Sales Report:Supplement No. 106 dated Dec 29, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
255013
This series of Notes was issued and sold upon the funding of the borrower loan #40116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-07-2009 |
| |
Auction end date:
| Dec-14-2009 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $126.53 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 13.63% |
Final monthly payment:
| $115.42 |
| |
|
Auction yield range:
| 4.20% - 17.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.37% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,404 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 95% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Bluelaker1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 91% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 2
( 9% )
| 680-699
(Nov-2007)
740-759
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Paying off a card
Going to use the proceeds to pay off a credit card and extra cash flow cushion during the holidays.? I already have had a fully paid prosper loan and plan to pay this one off within a year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why were you late a couple of times in making payments? - triumphant-bonus
A:
I was never late in making payments. When I posted to make a payment in addition to the regular monthly payment (but less than the regular), the system took it as a regular payment (but short). I immediately made the payments after notification. Tried to get it resolved with Prosper - but really didn't have the energy to follow through. Thanks for your interest.
(Dec-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| availableloan | $25.00 | $25.00 | 12/7/2009 4:43:57 PM |
| Syzygy | $25.00 | $25.00 | 12/7/2009 4:44:01 PM |
| CallMeBen | $25.00 | $25.00 | 12/7/2009 5:28:16 PM |
| vine99 | $70.00 | $70.00 | 12/7/2009 6:05:50 PM |
| Ven58 | $25.00 | $25.00 | 12/7/2009 6:10:30 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 12/8/2009 8:16:52 AM |
| minista | $25.00 | $25.00 | 12/8/2009 11:52:59 AM |
| Unitas4302 | $100.00 | $100.00 | 12/8/2009 5:37:14 PM |
| bondhedger | $25.00 | $25.00 | 12/9/2009 9:14:30 AM |
| versatilenyguy | $50.00 | $50.00 | 12/9/2009 2:23:15 PM |
| IP | $32.87 | $32.87 | 12/10/2009 6:12:29 PM |
| market-jam | $50.00 | $50.00 | 12/10/2009 9:11:19 PM |
| MidnightBank | $25.00 | $25.00 | 12/11/2009 12:01:36 PM |
| G-Love | $39.65 | $39.65 | 12/11/2009 5:56:46 PM |
| blue-heartpounding-silver | $25.00 | $25.00 | 12/11/2009 11:10:55 PM |
| leverage-monger | $25.00 | $25.00 | 12/12/2009 8:15:43 AM |
| tomjac2000 | $25.00 | $25.00 | 12/11/2009 9:02:37 PM |
| Rollshaft | $50.00 | $50.00 | 12/12/2009 8:35:09 AM |
| carrinel | $89.00 | $89.00 | 12/12/2009 6:37:19 PM |
| Sjspector | $50.55 | $50.55 | 12/13/2009 10:04:26 AM |
| Doohickey415 | $30.00 | $30.00 | 12/12/2009 2:28:31 PM |
| gothampark | $25.00 | $25.00 | 12/12/2009 2:52:35 PM |
| generous-deal6 | $50.00 | $50.00 | 12/13/2009 10:47:47 AM |
| BUCS | $28.59 | $28.59 | 12/13/2009 4:43:05 AM |
| gpuck | $25.00 | $25.00 | 12/12/2009 4:29:40 PM |
| autoconnection | $25.00 | $25.00 | 12/13/2009 6:28:07 AM |
| crafty | $25.00 | $25.00 | 12/13/2009 7:23:21 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/13/2009 5:11:10 PM |
| scho0590 | $50.00 | $50.00 | 12/13/2009 10:47:45 AM |
| drkosh | $25.00 | $25.00 | 12/13/2009 8:51:31 AM |
| selvamfinance | $25.00 | $25.00 | 12/13/2009 11:44:47 AM |
| Frugal | $25.00 | $25.00 | 12/13/2009 8:16:58 PM |
| RIVERBEND | $29.00 | $29.00 | 12/14/2009 9:17:33 AM |
| lancetc | $25.00 | $25.00 | 12/14/2009 11:28:56 AM |
| Nasdaq | $50.00 | $50.00 | 12/14/2009 8:14:35 AM |
| improvman | $25.00 | $25.00 | 12/14/2009 2:18:06 PM |
| TigerForce | $25.00 | $25.00 | 12/14/2009 1:01:42 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/14/2009 1:48:25 PM |
| kf88 | $30.00 | $30.00 | 12/14/2009 1:08:59 PM |
| 2Below | $25.00 | $25.00 | 12/14/2009 1:10:46 PM |
| Astyanax | $25.00 | $25.00 | 12/14/2009 1:20:18 PM |
| Joshua_E | $25.00 | $25.00 | 12/14/2009 2:00:45 PM |
| Capit0l | $25.00 | $25.00 | 12/14/2009 1:45:28 PM |
| wild-orange | $25.00 | $25.00 | 12/14/2009 1:47:56 PM |
| greenventures | $25.00 | $25.00 | 12/14/2009 2:20:09 PM |
| mroew | $26.66 | $26.66 | 12/14/2009 4:06:44 PM |
| leverage-monger | $25.00 | $25.00 | 12/14/2009 2:34:23 PM |
| jabberwockgee | $25.00 | $25.00 | 12/14/2009 2:38:46 PM |
| arkleseizure | $25.00 | $25.00 | 12/14/2009 2:45:46 PM |
| unfixer | $25.00 | $25.00 | 12/14/2009 4:14:53 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/14/2009 4:27:11 PM |
| velocity-winner | $25.00 | $25.00 | 12/14/2009 4:28:39 PM |
| helping-out | $40.00 | $40.00 | 12/7/2009 4:46:05 PM |
| marala4285 | $25.00 | $25.00 | 12/9/2009 7:44:16 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/9/2009 12:59:48 PM |
| bomdel | $25.00 | $25.00 | 12/9/2009 4:22:19 PM |
| ultimatepaintball | $25.00 | $25.00 | 12/9/2009 4:37:39 PM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 12/9/2009 4:37:13 PM |
| income-fortress | $200.00 | $200.00 | 12/9/2009 4:40:30 PM |
| Orbits | $25.00 | $25.00 | 12/10/2009 10:45:54 PM |
| ryan6853 | $25.00 | $25.00 | 12/11/2009 9:13:22 AM |
| Cliffie83 | $39.50 | $39.50 | 12/11/2009 5:14:55 PM |
| Toony | $25.00 | $25.00 | 12/11/2009 6:29:32 PM |
| Manta_Rai | $25.00 | $25.00 | 12/11/2009 7:01:41 PM |
| JerryB96 | $25.00 | $25.00 | 12/12/2009 8:58:17 AM |
| dhallii | $56.00 | $56.00 | 12/13/2009 9:39:30 AM |
| encore02 | $50.00 | $50.00 | 12/13/2009 7:46:55 AM |
| dmk2006 | $25.00 | $25.00 | 12/12/2009 6:01:27 PM |
| KarmaBum77 | $25.00 | $25.00 | 12/13/2009 2:42:32 PM |
| pedestrianme | $25.00 | $25.00 | 12/13/2009 2:55:58 PM |
| transparency-burger | $75.00 | $75.00 | 12/13/2009 11:06:39 AM |
| gothampark | $25.00 | $25.00 | 12/13/2009 2:28:45 PM |
| oldman68 | $25.00 | $25.00 | 12/13/2009 10:15:53 AM |
| selvamfinance | $50.00 | $50.00 | 12/13/2009 11:44:15 AM |
| fatboy888 | $25.00 | $25.00 | 12/14/2009 5:42:34 AM |
| malcolmreynolds | $25.00 | $25.00 | 12/13/2009 7:40:36 PM |
| e3oM | $50.00 | $50.00 | 12/13/2009 10:48:09 PM |
| FallonCredit | $25.00 | $25.00 | 12/14/2009 8:37:59 AM |
| Snoopylover | $25.00 | $25.00 | 12/14/2009 6:05:47 AM |
| Sven79 | $100.00 | $100.00 | 12/14/2009 12:43:18 AM |
| tkr2 | $25.00 | $25.00 | 12/14/2009 3:04:58 AM |
| SanJoser | $50.00 | $50.00 | 12/14/2009 8:59:31 AM |
| TakeCare | $200.00 | $13.18 | 12/14/2009 1:41:31 PM |
| Feyenoord | $25.00 | $25.00 | 12/14/2009 11:47:40 AM |
| Gaelicman | $50.00 | $50.00 | 12/14/2009 11:50:41 AM |
| aloantime07 | $25.00 | $25.00 | 12/14/2009 3:25:09 PM |
| Astyanax | $25.00 | $25.00 | 12/14/2009 1:19:43 PM |
| Aristophil | $100.00 | $100.00 | 12/14/2009 1:52:58 PM |
| Leshan | $75.00 | $75.00 | 12/14/2009 2:05:41 PM |
| rmpedi33 | $100.00 | $100.00 | 12/14/2009 2:34:06 PM |
| socal-lender | $25.00 | $25.00 | 12/14/2009 4:16:46 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/14/2009 4:17:24 PM |
| patriot384 | $100.00 | $100.00 | 12/14/2009 4:22:40 PM |
| organic-platinum | $25.00 | $25.00 | 12/14/2009 4:15:47 PM |
| 94 bids
|
Borrower Payment Dependent Notes Series
436857
This series of Notes was issued and sold upon the funding of the borrower loan #40109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-07-2009 |
| |
Auction end date:
| Dec-14-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 19.60% |
Final borrower rate/APR:
| 20.60% / 24.40% |
Final monthly payment:
| $37.47 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.96% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.64% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 15
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,313 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 66% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| gentle-bonus3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance house
Purpose of loan:
This loan will be used to? refinace my current mortgage.? I currently have a higher interest rate mortgage from what I got over 2 years ago.? I have consistently been raising my credit score and have had an appraisal done on my house which is allowing me to refinance at this time.? By doing this I will sace $131 a month and over $44,000 over the 30 year peiod of the mortgage.? I would say a wise investment.?
My financial situation:
I am a good candidate for this loan because?? I have been with my employer for over 9 yrs and have never been late on my mortgage.? I am looking to re-invest back into my house because there will be an addition to my family in February.? I have good earnnings that will allow me to pay the loan back prompty.?I?can close on my mortgage the 30th of December if this loan can go through.? I am open to any questions that need to be answered so please ask.? I do not want to miss this opportunity and with your help I can get this done.? ?
Monthly net income: $ 4815
Monthly expenses: $ 4287
??Housing: $ 1483
??Insurance: $ 356
??Car expenses: $ 598
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 550
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 550
??Other expenses: $ 300 (Fuel)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
explain your 6 delinquiences - Loan_shark718
A:
I had 6 delinquiences over 5 years ago when I was in college and my parents were getting divorced. Unfortunately it was one of those battles in which I had gotten involved with and was helping out my mother. She was not able to keep up with the attorney costs and I helped. In the doing so I went behind obviously on some credit cards which took a long time to catch up with.
(Dec-12-2009)
Q:
how much is your house worth ? - Capit0l
A:
I just an appraisal done and it came in at $204,000.
(Dec-12-2009)
Q:
what is the mortgage balance? - Capit0l
A:
187,000
(Dec-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $100.00 | $100.00 | 12/7/2009 4:40:34 PM |
| robot777 | $40.00 | $40.00 | 12/7/2009 5:13:47 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/7/2009 5:50:22 PM |
| IPG1 | $25.00 | $25.00 | 12/8/2009 4:23:48 PM |
| PCity-LOA15 | $25.00 | $2.25 | 12/13/2009 11:17:31 AM |
| grammaspurse | $25.00 | $25.00 | 12/12/2009 7:38:50 PM |
| whazarook | $25.00 | $25.00 | 12/12/2009 8:12:27 PM |
| heroic-benefit | $100.00 | $100.00 | 12/13/2009 1:47:01 PM |
| DenimCapital | $25.00 | $25.00 | 12/13/2009 7:56:43 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/7/2009 6:37:21 PM |
| Bob450 | $25.00 | $25.00 | 12/7/2009 8:44:36 PM |
| vegaslender88 | $25.00 | $25.00 | 12/7/2009 11:38:09 PM |
| srs1325 | $31.75 | $31.75 | 12/11/2009 2:59:48 AM |
| impartial-deal | $25.00 | $25.00 | 12/11/2009 12:17:05 PM |
| myduck | $50.00 | $50.00 | 12/11/2009 5:49:32 PM |
| matthewa | $25.00 | $25.00 | 12/11/2009 8:24:59 PM |
| bluebouyz | $41.00 | $41.00 | 12/11/2009 6:05:26 PM |
| gothampark | $25.00 | $25.00 | 12/12/2009 2:58:51 PM |
| carrinel | $50.00 | $50.00 | 12/12/2009 4:04:07 PM |
| drkosh | $25.00 | $25.00 | 12/13/2009 8:56:24 AM |
| sw30 | $25.00 | $25.00 | 12/12/2009 2:05:21 PM |
| The-CAPS-fan | $35.00 | $35.00 | 12/12/2009 5:09:33 PM |
| EngineersAlliance | $75.00 | $75.00 | 12/12/2009 8:18:24 PM |
| scho0590 | $50.00 | $50.00 | 12/13/2009 10:56:13 AM |
| Gaelicman | $50.00 | $50.00 | 12/13/2009 10:35:38 PM |
| fatboy888 | $25.00 | $25.00 | 12/14/2009 6:01:02 AM |
| Capit0l | $25.00 | $25.00 | 12/14/2009 7:01:25 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
437567
This series of Notes was issued and sold upon the funding of the borrower loan #40127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 14.58% |
Starting monthly payment:
| $32.74 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 12.54% |
Final monthly payment:
| $31.80 |
| |
|
Auction yield range:
| 4.20% - 10.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.88% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,470 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 57% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| go-bux |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Medical Bill
Purpose of loan:
This loan will be used to pay off a medical bill
My financial situation:
I am a good candidate for this loan because I am very careful to pay bills on time and budget money very carefully.? I would like to establish a good reputation in Prosper in order to have a place to go that is not as difficult as a bank to work with.
Monthly net income: $3300? (Excludes?occasional overtime)
Monthly expenses: $
??Housing: $ 756
??Insurance: $ 112
??Car expenses: $ 60
??Utilities: $ 210
??Phone, cable, internet: $ 185
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 990
The Public Record is a Chapter 7 Bankruptcy with my ex-wife.? It was discharged in?fall of 2001.? It is embarassing to have on my report.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender12345 | $25.00 | $15.00 | 12/15/2009 6:32:07 PM |
| FundMaker | $25.00 | $25.00 | 12/16/2009 4:21:23 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/16/2009 4:24:41 PM |
| orange-pound-party | $25.00 | $25.00 | 12/16/2009 7:40:16 PM |
| Prentice150 | $50.00 | $50.00 | 12/16/2009 5:03:31 PM |
| Richmp412 | $25.00 | $25.00 | 12/16/2009 5:56:54 PM |
| Red-Bull-One | $25.00 | $25.00 | 12/16/2009 6:24:47 PM |
| amor1962 | $25.00 | $25.00 | 12/17/2009 6:19:04 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 6:28:56 PM |
| HOPPS | $25.00 | $25.00 | 12/16/2009 7:02:00 PM |
| GlobalLending | $25.00 | $25.00 | 12/16/2009 8:20:16 PM |
| attractive-fund | $25.00 | $25.00 | 12/17/2009 5:13:27 AM |
| Loves-Corvairs | $50.00 | $50.00 | 12/17/2009 11:49:28 AM |
| givetolive | $25.00 | $25.00 | 12/17/2009 12:51:05 PM |
| triumphant-bonus | $25.00 | $25.00 | 12/17/2009 1:17:22 PM |
| dreamhope | $25.00 | $25.00 | 12/17/2009 1:37:40 PM |
| plbquic | $25.00 | $25.00 | 12/17/2009 12:25:42 PM |
| springpanda | $25.00 | $25.00 | 12/12/2009 3:10:42 PM |
| kf88 | $30.00 | $30.00 | 12/16/2009 4:19:26 PM |
| bornsucka | $25.00 | $25.00 | 12/16/2009 4:51:22 PM |
| BlessedEveryDay | $25.00 | $25.00 | 12/17/2009 5:55:55 AM |
| mobius_titan | $25.00 | $25.00 | 12/17/2009 7:06:38 AM |
| letsbank | $30.00 | $30.00 | 12/16/2009 9:01:08 PM |
| wild-orange | $25.00 | $25.00 | 12/17/2009 10:41:41 AM |
| lively-exchange | $25.00 | $25.00 | 12/17/2009 1:28:09 PM |
| orbital-gain | $50.00 | $50.00 | 12/17/2009 1:57:17 PM |
| G-Love | $200.00 | $200.00 | 12/17/2009 12:56:20 PM |
| socal-lender | $25.00 | $25.00 | 12/17/2009 3:27:01 PM |
| bondo41 | $25.00 | $25.00 | 12/17/2009 2:33:01 PM |
| icon7 | $25.00 | $25.00 | 12/17/2009 2:37:50 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
437681
This series of Notes was issued and sold upon the funding of the borrower loan #40134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $75.43 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $74.38 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 18
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,366 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 82% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 17 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| top-smart-gold |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas
Purpose of loan:
This loan will be used to? book a cruise for Christmas
My financial situation:
I am a good candidate for this loan because?a have a?good income?
Monthly net income: $9000 average
Monthly expenses: $
??Housing: $ 1800.00
??Insurance: $ 361.00
??Car expenses: $ 1100.00
??Utilities: $ 500.00
??Phone, cable, internet: $ 400.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-shaker | $25.00 | $25.00 | 12/10/2009 4:32:45 PM |
| gristle | $25.00 | $25.00 | 12/10/2009 4:36:36 PM |
| oodkim84oo | $26.59 | $8.03 | 12/10/2009 4:36:41 PM |
| tuffshorty | $25.00 | $25.00 | 12/10/2009 4:36:07 PM |
| takabanana | $25.00 | $25.00 | 12/10/2009 4:36:11 PM |
| cheng | $25.00 | $25.00 | 12/10/2009 4:36:32 PM |
| devoider | $25.00 | $25.00 | 12/10/2009 4:36:37 PM |
| robot777 | $40.00 | $40.00 | 12/10/2009 4:47:21 PM |
| Easystreet | $25.00 | $25.00 | 12/14/2009 8:36:19 AM |
| Syzygy | $25.00 | $25.00 | 12/15/2009 5:58:04 AM |
| wach | $25.00 | $25.00 | 12/15/2009 5:56:14 PM |
| building_community | $25.00 | $25.00 | 12/16/2009 7:48:03 AM |
| Gaelicman | $25.00 | $25.00 | 12/15/2009 10:26:24 PM |
| dmk2006 | $25.00 | $25.00 | 12/16/2009 11:25:03 AM |
| matthewa | $25.00 | $25.00 | 12/16/2009 4:28:08 PM |
| wwwUniversal | $25.00 | $25.00 | 12/16/2009 5:27:14 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/16/2009 5:31:52 PM |
| unfixer | $25.00 | $25.00 | 12/17/2009 10:09:05 AM |
| coin-investor | $25.00 | $25.00 | 12/16/2009 11:23:23 PM |
| wild-orange | $25.00 | $25.00 | 12/17/2009 10:44:20 AM |
| leprechaun92 | $25.00 | $25.00 | 12/17/2009 9:12:35 AM |
| Leshan | $50.00 | $50.00 | 12/17/2009 8:14:59 AM |
| LarWit1512 | $25.00 | $25.00 | 12/17/2009 1:05:27 PM |
| TigerForce | $25.00 | $25.00 | 12/17/2009 11:14:49 AM |
| cemseller | $25.00 | $25.00 | 12/17/2009 12:56:13 PM |
| mmmm1982 | $26.61 | $26.61 | 12/17/2009 12:31:27 PM |
| friendinmoney | $25.00 | $25.00 | 12/17/2009 4:00:30 PM |
| revenue-appraiser | $30.00 | $30.00 | 12/17/2009 4:17:44 PM |
| kinetic-social | $25.00 | $25.00 | 12/17/2009 4:20:23 PM |
| broepke | $25.00 | $25.00 | 12/10/2009 4:34:12 PM |
| Sefotonga | $25.00 | $25.00 | 12/10/2009 4:35:20 PM |
| SeattleAngel | $25.00 | $25.00 | 12/10/2009 4:36:27 PM |
| Josilot | $25.00 | $25.00 | 12/10/2009 4:36:23 PM |
| 02bob | $25.00 | $25.00 | 12/10/2009 4:36:28 PM |
| gulch | $25.00 | $25.00 | 12/10/2009 4:36:33 PM |
| mollybosco | $26.83 | $26.83 | 12/10/2009 4:34:08 PM |
| seattleslug | $25.00 | $25.00 | 12/10/2009 4:36:25 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/10/2009 5:31:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 8:00:30 AM |
| DenimCapital | $25.00 | $25.00 | 12/13/2009 8:03:03 PM |
| interstellar | $27.71 | $27.71 | 12/14/2009 11:36:25 AM |
| cjames84 | $25.00 | $25.00 | 12/15/2009 3:04:17 PM |
| helping-out | $44.95 | $44.95 | 12/15/2009 5:23:17 PM |
| gothampark | $25.00 | $25.00 | 12/15/2009 6:19:55 PM |
| money-prophesy | $25.00 | $25.00 | 12/16/2009 5:22:59 AM |
| credit-coach118 | $35.00 | $35.00 | 12/16/2009 10:42:27 AM |
| Kanyon | $50.00 | $50.00 | 12/16/2009 4:34:02 PM |
| AuroraRobbin | $50.00 | $50.00 | 12/16/2009 6:40:03 PM |
| Feyenoord | $25.00 | $25.00 | 12/16/2009 7:07:21 PM |
| MrCoffee | $58.91 | $58.91 | 12/16/2009 9:42:04 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 9:05:34 PM |
| d_grbg | $25.00 | $25.00 | 12/17/2009 6:12:08 AM |
| bondo41 | $25.00 | $25.00 | 12/17/2009 5:58:03 AM |
| steady-dime | $150.00 | $150.00 | 12/17/2009 2:51:34 PM |
| orbital-gain | $25.00 | $25.00 | 12/17/2009 11:22:00 AM |
| skaught | $25.10 | $25.10 | 12/17/2009 11:25:23 AM |
| fund-secret-agent | $25.00 | $25.00 | 12/17/2009 11:46:48 AM |
| yu-rik | $100.00 | $100.00 | 12/17/2009 4:05:42 PM |
| ryan6853 | $25.00 | $25.00 | 12/17/2009 2:06:01 PM |
| carrinel | $48.00 | $48.00 | 12/17/2009 3:33:11 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/17/2009 4:19:16 PM |
| Engineer44 | $28.86 | $28.86 | 12/17/2009 4:26:32 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
437715
This series of Notes was issued and sold upon the funding of the borrower loan #40122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 7.60% |
Starting borrower rate/APR:
| 8.60% / 8.94% |
Starting monthly payment:
| $63.23 |
|
Final lender yield:
| 5.99% |
Final borrower rate/APR:
| 6.99% / 7.33% |
Final monthly payment:
| $61.75 |
| |
|
Auction yield range:
| 3.20% - 7.60% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.39% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 10
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,913 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 13% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| interest-cherry |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Picking up a cheap car
Purpose of loan:
To pick up a cheap car for hobby purposes.? The car will be fixed up.
My financial situation:
I've never missed a credit payment with the exception of some moving confusion.? As of right now much of my money is being used up because of holiday time and girlfriend.? So I'm looking for a small loan to cover a bit of the cost.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-prophesy | $25.76 | $25.76 | 12/10/2009 5:13:22 PM |
| hellasow | $30.00 | $30.00 | 12/10/2009 6:46:37 PM |
| impartial-deal | $25.00 | $25.00 | 12/11/2009 11:08:46 AM |
| FundMaker | $25.00 | $25.00 | 12/11/2009 4:58:44 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:36 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:30 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:24:03 PM |
| rmachi | $25.00 | $25.00 | 12/15/2009 8:24:26 PM |
| jimbo29blue | $50.00 | $50.00 | 12/16/2009 7:20:35 AM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 8:58:40 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:09 AM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:23:47 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:56 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:40 AM |
| djh47a | $35.00 | $35.00 | 12/16/2009 4:51:20 PM |
| gsp1885 | $25.06 | $25.06 | 12/16/2009 6:46:44 PM |
| NYCLAIMSGUY | $50.00 | $50.00 | 12/16/2009 9:53:42 PM |
| nicebank | $28.15 | $28.15 | 12/17/2009 1:12:03 AM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 5:42:14 AM |
| Loves-Corvairs | $100.00 | $100.00 | 12/17/2009 11:47:26 AM |
| help_each_other | $25.00 | $25.00 | 12/17/2009 12:10:24 PM |
| fastcar750 | $25.00 | $25.00 | 12/17/2009 12:07:59 PM |
| GElender | $50.00 | $50.00 | 12/17/2009 12:10:46 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/17/2009 4:01:48 PM |
| dmitriy2 | $25.00 | $25.00 | 12/17/2009 12:59:00 PM |
| 1SteelerFan | $35.00 | $35.00 | 12/17/2009 1:42:53 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:47 PM |
| prainvestment | $50.00 | $50.00 | 12/17/2009 2:10:58 PM |
| five-star-note | $28.37 | $28.37 | 12/17/2009 2:22:18 PM |
| blot44 | $100.00 | $20.13 | 12/10/2009 6:02:01 PM |
| helping-out | $25.00 | $25.00 | 12/11/2009 6:21:40 PM |
| springpanda | $25.00 | $25.00 | 12/12/2009 3:14:29 PM |
| marwadi-62 | $200.00 | $200.00 | 12/13/2009 1:06:23 PM |
| suzanny | $25.00 | $25.00 | 12/14/2009 10:57:25 AM |
| thegreatstrafe | $25.00 | $25.00 | 12/14/2009 2:07:52 PM |
| LQ1972 | $57.53 | $57.53 | 12/15/2009 4:25:30 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:23:34 PM |
| DukSerduk | $25.00 | $25.00 | 12/15/2009 9:53:44 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:59 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:27 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:55 AM |
| tisiphone | $25.00 | $25.00 | 12/16/2009 7:54:20 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/16/2009 12:47:29 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2009 8:29:25 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 10:48:45 AM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:16 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/16/2009 4:25:56 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:22:00 PM |
| RandyL3 | $60.00 | $60.00 | 12/16/2009 4:54:08 PM |
| Phantom99 | $25.00 | $25.00 | 12/16/2009 6:38:17 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:17 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:20 AM |
| Mickeyblu | $25.00 | $25.00 | 12/17/2009 6:51:47 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:39 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/17/2009 10:40:34 AM |
| sunny1985 | $25.00 | $25.00 | 12/17/2009 11:56:30 AM |
| chief_wo | $25.00 | $25.00 | 12/17/2009 12:10:11 PM |
| bondo41 | $25.00 | $25.00 | 12/17/2009 2:33:50 PM |
| StocksMan | $50.00 | $50.00 | 12/17/2009 4:26:24 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
437795
This series of Notes was issued and sold upon the funding of the borrower loan #40121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-16-2009 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $102.96 |
|
Final lender yield:
| 6.15% |
Final borrower rate/APR:
| 7.15% / 7.49% |
Final monthly payment:
| $95.93 |
| |
|
Auction yield range:
| 3.20% - 11.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,830 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| zoo196 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small business loan as we expand!
Purpose of loan:
This loan will be used to expand our growing real estate business.? As you know, there has never been a better time to buy a home. As prices have dropped, we are continuing to provide affordable housing for those who need it.? These additional funds will allow us to make more offers, and thus provide more opportunities for people to buy homes, instead of renting.
My financial situation:
I am a good candidate for this loan because I have great credit and I take pride in always paying my bills on time.? I have been?working for the same employer for over four years, and her business is expanding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kginatl | $25.00 | $25.00 | 12/11/2009 2:55:37 PM |
| sjlender | $25.00 | $25.00 | 12/11/2009 2:56:30 PM |
| Kerrysbay | $25.00 | $25.00 | 12/11/2009 2:56:55 PM |
| neenerman | $25.00 | $25.00 | 12/11/2009 2:57:14 PM |
| ytjameslee | $35.61 | $35.61 | 12/11/2009 2:58:33 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/11/2009 2:59:08 PM |
| Scoote2912 | $25.00 | $25.00 | 12/11/2009 2:55:40 PM |
| kenyonhillbilly | $25.00 | $25.00 | 12/11/2009 2:56:13 PM |
| mlopez2007 | $100.00 | $100.00 | 12/11/2009 2:58:52 PM |
| agwosdof | $100.00 | $100.00 | 12/11/2009 2:59:00 PM |
| Speculator | $25.00 | $25.00 | 12/11/2009 2:59:03 PM |
| wealth-cloud | $25.00 | $25.00 | 12/11/2009 2:59:16 PM |
| JJS180 | $25.00 | $25.00 | 12/11/2009 2:59:30 PM |
| museic1 | $25.00 | $25.00 | 12/11/2009 3:03:15 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/11/2009 3:00:08 PM |
| lucrative-worth | $25.00 | $25.00 | 12/11/2009 2:57:06 PM |
| forthright-dedication | $25.00 | $25.00 | 12/11/2009 3:00:47 PM |
| trochees | $25.00 | $25.00 | 12/11/2009 2:58:49 PM |
| TigerForce | $25.00 | $25.00 | 12/11/2009 2:59:42 PM |
| sidney102 | $25.00 | $25.00 | 12/11/2009 3:03:22 PM |
| credit-coach118 | $40.00 | $40.00 | 12/11/2009 3:00:13 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/11/2009 3:00:24 PM |
| rulender | $50.00 | $50.00 | 12/11/2009 3:00:39 PM |
| Ranch88 | $25.00 | $25.00 | 12/11/2009 3:00:42 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/11/2009 3:03:44 PM |
| evnagelist | $100.00 | $100.00 | 12/11/2009 3:03:46 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/11/2009 3:03:57 PM |
| cash-boots | $25.00 | $25.00 | 12/11/2009 3:02:12 PM |
| chumbawumba | $25.00 | $25.00 | 12/11/2009 3:02:40 PM |
| credit-investor5 | $100.00 | $100.00 | 12/11/2009 3:03:17 PM |
| MoneyU4IA | $40.00 | $40.00 | 12/11/2009 3:03:24 PM |
| lloyd_s | $25.00 | $25.00 | 12/11/2009 3:03:29 PM |
| Attract | $25.00 | $25.00 | 12/11/2009 3:03:38 PM |
| magical-greenback | $55.00 | $55.00 | 12/11/2009 3:03:54 PM |
| EmeritusX | $25.00 | $25.00 | 12/11/2009 3:09:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 5:11:15 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/14/2009 5:08:43 PM |
| billnsc | $25.00 | $25.00 | 12/14/2009 6:25:33 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:54 PM |
| leonparte | $28.00 | $28.00 | 12/15/2009 7:13:21 PM |
| DukSerduk | $25.00 | $25.00 | 12/15/2009 9:53:45 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:23:46 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:10 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:54 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:54 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 10:48:44 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:38 AM |
| surfhoss644 | $25.00 | $25.00 | 12/11/2009 2:55:41 PM |
| allieoomp | $25.00 | $25.00 | 12/11/2009 2:56:14 PM |
| Steveoo1 | $25.00 | $25.00 | 12/11/2009 2:57:57 PM |
| fortytwo | $200.00 | $200.00 | 12/11/2009 2:58:18 PM |
| fabster | $25.00 | $25.00 | 12/11/2009 2:55:43 PM |
| Sixmil | $25.00 | $25.00 | 12/11/2009 2:59:34 PM |
| Cheburashka | $30.00 | $30.00 | 12/11/2009 2:59:55 PM |
| interest-exec9 | $25.00 | $25.00 | 12/11/2009 2:59:57 PM |
| ljay | $25.00 | $25.00 | 12/11/2009 2:56:58 PM |
| five-star-note | $25.00 | $25.00 | 12/11/2009 3:02:16 PM |
| Weaverville | $25.00 | $25.00 | 12/11/2009 3:02:21 PM |
| stable-nickel | $85.00 | $85.00 | 12/11/2009 3:02:34 PM |
| tsui517 | $25.00 | $25.00 | 12/11/2009 2:59:26 PM |
| dberry46 | $25.00 | $25.00 | 12/11/2009 2:55:44 PM |
| gulch | $35.00 | $35.00 | 12/11/2009 3:00:34 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/11/2009 2:58:57 PM |
| thedoctor | $80.00 | $80.00 | 12/11/2009 3:02:41 PM |
| divedude | $25.00 | $25.00 | 12/11/2009 2:59:47 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/11/2009 3:03:14 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/11/2009 3:03:32 PM |
| E_G | $50.00 | $50.00 | 12/11/2009 3:03:35 PM |
| personal-lender | $25.00 | $25.00 | 12/11/2009 3:03:39 PM |
| Jimfromsac | $25.00 | $25.00 | 12/11/2009 3:00:45 PM |
| Havana21 | $25.00 | $25.00 | 12/11/2009 3:03:50 PM |
| money-prophesy | $27.41 | $27.41 | 12/11/2009 3:09:11 PM |
| helping-out | $25.00 | $25.00 | 12/11/2009 3:02:25 PM |
| leodaguy | $25.00 | $25.00 | 12/11/2009 3:03:30 PM |
| mikeandcat | $50.00 | $50.00 | 12/11/2009 3:03:55 PM |
| orange-courageous-dedication | $40.00 | $3.98 | 12/11/2009 3:04:00 PM |
| turbospeed | $25.00 | $25.00 | 12/11/2009 3:13:34 PM |
| blot44 | $100.00 | $100.00 | 12/11/2009 6:37:11 PM |
| FundMaker | $25.00 | $25.00 | 12/13/2009 8:45:11 AM |
| impartial-deal | $25.00 | $25.00 | 12/12/2009 8:30:02 PM |
| hellasow | $30.00 | $30.00 | 12/13/2009 7:51:22 AM |
| BrianCU15 | $25.00 | $25.00 | 12/13/2009 7:01:33 PM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 8:58:41 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:24:03 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:35 PM |
| rmachi | $25.00 | $25.00 | 12/15/2009 8:34:16 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:29 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:23 AM |
| Approved | $50.00 | $50.00 | 12/16/2009 11:51:45 AM |
| 89 bids
|
Borrower Payment Dependent Notes Series
437935
This series of Notes was issued and sold upon the funding of the borrower loan #40129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 7.60% |
Starting borrower rate/APR:
| 8.60% / 8.94% |
Starting monthly payment:
| $31.61 |
|
Final lender yield:
| 6.40% |
Final borrower rate/APR:
| 7.40% / 7.74% |
Final monthly payment:
| $31.06 |
| |
|
Auction yield range:
| 3.20% - 7.60% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,111 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 30% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dedication-ace |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay for school
Purpose of loan:
This loan will be used to? pay for courses starting in Jan 2010
My financial situation:
I am a good candidate for this loan because? I can pay $200.00 a month until paid in full.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blot44 | $100.00 | $100.00 | 12/10/2009 6:04:50 PM |
| freetolive | $25.00 | $25.00 | 12/11/2009 11:05:07 PM |
| springpanda | $50.00 | $50.00 | 12/12/2009 3:21:19 PM |
| id26709 | $26.62 | $26.62 | 12/16/2009 6:36:11 PM |
| G-Love | $200.00 | $200.00 | 12/17/2009 6:27:12 AM |
| Pollack | $35.00 | $35.00 | 12/17/2009 10:16:01 AM |
| givetolive | $25.00 | $25.00 | 12/17/2009 12:47:34 PM |
| StocksMan | $50.00 | $50.00 | 12/17/2009 4:28:58 PM |
| arcite | $25.00 | $25.00 | 12/16/2009 10:52:37 AM |
| Stock-Stud | $25.00 | $25.00 | 12/17/2009 12:23:16 AM |
| NYCLAIMSGUY | $50.00 | $50.00 | 12/17/2009 11:35:10 AM |
| Castelj | $35.00 | $35.00 | 12/17/2009 1:56:53 PM |
| wild-orange | $25.00 | $25.00 | 12/17/2009 10:42:22 AM |
| sunny1985 | $25.00 | $25.00 | 12/17/2009 11:59:34 AM |
| marwadi-62 | $300.00 | $300.00 | 12/17/2009 4:28:19 PM |
| friendinmoney | $25.00 | $3.38 | 12/17/2009 4:29:09 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
437977
This series of Notes was issued and sold upon the funding of the borrower loan #40135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 24.58% |
Starting borrower rate/APR:
| 25.58% / 29.50% |
Starting monthly payment:
| $40.07 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 18.62% |
Final monthly payment:
| $34.64 |
| |
|
Auction yield range:
| 8.20% - 24.58% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.14% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,406 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dinero-beeper |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit one Credit Card
Purpose of loan:
This loan will be used to? Pay off One Credit
My financial situation:
I am a good candidate for this loan because? I have a job
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
realtormoises has bid a total of
$75.00 in winning bids.
"He is my brother and I know he will pay. He has been working in the same job for 4 years now. He has one credit card that he needs to pay off, and he will use the money to pay off the credit card."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| realtormoises | $75.00 | $75.00 | 12/10/2009 4:48:41 PM |
| pedestrianme | $25.00 | $25.00 | 12/14/2009 2:00:28 PM |
| suzanny | $25.00 | $25.00 | 12/16/2009 7:27:01 AM |
| dudebrah | $25.00 | $25.00 | 12/16/2009 1:54:08 PM |
| durability-colonel | $50.00 | $50.00 | 12/17/2009 10:27:16 AM |
| bowl800 | $25.00 | $25.00 | 12/17/2009 5:48:53 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/17/2009 1:11:14 PM |
| rockhound84 | $25.00 | $25.00 | 12/17/2009 3:02:03 PM |
| wild-orange | $25.00 | $25.00 | 12/17/2009 10:43:20 AM |
| bullwink27 | $25.00 | $25.00 | 12/17/2009 4:00:36 PM |
| patriot384 | $100.00 | $100.00 | 12/17/2009 3:59:11 PM |
| kinetic-social | $45.00 | $45.00 | 12/17/2009 4:24:34 PM |
| friendinmoney | $25.00 | $25.00 | 12/17/2009 4:27:40 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/15/2009 4:21:43 AM |
| Syzygy | $25.00 | $25.00 | 12/15/2009 2:45:24 PM |
| dmk2006 | $25.00 | $25.00 | 12/16/2009 11:19:41 AM |
| njcass79 | $30.32 | $30.32 | 12/16/2009 7:33:39 PM |
| Leshan | $50.00 | $50.00 | 12/17/2009 8:05:09 AM |
| zento | $25.00 | $25.00 | 12/17/2009 2:19:24 PM |
| caddy5662 | $100.00 | $22.36 | 12/17/2009 3:29:54 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/17/2009 3:49:01 PM |
| nickel-pipeline | $27.32 | $27.32 | 12/17/2009 3:53:21 PM |
| friendinmoney | $50.00 | $50.00 | 12/17/2009 4:15:18 PM |
| Capit0l | $25.00 | $25.00 | 12/17/2009 4:27:36 PM |
| JGuide | $50.00 | $50.00 | 12/17/2009 4:27:16 PM |
| efficient-bid2 | $100.00 | $100.00 | 12/17/2009 4:28:50 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
438017
This series of Notes was issued and sold upon the funding of the borrower loan #40130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 10.50% |
Starting borrower rate/APR:
| 11.50% / 11.85% |
Starting monthly payment:
| $659.52 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 11.75% |
Final monthly payment:
| $658.57 |
| |
|
Auction yield range:
| 3.20% - 10.50% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.89% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,229 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| open-marketplace4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off the Credit Cards
I am a good candidate for this loan. I have lived in the Sacramento area for the past 30 years. I am a full time teacher in a very large school district. I have job security of 12 years and am at the highest pay scale. I have the ability to repay this loan. I have a number of credit cards with significant amounts of debt which I pay on each month. I would really like to consolidate those amounts with a lower interest rate to pay the amount off faster. It would also be a great benefit to have just one lender to send the payment to instead of so many. I am a home owner with no late payments in 6 years and I have only one mortgage. I own a 2004 Jeep which is paid off. I would make a good loan applicant with a fair credit rating which would go to a great rating without all the credit card debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
List all the credit card balances you will be consolidating. - Capit0l
A:
I will be paying off my Amazon Chase at $6500.00, my Shell card at $8600.00, and my Sears card at $4500.00. Then the last $400.00 will go towards my Discover. That will consolidate $600.00 payments at a lower interest rate.
(Dec-15-2009)
Q:
Just wondering how your balances got so high and do you have a plan to stop charging so much? - MonkeyHero
A:
My live-in partner of ten years became unemployed. This caused a financial strain which left all bills to me including property tax. He is now employed again and both of our vehicles are paid off so consolidating and taking care of it now is the smart choice. I also plan on reducing the number of cards I have open down to 2.
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WealthBoy | $25.00 | $25.00 | 12/14/2009 4:13:02 PM |
| inforapenny | $25.00 | $25.00 | 12/14/2009 4:13:30 PM |
| thedoctor | $80.00 | $80.00 | 12/14/2009 4:35:22 PM |
| loaninvesting | $25.00 | $25.00 | 12/14/2009 4:29:12 PM |
| ekmendenhall | $25.00 | $25.00 | 12/14/2009 4:37:50 PM |
| inforapenny | $25.00 | $25.00 | 12/14/2009 4:38:04 PM |
| Guiren | $100.00 | $100.00 | 12/14/2009 4:46:48 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/14/2009 4:53:17 PM |
| Ven58 | $25.00 | $25.00 | 12/14/2009 4:53:31 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/14/2009 6:32:01 PM |
| blot44 | $25.00 | $25.00 | 12/14/2009 9:02:19 PM |
| gourd6 | $50.00 | $50.00 | 12/14/2009 8:21:18 PM |
| thoughtful-community7 | $50.00 | $50.00 | 12/15/2009 9:13:10 AM |
| loyalty-czar | $50.00 | $50.00 | 12/15/2009 1:16:03 PM |
| fair_rates | $25.00 | $25.00 | 12/15/2009 10:05:24 AM |
| minista | $25.00 | $25.00 | 12/15/2009 1:36:20 PM |
| JTCorp | $50.00 | $50.00 | 12/15/2009 2:31:22 PM |
| SlowGardener | $75.00 | $75.00 | 12/15/2009 4:36:47 PM |
| Credit2Prosper | $49.60 | $49.60 | 12/15/2009 5:03:57 PM |
| money-prophesy | $150.00 | $150.00 | 12/15/2009 5:14:27 PM |
| jey6941 | $25.00 | $25.00 | 12/15/2009 5:14:39 PM |
| twjh | $25.00 | $25.00 | 12/15/2009 5:14:57 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:24:01 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:29 AM |
| ThomasTrain | $25.00 | $25.00 | 12/16/2009 7:21:58 AM |
| jimbo29blue | $50.00 | $50.00 | 12/16/2009 7:23:41 AM |
| don'twannadance | $50.00 | $50.00 | 12/16/2009 7:35:03 AM |
| building_community | $25.00 | $25.00 | 12/16/2009 7:47:25 AM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:48:03 AM |
| balance-force | $26.00 | $26.00 | 12/15/2009 9:59:54 PM |
| eureka117 | $25.00 | $25.00 | 12/16/2009 6:43:38 AM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:33:28 AM |
| powersjq | $25.00 | $25.00 | 12/16/2009 11:57:09 AM |
| ingeborg77 | $50.00 | $50.00 | 12/16/2009 7:28:17 AM |
| Bob450 | $50.00 | $50.00 | 12/16/2009 12:21:37 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:36 AM |
| PR05P3RToday | $25.00 | $25.00 | 12/16/2009 12:40:09 PM |
| Washington_Loan | $25.00 | $25.00 | 12/16/2009 3:52:36 PM |
| turbostar666 | $55.19 | $55.19 | 12/16/2009 4:49:07 PM |
| KingCroesus | $25.00 | $25.00 | 12/16/2009 6:32:01 PM |
| janus_god | $31.11 | $31.11 | 12/16/2009 4:41:39 PM |
| bomdel | $25.00 | $25.00 | 12/16/2009 4:51:03 PM |
| dmitriy2 | $25.00 | $25.00 | 12/16/2009 8:24:47 PM |
| KnightKSU | $25.00 | $25.00 | 12/16/2009 8:49:59 PM |
| socal-lender | $25.00 | $25.00 | 12/16/2009 9:43:04 PM |
| reBuild-America | $25.00 | $25.00 | 12/17/2009 9:34:15 AM |
| booie | $25.00 | $25.00 | 12/17/2009 9:16:07 AM |
| Aristophil | $111.00 | $111.00 | 12/17/2009 1:47:13 PM |
| interstellar | $50.00 | $50.00 | 12/17/2009 2:52:43 PM |
| People-for-people | $50.00 | $50.00 | 12/17/2009 12:10:02 PM |
| g314 | $30.00 | $30.00 | 12/17/2009 12:17:27 PM |
| hotwired | $25.00 | $25.00 | 12/17/2009 1:37:23 PM |
| yenom | $25.00 | $25.00 | 12/17/2009 3:35:11 PM |
| ultimatepaintball | $25.00 | $25.00 | 12/17/2009 5:09:38 PM |
| MasterKey | $25.00 | $25.00 | 12/17/2009 5:11:16 PM |
| patriot384 | $200.00 | $200.00 | 12/17/2009 6:38:35 PM |
| escandalo | $60.52 | $60.52 | 12/17/2009 4:49:15 PM |
| DenimCapital | $250.00 | $250.00 | 12/17/2009 7:20:35 PM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 12/17/2009 5:09:21 PM |
| puyanera | $25.00 | $25.00 | 12/17/2009 5:08:10 PM |
| maineman | $25.00 | $25.00 | 12/17/2009 5:58:06 PM |
| liquidhorse | $31.78 | $31.78 | 12/17/2009 8:58:13 PM |
| gothampark | $25.00 | $25.00 | 12/17/2009 9:17:44 PM |
| moneytree01 | $25.00 | $25.00 | 12/17/2009 9:46:56 PM |
| jrwoodie | $25.00 | $25.00 | 12/17/2009 10:41:16 PM |
| Ellisdee | $25.28 | $25.28 | 12/17/2009 10:42:00 PM |
| pawsitive | $25.00 | $25.00 | 12/17/2009 10:42:02 PM |
| LKN2RTR | $25.00 | $25.00 | 12/17/2009 10:42:39 PM |
| looney-toon | $25.00 | $25.00 | 12/17/2009 10:43:04 PM |
| nuts | $25.38 | $25.38 | 12/17/2009 10:42:50 PM |
| MT1130 | $25.00 | $25.00 | 12/17/2009 10:48:02 PM |
| keydet99 | $25.00 | $25.00 | 12/17/2009 10:48:03 PM |
| smartie1 | $25.00 | $25.00 | 12/17/2009 10:49:06 PM |
| bazaar-tulip | $25.00 | $25.00 | 12/17/2009 10:49:11 PM |
| thryn | $25.00 | $25.00 | 12/17/2009 10:54:23 PM |
| zyztemboy | $25.00 | $25.00 | 12/17/2009 11:02:29 PM |
| token34 | $25.00 | $25.00 | 12/17/2009 11:02:52 PM |
| acropiloterau2002 | $25.00 | $25.00 | 12/17/2009 11:03:03 PM |
| Dave0 | $25.00 | $25.00 | 12/17/2009 11:03:06 PM |
| moneyman06 | $25.00 | $25.00 | 12/17/2009 11:03:00 PM |
| Guerrilla_Man | $25.00 | $25.00 | 12/17/2009 11:02:53 PM |
| Cluvnupe06 | $25.00 | $25.00 | 12/17/2009 11:03:01 PM |
| Downs108 | $30.00 | $30.00 | 12/17/2009 11:03:08 PM |
| FCI | $25.00 | $25.00 | 12/17/2009 11:18:50 PM |
| generous-deal6 | $25.00 | $25.00 | 12/18/2009 1:11:49 AM |
| elevated-finance | $25.00 | $25.00 | 12/18/2009 4:40:06 AM |
| floridahelper | $65.00 | $65.00 | 12/18/2009 6:28:21 AM |
| skistud66 | $25.00 | $25.00 | 12/18/2009 7:35:05 AM |
| thesupplier | $25.00 | $25.00 | 12/18/2009 6:31:07 AM |
| benevolent-capital1 | $50.00 | $50.00 | 12/18/2009 8:10:17 AM |
| blue-relay | $32.33 | $32.33 | 12/18/2009 7:39:07 AM |
| fairness-atmosphere | $50.00 | $50.00 | 12/18/2009 8:10:14 AM |
| marshallmanhattan | $25.00 | $25.00 | 12/18/2009 9:12:02 AM |
| Rustang | $25.00 | $25.00 | 12/18/2009 9:08:56 AM |
| gsp1885 | $39.47 | $39.47 | 12/18/2009 10:19:04 AM |
| JTHarris | $50.00 | $50.00 | 12/18/2009 10:26:59 AM |
| Rich221976 | $25.00 | $25.00 | 12/18/2009 10:46:30 AM |
| geekguy | $25.00 | $25.00 | 12/18/2009 10:46:34 AM |
| LordKinbote | $25.00 | $25.00 | 12/18/2009 11:08:09 AM |
| ganoman21 | $25.00 | $25.00 | 12/18/2009 11:07:49 AM |
| Moby | $29.34 | $29.34 | 12/18/2009 11:32:05 AM |
| SqueezeKing | $25.00 | $25.00 | 12/18/2009 11:48:34 AM |
| JTHarris | $50.00 | $50.00 | 12/18/2009 10:32:13 AM |
| skidoo99 | $25.00 | $25.00 | 12/18/2009 12:06:48 PM |
| head | $25.00 | $25.00 | 12/18/2009 12:32:39 PM |
| Hutpit | $26.79 | $26.79 | 12/18/2009 12:47:58 PM |
| Sven79 | $100.00 | $100.00 | 12/18/2009 12:24:45 PM |
| gotyourgear | $25.00 | $25.00 | 12/18/2009 12:30:13 PM |
| dime-neutron | $25.00 | $25.00 | 12/18/2009 1:40:28 PM |
| gain-butterfly | $25.00 | $25.00 | 12/18/2009 2:07:25 PM |
| Nco | $25.00 | $25.00 | 12/18/2009 1:52:52 PM |
| DJSweetChrisBell | $60.68 | $60.68 | 12/18/2009 3:33:33 PM |
| wealth-grasshopper0 | $146.57 | $146.57 | 12/18/2009 4:06:11 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 4:39:35 PM |
| ets2011 | $25.00 | $25.00 | 12/18/2009 4:42:34 PM |
| ronkr | $28.64 | $28.64 | 12/18/2009 4:43:49 PM |
| internetpreneur | $25.00 | $25.00 | 12/18/2009 4:43:55 PM |
| bizguy1982 | $25.00 | $25.00 | 12/18/2009 3:43:47 PM |
| JonnyCash | $25.00 | $25.00 | 12/18/2009 4:42:09 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:35 PM |
| buckeye55 | $25.00 | $25.00 | 12/18/2009 4:45:55 PM |
| Natronpee | $25.00 | $25.00 | 12/18/2009 4:58:04 PM |
| tnylight | $60.43 | $60.43 | 12/18/2009 4:57:07 PM |
| divrekku | $50.00 | $50.00 | 12/18/2009 4:59:33 PM |
| first-upright-payout | $50.00 | $50.00 | 12/18/2009 5:17:25 PM |
| SkonkeyGongo | $25.00 | $25.00 | 12/18/2009 5:17:41 PM |
| social-comet7 | $25.00 | $25.00 | 12/18/2009 5:18:02 PM |
| Hoov | $25.00 | $25.00 | 12/18/2009 5:17:54 PM |
| mikeleib | $25.00 | $25.00 | 12/18/2009 5:18:07 PM |
| bradwill | $50.00 | $50.00 | 12/18/2009 5:18:49 PM |
| blukestrel | $25.00 | $25.00 | 12/18/2009 5:18:29 PM |
| Lendomatic | $25.00 | $25.00 | 12/18/2009 5:17:44 PM |
| fdsguy | $50.00 | $50.00 | 12/18/2009 5:17:52 PM |
| szetowski | $25.00 | $25.00 | 12/18/2009 5:17:58 PM |
| jswanso2 | $25.00 | $25.00 | 12/18/2009 5:18:04 PM |
| kenji4861 | $50.00 | $50.00 | 12/18/2009 5:38:15 PM |
| orbiter614 | $75.00 | $75.00 | 12/18/2009 5:37:58 PM |
| skifamily1992 | $50.00 | $50.00 | 12/18/2009 5:39:42 PM |
| crazybill | $25.00 | $25.00 | 12/18/2009 6:30:20 PM |
| 9boag | $25.00 | $25.00 | 12/18/2009 7:50:48 PM |
| meenan | $40.00 | $40.00 | 12/18/2009 8:46:12 PM |
| historyman | $25.00 | $25.00 | 12/18/2009 7:52:37 PM |
| G-Love | $449.76 | $449.76 | 12/18/2009 7:34:10 PM |
| Bidwinner08 | $62.82 | $62.82 | 12/18/2009 9:58:28 PM |
| ptjg | $100.00 | $100.00 | 12/18/2009 8:54:04 PM |
| mattblizz | $50.00 | $50.00 | 12/18/2009 11:14:51 PM |
| ommuruga | $53.50 | $53.50 | 12/18/2009 8:46:41 PM |
| Spiv_51 | $25.00 | $25.00 | 12/19/2009 4:49:33 AM |
| paladin847 | $25.00 | $25.00 | 12/18/2009 10:23:49 PM |
| Svigel | $29.91 | $29.91 | 12/18/2009 10:51:01 PM |
| kulender | $100.00 | $100.00 | 12/19/2009 5:13:44 AM |
| prashgig | $50.00 | $50.00 | 12/19/2009 5:08:08 AM |
| crdcteng | $50.00 | $50.00 | 12/19/2009 5:25:38 AM |
| noble-moola | $25.00 | $25.00 | 12/19/2009 7:15:58 AM |
| restless-currency | $25.00 | $25.00 | 12/19/2009 8:11:37 AM |
| uralrider | $44.71 | $44.71 | 12/19/2009 8:25:39 AM |
| MitchD | $25.00 | $25.00 | 12/19/2009 10:16:00 AM |
| yachtiegirl | $25.00 | $25.00 | 12/19/2009 12:46:32 PM |
| Speedfreak | $25.00 | $25.00 | 12/19/2009 2:46:10 PM |
| lazyeye | $50.00 | $50.00 | 12/19/2009 5:36:41 PM |
| Peacepower | $45.00 | $45.00 | 12/19/2009 7:10:02 PM |
| category7 | $25.00 | $25.00 | 12/19/2009 6:59:47 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/19/2009 7:05:51 PM |
| thomas16882004 | $77.76 | $77.76 | 12/19/2009 8:47:54 PM |
| Gaelicman | $100.00 | $100.00 | 12/19/2009 10:21:29 PM |
| Anamorph | $25.00 | $25.00 | 12/19/2009 10:27:30 PM |
| berkstoy | $50.00 | $50.00 | 12/20/2009 4:41:44 AM |
| berkstoy | $50.00 | $50.00 | 12/20/2009 4:39:43 AM |
| Earl65 | $25.00 | $25.00 | 12/20/2009 5:26:52 AM |
| economy-structure9 | $50.00 | $50.00 | 12/20/2009 5:02:45 AM |
| Sierralance | $25.00 | $25.00 | 12/20/2009 6:35:20 AM |
| berkstoy | $74.09 | $74.09 | 12/20/2009 4:46:14 AM |
| pete90265 | $100.00 | $100.00 | 12/20/2009 7:01:52 AM |
| MWMoney | $25.00 | $25.00 | 12/20/2009 5:36:24 AM |
| palace4 | $150.00 | $150.00 | 12/20/2009 7:28:48 AM |
| NJNY | $25.00 | $25.00 | 12/20/2009 6:10:49 AM |
| Earnest_Money | $46.74 | $46.74 | 12/20/2009 7:16:35 AM |
| jwstclair | $50.00 | $50.00 | 12/20/2009 8:38:25 AM |
| liberty-gravity | $25.00 | $25.00 | 12/20/2009 8:52:06 AM |
| systemlender | $25.00 | $25.00 | 12/20/2009 7:36:33 AM |
| Eagledrop | $25.00 | $25.00 | 12/20/2009 8:58:23 AM |
| all_of_that_one | $25.00 | $25.00 | 12/20/2009 9:20:01 AM |
| wkeboarder21 | $50.00 | $50.00 | 12/20/2009 9:33:44 AM |
| dirtykettleone | $31.17 | $31.17 | 12/20/2009 9:06:36 AM |
| TBCapitol | $55.96 | $55.96 | 12/20/2009 9:57:53 AM |
| Spring342 | $25.00 | $25.00 | 12/20/2009 9:32:12 AM |
| winter-vigilance | $25.00 | $25.00 | 12/20/2009 9:36:10 AM |
| BigMoney56 | $25.00 | $25.00 | 12/20/2009 10:37:32 AM |
| project07 | $25.00 | $25.00 | 12/20/2009 3:36:27 PM |
| Shubacca | $50.00 | $50.00 | 12/20/2009 2:05:26 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 5:34:04 PM |
| jybank | $50.00 | $50.00 | 12/20/2009 6:40:21 PM |
| mikrolown | $150.00 | $150.00 | 12/20/2009 5:03:19 PM |
| lucrative-worth | $25.00 | $25.00 | 12/20/2009 6:14:31 PM |
| noaudgrs | $50.00 | $50.00 | 12/20/2009 6:13:10 PM |
| deal_maker78 | $40.16 | $40.16 | 12/20/2009 7:41:32 PM |
| HeavyDriver03 | $25.00 | $25.00 | 12/20/2009 8:31:14 PM |
| Masterlender | $25.00 | $25.00 | 12/20/2009 6:40:32 PM |
| djlucas | $40.02 | $40.02 | 12/21/2009 6:32:09 AM |
| serpentine | $50.00 | $50.00 | 12/21/2009 6:51:11 AM |
| 1traveler | $25.00 | $25.00 | 12/20/2009 11:33:14 PM |
| CaptainKirk | $50.00 | $50.00 | 12/21/2009 5:36:14 AM |
| rwelle | $25.00 | $25.00 | 12/21/2009 6:51:12 AM |
| worth-quark | $25.00 | $21.35 | 12/21/2009 8:24:29 AM |
| forthright-trade | $25.00 | $25.00 | 12/21/2009 9:47:14 AM |
| rcr549 | $25.00 | $25.00 | 12/21/2009 9:47:48 AM |
| Sven79 | $100.00 | $100.00 | 12/21/2009 8:48:56 AM |
| majestic-dedication | $50.00 | $50.00 | 12/21/2009 9:49:20 AM |
| aventurer | $25.00 | $25.00 | 12/21/2009 9:59:23 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/21/2009 9:40:13 AM |
| GetItRight | $25.00 | $25.00 | 12/21/2009 10:19:00 AM |
| think-become | $25.00 | $25.00 | 12/21/2009 9:49:08 AM |
| power-expert | $25.00 | $25.00 | 12/21/2009 10:34:00 AM |
| iruz | $50.00 | $50.00 | 12/21/2009 10:03:58 AM |
| asdf9876 | $25.00 | $25.00 | 12/21/2009 10:43:46 AM |
| KeepOnRunning | $50.00 | $50.00 | 12/21/2009 9:48:06 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:24:01 AM |
| cji | $25.00 | $25.00 | 12/21/2009 10:09:08 AM |
| EJO | $25.00 | $25.00 | 12/21/2009 10:47:22 AM |
| skiingawfs | $25.00 | $25.00 | 12/21/2009 11:13:58 AM |
| GRI | $50.00 | $50.00 | 12/21/2009 11:18:59 AM |
| Bosslady123q | $25.00 | $25.00 | 12/21/2009 10:47:13 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/21/2009 10:56:41 AM |
| PleaseDoNotDefault | $50.00 | $50.00 | 12/21/2009 11:01:33 AM |
| new-nourishing-silver | $25.00 | $25.00 | 12/21/2009 12:37:33 PM |
| amijo | $25.47 | $25.47 | 12/21/2009 11:17:55 AM |
| P2PHelper | $25.00 | $25.00 | 12/21/2009 11:50:11 AM |
| Daheavy1 | $33.00 | $33.00 | 12/21/2009 12:52:35 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:49 PM |
| FEWDollars | $25.00 | $25.00 | 12/21/2009 12:22:36 PM |
| LongTail | $25.00 | $25.00 | 12/21/2009 1:22:55 PM |
| geniusj | $25.00 | $25.00 | 12/21/2009 12:51:23 PM |
| icon7 | $40.00 | $40.00 | 12/21/2009 2:21:38 PM |
| mid | $25.00 | $25.00 | 12/21/2009 1:51:01 PM |
| cocopuffs | $25.00 | $25.00 | 12/21/2009 1:26:00 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 3:05:14 PM |
| Homeinvest | $25.00 | $25.00 | 12/21/2009 3:12:32 PM |
| bansir | $25.00 | $25.00 | 12/21/2009 2:04:10 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:43:06 PM |
| fairwealth | $25.00 | $25.00 | 12/21/2009 3:45:05 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/21/2009 3:46:12 PM |
| sellbuy40 | $40.96 | $40.96 | 12/21/2009 2:23:56 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:04:32 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 3:48:56 PM |
| CallMeBen | $25.00 | $25.00 | 12/14/2009 4:13:26 PM |
| matthewa | $25.00 | $25.00 | 12/14/2009 4:51:02 PM |
| TigerForce | $25.00 | $25.00 | 12/14/2009 5:29:10 PM |
| TigerForce | $25.00 | $25.00 | 12/14/2009 5:29:58 PM |
| rdrloan | $25.00 | $25.00 | 12/14/2009 4:52:21 PM |
| nolahelper | $50.00 | $50.00 | 12/14/2009 6:25:40 PM |
| Carne_Chung | $25.00 | $25.00 | 12/14/2009 9:55:36 PM |
| caseattle | $25.00 | $25.00 | 12/14/2009 7:19:18 PM |
| think_globally_act_locally | $50.00 | $50.00 | 12/14/2009 8:54:01 PM |
| ALL-PRIME | $25.00 | $25.00 | 12/15/2009 10:02:30 AM |
| thegreatstrafe | $25.00 | $25.00 | 12/15/2009 4:45:32 PM |
| SpectrumCapital | $25.00 | $25.00 | 12/15/2009 5:10:27 PM |
| SS123 | $25.00 | $25.00 | 12/15/2009 4:31:59 PM |
| JackinGreen | $50.00 | $50.00 | 12/15/2009 8:53:29 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:21 AM |
| bowdish1 | $50.00 | $50.00 | 12/16/2009 9:28:47 AM |
| ajk_blue | $25.00 | $25.00 | 12/16/2009 1:29:10 PM |
| rmpedi33 | $100.00 | $100.00 | 12/16/2009 10:38:28 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:53 AM |
| back-scratchers | $50.00 | $50.00 | 12/16/2009 12:04:03 PM |
| tisiphone | $25.00 | $25.00 | 12/16/2009 12:40:24 PM |
| ivar | $25.00 | $25.00 | 12/16/2009 1:14:42 PM |
| Gold_Coin | $25.00 | $25.00 | 12/16/2009 12:26:32 PM |
| wwwUniversal | $25.00 | $25.00 | 12/16/2009 12:34:51 PM |
| Kelor99 | $25.00 | $25.00 | 12/16/2009 1:26:02 PM |
| Syzygy | $25.00 | $25.00 | 12/16/2009 2:25:30 PM |
| ImaPutz | $25.00 | $25.00 | 12/16/2009 5:22:35 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:15 PM |
| Stock-Stud | $50.00 | $50.00 | 12/17/2009 12:28:41 AM |
| gsp1885 | $25.00 | $25.00 | 12/16/2009 6:51:02 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:19 AM |
| MonkeyHero | $50.00 | $50.00 | 12/17/2009 9:39:31 AM |
| HenryK7 | $26.62 | $26.62 | 12/16/2009 10:09:09 PM |
| Aristophil | $100.00 | $100.00 | 12/17/2009 5:25:05 AM |
| rockhound84 | $50.00 | $50.00 | 12/17/2009 4:00:24 AM |
| beaker | $25.00 | $25.00 | 12/17/2009 12:26:39 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/17/2009 9:36:30 AM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:44 PM |
| octoberfresh | $25.00 | $25.00 | 12/17/2009 12:02:23 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:38 PM |
| Patrician | $27.95 | $27.95 | 12/17/2009 1:54:23 PM |
| julijask | $25.00 | $25.00 | 12/17/2009 4:17:39 PM |
| BankOfShaun | $25.00 | $25.00 | 12/17/2009 5:10:02 PM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/17/2009 4:41:08 PM |
| fiscal65 | $25.00 | $25.00 | 12/17/2009 5:05:49 PM |
| cedar5 | $25.00 | $25.00 | 12/17/2009 7:29:33 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:52:55 PM |
| LEBO | $25.00 | $25.00 | 12/17/2009 5:08:15 PM |
| iNet_Investor | $25.00 | $25.00 | 12/17/2009 5:08:18 PM |
| auction-rocket | $25.00 | $25.00 | 12/17/2009 10:39:46 PM |
| wealth-mogul534 | $25.00 | $25.00 | 12/17/2009 10:39:44 PM |
| Geedub | $25.68 | $25.68 | 12/17/2009 10:41:58 PM |
| kanewna | $30.14 | $30.14 | 12/17/2009 10:41:32 PM |
| hayhelp | $25.00 | $25.00 | 12/17/2009 10:42:07 PM |
| Warbler | $25.00 | $25.00 | 12/17/2009 10:42:35 PM |
| Bearls | $25.00 | $25.00 | 12/17/2009 10:43:01 PM |
| Strato | $25.00 | $25.00 | 12/17/2009 10:47:38 PM |
| secretidentity | $25.00 | $25.00 | 12/17/2009 10:48:01 PM |
| psturm | $25.00 | $25.00 | 12/17/2009 10:49:10 PM |
| SkiNZ | $25.00 | $25.00 | 12/17/2009 10:54:16 PM |
| chipperjohnson | $33.78 | $33.78 | 12/17/2009 10:54:06 PM |
| jamschmidt | $25.00 | $25.00 | 12/17/2009 10:55:05 PM |
| Trigirl23 | $25.00 | $25.00 | 12/17/2009 11:02:55 PM |
| bobby4u3 | $25.00 | $25.00 | 12/17/2009 11:02:47 PM |
| scottburger | $49.74 | $49.74 | 12/17/2009 11:02:59 PM |
| cjohnson041 | $35.00 | $35.00 | 12/17/2009 11:02:50 PM |
| Gallardo007 | $25.00 | $25.00 | 12/17/2009 11:03:12 PM |
| Phillip4ever | $25.00 | $25.00 | 12/17/2009 11:03:10 PM |
| MikeB918 | $25.00 | $25.00 | 12/17/2009 11:02:57 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:30 PM |
| nofreelunch | $25.00 | $25.00 | 12/17/2009 11:03:16 PM |
| money-prophesy | $150.00 | $150.00 | 12/17/2009 11:10:23 PM |
| atlviet | $25.00 | $25.00 | 12/17/2009 11:18:48 PM |
| rmsyvt | $25.00 | $25.00 | 12/17/2009 11:26:07 PM |
| frankdelraza | $25.00 | $25.00 | 12/17/2009 11:26:06 PM |
| lendinstuff | $25.00 | $25.00 | 12/18/2009 3:43:04 AM |
| durable-trade | $25.00 | $25.00 | 12/18/2009 1:21:45 AM |
| Lotsofbears | $25.00 | $25.00 | 12/18/2009 8:12:39 AM |
| jmvingeorgia | $50.00 | $50.00 | 12/18/2009 9:38:15 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:34 AM |
| Zoramite | $25.00 | $25.00 | 12/18/2009 9:52:19 AM |
| jblack01 | $25.00 | $25.00 | 12/18/2009 10:14:54 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:46 AM |
| sh71 | $25.00 | $25.00 | 12/18/2009 9:52:23 AM |
| PaulW | $25.00 | $25.00 | 12/18/2009 10:47:20 AM |
| kuzmatt9 | $100.00 | $100.00 | 12/18/2009 9:56:52 AM |
| perlindc | $40.31 | $40.31 | 12/18/2009 11:28:26 AM |
| cashman100 | $60.00 | $60.00 | 12/18/2009 11:53:15 AM |
| mwl | $25.00 | $25.00 | 12/18/2009 12:09:23 PM |
| Gromac | $25.00 | $25.00 | 12/18/2009 12:12:56 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:47 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:22:01 PM |
| jeffc92 | $27.01 | $27.01 | 12/18/2009 11:52:36 AM |
| slojudy | $25.00 | $25.00 | 12/18/2009 12:30:55 PM |
| GatorBait | $35.06 | $35.06 | 12/18/2009 12:11:47 PM |
| Seadrag367 | $25.00 | $25.00 | 12/18/2009 1:10:13 PM |
| monstersdad | $25.46 | $25.46 | 12/18/2009 12:32:36 PM |
| airon7 | $25.00 | $25.00 | 12/18/2009 1:08:17 PM |
| favorite-commerce | $25.00 | $25.00 | 12/18/2009 2:03:23 PM |
| bank-examiner | $25.00 | $25.00 | 12/18/2009 3:30:13 PM |
| lanlie | $151.32 | $151.32 | 12/18/2009 3:45:36 PM |
| sparkling-income | $50.00 | $50.00 | 12/18/2009 3:43:39 PM |
| orangefob7 | $40.00 | $40.00 | 12/18/2009 4:19:33 PM |
| mal12561 | $25.48 | $25.48 | 12/18/2009 4:44:09 PM |
| jocephus | $65.00 | $65.00 | 12/18/2009 4:45:47 PM |
| randomguy100 | $25.00 | $25.00 | 12/18/2009 4:45:53 PM |
| RJN | $25.00 | $25.00 | 12/18/2009 4:46:03 PM |
| Octavian315 | $50.00 | $50.00 | 12/18/2009 4:46:45 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:35 PM |
| whittlesey31 | $25.00 | $25.00 | 12/18/2009 4:48:51 PM |
| keyfig | $27.30 | $27.30 | 12/18/2009 4:43:44 PM |
| cyberperception | $25.00 | $25.00 | 12/18/2009 4:44:16 PM |
| azarael | $25.00 | $25.00 | 12/18/2009 4:46:02 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:23 PM |
| cpbreton | $25.00 | $25.00 | 12/18/2009 4:58:01 PM |
| reinforced-reward | $25.00 | $25.00 | 12/18/2009 5:01:04 PM |
| BlindSquirrel | $25.00 | $25.00 | 12/18/2009 4:54:25 PM |
| BklynLender | $25.00 | $25.00 | 12/18/2009 4:54:46 PM |
| rocketspocket | $25.00 | $25.00 | 12/18/2009 4:58:02 PM |
| derfen | $25.00 | $25.00 | 12/18/2009 5:17:02 PM |
| Searlzy | $25.00 | $25.00 | 12/18/2009 5:17:26 PM |
| Gibbyland | $50.00 | $50.00 | 12/18/2009 5:17:51 PM |
| sisterkate | $25.00 | $25.00 | 12/18/2009 5:18:13 PM |
| northwesttlr | $25.00 | $25.00 | 12/18/2009 5:17:39 PM |
| sensible-trade | $25.00 | $25.00 | 12/18/2009 5:17:57 PM |
| KBank | $25.00 | $25.00 | 12/18/2009 5:18:11 PM |
| pedestrianme | $25.00 | $25.00 | 12/18/2009 5:18:19 PM |
| Norcal | $50.00 | $50.00 | 12/18/2009 5:17:47 PM |
| mbraslav | $28.03 | $28.03 | 12/18/2009 5:17:49 PM |
| Gnube | $25.00 | $25.00 | 12/18/2009 5:17:55 PM |
| kalex752 | $50.00 | $50.00 | 12/18/2009 5:18:00 PM |
| secret-santa | $25.00 | $25.00 | 12/18/2009 5:18:08 PM |
| christifa | $25.00 | $25.00 | 12/18/2009 5:48:41 PM |
| hilsoon | $25.00 | $25.00 | 12/18/2009 5:37:52 PM |
| skillful-finance | $25.00 | $25.00 | 12/18/2009 5:37:59 PM |
| ekn_enterprises | $25.00 | $25.00 | 12/18/2009 5:44:29 PM |
| market-jam | $100.00 | $100.00 | 12/18/2009 5:55:44 PM |
| BankofPaul | $25.00 | $25.00 | 12/18/2009 5:50:00 PM |
| drtxmac | $25.00 | $25.00 | 12/18/2009 8:01:50 PM |
| creativename | $50.00 | $50.00 | 12/18/2009 9:37:23 PM |
| social-comet224 | $25.00 | $25.00 | 12/18/2009 8:24:54 PM |
| PA2LA | $25.00 | $25.00 | 12/18/2009 9:00:12 PM |
| narblark | $100.00 | $100.00 | 12/18/2009 9:03:06 PM |
| Mickeyblu | $50.00 | $50.00 | 12/18/2009 9:10:02 PM |
| nuclearmoose | $25.00 | $25.00 | 12/19/2009 12:10:20 AM |
| capital-web7 | $25.00 | $25.00 | 12/18/2009 11:25:27 PM |
| fuzed | $35.00 | $35.00 | 12/19/2009 5:51:00 AM |
| GOPHERBOY | $150.00 | $150.00 | 12/19/2009 6:04:34 AM |
| Aristophil | $481.00 | $481.00 | 12/19/2009 5:52:37 AM |
| Schuld66 | $25.00 | $25.00 | 12/19/2009 8:26:48 AM |
| famous-community8 | $25.00 | $25.00 | 12/19/2009 7:16:00 AM |
| crw1950 | $50.00 | $50.00 | 12/19/2009 8:12:25 AM |
| orbital-gain | $50.00 | $50.00 | 12/19/2009 8:18:02 AM |
| repayment-radio | $50.00 | $50.00 | 12/19/2009 8:22:16 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:33:45 AM |
| Stozer | $25.00 | $25.00 | 12/19/2009 8:25:49 AM |
| Mookouw | $25.00 | $25.00 | 12/19/2009 9:55:25 AM |
| statenisland51 | $50.00 | $50.00 | 12/19/2009 12:15:36 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 12/19/2009 1:36:22 PM |
| surfhoss644 | $25.00 | $25.00 | 12/19/2009 12:46:35 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 12:51:02 PM |
| JCMC | $25.00 | $25.00 | 12/19/2009 3:54:33 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 4:47:48 PM |
| spc91x | $50.00 | $50.00 | 12/19/2009 5:13:43 PM |
| cny_loans | $25.00 | $25.00 | 12/19/2009 6:19:53 PM |
| YellowJacket | $25.00 | $25.00 | 12/19/2009 8:25:14 PM |
| worklessmakemore | $25.00 | $25.00 | 12/19/2009 6:55:25 PM |
| haghanian | $25.00 | $25.00 | 12/20/2009 12:04:09 AM |
| HamletTower | $25.00 | $25.00 | 12/20/2009 1:58:49 AM |
| Flatfoot | $50.00 | $50.00 | 12/20/2009 5:01:52 AM |
| revenue-sapling | $25.00 | $25.00 | 12/20/2009 4:25:10 AM |
| BigSurf | $30.00 | $30.00 | 12/20/2009 7:07:54 AM |
| jsw7us | $50.00 | $50.00 | 12/20/2009 7:22:01 AM |
| TheReaderRabbit | $25.00 | $25.00 | 12/20/2009 8:27:03 AM |
| microlendblvr | $100.00 | $100.00 | 12/20/2009 8:56:17 AM |
| ray1051 | $25.00 | $25.00 | 12/20/2009 9:24:01 AM |
| Deuce | $30.00 | $30.00 | 12/20/2009 9:26:27 AM |
| savedollarinc | $25.00 | $25.00 | 12/20/2009 9:48:07 AM |
| WxChem | $36.16 | $36.16 | 12/20/2009 8:37:57 AM |
| Johnab | $25.00 | $25.00 | 12/20/2009 9:02:12 AM |
| fascinating-gold | $100.00 | $100.00 | 12/20/2009 10:45:51 AM |
| northphoto | $25.00 | $25.00 | 12/20/2009 9:31:14 AM |
| gamma | $25.00 | $25.00 | 12/20/2009 9:41:03 AM |
| manugee | $50.00 | $50.00 | 12/20/2009 11:20:57 AM |
| schpere | $30.00 | $30.00 | 12/20/2009 1:19:32 PM |
| hermosaloan | $25.00 | $25.00 | 12/20/2009 2:58:25 PM |
| dbaoracle | $55.00 | $55.00 | 12/20/2009 2:19:41 PM |
| secundus | $25.00 | $25.00 | 12/20/2009 12:52:48 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 1:13:42 PM |
| Dazz2061 | $25.00 | $25.00 | 12/20/2009 1:18:34 PM |
| tuckerdog75 | $25.00 | $25.00 | 12/20/2009 4:11:20 PM |
| jdadverb | $25.00 | $25.00 | 12/20/2009 1:33:37 PM |
| RedRockLLC | $25.00 | $25.00 | 12/20/2009 3:15:26 PM |
| favorite-commerce | $25.00 | $25.00 | 12/20/2009 2:11:15 PM |
| respectful-note | $25.00 | $25.00 | 12/20/2009 6:05:59 PM |
| Mr_Marcus | $46.33 | $46.33 | 12/20/2009 6:41:01 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:06:11 PM |
| AKJagMan | $25.00 | $25.00 | 12/20/2009 6:46:16 PM |
| dunox | $50.00 | $50.00 | 12/20/2009 6:58:50 PM |
| friendly-return7 | $25.00 | $25.00 | 12/20/2009 10:05:48 PM |
| ProfPC | $25.00 | $25.00 | 12/20/2009 7:21:27 PM |
| Bucket219 | $25.03 | $25.03 | 12/20/2009 7:13:46 PM |
| inspired-agreement | $25.00 | $25.00 | 12/21/2009 3:40:41 AM |
| upc_tnt | $25.00 | $25.00 | 12/20/2009 9:41:59 PM |
| lender987654321 | $25.00 | $25.00 | 12/20/2009 9:55:18 PM |
| cesta283 | $25.00 | $25.00 | 12/21/2009 7:40:58 AM |
| independent-investment | $25.00 | $25.00 | 12/21/2009 6:25:54 AM |
| calessabay | $25.00 | $25.00 | 12/21/2009 6:50:05 AM |
| attractive-rate | $25.00 | $25.00 | 12/21/2009 6:56:55 AM |
| bobbyt116 | $27.69 | $27.69 | 12/21/2009 8:49:20 AM |
| Auditman | $50.00 | $50.00 | 12/21/2009 7:20:41 AM |
| bdloans | $50.24 | $50.24 | 12/21/2009 8:56:41 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/21/2009 7:42:07 AM |
| triumphant-bonus | $25.00 | $25.00 | 12/21/2009 8:14:42 AM |
| kochan123 | $25.00 | $25.00 | 12/21/2009 8:53:23 AM |
| larrybird | $100.00 | $100.00 | 12/21/2009 9:31:14 AM |
| ElChico124 | $25.00 | $25.00 | 12/21/2009 9:49:05 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 12/21/2009 9:49:17 AM |
| credit-coach118 | $55.00 | $55.00 | 12/21/2009 9:26:56 AM |
| assetmanager | $25.00 | $25.00 | 12/21/2009 10:32:55 AM |
| cash-blueberry | $25.00 | $25.00 | 12/21/2009 10:04:01 AM |
| giannyny | $25.00 | $25.00 | 12/21/2009 10:17:37 AM |
| rmachi | $25.00 | $25.00 | 12/21/2009 11:18:21 AM |
| VBAces | $50.00 | $50.00 | 12/21/2009 10:56:33 AM |
| hptcrabbers | $25.00 | $25.00 | 12/21/2009 12:52:33 PM |
| docktah | $50.00 | $50.00 | 12/21/2009 12:30:18 PM |
| sharp-credit | $1,000.00 | $1,000.00 | 12/21/2009 1:24:08 PM |
| durability-colonel | $50.00 | $50.00 | 12/21/2009 1:33:01 PM |
| AdamDB | $25.00 | $25.00 | 12/21/2009 12:37:32 PM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:36:10 PM |
| blackstar | $25.00 | $25.00 | 12/21/2009 1:33:35 PM |
| ultimate-social | $25.00 | $25.00 | 12/21/2009 2:37:35 PM |
| dal_usa | $25.00 | $25.00 | 12/21/2009 1:30:24 PM |
| honsbedh | $25.00 | $25.00 | 12/21/2009 3:12:31 PM |
| Fortuno_per_commodo | $33.80 | $33.80 | 12/21/2009 3:16:18 PM |
| doublediamond | $25.00 | $25.00 | 12/21/2009 3:43:25 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 3:04:45 PM |
| nalaari | $31.75 | $31.75 | 12/21/2009 3:12:33 PM |
| DeilaMiah | $51.63 | $51.63 | 12/21/2009 3:50:33 PM |
| 483 bids
|
Borrower Payment Dependent Notes Series
438039
This series of Notes was issued and sold upon the funding of the borrower loan #40132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 30.24% |
Final borrower rate/APR:
| 31.24% / 33.64% |
Final monthly payment:
| $215.67 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,941 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 43% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| dime-position6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money For New Start
Purpose of loan:
This loan will be used to pay off the remainder of my credit cards and do some home maintenance projects to make our home more comfortable and safe to live in also to fix my car so I can have a more reliable?vehicle to get back and forth to work. If there is any money left I would like to take some classes at my community college to further my education.
My financial situation:
I am a good candidate for this loan because?over the last 5+ years I have paid?EVERY bill on time and continue to improve my credit?report and score even?after a bankruptcy. I have the income to pay?my bills from my?full time job and side jobs I do. Paying monthly bills is not a problem for me, I just need a lump some loan to get?back on top of things. I am a honest, reliable, hardworking person that just needs a little help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the public record shown in your credit profile. thanks - reflective-rupee
A:
I had a bankruptcy, I believe it was back in 2003, almost 7 years now. Ever since then I have NEVER been late on any monthly bill, and I'm am much more responsible financially now. My credit rating and score has continued to improve to this day. Thanks for considering my loan
(Dec-16-2009)
Q:
Why the short term employment record? What skills do you have that will keep you employed? - CapricornLending
A:
construction backround. needless to say, no jobs in the field right now. I also do handyman jobs on the side and swimming pool service and repair, also small auto repair jobs plus my full time employment. Thanks
(Dec-20-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-note | $35.00 | $35.00 | 12/14/2009 4:34:46 PM |
| efficient-principal | $90.23 | $90.23 | 12/14/2009 5:07:36 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/14/2009 4:53:18 PM |
| Unitas4302 | $25.00 | $25.00 | 12/15/2009 4:10:33 PM |
| JohnSmallberries | $25.00 | $25.00 | 12/16/2009 4:46:43 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2009 6:18:36 PM |
| reflective-rupee | $750.00 | $750.00 | 12/17/2009 12:03:46 PM |
| zone6 | $200.00 | $200.00 | 12/18/2009 3:23:34 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 3:40:39 PM |
| Marfloogan | $25.00 | $25.00 | 12/18/2009 5:37:16 PM |
| brondero | $25.00 | $25.00 | 12/18/2009 6:22:02 PM |
| reflective-rupee | $59.25 | $59.25 | 12/18/2009 8:04:06 PM |
| bevans | $25.00 | $25.00 | 12/19/2009 9:59:39 AM |
| penny-surgeon | $25.00 | $25.00 | 12/19/2009 11:05:55 AM |
| JiggaJoeyS | $100.00 | $100.00 | 12/19/2009 7:15:04 PM |
| pog27 | $50.00 | $50.00 | 12/20/2009 7:26:09 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:00:21 AM |
| reflective-rupee | $75.00 | $75.00 | 12/20/2009 10:17:14 AM |
| nilonc1 | $50.00 | $50.00 | 12/20/2009 1:21:54 PM |
| the-innovator331 | $73.48 | $73.48 | 12/20/2009 1:54:20 PM |
| mt3209 | $25.00 | $25.00 | 12/20/2009 2:21:38 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:51:47 PM |
| MitchD | $25.00 | $25.00 | 12/20/2009 3:17:41 PM |
| Tono | $25.00 | $25.00 | 12/20/2009 3:51:27 PM |
| DLMLENDER | $100.00 | $100.00 | 12/20/2009 3:08:41 PM |
| mikrolown | $25.00 | $25.00 | 12/20/2009 5:04:12 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:33:50 PM |
| Happy-Man | $25.00 | $25.00 | 12/20/2009 7:23:47 PM |
| forthright-dedication | $25.00 | $25.00 | 12/20/2009 7:48:41 PM |
| kingpin1 | $50.00 | $50.00 | 12/20/2009 7:01:04 PM |
| Gobsek | $25.00 | $25.00 | 12/20/2009 8:09:16 PM |
| Skeptical-one | $25.00 | $25.00 | 12/21/2009 8:06:08 AM |
| TheCount | $100.00 | $100.00 | 12/21/2009 8:43:11 AM |
| reflective-rupee | $450.00 | $310.95 | 12/21/2009 9:28:46 AM |
| UBOtto186 | $25.00 | $25.00 | 12/21/2009 9:55:34 AM |
| smart-gain | $25.00 | $25.00 | 12/21/2009 9:49:41 AM |
| TakeCare | $30.00 | $30.00 | 12/21/2009 11:25:24 AM |
| d_grbg | $25.00 | $25.00 | 12/21/2009 11:06:54 AM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:39:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:18:46 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 2:40:27 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:03:55 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/21/2009 3:26:27 PM |
| Bob450 | $25.00 | $25.00 | 12/15/2009 4:32:18 PM |
| reflective-rupee | $50.00 | $50.00 | 12/16/2009 3:47:08 PM |
| WMY-Investor | $200.00 | $200.00 | 12/16/2009 5:08:24 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2009 8:58:13 PM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 12:04:00 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/17/2009 4:53:48 PM |
| tomas090 | $25.00 | $25.00 | 12/17/2009 8:10:30 PM |
| deepblue34 | $30.00 | $30.00 | 12/17/2009 6:23:17 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:38:14 PM |
| zento | $25.00 | $25.00 | 12/18/2009 4:33:22 PM |
| dorypro | $25.00 | $25.00 | 12/18/2009 4:58:04 PM |
| TNPCapital | $25.00 | $25.00 | 12/18/2009 5:36:34 PM |
| 371millwood | $200.00 | $200.00 | 12/18/2009 6:12:15 PM |
| bsmtloan | $75.00 | $75.00 | 12/19/2009 7:32:17 AM |
| supreme-justice3 | $100.00 | $100.00 | 12/19/2009 9:11:48 AM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 11:05:58 AM |
| myGodisgood | $25.00 | $25.00 | 12/19/2009 11:02:36 AM |
| piter-to-la-investment | $40.89 | $40.89 | 12/19/2009 11:50:47 AM |
| Loan_Stranger | $50.00 | $50.00 | 12/19/2009 2:08:46 PM |
| PCity-LOA15 | $30.00 | $30.00 | 12/19/2009 6:42:39 PM |
| Loan_shark718 | $30.00 | $30.00 | 12/20/2009 5:52:46 AM |
| CapricornLending | $50.00 | $50.00 | 12/20/2009 9:09:52 AM |
| TheCount | $100.00 | $100.00 | 12/20/2009 9:42:05 AM |
| reflective-rupee | $75.00 | $75.00 | 12/20/2009 10:17:00 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:06:38 PM |
| JGuide | $25.00 | $25.00 | 12/20/2009 5:46:15 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:42:37 PM |
| dorypro | $25.00 | $25.00 | 12/21/2009 5:15:46 AM |
| 1traveler | $25.00 | $25.00 | 12/20/2009 11:36:35 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/21/2009 8:14:48 AM |
| a-reasonable-return | $25.00 | $25.00 | 12/21/2009 6:25:22 AM |
| mercuriant | $25.00 | $25.00 | 12/21/2009 10:57:43 AM |
| marwadi-62 | $25.00 | $25.00 | 12/21/2009 11:44:34 AM |
| umfan123 | $25.00 | $25.00 | 12/21/2009 11:51:10 AM |
| moola-berserker | $35.20 | $35.20 | 12/21/2009 11:03:31 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:15:34 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/21/2009 2:49:25 PM |
| beach_bum | $25.00 | $25.00 | 12/21/2009 2:07:28 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:03:26 PM |
| Bill88 | $30.00 | $30.00 | 12/21/2009 3:02:50 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 3:07:00 PM |
| leverage-monger | $50.00 | $50.00 | 12/21/2009 3:36:14 PM |
| 85 bids
|
Borrower Payment Dependent Notes Series
438141
This series of Notes was issued and sold upon the funding of the borrower loan #40139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-19-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $193.51 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $184.68 |
| |
|
Auction yield range:
| 11.20% - 29.00% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,877 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 52% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| terrific-wampum |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
working capital
Purpose of loan:
This loan will be used to?
expand business
My financial situation:
I am a good candidate for this loan because?
My business has been established since 2006.?Im not starting a new?business im trying to reach out to more clients.If all fells im a Nurse and I can make all monthly payments on time.?
Monthly net income: $
3700
Monthly expenses: $
??Housing: $
??Insurance: $ 90
??Car expenses: $ 400
??Utilities: $ 110
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tearingstar | $25.00 | $25.00 | 12/14/2009 4:00:55 PM |
| five-star-note | $35.00 | $35.00 | 12/14/2009 4:06:35 PM |
| GOPHERBOY | $25.00 | $25.00 | 12/14/2009 4:02:43 PM |
| bnlforever | $25.00 | $25.00 | 12/14/2009 4:12:59 PM |
| integrity-doctor | $50.00 | $50.00 | 12/14/2009 4:13:05 PM |
| Lam0nt | $25.00 | $25.00 | 12/14/2009 4:07:39 PM |
| djh47a | $25.00 | $25.00 | 12/14/2009 4:12:43 PM |
| jhouman | $25.00 | $25.00 | 12/14/2009 4:13:35 PM |
| slartibardfast | $25.00 | $25.00 | 12/14/2009 4:12:53 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2009 4:34:05 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/14/2009 4:29:25 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/14/2009 4:39:00 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/14/2009 4:32:59 PM |
| accordion8 | $25.00 | $25.00 | 12/14/2009 4:39:27 PM |
| saffron4 | $25.00 | $25.00 | 12/14/2009 4:39:42 PM |
| Bob450 | $50.00 | $50.00 | 12/14/2009 4:33:21 PM |
| worklessmakemore | $25.00 | $25.00 | 12/14/2009 4:40:19 PM |
| blooming-dedication | $50.00 | $50.00 | 12/14/2009 4:40:23 PM |
| melodious-fairness | $25.00 | $25.00 | 12/14/2009 4:29:28 PM |
| loan-master996 | $50.00 | $50.00 | 12/14/2009 4:34:03 PM |
| euro-mirth | $25.00 | $25.00 | 12/14/2009 4:40:52 PM |
| tallmon | $25.00 | $25.00 | 12/14/2009 4:30:00 PM |
| lloyd_s | $25.00 | $25.00 | 12/14/2009 4:41:07 PM |
| andrewnar | $25.00 | $25.00 | 12/14/2009 4:34:39 PM |
| miked8303 | $25.00 | $17.66 | 12/14/2009 4:41:23 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/14/2009 4:34:54 PM |
| DRA-Properties | $25.00 | $25.00 | 12/14/2009 4:31:45 PM |
| louisianalender | $100.00 | $100.00 | 12/14/2009 4:33:53 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/14/2009 4:34:16 PM |
| building_community | $25.00 | $25.00 | 12/14/2009 4:34:27 PM |
| yield-lion | $25.00 | $25.00 | 12/14/2009 4:35:36 PM |
| beezling | $52.00 | $52.00 | 12/14/2009 4:39:14 PM |
| p123 | $25.00 | $25.00 | 12/14/2009 4:39:34 PM |
| VBAces | $25.00 | $25.00 | 12/14/2009 4:39:53 PM |
| UCLA4life | $25.00 | $25.00 | 12/14/2009 4:52:29 PM |
| a-special-power | $25.00 | $25.00 | 12/14/2009 4:40:21 PM |
| cognizant-wealth | $25.00 | $25.00 | 12/14/2009 4:40:30 PM |
| ryan23 | $25.00 | $25.00 | 12/14/2009 4:40:40 PM |
| Zolton | $200.00 | $200.00 | 12/14/2009 4:40:45 PM |
| penny-surgeon | $25.00 | $25.00 | 12/14/2009 4:38:15 PM |
| thestartuplender | $35.00 | $35.00 | 12/14/2009 4:41:04 PM |
| dedicated-diversification5 | $150.00 | $150.00 | 12/14/2009 4:41:11 PM |
| capital-amplifier | $25.00 | $25.00 | 12/14/2009 4:38:34 PM |
| elegant-bonus | $25.00 | $25.00 | 12/14/2009 4:39:01 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/14/2009 4:39:32 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/14/2009 4:40:07 PM |
| crenen139 | $25.00 | $25.00 | 12/14/2009 4:40:38 PM |
| elegant-income3 | $25.00 | $25.00 | 12/14/2009 4:40:48 PM |
| MissionMicroFinance | $25.00 | $25.00 | 12/14/2009 4:41:03 PM |
| spitzbergen | $25.00 | $25.00 | 12/14/2009 4:41:15 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2009 4:47:36 PM |
| melodious-fairness | $25.00 | $25.00 | 12/14/2009 8:04:32 PM |
| foothillender | $25.00 | $25.00 | 12/15/2009 8:16:15 AM |
| money-prophesy | $150.00 | $150.00 | 12/15/2009 3:45:13 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 9:09:35 PM |
| RecoveryLender | $25.00 | $25.00 | 12/18/2009 9:05:33 AM |
| BrianCU15 | $50.00 | $50.00 | 12/18/2009 5:18:55 PM |
| lender12345 | $25.00 | $25.00 | 12/18/2009 6:18:47 PM |
| atlas100 | $25.00 | $25.00 | 12/19/2009 6:44:05 AM |
| dime-reaction | $25.00 | $25.00 | 12/14/2009 4:03:08 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/14/2009 4:03:46 PM |
| AlexTrep | $25.00 | $25.00 | 12/14/2009 4:06:51 PM |
| yeti888 | $25.00 | $25.00 | 12/14/2009 4:07:52 PM |
| halothane_logic | $25.00 | $25.00 | 12/14/2009 4:09:26 PM |
| heroic-benefit | $50.00 | $50.00 | 12/14/2009 4:29:52 PM |
| Speculator | $50.00 | $50.00 | 12/14/2009 4:33:13 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/14/2009 4:33:20 PM |
| truth-eclair | $25.00 | $25.00 | 12/14/2009 4:33:28 PM |
| czar3 | $25.00 | $25.00 | 12/14/2009 4:35:35 PM |
| Havana21 | $25.00 | $25.00 | 12/14/2009 4:35:53 PM |
| hard-working-loot | $25.00 | $25.00 | 12/14/2009 4:39:10 PM |
| teller | $25.00 | $25.00 | 12/14/2009 4:39:25 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/14/2009 4:39:29 PM |
| sloan | $25.00 | $25.00 | 12/14/2009 4:33:24 PM |
| Buffer10 | $100.00 | $100.00 | 12/14/2009 4:40:18 PM |
| desertoasis | $50.00 | $50.00 | 12/14/2009 4:29:07 PM |
| secobarbital | $25.00 | $25.00 | 12/14/2009 4:33:45 PM |
| anton | $25.00 | $25.00 | 12/14/2009 4:40:29 PM |
| AF-Chief | $28.00 | $28.00 | 12/14/2009 4:29:21 PM |
| tsquared_030 | $25.00 | $25.00 | 12/14/2009 4:40:32 PM |
| Vreet | $25.00 | $25.00 | 12/14/2009 4:40:34 PM |
| greenwell | $25.00 | $25.00 | 12/14/2009 4:33:59 PM |
| sentimental-euro | $25.00 | $25.00 | 12/14/2009 4:29:32 PM |
| steves73 | $25.00 | $25.00 | 12/14/2009 4:29:44 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/14/2009 4:40:51 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/14/2009 4:40:53 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/14/2009 4:41:06 PM |
| dinero-mason | $50.00 | $50.00 | 12/14/2009 4:41:09 PM |
| honorable-yield | $35.00 | $35.00 | 12/14/2009 4:41:16 PM |
| treasure-bliss | $100.00 | $100.00 | 12/14/2009 4:35:49 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2009 4:32:26 PM |
| divedude | $25.00 | $25.00 | 12/14/2009 4:33:08 PM |
| GElender | $25.00 | $25.00 | 12/14/2009 4:33:36 PM |
| fcb202 | $25.00 | $25.00 | 12/14/2009 4:33:56 PM |
| exact-loan5 | $30.00 | $30.00 | 12/14/2009 4:34:10 PM |
| Supernick | $25.00 | $25.00 | 12/14/2009 4:38:23 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2009 4:38:33 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/14/2009 4:38:56 PM |
| charming-point | $200.00 | $200.00 | 12/14/2009 4:39:04 PM |
| value-pole | $25.00 | $25.00 | 12/14/2009 4:39:59 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/14/2009 4:40:14 PM |
| Kaj | $25.00 | $25.00 | 12/14/2009 4:40:56 PM |
| puifais | $25.00 | $25.00 | 12/14/2009 4:38:22 PM |
| CarDealer3070 | $30.00 | $30.00 | 12/14/2009 4:41:21 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/14/2009 4:39:08 PM |
| astute-dollar | $25.00 | $25.00 | 12/14/2009 4:39:22 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/14/2009 4:39:45 PM |
| personal-lender | $25.00 | $25.00 | 12/14/2009 4:40:13 PM |
| forthright-dedication | $100.00 | $100.00 | 12/14/2009 4:40:42 PM |
| impeccable-transparency | $50.00 | $50.00 | 12/14/2009 4:40:49 PM |
| AF_Trust | $25.00 | $25.00 | 12/14/2009 4:41:01 PM |
| Turtlebear44 | $25.00 | $25.00 | 12/14/2009 4:41:13 PM |
| unger | $100.00 | $100.00 | 12/16/2009 4:12:21 PM |
| affluence-tomahawk | $30.00 | $30.00 | 12/16/2009 9:10:25 PM |
| trevize | $25.00 | $25.00 | 12/16/2009 4:51:49 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:39:43 PM |
| hellasow | $25.00 | $25.00 | 12/18/2009 3:12:33 PM |
| systematic-dough | $27.34 | $27.34 | 12/18/2009 5:07:55 PM |
| vponprosper | $100.00 | $100.00 | 12/18/2009 7:16:32 PM |
| loss-of-control | $25.00 | $25.00 | 12/19/2009 10:38:24 AM |
| 120 bids
|
Borrower Payment Dependent Notes Series
438385
This series of Notes was issued and sold upon the funding of the borrower loan #40133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 10.50% |
Starting borrower rate/APR:
| 11.50% / 11.85% |
Starting monthly payment:
| $824.40 |
|
Final lender yield:
| 10.45% |
Final borrower rate/APR:
| 11.45% / 11.80% |
Final monthly payment:
| $823.81 |
| |
|
Auction yield range:
| 3.20% - 10.50% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.94% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,049 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| leverageasaurus-rex3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Post-Baby Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt arising from the birth of my first son. The goal of this loan is to reduce?the interest payments on my remaining outstanding debt so that I may focus on building my savings and?my son's?college fund.
My financial situation:
I am a good candidate for this loan because my primary goal is to be debt-free. Earlier this year, I paid off our two family vehicles, and I just paid off a $25,000 loan that I used to finance the purchase of appliances and furniture when we moved into our first home. I also have a solid credit history consisting entirely of on-time payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You are showing $9k+ in revolving debt. What are your other debts and interest rates? What industry/job do you work in? Please answer publicly. Good luck! - Auditman
A:
The amount shown for revolving debt appears to be wrong (I don't know why). The actual amount is ~$19,500, plus some holiday and baby expenses that have yet to clear.
Current non-revolving debt:
Mortgage: $229,526 @ 6.5%
Unsecured Loan: $8,575 @ 9.9%
Student Loans: $26,600 @ 6.8% (repayment begins in 2014)
I work for a consulting/education/software firm in the Information Technology industry, and my title is Vice President of Technology.
(Dec-21-2009)
Q:
Would you be willing to elaborate on what you will use the $25K to consolidate? - usedtoborrow
A:
Sure! As I said in another answer, the revolving debt amount shown is wrong, and I'm not sure why, because I just pulled my Experian credit report before applying for this loan and the shown amount was correct. Anyway, I'm going to be consolidating various credit cards into a single loan -- most of my credit card rates have been raised to over 20% due to the impending government regulations, so I want to get my debt off the cards and into an installment loan.
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| danfrphils | $25.00 | $25.00 | 12/14/2009 3:59:55 PM |
| neenerman | $75.00 | $75.00 | 12/14/2009 4:08:29 PM |
| lucrative-worth | $25.00 | $25.00 | 12/14/2009 4:08:34 PM |
| rjleves | $25.00 | $25.00 | 12/14/2009 4:10:17 PM |
| payout-point | $100.00 | $100.00 | 12/14/2009 4:13:59 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/14/2009 4:14:08 PM |
| DukSerduk | $25.00 | $25.00 | 12/14/2009 4:14:23 PM |
| greenwell | $50.00 | $50.00 | 12/14/2009 4:14:44 PM |
| don8ter | $60.00 | $60.00 | 12/14/2009 4:15:55 PM |
| Musicman1950 | $25.00 | $25.00 | 12/14/2009 4:16:02 PM |
| a-special-power | $25.00 | $25.00 | 12/14/2009 4:16:07 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/14/2009 4:09:10 PM |
| desertoasis | $25.00 | $25.00 | 12/14/2009 4:16:26 PM |
| Steveoo1 | $50.00 | $50.00 | 12/14/2009 4:09:57 PM |
| NR | $25.00 | $25.00 | 12/14/2009 4:16:36 PM |
| highcountry1 | $25.00 | $25.00 | 12/14/2009 4:17:22 PM |
| loyalist1 | $25.00 | $25.00 | 12/14/2009 4:12:23 PM |
| Kerrysbay | $25.00 | $25.00 | 12/14/2009 4:08:09 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/14/2009 4:18:07 PM |
| toblerone | $25.00 | $25.00 | 12/14/2009 4:13:50 PM |
| get30inc | $50.00 | $50.00 | 12/14/2009 4:18:21 PM |
| opt1mum | $25.00 | $25.00 | 12/14/2009 4:18:26 PM |
| tuneman1980 | $25.00 | $25.00 | 12/14/2009 4:18:35 PM |
| harnobuff | $25.00 | $25.00 | 12/14/2009 4:19:29 PM |
| freesia54 | $25.00 | $25.00 | 12/14/2009 4:15:01 PM |
| supreme-hope | $25.00 | $25.00 | 12/14/2009 4:20:52 PM |
| anacho4me | $25.00 | $25.00 | 12/14/2009 4:21:05 PM |
| Pasagam | $25.00 | $25.00 | 12/14/2009 4:16:21 PM |
| neighborly-hope6 | $69.16 | $69.16 | 12/14/2009 4:21:52 PM |
| Jassi | $25.00 | $25.00 | 12/14/2009 4:13:53 PM |
| SDNLR | $25.00 | $25.00 | 12/14/2009 4:22:23 PM |
| grampy48 | $25.00 | $25.00 | 12/14/2009 4:17:07 PM |
| hard-working-loot | $25.00 | $25.00 | 12/14/2009 4:22:37 PM |
| galaxy1 | $25.00 | $25.00 | 12/14/2009 4:15:22 PM |
| summerlander | $25.00 | $25.00 | 12/14/2009 4:18:04 PM |
| TriSail | $25.00 | $25.00 | 12/14/2009 4:18:16 PM |
| bayareainv | $50.00 | $50.00 | 12/14/2009 4:23:53 PM |
| bchen78875 | $50.00 | $50.00 | 12/14/2009 4:15:36 PM |
| HunterSix | $25.00 | $25.00 | 12/14/2009 4:15:47 PM |
| js60l | $25.00 | $25.00 | 12/14/2009 4:24:43 PM |
| a-responsible-return | $25.00 | $25.00 | 12/14/2009 4:19:03 PM |
| labate | $28.11 | $28.11 | 12/14/2009 4:20:06 PM |
| copperfield | $25.00 | $25.00 | 12/14/2009 4:26:29 PM |
| regahj99 | $25.00 | $25.00 | 12/14/2009 4:20:25 PM |
| gethsemane4 | $25.00 | $25.00 | 12/14/2009 4:26:47 PM |
| KiwiElf | $30.00 | $30.00 | 12/14/2009 4:17:30 PM |
| lendacity | $25.00 | $25.00 | 12/14/2009 4:27:47 PM |
| ClearLake | $25.00 | $25.00 | 12/14/2009 4:22:07 PM |
| financial-frenzy | $25.00 | $25.00 | 12/14/2009 4:22:20 PM |
| BeansMan02 | $25.00 | $25.00 | 12/14/2009 4:18:50 PM |
| morpholog | $25.00 | $25.00 | 12/14/2009 4:18:58 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/14/2009 4:30:04 PM |
| szetheli | $50.00 | $50.00 | 12/14/2009 4:22:54 PM |
| superstar449 | $50.00 | $50.00 | 12/14/2009 4:19:42 PM |
| tolstoy00 | $25.00 | $25.00 | 12/14/2009 4:23:02 PM |
| Syndication | $25.00 | $25.00 | 12/14/2009 4:30:28 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/14/2009 4:30:38 PM |
| Castellan | $25.00 | $25.00 | 12/14/2009 4:20:19 PM |
| Speculator | $25.00 | $25.00 | 12/14/2009 4:31:03 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/14/2009 4:31:05 PM |
| wormdc | $26.00 | $26.00 | 12/14/2009 4:24:06 PM |
| JJS180 | $25.00 | $25.00 | 12/14/2009 4:31:28 PM |
| _kyle | $25.00 | $25.00 | 12/14/2009 4:20:39 PM |
| MarinLoans | $50.00 | $50.00 | 12/14/2009 4:32:07 PM |
| discrete-asset | $25.00 | $25.00 | 12/14/2009 4:24:38 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/14/2009 4:21:00 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2009 4:32:29 PM |
| mister_waffle | $25.00 | $25.00 | 12/14/2009 4:33:04 PM |
| aspen5 | $25.00 | $25.00 | 12/14/2009 4:25:09 PM |
| SNH | $50.00 | $50.00 | 12/14/2009 4:21:36 PM |
| nostromo | $25.00 | $25.00 | 12/14/2009 4:21:44 PM |
| TrixieD | $25.00 | $25.00 | 12/14/2009 4:25:39 PM |
| adir1 | $25.00 | $25.00 | 12/14/2009 4:25:44 PM |
| jbaum | $150.00 | $150.00 | 12/14/2009 4:25:57 PM |
| MO_Investor | $25.00 | $25.00 | 12/14/2009 4:26:06 PM |
| vegibenz | $25.00 | $25.00 | 12/14/2009 4:26:32 PM |
| NATIVEBORN | $25.84 | $25.84 | 12/14/2009 4:23:39 PM |
| USMC0311 | $25.00 | $25.00 | 12/14/2009 4:26:34 PM |
| visionary-currency | $62.67 | $62.67 | 12/14/2009 4:23:42 PM |
| rmachi | $25.00 | $25.00 | 12/14/2009 4:27:21 PM |
| alex189a | $25.00 | $25.00 | 12/14/2009 4:24:29 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/14/2009 4:36:22 PM |
| sidney102 | $25.00 | $25.00 | 12/14/2009 4:36:31 PM |
| Havana21 | $25.00 | $25.00 | 12/14/2009 4:37:05 PM |
| magical-greenback | $55.00 | $55.00 | 12/14/2009 4:37:08 PM |
| teller | $60.00 | $60.00 | 12/14/2009 4:37:27 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/14/2009 4:25:26 PM |
| fireboss | $25.00 | $25.00 | 12/14/2009 4:37:29 PM |
| best-deal-banker | $50.00 | $50.00 | 12/14/2009 4:37:34 PM |
| Plotinus | $50.00 | $50.00 | 12/14/2009 4:25:42 PM |
| Katburg | $25.00 | $25.00 | 12/14/2009 4:26:23 PM |
| mlopez2007 | $50.00 | $50.00 | 12/14/2009 4:30:49 PM |
| Marathoner | $25.00 | $25.00 | 12/14/2009 4:38:43 PM |
| slartibardfast | $25.00 | $25.00 | 12/14/2009 4:26:41 PM |
| johntina | $39.12 | $39.12 | 12/14/2009 4:26:45 PM |
| TK4 | $25.00 | $25.00 | 12/14/2009 4:26:52 PM |
| cdv | $25.00 | $25.00 | 12/14/2009 4:27:25 PM |
| Cheburashka | $30.00 | $30.00 | 12/14/2009 4:32:15 PM |
| lagnisiruk | $25.00 | $25.00 | 12/14/2009 4:27:52 PM |
| Ranch88 | $25.00 | $25.00 | 12/14/2009 4:32:47 PM |
| Jimfromsac | $25.00 | $25.00 | 12/14/2009 4:32:50 PM |
| winlender | $25.00 | $25.00 | 12/14/2009 4:28:57 PM |
| helping-out | $25.00 | $25.00 | 12/14/2009 4:34:33 PM |
| fortytwo | $27.84 | $27.84 | 12/14/2009 4:30:16 PM |
| natmonkey | $25.00 | $25.00 | 12/14/2009 4:41:30 PM |
| JeffHoll | $100.00 | $100.00 | 12/14/2009 4:30:53 PM |
| chumbawumba | $25.00 | $25.00 | 12/14/2009 4:35:17 PM |
| wealth-cloud | $25.00 | $25.00 | 12/14/2009 4:31:08 PM |
| Frugal | $25.00 | $25.00 | 12/14/2009 4:31:19 PM |
| bsmtloan | $50.00 | $50.00 | 12/14/2009 4:45:42 PM |
| credit-investor5 | $100.00 | $100.00 | 12/14/2009 4:36:28 PM |
| wampum-cocktail | $25.00 | $25.00 | 12/14/2009 4:46:21 PM |
| divedude | $25.00 | $25.00 | 12/14/2009 4:32:10 PM |
| AWTT | $25.00 | $25.00 | 12/14/2009 4:46:24 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/14/2009 4:36:59 PM |
| cladius67 | $25.00 | $25.00 | 12/14/2009 4:46:55 PM |
| pleasant-basis | $25.00 | $25.00 | 12/14/2009 4:47:05 PM |
| jd006006 | $50.00 | $50.00 | 12/14/2009 4:47:09 PM |
| forthright-dedication | $25.00 | $25.00 | 12/14/2009 4:32:52 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/14/2009 4:37:22 PM |
| DonaldColorado | $25.00 | $25.00 | 12/14/2009 4:37:25 PM |
| BankofBen | $250.00 | $250.00 | 12/14/2009 4:47:30 PM |
| Tom579 | $25.00 | $25.00 | 12/14/2009 4:37:39 PM |
| justice-dna | $35.00 | $35.00 | 12/14/2009 4:48:05 PM |
| jameskdean | $25.00 | $25.00 | 12/14/2009 4:48:25 PM |
| inforapenny | $25.00 | $25.00 | 12/14/2009 4:38:05 PM |
| antlr | $25.00 | $25.00 | 12/14/2009 4:48:30 PM |
| anakinsolo | $25.00 | $25.00 | 12/14/2009 4:38:10 PM |
| seattleslug | $30.00 | $30.00 | 12/14/2009 4:49:01 PM |
| cocopuffs | $25.00 | $25.00 | 12/14/2009 4:49:08 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/14/2009 4:49:37 PM |
| thedoctor | $80.00 | $80.00 | 12/14/2009 4:35:25 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/14/2009 4:50:27 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/14/2009 4:39:06 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/14/2009 4:51:28 PM |
| famous-community8 | $25.00 | $25.00 | 12/14/2009 4:51:38 PM |
| Yotaman | $25.00 | $25.00 | 12/14/2009 4:51:49 PM |
| leodaguy | $25.00 | $25.00 | 12/14/2009 4:36:45 PM |
| Attract | $25.00 | $25.00 | 12/14/2009 4:36:53 PM |
| mikeandcat | $50.00 | $50.00 | 12/14/2009 4:37:14 PM |
| Kaj | $30.00 | $30.00 | 12/14/2009 4:37:32 PM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/14/2009 4:37:41 PM |
| sharkm | $40.00 | $40.00 | 12/14/2009 4:38:29 PM |
| roccofox | $50.00 | $50.00 | 12/14/2009 4:41:31 PM |
| gracej | $25.00 | $25.00 | 12/14/2009 4:38:55 PM |
| cash-sensai2 | $25.00 | $25.00 | 12/14/2009 4:41:35 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/14/2009 4:45:41 PM |
| lowcostmoney | $25.00 | $25.00 | 12/14/2009 4:46:07 PM |
| yachtiegirl | $25.00 | $25.00 | 12/14/2009 4:46:35 PM |
| capital-web7 | $25.00 | $25.00 | 12/14/2009 4:46:38 PM |
| NELNET | $50.00 | $50.00 | 12/14/2009 4:46:45 PM |
| deal_maker78 | $50.00 | $50.00 | 12/14/2009 4:47:14 PM |
| diverse2 | $30.00 | $30.00 | 12/14/2009 4:47:45 PM |
| cozy-worth7 | $25.00 | $25.00 | 12/14/2009 4:47:56 PM |
| brightest-income-hunter | $25.00 | $25.00 | 12/14/2009 4:48:06 PM |
| proteinart | $25.00 | $25.00 | 12/14/2009 4:48:28 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/14/2009 4:46:29 PM |
| Mickeyblu | $25.00 | $25.00 | 12/14/2009 4:51:16 PM |
| iruz | $31.43 | $31.43 | 12/14/2009 4:48:03 PM |
| slobberjob | $25.00 | $25.00 | 12/14/2009 4:48:23 PM |
| Dairyboy | $25.00 | $25.00 | 12/14/2009 4:48:40 PM |
| ProfPC | $25.00 | $25.00 | 12/14/2009 4:49:05 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/14/2009 4:53:21 PM |
| andyb9 | $25.00 | $25.00 | 12/14/2009 4:49:34 PM |
| totoro | $25.00 | $25.00 | 12/14/2009 4:50:47 PM |
| junctionking | $25.00 | $25.00 | 12/14/2009 4:51:25 PM |
| fireboss | $50.00 | $50.00 | 12/14/2009 7:03:03 PM |
| JackinGreen | $25.00 | $25.00 | 12/14/2009 7:51:44 PM |
| money-explorer3 | $25.00 | $25.00 | 12/15/2009 7:08:41 AM |
| gourd6 | $25.00 | $25.00 | 12/15/2009 7:42:28 AM |
| Loves-Corvairs | $100.00 | $100.00 | 12/15/2009 12:05:22 PM |
| fair_rates | $25.00 | $25.00 | 12/15/2009 5:14:32 PM |
| ALL-PRIME | $25.00 | $25.00 | 12/15/2009 5:14:31 PM |
| minista | $25.00 | $25.00 | 12/15/2009 5:16:30 PM |
| sngndnc | $50.00 | $50.00 | 12/15/2009 7:38:12 PM |
| jimartin1 | $29.57 | $29.57 | 12/15/2009 6:38:17 PM |
| SpectrumCapital | $25.00 | $25.00 | 12/15/2009 6:53:16 PM |
| balance-force | $30.00 | $30.00 | 12/15/2009 10:03:04 PM |
| West_End_Local | $50.00 | $50.00 | 12/15/2009 8:22:57 PM |
| building_community | $50.00 | $50.00 | 12/16/2009 7:46:56 AM |
| Adabi | $25.88 | $25.88 | 12/15/2009 9:01:47 PM |
| special-truth | $25.00 | $25.00 | 12/16/2009 4:00:14 AM |
| don'twannadance | $50.00 | $50.00 | 12/16/2009 7:33:51 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:50 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:33 AM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:28:15 AM |
| Archchancellor | $50.00 | $50.00 | 12/16/2009 9:02:44 AM |
| ingeborg77 | $50.00 | $50.00 | 12/16/2009 7:27:01 AM |
| Hola_James | $36.63 | $36.63 | 12/16/2009 7:52:12 AM |
| JackinGreen | $50.00 | $50.00 | 12/16/2009 9:08:58 PM |
| Skaven2600 | $32.78 | $32.78 | 12/17/2009 2:39:10 AM |
| gsp1885 | $25.00 | $25.00 | 12/16/2009 6:52:22 PM |
| Credit2Prosper | $49.60 | $49.60 | 12/16/2009 7:09:57 PM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/16/2009 7:52:56 PM |
| iNet_Investor | $25.00 | $25.00 | 12/16/2009 9:30:02 PM |
| peb44 | $25.00 | $25.00 | 12/17/2009 7:54:25 AM |
| nickel-synapse | $50.00 | $50.00 | 12/17/2009 8:32:06 AM |
| Gold_Coin | $25.00 | $25.00 | 12/17/2009 9:59:39 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:18 AM |
| allloans4me | $50.00 | $50.00 | 12/17/2009 5:35:49 AM |
| Iwantahelp | $25.00 | $25.00 | 12/17/2009 11:59:28 AM |
| wwwUniversal | $25.00 | $25.00 | 12/17/2009 10:08:25 AM |
| heng2x | $50.00 | $50.00 | 12/17/2009 11:51:44 AM |
| lfcgrad | $50.00 | $50.00 | 12/17/2009 2:23:29 PM |
| Stock-Stud | $50.00 | $50.00 | 12/17/2009 1:32:15 PM |
| McDough | $25.00 | $25.00 | 12/17/2009 2:32:38 PM |
| julijask | $25.00 | $25.00 | 12/17/2009 4:18:43 PM |
| bejfishing | $25.00 | $25.00 | 12/17/2009 4:32:04 PM |
| bomdel | $25.00 | $25.00 | 12/17/2009 5:09:46 PM |
| surfsider123 | $25.00 | $25.00 | 12/17/2009 4:42:16 PM |
| patriot384 | $200.00 | $200.00 | 12/17/2009 6:40:24 PM |
| Rockymtnhi | $35.63 | $35.63 | 12/17/2009 5:05:22 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:12 PM |
| Railbird | $25.00 | $25.00 | 12/17/2009 10:54:32 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:34 PM |
| StrongMoney | $25.00 | $25.00 | 12/17/2009 11:19:32 PM |
| easylender | $25.00 | $25.00 | 12/17/2009 11:20:19 PM |
| Boxhead | $25.00 | $25.00 | 12/17/2009 11:20:33 PM |
| justalender | $25.00 | $25.00 | 12/17/2009 11:23:21 PM |
| elevated-finance | $25.00 | $25.00 | 12/18/2009 4:41:35 AM |
| pinballwizard | $30.00 | $30.00 | 12/18/2009 4:21:34 AM |
| octoberfresh | $25.00 | $25.00 | 12/18/2009 7:22:53 AM |
| SilverEcho | $48.09 | $48.09 | 12/18/2009 9:46:51 AM |
| latestone | $25.00 | $25.00 | 12/18/2009 11:20:47 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:48 AM |
| cashman100 | $60.32 | $60.32 | 12/18/2009 11:56:09 AM |
| sh71 | $25.00 | $25.00 | 12/18/2009 12:21:22 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:45 PM |
| MoneyMaker249 | $25.02 | $25.02 | 12/18/2009 3:30:27 PM |
| leverage-monger | $25.00 | $25.00 | 12/18/2009 3:36:03 PM |
| affert | $50.00 | $50.00 | 12/18/2009 4:41:12 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:25 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 4:36:13 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:41 PM |
| abidos | $25.00 | $25.00 | 12/18/2009 5:03:41 PM |
| j2ee | $25.00 | $25.00 | 12/18/2009 5:22:17 PM |
| pipopirate | $25.00 | $25.00 | 12/18/2009 5:22:28 PM |
| sail120 | $25.00 | $25.00 | 12/18/2009 5:24:31 PM |
| Futurero | $25.00 | $25.00 | 12/18/2009 5:25:31 PM |
| lowestghost | $25.00 | $25.00 | 12/18/2009 5:24:36 PM |
| SourDoughSteve | $25.00 | $25.00 | 12/18/2009 5:25:29 PM |
| sajitp | $25.00 | $25.00 | 12/18/2009 5:25:39 PM |
| money-prophesy | $150.00 | $150.00 | 12/18/2009 5:37:32 PM |
| ekn_enterprises | $30.51 | $30.51 | 12/18/2009 5:45:05 PM |
| jamschmidt | $25.00 | $25.00 | 12/18/2009 5:51:34 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 6:06:42 PM |
| RyanTH9893 | $50.00 | $50.00 | 12/18/2009 6:35:38 PM |
| Victor-E-Lane | $25.00 | $25.00 | 12/18/2009 7:35:23 PM |
| TheLoanManCan | $25.00 | $25.00 | 12/18/2009 6:54:29 PM |
| cawdrw2002 | $25.00 | $25.00 | 12/18/2009 7:35:26 PM |
| ecstatic-platinum7 | $25.00 | $25.00 | 12/18/2009 6:11:19 PM |
| grallu | $32.95 | $32.95 | 12/18/2009 8:06:23 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:07:04 PM |
| Barbaro | $25.00 | $25.00 | 12/18/2009 9:15:56 PM |
| drtxmac | $25.00 | $25.00 | 12/18/2009 8:07:25 PM |
| Airbandit | $43.25 | $43.25 | 12/18/2009 10:38:04 PM |
| leftcoast52 | $25.00 | $25.00 | 12/18/2009 9:15:58 PM |
| Mark-O-Polo | $25.00 | $25.00 | 12/18/2009 9:40:28 PM |
| philipandc | $25.00 | $25.00 | 12/18/2009 10:05:18 PM |
| nuclearmoose | $25.00 | $25.00 | 12/19/2009 12:10:23 AM |
| silver-boots | $25.00 | $25.00 | 12/19/2009 5:26:27 AM |
| billnsc | $25.00 | $25.00 | 12/19/2009 6:50:14 AM |
| psbruce | $25.00 | $25.00 | 12/19/2009 8:22:56 AM |
| fwaguy | $25.00 | $25.00 | 12/19/2009 6:53:21 AM |
| FOFagent1 | $125.00 | $125.00 | 12/19/2009 6:55:23 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 12/19/2009 9:34:27 AM |
| anton | $50.00 | $50.00 | 12/19/2009 9:34:29 AM |
| Mookouw | $25.00 | $25.00 | 12/19/2009 9:55:26 AM |
| MitchD | $25.00 | $25.00 | 12/19/2009 10:16:00 AM |
| soular21804 | $25.00 | $25.00 | 12/19/2009 12:38:21 PM |
| statenisland51 | $50.00 | $50.00 | 12/19/2009 12:17:00 PM |
| albatross897 | $25.00 | $25.00 | 12/19/2009 12:46:03 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 12/19/2009 1:36:21 PM |
| lazyeye | $50.00 | $50.00 | 12/19/2009 5:37:54 PM |
| raxbab | $27.82 | $27.82 | 12/19/2009 5:13:33 PM |
| MasterKey | $25.00 | $25.00 | 12/19/2009 5:55:35 PM |
| KPurviance | $25.00 | $25.00 | 12/19/2009 6:38:58 PM |
| cny_loans | $25.00 | $25.00 | 12/19/2009 6:19:54 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/19/2009 7:05:50 PM |
| CARedBull | $50.00 | $50.00 | 12/19/2009 9:49:29 PM |
| Bieling | $25.00 | $25.00 | 12/19/2009 7:35:56 PM |
| Int_PrinRateTime4000 | $25.94 | $25.94 | 12/19/2009 10:58:54 PM |
| berkstoy | $75.00 | $75.00 | 12/20/2009 4:40:46 AM |
| HamletTower | $25.00 | $25.00 | 12/20/2009 1:58:52 AM |
| berkstoy | $75.00 | $75.00 | 12/20/2009 4:44:55 AM |
| MWMoney | $25.00 | $25.00 | 12/20/2009 5:39:01 AM |
| NJNY | $25.00 | $25.00 | 12/20/2009 6:10:52 AM |
| LynJohn1023 | $25.00 | $25.00 | 12/20/2009 6:51:47 AM |
| dollarsforrent | $40.00 | $40.00 | 12/20/2009 4:59:03 AM |
| Earl65 | $25.00 | $25.00 | 12/20/2009 5:26:54 AM |
| jsw7us | $50.00 | $50.00 | 12/20/2009 7:21:59 AM |
| Heather11 | $25.00 | $25.00 | 12/20/2009 7:28:45 AM |
| systemlender | $25.00 | $25.00 | 12/20/2009 7:36:32 AM |
| buddy486 | $25.00 | $25.00 | 12/20/2009 9:11:37 AM |
| liberty-gravity | $25.00 | $25.00 | 12/20/2009 8:50:48 AM |
| 2seriousteachers | $25.00 | $25.00 | 12/20/2009 7:47:48 AM |
| MonkeyHero | $50.84 | $50.84 | 12/20/2009 9:22:59 AM |
| Deuce | $25.00 | $25.00 | 12/20/2009 9:26:29 AM |
| TheReaderRabbit | $25.00 | $25.00 | 12/20/2009 8:27:05 AM |
| gamma | $25.00 | $25.00 | 12/20/2009 9:41:05 AM |
| slojudy | $25.00 | $25.00 | 12/20/2009 10:18:08 AM |
| Natronpee | $25.00 | $25.00 | 12/20/2009 9:32:31 AM |
| KnightKSU | $25.00 | $25.00 | 12/20/2009 10:12:32 AM |
| BigMoney56 | $25.00 | $25.00 | 12/20/2009 10:37:32 AM |
| Moneypenny6 | $25.00 | $25.00 | 12/20/2009 10:44:22 AM |
| project07 | $25.00 | $25.00 | 12/20/2009 3:36:28 PM |
| vigman777 | $150.00 | $150.00 | 12/20/2009 5:30:40 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 5:36:45 PM |
| kulender | $100.00 | $100.00 | 12/20/2009 6:55:35 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:48:32 PM |
| dunox | $25.00 | $25.00 | 12/20/2009 6:59:41 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:00:37 AM |
| HeavyDriver03 | $25.00 | $25.00 | 12/20/2009 8:31:13 PM |
| dime-beeper | $100.00 | $100.00 | 12/20/2009 9:56:37 PM |
| usedtoborrow | $100.00 | $100.00 | 12/21/2009 6:58:20 AM |
| ScottFinance | $25.00 | $25.00 | 12/21/2009 7:16:46 AM |
| badgermom | $25.00 | $25.00 | 12/21/2009 6:00:53 AM |
| serpentine | $50.00 | $50.00 | 12/21/2009 6:51:10 AM |
| dansarkis | $25.00 | $25.00 | 12/21/2009 7:07:11 AM |
| rate-hickory | $25.00 | $25.00 | 12/21/2009 8:51:11 AM |
| majestic-dedication | $50.00 | $50.00 | 12/21/2009 9:49:19 AM |
| secretidentity | $25.00 | $25.00 | 12/21/2009 9:52:46 AM |
| aventurer | $25.00 | $25.00 | 12/21/2009 9:59:22 AM |
| Sven79 | $150.00 | $150.00 | 12/21/2009 8:49:41 AM |
| mjm77_1 | $25.00 | $25.00 | 12/21/2009 10:03:54 AM |
| OLYVRC | $25.00 | $25.00 | 12/21/2009 10:07:43 AM |
| ganoman21 | $25.00 | $25.00 | 12/21/2009 9:53:38 AM |
| loyalty-czar | $50.00 | $50.00 | 12/21/2009 10:44:46 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/21/2009 9:44:55 AM |
| louisprima | $25.58 | $25.58 | 12/21/2009 10:57:24 AM |
| bike43 | $25.00 | $25.00 | 12/21/2009 10:14:24 AM |
| timmytiger | $25.00 | $25.00 | 12/21/2009 11:03:44 AM |
| stolan | $25.00 | $25.00 | 12/21/2009 9:49:31 AM |
| skiingawfs | $25.00 | $25.00 | 12/21/2009 11:13:57 AM |
| ILfarmboy | $28.24 | $28.24 | 12/21/2009 11:07:30 AM |
| BurgessMarion | $50.00 | $50.00 | 12/21/2009 12:43:30 PM |
| geniusj | $25.00 | $25.00 | 12/21/2009 12:51:22 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:55 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/21/2009 2:55:23 PM |
| mid | $25.00 | $25.00 | 12/21/2009 1:51:02 PM |
| friendinmoney | $50.00 | $50.00 | 12/21/2009 3:47:45 PM |
| Divot | $25.00 | $25.00 | 12/14/2009 4:01:54 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/14/2009 4:02:28 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/14/2009 4:13:45 PM |
| honorable-yield | $75.00 | $75.00 | 12/14/2009 4:14:39 PM |
| DandBFamily | $25.00 | $25.00 | 12/14/2009 4:15:07 PM |
| kvandivo | $25.00 | $25.00 | 12/14/2009 4:15:30 PM |
| lean-velocity | $25.00 | $25.00 | 12/14/2009 4:15:44 PM |
| five-star-note | $35.00 | $35.00 | 12/14/2009 4:09:21 PM |
| ryreesado | $25.00 | $25.00 | 12/14/2009 4:10:09 PM |
| ljay | $25.00 | $25.00 | 12/14/2009 4:08:18 PM |
| WealthBoy | $25.00 | $25.00 | 12/14/2009 4:13:03 PM |
| CallMeBen | $25.00 | $25.00 | 12/14/2009 4:13:28 PM |
| bds9646 | $26.00 | $26.00 | 12/14/2009 4:18:00 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/14/2009 4:08:55 PM |
| SCOTTOL | $25.00 | $25.00 | 12/14/2009 4:14:05 PM |
| lend_to_you | $50.00 | $50.00 | 12/14/2009 4:14:13 PM |
| SnE | $25.00 | $25.00 | 12/14/2009 4:10:23 PM |
| MidLifeCrisis | $25.00 | $25.00 | 12/14/2009 4:14:20 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/14/2009 4:19:34 PM |
| credit-coach118 | $25.00 | $25.00 | 12/14/2009 4:12:26 PM |
| elegant-income3 | $25.00 | $25.00 | 12/14/2009 4:15:26 PM |
| BiggestG | $25.00 | $25.00 | 12/14/2009 4:20:23 PM |
| kayakg | $25.00 | $25.00 | 12/14/2009 4:20:30 PM |
| Avala | $25.00 | $25.00 | 12/14/2009 4:21:08 PM |
| inforapenny | $25.00 | $25.00 | 12/14/2009 4:13:31 PM |
| two_old_gals | $25.00 | $25.00 | 12/14/2009 4:13:32 PM |
| Carpetkid | $50.00 | $50.00 | 12/14/2009 4:16:14 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/14/2009 4:16:31 PM |
| Kame | $25.00 | $25.00 | 12/14/2009 4:16:40 PM |
| GElender | $50.00 | $50.00 | 12/14/2009 4:14:28 PM |
| verse99 | $25.00 | $25.00 | 12/14/2009 4:14:36 PM |
| Picopie | $50.00 | $50.00 | 12/14/2009 4:14:52 PM |
| elasermd | $50.00 | $50.00 | 12/14/2009 4:17:40 PM |
| Goodlender42 | $25.00 | $25.00 | 12/14/2009 4:17:49 PM |
| mla | $25.00 | $25.00 | 12/14/2009 4:24:24 PM |
| flopcat | $25.00 | $25.00 | 12/14/2009 4:15:52 PM |
| aasx1108 | $25.00 | $25.00 | 12/14/2009 4:18:45 PM |
| the-silver-blaster | $75.00 | $75.00 | 12/14/2009 4:18:53 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/14/2009 4:25:32 PM |
| solstice175 | $25.00 | $25.00 | 12/14/2009 4:25:53 PM |
| repayment-chef | $25.00 | $25.00 | 12/14/2009 4:19:54 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/14/2009 4:26:04 PM |
| syounker | $25.00 | $25.00 | 12/14/2009 4:16:51 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/14/2009 4:20:12 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/14/2009 4:26:21 PM |
| skvat | $25.00 | $25.00 | 12/14/2009 4:17:12 PM |
| Skiph | $25.00 | $25.00 | 12/14/2009 4:27:02 PM |
| first-class-dime | $25.00 | $25.00 | 12/14/2009 4:17:18 PM |
| sas19 | $25.00 | $25.00 | 12/14/2009 4:20:49 PM |
| TheBiggTree | $25.00 | $25.00 | 12/14/2009 4:21:29 PM |
| alpinaut | $25.00 | $25.00 | 12/14/2009 4:18:11 PM |
| newbietony | $29.76 | $29.76 | 12/14/2009 4:21:33 PM |
| Phantom99 | $25.00 | $25.00 | 12/14/2009 4:28:22 PM |
| salala | $25.00 | $25.00 | 12/14/2009 4:18:29 PM |
| loaninvesting | $25.00 | $25.00 | 12/14/2009 4:29:13 PM |
| ADenny | $25.00 | $25.00 | 12/14/2009 4:22:50 PM |
| puifais | $25.00 | $25.00 | 12/14/2009 4:23:06 PM |
| fcukciti | $25.00 | $25.00 | 12/14/2009 4:19:49 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/14/2009 4:23:12 PM |
| wrighco | $25.00 | $25.00 | 12/14/2009 4:30:42 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/14/2009 4:20:03 PM |
| loan-selector622 | $25.00 | $25.00 | 12/14/2009 4:24:03 PM |
| Tai | $25.00 | $25.00 | 12/14/2009 4:20:33 PM |
| zeelender | $25.00 | $25.00 | 12/14/2009 4:24:16 PM |
| QuinMccoy | $25.00 | $25.00 | 12/14/2009 4:20:43 PM |
| interest-exec9 | $25.00 | $25.00 | 12/14/2009 4:32:22 PM |
| gulch | $35.00 | $35.00 | 12/14/2009 4:32:37 PM |
| compoundinterest | $50.00 | $50.00 | 12/14/2009 4:21:59 PM |
| rakstar | $50.00 | $50.00 | 12/14/2009 4:22:32 PM |
| cash-boots | $25.00 | $25.00 | 12/14/2009 4:34:22 PM |
| TakeCare | $100.00 | $100.00 | 12/14/2009 4:23:31 PM |
| worthy-truth | $25.00 | $25.00 | 12/14/2009 4:27:28 PM |
| dharma1 | $25.00 | $25.00 | 12/14/2009 4:27:43 PM |
| lloyd_s | $25.00 | $25.00 | 12/14/2009 4:36:44 PM |
| one2sojourn | $50.00 | $50.00 | 12/14/2009 4:28:08 PM |
| JGB | $25.00 | $25.00 | 12/14/2009 4:28:29 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/14/2009 4:37:19 PM |
| skuba | $50.00 | $50.00 | 12/14/2009 4:37:32 PM |
| forthright-social | $25.00 | $25.00 | 12/14/2009 4:37:38 PM |
| Supernick | $50.00 | $50.00 | 12/14/2009 4:37:43 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/14/2009 4:37:48 PM |
| ekmendenhall | $25.00 | $25.00 | 12/14/2009 4:37:51 PM |
| degster | $25.00 | $25.00 | 12/14/2009 4:26:11 PM |
| BayShell | $50.00 | $50.00 | 12/14/2009 4:30:23 PM |
| iansays1 | $25.00 | $25.00 | 12/14/2009 4:26:26 PM |
| fatson43 | $25.00 | $25.00 | 12/14/2009 4:30:32 PM |
| trochees | $25.00 | $25.00 | 12/14/2009 4:30:46 PM |
| gold-commander0 | $50.00 | $50.00 | 12/14/2009 4:38:28 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/14/2009 4:30:56 PM |
| agwosdof | $100.00 | $100.00 | 12/14/2009 4:30:59 PM |
| AF-Chief | $35.00 | $35.00 | 12/14/2009 4:38:47 PM |
| shamrocker | $25.00 | $25.00 | 12/14/2009 4:38:52 PM |
| Sixmil | $25.00 | $25.00 | 12/14/2009 4:31:34 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2009 4:32:41 PM |
| thestartuplender | $35.00 | $35.00 | 12/14/2009 4:39:16 PM |
| kulender | $25.00 | $25.00 | 12/14/2009 4:39:19 PM |
| dbzen | $50.00 | $50.00 | 12/14/2009 4:28:35 PM |
| Weaverville | $25.00 | $25.00 | 12/14/2009 4:34:32 PM |
| fair-funds | $25.00 | $25.00 | 12/14/2009 4:30:09 PM |
| trade-pragmatist | $25.00 | $25.00 | 12/14/2009 4:30:26 PM |
| Maccs55 | $25.00 | $25.00 | 12/14/2009 4:30:30 PM |
| stable-nickel | $170.00 | $170.00 | 12/14/2009 4:34:50 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/14/2009 4:30:34 PM |
| availableloan | $25.00 | $25.00 | 12/14/2009 4:41:54 PM |
| tsui517 | $25.00 | $25.00 | 12/14/2009 4:31:22 PM |
| TigerForce | $25.00 | $25.00 | 12/14/2009 4:31:53 PM |
| vegaslender88 | $25.00 | $25.00 | 12/14/2009 4:45:57 PM |
| danthemon35 | $25.00 | $25.00 | 12/14/2009 4:32:03 PM |
| MoneyU4IA | $40.00 | $40.00 | 12/14/2009 4:36:36 PM |
| radiant-cash | $61.90 | $61.90 | 12/14/2009 4:46:05 PM |
| personal-lender | $25.00 | $25.00 | 12/14/2009 4:36:57 PM |
| Guiren | $100.00 | $100.00 | 12/14/2009 4:46:48 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/14/2009 4:47:03 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/14/2009 4:32:34 PM |
| evnagelist | $100.00 | $100.00 | 12/14/2009 4:37:02 PM |
| rulender | $50.00 | $50.00 | 12/14/2009 4:32:45 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/14/2009 4:37:17 PM |
| astute-dollar | $48.07 | $48.07 | 12/14/2009 4:32:55 PM |
| Ivan2007 | $50.00 | $50.00 | 12/14/2009 4:47:32 PM |
| integrity-doctor | $50.00 | $50.00 | 12/14/2009 4:48:08 PM |
| urbanMisfit | $25.00 | $25.00 | 12/14/2009 4:48:26 PM |
| driver928 | $84.25 | $84.25 | 12/14/2009 4:48:36 PM |
| money-prophesy | $55.04 | $55.04 | 12/14/2009 4:49:33 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2009 4:38:38 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/14/2009 4:38:58 PM |
| Pacioli | $25.00 | $25.00 | 12/14/2009 4:50:16 PM |
| restless-currency | $25.00 | $25.00 | 12/14/2009 4:50:58 PM |
| museic1 | $25.00 | $25.00 | 12/14/2009 4:36:25 PM |
| TexasLender2007 | $25.00 | $25.00 | 12/14/2009 4:51:32 PM |
| loan-warrior | $25.00 | $25.00 | 12/14/2009 4:52:04 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/14/2009 4:36:48 PM |
| E_G | $50.00 | $50.00 | 12/14/2009 4:36:50 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/14/2009 4:37:45 PM |
| principal-prodigy | $25.00 | $25.00 | 12/14/2009 4:41:27 PM |
| sentimental-euro | $25.00 | $25.00 | 12/14/2009 4:45:44 PM |
| jackbauer | $25.00 | $25.00 | 12/14/2009 4:46:17 PM |
| paladin847 | $25.00 | $25.00 | 12/14/2009 4:46:36 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/14/2009 4:47:06 PM |
| RSV | $25.00 | $25.00 | 12/14/2009 4:47:11 PM |
| all_of_that_one | $25.00 | $25.00 | 12/14/2009 4:47:51 PM |
| mlkhamilton | $25.00 | $25.00 | 12/14/2009 4:41:28 PM |
| first-restless-payout | $50.00 | $50.00 | 12/14/2009 4:48:11 PM |
| Ven58 | $25.00 | $25.00 | 12/14/2009 5:11:25 PM |
| equitable-basis | $25.00 | $25.00 | 12/14/2009 4:49:56 PM |
| mlender | $25.00 | $25.00 | 12/14/2009 4:50:21 PM |
| wdove511 | $25.00 | $25.00 | 12/14/2009 4:46:27 PM |
| shellback13 | $25.00 | $25.00 | 12/14/2009 4:50:39 PM |
| jeangot | $25.00 | $25.00 | 12/14/2009 4:51:11 PM |
| OaklandIuMien | $25.00 | $25.00 | 12/14/2009 4:48:01 PM |
| Reinadog9 | $25.00 | $10.76 | 12/14/2009 4:52:08 PM |
| independent-investment | $25.00 | $25.00 | 12/14/2009 4:48:04 PM |
| adabra | $25.00 | $25.00 | 12/14/2009 4:48:32 PM |
| NS22 | $25.00 | $25.00 | 12/14/2009 4:48:46 PM |
| revenue-serenity | $25.00 | $25.00 | 12/14/2009 4:48:52 PM |
| auction-elvis | $25.00 | $25.00 | 12/14/2009 4:49:17 PM |
| cash-vault | $25.00 | $25.00 | 12/14/2009 4:49:26 PM |
| nolahelper | $40.00 | $40.00 | 12/14/2009 6:27:03 PM |
| dontscrewmeover1 | $100.00 | $100.00 | 12/14/2009 6:34:46 PM |
| ATOHokie | $25.00 | $25.00 | 12/14/2009 7:08:45 PM |
| MBIntl | $75.87 | $75.87 | 12/14/2009 8:25:09 PM |
| blot44 | $25.00 | $25.00 | 12/14/2009 9:01:43 PM |
| unitedins | $30.00 | $30.00 | 12/15/2009 4:56:15 AM |
| independent-dollar | $25.00 | $25.00 | 12/15/2009 10:00:08 AM |
| janus_god | $25.00 | $25.00 | 12/15/2009 6:44:06 AM |
| think_balance | $25.00 | $25.00 | 12/15/2009 11:12:22 AM |
| iolaire | $50.00 | $50.00 | 12/15/2009 11:47:17 AM |
| matthewa | $25.00 | $25.00 | 12/15/2009 5:33:19 PM |
| SlowGardener | $50.00 | $50.00 | 12/15/2009 4:48:54 PM |
| vtpilot00 | $50.00 | $50.00 | 12/15/2009 5:12:20 PM |
| jey6941 | $25.00 | $25.00 | 12/15/2009 6:49:18 PM |
| thenadamgoes | $26.65 | $26.65 | 12/15/2009 6:38:10 PM |
| golden-point | $50.00 | $50.00 | 12/15/2009 8:47:49 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:59 PM |
| reBuild-America | $25.00 | $25.00 | 12/15/2009 11:21:22 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:20 AM |
| bowdish1 | $50.00 | $50.00 | 12/16/2009 9:28:48 AM |
| jimbo29blue | $50.00 | $50.00 | 12/16/2009 7:21:15 AM |
| silver-ace | $100.00 | $100.00 | 12/16/2009 5:03:31 AM |
| lawyervon | $25.00 | $25.00 | 12/16/2009 7:53:58 AM |
| tommyanthony | $53.03 | $53.03 | 12/16/2009 8:58:38 AM |
| houli123 | $25.00 | $25.00 | 12/16/2009 12:57:24 PM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:22 AM |
| Hola_James | $29.00 | $29.00 | 12/16/2009 10:53:21 AM |
| ivar | $25.00 | $25.00 | 12/16/2009 1:15:28 PM |
| Gromac | $25.00 | $25.00 | 12/16/2009 12:01:19 PM |
| jrhinomo | $35.00 | $35.00 | 12/16/2009 12:43:51 PM |
| ajk_blue | $25.00 | $25.00 | 12/16/2009 1:29:11 PM |
| tomas090 | $25.00 | $25.00 | 12/16/2009 3:54:08 PM |
| hotwired | $25.00 | $25.00 | 12/16/2009 4:50:51 PM |
| g314 | $30.00 | $30.00 | 12/16/2009 4:46:51 PM |
| affluence-tomahawk | $80.00 | $80.00 | 12/16/2009 9:13:17 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:13 PM |
| ImaPutz | $25.00 | $25.00 | 12/16/2009 5:22:36 PM |
| kurizoo | $25.00 | $25.00 | 12/17/2009 5:57:15 AM |
| vutah | $25.00 | $25.00 | 12/16/2009 11:50:39 PM |
| Aristophil | $500.00 | $500.00 | 12/17/2009 5:25:26 AM |
| rdrloan | $25.00 | $25.00 | 12/17/2009 11:24:01 AM |
| Spiv_51 | $25.00 | $25.00 | 12/17/2009 5:14:23 AM |
| nickel-synapse | $25.00 | $25.00 | 12/17/2009 8:33:24 AM |
| larken | $50.00 | $50.00 | 12/17/2009 9:37:42 AM |
| amit_gu | $90.48 | $90.48 | 12/17/2009 8:33:21 AM |
| justice-disk | $25.00 | $25.00 | 12/17/2009 2:29:39 PM |
| interstellar | $50.00 | $50.00 | 12/17/2009 12:11:04 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:35 PM |
| G-Love | $200.00 | $200.00 | 12/17/2009 1:01:58 PM |
| spencer14883 | $25.00 | $25.00 | 12/17/2009 1:19:28 PM |
| SS123 | $25.00 | $25.00 | 12/17/2009 5:05:34 PM |
| hard-working-loot | $25.00 | $25.00 | 12/17/2009 6:56:24 PM |
| jdragon | $29.70 | $29.70 | 12/17/2009 7:14:06 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:41:09 PM |
| YogaDude34 | $50.00 | $50.00 | 12/17/2009 11:03:18 PM |
| Avid_Skier | $25.00 | $25.00 | 12/17/2009 11:17:30 PM |
| ultimatepaintball | $25.00 | $25.00 | 12/17/2009 11:10:26 PM |
| Feline_Parent | $25.00 | $25.00 | 12/17/2009 11:23:19 PM |
| dbanwart | $25.00 | $25.00 | 12/18/2009 2:34:43 AM |
| generous-deal6 | $25.00 | $25.00 | 12/18/2009 1:12:21 AM |
| steves73 | $25.00 | $25.00 | 12/18/2009 1:34:04 AM |
| BR-549 | $25.00 | $25.00 | 12/18/2009 4:23:26 AM |
| Supp0rter | $37.45 | $37.45 | 12/18/2009 7:07:35 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2009 7:45:15 AM |
| pubnat | $25.00 | $25.00 | 12/18/2009 7:55:35 AM |
| JayK | $25.00 | $25.00 | 12/18/2009 8:10:10 AM |
| tacopants | $36.45 | $36.45 | 12/18/2009 9:26:43 AM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:57 PM |
| dmitriy2 | $50.00 | $50.00 | 12/18/2009 1:46:48 PM |
| orbiter614 | $40.26 | $40.26 | 12/18/2009 2:17:24 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/18/2009 1:40:20 PM |
| Westlake91362 | $25.00 | $25.00 | 12/18/2009 3:41:23 PM |
| sparkling-income | $50.00 | $50.00 | 12/18/2009 3:48:09 PM |
| orangefob7 | $28.02 | $28.02 | 12/18/2009 4:27:14 PM |
| liederhaus | $50.00 | $50.00 | 12/18/2009 4:46:33 PM |
| Octavian315 | $50.00 | $50.00 | 12/18/2009 4:46:51 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:34 PM |
| budyzr | $25.00 | $25.00 | 12/18/2009 4:48:46 PM |
| tnylight | $50.00 | $50.00 | 12/18/2009 5:01:42 PM |
| RandyL3 | $43.01 | $43.01 | 12/18/2009 5:09:44 PM |
| ujiba | $25.00 | $25.00 | 12/18/2009 5:18:16 PM |
| BoutYeBank | $42.59 | $42.59 | 12/18/2009 5:20:27 PM |
| someone0001 | $25.00 | $25.00 | 12/18/2009 5:22:33 PM |
| Patter256 | $25.00 | $25.00 | 12/18/2009 5:20:03 PM |
| faldska | $25.00 | $25.00 | 12/18/2009 5:24:32 PM |
| Scott0007 | $25.00 | $25.00 | 12/18/2009 5:25:34 PM |
| pseudokris | $25.00 | $25.00 | 12/18/2009 5:25:35 PM |
| outwish | $25.00 | $25.00 | 12/18/2009 5:25:46 PM |
| MGOT-Ken | $25.00 | $25.00 | 12/18/2009 5:24:27 PM |
| dime-neutron | $25.00 | $25.00 | 12/18/2009 5:37:30 PM |
| skillful-finance | $25.00 | $25.00 | 12/18/2009 5:38:00 PM |
| blue-relay | $27.19 | $27.19 | 12/18/2009 5:42:09 PM |
| johngaltline | $25.00 | $25.00 | 12/18/2009 7:35:25 PM |
| TCayce | $25.00 | $25.00 | 12/18/2009 7:36:17 PM |
| PA2LA | $25.00 | $25.00 | 12/18/2009 9:00:11 PM |
| Sigonio | $25.00 | $25.00 | 12/18/2009 9:08:34 PM |
| contract-voltage | $25.00 | $25.00 | 12/18/2009 7:31:23 PM |
| dadalou | $25.00 | $25.00 | 12/18/2009 7:35:28 PM |
| creativename | $50.00 | $50.00 | 12/18/2009 9:42:08 PM |
| meenan | $40.00 | $40.00 | 12/18/2009 8:46:12 PM |
| pythia | $25.00 | $25.00 | 12/18/2009 10:30:33 PM |
| Botanka | $25.00 | $25.00 | 12/19/2009 4:10:28 AM |
| GOPHERBOY | $75.00 | $75.00 | 12/19/2009 6:07:28 AM |
| Schuld66 | $25.00 | $25.00 | 12/19/2009 8:26:49 AM |
| Stozer | $25.00 | $25.00 | 12/19/2009 8:25:50 AM |
| preventivepestcontrol | $75.00 | $75.00 | 12/19/2009 8:29:25 AM |
| intuitive-deal5 | $150.00 | $150.00 | 12/19/2009 8:39:14 AM |
| pugmalion | $25.94 | $25.94 | 12/19/2009 9:44:08 AM |
| ach | $100.00 | $100.00 | 12/19/2009 12:43:49 PM |
| spsavage | $25.00 | $25.00 | 12/19/2009 12:46:01 PM |
| alliancecapital1 | $25.00 | $25.00 | 12/19/2009 1:25:18 PM |
| sunnysally | $25.00 | $25.00 | 12/19/2009 6:04:13 PM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:12:58 PM |
| Emgolda | $25.00 | $25.00 | 12/19/2009 5:13:34 PM |
| hard-working-loot | $50.00 | $50.00 | 12/19/2009 5:01:51 PM |
| Peacepower | $50.00 | $50.00 | 12/19/2009 7:12:43 PM |
| Swabjockey | $25.00 | $25.00 | 12/19/2009 6:48:06 PM |
| haghanian | $25.00 | $25.00 | 12/20/2009 12:02:12 AM |
| iaviate1 | $25.00 | $25.00 | 12/20/2009 1:45:08 AM |
| cmliii | $100.00 | $100.00 | 12/20/2009 5:51:50 AM |
| Flatfoot | $50.00 | $50.00 | 12/20/2009 5:01:50 AM |
| palace4 | $150.00 | $150.00 | 12/20/2009 7:30:07 AM |
| pete90265 | $100.00 | $100.00 | 12/20/2009 6:59:51 AM |
| ray1051 | $25.00 | $25.00 | 12/20/2009 9:24:01 AM |
| Eagledrop | $25.00 | $25.00 | 12/20/2009 9:23:57 AM |
| fireupthegrill | $25.00 | $25.00 | 12/20/2009 9:32:46 AM |
| microlendblvr | $100.00 | $100.00 | 12/20/2009 8:57:12 AM |
| mcabery | $100.00 | $100.00 | 12/20/2009 9:55:16 AM |
| AlexWalex57 | $50.00 | $50.00 | 12/20/2009 10:28:29 AM |
| fairness-atmosphere | $50.00 | $50.00 | 12/20/2009 9:38:09 AM |
| social-comet224 | $25.00 | $25.00 | 12/20/2009 9:51:53 AM |
| infomas | $50.00 | $50.00 | 12/20/2009 12:17:16 PM |
| loner001 | $25.00 | $25.00 | 12/20/2009 11:57:49 AM |
| secundus | $25.00 | $25.00 | 12/20/2009 12:52:47 PM |
| schpere | $30.00 | $30.00 | 12/20/2009 1:19:32 PM |
| enthusiastic-treasure | $50.00 | $50.00 | 12/20/2009 12:38:08 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 12:59:56 PM |
| teejay411 | $25.14 | $25.14 | 12/20/2009 5:05:10 PM |
| shneb | $100.00 | $100.00 | 12/20/2009 3:21:26 PM |
| starry2001 | $25.00 | $25.00 | 12/20/2009 4:09:05 PM |
| respectful-note | $25.00 | $25.00 | 12/20/2009 6:05:58 PM |
| bazaar-tulip | $25.00 | $25.00 | 12/20/2009 6:55:46 PM |
| RJN | $25.00 | $25.00 | 12/20/2009 6:55:48 PM |
| dal_usa | $25.00 | $25.00 | 12/20/2009 8:31:07 PM |
| upc_tnt | $25.00 | $25.00 | 12/20/2009 9:41:58 PM |
| lender987654321 | $25.00 | $25.00 | 12/20/2009 9:55:19 PM |
| Share-the-wealth | $100.00 | $100.00 | 12/21/2009 6:47:10 AM |
| fishhauler | $25.00 | $25.00 | 12/21/2009 2:26:04 AM |
| dawg25 | $50.00 | $50.00 | 12/21/2009 2:45:50 AM |
| YellowJacket | $25.00 | $25.00 | 12/21/2009 6:26:47 AM |
| Auditman | $50.00 | $50.00 | 12/21/2009 7:17:30 AM |
| larrybird | $100.00 | $100.00 | 12/21/2009 9:31:15 AM |
| KeepOnRunning | $50.00 | $50.00 | 12/21/2009 9:48:07 AM |
| neil1492 | $25.00 | $25.00 | 12/21/2009 9:49:02 AM |
| cash-blueberry | $25.00 | $25.00 | 12/21/2009 10:05:17 AM |
| gth710k | $37.73 | $37.73 | 12/21/2009 10:20:55 AM |
| Gorblum | $25.00 | $25.00 | 12/21/2009 9:49:45 AM |
| Ssider | $50.00 | $50.00 | 12/21/2009 10:06:04 AM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 10:10:38 AM |
| axl163 | $25.00 | $25.00 | 12/21/2009 10:48:23 AM |
| buckeye55 | $25.00 | $25.00 | 12/21/2009 9:53:52 AM |
| OoM | $25.00 | $25.00 | 12/21/2009 10:34:53 AM |
| Seafirst | $27.79 | $27.79 | 12/21/2009 10:32:36 AM |
| sincere-investment4 | $25.00 | $25.00 | 12/21/2009 11:11:27 AM |
| asdf9876 | $25.00 | $25.00 | 12/21/2009 10:43:45 AM |
| Bob450 | $50.00 | $50.00 | 12/21/2009 12:18:16 PM |
| noble-moola | $25.00 | $25.00 | 12/21/2009 10:48:51 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:30:27 AM |
| docktah | $50.00 | $50.00 | 12/21/2009 12:30:16 PM |
| billk333 | $25.00 | $25.00 | 12/21/2009 12:18:14 PM |
| kt103099 | $25.00 | $25.00 | 12/21/2009 12:29:27 PM |
| GyJAV_BNCCo | $35.00 | $35.00 | 12/21/2009 3:17:27 PM |
| 12Knocksinna | $29.09 | $29.09 | 12/21/2009 3:01:19 PM |
| ritwik | $100.00 | $100.00 | 12/21/2009 3:25:16 PM |
| VelcroDog | $25.01 | $25.01 | 12/21/2009 3:52:02 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:08:15 PM |
| efficient-bid2 | $50.00 | $50.00 | 12/21/2009 3:47:35 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:56:32 PM |
| 675 bids
|
Borrower Payment Dependent Notes Series
438569
This series of Notes was issued and sold upon the funding of the borrower loan #40110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 29.14% |
Starting borrower rate/APR:
| 30.14% / 34.17% |
Starting monthly payment:
| $42.53 |
|
Final lender yield:
| 29.14% |
Final borrower rate/APR:
| 30.14% / 34.17% |
Final monthly payment:
| $42.53 |
| |
|
Auction yield range:
| 11.20% - 29.14% |
Estimated loss impact:
| 10.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.41% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 15 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 5% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ringleader72 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Furnishing Apartment
Purpose of loan:
This loan will be used to furnish my one bedroom apartment.? I want to get a small sectional to replace couches they are taking too much space up in living room and there are other areas that need a makeover with home decor
My financial situation:
I am a good candidate for this loan because?past credit issues were due to loss of job and some things I disputed?with the credit bereaus were not removed ?but I have been at my current?job for 4 years and all my current bills have been paid on time.?? Having my own bachelor pad? is great but it gets fustrating that I cant?get a simple loan to make?it look decent.? It dosen't have to be like MTV cribs but I just wanna make it?look like a grown man lives here so I can invite family, friends, and the ladies over. ?I'm just tired of being told no and need a chance to show I take my bills seriously.? I can make a monthly payment of $50
Monthly net income: $ 1600
Monthly expenses: $
??Housing: $569
??Insurance: $84?
??Car expenses: $166
??Electric: $30
??Phone, cable, internet: $ 87
??Food, entertainment: $100???
??Credit cards and other loans: $23
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Explain your occupation .. thanks - Capit0l
A:
It is warehousing. I work at Ross Distrubution Center as a second level sorter. It is on production so I make a little extra if I maintain over 100% weekly. We are a off retailer so our sales have been good during the bad economy so job security isnt an issue Ive been working there 4 years. People are shopping more at our stores and Marshalls, TJ MAxx rather than the malls where clothing is more expensive.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bdruss | $25.00 | $25.00 | 12/18/2009 5:35:52 PM |
| foothillender | $25.00 | $25.00 | 12/19/2009 7:53:42 AM |
| Phantom99 | $25.00 | $25.00 | 12/19/2009 8:57:25 AM |
| periko | $25.00 | $25.00 | 12/19/2009 5:35:19 PM |
| cjames84 | $25.00 | $25.00 | 12/21/2009 5:52:39 AM |
| pyungpyung | $25.00 | $25.00 | 12/21/2009 10:17:40 AM |
| IPG1 | $25.00 | $25.00 | 12/21/2009 11:33:02 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 4:56:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:08:19 AM |
| jybank | $25.00 | $25.00 | 12/22/2009 8:08:33 PM |
| Unitas4302 | $100.00 | $100.00 | 12/23/2009 7:39:06 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:16:46 PM |
| thaceisbac | $25.00 | $25.00 | 12/24/2009 11:17:21 AM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:43:53 AM |
| exciting-fairness | $150.00 | $150.00 | 12/24/2009 2:03:23 PM |
| Muchzak | $50.00 | $50.00 | 12/24/2009 11:08:25 AM |
| Satur | $50.00 | $16.67 | 12/24/2009 12:01:07 PM |
| 1traveler | $25.00 | $25.00 | 12/18/2009 10:16:32 PM |
| GS-ROCK | $25.00 | $25.00 | 12/22/2009 6:03:54 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:24:49 PM |
| Capit0l | $25.00 | $25.00 | 12/23/2009 5:11:45 PM |
| deepblue34 | $25.00 | $25.00 | 12/23/2009 8:35:33 PM |
| anton | $100.00 | $100.00 | 12/24/2009 10:37:07 AM |
| DasMula | $100.00 | $100.00 | 12/24/2009 1:59:06 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
438621
This series of Notes was issued and sold upon the funding of the borrower loan #40107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $63.04 |
|
Final lender yield:
| 7.40% |
Final borrower rate/APR:
| 8.40% / 10.49% |
Final monthly payment:
| $63.04 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.29% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 16
/
11 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 60 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $31,495 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| REITRUST |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 16 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 760-779
(Oct-2009)
800-819
(May-2008)
800-819
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Invest In Prosper
Purpose of loan:
I have been investing in prosper for some time and thought it would be fun to try a leveraged position (currently I have about?70 plus notes).? As you can see I have paid my exisiting Prosper balance along with every other leveraged position on time since I was granted credit?17 years ago.? I only owe money on my home and will have all, but 4,500 in a credit card at 1% for life paid off prior to this listing being done.?? The current balance includes a home equity line that is tied to my home for 24,000, so?my revolving balance isn't that high. ?I?have been managing apartment communities for 14 years?and currently own and recieve income from a 23 and 92 unit apartment community my personal company manages and owns?as well.?? We will have an additional 54 unit building by January that will also supply more income and ownership.
My financial situation:
I am a good candidate for this loan because I have always had excellent credit in the 780 range since the age of 19 (Prosper used a different credit criteria when I placed my first loan...so my credit hasn't dropped 40 points)!? I own real estate and have ownership in 2 apartment buildings that are doing extremely well.? I do carry some debt, but have always had extremely low interest rates ranging from 1.9 to 6%?even when most?banks are cancelling or raising interest rates on even their best customers.? Again, I am paying everything off and really only want this loan to keep?show that I have a history of paying off multiple loans.? I have never paid anything late in my life even when times were very tuff so there is no risk.?
Currently I have no housing expense since I live in a building I manage and own.? My income is actually in the range of 120,000 with management fees that have been very steady.? I have over 70,000 in reserves and typically save between 20 to 50% of my income.??
I just love to invest and have had a great time leveraging my money on this site for the last few years!????If you look at my history you will see I have paid my last two prosper loans off early and I plan on doing the same with this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| springpanda | $25.00 | $25.00 | 12/16/2009 9:50:39 PM |
| TheWainer | $25.00 | $25.00 | 12/21/2009 3:12:29 AM |
| JGuide | $25.00 | $25.00 | 12/21/2009 1:16:42 PM |
| yield-hero4 | $25.00 | $25.00 | 12/22/2009 11:43:02 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/22/2009 8:14:22 PM |
| JGuide | $100.00 | $100.00 | 12/23/2009 1:19:01 PM |
| anton | $800.00 | $775.00 | 12/23/2009 4:08:49 PM |
| SWayne2000 | $25.00 | $25.00 | 12/17/2009 8:05:56 AM |
| ganon | $100.00 | $100.00 | 12/20/2009 2:23:31 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/20/2009 9:40:26 AM |
| sunstar | $25.00 | $25.00 | 12/21/2009 1:47:26 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:08:29 PM |
| kegs | $800.00 | $800.00 | 12/23/2009 4:08:48 PM |
| 13 bids
|
Borrower Payment Dependent Notes Series
438727
This series of Notes was issued and sold upon the funding of the borrower loan #40103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 6
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 3 |
Total credit lines:
| 20 | Length of status: | 9y 6m |
|
Amount delinquent:
| $1,236 |
Revolving credit balance:
| $21,250 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 114% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| student757 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 0
( 0% )
| 660-679
(Nov-2009)
700-719
(Sep-2008)
|
|
Principal balance:
| $3,130.55 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
consolidating, 1st loan never late
Purpose of loan:
This loan will be used to? consolidate a few of my bills that i have gotten behind on...i plan to pay this loan back as quick as possible and make all payments on time.
My financial situation:
I am a good candidate for this loan because?i have a prosper loan that his been paid promptly for over a year now, and i also have another source of income in the house besides my own...i am a?father of two that is trying to back on track as you can see by my payments from my first prosper loan, i just need a little help...?
Monthly net income: $ 4333....52000 a year with out bonuses, plus another household income
Monthly expenses: $? 2350
??Housing: $ 800
??Insurance: $ work
??Car expenses: $ work
??Utilities: $ work
??Phone, cable, internet: $ work
??Food, entertainment: $ 250
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/16/2009 4:28:55 PM |
| unk1911 | $25.00 | $25.00 | 12/22/2009 4:29:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:18:03 AM |
| anton | $25.00 | $5.00 | 12/23/2009 4:04:16 PM |
| anton | $920.00 | $920.00 | 12/23/2009 4:02:45 PM |
| 5 bids
|
Borrower Payment Dependent Notes Series
438771
This series of Notes was issued and sold upon the funding of the borrower loan #40125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,300.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-19-2009 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $329.46 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $329.22 |
| |
|
Auction yield range:
| 4.20% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,631 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 23% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| income-surfer7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
REGISTERED NURSING COMPLETION
Purpose of loan:
This loan will be used to?I am currently a LPN with 15 years experience. I have been taking courses via Excelsior College for completion of Registered Nursing degree-Associates. I will take my CPNE in Feb 2010. The purpose of the loan is to cover my expenses related to completion of the program which is not eligible for traditional financial aid, i.e. FAFSA etc.I have paid the costs out of pocket as I have progressed through this non-traditional program,cost to date $4400.00 books,fees,and exams. The clinical exam (CPNE) cost is $1950.00, I will travel to Milwaukee,WI. for exam. I must purchase uniforms, books,lodging, and have my 2006 Honda element serviced so that I will be able to make it there via car. I am taking extra time away from work to study for the final portion of the exam. So I want to have the available funds to cover without distress to my diversified financial net worth?
My financial situation:
I am a good candidate for this loan because? I have owned my home since 2003, I have 2 previous mortgages with no late payments, I refinanced for a lower rate in 12/2008 when the credit market was in meltdown mode. I have a stable employment history as a Licensed Practical Nurse-Arkansas,a high demand career. I normally work extra at a part time job as nursing is continually short. I have a retirement account, a personal brokerage account with Wells Fargo, an IRA account with Met-life. 2 emergency funds, one with US bank/savings and the other is Wells Fargo/ savings.I also have an account with US savings bonds( treasury direct)/ $3500.00. I do not wish to use my emergency funds.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dime-beeper | $25.00 | $25.00 | 12/17/2009 4:18:59 PM |
| neenerman | $75.00 | $75.00 | 12/17/2009 4:14:09 PM |
| peso-mate | $25.00 | $25.00 | 12/17/2009 4:33:40 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/17/2009 4:33:53 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/17/2009 4:35:16 PM |
| highcountry1 | $25.00 | $25.00 | 12/17/2009 4:35:46 PM |
| TheoProf | $50.00 | $50.00 | 12/17/2009 4:40:36 PM |
| helpinghand75 | $25.00 | $25.00 | 12/17/2009 4:40:52 PM |
| Munnie | $25.00 | $25.00 | 12/17/2009 4:41:16 PM |
| dparkhom | $25.00 | $25.00 | 12/17/2009 4:42:32 PM |
| entrager | $25.00 | $25.00 | 12/17/2009 4:43:21 PM |
| powerplant6 | $25.00 | $25.00 | 12/17/2009 4:43:57 PM |
| sdgrowth | $25.00 | $25.00 | 12/17/2009 4:44:12 PM |
| davidside | $25.00 | $25.00 | 12/17/2009 4:44:21 PM |
| bountiful-bazaar | $25.00 | $25.00 | 12/17/2009 4:32:47 PM |
| Phantom99 | $25.00 | $25.00 | 12/17/2009 4:33:45 PM |
| GElender | $50.00 | $50.00 | 12/17/2009 4:34:34 PM |
| AmericanCredit | $25.00 | $25.00 | 12/17/2009 4:35:06 PM |
| Onesiphorus | $25.00 | $25.00 | 12/17/2009 4:38:56 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:33 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/17/2009 4:39:12 PM |
| HunterSix | $25.00 | $25.00 | 12/17/2009 4:34:08 PM |
| gracej | $25.00 | $25.00 | 12/17/2009 4:39:32 PM |
| buddy486 | $25.00 | $25.00 | 12/17/2009 4:39:42 PM |
| danthemon35 | $25.00 | $25.00 | 12/17/2009 4:34:41 PM |
| gettingonyourfeet | $25.00 | $25.00 | 12/17/2009 4:42:50 PM |
| five-star-note | $35.00 | $35.00 | 12/17/2009 4:38:43 PM |
| littlemonkey | $25.00 | $25.00 | 12/17/2009 4:38:59 PM |
| czar3 | $29.32 | $29.32 | 12/17/2009 4:39:16 PM |
| Artist_Blue | $25.00 | $25.00 | 12/17/2009 4:39:25 PM |
| thedoctor | $80.00 | $80.00 | 12/17/2009 4:41:13 PM |
| rpatusa | $25.00 | $25.00 | 12/17/2009 4:41:20 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/17/2009 4:54:23 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:41:49 PM |
| d_grbg | $25.00 | $25.00 | 12/17/2009 4:42:18 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 4:42:22 PM |
| the-bright-velocity | $50.00 | $50.00 | 12/17/2009 4:42:44 PM |
| ImaPutz | $25.00 | $25.00 | 12/17/2009 4:43:08 PM |
| matt84003 | $25.00 | $25.00 | 12/17/2009 4:43:53 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 4:44:07 PM |
| coloradoloanman | $25.00 | $25.00 | 12/17/2009 5:08:09 PM |
| lcole32 | $25.00 | $25.00 | 12/17/2009 4:51:23 PM |
| doublediamond | $25.00 | $25.00 | 12/17/2009 7:08:36 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:45:58 PM |
| All_Wins | $25.00 | $25.00 | 12/17/2009 10:42:20 PM |
| fmvaulter | $25.00 | $25.00 | 12/17/2009 10:42:33 PM |
| paymentologist | $25.00 | $25.00 | 12/17/2009 10:43:31 PM |
| icefish | $37.83 | $37.83 | 12/17/2009 10:43:24 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/17/2009 10:44:03 PM |
| checkuto | $25.00 | $25.00 | 12/17/2009 10:44:17 PM |
| Andaliego | $25.01 | $25.01 | 12/17/2009 10:44:32 PM |
| loan-machine1 | $25.00 | $25.00 | 12/17/2009 10:44:42 PM |
| Warwick | $25.00 | $25.00 | 12/17/2009 10:44:40 PM |
| summerlander | $25.00 | $25.00 | 12/17/2009 10:45:04 PM |
| Dillonmd58 | $25.00 | $25.00 | 12/17/2009 10:45:18 PM |
| JeffHoll | $100.00 | $100.00 | 12/17/2009 10:45:39 PM |
| Siafu | $25.00 | $25.00 | 12/17/2009 10:45:45 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/17/2009 10:45:49 PM |
| tresnietos | $50.00 | $50.00 | 12/17/2009 10:46:13 PM |
| BlindJoeDeath | $25.00 | $25.00 | 12/17/2009 10:46:09 PM |
| Funds2Loan | $25.00 | $25.00 | 12/17/2009 10:46:20 PM |
| Josta | $50.00 | $50.00 | 12/17/2009 10:46:18 PM |
| kmfreymi | $25.00 | $25.00 | 12/17/2009 10:45:58 PM |
| agwosdof | $100.00 | $100.00 | 12/17/2009 10:46:25 PM |
| zeelender | $25.00 | $25.00 | 12/17/2009 10:46:47 PM |
| Sibelius2 | $25.00 | $25.00 | 12/17/2009 10:47:01 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 12/17/2009 10:47:07 PM |
| sjlnn | $25.00 | $25.00 | 12/17/2009 10:47:16 PM |
| ianakacg | $25.00 | $25.00 | 12/17/2009 10:46:36 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/17/2009 10:47:05 PM |
| wdove511 | $25.00 | $25.00 | 12/17/2009 10:47:28 PM |
| JandJ-Bank | $25.00 | $25.00 | 12/17/2009 10:47:11 PM |
| helpu88 | $25.00 | $25.00 | 12/17/2009 10:47:33 PM |
| newbietony | $30.00 | $30.00 | 12/17/2009 10:46:59 PM |
| sasa101 | $50.00 | $50.00 | 12/17/2009 10:47:19 PM |
| asiaratt | $100.00 | $100.00 | 12/17/2009 10:47:37 PM |
| alex189a | $25.00 | $25.00 | 12/17/2009 10:47:24 PM |
| shadargroup | $25.00 | $25.00 | 12/17/2009 10:47:22 PM |
| EtaDuck | $25.00 | $25.00 | 12/17/2009 10:47:30 PM |
| cheapskate | $50.00 | $50.00 | 12/17/2009 10:47:50 PM |
| DrStaff | $60.00 | $60.00 | 12/17/2009 10:47:47 PM |
| MakoF16 | $50.00 | $50.00 | 12/17/2009 10:47:59 PM |
| skibum65 | $45.24 | $45.24 | 12/17/2009 10:47:52 PM |
| Carne_Chung | $25.00 | $25.00 | 12/17/2009 10:48:09 PM |
| JackAlbertson | $29.00 | $29.00 | 12/17/2009 10:48:17 PM |
| chiemsee | $25.00 | $25.00 | 12/17/2009 10:48:24 PM |
| takabanana | $25.00 | $25.00 | 12/17/2009 10:48:23 PM |
| 02bob | $25.00 | $25.00 | 12/17/2009 10:48:28 PM |
| Supernick | $50.00 | $50.00 | 12/17/2009 10:48:40 PM |
| JohnGalt94 | $25.00 | $25.00 | 12/17/2009 10:48:46 PM |
| crazycool | $35.00 | $35.00 | 12/17/2009 10:48:39 PM |
| mpatrick | $50.00 | $50.00 | 12/17/2009 10:48:47 PM |
| my401K | $100.00 | $100.00 | 12/17/2009 10:49:20 PM |
| happyskippy0208 | $25.00 | $25.00 | 12/17/2009 10:49:16 PM |
| LiquidLender | $25.00 | $25.00 | 12/17/2009 10:49:26 PM |
| Tahoeguy | $25.00 | $25.00 | 12/17/2009 10:49:33 PM |
| yachtiegirl | $25.00 | $25.00 | 12/17/2009 10:49:31 PM |
| Pasagam | $25.00 | $25.00 | 12/17/2009 10:49:32 PM |
| Bosunsmate | $25.00 | $25.00 | 12/17/2009 10:49:40 PM |
| compuguy8 | $25.00 | $25.00 | 12/17/2009 10:49:45 PM |
| treasure-generator | $25.00 | $25.00 | 12/17/2009 10:49:55 PM |
| cladius67 | $25.00 | $25.00 | 12/17/2009 10:49:50 PM |
| tomchap | $25.00 | $25.00 | 12/17/2009 10:50:20 PM |
| jbaum | $25.00 | $25.00 | 12/17/2009 10:49:57 PM |
| hyrolln | $25.00 | $25.00 | 12/17/2009 10:50:28 PM |
| inventive-exchange | $25.00 | $25.00 | 12/17/2009 10:50:26 PM |
| bestbid | $25.00 | $25.00 | 12/17/2009 10:50:43 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/17/2009 10:50:38 PM |
| gentle-gold | $25.00 | $25.00 | 12/17/2009 10:50:37 PM |
| kraussmeister | $25.00 | $25.00 | 12/17/2009 10:50:44 PM |
| Westerly | $41.00 | $41.00 | 12/17/2009 10:50:48 PM |
| lendme2 | $50.00 | $50.00 | 12/17/2009 10:51:15 PM |
| CASHGIRL | $75.00 | $75.00 | 12/17/2009 10:51:17 PM |
| Unclejohn | $35.00 | $35.00 | 12/17/2009 10:50:57 PM |
| mathomas3 | $25.00 | $25.00 | 12/17/2009 10:51:05 PM |
| shingu79 | $48.66 | $48.66 | 12/17/2009 10:51:07 PM |
| mmckune | $25.00 | $25.00 | 12/17/2009 10:51:29 PM |
| rakstar | $25.00 | $25.00 | 12/17/2009 10:51:13 PM |
| alverado | $25.00 | $25.00 | 12/17/2009 10:51:21 PM |
| Velocity_Lenders | $50.00 | $50.00 | 12/17/2009 10:51:36 PM |
| professional-finance | $25.00 | $25.00 | 12/17/2009 10:51:52 PM |
| Hogpilot | $25.00 | $25.00 | 12/17/2009 10:51:55 PM |
| mamayama | $25.00 | $25.00 | 12/17/2009 10:52:02 PM |
| Skiph | $25.00 | $25.00 | 12/17/2009 10:52:00 PM |
| independent-investment | $25.00 | $25.00 | 12/17/2009 10:52:06 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 10:52:09 PM |
| Doodlemeyer | $25.00 | $25.00 | 12/17/2009 10:52:32 PM |
| ryelk | $25.00 | $25.00 | 12/17/2009 10:52:29 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 10:52:31 PM |
| MoneyU4IA | $25.00 | $25.00 | 12/17/2009 10:52:47 PM |
| dpjd | $50.00 | $50.00 | 12/17/2009 10:52:34 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 10:52:58 PM |
| jeg3k | $25.00 | $25.00 | 12/17/2009 10:52:46 PM |
| credit-kahuna | $100.00 | $100.00 | 12/17/2009 10:53:23 PM |
| RetiredATC | $25.00 | $25.00 | 12/17/2009 10:53:34 PM |
| auctionbros | $25.00 | $25.00 | 12/17/2009 10:53:03 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 10:52:57 PM |
| hitsman | $50.00 | $50.00 | 12/17/2009 10:53:48 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:53:06 PM |
| roto | $25.00 | $25.00 | 12/17/2009 10:54:00 PM |
| WalnutCreekguy | $33.00 | $33.00 | 12/17/2009 10:53:37 PM |
| sidney102 | $50.00 | $50.00 | 12/17/2009 10:53:52 PM |
| thestartuplender | $35.00 | $35.00 | 12/17/2009 10:54:03 PM |
| personal-lender | $25.00 | $25.00 | 12/17/2009 10:53:28 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/17/2009 10:53:44 PM |
| ahalyaa | $25.00 | $25.00 | 12/17/2009 10:55:04 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:53:58 PM |
| spsavage | $25.00 | $25.00 | 12/17/2009 10:55:07 PM |
| Westlake91362 | $46.26 | $46.26 | 12/18/2009 3:45:50 PM |
| kaiger | $25.00 | $25.00 | 12/17/2009 4:32:54 PM |
| auction-elvis | $25.00 | $25.00 | 12/17/2009 4:32:59 PM |
| DukSerduk | $25.00 | $25.00 | 12/17/2009 4:33:28 PM |
| a-important-leverage | $25.00 | $25.00 | 12/17/2009 4:33:34 PM |
| heng2x | $25.00 | $25.00 | 12/17/2009 4:41:22 PM |
| Mickeyblu | $25.00 | $25.00 | 12/17/2009 4:41:33 PM |
| meteoric-asset4 | $25.00 | $25.00 | 12/17/2009 4:42:35 PM |
| calm-deal7 | $25.00 | $25.00 | 12/17/2009 4:42:48 PM |
| madolaf | $25.00 | $25.00 | 12/17/2009 4:42:55 PM |
| cash-vault | $25.00 | $25.00 | 12/17/2009 4:42:59 PM |
| tuneman1980 | $25.00 | $25.00 | 12/17/2009 4:33:11 PM |
| wrighco | $25.00 | $25.00 | 12/17/2009 4:33:36 PM |
| Archchancellor | $25.00 | $25.00 | 12/17/2009 4:32:36 PM |
| KB4UF | $25.00 | $25.00 | 12/17/2009 4:33:18 PM |
| slico | $25.00 | $25.00 | 12/17/2009 4:38:38 PM |
| jd006006 | $40.00 | $40.00 | 12/17/2009 4:33:21 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/17/2009 4:34:19 PM |
| supreme-hope | $25.00 | $25.00 | 12/17/2009 4:34:22 PM |
| bowdish1 | $50.00 | $50.00 | 12/17/2009 4:34:53 PM |
| nprfan5 | $25.00 | $25.00 | 12/17/2009 4:40:54 PM |
| djh47a | $25.00 | $25.00 | 12/17/2009 5:31:46 PM |
| the-silver-blaster | $70.00 | $70.00 | 12/17/2009 4:41:06 PM |
| wFeather | $100.00 | $100.00 | 12/17/2009 4:41:41 PM |
| elegant-bonus | $25.00 | $25.00 | 12/17/2009 4:39:35 PM |
| cptproton | $25.00 | $25.00 | 12/17/2009 4:40:44 PM |
| keen-moola | $25.00 | $25.00 | 12/17/2009 4:41:00 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:46:43 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/17/2009 4:41:25 PM |
| silver-armada | $100.00 | $100.00 | 12/17/2009 4:41:48 PM |
| respectful-note | $25.00 | $25.00 | 12/17/2009 4:43:25 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 4:43:47 PM |
| danielamity | $25.00 | $25.00 | 12/17/2009 4:44:24 PM |
| Duchdad | $25.00 | $25.00 | 12/17/2009 7:30:43 PM |
| Cheburashka | $25.00 | $25.00 | 12/17/2009 7:59:34 PM |
| capital-amplifier | $25.00 | $25.00 | 12/17/2009 5:03:21 PM |
| Davidson2 | $25.00 | $25.00 | 12/17/2009 8:07:21 PM |
| buggzz | $25.00 | $25.00 | 12/17/2009 5:34:37 PM |
| impartial-deal | $25.00 | $25.00 | 12/17/2009 5:08:28 PM |
| LAM26 | $25.00 | $25.00 | 12/17/2009 5:29:18 PM |
| cash-boots | $25.00 | $25.00 | 12/17/2009 5:57:03 PM |
| benroo | $25.00 | $25.00 | 12/17/2009 5:57:33 PM |
| srfb973 | $27.98 | $27.98 | 12/17/2009 6:08:44 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/17/2009 7:52:47 PM |
| BuffetRocks | $50.00 | $50.00 | 12/17/2009 8:07:54 PM |
| divrekku | $25.00 | $25.00 | 12/17/2009 10:41:52 PM |
| assetmanager | $25.00 | $25.00 | 12/17/2009 10:42:29 PM |
| junes08 | $25.00 | $25.00 | 12/17/2009 10:42:23 PM |
| money-maniac | $25.00 | $25.00 | 12/17/2009 10:42:41 PM |
| axis1 | $25.00 | $25.00 | 12/17/2009 10:43:08 PM |
| BigChiefLender | $25.00 | $25.00 | 12/17/2009 10:43:14 PM |
| payout-carnival | $25.00 | $25.00 | 12/17/2009 10:43:11 PM |
| 3am-preacher | $25.00 | $25.00 | 12/17/2009 10:43:20 PM |
| ColinREI | $50.00 | $50.00 | 12/17/2009 10:43:33 PM |
| whiteshadow | $25.00 | $25.00 | 12/17/2009 10:44:14 PM |
| Sefotonga | $25.00 | $25.00 | 12/17/2009 10:44:06 PM |
| jgar_O | $25.00 | $25.00 | 12/17/2009 10:44:19 PM |
| angelinvestor01 | $25.00 | $25.00 | 12/17/2009 10:44:27 PM |
| smallfry | $25.00 | $25.00 | 12/17/2009 10:44:30 PM |
| Goat | $25.00 | $25.00 | 12/17/2009 10:44:23 PM |
| transaction-axis | $25.00 | $25.00 | 12/17/2009 10:44:36 PM |
| ben10jen | $25.00 | $25.00 | 12/17/2009 10:44:33 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 12/17/2009 10:44:44 PM |
| skuba | $25.00 | $25.00 | 12/17/2009 10:44:55 PM |
| SilverRain | $25.00 | $25.00 | 12/17/2009 10:45:06 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:45:12 PM |
| creative-gold | $25.00 | $25.00 | 12/17/2009 10:45:23 PM |
| forthright-dedication | $50.00 | $50.00 | 12/17/2009 10:45:35 PM |
| iolaire | $25.00 | $25.00 | 12/17/2009 10:45:26 PM |
| bright-investment | $25.00 | $25.00 | 12/17/2009 10:45:37 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/17/2009 10:45:29 PM |
| mla | $25.00 | $25.00 | 12/17/2009 10:45:43 PM |
| Dahlozer | $25.00 | $25.00 | 12/17/2009 10:46:04 PM |
| a-special-power | $25.00 | $25.00 | 12/17/2009 10:45:47 PM |
| boater01 | $50.00 | $50.00 | 12/17/2009 10:46:07 PM |
| order-prospector | $50.00 | $50.00 | 12/17/2009 10:45:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/17/2009 10:46:12 PM |
| salala | $25.00 | $25.00 | 12/17/2009 10:45:56 PM |
| currency-prometheus | $25.00 | $25.00 | 12/17/2009 10:46:22 PM |
| murlirao2002 | $25.00 | $25.00 | 12/17/2009 10:46:44 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:46:01 PM |
| kalyani74 | $50.00 | $50.00 | 12/17/2009 10:46:53 PM |
| manyhappydogs | $38.16 | $38.16 | 12/17/2009 10:47:09 PM |
| Aquani | $50.00 | $50.00 | 12/17/2009 10:46:29 PM |
| HeavyDriver03 | $25.00 | $25.00 | 12/17/2009 10:46:58 PM |
| visionary-currency | $75.00 | $75.00 | 12/17/2009 10:46:41 PM |
| zbfamwl | $25.00 | $25.00 | 12/17/2009 10:46:56 PM |
| get30inc | $25.00 | $25.00 | 12/17/2009 10:47:17 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/17/2009 10:47:20 PM |
| DaveG56313 | $25.00 | $25.00 | 12/17/2009 10:47:41 PM |
| PrimeTimeGadgets | $25.00 | $25.00 | 12/17/2009 10:47:26 PM |
| selfmademan | $25.00 | $25.00 | 12/17/2009 10:47:35 PM |
| ISHLEP67 | $50.00 | $50.00 | 12/17/2009 10:47:49 PM |
| AdamClemSC | $25.00 | $25.00 | 12/17/2009 10:47:45 PM |
| flexiboy35 | $25.00 | $25.00 | 12/17/2009 10:47:43 PM |
| pbo922 | $25.00 | $25.00 | 12/17/2009 10:47:56 PM |
| Hondo | $25.00 | $25.00 | 12/17/2009 10:48:15 PM |
| iluxa | $25.00 | $25.00 | 12/17/2009 10:48:11 PM |
| dollar-sunrise | $50.00 | $50.00 | 12/17/2009 10:48:25 PM |
| helpful-listing | $25.00 | $25.00 | 12/17/2009 10:48:26 PM |
| stanbalwight4 | $25.00 | $25.00 | 12/17/2009 10:48:44 PM |
| fatson43 | $25.00 | $25.00 | 12/17/2009 10:48:42 PM |
| market-inspector | $25.00 | $25.00 | 12/17/2009 10:49:27 PM |
| hard-working-loot | $25.00 | $25.00 | 12/17/2009 10:49:23 PM |
| divedude | $25.00 | $25.00 | 12/17/2009 10:49:30 PM |
| sunshinysmiles | $25.00 | $25.00 | 12/17/2009 10:49:18 PM |
| fishman42 | $25.00 | $25.00 | 12/17/2009 10:49:43 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 10:49:34 PM |
| swm | $25.00 | $25.00 | 12/17/2009 10:49:44 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:49:37 PM |
| ghinga | $50.00 | $50.00 | 12/17/2009 10:49:52 PM |
| Jakono | $25.00 | $25.00 | 12/17/2009 10:49:41 PM |
| IeatatWendys | $25.00 | $25.00 | 12/17/2009 10:49:49 PM |
| gain-bee2 | $25.00 | $25.00 | 12/17/2009 10:50:17 PM |
| note-pledge | $25.00 | $25.00 | 12/17/2009 10:49:55 PM |
| grc | $25.00 | $25.00 | 12/17/2009 10:49:56 PM |
| McGrufus | $50.00 | $50.00 | 12/17/2009 10:50:27 PM |
| talang | $25.00 | $25.00 | 12/17/2009 10:50:22 PM |
| bonus-patriot | $25.00 | $25.00 | 12/17/2009 10:50:42 PM |
| Plotinus | $31.84 | $31.84 | 12/17/2009 10:50:25 PM |
| smurf163 | $25.00 | $25.00 | 12/17/2009 10:50:51 PM |
| currency-trophy | $25.00 | $25.00 | 12/17/2009 10:50:35 PM |
| Heatguy | $75.00 | $75.00 | 12/17/2009 10:51:03 PM |
| srilm | $25.00 | $25.00 | 12/17/2009 10:50:52 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/17/2009 10:50:54 PM |
| coin-investor | $25.00 | $25.00 | 12/17/2009 10:51:18 PM |
| carlover | $25.00 | $25.00 | 12/17/2009 10:51:02 PM |
| metro457 | $25.00 | $25.00 | 12/17/2009 10:51:27 PM |
| Tasmir | $25.00 | $25.00 | 12/17/2009 10:51:12 PM |
| techvet | $25.00 | $25.00 | 12/17/2009 10:51:31 PM |
| interest-exec9 | $25.00 | $25.00 | 12/17/2009 10:51:19 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:51:37 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:51:24 PM |
| LAKESPRING | $25.00 | $25.00 | 12/17/2009 10:51:41 PM |
| vkorichkov | $30.00 | $30.00 | 12/17/2009 10:51:32 PM |
| balanced-balance6 | $50.00 | $50.00 | 12/17/2009 10:51:34 PM |
| missile5 | $25.00 | $25.00 | 12/17/2009 10:51:48 PM |
| Kansas | $25.00 | $25.00 | 12/17/2009 10:51:45 PM |
| aasx1108 | $25.00 | $25.00 | 12/17/2009 10:51:57 PM |
| currency-cigar4 | $25.00 | $25.00 | 12/17/2009 10:51:59 PM |
| tmillerosu | $25.00 | $25.00 | 12/17/2009 10:52:04 PM |
| Havana21 | $25.00 | $25.00 | 12/17/2009 10:52:22 PM |
| yield-lion | $25.00 | $25.00 | 12/17/2009 10:52:26 PM |
| Frenchynh | $25.00 | $25.00 | 12/17/2009 10:52:28 PM |
| punctual-power7 | $25.00 | $25.00 | 12/17/2009 10:52:39 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/17/2009 10:52:42 PM |
| dedicated-diversification5 | $170.00 | $170.00 | 12/17/2009 10:52:59 PM |
| sentimental-euro | $25.00 | $25.00 | 12/17/2009 10:52:52 PM |
| E_G | $30.00 | $30.00 | 12/17/2009 10:53:12 PM |
| astute-dollar | $50.00 | $50.00 | 12/17/2009 10:53:00 PM |
| Pizza-man | $50.00 | $50.00 | 12/17/2009 10:52:50 PM |
| rolandweary | $40.00 | $40.00 | 12/17/2009 10:53:29 PM |
| trade-pumpkin | $25.00 | $25.00 | 12/17/2009 10:53:02 PM |
| elegant-income3 | $30.00 | $30.00 | 12/17/2009 10:52:55 PM |
| wiltonbound | $25.00 | $25.00 | 12/17/2009 10:53:46 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/17/2009 10:53:59 PM |
| bchen78875 | $25.00 | $25.00 | 12/17/2009 10:53:36 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/17/2009 10:53:10 PM |
| a275ranger | $30.00 | $30.00 | 12/17/2009 10:54:28 PM |
| shrewd-deal | $25.00 | $25.00 | 12/17/2009 10:53:49 PM |
| tremendous-payment | $25.00 | $25.00 | 12/17/2009 10:53:16 PM |
| Kaj | $25.00 | $25.00 | 12/17/2009 10:54:02 PM |
| payout-achievement | $40.00 | $40.00 | 12/17/2009 10:53:25 PM |
| wayman | $50.00 | $50.00 | 12/17/2009 10:53:42 PM |
| duty-monger | $50.00 | $50.00 | 12/17/2009 10:53:56 PM |
| deal-dreams3 | $25.00 | $21.70 | 12/17/2009 10:55:08 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/17/2009 10:54:05 PM |
| lostontheedge | $25.00 | $25.00 | 12/17/2009 10:54:29 PM |
| dollar-high-five | $25.00 | $25.00 | 12/17/2009 10:55:02 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:46 PM |
| gourd6 | $25.00 | $25.00 | 12/18/2009 6:53:32 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:39:19 AM |
| 320 bids
|
Borrower Payment Dependent Notes Series
439013
This series of Notes was issued and sold upon the funding of the borrower loan #40128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $169.72 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $167.35 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,978 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| happychick981 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Aug-2009)
680-699
(Jul-2008)
|
|
Principal balance:
| $4,245.37 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Pay off medical charges
Purpose of loan:
I originally had this up a week ago, and it was funded, but I have a combination of a full-time job and self-employment, and unfortunately there is no way to verify self employment through prosper, so I have to relist this as full-time employment only. :(? That's fine because I make plenty of money, but I make so much also?being self employed as well.???
My financial situation:
I am a good candidate for this loan because I have a stable income from my full-time job, but I'd like to at least mention that I make on average 1000 extra dollars each weekend from DJing and Video Editing.? I've been doing this for three years, and I have many pay stubs to prove it, and tax documents for video editing last year, but I just started an LLC for DJing this year to make reporting my DJ income easier.? I've also been including that it is mandatory for my clients to send me 1099's at the end of the year in the contracts.
As you can see from my other Prosper loan, I make my payments on time and it is very important for me to stay current.
Monthly net income: $ 90000 (Pre tax)? (40000 additional (on average) from self employment, that I cannot list)
Monthly expenses: $ 4360
??Housing: $ 1450
??Insurance: $?10
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kind-leverage-ringleader | $25.88 | $25.88 | 12/18/2009 4:41:43 PM |
| skyhi1846 | $25.03 | $25.03 | 12/18/2009 4:42:13 PM |
| nwagers | $25.00 | $25.00 | 12/18/2009 4:43:29 PM |
| VPRLLC | $25.00 | $25.00 | 12/18/2009 4:44:40 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/18/2009 4:45:00 PM |
| first-sophisticated-rate | $75.00 | $75.00 | 12/18/2009 4:46:07 PM |
| XopherMV | $25.00 | $25.00 | 12/18/2009 4:47:42 PM |
| WolRab | $25.00 | $25.00 | 12/18/2009 4:47:12 PM |
| Sofar | $25.00 | $25.00 | 12/18/2009 4:48:17 PM |
| plentiful-reward | $50.00 | $50.00 | 12/18/2009 4:41:36 PM |
| TaxAcct_444 | $45.36 | $45.36 | 12/18/2009 4:47:58 PM |
| bonanza1973 | $25.00 | $25.00 | 12/18/2009 4:48:39 PM |
| gold-sushi | $25.00 | $25.00 | 12/18/2009 4:49:06 PM |
| omniviper | $25.00 | $25.00 | 12/18/2009 4:51:26 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/18/2009 4:51:09 PM |
| techvet | $25.00 | $25.00 | 12/18/2009 4:51:15 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 4:52:25 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 4:51:24 PM |
| nodrivelpls | $25.00 | $25.00 | 12/18/2009 4:51:33 PM |
| Frugal | $25.00 | $25.00 | 12/18/2009 4:52:45 PM |
| rellotsf | $25.00 | $25.00 | 12/18/2009 4:46:55 PM |
| utukxul | $25.00 | $25.00 | 12/18/2009 4:51:38 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/18/2009 4:53:03 PM |
| shoedds | $25.00 | $25.00 | 12/18/2009 4:47:07 PM |
| VBAces | $50.00 | $50.00 | 12/18/2009 4:53:06 PM |
| blooming-dedication | $50.00 | $50.00 | 12/18/2009 4:53:19 PM |
| standanddeliver | $25.00 | $25.00 | 12/18/2009 4:53:23 PM |
| tallmon | $25.00 | $25.00 | 12/18/2009 4:52:19 PM |
| brazilofmux | $100.00 | $100.00 | 12/18/2009 4:53:33 PM |
| swoosh | $25.00 | $25.00 | 12/18/2009 4:52:28 PM |
| fortytwo | $98.74 | $98.74 | 12/18/2009 4:53:54 PM |
| maule | $25.00 | $25.00 | 12/18/2009 4:52:32 PM |
| Bob450 | $25.00 | $25.00 | 12/18/2009 4:54:15 PM |
| healthy-diversification | $25.00 | $25.00 | 12/18/2009 4:52:41 PM |
| dunedin | $25.00 | $25.00 | 12/18/2009 4:54:19 PM |
| loanfairy | $25.00 | $25.00 | 12/18/2009 4:47:57 PM |
| TennSquire | $25.00 | $25.00 | 12/18/2009 4:52:44 PM |
| worldly-community3 | $25.00 | $25.00 | 12/18/2009 4:52:50 PM |
| flopcat | $25.00 | $25.00 | 12/18/2009 4:52:52 PM |
| brother_tam | $50.00 | $50.00 | 12/18/2009 4:52:58 PM |
| gethsemane4 | $25.00 | $25.00 | 12/18/2009 4:55:23 PM |
| sail120 | $25.00 | $25.00 | 12/18/2009 4:48:53 PM |
| pleasant-basis | $25.00 | $25.00 | 12/18/2009 4:49:20 PM |
| danj | $25.00 | $25.00 | 12/18/2009 4:56:01 PM |
| kruizen | $25.00 | $25.00 | 12/18/2009 4:54:04 PM |
| red-relentless-money | $50.00 | $50.00 | 12/18/2009 4:54:34 PM |
| mjjjrj | $25.00 | $25.00 | 12/18/2009 4:54:40 PM |
| flwah | $25.00 | $25.00 | 12/18/2009 4:54:58 PM |
| cerebral-return3 | $25.00 | $25.00 | 12/18/2009 4:55:00 PM |
| bruin558 | $33.21 | $33.21 | 12/18/2009 4:55:31 PM |
| unk1911 | $25.00 | $25.00 | 12/18/2009 4:51:02 PM |
| Kmac_Lending | $25.00 | $25.00 | 12/18/2009 4:55:43 PM |
| Joon | $40.00 | $40.00 | 12/18/2009 4:56:02 PM |
| exact-justice | $25.00 | $25.00 | 12/18/2009 4:51:14 PM |
| tuffshorty | $25.00 | $25.00 | 12/18/2009 4:56:32 PM |
| bluprntguy | $25.00 | $25.00 | 12/18/2009 4:51:31 PM |
| order-prospector | $50.00 | $5.14 | 12/18/2009 4:56:42 PM |
| bradny | $25.00 | $25.00 | 12/18/2009 4:51:43 PM |
| community-accelerator | $324.19 | $324.19 | 12/18/2009 4:51:47 PM |
| 54CHEVY | $25.00 | $25.00 | 12/18/2009 4:52:30 PM |
| exact-loan5 | $25.00 | $25.00 | 12/18/2009 4:52:34 PM |
| Buffer10 | $100.00 | $100.00 | 12/18/2009 4:53:15 PM |
| melodious-fairness | $25.00 | $25.00 | 12/18/2009 4:53:34 PM |
| DDHMoney | $25.00 | $25.00 | 12/18/2009 4:53:49 PM |
| the-pal328 | $25.00 | $25.00 | 12/18/2009 4:53:52 PM |
| rgrtanker | $25.00 | $25.00 | 12/18/2009 4:54:14 PM |
| just-benefit | $25.00 | $25.00 | 12/18/2009 4:54:41 PM |
| Bostonbanker | $25.00 | $25.00 | 12/18/2009 4:54:49 PM |
| jct_enterprises | $25.00 | $25.00 | 12/18/2009 4:55:09 PM |
| puntme | $25.00 | $25.00 | 12/18/2009 4:55:42 PM |
| ciscoparrot | $25.00 | $25.00 | 12/18/2009 4:55:50 PM |
| letsloansomemoney | $25.00 | $25.00 | 12/18/2009 4:56:10 PM |
| tidy-dime | $25.00 | $25.00 | 12/18/2009 4:56:29 PM |
| ibuystk | $50.00 | $50.00 | 12/18/2009 4:42:12 PM |
| Entejaeger | $25.00 | $25.00 | 12/18/2009 4:42:24 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/18/2009 4:44:52 PM |
| Raser | $25.00 | $25.00 | 12/18/2009 4:44:51 PM |
| trapper569 | $50.00 | $50.00 | 12/18/2009 4:47:15 PM |
| petejones32 | $25.00 | $25.00 | 12/18/2009 4:47:19 PM |
| green-glowing-gain | $25.00 | $25.00 | 12/18/2009 4:48:19 PM |
| Sefotonga | $25.00 | $25.00 | 12/18/2009 4:48:00 PM |
| YogaDude34 | $50.00 | $50.00 | 12/18/2009 4:48:13 PM |
| LEWK25 | $25.00 | $25.00 | 12/18/2009 4:49:00 PM |
| wealth-cloud | $25.00 | $25.00 | 12/18/2009 4:49:22 PM |
| SimGuy | $25.00 | $25.00 | 12/18/2009 4:49:28 PM |
| power-flow6 | $50.00 | $50.00 | 12/18/2009 4:49:04 PM |
| new-thrilling-principal | $25.00 | $25.00 | 12/18/2009 4:43:31 PM |
| efficient-principal | $25.00 | $25.00 | 12/18/2009 4:49:16 PM |
| Headhunter14 | $25.00 | $25.00 | 12/18/2009 4:49:29 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 4:44:29 PM |
| fairwealth | $25.00 | $25.00 | 12/18/2009 4:50:46 PM |
| ekn_enterprises | $25.00 | $25.00 | 12/18/2009 4:51:53 PM |
| TheGrayFox | $25.00 | $25.00 | 12/18/2009 4:51:17 PM |
| orderly-loot | $25.00 | $25.00 | 12/18/2009 4:51:19 PM |
| chlebie | $50.00 | $50.00 | 12/18/2009 4:52:15 PM |
| jleng | $25.00 | $25.00 | 12/18/2009 4:52:38 PM |
| theemhdoctor | $25.00 | $25.00 | 12/18/2009 4:47:03 PM |
| kain11286 | $25.00 | $25.00 | 12/18/2009 4:52:00 PM |
| money2k | $25.00 | $25.00 | 12/18/2009 4:53:42 PM |
| SNH | $50.00 | $50.00 | 12/18/2009 4:52:23 PM |
| KiwiElf | $25.00 | $25.00 | 12/18/2009 4:53:48 PM |
| dullstar | $25.00 | $25.00 | 12/18/2009 4:54:01 PM |
| KMTboy | $25.00 | $25.00 | 12/18/2009 4:54:20 PM |
| aycinvestments | $25.00 | $25.00 | 12/18/2009 4:52:47 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/18/2009 4:52:55 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 4:54:52 PM |
| skiberdad | $50.00 | $50.00 | 12/18/2009 4:55:14 PM |
| 108lender | $62.45 | $62.45 | 12/18/2009 4:48:44 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/18/2009 4:53:09 PM |
| cyberie21 | $40.00 | $40.00 | 12/18/2009 4:55:16 PM |
| CarDealer3070 | $25.00 | $25.00 | 12/18/2009 4:53:13 PM |
| sloan | $25.00 | $25.00 | 12/18/2009 4:53:18 PM |
| steady-gain5 | $25.00 | $25.00 | 12/18/2009 4:53:26 PM |
| money-shaker | $25.00 | $25.00 | 12/18/2009 4:55:57 PM |
| CrossCreek | $25.00 | $25.00 | 12/18/2009 4:53:29 PM |
| rbb | $25.00 | $25.00 | 12/18/2009 4:56:04 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/18/2009 4:49:25 PM |
| transparency-giant | $25.00 | $25.00 | 12/18/2009 4:56:33 PM |
| LenderByDay | $25.00 | $25.00 | 12/18/2009 4:54:30 PM |
| Gorblum | $25.00 | $25.00 | 12/18/2009 4:54:55 PM |
| someone0001 | $25.00 | $25.00 | 12/18/2009 4:55:05 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/18/2009 4:50:49 PM |
| love_what_you_do | $25.00 | $25.00 | 12/18/2009 4:55:11 PM |
| mpactlender | $25.00 | $25.00 | 12/18/2009 4:51:28 PM |
| Gabriel02 | $25.00 | $25.00 | 12/18/2009 4:51:35 PM |
| CoolHelp | $50.00 | $50.00 | 12/18/2009 4:51:42 PM |
| ohnezweck | $25.00 | $25.00 | 12/18/2009 4:51:45 PM |
| PatRichi | $25.00 | $25.00 | 12/18/2009 4:53:01 PM |
| Dia_Lucrii | $25.00 | $25.00 | 12/18/2009 4:53:25 PM |
| JGB | $25.00 | $25.00 | 12/18/2009 4:53:37 PM |
| grampy48 | $25.00 | $25.00 | 12/18/2009 4:53:51 PM |
| SDNLR | $25.00 | $25.00 | 12/18/2009 4:53:55 PM |
| stollcm | $25.00 | $25.00 | 12/18/2009 4:53:57 PM |
| golden-yield | $25.00 | $25.00 | 12/18/2009 4:54:11 PM |
| Vess | $25.00 | $25.00 | 12/18/2009 4:54:32 PM |
| Macarro4 | $25.00 | $25.00 | 12/18/2009 4:54:54 PM |
| pythia | $25.00 | $25.00 | 12/18/2009 4:55:04 PM |
| charb57 | $25.00 | $25.00 | 12/18/2009 4:55:33 PM |
| Jager31 | $25.00 | $25.00 | 12/18/2009 4:55:36 PM |
| jkmphd | $25.00 | $25.00 | 12/18/2009 4:56:30 PM |
| 140 bids
|
Borrower Payment Dependent Notes Series
439531
This series of Notes was issued and sold upon the funding of the borrower loan #40126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $75.43 |
|
Final lender yield:
| 16.85% |
Final borrower rate/APR:
| 17.85% / 20.06% |
Final monthly payment:
| $72.15 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.96% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 6
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,740 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Michael614 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 620-639
(Feb-2008)
600-619
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Paying unexpected Medical Expense
Purpose of loan:
This loan will be?used to pay for some upcoming Oral Surgery.??I recently had?a dental emergnecy and?as a result?will need to have oral surgency with in the next thirty days.? The procedure is somewhat exspensive as well as unplanned for.? My financial situation is strong; however, recently purchased an engagement ring which hurts my short term access to quick?cash.? I do not want to use a credit card or apply for a bank loan.? I have used Prosper in the past and it worked great for me.? My previous loan has been repaid with a perfect payment history.
My financial situation:
I am a good candidate for this loan because I have excellent Job security.? I have been with same company for almost six years and have "risen through the ranks".? I make a good living and am in an excellent?position to repay any loan.
Monthly net income: $5,250
Monthly expenses: $ 2,150
??Housing: $1,000
??Insurance: $0
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $100
??Food, entertainment: $ 450
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 12/22/2009 5:40:34 PM |
| ptjg | $50.00 | $50.00 | 12/22/2009 9:41:26 PM |
| CoolPlexer | $25.00 | $25.00 | 12/23/2009 8:08:26 AM |
| dmk2006 | $25.00 | $25.00 | 12/23/2009 2:04:53 PM |
| Aberdeen | $300.00 | $300.00 | 12/23/2009 11:35:59 AM |
| helping-out | $50.50 | $50.50 | 12/23/2009 4:39:15 PM |
| economy-structure9 | $25.00 | $25.00 | 12/23/2009 7:44:20 PM |
| woodslip | $25.00 | $25.00 | 12/24/2009 12:14:52 AM |
| credit-maestro | $50.00 | $50.00 | 12/24/2009 6:08:51 AM |
| d_grbg | $25.00 | $25.00 | 12/24/2009 7:35:59 PM |
| wach | $25.00 | $25.00 | 12/24/2009 5:31:04 PM |
| Gandalf0001 | $32.89 | $32.89 | 12/25/2009 9:40:47 AM |
| pure-deal6 | $50.00 | $50.00 | 12/26/2009 11:15:20 AM |
| ksubd | $50.00 | $50.00 | 12/27/2009 7:25:26 AM |
| justice-hawk | $25.00 | $25.00 | 12/28/2009 6:37:17 AM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:37:01 AM |
| heritage_loans | $25.00 | $25.00 | 12/28/2009 9:47:36 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/22/2009 8:05:51 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:14:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/22/2009 5:39:35 PM |
| CA_Lender | $25.00 | $18.27 | 12/23/2009 1:29:06 PM |
| twtb19 | $50.00 | $50.00 | 12/23/2009 9:08:04 PM |
| DalCowboys | $50.00 | $50.00 | 12/24/2009 6:30:24 PM |
| marwadi-62 | $300.00 | $300.00 | 12/25/2009 7:48:11 AM |
| nethosters | $25.00 | $25.00 | 12/28/2009 5:48:23 AM |
| Catz_aplenty | $25.00 | $25.00 | 12/28/2009 7:27:23 AM |
| Bob450 | $50.00 | $50.00 | 12/28/2009 8:51:41 AM |
| tkr2 | $25.00 | $25.00 | 12/28/2009 4:54:34 AM |
| interloode | $273.34 | $273.34 | 12/28/2009 6:26:53 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 7:36:25 AM |
| 30 bids
|
Borrower Payment Dependent Notes Series
439537
This series of Notes was issued and sold upon the funding of the borrower loan #40117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,128 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ktsdad |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $808.58 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Paying off christmas debt
Purpose of loan:
This is a re-list of my last post.? I had originally wanted to get a prosper loan so I would be able to buy my kids Christmas presents.? Unfortunately undefinedundefinedmy last listing did not reach 100% funding.
I went ahead and bought a modest amount of presents for my kids (all 6 of them).? I really want this prosper loan so I can pay down my credit spending from this holiday.? If I don't get this loan, things will be extremely tight until February or March when my tax return arrives.? I will do what have have to do either way though.
Something I did not write in my last listing is that this is not a risky loan for anyone who invests in me.? I pay all my bills on time every time, as can been seen with my previous prosper loan and my credit score history.
Please feel free to ask me any questions you may have in regards to this listing.
Thank you.
My financial situation:
I budget my paychecks out monthly and I do what ever is needed to make sure our bills are paid.? I file my taxes as early as possible every year and I?am expecting a nice refund in early 2010.
Employment:
I have a good job that have been at since 2001 (full time since 2003).? I do not expect any change in employment in the near future and chance of layoffs is low.
Monthly net income: $ 2894.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $250.00 | $250.00 | 12/22/2009 5:11:15 PM |
| flexible-economy2 | $150.00 | $150.00 | 12/22/2009 5:30:57 PM |
| jybank | $25.00 | $25.00 | 12/22/2009 8:09:52 PM |
| cashhelp | $25.00 | $25.00 | 12/22/2009 9:33:49 PM |
| Dave_Cashflow | $42.17 | $42.17 | 12/22/2009 11:21:37 PM |
| shawnw2 | $50.00 | $50.00 | 12/22/2009 5:41:28 PM |
| DasMula | $250.00 | $250.00 | 12/22/2009 9:28:49 PM |
| USNavyVet | $25.00 | $25.00 | 12/23/2009 5:16:01 AM |
| hellasow | $30.00 | $30.00 | 12/23/2009 7:51:12 AM |
| LAKETIME | $25.00 | $25.00 | 12/23/2009 5:43:22 AM |
| victor111 | $25.00 | $25.00 | 12/23/2009 6:01:25 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:56:14 AM |
| alexgalt | $25.00 | $25.00 | 12/23/2009 4:04:04 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/23/2009 4:40:19 PM |
| Unitas4302 | $200.00 | $200.00 | 12/23/2009 7:49:43 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/24/2009 1:04:30 AM |
| RetirementMoney | $25.00 | $24.83 | 12/24/2009 12:37:16 AM |
| bondhedger | $25.00 | $25.00 | 12/24/2009 1:06:40 AM |
| RecoveryLender | $28.00 | $28.00 | 12/22/2009 6:44:11 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/23/2009 6:59:12 AM |
| head | $25.00 | $25.00 | 12/23/2009 8:22:19 AM |
| b-rent | $25.00 | $25.00 | 12/23/2009 12:17:18 PM |
| gelt4u | $25.00 | $25.00 | 12/23/2009 11:31:31 AM |
| kingbob | $25.00 | $25.00 | 12/23/2009 2:20:24 PM |
| sweety075 | $25.00 | $25.00 | 12/23/2009 8:08:21 PM |
| mco | $25.00 | $25.00 | 12/23/2009 8:43:46 PM |
| retired272 | $25.00 | $25.00 | 12/23/2009 5:28:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 5:32:40 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
439575
This series of Notes was issued and sold upon the funding of the borrower loan #40113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 31.99% |
Final borrower rate/APR:
| 32.99% / 35.69% |
Final monthly payment:
| $66.16 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.52% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $371 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 82% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| GPS1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 39 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,600.00 | < mo. late:
| 0
( 0% )
| 660-679
(May-2009)
620-639
(Nov-2007)
600-619
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Funding for growth
To my fellow prosper members. My company is in need of working capital for sales and marketing materials.?My company provides and install GPS devices in vehicles and install security camera systems.?I have had two prosper loans for my business in the pass and never miss a payment. We are?expecting a good 2010.???
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 12/23/2009 2:53:03 PM |
| flexible-economy2 | $150.00 | $150.00 | 12/23/2009 2:49:39 PM |
| bankbuddy55 | $25.00 | $25.00 | 12/23/2009 5:49:46 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/23/2009 5:43:24 PM |
| unger | $25.00 | $25.00 | 12/24/2009 4:06:32 PM |
| master648 | $32.00 | $32.00 | 12/24/2009 1:28:43 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 6:18:26 AM |
| diligent-moola9 | $26.92 | $26.92 | 12/25/2009 9:23:47 AM |
| TheDavidH | $50.00 | $50.00 | 12/24/2009 10:23:09 PM |
| CoolPlexer | $82.90 | $82.90 | 12/25/2009 9:07:26 AM |
| frugalinvestor20 | $25.00 | $25.00 | 12/23/2009 2:49:38 PM |
| penny-surgeon | $25.00 | $25.00 | 12/23/2009 5:50:25 PM |
| Aberdeen | $300.00 | $300.00 | 12/23/2009 4:36:43 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 5:55:29 PM |
| Bob450 | $50.00 | $50.00 | 12/23/2009 7:40:03 PM |
| Unitas4302 | $300.00 | $300.00 | 12/23/2009 7:52:04 PM |
| foothillender | $25.00 | $25.00 | 12/24/2009 8:58:18 AM |
| ralstat | $1,500.00 | $33.45 | 12/24/2009 12:44:16 PM |
| bondhedger | $25.00 | $25.00 | 12/24/2009 12:45:07 PM |
| shawnw2 | $49.73 | $49.73 | 12/24/2009 9:37:30 AM |
| d_grbg | $25.00 | $25.00 | 12/24/2009 3:15:14 PM |
| marwadi-62 | $150.00 | $150.00 | 12/25/2009 7:49:07 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
431776
This series of Notes was issued and sold upon the funding of the borrower loan #40145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 20.00% |
Starting borrower rate/APR:
| 21.00% / 23.25% |
Starting monthly payment:
| $94.19 |
|
Final lender yield:
| 17.25% |
Final borrower rate/APR:
| 18.25% / 20.46% |
Final monthly payment:
| $90.69 |
| |
|
Auction yield range:
| 4.20% - 20.00% |
Estimated loss impact:
| 2.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.08% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $42,771 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| revenue-corps5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital
Purpose of loan:
This loan will be used by a seasoned investor to safely trade in two on-line investment vehicles.? I currently average 7-9%? weekly in these accounts.?
My financial situation:
I have verifiable funds in my IRA account to more than cover this loan.undefinedundefinedundefinedundefinedundefinedundefinedundefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you going to be using the money to trade within your Ira Account?
If yes How much money have you contributed to your Ira account this year so far? - Joshua_E
A:
I am not trading this within my IRA account. I am merely stating that if for some reason the trades go against me, I have enough funds in my IRA to pay back this loan. My profits on trading this week were $2,300.
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/14/2009 9:36:42 PM |
| psalms6612 | $25.00 | $25.00 | 12/15/2009 5:06:22 PM |
| cutter21 | $25.00 | $25.00 | 12/16/2009 4:17:12 PM |
| imlosttoo | $25.00 | $25.00 | 12/17/2009 5:04:43 PM |
| AdamBertocci | $25.00 | $25.00 | 12/17/2009 6:24:52 PM |
| jakespirit | $25.00 | $25.00 | 12/18/2009 12:03:25 AM |
| benevolent-capital1 | $50.00 | $50.00 | 12/18/2009 8:11:24 AM |
| asset-fanatic | $25.00 | $25.00 | 12/18/2009 3:33:28 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 6:40:56 PM |
| Luv2Bless | $100.00 | $100.00 | 12/20/2009 7:18:40 AM |
| cashhelp | $25.00 | $25.00 | 12/20/2009 11:46:10 AM |
| lucrative-worth | $50.00 | $50.00 | 12/20/2009 5:57:31 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:04:58 AM |
| Minotaur | $36.00 | $36.00 | 12/20/2009 11:02:41 PM |
| chibear34 | $25.00 | $25.00 | 12/21/2009 4:24:09 AM |
| MacAtk | $75.00 | $75.00 | 12/21/2009 9:12:34 AM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 12:19:37 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:55:44 PM |
| kinetic-social | $25.00 | $25.00 | 12/21/2009 3:49:50 PM |
| p_amadeus | $33.02 | $33.02 | 12/21/2009 3:52:14 PM |
| lovely-leverage | $50.00 | $50.00 | 12/15/2009 6:53:12 PM |
| causr08 | $50.00 | $50.00 | 12/15/2009 11:04:44 PM |
| kingpin1 | $50.00 | $50.00 | 12/16/2009 6:59:03 PM |
| Fargo109 | $25.00 | $25.00 | 12/17/2009 4:34:29 AM |
| sshgfwb | $25.00 | $25.00 | 12/18/2009 10:01:44 AM |
| Newdad6 | $50.00 | $50.00 | 12/18/2009 8:24:29 PM |
| inforapenny | $25.00 | $25.00 | 12/19/2009 7:05:07 AM |
| libertas67 | $25.00 | $25.00 | 12/19/2009 7:04:46 AM |
| Watersports | $60.00 | $60.00 | 12/19/2009 6:38:40 PM |
| five-star-commitment0 | $26.05 | $26.05 | 12/19/2009 9:50:06 PM |
| Bank2u | $50.00 | $50.00 | 12/20/2009 12:23:32 PM |
| fonz88 | $100.00 | $100.00 | 12/20/2009 10:46:27 AM |
| Bank2u | $50.00 | $50.00 | 12/20/2009 12:08:56 PM |
| mattblizz | $25.00 | $25.00 | 12/20/2009 3:31:44 PM |
| JohnQPublic | $50.00 | $50.00 | 12/20/2009 4:06:08 PM |
| mikrolown | $200.00 | $200.00 | 12/20/2009 5:07:28 PM |
| blue-receptive-affluence | $25.00 | $25.00 | 12/20/2009 5:16:30 PM |
| JustMee | $25.00 | $25.00 | 12/20/2009 6:59:16 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:22:11 PM |
| mkvance | $59.27 | $59.27 | 12/20/2009 7:27:05 PM |
| tyson789 | $113.96 | $113.96 | 12/20/2009 7:53:50 PM |
| rmpedi33 | $100.00 | $100.00 | 12/21/2009 6:24:13 AM |
| B1 | $36.27 | $36.27 | 12/21/2009 10:03:32 AM |
| zoomdrm57 | $52.00 | $52.00 | 12/21/2009 10:41:48 AM |
| newest-famous-velocity | $25.00 | $25.00 | 12/21/2009 10:14:10 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:51:30 AM |
| revenue-sapling | $25.00 | $25.00 | 12/21/2009 11:06:42 AM |
| TakeCare | $30.00 | $30.00 | 12/21/2009 11:31:28 AM |
| cordial-integrity | $25.00 | $25.00 | 12/21/2009 12:51:56 PM |
| rome1426 | $30.00 | $30.00 | 12/21/2009 12:11:39 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 1:06:33 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:56 PM |
| gelt4u | $25.00 | $25.00 | 12/21/2009 2:48:12 PM |
| alida | $54.00 | $54.00 | 12/21/2009 1:24:13 PM |
| organic-platinum | $25.00 | $25.00 | 12/21/2009 3:34:16 PM |
| SCRUGZY | $25.00 | $25.00 | 12/21/2009 3:31:47 PM |
| goodhearted-basis4 | $26.72 | $26.72 | 12/21/2009 3:51:37 PM |
| steady-dime | $180.57 | $87.71 | 12/21/2009 3:29:37 PM |
| wealth-comet694 | $30.00 | $30.00 | 12/21/2009 3:51:25 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
437400
This series of Notes was issued and sold upon the funding of the borrower loan #40115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,750.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-08-2009 |
| |
Auction end date:
| Dec-15-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $79.16 |
|
Final lender yield:
| 33.94% |
Final borrower rate/APR:
| 34.94% / 37.39% |
Final monthly payment:
| $79.10 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.37% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| LeadsForHusband |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Leads!!!
Purpose of loan:
This loan will be used for my husband to buy 30 qualified leads. He has been in the mortgage industry for 21 years and has made 6 figures from 2000-2007 until 3 layoffs from 2007-2009. He is back with a major bank he worked for for several years and we need a jump start to get commissions rolling in (in addition to his guarantee which goes for a couple more months at $2888) This loan will buy several very well qualified leads which will allow him to earn in excess of $10,000 from this batch of leads. These leads have been used by others within his company with great success and similar results.? He is in mortgage lending and has always been a top producer. ? ???
My financial situation:
I am a good candidate for this loan because I have been a homeowner for 17 years - and am employed as a teacher. We are people of faith and know there are people out there who will help us during this time. You will be very happy with your decision in helping our family of 6 get a good fresh start with his new job. My credit is outstanding and we just need help getting my husband going with new job.?
Monthly net income: $
1370
Monthly expenses: $
??Housing: $
Husband pays ???? ???? ????
??Insurance: $
Husband pays
??Car expenses: $
320 ????
??Utilities: $
Husband pays ???? ????
??Phone, cable, internet: $
Husband pays
??Food, entertainment: $
Husband pays
??Clothing, household expenses $
Husband pays ????
??Credit cards and other loans: $
0 ????
??Other expenses: 105 small loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| People-for-people | $50.00 | $50.00 | 12/8/2009 4:20:39 PM |
| reflective-rupee | $25.00 | $25.00 | 12/8/2009 4:57:07 PM |
| Eloise62 | $75.00 | $75.00 | 12/9/2009 11:12:01 AM |
| Bob450 | $25.00 | $25.00 | 12/9/2009 9:57:18 PM |
| DasMula | $25.00 | $25.00 | 12/9/2009 10:55:39 PM |
| groundsquirrel | $25.00 | $25.00 | 12/12/2009 7:24:09 PM |
| moo916 | $50.00 | $50.00 | 12/13/2009 11:49:01 PM |
| building_community | $25.00 | $25.00 | 12/14/2009 10:29:22 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2009 9:32:51 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2009 9:33:01 AM |
| bestloanrate | $50.00 | $50.00 | 12/15/2009 10:14:58 AM |
| realtormoises | $25.00 | $25.00 | 12/15/2009 10:59:40 AM |
| worldly-gold | $100.00 | $100.00 | 12/15/2009 3:34:45 PM |
| just-trade0 | $36.00 | $36.00 | 12/15/2009 3:40:12 PM |
| Feyenoord | $25.00 | $25.00 | 12/15/2009 12:47:53 PM |
| helping-out | $25.00 | $25.00 | 12/15/2009 3:50:42 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/15/2009 1:23:42 PM |
| TakeCare | $30.00 | $30.00 | 12/15/2009 2:55:54 PM |
| wbwill | $25.00 | $25.00 | 12/15/2009 3:17:26 PM |
| Brown98 | $25.00 | $25.00 | 12/8/2009 4:44:13 PM |
| impartial-deal | $25.00 | $25.00 | 12/11/2009 12:17:13 PM |
| brodav | $50.00 | $50.00 | 12/14/2009 11:54:28 AM |
| cashhelp | $25.00 | $25.00 | 12/15/2009 9:56:06 AM |
| Teller1337 | $45.00 | $45.00 | 12/15/2009 11:05:21 AM |
| epic-payout | $30.17 | $30.17 | 12/15/2009 11:37:34 AM |
| aha6297 | $25.00 | $25.00 | 12/15/2009 11:49:43 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2009 9:33:16 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/15/2009 1:47:21 PM |
| rvfbroker | $25.00 | $25.00 | 12/15/2009 10:22:23 AM |
| penny-surgeon | $25.00 | $25.00 | 12/15/2009 10:25:48 AM |
| income-rocker2 | $212.38 | $212.38 | 12/15/2009 10:56:20 AM |
| marwadi-62 | $50.00 | $50.00 | 12/15/2009 11:16:49 AM |
| worldly-gold | $100.00 | $100.00 | 12/15/2009 3:36:27 PM |
| kevlar | $31.30 | $31.30 | 12/15/2009 1:28:32 PM |
| DenimCapital | $25.00 | $25.00 | 12/15/2009 1:15:16 PM |
| credit-coach118 | $25.00 | $25.00 | 12/15/2009 2:06:36 PM |
| DasMula | $100.00 | $100.00 | 12/15/2009 4:10:01 PM |
| cjames84 | $25.00 | $25.00 | 12/15/2009 2:55:37 PM |
| nilonc1 | $175.00 | $15.15 | 12/15/2009 3:27:01 PM |
| kinetic-social | $25.00 | $25.00 | 12/15/2009 4:14:32 PM |
| yerkster1 | $25.00 | $25.00 | 12/15/2009 4:16:46 PM |
| DasMula | $100.00 | $100.00 | 12/15/2009 4:15:36 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
437508
This series of Notes was issued and sold upon the funding of the borrower loan #40119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-09-2009 |
| |
Auction end date:
| Dec-16-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 30.24% |
Final borrower rate/APR:
| 31.24% / 33.64% |
Final monthly payment:
| $215.67 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,945 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| society1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off some higher interest credit card debt.? Also, things are slow this time of year until Mid January and this loan helps us get through this time. I expect to pay this loan off early.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I do utilize a lot of credit but I pay the bills when they are due.? This loan will be the same.
Monthly net income: $ 6,000
Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
T-Bizzone has bid a total of
$1,000.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 12/9/2009 4:00:53 PM |
| oath163 | $50.00 | $50.00 | 12/9/2009 6:32:36 PM |
| heroic-benefit | $100.00 | $100.00 | 12/11/2009 7:59:17 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/11/2009 6:35:38 PM |
| reflective-rupee | $275.00 | $89.64 | 12/12/2009 8:06:47 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/12/2009 6:13:45 AM |
| vest_vortex | $50.00 | $50.00 | 12/13/2009 4:14:15 PM |
| vest_vortex | $25.00 | $25.00 | 12/13/2009 4:14:34 PM |
| worldly-gold | $100.00 | $100.00 | 12/13/2009 10:16:28 PM |
| worldly-gold | $100.00 | $100.00 | 12/13/2009 10:17:07 PM |
| loss-of-control | $25.00 | $25.00 | 12/14/2009 6:08:50 PM |
| loss-of-control | $25.00 | $25.00 | 12/14/2009 6:08:24 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/14/2009 8:16:00 PM |
| well-mannered-income3 | $60.00 | $60.00 | 12/15/2009 3:55:25 PM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 4:05:34 PM |
| p2p-gala | $40.00 | $40.00 | 12/15/2009 7:13:12 PM |
| zone6 | $200.00 | $200.00 | 12/15/2009 7:34:36 PM |
| Happy-Man | $25.00 | $25.00 | 12/15/2009 6:24:26 PM |
| economy-synapse | $50.00 | $50.00 | 12/15/2009 10:19:58 PM |
| cashhelp | $25.00 | $25.00 | 12/16/2009 10:14:42 AM |
| penny-surgeon | $25.00 | $25.00 | 12/16/2009 12:11:45 PM |
| skaught | $40.00 | $40.00 | 12/16/2009 10:08:37 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/16/2009 10:19:35 AM |
| bevans | $50.00 | $50.00 | 12/16/2009 12:07:55 PM |
| wesleys | $50.00 | $50.00 | 12/16/2009 11:17:19 AM |
| sturdy-peace9 | $50.00 | $50.00 | 12/16/2009 2:54:28 PM |
| blue-silver-ruler | $25.00 | $25.00 | 12/16/2009 3:58:52 PM |
| sparkybrneyes | $25.31 | $25.31 | 12/16/2009 1:21:14 PM |
| mikrolown | $100.00 | $100.00 | 12/16/2009 2:48:34 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2009 2:50:09 PM |
| squarebob | $50.00 | $50.00 | 12/16/2009 3:30:19 PM |
| jhernand17 | $25.00 | $25.00 | 12/16/2009 2:29:54 PM |
| professional-finance | $25.00 | $25.00 | 12/16/2009 2:49:55 PM |
| reflective-rupee | $50.00 | $50.00 | 12/16/2009 2:57:21 PM |
| draggon77 | $25.00 | $25.00 | 12/16/2009 3:06:36 PM |
| TakeCare | $50.00 | $50.00 | 12/16/2009 3:25:34 PM |
| transparency-tomahawk | $29.00 | $29.00 | 12/16/2009 3:34:05 PM |
| just-trade0 | $36.00 | $36.00 | 12/16/2009 3:50:50 PM |
| DasMula | $25.00 | $25.00 | 12/9/2009 11:30:50 PM |
| JustMee | $25.00 | $25.00 | 12/9/2009 8:27:37 PM |
| Bob450 | $25.00 | $25.00 | 12/9/2009 8:37:53 PM |
| reflective-rupee | $225.00 | $225.00 | 12/10/2009 11:50:40 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2009 11:51:01 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/13/2009 4:55:27 PM |
| deepblue34 | $30.00 | $30.00 | 12/14/2009 6:21:36 PM |
| kingpin1 | $50.00 | $50.00 | 12/14/2009 8:10:02 PM |
| cjames84 | $25.00 | $25.00 | 12/15/2009 2:59:54 PM |
| vest_vortex | $25.00 | $25.00 | 12/15/2009 3:54:28 PM |
| squarebob | $50.00 | $50.00 | 12/15/2009 5:25:03 PM |
| interest-friendship | $50.00 | $50.00 | 12/15/2009 5:51:39 PM |
| balance-force | $28.00 | $28.00 | 12/15/2009 10:09:40 PM |
| Lubava | $25.00 | $25.00 | 12/16/2009 5:00:41 AM |
| a-reasonable-return | $25.00 | $25.00 | 12/16/2009 6:46:24 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/16/2009 8:02:23 AM |
| upbeat-marketplace | $25.00 | $25.00 | 12/16/2009 8:18:45 AM |
| Feyenoord | $25.00 | $25.00 | 12/16/2009 8:38:43 AM |
| Leshan | $33.84 | $33.84 | 12/16/2009 12:05:55 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/16/2009 10:02:38 AM |
| Rip128 | $100.00 | $100.00 | 12/16/2009 12:58:33 PM |
| Rip128 | $50.00 | $50.00 | 12/16/2009 11:41:16 AM |
| Isotope | $25.00 | $25.00 | 12/16/2009 2:10:25 PM |
| genuine-dime | $50.00 | $50.00 | 12/16/2009 12:06:41 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/16/2009 11:45:17 AM |
| active-return | $28.21 | $28.21 | 12/16/2009 2:49:00 PM |
| squarebob | $50.00 | $50.00 | 12/16/2009 3:29:40 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/16/2009 1:47:48 PM |
| waterlogged39 | $150.00 | $150.00 | 12/16/2009 1:54:30 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/16/2009 2:27:29 PM |
| grnii78 | $100.00 | $100.00 | 12/16/2009 2:48:40 PM |
| Skeptical-one | $50.00 | $50.00 | 12/16/2009 3:02:07 PM |
| T-Bizzone | $1,000.00 | $1,000.00 | 12/16/2009 1:53:35 PM |
| mespeedy36 | $25.00 | $25.00 | 12/16/2009 2:04:33 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2009 3:36:36 PM |
| Rip128 | $100.00 | $100.00 | 12/16/2009 3:57:32 PM |
| Engineer44 | $30.00 | $30.00 | 12/16/2009 3:58:16 PM |
| DasMula | $100.00 | $100.00 | 12/16/2009 3:26:10 PM |
| DasMula | $100.00 | $100.00 | 12/16/2009 3:34:01 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
437558
This series of Notes was issued and sold upon the funding of the borrower loan #40148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 13.59% |
Starting borrower rate/APR:
| 14.59% / 16.75% |
Starting monthly payment:
| $86.16 |
|
Final lender yield:
| 11.00% |
Final borrower rate/APR:
| 12.00% / 14.13% |
Final monthly payment:
| $83.04 |
| |
|
Auction yield range:
| 4.20% - 13.59% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.86% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 16
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,668 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| suncrazy64 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Credit Card
Purpose of loan:
This loan will be used to pay off my High Interest AT&T Card.? The actual account has already been closed by me.
My financial situation:
I am a good candidate for this loan because I have always paid my debts on time and never late.
Monthly net income: $ 2100
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 50.00
??Car expenses: $ 0.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 525.00
??Other expenses: $ 60.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| psalms6612 | $25.00 | $25.00 | 12/13/2009 9:45:59 AM |
| dcoggins | $25.00 | $25.00 | 12/15/2009 6:35:07 PM |
| 78 | $25.00 | $25.00 | 12/16/2009 6:03:23 PM |
| ManhattanLender | $25.00 | $25.00 | 12/16/2009 4:50:24 PM |
| scho0590 | $50.00 | $50.00 | 12/16/2009 5:46:28 PM |
| serene-capital | $25.00 | $25.00 | 12/17/2009 2:09:19 AM |
| G-Love | $200.00 | $200.00 | 12/17/2009 6:23:52 AM |
| heng2x | $50.00 | $50.00 | 12/16/2009 9:15:49 PM |
| durability-colonel | $50.00 | $50.00 | 12/17/2009 9:55:16 AM |
| TigerForce | $25.00 | $25.00 | 12/17/2009 11:17:49 AM |
| JUDAHiNVESTMENTGROUP | $47.04 | $47.04 | 12/17/2009 12:19:03 PM |
| dmitriy2 | $25.00 | $25.00 | 12/17/2009 12:55:29 PM |
| Leshan | $50.00 | $50.00 | 12/17/2009 8:16:11 AM |
| Exibility-Inc | $37.82 | $37.82 | 12/17/2009 1:30:33 PM |
| rbgnr111 | $25.00 | $25.00 | 12/17/2009 11:08:52 AM |
| improvman | $25.00 | $25.00 | 12/17/2009 11:52:00 AM |
| LAKETIME | $25.00 | $25.00 | 12/17/2009 3:32:21 PM |
| skaught | $30.00 | $30.00 | 12/17/2009 11:19:10 AM |
| edsmoney | $100.00 | $100.00 | 12/17/2009 11:59:22 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/17/2009 1:09:58 PM |
| smart-gold | $26.00 | $26.00 | 12/17/2009 1:11:07 PM |
| yu-rik | $75.00 | $75.00 | 12/17/2009 4:04:51 PM |
| justice-disk | $25.00 | $25.00 | 12/17/2009 2:30:43 PM |
| Dskillz | $38.00 | $38.00 | 12/17/2009 3:08:17 PM |
| flyfisherman99 | $82.00 | $82.00 | 12/17/2009 2:43:37 PM |
| PeacefulFlorida | $25.00 | $25.00 | 12/17/2009 3:08:03 PM |
| prudent-gain7 | $25.00 | $25.00 | 12/17/2009 4:04:43 PM |
| libertas67 | $25.00 | $25.00 | 12/17/2009 4:03:56 PM |
| gustavholstopus32 | $25.00 | $25.00 | 12/17/2009 4:10:04 PM |
| nalaari | $56.03 | $56.03 | 12/17/2009 4:20:20 PM |
| JGuide | $100.00 | $100.00 | 12/17/2009 4:16:17 PM |
| JGuide | $25.00 | $25.00 | 12/17/2009 4:25:44 PM |
| organic-platinum | $25.00 | $25.00 | 12/17/2009 4:16:50 PM |
| careful-wealth | $25.00 | $25.00 | 12/17/2009 4:18:32 PM |
| Bob450 | $50.00 | $50.00 | 12/17/2009 4:17:05 PM |
| hellasow | $25.00 | $25.00 | 12/10/2009 6:57:47 PM |
| IceFisherman | $50.00 | $50.00 | 12/16/2009 4:49:13 PM |
| engbusres | $28.00 | $28.00 | 12/16/2009 9:10:46 PM |
| gethope | $72.38 | $72.38 | 12/16/2009 9:23:15 PM |
| PleaseDoNotDefault | $25.00 | $1.72 | 12/17/2009 5:34:02 AM |
| Ven58 | $25.00 | $25.00 | 12/16/2009 8:58:42 PM |
| bsmtloan | $50.00 | $50.00 | 12/17/2009 9:20:47 AM |
| earlj20 | $75.00 | $75.00 | 12/17/2009 4:19:48 AM |
| godspeed237 | $25.00 | $25.00 | 12/17/2009 6:21:16 AM |
| bowl800 | $25.00 | $25.00 | 12/17/2009 5:43:07 AM |
| amor1962 | $25.00 | $25.00 | 12/17/2009 5:56:49 AM |
| niq4soccer | $25.00 | $25.00 | 12/17/2009 8:23:59 AM |
| MrXcel | $25.74 | $25.74 | 12/17/2009 8:28:08 AM |
| ryan6853 | $25.00 | $25.00 | 12/17/2009 2:05:08 PM |
| Lender95466 | $25.00 | $25.00 | 12/17/2009 11:25:11 AM |
| wild-orange | $25.00 | $25.00 | 12/17/2009 10:46:17 AM |
| plbquic | $25.00 | $25.00 | 12/17/2009 12:24:44 PM |
| kf88 | $25.00 | $25.00 | 12/17/2009 1:19:34 PM |
| Earn_money | $30.00 | $30.00 | 12/17/2009 3:53:56 PM |
| orbital-gain | $50.00 | $50.00 | 12/17/2009 4:13:56 PM |
| triumphant-bonus | $30.27 | $30.27 | 12/17/2009 4:15:16 PM |
| patriot384 | $145.00 | $145.00 | 12/17/2009 4:09:52 PM |
| revenue-appraiser | $25.00 | $25.00 | 12/17/2009 4:18:26 PM |
| friendinmoney | $50.00 | $50.00 | 12/17/2009 4:21:02 PM |
| friendinmoney | $50.00 | $50.00 | 12/17/2009 4:24:04 PM |
| friendinmoney | $25.00 | $25.00 | 12/17/2009 4:25:00 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
437612
This series of Notes was issued and sold upon the funding of the borrower loan #40142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 48 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $123,423 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| graceful-dedication |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying property taxes
Purpose of loan:
This loan will be used to pay my property taxes.?
My financial situation:
I am a good candidate for this loan because I have an excellent credit history
of paying back my loans on time.? Our debt to income ratio is high as I elected to stay at home with our two young daughters, which has impacted our credit score, though otherwise we are good solid borrowers who pay our bills on time each month.? My husbands job recently changed within his company which requires that he work out of state for 6 months of the year.? While it is a promotion, it has also added to our expenses, leaving us a bit behind this month as our property taxes and homeowners insurance are both due in December.? I'm seeking a short-term loan to cover the remaining cost of our property taxes.
Monthly net income: $ 8133
Monthly expenses: $
??Housing: $ 3532.00
??Insurance: $ 588
??Car expenses: $ 400
??Utilities: $ 487
??Phone, cable, internet: $ 228
??Food, entertainment: $ 600
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1401
??Other expenses: $ 160
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why hasn't be applied? where do u get money? hurry before your loan closes.
/ - diligent-moola9
A:
do you mean my husband, why he didn't apply since he's the one with the income? My husband is working out of state 6 months of the year now (his job just changed in november) and we're in the process of buying a second residence there, so I didn't want to do anything that may conflict with that loan (that loan is in his name only). I hope that answers your question. Please feel free to contact me if you would like any further information. Thank you for your consideration.
(Dec-16-2009)
Q:
You're a home owner? Stat box says you're not....? See my page, too. thank you. - Tono
A:
I am a homeowner. When I first listed this loan I was surprised to see that on my profile! I looked at my credit report & our mortgage was showing up as "closed" and the detail said it was being transferred. Our mortgage was with wachovia, who has since been bought out by wells fargo. My guess is that the loan is currently being transferred internally from wachovia to wells fargo. I faxed prosper proof of my mortgage on 12/9 but I haven't heard back from them yet. Thanks for your consideration.
(Dec-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/10/2009 9:38:51 PM |
| Satur | $50.00 | $50.00 | 12/14/2009 7:01:21 PM |
| SNH | $50.00 | $50.00 | 12/15/2009 4:46:32 PM |
| supreme-justice3 | $100.00 | $25.00 | 12/17/2009 3:03:50 PM |
| DasMula | $500.00 | $500.00 | 12/17/2009 4:25:45 PM |
| DasMula | $25.00 | $25.00 | 12/17/2009 4:26:01 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/17/2009 4:26:19 PM |
| social-hunter5 | $25.00 | $25.00 | 12/16/2009 10:47:54 AM |
| Tono | $25.00 | $25.00 | 12/16/2009 4:43:49 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/17/2009 9:30:31 AM |
| upbeat-marketplace | $25.00 | $25.00 | 12/17/2009 12:03:35 PM |
| jhernand17 | $25.00 | $25.00 | 12/17/2009 10:48:36 AM |
| jameswmooreiii | $25.00 | $25.00 | 12/17/2009 3:12:14 PM |
| 13 bids
|
Borrower Payment Dependent Notes Series
437638
This series of Notes was issued and sold upon the funding of the borrower loan #40112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-14-2009 |
|
|
Starting lender yield:
| 7.60% |
Starting borrower rate/APR:
| 8.60% / 8.94% |
Starting monthly payment:
| $47.42 |
|
Final lender yield:
| 6.15% |
Final borrower rate/APR:
| 7.15% / 7.49% |
Final monthly payment:
| $46.42 |
| |
|
Auction yield range:
| 3.20% - 7.60% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 60 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,913 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| the-leverage-genome |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Renovation of bathroom
Purpose of loan:
This loan will be used to? improve home
My financial situation:
I am a good candidate for this loan because? I have a good job and credit history
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hey the-leverage-genome-- could you describe your sales position in terms of product? Thanks and best of luck with your listing. - bondhedger
A:
Yes, I sell property casualty insurance for one of the largest insurers. I make a base salary plus bonuses.
(Dec-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| BeachWalkz | $25.00 | $25.00 | 12/11/2009 2:55:31 PM |
| lucrative-worth | $25.00 | $25.00 | 12/11/2009 2:57:07 PM |
| Steveoo1 | $25.00 | $25.00 | 12/11/2009 2:57:58 PM |
| mlopez2007 | $100.00 | $100.00 | 12/11/2009 2:58:52 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/11/2009 2:58:57 PM |
| sjlender | $25.00 | $25.00 | 12/11/2009 2:56:31 PM |
| djs81 | $25.00 | $25.00 | 12/11/2009 2:58:15 PM |
| two_old_gals | $25.00 | $25.00 | 12/11/2009 2:55:13 PM |
| Zarks | $25.00 | $25.00 | 12/11/2009 2:55:29 PM |
| mjm77_1 | $25.00 | $25.00 | 12/11/2009 2:55:45 PM |
| dontscrewmeover1 | $100.00 | $100.00 | 12/11/2009 4:31:44 PM |
| turbospeed | $25.00 | $25.00 | 12/11/2009 3:18:40 PM |
| blot44 | $100.00 | $100.00 | 12/11/2009 6:37:41 PM |
| springpanda | $75.00 | $75.00 | 12/12/2009 3:23:44 PM |
| FundMaker | $25.00 | $25.00 | 12/13/2009 8:46:06 AM |
| suzanny | $25.00 | $25.00 | 12/14/2009 10:57:26 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/11/2009 2:55:32 PM |
| ljay | $25.00 | $25.00 | 12/11/2009 2:56:59 PM |
| agwosdof | $100.00 | $23.60 | 12/11/2009 2:59:00 PM |
| kginatl | $25.00 | $25.00 | 12/11/2009 2:55:38 PM |
| Kerrysbay | $25.00 | $25.00 | 12/11/2009 2:56:56 PM |
| neenerman | $25.00 | $25.00 | 12/11/2009 2:57:12 PM |
| trochees | $25.00 | $25.00 | 12/11/2009 2:58:49 PM |
| Pawnster | $25.00 | $25.00 | 12/11/2009 2:55:26 PM |
| fortytwo | $200.00 | $200.00 | 12/11/2009 2:58:17 PM |
| thedoctor | $80.00 | $80.00 | 12/11/2009 3:02:41 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 12/11/2009 3:16:33 PM |
| swiftsoul | $25.00 | $25.00 | 12/11/2009 3:18:44 PM |
| EmeritusX | $25.00 | $25.00 | 12/11/2009 3:09:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 4:46:01 PM |
| money-prophesy | $36.40 | $36.40 | 12/12/2009 8:06:10 AM |
| impartial-deal | $25.00 | $25.00 | 12/12/2009 8:28:33 PM |
| jackdempsey | $50.00 | $50.00 | 12/13/2009 12:40:22 PM |
| hellasow | $60.00 | $60.00 | 12/13/2009 7:50:17 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
437754
This series of Notes was issued and sold upon the funding of the borrower loan #40118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-10-2009 |
| |
Auction end date:
| Dec-15-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 24.81% |
Final monthly payment:
| $37.68 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.03% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 15
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 27 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $107,526 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 68% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| nonprofexec |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Not giving up!
Purpose of loan:
I am re-listing this, because I am not giving up on getting this loan to help my wonderful daughter. She is (as you can see from the photo) a brilliant photographer who is in the process of establishing herself in a difficult market.. She is beginning to receive recognition, including several magazine covers but she is still a "starving artist". I want to help her by purchasing some of the things she needs to really become successful and secure. She is a wonderful young woman, who has always had to work twice as hard as everyone else because she has had a lifelong struggle with severe depression, but she still has managed to graduate from a prestigious arts college where her talent really blossomed. I want to make sure her dreams come true, but it is difficult for me because I am helping to pay her student loans (many of which are in my name) and I don't have the "extra" money to make any major purchases. This loan would help me buy her a Canon EF 24-70mm f/2.8L USM Zoom Lens ($1299.99). She is currently renting a lens for many of her shoots, which eats into her profits. This would be a Christmas gift from me, not an obligation she would need to repay. (She has no idea I am planning this, and it would be a huge surprise, and such a great gift!)
My financial situation:
I am a good candidate for this loan because I am extremely responsible, and have never been delinquent on a single payment to anyone. The one delinquency in the amount of "zero" shown on my report was a cable box I returned when I moved, but the company claimed was it was returned late (and this was five years ago!). They refuse to remove it, so I am stuck with it on my record. I am a homeowner, have lived in the same community my whole life, and I am the executive director of a successful nonprofit agency. Much of my debt ratio is caused by student loans which I took out for my daughter, and which she is helping to repay as she can (another reason I want her to succeed!) and there are also home equity loans I took out to upgrade and improve my own home and the rental property I own. With the current market it's hard to be enthusiastic about home improvement, but it will pay off in the long run (or so I keep telling myself!). I have listed this twice, and would like to say thank you to those who have bid on the loan. Even if it is not successful, it means so much to see that people really do want to help. Happy Holidays to all!
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $2,700
??Insurance: $275
??Car expenses: $50
??Utilities: $95
??Phone, cable, internet: $140
??Food, entertainment: $150
??Clothing, household expenses $100
??Credit cards and other loans: $650
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 12/10/2009 4:47:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 8:01:11 AM |
| rawsushi | $200.00 | $200.00 | 12/13/2009 2:14:07 AM |
| tnjohnso | $25.00 | $25.00 | 12/12/2009 3:12:47 PM |
| pedestrianme | $25.00 | $25.00 | 12/13/2009 3:04:20 PM |
| scho0590 | $50.00 | $50.00 | 12/13/2009 11:02:32 AM |
| DenimCapital | $25.00 | $25.00 | 12/13/2009 8:02:43 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/14/2009 8:50:44 AM |
| Carne_Chung | $25.00 | $25.00 | 12/14/2009 10:02:55 PM |
| tomas090 | $25.00 | $25.00 | 12/15/2009 10:37:07 AM |
| Unitas4302 | $100.00 | $100.00 | 12/15/2009 3:36:44 PM |
| compassion-spy | $50.00 | $50.00 | 12/15/2009 4:04:05 PM |
| respectful-credit3 | $25.00 | $7.00 | 12/15/2009 4:11:08 PM |
| heroic-benefit | $100.00 | $100.00 | 12/15/2009 4:52:03 PM |
| caseattle | $25.00 | $25.00 | 12/10/2009 4:49:02 PM |
| Bob450 | $25.00 | $25.00 | 12/10/2009 10:06:15 PM |
| IPG1 | $25.00 | $25.00 | 12/12/2009 9:34:00 AM |
| Prentice150 | $50.00 | $50.00 | 12/13/2009 1:47:22 PM |
| 2cit | $53.00 | $53.00 | 12/15/2009 8:05:46 AM |
| money-explorer3 | $25.00 | $25.00 | 12/15/2009 7:11:38 AM |
| YoungTaxMan | $50.00 | $50.00 | 12/15/2009 10:26:09 AM |
| 21 bids
|
Borrower Payment Dependent Notes Series
437822
This series of Notes was issued and sold upon the funding of the borrower loan #40123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-14-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 23.84% |
Final monthly payment:
| $37.19 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,354 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 40% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| powerful-worth8 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
December
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sefotonga | $25.00 | $25.00 | 12/11/2009 2:56:11 PM |
| Quaven | $25.00 | $25.00 | 12/11/2009 2:56:18 PM |
| Tavita | $25.00 | $25.00 | 12/11/2009 2:56:39 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/11/2009 2:56:47 PM |
| cheng | $25.00 | $25.00 | 12/11/2009 2:56:25 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/11/2009 2:56:27 PM |
| Payasoup | $60.00 | $60.00 | 12/11/2009 2:56:40 PM |
| AF-Chief | $27.00 | $27.00 | 12/11/2009 2:56:51 PM |
| happyskippy0208 | $25.00 | $25.00 | 12/11/2009 2:56:24 PM |
| beleza | $32.49 | $32.49 | 12/11/2009 2:56:35 PM |
| booksleuth | $50.00 | $3.92 | 12/11/2009 2:56:52 PM |
| robot777 | $40.00 | $40.00 | 12/11/2009 3:03:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 4:49:26 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/11/2009 5:59:04 PM |
| carrinel | $50.00 | $50.00 | 12/12/2009 4:17:10 PM |
| TheBiggTree | $25.00 | $25.00 | 12/11/2009 2:56:24 PM |
| my401K | $46.83 | $46.83 | 12/11/2009 2:56:33 PM |
| calm-deal7 | $25.00 | $25.00 | 12/11/2009 2:56:50 PM |
| ArmyGuy | $25.00 | $25.00 | 12/11/2009 2:56:19 PM |
| gulch | $25.00 | $25.00 | 12/11/2009 2:56:26 PM |
| gristle | $25.00 | $25.00 | 12/11/2009 2:56:29 PM |
| contract-neutron | $25.00 | $25.00 | 12/11/2009 2:56:37 PM |
| bronzmajom | $25.00 | $25.00 | 12/11/2009 2:56:43 PM |
| adorable-p2ploan | $25.00 | $25.00 | 12/11/2009 2:56:21 PM |
| sunshinysmiles | $25.00 | $25.00 | 12/11/2009 2:56:28 PM |
| madpinto21 | $39.76 | $39.76 | 12/11/2009 2:56:41 PM |
| ljay | $25.00 | $25.00 | 12/11/2009 2:56:48 PM |
| BrianCU15 | $25.00 | $25.00 | 12/13/2009 7:00:35 PM |
| money-prophesy | $150.00 | $150.00 | 12/14/2009 11:29:47 AM |
| interstellar | $50.00 | $50.00 | 12/14/2009 11:36:25 AM |
| 30 bids
|
Borrower Payment Dependent Notes Series
437916
This series of Notes was issued and sold upon the funding of the borrower loan #40131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $172.37 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $172.37 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $243 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 48% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| funds-cleansing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying property taxes
Purpose of loan:
This loan will be used to?Pay property taxes due January 31st, 2010.
My financial situation:
I am a good candidate for this loan because?I have more than adequate income to pay bills etc. for the short term. However, I don't have the resources to make my property tax payment due to unexpected expenses assisting children this year. My husband and I have been married for 40 years and his and my income provide for us for bills and some unexpected expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your husband's occupation, length of status, and will you
give lenders a complete breakdown of your monthly living expenses?
Thanks - RecoveryLender
A:
He's employed as a Heating & Air Conditioning technician, and has been in that line of work all of his life with the exception of a 2 year period beginning 2006 to 2008. In 2006 he opened a photography studio. The timing was not good due to the economy so he's returned to work as a Heating & Air Conditioning Technician. However he still operates the photography studio as a part time income source.
And yes, I will provide a breakdown of our monthly living expenses
(Dec-12-2009)
Q:
Please list the balances of each of your debts (including mortgages) and please indicate the current value of your house (feel free to use zillow.com). thanks - reflective-rupee
A:
Mortgage balance $179,00, Value $205,000 (per zillow), Credit Card balances $600,
Our vehicles are paid for.
(Dec-12-2009)
Q:
Please explain the public record on your credit profile. thanks - reflective-rupee
A:
A Texas state tax lien filed in 2000. It was for back state sales taxes and has been paid. It remains on record for 10 years and should be purged off of our credit profile next year.
(Dec-12-2009)
Q:
Please indicate your monthly net income and expenses (and also total household net income and expenses). thanks - reflective-rupee
A:
Net Income $4,995.00. Net Expenses $3960.00 (including household expenses & income)
(Dec-12-2009)
Q:
Will taxes for $4200. also be due January 31, 2011, and what
provisions are being made for those? Thanks - RecoveryLender
A:
Our property taxes come due at the same time every year. We usually pay them in whichever year seems to work best for us financially. We save money monthly to pay property taxes, among other amounts we accrue for emergencies, etc. The savings we had ear marked for our taxes for the current year was used to assist one of our children with their housing needs. It was an unexpected and last minute expense.
(Dec-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SweetHoneyPot | $25.00 | $25.00 | 12/11/2009 3:04:36 PM |
| reflective-rupee | $25.00 | $25.00 | 12/11/2009 3:08:29 PM |
| reflective-rupee | $50.00 | $50.00 | 12/12/2009 9:57:44 AM |
| reflective-rupee | $100.00 | $100.00 | 12/12/2009 2:43:33 PM |
| reflective-rupee | $50.00 | $50.00 | 12/12/2009 2:43:14 PM |
| drkosh | $25.00 | $25.00 | 12/13/2009 9:32:44 AM |
| vest_vortex | $25.00 | $25.00 | 12/14/2009 5:34:49 PM |
| crippledcircus | $25.00 | $25.00 | 12/15/2009 11:30:14 AM |
| reflective-rupee | $125.00 | $125.00 | 12/15/2009 4:38:21 PM |
| nilonc1 | $259.69 | $21.40 | 12/15/2009 5:56:12 PM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:50:43 AM |
| powerproject | $25.00 | $25.00 | 12/15/2009 11:00:34 PM |
| golffish2 | $200.00 | $200.00 | 12/16/2009 6:00:41 AM |
| wealth-pipeline | $26.11 | $26.11 | 12/16/2009 6:44:55 AM |
| sflash | $25.00 | $25.00 | 12/16/2009 4:31:15 PM |
| impala6464 | $100.00 | $100.00 | 12/16/2009 8:23:12 PM |
| mercuriant | $25.00 | $25.00 | 12/17/2009 10:07:35 AM |
| tomas090 | $25.00 | $25.00 | 12/17/2009 11:30:23 AM |
| brilliant-balance | $25.00 | $25.00 | 12/17/2009 4:55:28 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/17/2009 4:52:37 PM |
| hard-working-loot | $25.00 | $25.00 | 12/17/2009 6:41:03 PM |
| DenimCapital | $326.66 | $326.66 | 12/17/2009 7:35:13 PM |
| deepblue34 | $30.00 | $30.00 | 12/17/2009 6:15:27 PM |
| loss-of-control | $25.00 | $25.00 | 12/17/2009 7:55:02 PM |
| Eeshabala | $50.00 | $50.00 | 12/17/2009 8:16:22 PM |
| Loan_shark718 | $30.00 | $30.00 | 12/17/2009 9:02:30 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 8:48:46 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 7:13:50 AM |
| A007 | $25.00 | $25.00 | 12/18/2009 6:18:34 AM |
| spiff666 | $25.00 | $25.00 | 12/18/2009 7:29:03 AM |
| sparkling-contract7 | $25.00 | $25.00 | 12/18/2009 7:31:20 AM |
| peb44 | $25.00 | $25.00 | 12/18/2009 6:53:07 AM |
| Gaelicman | $100.00 | $100.00 | 12/18/2009 7:42:20 AM |
| craig1050 | $36.70 | $36.70 | 12/18/2009 7:48:47 AM |
| buffalobills | $25.00 | $25.00 | 12/18/2009 8:04:57 AM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 8:56:08 AM |
| PCity-LOA15 | $50.00 | $50.00 | 12/18/2009 9:58:58 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/18/2009 11:09:02 AM |
| fair-payment4 | $25.00 | $25.00 | 12/18/2009 10:57:21 AM |
| Skeptical-one | $50.00 | $50.00 | 12/18/2009 11:31:11 AM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 12:28:57 PM |
| reflective-rupee | $50.00 | $50.00 | 12/18/2009 12:39:53 PM |
| collector01 | $25.00 | $25.00 | 12/18/2009 12:41:37 PM |
| just-trade0 | $36.00 | $36.00 | 12/18/2009 1:00:49 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:39:38 PM |
| affluence-tomahawk | $40.00 | $40.00 | 12/18/2009 1:07:26 PM |
| TakeCare | $50.00 | $50.00 | 12/18/2009 2:10:11 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/11/2009 3:09:56 PM |
| reflective-rupee | $100.00 | $100.00 | 12/11/2009 3:33:21 PM |
| foothillender | $25.00 | $25.00 | 12/12/2009 7:49:42 AM |
| Bob450 | $25.00 | $25.00 | 12/11/2009 10:30:57 PM |
| reflective-rupee | $25.00 | $25.00 | 12/12/2009 8:52:21 AM |
| SolarMoonshine | $50.00 | $50.00 | 12/12/2009 7:51:40 PM |
| vest_vortex | $25.00 | $25.00 | 12/14/2009 5:34:27 PM |
| Unitas4302 | $100.00 | $100.00 | 12/15/2009 4:03:42 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:11:16 PM |
| 371millwood | $200.00 | $200.00 | 12/16/2009 7:46:24 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/16/2009 4:48:31 PM |
| The-CAPS-fan | $35.00 | $35.00 | 12/16/2009 5:46:32 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/17/2009 3:21:31 PM |
| orange-pound-party | $25.00 | $25.00 | 12/17/2009 6:46:35 PM |
| KnightKSU | $25.00 | $25.00 | 12/17/2009 7:17:30 PM |
| Gobsek | $25.00 | $25.00 | 12/17/2009 5:45:45 PM |
| exciting-fairness | $200.00 | $200.00 | 12/17/2009 6:20:08 PM |
| LendToCause | $25.00 | $25.00 | 12/17/2009 7:34:34 PM |
| cashhelp | $25.00 | $25.00 | 12/17/2009 7:37:07 PM |
| Loanstou | $100.00 | $100.00 | 12/17/2009 9:23:38 PM |
| wild_carrot | $25.00 | $25.00 | 12/17/2009 10:40:53 PM |
| 1traveler | $25.00 | $25.00 | 12/18/2009 12:33:41 AM |
| SuperDoucheBag | $25.00 | $25.00 | 12/18/2009 6:33:58 AM |
| Leshan | $50.00 | $50.00 | 12/18/2009 7:50:51 AM |
| piano55 | $41.73 | $41.73 | 12/18/2009 8:14:47 AM |
| rate-fluffy-bunny | $25.00 | $25.00 | 12/18/2009 9:50:26 AM |
| barkochva | $25.00 | $25.00 | 12/18/2009 8:27:58 AM |
| velocity-winner | $25.00 | $25.00 | 12/18/2009 9:56:17 AM |
| PotBellyPete | $40.00 | $40.00 | 12/18/2009 8:41:35 AM |
| marwadi-62 | $50.00 | $50.00 | 12/18/2009 9:05:04 AM |
| Feyenoord | $25.00 | $25.00 | 12/18/2009 10:27:04 AM |
| caddy5662 | $100.00 | $100.00 | 12/18/2009 10:38:51 AM |
| credit-coach118 | $35.00 | $35.00 | 12/18/2009 10:14:07 AM |
| UBOtto186 | $25.00 | $25.00 | 12/18/2009 12:08:53 PM |
| reflective-rupee | $100.00 | $100.00 | 12/18/2009 12:40:09 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:39:23 PM |
| aultraman | $25.00 | $25.00 | 12/18/2009 2:18:04 PM |
| fulfilling-commitment | $25.00 | $25.00 | 12/18/2009 2:47:44 PM |
| Kissabledevil | $26.40 | $26.40 | 12/18/2009 2:41:07 PM |
| Engineer44 | $25.00 | $25.00 | 12/18/2009 2:55:48 PM |
| 87 bids
|
Borrower Payment Dependent Notes Series
438336
This series of Notes was issued and sold upon the funding of the borrower loan #40136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $452.36 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $452.36 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $465,504 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| AssetInvestor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $34,222.00 | < mo. late:
| 0
( 0% )
| 700-719
(Jul-2009)
680-699
(Apr-2009)
700-719
(Jan-2008)
680-699
(Aug-2006)
|
|
Principal balance:
| $4,180.85 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
3rd Prosper Loan; New Furnace
Purpose: Quick funds for unexpected new furnace and hot water heater for house in which have resided for 9 years.
Income: ytd Income on track for >$300,000 (same as 2008; and expected for 2010). Same job for 2 1/2 years and industry for 15 years.
Third Prosper Loan: Paid off balance of first loan, a $25,000 Loan, with $9,000 check at end of 2008. Currently have $4,200 balance on original 2nd Loan. This 3rd loan easier than pulling funds from other personal asset holdings, which will produce income over time vs. immediately.
For interested Prosper investors, good potential investment return for the risk (no late payments on Prosper Loans, or anything, since beginning my relationship with Prosper in 2006), and a very simple process to deal with Prosper. Good for all parties I believe. Personally, will not risk a late or default payment due to consequences with credit rating - would access other funds before that were to ever happen.
Best of luck to all in future investments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain why the revolving credit is so high? - paradiseinvestor
A:
Mostly home equity loan which is classified as Revolving Credit (or effectively, 2nd), which at Prime plus less than 1%, doesn't make sense to refinance. And total loans (1st & 2nd combined), probably only 70% LTV on my home. Again, assets > liabilities, but not show up given the way credit reports only look at one side of the equation. Hope this is helpful.
(Dec-14-2009)
Q:
$452.36 is a monthly figure, the proposed payment. Please give me 2 more monthly figures: total take home, and total expenses. see my page. thank you. - Tono
A:
After Tax Base Take Home Pay / Month of [$11,300] on $15,000 PreTax. Expenses of ~[$9,000] .... Note that Base Pay only ~50% of full yearly pay ($180k Base/Yr shown above) as bonuses add to this, but occur quarterly and annually - not per your question, monthly. Total income around ~$300,000/yr the past 2 yrs, or I suppose, averages to $25,000/month PreTax if you want the bigger picture. Thanks for interest.
(Dec-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 12/14/2009 4:37:52 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 1:48:35 PM |
| reflective-rupee | $250.00 | $250.00 | 12/16/2009 2:01:32 PM |
| reflective-rupee | $200.00 | $200.00 | 12/17/2009 12:08:15 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/17/2009 12:07:45 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2009 4:58:45 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/18/2009 3:50:47 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 4:03:17 PM |
| nilonc1 | $500.00 | $500.00 | 12/18/2009 4:26:29 PM |
| RecoveryLender | $25.00 | $25.00 | 12/18/2009 6:35:36 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 6:58:11 PM |
| 371millwood | $200.00 | $200.00 | 12/18/2009 6:14:47 PM |
| JiggaJoeyS | $500.00 | $500.00 | 12/19/2009 7:34:53 AM |
| myGodisgood | $25.00 | $25.00 | 12/19/2009 9:00:00 AM |
| shrewd-income | $100.00 | $100.00 | 12/19/2009 7:06:20 PM |
| jerrymaguire | $50.00 | $50.00 | 12/19/2009 10:10:18 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/19/2009 9:36:21 PM |
| Bomber | $49.83 | $49.83 | 12/20/2009 6:28:03 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:02:36 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:03:03 AM |
| markandrosie | $25.00 | $25.00 | 12/20/2009 9:41:10 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:18:14 AM |
| Lenderboy | $3,300.00 | $932.68 | 12/20/2009 2:57:27 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:20:35 PM |
| Lubava | $25.00 | $25.00 | 12/20/2009 2:43:05 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:11:40 PM |
| Jazzy503 | $25.00 | $25.00 | 12/20/2009 4:50:08 PM |
| credit-coach118 | $25.00 | $25.00 | 12/20/2009 7:14:10 PM |
| mikeyp411 | $25.00 | $25.00 | 12/20/2009 7:26:57 PM |
| thestartuplender | $100.00 | $100.00 | 12/20/2009 9:08:16 PM |
| thestartuplender | $50.00 | $50.00 | 12/20/2009 9:08:40 PM |
| Laxa | $600.00 | $600.00 | 12/20/2009 9:26:15 PM |
| gold-cluster | $100.00 | $100.00 | 12/21/2009 7:21:29 AM |
| a-reasonable-return | $50.00 | $50.00 | 12/21/2009 6:21:32 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 7:24:13 AM |
| credit-missile | $100.00 | $100.00 | 12/21/2009 9:11:32 AM |
| eclipse056 | $25.00 | $25.00 | 12/21/2009 9:55:22 AM |
| paradiseinvestor | $50.00 | $50.00 | 12/21/2009 11:30:56 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:41:55 AM |
| sturdy-peace9 | $50.00 | $50.00 | 12/21/2009 12:14:53 PM |
| Feyenoord | $56.27 | $56.27 | 12/21/2009 12:31:09 PM |
| BrianJx | $25.00 | $25.00 | 12/21/2009 3:24:04 PM |
| fairness-atmosphere | $50.00 | $50.00 | 12/15/2009 9:49:01 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/15/2009 8:08:46 PM |
| Aberdeen | $300.00 | $300.00 | 12/16/2009 4:31:56 PM |
| WMY-Investor | $250.00 | $250.00 | 12/16/2009 5:06:05 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/16/2009 6:25:53 PM |
| prudent-gain7 | $25.00 | $25.00 | 12/17/2009 6:40:09 AM |
| reflective-rupee | $500.00 | $500.00 | 12/17/2009 12:07:57 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2009 12:08:30 PM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 12:08:45 PM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 12:09:03 PM |
| rockhound84 | $50.00 | $50.00 | 12/17/2009 3:05:33 PM |
| impartial-deal | $28.30 | $28.30 | 12/17/2009 5:16:57 PM |
| JackinGreen | $25.00 | $25.00 | 12/17/2009 7:01:53 PM |
| YurshotCapital | $400.00 | $400.00 | 12/18/2009 4:45:34 PM |
| lender12345 | $25.00 | $25.00 | 12/18/2009 6:24:02 PM |
| adaptable-capital | $250.00 | $250.00 | 12/18/2009 7:13:01 PM |
| Kash2010lu | $25.00 | $25.00 | 12/19/2009 8:08:12 AM |
| pietro_torna_indietro | $50.00 | $50.00 | 12/19/2009 7:03:21 AM |
| unk1911 | $25.00 | $25.00 | 12/19/2009 8:55:07 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:25:04 PM |
| five-star-note | $91.25 | $91.25 | 12/19/2009 9:14:50 PM |
| gold-cluster | $400.00 | $400.00 | 12/20/2009 6:42:25 AM |
| TheCount | $100.00 | $100.00 | 12/20/2009 9:41:46 AM |
| markac | $88.59 | $88.59 | 12/20/2009 9:45:27 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:02:48 AM |
| goodcents | $25.00 | $25.00 | 12/20/2009 12:56:16 PM |
| lendme2 | $25.00 | $25.00 | 12/20/2009 3:24:26 PM |
| Tono | $50.00 | $50.00 | 12/20/2009 3:47:17 PM |
| helping-out | $75.00 | $75.00 | 12/20/2009 3:32:30 PM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 3:16:54 PM |
| credit-coach118 | $55.00 | $55.00 | 12/20/2009 7:13:45 PM |
| credit-coach118 | $25.00 | $25.00 | 12/20/2009 7:15:01 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:52:13 PM |
| capital-galaxy | $200.00 | $200.00 | 12/21/2009 5:03:40 AM |
| HarryRoberts | $50.00 | $50.00 | 12/21/2009 8:19:05 AM |
| epic-payout | $50.00 | $50.00 | 12/21/2009 9:29:50 AM |
| DenimCapital | $53.08 | $53.08 | 12/21/2009 10:24:11 AM |
| cordial-integrity | $50.00 | $50.00 | 12/21/2009 9:30:53 AM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:39:40 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 1:00:49 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 2:03:24 PM |
| myGodisgood | $45.00 | $45.00 | 12/21/2009 3:30:47 PM |
| gold-cluster | $100.00 | $100.00 | 12/21/2009 3:41:58 PM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 3:58:17 PM |
| 86 bids
|
Borrower Payment Dependent Notes Series
438374
This series of Notes was issued and sold upon the funding of the borrower loan #40114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $82.08 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $82.08 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,803 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| beckyalex |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $5,946.18 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Going to Law School
Purpose of loan:
I need a small loan for school purposes.
My financial situation:
I am finishing up my first semester of law school on full scholarship. I am also a 2LT in the California National Guard. I have been pinching pennies to make my financial aid stretch, but just found out that I need to fly to Virginia for a family emergency in January. I will receive the next disbursement of my financial aid at the end of January and I also receive the GI Bill, but won't get any of that until March.
Monthly net income: $2,000
Monthly expenses: $1500
??Housing: $ 600
??Insurance: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hellasow | $30.00 | $30.00 | 12/16/2009 4:45:36 PM |
| Littlepeng | $25.00 | $25.00 | 12/19/2009 9:59:52 AM |
| shrewd-asset | $25.00 | $25.00 | 12/19/2009 9:52:58 AM |
| RetirementMoney | $50.00 | $50.00 | 12/20/2009 11:46:21 AM |
| mrgreen182 | $50.00 | $50.00 | 12/20/2009 5:53:41 PM |
| JeffHoll | $25.00 | $25.00 | 12/23/2009 7:22:03 AM |
| DasMula | $250.00 | $250.00 | 12/23/2009 1:52:07 PM |
| squarebob | $100.00 | $100.00 | 12/23/2009 2:25:27 PM |
| JGuide | $50.00 | $50.00 | 12/23/2009 3:42:26 PM |
| sevenbridges | $82.78 | $82.78 | 12/23/2009 3:08:35 PM |
| JGuide | $100.00 | $100.00 | 12/23/2009 3:23:47 PM |
| bondhedger | $25.00 | $25.00 | 12/23/2009 3:26:31 PM |
| just-trade0 | $36.00 | $36.00 | 12/23/2009 3:27:19 PM |
| charitycoon | $200.00 | $200.00 | 12/23/2009 4:00:45 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 4:51:49 PM |
| foothillender | $25.00 | $25.00 | 12/17/2009 7:19:09 AM |
| heerzaquestion | $25.00 | $25.00 | 12/17/2009 2:31:41 PM |
| balanced-balance6 | $25.00 | $25.00 | 12/20/2009 7:13:33 AM |
| squarebob | $25.00 | $25.00 | 12/21/2009 5:03:27 PM |
| think_globally_act_locally | $35.00 | $35.00 | 12/21/2009 5:27:08 PM |
| marybennet | $25.00 | $25.00 | 12/22/2009 7:14:49 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:09:54 AM |
| gelt4u | $25.00 | $25.00 | 12/23/2009 8:03:32 AM |
| squarebob | $50.00 | $50.00 | 12/23/2009 1:24:27 PM |
| shawnw2 | $50.00 | $50.00 | 12/23/2009 1:34:45 PM |
| DasMula | $268.36 | $268.36 | 12/23/2009 2:17:59 PM |
| squarebob | $50.00 | $50.00 | 12/23/2009 1:24:08 PM |
| reflective-rupee | $44.00 | $44.00 | 12/23/2009 2:18:49 PM |
| cody55 | $50.00 | $50.00 | 12/23/2009 2:52:09 PM |
| reflective-rupee | $28.09 | $13.86 | 12/23/2009 2:21:06 PM |
| cordial-integrity | $25.00 | $25.00 | 12/23/2009 3:59:53 PM |
| JGuide | $50.00 | $50.00 | 12/23/2009 3:24:15 PM |
| JGuide | $50.00 | $50.00 | 12/23/2009 3:28:08 PM |
| Bill88 | $40.00 | $40.00 | 12/23/2009 3:51:02 PM |
| Capit0l | $25.00 | $25.00 | 12/23/2009 3:39:33 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
438438
This series of Notes was issued and sold upon the funding of the borrower loan #40124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-17-2009 |
|
|
Starting lender yield:
| 9.49% |
Starting borrower rate/APR:
| 10.49% / 12.60% |
Starting monthly payment:
| $162.49 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $162.16 |
| |
|
Auction yield range:
| 4.20% - 9.49% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 2
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $411 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 4% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| point-buddy |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buying a buisness
Purpose of loan:
I have been looking to purchase a business now for around 3 years and have been getting the money together. I have found a business that i am very interested?in and that's what this money is going?towards.? I have been working?in the field that i am?buying the business in for around 4 years and have management experience.? ?
My financial situation:
I am a good candidate for a loan because i am buying a preexisting business which?has?established ?income and also i have no real finical problems.??All the money goes towards my goal of buying a business and i really have no other billed like a mortgage, kids,? or credit card bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
And what is the business? - mbf2234
A:
The business is a liquor store
(Dec-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rob717171 | $25.00 | $25.00 | 12/15/2009 4:04:03 PM |
| phunktion | $25.00 | $25.00 | 12/15/2009 4:09:16 PM |
| TJ-Financial-Group | $35.00 | $35.00 | 12/15/2009 4:05:16 PM |
| MasonWitt | $25.00 | $25.00 | 12/15/2009 4:16:53 PM |
| JSKUSN | $25.00 | $25.00 | 12/15/2009 4:19:41 PM |
| neenerman | $75.00 | $75.00 | 12/15/2009 4:20:18 PM |
| ryreesado | $25.00 | $25.00 | 12/15/2009 4:20:45 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/15/2009 4:21:24 PM |
| honorable-yield | $75.00 | $75.00 | 12/15/2009 4:22:00 PM |
| DandBFamily | $25.00 | $25.00 | 12/15/2009 4:22:16 PM |
| ljay | $25.00 | $25.00 | 12/15/2009 4:11:18 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/15/2009 4:22:54 PM |
| skvat | $25.00 | $25.00 | 12/15/2009 4:23:19 PM |
| elasermd | $50.00 | $50.00 | 12/15/2009 4:23:32 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/15/2009 4:24:19 PM |
| QuinMccoy | $25.00 | $25.00 | 12/15/2009 4:24:26 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/15/2009 4:24:31 PM |
| SDNLR | $25.00 | $25.00 | 12/15/2009 4:24:40 PM |
| ADenny | $25.00 | $25.00 | 12/15/2009 4:24:44 PM |
| dbzen | $50.00 | $28.00 | 12/15/2009 4:26:02 PM |
| Pawnster | $25.00 | $25.00 | 12/15/2009 4:15:00 PM |
| BeachWalkz | $25.00 | $25.00 | 12/15/2009 4:15:55 PM |
| superstar449 | $25.00 | $25.00 | 12/15/2009 4:17:47 PM |
| PrimeTimeGadgets | $25.00 | $25.00 | 12/15/2009 4:18:54 PM |
| rosie777 | $25.00 | $25.00 | 12/15/2009 4:16:32 PM |
| keke2000 | $25.00 | $25.00 | 12/15/2009 4:20:00 PM |
| lucrative-worth | $25.00 | $25.00 | 12/15/2009 4:20:21 PM |
| DonaldColorado | $25.00 | $25.00 | 12/15/2009 4:20:25 PM |
| SnE | $25.00 | $25.00 | 12/15/2009 4:20:53 PM |
| hope-hickory | $25.00 | $25.00 | 12/15/2009 4:20:57 PM |
| SCOTTOL | $25.00 | $25.00 | 12/15/2009 4:21:32 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/15/2009 4:18:05 PM |
| Musicman1950 | $25.00 | $25.00 | 12/15/2009 4:22:40 PM |
| desertoasis | $25.00 | $25.00 | 12/15/2009 4:22:51 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/15/2009 4:20:02 PM |
| highcountry1 | $25.00 | $25.00 | 12/15/2009 4:23:27 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/15/2009 4:20:28 PM |
| TriSail | $25.00 | $25.00 | 12/15/2009 4:23:53 PM |
| turbospeed | $25.00 | $25.00 | 12/15/2009 4:31:28 PM |
| aasx1108 | $25.00 | $25.00 | 12/15/2009 4:24:04 PM |
| toblerone | $25.00 | $25.00 | 12/15/2009 4:21:27 PM |
| the-silver-blaster | $75.00 | $75.00 | 12/15/2009 4:24:08 PM |
| fcukciti | $25.00 | $25.00 | 12/15/2009 4:24:17 PM |
| lend_to_you | $50.00 | $50.00 | 12/15/2009 4:21:52 PM |
| mla | $25.00 | $25.00 | 12/15/2009 4:24:58 PM |
| impartial-deal | $25.00 | $25.00 | 12/15/2009 4:34:15 PM |
| freesia54 | $25.00 | $25.00 | 12/15/2009 4:22:08 PM |
| elegant-income3 | $25.00 | $25.00 | 12/15/2009 4:22:24 PM |
| bchen78875 | $50.00 | $50.00 | 12/15/2009 4:22:31 PM |
| jbaum | $150.00 | $150.00 | 12/15/2009 4:25:21 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/15/2009 4:25:24 PM |
| don8ter | $60.00 | $60.00 | 12/15/2009 4:22:38 PM |
| Carpetkid | $50.00 | $50.00 | 12/15/2009 4:22:45 PM |
| JGB | $25.00 | $25.00 | 12/15/2009 4:26:00 PM |
| first-class-dime | $25.00 | $25.00 | 12/15/2009 4:23:22 PM |
| KiwiElf | $30.00 | $30.00 | 12/15/2009 4:23:30 PM |
| alpinaut | $25.00 | $25.00 | 12/15/2009 4:23:48 PM |
| ClearLake | $25.00 | $25.00 | 12/15/2009 4:24:36 PM |
| bayareainv | $50.00 | $50.00 | 12/15/2009 4:24:52 PM |
| aspen5 | $25.00 | $25.00 | 12/15/2009 4:25:04 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/15/2009 4:25:10 PM |
| Katburg | $50.00 | $50.00 | 12/15/2009 4:25:32 PM |
| thedoctor | $80.00 | $80.00 | 12/15/2009 4:28:31 PM |
| orbiter614 | $75.00 | $75.00 | 12/15/2009 5:14:52 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:54 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:26 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:53 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:46 PM |
| SpotLending | $50.00 | $50.00 | 12/15/2009 8:59:04 PM |
| wrighco | $25.00 | $25.00 | 12/15/2009 10:11:51 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:16:16 AM |
| elegant-bonus | $25.00 | $25.00 | 12/16/2009 8:15:28 AM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:10 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/15/2009 10:18:15 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:37 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:04 AM |
| Merganser | $25.00 | $25.00 | 12/16/2009 10:34:52 AM |
| McDough | $25.00 | $25.00 | 12/16/2009 1:22:55 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:26 PM |
| houli123 | $100.00 | $100.00 | 12/16/2009 12:58:32 PM |
| cjames84 | $25.00 | $25.00 | 12/16/2009 12:58:56 PM |
| hellasow | $25.00 | $25.00 | 12/16/2009 5:30:22 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:40:47 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:06:37 AM |
| Divot | $25.00 | $25.00 | 12/15/2009 4:07:28 PM |
| direct-platinum8 | $25.00 | $25.00 | 12/15/2009 4:09:09 PM |
| Kerrysbay | $25.00 | $25.00 | 12/15/2009 4:11:17 PM |
| Steveoo1 | $25.00 | $25.00 | 12/15/2009 4:11:27 PM |
| Dmatthewsftf | $25.00 | $25.00 | 12/15/2009 4:15:33 PM |
| danfrphils | $25.00 | $25.00 | 12/15/2009 4:18:49 PM |
| sidney102 | $25.00 | $25.00 | 12/15/2009 4:19:47 PM |
| cash-boots | $30.00 | $30.00 | 12/15/2009 4:20:16 PM |
| divrekku | $25.00 | $25.00 | 12/15/2009 4:09:15 PM |
| five-star-note | $35.00 | $35.00 | 12/15/2009 4:20:32 PM |
| payout-point | $100.00 | $100.00 | 12/15/2009 4:21:30 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/15/2009 4:21:49 PM |
| a-special-power | $25.00 | $25.00 | 12/15/2009 4:22:43 PM |
| payout-backer2 | $25.00 | $25.00 | 12/15/2009 4:11:09 PM |
| Pasagam | $25.00 | $25.00 | 12/15/2009 4:22:48 PM |
| Kame | $25.00 | $25.00 | 12/15/2009 4:22:57 PM |
| the-bright-velocity | $50.00 | $50.00 | 12/15/2009 4:10:20 PM |
| grampy48 | $25.00 | $25.00 | 12/15/2009 4:23:14 PM |
| Father_Gailus | $25.00 | $25.00 | 12/15/2009 4:11:03 PM |
| fishman42 | $25.00 | $25.00 | 12/15/2009 4:25:47 PM |
| rmachi | $25.00 | $25.00 | 12/15/2009 4:25:51 PM |
| BanqueDeD | $25.00 | $25.00 | 12/15/2009 4:16:49 PM |
| lry651 | $25.00 | $25.00 | 12/15/2009 4:17:57 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/15/2009 4:20:56 PM |
| lucrative-hope | $25.00 | $25.00 | 12/15/2009 4:17:23 PM |
| Jassi | $25.00 | $25.00 | 12/15/2009 4:21:29 PM |
| DukSerduk | $25.00 | $25.00 | 12/15/2009 4:21:56 PM |
| GElender | $50.00 | $50.00 | 12/15/2009 4:21:58 PM |
| greenwell | $50.00 | $50.00 | 12/15/2009 4:22:02 PM |
| badgermom | $25.00 | $25.00 | 12/15/2009 4:18:12 PM |
| galaxy1 | $25.00 | $25.00 | 12/15/2009 4:22:21 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/15/2009 4:18:23 PM |
| flopcat | $25.00 | $25.00 | 12/15/2009 4:22:34 PM |
| syounker | $25.00 | $25.00 | 12/15/2009 4:22:59 PM |
| bds9646 | $26.00 | $26.00 | 12/15/2009 4:23:44 PM |
| availableloan | $25.00 | $25.00 | 12/15/2009 4:31:19 PM |
| opt1mum | $25.00 | $25.00 | 12/15/2009 4:23:57 PM |
| rjleves | $25.00 | $25.00 | 12/15/2009 4:20:50 PM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 4:24:03 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/15/2009 4:24:15 PM |
| DSK_Financials | $50.00 | $50.00 | 12/15/2009 4:24:30 PM |
| loan-selector622 | $25.00 | $25.00 | 12/15/2009 4:24:55 PM |
| Picopie | $50.00 | $50.00 | 12/15/2009 4:22:04 PM |
| discrete-asset | $25.00 | $25.00 | 12/15/2009 4:25:02 PM |
| solstice175 | $25.00 | $25.00 | 12/15/2009 4:25:16 PM |
| kvandivo | $25.00 | $25.00 | 12/15/2009 4:22:27 PM |
| lean-velocity | $25.00 | $25.00 | 12/15/2009 4:22:32 PM |
| Phantom99 | $25.00 | $25.00 | 12/15/2009 4:25:57 PM |
| morpholog | $25.00 | $25.00 | 12/15/2009 4:24:11 PM |
| sas19 | $25.00 | $25.00 | 12/15/2009 4:24:28 PM |
| Syzygy | $25.00 | $25.00 | 12/15/2009 4:45:48 PM |
| financial-frenzy | $25.00 | $25.00 | 12/15/2009 4:24:38 PM |
| puifais | $25.00 | $25.00 | 12/15/2009 4:24:46 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/15/2009 4:24:49 PM |
| lagnisiruk | $25.00 | $25.00 | 12/15/2009 4:25:53 PM |
| galtsgulch | $25.00 | $25.00 | 12/15/2009 7:58:30 PM |
| zento | $25.00 | $25.00 | 12/16/2009 5:47:48 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:46 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:24 PM |
| canisian | $25.00 | $25.00 | 12/16/2009 9:02:20 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:20 PM |
| wormdc | $26.00 | $26.00 | 12/16/2009 12:30:43 AM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:47:59 AM |
| suzanny | $25.00 | $25.00 | 12/16/2009 7:40:48 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:25 AM |
| Syndication | $25.00 | $25.00 | 12/16/2009 8:46:51 AM |
| money-prophesy | $150.00 | $150.00 | 12/16/2009 11:44:19 AM |
| steady-gain5 | $25.00 | $25.00 | 12/16/2009 1:49:21 PM |
| jcfunder | $25.00 | $25.00 | 12/16/2009 11:52:54 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:42 AM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:06 PM |
| springpanda | $25.00 | $25.00 | 12/16/2009 9:37:27 PM |
| 156 bids
|
Borrower Payment Dependent Notes Series
438558
This series of Notes was issued and sold upon the funding of the borrower loan #40106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $63.04 |
|
Final lender yield:
| 7.40% |
Final borrower rate/APR:
| 8.40% / 10.49% |
Final monthly payment:
| $63.04 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.29% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 60 | Length of status: | 35y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,940 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| NEXTINLINE |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,772.00 | < mo. late:
| 0
( 0% )
| 700-719
(Jan-2008)
660-679
(Dec-2007)
700-719
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Paying off high int credit card s
Purpose of loan:
Wasn't funded on my last Prosper request to make up rent from roommate who moved out without paying?me so borrowed from an internet company at 59percent with monthly payment of $254.?? Want to pay that off with favorable Prosper terms.
My financial situation:
Have two jobs/one full time at railroad and one part time at the airline which gross me?$95k combined a year.???Additionally, have income from two rooms?I rent in my condo for a net of?$1,600 per month not?included in employment income.?? Have been with my main employer for close to (36) years and on my part time position for (19) years.?? Am in good health and plan to continue to be gainfully employed.?
Monthly net income: $ 4,410 combined from both jobs and includes rental income.
Monthly expenses: $
??Housing: $2,125 from mortgage and condo fee
?Insurance: $?20
??Car expenses: $ 0
??Utilities: $?0
?Phone, cable, internet: $ 189
??Food, entertainment: $?300
??Clothing, household expenses $?472
??Credit cards and other loans: $?825
??Other expenses: $ 479
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $300.00 | $300.00 | 12/16/2009 4:54:45 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 11:13:59 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 12/18/2009 5:51:37 PM |
| jpblan11 | $250.00 | $250.00 | 12/19/2009 7:02:08 AM |
| jpskylar187 | $50.00 | $50.00 | 12/20/2009 5:38:25 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/20/2009 9:37:37 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 4:07:50 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:05:21 PM |
| REVSTJ999 | $50.00 | $50.00 | 12/23/2009 4:58:48 AM |
| KDW08 | $25.00 | $25.00 | 12/22/2009 5:45:16 PM |
| anton | $780.00 | $770.99 | 12/23/2009 3:52:52 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/23/2009 3:11:22 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 7:13:21 PM |
| e3oM | $25.00 | $25.00 | 12/20/2009 7:15:58 PM |
| Sven79 | $100.00 | $100.00 | 12/21/2009 8:53:12 AM |
| jpblan11 | $79.01 | $79.01 | 12/21/2009 7:26:35 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/21/2009 9:36:47 PM |
| MO_Investor | $25.00 | $25.00 | 12/22/2009 7:00:10 AM |
| Benny | $50.00 | $50.00 | 12/23/2009 7:10:20 AM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:39:31 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/23/2009 1:01:17 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
439442
This series of Notes was issued and sold upon the funding of the borrower loan #40120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,166 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| cubfan1974 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Jul-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Just bought a house, waiting on IRS
Purpose of loan:
This loan will be used to? I just?purchased a new house, just like the government wanted us to do.? I have already completed and filed an amended tax return for 2008, which would allow me to get the $8000 tax refund.? After calling today the IRS told me that it could be 16-20 weeks (which it has already been ten?for me) as they are very overwhelmed with the returns.? Although they could not tell me when it would be processed, I know its coming.? In the mean time, we purchased a new house, did some basic repairs that I put on my American Express card that I need to pay off.? In fact all my debt will be paid off with this money.? Once I get the $8000 I will immediatly use that to pay off?this loan.??Then I will be free from the burden!!!? AND I WILL NOT use my credit cards again.? I will keep one for emergency's but that would be rare if at all.? And no joke, I hate being in this situation asking for money.? I am here to get rid of this on my own once and for all!?
My biggest mistake was using my credit card before I got the refund in hand.? I knew the IRS was busy but I did not believe it would take 16-20 weeks to get a refund they originally stated would take 4-6 weeks.? I have learned my lesson.?
My financial situation:
I am a good candidate for this loan because? I will pay this back on time every month.? I put extra money towards this when I can and I am?honest,?caring, professional,?understanding and responsible.? I have grown so much to understand that no matter what, debt is my responsibility not someone else?s.?The reason for the drop in my credit score is because of this amount on my credit card which I will be paying off.?
I am a new homeowner!? Very proud of that!? I was able to secure a mortgage rate of 5.25% too!? YEAH!? I did this early this spring all by myself!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You bought a house this year but you are trying to amend your tax return from 2008?
Also why does your listing say "no" for home ownership if you bought a house? - SeeksValue
A:
Good question, thanks for asking. I have had to prove this to Prosper and faxed my documentation to them yesterday to have this updated. We should see that updated in the next 2-3 days.
(Dec-23-2009)
Q:
Hi, Just a comment to commend you for your on time payment history with prosper and to thank you for trusting us with your loan needs again. Thank you and Merry Christmas! - DasMula
A:
Thanks, I appreciate your feedback. Prosper makes it very easy. I am happy to do this. It's private and easy.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RetirementMoney | $25.00 | $25.00 | 12/26/2009 8:55:00 PM |
| RetirementMoney | $25.00 | $25.00 | 12/27/2009 10:02:03 AM |
| fcb202 | $25.00 | $25.00 | 12/22/2009 5:23:47 PM |
| frugalinvestor20 | $25.00 | $25.00 | 12/22/2009 5:30:53 PM |
| DasMula | $200.00 | $200.00 | 12/22/2009 10:01:30 PM |
| DasMula | $200.00 | $200.00 | 12/22/2009 9:56:41 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:10:46 AM |
| SeeksValue | $43.50 | $43.50 | 12/23/2009 10:17:15 AM |
| jybank | $25.00 | $25.00 | 12/23/2009 9:13:17 PM |
| order-bee1 | $25.00 | $25.00 | 12/23/2009 6:36:04 PM |
| victor111 | $50.00 | $50.00 | 12/24/2009 8:15:52 AM |
| aztocas | $25.00 | $25.00 | 12/24/2009 8:04:35 AM |
| exciting-fairness | $200.00 | $200.00 | 12/24/2009 2:06:17 PM |
| SeeksValue | $70.02 | $70.02 | 12/25/2009 11:32:41 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/25/2009 5:43:26 PM |
| reflective-rupee | $25.00 | $25.00 | 12/26/2009 9:39:19 AM |
| buyrite334 | $25.00 | $25.00 | 12/26/2009 2:58:04 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/27/2009 7:21:57 AM |
| Bob450 | $50.00 | $50.00 | 12/26/2009 8:51:18 AM |
| WillyP345 | $35.00 | $35.00 | 12/27/2009 10:55:05 AM |
| JustMee | $25.00 | $25.00 | 12/26/2009 12:46:02 PM |
| myGodisgood | $25.00 | $25.00 | 12/26/2009 5:39:50 PM |
| myGodisgood | $25.00 | $25.00 | 12/26/2009 5:41:03 PM |
| penny-sergeant | $25.00 | $25.00 | 12/27/2009 8:30:33 AM |
| umfan123 | $58.04 | $57.13 | 12/27/2009 9:16:57 AM |
| RecoveryLender | $100.00 | $100.00 | 12/22/2009 6:47:25 PM |
| supreme-hope | $25.00 | $25.00 | 12/23/2009 4:51:09 AM |
| head | $25.00 | $25.00 | 12/23/2009 8:19:17 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/23/2009 5:52:59 PM |
| circustab | $50.00 | $50.00 | 12/24/2009 6:35:19 AM |
| SeeksValue | $37.84 | $37.84 | 12/24/2009 3:28:44 PM |
| d74mathias | $25.00 | $25.00 | 12/25/2009 7:53:36 AM |
| JFL32 | $25.00 | $25.00 | 12/25/2009 10:57:17 AM |
| RecoveryLender | $300.00 | $300.00 | 12/25/2009 1:24:51 PM |
| DasMula | $200.00 | $200.00 | 12/25/2009 4:49:30 PM |
| gold-cluster | $100.00 | $100.00 | 12/25/2009 9:20:26 AM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 10:01:32 AM |
| Capit0l | $25.00 | $25.00 | 12/25/2009 8:26:15 PM |
| TheCount | $100.00 | $100.00 | 12/26/2009 8:55:24 AM |
| run_dmc | $50.00 | $50.00 | 12/26/2009 9:50:44 AM |
| reflective-rupee | $100.00 | $100.00 | 12/26/2009 9:39:49 AM |
| LAKETIME | $25.00 | $25.00 | 12/26/2009 3:13:03 PM |
| investment-forte | $50.00 | $50.00 | 12/26/2009 4:20:14 PM |
| Tono | $25.00 | $25.00 | 12/26/2009 4:34:37 PM |
| myGodisgood | $25.00 | $25.00 | 12/26/2009 5:42:00 PM |
| reflective-rupee | $25.00 | $25.00 | 12/26/2009 9:39:34 AM |
| inspiring-reward | $100.00 | $100.00 | 12/27/2009 6:34:16 AM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/27/2009 11:16:03 AM |
| nilonc1 | $206.51 | $206.51 | 12/27/2009 11:16:15 AM |
| 49 bids
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