.001/12/2010 5:04:16 PM
54CHEVY$25.00$25.001/12/2010 5:04:25 PM
worthy-reward1$50.00$50.001/12/2010 5:04:32 PM
trustu$25.00$25.001/12/2010 5:04:39 PM
faithey$25.00$25.001/12/2010 5:03:06 PM
toxicbutterfly$25.00$25.001/12/2010 5:06:29 PM
psiequalsone$25.00$25.001/12/2010 5:03:10 PM
dm_invest$25.00$25.001/12/2010 5:06:35 PM
autonomous-basis$25.00$25.001/12/2010 5:04:57 PM
BigLinCT$25.00$25.001/12/2010 5:03:13 PM
theloanfiller$25.40$25.401/12/2010 5:06:37 PM
Ragestang$25.00$25.001/12/2010 5:06:40 PM
GotCash$32.00$32.001/12/2010 5:05:11 PM
blueisland$25.00$25.001/12/2010 5:07:14 PM
drenalin$25.00$25.001/12/2010 5:03:42 PM
mpatrick$50.00$50.001/12/2010 5:04:04 PM
Tom579$25.00$25.001/12/2010 5:04:06 PM
rlcot$25.00$25.001/12/2010 5:06:18 PM
GyJAV_BNCCo$25.00$25.001/12/2010 5:04:22 PM
bold-shrewd-market$25.00$25.001/12/2010 5:06:25 PM
spreadgoodwill$25.00$25.001/12/2010 5:04:34 PM
kbodendorf$25.00$25.001/12/2010 5:06:31 PM
AngleofGod$25.00$25.001/12/2010 5:04:42 PM
downbet$50.00$50.001/12/2010 5:05:02 PM
Swabjockey$25.00$25.001/12/2010 5:05:05 PM
happyinvallarta$50.00$50.001/12/2010 5:05:12 PM
The_Donald$25.00$25.001/12/2010 5:05:14 PM
AFairDeal$25.00$25.001/12/2010 5:05:20 PM
oaktown23$50.00$50.001/12/2010 5:05:32 PM
financelover$50.00$50.001/12/2010 5:05:51 PM
georgethesir$50.00$50.001/12/2010 5:05:57 PM
cpblue79$100.00$100.001/12/2010 5:06:05 PM
maldok1$25.00$25.001/12/2010 5:06:26 PM
tearsnstone$25.00$25.001/12/2010 5:06:33 PM
rjsdsu$25.00$25.001/12/2010 5:47:41 PM
Planecourage$30.33$30.331/14/2010 4:08:06 AM
interstellar$50.00$50.001/14/2010 1:41:45 PM
agreement-bunny$25.00$25.001/14/2010 5:05:16 PM
b094$50.00$50.001/15/2010 10:37:05 AM
the-bright-velocity$25.00$25.001/15/2010 12:49:42 PM
398 bids
 
Borrower Payment Dependent Notes Series 442562
This series of Notes was issued and sold upon the funding of the borrower loan #40436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 8.40% Starting borrower rate/APR: 9.40% / 11.50% Starting monthly payment: $463.80
Final lender yield: 8.35% Final borrower rate/APR: 9.35% / 11.45% Final monthly payment: $463.46
 
Auction yield range: 4.06% - 8.40% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.23%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1992 Debt/Income ratio: 24%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 14 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:3y 10m
Amount delinquent: $0 Revolving credit balance: $15,433 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 22%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: njbiker Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 780-799 (Latest)
Principal borrowed: $1,200.00< mo. late: 0 ( 0% )  
760-779 (Dec-2009)
800-819 (Dec-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidation
Purpose of loan:
My credit card companies have decided to raise my interest rates for no good reason other that to do it before the new credit card legislation takes effect.? Because of this I have decided to apply for this loan to pay them off and be done with them.? I would love to cancel the cards and opt-out of their interest rate hikes, but as I've had these cards for a number of years doing so would negatively impact my credit score. As a previous lender on prosper(cannot lend in NJ anymore) I know how it feels to have a borrower default, so rest assure I will pay back this debt as I do all my debts.

My financial situation:
I have always paid my debts on time and my credit?history shows this.? I think my credit score took a bit of a hit as we did some home improvements and racked up some debt.? With all the work done it is now time to clean up this debt.? I have been paying off the credit cards, but with the interest rate going up its making it harder to do so.? With this loan I will lower?my interest rate and have a timeline of when it will be paid off.


My financial situation: I put in real numbers here. I love the family of 4 that spends $150 on groceries a month?

Monthly take home:? $5425+2153(wife's income)=7578

Mortgage+taxes+homeowners insurance:? 2850
Car payments:??733
Car insurance :180
cable/internet:?? 115
phone:? 35
cell phone: 16 really (pay as you go for wife, mine paid by my work)
electric: 150
heating oil:? 200
life insurance: 150
0% interest loan: 152 (19 months left until paid off)
food/household expenses:? 1000
entertainment/other: 600
savings: 525

total: $6706.00

The remaining $872 goes to the credit cards(I always try to pay double the minimum payment).? With this loan I will wipe out about $600 of the credit card payments.?(The remaining credit cards are low interest so I will continue to pay those off.)? I also have $525 going into a savings account which I could tap if need be.

Thanks for taking the time to look at my listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
InvestorPartners$25.00$25.001/14/2010 4:06:11 PM
Aimvest$25.00$25.001/14/2010 4:06:14 PM
littlemonkey$25.00$25.001/14/2010 4:06:36 PM
time4aloan$50.00$50.001/14/2010 4:07:27 PM
Lilred7879$50.00$50.001/14/2010 4:09:02 PM
Avala$50.00$50.001/14/2010 4:09:19 PM
gracej$25.00$25.001/14/2010 4:09:39 PM
rooosta$25.00$25.001/14/2010 4:07:48 PM
community-broadcaster$25.00$25.001/14/2010 4:08:01 PM
ambmba$50.00$50.001/14/2010 4:08:16 PM
money-maniac$50.00$50.001/14/2010 4:07:34 PM
currency-oak$25.00$25.001/14/2010 4:09:06 PM
orange-preeminant-bill$85.24$85.241/14/2010 4:09:25 PM
Syzygy$25.00$25.001/14/2010 4:08:36 PM
TheoProf$50.00$50.001/14/2010 4:09:48 PM
Artist_Blue$25.00$25.001/14/2010 4:09:31 PM
helpinghand75$25.00$25.001/14/2010 4:09:58 PM
supreme-hope$25.00$25.001/14/2010 4:11:05 PM
vkorichkov$30.00$30.001/14/2010 4:11:13 PM
cognizant-rate732$25.00$25.001/14/2010 4:10:51 PM
fcukciti$25.00$25.001/14/2010 4:11:49 PM
Speculator$25.00$25.001/14/2010 4:11:20 PM
radiant-fund$25.00$25.001/14/2010 4:12:17 PM
impeccable-transparency$75.00$75.001/14/2010 4:17:08 PM
foxy-fund$50.00$50.001/14/2010 4:12:38 PM
junctionking$25.00$25.001/14/2010 4:17:21 PM
Siafu$25.00$25.001/14/2010 4:13:06 PM
best-phenomenal-treasure$25.00$25.001/14/2010 4:13:16 PM
bountiful-bazaar$25.00$25.001/14/2010 4:17:29 PM
LiquidLender$25.00$25.001/14/2010 4:13:50 PM
jbaum$25.00$25.001/14/2010 4:14:04 PM
inspiring-reward$50.00$50.001/14/2010 4:17:51 PM
principal-kung-fu$25.00$25.001/14/2010 4:14:18 PM
papaloha$50.00$50.001/14/2010 4:15:10 PM
srilm$25.00$25.001/14/2010 4:14:12 PM
xrycac$25.00$25.001/14/2010 4:16:07 PM
GElender$50.00$50.001/14/2010 4:17:34 PM
ujohnc00$25.00$25.001/14/2010 4:20:48 PM
enb3$25.00$25.001/14/2010 4:21:09 PM
msbutah$25.00$25.001/14/2010 4:22:16 PM
bazaar-titan$25.00$25.001/14/2010 4:22:21 PM
bogart2277$25.00$25.001/14/2010 4:22:33 PM
jrbill1998$50.00$50.001/14/2010 4:22:37 PM
ryan23$25.00$25.001/14/2010 4:18:36 PM
mpatrick$50.00$50.001/14/2010 4:22:48 PM
Trimalchio12$25.00$25.001/14/2010 4:18:59 PM
oceanwind1950$25.00$25.001/14/2010 4:23:23 PM
downbet$50.00$50.001/14/2010 4:24:00 PM
Oak-Parker$25.00$25.001/14/2010 4:24:05 PM
aneley777$25.00$25.001/14/2010 4:24:19 PM
elephantparty$25.00$25.001/14/2010 4:24:28 PM
tedsrfdude$25.00$25.001/14/2010 4:24:48 PM
industrious-dedication$25.00$25.001/14/2010 4:24:58 PM
psiequalsone$25.00$25.001/14/2010 4:21:44 PM
maldok1$25.00$25.001/14/2010 4:25:45 PM
first-fund-empenada$25.00$25.001/14/2010 4:21:36 PM
upbeat-investment9$25.00$25.001/14/2010 4:23:04 PM
selector568$300.00$300.001/14/2010 4:27:38 PM
aldeed$25.00$25.001/14/2010 4:23:01 PM
galtsgulch$25.00$25.001/14/2010 4:23:13 PM
movistar$25.00$25.001/14/2010 4:29:02 PM
The_Donald$25.00$25.001/14/2010 4:24:33 PM
credible-durability$25.00$25.001/14/2010 4:29:43 PM
peso-colonel$90.00$90.001/14/2010 4:26:22 PM
OldFriend$25.00$25.001/14/2010 4:25:20 PM
ClearLake$25.00$25.001/14/2010 4:30:55 PM
blueisland$25.00$25.001/14/2010 4:26:36 PM
cpblue79$100.00$100.001/14/2010 4:25:29 PM
dm_invest$25.00$25.001/14/2010 4:26:03 PM
reueljw$25.00$25.001/14/2010 4:27:04 PM
best-vivacious-funds$25.00$25.001/14/2010 4:28:01 PM
platinum-dojo$25.00$25.001/14/2010 4:28:22 PM
neenerman$75.00$75.001/14/2010 4:32:08 PM
meenan$25.00$25.001/14/2010 4:39:56 PM
18th_beachbum$50.00$50.001/14/2010 4:40:13 PM
personal-lender$25.00$25.001/14/2010 4:40:33 PM
exciting-responsibility3$25.00$25.001/14/2010 4:41:07 PM
bchen78875$50.00$50.001/14/2010 4:41:48 PM
egw$25.00$25.001/14/2010 4:38:01 PM
leodaguy$25.00$25.001/14/2010 4:42:08 PM
rjblack$50.00$50.001/14/2010 4:39:13 PM
mikeandcat$100.00$100.001/14/2010 4:42:31 PM
AF-Chief$35.00$35.001/14/2010 4:42:42 PM
natmonkey$25.00$25.001/14/2010 4:42:51 PM
first-upright-payout$50.00$50.001/14/2010 4:40:35 PM
gold-commander0$50.00$50.001/14/2010 4:40:42 PM
SNH$50.00$50.001/14/2010 4:44:11 PM
kulender$30.00$30.001/14/2010 4:41:14 PM
inspired-contract9$50.00$50.001/14/2010 4:41:51 PM
Katburg$50.00$50.001/14/2010 4:41:56 PM
mlopez2007$50.00$50.001/14/2010 4:44:59 PM
gulch$35.00$35.001/14/2010 4:42:02 PM
Walkingcowboy$25.00$25.001/14/2010 4:42:17 PM
heroic-platinum$25.00$25.001/14/2010 4:45:25 PM
buukyak$25.00$25.001/14/2010 4:42:56 PM
schpere$30.00$30.001/14/2010 4:43:19 PM
elegant-income3$25.00$25.001/14/2010 4:43:33 PM
inventive-wealth2$25.00$25.001/14/2010 4:44:14 PM
mmqc$25.00$25.001/14/2010 4:44:26 PM
blooming-market$25.00$25.001/14/2010 4:44:29 PM
bowdish1$100.00$100.001/14/2010 4:43:52 PM
productive-ore$25.00$25.001/14/2010 4:47:43 PM
Marfloogan$25.00$25.001/14/2010 4:58:27 PM
ijspence$25.00$25.001/14/2010 4:46:07 PM
LenderExtraordinaire$25.00$25.001/14/2010 4:47:23 PM
alpinaut$25.00$25.001/14/2010 4:46:28 PM
cerebral-return3$25.00$25.001/14/2010 5:00:49 PM
highcountry1$25.00$25.001/14/2010 4:47:09 PM
jsw7us$50.00$50.001/14/2010 4:48:45 PM
IP$50.00$50.001/14/2010 5:01:35 PM
JohnW12$25.00$25.001/14/2010 5:01:44 PM
the-profit-oracle$25.00$25.001/14/2010 5:02:07 PM
gopbernie$25.00$25.001/14/2010 5:02:15 PM
sellersbay$25.00$25.001/14/2010 4:47:57 PM
tugger82$25.00$25.001/14/2010 5:02:48 PM
circustab$50.00$50.001/14/2010 5:02:54 PM
tallcoolone$50.00$50.001/14/2010 4:48:05 PM
Tahoeguy$36.46$36.461/14/2010 5:03:01 PM
granitepk$25.00$25.001/14/2010 5:03:35 PM
dhw1$50.00$50.001/14/2010 5:03:47 PM
awe53$25.00$25.001/14/2010 5:04:00 PM
cyberie21$40.00$40.001/14/2010 5:04:22 PM
duty-sensai$25.00$25.001/14/2010 5:04:27 PM
geniusj$25.00$25.001/14/2010 5:04:36 PM
three-for-6$43.75$43.751/14/2010 5:04:40 PM
zimbabwe$25.00$25.001/14/2010 5:04:48 PM
burrito6$25.00$25.001/14/2010 5:05:01 PM
monticello$25.00$25.001/14/2010 5:01:01 PM
redragon$25.00$25.001/14/2010 5:05:19 PM
DRBFinancing$25.00$25.001/14/2010 5:05:21 PM
credit-superstar3$25.00$25.001/14/2010 5:05:32 PM
open-marketplace$25.00$25.001/14/2010 5:01:38 PM
red-relentless-money$30.21$30.211/14/2010 5:05:38 PM
peterpossum$25.00$25.001/14/2010 5:06:10 PM
conductor146$25.00$25.001/14/2010 5:06:29 PM
mebobeh$25.00$25.001/14/2010 5:02:17 PM
sincere-rate8$25.00$25.001/14/2010 5:02:39 PM
yachtiegirl$25.00$25.001/14/2010 5:07:20 PM
jjswanso$25.00$25.001/14/2010 5:02:47 PM
Unclejohn$35.00$35.001/14/2010 5:07:24 PM
five-star-note$35.00$35.001/14/2010 5:02:59 PM
mla$25.00$25.001/14/2010 5:07:43 PM
SilverRain$25.00$25.001/14/2010 5:07:49 PM
peso-mate$25.00$25.001/14/2010 5:07:56 PM
a-special-power$25.00$25.001/14/2010 5:07:59 PM
MoneyU4IA$25.00$25.001/14/2010 5:08:02 PM
terryaj$25.00$25.001/14/2010 5:03:50 PM
credit-tulip$25.00$25.001/14/2010 5:08:07 PM
bmarch$50.00$50.001/14/2010 5:04:02 PM
buddy486$25.00$25.001/14/2010 5:08:27 PM
bid-chuckler$50.00$50.001/14/2010 5:04:05 PM
WillyBobba$25.00$25.001/14/2010 5:04:16 PM
Tc11902$25.00$25.001/14/2010 5:01:42 PM
ualf$40.33$40.331/14/2010 5:09:05 PM
happyskippy0208$25.00$25.001/14/2010 5:01:58 PM
4est$25.00$25.001/14/2010 5:02:12 PM
jl4biz$25.00$25.001/14/2010 5:04:38 PM
love_what_you_do$25.00$25.001/14/2010 5:02:19 PM
Agustin$35.00$35.001/14/2010 5:04:46 PM
forthright-trade$25.00$25.001/14/2010 5:02:22 PM
Orringo$75.00$75.001/14/2010 5:04:51 PM
penn778$25.00$25.001/14/2010 5:05:06 PM
CanArkRoamNu$25.00$25.001/14/2010 5:02:46 PM
Cypher041$25.00$25.001/14/2010 5:05:08 PM
sharkm$40.00$40.001/14/2010 5:03:24 PM
ValyaLibra01$25.00$25.001/14/2010 5:05:18 PM
dbanwart$50.00$50.001/14/2010 5:10:36 PM
justice-dna$25.00$25.001/14/2010 5:03:32 PM
thoughtful-community7$25.00$25.001/14/2010 5:05:25 PM
aside$25.00$25.001/14/2010 5:05:30 PM
NR$25.00$25.001/14/2010 5:03:44 PM
roxon$25.00$25.001/14/2010 5:05:47 PM
Beeeej$25.00$25.001/14/2010 5:03:49 PM
Premierelender$25.00$25.001/14/2010 5:05:54 PM
yakiyak$25.00$25.001/14/2010 5:06:05 PM
OldProp$25.00$25.001/14/2010 5:04:04 PM
skbeemer16$25.00$25.001/14/2010 5:06:11 PM
Hexnut$25.00$25.001/14/2010 5:04:24 PM
bignic$25.00$25.001/14/2010 5:07:00 PM
loanfairy$25.00$25.001/14/2010 5:04:30 PM
Orca-man$100.00$100.001/14/2010 5:07:14 PM
talang$25.00$25.001/14/2010 5:07:22 PM
brightest-durability-chomper$25.00$25.001/14/2010 5:07:40 PM
powerplant6$25.00$25.001/14/2010 5:07:47 PM
trade-pumpkin$25.00$25.001/14/2010 5:08:05 PM
kanemochi$25.00$25.001/14/2010 5:08:19 PM
wFeather$249.31$249.311/14/2010 5:08:31 PM
gold-auctioneer7$25.00$25.001/14/2010 5:05:23 PM
liberty-revolutionary5$25.00$25.001/14/2010 5:08:37 PM
benjamins-voyage$25.00$25.001/14/2010 5:05:46 PM
LA-Funding-Bank$25.00$25.001/14/2010 5:08:54 PM
sgmm330$25.00$25.001/14/2010 5:06:08 PM
PROFITABLE7$25.00$25.001/14/2010 5:09:10 PM
friendly-gold$25.00$25.001/14/2010 5:06:32 PM
saffron4$25.00$25.001/14/2010 5:06:39 PM
swm$25.00$25.001/14/2010 5:07:21 PM
paladin847$25.00$25.001/14/2010 5:07:38 PM
creative-gold$25.00$25.001/14/2010 5:07:50 PM
PeterV$25.00$25.001/14/2010 5:07:57 PM
sentimental-euro$25.00$25.001/14/2010 5:08:03 PM
Sonos$25.00$25.001/14/2010 5:08:17 PM
purgolder83$25.00$25.001/14/2010 5:08:21 PM
nprfan5$25.00$25.001/14/2010 5:08:29 PM
moneysuccess$25.00$25.001/14/2010 5:08:35 PM
bmkenn$50.00$50.001/14/2010 5:09:12 PM
easylender$25.00$16.201/14/2010 5:09:19 PM
asset-caballero$25.00$25.001/16/2010 5:00:47 AM
vine99$100.00$100.001/16/2010 4:00:34 PM
BeyondPartsandLabor$50.00$50.001/17/2010 12:49:10 PM
Dollars4Rent$25.00$25.001/18/2010 12:57:12 PM
MoneyTree79$29.32$29.321/18/2010 5:59:07 PM
HappyToLoan$30.00$30.001/18/2010 6:43:57 PM
rudymac777$25.00$25.001/19/2010 7:55:56 AM
Tingali$25.00$25.001/19/2010 9:02:45 AM
fortytwo$150.00$150.001/14/2010 4:07:09 PM
CAGE-Investments$100.00$100.001/14/2010 4:07:16 PM
best-deal-banker$25.00$25.001/14/2010 4:07:22 PM
repayment-launcher$25.00$25.001/14/2010 4:07:01 PM
market-builder$25.00$25.001/14/2010 4:10:22 PM
red-undaunted-kindness$100.00$100.001/14/2010 4:10:32 PM
spruce2$50.00$50.001/14/2010 4:10:57 PM
emelia$25.00$25.001/14/2010 4:07:42 PM
Rob717171$25.00$25.001/14/2010 4:11:26 PM
asset-equilibrium0$25.00$25.001/14/2010 4:07:54 PM
Fiimg$50.00$50.001/14/2010 4:11:43 PM
friendly-market5$25.00$25.001/14/2010 4:08:09 PM
djh47a$30.00$30.001/14/2010 4:12:02 PM
ocho$25.00$25.001/14/2010 4:12:22 PM
diplomatic-point4$100.00$100.001/14/2010 4:08:43 PM
kmr2$50.00$50.001/14/2010 4:12:52 PM
forthright-dedication$50.00$50.001/14/2010 4:12:59 PM
thevogelfamily$40.00$40.001/14/2010 4:08:23 PM
heng2x$25.00$25.001/14/2010 4:10:05 PM
jdrez$25.00$25.001/14/2010 4:09:13 PM
OCedHrt$25.00$25.001/14/2010 4:10:43 PM
durability-halibut$25.00$25.001/14/2010 4:15:01 PM
PRGuyinVA$25.00$25.001/14/2010 4:10:12 PM
delicious-social132$25.00$25.001/14/2010 4:10:27 PM
careful-compassion$50.00$50.001/14/2010 4:15:23 PM
top-commitment-champ$25.00$25.001/14/2010 4:10:37 PM
Gibbyland$75.00$75.001/14/2010 4:15:48 PM
progressive-asset$100.00$100.001/14/2010 4:16:01 PM
red-favorable-basis$25.00$25.001/14/2010 4:12:07 PM
kegs$100.00$100.001/14/2010 4:12:30 PM
Phantom99$25.00$25.001/14/2010 4:17:16 PM
head$25.00$25.001/14/2010 4:12:46 PM
Josta$50.00$50.001/14/2010 4:13:32 PM
credit-force5$25.00$25.001/14/2010 4:17:38 PM
yield-lion$25.00$25.001/14/2010 4:14:31 PM
ghinga$50.00$50.001/14/2010 4:13:58 PM
NorthernFunds$25.00$25.001/14/2010 4:14:38 PM
handy-justice$25.00$25.001/14/2010 4:14:45 PM
Havana21$25.00$25.001/14/2010 4:14:24 PM
intuitive-bill$25.00$25.001/14/2010 4:18:52 PM
MidLifeCrisis$25.00$25.001/14/2010 4:15:40 PM
THREE-POINTS-LENDING$25.00$25.001/14/2010 4:19:05 PM
apeloans$25.00$25.001/14/2010 4:15:33 PM
accordion8$50.00$50.001/14/2010 4:16:38 PM
teller$25.00$25.001/14/2010 4:17:01 PM
intrepid-transaction5$25.00$25.001/14/2010 4:17:24 PM
Cai8899$50.00$50.001/14/2010 4:16:24 PM
elevated-platinum5$50.00$50.001/14/2010 4:16:53 PM
investment-comet$25.00$25.001/14/2010 4:17:43 PM
Goodlender42$25.00$25.001/14/2010 4:17:47 PM
BigLinCT$25.00$25.001/14/2010 4:21:54 PM
blue-liberty-gourd$25.00$25.001/14/2010 4:22:12 PM
How$25.00$25.001/14/2010 4:19:20 PM
AFairDeal$25.00$25.001/14/2010 4:24:40 PM
oaktown23$50.00$50.001/14/2010 4:24:54 PM
responsibility-butterfly$25.00$25.001/14/2010 4:21:17 PM
busnssmn$25.00$25.001/14/2010 4:25:08 PM
Microfinancer$25.00$25.001/14/2010 4:21:01 PM
return-tycoon3$150.00$150.001/14/2010 4:21:04 PM
kbodendorf$25.00$25.001/14/2010 4:25:54 PM
coin-equalizer2$25.00$25.001/14/2010 4:21:49 PM
Pennywize$25.00$25.001/14/2010 4:22:26 PM
green-careful-community$25.00$25.001/14/2010 4:26:43 PM
gentle-note$25.00$25.001/14/2010 4:22:54 PM
autonomous-basis$25.00$25.001/14/2010 4:23:56 PM
plentiful-reward$50.00$50.001/14/2010 4:28:46 PM
happyinvallarta$50.00$50.001/14/2010 4:24:23 PM
Swabjockey$25.00$25.001/14/2010 4:24:08 PM
bill-expert$25.00$25.001/14/2010 4:25:05 PM
bambampk$25.00$25.001/14/2010 4:24:36 PM
walabie$25.00$25.001/14/2010 4:29:51 PM
georgethesir$50.00$50.001/14/2010 4:25:13 PM
toxicbutterfly$25.00$25.001/14/2010 4:25:48 PM
pischkoa$25.00$25.001/14/2010 4:25:58 PM
scoobiedoo$25.00$25.001/14/2010 4:30:45 PM
rlcot$25.00$25.001/14/2010 4:25:34 PM
red-power-cooker$25.00$25.001/14/2010 4:26:54 PM
first-pragmatic-note$25.00$25.001/14/2010 4:31:36 PM
unclejaef$25.00$25.001/14/2010 4:27:59 PM
skurfa$25.00$25.001/14/2010 4:29:05 PM
topher515$25.00$25.001/14/2010 4:30:42 PM
newest-greenback-force$25.00$25.001/14/2010 4:30:48 PM
lean-velocity$25.00$25.001/14/2010 4:32:16 PM
kenji4861$25.00$25.001/14/2010 4:32:02 PM
elasermd$50.00$50.001/14/2010 4:39:25 PM
unk1911$25.00$25.001/14/2010 4:39:40 PM
majestic-dedication$50.00$50.001/14/2010 4:40:03 PM
lloyd_s$25.00$25.001/14/2010 4:40:20 PM
green-benefit-enclave$25.00$25.001/14/2010 4:44:33 PM
figs4u2$80.00$80.001/14/2010 4:41:33 PM
faithey$25.00$25.001/14/2010 4:44:45 PM
Kaj$30.00$30.001/14/2010 4:42:35 PM
toblerone$50.00$50.001/14/2010 4:42:58 PM
financelover$50.00$50.001/14/2010 4:45:48 PM
wampum-optimization$50.00$50.001/14/2010 4:43:03 PM
AmericanCredit$25.00$25.001/14/2010 4:46:10 PM
desertoasis$25.00$25.001/14/2010 4:46:15 PM
29Palms$25.00$25.001/14/2010 4:47:13 PM
Fearless_Lender$25.00$25.001/14/2010 4:44:39 PM
nuclearmoose$25.00$25.001/14/2010 4:44:21 PM
dealarella$25.00$25.001/14/2010 4:44:55 PM
red-trade-cologne$25.00$25.001/14/2010 4:48:39 PM
Dutchhunter$50.00$50.001/14/2010 4:46:00 PM
sensational-kindness$25.00$25.001/14/2010 4:57:30 PM
DukSerduk$25.00$25.001/14/2010 4:46:22 PM
promiser200$25.00$25.001/14/2010 4:45:52 PM
Gladglide$40.00$40.001/14/2010 4:47:26 PM
Blue_HorseShoe$25.00$25.001/14/2010 4:59:47 PM
microlendblvr$100.00$100.001/14/2010 4:46:40 PM
BenOrt$25.00$25.001/14/2010 4:47:51 PM
CorMDNY$25.00$25.001/14/2010 4:46:43 PM
stanbalwight4$25.00$25.001/14/2010 4:47:00 PM
Cheburashka$30.00$30.001/14/2010 4:48:26 PM
aasx1108$25.00$25.001/14/2010 4:47:17 PM
andyb9$25.00$25.001/14/2010 5:01:26 PM
jammers$25.00$25.001/14/2010 5:01:54 PM
kain11286$25.00$25.001/14/2010 5:02:18 PM
reflective-cash0$50.00$50.001/14/2010 5:02:30 PM
Ananya$25.00$25.001/14/2010 5:02:45 PM
MO_Investor$25.00$25.001/14/2010 5:03:30 PM
Au-Ag-Pt$25.00$25.001/14/2010 5:03:38 PM
DadWarbucks$25.00$25.001/14/2010 4:48:23 PM
hope-eagle6$25.00$25.001/14/2010 5:03:59 PM
skiingawfs$25.00$25.001/14/2010 5:04:33 PM
cub510$25.00$25.001/14/2010 5:04:45 PM
Purposeful$100.00$100.001/14/2010 5:05:07 PM
The_Lending_Muscle$50.00$50.001/14/2010 5:05:10 PM
LOWCOUNTRYLENDER$25.00$25.001/14/2010 5:05:16 PM
bdloans$50.00$50.001/14/2010 5:01:14 PM
Dillonmd58$25.00$25.001/14/2010 5:01:37 PM
Fortuno_per_commodo$25.00$25.001/14/2010 4:58:17 PM
helping-out$25.00$25.001/14/2010 5:01:49 PM
takabanana$25.00$25.001/14/2010 5:01:53 PM
ArmyGuy$25.00$25.001/14/2010 5:02:00 PM
Andersg$25.00$25.001/14/2010 5:02:13 PM
graceful-investment$25.00$25.001/14/2010 5:02:28 PM
asiaratt$100.00$100.001/14/2010 5:07:11 PM
kalyani74$50.00$50.001/14/2010 5:07:18 PM
return-marsupial3$25.00$25.001/14/2010 5:02:44 PM
cgorry$25.00$25.001/14/2010 4:59:34 PM
steadhouse$50.00$50.001/14/2010 5:02:51 PM
a-versatile-power$25.00$25.001/14/2010 5:07:41 PM
duty-meteor$25.00$25.001/14/2010 5:07:44 PM
slim_pickins$25.00$25.001/14/2010 5:07:54 PM
NATIVEBORN$25.00$25.001/14/2010 5:03:29 PM
ryelk$25.00$25.001/14/2010 5:08:01 PM
PHI4308$25.00$25.001/14/2010 5:03:55 PM
maule$25.00$25.001/14/2010 5:08:09 PM
metro457$25.00$25.001/14/2010 5:08:24 PM
sst36$25.00$25.001/14/2010 5:01:08 PM
dunox$25.00$25.001/14/2010 5:08:32 PM
fopaul13$25.00$25.001/14/2010 5:04:06 PM
serpentine$50.00$50.001/14/2010 5:08:47 PM
dullstar$25.00$25.001/14/2010 5:04:08 PM
DrStaff$55.08$55.081/14/2010 5:09:01 PM
booksleuth$50.00$50.001/14/2010 5:01:47 PM
tallmon$25.00$25.001/14/2010 5:04:25 PM
auctionbros$25.00$25.001/14/2010 5:09:06 PM
nodrivelpls$25.00$25.001/14/2010 5:04:32 PM
mattemmo$25.00$25.001/14/2010 5:09:16 PM
francisanderson$27.00$27.001/14/2010 5:02:15 PM
auction-workhorse679$25.00$25.001/14/2010 5:02:20 PM
Interloper$30.00$30.001/14/2010 5:02:43 PM
gatorsean2168$25.00$25.001/14/2010 5:02:50 PM
riverae$25.00$25.001/14/2010 5:05:17 PM
mattbison$25.00$25.001/14/2010 5:03:33 PM
Vegasjim$25.00$25.001/14/2010 5:03:46 PM
ctgscott$25.00$25.001/14/2010 5:05:49 PM
cheapskate$50.00$50.001/14/2010 5:05:57 PM
wanna-help$30.00$30.001/14/2010 5:03:57 PM
fair-funds$25.00$25.001/14/2010 5:06:04 PM
DrZoidberg$25.00$25.001/14/2010 5:06:07 PM
checkuto$25.00$25.001/14/2010 5:04:13 PM
DUDE66$50.00$50.001/14/2010 5:04:18 PM
zrohmm$25.00$25.001/14/2010 5:06:50 PM
TW2000$25.00$25.001/14/2010 5:07:06 PM
AngleofGod$25.00$25.001/14/2010 5:04:37 PM
bigdogsafety1$25.00$25.001/14/2010 5:04:43 PM
matt84003$25.00$25.001/14/2010 5:07:46 PM
BMGlending$25.00$25.001/14/2010 5:07:53 PM
transaction-aggregator7$25.00$25.001/14/2010 5:04:55 PM
RetiredATC$25.00$25.001/14/2010 5:08:06 PM
DWParker1$50.00$50.001/14/2010 5:05:55 PM
bold-principal-thinker$30.00$30.001/14/2010 5:07:16 PM
balanced-balance6$50.00$50.001/14/2010 5:07:25 PM
Citytrustbankerguy$25.00$25.001/14/2010 5:07:45 PM
iolaire$25.00$25.001/14/2010 5:07:52 PM
liberty-revelry2$25.00$25.001/14/2010 5:07:58 PM
davidside$25.00$25.001/14/2010 5:08:22 PM
bill-bearer$25.00$25.001/14/2010 5:08:41 PM
jonn834$25.00$25.001/14/2010 5:08:50 PM
calm-deal7$25.00$25.001/14/2010 5:09:07 PM
coolgenner$50.00$50.001/15/2010 6:15:50 AM
Buffer10$150.00$150.001/15/2010 12:44:51 PM
the-bright-velocity$25.00$25.001/15/2010 12:49:40 PM
wonderous-power$25.00$25.001/16/2010 4:20:50 AM
exchange-cowbell5$100.00$100.001/17/2010 2:07:33 PM
marala4285$25.00$25.001/18/2010 5:59:58 AM
jmart30702$32.10$32.101/18/2010 6:12:36 PM
lender12345$25.00$25.001/18/2010 8:21:14 PM
414 bids