Sales Report:Supplement No. 102 dated Dec 21, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 314919
This series of Notes was issued and sold upon the funding of the borrower loan #40007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 33.99% Starting borrower rate/APR: 34.99% / 35.39% Starting monthly payment: $113.08
Final lender yield: 6.00% Final borrower rate/APR: 7.00% / 7.34% Final monthly payment: $77.19
 
Auction yield range: 3.20% - 33.99% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.40%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Mar-1992 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:4y 3m
Amount delinquent: $0 Revolving credit balance: $12,732 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: GradEcon Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,527.00< mo. late: 0 ( 0% )  
780-799 (Apr-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Finishing My Doctorate
About Me:
I am a 5th year doctoral student finishing up my degree in Economics. My fields were in Econometrics and Public Finance, and my thesis is about forecasting energy markets. I've financed most of my education working for my university as a teaching assistant (4 years), a course instructor (1 semester), and as a research assistant for one of the schools' institutes on energy policy (last 9 months). I will also be contracting with a trade group next semester building forecasting models.

Purpose of the loan:
During the last year, I purchased a car (2003 Civic Hybrid), several suits for interviews, and new carpeting for my condo on a 0% credit card. These balances are about to jump up to 35% interest rate, and I would like to offset some of that with this loan, rather than liquidating my brokerage account to do so.

Why I'm a good candidate to repay this loan:
I've never been late on a payment for anything, and I have enough assets to pay it off if I need to. I own my condo outright (financed through a family trust), I have $10,000 invested in mutual funds in a taxable account (and my wife has $13,000 or so), plus another $40,000 in retirement accounts. I'm also a prosper lender.

Monthly budget:
Income: $4000 after taxes

This loan: $100
Housing: $1271 to the trust (suspendable, balance of $120,000 on a $300,000 property)
Condo Fees: $300 (includes utilities)
Car: ~$100 (paid for, just gas & service)
Brokerage savings: $450
Food (after split with wife): ~$500
Life/Condo/Car insurance: $150
Phone: $75
Wardrobe: $250 for the near term, going down once I have more than bare minimum for my job
Fun: $300
Building Emergency Fund: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dontscrewmeover1$100.00$100.0012/9/2009 6:18:31 PM
money-prophesy$25.00$25.0012/10/2009 2:51:53 AM
amit_gu$45.76$45.7612/10/2009 8:39:07 AM
the-profit-oracle$25.00$25.0012/10/2009 3:21:42 PM
Dollars4Rent$25.00$25.0012/14/2009 8:19:18 AM
Dollars4Rent$25.00$25.0012/14/2009 8:19:34 AM
Hawkeyebank$25.00$25.0012/14/2009 11:33:41 AM
barryb77$50.00$50.0012/15/2009 12:09:24 AM
dime-neutron$25.00$25.0012/15/2009 4:45:17 PM
market-jam$100.00$100.0012/15/2009 4:46:46 PM
manfromMaine$27.26$27.2612/15/2009 5:45:50 PM
tuneman1980$25.00$25.0012/15/2009 8:58:37 PM
jamschmidt$25.00$25.0012/15/2009 9:36:44 PM
surferracerskaterboy$50.00$50.0012/15/2009 6:43:10 PM
swissbanker$50.00$50.0012/15/2009 9:31:08 PM
auction-elvis$25.00$25.0012/15/2009 8:32:40 PM
outofoffice$52.39$52.3912/15/2009 8:41:26 PM
Artist_Blue$25.00$25.0012/16/2009 8:29:21 AM
nicklds$25.00$25.0012/15/2009 10:36:45 PM
Phantom99$25.00$25.0012/15/2009 11:02:20 PM
BenR$100.00$14.8912/16/2009 9:54:24 AM
red-favorable-basis$25.00$25.0012/16/2009 12:31:37 AM
arcite$100.00$100.0012/16/2009 10:42:52 AM
estancias$25.00$25.0012/16/2009 4:57:06 AM
Gunny89$25.00$25.0012/16/2009 5:05:23 AM
next-time$25.00$25.0012/16/2009 6:09:32 AM
MoneyForNothing$25.00$25.0012/16/2009 10:58:20 AM
gdbanks$25.00$25.0012/16/2009 11:18:54 AM
VWA_to_the_Rescue$25.00$25.0012/16/2009 11:20:06 AM
bid-papyrus$25.00$25.0012/16/2009 1:29:24 PM
porwestco$25.00$25.0012/16/2009 3:22:41 PM
djh47a$30.00$30.0012/16/2009 12:39:31 PM
b-rent$25.00$25.0012/16/2009 1:22:27 PM
kubien$25.00$25.0012/16/2009 1:43:19 PM
hellasow$50.00$50.0012/9/2009 5:27:24 PM
The-Lighthouse-Group$25.00$25.0012/9/2009 6:08:52 PM
justice-hawk$25.00$25.0012/9/2009 8:02:46 PM
soilchem$25.00$25.0012/9/2009 10:59:32 PM
blot44$100.00$100.0012/9/2009 8:47:34 PM
impartial-deal$25.00$25.0012/11/2009 11:07:25 AM
jybank$25.00$25.0012/11/2009 2:10:08 PM
FundMaker$25.00$25.0012/11/2009 4:57:46 PM
helping-out$75.00$75.0012/11/2009 6:19:25 PM
springpanda$75.00$75.0012/12/2009 2:43:48 PM
alkylate$50.00$50.0012/13/2009 5:09:44 PM
thegreatstrafe$25.00$25.0012/14/2009 9:29:02 AM
affluence-tomahawk$50.00$50.0012/14/2009 6:48:34 PM
billnsc$25.00$25.0012/14/2009 6:15:21 PM
JerryB96$25.00$25.0012/14/2009 9:14:07 PM
Frusa$25.00$25.0012/14/2009 10:38:26 PM
heerzaquestion$25.00$25.0012/15/2009 9:21:36 AM
rmachi$25.00$25.0012/15/2009 1:01:12 PM
RandyL3$104.70$104.7012/15/2009 4:32:25 PM
dbanwart$25.00$25.0012/15/2009 4:59:07 PM
all_of_that_one$25.00$25.0012/15/2009 7:56:13 PM
KB4UF$25.00$25.0012/15/2009 8:52:51 PM
dunox$25.00$25.0012/15/2009 7:45:13 PM
Namrok$25.00$25.0012/15/2009 7:56:45 PM
stevenm8$25.00$25.0012/15/2009 8:23:09 PM
coloradoloanman$25.00$25.0012/15/2009 8:23:38 PM
balance-force$25.00$25.0012/15/2009 10:22:14 PM
GEOFFS3$25.00$25.0012/16/2009 6:26:17 AM
danthemon35$25.00$25.0012/16/2009 7:13:58 AM
RiskManiac$25.00$25.0012/16/2009 7:51:16 AM
brightest-durability-chomper$25.00$25.0012/16/2009 10:52:44 AM
leftcoast52$25.00$25.0012/16/2009 12:34:29 PM
AmericanCredit$25.00$25.0012/16/2009 10:52:00 AM
amor1962$25.00$25.0012/16/2009 12:23:57 PM
draggon77$25.00$25.0012/16/2009 2:59:32 PM
gracej$25.00$25.0012/16/2009 3:19:13 PM
fireboss$25.00$25.0012/16/2009 1:03:54 PM
efficient-bid2$25.00$25.0012/16/2009 2:21:10 PM
fastcar750$25.00$25.0012/16/2009 3:31:51 PM
73 bids
 
Borrower Payment Dependent Notes Series 429905
This series of Notes was issued and sold upon the funding of the borrower loan #40039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 19.99% Starting borrower rate/APR: 20.99% / 23.24% Starting monthly payment: $75.34
Final lender yield: 19.99% Final borrower rate/APR: 20.99% / 23.24% Final monthly payment: $75.34
 
Auction yield range: 8.20% - 19.99% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.02%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1998 Debt/Income ratio: 33%
Credit score: 640-659 (Nov-2009) Current / open credit lines: 11 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:4y 7m
Amount delinquent: $0 Revolving credit balance: $3,696 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 67%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: silver-producer Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation, 1 Payment!
Purpose of loan:
This loan will be used to? Consolidate several credit cards that recently jacked my rate to 30% for no reason whatsoever.?

My financial situation:
I am a good candidate for this loan because? I make my payments on time each month.? I have a perfect payment record over the last 5 years+ and I take my debt very seriously.? I want this loan so I can pay off the cards whose rates went up, but most importantly, I want my interest payment to be going to someone other than the dishonest credit card companies.??My job provides a company vehicle, gas and a cell phone.? That is why there is no expenses for those shown below.? The other expenses are my half, with the other half being paid for by my wife.
Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 425
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 95
??Phone, cable, internet: $ 40
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-profit-oracle$25.00$25.0012/8/2009 9:27:16 PM
foothillender$25.00$25.0012/9/2009 8:04:26 AM
bstlndlrd207$130.00$130.0012/14/2009 4:34:46 PM
DenimCapital$50.00$50.0012/14/2009 5:50:59 PM
us957165$25.00$25.0012/14/2009 7:02:04 PM
three-for-6$50.00$50.0012/14/2009 7:47:22 PM
gristle_mcthornbody$25.00$25.0012/15/2009 11:49:55 AM
Bank_Of_XL$50.00$50.0012/15/2009 9:48:57 AM
AM2008$25.00$25.0012/15/2009 10:01:43 AM
tomas090$25.00$25.0012/15/2009 10:30:02 AM
GOPHERBOY$50.00$50.0012/15/2009 3:20:54 PM
MrLeft$40.00$40.0012/15/2009 12:51:19 PM
investment-cluster$40.00$40.0012/15/2009 12:59:10 PM
orbital-gain$25.00$25.0012/15/2009 4:02:14 PM
shellstar$28.44$28.4412/15/2009 2:16:53 PM
coloradoloanman$25.00$25.0012/15/2009 4:05:04 PM
kinetic-social$25.00$25.0012/15/2009 4:08:36 PM
LAKETIME$25.00$25.0012/15/2009 3:05:37 PM
FinanceEngine$25.00$25.0012/15/2009 3:27:43 PM
helping-out$50.00$50.0012/15/2009 3:52:33 PM
goodhearted-basis4$25.00$25.0012/15/2009 4:02:23 PM
beakerfish$129.86$32.0612/14/2009 6:11:47 PM
DenimCapital$200.00$200.0012/15/2009 5:04:00 AM
silvercertificate$25.00$25.0012/15/2009 8:59:57 AM
Trygs$25.00$25.0012/15/2009 11:53:20 AM
CoffeeKing$42.73$42.7312/15/2009 9:28:51 AM
IPG1$25.00$25.0012/15/2009 12:28:02 PM
bsmtloan$39.53$39.5312/15/2009 2:34:10 PM
nilonc1$200.00$200.0012/15/2009 3:16:58 PM
porwestco$25.00$25.0012/15/2009 3:21:01 PM
MattProsper$75.00$75.0012/15/2009 3:36:57 PM
icon7$25.00$25.0012/15/2009 3:54:20 PM
TakeCare$100.00$100.0012/15/2009 2:46:43 PM
bobnewt$100.00$100.0012/15/2009 2:50:48 PM
Kyileo$50.00$50.0012/15/2009 3:20:13 PM
revenue-appraiser$80.00$80.0012/15/2009 3:37:44 PM
vest_vortex$25.00$25.0012/15/2009 3:45:23 PM
EngineersAlliance$42.24$42.2412/15/2009 3:30:26 PM
DasMula$100.00$100.0012/15/2009 4:05:34 PM
39 bids
 
Borrower Payment Dependent Notes Series 436377
This series of Notes was issued and sold upon the funding of the borrower loan #40055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,780.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 27.31% Starting monthly payment: $70.77
Final lender yield: 20.90% Final borrower rate/APR: 21.90% / 24.16% Final monthly payment: $67.89
 
Auction yield range: 11.20% - 24.00% Estimated loss impact: 10.50%  
Lender servicing fee: 1.00% Estimated return: 10.40%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Jan-2008 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2009) Current / open credit lines: 4 / 2Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 5Length of status:3y 11m
Amount delinquent: $0 Revolving credit balance: $40 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: rmh706 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Lendmark Loan
Purpose of loan:
This loan will be used to pay off my current Lendmark loan. I called to get a payoff amount on this loan rather than use my most recent statement amount since they charge all interest up front and will owe some of it back to me if I pay it off early and they gave me a payoff total of $1,768. My current payments on this loan are $98/month and the interest rate is 32%.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and have a steady income. I know I will be able to pay this loan on time every month.
I hope to be able to use the difference between these payments and my Lendmark payments to pay this loan off early.

Monthly net income: $ 1600

Monthly expenses: $?1,020
??Housing: $ 0 (gf's parents pay this)
??Insurance (Health): $?75
??Insurance (Truck): $105
??Car expenses: $?250 (gas and maintenance)
??Utilities: $ 120
??Phone, cable, internet: $?95
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 125

Information in the Description is not verified.
Friends And Family Winning Bids
Kristy0382 has bid a total of $150.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Endorsed bids are a big +. You have one of only 16 loan requests with a friend bidding $$$. I like Kristy0832's reliable repayment of her own Prosper loan. It may take time to gather lender attention, but I think your clean credit will attract bids. - fiscal_family
A: I hope so. I am really looking forward to getting all of my current debt paid off and continuing to build my credit rating. I recently paid off all of my credit cards and have put them in a drawer for emergencies only now! (Dec-07-2009)
Q: Given that your monthly net income exceeds your expenses by about $600 per month, why are you not able to pay off the Lendmrk loan within a few months with taking out a Prosper loan? thanks - reflective-rupee
A: I try to put my extra cash away in a savings account for emergencies and I am also saving for a down payment on a home (which I plan to buy sometime in the next few years). I would rather not use my savings to pay my Lendmark loan off unless absolutely necessary. I did use it recently to pay off my credit cards but try not to touch it in case I'm ever really in a bind. Thanks. (Dec-09-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kristy0382$75.00$75.0012/4/2009 9:59:00 AM
SkinnyFish$25.00$25.0012/9/2009 2:23:01 PM
Firescreek$25.00$25.0012/9/2009 3:15:15 PM
investment-cluster$30.00$30.0012/9/2009 4:23:28 PM
carrinel$68.00$68.0012/9/2009 5:01:12 PM
hellasow$25.00$25.0012/9/2009 5:07:04 PM
piano55$27.21$27.2112/9/2009 5:31:41 PM
orange-pound-party$25.00$25.0012/9/2009 8:36:18 PM
the-profit-oracle$25.00$25.0012/10/2009 7:28:39 AM
congardner1$25.00$25.0012/10/2009 9:24:21 AM
FallonCredit$25.00$25.0012/10/2009 9:37:01 AM
Leshan$50.00$50.0012/10/2009 7:33:45 AM
Peterman$50.00$50.0012/10/2009 10:55:25 AM
RecoveryLender$27.75$27.7512/10/2009 9:40:27 AM
MrLeft$50.00$50.0012/10/2009 12:04:04 PM
reflective-rupee$25.00$25.0012/10/2009 10:37:21 AM
juxtapose$25.00$25.0012/10/2009 1:48:52 PM
Smallbear$50.00$50.0012/10/2009 1:55:20 PM
Astyanax$25.00$25.0012/10/2009 3:23:32 PM
efficient-bid2$25.00$25.0012/10/2009 4:05:02 PM
friendinmoney$50.00$50.0012/10/2009 4:11:26 PM
rneckfsu$25.00$25.0012/10/2009 4:13:15 PM
Fun54115$25.00$25.0012/10/2009 3:29:45 PM
Saving4Food$25.00$25.0012/10/2009 4:18:13 PM
yerkster1$25.50$25.5012/10/2009 3:32:28 PM
friendinmoney$50.00$50.0012/10/2009 4:33:21 PM
unger$100.00$100.0012/10/2009 4:40:10 PM
p2p-gala$50.00$18.8712/10/2009 4:41:13 PM
Kristy0382$75.00$75.0012/3/2009 5:37:03 PM
fiscal_family$25.00$25.0012/4/2009 12:38:29 PM
Unitas4302$50.00$50.0012/7/2009 4:55:47 PM
UnknownSuperhero$28.57$28.5712/9/2009 10:34:05 AM
SoyLover$29.10$29.1012/9/2009 4:43:36 PM
Land_on_your_feet$25.00$25.0012/9/2009 7:11:21 PM
onecooldrink$25.00$25.0012/9/2009 6:54:46 PM
bootanksmom$25.00$25.0012/9/2009 9:50:26 PM
Drivindabus$25.00$25.0012/9/2009 7:46:57 PM
NewYorker48$50.00$50.0012/10/2009 5:16:29 AM
jybank$25.00$25.0012/10/2009 9:20:51 AM
ColoradoLender82$25.00$25.0012/10/2009 11:30:20 AM
five-star-note$50.00$50.0012/10/2009 11:03:23 AM
heroic-benefit$100.00$100.0012/10/2009 3:28:43 PM
independent-investment$50.00$50.0012/10/2009 3:50:13 PM
The-CAPS-fan$25.00$25.0012/10/2009 3:56:06 PM
ciscoparrot$25.00$25.0012/10/2009 4:03:14 PM
bestloanrate$25.00$25.0012/10/2009 4:39:38 PM
quest0$25.00$25.0012/10/2009 4:40:25 PM
Bill88$25.00$25.0012/10/2009 4:46:34 PM
Bill88$25.00$25.0012/10/2009 4:46:53 PM
49 bids
 
Borrower Payment Dependent Notes Series 436425
This series of Notes was issued and sold upon the funding of the borrower loan #40053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 35.05% Final monthly payment: $43.00
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.38%  
Lender servicing fee: 1.00% Estimated return: 14.62%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Oct-1987 Debt/Income ratio: 14%
Credit score: 640-659 (Nov-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 8Length of status:1y 8m
Amount delinquent: $40 Revolving credit balance: $2,589 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 15%Stated income:$1-$24,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 4    
Screen name: investment-missile Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a better rate.
Purpose of loan:
I had to take out two payday loans at 350%+ APR for a car emergency and am stuck with this horrible APR. I'm looking to consolidate the two with a better rate. I have refinanced them several times and never missed a payment but have barely made a dent in the principles because of the absurd APR.

My financial situation:
I am a good candidate for this loan because as an assistant preschool teacher, I have a job with consistent income that is not likely to be affected by the economy. I also bring in additional income each month from a babysitting/nanny business that my wife and I run together.

Monthly net income: $1400
Monthly expenses: $1288.50
Housing: $327.50 (renter)
Health Insurance: Pretax from gross pay.
Car Insurance: $60
Car expenses: $70 (including gas)
Utilities: $33
Phone, cable, internet: $165
Food, entertainment: $300
Clothing, household expenses $20
Credit cards and other loans: $30 on two low limit credit cards; $200 payday loan finance charges; $83 installment loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
aurorafinancial$50.00$50.0012/3/2009 4:55:47 PM
ksubd$25.00$25.0012/3/2009 5:41:00 PM
Unitas4302$50.00$50.0012/7/2009 4:38:00 PM
siv$50.00$50.0012/8/2009 11:01:07 AM
the-profit-oracle$25.00$25.0012/8/2009 9:37:02 PM
GS-ROCK$25.00$25.0012/9/2009 5:09:40 PM
photo999$25.00$4.6512/9/2009 6:56:48 PM
lender12345$25.00$25.0012/9/2009 7:41:38 PM
cerbear9$25.00$25.0012/10/2009 6:25:14 AM
JauaFlash$27.10$27.1012/10/2009 12:02:28 PM
lnrn$37.37$37.3712/10/2009 2:44:46 PM
Bidders$50.00$50.0012/10/2009 3:22:36 PM
ciscoparrot$25.00$25.0012/10/2009 3:39:34 PM
Bill88$30.00$30.0012/10/2009 4:49:28 PM
SolarMoonshine$25.00$25.0012/4/2009 8:12:25 PM
unk1911$25.00$25.0012/8/2009 4:11:43 PM
realtormoises$25.00$25.0012/9/2009 4:03:03 PM
gpuck$25.00$25.0012/9/2009 4:29:09 PM
llennoc$25.00$25.0012/9/2009 10:29:19 PM
a-finance-nirvana$75.38$75.3812/10/2009 7:32:09 AM
Leshan$25.00$25.0012/10/2009 7:35:06 AM
businessguy29$25.00$25.0012/10/2009 7:39:58 AM
jybank$25.00$25.0012/10/2009 9:21:42 AM
jtc26$25.00$25.0012/10/2009 3:27:34 PM
yerkster1$25.50$25.5012/10/2009 3:33:10 PM
The-CAPS-fan$50.00$50.0012/10/2009 4:22:29 PM
five-star-note$25.00$25.0012/10/2009 4:34:26 PM
DasMula$100.00$100.0012/10/2009 4:13:47 PM
d34dfish$25.00$25.0012/10/2009 4:17:13 PM
kinetic-social$25.00$25.0012/10/2009 4:46:13 PM
30 bids
 
Borrower Payment Dependent Notes Series 436779
This series of Notes was issued and sold upon the funding of the borrower loan #40058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 8.95% Starting borrower rate/APR: 9.95% / 10.29% Starting monthly payment: $209.58
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $208.06
 
Auction yield range: 3.20% - 8.95% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: May-2002 Debt/Income ratio: 19%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 15 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:7y 2m
Amount delinquent: $0 Revolving credit balance: $5,370 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: oboe8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college tuition
Purpose of loan:
This loan will be used to pay-off my daughter's college tuition.
My financial situation:
I am a good candidate for this loan because I really need help to cover-up my daughter's college funding and is a very responsible creditor as I have never been late in any of my previous credit.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
responsibility-butterfly$25.00$25.0012/4/2009 5:12:05 PM
puifais$25.00$25.0012/4/2009 5:34:55 PM
sjlender$25.00$25.0012/4/2009 5:35:39 PM
QuinMccoy$25.00$25.0012/4/2009 5:37:28 PM
sharkm$40.00$40.0012/4/2009 5:36:14 PM
AF-Chief$35.00$35.0012/4/2009 5:39:43 PM
gracej$25.00$25.0012/4/2009 5:41:46 PM
elegant-bonus$25.00$25.0012/4/2009 5:41:57 PM
Ven58$25.00$25.0012/4/2009 5:42:07 PM
goodcents$25.00$25.0012/4/2009 7:35:07 PM
cash-vault$25.00$25.0012/4/2009 9:46:06 PM
ml13$25.00$25.0012/4/2009 9:20:09 PM
Homeinvest$25.00$25.0012/5/2009 4:53:18 AM
value-ranch5$25.00$25.0012/5/2009 6:26:54 AM
auction-elvis$25.00$25.0012/5/2009 12:15:46 PM
springpanda$25.00$25.0012/5/2009 4:25:37 PM
inqbus$25.00$25.0012/5/2009 4:28:52 PM
worldly-kindness8$25.00$25.0012/5/2009 8:47:39 PM
octoberfresh$25.00$25.0012/6/2009 6:45:50 AM
building_community$25.00$25.0012/6/2009 3:40:14 PM
rosie777$25.00$25.0012/6/2009 4:37:36 PM
cdv$25.00$25.0012/6/2009 9:52:37 PM
esabzb$25.00$25.0012/6/2009 10:27:45 PM
cjames84$25.00$25.0012/7/2009 9:39:35 AM
JohnGalt94$25.00$25.0012/7/2009 10:16:19 AM
LPSolutions$25.00$25.0012/7/2009 10:38:37 AM
Buffer10$200.00$200.0012/7/2009 10:57:48 AM
Syzygy$25.00$25.0012/7/2009 10:16:22 AM
ijspence$25.00$25.0012/7/2009 10:17:42 AM
MO_Investor$25.00$25.0012/7/2009 11:17:30 AM
BigLinCT$50.00$50.0012/7/2009 10:56:35 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:34 AM
AdamDB$25.00$25.0012/7/2009 11:57:13 AM
orbiter614$75.00$75.0012/7/2009 11:56:54 AM
mlopez2007$100.00$100.0012/7/2009 12:16:50 PM
Mostyle$25.00$25.0012/7/2009 12:38:00 PM
JeffHoll$25.00$25.0012/7/2009 3:06:45 PM
famous-community8$25.00$25.0012/7/2009 3:22:13 PM
diversification-viking$25.00$25.0012/7/2009 3:38:30 PM
the-profit-oracle$25.00$25.0012/7/2009 5:12:09 PM
rate-hickory$25.00$25.0012/7/2009 6:58:44 PM
thestartuplender$35.00$35.0012/7/2009 11:19:11 PM
trade-pragmatist$25.00$25.0012/7/2009 11:19:35 PM
BeansMan02$25.00$25.0012/7/2009 11:19:54 PM
bigballer105$25.00$25.0012/7/2009 11:20:12 PM
Syndication$25.00$25.0012/7/2009 11:20:31 PM
sentimental-euro$25.00$25.0012/7/2009 11:20:45 PM
nostromo$25.00$25.0012/7/2009 11:19:08 PM
CorMDNY$25.00$25.0012/7/2009 11:30:56 PM
gizzywump$25.00$25.0012/7/2009 11:32:15 PM
coondog$25.00$25.0012/7/2009 11:30:47 PM
bayareainv$50.00$50.0012/7/2009 11:37:18 PM
astute-dollar$46.90$46.9012/8/2009 5:12:30 AM
wonderful-rupee$25.00$25.0012/8/2009 12:00:10 AM
Speculator$25.00$25.0012/8/2009 11:36:36 AM
aycinvestments$25.00$25.0012/8/2009 11:18:17 AM
principal-kung-fu$25.00$25.0012/8/2009 11:54:53 AM
lendacity$25.00$25.0012/8/2009 11:52:35 AM
cerebral-return3$25.00$25.0012/8/2009 11:55:54 AM
ADenny$25.00$25.0012/8/2009 11:56:04 AM
BayShell$39.51$39.5112/8/2009 12:18:39 PM
repayment-chef$25.00$25.0012/8/2009 12:42:05 PM
SilverRain$25.00$25.0012/8/2009 1:02:30 PM
slobberjob$25.00$3.5912/8/2009 1:04:57 PM
bomdel$25.00$25.0012/8/2009 4:24:07 PM
market-jam$50.00$50.0012/8/2009 6:37:28 PM
TechnologyGuy$25.00$25.0012/8/2009 7:01:49 PM
zento$25.00$25.0012/9/2009 10:17:44 AM
ultimatepaintball$25.00$25.0012/9/2009 12:18:09 PM
jybank$50.00$50.0012/9/2009 2:47:57 PM
outofoffice$50.00$50.0012/9/2009 8:43:33 PM
ptjg$40.00$40.0012/9/2009 9:28:07 PM
Lender0307$25.00$25.0012/9/2009 9:45:25 PM
historyman$25.00$25.0012/10/2009 7:33:57 AM
Pasagam$25.00$25.0012/10/2009 6:36:54 AM
OCLend$25.00$25.0012/10/2009 2:04:27 PM
stock_speculator$25.00$25.0012/10/2009 5:05:43 PM
Chosen-one$25.00$25.0012/10/2009 7:19:46 PM
fortune888$25.00$25.0012/10/2009 5:14:40 PM
oldman68$25.00$25.0012/10/2009 11:24:35 PM
jmainc$25.00$25.0012/11/2009 6:23:19 AM
persistent-income2$100.00$100.0012/11/2009 6:18:10 AM
malmoswed1$50.00$50.0012/11/2009 9:32:27 AM
dmitriy2$25.00$25.0012/11/2009 10:15:32 AM
dime-neutron$25.00$25.0012/11/2009 9:39:22 AM
bossyboots01$25.00$25.0012/11/2009 9:50:17 AM
triumphant-bonus$33.00$33.0012/11/2009 3:42:50 PM
friendinmoney$25.00$25.0012/11/2009 3:35:12 PM
FundMaker$25.00$25.0012/11/2009 4:48:48 PM
turbospeed$25.00$25.0012/4/2009 5:13:06 PM
neenerman$25.00$25.0012/4/2009 5:31:45 PM
gold-commander0$50.00$50.0012/4/2009 5:35:56 PM
Marathoner$25.00$25.0012/4/2009 5:39:06 PM
minista$25.00$25.0012/4/2009 5:39:58 PM
Artist_Blue$25.00$25.0012/4/2009 5:38:53 PM
shamrocker$25.00$25.0012/4/2009 5:41:18 PM
burgeoning-silver$25.00$25.0012/4/2009 5:42:15 PM
dontscrewmeover1$50.00$50.0012/4/2009 6:05:26 PM
dontscrewmeover1$50.00$50.0012/4/2009 6:41:26 PM
blot44$50.00$50.0012/4/2009 7:04:38 PM
rmachi$25.00$25.0012/5/2009 12:58:19 PM
Finspons$25.00$25.0012/5/2009 12:52:23 PM
money-prophesy$25.00$25.0012/5/2009 4:33:08 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:31 PM
AlexTrep$25.00$25.0012/5/2009 7:45:59 PM
fortytwo$200.00$200.0012/6/2009 4:18:23 AM
GOPHERBOY$65.00$65.0012/6/2009 8:18:47 AM
Hexnut$50.00$50.0012/6/2009 4:17:57 AM
intuitive-deal5$170.00$170.0012/6/2009 9:33:10 AM
hellasow$25.00$25.0012/6/2009 11:31:05 AM
guardlender$25.00$25.0012/6/2009 5:41:13 PM
vine99$100.00$100.0012/6/2009 7:27:05 PM
dbanwart$25.00$25.0012/6/2009 6:34:59 PM
generous-deal6$25.00$25.0012/6/2009 6:51:41 PM
money-prophesy$150.00$150.0012/7/2009 12:09:46 AM
the-bright-velocity$25.00$25.0012/7/2009 7:05:14 AM
harnobuff$25.00$25.0012/7/2009 9:03:12 AM
ujiba$25.00$25.0012/7/2009 10:00:54 AM
brightest-income-hunter$25.00$25.0012/7/2009 10:01:28 AM
wealth-cloud$25.00$25.0012/7/2009 10:18:14 AM
justice-dna$35.00$35.0012/7/2009 11:36:50 AM
dberry46$25.00$25.0012/7/2009 10:39:06 AM
doublediamond$50.00$50.0012/7/2009 10:39:17 AM
MiniBank998$25.00$25.0012/7/2009 10:57:27 AM
stable-nickel$85.00$85.0012/7/2009 10:56:50 AM
chumbawumba$25.00$25.0012/7/2009 11:37:20 AM
five-star-note$25.00$25.0012/7/2009 12:52:34 PM
Pickmar$25.00$25.0012/7/2009 1:08:12 PM
restless-currency$25.00$25.0012/7/2009 3:35:35 PM
badgermom$25.00$25.0012/7/2009 1:23:34 PM
djh47a$35.00$35.0012/7/2009 3:55:00 PM
Klearwater_Pools$25.00$25.0012/7/2009 11:19:47 PM
forthright-dedication$25.00$25.0012/7/2009 11:20:32 PM
kulender$25.00$25.0012/7/2009 11:19:28 PM
TakeCare$100.00$100.0012/7/2009 11:36:44 PM
woodenshoes$25.00$25.0012/7/2009 11:32:23 PM
newbietony$40.00$40.0012/7/2009 11:36:48 PM
wormdc$26.00$26.0012/7/2009 11:30:52 PM
MarinLoans$50.00$50.0012/7/2009 11:31:00 PM
kvandivo$25.00$25.0012/7/2009 11:33:07 PM
bigdogsafety1$25.00$25.0012/7/2009 11:51:09 PM
syounker$25.00$25.0012/7/2009 11:37:30 PM
cash-sensai2$25.00$25.0012/7/2009 11:38:46 PM
trochees$25.00$25.0012/8/2009 2:27:03 AM
wise-balanced-moola$25.00$25.0012/8/2009 9:43:34 AM
adir1$25.00$25.0012/8/2009 8:58:45 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:30 AM
rmpedi33$100.00$100.0012/8/2009 10:45:26 AM
agwosdof$100.00$100.0012/8/2009 10:52:26 AM
fair-funds$25.00$25.0012/8/2009 11:45:40 AM
alpinaut$25.00$25.0012/8/2009 11:45:16 AM
bds9646$26.00$26.0012/8/2009 11:49:44 AM
lagnisiruk$25.00$25.0012/8/2009 12:25:38 PM
gethsemane4$25.00$25.0012/8/2009 11:55:56 AM
DSK_Financials$50.00$50.0012/8/2009 12:40:27 PM
first-restless-payout$50.00$50.0012/8/2009 12:42:16 PM
Plotinus$50.00$50.0012/8/2009 1:03:53 PM
tomchap$25.00$25.0012/8/2009 1:04:54 PM
RandyL3$25.00$25.0012/9/2009 5:26:11 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:15 PM
rdrloan$25.00$25.0012/10/2009 8:50:05 AM
Tiger6543$25.00$25.0012/10/2009 12:53:30 PM
help4u$150.00$150.0012/10/2009 2:22:34 PM
iNet_Investor$25.00$25.0012/10/2009 5:03:46 PM
Share-the-wealth$100.00$100.0012/10/2009 7:17:11 PM
JerryB96$25.00$25.0012/10/2009 8:27:53 PM
Trondheim_Norway$70.00$70.0012/10/2009 9:33:06 PM
orbital-gain$50.00$50.0012/10/2009 6:57:54 PM
Spiv_51$25.00$25.0012/11/2009 2:38:26 AM
sunnysally$25.00$25.0012/11/2009 8:06:21 AM
rate-hickory$50.00$50.0012/11/2009 7:35:29 AM
crw1950$50.00$50.0012/11/2009 10:05:33 AM
Digs$25.00$25.0012/11/2009 10:58:43 AM
wild-orange$25.00$25.0012/11/2009 11:18:57 AM
EmeritusX$25.00$25.0012/11/2009 11:08:31 AM
orbital-gain$50.00$50.0012/11/2009 1:24:04 PM
philantist$25.00$25.0012/11/2009 12:29:10 PM
177 bids
 
Borrower Payment Dependent Notes Series 436893
This series of Notes was issued and sold upon the funding of the borrower loan #40054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 15.00% Starting borrower rate/APR: 16.00% / 18.18% Starting monthly payment: $175.79
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.17% Final monthly payment: $173.33
 
Auction yield range: 6.20% - 15.00% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.76%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-2002 Debt/Income ratio: 10%
Credit score: 740-759 (Dec-2009) Current / open credit lines: 5 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 8Length of status:0y 11m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: Jaimz55444 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my high interest rate credit card. This debt accumulated during my freshmen year in college and has been eating away at me since.? I plan to pay off my debt as soon as possible but would prefer a lower interest rate in order to save extra cash.

My financial situation:
I am a good candidate for this loan because I believe that good credit can significantly help your life. Paying off debt is great for you credit score.? Planing to purchase a house in a few years and want to get that score higher.? I am also a recent college graduate from the University of Wisconsin-La Crosse. I have a bachelor's degree and majored in Finance.? I graduated in December of 2008. Work was hard but I land a temp job with Wells Fargo. After 5 months, Wells Fargo no longer had a hiring freeze and opened 10 positions in a pool of around 100 temps. I was one of the 10 selected to be hired. As you know, Wells Fargo is the number one financial lending institute in the nation. My job is secure and I plan stay at Wells Fargo and climb the ladder for many years. It's a great place to work.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alex189a$25.00$25.0012/7/2009 4:31:38 PM
currency-agave$25.00$25.0012/7/2009 4:38:42 PM
3am-preacher$25.00$25.0012/7/2009 4:37:33 PM
zento$25.00$25.0012/7/2009 5:13:20 PM
bdruss$25.00$25.0012/7/2009 5:28:23 PM
inforapenny$25.00$25.0012/7/2009 5:29:15 PM
jybank$25.00$25.0012/7/2009 5:42:46 PM
FG9YTR$25.00$25.0012/7/2009 6:00:54 PM
Bob450$25.00$25.0012/7/2009 8:46:00 PM
SolarMoonshine$100.00$100.0012/7/2009 7:37:06 PM
Sol_Invictus$25.00$25.0012/8/2009 7:58:00 AM
The-CAPS-fan$35.00$35.0012/8/2009 10:24:43 AM
building_community$25.00$25.0012/8/2009 12:53:45 PM
money-prophesy$150.00$150.0012/8/2009 4:59:51 PM
x01440$55.00$55.0012/8/2009 7:04:45 PM
hellasow$25.00$25.0012/8/2009 7:51:26 PM
JUDAHiNVESTMENTGROUP$25.00$25.0012/9/2009 4:37:45 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:18 PM
bondhedger$25.00$25.0012/9/2009 10:25:25 PM
duckbill_1972$25.00$25.0012/10/2009 1:43:59 PM
dontscrewmeover1$25.00$25.0012/10/2009 5:45:51 PM
marwadi-62$50.00$50.0012/10/2009 6:30:07 PM
mattblizz$100.00$100.0012/10/2009 9:03:20 PM
JackinGreen$50.00$50.0012/11/2009 6:53:10 AM
betheanswer$50.00$50.0012/11/2009 10:24:37 AM
dime-neutron$25.00$25.0012/11/2009 9:39:27 AM
Searlzy$25.00$25.0012/11/2009 6:11:56 PM
market-jam$100.00$100.0012/12/2009 8:03:40 AM
Kelor99$25.00$25.0012/12/2009 8:21:37 AM
JerryB96$25.00$25.0012/12/2009 9:08:24 AM
swti37$50.00$50.0012/12/2009 6:13:01 PM
carrinel$50.00$50.0012/12/2009 4:01:12 PM
oldman68$25.00$25.0012/13/2009 10:25:54 AM
earth70s$25.00$25.0012/13/2009 1:39:49 PM
PCity-LOA15$25.00$25.0012/13/2009 11:21:35 AM
BuzzyBee336$25.00$25.0012/13/2009 9:52:11 PM
Trondheim_Norway$100.00$100.0012/13/2009 9:55:08 PM
Robbdogg$25.00$25.0012/13/2009 1:25:58 PM
Share-the-wealth$100.00$100.0012/14/2009 6:56:29 AM
durability-mad-scientist4$100.00$100.0012/13/2009 9:34:51 PM
fascinating-gold$100.00$100.0012/13/2009 7:06:18 PM
Sven79$100.00$100.0012/14/2009 12:43:41 AM
piter-to-la-investment$25.00$25.0012/14/2009 11:50:14 AM
justice-hawk$25.00$25.0012/14/2009 10:22:23 AM
CashBank$25.00$25.0012/14/2009 10:04:57 AM
cordial-integrity$50.00$50.0012/14/2009 1:59:44 PM
baggydomer$50.00$50.0012/14/2009 10:28:15 AM
maga$500.00$500.0012/14/2009 11:30:14 AM
careful-wealth$50.00$50.0012/14/2009 1:43:18 PM
MattProsper$50.00$50.0012/14/2009 1:11:56 PM
CaliforniaSun$25.00$25.0012/14/2009 1:58:45 PM
arkleseizure$25.00$25.0012/14/2009 2:47:26 PM
WisconsinLiberal$25.00$25.0012/14/2009 3:43:55 PM
aurorafinancial$50.00$50.0012/7/2009 4:33:26 PM
charming-point$200.00$200.0012/7/2009 4:30:47 PM
Homeinvest$25.00$15.9412/7/2009 4:31:41 PM
greenback-visionary4$25.00$25.0012/7/2009 4:31:27 PM
money-prophesy$150.00$150.0012/7/2009 4:31:37 PM
mtp$50.00$50.0012/7/2009 4:54:32 PM
minista$25.00$25.0012/7/2009 5:43:53 PM
sparkmeister$25.00$25.0012/7/2009 5:45:12 PM
smart-gold$27.44$27.4412/7/2009 8:44:39 PM
WILender2$25.00$25.0012/8/2009 3:51:06 AM
totoro$25.00$25.0012/8/2009 11:35:24 AM
blot44$25.00$25.0012/8/2009 4:32:02 PM
tedi-tif$25.00$25.0012/9/2009 11:22:15 AM
vine99$75.00$75.0012/9/2009 7:54:26 PM
ultimatepaintball$25.00$25.0012/9/2009 9:37:28 PM
The_Birnetts$100.00$100.0012/10/2009 6:57:42 AM
vest_vortex$50.00$50.0012/10/2009 7:53:35 PM
Streamfeeder$41.24$41.2412/10/2009 9:35:06 PM
Syzygy$25.00$25.0012/10/2009 10:01:12 PM
impartial-deal$25.00$25.0012/11/2009 11:21:37 AM
divrekku$25.00$25.0012/11/2009 11:26:49 AM
texrob20$25.00$25.0012/11/2009 12:29:14 PM
bold-dynamic-silver$25.00$25.0012/11/2009 3:28:13 PM
LarWit1512$25.00$25.0012/11/2009 10:19:47 PM
Lender0307$25.00$25.0012/11/2009 10:27:23 PM
KTOWN$25.00$25.0012/12/2009 12:07:38 PM
grammaspurse$25.00$25.0012/12/2009 7:37:35 PM
MWMoney$25.00$25.0012/12/2009 1:32:43 PM
gothampark$25.00$25.0012/12/2009 2:54:14 PM
nalaari$50.00$50.0012/13/2009 10:47:10 AM
payout-magician$25.00$25.0012/13/2009 3:16:10 PM
GOPHERBOY$250.00$250.0012/13/2009 3:31:08 PM
psalms6612$25.00$25.0012/13/2009 9:53:44 AM
generous-deal6$25.00$25.0012/13/2009 10:43:03 AM
selvamfinance$25.00$25.0012/13/2009 11:45:45 AM
smart-gold$27.00$27.0012/13/2009 8:20:51 PM
PotBellyPete$50.00$50.0012/14/2009 7:36:24 AM
mspiggybank$100.00$100.0012/14/2009 2:43:53 AM
Nasdaq$25.00$25.0012/14/2009 8:19:30 AM
Schwamie$38.38$38.3812/14/2009 12:34:10 PM
CSinvestments$25.00$25.0012/14/2009 1:18:13 PM
Feyenoord$25.00$25.0012/14/2009 11:53:32 AM
lender12345$25.00$25.0012/14/2009 1:38:36 PM
TakeCare$50.00$50.0012/14/2009 1:48:37 PM
myduck$60.00$60.0012/14/2009 3:00:28 PM
ghinga$50.00$50.0012/14/2009 4:14:02 PM
Techne_Funds_LLC$25.00$25.0012/14/2009 4:14:51 PM
GO4NY23$25.00$25.0012/14/2009 4:28:04 PM
StocksMan$50.00$50.0012/14/2009 4:27:56 PM
102 bids
 
Borrower Payment Dependent Notes Series 436949
This series of Notes was issued and sold upon the funding of the borrower loan #40056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 7.60% Starting borrower rate/APR: 8.60% / 8.94% Starting monthly payment: $158.07
Final lender yield: 6.15% Final borrower rate/APR: 7.15% / 7.49% Final monthly payment: $154.73
 
Auction yield range: 3.20% - 7.60% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Sep-1985 Debt/Income ratio: 22%
Credit score: 820-839 (Nov-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:6y 6m
Amount delinquent: $0 Revolving credit balance: $37,397 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 29%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: well-rounded-return1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off credit cards.? Sure I'm only paying 3%, but the banks are playing games with the minimum payment.? I was paying $650 ($275 & $350) on two Chase cards, and then they decided to raise the minimum payment on one of the cards from $275 to $600.? That makes the total monthly payment of $950 for $25,000.? I decided not to play their game anymore, and just get a fixed loan with a definite end date plus some of my savings to pay off one of the cards.

My financial situation:
I am a good candidate for this loan because I have never missed a payment, and have never had late payments except for automated bill pay errors, or credit card companies changing their due dates or minimums.? I own a home, and make good money.? I just need to stay on top of the situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: why are you only borrowing 5000 if you owe 25000. What are the two balances - The-Lighthouse-Group
A: Credit Card Balance / Payments / Interest: * Chase 1 $9800 / $488 / 2.99% * Chase 2 $15000 / $325 / 3.99% I originally asked for $20,000 from Prosper, but the interest rate was 11.5%. This loan is turning out to have a much better rate. I can pay half of Chase 1 to reduce the payment, and then if I have to sell some stock next year, I can pay it off completely. I just don't want to have too high a payment with either Prosper, or Chase. (Dec-08-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Sixmil$25.00$25.0012/7/2009 4:36:23 PM
fortytwo$200.00$200.0012/7/2009 4:34:18 PM
Hexnut$50.00$50.0012/7/2009 4:37:19 PM
chumbawumba$25.00$25.0012/7/2009 4:45:08 PM
Cheburashka$30.00$30.0012/7/2009 4:42:35 PM
fund-medalist171$25.00$25.0012/7/2009 4:44:56 PM
stable-nickel$85.00$85.0012/7/2009 4:44:40 PM
thedoctor$80.00$80.0012/7/2009 4:45:47 PM
puifais$25.00$25.0012/7/2009 5:33:37 PM
Artist_Blue$25.00$25.0012/7/2009 5:36:46 PM
QuinMccoy$25.00$25.0012/7/2009 5:35:26 PM
burgeoning-silver$25.00$25.0012/7/2009 5:39:59 PM
the-profit-oracle$25.00$25.0012/7/2009 5:50:50 PM
szetheli$40.90$40.9012/7/2009 6:05:03 PM
keke2000$25.00$25.0012/7/2009 7:22:13 PM
dontscrewmeover1$100.00$100.0012/7/2009 7:30:01 PM
hard-working-loot$25.00$25.0012/7/2009 11:32:45 PM
flopcat$25.00$25.0012/7/2009 11:33:56 PM
SnE$25.00$25.0012/7/2009 11:34:32 PM
desertoasis$25.00$25.0012/7/2009 11:35:03 PM
MidLifeCrisis$25.00$25.0012/7/2009 11:32:12 PM
newbietony$40.00$40.0012/7/2009 11:36:47 PM
GElender$50.00$50.0012/7/2009 11:32:24 PM
freesia54$25.00$25.0012/7/2009 11:32:38 PM
DandBFamily$25.00$25.0012/7/2009 11:32:41 PM
galaxy1$25.00$25.0012/7/2009 11:32:44 PM
bds9646$26.00$26.0012/7/2009 11:37:40 PM
repayment-chef$25.00$25.0012/7/2009 11:37:53 PM
surfhoss644$25.00$25.0012/7/2009 11:38:07 PM
lean-velocity$25.00$25.0012/7/2009 11:33:39 PM
a-special-power$25.00$25.0012/7/2009 11:34:17 PM
Picopie$50.00$50.0012/7/2009 11:32:36 PM
Carpetkid$50.00$50.0012/7/2009 11:34:20 PM
elegant-income3$25.00$25.0012/7/2009 11:32:57 PM
Bank42$50.00$50.0012/7/2009 11:34:58 PM
don8ter$60.00$60.0012/7/2009 11:34:02 PM
tsui517$25.00$25.0012/7/2009 11:36:04 PM
NR$25.00$25.0012/7/2009 11:36:18 PM
Tai$25.00$25.0012/7/2009 11:36:37 PM
Pasagam$25.00$25.0012/7/2009 11:34:50 PM
TakeCare$100.00$100.0012/7/2009 11:36:43 PM
TheBiggTree$25.00$25.0012/7/2009 11:37:10 PM
inspired-contract9$50.00$50.0012/7/2009 11:35:34 PM
Duanep01$25.00$25.0012/7/2009 11:50:18 PM
trochees$25.00$25.0012/8/2009 2:26:54 AM
mlopez2007$100.00$38.5612/8/2009 3:47:10 AM
octoberfresh$25.00$25.0012/8/2009 8:17:59 AM
impartial-deal$25.00$25.0012/8/2009 11:43:57 AM
hellasow$50.00$50.0012/8/2009 7:28:12 PM
money-prophesy$63.02$63.0212/10/2009 7:53:11 AM
dime-neutron$25.00$25.0012/11/2009 9:39:28 AM
jybank$25.00$25.0012/11/2009 1:18:13 PM
georgethesir$250.00$250.0012/11/2009 5:21:02 PM
kochan123$25.00$25.0012/12/2009 10:22:24 AM
iNet_Investor$25.00$25.0012/12/2009 5:22:10 PM
JerryB96$25.00$25.0012/12/2009 9:05:15 AM
springpanda$25.00$25.0012/12/2009 1:56:47 PM
generous-deal6$25.00$25.0012/13/2009 10:50:26 AM
YummiBear$25.00$25.0012/13/2009 7:28:19 PM
SeaLoans$25.00$25.0012/14/2009 9:33:31 AM
yell4bobby$34.09$34.0912/13/2009 10:24:06 PM
jmainc$25.00$25.0012/14/2009 7:05:08 AM
orbital-gain$50.00$50.0012/14/2009 9:46:51 AM
BankofQ$50.00$50.0012/14/2009 11:11:40 AM
triumphant-bonus$26.20$26.2012/14/2009 10:27:34 AM
payontime1$50.00$50.0012/14/2009 1:35:20 PM
sun-funding$25.00$25.0012/14/2009 4:28:46 PM
portfolio-zone801$25.00$25.0012/7/2009 4:31:54 PM
the-debt-fluffy-bunny$25.00$25.0012/7/2009 4:33:49 PM
rmachi$25.00$25.0012/7/2009 4:36:31 PM
helping-out$25.00$25.0012/7/2009 4:38:56 PM
TriSail$25.00$25.0012/7/2009 4:45:43 PM
the-bright-velocity$25.00$25.0012/7/2009 4:42:14 PM
Buffer10$200.00$200.0012/7/2009 4:44:44 PM
neenerman$75.00$75.0012/7/2009 5:05:30 PM
Marathoner$25.00$25.0012/7/2009 5:36:55 PM
gold-commander0$50.00$50.0012/7/2009 5:34:22 PM
sharkm$40.00$40.0012/7/2009 5:34:35 PM
AF-Chief$35.00$35.0012/7/2009 5:37:22 PM
gracej$25.00$25.0012/7/2009 5:39:40 PM
elegant-bonus$25.00$25.0012/7/2009 5:39:50 PM
five-star-note$25.00$25.0012/7/2009 5:44:43 PM
shamrocker$25.00$25.0012/7/2009 5:39:16 PM
fair_rates$25.00$25.0012/7/2009 5:44:04 PM
alpinaut$25.00$25.0012/7/2009 11:18:24 PM
lend_to_you$50.00$50.0012/7/2009 11:31:37 PM
kvandivo$25.00$25.0012/7/2009 11:33:07 PM
bchen78875$50.00$50.0012/7/2009 11:33:13 PM
dirkjan$25.00$25.0012/7/2009 11:36:07 PM
gizzywump$25.00$25.0012/7/2009 11:32:14 PM
miked8303$25.00$25.0012/7/2009 11:32:17 PM
verse99$25.00$25.0012/7/2009 11:32:28 PM
honorable-yield$75.00$75.0012/7/2009 11:32:32 PM
Dap2005$25.00$25.0012/7/2009 11:32:43 PM
bayareainv$50.00$50.0012/7/2009 11:37:20 PM
payout-point$100.00$100.0012/7/2009 11:30:43 PM
mla$25.00$25.0012/7/2009 11:33:22 PM
two_old_gals$25.00$25.0012/7/2009 11:33:29 PM
first-class-dime$25.00$25.0012/7/2009 11:33:45 PM
HunterSix$25.00$25.0012/7/2009 11:33:48 PM
DukSerduk$25.00$25.0012/7/2009 11:32:19 PM
greenwell$50.00$50.0012/7/2009 11:32:35 PM
Musicman1950$25.00$25.0012/7/2009 11:34:05 PM
danthemon35$25.00$25.0012/7/2009 11:34:11 PM
Kame$25.00$25.0012/7/2009 11:36:39 PM
SilverRain$25.00$25.0012/7/2009 11:37:49 PM
wrighco$25.00$25.0012/8/2009 12:03:38 AM
Hondo$25.00$25.0012/7/2009 11:47:31 PM
Astounding$25.00$25.0012/7/2009 11:51:15 PM
OaklandIuMien$25.00$25.0012/7/2009 11:52:35 PM
ProfPC$25.00$25.0012/7/2009 11:53:16 PM
anacho4me$25.00$25.0012/7/2009 11:53:15 PM
ptjg$100.00$100.0012/7/2009 11:59:11 PM
rmpedi33$100.00$100.0012/9/2009 9:44:00 AM
ujiba$25.00$25.0012/9/2009 10:42:55 AM
Dollars4Rent$25.00$25.0012/9/2009 1:01:34 PM
Dollars4Rent$25.00$25.0012/9/2009 8:11:37 PM
justin323$25.00$25.0012/11/2009 3:29:58 AM
dmitriy2$50.00$50.0012/11/2009 10:26:06 AM
SchaeferJ$25.00$25.0012/11/2009 11:09:38 AM
Doohickey415$25.00$25.0012/12/2009 2:30:04 PM
moneytree01$25.00$25.0012/13/2009 1:20:30 PM
gothampark$25.00$25.0012/13/2009 2:31:18 PM
alydad1$25.00$25.0012/13/2009 5:15:24 PM
thegreatstrafe$25.00$25.0012/14/2009 9:28:43 AM
IceFisherman$25.37$25.3712/14/2009 11:05:31 AM
fireboss$25.00$25.0012/14/2009 2:47:24 PM
catalystcf$25.00$25.0012/14/2009 12:00:49 PM
beeslow$25.86$25.8612/14/2009 3:04:07 PM
265alan0$25.00$25.0012/14/2009 3:24:12 PM
socal-lender$25.00$25.0012/14/2009 4:08:05 PM
131 bids
 
Borrower Payment Dependent Notes Series 437021
This series of Notes was issued and sold upon the funding of the borrower loan #40065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.2% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $961.89
Final lender yield: 21.05% Final borrower rate/APR: 22.05% / 24.32% Final monthly payment: $955.41
 
Auction yield range: 8.20% - 21.55% Estimated loss impact: 6.69%  
Lender servicing fee: 1.00% Estimated return: 14.36%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jun-1998 Debt/Income ratio: 17%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:0y 11m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: InspirationArt Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
Investing in a local business with great prospects.? I have an opportunity to invest in a corporation with a GREAT price to book ratio.? I estimate that I will be able to pay the loan completely off within 3 to 6 months.

My financial situation:
I have NEVER defaulted on any loan EVER, nor will I ever.? My credit score is EXCELLENT (800+) and I carry no debt other than a car loan and a mortgage.? I don't carry balances on my credit cards (of which I have very few).? I am an excellent candidate for a loan.? You will not be disappointed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$35.00$35.0012/7/2009 4:31:58 PM
cash-vault$25.00$25.0012/7/2009 4:32:15 PM
djh47a$30.00$30.0012/7/2009 4:32:49 PM
GOPHERBOY$60.00$60.0012/7/2009 4:35:21 PM
the-silver-blaster$70.00$70.0012/7/2009 4:36:09 PM
spsavage$25.00$25.0012/7/2009 4:32:46 PM
helping-out$25.00$25.0012/7/2009 4:38:52 PM
ml13$25.00$25.0012/7/2009 4:31:44 PM
portfolio-zone801$25.00$25.0012/7/2009 4:31:56 PM
fortytwo$100.00$100.0012/7/2009 4:34:02 PM
NycDean$25.00$25.0012/7/2009 4:32:48 PM
SNH$50.00$50.0012/7/2009 4:34:51 PM
beezling$40.00$40.0012/7/2009 4:36:52 PM
d_grbg$25.00$25.0012/7/2009 4:37:03 PM
the-bright-velocity$25.00$25.0012/7/2009 4:42:10 PM
visionary-currency$75.00$75.0012/7/2009 4:38:15 PM
sentimental-euro$25.00$25.0012/7/2009 4:43:19 PM
kulender$25.00$25.0012/7/2009 4:38:25 PM
Onesiphorus$25.00$25.0012/7/2009 4:45:21 PM
BuffetRocks$50.00$50.0012/7/2009 4:45:35 PM
paladin847$25.00$25.0012/7/2009 4:46:15 PM
Danfromnapa$50.00$50.0012/7/2009 4:42:23 PM
gaileyb$25.00$25.0012/7/2009 4:42:27 PM
The-CAPS-fan$30.00$30.0012/7/2009 4:43:31 PM
calm-deal7$50.00$50.0012/7/2009 5:03:29 PM
neenerman$25.00$25.0012/7/2009 5:06:26 PM
hard-working-loot$25.00$25.0012/7/2009 5:03:47 PM
a-resplendent-commitment$25.00$25.0012/7/2009 5:05:54 PM
Tom579$25.00$25.0012/7/2009 5:15:17 PM
desertoasis$25.00$25.0012/7/2009 5:09:51 PM
astute-dollar$30.00$30.0012/7/2009 5:15:32 PM
auctionbros$25.00$25.0012/7/2009 5:15:54 PM
Tahoeguy$25.00$25.0012/7/2009 5:13:06 PM
special-responsibility$25.00$25.0012/7/2009 5:16:11 PM
doublediamond$25.00$25.0012/7/2009 5:16:35 PM
treasure-bliss$100.00$100.0012/7/2009 5:16:48 PM
skuba$25.00$25.0012/7/2009 5:14:15 PM
lloyd_s$25.00$25.0012/7/2009 5:17:47 PM
dedicated-diversification5$170.00$170.0012/7/2009 5:15:29 PM
mikrolown$25.00$25.0012/7/2009 5:18:06 PM
HunterSix$25.00$25.0012/7/2009 5:13:33 PM
worklessmakemore$25.00$25.0012/7/2009 5:16:01 PM
Dap2005$25.00$25.0012/7/2009 5:16:05 PM
galaxy1$25.00$25.0012/7/2009 5:16:24 PM
elegant-income3$30.00$30.0012/7/2009 5:14:09 PM
yield-lion$25.00$25.0012/7/2009 5:19:07 PM
durability-mad-scientist4$100.00$100.0012/7/2009 5:14:29 PM
BlindJoeDeath$25.00$25.0012/7/2009 5:14:52 PM
money2k$25.00$25.0012/7/2009 5:17:06 PM
CAGE-Investments$50.00$50.0012/7/2009 5:17:17 PM
Diamond_Jim$25.00$25.0012/7/2009 5:17:20 PM
wiltonbound$25.00$25.0012/7/2009 5:20:22 PM
miked8303$25.00$25.0012/7/2009 5:17:59 PM
harperpotok$100.00$100.0012/7/2009 5:20:53 PM
littlemonkey$25.00$25.0012/7/2009 5:16:44 PM
Macinvest$25.00$25.0012/7/2009 5:21:14 PM
rolandweary$40.00$40.0012/7/2009 5:18:44 PM
peso-colonel$25.00$25.0012/7/2009 5:16:54 PM
Clambake$50.00$50.0012/7/2009 5:19:00 PM
TheoProf$25.00$25.0012/7/2009 5:21:48 PM
accordion8$50.00$50.0012/7/2009 5:21:51 PM
galtsgulch$25.00$25.0012/7/2009 5:22:01 PM
biobulator$25.00$25.0012/7/2009 5:17:49 PM
value-pole$25.00$25.0012/7/2009 5:18:10 PM
Lightlife$50.00$50.0012/7/2009 5:18:15 PM
Banker7371$25.00$25.0012/7/2009 5:22:55 PM
wise-extraordinary-loot$30.00$30.0012/7/2009 5:18:33 PM
honorable-yield$50.00$50.0012/7/2009 5:23:22 PM
hyetech$35.00$35.0012/7/2009 5:20:58 PM
museic1$50.00$50.0012/7/2009 5:18:50 PM
digitalrinaldo$25.00$25.0012/7/2009 5:21:06 PM
duty-monger$50.00$50.0012/7/2009 5:21:33 PM
anders94$25.00$25.0012/7/2009 5:24:01 PM
p123$50.00$50.0012/7/2009 5:24:08 PM
xstreamin$25.00$25.0012/7/2009 5:19:55 PM
Josta$50.00$50.0012/7/2009 5:22:19 PM
Kaj$25.00$25.0012/7/2009 5:22:38 PM
reward-adventure$25.00$25.0012/7/2009 5:22:48 PM
the-money-gargantuan$25.00$25.0012/7/2009 5:22:58 PM
Speculator$25.00$25.0012/7/2009 5:23:01 PM
deal-pioneer1$25.00$25.0012/7/2009 5:23:15 PM
Carpetkid$25.00$25.0012/7/2009 5:23:18 PM
trustu$25.00$25.0012/7/2009 5:21:19 PM
Rogesparkguy$25.00$25.0012/7/2009 5:26:54 PM
agwosdof$50.00$50.0012/7/2009 5:27:11 PM
KVEER$25.00$25.0012/7/2009 5:27:16 PM
boater01$28.22$28.2212/7/2009 5:22:30 PM
skiberdad$50.00$50.0012/7/2009 5:27:54 PM
poeman$25.00$25.0012/7/2009 5:28:09 PM
GElender$50.00$50.0012/7/2009 5:23:12 PM
standanddeliver$25.00$25.0012/7/2009 5:23:28 PM
lounges$25.00$25.0012/7/2009 5:23:34 PM
teller$25.00$25.0012/7/2009 5:23:36 PM
ekmendenhall$25.00$25.0012/7/2009 5:23:42 PM
orange-preeminant-bill$100.00$100.0012/7/2009 5:23:44 PM
NR$25.00$25.0012/7/2009 5:23:48 PM
Vegasjim$25.00$25.0012/7/2009 5:23:59 PM
LAKESPRING$25.00$25.0012/7/2009 5:27:13 PM
LenderByDay$25.00$25.0012/7/2009 5:24:05 PM
djindepth$50.00$50.0012/7/2009 5:27:18 PM
SilverRain$25.00$25.0012/7/2009 5:24:13 PM
TheGrayFox$25.00$25.0012/7/2009 5:27:26 PM
phunktion$25.00$25.0012/7/2009 5:30:01 PM
orderly-loot$25.00$25.0012/7/2009 5:27:29 PM
angelinvestor01$25.00$25.0012/7/2009 5:27:35 PM
educationfirst$25.00$25.0012/7/2009 5:27:42 PM
forthright-dedication$50.00$50.0012/7/2009 5:30:16 PM
cyberie21$40.00$40.0012/7/2009 5:27:45 PM
night0wl$25.00$25.0012/7/2009 5:30:26 PM
Duanep01$50.00$50.0012/7/2009 5:31:29 PM
54CHEVY$25.00$25.0012/7/2009 5:28:45 PM
maule$25.00$25.0012/7/2009 5:28:48 PM
jleng$25.00$25.0012/7/2009 5:29:00 PM
creative-gold$25.00$25.0012/7/2009 5:29:07 PM
professional-finance$25.00$25.0012/7/2009 5:32:14 PM
mpactlender$25.00$25.0012/7/2009 5:32:37 PM
newbietony$30.00$30.0012/7/2009 5:32:56 PM
Picopie$50.00$50.0012/7/2009 5:26:52 PM
HandShakeBank$25.00$25.0012/7/2009 5:30:33 PM
socialbanker$25.00$25.0012/7/2009 5:27:05 PM
Superc0ld$100.00$100.0012/7/2009 5:30:58 PM
mla$25.00$25.0012/7/2009 5:31:09 PM
Siafu$25.00$25.0012/7/2009 5:31:32 PM
gold-disk$50.00$50.0012/7/2009 5:28:03 PM
slartibardfast$25.00$25.0012/7/2009 5:34:47 PM
flopcat$25.00$25.0012/7/2009 5:31:47 PM
VentureExplorer$25.00$25.0012/7/2009 5:28:11 PM
DrStaff$45.75$45.7512/7/2009 5:35:15 PM
omniviper$25.00$25.0012/7/2009 5:32:28 PM
PatRichi$25.00$25.0012/7/2009 5:32:46 PM
mamayama$25.00$25.0012/7/2009 5:33:08 PM
czar3$30.00$30.0012/7/2009 5:35:36 PM
whiteshadow$25.00$25.0012/7/2009 5:33:11 PM
healthy-diversification$25.00$25.0012/7/2009 5:29:03 PM
iolaire$25.00$25.0012/7/2009 5:29:13 PM
capital-amplifier$25.00$25.0012/7/2009 5:36:15 PM
puifais$25.00$25.0012/7/2009 5:33:47 PM
SDNLR$25.00$25.0012/7/2009 5:33:50 PM
andyb9$25.00$25.0012/7/2009 5:33:58 PM
aycinvestments$25.00$25.0012/7/2009 5:30:15 PM
bright-investment$25.00$25.0012/7/2009 5:30:22 PM
icecoldcash$80.00$80.0012/7/2009 5:30:39 PM
Gabriel02$25.00$25.0012/7/2009 5:35:06 PM
utukxul$25.00$25.0012/7/2009 5:35:10 PM
ferocious-exchange3$25.00$25.0012/7/2009 5:35:49 PM
Fuzkaska__F_u_n_d_s$25.00$25.0012/7/2009 5:32:20 PM
exact-justice$25.00$25.0012/7/2009 5:36:43 PM
ben10jen$25.00$25.0012/7/2009 5:32:43 PM
affluence-tomahawk$50.00$50.0012/7/2009 5:37:04 PM
ryelk$25.00$25.0012/7/2009 5:33:29 PM
transaction-axis$25.00$25.0012/7/2009 5:38:54 PM
KiwiElf$25.00$25.0012/7/2009 5:34:49 PM
puntme$25.00$25.0012/7/2009 5:41:46 PM
piter-to-la-investment$25.00$25.0012/7/2009 5:39:27 PM
Artist_Blue$25.00$25.0012/7/2009 5:36:05 PM
syounker$25.00$25.0012/7/2009 5:36:36 PM
elegant-bonus$25.00$25.0012/7/2009 5:40:28 PM
rmachi$25.00$25.0012/7/2009 5:37:16 PM
pleasant-basis$25.00$25.0012/7/2009 5:38:26 PM
money-explorer3$25.00$25.0012/7/2009 5:38:30 PM
leodaguy$25.00$25.0012/7/2009 5:38:37 PM
meteoric-asset4$25.00$25.0012/7/2009 5:38:42 PM
Buffer10$100.00$100.0012/7/2009 5:38:50 PM
Heatguy$75.00$75.0012/7/2009 5:39:00 PM
gracej$25.00$25.0012/7/2009 5:39:34 PM
sloan$25.00$25.0012/7/2009 5:40:20 PM
charming-point$200.00$200.0012/7/2009 5:45:43 PM
bigdogsafety1$25.00$25.0012/7/2009 5:40:46 PM
mmckune$25.00$25.0012/7/2009 5:40:49 PM
Payasoup$40.94$40.9412/7/2009 6:01:12 PM
bonus-patriot$25.00$25.0012/7/2009 6:01:24 PM
cheng$25.00$25.0012/7/2009 5:45:22 PM
greenback-visionary4$25.00$25.0012/7/2009 5:45:52 PM
punctual-power7$25.00$25.0012/7/2009 6:05:42 PM
flwah$25.00$25.0012/7/2009 6:14:10 PM
currency-prometheus$25.00$25.0012/7/2009 6:56:25 PM
bold-yield-rumbler$25.00$25.0012/7/2009 6:13:59 PM
independent-investment$25.00$25.0012/7/2009 6:53:21 PM
EnigmaNYC-29$25.00$25.0012/7/2009 6:07:33 PM
Andaliego$25.01$25.0112/7/2009 7:12:24 PM
Bob450$25.00$25.0012/7/2009 8:50:03 PM
Interstate_Rate$500.00$500.0012/7/2009 11:26:37 PM
tomchap$25.00$25.0012/7/2009 11:47:45 PM
Katburg$25.00$25.0012/7/2009 11:48:28 PM
JohnW12$25.00$25.0012/7/2009 11:48:30 PM
financial-frenzy$25.00$25.0012/7/2009 11:49:45 PM
aasx1108$25.00$25.0012/7/2009 11:58:45 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:51 PM
wise-spirited-nickel$25.00$25.0012/7/2009 11:48:18 PM
gethsemane4$25.00$25.0012/7/2009 11:49:49 PM
Skiph$25.00$25.0012/7/2009 11:47:13 PM
community-accelerator$27.39$27.3912/8/2009 5:09:26 AM
selfmademan$25.00$25.0012/7/2009 11:49:54 PM
checkuto$25.00$25.0012/8/2009 12:00:31 AM
silverloan$50.00$50.0012/8/2009 6:58:58 AM
ClearLake$25.00$25.0012/8/2009 5:22:03 AM
blackstar$25.00$25.0012/8/2009 5:31:52 AM
lend42013$25.00$25.0012/8/2009 4:42:59 AM
Oupa-George$25.00$25.0012/8/2009 4:53:45 AM
onlyastepaway$25.00$25.0012/8/2009 9:45:09 AM
Bank_Of_XL$50.00$50.0012/8/2009 7:15:27 AM
Boca$25.00$25.0012/8/2009 8:32:10 AM
phaded$25.00$25.0012/8/2009 10:39:32 AM
beakerfish$25.00$25.0012/8/2009 10:42:45 AM
active-reward7$25.00$25.0012/8/2009 10:47:02 AM
juiceman818$25.00$25.0012/8/2009 10:47:30 AM
rvtbike$50.00$50.0012/8/2009 10:47:47 AM
jammers$25.00$25.0012/8/2009 10:47:56 AM
wwwUniversal$25.00$25.0012/8/2009 10:49:07 AM
paulsar71495$25.00$25.0012/8/2009 10:50:05 AM
canisian$25.00$25.0012/8/2009 10:50:14 AM
forthright-trade$25.00$25.0012/8/2009 10:50:31 AM
KMTboy$25.00$25.0012/8/2009 10:51:14 AM
srilm$25.00$25.0012/8/2009 10:51:38 AM
IamSparticus$25.00$25.0012/8/2009 10:52:12 AM
WinstonSmith$50.00$50.0012/8/2009 10:53:39 AM
rgrtanker$25.00$25.0012/8/2009 10:54:32 AM
fun2invest$25.00$25.0012/8/2009 10:54:45 AM
Syzygy$25.00$25.0012/8/2009 11:01:02 AM
Int_PrinRateTime4000$32.18$32.1812/8/2009 10:46:35 AM
Veshay$30.16$30.1612/8/2009 10:46:45 AM
Sonos$25.00$25.0012/8/2009 10:47:00 AM
Yankeeeagle$37.17$37.1712/8/2009 10:47:33 AM
gnar$25.00$25.0012/8/2009 10:47:51 AM
credit-czar5$25.00$25.0012/8/2009 10:48:05 AM
mattemmo$25.00$25.0012/8/2009 11:03:26 AM
ctgscott$25.00$25.0012/8/2009 10:49:49 AM
Optimistic$25.00$25.0012/8/2009 11:04:25 AM
ramsbladder$25.00$25.0012/8/2009 10:50:12 AM
paymentologist$25.00$25.0012/8/2009 10:50:40 AM
fopaul13$25.00$25.0012/8/2009 10:51:08 AM
abfs$25.00$25.0012/8/2009 10:46:41 AM
money-maniac$25.00$25.0012/8/2009 10:51:59 AM
shoedds$25.00$25.0012/8/2009 10:47:35 AM
redx$25.00$25.0012/8/2009 10:47:40 AM
The_Donald$25.00$25.0012/8/2009 10:47:49 AM
Lilred7879$50.00$50.0012/8/2009 10:48:02 AM
Northsider$25.00$25.0012/8/2009 10:53:08 AM
Headhunter14$25.00$25.0012/8/2009 11:13:51 AM
GracieLuLu04$25.00$25.0012/8/2009 10:53:55 AM
Aaron_Oz$25.00$25.0012/8/2009 10:49:39 AM
Akkon$25.00$25.0012/8/2009 10:49:44 AM
blue-liberty-gourd$25.00$25.0012/8/2009 11:14:36 AM
asiaratt$100.00$100.0012/8/2009 10:56:17 AM
JonyWinter$50.00$50.0012/8/2009 10:50:50 AM
CoolHelp$27.45$27.4512/8/2009 11:16:02 AM
leeo$25.00$25.0012/8/2009 10:51:16 AM
physicsjoe$25.00$25.0012/8/2009 10:51:23 AM
sk8ndive$25.00$25.0012/8/2009 11:17:31 AM
community-champ3$25.00$25.0012/8/2009 11:01:14 AM
Scoote2912$25.00$25.0012/8/2009 10:51:32 AM
uga$25.00$25.0012/8/2009 11:18:40 AM
wise-agile-investment$25.00$25.0012/8/2009 11:19:03 AM
allamerathlete$25.00$25.0012/8/2009 11:04:20 AM
currency-trophy$25.00$25.0012/8/2009 10:53:48 AM
revenue-serenity$25.00$25.0012/8/2009 10:53:53 AM
sagemoto$50.00$50.0012/8/2009 10:54:14 AM
vcbogan$100.00$100.0012/8/2009 10:55:24 AM
knight3136$25.00$25.0012/8/2009 11:33:29 AM
Floridian71$25.00$25.0012/8/2009 11:33:33 AM
mmmm1982$25.00$25.0012/8/2009 11:01:27 AM
a-important-leverage$25.00$25.0012/8/2009 11:01:31 AM
InvestorPartners$25.00$25.0012/8/2009 11:33:50 AM
aue513$25.00$25.0012/8/2009 11:14:25 AM
felipe65$25.00$25.0012/8/2009 11:33:58 AM
ladyonthebay$25.00$25.0012/8/2009 11:34:09 AM
Fortuno_per_commodo$25.00$25.0012/8/2009 11:15:09 AM
WilliamLeeSims$25.00$25.0012/8/2009 11:34:12 AM
valiant-p2p$25.00$25.0012/8/2009 11:34:31 AM
smallfry$25.00$25.0012/8/2009 11:16:04 AM
martinatime$25.00$25.0012/8/2009 11:34:35 AM
cash-tsunami$25.00$25.0012/8/2009 11:34:40 AM
lucrative-durability$50.00$50.0012/8/2009 11:03:39 AM
sensible-trade$25.00$25.0012/8/2009 11:17:10 AM
PalmerTheEmbalmer$25.00$25.0012/8/2009 11:06:36 AM
Warwick$25.00$25.0012/8/2009 11:18:11 AM
PCash$25.00$25.0012/8/2009 11:07:13 AM
my401K$100.00$100.0012/8/2009 11:14:57 AM
neighborly-bid$25.00$25.0012/8/2009 11:33:09 AM
Theboof$25.00$25.0012/8/2009 11:16:34 AM
friendly-return7$25.00$25.0012/8/2009 11:18:33 AM
People-for-people$50.00$50.0012/8/2009 11:37:38 AM
jybank$25.00$25.0012/8/2009 11:42:36 AM
HeavyDriver03$25.00$25.0012/8/2009 11:53:42 AM
point-shooter$25.00$25.0012/8/2009 11:33:15 AM
Gibbyland$75.00$75.0012/8/2009 11:50:31 AM
JohnGalt94$25.00$25.0012/8/2009 11:51:14 AM
HarrisonHome$25.00$25.0012/8/2009 11:34:01 AM
twirl2$25.00$25.0012/8/2009 11:34:28 AM
social-gatherer7$25.00$25.0012/8/2009 11:52:56 AM
charb57$25.00$25.0012/8/2009 11:53:36 AM
beleza$50.00$50.0012/8/2009 12:02:59 PM
bigtag$25.00$25.0012/8/2009 12:03:11 PM
principal-kung-fu$25.00$25.0012/8/2009 11:54:23 AM
MissionMicroFinance$25.00$25.0012/8/2009 12:03:17 PM
mstebnicki$25.00$25.0012/8/2009 12:03:40 PM
mmqc$25.00$25.0012/8/2009 11:55:39 AM
TandyJames$25.00$25.0012/8/2009 12:02:54 PM
jdrez$25.00$25.0012/8/2009 12:03:23 PM
efficient-principal$25.00$25.0012/8/2009 12:09:21 PM
Minnechela$25.00$25.0012/8/2009 12:03:46 PM
petejones32$25.00$25.0012/8/2009 12:15:43 PM
creditasaurus9$50.00$50.0012/8/2009 12:27:59 PM
social-caravan$25.00$25.0012/8/2009 12:28:06 PM
LendGuy$25.00$25.0012/8/2009 12:28:15 PM
Casimir$25.00$25.0012/8/2009 12:28:26 PM
bankworth$25.00$25.0012/8/2009 12:28:31 PM
market-solstice2$25.00$25.0012/8/2009 12:28:43 PM
JSKUSN$25.00$25.0012/8/2009 12:28:17 PM
350DGRZ$25.00$25.0012/8/2009 12:28:46 PM
reciprocate$46.81$46.8112/8/2009 12:03:15 PM
currency-bumblebee$25.00$25.0012/8/2009 12:29:01 PM
trapper569$25.00$25.0012/8/2009 12:03:36 PM
bronzmajom$25.00$25.0012/8/2009 12:39:49 PM
TaoPooh$25.00$25.0012/8/2009 12:29:07 PM
Citytrustbankerguy$25.00$25.0012/8/2009 12:03:44 PM
TheRiver08$25.00$25.0012/8/2009 12:29:12 PM
three-for-6$25.00$25.0012/8/2009 12:30:15 PM
deal-image$25.00$25.0012/8/2009 12:43:02 PM
cougar937$25.00$25.0012/8/2009 12:52:25 PM
jetfan11$30.00$30.0012/8/2009 12:52:28 PM
famous-hope$25.00$25.0012/8/2009 12:52:36 PM
Tai$25.00$25.0012/8/2009 12:57:56 PM
JanLal$25.00$25.0012/8/2009 12:52:32 PM
suomynona$25.00$25.0012/8/2009 12:27:42 PM
Luigi$25.00$25.0012/8/2009 12:28:01 PM
JoshE$25.00$25.0012/8/2009 12:28:11 PM
newest-superb-diversification$25.00$25.0012/8/2009 1:11:38 PM
roblender$25.00$25.0012/8/2009 12:28:19 PM
shiny-dollar9$25.00$25.0012/8/2009 12:28:57 PM
Rzrwire$25.00$25.0012/8/2009 12:29:00 PM
dollar-ferret332$25.00$25.0012/8/2009 1:11:13 PM
soldadoz$25.00$25.0012/8/2009 1:11:34 PM
felicity-daydream$50.00$50.0012/8/2009 12:36:58 PM
XopherMV$25.00$25.0012/8/2009 1:38:27 PM
Robyn5722$25.00$25.0012/8/2009 1:38:28 PM
AlwaysA-Chief$25.00$25.0012/8/2009 1:44:08 PM
cash-spinner$25.00$25.0012/8/2009 1:43:02 PM
SPB$25.00$25.0012/8/2009 1:51:58 PM
reaction5$25.00$25.0012/8/2009 1:11:16 PM
finance-thinker$25.00$25.0012/8/2009 1:11:27 PM
ccdmp2004$25.00$25.0012/8/2009 2:22:31 PM
jrhinomo$25.00$25.0012/8/2009 2:26:08 PM
iceberg982362$25.00$25.0012/8/2009 2:39:21 PM
Zagit$25.00$25.0012/8/2009 2:38:49 PM
trade-griffin$25.00$25.0012/8/2009 2:58:52 PM
transparency-giant$25.00$25.0012/8/2009 3:06:53 PM
direct-platinum8$25.00$25.0012/8/2009 1:44:03 PM
Dmatthewsftf$27.00$27.0012/8/2009 1:44:07 PM
ppls1000$25.00$25.0012/8/2009 2:34:04 PM
fostaman$25.00$25.0012/8/2009 4:23:13 PM
Orca-man$100.00$100.0012/8/2009 5:08:26 PM
dime-force$25.00$25.0012/8/2009 5:12:45 PM
wampum-chorus3$25.00$25.0012/8/2009 5:18:02 PM
bluesquirrel$25.00$25.0012/8/2009 5:10:14 PM
LiquidLender$25.00$25.0012/8/2009 7:00:34 PM
Tapu22$50.00$50.0012/8/2009 6:15:31 PM
adaptable-income$25.00$25.0012/8/2009 9:07:33 PM
rovo$25.00$25.0012/8/2009 9:22:24 PM
blue-pragmatic-truth$25.00$25.0012/9/2009 5:13:46 AM
reflective-rupee$100.00$100.0012/8/2009 10:11:59 PM
peb44$25.00$25.0012/9/2009 4:51:02 AM
heroic-benefit$50.00$50.0012/9/2009 5:42:06 AM
mathprof$25.00$25.0012/9/2009 4:42:32 AM
persistent-income2$50.00$50.0012/9/2009 6:22:18 AM
aldeed$25.00$25.0012/9/2009 7:01:58 AM
Premierelender$25.00$25.0012/9/2009 7:37:01 AM
cash-spinner$50.00$50.0012/9/2009 7:49:02 AM
screen23$25.00$25.0012/9/2009 9:24:24 AM
p2ploan-leaper$50.00$50.0012/9/2009 9:37:12 AM
RedCentre$27.90$27.9012/9/2009 11:42:18 AM
analog4$25.00$25.0012/9/2009 4:15:09 PM
melodious-fairness$25.00$25.0012/9/2009 7:39:50 PM
Hutpit$53.38$53.3812/10/2009 10:09:56 AM
mercuriant$25.00$25.0012/10/2009 9:42:22 AM
theonezozo$25.00$25.0012/10/2009 1:49:37 PM
jga516$25.00$25.0012/10/2009 1:57:06 PM
dblakels$25.00$25.0012/10/2009 4:34:20 PM
vest_vortex$50.00$50.0012/10/2009 7:59:35 PM
BuzzyBee336$25.00$25.0012/10/2009 9:43:23 PM
fatson43$25.00$25.0012/7/2009 4:33:09 PM
bchang2001$25.00$25.0012/7/2009 4:31:42 PM
divrekku$25.00$25.0012/7/2009 4:31:46 PM
supreme-hope$25.00$25.0012/7/2009 4:32:51 PM
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aurorafinancial$50.00$50.0012/7/2009 4:33:28 PM
first-sophisticated-rate$25.00$25.0012/7/2009 4:33:37 PM
wdove511$25.00$25.0012/7/2009 4:32:09 PM
tnjohnso$25.00$25.0012/7/2009 4:32:41 PM
Au-Ag-Pt$25.00$25.0012/7/2009 4:33:06 PM
Maccs55$25.00$25.0012/7/2009 4:35:47 PM
lending_pugs$25.00$25.0012/7/2009 4:35:00 PM
triumph329$25.00$25.0012/7/2009 4:41:58 PM
Hexnut$25.00$25.0012/7/2009 4:35:29 PM
wrighco$25.00$25.0012/7/2009 4:36:43 PM
worthy-reward1$50.00$50.0012/7/2009 4:43:26 PM
Tradesmanlender$25.00$25.0012/7/2009 4:43:45 PM
reflective-rupee$25.00$25.0012/7/2009 4:44:16 PM
bitbucket$50.00$50.0012/7/2009 4:39:02 PM
Hondo$25.00$25.0012/7/2009 4:39:12 PM
imdave4me$25.00$25.0012/7/2009 4:42:44 PM
crispies$25.00$25.0012/7/2009 4:42:18 PM
Pizza-man$50.00$50.0012/7/2009 4:43:06 PM
fund-medalist171$25.00$25.0012/7/2009 4:44:49 PM
booksleuth$50.00$50.0012/7/2009 5:03:56 PM
Supernick$50.00$50.0012/7/2009 5:05:20 PM
a-resplendent-asset$50.00$50.0012/7/2009 5:05:48 PM
foxy-fund$50.00$50.0012/7/2009 5:03:41 PM
crazycool$35.00$35.0012/7/2009 5:03:50 PM
AF-Chief$35.00$35.0012/7/2009 5:04:05 PM
metro457$25.00$25.0012/7/2009 5:05:00 PM
Sefotonga$25.00$25.0012/7/2009 5:06:31 PM
Weaverville$42.89$42.8912/7/2009 5:07:06 PM
ljay$25.00$25.0012/7/2009 5:05:06 PM
Plotinus$50.00$50.0012/7/2009 5:14:07 PM
spreadgoodwill$25.00$25.0012/7/2009 5:14:57 PM
affluence-tycoon$25.00$25.0012/7/2009 5:13:37 PM
robot777$40.00$40.0012/7/2009 5:13:48 PM
chlebie$50.00$50.0012/7/2009 5:16:58 PM
the-profit-oracle$25.00$25.0012/7/2009 5:17:01 PM
Havana21$25.00$25.0012/7/2009 5:14:45 PM
don8ter$25.00$25.0012/7/2009 5:15:03 PM
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Astounding$25.00$25.0012/7/2009 5:16:30 PM
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WalnutCreekguy$33.00$33.0012/7/2009 5:19:32 PM
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youqianderen$50.00$50.0012/7/2009 5:19:46 PM
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E_G$30.00$30.0012/7/2009 5:17:30 PM
ThomasCrown$30.00$30.0012/7/2009 5:20:01 PM
trade-pumpkin$25.00$25.0012/7/2009 5:15:36 PM
WHEREISTHEMOON$25.00$25.0012/7/2009 5:15:45 PM
dignified-finance$25.00$25.0012/7/2009 5:20:41 PM
tom48l$25.00$25.0012/7/2009 5:21:26 PM
mikeandcat$50.00$50.0012/7/2009 5:17:09 PM
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Cai8899$40.00$40.0012/7/2009 5:19:17 PM
tallmon$25.00$25.0012/7/2009 5:17:25 PM
chicco$80.00$80.0012/7/2009 5:19:35 PM
hope-eagle6$25.00$25.0012/7/2009 5:21:59 PM
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brazilofmux$100.00$100.0012/7/2009 5:22:06 PM
hitsman$50.00$50.0012/7/2009 5:20:31 PM
orange-courageous-dedication$30.00$30.0012/7/2009 5:23:09 PM
shrewd-deal$25.00$25.0012/7/2009 5:20:36 PM
personal-lender$25.00$25.0012/7/2009 5:18:36 PM
loanfairy$25.00$25.0012/7/2009 5:23:31 PM
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jeg3k$25.00$25.0012/7/2009 5:19:42 PM
roto$25.00$25.0012/7/2009 5:22:16 PM
payout-equalizer8$25.00$25.0012/7/2009 5:22:35 PM
Dutchhunter$25.00$25.0012/7/2009 5:20:06 PM
wayman$50.00$50.0012/7/2009 5:20:08 PM
benefit-squirrel$30.00$30.0012/7/2009 5:20:16 PM
five-star-justice$36.00$36.0012/7/2009 5:22:50 PM
crenen139$50.00$50.0012/7/2009 5:23:08 PM
elevated-platinum5$50.00$50.0012/7/2009 5:23:16 PM
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sidney102$50.00$50.0012/7/2009 5:21:31 PM
SnE$25.00$25.0012/7/2009 5:21:43 PM
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Kansas$25.00$25.0012/7/2009 5:27:22 PM
best-deal-banker$25.00$25.0012/7/2009 5:22:42 PM
melodious-fairness$25.00$25.0012/7/2009 5:27:49 PM
thestartuplender$35.00$35.0012/7/2009 5:23:06 PM
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Dillonmd58$25.00$25.0012/7/2009 5:28:44 PM
Frenchynh$25.00$25.0012/7/2009 5:23:23 PM
anton$50.00$50.0012/7/2009 5:29:09 PM
techvet$25.00$25.0012/7/2009 5:27:02 PM
fireboss$100.00$100.0012/7/2009 5:23:53 PM
ianakacg$25.00$25.0012/7/2009 5:27:37 PM
Aquani$50.00$50.0012/7/2009 5:27:39 PM
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JGB$25.00$25.0012/7/2009 5:27:51 PM
mpatrick$50.00$50.0012/7/2009 5:30:43 PM
missile5$25.00$25.0012/7/2009 5:31:40 PM
exact-loan5$25.00$25.0012/7/2009 5:28:53 PM
TennSquire$25.00$25.0012/7/2009 5:29:05 PM
Goat$25.00$25.0012/7/2009 5:32:17 PM
liberty-revelry2$25.00$25.0012/7/2009 5:30:06 PM
lend_to_you$50.00$50.0012/7/2009 5:26:57 PM
swoosh$25.00$25.0012/7/2009 5:27:00 PM
Dunndeal4u$25.00$25.0012/7/2009 5:27:08 PM
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sharkm$40.00$40.0012/7/2009 5:34:31 PM
YogaDude34$29.36$29.3612/7/2009 5:28:00 PM
7588WorkingGuy$25.00$25.0012/7/2009 5:34:53 PM
kscc183$25.00$25.0012/7/2009 5:35:01 PM
jgar_O$25.00$25.0012/7/2009 5:32:40 PM
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JeffHoll$100.00$100.0012/7/2009 5:30:28 PM
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ptjg$50.00$50.0012/7/2009 5:31:14 PM
steves73$25.00$25.0012/7/2009 5:37:52 PM
salala$25.00$25.0012/7/2009 5:35:12 PM
BigChiefLender$25.00$25.0012/7/2009 5:38:09 PM
silver-armada$100.00$100.0012/7/2009 5:35:18 PM
Ivan2007$50.00$50.0012/7/2009 5:38:21 PM
teejay411$100.00$100.0012/7/2009 5:35:31 PM
Steveoo1$25.00$25.0012/7/2009 5:38:36 PM
LEWK25$25.00$25.0012/7/2009 5:38:45 PM
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burrito6$25.00$25.0012/7/2009 5:38:48 PM
a-special-power$25.00$25.0012/7/2009 5:32:07 PM
kmfreymi$25.00$25.0012/7/2009 5:36:28 PM
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brother_tam$50.00$50.0012/7/2009 5:32:41 PM
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ImaPutz$25.00$25.0012/7/2009 5:37:13 PM
Doodlemeyer$25.00$25.0012/7/2009 5:38:03 PM
sjlender$25.00$25.0012/7/2009 5:34:07 PM
summerlander$25.00$25.0012/7/2009 5:38:52 PM
tresnietos$50.00$50.0012/7/2009 5:41:04 PM
currency-cigar4$25.00$25.0012/7/2009 5:39:03 PM
YoungSuccessLLC$25.00$25.0012/7/2009 5:34:37 PM
Dahlozer$25.00$25.0012/7/2009 5:39:06 PM
nodrivelpls$25.00$25.0012/7/2009 5:34:45 PM
MakoF16$50.00$50.0012/7/2009 5:41:32 PM
cash-boots$25.00$25.0012/7/2009 5:34:51 PM
CarDealer3070$25.00$25.0012/7/2009 5:36:34 PM
ekn_enterprises$25.00$25.0012/7/2009 5:36:38 PM
lendme2$50.00$50.0012/7/2009 5:37:05 PM
Hogpilot$25.00$25.0012/7/2009 5:40:42 PM
wise-bonus-honker$25.00$25.0012/7/2009 5:37:07 PM
kanpur63$25.00$25.0012/7/2009 5:37:42 PM
Dia_Lucrii$25.00$25.0012/7/2009 5:41:54 PM
AGSLending$25.00$25.0012/7/2009 5:38:13 PM
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CASHGIRL$70.05$70.0512/7/2009 5:38:57 PM
dpjd$50.00$50.0012/7/2009 5:40:15 PM
blooming-dedication$50.00$50.0012/7/2009 5:45:26 PM
lagnisiruk$25.00$25.0012/7/2009 5:40:53 PM
IIP77$25.00$25.0012/7/2009 6:01:18 PM
shawndw$25.00$25.0012/7/2009 5:58:51 PM
unk1911$25.00$25.0012/7/2009 6:00:38 PM
thedreamer$25.00$25.0012/7/2009 6:01:13 PM
rakstar$25.00$25.0012/7/2009 6:04:23 PM
ScottW$25.00$25.0012/7/2009 5:45:19 PM
vkorichkov$30.00$30.0012/7/2009 6:08:15 PM
DadWarbucks$25.00$25.0012/7/2009 6:01:14 PM
dparkhom$25.00$25.0012/7/2009 6:07:29 PM
MoneyU4IA$25.00$25.0012/7/2009 6:08:07 PM
cashhelp$25.00$25.0012/7/2009 7:18:20 PM
CrossCreek$25.00$25.0012/7/2009 6:08:18 PM
best-community-platoon$25.00$25.0012/7/2009 7:10:00 PM
commitment-forte6$25.00$25.0012/7/2009 11:17:22 PM
cerebral-return3$25.00$25.0012/7/2009 11:45:48 PM
scoobiedoo$25.00$25.0012/7/2009 11:49:05 PM
Cheburashka$25.00$25.0012/7/2009 11:49:43 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:38 PM
payout-carnival$25.00$25.0012/8/2009 12:00:30 AM
Chuck9802$25.00$25.0012/7/2009 11:47:04 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:46 PM
cheapskate$48.08$48.0812/8/2009 4:21:57 AM
ADIDASNO$25.00$25.0012/7/2009 11:49:15 PM
special-truth$25.00$25.0012/7/2009 11:47:10 PM
carlover$25.00$25.0012/7/2009 11:49:00 PM
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Hola_James$30.00$30.0012/7/2009 11:58:46 PM
bradny$25.00$25.0012/8/2009 12:00:31 AM
gulch$25.00$25.0012/8/2009 12:17:04 AM
talang$25.00$25.0012/8/2009 12:00:33 AM
misterhobbs$25.00$25.0012/8/2009 9:43:08 AM
UT-Longhorn$25.00$25.0012/8/2009 9:43:42 AM
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topper480$25.00$25.0012/8/2009 6:53:16 AM
able2help$25.00$25.0012/8/2009 7:13:07 AM
HAVEANICEDAY$25.00$25.0012/8/2009 8:47:20 AM
grf1945$25.00$25.0012/8/2009 9:42:42 AM
bullwink27$25.00$25.0012/8/2009 9:45:14 AM
herman7$25.00$25.0012/8/2009 10:43:23 AM
steiglends$50.00$50.0012/8/2009 9:45:24 AM
power-amusement$25.00$25.0012/8/2009 9:45:54 AM
power-flow6$50.00$50.0012/8/2009 9:55:32 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:47 AM
profitable-durability6$25.00$25.0012/8/2009 10:47:43 AM
peaceful-trade$25.00$25.0012/8/2009 10:47:53 AM
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safe-finance$25.00$25.0012/8/2009 10:49:36 AM
just-benefit$25.00$25.0012/8/2009 10:51:07 AM
andrewgl$25.00$25.0012/8/2009 10:51:36 AM
tenny321$25.00$25.0012/8/2009 10:54:10 AM
wise-cash-keeper$25.00$25.0012/8/2009 10:54:40 AM
Wangersinc$25.00$25.0012/8/2009 10:54:47 AM
108lender$37.15$37.1512/8/2009 10:55:13 AM
Bio-physicist$25.00$25.0012/8/2009 11:00:48 AM
AhmedAMoussa$50.00$50.0012/8/2009 10:47:37 AM
asalzma$25.00$25.0012/8/2009 10:47:59 AM
EtaDuck$25.00$25.0012/8/2009 10:50:33 AM
SimGuy$25.00$25.0012/8/2009 10:50:53 AM
JDavidL$25.00$25.0012/8/2009 10:51:05 AM
theloanfiller$25.40$25.4012/8/2009 10:51:10 AM
Unclejohn$25.00$25.0012/8/2009 10:47:39 AM
zeraphm$25.00$25.0012/8/2009 10:47:44 AM
exuberant-pound$25.00$25.0012/8/2009 11:13:19 AM
shingu79$50.00$50.0012/8/2009 11:13:33 AM
hyrolln$25.00$25.0012/8/2009 10:48:43 AM
silver-ace$50.00$50.0012/8/2009 10:49:21 AM
Diver25$25.00$25.0012/8/2009 11:14:03 AM
capital-duckling$25.00$25.0012/8/2009 10:54:42 AM
phillipd48$25.00$25.0012/8/2009 10:49:42 AM
alex189a$25.00$25.0012/8/2009 11:14:59 AM
Palacios$50.00$50.0012/8/2009 10:50:28 AM
roman2008$25.00$25.0012/8/2009 11:15:17 AM
happyskippy0208$25.00$25.0012/8/2009 10:51:00 AM
PrimeTimeGadgets$25.00$25.0012/8/2009 10:51:12 AM
deal-kung-fu$25.00$25.0012/8/2009 11:16:06 AM
junes08$25.00$25.0012/8/2009 10:51:20 AM
nomad54$25.00$25.0012/8/2009 10:51:27 AM
GatorBux$59.48$59.4812/8/2009 11:17:20 AM
TheBiggTree$25.00$25.0012/8/2009 10:51:29 AM
maschinenbau$25.00$25.0012/8/2009 10:51:39 AM
Lesburger$25.00$25.0012/8/2009 11:18:12 AM
granitepk$25.00$25.0012/8/2009 11:18:38 AM
gold-sushi$25.00$25.0012/8/2009 11:02:17 AM
amint17$25.00$25.0012/8/2009 11:02:52 AM
buddy486$25.00$25.0012/8/2009 11:19:16 AM
ThompsonCapital$25.00$25.0012/8/2009 11:03:59 AM
sophisticated-ore$33.20$33.2012/8/2009 11:04:22 AM
thevogelfamily$40.00$40.0012/8/2009 10:53:16 AM
Dr_M$25.00$25.0012/8/2009 11:04:48 AM
infinitemudra$25.00$25.0012/8/2009 10:53:46 AM
gentle-gold$25.00$25.0012/8/2009 10:53:51 AM
Savings_EQ_Dignity$35.00$35.0012/8/2009 10:54:37 AM
tmillerosu$25.00$25.0012/8/2009 10:55:10 AM
bestbid$25.00$25.0012/8/2009 11:07:08 AM
JonnyD$25.00$25.0012/8/2009 11:32:39 AM
fmvaulter$25.00$25.0012/8/2009 11:33:14 AM
SF2Berlin$25.00$25.0012/8/2009 11:33:26 AM
simpy$25.00$25.0012/8/2009 11:01:11 AM
ramblin$25.00$25.0012/8/2009 11:33:35 AM
Apex-Lender$25.00$25.0012/8/2009 11:01:29 AM
LR_Biker$25.00$25.0012/8/2009 11:33:53 AM
fuzed$30.92$30.9212/8/2009 11:01:39 AM
lodcomm$25.00$25.0012/8/2009 11:34:06 AM
courteous-deal8$25.00$25.0012/8/2009 11:14:44 AM
DSK_Financials$50.00$50.0012/8/2009 11:02:00 AM
jgalt$25.00$25.0012/8/2009 11:34:10 AM
plentiful-reward$50.00$50.0012/8/2009 11:15:14 AM
fllender$25.00$25.0012/8/2009 11:34:30 AM
Aimvest$25.00$25.0012/8/2009 11:34:33 AM
cgorry$25.00$25.0012/8/2009 11:03:18 AM
itsthomas$25.00$25.0012/8/2009 11:34:37 AM
hptcrabbers$25.00$25.0012/8/2009 11:03:36 AM
justice-dna$25.00$25.0012/8/2009 11:04:32 AM
bonanza1973$25.00$25.0012/8/2009 11:17:18 AM
a275ranger$30.00$30.0012/8/2009 11:05:31 AM
ISHLEP67$50.00$50.0012/8/2009 11:17:48 AM
kraussmeister$25.00$25.0012/8/2009 11:07:10 AM
3am-preacher$25.00$25.0012/8/2009 11:18:46 AM
SkiFastBadly$25.00$25.0012/8/2009 11:37:41 AM
skibum65$35.23$35.2312/8/2009 11:15:00 AM
witty-principal$25.00$25.0012/8/2009 11:15:11 AM
bluesheep$25.00$25.0012/8/2009 11:33:06 AM
mizon291$25.00$25.0012/8/2009 11:33:11 AM
jack4875$25.00$25.0012/8/2009 11:16:58 AM
thumper64$35.00$35.0012/8/2009 11:17:37 AM
copperfield$25.00$25.0012/8/2009 11:18:28 AM
resource777$25.00$25.0012/8/2009 11:18:34 AM
mtquan$25.00$25.0012/8/2009 11:37:40 AM
nowits10$25.00$25.0012/8/2009 11:45:22 AM
wise-balanced-moola$25.00$25.0012/8/2009 11:53:33 AM
credit-force5$25.00$25.0012/8/2009 11:33:17 AM
abeprof70$25.00$25.0012/8/2009 11:33:37 AM
elated-justice$25.00$25.0012/8/2009 11:33:56 AM
freqflyer$25.00$25.0012/8/2009 11:34:26 AM
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EPCapital$25.00$25.0012/8/2009 12:02:07 PM
elebovic$25.00$25.0012/8/2009 12:03:13 PM
revenue-kazoo$25.00$25.0012/8/2009 12:03:38 PM
thaceisbac$25.00$25.0012/8/2009 11:37:51 AM
WineDrop$30.00$30.0012/8/2009 12:03:42 PM
truth-futurist$25.00$25.0012/8/2009 12:03:20 PM
laredotornado$25.00$25.0012/8/2009 12:03:33 PM
duckbill_1972$25.00$25.0012/8/2009 12:03:47 PM
grampy48$25.00$25.0012/8/2009 11:50:02 AM
Tavita$25.00$25.0012/8/2009 12:15:37 PM
BigLinCT$25.00$25.0012/8/2009 12:28:04 PM
blessedpair$50.00$50.0012/8/2009 12:28:08 PM
Jager31$25.00$25.0012/8/2009 12:28:23 PM
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madpinto21$50.00$50.0012/8/2009 12:29:19 PM
fsa3$25.00$25.0012/8/2009 12:27:53 PM
bigwig633$25.00$25.0012/8/2009 12:02:56 PM
rawman$25.00$25.0012/8/2009 12:28:50 PM
cpaphoto$25.00$25.0012/8/2009 12:03:29 PM
Raye147$25.00$25.0012/8/2009 12:29:03 PM
westend$25.00$25.0012/8/2009 12:29:10 PM
kanakakm$25.00$25.0012/8/2009 12:03:50 PM
whatknows$25.00$25.0012/8/2009 12:04:43 PM
Ballard$25.00$25.0012/8/2009 12:42:13 PM
contract-neutron$25.00$25.0012/8/2009 12:15:35 PM
bhrma1$25.00$25.0012/8/2009 12:52:22 PM
spitzbergen$25.00$25.0012/8/2009 12:52:34 PM
kirkjerk$25.00$25.0012/8/2009 12:57:57 PM
golden-yield$25.00$25.0012/8/2009 12:27:55 PM
poppinkid$25.00$25.0012/8/2009 1:11:22 PM
deal-grid7$50.00$50.0012/8/2009 12:28:03 PM
create42xn$25.00$25.0012/8/2009 12:28:13 PM
LandoC1$25.00$25.0012/8/2009 12:28:52 PM
golden-cat$25.00$25.0012/8/2009 12:28:58 PM
boxorox$25.00$25.0012/8/2009 1:11:31 PM
LongTail$25.00$25.0012/8/2009 1:29:28 PM
tranquil-payout$25.00$25.0012/8/2009 1:31:08 PM
TURNTEX75$25.00$25.0012/8/2009 1:38:25 PM
imlosttoo$25.00$25.0012/8/2009 1:38:22 PM
NotRocketScience$25.00$25.0012/8/2009 1:44:11 PM
unafraid-loan2$25.00$25.0012/8/2009 1:49:21 PM
zigzagz03$25.00$25.0012/8/2009 1:51:58 PM
CSAworker$25.00$25.0012/8/2009 1:11:37 PM
bignic$25.00$25.0012/8/2009 1:17:25 PM
THREE-POINTS-LENDING$25.00$25.0012/8/2009 2:38:51 PM
ohnezweck$25.00$25.0012/8/2009 2:39:22 PM
souperrich$25.00$25.0012/8/2009 1:44:02 PM
bsnrnmale$30.00$30.0012/8/2009 1:44:05 PM
oneirish$25.00$25.0012/8/2009 3:02:06 PM
furry-marmot$25.00$25.0012/8/2009 1:51:59 PM
Interloper$25.00$25.0012/8/2009 2:13:41 PM
snoopey100$25.00$25.0012/8/2009 5:10:12 PM
stanbalwight4$25.00$25.0012/8/2009 5:10:13 PM
market-inspector$25.00$25.0012/8/2009 7:11:15 PM
TigerForce$25.00$25.0012/8/2009 8:37:06 PM
wealth-cloud$25.00$25.0012/8/2009 8:05:37 PM
DRA-Properties$25.00$25.0012/8/2009 7:25:38 PM
eclipse056$25.00$25.0012/8/2009 9:03:28 PM
nolahelper$40.00$40.0012/8/2009 9:24:49 PM
transparency-burger$150.00$150.0012/8/2009 8:21:19 PM
coin-investor$25.00$25.0012/8/2009 11:57:58 PM
reflective-rupee$100.00$100.0012/8/2009 10:11:40 PM
eclipse056$25.00$25.0012/8/2009 9:02:49 PM
reflective-rupee$100.00$100.0012/8/2009 10:12:32 PM
divedude$25.00$25.0012/8/2009 10:37:09 PM
gamp$25.00$25.0012/9/2009 5:13:44 AM
persistent-income2$50.00$50.0012/9/2009 6:22:35 AM
Solve4X$25.00$25.0012/9/2009 9:35:53 AM
diplomatic-point4$50.00$5.7612/9/2009 9:37:36 AM
SacTown$25.00$25.0012/9/2009 9:14:34 AM
ahalyaa$25.00$25.0012/9/2009 9:30:47 AM
371millwood$200.00$200.0012/9/2009 6:11:34 PM
melodious-fairness$25.00$25.0012/9/2009 7:41:13 PM
PalmTreeIsland$29.12$29.1212/10/2009 1:35:35 PM
interstellar$50.00$50.0012/10/2009 1:36:35 PM
bizguy1982$25.00$25.0012/10/2009 7:56:49 PM
vest_vortex$50.00$50.0012/10/2009 7:59:09 PM
758 bids
 
Borrower Payment Dependent Notes Series 437315
This series of Notes was issued and sold upon the funding of the borrower loan #40057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 27.40% Starting borrower rate/APR: 28.40% / 30.75% Starting monthly payment: $207.90
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $205.20
 
Auction yield range: 11.20% - 27.40% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Feb-2003 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $640 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 64%Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: peace-seahorse6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to pay for our October wedding.

My financial situation:
I am a good candidate for this loan because I have become a responsible adult. While my college history will show I have had problems in the past, I now currently make money that can pay off loans. I have taken several loans from family, including an 8000 loan to purchase a house that I have already paid back in full, without the help of the tax rebate for first time home buyers. I have always paid my vehicle loan on time, am currently on my way to having college paid off (having done so myself) and pay all of my monthly bills on time. I have never struggled to pay my mortgage and I pay all the bills in our house alone so my now-to-be-husband can pay off his college career. Soon, we will be sharing bills and able to save money. I had so much help from family to close on my house that I don't feel it is right to ask them for more. And, while I don't want an extravagant wedding, we have many family members, including grandparents from New Mexico, parents from Florida and a sister from Australia flying in for the wedding and it is our goal to have a nice wedding that includes the rehearsal dinner and brunch the next day for the many out of town family we don't often see. I am prepared to budget, save, and pay off a loan as soon as possible and can begin paying on the loan immediately. While I make good money, and am currently maintaining all bills comfortably, I don't have any savings (most went to the house!). It would be a dream to be able to put on a nice wedding without burdening anybody else.


Monthly net income: $ 3443 after taxes

Monthly expenses: $ 2800 approximately
??Housing: $ 1248 (escrow pays taxes and insurance)
??Insurance: $ 211 four out of every 6 months
??Car expenses: $ 385
??Utilities: $ approximately 175 (never more than that)
??Phone, cable, internet: $ 210
??Food, entertainment: $ 400 (we never eat out and budget 200 every two weeks for groceries-we usually make it in that amount)
??Clothing, household expenses $ less than 100. We have a new build.
??Credit cards and other loans: $ 1600 in college credit card debt on three cards, one to be paid in full next month, I make monthly payments through a consolidation plan and it has worked great for eliminating the debt on those old cards.
??Other expenses: $ 200 for random things, perhaps, and thats overestimating.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
yeti888$25.00$25.0012/8/2009 4:21:10 PM
five-star-note$35.00$35.0012/8/2009 4:21:18 PM
unk1911$25.00$25.0012/8/2009 4:24:04 PM
lagnisiruk$25.00$25.0012/8/2009 4:20:10 PM
Rogelio48$25.00$25.0012/8/2009 4:21:42 PM
visionary-currency$50.00$50.0012/8/2009 4:25:25 PM
Hondo$25.00$25.0012/8/2009 4:26:01 PM
gaileyb$25.00$25.0012/8/2009 4:26:20 PM
building_community$25.00$25.0012/8/2009 4:23:20 PM
yield-lion$25.00$25.0012/8/2009 4:28:01 PM
order-prospector$25.00$25.0012/8/2009 4:27:52 PM
tomchap$25.00$25.0012/8/2009 4:28:09 PM
Dreams4Cash$25.00$25.0012/8/2009 4:29:08 PM
falcon88dp$25.00$25.0012/8/2009 4:29:37 PM
InChicago$25.00$25.0012/8/2009 4:29:42 PM
desertoasis$50.00$50.0012/8/2009 4:29:55 PM
Havana21$25.00$25.0012/8/2009 4:31:09 PM
626457$25.00$25.0012/8/2009 4:31:05 PM
Banker7371$25.00$25.0012/8/2009 4:31:10 PM
sharkm$25.00$25.0012/8/2009 4:39:33 PM
capital-amplifier$25.00$25.0012/8/2009 4:39:52 PM
DER$50.00$50.0012/8/2009 4:41:30 PM
asiaratt$100.00$100.0012/8/2009 4:38:55 PM
burgeoning-silver$25.00$25.0012/8/2009 4:41:05 PM
elegant-bonus$25.00$25.0012/8/2009 4:41:22 PM
Sateesh$37.50$14.9412/8/2009 4:42:57 PM
loan-scientist8$25.00$25.0012/8/2009 4:41:38 PM
charming-point$200.00$200.0012/8/2009 4:41:42 PM
AF-Chief$28.00$28.0012/8/2009 4:40:17 PM
coin-investor$25.00$25.0012/8/2009 4:41:15 PM
macbeck22$25.00$25.0012/8/2009 4:57:15 PM
SolarMoonshine$100.00$100.0012/8/2009 6:10:07 PM
the-profit-oracle$25.00$25.0012/8/2009 10:23:41 PM
melodious-fairness$25.00$25.0012/9/2009 11:22:24 AM
MetraLynn$25.00$25.0012/9/2009 12:47:03 PM
PCity-LOA15$25.00$25.0012/10/2009 8:19:24 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:17:45 PM
vest_vortex$25.00$25.0012/13/2009 3:51:06 PM
UCLA4life$25.00$25.0012/14/2009 8:36:33 AM
Kyileo$50.00$50.0012/14/2009 11:30:28 AM
Raetha$25.00$25.0012/14/2009 10:44:34 AM
passivesf$25.00$25.0012/14/2009 12:24:26 PM
credit-coach118$25.00$25.0012/14/2009 4:38:51 PM
deepblue34$35.00$35.0012/14/2009 6:01:47 PM
loss-of-control$25.00$25.0012/14/2009 6:01:57 PM
computers-er$38.27$38.2712/14/2009 5:03:46 PM
Toastmaster007$25.00$25.0012/14/2009 6:46:16 PM
squarebob$50.00$50.0012/14/2009 6:35:51 PM
Gaelicman$100.00$100.0012/14/2009 11:31:38 PM
Loanstou$50.00$50.0012/14/2009 8:36:29 PM
Chillito$40.91$40.9112/15/2009 3:36:02 AM
intrepid-transaction5$25.00$25.0012/15/2009 5:40:40 AM
mustang9935$25.00$25.0012/15/2009 5:46:45 AM
efficient-bid2$50.00$50.0012/15/2009 7:28:37 AM
BDS$72.01$72.0112/15/2009 10:19:05 AM
shrewd-income$25.00$25.0012/15/2009 7:48:34 AM
Snoopylover$25.00$25.0012/15/2009 8:53:00 AM
leverage-monger$25.00$25.0012/15/2009 9:13:39 AM
hamster$26.64$26.6412/15/2009 9:31:18 AM
wowlender$25.00$25.0012/15/2009 12:24:34 PM
The-CAPS-fan$25.00$25.0012/15/2009 9:38:24 AM
glroark$100.00$100.0012/15/2009 10:08:51 AM
Feyenoord$25.00$25.0012/15/2009 12:54:20 PM
leverage-monger$25.00$25.0012/15/2009 3:50:00 PM
JeffHoll$100.00$100.0012/15/2009 1:16:24 PM
icon7$25.00$25.0012/15/2009 3:56:50 PM
worldly-gold$100.00$100.0012/15/2009 2:15:04 PM
TakeCare$30.00$30.0012/15/2009 2:51:30 PM
cjames84$25.00$25.0012/15/2009 2:54:33 PM
friendinmoney$25.00$25.0012/15/2009 4:15:35 PM
IIP77$25.00$25.0012/8/2009 4:21:01 PM
MAYBROOK$40.00$40.0012/8/2009 4:23:31 PM
TommyTucker$25.00$25.0012/8/2009 4:21:13 PM
wildguy$25.00$25.0012/8/2009 4:21:49 PM
favorite-durability$25.00$25.0012/8/2009 4:25:27 PM
helping-out$25.00$25.0012/8/2009 4:25:36 PM
doublediamond$25.00$25.0012/8/2009 4:26:35 PM
Calif-smo$25.00$25.0012/8/2009 4:27:55 PM
Sanford-N-Sons$25.00$25.0012/8/2009 4:28:12 PM
wrighco$25.00$25.0012/8/2009 4:24:59 PM
littlemonkey$25.00$25.0012/8/2009 4:28:36 PM
selfmademan$25.00$25.0012/8/2009 4:28:56 PM
flwah$25.00$25.0012/8/2009 4:26:06 PM
andrewnar$25.00$25.0012/8/2009 4:26:09 PM
loanfairy$25.00$25.0012/8/2009 4:28:42 PM
orbital-gain$25.00$25.0012/8/2009 4:28:51 PM
reflective-rupee$25.00$25.0012/8/2009 4:26:56 PM
mrbill5548$50.00$50.0012/8/2009 4:30:48 PM
revenue-serenity$25.00$25.0012/8/2009 4:29:13 PM
treasure-bliss$100.00$100.0012/8/2009 4:30:58 PM
fund-medalist171$25.00$25.0012/8/2009 4:27:16 PM
czar3$25.00$25.0012/8/2009 4:27:58 PM
SNH$50.00$50.0012/8/2009 4:31:08 PM
blueworld$25.00$25.0012/8/2009 4:28:49 PM
copper$30.00$30.0012/8/2009 4:30:42 PM
independent-investment$25.00$25.0012/8/2009 4:31:06 PM
puifais$25.00$25.0012/8/2009 4:39:05 PM
Supernick$25.00$25.0012/8/2009 4:39:09 PM
penny-surgeon$25.00$25.0012/8/2009 4:38:53 PM
supreme-hope$25.00$25.0012/8/2009 4:40:13 PM
Artist_Blue$25.00$25.0012/8/2009 4:39:44 PM
a-resplendent-commitment$25.00$25.0012/8/2009 4:41:41 PM
the-silver-blaster$75.00$75.0012/8/2009 4:42:25 PM
matrix456$25.00$25.0012/8/2009 4:42:49 PM
alex189a$25.00$25.0012/8/2009 4:41:32 PM
HarryRoberts$50.00$50.0012/8/2009 4:41:40 PM
money-prophesy$150.00$150.0012/8/2009 4:42:41 PM
keynaples$50.00$50.0012/8/2009 4:43:06 PM
towering-platinum3$25.00$25.0012/8/2009 4:41:13 PM
etraboulay$25.00$25.0012/8/2009 4:42:51 PM
simplewareinc$50.00$50.0012/8/2009 4:42:54 PM
rustysailor$25.00$25.0012/8/2009 4:51:49 PM
eclipse056$25.00$25.0012/8/2009 9:00:44 PM
Bill33716$25.00$25.0012/9/2009 11:41:08 AM
drg6289$25.00$25.0012/9/2009 1:18:45 PM
wwwUniversal$25.00$25.0012/9/2009 6:47:52 PM
wise-balanced-moola$25.00$25.0012/9/2009 7:30:49 PM
Bob450$50.00$50.0012/9/2009 9:37:19 PM
Peterman$25.00$25.0012/10/2009 10:52:43 AM
Thunder08$25.00$25.0012/10/2009 3:56:40 PM
Skeptical-one$50.00$50.0012/12/2009 6:59:02 AM
vest_vortex$25.00$25.0012/13/2009 3:51:27 PM
five-star-note$35.00$35.0012/13/2009 9:50:19 AM
independent-investment$25.00$25.0012/14/2009 8:56:55 AM
eclipse056$25.00$25.0012/14/2009 9:03:54 AM
cordial-integrity$50.00$50.0012/14/2009 1:45:04 PM
Techne_Funds_LLC$25.00$25.0012/14/2009 4:19:07 PM
ChrisKwan$25.00$25.0012/14/2009 5:08:48 PM
p2p-gala$25.00$25.0012/15/2009 7:06:04 AM
brilliant-balance$25.00$25.0012/15/2009 7:39:15 AM
MechEngLender$25.00$25.0012/14/2009 9:27:45 PM
coloradoloanman$25.00$25.0012/14/2009 9:37:54 PM
ponch12$28.23$28.2312/15/2009 9:36:53 AM
LahnDi$30.00$30.0012/15/2009 8:59:04 AM
unger$100.00$100.0012/15/2009 11:05:11 AM
marwadi-62$25.00$25.0012/15/2009 11:15:24 AM
crdcteng$25.00$25.0012/15/2009 11:36:23 AM
just-trade0$36.00$36.0012/15/2009 3:32:53 PM
leverage-monger$25.00$25.0012/15/2009 4:01:01 PM
freshmaker8$25.00$25.0012/15/2009 2:34:23 PM
Calif-smo$30.00$30.0012/15/2009 2:37:09 PM
141 bids
 
Borrower Payment Dependent Notes Series 437371
This series of Notes was issued and sold upon the funding of the borrower loan #40070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $86.75
Final lender yield: 18.87% Final borrower rate/APR: 19.87% / 22.11% Final monthly payment: $85.32
 
Auction yield range: 8.20% - 20.08% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.93%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1989 Debt/Income ratio: 34%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 16 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 40Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $17,789 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 81%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: green-truth-socrates Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental work
Purpose of loan:
This loan will be used to? Have my dental work completed.? I need a bridge redone and one more root canal.? The work is being done by Dr Charles Smith at Dental Works in Roseville Mi?

My financial situation:
I am a good candidate for this loan because? I in in a position to repay with no problem.

Monthly net income: $
3250.00
Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 80.00
??Car expenses: $ 472.00
??Utilities: $ 0
??Phone, cable, internet: $ 304.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?779.00
??Other expenses: $ 65.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neighborly-bid$25.00$25.0012/8/2009 7:11:21 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:30 PM
vine99$75.00$75.0012/9/2009 8:05:01 PM
charming-point$200.00$7.5612/10/2009 8:35:46 AM
zento$25.00$25.0012/10/2009 8:54:26 PM
persistent-income2$100.00$100.0012/11/2009 6:19:08 AM
coldfuzion$25.89$25.8912/11/2009 8:27:21 AM
impartial-deal$25.00$25.0012/11/2009 11:26:57 AM
friendinmoney$25.00$25.0012/11/2009 3:43:12 PM
bold-dynamic-silver$25.00$25.0012/11/2009 8:28:41 PM
nalaari$50.00$50.0012/13/2009 1:06:02 PM
outofoffice$25.00$25.0012/13/2009 9:27:16 PM
the-profit-oracle$25.00$25.0012/13/2009 7:01:47 PM
grammaspurse$25.00$25.0012/13/2009 8:22:57 PM
Easystreet$25.00$25.0012/14/2009 8:36:18 AM
piter-to-la-investment$25.00$25.0012/14/2009 5:09:18 PM
bss97603$25.00$25.0012/14/2009 4:51:26 PM
jcw3rd$25.00$25.0012/14/2009 6:52:44 PM
JackinGreen$50.00$50.0012/14/2009 7:52:54 PM
shrewd-income$25.00$25.0012/15/2009 7:50:29 AM
SV-AZ$25.00$25.0012/15/2009 8:25:09 AM
explorer925$35.00$35.0012/15/2009 1:49:58 AM
RobertL857$56.55$56.5512/15/2009 3:59:53 AM
PotBellyPete$30.00$30.0012/15/2009 6:39:28 AM
d_grbg$25.00$25.0012/15/2009 6:50:18 AM
KTOWN$30.00$30.0012/15/2009 9:28:50 AM
raccoon123$50.00$50.0012/15/2009 9:57:59 AM
GreenHill$25.00$25.0012/15/2009 10:32:50 AM
icon7$25.00$25.0012/15/2009 3:59:16 PM
p2ploan-sensation211$25.00$25.0012/15/2009 4:12:12 PM
revenue-appraiser$40.00$40.0012/15/2009 3:38:40 PM
exciting-fairness$200.00$200.0012/15/2009 3:30:46 PM
Bank_Of_XL$25.00$25.0012/8/2009 4:49:00 PM
money-prophesy$100.00$100.0012/9/2009 12:26:05 PM
AuroraRobbin$50.00$50.0012/9/2009 1:20:09 PM
hellasow$25.00$25.0012/9/2009 5:22:17 PM
Bob450$50.00$50.0012/9/2009 9:52:10 PM
TakeCare$50.00$50.0012/11/2009 10:06:32 AM
GOPHERBOY$75.00$75.0012/13/2009 4:04:56 PM
Kyileo$50.00$50.0012/14/2009 11:32:54 AM
pureliquidhw$25.00$25.0012/14/2009 8:31:43 AM
BrianCU15$50.00$50.0012/14/2009 6:19:54 PM
mustang9935$25.00$25.0012/15/2009 5:44:59 AM
the-bright-velocity$200.00$200.0012/15/2009 7:15:03 AM
efficient-bid2$25.00$25.0012/15/2009 7:31:16 AM
shrewd-peace7$25.00$25.0012/14/2009 11:23:27 PM
Cashlender1992$25.00$25.0012/15/2009 5:30:14 AM
The-CAPS-fan$25.00$25.0012/15/2009 9:42:18 AM
Syzygy$25.00$25.0012/15/2009 2:44:10 PM
cjames84$25.00$25.0012/15/2009 2:55:06 PM
Feyenoord$25.00$25.0012/15/2009 12:44:22 PM
wild-orange$25.00$25.0012/15/2009 2:21:17 PM
goodhearted-basis4$25.00$25.0012/15/2009 4:06:56 PM
GOPHERBOY$50.00$50.0012/15/2009 3:19:39 PM
coloradoloanman$25.00$25.0012/15/2009 4:07:32 PM
tekstyle38$50.00$50.0012/15/2009 4:14:44 PM
56 bids
 
Borrower Payment Dependent Notes Series 437599
This series of Notes was issued and sold upon the funding of the borrower loan #40066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 22.95% Starting borrower rate/APR: 23.95% / 26.24% Starting monthly payment: $588.10
Final lender yield: 21.95% Final borrower rate/APR: 22.95% / 25.23% Final monthly payment: $580.25
 
Auction yield range: 8.20% - 22.95% Estimated loss impact: 7.52%  
Lender servicing fee: 1.00% Estimated return: 14.43%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-1995 Debt/Income ratio: 24%
Credit score: 780-799 (Dec-2009) Current / open credit lines: 5 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 15Length of status:1y 10m
Amount delinquent: $0 Revolving credit balance: $1,697 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: kellydorrance Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 780-799 (Latest)
Principal borrowed: $7,000.00< mo. late: 0 ( 0% )  
760-779 (Mar-2007)
 
Principal balance: $893.42 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Getting on top of credit card debt
Once and for all: Getting rid of credit card debt! I am applying for this loan to get to the light at the end of the tunnel?the light that I can finally see! Due to job opportunities, my husband and I have moved a lot which hasn't been good on our finances. We finally landed in the Bay Area, where we plan to remain. We created an internet start-up, and put a lot of blood and sweat (and some tears) into it. My husband was without a steady income for a year, while I had a job on the side. During this time, we had to pick up some loans and rely heavily on credit cards. We finally closed the company, and took a big hit in our personal finances. We both now work full time and have very secure jobs, even in this economy. I am a project manager at a consulting firm, and my husband is the marketing director for a winery. We live in an expensive city, but we are well paid and keep our means modest with a low-rent apartment, and are smart about spending. For the first time in a long time, I feel like we almost have the past behind us, and can soon start saving money like normal dual-income couples with no kids. Hurrah! We own a home in Missouri (where we're from) and have never defaulted on a loan payment. My husband and I are both hard-working, honest, and grateful for your consideration. Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tresnietos$50.00$50.0012/9/2009 4:00:29 PM
Dia_Lucrii$25.00$25.0012/9/2009 4:00:32 PM
steady-gain5$25.00$25.0012/9/2009 4:00:37 PM
supreme-hope$25.00$25.0012/9/2009 4:00:34 PM
currency-prometheus$25.00$25.0012/9/2009 4:00:44 PM
Aquani$50.00$50.0012/9/2009 4:01:07 PM
melodious-fairness$25.00$25.0012/9/2009 4:01:09 PM
JGB$25.00$25.0012/9/2009 4:01:12 PM
ADIDASNO$25.00$25.0012/9/2009 4:00:27 PM
Funds2Loan$25.00$25.0012/9/2009 4:00:41 PM
market-inspector$25.00$25.0012/9/2009 4:03:26 PM
DRA-Properties$25.00$25.0012/9/2009 4:03:31 PM
divedude$25.00$25.0012/9/2009 4:04:08 PM
wealth-cloud$25.00$25.0012/9/2009 4:03:41 PM
aldeed$25.00$25.0012/9/2009 4:04:54 PM
coin-investor$25.00$25.0012/9/2009 4:04:16 PM
p2ploan-leaper$50.00$50.0012/9/2009 4:05:24 PM
visionary-community$25.00$25.0012/9/2009 4:05:32 PM
heroic-benefit$50.00$50.0012/9/2009 4:04:39 PM
fortytwo$200.00$200.0012/9/2009 4:04:46 PM
MetraLynn$25.00$25.0012/9/2009 4:06:29 PM
UT-Longhorn$25.00$25.0012/9/2009 4:05:07 PM
Pasagam$25.00$25.0012/9/2009 4:06:37 PM
money-prophesy$84.76$84.7612/9/2009 4:06:18 PM
bbrelo$25.00$25.0012/9/2009 4:06:17 PM
yeti888$25.00$25.0012/9/2009 4:14:42 PM
aurorafinancial$50.00$50.0012/9/2009 4:14:46 PM
hptcrabbers$25.00$25.0012/9/2009 4:14:57 PM
wildguy$25.00$25.0012/9/2009 4:15:19 PM
orange-vigilance-shower$25.00$25.0012/9/2009 4:14:25 PM
five-star-justice$36.00$36.0012/9/2009 4:15:21 PM
calm-deal7$50.00$22.4812/9/2009 4:15:31 PM
IIP77$25.00$25.0012/9/2009 4:15:23 PM
falcon88dp$25.00$25.0012/9/2009 4:24:15 PM
Medops911$25.00$25.0012/9/2009 4:24:21 PM
mrbill5548$50.00$50.0012/9/2009 4:24:32 PM
CA_Lender$25.00$25.0012/9/2009 4:24:35 PM
Banker7371$25.00$25.0012/9/2009 4:24:44 PM
Superc0ld$100.00$100.0012/9/2009 4:27:50 PM
meteoric-asset4$25.00$25.0012/9/2009 4:28:54 PM
sociallender$25.00$25.0012/9/2009 4:27:40 PM
FinDoc$25.00$25.0012/9/2009 4:29:19 PM
jybank$25.00$25.0012/9/2009 4:37:05 PM
reflective-rupee$25.00$25.0012/9/2009 4:39:40 PM
wise-balanced-moola$25.00$25.0012/9/2009 4:40:24 PM
intelligent-asset8$25.00$25.0012/9/2009 4:37:53 PM
reflective-rupee$50.00$50.0012/9/2009 4:39:07 PM
SolarMoonshine$200.00$200.0012/9/2009 5:42:00 PM
melodious-fairness$25.00$25.0012/9/2009 7:48:40 PM
wwwUniversal$25.00$25.0012/9/2009 6:51:59 PM
Bob450$25.00$25.0012/9/2009 8:56:46 PM
roadster199$25.00$25.0012/9/2009 11:19:08 PM
The_Birnetts$100.00$100.0012/10/2009 6:54:40 AM
felicity-daydream$100.00$100.0012/10/2009 7:17:10 AM
twjh$25.00$25.0012/10/2009 1:43:46 PM
YoungSuccessLLC$25.00$25.0012/10/2009 3:56:34 PM
drg6289$25.00$25.0012/10/2009 3:51:00 PM
janus_god$35.00$35.0012/10/2009 4:40:31 PM
PCity-LOA15$40.00$40.0012/10/2009 7:06:50 PM
radiant-peace$25.00$25.0012/10/2009 5:35:08 PM
unger$100.00$100.0012/10/2009 7:44:42 PM
bigmacbeef$25.00$25.0012/10/2009 10:20:01 PM
JackinGreen$50.00$50.0012/11/2009 6:49:47 AM
TakeCare$100.00$100.0012/11/2009 10:01:49 AM
tnjohnso$25.00$25.0012/11/2009 3:33:26 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:18:57 PM
Jim33$25.00$25.0012/12/2009 12:01:08 PM
truelumen$25.00$25.0012/12/2009 3:00:24 AM
giantfan19$26.60$26.6012/12/2009 4:18:11 PM
matrix456$500.00$500.0012/12/2009 6:51:33 PM
papercup$35.00$35.0012/13/2009 1:42:04 AM
mottuman$40.00$40.0012/12/2009 4:02:07 PM
vivacious-p2p3$25.00$25.0012/13/2009 4:10:44 PM
Dap2005$100.00$100.0012/13/2009 7:55:58 AM
thebigrig$111.35$111.3512/14/2009 7:16:11 AM
deuce747$100.00$100.0012/13/2009 11:08:00 PM
UCLA4life$25.00$25.0012/14/2009 8:36:36 AM
cordial-integrity$50.00$50.0012/14/2009 1:50:50 PM
Miss-broccoli$25.00$25.0012/14/2009 4:50:49 PM
Capit0l$25.00$25.0012/14/2009 5:44:52 PM
balance-chestnut$25.00$25.0012/14/2009 5:53:35 PM
Toastmaster007$26.00$26.0012/14/2009 6:49:58 PM
anarchy1985$35.16$35.1612/14/2009 9:34:36 PM
natejx$25.00$25.0012/14/2009 10:27:16 PM
intrepid-transaction5$25.00$25.0012/15/2009 5:17:04 AM
vutah$50.00$50.0012/14/2009 8:53:41 PM
DackoDenk$25.00$25.0012/15/2009 12:47:58 AM
finance-prescription$100.00$100.0012/15/2009 6:25:50 AM
tracyjo$25.00$25.0012/15/2009 7:09:45 AM
professional-integrity$50.00$50.0012/15/2009 10:14:02 AM
YoungTaxMan$50.00$50.0012/15/2009 10:26:07 AM
Sibelius2$25.00$25.0012/15/2009 8:35:24 AM
theonezozo$25.00$25.0012/15/2009 8:46:02 AM
mdaallen$49.51$49.5112/15/2009 9:44:59 AM
best-magical-dollar$60.00$60.0012/15/2009 12:14:14 PM
respectful-credit3$25.00$25.0012/15/2009 3:37:32 PM
szasza$50.00$50.0012/15/2009 2:27:13 PM
jonric777$25.00$25.0012/15/2009 2:28:19 PM
cjames84$25.00$25.0012/15/2009 3:01:20 PM
113121$25.00$25.0012/15/2009 2:51:03 PM
nilonc1$274.59$274.5912/15/2009 3:30:49 PM
RedCentre$29.68$29.6812/15/2009 4:47:09 PM
gothampark$25.00$25.0012/15/2009 6:11:08 PM
transparency-burger$325.00$325.0012/15/2009 7:37:38 PM
matthewa$25.00$25.0012/15/2009 5:33:18 PM
leverage-hawk$25.00$25.0012/15/2009 6:00:45 PM
squarebob$50.00$50.0012/15/2009 5:17:18 PM
lender12345$25.00$25.0012/15/2009 6:30:55 PM
Trondheim_Norway$238.86$238.8612/15/2009 7:02:32 PM
Kash2010lu$25.00$25.0012/15/2009 9:35:33 PM
Gaelicman$50.00$50.0012/15/2009 10:25:08 PM
outofoffice$60.00$60.0012/15/2009 8:42:25 PM
Feyenoord$50.00$50.0012/16/2009 8:28:11 AM
cerebral-return3$25.00$25.0012/16/2009 6:36:54 AM
Srich$50.01$50.0112/16/2009 9:06:27 AM
MoneyTree79$31.40$31.4012/16/2009 9:43:22 AM
The-CAPS-fan$50.00$50.0012/16/2009 10:10:32 AM
charming-point$250.00$250.0012/16/2009 8:10:33 AM
MoneyForNothing$25.00$25.0012/16/2009 11:01:55 AM
Skeeve42$33.00$33.0012/16/2009 1:15:18 PM
wealth-comet694$30.00$30.0012/16/2009 1:49:42 PM
113121$245.00$245.0012/16/2009 2:11:55 PM
vutah$25.00$25.0012/16/2009 2:16:43 PM
sharp-credit$1,000.00$1,000.0012/16/2009 12:11:10 PM
momentous-transaction8$200.00$200.0012/16/2009 12:18:20 PM
JustMee$25.00$25.0012/16/2009 11:47:19 AM
Skeptical-one$100.00$100.0012/16/2009 1:13:26 PM
dasbuntenheim$25.00$25.0012/16/2009 1:22:52 PM
bullwink27$25.00$25.0012/16/2009 12:20:34 PM
squarebob$55.00$55.0012/16/2009 3:35:38 PM
durability-colonel$50.00$50.0012/16/2009 1:53:56 PM
druidpoet$25.00$25.0012/16/2009 1:55:30 PM
salegalaxy$25.00$25.0012/16/2009 3:26:23 PM
mespeedy36$25.00$25.0012/16/2009 2:07:15 PM
fund-secret-agent$25.00$25.0012/16/2009 3:31:21 PM
MakoF16$50.00$50.0012/9/2009 4:00:31 PM
gethsemane4$25.00$25.0012/9/2009 4:00:35 PM
cyberie21$29.34$29.3412/9/2009 4:00:23 PM
Josta$50.00$50.0012/9/2009 4:00:40 PM
brazilofmux$100.00$100.0012/9/2009 4:00:46 PM
agwosdof$50.00$50.0012/9/2009 4:01:04 PM
mpatrick$29.87$29.8712/9/2009 4:01:16 PM
Rogesparkguy$25.00$25.0012/9/2009 4:01:21 PM
CrossCreek$25.00$25.0012/9/2009 4:00:38 PM
TigerForce$25.00$25.0012/9/2009 4:03:46 PM
LiquidLender$25.00$25.0012/9/2009 4:03:20 PM
money2k$25.00$25.0012/9/2009 4:01:18 PM
professional-finance$25.00$25.0012/9/2009 4:04:30 PM
Brainworm$25.00$25.0012/9/2009 4:04:21 PM
diplomatic-point4$50.00$50.0012/9/2009 4:05:30 PM
Patter256$25.00$25.0012/9/2009 4:06:14 PM
alverado$25.00$25.0012/9/2009 4:06:20 PM
GyJAV_BNCCo$50.00$50.0012/9/2009 4:05:36 PM
yachtiegirl$25.00$25.0012/9/2009 4:06:22 PM
Lam0nt$25.00$25.0012/9/2009 4:06:39 PM
kscc183$25.00$25.0012/9/2009 4:12:37 PM
five-star-note$25.00$25.0012/9/2009 4:14:49 PM
FEWDollars$25.00$25.0012/9/2009 4:14:37 PM
the-bright-velocity$25.00$25.0012/9/2009 4:15:05 PM
108lender$75.00$75.0012/9/2009 4:15:28 PM
reflective-rupee$50.00$50.0012/9/2009 4:23:03 PM
reflective-rupee$25.00$25.0012/9/2009 4:22:59 PM
czar3$25.00$25.0012/9/2009 4:23:40 PM
robot777$40.00$40.0012/9/2009 4:24:59 PM
copper$30.00$30.0012/9/2009 4:24:30 PM
Havana21$25.00$25.0012/9/2009 4:24:42 PM
keynaples$50.00$50.0012/9/2009 4:29:53 PM
five-star-note$75.00$75.0012/9/2009 4:30:29 PM
five-star-note$45.00$45.0012/9/2009 4:30:32 PM
reflective-rupee$25.00$25.0012/9/2009 4:39:37 PM
reflective-rupee$25.00$25.0012/9/2009 4:39:42 PM
reflective-rupee$100.00$100.0012/9/2009 4:38:16 PM
reflective-rupee$100.00$100.0012/9/2009 4:38:39 PM
reflective-rupee$100.00$100.0012/9/2009 4:38:51 PM
reflective-rupee$50.00$50.0012/9/2009 4:37:37 PM
dlg$26.01$26.0112/9/2009 4:43:22 PM
Bieling$25.00$25.0012/9/2009 5:11:56 PM
Bank_Of_XL$100.00$100.0012/9/2009 4:51:07 PM
Rogelio48$25.00$25.0012/9/2009 4:43:48 PM
TommyTucker$100.00$100.0012/9/2009 4:49:26 PM
hellasow$30.00$30.0012/9/2009 5:54:20 PM
Greenrenov$50.00$50.0012/9/2009 8:03:23 PM
mhotchan$200.00$200.0012/9/2009 10:55:20 PM
jga516$25.00$25.0012/10/2009 9:07:26 AM
interstellar$50.00$50.0012/10/2009 1:36:33 PM
JKEnterprises$25.00$25.0012/10/2009 1:56:51 PM
BGILlender$25.00$25.0012/10/2009 2:42:55 PM
able2help$25.00$25.0012/10/2009 5:36:57 PM
hershey88$52.19$52.1912/10/2009 7:38:33 PM
foothillender$25.00$25.0012/11/2009 6:26:34 AM
impartial-deal$25.00$25.0012/11/2009 11:03:07 AM
credit-coach118$35.00$35.0012/11/2009 8:41:35 AM
TakeCare$100.00$100.0012/11/2009 10:02:03 AM
Oupa-George$25.00$25.0012/11/2009 11:13:51 AM
TakeCare$100.00$100.0012/11/2009 10:01:30 AM
Aberdeen$300.00$300.0012/11/2009 12:15:56 PM
Sol_Invictus$25.00$25.0012/11/2009 1:31:08 PM
five-star-note$50.00$50.0012/11/2009 2:54:46 PM
capatzana$50.00$50.0012/11/2009 7:46:50 PM
kristl$28.85$28.8512/12/2009 1:33:38 AM
fuzed$36.64$36.6412/11/2009 10:19:27 PM
mclean_loaner$50.00$50.0012/13/2009 1:25:49 PM
SFBank$200.00$200.0012/13/2009 7:04:30 PM
Frugal$25.00$25.0012/13/2009 7:48:40 PM
payout-magician$25.00$25.0012/13/2009 3:18:22 PM
durability-mad-scientist4$100.00$100.0012/13/2009 9:37:41 PM
vest_vortex$25.00$25.0012/13/2009 4:25:12 PM
GOPHERBOY$100.00$100.0012/13/2009 3:52:03 PM
lender12345$25.00$25.0012/13/2009 7:02:59 PM
jonn834$25.00$25.0012/14/2009 10:57:11 AM
grf1945$25.00$25.0012/14/2009 2:17:24 PM
4est$25.00$25.0012/14/2009 2:22:36 PM
blLending$30.00$30.0012/14/2009 4:01:26 PM
deepblue34$25.00$25.0012/14/2009 6:27:42 PM
micsupra$26.98$26.9812/14/2009 7:21:20 PM
HarryRoberts$100.00$100.0012/15/2009 3:44:51 AM
investment-party$25.00$25.0012/15/2009 6:26:44 AM
debtcollector$25.00$25.0012/14/2009 7:55:16 PM
Share-the-wealth$100.00$100.0012/15/2009 7:08:18 AM
Gaelicman$50.00$50.0012/14/2009 11:35:36 PM
grammaspurse$25.00$25.0012/15/2009 10:26:22 AM
momentous-transaction8$400.00$400.0012/15/2009 11:24:24 AM
steady-dime$200.00$200.0012/15/2009 8:31:13 AM
asset-fanatic$25.00$25.0012/15/2009 9:28:42 AM
raccoon123$50.00$50.0012/15/2009 9:47:48 AM
jchurchi$40.00$40.0012/15/2009 11:09:11 AM
szasza$50.00$50.0012/15/2009 2:26:28 PM
szasza$50.00$50.0012/15/2009 2:28:00 PM
GOPHERBOY$100.00$100.0012/15/2009 3:12:11 PM
stupiddayjob$33.02$33.0212/15/2009 4:40:13 PM
dmitriy2$25.00$25.0012/15/2009 4:54:55 PM
dbanwart$25.00$25.0012/15/2009 5:01:10 PM
adam28$50.00$50.0012/15/2009 5:47:05 PM
surferracerskaterboy$50.00$50.0012/15/2009 6:49:25 PM
BuzzyBee336$25.00$25.0012/15/2009 8:48:28 PM
The-Lighthouse-Group$25.00$25.0012/15/2009 7:04:34 PM
p2p-gala$77.29$77.2912/15/2009 7:13:40 PM
ksubd$50.00$50.0012/15/2009 9:54:01 PM
shrewd-peace7$50.00$50.0012/15/2009 10:31:10 PM
bondo41$25.00$25.0012/16/2009 5:56:22 AM
JeffHoll$100.00$100.0012/16/2009 6:50:28 AM
invincible-gain$27.00$27.0012/16/2009 8:32:19 AM
balance-force$28.00$28.0012/15/2009 10:25:00 PM
Tikibarman$49.60$49.6012/16/2009 10:36:28 AM
arcite$75.00$75.0012/16/2009 11:09:25 AM
brilliant-balance$25.00$25.0012/16/2009 6:36:17 AM
leverage-monger$25.00$25.0012/16/2009 7:23:06 AM
shrewd-income$250.00$250.0012/16/2009 7:38:03 AM
piter-to-la-investment$25.00$25.0012/16/2009 9:57:33 AM
blackstar$25.00$25.0012/16/2009 12:58:17 PM
cforell$25.81$25.8112/16/2009 11:47:28 AM
buggzz$50.00$50.0012/16/2009 11:53:00 AM
MattProsper$100.00$100.0012/16/2009 10:59:25 AM
ghinga$25.00$25.0012/16/2009 11:21:42 AM
efficient-bid2$25.00$25.0012/16/2009 2:37:16 PM
Kissabledevil$25.00$25.0012/16/2009 1:38:12 PM
twerns$25.00$25.0012/16/2009 1:41:06 PM
DasMula$100.00$100.0012/16/2009 3:36:17 PM
DSK_Financials$50.00$50.0012/16/2009 1:51:30 PM
Engineer44$30.00$30.0012/16/2009 3:59:05 PM
ChrisKwan$25.00$25.0012/16/2009 2:35:38 PM
the-profit-oracle$25.00$25.0012/16/2009 2:59:10 PM
DasMula$100.00$100.0012/16/2009 3:29:12 PM
goodhearted-basis4$25.00$25.0012/16/2009 3:55:04 PM
transparency-tomahawk$25.00$25.0012/16/2009 3:40:17 PM
DasMula$50.00$50.0012/16/2009 3:57:35 PM
266 bids
 
Borrower Payment Dependent Notes Series 437713
This series of Notes was issued and sold upon the funding of the borrower loan #40068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 7.60% Starting borrower rate/APR: 8.60% / 8.94% Starting monthly payment: $63.23
Final lender yield: 5.60% Final borrower rate/APR: 6.60% / 6.94% Final monthly payment: $61.39
 
Auction yield range: 3.20% - 7.60% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.00%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Aug-1988 Debt/Income ratio: 14%
Credit score: 840-859 (Dec-2009) Current / open credit lines: 22 / 21Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $13,218 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: dcgator Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 840-859 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
820-839 (Aug-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
Unexpected Maintenance!
Hi everyone! This is my second loan on prosper, and I am also a lender on here. We just moved into a new home in July, and have been relatively strapped for cash since the move. Recently, a large white oak in the back yard died and we have to have it cut down. Unfortunately, the best estimate we got was for cash only, so I'm looking for a quick loan to get this done ASAP, before the icy weather comes and causes the tree to fall.

I have a great credit history, and paid my previous prosper loan off early. Hope we can help each other out!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
StocksMan$50.00$50.0012/16/2009 3:59:25 PM
Personal-Bond$46.29$46.2912/9/2009 4:37:06 PM
EmeritusX$25.00$25.0012/11/2009 11:08:38 AM
Firescreek$25.00$25.0012/12/2009 10:49:56 AM
rmpedi33$150.00$150.0012/15/2009 7:15:41 AM
grasscutter$60.00$60.0012/15/2009 9:54:27 AM
Namrok$25.00$25.0012/15/2009 7:56:46 PM
mglanham$25.00$25.0012/15/2009 7:01:33 PM
JerryB96$25.00$25.0012/15/2009 7:29:29 PM
HunterSix$25.00$25.0012/16/2009 12:23:49 AM
swissbanker$50.00$50.0012/15/2009 9:38:19 PM
auction-elvis$25.00$25.0012/15/2009 8:32:38 PM
portfolio-zone801$25.00$25.0012/15/2009 8:38:31 PM
silverloan$25.00$25.0012/15/2009 9:24:06 PM
the-profit-oracle$25.00$25.0012/16/2009 8:33:10 AM
RiskManiac$25.00$25.0012/16/2009 7:52:43 AM
amor1962$25.00$25.0012/16/2009 12:25:38 PM
brightest-durability-chomper$25.00$25.0012/16/2009 10:52:42 AM
turbospeed$25.00$25.0012/9/2009 4:21:47 PM
hellasow$100.00$100.0012/9/2009 5:45:02 PM
dontscrewmeover1$100.00$100.0012/9/2009 6:26:02 PM
amit_gu$100.00$100.0012/10/2009 8:37:51 AM
impartial-deal$25.00$25.0012/11/2009 11:07:51 AM
FundMaker$25.00$25.0012/11/2009 4:58:18 PM
springpanda$50.00$50.0012/12/2009 3:07:23 PM
The-Lighthouse-Group$25.00$25.0012/13/2009 6:01:45 PM
thegreatstrafe$25.00$25.0012/14/2009 9:29:07 AM
Hawkeyebank$25.00$25.0012/14/2009 5:13:00 PM
billnsc$25.00$25.0012/14/2009 6:20:53 PM
Aberdeen$300.00$300.0012/14/2009 5:11:27 PM
Dollars4Rent$25.00$25.0012/15/2009 11:33:55 AM
dbanwart$25.00$25.0012/15/2009 4:56:49 PM
coloradoloanman$25.00$25.0012/15/2009 8:23:36 PM
YummiBear$25.00$25.0012/15/2009 7:54:38 PM
nicklds$25.00$25.0012/15/2009 10:36:47 PM
elevated-finance$25.00$25.0012/15/2009 10:51:10 PM
red-favorable-basis$25.00$25.0012/16/2009 12:31:39 AM
tuneman1980$25.00$25.0012/15/2009 8:58:38 PM
GElender$43.40$43.4012/16/2009 6:30:18 AM
DukSerduk$25.00$25.0012/15/2009 9:53:42 PM
jimbo29blue$50.00$50.0012/16/2009 7:21:57 AM
tisiphone$25.00$25.0012/16/2009 7:54:22 AM
fireboss$25.00$25.0012/16/2009 1:13:37 AM
Artist_Blue$25.00$25.0012/16/2009 8:29:22 AM
MoneyForNothing$25.00$25.0012/16/2009 11:03:43 AM
VWA_to_the_Rescue$25.00$25.0012/16/2009 11:20:04 AM
AmericanCredit$25.00$25.0012/16/2009 10:51:57 AM
efficient-bid2$25.00$0.3112/16/2009 2:44:00 PM
gracej$25.00$25.0012/16/2009 3:19:14 PM
49 bids
 
Borrower Payment Dependent Notes Series 437719
This series of Notes was issued and sold upon the funding of the borrower loan #40051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $111.07
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $110.27
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-2003 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 12Length of status:5y 0m
Amount delinquent: $0 Revolving credit balance: $4,635 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 37%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: generous-commerce8 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? pay off a higher intrest rate loan.

My financial situation:
I am a good candidate for this loan because? I have a great, stable job and a good credit report. I make loan payments on time and tend to pay off loans early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fund-medalist171$25.00$25.0012/9/2009 4:02:29 PM
Hondo$25.00$25.0012/9/2009 4:02:56 PM
bigballer105$25.00$25.0012/9/2009 4:03:33 PM
newbietony$40.00$40.0012/9/2009 4:02:59 PM
Buffer10$200.00$171.4512/9/2009 4:03:37 PM
F_r_e_d_s__B_a_n_k$50.00$50.0012/9/2009 4:23:46 PM
GeoLender$50.00$50.0012/9/2009 7:20:42 PM
Finspons$25.00$25.0012/9/2009 7:35:49 PM
the-profit-oracle$25.00$25.0012/10/2009 3:34:26 PM
availableloan$25.00$25.0012/10/2009 10:47:37 PM
bondhedger$25.00$25.0012/12/2009 12:35:00 AM
e3oM$44.85$44.8512/13/2009 10:57:13 PM
thegreatstrafe$25.00$25.0012/14/2009 9:29:08 AM
beachfunder$25.00$25.0012/14/2009 4:40:21 PM
RandyL3$49.68$49.6812/14/2009 4:55:01 PM
rmpedi33$100.00$100.0012/15/2009 7:15:10 AM
the-bright-velocity$100.00$100.0012/15/2009 8:09:59 AM
julijask$25.00$25.0012/15/2009 8:16:27 AM
jayk63$25.00$25.0012/15/2009 4:57:00 PM
dunox$50.00$50.0012/15/2009 7:59:54 PM
spiff666$25.00$25.0012/15/2009 9:43:48 PM
tomjac2000$25.00$25.0012/15/2009 6:48:18 PM
tuneman1980$25.00$25.0012/15/2009 8:58:39 PM
silverloan$25.00$25.0012/15/2009 9:24:05 PM
HunterSix$25.00$25.0012/16/2009 12:23:48 AM
Feyenoord$25.00$25.0012/16/2009 8:36:27 AM
balance-force$26.00$26.0012/15/2009 10:23:20 PM
exuberant-loot$25.00$25.0012/16/2009 5:33:05 AM
reBuild-America$25.00$25.0012/15/2009 11:17:40 PM
Gunny89$25.00$25.0012/16/2009 5:05:25 AM
rate-hickory$25.00$25.0012/16/2009 9:11:11 AM
DaveTheWave$35.29$35.2912/16/2009 9:58:51 AM
MoneyTree79$50.00$50.0012/16/2009 9:43:48 AM
VWA_to_the_Rescue$25.00$25.0012/16/2009 11:20:03 AM
AmericanCredit$25.00$25.0012/16/2009 10:51:56 AM
brightest-durability-chomper$25.00$25.0012/16/2009 10:52:41 AM
little_brother1$36.08$36.0812/16/2009 2:57:52 PM
amor1962$25.00$25.0012/16/2009 12:26:11 PM
dood2112$25.00$25.0012/16/2009 2:00:49 PM
friendinmoney$25.00$25.0012/16/2009 4:01:31 PM
StocksMan$50.00$50.0012/16/2009 4:00:12 PM
ProfPC$25.00$25.0012/9/2009 4:03:08 PM
worklessmakemore$25.00$25.0012/9/2009 4:02:33 PM
gizzywump$25.00$25.0012/9/2009 4:02:58 PM
rmachi$25.00$25.0012/9/2009 4:02:27 PM
Frugal$25.00$25.0012/9/2009 4:02:45 PM
thedoctor$80.00$80.0012/9/2009 4:23:24 PM
turbospeed$25.00$25.0012/9/2009 4:25:09 PM
hellasow$30.00$30.0012/9/2009 5:46:30 PM
dontscrewmeover1$100.00$100.0012/9/2009 6:26:49 PM
sflash$25.00$25.0012/9/2009 7:43:15 PM
Syzygy$25.00$25.0012/10/2009 11:41:03 AM
orbiter614$75.00$75.0012/10/2009 1:35:04 PM
junes08$36.65$36.6512/10/2009 4:20:21 PM
impartial-deal$25.00$25.0012/11/2009 11:21:04 AM
SCD$25.00$25.0012/11/2009 5:35:47 PM
freetolive$25.00$25.0012/11/2009 11:03:36 PM
springpanda$50.00$50.0012/12/2009 3:08:43 PM
suzanny$25.00$25.0012/14/2009 10:57:24 AM
fantasysports$25.00$25.0012/14/2009 11:23:32 AM
oldman68$25.00$25.0012/14/2009 8:49:21 PM
dmitriy2$25.00$25.0012/15/2009 10:15:12 AM
marwadi-62$100.00$100.0012/15/2009 11:18:20 AM
serene-capital$25.00$25.0012/15/2009 4:21:35 PM
patriot384$150.00$150.0012/15/2009 6:01:31 PM
Cherrypicker$50.00$50.0012/15/2009 5:04:16 PM
Nicedad72$25.00$25.0012/15/2009 5:24:42 PM
gilbrear$25.00$25.0012/15/2009 6:07:37 PM
DukSerduk$25.00$25.0012/15/2009 9:53:44 PM
WillingToHelpOut$25.00$25.0012/15/2009 8:06:53 PM
coloradoloanman$25.00$25.0012/15/2009 8:23:35 PM
Trondheim_Norway$100.00$100.0012/15/2009 7:11:21 PM
JerryB96$25.00$25.0012/15/2009 7:30:11 PM
wwwUniversal$25.00$25.0012/15/2009 8:32:35 PM
orbital-gain$50.00$50.0012/16/2009 6:21:33 AM
auction-elvis$25.00$25.0012/15/2009 8:32:37 PM
portfolio-zone801$25.00$25.0012/15/2009 8:38:31 PM
alvinsl$25.00$25.0012/16/2009 4:48:52 AM
1SteelerFan$25.00$25.0012/16/2009 9:15:46 AM
red-favorable-basis$25.00$25.0012/16/2009 12:43:08 AM
building_community$25.00$25.0012/16/2009 7:48:32 AM
tisiphone$25.00$25.0012/16/2009 7:54:20 AM
bondo41$25.00$25.0012/16/2009 5:59:06 AM
Digs$25.00$25.0012/16/2009 11:13:26 AM
Artist_Blue$25.00$25.0012/16/2009 8:29:24 AM
wild-orange$25.00$25.0012/16/2009 2:46:29 PM
bornsucka$25.00$25.0012/16/2009 12:46:59 PM
gracej$25.00$25.0012/16/2009 3:19:16 PM
velocity-winner$25.00$25.0012/16/2009 2:23:28 PM
Kelor99$25.00$25.0012/16/2009 1:06:30 PM
efficient-bid2$25.00$25.0012/16/2009 2:44:41 PM
qkinger$50.00$50.0012/16/2009 2:50:36 PM
simiray$25.00$25.0012/16/2009 1:34:58 PM
93 bids
 
Borrower Payment Dependent Notes Series 437905
This series of Notes was issued and sold upon the funding of the borrower loan #40050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-17-2009 
 
Starting lender yield: 29.05% Starting borrower rate/APR: 30.05% / 32.43% Starting monthly payment: $127.44
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $121.51
 
Auction yield range: 11.20% - 29.05% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Oct-1997 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 17 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:4y 4m
Amount delinquent: $0 Revolving credit balance: $9,521 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 54%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 5    
Screen name: STOCKBROKER1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvestment in Prosper & Schwab Co
My financial situation: ??I am a good candidate for this loan because?have never defaulted on anything ever, I always pay on time and the amount due.? I feel I'm?a loyal and responsible person.? Prosper seems like a great website for both lenders and borrowers, and I would like to be?associated with a win-win situation!?

Purpose of loan: I am reinvesting the money in to Prosper and Charles Schwab Co. ?This is investment profile to show you how I invest your money the you lend to me. This is why you should consider me.? .

There are four factors in my investment profile:

-Duration - How long do you want to invest for?? This is Short term - 1 to 3 years
-Returns - Do you want income or growth?? This is income due to the timing.
-Liquidity - Do you need to get to your money easily?? This means the speed you can convert your investment into money before the end of your investment period, without taking a loss.
-Risk - Understanding the nature of risk involved in different forms of investment and taking account of your views on risk. ?The higher the risk you take the higher returns you could receive, but the more chance you have of taking a loss.

The investment club plan for this profile. ?The money will be invest in two differ place one Prosper and other Schwab Co. ?In the amount of $1000.00 Prosper you will see online.? And Schwab Co. of $2000.00 will be invest in stock, bond, ect.

Prosper have a trade profile with let you trade your investment to get the principle and internet back faster.? With the Business investment if we see that you invest in our loan we will buy back the loan order from you.?

Our intention is to keep our cash flow healthy, so we need to finance this capital expenditure so as not to deplete our cash reserves at this early stage.

Monthly net income: $ 4500

Monthly expenses: $ 2790??
Housing: $ 1102??
Insurance: $ 168??
Car expenses: $ 478??
Utilities: $ 200??
Phone, cable, internet: $ 175??
Food, entertainment: $ 150??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 217?
?Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How do you plan on making money? With an interest rate in at over 20%, I don't know if you can recoup your investment. Most people who borrow money to reinvest have an A rating and an interest rate below 10%. - wild_carrot
A: That 's right. In the investment in stock and bond's you can get 10 - 20% retune back. By investing your money in Ford Motor Stock. And buying Bonds from Schwab. Most borrow who reinvest have an A rating for the best interest rate. But you have to still count on people to pay on time. To lower the interest two way. One I buy the NOTES back (so way I make a payment I get the P&I to. My deal is if you invest in my loan you will have the option to sell your note back to me. (Dec-13-2009)
Q: I'm sorry, but that answer made no sense to me. Can you please reiterate how you plan to take a loan at such a high rate and make a profit through investing? Also, can you show you you will pay this loan back if your investments go south? Thanks. - five-star-note
A: First the rate is high but the invest will bid it down a little. Sec I will be investing back in to Prosper again Borrow with high and low rates. The money going to Schwab Account is investment in Stock and Bonds: Ford Motor, Shell, Visa, Master Card. I had make profit in company like this. Investment going south is not likely do to the little risk of the investment. We are all here to make money and it take money to increase your profit. Thank You All. (Dec-15-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
johnayan$25.00$25.0012/10/2009 4:33:00 PM
direct-yield$25.00$25.0012/10/2009 4:32:48 PM
EtaDuck$25.00$25.0012/10/2009 4:34:04 PM
scottr$25.00$25.0012/10/2009 4:34:18 PM
kginatl$25.00$25.0012/10/2009 4:35:52 PM
dutchlee$25.00$12.5312/10/2009 4:37:35 PM
yeti888$25.00$25.0012/10/2009 4:35:07 PM
fortytwo$50.00$50.0012/10/2009 4:35:47 PM
wwwUniversal$25.00$25.0012/10/2009 4:55:54 PM
trevize$25.00$25.0012/10/2009 4:58:56 PM
melodious-fairness$25.00$25.0012/10/2009 5:21:23 PM
foothillender$25.00$25.0012/11/2009 6:21:18 AM
impartial-deal$25.00$25.0012/11/2009 11:28:44 AM
charming-point$200.00$200.0012/11/2009 7:44:04 PM
forthright-dedication$25.00$25.0012/12/2009 1:09:09 PM
Dap2005$150.00$150.0012/14/2009 5:04:50 PM
psalms6612$25.00$25.0012/15/2009 5:23:44 PM
piter-to-la-investment$25.00$25.0012/16/2009 10:14:18 AM
DenimCapital$25.00$25.0012/16/2009 1:23:28 PM
buffalobills$25.00$25.0012/16/2009 4:52:18 PM
Bekim$25.00$25.0012/16/2009 6:49:46 PM
d_grbg$25.00$25.0012/17/2009 6:24:31 AM
Capit0l$25.00$25.0012/17/2009 10:15:26 AM
Bocephus1959$25.00$25.0012/17/2009 8:07:36 AM
heroic-benefit$50.00$50.0012/17/2009 8:14:37 AM
Leshan$50.00$50.0012/17/2009 8:09:28 AM
leverage-monger$25.00$25.0012/17/2009 9:59:47 AM
mercuriant$25.00$25.0012/17/2009 10:07:30 AM
ProModelA$25.00$25.0012/17/2009 10:12:51 AM
JGuide$50.00$50.0012/17/2009 3:38:43 PM
leverage-monger$32.00$32.0012/17/2009 4:12:22 PM
lendarer$25.00$25.0012/10/2009 4:32:33 PM
jdl424$25.00$25.0012/10/2009 4:33:55 PM
DadWarbucks$25.00$25.0012/10/2009 4:35:05 PM
SDNLR$25.00$25.0012/10/2009 4:35:56 PM
tuneman1980$25.00$25.0012/10/2009 4:34:31 PM
five-star-note$25.00$25.0012/10/2009 4:34:57 PM
NATIVEBORN$25.00$25.0012/10/2009 4:35:28 PM
lendme2$25.00$25.0012/10/2009 4:36:01 PM
reflective-rupee$25.00$25.0012/10/2009 4:46:16 PM
czar3$25.00$25.0012/10/2009 4:46:30 PM
reflective-rupee$25.00$25.0012/10/2009 4:55:00 PM
reflective-rupee$25.00$25.0012/10/2009 4:55:03 PM
SolarMoonshine$100.00$100.0012/10/2009 5:51:02 PM
hogtales$25.00$25.0012/12/2009 4:35:17 PM
UCLA4life$25.00$25.0012/14/2009 8:36:37 AM
BenR$100.00$100.0012/15/2009 7:08:46 AM
freedom3$686.92$686.9212/15/2009 5:21:26 PM
jcn12321$25.00$25.0012/16/2009 4:24:33 AM
charming-point$250.00$250.0012/16/2009 8:13:10 AM
Bob450$25.00$25.0012/16/2009 12:08:36 PM
Feyenoord$25.00$25.0012/16/2009 7:11:36 PM
KnightKSU$25.00$25.0012/16/2009 8:43:05 PM
ChrisKwan$25.00$25.0012/16/2009 4:51:51 PM
coin-investor$25.00$25.0012/16/2009 11:25:18 PM
leverage-trident$77.61$77.6112/16/2009 7:41:29 PM
kjb1971$25.00$25.0012/16/2009 11:41:22 PM
dream2live$35.94$35.9412/17/2009 7:03:48 AM
PotBellyPete$30.00$30.0012/17/2009 7:42:29 AM
quest0$25.00$25.0012/17/2009 3:19:56 PM
60 bids
 
Borrower Payment Dependent Notes Series 438107
This series of Notes was issued and sold upon the funding of the borrower loan #40063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-14-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $123.12
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $121.51
 
Auction yield range: 11.20% - 26.40% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Apr-2002 Debt/Income ratio: 21%
Credit score: 660-679 (Dec-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:14y 0m
Amount delinquent: $0 Revolving credit balance: $321 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 11%Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Homeownership: No  
Inquiries last 6m: 1    
Screen name: heaven4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buy a car
Purpose of loan:
This loan will be used to?
purchase vehicle
My financial situation:
I am a good candidate for this loan because?
I am in a stable job, few expenses and monthly payment will be automatically drawn out from account.
Monthly net income: $
1600
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 0
??Car expenses: $ 150
??Utilities: $ 0
??Phone, cable, internet: $ 25
??Food, entertainment: $ 25
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GOPHERBOY$25.00$25.0012/14/2009 4:02:44 PM
Lam0nt$25.00$25.0012/14/2009 4:07:40 PM
djh47a$25.00$25.0012/14/2009 4:12:44 PM
tearingstar$25.00$25.0012/14/2009 4:00:56 PM
benjamins-voyage$25.00$25.0012/14/2009 4:03:47 PM
yeti888$25.00$25.0012/14/2009 4:07:52 PM
slartibardfast$25.00$25.0012/14/2009 4:12:54 PM
integrity-doctor$50.00$50.0012/14/2009 4:13:06 PM
secobarbital$25.00$25.0012/14/2009 4:33:44 PM
treasure-bliss$100.00$100.0012/14/2009 4:35:50 PM
desertoasis$50.00$50.0012/14/2009 4:29:08 PM
puifais$25.00$25.0012/14/2009 4:38:21 PM
astute-dollar$25.00$25.0012/14/2009 4:39:23 PM
wise-extraordinary-loot$25.00$25.0012/14/2009 4:39:46 PM
VBAces$25.00$25.0012/14/2009 4:39:54 PM
affluence-tycoon$25.00$25.0012/14/2009 4:33:20 PM
value-pole$25.00$25.0012/14/2009 4:40:01 PM
melodious-fairness$25.00$25.0012/14/2009 4:29:29 PM
crenen139$25.00$25.0012/14/2009 4:40:38 PM
fund-medalist171$25.00$25.0012/14/2009 4:34:55 PM
Bob450$25.00$25.0012/14/2009 4:35:04 PM
DRA-Properties$25.00$25.0012/14/2009 4:31:46 PM
louisianalender$100.00$100.0012/14/2009 4:33:52 PM
penny-surgeon$25.00$25.0012/14/2009 4:38:16 PM
principal-kung-fu$25.00$25.0012/14/2009 4:34:17 PM
the-silver-blaster$50.00$50.0012/14/2009 4:39:08 PM
teller$25.00$25.0012/14/2009 4:39:25 PM
accordion8$25.00$25.0012/14/2009 4:39:27 PM
Buffer10$100.00$100.0012/14/2009 4:40:17 PM
a-special-power$25.00$25.0012/14/2009 4:40:22 PM
anton$25.00$25.0012/14/2009 4:40:28 PM
forthright-dedication$100.00$100.0012/14/2009 4:40:43 PM
elegant-income3$25.00$22.0012/14/2009 4:40:48 PM
Artist_Blue$25.00$25.0012/14/2009 4:38:32 PM
capital-amplifier$25.00$25.0012/14/2009 4:38:35 PM
p123$25.00$25.0012/14/2009 4:39:35 PM
Vreet$25.00$25.0012/14/2009 4:40:35 PM
wwwUniversal$25.00$25.0012/14/2009 4:47:35 PM
UCLA4life$25.00$25.0012/14/2009 4:52:28 PM
helping-out$25.00$25.0012/14/2009 6:11:11 PM
dime-reaction$25.00$25.0012/14/2009 4:03:09 PM
five-star-note$40.00$40.0012/14/2009 4:07:57 PM
bnlforever$25.00$25.0012/14/2009 4:12:58 PM
AF-Chief$26.00$26.0012/14/2009 4:08:37 PM
EnigmaNYC-29$25.00$25.0012/14/2009 4:29:26 PM
heroic-benefit$50.00$50.0012/14/2009 4:29:53 PM
orange-vigilance-shower$25.00$25.0012/14/2009 4:33:00 PM
GElender$25.00$25.0012/14/2009 4:33:35 PM
loan-master996$50.00$50.0012/14/2009 4:34:02 PM
building_community$25.00$25.0012/14/2009 4:34:27 PM
andrewnar$25.00$25.0012/14/2009 4:34:40 PM
sentimental-euro$25.00$25.0012/14/2009 4:29:33 PM
charming-point$200.00$200.0012/14/2009 4:39:04 PM
beezling$52.00$52.0012/14/2009 4:39:15 PM
Speculator$50.00$50.0012/14/2009 4:33:15 PM
orange-courageous-dedication$30.00$30.0012/14/2009 4:40:14 PM
sloan$25.00$25.0012/14/2009 4:33:25 PM
cognizant-wealth$25.00$25.0012/14/2009 4:40:30 PM
greenwell$25.00$25.0012/14/2009 4:33:58 PM
ryan23$25.00$25.0012/14/2009 4:40:41 PM
steves73$25.00$25.0012/14/2009 4:29:43 PM
Bank42$50.00$50.0012/14/2009 4:34:06 PM
Zolton$200.00$200.0012/14/2009 4:40:45 PM
yield-lion$25.00$25.0012/14/2009 4:35:37 PM
UT-Longhorn$25.00$25.0012/14/2009 4:32:26 PM
divedude$25.00$25.0012/14/2009 4:33:07 PM
truth-eclair$25.00$25.0012/14/2009 4:33:29 PM
exact-loan5$30.00$30.0012/14/2009 4:34:11 PM
Supernick$25.00$25.0012/14/2009 4:38:24 PM
burgeoning-silver$25.00$25.0012/14/2009 4:38:57 PM
elegant-bonus$25.00$25.0012/14/2009 4:39:02 PM
Havana21$25.00$25.0012/14/2009 4:35:54 PM
saffron4$25.00$25.0012/14/2009 4:39:41 PM
WalnutCreekguy$25.00$25.0012/14/2009 4:40:09 PM
tsquared_030$25.00$25.0012/14/2009 4:40:32 PM
hard-working-loot$25.00$25.0012/14/2009 4:39:11 PM
pleasant-nickel0$25.00$25.0012/14/2009 4:39:30 PM
personal-lender$25.00$25.0012/14/2009 4:40:12 PM
blooming-dedication$50.00$50.0012/14/2009 4:40:23 PM
SolarMoonshine$25.00$25.0012/14/2009 6:00:52 PM
melodious-fairness$25.00$25.0012/14/2009 8:03:48 PM
czar3$25.00$25.0012/15/2009 11:44:34 AM
cjames84$25.00$25.0012/15/2009 3:09:43 PM
the-profit-oracle$25.00$25.0012/15/2009 10:23:09 PM
84 bids
 
Borrower Payment Dependent Notes Series 436286
This series of Notes was issued and sold upon the funding of the borrower loan #40059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $407.12
Final lender yield: 31.90% Final borrower rate/APR: 32.90% / 35.32% Final monthly payment: $396.50
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.47%  
Lender servicing fee: 1.00% Estimated return: 16.43%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Sep-1989 Debt/Income ratio: 40%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:3y 9m
Amount delinquent: $0 Revolving credit balance: $5,011 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 80%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: wiseinvesting Borrower's state: Maryland Borrower's group: Future Innovations
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,990.00< mo. late: 0 ( 0% )  
640-659 (Oct-2007)
 
Principal balance: $3,694.78 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
2nd Prosper Loan...Good Candidate

Good day, I appreciate your consideration of my loan request.? I am not sure why I have been classified as "E", as my credit score has increased since my first Prosper loan, and I was a "C" at that time.
I have lowered the amount of loan requested in order to increase the chances of the loan being funded.? Currently, I work as an independent contractor for the Federal Government, driving for a limousine service which transports Congressmen, Senators and other Government officials around Washington, DC. I am a very trustworthy and honest person with security clearance and have been with this company for?over 4?years.

Purpose of Loan:

I currently have a Prosper loan, and I am so grateful to all the wonderful people who had faith in me and made that happen.? As you can see, I am current and have never had a late or missed payment.? I have 10 payments left on this loan, and hope to pay it off sooner than that.

If I am fortunate to be granted a second loan through Prosper, I would use the money for?a few?things.??I have approximately $3,000 in credit card debt that I would like to pay off.??I would also like to pay off the first Prosper loan if I am able to get the second loan at a lower interest rate.? Also, I am planning on taking the family on a trip to Europe this summer.??

This is not a loan out of necessity....I am relatively debt free and have few expenses. I?live in?my daughter's in-law suite in her home and do not have to pay rent, nor do I have any other living expenses such as utilities, however, I do help out with groceries and other small expenses.

Total Amount Requested: $9000
Monthly Net Income: I earn an average of $3,500/mo. net from my job as a diplomatic chauffeur, not including overtime.

Monthly Expenses BEFORE 2nd Prosper Loan: $1,492
Housing: $ 0
Insurance: $ 110
Car expenses: $ 200
Prosper loan: $382
Food, entertainment: $ 300
Clothing, household expenses $ 100
Credit cards and other loans: $ 150
Other expenses: $ 250?

As you can see, I will have?$2,001 left from my salary after payment of my Prosper loan.

I have good credit and take my obligations very seriously.? I pride myself on always making my payments on time & will continue to do so with this Prosper loan. I have a very clean credit history with NO Delinquencies in the past seven years. Improving my?credit score is extremely important to me. I can reassure lenders that their investment in me is very safe. The repayment of my Prosper loan will be the 1st priority each month, with payments automatically withdrawn from my bank account. I promise to make all my payments on time & never default on this loan. Thank you again for considering my loan request!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$50.00$50.0012/7/2009 4:44:21 PM
flexible-economy2$250.00$250.0012/7/2009 5:06:59 PM
CA_Lender$25.00$25.0012/7/2009 5:09:06 PM
SolarMoonshine$25.00$25.0012/7/2009 6:01:53 PM
forthright-dedication$25.00$25.0012/7/2009 9:12:14 PM
reflective-rupee$50.00$50.0012/8/2009 9:53:06 AM
reflective-rupee$50.00$50.0012/8/2009 9:52:53 AM
flexible-economy2$200.00$200.0012/8/2009 5:09:07 PM
Bob450$50.00$50.0012/8/2009 9:09:21 PM
PXM-Financial$50.00$50.0012/10/2009 8:37:52 PM
sensible-fund$80.00$80.0012/11/2009 7:32:37 PM
vest_vortex$25.00$25.0012/11/2009 6:44:41 PM
ideal-value$100.00$100.0012/12/2009 2:40:46 AM
silvercertificate$35.00$35.0012/11/2009 8:49:42 PM
RecoveryLender$25.00$25.0012/12/2009 8:47:58 AM
helping-out$40.00$40.0012/12/2009 2:11:16 PM
Firescreek$27.53$27.5312/12/2009 11:00:04 AM
Millertime_496$55.00$55.0012/12/2009 4:19:19 PM
srthsvghdthtr$25.00$25.0012/12/2009 6:21:51 PM
thetuck$25.00$25.0012/13/2009 8:12:56 PM
payout-magician$25.00$25.0012/13/2009 3:27:49 PM
heerzaquestion$25.00$25.0012/13/2009 5:18:41 PM
Kash2010lu$25.00$25.0012/14/2009 6:51:21 AM
PrinceValium$25.00$25.0012/13/2009 7:25:53 PM
grotheik$25.00$25.0012/13/2009 8:56:05 PM
bsmtloan$50.00$50.0012/14/2009 7:21:09 AM
Happy-Man$25.00$25.0012/13/2009 6:57:36 PM
lend42013$30.00$30.0012/14/2009 10:30:16 AM
FallonCredit$25.00$25.0012/14/2009 8:34:44 AM
finance-prescription$300.00$300.0012/14/2009 1:21:20 PM
shawnw2$50.00$50.0012/14/2009 9:36:31 AM
tigercat$50.00$50.0012/14/2009 11:51:55 AM
The-CAPS-fan$45.00$45.0012/14/2009 2:07:48 PM
Feyenoord$25.00$25.0012/14/2009 12:09:33 PM
piter-to-la-investment$25.00$25.0012/14/2009 2:11:55 PM
371millwood$200.00$200.0012/14/2009 2:41:25 PM
exciting-fairness$200.00$200.0012/14/2009 3:22:57 PM
TigerForce$25.00$25.0012/14/2009 1:21:57 PM
payontime1$50.00$50.0012/14/2009 1:23:45 PM
reflective-rupee$75.00$75.0012/14/2009 2:06:32 PM
Kissabledevil$50.00$50.0012/14/2009 2:43:15 PM
transparency-tomahawk$50.00$50.0012/14/2009 3:44:45 PM
unger$100.00$100.0012/14/2009 3:57:44 PM
PCity-LOA15$25.00$25.0012/14/2009 4:13:43 PM
RecoveryLender$50.00$50.0012/14/2009 4:19:01 PM
reflective-rupee$50.00$50.0012/8/2009 9:51:23 AM
jelly1126$50.00$50.0012/8/2009 10:06:29 AM
reflective-rupee$50.00$50.0012/8/2009 9:52:41 AM
Aberdeen$105.50$105.5012/8/2009 12:30:58 PM
pietro_torna_indietro$25.00$25.0012/8/2009 8:42:34 PM
DasMula$100.00$100.0012/9/2009 9:27:41 PM
tigercat$50.00$50.0012/10/2009 11:50:12 AM
red-favorable-basis$25.00$25.0012/11/2009 11:51:14 AM
Kqwik$34.54$34.5412/11/2009 7:57:21 PM
vest_vortex$50.00$50.0012/11/2009 6:43:38 PM
CashFlow13$4,000.00$2,186.0012/12/2009 8:38:11 AM
paintedposies$100.00$100.0012/12/2009 5:04:34 PM
Tono$50.00$50.0012/12/2009 4:06:43 PM
run_dmc$50.00$50.0012/12/2009 2:06:26 PM
reflective-rupee$30.00$30.0012/12/2009 6:58:54 PM
impartial-deal$35.83$35.8312/12/2009 8:29:26 PM
generous-deal6$25.00$25.0012/13/2009 10:51:30 AM
WMY-Investor$250.00$250.0012/13/2009 2:45:32 PM
payout-magician$25.00$25.0012/13/2009 3:26:11 PM
lender12345$50.00$50.0012/13/2009 6:45:03 PM
KarmaBum77$51.69$51.6912/13/2009 2:59:23 PM
rbgnr111$26.95$26.9512/13/2009 8:01:50 PM
durability-mad-scientist4$100.00$100.0012/13/2009 9:39:30 PM
SFBank$200.00$200.0012/13/2009 6:59:50 PM
wyogirllender$25.00$25.0012/14/2009 8:52:15 AM
squarebob$40.00$40.0012/14/2009 9:36:02 AM
carrinel$100.00$100.0012/14/2009 8:21:06 AM
shawnw2$100.00$100.0012/14/2009 11:32:06 AM
Leshan$26.56$26.5612/14/2009 8:18:16 AM
momentous-transaction8$200.00$200.0012/14/2009 11:03:00 AM
worldly-gold$100.00$100.0012/14/2009 1:58:54 PM
reflective-rupee$50.00$50.0012/14/2009 2:06:09 PM
reflective-rupee$50.00$50.0012/14/2009 2:22:01 PM
sturdy-peace9$50.00$50.0012/14/2009 2:31:01 PM
KaChingInvestments$26.23$26.2312/14/2009 12:50:51 PM
MoneyForNothing$25.00$25.0012/14/2009 3:29:05 PM
shrewd-income$50.00$50.0012/14/2009 3:53:39 PM
Skeptical-one$150.00$150.0012/14/2009 3:55:41 PM
silver-frog0$300.00$300.0012/14/2009 1:12:09 PM
reflective-rupee$112.00$112.0012/14/2009 2:07:37 PM
reflective-rupee$125.00$125.0012/14/2009 2:21:16 PM
worldly-gold$100.00$100.0012/14/2009 1:58:19 PM
Toastmaster007$25.00$25.0012/14/2009 2:35:26 PM
RecoveryLender$44.40$44.4012/14/2009 2:12:42 PM
cordial-integrity$50.00$50.0012/14/2009 2:25:28 PM
Isotope$25.00$25.0012/14/2009 3:32:19 PM
quest0$25.00$25.0012/14/2009 3:38:22 PM
gristle_mcthornbody$25.00$25.0012/14/2009 3:11:38 PM
worldly-gold$100.00$100.0012/14/2009 3:20:21 PM
interloode$143.28$143.2812/14/2009 4:19:59 PM
DasMula$150.00$150.0012/14/2009 4:18:07 PM
momentous-transaction8$200.00$200.0012/14/2009 4:29:16 PM
gadget7$49.49$49.4912/14/2009 4:26:39 PM
Engineer44$25.00$25.0012/14/2009 4:32:03 PM
99 bids
 
Borrower Payment Dependent Notes Series 436632
This series of Notes was issued and sold upon the funding of the borrower loan #40061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 36.79% Final monthly payment: $112.17
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.54%  
Lender servicing fee: 1.00% Estimated return: 17.81%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Apr-1995 Debt/Income ratio: 28%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 5 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:8y 1m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 0%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: restless-kindness Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down Student loans
Purpose of loan:
This loan will be used to? help pay down student loan. I'm a single parent with a son in High School
?and I wonna pay back all I owe so when he start's college I'm able to assist him. This loan is just a?
?small start to help repaying my loans,I'm learning a 2nd?trade and I?pray it will help pay them off!?

My financial situation:
I am a good candidate for this loan because?I make sure my bills are paid on time and I'm committed to paying what I owe.?

Monthly net income: $ 3538

Monthly expenses: $
??Housing: $ 990????
??Insurance: $?103
? Car expenses: $ 692
??Utilities: $ 120
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the public record in your credit history. thanks - reflective-rupee
A: I think the public record your referring to is from a medical bill that has been paid off. (Dec-07-2009)
Q: Why can't you use one of your 18 credit lines to pay off this amount? thanks - reflective-rupee
A: These line are from the student loans or department store accounts that have been paid off. These aren't accounts that I can draw money from..and I dont think that # is accurate.tks (Dec-07-2009)
Q: Please list the balances of each of your debts. thanks - reflective-rupee
A: My mortgage is split 80/20 the first part is 90,000 and the other half is 22,000. My car loan is 29,000 and I have two student loans,one is for 10,000 and the other is for 6,000...That's all the outstanding debt I owe,all the rest is paid off. (Dec-07-2009)
Q: Please estimate the current value of your house. Feel free to use zillow.com to estimate the value. thanks - reflective-rupee
A: 118k (Dec-08-2009)
Q: Hi, can you please tell me what the current interest rates are on your student loans. I'm trying to understand why you would take out another high interest loan to pay off a student loan, which I assume should be at a lower rate? - mhotchan
A: The interest rate on my student loans is 8.25% I wonna try to apply this loan towards the principal. even though the rate is higher on this loan the term in which I have to repay is shorter and the amount is much less. (Dec-10-2009)
5 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
aurorafinancial$50.00$50.0012/4/2009 5:35:27 PM
Bob450$25.00$25.0012/4/2009 11:02:00 PM
reflective-rupee$50.00$50.0012/7/2009 11:22:27 AM
reflective-rupee$50.00$50.0012/7/2009 11:21:51 AM
reflective-rupee$50.00$50.0012/7/2009 11:22:15 AM
Eloise62$75.00$75.0012/7/2009 12:26:55 PM
well-mannered-income3$50.00$50.0012/7/2009 5:45:52 PM
SolarMoonshine$25.00$25.0012/7/2009 7:10:12 PM
reflective-rupee$50.00$50.0012/7/2009 7:21:32 PM
building_community$25.00$25.0012/8/2009 12:04:38 PM
Unitas4302$50.00$50.0012/8/2009 5:31:08 PM
loss-of-control$25.00$25.0012/8/2009 6:57:08 PM
Bob450$50.00$50.0012/8/2009 9:02:16 PM
econgineer$27.69$27.6912/9/2009 1:32:22 PM
transparency-burger$57.81$57.8112/9/2009 8:01:05 PM
economy-synapse$25.00$25.0012/9/2009 9:45:16 PM
nethosters$25.00$25.0012/10/2009 4:23:35 AM
fairgirl$25.00$25.0012/9/2009 8:59:11 PM
DonDiego$25.00$25.0012/9/2009 10:12:41 PM
JauaFlash$27.10$27.1012/10/2009 12:06:34 PM
piter-to-la-investment$25.00$25.0012/10/2009 4:24:29 PM
a-finance-nirvana$75.00$75.0012/10/2009 4:57:22 PM
marwadi-62$25.00$25.0012/10/2009 6:17:07 PM
scamps$50.00$50.0012/10/2009 9:57:42 PM
Bank_of_Smitty33$39.52$39.5212/11/2009 12:54:44 AM
MrLeft$25.00$25.0012/11/2009 7:57:01 AM
Laima$25.00$25.0012/11/2009 4:54:03 AM
upbeat-marketplace$25.00$25.0012/11/2009 11:01:11 AM
Happy-Man$25.00$25.0012/11/2009 11:03:07 AM
impartial-deal$25.00$25.0012/11/2009 11:29:46 AM
DasMula$100.00$100.0012/11/2009 3:38:14 PM
reflective-rupee$50.00$50.0012/7/2009 11:22:04 AM
cashhelp$25.00$25.0012/7/2009 11:51:06 PM
well-mannered-income3$25.00$25.0012/8/2009 7:41:49 PM
pietro_torna_indietro$25.00$25.0012/8/2009 8:44:13 PM
silvercertificate$25.00$25.0012/8/2009 8:50:20 PM
WMY-Investor$200.00$200.0012/9/2009 8:31:43 AM
371millwood$200.00$200.0012/9/2009 9:22:53 AM
unk1911$25.00$25.0012/9/2009 4:37:10 PM
penny-surgeon$25.00$25.0012/9/2009 8:56:52 PM
DonDiego$25.00$25.0012/9/2009 10:09:15 PM
Gaelicman$60.00$60.0012/10/2009 8:11:10 AM
unger$100.00$100.0012/10/2009 3:45:28 AM
Ronnieboy888$25.00$25.0012/10/2009 9:31:09 AM
Kissabledevil$25.00$25.0012/10/2009 11:21:07 AM
realtormoises$25.00$25.0012/10/2009 11:57:38 AM
paceme1$25.00$25.0012/10/2009 5:41:02 PM
hidavehi$25.00$25.0012/10/2009 6:50:37 PM
gpuck$25.00$25.0012/10/2009 7:03:14 PM
vest_vortex$25.00$25.0012/10/2009 7:29:23 PM
PCity-LOA15$25.00$7.8812/10/2009 7:35:22 PM
Hawkeyebank$25.00$25.0012/11/2009 6:05:17 AM
glenium$25.00$25.0012/11/2009 3:22:48 AM
Leshan$25.00$25.0012/11/2009 8:18:22 AM
friendinmoney$25.00$25.0012/11/2009 3:31:08 PM
Engineer44$30.00$30.0012/11/2009 4:58:39 PM
DasMula$100.00$100.0012/11/2009 3:46:57 PM
carrinel$50.00$50.0012/11/2009 4:47:11 PM
the-profit-oracle$25.00$25.0012/11/2009 4:57:45 PM
59 bids
 
Borrower Payment Dependent Notes Series 437180
This series of Notes was issued and sold upon the funding of the borrower loan #40004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $79.20
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $79.12
 
Auction yield range: 8.20% - 20.08% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.03%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1991 Debt/Income ratio: 16%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 7 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:22y 4m
Amount delinquent: $0 Revolving credit balance: $37,640 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 96%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: benjamins-mongoose Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off 1 credit card & holiday
Purpose of loan:
This loan will be used to? to pay off 1 credit card and to use remaining for christmas

My financial situation:
I am a good candidate for this loan because? I am willing to have the monthly payment either debited from my checking account or down via a payroll deduction agreement.? My job will be offering overtime come the new year and I plan to send in extra payments when I can as well.? Also I recently finished paying off a $135.00 monthly car loan??(the $100.00 listed as car expense below is my gas per month) so? I can pay up to $135.00 per month on this loan.

Monthly net income: $ 3261

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 125
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 682
??Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loan_doctor$25.00$25.0012/8/2009 4:29:31 PM
People-for-people$35.56$35.5612/9/2009 1:20:15 PM
hellasow$25.00$25.0012/9/2009 5:19:31 PM
silverloan$50.00$50.0012/14/2009 4:47:18 PM
YoungTaxMan$50.00$50.0012/14/2009 5:08:15 PM
matthewa$25.00$25.0012/14/2009 4:51:00 PM
grammaspurse$25.00$25.0012/14/2009 8:40:44 PM
drjekyllus$25.00$25.0012/15/2009 7:58:31 AM
finance-prescription$116.71$116.7112/15/2009 6:42:38 AM
Astyanax$25.00$25.0012/15/2009 10:14:16 AM
worldly-gold$100.00$100.0012/15/2009 3:12:37 PM
FinanceEngine$25.00$25.0012/15/2009 3:30:09 PM
I_want_to_help_you$25.00$25.0012/15/2009 12:19:30 PM
usbank$25.00$25.0012/15/2009 12:49:36 PM
goodhearted-basis4$25.00$25.0012/15/2009 4:03:18 PM
coloradoloanman$25.00$25.0012/15/2009 4:05:57 PM
GyJAV_BNCCo$25.00$25.0012/15/2009 4:07:24 PM
mikrolown$100.00$100.0012/15/2009 4:07:42 PM
bondhedger$25.00$25.0012/15/2009 3:00:30 PM
SkinnyFish$25.00$25.0012/15/2009 3:10:56 PM
icon7$25.00$25.0012/15/2009 3:55:57 PM
exciting-fairness$200.00$200.0012/15/2009 4:10:43 PM
tnjohnso$25.00$25.0012/8/2009 4:43:48 PM
the-profit-oracle$25.00$25.0012/8/2009 5:43:56 PM
Bob450$40.00$40.0012/8/2009 9:33:27 PM
Myrick$25.00$25.0012/9/2009 3:39:05 AM
vine99$55.00$55.0012/9/2009 8:20:24 PM
zento$25.00$25.0012/10/2009 7:31:17 PM
Imaginos1892$50.00$50.0012/12/2009 8:29:35 AM
vest_vortex$25.00$25.0012/13/2009 3:35:38 PM
LarWit1512$25.00$25.0012/14/2009 5:05:47 PM
sflender1099$25.00$25.0012/14/2009 5:07:53 PM
Axis$25.00$25.0012/14/2009 5:52:29 PM
squarebob$50.00$50.0012/14/2009 5:56:48 PM
loss-of-control$25.00$25.0012/14/2009 5:59:23 PM
E-B$50.00$50.0012/15/2009 4:11:25 AM
zone6$100.00$27.7312/15/2009 7:30:52 AM
Bank_Of_XL$50.00$50.0012/15/2009 9:48:10 AM
Astyanax$25.00$25.0012/15/2009 10:13:59 AM
gristle_mcthornbody$25.00$25.0012/15/2009 11:52:52 AM
DenimCapital$25.00$25.0012/15/2009 1:10:58 PM
TakeCare$300.00$300.0012/15/2009 2:48:58 PM
kinetic-social$25.00$25.0012/15/2009 4:09:48 PM
twjh$25.00$25.0012/15/2009 3:12:50 PM
DasMula$100.00$100.0012/15/2009 4:07:00 PM
45 bids
 
Borrower Payment Dependent Notes Series 437386
This series of Notes was issued and sold upon the funding of the borrower loan #40067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 7.60% Starting borrower rate/APR: 8.60% / 8.94% Starting monthly payment: $63.23
Final lender yield: 6.15% Final borrower rate/APR: 7.15% / 7.49% Final monthly payment: $61.89
 
Auction yield range: 3.20% - 7.60% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.55%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Oct-1996 Debt/Income ratio: 23%
Credit score: 760-779 (Dec-2009) Current / open credit lines: 12 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 38Length of status:1y 9m
Amount delinquent: $0 Revolving credit balance: $7,144 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 41%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: rainbow777 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off high interest loans
Purpose of loan:
This loan will be used to?pay off high interest loans ?

My financial situation:
I am a good candidate for this loan because? My credit score is very good I never miss a payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kerrysbay$25.00$25.0012/8/2009 4:22:10 PM
lucrative-worth$25.00$25.0012/8/2009 4:22:39 PM
the-bright-velocity$50.00$50.0012/8/2009 4:22:56 PM
stable-nickel$85.00$85.0012/8/2009 4:27:01 PM
elevated-platinum5$25.00$25.0012/8/2009 4:33:11 PM
leodaguy$25.00$25.0012/8/2009 4:34:15 PM
Attract$25.00$25.0012/8/2009 4:34:48 PM
MoneyU4IA$40.00$40.0012/8/2009 4:33:47 PM
responsibility-butterfly$25.00$25.0012/8/2009 4:32:27 PM
E_G$50.00$50.0012/8/2009 4:34:39 PM
Walkingcowboy$25.00$25.0012/8/2009 4:35:08 PM
magical-greenback$55.00$55.0012/8/2009 4:35:30 PM
dontscrewmeover1$50.00$50.0012/8/2009 5:22:04 PM
hellasow$30.00$30.0012/8/2009 7:35:13 PM
the-profit-oracle$25.00$25.0012/8/2009 9:02:10 PM
money-prophesy$25.00$25.0012/10/2009 5:23:01 AM
Banker3119$25.00$25.0012/11/2009 5:52:01 AM
springpanda$50.00$50.0012/12/2009 2:21:03 PM
thegreatstrafe$25.00$25.0012/14/2009 9:28:53 AM
suzanny$25.00$25.0012/14/2009 10:57:21 AM
BankofQ$50.00$50.0012/14/2009 11:17:25 AM
Groggy$25.00$25.0012/14/2009 6:59:12 PM
bondhedger$25.00$25.0012/14/2009 7:31:50 PM
JerryB96$25.00$25.0012/14/2009 9:07:31 PM
AsianDragon$25.00$25.0012/15/2009 9:36:16 AM
cash-boots$25.00$25.0012/8/2009 4:22:49 PM
neenerman$25.00$25.0012/8/2009 4:23:06 PM
Sixmil$25.00$25.0012/8/2009 4:24:43 PM
ljay$25.00$25.0012/8/2009 4:22:18 PM
helping-out$25.00$25.0012/8/2009 4:25:50 PM
Cheburashka$30.00$30.0012/8/2009 4:26:29 PM
chumbawumba$25.00$25.0012/8/2009 4:27:30 PM
thedoctor$80.00$80.0012/8/2009 4:27:41 PM
Weaverville$25.00$25.0012/8/2009 4:25:10 PM
museic1$25.00$25.0012/8/2009 4:33:18 PM
credit-investor5$100.00$100.0012/8/2009 4:33:26 PM
sidney102$25.00$25.0012/8/2009 4:33:37 PM
evnagelist$100.00$100.0012/8/2009 4:35:15 PM
lloyd_s$25.00$25.0012/8/2009 4:34:07 PM
mikeandcat$50.00$45.0012/8/2009 4:35:36 PM
the_winning_ticket$35.00$35.0012/8/2009 4:34:23 PM
personal-lender$25.00$25.0012/8/2009 4:34:56 PM
impartial-deal$25.00$25.0012/11/2009 1:35:36 PM
jybank$25.00$25.0012/11/2009 2:08:02 PM
FundMaker$25.00$25.0012/11/2009 4:53:53 PM
Kelor99$25.00$25.0012/12/2009 8:23:05 AM
tedi-tif$50.00$50.0012/13/2009 9:28:37 AM
Doohickey415$50.00$50.0012/12/2009 2:43:37 PM
dmitriy2$25.00$25.0012/13/2009 5:20:08 PM
blot44$100.00$100.0012/13/2009 8:04:10 PM
octoberfresh$25.00$25.0012/14/2009 1:35:40 PM
billnsc$25.00$25.0012/14/2009 6:16:19 PM
dime-neutron$25.00$25.0012/14/2009 5:07:26 PM
YummiBear$25.00$25.0012/14/2009 7:28:53 PM
coloradoloanman$25.00$25.0012/15/2009 4:08:07 PM
icon7$25.00$25.0012/15/2009 4:00:08 PM
56 bids
 
Borrower Payment Dependent Notes Series 437524
This series of Notes was issued and sold upon the funding of the borrower loan #40060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $163.34
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $162.16
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Apr-1995 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:9y 6m
Amount delinquent: $0 Revolving credit balance: $2,676 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 35%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: transaction-tycoon8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home remodel
Purpose of loan:
This loan will be used to?

Remodel home living room and to remodel back yard setback.

My financial situation:
I am a good candidate for this loan because?

I have good credit and I pay all my bill payments on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kerrysbay$25.00$25.0012/8/2009 4:22:08 PM
cash-boots$25.00$25.0012/8/2009 4:22:47 PM
the-bright-velocity$50.00$50.0012/8/2009 4:22:54 PM
five-star-note$25.00$25.0012/8/2009 4:23:59 PM
helping-out$25.00$25.0012/8/2009 4:25:44 PM
Buffer10$200.00$200.0012/8/2009 4:27:08 PM
thedoctor$80.00$80.0012/8/2009 4:27:44 PM
E_G$50.00$50.0012/8/2009 4:34:35 PM
turbospeed$25.00$25.0012/8/2009 4:31:56 PM
credit-investor5$100.00$100.0012/8/2009 4:33:29 PM
personal-lender$25.00$25.0012/8/2009 4:35:00 PM
Kaj$30.00$30.0012/8/2009 4:36:38 PM
the_winning_ticket$35.00$35.0012/8/2009 4:34:20 PM
fireboss$25.00$25.0012/8/2009 4:36:25 PM
Walkingcowboy$25.00$25.0012/8/2009 4:35:05 PM
anakinsolo$25.00$25.0012/8/2009 4:38:30 PM
mikeandcat$50.00$50.0012/8/2009 4:35:38 PM
trade-pumpkin$25.00$25.0012/8/2009 4:37:29 PM
AF-Chief$35.00$35.0012/8/2009 4:40:10 PM
gold-commander0$50.00$50.0012/8/2009 4:39:15 PM
community-pipeline8$50.00$50.0012/8/2009 4:37:38 PM
portfolio-zone801$25.00$25.0012/8/2009 4:42:03 PM
Artist_Blue$25.00$25.0012/8/2009 4:39:57 PM
the-debt-fluffy-bunny$25.00$25.0012/8/2009 4:42:17 PM
Hondo$25.00$25.0012/8/2009 4:42:47 PM
Frugal$25.00$25.0012/8/2009 4:44:33 PM
kulender$25.00$25.0012/8/2009 4:44:21 PM
roccofox$50.00$50.0012/8/2009 4:52:23 PM
foxy-vigilance$25.00$25.0012/8/2009 4:52:28 PM
mlkhamilton$25.00$25.0012/8/2009 4:52:13 PM
toblerone$25.00$25.0012/8/2009 4:52:33 PM
rjleves$25.00$25.0012/8/2009 4:52:38 PM
Jassi$25.00$25.0012/8/2009 4:52:42 PM
CorMDNY$25.00$25.0012/8/2009 4:52:54 PM
wormdc$26.00$26.0012/8/2009 4:52:51 PM
SCOTTOL$25.00$20.1812/8/2009 4:52:59 PM
dontscrewmeover1$100.00$100.0012/8/2009 5:58:58 PM
Finspons$25.00$25.0012/8/2009 6:41:24 PM
eclipse056$25.00$25.0012/8/2009 8:51:27 PM
Syzygy$25.00$25.0012/9/2009 10:47:32 AM
patriot384$150.00$150.0012/9/2009 1:11:05 PM
GyJAV_BNCCo$25.00$25.0012/9/2009 7:24:43 PM
dmitriy2$25.00$25.0012/11/2009 10:33:43 AM
impartial-deal$25.00$25.0012/11/2009 11:17:11 AM
FundMaker$25.00$25.0012/11/2009 4:55:41 PM
springpanda$25.00$25.0012/12/2009 2:34:36 PM
marwadi-62$100.00$100.0012/13/2009 1:07:01 PM
oldman68$25.00$25.0012/13/2009 10:27:51 PM
suzanny$25.00$25.0012/14/2009 10:57:23 AM
thegreatstrafe$25.00$25.0012/14/2009 9:29:00 AM
rmpedi33$100.00$100.0012/14/2009 2:40:28 PM
RandyL3$25.00$25.0012/14/2009 4:52:43 PM
JerryB96$25.00$25.0012/14/2009 9:11:33 PM
payontime1$50.00$50.0012/14/2009 9:51:38 PM
1SteelerFan$35.00$35.0012/14/2009 7:08:31 PM
Share-the-wealth$100.00$100.0012/15/2009 7:01:30 AM
rate-hickory$25.00$25.0012/15/2009 8:50:44 AM
fairmaiden$25.00$25.0012/15/2009 9:52:44 AM
Astyanax$25.00$25.0012/15/2009 10:36:51 AM
Astyanax$25.00$25.0012/15/2009 10:37:08 AM
wild-orange$25.00$25.0012/15/2009 2:23:15 PM
Rob717171$150.00$150.0012/15/2009 3:30:05 PM
GOPHERBOY$50.00$50.0012/15/2009 3:35:41 PM
p2ploan-sensation211$50.00$50.0012/15/2009 4:13:46 PM
lucrative-worth$25.00$25.0012/8/2009 4:22:36 PM
neenerman$25.00$25.0012/8/2009 4:23:09 PM
Sixmil$25.00$25.0012/8/2009 4:24:46 PM
Weaverville$25.00$25.0012/8/2009 4:25:12 PM
integrity-doctor$50.00$50.0012/8/2009 4:25:18 PM
ljay$25.00$25.0012/8/2009 4:22:14 PM
Cheburashka$30.00$30.0012/8/2009 4:26:25 PM
stable-nickel$85.00$85.0012/8/2009 4:26:59 PM
chumbawumba$25.00$25.0012/8/2009 4:27:27 PM
fund-medalist171$25.00$25.0012/8/2009 4:27:20 PM
responsibility-butterfly$25.00$25.0012/8/2009 4:32:25 PM
DonaldColorado$25.00$25.0012/8/2009 4:31:14 PM
museic1$25.00$25.0012/8/2009 4:33:21 PM
MoneyU4IA$40.00$40.0012/8/2009 4:33:41 PM
leodaguy$25.00$25.0012/8/2009 4:34:13 PM
Attract$25.00$25.0012/8/2009 4:34:45 PM
elevated-platinum5$25.00$25.0012/8/2009 4:33:08 PM
lloyd_s$25.00$25.0012/8/2009 4:34:03 PM
evnagelist$100.00$100.0012/8/2009 4:35:13 PM
sidney102$25.00$25.0012/8/2009 4:33:35 PM
best-deal-banker$50.00$50.0012/8/2009 4:36:44 PM
orange-courageous-dedication$40.00$40.0012/8/2009 4:35:49 PM
Tom579$25.00$25.0012/8/2009 4:37:10 PM
teller$60.00$60.0012/8/2009 4:36:15 PM
dedicated-diversification5$100.00$100.0012/8/2009 4:37:15 PM
skuba$50.00$50.0012/8/2009 4:36:35 PM
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the-money-gargantuan$25.00$25.0012/8/2009 4:35:56 PM
forthright-social$25.00$25.0012/8/2009 4:37:03 PM
Supernick$50.00$50.0012/8/2009 4:37:22 PM
elegant-bonus$25.00$25.0012/8/2009 4:41:02 PM
burgeoning-silver$25.00$25.0012/8/2009 4:41:08 PM
Marathoner$25.00$25.0012/8/2009 4:40:00 PM
shamrocker$25.00$25.0012/8/2009 4:40:42 PM
sharkm$40.00$40.0012/8/2009 4:39:27 PM
thestartuplender$35.00$35.0012/8/2009 4:44:15 PM
gracej$25.00$25.0012/8/2009 4:40:59 PM
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MarinLoans$50.00$50.0012/8/2009 4:52:56 PM
ryreesado$25.00$25.0012/8/2009 4:52:09 PM
payout-point$100.00$100.0012/8/2009 4:52:44 PM
the-profit-oracle$25.00$25.0012/8/2009 5:15:04 PM
GeoLender$50.00$50.0012/8/2009 5:37:49 PM
zento$25.00$25.0012/9/2009 10:17:36 AM
availableloan$25.00$25.0012/9/2009 4:37:41 PM
hellasow$25.00$25.0012/9/2009 5:23:07 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:34 PM
EmeritusX$25.00$25.0012/11/2009 11:08:34 AM
triumphant-bonus$25.00$25.0012/11/2009 3:51:46 PM
jackdempsey$100.00$100.0012/12/2009 2:10:02 AM
Doohickey415$25.01$25.0112/12/2009 2:44:42 PM
Groggy$28.81$28.8112/14/2009 7:01:34 PM
dmitriy2$25.00$25.0012/14/2009 9:07:34 PM
the-bright-velocity$50.00$50.0012/15/2009 7:13:39 AM
Digs$25.00$25.0012/15/2009 9:56:21 AM
velocity-winner$25.00$25.0012/15/2009 2:49:55 PM
Streamfeeder$50.00$50.0012/15/2009 2:51:57 PM
coloradoloanman$25.00$25.0012/15/2009 4:10:28 PM
StocksMan$50.00$50.0012/15/2009 4:15:51 PM
126 bids
 
Borrower Payment Dependent Notes Series 437536
This series of Notes was issued and sold upon the funding of the borrower loan #40042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 10.95% Starting borrower rate/APR: 11.95% / 12.30% Starting monthly payment: $497.86
Final lender yield: 10.45% Final borrower rate/APR: 11.45% / 11.80% Final monthly payment: $494.28
 
Auction yield range: 3.20% - 10.95% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.94%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Aug-1999 Debt/Income ratio: 8%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:3y 2m
Amount delinquent: $0 Revolving credit balance: $11,837 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 48%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: eloquent-credit Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation as a 29th B-Day Gift
Dear Potential Lender,

I have struggled with credit card debt for the last few years. Like many urban 20-somethings, I have undergone many personal changes during this time - completing graduate school, getting married, becoming a stepmom, buying my first home, and most recently, adding to the family a feline friend. I am finally at the point where I feel like most of my money should be going towards retirement and savings. I am ready to make the change and get rid of my credit card debt.

My financial situation:
I am a good candidate for this loan because I have a high income that is increasing every year. For example, two years ago I made 70K a year.?At the same company, I am now making?over 100K a year. They reward performance and loyalty, and that's why I've stayed. With bonuses and my side business as an editor and writer, I expect to bring in about 110K in 2009. In 2010, I?hope to hit 120K.?Unlike a lot of folks, I did not overreach on my first home purchase either. My husband and I have a very manageable mortgage on a 30 year fixed rate, so that is not a problem.

Thank you for your consideration - I look forward to hearing from you.

Best regards
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your occupation is listed as a professional. What is your specific job and what industry do you work in? - AlphaPretender
A: Hi, Thank you for your question. I have spent the last several years working for a mid-size Federal government contractor in the Washington DC area. My role is to lead business development and proposal writing for a $10M division that focuses on providing consulting services to education, social services, and job training programs. Hope this helps - thanks! (Dec-09-2009)
Q: I don't understand how your credit score has stayed so high if you've been having issues with credit card debt. Any clarification on how long you've been carrying this debt or where it stemmed from. - mauge35
A: Hello, thank you for your question. I have never had a late or missed payment on any of my lines of credit. I always pay more than the minimum, and I have a healthy amount of credit available that I'm not using. I guess I am more conservative than most in terms of credit usage as compared to income and ability to pay. My goal is to be free of CC debt with this loan, and to repay this loan within a year or less. My income is now sufficient to support my expenses and lifestyle without credit. (Dec-11-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
seattle$25.00$25.0012/8/2009 4:20:31 PM
lazyeye$25.00$25.0012/8/2009 4:22:28 PM
integrity-doctor$50.00$50.0012/8/2009 4:25:18 PM
Weaverville$25.00$25.0012/8/2009 4:25:13 PM
ljay$25.00$25.0012/8/2009 4:22:14 PM
stable-nickel$85.00$85.0012/8/2009 4:26:59 PM
fund-medalist171$25.00$25.0012/8/2009 4:27:19 PM
five-star-note$25.00$25.0012/8/2009 4:23:56 PM
Guiren$100.00$100.0012/8/2009 4:25:33 PM
blot44$25.00$25.0012/8/2009 4:29:18 PM
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Kelor99$25.00$25.0012/8/2009 4:30:46 PM
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teller$60.00$60.0012/8/2009 4:36:15 PM
inforapenny$25.00$25.0012/8/2009 4:38:11 PM
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inforapenny$25.00$25.0012/8/2009 4:38:21 PM
ATOHokie$25.00$25.0012/8/2009 4:41:29 PM
rustysailor$25.00$25.0012/8/2009 4:55:14 PM
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cash-sensai2$25.00$25.0012/8/2009 4:57:00 PM
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Merganser$25.00$25.0012/8/2009 5:11:28 PM
the-profit-oracle$25.00$25.0012/8/2009 5:14:42 PM
GeoLender$50.00$50.0012/8/2009 5:32:46 PM
TechnologyGuy$25.00$25.0012/8/2009 7:08:24 PM
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RadarLuv$25.00$25.0012/14/2009 8:10:41 PM
vutah$50.00$50.0012/14/2009 8:58:37 PM
TigerForce$25.00$25.0012/15/2009 8:20:23 AM
divrekku$50.00$50.0012/15/2009 8:25:57 AM
jakespirit$25.00$25.0012/15/2009 12:15:57 AM
octoberfresh$25.00$25.0012/15/2009 8:48:04 AM
grasscutter$50.00$50.0012/15/2009 9:50:11 AM
the-bright-velocity$100.00$100.0012/15/2009 7:18:34 AM
Share-the-wealth$200.00$200.0012/15/2009 7:03:29 AM
Astyanax$25.00$25.0012/15/2009 10:39:57 AM
LahnDi$25.00$25.0012/15/2009 8:51:11 AM
leverage-monger$28.98$28.9812/15/2009 9:08:00 AM
steady-dime$100.00$100.0012/15/2009 1:00:12 PM
helynn43$25.00$25.0012/15/2009 9:43:34 AM
YoungTaxMan$50.00$50.0012/15/2009 10:26:04 AM
KichigaiSensei$25.00$25.0012/15/2009 10:33:14 AM
freshmaker8$50.00$50.0012/15/2009 2:31:26 PM
Astyanax$25.00$25.0012/15/2009 10:39:35 AM
velocity-winner$25.00$25.0012/15/2009 2:52:21 PM
Shelby2082$25.00$25.0012/15/2009 10:59:20 AM
velocity-winner$25.00$25.0012/15/2009 2:53:13 PM
momentous-transaction8$200.00$200.0012/15/2009 11:13:26 AM
vulgy$50.00$50.0012/15/2009 11:17:23 AM
gustavholstopus32$25.00$25.0012/15/2009 11:44:46 AM
fiscal65$25.00$25.0012/15/2009 11:55:39 AM
Kyileo$50.00$50.0012/15/2009 3:35:12 PM
rmachi$25.00$25.0012/15/2009 1:00:37 PM
orbital-gain$50.00$50.0012/15/2009 12:51:07 PM
brightest-economy-tsunami$25.00$25.0012/15/2009 2:13:02 PM
careful-wealth$50.00$50.0012/15/2009 2:22:56 PM
exuberant-loot$25.00$25.0012/15/2009 2:41:16 PM
MoneyForNothing$25.00$25.0012/15/2009 3:07:51 PM
leverage-monger$25.00$25.0012/15/2009 3:57:35 PM
coloradoloanman$25.00$25.0012/15/2009 4:10:24 PM
274 bids
 
Borrower Payment Dependent Notes Series 437614
This series of Notes was issued and sold upon the funding of the borrower loan #40062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,150.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 14.95% Starting borrower rate/APR: 15.95% / 18.13% Starting monthly payment: $75.53
Final lender yield: 14.50% Final borrower rate/APR: 15.50% / 17.68% Final monthly payment: $75.06
 
Auction yield range: 4.20% - 14.95% Estimated loss impact: 2.16%  
Lender servicing fee: 1.00% Estimated return: 12.34%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1987 Debt/Income ratio: 2%
Credit score: 700-719 (Nov-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 14 Total credit lines: 42Length of status:20y 3m
Amount delinquent: $0 Revolving credit balance: $6,855 Occupation: Car Dealer
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 95%Stated income:$100,000+
Delinquencies in last 7y: 22 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: automotiveMoneyAngel Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Son his first Car
Purpose of loan:
This loan will be used to? Have half saved in cash for car...need $2500 to finalize the purchase.

My financial situation:
I am a good candidate for this loan because? I will pay as agreed , car will be insured against loss and won't make any mistakes of the past.The delinguent credit blemishes are from a Chap 13 Bankruptcy that i paid off in 1 year ( it was a 5 year plan but i buckled down and ate Top Ramen for a year),,,i can't get Equifax , Trans Union etc to remove them even though they are 100% paid off...I have until December 15th to have cash in hand to finalize transaction .The debt I paid off in Chapter 13 was over 200K so When I set my mind to something I can get it done...Good loan for all and to all a Good Holiday!!! Bid well and Bid with Confidence...you will get make a return on this loan...Thanks.

Monthly net income: $ 13500

Monthly expenses: $
??Housing: $ 5500
??Insurance: $
??Car expenses: $ 350
??Utilities: $ 325
??Phone, cable, internet: $ 99
??Food, entertainment: $ 250
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.0012/9/2009 4:08:04 PM
ok$25.00$25.0012/9/2009 4:13:59 PM
ROCKI9$50.00$50.0012/9/2009 4:23:47 PM
responsibility-butterfly$25.00$25.0012/9/2009 4:25:03 PM
Rattlehead$75.00$75.0012/9/2009 4:24:25 PM
SnE$75.00$75.0012/9/2009 4:24:48 PM
fairness-faire$25.00$25.0012/9/2009 4:24:52 PM
ekmendenhall$25.00$25.0012/9/2009 4:27:32 PM
building_community$25.00$25.0012/10/2009 2:43:57 PM
kginatl$25.00$25.0012/10/2009 1:43:49 PM
the-profit-oracle$25.00$25.0012/10/2009 3:38:15 PM
crippledcircus$42.69$42.6912/10/2009 6:57:10 PM
alex189a$50.00$50.0012/11/2009 9:47:40 AM
Ven58$25.00$25.0012/11/2009 9:47:42 AM
holesome$26.31$26.3112/11/2009 5:32:26 PM
RgPro$43.17$43.1712/11/2009 9:12:46 PM
cupcake0$25.00$25.0012/11/2009 8:53:38 PM
springpanda$25.00$25.0012/12/2009 3:03:47 PM
SS123$25.00$25.0012/12/2009 11:23:12 AM
vtpilot00$46.78$46.7812/13/2009 5:13:07 PM
euro-association$25.00$25.0012/13/2009 9:13:09 AM
tenacious-payout$50.00$50.0012/13/2009 5:52:54 PM
wise-balanced-moola$25.00$25.0012/14/2009 7:06:27 AM
miniloan$25.00$25.0012/14/2009 7:07:37 AM
turbostar666$80.00$80.0012/15/2009 8:45:59 AM
Aristophil$200.00$84.7412/15/2009 8:59:10 AM
thoughtful-community7$50.00$50.0012/15/2009 9:09:21 AM
leverage-monger$25.00$25.0012/15/2009 9:39:18 AM
flyinhawaiian$50.00$50.0012/9/2009 4:15:13 PM
sks1$25.00$25.0012/9/2009 4:19:53 PM
ryreesado$25.00$25.0012/9/2009 4:24:54 PM
CallMeBen$25.00$25.0012/9/2009 4:27:30 PM
two_old_gals$25.00$25.0012/9/2009 4:27:54 PM
louisprima$100.00$100.0012/9/2009 4:37:28 PM
principal-prodigy$25.00$25.0012/9/2009 4:36:51 PM
SolarMoonshine$100.00$100.0012/9/2009 5:56:32 PM
helping-out$25.00$25.0012/9/2009 7:38:32 PM
sbv1689$34.55$34.5512/10/2009 5:47:36 AM
bdruss$25.00$25.0012/10/2009 4:39:51 PM
a8h8a8$25.00$25.0012/10/2009 5:03:15 PM
availableloan$25.00$25.0012/10/2009 5:06:00 PM
income-fortress$25.00$25.0012/11/2009 6:18:37 AM
NYCLAIMSGUY$50.00$50.0012/11/2009 7:19:40 AM
affluence-tulip$100.00$100.0012/11/2009 9:43:42 AM
seadogs$25.00$25.0012/11/2009 2:22:48 PM
nickel-mad-scientist$25.00$25.0012/11/2009 2:38:14 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:07:32 PM
Alwayssail$25.00$25.0012/11/2009 5:04:24 PM
precious-auction$25.00$25.0012/11/2009 5:11:58 PM
Iza13$41.76$41.7612/12/2009 1:29:39 PM
matthewa$25.00$25.0012/12/2009 8:01:51 PM
minista$25.00$25.0012/12/2009 8:12:08 PM
productive-currency3$25.00$25.0012/12/2009 5:33:40 PM
nomad54$25.00$25.0012/14/2009 6:04:59 AM
wwwUniversal$25.00$25.0012/14/2009 7:05:23 AM
fund-secret-agent$25.00$25.0012/14/2009 3:59:47 PM
Syzygy$25.00$25.0012/15/2009 5:57:00 AM
benevolent-capital1$50.00$50.0012/15/2009 12:25:24 PM
58 bids
 
Borrower Payment Dependent Notes Series 437652
This series of Notes was issued and sold upon the funding of the borrower loan #40071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-16-2009 
 
Starting lender yield: 22.95% Starting borrower rate/APR: 23.95% / 26.24% Starting monthly payment: $588.10
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.20% Final monthly payment: $564.74
 
Auction yield range: 8.20% - 22.95% Estimated loss impact: 7.47%  
Lender servicing fee: 1.00% Estimated return: 12.48%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Sep-1982 Debt/Income ratio: 21%
Credit score: 760-779 (Dec-2009) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:6y 5m
Amount delinquent: $0 Revolving credit balance: $74,572 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 45%Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: a_new_me Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 7 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
740-759 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 7  
Description
Bridging a short-term gap
Purpose of Loan
In addition to my full-time employment, I?m an independent contractor for a successful media and business events company. I?ve contracted for this company for six years and am a vital part of the business. I want to continue supporting it through a short-term cash crunch. This loan will be used to meet my personal and business expenses as the company gets its 2010 event ticket sales flowing. Because the company has rewarded my loyalty in the past, I want to maintain my working relationship with it. This loan will let me meet my personal expenses and continue working to ensure company?s success.

My Financial Situation
I?m an extremely hard worker. In the last five years, I?ve reduced my credit-card debt from $60,000 to $15,000. I?ve successfully paid off a previous Prosper loan, and my credit score has improved 20 points since my last Prosper loan.

Thank you for your consideration -- I look forward to being a return client!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
affluence-tomahawk$25.00$25.0012/9/2009 4:01:43 PM
efficient-principal$25.00$25.0012/9/2009 4:02:12 PM
market-inspector$25.00$25.0012/9/2009 4:03:24 PM
burrito6$25.00$25.0012/9/2009 4:02:53 PM
DRA-Properties$25.00$25.0012/9/2009 4:03:35 PM
wealth-cloud$25.00$25.0012/9/2009 4:03:40 PM
diplomatic-point4$50.00$50.0012/9/2009 4:05:29 PM
p2ploan-leaper$50.00$50.0012/9/2009 4:05:23 PM
SimGuy$25.00$25.0012/9/2009 4:05:41 PM
Headhunter14$25.00$25.0012/9/2009 4:05:50 PM
Pasagam$25.00$25.0012/9/2009 4:06:36 PM
calm-deal7$50.00$50.0012/9/2009 4:15:30 PM
hard-working-loot$25.00$25.0012/9/2009 4:15:34 PM
foxy-fund$50.00$50.0012/9/2009 4:15:32 PM
AF-Chief$35.00$35.0012/9/2009 4:15:38 PM
fairwealth$25.00$25.0012/9/2009 4:14:51 PM
booksleuth$50.00$50.0012/9/2009 4:15:36 PM
leodaguy$25.00$25.0012/9/2009 4:19:01 PM
wrighco$25.00$25.0012/9/2009 4:19:27 PM
Dunndeal4u$25.00$25.0012/9/2009 4:19:31 PM
blackstar$25.00$25.0012/9/2009 4:19:47 PM
18th_beachbum$25.00$25.0012/9/2009 4:19:58 PM
TheGrayFox$25.00$25.0012/9/2009 4:20:03 PM
principal-kung-fu$25.00$25.0012/9/2009 4:20:30 PM
lagnisiruk$25.00$25.0012/9/2009 4:19:25 PM
Tahoeguy$25.00$25.0012/9/2009 4:18:57 PM
cash-boots$25.00$25.0012/9/2009 4:18:59 PM
Chuck9802$25.00$25.0012/9/2009 4:19:10 PM
bullwink27$25.00$25.0012/9/2009 4:20:00 PM
ClearLake$25.00$25.0012/9/2009 4:21:06 PM
mpactlender$25.00$25.0012/9/2009 4:20:19 PM
cash-vault$25.00$25.0012/9/2009 4:19:41 PM
missile5$25.00$25.0012/9/2009 4:20:37 PM
techvet$25.00$25.0012/9/2009 4:19:49 PM
andyb9$25.00$25.0012/9/2009 4:19:50 PM
ekn_enterprises$25.00$25.0012/9/2009 4:21:35 PM
loan-machine1$25.00$25.0012/9/2009 4:21:04 PM
DSK_Financials$50.00$50.0012/9/2009 4:21:08 PM
KVEER$25.00$25.0012/9/2009 4:20:32 PM
Kansas$25.00$25.0012/9/2009 4:20:34 PM
ccdmp2004$25.00$25.0012/9/2009 4:21:28 PM
laudable-balance$25.00$25.0012/9/2009 4:20:38 PM
bradny$25.00$25.0012/9/2009 4:20:58 PM
triumph329$25.00$25.0012/9/2009 4:22:50 PM
HAVEANICEDAY$25.00$25.0012/9/2009 4:21:06 PM
imdave4me$25.00$25.0012/9/2009 4:22:54 PM
paladin847$25.00$25.0012/9/2009 4:23:25 PM
kulender$25.00$25.0012/9/2009 4:22:36 PM
Hondo$25.00$25.0012/9/2009 4:22:44 PM
Onesiphorus$25.00$25.0012/9/2009 4:23:18 PM
reflective-rupee$75.00$75.0012/9/2009 4:24:20 PM
Astounding$25.00$25.0012/9/2009 4:25:16 PM
tallmon$25.00$25.0012/9/2009 4:25:37 PM
piter-to-la-investment$25.00$25.0012/9/2009 4:28:59 PM
charming-point$200.00$200.0012/9/2009 4:29:30 PM
silver-armada$100.00$100.0012/9/2009 4:28:20 PM
ryelk$25.00$25.0012/9/2009 4:28:01 PM
beezling$40.00$40.0012/9/2009 4:30:45 PM
Artist_Blue$25.00$25.0012/9/2009 4:28:26 PM
sentimental-euro$25.00$25.0012/9/2009 4:30:49 PM
d_grbg$25.00$25.0012/9/2009 4:29:43 PM
gracej$25.00$25.0012/9/2009 4:29:03 PM
greenback-visionary4$25.00$25.0012/9/2009 4:29:32 PM
affluence-tycoon$25.00$25.0012/9/2009 4:32:41 PM
worthy-reward1$50.00$50.0012/9/2009 4:30:51 PM
the-silver-blaster$70.00$70.0012/9/2009 4:29:41 PM
SNH$50.00$50.0012/9/2009 4:29:47 PM
don8ter$25.00$25.0012/9/2009 4:32:50 PM
EnigmaNYC-29$25.00$25.0012/9/2009 4:29:57 PM
auctionbros$25.00$25.0012/9/2009 4:32:59 PM
tremendous-payment$25.00$25.0012/9/2009 4:33:17 PM
mikrolown$25.00$25.0012/9/2009 4:33:28 PM
credit-kahuna$100.00$100.0012/9/2009 4:33:38 PM
payout-achievement$40.00$40.0012/9/2009 4:33:40 PM
personal-lender$25.00$25.0012/9/2009 4:33:44 PM
chicco$80.00$80.0012/9/2009 4:34:04 PM
ThomasCrown$30.00$30.0012/9/2009 4:34:09 PM
Dutchhunter$25.00$25.0012/9/2009 4:34:11 PM
wiltonbound$25.00$25.0012/9/2009 4:34:17 PM
elegant-income3$30.00$30.0012/9/2009 4:32:42 PM
payout-equalizer8$25.00$25.0012/9/2009 4:34:55 PM
Kaj$25.00$25.0012/9/2009 4:34:56 PM
the-money-gargantuan$25.00$25.0012/9/2009 4:34:59 PM
trade-pumpkin$25.00$25.0012/9/2009 4:32:57 PM
thestartuplender$35.00$35.0012/9/2009 4:35:01 PM
lounges$25.00$25.0012/9/2009 4:35:11 PM
galaxy1$25.00$25.0012/9/2009 4:33:06 PM
CAGE-Investments$50.00$50.0012/9/2009 4:33:10 PM
swoosh$25.00$25.0012/9/2009 4:35:43 PM
burgeoning-silver$25.00$25.0012/9/2009 4:33:16 PM
jleng$25.00$25.0012/9/2009 4:35:50 PM
creative-gold$25.00$25.0012/9/2009 4:35:56 PM
iolaire$25.00$25.0012/9/2009 4:35:58 PM
rolandweary$40.00$40.0012/9/2009 4:33:45 PM
Bank42$50.00$50.0012/9/2009 4:32:51 PM
JeffHoll$100.00$100.0012/9/2009 4:36:11 PM
bonus-buddy2$35.00$35.0012/9/2009 4:33:49 PM
worklessmakemore$25.00$25.0012/9/2009 4:33:02 PM
ferocious-exchange3$25.00$25.0012/9/2009 4:36:34 PM
xstreamin$25.00$25.0012/9/2009 4:34:07 PM
Diamond_Jim$25.00$25.0012/9/2009 4:33:13 PM
sloan$25.00$25.0012/9/2009 4:36:46 PM
hitsman$50.00$50.0012/9/2009 4:34:19 PM
Lightlife$50.00$50.0012/9/2009 4:33:35 PM
dparkhom$25.00$25.0012/9/2009 4:36:48 PM
RetiredATC$25.00$25.0012/9/2009 4:33:52 PM
galtsgulch$25.00$25.0012/9/2009 4:34:49 PM
Weaverville$25.00$25.0012/9/2009 4:34:51 PM
WalnutCreekguy$33.00$33.0012/9/2009 4:34:01 PM
best-deal-banker$25.00$25.0012/9/2009 4:34:57 PM
reward-adventure$25.00$25.0012/9/2009 4:34:58 PM
wayman$50.00$50.0012/9/2009 4:34:14 PM
orange-courageous-dedication$30.00$30.0012/9/2009 4:35:02 PM
benefit-squirrel$30.00$30.0012/9/2009 4:34:16 PM
Carpetkid$25.00$25.0012/9/2009 4:35:08 PM
ekmendenhall$25.00$25.0012/9/2009 4:35:19 PM
tom48l$25.00$25.0012/9/2009 4:34:34 PM
responsibility-butterfly$25.00$25.0012/9/2009 4:38:03 PM
orange-preeminant-bill$100.00$100.0012/9/2009 4:35:21 PM
NR$25.00$25.0012/9/2009 4:35:24 PM
TheoProf$25.00$25.0012/9/2009 4:34:43 PM
fireboss$100.00$100.0012/9/2009 4:35:27 PM
accordion8$50.00$50.0012/9/2009 4:34:45 PM
Picopie$50.00$50.0012/9/2009 4:35:40 PM
elevated-platinum5$50.00$50.0012/9/2009 4:35:07 PM
maule$25.00$25.0012/9/2009 4:35:47 PM
loanfairy$25.00$25.0012/9/2009 4:35:10 PM
aycinvestments$25.00$25.0012/9/2009 4:36:05 PM
worldly-community3$25.00$25.0012/9/2009 4:36:12 PM
p123$50.00$50.0012/9/2009 4:35:37 PM
flopcat$25.00$25.0012/9/2009 4:36:17 PM
brother_tam$50.00$50.0012/9/2009 4:36:23 PM
lend_to_you$50.00$50.0012/9/2009 4:35:41 PM
VBAces$50.00$50.0012/9/2009 4:36:32 PM
mla$25.00$25.0012/9/2009 4:36:14 PM
a-special-power$25.00$25.0012/9/2009 4:36:19 PM
Aquani$50.00$50.0012/9/2009 4:39:58 PM
order-prospector$50.00$50.0012/9/2009 4:36:29 PM
JGB$25.00$25.0012/9/2009 4:40:01 PM
syounker$25.00$25.0012/9/2009 4:36:40 PM
Dahlozer$25.00$25.0012/9/2009 4:36:45 PM
standanddeliver$25.00$25.0012/9/2009 4:37:00 PM
steady-gain5$25.00$25.0012/9/2009 4:39:46 PM
1750$25.00$25.0012/9/2009 4:53:45 PM
Dia_Lucrii$25.00$25.0012/9/2009 4:39:44 PM
CrossCreek$25.00$25.0012/9/2009 4:39:48 PM
currency-prometheus$25.00$25.0012/9/2009 4:39:51 PM
ianakacg$25.00$25.0012/9/2009 4:53:23 PM
visionary-currency$36.36$36.3612/9/2009 4:57:41 PM
rwelle$25.00$25.0012/9/2009 4:43:29 PM
exuberant-pound$25.00$25.0012/9/2009 4:43:31 PM
Cheburashka$25.00$25.0012/9/2009 5:42:45 PM
three-for-6$25.00$25.0012/9/2009 4:44:06 PM
murlirao2002$25.00$1.0712/9/2009 5:43:10 PM
grampy48$25.00$25.0012/9/2009 5:32:35 PM
melodious-fairness$25.00$25.0012/9/2009 7:49:35 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:20:12 PM
GOPHERBOY$75.00$75.0012/13/2009 3:55:32 PM
justice-hawk$25.00$25.0012/14/2009 10:29:20 AM
Toastmaster007$25.00$25.0012/14/2009 2:54:12 PM
justice-hawk$25.00$25.0012/14/2009 4:09:40 PM
loss-of-control$25.00$25.0012/14/2009 6:11:23 PM
the-bright-velocity$100.00$100.0012/15/2009 8:07:24 AM
Sibelius2$25.00$25.0012/15/2009 8:38:32 AM
113121$25.00$25.0012/15/2009 2:53:08 PM
historic-nickel$25.00$25.0012/15/2009 1:28:14 PM
szasza$50.00$50.0012/15/2009 2:34:20 PM
grammaspurse$25.00$25.0012/15/2009 4:21:57 PM
funds-kingdom$75.00$75.0012/15/2009 5:44:26 PM
justice-hawk$25.00$25.0012/15/2009 5:01:18 PM
d_grbg$25.00$25.0012/15/2009 5:44:49 PM
gothampark$25.00$25.0012/15/2009 6:17:38 PM
silver-concerto$25.00$25.0012/16/2009 10:12:11 AM
RecoveryLender$26.00$26.0012/16/2009 7:10:24 AM
MoneyForNothing$25.00$25.0012/16/2009 11:02:59 AM
SonicSCF$65.48$65.4812/16/2009 11:07:23 AM
2seriousteachers$25.00$25.0012/16/2009 6:20:19 AM
JustMee$25.00$25.0012/16/2009 11:48:15 AM
cforell$25.00$25.0012/16/2009 1:14:34 PM
ghinga$25.00$25.0012/16/2009 11:23:00 AM
intrepid-transaction5$25.00$25.0012/16/2009 12:23:17 PM
DasMula$75.00$75.0012/16/2009 3:58:18 PM
Skeptical-one$50.00$50.0012/16/2009 1:14:53 PM
efficient-bid2$25.00$25.0012/16/2009 2:41:40 PM
steady-dime$100.00$100.0012/16/2009 3:59:52 PM
Engineer44$30.00$30.0012/16/2009 4:00:27 PM
lendme2$50.00$50.0012/9/2009 4:02:05 PM
CASHGIRL$75.00$75.0012/9/2009 4:02:08 PM
pleasant-basis$25.00$25.0012/9/2009 4:02:54 PM
LiquidLender$25.00$25.0012/9/2009 4:03:18 PM
TigerForce$25.00$25.0012/9/2009 4:03:48 PM
coin-investor$25.00$25.0012/9/2009 4:04:15 PM
duckbill_1972$25.00$25.0012/9/2009 4:04:50 PM
divedude$25.00$25.0012/9/2009 4:04:09 PM
heroic-benefit$50.00$50.0012/9/2009 4:04:37 PM
visionary-community$25.00$25.0012/9/2009 4:05:31 PM
TempHelp$25.00$25.0012/9/2009 4:05:39 PM
yachtiegirl$25.00$25.0012/9/2009 4:06:21 PM
ColinREI$50.00$50.0012/9/2009 4:06:41 PM
GyJAV_BNCCo$50.00$50.0012/9/2009 4:05:37 PM
paymentologist$25.00$25.0012/9/2009 4:05:40 PM
Hola_James$25.00$25.0012/9/2009 4:06:34 PM
the-bright-velocity$25.00$25.0012/9/2009 4:15:03 PM
aurorafinancial$50.00$50.0012/9/2009 4:14:47 PM
ljay$25.00$25.0012/9/2009 4:15:51 PM
a-resplendent-commitment$25.00$25.0012/9/2009 4:15:57 PM
neenerman$25.00$25.0012/9/2009 4:15:59 PM
crazycool$25.00$25.0012/9/2009 4:16:07 PM
Sefotonga$25.00$25.0012/9/2009 4:16:01 PM
a-responsible-return$25.00$25.0012/9/2009 4:15:01 PM
doublediamond$25.00$25.0012/9/2009 4:16:30 PM
desertoasis$25.00$25.0012/9/2009 4:16:12 PM
a-resplendent-asset$25.00$25.0012/9/2009 4:17:11 PM
metro457$25.00$25.0012/9/2009 4:17:15 PM
Supernick$100.00$100.0012/9/2009 4:17:19 PM
five-star-note$35.00$35.0012/9/2009 4:16:43 PM
gulch$25.00$25.0012/9/2009 4:19:39 PM
balanced-balance6$25.00$25.0012/9/2009 4:19:56 PM
Velocity_Lenders$50.00$50.0012/9/2009 4:20:02 PM
wise-spirited-nickel$25.00$25.0012/9/2009 4:19:11 PM
aasx1108$25.00$25.0012/9/2009 4:20:50 PM
vkorichkov$30.00$30.0012/9/2009 4:19:45 PM
transaction-axis$25.00$25.0012/9/2009 4:20:52 PM
mamayama$25.00$25.0012/9/2009 4:21:02 PM
orderly-loot$25.00$25.0012/9/2009 4:20:04 PM
Syzygy$25.00$25.0012/9/2009 4:20:09 PM
slartibardfast$25.00$25.0012/9/2009 4:19:32 PM
thumper64$35.00$35.0012/9/2009 4:21:15 PM
checkuto$25.00$25.0012/9/2009 4:19:36 PM
LAKESPRING$25.00$25.0012/9/2009 4:20:31 PM
community-accelerator$56.70$56.7012/9/2009 4:21:33 PM
professional-finance$25.00$25.0012/9/2009 4:20:37 PM
Hogpilot$25.00$25.0012/9/2009 4:20:41 PM
UT-Longhorn$25.00$25.0012/9/2009 4:19:54 PM
Andaliego$25.01$25.0112/9/2009 4:20:47 PM
currency-cigar4$25.00$25.0012/9/2009 4:20:55 PM
Skiph$25.00$25.0012/9/2009 4:20:59 PM
omniviper$25.00$25.0012/9/2009 4:20:15 PM
tmillerosu$25.00$25.0012/9/2009 4:21:08 PM
wise-agile-investment$25.00$25.0012/9/2009 4:21:17 PM
djindepth$50.00$50.0012/9/2009 4:20:33 PM
angelinvestor01$25.00$25.0012/9/2009 4:20:35 PM
special-truth$25.00$25.0012/9/2009 4:20:42 PM
Katburg$25.00$25.0012/9/2009 4:20:44 PM
helping-out$25.00$25.0012/9/2009 4:22:39 PM
AGSLending$25.00$25.0012/9/2009 4:20:48 PM
ben10jen$25.00$25.0012/9/2009 4:20:51 PM
independent-investment$25.00$25.0012/9/2009 4:21:25 PM
fund-medalist171$25.00$25.0012/9/2009 4:23:07 PM
portfolio-zone801$25.00$25.0012/9/2009 4:22:24 PM
Bob450$50.00$50.0012/9/2009 4:22:47 PM
BuffetRocks$50.00$50.0012/9/2009 4:23:19 PM
Havana21$25.00$25.0012/9/2009 4:25:11 PM
littlemonkey$25.00$25.0012/9/2009 4:25:20 PM
yield-lion$25.00$25.0012/9/2009 4:25:40 PM
Speculator$25.00$25.0012/9/2009 4:25:44 PM
Frenchynh$25.00$25.0012/9/2009 4:25:47 PM
peso-colonel$25.00$25.0012/9/2009 4:25:28 PM
robot777$40.00$40.0012/9/2009 4:25:00 PM
skuba$25.00$25.0012/9/2009 4:25:18 PM
treasure-bliss$100.00$100.0012/9/2009 4:25:24 PM
chlebie$50.00$50.0012/9/2009 4:25:34 PM
the-profit-oracle$25.00$25.0012/9/2009 4:25:37 PM
puifais$25.00$25.0012/9/2009 4:28:06 PM
elegant-bonus$25.00$25.0012/9/2009 4:29:17 PM
PocketAces$25.00$25.0012/9/2009 4:29:21 PM
unk1911$25.00$25.0012/9/2009 4:29:45 PM
summerlander$25.00$25.0012/9/2009 4:28:55 PM
sjlender$25.00$25.0012/9/2009 4:28:09 PM
sharkm$40.00$40.0012/9/2009 4:28:13 PM
commitment-forte6$25.00$25.0012/9/2009 4:30:37 PM
czar3$30.00$30.0012/9/2009 4:28:21 PM
capital-amplifier$25.00$25.0012/9/2009 4:28:27 PM
punctual-power7$25.00$25.0012/9/2009 4:29:51 PM
ImaPutz$25.00$25.0012/9/2009 4:28:40 PM
Doodlemeyer$25.00$25.0012/9/2009 4:28:48 PM
MoneyU4IA$25.00$25.0012/9/2009 4:30:01 PM
Steveoo1$25.00$25.0012/9/2009 4:28:51 PM
JohnW12$25.00$25.0012/9/2009 4:30:03 PM
dpjd$50.00$50.0012/9/2009 4:29:13 PM
GOPHERBOY$60.00$60.0012/9/2009 4:29:36 PM
HunterSix$25.00$25.0012/9/2009 4:32:39 PM
durability-mad-scientist4$100.00$100.0012/9/2009 4:32:45 PM
The-CAPS-fan$30.00$30.0012/9/2009 4:30:55 PM
astute-dollar$30.00$30.0012/9/2009 4:32:57 PM
jeg3k$25.00$25.0012/9/2009 4:30:00 PM
special-responsibility$25.00$25.0012/9/2009 4:33:04 PM
best-community-platoon$25.00$25.0012/9/2009 4:30:19 PM
miked8303$25.00$25.0012/9/2009 4:33:23 PM
value-pole$25.00$25.0012/9/2009 4:33:31 PM
museic1$50.00$50.0012/9/2009 4:33:47 PM
Pizza-man$50.00$50.0012/9/2009 4:30:47 PM
dignified-finance$25.00$25.0012/9/2009 4:34:24 PM
harperpotok$100.00$100.0012/9/2009 4:34:26 PM
hyetech$35.00$35.0012/9/2009 4:34:28 PM
digitalrinaldo$25.00$25.0012/9/2009 4:34:29 PM
hope-eagle6$25.00$25.0012/9/2009 4:34:47 PM
spreadgoodwill$25.00$25.0012/9/2009 4:32:48 PM
roto$25.00$25.0012/9/2009 4:34:53 PM
Tom579$25.00$25.0012/9/2009 4:32:52 PM
forthright-social$25.00$25.0012/9/2009 4:32:54 PM
dedicated-diversification5$170.00$170.0012/9/2009 4:32:55 PM
honorable-yield$50.00$50.0012/9/2009 4:35:09 PM
teller$25.00$25.0012/9/2009 4:35:16 PM
anders94$25.00$25.0012/9/2009 4:35:35 PM
E_G$30.00$30.0012/9/2009 4:33:14 PM
lloyd_s$25.00$25.0012/9/2009 4:33:19 PM
biobulator$25.00$25.0012/9/2009 4:33:21 PM
Interstate_Rate$500.00$500.0012/9/2009 4:32:36 PM
payout-point$50.00$50.0012/9/2009 4:32:44 PM
Siafu$25.00$25.0012/9/2009 4:36:16 PM
Dap2005$25.00$25.0012/9/2009 4:33:03 PM
Fuzkaska__F_u_n_d_s$25.00$25.0012/9/2009 4:36:20 PM
youqianderen$50.00$50.0012/9/2009 4:34:06 PM
mikeandcat$50.00$50.0012/9/2009 4:33:09 PM
CarDealer3070$25.00$25.0012/9/2009 4:36:39 PM
Buffer10$100.00$100.0012/9/2009 4:36:41 PM
blooming-dedication$50.00$50.0012/9/2009 4:36:47 PM
sidney102$50.00$50.0012/9/2009 4:34:36 PM
wise-extraordinary-loot$30.00$30.0012/9/2009 4:33:42 PM
SnE$25.00$25.0012/9/2009 4:34:39 PM
Clambake$50.00$50.0012/9/2009 4:33:51 PM
Cai8899$40.00$40.0012/9/2009 4:33:56 PM
bchen78875$25.00$25.0012/9/2009 4:34:00 PM
crenen139$50.00$50.0012/9/2009 4:35:02 PM
fair-funds$25.00$25.0012/9/2009 4:35:03 PM
shrewd-deal$25.00$25.0012/9/2009 4:34:21 PM
GElender$50.00$50.0012/9/2009 4:35:05 PM
Macinvest$25.00$25.0012/9/2009 4:34:31 PM
community-pipeline8$50.00$50.0012/9/2009 4:35:17 PM
trustu$25.00$25.0012/9/2009 4:34:33 PM
impeccable-transparency$75.00$75.0012/9/2009 4:35:22 PM
duty-monger$50.00$50.0012/9/2009 4:34:38 PM
useful-p2ploan$50.00$50.0012/9/2009 4:34:46 PM
deal-pioneer1$25.00$25.0012/9/2009 4:35:06 PM
healthy-diversification$25.00$25.0012/9/2009 4:35:51 PM
bright-investment$25.00$25.0012/9/2009 4:36:07 PM
Vegasjim$25.00$25.0012/9/2009 4:35:29 PM
SilverRain$25.00$25.0012/9/2009 4:35:38 PM
PatRichi$25.00$25.0012/9/2009 4:36:24 PM
Dillonmd58$25.00$25.0012/9/2009 4:35:45 PM
salala$25.00$25.0012/9/2009 4:36:33 PM
54CHEVY$25.00$25.0012/9/2009 4:35:46 PM
exact-loan5$25.00$25.0012/9/2009 4:35:49 PM
boater01$50.00$50.0012/9/2009 4:36:49 PM
TennSquire$25.00$25.0012/9/2009 4:35:55 PM
Frugal$25.00$25.0012/9/2009 4:36:00 PM
liberty-revelry2$25.00$25.0012/9/2009 4:36:03 PM
forthright-dedication$50.00$50.0012/9/2009 4:36:06 PM
night0wl$25.00$25.0012/9/2009 4:36:09 PM
Funds2Loan$25.00$25.0012/9/2009 4:39:50 PM
best-phenomenal-treasure$25.00$25.0012/9/2009 4:36:21 PM
open-minded-finance1$25.00$25.0012/9/2009 4:36:26 PM
melodious-fairness$25.00$25.0012/9/2009 4:40:00 PM
kmfreymi$25.00$25.0012/9/2009 4:36:38 PM
BlindJoeDeath$25.00$25.0012/9/2009 4:36:55 PM
tresnietos$50.00$50.0012/9/2009 4:39:43 PM
brazilofmux$100.00$100.0012/9/2009 4:39:52 PM
money2k$25.00$25.0012/9/2009 4:40:02 PM
worth-arch$25.00$25.0012/9/2009 4:52:17 PM
DDHMoney$25.00$25.0012/9/2009 4:42:35 PM
supreme-hope$25.00$25.0012/9/2009 4:39:45 PM
Maccs55$25.00$25.0012/9/2009 5:17:06 PM
Josta$50.00$50.0012/9/2009 4:39:49 PM
agwosdof$50.00$50.0012/9/2009 4:39:57 PM
the-debt-fluffy-bunny$25.00$25.0012/9/2009 4:43:27 PM
Bank_Of_XL$100.00$100.0012/9/2009 4:58:49 PM
MO_Investor$25.00$25.0012/9/2009 5:22:53 PM
KiwiElf$25.00$25.0012/9/2009 4:52:16 PM
SolarMoonshine$50.00$50.0012/9/2009 5:49:11 PM
rjglender$30.00$30.0012/9/2009 8:16:54 PM
Greenrenov$50.00$50.0012/9/2009 8:10:24 PM
interstellar$46.38$46.3812/10/2009 1:36:37 PM
loans_to_loan$25.00$25.0012/11/2009 7:37:49 AM
twjh$25.00$25.0012/12/2009 8:15:58 AM
fillholdingsllc$25.00$25.0012/13/2009 7:15:07 PM
transparent-listing$25.00$25.0012/14/2009 4:46:21 AM
vutah$25.00$25.0012/14/2009 8:54:35 PM
the-bright-velocity$100.00$100.0012/15/2009 8:07:06 AM
the-bright-velocity$100.00$100.0012/15/2009 8:06:42 AM
szasza$50.00$50.0012/15/2009 2:35:18 PM
rmpedi33$150.00$150.0012/15/2009 12:44:38 PM
szasza$50.00$50.0012/15/2009 2:33:34 PM
cjames84$25.00$25.0012/15/2009 3:02:19 PM
respectful-credit3$25.00$25.0012/15/2009 4:25:21 PM
BrianCU15$50.00$50.0012/15/2009 5:14:24 PM
leverage-hawk$25.00$25.0012/15/2009 6:05:44 PM
lender12345$50.00$50.0012/15/2009 6:20:05 PM
shrewd-peace7$25.00$25.0012/15/2009 10:39:28 PM
Trondheim_Norway$100.00$100.0012/15/2009 7:10:04 PM
wwwUniversal$25.00$25.0012/15/2009 8:31:33 PM
building_community$25.00$25.0012/16/2009 7:49:16 AM
Kash2010lu$25.00$25.0012/15/2009 9:34:48 PM
The-CAPS-fan$45.00$45.0012/16/2009 10:25:29 AM
Feyenoord$50.00$50.0012/16/2009 8:30:52 AM
mustang9935$25.00$25.0012/16/2009 9:49:28 AM
shrewd-income$100.00$100.0012/16/2009 7:40:37 AM
rate-hickory$25.00$25.0012/16/2009 9:09:48 AM
credit-coach118$25.00$25.0012/16/2009 10:26:02 AM
113121$150.00$150.0012/16/2009 2:13:52 PM
SkinnyFish$25.00$25.0012/16/2009 12:12:53 PM
DasMula$100.00$100.0012/16/2009 3:30:15 PM
Kissabledevil$25.00$25.0012/16/2009 1:26:06 PM
DasMula$100.00$100.0012/16/2009 3:36:55 PM
TakeCare$50.00$50.0012/16/2009 3:37:52 PM
RecoveryLender$25.00$25.0012/16/2009 3:58:47 PM
406 bids
 
Borrower Payment Dependent Notes Series 437684
This series of Notes was issued and sold upon the funding of the borrower loan #40064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 27.57% Starting monthly payment: $39.08
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 24.81% Final monthly payment: $37.68
 
Auction yield range: 8.20% - 22.70% Estimated loss impact: 8.47%  
Lender servicing fee: 1.00% Estimated return: 11.53%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-1996 Debt/Income ratio: 14%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 16 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 49Length of status:5y 11m
Amount delinquent: $0 Revolving credit balance: $6,046 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: revenue-portait Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas
Purpose of loan:
This loan will be used to get through the tough holiday season
M
y financial situation:
I am a good candidate for this loan because?I will pay back the amount borrowed?

Monthly net income: $? 4846

Monthly expenses: $
??Housing: $ 2154
??Insurance: $
??Car expenses: $ 429?
??Utilities: $ 200
??Phone, cable, internet: $ 150?
??Food, entertainment: $ 200?
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 200?
??Other expenses: $ 200?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: With your income level it is unbelievable that you don't have 1k in savings. Could you explain why is that? Thanks. - cybercop45
A: I have had some home improvements that have come up and I need the extra cash for the holiday season... (Dec-14-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
robot777$40.00$40.0012/10/2009 4:47:22 PM
impressive-loan$100.00$100.0012/10/2009 4:48:20 PM
Myrick$25.00$25.0012/10/2009 7:25:10 PM
the-profit-oracle$25.00$25.0012/11/2009 7:59:31 AM
impartial-deal$25.00$25.0012/11/2009 1:36:57 PM
Bank_Of_XL$100.00$100.0012/13/2009 8:39:05 AM
drkosh$25.00$25.0012/13/2009 9:15:30 AM
GOPHERBOY$100.00$100.0012/13/2009 4:18:00 PM
twjh$25.00$25.0012/14/2009 6:11:35 AM
Tokkoutai99$25.00$25.0012/14/2009 2:51:47 PM
Thunder08$25.00$25.0012/14/2009 5:05:49 PM
Syzygy$25.00$25.0012/15/2009 5:58:46 AM
hunter0$40.00$40.0012/15/2009 11:49:03 AM
caseattle$25.00$25.0012/10/2009 4:49:01 PM
hellasow$30.00$30.0012/10/2009 7:03:09 PM
zento$25.00$25.0012/10/2009 7:36:57 PM
EretzCapital$40.93$40.9312/11/2009 8:33:08 AM
tnjohnso$25.00$25.0012/11/2009 5:13:40 PM
SolarMoonshine$25.00$25.0012/11/2009 6:09:13 PM
rawsushi$50.00$50.0012/13/2009 2:07:03 AM
CERTIFIED$100.00$99.0712/13/2009 9:24:48 AM
caddy5662$100.00$100.0012/15/2009 8:24:53 AM
22 bids
 
Borrower Payment Dependent Notes Series 437706
This series of Notes was issued and sold upon the funding of the borrower loan #40010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-17-2009 
 
Starting lender yield: 23.50% Starting borrower rate/APR: 24.50% / 26.80% Starting monthly payment: $118.49
Final lender yield: 23.50% Final borrower rate/APR: 24.50% / 26.80% Final monthly payment: $118.49
 
Auction yield range: 11.20% - 23.50% Estimated loss impact: 10.58%  
Lender servicing fee: 1.00% Estimated return: 12.92%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jul-1999 Debt/Income ratio: 7%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 12 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:17y 4m
Amount delinquent: $0 Revolving credit balance: $14,755 Occupation: Other
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 50%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 4    
Screen name: Gibsound Borrower's state: Pennsylvania Borrower's group: Pittsburgh / Western Pennsylvania
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
680-699 (Aug-2009)
660-679 (Jul-2009)
680-699 (May-2008)
660-679 (Dec-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Need new furnace.
Purpose of loan. To replace a gas furnace in one of my investment properties.

This loan will be used to replace the following.

New furnace & supplies $3,000.00


Total------------------------------------------$3,000.00

My financial situation. I work full time with one employer for over seventeen years. I receive income from investment properties. I pay my bills. I don't live beyond my means. I am dedicated, and determined to achieving independent financial success.

This will be my second Prosper loan. The first loan was paid in full.

I do not drive a BMW.....yet!

I am a great candidate for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: That picture is kinda scary! - JGuide
A: Yes, we have a holiday called "Halloween". lol (Dec-13-2009)
Q: I like to see your loan to be funded. However, your Halloween picture may have scared some people away. What say ye? Thanks. - unger
A: My Halloween picture scary? What really scares me is the listings on Prosper that I lost money on. Some of these listing showed well dressed professional looking people with AA credit ratings. So with that being said,,,"Behind this scary mask you see, is a man who has integrity. Who works real hard from dusk to dawn. To pay his loans with Prosper.com" (Dec-15-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$25.00$25.0012/10/2009 4:49:40 PM
five-star-note$45.00$45.0012/10/2009 4:50:19 PM
Bob450$50.00$50.0012/10/2009 9:59:54 PM
foothillender$25.00$25.0012/11/2009 8:27:50 AM
reflective-rupee$95.00$95.0012/12/2009 4:43:47 AM
vest_vortex$25.00$25.0012/14/2009 5:08:39 PM
the-profit-oracle$25.00$25.0012/15/2009 10:44:04 AM
reflective-rupee$30.00$18.2612/15/2009 3:32:48 PM
cjames84$25.00$25.0012/15/2009 6:15:43 PM
Kash2010lu$25.00$25.0012/16/2009 6:18:38 AM
circustab$50.00$50.0012/16/2009 6:44:20 AM
fairness-atmosphere$25.00$25.0012/16/2009 4:10:29 PM
silverloan$50.00$50.0012/16/2009 4:27:18 PM
Credit2Prosper$49.30$49.3012/16/2009 5:07:22 PM
brother_tam$200.00$200.0012/16/2009 6:32:08 PM
lender12345$25.00$25.0012/16/2009 8:39:21 PM
reflective-rupee$25.00$25.0012/16/2009 8:47:50 PM
Feyenoord$75.00$75.0012/16/2009 7:14:51 PM
Dollars4Rent$25.00$25.0012/17/2009 8:03:25 AM
kjb1971$30.76$30.7612/17/2009 9:36:12 AM
heritage_loans$25.00$25.0012/17/2009 11:07:52 AM
fireman4$30.00$30.0012/17/2009 6:45:47 AM
efficient-bid2$50.00$50.0012/17/2009 6:48:55 AM
reflective-rupee$25.00$25.0012/17/2009 2:29:38 PM
quest0$29.44$29.4412/17/2009 3:18:09 PM
investment-cluster$25.00$25.0012/17/2009 3:49:15 PM
Cromag$25.00$25.0012/17/2009 1:01:43 PM
Spiro$50.00$50.0012/17/2009 1:23:15 PM
MoneyMover$25.00$25.0012/17/2009 1:28:45 PM
FinanceEngine$25.00$25.0012/17/2009 3:34:42 PM
zztopdog$25.00$25.0012/17/2009 4:24:40 PM
Engineer44$28.00$28.0012/17/2009 4:27:14 PM
JustMee$25.00$25.0012/10/2009 6:05:23 PM
crippledcircus$75.00$75.0012/11/2009 1:54:01 PM
well-mannered-income3$40.00$40.0012/12/2009 6:16:42 AM
JGuide$50.00$50.0012/13/2009 9:45:33 AM
rpd1211$25.00$25.0012/14/2009 12:37:25 PM
well-mannered-income3$30.00$30.0012/14/2009 2:52:08 PM
unger$100.00$100.0012/14/2009 10:34:14 PM
asset-fanatic$25.00$25.0012/15/2009 9:30:39 AM
reflective-rupee$205.00$205.0012/15/2009 9:30:05 AM
Kyileo$50.00$50.0012/15/2009 3:48:12 PM
deepblue34$45.00$45.0012/15/2009 6:28:08 PM
powerproject$25.00$25.0012/15/2009 10:56:16 PM
mrxtravis$62.85$62.8512/16/2009 5:12:02 AM
balance-force$26.00$26.0012/15/2009 10:11:09 PM
DenimCapital$250.00$250.0012/16/2009 12:09:45 PM
jrhinomo$40.00$40.0012/16/2009 12:47:18 PM
ogbobb$53.52$53.5212/16/2009 4:14:01 PM
mercuriant$25.00$25.0012/16/2009 4:50:31 PM
The-CAPS-fan$45.00$45.0012/16/2009 5:32:24 PM
bondhedger$25.00$25.0012/16/2009 10:14:19 PM
GeoLender$50.00$50.0012/16/2009 6:18:49 PM
RecoveryLender$25.00$25.0012/16/2009 7:22:59 PM
supreme-justice3$100.00$100.0012/17/2009 9:41:14 AM
Leshan$100.00$100.0012/17/2009 8:13:49 AM
MoneyForNothing$25.00$25.0012/17/2009 8:24:15 AM
DeilaMiah$51.87$51.8712/17/2009 12:53:25 PM
PeacefulFlorida$25.00$25.0012/17/2009 10:09:15 AM
marybennet$25.00$25.0012/17/2009 2:53:52 PM
credit-coach118$50.00$50.0012/17/2009 2:57:58 PM
srthsvghdthtr$25.00$25.0012/17/2009 11:05:27 AM
Capit0l$25.00$25.0012/17/2009 3:21:06 PM
63 bids
 
Borrower Payment Dependent Notes Series 437820
This series of Notes was issued and sold upon the funding of the borrower loan #40048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,550.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-17-2009 
 
Starting lender yield: 29.50% Starting borrower rate/APR: 30.50% / 32.89% Starting monthly payment: $108.95
Final lender yield: 24.70% Final borrower rate/APR: 25.70% / 28.02% Final monthly payment: $102.33
 
Auction yield range: 8.20% - 29.50% Estimated loss impact: 8.59%  
Lender servicing fee: 1.00% Estimated return: 16.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jan-1990 Debt/Income ratio: 56%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 10 / 8Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 23Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $3,023 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 26%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: marcysings01 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 93% ) 700-719 (Latest)
Principal borrowed: $5,100.00< mo. late: 4 ( 7% )  
680-699 (Apr-2008)
700-719 (Nov-2006)
 
Principal balance: $1,292.57 1+ mo. late: 0 ( 0% )
Total payments billed: 55  
Description
Christmas and Credit Cards


I have a little debt to consolidate, and would like to be able to afford Christmas. Any help would be greatly appreciated. I am paid monthly by direct deposit and have my payments drawn automatically from my checking account. I am a teacher, so I am not rich, but I make enough to get me by.?I am responsible about making payments.
Thank you again,
Marcy
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you prepared to say that you will pay this loan back on time no matter what? - Toastmaster007
A: I don't feel like I can promise no matter what, because you never know what will happen in life, But I will always, always do my very best to pay it exacly on time. I have never actually missed a payment. Thank you for your interest. Marcy (Dec-14-2009)
Q: Hi. I like the loan based on your P payment record and credit score. Could you give a little clearer picture of your cash flow situation. Income seems a little low for the category and Ca - quickstep
A: I am a college music professor, and also sing on the side. I have a partner who makes much more money than me who is also a professor. I have a small amount of credit card debt, which I would pay off with this loan. My partner's income pay's our bills, mortgage ect.. I have been having cash flow problems for the last three or four months due to some pay-day loans which I have almostpaid off now. I hope this answered your question. if not let me know, and I will try again. Thanks! (Dec-15-2009)
Q: Your profile shows 1 now delinquent. Will you tell lenders what is now delinquent? Thanks - RecoveryLender
A: Thank you for bringing that to my attention. I don't know what that is, but I will look into it immediately. Thank you, Marcy (Dec-16-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
oath163$50.00$50.0012/13/2009 8:12:32 AM
SolarMoonshine$25.00$25.0012/14/2009 6:19:49 PM
building_community$25.00$25.0012/16/2009 7:48:00 AM
circustab$50.00$50.0012/16/2009 6:38:15 AM
ghinga$25.00$25.0012/16/2009 7:08:04 AM
Capital_Infusion$30.00$30.0012/16/2009 4:38:01 PM
bondhedger$25.00$25.0012/16/2009 7:14:29 PM
Laxa$25.00$25.0012/16/2009 7:34:24 PM
redhead21$50.00$50.0012/17/2009 9:48:46 AM
RecoveryLender$25.00$25.0012/17/2009 1:27:19 PM
bsmtloan$49.21$49.2112/17/2009 9:23:02 AM
The-CAPS-fan$45.00$45.0012/17/2009 10:15:04 AM
bsmtloan$50.00$50.0012/17/2009 3:01:38 PM
MoneyForNothing$25.00$25.0012/17/2009 10:38:51 AM
quest0$25.00$25.0012/17/2009 3:19:16 PM
forthright-dedication$25.00$25.0012/17/2009 3:36:06 PM
marlinssb$100.00$100.0012/17/2009 3:38:58 PM
nalaari$50.00$50.0012/17/2009 1:54:06 PM
nalaari$50.00$50.0012/17/2009 1:47:37 PM
just-trade0$36.00$36.0012/17/2009 3:28:29 PM
Hummer-Guy$25.00$25.0012/17/2009 3:31:19 PM
social-hunter5$25.00$25.0012/17/2009 2:46:29 PM
DasMula$100.00$100.0012/17/2009 4:21:01 PM
goodhearted-basis4$25.00$25.0012/17/2009 4:27:49 PM
unger$100.00$100.0012/17/2009 4:26:24 PM
prudent-gain7$25.00$25.0012/11/2009 7:20:55 AM
foothillender$25.00$25.0012/11/2009 8:24:37 AM
carrinel$150.00$150.0012/15/2009 4:37:26 PM
Kash2010lu$25.00$25.0012/16/2009 6:17:28 AM
zone6$100.00$100.0012/16/2009 4:23:56 PM
helping-out$40.00$40.0012/16/2009 4:51:53 PM
RainyDayFunds$25.00$25.0012/16/2009 5:51:27 PM
boo_hoo$50.00$50.0012/16/2009 6:53:52 PM
Laxa$25.00$25.0012/16/2009 7:34:43 PM
Imaginos1892$50.00$50.0012/16/2009 10:22:28 PM
DonDiego$25.00$25.0012/17/2009 12:17:17 AM
TigerForce$25.00$25.0012/16/2009 6:24:14 PM
Feyenoord$37.51$37.5112/16/2009 7:03:58 PM
TMac$25.00$25.0012/17/2009 5:19:31 AM
engbusres$25.00$25.0012/16/2009 9:13:52 PM
rinyt$30.00$30.0012/17/2009 7:25:43 AM
Laxa$25.00$25.0012/16/2009 7:34:12 PM
Laxa$25.00$25.0012/16/2009 7:35:02 PM
Leshan$100.00$100.0012/17/2009 8:10:42 AM
leverage-monger$30.00$30.0012/17/2009 10:05:48 AM
wild-orange$25.00$25.0012/17/2009 10:47:03 AM
MilitaryAV8R$25.00$25.0012/17/2009 11:37:57 AM
Moe87$25.00$25.0012/17/2009 11:52:31 AM
interact$25.02$25.0212/17/2009 8:23:56 AM
Spiro$50.00$50.0012/17/2009 1:25:49 PM
khamlagirl$25.00$25.0012/17/2009 11:22:44 AM
Lender95466$25.00$25.0012/17/2009 11:46:05 AM
hamster$25.00$25.0012/17/2009 3:38:16 PM
balance-force$30.00$30.0012/17/2009 3:17:36 PM
patriot384$100.00$100.0012/17/2009 3:29:02 PM
Bob450$50.00$50.0012/17/2009 4:14:47 PM
JGuide$35.00$35.0012/17/2009 4:24:51 PM
marwadi-62$100.00$100.0012/17/2009 4:27:45 PM
best-generosity-financier$25.00$25.0012/17/2009 4:28:00 PM
Engineer44$30.00$7.4612/17/2009 4:28:12 PM
redhead21$54.80$54.8012/17/2009 4:28:18 PM
61 bids
 
Borrower Payment Dependent Notes Series 437950
This series of Notes was issued and sold upon the funding of the borrower loan #40045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-17-2009 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $160.06
Final lender yield: 26.05% Final borrower rate/APR: 27.05% / 29.39% Final monthly payment: $159.32
 
Auction yield range: 11.20% - 26.40% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.40%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Nov-1999 Debt/Income ratio: 32%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 11 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:6y 0m
Amount delinquent: $0 Revolving credit balance: $38,825 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 96%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: diedebtdie Borrower's state: Missouri Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 94% ) 640-659 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
620-639 (Sep-2006)
 
Principal balance: $0.00 1+ mo. late: 1 ( 6% )
Total payments billed: 16  
Description
History of zero late payments!
Hi everyone,

Please?check out my info, I have never been late on a payment and my history goes back pretty far.? As you can see I have already borrowed and repaid one loan from Prosper for $5,000.00.? It shows I had one late payment on that loan which makes me angry.? Prosper double billed my bank account one month.? Then in correcting it they put both payments back and then the next month they said I hadn't paid them.? It was so confusing!? Anyhow, in reality I have zero late payments.

Also, for your peace of mind, I cannot ever declare bankrupcy if I want to keep my job.? I am a licensed securites professional and a bankrupcy would go on my public record and that is pretty much the end of the road for a job in finance.

My loan request is pretty simple.? I have an immediate need for $3000?for a medical bill and I have an $892 balloon payment due in February that I would like to pay off now.

My DTI is no where near that high.? The application and my credit report accounts for all of our bills, but as you know already the application does not?allow for your spouse's salary.? My wife brings home an additional 35k/yr.

Anyway, I make $71,100/yr and I didn't include another $5k in bonuses per year on the app.? They are not guaranteed so I didn't think it would be fair to include them.? Together my wife and I make almost $106k/yr.? After all bills we have about $1200 discretionary dollars.

So you get a safe loan, and I get rid of a balloon payment and a medical bill!

Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
hellasow$30.00$30.0012/10/2009 7:12:50 PM
Bob450$25.00$25.0012/10/2009 10:31:14 PM
Unitas4302$150.00$150.0012/15/2009 4:00:55 PM
CA_Lender$25.00$25.0012/16/2009 12:40:59 PM
zone6$200.00$200.0012/16/2009 4:26:17 PM
COCHINOBOY$50.00$50.0012/16/2009 8:40:29 PM
efficient-bid2$50.00$50.0012/17/2009 6:54:28 AM
RecoveryLender$25.00$25.0012/16/2009 7:24:46 PM
visionary-deal3$100.00$100.0012/16/2009 8:21:27 PM
bondhedger$50.00$50.0012/16/2009 10:07:09 PM
sturdy-peace9$50.00$6.0212/17/2009 9:47:59 AM
mercuriant$25.00$25.0012/17/2009 10:07:33 AM
srthsvghdthtr$25.00$25.0012/17/2009 10:30:26 AM
Dap2005$100.00$100.0012/17/2009 5:24:07 AM
adl4628$25.00$25.0012/17/2009 5:24:53 AM
myutmost$50.00$50.0012/17/2009 6:46:23 AM
forthright-dedication$25.00$25.0012/17/2009 7:28:17 AM
Leshan$100.00$100.0012/17/2009 8:06:06 AM
Lender0000$100.00$100.0012/17/2009 1:20:00 PM
Personal-Bond$50.00$50.0012/17/2009 1:27:46 PM
Capit0l$25.00$25.0012/17/2009 10:11:44 AM
kjb1971$25.00$25.0012/17/2009 10:13:41 AM
honorable-yield$25.00$25.0012/17/2009 11:15:18 AM
momentous-transaction8$100.00$100.0012/17/2009 12:25:27 PM
SkinnyFish$25.00$25.0012/17/2009 1:58:22 PM
PrepWonder$25.00$25.0012/17/2009 1:05:55 PM
People-for-people$40.00$40.0012/17/2009 2:10:49 PM
exciting-fairness$50.00$50.0012/17/2009 3:37:57 PM
113121$200.00$200.0012/17/2009 2:51:28 PM
credit-coach118$55.00$55.0012/17/2009 3:00:42 PM
JGuide$25.00$25.0012/17/2009 3:42:13 PM
social-hunter5$25.00$25.0012/17/2009 3:57:50 PM
friendinmoney$25.00$25.0012/17/2009 4:14:12 PM
piter-to-la-investment$25.00$25.0012/17/2009 4:08:17 PM
exciting-fairness$50.00$50.0012/17/2009 4:18:51 PM
DasMula$150.00$150.0012/17/2009 4:23:58 PM
unger$100.00$100.0012/17/2009 4:27:28 PM
careful-wealth$25.00$25.0012/17/2009 4:27:45 PM
zento$25.00$25.0012/10/2009 9:09:07 PM
Loan_Stranger$50.00$50.0012/13/2009 12:57:11 PM
Loan_Stranger$50.00$50.0012/15/2009 2:27:39 PM
DenimCapital$500.00$500.0012/16/2009 1:26:37 PM
Kash2010lu$25.00$25.0012/16/2009 6:05:59 PM
Feyenoord$100.00$100.0012/16/2009 7:21:50 PM
reflective-rupee$50.00$50.0012/16/2009 8:05:53 PM
carrinel$114.00$114.0012/17/2009 6:56:08 AM
genuine-dime$50.00$50.0012/16/2009 8:28:25 PM
penny-surgeon$25.00$25.0012/17/2009 8:39:14 AM
durability-colonel$50.00$50.0012/17/2009 10:26:02 AM
a-finance-nirvana$78.98$78.9812/17/2009 5:57:08 AM
Bob450$25.00$25.0012/17/2009 9:49:19 AM
Spiro$50.00$50.0012/17/2009 1:27:47 PM
tcbmc$25.00$25.0012/17/2009 9:23:57 AM
nalaari$50.00$50.0012/17/2009 1:57:20 PM
113121$200.00$200.0012/17/2009 2:50:52 PM
reflective-rupee$100.00$100.0012/17/2009 2:53:20 PM
buffalobills$25.00$25.0012/17/2009 2:54:51 PM
fairness-atmosphere$25.00$25.0012/17/2009 12:16:17 PM
reflective-rupee$25.00$25.0012/17/2009 3:53:22 PM
quest0$25.00$25.0012/17/2009 3:20:27 PM
hamster$26.00$26.0012/17/2009 3:40:01 PM
61 bids