Sales Report:Supplement No. 116 dated Jan 13, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
439707
This series of Notes was issued and sold upon the funding of the borrower loan #40377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 11.93% |
Starting monthly payment:
| $31.52 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 11.88% |
Final monthly payment:
| $31.50 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,261 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| unbeatable-social8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
1,093.60
Monthly expenses: $
??Housing: $
407.50??Insurance: $
350.00??Car expenses: $ 400.00 plus any repairs
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| E_G | $50.00 | $50.00 | 12/28/2009 10:27:13 AM |
| bluechip | $25.00 | $25.00 | 12/28/2009 10:27:31 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:27:47 AM |
| neenerman | $75.00 | $75.00 | 12/28/2009 10:29:09 AM |
| mac415 | $25.00 | $25.00 | 12/28/2009 10:26:42 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 10:36:04 AM |
| superstar449 | $25.00 | $12.31 | 12/28/2009 10:36:09 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:34:38 PM |
| impartial-deal | $25.00 | $25.00 | 12/31/2009 10:19:20 AM |
| mco | $25.00 | $25.00 | 1/2/2010 11:03:26 PM |
| springpanda | $25.00 | $25.00 | 1/3/2010 7:09:37 PM |
| wonderous-power | $25.00 | $25.00 | 1/4/2010 1:32:15 AM |
| wild-orange | $50.00 | $50.00 | 1/4/2010 5:56:28 AM |
| HomerdohNY | $25.00 | $25.00 | 1/4/2010 4:39:32 AM |
| Klearwater_Pools | $25.00 | $25.00 | 12/28/2009 10:27:42 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 10:29:17 AM |
| elasermd | $100.00 | $100.00 | 12/28/2009 10:28:19 AM |
| kenji4861 | $25.00 | $25.00 | 12/28/2009 10:29:22 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 10:36:01 AM |
| enya4ever | $26.69 | $26.69 | 12/28/2009 4:06:28 PM |
| heerzaquestion | $25.00 | $25.00 | 12/29/2009 7:55:32 AM |
| microlendblvr | $150.00 | $150.00 | 12/30/2009 7:45:30 AM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 11:00:02 AM |
| serene-capital | $25.00 | $25.00 | 1/1/2010 3:17:04 PM |
| bossyboots01 | $25.00 | $25.00 | 1/2/2010 5:51:13 AM |
| dorypro | $26.00 | $26.00 | 1/2/2010 2:32:09 PM |
| Approved | $35.00 | $35.00 | 1/3/2010 12:32:03 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
439715
This series of Notes was issued and sold upon the funding of the borrower loan #40384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $82.32 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $82.26 |
| |
|
Auction yield range:
| 3.20% - 5.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 9
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $133 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| krink1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Improvements to my music studio
Purpose of loan:
This loan will be used to?
Purchase a Korg M3 88 key workstation for my music studio. Because I love it
My financial situation:
I am a good candidate for this loan because?
Honestly, I don't really need the loan. I could just put it on a credit card and pay it off in a month or two and that is probably what I will do with this loan. However, I really can't stand giving credit card companies a single dime of my money. I'd rather just give it to you guys or save for a couple months and buy it cash. But of course I want it now :). My other reason is two fold. I want to see how a different type of loan (other than a credit card) will affect my credit, and last, I'm about to start lending on Prosper and want to get a feel for it on all sides. Thats it really. Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aldenrains | $25.00 | $25.00 | 12/28/2009 9:09:16 AM |
| MattLic | $25.00 | $25.00 | 12/28/2009 9:09:20 AM |
| five-star-note | $35.00 | $35.00 | 12/28/2009 9:10:50 AM |
| spreadgoodwill | $25.00 | $25.00 | 12/28/2009 9:11:18 AM |
| goofy15975 | $25.00 | $25.00 | 12/28/2009 9:11:23 AM |
| tsui517 | $25.00 | $25.00 | 12/28/2009 9:11:28 AM |
| djh47a | $35.00 | $35.00 | 12/28/2009 9:11:30 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:11:38 AM |
| lendacity | $25.00 | $25.00 | 12/28/2009 9:09:14 AM |
| woodenshoes | $25.00 | $25.00 | 12/28/2009 9:10:40 AM |
| summerlander | $25.00 | $25.00 | 12/28/2009 9:11:17 AM |
| Hexnut | $50.00 | $50.00 | 12/28/2009 9:11:22 AM |
| newbietony | $40.00 | $40.00 | 12/28/2009 9:11:33 AM |
| wonderful-rupee | $25.00 | $25.00 | 12/28/2009 9:11:38 AM |
| rooosta | $25.00 | $25.00 | 12/28/2009 9:09:19 AM |
| bruin558 | $74.36 | $74.36 | 12/28/2009 9:10:19 AM |
| Pasagam | $25.00 | $25.00 | 12/28/2009 9:11:14 AM |
| MarinLoans | $50.00 | $50.00 | 12/28/2009 9:11:21 AM |
| LAM26 | $25.00 | $25.00 | 12/28/2009 9:11:31 AM |
| Frugal | $25.00 | $25.00 | 12/28/2009 9:11:36 AM |
| Mickeyblu | $25.00 | $25.00 | 12/28/2009 9:11:41 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/29/2009 10:57:48 AM |
| Asparagirl | $50.00 | $50.00 | 12/29/2009 2:02:02 PM |
| Richmp412 | $25.00 | $25.00 | 12/30/2009 2:02:34 PM |
| payontime1 | $50.00 | $50.00 | 12/30/2009 10:31:43 PM |
| HealthyWealthNow | $25.00 | $25.00 | 12/31/2009 4:25:47 PM |
| hunterMG | $36.36 | $36.36 | 1/1/2010 11:33:28 AM |
| jtoms101 | $25.00 | $25.00 | 1/1/2010 12:37:33 PM |
| orange-value-exec | $25.00 | $25.00 | 1/2/2010 4:15:20 AM |
| Blind_Pig | $27.00 | $27.00 | 1/2/2010 7:58:41 AM |
| PRGuyinVA | $50.00 | $50.00 | 1/2/2010 11:31:20 AM |
| j352000 | $25.00 | $25.00 | 1/3/2010 8:32:50 AM |
| JohnSmith10 | $50.00 | $50.00 | 1/3/2010 3:40:23 PM |
| quiggles | $25.00 | $25.00 | 1/4/2010 7:20:29 AM |
| StocksMan | $50.00 | $50.00 | 1/4/2010 9:06:50 AM |
| runbix7 | $25.00 | $25.00 | 12/28/2009 9:09:17 AM |
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 9:10:02 AM |
| Kerrysbay | $25.00 | $25.00 | 12/28/2009 9:11:08 AM |
| get30inc | $50.00 | $50.00 | 12/28/2009 9:11:18 AM |
| zoomdrm57 | $46.77 | $46.77 | 12/28/2009 9:11:25 AM |
| Astounding | $25.00 | $25.00 | 12/28/2009 9:11:29 AM |
| JeffHoll | $50.00 | $50.00 | 12/28/2009 9:11:39 AM |
| wiselady | $25.00 | $25.00 | 12/28/2009 9:09:15 AM |
| Divot | $25.00 | $25.00 | 12/28/2009 9:10:11 AM |
| Supernick | $50.00 | $50.00 | 12/28/2009 9:11:16 AM |
| iansays1 | $25.00 | $25.00 | 12/28/2009 9:11:19 AM |
| kmwvma | $25.00 | $25.00 | 12/28/2009 9:11:32 AM |
| jct_enterprises | $25.00 | $25.00 | 12/28/2009 9:11:37 AM |
| EdgeonFl | $25.00 | $22.94 | 12/28/2009 9:11:41 AM |
| ojibwa | $25.00 | $25.00 | 12/28/2009 9:09:22 AM |
| mizount | $25.00 | $25.00 | 12/28/2009 9:11:24 AM |
| dirkjan | $25.00 | $25.00 | 12/28/2009 9:11:35 AM |
| mla | $25.00 | $25.00 | 12/28/2009 9:11:40 AM |
| FundMaker | $25.98 | $25.98 | 12/28/2009 10:49:48 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/28/2009 10:55:49 PM |
| springpanda | $50.00 | $50.00 | 12/29/2009 2:22:21 PM |
| SteadyOne | $25.00 | $25.00 | 12/29/2009 6:29:31 PM |
| generous-deal6 | $39.99 | $39.99 | 12/30/2009 1:38:46 AM |
| bgauth | $25.00 | $25.00 | 12/30/2009 5:54:06 AM |
| DCsource | $25.00 | $25.00 | 12/30/2009 11:24:43 AM |
| billnsc | $25.00 | $25.00 | 12/30/2009 4:37:09 PM |
| CalCollegeFund19 | $100.00 | $100.00 | 12/31/2009 12:37:46 PM |
| Patrician | $55.64 | $55.64 | 12/31/2009 12:51:12 PM |
| nicebank | $25.38 | $25.38 | 12/31/2009 2:02:31 PM |
| malcolmreynolds | $25.00 | $25.00 | 12/31/2009 4:12:45 PM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 10:21:46 AM |
| marwadi-62 | $200.00 | $200.00 | 1/1/2010 7:10:10 PM |
| PeacefulFlorida | $48.08 | $48.08 | 1/1/2010 6:59:45 PM |
| dammage | $25.00 | $25.00 | 1/1/2010 7:44:50 PM |
| Lender0307 | $25.00 | $25.00 | 1/2/2010 10:08:45 AM |
| Bodyboard | $25.00 | $25.00 | 1/2/2010 10:22:43 PM |
| intuitive-deal5 | $100.00 | $100.00 | 1/3/2010 12:31:39 PM |
| swiftsoul | $25.00 | $25.00 | 1/3/2010 10:07:21 AM |
| Firescreek | $37.50 | $37.50 | 1/3/2010 2:43:39 PM |
| gadfly066 | $25.00 | $25.00 | 1/3/2010 6:18:57 PM |
| mobius_titan | $25.00 | $25.00 | 1/4/2010 6:09:44 AM |
| 76 bids
|
Borrower Payment Dependent Notes Series
440129
This series of Notes was issued and sold upon the funding of the borrower loan #40393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 32.80% |
Starting borrower rate/APR:
| 33.80% / 36.23% |
Starting monthly payment:
| $89.12 |
|
Final lender yield:
| 30.95% |
Final borrower rate/APR:
| 31.95% / 34.36% |
Final monthly payment:
| $87.05 |
| |
|
Auction yield range:
| 11.20% - 32.80% |
Estimated loss impact:
| 10.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.17% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| useful-platinum |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt to start a new biz!
Purpose of loan:
This loan will be used to pay off a couple small student loans and to consolidate a few other bills. Consolidating will allow me to free up cash for which i plan to start up a small vending machine business. I have spoken with a couple local business man who have agreed to let me put vending machines up. One has 15 employees while the second has 3 locations with 80 employees. Please help me to consolidate so i can have a small monthly payment so that i can start up a small vending machine business. Thanks so much! Any questions just ask!
My financial situation:
I am a good candidate for this loan because I am working two jobs 60+ hours a week. I am a hard worker and have a strong will to succeed. I live at home with my parents and I am not required to pay any living expenses. I am only required to pay my car payment and my cell phone bill and a couple small school loans. I work for UPS and an adult psychiatric center and both fields are very stable. I am currently making around $32,000 a year. I will have no problem paying the monthly payment for this loan. My goal is to pay of this loan in less than a year.I am trying to raise my credit score! I had a few problems with credit cards when in i was in college about 5 years ago which caused me to have a lower score. I am older and more responsible? and truly understand what it means to have good credit. Thanks for your help!
Monthly net income: $
2800
Monthly expenses: $
??Housing: $
0
??Insurance: $0
??Car expenses: $450
??Utilities: $
0
??Phone, cable, internet: $70
??Food, entertainment: $ 100
??Clothing, household expenses $
40
??Credit cards and other loans: $200
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impala6464 | $200.00 | $200.00 | 12/29/2009 5:32:00 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 5:39:50 PM |
| IASKGOD | $25.00 | $25.00 | 1/3/2010 11:41:54 AM |
| Marfloogan | $25.00 | $25.00 | 1/4/2010 4:41:15 PM |
| carrinel | $143.00 | $143.00 | 1/4/2010 5:07:33 PM |
| doctorgrab | $25.00 | $25.00 | 1/5/2010 6:39:18 AM |
| deepblue34 | $40.00 | $40.00 | 1/4/2010 8:18:12 PM |
| supreme-hope | $25.00 | $25.00 | 1/5/2010 9:27:47 AM |
| glazeddonuts | $25.00 | $25.00 | 1/4/2010 10:06:02 PM |
| COCHINOBOY | $100.00 | $100.00 | 1/4/2010 9:05:51 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 1/4/2010 10:14:28 PM |
| cashhelp | $25.00 | $25.00 | 1/5/2010 11:18:54 AM |
| moola-master | $50.00 | $50.00 | 1/5/2010 11:27:26 AM |
| Gaelicman | $100.00 | $100.00 | 1/5/2010 3:29:46 PM |
| jybank | $25.00 | $25.00 | 1/5/2010 10:18:58 AM |
| persistent-value3 | $91.39 | $79.45 | 1/5/2010 3:38:44 PM |
| leverage-monger | $75.00 | $75.00 | 1/5/2010 11:07:38 AM |
| investment-visionary | $38.55 | $38.55 | 1/5/2010 12:53:10 PM |
| Leshan | $25.00 | $25.00 | 1/5/2010 3:50:31 PM |
| BradP | $50.00 | $50.00 | 12/31/2009 8:58:00 AM |
| Bob450 | $25.00 | $25.00 | 12/31/2009 1:59:05 PM |
| DenimCapital | $100.00 | $100.00 | 1/1/2010 7:22:31 PM |
| Unitas4302 | $50.39 | $50.39 | 1/3/2010 11:24:42 AM |
| wise-silver-wonder | $25.00 | $25.00 | 1/4/2010 7:56:53 AM |
| FASTIZIO_P | $33.33 | $33.33 | 1/4/2010 4:41:14 PM |
| penny-surgeon | $25.00 | $25.00 | 1/4/2010 9:05:55 PM |
| reciprocate | $100.00 | $100.00 | 1/5/2010 11:57:46 AM |
| Rulea72 | $29.28 | $29.28 | 1/5/2010 1:14:11 PM |
| just-trade0 | $36.00 | $36.00 | 1/5/2010 1:46:35 PM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/5/2010 3:27:54 PM |
| dorypro | $25.00 | $25.00 | 1/5/2010 11:55:59 AM |
| tomas090 | $25.00 | $25.00 | 1/5/2010 12:49:03 PM |
| DasMula | $50.00 | $50.00 | 1/5/2010 3:48:33 PM |
| responsible-worth113 | $50.00 | $50.00 | 1/5/2010 3:28:07 PM |
| givetolive | $25.00 | $25.00 | 1/5/2010 3:52:21 PM |
| shark1234 | $50.00 | $50.00 | 1/5/2010 3:56:18 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
440147
This series of Notes was issued and sold upon the funding of the borrower loan #40390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-03-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $220.65 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $220.49 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,213 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| venture366 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental Work Payoff!
Purpose of loan:
This loan will be used to?to pay off debt due to some dental work that I needed related to breaking some teeth. And to consolidate some other medical bills from a recent hospitalization.
My financial situation: Minimal debt. Responsible with money
I am a good candidate for this loan because? Good work ethic. Employed full time in a "secure" industry.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oreyedoc | $50.00 | $50.00 | 12/29/2009 4:05:47 PM |
| kenji4861 | $25.00 | $25.00 | 12/29/2009 4:20:17 PM |
| Avala | $25.00 | $25.00 | 12/29/2009 4:22:18 PM |
| first-fund-empenada | $25.00 | $25.00 | 12/29/2009 4:22:29 PM |
| PCGeekWI | $25.00 | $25.00 | 12/29/2009 4:22:37 PM |
| jwood3030 | $25.00 | $25.00 | 12/29/2009 4:24:06 PM |
| note-tent | $50.00 | $50.00 | 12/29/2009 4:24:44 PM |
| PA2LA | $25.00 | $25.00 | 12/29/2009 4:24:55 PM |
| SNH | $50.00 | $50.00 | 12/29/2009 4:25:06 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/29/2009 4:25:51 PM |
| AngleofGod | $25.00 | $25.00 | 12/29/2009 4:22:11 PM |
| jd006006 | $40.00 | $40.00 | 12/29/2009 4:25:57 PM |
| fair-rate | $25.00 | $25.00 | 12/29/2009 4:22:33 PM |
| fcukciti | $25.00 | $25.00 | 12/29/2009 4:26:15 PM |
| unk1911 | $25.00 | $25.00 | 12/29/2009 4:23:09 PM |
| neenerman | $25.00 | $25.00 | 12/29/2009 4:23:22 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/29/2009 4:26:24 PM |
| BigCityLending | $25.00 | $25.00 | 12/29/2009 4:23:26 PM |
| all_of_that_one | $25.00 | $25.00 | 12/29/2009 4:23:29 PM |
| first-upright-payout | $50.00 | $50.00 | 12/29/2009 4:26:33 PM |
| Steveoo1 | $50.00 | $50.00 | 12/29/2009 4:26:34 PM |
| best-deal-banker | $50.00 | $50.00 | 12/29/2009 4:26:46 PM |
| gold-commander0 | $50.00 | $50.00 | 12/29/2009 4:26:50 PM |
| thedoctor | $90.00 | $90.00 | 12/29/2009 4:24:43 PM |
| fortytwo | $200.00 | $200.00 | 12/29/2009 4:24:49 PM |
| CASHGIRL | $75.00 | $75.00 | 12/29/2009 4:27:08 PM |
| meenan | $40.00 | $40.00 | 12/29/2009 4:24:52 PM |
| figs4u2 | $80.00 | $80.00 | 12/29/2009 4:27:19 PM |
| secundus | $25.00 | $25.00 | 12/29/2009 4:25:10 PM |
| adir1 | $25.00 | $25.00 | 12/29/2009 4:24:59 PM |
| leodaguy | $25.00 | $25.00 | 12/29/2009 4:27:35 PM |
| forthright-social | $25.00 | $25.00 | 12/29/2009 4:27:55 PM |
| diligent-leverage | $25.00 | $25.00 | 12/29/2009 4:25:41 PM |
| adama_48 | $25.00 | $25.00 | 12/29/2009 4:28:04 PM |
| kegs | $100.00 | $100.00 | 12/29/2009 4:25:39 PM |
| buukyak | $25.00 | $25.00 | 12/29/2009 4:28:15 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/29/2009 4:25:43 PM |
| Picopie | $50.00 | $50.00 | 12/29/2009 4:26:10 PM |
| RICHMONDREB | $25.00 | $25.00 | 12/29/2009 4:28:31 PM |
| jbaum | $100.00 | $100.00 | 12/29/2009 4:26:17 PM |
| AmericanCredit | $25.00 | $25.00 | 12/29/2009 4:25:48 PM |
| anakinsolo | $25.00 | $25.00 | 12/29/2009 4:28:35 PM |
| kaykarun | $50.00 | $50.00 | 12/29/2009 4:28:41 PM |
| Havana21 | $25.00 | $25.00 | 12/29/2009 4:26:36 PM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/29/2009 4:26:01 PM |
| Purposeful | $50.00 | $50.00 | 12/29/2009 4:29:08 PM |
| wealth-cloud | $25.00 | $25.00 | 12/29/2009 4:29:14 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/29/2009 4:26:26 PM |
| lloyd_s | $25.00 | $25.00 | 12/29/2009 4:26:28 PM |
| flwah | $25.00 | $25.00 | 12/29/2009 4:29:28 PM |
| discrete-asset | $25.00 | $25.00 | 12/29/2009 4:29:32 PM |
| bchen78875 | $50.00 | $50.00 | 12/29/2009 4:27:23 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/29/2009 4:27:28 PM |
| superchicken | $25.00 | $25.00 | 12/29/2009 4:29:48 PM |
| BankofBen | $250.00 | $250.00 | 12/29/2009 4:26:55 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/29/2009 4:26:59 PM |
| Kaj | $30.00 | $30.00 | 12/29/2009 4:27:53 PM |
| kulender | $25.00 | $25.00 | 12/29/2009 4:28:07 PM |
| natmonkey | $25.00 | $25.00 | 12/29/2009 4:28:09 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/29/2009 4:27:38 PM |
| elegant-income3 | $25.00 | $25.00 | 12/29/2009 4:30:29 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/29/2009 4:28:28 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/29/2009 4:27:51 PM |
| shamrocker | $25.00 | $25.00 | 12/29/2009 4:27:59 PM |
| szetheli | $50.00 | $50.00 | 12/29/2009 4:31:12 PM |
| Goodlender42 | $25.00 | $25.00 | 12/29/2009 4:28:45 PM |
| outtahoth2o | $100.00 | $100.00 | 12/29/2009 4:28:55 PM |
| KiwiElf | $30.00 | $30.00 | 12/29/2009 4:31:32 PM |
| wowsurfer | $25.00 | $25.00 | 12/29/2009 4:29:03 PM |
| HUNTER599673 | $25.00 | $25.00 | 12/29/2009 4:31:40 PM |
| first-class-dime | $25.00 | $25.00 | 12/29/2009 4:31:44 PM |
| wampum-optimization | $50.00 | $50.00 | 12/29/2009 4:28:36 PM |
| LAKESPRING | $50.00 | $50.00 | 12/29/2009 4:28:39 PM |
| Bank42 | $50.00 | $50.00 | 12/29/2009 4:31:54 PM |
| Plotinus | $37.53 | $26.13 | 12/29/2009 4:31:58 PM |
| cingular | $25.00 | $25.00 | 12/29/2009 4:28:48 PM |
| vkorichkov | $35.00 | $35.00 | 12/29/2009 4:28:49 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 4:32:08 PM |
| schpere | $30.00 | $30.00 | 12/29/2009 4:29:40 PM |
| CAGE-Investments | $100.00 | $100.00 | 12/29/2009 4:29:44 PM |
| wiselady | $25.00 | $25.00 | 12/29/2009 4:29:19 PM |
| teller | $60.00 | $60.00 | 12/29/2009 4:29:30 PM |
| Gunny89 | $25.00 | $25.00 | 12/29/2009 4:30:03 PM |
| head | $25.00 | $25.00 | 12/29/2009 4:29:36 PM |
| DukSerduk | $25.00 | $25.00 | 12/29/2009 4:30:12 PM |
| JJS180 | $25.00 | $25.00 | 12/29/2009 4:29:57 PM |
| market-builder | $25.00 | $25.00 | 12/29/2009 4:30:39 PM |
| forthright-dedication | $25.00 | $25.00 | 12/29/2009 4:30:49 PM |
| bds9646 | $26.00 | $26.00 | 12/29/2009 4:31:18 PM |
| syounker | $25.00 | $25.00 | 12/29/2009 4:31:23 PM |
| sisterkate | $25.00 | $25.00 | 12/29/2009 4:31:38 PM |
| Tai | $25.00 | $25.00 | 12/29/2009 4:31:43 PM |
| Sixmil | $25.00 | $25.00 | 12/29/2009 4:31:21 PM |
| mcs86d | $25.00 | $25.00 | 12/29/2009 4:31:50 PM |
| MidLifeCrisis | $50.00 | $50.00 | 12/29/2009 4:31:35 PM |
| Avid_Skier | $25.00 | $25.00 | 12/29/2009 4:31:57 PM |
| Pasagam | $25.00 | $25.00 | 1/1/2010 10:15:15 PM |
| GWV2 | $50.00 | $50.00 | 1/2/2010 6:54:27 AM |
| Rob717171 | $25.00 | $25.00 | 12/29/2009 4:20:14 PM |
| friendly-market5 | $25.00 | $25.00 | 12/29/2009 4:22:05 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 4:22:20 PM |
| ljay | $25.00 | $25.00 | 12/29/2009 4:24:37 PM |
| microlendblvr | $100.00 | $100.00 | 12/29/2009 4:25:08 PM |
| gourd6 | $25.00 | $25.00 | 12/29/2009 4:20:46 PM |
| aventurer | $25.00 | $25.00 | 12/29/2009 4:25:20 PM |
| bayareainv | $50.00 | $50.00 | 12/29/2009 4:25:32 PM |
| Tc11902 | $50.00 | $50.00 | 12/29/2009 4:25:54 PM |
| elasermd | $50.00 | $50.00 | 12/29/2009 4:26:00 PM |
| honorable-yield | $75.00 | $75.00 | 12/29/2009 4:26:05 PM |
| rosie777 | $25.00 | $25.00 | 12/29/2009 4:22:46 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/29/2009 4:26:39 PM |
| scottr | $25.00 | $25.00 | 12/29/2009 4:24:27 PM |
| DonaldColorado | $25.00 | $25.00 | 12/29/2009 4:26:44 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/29/2009 4:26:48 PM |
| superstar449 | $25.00 | $25.00 | 12/29/2009 4:24:39 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/29/2009 4:27:04 PM |
| credit-force5 | $25.00 | $25.00 | 12/29/2009 4:27:07 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/29/2009 4:27:10 PM |
| BlindProphet | $25.00 | $25.00 | 12/29/2009 4:25:03 PM |
| auction-elvis | $25.00 | $25.00 | 12/29/2009 4:27:15 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/29/2009 4:24:57 PM |
| gulch | $35.00 | $35.00 | 12/29/2009 4:27:33 PM |
| majestic-dedication | $50.00 | $50.00 | 12/29/2009 4:25:18 PM |
| Attract | $25.00 | $25.00 | 12/29/2009 4:27:40 PM |
| docktah | $50.00 | $50.00 | 12/29/2009 4:25:29 PM |
| Banker7371 | $25.00 | $25.00 | 12/29/2009 4:25:14 PM |
| larrybird | $100.00 | $100.00 | 12/29/2009 4:25:16 PM |
| AF-Chief | $35.00 | $35.00 | 12/29/2009 4:27:58 PM |
| asdf9876 | $25.00 | $25.00 | 12/29/2009 4:25:26 PM |
| Carpetkid | $50.00 | $50.00 | 12/29/2009 4:26:12 PM |
| lending_mom | $25.00 | $25.00 | 12/29/2009 4:28:33 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/29/2009 4:26:19 PM |
| personal-lender | $25.00 | $25.00 | 12/29/2009 4:26:31 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/29/2009 4:26:41 PM |
| bonus-adventure3 | $50.00 | $50.00 | 12/29/2009 4:26:03 PM |
| greenwell | $50.00 | $50.00 | 12/29/2009 4:26:08 PM |
| jfd287 | $25.00 | $25.00 | 12/29/2009 4:29:01 PM |
| Artist_Blue | $25.00 | $25.00 | 12/29/2009 4:29:12 PM |
| flopcat | $25.00 | $25.00 | 12/29/2009 4:27:27 PM |
| Katburg | $50.00 | $50.00 | 12/29/2009 4:27:30 PM |
| roccofox | $50.00 | $50.00 | 12/29/2009 4:26:53 PM |
| Cai8899 | $75.00 | $75.00 | 12/29/2009 4:29:50 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/29/2009 4:27:42 PM |
| junctionking | $25.00 | $25.00 | 12/29/2009 4:26:57 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/29/2009 4:29:55 PM |
| magical-greenback | $55.00 | $55.00 | 12/29/2009 4:27:46 PM |
| loan-warrior | $25.00 | $25.00 | 12/29/2009 4:27:01 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/29/2009 4:30:04 PM |
| SCOTTOL | $25.00 | $25.00 | 12/29/2009 4:27:12 PM |
| cash-boots | $25.00 | $25.00 | 12/29/2009 4:28:02 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/29/2009 4:28:12 PM |
| skuba | $47.87 | $47.87 | 12/29/2009 4:30:45 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/29/2009 4:28:26 PM |
| mikeandcat | $50.00 | $50.00 | 12/29/2009 4:27:48 PM |
| solstice175 | $25.00 | $25.00 | 12/29/2009 4:31:25 PM |
| toblerone | $25.00 | $25.00 | 12/29/2009 4:28:19 PM |
| Jassi | $25.00 | $25.00 | 12/29/2009 4:28:23 PM |
| money-explorer3 | $25.00 | $25.00 | 12/29/2009 4:31:45 PM |
| two_old_gals | $25.00 | $25.00 | 12/29/2009 4:31:53 PM |
| skvat | $25.00 | $25.00 | 12/29/2009 4:28:43 PM |
| meux99 | $25.00 | $25.00 | 12/29/2009 4:29:42 PM |
| ven | $25.00 | $25.00 | 12/29/2009 4:29:15 PM |
| rooosta | $25.00 | $25.00 | 12/29/2009 4:29:21 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/29/2009 4:29:34 PM |
| highcountry1 | $25.00 | $25.00 | 12/29/2009 4:30:07 PM |
| bowdish1 | $50.00 | $50.00 | 12/29/2009 4:29:38 PM |
| return-marsupial3 | $25.00 | $25.00 | 12/29/2009 4:30:18 PM |
| alpinaut | $25.00 | $25.00 | 12/29/2009 4:30:23 PM |
| Cheburashka | $30.00 | $30.00 | 12/29/2009 4:29:59 PM |
| galaxy1 | $25.00 | $25.00 | 12/29/2009 4:30:16 PM |
| thegreatone | $100.00 | $100.00 | 12/29/2009 4:30:27 PM |
| stable-nickel | $170.00 | $170.00 | 12/29/2009 4:30:30 PM |
| refined-income7 | $25.00 | $25.00 | 12/29/2009 4:30:47 PM |
| sensible-order2 | $50.00 | $50.00 | 12/29/2009 4:31:12 PM |
| supreme-hope | $25.00 | $25.00 | 12/29/2009 4:31:09 PM |
| bruin558 | $80.00 | $80.00 | 12/29/2009 4:31:42 PM |
| OCedHrt | $25.00 | $25.00 | 12/29/2009 4:31:16 PM |
| bankojerry | $25.00 | $25.00 | 12/31/2009 11:36:58 AM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 11:19:24 AM |
| wonderous-power | $25.00 | $25.00 | 1/2/2010 5:45:07 AM |
| FundMaker | $25.00 | $25.00 | 1/1/2010 9:23:48 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
440151
This series of Notes was issued and sold upon the funding of the borrower loan #40380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.74% |
Final monthly payment:
| $36.15 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,533 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 77% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dough-puppy1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping with expenses for school
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IASKGOD | $25.00 | $25.00 | 1/3/2010 11:50:00 AM |
| lyrisnox | $25.00 | $25.00 | 1/4/2010 9:15:41 PM |
| alvinsl | $25.00 | $25.00 | 1/5/2010 5:02:58 AM |
| gjm6d | $25.00 | $25.00 | 1/4/2010 9:15:39 PM |
| GreenHill | $25.00 | $25.00 | 1/5/2010 8:33:38 AM |
| Leshan | $25.00 | $25.00 | 1/5/2010 8:37:19 AM |
| wild-orange | $25.00 | $25.00 | 1/5/2010 10:05:10 AM |
| Approved | $25.00 | $25.00 | 1/5/2010 3:58:52 PM |
| MrOglesby | $25.00 | $25.00 | 1/5/2010 1:57:06 PM |
| Imaginos1892 | $25.00 | $25.00 | 12/31/2009 8:38:03 PM |
| Unitas4302 | $50.00 | $50.00 | 1/3/2010 11:16:44 AM |
| gothampark | $25.00 | $25.00 | 1/4/2010 8:03:58 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 1/4/2010 9:58:11 PM |
| patriot384 | $25.00 | $25.00 | 1/4/2010 6:33:47 PM |
| glazeddonuts | $25.00 | $25.00 | 1/4/2010 10:06:36 PM |
| dorypro | $25.00 | $25.00 | 1/5/2010 11:50:49 AM |
| exchange-cowbell5 | $300.00 | $300.00 | 1/5/2010 3:19:55 PM |
| jybank | $25.00 | $22.12 | 1/5/2010 3:46:58 PM |
| IPG1 | $25.00 | $25.00 | 1/5/2010 12:33:32 PM |
| i8agoldfish | $42.88 | $42.88 | 1/5/2010 3:58:42 PM |
| i8agoldfish | $30.00 | $30.00 | 1/5/2010 3:58:57 PM |
| Bank_Of_XL | $50.00 | $50.00 | 1/5/2010 3:20:47 PM |
| Bill88 | $30.00 | $30.00 | 1/5/2010 3:58:03 PM |
| nalaari | $50.00 | $50.00 | 1/5/2010 3:47:52 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
440237
This series of Notes was issued and sold upon the funding of the borrower loan #40370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $572 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| admirable-asset |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off all?credit cards?and to help me improve my credit.
My financial situation:
I am a good candidate for this loan because I'm very responsible?paying my bills on time.
Monthly net income: $ 1700
Monthly expenses: $
??Housing: $ 100
??Insurance: $ 192
??Car expenses: $ 283
??Utilities: $
??Phone, cable, internet: $ 160
??Food, entertainment: $?80
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 371
??Other expenses: $ 366
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Explain Credit cards and other loans: $ 371
Other expenses: $ 366 . thanks - Capit0l
A:
I currrently pay $366/mo for debt consolidation loan, and the $371 includes student loans, credit card payments, auto insurance
(Jan-02-2010)
Q:
explain your housing situation.
How much do you owe on payday loans?
if you get this loan how will it affect your monthly expenses. - Capit0l
A:
I currently owe about $2715 in payday loans which are consolidated and I will be paying $135.00 every 2 weeks. The $1000 I request will go to pay off 2 credit cards I currently have. My goal is to pay off one of them and close it so I can keep the other one for emergencies only.
(Jan-02-2010)
Q:
i would suggest that you use the $1000 to pay down the payday loan
if you decide to pay offcredit cards dont close the accounts . just cut up the cards
TIP-email lenders who bid on your previous listings and ask them to bid - Capit0l
A:
Thanks for your suggestion.
(Jan-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 12/29/2009 4:31:05 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 12/30/2009 10:55:41 AM |
| Capit0l | $25.80 | $25.80 | 1/2/2010 8:57:09 AM |
| pani5ue | $25.00 | $25.00 | 1/3/2010 6:30:15 PM |
| social-hunter5 | $46.24 | $46.24 | 1/4/2010 7:00:38 AM |
| Capit0l | $25.00 | $25.00 | 1/4/2010 9:33:04 AM |
| glazeddonuts | $25.00 | $25.00 | 1/4/2010 10:09:24 PM |
| Spiceyduck | $100.00 | $100.00 | 1/5/2010 4:44:00 AM |
| coasterman | $25.00 | $25.00 | 1/4/2010 5:44:22 PM |
| Happy-Man | $25.00 | $25.00 | 1/4/2010 7:51:45 PM |
| ksubd | $40.00 | $40.00 | 1/4/2010 11:18:12 PM |
| CharlieBarlyBear | $25.00 | $25.00 | 1/4/2010 9:32:18 PM |
| Lubava | $25.00 | $25.00 | 1/5/2010 5:43:21 AM |
| DasMula | $50.00 | $50.00 | 12/30/2009 11:13:13 AM |
| Capit0l | $25.00 | $25.00 | 12/31/2009 5:53:03 AM |
| Bob450 | $25.00 | $25.00 | 12/31/2009 2:18:41 PM |
| Unitas4302 | $50.00 | $50.00 | 1/3/2010 11:17:30 AM |
| Capit0l | $25.00 | $25.00 | 1/4/2010 9:33:26 AM |
| Capit0l | $25.00 | $2.71 | 1/4/2010 9:33:50 AM |
| admirable-credit | $25.00 | $25.00 | 1/4/2010 11:08:24 AM |
| PCity-LOA15 | $35.00 | $35.00 | 1/4/2010 8:59:43 PM |
| JustMee | $25.00 | $25.00 | 1/4/2010 9:15:15 PM |
| Peterman | $50.00 | $50.00 | 1/4/2010 4:38:32 PM |
| Kqwik | $25.25 | $25.25 | 1/4/2010 10:53:22 PM |
| DasMula | $100.00 | $100.00 | 1/5/2010 7:01:12 AM |
| 25 bids
|
Borrower Payment Dependent Notes Series
440363
This series of Notes was issued and sold upon the funding of the borrower loan #40399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-06-2010 |
|
|
Starting lender yield:
| 13.98% |
Starting borrower rate/APR:
| 14.98% / 17.15% |
Starting monthly payment:
| $173.28 |
|
Final lender yield:
| 11.90% |
Final borrower rate/APR:
| 12.90% / 15.04% |
Final monthly payment:
| $168.23 |
| |
|
Auction yield range:
| 4.20% - 13.98% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.76% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 22y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $473,243 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| platinum-castanets |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Horse Trailer
Purpose of loan:
This loan will be used to? Purchase a 2003 Trails West Classic II Horse Trailer????
My financial situation:
I am a good candidate for this loan because? I allways pay my bill, long time employment, Homeowner
Monthly net income: $ 8000.00
Monthly expenses: $
??Housing: $ 1350.00
??Insurance: $ 150.00
??Car expenses: $ 750.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 750.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your revolving credit is over $400,000 yet you only list $750/month for credit card and other debt payments. Before taking on this additional loan, describe how you are reducing this debt. - JCMC
A:
$350,000.00 is a line of credit on the residence I am living in. I am putting my other home on the market in the spring. I will use the procedes from this sale to pay of this line of credit.
(Dec-31-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| here2lend | $25.00 | $25.00 | 12/30/2009 4:21:06 PM |
| CallMeBen | $25.00 | $25.00 | 12/30/2009 4:29:08 PM |
| sparkmeister | $25.00 | $25.00 | 12/30/2009 4:28:46 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/30/2009 4:28:43 PM |
| inforapenny | $25.00 | $25.00 | 12/30/2009 4:29:07 PM |
| availableloan | $25.00 | $25.00 | 12/30/2009 4:29:12 PM |
| dime-neutron | $25.00 | $25.00 | 12/31/2009 3:16:13 AM |
| OzGuy609 | $25.00 | $25.00 | 1/1/2010 7:02:34 AM |
| what_goes_around | $100.00 | $100.00 | 1/2/2010 3:05:13 AM |
| blissful-penny | $25.00 | $25.00 | 1/1/2010 9:49:27 PM |
| ixjoec | $30.00 | $30.00 | 1/3/2010 6:31:22 PM |
| xchach1ng | $25.00 | $25.00 | 1/4/2010 9:52:11 AM |
| Minotaur | $25.00 | $25.00 | 1/4/2010 5:14:03 PM |
| blue-courageous-justice | $25.00 | $25.00 | 1/5/2010 4:16:44 AM |
| luann199 | $25.00 | $25.00 | 1/5/2010 8:27:23 AM |
| wwwUniversal | $25.00 | $25.00 | 1/5/2010 10:27:02 AM |
| leverage-monger | $25.00 | $25.00 | 1/5/2010 7:59:26 AM |
| chrisb1414 | $25.00 | $25.00 | 1/5/2010 1:06:14 PM |
| qkinger | $50.00 | $50.00 | 1/5/2010 10:23:44 AM |
| Tc11902 | $50.00 | $50.00 | 1/5/2010 4:18:36 PM |
| sknop64 | $45.00 | $45.00 | 1/5/2010 6:43:32 PM |
| sunshinysmiles | $25.00 | $25.00 | 1/5/2010 5:56:39 PM |
| draggon77 | $25.00 | $25.00 | 1/6/2010 10:54:12 AM |
| Joeburly | $75.00 | $75.00 | 1/6/2010 10:59:26 AM |
| oceanside | $25.00 | $25.00 | 1/5/2010 7:08:44 PM |
| jybank | $25.00 | $25.00 | 1/6/2010 11:41:55 AM |
| wild-orange | $25.00 | $25.00 | 1/6/2010 1:30:56 AM |
| ronin4sale | $25.00 | $25.00 | 1/6/2010 6:21:00 AM |
| techreseller | $50.00 | $50.00 | 1/6/2010 1:05:14 PM |
| JerryB96 | $25.00 | $25.00 | 1/5/2010 9:51:32 PM |
| bid-metronome | $52.03 | $52.03 | 1/6/2010 1:26:29 PM |
| whitegold24k | $209.18 | $209.18 | 1/6/2010 1:37:36 PM |
| generous-deal6 | $25.00 | $25.00 | 1/6/2010 3:27:27 PM |
| organic-platinum | $25.00 | $25.00 | 1/6/2010 11:18:52 AM |
| CornerKetch | $25.00 | $25.00 | 1/6/2010 10:45:49 AM |
| tamcho | $25.00 | $25.00 | 1/6/2010 10:55:13 AM |
| iaviate1 | $50.00 | $50.00 | 1/6/2010 12:23:17 PM |
| TicTac | $50.00 | $50.00 | 1/6/2010 1:57:41 PM |
| forthright-trade | $25.00 | $25.00 | 1/6/2010 2:15:07 PM |
| yu-rik | $75.00 | $75.00 | 1/6/2010 2:39:45 PM |
| Randyg08 | $50.00 | $50.00 | 1/6/2010 3:27:16 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 1/6/2010 3:50:01 PM |
| improvman | $25.00 | $25.00 | 1/6/2010 3:55:00 PM |
| income-fortress | $200.00 | $200.00 | 12/30/2009 4:32:43 PM |
| helping-out | $25.00 | $25.00 | 12/31/2009 9:50:27 AM |
| vinayski | $25.00 | $25.00 | 12/31/2009 11:51:36 AM |
| w8291 | $25.00 | $25.00 | 12/31/2009 12:19:20 PM |
| tomjac2000 | $25.00 | $25.00 | 1/1/2010 9:53:50 AM |
| CommerciaLender | $32.00 | $32.00 | 1/3/2010 2:29:02 PM |
| soilchem | $25.00 | $25.00 | 1/3/2010 11:01:38 PM |
| Goodlender42 | $25.00 | $25.00 | 1/3/2010 8:55:17 PM |
| WilliamLeeSims | $25.00 | $25.00 | 1/4/2010 5:46:25 AM |
| rmpedi33 | $150.00 | $150.00 | 1/4/2010 7:35:50 AM |
| Ven58 | $25.00 | $25.00 | 1/4/2010 5:46:29 AM |
| Syzygy | $25.00 | $25.00 | 1/4/2010 11:53:27 AM |
| RandyL3 | $25.00 | $25.00 | 1/4/2010 3:37:51 PM |
| minista | $25.00 | $25.00 | 1/4/2010 6:09:09 PM |
| TigerForce | $25.00 | $25.00 | 1/4/2010 4:19:53 PM |
| blue-relay | $50.00 | $50.00 | 1/5/2010 3:06:49 AM |
| outofoffice | $50.00 | $50.00 | 1/5/2010 5:56:45 AM |
| matthewa | $25.00 | $25.00 | 1/5/2010 10:57:03 AM |
| twjh | $25.00 | $25.00 | 1/4/2010 9:39:26 PM |
| hellasow | $25.00 | $25.00 | 1/5/2010 1:35:39 AM |
| circustab | $50.00 | $50.00 | 1/5/2010 6:54:04 AM |
| jetblack | $47.12 | $47.12 | 1/5/2010 8:50:50 AM |
| Edgewood | $25.00 | $25.00 | 1/5/2010 1:11:28 PM |
| rce1964 | $25.00 | $25.00 | 1/5/2010 11:52:31 AM |
| CK1 | $25.00 | $25.00 | 1/5/2010 4:12:25 PM |
| glimmering-credit4 | $25.00 | $25.00 | 1/5/2010 4:15:33 PM |
| whitegold24k | $250.00 | $250.00 | 1/5/2010 12:19:41 PM |
| bomdel | $25.00 | $25.00 | 1/5/2010 4:19:02 PM |
| gilbrear | $25.00 | $25.00 | 1/5/2010 4:27:24 PM |
| ManhattanLender | $25.00 | $25.00 | 1/5/2010 4:15:34 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/5/2010 4:30:55 PM |
| flshdaskll | $25.00 | $25.00 | 1/5/2010 7:02:32 PM |
| sfgiantsfn | $25.00 | $25.00 | 1/5/2010 7:53:31 PM |
| Bidwinner08 | $32.79 | $32.79 | 1/6/2010 10:21:10 AM |
| pitashi | $25.00 | $25.00 | 1/6/2010 10:37:31 AM |
| worth-victor6 | $25.00 | $23.49 | 1/6/2010 11:37:28 AM |
| jayk63 | $25.00 | $25.00 | 1/6/2010 3:26:39 AM |
| JaceSpade | $25.00 | $25.00 | 1/5/2010 9:05:10 PM |
| credit-kahuna | $200.00 | $200.00 | 1/6/2010 12:42:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/6/2010 1:53:35 PM |
| erowis | $25.00 | $25.00 | 1/6/2010 8:20:06 AM |
| leverage-monger | $275.00 | $275.00 | 1/6/2010 8:22:43 AM |
| leverage-monger | $125.00 | $125.00 | 1/6/2010 9:50:48 AM |
| iaviate1 | $50.00 | $50.00 | 1/6/2010 8:49:22 AM |
| Jcardone33 | $25.00 | $25.00 | 1/6/2010 8:57:40 AM |
| breadbroker | $25.00 | $25.00 | 1/6/2010 10:45:57 AM |
| PotBellyPete | $35.00 | $35.00 | 1/6/2010 10:01:39 AM |
| dorypro | $41.00 | $41.00 | 1/6/2010 11:37:31 AM |
| patriot384 | $200.00 | $200.00 | 1/6/2010 11:55:06 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 1/6/2010 12:13:30 PM |
| ghinga | $25.00 | $25.00 | 1/6/2010 12:18:52 PM |
| peaceful-farmer | $25.00 | $25.00 | 1/6/2010 2:09:49 PM |
| The-CAPS-fan | $25.00 | $25.00 | 1/6/2010 2:39:24 PM |
| exchange-cowbell5 | $300.00 | $300.00 | 1/6/2010 3:13:38 PM |
| fairness-swashbuckler | $52.39 | $52.39 | 1/6/2010 3:51:59 PM |
| dblaz5 | $250.00 | $250.00 | 1/6/2010 3:52:18 PM |
| squarebob | $25.00 | $25.00 | 1/6/2010 3:51:48 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
440411
This series of Notes was issued and sold upon the funding of the borrower loan #40371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-06-2010 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 26.29% |
Starting monthly payment:
| $121.62 |
|
Final lender yield:
| 21.89% |
Final borrower rate/APR:
| 22.89% / 25.17% |
Final monthly payment:
| $119.82 |
| |
|
Auction yield range:
| 8.20% - 23.00% |
Estimated loss impact:
| 7.02% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.87% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,796 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 35% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| investment-force2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off other loans
Purpose of loan:
This loan will be used to? pay off other loans
My financial situation: I am a senior engineer working for a NASA center in CA. I have held this job for the last 7+ years. My annual income is ~ 100K.
I am a good candidate for this loan because I have never missed a payment on my other loans in the last 4 years. I am working to rebuild my credit record that had been hammered by a series of family problems in the past.
Monthly net income: $ 5800
Monthly expenses: $ 4300
??Housing: $ 1600
??Insurance: $ 100
??Car expenses: $ 350
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 800
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 700
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
According to your budget you have 1500 extra a month, based on this you should have considerable savings or only need 2 months to have the $3K you are asking for in this loan. Is your budget inaccurate? - Hawkeyebank
A:
The budget I posted is accurate. Yes, I could save up $ 3K in a couple of months. However, because of an unexpected expense I had recently, I am running low on my emergency cash reserved for my kids, which is my first priority. Therefore, it will most likely take me more than two months to save up that amount.
(Jan-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| scottr | $25.00 | $25.00 | 12/30/2009 4:31:36 PM |
| Bob450 | $25.00 | $25.00 | 12/30/2009 4:34:34 PM |
| foothillender | $25.00 | $25.00 | 12/31/2009 7:33:27 AM |
| sympathetic-greenback5 | $40.00 | $40.00 | 1/2/2010 2:13:40 PM |
| ghinga | $25.00 | $25.00 | 1/4/2010 10:28:22 AM |
| fuzed | $25.00 | $25.00 | 1/4/2010 1:27:34 PM |
| income-fortress | $53.03 | $53.03 | 1/4/2010 1:29:36 PM |
| YoungTaxMan | $50.00 | $50.00 | 1/4/2010 2:03:34 PM |
| Syzygy | $25.00 | $25.00 | 1/4/2010 11:53:56 AM |
| zento | $25.00 | $25.00 | 1/4/2010 9:24:41 PM |
| newgroom422 | $25.00 | $25.00 | 1/5/2010 3:26:02 PM |
| admirable-credit | $25.00 | $25.00 | 1/5/2010 4:19:17 PM |
| IASKGOD | $25.00 | $25.00 | 1/5/2010 4:49:36 PM |
| openness-prospector | $50.00 | $50.00 | 1/5/2010 8:03:59 PM |
| ghinga | $25.00 | $25.00 | 1/6/2010 12:04:48 PM |
| momentous-transaction8 | $60.00 | $60.00 | 1/6/2010 12:13:10 PM |
| rohnjobus | $30.00 | $30.00 | 1/6/2010 12:24:07 PM |
| circustab | $50.00 | $50.00 | 1/6/2010 7:03:45 AM |
| crdcteng | $50.00 | $50.00 | 1/6/2010 8:00:36 AM |
| Bank_Of_XL | $25.00 | $25.00 | 1/6/2010 8:30:39 AM |
| nickel-master | $50.00 | $50.00 | 1/6/2010 3:36:53 PM |
| wwwUniversal | $25.00 | $25.00 | 1/6/2010 1:01:02 PM |
| hope-lionheart1 | $25.00 | $25.00 | 1/6/2010 12:58:47 PM |
| fund-secret-agent | $25.00 | $25.00 | 1/6/2010 1:23:30 PM |
| TicTac | $50.00 | $50.00 | 1/6/2010 1:58:44 PM |
| RMI_Babylon | $25.00 | $25.00 | 1/6/2010 3:07:54 PM |
| squarebob | $25.00 | $25.00 | 1/6/2010 3:50:05 PM |
| patriot384 | $75.00 | $75.00 | 1/6/2010 3:52:40 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/6/2010 3:54:34 PM |
| what_goes_around | $500.00 | $500.00 | 1/2/2010 3:28:01 AM |
| 3am-preacher | $25.00 | $25.00 | 1/4/2010 1:32:04 PM |
| SolarMoonshine | $50.00 | $50.00 | 1/4/2010 6:18:15 PM |
| tnjohnso | $25.00 | $25.00 | 1/5/2010 6:57:05 AM |
| onecooldrink | $25.00 | $25.00 | 1/5/2010 10:55:45 PM |
| SkinnyFish | $50.00 | $50.00 | 1/6/2010 5:18:20 AM |
| Axis | $25.00 | $25.00 | 1/6/2010 8:47:23 AM |
| Trondheim_Norway | $150.00 | $150.00 | 1/5/2010 7:15:13 PM |
| boo_hoo | $50.00 | $50.00 | 1/5/2010 7:54:10 PM |
| agbullet55443 | $100.00 | $100.00 | 1/5/2010 9:41:16 PM |
| loan-fate | $193.68 | $193.68 | 1/6/2010 12:05:32 PM |
| DaiUy | $25.00 | $25.00 | 1/6/2010 5:53:35 AM |
| Joeburly | $100.00 | $100.00 | 1/6/2010 11:01:48 AM |
| just-trade0 | $36.00 | $36.00 | 1/6/2010 3:42:35 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/6/2010 1:00:44 PM |
| generous-deal6 | $45.68 | $45.68 | 1/6/2010 3:27:50 PM |
| sharp-credit | $521.38 | $521.38 | 1/6/2010 3:08:55 PM |
| goodhearted-basis4 | $25.00 | $20.23 | 1/6/2010 3:56:55 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
440449
This series of Notes was issued and sold upon the funding of the borrower loan #40396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $185.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $185.47 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 620-639 (Dec-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,018 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| pathomphone |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < mo. late:
| 0
( 0% )
| 660-679
(Mar-2008)
680-699
(Oct-2007)
|
|
Principal balance:
| $4,037.95 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Refinance Prosper Debt
I am a good candidate for this loan because I am in the military and have a secure monthly income.
I've never been delinquent on my debts.... To payoff current Prosper loan...?I would like to lower my monthly debt payments.
Thank you for your interest... and have a great day!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RetirementMoney | $50.00 | $50.00 | 12/30/2009 4:25:12 PM |
| RetirementMoney | $50.00 | $50.00 | 12/30/2009 4:24:49 PM |
| unk1911 | $25.00 | $25.00 | 12/30/2009 4:31:46 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 12/30/2009 4:32:42 PM |
| Integrity1st | $25.44 | $25.44 | 12/31/2009 11:33:29 AM |
| Integrity1st | $344.44 | $344.44 | 12/31/2009 11:34:12 AM |
| RetirementMoney | $50.00 | $50.00 | 12/31/2009 2:51:38 PM |
| Integrity1st | $50.00 | $50.00 | 1/1/2010 10:21:47 AM |
| RetirementMoney | $50.00 | $50.00 | 1/1/2010 12:04:42 PM |
| LendingPimp | $50.00 | $50.00 | 1/3/2010 11:42:46 PM |
| bankbuddy55 | $25.00 | $25.00 | 1/4/2010 7:03:15 AM |
| admirable-credit | $25.00 | $25.00 | 1/5/2010 4:19:18 PM |
| bonafide-commitment2 | $25.00 | $25.00 | 1/6/2010 1:18:27 PM |
| DasMula | $250.00 | $250.00 | 1/6/2010 1:43:46 PM |
| DasMula | $250.00 | $250.00 | 1/6/2010 8:37:52 AM |
| reflective-rupee | $500.00 | $500.00 | 1/6/2010 11:56:17 AM |
| Aberdeen | $300.00 | $300.00 | 1/6/2010 11:57:03 AM |
| reflective-rupee | $250.00 | $250.00 | 1/6/2010 2:35:47 PM |
| reflective-rupee | $115.00 | $115.00 | 1/6/2010 3:40:51 PM |
| worldly-gold | $98.00 | $98.00 | 1/6/2010 3:54:40 PM |
| RetirementMoney | $50.00 | $50.00 | 12/30/2009 5:03:40 PM |
| reflective-rupee | $50.00 | $50.00 | 12/30/2009 4:33:45 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/30/2009 7:07:53 PM |
| RetirementMoney | $50.00 | $50.00 | 12/30/2009 5:03:25 PM |
| RetirementMoney | $100.00 | $100.00 | 1/1/2010 12:05:22 PM |
| Bob450 | $50.00 | $50.00 | 1/1/2010 9:52:16 AM |
| Gbrad88 | $100.00 | $100.00 | 1/2/2010 8:13:35 AM |
| chameleon125 | $50.00 | $50.00 | 1/3/2010 3:33:40 PM |
| Integrity1st | $50.44 | $50.44 | 1/5/2010 7:26:12 PM |
| reflective-rupee | $85.00 | $85.00 | 1/6/2010 2:36:14 PM |
| bondhedger | $25.00 | $25.00 | 1/6/2010 3:33:26 PM |
| reflective-rupee | $1,000.00 | $781.68 | 1/6/2010 3:44:45 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
440557
This series of Notes was issued and sold upon the funding of the borrower loan #40382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.68% |
Starting monthly payment:
| $65.33 |
|
Final lender yield:
| 31.00% |
Final borrower rate/APR:
| 32.00% / 34.68% |
Final monthly payment:
| $65.33 |
| |
|
Auction yield range:
| 17.20% - 31.00% |
Estimated loss impact:
| 26.82% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.18% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Total credit lines:
| 20 | Length of status: | 7y 11m |
|
Amount delinquent:
| $297 |
Revolving credit balance:
| $1,073 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| Sambamm1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Professional Seeks Loan
I am a Lender / Borrower here on Prosper and?am a tax accountant in Brandon, Florida.??I have had my own business for the past 7 years. My business has grown from 1 client in 2002 to over 250 clients now. I have never advertised. All of my clients are word-of-mouth referrals.? I am applying for this loan in order to establish a presence here on Prosper.com that will allow me to access capital faster and with fewer headaches than through traditional banks.? Also, I will use the funds from this loan to buy tax software for the upcoming tax season and to buy marketing materials to mail out to current and prospective clients.
My credit score is very important to me and I have been working harder than ever during the past few years to improve it. I know that the slightest negative actions could have severe impacts on my credit score and, for that reason, I have not missed a payment on any of my bills in the past 2 1/2 to 3 years.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
infusion7 has bid a total of
$265.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
your credit profile shows you currently have 2 deliquencies for $297. Please explain. - vest_vortex
A:
Thanks for the question.
It's actually one account. It's for a CAT scan I had done several months ago because I was having stomach pains. I will have to address this on my credit report because I did eventually pay that off after it was clear I owed the balance and not my insurance company. Mistake on my part, but it IS definitely paid off. I believe I paid it in October of 2009.
I will be contacting the credit bureaus about this. Thanks
(Jan-04-2010)
Q:
Please explain the 14 past delinquencies in your credit profile. Thnks - reflective-rupee
A:
Thanks for your question.
These delinquencies pertain to the past 7 years. During the past 3 years, I have made my payments religiously, but before that I went through some serious problems because my business was not yet doing well and I tried to become a day trader (of stocks) and did not do very well. I learned my lesson, but those mistakes are still haunting me to this day.
(Jan-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| infusion7 | $100.00 | $100.00 | 12/31/2009 4:33:03 PM |
| cyndiev | $100.00 | $100.00 | 1/1/2010 7:56:20 AM |
| sunny-greenback2 | $100.00 | $100.00 | 1/1/2010 7:54:08 AM |
| cyndiev | $50.00 | $50.00 | 1/3/2010 9:33:30 AM |
| infusion7 | $65.00 | $65.00 | 1/3/2010 9:34:58 AM |
| SolarMoonshine | $25.00 | $25.00 | 1/4/2010 6:04:35 PM |
| credit-coach118 | $35.00 | $35.00 | 1/5/2010 9:21:16 AM |
| cyndiev | $215.00 | $215.00 | 1/5/2010 8:22:38 AM |
| platinum-enlightenment | $30.81 | $30.81 | 1/5/2010 5:22:38 PM |
| cyndiev | $100.00 | $100.00 | 12/31/2009 4:30:10 PM |
| sunny-greenback2 | $100.00 | $100.00 | 12/31/2009 4:31:44 PM |
| infusion7 | $100.00 | $100.00 | 1/1/2010 7:55:18 AM |
| sunny-greenback2 | $50.00 | $50.00 | 1/3/2010 9:32:19 AM |
| sunny-greenback2 | $50.00 | $50.00 | 1/4/2010 12:13:15 PM |
| cyndiev | $100.00 | $100.00 | 1/4/2010 12:14:50 PM |
| sunny-greenback2 | $50.00 | $50.00 | 1/5/2010 8:21:06 AM |
| max007 | $26.00 | $26.00 | 1/4/2010 10:17:26 PM |
| agd2006 | $25.00 | $3.19 | 1/5/2010 9:43:36 AM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/5/2010 4:45:26 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
440633
This series of Notes was issued and sold upon the funding of the borrower loan #40402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 8.50% |
Starting borrower rate/APR:
| 9.50% / 9.84% |
Starting monthly payment:
| $800.82 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $800.24 |
| |
|
Auction yield range:
| 3.20% - 8.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 840-859 (Jan-2010) |
Current / open credit lines:
| 21
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 67 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,893 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 7% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| balance-eagle |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Lower Level
Purpose of loan:
This loan will be used to?
Finish my lower lever to include framing, sheetrock, plumbing, electricity, and painting.
My financial situation:? I am a good candidate for this loan because my credit rating is excellent and my debt to income ratio is also very good.? This will add value to my house.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Nice to help out a fellow GI. Good luck. I'm in GA - hidavehi
A:
Thank you. Do you require anymore info from me?
(Jan-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ChicoBob | $50.00 | $50.00 | 1/4/2010 9:37:20 AM |
| Binan | $25.00 | $25.00 | 1/4/2010 9:39:01 AM |
| time4aloan | $25.00 | $25.00 | 1/4/2010 9:41:39 AM |
| julijask | $33.37 | $33.37 | 1/4/2010 9:37:50 AM |
| loyalist1 | $25.00 | $25.00 | 1/4/2010 9:34:28 AM |
| nuclearmoose | $25.00 | $25.00 | 1/4/2010 9:37:06 AM |
| djh47a | $35.00 | $35.00 | 1/4/2010 9:40:51 AM |
| kenji4861 | $25.00 | $25.00 | 1/4/2010 9:48:19 AM |
| Avala | $25.00 | $25.00 | 1/4/2010 9:55:37 AM |
| unk1911 | $25.00 | $25.00 | 1/4/2010 9:56:10 AM |
| scottr | $25.00 | $25.00 | 1/4/2010 9:56:27 AM |
| BlindProphet | $25.00 | $25.00 | 1/4/2010 9:57:52 AM |
| klinebarger | $25.00 | $25.00 | 1/4/2010 9:55:56 AM |
| larrybird | $100.00 | $100.00 | 1/4/2010 9:58:51 AM |
| greenwell | $50.00 | $50.00 | 1/4/2010 10:00:30 AM |
| Carpetkid | $50.00 | $50.00 | 1/4/2010 10:01:16 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/4/2010 10:01:45 AM |
| first-upright-payout | $50.00 | $50.00 | 1/4/2010 10:02:33 AM |
| microlendblvr | $100.00 | $100.00 | 1/4/2010 9:58:08 AM |
| DonaldColorado | $25.00 | $25.00 | 1/4/2010 10:03:17 AM |
| BankofBen | $250.00 | $250.00 | 1/4/2010 10:03:55 AM |
| asdf9876 | $25.00 | $25.00 | 1/4/2010 9:59:26 AM |
| kulender | $30.00 | $30.00 | 1/4/2010 10:10:25 AM |
| bayareainv | $50.00 | $50.00 | 1/4/2010 9:59:37 AM |
| loan-warrior | $25.00 | $25.00 | 1/4/2010 10:04:21 AM |
| credit-force5 | $25.00 | $25.00 | 1/4/2010 10:04:36 AM |
| AmericanCredit | $25.00 | $25.00 | 1/4/2010 10:00:10 AM |
| Castellan | $25.00 | $25.00 | 1/4/2010 10:05:16 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/4/2010 10:05:38 AM |
| skillful-diversification2 | $25.00 | $25.00 | 1/4/2010 10:01:36 AM |
| personal-lender | $25.00 | $25.00 | 1/4/2010 10:02:08 AM |
| cyonamine | $25.00 | $25.00 | 1/4/2010 10:22:58 AM |
| wormdc | $25.00 | $25.00 | 1/4/2010 10:08:46 AM |
| gold-commander0 | $50.00 | $50.00 | 1/4/2010 10:03:42 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/4/2010 10:04:27 AM |
| handy-justice | $25.00 | $25.00 | 1/4/2010 10:10:31 AM |
| dime-neutron | $25.00 | $25.00 | 1/4/2010 10:05:09 AM |
| omniviper | $25.00 | $25.00 | 1/4/2010 10:20:38 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/4/2010 10:11:49 AM |
| neenerman | $25.00 | $25.00 | 1/4/2010 10:41:53 AM |
| StrongMoney | $25.00 | $25.00 | 1/4/2010 10:28:27 AM |
| auction-elvis | $25.00 | $25.00 | 1/4/2010 10:42:43 AM |
| revmax | $25.00 | $25.00 | 1/4/2010 10:22:52 AM |
| buukyak | $25.00 | $25.00 | 1/4/2010 10:44:54 AM |
| Gibbyland | $100.00 | $100.00 | 1/4/2010 10:25:29 AM |
| bigphish | $25.00 | $25.00 | 1/4/2010 10:25:49 AM |
| dinero-festivity2 | $50.00 | $50.00 | 1/4/2010 10:45:23 AM |
| Captain88 | $25.00 | $25.00 | 1/4/2010 10:26:50 AM |
| outtahoth2o | $100.00 | $100.00 | 1/4/2010 10:46:22 AM |
| jfd287 | $25.00 | $25.00 | 1/4/2010 10:46:28 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/4/2010 10:48:26 AM |
| highcountry1 | $25.00 | $25.00 | 1/4/2010 10:48:30 AM |
| DukSerduk | $25.00 | $25.00 | 1/4/2010 10:48:40 AM |
| alpinaut | $25.00 | $25.00 | 1/4/2010 10:49:03 AM |
| rjleves | $25.00 | $25.00 | 1/4/2010 10:49:09 AM |
| bruin558 | $48.98 | $48.98 | 1/4/2010 10:50:32 AM |
| grampy48 | $25.00 | $25.00 | 1/4/2010 10:50:36 AM |
| tolstoy00 | $25.00 | $25.00 | 1/4/2010 10:35:54 AM |
| bds9646 | $26.00 | $26.00 | 1/4/2010 10:52:03 AM |
| figs4u2 | $80.00 | $80.00 | 1/4/2010 10:42:50 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/4/2010 10:53:25 AM |
| shamrocker | $25.00 | $25.00 | 1/4/2010 10:44:31 AM |
| wampum-optimization | $50.00 | $50.00 | 1/4/2010 10:45:40 AM |
| vkorichkov | $35.00 | $35.00 | 1/4/2010 10:46:18 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/4/2010 10:43:09 AM |
| gulch | $35.00 | $35.00 | 1/4/2010 10:43:23 AM |
| Artist_Blue | $25.00 | $25.00 | 1/4/2010 10:46:44 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/4/2010 10:43:49 AM |
| mikeandcat | $100.00 | $100.00 | 1/4/2010 10:43:56 AM |
| head | $25.00 | $25.00 | 1/4/2010 10:47:24 AM |
| forthright-social | $25.00 | $25.00 | 1/4/2010 10:44:22 AM |
| Cai8899 | $75.00 | $75.00 | 1/4/2010 10:48:02 AM |
| natmonkey | $25.00 | $25.00 | 1/4/2010 10:44:46 AM |
| FmrEngr2Phd | $25.00 | $25.00 | 1/4/2010 11:08:09 AM |
| Gunny89 | $25.00 | $25.00 | 1/4/2010 10:48:25 AM |
| SnE | $25.68 | $25.68 | 1/4/2010 10:44:59 AM |
| lending_mom | $25.00 | $25.00 | 1/4/2010 10:45:31 AM |
| codyrun | $25.00 | $25.00 | 1/4/2010 11:18:59 AM |
| smartie1 | $25.00 | $25.00 | 1/4/2010 11:20:29 AM |
| forthright-dedication | $25.00 | $25.00 | 1/4/2010 10:49:45 AM |
| supreme-hope | $25.00 | $25.00 | 1/4/2010 10:49:51 AM |
| BiggestG | $25.00 | $25.00 | 1/4/2010 10:50:14 AM |
| DeathScythe676 | $25.00 | $25.00 | 1/4/2010 10:50:49 AM |
| superchicken | $25.00 | $25.00 | 1/4/2010 10:47:55 AM |
| buckyhead2000 | $25.00 | $25.00 | 1/4/2010 10:48:07 AM |
| RJN | $25.00 | $25.00 | 1/4/2010 11:25:39 AM |
| JJS180 | $25.00 | $25.00 | 1/4/2010 10:48:13 AM |
| sas19 | $25.00 | $25.00 | 1/4/2010 11:25:53 AM |
| credit-investor5 | $100.00 | $100.00 | 1/4/2010 10:48:34 AM |
| bowdish1 | $100.00 | $100.00 | 1/4/2010 10:52:15 AM |
| mizount | $25.00 | $25.00 | 1/4/2010 11:26:53 AM |
| SNH | $50.00 | $50.00 | 1/4/2010 11:28:31 AM |
| thegreatone | $100.00 | $100.00 | 1/4/2010 10:49:16 AM |
| elegant-income3 | $25.00 | $25.00 | 1/4/2010 10:49:24 AM |
| BoutYeBank | $50.00 | $50.00 | 1/4/2010 10:53:01 AM |
| market-builder | $25.00 | $25.00 | 1/4/2010 10:49:34 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/4/2010 11:43:59 AM |
| delicious-social132 | $25.00 | $25.00 | 1/4/2010 10:50:58 AM |
| Dazz2061 | $25.00 | $25.00 | 1/4/2010 11:48:13 AM |
| lending-bear | $75.00 | $75.00 | 1/4/2010 10:51:06 AM |
| sh71 | $25.00 | $25.00 | 1/4/2010 11:54:29 AM |
| Syzygy | $25.00 | $25.00 | 1/4/2010 11:55:01 AM |
| slartibardfast | $25.00 | $25.00 | 1/4/2010 10:52:25 AM |
| hyla15 | $25.00 | $25.00 | 1/4/2010 12:07:47 PM |
| Emgolda | $25.00 | $25.00 | 1/4/2010 12:08:25 PM |
| Debt2Freedom | $25.00 | $25.00 | 1/4/2010 12:08:32 PM |
| kginatl | $50.02 | $50.02 | 1/4/2010 12:08:56 PM |
| Guerrilla_Man | $25.00 | $25.00 | 1/4/2010 12:24:02 PM |
| buckeye55 | $25.00 | $25.00 | 1/4/2010 12:31:27 PM |
| influential-gain | $25.00 | $25.00 | 1/4/2010 11:02:45 AM |
| xphile | $25.00 | $25.00 | 1/4/2010 12:39:55 PM |
| TK4 | $25.00 | $25.00 | 1/4/2010 12:47:18 PM |
| bonus-adventure3 | $50.00 | $50.00 | 1/4/2010 11:07:40 AM |
| think-become | $25.00 | $25.00 | 1/4/2010 12:52:58 PM |
| MasterJin | $25.00 | $25.00 | 1/4/2010 12:54:15 PM |
| seattleslug | $30.00 | $30.00 | 1/4/2010 12:54:25 PM |
| Cerias | $25.00 | $25.00 | 1/4/2010 1:07:56 PM |
| cpbreton | $25.00 | $25.00 | 1/4/2010 1:08:20 PM |
| mnmcarve | $25.00 | $25.00 | 1/4/2010 1:10:03 PM |
| ebusinessagent | $25.00 | $25.00 | 1/4/2010 11:22:00 AM |
| galtsgulch | $25.00 | $25.00 | 1/4/2010 1:15:34 PM |
| glimmering-credit4 | $25.00 | $25.00 | 1/4/2010 11:03:41 AM |
| Tradesmanlender | $25.00 | $25.00 | 1/4/2010 11:05:46 AM |
| rjblack | $50.00 | $50.00 | 1/4/2010 11:18:13 AM |
| Tai | $25.00 | $25.00 | 1/4/2010 11:26:40 AM |
| mathprof | $25.00 | $25.00 | 1/4/2010 11:26:45 AM |
| labate | $28.06 | $28.06 | 1/4/2010 11:28:57 AM |
| pawsitive | $25.00 | $25.00 | 1/4/2010 11:38:38 AM |
| YellowJacket | $25.00 | $25.00 | 1/4/2010 11:39:09 AM |
| best-deal-banker | $45.00 | $45.00 | 1/4/2010 2:05:17 PM |
| GatorBait | $40.84 | $40.84 | 1/4/2010 11:48:08 AM |
| KeepOnRunning | $25.37 | $25.37 | 1/4/2010 11:25:30 AM |
| Lise46 | $36.01 | $36.01 | 1/4/2010 2:21:24 PM |
| ganoman21 | $25.00 | $25.00 | 1/4/2010 11:25:33 AM |
| spruce2 | $25.00 | $25.00 | 1/4/2010 2:21:55 PM |
| HibbyD | $26.88 | $26.88 | 1/4/2010 11:25:37 AM |
| BklynLender | $25.00 | $25.00 | 1/4/2010 11:25:42 AM |
| Steveoo1 | $25.00 | $25.00 | 1/4/2010 2:37:34 PM |
| Kerrysbay | $25.00 | $25.00 | 1/4/2010 2:38:37 PM |
| blukestrel | $25.00 | $25.00 | 1/4/2010 11:26:43 AM |
| Dap2005 | $25.00 | $25.00 | 1/4/2010 12:01:28 PM |
| bugleusmc | $30.00 | $30.00 | 1/4/2010 12:01:36 PM |
| Taxman44 | $25.00 | $25.00 | 1/4/2010 2:40:43 PM |
| Pasagam | $25.00 | $25.00 | 1/4/2010 2:40:49 PM |
| tatsuo20001 | $25.00 | $25.00 | 1/4/2010 12:08:34 PM |
| kvandivo | $25.00 | $25.00 | 1/4/2010 2:44:07 PM |
| janus_god | $35.00 | $35.00 | 1/4/2010 12:13:38 PM |
| theemhdoctor | $25.00 | $25.00 | 1/4/2010 12:25:51 PM |
| roccofox | $50.00 | $50.00 | 1/4/2010 11:44:04 AM |
| Avid_Skier | $25.00 | $25.00 | 1/4/2010 12:30:20 PM |
| BlindSquirrel | $25.00 | $25.00 | 1/4/2010 3:36:19 PM |
| Hoov | $25.00 | $25.00 | 1/4/2010 12:38:26 PM |
| bluesky07 | $25.00 | $25.00 | 1/4/2010 3:37:48 PM |
| mizunoman | $25.00 | $25.00 | 1/4/2010 12:38:40 PM |
| mjm77_1 | $25.00 | $25.00 | 1/4/2010 12:39:13 PM |
| Dave0 | $25.00 | $25.00 | 1/4/2010 3:47:26 PM |
| Natronpee | $25.00 | $25.00 | 1/4/2010 12:41:24 PM |
| hayhelp | $25.00 | $25.00 | 1/4/2010 12:42:22 PM |
| Railbird | $25.00 | $25.00 | 1/4/2010 12:47:20 PM |
| Victor-E-Lane | $25.00 | $25.00 | 1/4/2010 12:09:00 PM |
| mjjjrj | $25.00 | $25.00 | 1/4/2010 12:54:23 PM |
| yield-blanket | $25.00 | $25.00 | 1/4/2010 12:54:33 PM |
| zyztemboy | $25.00 | $25.00 | 1/4/2010 12:55:50 PM |
| gotyourgear | $25.00 | $25.00 | 1/4/2010 12:16:34 PM |
| Bearls | $25.00 | $25.00 | 1/4/2010 12:58:58 PM |
| DadWarbucks | $25.00 | $25.00 | 1/4/2010 12:16:43 PM |
| johngaltline | $25.00 | $25.00 | 1/4/2010 12:59:34 PM |
| virtualbank | $25.00 | $25.00 | 1/4/2010 1:00:38 PM |
| dt2812 | $35.00 | $35.00 | 1/4/2010 12:22:42 PM |
| Aleut | $25.00 | $25.00 | 1/4/2010 12:23:57 PM |
| boogaboogabooga | $25.00 | $25.00 | 1/4/2010 12:24:41 PM |
| dollars4debts | $25.00 | $25.00 | 1/4/2010 12:25:44 PM |
| cash-spinner | $25.00 | $25.00 | 1/4/2010 1:08:38 PM |
| lifegrowth | $25.00 | $25.00 | 1/4/2010 12:28:29 PM |
| Thecozychick | $25.00 | $25.00 | 1/4/2010 1:08:53 PM |
| randomguy100 | $25.00 | $25.00 | 1/4/2010 12:31:29 PM |
| bsmtloan | $50.00 | $50.00 | 1/4/2010 12:31:36 PM |
| Seadrag367 | $25.00 | $25.00 | 1/4/2010 12:38:12 PM |
| reefer | $50.00 | $50.00 | 1/4/2010 12:38:48 PM |
| stolan | $25.00 | $25.00 | 1/4/2010 1:23:24 PM |
| zrohmm | $25.00 | $25.00 | 1/4/2010 12:47:12 PM |
| kayakg | $25.00 | $25.00 | 1/4/2010 12:47:16 PM |
| impartial-deal | $25.00 | $25.00 | 1/4/2010 1:23:44 PM |
| new-reward-sequoia | $25.00 | $25.00 | 1/4/2010 12:54:28 PM |
| bonus-patriot | $25.00 | $25.00 | 1/4/2010 1:29:34 PM |
| assetmanager | $25.00 | $25.00 | 1/4/2010 1:08:26 PM |
| cawdrw2002 | $25.00 | $25.00 | 1/4/2010 1:08:40 PM |
| secretidentity | $25.00 | $25.00 | 1/4/2010 1:10:00 PM |
| NATIVEBORN | $50.00 | $50.00 | 1/4/2010 1:11:24 PM |
| degster | $25.00 | $25.00 | 1/4/2010 1:14:54 PM |
| HunterSix | $25.00 | $25.00 | 1/4/2010 1:15:36 PM |
| charlieok | $25.00 | $25.00 | 1/4/2010 2:20:50 PM |
| goofy15975 | $25.00 | $25.00 | 1/4/2010 1:28:33 PM |
| divedude | $25.00 | $25.00 | 1/4/2010 1:29:12 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/4/2010 2:37:35 PM |
| cesta283 | $25.00 | $25.00 | 1/4/2010 1:29:28 PM |
| ptjg | $28.99 | $28.99 | 1/4/2010 1:29:32 PM |
| MO_Investor | $25.00 | $25.00 | 1/4/2010 1:29:38 PM |
| fcukciti | $25.00 | $25.00 | 1/4/2010 2:41:33 PM |
| saritha | $25.00 | $25.00 | 1/4/2010 2:42:30 PM |
| Supernick | $50.00 | $50.00 | 1/4/2010 2:44:00 PM |
| CorMDNY | $25.00 | $25.00 | 1/4/2010 2:44:03 PM |
| andyb9 | $25.00 | $25.00 | 1/4/2010 2:44:10 PM |
| Ven58 | $25.00 | $25.00 | 1/4/2010 3:11:52 PM |
| adir1 | $25.00 | $25.00 | 1/4/2010 2:22:16 PM |
| thestartuplender | $35.00 | $35.00 | 1/4/2010 2:40:39 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 1/4/2010 2:40:47 PM |
| CASHGIRL | $75.00 | $75.00 | 1/4/2010 2:41:39 PM |
| Strato | $25.00 | $25.00 | 1/4/2010 3:36:10 PM |
| growlydog | $25.00 | $25.00 | 1/4/2010 3:36:18 PM |
| brightest-income-hunter | $25.00 | $25.00 | 1/4/2010 3:36:56 PM |
| pipopirate | $25.00 | $25.00 | 1/4/2010 3:37:47 PM |
| hard-working-loot | $25.00 | $25.00 | 1/4/2010 3:05:07 PM |
| jonesboyz | $25.00 | $25.00 | 1/4/2010 3:47:23 PM |
| FASTIZIO_P | $33.33 | $33.33 | 1/4/2010 3:47:29 PM |
| icefish | $50.00 | $50.00 | 1/4/2010 3:47:36 PM |
| gdbanks | $25.00 | $25.00 | 1/4/2010 3:37:45 PM |
| philipandc | $25.00 | $25.00 | 1/4/2010 3:47:28 PM |
| Red4Golf | $25.00 | $25.00 | 1/4/2010 4:37:22 PM |
| jameskdean | $25.00 | $25.00 | 1/4/2010 5:35:42 PM |
| Mavrck88 | $25.00 | $25.00 | 1/4/2010 6:21:16 PM |
| vulgy | $25.00 | $25.00 | 1/4/2010 6:38:56 PM |
| dartmouth99 | $25.00 | $25.00 | 1/4/2010 6:41:55 PM |
| dansarkis | $25.00 | $25.00 | 1/4/2010 6:44:41 PM |
| cash-vault | $25.00 | $25.00 | 1/4/2010 7:57:02 PM |
| DrDavid63 | $25.00 | $25.00 | 1/4/2010 9:11:52 PM |
| NELNET | $25.13 | $25.13 | 1/4/2010 9:26:40 PM |
| mscomeaux | $25.00 | $25.00 | 1/4/2010 10:46:22 PM |
| laniac | $50.00 | $50.00 | 1/4/2010 4:36:29 PM |
| the-financier814 | $25.00 | $25.00 | 1/4/2010 4:39:08 PM |
| radcon81 | $25.00 | $25.00 | 1/4/2010 11:18:22 PM |
| GCCPartners | $25.00 | $25.00 | 1/4/2010 4:39:17 PM |
| sensational-kindness | $25.00 | $25.00 | 1/5/2010 5:20:49 AM |
| Scoreman | $50.00 | $50.00 | 1/4/2010 5:20:41 PM |
| ethicalhumanist | $25.00 | $25.00 | 1/4/2010 6:00:50 PM |
| colorado23 | $25.00 | $25.00 | 1/4/2010 6:44:44 PM |
| RusRobo | $25.00 | $25.00 | 1/5/2010 7:25:43 AM |
| credit-superstar3 | $25.00 | $25.00 | 1/5/2010 8:16:56 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 1/5/2010 8:50:45 AM |
| thryn | $25.00 | $25.00 | 1/4/2010 9:12:31 PM |
| platinum-czar | $50.00 | $50.00 | 1/5/2010 9:30:52 AM |
| gracej | $25.00 | $25.00 | 1/4/2010 9:01:54 PM |
| japper2353 | $25.00 | $25.00 | 1/4/2010 10:46:25 PM |
| busylender35 | $25.00 | $25.00 | 1/5/2010 10:47:55 AM |
| QuinMccoy | $25.00 | $25.00 | 1/5/2010 11:07:32 AM |
| martinatime | $25.00 | $25.00 | 1/5/2010 11:26:15 AM |
| all_of_that_one | $25.00 | $25.00 | 1/4/2010 10:18:46 PM |
| chilichese | $25.00 | $25.00 | 1/5/2010 6:05:21 AM |
| wonderous-power | $25.00 | $25.00 | 1/5/2010 5:10:51 AM |
| transparency-giant | $50.00 | $50.00 | 1/5/2010 12:49:10 PM |
| phoko | $25.00 | $25.00 | 1/5/2010 7:45:09 AM |
| h_corey | $25.00 | $25.00 | 1/5/2010 8:07:58 AM |
| CAGE-Investments | $39.20 | $39.20 | 1/5/2010 10:11:17 AM |
| johannesfactotum | $25.00 | $25.00 | 1/5/2010 10:23:09 AM |
| fireupthegrill | $25.00 | $25.00 | 1/5/2010 10:37:58 AM |
| Mark-O-Polo | $25.00 | $25.00 | 1/5/2010 10:38:06 AM |
| Caledoni | $25.00 | $25.00 | 1/5/2010 3:01:04 PM |
| nalaari | $50.00 | $50.00 | 1/5/2010 9:32:06 AM |
| Norcal | $50.00 | $50.00 | 1/5/2010 10:38:00 AM |
| dollar-spy | $25.00 | $25.00 | 1/5/2010 3:44:52 PM |
| Schuld66 | $25.00 | $25.00 | 1/5/2010 10:53:23 AM |
| Brainworm | $25.00 | $25.00 | 1/5/2010 11:26:36 AM |
| bankofkarl | $25.00 | $25.00 | 1/5/2010 12:17:18 PM |
| selector568 | $100.00 | $100.00 | 1/5/2010 12:26:03 PM |
| motivator796 | $25.00 | $25.00 | 1/5/2010 12:57:08 PM |
| Scoote2912 | $25.00 | $25.00 | 1/5/2010 1:02:01 PM |
| flexiboy35 | $25.00 | $25.00 | 1/5/2010 1:52:07 PM |
| Plotinus | $50.00 | $50.00 | 1/5/2010 3:02:59 PM |
| shanadip | $25.00 | $25.00 | 1/5/2010 3:44:51 PM |
| Ranch88 | $25.00 | $25.00 | 1/5/2010 3:44:50 PM |
| IndianChief | $25.00 | $25.00 | 1/5/2010 9:51:23 PM |
| UofCMaroon | $100.00 | $100.00 | 1/5/2010 5:59:43 PM |
| HamletTower | $25.00 | $25.00 | 1/6/2010 10:29:29 AM |
| FCI | $25.00 | $25.00 | 1/5/2010 6:46:41 PM |
| p2ploan-leaper | $25.00 | $25.00 | 1/5/2010 6:16:38 PM |
| bigdogsafety1 | $25.00 | $25.00 | 1/5/2010 10:05:37 PM |
| InvestorPartners | $25.00 | $25.00 | 1/5/2010 11:45:37 PM |
| reinforced-reward | $25.00 | $25.00 | 1/5/2010 8:45:39 PM |
| halfpintc | $25.00 | $25.00 | 1/6/2010 12:26:14 PM |
| market-cocktail | $50.00 | $50.00 | 1/6/2010 6:45:11 AM |
| TicTac | $50.00 | $50.00 | 1/6/2010 2:05:12 PM |
| saihu | $25.00 | $25.00 | 1/6/2010 9:31:10 AM |
| appastk | $25.00 | $25.00 | 1/6/2010 8:48:57 AM |
| frankdelraza | $25.00 | $25.00 | 1/6/2010 10:21:33 AM |
| faldska | $25.00 | $25.00 | 1/6/2010 10:20:58 AM |
| rosie777 | $25.00 | $25.00 | 1/6/2010 5:52:32 PM |
| mmqc | $25.00 | $25.00 | 1/6/2010 7:57:46 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/6/2010 10:30:46 PM |
| purohit | $25.00 | $25.00 | 1/7/2010 1:07:08 AM |
| hope-encourager | $25.00 | $25.00 | 1/7/2010 6:11:14 AM |
| spname | $25.00 | $25.00 | 1/6/2010 6:00:48 PM |
| faithey | $25.00 | $25.00 | 1/7/2010 7:31:37 AM |
| alluring-truth | $25.00 | $25.00 | 1/6/2010 7:51:11 PM |
| get30inc | $50.00 | $50.00 | 1/6/2010 8:05:45 PM |
| magical-greenback | $33.57 | $33.57 | 1/7/2010 8:36:12 AM |
| value-pouch | $50.00 | $50.00 | 1/7/2010 9:43:11 AM |
| simpleliving123 | $25.00 | $25.00 | 1/7/2010 10:11:28 AM |
| green-benefit-enclave | $25.00 | $25.00 | 1/7/2010 3:58:27 AM |
| skillful-finance | $25.00 | $25.00 | 1/7/2010 5:51:59 AM |
| canyondweller | $73.00 | $73.00 | 1/7/2010 6:48:34 AM |
| nerlands | $25.00 | $25.00 | 1/7/2010 6:50:48 AM |
| Xeo | $25.00 | $25.00 | 1/7/2010 12:05:17 PM |
| mbraslav | $29.80 | $29.80 | 1/7/2010 12:06:38 PM |
| synergy4all | $25.00 | $25.00 | 1/7/2010 12:21:34 PM |
| AgTiPinisher | $25.00 | $25.00 | 1/7/2010 12:22:14 PM |
| buffalobills | $25.00 | $25.00 | 1/7/2010 7:49:22 AM |
| herbgirl49 | $50.00 | $50.00 | 1/7/2010 8:06:01 AM |
| guybyny | $25.00 | $25.00 | 1/7/2010 12:49:15 PM |
| note-tent | $50.00 | $50.00 | 1/7/2010 9:04:23 AM |
| ultimatepaintball | $25.00 | $25.00 | 1/7/2010 10:20:00 AM |
| giannyny | $25.00 | $25.00 | 1/7/2010 11:07:06 AM |
| LordKinbote | $25.00 | $25.00 | 1/7/2010 11:20:59 AM |
| regahj99 | $25.00 | $25.00 | 1/7/2010 11:37:30 AM |
| gojackgo | $25.00 | $25.00 | 1/7/2010 11:43:57 AM |
| tenny321 | $25.00 | $25.00 | 1/7/2010 3:42:08 PM |
| TheBestDad | $25.00 | $25.00 | 1/7/2010 12:35:20 PM |
| scorpi073 | $25.00 | $25.00 | 1/7/2010 12:05:29 PM |
| bradwill | $28.64 | $28.64 | 1/7/2010 1:20:30 PM |
| dealarella | $25.00 | $25.00 | 1/7/2010 1:19:18 PM |
| yenom | $25.00 | $25.00 | 1/7/2010 2:05:58 PM |
| kayden | $25.00 | $25.00 | 1/7/2010 2:49:51 PM |
| green2brown2 | $25.00 | $25.00 | 1/7/2010 3:18:40 PM |
| keydet99 | $25.00 | $25.00 | 1/7/2010 2:50:20 PM |
| shorttail | $25.00 | $25.00 | 1/7/2010 4:49:10 PM |
| investment-builder0 | $29.89 | $29.89 | 1/7/2010 5:04:01 PM |
| runbix7 | $50.00 | $50.00 | 1/7/2010 7:13:10 PM |
| roymckenzie | $25.00 | $25.00 | 1/7/2010 4:53:47 PM |
| BlueProteus | $25.00 | $25.00 | 1/7/2010 7:09:58 PM |
| gardenofeden | $30.43 | $30.43 | 1/7/2010 7:41:10 PM |
| nolahelper | $40.00 | $40.00 | 1/7/2010 7:04:24 PM |
| alaco | $25.00 | $25.00 | 1/7/2010 9:57:03 PM |
| jrhinomo | $36.80 | $36.80 | 1/7/2010 9:31:55 PM |
| loot-supporter2 | $25.00 | $25.00 | 1/8/2010 12:21:47 AM |
| generous-deal6 | $25.00 | $25.00 | 1/8/2010 12:00:57 AM |
| mlopez2007 | $50.00 | $50.00 | 1/8/2010 4:20:50 AM |
| MilitaryLending | $50.00 | $50.00 | 1/8/2010 4:15:26 AM |
| listing-exchanger596 | $25.00 | $25.00 | 1/8/2010 6:42:36 AM |
| asset-goblin5 | $50.00 | $50.00 | 1/8/2010 6:00:51 AM |
| unclejaef | $25.00 | $25.00 | 1/8/2010 7:11:04 AM |
| droryikra | $25.00 | $25.00 | 1/8/2010 9:37:53 AM |
| jasperpants | $25.00 | $25.00 | 1/8/2010 9:39:44 AM |
| bmcg | $25.00 | $25.00 | 1/8/2010 9:41:28 AM |
| peace-cadence | $25.00 | $25.00 | 1/8/2010 9:40:01 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/8/2010 9:41:37 AM |
| mbever10 | $25.00 | $25.00 | 1/8/2010 10:12:54 AM |
| star7705 | $25.00 | $25.00 | 1/8/2010 10:45:59 AM |
| philantist | $25.00 | $25.00 | 1/8/2010 10:14:39 AM |
| five-star-note | $35.00 | $35.00 | 1/8/2010 10:54:20 AM |
| moneyman06 | $25.00 | $25.00 | 1/8/2010 11:06:17 AM |
| showmestatekid | $25.00 | $25.00 | 1/8/2010 10:46:01 AM |
| jcrew007 | $25.00 | $25.00 | 1/8/2010 11:44:32 AM |
| pi31415 | $25.00 | $25.00 | 1/8/2010 11:24:16 AM |
| otter | $25.00 | $25.00 | 1/8/2010 11:54:18 AM |
| octoberfresh | $25.00 | $25.00 | 1/8/2010 12:47:21 PM |
| QuantumLobster | $25.00 | $25.00 | 1/8/2010 1:04:51 PM |
| jcholloway831 | $25.00 | $25.00 | 1/8/2010 1:33:12 PM |
| gustavholstopus32 | $25.00 | $25.00 | 1/8/2010 2:37:23 PM |
| afotherg | $25.00 | $25.00 | 1/8/2010 4:25:18 PM |
| enriching-payout | $25.00 | $25.00 | 1/8/2010 4:25:29 PM |
| skubwa | $25.00 | $25.00 | 1/8/2010 4:24:21 PM |
| corleone110 | $25.00 | $25.00 | 1/8/2010 5:39:26 PM |
| Tc11902 | $25.00 | $25.00 | 1/8/2010 6:25:18 PM |
| Zipperdu | $50.00 | $50.00 | 1/9/2010 9:06:32 AM |
| geekguy | $25.00 | $25.00 | 1/9/2010 9:25:13 AM |
| zone6 | $100.00 | $100.00 | 1/9/2010 8:29:30 AM |
| VMoney1 | $25.00 | $25.00 | 1/9/2010 9:08:45 AM |
| Lender0010 | $50.00 | $50.00 | 1/9/2010 11:00:29 AM |
| Swabjockey | $25.00 | $25.00 | 1/9/2010 9:22:08 AM |
| CommerciaLender | $29.00 | $29.00 | 1/9/2010 2:25:20 PM |
| tisiphone | $25.00 | $25.00 | 1/9/2010 2:33:23 PM |
| interest-agave | $40.00 | $40.00 | 1/9/2010 2:30:11 PM |
| wwwUniversal | $25.00 | $25.00 | 1/9/2010 2:35:23 PM |
| bankofmay | $25.00 | $25.00 | 1/9/2010 6:03:28 PM |
| grallu | $50.00 | $50.00 | 1/10/2010 10:50:55 AM |
| powerful-finance7 | $25.00 | $25.00 | 1/10/2010 4:15:07 AM |
| vegibenz | $25.00 | $25.00 | 1/10/2010 11:51:26 AM |
| ryreesado | $25.00 | $25.00 | 1/10/2010 12:08:05 PM |
| sb0453 | $25.00 | $25.00 | 1/10/2010 12:26:23 PM |
| fotep-financial | $25.00 | $25.00 | 1/10/2010 1:12:58 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/10/2010 1:33:09 PM |
| vigilance-accruer | $25.00 | $25.00 | 1/10/2010 4:30:23 PM |
| millioncan | $25.00 | $25.00 | 1/10/2010 5:09:59 PM |
| trumpeter5 | $100.00 | $100.00 | 1/10/2010 3:38:51 PM |
| mason5 | $40.00 | $19.62 | 1/10/2010 8:54:27 PM |
| ptjg | $71.00 | $71.00 | 1/11/2010 5:33:19 AM |
| rjsdsu | $25.00 | $25.00 | 1/11/2010 8:07:48 AM |
| Loan2save | $40.94 | $40.94 | 1/11/2010 8:24:00 AM |
| elasermd | $50.00 | $50.00 | 1/4/2010 9:33:43 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/4/2010 9:41:26 AM |
| nickel-advocator | $25.00 | $25.00 | 1/4/2010 9:41:10 AM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 9:47:58 AM |
| thedoctor | $90.00 | $90.00 | 1/4/2010 9:56:52 AM |
| fortytwo | $200.00 | $200.00 | 1/4/2010 9:57:16 AM |
| Banker7371 | $25.00 | $25.00 | 1/4/2010 9:58:36 AM |
| friendly-market5 | $25.00 | $25.00 | 1/4/2010 9:55:25 AM |
| kegs | $100.00 | $100.00 | 1/4/2010 9:59:42 AM |
| aventurer | $25.00 | $25.00 | 1/4/2010 9:59:15 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/4/2010 10:03:01 AM |
| junctionking | $25.00 | $25.00 | 1/4/2010 10:04:06 AM |
| elevated-platinum5 | $25.00 | $25.00 | 1/4/2010 10:01:51 AM |
| lloyd_s | $25.00 | $25.00 | 1/4/2010 10:02:00 AM |
| meenan | $40.00 | $40.00 | 1/4/2010 9:57:29 AM |
| secundus | $25.00 | $25.00 | 1/4/2010 9:58:26 AM |
| majestic-dedication | $50.00 | $50.00 | 1/4/2010 9:59:08 AM |
| portfolio-zone801 | $25.00 | $25.00 | 1/4/2010 9:59:58 AM |
| honorable-yield | $75.00 | $75.00 | 1/4/2010 10:00:22 AM |
| Patter256 | $25.00 | $25.00 | 1/4/2010 10:05:19 AM |
| Picopie | $50.00 | $50.00 | 1/4/2010 10:01:00 AM |
| jbaum | $100.00 | $100.00 | 1/4/2010 10:01:25 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 1/4/2010 10:21:28 AM |
| Havana21 | $200.00 | $200.00 | 1/4/2010 10:02:47 AM |
| fdsguy | $50.00 | $50.00 | 1/4/2010 10:25:37 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 1/4/2010 10:11:30 AM |
| internetpreneur | $25.00 | $25.00 | 1/4/2010 10:24:55 AM |
| jjswanso | $25.00 | $25.00 | 1/4/2010 10:19:20 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/4/2010 10:42:22 AM |
| Katburg | $50.00 | $50.00 | 1/4/2010 10:43:16 AM |
| leodaguy | $25.00 | $25.00 | 1/4/2010 10:43:28 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/4/2010 10:44:04 AM |
| toblerone | $25.00 | $25.00 | 1/4/2010 10:45:06 AM |
| Jassi | $25.00 | $25.00 | 1/4/2010 10:45:09 AM |
| kaykarun | $50.00 | $50.00 | 1/4/2010 10:45:46 AM |
| Goodlender42 | $25.00 | $25.00 | 1/4/2010 10:46:07 AM |
| ven | $25.00 | $25.00 | 1/4/2010 10:46:52 AM |
| flwah | $25.00 | $25.00 | 1/4/2010 10:47:09 AM |
| Sixmil | $25.00 | $25.00 | 1/4/2010 10:50:04 AM |
| MidLifeCrisis | $50.00 | $50.00 | 1/4/2010 10:50:29 AM |
| Speculator | $50.00 | $50.00 | 1/4/2010 10:51:02 AM |
| egw | $25.00 | $25.00 | 1/4/2010 10:42:00 AM |
| Tc11902 | $50.00 | $50.00 | 1/4/2010 10:42:11 AM |
| bchen78875 | $50.00 | $50.00 | 1/4/2010 10:42:55 AM |
| aasx1108 | $25.00 | $25.00 | 1/4/2010 10:52:22 AM |
| Attract | $25.00 | $25.00 | 1/4/2010 10:43:41 AM |
| AF-Chief | $35.00 | $35.00 | 1/4/2010 10:44:28 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/4/2010 10:44:51 AM |
| Purposeful | $50.00 | $50.00 | 1/4/2010 10:46:40 AM |
| the_winning_ticket | $35.00 | $35.00 | 1/4/2010 10:43:34 AM |
| wiselady | $25.00 | $25.00 | 1/4/2010 10:46:59 AM |
| teller | $60.00 | $60.00 | 1/4/2010 10:47:15 AM |
| Kaj | $30.00 | $30.00 | 1/4/2010 10:44:17 AM |
| cash-boots | $25.00 | $25.00 | 1/4/2010 10:44:38 AM |
| return-marsupial3 | $25.00 | $25.00 | 1/4/2010 10:48:56 AM |
| skvat | $25.00 | $25.00 | 1/4/2010 10:46:01 AM |
| skuba | $50.00 | $50.00 | 1/4/2010 10:49:37 AM |
| wowsurfer | $25.00 | $25.00 | 1/4/2010 10:46:33 AM |
| rooosta | $25.00 | $25.00 | 1/4/2010 10:47:04 AM |
| discrete-asset | $25.00 | $25.00 | 1/4/2010 10:47:19 AM |
| schpere | $30.00 | $30.00 | 1/4/2010 10:47:38 AM |
| meux99 | $25.00 | $25.00 | 1/4/2010 10:47:46 AM |
| BayShell | $50.00 | $50.00 | 1/4/2010 10:51:19 AM |
| Searlzy | $25.00 | $25.00 | 1/4/2010 11:25:44 AM |
| Phantom99 | $25.00 | $25.00 | 1/4/2010 10:51:26 AM |
| TheColoradoDon | $25.00 | $25.00 | 1/4/2010 11:26:01 AM |
| Cheburashka | $30.00 | $30.00 | 1/4/2010 10:48:22 AM |
| helping-out | $25.00 | $25.00 | 1/4/2010 10:51:56 AM |
| totoro | $25.00 | $25.00 | 1/4/2010 11:26:30 AM |
| morpholog | $25.00 | $25.00 | 1/4/2010 11:26:52 AM |
| nhm | $50.00 | $50.00 | 1/4/2010 10:48:51 AM |
| stable-nickel | $170.00 | $170.00 | 1/4/2010 10:49:29 AM |
| cerebral-return3 | $25.00 | $25.00 | 1/4/2010 10:52:58 AM |
| Zoomie | $25.00 | $25.00 | 1/4/2010 10:49:47 AM |
| szetheli | $50.00 | $50.00 | 1/4/2010 10:49:53 AM |
| Sigonio | $25.00 | $25.00 | 1/4/2010 11:40:06 AM |
| OCedHrt | $25.00 | $25.00 | 1/4/2010 10:49:58 AM |
| KiwiElf | $30.00 | $30.00 | 1/4/2010 10:50:19 AM |
| djs81 | $25.00 | $25.00 | 1/4/2010 10:50:41 AM |
| paulsar71495 | $25.00 | $25.00 | 1/4/2010 11:48:02 AM |
| slojudy | $25.00 | $25.00 | 1/4/2010 11:55:29 AM |
| trucklawyer | $25.00 | $25.00 | 1/4/2010 12:08:24 PM |
| JagFan | $25.00 | $25.00 | 1/4/2010 12:10:58 PM |
| ILfarmboy | $37.46 | $37.46 | 1/4/2010 12:16:36 PM |
| Klearwater_Pools | $25.00 | $25.00 | 1/4/2010 12:27:10 PM |
| _kyle | $25.00 | $25.00 | 1/4/2010 12:31:30 PM |
| celkram | $56.37 | $56.37 | 1/4/2010 12:41:22 PM |
| anakinsolo | $25.00 | $25.00 | 1/4/2010 12:45:49 PM |
| kirkjerk | $25.00 | $25.00 | 1/4/2010 12:47:10 PM |
| Astounding | $25.00 | $25.00 | 1/4/2010 12:47:22 PM |
| superstar449 | $25.00 | $25.00 | 1/4/2010 11:07:24 AM |
| rcr549 | $25.00 | $25.00 | 1/4/2010 12:52:57 PM |
| Namrok | $25.00 | $25.00 | 1/4/2010 12:53:49 PM |
| rulender | $50.00 | $50.00 | 1/4/2010 12:55:52 PM |
| wgc | $25.00 | $25.00 | 1/4/2010 1:09:11 PM |
| i3urtonair | $25.00 | $25.00 | 1/4/2010 1:09:28 PM |
| Eagledrop | $25.00 | $25.00 | 1/4/2010 1:22:33 PM |
| interest-exec9 | $25.00 | $25.00 | 1/4/2010 1:23:47 PM |
| social-comet7 | $25.00 | $25.00 | 1/4/2010 1:27:39 PM |
| oreyedoc | $50.00 | $50.00 | 1/4/2010 11:27:53 AM |
| TheBiggTree | $25.00 | $25.00 | 1/4/2010 1:52:47 PM |
| help_each_other | $25.00 | $25.00 | 1/4/2010 11:20:45 AM |
| diverse2 | $30.00 | $30.00 | 1/4/2010 1:56:02 PM |
| BigCityLending | $25.00 | $25.00 | 1/4/2010 1:57:02 PM |
| JGB | $25.00 | $25.00 | 1/4/2010 11:46:49 AM |
| guaton | $25.00 | $25.00 | 1/4/2010 11:48:05 AM |
| atlviet | $25.00 | $25.00 | 1/4/2010 11:25:40 AM |
| GenerousGentleMan | $50.00 | $50.00 | 1/4/2010 11:25:45 AM |
| Divot | $25.00 | $25.00 | 1/4/2010 2:37:55 PM |
| don8ter | $60.00 | $60.00 | 1/4/2010 11:26:25 AM |
| mikeleib | $25.00 | $25.00 | 1/4/2010 2:38:40 PM |
| AndersenWatcher | $25.00 | $25.00 | 1/4/2010 11:26:46 AM |
| sajitk | $25.00 | $25.00 | 1/4/2010 12:01:35 PM |
| adama_48 | $25.00 | $25.00 | 1/4/2010 12:01:37 PM |
| SDNLR | $25.00 | $25.00 | 1/4/2010 12:01:40 PM |
| diplomatic-point4 | $50.00 | $50.00 | 1/4/2010 2:40:42 PM |
| trade-pumpkin | $35.00 | $35.00 | 1/4/2010 2:41:36 PM |
| spsavage | $25.00 | $25.00 | 1/4/2010 12:08:36 PM |
| PCGeekWI | $25.00 | $25.00 | 1/4/2010 12:09:32 PM |
| ADenny | $25.00 | $25.00 | 1/4/2010 11:31:52 AM |
| outwish | $25.00 | $25.00 | 1/4/2010 12:16:38 PM |
| TriSail | $25.00 | $25.00 | 1/4/2010 12:16:42 PM |
| coloradoloanman | $25.00 | $25.00 | 1/4/2010 3:08:24 PM |
| sabre79 | $25.00 | $25.00 | 1/4/2010 12:22:44 PM |
| Veggie_Monkey | $25.00 | $25.00 | 1/4/2010 11:39:58 AM |
| L-vex | $25.00 | $25.00 | 1/4/2010 11:40:11 AM |
| budyzr | $25.00 | $25.00 | 1/4/2010 12:24:55 PM |
| ClearLake | $25.00 | $25.00 | 1/4/2010 11:46:52 AM |
| credit-coach118 | $40.00 | $40.00 | 1/4/2010 12:31:19 PM |
| Kame | $25.00 | $25.00 | 1/4/2010 11:48:12 AM |
| panthernoelle | $25.00 | $25.00 | 1/4/2010 3:36:15 PM |
| porkhelmet | $25.00 | $25.00 | 1/4/2010 12:39:00 PM |
| dumbass | $25.00 | $25.00 | 1/4/2010 11:54:20 AM |
| TigerForce | $25.00 | $25.00 | 1/4/2010 12:41:26 PM |
| desertoasis | $25.00 | $25.00 | 1/4/2010 12:42:24 PM |
| wise-silver-wonder | $25.00 | $25.00 | 1/4/2010 12:00:15 PM |
| Sitgarath | $50.00 | $50.00 | 1/4/2010 12:53:06 PM |
| shawndw | $35.00 | $35.00 | 1/4/2010 12:54:24 PM |
| USMC0311 | $25.00 | $25.00 | 1/4/2010 12:58:37 PM |
| onlyinchicago | $25.00 | $25.00 | 1/4/2010 12:23:12 PM |
| kmwvma | $25.00 | $25.00 | 1/4/2010 12:24:46 PM |
| lostontheedge | $25.00 | $25.00 | 1/4/2010 12:31:32 PM |
| jhuang617 | $30.48 | $30.48 | 1/4/2010 12:37:41 PM |
| pbandjb | $25.00 | $25.00 | 1/4/2010 12:37:58 PM |
| Sofar | $25.00 | $25.00 | 1/4/2010 12:38:46 PM |
| latestone | $25.00 | $25.00 | 1/4/2010 12:54:18 PM |
| blot44 | $25.00 | $25.00 | 1/4/2010 1:07:18 PM |
| skistud66 | $25.00 | $25.00 | 1/4/2010 1:09:06 PM |
| compassion-paladin042 | $25.00 | $25.00 | 1/4/2010 1:22:49 PM |
| lucrative-worth | $25.00 | $25.00 | 1/4/2010 2:38:02 PM |
| solstice175 | $25.00 | $25.00 | 1/4/2010 2:38:49 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/4/2010 1:29:35 PM |
| antlr | $25.00 | $25.00 | 1/4/2010 2:40:38 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/4/2010 2:40:48 PM |
| verse99 | $25.00 | $25.00 | 1/4/2010 2:44:01 PM |
| newbietony | $40.00 | $40.00 | 1/4/2010 2:44:05 PM |
| bazaar-tulip | $25.00 | $25.00 | 1/4/2010 1:55:56 PM |
| monstersdad | $50.00 | $50.00 | 1/4/2010 1:57:04 PM |
| wise-agile-investment | $25.00 | $25.00 | 1/4/2010 3:08:22 PM |
| ljay | $25.00 | $25.00 | 1/4/2010 2:37:47 PM |
| foxy-vigilance | $25.00 | $25.00 | 1/4/2010 2:40:45 PM |
| mlkhamilton | $25.00 | $25.00 | 1/4/2010 2:40:49 PM |
| huorn | $25.00 | $25.00 | 1/4/2010 2:41:56 PM |
| Viamin | $25.00 | $25.00 | 1/4/2010 3:36:13 PM |
| mla | $25.00 | $25.00 | 1/4/2010 2:43:59 PM |
| chief_wo | $25.00 | $25.00 | 1/4/2010 3:37:43 PM |
| MechEngineer | $25.00 | $25.00 | 1/4/2010 3:01:44 PM |
| lending_pugs | $25.00 | $25.00 | 1/4/2010 3:03:12 PM |
| SkonkeyGongo | $25.00 | $25.00 | 1/4/2010 3:47:25 PM |
| visionary-currency | $100.00 | $100.00 | 1/4/2010 3:35:53 PM |
| NFV | $25.00 | $25.00 | 1/4/2010 3:36:17 PM |
| creative-reward1 | $25.00 | $25.00 | 1/4/2010 4:14:17 PM |
| jct_enterprises | $25.00 | $25.00 | 1/4/2010 4:40:53 PM |
| amijo | $32.56 | $32.56 | 1/4/2010 5:10:41 PM |
| j2ee | $25.00 | $25.00 | 1/4/2010 5:35:47 PM |
| benefit-squirrel | $50.00 | $50.00 | 1/4/2010 9:47:30 PM |
| t-loan | $25.00 | $25.00 | 1/4/2010 4:39:12 PM |
| donloah | $25.00 | $25.00 | 1/4/2010 10:46:23 PM |
| inventive-exchange | $25.00 | $25.00 | 1/4/2010 4:39:09 PM |
| pinnacle10 | $25.00 | $25.00 | 1/4/2010 4:39:19 PM |
| czar3 | $25.00 | $25.00 | 1/4/2010 4:47:07 PM |
| Dyrn | $25.00 | $25.00 | 1/4/2010 5:01:30 PM |
| Ellisdee | $28.06 | $28.06 | 1/5/2010 6:05:23 AM |
| sail120 | $25.00 | $25.00 | 1/4/2010 6:01:21 PM |
| circustab | $50.00 | $50.00 | 1/5/2010 6:55:20 AM |
| intuitive-bill | $25.00 | $25.00 | 1/5/2010 7:36:57 AM |
| SourDoughSteve | $25.00 | $25.00 | 1/5/2010 7:45:10 AM |
| lagnisiruk | $25.00 | $25.00 | 1/4/2010 7:40:40 PM |
| mwl | $25.00 | $25.00 | 1/5/2010 9:06:28 AM |
| stikman | $25.00 | $25.00 | 1/4/2010 9:29:05 PM |
| scottburger | $26.59 | $26.59 | 1/4/2010 9:01:56 PM |
| museic1 | $25.00 | $25.00 | 1/4/2010 9:04:09 PM |
| Independenttools | $25.00 | $25.00 | 1/4/2010 10:26:46 PM |
| woodenshoes | $25.00 | $25.00 | 1/5/2010 11:18:32 AM |
| interstellar | $50.00 | $50.00 | 1/5/2010 11:26:33 AM |
| LAKESPRING | $32.37 | $32.37 | 1/4/2010 10:31:02 PM |
| chipperjohnson | $50.00 | $50.00 | 1/5/2010 11:47:54 AM |
| asset-caballero | $25.00 | $25.00 | 1/5/2010 7:16:57 AM |
| jjb3 | $25.00 | $25.00 | 1/5/2010 4:53:40 AM |
| bid-papyrus | $25.00 | $25.00 | 1/5/2010 12:47:36 PM |
| conceptpi | $25.00 | $25.00 | 1/5/2010 1:00:58 PM |
| slowpig | $34.64 | $34.64 | 1/5/2010 1:20:49 PM |
| colorunner | $25.00 | $25.00 | 1/5/2010 9:11:18 AM |
| Gorblum | $25.00 | $25.00 | 1/5/2010 1:37:18 PM |
| invincible-marketplace | $25.00 | $25.00 | 1/5/2010 9:56:29 AM |
| treasure-generator | $25.00 | $25.00 | 1/5/2010 8:32:26 AM |
| StWaldo | $25.00 | $25.00 | 1/5/2010 10:18:21 AM |
| someone0001 | $25.00 | $25.00 | 1/5/2010 10:38:04 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 1/5/2010 3:01:10 PM |
| Landselott | $25.00 | $25.00 | 1/5/2010 3:02:13 PM |
| SkiNZ | $25.00 | $25.00 | 1/5/2010 10:53:25 AM |
| zeelender | $25.00 | $25.00 | 1/5/2010 10:53:32 AM |
| lean-velocity | $25.00 | $25.00 | 1/5/2010 11:02:50 AM |
| Futurero | $25.00 | $25.00 | 1/5/2010 11:03:03 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 1/5/2010 10:11:28 AM |
| Cluvnupe06 | $25.00 | $25.00 | 1/5/2010 11:48:15 AM |
| Lendomatic | $25.00 | $25.00 | 1/5/2010 10:37:56 AM |
| SqueezeKing | $25.00 | $25.00 | 1/5/2010 12:02:40 PM |
| SCOTTOL | $25.00 | $25.00 | 1/5/2010 3:44:49 PM |
| stensonb | $25.00 | $25.00 | 1/5/2010 10:53:29 AM |
| tomas090 | $25.00 | $25.00 | 1/5/2010 12:50:17 PM |
| rose88 | $25.00 | $25.00 | 1/5/2010 11:31:47 AM |
| Musicman1950 | $25.00 | $25.00 | 1/5/2010 1:22:39 PM |
| Feline_Parent | $25.00 | $25.00 | 1/5/2010 12:33:03 PM |
| mlender | $25.00 | $25.00 | 1/5/2010 1:37:48 PM |
| rakstar | $28.65 | $28.65 | 1/5/2010 1:43:15 PM |
| freesia54 | $25.00 | $25.00 | 1/5/2010 1:22:38 PM |
| attractive-rate | $25.00 | $25.00 | 1/5/2010 1:57:34 PM |
| financial-frenzy | $25.00 | $25.00 | 1/5/2010 3:02:56 PM |
| sensible-order2 | $25.00 | $25.00 | 1/5/2010 3:38:17 PM |
| acropiloterau2002 | $25.00 | $25.00 | 1/5/2010 3:01:05 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/5/2010 3:44:53 PM |
| wdfraser | $25.00 | $25.00 | 1/5/2010 8:03:29 PM |
| well-rounded-diversification | $25.00 | $25.00 | 1/5/2010 6:12:07 PM |
| Stozer | $25.00 | $25.00 | 1/5/2010 6:32:07 PM |
| Phillip4ever | $25.00 | $25.00 | 1/6/2010 10:45:48 AM |
| cgk46doit | $25.00 | $25.00 | 1/6/2010 11:16:28 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/5/2010 9:05:33 PM |
| spiker77 | $50.00 | $50.00 | 1/6/2010 8:54:56 AM |
| generosity-harbor | $25.00 | $25.00 | 1/6/2010 9:00:38 AM |
| repayment-launcher | $25.00 | $25.00 | 1/6/2010 9:31:07 AM |
| Warbler | $25.00 | $25.00 | 1/6/2010 10:37:44 AM |
| zenchef | $25.00 | $25.00 | 1/6/2010 9:31:45 AM |
| langdonx | $25.00 | $25.00 | 1/6/2010 11:11:09 AM |
| MikeB918 | $25.00 | $25.00 | 1/6/2010 11:35:42 AM |
| kalex752 | $26.56 | $26.56 | 1/6/2010 10:40:33 AM |
| duty-sensai | $25.00 | $25.00 | 1/6/2010 11:10:06 AM |
| pbo922 | $25.00 | $25.00 | 1/6/2010 1:07:17 PM |
| gourd6 | $25.00 | $25.00 | 1/6/2010 12:26:32 PM |
| fairwealth | $25.00 | $25.00 | 1/6/2010 2:22:16 PM |
| TakeCare | $25.00 | $25.00 | 1/6/2010 1:36:49 PM |
| exchange-cowbell5 | $275.00 | $275.00 | 1/6/2010 4:33:21 PM |
| OldestBrother | $50.00 | $50.00 | 1/6/2010 7:05:57 PM |
| market-assembler | $50.00 | $50.00 | 1/6/2010 4:20:50 PM |
| blooming-market | $25.00 | $25.00 | 1/6/2010 9:36:16 PM |
| pythia | $25.00 | $25.00 | 1/6/2010 4:45:34 PM |
| Iowa65 | $25.11 | $25.11 | 1/7/2010 5:28:01 AM |
| me2yu | $50.00 | $50.00 | 1/7/2010 7:26:49 AM |
| jsr73 | $75.00 | $75.00 | 1/6/2010 11:13:43 PM |
| Trigirl23 | $25.00 | $25.00 | 1/7/2010 1:11:01 AM |
| 16888 | $71.34 | $71.34 | 1/7/2010 4:19:32 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/7/2010 5:22:26 AM |
| secret-santa | $25.00 | $25.00 | 1/7/2010 11:22:00 AM |
| danielamity | $58.52 | $58.52 | 1/7/2010 5:47:26 AM |
| tomas090 | $25.00 | $25.00 | 1/7/2010 5:58:06 AM |
| guardlender | $25.00 | $25.00 | 1/7/2010 11:36:48 AM |
| spruce2 | $50.00 | $50.00 | 1/7/2010 7:15:36 AM |
| durability-halibut | $25.00 | $25.00 | 1/7/2010 11:52:14 AM |
| lendinstuff | $25.00 | $25.00 | 1/7/2010 12:06:42 PM |
| token34 | $25.00 | $25.00 | 1/7/2010 1:05:14 PM |
| estancias | $25.00 | $25.00 | 1/7/2010 1:23:37 PM |
| cp-family | $96.01 | $96.01 | 1/7/2010 8:56:41 AM |
| PA2LA | $25.00 | $25.00 | 1/7/2010 9:04:20 AM |
| saxeman | $28.68 | $28.68 | 1/7/2010 2:04:41 PM |
| archeanchaos | $25.00 | $25.00 | 1/7/2010 9:49:38 AM |
| leftcoast52 | $25.00 | $25.00 | 1/7/2010 10:36:23 AM |
| ManhattanLender | $25.00 | $25.00 | 1/7/2010 10:14:09 AM |
| ronkr | $28.10 | $28.10 | 1/7/2010 11:07:03 AM |
| RLLGroup | $25.00 | $25.00 | 1/7/2010 2:31:53 PM |
| KBank | $25.00 | $25.00 | 1/7/2010 2:35:05 PM |
| lowestghost | $25.00 | $25.00 | 1/7/2010 11:21:24 AM |
| szetowski | $25.00 | $25.00 | 1/7/2010 11:21:59 AM |
| BritDad | $25.00 | $25.00 | 1/7/2010 11:36:19 AM |
| listing-cloud | $50.00 | $50.00 | 1/7/2010 11:45:15 AM |
| TestClees | $25.00 | $25.00 | 1/7/2010 3:34:40 PM |
| fireheart | $25.00 | $25.00 | 1/7/2010 11:56:28 AM |
| haven001 | $25.00 | $25.00 | 1/7/2010 12:04:46 PM |
| CirC | $25.00 | $25.00 | 1/7/2010 11:31:15 AM |
| looney-toon | $25.00 | $25.00 | 1/7/2010 12:36:16 PM |
| pubnat | $25.00 | $25.00 | 1/7/2010 12:05:50 PM |
| cantsavenuf | $25.00 | $25.00 | 1/7/2010 1:49:25 PM |
| DavidMonsy | $25.00 | $25.00 | 1/7/2010 2:33:51 PM |
| BludAx | $25.00 | $25.00 | 1/7/2010 2:06:24 PM |
| rmsyvt | $25.00 | $25.00 | 1/7/2010 3:19:39 PM |
| johnsails | $26.11 | $26.11 | 1/7/2010 3:19:41 PM |
| Sykes66 | $25.00 | $25.00 | 1/7/2010 3:35:48 PM |
| mjcjmm4407 | $25.00 | $25.00 | 1/7/2010 4:50:19 PM |
| brewlots | $50.00 | $50.00 | 1/7/2010 5:53:27 PM |
| K2Outlaws | $25.00 | $25.00 | 1/7/2010 4:50:17 PM |
| WillingToHelpOut | $25.00 | $25.00 | 1/7/2010 4:51:18 PM |
| schwhatever | $29.84 | $29.84 | 1/7/2010 9:15:23 PM |
| Trondheim_Norway | $200.00 | $200.00 | 1/7/2010 9:22:49 PM |
| Beverly_Hills_Lender | $78.88 | $78.88 | 1/7/2010 11:30:48 PM |
| CaptPicard | $25.00 | $25.00 | 1/8/2010 5:09:54 AM |
| Boxhead | $25.00 | $25.00 | 1/8/2010 6:45:15 AM |
| best-vivacious-funds | $25.00 | $25.00 | 1/8/2010 9:40:41 AM |
| deal-paddle | $100.00 | $100.00 | 1/8/2010 9:20:15 AM |
| Hutpit | $25.00 | $25.00 | 1/8/2010 9:39:31 AM |
| ElChico124 | $25.00 | $25.00 | 1/8/2010 9:40:25 AM |
| bill-expert | $200.00 | $200.00 | 1/8/2010 9:54:45 AM |
| UKloanfella | $50.00 | $50.00 | 1/8/2010 10:03:49 AM |
| wrchism | $50.00 | $50.00 | 1/8/2010 11:06:18 AM |
| msbutah | $25.00 | $25.00 | 1/8/2010 10:55:37 AM |
| sisterkate | $25.00 | $25.00 | 1/8/2010 11:45:54 AM |
| fair-rate | $25.00 | $25.00 | 1/8/2010 11:47:59 AM |
| Downs108 | $27.47 | $27.47 | 1/8/2010 12:04:33 PM |
| ATOHokie | $25.00 | $25.00 | 1/8/2010 12:04:02 PM |
| BaltimoreLender | $25.00 | $25.00 | 1/8/2010 12:25:20 PM |
| d3v0t3d | $25.00 | $25.00 | 1/8/2010 12:48:05 PM |
| perlindc | $79.79 | $79.79 | 1/8/2010 1:04:50 PM |
| andycheb | $26.06 | $26.06 | 1/8/2010 1:17:07 PM |
| loanshark207 | $25.00 | $25.00 | 1/8/2010 1:48:39 PM |
| takeller | $50.00 | $50.00 | 1/8/2010 1:53:02 PM |
| fsa3 | $25.00 | $25.00 | 1/8/2010 4:56:12 PM |
| balance-force | $30.00 | $30.00 | 1/8/2010 6:25:42 PM |
| eoliaguy | $34.06 | $34.06 | 1/8/2010 5:48:58 PM |
| springpanda | $25.00 | $25.00 | 1/8/2010 10:54:50 PM |
| Floridagirl | $32.01 | $32.01 | 1/9/2010 5:25:20 AM |
| kanewna | $52.32 | $52.32 | 1/9/2010 5:31:31 AM |
| RICHMONDREB | $25.00 | $25.00 | 1/8/2010 7:40:45 PM |
| i2amme | $50.00 | $50.00 | 1/8/2010 8:23:46 PM |
| heroic-platinum | $25.00 | $25.00 | 1/9/2010 12:06:07 AM |
| autonomous-basis | $25.00 | $25.00 | 1/9/2010 1:03:44 AM |
| beaufuture | $25.00 | $25.00 | 1/9/2010 6:03:21 AM |
| psbruce | $25.00 | $25.00 | 1/9/2010 8:36:56 AM |
| happyinvallarta | $50.00 | $50.00 | 1/9/2010 8:50:45 AM |
| stable-nickel | $85.32 | $85.32 | 1/9/2010 12:32:49 PM |
| yogi1975 | $25.00 | $25.00 | 1/9/2010 1:15:19 PM |
| palpbert | $25.00 | $25.00 | 1/9/2010 1:31:36 PM |
| AngleofGod | $50.00 | $50.00 | 1/9/2010 10:02:40 AM |
| historyman | $25.00 | $25.00 | 1/9/2010 4:31:41 PM |
| AFairDeal | $25.00 | $25.00 | 1/9/2010 6:28:54 PM |
| ThomasTrain | $25.00 | $25.00 | 1/9/2010 5:06:04 PM |
| TrustOne | $25.00 | $25.00 | 1/10/2010 1:00:50 AM |
| wise-balanced-moola | $25.00 | $25.00 | 1/10/2010 8:09:30 AM |
| catomaior | $25.00 | $25.00 | 1/10/2010 7:31:38 AM |
| industrious-dedication | $25.00 | $25.00 | 1/10/2010 9:17:07 AM |
| HappyHelpingLender | $25.00 | $25.00 | 1/10/2010 9:50:55 AM |
| PotBellyPete | $29.16 | $29.16 | 1/10/2010 10:53:29 AM |
| superb-kindness2 | $25.00 | $25.00 | 1/10/2010 3:42:13 PM |
| MoneyOps | $25.00 | $25.00 | 1/10/2010 3:12:59 PM |
| hidavehi | $65.00 | $65.00 | 1/10/2010 5:00:32 PM |
| Taxman44 | $25.00 | $25.00 | 1/10/2010 1:51:05 PM |
| wdjnm | $100.00 | $100.00 | 1/10/2010 5:27:57 PM |
| backprop | $26.00 | $26.00 | 1/10/2010 2:41:20 PM |
| financelover | $50.00 | $50.00 | 1/10/2010 3:15:38 PM |
| Errylend | $50.00 | $50.00 | 1/10/2010 3:23:10 PM |
| JoeMB | $25.00 | $25.00 | 1/10/2010 3:30:58 PM |
| greenback-ally | $50.00 | $50.00 | 1/10/2010 7:05:38 PM |
| rm289 | $100.00 | $100.00 | 1/10/2010 5:27:38 PM |
| platinum-waterfall | $39.93 | $39.93 | 1/10/2010 5:46:07 PM |
| skillful-asset5 | $75.00 | $75.00 | 1/11/2010 8:50:34 AM |
| orbital-gain | $36.00 | $36.00 | 1/11/2010 8:32:18 AM |
| 750 bids
|
Borrower Payment Dependent Notes Series
440020
This series of Notes was issued and sold upon the funding of the borrower loan #40374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $345.07 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $328.32 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,849 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 58% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| euro-wonder |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used for debt consolidation.
My financial situation:
I am a good candidate for this loan because i have been working for the same company for appox 5 years and have earned in excess of 130k this year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 12/28/2009 9:23:01 AM |
| Lam0nt | $25.00 | $25.00 | 12/28/2009 9:27:53 AM |
| desertoasis | $50.00 | $50.00 | 12/28/2009 9:28:06 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:34:10 AM |
| gizzywump | $25.00 | $25.00 | 12/28/2009 9:34:17 AM |
| ghinga | $25.00 | $25.00 | 12/28/2009 9:34:43 AM |
| randsenterprise | $25.00 | $25.00 | 12/28/2009 9:34:50 AM |
| CASHGIRL | $25.00 | $25.00 | 12/28/2009 9:35:15 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 9:35:52 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 9:36:10 AM |
| fortytwo | $50.00 | $50.00 | 12/28/2009 9:36:50 AM |
| djh47a | $25.00 | $25.00 | 12/28/2009 9:37:05 AM |
| Katburg | $25.00 | $25.00 | 12/28/2009 9:34:56 AM |
| zen1cent | $25.00 | $25.00 | 12/28/2009 9:37:13 AM |
| socalavi8tor | $25.00 | $25.00 | 12/28/2009 9:37:44 AM |
| natecam | $25.00 | $25.00 | 12/28/2009 9:35:32 AM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/28/2009 9:35:48 AM |
| Mickeyblu | $25.00 | $25.00 | 12/28/2009 9:36:02 AM |
| benjo | $25.00 | $25.00 | 12/28/2009 9:36:26 AM |
| whynormal | $25.00 | $25.00 | 12/28/2009 9:37:35 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:33:29 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 9:34:23 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 9:34:28 AM |
| CAGE-Investments | $50.00 | $50.00 | 12/28/2009 9:34:36 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 9:34:40 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/28/2009 9:34:47 AM |
| Hondo | $25.00 | $25.00 | 12/28/2009 9:35:37 AM |
| larry2003 | $25.00 | $25.00 | 12/28/2009 9:37:40 AM |
| BettBoo | $25.00 | $16.93 | 12/28/2009 9:37:53 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:11 AM |
| reflective-rupee | $300.00 | $300.00 | 12/28/2009 11:52:41 AM |
| cashhelp | $25.00 | $25.00 | 12/28/2009 11:11:18 AM |
| reflective-rupee | $250.00 | $250.00 | 12/28/2009 11:52:09 AM |
| 371millwood | $200.00 | $200.00 | 12/28/2009 12:35:33 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 4:04:50 PM |
| monstersdad | $50.00 | $50.00 | 12/28/2009 3:55:16 PM |
| brodav | $50.00 | $50.00 | 12/28/2009 7:09:56 PM |
| SolarMoonshine | $200.00 | $200.00 | 12/28/2009 6:10:12 PM |
| JustMee | $25.00 | $25.00 | 12/28/2009 9:36:19 PM |
| reflective-rupee | $400.00 | $400.00 | 12/29/2009 12:08:36 PM |
| charming-point | $300.00 | $300.00 | 12/29/2009 12:22:03 PM |
| spectacle979 | $25.00 | $25.00 | 12/30/2009 9:42:45 AM |
| aultraman | $25.00 | $25.00 | 12/30/2009 10:44:28 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/30/2009 2:39:31 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/30/2009 12:59:59 PM |
| vivacious-p2p3 | $50.00 | $50.00 | 12/30/2009 6:43:38 PM |
| MrPie | $25.00 | $25.00 | 12/30/2009 6:56:44 PM |
| padewy | $25.00 | $25.00 | 12/31/2009 9:58:25 AM |
| GeoLender | $25.00 | $25.00 | 12/31/2009 10:56:18 AM |
| freedom3 | $350.00 | $350.00 | 12/31/2009 3:21:09 PM |
| forthright-dedication | $25.00 | $25.00 | 12/31/2009 7:57:26 PM |
| bid-papyrus | $25.00 | $25.00 | 12/31/2009 5:00:35 PM |
| People-for-people | $30.00 | $30.00 | 12/31/2009 8:22:42 PM |
| red-ready-principal | $100.00 | $100.00 | 1/1/2010 5:09:53 PM |
| dpries123 | $25.00 | $25.00 | 1/1/2010 6:54:53 PM |
| JohnSmith10 | $25.00 | $25.00 | 1/2/2010 12:48:18 PM |
| b-rent | $25.00 | $25.00 | 1/2/2010 9:46:12 PM |
| unger | $50.00 | $50.00 | 1/3/2010 3:04:45 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/2/2010 12:56:18 PM |
| ghinga | $25.00 | $25.00 | 1/2/2010 1:28:05 PM |
| micloans | $127.06 | $127.06 | 1/3/2010 8:34:31 AM |
| cash-daisy | $57.53 | $57.53 | 1/3/2010 11:12:45 AM |
| dime-neutron | $25.00 | $25.00 | 1/3/2010 3:01:17 AM |
| elegant-income3 | $50.00 | $50.00 | 1/3/2010 12:44:53 PM |
| Kash2010lu | $25.00 | $25.00 | 1/3/2010 1:43:07 PM |
| squarebob | $25.00 | $25.00 | 1/3/2010 9:35:07 AM |
| integrity-doctor | $50.00 | $50.00 | 1/3/2010 6:40:51 AM |
| skillful-asset5 | $200.00 | $200.00 | 1/3/2010 2:20:40 PM |
| missile5 | $50.00 | $50.00 | 1/3/2010 6:19:16 PM |
| LendingPimp | $50.00 | $50.00 | 1/3/2010 11:49:19 PM |
| BenR | $100.00 | $100.00 | 1/4/2010 6:22:37 AM |
| squarebob | $25.00 | $25.00 | 1/4/2010 8:23:32 AM |
| patriot384 | $25.00 | $25.00 | 1/4/2010 7:27:49 AM |
| FinanceEngine | $25.00 | $25.00 | 1/4/2010 8:47:50 AM |
| EL_Papin | $50.00 | $50.00 | 1/4/2010 9:16:14 AM |
| IIP77 | $25.00 | $25.00 | 12/28/2009 9:26:47 AM |
| yeti888 | $25.00 | $25.00 | 12/28/2009 9:27:56 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 9:28:02 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:33:52 AM |
| triumph329 | $25.00 | $25.00 | 12/28/2009 9:28:13 AM |
| slartibardfast | $25.00 | $25.00 | 12/28/2009 9:33:58 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 9:34:53 AM |
| KevinC_63366 | $25.00 | $25.00 | 12/28/2009 9:35:25 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:33:49 AM |
| HarryRoberts | $50.00 | $50.00 | 12/28/2009 9:34:03 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 9:34:12 AM |
| likeable-openness | $25.00 | $25.00 | 12/28/2009 9:36:16 AM |
| MitchD | $25.00 | $25.00 | 12/28/2009 9:36:24 AM |
| physjosh | $25.00 | $25.00 | 12/28/2009 9:37:31 AM |
| aznmikelee | $25.00 | $25.00 | 12/28/2009 9:35:58 AM |
| dime-reaction | $25.00 | $25.00 | 12/28/2009 9:36:40 AM |
| liberty-revelry2 | $25.00 | $25.00 | 12/28/2009 9:37:19 AM |
| drumcorpsnut | $25.00 | $25.00 | 12/28/2009 9:37:49 AM |
| SDNLR | $25.00 | $25.00 | 12/28/2009 9:33:44 AM |
| systemlender | $25.00 | $25.00 | 12/28/2009 9:34:32 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:35:03 AM |
| TheCount | $25.00 | $25.00 | 12/28/2009 9:35:08 AM |
| AceInTheHole | $25.00 | $25.00 | 12/28/2009 9:35:20 AM |
| ben10jen | $25.00 | $25.00 | 12/28/2009 9:35:34 AM |
| loan-squadron | $30.00 | $30.00 | 12/28/2009 9:36:06 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 9:36:20 AM |
| vivixmedia | $25.00 | $25.00 | 12/28/2009 9:36:32 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 9:36:54 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 9:37:01 AM |
| d_grbg | $25.00 | $25.00 | 12/28/2009 10:46:05 AM |
| Yomain | $25.00 | $25.00 | 12/28/2009 11:10:52 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 11:32:33 AM |
| reflective-rupee | $150.00 | $150.00 | 12/28/2009 11:32:47 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/28/2009 12:06:25 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 11:52:24 AM |
| czar3 | $40.00 | $40.00 | 12/28/2009 3:27:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 1:29:21 PM |
| mottuman | $25.00 | $25.00 | 12/28/2009 6:56:00 PM |
| SFBank | $200.00 | $200.00 | 12/28/2009 6:10:08 PM |
| Bob450 | $50.00 | $50.00 | 12/28/2009 10:17:06 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:22 AM |
| UCLA4life | $25.00 | $25.00 | 12/29/2009 1:21:33 PM |
| 3am-preacher | $25.00 | $25.00 | 12/29/2009 12:10:08 PM |
| melodious-fairness | $25.00 | $25.00 | 12/29/2009 2:43:34 PM |
| penny-surgeon | $25.00 | $25.00 | 12/29/2009 6:11:35 PM |
| farmn | $25.00 | $25.00 | 12/29/2009 5:51:36 PM |
| golffish2 | $200.00 | $200.00 | 12/30/2009 7:58:34 AM |
| Top_Gun_Lender | $35.48 | $35.48 | 12/30/2009 10:22:05 AM |
| dorypro | $25.00 | $25.00 | 12/30/2009 4:55:19 PM |
| a-reasonable-return | $25.00 | $25.00 | 12/31/2009 8:45:56 AM |
| exchange-cowbell5 | $150.00 | $150.00 | 12/31/2009 12:22:04 PM |
| buffalobills | $25.00 | $25.00 | 12/31/2009 3:27:35 PM |
| vest_vortex | $25.00 | $25.00 | 1/1/2010 12:28:04 PM |
| spiff666 | $25.00 | $25.00 | 1/1/2010 8:54:53 AM |
| IASKGOD | $25.00 | $25.00 | 1/1/2010 3:42:23 PM |
| what_goes_around | $100.00 | $100.00 | 1/2/2010 5:23:18 AM |
| kmprospeo | $50.00 | $50.00 | 1/2/2010 1:13:46 PM |
| courteous-bazaar | $100.00 | $100.00 | 1/3/2010 12:43:26 AM |
| loss-of-control | $25.00 | $25.00 | 1/2/2010 1:46:58 PM |
| rubylender | $25.00 | $25.00 | 1/3/2010 10:17:23 AM |
| Leshan | $25.00 | $25.00 | 1/3/2010 6:43:16 AM |
| muzik23 | $50.00 | $50.00 | 1/3/2010 5:21:37 PM |
| martinatime | $25.00 | $25.00 | 1/3/2010 2:47:34 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/3/2010 5:41:52 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/3/2010 8:30:58 PM |
| deepblue34 | $35.00 | $35.00 | 1/3/2010 6:36:35 PM |
| sharp518 | $25.00 | $25.00 | 1/4/2010 12:15:27 AM |
| sturdy-peace9 | $50.00 | $50.00 | 1/3/2010 9:17:56 PM |
| credit-missile | $150.00 | $150.00 | 1/3/2010 10:50:07 PM |
| asset-control2 | $100.00 | $100.00 | 1/4/2010 7:27:10 AM |
| fairgirl | $25.00 | $25.00 | 1/4/2010 5:16:18 AM |
| benefit-flow | $100.00 | $100.00 | 1/4/2010 8:58:21 AM |
| scrabbler | $25.00 | $25.00 | 1/4/2010 6:26:25 AM |
| taal1 | $25.00 | $25.00 | 1/4/2010 8:37:08 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/4/2010 8:34:47 AM |
| 150 bids
|
Borrower Payment Dependent Notes Series
440096
This series of Notes was issued and sold upon the funding of the borrower loan #40389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 32.50% |
Final borrower rate/APR:
| 33.50% / 36.21% |
Final monthly payment:
| $66.59 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.91% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.59% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $241 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| durable-fairness |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Breaking Free from Payday Loans
Purpose of loan:
??????????????? There is no risk of me not repaying this loan! It will be used to help with monthly expenses, allowing more cash flow?and payoff some small personal loans.
My financial situation:
I am a good candidate for this loan because???I am a responsible full-time employed mother of two children and have been married for 13 years. In the past year, we have had extremely tight monthly expenses and basically live paycheck to paycheck. Because?of lower credit?scores, we have not felt?that we could go to a?bank?for help right now and as a result, we are asking the people of?Prosper for?assistance. We have?sought help with quick relief from?some payday cash?advances. These payday loans are hard to overcome?in replacing?our?income and?if funded, this loan would help free us?from them. We do not spend frivolously. I am serious in the pursuit of paying off?these personal?loans and stopping the renewal cycle.?My husband and?I put our income together to meet our monthly?obligations and we are?dedicated in our faith to believe that?there is a way for us to continue to meet our?family?needs.We will always be diligent in?honoring this loan?if it is funded.?We are so tight this year with our basic living expenses that this loan would help us?achieve this goal and it would?also create some?much-needed cash flow for our family.Your bid would be VERY MUCH appreciated! Thanks for listening and for your assistance!
Monthly net income: $ 1200.00
Monthly expenses: $???
Housing: $ 1580 (this comes?mostly from my husband's income)??
Insurance: $ 137.00???
Car expenses: $ 0-?cars are paid off??
Utilities: $ 250.00??
Phone, cable, internet: $ 80.00??
Food, entertainment: $ 200.00 (This is mostly groceries. We don't do alot of entertainment spending because?of?other?monthly obligations.)??
Clothing, household expenses $ 25.00??
Credit cards and other loans: $ 1000.00 (?This includes?some of the payday cash loans?as well as some loans in my husband's name.)??
Other expenses: $ 520.00 ( Daycare costs for my children.)???????????????????????????
???????????????????????? $100.00? (gas - my husband's job requires more travel expense)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 12/29/2009 4:30:56 PM |
| DasMula | $100.00 | $100.00 | 1/1/2010 10:23:36 PM |
| Unitas4302 | $50.00 | $50.00 | 1/3/2010 11:22:43 AM |
| deepblue34 | $30.00 | $30.00 | 1/3/2010 6:58:01 PM |
| yerkster1 | $25.00 | $25.00 | 1/4/2010 11:20:54 AM |
| supreme-justice3 | $100.00 | $100.00 | 1/4/2010 5:01:55 PM |
| bobnewt | $70.00 | $70.00 | 1/5/2010 7:32:03 AM |
| westernson | $25.00 | $25.00 | 1/4/2010 7:37:16 PM |
| odc24 | $45.00 | $45.00 | 1/4/2010 7:21:06 PM |
| Leshan | $25.00 | $25.00 | 1/5/2010 8:34:23 AM |
| jhernand17 | $25.00 | $25.00 | 1/4/2010 7:36:10 PM |
| maccpro1 | $50.00 | $50.00 | 1/4/2010 11:07:27 PM |
| Isotope | $25.00 | $25.00 | 1/5/2010 10:50:28 AM |
| lnrn | $33.20 | $33.20 | 1/5/2010 12:06:30 PM |
| rvfbroker | $25.00 | $25.00 | 1/5/2010 7:17:52 AM |
| Happy-Man | $25.00 | $25.00 | 1/5/2010 9:07:06 AM |
| mbcjk | $25.00 | $25.00 | 1/5/2010 10:11:18 AM |
| just-trade0 | $36.00 | $36.00 | 1/5/2010 1:42:37 PM |
| realtormoises | $25.00 | $25.00 | 1/5/2010 12:49:36 PM |
| exchange-cowbell5 | $150.00 | $102.81 | 1/5/2010 3:22:59 PM |
| Capit0l | $25.00 | $25.00 | 1/5/2010 3:32:43 PM |
| rjsdsu | $25.00 | $25.00 | 1/4/2010 4:29:29 PM |
| tcbmc | $25.00 | $25.00 | 1/4/2010 4:31:26 PM |
| MrPie | $25.00 | $25.00 | 1/4/2010 11:28:52 PM |
| money-washboard | $100.00 | $100.00 | 1/5/2010 12:15:34 AM |
| cunning-bill | $25.00 | $25.00 | 1/5/2010 11:13:43 AM |
| Rulea72 | $48.44 | $48.44 | 1/5/2010 12:05:46 PM |
| five-star-note | $27.63 | $27.63 | 1/5/2010 12:44:26 PM |
| value-crusader5 | $26.47 | $26.47 | 1/5/2010 8:39:31 AM |
| gpuck | $50.00 | $50.00 | 1/5/2010 3:08:31 PM |
| LT-Loans | $25.00 | $25.00 | 1/5/2010 1:17:44 PM |
| Catz_aplenty | $25.00 | $25.00 | 1/5/2010 1:21:31 PM |
| SAR-2 | $82.57 | $82.57 | 1/5/2010 3:46:19 PM |
| JiggaJoeyS | $47.88 | $47.88 | 1/5/2010 3:57:46 PM |
| givetolive | $25.00 | $25.00 | 1/5/2010 3:50:56 PM |
| fair-rate | $50.00 | $50.00 | 1/5/2010 3:52:14 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
440160
This series of Notes was issued and sold upon the funding of the borrower loan #40376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.93% |
Starting monthly payment:
| $63.33 |
|
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 37.88% |
Final monthly payment:
| $63.29 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.68% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 36 | Length of status: | 6y 8m |
|
Amount delinquent:
| $1,593 |
Revolving credit balance:
| $14,296 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 59% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Tammycast |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 87% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 1
( 7% )
| 620-639
(Jun-2008)
620-639
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 1
( 7% )
|
|
Total payments billed:
| 15 | | |
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? Pay off High intrest rate credit cards
My financial situation:
I am a good candidate for this loan because? I am working very hard to build stronger credit for myself.. I am very trust worthy and work hard to make life better.
Monthly net income: $ 2,500.00
Monthly expenses: $ 2,045.00
??Housing: $?700.00
??Insurance: $ 100.00
??Car expenses: $ 250.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 450.00
??Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why were you late on your Prosper payment? - diligent-moola9
A:
Hello,
The reason that I was late on a payment was beacuse I was in a car accident.
As soon as I returned to work I made the payment up, and shortley after that I payed the remainder of the loan off.
Thank You.
(Jan-03-2010)
Q:
What are the two delinquencies in your current record? thx - DenimCapital
A:
I was envolved in a car accident last year and i was late on a credit card payment, and a cable bill. as soon as I returned to work i made them up.
thank you
(Jan-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 12/29/2009 4:24:29 PM |
| Skeptical-one | $50.00 | $50.00 | 12/30/2009 10:41:17 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/31/2009 12:27:22 PM |
| Bob450 | $25.00 | $25.00 | 12/31/2009 2:02:37 PM |
| yerkster1 | $25.00 | $25.00 | 1/4/2010 11:22:08 AM |
| tcbmc | $39.97 | $39.97 | 1/4/2010 4:34:42 PM |
| currency-bumblebee | $50.00 | $50.00 | 1/5/2010 11:07:49 AM |
| DenimCapital | $25.00 | $25.00 | 1/5/2010 4:55:53 AM |
| jybank | $25.00 | $25.00 | 1/5/2010 2:31:17 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/5/2010 3:29:39 PM |
| Bill88 | $30.00 | $30.00 | 1/5/2010 3:55:25 PM |
| just-trade0 | $36.00 | $36.00 | 1/5/2010 1:48:48 PM |
| exciting-fairness | $200.00 | $200.00 | 1/5/2010 3:03:00 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/5/2010 3:12:46 PM |
| givetolive | $25.00 | $25.00 | 1/5/2010 3:51:45 PM |
| Leshan | $34.42 | $34.42 | 1/5/2010 3:52:09 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 7:40:33 PM |
| Dave_Cashflow | $50.00 | $50.00 | 12/30/2009 11:24:15 AM |
| IASKGOD | $25.00 | $25.00 | 1/3/2010 11:52:14 AM |
| chameleon125 | $25.00 | $25.00 | 1/3/2010 3:27:12 PM |
| LendingPimp | $50.00 | $50.00 | 1/3/2010 11:39:42 PM |
| gnar | $25.00 | $25.00 | 1/4/2010 11:11:02 AM |
| Book-Mark | $26.28 | $26.28 | 1/4/2010 4:21:42 PM |
| mrxtravis | $25.00 | $25.00 | 1/5/2010 10:44:13 AM |
| wonderous-power | $25.00 | $25.00 | 1/5/2010 5:31:44 AM |
| dorypro | $25.00 | $25.00 | 1/5/2010 12:00:03 PM |
| martymaniaman | $25.00 | $25.00 | 1/5/2010 6:42:38 AM |
| supreme-hope | $25.00 | $25.00 | 1/5/2010 9:42:31 AM |
| responsible-worth113 | $40.00 | $40.00 | 1/5/2010 3:29:12 PM |
| currency-bumblebee | $25.00 | $25.00 | 1/5/2010 11:07:24 AM |
| carrinel | $31.00 | $31.00 | 1/5/2010 11:44:19 AM |
| IASKGOD | $100.00 | $100.00 | 1/5/2010 2:11:54 PM |
| ohmarkybaby | $130.73 | $112.33 | 1/5/2010 3:01:01 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
440180
This series of Notes was issued and sold upon the funding of the borrower loan #40368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 25.19% |
Starting borrower rate/APR:
| 26.19% / 28.51% |
Starting monthly payment:
| $201.96 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $198.80 |
| |
|
Auction yield range:
| 8.20% - 25.19% |
Estimated loss impact:
| 8.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,926 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 91% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| XIII |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying hospital and credit cards
Purpose of loan:
This loan will be used to pay off hospital bills and credit card debt. I have had a trying quarter. I sprained my wrist in August, had emergency gall bladder surgery, and my mother died in November. With all these circumstances I had to take time off from work which of course cost me even with insurance. I had to resort to credit cards to help pay copayments, bills, and funeral?costs because of the loss of wages during this time.
My financial situation:
I am a good candidate for this loan because despite my current circumstance, I have had perfect credit. I pay my bills on time. I work each and everyday, in addition to working on my doctorate full time. I am very conservative. I don't spend frivolously. I know with this loan I would be able to get back on the better side of credit again.
Monthly net income: $ 3800
Monthly expenses: $
??Housing: $ 1689
??Insurance: $
??Car expenses: $ 400
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $?400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| caseattle | $25.00 | $25.00 | 12/29/2009 4:21:58 PM |
| Tc11902 | $25.00 | $25.00 | 12/29/2009 4:24:20 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 5:27:03 PM |
| FinDoc | $25.00 | $25.00 | 12/29/2009 5:27:07 PM |
| Trakissta | $100.00 | $100.00 | 12/29/2009 6:03:35 PM |
| felicity-daydream | $50.00 | $50.00 | 12/30/2009 9:25:19 AM |
| historic-nickel | $25.00 | $25.00 | 12/30/2009 3:02:08 PM |
| hellasow | $25.00 | $25.00 | 12/30/2009 3:36:09 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/30/2009 5:59:41 PM |
| Bob450 | $25.00 | $25.00 | 12/31/2009 2:07:39 PM |
| Syzygy | $25.00 | $25.00 | 12/31/2009 5:34:31 PM |
| zento | $25.00 | $25.00 | 1/2/2010 12:00:04 PM |
| vine99 | $65.00 | $65.00 | 1/2/2010 7:46:27 PM |
| deepblue34 | $30.00 | $30.00 | 1/3/2010 7:06:30 PM |
| rhin0cerx | $50.00 | $50.00 | 1/4/2010 2:55:52 AM |
| helping-out | $40.00 | $40.00 | 1/4/2010 1:29:18 PM |
| mercuriant | $25.00 | $25.00 | 1/4/2010 1:32:01 PM |
| LarWit1512 | $25.00 | $25.00 | 1/4/2010 4:40:54 PM |
| well-mannered-income3 | $50.00 | $50.00 | 1/4/2010 5:56:35 PM |
| bold-attentive-listing | $200.00 | $200.00 | 1/4/2010 5:41:20 PM |
| circustab | $50.00 | $50.00 | 1/5/2010 6:50:43 AM |
| SFBank | $200.00 | $200.00 | 1/4/2010 7:54:38 PM |
| leverage-monger | $25.00 | $25.00 | 1/5/2010 8:09:24 AM |
| JustMee | $25.00 | $25.00 | 1/4/2010 9:17:47 PM |
| Gobsek | $25.00 | $25.00 | 1/4/2010 8:42:25 PM |
| scientists | $25.00 | $25.00 | 1/5/2010 10:02:08 AM |
| OoM | $25.00 | $25.00 | 1/5/2010 12:49:41 PM |
| Bank_Of_XL | $100.00 | $100.00 | 1/5/2010 7:09:14 AM |
| nickel-pipeline | $40.00 | $40.00 | 1/5/2010 9:18:35 AM |
| fund-secret-agent | $25.00 | $25.00 | 1/5/2010 10:19:52 AM |
| twjh | $25.00 | $25.00 | 1/5/2010 9:07:00 AM |
| padewy | $25.00 | $25.00 | 1/5/2010 10:49:27 AM |
| peaceful-farmer | $50.00 | $50.00 | 1/5/2010 3:25:32 PM |
| Johnab | $25.00 | $25.00 | 1/5/2010 3:29:13 PM |
| wild-orange | $25.00 | $25.00 | 1/5/2010 10:07:02 AM |
| sturdy-peace9 | $50.00 | $50.00 | 1/5/2010 11:38:07 AM |
| walkinonwater | $25.00 | $25.00 | 1/5/2010 11:40:24 AM |
| payout-network1 | $25.00 | $25.00 | 1/5/2010 1:40:46 PM |
| MrOglesby | $25.00 | $25.00 | 1/5/2010 1:55:24 PM |
| DasMula | $100.00 | $100.00 | 1/5/2010 3:08:08 PM |
| DenimCapital | $250.00 | $72.50 | 1/5/2010 3:20:36 PM |
| worldly-gold | $200.00 | $200.00 | 1/5/2010 3:54:50 PM |
| Capit0l | $25.00 | $25.00 | 1/5/2010 3:56:36 PM |
| EretzCapital | $50.00 | $50.00 | 1/5/2010 3:57:23 PM |
| givetolive | $25.00 | $25.00 | 1/5/2010 3:58:10 PM |
| robot777 | $40.00 | $40.00 | 12/29/2009 4:24:14 PM |
| Rockymtnhi | $52.83 | $52.83 | 12/29/2009 5:23:35 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/30/2009 4:39:12 AM |
| fuzed | $25.00 | $25.00 | 12/30/2009 10:48:51 AM |
| DasMula | $50.00 | $50.00 | 12/30/2009 12:44:46 PM |
| ghinga | $50.00 | $50.00 | 1/2/2010 1:48:37 PM |
| tnjohnso | $25.00 | $25.00 | 1/4/2010 11:33:04 AM |
| Loan_shark718 | $50.00 | $50.00 | 1/4/2010 3:49:16 PM |
| income-fortress | $200.00 | $200.00 | 1/4/2010 1:13:18 PM |
| Ven58 | $25.00 | $25.00 | 1/4/2010 6:36:02 PM |
| kttalamo | $25.00 | $25.00 | 1/4/2010 8:11:09 PM |
| Myrick | $25.00 | $25.00 | 1/4/2010 6:15:12 PM |
| patriot384 | $75.00 | $75.00 | 1/4/2010 6:36:52 PM |
| intuitive-deal5 | $250.00 | $250.00 | 1/4/2010 6:53:46 PM |
| Vartindar | $25.00 | $25.00 | 1/4/2010 6:56:38 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/5/2010 9:17:46 AM |
| credit-missile | $25.00 | $25.00 | 1/5/2010 1:59:40 AM |
| CatbirdBanking | $25.00 | $25.00 | 1/4/2010 9:52:56 PM |
| GeoLender | $25.00 | $25.00 | 1/5/2010 5:05:01 AM |
| innovator2 | $130.28 | $130.28 | 1/4/2010 10:30:13 PM |
| dorypro | $25.00 | $25.00 | 1/5/2010 11:51:34 AM |
| MrDance123 | $25.00 | $25.00 | 1/4/2010 11:05:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/5/2010 12:30:45 PM |
| buffalobills | $25.00 | $25.00 | 1/5/2010 7:17:03 AM |
| leverage-monger | $25.00 | $25.00 | 1/5/2010 7:54:50 AM |
| credit-missile | $25.00 | $25.00 | 1/5/2010 8:50:52 AM |
| wwwUniversal | $25.00 | $25.00 | 1/5/2010 9:17:53 AM |
| beuford7 | $25.00 | $25.00 | 1/5/2010 3:24:03 PM |
| credit-missile | $53.86 | $53.86 | 1/5/2010 9:38:13 AM |
| building_community | $25.00 | $25.00 | 1/5/2010 11:48:23 AM |
| nalaari | $50.00 | $50.00 | 1/5/2010 3:48:45 PM |
| EretzCapital | $100.00 | $100.00 | 1/5/2010 12:32:32 PM |
| Peterman | $100.00 | $100.00 | 1/5/2010 12:49:56 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/5/2010 3:54:53 PM |
| skillful-asset5 | $250.00 | $250.00 | 1/5/2010 3:55:43 PM |
| reflective-rupee | $25.00 | $25.00 | 1/5/2010 3:58:29 PM |
| The-CAPS-fan | $50.00 | $50.00 | 1/5/2010 3:58:33 PM |
| LT-Loans | $25.00 | $25.00 | 1/5/2010 1:11:54 PM |
| gothampark | $25.00 | $25.00 | 1/5/2010 1:30:50 PM |
| sknop64 | $50.00 | $50.00 | 1/5/2010 1:15:27 PM |
| rate-hickory | $25.00 | $25.00 | 1/5/2010 1:57:06 PM |
| twtb19 | $75.00 | $75.00 | 1/5/2010 2:16:10 PM |
| MrPie | $25.53 | $25.53 | 1/5/2010 3:26:30 PM |
| durability-halibut | $25.00 | $25.00 | 1/5/2010 3:57:49 PM |
| exchange-cowbell5 | $500.00 | $500.00 | 1/5/2010 3:51:58 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
440266
This series of Notes was issued and sold upon the funding of the borrower loan #40373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,350.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 31.88% |
Starting borrower rate/APR:
| 32.88% / 35.88% |
Starting monthly payment:
| $59.46 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.83% |
Final monthly payment:
| $52.26 |
| |
|
Auction yield range:
| 14.20% - 31.88% |
Estimated loss impact:
| 15.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.31% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 620-639 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 24 | Length of status: | 4y 2m |
|
Amount delinquent:
| $259 |
Revolving credit balance:
| $7,102 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 77% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| kioteblue |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,350.00 | < mo. late:
| 0
( 0% )
| 620-639
(Sep-2007)
|
|
Principal balance:
| $784.60 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Roof repair and repair vehicle
Purpose of loan:
I need to repair part of my roof/ceiling that is damaged and the loan is for what I lack of having all the funds, plus additional $350 to replace brakes and 2 rotors on my car.
Hello all. This will be my second Prosper loan (if funded). My first loan will be paid off in Oct. of the coming year (2010) and I am current and have made all payments on time. My roof?was damaged in a storm last year (and I had it repaired). Apparently, my porch doesn?t have enough ?pitch? and now my living room is leaking water from the ceiling. I have a contractor and I am just short of having the money to pay him to get started with an additional $350 to replace the brakes & 2 rotors on my car, and yes, I will be?building up/changing the pitch of my porch. :) My employment time is?4 years & 2 mo. Thank you for your time and consideration of my loan request.
?Any questions?? Please, feel free to ask. Thanks again.
Monthly net income: $ 1560.00
Monthly expenses: $
??Housing: $ 380.00
??Insurance: $ 73.00
??Car expenses: $?maintenance (car is paid for)
??Utilities: $?120.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 185.00
??Clothing, household expenses $?50.00
??Credit cards and other loans: $ 290.00
??Other expenses: $ 85.00 (medication)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you give us insight on the $259 delinquency? Thanks! - Delta-Kilo-7K
A:
Hello, Yes, it is from a medical bill last year.
On Christmas eve I smashed my hand in the door of my car. My insurance company made me file the bill thru my car insurance before they would pay. During the time it was paid I received another bill from the "physicians". This all took place over almost a 6 month period & I have talked to these people & have payments arranged, but, the balance shows delinquint until it's paid (according to them). Sorry, space limits all details. Thanks.
(Dec-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender12345 | $25.00 | $25.00 | 12/29/2009 9:08:26 PM |
| Delta-Kilo-7K | $25.00 | $25.00 | 12/30/2009 6:13:46 AM |
| CoolPlexer | $25.00 | $25.00 | 1/4/2010 8:22:34 PM |
| Leshan | $75.00 | $75.00 | 1/5/2010 8:39:59 AM |
| Feyenoord | $32.27 | $32.27 | 1/5/2010 3:52:48 PM |
| exchange-cowbell5 | $250.00 | $250.00 | 1/5/2010 3:54:52 PM |
| Aberdeen | $300.00 | $300.00 | 12/31/2009 2:25:12 PM |
| IASKGOD | $25.00 | $25.00 | 1/3/2010 11:57:22 AM |
| Unitas4302 | $200.00 | $157.73 | 1/3/2010 11:20:42 AM |
| beuford7 | $25.00 | $25.00 | 1/4/2010 8:11:23 PM |
| realtormoises | $25.00 | $25.00 | 1/4/2010 4:45:25 PM |
| Spiceyduck | $100.00 | $100.00 | 1/5/2010 4:47:44 AM |
| Bekim | $30.00 | $30.00 | 1/4/2010 5:49:21 PM |
| amor1962 | $25.00 | $25.00 | 1/5/2010 9:08:46 AM |
| vulgy | $25.00 | $25.00 | 1/5/2010 11:02:05 AM |
| CMDCO | $50.00 | $50.00 | 1/5/2010 11:06:52 AM |
| Capit0l | $25.00 | $25.00 | 1/5/2010 3:56:06 PM |
| The-CAPS-fan | $50.00 | $50.00 | 1/5/2010 3:56:19 PM |
| unger | $50.00 | $50.00 | 1/5/2010 3:56:56 PM |
| lend42013 | $30.00 | $30.00 | 1/5/2010 3:58:51 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
440606
This series of Notes was issued and sold upon the funding of the borrower loan #40385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $34.67 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 6.00% / 6.34% |
Final monthly payment:
| $30.42 |
| |
|
Auction yield range:
| 3.20% - 14.00% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,390 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| no-whammies |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Micro Loan
Purpose of loan:
This loan will be used to see how low the rate will go.?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| StocksMan | $50.00 | $50.00 | 1/11/2010 9:18:06 AM |
| EmeritusX | $25.00 | $25.00 | 1/4/2010 10:05:27 AM |
| serene-truth2 | $25.00 | $25.00 | 1/4/2010 1:47:19 PM |
| payontime1 | $50.00 | $50.00 | 1/4/2010 6:14:06 PM |
| Earn_money | $27.54 | $27.54 | 1/5/2010 11:02:58 AM |
| exchange-cowbell5 | $150.00 | $97.46 | 1/6/2010 9:53:34 AM |
| springpanda | $50.00 | $50.00 | 1/6/2010 11:12:46 AM |
| marwadi-62 | $200.00 | $200.00 | 1/7/2010 4:49:17 PM |
| JerryB96 | $25.00 | $25.00 | 1/7/2010 9:52:29 PM |
| scientists | $25.00 | $25.00 | 1/8/2010 11:14:14 AM |
| loanshark62 | $25.00 | $25.00 | 1/8/2010 6:58:25 PM |
| Oak-Parker | $25.00 | $25.00 | 1/9/2010 6:45:57 AM |
| Floridagirl | $50.00 | $50.00 | 1/9/2010 5:23:56 AM |
| Dan4703 | $25.00 | $25.00 | 1/9/2010 6:32:01 AM |
| porwestco | $25.00 | $25.00 | 1/11/2010 6:40:31 AM |
| quiggles | $25.00 | $25.00 | 1/5/2010 7:25:56 AM |
| amit_gu | $25.00 | $25.00 | 1/5/2010 9:53:14 AM |
| aliasqalias | $25.00 | $25.00 | 1/5/2010 4:58:54 PM |
| Lender0307 | $25.00 | $25.00 | 1/6/2010 9:32:08 AM |
| HealthAndSafety | $100.00 | $100.00 | 1/7/2010 8:12:53 PM |
| SchaeferJ | $25.00 | $25.00 | 1/8/2010 6:45:24 PM |
| Richmp412 | $25.00 | $25.00 | 1/9/2010 6:45:09 AM |
| Spiv_51 | $25.00 | $25.00 | 1/10/2010 12:42:13 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
440664
This series of Notes was issued and sold upon the funding of the borrower loan #40405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 8.50% |
Starting borrower rate/APR:
| 9.50% / 9.84% |
Starting monthly payment:
| $480.49 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $480.14 |
| |
|
Auction yield range:
| 3.20% - 8.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 860-879 (Jan-2010) |
Current / open credit lines:
| 18
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 48 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,278 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| impasse1 |
Borrower's state:
| Virginia |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To increase my Prosper account
Purpose of loan:
This loan will be used to increase?the holdings in my Prosper Account ( currently 30+ loans).?
My financial situation:
I am a good candidate for this loan because I do not need it.? I currently have more then $15K in my 401K and more then $15K in stocks.? I will leave 3 months of loan payments in the bank account at any given time and will have an account specifly for Prosper payments.? This is a business and will be run as such.? If you want to make money from me making money, this is your chance!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What do you analyze? - ideal-value
A:
I spent 24 years in the Navy and I analyze Naval Gunnery. Thank you for your interest.
(Jan-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aasx1108 | $25.00 | $25.00 | 1/4/2010 4:01:56 PM |
| BoutYeBank | $50.00 | $50.00 | 1/4/2010 4:01:58 PM |
| Tradesmanlender | $25.00 | $25.00 | 1/4/2010 4:02:15 PM |
| adama_48 | $25.00 | $25.00 | 1/4/2010 4:02:21 PM |
| USMC0311 | $25.00 | $25.00 | 1/4/2010 4:02:30 PM |
| fortytwo | $200.00 | $200.00 | 1/4/2010 4:02:54 PM |
| nuclearmoose | $25.00 | $25.00 | 1/4/2010 4:20:31 PM |
| time4aloan | $25.00 | $25.00 | 1/4/2010 4:20:42 PM |
| Dap2005 | $25.00 | $25.00 | 1/4/2010 4:02:20 PM |
| lifegrowth | $25.00 | $25.00 | 1/4/2010 4:02:24 PM |
| visionary-currency | $100.00 | $100.00 | 1/4/2010 4:02:57 PM |
| unk1911 | $25.00 | $25.00 | 1/4/2010 4:22:16 PM |
| aventurer | $25.00 | $25.00 | 1/4/2010 4:22:49 PM |
| jbaum | $100.00 | $100.00 | 1/4/2010 4:23:15 PM |
| rjblack | $50.00 | $50.00 | 1/4/2010 4:02:08 PM |
| the-money-gargantuan | $25.00 | $25.00 | 1/4/2010 4:02:17 PM |
| junctionking | $25.00 | $25.00 | 1/4/2010 4:23:34 PM |
| loan-warrior | $25.00 | $25.00 | 1/4/2010 4:23:36 PM |
| jjswanso | $25.00 | $25.00 | 1/4/2010 4:24:25 PM |
| internetpreneur | $25.00 | $25.00 | 1/4/2010 4:24:35 PM |
| egw | $25.00 | $25.00 | 1/4/2010 4:26:24 PM |
| Katburg | $50.00 | $50.00 | 1/4/2010 4:26:47 PM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 4:11:59 PM |
| Attract | $25.00 | $25.00 | 1/4/2010 4:26:54 PM |
| Kaj | $30.00 | $30.00 | 1/4/2010 4:27:01 PM |
| shamrocker | $25.00 | $25.00 | 1/4/2010 4:27:06 PM |
| toblerone | $25.00 | $25.00 | 1/4/2010 4:27:17 PM |
| lending_mom | $25.00 | $25.00 | 1/4/2010 4:27:22 PM |
| Artist_Blue | $25.00 | $25.00 | 1/4/2010 4:27:35 PM |
| ven | $25.00 | $25.00 | 1/4/2010 4:27:37 PM |
| market-builder | $25.00 | $25.00 | 1/4/2010 4:28:19 PM |
| Speculator | $50.00 | $50.00 | 1/4/2010 4:28:38 PM |
| BayShell | $50.00 | $50.00 | 1/4/2010 4:28:42 PM |
| kirkjerk | $25.00 | $25.00 | 1/4/2010 4:47:10 PM |
| first-class-dime | $25.00 | $25.00 | 1/4/2010 4:47:11 PM |
| freesia54 | $25.00 | $25.00 | 1/4/2010 4:47:20 PM |
| Musicman1950 | $25.00 | $25.00 | 1/4/2010 4:47:21 PM |
| ryan23 | $200.00 | $200.00 | 1/4/2010 5:44:56 PM |
| supreme-hope | $25.00 | $25.00 | 1/4/2010 6:01:54 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 1/4/2010 6:25:51 PM |
| klinebarger | $25.00 | $25.00 | 1/4/2010 4:22:14 PM |
| Banker7371 | $25.00 | $25.00 | 1/4/2010 4:22:36 PM |
| asdf9876 | $25.00 | $25.00 | 1/4/2010 4:22:52 PM |
| Picopie | $50.00 | $50.00 | 1/4/2010 4:23:11 PM |
| skillful-diversification2 | $25.00 | $25.00 | 1/4/2010 4:23:17 PM |
| lloyd_s | $25.00 | $25.00 | 1/4/2010 4:23:21 PM |
| gold-commander0 | $50.00 | $50.00 | 1/4/2010 4:23:31 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/4/2010 4:23:37 PM |
| thedoctor | $90.00 | $90.00 | 1/4/2010 4:22:22 PM |
| handy-justice | $25.00 | $25.00 | 1/4/2010 4:24:12 PM |
| meenan | $40.00 | $40.00 | 1/4/2010 4:22:26 PM |
| microlendblvr | $100.00 | $100.00 | 1/4/2010 4:22:31 PM |
| larrybird | $100.00 | $100.00 | 1/4/2010 4:22:39 PM |
| StrongMoney | $25.00 | $25.00 | 1/4/2010 4:24:55 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/4/2010 4:22:58 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/4/2010 4:23:18 PM |
| tolstoy00 | $25.00 | $25.00 | 1/4/2010 4:25:45 PM |
| first-upright-payout | $50.00 | $50.00 | 1/4/2010 4:23:25 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/4/2010 4:23:27 PM |
| neenerman | $25.00 | $25.00 | 1/4/2010 4:26:23 PM |
| BankofBen | $250.00 | $250.00 | 1/4/2010 4:23:33 PM |
| credit-force5 | $25.00 | $25.00 | 1/4/2010 4:23:38 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/4/2010 4:23:44 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/4/2010 4:26:45 PM |
| the_winning_ticket | $35.00 | $35.00 | 1/4/2010 4:26:52 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/4/2010 4:26:58 PM |
| kulender | $30.00 | $30.00 | 1/4/2010 4:24:10 PM |
| natmonkey | $25.00 | $25.00 | 1/4/2010 4:27:10 PM |
| Gibbyland | $100.00 | $100.00 | 1/4/2010 4:24:41 PM |
| Goodlender42 | $25.00 | $25.00 | 1/4/2010 4:27:27 PM |
| outtahoth2o | $100.00 | $100.00 | 1/4/2010 4:27:30 PM |
| Purposeful | $50.00 | $50.00 | 1/4/2010 4:27:34 PM |
| flwah | $25.00 | $25.00 | 1/4/2010 4:27:43 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/4/2010 4:26:28 PM |
| bchen78875 | $50.00 | $50.00 | 1/4/2010 4:26:38 PM |
| Cai8899 | $75.00 | $75.00 | 1/4/2010 4:27:53 PM |
| leodaguy | $25.00 | $25.00 | 1/4/2010 4:26:50 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/4/2010 4:28:03 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/4/2010 4:26:55 PM |
| alpinaut | $25.00 | $25.00 | 1/4/2010 4:28:11 PM |
| skuba | $50.00 | $50.00 | 1/4/2010 4:28:20 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/4/2010 4:27:11 PM |
| Sixmil | $25.00 | $25.00 | 1/4/2010 4:28:26 PM |
| kaykarun | $50.00 | $50.00 | 1/4/2010 4:27:24 PM |
| bds9646 | $26.00 | $26.00 | 1/4/2010 4:28:44 PM |
| wiselady | $25.00 | $25.00 | 1/4/2010 4:27:39 PM |
| schpere | $30.00 | $30.00 | 1/4/2010 4:27:49 PM |
| credit-investor5 | $100.00 | $100.00 | 1/4/2010 4:28:05 PM |
| laniac | $50.00 | $50.00 | 1/4/2010 4:36:30 PM |
| martinatime | $25.00 | $25.00 | 1/4/2010 4:39:11 PM |
| BiggestG | $25.00 | $25.00 | 1/4/2010 4:28:29 PM |
| djs81 | $25.00 | $25.00 | 1/4/2010 4:28:35 PM |
| nalaari | $50.00 | $50.00 | 1/4/2010 4:40:59 PM |
| lending-bear | $75.00 | $75.00 | 1/4/2010 4:28:39 PM |
| Steveoo1 | $50.00 | $50.00 | 1/4/2010 4:41:02 PM |
| JohnSmith10 | $50.00 | $50.00 | 1/4/2010 4:39:10 PM |
| Tc11902 | $25.00 | $25.00 | 1/4/2010 4:40:04 PM |
| MitchD | $25.00 | $25.00 | 1/4/2010 4:45:59 PM |
| systemlender | $25.00 | $25.00 | 1/4/2010 4:40:10 PM |
| sensible-order2 | $25.00 | $25.00 | 1/4/2010 4:47:09 PM |
| a-special-power | $25.00 | $25.00 | 1/4/2010 4:47:23 PM |
| hard-working-loot | $25.00 | $25.00 | 1/4/2010 4:47:26 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/4/2010 4:46:59 PM |
| fund-medalist171 | $25.00 | $25.00 | 1/4/2010 4:47:12 PM |
| note-tent | $37.64 | $37.64 | 1/4/2010 6:26:02 PM |
| blot44 | $25.00 | $25.00 | 1/4/2010 8:42:04 PM |
| benefit-squirrel | $200.00 | $200.00 | 1/4/2010 9:48:50 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 1/5/2010 12:33:04 PM |
| chrisb1414 | $25.00 | $25.00 | 1/5/2010 1:07:46 PM |
| vulgy | $50.00 | $50.00 | 1/5/2010 2:31:54 PM |
| income-crescendo1 | $110.00 | $110.00 | 1/5/2010 11:00:07 AM |
| jybank | $50.00 | $50.00 | 1/5/2010 11:37:30 AM |
| foofiter | $46.00 | $46.00 | 1/5/2010 1:05:10 PM |
| minista | $25.00 | $25.00 | 1/5/2010 11:41:11 AM |
| WhiteGiant | $25.00 | $25.00 | 1/5/2010 12:37:35 PM |
| squarebob | $25.00 | $25.00 | 1/5/2010 3:06:39 PM |
| Gaelicman | $100.00 | $100.00 | 1/5/2010 2:17:31 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/5/2010 5:02:21 PM |
| wonderous-power | $25.00 | $25.00 | 1/6/2010 2:11:14 AM |
| BankofPaul | $30.00 | $30.00 | 1/6/2010 5:50:31 AM |
| JerryB96 | $25.00 | $25.00 | 1/5/2010 10:03:18 PM |
| springpanda | $25.00 | $25.00 | 1/6/2010 11:50:32 AM |
| serene-truth2 | $25.00 | $25.00 | 1/6/2010 1:56:33 PM |
| kristl | $50.00 | $50.00 | 1/6/2010 3:51:15 PM |
| OSERENKUKU | $25.00 | $25.00 | 1/6/2010 6:01:07 PM |
| vine99 | $100.00 | $100.00 | 1/6/2010 9:07:35 PM |
| exchange-cowbell5 | $275.00 | $275.00 | 1/6/2010 4:32:31 PM |
| billnsc | $25.00 | $25.00 | 1/7/2010 5:30:43 AM |
| gizmo65 | $48.78 | $48.78 | 1/6/2010 7:59:40 PM |
| goatmop | $25.00 | $25.00 | 1/7/2010 8:46:27 AM |
| Firescreek | $37.50 | $37.50 | 1/7/2010 11:40:01 AM |
| roadster199 | $25.00 | $25.00 | 1/7/2010 11:43:46 AM |
| wealth-pipeline | $25.00 | $25.00 | 1/7/2010 2:48:50 PM |
| axelducheck | $25.00 | $25.00 | 1/7/2010 6:49:58 PM |
| payout-magician | $50.00 | $50.00 | 1/7/2010 8:22:56 PM |
| MGS | $25.00 | $25.00 | 1/8/2010 8:58:39 AM |
| IceFisherman | $50.00 | $50.00 | 1/8/2010 9:42:56 AM |
| kindofaloaner | $50.00 | $50.00 | 1/8/2010 10:46:29 AM |
| bcsmith | $25.00 | $25.00 | 1/8/2010 11:04:48 AM |
| ghinga | $25.00 | $25.00 | 1/8/2010 1:52:58 PM |
| outofoffice | $50.00 | $50.00 | 1/8/2010 2:25:41 PM |
| jyalender | $59.87 | $59.87 | 1/8/2010 9:30:16 PM |
| psbruce | $25.00 | $25.00 | 1/9/2010 8:33:26 AM |
| wuscjim | $26.77 | $26.77 | 1/9/2010 8:54:28 AM |
| Swabjockey | $50.00 | $50.00 | 1/9/2010 9:05:53 AM |
| Joshtron | $25.00 | $25.00 | 1/9/2010 1:37:20 PM |
| a2190b | $25.00 | $25.00 | 1/9/2010 2:23:25 PM |
| a2190b | $25.00 | $25.00 | 1/9/2010 2:24:03 PM |
| Moneypenny6 | $25.00 | $25.00 | 1/9/2010 5:40:03 PM |
| Arpad | $40.00 | $40.00 | 1/9/2010 5:24:26 PM |
| flshdaskll | $50.00 | $50.00 | 1/10/2010 10:15:51 AM |
| well-rounded-diversification | $25.00 | $25.00 | 1/10/2010 11:50:43 AM |
| Guiren | $100.00 | $100.00 | 1/10/2010 11:54:23 AM |
| RandyL3 | $25.00 | $25.00 | 1/10/2010 7:12:07 PM |
| bomdel | $25.00 | $25.00 | 1/11/2010 7:55:12 AM |
| bondo41 | $25.00 | $25.00 | 1/11/2010 10:10:16 AM |
| SpectrumCapital | $25.00 | $25.00 | 1/11/2010 12:01:22 PM |
| Ssider | $50.00 | $50.00 | 1/11/2010 11:55:57 AM |
| draggon77 | $25.00 | $25.00 | 1/11/2010 11:15:08 AM |
| exciting-fairness | $200.00 | $200.00 | 1/11/2010 12:25:26 PM |
| wild-orange | $25.00 | $25.00 | 1/11/2010 12:16:06 PM |
| julijask | $35.00 | $35.00 | 1/11/2010 12:48:00 PM |
| Auditman | $50.00 | $50.00 | 1/11/2010 12:49:31 PM |
| Patrician | $100.00 | $100.00 | 1/11/2010 1:04:20 PM |
| jybank | $50.00 | $50.00 | 1/11/2010 3:32:05 PM |
| squarebob | $25.00 | $25.00 | 1/11/2010 1:55:11 PM |
| Uwantfunds | $50.00 | $50.00 | 1/11/2010 3:38:57 PM |
| bankojerry | $25.00 | $25.00 | 1/11/2010 3:51:24 PM |
| spruce2 | $50.00 | $50.00 | 1/11/2010 3:35:00 PM |
| selo80 | $25.00 | $25.00 | 1/11/2010 3:23:57 PM |
| Engineer44 | $25.00 | $25.00 | 1/11/2010 4:01:20 PM |
| BeansMan02 | $25.00 | $25.00 | 1/4/2010 4:02:13 PM |
| roccofox | $50.00 | $50.00 | 1/4/2010 4:02:18 PM |
| slartibardfast | $25.00 | $25.00 | 1/4/2010 4:02:34 PM |
| huorn | $25.00 | $25.00 | 1/4/2010 4:02:47 PM |
| loyalist1 | $25.00 | $25.00 | 1/4/2010 4:20:23 PM |
| JGB | $25.00 | $25.00 | 1/4/2010 4:02:19 PM |
| SDNLR | $25.00 | $25.00 | 1/4/2010 4:02:22 PM |
| sh71 | $25.00 | $25.00 | 1/4/2010 4:02:53 PM |
| majestic-dedication | $50.00 | $50.00 | 1/4/2010 4:22:44 PM |
| AmericanCredit | $25.00 | $25.00 | 1/4/2010 4:23:02 PM |
| Carpetkid | $50.00 | $50.00 | 1/4/2010 4:23:12 PM |
| influential-gain | $25.00 | $25.00 | 1/4/2010 4:02:05 PM |
| Havana21 | $200.00 | $200.00 | 1/4/2010 4:23:26 PM |
| Tai | $25.00 | $25.00 | 1/4/2010 4:02:10 PM |
| TheColoradoDon | $25.00 | $25.00 | 1/4/2010 4:02:23 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/4/2010 4:02:38 PM |
| kenji4861 | $25.00 | $25.00 | 1/4/2010 4:12:05 PM |
| AF-Chief | $35.00 | $35.00 | 1/4/2010 4:27:05 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/4/2010 4:12:08 PM |
| cash-boots | $25.00 | $25.00 | 1/4/2010 4:27:08 PM |
| rooosta | $25.00 | $25.00 | 1/4/2010 4:27:41 PM |
| meux99 | $25.00 | $25.00 | 1/4/2010 4:27:51 PM |
| JJS180 | $25.00 | $25.00 | 1/4/2010 4:27:57 PM |
| DukSerduk | $25.00 | $25.00 | 1/4/2010 4:28:08 PM |
| OCedHrt | $25.00 | $25.00 | 1/4/2010 4:28:25 PM |
| MidLifeCrisis | $50.00 | $50.00 | 1/4/2010 4:28:34 PM |
| bowdish1 | $100.00 | $100.00 | 1/4/2010 4:28:45 PM |
| revmax | $25.00 | $25.00 | 1/4/2010 4:39:14 PM |
| MO_Investor | $25.00 | $25.00 | 1/4/2010 4:41:04 PM |
| trade-pumpkin | $35.00 | $35.00 | 1/4/2010 4:41:29 PM |
| wowsurfer | $25.00 | $25.00 | 1/4/2010 4:43:26 PM |
| helping-out | $25.00 | $25.00 | 1/4/2010 4:46:58 PM |
| bonus-adventure3 | $36.75 | $36.75 | 1/4/2010 4:47:06 PM |
| wormdc | $25.00 | $25.00 | 1/4/2010 4:16:34 PM |
| credit-coach118 | $40.00 | $40.00 | 1/4/2010 4:47:14 PM |
| bonus-turbine1 | $25.00 | $25.00 | 1/4/2010 4:47:19 PM |
| lean-velocity | $25.00 | $25.00 | 1/4/2010 4:47:20 PM |
| kvandivo | $25.00 | $25.00 | 1/4/2010 4:47:24 PM |
| trident9 | $25.00 | $25.00 | 1/4/2010 5:27:34 PM |
| jameskdean | $25.00 | $25.00 | 1/4/2010 5:35:41 PM |
| ChicoBob | $50.00 | $50.00 | 1/4/2010 4:20:33 PM |
| Binan | $25.00 | $25.00 | 1/4/2010 4:20:35 PM |
| friendly-market5 | $25.00 | $25.00 | 1/4/2010 4:22:11 PM |
| scottr | $25.00 | $25.00 | 1/4/2010 4:22:19 PM |
| elasermd | $50.00 | $50.00 | 1/4/2010 4:20:00 PM |
| kegs | $100.00 | $100.00 | 1/4/2010 4:22:53 PM |
| greenwell | $50.00 | $50.00 | 1/4/2010 4:23:06 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/4/2010 4:23:19 PM |
| DonaldColorado | $25.00 | $25.00 | 1/4/2010 4:23:29 PM |
| BlindProphet | $25.00 | $25.00 | 1/4/2010 4:22:28 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 1/4/2010 4:24:20 PM |
| ChristopherHS | $25.00 | $25.00 | 1/4/2010 4:24:30 PM |
| secundus | $25.00 | $25.00 | 1/4/2010 4:22:35 PM |
| Nash2065 | $25.00 | $25.00 | 1/4/2010 7:40:50 PM |
| honorable-yield | $75.00 | $75.00 | 1/4/2010 4:23:03 PM |
| personal-lender | $25.00 | $25.00 | 1/4/2010 4:23:22 PM |
| dime-neutron | $25.00 | $25.00 | 1/4/2010 4:23:41 PM |
| figs4u2 | $80.00 | $80.00 | 1/4/2010 4:26:33 PM |
| gulch | $35.00 | $35.00 | 1/4/2010 4:26:49 PM |
| forthright-social | $25.00 | $25.00 | 1/4/2010 4:27:03 PM |
| buukyak | $25.00 | $25.00 | 1/4/2010 4:27:12 PM |
| dinero-festivity2 | $50.00 | $50.00 | 1/4/2010 4:27:20 PM |
| teller | $60.00 | $60.00 | 1/4/2010 4:27:45 PM |
| auction-elvis | $25.00 | $25.00 | 1/4/2010 4:26:30 PM |
| mikeandcat | $100.00 | $100.00 | 1/4/2010 4:26:56 PM |
| thegreatone | $100.00 | $100.00 | 1/4/2010 4:28:12 PM |
| Jassi | $25.00 | $25.00 | 1/4/2010 4:27:18 PM |
| KiwiElf | $30.00 | $30.00 | 1/4/2010 4:28:31 PM |
| wampum-optimization | $50.00 | $50.00 | 1/4/2010 4:27:23 PM |
| skvat | $25.00 | $25.00 | 1/4/2010 4:27:27 PM |
| Phantom99 | $25.00 | $25.00 | 1/4/2010 4:28:43 PM |
| discrete-asset | $25.00 | $25.00 | 1/4/2010 4:27:42 PM |
| head | $25.00 | $25.00 | 1/4/2010 4:27:47 PM |
| superchicken | $25.00 | $25.00 | 1/4/2010 4:27:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/4/2010 4:27:55 PM |
| Cheburashka | $30.00 | $30.00 | 1/4/2010 4:28:01 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 1/4/2010 4:37:13 PM |
| elegant-income3 | $25.00 | $25.00 | 1/4/2010 4:28:15 PM |
| forthright-dedication | $25.00 | $25.00 | 1/4/2010 4:28:22 PM |
| PA2LA | $25.00 | $25.00 | 1/4/2010 4:40:55 PM |
| delicious-social132 | $25.00 | $25.00 | 1/4/2010 4:28:37 PM |
| best-deal-banker | $50.00 | $50.00 | 1/4/2010 4:41:26 PM |
| vkorichkov | $32.45 | $32.45 | 1/4/2010 4:43:24 PM |
| cyonamine | $25.00 | $25.00 | 1/4/2010 4:39:16 PM |
| revenue-ruler6 | $25.00 | $25.00 | 1/4/2010 4:45:53 PM |
| jfd287 | $25.00 | $25.00 | 1/4/2010 4:40:07 PM |
| dollars4debts | $25.00 | $25.00 | 1/4/2010 4:40:58 PM |
| BigCityLending | $25.00 | $25.00 | 1/4/2010 4:47:17 PM |
| DandBFamily | $25.00 | $25.00 | 1/4/2010 4:47:24 PM |
| Pasagam | $25.00 | $25.00 | 1/4/2010 4:47:22 PM |
| Ven58 | $25.00 | $25.00 | 1/4/2010 5:45:34 PM |
| Scoreman | $50.00 | $50.00 | 1/4/2010 5:20:40 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 1/5/2010 6:27:06 AM |
| agent86a | $25.00 | $25.00 | 1/4/2010 6:25:50 PM |
| ethicalhumanist | $25.00 | $25.00 | 1/4/2010 6:00:51 PM |
| Dazz2061 | $25.00 | $1.83 | 1/4/2010 6:44:42 PM |
| Mavrck88 | $25.00 | $25.00 | 1/4/2010 6:21:15 PM |
| FundMaker | $25.00 | $25.00 | 1/4/2010 9:46:22 PM |
| skillful-finance | $25.00 | $25.00 | 1/5/2010 11:37:28 AM |
| circustab | $50.00 | $50.00 | 1/5/2010 6:57:40 AM |
| credit-bada-bing | $25.00 | $25.00 | 1/5/2010 7:56:13 AM |
| Zipperdu | $35.00 | $35.00 | 1/5/2010 9:28:19 AM |
| UofCMaroon | $100.00 | $100.00 | 1/5/2010 10:49:05 AM |
| Merganser | $25.00 | $25.00 | 1/5/2010 10:18:27 AM |
| fantasysports | $25.00 | $25.00 | 1/5/2010 12:45:24 PM |
| SKAGIT22 | $25.00 | $25.00 | 1/5/2010 12:39:35 PM |
| Pickmar | $25.00 | $25.00 | 1/5/2010 1:41:28 PM |
| squarebob | $25.00 | $25.00 | 1/5/2010 3:07:06 PM |
| wwwUniversal | $25.00 | $25.00 | 1/5/2010 5:01:47 PM |
| creative-reward1 | $25.00 | $25.00 | 1/5/2010 4:47:58 PM |
| HealthyWealthNow | $25.00 | $25.00 | 1/5/2010 6:52:40 PM |
| riv701 | $25.00 | $25.00 | 1/5/2010 7:02:11 PM |
| Planecourage | $75.00 | $75.00 | 1/6/2010 12:21:12 PM |
| knowonder | $31.36 | $31.36 | 1/6/2010 2:24:40 AM |
| enriching-payout | $25.00 | $25.00 | 1/6/2010 7:37:56 AM |
| mrxtravis | $25.00 | $25.00 | 1/6/2010 8:56:38 AM |
| VBPlayer | $40.00 | $40.00 | 1/6/2010 8:47:15 AM |
| Syzygy | $25.00 | $25.00 | 1/6/2010 9:12:00 AM |
| yield-hero4 | $50.00 | $50.00 | 1/6/2010 10:43:01 AM |
| greenback-ally | $50.00 | $50.00 | 1/6/2010 12:29:21 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/6/2010 1:54:08 PM |
| CirC | $25.00 | $25.00 | 1/6/2010 3:52:11 PM |
| integrityisnumone | $25.00 | $25.00 | 1/7/2010 12:34:20 AM |
| AtlantistoXanadu | $100.00 | $100.00 | 1/6/2010 5:20:46 PM |
| spruce2 | $25.00 | $25.00 | 1/7/2010 7:19:22 AM |
| raccoon123 | $50.00 | $50.00 | 1/7/2010 9:09:40 AM |
| Boba1964 | $25.00 | $25.00 | 1/6/2010 11:35:16 PM |
| lakefront5 | $50.00 | $50.00 | 1/7/2010 8:53:55 AM |
| glimmering-credit4 | $25.00 | $25.00 | 1/7/2010 10:20:04 AM |
| buffalobills | $25.00 | $25.00 | 1/7/2010 10:54:57 AM |
| rmpedi33 | $150.00 | $150.00 | 1/7/2010 10:19:03 AM |
| ultimatepaintball | $25.00 | $25.00 | 1/7/2010 3:42:20 PM |
| MTGuy | $25.00 | $25.00 | 1/7/2010 1:06:12 PM |
| gustavholstopus32 | $25.00 | $25.00 | 1/7/2010 4:57:36 PM |
| BlueProteus | $25.00 | $25.00 | 1/7/2010 7:09:28 PM |
| surfsider123 | $25.00 | $25.00 | 1/7/2010 9:19:49 PM |
| Trondheim_Norway | $150.00 | $150.00 | 1/7/2010 9:34:03 PM |
| spc91x | $25.00 | $25.00 | 1/7/2010 7:50:08 PM |
| Asset-Builder | $39.15 | $39.15 | 1/8/2010 6:42:35 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/8/2010 8:01:37 AM |
| vtpilot00 | $111.00 | $111.00 | 1/8/2010 8:25:20 AM |
| GradEcon | $31.19 | $31.19 | 1/8/2010 9:36:32 AM |
| adir1 | $50.00 | $50.00 | 1/8/2010 9:59:24 AM |
| Robbdogg | $25.00 | $25.00 | 1/8/2010 10:50:21 AM |
| yenom | $25.00 | $25.00 | 1/8/2010 12:50:41 PM |
| vtr1000 | $25.12 | $25.12 | 1/8/2010 1:06:26 PM |
| Saab93 | $25.00 | $25.00 | 1/8/2010 3:10:57 PM |
| unger | $50.00 | $50.00 | 1/8/2010 2:14:57 PM |
| trajames | $53.19 | $53.19 | 1/8/2010 3:33:58 PM |
| redryder20 | $150.00 | $150.00 | 1/8/2010 3:51:38 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 1/8/2010 5:57:23 PM |
| OKPapa | $37.45 | $37.45 | 1/8/2010 9:26:15 PM |
| Oak-Parker | $25.00 | $25.00 | 1/8/2010 7:12:29 PM |
| manugee | $50.00 | $50.00 | 1/9/2010 6:10:53 AM |
| worth-victor6 | $25.00 | $25.00 | 1/9/2010 6:48:24 AM |
| ManhattanLender | $25.00 | $25.00 | 1/9/2010 2:07:13 PM |
| Ranger3255 | $104.69 | $104.69 | 1/9/2010 2:02:40 PM |
| BOZO88 | $25.00 | $25.00 | 1/9/2010 8:13:22 PM |
| payontime1 | $50.00 | $50.00 | 1/9/2010 11:22:32 PM |
| mykeystoy | $25.00 | $25.00 | 1/10/2010 11:51:07 AM |
| maplehouse | $28.96 | $28.96 | 1/10/2010 9:58:52 AM |
| 12Knocksinna | $50.00 | $50.00 | 1/10/2010 2:39:36 PM |
| iruz | $58.58 | $58.58 | 1/10/2010 11:48:12 AM |
| infomas | $25.00 | $25.00 | 1/10/2010 4:07:34 PM |
| gothampark | $25.00 | $25.00 | 1/10/2010 7:55:37 PM |
| llequire1 | $182.63 | $182.63 | 1/11/2010 6:03:19 AM |
| scrabbler | $25.00 | $25.00 | 1/11/2010 6:41:18 AM |
| dammage | $25.00 | $25.00 | 1/11/2010 10:25:51 AM |
| orbital-transparency | $25.00 | $25.00 | 1/11/2010 10:27:06 AM |
| soular21804 | $25.00 | $25.00 | 1/11/2010 10:52:26 AM |
| favorite-commerce | $25.00 | $25.00 | 1/11/2010 11:17:40 AM |
| simiray | $25.00 | $25.00 | 1/11/2010 10:03:53 AM |
| interest-friendship | $50.00 | $50.00 | 1/11/2010 11:30:47 AM |
| Bizern | $30.00 | $30.00 | 1/11/2010 11:34:58 AM |
| KHODADAD | $50.00 | $50.00 | 1/11/2010 10:33:58 AM |
| fr0gpil0t | $25.00 | $25.00 | 1/11/2010 12:15:16 PM |
| plbquic | $25.00 | $25.00 | 1/11/2010 12:28:26 PM |
| yield-quest | $50.00 | $50.00 | 1/11/2010 1:04:29 PM |
| Grandmahoneybee | $50.00 | $50.00 | 1/11/2010 1:08:24 PM |
| octoberfresh | $25.00 | $25.00 | 1/11/2010 12:35:37 PM |
| jocephus | $58.09 | $58.09 | 1/11/2010 1:36:49 PM |
| Astounding | $25.00 | $25.00 | 1/11/2010 2:08:21 PM |
| gogene2002 | $25.00 | $25.00 | 1/11/2010 1:31:08 PM |
| meggo33 | $25.00 | $25.00 | 1/11/2010 2:26:50 PM |
| Marco83 | $25.00 | $25.00 | 1/11/2010 1:49:00 PM |
| squarebob | $25.00 | $25.00 | 1/11/2010 1:55:41 PM |
| capital-baron507 | $100.00 | $100.00 | 1/11/2010 3:12:05 PM |
| patriot384 | $250.00 | $250.00 | 1/11/2010 3:22:53 PM |
| doacommish | $25.00 | $25.00 | 1/11/2010 2:18:07 PM |
| blitz_ac | $75.00 | $75.00 | 1/11/2010 3:57:34 PM |
| 361 bids
|
Borrower Payment Dependent Notes Series
440796
This series of Notes was issued and sold upon the funding of the borrower loan #40379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $351.85 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $351.59 |
| |
|
Auction yield range:
| 4.20% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 780-799 (Jan-2010) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,424 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| basis-rancher |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Life After Credit Card Debt
Purpose of loan:
Finally pay off our credit cards so we can move on with our lives.
My financial situation:
My husband and I have been diligently paying down our credit card balances for the past few years. I had returned to college to pursue a degree in the sciences and after I graduated in 2008 we had built up considerable credit card debt. We have really chipped away at our debt but we would like to speed the process up, which is difficult when? finance charges put you in the "one step forward, two steps back" position. We both have solid jobs and can certainly make the monthly payments. It would be really nice to just make one payment per month and know that we can look forward to life after credit card debt!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| melodious-fairness | $25.00 | $25.00 | 1/4/2010 9:24:25 AM |
| DRA-Properties | $25.00 | $25.00 | 1/4/2010 9:24:51 AM |
| schpere | $25.00 | $25.00 | 1/4/2010 9:26:00 AM |
| aventurer | $25.00 | $25.00 | 1/4/2010 9:26:19 AM |
| burrito6 | $25.00 | $25.00 | 1/4/2010 9:27:08 AM |
| gulch | $25.00 | $25.00 | 1/4/2010 9:24:47 AM |
| crazycool | $25.00 | $25.00 | 1/4/2010 9:27:11 AM |
| Banker7371 | $25.00 | $25.00 | 1/4/2010 9:25:04 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/4/2010 9:27:20 AM |
| microlendblvr | $150.00 | $150.00 | 1/4/2010 9:25:36 AM |
| Steveoo1 | $25.00 | $25.00 | 1/4/2010 9:28:17 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/4/2010 9:28:22 AM |
| commitment-forte6 | $25.00 | $25.00 | 1/4/2010 9:28:31 AM |
| yield-hero4 | $25.00 | $25.00 | 1/4/2010 9:26:43 AM |
| biobulator | $25.00 | $25.00 | 1/4/2010 9:30:01 AM |
| peso-colonel | $25.00 | $25.00 | 1/4/2010 9:27:49 AM |
| contract-voltage | $25.00 | $25.00 | 1/4/2010 9:25:09 AM |
| PocketAces | $25.00 | $25.00 | 1/4/2010 9:28:26 AM |
| Binan | $25.00 | $25.00 | 1/4/2010 9:25:13 AM |
| Macinvest | $25.00 | $25.00 | 1/4/2010 9:31:55 AM |
| tom48l | $25.00 | $25.00 | 1/4/2010 9:32:06 AM |
| SnE | $25.00 | $25.00 | 1/4/2010 9:32:11 AM |
| geniusj | $25.00 | $25.00 | 1/4/2010 9:32:57 AM |
| docktah | $50.00 | $50.00 | 1/4/2010 9:26:30 AM |
| teller | $25.00 | $25.00 | 1/4/2010 9:33:13 AM |
| impeccable-transparency | $75.00 | $75.00 | 1/4/2010 9:33:28 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 1/4/2010 9:30:22 AM |
| museic1 | $50.00 | $50.00 | 1/4/2010 9:30:29 AM |
| puifais | $25.00 | $25.00 | 1/4/2010 9:27:58 AM |
| digitalrinaldo | $25.00 | $25.00 | 1/4/2010 9:31:49 AM |
| orange-value-exec | $25.00 | $25.00 | 1/4/2010 9:36:05 AM |
| reward-adventure | $25.00 | $25.00 | 1/4/2010 9:32:39 AM |
| affluence-tycoon | $25.00 | $25.00 | 1/4/2010 9:28:47 AM |
| elevated-platinum5 | $50.00 | $50.00 | 1/4/2010 9:32:52 AM |
| payout-point | $50.00 | $50.00 | 1/4/2010 9:29:00 AM |
| Carpetkid | $25.00 | $25.00 | 1/4/2010 9:33:02 AM |
| community-pipeline8 | $50.00 | $50.00 | 1/4/2010 9:33:18 AM |
| mikeandcat | $50.00 | $50.00 | 1/4/2010 9:29:36 AM |
| value-pole | $25.00 | $25.00 | 1/4/2010 9:30:12 AM |
| bonus-buddy2 | $35.00 | $35.00 | 1/4/2010 9:30:35 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/4/2010 9:39:36 AM |
| chicco | $80.00 | $80.00 | 1/4/2010 9:31:03 AM |
| harperpotok | $100.00 | $100.00 | 1/4/2010 9:31:36 AM |
| accordion8 | $50.00 | $50.00 | 1/4/2010 9:32:14 AM |
| Weaverville | $25.00 | $25.00 | 1/4/2010 9:32:19 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/4/2010 9:41:23 AM |
| payout-equalizer8 | $25.00 | $25.00 | 1/4/2010 9:32:28 AM |
| best-deal-banker | $25.00 | $25.00 | 1/4/2010 9:32:34 AM |
| ekmendenhall | $25.00 | $25.00 | 1/4/2010 9:33:24 AM |
| elasermd | $50.00 | $50.00 | 1/4/2010 9:33:50 AM |
| AngleofGod | $25.00 | $25.00 | 1/4/2010 9:34:20 AM |
| cpaphoto | $25.00 | $25.00 | 1/4/2010 9:43:26 AM |
| CASHGIRL | $40.00 | $40.00 | 1/4/2010 9:44:28 AM |
| thoughtful-community7 | $25.00 | $25.00 | 1/4/2010 9:44:39 AM |
| shanedog | $25.00 | $25.00 | 1/4/2010 9:45:30 AM |
| jtradition | $26.12 | $26.12 | 1/4/2010 9:45:38 AM |
| steadhouse | $50.00 | $50.00 | 1/4/2010 9:45:50 AM |
| gallant-camaraderi | $25.00 | $25.00 | 1/4/2010 9:46:21 AM |
| community-broadcaster | $25.00 | $25.00 | 1/4/2010 9:46:40 AM |
| friendly-market5 | $25.00 | $25.00 | 1/4/2010 9:46:52 AM |
| ambmba | $25.00 | $25.00 | 1/4/2010 9:47:02 AM |
| jswanso2 | $25.00 | $25.00 | 1/4/2010 9:47:10 AM |
| p123 | $50.00 | $50.00 | 1/4/2010 9:43:15 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 1/4/2010 9:43:19 AM |
| skuba | $25.00 | $25.00 | 1/4/2010 9:49:35 AM |
| CPDDDS | $50.00 | $50.00 | 1/4/2010 9:44:22 AM |
| ImaPutz | $25.00 | $25.00 | 1/4/2010 9:51:29 AM |
| time4aloan | $25.00 | $25.00 | 1/4/2010 9:41:37 AM |
| scottr | $25.00 | $25.00 | 1/4/2010 9:45:33 AM |
| selfmademan | $25.00 | $25.00 | 1/4/2010 9:52:00 AM |
| inspiring-reward | $50.00 | $50.00 | 1/4/2010 9:46:09 AM |
| fcukciti | $25.00 | $25.00 | 1/4/2010 9:52:35 AM |
| Reinadog9 | $25.00 | $25.00 | 1/4/2010 9:52:38 AM |
| granitepk | $25.00 | $25.00 | 1/4/2010 9:46:18 AM |
| plentiful-reward | $50.00 | $50.00 | 1/4/2010 9:52:47 AM |
| newyork6264 | $25.00 | $25.00 | 1/4/2010 9:53:02 AM |
| foxy-fund | $50.00 | $50.00 | 1/4/2010 9:53:25 AM |
| Siafu | $25.00 | $25.00 | 1/4/2010 9:53:53 AM |
| cyberie21 | $40.00 | $40.00 | 1/4/2010 9:47:35 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 1/4/2010 9:53:57 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/4/2010 9:54:05 AM |
| LiquidLender | $25.00 | $25.00 | 1/4/2010 9:54:30 AM |
| 30Sky | $25.00 | $25.00 | 1/4/2010 9:44:42 AM |
| Lilred7879 | $50.00 | $50.00 | 1/4/2010 9:48:58 AM |
| klinebarger | $25.00 | $25.00 | 1/4/2010 9:55:50 AM |
| Purposeful | $100.00 | $100.00 | 1/4/2010 9:46:13 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/4/2010 9:49:39 AM |
| helpinghand75 | $25.00 | $25.00 | 1/4/2010 9:50:01 AM |
| asset-equilibrium0 | $25.00 | $25.00 | 1/4/2010 9:46:32 AM |
| thevogelfamily | $40.00 | $40.00 | 1/4/2010 9:47:08 AM |
| top-commitment-champ | $25.00 | $25.00 | 1/4/2010 9:51:11 AM |
| ljay | $25.00 | $25.00 | 1/4/2010 9:56:42 AM |
| OCedHrt | $25.00 | $25.00 | 1/4/2010 9:51:22 AM |
| vkorichkov | $30.00 | $30.00 | 1/4/2010 9:52:05 AM |
| thedreamer | $25.00 | $25.00 | 1/4/2010 9:47:53 AM |
| LAKESPRING | $25.00 | $25.00 | 1/4/2010 9:52:10 AM |
| radiant-fund | $25.00 | $25.00 | 1/4/2010 9:53:07 AM |
| cingular | $25.00 | $25.00 | 1/4/2010 9:48:37 AM |
| kaykarun | $25.00 | $25.00 | 1/4/2010 9:48:41 AM |
| RationalWorld | $25.00 | $25.00 | 1/4/2010 9:48:52 AM |
| Avala | $50.00 | $50.00 | 1/4/2010 9:49:24 AM |
| ghinga | $50.00 | $50.00 | 1/4/2010 9:54:35 AM |
| metro457 | $25.00 | $25.00 | 1/4/2010 9:54:50 AM |
| gracej | $25.00 | $25.00 | 1/4/2010 9:49:48 AM |
| return-marsupial3 | $25.00 | $25.00 | 1/4/2010 9:50:41 AM |
| market-builder | $25.00 | $25.00 | 1/4/2010 9:50:56 AM |
| delicious-social132 | $25.00 | $25.00 | 1/4/2010 9:51:04 AM |
| greenwell | $50.00 | $50.00 | 1/4/2010 10:00:38 AM |
| Fiimg | $50.00 | $50.00 | 1/4/2010 9:52:30 AM |
| BlindProphet | $25.00 | $25.00 | 1/4/2010 9:57:57 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/4/2010 9:52:53 AM |
| secundus | $25.00 | $25.00 | 1/4/2010 9:58:18 AM |
| personal-lender | $25.00 | $25.00 | 1/4/2010 10:02:16 AM |
| kegs | $100.00 | $100.00 | 1/4/2010 9:53:14 AM |
| portfolio-zone801 | $25.00 | $25.00 | 1/4/2010 9:53:20 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/4/2010 10:02:57 AM |
| DonaldColorado | $25.00 | $25.00 | 1/4/2010 10:03:20 AM |
| srilm | $25.00 | $25.00 | 1/4/2010 9:54:45 AM |
| principal-kung-fu | $25.00 | $25.00 | 1/4/2010 9:54:56 AM |
| Havana21 | $25.00 | $25.00 | 1/4/2010 9:55:04 AM |
| fair-rate | $25.00 | $25.00 | 1/4/2010 9:56:04 AM |
| note-tent | $50.00 | $50.00 | 1/4/2010 9:57:04 AM |
| meenan | $40.00 | $40.00 | 1/4/2010 9:57:20 AM |
| Andersg | $25.00 | $25.00 | 1/4/2010 10:07:28 AM |
| wormdc | $25.00 | $25.00 | 1/4/2010 10:08:40 AM |
| loan-warrior | $25.00 | $25.00 | 1/4/2010 10:04:18 AM |
| Supervark | $25.00 | $25.00 | 1/4/2010 10:10:41 AM |
| lancetc | $25.00 | $25.00 | 1/4/2010 10:11:12 AM |
| jjswanso | $25.00 | $25.00 | 1/4/2010 10:11:26 AM |
| MidLifeCrisis | $25.00 | $25.00 | 1/4/2010 10:11:51 AM |
| Picopie | $50.00 | $50.00 | 1/4/2010 10:00:56 AM |
| captainack | $25.00 | $25.00 | 1/4/2010 10:19:37 AM |
| omniviper | $25.00 | $25.00 | 1/4/2010 10:20:34 AM |
| redragon | $25.00 | $25.00 | 1/4/2010 10:20:46 AM |
| gumbit | $29.22 | $29.22 | 1/4/2010 10:22:13 AM |
| coalescent | $25.67 | $25.67 | 1/4/2010 10:22:23 AM |
| loiosh | $25.00 | $25.00 | 1/4/2010 10:22:40 AM |
| first-upright-payout | $50.00 | $50.00 | 1/4/2010 10:02:30 AM |
| andycheb | $25.00 | $25.00 | 1/4/2010 10:25:00 AM |
| transparency-giant | $25.00 | $25.00 | 1/4/2010 10:25:23 AM |
| BankofBen | $250.00 | $250.00 | 1/4/2010 10:03:53 AM |
| careful-compassion | $50.00 | $50.00 | 1/4/2010 10:09:58 AM |
| tugger82 | $25.00 | $25.00 | 1/4/2010 10:11:39 AM |
| Touchette | $25.00 | $25.00 | 1/4/2010 10:19:34 AM |
| mooch_1993 | $25.00 | $25.00 | 1/4/2010 10:22:26 AM |
| USMC0311 | $25.00 | $25.00 | 1/4/2010 10:08:54 AM |
| riverae | $25.00 | $25.00 | 1/4/2010 10:09:24 AM |
| gala2 | $25.00 | $25.00 | 1/4/2010 10:09:44 AM |
| All_Wins | $25.00 | $25.00 | 1/4/2010 10:24:42 AM |
| internetpreneur | $25.00 | $25.00 | 1/4/2010 10:24:57 AM |
| mizunoman | $25.00 | $25.00 | 1/4/2010 10:25:07 AM |
| mjjjrj | $25.00 | $25.00 | 1/4/2010 10:25:14 AM |
| love_what_you_do | $25.00 | $25.00 | 1/4/2010 10:25:19 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/4/2010 10:11:45 AM |
| Lakeland | $25.00 | $25.00 | 1/4/2010 10:12:04 AM |
| snoopey100 | $25.00 | $25.00 | 1/4/2010 10:27:19 AM |
| Sefotonga | $25.00 | $25.00 | 1/4/2010 10:27:39 AM |
| credit-czar5 | $25.00 | $25.00 | 1/4/2010 10:19:54 AM |
| martinatime | $25.00 | $25.00 | 1/4/2010 10:20:14 AM |
| gristle | $25.00 | $25.00 | 1/4/2010 10:23:35 AM |
| Vess | $25.00 | $25.00 | 1/4/2010 10:25:13 AM |
| Gibbyland | $100.00 | $100.00 | 1/4/2010 10:25:31 AM |
| fdsguy | $50.00 | $50.00 | 1/4/2010 10:25:39 AM |
| outofoffice | $50.00 | $50.00 | 1/5/2010 5:54:34 AM |
| qcksilvr20 | $60.00 | $60.00 | 1/5/2010 5:43:28 AM |
| GABC-1 | $25.00 | $25.00 | 1/5/2010 8:59:20 AM |
| fortytwo | $150.00 | $150.00 | 1/4/2010 9:24:38 AM |
| adir1 | $25.00 | $25.00 | 1/4/2010 9:25:19 AM |
| wonderful-return5 | $25.00 | $25.00 | 1/4/2010 9:25:22 AM |
| CSUgrad08 | $25.00 | $25.00 | 1/4/2010 9:26:47 AM |
| larrybird | $100.00 | $100.00 | 1/4/2010 9:26:52 AM |
| AKJagMan | $25.00 | $25.00 | 1/4/2010 9:26:58 AM |
| p2ploan-leaper | $50.00 | $50.00 | 1/4/2010 9:24:55 AM |
| CalBear5 | $25.00 | $25.00 | 1/4/2010 9:25:46 AM |
| RICHMONDREB | $25.00 | $25.00 | 1/4/2010 9:25:54 AM |
| studious-listing8 | $25.00 | $25.00 | 1/4/2010 9:28:53 AM |
| lloyd_s | $25.00 | $25.00 | 1/4/2010 9:29:56 AM |
| miked8303 | $25.00 | $25.00 | 1/4/2010 9:30:06 AM |
| treasure-bliss | $100.00 | $100.00 | 1/4/2010 9:27:39 AM |
| KiwiElf | $25.00 | $25.00 | 1/4/2010 9:24:33 AM |
| sjlender | $25.00 | $25.00 | 1/4/2010 9:28:12 AM |
| restless-currency | $25.00 | $25.00 | 1/4/2010 9:25:00 AM |
| Dutchhunter | $25.00 | $25.00 | 1/4/2010 9:31:28 AM |
| dignified-finance | $25.00 | $25.00 | 1/4/2010 9:31:33 AM |
| MoneyMaker249 | $25.00 | $25.00 | 1/4/2010 9:25:16 AM |
| The-CAPS-fan | $30.00 | $30.00 | 1/4/2010 9:28:40 AM |
| hyetech | $35.00 | $35.00 | 1/4/2010 9:31:44 AM |
| Prosp_Lender | $25.00 | $25.00 | 1/4/2010 9:26:11 AM |
| skiingawfs | $25.00 | $25.00 | 1/4/2010 9:26:25 AM |
| CAGE-Investments | $100.00 | $100.00 | 1/4/2010 9:29:43 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/4/2010 9:29:49 AM |
| dmfog | $25.00 | $25.00 | 1/4/2010 9:26:37 AM |
| JohnW12 | $25.00 | $25.00 | 1/4/2010 9:27:00 AM |
| Katburg | $35.00 | $35.00 | 1/4/2010 9:27:27 AM |
| kulender | $25.00 | $25.00 | 1/4/2010 9:27:31 AM |
| Clambake | $50.00 | $50.00 | 1/4/2010 9:30:48 AM |
| youqianderen | $50.00 | $50.00 | 1/4/2010 9:31:09 AM |
| xstreamin | $25.00 | $25.00 | 1/4/2010 9:31:17 AM |
| Brainworm | $25.00 | $25.00 | 1/4/2010 9:34:44 AM |
| trustu | $25.00 | $25.00 | 1/4/2010 9:32:01 AM |
| worthy-reward1 | $50.00 | $50.00 | 1/4/2010 9:28:37 AM |
| fair-funds | $25.00 | $25.00 | 1/4/2010 9:32:45 AM |
| durability-mad-scientist4 | $100.00 | $100.00 | 1/4/2010 9:29:14 AM |
| honorable-yield | $50.00 | $50.00 | 1/4/2010 9:33:07 AM |
| ChicoBob | $50.00 | $50.00 | 1/4/2010 9:37:27 AM |
| Cai8899 | $50.00 | $50.00 | 1/4/2010 9:30:57 AM |
| ThomasCrown | $30.00 | $30.00 | 1/4/2010 9:31:24 AM |
| nickel-advocator | $25.00 | $25.00 | 1/4/2010 9:41:04 AM |
| nuclearmoose | $25.00 | $25.00 | 1/4/2010 9:37:10 AM |
| gatorsean2168 | $25.00 | $25.00 | 1/4/2010 9:41:49 AM |
| bowdish1 | $50.00 | $50.00 | 1/4/2010 9:41:56 AM |
| yakiyak | $25.00 | $25.00 | 1/4/2010 9:42:08 AM |
| duty-sensai | $25.00 | $25.00 | 1/4/2010 9:42:49 AM |
| jl4biz | $25.00 | $25.00 | 1/4/2010 9:34:37 AM |
| sensible-order2 | $25.00 | $25.00 | 1/4/2010 9:43:36 AM |
| ccaxid57 | $25.00 | $25.00 | 1/4/2010 9:43:51 AM |
| top-silver-american | $25.00 | $25.00 | 1/4/2010 9:44:00 AM |
| tsui517 | $25.00 | $25.00 | 1/4/2010 9:44:16 AM |
| GElender | $50.00 | $50.00 | 1/4/2010 9:45:25 AM |
| Pasagam | $25.00 | $25.00 | 1/4/2010 9:40:15 AM |
| rooosta | $25.00 | $25.00 | 1/4/2010 9:46:27 AM |
| unk1911 | $25.00 | $25.00 | 1/4/2010 9:46:55 AM |
| Phantom99 | $25.00 | $25.00 | 1/4/2010 9:42:57 AM |
| NR | $25.00 | $25.00 | 1/4/2010 9:43:03 AM |
| anders94 | $25.00 | $25.00 | 1/4/2010 9:43:11 AM |
| Interloper | $30.00 | $30.00 | 1/4/2010 9:49:02 AM |
| jdrez | $25.00 | $25.00 | 1/4/2010 9:49:20 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 1/4/2010 9:43:29 AM |
| junctionking | $25.00 | $25.00 | 1/4/2010 9:43:32 AM |
| dhw1 | $50.00 | $50.00 | 1/4/2010 9:43:45 AM |
| peaceful-return2 | $25.00 | $25.00 | 1/4/2010 9:43:54 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/4/2010 9:43:57 AM |
| Beeeej | $25.00 | $25.00 | 1/4/2010 9:44:51 AM |
| Archchancellor | $25.00 | $25.00 | 1/4/2010 9:44:59 AM |
| kaiger | $25.00 | $25.00 | 1/4/2010 9:45:10 AM |
| spruce2 | $25.00 | $25.00 | 1/4/2010 9:51:41 AM |
| credit-force5 | $25.00 | $25.00 | 1/4/2010 9:45:40 AM |
| bajeezus | $25.00 | $25.00 | 1/4/2010 9:42:02 AM |
| openness-prospector | $25.00 | $25.00 | 1/4/2010 9:42:16 AM |
| Vegasjim | $25.00 | $25.00 | 1/4/2010 9:43:07 AM |
| ocho | $25.00 | $25.00 | 1/4/2010 9:53:12 AM |
| BigBoy2008 | $25.00 | $25.00 | 1/4/2010 9:43:40 AM |
| calm-deal7 | $35.00 | $35.00 | 1/4/2010 9:47:20 AM |
| AF-Chief | $27.00 | $27.00 | 1/4/2010 9:47:41 AM |
| agwosdof | $100.00 | $100.00 | 1/4/2010 9:54:22 AM |
| Aquani | $40.97 | $40.97 | 1/4/2010 9:54:27 AM |
| money-maniac | $50.00 | $50.00 | 1/4/2010 9:44:32 AM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 9:48:02 AM |
| kenji4861 | $25.00 | $25.00 | 1/4/2010 9:48:12 AM |
| jbaum | $25.00 | $25.00 | 1/4/2010 9:54:39 AM |
| bountiful-bazaar | $25.00 | $25.00 | 1/4/2010 9:45:02 AM |
| outtahoth2o | $50.00 | $50.00 | 1/4/2010 9:48:34 AM |
| auction-elvis | $25.00 | $25.00 | 1/4/2010 9:45:18 AM |
| mattbison | $25.00 | $25.00 | 1/4/2010 9:45:44 AM |
| currency-oak | $25.00 | $25.00 | 1/4/2010 9:49:15 AM |
| investment-comet | $25.00 | $25.00 | 1/4/2010 9:45:54 AM |
| Goodlender42 | $25.00 | $25.00 | 1/4/2010 9:46:01 AM |
| emelia | $25.00 | $25.00 | 1/4/2010 9:46:24 AM |
| TheoProf | $50.00 | $50.00 | 1/4/2010 9:49:56 AM |
| oreyedoc | $25.00 | $25.00 | 1/4/2010 9:46:47 AM |
| PRGuyinVA | $25.00 | $25.00 | 1/4/2010 9:50:49 AM |
| loanfairy | $25.00 | $25.00 | 1/4/2010 9:47:30 AM |
| supreme-hope | $25.00 | $25.00 | 1/4/2010 9:51:55 AM |
| booksleuth | $37.63 | $37.63 | 1/4/2010 9:47:46 AM |
| diplomatic-point4 | $100.00 | $100.00 | 1/4/2010 9:48:30 AM |
| head | $25.00 | $25.00 | 1/4/2010 9:53:33 AM |
| kmr2 | $50.00 | $50.00 | 1/4/2010 9:53:39 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 1/4/2010 9:48:45 AM |
| Josta | $50.00 | $50.00 | 1/4/2010 9:54:11 AM |
| currency-prometheus | $25.00 | $25.00 | 1/4/2010 9:54:15 AM |
| reward-winner | $25.00 | $25.00 | 1/4/2010 9:49:10 AM |
| Artist_Blue | $25.00 | $25.00 | 1/4/2010 9:49:42 AM |
| majestic-dedication | $50.00 | $50.00 | 1/4/2010 9:59:00 AM |
| integrity-doctor | $50.00 | $50.00 | 1/4/2010 9:54:59 AM |
| heng2x | $25.00 | $25.00 | 1/4/2010 9:50:07 AM |
| asdf9876 | $25.00 | $25.00 | 1/4/2010 9:59:21 AM |
| red-undaunted-kindness | $100.00 | $100.00 | 1/4/2010 9:51:08 AM |
| cognizant-rate732 | $25.00 | $25.00 | 1/4/2010 9:51:37 AM |
| Cheburashka | $25.00 | $25.00 | 1/4/2010 9:51:48 AM |
| skillful-diversification2 | $25.00 | $25.00 | 1/4/2010 10:01:30 AM |
| PA2LA | $25.00 | $25.00 | 1/4/2010 9:57:40 AM |
| djh47a | $30.00 | $30.00 | 1/4/2010 9:52:42 AM |
| egw | $25.00 | $25.00 | 1/4/2010 9:53:42 AM |
| forthright-dedication | $50.00 | $50.00 | 1/4/2010 9:53:50 AM |
| gold-commander0 | $50.00 | $50.00 | 1/4/2010 10:03:38 AM |
| yield-lion | $25.00 | $25.00 | 1/4/2010 9:55:08 AM |
| thedoctor | $90.00 | $90.00 | 1/4/2010 9:56:57 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/4/2010 10:03:11 AM |
| NorthernFunds | $25.00 | $25.00 | 1/4/2010 10:07:54 AM |
| durability-halibut | $25.00 | $25.00 | 1/4/2010 10:09:02 AM |
| CanArkRoamNu | $25.00 | $25.00 | 1/4/2010 10:09:35 AM |
| AmericanCredit | $25.00 | $25.00 | 1/4/2010 10:00:06 AM |
| ValyaLibra01 | $25.00 | $25.00 | 1/4/2010 10:12:09 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/4/2010 10:05:34 AM |
| JMS_II | $25.00 | $25.00 | 1/4/2010 10:19:36 AM |
| coolnatkat | $25.00 | $25.00 | 1/4/2010 10:19:53 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 1/4/2010 10:21:25 AM |
| carefullcash | $25.00 | $25.00 | 1/4/2010 10:22:07 AM |
| handy-justice | $25.00 | $25.00 | 1/4/2010 10:08:01 AM |
| important-ore | $25.00 | $25.00 | 1/4/2010 10:08:13 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 1/4/2010 10:08:34 AM |
| papaloha | $50.00 | $50.00 | 1/4/2010 10:09:30 AM |
| syberhat | $27.15 | $27.15 | 1/4/2010 10:10:12 AM |
| pledge0 | $25.00 | $25.00 | 1/4/2010 10:26:56 AM |
| lifegrowth | $25.00 | $25.00 | 1/4/2010 10:05:07 AM |
| whfh99 | $25.00 | $25.00 | 1/4/2010 10:11:19 AM |
| apeloans | $25.00 | $25.00 | 1/4/2010 10:11:36 AM |
| IterationX | $25.00 | $25.00 | 1/4/2010 10:19:42 AM |
| Schleproque | $25.00 | $25.00 | 1/4/2010 10:20:00 AM |
| Ananya | $25.00 | $25.00 | 1/4/2010 10:07:38 AM |
| liweiwh21 | $25.00 | $25.00 | 1/4/2010 10:22:04 AM |
| commerce-champion | $25.00 | $25.00 | 1/4/2010 10:22:38 AM |
| broepke | $25.00 | $25.00 | 1/4/2010 10:23:19 AM |
| loanstarst8 | $25.00 | $25.00 | 1/4/2010 10:23:37 AM |
| cerebral-return3 | $25.00 | $25.00 | 1/4/2010 10:12:17 AM |
| treasure-generator | $25.00 | $25.00 | 1/4/2010 10:27:40 AM |
| joeirps | $30.00 | $30.00 | 1/4/2010 10:19:30 AM |
| mebobeh | $25.00 | $25.00 | 1/4/2010 10:20:16 AM |
| Deuce | $25.00 | $25.00 | 1/4/2010 10:22:03 AM |
| tornandfrayed | $25.00 | $25.00 | 1/4/2010 10:22:33 AM |
| celkram | $25.00 | $25.00 | 1/4/2010 10:24:40 AM |
| bigphish | $25.00 | $25.00 | 1/4/2010 10:25:44 AM |
| MARSTUN | $26.19 | $26.19 | 1/4/2010 10:27:16 AM |
| omerta6102 | $50.00 | $5.05 | 1/4/2010 10:27:43 AM |
| Syzygy | $25.00 | $25.00 | 1/4/2010 11:58:55 AM |
| 325 bids
|
Borrower Payment Dependent Notes Series
440964
This series of Notes was issued and sold upon the funding of the borrower loan #40387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Part-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 53 | Length of status: | 7y 0m |
|
Amount delinquent:
| $1,335 |
Revolving credit balance:
| $1,237 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 91% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| SaraJade |
Borrower's state:
| Utah |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 81% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 11
( 19% )
| 600-619
(Jan-2008)
580-599
(Nov-2007)
600-619
(Sep-2006)
|
|
Principal balance:
| $445.13 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
3rd time borrower!!!
Yay!? I am so excited to be doing this once again.? Seriously!? I just finished paying off my first ever loan here with Prosper.? My credit score has climbed to new heights!? And, so here I am to see if I can keep the "karma" flowing my way.? ;-)
So, here is my current situation.? I have most everything under control.? No late payments anywhere!? However I am trying to clean up my credit report on my own and I have found a few old debts that I would like to pay off and get all the old bad credit off of my report...so that my score can go up even more.? I'm also very close to finishing up what has a been a TWO YEAR battle in hell with a grifter and her posse who hijacked my escrow when my condo?sold!? Yay!? However I would like to use some of that money to also pay off the lawyer who has been helping me out of his own sense of justice for now.
So, the loan is for $3500.? This will help me to pay off?enough of the?old debts to make the rest more managable with my current paycheck,?and pay the lawyer some much deserved cash while we wait for the?escrow funds to be released.??Here is the financial information...not much has changed here.
Income (per month)?-
????Salt Lake Community College (Adjunct Professor) - $1,600
????Salt Lake Public Library (Library Aide) -?$640
????Total - $2,260?
Here is breakdown of how it will be spent:
Old HSBC credit card debt - $2000
Old Verizon bill - $250
Old Questar bill - $150
Lawyer - $1000
Total = $3400
This leaves me with $100 to put towards the remaining bad debt that I am attempting to clean up.
Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
sorry about the wait...we'll get you funded.... - myutmost
A:
NP! Thank you so much!!
S.
(Jan-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 1/4/2010 4:20:12 PM |
| enriched-truth | $100.00 | $100.00 | 1/7/2010 8:56:03 AM |
| wyogirllender | $25.00 | $25.00 | 1/8/2010 10:18:17 AM |
| skillful-asset5 | $100.00 | $100.00 | 1/8/2010 9:26:29 PM |
| GoJo_Vic | $25.00 | $25.00 | 1/9/2010 6:46:21 PM |
| credit-coach118 | $35.00 | $35.00 | 1/10/2010 3:10:35 PM |
| twjh | $25.00 | $25.00 | 1/11/2010 11:41:48 AM |
| Land_on_your_feet | $55.00 | $55.00 | 1/11/2010 11:54:18 AM |
| credit-sasquatch3 | $25.00 | $25.00 | 1/11/2010 1:18:35 PM |
| zydeco337 | $25.00 | $25.00 | 1/11/2010 1:03:59 PM |
| fireferd | $101.49 | $101.49 | 1/11/2010 12:15:34 PM |
| BONSAY | $25.00 | $25.00 | 1/11/2010 1:50:32 PM |
| well-mannered-income3 | $30.00 | $30.00 | 1/11/2010 1:08:15 PM |
| jhernand17 | $25.00 | $25.00 | 1/11/2010 2:17:18 PM |
| JSDIG | $37.05 | $37.05 | 1/11/2010 2:15:13 PM |
| twjh | $25.00 | $25.00 | 1/11/2010 1:43:26 PM |
| quest0 | $25.00 | $25.00 | 1/11/2010 3:04:25 PM |
| zone6 | $102.41 | $102.41 | 1/11/2010 3:52:23 PM |
| Mikale360 | $25.00 | $25.00 | 1/11/2010 3:20:02 PM |
| asset-control2 | $50.00 | $50.00 | 1/11/2010 4:01:04 PM |
| boo_hoo | $50.00 | $50.00 | 1/11/2010 4:01:07 PM |
| myutmost | $42.36 | $42.36 | 1/4/2010 9:07:02 PM |
| Bob450 | $25.00 | $25.00 | 1/4/2010 9:53:04 PM |
| reflective-rupee | $500.00 | $500.00 | 1/8/2010 3:47:09 PM |
| reflective-rupee | $250.00 | $250.00 | 1/8/2010 3:46:49 PM |
| FarmersBank | $25.00 | $25.00 | 1/8/2010 3:50:11 PM |
| SolarMoonshine | $50.00 | $50.00 | 1/8/2010 5:44:26 PM |
| quickstep | $200.00 | $200.00 | 1/9/2010 3:22:30 AM |
| currency-bumblebee | $50.00 | $50.00 | 1/9/2010 10:04:33 AM |
| cunning-bill | $25.00 | $25.00 | 1/10/2010 6:20:56 PM |
| Lubava | $25.00 | $25.00 | 1/11/2010 4:59:45 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/10/2010 8:20:48 PM |
| RecoveryLender | $25.00 | $25.00 | 1/11/2010 6:56:56 AM |
| Leshan | $33.33 | $33.33 | 1/11/2010 7:54:51 AM |
| friendinmoney | $25.00 | $25.00 | 1/11/2010 9:42:29 AM |
| well-mannered-income3 | $50.00 | $50.00 | 1/11/2010 9:52:46 AM |
| reflective-rupee | $500.00 | $290.01 | 1/11/2010 9:46:34 AM |
| admirable-credit | $25.00 | $25.00 | 1/11/2010 9:53:20 AM |
| enriched-truth | $102.96 | $102.96 | 1/11/2010 10:15:11 AM |
| dough-rocket | $25.00 | $25.00 | 1/11/2010 9:39:55 AM |
| bobd32 | $25.00 | $25.00 | 1/11/2010 11:12:48 AM |
| The-CAPS-fan | $35.00 | $35.00 | 1/11/2010 12:32:00 PM |
| Feyenoord | $28.67 | $28.67 | 1/11/2010 1:04:39 PM |
| skillful-asset5 | $200.00 | $200.00 | 1/11/2010 1:16:59 PM |
| worldly-gold | $200.00 | $200.00 | 1/11/2010 1:23:14 PM |
| shrewd-income | $100.00 | $100.00 | 1/11/2010 1:33:33 PM |
| DasMula | $25.00 | $25.00 | 1/11/2010 3:12:07 PM |
| Calif-smo | $25.09 | $25.09 | 1/11/2010 2:24:01 PM |
| Rulea72 | $31.63 | $31.63 | 1/11/2010 1:49:04 PM |
| myGodisgood | $25.00 | $25.00 | 1/11/2010 3:42:50 PM |
| DRBFinancing | $25.00 | $25.00 | 1/11/2010 3:54:14 PM |
| ZOOOM | $25.00 | $25.00 | 1/11/2010 3:57:36 PM |
| asset-control2 | $25.00 | $25.00 | 1/11/2010 4:01:17 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
441040
This series of Notes was issued and sold upon the funding of the borrower loan #40367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,250.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.30% |
Starting monthly payment:
| $56.55 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.12% |
Final monthly payment:
| $50.36 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.87% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 26 | Length of status: | 16y 1m |
|
Amount delinquent:
| $7,662 |
Revolving credit balance:
| $1,309 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 17 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| eagle89 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 640-659
(Nov-2009)
660-679
(Sep-2009)
660-679
(Aug-2008)
520-539
(Jul-2008)
|
|
Principal balance:
| $1,692.50 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Paying off credit cards
I would first like to thank those that bid on my last listing.? So close!? Rating has improved some, so here I am again with a lower amount!
Purpose of loan: This loan will be used to pay off?credit cards.?
I am a good candidate for this loan because I have never been late on a payment for my current loan.?I hope that you will give me the chance to prove myself with a new loan just as I have proved?myself by making timely payments with my current loan.?I have been?working?hard?to overcome financial mistakes I have made in the past. I have made progress in getting a better handle on my finances. My current credit report does show a slight drop in score. This new loan will help me take care of those accounts that caused this small drop. The new loan will also help me to better reach my goal of paying off all my debt. I have not?had any new credit card debt since my last Prosper loan. Medical bills have been the main cause for financial distress. I am enrolled in a?Health?Savings Plan for next year to stay?on top of any new medical bills.? I?have continued to pay down balances since I received my current Prosper loan.? Please let me know if you have any questions.
Monthly income: $4984(net)
Monthly expenses: $4875$1165 - Mortgage$1100 - Auto (payment, insurance, gas)$800 - Utilities (gas, electric, cable, phone, cell phone, internet$500 - Food$700 - Credit Card debt$400 ? Medical$102 ? Current Prosper loan$108 ? Student LoanBalances paid with new loan: $1250
Maximum loan payment: $56
Payments replaced by new loan: $150The $94 a month that will be gained by paying off these balances will used to accelerate the payoff of other debts.Thank you for considering and?bidding on this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| marwadi-62 | $25.00 | $25.00 | 1/10/2010 10:01:50 AM |
| eboomer2611 | $25.00 | $25.00 | 1/10/2010 9:00:30 PM |
| Leshan | $29.73 | $29.73 | 1/11/2010 7:56:34 AM |
| IASKGOD | $25.00 | $25.00 | 1/11/2010 11:36:47 AM |
| DasMula | $50.00 | $50.00 | 1/11/2010 3:15:47 PM |
| wild-orange | $25.00 | $25.00 | 1/11/2010 2:37:20 PM |
| GravityLab | $25.00 | $25.00 | 1/11/2010 3:52:51 PM |
| shrewd-income | $100.00 | $100.00 | 1/11/2010 4:01:57 PM |
| RetirementMoney | $50.00 | $50.00 | 1/11/2010 4:02:33 PM |
| RecoveryLender | $26.90 | $26.90 | 1/11/2010 4:02:59 PM |
| Engineer44 | $25.00 | $25.00 | 1/11/2010 4:02:53 PM |
| BankofBeth | $25.00 | $25.00 | 1/7/2010 9:49:01 PM |
| Feyenoord | $25.00 | $25.00 | 1/10/2010 9:00:06 PM |
| wild-orange | $25.00 | $25.00 | 1/11/2010 7:03:17 AM |
| realtormoises | $25.00 | $25.00 | 1/11/2010 9:30:45 AM |
| admirable-credit | $25.00 | $25.00 | 1/11/2010 9:53:23 AM |
| MStackIV | $25.00 | $25.00 | 1/11/2010 10:33:20 AM |
| twjh | $25.00 | $25.00 | 1/11/2010 11:58:01 AM |
| dudebrah | $26.00 | $26.00 | 1/11/2010 12:14:18 PM |
| Catz_aplenty | $25.00 | $25.00 | 1/11/2010 12:13:39 PM |
| five-star-note | $75.00 | $75.00 | 1/11/2010 12:54:56 PM |
| Gandalf0001 | $29.27 | $29.27 | 1/11/2010 1:32:36 PM |
| Mikale360 | $25.00 | $25.00 | 1/11/2010 3:21:35 PM |
| dorypro | $25.00 | $25.00 | 1/11/2010 2:44:10 PM |
| ultimate-peace | $400.00 | $388.10 | 1/11/2010 3:41:42 PM |
| unger | $50.00 | $50.00 | 1/11/2010 4:03:17 PM |
| toxicbutterfly | $25.00 | $25.00 | 1/11/2010 4:02:58 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
441068
This series of Notes was issued and sold upon the funding of the borrower loan #40383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-05-2010 |
| |
Auction end date:
| Jan-05-2010 |
|
|
Starting lender yield:
| 29.14% |
Starting borrower rate/APR:
| 30.14% / 32.52% |
Starting monthly payment:
| $85.06 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $81.01 |
| |
|
Auction yield range:
| 11.20% - 29.14% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 8
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 22y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $48,326 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| invincible-greenback |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate holiday bills
Purpose of loan:
Looking to get all the holiday bills in one place.
My financial situation:
I have significant income but with 2 kids in college finances take a bit of active management these days.? I have a good credit score and have no negative information on my credit report.
Monthly net income: $ 7000
Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 480
??Car expenses: $ 200
??Utilities: $ 360
??Phone, cable, internet: $ 180
??Food, entertainment: $ 800
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Shepherd7 | $25.00 | $25.00 | 1/5/2010 4:22:42 PM |
| towering-compassion | $50.00 | $50.00 | 1/5/2010 4:23:07 PM |
| ambmba | $25.00 | $25.00 | 1/5/2010 4:23:59 PM |
| CASHGIRL | $25.00 | $25.00 | 1/5/2010 4:24:39 PM |
| NR | $25.00 | $25.00 | 1/5/2010 4:24:46 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 1/5/2010 4:24:49 PM |
| treasure-bliss | $100.00 | $100.00 | 1/5/2010 4:25:32 PM |
| oldmora | $50.00 | $50.00 | 1/5/2010 4:25:47 PM |
| spruce2 | $25.00 | $25.00 | 1/5/2010 4:27:09 PM |
| lending-bear | $25.00 | $25.00 | 1/5/2010 4:27:34 PM |
| samo102us | $25.00 | $25.00 | 1/5/2010 4:27:37 PM |
| SPB | $25.00 | $25.00 | 1/5/2010 4:28:01 PM |
| AGSLending | $25.00 | $25.00 | 1/5/2010 4:28:12 PM |
| mtquan | $25.00 | $10.86 | 1/5/2010 4:28:14 PM |
| unk1911 | $25.00 | $25.00 | 1/5/2010 4:23:57 PM |
| Phantom99 | $25.00 | $25.00 | 1/5/2010 4:24:16 PM |
| magnetic-duty | $25.00 | $25.00 | 1/5/2010 4:24:33 PM |
| Slend49 | $25.00 | $25.00 | 1/5/2010 4:24:45 PM |
| IIP77 | $25.00 | $25.00 | 1/5/2010 4:25:16 PM |
| building_community | $25.00 | $25.00 | 1/5/2010 4:24:18 PM |
| JSDIG | $25.00 | $25.00 | 1/5/2010 4:26:56 PM |
| desertoasis | $50.00 | $50.00 | 1/5/2010 4:24:30 PM |
| redbomb5 | $25.00 | $25.00 | 1/5/2010 4:27:08 PM |
| gatorsean2168 | $25.00 | $25.00 | 1/5/2010 4:27:22 PM |
| russm011 | $41.14 | $41.14 | 1/5/2010 4:27:39 PM |
| openness-prospector | $25.00 | $25.00 | 1/5/2010 4:27:47 PM |
| helping-out | $25.00 | $25.00 | 1/5/2010 4:27:53 PM |
| triumph329 | $25.00 | $25.00 | 1/5/2010 4:27:01 PM |
| nickel-advocator | $25.00 | $25.00 | 1/5/2010 4:27:29 PM |
| attractive-rate | $25.00 | $25.00 | 1/5/2010 4:27:41 PM |
| first-restless-payout | $25.00 | $25.00 | 1/5/2010 4:28:02 PM |
| Calif-smo | $25.00 | $25.00 | 1/5/2010 4:23:40 PM |
| AF-Chief | $28.00 | $28.00 | 1/5/2010 4:24:27 PM |
| credit-force5 | $25.00 | $25.00 | 1/5/2010 4:24:34 PM |
| bountiful-bazaar | $25.00 | $25.00 | 1/5/2010 4:24:42 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 1/5/2010 4:25:08 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/5/2010 4:25:46 PM |
| copper | $30.00 | $30.00 | 1/5/2010 4:27:05 PM |
| Zanthina | $25.00 | $25.00 | 1/5/2010 4:27:26 PM |
| bassman2 | $25.00 | $25.00 | 1/5/2010 4:27:35 PM |
| Jonb6919 | $25.00 | $25.00 | 1/5/2010 4:28:07 PM |
| nowits10 | $25.00 | $25.00 | 1/5/2010 4:28:13 PM |
| heroic-bid4 | $25.00 | $25.00 | 1/5/2010 4:23:30 PM |
| yeti888 | $25.00 | $25.00 | 1/5/2010 4:24:14 PM |
| thoughtful-community7 | $25.00 | $25.00 | 1/5/2010 4:24:37 PM |
| market-builder | $25.00 | $25.00 | 1/5/2010 4:24:49 PM |
| asiaratt | $100.00 | $100.00 | 1/5/2010 4:25:02 PM |
| Havana21 | $25.00 | $25.00 | 1/5/2010 4:23:32 PM |
| scottr | $25.00 | $25.00 | 1/5/2010 4:27:10 PM |
| moola-phase | $25.00 | $25.00 | 1/5/2010 4:27:11 PM |
| delivery | $25.00 | $25.00 | 1/5/2010 4:27:15 PM |
| delicious-social132 | $25.00 | $25.00 | 1/5/2010 4:24:51 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/5/2010 4:27:18 PM |
| d_grbg | $25.00 | $25.00 | 1/5/2010 4:27:24 PM |
| Gibbyland | $50.00 | $50.00 | 1/5/2010 4:27:45 PM |
| Lam0nt | $25.00 | $25.00 | 1/5/2010 4:25:27 PM |
| zone8 | $100.00 | $100.00 | 1/5/2010 4:28:00 PM |
| wise-cash-keeper | $35.00 | $35.00 | 1/5/2010 4:26:59 PM |
| time4aloan | $30.00 | $30.00 | 1/5/2010 4:27:30 PM |
| oldtruckads | $25.00 | $25.00 | 1/5/2010 4:27:32 PM |
| phunktion | $25.00 | $25.00 | 1/5/2010 4:27:51 PM |
| open-minded-finance1 | $25.00 | $25.00 | 1/5/2010 4:27:59 PM |
| puppy880 | $25.00 | $25.00 | 1/5/2010 4:28:07 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
441492
This series of Notes was issued and sold upon the funding of the borrower loan #40386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jan-07-2010 |
| |
Auction end date:
| Jan-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 17.06% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 600-619 (Jan-2010) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 3 |
Total credit lines:
| 30 | Length of status: | 8y 9m |
|
Amount delinquent:
| $7,712 |
Revolving credit balance:
| $0 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 1/ 1 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| mertzj |
Borrower's state:
| Missouri |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 36 ( 92% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $18,900.00 | < mo. late:
| 3
( 8% )
| 660-679
(Nov-2006)
660-679
(Oct-2006)
680-699
(May-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
4th Prosper Loan Repairing Credit
Purpose of loan:
This loan will be used to start my credit repair.
My financial situation:
I know my credit score is bad but believe it or not its been steadily increasing the past few months.? I have 2 deliquient accounts and I am showing them in my report in the picture. One is my mortgage which is in modification and I actually havent missed a modification payment since March and it will be fully modified in a Hamp modification this March. The other is my last credit card from chase also shown in the picture. I settled on it in december but it seems to take a few months to be reported that way. I actually did a debt settlement program last year and payed off $38k worth of unsecured debt. And I payed off my last propser loan in December as well. It was $355 per month. All in all havent had a 30 day late payment in 9 months now and have 5 accounts in good standing. I am back on my feet now and want to get my dredit fixed back up. I think the 3rd deliqueint must be an account that i settled last year. I settled 6 all together and my report only shows 1 deiqueint being my mortgage.
I dont HAVE to have this loan it is only to repair my credit as I am getting 7-8 thousand back on my taxes. As soon as the deliquents are gone off of my account I will pay off this loan and go for a better interest rate. I make plenty of money and got rid of tons of bills.
Monthly net income: $ 6000
Monthly expenses: $ 1737
??Housing: $ 427
??Insurance: $ 160
??Car expenses: $ 560
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $?50
??Credit cards and other loans: $ 0
??Other expenses: $ 160 still paying the debt settlement company for 6 more months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 1/7/2010 4:32:58 PM |
| skillful-asset5 | $75.00 | $39.80 | 1/7/2010 7:36:05 PM |
| RainyDayFunds | $25.00 | $25.00 | 1/8/2010 7:07:17 PM |
| spc91x | $25.00 | $25.00 | 1/8/2010 7:43:58 PM |
| twjh | $25.00 | $25.00 | 1/11/2010 1:11:07 PM |
| DenimCapital | $250.00 | $250.00 | 1/11/2010 3:36:50 PM |
| toxicbutterfly | $25.00 | $25.00 | 1/11/2010 2:27:04 PM |
| chameleon125 | $50.00 | $50.00 | 1/11/2010 9:12:56 PM |
| Asimus | $26.03 | $26.03 | 1/12/2010 8:47:27 AM |
| frugalinvestor20 | $25.00 | $25.00 | 1/7/2010 4:33:21 PM |
| Bob450 | $25.00 | $25.00 | 1/7/2010 8:35:32 PM |
| DenimCapital | $50.00 | $50.00 | 1/8/2010 8:31:54 AM |
| wyogirllender | $25.00 | $25.00 | 1/8/2010 10:20:57 AM |
| SolarMoonshine | $25.00 | $25.00 | 1/8/2010 6:20:16 PM |
| DenimCapital | $100.00 | $100.00 | 1/11/2010 10:27:42 AM |
| DenimCapital | $100.00 | $100.00 | 1/11/2010 10:27:54 AM |
| boodo | $609.17 | $609.17 | 1/12/2010 5:53:16 AM |
| FrogAndToad | $25.00 | $25.00 | 1/12/2010 3:48:45 AM |
| twjh | $25.00 | $25.00 | 1/12/2010 5:55:43 AM |
| 19 bids
|