Sales Report:Supplement No. 118 dated Jan 19, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
440197
This series of Notes was issued and sold upon the funding of the borrower loan #40437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-31-2009 |
|
Auction end date:
| Jan-07-2010 |
|
Starting lender yield:
| 11.99% |
Starting borrower rate/APR:
| 12.99% / 13.34% |
Starting monthly payment:
| $235.82 |
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $217.58 |
|
Auction yield range:
| 3.20% - 11.99% |
Estimated loss impact:
| 1.50% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,087 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 2 | | | | |
Screen name:
| ajmqa62 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 800-819
(Mar-2007)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Buying Foreclosure
This is my 2nd loan on Prosper. The first was used to fund other Prosper loans and was paid in full after about a year.? Now we are looking to invest in Real Estate and take advantage of one of the many foreclosures in the Metro Atlanta area to convert into rental property.? After looking for several months we have found a deal on an inexpensive property that needs mostly cosmetic work to get it rental ready. Only problem is I?m about $7k short of paying full cash for the deal.? The banks aren?t interested in writing a mortgage for such a small amount.?And it?s too much for them to risk on an unsecured loan. Which makes it ideal for Prosper where I essentially am borrowing on my credit worthiness anyway.??
To paraphrase an old saying ?banks only lend money to people who can prove they don?t need it'.? If this Prosper loan doesn?t work out I can tap the money from a brokerage account I set up for my 3 yr old's college fund. [Don?t really want to do that since the stocks were purchased for a long horizon] or pull the money from a Roth IRA with about $10K in it. For the same reason as above, I don?t really want to take money from a retirement account if I don?t have to.? I?m willing to take a short-term interest rate hit over the long-term loss of buying power in either of those accounts.??
My financials:
Income: ~ $6,500 gross / month or $4,000 take home??
Outgo: ~$3000 / month?
????????Mortgage: $1500 / month - 5.625% Fixed?
????????Car Pmt: $240 / month (3 yrs) - 5.2%?
????????Student Loan: $140 / month (5 yrs) ? 3%?
????????Utilities (gas, elec, water, phone, internet) : $350 / month?
????????One CC with a balance of ~$1,500: (0% interest until May 2010) - $200 / month?
????????Food / Misc.: $500 / month??
Just paid off a car note in December freeing up $500 / month.??
Rental income: The house is a 3 br / 2 bath ranch approx. 1300 sq. ft. I figure it will take us 2 months to complete the work it needs at which time we should be able to rent it out for $650 / month which is below the market of $700 - $800 in that area. ? The good news financially is that since we?re paying cash on the deal, we?re not strapped even if it stays vacant for an extended period of time.
Thanks for looking at (and hopefully bidding on) my loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
desertoasis | $25.00 | $25.00 | 12/31/2009 3:55:40 PM |
HamletTower | $25.00 | $25.00 | 12/31/2009 3:56:22 PM |
divedude | $25.00 | $25.00 | 12/31/2009 3:56:36 PM |
knowledgeable-revenue | $25.00 | $25.00 | 12/31/2009 3:57:01 PM |
LAAJ38 | $25.00 | $25.00 | 12/31/2009 3:57:16 PM |
freesia54 | $25.00 | $25.00 | 12/31/2009 3:57:28 PM |
diplomatic-point4 | $75.00 | $75.00 | 12/31/2009 3:57:33 PM |
ramsbladder | $25.00 | $25.00 | 12/31/2009 3:57:46 PM |
credit-flower | $25.00 | $25.00 | 12/31/2009 3:57:50 PM |
VWA_to_the_Rescue | $25.00 | $25.00 | 12/31/2009 3:58:07 PM |
galtsgulch | $25.00 | $25.00 | 12/31/2009 3:58:13 PM |
E_G | $50.00 | $50.00 | 12/31/2009 3:58:23 PM |
respectful-integrity3 | $25.00 | $25.00 | 12/31/2009 3:55:41 PM |
don8ter | $60.00 | $60.00 | 12/31/2009 3:55:55 PM |
ChicoBob | $50.00 | $50.00 | 12/31/2009 3:56:08 PM |
Klearwater_Pools | $25.00 | $25.00 | 12/31/2009 3:56:05 PM |
BigMoney56 | $25.00 | $25.00 | 12/31/2009 3:56:24 PM |
Gadgetae86 | $25.00 | $25.00 | 12/31/2009 3:56:19 PM |
Divot | $25.00 | $25.00 | 12/31/2009 3:56:34 PM |
brightest-durability-chomper | $25.00 | $25.00 | 12/31/2009 3:56:37 PM |
p2ploan-leaper | $50.00 | $50.00 | 12/31/2009 3:56:43 PM |
the-bright-velocity | $25.00 | $25.00 | 12/31/2009 3:56:51 PM |
Tom579 | $25.00 | $25.00 | 12/31/2009 3:56:58 PM |
noble-vigilance9 | $25.00 | $25.00 | 12/31/2009 3:56:59 PM |
skiingawfs | $25.00 | $25.00 | 12/31/2009 3:57:05 PM |
ijspence | $25.00 | $25.00 | 12/31/2009 3:57:14 PM |
ryreesado | $25.00 | $25.00 | 12/31/2009 3:57:07 PM |
principal-kung-fu | $25.00 | $25.00 | 12/31/2009 3:57:36 PM |
galaxy1 | $25.00 | $25.00 | 12/31/2009 3:57:11 PM |
foxy-vigilance | $25.00 | $25.00 | 12/31/2009 3:57:38 PM |
4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/31/2009 3:57:41 PM |
rulender | $50.00 | $50.00 | 12/31/2009 3:57:25 PM |
NATIVEBORN | $25.31 | $25.31 | 12/31/2009 3:57:57 PM |
Ranch88 | $25.00 | $25.00 | 12/31/2009 3:57:32 PM |
inventive-wealth2 | $25.00 | $25.00 | 12/31/2009 3:58:03 PM |
woodenshoes | $25.00 | $25.00 | 12/31/2009 3:57:42 PM |
zeelender | $25.00 | $25.00 | 12/31/2009 3:58:15 PM |
AndersenWatcher | $25.00 | $25.00 | 12/31/2009 3:57:51 PM |
icefish | $50.00 | $50.00 | 12/31/2009 3:58:19 PM |
kayakg | $25.00 | $25.00 | 12/31/2009 3:58:04 PM |
mizount | $25.00 | $25.00 | 12/31/2009 3:58:14 PM |
EdgeonFl | $25.00 | $7.82 | 12/31/2009 3:58:28 PM |
rjsdsu | $25.00 | $25.00 | 12/31/2009 4:10:36 PM |
marala4285 | $25.00 | $25.00 | 1/1/2010 6:00:25 AM |
MoneyForNothing | $25.00 | $25.00 | 1/1/2010 1:07:26 AM |
tsmonaghan | $30.96 | $30.96 | 1/1/2010 7:34:14 AM |
surfsider123 | $25.00 | $25.00 | 1/1/2010 11:01:18 AM |
ThomasTrain | $25.00 | $25.00 | 1/1/2010 9:32:48 AM |
wonderous-power | $25.00 | $25.00 | 1/2/2010 5:56:16 AM |
famous-community8 | $25.00 | $25.00 | 1/2/2010 4:15:22 PM |
sunny1985 | $25.00 | $25.00 | 1/2/2010 2:49:45 PM |
RainMakers | $25.00 | $25.00 | 1/3/2010 2:26:38 PM |
Dover | $25.00 | $25.00 | 1/3/2010 4:39:26 PM |
tsquared_030 | $100.00 | $100.00 | 1/3/2010 5:30:01 PM |
springpanda | $25.00 | $25.00 | 1/3/2010 7:03:58 PM |
2nd-chance4u | $50.00 | $50.00 | 1/4/2010 9:35:53 AM |
riv701 | $25.00 | $25.00 | 1/4/2010 10:13:48 AM |
RandyL3 | $25.00 | $25.00 | 1/4/2010 12:56:04 PM |
Personal-Bond | $33.08 | $33.08 | 1/4/2010 11:23:35 AM |
blot44 | $25.00 | $25.00 | 1/4/2010 1:06:11 PM |
worth-revelry | $28.94 | $28.94 | 1/4/2010 1:11:54 PM |
indomart | $25.00 | $25.00 | 1/4/2010 3:01:38 PM |
exchange-cowbell5 | $300.00 | $300.00 | 1/4/2010 4:14:32 PM |
payontime1 | $50.00 | $50.00 | 1/4/2010 6:11:31 PM |
historyman | $25.00 | $25.00 | 1/4/2010 9:21:57 PM |
ksubd | $50.00 | $50.00 | 1/4/2010 11:11:39 PM |
vineet | $25.00 | $25.00 | 1/4/2010 7:33:38 PM |
hope-lionheart1 | $50.00 | $50.00 | 1/4/2010 9:26:29 PM |
SeaLoans | $25.00 | $25.00 | 1/5/2010 9:31:34 AM |
fantasysports | $25.00 | $25.00 | 1/5/2010 12:49:45 PM |
gpuck | $25.00 | $25.00 | 1/5/2010 4:52:45 PM |
JerryB96 | $25.00 | $25.00 | 1/5/2010 9:53:13 PM |
Earnest_Money | $25.00 | $25.00 | 1/5/2010 4:59:15 PM |
Spiv_51 | $25.00 | $25.00 | 1/6/2010 1:59:08 AM |
Digs | $25.00 | $25.00 | 1/6/2010 9:31:15 AM |
coin-entrepreneur | $25.00 | $25.00 | 1/6/2010 2:43:44 PM |
turbospeed | $25.00 | $25.00 | 1/6/2010 10:33:23 AM |
yield-hero4 | $50.00 | $50.00 | 1/6/2010 10:45:24 AM |
hellasow | $30.00 | $30.00 | 1/6/2010 2:07:11 PM |
squweech | $25.00 | $25.00 | 1/6/2010 3:58:07 PM |
stemper | $50.00 | $50.00 | 1/6/2010 7:17:31 PM |
Astyanax | $50.00 | $50.00 | 1/6/2010 8:34:46 PM |
jybank | $100.00 | $100.00 | 1/6/2010 4:23:56 PM |
fatboy888 | $25.00 | $25.00 | 1/7/2010 5:55:19 AM |
YummiBear | $25.00 | $25.00 | 1/6/2010 6:01:53 PM |
alands94 | $50.00 | $50.00 | 1/6/2010 9:01:44 PM |
Oak-Parker | $25.00 | $25.00 | 1/7/2010 8:12:33 AM |
dbanwart | $50.00 | $50.00 | 1/7/2010 8:58:42 AM |
dudebrah | $26.00 | $26.00 | 1/6/2010 11:54:05 PM |
martymaniaman | $25.00 | $25.00 | 1/7/2010 10:21:31 AM |
jpblan11 | $37.22 | $37.22 | 1/7/2010 4:43:13 AM |
Deut_15_6 | $25.00 | $25.00 | 1/7/2010 4:51:16 AM |
radicaldude | $34.57 | $34.57 | 1/7/2010 10:24:39 AM |
Richmp412 | $25.00 | $25.00 | 1/7/2010 11:00:57 AM |
mkvance | $25.11 | $25.11 | 1/7/2010 5:44:52 AM |
frankandirene | $25.00 | $25.00 | 1/7/2010 8:26:12 AM |
unicorn4231 | $25.00 | $25.00 | 1/7/2010 12:22:21 PM |
Rancid | $30.00 | $30.00 | 1/7/2010 8:44:55 AM |
orbital-gain | $50.00 | $50.00 | 1/7/2010 7:50:10 AM |
honorable-yield | $100.00 | $100.00 | 1/7/2010 8:52:29 AM |
the-profit-oracle | $25.00 | $25.00 | 1/7/2010 8:15:09 AM |
persistent-value3 | $83.12 | $83.12 | 1/7/2010 9:20:26 AM |
Midg | $25.00 | $25.00 | 1/7/2010 1:20:03 PM |
SanJoser | $25.00 | $25.00 | 1/7/2010 8:39:31 AM |
revenue-appraiser | $50.00 | $50.00 | 1/7/2010 1:29:16 PM |
murren | $50.00 | $50.00 | 1/7/2010 11:25:40 AM |
emmeyP | $25.00 | $25.00 | 1/7/2010 11:25:34 AM |
rework | $50.00 | $50.00 | 1/7/2010 11:40:24 AM |
GBlack | $30.00 | $30.00 | 1/7/2010 12:32:17 PM |
IceFisherman | $43.33 | $43.33 | 1/7/2010 12:37:05 PM |
crw1950 | $50.00 | $50.00 | 1/7/2010 2:13:55 PM |
caseattle | $25.00 | $25.00 | 1/7/2010 1:47:41 PM |
Jakes_Bank | $25.00 | $25.00 | 1/7/2010 3:29:10 PM |
Speedfreak | $25.00 | $25.00 | 1/7/2010 3:13:31 PM |
Sitgarath | $27.36 | $27.36 | 1/7/2010 3:50:35 PM |
tuneman1980 | $25.00 | $25.00 | 12/31/2009 3:55:57 PM |
munnu | $25.00 | $25.00 | 12/31/2009 3:56:32 PM |
bnlforever | $25.00 | $25.00 | 12/31/2009 3:56:41 PM |
CaptainBlueberry | $25.00 | $25.00 | 12/31/2009 3:57:08 PM |
wdfraser | $25.00 | $25.00 | 12/31/2009 3:57:20 PM |
Binan | $25.00 | $25.00 | 12/31/2009 3:57:26 PM |
Musicman1950 | $25.00 | $25.00 | 12/31/2009 3:57:30 PM |
RSV | $25.00 | $25.00 | 12/31/2009 3:57:45 PM |
mathprof | $25.00 | $25.00 | 12/31/2009 3:57:49 PM |
johannesfactotum | $25.00 | $25.00 | 12/31/2009 3:57:52 PM |
TK4 | $25.00 | $25.00 | 12/31/2009 3:58:10 PM |
Triathlonman | $25.00 | $25.00 | 12/31/2009 3:58:21 PM |
nuclearmoose | $25.00 | $25.00 | 12/31/2009 3:56:00 PM |
theemhdoctor | $25.00 | $25.00 | 12/31/2009 3:56:01 PM |
lucrative-worth | $25.00 | $25.00 | 12/31/2009 3:56:12 PM |
Natronpee | $25.00 | $25.00 | 12/31/2009 3:56:10 PM |
thryn | $25.00 | $25.00 | 12/31/2009 3:56:16 PM |
totoro | $25.00 | $25.00 | 12/31/2009 3:56:27 PM |
julijask | $25.00 | $25.00 | 12/31/2009 3:56:30 PM |
spruce2 | $25.00 | $25.00 | 12/31/2009 3:56:39 PM |
sharkm | $40.00 | $40.00 | 12/31/2009 3:56:47 PM |
antlr | $25.00 | $25.00 | 12/31/2009 3:56:54 PM |
paladin847 | $25.00 | $25.00 | 12/31/2009 3:56:56 PM |
bmcg | $25.00 | $25.00 | 12/31/2009 3:57:03 PM |
Tai | $25.00 | $25.00 | 12/31/2009 3:57:13 PM |
kulender | $25.00 | $25.00 | 12/31/2009 3:57:06 PM |
lean-velocity | $25.00 | $25.00 | 12/31/2009 3:57:29 PM |
Taxman44 | $25.00 | $25.00 | 12/31/2009 3:57:37 PM |
syounker | $25.00 | $25.00 | 12/31/2009 3:57:12 PM |
shanadip | $25.00 | $25.00 | 12/31/2009 3:57:39 PM |
blukestrel | $25.00 | $25.00 | 12/31/2009 3:57:23 PM |
langdonx | $25.00 | $25.00 | 12/31/2009 3:57:53 PM |
thestartuplender | $35.00 | $35.00 | 12/31/2009 3:57:27 PM |
Mickeyblu | $25.00 | $25.00 | 12/31/2009 3:58:00 PM |
mcs86d | $25.00 | $25.00 | 12/31/2009 3:57:35 PM |
creditasaurus9 | $25.00 | $25.00 | 12/31/2009 3:58:06 PM |
Zarf | $37.64 | $37.64 | 12/31/2009 3:57:43 PM |
wdove511 | $25.00 | $25.00 | 12/31/2009 3:58:17 PM |
angelinvestor2 | $25.00 | $25.00 | 12/31/2009 3:57:59 PM |
Jack1966 | $25.00 | $25.00 | 12/31/2009 3:58:22 PM |
morpholog | $25.00 | $25.00 | 12/31/2009 3:58:12 PM |
lostontheedge | $25.00 | $25.00 | 12/31/2009 3:58:24 PM |
EmeritusX | $25.00 | $25.00 | 12/31/2009 4:10:25 PM |
dime-neutron | $25.00 | $25.00 | 12/31/2009 4:10:04 PM |
RandyL3 | $25.00 | $25.00 | 12/31/2009 8:49:56 PM |
raccoon123 | $50.00 | $50.00 | 1/1/2010 5:36:24 AM |
Vegan-Girl | $30.00 | $30.00 | 12/31/2009 6:56:58 PM |
b1geasy | $75.00 | $75.00 | 1/3/2010 6:00:34 PM |
serene-truth2 | $25.00 | $25.00 | 1/3/2010 8:56:14 PM |
soilchem | $25.00 | $25.00 | 1/3/2010 11:10:36 PM |
generous-deal6 | $25.00 | $25.00 | 1/3/2010 8:11:49 PM |
mburke3434 | $25.00 | $25.00 | 1/3/2010 11:28:07 PM |
Lender0307 | $25.00 | $25.00 | 1/4/2010 11:20:57 AM |
Dollars4Rent | $25.00 | $25.00 | 1/4/2010 1:08:47 PM |
octoberfresh | $25.00 | $25.00 | 1/4/2010 12:37:05 PM |
dproxima | $25.00 | $25.00 | 1/4/2010 4:08:00 PM |
outofoffice | $75.00 | $75.00 | 1/5/2010 5:56:22 AM |
GABC-1 | $50.00 | $50.00 | 1/5/2010 8:49:21 AM |
The-Lighthouse-Group | $25.00 | $25.00 | 1/5/2010 3:52:10 PM |
ProModelA | $25.00 | $25.00 | 1/6/2010 9:09:43 AM |
Loborei | $25.00 | $25.00 | 1/5/2010 7:09:39 PM |
springpanda | $25.00 | $25.00 | 1/6/2010 11:03:20 AM |
bowdish1 | $50.00 | $50.00 | 1/5/2010 8:32:42 PM |
crazybunga | $25.00 | $25.00 | 1/6/2010 3:55:37 AM |
RIVERBEND | $100.00 | $100.00 | 1/6/2010 5:11:38 AM |
power-cell | $40.00 | $40.00 | 1/6/2010 3:28:46 PM |
worth-victor6 | $26.51 | $26.51 | 1/6/2010 4:02:25 PM |
attractive-fund | $25.00 | $25.00 | 1/6/2010 4:03:28 PM |
cedar5 | $35.00 | $35.00 | 1/6/2010 8:29:13 PM |
porwestco | $25.00 | $25.00 | 1/6/2010 4:40:43 PM |
glimmering-credit4 | $25.00 | $25.00 | 1/6/2010 4:56:45 PM |
Patrician | $66.22 | $66.22 | 1/6/2010 4:56:34 PM |
he-shoots-he-scores | $50.00 | $50.00 | 1/7/2010 7:09:05 AM |
wanna-help | $50.00 | $50.00 | 1/6/2010 6:49:45 PM |
msu04303 | $25.00 | $25.00 | 1/7/2010 7:55:34 AM |
lender124 | $25.00 | $25.00 | 1/7/2010 8:55:13 AM |
blissful-penny | $109.38 | $109.38 | 1/6/2010 9:24:00 PM |
LALender | $25.00 | $25.00 | 1/7/2010 9:44:00 AM |
peregrine | $25.00 | $25.00 | 1/6/2010 11:28:56 PM |
billnsc | $50.00 | $50.00 | 1/7/2010 5:19:02 AM |
datongmama | $25.00 | $25.00 | 1/7/2010 5:40:59 AM |
BipedalHominid | $25.00 | $25.00 | 1/7/2010 11:51:54 AM |
spruce2 | $25.00 | $25.00 | 1/7/2010 7:09:34 AM |
fireheart | $25.00 | $25.00 | 1/7/2010 11:57:32 AM |
amit_gu | $100.00 | $100.00 | 1/7/2010 7:43:13 AM |
dhallii | $25.00 | $25.00 | 1/7/2010 8:49:00 AM |
LALender | $25.00 | $25.00 | 1/7/2010 9:44:23 AM |
greenback-ally | $50.00 | $50.00 | 1/7/2010 1:54:32 PM |
gothampark | $25.00 | $25.00 | 1/7/2010 2:20:11 PM |
velocity-winner | $25.00 | $25.00 | 1/7/2010 1:52:06 PM |
G-Love | $27.43 | $27.43 | 1/7/2010 2:07:41 PM |
atomantic | $25.00 | $25.00 | 1/7/2010 2:28:12 PM |
Ven58 | $25.00 | $25.00 | 1/7/2010 3:08:09 PM |
208 bids
|
Borrower Payment Dependent Notes Series
440995
This series of Notes was issued and sold upon the funding of the borrower loan #40428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-04-2010 |
|
Auction end date:
| Jan-08-2010 |
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $301.94 |
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $287.28 |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,092 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| tenacious-dollar1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my debt
Purpose of loan:
This loan will be used to?pay off credit card debt
My financial situation:
I am a good candidate for this loan because?I have a secured job.? In addition, my credit score is where it is based on the amount of debt I have and not the result of poor payment practices.?
Monthly net income: $ 3458
Monthly expenses: $
??Housing: $ 1565
??Insurance: $ 83
??Car expenses: $
??Utilities: $ 250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 60
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 600
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your profession? Is your company financially secure? - DenimCapital
A:
Thank you for the question, DenimCapital. I am a project planner for a bleach manufacturer. Our organization has increased its annual earnings by 300% over the past two years. We manufacture hair dye for the cosmetic industry and currently we are one of two manufactures in the US. Our major customers are Proctor and Gamble, L'Oreal, Sally Beauty and Aveda. My role within the organization is very crucial and my position is very secure.
(Jan-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
charlieok | $25.00 | $25.00 | 1/4/2010 4:07:01 PM |
LahnDi | $25.00 | $25.00 | 1/4/2010 4:08:02 PM |
refined-penny | $25.00 | $25.00 | 1/4/2010 4:08:52 PM |
bronzmajom | $25.00 | $25.00 | 1/4/2010 4:09:21 PM |
icecoldcash | $25.00 | $25.00 | 1/4/2010 4:09:26 PM |
Frankk2 | $25.00 | $25.00 | 1/4/2010 4:09:44 PM |
triumph329 | $25.00 | $25.00 | 1/4/2010 4:10:04 PM |
macbeck22 | $25.00 | $25.00 | 1/4/2010 4:10:10 PM |
626457 | $25.00 | $25.00 | 1/4/2010 4:10:17 PM |
Poohcho | $25.00 | $25.00 | 1/4/2010 4:10:46 PM |
Kreditorium | $100.00 | $100.00 | 1/4/2010 4:12:19 PM |
TennSquire | $25.00 | $25.00 | 1/4/2010 4:12:28 PM |
bnlforever | $25.00 | $25.00 | 1/4/2010 4:13:10 PM |
greenwell | $25.00 | $25.00 | 1/4/2010 4:13:14 PM |
F16Pilot | $25.00 | $25.00 | 1/4/2010 4:13:38 PM |
kaykarun | $25.00 | $25.00 | 1/4/2010 4:13:51 PM |
Clemens104 | $50.00 | $50.00 | 1/4/2010 4:13:54 PM |
blue_skies_ahead | $25.00 | $25.00 | 1/4/2010 4:13:58 PM |
favorite-durability | $25.00 | $25.00 | 1/4/2010 4:14:17 PM |
GMPK_TLAS | $25.00 | $25.00 | 1/4/2010 4:14:22 PM |
GotoMoney | $50.00 | $50.00 | 1/4/2010 4:14:48 PM |
IIP77 | $25.00 | $25.00 | 1/4/2010 4:14:53 PM |
tallmon | $25.00 | $25.00 | 1/4/2010 4:15:00 PM |
flwah | $25.00 | $25.00 | 1/4/2010 4:15:22 PM |
gizzywump | $25.00 | $25.00 | 1/4/2010 4:15:27 PM |
Rob717171 | $25.00 | $25.00 | 1/4/2010 4:15:34 PM |
benjo | $25.00 | $25.00 | 1/4/2010 4:15:41 PM |
djh47a | $25.00 | $25.00 | 1/4/2010 4:15:47 PM |
trustu | $25.00 | $25.00 | 1/4/2010 4:16:45 PM |
FeedTheMachine | $200.00 | $200.00 | 1/4/2010 4:16:56 PM |
drumcorpsnut | $25.00 | $25.00 | 1/4/2010 4:17:08 PM |
AntiKris | $25.00 | $25.00 | 1/4/2010 4:07:07 PM |
OSERENKUKU | $25.00 | $25.00 | 1/4/2010 4:09:00 PM |
bslavin | $25.00 | $25.00 | 1/4/2010 4:09:06 PM |
Helenska11 | $25.00 | $25.00 | 1/4/2010 4:09:12 PM |
cerebral-return3 | $25.00 | $25.00 | 1/4/2010 4:09:14 PM |
cornflakes100 | $25.00 | $25.00 | 1/4/2010 4:09:18 PM |
janicewill | $25.00 | $25.00 | 1/4/2010 4:09:22 PM |
special-peso | $50.00 | $50.00 | 1/4/2010 4:09:30 PM |
hope-gadget | $25.00 | $25.00 | 1/4/2010 4:10:44 PM |
peaceful-trade | $25.00 | $25.00 | 1/4/2010 4:08:51 PM |
beezling | $52.00 | $52.00 | 1/4/2010 4:10:48 PM |
Carne_Chung | $25.00 | $25.00 | 1/4/2010 4:08:56 PM |
blivet1970 | $25.00 | $25.00 | 1/4/2010 4:10:54 PM |
Munnie | $25.00 | $25.00 | 1/4/2010 4:09:04 PM |
Poiny | $25.00 | $25.00 | 1/4/2010 4:09:27 PM |
slithytove | $25.00 | $25.00 | 1/4/2010 4:09:32 PM |
AlexTrep | $25.00 | $25.00 | 1/4/2010 4:10:23 PM |
sentimental-euro | $25.00 | $25.00 | 1/4/2010 4:10:37 PM |
equitable-credit0 | $25.00 | $25.00 | 1/4/2010 4:10:43 PM |
Cash_Angel | $25.00 | $25.00 | 1/4/2010 4:12:24 PM |
ISLA-VISTA | $25.00 | $25.00 | 1/4/2010 4:10:50 PM |
loanfairy | $25.00 | $25.00 | 1/4/2010 4:12:27 PM |
money-maniac | $50.00 | $50.00 | 1/4/2010 4:12:42 PM |
JGB | $25.00 | $25.00 | 1/4/2010 4:12:44 PM |
PayItForward09 | $25.00 | $25.00 | 1/4/2010 4:12:25 PM |
mbell | $25.00 | $25.00 | 1/4/2010 4:13:41 PM |
rooosta | $25.00 | $25.00 | 1/4/2010 4:14:03 PM |
social-gatherer7 | $25.00 | $25.00 | 1/4/2010 4:13:03 PM |
DER | $50.00 | $50.00 | 1/4/2010 4:14:19 PM |
spitzbergen | $25.00 | $25.00 | 1/4/2010 4:13:25 PM |
Speculator | $50.00 | $50.00 | 1/4/2010 4:14:56 PM |
honorable-yield | $35.00 | $35.00 | 1/4/2010 4:13:27 PM |
derec | $25.00 | $25.00 | 1/4/2010 4:15:04 PM |
CarDealer3070 | $30.00 | $30.00 | 1/4/2010 4:13:30 PM |
spreadgoodwill | $25.00 | $25.00 | 1/4/2010 4:13:48 PM |
miked8303 | $25.00 | $25.00 | 1/4/2010 4:15:26 PM |
AceInTheHole | $25.00 | $25.00 | 1/4/2010 4:15:36 PM |
contract-voltage | $25.00 | $25.00 | 1/4/2010 4:15:45 PM |
gaileyb | $25.00 | $25.00 | 1/4/2010 4:14:15 PM |
whynormal | $25.00 | $25.00 | 1/4/2010 4:15:49 PM |
visionary-currency | $50.00 | $50.00 | 1/4/2010 4:14:22 PM |
Peterman | $25.00 | $25.00 | 1/4/2010 4:14:24 PM |
Hondo | $25.00 | $25.00 | 1/4/2010 4:14:31 PM |
commitment-dreamer | $25.00 | $25.00 | 1/4/2010 4:14:43 PM |
slico | $25.00 | $25.00 | 1/4/2010 4:16:43 PM |
oldmora | $25.00 | $25.00 | 1/4/2010 4:14:50 PM |
etraboulay | $25.00 | $25.00 | 1/4/2010 4:16:47 PM |
treasure-bliss | $100.00 | $100.00 | 1/4/2010 4:14:54 PM |
AKgirl81 | $25.00 | $25.00 | 1/4/2010 4:16:54 PM |
kmfreymi | $25.00 | $25.00 | 1/4/2010 4:14:58 PM |
A007 | $25.00 | $25.00 | 1/4/2010 4:17:02 PM |
worklessmakemore | $25.00 | $25.00 | 1/4/2010 4:15:03 PM |
Sateesh | $100.00 | $21.37 | 1/4/2010 4:17:09 PM |
useful-p2ploan | $50.00 | $50.00 | 1/4/2010 4:15:28 PM |
TheCount | $25.00 | $25.00 | 1/4/2010 4:15:35 PM |
PatRichi | $25.00 | $25.00 | 1/4/2010 4:15:39 PM |
MrMoney0622 | $25.00 | $25.00 | 1/4/2010 4:15:51 PM |
creative-reward1 | $25.00 | $25.00 | 1/4/2010 4:18:12 PM |
silver-armada | $50.00 | $50.00 | 1/4/2010 4:16:46 PM |
shiny-dollar9 | $25.00 | $25.00 | 1/4/2010 4:16:51 PM |
robweiss | $25.00 | $25.00 | 1/4/2010 4:16:58 PM |
cunning-bill | $25.00 | $25.00 | 1/4/2010 4:17:05 PM |
zento | $25.00 | $25.00 | 1/4/2010 9:12:45 PM |
Peterman | $50.00 | $50.00 | 1/4/2010 5:01:27 PM |
LT-Loans | $25.00 | $25.00 | 1/5/2010 1:25:02 PM |
DenimCapital | $25.00 | $25.00 | 1/5/2010 3:25:02 PM |
TicTac | $25.00 | $25.00 | 1/6/2010 2:17:54 PM |
piter-to-la-investment | $25.00 | $25.00 | 1/6/2010 5:39:02 PM |
AtlantistoXanadu | $100.00 | $100.00 | 1/6/2010 5:22:01 PM |
Rogelio48 | $25.00 | $25.00 | 1/8/2010 9:43:45 AM |
five-star-note | $35.00 | $35.00 | 1/4/2010 4:08:34 PM |
kloan | $25.00 | $25.00 | 1/4/2010 4:08:47 PM |
Savings_EQ_Dignity | $25.00 | $25.00 | 1/4/2010 4:09:46 PM |
Palacios | $50.00 | $50.00 | 1/4/2010 4:10:08 PM |
eighttone | $25.00 | $25.00 | 1/4/2010 4:10:45 PM |
scotinny | $25.00 | $25.00 | 1/4/2010 4:10:50 PM |
worth-quark | $25.00 | $25.00 | 1/4/2010 4:10:52 PM |
RebuildALife | $25.00 | $25.00 | 1/4/2010 4:11:27 PM |
adventurous-capital | $25.00 | $25.00 | 1/4/2010 4:12:22 PM |
treasure-transporter | $25.00 | $25.00 | 1/4/2010 4:13:06 PM |
desertoasis | $25.00 | $25.00 | 1/4/2010 4:13:16 PM |
dedicated-diversification5 | $170.00 | $170.00 | 1/4/2010 4:13:22 PM |
transparency-spilunker | $25.00 | $25.00 | 1/4/2010 4:13:35 PM |
joashndelia | $35.00 | $35.00 | 1/4/2010 4:13:55 PM |
asmithj | $50.00 | $50.00 | 1/4/2010 4:14:01 PM |
Purposeful | $25.00 | $25.00 | 1/4/2010 4:14:05 PM |
loan-scientist8 | $25.00 | $25.00 | 1/4/2010 4:14:20 PM |
fair-funds | $25.00 | $25.00 | 1/4/2010 4:14:49 PM |
PhalanxBulldog | $25.00 | $25.00 | 1/4/2010 4:14:57 PM |
selfmademan | $25.00 | $25.00 | 1/4/2010 4:15:24 PM |
ghinga | $25.00 | $25.00 | 1/4/2010 4:15:31 PM |
KevinC_63366 | $25.00 | $25.00 | 1/4/2010 4:15:37 PM |
vivixmedia | $25.00 | $25.00 | 1/4/2010 4:15:42 PM |
JW-From-SoCal | $25.00 | $25.00 | 1/4/2010 4:15:55 PM |
docktah | $25.00 | $25.00 | 1/4/2010 4:16:40 PM |
head | $25.00 | $25.00 | 1/4/2010 4:16:49 PM |
ChuckieG | $50.00 | $50.00 | 1/4/2010 4:17:04 PM |
shrewd-peace7 | $25.00 | $25.00 | 1/4/2010 4:09:03 PM |
floridass | $25.00 | $25.00 | 1/4/2010 4:09:20 PM |
get30inc | $25.00 | $25.00 | 1/4/2010 4:09:28 PM |
loan-squadron | $30.00 | $30.00 | 1/4/2010 4:09:48 PM |
EtaDuck | $25.00 | $25.00 | 1/4/2010 4:08:54 PM |
suomynona | $25.00 | $25.00 | 1/4/2010 4:09:08 PM |
Matt555555 | $25.00 | $25.00 | 1/4/2010 4:09:29 PM |
yeti888 | $25.00 | $25.00 | 1/4/2010 4:11:22 PM |
DosPassos | $25.00 | $25.00 | 1/4/2010 4:09:34 PM |
lendme2 | $25.00 | $25.00 | 1/4/2010 4:11:29 PM |
FasTruk | $25.00 | $25.00 | 1/4/2010 4:09:39 PM |
blackbird02 | $25.00 | $25.00 | 1/4/2010 4:09:49 PM |
calinno2 | $25.00 | $25.00 | 1/4/2010 4:10:07 PM |
divrekku | $25.00 | $25.00 | 1/4/2010 4:10:36 PM |
Dap2005 | $25.00 | $25.00 | 1/4/2010 4:10:47 PM |
techgnostic | $25.00 | $25.00 | 1/4/2010 4:10:55 PM |
momoney2lend | $25.00 | $25.00 | 1/4/2010 4:11:11 PM |
AF-Chief | $26.00 | $26.00 | 1/4/2010 4:11:58 PM |
rob1971 | $25.00 | $25.00 | 1/4/2010 4:13:11 PM |
lloyd_s | $25.00 | $25.00 | 1/4/2010 4:13:19 PM |
dinero-mason | $50.00 | $50.00 | 1/4/2010 4:13:21 PM |
Turtlebear44 | $25.00 | $25.00 | 1/4/2010 4:13:23 PM |
direct-yield | $25.00 | $25.00 | 1/4/2010 4:13:45 PM |
georgethesir | $25.00 | $25.00 | 1/4/2010 4:14:07 PM |
lilgates26 | $25.00 | $25.00 | 1/4/2010 4:13:02 PM |
halothane_logic | $25.00 | $25.00 | 1/4/2010 4:14:25 PM |
penny-surgeon | $25.00 | $25.00 | 1/4/2010 4:14:59 PM |
blazing-money | $25.00 | $25.00 | 1/4/2010 4:13:40 PM |
kmprospeo | $50.00 | $50.00 | 1/4/2010 4:13:52 PM |
HarryRoberts | $50.00 | $50.00 | 1/4/2010 4:15:25 PM |
CROBRUN | $25.00 | $25.00 | 1/4/2010 4:13:56 PM |
CAGE-Investments | $26.50 | $26.50 | 1/4/2010 4:15:30 PM |
note-tent | $25.00 | $25.00 | 1/4/2010 4:15:40 PM |
archeanchaos | $25.00 | $25.00 | 1/4/2010 4:14:14 PM |
zen1cent | $25.00 | $25.00 | 1/4/2010 4:15:48 PM |
cocobear | $25.00 | $25.00 | 1/4/2010 4:14:16 PM |
socalavi8tor | $25.00 | $25.00 | 1/4/2010 4:15:50 PM |
towering-platinum3 | $25.00 | $25.00 | 1/4/2010 4:14:20 PM |
willieboone | $25.00 | $25.00 | 1/4/2010 4:14:23 PM |
terminus | $25.00 | $25.00 | 1/4/2010 4:14:46 PM |
MARWARISETH | $25.00 | $25.00 | 1/4/2010 4:16:44 PM |
Lam0nt | $25.00 | $25.00 | 1/4/2010 4:14:52 PM |
order-prospector | $25.00 | $25.00 | 1/4/2010 4:16:53 PM |
orange-preeminant-bill | $100.00 | $100.00 | 1/4/2010 4:14:55 PM |
Rattlehead | $25.00 | $25.00 | 1/4/2010 4:17:00 PM |
elegant-bonus | $25.00 | $25.00 | 1/4/2010 4:15:01 PM |
KiwiElf | $25.00 | $25.00 | 1/4/2010 4:17:07 PM |
Katburg | $25.00 | $25.00 | 1/4/2010 4:15:33 PM |
natecam | $25.00 | $25.00 | 1/4/2010 4:15:38 PM |
fortytwo | $50.00 | $50.00 | 1/4/2010 4:15:44 PM |
listing-trapper3 | $50.00 | $50.00 | 1/4/2010 4:15:52 PM |
invisible_hand | $43.15 | $43.15 | 1/4/2010 4:16:03 PM |
money-explorer3 | $25.00 | $25.00 | 1/4/2010 4:16:42 PM |
vkorichkov | $30.00 | $30.00 | 1/4/2010 4:16:50 PM |
falcon88dp | $25.00 | $25.00 | 1/4/2010 4:16:57 PM |
buffalobills | $25.00 | $25.00 | 1/4/2010 5:33:53 PM |
metro457 | $40.00 | $40.00 | 1/4/2010 4:17:00 PM |
sharkm | $25.00 | $25.00 | 1/4/2010 4:17:06 PM |
SolarMoonshine | $25.00 | $25.00 | 1/4/2010 5:47:13 PM |
GeoLender | $25.00 | $25.00 | 1/4/2010 9:28:07 PM |
Ven58 | $25.00 | $25.00 | 1/4/2010 4:29:45 PM |
exchange-cowbell5 | $150.00 | $150.00 | 1/4/2010 4:41:07 PM |
back-scratchers | $25.00 | $25.00 | 1/4/2010 6:56:40 PM |
charming-point | $300.00 | $300.00 | 1/4/2010 7:08:14 PM |
JustMee | $25.00 | $25.00 | 1/5/2010 8:06:17 AM |
zxsport30 | $25.00 | $25.00 | 1/4/2010 8:59:40 PM |
szetheli | $153.00 | $153.00 | 1/4/2010 7:49:42 PM |
Bob450 | $25.00 | $25.00 | 1/4/2010 9:38:13 PM |
unger | $50.00 | $50.00 | 1/5/2010 3:11:21 AM |
leverage-monger | $25.00 | $25.00 | 1/5/2010 8:03:06 AM |
FinanceEngine | $25.00 | $25.00 | 1/5/2010 2:30:29 PM |
Maksimus | $28.15 | $28.15 | 1/5/2010 4:16:00 PM |
killdare | $25.00 | $25.00 | 1/6/2010 10:39:25 AM |
ValyaLibra01 | $50.00 | $50.00 | 1/6/2010 6:20:04 AM |
nickel-master | $50.00 | $50.00 | 1/6/2010 2:47:57 PM |
monstersdad | $39.83 | $39.83 | 1/6/2010 10:54:47 AM |
asian808 | $25.00 | $25.00 | 1/6/2010 1:28:48 PM |
mercuriant | $25.00 | $25.00 | 1/7/2010 1:21:39 PM |
FatMoDean | $30.00 | $30.00 | 1/7/2010 8:21:04 PM |
callmebryan | $25.00 | $25.00 | 1/7/2010 7:56:41 PM |
208 bids
|
Borrower Payment Dependent Notes Series
441219
This series of Notes was issued and sold upon the funding of the borrower loan #40421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-06-2010 |
|
Auction end date:
| Jan-11-2010 |
|
Starting lender yield:
| 27.40% |
Starting borrower rate/APR:
| 28.40% / 30.75% |
Starting monthly payment:
| $395.01 |
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $389.88 |
|
Auction yield range:
| 11.20% - 27.40% |
Estimated loss impact:
| 10.66% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,015 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| active-treasure7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Socking it to the card companies!
Purpose of loan:
There are two purposes for this loan.
First, I?want to pay down?my higher interest rate credit cards.
Can you believe?the credit card companies had the nerve to take bailout money and then raise interest rates?for the best customers?
Ridiculous!?No more Mrs. Nice Girl.
The second purpose of the loan is to replace several shutters on my house
which blew off during a recent?storm and to repair a?minor plumbing problem.?
My financial situation:
I am a great candidate for this loan because I have good credit, high income ($145,000 combined, $88,000 mine alone), and a management level job with a stable private company that has the patience and capital to weather the current economic climate. I am an "A Player" within the company, a top-producer, and feel confident in my future earning ability.
Monthly net income: $6600 (individual, not including bonuses) + $3500 (spouse)?= $10,100
Monthly expenses: $ 4342
??Housing: $ 2230
??Insurance: $ 145
??Car expenses: $ 847
??Utilities: $ 300
??Phone, cable, internet: $120
??Food, entertainment: $ 200
??Clothing, household expenses $200 avg.?
??Credit cards and other loans: $ 300 (paying more than minimum)
Thank you for considering my loan!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Given that you appear to have over $5,000 in excess free cash flow each month (monthly net income less expenses), why can't you just pay these credit card debts off with 2 months of free cash flow? thanks - reflective-rupee
A:
I am so glad you asked this question! I re-read my listing to figure out why it appeared that I have so much excess free cash flow. First, I mistakenly
listed my gross income instead of net. My monthly net income is $4900 (personal) and $3500 (spouse). I did not list my spouse's expenses so I guess I should not have listed his income. My personal excess cash flow, without my spouses income/expenses, is approximately $800 per month. I hope this answers your question. If not, please write back.
(Jan-07-2010)
Q:
Please list the balances on each of your credit cards. Please indicate the monthly minimum payments and interest rates of the ones that you would pay off with the proceeds from a Prosper loan. thanks and best wishes. - reflective-rupee
A:
Card 1 $1260.57 @ 30.24%
Card 2 $425.15 @ 29.49%
Card 3 $362.10 @ 29.99%
Card 4 $2553.81 @ 21.15%
Card 5 $1210.73 @ 20.24%
I would like to pay off Cards 1, 2, 3, and 4 with the loan proceeds. Depending on the home repair expenses and final APR I receive on the loan, I may pay off card 5 as well.
Thanks for considering my loan.
(Jan-07-2010)
Q:
Can you please explain your 7 delinquencies? - GeoLender
A:
Thank you for the question. According to a 12/30/09 copy of my credit report from all 3 lenders, all of the delinquencies occurred five years ago (2005). That was a rough year. My husband and I separated for several months in 2005. At the time, I was working in a government job, with less than half the salary I have now and I couldn't keep up with my two credit card accounts during the separation.
I hope this answers your question. If not, please write back.
(Jan-07-2010)
Q:
Well put Mrs. Nice Girl!!! I totally agree and you've come to the right place. - DasMula
A:
Thank you very much!
(Jan-07-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
dmh4880 | $100.00 | $100.00 | 1/6/2010 3:37:54 PM |
NATIVEBORN | $25.00 | $25.00 | 1/6/2010 3:41:18 PM |
a-special-power | $25.00 | $25.00 | 1/6/2010 3:47:36 PM |
kmr2 | $40.00 | $40.00 | 1/6/2010 3:49:22 PM |
handy-justice | $25.00 | $25.00 | 1/6/2010 3:49:45 PM |
marcomnzs | $32.46 | $32.46 | 1/6/2010 3:50:05 PM |
loanshark4u | $25.00 | $25.00 | 1/6/2010 3:50:16 PM |
busybee007 | $25.00 | $25.00 | 1/6/2010 3:36:46 PM |
MONEYMATCH | $50.00 | $50.00 | 1/6/2010 3:50:27 PM |
johnayan | $25.00 | $25.00 | 1/6/2010 3:50:36 PM |
transaction-aggregator7 | $25.00 | $25.00 | 1/6/2010 3:37:13 PM |
unclejaef | $25.00 | $25.00 | 1/6/2010 3:50:43 PM |
coin-investor | $25.00 | $25.00 | 1/6/2010 3:40:32 PM |
majorf2136 | $25.00 | $25.00 | 1/6/2010 3:38:15 PM |
InvestorPartners | $25.00 | $25.00 | 1/6/2010 3:38:32 PM |
compsciman | $26.51 | $26.51 | 1/6/2010 3:38:39 PM |
Havana21 | $25.00 | $25.00 | 1/6/2010 3:52:30 PM |
Phantom99 | $25.00 | $25.00 | 1/6/2010 3:52:40 PM |
building_community | $25.00 | $25.00 | 1/6/2010 3:52:44 PM |
credit-force5 | $25.00 | $25.00 | 1/6/2010 3:52:51 PM |
Orca-man | $25.00 | $25.00 | 1/6/2010 3:40:29 PM |
delivery | $25.00 | $25.00 | 1/6/2010 3:53:36 PM |
nickel-advocator | $25.00 | $25.00 | 1/6/2010 3:53:48 PM |
lending-bear | $25.00 | $25.00 | 1/6/2010 3:53:52 PM |
intrepid-transaction5 | $25.00 | $25.00 | 1/6/2010 3:54:43 PM |
steves73 | $25.00 | $25.00 | 1/6/2010 3:55:00 PM |
affluence-tycoon | $25.00 | $25.00 | 1/6/2010 3:55:11 PM |
GElender | $25.00 | $25.00 | 1/6/2010 3:55:18 PM |
loan-master996 | $50.00 | $50.00 | 1/6/2010 3:55:29 PM |
Supernick | $25.00 | $25.00 | 1/6/2010 3:56:08 PM |
Cai8899 | $30.00 | $30.00 | 1/6/2010 3:56:17 PM |
oreyedoc | $25.00 | $25.00 | 1/6/2010 3:56:19 PM |
jonbozeman | $25.00 | $25.00 | 1/6/2010 3:56:26 PM |
desertoasis | $25.00 | $25.00 | 1/6/2010 3:47:51 PM |
orange-preeminant-bill | $100.00 | $100.00 | 1/6/2010 3:48:05 PM |
teller | $25.00 | $25.00 | 1/6/2010 3:56:42 PM |
derec | $25.00 | $25.00 | 1/6/2010 3:48:09 PM |
saffron4 | $25.00 | $25.00 | 1/6/2010 3:56:49 PM |
studious-listing8 | $25.00 | $25.00 | 1/6/2010 3:48:35 PM |
Vreet | $25.00 | $25.00 | 1/6/2010 3:57:25 PM |
elevated-platinum5 | $25.00 | $25.00 | 1/6/2010 3:57:35 PM |
NorthernFunds | $25.00 | $25.00 | 1/6/2010 3:49:20 PM |
MissionMicroFinance | $25.00 | $25.00 | 1/6/2010 3:57:39 PM |
treasure-bliss | $100.00 | $100.00 | 1/6/2010 3:48:02 PM |
tallmon | $25.00 | $25.00 | 1/6/2010 3:48:08 PM |
huorn | $25.00 | $25.00 | 1/6/2010 3:58:08 PM |
dinero-mason | $50.00 | $50.00 | 1/6/2010 3:58:35 PM |
Katieo | $25.00 | $25.00 | 1/6/2010 3:50:13 PM |
dedicated-diversification5 | $100.00 | $100.00 | 1/6/2010 3:58:38 PM |
honorable-yield | $35.00 | $35.00 | 1/6/2010 3:58:43 PM |
kaykarun | $25.00 | $25.00 | 1/6/2010 3:58:51 PM |
schnatty | $25.00 | $25.00 | 1/6/2010 3:50:33 PM |
Clemens104 | $50.00 | $50.00 | 1/6/2010 3:58:56 PM |
sensible-trade | $25.00 | $25.00 | 1/6/2010 3:50:38 PM |
blue_skies_ahead | $25.00 | $25.00 | 1/6/2010 3:59:00 PM |
papaloha | $50.00 | $50.00 | 1/6/2010 3:49:31 PM |
Peterman | $25.00 | $25.00 | 1/6/2010 3:59:10 PM |
elegant-bonus | $25.00 | $25.00 | 1/6/2010 3:59:22 PM |
benefit-squirrel | $25.00 | $25.00 | 1/6/2010 3:51:06 PM |
HarryRoberts | $50.00 | $50.00 | 1/6/2010 3:59:28 PM |
fizwahh | $25.00 | $25.00 | 1/6/2010 3:51:10 PM |
CAGE-Investments | $50.00 | $50.00 | 1/6/2010 3:59:34 PM |
mclilpaws | $27.06 | $27.06 | 1/6/2010 3:50:03 PM |
TCayce | $25.00 | $25.00 | 1/6/2010 3:50:17 PM |
the-persistent-reward | $25.00 | $25.00 | 1/6/2010 3:51:33 PM |
ouyangers | $25.00 | $25.00 | 1/6/2010 3:50:21 PM |
BadgerWI | $25.00 | $25.00 | 1/6/2010 3:50:28 PM |
lending_pugs | $25.00 | $25.00 | 1/6/2010 3:50:44 PM |
djh47a | $25.00 | $25.00 | 1/6/2010 4:00:06 PM |
Shepherd7 | $25.00 | $25.00 | 1/6/2010 3:52:22 PM |
AKgirl81 | $25.00 | $25.00 | 1/6/2010 4:00:45 PM |
SongBirdProphecy | $25.00 | $25.00 | 1/6/2010 3:51:19 PM |
AF-Chief | $28.00 | $28.00 | 1/6/2010 3:52:49 PM |
market-builder | $25.00 | $25.00 | 1/6/2010 3:53:02 PM |
triumph329 | $25.00 | $25.00 | 1/6/2010 3:53:24 PM |
copper | $30.00 | $30.00 | 1/6/2010 3:53:28 PM |
spruce2 | $25.00 | $25.00 | 1/6/2010 3:53:32 PM |
HalfDayz | $50.00 | $50.00 | 1/6/2010 3:52:46 PM |
time4aloan | $30.00 | $30.00 | 1/6/2010 3:53:51 PM |
Gibbyland | $50.00 | $50.00 | 1/6/2010 3:54:07 PM |
ChrisTJ | $25.00 | $25.00 | 1/6/2010 3:54:17 PM |
Wowzer | $25.00 | $25.00 | 1/6/2010 3:54:26 PM |
red-favorable-basis | $25.00 | $25.00 | 1/6/2010 3:53:40 PM |
xzec777 | $25.00 | $25.00 | 1/6/2010 3:54:35 PM |
junctionking | $25.00 | $25.00 | 1/6/2010 3:54:40 PM |
bassman2 | $25.00 | $25.00 | 1/6/2010 3:54:00 PM |
skro | $25.00 | $25.00 | 1/6/2010 3:54:49 PM |
lagnisiruk | $25.00 | $25.00 | 1/6/2010 3:54:12 PM |
EnigmaNYC-29 | $25.00 | $25.00 | 1/6/2010 3:54:53 PM |
yield-lion | $25.00 | $25.00 | 1/6/2010 3:55:39 PM |
secobarbital | $25.00 | $25.00 | 1/6/2010 3:55:21 PM |
inspiring-reward | $50.00 | $50.00 | 1/6/2010 4:05:40 PM |
puifais | $25.00 | $25.00 | 1/6/2010 3:56:04 PM |
andrewnar | $25.00 | $25.00 | 1/6/2010 3:55:37 PM |
ImaPutz | $25.00 | $25.00 | 1/6/2010 3:55:45 PM |
Auburnmist | $25.00 | $25.00 | 1/6/2010 3:56:22 PM |
108lender | $75.00 | $75.00 | 1/6/2010 3:55:59 PM |
Banker7371 | $25.00 | $25.00 | 1/6/2010 3:56:03 PM |
astute-dollar | $25.00 | $25.00 | 1/6/2010 3:56:37 PM |
p123 | $25.00 | $25.00 | 1/6/2010 3:56:48 PM |
Buffer10 | $100.00 | $100.00 | 1/6/2010 3:57:13 PM |
cognizant-wealth | $25.00 | $25.00 | 1/6/2010 3:57:19 PM |
VBAces | $25.00 | $25.00 | 1/6/2010 3:56:57 PM |
elegant-income3 | $25.00 | $25.00 | 1/6/2010 3:57:31 PM |
Turtlebear44 | $25.00 | $25.00 | 1/6/2010 3:58:40 PM |
CarDealer3070 | $30.00 | $30.00 | 1/6/2010 3:58:45 PM |
mbell | $25.00 | $25.00 | 1/6/2010 3:58:50 PM |
rooosta | $25.00 | $25.00 | 1/6/2010 3:59:02 PM |
IIP77 | $25.00 | $25.00 | 1/6/2010 3:59:14 PM |
Speculator | $50.00 | $50.00 | 1/6/2010 3:59:18 PM |
kmprospeo | $50.00 | $50.00 | 1/6/2010 3:58:54 PM |
gizzywump | $25.00 | $25.00 | 1/6/2010 3:59:31 PM |
visionary-currency | $50.00 | $50.00 | 1/6/2010 3:59:08 PM |
miked8303 | $25.00 | $25.00 | 1/6/2010 3:59:30 PM |
vivixmedia | $25.00 | $25.00 | 1/6/2010 3:59:56 PM |
Rob717171 | $25.00 | $25.00 | 1/6/2010 3:59:38 PM |
docktah | $25.00 | $25.00 | 1/6/2010 4:00:23 PM |
listing-trapper3 | $50.00 | $50.00 | 1/6/2010 4:00:17 PM |
slico | $25.00 | $25.00 | 1/6/2010 4:00:25 PM |
trustu | $25.00 | $25.00 | 1/6/2010 4:00:29 PM |
Sateesh | $61.29 | $61.29 | 1/6/2010 4:01:04 PM |
etraboulay | $25.00 | $25.00 | 1/6/2010 4:00:33 PM |
FeedTheMachine | $200.00 | $200.00 | 1/6/2010 4:00:46 PM |
Lender0424 | $30.00 | $30.00 | 1/6/2010 4:11:24 PM |
magusfoo | $25.00 | $25.00 | 1/6/2010 4:12:08 PM |
ColoradoHomeowner | $25.00 | $25.00 | 1/6/2010 5:35:38 PM |
zippy-interest | $25.00 | $25.00 | 1/6/2010 4:11:27 PM |
dlg | $26.02 | $26.02 | 1/6/2010 4:16:57 PM |
GMOD026 | $25.00 | $25.00 | 1/6/2010 4:12:31 PM |
JustMee | $25.00 | $25.00 | 1/6/2010 4:48:52 PM |
SolarMoonshine | $100.00 | $100.00 | 1/6/2010 5:37:13 PM |
DasMula | $100.00 | $100.00 | 1/6/2010 9:24:34 PM |
circustab | $50.00 | $50.00 | 1/6/2010 9:37:16 PM |
melodious-fairness | $25.00 | $25.00 | 1/7/2010 10:14:05 AM |
piter-to-la-investment | $25.00 | $25.00 | 1/7/2010 12:11:16 PM |
GeoLender | $25.00 | $25.00 | 1/7/2010 6:51:01 PM |
exchange-cowbell5 | $100.00 | $100.00 | 1/7/2010 6:53:11 PM |
mikeyp411 | $32.31 | $32.31 | 1/7/2010 7:23:40 PM |
golffish2 | $200.00 | $200.00 | 1/8/2010 10:23:46 AM |
bartenderpro | $25.00 | $25.00 | 1/10/2010 12:22:29 PM |
piter-to-la-investment | $25.00 | $25.00 | 1/11/2010 12:38:01 PM |
credit-sasquatch3 | $25.00 | $25.00 | 1/11/2010 1:21:52 PM |
parsec9 | $25.00 | $25.00 | 1/6/2010 3:38:50 PM |
snoopey100 | $25.00 | $25.00 | 1/6/2010 3:39:08 PM |
VeniVidiDuci | $50.00 | $50.00 | 1/6/2010 3:40:16 PM |
yeti888 | $25.00 | $25.00 | 1/6/2010 3:40:21 PM |
wise-silver-wonder | $25.00 | $25.00 | 1/6/2010 3:40:33 PM |
careful-compassion | $25.00 | $25.00 | 1/6/2010 3:49:35 PM |
happyaric | $100.00 | $100.00 | 1/6/2010 3:49:41 PM |
natural-greenback6 | $25.00 | $25.00 | 1/6/2010 3:38:45 PM |
apeloans | $25.00 | $25.00 | 1/6/2010 3:49:50 PM |
kubien | $25.00 | $25.00 | 1/6/2010 3:39:16 PM |
ValyaLibra01 | $25.00 | $25.00 | 1/6/2010 3:49:58 PM |
whatknows | $25.00 | $25.00 | 1/6/2010 3:50:06 PM |
oldmora | $25.00 | $25.00 | 1/6/2010 3:36:29 PM |
Orringo | $25.00 | $25.00 | 1/6/2010 3:40:15 PM |
ErikB | $25.00 | $25.00 | 1/6/2010 3:50:40 PM |
euro-mirth | $25.00 | $25.00 | 1/6/2010 3:51:51 PM |
HH123 | $25.00 | $25.00 | 1/6/2010 3:39:09 PM |
unk1911 | $25.00 | $25.00 | 1/6/2010 3:52:31 PM |
gustavzantanon | $50.00 | $50.00 | 1/6/2010 3:52:45 PM |
lendarer | $25.00 | $25.00 | 1/6/2010 3:52:57 PM |
redbomb5 | $25.00 | $25.00 | 1/6/2010 3:53:29 PM |
Zanthina | $25.00 | $25.00 | 1/6/2010 3:53:46 PM |
supreme-hope | $25.00 | $25.00 | 1/6/2010 3:54:22 PM |
SirJev | $25.00 | $25.00 | 1/6/2010 3:55:42 PM |
contract-neutron | $25.00 | $25.00 | 1/6/2010 3:55:55 PM |
jbaum | $25.00 | $25.00 | 1/6/2010 3:55:58 PM |
dime-beeper | $25.00 | $25.00 | 1/6/2010 3:47:30 PM |
WalnutCreekguy | $25.00 | $25.00 | 1/6/2010 3:47:34 PM |
noble-revenue | $73.51 | $73.51 | 1/6/2010 3:56:18 PM |
hope-equation | $50.00 | $50.00 | 1/6/2010 3:56:28 PM |
charming-point | $300.00 | $300.00 | 1/6/2010 3:56:31 PM |
wise-extraordinary-loot | $25.00 | $25.00 | 1/6/2010 3:56:53 PM |
A007 | $25.00 | $25.00 | 1/6/2010 3:48:27 PM |
thestartuplender | $35.00 | $35.00 | 1/6/2010 3:57:42 PM |
Diamond_Jim | $25.00 | $25.00 | 1/6/2010 3:57:44 PM |
gala2 | $25.00 | $25.00 | 1/6/2010 3:49:33 PM |
MidLifeCrisis | $25.00 | $25.00 | 1/6/2010 3:49:53 PM |
mudaholic | $25.00 | $25.00 | 1/6/2010 3:50:11 PM |
orange-astute-finance | $25.00 | $25.00 | 1/6/2010 3:50:23 PM |
newslang | $25.00 | $25.00 | 1/6/2010 3:50:29 PM |
fareast_man | $25.00 | $25.00 | 1/6/2010 3:50:37 PM |
CROBRUN | $25.00 | $25.00 | 1/6/2010 3:58:58 PM |
marshk3 | $50.00 | $50.00 | 1/6/2010 3:49:27 PM |
HappyHelpingLender | $25.00 | $25.00 | 1/6/2010 3:50:42 PM |
circuitfive | $25.00 | $25.00 | 1/6/2010 3:49:38 PM |
flwah | $25.00 | $25.00 | 1/6/2010 3:59:25 PM |
decisive-capital | $50.00 | $50.00 | 1/6/2010 3:49:59 PM |
Katburg | $25.00 | $25.00 | 1/6/2010 3:59:37 PM |
2ravens | $25.00 | $25.00 | 1/6/2010 3:50:07 PM |
AceInTheHole | $25.00 | $25.00 | 1/6/2010 3:59:43 PM |
natecam | $25.00 | $25.00 | 1/6/2010 3:59:47 PM |
note-tent | $25.00 | $25.00 | 1/6/2010 3:59:52 PM |
karpman3 | $50.00 | $50.00 | 1/6/2010 3:50:25 PM |
fortytwo | $50.00 | $50.00 | 1/6/2010 3:59:57 PM |
salala | $25.00 | $25.00 | 1/6/2010 3:50:41 PM |
zen1cent | $25.00 | $25.00 | 1/6/2010 4:00:09 PM |
famous-bill | $25.00 | $25.00 | 1/6/2010 3:50:56 PM |
intuitive-bill | $25.00 | $25.00 | 1/6/2010 3:51:15 PM |
shiny-dollar9 | $25.00 | $25.00 | 1/6/2010 4:00:40 PM |
Rattlehead | $25.00 | $25.00 | 1/6/2010 4:01:00 PM |
bountiful-bazaar | $25.00 | $25.00 | 1/6/2010 3:52:56 PM |
delicious-social132 | $25.00 | $25.00 | 1/6/2010 3:53:04 PM |
jlr613 | $25.00 | $25.00 | 1/6/2010 3:52:23 PM |
moola-phase | $25.00 | $25.00 | 1/6/2010 3:53:35 PM |
thoughtful-community7 | $25.00 | $25.00 | 1/6/2010 3:52:54 PM |
Au-Ag-Pt | $25.00 | $25.00 | 1/6/2010 3:52:58 PM |
openness-prospector | $25.00 | $25.00 | 1/6/2010 3:54:09 PM |
JS_Capital | $25.00 | $25.00 | 1/6/2010 3:53:20 PM |
gold-auctioneer7 | $25.00 | $25.00 | 1/6/2010 3:54:29 PM |
Dubbs360 | $100.00 | $100.00 | 1/6/2010 3:54:31 PM |
purdue98 | $25.00 | $25.00 | 1/6/2010 3:54:34 PM |
samo102us | $25.00 | $25.00 | 1/6/2010 3:54:02 PM |
melodious-fairness | $25.00 | $25.00 | 1/6/2010 3:54:57 PM |
SNH | $50.00 | $50.00 | 1/6/2010 3:54:18 PM |
runner262 | $25.00 | $25.00 | 1/6/2010 3:54:24 PM |
DRA-Properties | $25.00 | $25.00 | 1/6/2010 3:55:06 PM |
sloan | $25.00 | $25.00 | 1/6/2010 3:55:16 PM |
louisianalender | $100.00 | $100.00 | 1/6/2010 3:55:25 PM |
exact-loan5 | $30.00 | $30.00 | 1/6/2010 3:55:33 PM |
orange-vigilance-shower | $25.00 | $25.00 | 1/6/2010 3:55:09 PM |
tractorman | $25.00 | $25.00 | 1/6/2010 3:55:48 PM |
Artist_Blue | $25.00 | $25.00 | 1/6/2010 3:56:09 PM |
personal-lender | $25.00 | $25.00 | 1/6/2010 3:57:04 PM |
blooming-dedication | $50.00 | $50.00 | 1/6/2010 3:57:16 PM |
accordion8 | $25.00 | $25.00 | 1/6/2010 3:56:45 PM |
ryan23 | $25.00 | $25.00 | 1/6/2010 3:57:26 PM |
value-pole | $25.00 | $25.00 | 1/6/2010 3:57:02 PM |
impeccable-transparency | $50.00 | $50.00 | 1/6/2010 3:57:33 PM |
AF_Trust | $25.00 | $25.00 | 1/6/2010 3:57:37 PM |
orange-courageous-dedication | $30.00 | $30.00 | 1/6/2010 3:57:11 PM |
tsquared_030 | $25.00 | $25.00 | 1/6/2010 3:57:23 PM |
Zolton | $200.00 | $200.00 | 1/6/2010 3:57:29 PM |
Kaj | $25.00 | $25.00 | 1/6/2010 3:57:36 PM |
lloyd_s | $25.00 | $25.00 | 1/6/2010 3:58:34 PM |
duty-sensai | $25.00 | $25.00 | 1/6/2010 3:58:05 PM |
greenwell | $25.00 | $25.00 | 1/6/2010 3:58:31 PM |
penny-surgeon | $25.00 | $25.00 | 1/6/2010 3:59:19 PM |
F16Pilot | $25.00 | $25.00 | 1/6/2010 3:58:48 PM |
Purposeful | $25.00 | $25.00 | 1/6/2010 3:59:04 PM |
ghinga | $25.00 | $25.00 | 1/6/2010 3:59:36 PM |
georgethesir | $25.00 | $25.00 | 1/6/2010 3:59:06 PM |
PatRichi | $25.00 | $25.00 | 1/6/2010 3:59:49 PM |
benjo | $25.00 | $25.00 | 1/6/2010 3:59:54 PM |
TheCount | $25.00 | $25.00 | 1/6/2010 3:59:41 PM |
invisible_hand | $26.73 | $26.73 | 1/6/2010 4:00:18 PM |
KevinC_63366 | $25.00 | $25.00 | 1/6/2010 3:59:45 PM |
whynormal | $25.00 | $25.00 | 1/6/2010 4:00:12 PM |
silver-armada | $50.00 | $50.00 | 1/6/2010 4:00:30 PM |
head | $25.00 | $25.00 | 1/6/2010 4:00:34 PM |
vkorichkov | $30.00 | $30.00 | 1/6/2010 4:00:37 PM |
metro457 | $40.00 | $40.00 | 1/6/2010 4:00:56 PM |
cunning-bill | $25.00 | $25.00 | 1/6/2010 4:01:03 PM |
BeenThereMyself | $50.00 | $50.00 | 1/6/2010 4:19:18 PM |
sc91 | $25.00 | $10.90 | 1/6/2010 4:20:08 PM |
reflective-rupee | $25.00 | $25.00 | 1/6/2010 4:28:23 PM |
dime-neutron | $25.00 | $25.00 | 1/6/2010 4:05:34 PM |
five-star-note | $35.90 | $35.90 | 1/6/2010 4:17:04 PM |
fostaman | $25.00 | $25.00 | 1/6/2010 4:17:09 PM |
b-rent | $25.00 | $25.00 | 1/6/2010 4:17:38 PM |
Marfloogan | $25.00 | $25.00 | 1/6/2010 4:17:37 PM |
Bob450 | $25.00 | $25.00 | 1/6/2010 9:08:22 PM |
peregrine | $25.00 | $25.00 | 1/6/2010 11:14:03 PM |
reflective-rupee | $50.00 | $50.00 | 1/7/2010 5:02:11 AM |
Muchzak | $75.00 | $75.00 | 1/7/2010 9:17:29 AM |
micsupra | $52.02 | $52.02 | 1/8/2010 7:04:08 PM |
hondapride | $43.64 | $43.64 | 1/9/2010 12:32:20 PM |
squarebob | $25.00 | $25.00 | 1/9/2010 7:50:56 PM |
LenderExtraordinaire | $25.00 | $25.00 | 1/10/2010 7:56:44 PM |
wwwUniversal | $25.00 | $25.00 | 1/10/2010 11:35:28 PM |
hokee | $25.00 | $25.00 | 1/11/2010 11:22:24 AM |
Bizern | $33.65 | $33.65 | 1/11/2010 11:42:40 AM |
273 bids
|
Borrower Payment Dependent Notes Series
441279
This series of Notes was issued and sold upon the funding of the borrower loan #40456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-06-2010 |
|
Auction end date:
| Jan-13-2010 |
|
Starting lender yield:
| 22.01% |
Starting borrower rate/APR:
| 23.01% / 25.29% |
Starting monthly payment:
| $290.36 |
Final lender yield:
| 21.90% |
Final borrower rate/APR:
| 22.90% / 25.18% |
Final monthly payment:
| $289.93 |
|
Auction yield range:
| 8.20% - 22.01% |
Estimated loss impact:
| 8.52% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.38% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 13
/
9 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,434 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 3 | | | | |
Screen name:
| SantaBarbaran |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 680-699
(Aug-2009)
680-699
(Jul-2009)
620-639
(Jul-2008)
580-599
(Oct-2007)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
2nd Loan! Eliminate credit cards!
Purpose of loan:
This loan will be used to eliminate my revolving credit card debt.? I'd like to end my relationship with the big credit card companies and send the interest to Prosper lenders instead.? I'm enrolled in a debt management plan, but they charge a $30/monthly fee.
My financial situation:
I am a good candidate for this loan because I've previously had a Prosper loan and paid it?off on time?without any late payments.? I have a stable job and income and am committed to paying my debts timely and responsibly.
Monthly net income: $3,700
Monthly expenses: $
??Housing: $1,075
??Insurance: $120
??Car expenses: $?425 (payment and gas)
??Utilities: $90
??Phone, cable, internet: $ 70
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $?714
My current debts are:
Capital One:? $1,991.74 at 9.9%
Macy's - $961.73 at 8.0%
BofA - $1,222.61 at 13%
Chase - $3,437.13 at 6.0%
I realize these are low but I'd like to eliminate these closed accounts and have one singular debt and lower my monthly payment.? I'm also paying the monthly management fee which washes out part of the interest rate reduction I'm receiving.
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe the nature of your employment and employer in some detail. Thanks much and best wishes. - reflective-rupee
A:
I am lucky to work at a company that is prospering in today's economic climate.
I'm an account manager at a wealth management firm in Southern California. We manage the affairs of high profile entertainers and athletes. My position involves bookkeeping, A/P, transfers, deposits and tax preparation.
Fortunately our clientele is sufficiently well off that we've not made any cutbacks - we even had our holiday party and bonuses this year.
(Jan-08-2010)
Q:
If funded, will you be keeping this loan for 36 months? Thanks - RecoveryLender
A:
yes, I do. Unless I'm lucky enough to win the lotto :)
The money that this reduced payment will free up I plan to put towards my Certified Financial Planner classes and bulk up an emergency savings account.
(Jan-11-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
dloan | $25.00 | $25.00 | 1/6/2010 3:38:28 PM |
five-star-justice | $36.00 | $36.00 | 1/6/2010 3:41:19 PM |
dime-neutron | $25.00 | $25.00 | 1/6/2010 4:05:33 PM |
jga516 | $25.00 | $25.00 | 1/6/2010 3:57:46 PM |
falcon88dp | $25.00 | $25.00 | 1/6/2010 4:00:50 PM |
sociallender | $25.00 | $25.00 | 1/6/2010 4:11:05 PM |
Top_Gun_Lender | $34.71 | $34.71 | 1/7/2010 7:34:31 AM |
Sol_Invictus | $25.00 | $25.00 | 1/7/2010 12:20:27 PM |
YoungSuccessLLC | $25.00 | $25.00 | 1/7/2010 4:43:03 PM |
SolarMoonshine | $50.00 | $50.00 | 1/7/2010 7:21:19 PM |
fund-dragster | $100.00 | $100.00 | 1/8/2010 10:19:07 AM |
balance-force | $30.00 | $30.00 | 1/8/2010 6:33:59 PM |
killdare | $25.00 | $25.00 | 1/9/2010 7:00:52 AM |
grammaspurse | $25.00 | $25.00 | 1/9/2010 4:51:15 PM |
squarebob | $25.00 | $25.00 | 1/10/2010 12:35:18 PM |
reflective-rupee | $500.00 | $500.00 | 1/10/2010 6:09:51 PM |
Dollars4Rent | $25.00 | $25.00 | 1/11/2010 8:55:46 AM |
estancias | $25.00 | $25.00 | 1/11/2010 12:11:38 PM |
found | $37.22 | $37.22 | 1/11/2010 11:32:13 AM |
simiray | $25.00 | $25.00 | 1/11/2010 2:04:06 PM |
circustab | $50.00 | $50.00 | 1/11/2010 2:38:35 PM |
Ray3486 | $25.00 | $25.00 | 1/11/2010 4:06:12 PM |
LenderExtraordinaire | $25.00 | $25.00 | 1/11/2010 4:22:58 PM |
kind-bid-maverick | $25.00 | $25.00 | 1/11/2010 6:34:17 PM |
zone6 | $100.00 | $100.00 | 1/11/2010 7:55:55 PM |
UCLA4life | $25.00 | $25.00 | 1/12/2010 11:05:51 AM |
friendinmoney | $50.00 | $50.00 | 1/12/2010 9:33:45 AM |
jelly1126 | $50.00 | $50.00 | 1/12/2010 9:19:31 AM |
kapitalx | $25.00 | $25.00 | 1/12/2010 10:39:26 AM |
innovator2 | $119.73 | $119.73 | 1/12/2010 12:54:03 PM |
vivacious-p2p3 | $25.00 | $25.00 | 1/12/2010 1:48:40 PM |
loyalty-czar | $60.00 | $60.00 | 1/12/2010 2:11:17 PM |
jybank | $25.00 | $25.00 | 1/12/2010 1:00:18 PM |
GeoLender | $25.00 | $25.00 | 1/12/2010 4:33:10 PM |
buffalobills | $25.00 | $25.00 | 1/12/2010 4:39:13 PM |
enriched-peace | $50.00 | $50.00 | 1/12/2010 4:58:29 PM |
Tc11902 | $25.00 | $25.00 | 1/12/2010 5:36:32 PM |
zone6 | $54.43 | $54.43 | 1/12/2010 7:50:12 PM |
integrity-doctor | $50.00 | $50.00 | 1/12/2010 8:52:18 PM |
ralf206 | $26.16 | $26.16 | 1/12/2010 9:30:29 PM |
Spinnaker | $50.00 | $50.00 | 1/12/2010 9:40:43 PM |
Nasdaq | $25.00 | $25.00 | 1/12/2010 10:05:41 PM |
srthsvghdthtr | $25.00 | $25.00 | 1/12/2010 10:06:38 PM |
enriching-payout | $25.00 | $25.00 | 1/12/2010 9:15:12 PM |
FinanceEngine | $35.00 | $35.00 | 1/12/2010 10:23:56 PM |
KaChingInvestments | $29.75 | $29.75 | 1/13/2010 5:15:46 AM |
bondhedger | $25.00 | $25.00 | 1/12/2010 11:16:02 PM |
bevans | $25.00 | $25.00 | 1/13/2010 7:34:43 AM |
steady-dime | $150.00 | $150.00 | 1/13/2010 8:06:01 AM |
Capit0l | $25.00 | $25.00 | 1/13/2010 9:30:07 AM |
creative-reward1 | $25.00 | $25.00 | 1/13/2010 9:49:14 AM |
Lending-Bee | $100.00 | $100.00 | 1/13/2010 10:35:49 AM |
passivesf | $25.00 | $25.00 | 1/13/2010 11:12:31 AM |
clean-camaraderi | $25.00 | $25.00 | 1/13/2010 11:19:41 AM |
ethicalhumanist | $25.00 | $25.00 | 1/13/2010 11:14:19 AM |
thebadpelican | $25.00 | $25.00 | 1/13/2010 11:59:32 AM |
mydreamsagain | $25.00 | $25.00 | 1/13/2010 11:13:43 AM |
Your_Bank | $25.00 | $25.00 | 1/13/2010 12:38:30 PM |
Astyanax | $25.00 | $25.00 | 1/13/2010 11:29:59 AM |
conductor146 | $25.00 | $25.00 | 1/13/2010 1:05:39 PM |
new-gold-innovator | $106.88 | $106.88 | 1/13/2010 12:39:28 PM |
DSK_Financials | $50.00 | $50.00 | 1/13/2010 2:38:06 PM |
SkinnyFish | $25.00 | $25.00 | 1/13/2010 1:46:16 PM |
steady-peace8 | $125.00 | $125.00 | 1/13/2010 3:11:49 PM |
wealth-comet694 | $30.00 | $30.00 | 1/13/2010 1:07:53 PM |
exchange-cowbell5 | $250.00 | $250.00 | 1/13/2010 3:23:59 PM |
unger | $50.00 | $50.00 | 1/13/2010 3:30:03 PM |
just-trade0 | $36.00 | $36.00 | 1/13/2010 2:06:43 PM |
RecoveryLender | $25.00 | $25.00 | 1/13/2010 3:29:29 PM |
quest0 | $25.00 | $25.00 | 1/13/2010 2:35:39 PM |
SkyLoan | $32.10 | $32.10 | 1/13/2010 3:24:20 PM |
friendinmoney | $25.00 | $25.00 | 1/13/2010 3:28:44 PM |
wwwUniversal | $25.00 | $25.00 | 1/6/2010 3:57:48 PM |
aurorafinancial | $50.00 | $50.00 | 1/6/2010 4:11:11 PM |
ptjg | $50.00 | $50.00 | 1/6/2010 4:10:48 PM |
JustMee | $25.00 | $25.00 | 1/6/2010 4:42:43 PM |
Trakissta | $100.00 | $100.00 | 1/6/2010 7:47:21 PM |
Bob450 | $25.00 | $25.00 | 1/6/2010 8:47:09 PM |
five-star-note | $75.00 | $75.00 | 1/8/2010 10:46:07 AM |
ALFLoan | $25.00 | $25.00 | 1/9/2010 10:32:55 AM |
Syzygy | $25.00 | $25.00 | 1/10/2010 1:53:23 PM |
Superc0ld | $100.00 | $100.00 | 1/10/2010 3:57:31 PM |
reflective-rupee | $500.00 | $500.00 | 1/10/2010 6:09:24 PM |
Hartfelt | $40.00 | $40.00 | 1/10/2010 10:30:34 PM |
new-goal-return | $25.00 | $25.00 | 1/11/2010 10:56:48 AM |
ONECENTATATIME | $25.00 | $25.00 | 1/11/2010 2:04:01 PM |
tnjohnso | $25.00 | $25.00 | 1/11/2010 2:17:10 PM |
piter-to-la-investment | $25.00 | $25.00 | 1/11/2010 4:23:07 PM |
money-washboard | $25.00 | $25.00 | 1/11/2010 4:36:20 PM |
skillful-asset5 | $100.00 | $100.00 | 1/11/2010 4:52:50 PM |
skillful-asset5 | $100.00 | $100.00 | 1/11/2010 4:53:10 PM |
five-star-note | $45.00 | $45.00 | 1/11/2010 5:02:36 PM |
Bobafet | $25.00 | $25.00 | 1/11/2010 5:28:50 PM |
mercuriant | $25.00 | $25.00 | 1/11/2010 5:29:21 PM |
fund-dragster | $50.00 | $50.00 | 1/11/2010 5:55:29 PM |
Gobsek | $25.00 | $25.00 | 1/11/2010 6:54:04 PM |
Bank_Of_XL | $50.00 | $50.00 | 1/11/2010 6:56:10 PM |
brilliant-balance | $25.00 | $25.00 | 1/11/2010 7:01:31 PM |
elegant-income3 | $25.00 | $25.00 | 1/11/2010 9:20:01 PM |
wonderous-power | $25.00 | $25.00 | 1/12/2010 1:49:27 AM |
favorite-commerce | $25.00 | $25.00 | 1/12/2010 8:33:21 AM |
RyanM561 | $25.00 | $25.00 | 1/12/2010 10:53:26 AM |
kapitalx | $25.00 | $25.00 | 1/12/2010 10:39:55 AM |
foothillender | $25.00 | $25.00 | 1/12/2010 2:35:18 PM |
felicity-daydream | $50.00 | $50.00 | 1/12/2010 12:39:11 PM |
rockhound84 | $25.00 | $25.00 | 1/12/2010 12:45:00 PM |
124SpiderMan | $50.00 | $50.00 | 1/12/2010 3:37:30 PM |
Frankk2 | $25.00 | $25.00 | 1/12/2010 3:02:45 PM |
trumpeter5 | $100.00 | $100.00 | 1/12/2010 5:12:03 PM |
ChrisKwan | $25.00 | $25.00 | 1/12/2010 5:39:45 PM |
tender-ore | $25.00 | $25.00 | 1/12/2010 6:12:00 PM |
VikingLender | $25.00 | $25.00 | 1/12/2010 5:50:36 PM |
Director78 | $25.00 | $25.00 | 1/12/2010 6:08:15 PM |
reflective-rupee | $100.00 | $100.00 | 1/12/2010 7:16:21 PM |
yitbos49 | $50.00 | $50.00 | 1/12/2010 6:29:56 PM |
Kash2010lu | $25.00 | $25.00 | 1/12/2010 7:45:29 PM |
reflective-rupee | $100.00 | $100.00 | 1/12/2010 7:16:09 PM |
Loanstou | $150.00 | $150.00 | 1/12/2010 9:11:11 PM |
dough-rocket | $50.00 | $50.00 | 1/12/2010 10:15:18 PM |
martymaniaman | $50.00 | $50.00 | 1/13/2010 6:09:44 AM |
PotBellyPete | $30.00 | $30.00 | 1/13/2010 7:42:24 AM |
rate-hickory | $25.00 | $25.00 | 1/13/2010 7:24:24 AM |
scrabbler | $25.00 | $25.00 | 1/13/2010 6:31:09 AM |
charming-point | $300.00 | $300.00 | 1/13/2010 8:49:21 AM |
umfan123 | $25.00 | $25.00 | 1/13/2010 7:16:35 AM |
Bob450 | $25.00 | $25.00 | 1/13/2010 7:54:18 AM |
interact | $25.00 | $25.00 | 1/13/2010 9:22:26 AM |
Digs | $25.00 | $25.00 | 1/13/2010 10:53:43 AM |
ag-ventures | $50.00 | $50.00 | 1/13/2010 11:29:28 AM |
squarebob | $25.00 | $25.00 | 1/13/2010 11:59:38 AM |
Jinja | $25.18 | $25.18 | 1/13/2010 10:53:55 AM |
Your_Bank | $25.00 | $25.00 | 1/13/2010 12:05:31 PM |
loan-fate | $50.00 | $50.00 | 1/13/2010 10:58:09 AM |
walkinonwater | $25.00 | $25.00 | 1/13/2010 11:33:37 AM |
dudebrah | $26.00 | $26.00 | 1/13/2010 11:15:35 AM |
anarchy1985 | $36.65 | $36.65 | 1/13/2010 12:14:35 PM |
Astyanax | $25.00 | $25.00 | 1/13/2010 11:30:16 AM |
371millwood | $200.00 | $200.00 | 1/13/2010 1:25:15 PM |
piter-to-la-investment | $25.00 | $25.00 | 1/13/2010 12:04:41 PM |
careful-wealth | $44.34 | $44.34 | 1/13/2010 1:23:36 PM |
Kesselschlacht | $50.00 | $50.00 | 1/13/2010 12:33:45 PM |
cunning-bill | $25.00 | $19.85 | 1/13/2010 2:02:40 PM |
supreme-hope | $25.00 | $25.00 | 1/13/2010 1:07:12 PM |
gilbrear | $25.00 | $25.00 | 1/13/2010 3:00:09 PM |
bowl800 | $25.00 | $25.00 | 1/13/2010 3:06:50 PM |
heerzaquestion | $40.00 | $40.00 | 1/13/2010 1:52:38 PM |
careful-compassion | $50.00 | $50.00 | 1/13/2010 2:35:13 PM |
Engineer44 | $25.00 | $25.00 | 1/13/2010 3:33:50 PM |
DasMula | $75.00 | $75.00 | 1/13/2010 3:30:32 PM |
149 bids
|
Borrower Payment Dependent Notes Series
441341
This series of Notes was issued and sold upon the funding of the borrower loan #40447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,636.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-07-2010 |
|
Auction end date:
| Jan-14-2010 |
|
Starting lender yield:
| 9.33% |
Starting borrower rate/APR:
| 10.33% / 12.44% |
Starting monthly payment:
| $117.89 |
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $117.32 |
|
Auction yield range:
| 4.20% - 9.33% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,954 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 1 | | | | |
Screen name:
| frugal12 |
Borrower's state:
| Arizona |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $25,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Nov-2009)
740-759
(Oct-2009)
760-779
(Jul-2009)
760-779
(Oct-2008)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Prosper Lender
As a lender I still have:
Over 90 active notes; started with 178.
Over $8,000.00 value at this time.
Still averaging over $600.00 / month from Prosper.
With this loan will pay off one credit card that almost doubled their interest rate lately.
Auto Pay this to, as most of my bills are.
Don't even know how much some of my utility bills are ... I just pay 'em.
Did pay my January mortgage in November and will pay February real soon.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$126.00 in winning bids.
"An 'A' Credit Score, my neighbor, and a Lender with $8k invested on Prosper - his Prosper income can easily pay this - Safest investment on Prosper!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
JGuide | $100.00 | $100.00 | 1/7/2010 4:37:58 PM |
wonderous-power | $25.00 | $25.00 | 1/8/2010 1:41:03 AM |
well-mannered-income3 | $40.00 | $40.00 | 1/8/2010 8:59:37 AM |
ujiba | $25.00 | $25.00 | 1/8/2010 11:53:57 AM |
hellasow | $30.00 | $30.00 | 1/8/2010 8:07:47 PM |
Oak-Parker | $30.00 | $30.00 | 1/9/2010 8:57:47 AM |
heroic-platinum | $50.00 | $50.00 | 1/9/2010 2:11:42 PM |
courteous-bazaar | $25.00 | $25.00 | 1/10/2010 3:03:40 AM |
cash-spinner | $50.00 | $50.00 | 1/11/2010 4:22:23 AM |
chevy92 | $25.00 | $25.00 | 1/11/2010 12:36:19 PM |
gourd6 | $25.00 | $25.00 | 1/11/2010 1:17:19 PM |
JGuide | $26.00 | $26.00 | 1/11/2010 3:10:58 PM |
bentonlending | $100.00 | $100.00 | 1/12/2010 6:10:33 AM |
d_grbg | $50.00 | $50.00 | 1/12/2010 6:17:10 AM |
exciting-fairness | $200.00 | $200.00 | 1/12/2010 1:48:38 PM |
kenL | $500.00 | $500.00 | 1/12/2010 3:44:54 PM |
simiray | $25.00 | $25.00 | 1/12/2010 4:47:52 PM |
TigerForce | $70.00 | $70.00 | 1/12/2010 6:22:07 PM |
tomjac2000 | $25.00 | $25.00 | 1/12/2010 5:55:06 PM |
Your_Bank | $25.00 | $25.00 | 1/13/2010 5:54:55 PM |
Audiophobe | $50.00 | $50.00 | 1/13/2010 7:35:52 PM |
saysana | $25.00 | $13.88 | 1/13/2010 9:18:25 PM |
djkaiser | $25.00 | $25.00 | 1/13/2010 9:20:50 PM |
fatboy888 | $25.00 | $25.00 | 1/14/2010 5:31:10 AM |
amit_gu | $50.00 | $50.00 | 1/14/2010 7:30:31 AM |
icon7 | $30.00 | $30.00 | 1/14/2010 10:57:32 AM |
maplehouse | $27.24 | $27.24 | 1/14/2010 11:44:39 AM |
Earn_money | $34.59 | $34.59 | 1/14/2010 9:49:33 AM |
skillful-asset5 | $100.00 | $100.00 | 1/14/2010 11:18:25 AM |
rbgnr111 | $25.09 | $25.09 | 1/14/2010 10:23:51 AM |
springpanda | $25.00 | $25.00 | 1/14/2010 12:34:58 PM |
soular21804 | $25.00 | $25.00 | 1/14/2010 1:34:02 PM |
Saving4Food | $25.00 | $25.00 | 1/14/2010 2:40:48 PM |
hellasow | $25.00 | $25.00 | 1/14/2010 2:27:12 PM |
dollar-high-five | $51.64 | $51.64 | 1/14/2010 2:53:06 PM |
note-pursuit | $25.00 | $25.00 | 1/14/2010 3:11:50 PM |
ksubd | $50.00 | $50.00 | 1/14/2010 3:40:29 PM |
TicTac | $50.00 | $50.00 | 1/14/2010 3:21:02 PM |
courteous-bazaar | $25.00 | $25.00 | 1/9/2010 3:05:44 PM |
courteous-bazaar | $100.00 | $100.00 | 1/10/2010 3:11:16 AM |
Nasdaq | $25.00 | $25.00 | 1/9/2010 11:23:20 PM |
Only_Money | $25.00 | $25.00 | 1/10/2010 12:12:01 PM |
Dollars4Rent | $25.00 | $25.00 | 1/11/2010 8:59:24 AM |
Good_Karma_Cafe | $25.00 | $25.00 | 1/11/2010 11:18:20 AM |
GABC-1 | $46.00 | $46.00 | 1/11/2010 11:12:42 AM |
reflective-rupee | $25.00 | $25.00 | 1/11/2010 9:00:33 PM |
jakespirit | $47.01 | $47.01 | 1/12/2010 1:52:06 AM |
dammage | $25.00 | $25.00 | 1/11/2010 9:49:53 PM |
inforapenny | $25.00 | $25.00 | 1/12/2010 6:40:33 AM |
HelpFromNY | $100.00 | $100.00 | 1/12/2010 8:31:42 AM |
squarebob | $25.00 | $25.00 | 1/12/2010 3:20:05 PM |
justice-hawk | $30.01 | $30.01 | 1/12/2010 6:24:59 PM |
Octamer | $25.00 | $25.00 | 1/12/2010 7:38:37 PM |
YummiBear | $25.00 | $25.00 | 1/12/2010 6:49:55 PM |
JerryB96 | $25.00 | $25.00 | 1/12/2010 9:02:45 PM |
martymaniaman | $25.00 | $25.00 | 1/13/2010 6:12:20 AM |
walkinonwater | $25.00 | $25.00 | 1/13/2010 1:17:48 PM |
nimcha | $50.00 | $50.00 | 1/13/2010 3:21:28 PM |
goldkn22 | $25.00 | $25.00 | 1/13/2010 1:22:27 PM |
jayk63 | $25.00 | $25.00 | 1/13/2010 3:37:20 PM |
TJRCapital | $25.00 | $25.00 | 1/13/2010 4:51:00 PM |
lender12345 | $25.00 | $25.00 | 1/13/2010 5:30:13 PM |
Catz_aplenty | $25.00 | $25.00 | 1/14/2010 5:17:36 AM |
SNH | $50.00 | $50.00 | 1/13/2010 10:28:57 PM |
Gaelicman | $50.00 | $50.00 | 1/13/2010 11:04:23 PM |
thebadpelican | $25.00 | $25.00 | 1/14/2010 8:31:43 AM |
Rancid | $35.59 | $35.59 | 1/14/2010 11:02:24 AM |
elvisloans | $25.00 | $25.00 | 1/14/2010 9:52:58 AM |
Astyanax | $25.00 | $25.00 | 1/14/2010 10:31:17 AM |
bigfoot15 | $56.98 | $56.98 | 1/14/2010 11:29:52 AM |
REITRUST | $25.00 | $25.00 | 1/14/2010 12:21:58 PM |
bill-expert | $200.00 | $200.00 | 1/14/2010 12:30:26 PM |
Jcardone33 | $25.00 | $25.00 | 1/14/2010 12:53:02 PM |
OoM | $25.00 | $25.00 | 1/14/2010 2:23:58 PM |
Leopoldine | $38.81 | $38.81 | 1/14/2010 1:53:12 PM |
porwestco | $25.00 | $25.00 | 1/14/2010 2:33:25 PM |
conductor146 | $25.00 | $25.00 | 1/14/2010 2:33:07 PM |
riv701 | $25.00 | $25.00 | 1/14/2010 2:59:17 PM |
b1geasy | $28.16 | $28.16 | 1/14/2010 3:26:50 PM |
79 bids
|
Borrower Payment Dependent Notes Series
441349
This series of Notes was issued and sold upon the funding of the borrower loan #40434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-06-2010 |
|
Auction end date:
| Jan-11-2010 |
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $237.23 |
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $225.72 |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 7 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 8
/
5 | Employment status: | Retired |
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 16y 10m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,553 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 1 | | | | |
Screen name:
| Lookin4loan |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jun-2008)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Need to Reorganize
Purpose of loan:
This loan will be used to?? I would like to reorganize My Dept.for an easier payment.
My financial situation:
I am a good candidate for this loan because? I do pay my bills on time and have a proven record with a Prosper.? I have already had a loan and it was payed in full.? I have No Household expense's
Monthly net income: $ 34,000
Monthly expenses: $
??Housing: $ 0
??Insurance: $?65.00
??Car expenses: $ 233.00 Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
oldmora | $25.00 | $25.00 | 1/6/2010 3:36:31 PM |
jdl424 | $25.00 | $25.00 | 1/6/2010 3:37:43 PM |
parsec9 | $25.00 | $25.00 | 1/6/2010 3:38:47 PM |
jonn834 | $25.00 | $25.00 | 1/6/2010 3:39:26 PM |
Orringo | $25.00 | $25.00 | 1/6/2010 3:40:13 PM |
acleynes | $25.00 | $25.00 | 1/6/2010 3:40:39 PM |
project07 | $25.00 | $25.00 | 1/6/2010 3:40:44 PM |
cash-boots | $25.00 | $25.00 | 1/6/2010 3:47:31 PM |
a-special-power | $25.00 | $25.00 | 1/6/2010 3:47:34 PM |
treasure-bliss | $100.00 | $100.00 | 1/6/2010 3:48:00 PM |
ChuckieG | $50.00 | $50.00 | 1/6/2010 3:48:28 PM |
transaction-aggregator7 | $25.00 | $25.00 | 1/6/2010 3:37:10 PM |
studious-listing8 | $25.00 | $25.00 | 1/6/2010 3:48:33 PM |
knight3136 | $25.00 | $25.00 | 1/6/2010 3:37:44 PM |
NorthernFunds | $25.00 | $25.00 | 1/6/2010 3:49:18 PM |
kmr2 | $40.00 | $40.00 | 1/6/2010 3:49:21 PM |
marshk3 | $50.00 | $50.00 | 1/6/2010 3:49:24 PM |
InvestorPartners | $25.00 | $25.00 | 1/6/2010 3:38:29 PM |
cheaplender | $25.00 | $25.00 | 1/6/2010 3:38:34 PM |
treasure-generator | $25.00 | $25.00 | 1/6/2010 3:38:41 PM |
ValyaLibra01 | $25.00 | $25.00 | 1/6/2010 3:49:54 PM |
decisive-capital | $50.00 | $50.00 | 1/6/2010 3:50:02 PM |
Andaliego | $25.02 | $25.02 | 1/6/2010 3:50:30 PM |
Sanford-N-Sons | $25.00 | $25.00 | 1/6/2010 3:40:11 PM |
coin-investor | $25.00 | $25.00 | 1/6/2010 3:40:30 PM |
leverage-trident | $25.00 | $25.00 | 1/6/2010 3:37:49 PM |
yomanie | $25.00 | $25.00 | 1/6/2010 3:40:43 PM |
atothez | $50.00 | $50.00 | 1/6/2010 3:38:10 PM |
sunshinysmiles | $25.00 | $25.00 | 1/6/2010 3:41:21 PM |
natural-greenback6 | $25.00 | $25.00 | 1/6/2010 3:38:43 PM |
cbz | $25.00 | $25.00 | 1/6/2010 3:39:35 PM |
Orca-man | $25.00 | $25.00 | 1/6/2010 3:40:27 PM |
p2ploan-leaper | $25.00 | $25.00 | 1/6/2010 3:40:37 PM |
BeenThereMyself | $50.00 | $50.00 | 1/6/2010 3:40:47 PM |
desertoasis | $25.00 | $25.00 | 1/6/2010 3:47:49 PM |
orange-preeminant-bill | $100.00 | $100.00 | 1/6/2010 3:48:03 PM |
tallmon | $25.00 | $25.00 | 1/6/2010 3:48:06 PM |
WalnutCreekguy | $25.00 | $25.00 | 1/6/2010 3:47:32 PM |
gala2 | $25.00 | $25.00 | 1/6/2010 3:49:32 PM |
MrMoney0622 | $25.00 | $25.00 | 1/6/2010 3:48:16 PM |
money-explorer3 | $25.00 | $25.00 | 1/6/2010 3:48:24 PM |
sc91 | $25.00 | $25.00 | 1/6/2010 3:49:46 PM |
treasure-amplifier6 | $25.00 | $25.00 | 1/6/2010 3:50:19 PM |
benefit-squirrel | $25.00 | $25.00 | 1/6/2010 3:51:05 PM |
euro-mirth | $25.00 | $25.00 | 1/6/2010 3:51:50 PM |
dime-neutron | $25.00 | $25.00 | 1/6/2010 4:05:30 PM |
shawnw2 | $50.00 | $50.00 | 1/6/2010 4:11:20 PM |
exchange-cowbell5 | $200.00 | $200.00 | 1/6/2010 4:25:10 PM |
Mr_Egret | $25.00 | $25.00 | 1/6/2010 6:25:52 PM |
DenimCapital | $25.00 | $25.00 | 1/6/2010 4:14:17 PM |
three-for-6 | $100.00 | $100.00 | 1/6/2010 4:52:50 PM |
seadogs | $25.00 | $25.00 | 1/7/2010 7:37:38 AM |
Bob450 | $25.00 | $25.00 | 1/6/2010 8:23:41 PM |
platinum-czar | $25.00 | $25.00 | 1/6/2010 8:28:00 PM |
MBPB | $25.00 | $25.00 | 1/7/2010 12:20:22 PM |
JustaKnack | $42.32 | $42.32 | 1/7/2010 8:49:08 AM |
HelpFromNY | $100.00 | $100.00 | 1/7/2010 8:10:57 AM |
lepolgr | $50.00 | $50.00 | 1/7/2010 8:45:39 AM |
unger | $50.00 | $50.00 | 1/7/2010 3:15:49 PM |
Peterman | $50.00 | $50.00 | 1/7/2010 12:54:54 PM |
skillful-asset5 | $75.00 | $75.00 | 1/7/2010 6:35:00 PM |
PackFan13 | $25.00 | $25.00 | 1/7/2010 6:42:46 PM |
TommyTucker | $25.00 | $25.00 | 1/8/2010 7:40:41 AM |
2BorNot2B | $25.00 | $25.00 | 1/8/2010 7:47:14 AM |
lowcostmoney | $25.00 | $25.00 | 1/8/2010 8:20:28 AM |
usedtoborrow | $50.00 | $50.00 | 1/8/2010 8:27:47 AM |
yield-hero4 | $100.00 | $100.00 | 1/8/2010 9:47:19 AM |
deal-paddle | $200.00 | $200.00 | 1/8/2010 9:40:38 AM |
Robbdogg | $25.00 | $25.00 | 1/8/2010 10:45:08 AM |
ColoradoLender82 | $25.00 | $25.00 | 1/8/2010 3:46:10 PM |
WAREAGLE127 | $50.00 | $50.00 | 1/10/2010 7:08:19 AM |
cunning-bill | $25.00 | $25.00 | 1/9/2010 11:16:49 PM |
LenderExtraordinaire | $25.00 | $25.00 | 1/10/2010 9:41:30 AM |
loss-of-control | $25.00 | $25.00 | 1/10/2010 1:22:44 PM |
pleasant-dime | $25.00 | $25.00 | 1/6/2010 3:38:26 PM |
yeti888 | $25.00 | $25.00 | 1/6/2010 3:40:19 PM |
adama_48 | $25.00 | $25.00 | 1/6/2010 3:40:26 PM |
fund-web3 | $25.00 | $25.00 | 1/6/2010 3:40:40 PM |
order-prospector | $25.00 | $25.00 | 1/6/2010 3:48:25 PM |
papaloha | $50.00 | $50.00 | 1/6/2010 3:49:28 PM |
careful-compassion | $25.00 | $25.00 | 1/6/2010 3:49:34 PM |
Headhunter14 | $25.00 | $25.00 | 1/6/2010 3:39:25 PM |
steady-payout6 | $25.00 | $25.00 | 1/6/2010 3:50:31 PM |
NELNET | $50.00 | $50.00 | 1/6/2010 3:40:12 PM |
radcon81 | $25.00 | $25.00 | 1/6/2010 3:51:07 PM |
iGeoff | $25.00 | $25.00 | 1/6/2010 3:38:08 PM |
Scoote2912 | $25.00 | $25.00 | 1/6/2010 3:52:03 PM |
meoweo | $25.00 | $25.00 | 1/6/2010 3:41:07 PM |
Wangersinc | $25.00 | $25.00 | 1/6/2010 3:47:12 PM |
dime-beeper | $25.00 | $25.00 | 1/6/2010 3:47:28 PM |
Lam0nt | $25.00 | $25.00 | 1/6/2010 3:47:58 PM |
drumcorpsnut | $25.00 | $25.00 | 1/6/2010 3:48:29 PM |
apeloans | $25.00 | $25.00 | 1/6/2010 3:49:48 PM |
Katieo | $25.00 | $25.00 | 1/6/2010 3:50:15 PM |
Share_The_Wealth | $41.61 | $41.61 | 1/6/2010 3:50:26 PM |
circuitfive | $25.00 | $25.00 | 1/6/2010 3:49:36 PM |
famous-bill | $25.00 | $25.00 | 1/6/2010 3:50:55 PM |
happyaric | $100.00 | $100.00 | 1/6/2010 3:49:39 PM |
handy-justice | $25.00 | $25.00 | 1/6/2010 3:49:42 PM |
MidLifeCrisis | $25.00 | $25.00 | 1/6/2010 3:49:51 PM |
2ravens | $25.00 | $25.00 | 1/6/2010 3:50:09 PM |
Shepherd7 | $25.00 | $25.00 | 1/6/2010 3:52:19 PM |
fizwahh | $25.00 | $25.00 | 1/6/2010 3:51:08 PM |
intuitive-bill | $25.00 | $25.00 | 1/6/2010 3:51:12 PM |
SongBirdProphecy | $25.00 | $25.00 | 1/6/2010 3:51:18 PM |
falcon88dp | $25.00 | $25.00 | 1/6/2010 4:00:49 PM |
the-persistent-reward | $25.00 | $25.00 | 1/6/2010 3:51:32 PM |
Havana21 | $25.00 | $4.27 | 1/6/2010 3:52:28 PM |
GeoLender | $25.00 | $25.00 | 1/6/2010 4:31:48 PM |
SolarMoonshine | $25.00 | $25.00 | 1/6/2010 5:21:27 PM |
charming-point | $300.00 | $300.00 | 1/7/2010 5:26:54 AM |
superb-kindness2 | $25.00 | $25.00 | 1/7/2010 7:40:51 AM |
melodious-fairness | $25.00 | $25.00 | 1/7/2010 10:19:36 AM |
foothillender | $25.00 | $25.00 | 1/7/2010 6:48:51 AM |
buffalobills | $25.00 | $25.00 | 1/7/2010 7:42:55 AM |
penny-surgeon | $25.00 | $25.00 | 1/7/2010 9:34:57 AM |
hellasow | $25.00 | $25.00 | 1/7/2010 9:17:21 AM |
piter-to-la-investment | $25.00 | $25.00 | 1/7/2010 12:12:47 PM |
durability-halibut | $25.00 | $25.00 | 1/7/2010 12:44:25 PM |
neighborly-bid | $25.00 | $25.00 | 1/7/2010 1:43:51 PM |
atomantic | $75.00 | $75.00 | 1/7/2010 2:22:21 PM |
cognizant-rate732 | $100.00 | $100.00 | 1/7/2010 6:37:56 PM |
BONSAY | $50.00 | $50.00 | 1/7/2010 7:27:40 PM |
BONSAY | $25.00 | $25.00 | 1/7/2010 7:27:57 PM |
BONSAY | $25.00 | $25.00 | 1/7/2010 7:28:16 PM |
myhrer | $100.00 | $100.00 | 1/7/2010 7:57:33 PM |
lender12345 | $25.00 | $25.00 | 1/7/2010 8:15:32 PM |
heerzaquestion | $25.00 | $25.00 | 1/8/2010 5:03:51 AM |
fireinjunjoe | $35.29 | $35.29 | 1/8/2010 10:10:52 AM |
bank-examiner | $25.00 | $25.00 | 1/8/2010 10:12:04 AM |
fund-dragster | $75.00 | $75.00 | 1/8/2010 10:22:19 AM |
ghinga | $25.00 | $25.00 | 1/8/2010 11:30:26 AM |
innovator2 | $50.00 | $50.00 | 1/8/2010 5:01:46 PM |
missile5 | $50.00 | $50.00 | 1/8/2010 5:47:47 PM |
diedebtdie | $25.00 | $25.00 | 1/8/2010 6:53:50 PM |
sicce | $25.00 | $25.00 | 1/8/2010 6:56:06 PM |
Oak-Parker | $25.00 | $25.00 | 1/9/2010 8:22:06 AM |
rmpedi33 | $100.00 | $100.00 | 1/9/2010 3:34:49 PM |
Sugarmama21 | $50.00 | $50.00 | 1/9/2010 7:01:10 PM |
rawsushi | $33.00 | $33.00 | 1/10/2010 2:25:53 AM |
bartenderpro | $43.49 | $43.49 | 1/10/2010 12:25:14 PM |
credit-coach118 | $35.00 | $35.00 | 1/10/2010 8:29:41 PM |
142 bids
|
Borrower Payment Dependent Notes Series
441455
This series of Notes was issued and sold upon the funding of the borrower loan #40431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-07-2010 |
|
Auction end date:
| Jan-08-2010 |
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $152.45 |
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $152.34 |
|
Auction yield range:
| 3.06% - 5.15% |
Estimated loss impact:
| 0.60% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 12% |
Credit score:
| 820-839 (Jan-2010) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,935 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| veets1672 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Dec-2007)
|
Principal balance:
| $1,853.68 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Pay off existing Proper Loan
Purpose of loan:
Pay off current Prosper Loan and pay for auto repairs.
My financial situation:
I took out my original Prosper loan 2 yrs ago.? It is better to finance this way for emergencies than by using a credit card.? I need some major auto work and don't want to charge it.
Monthly net income: $ 7100
Monthly expenses: $ 6000
??Housing: $ 2600
??Insurance: $ 175
??Car expenses: $ 700
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 700
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
first-pragmatic-note | $25.00 | $25.00 | 1/7/2010 4:09:24 PM |
kenji4861 | $25.00 | $25.00 | 1/7/2010 4:12:30 PM |
neenerman | $75.00 | $75.00 | 1/7/2010 4:20:03 PM |
elasermd | $50.00 | $50.00 | 1/7/2010 4:32:51 PM |
jbaum | $100.00 | $100.00 | 1/7/2010 4:34:05 PM |
personal-lender | $25.00 | $25.00 | 1/7/2010 4:34:32 PM |
bchen78875 | $50.00 | $50.00 | 1/7/2010 4:35:53 PM |
red-favorable-basis | $25.00 | $25.00 | 1/7/2010 4:38:19 PM |
selector568 | $500.00 | $500.00 | 1/7/2010 4:29:42 PM |
desertoasis | $25.00 | $25.00 | 1/7/2010 4:40:48 PM |
majestic-dedication | $50.00 | $50.00 | 1/7/2010 4:33:50 PM |
rosie777 | $25.00 | $8.41 | 1/7/2010 4:41:36 PM |
thedoctor | $90.00 | $90.00 | 1/7/2010 4:33:26 PM |
18th_beachbum | $25.00 | $25.00 | 1/7/2010 4:34:14 PM |
Havana21 | $52.60 | $52.60 | 1/7/2010 4:34:44 PM |
larrybird | $100.00 | $100.00 | 1/7/2010 4:33:43 PM |
junctionking | $25.00 | $25.00 | 1/7/2010 4:35:00 PM |
honorable-yield | $75.00 | $75.00 | 1/7/2010 4:33:55 PM |
kulender | $30.00 | $30.00 | 1/7/2010 4:35:18 PM |
Gibbyland | $100.00 | $100.00 | 1/7/2010 4:35:23 PM |
first-upright-payout | $50.00 | $50.00 | 1/7/2010 4:34:41 PM |
DonaldColorado | $25.00 | $25.00 | 1/7/2010 4:34:47 PM |
Walkingcowboy | $25.00 | $25.00 | 1/7/2010 4:36:34 PM |
BankOfFrankFairness | $50.00 | $50.00 | 1/7/2010 4:36:41 PM |
credit-force5 | $25.00 | $25.00 | 1/7/2010 4:35:05 PM |
AF-Chief | $35.00 | $35.00 | 1/7/2010 4:36:55 PM |
exciting-responsibility3 | $25.00 | $25.00 | 1/7/2010 4:35:14 PM |
figs4u2 | $80.00 | $80.00 | 1/7/2010 4:35:47 PM |
outtahoth2o | $100.00 | $100.00 | 1/7/2010 4:37:31 PM |
ven | $25.00 | $25.00 | 1/7/2010 4:37:37 PM |
teller | $60.00 | $60.00 | 1/7/2010 4:37:55 PM |
the_winning_ticket | $35.00 | $35.00 | 1/7/2010 4:36:25 PM |
mikeandcat | $100.00 | $100.00 | 1/7/2010 4:36:36 PM |
buckyhead2000 | $25.00 | $25.00 | 1/7/2010 4:38:09 PM |
Kaj | $30.00 | $30.00 | 1/7/2010 4:36:48 PM |
buukyak | $25.00 | $25.00 | 1/7/2010 4:37:08 PM |
skvat | $25.00 | $25.00 | 1/7/2010 4:37:26 PM |
supreme-hope | $25.00 | $25.00 | 1/7/2010 4:39:16 PM |
rooosta | $25.00 | $25.00 | 1/7/2010 4:37:46 PM |
schpere | $30.00 | $30.00 | 1/7/2010 4:38:01 PM |
SNH | $50.00 | $50.00 | 1/7/2010 4:39:49 PM |
inventive-wealth2 | $25.00 | $25.00 | 1/7/2010 4:40:01 PM |
Cheburashka | $30.00 | $30.00 | 1/7/2010 4:38:18 PM |
thegreatone | $33.53 | $33.53 | 1/7/2010 4:40:11 PM |
grampy48 | $25.00 | $25.00 | 1/7/2010 4:40:13 PM |
Phantom99 | $25.00 | $25.00 | 1/7/2010 4:38:53 PM |
platinum-czar | $50.00 | $50.00 | 1/7/2010 4:39:31 PM |
skuba | $50.00 | $50.00 | 1/7/2010 4:41:28 PM |
forthright-dedication | $25.00 | $25.00 | 1/7/2010 4:41:04 PM |
nuclearmoose | $25.00 | $25.00 | 1/7/2010 4:41:20 PM |
Jassi | $25.00 | $25.00 | 1/7/2010 4:41:26 PM |
EmeritusX | $25.00 | $25.00 | 1/7/2010 4:43:37 PM |
MoneyForNothing | $25.00 | $25.00 | 1/7/2010 8:08:03 PM |
lean-velocity | $25.00 | $25.00 | 1/7/2010 4:20:16 PM |
aasx1108 | $25.00 | $25.00 | 1/7/2010 4:32:03 PM |
lloyd_s | $25.00 | $25.00 | 1/7/2010 4:34:29 PM |
gold-commander0 | $50.00 | $50.00 | 1/7/2010 4:34:57 PM |
inspired-contract9 | $50.00 | $50.00 | 1/7/2010 4:36:01 PM |
Katburg | $50.00 | $50.00 | 1/7/2010 4:36:05 PM |
toblerone | $50.00 | $50.00 | 1/7/2010 4:37:18 PM |
Artist_Blue | $25.00 | $25.00 | 1/7/2010 4:37:35 PM |
discrete-asset | $25.00 | $25.00 | 1/7/2010 4:37:57 PM |
meux99 | $25.00 | $25.00 | 1/7/2010 4:38:03 PM |
alpinaut | $25.00 | $25.00 | 1/7/2010 4:38:30 PM |
market-builder | $25.00 | $25.00 | 1/7/2010 4:38:35 PM |
Speculator | $50.00 | $50.00 | 1/7/2010 4:38:48 PM |
rjblack | $50.00 | $50.00 | 1/7/2010 4:32:07 PM |
bowdish1 | $100.00 | $100.00 | 1/7/2010 4:38:58 PM |
fortytwo | $200.00 | $200.00 | 1/7/2010 4:32:18 PM |
bigdogsafety1 | $25.00 | $25.00 | 1/7/2010 4:40:06 PM |
time4aloan | $25.00 | $25.00 | 1/7/2010 4:33:03 PM |
friendly-market5 | $25.00 | $25.00 | 1/7/2010 4:33:08 PM |
rulender | $50.00 | $50.00 | 1/7/2010 4:40:34 PM |
meenan | $40.00 | $40.00 | 1/7/2010 4:33:35 PM |
greenwell | $50.00 | $50.00 | 1/7/2010 4:41:22 PM |
unk1911 | $25.00 | $25.00 | 1/7/2010 4:33:15 PM |
elevated-platinum5 | $25.00 | $25.00 | 1/7/2010 4:34:19 PM |
microlendblvr | $100.00 | $100.00 | 1/7/2010 4:33:41 PM |
tolstoy00 | $25.00 | $25.00 | 1/7/2010 4:35:27 PM |
skillful-diversification2 | $25.00 | $25.00 | 1/7/2010 4:34:09 PM |
gulch | $35.00 | $35.00 | 1/7/2010 4:36:14 PM |
Aberdeen | $300.00 | $300.00 | 1/7/2010 4:44:12 PM |
intrepid-transaction5 | $25.00 | $25.00 | 1/7/2010 4:35:02 PM |
shamrocker | $25.00 | $25.00 | 1/7/2010 4:36:58 PM |
natmonkey | $25.00 | $25.00 | 1/7/2010 4:37:04 PM |
responsibility-butterfly | $25.00 | $25.00 | 1/7/2010 4:35:35 PM |
wampum-optimization | $50.00 | $50.00 | 1/7/2010 4:37:22 PM |
Goodlender42 | $25.00 | $25.00 | 1/7/2010 4:37:28 PM |
leodaguy | $25.00 | $25.00 | 1/7/2010 4:36:18 PM |
Cai8899 | $75.00 | $75.00 | 1/7/2010 4:38:05 PM |
DukSerduk | $25.00 | $25.00 | 1/7/2010 4:38:24 PM |
elegant-income3 | $25.00 | $25.00 | 1/7/2010 4:38:33 PM |
OCedHrt | $25.00 | $25.00 | 1/7/2010 4:38:38 PM |
Pasagam | $25.00 | $25.00 | 1/7/2010 4:39:10 PM |
wiselady | $25.00 | $25.00 | 1/7/2010 4:37:43 PM |
oreyedoc | $25.00 | $25.00 | 1/7/2010 4:39:36 PM |
delicious-social132 | $25.00 | $25.00 | 1/7/2010 4:38:44 PM |
repayment-launcher | $25.00 | $25.00 | 1/7/2010 4:40:22 PM |
lending-bear | $75.00 | $75.00 | 1/7/2010 4:38:50 PM |
BlindProphet | $25.00 | $25.00 | 1/7/2010 4:41:18 PM |
InvestorPartners | $25.00 | $25.00 | 1/7/2010 4:40:08 PM |
gourd6 | $25.00 | $25.00 | 1/7/2010 4:40:32 PM |
BankofBen | $110.46 | $110.46 | 1/7/2010 4:40:57 PM |
wonderous-power | $25.00 | $25.00 | 1/8/2010 1:42:30 AM |
104 bids
|
Borrower Payment Dependent Notes Series
442499
This series of Notes was issued and sold upon the funding of the borrower loan #40453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jan-14-2010 |
|
Auction end date:
| Jan-15-2010 |
|
Starting lender yield:
| 8.06% |
Starting borrower rate/APR:
| 9.06% / 11.15% |
Starting monthly payment:
| $318.28 |
Final lender yield:
| 8.06% |
Final borrower rate/APR:
| 9.06% / 11.16% |
Final monthly payment:
| $318.28 |
|
Auction yield range:
| 8.06% - 8.06% |
Estimated loss impact:
| 8.66% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| -0.60% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 5 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $667 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 2 | | | | |
Screen name:
| graydet |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 83% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 5
( 17% )
| 740-759
(May-2009)
520-539
(Jul-2007)
|
Principal balance:
| $2,078.91 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Continue Business Growth
REFI
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
blueridgega | $10,000.00 | $10,000.00 | 1/15/2010 5:52:44 AM |
1 bids
|
Borrower Payment Dependent Notes Series
441080
This series of Notes was issued and sold upon the funding of the borrower loan #40415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-05-2010 |
|
Auction end date:
| Jan-08-2010 |
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $94.56 |
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $94.49 |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,492 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| nij756 |
Borrower's state:
| Arizona |
Borrower's group:
| Financial Solutions for Real Estate Investors & eBay Pow |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,600.00 | < mo. late:
| 0
( 0% )
| 660-679
(Jan-2008)
680-699
(Jun-2007)
|
Principal balance:
| $588.76 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
education loan
I have an opportunity to take some personal one on one training from one of the best internet marketing people.? The training is $1,000 per month and he promises that I will start making money the first month.? I am getting enough funds for 3 months of training.?? If you look into my history with Prosper you will see that I always make my payments on time and when possible pay off early.? I am an excellent risk, my history with prosper proves that.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
rjblack | $50.00 | $50.00 | 1/5/2010 4:30:38 PM |
Binan | $25.00 | $25.00 | 1/5/2010 4:38:24 PM |
unk1911 | $25.00 | $25.00 | 1/5/2010 4:39:15 PM |
aventurer | $25.00 | $25.00 | 1/5/2010 4:39:45 PM |
personal-lender | $25.00 | $25.00 | 1/5/2010 4:40:32 PM |
aasx1108 | $25.00 | $25.00 | 1/5/2010 4:30:29 PM |
BoutYeBank | $50.00 | $50.00 | 1/5/2010 4:30:33 PM |
fortytwo | $200.00 | $200.00 | 1/5/2010 4:31:31 PM |
roccofox | $50.00 | $50.00 | 1/5/2010 4:30:56 PM |
Aberdeen | $300.00 | $300.00 | 1/5/2010 4:46:21 PM |
Rob717171 | $25.00 | $25.00 | 1/5/2010 4:32:36 PM |
microlendblvr | $100.00 | $100.00 | 1/5/2010 4:39:30 PM |
jbaum | $100.00 | $100.00 | 1/5/2010 4:40:11 PM |
first-upright-payout | $50.00 | $50.00 | 1/5/2010 4:40:36 PM |
time4aloan | $25.00 | $25.00 | 1/5/2010 4:38:29 PM |
klinebarger | $25.00 | $25.00 | 1/5/2010 4:39:12 PM |
greenwell | $50.00 | $50.00 | 1/5/2010 4:40:00 PM |
Carpetkid | $50.00 | $50.00 | 1/5/2010 4:40:07 PM |
elevated-platinum5 | $25.00 | $25.00 | 1/5/2010 4:40:22 PM |
Syzygy | $25.00 | $25.00 | 1/6/2010 9:16:32 AM |
MoneyForNothing | $25.00 | $25.00 | 1/6/2010 8:28:31 PM |
golfreak923 | $25.00 | $25.00 | 1/7/2010 10:53:12 AM |
huorn | $25.00 | $25.00 | 1/5/2010 4:31:19 PM |
kenji4861 | $25.00 | $25.00 | 1/5/2010 4:32:41 PM |
majestic-dedication | $50.00 | $50.00 | 1/5/2010 4:39:41 PM |
asdf9876 | $25.00 | $25.00 | 1/5/2010 4:39:49 PM |
AmericanCredit | $25.00 | $25.00 | 1/5/2010 4:39:52 PM |
honorable-yield | $75.00 | $75.00 | 1/5/2010 4:39:56 PM |
lloyd_s | $25.00 | $25.00 | 1/5/2010 4:40:26 PM |
influential-gain | $50.00 | $50.00 | 1/5/2010 4:30:35 PM |
the-money-gargantuan | $25.00 | $25.00 | 1/5/2010 4:30:51 PM |
first-pragmatic-note | $25.00 | $25.00 | 1/5/2010 4:32:46 PM |
hard-working-loot | $25.00 | $25.00 | 1/5/2010 4:31:09 PM |
the-bright-velocity | $25.00 | $25.00 | 1/5/2010 4:31:11 PM |
elasermd | $50.00 | $50.00 | 1/5/2010 4:38:09 PM |
secundus | $25.00 | $25.00 | 1/5/2010 4:39:34 PM |
Picopie | $50.00 | $50.00 | 1/5/2010 4:40:04 PM |
neenerman | $75.00 | $75.00 | 1/5/2010 4:39:01 PM |
friendly-market5 | $25.00 | $25.00 | 1/5/2010 4:39:09 PM |
thedoctor | $90.00 | $90.00 | 1/5/2010 4:39:22 PM |
meenan | $40.00 | $40.00 | 1/5/2010 4:39:26 PM |
larrybird | $100.00 | $100.00 | 1/5/2010 4:39:38 PM |
skillful-diversification2 | $25.00 | $25.00 | 1/5/2010 4:40:16 PM |
18th_beachbum | $25.00 | $25.00 | 1/5/2010 4:40:19 PM |
Havana21 | $200.00 | $145.00 | 1/5/2010 4:40:42 PM |
one-midas | $100.00 | $100.00 | 1/6/2010 6:10:58 AM |
Aberdeen | $300.00 | $300.00 | 1/5/2010 4:47:50 PM |
sprinkler5 | $25.00 | $25.00 | 1/5/2010 5:58:45 PM |
springpanda | $25.00 | $25.00 | 1/6/2010 12:02:29 PM |
HealthAndSafety | $100.00 | $100.00 | 1/7/2010 8:16:29 PM |
UncleSafety | $100.00 | $100.00 | 1/8/2010 10:23:30 AM |
51 bids
|
Borrower Payment Dependent Notes Series
441216
This series of Notes was issued and sold upon the funding of the borrower loan #40450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-07-2010 |
|
Auction end date:
| Jan-14-2010 |
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.59% |
Starting monthly payment:
| $56.57 |
Final lender yield:
| 16.00% |
Final borrower rate/APR:
| 17.00% / 19.45% |
Final monthly payment:
| $53.48 |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.86% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.14% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 39% |
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $328 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 29% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 25 |
Homeownership:
| No | | |
Inquiries last 6m:
| 1 | | | | |
Screen name:
| happy03 |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 92% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,800.00 | < mo. late:
| 2
( 8% )
| 620-639
(Sep-2007)
600-619
(Aug-2007)
620-639
(Jul-2007)
|
Principal balance:
| $1,117.04 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
pay off current loan
Purpose of loan:
This loan will be used to payoff current loan with prosper and for other expenses.
My financial situation:
I am a good candidate for this loan because I have been on time with my payments thus far ?
and my score has jumped up 20 points since my last loan. I would
like to continue to improve my credit.? ? ?
Monthly net income: $ 2,400
Monthly expenses: $
??Housing: $
1280
? Utilities: $
included with rent? ???? ????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
With the difference in your income and expenses, why could you not pay off your loan in approximately a month? - Sigmund-Freud
A:
I guess I could but I have 2 kids and I don't have control over unexpected expenses. Thank you for viewing. If you have further questions please let me know.
(Jan-08-2010)
Q:
List all your expenses and all debt balances
Explain the 2 late payments . - Capit0l
A:
They weren't late for more than a couple of days or many weeks. I believe my banking info changed and I forgot to update this info with Prosper.
Thank you
(Jan-08-2010)
Q:
You are saving $1000+/ month why not use that to pay off your loan vs taking out a new loan ? - Capit0l
A:
Hi,
I am sorry for the late response. I am not really saving much at all this is due to the fact that I have children. I did not clarified myself and I apologize. I should list more expenses but that is the reason why I also indicated that it was for "other expenses" I would have requested for more but I think I wanted to request only what I feel I can afford. Thank you for viewing my listing.
(Jan-13-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
fortytwo | $200.00 | $200.00 | 1/7/2010 4:29:10 PM |
ptjg | $50.00 | $50.00 | 1/7/2010 4:40:52 PM |
Dollars4Rent | $25.00 | $25.00 | 1/12/2010 3:01:50 PM |
dudebrah | $26.00 | $26.00 | 1/13/2010 10:33:14 AM |
CapricornLending | $25.00 | $25.00 | 1/13/2010 7:05:58 PM |
five-star-note | $150.00 | $40.75 | 1/13/2010 7:24:12 PM |
wild-orange | $25.00 | $25.00 | 1/14/2010 3:27:50 AM |
keeper24 | $25.00 | $25.00 | 1/14/2010 8:01:09 AM |
Rancid | $25.00 | $25.00 | 1/14/2010 11:03:15 AM |
realtormoises | $25.00 | $25.00 | 1/14/2010 1:27:45 PM |
CaliforniaSun | $25.00 | $25.00 | 1/14/2010 2:00:37 PM |
exchange-cowbell5 | $150.00 | $150.00 | 1/14/2010 3:53:37 PM |
Loaner_without_a_cause | $25.00 | $25.00 | 1/14/2010 3:59:00 PM |
thebadpelican | $25.00 | $25.00 | 1/14/2010 4:00:50 PM |
zmaurides | $25.00 | $25.00 | 1/14/2010 3:09:52 PM |
Elevate2012 | $58.15 | $58.15 | 1/14/2010 3:35:43 PM |
Unitas4302 | $50.00 | $50.00 | 1/13/2010 4:16:33 PM |
lender12345 | $151.47 | $151.47 | 1/13/2010 5:29:09 PM |
Rince925 | $50.00 | $50.00 | 1/13/2010 5:43:45 PM |
Little_Tuna_College_Fund | $50.00 | $50.00 | 1/13/2010 10:59:20 PM |
JCM_MN | $25.00 | $25.00 | 1/14/2010 4:41:57 AM |
Rancid | $35.00 | $35.00 | 1/14/2010 11:04:34 AM |
Astyanax | $25.00 | $25.00 | 1/14/2010 10:25:15 AM |
resolute-liberty | $70.00 | $70.00 | 1/14/2010 1:55:08 PM |
Mr_Egret | $50.00 | $50.00 | 1/14/2010 2:14:37 PM |
FinanceEngine | $30.00 | $30.00 | 1/14/2010 2:23:43 PM |
nhambley | $25.00 | $25.00 | 1/14/2010 3:17:24 PM |
dorypro | $25.00 | $25.00 | 1/14/2010 3:45:02 PM |
jybank | $25.00 | $25.00 | 1/14/2010 3:52:00 PM |
toxicbutterfly | $25.00 | $25.00 | 1/14/2010 4:00:12 PM |
JJ-Loans | $38.63 | $38.63 | 1/14/2010 3:23:03 PM |
RecoveryLender | $25.00 | $25.00 | 1/14/2010 3:54:59 PM |
best-generosity-financier | $25.00 | $25.00 | 1/14/2010 4:00:32 PM |
33 bids
|
Borrower Payment Dependent Notes Series
441296
This series of Notes was issued and sold upon the funding of the borrower loan #40412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-06-2010 |
|
Auction end date:
| Jan-08-2010 |
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 22.08% / 24.35% |
Starting monthly payment:
| $191.16 |
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 21.05% / 23.30% |
Final monthly payment:
| $188.50 |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $501 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| elm266 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan:
This loan will be used to? For some needed repairs to my truck
My financial situation:
I am a good candidate for this loan because?i have a steady job
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 100
??Car expenses: $ 500 truck payment
??Utilities: $?
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
bowerz | $25.00 | $25.00 | 1/6/2010 3:36:43 PM |
JDFuego | $25.00 | $25.00 | 1/6/2010 3:37:20 PM |
booyah | $50.00 | $50.00 | 1/6/2010 3:37:24 PM |
abfs | $25.00 | $25.00 | 1/6/2010 3:37:30 PM |
copperfield | $25.00 | $25.00 | 1/6/2010 3:39:07 PM |
lounges | $50.00 | $50.00 | 1/6/2010 3:39:24 PM |
NATIVEBORN | $25.00 | $25.00 | 1/6/2010 3:39:45 PM |
the-bright-velocity | $25.00 | $25.00 | 1/6/2010 3:40:24 PM |
MO_Investor | $25.00 | $25.00 | 1/6/2010 3:40:45 PM |
robweiss | $25.00 | $25.00 | 1/6/2010 3:40:56 PM |
sidney102 | $50.00 | $50.00 | 1/6/2010 3:41:25 PM |
worthy-reward1 | $50.00 | $50.00 | 1/6/2010 3:41:39 PM |
spreadgoodwill | $25.00 | $25.00 | 1/6/2010 3:41:46 PM |
payout-equalizer8 | $25.00 | $25.00 | 1/6/2010 3:42:01 PM |
stanbalwight4 | $25.00 | $25.00 | 1/6/2010 3:42:13 PM |
Purposeful | $100.00 | $100.00 | 1/6/2010 3:42:33 PM |
granitepk | $25.00 | $25.00 | 1/6/2010 3:42:34 PM |
emelia | $25.00 | $25.00 | 1/6/2010 3:42:38 PM |
friendly-market5 | $25.00 | $25.00 | 1/6/2010 3:42:48 PM |
ambmba | $25.00 | $25.00 | 1/6/2010 3:42:51 PM |
lendme2 | $43.61 | $43.61 | 1/6/2010 3:42:57 PM |
Supernick | $50.00 | $50.00 | 1/6/2010 3:43:04 PM |
AF-Chief | $27.00 | $27.00 | 1/6/2010 3:43:07 PM |
diplomatic-point4 | $100.00 | $100.00 | 1/6/2010 3:43:21 PM |
cingular | $25.00 | $25.00 | 1/6/2010 3:43:26 PM |
skuba | $25.00 | $25.00 | 1/6/2010 3:43:49 PM |
gracej | $25.00 | $25.00 | 1/6/2010 3:43:57 PM |
heng2x | $25.00 | $25.00 | 1/6/2010 3:44:03 PM |
transaction-aggregator7 | $25.00 | $25.00 | 1/6/2010 3:37:14 PM |
seattleslug | $25.00 | $25.00 | 1/6/2010 3:37:46 PM |
WolRab | $100.00 | $100.00 | 1/6/2010 3:37:52 PM |
shoedds | $25.00 | $25.00 | 1/6/2010 3:38:05 PM |
repayment-launcher | $25.00 | $25.00 | 1/6/2010 3:40:02 PM |
persistent-income2 | $25.00 | $25.00 | 1/6/2010 3:40:05 PM |
Aimvest | $25.00 | $25.00 | 1/6/2010 3:37:34 PM |
cash-spinner | $25.00 | $25.00 | 1/6/2010 3:37:36 PM |
JohnW12 | $25.00 | $25.00 | 1/6/2010 3:40:36 PM |
katnmouse | $25.00 | $25.00 | 1/6/2010 3:40:42 PM |
jetfan11 | $30.00 | $30.00 | 1/6/2010 3:38:22 PM |
moramis | $25.00 | $25.00 | 1/6/2010 3:41:16 PM |
bitbucket | $50.00 | $50.00 | 1/6/2010 3:41:23 PM |
fortytwo | $150.00 | $150.00 | 1/6/2010 3:41:28 PM |
UT-Longhorn | $25.00 | $25.00 | 1/6/2010 3:41:39 PM |
special-responsibility | $25.00 | $25.00 | 1/6/2010 3:41:50 PM |
jldallover | $25.00 | $25.00 | 1/6/2010 3:39:01 PM |
biobulator | $25.00 | $25.00 | 1/6/2010 3:41:56 PM |
DadWarbucks | $25.00 | $25.00 | 1/6/2010 3:39:05 PM |
yakiyak | $25.00 | $25.00 | 1/6/2010 3:42:14 PM |
Sefotonga | $25.00 | $25.00 | 1/6/2010 3:39:21 PM |
DrZoidberg | $25.00 | $25.00 | 1/6/2010 3:42:18 PM |
sincere-rate8 | $25.00 | $25.00 | 1/6/2010 3:39:38 PM |
booksleuth | $50.00 | $50.00 | 1/6/2010 3:39:46 PM |
SVPInvestments | $25.00 | $25.00 | 1/6/2010 3:40:04 PM |
oreyedoc | $25.00 | $25.00 | 1/6/2010 3:42:48 PM |
nomad54 | $25.00 | $25.00 | 1/6/2010 3:40:41 PM |
outtahoth2o | $50.00 | $50.00 | 1/6/2010 3:43:24 PM |
kaykarun | $25.00 | $25.00 | 1/6/2010 3:43:28 PM |
Interloper | $30.00 | $30.00 | 1/6/2010 3:43:35 PM |
restless-currency | $25.00 | $25.00 | 1/6/2010 3:41:30 PM |
helpinghand75 | $25.00 | $25.00 | 1/6/2010 3:44:02 PM |
AKJagMan | $25.00 | $25.00 | 1/6/2010 3:41:37 PM |
CAGE-Investments | $100.00 | $100.00 | 1/6/2010 3:41:52 PM |
dignified-finance | $25.00 | $25.00 | 1/6/2010 3:41:57 PM |
AngleofGod | $25.00 | $25.00 | 1/6/2010 3:42:08 PM |
receptive-leverage | $50.00 | $50.00 | 1/6/2010 3:42:15 PM |
gallant-camaraderi | $25.00 | $25.00 | 1/6/2010 3:42:36 PM |
Boom00 | $25.00 | $25.00 | 1/6/2010 3:42:42 PM |
loanfairy | $25.00 | $25.00 | 1/6/2010 3:43:06 PM |
Lilred7879 | $50.00 | $50.00 | 1/6/2010 3:43:33 PM |
gulch | $25.00 | $25.00 | 1/6/2010 3:43:46 PM |
Artist_Blue | $25.00 | $25.00 | 1/6/2010 3:43:54 PM |
cptproton | $25.00 | $25.00 | 1/6/2010 3:44:00 PM |
respectful-note | $25.00 | $25.00 | 1/6/2010 3:44:06 PM |
Bob450 | $25.00 | $25.00 | 1/6/2010 8:33:02 PM |
dmk2006 | $25.00 | $25.00 | 1/7/2010 9:30:19 AM |
Bank_Of_XL | $50.00 | $50.00 | 1/7/2010 1:42:48 PM |
exchange-cowbell5 | $150.00 | $150.00 | 1/7/2010 6:55:57 PM |
unger | $50.00 | $50.00 | 1/8/2010 3:12:48 AM |
JustMee | $25.00 | $25.00 | 1/8/2010 6:52:57 AM |
Orringo | $50.00 | $50.00 | 1/6/2010 3:36:52 PM |
busybee007 | $25.00 | $25.00 | 1/6/2010 3:36:56 PM |
coolspeed | $25.00 | $25.00 | 1/6/2010 3:37:27 PM |
rellotsf | $30.99 | $30.99 | 1/6/2010 3:37:59 PM |
ekn_enterprises | $25.00 | $25.00 | 1/6/2010 3:38:13 PM |
Casper00 | $25.00 | $25.00 | 1/6/2010 3:39:41 PM |
cyberie21 | $25.00 | $25.00 | 1/6/2010 3:39:48 PM |
Easystreet | $25.00 | $25.00 | 1/6/2010 3:40:55 PM |
dannyboy_997 | $25.00 | $25.00 | 1/6/2010 3:40:57 PM |
a-resplendent-commitment | $25.00 | $25.00 | 1/6/2010 3:41:00 PM |
MoneyMaker249 | $25.00 | $25.00 | 1/6/2010 3:41:31 PM |
affluence-tycoon | $25.00 | $25.00 | 1/6/2010 3:41:44 PM |
Bank42 | $50.00 | $50.00 | 1/6/2010 3:41:48 PM |
SnE | $25.00 | $25.00 | 1/6/2010 3:42:00 PM |
best-deal-banker | $25.00 | $25.00 | 1/6/2010 3:42:04 PM |
time4aloan | $50.00 | $50.00 | 1/6/2010 3:42:20 PM |
mattbison | $25.00 | $25.00 | 1/6/2010 3:42:32 PM |
community-broadcaster | $25.00 | $25.00 | 1/6/2010 3:42:45 PM |
Syzygy | $25.00 | $25.00 | 1/6/2010 3:43:00 PM |
RationalWorld | $25.00 | $25.00 | 1/6/2010 3:43:31 PM |
ljay | $25.00 | $25.00 | 1/6/2010 3:43:45 PM |
TheoProf | $50.00 | $50.00 | 1/6/2010 3:43:58 PM |
daisylady11 | $25.00 | $25.00 | 1/6/2010 3:36:48 PM |
dollar-high-five | $25.00 | $25.00 | 1/6/2010 3:38:03 PM |
visionary-currency | $75.00 | $75.00 | 1/6/2010 3:39:33 PM |
accord0 | $25.00 | $25.00 | 1/6/2010 3:36:57 PM |
InvestorPartners | $25.00 | $25.00 | 1/6/2010 3:37:32 PM |
Diver26 | $25.00 | $25.00 | 1/6/2010 3:37:38 PM |
jasonsdesignwork | $25.00 | $25.00 | 1/6/2010 3:40:38 PM |
best-marketologist | $25.00 | $25.00 | 1/6/2010 3:37:51 PM |
blackstar | $25.00 | $25.00 | 1/6/2010 3:41:24 PM |
platinum-czar | $30.00 | $30.00 | 1/6/2010 3:38:46 PM |
Flyways | $25.00 | $25.00 | 1/6/2010 3:42:12 PM |
lcole32 | $25.00 | $25.00 | 1/6/2010 3:39:17 PM |
smartyP | $25.00 | $25.00 | 1/6/2010 3:42:17 PM |
SeaDevil | $50.00 | $50.00 | 1/6/2010 3:42:19 PM |
justice-dna | $25.00 | $25.00 | 1/6/2010 3:42:25 PM |
duty-sensai | $25.00 | $25.00 | 1/6/2010 3:42:26 PM |
money-maniac | $50.00 | $50.00 | 1/6/2010 3:42:30 PM |
Onesiphorus | $25.00 | $25.00 | 1/6/2010 3:39:56 PM |
unk1911 | $25.00 | $25.00 | 1/6/2010 3:42:50 PM |
desertoasis | $50.00 | $50.00 | 1/6/2010 3:40:17 PM |
calm-deal7 | $35.00 | $35.00 | 1/6/2010 3:43:03 PM |
beezling | $40.00 | $40.00 | 1/6/2010 3:43:10 PM |
currency-oak | $25.00 | $25.00 | 1/6/2010 3:43:38 PM |
Bio-physicist | $25.00 | $25.00 | 1/6/2010 3:41:22 PM |
CalBear5 | $25.00 | $25.00 | 1/6/2010 3:41:32 PM |
return-marsupial3 | $25.00 | $3.40 | 1/6/2010 3:44:06 PM |
burrito6 | $25.00 | $25.00 | 1/6/2010 3:41:37 PM |
trustu | $25.00 | $25.00 | 1/6/2010 3:41:58 PM |
fair-funds | $25.00 | $25.00 | 1/6/2010 3:42:07 PM |
brandnewradio | $25.00 | $25.00 | 1/6/2010 3:42:16 PM |
CASHGIRL | $40.00 | $40.00 | 1/6/2010 3:42:28 PM |
lifegrowth | $25.00 | $25.00 | 1/6/2010 3:42:31 PM |
rooosta | $25.00 | $25.00 | 1/6/2010 3:42:39 PM |
asset-equilibrium0 | $25.00 | $25.00 | 1/6/2010 3:42:44 PM |
thevogelfamily | $40.00 | $40.00 | 1/6/2010 3:42:53 PM |
sk8ndive | $25.00 | $25.00 | 1/6/2010 3:43:01 PM |
Justbiz | $25.00 | $25.00 | 1/6/2010 3:43:09 PM |
Au-Ag-Pt | $25.00 | $25.00 | 1/6/2010 3:43:29 PM |
reward-winner | $25.00 | $25.00 | 1/6/2010 3:43:36 PM |
jdrez | $25.00 | $25.00 | 1/6/2010 3:43:39 PM |
Avala | $50.00 | $50.00 | 1/6/2010 3:43:42 PM |
orange-preeminant-bill | $100.00 | $100.00 | 1/6/2010 3:43:50 PM |
wwwUniversal | $25.00 | $25.00 | 1/6/2010 4:12:35 PM |
festivecpl | $25.00 | $25.00 | 1/6/2010 6:04:18 PM |
Tc11902 | $25.00 | $25.00 | 1/6/2010 4:17:56 PM |
scottr | $25.00 | $25.00 | 1/7/2010 9:05:49 AM |
interstellar | $50.00 | $50.00 | 1/7/2010 1:37:39 PM |
marwadi-62 | $25.00 | $25.00 | 1/7/2010 4:56:47 PM |
149 bids
|
Borrower Payment Dependent Notes Series
441550
This series of Notes was issued and sold upon the funding of the borrower loan #40425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-07-2010 |
|
Auction end date:
| Jan-14-2010 |
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $123.12 |
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $109.97 |
|
Auction yield range:
| 11.06% - 26.40% |
Estimated loss impact:
| 10.42% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.58% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,888 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 58% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 1 | | | | |
Screen name:
| bluebox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Oct-2009)
600-619
(Jun-2008)
560-579
(Mar-2008)
580-599
(Sep-2006)
|
Principal balance:
| $1,105.45 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit card.
My financial situation:
I am a good candidate for this loan because I have had two loans with Prosper.? I have never been late and have already paid off one loan and is about to pay off another.
Monthly net income: $ 2000.00
I am a great investment that is a win win situation for everyone involved.
Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your last loan was to pay off a credit card and this loan is for the same purpose. Could give a little more explanation and information? - Johnab
A:
Obviously I have more than one credit card. It is hard to borrow substantial amount at one time therefore I had to split my loans in two and work on my credit in between. The first amount I paid off one credit card and this loan will help me pay off another and improve my credit score at the same time. Also, the interest rates these days are outrageous so the means of Prosper community is helpful to us all.
Thank you.
(Jan-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
fortytwo | $200.00 | $189.26 | 1/7/2010 4:29:12 PM |
Aberdeen | $300.00 | $300.00 | 1/7/2010 4:44:14 PM |
beans53 | $25.00 | $25.00 | 1/12/2010 11:11:37 AM |
dorypro | $25.00 | $25.00 | 1/13/2010 3:37:53 PM |
clemclan | $25.00 | $25.00 | 1/13/2010 5:15:50 PM |
BankofBeth | $25.00 | $25.00 | 1/13/2010 7:32:32 PM |
havok555 | $27.00 | $27.00 | 1/13/2010 8:37:09 PM |
wild-orange | $25.00 | $25.00 | 1/14/2010 3:32:02 AM |
dcm6276 | $25.00 | $25.00 | 1/14/2010 6:22:39 AM |
djkaiser | $25.00 | $25.00 | 1/14/2010 10:52:02 AM |
dudebrah | $26.00 | $26.00 | 1/14/2010 12:39:42 PM |
a_falk22 | $25.00 | $25.00 | 1/14/2010 1:02:38 PM |
hope-lionheart1 | $25.00 | $25.00 | 1/14/2010 1:12:15 PM |
mrreynol | $25.00 | $25.00 | 1/14/2010 2:04:10 PM |
SkinnyFish | $25.00 | $25.00 | 1/14/2010 2:35:27 PM |
dorypro | $25.00 | $25.00 | 1/14/2010 3:51:06 PM |
best-generosity-financier | $25.00 | $25.00 | 1/14/2010 4:01:56 PM |
buphigam | $25.00 | $25.00 | 1/7/2010 4:09:56 PM |
Aberdeen | $300.00 | $300.00 | 1/7/2010 4:52:01 PM |
MoneyForNothing | $25.00 | $25.00 | 1/7/2010 8:09:11 PM |
Aberdeen | $300.00 | $300.00 | 1/10/2010 2:48:46 AM |
Aberdeen | $300.00 | $300.00 | 1/10/2010 2:48:53 AM |
bentonlending | $25.00 | $25.00 | 1/12/2010 6:20:50 AM |
Moe87 | $30.00 | $30.00 | 1/13/2010 9:10:51 AM |
five-star-note | $150.00 | $150.00 | 1/13/2010 4:07:17 PM |
Your_Bank | $25.00 | $25.00 | 1/13/2010 6:48:46 PM |
Spiro | $50.00 | $50.00 | 1/13/2010 11:08:39 PM |
phchristensen | $50.00 | $50.00 | 1/14/2010 1:49:12 AM |
ScottFinance | $25.00 | $25.00 | 1/14/2010 9:41:11 AM |
martymaniaman | $25.00 | $25.00 | 1/14/2010 7:39:42 AM |
Stalker_Sn | $31.38 | $31.38 | 1/14/2010 7:49:32 AM |
dubois31 | $26.84 | $26.84 | 1/14/2010 10:26:33 AM |
ghinga | $25.00 | $25.00 | 1/14/2010 2:31:27 PM |
CA_Lender | $25.00 | $25.00 | 1/14/2010 1:33:58 PM |
jybank | $25.00 | $25.00 | 1/14/2010 1:47:51 PM |
kenL | $200.00 | $200.00 | 1/14/2010 2:33:18 PM |
asset-control2 | $50.00 | $50.00 | 1/14/2010 3:53:22 PM |
Loaner_without_a_cause | $50.00 | $50.00 | 1/14/2010 4:00:56 PM |
nanaof7 | $25.00 | $25.00 | 1/14/2010 3:08:43 PM |
Leshan | $94.52 | $94.52 | 1/14/2010 3:09:45 PM |
exchange-cowbell5 | $175.00 | $175.00 | 1/14/2010 3:52:26 PM |
asset-control2 | $50.00 | $50.00 | 1/14/2010 3:53:33 PM |
nickel-master | $25.00 | $25.00 | 1/14/2010 4:02:46 PM |
43 bids
|
Borrower Payment Dependent Notes Series
441556
This series of Notes was issued and sold upon the funding of the borrower loan #40418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-07-2010 |
|
Auction end date:
| Jan-08-2010 |
|
Starting lender yield:
| 8.29% |
Starting borrower rate/APR:
| 9.29% / 9.63% |
Starting monthly payment:
| $319.35 |
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
|
Auction yield range:
| 3.06% - 8.29% |
Estimated loss impact:
| 1.50% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,847 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| kowtow |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Established Manager Seeking Loan
Purpose of loan:
I am requesting?this?loan to?consolidate two credit cards that are carrying the total amount of my revolving debt.? Prosper seemed like the best solution for this for a couple of reasons.? The first reason is because this?will give me a chance to see how the lending process works from a borrower's perspective and secondly because this will likely provide me with a better rate than I could have received conventionally. ?I was previously a lender on?Prosper a couple of years ago and just haven't looked at it much since then.??I?would like to begin lending again, but?I want to see what it's like from?a?borrowers?perspective (payment terms,?interest rates, bidding process,?transaction smoothness, etc).?
My financial situation:
I am an extremely good candidate for this?loan.? I have outstanding?credit and my debt to income ratio is very low.? I own a house, have retirement accounts totally (~$80k)?and?company stock options (~20k).? I've?haven't been late on a credit?payment in as long as I can remember (at least the last 15 years).??Seeking out this?loan?is?really just a?matter of me wanting to review the Prosper process so I can become an active Prosper lender going forwards.
I would especially?like to leverage Prosper lenders who understand the value of peer-to-peer lending and the ability to assist others while benefiting at the same time.? There is no need to be paying interest to large financial firms, so that they can receive tons of?interest income.? It makes much more sense to empower individuals, so that they can benefit from the lending process!
Total Monthly?Take?Home?Income:
$5400 (my income)
$3300 (spousal income-not reported in loan request)
$8700 (Total take home income)
Total Monthly Bills:
$2600 (incl.: mortgage, loans, utilities, insurance, household expenses and discretionary spending)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
compatible-moola5 | $25.00 | $25.00 | 1/7/2010 4:08:51 PM |
openness-prospector | $25.00 | $25.00 | 1/7/2010 4:10:47 PM |
kenji4861 | $25.00 | $25.00 | 1/7/2010 4:12:27 PM |
first-pragmatic-note | $25.00 | $25.00 | 1/7/2010 4:09:21 PM |
neenerman | $75.00 | $75.00 | 1/7/2010 4:20:00 PM |
treasure-amplifier6 | $25.00 | $25.00 | 1/7/2010 4:20:18 PM |
aasx1108 | $25.00 | $25.00 | 1/7/2010 4:31:59 PM |
klinebarger | $25.00 | $25.00 | 1/7/2010 4:33:11 PM |
honorable-yield | $75.00 | $75.00 | 1/7/2010 4:33:58 PM |
18th_beachbum | $25.00 | $25.00 | 1/7/2010 4:34:11 PM |
elevated-platinum5 | $25.00 | $25.00 | 1/7/2010 4:34:15 PM |
gold-commander0 | $50.00 | $50.00 | 1/7/2010 4:34:54 PM |
gulch | $35.00 | $35.00 | 1/7/2010 4:36:10 PM |
Kaj | $30.00 | $30.00 | 1/7/2010 4:36:45 PM |
teller | $60.00 | $60.00 | 1/7/2010 4:37:52 PM |
alpinaut | $25.00 | $25.00 | 1/7/2010 4:38:28 PM |
Speculator | $50.00 | $50.00 | 1/7/2010 4:38:45 PM |
rjblack | $50.00 | $50.00 | 1/7/2010 4:32:13 PM |
jameskdean | $25.00 | $25.00 | 1/7/2010 4:39:12 PM |
credit-superstar3 | $25.00 | $25.00 | 1/7/2010 4:39:25 PM |
repayment-launcher | $25.00 | $25.00 | 1/7/2010 4:40:20 PM |
burgeoning-silver | $25.00 | $25.00 | 1/7/2010 4:40:23 PM |
unk1911 | $25.00 | $25.00 | 1/7/2010 4:33:12 PM |
loan-warrior | $25.00 | $25.00 | 1/7/2010 4:40:26 PM |
meenan | $40.00 | $40.00 | 1/7/2010 4:33:32 PM |
time4aloan | $25.00 | $25.00 | 1/7/2010 4:33:00 PM |
AmericanCredit | $25.00 | $25.00 | 1/7/2010 4:33:53 PM |
thedoctor | $90.00 | $90.00 | 1/7/2010 4:33:30 PM |
green-benefit-enclave | $25.00 | $25.00 | 1/7/2010 4:42:15 PM |
microlendblvr | $100.00 | $100.00 | 1/7/2010 4:33:37 PM |
orange-courageous-dedication | $40.00 | $40.00 | 1/7/2010 4:34:45 PM |
Fearless_Lender | $25.00 | $25.00 | 1/7/2010 4:42:24 PM |
larrybird | $100.00 | $100.00 | 1/7/2010 4:33:46 PM |
djh47a | $35.00 | $35.00 | 1/7/2010 4:42:53 PM |
archeanchaos | $25.00 | $25.00 | 1/7/2010 4:43:15 PM |
skillful-diversification2 | $25.00 | $25.00 | 1/7/2010 4:34:06 PM |
first-upright-payout | $50.00 | $50.00 | 1/7/2010 4:34:37 PM |
coin-daisy | $25.00 | $25.00 | 1/7/2010 4:44:23 PM |
Attract | $25.00 | $25.00 | 1/7/2010 4:36:27 PM |
Gibbyland | $100.00 | $100.00 | 1/7/2010 4:35:25 PM |
Brainworm | $25.00 | $25.00 | 1/7/2010 4:51:59 PM |
ven | $25.00 | $25.00 | 1/7/2010 4:37:36 PM |
roymckenzie | $25.00 | $25.00 | 1/7/2010 4:53:44 PM |
bchen78875 | $50.00 | $50.00 | 1/7/2010 4:35:57 PM |
forthright-social | $25.00 | $25.00 | 1/7/2010 4:36:49 PM |
shamrocker | $25.00 | $25.00 | 1/7/2010 4:36:58 PM |
buukyak | $25.00 | $25.00 | 1/7/2010 4:37:11 PM |
skvat | $25.00 | $25.00 | 1/7/2010 4:37:24 PM |
supreme-hope | $25.00 | $25.00 | 1/7/2010 4:39:15 PM |
jjb3 | $25.00 | $25.00 | 1/7/2010 4:39:22 PM |
rooosta | $25.00 | $25.00 | 1/7/2010 4:37:45 PM |
transaction-aggregator7 | $25.00 | $25.00 | 1/7/2010 4:39:28 PM |
meux99 | $25.00 | $25.00 | 1/7/2010 4:38:02 PM |
roccofox | $50.00 | $50.00 | 1/7/2010 4:39:53 PM |
Cheburashka | $30.00 | $30.00 | 1/7/2010 4:38:14 PM |
IndianChief | $25.00 | $25.00 | 1/7/2010 4:40:02 PM |
DukSerduk | $25.00 | $25.00 | 1/7/2010 4:38:26 PM |
elegant-income3 | $25.00 | $25.00 | 1/7/2010 4:38:31 PM |
Scoreman | $50.00 | $50.00 | 1/7/2010 4:39:11 PM |
BankofBen | $250.00 | $250.00 | 1/7/2010 4:40:55 PM |
Mavrck88 | $25.00 | $25.00 | 1/7/2010 4:39:17 PM |
ljay | $25.00 | $25.00 | 1/7/2010 4:41:14 PM |
SongBirdProphecy | $25.00 | $25.00 | 1/7/2010 4:39:31 PM |
alluring-truth | $25.00 | $25.00 | 1/7/2010 4:41:46 PM |
cash-sensai2 | $25.00 | $25.00 | 1/7/2010 4:39:46 PM |
cub510 | $25.00 | $25.00 | 1/7/2010 4:42:06 PM |
greenback-summoner0 | $25.00 | $25.00 | 1/7/2010 4:40:18 PM |
rulender | $50.00 | $50.00 | 1/7/2010 4:40:36 PM |
market-assembler | $50.00 | $50.00 | 1/7/2010 4:40:50 PM |
yachtmaster45 | $25.00 | $25.00 | 1/7/2010 4:43:05 PM |
Picopie | $50.00 | $50.00 | 1/7/2010 4:40:54 PM |
rjsdsu | $25.00 | $25.00 | 1/7/2010 4:43:26 PM |
kvandivo | $25.00 | $25.00 | 1/7/2010 4:41:09 PM |
FjLenders | $25.00 | $25.00 | 1/7/2010 4:43:29 PM |
guardlender | $25.00 | $25.00 | 1/7/2010 4:43:52 PM |
WHEREISTHEMOON | $25.00 | $25.00 | 1/7/2010 4:41:17 PM |
andyb9 | $25.00 | $25.00 | 1/7/2010 4:51:49 PM |
thegreatone | $33.78 | $33.78 | 1/7/2010 7:33:33 PM |
shanadip | $25.00 | $25.00 | 1/7/2010 7:52:28 PM |
skiingawfs | $25.00 | $25.00 | 1/7/2010 4:42:29 PM |
spruce2 | $50.00 | $50.00 | 1/7/2010 4:42:44 PM |
Lilhonder | $25.00 | $25.00 | 1/7/2010 4:43:09 PM |
the-bright-velocity | $25.00 | $25.00 | 1/7/2010 5:05:38 PM |
babysupra | $25.00 | $25.00 | 1/7/2010 8:06:39 PM |
dollar-spy | $25.00 | $25.00 | 1/7/2010 4:43:35 PM |
dinero-festivity2 | $50.00 | $50.00 | 1/7/2010 6:19:45 PM |
EdgeonFl | $25.00 | $25.00 | 1/7/2010 8:29:36 PM |
JGB | $25.00 | $25.00 | 1/7/2010 4:51:46 PM |
credit-coach118 | $36.03 | $36.03 | 1/7/2010 4:57:14 PM |
aloha933 | $25.00 | $25.00 | 1/7/2010 9:32:13 PM |
vkm2000 | $25.00 | $25.00 | 1/7/2010 5:03:26 PM |
diplomatic-point4 | $75.00 | $75.00 | 1/7/2010 9:37:51 PM |
the-money-gargantuan | $25.00 | $25.00 | 1/7/2010 5:06:01 PM |
alaco | $25.00 | $25.00 | 1/7/2010 9:57:00 PM |
Plotinus | $27.01 | $27.01 | 1/7/2010 7:00:24 PM |
aventurer | $25.00 | $25.00 | 1/7/2010 8:22:36 PM |
blot44 | $50.00 | $50.00 | 1/7/2010 8:40:17 PM |
peregrine | $25.00 | $25.00 | 1/7/2010 11:22:00 PM |
lending-bear | $26.22 | $26.22 | 1/8/2010 2:01:52 AM |
influential-gain | $25.00 | $25.00 | 1/8/2010 12:30:20 AM |
wonderous-power | $25.00 | $25.00 | 1/8/2010 1:44:13 AM |
mlopez2007 | $50.00 | $50.00 | 1/8/2010 4:20:45 AM |
unclejaef | $25.00 | $25.00 | 1/8/2010 7:11:00 AM |
rate-fluffy-bunny | $25.00 | $25.00 | 1/8/2010 9:38:40 AM |
Duanep01 | $25.00 | $25.00 | 1/8/2010 9:42:52 AM |
Banco de Claydo | $25.00 | $25.00 | 1/8/2010 9:38:58 AM |
ADenny | $25.00 | $25.00 | 1/8/2010 9:43:32 AM |
misterhobbs | $25.00 | $25.00 | 1/8/2010 9:39:39 AM |
bold-balanced-dime | $25.00 | $25.00 | 1/8/2010 9:40:32 AM |
darin95404 | $25.00 | $25.00 | 1/8/2010 9:40:07 AM |
KeepOnRunning | $50.00 | $50.00 | 1/8/2010 9:45:52 AM |
LongTail | $25.00 | $25.00 | 1/8/2010 9:41:12 AM |
red-trade-cologne | $25.00 | $25.00 | 1/8/2010 9:41:32 AM |
huorn | $25.00 | $25.00 | 1/8/2010 9:44:30 AM |
spname | $25.00 | $25.00 | 1/8/2010 9:45:05 AM |
dynamic-fairness | $25.00 | $25.00 | 1/8/2010 9:42:10 AM |
bnlforever | $25.00 | $25.00 | 1/8/2010 9:42:30 AM |
SCOTTOL | $25.00 | $25.00 | 1/8/2010 10:08:02 AM |
e3oM | $50.00 | $50.00 | 1/8/2010 9:43:50 AM |
blue-liberty-gourd | $25.00 | $25.00 | 1/8/2010 9:54:21 AM |
soroxy | $25.00 | $25.00 | 1/8/2010 10:05:58 AM |
Tradesmanlender | $25.00 | $25.00 | 1/8/2010 9:53:53 AM |
worthy-truth | $25.00 | $25.00 | 1/8/2010 10:05:19 AM |
Zarf | $34.43 | $34.43 | 1/8/2010 10:06:23 AM |
Grandmahoneybee | $75.00 | $75.00 | 1/8/2010 1:32:16 PM |
outofoffice | $69.15 | $69.15 | 1/8/2010 2:21:51 PM |
dn0pes | $25.00 | $25.00 | 1/8/2010 5:02:29 PM |
dontscrewmeover1 | $50.00 | $50.00 | 1/8/2010 5:56:48 PM |
eastindianprince | $25.00 | $25.00 | 1/7/2010 4:10:48 PM |
Citizenryan | $25.00 | $25.00 | 1/7/2010 4:08:35 PM |
noemi64 | $25.00 | $25.00 | 1/7/2010 4:08:49 PM |
CindysMom | $25.00 | $25.00 | 1/7/2010 4:10:17 PM |
selector568 | $400.00 | $400.00 | 1/7/2010 4:20:19 PM |
DrZoidberg | $25.00 | $25.00 | 1/7/2010 4:10:45 PM |
kulender | $25.00 | $25.00 | 1/7/2010 4:23:01 PM |
lean-velocity | $25.00 | $25.00 | 1/7/2010 4:20:13 PM |
inventive-wealth2 | $25.00 | $25.00 | 1/7/2010 4:20:31 PM |
fortytwo | $200.00 | $200.00 | 1/7/2010 4:32:21 PM |
elasermd | $100.00 | $100.00 | 1/7/2010 4:22:26 PM |
Havana21 | $200.00 | $200.00 | 1/7/2010 4:34:42 PM |
Katburg | $50.00 | $50.00 | 1/7/2010 4:36:02 PM |
the_winning_ticket | $35.00 | $35.00 | 1/7/2010 4:36:21 PM |
mikeandcat | $100.00 | $100.00 | 1/7/2010 4:36:38 PM |
wiselady | $25.00 | $25.00 | 1/7/2010 4:37:41 PM |
Cai8899 | $75.00 | $75.00 | 1/7/2010 4:38:06 PM |
red-favorable-basis | $25.00 | $25.00 | 1/7/2010 4:38:21 PM |
bowdish1 | $100.00 | $100.00 | 1/7/2010 4:38:56 PM |
intuitive-bill | $25.00 | $25.00 | 1/7/2010 4:39:23 PM |
platinum-czar | $50.00 | $50.00 | 1/7/2010 4:39:29 PM |
InvestorPartners | $25.00 | $25.00 | 1/7/2010 4:40:07 PM |
friendly-market5 | $25.00 | $25.00 | 1/7/2010 4:33:05 PM |
asdf9876 | $25.00 | $25.00 | 1/7/2010 4:40:27 PM |
desertoasis | $25.00 | $25.00 | 1/7/2010 4:40:46 PM |
majestic-dedication | $50.00 | $50.00 | 1/7/2010 4:33:47 PM |
jbaum | $100.00 | $100.00 | 1/7/2010 4:34:01 PM |
rosie777 | $25.00 | $25.00 | 1/7/2010 4:41:35 PM |
jjswanso | $25.00 | $25.00 | 1/7/2010 4:41:44 PM |
lloyd_s | $25.00 | $25.00 | 1/7/2010 4:34:23 PM |
first-fund-empenada | $25.00 | $25.00 | 1/7/2010 4:42:04 PM |
personal-lender | $25.00 | $25.00 | 1/7/2010 4:34:36 PM |
DonaldColorado | $25.00 | $25.00 | 1/7/2010 4:34:51 PM |
exciting-responsibility3 | $25.00 | $25.00 | 1/7/2010 4:35:12 PM |
faithey | $25.00 | $25.00 | 1/7/2010 4:42:59 PM |
Carpetkid | $50.00 | $50.00 | 1/7/2010 4:33:59 PM |
nickel-advocator | $25.00 | $25.00 | 1/7/2010 4:43:11 PM |
benefit-sniffer | $25.00 | $25.00 | 1/7/2010 4:43:32 PM |
dealarella | $25.00 | $25.00 | 1/7/2010 4:44:10 PM |
leodaguy | $25.00 | $25.00 | 1/7/2010 4:36:15 PM |
junctionking | $25.00 | $25.00 | 1/7/2010 4:34:58 PM |
Walkingcowboy | $25.00 | $25.00 | 1/7/2010 4:36:31 PM |
intrepid-transaction5 | $25.00 | $25.00 | 1/7/2010 4:35:01 PM |
credit-force5 | $25.00 | $25.00 | 1/7/2010 4:35:03 PM |
BankOfFrankFairness | $50.00 | $50.00 | 1/7/2010 4:36:44 PM |
WhiteGiant | $25.00 | $25.00 | 1/7/2010 4:51:42 PM |
platinum-sorcerer6 | $25.00 | $25.00 | 1/7/2010 4:37:06 PM |
toblerone | $50.00 | $50.00 | 1/7/2010 4:37:14 PM |
auction-elvis | $25.00 | $25.00 | 1/7/2010 4:35:36 PM |
wampum-optimization | $50.00 | $50.00 | 1/7/2010 4:37:20 PM |
portfolio-zone801 | $25.00 | $25.00 | 1/7/2010 4:53:09 PM |
figs4u2 | $80.00 | $80.00 | 1/7/2010 4:35:41 PM |
inspired-contract9 | $50.00 | $50.00 | 1/7/2010 4:35:59 PM |
CASHGIRL | $26.20 | $26.20 | 1/7/2010 4:54:00 PM |
schpere | $30.00 | $30.00 | 1/7/2010 4:37:59 PM |
buckyhead2000 | $25.00 | $25.00 | 1/7/2010 4:38:13 PM |
AF-Chief | $35.00 | $35.00 | 1/7/2010 4:36:52 PM |
market-builder | $25.00 | $25.00 | 1/7/2010 4:38:34 PM |
natmonkey | $25.00 | $25.00 | 1/7/2010 4:37:01 PM |
delicious-social132 | $25.00 | $25.00 | 1/7/2010 4:38:40 PM |
Phantom99 | $25.00 | $25.00 | 1/7/2010 4:38:55 PM |
Goodlender42 | $25.00 | $25.00 | 1/7/2010 4:37:30 PM |
outtahoth2o | $100.00 | $100.00 | 1/7/2010 4:37:34 PM |
oreyedoc | $25.00 | $25.00 | 1/7/2010 4:39:38 PM |
bigdogsafety1 | $25.00 | $25.00 | 1/7/2010 4:40:04 PM |
OCedHrt | $25.00 | $25.00 | 1/7/2010 4:38:36 PM |
appastk | $25.00 | $25.00 | 1/7/2010 4:40:16 PM |
gourd6 | $25.00 | $25.00 | 1/7/2010 4:40:30 PM |
Pasagam | $25.00 | $25.00 | 1/7/2010 4:39:08 PM |
trade-pumpkin | $35.00 | $35.00 | 1/7/2010 4:41:06 PM |
motivator796 | $25.00 | $25.00 | 1/7/2010 4:39:33 PM |
SNH | $50.00 | $50.00 | 1/7/2010 4:39:52 PM |
mmqc | $25.00 | $25.00 | 1/7/2010 4:41:51 PM |
antlr | $25.00 | $25.00 | 1/7/2010 4:42:10 PM |
grampy48 | $25.00 | $25.00 | 1/7/2010 4:40:15 PM |
hope-encourager | $25.00 | $25.00 | 1/7/2010 4:42:33 PM |
me2yu | $50.00 | $50.00 | 1/7/2010 4:42:56 PM |
Mint_Man | $25.00 | $25.00 | 1/7/2010 4:43:06 PM |
Tai | $25.00 | $25.00 | 1/7/2010 7:14:51 PM |
forthright-dedication | $25.00 | $25.00 | 1/7/2010 4:41:01 PM |
WealthBuildingLessons | $25.00 | $25.00 | 1/7/2010 4:43:27 PM |
superstar449 | $25.00 | $25.00 | 1/7/2010 4:41:11 PM |
dedicated-velocity3 | $25.00 | $25.00 | 1/7/2010 4:41:16 PM |
gojackgo | $25.00 | $25.00 | 1/7/2010 4:43:54 PM |
bsmtloan | $50.00 | $50.00 | 1/7/2010 4:44:00 PM |
adir1 | $25.00 | $25.00 | 1/7/2010 4:41:29 PM |
BigLinCT | $50.00 | $50.00 | 1/7/2010 7:27:59 PM |
Toby1montana | $34.98 | $34.98 | 1/7/2010 4:51:22 PM |
get30inc | $50.00 | $50.00 | 1/7/2010 4:41:52 PM |
banjot | $25.00 | $25.00 | 1/7/2010 4:41:56 PM |
blooming-market | $25.00 | $25.00 | 1/7/2010 4:42:00 PM |
USMC0311 | $25.00 | $25.00 | 1/7/2010 4:53:16 PM |
tenacious-payout | $25.00 | $25.00 | 1/7/2010 7:41:27 PM |
value-pouch | $50.00 | $50.00 | 1/7/2010 4:43:12 PM |
stable-nickel | $48.70 | $48.70 | 1/7/2010 4:43:33 PM |
BayShell | $49.36 | $49.36 | 1/7/2010 4:43:59 PM |
foxy-vigilance | $25.00 | $25.00 | 1/7/2010 8:29:37 PM |
alverado | $27.62 | $27.62 | 1/7/2010 4:53:29 PM |
mlkhamilton | $25.00 | $25.00 | 1/7/2010 7:00:22 PM |
jybank | $50.00 | $50.00 | 1/7/2010 7:02:40 PM |
five-star-note | $34.53 | $34.53 | 1/7/2010 5:04:43 PM |
greenwell | $50.00 | $50.00 | 1/7/2010 7:27:50 PM |
kegs | $100.00 | $100.00 | 1/7/2010 8:23:37 PM |
Taxman44 | $25.00 | $25.00 | 1/7/2010 9:29:56 PM |
FmrEngr2Phd | $25.00 | $25.00 | 1/7/2010 9:37:32 PM |
thestartuplender | $35.00 | $35.00 | 1/7/2010 9:37:50 PM |
Ranch88 | $25.00 | $25.00 | 1/7/2010 8:29:39 PM |
epwait56 | $25.00 | $25.00 | 1/7/2010 8:42:41 PM |
galtsgulch | $25.00 | $25.00 | 1/7/2010 9:29:58 PM |
bonus-adventure3 | $50.00 | $50.00 | 1/7/2010 9:37:48 PM |
julijask | $35.00 | $35.00 | 1/8/2010 12:24:27 AM |
DeltaComputerGuy | $25.00 | $25.00 | 1/8/2010 12:30:17 AM |
BanqueDeD | $25.00 | $25.00 | 1/8/2010 4:37:21 AM |
Klearwater_Pools | $25.00 | $25.00 | 1/8/2010 6:13:14 AM |
CaptPicard | $25.00 | $25.00 | 1/8/2010 5:09:47 AM |
magical-greenback | $41.95 | $41.95 | 1/8/2010 8:41:11 AM |
jsw7us | $50.00 | $50.00 | 1/8/2010 8:40:58 AM |
SDNLR | $25.00 | $25.00 | 1/8/2010 9:43:21 AM |
kmwvma | $25.00 | $25.00 | 1/8/2010 9:43:42 AM |
best-vivacious-funds | $25.00 | $25.00 | 1/8/2010 9:40:33 AM |
vegibenz | $25.00 | $25.00 | 1/8/2010 9:45:55 AM |
goldeneye777 | $32.99 | $32.99 | 1/8/2010 9:42:41 AM |
QEI_Investor | $25.00 | $25.00 | 1/8/2010 9:40:59 AM |
Sixmil | $25.00 | $25.00 | 1/8/2010 9:53:00 AM |
Sierralance | $25.00 | $25.00 | 1/8/2010 9:45:24 AM |
dansarkis | $25.00 | $25.00 | 1/8/2010 9:46:09 AM |
galaxy1 | $25.00 | $25.00 | 1/8/2010 10:26:45 AM |
wwwUniversal | $25.00 | $25.00 | 1/8/2010 9:53:04 AM |
flopcat | $25.00 | $25.00 | 1/8/2010 10:07:59 AM |
generosity-giraffe0 | $25.00 | $1.60 | 1/8/2010 10:34:00 AM |
sas19 | $25.00 | $25.00 | 1/8/2010 10:14:00 AM |
HeavyDriver03 | $25.00 | $25.00 | 1/8/2010 10:06:08 AM |
trochees | $25.00 | $25.00 | 1/8/2010 10:08:53 AM |
syounker | $25.00 | $25.00 | 1/8/2010 10:26:48 AM |
mason5 | $100.00 | $100.00 | 1/8/2010 11:35:25 AM |
Miscellaneous | $30.00 | $30.00 | 1/8/2010 12:36:17 PM |
EmeritusX | $25.00 | $25.00 | 1/8/2010 12:37:14 PM |
SlowGardener | $50.00 | $50.00 | 1/8/2010 1:18:02 PM |
junes08 | $25.45 | $25.45 | 1/8/2010 1:51:12 PM |
blot44 | $50.00 | $50.00 | 1/8/2010 5:34:50 PM |
268 bids
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