Sales Report:Supplement No. 111 dated Jan 06, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
270902
This series of Notes was issued and sold upon the funding of the borrower loan #40291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 29.60% |
Final monthly payment:
| $61.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 52 | Length of status: | 16y 1m |
|
Amount delinquent:
| $328 |
Revolving credit balance:
| $4,730 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| howell81 |
Borrower's state:
| Georgia |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Project
Hello, Would like to finance the final step in my project, which is a new paint job on my 2001 Camaro Z28.? I am a Sergeant First Class serving on active duty and have served continuosly for over 16 years.? I have at least 4 more years before I am eligible to apply for retirement, but plan on serving until the 24 year mark.? My ability to repay is outlined below:
Income:??$5869 monthly (Verifiable)??
Outgoing Expenses
Mortgage Payment? ?$1154.21
Auto Insurance?? ????? $119.00
Personal Loan??????????$302.00
Child Support?????????? $424.53
Utilities??????????????? ????$362.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
MOS, duty station and do you have a security clearance? - JGuide
A:
My MOS is 91X44, I am Stationed at Hunter Army Airfield in Savannah, Georgia and have been stationed there since 2005. I do have a Secret Clearance. Thanks
(Dec-28-2009)
Q:
Will you tell lenders what the current $328. delinquent amount is for
and why you have 4 delinquencies in the past 7 yrs.? Thanks - RecoveryLender
A:
I as well would like to know what $328 delinquency I have?? I pulled my Equfax credit report from myfico.com and I have no accounts that are currently delinquent. My last late payment on any account was over 11 months ago. The 4 delinquencies previously in the last 7 years was when I fell upon difficult times and had issues with a Capital One Credit Card.
(Dec-28-2009)
Q:
Could you please explain the current and past delinquencies shown in your Prosper credit profile? thanks - reflective-rupee
A:
The current delinqueny that is showing is a good question. I am not aware of any of my accounts being deliquent. I pulled my equifax report from myfico and it states No Accounts Deliquent. In the past I do admit having problems with Capital One issued Credit Cards which I did ignore collection and allowed to be charged off. I have made every effort to improve my credit and it has significantly increased. I have paid all collection accounts and do not have any accounts overdue or deliquent.
(Dec-28-2009)
Q:
Noted your answers regarding the delinquency. I suggest pulling your Experian credit report as that is the agency Prosper uses. Should help clear up the problem. I wish you good luck! - Integrity1st
A:
I will definitly look into the Experian Report and see what this delinquency, that is the only report I have not tracked as much because myfico no longer offers thier reports.
(Dec-29-2009)
Q:
Hi, I was wondering if you'd had any luck finding out what the current delinquency was. Thanks again for your service. - Integrity1st
A:
The $328.00 delinquency that is listed is showing as a collection account through AFNI with a orginal Creditor of Verizon INC. After reviewing this information I called AFNI and this is in fact a discrepency on there part that they are resolving. Debra, the lady I spoke with, informed me that she has submitted the request to have the discrepency removed and I should be receiving supporting documentation within five to seven days, but the credit bereau could take between 30 and 60 days to update.
(Dec-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Integrity1st | $50.44 | $50.44 | 12/29/2009 10:50:29 AM |
| Snoopylover | $25.00 | $25.00 | 12/30/2009 6:10:56 AM |
| atlas100 | $25.00 | $25.00 | 12/30/2009 7:54:06 AM |
| TFAD72 | $25.00 | $25.00 | 12/30/2009 6:03:22 AM |
| dorypro | $25.00 | $25.00 | 12/30/2009 7:15:31 AM |
| Pages | $25.00 | $25.00 | 12/30/2009 7:45:19 AM |
| peaceful-farmer | $50.00 | $50.00 | 12/30/2009 7:51:23 AM |
| Leshan | $25.00 | $25.00 | 12/30/2009 8:30:15 AM |
| JeffHoll | $25.00 | $25.00 | 12/30/2009 8:00:22 AM |
| quest0 | $34.23 | $34.23 | 12/30/2009 8:22:06 AM |
| DasMula | $50.00 | $50.00 | 12/30/2009 8:38:52 AM |
| nikkky2000 | $50.00 | $50.00 | 12/30/2009 9:42:56 AM |
| Unitas4302 | $100.00 | $100.00 | 12/23/2009 7:50:32 PM |
| MilitaryLending | $49.05 | $49.05 | 12/23/2009 9:40:29 PM |
| JGuide | $50.00 | $50.00 | 12/26/2009 9:33:34 PM |
| carrinel | $100.00 | $100.00 | 12/29/2009 6:26:49 PM |
| Robbdogg | $38.17 | $38.17 | 12/29/2009 9:10:29 PM |
| FeedTheMachine | $200.00 | $200.00 | 12/29/2009 8:14:01 PM |
| ballz694 | $37.56 | $37.56 | 12/30/2009 7:15:49 AM |
| asya | $29.00 | $29.00 | 12/30/2009 1:44:39 AM |
| lend42013 | $31.24 | $31.24 | 12/30/2009 6:25:03 AM |
| CarlosCespedes | $25.00 | $25.00 | 12/30/2009 3:13:19 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/30/2009 7:41:03 AM |
| RetirementMoney | $150.00 | $150.00 | 12/30/2009 8:40:45 AM |
| Feyenoord | $25.00 | $25.00 | 12/30/2009 9:03:25 AM |
| JontheBuilder | $50.00 | $50.00 | 12/30/2009 9:10:44 AM |
| Capit0l | $25.00 | $25.00 | 12/30/2009 9:15:02 AM |
| receptive-leverage | $100.00 | $100.00 | 12/30/2009 9:33:14 AM |
| nikkky2000 | $100.00 | $55.31 | 12/30/2009 9:39:44 AM |
| 29 bids
|
Borrower Payment Dependent Notes Series
425036
This series of Notes was issued and sold upon the funding of the borrower loan #40285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 29.99% |
Final borrower rate/APR:
| 30.99% / 33.38% |
Final monthly payment:
| $150.48 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,742 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 83% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| CanDoMom |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Aug-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt Consolidation
Purpose of loan:
I?have high interest, short term (10 months) loans that I want to consolidate into one loan?with a longer term and lower interest rate.?This should result in a lower monthly payment and allow me to pay more toward reducing my credit card balances. Although my credit score has improved from the last time I was funded, it is still on the low side because my credit card balances are too close to my credit limits. I am continuing to work on paying down the credit cards but have had a few emergency situation arise that have slowed my progress.
My financial situation:
I have a full time job and have been in my current position for almost 8 years. I have been in the same profession for nearly 20 years. In addition to my full time job, from Jan thru Apr of every year I work part time at a second job preparing taxes professionally. The additional income from this job helps me pay down/pay off existing debts.
Monthly net income:?????$ 3981
Monthly expenses:??????? $ 3395
Housing (mortgage):?$1437
Auto loans:??????????????$ 461
Credit cards, loans:? $ 385? *to be reduced if loan funded
Insurance (auto):????? $ 102
Car expenses (gas, etc): $ 300
Utilities:???????????????????????? $?265
Phone, cable, internet:??? $ 145
Food, household expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What was the public record? - JackinGreen
A:
Chapter 7 bankruptcy. I lost my job at the end of 2000 and was out of work until Jan. 2002 at which time I took a $1000/mo paycut to take the job offered me. I managed to keep current with my creditors, but there wasn't much left over to live on after everything was paid. I was raising 3 kids on a single income and couldn't make ends meet, so I filed bankruptcy and started over. I have been working at the same job since that time, the kids are grown, and I stay current with my creditors.
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 12/21/2009 4:50:55 PM |
| prudent-gain7 | $25.00 | $25.00 | 12/22/2009 6:49:31 AM |
| CA_Lender | $25.00 | $25.00 | 12/22/2009 5:03:43 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:33:29 AM |
| ayiticheri | $25.00 | $25.00 | 12/26/2009 12:58:38 PM |
| autonomous-power | $100.00 | $100.00 | 12/27/2009 12:43:26 PM |
| JPAW777 | $25.00 | $25.00 | 12/27/2009 3:08:09 PM |
| Feyenoord | $50.00 | $50.00 | 12/27/2009 5:23:09 PM |
| Pages | $25.00 | $25.00 | 12/28/2009 7:21:23 AM |
| marwadi-62 | $50.00 | $50.00 | 12/27/2009 5:22:00 PM |
| shrewd-income | $100.00 | $100.00 | 12/28/2009 8:05:31 AM |
| shrewd-income | $100.00 | $100.00 | 12/28/2009 8:02:43 AM |
| heroic-benefit | $61.55 | $61.55 | 12/28/2009 8:27:08 AM |
| dudebrah | $26.00 | $26.00 | 12/28/2009 8:24:13 AM |
| Graven33 | $46.93 | $46.93 | 12/27/2009 11:39:24 PM |
| head | $25.00 | $25.00 | 12/28/2009 6:55:10 AM |
| eboomer2611 | $25.00 | $25.00 | 12/28/2009 7:41:53 AM |
| Leshan | $33.33 | $33.33 | 12/28/2009 7:59:53 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 8:21:19 AM |
| radiant-value | $25.00 | $25.00 | 12/28/2009 1:13:09 PM |
| bonFire8 | $108.00 | $108.00 | 12/28/2009 1:31:46 PM |
| fireferd | $85.50 | $85.50 | 12/28/2009 1:57:04 PM |
| OGS_Capital | $25.00 | $25.00 | 12/28/2009 11:56:05 AM |
| greenback-turbine9 | $25.00 | $25.00 | 12/28/2009 1:59:45 PM |
| The-CAPS-fan | $75.00 | $75.00 | 12/28/2009 3:13:37 PM |
| tzvie | $25.00 | $25.00 | 12/28/2009 1:40:15 PM |
| lend42013 | $30.00 | $30.00 | 12/28/2009 3:39:50 PM |
| gold-cluster | $100.00 | $100.00 | 12/28/2009 3:48:00 PM |
| zento | $25.00 | $25.00 | 12/28/2009 2:40:13 PM |
| squarebob | $25.00 | $20.57 | 12/28/2009 2:57:45 PM |
| guardian3 | $30.00 | $30.00 | 12/28/2009 3:18:07 PM |
| unger | $100.00 | $100.00 | 12/28/2009 3:31:05 PM |
| DasMula | $250.00 | $250.00 | 12/28/2009 3:33:12 PM |
| ZOOOM | $30.00 | $30.00 | 12/28/2009 3:44:06 PM |
| sflash | $25.00 | $25.00 | 12/28/2009 3:44:46 PM |
| deepblue34 | $40.00 | $40.00 | 12/25/2009 9:46:03 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/25/2009 5:28:18 PM |
| NC_Capital_Funding | $35.70 | $35.70 | 12/26/2009 4:33:53 PM |
| Kash2010lu | $25.00 | $25.00 | 12/26/2009 2:34:47 PM |
| Saving4Food | $28.23 | $28.23 | 12/26/2009 7:53:48 AM |
| investment-visionary | $36.36 | $36.36 | 12/27/2009 12:11:16 PM |
| JackinGreen | $25.00 | $25.00 | 12/27/2009 1:25:32 PM |
| Cessna172 | $50.00 | $50.00 | 12/27/2009 1:56:40 PM |
| cash2lendu | $50.00 | $50.00 | 12/27/2009 5:55:09 PM |
| visionary-deal3 | $100.00 | $100.00 | 12/27/2009 8:53:12 PM |
| JJ-Loans | $50.00 | $50.00 | 12/27/2009 8:53:38 AM |
| golffish2 | $100.00 | $100.00 | 12/28/2009 5:57:14 AM |
| Spkthewrd3 | $25.00 | $25.00 | 12/28/2009 7:05:34 AM |
| buyrite334 | $27.21 | $27.21 | 12/28/2009 8:08:54 AM |
| Tizzo27 | $60.63 | $60.63 | 12/27/2009 7:18:12 PM |
| Bob450 | $25.00 | $25.00 | 12/28/2009 8:54:54 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:38:01 AM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 11:57:42 AM |
| Catz_aplenty | $25.00 | $25.00 | 12/28/2009 12:19:35 PM |
| nurat | $25.00 | $25.00 | 12/28/2009 1:02:00 PM |
| momentous-transaction8 | $90.00 | $90.00 | 12/28/2009 3:36:50 PM |
| careful-wealth | $25.00 | $25.00 | 12/28/2009 3:37:17 PM |
| p2p-gala | $25.00 | $25.00 | 12/28/2009 1:26:53 PM |
| responsible-worth113 | $50.00 | $50.00 | 12/28/2009 3:44:58 PM |
| jcw3rd | $25.00 | $25.00 | 12/28/2009 2:47:31 PM |
| wascocor | $25.00 | $25.00 | 12/28/2009 2:41:41 PM |
| whittlesey31 | $25.00 | $25.00 | 12/28/2009 3:33:11 PM |
| ProModelA | $34.99 | $34.99 | 12/28/2009 3:34:17 PM |
| gold-cluster | $300.00 | $300.00 | 12/28/2009 3:42:07 PM |
| gold-cluster | $100.00 | $100.00 | 12/28/2009 3:44:16 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 3:48:21 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
435944
This series of Notes was issued and sold upon the funding of the borrower loan #40304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 33.40% |
Final borrower rate/APR:
| 34.40% / 36.84% |
Final monthly payment:
| $179.59 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,216 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| hard-working-currency |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I make enough money to pay a loan.? My debt to income ration is not too high and my credit is the most important thing to me - so I always pay my bills on time I want to pay off credit cards and having three cards to pay it is paying 3 times the interest.?
Monthly net income: $ 4,622.00
Monthly expenses: $ 2,860.00
??Housing: $ 1,100.00
??Insurance: $ 87.00
??Car expenses: $ 451.00
??Utilities: $ 430.00
??Phone, cable, internet: $ 132.00
??Food, entertainment: $ 450.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 60.00 min payments
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the interest on your loans? Why do you want to pay us 35% if you are paying the banks 29.99? Three cards is not three times the interest, though it is three times the payments... - ideal-value
A:
Hi - because I would like to pay the credit cards off and close the accounts. The highest interest on one of my cards is 31.9% - they just raised the interest rate from 28.9 % . Also this way I will only have 1 payment.
Thanks so much,
(Dec-29-2009)
Q:
So far, it looks like your interest rate on this prosper loan will be in the 30% range. How is that helping you with your credit card situation? - Sambamm1
A:
Hi - I have 3 credit cards that I would like to pay off and close the accounts. The highest interest rate on one of the cards is 31.9% - the other 2 or 28.9%. If I am able to get this loan - I can pay these off and closed the accounts - then I will only have 1 payment to make on the loan.
Thanks so much.
(Dec-29-2009)
Q:
Please describe your profession and the type and stability of your employment. thanks - reflective-rupee
A:
Hi I am a graphic design/marketing manager for a company I have been with for 6 years. The company I work for handles large accounts nationwide and has been in business since 1978. My job is very stable.
(Dec-29-2009)
Q:
Explain your occupation - Capit0l
A:
I am a graphic design/marketing manager for a company that has been in business since 1978. I oversee 12 employees and I have been with the company for 6 years.
(Dec-29-2009)
Q:
Do you rent or own a home ? - Capit0l
A:
I own a home.
(Dec-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $50.00 | $50.00 | 12/23/2009 5:52:15 PM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:50:06 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/27/2009 12:38:28 PM |
| loss-of-control | $25.00 | $19.04 | 12/27/2009 3:35:07 PM |
| tigercat | $50.00 | $50.00 | 12/28/2009 9:56:52 AM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 1:03:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 1:29:58 PM |
| People-for-people | $40.00 | $40.00 | 12/28/2009 6:34:42 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/28/2009 8:31:30 PM |
| Calif-smo | $75.00 | $75.00 | 12/28/2009 8:27:32 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:04 AM |
| gold-cluster | $200.00 | $200.00 | 12/29/2009 6:41:50 AM |
| hellasow | $25.00 | $25.00 | 12/29/2009 6:31:14 AM |
| Peterman | $100.00 | $100.00 | 12/29/2009 8:50:41 AM |
| dollar-force1 | $30.00 | $30.00 | 12/29/2009 10:58:38 AM |
| credit-missile | $100.00 | $100.00 | 12/29/2009 10:43:20 AM |
| wbwill | $25.00 | $25.00 | 12/29/2009 11:51:32 AM |
| realtormoises | $25.00 | $25.00 | 12/29/2009 12:31:16 PM |
| tcbmc | $25.00 | $25.00 | 12/29/2009 11:12:53 AM |
| Happy-Man | $25.00 | $25.00 | 12/29/2009 1:45:16 PM |
| 1stTime2ndChance | $25.95 | $25.95 | 12/29/2009 3:45:43 PM |
| tdorren | $29.64 | $29.64 | 12/29/2009 4:24:49 PM |
| MoneyMaker249 | $25.00 | $25.00 | 12/29/2009 5:19:26 PM |
| DenimCapital | $250.00 | $250.00 | 12/29/2009 8:11:19 PM |
| FeedTheMachine | $200.00 | $200.00 | 12/29/2009 8:16:45 PM |
| Tono | $25.00 | $25.00 | 12/29/2009 7:06:23 PM |
| emance | $50.00 | $50.00 | 12/29/2009 8:19:25 PM |
| Bob450 | $25.00 | $25.00 | 12/29/2009 8:36:25 PM |
| diligent-moola9 | $25.76 | $25.76 | 12/29/2009 8:58:19 PM |
| winger66 | $28.31 | $28.31 | 12/30/2009 3:49:39 AM |
| fair-rate | $26.52 | $26.52 | 12/29/2009 11:17:52 PM |
| 1traveler | $25.00 | $25.00 | 12/30/2009 12:24:54 AM |
| Capit0l | $25.00 | $25.00 | 12/30/2009 5:50:15 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/30/2009 9:11:30 AM |
| JeffHoll | $50.00 | $50.00 | 12/30/2009 8:04:00 AM |
| klinebarger | $25.00 | $25.00 | 12/30/2009 9:28:38 AM |
| DasMula | $25.00 | $25.00 | 12/30/2009 8:41:32 AM |
| beemersdad | $25.00 | $25.00 | 12/30/2009 8:12:29 AM |
| head | $25.00 | $25.00 | 12/30/2009 8:57:46 AM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:50:25 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 6:14:17 AM |
| JackinGreen | $25.00 | $25.00 | 12/27/2009 4:17:26 AM |
| squarebob | $25.00 | $25.00 | 12/27/2009 12:30:41 PM |
| Skeptical-one | $50.00 | $50.00 | 12/28/2009 8:20:12 AM |
| scubabob55 | $25.00 | $25.00 | 12/28/2009 11:43:36 AM |
| mikey1973 | $50.00 | $50.00 | 12/28/2009 4:31:18 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 4:42:28 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 4:42:41 PM |
| Tono | $25.00 | $25.00 | 12/28/2009 4:35:49 PM |
| peanutsparents | $25.00 | $25.00 | 12/28/2009 5:47:22 PM |
| cippy | $50.00 | $50.00 | 12/28/2009 5:59:07 PM |
| alexgalt | $100.00 | $100.00 | 12/28/2009 6:28:40 PM |
| marwadi-62 | $25.00 | $25.00 | 12/28/2009 8:13:10 PM |
| gold-cluster | $100.00 | $100.00 | 12/29/2009 6:42:19 AM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 7:06:24 AM |
| mike2246s | $37.68 | $37.68 | 12/29/2009 8:11:34 AM |
| niq4soccer | $25.00 | $25.00 | 12/29/2009 9:33:43 AM |
| friendinmoney | $54.10 | $54.10 | 12/29/2009 9:35:23 AM |
| 1nvest | $25.00 | $25.00 | 12/29/2009 8:30:33 AM |
| DaddyBill | $25.00 | $25.00 | 12/29/2009 10:16:54 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/29/2009 10:01:51 AM |
| Bobusa | $25.00 | $25.00 | 12/29/2009 1:34:40 PM |
| red-ready-principal | $250.00 | $250.00 | 12/29/2009 6:58:07 PM |
| carrinel | $100.00 | $100.00 | 12/29/2009 6:31:19 PM |
| RebuildingAmerica | $30.00 | $30.00 | 12/29/2009 6:50:17 PM |
| doctorgrab | $25.73 | $25.73 | 12/29/2009 7:41:26 PM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/29/2009 10:01:46 PM |
| KLcapital | $28.00 | $28.00 | 12/29/2009 8:31:40 PM |
| lender12345 | $25.00 | $25.00 | 12/29/2009 8:55:13 PM |
| sturdy-peace9 | $50.00 | $50.00 | 12/29/2009 9:04:13 PM |
| silvercertificate | $27.48 | $27.48 | 12/29/2009 8:53:48 PM |
| GeoLender | $25.00 | $25.00 | 12/30/2009 6:50:43 AM |
| joeandsam | $25.00 | $25.00 | 12/29/2009 10:59:06 PM |
| SDD123 | $25.00 | $25.00 | 12/30/2009 5:32:07 AM |
| peaceful-cash5 | $25.00 | $25.00 | 12/30/2009 6:01:06 AM |
| SouthernRemarketing | $25.00 | $25.00 | 12/30/2009 6:09:11 AM |
| 3cinvesting | $25.00 | $25.00 | 12/30/2009 6:44:52 AM |
| weepeople | $27.00 | $27.00 | 12/30/2009 8:59:04 AM |
| nikkky2000 | $74.00 | $74.00 | 12/30/2009 9:41:00 AM |
| Leshan | $25.00 | $25.00 | 12/30/2009 8:32:45 AM |
| epic-payout | $40.79 | $40.79 | 12/30/2009 8:48:52 AM |
| Feyenoord | $25.00 | $25.00 | 12/30/2009 9:00:44 AM |
| skillful-asset5 | $150.00 | $150.00 | 12/30/2009 9:19:50 AM |
| nikkky2000 | $50.00 | $50.00 | 12/30/2009 9:43:37 AM |
| 84 bids
|
Borrower Payment Dependent Notes Series
439224
This series of Notes was issued and sold upon the funding of the borrower loan #40282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $126.08 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $125.99 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,069 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| evechvn |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 800-819
(Jul-2007)
|
|
Principal balance:
| $1,624.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Furnishing My New Home
Purpose of loan:
Furnishing the new home I built
I am a good candidate for this loan because my credit rating is over 800, and I have paid my present Prosper Loan, on time, for the last 28 consecutive months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:23:01 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:34 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 4:22:28 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:56 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:22 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:27 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:37 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:43 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/21/2009 4:24:47 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:15 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:39 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/21/2009 4:30:47 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:29 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:31:00 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:46 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:20 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:02 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:14 PM |
| a-special-power | $25.00 | $25.00 | 12/21/2009 4:29:49 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:43 PM |
| skvat | $25.00 | $25.00 | 12/21/2009 4:30:03 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:20 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:53 PM |
| bid-wonder | $25.00 | $25.00 | 12/21/2009 4:56:41 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/21/2009 9:28:52 PM |
| runbix7 | $50.00 | $50.00 | 12/21/2009 7:30:39 PM |
| rmcnabb | $46.81 | $46.81 | 12/22/2009 10:58:37 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 8:32:28 PM |
| GABC-1 | $50.00 | $50.00 | 12/23/2009 10:12:48 AM |
| JCPlending | $25.00 | $25.00 | 12/23/2009 8:22:06 PM |
| LittleMingo | $25.00 | $25.00 | 12/24/2009 10:43:12 AM |
| vine99 | $90.00 | $90.00 | 12/24/2009 11:50:29 AM |
| bank-examiner | $25.00 | $25.00 | 12/25/2009 8:24:55 PM |
| JerryB96 | $25.00 | $25.00 | 12/26/2009 9:46:13 AM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 5:10:58 AM |
| eyeofaneedle | $50.00 | $50.00 | 12/27/2009 9:04:04 PM |
| shrewd-income | $100.00 | $100.00 | 12/28/2009 7:33:48 AM |
| TakeCare | $50.00 | $50.00 | 12/27/2009 7:04:56 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:32:15 AM |
| triumphant-bonus | $25.00 | $25.00 | 12/28/2009 8:29:52 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:55:31 AM |
| shellstar | $28.45 | $28.45 | 12/28/2009 11:23:28 AM |
| Nasdaq | $25.00 | $25.00 | 12/28/2009 3:47:50 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/21/2009 4:23:46 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:03 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:51 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:25 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:57 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:31:05 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:32 PM |
| trochees | $25.00 | $25.00 | 12/21/2009 4:31:25 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:55 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:43 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:52 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:33:00 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:06 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:09 PM |
| Kerrysbay | $25.00 | $14.67 | 12/21/2009 4:33:57 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:31 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:09 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:50 PM |
| helping-out | $50.00 | $50.00 | 12/21/2009 4:45:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:35:38 PM |
| mickw2000 | $50.00 | $50.00 | 12/21/2009 7:50:56 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/22/2009 2:19:02 AM |
| Aberdeen | $296.45 | $296.45 | 12/22/2009 6:36:17 AM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:44:28 PM |
| hellasow | $25.00 | $25.00 | 12/23/2009 6:13:12 AM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:10:51 PM |
| GABC-1 | $25.00 | $25.00 | 12/24/2009 10:48:13 AM |
| Muchzak | $50.00 | $50.00 | 12/24/2009 10:58:26 AM |
| impartial-deal | $25.00 | $25.00 | 12/24/2009 5:19:20 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/24/2009 6:04:49 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:35:04 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/26/2009 7:09:19 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/26/2009 10:50:18 AM |
| jrlvnv | $25.00 | $25.00 | 12/26/2009 9:55:53 PM |
| ualdriver | $89.48 | $89.48 | 12/26/2009 7:32:19 PM |
| justin323 | $29.14 | $29.14 | 12/27/2009 7:23:50 PM |
| orbital-gain | $50.00 | $50.00 | 12/28/2009 8:06:41 AM |
| kf88 | $25.00 | $25.00 | 12/28/2009 9:00:38 AM |
| MrLeft | $50.00 | $50.00 | 12/28/2009 7:25:32 AM |
| jn_tiger | $25.00 | $25.00 | 12/28/2009 11:11:45 AM |
| heerzaquestion | $25.00 | $25.00 | 12/28/2009 1:39:35 PM |
| Approved | $75.00 | $75.00 | 12/28/2009 12:40:29 PM |
| 85 bids
|
Borrower Payment Dependent Notes Series
439578
This series of Notes was issued and sold upon the funding of the borrower loan #40299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.59% |
Starting monthly payment:
| $56.57 |
|
Final lender yield:
| 20.08% |
Final borrower rate/APR:
| 21.08% / 23.59% |
Final monthly payment:
| $56.57 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $38,021 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| superb-order6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tuition
Purpose of loan:
This loan will be used to pay for tution
My financial situation:
I am a good candidate for this loan because I am gainfully employed, and I start a part-time online teaching job 01/18/2010 with the University of Phoenix.
Monthly net income: $3,600.00
Monthly expenses: $
??Housing: $ 1,300.00
??Insurance: $
??Car expenses: $
??Utilities: $ 109.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tc11902 | $25.00 | $25.00 | 12/23/2009 10:10:13 AM |
| Unitas4302 | $50.00 | $50.00 | 12/23/2009 7:51:11 PM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 8:16:44 PM |
| Syzygy | $25.00 | $25.00 | 12/25/2009 9:36:30 AM |
| hellasow | $25.00 | $25.00 | 12/28/2009 6:58:02 AM |
| tnjohnso | $25.00 | $25.00 | 12/28/2009 4:34:26 PM |
| scottr | $25.00 | $25.00 | 12/28/2009 8:31:33 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:58:47 PM |
| pbw | $25.00 | $25.00 | 12/29/2009 11:54:33 AM |
| income-fortress | $200.00 | $200.00 | 12/29/2009 2:28:11 PM |
| exchange-cowbell5 | $150.00 | $79.16 | 12/29/2009 8:02:22 PM |
| corleone110 | $25.00 | $25.00 | 12/29/2009 9:33:18 PM |
| supreme-hope | $25.00 | $25.00 | 12/30/2009 7:24:38 AM |
| Investor704 | $50.00 | $50.00 | 12/30/2009 7:57:30 AM |
| patriot384 | $50.00 | $50.00 | 12/30/2009 6:45:15 AM |
| roadster199 | $25.00 | $25.00 | 12/30/2009 8:02:24 AM |
| Bank_Of_XL | $50.00 | $50.00 | 12/30/2009 8:08:11 AM |
| DasMula | $50.00 | $50.00 | 12/30/2009 8:42:34 AM |
| ryan6853 | $25.00 | $25.00 | 12/30/2009 8:25:04 AM |
| richmondcowboy | $48.23 | $48.23 | 12/30/2009 9:26:18 AM |
| The-CAPS-fan | $90.00 | $90.00 | 12/30/2009 8:53:49 AM |
| wwwUniversal | $25.00 | $25.00 | 12/30/2009 9:00:05 AM |
| head | $25.00 | $25.00 | 12/30/2009 9:03:03 AM |
| goodcents | $25.00 | $25.00 | 12/29/2009 5:57:49 PM |
| active-return | $28.41 | $28.41 | 12/29/2009 5:10:43 PM |
| newgroom422 | $25.00 | $25.00 | 12/29/2009 5:23:31 PM |
| Trondheim_Norway | $75.00 | $75.00 | 12/29/2009 10:09:34 PM |
| UBOtto186 | $29.20 | $29.20 | 12/29/2009 10:14:21 PM |
| jybank | $50.00 | $50.00 | 12/29/2009 11:29:32 PM |
| alvinsl | $25.00 | $25.00 | 12/30/2009 4:41:59 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/30/2009 7:42:50 AM |
| circustab | $50.00 | $50.00 | 12/30/2009 7:25:50 AM |
| jybank | $25.00 | $25.00 | 12/30/2009 8:31:06 AM |
| Feyenoord | $25.00 | $25.00 | 12/30/2009 8:57:15 AM |
| wild-orange | $25.00 | $25.00 | 12/30/2009 9:20:10 AM |
| Capit0l | $25.00 | $25.00 | 12/30/2009 9:35:44 AM |
| gothampark | $25.00 | $25.00 | 12/30/2009 8:35:09 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
439752
This series of Notes was issued and sold upon the funding of the borrower loan #40305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.51% |
Starting monthly payment:
| $584.20 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $583.77 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,661 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| brilliant-credit132 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Loans
Purpose of loan:
This loan will be used to pay off high interest loans?
My financial situation:
I am a good candidate for this loan because we do have a good monthly income and some home equity.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and detailed list of all monthly expenses with amounts. Thanks. - exciting-fairness
A:
My monthly salary after taxes it is around $3,500 + $350.00 travel reimbursment. My wife makes $2,213.00 a month net pay. Total - $6000.00.
Our monthly expenses include:
Mortgage+taxes +insurance - $1131.00
Car Loan payment - $388.00 (only 14 months left)
Credit card payments- about $400.00
Loans we would like to consolidate with this loan- about $480.00
Utilities- about $550
Food and other expenses about $1000.00
(Dec-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Brain_m | $50.00 | $50.00 | 12/28/2009 9:15:30 AM |
| copperfield | $25.00 | $25.00 | 12/28/2009 9:16:17 AM |
| ready-currency | $25.00 | $25.00 | 12/28/2009 9:16:22 AM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 9:17:27 AM |
| outtahoth2o | $50.00 | $50.00 | 12/28/2009 9:15:21 AM |
| kaykarun | $25.00 | $25.00 | 12/28/2009 9:15:43 AM |
| TQLender | $25.00 | $25.00 | 12/28/2009 9:15:56 AM |
| Interloper | $25.00 | $25.00 | 12/28/2009 9:19:21 AM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 9:20:05 AM |
| visionary-currency | $71.36 | $71.36 | 12/28/2009 9:21:34 AM |
| zeelender | $25.00 | $25.00 | 12/28/2009 9:21:36 AM |
| jdrez | $25.00 | $25.00 | 12/28/2009 9:20:34 AM |
| rdrloan | $25.00 | $25.00 | 12/28/2009 9:23:13 AM |
| kingbutthd | $25.00 | $25.00 | 12/28/2009 9:21:02 AM |
| NATIVEBORN | $25.00 | $25.00 | 12/28/2009 9:21:42 AM |
| cassius84 | $25.00 | $25.00 | 12/28/2009 9:22:08 AM |
| skuba | $25.00 | $25.00 | 12/28/2009 9:25:00 AM |
| TOCPI | $25.00 | $25.00 | 12/28/2009 9:25:37 AM |
| cingular | $25.00 | $25.00 | 12/28/2009 9:15:39 AM |
| brainy-dedication | $25.00 | $25.00 | 12/28/2009 9:15:52 AM |
| auction-workhorse679 | $25.00 | $25.00 | 12/28/2009 9:16:13 AM |
| Haydendover | $25.00 | $25.00 | 12/28/2009 9:27:25 AM |
| Lilred7879 | $50.00 | $50.00 | 12/28/2009 9:18:18 AM |
| Easystreet | $25.00 | $25.00 | 12/28/2009 9:26:19 AM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 9:20:18 AM |
| kscc183 | $25.00 | $25.00 | 12/28/2009 9:27:17 AM |
| mmaurer | $30.00 | $30.00 | 12/28/2009 9:27:44 AM |
| 4est | $25.00 | $25.00 | 12/28/2009 9:23:06 AM |
| scoobiedoo | $25.00 | $25.00 | 12/28/2009 9:28:47 AM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 9:24:14 AM |
| the-silver-blaster | $70.00 | $70.00 | 12/28/2009 9:30:46 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 9:29:38 AM |
| economy-structure9 | $25.00 | $25.00 | 12/28/2009 9:31:20 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 9:31:34 AM |
| bharosa | $25.00 | $25.00 | 12/28/2009 9:27:11 AM |
| Tc11902 | $25.00 | $25.00 | 12/28/2009 9:32:47 AM |
| teejay411 | $100.00 | $100.00 | 12/28/2009 9:27:20 AM |
| heng2x | $25.00 | $25.00 | 12/28/2009 9:31:00 AM |
| BuffetRocks | $50.00 | $50.00 | 12/28/2009 9:33:04 AM |
| glalat | $25.00 | $25.00 | 12/28/2009 9:29:24 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 9:29:46 AM |
| helpinghand75 | $25.00 | $25.00 | 12/28/2009 9:30:33 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 9:32:37 AM |
| whiteshadow | $25.00 | $25.00 | 12/28/2009 9:33:13 AM |
| DrStaff | $35.85 | $35.85 | 12/28/2009 9:44:12 AM |
| hanuman77 | $33.30 | $33.30 | 12/28/2009 9:46:00 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:44:09 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:46:49 AM |
| dunox | $25.00 | $25.00 | 12/28/2009 9:49:29 AM |
| silver-armada | $100.00 | $100.00 | 12/28/2009 9:49:59 AM |
| plentiful-reward | $50.00 | $50.00 | 12/28/2009 9:50:54 AM |
| Onesiphorus | $25.00 | $25.00 | 12/28/2009 9:50:57 AM |
| radiant-fund | $25.00 | $25.00 | 12/28/2009 9:51:22 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 9:43:30 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 9:52:22 AM |
| smurf163 | $25.00 | $25.00 | 12/28/2009 9:44:24 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:44:35 AM |
| LAKESPRING | $25.00 | $25.00 | 12/28/2009 9:44:47 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 9:53:10 AM |
| egw | $25.00 | $25.00 | 12/28/2009 9:53:16 AM |
| ualf | $28.52 | $28.52 | 12/28/2009 9:45:56 AM |
| dspmn | $25.00 | $25.00 | 12/28/2009 9:46:28 AM |
| PeterV | $25.00 | $25.00 | 12/28/2009 9:53:39 AM |
| jwood3030 | $25.00 | $25.00 | 12/28/2009 9:47:24 AM |
| PhalanxBulldog | $25.00 | $25.00 | 12/28/2009 9:55:53 AM |
| LiquidLender | $25.00 | $25.00 | 12/28/2009 9:56:14 AM |
| tuneman1980 | $25.00 | $25.00 | 12/28/2009 9:50:02 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 9:58:18 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 9:51:37 AM |
| julijask | $25.00 | $25.00 | 12/28/2009 9:52:02 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 9:57:19 AM |
| punctual-power7 | $25.00 | $25.00 | 12/28/2009 9:59:06 AM |
| kmr2 | $50.00 | $50.00 | 12/28/2009 9:53:07 AM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 9:58:07 AM |
| astute-dollar | $50.00 | $50.00 | 12/28/2009 9:59:57 AM |
| Frenchynh | $25.00 | $25.00 | 12/28/2009 9:58:29 AM |
| Siafu | $25.00 | $25.00 | 12/28/2009 9:54:17 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:01:16 AM |
| jeg3k | $25.00 | $25.00 | 12/28/2009 9:59:09 AM |
| rolandweary | $40.00 | $40.00 | 12/28/2009 10:01:34 AM |
| elegant-income3 | $30.00 | $30.00 | 12/28/2009 9:59:33 AM |
| wiltonbound | $25.00 | $25.00 | 12/28/2009 10:02:38 AM |
| agwosdof | $100.00 | $100.00 | 12/28/2009 9:55:39 AM |
| helpu88 | $25.00 | $25.00 | 12/28/2009 9:56:01 AM |
| E_G | $30.00 | $30.00 | 12/28/2009 10:00:43 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 10:03:19 AM |
| Kaj | $25.00 | $25.00 | 12/28/2009 10:03:53 AM |
| metro457 | $25.00 | $25.00 | 12/28/2009 9:57:24 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/28/2009 10:02:06 AM |
| nodrivelpls | $25.00 | $25.00 | 12/28/2009 10:04:53 AM |
| hitsman | $50.00 | $50.00 | 12/28/2009 10:02:47 AM |
| shrewd-deal | $25.00 | $25.00 | 12/28/2009 10:02:56 AM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 10:04:00 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/28/2009 10:04:08 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:04:55 AM |
| fortytwo | $150.00 | $150.00 | 12/28/2009 10:07:58 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 10:09:07 AM |
| RetiredATC | $25.00 | $25.00 | 12/28/2009 10:01:41 AM |
| Danfromnapa | $50.00 | $50.00 | 12/28/2009 10:09:34 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/28/2009 10:06:40 AM |
| benefit-squirrel | $30.00 | $30.00 | 12/28/2009 10:02:28 AM |
| LenderByDay | $25.00 | $25.00 | 12/28/2009 10:08:04 AM |
| Prosp_Lender | $25.00 | $25.00 | 12/28/2009 10:11:48 AM |
| diplomatic-point4 | $50.00 | $50.00 | 12/28/2009 10:09:28 AM |
| Picopie | $50.00 | $50.00 | 12/28/2009 10:05:16 AM |
| 54CHEVY | $25.00 | $25.00 | 12/28/2009 10:05:32 AM |
| AKJagMan | $25.00 | $25.00 | 12/28/2009 10:13:23 AM |
| exact-loan5 | $25.00 | $25.00 | 12/28/2009 10:05:51 AM |
| worldly-community3 | $25.00 | $25.00 | 12/28/2009 10:06:13 AM |
| microlendblvr | $150.00 | $150.00 | 12/28/2009 10:11:07 AM |
| RICHMONDREB | $25.00 | $25.00 | 12/28/2009 10:11:25 AM |
| schpere | $25.00 | $25.00 | 12/28/2009 10:11:32 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/28/2009 10:11:39 AM |
| puifais | $25.00 | $25.00 | 12/28/2009 10:15:07 AM |
| melodious-fairness | $25.00 | $25.00 | 12/28/2009 10:07:43 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 10:07:54 AM |
| Steveoo1 | $25.00 | $25.00 | 12/28/2009 10:15:33 AM |
| gulch | $25.00 | $25.00 | 12/28/2009 10:08:55 AM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 10:16:20 AM |
| mikeandcat | $50.00 | $50.00 | 12/28/2009 10:17:10 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:17:33 AM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 10:17:39 AM |
| Clambake | $50.00 | $50.00 | 12/28/2009 10:18:24 AM |
| Cai8899 | $50.00 | $50.00 | 12/28/2009 10:18:34 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/28/2009 10:15:39 AM |
| harperpotok | $100.00 | $100.00 | 12/28/2009 10:19:22 AM |
| hyetech | $35.00 | $35.00 | 12/28/2009 10:19:27 AM |
| yield-hero4 | $25.00 | $25.00 | 12/28/2009 10:13:03 AM |
| payout-equalizer8 | $25.00 | $25.00 | 12/28/2009 10:20:16 AM |
| best-deal-banker | $25.00 | $25.00 | 12/28/2009 10:20:22 AM |
| reward-adventure | $25.00 | $25.00 | 12/28/2009 10:20:29 AM |
| peso-colonel | $25.00 | $25.00 | 12/28/2009 10:15:04 AM |
| sjlender | $25.00 | $25.00 | 12/28/2009 10:15:26 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 12/28/2009 10:18:12 AM |
| bonus-buddy2 | $35.00 | $35.00 | 12/28/2009 10:18:18 AM |
| commitment-forte6 | $25.00 | $25.00 | 12/28/2009 10:15:56 AM |
| payout-point | $50.00 | $50.00 | 12/28/2009 10:16:34 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 12/28/2009 10:22:20 AM |
| BigBoy2008 | $25.00 | $25.00 | 12/28/2009 10:22:37 AM |
| biobulator | $25.00 | $25.00 | 12/28/2009 10:17:40 AM |
| socialbanker | $25.00 | $25.00 | 12/28/2009 10:23:13 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 10:17:47 AM |
| CPDDDS | $50.00 | $50.00 | 12/28/2009 10:23:35 AM |
| terryaj | $25.00 | $25.00 | 12/28/2009 10:24:05 AM |
| kaiger | $25.00 | $25.00 | 12/28/2009 10:24:16 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/28/2009 10:24:34 AM |
| shanedog | $25.00 | $25.00 | 12/28/2009 10:24:55 AM |
| GATrust | $50.00 | $50.00 | 12/28/2009 10:25:47 AM |
| trustu | $25.00 | $25.00 | 12/28/2009 10:19:44 AM |
| romario | $50.00 | $50.00 | 12/28/2009 10:21:59 AM |
| accordion8 | $50.00 | $50.00 | 12/28/2009 10:20:02 AM |
| mattbison | $25.00 | $25.00 | 12/28/2009 10:26:32 AM |
| cpaphoto | $25.00 | $25.00 | 12/28/2009 10:22:16 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:22:27 AM |
| fair-funds | $25.00 | $25.00 | 12/28/2009 10:20:41 AM |
| peaceful-return2 | $25.00 | $25.00 | 12/28/2009 10:22:51 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:22:54 AM |
| Carpetkid | $25.00 | $25.00 | 12/28/2009 10:21:01 AM |
| teller | $25.00 | $25.00 | 12/28/2009 10:21:13 AM |
| 30Sky | $25.00 | $25.00 | 12/28/2009 10:23:49 AM |
| community-pipeline8 | $50.00 | $50.00 | 12/28/2009 10:21:18 AM |
| impeccable-transparency | $75.00 | $75.00 | 12/28/2009 10:21:29 AM |
| Vegasjim | $25.00 | $25.00 | 12/28/2009 10:21:38 AM |
| p123 | $50.00 | $50.00 | 12/28/2009 10:21:48 AM |
| GElender | $50.00 | $50.00 | 12/28/2009 10:24:36 AM |
| highcountry1 | $25.00 | $25.00 | 12/28/2009 10:24:50 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:25:20 AM |
| dhw1 | $50.00 | $50.00 | 12/28/2009 10:22:40 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/28/2009 10:25:30 AM |
| PHI4308 | $25.00 | $25.00 | 12/28/2009 10:25:32 AM |
| money-maniac | $50.00 | $50.00 | 12/28/2009 10:23:42 AM |
| How | $25.00 | $25.00 | 12/28/2009 10:24:43 AM |
| JMJIluss | $25.00 | $25.00 | 12/28/2009 10:25:02 AM |
| ahalls | $25.00 | $25.00 | 12/28/2009 10:25:35 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 10:25:44 AM |
| mac415 | $25.00 | $25.00 | 12/28/2009 10:26:45 AM |
| kenji4861 | $25.00 | $25.00 | 12/28/2009 10:29:28 AM |
| Sixmil | $25.00 | $25.00 | 12/28/2009 10:39:41 AM |
| wdfraser | $25.00 | $25.00 | 12/28/2009 10:40:01 AM |
| thedoctor | $49.16 | $49.16 | 12/28/2009 10:36:23 AM |
| winlender | $25.00 | $25.00 | 12/28/2009 10:41:17 AM |
| PA2LA | $25.00 | $25.00 | 12/28/2009 10:37:11 AM |
| secundus | $25.00 | $25.00 | 12/28/2009 10:38:33 AM |
| Railbird | $25.00 | $25.00 | 12/28/2009 10:41:07 AM |
| bonus-adventure3 | $50.00 | $50.00 | 12/28/2009 10:47:03 AM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/28/2009 10:47:57 AM |
| noble-vigilance9 | $25.00 | $25.00 | 12/28/2009 10:40:51 AM |
| diligent-leverage | $25.00 | $25.00 | 12/28/2009 10:41:01 AM |
| trade-pumpkin | $35.00 | $35.00 | 12/28/2009 10:49:33 AM |
| roccofox | $50.00 | $50.00 | 12/28/2009 10:49:53 AM |
| first-pragmatic-note | $25.00 | $25.00 | 12/28/2009 10:50:10 AM |
| Gabriel02 | $25.00 | $25.00 | 12/28/2009 10:45:30 AM |
| magical-greenback | $55.00 | $55.00 | 12/28/2009 10:52:05 AM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/28/2009 10:46:42 AM |
| invincible-marketplace | $25.00 | $25.00 | 12/28/2009 10:53:09 AM |
| lending_mom | $25.00 | $25.00 | 12/28/2009 10:53:38 AM |
| AmericanCredit | $25.00 | $25.00 | 12/28/2009 10:45:49 AM |
| first-upright-payout | $50.00 | $50.00 | 12/28/2009 10:48:59 AM |
| greenwell | $50.00 | $50.00 | 12/28/2009 10:47:27 AM |
| foxy-vigilance | $25.00 | $25.00 | 12/28/2009 10:50:45 AM |
| figs4u2 | $80.00 | $80.00 | 12/28/2009 10:51:08 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/28/2009 10:48:16 AM |
| stable-nickel | $170.00 | $170.00 | 12/28/2009 10:51:36 AM |
| leodaguy | $25.00 | $25.00 | 12/28/2009 10:51:39 AM |
| the_winning_ticket | $35.00 | $35.00 | 12/28/2009 10:51:44 AM |
| DonaldColorado | $25.00 | $25.00 | 12/28/2009 10:49:22 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/28/2009 10:52:10 AM |
| BankofBen | $250.00 | $250.00 | 12/28/2009 10:50:01 AM |
| DukSerduk | $25.00 | $25.00 | 12/28/2009 10:51:03 AM |
| toblerone | $25.00 | $25.00 | 12/28/2009 10:52:55 AM |
| syounker | $25.00 | $25.00 | 12/28/2009 10:51:26 AM |
| buukyak | $25.00 | $25.00 | 12/28/2009 10:52:41 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:09 AM |
| Tc11902 | $50.00 | $50.00 | 12/28/2009 11:00:29 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 11:14:29 AM |
| helping-out | $40.00 | $40.00 | 12/28/2009 11:15:33 AM |
| fair_rates | $25.00 | $25.00 | 12/28/2009 11:20:16 AM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 5:08:44 PM |
| Cherrypicker | $50.00 | $50.00 | 12/28/2009 6:35:19 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/28/2009 6:37:06 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:12 AM |
| Mooser | $35.00 | $35.00 | 12/29/2009 1:34:03 PM |
| People-for-people | $30.00 | $30.00 | 12/30/2009 10:28:35 AM |
| careful-compassion | $100.00 | $100.00 | 12/30/2009 9:13:51 PM |
| seineil | $50.00 | $50.00 | 12/31/2009 1:27:27 AM |
| dime-neutron | $25.00 | $25.00 | 12/31/2009 3:15:43 AM |
| wonderous-power | $25.00 | $25.00 | 12/31/2009 6:00:17 AM |
| Digs | $25.00 | $25.00 | 12/31/2009 11:55:10 AM |
| yenom | $25.00 | $25.00 | 12/31/2009 2:11:11 PM |
| Trondheim_Norway | $100.00 | $100.00 | 12/31/2009 9:35:59 PM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 10:45:02 AM |
| KingCroesus | $25.00 | $25.00 | 1/1/2010 12:16:02 AM |
| Spiv_51 | $25.00 | $25.00 | 1/1/2010 4:54:14 AM |
| BrianCU15 | $50.00 | $50.00 | 1/1/2010 10:06:55 AM |
| captainzero | $50.00 | $50.00 | 1/1/2010 5:27:19 PM |
| squarebob | $25.00 | $25.00 | 1/3/2010 9:10:57 AM |
| cashasaurus0 | $73.00 | $73.00 | 1/3/2010 6:52:15 AM |
| one-midas | $25.00 | $25.00 | 1/3/2010 6:00:57 PM |
| listing-exchanger596 | $49.23 | $49.23 | 1/3/2010 2:56:57 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 1/4/2010 7:37:24 AM |
| exciting-fairness | $200.00 | $200.00 | 1/4/2010 8:30:10 AM |
| jfd287 | $25.00 | $25.00 | 12/28/2009 9:17:09 AM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 9:16:06 AM |
| beakerfish | $25.00 | $25.00 | 12/28/2009 9:17:41 AM |
| RationalWorld | $25.00 | $25.00 | 12/28/2009 9:17:43 AM |
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 9:23:18 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 9:24:23 AM |
| Tahoeguy | $25.00 | $25.00 | 12/28/2009 9:22:00 AM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 9:24:40 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/28/2009 9:23:33 AM |
| Supernick | $100.00 | $100.00 | 12/28/2009 9:24:51 AM |
| cozy-note | $100.00 | $100.00 | 12/28/2009 9:17:23 AM |
| funds-promiser | $50.00 | $50.00 | 12/28/2009 9:27:01 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:17:35 AM |
| Cutts | $25.00 | $25.00 | 12/28/2009 9:27:28 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:26:31 AM |
| chlebie | $50.00 | $50.00 | 12/28/2009 9:28:34 AM |
| jibe-set | $50.00 | $50.00 | 12/28/2009 9:28:31 AM |
| poeman | $25.00 | $25.00 | 12/28/2009 9:28:39 AM |
| VentureExplorer | $25.00 | $25.00 | 12/28/2009 9:28:43 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 9:31:07 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 9:25:27 AM |
| TheoProf | $50.00 | $50.00 | 12/28/2009 9:30:20 AM |
| cptproton | $25.00 | $25.00 | 12/28/2009 9:30:31 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:26:41 AM |
| fireboss | $100.00 | $100.00 | 12/28/2009 9:32:31 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 9:32:15 AM |
| educationfirst | $25.00 | $25.00 | 12/28/2009 9:28:36 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 9:32:23 AM |
| 7588WorkingGuy | $25.00 | $25.00 | 12/28/2009 9:29:11 AM |
| Goat | $25.00 | $25.00 | 12/28/2009 9:33:18 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 9:29:55 AM |
| steiglends | $50.00 | $50.00 | 12/28/2009 9:31:09 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/28/2009 9:31:42 AM |
| jgar_O | $25.00 | $25.00 | 12/28/2009 9:33:16 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:45:14 AM |
| takabanana | $25.00 | $25.00 | 12/28/2009 9:46:30 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 9:39:48 AM |
| moneysuccess | $25.00 | $25.00 | 12/28/2009 9:50:18 AM |
| Reinadog9 | $25.00 | $25.00 | 12/28/2009 9:49:52 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 9:51:03 AM |
| ibuystk | $50.00 | $50.00 | 12/28/2009 9:51:46 AM |
| calm-deal7 | $25.00 | $25.00 | 12/28/2009 9:44:02 AM |
| ocho | $25.00 | $25.00 | 12/28/2009 9:51:32 AM |
| littlemonkey | $25.00 | $25.00 | 12/28/2009 9:52:40 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 9:52:56 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/28/2009 9:45:03 AM |
| foxy-fund | $50.00 | $50.00 | 12/28/2009 9:52:32 AM |
| ro37 | $25.00 | $25.00 | 12/28/2009 9:45:38 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:52:42 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:53:47 AM |
| Fiimg | $50.00 | $50.00 | 12/28/2009 9:47:48 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 9:55:05 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 9:47:58 AM |
| Josta | $50.00 | $50.00 | 12/28/2009 9:55:13 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/28/2009 9:54:34 AM |
| Aquani | $50.00 | $50.00 | 12/28/2009 9:55:43 AM |
| boater01 | $50.00 | $50.00 | 12/28/2009 9:54:56 AM |
| availableloan | $25.00 | $25.00 | 12/28/2009 9:49:06 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 9:56:19 AM |
| Phantom99 | $25.00 | $25.00 | 12/28/2009 9:49:42 AM |
| currency-prometheus | $25.00 | $25.00 | 12/28/2009 9:55:30 AM |
| djh47a | $30.00 | $30.00 | 12/28/2009 9:50:42 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:51:11 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 9:58:16 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 9:56:58 AM |
| Pizza-man | $50.00 | $50.00 | 12/28/2009 9:59:21 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 9:57:59 AM |
| Trojan1976 | $25.00 | $25.00 | 12/28/2009 9:53:19 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:00:24 AM |
| credit-kahuna | $100.00 | $100.00 | 12/28/2009 10:01:02 AM |
| payout-achievement | $40.00 | $40.00 | 12/28/2009 10:01:12 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 9:59:45 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:00:33 AM |
| sidney102 | $50.00 | $50.00 | 12/28/2009 10:03:05 AM |
| tremendous-payment | $25.00 | $25.00 | 12/28/2009 10:00:52 AM |
| ghinga | $50.00 | $50.00 | 12/28/2009 9:56:46 AM |
| srilm | $25.00 | $25.00 | 12/28/2009 9:57:11 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 9:57:47 AM |
| bchen78875 | $25.00 | $25.00 | 12/28/2009 10:01:45 AM |
| wayman | $50.00 | $50.00 | 12/28/2009 10:02:13 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/28/2009 9:58:50 AM |
| TennSquire | $25.00 | $25.00 | 12/28/2009 10:05:55 AM |
| hope-eagle6 | $25.00 | $25.00 | 12/28/2009 10:03:27 AM |
| flopcat | $25.00 | $25.00 | 12/28/2009 10:06:24 AM |
| Dia_Lucrii | $25.00 | $25.00 | 12/28/2009 10:07:13 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 10:04:35 AM |
| tidy-dime | $25.00 | $25.00 | 12/28/2009 10:08:30 AM |
| PatRichi | $25.00 | $25.00 | 12/28/2009 10:06:29 AM |
| restless-currency | $25.00 | $25.00 | 12/28/2009 10:09:47 AM |
| Buffer10 | $100.00 | $100.00 | 12/28/2009 10:06:43 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:09:52 AM |
| sloan | $25.00 | $25.00 | 12/28/2009 10:06:50 AM |
| Binan | $25.00 | $25.00 | 12/28/2009 10:10:07 AM |
| blooming-dedication | $50.00 | $50.00 | 12/28/2009 10:07:07 AM |
| duty-monger | $50.00 | $50.00 | 12/28/2009 10:03:08 AM |
| roto | $25.00 | $25.00 | 12/28/2009 10:03:44 AM |
| skiberdad | $50.00 | $50.00 | 12/28/2009 10:08:10 AM |
| kchen486 | $25.00 | $25.00 | 12/28/2009 10:04:18 AM |
| aventurer | $25.00 | $25.00 | 12/28/2009 10:12:21 AM |
| DRA-Properties | $25.00 | $25.00 | 12/28/2009 10:09:15 AM |
| skiingawfs | $25.00 | $25.00 | 12/28/2009 10:12:31 AM |
| techvet | $25.00 | $25.00 | 12/28/2009 10:04:50 AM |
| docktah | $50.00 | $50.00 | 12/28/2009 10:12:38 AM |
| dmfog | $25.00 | $25.00 | 12/28/2009 10:12:46 AM |
| dollar-oracle55 | $25.00 | $25.00 | 12/28/2009 10:09:37 AM |
| CSUgrad08 | $25.00 | $25.00 | 12/28/2009 10:13:06 AM |
| larrybird | $100.00 | $100.00 | 12/28/2009 10:13:15 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 10:10:01 AM |
| JohnW12 | $25.00 | $25.00 | 12/28/2009 10:13:36 AM |
| 18th_beachbum | $25.00 | $25.00 | 12/28/2009 10:14:16 AM |
| Katburg | $35.00 | $35.00 | 12/28/2009 10:14:26 AM |
| CalBear5 | $25.00 | $25.00 | 12/28/2009 10:11:17 AM |
| standanddeliver | $25.00 | $25.00 | 12/28/2009 10:07:09 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 10:14:53 AM |
| brazilofmux | $100.00 | $100.00 | 12/28/2009 10:07:20 AM |
| money2k | $25.00 | $25.00 | 12/28/2009 10:07:45 AM |
| aldeed | $25.00 | $25.00 | 12/28/2009 10:08:43 AM |
| The-CAPS-fan | $30.00 | $30.00 | 12/28/2009 10:16:06 AM |
| bigphish | $25.00 | $25.00 | 12/28/2009 10:13:39 AM |
| don8ter | $25.00 | $25.00 | 12/28/2009 10:16:44 AM |
| crazycool | $25.00 | $25.00 | 12/28/2009 10:13:51 AM |
| MoneyMaker249 | $25.00 | $25.00 | 12/28/2009 10:10:19 AM |
| adir1 | $25.00 | $25.00 | 12/28/2009 10:10:27 AM |
| wonderful-return5 | $25.00 | $25.00 | 12/28/2009 10:10:35 AM |
| Lightlife | $50.00 | $50.00 | 12/28/2009 10:18:02 AM |
| PocketAces | $25.00 | $25.00 | 12/28/2009 10:15:47 AM |
| Weaverville | $25.00 | $25.00 | 12/28/2009 10:20:08 AM |
| kulender | $25.00 | $25.00 | 12/28/2009 10:14:28 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/28/2009 10:17:21 AM |
| museic1 | $50.00 | $50.00 | 12/28/2009 10:18:16 AM |
| Interstate_Rate | $489.92 | $489.92 | 12/28/2009 10:16:18 AM |
| chicco | $80.00 | $80.00 | 12/28/2009 10:18:40 AM |
| youqianderen | $50.00 | $50.00 | 12/28/2009 10:18:46 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/28/2009 10:22:05 AM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/28/2009 10:16:39 AM |
| xstreamin | $25.00 | $25.00 | 12/28/2009 10:19:00 AM |
| ThomasCrown | $30.00 | $30.00 | 12/28/2009 10:19:08 AM |
| dignified-finance | $25.00 | $25.00 | 12/28/2009 10:19:18 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 10:22:34 AM |
| smart-return | $25.00 | $25.00 | 12/28/2009 10:22:59 AM |
| digitalrinaldo | $25.00 | $25.00 | 12/28/2009 10:19:33 AM |
| Hexnut | $25.00 | $25.00 | 12/28/2009 10:23:09 AM |
| anton | $50.00 | $50.00 | 12/28/2009 10:23:16 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 10:23:19 AM |
| value-pole | $25.00 | $25.00 | 12/28/2009 10:17:53 AM |
| tsui517 | $25.00 | $25.00 | 12/28/2009 10:23:25 AM |
| SnE | $25.00 | $25.00 | 12/28/2009 10:19:56 AM |
| Archchancellor | $25.00 | $25.00 | 12/28/2009 10:24:08 AM |
| elevated-platinum5 | $50.00 | $50.00 | 12/28/2009 10:20:52 AM |
| Dutchhunter | $25.00 | $25.00 | 12/28/2009 10:19:13 AM |
| vengy | $25.00 | $25.00 | 12/28/2009 10:25:12 AM |
| ekmendenhall | $25.00 | $25.00 | 12/28/2009 10:21:23 AM |
| NR | $25.00 | $25.00 | 12/28/2009 10:21:34 AM |
| anders94 | $25.00 | $25.00 | 12/28/2009 10:21:40 AM |
| Macinvest | $25.00 | $25.00 | 12/28/2009 10:19:38 AM |
| tom48l | $25.00 | $25.00 | 12/28/2009 10:19:49 AM |
| crenen139 | $50.00 | $50.00 | 12/28/2009 10:20:35 AM |
| ccaxid57 | $25.00 | $25.00 | 12/28/2009 10:22:47 AM |
| deal-pioneer1 | $25.00 | $25.00 | 12/28/2009 10:20:47 AM |
| geniusj | $25.00 | $25.00 | 12/28/2009 10:20:56 AM |
| top-silver-american | $25.00 | $25.00 | 12/28/2009 10:22:58 AM |
| lending_pugs | $25.00 | $25.00 | 12/28/2009 10:23:07 AM |
| honorable-yield | $50.00 | $50.00 | 12/28/2009 10:21:06 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 10:23:46 AM |
| lifegrowth | $25.00 | $25.00 | 12/28/2009 10:23:52 AM |
| visionary-community | $25.00 | $25.00 | 12/28/2009 10:23:57 AM |
| auction-elvis | $25.00 | $25.00 | 12/28/2009 10:24:19 AM |
| deal-mover | $25.00 | $25.00 | 12/28/2009 10:24:45 AM |
| inkplj | $34.45 | $34.45 | 12/28/2009 10:25:07 AM |
| ogoog | $25.00 | $25.00 | 12/28/2009 10:25:17 AM |
| sxcarlson | $50.00 | $50.00 | 12/28/2009 10:25:25 AM |
| kanpur63 | $25.00 | $25.00 | 12/28/2009 10:23:04 AM |
| CASHGIRL | $40.00 | $40.00 | 12/28/2009 10:23:39 AM |
| Beeeej | $25.00 | $25.00 | 12/28/2009 10:24:01 AM |
| bluechip | $25.00 | $25.00 | 12/28/2009 10:27:37 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 10:24:12 AM |
| jd006006 | $40.00 | $40.00 | 12/28/2009 10:24:28 AM |
| opmjdv | $25.00 | $25.00 | 12/28/2009 10:24:51 AM |
| jtradition | $50.00 | $50.00 | 12/28/2009 10:25:37 AM |
| jackbauer | $25.00 | $25.00 | 12/28/2009 10:27:26 AM |
| superstar449 | $25.00 | $25.00 | 12/28/2009 10:36:13 AM |
| grampy48 | $25.00 | $25.00 | 12/28/2009 10:36:43 AM |
| meenan | $40.00 | $40.00 | 12/28/2009 10:37:04 AM |
| majestic-dedication | $50.00 | $50.00 | 12/28/2009 10:39:05 AM |
| blukestrel | $25.00 | $25.00 | 12/28/2009 10:40:07 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/28/2009 10:40:36 AM |
| nuclearmoose | $25.00 | $25.00 | 12/28/2009 10:37:20 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/28/2009 10:37:28 AM |
| HamletTower | $25.00 | $25.00 | 12/28/2009 10:37:57 AM |
| asdf9876 | $25.00 | $25.00 | 12/28/2009 10:39:17 AM |
| totoro | $25.00 | $25.00 | 12/28/2009 10:39:44 AM |
| BlindProphet | $25.00 | $25.00 | 12/28/2009 10:37:39 AM |
| CaptainBlueberry | $25.00 | $25.00 | 12/28/2009 10:37:51 AM |
| ray1051 | $25.00 | $25.00 | 12/28/2009 10:38:12 AM |
| knowledgeable-revenue | $25.00 | $25.00 | 12/28/2009 10:40:43 AM |
| d_grbg | $25.00 | $25.00 | 12/28/2009 10:46:06 AM |
| bayareainv | $50.00 | $50.00 | 12/28/2009 10:39:47 AM |
| Castellan | $25.00 | $25.00 | 12/28/2009 10:48:05 AM |
| Taxman44 | $25.00 | $25.00 | 12/28/2009 10:48:52 AM |
| gold-commander0 | $50.00 | $50.00 | 12/28/2009 10:49:38 AM |
| loan-warrior | $25.00 | $25.00 | 12/28/2009 10:50:22 AM |
| SCOTTOL | $25.00 | $25.00 | 12/28/2009 10:50:53 AM |
| Attract | $25.00 | $25.00 | 12/28/2009 10:51:48 AM |
| forthright-dedication | $25.00 | $25.00 | 12/28/2009 10:46:35 AM |
| Jassi | $25.00 | $25.00 | 12/28/2009 10:53:01 AM |
| dinero-festivity2 | $50.00 | $50.00 | 12/28/2009 10:53:15 AM |
| Jmatt33 | $25.00 | $25.00 | 12/28/2009 10:45:09 AM |
| AndersenWatcher | $25.00 | $7.04 | 12/28/2009 10:54:32 AM |
| elasermd | $50.00 | $50.00 | 12/28/2009 10:46:23 AM |
| credit-investor5 | $100.00 | $100.00 | 12/28/2009 10:48:39 AM |
| point-zebra | $25.00 | $25.00 | 12/28/2009 10:46:53 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/28/2009 10:49:09 AM |
| Walkingcowboy | $25.00 | $25.00 | 12/28/2009 10:52:01 AM |
| shamrocker | $25.00 | $25.00 | 12/28/2009 10:52:19 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:52:25 AM |
| natmonkey | $25.00 | $25.00 | 12/28/2009 10:52:31 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/28/2009 10:52:36 AM |
| ryreesado | $25.00 | $25.00 | 12/28/2009 10:52:48 AM |
| inspired-contract9 | $50.00 | $50.00 | 12/28/2009 10:51:20 AM |
| wampum-optimization | $50.00 | $50.00 | 12/28/2009 10:54:00 AM |
| anakinsolo | $25.00 | $25.00 | 12/28/2009 10:53:43 AM |
| d3v0t3d | $25.00 | $25.00 | 12/28/2009 10:54:21 AM |
| zoomdrm57 | $25.00 | $25.00 | 12/28/2009 12:06:22 PM |
| Syzygy | $25.00 | $25.00 | 12/28/2009 6:41:54 PM |
| Frugal | $25.00 | $25.00 | 12/29/2009 10:31:34 AM |
| gemoscar | $50.00 | $50.00 | 12/29/2009 11:25:18 AM |
| balance-chestnut | $50.00 | $50.00 | 12/30/2009 7:58:40 AM |
| impartial-deal | $25.00 | $25.00 | 12/30/2009 10:06:20 AM |
| TigerForce | $25.00 | $25.00 | 12/30/2009 12:01:52 PM |
| rapid-currency | $25.00 | $25.00 | 12/30/2009 3:06:29 PM |
| attractive-fund | $25.00 | $25.00 | 12/30/2009 7:35:40 PM |
| NewOpportunitiesNewLife | $25.00 | $25.00 | 12/30/2009 8:58:06 PM |
| blindtaxidriver | $25.00 | $25.00 | 12/31/2009 6:25:52 AM |
| rockhound84 | $25.00 | $25.00 | 12/31/2009 9:35:27 AM |
| MrSolution | $50.00 | $50.00 | 12/31/2009 11:50:06 AM |
| rmpedi33 | $100.00 | $100.00 | 12/31/2009 12:53:43 PM |
| interstellar | $50.00 | $50.00 | 12/31/2009 1:40:17 PM |
| gpuck | $25.00 | $25.00 | 12/31/2009 2:56:39 PM |
| friendinmoney | $25.00 | $25.00 | 12/31/2009 3:52:01 PM |
| crw1950 | $50.00 | $50.00 | 1/1/2010 10:09:19 AM |
| Richmp412 | $25.00 | $25.00 | 1/1/2010 7:44:14 AM |
| AP2PLender | $25.00 | $25.00 | 1/1/2010 10:20:58 AM |
| BOZO88 | $25.00 | $25.00 | 1/2/2010 1:41:00 PM |
| kmprospeo | $25.00 | $25.00 | 1/2/2010 1:15:50 PM |
| tallfund | $75.00 | $75.00 | 1/3/2010 2:41:54 PM |
| BankofPaul | $25.00 | $25.00 | 1/3/2010 4:16:15 AM |
| tsquared_030 | $100.00 | $100.00 | 1/3/2010 5:26:59 PM |
| jybank | $25.00 | $25.00 | 1/3/2010 6:38:47 PM |
| rate-hickory | $25.00 | $25.00 | 1/4/2010 6:55:47 AM |
| TBCapitol | $50.00 | $50.00 | 1/4/2010 8:10:00 AM |
| 78 | $25.00 | $25.00 | 1/4/2010 8:40:42 AM |
| Romello23 | $90.17 | $90.17 | 1/4/2010 7:53:53 AM |
| bondo41 | $25.00 | $25.00 | 1/4/2010 6:53:35 AM |
| 494 bids
|
Borrower Payment Dependent Notes Series
439756
This series of Notes was issued and sold upon the funding of the borrower loan #40302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-31-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $75.43 |
|
Final lender yield:
| 18.25% |
Final borrower rate/APR:
| 19.25% / 21.48% |
Final monthly payment:
| $73.57 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.33% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1973 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 17
/
10 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,402 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 78% | |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mickeysz36 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Apr-2008)
|
|
Principal balance:
| $2,510.07 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
dental work for wife
Purpose of loan:
Loan to be used to pay for wife's additional dental work
My financial situation:
I have an additional loan that is approximately half paid for.? I am current and never missed or was late on a payment.
Monthly net income: $5639
Monthly expenses: $4656?
??Housing: $2421
??Insurance: $650
??Car expenses: $70
??Utilities: $90
??Phone, cable, internet: $187
??Food, entertainment: $150
??Clothing, household expenses $100
??Credit cards and other loans: $560
??Other expenses: $350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you active duty military? - JGuide
A:
No, when I made the first loan, I posted the picture of my grandson, who served in Iraq and will soon be sent back to Afghanistan.
(Dec-31-2009)
Q:
What is your current income source. Your employment states retired - supasonic
A:
The picture is of my grandson, who has served in Iraq and will soon go to Afghanistan. I am proud of him. My income source is from a pension and social security.
(Dec-31-2009)
Q:
Are you active duty? Where stationed? - JGuide
A:
No, the picture is of my grandson, he returned safely from combat in Iraq and will soon go to Afghanistan. He is in mountain rangers, and I am extremely proud of him.
(Dec-31-2009)
Q:
Hi. Is that you in the photo? If so, you look rather young (and lucky?) to be retired. What is your source of income? Also, would you please explain the public record listed against you? Thank you - CA_Lender
A:
Obviously it is not me, it is my grandson, who served in combat in Iraq and soon will go to Afghanistan. I am extremely proud of him.
(Dec-31-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loyalist1 | $25.00 | $25.00 | 12/28/2009 9:53:53 AM |
| Aberdeen | $300.00 | $300.00 | 12/28/2009 10:56:42 AM |
| SnakeDoc_Investments | $25.00 | $25.00 | 12/28/2009 2:01:43 PM |
| Bob450 | $50.00 | $50.00 | 12/28/2009 11:04:23 PM |
| seanmel | $200.00 | $200.00 | 12/29/2009 3:44:57 PM |
| Syzygy | $25.00 | $25.00 | 12/29/2009 4:16:43 PM |
| lender12345 | $25.00 | $25.00 | 12/29/2009 9:03:00 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/29/2009 8:23:57 PM |
| corleone110 | $25.00 | $25.00 | 12/29/2009 9:50:31 PM |
| whatreality | $27.00 | $27.00 | 12/30/2009 5:35:44 AM |
| credit-maestro | $50.00 | $50.00 | 12/30/2009 9:48:04 AM |
| zoomdrm57 | $62.71 | $62.71 | 12/30/2009 9:49:46 AM |
| JB_Lender | $150.00 | $150.00 | 12/30/2009 8:46:38 AM |
| People-for-people | $25.00 | $25.00 | 12/30/2009 10:29:43 AM |
| nurat | $33.48 | $33.48 | 12/30/2009 10:45:50 AM |
| aultraman | $25.00 | $25.00 | 12/30/2009 10:44:02 AM |
| aztec | $80.00 | $80.00 | 12/30/2009 2:41:18 PM |
| MrLeft | $30.00 | $30.00 | 12/30/2009 12:49:23 PM |
| sunnysally | $25.00 | $25.00 | 12/30/2009 3:49:48 PM |
| gilbrear | $25.00 | $25.00 | 12/30/2009 4:20:02 PM |
| glazeddonuts | $25.00 | $25.00 | 12/30/2009 8:49:01 PM |
| Oak-Parker | $25.00 | $25.00 | 12/30/2009 8:22:23 PM |
| mustang9935 | $25.00 | $25.00 | 12/31/2009 5:36:51 AM |
| jgar_O | $25.00 | $25.00 | 12/28/2009 3:17:29 PM |
| mmrothsc | $32.82 | $32.82 | 12/29/2009 12:36:44 PM |
| callmebryan | $25.00 | $25.00 | 12/29/2009 7:38:37 PM |
| Flacap | $35.00 | $35.00 | 12/29/2009 9:42:15 PM |
| donenzo | $25.00 | $25.00 | 12/29/2009 10:36:06 PM |
| rmpedi33 | $200.00 | $200.00 | 12/30/2009 7:55:01 AM |
| frugalinvestor20 | $25.00 | $25.00 | 12/30/2009 9:51:57 AM |
| Exibility-Inc | $25.00 | $25.00 | 12/30/2009 10:31:48 AM |
| Leopoldine | $31.38 | $31.38 | 12/30/2009 12:43:30 PM |
| asya | $29.00 | $29.00 | 12/30/2009 3:59:01 PM |
| truth-fanatic | $25.00 | $25.00 | 12/30/2009 3:03:02 PM |
| bondhedger | $25.00 | $25.00 | 12/30/2009 3:50:30 PM |
| dorypro | $25.00 | $25.00 | 12/30/2009 5:09:40 PM |
| scottysidewinder | $25.00 | $25.00 | 12/30/2009 6:05:14 PM |
| Kash2010lu | $25.00 | $25.00 | 12/30/2009 6:36:46 PM |
| maccpro1 | $50.00 | $50.00 | 12/30/2009 11:12:07 PM |
| Coastie814 | $25.00 | $13.61 | 12/31/2009 1:08:34 AM |
| Snoopylover | $25.00 | $25.00 | 12/31/2009 6:05:48 AM |
| guardian3 | $25.00 | $25.00 | 12/31/2009 10:56:42 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
439798
This series of Notes was issued and sold upon the funding of the borrower loan #40303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.51% |
Starting monthly payment:
| $486.83 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $486.48 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,058 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tehc0w |
Borrower's state:
| NewYork |
Borrower's group:
| SA Goons |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Paying off debt
Purpose of loan:
I have about $15,000 of debt that I would like to consolidate and pay off
My financial situation:
I have never missed a payment before.? I have previously borrowed on Prosper (http://www.prosper.com/invest/listing.aspx?listingID=122447) and was able to pay it off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please break-down the debt you are planing to refinance with this loan?
a) Amounts
b) Interest Rates
c) Your monthly payments
d) Min. required payments
Please answer publicly. Thanks and good luck with the funding! - zento
A:
Approx 4k in credit card debt (3k at 16% and 1k at 17%) and 10.5k in an unsecured line of credit at 14%. Net of listing fees, I would get about 14.5k for this listing.
My take-home income is about 3.3k per month. About 1.3k goes towards rent and at most I spend 1k on other living expenses (groceries, clothes, entertainment, sundry). Expected monthly payment is $490. This gives me a $500 buffer.
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kaykarun | $25.00 | $25.00 | 12/28/2009 9:15:44 AM |
| funds-dominator | $25.00 | $25.00 | 12/28/2009 9:16:08 AM |
| ready-currency | $25.00 | $25.00 | 12/28/2009 9:16:21 AM |
| cozy-note | $100.00 | $100.00 | 12/28/2009 9:17:22 AM |
| VeniVidiDuci | $50.00 | $50.00 | 12/28/2009 9:15:48 AM |
| copperfield | $25.00 | $25.00 | 12/28/2009 9:16:16 AM |
| Tahoeguy | $25.00 | $25.00 | 12/28/2009 9:21:59 AM |
| jdrez | $25.00 | $25.00 | 12/28/2009 9:20:34 AM |
| 4est | $25.00 | $25.00 | 12/28/2009 9:23:07 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 9:25:26 AM |
| brainy-dedication | $25.00 | $25.00 | 12/28/2009 9:15:51 AM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 9:24:40 AM |
| thrifty-return | $37.59 | $37.59 | 12/28/2009 9:16:02 AM |
| auction-workhorse679 | $25.00 | $25.00 | 12/28/2009 9:16:12 AM |
| kscc183 | $25.00 | $25.00 | 12/28/2009 9:27:18 AM |
| Lilred7879 | $50.00 | $50.00 | 12/28/2009 9:18:18 AM |
| jibe-set | $50.00 | $50.00 | 12/28/2009 9:28:31 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 9:29:47 AM |
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 9:23:18 AM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 9:24:14 AM |
| 7588WorkingGuy | $25.00 | $25.00 | 12/28/2009 9:29:12 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/28/2009 9:31:42 AM |
| funds-promiser | $50.00 | $50.00 | 12/28/2009 9:27:01 AM |
| poeman | $25.00 | $25.00 | 12/28/2009 9:28:40 AM |
| BuffetRocks | $50.00 | $50.00 | 12/28/2009 9:33:04 AM |
| cptproton | $25.00 | $25.00 | 12/28/2009 9:30:30 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 9:32:15 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 9:32:23 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 9:32:37 AM |
| Tc11902 | $25.00 | $25.00 | 12/28/2009 9:32:46 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:44:09 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:44:35 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:46:49 AM |
| jwood3030 | $25.00 | $25.00 | 12/28/2009 9:47:25 AM |
| dunox | $25.00 | $25.00 | 12/28/2009 9:49:28 AM |
| silver-armada | $100.00 | $100.00 | 12/28/2009 9:49:59 AM |
| tuneman1980 | $25.00 | $25.00 | 12/28/2009 9:50:02 AM |
| radiant-fund | $25.00 | $25.00 | 12/28/2009 9:51:22 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 9:43:29 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:51:11 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 9:52:21 AM |
| julijask | $25.00 | $25.00 | 12/28/2009 9:52:02 AM |
| takabanana | $25.00 | $25.00 | 12/28/2009 9:46:30 AM |
| PhalanxBulldog | $25.00 | $25.00 | 12/28/2009 9:55:54 AM |
| srilm | $25.00 | $25.00 | 12/28/2009 9:57:10 AM |
| helpu88 | $25.00 | $25.00 | 12/28/2009 9:56:02 AM |
| ghinga | $50.00 | $50.00 | 12/28/2009 9:56:45 AM |
| punctual-power7 | $25.00 | $25.00 | 12/28/2009 9:59:05 AM |
| jeg3k | $25.00 | $25.00 | 12/28/2009 9:59:11 AM |
| littlemonkey | $25.00 | $25.00 | 12/28/2009 9:52:39 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 9:59:45 AM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 9:58:07 AM |
| astute-dollar | $50.00 | $50.00 | 12/28/2009 9:59:56 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 9:58:15 AM |
| PeterV | $25.00 | $25.00 | 12/28/2009 9:53:38 AM |
| Siafu | $25.00 | $25.00 | 12/28/2009 9:54:17 AM |
| rolandweary | $40.00 | $40.00 | 12/28/2009 10:01:34 AM |
| elegant-income3 | $30.00 | $30.00 | 12/28/2009 9:59:32 AM |
| bchen78875 | $25.00 | $25.00 | 12/28/2009 10:01:46 AM |
| wayman | $50.00 | $50.00 | 12/28/2009 10:02:14 AM |
| wiltonbound | $25.00 | $25.00 | 12/28/2009 10:02:37 AM |
| agwosdof | $100.00 | $100.00 | 12/28/2009 9:55:39 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:00:23 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 9:56:20 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 10:03:18 AM |
| roto | $25.00 | $25.00 | 12/28/2009 10:03:43 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:01:17 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 9:57:19 AM |
| kchen486 | $25.00 | $25.00 | 12/28/2009 10:04:17 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 10:04:34 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 9:58:18 AM |
| techvet | $25.00 | $25.00 | 12/28/2009 10:04:50 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:04:56 AM |
| duty-monger | $50.00 | $50.00 | 12/28/2009 10:03:09 AM |
| worldly-community3 | $25.00 | $25.00 | 12/28/2009 10:06:12 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/28/2009 10:06:40 AM |
| Buffer10 | $100.00 | $100.00 | 12/28/2009 10:06:43 AM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 10:03:59 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/28/2009 10:04:07 AM |
| fortytwo | $150.00 | $150.00 | 12/28/2009 10:07:59 AM |
| skiberdad | $50.00 | $50.00 | 12/28/2009 10:08:11 AM |
| exact-loan5 | $25.00 | $25.00 | 12/28/2009 10:05:51 AM |
| RetiredATC | $25.00 | $25.00 | 12/28/2009 10:01:40 AM |
| dollar-oracle55 | $25.00 | $25.00 | 12/28/2009 10:09:38 AM |
| benefit-squirrel | $30.00 | $30.00 | 12/28/2009 10:02:27 AM |
| hitsman | $50.00 | $50.00 | 12/28/2009 10:02:46 AM |
| Kaj | $25.00 | $25.00 | 12/28/2009 10:03:52 AM |
| 54CHEVY | $25.00 | $25.00 | 12/28/2009 10:05:31 AM |
| Binan | $25.00 | $25.00 | 12/28/2009 10:10:07 AM |
| TennSquire | $25.00 | $25.00 | 12/28/2009 10:05:56 AM |
| bigphish | $25.00 | $25.00 | 12/28/2009 10:13:40 AM |
| flopcat | $25.00 | $25.00 | 12/28/2009 10:06:23 AM |
| schpere | $25.00 | $25.00 | 12/28/2009 10:11:31 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/28/2009 10:11:38 AM |
| peso-colonel | $25.00 | $25.00 | 12/28/2009 10:15:03 AM |
| puifais | $25.00 | $25.00 | 12/28/2009 10:15:08 AM |
| LenderByDay | $25.00 | $25.00 | 12/28/2009 10:08:05 AM |
| DRA-Properties | $25.00 | $25.00 | 12/28/2009 10:09:15 AM |
| dmfog | $25.00 | $25.00 | 12/28/2009 10:12:46 AM |
| diplomatic-point4 | $50.00 | $50.00 | 12/28/2009 10:09:27 AM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 10:16:21 AM |
| payout-point | $50.00 | $50.00 | 12/28/2009 10:16:33 AM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/28/2009 10:16:38 AM |
| worklessmakemore | $25.00 | $25.00 | 12/28/2009 10:17:01 AM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 10:17:38 AM |
| RICHMONDREB | $25.00 | $25.00 | 12/28/2009 10:11:25 AM |
| commitment-forte6 | $25.00 | $25.00 | 12/28/2009 10:15:55 AM |
| harperpotok | $100.00 | $100.00 | 12/28/2009 10:19:22 AM |
| Macinvest | $25.00 | $25.00 | 12/28/2009 10:19:37 AM |
| larrybird | $100.00 | $100.00 | 12/28/2009 10:13:16 AM |
| SnE | $25.00 | $25.00 | 12/28/2009 10:19:55 AM |
| accordion8 | $50.00 | $50.00 | 12/28/2009 10:20:01 AM |
| special-responsibility | $25.00 | $25.00 | 12/28/2009 10:17:09 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/28/2009 10:17:20 AM |
| fair-funds | $25.00 | $25.00 | 12/28/2009 10:20:40 AM |
| Lightlife | $50.00 | $50.00 | 12/28/2009 10:18:01 AM |
| Carpetkid | $25.00 | $25.00 | 12/28/2009 10:21:02 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 12/28/2009 10:18:11 AM |
| Steveoo1 | $25.00 | $25.00 | 12/28/2009 10:15:32 AM |
| bonus-buddy2 | $35.00 | $35.00 | 12/28/2009 10:18:18 AM |
| anders94 | $25.00 | $25.00 | 12/28/2009 10:21:40 AM |
| cpaphoto | $25.00 | $25.00 | 12/28/2009 10:22:15 AM |
| Bank42 | $50.00 | $50.00 | 12/28/2009 10:16:53 AM |
| mikeandcat | $50.00 | $50.00 | 12/28/2009 10:17:11 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 12/28/2009 10:22:19 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:22:53 AM |
| biobulator | $25.00 | $25.00 | 12/28/2009 10:17:41 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 10:17:47 AM |
| trustu | $25.00 | $25.00 | 12/28/2009 10:19:44 AM |
| money-maniac | $50.00 | $50.00 | 12/28/2009 10:23:42 AM |
| lifegrowth | $25.00 | $25.00 | 12/28/2009 10:23:51 AM |
| best-deal-banker | $25.00 | $25.00 | 12/28/2009 10:20:21 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 10:24:12 AM |
| chicco | $80.00 | $80.00 | 12/28/2009 10:18:40 AM |
| KB4UF | $25.00 | $25.00 | 12/28/2009 10:24:24 AM |
| deal-pioneer1 | $25.00 | $25.00 | 12/28/2009 10:20:46 AM |
| dignified-finance | $25.00 | $25.00 | 12/28/2009 10:19:17 AM |
| impeccable-transparency | $75.00 | $75.00 | 12/28/2009 10:21:29 AM |
| digitalrinaldo | $25.00 | $25.00 | 12/28/2009 10:19:32 AM |
| p123 | $50.00 | $50.00 | 12/28/2009 10:21:48 AM |
| romario | $50.00 | $50.00 | 12/28/2009 10:21:58 AM |
| payout-equalizer8 | $25.00 | $25.00 | 12/28/2009 10:20:15 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:22:26 AM |
| reward-adventure | $25.00 | $25.00 | 12/28/2009 10:20:29 AM |
| peaceful-return2 | $25.00 | $25.00 | 12/28/2009 10:22:50 AM |
| community-pipeline8 | $50.00 | $50.00 | 12/28/2009 10:21:17 AM |
| terryaj | $25.00 | $25.00 | 12/28/2009 10:24:04 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:22:09 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 10:22:33 AM |
| dhw1 | $50.00 | $50.00 | 12/28/2009 10:22:40 AM |
| kanpur63 | $25.00 | $25.00 | 12/28/2009 10:23:05 AM |
| Hexnut | $25.00 | $25.00 | 12/28/2009 10:23:10 AM |
| CPDDDS | $50.00 | $50.00 | 12/28/2009 10:23:34 AM |
| fair_rates | $25.00 | $25.00 | 12/28/2009 10:26:33 AM |
| ganon | $100.00 | $100.00 | 12/28/2009 10:45:41 AM |
| WhiteGiant | $25.00 | $25.00 | 12/28/2009 10:56:16 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:09 AM |
| Aberdeen | $300.00 | $300.00 | 12/28/2009 10:56:44 AM |
| helping-out | $40.00 | $40.00 | 12/28/2009 11:15:34 AM |
| Tc11902 | $50.00 | $50.00 | 12/28/2009 11:00:30 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 11:14:30 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/28/2009 12:08:01 PM |
| rmpedi33 | $200.00 | $200.00 | 12/28/2009 3:57:11 PM |
| Rockymtnhi | $55.70 | $55.70 | 12/28/2009 4:20:06 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:15 AM |
| hellasow | $25.00 | $25.00 | 12/29/2009 6:00:02 AM |
| George2384 | $25.00 | $25.00 | 12/29/2009 10:02:37 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/30/2009 12:48:50 AM |
| golffish2 | $100.00 | $100.00 | 12/30/2009 7:56:16 AM |
| frugalinvestor20 | $25.00 | $25.00 | 12/30/2009 9:54:21 AM |
| ujiba | $25.00 | $25.00 | 12/30/2009 10:32:35 AM |
| billnsc | $25.00 | $25.00 | 12/30/2009 4:42:38 PM |
| salegalaxy | $28.79 | $28.79 | 12/30/2009 11:22:36 PM |
| ritwik | $50.00 | $50.00 | 12/31/2009 6:35:46 AM |
| visionary-deal3 | $50.00 | $50.00 | 12/31/2009 8:13:37 AM |
| rockhound84 | $25.00 | $25.00 | 12/31/2009 9:35:58 AM |
| impartial-deal | $25.00 | $25.00 | 12/31/2009 10:00:39 AM |
| rjsdsu | $25.00 | $25.00 | 12/31/2009 10:39:22 AM |
| smbau06 | $36.50 | $36.50 | 12/31/2009 10:58:29 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/31/2009 11:26:49 AM |
| dbanwart | $50.00 | $50.00 | 12/31/2009 10:57:00 AM |
| Moneypenny6 | $25.00 | $25.00 | 1/1/2010 8:24:28 AM |
| Squad51 | $25.00 | $25.00 | 12/31/2009 9:36:40 PM |
| KingCroesus | $25.00 | $25.00 | 1/1/2010 12:14:30 AM |
| rockhound84 | $25.00 | $25.00 | 1/1/2010 11:52:01 AM |
| Allichar | $46.21 | $46.21 | 1/1/2010 8:49:15 PM |
| aurorafinancial | $50.00 | $50.00 | 1/1/2010 11:20:24 AM |
| mrpowers5531 | $25.00 | $25.00 | 1/2/2010 8:35:04 AM |
| what_goes_around | $200.00 | $200.00 | 1/2/2010 5:25:49 AM |
| squarebob | $25.00 | $25.00 | 1/3/2010 9:15:26 AM |
| bank-examiner | $25.00 | $25.00 | 1/3/2010 11:28:09 AM |
| FundMaker | $25.00 | $25.00 | 1/2/2010 11:25:26 PM |
| JohnSmith10 | $50.00 | $50.00 | 1/3/2010 3:42:06 PM |
| stemper | $50.00 | $50.00 | 1/3/2010 4:37:18 PM |
| generous-deal6 | $25.00 | $25.00 | 1/3/2010 8:11:11 PM |
| phlage | $151.39 | $151.39 | 1/3/2010 10:51:40 PM |
| StocksMan | $50.00 | $50.00 | 1/4/2010 9:13:45 AM |
| exciting-fairness | $200.00 | $200.00 | 1/4/2010 8:32:42 AM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 9:16:05 AM |
| TJ-Financial-Group | $40.00 | $40.00 | 12/28/2009 9:19:13 AM |
| mentalsweat | $25.00 | $25.00 | 12/28/2009 9:16:00 AM |
| jfd287 | $25.00 | $25.00 | 12/28/2009 9:17:10 AM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 9:17:26 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:17:36 AM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 9:20:18 AM |
| RationalWorld | $25.00 | $25.00 | 12/28/2009 9:17:44 AM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 9:20:03 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 9:24:23 AM |
| treasure-ace | $25.00 | $25.00 | 12/28/2009 9:15:49 AM |
| TQLender | $25.00 | $25.00 | 12/28/2009 9:15:55 AM |
| 449449 | $25.00 | $25.00 | 12/28/2009 9:16:03 AM |
| skuba | $25.00 | $25.00 | 12/28/2009 9:25:00 AM |
| Interloper | $25.00 | $25.00 | 12/28/2009 9:19:22 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:26:40 AM |
| VentureExplorer | $25.00 | $25.00 | 12/28/2009 9:28:44 AM |
| helpinghand75 | $25.00 | $25.00 | 12/28/2009 9:30:33 AM |
| Supernick | $100.00 | $100.00 | 12/28/2009 9:24:50 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:26:31 AM |
| fireboss | $61.26 | $61.26 | 12/28/2009 9:32:32 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 9:31:07 AM |
| economy-structure9 | $25.00 | $25.00 | 12/28/2009 9:31:19 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 9:31:34 AM |
| educationfirst | $25.00 | $25.00 | 12/28/2009 9:28:37 AM |
| whiteshadow | $25.00 | $25.00 | 12/28/2009 9:33:13 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 9:29:38 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 9:29:56 AM |
| TheoProf | $50.00 | $50.00 | 12/28/2009 9:30:20 AM |
| the-silver-blaster | $70.00 | $70.00 | 12/28/2009 9:30:46 AM |
| heng2x | $25.00 | $25.00 | 12/28/2009 9:30:59 AM |
| LAKESPRING | $25.00 | $25.00 | 12/28/2009 9:44:46 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/28/2009 9:45:02 AM |
| ro37 | $25.00 | $25.00 | 12/28/2009 9:45:39 AM |
| calm-deal7 | $25.00 | $25.00 | 12/28/2009 9:44:01 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:45:14 AM |
| Fiimg | $50.00 | $50.00 | 12/28/2009 9:47:48 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 9:47:58 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 9:39:48 AM |
| Phantom99 | $25.00 | $25.00 | 12/28/2009 9:49:42 AM |
| Reinadog9 | $25.00 | $25.00 | 12/28/2009 9:49:52 AM |
| moneysuccess | $25.00 | $25.00 | 12/28/2009 9:50:17 AM |
| djh47a | $30.00 | $30.00 | 12/28/2009 9:50:41 AM |
| ocho | $25.00 | $25.00 | 12/28/2009 9:51:32 AM |
| Onesiphorus | $25.00 | $25.00 | 12/28/2009 9:50:58 AM |
| ibuystk | $50.00 | $50.00 | 12/28/2009 9:51:46 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 9:51:03 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 9:51:38 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 9:52:55 AM |
| kmr2 | $50.00 | $50.00 | 12/28/2009 9:53:06 AM |
| egw | $25.00 | $25.00 | 12/28/2009 9:53:16 AM |
| Josta | $50.00 | $50.00 | 12/28/2009 9:55:13 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/28/2009 9:54:34 AM |
| availableloan | $25.00 | $25.00 | 12/28/2009 9:49:07 AM |
| Aquani | $50.00 | $50.00 | 12/28/2009 9:55:44 AM |
| elegant-bonus | $25.00 | $25.00 | 12/28/2009 9:50:29 AM |
| plentiful-reward | $50.00 | $50.00 | 12/28/2009 9:50:53 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 9:57:58 AM |
| metro457 | $25.00 | $25.00 | 12/28/2009 9:57:26 AM |
| foxy-fund | $50.00 | $50.00 | 12/28/2009 9:52:31 AM |
| Pizza-man | $50.00 | $50.00 | 12/28/2009 9:59:21 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:52:43 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 9:57:47 AM |
| Trojan1976 | $25.00 | $25.00 | 12/28/2009 9:53:19 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:53:47 AM |
| E_G | $30.00 | $30.00 | 12/28/2009 10:00:42 AM |
| credit-kahuna | $100.00 | $100.00 | 12/28/2009 10:01:01 AM |
| boater01 | $50.00 | $50.00 | 12/28/2009 9:54:55 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 9:55:05 AM |
| currency-prometheus | $25.00 | $25.00 | 12/28/2009 9:55:30 AM |
| shrewd-deal | $25.00 | $25.00 | 12/28/2009 10:02:55 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:00:32 AM |
| LiquidLender | $25.00 | $25.00 | 12/28/2009 9:56:13 AM |
| sidney102 | $50.00 | $50.00 | 12/28/2009 10:03:05 AM |
| tremendous-payment | $25.00 | $25.00 | 12/28/2009 10:00:51 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 9:56:57 AM |
| payout-achievement | $40.00 | $40.00 | 12/28/2009 10:01:10 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/28/2009 9:58:50 AM |
| hope-eagle6 | $25.00 | $25.00 | 12/28/2009 10:03:26 AM |
| brazilofmux | $100.00 | $100.00 | 12/28/2009 10:07:21 AM |
| money2k | $25.00 | $25.00 | 12/28/2009 10:07:45 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 10:07:55 AM |
| Picopie | $50.00 | $50.00 | 12/28/2009 10:05:15 AM |
| gulch | $25.00 | $25.00 | 12/28/2009 10:08:54 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/28/2009 10:02:07 AM |
| restless-currency | $25.00 | $25.00 | 12/28/2009 10:09:46 AM |
| sloan | $25.00 | $25.00 | 12/28/2009 10:06:51 AM |
| melodious-fairness | $25.00 | $25.00 | 12/28/2009 10:07:42 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 10:09:06 AM |
| aventurer | $25.00 | $25.00 | 12/28/2009 10:12:21 AM |
| docktah | $50.00 | $50.00 | 12/28/2009 10:12:38 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 10:10:01 AM |
| JohnW12 | $25.00 | $25.00 | 12/28/2009 10:13:37 AM |
| adir1 | $25.00 | $25.00 | 12/28/2009 10:10:26 AM |
| 18th_beachbum | $25.00 | $25.00 | 12/28/2009 10:14:15 AM |
| Katburg | $35.00 | $35.00 | 12/28/2009 10:14:25 AM |
| CalBear5 | $25.00 | $25.00 | 12/28/2009 10:11:16 AM |
| blooming-dedication | $50.00 | $50.00 | 12/28/2009 10:07:06 AM |
| standanddeliver | $25.00 | $25.00 | 12/28/2009 10:07:10 AM |
| Prosp_Lender | $25.00 | $25.00 | 12/28/2009 10:11:48 AM |
| sjlender | $25.00 | $25.00 | 12/28/2009 10:15:25 AM |
| tidy-dime | $25.00 | $25.00 | 12/28/2009 10:08:28 AM |
| aldeed | $25.00 | $25.00 | 12/28/2009 10:08:44 AM |
| skiingawfs | $25.00 | $25.00 | 12/28/2009 10:12:30 AM |
| The-CAPS-fan | $30.00 | $30.00 | 12/28/2009 10:16:05 AM |
| Danfromnapa | $50.00 | $50.00 | 12/28/2009 10:09:35 AM |
| CSUgrad08 | $25.00 | $25.00 | 12/28/2009 10:13:08 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:09:51 AM |
| MoneyMaker249 | $25.00 | $25.00 | 12/28/2009 10:10:19 AM |
| crazycool | $25.00 | $25.00 | 12/28/2009 10:13:53 AM |
| wonderful-return5 | $25.00 | $25.00 | 12/28/2009 10:10:34 AM |
| microlendblvr | $150.00 | $150.00 | 12/28/2009 10:11:06 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 10:14:52 AM |
| PocketAces | $25.00 | $25.00 | 12/28/2009 10:15:46 AM |
| Dutchhunter | $25.00 | $25.00 | 12/28/2009 10:19:12 AM |
| yield-hero4 | $25.00 | $25.00 | 12/28/2009 10:13:02 AM |
| Interstate_Rate | $500.00 | $500.00 | 12/28/2009 10:16:18 AM |
| AKJagMan | $25.00 | $25.00 | 12/28/2009 10:13:23 AM |
| don8ter | $25.00 | $25.00 | 12/28/2009 10:16:45 AM |
| Weaverville | $25.00 | $25.00 | 12/28/2009 10:20:07 AM |
| kulender | $25.00 | $25.00 | 12/28/2009 10:14:29 AM |
| geniusj | $25.00 | $25.00 | 12/28/2009 10:20:56 AM |
| teller | $25.00 | $25.00 | 12/28/2009 10:21:12 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/28/2009 10:15:39 AM |
| NR | $25.00 | $25.00 | 12/28/2009 10:21:33 AM |
| Cai8899 | $50.00 | $50.00 | 12/28/2009 10:18:35 AM |
| Vegasjim | $25.00 | $25.00 | 12/28/2009 10:21:38 AM |
| xstreamin | $25.00 | $25.00 | 12/28/2009 10:18:58 AM |
| ThomasCrown | $30.00 | $30.00 | 12/28/2009 10:19:07 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:17:32 AM |
| smart-return | $25.00 | $25.00 | 12/28/2009 10:23:00 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 10:23:19 AM |
| value-pole | $25.00 | $25.00 | 12/28/2009 10:17:53 AM |
| tsui517 | $25.00 | $25.00 | 12/28/2009 10:23:23 AM |
| 30Sky | $25.00 | $25.00 | 12/28/2009 10:23:48 AM |
| museic1 | $50.00 | $50.00 | 12/28/2009 10:18:16 AM |
| Clambake | $50.00 | $50.00 | 12/28/2009 10:18:25 AM |
| youqianderen | $50.00 | $50.00 | 12/28/2009 10:18:47 AM |
| elevated-platinum5 | $50.00 | $50.00 | 12/28/2009 10:20:52 AM |
| hyetech | $35.00 | $35.00 | 12/28/2009 10:19:27 AM |
| zento | $25.00 | $25.00 | 12/28/2009 10:25:54 AM |
| tom48l | $25.00 | $25.00 | 12/28/2009 10:19:49 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/28/2009 10:22:04 AM |
| crenen139 | $50.00 | $50.00 | 12/28/2009 10:20:34 AM |
| ccaxid57 | $25.00 | $25.00 | 12/28/2009 10:22:46 AM |
| honorable-yield | $50.00 | $50.00 | 12/28/2009 10:21:06 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 10:23:45 AM |
| ekmendenhall | $25.00 | $25.00 | 12/28/2009 10:21:22 AM |
| Archchancellor | $25.00 | $25.00 | 12/28/2009 10:24:08 AM |
| kaiger | $25.00 | $25.00 | 12/28/2009 10:24:15 AM |
| auction-elvis | $25.00 | $25.00 | 12/28/2009 10:24:19 AM |
| BigBoy2008 | $25.00 | $25.00 | 12/28/2009 10:22:37 AM |
| top-silver-american | $25.00 | $25.00 | 12/28/2009 10:22:58 AM |
| lending_pugs | $25.00 | $25.00 | 12/28/2009 10:23:08 AM |
| socialbanker | $25.00 | $25.00 | 12/28/2009 10:23:14 AM |
| CASHGIRL | $40.00 | $40.00 | 12/28/2009 10:23:38 AM |
| visionary-community | $25.00 | $25.00 | 12/28/2009 10:23:56 AM |
| Beeeej | $25.00 | $25.00 | 12/28/2009 10:24:00 AM |
| jd006006 | $40.00 | $38.61 | 12/28/2009 10:24:27 AM |
| usedtoborrow | $50.00 | $50.00 | 12/28/2009 11:12:25 AM |
| Syzygy | $25.00 | $25.00 | 12/28/2009 11:15:22 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/28/2009 6:34:21 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 9:24:38 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/28/2009 10:48:47 PM |
| balance-chestnut | $50.00 | $50.00 | 12/29/2009 7:41:12 AM |
| vine99 | $100.00 | $100.00 | 12/29/2009 11:08:02 AM |
| Goodlender42 | $25.00 | $25.00 | 12/30/2009 7:14:05 AM |
| BankofBeth | $25.00 | $25.00 | 12/30/2009 3:34:02 PM |
| dime-neutron | $25.00 | $25.00 | 12/31/2009 3:15:46 AM |
| wonderous-power | $25.00 | $25.00 | 12/31/2009 6:01:11 AM |
| blindtaxidriver | $25.00 | $25.00 | 12/31/2009 6:25:53 AM |
| asset-fanatic | $25.00 | $25.00 | 12/31/2009 10:34:35 AM |
| TechieLender | $75.43 | $75.43 | 12/31/2009 10:50:12 AM |
| MrSolution | $50.00 | $50.00 | 12/31/2009 11:52:44 AM |
| Snoopylover | $25.00 | $25.00 | 12/31/2009 12:13:28 PM |
| interstellar | $50.00 | $50.00 | 12/31/2009 1:40:14 PM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 10:46:03 AM |
| MoneyTree79 | $50.00 | $50.00 | 1/1/2010 8:31:45 PM |
| skillful-diversification2 | $25.00 | $25.00 | 1/1/2010 8:05:15 PM |
| Dan77 | $25.00 | $25.00 | 1/2/2010 8:19:59 AM |
| Astyanax | $25.00 | $25.00 | 1/2/2010 9:32:22 PM |
| doc1 | $100.00 | $100.00 | 1/2/2010 8:40:00 PM |
| velocity-winner | $25.00 | $25.00 | 1/3/2010 7:26:22 PM |
| jybank | $50.00 | $50.00 | 1/3/2010 6:39:44 PM |
| jpblan11 | $32.00 | $32.00 | 1/3/2010 5:10:29 PM |
| bonus-adventure3 | $50.00 | $50.00 | 1/3/2010 11:50:55 PM |
| BR-549 | $25.00 | $25.00 | 1/4/2010 4:43:01 AM |
| rate-hickory | $25.00 | $25.00 | 1/4/2010 6:56:54 AM |
| TBCapitol | $50.00 | $50.00 | 1/4/2010 8:11:45 AM |
| Mikale360 | $25.00 | $25.00 | 1/4/2010 6:55:50 AM |
| Gaelicman | $58.52 | $58.52 | 1/4/2010 8:24:23 AM |
| 389 bids
|
Borrower Payment Dependent Notes Series
439926
This series of Notes was issued and sold upon the funding of the borrower loan #40310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $165.45 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $144.61 |
| |
|
Auction yield range:
| 8.20% - 27.00% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 19
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 36y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $42,256 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Scubaguy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Dec-2007)
620-639
(Jan-2007)
|
|
Principal balance:
| $3,044.90 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Debt Consolidation
I am a very trustworthy individual who is looking for a 2nd Prosper loan to consolidate payments and pay the interest to people like you vs. the banks.? My outstanding debt is related to putting?3 kids through under-graduate school?(2 have?finished and one is almost finished).? I have a great job and have been with the same company for?30 years with significant earning potential.? My current annual gross earnings are 120,000.00 plus (I believe Prosper only list this as 100,000.00 plus).? I have no history of late payments with Prosper or my other creditors as?I believe in paying my bills on time and?more than the amount due.? I have one?account that I am trying to pay off and close and this loan will allow me to do this.? I have successfully paid off one Prosper loan EARLY and I am a Prosper Lender!!I hope you'll help me and you will not regret your investment in me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 12/28/2009 10:26:19 AM |
| zento | $25.00 | $25.00 | 12/28/2009 10:29:19 AM |
| Aberdeen | $228.61 | $228.61 | 12/28/2009 11:51:58 AM |
| hellasow | $50.00 | $50.00 | 12/29/2009 5:11:22 AM |
| jonric777 | $25.00 | $25.00 | 12/30/2009 2:11:12 PM |
| Dan77 | $25.00 | $25.00 | 12/30/2009 1:11:37 PM |
| truth-fanatic | $25.00 | $25.00 | 12/30/2009 3:09:15 PM |
| us957165 | $25.00 | $25.00 | 12/30/2009 7:53:23 PM |
| BuzzyBee336 | $25.00 | $25.00 | 12/31/2009 8:03:03 AM |
| HenlopenCapital | $25.00 | $25.00 | 12/31/2009 1:50:14 PM |
| stuy1998 | $30.00 | $30.00 | 12/31/2009 2:42:43 PM |
| RKLFinancial | $110.58 | $110.58 | 1/1/2010 12:51:49 AM |
| gothampark | $25.00 | $25.00 | 1/1/2010 11:35:40 AM |
| wyogirllender | $25.00 | $25.00 | 1/1/2010 6:54:36 PM |
| grammaspurse | $25.00 | $25.00 | 1/1/2010 2:13:20 PM |
| Leshan | $100.00 | $100.00 | 1/2/2010 7:10:18 AM |
| what_goes_around | $25.00 | $25.00 | 1/2/2010 5:34:53 AM |
| bigislander | $120.00 | $120.00 | 1/2/2010 7:30:56 AM |
| blue-heartpounding-silver | $75.00 | $75.00 | 1/3/2010 3:38:07 PM |
| Aberdeen | $300.00 | $300.00 | 1/3/2010 4:47:49 PM |
| durability-halibut | $25.00 | $25.00 | 1/3/2010 2:11:54 PM |
| nashibaksi | $25.00 | $25.00 | 1/3/2010 6:02:38 PM |
| rockhound84 | $25.00 | $25.00 | 1/3/2010 3:09:59 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/3/2010 5:38:54 PM |
| pippi | $50.00 | $50.00 | 1/3/2010 3:10:46 PM |
| clemclan | $25.00 | $25.00 | 1/3/2010 10:20:21 PM |
| scrabbler | $25.00 | $25.00 | 1/4/2010 6:25:12 AM |
| Feyenoord | $49.62 | $49.62 | 1/3/2010 8:25:21 PM |
| jmss | $66.80 | $66.80 | 1/3/2010 8:29:32 PM |
| wild-orange | $25.00 | $25.00 | 1/4/2010 6:05:23 AM |
| mrreynol | $25.00 | $25.00 | 1/4/2010 6:13:11 AM |
| dorypro | $25.00 | $25.00 | 1/4/2010 8:23:31 AM |
| integrity-doctor | $50.00 | $50.00 | 1/4/2010 6:51:57 AM |
| Mikale360 | $25.00 | $25.00 | 1/4/2010 6:58:32 AM |
| patriot384 | $50.00 | $50.00 | 1/4/2010 9:04:28 AM |
| credit-coach118 | $35.00 | $35.00 | 1/4/2010 8:24:25 AM |
| a-truth-director | $45.00 | $45.00 | 1/4/2010 8:37:43 AM |
| SkinnyFish | $25.00 | $25.00 | 1/4/2010 9:05:03 AM |
| ptjg | $100.00 | $100.00 | 12/28/2009 9:47:34 AM |
| fortytwo | $200.00 | $200.00 | 12/28/2009 10:25:59 AM |
| buphigam | $25.00 | $25.00 | 12/28/2009 10:26:18 AM |
| Tomco | $25.00 | $25.00 | 12/28/2009 6:24:59 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/28/2009 9:14:28 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/28/2009 10:50:02 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:20 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/29/2009 12:42:49 PM |
| whatreality | $27.77 | $27.77 | 12/29/2009 12:47:29 PM |
| dudebrah | $26.00 | $26.00 | 12/29/2009 12:48:05 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/29/2009 6:04:59 PM |
| impartial-deal | $25.00 | $25.00 | 12/30/2009 10:58:00 AM |
| sharp518 | $50.00 | $50.00 | 12/31/2009 4:07:49 AM |
| SaintMatthew | $25.00 | $25.00 | 12/31/2009 11:16:50 AM |
| IASKGOD | $25.00 | $25.00 | 1/1/2010 3:38:31 PM |
| debtcollector | $50.00 | $50.00 | 1/1/2010 4:23:50 PM |
| maximus76 | $25.00 | $25.00 | 1/2/2010 7:45:54 AM |
| Nusk | $25.00 | $25.00 | 1/2/2010 12:43:01 PM |
| primed | $50.00 | $50.00 | 1/2/2010 1:03:05 PM |
| mckhbnpc | $25.00 | $25.00 | 1/2/2010 9:21:53 PM |
| blLending | $30.00 | $30.00 | 1/3/2010 10:13:55 AM |
| J1mS | $127.23 | $127.23 | 1/3/2010 11:44:45 AM |
| rockhound84 | $25.00 | $25.00 | 1/3/2010 1:24:47 PM |
| Mr_Egret | $25.00 | $25.00 | 1/3/2010 3:15:35 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/3/2010 2:23:04 PM |
| squarebob | $25.00 | $25.00 | 1/3/2010 9:31:54 AM |
| ghinga | $25.00 | $25.00 | 1/3/2010 7:43:10 PM |
| piter-to-la-investment | $50.00 | $50.00 | 1/3/2010 8:23:33 PM |
| Lender_1972 | $25.00 | $25.00 | 1/4/2010 12:34:59 AM |
| caseattle | $25.00 | $25.00 | 1/3/2010 9:12:29 PM |
| heerzaquestion | $25.00 | $25.00 | 1/3/2010 6:45:58 PM |
| Smallbear | $50.00 | $50.00 | 1/4/2010 3:04:47 AM |
| amor1962 | $25.00 | $25.00 | 1/3/2010 8:56:00 PM |
| OldManP | $25.00 | $25.00 | 1/3/2010 9:48:36 PM |
| leverage-monger | $25.00 | $25.00 | 1/4/2010 8:02:07 AM |
| mottuman | $47.55 | $47.55 | 1/4/2010 8:16:37 AM |
| JJ-Loans | $50.00 | $50.00 | 1/4/2010 8:32:47 AM |
| VikingLender | $100.00 | $100.00 | 1/4/2010 5:43:54 AM |
| a-finance-nirvana | $25.00 | $25.00 | 1/4/2010 6:34:39 AM |
| jaesposito | $25.00 | $25.00 | 1/4/2010 9:16:18 AM |
| exciting-fairness | $200.00 | $200.00 | 1/4/2010 8:34:45 AM |
| fund-fox4 | $25.00 | $25.00 | 1/4/2010 9:14:17 AM |
| The-CAPS-fan | $50.00 | $50.00 | 1/4/2010 8:12:57 AM |
| FinanceEngine | $25.00 | $25.00 | 1/4/2010 8:40:53 AM |
| steady-dime | $176.93 | $5.84 | 1/4/2010 9:15:15 AM |
| 83 bids
|
Borrower Payment Dependent Notes Series
440122
This series of Notes was issued and sold upon the funding of the borrower loan #40279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Jan-01-2010 |
|
|
Starting lender yield:
| 12.01% |
Starting borrower rate/APR:
| 13.01% / 15.15% |
Starting monthly payment:
| $276.33 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $262.10 |
| |
|
Auction yield range:
| 4.20% - 12.01% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 12
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,964 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| smart-value0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Updating the kitchen
Purpose of loan:
After purchasing my home a year and a half ago, I finally have the time to redo the kitchen.? It's an old home and I'm pretty sure everything in the kitchen is original (from 1940).? I have already purchased a new oven and fridge, but I'd like to update the cabinets and countertops.? I'd also like to buy a dishwasher.? Hand-washing gets old fast.
The costs include:
cabinets and countertops $4,000
flooring $600
lighting $200
sink $400
faucet $200
garbage disposal $100
dishwasher $700
labor $2,000
My financial situation:
I am a good candidate for this loan because my credit score is important to me.? I already?own my own home and my car is paid for, but I know that in the future I'd like to upgrade.? I wouldn't be asking for a loan if I didn't plan on paying every penny back.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bnlforever | $25.00 | $25.00 | 12/29/2009 4:01:48 PM |
| top-commitment-champ | $25.00 | $25.00 | 12/29/2009 4:03:43 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/29/2009 4:04:01 PM |
| CarDealer3070 | $25.00 | $25.00 | 12/29/2009 4:04:19 PM |
| IIP77 | $25.00 | $25.00 | 12/29/2009 4:04:26 PM |
| catheroo | $25.00 | $25.00 | 12/29/2009 4:04:38 PM |
| KR | $25.00 | $25.00 | 12/29/2009 4:01:36 PM |
| monticello | $25.00 | $25.00 | 12/29/2009 4:03:04 PM |
| impasse1 | $25.00 | $25.00 | 12/29/2009 4:01:29 PM |
| ImaPutz | $25.00 | $25.00 | 12/29/2009 4:07:28 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 12/29/2009 4:03:41 PM |
| cash-boots | $25.00 | $25.00 | 12/29/2009 4:07:49 PM |
| Goat | $25.00 | $25.00 | 12/29/2009 4:08:10 PM |
| buggzz | $25.00 | $25.00 | 12/29/2009 4:03:07 PM |
| supreme-hope | $25.00 | $25.00 | 12/29/2009 4:08:33 PM |
| unk1911 | $25.00 | $25.00 | 12/29/2009 4:03:13 PM |
| Bio-physicist | $25.00 | $25.00 | 12/29/2009 4:08:53 PM |
| DrStaff | $60.00 | $60.00 | 12/29/2009 4:09:09 PM |
| takabanana | $25.00 | $25.00 | 12/29/2009 4:05:09 PM |
| mlsstelulah | $25.00 | $25.00 | 12/29/2009 4:03:51 PM |
| utukxul | $25.00 | $25.00 | 12/29/2009 4:04:16 PM |
| ro37 | $25.00 | $25.00 | 12/29/2009 4:09:40 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/29/2009 4:06:02 PM |
| crispies | $25.00 | $25.00 | 12/29/2009 4:04:39 PM |
| MicroL | $25.00 | $25.00 | 12/29/2009 4:10:03 PM |
| derec | $25.00 | $25.00 | 12/29/2009 4:06:24 PM |
| MattTheGr8 | $25.00 | $25.00 | 12/29/2009 4:07:25 PM |
| IP | $30.27 | $30.27 | 12/29/2009 4:06:05 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/29/2009 4:11:21 PM |
| spruce2 | $25.00 | $25.00 | 12/29/2009 4:07:42 PM |
| ibuystk | $50.00 | $50.00 | 12/29/2009 4:11:39 PM |
| fireboss | $39.29 | $39.29 | 12/29/2009 4:07:46 PM |
| booksleuth | $50.00 | $50.00 | 12/29/2009 4:06:29 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/29/2009 4:06:35 PM |
| whiteshadow | $25.00 | $25.00 | 12/29/2009 4:08:05 PM |
| dime-beeper | $25.00 | $25.00 | 12/29/2009 4:12:09 PM |
| Siafu | $25.00 | $25.00 | 12/29/2009 4:12:17 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/29/2009 4:07:34 PM |
| syounker | $25.00 | $25.00 | 12/29/2009 4:12:32 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/29/2009 4:12:42 PM |
| BuffetRocks | $50.00 | $50.00 | 12/29/2009 4:08:02 PM |
| agwosdof | $100.00 | $100.00 | 12/29/2009 4:12:50 PM |
| flwah | $25.00 | $25.00 | 12/29/2009 4:09:33 PM |
| Speculator | $50.00 | $50.00 | 12/29/2009 4:09:55 PM |
| srilm | $25.00 | $25.00 | 12/29/2009 4:13:22 PM |
| calm-deal7 | $25.00 | $25.00 | 12/29/2009 4:09:05 PM |
| Fiimg | $50.00 | $50.00 | 12/29/2009 4:10:26 PM |
| ISHLEP67 | $50.00 | $50.00 | 12/29/2009 4:09:11 PM |
| Havana21 | $25.00 | $25.00 | 12/29/2009 4:13:40 PM |
| punctual-power7 | $25.00 | $25.00 | 12/29/2009 4:13:54 PM |
| MoneyU4IA | $25.00 | $25.00 | 12/29/2009 4:14:01 PM |
| forthright-social | $25.00 | $25.00 | 12/29/2009 4:14:10 PM |
| Rob717171 | $25.00 | $25.00 | 12/29/2009 4:10:14 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/29/2009 4:14:23 PM |
| alverado | $25.00 | $25.00 | 12/29/2009 4:11:44 PM |
| tremendous-payment | $25.00 | $25.00 | 12/29/2009 4:14:26 PM |
| kmr2 | $50.00 | $50.00 | 12/29/2009 4:11:57 PM |
| bchen78875 | $25.00 | $25.00 | 12/29/2009 4:14:40 PM |
| sidney102 | $50.00 | $50.00 | 12/29/2009 4:15:09 PM |
| elegant-bonus | $25.00 | $25.00 | 12/29/2009 4:11:11 PM |
| Kaj | $25.00 | $25.00 | 12/29/2009 4:15:23 PM |
| salala | $25.00 | $25.00 | 12/29/2009 4:12:26 PM |
| kmfreymi | $25.00 | $25.00 | 12/29/2009 4:12:30 PM |
| plentiful-reward | $50.00 | $50.00 | 12/29/2009 4:11:16 PM |
| Dahlozer | $25.00 | $25.00 | 12/29/2009 4:12:34 PM |
| newyork6264 | $25.00 | $25.00 | 12/29/2009 4:11:30 PM |
| ocho | $25.00 | $25.00 | 12/29/2009 4:11:34 PM |
| exact-loan5 | $25.00 | $25.00 | 12/29/2009 4:15:48 PM |
| foxy-fund | $50.00 | $50.00 | 12/29/2009 4:11:48 PM |
| Buffer10 | $100.00 | $100.00 | 12/29/2009 4:16:01 PM |
| head | $25.00 | $25.00 | 12/29/2009 4:11:53 PM |
| brazilofmux | $100.00 | $100.00 | 12/29/2009 4:16:09 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/29/2009 4:12:59 PM |
| fortytwo | $150.00 | $150.00 | 12/29/2009 4:16:15 PM |
| Kmac_Lending | $25.00 | $25.00 | 12/29/2009 4:16:23 PM |
| aldeed | $25.00 | $25.00 | 12/29/2009 4:16:26 PM |
| ljay | $25.00 | $25.00 | 12/29/2009 4:16:31 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/29/2009 4:16:34 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/29/2009 4:16:35 PM |
| metro457 | $25.00 | $25.00 | 12/29/2009 4:13:29 PM |
| yield-lion | $25.00 | $25.00 | 12/29/2009 4:13:41 PM |
| Doodlemeyer | $25.00 | $25.00 | 12/29/2009 4:13:49 PM |
| lagnisiruk | $25.00 | $25.00 | 12/29/2009 4:13:10 PM |
| ghinga | $50.00 | $50.00 | 12/29/2009 4:13:16 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/29/2009 4:13:33 PM |
| wayman | $50.00 | $50.00 | 12/29/2009 4:14:49 PM |
| astute-dollar | $50.00 | $50.00 | 12/29/2009 4:14:14 PM |
| roto | $25.00 | $25.00 | 12/29/2009 4:15:17 PM |
| payout-achievement | $40.00 | $40.00 | 12/29/2009 4:14:31 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/29/2009 4:15:26 PM |
| rolandweary | $40.00 | $40.00 | 12/29/2009 4:14:36 PM |
| kchen486 | $25.00 | $25.00 | 12/29/2009 4:15:28 PM |
| WalnutCreekguy | $33.00 | $33.00 | 12/29/2009 4:14:45 PM |
| Picopie | $50.00 | $50.00 | 12/29/2009 4:15:40 PM |
| wiltonbound | $25.00 | $25.00 | 12/29/2009 4:15:01 PM |
| sloan | $25.00 | $25.00 | 12/29/2009 4:16:02 PM |
| nodrivelpls | $25.00 | $25.00 | 12/29/2009 4:15:37 PM |
| PatRichi | $25.00 | $25.00 | 12/29/2009 4:15:56 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/29/2009 4:16:29 PM |
| gethsemane4 | $25.00 | $25.00 | 12/29/2009 4:16:20 PM |
| contract-voltage | $25.00 | $25.00 | 12/29/2009 4:16:43 PM |
| tidy-dime | $25.00 | $25.00 | 12/29/2009 4:16:24 PM |
| adir1 | $25.00 | $25.00 | 12/29/2009 4:16:47 PM |
| gulch | $25.00 | $25.00 | 12/29/2009 4:16:28 PM |
| drumcorpsnut | $50.00 | $50.00 | 12/29/2009 4:16:53 PM |
| dollar-oracle55 | $25.00 | $25.00 | 12/29/2009 4:16:39 PM |
| MrMoney0622 | $25.00 | $25.00 | 12/29/2009 4:17:05 PM |
| MoneyMaker249 | $25.00 | $25.00 | 12/29/2009 4:16:46 PM |
| kirkmountain | $25.00 | $25.00 | 12/29/2009 4:17:08 PM |
| microlendblvr | $150.00 | $150.00 | 12/29/2009 4:16:59 PM |
| RICHMONDREB | $25.00 | $25.00 | 12/29/2009 4:17:02 PM |
| springpanda | $25.00 | $25.00 | 12/30/2009 6:05:42 PM |
| yield-hero4 | $50.00 | $50.00 | 12/31/2009 11:39:06 AM |
| interstellar | $38.36 | $38.36 | 12/31/2009 1:40:19 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/29/2009 4:03:08 PM |
| biglender5 | $25.00 | $25.00 | 12/29/2009 4:03:57 PM |
| skuba | $25.00 | $25.00 | 12/29/2009 4:04:02 PM |
| mpactlender | $25.00 | $25.00 | 12/29/2009 4:04:15 PM |
| SDNLR | $25.00 | $25.00 | 12/29/2009 4:04:22 PM |
| puntme | $25.00 | $25.00 | 12/29/2009 4:04:29 PM |
| gmilliken | $25.00 | $25.00 | 12/29/2009 4:05:36 PM |
| OCedHrt | $25.00 | $25.00 | 12/29/2009 4:05:53 PM |
| A007 | $25.00 | $25.00 | 12/29/2009 4:01:42 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/29/2009 4:06:15 PM |
| AF-Chief | $35.00 | $35.00 | 12/29/2009 4:06:32 PM |
| loanfairy | $25.00 | $25.00 | 12/29/2009 4:06:51 PM |
| cyberie21 | $25.00 | $25.00 | 12/29/2009 4:07:23 PM |
| moramis | $25.00 | $25.00 | 12/29/2009 4:01:46 PM |
| Tc11902 | $25.00 | $25.00 | 12/29/2009 4:07:55 PM |
| checkuto | $25.00 | $25.00 | 12/29/2009 4:08:07 PM |
| exact-justice | $25.00 | $25.00 | 12/29/2009 4:04:14 PM |
| mathprof | $25.00 | $25.00 | 12/29/2009 4:04:24 PM |
| spyro | $25.00 | $25.00 | 12/29/2009 4:04:41 PM |
| smurf163 | $25.00 | $25.00 | 12/29/2009 4:09:18 PM |
| cheng | $25.00 | $25.00 | 12/29/2009 4:05:20 PM |
| vkorichkov | $30.00 | $30.00 | 12/29/2009 4:09:24 PM |
| towering-compassion | $25.00 | $25.00 | 12/29/2009 4:09:37 PM |
| bruin558 | $50.00 | $50.00 | 12/29/2009 4:06:17 PM |
| irrelevant | $25.00 | $25.00 | 12/29/2009 4:10:08 PM |
| chlebie | $50.00 | $50.00 | 12/29/2009 4:05:17 PM |
| TigerForce | $25.00 | $25.00 | 12/29/2009 4:05:22 PM |
| funds-promiser | $50.00 | $50.00 | 12/29/2009 4:06:55 PM |
| oreyedoc | $50.00 | $50.00 | 12/29/2009 4:05:46 PM |
| silver-armada | $100.00 | $100.00 | 12/29/2009 4:11:05 PM |
| moneysuccess | $25.00 | $25.00 | 12/29/2009 4:11:09 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/29/2009 4:07:40 PM |
| kegs | $100.00 | $100.00 | 12/29/2009 4:11:36 PM |
| capital-amplifier | $25.00 | $25.00 | 12/29/2009 4:07:44 PM |
| julijask | $25.00 | $25.00 | 12/29/2009 4:11:42 PM |
| Cheburashka | $25.00 | $25.00 | 12/29/2009 4:07:59 PM |
| Supernick | $100.00 | $100.00 | 12/29/2009 4:06:37 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/29/2009 4:11:58 PM |
| jgar_O | $25.00 | $25.00 | 12/29/2009 4:08:08 PM |
| egw | $25.00 | $25.00 | 12/29/2009 4:12:01 PM |
| MARWARISETH | $25.00 | $25.00 | 12/29/2009 4:12:07 PM |
| a-special-power | $25.00 | $25.00 | 12/29/2009 4:12:19 PM |
| Josta | $50.00 | $50.00 | 12/29/2009 4:12:45 PM |
| currency-prometheus | $25.00 | $25.00 | 12/29/2009 4:12:48 PM |
| LAKESPRING | $25.00 | $25.00 | 12/29/2009 4:09:27 PM |
| Aquani | $50.00 | $50.00 | 12/29/2009 4:12:52 PM |
| helpu88 | $25.00 | $25.00 | 12/29/2009 4:13:03 PM |
| LiquidLender | $25.00 | $25.00 | 12/29/2009 4:13:07 PM |
| ualf | $50.00 | $50.00 | 12/29/2009 4:09:48 PM |
| dspmn | $25.00 | $25.00 | 12/29/2009 4:10:04 PM |
| desertoasis | $25.00 | $25.00 | 12/29/2009 4:13:28 PM |
| selfmademan | $25.00 | $25.00 | 12/29/2009 4:09:08 PM |
| aasx1108 | $25.00 | $25.00 | 12/29/2009 4:13:36 PM |
| fcukciti | $25.00 | $25.00 | 12/29/2009 4:10:28 PM |
| mmckune | $25.00 | $25.00 | 12/29/2009 4:09:20 PM |
| ryelk | $25.00 | $25.00 | 12/29/2009 4:13:46 PM |
| Reinadog9 | $25.00 | $25.00 | 12/29/2009 4:11:03 PM |
| djh47a | $30.00 | $30.00 | 12/29/2009 4:11:14 PM |
| galaxy1 | $25.00 | $25.00 | 12/29/2009 4:14:20 PM |
| E_G | $30.00 | $30.00 | 12/29/2009 4:14:24 PM |
| personal-lender | $25.00 | $25.00 | 12/29/2009 4:14:32 PM |
| Trojan1976 | $25.00 | $25.00 | 12/29/2009 4:12:01 PM |
| dunox | $25.00 | $25.00 | 12/29/2009 4:10:56 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/29/2009 4:12:11 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/29/2009 4:15:15 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 4:15:18 PM |
| order-prospector | $50.00 | $50.00 | 12/29/2009 4:12:25 PM |
| credit-tulip | $25.00 | $25.00 | 12/29/2009 4:15:31 PM |
| Onesiphorus | $25.00 | $25.00 | 12/29/2009 4:11:19 PM |
| techvet | $25.00 | $25.00 | 12/29/2009 4:15:35 PM |
| boater01 | $50.00 | $50.00 | 12/29/2009 4:12:38 PM |
| dparkhom | $25.00 | $25.00 | 12/29/2009 4:11:26 PM |
| radiant-fund | $25.00 | $25.00 | 12/29/2009 4:11:32 PM |
| swoosh | $25.00 | $25.00 | 12/29/2009 4:15:43 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/29/2009 4:11:46 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/29/2009 4:16:00 PM |
| littlemonkey | $25.00 | $25.00 | 12/29/2009 4:11:51 PM |
| blooming-dedication | $50.00 | $50.00 | 12/29/2009 4:16:03 PM |
| money2k | $25.00 | $25.00 | 12/29/2009 4:16:12 PM |
| skiberdad | $50.00 | $50.00 | 12/29/2009 4:16:18 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/29/2009 4:12:22 PM |
| Danfromnapa | $50.00 | $50.00 | 12/29/2009 4:16:38 PM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 4:13:38 PM |
| Binan | $25.00 | $25.00 | 12/29/2009 4:16:45 PM |
| Frenchynh | $25.00 | $25.00 | 12/29/2009 4:13:43 PM |
| wonderful-return5 | $25.00 | $25.00 | 12/29/2009 4:16:48 PM |
| Luv2Bless | $25.00 | $25.00 | 12/29/2009 4:16:58 PM |
| Prosp_Lender | $25.00 | $9.08 | 12/29/2009 4:17:09 PM |
| elegant-income3 | $30.00 | $30.00 | 12/29/2009 4:14:07 PM |
| jbaum | $25.00 | $25.00 | 12/29/2009 4:13:18 PM |
| jeg3k | $25.00 | $25.00 | 12/29/2009 4:13:58 PM |
| Pizza-man | $50.00 | $50.00 | 12/29/2009 4:14:04 PM |
| hitsman | $50.00 | $50.00 | 12/29/2009 4:15:05 PM |
| duty-monger | $50.00 | $50.00 | 12/29/2009 4:15:10 PM |
| credit-kahuna | $100.00 | $100.00 | 12/29/2009 4:14:28 PM |
| note-tent | $25.00 | $25.00 | 12/29/2009 4:15:30 PM |
| SNH | $50.00 | $50.00 | 12/29/2009 4:15:38 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/29/2009 4:14:58 PM |
| 54CHEVY | $25.00 | $25.00 | 12/29/2009 4:15:45 PM |
| shrewd-deal | $25.00 | $25.00 | 12/29/2009 4:15:07 PM |
| TennSquire | $25.00 | $25.00 | 12/29/2009 4:15:50 PM |
| flopcat | $25.00 | $25.00 | 12/29/2009 4:15:55 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/29/2009 4:15:13 PM |
| standanddeliver | $25.00 | $25.00 | 12/29/2009 4:16:05 PM |
| thestartuplender | $35.00 | $35.00 | 12/29/2009 4:15:25 PM |
| KiwiElf | $25.00 | $25.00 | 12/29/2009 4:16:14 PM |
| LenderByDay | $25.00 | $25.00 | 12/29/2009 4:16:17 PM |
| worldly-community3 | $25.00 | $25.00 | 12/29/2009 4:15:54 PM |
| gaileyb | $25.00 | $25.00 | 12/29/2009 4:16:25 PM |
| Dia_Lucrii | $25.00 | $25.00 | 12/29/2009 4:16:06 PM |
| DRA-Properties | $25.00 | $25.00 | 12/29/2009 4:16:32 PM |
| melodious-fairness | $25.00 | $25.00 | 12/29/2009 4:16:11 PM |
| Banker7371 | $25.00 | $25.00 | 12/29/2009 4:16:42 PM |
| kelseyshea | $25.00 | $25.00 | 12/29/2009 4:16:50 PM |
| whsprint | $25.00 | $25.00 | 12/29/2009 4:16:56 PM |
| Dunndeal4u | $25.00 | $25.00 | 12/29/2009 4:16:37 PM |
| restless-currency | $25.00 | $25.00 | 12/29/2009 4:16:41 PM |
| schpere | $25.00 | $25.00 | 12/29/2009 4:17:03 PM |
| CalBear5 | $25.00 | $25.00 | 12/29/2009 4:17:00 PM |
| qitaana | $25.00 | $25.00 | 12/29/2009 4:17:07 PM |
| Syzygy | $25.00 | $25.00 | 12/29/2009 4:20:06 PM |
| sicce | $25.00 | $25.00 | 12/29/2009 5:20:06 PM |
| klinebarger | $25.00 | $25.00 | 12/30/2009 9:29:33 AM |
| bonus-apple | $100.00 | $100.00 | 12/30/2009 3:16:13 PM |
| jackdempsey | $100.00 | $100.00 | 12/30/2009 8:53:39 PM |
| wonderous-power | $25.00 | $25.00 | 12/31/2009 6:16:39 AM |
| Asparagirl | $50.00 | $50.00 | 12/31/2009 12:51:40 AM |
| 1SteelerFan | $35.00 | $35.00 | 12/31/2009 12:30:39 PM |
| tomjac2000 | $25.00 | $25.00 | 1/1/2010 10:08:32 AM |
| gavinsp | $25.00 | $25.00 | 1/1/2010 10:09:21 AM |
| durability-halibut | $25.00 | $25.00 | 1/1/2010 11:17:03 AM |
| 245 bids
|
Borrower Payment Dependent Notes Series
440326
This series of Notes was issued and sold upon the funding of the borrower loan #40300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 8.00% |
Starting borrower rate/APR:
| 9.00% / 11.09% |
Starting monthly payment:
| $95.40 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $94.49 |
| |
|
Auction yield range:
| 4.20% - 8.00% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 12
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,075 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 60% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| worth-upholder1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to?
Consolidate some credit card debt I have.????
My financial situation:
I am a good candidate for this loan because?
I have adequate income through my full-time and part-time job.? I also have rental income as I rent out part of my home.? Additionally, I pay my bills on time and I've never had any delinquencies beyond 30 days.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oreyedoc | $25.00 | $25.00 | 12/30/2009 4:13:24 PM |
| kenji4861 | $25.00 | $25.00 | 12/30/2009 4:16:13 PM |
| neenerman | $75.00 | $75.00 | 12/30/2009 4:19:35 PM |
| superstar449 | $25.00 | $25.00 | 12/30/2009 4:29:29 PM |
| Banker7371 | $25.00 | $25.00 | 12/30/2009 4:30:01 PM |
| aventurer | $25.00 | $25.00 | 12/30/2009 4:30:06 PM |
| bayareainv | $50.00 | $50.00 | 12/30/2009 4:30:12 PM |
| diligent-leverage | $25.00 | $25.00 | 12/30/2009 4:30:15 PM |
| AmericanCredit | $25.00 | $25.00 | 12/30/2009 4:30:23 PM |
| elasermd | $50.00 | $50.00 | 12/30/2009 4:30:29 PM |
| Picopie | $50.00 | $50.00 | 12/30/2009 4:30:35 PM |
| gourd6 | $25.00 | $25.00 | 12/30/2009 4:28:41 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/30/2009 4:30:56 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/30/2009 4:31:00 PM |
| klinebarger | $25.00 | $25.00 | 12/30/2009 4:28:57 PM |
| roccofox | $50.00 | $50.00 | 12/30/2009 4:31:03 PM |
| jwood3030 | $25.00 | $25.00 | 12/30/2009 4:29:12 PM |
| AngleofGod | $25.00 | $25.00 | 12/30/2009 4:28:51 PM |
| fair-rate | $25.00 | $25.00 | 12/30/2009 4:28:59 PM |
| note-tent | $50.00 | $50.00 | 12/30/2009 4:29:34 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/30/2009 4:29:44 PM |
| thedoctor | $90.00 | $90.00 | 12/30/2009 4:29:32 PM |
| SNH | $50.00 | $50.00 | 12/30/2009 4:29:53 PM |
| majestic-dedication | $50.00 | $50.00 | 12/30/2009 4:30:05 PM |
| docktah | $50.00 | $50.00 | 12/30/2009 4:30:09 PM |
| kegs | $100.00 | $100.00 | 12/30/2009 4:30:13 PM |
| honorable-yield | $75.00 | $75.00 | 12/30/2009 4:30:33 PM |
| fcukciti | $25.00 | $25.00 | 12/30/2009 4:30:38 PM |
| greenwell | $50.00 | $50.00 | 12/30/2009 4:30:34 PM |
| Steveoo1 | $50.00 | $50.00 | 12/30/2009 4:30:51 PM |
| jbaum | $100.00 | $100.00 | 12/30/2009 4:30:39 PM |
| Havana21 | $25.00 | $25.00 | 12/30/2009 4:30:53 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/30/2009 4:30:43 PM |
| personal-lender | $25.00 | $25.00 | 12/30/2009 4:30:48 PM |
| DonaldColorado | $25.00 | $25.00 | 12/30/2009 4:30:58 PM |
| BankofBen | $250.00 | $18.05 | 12/30/2009 4:31:05 PM |
| big_oaks | $50.00 | $50.00 | 12/31/2009 11:33:46 PM |
| raccoon123 | $50.00 | $50.00 | 1/1/2010 5:42:57 AM |
| mco | $25.00 | $25.00 | 1/2/2010 11:01:07 PM |
| springpanda | $25.00 | $25.00 | 1/3/2010 7:07:35 PM |
| Rob717171 | $25.00 | $25.00 | 12/30/2009 4:16:07 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/30/2009 4:19:41 PM |
| friendly-market5 | $25.00 | $25.00 | 12/30/2009 4:28:48 PM |
| unk1911 | $25.00 | $25.00 | 12/30/2009 4:29:02 PM |
| BigCityLending | $25.00 | $25.00 | 12/30/2009 4:29:05 PM |
| ljay | $25.00 | $25.00 | 12/30/2009 4:29:27 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/30/2009 4:30:42 PM |
| lloyd_s | $25.00 | $25.00 | 12/30/2009 4:30:44 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/30/2009 4:30:54 PM |
| Avala | $25.00 | $25.00 | 12/30/2009 4:28:54 PM |
| scottr | $25.00 | $25.00 | 12/30/2009 4:29:18 PM |
| fortytwo | $200.00 | $200.00 | 12/30/2009 4:29:36 PM |
| meenan | $40.00 | $40.00 | 12/30/2009 4:29:39 PM |
| PA2LA | $25.00 | $25.00 | 12/30/2009 4:29:42 PM |
| BlindProphet | $25.00 | $25.00 | 12/30/2009 4:29:50 PM |
| microlendblvr | $100.00 | $100.00 | 12/30/2009 4:29:56 PM |
| adir1 | $25.00 | $25.00 | 12/30/2009 4:29:46 PM |
| larrybird | $100.00 | $100.00 | 12/30/2009 4:30:03 PM |
| secundus | $25.00 | $25.00 | 12/30/2009 4:29:58 PM |
| asdf9876 | $25.00 | $25.00 | 12/30/2009 4:30:08 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/30/2009 4:30:25 PM |
| bonus-adventure3 | $50.00 | $50.00 | 12/30/2009 4:30:31 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/30/2009 4:30:17 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/30/2009 4:30:40 PM |
| first-upright-payout | $50.00 | $50.00 | 12/30/2009 4:30:50 PM |
| Carpetkid | $50.00 | $50.00 | 12/30/2009 4:30:37 PM |
| gold-commander0 | $50.00 | $50.00 | 12/30/2009 4:31:02 PM |
| best-deal-banker | $50.00 | $50.00 | 12/30/2009 4:30:59 PM |
| mco | $25.00 | $25.00 | 12/30/2009 11:09:55 PM |
| wonderous-power | $25.00 | $25.00 | 12/31/2009 6:19:58 AM |
| aqaq8877 | $100.00 | $100.00 | 12/31/2009 8:51:45 AM |
| vineet | $26.95 | $26.95 | 1/1/2010 10:05:41 AM |
| durability-halibut | $25.00 | $25.00 | 1/2/2010 2:12:14 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
439053
This series of Notes was issued and sold upon the funding of the borrower loan #40296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $124.09 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $113.03 |
| |
|
Auction yield range:
| 8.20% - 27.00% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.03% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,995 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| intuitive-loyalty |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts
Purpose of loan:
This loan will be used to consolidate my bills.
My financial situation:
I am a good candidate for this loan because I have a stable job and I am a responsible person.
Monthly net income: $ 2800.00
Monthly expenses: $ 2300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your line of work involved in and your title/position. - Quest4euphoria
A:
Legal assistant/Paralegal
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 12/23/2009 8:28:34 AM |
| Myrick | $25.00 | $25.00 | 12/23/2009 7:08:58 PM |
| tnjohnso | $25.00 | $25.00 | 12/25/2009 4:17:19 PM |
| YoungTaxMan | $50.00 | $50.00 | 12/28/2009 4:19:39 PM |
| 3613925 | $25.00 | $25.00 | 12/28/2009 4:41:11 PM |
| scottr | $25.00 | $25.00 | 12/28/2009 8:31:32 PM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 7:12:39 AM |
| wizard750 | $25.00 | $25.00 | 12/29/2009 7:17:31 AM |
| trugood4u | $50.00 | $50.00 | 12/29/2009 9:42:08 AM |
| Gobsek | $25.00 | $25.00 | 12/29/2009 11:31:48 AM |
| mercuriant | $25.00 | $25.00 | 12/29/2009 11:06:32 AM |
| ryan6853 | $25.00 | $25.00 | 12/29/2009 1:00:00 PM |
| durability-colonel | $50.00 | $50.00 | 12/29/2009 1:27:36 PM |
| wild-orange | $25.00 | $25.00 | 12/29/2009 12:47:22 PM |
| Bobusa | $25.00 | $25.00 | 12/29/2009 1:44:54 PM |
| Galdis | $25.00 | $12.63 | 12/29/2009 3:11:41 PM |
| zone6 | $150.00 | $150.00 | 12/29/2009 5:04:58 PM |
| credit-missile | $100.00 | $100.00 | 12/29/2009 5:05:31 PM |
| Myrick | $25.00 | $25.00 | 12/25/2009 9:27:03 AM |
| Syzygy | $25.00 | $25.00 | 12/25/2009 9:33:39 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/27/2009 7:17:13 AM |
| BankofBeth | $25.00 | $25.00 | 12/28/2009 11:59:53 AM |
| newgroom422 | $25.00 | $25.00 | 12/28/2009 4:19:36 PM |
| JustMee | $25.00 | $25.00 | 12/28/2009 9:40:39 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 12:59:52 AM |
| Leshan | $57.39 | $57.39 | 12/29/2009 7:19:28 AM |
| Bank_Of_XL | $25.00 | $25.00 | 12/29/2009 7:59:00 AM |
| wwwUniversal | $25.00 | $25.00 | 12/29/2009 9:44:55 AM |
| gothampark | $25.00 | $25.00 | 12/29/2009 1:06:51 PM |
| realtormoises | $25.00 | $25.00 | 12/29/2009 12:32:44 PM |
| income-fortress | $200.00 | $200.00 | 12/29/2009 2:28:09 PM |
| dudebrah | $26.00 | $26.00 | 12/29/2009 1:12:57 PM |
| Tahoeman | $25.00 | $25.00 | 12/29/2009 1:17:10 PM |
| fulfilling-commitment | $25.00 | $25.00 | 12/29/2009 12:55:21 PM |
| Feyenoord | $25.00 | $25.00 | 12/29/2009 1:43:01 PM |
| KLcapital | $50.00 | $50.00 | 12/29/2009 2:41:16 PM |
| squarebob | $25.00 | $25.00 | 12/29/2009 3:10:08 PM |
| jybank | $25.00 | $25.00 | 12/29/2009 4:02:55 PM |
| radar_love | $25.00 | $25.00 | 12/29/2009 4:31:56 PM |
| sharp-credit | $300.00 | $300.00 | 12/29/2009 5:07:31 PM |
| forthright-trade | $25.00 | $25.00 | 12/29/2009 4:53:51 PM |
| leverage-monger | $500.00 | $500.00 | 12/29/2009 5:02:28 PM |
| credit-missile | $92.40 | $92.40 | 12/29/2009 5:05:49 PM |
| PRGuyinVA | $50.00 | $50.00 | 12/29/2009 5:07:23 PM |
| nilonc1 | $336.58 | $336.58 | 12/29/2009 5:06:50 PM |
| leverage-monger | $200.00 | $200.00 | 12/29/2009 5:07:49 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
439143
This series of Notes was issued and sold upon the funding of the borrower loan #40293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $205.20 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 24y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,855 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| serene-p2ploan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pet Boarding Expansion
Purpose of loan:
This loan will be used to expand my busy pet boarding business to add?a second pet boarding location.?My business?is cageless boarding of dogs and in-home care of other pets. My dog boarding business at my?home has outgrown?my facilities and I am partnering with a vet to?develop a pet care center with boarding, medicine and grooming.?
My financial situation:
I am a good candidate for this loan because I have owned my home for 25 years and never made a late payment. I have no bills other than a small mortgage and a small credit card balance. My income comes from a government pension (70%) plus a note payment (30%) from?my?niece who always pays on time. My business earns over $1,000 month on average and I expect the 2nd facility to grow to the same volume also.?
Monthly net income: $
4,300.00
Monthly expenses: $ 1,700.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
$5,000 doesn't seem like much towards adding a whole new location. What does this cover--deposit and rent, modifications? - aprilapril
A:
Partnering with a vet & using their facility. $5,000 is a cushion for working capital. We have the clientele & the vet has the facility. We'll be hiring a groomer and opening as a full-service pet care center - medicine, boarding, grooming. My niece is a real estate broker/attorney and is handling the transaction for me and crediting my business with her commission.
(Dec-24-2009)
Q:
Hello, I am interested in bidding on your loan. If your expansion fails, will you still be able to fund the loan? Thank you. - DenimCapital
A:
Yes we are actually very well capitalized. This loan is additional working capital for contingency expenses. We don't need it but we want to have a cushion.
Our expansion is with a vet who has an existing facility. We will provide the boarding business and the vet provides the space.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nycloan | $25.00 | $25.00 | 12/21/2009 3:51:23 PM |
| project07 | $25.00 | $25.00 | 12/21/2009 3:51:54 PM |
| interstellar | $50.00 | $50.00 | 12/21/2009 3:50:58 PM |
| momoney2lend | $25.00 | $25.00 | 12/21/2009 3:52:16 PM |
| IIP77 | $25.00 | $25.00 | 12/21/2009 4:10:29 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 4:13:39 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/21/2009 4:36:11 PM |
| copper | $30.00 | $30.00 | 12/21/2009 4:36:01 PM |
| falcon88dp | $25.00 | $25.00 | 12/21/2009 4:42:13 PM |
| 2brotherslending | $50.00 | $50.00 | 12/21/2009 9:01:16 PM |
| cashasaurus0 | $200.00 | $200.00 | 12/22/2009 4:22:32 AM |
| victorcab | $25.00 | $25.00 | 12/21/2009 8:46:52 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 11:54:54 AM |
| Winger | $50.00 | $50.00 | 12/23/2009 4:44:23 AM |
| Bob450 | $50.00 | $50.00 | 12/23/2009 9:08:32 AM |
| thenadamgoes | $50.00 | $50.00 | 12/23/2009 3:53:08 PM |
| Leshan | $26.30 | $26.30 | 12/24/2009 9:04:27 AM |
| jfs1179 | $25.00 | $25.00 | 12/24/2009 1:21:21 PM |
| Thunder08 | $25.00 | $25.00 | 12/24/2009 6:07:00 PM |
| marwadi-62 | $50.00 | $50.00 | 12/25/2009 7:47:20 AM |
| aprilapril | $25.00 | $25.00 | 12/24/2009 4:58:30 PM |
| lend42013 | $30.00 | $30.00 | 12/25/2009 6:03:22 AM |
| Firescreek | $28.51 | $28.51 | 12/25/2009 11:31:00 AM |
| apharvard | $50.00 | $50.00 | 12/25/2009 12:24:57 PM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 9:37:00 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/25/2009 2:22:02 PM |
| SKAGIT22 | $25.00 | $25.00 | 12/25/2009 9:22:00 AM |
| eBankInvest | $62.54 | $62.54 | 12/25/2009 5:20:26 PM |
| lucrative-worth | $154.84 | $154.84 | 12/25/2009 7:52:58 PM |
| integrity-doctor | $50.00 | $50.00 | 12/25/2009 8:39:03 PM |
| thomas16882004 | $50.00 | $50.00 | 12/26/2009 2:48:04 AM |
| ghinga | $25.00 | $25.00 | 12/26/2009 12:47:13 PM |
| ChrisKwan | $25.00 | $25.00 | 12/25/2009 4:17:13 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/26/2009 5:07:23 PM |
| point-enforcer | $25.00 | $25.00 | 12/26/2009 9:02:36 PM |
| freedom3 | $248.70 | $248.70 | 12/27/2009 9:53:58 AM |
| adhocboy | $32.45 | $32.45 | 12/27/2009 7:10:15 AM |
| 1stBankAndHal | $25.00 | $25.00 | 12/26/2009 2:42:06 PM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:46:05 PM |
| Kash2010lu | $25.00 | $25.00 | 12/27/2009 8:07:33 AM |
| microlendblvr | $150.00 | $150.00 | 12/28/2009 5:39:15 AM |
| JeffHoll | $100.00 | $100.00 | 12/28/2009 7:04:14 AM |
| Artguy88 | $25.00 | $25.00 | 12/28/2009 7:55:44 AM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 6:55:13 PM |
| wonderous-power | $25.00 | $25.00 | 12/28/2009 1:47:41 AM |
| kendigme | $26.14 | $26.14 | 12/28/2009 6:19:16 AM |
| a-reasonable-return | $25.00 | $25.00 | 12/28/2009 7:13:44 AM |
| bootanksmom | $25.00 | $25.00 | 12/28/2009 7:29:06 AM |
| charming-point | $250.00 | $250.00 | 12/28/2009 8:56:26 AM |
| AKJagMan | $25.00 | $25.00 | 12/21/2009 3:51:36 PM |
| CaboWaboRobo | $25.00 | $25.00 | 12/21/2009 3:52:20 PM |
| redbomb5 | $25.00 | $25.00 | 12/21/2009 3:52:26 PM |
| pfenness | $100.00 | $100.00 | 12/21/2009 3:51:14 PM |
| refined-penny | $25.00 | $25.00 | 12/21/2009 3:54:18 PM |
| golath24 | $25.00 | $25.00 | 12/21/2009 3:50:53 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:56:09 PM |
| johnayan | $25.00 | $25.00 | 12/21/2009 4:07:13 PM |
| zeelender | $25.00 | $25.00 | 12/21/2009 4:07:59 PM |
| yeti888 | $25.00 | $25.00 | 12/21/2009 4:07:50 PM |
| AF-Chief | $26.00 | $26.00 | 12/21/2009 4:08:01 PM |
| impasse1 | $25.00 | $25.00 | 12/21/2009 4:11:40 PM |
| desertoasis | $50.00 | $50.00 | 12/21/2009 4:13:52 PM |
| Lam0nt | $25.00 | $25.00 | 12/21/2009 4:13:29 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 4:14:31 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/21/2009 4:23:15 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:24:15 PM |
| blackbird02 | $25.00 | $25.00 | 12/21/2009 4:24:12 PM |
| Auburnmist | $25.00 | $25.00 | 12/21/2009 4:24:29 PM |
| Cypher041 | $25.00 | $25.00 | 12/21/2009 4:24:40 PM |
| gustavzantanon | $50.00 | $41.43 | 12/21/2009 4:24:56 PM |
| czar3 | $40.00 | $40.00 | 12/21/2009 4:38:17 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:49:14 PM |
| UCLA4life | $25.00 | $25.00 | 12/21/2009 4:54:28 PM |
| cashhelp | $25.00 | $25.00 | 12/21/2009 5:02:36 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 5:52:01 PM |
| melodious-fairness | $25.00 | $25.00 | 12/21/2009 6:12:53 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:38:49 PM |
| foothillender | $25.00 | $25.00 | 12/22/2009 7:10:07 AM |
| wildguy | $25.00 | $25.00 | 12/22/2009 4:23:53 PM |
| crstal2000 | $100.00 | $100.00 | 12/22/2009 4:26:38 PM |
| felicity-daydream | $50.00 | $50.00 | 12/22/2009 6:30:37 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:20:00 PM |
| unger | $100.00 | $100.00 | 12/23/2009 5:44:48 AM |
| economy-structure9 | $50.00 | $50.00 | 12/23/2009 7:42:00 PM |
| DSK_Financials | $50.00 | $50.00 | 12/23/2009 5:15:57 PM |
| q4golf | $25.00 | $25.00 | 12/24/2009 3:59:25 AM |
| wealth-pipeline | $25.00 | $25.00 | 12/24/2009 6:45:16 AM |
| monstersdad | $50.00 | $50.00 | 12/24/2009 1:11:16 PM |
| mercuriant | $25.00 | $25.00 | 12/24/2009 1:01:28 PM |
| methodical-loot | $25.00 | $25.00 | 12/24/2009 3:32:59 PM |
| cold1 | $25.00 | $25.00 | 12/24/2009 6:20:44 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/24/2009 7:06:34 PM |
| platinum-piledriver | $25.00 | $25.00 | 12/24/2009 9:20:08 PM |
| kjb1971 | $25.00 | $25.00 | 12/24/2009 11:25:30 PM |
| coin-investor | $25.00 | $25.00 | 12/26/2009 1:27:59 AM |
| noble-moola | $25.00 | $25.00 | 12/26/2009 5:35:50 AM |
| deepblue34 | $25.00 | $25.00 | 12/25/2009 9:57:44 PM |
| squarebob | $25.00 | $25.00 | 12/25/2009 4:09:36 PM |
| DenimCapital | $200.00 | $200.00 | 12/25/2009 6:26:38 PM |
| curious166 | $75.00 | $75.00 | 12/26/2009 8:46:47 PM |
| gpuck | $25.00 | $25.00 | 12/26/2009 9:16:13 PM |
| PotBellyPete | $35.00 | $35.00 | 12/26/2009 9:08:27 PM |
| bst | $48.09 | $48.09 | 12/26/2009 10:34:15 PM |
| bst | $40.00 | $40.00 | 12/26/2009 10:35:26 PM |
| patriot384 | $50.00 | $50.00 | 12/26/2009 11:12:56 AM |
| cash2lendu | $50.00 | $50.00 | 12/27/2009 6:12:01 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/27/2009 6:47:57 PM |
| enlightenment5 | $30.00 | $30.00 | 12/27/2009 7:01:29 AM |
| transparent-listing | $25.00 | $25.00 | 12/28/2009 6:38:22 AM |
| stable-bonus | $25.00 | $25.00 | 12/28/2009 6:58:10 AM |
| five-star-note | $40.00 | $40.00 | 12/27/2009 5:13:29 PM |
| buffalobills | $25.00 | $25.00 | 12/28/2009 8:20:59 AM |
| Peterman | $50.00 | $50.00 | 12/28/2009 8:33:47 AM |
| 113 bids
|
Borrower Payment Dependent Notes Series
439167
This series of Notes was issued and sold upon the funding of the borrower loan #40287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 13.05% |
Starting borrower rate/APR:
| 14.05% / 17.70% |
Starting monthly payment:
| $34.20 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 6.20% - 13.05% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.84% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,079 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| thaceisbac |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying cc and Parents
Purpose of loan:
This loan will be used to pay off a credit card and pay my parents back on a personal loan. Although I don't need this loan to cover either loans I mostly want to establish history on Prosper. I'm a long time Lender and looking to be a first time Successful Borrower.
My financial situation:
I am a good candidate for this loan because I have a stable government position, adequate savings, and I live within my means. I am very careful about my credit and I never miss payments or make late payments. My revolving credit shows over $2000 and this is because I have a 0% interest for 12 months loan on my bicycle that I intend to continue paying until the promotional period ends. The current balance on that loan is $1485 down from $1785.
Monthly Income:? $2,300
Rent: $310
Insurance: $104
Car payment:$296
Cable, Internet, Phone: $35
Credit Cards:$65
Utilities:$40
Food, entertainment:$250
Travel: $75
Misc:$75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lyrisnox | $25.00 | $25.00 | 12/24/2009 9:33:39 PM |
| rome1426 | $25.00 | $25.00 | 12/25/2009 2:04:47 PM |
| JerryB96 | $25.00 | $25.00 | 12/26/2009 9:44:54 AM |
| TigerForce | $25.00 | $25.00 | 12/26/2009 2:44:14 PM |
| China0813 | $25.00 | $25.00 | 12/26/2009 6:59:41 AM |
| next-time | $25.00 | $25.00 | 12/27/2009 10:38:06 AM |
| maccpro1 | $50.00 | $50.00 | 12/27/2009 5:44:30 PM |
| fatboy888 | $25.00 | $25.00 | 12/28/2009 5:57:42 AM |
| mreod | $25.00 | $25.00 | 12/27/2009 10:01:49 PM |
| SPickle | $25.00 | $25.00 | 12/28/2009 7:37:29 AM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 10:38:13 AM |
| wild-orange | $25.00 | $25.00 | 12/28/2009 2:31:03 PM |
| Dskillz | $26.04 | $26.04 | 12/28/2009 3:12:41 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/28/2009 3:14:50 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:18:42 PM |
| phersjm | $25.00 | $25.00 | 12/24/2009 5:40:24 AM |
| kanyonkat | $25.00 | $25.00 | 12/25/2009 10:56:42 PM |
| bank-examiner | $25.00 | $25.00 | 12/25/2009 8:22:42 PM |
| marwadi-62 | $50.00 | $50.00 | 12/27/2009 5:23:40 PM |
| SuperDoucheBag | $25.00 | $25.00 | 12/28/2009 6:26:42 AM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 6:59:16 PM |
| microlendblvr | $100.00 | $89.96 | 12/28/2009 5:30:19 AM |
| JaceSpade | $25.00 | $25.00 | 12/28/2009 10:00:50 AM |
| MacAtk | $87.00 | $87.00 | 12/28/2009 10:33:28 AM |
| sandia785 | $57.00 | $57.00 | 12/28/2009 10:47:49 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:53:45 AM |
| kinetic-social | $40.00 | $40.00 | 12/28/2009 3:13:59 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/28/2009 1:48:29 PM |
| catalystcf | $25.00 | $25.00 | 12/28/2009 3:06:16 PM |
| starry2001 | $25.00 | $25.00 | 12/28/2009 3:41:04 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
439405
This series of Notes was issued and sold upon the funding of the borrower loan #40290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $75.43 |
|
Final lender yield:
| 14.88% |
Final borrower rate/APR:
| 15.88% / 18.06% |
Final monthly payment:
| $70.20 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.05% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 25
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $34,946 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| bluebouyz |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting Off With Small Loan
Purpose of loan:
This loan will be used to establish a loan history on Prosper.? I will use the funds to pay off a couple of small credit cards.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I am a Prosper lender with over $1,500 in loans out.? I haven't had the best of luck on Prosper in the 18 months I've been a lender with 9 of my loans going into default and I'm not making a profit on the existing loans yet.? I can guarantee that my loan will not be like those who borrowed and then refused to pay their loans back and whomever lends me money will make a profit on it.
I also am a homeowner and have had a stable job and income for sixteen years now.? We've been hit with the economy as hard as the next person with my wife losing her job and being a full time student.? She is expected to graduate in May with her Bachelors and hopefully will be gainfully employed by the end of the Summer.? Additionally, the credit card companies have cancelled a number of our credit cards that had zero balances on them stating we allowed them to become dormant accounts and they were clearing their books.? This caused a number of other credit card companies to lower the credit limits on other active accounts to just over what we owed on them and increased our debt to credit ratio exponentially and lowered my credit score.? I am not very happy with the credit card companies right now!?
Monthly net income: $
$4,100.00
Monthly expenses: $
??Housing: $ 2,500.00
??Insurance: $ 100.00
??Car expenses: $ Vehicles are paid off; gas is $250.00 per month.
??Utilities: $ 100.00
??Phone, cable, internet: $ 350.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1,500.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:13:49 PM |
| JustMee | $25.00 | $25.00 | 12/23/2009 9:17:21 AM |
| building_community | $25.00 | $25.00 | 12/24/2009 8:25:07 AM |
| outofoffice | $50.00 | $50.00 | 12/27/2009 11:48:03 AM |
| nashibaksi | $25.00 | $25.00 | 12/28/2009 6:14:37 PM |
| coldfuzion | $55.46 | $55.46 | 12/28/2009 11:25:21 PM |
| ronin4sale | $25.00 | $25.00 | 12/29/2009 5:52:16 AM |
| wizard750 | $30.00 | $30.00 | 12/29/2009 7:20:45 AM |
| Leshan | $50.00 | $50.00 | 12/29/2009 7:06:57 AM |
| omegamon1 | $25.00 | $25.00 | 12/29/2009 8:09:18 AM |
| peaceful-farmer | $50.00 | $50.00 | 12/29/2009 2:52:03 PM |
| wild-orange | $25.00 | $25.00 | 12/29/2009 12:45:16 PM |
| castlwizz | $35.20 | $35.20 | 12/29/2009 3:40:51 PM |
| amit_gu | $100.00 | $100.00 | 12/29/2009 3:02:18 PM |
| farchoir | $25.00 | $25.00 | 12/29/2009 3:52:00 PM |
| exciting-fairness | $200.00 | $200.00 | 12/29/2009 4:08:17 PM |
| jocephus | $50.09 | $50.09 | 12/29/2009 4:19:32 PM |
| durability-colonel | $50.00 | $50.00 | 12/29/2009 4:26:44 PM |
| JGuide | $200.00 | $200.00 | 12/29/2009 5:00:34 PM |
| gpuck | $25.00 | $25.00 | 12/29/2009 4:38:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/29/2009 4:42:03 PM |
| dorypro | $35.00 | $35.00 | 12/29/2009 4:37:11 PM |
| The-CAPS-fan | $100.00 | $100.00 | 12/29/2009 5:05:36 PM |
| unger | $100.00 | $100.00 | 12/29/2009 5:06:54 PM |
| bid-wonder | $25.00 | $25.00 | 12/22/2009 5:43:27 PM |
| beuford7 | $25.00 | $25.00 | 12/24/2009 5:26:28 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 12:59:55 AM |
| Rollshaft | $65.83 | $65.83 | 12/29/2009 8:17:38 AM |
| bondhedger | $25.00 | $25.00 | 12/29/2009 9:22:23 AM |
| Schlawinzer | $25.00 | $25.00 | 12/29/2009 8:53:20 AM |
| smart-gold | $25.00 | $25.00 | 12/29/2009 11:18:17 AM |
| jybank | $25.00 | $25.00 | 12/29/2009 12:40:55 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/29/2009 12:44:22 PM |
| squarebob | $25.00 | $25.00 | 12/29/2009 3:18:46 PM |
| ghinga | $25.00 | $25.00 | 12/29/2009 1:44:55 PM |
| Feyenoord | $25.00 | $25.00 | 12/29/2009 1:46:59 PM |
| Mikale360 | $25.00 | $25.00 | 12/29/2009 3:52:14 PM |
| patriot384 | $50.00 | $50.00 | 12/29/2009 4:07:20 PM |
| Johnab | $50.00 | $50.00 | 12/29/2009 4:15:34 PM |
| icon7 | $45.00 | $45.00 | 12/29/2009 5:03:45 PM |
| TommyTucker | $50.00 | $50.00 | 12/29/2009 4:42:07 PM |
| nilonc1 | $100.00 | $83.42 | 12/29/2009 5:07:50 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
439691
This series of Notes was issued and sold upon the funding of the borrower loan #40294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 31.36% |
Starting monthly payment:
| $41.04 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 26.85% |
Final monthly payment:
| $38.71 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.47% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 18
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $145,245 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 7 | | | | |
|
Screen name:
| money-scrutinzer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to initially pay off store cards.? I would then be able to take the monthly savings and apply to other credit cards "snowball effect".? My goal is to have all cards paid off within 3 years.
My financial situation:
I am a good candidate for this loan because I am never late with payments and have a long history of steady employment.
Monthly net income: $ 10,000
Monthly expenses: $
??Housing: $?3600
??Insurance: $ 192
??Car expenses: $ 300
??Utilities: $ 200
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your credit report shows a revolving credit balance debt of more than $160K. Could you please explain how you accumulated this debt?
Please answer publicly. Thanks and good luck with the funding! - zento
A:
Thank you for your question. A relative of mine was hospitalized and her medical coverage did not cover her 100%. I was able to pay for her hospitalization via credit card. I am now in the process of paying off those debts.
(Dec-26-2009)
Q:
7 inquiries? Were these for new credit cards or new loans not represented here? Thanks. - squarebob
A:
They were for new loans not represented here.
Thank you.
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $50.00 | $50.00 | 12/23/2009 7:41:54 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/28/2009 9:06:32 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:09 AM |
| realtormoises | $25.00 | $25.00 | 12/30/2009 9:46:47 AM |
| piter-to-la-investment | $50.00 | $50.00 | 12/30/2009 12:38:44 PM |
| spiff666 | $25.00 | $25.00 | 12/30/2009 11:53:28 AM |
| ronin4sale | $25.00 | $25.00 | 12/30/2009 12:26:06 PM |
| durability-colonel | $50.00 | $50.00 | 12/30/2009 1:42:01 PM |
| jybank | $25.00 | $25.00 | 12/30/2009 2:06:05 PM |
| jybank | $25.00 | $25.00 | 12/30/2009 2:06:35 PM |
| professional-finance | $50.00 | $50.00 | 12/30/2009 2:37:18 PM |
| IASKGOD | $50.00 | $50.00 | 12/30/2009 2:42:31 PM |
| circustab | $50.00 | $50.00 | 12/28/2009 8:30:01 AM |
| ghinga | $25.00 | $25.00 | 12/29/2009 4:11:08 PM |
| GS-ROCK | $25.00 | $25.00 | 12/29/2009 5:50:02 PM |
| Feyenoord | $25.00 | $25.00 | 12/30/2009 9:04:27 AM |
| Bigbossman | $25.00 | $25.00 | 12/30/2009 1:28:04 PM |
| IPG1 | $25.00 | $25.00 | 12/30/2009 12:02:42 PM |
| unger | $100.00 | $100.00 | 12/30/2009 2:46:33 PM |
| wild-orange | $25.00 | $25.00 | 12/30/2009 12:31:13 PM |
| The-CAPS-fan | $220.00 | $181.92 | 12/30/2009 1:09:11 PM |
| Leshan | $43.08 | $43.08 | 12/30/2009 1:20:00 PM |
| draggon77 | $25.00 | $25.00 | 12/30/2009 1:28:21 PM |
| DonDiego | $25.00 | $25.00 | 12/30/2009 2:48:06 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
440075
This series of Notes was issued and sold upon the funding of the borrower loan #40288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Jan-04-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.23% |
Starting monthly payment:
| $45.26 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.97% |
Final monthly payment:
| $40.98 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.17% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,010 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 77% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Patty00xx |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Nov-2009)
640-659
(Jul-2008)
620-639
(Dec-2007)
640-659
(Nov-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
For my Daughter's dental expense
?? I have been living in Miami Florida for 46 years. I have been in the banking career?for over?20 years. I am responsible & honest person. I want to? cover the expense of my daughter- TMJ(treatmentor possible oral?surgery)- The dental insurance only covers $1,000.00. I plan to pay automatically from my checking account.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. I was a winning bidder on your most recent listing for this loan request. Would you please explain what it was canceled? Thank you - CA_Lender
A:
Yes. I had an old checking account at another bank that I had closed 1 year ago.
After I was approved for funding, I faxed over the correct information but Prosper replied that I needed to do this prior to my request. So I corrected the checking account instituiton and re-applied.
(Dec-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $300.00 | $300.00 | 12/29/2009 5:24:36 PM |
| asya | $25.00 | $25.00 | 12/30/2009 4:03:06 PM |
| groovychick | $25.00 | $25.00 | 12/30/2009 6:10:35 PM |
| Syzygy | $25.00 | $25.00 | 12/31/2009 5:28:06 PM |
| IASKGOD | $25.00 | $25.00 | 1/1/2010 3:45:00 PM |
| stemper | $50.00 | $50.00 | 1/3/2010 4:43:43 PM |
| dorypro | $25.00 | $25.00 | 1/4/2010 9:22:03 AM |
| dstolars | $25.00 | $25.00 | 1/4/2010 10:08:14 AM |
| amor1962 | $25.00 | $25.00 | 1/4/2010 10:56:47 AM |
| Bill88 | $40.00 | $25.00 | 1/4/2010 2:07:51 PM |
| jybank | $25.00 | $25.00 | 1/4/2010 2:55:47 PM |
| farchoir | $25.00 | $25.00 | 1/4/2010 11:33:22 AM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/4/2010 3:18:00 PM |
| ghinga | $25.00 | $25.00 | 1/4/2010 1:13:33 PM |
| kelador | $100.00 | $100.00 | 1/4/2010 3:46:21 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/30/2009 11:59:48 PM |
| lenderinnevada | $40.00 | $40.00 | 12/31/2009 1:49:04 PM |
| what_goes_around | $25.00 | $25.00 | 1/2/2010 3:14:23 AM |
| wild-orange | $25.00 | $25.00 | 1/4/2010 6:00:50 AM |
| Mikale360 | $25.00 | $25.00 | 1/4/2010 6:51:32 AM |
| Leshan | $25.00 | $25.00 | 1/4/2010 9:32:29 AM |
| Champion_Lending | $25.00 | $25.00 | 1/4/2010 10:02:44 AM |
| BuzzyBee336 | $25.00 | $25.00 | 1/4/2010 10:14:21 AM |
| martymaniaman | $30.00 | $30.00 | 1/4/2010 10:22:11 AM |
| icon7 | $25.00 | $25.00 | 1/4/2010 2:17:20 PM |
| PotBellyPete | $30.00 | $30.00 | 1/4/2010 11:52:08 AM |
| niq4soccer | $25.00 | $25.00 | 1/4/2010 12:39:16 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
440077
This series of Notes was issued and sold upon the funding of the borrower loan #40307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-31-2009 |
|
|
Starting lender yield:
| 10.49% |
Starting borrower rate/APR:
| 11.49% / 13.62% |
Starting monthly payment:
| $214.31 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $204.74 |
| |
|
Auction yield range:
| 4.20% - 10.49% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 19
/
18 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,405 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 15% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| FmrEngr2Phd |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Jul-2008)
780-799
(Feb-2007)
|
|
Principal balance:
| $1,162.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Pay off credit card - Propser Inves
This loan will be used?to payoff one credit card with an approximate?$5000 balance. The remaining funds will be reinvested in loans on Propser. I have the?$5000 credit balance on a low interest rate (teaser rate) card but would?just as soon?be done with the banks and utilize Prosper. First reason obviously is to better control my own financial situation but also to provide Prosper lenders an opportunity to earn a rate.
My financial situation:
I am a good candidate for this loan because I am financially able to manage the payments in either scenario, thus this comes down to a matter of choice. Additionally, I have been blessed to be working in an industry that has been minimally impacted by the 'financial crisis' that has afflicted the country for the past two years, in one of those 'Green Jobs'. Most importantly, I think, is my history here on Prosper. I have or have had two loans, one paid off and one still active and have never missed a payment.
Final thought, your funds are secure, I take my commitment to peer to peer lending / borrowing seriously.
Thanks in advance and please bid me down...
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| roymckenzie | $25.00 | $25.00 | 12/28/2009 4:04:32 PM |
| Avala | $25.00 | $25.00 | 12/28/2009 4:05:16 PM |
| towering-compassion | $25.00 | $25.00 | 12/28/2009 4:06:42 PM |
| PCGeekWI | $25.00 | $25.00 | 12/28/2009 4:06:56 PM |
| bonus-patriot | $25.00 | $25.00 | 12/28/2009 4:04:57 PM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 4:05:47 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/28/2009 4:05:11 PM |
| nerdbomber | $25.00 | $25.00 | 12/28/2009 4:05:28 PM |
| forthright-trade | $25.00 | $25.00 | 12/28/2009 4:05:43 PM |
| FjLenders | $25.00 | $25.00 | 12/28/2009 4:06:36 PM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 4:16:44 PM |
| bright-investment | $25.00 | $25.00 | 12/28/2009 4:18:18 PM |
| kenji4861 | $25.00 | $25.00 | 12/28/2009 4:18:38 PM |
| credit-flower | $25.00 | $25.00 | 12/28/2009 4:18:44 PM |
| tuneman1980 | $25.00 | $25.00 | 12/28/2009 4:18:14 PM |
| scottr | $25.00 | $25.00 | 12/28/2009 4:25:42 PM |
| BlindProphet | $25.00 | $25.00 | 12/28/2009 4:26:59 PM |
| julijask | $25.00 | $25.00 | 12/28/2009 4:27:57 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 4:28:03 PM |
| Tc11902 | $50.00 | $50.00 | 12/28/2009 4:28:30 PM |
| elasermd | $50.00 | $50.00 | 12/28/2009 4:28:41 PM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/28/2009 4:28:46 PM |
| greenwell | $50.00 | $50.00 | 12/28/2009 4:28:59 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/28/2009 4:29:11 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/28/2009 4:29:21 PM |
| SNH | $50.00 | $50.00 | 12/28/2009 4:27:03 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/28/2009 4:29:27 PM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 4:29:39 PM |
| first-upright-payout | $50.00 | $50.00 | 12/28/2009 4:29:42 PM |
| note-tent | $50.00 | $50.00 | 12/28/2009 4:26:30 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/28/2009 4:29:53 PM |
| roccofox | $50.00 | $50.00 | 12/28/2009 4:30:18 PM |
| BankofBen | $250.00 | $250.00 | 12/28/2009 4:30:21 PM |
| secundus | $25.00 | $25.00 | 12/28/2009 4:27:15 PM |
| jd006006 | $40.00 | $40.00 | 12/28/2009 4:28:36 PM |
| majestic-dedication | $50.00 | $50.00 | 12/28/2009 4:27:30 PM |
| asdf9876 | $25.00 | $25.00 | 12/28/2009 4:27:35 PM |
| bayareainv | $50.00 | $50.00 | 12/28/2009 4:27:46 PM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 4:31:04 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/28/2009 4:31:15 PM |
| jbaum | $100.00 | $100.00 | 12/28/2009 4:29:18 PM |
| Katburg | $50.00 | $50.00 | 12/28/2009 4:31:20 PM |
| mikeandcat | $50.00 | $50.00 | 12/28/2009 4:31:43 PM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 4:31:50 PM |
| shamrocker | $25.00 | $25.00 | 12/28/2009 4:31:58 PM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 4:28:43 PM |
| Picopie | $50.00 | $50.00 | 12/28/2009 4:29:02 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 4:30:35 PM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 4:30:38 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 4:30:45 PM |
| Goodlender42 | $25.00 | $25.00 | 12/28/2009 4:33:09 PM |
| SCOTTOL | $25.00 | $25.00 | 12/28/2009 4:30:49 PM |
| jfd287 | $25.00 | $25.00 | 12/28/2009 4:33:27 PM |
| gulch | $35.00 | $35.00 | 12/28/2009 4:31:24 PM |
| leodaguy | $25.00 | $25.00 | 12/28/2009 4:31:29 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/28/2009 4:31:32 PM |
| best-deal-banker | $50.00 | $50.00 | 12/28/2009 4:30:05 PM |
| magical-greenback | $55.00 | $55.00 | 12/28/2009 4:31:41 PM |
| junctionking | $25.00 | $25.00 | 12/28/2009 4:30:24 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/28/2009 4:31:46 PM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 4:32:03 PM |
| kulender | $25.00 | $25.00 | 12/28/2009 4:32:05 PM |
| auction-elvis | $25.00 | $25.00 | 12/28/2009 4:30:52 PM |
| ryreesado | $25.00 | $25.00 | 12/28/2009 4:32:16 PM |
| figs4u2 | $80.00 | $80.00 | 12/28/2009 4:31:01 PM |
| bchen78875 | $50.00 | $50.00 | 12/28/2009 4:31:09 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/28/2009 4:32:30 PM |
| syounker | $25.00 | $25.00 | 12/28/2009 4:31:18 PM |
| Attract | $25.00 | $25.00 | 12/28/2009 4:31:35 PM |
| kaykarun | $50.00 | $50.00 | 12/28/2009 4:33:01 PM |
| skvat | $25.00 | $25.00 | 12/28/2009 4:33:03 PM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 4:33:17 PM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 4:31:55 PM |
| marinade | $25.00 | $25.00 | 12/28/2009 4:33:36 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/28/2009 4:32:32 PM |
| RICHMONDREB | $25.00 | $25.00 | 12/28/2009 4:32:35 PM |
| wampum-optimization | $50.00 | $50.00 | 12/28/2009 4:32:43 PM |
| LAKESPRING | $50.00 | $50.00 | 12/28/2009 4:32:57 PM |
| wonderous-power | $25.00 | $25.00 | 12/31/2009 6:07:48 AM |
| LittleMingo | $25.00 | $25.00 | 12/31/2009 4:49:12 AM |
| Syzygy | $25.00 | $25.00 | 12/31/2009 5:28:51 PM |
| Cheburashka | $30.00 | $30.00 | 12/28/2009 4:04:52 PM |
| coloradoloanman | $25.00 | $25.00 | 12/28/2009 4:05:13 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/28/2009 4:05:54 PM |
| comtnlover | $25.00 | $25.00 | 12/28/2009 4:06:10 PM |
| first-fund-empenada | $25.00 | $25.00 | 12/28/2009 4:06:39 PM |
| fair-rate | $25.00 | $25.00 | 12/28/2009 4:06:45 PM |
| AngleofGod | $25.00 | $25.00 | 12/28/2009 4:04:36 PM |
| friendly-market5 | $25.00 | $25.00 | 12/28/2009 4:04:07 PM |
| kmprospeo | $25.00 | $25.00 | 12/28/2009 4:04:34 PM |
| creditasaurus9 | $25.00 | $25.00 | 12/28/2009 4:05:21 PM |
| helping-out | $25.00 | $25.00 | 12/28/2009 4:05:36 PM |
| phillipd48 | $25.00 | $25.00 | 12/28/2009 4:06:26 PM |
| GreenBuilder247 | $25.00 | $25.00 | 12/28/2009 4:06:05 PM |
| oreyedoc | $25.00 | $25.00 | 12/28/2009 4:10:52 PM |
| rosie777 | $25.00 | $25.00 | 12/28/2009 4:14:16 PM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 4:18:36 PM |
| FASTIZIO_P | $33.33 | $33.33 | 12/28/2009 4:19:35 PM |
| lucrative-worth | $25.00 | $25.00 | 12/28/2009 4:18:08 PM |
| financial-frenzy | $25.00 | $25.00 | 12/28/2009 4:19:04 PM |
| BigCityLending | $25.00 | $25.00 | 12/28/2009 4:19:09 PM |
| hard-working-loot | $25.00 | $25.00 | 12/28/2009 4:18:31 PM |
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 4:20:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 4:20:13 PM |
| thedoctor | $90.00 | $90.00 | 12/28/2009 4:26:24 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/28/2009 4:27:05 PM |
| larrybird | $100.00 | $100.00 | 12/28/2009 4:27:27 PM |
| kegs | $100.00 | $100.00 | 12/28/2009 4:27:53 PM |
| diligent-leverage | $25.00 | $25.00 | 12/28/2009 4:28:00 PM |
| jwood3030 | $25.00 | $25.00 | 12/28/2009 4:23:48 PM |
| fortytwo | $200.00 | $200.00 | 12/28/2009 4:26:36 PM |
| meenan | $40.00 | $40.00 | 12/28/2009 4:26:39 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/28/2009 4:26:51 PM |
| adir1 | $25.00 | $25.00 | 12/28/2009 4:26:54 PM |
| Carpetkid | $50.00 | $50.00 | 12/28/2009 4:29:08 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/28/2009 4:29:24 PM |
| ljay | $25.00 | $25.00 | 12/28/2009 4:26:16 PM |
| superstar449 | $25.00 | $25.00 | 12/28/2009 4:26:19 PM |
| aventurer | $25.00 | $25.00 | 12/28/2009 4:27:32 PM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 4:29:48 PM |
| PA2LA | $25.00 | $25.00 | 12/28/2009 4:26:43 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 4:29:56 PM |
| DonaldColorado | $25.00 | $25.00 | 12/28/2009 4:30:01 PM |
| MO_Investor | $25.00 | $25.00 | 12/28/2009 4:27:49 PM |
| knowledgeable-revenue | $25.00 | $25.00 | 12/28/2009 4:27:59 PM |
| gold-commander0 | $50.00 | $50.00 | 12/28/2009 4:30:12 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 4:27:09 PM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 4:27:12 PM |
| AmericanCredit | $25.00 | $25.00 | 12/28/2009 4:28:19 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 4:28:23 PM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 4:27:20 PM |
| bonus-adventure3 | $50.00 | $50.00 | 12/28/2009 4:28:48 PM |
| skiingawfs | $25.00 | $25.00 | 12/28/2009 4:27:38 PM |
| docktah | $50.00 | $50.00 | 12/28/2009 4:27:41 PM |
| elegant-income3 | $25.00 | $25.00 | 12/28/2009 4:29:05 PM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 4:29:13 PM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 4:32:00 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/28/2009 4:30:09 PM |
| SnE | $25.00 | $25.00 | 12/28/2009 4:32:19 PM |
| honorable-yield | $75.00 | $75.00 | 12/28/2009 4:28:54 PM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 4:30:16 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/28/2009 4:30:28 PM |
| banjot | $25.00 | $25.00 | 12/28/2009 4:32:47 PM |
| diplomatic-point4 | $75.00 | $75.00 | 12/28/2009 4:29:16 PM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 4:29:33 PM |
| wowsurfer | $25.00 | $25.00 | 12/28/2009 4:33:32 PM |
| Steveoo1 | $50.00 | $50.00 | 12/28/2009 4:29:44 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/28/2009 4:31:38 PM |
| loan-warrior | $25.00 | $25.00 | 12/28/2009 4:30:32 PM |
| CASHGIRL | $75.00 | $75.00 | 12/28/2009 4:30:41 PM |
| natmonkey | $25.00 | $25.00 | 12/28/2009 4:32:08 PM |
| buukyak | $25.00 | $25.00 | 12/28/2009 4:32:14 PM |
| Jassi | $25.00 | $25.00 | 12/28/2009 4:32:28 PM |
| flopcat | $25.00 | $25.00 | 12/28/2009 4:31:12 PM |
| lending_mom | $25.00 | $25.00 | 12/28/2009 4:32:38 PM |
| anakinsolo | $25.00 | $25.00 | 12/28/2009 4:32:41 PM |
| cingular | $25.00 | $25.00 | 12/28/2009 4:33:14 PM |
| Kaj | $30.00 | $30.00 | 12/28/2009 4:31:48 PM |
| vkorichkov | $35.00 | $35.00 | 12/28/2009 4:33:18 PM |
| Purposeful | $50.00 | $26.67 | 12/28/2009 4:33:41 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/28/2009 4:32:11 PM |
| toblerone | $25.00 | $25.00 | 12/28/2009 4:32:21 PM |
| outtahoth2o | $100.00 | $100.00 | 12/28/2009 4:33:22 PM |
| elegant-income3 | $50.00 | $50.00 | 12/28/2009 7:02:05 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:36 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/29/2009 1:23:21 PM |
| springpanda | $25.00 | $25.00 | 12/29/2009 2:32:42 PM |
| Aberdeen | $300.00 | $300.00 | 12/29/2009 5:24:36 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/29/2009 8:09:29 PM |
| heerzaquestion | $25.00 | $25.00 | 12/30/2009 1:50:24 PM |
| thaceisbac | $25.00 | $25.00 | 12/30/2009 5:33:42 PM |
| JGuide | $25.00 | $25.00 | 12/31/2009 5:08:11 PM |
| 172 bids
|
Borrower Payment Dependent Notes Series
440347
This series of Notes was issued and sold upon the funding of the borrower loan #40297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-03-2010 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $205.20 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 10
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,043 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| a-satisfying-hope |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cad
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
I need to pay my credit card to lower my interest rates.I will be getting a raise from January and bonus,I will be able to pay off the loan in 6 months.
Monthly net income: 3600
Monthly expenses: $
??Housing: 1200
??Insurance: 75
??Car expenses: 100
??Utilities: 100
??Phone, cable, internet:110
??Food, entertainment:200
??Clothing, household expenses0
??Credit cards and other loans: 400
??Other expenses: 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list each credit card or loan balance to be paid off with this loan, its interest rate, and the current monthly payment amount for each one that you have been making. Thanks. - exciting-fairness
A:
1Chase 3068 amount 3000,rate 20.99%,paying $200/month
2.Discover 2135 $7700 ,rate 29.99% ,paying 155/month
Thanks
(Jan-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| samo102us | $25.00 | $25.00 | 12/30/2009 4:01:57 PM |
| Carne_Chung | $25.00 | $25.00 | 12/30/2009 4:02:35 PM |
| NELNET | $50.00 | $50.00 | 12/30/2009 4:02:53 PM |
| Gibbyland | $50.00 | $50.00 | 12/30/2009 4:03:09 PM |
| tomchap | $25.00 | $25.00 | 12/30/2009 4:03:13 PM |
| TennSquire | $25.00 | $25.00 | 12/30/2009 4:03:58 PM |
| SDNLR | $25.00 | $25.00 | 12/30/2009 4:04:35 PM |
| slartibardfast | $25.00 | $25.00 | 12/30/2009 4:04:37 PM |
| ben10jen | $25.00 | $25.00 | 12/30/2009 4:04:39 PM |
| murlirao2002 | $25.00 | $25.00 | 12/30/2009 4:04:45 PM |
| powerplant6 | $25.00 | $25.00 | 12/30/2009 4:05:00 PM |
| lending-bear | $25.00 | $25.00 | 12/30/2009 4:00:43 PM |
| leodaguy | $25.00 | $25.00 | 12/30/2009 4:05:02 PM |
| upsata | $25.00 | $25.00 | 12/30/2009 4:01:59 PM |
| cash-tsunami | $25.00 | $25.00 | 12/30/2009 4:02:01 PM |
| direct-yield | $25.00 | $25.00 | 12/30/2009 4:02:42 PM |
| community-seahorse | $25.00 | $25.00 | 12/30/2009 4:02:48 PM |
| Kreditorium | $100.00 | $100.00 | 12/30/2009 4:02:44 PM |
| russm011 | $85.00 | $85.00 | 12/30/2009 4:03:02 PM |
| doublediamond | $25.00 | $25.00 | 12/30/2009 4:02:56 PM |
| Toastsr | $25.00 | $25.00 | 12/30/2009 4:03:11 PM |
| littlemonkey | $25.00 | $25.00 | 12/30/2009 4:03:14 PM |
| loanfairy | $25.00 | $25.00 | 12/30/2009 4:03:57 PM |
| assetmanager | $25.00 | $25.00 | 12/30/2009 4:04:03 PM |
| a275ranger | $25.00 | $25.00 | 12/30/2009 4:04:02 PM |
| yeti888 | $25.00 | $25.00 | 12/30/2009 4:04:29 PM |
| systemlender | $25.00 | $25.00 | 12/30/2009 4:04:38 PM |
| 54CHEVY | $100.00 | $100.00 | 12/30/2009 4:04:44 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/30/2009 4:04:50 PM |
| deal-pioneer1 | $25.00 | $25.00 | 12/30/2009 4:04:59 PM |
| summerlander | $25.00 | $25.00 | 12/30/2009 4:05:08 PM |
| Astounding | $25.00 | $25.00 | 12/30/2009 4:04:42 PM |
| puppy880 | $25.00 | $25.00 | 12/30/2009 4:05:04 PM |
| GatorBux | $25.00 | $25.00 | 12/30/2009 4:08:28 PM |
| supreme-hope | $25.00 | $25.00 | 12/30/2009 4:08:35 PM |
| worldly-gold | $25.00 | $25.00 | 12/30/2009 4:08:48 PM |
| melodious-fairness | $25.00 | $25.00 | 12/30/2009 4:09:01 PM |
| DRA-Properties | $25.00 | $25.00 | 12/30/2009 4:09:06 PM |
| louisianalender | $100.00 | $100.00 | 12/30/2009 4:09:24 PM |
| andrewnar | $25.00 | $25.00 | 12/30/2009 4:09:35 PM |
| social-gatherer7 | $25.00 | $25.00 | 12/30/2009 4:08:23 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/30/2009 4:08:40 PM |
| junctionking | $25.00 | $25.00 | 12/30/2009 4:08:47 PM |
| bnlforever | $25.00 | $25.00 | 12/30/2009 4:08:55 PM |
| mtquan | $25.00 | $25.00 | 12/30/2009 4:08:26 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/30/2009 4:08:59 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/30/2009 4:08:49 PM |
| dime-beeper | $25.00 | $25.00 | 12/30/2009 4:08:52 PM |
| GElender | $25.00 | $25.00 | 12/30/2009 4:09:16 PM |
| secobarbital | $25.00 | $25.00 | 12/30/2009 4:09:19 PM |
| cash-boots | $25.00 | $25.00 | 12/30/2009 4:09:03 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/30/2009 4:09:11 PM |
| Bank42 | $50.00 | $50.00 | 12/30/2009 4:09:30 PM |
| rob1971 | $25.00 | $25.00 | 12/30/2009 4:09:16 PM |
| loan-master996 | $50.00 | $50.00 | 12/30/2009 4:09:30 PM |
| SirJev | $25.00 | $25.00 | 12/30/2009 4:09:38 PM |
| tractorman | $25.00 | $25.00 | 12/30/2009 4:09:41 PM |
| sdgrowth | $25.00 | $25.00 | 12/30/2009 4:09:43 PM |
| reflective-rupee | $100.00 | $100.00 | 12/30/2009 4:14:41 PM |
| reflective-rupee | $250.00 | $250.00 | 12/30/2009 4:15:24 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/30/2009 5:26:48 PM |
| penny-surgeon | $25.00 | $25.00 | 12/30/2009 9:05:13 PM |
| charitycoon | $100.00 | $100.00 | 12/30/2009 9:55:25 PM |
| czar3 | $40.00 | $40.00 | 12/31/2009 5:13:08 PM |
| Bob450 | $25.00 | $25.00 | 1/1/2010 10:00:28 AM |
| hellasow | $25.00 | $25.00 | 1/2/2010 3:57:06 AM |
| what_goes_around | $25.00 | $25.00 | 1/2/2010 5:39:20 AM |
| loss-of-control | $25.00 | $25.00 | 1/3/2010 11:42:10 AM |
| inspiring-reward | $50.00 | $50.00 | 1/3/2010 6:20:54 AM |
| value-microscope | $25.00 | $25.00 | 12/30/2009 4:02:00 PM |
| javajahn | $25.00 | $25.00 | 12/30/2009 4:02:33 PM |
| jonmars | $50.00 | $50.00 | 12/30/2009 4:02:47 PM |
| persevering | $25.00 | $25.00 | 12/30/2009 4:02:57 PM |
| Duanep01 | $40.23 | $40.23 | 12/30/2009 4:03:12 PM |
| kginatl | $41.88 | $41.88 | 12/30/2009 4:03:17 PM |
| adventurous-capital | $25.00 | $25.00 | 12/30/2009 4:03:34 PM |
| phunktion | $25.00 | $25.00 | 12/30/2009 4:03:49 PM |
| helping-out | $25.00 | $25.00 | 12/30/2009 4:03:55 PM |
| helpful-listing | $50.00 | $50.00 | 12/30/2009 4:04:41 PM |
| zone8 | $100.00 | $100.00 | 12/30/2009 4:04:52 PM |
| mickeyroi | $25.00 | $25.00 | 12/30/2009 4:05:01 PM |
| JGB | $25.00 | $25.00 | 12/30/2009 4:05:12 PM |
| bassman2 | $25.00 | $25.00 | 12/30/2009 4:00:55 PM |
| rapid-currency | $25.00 | $25.00 | 12/30/2009 4:01:44 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 12/30/2009 4:01:58 PM |
| Bankman68 | $25.00 | $25.00 | 12/30/2009 4:02:02 PM |
| 87Marc | $25.00 | $25.00 | 12/30/2009 4:02:07 PM |
| DadWarbucks | $25.00 | $25.00 | 12/30/2009 4:02:55 PM |
| attractive-rate | $25.00 | $25.00 | 12/30/2009 4:03:04 PM |
| Orringo | $25.00 | $25.00 | 12/30/2009 4:03:10 PM |
| openness-prospector | $25.00 | $25.00 | 12/30/2009 4:03:36 PM |
| PayItForward09 | $25.00 | $25.00 | 12/30/2009 4:03:53 PM |
| Cash_Angel | $25.00 | $25.00 | 12/30/2009 4:03:52 PM |
| VeniVidiDuci | $50.00 | $50.00 | 12/30/2009 4:04:01 PM |
| money-maniac | $50.00 | $50.00 | 12/30/2009 4:04:36 PM |
| witty-principal | $25.00 | $25.00 | 12/30/2009 4:04:43 PM |
| first-restless-payout | $25.00 | $25.00 | 12/30/2009 4:04:54 PM |
| SPB | $25.00 | $25.00 | 12/30/2009 4:04:53 PM |
| Jonb6919 | $25.00 | $25.00 | 12/30/2009 4:04:58 PM |
| AGSLending | $25.00 | $25.00 | 12/30/2009 4:08:24 PM |
| Dubbs360 | $100.00 | $100.00 | 12/30/2009 4:08:41 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/30/2009 4:08:51 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/30/2009 4:08:53 PM |
| truth-eclair | $25.00 | $25.00 | 12/30/2009 4:09:13 PM |
| fcb202 | $25.00 | $25.00 | 12/30/2009 4:09:25 PM |
| exact-loan5 | $30.00 | $30.00 | 12/30/2009 4:09:31 PM |
| lilgates26 | $25.00 | $25.00 | 12/30/2009 4:08:21 PM |
| SNH | $50.00 | $50.00 | 12/30/2009 4:08:34 PM |
| purdue98 | $25.00 | $25.00 | 12/30/2009 4:08:43 PM |
| xzec777 | $25.00 | $25.00 | 12/30/2009 4:08:45 PM |
| JAVEHE | $25.00 | $25.00 | 12/30/2009 4:08:50 PM |
| nowits10 | $25.00 | $25.00 | 12/30/2009 4:08:24 PM |
| jhouman | $25.00 | $25.00 | 12/30/2009 4:08:55 PM |
| steves73 | $25.00 | $25.00 | 12/30/2009 4:09:02 PM |
| Wowzer | $25.00 | $25.00 | 12/30/2009 4:08:40 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/30/2009 4:09:07 PM |
| treasure-transporter | $25.00 | $25.00 | 12/30/2009 4:08:46 PM |
| sloan | $25.00 | $25.00 | 12/30/2009 4:09:12 PM |
| skro | $25.00 | $25.00 | 12/30/2009 4:08:58 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/30/2009 4:09:09 PM |
| greenwell | $25.00 | $25.00 | 12/30/2009 4:09:28 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/30/2009 4:09:33 PM |
| yield-lion | $25.00 | $25.00 | 12/30/2009 4:09:36 PM |
| ImaPutz | $25.00 | $25.00 | 12/30/2009 4:09:39 PM |
| adama_48 | $25.00 | $25.00 | 12/30/2009 4:09:37 PM |
| portfolio-zone801 | $25.00 | $12.89 | 12/30/2009 4:09:45 PM |
| reflective-rupee | $150.00 | $150.00 | 12/30/2009 4:14:57 PM |
| falcon88dp | $25.00 | $25.00 | 12/30/2009 4:19:02 PM |
| KDW08 | $25.00 | $25.00 | 12/30/2009 4:18:39 PM |
| Jorgef741 | $50.00 | $50.00 | 12/30/2009 4:22:02 PM |
| wwwUniversal | $25.00 | $25.00 | 12/30/2009 4:30:20 PM |
| truth-fanatic | $25.00 | $25.00 | 12/30/2009 7:25:38 PM |
| charming-point | $300.00 | $300.00 | 12/31/2009 7:17:45 AM |
| melodious-fairness | $25.00 | $25.00 | 12/31/2009 8:31:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/1/2010 2:57:53 PM |
| dime-neutron | $25.00 | $25.00 | 1/3/2010 3:01:02 AM |
| 136 bids
|