Sales Report:Supplement No. 100 dated Dec 17, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 430424
This series of Notes was issued and sold upon the funding of the borrower loan #39968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 27.40% Starting borrower rate/APR: 28.40% / 30.75% Starting monthly payment: $207.90
Final lender yield: 27.35% Final borrower rate/APR: 28.35% / 30.70% Final monthly payment: $207.76
 
Auction yield range: 11.20% - 27.40% Estimated loss impact: 10.68%  
Lender servicing fee: 1.00% Estimated return: 16.67%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Dec-1998 Debt/Income ratio: 42%
Credit score: 740-759 (Dec-2009) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:10y 11m
Amount delinquent: $0 Revolving credit balance: $2,698 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 71%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: tanjad Borrower's state: Georgia Borrower's group: Brighter Financial Future
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
720-739 (Aug-2009)
700-719 (Apr-2009)
640-659 (Sep-2007)
640-659 (May-2007)
 
Principal balance: $1,822.36 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
Pay off my loan
This will be my second loan with Prosper. I am in need for extra funds. I have two children. One in college and another, in High School.?
We need help with car repairs.
I will use my loan to pay off a loan from American General 3,300 and rest for car repair.

Monthly net income:
My income: $1340/mo
Spouse's Income:? 2500/mo. + 40/mo (Gas Expenses)
Expenses before Prosper:
Credit Cards/Loans: $736
Mortgage:?$1044
Insurance: $230
Utilities: $520
Food: $400
Miscellaneous: $80
TOTAL EXPENSES: $3010
LEFT OVER: $870 {$3880 - $3010}

Thank you for taking time to review my request.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the balances of each your household (ie, your and those of your spouse) debts. thanks - reflective-rupee
A: Household debts: Credit cards: 10400 (All together payment to CareOne 427 mo) Dell: 1853 Prosper: 1822 American General: 2666 Wachovia (Student Loan, payment starts in February) 5000 Mortgage 144000 (refinanced for lower mo payment this year) (Dec-09-2009)
Q: Given that your spouse has higher income than you, why isn't your spouse seeking this loan? thanks - reflective-rupee
A: 1. I pay our household bills and keep up with money 2. Our income goes to the same account. We pay our expenses from it. 3. I have account with Prosper. All information is in (Dec-09-2009)
Q: What is the current value of your home? Feel free to use zilow.com to estimate. thanks - reflective-rupee
A: Value of the home was estimated this year for 148,000.00 (Dec-09-2009)
Q: Please explain the public record shown in your credit profile. thanks - reflective-rupee
A: I don't know. Thanks (Dec-09-2009)
Q: What is the interest rate and monthly payment for the American General loan? thanks - reflective-rupee
A: 18.5% $264 mo (Dec-09-2009)
Q: The public record could be as a result of a prior bankruptcy or a court judgment against you or a tax lien. Could any of those apply to you? thanks - reflective-rupee
A: We never hav a court judgemnent or tax lien (Dec-09-2009)
Q: Have you ever declared bankruptcy? thanks - reflective-rupee
A: Yes, I did. (Dec-10-2009)
7 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loyalist1$25.00$25.0012/8/2009 4:40:37 PM
five-star-note$45.00$45.0012/8/2009 4:43:57 PM
reflective-rupee$50.00$50.0012/8/2009 5:09:06 PM
reflective-rupee$50.00$50.0012/8/2009 5:09:46 PM
sflash$25.00$25.0012/8/2009 6:28:14 PM
Bob450$25.00$25.0012/8/2009 9:31:37 PM
foothillender$25.00$25.0012/9/2009 8:03:06 AM
well-mannered-income3$40.00$40.0012/9/2009 11:10:51 AM
371millwood$200.00$200.0012/9/2009 6:26:40 PM
DasMula$100.00$100.0012/9/2009 10:22:00 PM
five-star-note$25.00$25.0012/10/2009 9:59:03 AM
peb44$25.00$25.0012/10/2009 11:41:09 AM
well-mannered-income3$40.00$40.0012/10/2009 7:01:39 PM
prudent-gain7$25.00$25.0012/11/2009 7:31:28 AM
well-mannered-income3$40.00$40.0012/11/2009 1:39:38 PM
sigep787$25.00$25.0012/12/2009 7:55:48 PM
lender12345$25.00$25.0012/13/2009 6:46:43 PM
shawnw2$50.00$50.0012/14/2009 11:59:20 AM
shawnw2$75.00$75.0012/14/2009 2:09:48 PM
loss-of-control$50.00$50.0012/14/2009 5:56:58 PM
Pages$25.00$25.0012/15/2009 7:07:44 AM
wealth-pipeline$25.00$25.0012/15/2009 7:09:57 AM
supreme-hope$25.00$25.0012/15/2009 12:04:53 AM
zone6$200.00$200.0012/15/2009 7:27:33 AM
Skeptical-one$100.00$100.0012/15/2009 10:17:50 AM
piter-to-la-investment$25.00$25.0012/15/2009 1:18:49 PM
tomas090$25.00$25.0012/15/2009 10:43:26 AM
marwadi-62$100.00$100.0012/15/2009 11:14:44 AM
the-silver-blaster$50.00$50.0012/15/2009 3:02:17 PM
stu6703$25.18$25.1812/15/2009 11:17:54 AM
worldly-gold$200.00$200.0012/15/2009 3:11:19 PM
cashhelp$25.00$25.0012/15/2009 11:39:17 AM
quest0$25.00$25.0012/15/2009 3:23:05 PM
best-magical-dollar$30.00$30.0012/15/2009 12:21:57 PM
srthsvghdthtr$25.00$25.0012/15/2009 12:31:17 PM
Rip128$100.00$100.0012/15/2009 12:55:16 PM
nickel-pipeline$33.00$33.0012/15/2009 1:43:59 PM
durability-colonel$50.00$50.0012/15/2009 2:06:40 PM
heritage_loans$25.00$25.0012/15/2009 3:19:27 PM
Isotope$25.00$25.0012/15/2009 3:14:32 PM
nilonc1$500.00$500.0012/15/2009 3:19:04 PM
exciting-fairness$200.00$200.0012/15/2009 3:47:13 PM
five-star-note$75.00$75.0012/8/2009 4:43:53 PM
reflective-rupee$25.00$25.0012/8/2009 4:57:13 PM
reflective-rupee$50.00$50.0012/8/2009 5:09:32 PM
reflective-rupee$50.00$50.0012/8/2009 5:10:00 PM
reflective-rupee$50.00$50.0012/8/2009 5:09:20 PM
SolarMoonshine$50.00$50.0012/8/2009 6:14:29 PM
Aberdeen$300.00$300.0012/9/2009 4:40:33 PM
WMY-Investor$250.00$250.0012/11/2009 2:39:32 PM
GyJAV_BNCCo$57.39$57.3912/11/2009 7:48:22 PM
vivacious-p2p3$25.00$25.0012/12/2009 11:01:16 AM
forthright-dedication$25.00$25.0012/12/2009 12:53:26 PM
vest_vortex$25.00$25.0012/13/2009 3:27:28 PM
Jeffro123456$25.09$25.0912/14/2009 6:33:52 PM
us957165$25.00$25.0012/14/2009 7:15:13 PM
deepblue34$25.00$25.0012/14/2009 5:51:21 PM
Kash2010lu$25.00$25.0012/14/2009 7:25:27 PM
cash-spinner$25.00$25.0012/15/2009 3:41:31 AM
asset-fanatic$25.00$25.0012/15/2009 9:27:56 AM
lookin_up$50.00$50.0012/15/2009 6:10:54 AM
MrLeft$25.00$25.0012/15/2009 6:25:41 AM
FarmersBank$37.20$37.2012/15/2009 8:14:24 AM
gristle_mcthornbody$25.00$25.0012/15/2009 11:51:04 AM
TakeCare$100.00$100.0012/15/2009 9:25:36 AM
FarmersBank$25.00$25.0012/15/2009 12:33:59 PM
Clicktogetmoney$30.00$30.0012/15/2009 12:41:04 PM
Feyenoord$50.00$50.0012/15/2009 12:56:09 PM
fireferd$104.04$104.0412/15/2009 2:02:57 PM
waverunner088$39.25$39.2512/15/2009 2:36:29 PM
Calif-smo$40.00$40.0012/15/2009 2:45:31 PM
interloode$44.00$44.0012/15/2009 11:19:49 AM
Frugal$25.00$25.0012/15/2009 11:31:55 AM
coloradoloanman$25.00$25.0012/15/2009 12:27:21 PM
truth-fanatic$26.51$26.5112/15/2009 1:11:32 PM
credit-coach118$25.00$25.0012/15/2009 2:02:36 PM
penny-surgeon$25.00$25.0012/15/2009 3:13:54 PM
Kissabledevil$25.00$25.0012/15/2009 4:12:55 PM
helping-out$60.90$60.9012/15/2009 3:48:59 PM
icon7$25.00$25.0012/15/2009 3:55:18 PM
Calif-smo$100.00$57.4412/15/2009 3:57:21 PM
DasMula$100.00$100.0012/15/2009 4:06:12 PM
DasMula$100.00$100.0012/15/2009 4:12:05 PM
83 bids
 
Borrower Payment Dependent Notes Series 435560
This series of Notes was issued and sold upon the funding of the borrower loan #40009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 25.99% Starting monthly payment: $195.38
Final lender yield: 21.70% Final borrower rate/APR: 22.70% / 24.97% Final monthly payment: $192.77
 
Auction yield range: 8.20% - 22.70% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Oct-2005 Debt/Income ratio: 21%
Credit score: 720-739 (Nov-2009) Current / open credit lines: 8 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:0y 5m
Amount delinquent: $0 Revolving credit balance: $500 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 21%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: competent-loyalty Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to consolidate two credit cards into a single monthly payment. This is going to give me a better ability to pay ahead (one loan versus two). I am following the Dave Ramsey method of debt payoff, which has been a tremendous help to me so far. Now, I'm looking to increase my ability to pay down my debt even more. This consolidation loan would allow me to do that.

My financial situation:
I am a good candidate for this loan because I am a responsible person. I understand the value of money, because I work hard for it everyday. I have never missed a loan or credit card payment, and will not miss payments on this loan either. I currently have $475 in surplus cash each month which I will use to help pay down this loan at?a fast rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your credit profille shows only $500 in revolving debt rather than $5k you seek. So please list all credit card debt that you have. Thanks. - exciting-fairness
A: The other card I have is with First Equity Card (www.firstequitycard.com). The card currently has a $4,040.31 balance. I got this card several years ago, when I was running a sole proprietorship (which is now closed). I have talked to FEC several times about why this card does not show up on my credit report (since it uses my personal social security number), but they do not know why. A year ago, this card had a balance of $4,9xx. So I have been able to pay down about $1,000 of it so far. (Dec-08-2009)
Q: Can you list out your monthly income and your monthly expenses. thanks, good luck! - lasalsa03
A: Hi there, Thank you for viewing my loan request. I have considered this, but I don't think it would be necessary as my credit score and debt-to-income ratio are already provided. I would hesitate to provide so much personal information on the public Internet. (Dec-10-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-silver-blaster$75.00$75.0012/7/2009 4:36:05 PM
d_grbg$25.00$25.0012/7/2009 4:37:04 PM
visionary-currency$50.00$50.0012/7/2009 4:38:09 PM
bitbucket$50.00$50.0012/7/2009 4:39:01 PM
SNH$50.00$50.0012/7/2009 4:34:52 PM
wrighco$25.00$25.0012/7/2009 4:36:41 PM
five-star-note$25.00$25.0012/7/2009 4:36:59 PM
the-bright-velocity$25.00$25.0012/7/2009 4:42:09 PM
GOPHERBOY$60.00$60.0012/7/2009 4:35:18 PM
wise-agile-investment$25.00$25.0012/7/2009 4:38:14 PM
favorite-durability$25.00$25.0012/7/2009 4:38:20 PM
paladin847$25.00$25.0012/7/2009 4:46:10 PM
andrewnar$25.00$25.0012/7/2009 4:41:48 PM
five-star-justice$36.00$36.0012/7/2009 4:56:27 PM
Onesiphorus$25.00$25.0012/7/2009 4:45:23 PM
order-prospector$25.00$25.0012/7/2009 4:46:22 PM
czar3$25.00$25.0012/7/2009 4:46:37 PM
Sefotonga$25.00$25.0012/7/2009 5:06:30 PM
a-resplendent-commitment$25.00$25.0012/7/2009 5:05:53 PM
zento$25.00$25.0012/7/2009 5:13:21 PM
Bank_Of_XL$25.00$25.0012/7/2009 5:19:06 PM
puifais$25.00$25.0012/7/2009 5:33:42 PM
ImaPutz$25.00$25.0012/7/2009 5:37:11 PM
elegant-bonus$25.00$25.0012/7/2009 5:40:24 PM
piter-to-la-investment$25.00$25.0012/7/2009 5:39:25 PM
PocketAces$25.00$25.0012/7/2009 5:42:08 PM
twjh$25.00$25.0012/7/2009 5:43:58 PM
rmachi$25.00$25.0012/7/2009 5:37:17 PM
DER$50.00$50.0012/7/2009 5:41:27 PM
Doodlemeyer$25.00$25.0012/7/2009 5:38:01 PM
Cheburashka$25.00$25.0012/7/2009 5:45:31 PM
fatson43$25.00$25.0012/7/2009 5:46:26 PM
jybank$25.00$25.0012/7/2009 5:42:47 PM
charming-point$200.00$200.0012/7/2009 5:43:03 PM
tnjohnso$25.00$25.0012/7/2009 5:46:13 PM
aurorafinancial$50.00$50.0012/7/2009 5:46:29 PM
jhouman$25.00$25.0012/7/2009 6:09:43 PM
building_community$25.00$25.0012/7/2009 6:13:04 PM
noble-revenue$76.58$76.5812/7/2009 6:14:03 PM
punctual-power7$25.00$25.0012/7/2009 6:05:40 PM
best-community-platoon$25.00$25.0012/7/2009 7:09:58 PM
cocobear$25.00$25.0012/7/2009 7:21:59 PM
AlexTrep$25.00$25.0012/7/2009 6:13:56 PM
red-favorable-basis$25.00$25.0012/7/2009 6:14:02 PM
forthright-dedication$25.00$25.0012/7/2009 9:10:15 PM
jkmphd$25.00$25.0012/7/2009 7:47:27 PM
Bob450$25.00$25.0012/7/2009 9:01:03 PM
Speculator$25.00$25.0012/7/2009 11:23:44 PM
crenen139$25.00$23.8012/7/2009 11:23:50 PM
Gibbyland$50.00$50.0012/7/2009 11:21:48 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:47 PM
unger$100.00$100.0012/8/2009 6:27:53 AM
Sol_Invictus$25.00$25.0012/8/2009 8:02:02 AM
Myrick$25.00$25.0012/8/2009 3:56:19 AM
wise-balanced-moola$25.00$25.0012/8/2009 11:20:51 AM
order-bee1$25.00$25.0012/9/2009 1:13:13 AM
Nickle-And-Dime$25.00$25.0012/9/2009 8:47:07 AM
killdare$25.00$25.0012/9/2009 12:28:15 PM
371millwood$200.00$200.0012/9/2009 6:19:09 PM
vine99$60.00$60.0012/9/2009 8:02:47 PM
The_Birnetts$100.00$100.0012/10/2009 6:56:01 AM
debtcollector$100.00$100.0012/10/2009 8:23:45 AM
Rockymtnhi$35.90$35.9012/10/2009 3:25:48 PM
Shanester$25.00$25.0012/10/2009 5:03:31 PM
TakeCare$25.00$25.0012/10/2009 8:09:05 PM
kelador$25.67$25.6712/10/2009 10:11:22 PM
foothillender$25.00$25.0012/11/2009 6:23:31 AM
vest_vortex$25.00$25.0012/11/2009 6:40:55 PM
Hondo$25.00$25.0012/7/2009 4:39:07 PM
fortytwo$50.00$50.0012/7/2009 4:34:00 PM
flwah$25.00$25.0012/7/2009 4:41:34 PM
triumph329$25.00$25.0012/7/2009 4:41:56 PM
scho0590$25.00$25.0012/7/2009 4:37:11 PM
imdave4me$25.00$25.0012/7/2009 4:42:43 PM
integrity-doctor$50.00$50.0012/7/2009 4:37:41 PM
reflective-rupee$25.00$25.0012/7/2009 4:44:19 PM
helping-out$25.00$25.0012/7/2009 4:38:47 PM
yield-lion$25.00$25.0012/7/2009 4:46:42 PM
gaileyb$25.00$25.0012/7/2009 4:42:26 PM
BuffetRocks$50.00$50.0012/7/2009 4:45:34 PM
Calif-smo$25.00$25.0012/7/2009 4:46:31 PM
fund-medalist171$25.00$25.0012/7/2009 4:44:48 PM
mtp$50.00$50.0012/7/2009 4:54:35 PM
AF-Chief$35.00$35.0012/7/2009 5:04:04 PM
yeti888$25.00$25.0012/7/2009 5:04:13 PM
neenerman$25.00$25.0012/7/2009 5:06:25 PM
doublediamond$25.00$25.0012/7/2009 5:14:17 PM
the-profit-oracle$25.00$25.0012/7/2009 5:17:02 PM
sociallender$25.00$25.0012/7/2009 5:28:40 PM
asiaratt$100.00$100.0012/7/2009 5:33:22 PM
ryelk$25.00$25.0012/7/2009 5:33:28 PM
capital-amplifier$25.00$25.0012/7/2009 5:36:14 PM
treasure-bliss$100.00$100.0012/7/2009 5:34:54 PM
silver-armada$100.00$100.0012/7/2009 5:35:20 PM
penny-surgeon$25.00$25.0012/7/2009 5:33:17 PM
supreme-hope$25.00$25.0012/7/2009 5:37:27 PM
coin-investor$25.00$25.0012/7/2009 5:40:07 PM
dpjd$50.00$50.0012/7/2009 5:40:14 PM
sjlender$25.00$25.0012/7/2009 5:34:05 PM
sharkm$40.00$40.0012/7/2009 5:34:29 PM
alex189a$25.00$25.0012/7/2009 5:41:41 PM
bold-yield-rumbler$25.00$25.0012/7/2009 5:41:57 PM
burgeoning-silver$25.00$25.0012/7/2009 5:39:55 PM
Artist_Blue$25.00$25.0012/7/2009 5:35:59 PM
towering-platinum3$25.00$25.0012/7/2009 5:40:02 PM
EEasyMoney$25.00$25.0012/7/2009 5:40:31 PM
AF-Chief$26.00$26.0012/7/2009 5:38:16 PM
gracej$25.00$25.0012/7/2009 5:39:35 PM
loan-scientist8$25.00$25.0012/7/2009 5:42:19 PM
HarryRoberts$50.00$50.0012/7/2009 5:42:38 PM
mt3209$25.00$25.0012/7/2009 5:42:52 PM
WealthBoy$25.00$25.0012/7/2009 5:43:47 PM
greenback-visionary4$25.00$25.0012/7/2009 5:45:50 PM
spsavage$25.00$25.0012/7/2009 5:46:18 PM
tidy-dime$25.00$25.0012/7/2009 6:05:29 PM
halothane_logic$25.00$25.0012/7/2009 6:10:04 PM
SolarMoonshine$50.00$50.0012/7/2009 6:03:02 PM
divrekku$25.00$25.0012/7/2009 7:32:03 PM
MylesNH$25.00$25.0012/7/2009 6:14:00 PM
Mantis75$25.00$25.0012/7/2009 11:16:49 PM
the-money-gargantuan$25.00$25.0012/7/2009 11:21:17 PM
Vreet$25.00$25.0012/7/2009 11:23:46 PM
commitment-forte6$25.00$25.0012/7/2009 11:17:19 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:40 PM
Bocephus1959$50.00$50.0012/8/2009 11:28:54 AM
felicity-daydream$50.00$50.0012/8/2009 12:44:45 PM
silverloan$26.05$26.0512/8/2009 1:38:08 PM
David_M$25.00$25.0012/9/2009 6:42:02 AM
GyJAV_BNCCo$25.00$25.0012/9/2009 10:17:51 AM
melodious-fairness$25.00$25.0012/9/2009 11:14:24 AM
hellasow$30.00$30.0012/9/2009 5:14:46 PM
TheSpottedFlamingo$25.00$25.0012/9/2009 4:54:02 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:06 PM
CornerKetch$25.00$25.0012/10/2009 1:03:44 PM
interstellar$50.00$50.0012/10/2009 1:36:34 PM
marwadi-62$25.00$25.0012/10/2009 6:22:10 PM
Syzygy$25.00$25.0012/10/2009 10:03:27 PM
BuzzyBee336$25.00$25.0012/10/2009 9:41:31 PM
blue-pragmatic-truth$25.00$25.0012/11/2009 5:00:49 AM
impartial-deal$25.00$25.0012/11/2009 11:25:38 AM
bobby51$50.00$50.0012/11/2009 11:09:46 AM
brilliant-balance$25.00$25.0012/11/2009 6:25:03 PM
142 bids
 
Borrower Payment Dependent Notes Series 436108
This series of Notes was issued and sold upon the funding of the borrower loan #39997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Dec-02-2009 
  Auction end date:  Dec-09-2009 
 
Starting lender yield: 24.67% Starting borrower rate/APR: 25.67% / 27.99% Starting monthly payment: $300.86
Final lender yield: 22.60% Final borrower rate/APR: 23.60% / 25.89% Final monthly payment: $292.67
 
Auction yield range: 8.20% - 24.67% Estimated loss impact: 9.03%  
Lender servicing fee: 1.00% Estimated return: 13.57%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Jul-1985 Debt/Income ratio: 13%
Credit score: 780-799 (Nov-2009) Current / open credit lines: 1 / 1Employment status:Retired
Now delinquent: 0 Total credit lines: 6Length of status:9y 9m
Amount delinquent: $0 Revolving credit balance: $0Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0% 
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: systematic-money6 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new heating &cooling system kitchen
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan becauseperty.? plus buy some upto date furniture.? ?I plan to use the loan to improve my home.? To put in a new heating and cooling system, kitchen,bathrooms,
?paint my house, include a security system, energy efficient windows, put a fence arounf the property and buy some up to date furniture.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cesta283$25.00$25.0012/2/2009 3:58:24 PM
bradania$25.00$25.0012/2/2009 3:58:39 PM
skydiver111$25.00$25.0012/2/2009 3:58:50 PM
husamk$25.00$25.0012/2/2009 3:58:54 PM
RainbowEnd$25.00$25.0012/2/2009 3:58:31 PM
SimGuy$25.00$25.0012/2/2009 3:59:08 PM
dashawn$25.00$25.0012/2/2009 3:58:38 PM
paymentologist$25.00$25.0012/2/2009 3:59:17 PM
jfd287$25.00$25.0012/2/2009 3:58:49 PM
metro457$25.00$25.0012/2/2009 3:59:13 PM
janderz990$25.00$25.0012/2/2009 3:59:35 PM
szetowski$25.00$25.0012/2/2009 4:01:31 PM
jct_enterprises$25.00$25.0012/2/2009 4:01:42 PM
imlosttoo$25.00$25.0012/2/2009 4:01:49 PM
L-vex$25.00$25.0012/2/2009 4:01:53 PM
bankofkarl$25.00$25.0012/2/2009 3:58:28 PM
sail120$25.00$25.0012/2/2009 4:02:12 PM
gotyourgear$25.00$25.0012/2/2009 3:59:28 PM
Rogesparkguy$25.00$25.0012/2/2009 4:02:53 PM
vkorichkov$30.00$30.0012/2/2009 4:03:07 PM
loner001$25.00$25.0012/2/2009 4:03:26 PM
geniusj$25.00$25.0012/2/2009 4:00:21 PM
mooch_1993$25.00$25.0012/2/2009 4:04:34 PM
kginatl$28.15$28.1512/2/2009 4:03:45 PM
shawndw$25.00$25.0012/2/2009 4:00:40 PM
someone0001$25.00$25.0012/2/2009 4:05:04 PM
secretidentity$25.00$25.0012/2/2009 4:01:20 PM
assetmanager$25.00$25.0012/2/2009 4:01:48 PM
coldsnap$25.00$25.0012/2/2009 4:05:47 PM
AF-Chief$25.00$25.0012/2/2009 4:06:21 PM
carefullcash$25.00$25.0012/2/2009 4:05:42 PM
shanedog$25.00$25.0012/2/2009 4:05:46 PM
booksleuth$50.00$50.0012/2/2009 4:06:28 PM
likeable-value$25.00$25.0012/2/2009 4:02:55 PM
deal-pioneer1$25.00$25.0012/2/2009 4:05:59 PM
five-star-justice$36.00$36.0012/2/2009 4:06:09 PM
ALVO$42.33$42.3312/2/2009 4:03:23 PM
DadWarbucks$25.00$25.0012/2/2009 4:06:51 PM
pbo922$25.00$25.0012/2/2009 4:03:50 PM
impeccable-transparency$50.00$50.0012/2/2009 4:07:13 PM
jazz619$25.00$25.0012/2/2009 4:07:20 PM
bdloans$50.00$50.0012/2/2009 4:07:29 PM
worth-arch$25.00$25.0012/2/2009 4:04:42 PM
Comoparklender$25.00$25.0012/2/2009 4:07:03 PM
Cronos$25.00$25.0012/2/2009 4:05:45 PM
KevinC_63366$25.00$25.0012/2/2009 4:07:19 PM
crazycool$25.00$25.0012/2/2009 4:06:22 PM
hard-working-loot$25.00$25.0012/2/2009 4:06:36 PM
pythia$25.00$25.0012/2/2009 4:06:48 PM
cbz$25.00$25.0012/2/2009 4:07:09 PM
euro-mirth$25.00$25.0012/2/2009 4:07:23 PM
cashhelp$25.00$25.0012/2/2009 4:14:32 PM
building_community$25.00$25.0012/2/2009 4:14:25 PM
money-prophesy$150.00$150.0012/2/2009 4:36:19 PM
loan_doctor$25.00$25.0012/2/2009 4:37:20 PM
the-profit-oracle$25.00$25.0012/2/2009 9:44:59 PM
generous-deal6$25.00$25.0012/2/2009 11:58:56 PM
cvlender$25.00$25.0012/3/2009 8:28:36 AM
Bank_Of_XL$50.00$50.0012/3/2009 8:59:47 AM
interstellar$43.91$43.9112/3/2009 12:52:53 PM
professional-finance$25.00$25.0012/3/2009 2:28:27 PM
JustMee$25.00$25.0012/3/2009 9:12:42 PM
unk1911$25.00$25.0012/4/2009 11:04:07 AM
Syzygy$25.00$25.0012/4/2009 3:19:03 PM
SolarMoonshine$25.00$25.0012/4/2009 7:20:53 PM
tnjohnso$25.00$25.0012/5/2009 10:18:21 AM
orangefob7$30.00$30.0012/6/2009 8:15:48 PM
reliant$25.00$25.0012/7/2009 10:45:47 AM
GyJAV_BNCCo$25.00$25.0012/7/2009 10:21:19 AM
czar3$25.00$25.0012/7/2009 3:38:06 PM
efficient-principal$30.40$30.4012/7/2009 4:51:56 PM
lender12345$25.00$25.0012/7/2009 5:39:02 PM
wwwUniversal$25.00$25.0012/7/2009 6:00:28 PM
forthright-dedication$25.00$25.0012/7/2009 7:24:11 PM
leverage-monger$25.00$25.0012/8/2009 7:41:28 AM
unger$100.00$100.0012/8/2009 6:30:14 AM
nalaari$50.00$50.0012/8/2009 6:55:18 AM
Gaelicman$25.00$25.0012/8/2009 7:08:13 AM
charming-point$100.00$100.0012/8/2009 8:42:42 AM
CatbirdBanking$25.00$25.0012/8/2009 10:39:51 AM
Bocephus1959$25.00$25.0012/8/2009 11:24:49 AM
mercuriant$25.00$25.0012/8/2009 12:15:24 PM
Digs$25.00$25.0012/8/2009 11:53:13 AM
TakeCare$200.00$200.0012/8/2009 2:28:19 PM
innovator2$78.00$78.0012/8/2009 4:19:56 PM
Techne_Funds_LLC$25.00$25.0012/8/2009 4:25:39 PM
ConcreteOne$30.00$30.0012/8/2009 4:26:10 PM
Helenska11$25.00$25.0012/8/2009 4:43:40 PM
LarWit1512$25.00$25.0012/8/2009 5:08:24 PM
eclipse056$25.00$25.0012/8/2009 8:25:11 PM
earth70s$25.00$25.0012/8/2009 10:40:46 PM
Mindful7$25.00$25.0012/9/2009 6:42:41 AM
Occhy$50.00$50.0012/9/2009 8:29:44 AM
divrekku$25.00$25.0012/9/2009 12:07:02 PM
wealth-pipeline$27.14$27.1412/9/2009 12:53:13 PM
revenue-appraiser$28.00$28.0012/9/2009 1:56:03 PM
gabrielcharlie$25.00$25.0012/9/2009 2:18:02 PM
beezling$50.00$50.0012/9/2009 2:20:29 PM
Feyenoord$25.00$25.0012/9/2009 3:28:05 PM
worldly-gold$100.00$100.0012/9/2009 3:31:36 PM
PotBellyPete$75.00$75.0012/9/2009 3:36:22 PM
efficient-bid2$25.00$25.0012/9/2009 3:16:51 PM
jcw3rd$25.00$25.0012/9/2009 3:49:35 PM
star7705$25.00$25.0012/2/2009 3:58:52 PM
Lise46$25.00$25.0012/2/2009 3:59:03 PM
ReallyGoodGuy$25.00$25.0012/2/2009 3:58:30 PM
meoweo$25.00$25.0012/2/2009 3:58:40 PM
ErikB$25.00$25.0012/2/2009 3:58:44 PM
kalex752$43.75$43.7512/2/2009 3:59:40 PM
AgTiPinisher$25.00$25.0012/2/2009 3:59:46 PM
BrianRK$26.00$26.0012/2/2009 3:59:50 PM
openness-party$25.00$25.0012/2/2009 4:00:09 PM
new-reward-sequoia$25.00$25.0012/2/2009 3:59:04 PM
Plotinus$50.00$50.0012/2/2009 4:00:25 PM
passivesf$25.00$25.0012/2/2009 3:59:19 PM
SPB$25.00$25.0012/2/2009 4:00:34 PM
pubnat$25.00$25.0012/2/2009 3:59:39 PM
lendinstuff$25.00$25.0012/2/2009 4:01:09 PM
amijo$25.00$25.0012/2/2009 3:59:43 PM
skistud66$25.00$25.0012/2/2009 4:01:22 PM
herman7$25.00$25.0012/2/2009 3:59:55 PM
Caledoni$25.00$25.0012/2/2009 4:01:24 PM
Veggie_Monkey$25.00$25.0012/2/2009 4:00:37 PM
RB_Double-A_Bravo$25.00$25.0012/2/2009 4:01:43 PM
YellowJacket$25.00$25.0012/2/2009 4:01:55 PM
Gallardo007$25.00$25.0012/2/2009 4:01:06 PM
zeelender$25.00$25.0012/2/2009 4:02:00 PM
kmwvma$25.00$25.0012/2/2009 4:02:03 PM
jtrump22$25.00$25.0012/2/2009 4:02:14 PM
latestone$25.00$25.0012/2/2009 4:01:51 PM
steady-payout6$25.00$25.0012/2/2009 4:02:27 PM
mentornetwork$25.00$25.0012/2/2009 3:58:27 PM
seattleite36$25.00$25.0012/2/2009 3:58:29 PM
faldska$25.00$25.0012/2/2009 4:02:10 PM
KHU2-B$25.00$25.0012/2/2009 4:02:54 PM
NATIVEBORN$25.00$25.0012/2/2009 4:02:58 PM
Zoramite$25.00$25.0012/2/2009 3:59:41 PM
golden-cat$25.00$25.0012/2/2009 4:03:08 PM
easylender$25.00$25.0012/2/2009 3:59:52 PM
williamdkit$25.00$25.0012/2/2009 4:04:33 PM
Tasmir$25.00$25.0012/2/2009 4:04:35 PM
head$25.00$25.0012/2/2009 4:00:57 PM
xphile$25.00$25.0012/2/2009 4:03:59 PM
ljay$25.00$25.0012/2/2009 4:04:47 PM
elegant-bonus$25.00$25.0012/2/2009 4:01:01 PM
All_Wins$25.00$25.0012/2/2009 4:04:18 PM
littlemonkey$25.00$25.0012/2/2009 4:05:11 PM
mathprof$25.00$25.0012/2/2009 4:04:22 PM
SlickNick$25.00$25.0012/2/2009 4:04:38 PM
takabanana$25.00$25.0012/2/2009 4:05:24 PM
seattleslug$25.00$25.0012/2/2009 4:01:50 PM
jswanso2$25.00$25.0012/2/2009 4:05:38 PM
Tradesmanlender$25.00$25.0012/2/2009 4:01:57 PM
MGMNT$25.00$25.0012/2/2009 4:05:44 PM
saffron4$25.00$25.0012/2/2009 4:05:48 PM
jga516$25.00$25.0012/2/2009 4:02:09 PM
wildguy$25.00$25.0012/2/2009 4:05:55 PM
elegant-income3$30.00$30.0012/2/2009 4:02:21 PM
booyah$75.00$75.0012/2/2009 4:05:43 PM
skuba$25.00$25.0012/2/2009 4:06:28 PM
wise-spirited-nickel$50.00$50.0012/2/2009 4:06:33 PM
SDNLR$25.00$25.0012/2/2009 4:06:05 PM
Ananya$25.00$25.0012/2/2009 4:03:24 PM
charming-point$100.00$100.0012/2/2009 4:06:17 PM
omerta6102$50.00$50.0012/2/2009 4:03:57 PM
derec$25.00$25.0012/2/2009 4:04:17 PM
treasure-bliss$100.00$100.0012/2/2009 4:06:45 PM
Madpets$25.00$25.0012/2/2009 4:04:36 PM
KiwiElf$25.00$25.0012/2/2009 4:05:33 PM
calm-deal7$25.00$25.0012/2/2009 4:05:41 PM
elevated-platinum5$25.00$25.0012/2/2009 4:07:17 PM
durability-mad-scientist4$100.00$0.8712/2/2009 4:07:54 PM
phoko$25.00$25.0012/2/2009 4:05:49 PM
orange-preeminant-bill$100.00$100.0012/2/2009 4:07:27 PM
desertoasis$25.00$25.0012/2/2009 4:06:12 PM
cash-boots$25.00$25.0012/2/2009 4:07:43 PM
Kaj$25.00$25.0012/2/2009 4:07:49 PM
Tai$25.00$25.0012/2/2009 4:17:17 PM
investor_101$25.00$25.0012/2/2009 4:28:24 PM
jhouman$25.00$25.0012/2/2009 4:35:57 PM
sociallender$25.00$25.0012/2/2009 4:35:53 PM
twjh$25.00$25.0012/2/2009 4:42:06 PM
Montgomery-Burns$25.00$25.0012/2/2009 4:41:49 PM
payout-network1$25.00$25.0012/2/2009 4:48:07 PM
penny-surgeon$25.00$25.0012/2/2009 11:12:28 PM
loyalty-czar$25.00$25.0012/3/2009 8:27:24 AM
economy-synapse$25.00$25.0012/3/2009 8:07:07 AM
SFBank$200.00$200.0012/3/2009 6:09:39 PM
3613925$25.00$25.0012/3/2009 7:57:32 PM
BenR$100.00$100.0012/3/2009 8:58:14 PM
tracyjo$25.00$25.0012/4/2009 9:50:59 AM
steady-dime$100.00$100.0012/5/2009 2:01:31 PM
Bob450$25.00$25.0012/6/2009 9:23:31 PM
ultramax$31.37$31.3712/7/2009 9:38:48 AM
icon7$25.00$25.0012/7/2009 12:36:16 PM
outofoffice$50.00$50.0012/7/2009 3:52:46 PM
vest_vortex$25.00$25.0012/7/2009 5:12:52 PM
nickel-mad-scientist$25.00$25.0012/7/2009 6:07:43 PM
thoughtful-investment045$25.00$25.0012/7/2009 8:14:31 PM
orbital-gain$25.00$25.0012/8/2009 8:19:54 AM
wise-balanced-moola$25.00$25.0012/8/2009 10:19:07 AM
pureliquidhw$25.00$25.0012/8/2009 2:10:47 PM
hope-lionheart1$25.00$25.0012/8/2009 4:14:15 PM
ChrisKwan$25.00$25.0012/8/2009 4:24:01 PM
BBL$25.00$25.0012/8/2009 5:11:17 PM
Trondheim_Norway$100.00$100.0012/8/2009 5:35:41 PM
loss-of-control$25.00$25.0012/8/2009 6:10:52 PM
piter-to-la-investment$25.00$25.0012/8/2009 7:04:03 PM
brilliant-balance$25.00$25.0012/8/2009 7:23:43 PM
jybank$25.00$25.0012/8/2009 8:37:15 PM
BuzzyBee336$25.00$25.0012/8/2009 10:25:45 PM
BurgessMarion$50.00$50.0012/9/2009 5:55:24 AM
interact$25.00$25.0012/9/2009 8:38:15 AM
heroic-benefit$100.00$100.0012/9/2009 5:44:58 AM
grnii78$74.00$74.0012/9/2009 9:05:34 AM
selfmademan$25.00$25.0012/9/2009 8:34:42 AM
mckhbnpc$30.00$30.0012/9/2009 8:41:58 AM
fiserve4u$50.00$50.0012/9/2009 8:26:00 AM
UBOtto186$25.00$25.0012/9/2009 9:03:21 AM
MoneyMaker249$25.00$25.0012/9/2009 9:51:28 AM
HQLender06851$33.08$33.0812/9/2009 10:31:09 AM
farchoir$25.00$25.0012/9/2009 12:00:55 PM
Leshan$50.00$50.0012/9/2009 1:15:57 PM
SCRUGZY$25.00$25.0012/9/2009 2:33:01 PM
wealth-comet694$27.00$27.0012/9/2009 1:31:43 PM
225 bids
 
Borrower Payment Dependent Notes Series 436146
This series of Notes was issued and sold upon the funding of the borrower loan #40017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-01-2009 
  Auction end date:  Dec-08-2009 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 12.35% Starting monthly payment: $66.43
Final lender yield: 8.50% Final borrower rate/APR: 9.50% / 9.84% Final monthly payment: $64.07
 
Auction yield range: 3.20% - 11.00% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 7.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Feb-1996 Debt/Income ratio: 4%
Credit score: 760-779 (Nov-2009) Current / open credit lines: 8 / 8Employment status:Retired
Now delinquent: 0 Total credit lines: 14Length of status:6y 9m
Amount delinquent: $0 Revolving credit balance: $1,955Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 4% 
Delinquencies in last 7y: 17 Homeownership: No  
Inquiries last 6m: 0    
Screen name: australia1726 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Bed and Couch
The purpose of this loan is to purchase a new bed and sofa.

My personal situation: I am currently retired and have an annual income of $42,000 ($3,500.00 per month). My income source is the Railroad Retirement Board and a Union sponsored retirement plan. Both are well funded and backed by the Federal Government. I have $43,000 in available credit of which I am currently using less than?two percent. I am seeking this loan in lieu of using a high-rate credit card. I do not currently own a car. Where I live public transportation is plentiful and more than adequate. If I really need a car I find that it is far cheaper to rent for a day or two a month than to buy and maintain a personal vehicle.?

Expenses:

Rent:???????????????????????$325.00 per month
Transportation:??????????$ 71.00 per month
Utilities:???????????????????$100.00 per month (that?s a high ? lower in summer)
Insurance:????????????????$ 72.00 per month (two life and one renters policy)
Cable and Internet:????$160.00 per month
Entertainment:??????????$100.00 per month
Food:???????????????????????$200.00 per month
Medical:?????????????????? $ 30.00 per month (as a wounded veteran I have VA co-pays only)

The balance of my income goes into long-term savings account which I desire to maintain as a security cushion and for a future down payment on a condo.

Also, when I reach my down payment goal I am going to want a highercredit score. Because my only source of credit is derived from credit cards Ifind it has been difficult to increase my scores. This loan should help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you explain the deliquencies on your public record? - fairmaiden
A: The majority of the delinquencies were for past due credit cards bills and, to a lesser extent, medical and hospital bills. However, all of my present accounts are current and in good standing. If you require more information please let me know and I?ll respond. Thank you for your consideration. I appreciate it. (Dec-04-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FundMaker$25.00$25.0012/2/2009 6:32:28 AM
Syzygy$25.00$25.0012/2/2009 10:58:18 AM
Ven58$25.00$25.0012/3/2009 9:22:25 AM
gavinsp$25.00$25.0012/4/2009 8:39:22 AM
trent98375$27.00$27.0012/4/2009 11:51:40 AM
iolaire$150.00$150.0012/4/2009 11:52:24 AM
dontscrewmeover1$100.00$100.0012/5/2009 4:13:31 AM
oldman68$25.00$25.0012/5/2009 9:09:26 PM
mclean_loaner$50.00$50.0012/6/2009 11:49:30 AM
Frugal$25.00$25.0012/6/2009 10:03:11 PM
a-shiny-dime$25.00$25.0012/7/2009 6:45:19 AM
surfsider123$25.00$25.0012/7/2009 9:34:35 AM
Dskillz$25.48$25.4812/7/2009 12:25:19 PM
sunnysally$25.00$25.0012/7/2009 8:16:47 PM
Lender0307$25.00$25.0012/7/2009 8:39:04 PM
GyJAV_BNCCo$50.00$50.0012/7/2009 8:17:57 PM
planet613$100.00$69.3912/7/2009 11:48:09 PM
Edgewood$25.00$25.0012/8/2009 1:00:28 AM
leverage-monger$25.00$25.0012/8/2009 9:20:01 AM
leverage-monger$25.00$25.0012/8/2009 9:21:31 AM
RIVERBEND$49.00$49.0012/8/2009 10:47:54 AM
bossyboots01$25.00$25.0012/8/2009 12:07:48 PM
kf88$30.00$30.0012/8/2009 1:06:36 PM
dreamhope$25.00$25.0012/8/2009 3:18:42 PM
jpblan11$27.43$27.4312/8/2009 3:02:12 PM
ImaPutz$25.00$25.0012/8/2009 3:59:33 PM
thesage$25.00$25.0012/1/2009 7:01:43 PM
vine99$85.00$85.0012/1/2009 7:47:13 PM
minista$25.00$25.0012/3/2009 3:27:08 PM
Streamfeeder$50.00$50.0012/3/2009 4:33:54 PM
preciouschild$150.00$150.0012/4/2009 2:49:23 PM
helping-out$30.00$30.0012/4/2009 9:44:58 PM
HealthAndSafety$100.00$100.0012/5/2009 4:35:16 PM
methodical-loot$25.00$25.0012/6/2009 12:10:45 AM
enlisted33$100.00$100.0012/6/2009 5:14:04 AM
dbaoracle$50.00$50.0012/7/2009 11:29:40 AM
dmk2006$25.00$25.0012/7/2009 2:46:40 PM
meggo33$25.00$25.0012/7/2009 4:36:10 PM
wwwUniversal$25.00$25.0012/7/2009 5:44:40 PM
flshdaskll$25.00$25.0012/7/2009 6:24:45 PM
khamlagirl$25.00$25.0012/7/2009 8:34:56 PM
svandals$25.62$25.6212/7/2009 9:57:02 PM
coldfuzion$44.36$44.3612/7/2009 11:09:31 PM
bkb7484$50.00$50.0012/8/2009 2:32:35 AM
wise-balanced-moola$25.00$25.0012/8/2009 9:43:21 AM
kmfreymi$25.00$25.0012/8/2009 1:11:28 PM
jybank$25.00$25.0012/8/2009 1:16:47 PM
rcs2003$36.72$36.7212/8/2009 2:12:09 PM
responsible-worth113$25.00$25.0012/8/2009 3:07:55 PM
49 bids
 
Borrower Payment Dependent Notes Series 436646
This series of Notes was issued and sold upon the funding of the borrower loan #40006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 8.95% Starting borrower rate/APR: 9.95% / 10.29% Starting monthly payment: $161.22
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $160.05
 
Auction yield range: 3.20% - 8.95% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Nov-2001 Debt/Income ratio: 30%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 21 / 21Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:1y 3m
Amount delinquent: $0 Revolving credit balance: $1,689 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 2%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: obedient-loot0 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling home - Closing costs
Purpose of loan:
This loan will be used to subsidize the closing costs of our house that we are selling.?

My financial situation:
I am a good candidate for this loan because I always pay my bills on time, and I have a secure job in which I will have the means to pay this bill on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neenerman$25.00$25.0012/4/2009 5:31:42 PM
sharkm$40.00$40.0012/4/2009 5:36:16 PM
Artist_Blue$25.00$25.0012/4/2009 5:38:51 PM
minista$25.00$25.0012/4/2009 5:40:01 PM
Ven58$25.00$25.0012/4/2009 5:42:05 PM
Hexnut$50.00$50.0012/4/2009 5:49:13 PM
gracej$25.00$25.0012/4/2009 5:41:44 PM
blot44$25.00$25.0012/4/2009 7:03:28 PM
JDLanier$25.00$25.0012/4/2009 8:26:30 PM
ml13$25.00$25.0012/4/2009 9:20:11 PM
inqbus$25.00$25.0012/5/2009 4:28:55 PM
HealthAndSafety$50.00$50.0012/5/2009 4:37:28 PM
worldly-kindness8$25.00$25.0012/5/2009 8:47:40 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:35 PM
generous-deal6$25.00$25.0012/6/2009 6:53:02 PM
cdv$25.00$25.0012/6/2009 9:52:40 PM
djh47a$35.00$35.0012/7/2009 12:08:56 AM
IceFisherman$65.64$65.6412/7/2009 10:00:26 AM
brightest-income-hunter$25.00$25.0012/7/2009 10:01:32 AM
LPSolutions$25.00$25.0012/7/2009 10:38:39 AM
MiniBank998$25.00$25.0012/7/2009 10:57:30 AM
Buffer10$200.00$200.0012/7/2009 10:57:54 AM
MO_Investor$25.00$25.0012/7/2009 11:17:35 AM
dberry46$25.00$25.0012/7/2009 10:39:08 AM
BigLinCT$50.00$50.0012/7/2009 10:56:38 AM
stable-nickel$85.00$85.0012/7/2009 10:56:55 AM
chumbawumba$25.00$25.0012/7/2009 11:37:24 AM
mlopez2007$100.00$100.0012/7/2009 12:16:54 PM
Mostyle$25.00$25.0012/7/2009 12:38:04 PM
impartial-deal$25.00$25.0012/7/2009 2:28:20 PM
StarFundingSource$25.00$25.0012/7/2009 2:46:05 PM
famous-community8$25.00$19.7912/7/2009 3:22:15 PM
wise-balanced-moola$25.00$25.0012/8/2009 9:43:33 AM
market-jam$100.00$100.0012/8/2009 4:59:38 PM
RandyL3$25.00$25.0012/8/2009 7:27:11 PM
serene-capital$25.00$25.0012/9/2009 3:37:56 AM
quiggles$25.00$25.0012/9/2009 8:37:39 AM
GOPHERBOY$65.00$65.0012/9/2009 11:32:27 AM
jybank$50.00$50.0012/9/2009 2:47:56 PM
gpuck$25.00$25.0012/9/2009 4:42:45 PM
outofoffice$50.00$50.0012/9/2009 8:40:40 PM
ralf206$25.00$25.0012/10/2009 12:14:15 AM
Pasagam$25.00$25.0012/10/2009 6:34:35 AM
historyman$25.00$25.0012/10/2009 7:32:02 AM
1SteelerFan$25.00$25.0012/10/2009 10:28:40 AM
loanshark62$25.00$25.0012/10/2009 5:12:01 PM
MoneyTree79$25.00$25.0012/10/2009 5:50:01 PM
FundMaker$25.00$25.0012/10/2009 5:40:09 PM
floridahelper$50.00$50.0012/10/2009 7:24:44 PM
marwadi-62$300.00$300.0012/10/2009 6:18:48 PM
JerryB96$25.00$25.0012/10/2009 8:23:33 PM
crw1950$50.00$50.0012/11/2009 10:02:02 AM
dmitriy2$25.00$25.0012/11/2009 10:13:40 AM
LenderMatt$25.00$25.0012/11/2009 11:19:09 AM
timothyb$25.00$25.0012/11/2009 10:38:32 AM
dime-neutron$25.00$25.0012/11/2009 9:39:19 AM
ManhattanLender$25.00$25.0012/11/2009 11:32:26 AM
kf88$25.00$25.0012/11/2009 1:05:52 PM
arkleseizure$25.00$25.0012/11/2009 1:35:31 PM
orbital-gain$50.00$50.0012/11/2009 3:23:12 PM
scloans$25.00$25.0012/11/2009 3:47:15 PM
squarebob$25.00$25.0012/11/2009 4:38:04 PM
WillingToHelpOut$25.00$25.0012/11/2009 4:41:52 PM
puifais$25.00$25.0012/4/2009 5:34:52 PM
gold-commander0$50.00$50.0012/4/2009 5:35:59 PM
sjlender$25.00$25.0012/4/2009 5:35:43 PM
QuinMccoy$25.00$25.0012/4/2009 5:37:25 PM
Marathoner$25.00$25.0012/4/2009 5:39:10 PM
rmachi$25.00$25.0012/4/2009 5:39:40 PM
shamrocker$25.00$25.0012/4/2009 5:41:16 PM
AF-Chief$35.00$35.0012/4/2009 5:39:44 PM
burgeoning-silver$25.00$25.0012/4/2009 5:42:18 PM
the-profit-oracle$25.00$25.0012/4/2009 5:40:29 PM
elegant-bonus$25.00$25.0012/4/2009 5:42:00 PM
cash-vault$25.00$25.0012/4/2009 9:46:09 PM
gadfly066$39.37$39.3712/5/2009 11:36:28 AM
auction-elvis$25.00$25.0012/5/2009 12:15:48 PM
springpanda$25.00$25.0012/5/2009 4:19:40 PM
fortytwo$200.00$200.0012/6/2009 4:18:18 AM
GOPHERBOY$65.00$65.0012/6/2009 8:18:51 AM
octoberfresh$25.00$25.0012/6/2009 6:45:31 AM
Sixmil$25.00$25.0012/6/2009 11:50:15 AM
hellasow$50.00$50.0012/6/2009 11:27:04 AM
money-prophesy$150.00$150.0012/6/2009 6:08:19 PM
dontscrewmeover1$100.00$100.0012/6/2009 4:18:47 PM
rosie777$25.00$25.0012/6/2009 4:37:39 PM
vine99$85.00$85.0012/6/2009 7:28:14 PM
esabzb$25.00$25.0012/6/2009 10:27:47 PM
aasx1108$25.00$25.0012/7/2009 12:09:44 AM
the-bright-velocity$25.00$25.0012/7/2009 7:05:18 AM
cjames84$25.00$25.0012/7/2009 9:39:40 AM
ijspence$25.00$25.0012/7/2009 10:17:44 AM
bomdel$25.00$25.0012/7/2009 10:39:31 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:37 AM
badgermom$25.00$25.0012/7/2009 1:23:35 PM
LendTime$25.00$25.0012/7/2009 8:38:29 PM
dmitriy2$25.00$25.0012/8/2009 11:12:04 AM
beachfunder$25.00$25.0012/8/2009 1:11:00 PM
TechnologyGuy$25.00$25.0012/8/2009 7:00:43 PM
eclipse056$25.00$25.0012/8/2009 8:31:22 PM
ptjg$50.00$50.0012/9/2009 5:06:54 AM
ultimatepaintball$25.00$25.0012/9/2009 8:43:29 AM
iNet_Investor$25.00$25.0012/9/2009 3:13:32 PM
mojii77$25.00$25.0012/9/2009 6:02:44 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:11 PM
justice-hawk$25.00$25.0012/9/2009 7:59:36 PM
repayment-radio$100.00$100.0012/10/2009 8:47:29 AM
rdrloan$25.00$25.0012/10/2009 8:50:03 AM
PFAdvisors$27.96$27.9612/10/2009 7:21:07 AM
GyJAV_BNCCo$29.46$29.4612/10/2009 1:13:36 PM
Jynxie$32.78$32.7812/10/2009 5:06:03 PM
fortune888$25.00$25.0012/10/2009 5:13:42 PM
CornerKetch$25.00$25.0012/10/2009 7:32:03 PM
skubwa$25.00$25.0012/10/2009 6:57:37 PM
Syzygy$25.00$25.0012/10/2009 10:00:11 PM
oldman68$25.00$25.0012/10/2009 11:10:20 PM
Spiv_51$25.00$25.0012/11/2009 2:36:26 AM
justin323$25.00$25.0012/11/2009 3:44:43 AM
Trondheim_Norway$100.00$100.0012/10/2009 9:26:52 PM
GTMoneyMan$25.00$25.0012/11/2009 6:37:07 AM
iolaire$25.00$25.0012/11/2009 7:57:59 AM
Richmp412$25.00$25.0012/11/2009 7:19:33 AM
efficient-bid2$25.00$25.0012/11/2009 7:36:30 AM
nhambley$50.00$50.0012/11/2009 1:24:32 PM
yenom$25.00$25.0012/11/2009 12:09:06 PM
socal-lender$25.00$25.0012/11/2009 2:13:30 PM
VT2VA$25.00$25.0012/11/2009 12:50:52 PM
triumphant-bonus$50.00$50.0012/11/2009 3:34:51 PM
friendinmoney$50.00$50.0012/11/2009 3:31:47 PM
129 bids
 
Borrower Payment Dependent Notes Series 436704
This series of Notes was issued and sold upon the funding of the borrower loan #39977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $98.00
Final lender yield: 9.25% Final borrower rate/APR: 10.25% / 12.36% Final monthly payment: $97.15
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.13%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1989 Debt/Income ratio: 15%
Credit score: 780-799 (Dec-2009) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 27Length of status:8y 3m
Amount delinquent: $0 Revolving credit balance: $28,531 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 67%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: chief525 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Property Taxes
Purpose of loan:
This loan will be used to? pay current year 2009 property taxes on my residence at 8856 Constable Dr., Alexandria, Ky 41001. I do not wish to pay the penalty of waiting until next year. This is an unusual and one time situation. Also, I wish to take advantage of this tax reduction for the tax year 2009.

My financial situation:
I am a good candidate for this loan because?I have a credit score of around 700 and I have always repaid creditors on time. Unfortunately, the year end crunch has backed me up just a bit. I do receive a bonus in January and should be able to repay this loan by no later than April 30, 2010 but most likely much sooner as that will be my target.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.0012/4/2009 5:13:04 PM
GeoLender$50.00$50.0012/4/2009 5:15:12 PM
orange-pound-party$50.00$50.0012/4/2009 7:54:47 PM
Syzygy$25.00$25.0012/6/2009 5:17:40 PM
generous-deal6$200.00$200.0012/6/2009 6:52:17 PM
helping-out$80.00$80.0012/6/2009 9:38:35 PM
helping-out$80.00$80.0012/6/2009 9:39:50 PM
catalystcf$25.77$25.7712/7/2009 3:28:57 PM
shamil45$25.00$25.0012/8/2009 8:22:13 AM
dmitriy2$25.00$25.0012/8/2009 11:13:15 AM
GyJAV_BNCCo$25.00$2.6112/9/2009 10:07:28 AM
gpuck$25.00$25.0012/9/2009 4:43:38 PM
wise-balanced-moola$25.00$25.0012/9/2009 7:17:19 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:12 PM
outofoffice$50.00$50.0012/9/2009 8:41:03 PM
truth-candy$25.84$25.8412/9/2009 9:21:24 PM
JerryB96$25.00$25.0012/10/2009 8:24:09 PM
Spiv_51$25.00$25.0012/11/2009 2:37:09 AM
efficient-bid2$50.00$50.0012/11/2009 7:37:12 AM
EmeritusX$25.00$25.0012/11/2009 11:08:28 AM
kf88$25.00$25.0012/11/2009 1:07:06 PM
impartial-deal$25.00$25.0012/11/2009 11:08:16 AM
eldorado71$35.00$35.0012/11/2009 12:11:02 PM
Mack_Inv$25.00$25.0012/11/2009 11:50:37 AM
rmachi$25.00$25.0012/11/2009 1:14:00 PM
mala54$25.00$25.0012/11/2009 1:32:30 PM
the-profit-oracle$25.00$25.0012/11/2009 4:40:36 PM
FundMaker$25.00$25.0012/11/2009 4:47:37 PM
StocksMan$50.00$50.0012/11/2009 4:57:07 PM
gilbrear$25.00$25.0012/11/2009 3:50:38 PM
turbospeed$25.00$25.0012/4/2009 5:29:44 PM
springpanda$25.00$25.0012/5/2009 4:23:01 PM
dontscrewmeover1$50.00$50.0012/5/2009 5:51:50 PM
investmentgroup$25.00$25.0012/6/2009 5:28:37 AM
zoink$100.00$100.0012/6/2009 8:57:31 AM
availableloan$25.00$25.0012/6/2009 9:12:15 PM
reBuild-America$25.00$25.0012/6/2009 6:46:01 PM
Frugal$25.00$25.0012/6/2009 9:57:05 PM
Rearden_Steel$25.00$25.0012/7/2009 6:17:04 AM
patriot384$150.00$150.0012/7/2009 12:56:27 PM
TFAD72$25.00$25.0012/8/2009 1:16:30 PM
hope-lionheart1$50.00$50.0012/8/2009 4:22:45 PM
RandyL3$25.22$25.2212/8/2009 7:28:52 PM
hellasow$30.00$30.0012/8/2009 7:53:01 PM
Share-the-wealth$100.00$100.0012/9/2009 7:11:56 AM
JDLanier$35.00$35.0012/9/2009 12:09:21 PM
market-jam$100.00$100.0012/9/2009 4:37:19 PM
maineyankee$25.00$25.0012/10/2009 9:00:40 AM
the-bright-velocity$100.00$100.0012/10/2009 9:13:09 AM
adhawan325$25.76$25.7612/10/2009 5:05:45 PM
DenimCapital$100.00$100.0012/10/2009 4:56:25 PM
bankofmay$25.00$25.0012/10/2009 6:27:45 PM
TakeCare$50.00$50.0012/10/2009 8:25:56 PM
wild-orange$25.00$25.0012/11/2009 3:43:09 AM
porwestco$25.00$25.0012/11/2009 5:46:36 AM
oldman68$25.00$25.0012/10/2009 11:12:17 PM
dime-neutron$25.00$25.0012/11/2009 9:39:19 AM
OoM$25.00$25.0012/11/2009 10:52:02 AM
Leshan$33.33$33.3312/11/2009 8:28:29 AM
maplehouse$50.00$50.0012/11/2009 11:03:14 AM
lender73w$25.00$25.0012/11/2009 8:57:43 AM
crw1950$50.00$50.0012/11/2009 10:03:42 AM
plbquic$25.00$25.0012/11/2009 11:40:24 AM
Bito03$29.47$29.4712/11/2009 12:25:54 PM
Aristophil$45.00$45.0012/11/2009 2:18:54 PM
fcukciti$200.00$200.0012/11/2009 12:51:48 PM
julijask$25.00$25.0012/11/2009 4:18:02 PM
umwol13$25.00$25.0012/11/2009 4:49:03 PM
Aristophil$27.00$27.0012/11/2009 4:07:00 PM
squarebob$25.00$25.0012/11/2009 4:42:23 PM
70 bids
 
Borrower Payment Dependent Notes Series 436728
This series of Notes was issued and sold upon the funding of the borrower loan #40003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $163.34
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $162.16
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1997 Debt/Income ratio: 15%
Credit score: 740-759 (Dec-2009) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 15Length of status:0y 6m
Amount delinquent: $0 Revolving credit balance: $12,878 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 50%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: aggresive-community4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CLOSING MONEY
Purpose of loan:
This loan will be used?for closing fees?of my current mortgage that is closing on the 23rd of December. I then will have a zero balance on my mortgage.
My financial situation:
I am a good candidate for this loan because I have never missed a payment in my life and plan to pay this loan off within a year. The selling of my house will free up about $1200 per month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neenerman$25.00$25.0012/4/2009 5:31:45 PM
puifais$25.00$25.0012/4/2009 5:34:54 PM
sjlender$25.00$25.0012/4/2009 5:35:40 PM
sharkm$40.00$40.0012/4/2009 5:36:14 PM
AF-Chief$35.00$35.0012/4/2009 5:39:43 PM
gracej$25.00$25.0012/4/2009 5:41:46 PM
cash-vault$25.00$25.0012/4/2009 9:46:06 PM
ml13$25.00$25.0012/4/2009 9:20:09 PM
Homeinvest$25.00$25.0012/5/2009 8:48:49 AM
auction-elvis$25.00$25.0012/5/2009 12:15:47 PM
inqbus$25.00$25.0012/5/2009 4:28:53 PM
money-prophesy$45.83$45.8312/5/2009 4:40:49 PM
dontscrewmeover1$50.00$50.0012/5/2009 5:58:20 PM
SCD$25.00$25.0012/5/2009 7:25:30 PM
AlexTrep$25.00$25.0012/5/2009 7:46:01 PM
investmentgroup$25.00$25.0012/6/2009 5:28:09 AM
guardlender$25.00$25.0012/6/2009 5:41:14 PM
Syzygy$25.00$25.0012/6/2009 6:08:30 PM
patriot384$100.00$100.0012/6/2009 8:56:20 PM
cdv$25.00$25.0012/6/2009 9:52:38 PM
harnobuff$25.00$25.0012/7/2009 10:17:17 AM
cjames84$25.00$25.0012/7/2009 9:39:37 AM
dberry46$25.00$25.0012/7/2009 10:39:06 AM
LPSolutions$25.00$25.0012/7/2009 10:38:37 AM
BigLinCT$50.00$50.0012/7/2009 10:56:36 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:35 AM
Mostyle$25.00$25.0012/7/2009 12:38:01 PM
mlopez2007$100.00$100.0012/7/2009 12:16:52 PM
Pickmar$25.00$25.0012/7/2009 1:06:30 PM
diversification-viking$25.00$25.0012/7/2009 3:38:31 PM
restless-currency$25.00$25.0012/7/2009 3:35:35 PM
keke2000$25.00$25.0012/7/2009 7:22:14 PM
bigballer105$25.00$25.0012/7/2009 11:20:13 PM
sentimental-euro$25.00$25.0012/7/2009 11:20:46 PM
thestartuplender$35.00$35.0012/7/2009 11:19:11 PM
coondog$25.00$25.0012/7/2009 11:30:48 PM
CorMDNY$25.00$25.0012/7/2009 11:30:57 PM
Bank42$50.00$50.0012/7/2009 11:34:58 PM
NR$25.00$25.0012/7/2009 11:36:19 PM
tsui517$25.00$25.0012/7/2009 11:36:03 PM
nostromo$25.00$25.0012/7/2009 11:51:07 PM
astute-dollar$25.00$25.0012/8/2009 6:11:53 AM
woodenshoes$25.00$25.0012/8/2009 12:03:24 AM
Syndication$25.00$25.0012/8/2009 12:02:23 AM
bigdogsafety1$25.00$25.0012/8/2009 8:03:08 AM
trade-pragmatist$25.00$10.6812/8/2009 11:07:19 AM
hellasow$25.00$25.0012/8/2009 7:53:38 PM
ptjg$50.00$50.0012/9/2009 5:08:19 AM
jayk63$25.00$25.0012/9/2009 5:39:12 PM
helping-out$25.00$25.0012/9/2009 7:24:03 PM
justice-hawk$25.00$25.0012/9/2009 8:04:28 PM
outofoffice$50.00$50.0012/9/2009 8:41:47 PM
maineyankee$25.00$25.0012/10/2009 8:48:09 AM
GyJAV_BNCCo$35.00$35.0012/10/2009 1:14:35 PM
agreement-bunny$25.00$25.0012/10/2009 12:34:58 PM
independent-investment$25.00$25.0012/10/2009 3:47:36 PM
khamen$25.00$25.0012/10/2009 3:47:30 PM
Lilbasko$50.00$50.0012/10/2009 5:02:17 PM
lender73w$25.00$25.0012/11/2009 8:54:15 AM
EmeritusX$25.00$25.0012/11/2009 11:08:29 AM
squarebob$25.00$25.0012/11/2009 4:40:32 PM
triumphant-bonus$54.00$54.0012/11/2009 3:38:36 PM
bicyclist2270$33.68$33.6812/11/2009 3:42:57 PM
turbospeed$25.00$25.0012/4/2009 5:13:04 PM
gold-commander0$50.00$50.0012/4/2009 5:35:57 PM
QuinMccoy$25.00$25.0012/4/2009 5:37:27 PM
Artist_Blue$25.00$25.0012/4/2009 5:38:52 PM
Marathoner$25.00$25.0012/4/2009 5:39:07 PM
shamrocker$25.00$25.0012/4/2009 5:41:20 PM
burgeoning-silver$25.00$25.0012/4/2009 5:42:16 PM
the-profit-oracle$25.00$25.0012/4/2009 5:49:46 PM
elegant-bonus$25.00$25.0012/4/2009 5:41:57 PM
rmachi$25.00$25.0012/5/2009 8:48:51 AM
Hexnut$26.48$26.4812/5/2009 4:42:22 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:33 PM
fortytwo$200.00$200.0012/6/2009 4:18:21 AM
GOPHERBOY$65.00$65.0012/6/2009 8:18:48 AM
turbospeed$25.00$25.0012/6/2009 10:42:19 AM
rosie777$25.00$25.0012/6/2009 4:37:37 PM
integrity-doctor$50.00$50.0012/6/2009 5:02:27 PM
generous-deal6$25.00$25.0012/6/2009 6:52:39 PM
esabzb$25.00$25.0012/6/2009 10:27:46 PM
the-bright-velocity$25.00$25.0012/7/2009 7:05:15 AM
methodical-loot$25.00$25.0012/7/2009 9:42:49 AM
brightest-income-hunter$25.00$25.0012/7/2009 10:01:29 AM
Nemo2001$25.00$25.0012/7/2009 9:37:21 AM
ijspence$25.00$25.0012/7/2009 10:17:42 AM
MiniBank998$25.00$25.0012/7/2009 10:57:28 AM
availableloan$25.00$25.0012/7/2009 10:15:03 AM
Russia5M$25.00$25.0012/7/2009 11:22:48 AM
TriSail$25.00$25.0012/7/2009 10:37:59 AM
JohnGalt94$25.00$25.0012/7/2009 10:39:29 AM
stable-nickel$85.00$85.0012/7/2009 10:56:52 AM
Buffer10$200.00$200.0012/7/2009 10:57:50 AM
MO_Investor$25.00$25.0012/7/2009 11:17:31 AM
chumbawumba$25.00$25.0012/7/2009 11:37:21 AM
justice-dna$30.00$30.0012/7/2009 11:57:14 AM
djh47a$35.00$35.0012/7/2009 1:36:34 PM
badgermom$25.00$25.0012/7/2009 1:23:34 PM
Orbits$25.00$25.0012/7/2009 3:37:37 PM
JeffHoll$25.00$25.0012/7/2009 3:38:28 PM
famous-community8$25.00$25.0012/7/2009 3:22:13 PM
five-star-note$25.00$25.0012/7/2009 5:44:44 PM
vine99$85.00$85.0012/7/2009 6:04:08 PM
kulender$25.00$25.0012/7/2009 11:19:29 PM
forthright-dedication$25.00$25.0012/7/2009 11:20:32 PM
MarinLoans$50.00$50.0012/7/2009 11:31:01 PM
dirkjan$25.00$25.0012/7/2009 11:36:08 PM
gizzywump$25.00$25.0012/7/2009 11:32:15 PM
TakeCare$100.00$100.0012/7/2009 11:36:44 PM
newbietony$40.00$40.0012/7/2009 11:36:49 PM
wormdc$26.00$26.0012/7/2009 11:30:53 PM
bayareainv$50.00$50.0012/7/2009 11:37:17 PM
syounker$25.00$25.0012/7/2009 11:37:31 PM
hard-working-loot$25.00$25.0012/7/2009 11:52:30 PM
Klearwater_Pools$25.00$25.0012/7/2009 11:51:11 PM
trochees$25.00$25.0012/8/2009 2:27:05 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:32 AM
agwosdof$100.00$100.0012/8/2009 10:52:27 AM
dmitriy2$25.00$25.0012/8/2009 11:14:07 AM
MStackIV$25.00$25.0012/8/2009 12:38:26 PM
heeeley$25.00$25.0012/8/2009 2:08:22 PM
julijask$25.00$25.0012/8/2009 2:51:18 PM
zento$25.00$25.0012/9/2009 10:17:41 AM
wwwUniversal$25.00$25.0012/9/2009 6:52:14 PM
market-jam$100.00$100.0012/10/2009 2:44:43 PM
building_community$25.00$25.0012/10/2009 6:46:25 PM
JerryB96$25.00$25.0012/10/2009 8:25:21 PM
jybank$50.00$50.0012/10/2009 9:04:45 PM
Pasagam$25.00$25.0012/11/2009 5:56:24 AM
oldman68$25.00$25.0012/10/2009 11:15:36 PM
rate-hickory$25.00$25.0012/11/2009 7:38:55 AM
Leshan$33.33$33.3312/11/2009 8:22:11 AM
UBOtto186$30.00$30.0012/11/2009 8:25:41 AM
dime-neutron$25.00$25.0012/11/2009 9:39:21 AM
impartial-deal$25.00$25.0012/11/2009 11:12:38 AM
VBPlayer$30.00$30.0012/11/2009 10:59:09 AM
orbital-gain$50.00$50.0012/11/2009 1:22:41 PM
efficient-bid2$50.00$50.0012/11/2009 2:48:48 PM
bankojerry$25.00$25.0012/11/2009 2:57:19 PM
payontime1$50.00$50.0012/11/2009 3:15:26 PM
friendinmoney$25.00$25.0012/11/2009 3:33:10 PM
StocksMan$50.00$50.0012/11/2009 4:57:48 PM
FundMaker$25.00$25.0012/11/2009 4:48:10 PM
144 bids
 
Borrower Payment Dependent Notes Series 436818
This series of Notes was issued and sold upon the funding of the borrower loan #40015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $474.98
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $474.98
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-1998 Debt/Income ratio: 32%
Credit score: 600-619 (Dec-2009) Current / open credit lines: 15 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:15y 7m
Amount delinquent: $0 Revolving credit balance: $13,671 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 66%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: cfinna8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 600-619 (Latest)
Principal borrowed: $12,401.00< mo. late: 0 ( 0% )  
600-619 (Oct-2009)
600-619 (Sep-2009)
600-619 (Aug-2009)
600-619 (May-2008)
 
Principal balance: $3,606.11 1+ mo. late: 0 ( 0% )
Total payments billed: 51  
Description
Tired Of Credit Card Companies
Purpose of loan:
This loan will be used to pay off?4 high interest cards
&Remainder of current Prosper Loan..One payment is easier than 4


Monthly net income: $ 3920.00 (myself)-2600.00(spouse)-1320.00

??Housing: $ 800.00
??Insurance: $ 120.00
??Car expenses: $ 410.00
??Utilities: $ 280.00
??Phone, cable, internet: $ 220.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the interest rates and monthly payments of the debts that you would pay off from the proceeds of this proposed Prosper loan. thanks - reflective-rupee
A: Cross country bank..3800.00@34%(120 per mnth)...Merrick bank 3400.00@34%(100 per mnth).....Juniper....2500.00@29%(60.00)...FNBM2100.00@28%(70.00)PR MNTH Thank you for your question (Dec-12-2009)
Q: Please list any debt balances, other than your current Prosper loan and other than the debts that you would pay off with this proposed Prosper loan. thanks much and good luck with your listing - reflective-rupee
A: Target card...200.00....Chase card...150.00 ...Other loan...1500.00...No car payment as it is paid off...Thank you so much for your interest and Happy Holidays! (Dec-12-2009)
Q: Your last listing was canceled after being filled. Could you please explain? thanks - reflective-rupee
A: I Was unable to find my W2s....but have found them since then (Dec-14-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$50.00$50.0012/7/2009 4:44:22 PM
flexible-economy2$250.00$250.0012/7/2009 5:06:59 PM
Jasmel$200.00$200.0012/7/2009 9:48:03 PM
reflective-rupee$50.00$50.0012/8/2009 9:55:04 AM
reflective-rupee$200.00$200.0012/8/2009 9:56:04 AM
reflective-rupee$50.00$50.0012/8/2009 9:54:14 AM
reflective-rupee$50.00$50.0012/8/2009 9:56:23 AM
felicity-daydream$75.00$75.0012/8/2009 12:47:58 PM
Aberdeen$300.00$300.0012/8/2009 1:49:34 PM
flexible-economy2$200.00$200.0012/8/2009 5:09:07 PM
Bob450$50.00$50.0012/8/2009 9:12:36 PM
well-mannered-income3$75.00$75.0012/9/2009 7:54:24 AM
reflective-rupee$100.00$100.0012/9/2009 1:18:38 PM
DasMula$100.00$100.0012/9/2009 9:35:37 PM
reflective-rupee$185.00$185.0012/12/2009 8:50:09 AM
Skeptical-one$100.00$100.0012/12/2009 7:16:37 AM
MoneyForNothing$25.00$25.0012/12/2009 7:42:12 AM
alexgalt$25.00$25.0012/12/2009 12:14:46 AM
reflective-rupee$500.00$500.0012/12/2009 4:14:29 AM
Tono$25.00$25.0012/12/2009 4:08:42 PM
well-mannered-income3$40.00$40.0012/13/2009 9:47:25 AM
clemclan$25.00$25.0012/12/2009 8:34:17 PM
silver-frog0$100.00$100.0012/13/2009 1:24:07 PM
jbloans$25.00$25.0012/13/2009 7:03:06 AM
vest_vortex$25.00$25.0012/13/2009 9:55:44 AM
113121$25.00$25.0012/13/2009 5:03:50 PM
lender12345$50.00$50.0012/13/2009 6:45:51 PM
SFBank$200.00$200.0012/13/2009 7:08:04 PM
well-mannered-income3$50.00$50.0012/13/2009 4:47:36 PM
Skeptical-one$100.00$100.0012/14/2009 8:15:49 AM
sensible-fund$60.00$60.0012/14/2009 6:19:04 AM
zone6$100.00$100.0012/14/2009 9:44:50 AM
fundologist$40.00$40.0012/14/2009 11:19:47 AM
carrinel$100.00$100.0012/14/2009 8:23:40 AM
momentous-transaction8$200.00$200.0012/14/2009 11:01:02 AM
TakeCare$30.00$30.0012/14/2009 1:54:10 PM
Gregger$33.90$33.9012/14/2009 11:39:59 AM
Feyenoord$25.00$25.0012/14/2009 12:17:00 PM
supreme-justice3$100.00$100.0012/14/2009 12:37:47 PM
Happy-Man$25.00$25.0012/14/2009 1:17:05 PM
Laxa$29.06$29.0612/14/2009 1:29:43 PM
shrewd-income$50.00$50.0012/14/2009 3:54:33 PM
DasMula$150.00$150.0012/14/2009 4:18:51 PM
RecoveryLender$25.00$25.0012/14/2009 4:20:16 PM
credit-elation1$27.22$27.2212/14/2009 4:21:57 PM
CA_Lender$25.00$25.0012/7/2009 5:09:06 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:16 PM
reflective-rupee$25.00$25.0012/7/2009 11:44:41 PM
reflective-rupee$25.00$25.0012/7/2009 11:50:58 PM
reflective-rupee$50.00$50.0012/8/2009 9:54:52 AM
reflective-rupee$50.00$50.0012/8/2009 9:55:34 AM
reflective-rupee$50.00$50.0012/8/2009 9:54:37 AM
reflective-rupee$50.00$50.0012/8/2009 9:55:16 AM
reflective-rupee$50.00$50.0012/8/2009 9:55:49 AM
reflective-rupee$50.00$50.0012/8/2009 9:54:25 AM
reflective-rupee$225.00$225.0012/8/2009 2:15:06 PM
supreme-hope$25.00$25.0012/8/2009 6:16:20 PM
SolarMoonshine$50.00$50.0012/8/2009 6:32:30 PM
efficient-principal$100.00$100.0012/9/2009 4:37:57 PM
heroic-benefit$100.00$100.0012/9/2009 9:11:23 PM
five-star-note$100.00$100.0012/10/2009 9:43:03 AM
well-mannered-income3$40.00$40.0012/10/2009 2:55:22 PM
PXM-Financial$76.00$76.0012/10/2009 8:34:31 PM
well-mannered-income3$40.00$40.0012/11/2009 1:38:31 PM
red-favorable-basis$25.00$25.0012/11/2009 11:55:27 AM
WMY-Investor$250.00$250.0012/11/2009 2:38:10 PM
SeaSkyGuy71$25.00$25.0012/12/2009 10:52:15 AM
brother_tam$300.00$300.0012/12/2009 8:00:52 AM
forthright-dedication$25.00$25.0012/12/2009 12:47:35 PM
well-mannered-income3$50.00$50.0012/12/2009 2:37:57 PM
reflective-rupee$750.00$750.0012/12/2009 2:58:05 PM
reflective-rupee$300.00$300.0012/13/2009 11:58:15 AM
well-mannered-income3$50.00$50.0012/13/2009 6:44:06 AM
GlenBank$100.00$100.0012/13/2009 7:57:55 AM
worldly-gold$100.00$100.0012/13/2009 8:27:03 AM
vest_vortex$25.00$25.0012/13/2009 2:36:56 PM
Kash2010lu$25.00$25.0012/14/2009 6:53:46 AM
reflective-rupee$100.00$100.0012/13/2009 8:08:46 PM
reflective-rupee$34.50$34.5012/13/2009 9:06:59 PM
reflective-rupee$300.00$300.0012/14/2009 7:25:52 AM
reflective-rupee$52.50$52.5012/14/2009 7:55:18 AM
CAGE-Investments$25.00$25.0012/14/2009 8:02:50 AM
PrinceValium$25.00$25.0012/13/2009 7:26:19 PM
reflective-rupee$600.00$600.0012/13/2009 7:41:37 PM
113121$669.82$197.0112/14/2009 10:34:26 AM
penny-surgeon$25.00$25.0012/14/2009 10:37:01 AM
shawnw2$33.81$33.8112/14/2009 10:38:07 AM
shawnw2$150.00$150.0012/14/2009 11:33:27 AM
reflective-rupee$330.00$330.0012/14/2009 9:41:49 AM
exciting-fairness$200.00$200.0012/14/2009 8:22:28 AM
impartial-deal$25.00$25.0012/14/2009 12:47:18 PM
zone6$100.00$100.0012/14/2009 9:46:38 AM
cordial-integrity$25.00$25.0012/14/2009 2:13:16 PM
371millwood$200.00$200.0012/14/2009 2:43:07 PM
cordial-integrity$50.00$50.0012/14/2009 1:35:01 PM
worldly-gold$200.00$200.0012/14/2009 2:04:26 PM
gold-cluster$200.00$200.0012/14/2009 3:18:24 PM
best-generosity-financier$25.00$25.0012/14/2009 4:00:08 PM
transparency-tomahawk$50.00$50.0012/14/2009 3:45:31 PM
unger$100.00$100.0012/14/2009 3:54:01 PM
Engineer44$26.00$26.0012/14/2009 4:33:17 PM
101 bids
 
Borrower Payment Dependent Notes Series 437626
This series of Notes was issued and sold upon the funding of the borrower loan #39974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-09-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $196.01
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $194.59
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-2001 Debt/Income ratio: 40%
Credit score: 700-719 (Nov-2009) Current / open credit lines: 18 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 29Length of status:1y 11m
Amount delinquent: $0 Revolving credit balance: $7,179 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 52%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: genuine-coin Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards.
Purpose of loan:
This loan will be used to payoff my credit cards.?My lenders have raised my credit card interest rate and I feel that even though I've been paying a substancial amount of credit card, I can't seem to catch up.

My financial situation:
I am a good candidate for this loan because I have a stable job. I've been working with this company for almost two years, prior to that I worked for the same company for 5 years. I'm very responsible with my bills, always pay everything on time or early.?I am willing to make payments twice a month as I receive my paychecks and once my income tax refund comes in, I also plan on paying a significant portion down.

Monthly net income: $3200

Monthly expenses: $
??Housing: $362?
??Insurance: $119
??Car expenses: $ 439
??Utilities: $55
??Phone, cable, internet: $237
??Food, entertainment: $350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Klearwater_Pools$25.00$25.0012/9/2009 4:00:58 PM
mlopez2007$100.00$100.0012/9/2009 4:01:30 PM
trochees$25.00$25.0012/9/2009 4:01:26 PM
JeffHoll$100.00$100.0012/9/2009 4:01:33 PM
Speculator$25.00$25.0012/9/2009 4:01:46 PM
principal-kung-fu$25.00$25.0012/9/2009 4:01:56 PM
agwosdof$100.00$100.0012/9/2009 4:01:38 PM
bonus-patriot$25.00$25.0012/9/2009 4:02:15 PM
coondog$25.00$25.0012/9/2009 4:04:33 PM
Cheburashka$30.00$30.0012/9/2009 4:04:13 PM
Ranch88$25.00$25.0012/9/2009 4:05:53 PM
gulch$35.00$35.0012/9/2009 4:05:34 PM
wormdc$26.00$26.0012/9/2009 4:04:36 PM
Astounding$25.00$25.0012/9/2009 4:05:48 PM
credit-coach118$40.00$40.0012/9/2009 4:05:21 PM
wise-balanced-moola$25.00$25.0012/9/2009 4:06:26 PM
Kerrysbay$25.00$25.0012/9/2009 4:15:42 PM
helping-out$25.00$25.0012/9/2009 4:22:41 PM
thedoctor$80.00$80.0012/9/2009 4:23:23 PM
stable-nickel$85.00$85.0012/9/2009 4:23:06 PM
evnagelist$100.00$100.0012/9/2009 4:26:37 PM
DonaldColorado$25.00$25.0012/9/2009 4:26:56 PM
credit-investor5$100.00$100.0012/9/2009 4:25:56 PM
Kaj$30.00$30.0012/9/2009 4:27:06 PM
leodaguy$25.00$25.0012/9/2009 4:26:13 PM
dedicated-diversification5$100.00$100.0012/9/2009 4:27:20 PM
the_winning_ticket$35.00$35.0012/9/2009 4:26:16 PM
personal-lender$25.00$25.0012/9/2009 4:26:29 PM
Walkingcowboy$25.00$25.0012/9/2009 4:26:33 PM
orange-courageous-dedication$40.00$40.0012/9/2009 4:26:48 PM
teller$60.00$60.0012/9/2009 4:27:00 PM
skuba$50.00$50.0012/9/2009 4:27:04 PM
sidney102$25.00$25.0012/9/2009 4:26:01 PM
Artist_Blue$25.00$25.0012/9/2009 4:28:37 PM
mikeandcat$50.00$50.0012/9/2009 4:26:44 PM
gracej$25.00$25.0012/9/2009 4:29:05 PM
the-money-gargantuan$25.00$25.0012/9/2009 4:26:50 PM
sharkm$40.00$40.0012/9/2009 4:28:16 PM
Tom579$25.00$25.0012/9/2009 4:27:17 PM
five-star-note$25.00$25.0012/9/2009 4:29:28 PM
shamrocker$25.00$25.0012/9/2009 4:28:58 PM
portfolio-zone801$25.00$25.0012/9/2009 4:29:33 PM
thestartuplender$35.00$35.0012/9/2009 4:30:42 PM
natmonkey$25.00$25.0012/9/2009 4:38:09 PM
SCOTTOL$25.00$25.0012/9/2009 4:38:22 PM
honorable-yield$75.00$75.0012/9/2009 4:38:39 PM
HunterSix$25.00$25.0012/9/2009 4:39:07 PM
a-special-power$25.00$25.0012/9/2009 4:39:18 PM
Kame$25.00$25.0012/9/2009 4:39:33 PM
foxy-vigilance$25.00$25.0012/9/2009 4:38:13 PM
MidLifeCrisis$25.00$25.0012/9/2009 4:38:29 PM
GElender$50.00$50.0012/9/2009 4:38:35 PM
freesia54$25.00$25.0012/9/2009 4:38:46 PM
DandBFamily$25.00$25.0012/9/2009 4:38:48 PM
LHSK$25.00$25.0012/9/2009 4:43:14 PM
bchen78875$50.00$50.0012/9/2009 4:39:02 PM
flopcat$25.00$25.0012/9/2009 4:39:10 PM
ryreesado$25.00$25.0012/9/2009 4:38:06 PM
NR$25.00$25.0012/9/2009 4:39:29 PM
mlkhamilton$25.00$25.0012/9/2009 4:38:07 PM
roccofox$50.00$50.0012/9/2009 4:38:11 PM
toblerone$25.00$25.0012/9/2009 4:38:15 PM
payout-point$100.00$100.0012/9/2009 4:38:21 PM
bigdogsafety1$25.00$25.0012/9/2009 4:46:55 PM
invincible-marketplace$25.00$25.0012/9/2009 4:38:24 PM
DukSerduk$25.00$25.0012/9/2009 4:38:32 PM
Picopie$50.00$50.0012/9/2009 4:38:44 PM
lean-velocity$25.00$25.0012/9/2009 4:39:05 PM
BigLinCT$30.99$30.9912/9/2009 4:43:15 PM
Musicman1950$25.00$25.0012/9/2009 4:39:15 PM
SnE$25.00$25.0012/9/2009 4:39:22 PM
inspired-contract9$50.00$50.0012/9/2009 4:39:28 PM
syounker$25.00$25.0012/9/2009 4:39:34 PM
ptjg$36.93$36.9312/9/2009 4:46:58 PM
Tai$25.00$25.0012/9/2009 4:40:21 PM
auction-elvis$25.00$25.0012/9/2009 4:43:10 PM
ddamenace$25.00$25.0012/9/2009 4:43:30 PM
grampy48$25.00$25.0012/9/2009 5:37:30 PM
plditallo$25.00$25.0012/9/2009 5:40:00 PM
Keebs$25.00$25.0012/9/2009 4:57:39 PM
cash-vault$25.00$25.0012/9/2009 6:41:52 PM
wise-cash-keeper$27.81$27.8112/9/2009 6:57:06 PM
ml13$25.00$25.0012/9/2009 5:42:42 PM
UBOtto186$25.00$25.0012/9/2009 7:21:55 PM
ojibwa$25.00$25.0012/9/2009 5:46:49 PM
LPSolutions$25.00$25.0012/9/2009 7:22:05 PM
GyJAV_BNCCo$45.82$45.8212/9/2009 7:28:08 PM
cozy-note$66.64$66.6412/9/2009 7:42:04 PM
bigphish$25.00$25.0012/9/2009 7:41:54 PM
elegant-bonus$25.00$25.0012/9/2009 6:41:56 PM
nestegg4e$25.00$25.0012/9/2009 7:16:53 PM
wrighco$25.00$25.0012/9/2009 4:01:22 PM
18th_beachbum$25.00$25.0012/9/2009 4:01:34 PM
wealth-cloud$25.00$25.0012/9/2009 4:02:01 PM
rmachi$25.00$25.0012/9/2009 4:02:24 PM
Frugal$25.00$25.0012/9/2009 4:02:48 PM
spreadgoodwill$25.00$25.0012/9/2009 4:01:02 PM
divedude$25.00$25.0012/9/2009 4:04:04 PM
Buffer10$71.29$71.2912/9/2009 4:03:38 PM
TigerForce$25.00$25.0012/9/2009 4:03:52 PM
UT-Longhorn$25.00$25.0012/9/2009 4:05:14 PM
open-minded-credit4$25.00$25.0012/9/2009 4:05:26 PM
interest-exec9$25.00$25.0012/9/2009 4:04:25 PM
yachtiegirl$25.00$25.0012/9/2009 4:06:24 PM
rulender$50.00$50.0012/9/2009 4:05:44 PM
paladin847$25.00$25.0012/9/2009 4:06:32 PM
Jimfromsac$25.00$25.0012/9/2009 4:05:56 PM
forthright-dedication$25.00$25.0012/9/2009 4:06:11 PM
ljay$25.00$25.0012/9/2009 4:15:45 PM
neenerman$75.00$75.0012/9/2009 4:15:55 PM
lucrative-worth$25.00$25.0012/9/2009 4:16:29 PM
cash-boots$30.00$30.0012/9/2009 4:15:50 PM
the-bright-velocity$25.00$25.0012/9/2009 4:22:52 PM
chumbawumba$25.00$25.0012/9/2009 4:23:14 PM
MoneyU4IA$40.00$40.0012/9/2009 4:26:03 PM
lloyd_s$25.00$25.0012/9/2009 4:26:08 PM
responsibility-butterfly$25.00$25.0012/9/2009 4:25:32 PM
museic1$25.00$25.0012/9/2009 4:25:53 PM
best-deal-banker$50.00$50.0012/9/2009 4:27:09 PM
community-pipeline8$50.00$50.0012/9/2009 4:27:29 PM
Attract$25.00$25.0012/9/2009 4:26:25 PM
anakinsolo$25.00$25.0012/9/2009 4:27:48 PM
elevated-platinum5$25.00$25.0012/9/2009 4:25:51 PM
fireboss$25.00$25.0012/9/2009 4:27:02 PM
gold-commander0$50.00$50.0012/9/2009 4:28:11 PM
Supernick$50.00$50.0012/9/2009 4:27:23 PM
E_G$50.00$50.0012/9/2009 4:26:20 PM
magical-greenback$55.00$55.0012/9/2009 4:26:41 PM
BankOfFrankFairness$50.00$50.0012/9/2009 4:26:46 PM
forthright-social$25.00$25.0012/9/2009 4:27:15 PM
trade-pumpkin$25.00$25.0012/9/2009 4:27:27 PM
Marathoner$25.00$25.0012/9/2009 4:28:38 PM
AF-Chief$35.00$35.0012/9/2009 4:28:43 PM
burgeoning-silver$25.00$25.0012/9/2009 4:29:08 PM
kulender$25.00$25.0012/9/2009 4:30:44 PM
Steveoo1$50.00$50.0012/9/2009 4:38:04 PM
lend_to_you$50.00$50.0012/9/2009 4:38:27 PM
miked8303$25.00$25.0012/9/2009 4:38:30 PM
galaxy1$25.00$25.0012/9/2009 4:38:52 PM
desertoasis$25.00$25.0012/9/2009 4:39:26 PM
Jassi$25.00$25.0012/9/2009 4:38:20 PM
philantist$25.00$25.0012/9/2009 4:37:04 PM
orbital-gain$50.00$50.0012/9/2009 4:43:06 PM
hermosaloan$25.00$25.0012/9/2009 4:43:11 PM
kvandivo$25.00$25.0012/9/2009 4:38:56 PM
inqbus$25.00$25.0012/9/2009 4:43:18 PM
mmmm1982$25.00$25.0012/9/2009 4:44:03 PM
Patter256$25.00$25.0012/9/2009 4:44:11 PM
rjleves$25.00$25.0012/9/2009 4:38:18 PM
verse99$25.00$25.0012/9/2009 4:38:36 PM
greenwell$50.00$50.0012/9/2009 4:38:42 PM
Dap2005$25.00$25.0012/9/2009 4:38:50 PM
elegant-income3$25.00$25.0012/9/2009 4:38:55 PM
don8ter$60.00$60.0012/9/2009 4:39:12 PM
Carpetkid$50.00$50.0012/9/2009 4:39:19 PM
Fuzkaska__F_u_n_d_s$25.00$25.0012/9/2009 4:44:01 PM
Pasagam$25.00$25.0012/9/2009 4:39:24 PM
piznaul$25.00$25.0012/9/2009 5:37:11 PM
first-class-dime$25.00$25.0012/9/2009 6:33:24 PM
skvat$25.00$25.0012/9/2009 6:32:52 PM
BanqueDeD$25.00$25.0012/9/2009 6:56:58 PM
MTLoans$25.00$25.0012/9/2009 6:57:17 PM
unafraid-loan2$25.00$25.0012/9/2009 7:16:51 PM
Okinutah$25.00$25.0012/9/2009 6:57:07 PM
fund-medalist171$25.00$25.0012/9/2009 5:46:52 PM
CorMDNY$25.00$25.0012/9/2009 7:28:15 PM
letsbank$25.00$25.0012/9/2009 7:33:45 PM
economy-trumpet$25.00$25.0012/9/2009 7:41:50 PM
bds9646$26.00$26.0012/9/2009 7:56:54 PM
summerlander$25.00$25.0012/9/2009 7:56:56 PM
dberry46$25.00$25.0012/9/2009 6:57:00 PM
CHAZGEO6685$25.00$25.0012/9/2009 7:27:38 PM
elasermd$50.00$50.0012/9/2009 7:37:40 PM
The_Loan_Ranger$38.72$38.7212/9/2009 7:41:52 PM
MO_Investor$25.00$25.0012/9/2009 8:06:52 PM
alpinaut$25.00$24.8012/9/2009 8:17:49 PM
176 bids
 
Borrower Payment Dependent Notes Series 437860
This series of Notes was issued and sold upon the funding of the borrower loan #40023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $21,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 19.36% Starting monthly payment: $769.78
Final lender yield: 10.45% Final borrower rate/APR: 11.45% / 11.80% Final monthly payment: $692.00
 
Auction yield range: 3.20% - 18.00% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-1988 Debt/Income ratio: 9%
Credit score: 860-879 (Dec-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:9y 2m
Amount delinquent: $0 Revolving credit balance: $851 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 2%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: CybilsDad Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Great Rate for Short Term Loan
Purpose of loan:
This loan will be used to pay?business lease in advance to obtain significant discount from landlord.?

My financial situation:
I am a good candidate for this loan because (1) I am not dependent on the business to pay back this loan, and (2)?I expect to pay this loan back with funds from my income tax refund in February or March of 2010.

Since this will be a short term loan, I have set a higher starting interest rate to make it worthwhile for lenders.? In addition, I have loaned money via Propser and appreciate the risk being taken by the lenders.

Personal (non business) Monthly Income after taxes and other deductions is over $11,000
Monthly (non business) debt payments are less than $5,000 including mortgage and auto.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your job? - Finspons
A: I am an executive for an insurance company. (Dec-10-2009)
Q: What is the deal from the landlord? - Finspons
A: By paying in advance, he has agreed to a substantial discount of the rent. (Dec-10-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MONEYLENDER101$42.90$42.9012/10/2009 4:34:55 PM
KamiKen$25.00$25.0012/10/2009 4:34:41 PM
kenyonhillbilly$25.00$25.0012/10/2009 4:35:32 PM
sjlender$25.00$25.0012/10/2009 4:36:38 PM
kanakakm$43.22$43.2212/10/2009 4:36:46 PM
neenerman$25.00$25.0012/10/2009 4:38:06 PM
busybee007$25.00$25.0012/10/2009 4:37:10 PM
lazyeye$25.00$25.0012/10/2009 4:37:52 PM
lucrative-worth$25.00$25.0012/10/2009 4:37:56 PM
first-generosity-harmonica$25.00$25.0012/10/2009 4:34:26 PM
camaraderi-game-changer$25.00$25.0012/10/2009 4:34:42 PM
the-debt-fluffy-bunny$25.00$25.0012/10/2009 4:39:57 PM
power-expert$25.00$25.0012/10/2009 4:40:00 PM
allieoomp$25.00$25.0012/10/2009 4:35:33 PM
diversification-viking$25.00$25.0012/10/2009 4:39:53 PM
spreadgoodwill$25.00$25.0012/10/2009 4:40:43 PM
18th_beachbum$25.00$25.0012/10/2009 4:40:53 PM
Speculator$25.00$25.0012/10/2009 4:40:56 PM
wealth-cloud$25.00$25.0012/10/2009 4:41:00 PM
Klearwater_Pools$25.00$25.0012/10/2009 4:40:40 PM
trochees$25.00$25.0012/10/2009 4:40:47 PM
MarinLoans$25.39$25.3912/10/2009 4:41:31 PM
seattle$25.00$25.0012/10/2009 4:37:31 PM
open-minded-credit4$25.00$25.0012/10/2009 4:42:13 PM
Sixmil$25.00$25.0012/10/2009 4:41:18 PM
astute-dollar$100.00$100.0012/10/2009 4:42:36 PM
forthright-dedication$25.00$25.0012/10/2009 4:42:29 PM
loyalist1$25.00$25.0012/10/2009 4:39:01 PM
mister_waffle$25.00$25.0012/10/2009 4:42:59 PM
fair-funds$25.00$25.0012/10/2009 4:40:08 PM
fortytwo$40.57$40.5712/10/2009 4:40:18 PM
Syndication$25.00$25.0012/10/2009 4:40:22 PM
Hondo$25.00$25.0012/10/2009 4:40:39 PM
mlopez2007$100.00$100.0012/10/2009 4:40:49 PM
tsui517$25.00$25.0012/10/2009 4:41:07 PM
bigballer105$25.00$25.0012/10/2009 4:41:24 PM
TigerForce$25.00$25.0012/10/2009 4:41:29 PM
the-bright-velocity$50.00$50.0012/10/2009 4:45:44 PM
credit-coach118$40.00$40.0012/10/2009 4:42:10 PM
stable-nickel$85.00$85.0012/10/2009 4:46:18 PM
Bank42$30.00$30.0012/10/2009 4:42:20 PM
elevated-platinum5$25.00$25.0012/10/2009 4:47:36 PM
lloyd_s$25.00$25.0012/10/2009 4:47:52 PM
E_G$50.00$50.0012/10/2009 4:47:58 PM
BankOfFrankFairness$50.00$50.0012/10/2009 4:48:08 PM
magical-greenback$55.00$55.0012/10/2009 4:48:06 PM
the-money-gargantuan$25.00$25.0012/10/2009 4:48:11 PM
teller$60.00$60.0012/10/2009 4:48:14 PM
Supernick$50.00$50.0012/10/2009 4:48:29 PM
two_old_gals$25.00$25.0012/10/2009 4:49:05 PM
gold-commander0$50.00$50.0012/10/2009 4:49:20 PM
Marathoner$25.00$25.0012/10/2009 4:49:35 PM
burgeoning-silver$25.00$25.0012/10/2009 4:49:47 PM
helping-out$25.00$25.0012/10/2009 4:46:04 PM
kulender$25.00$25.0012/10/2009 4:50:30 PM
robot777$25.00$25.0012/10/2009 4:47:18 PM
the_winning_ticket$35.00$35.0012/10/2009 4:47:57 PM
Walkingcowboy$25.00$25.0012/10/2009 4:48:03 PM
orange-courageous-dedication$40.00$40.0012/10/2009 4:48:10 PM
Kaj$30.00$30.0012/10/2009 4:48:17 PM
gracej$25.00$25.0012/10/2009 4:49:44 PM
invincible-marketplace$25.00$25.0012/10/2009 4:54:11 PM
Jassi$25.00$25.0012/10/2009 4:54:07 PM
MidLifeCrisis$25.00$25.0012/10/2009 4:54:14 PM
Picopie$50.00$50.0012/10/2009 4:54:24 PM
freesia54$25.00$25.0012/10/2009 4:54:26 PM
HunterSix$25.00$25.0012/10/2009 4:54:39 PM
NR$25.00$25.0012/10/2009 4:54:51 PM
desertoasis$25.00$25.0012/10/2009 4:54:49 PM
cash-sensai2$25.00$25.0012/10/2009 4:54:55 PM
Kame$25.00$25.0012/10/2009 4:54:53 PM
fund-medalist171$25.00$25.0012/10/2009 4:55:44 PM
elegant-bonus$25.00$25.0012/10/2009 4:55:52 PM
KiwiElf$30.00$30.0012/10/2009 4:55:58 PM
alpinaut$25.00$25.0012/10/2009 4:56:21 PM
TriSail$25.00$25.0012/10/2009 4:56:24 PM
ijspence$25.00$25.0012/10/2009 4:56:35 PM
repayment-chef$25.00$25.0012/10/2009 4:57:36 PM
money-prophesy$131.11$131.1112/10/2009 4:56:58 PM
Avid_Skier$25.00$25.0012/10/2009 4:57:54 PM
SilverRain$25.00$25.0012/10/2009 4:58:01 PM
equitable-camaraderi$25.00$25.0012/10/2009 4:57:17 PM
dedicated-velocity3$25.00$25.0012/10/2009 4:57:21 PM
Castellan$25.00$25.0012/10/2009 4:58:07 PM
regahj99$25.00$25.0012/10/2009 4:58:19 PM
woodenshoes$25.00$25.0012/10/2009 4:58:32 PM
Railbird$25.00$25.0012/10/2009 4:59:14 PM
gauss02$25.00$25.0012/10/2009 4:59:07 PM
TandyJames$42.41$42.4112/10/2009 4:59:20 PM
Iwantahelp$25.00$25.0012/10/2009 5:03:02 PM
TheBiggTree$25.00$25.0012/10/2009 5:03:48 PM
impartial-deal$25.00$25.0012/10/2009 5:05:49 PM
Father_Gailus$25.00$25.0012/10/2009 5:05:36 PM
foxy-vigilance$25.00$25.0012/10/2009 4:54:03 PM
Cai8899$75.00$75.0012/10/2009 5:05:48 PM
payout-point$100.00$100.0012/10/2009 4:54:08 PM
honorable-yield$75.00$75.0012/10/2009 4:54:21 PM
elegant-income3$25.00$25.0012/10/2009 4:54:33 PM
bchen78875$50.00$50.0012/10/2009 4:54:36 PM
don8ter$60.00$60.0012/10/2009 4:54:42 PM
Mr_Marcus$50.00$50.0012/10/2009 5:12:07 PM
a-special-power$25.00$25.0012/10/2009 4:54:45 PM
Pasagam$25.00$25.0012/10/2009 4:54:48 PM
metro457$25.00$25.0012/10/2009 5:12:00 PM
dontscrewmeover1$100.00$100.0012/10/2009 5:18:29 PM
orbital-gain$45.00$45.0012/10/2009 4:55:26 PM
grampy48$25.00$25.0012/10/2009 4:55:42 PM
elasermd$50.00$50.0012/10/2009 4:56:04 PM
bds9646$26.00$26.0012/10/2009 4:56:14 PM
affluence-tycoon$25.00$25.0012/10/2009 4:56:17 PM
DadWarbucks$25.00$25.0012/10/2009 5:37:10 PM
aasx1108$25.00$25.0012/10/2009 4:56:47 PM
BeansMan02$25.00$25.0012/10/2009 4:56:50 PM
fcukciti$25.00$25.0012/10/2009 4:57:25 PM
Tai$25.00$25.0012/10/2009 4:58:22 PM
sas19$25.00$25.0012/10/2009 4:58:30 PM
blot44$50.00$50.0012/10/2009 6:02:53 PM
diplomatic-point4$50.00$50.0012/10/2009 4:59:01 PM
zoomdrm57$25.08$25.0812/10/2009 4:59:09 PM
mad4wknds$25.00$25.0012/10/2009 4:59:16 PM
AJSinvest$25.00$25.0012/10/2009 5:03:01 PM
kmprospeo$25.00$25.0012/10/2009 5:03:04 PM
unequaled-credit7$25.00$25.0012/10/2009 5:03:09 PM
tolstoy00$25.00$25.0012/10/2009 6:32:03 PM
szetheli$50.00$50.0012/10/2009 6:27:59 PM
puifais$25.00$25.0012/10/2009 6:32:06 PM
newbietony$40.00$40.0012/10/2009 5:03:50 PM
kanpur63$25.00$25.0012/10/2009 5:05:32 PM
neighborly-hope6$58.13$58.1312/10/2009 5:05:42 PM
ALL-PRIME$25.00$25.0012/10/2009 6:53:10 PM
compoundinterest$50.00$50.0012/10/2009 5:05:50 PM
trade-doughnut5$25.00$25.0012/10/2009 5:12:09 PM
mjm77_1$25.00$25.0012/10/2009 7:22:07 PM
fervent-repayment$25.00$25.0012/10/2009 7:32:04 PM
Divot$25.00$25.0012/10/2009 5:19:01 PM
blue-note-relaxation$25.00$25.0012/10/2009 5:20:25 PM
cocopuffs$25.00$25.0012/10/2009 7:29:47 PM
JandJ-Bank$25.00$25.0012/10/2009 5:57:19 PM
hopethisworks$37.25$37.2512/10/2009 5:57:22 PM
orange-mighty-finance$25.00$25.0012/10/2009 8:32:47 PM
Lender0010$25.00$25.0012/10/2009 8:32:52 PM
soroxy$25.00$25.0012/10/2009 8:52:01 PM
Yankeeeagle$25.00$25.0012/10/2009 8:52:44 PM
dparkhom$25.00$25.0012/10/2009 9:07:50 PM
BigEarHole$36.29$36.2912/10/2009 7:11:48 PM
well-rounded-market$25.00$25.0012/10/2009 9:22:43 PM
return-elm$25.00$25.0012/10/2009 7:32:06 PM
TakeCare$33.95$33.9512/10/2009 7:52:05 PM
nalaari$35.19$35.1912/10/2009 10:06:48 PM
grc$25.00$25.0012/10/2009 10:57:01 PM
wormdc$26.00$26.0012/10/2009 10:16:53 PM
availableloan$25.00$25.0012/10/2009 10:47:41 PM
basis-mammal$25.00$25.0012/10/2009 10:56:55 PM
coondog$25.00$25.0012/10/2009 10:57:06 PM
CIC$25.00$25.0012/11/2009 2:21:28 AM
the-profit-worker$31.64$31.6412/10/2009 8:32:50 PM
Captain88$25.00$25.0012/11/2009 5:12:18 AM
shadowflame_99$25.00$25.0012/11/2009 5:52:06 AM
srs1325$25.54$25.5412/10/2009 9:22:36 PM
piznaul$25.00$25.0012/11/2009 6:17:44 AM
Patter256$25.00$25.0012/10/2009 9:37:08 PM
dionysus03$25.00$25.0012/11/2009 6:33:43 AM
agreement-accruer$25.00$25.0012/11/2009 5:50:55 AM
redmonkey$25.00$25.0012/11/2009 5:52:58 AM
loan-warrior$25.00$25.0012/11/2009 6:58:36 AM
pragmatic-camaraderi$25.00$25.0012/11/2009 7:07:02 AM
MileHighKelly$25.00$25.0012/10/2009 10:16:51 PM
Skiph$25.00$25.0012/11/2009 6:17:43 AM
bruin558$76.39$76.3912/11/2009 7:27:17 AM
Velocity_Lenders$81.55$81.5512/10/2009 10:57:05 PM
northphoto$43.80$43.8012/11/2009 7:07:43 AM
Zarf$37.29$37.2912/10/2009 11:21:48 PM
WHEREISTHEMOON$25.00$25.0012/11/2009 8:08:25 AM
jla720$25.00$25.0012/11/2009 7:33:54 AM
Rcprofit$25.00$25.0012/11/2009 7:34:15 AM
dansarkis$25.00$25.0012/11/2009 7:38:44 AM
best-decisive-peace$25.00$25.0012/11/2009 4:27:21 AM
worldly-kindness8$25.00$25.0012/11/2009 7:47:59 AM
SoCalRancher$25.00$25.0012/11/2009 7:48:27 AM
SpectrumFinance$25.00$25.0012/11/2009 7:50:38 AM
obedient-silver3$25.00$25.0012/11/2009 5:26:56 AM
js60l$25.00$25.0012/11/2009 5:43:31 AM
flwah$25.00$25.0012/11/2009 6:27:33 AM
allloans4me$50.00$50.0012/11/2009 9:55:30 AM
cesta283$25.00$25.0012/11/2009 7:42:31 AM
vegibenz$25.00$25.0012/11/2009 9:58:17 AM
TK4$25.00$25.0012/11/2009 10:01:51 AM
solstice175$25.00$25.0012/11/2009 9:39:09 AM
wwwUniversal$25.00$25.0012/11/2009 10:31:29 AM
Sierralance$25.00$25.0012/11/2009 9:44:03 AM
iansays1$25.00$25.0012/11/2009 9:55:23 AM
otter$25.00$25.0012/11/2009 9:58:20 AM
EmeritusX$25.00$25.0012/11/2009 11:08:39 AM
auction-elvis$25.00$25.0012/11/2009 10:13:11 AM
aycinvestments$25.00$25.0012/11/2009 11:14:07 AM
RusRobo$25.00$25.0012/11/2009 10:28:01 AM
coin-jubilee$25.00$25.0012/11/2009 10:39:17 AM
winter-vigilance$25.00$25.0012/11/2009 11:25:41 AM
guardlender$25.00$25.0012/11/2009 10:54:38 AM
tenny321$25.00$25.0012/11/2009 11:43:38 AM
slartibardfast$35.00$35.0012/11/2009 9:58:22 AM
interstellar$50.00$50.0012/11/2009 11:55:32 AM
BoutYeBank$50.00$50.0012/11/2009 10:02:03 AM
jazz619$25.00$25.0012/11/2009 12:09:23 PM
TJ-Financial-Group$40.00$40.0012/11/2009 11:24:31 AM
lagnisiruk$25.00$25.0012/11/2009 11:28:17 AM
kmwvma$25.00$25.0012/11/2009 12:48:21 PM
kchen486$25.00$25.0012/11/2009 12:55:01 PM
esabzb$25.00$25.0012/11/2009 10:43:36 AM
sellbuy40$29.26$29.2612/11/2009 10:43:40 AM
spruce2$25.00$25.0012/11/2009 1:10:14 PM
Dazz2061$25.00$25.0012/11/2009 10:55:47 AM
JGB$25.00$25.0012/11/2009 1:24:52 PM
granitepk$25.00$25.0012/11/2009 1:32:12 PM
top-trade-chihuahua$25.00$25.0012/11/2009 12:09:25 PM
misterhobbs$25.00$25.0012/11/2009 11:25:17 AM
bigdogsafety1$25.00$25.0012/11/2009 11:39:54 AM
goldeneye777$33.18$33.1812/11/2009 1:11:36 PM
Phantom99$25.00$25.0012/11/2009 1:15:28 PM
Ocean-Breeze$25.00$25.0012/11/2009 11:55:02 AM
teejay411$42.34$42.3412/11/2009 1:51:50 PM
dpfl55$25.00$25.0012/11/2009 12:25:47 PM
money-explorer3$25.00$25.0012/11/2009 2:06:23 PM
wise-cash-keeper$30.70$30.7012/11/2009 12:58:11 PM
RSV$25.00$25.0012/11/2009 1:15:11 PM
rawman$25.00$25.0012/11/2009 1:24:51 PM
Natronpee$25.00$25.0012/11/2009 2:22:08 PM
rapid-currency$25.00$25.0012/11/2009 2:42:01 PM
ojibwa$25.00$25.0012/11/2009 2:44:44 PM
bsmtloan$50.00$50.0012/11/2009 3:25:53 PM
sentimental-euro$25.00$25.0012/11/2009 3:32:58 PM
powerful-bill$25.00$25.0012/11/2009 3:37:18 PM
chipperjohnson$50.00$50.0012/11/2009 3:38:52 PM
MTLoans$25.00$25.0012/11/2009 3:48:29 PM
radiant-cash$29.27$29.2712/11/2009 5:12:00 PM
wdove511$25.00$25.0012/11/2009 5:22:05 PM
grekhi$25.00$25.0012/11/2009 3:32:45 PM
smallcountry$25.00$25.0012/11/2009 3:33:18 PM
BlindProphet$25.00$25.0012/11/2009 3:33:32 PM
open-wealth492$25.00$25.0012/11/2009 5:12:01 PM
reinforced-reward$25.00$25.0012/11/2009 3:38:56 PM
AWTT$25.00$25.0012/11/2009 5:21:55 PM
hannum$25.00$25.0012/11/2009 8:27:00 PM
paladin847$25.00$25.0012/11/2009 5:27:56 PM
capital-web7$25.00$25.0012/11/2009 5:29:36 PM
saihu$25.00$25.0012/11/2009 9:27:03 PM
pleasant-basis$25.00$25.0012/11/2009 9:27:18 PM
jd006006$31.75$31.7512/11/2009 9:27:28 PM
loan-machine1$25.00$25.0012/11/2009 4:46:48 PM
Dmatthewsftf$25.00$25.0012/11/2009 8:05:44 PM
oneeighty$25.00$25.0012/11/2009 5:03:07 PM
cladius67$25.00$25.0012/11/2009 8:14:24 PM
vegaslender88$25.00$25.0012/11/2009 5:04:01 PM
ISLA-VISTA$25.00$25.0012/11/2009 10:27:08 PM
CarDealer3070$50.00$50.0012/11/2009 10:27:14 PM
asset-caballero$25.00$25.0012/11/2009 5:12:06 PM
i3urtonair$25.00$25.0012/11/2009 8:32:38 PM
preciousjeni$32.87$32.8712/12/2009 12:16:55 AM
wampum-cocktail$25.00$25.0012/11/2009 5:21:54 PM
cubesteak$25.00$25.0012/11/2009 5:27:50 PM
open-minded-finance1$25.00$25.0012/11/2009 9:27:08 PM
lean-pound$25.00$25.0012/11/2009 9:27:22 PM
bid-promiser$25.00$25.0012/11/2009 9:27:24 PM
northernheightsproperties$200.00$200.0012/11/2009 6:36:48 PM
transparency-giant$33.46$33.4612/11/2009 10:19:40 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:09:21 PM
currency-prometheus$25.00$25.0012/11/2009 10:27:12 PM
sflawya$25.00$25.0012/12/2009 8:01:50 AM
credit-force5$25.00$25.0012/11/2009 11:21:55 PM
mansne$25.00$25.0012/11/2009 8:16:49 PM
BankofBen$450.00$450.0012/12/2009 12:33:24 AM
bizguy1982$25.00$25.0012/11/2009 8:28:20 PM
Ivan2007$50.00$50.0012/12/2009 3:22:33 AM
deepclear$100.00$100.0012/12/2009 9:01:01 AM
fabster$25.00$25.0012/11/2009 9:27:43 PM
selector568$73.05$73.0512/11/2009 10:27:13 PM
just-commitment$25.00$25.0012/12/2009 12:07:44 AM
point-shooter$25.00$25.0012/12/2009 12:41:55 AM
dingus$25.00$25.0012/12/2009 9:20:16 AM
the-profit-oracle$25.00$25.0012/12/2009 12:36:07 PM
totoro$25.00$25.0012/12/2009 6:04:21 PM
Bob450$50.00$50.0012/13/2009 9:16:42 AM
JGuide$25.00$25.0012/13/2009 10:19:36 AM
ptjg$105.00$105.0012/13/2009 9:16:02 PM
Moneypenny6$25.00$25.0012/13/2009 11:10:53 AM
makosdJR02$27.63$27.6312/13/2009 11:31:52 AM
GOPHERBOY$200.00$200.0012/13/2009 4:22:00 PM
discrete-asset$25.00$25.0012/14/2009 8:12:13 AM
NYCLAIMSGUY$50.00$50.0012/14/2009 6:16:35 AM
JDL51$85.00$85.0012/14/2009 8:16:38 AM
pedestrianme$25.00$25.0012/14/2009 1:49:29 PM
justice-hawk$175.00$175.0012/14/2009 11:17:08 AM
compagnt$25.00$25.0012/14/2009 12:14:25 PM
3_boyz$30.00$30.0012/14/2009 2:37:09 PM
fireboss$50.00$50.0012/14/2009 2:43:34 PM
tj1683$50.00$50.0012/10/2009 4:32:48 PM
serpentine$50.00$50.0012/10/2009 4:34:54 PM
jh157765$25.00$25.0012/10/2009 4:34:28 PM
loner001$25.00$25.0012/10/2009 4:34:40 PM
Flux$25.00$25.0012/10/2009 4:36:14 PM
eighttone$25.00$25.0012/10/2009 4:36:15 PM
ljay$25.00$25.0012/10/2009 4:37:47 PM
Kerrysbay$25.00$25.0012/10/2009 4:37:44 PM
Steveoo1$25.00$25.0012/10/2009 4:39:33 PM
direct-platinum8$25.00$25.0012/10/2009 4:34:42 PM
ATOHokie$25.00$25.0012/10/2009 4:39:02 PM
BayShell$50.00$50.0012/10/2009 4:40:19 PM
Maccs55$25.00$25.0012/10/2009 4:40:23 PM
JeffHoll$100.00$100.0012/10/2009 4:40:50 PM
djs81$25.00$25.0012/10/2009 4:40:06 PM
principal-kung-fu$25.00$25.0012/10/2009 4:40:57 PM
fatson43$25.00$25.0012/10/2009 4:40:32 PM
danthemon35$25.00$25.0012/10/2009 4:41:30 PM
agwosdof$100.00$100.0012/10/2009 4:40:54 PM
winlender$25.00$25.0012/10/2009 4:37:19 PM
UT-Longhorn$25.00$25.0012/10/2009 4:42:06 PM
JJS180$25.00$25.0012/10/2009 4:41:12 PM
investor_101$50.00$50.0012/10/2009 4:38:03 PM
gulch$35.00$35.0012/10/2009 4:42:17 PM
Jimfromsac$25.00$25.0012/10/2009 4:42:27 PM
Cheburashka$30.00$30.0012/10/2009 4:41:40 PM
interest-exec9$25.00$25.0012/10/2009 4:41:48 PM
Astounding$25.00$25.0012/10/2009 4:42:24 PM
loaninvesting$25.00$25.0012/10/2009 4:38:53 PM
Ranch88$25.00$25.0012/10/2009 4:42:26 PM
market-assembler$32.93$32.9312/10/2009 4:39:46 PM
dirkjan$25.00$25.0012/10/2009 4:39:55 PM
trade-pragmatist$25.00$25.0012/10/2009 4:40:21 PM
ytjameslee$50.00$50.0012/10/2009 4:40:35 PM
wrighco$25.00$25.0012/10/2009 4:40:45 PM
Frugal$25.00$25.0012/10/2009 4:41:05 PM
cash-boots$25.00$25.0012/10/2009 4:45:43 PM
Weaverville$25.00$25.0012/10/2009 4:45:58 PM
divedude$25.00$25.0012/10/2009 4:41:34 PM
rulender$50.00$50.0012/10/2009 4:42:23 PM
chumbawumba$25.00$25.0012/10/2009 4:46:22 PM
museic1$25.00$25.0012/10/2009 4:47:37 PM
credit-investor5$100.00$100.0012/10/2009 4:47:38 PM
sidney102$25.00$25.0012/10/2009 4:47:45 PM
leodaguy$25.00$25.0012/10/2009 4:47:54 PM
personal-lender$25.00$25.0012/10/2009 4:48:02 PM
Havana21$25.00$25.0012/10/2009 4:48:05 PM
mikeandcat$50.00$50.0012/10/2009 4:48:07 PM
fireboss$25.00$25.0012/10/2009 4:48:15 PM
DonaldColorado$25.00$25.0012/10/2009 4:48:13 PM
best-deal-banker$50.00$50.0012/10/2009 4:48:18 PM
dedicated-diversification5$75.00$75.0012/10/2009 4:48:27 PM
Tom579$25.00$25.0012/10/2009 4:48:26 PM
community-pipeline8$50.00$50.0012/10/2009 4:48:32 PM
trade-pumpkin$25.00$25.0012/10/2009 4:48:30 PM
ekmendenhall$25.00$25.0012/10/2009 4:48:44 PM
CallMeBen$25.00$25.0012/10/2009 4:48:40 PM
inforapenny$25.00$25.0012/10/2009 4:49:00 PM
inforapenny$25.00$25.0012/10/2009 4:49:04 PM
sharkm$40.00$40.0012/10/2009 4:49:23 PM
Artist_Blue$25.00$25.0012/10/2009 4:49:34 PM
five-star-note$25.00$25.0012/10/2009 4:45:49 PM
AF-Chief$35.00$35.0012/10/2009 4:49:37 PM
thedoctor$80.00$80.0012/10/2009 4:46:26 PM
MoneyU4IA$40.00$40.0012/10/2009 4:47:47 PM
Attract$25.00$25.0012/10/2009 4:48:00 PM
evnagelist$100.00$100.0012/10/2009 4:48:04 PM
skuba$50.00$50.0012/10/2009 4:48:16 PM
forthright-social$25.00$25.0012/10/2009 4:48:26 PM
anakinsolo$25.00$25.0012/10/2009 4:49:04 PM
principal-prodigy$25.00$25.0012/10/2009 4:53:49 PM
shamrocker$25.00$25.0012/10/2009 4:49:42 PM
roccofox$50.00$50.0012/10/2009 4:54:01 PM
mlkhamilton$25.00$25.0012/10/2009 4:53:56 PM
lend_to_you$50.00$50.0012/10/2009 4:54:13 PM
SCOTTOL$25.00$25.0012/10/2009 4:54:10 PM
greenwell$50.00$50.0012/10/2009 4:54:23 PM
DukSerduk$25.00$25.0012/10/2009 4:54:15 PM
galaxy1$25.00$25.0012/10/2009 4:54:31 PM
DandBFamily$25.00$25.0012/10/2009 4:54:28 PM
flopcat$25.00$25.0012/10/2009 4:54:40 PM
syounker$25.00$25.0012/10/2009 4:54:54 PM
portfolio-zone801$25.00$25.0012/10/2009 4:49:58 PM
inspired-contract9$50.00$50.0012/10/2009 4:54:50 PM
thestartuplender$35.00$35.0012/10/2009 4:50:29 PM
first-class-dime$25.00$25.0012/10/2009 4:55:49 PM
Buffer10$200.00$200.0012/10/2009 4:55:47 PM
highcountry1$25.00$25.0012/10/2009 4:55:50 PM
GyJAV_BNCCo$50.00$50.0012/10/2009 4:56:03 PM
get30inc$50.00$50.0012/10/2009 4:56:28 PM
salala$25.00$25.0012/10/2009 4:56:33 PM
opt1mum$25.00$25.0012/10/2009 4:56:32 PM
tuneman1980$25.00$25.0012/10/2009 4:56:38 PM
morpholog$25.00$25.0012/10/2009 4:57:05 PM
superstar449$50.00$50.0012/10/2009 4:57:24 PM
dumbass$25.00$25.0012/10/2009 4:57:59 PM
wonderful-rupee$25.00$25.0012/10/2009 4:57:13 PM
VWA_to_the_Rescue$25.00$25.0012/10/2009 4:58:02 PM
harnobuff$25.00$25.0012/10/2009 4:57:19 PM
AndersenWatcher$25.00$25.0012/10/2009 4:58:05 PM
BiggestG$25.00$25.0012/10/2009 4:58:08 PM
Syzygy$25.00$25.0012/10/2009 4:58:16 PM
QuinMccoy$25.00$25.0012/10/2009 4:58:27 PM
wise-balanced-moola$25.00$25.0012/10/2009 4:58:44 PM
DeilaMiah$50.00$50.0012/10/2009 4:59:11 PM
supreme-hope$25.00$25.0012/10/2009 4:58:48 PM
Avala$25.00$25.0012/10/2009 4:59:06 PM
Citizenryan$25.00$25.0012/10/2009 4:59:18 PM
figs4u2$60.31$60.3112/10/2009 5:03:07 PM
BeemerRider$25.00$25.0012/10/2009 5:03:10 PM
bonus-patriot$25.00$25.0012/10/2009 5:03:49 PM
powersjq$25.00$25.0012/10/2009 5:04:26 PM
Guiren$100.00$100.0012/10/2009 5:04:14 PM
philantist$25.00$25.0012/10/2009 5:05:15 PM
nostromo$25.00$25.0012/10/2009 5:05:33 PM
natmonkey$25.00$25.0012/10/2009 4:53:59 PM
toblerone$25.00$25.0012/10/2009 4:54:04 PM
TheColoradoDon$25.00$25.0012/10/2009 5:05:55 PM
GElender$50.00$50.0012/10/2009 4:54:17 PM
verse99$25.00$25.0012/10/2009 4:54:19 PM
abidos$25.00$25.0012/10/2009 5:06:22 PM
Dap2005$25.00$25.0012/10/2009 4:54:29 PM
ClearLake$25.00$25.0012/10/2009 5:06:47 PM
kvandivo$25.00$25.0012/10/2009 4:54:34 PM
lean-velocity$25.00$25.0012/10/2009 4:54:38 PM
Musicman1950$25.00$25.0012/10/2009 4:54:43 PM
financial-frenzy$25.00$25.0012/10/2009 5:12:11 PM
Carpetkid$50.00$50.0012/10/2009 4:54:46 PM
trident9$39.05$39.0512/10/2009 5:12:49 PM
emo13$50.00$50.0012/10/2009 5:12:06 PM
SDNLR$25.00$25.0012/10/2009 5:12:44 PM
rakstar$25.00$25.0012/10/2009 5:22:21 PM
skvat$25.00$25.0012/10/2009 4:55:46 PM
Goodlender42$25.00$25.0012/10/2009 4:56:06 PM
summerlander$25.00$25.0012/10/2009 4:56:15 PM
hard-working-loot$25.00$25.0012/10/2009 5:37:08 PM
Duanep01$25.00$25.0012/10/2009 5:37:03 PM
cjames84$25.00$25.0012/10/2009 4:56:48 PM
the-silver-blaster$75.00$75.0012/10/2009 4:57:00 PM
a-responsible-return$25.00$25.0012/10/2009 4:57:10 PM
kayakg$25.00$25.0012/10/2009 4:58:20 PM
_kyle$25.00$25.0012/10/2009 4:58:24 PM
DSK_Financials$50.00$50.0012/10/2009 4:58:50 PM
anacho4me$25.00$25.0012/10/2009 4:59:03 PM
JohnGalt94$25.00$25.0012/10/2009 4:59:12 PM
ADenny$25.00$25.0012/10/2009 6:22:23 PM
wise-rupee-armada$25.00$25.0012/10/2009 6:32:03 PM
zenchef$25.00$25.0012/10/2009 5:03:43 PM
SNH$50.00$50.0012/10/2009 5:05:31 PM
red-favorable-basis$25.00$25.0012/10/2009 6:37:37 PM
Ven58$25.00$25.0012/10/2009 5:05:35 PM
Psalm1$50.00$50.0012/10/2009 5:05:54 PM
LPSolutions$25.00$25.0012/10/2009 6:54:54 PM
oskizzle$25.00$25.0012/10/2009 7:08:51 PM
kginatl$48.52$48.5212/10/2009 5:12:05 PM
caseattle$25.00$25.0012/10/2009 5:12:12 PM
Masterlender$25.00$25.0012/10/2009 5:12:56 PM
payout-optimizer$25.00$25.0012/10/2009 7:29:50 PM
inspired-agreement$25.00$25.0012/10/2009 7:32:08 PM
Preferred-Lender$25.00$25.0012/10/2009 7:29:42 PM
miked8303$25.00$25.0012/10/2009 7:52:35 PM
GUIDOLANDIA$25.00$25.0012/10/2009 5:42:31 PM
NATIVEBORN$46.89$46.8912/10/2009 8:02:30 PM
michaelndn$25.00$25.0012/10/2009 5:57:20 PM
gourd6$25.00$25.0012/10/2009 8:26:54 PM
suzanny$25.00$25.0012/10/2009 8:32:48 PM
minista$25.00$25.0012/10/2009 8:36:32 PM
saritha$25.00$25.0012/10/2009 6:21:54 PM
katnmouse$25.00$25.0012/10/2009 6:43:58 PM
ritwngr$25.00$25.0012/10/2009 8:59:12 PM
subtle-interest$25.00$25.0012/10/2009 9:11:48 PM
wise-agile-investment$25.00$25.0012/10/2009 9:16:51 PM
CorMDNY$25.00$25.0012/10/2009 9:37:10 PM
truth-prospector$25.00$25.0012/10/2009 9:11:49 PM
refined-income7$25.00$25.0012/10/2009 7:11:49 PM
mathprof$25.00$25.0012/10/2009 9:27:27 PM
OLYVRC$25.00$25.0012/10/2009 7:22:32 PM
bayareainv$50.00$50.0012/10/2009 9:35:05 PM
gentle-gold$25.00$25.0012/10/2009 7:32:05 PM
blue-heartpounding-silver$25.00$25.0012/10/2009 9:37:13 PM
loan-selector622$25.00$25.0012/10/2009 10:15:44 PM
SonomaHills$25.00$25.0012/10/2009 10:16:49 PM
gizzywump$25.00$25.0012/10/2009 7:52:07 PM
first-wampum-trapper$25.00$25.0012/10/2009 10:57:04 PM
zeelender$25.00$25.0012/10/2009 10:57:33 PM
visionary-currency$31.13$31.1312/10/2009 8:27:22 PM
SpectrumCapital$25.00$25.0012/10/2009 10:57:30 PM
peaceful-trade$25.00$25.0012/10/2009 8:33:03 PM
mla$25.00$25.0012/10/2009 11:27:00 PM
ultimate-social$25.00$25.0012/11/2009 4:22:47 AM
lucrative-durability$41.21$41.2112/11/2009 4:46:53 AM
spin-kick$25.00$25.0012/10/2009 9:07:59 PM
supersarah61$25.00$25.0012/10/2009 9:11:47 PM
generosity-neutrino$25.00$25.0012/11/2009 5:43:09 AM
GRI$43.25$43.2512/11/2009 4:23:33 AM
lostontheedge$25.00$25.0012/10/2009 9:27:26 PM
discrete-asset$25.00$25.0012/11/2009 5:19:05 AM
1fortheroad$25.00$25.0012/10/2009 9:37:11 PM
reueljw$25.00$25.0012/11/2009 6:25:21 AM
Binan$25.00$25.0012/11/2009 6:33:44 AM
BzJ108$25.00$25.0012/10/2009 9:52:05 PM
Lancasterdust$25.00$25.0012/11/2009 7:07:41 AM
blue-exuberant-economy$25.00$25.0012/11/2009 7:12:55 AM
DHolly$25.00$25.0012/11/2009 6:17:53 AM
VPRLLC$25.00$25.0012/11/2009 7:34:19 AM
afotherg$25.00$25.0012/11/2009 7:48:28 AM
cashhelp$25.00$25.0012/10/2009 10:57:29 PM
kenji4861$50.00$50.0012/11/2009 6:58:41 AM
crenen139$54.55$54.5512/11/2009 7:07:45 AM
asset-prescription$25.00$25.0012/11/2009 7:33:52 AM
unrivaled-justice$25.00$25.0012/11/2009 7:34:23 AM
useful-p2ploan$50.00$50.0012/11/2009 7:43:20 AM
bonus-antioxidant$25.00$25.0012/11/2009 5:26:53 AM
StrongMoney$25.00$25.0012/11/2009 6:23:04 AM
TrixieD$25.00$25.0012/11/2009 8:24:05 AM
brandilton$25.00$25.0012/11/2009 6:33:46 AM
Plotinus$48.74$48.7412/11/2009 8:26:53 AM
FullDisclosureBorrower$25.00$25.0012/11/2009 9:39:42 AM
jbaum$150.00$150.0012/11/2009 9:39:45 AM
aspen5$25.00$25.0012/11/2009 7:13:11 AM
adir1$25.00$25.0012/11/2009 8:32:00 AM
creditasaurus9$25.00$25.0012/11/2009 9:39:52 AM
cerebral-return3$25.00$25.0012/11/2009 7:42:02 AM
USMC0311$25.00$25.0012/11/2009 9:58:18 AM
Hexnut$37.07$37.0712/11/2009 10:12:58 AM
sugarhoof$25.00$25.0012/11/2009 9:39:38 AM
skillful-diversification2$25.00$25.0012/11/2009 9:40:03 AM
goofy15975$25.00$25.0012/11/2009 10:31:19 AM
degster$25.00$25.0012/11/2009 9:44:01 AM
BristolGarden$37.11$37.1112/11/2009 9:47:48 AM
worthy-truth$25.00$25.0012/11/2009 10:54:46 AM
Katburg$25.00$25.0012/11/2009 9:55:04 AM
copperfield$25.00$25.0012/11/2009 9:58:11 AM
stensonb$25.00$25.0012/11/2009 10:01:58 AM
wise-spirited-nickel$25.00$25.0012/11/2009 10:13:19 AM
dharma1$25.00$25.0012/11/2009 11:14:31 AM
fishman42$25.00$25.0012/11/2009 10:32:03 AM
rmachi$25.00$25.0012/11/2009 10:40:38 AM
payout-backer2$25.00$25.0012/11/2009 10:44:29 AM
ml13$25.00$25.0012/11/2009 11:28:15 AM
cash-vault$25.00$25.0012/11/2009 11:28:38 AM
MO_Investor$25.00$25.0012/11/2009 9:43:54 AM
Tradesmanlender$25.00$25.0012/11/2009 9:47:25 AM
Gromac$25.00$25.0012/11/2009 11:54:22 AM
johntina$50.00$50.0012/11/2009 9:58:24 AM
gethsemane4$25.00$25.0012/11/2009 9:59:06 AM
awwaww$25.00$25.0012/11/2009 12:09:26 PM
wise-bonus-honker$25.00$25.0012/11/2009 12:12:45 PM
inqbus$25.00$25.0012/11/2009 10:13:10 AM
lendacity$25.00$25.0012/11/2009 11:14:34 AM
Hogpilot$25.00$25.0012/11/2009 10:31:33 AM
rosie777$25.00$25.0012/11/2009 10:43:24 AM
cdv$25.00$25.0012/11/2009 10:43:39 AM
cjohnson041$35.00$35.0012/11/2009 1:08:58 PM
catterpillar$47.29$47.2912/11/2009 1:10:16 PM
SpotLending$25.00$25.0012/11/2009 10:54:44 AM
johannesfactotum$25.00$25.0012/11/2009 10:58:55 AM
market-honker$58.34$58.3412/11/2009 11:54:33 AM
slojudy$25.00$25.0012/11/2009 12:01:27 PM
mizount$25.00$25.0012/11/2009 11:14:13 AM
vkorichkov$35.00$35.0012/11/2009 2:04:06 PM
dinero-philosopher3$25.00$25.0012/11/2009 12:25:22 PM
Breadandbutter$25.00$25.0012/11/2009 11:25:13 AM
skiforglory$25.00$25.0012/11/2009 12:55:11 PM
dbzen$50.00$50.0012/11/2009 2:38:15 PM
robust-loyalty$25.00$25.0012/11/2009 11:40:14 AM
credit-sunshine$25.00$25.0012/11/2009 1:10:20 PM
Gold_Coin$25.00$25.0012/11/2009 11:43:25 AM
ebusinessagent$25.00$25.0012/11/2009 1:14:57 PM
coolspeed$25.00$25.0012/11/2009 1:15:18 PM
tallmon$25.00$25.0012/11/2009 1:24:49 PM
Northsider$25.00$25.0012/11/2009 11:54:20 AM
mizon291$25.00$25.0012/11/2009 1:57:11 PM
mindful-duty$25.00$25.0012/11/2009 2:04:13 PM
langdonx$25.00$25.0012/11/2009 12:33:29 PM
love_what_you_do$25.00$25.0012/11/2009 2:14:29 PM
CASHGIRL$75.00$75.0012/11/2009 12:55:04 PM
one2sojourn$38.11$38.1112/11/2009 1:11:40 PM
brocilybeef$25.00$25.0012/11/2009 1:15:01 PM
Hokiemon$75.00$75.0012/11/2009 1:28:20 PM
fastcar750$25.00$25.0012/11/2009 1:54:59 PM
Fuzkaska__F_u_n_d_s$25.00$25.0012/11/2009 2:06:35 PM
Keebs$25.00$25.0012/11/2009 2:44:41 PM
buckyhead2000$25.00$25.0012/11/2009 3:25:49 PM
jasonj72$25.00$25.0012/11/2009 4:27:41 PM
IndianChief$25.00$25.0012/11/2009 3:32:41 PM
jpjones86$25.00$25.0012/11/2009 3:32:55 PM
Mr_Money$25.00$25.0012/11/2009 3:37:15 PM
FundMaker$25.00$25.0012/11/2009 4:59:22 PM
silktea$25.00$25.0012/11/2009 5:12:04 PM
pinnacle10$25.00$25.0012/11/2009 5:13:43 PM
V40Harmony$25.00$25.0012/11/2009 3:26:53 PM
lowcostmoney$25.00$25.0012/11/2009 5:12:24 PM
Truckie-FD$38.10$38.1012/11/2009 8:26:52 PM
GhaChr$25.00$25.0012/11/2009 5:27:48 PM
Pawnster$25.00$25.0012/11/2009 5:29:25 PM
nhm$50.00$50.0012/11/2009 4:06:25 PM
tbati$25.00$25.0012/11/2009 9:27:05 PM
cavalier2020$25.00$25.0012/11/2009 9:27:20 PM
BeachWalkz$25.00$25.0012/11/2009 9:27:42 PM
juiceman818$25.00$25.0012/11/2009 9:31:52 PM
rlrcstr$25.00$25.0012/11/2009 10:27:11 PM
upc_tnt$25.00$25.0012/11/2009 5:12:02 PM
jackbauer$25.00$25.0012/11/2009 5:21:52 PM
ferocious-exchange3$25.00$25.0012/11/2009 5:22:07 PM
honorable-treasure$25.00$25.0012/11/2009 5:27:46 PM
yachtiegirl$25.00$25.0012/11/2009 5:27:53 PM
NELNET$50.00$50.0012/11/2009 5:32:23 PM
diverse2$30.00$30.0012/12/2009 5:07:19 AM
kunger$25.00$25.0012/11/2009 9:27:01 PM
MiniBank998$25.00$25.0012/11/2009 9:27:09 PM
kirkjerk$25.00$25.0012/11/2009 9:27:27 PM
deal_maker78$27.62$27.6212/11/2009 9:27:46 PM
Chosen-one$25.00$25.0012/12/2009 6:59:20 AM
mh1169$28.15$28.1512/11/2009 9:48:16 PM
return-poblano$25.00$25.0012/11/2009 9:57:41 PM
all_of_that_one$25.00$25.0012/12/2009 7:36:49 AM
JKKCapital$25.00$25.0012/12/2009 8:02:00 AM
BankofBen$25.00$25.0012/11/2009 11:18:40 PM
reBuild-America$25.00$25.0012/11/2009 11:26:54 PM
Scoote2912$25.00$25.0012/11/2009 8:27:10 PM
calessabay$25.00$25.0012/11/2009 8:37:26 PM
bold-enthralling-yield$25.00$25.0012/11/2009 8:51:59 PM
chillware$25.00$25.0012/11/2009 9:27:07 PM
dinero-festivity2$50.00$50.0012/11/2009 9:27:25 PM
worklessmakemore$25.00$3.4212/12/2009 7:47:19 AM
wampum-chorus3$25.00$25.0012/11/2009 10:18:22 PM
peaceful-bid$25.00$25.0012/11/2009 10:27:10 PM
henmota$25.00$25.0012/11/2009 10:27:15 PM
surfhoss644$25.00$25.0012/12/2009 7:46:56 AM
springpanda$50.00$50.0012/12/2009 3:19:57 PM
SCD$25.00$25.0012/12/2009 7:47:24 PM
helping-out$35.00$35.0012/12/2009 2:05:01 PM
blue-relay$25.00$25.0012/13/2009 3:19:46 PM
BOZO88$50.00$50.0012/13/2009 7:38:37 PM
rdrloan$25.00$25.0012/14/2009 7:08:38 AM
loyalty-czar$100.00$100.0012/14/2009 12:22:05 PM
rate-hickory$25.00$25.0012/14/2009 11:07:07 AM
Lender_Borrower$25.00$25.0012/14/2009 1:13:32 PM
634 bids
 
Borrower Payment Dependent Notes Series 437962
This series of Notes was issued and sold upon the funding of the borrower loan #39980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-11-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 11.85% / 13.98% Starting monthly payment: $99.43
Final lender yield: 9.35% Final borrower rate/APR: 11.35% / 13.47% Final monthly payment: $98.71
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1999 Debt/Income ratio: 27%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 15Length of status:9y 10m
Amount delinquent: $0 Revolving credit balance: $342 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 6%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: No  
Inquiries last 6m: 1    
Screen name: credit-sumac Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit card
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
busybee007$25.00$25.0012/11/2009 2:56:44 PM
lucrative-worth$25.00$25.0012/11/2009 2:57:03 PM
neenerman$25.00$25.0012/11/2009 2:57:15 PM
wealth-cloud$25.00$25.0012/11/2009 2:59:14 PM
forthright-dedication$25.00$25.0012/11/2009 3:00:46 PM
trade-pragmatist$25.00$25.0012/11/2009 2:58:23 PM
Klearwater_Pools$25.00$25.0012/11/2009 2:58:41 PM
wrighco$25.00$25.0012/11/2009 2:58:44 PM
JeffHoll$100.00$100.0012/11/2009 2:58:54 PM
18th_beachbum$25.00$25.0012/11/2009 2:58:56 PM
Speculator$25.00$25.0012/11/2009 2:59:01 PM
JJS180$25.00$25.0012/11/2009 2:59:31 PM
leodaguy$25.00$25.0012/11/2009 3:03:30 PM
Kerrysbay$25.00$25.0012/11/2009 2:56:54 PM
Havana21$25.00$25.0012/11/2009 3:03:49 PM
orange-courageous-dedication$40.00$40.0012/11/2009 3:04:00 PM
DonaldColorado$25.00$25.0012/11/2009 3:04:04 PM
Jimfromsac$25.00$25.0012/11/2009 3:00:44 PM
Steveoo1$25.00$25.0012/11/2009 2:57:56 PM
dirkjan$25.00$25.0012/11/2009 2:58:12 PM
Maccs55$25.00$25.0012/11/2009 2:58:27 PM
ytjameslee$50.00$50.0012/11/2009 2:58:32 PM
principal-kung-fu$25.00$25.0012/11/2009 2:59:06 PM
helping-out$25.00$25.0012/11/2009 3:02:25 PM
interest-exec9$25.00$25.0012/11/2009 2:59:58 PM
MoneyU4IA$40.00$40.0012/11/2009 3:03:24 PM
gulch$35.00$35.0012/11/2009 3:00:32 PM
Walkingcowboy$25.00$25.0012/11/2009 3:03:43 PM
evnagelist$100.00$100.0012/11/2009 3:03:46 PM
best-deal-banker$50.00$50.0012/11/2009 3:04:17 PM
Tom579$25.00$25.0012/11/2009 3:04:24 PM
sharkm$40.00$10.0012/11/2009 3:04:58 PM
stable-nickel$85.00$85.0012/11/2009 3:02:34 PM
museic1$25.00$25.0012/11/2009 3:03:16 PM
credit-investor5$100.00$100.0012/11/2009 3:03:18 PM
sidney102$25.00$25.0012/11/2009 3:03:21 PM
lloyd_s$25.00$25.0012/11/2009 3:03:28 PM
magical-greenback$55.00$55.0012/11/2009 3:03:53 PM
BankOfFrankFairness$50.00$50.0012/11/2009 3:03:58 PM
fireboss$25.00$25.0012/11/2009 3:04:08 PM
skuba$50.00$50.0012/11/2009 3:04:13 PM
Kaj$30.00$30.0012/11/2009 3:04:15 PM
forthright-social$25.00$25.0012/11/2009 3:04:22 PM
Supernick$50.00$50.0012/11/2009 3:04:29 PM
trade-pumpkin$25.00$25.0012/11/2009 3:04:31 PM
community-pipeline8$50.00$50.0012/11/2009 3:04:32 PM
anakinsolo$25.00$25.0012/11/2009 3:04:46 PM
wise-balanced-moola$25.00$25.0012/11/2009 3:09:57 PM
the-profit-oracle$25.00$25.0012/11/2009 4:47:25 PM
the-debt-fluffy-bunny$25.00$25.0012/11/2009 2:58:14 PM
agwosdof$100.00$100.0012/11/2009 2:58:59 PM
TigerForce$25.00$25.0012/11/2009 2:59:43 PM
UT-Longhorn$25.00$25.0012/11/2009 3:00:06 PM
BayShell$50.00$50.0012/11/2009 2:58:20 PM
Syndication$25.00$25.0012/11/2009 2:58:25 PM
capital-web7$25.00$25.0012/11/2009 2:58:30 PM
cash-boots$25.00$25.0012/11/2009 3:02:11 PM
five-star-note$25.00$25.0012/11/2009 3:02:16 PM
trochees$25.00$25.0012/11/2009 2:58:48 PM
chumbawumba$25.00$25.0012/11/2009 3:02:39 PM
thedoctor$80.00$80.0012/11/2009 3:02:43 PM
Sixmil$25.00$25.0012/11/2009 2:59:35 PM
divedude$25.00$25.0012/11/2009 2:59:48 PM
winlender$25.00$25.0012/11/2009 2:56:45 PM
ljay$25.00$25.0012/11/2009 2:56:57 PM
mikeandcat$50.00$50.0012/11/2009 3:03:56 PM
open-minded-credit4$25.00$25.0012/11/2009 3:00:21 PM
the-money-gargantuan$25.00$25.0012/11/2009 3:04:02 PM
teller$60.00$60.0012/11/2009 3:04:07 PM
rulender$50.00$50.0012/11/2009 3:00:40 PM
Ranch88$25.00$25.0012/11/2009 3:00:42 PM
MarinLoans$50.00$50.0012/11/2009 2:59:46 PM
Cheburashka$30.00$30.0012/11/2009 2:59:53 PM
the_winning_ticket$35.00$35.0012/11/2009 3:03:32 PM
Bank42$50.00$50.0012/11/2009 3:00:37 PM
E_G$50.00$50.0012/11/2009 3:03:34 PM
Attract$25.00$25.0012/11/2009 3:03:36 PM
personal-lender$25.00$25.0012/11/2009 3:03:40 PM
dedicated-diversification5$75.00$75.0012/11/2009 3:04:26 PM
gold-commander0$50.00$50.0012/11/2009 3:04:56 PM
elevated-platinum5$25.00$25.0012/11/2009 3:03:13 PM
dontscrewmeover1$50.00$50.0012/11/2009 4:33:57 PM
springpanda$25.00$25.0012/12/2009 3:33:51 PM
83 bids
 
Borrower Payment Dependent Notes Series 438128
This series of Notes was issued and sold upon the funding of the borrower loan #39971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-14-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 15.00% Starting borrower rate/APR: 16.00% / 18.18% Starting monthly payment: $87.89
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 18.18% Final monthly payment: $87.89
 
Auction yield range: 4.20% - 15.00% Estimated loss impact: 2.16%  
Lender servicing fee: 1.00% Estimated return: 12.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1990 Debt/Income ratio: 8%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 5 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 8Length of status:7y 8m
Amount delinquent: $0 Revolving credit balance: $3,279 Occupation: Other
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 76%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: HappyChick16 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,500.00< mo. late: 0 ( 0% )  
720-739 (Aug-2008)
 
Principal balance: $2,189.54 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
2nd Prosper Loan- Moving expenses
What This Loan is For:
This loan is for us to finance our moving expenses, due to starting a family, and will be used for rent (first month & security). We expect our move-in payment to be approximately $2700 max.??We also have?$2100, which will go towards additional moving expenses.??

Why I Am a Good Candidate: I am a good candidate for this loan because I am a very responsible and budget-conscious 39 year old woman.? I have worked for the same corporation for almost 8 years, and am very vigilant about my credit and spending.?I just paid off a 2003 car loan in April 2008, and was never late?in 5 years.? That payment was $436.00 per month.??I have?good credit scores across all credit reporting agencies,?and I would be crushed if anything?ruined that.? I have an excellent track record with Prosper. We have made certain that the lenders have been paid early each month on our first loan, so I?m sure that they are satisfied with me as a borrower.? We will not have any problems paying this loan, and Prosper will automatically debit the payments from my account.? You will be paid on time.

Thank you very much for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ok$25.00$25.0012/14/2009 4:07:46 PM
independentusa$25.00$25.0012/14/2009 4:08:52 PM
Rattlehead$75.00$75.0012/14/2009 4:13:19 PM
rjleves$25.00$25.0012/14/2009 4:13:15 PM
YDBXMHC$25.00$25.0012/14/2009 4:09:06 PM
ROCKI9$50.00$50.0012/14/2009 4:13:12 PM
CallMeBen$25.00$25.0012/14/2009 4:13:29 PM
two_old_gals$25.00$25.0012/14/2009 4:13:33 PM
responsibility-butterfly$25.00$25.0012/14/2009 4:36:19 PM
Syzygy$25.00$25.0012/14/2009 4:49:51 PM
fairness-faire$25.00$25.0012/14/2009 4:36:02 PM
ekmendenhall$25.00$25.0012/14/2009 4:37:52 PM
principal-prodigy$25.00$25.0012/14/2009 4:41:27 PM
availableloan$25.00$25.0012/14/2009 4:41:59 PM
Au-Ag-Pt$25.00$25.0012/14/2009 5:07:16 PM
bdruss$25.00$25.0012/14/2009 5:07:41 PM
REBizGuy$50.00$50.0012/14/2009 5:12:34 PM
breadbroker$25.00$25.0012/14/2009 5:08:52 PM
coloradoloanman$25.00$25.0012/14/2009 9:06:30 PM
blot44$25.00$25.0012/14/2009 9:03:27 PM
LittleMingo$25.00$25.0012/15/2009 8:10:29 AM
Bob450$25.00$25.0012/14/2009 10:10:55 PM
alaco$25.00$25.0012/14/2009 10:22:20 PM
steady-dime$100.00$100.0012/15/2009 8:25:48 AM
b-rent$25.00$0.0312/15/2009 8:44:26 AM
Coastie814$25.00$25.0012/15/2009 1:52:56 AM
WhiteGiant$25.00$25.0012/15/2009 8:44:02 AM
twjh$25.00$25.0012/15/2009 10:36:59 AM
jonn834$25.00$25.0012/15/2009 10:50:45 AM
wwwUniversal$25.00$25.0012/15/2009 2:06:33 PM
STLRacer$25.00$25.0012/15/2009 4:43:37 PM
scho0590$100.00$100.0012/15/2009 7:07:39 PM
psalms6612$25.00$25.0012/15/2009 5:10:03 PM
flyinhawaiian$50.00$50.0012/14/2009 4:08:03 PM
investor_101$25.00$25.0012/14/2009 4:08:35 PM
SnE$75.00$75.0012/14/2009 4:13:22 PM
cfarther$25.00$25.0012/14/2009 4:08:59 PM
AF-Chief$26.00$26.0012/14/2009 4:08:36 PM
enterprising-integrity$25.00$25.0012/14/2009 4:09:02 PM
ultimate-commitment$25.00$25.0012/14/2009 4:10:32 PM
five-star-note$75.00$75.0012/14/2009 4:25:24 PM
matthewa$25.00$25.0012/14/2009 4:25:46 PM
ryreesado$25.00$25.0012/14/2009 4:36:06 PM
building_community$25.00$25.0012/14/2009 4:52:56 PM
kginatl$25.00$25.0012/14/2009 5:05:05 PM
inforapenny$25.00$25.0012/14/2009 5:08:46 PM
totoro$25.00$25.0012/14/2009 4:50:49 PM
silverloan$50.00$50.0012/14/2009 4:47:21 PM
SS123$25.00$25.0012/14/2009 4:50:13 PM
the-profit-oracle$25.00$25.0012/14/2009 4:52:11 PM
discrete-asset$25.00$25.0012/14/2009 7:39:18 PM
springpanda$25.00$25.0012/14/2009 7:52:58 PM
alex189a$50.00$50.0012/14/2009 10:15:56 PM
Ven58$25.00$25.0012/14/2009 10:17:29 PM
amiosa$50.00$50.0012/14/2009 10:59:29 PM
balanced-balance6$50.00$50.0012/14/2009 11:34:16 PM
The-CAPS-fan$25.00$25.0012/15/2009 10:19:10 AM
newton77$25.00$25.0012/15/2009 10:29:57 AM
rmpedi33$150.00$150.0012/15/2009 7:23:19 AM
minista$25.00$25.0012/15/2009 9:34:07 AM
wise-balanced-moola$25.00$25.0012/15/2009 2:11:38 PM
reBuild-America$50.00$50.0012/15/2009 10:29:51 AM
iolaire$50.00$50.0012/15/2009 11:47:39 AM
G-Love$173.97$173.9712/15/2009 12:03:17 PM
cjames84$25.00$25.0012/15/2009 2:52:25 PM
impartial-deal$50.00$50.0012/15/2009 4:31:23 PM
bondhedger$25.00$25.0012/15/2009 4:47:17 PM
smart-gain$25.00$25.0012/15/2009 7:18:25 PM
68 bids
 
Borrower Payment Dependent Notes Series 434505
This series of Notes was issued and sold upon the funding of the borrower loan #39991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 9.94% Starting borrower rate/APR: 10.94% / 13.06% Starting monthly payment: $163.55
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $162.16
 
Auction yield range: 4.20% - 9.94% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1976 Debt/Income ratio: 10%
Credit score: 760-779 (Nov-2009) Current / open credit lines: 7 / 5Employment status:Retired
Now delinquent: 0 Total credit lines: 19Length of status:20y 9m
Amount delinquent: $0 Revolving credit balance: $0Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: jimbo29blue Borrower's state: California Borrower's group: SF State Teaching Credentials
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 4 ( 100% ) 760-779 (Latest)
Principal borrowed: $9,250.00< mo. late: 0 ( 0% )  
820-839 (Jul-2009)
820-839 (May-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Buying Zero Motorcycle
Purpose of loan:
This loan will be used to? Buy a Zero Electric Motorcycle for a company located in Santa Cruz, CA

My financial situation:
I am a good candidate for this loan because?I'm a widower, own my own home free and clear and have no outstanding debts except AMEX which I pay off every month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: This has nothing to do with financing: Wear a helmet. Even though this is an electric bike and I'm sure you'll just use it for short trips, as a lucky guy who survived a hit and run by a drunk driver, remember somethings are beyond your control. - dynamic-fairness
A: I agree with you but I don't intend to ride this bike, it will be a gift for a grandson and I hope he will take all those precautions. I am 80 years young but not that young. (Dec-09-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neenerman$75.00$75.0012/3/2009 5:21:21 PM
GeoLender$50.00$50.0012/3/2009 6:29:55 PM
the-profit-oracle$25.00$25.0012/3/2009 5:43:45 PM
Finspons$30.00$30.0012/3/2009 8:30:44 PM
puifais$25.00$25.0012/3/2009 8:42:47 PM
sjlender$25.00$25.0012/3/2009 9:47:44 PM
Syzygy$25.00$25.0012/4/2009 12:04:07 AM
GyJAV_BNCCo$25.00$25.0012/4/2009 10:38:12 AM
supreme-hope$25.00$25.0012/4/2009 10:40:21 AM
Tulalue$25.00$25.0012/4/2009 11:42:08 AM
djh47a$30.00$30.0012/4/2009 12:00:46 PM
shamrocker$25.00$25.0012/4/2009 12:25:01 PM
G-Love$200.00$200.0012/4/2009 1:18:50 PM
cocopuffs$25.00$25.0012/4/2009 2:00:56 PM
elegant-bonus$25.00$25.0012/4/2009 4:17:40 PM
auction-elvis$25.00$25.0012/5/2009 12:15:54 PM
inqbus$25.00$25.0012/5/2009 4:29:02 PM
Sugarmama21$50.00$50.0012/5/2009 7:42:52 PM
fortytwo$200.00$63.2012/6/2009 4:18:11 AM
850$200.00$200.0012/6/2009 12:23:15 PM
Penguin267$30.00$30.0012/6/2009 8:33:09 PM
dn0pes$25.00$25.0012/7/2009 6:08:33 AM
squweech$25.00$25.0012/7/2009 12:57:53 PM
dmk2006$25.00$25.0012/7/2009 2:48:24 PM
Schwamie$53.66$53.6612/7/2009 2:45:34 PM
cwegert$192.57$192.5712/7/2009 4:52:03 PM
julijask$25.00$25.0012/7/2009 5:09:38 PM
serene-capital$25.00$25.0012/7/2009 6:24:42 PM
Streamfeeder$50.00$50.0012/8/2009 11:36:57 AM
independent-investment$50.00$50.0012/8/2009 3:30:59 PM
HenlopenCapital$25.00$25.0012/8/2009 4:58:41 PM
outofoffice$50.00$50.0012/8/2009 7:00:24 PM
bold-social-advantage$150.00$150.0012/8/2009 7:17:39 PM
joelsar$25.00$25.0012/9/2009 7:14:00 AM
RecoveryLender$53.95$53.9512/9/2009 12:16:49 PM
patriot384$150.00$150.0012/9/2009 1:18:23 PM
JGuide$25.00$25.0012/9/2009 2:34:55 PM
hellasow$25.00$25.0012/9/2009 4:57:24 PM
wwwUniversal$25.00$25.0012/9/2009 6:31:16 PM
leod1948$25.00$25.0012/9/2009 5:59:23 PM
wise-balanced-moola$25.00$25.0012/9/2009 7:17:14 PM
icon7$50.00$50.0012/10/2009 4:52:38 AM
kmfreymi$25.00$25.0012/10/2009 6:04:59 AM
crdcteng$50.00$50.0012/10/2009 5:32:59 AM
jybank$50.00$50.0012/10/2009 9:19:52 AM
fairmaiden$25.00$25.0012/10/2009 10:20:47 AM
SudianX$32.66$32.6612/10/2009 1:34:48 PM
khamen$25.00$25.0012/10/2009 3:44:28 PM
efficient-bid2$25.00$25.0012/10/2009 4:03:48 PM
friendinmoney$50.00$50.0012/10/2009 4:10:31 PM
nikkky2000$75.00$75.0012/10/2009 4:48:00 PM
friendinmoney$25.00$25.0012/10/2009 4:48:36 PM
turbospeed$25.00$25.0012/3/2009 4:58:34 PM
turbospeed$25.00$25.0012/3/2009 5:17:39 PM
JohnGalt94$25.00$25.0012/3/2009 9:02:58 PM
QuinMccoy$25.00$25.0012/4/2009 4:57:40 AM
DHolly$25.00$25.0012/4/2009 8:41:08 AM
RandyL3$50.00$50.0012/4/2009 8:17:01 AM
JeffHoll$100.00$100.0012/4/2009 7:09:06 AM
Marathoner$25.00$25.0012/4/2009 9:36:09 AM
Artist_Blue$25.00$25.0012/4/2009 9:33:05 AM
vine99$85.00$85.0012/4/2009 11:35:18 AM
divrekku$25.00$25.0012/4/2009 11:40:09 AM
bold-yield-rumbler$25.00$25.0012/4/2009 12:20:50 PM
bnordman$50.00$50.0012/4/2009 12:53:46 PM
nhm$50.00$50.0012/4/2009 2:50:06 PM
harnobuff$25.00$25.0012/4/2009 4:48:35 PM
missile5$50.00$50.0012/4/2009 5:35:43 PM
cash-vault$25.00$25.0012/4/2009 9:46:13 PM
helping-out$300.00$300.0012/4/2009 9:53:10 PM
Frugal$25.00$25.0012/5/2009 10:32:33 AM
dontscrewmeover1$50.00$50.0012/5/2009 5:48:57 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:41 PM
Pickmar$25.00$25.0012/7/2009 12:54:56 PM
thedoctor$80.00$80.0012/7/2009 1:19:43 PM
Google_Me$65.18$65.1812/7/2009 1:55:24 PM
Kelor99$25.00$25.0012/7/2009 4:06:15 PM
SCD$25.00$25.0012/7/2009 5:39:45 PM
woodslip$25.00$25.0012/7/2009 5:53:03 PM
bondhedger$25.00$25.0012/7/2009 7:31:16 PM
gustavholstopus32$25.00$25.0012/8/2009 10:59:58 AM
hope-lionheart1$25.00$25.0012/8/2009 4:19:19 PM
FundMaker$25.00$25.0012/8/2009 4:52:04 PM
LoveLife45$25.00$25.0012/8/2009 8:40:27 PM
mobius_titan$25.00$25.0012/9/2009 5:22:49 AM
SacTown$50.00$50.0012/9/2009 8:55:27 AM
TakeCare$50.00$50.0012/9/2009 9:36:03 AM
dudebrah$25.00$25.0012/9/2009 1:51:04 PM
caseattle$25.00$25.0012/9/2009 5:17:21 PM
oldman68$25.00$25.0012/9/2009 11:56:22 PM
Gaelicman$25.00$25.0012/9/2009 8:48:36 PM
Leshan$75.00$75.0012/10/2009 7:32:40 AM
niq4soccer$25.00$25.0012/10/2009 7:44:17 AM
rate-hickory$25.00$25.0012/10/2009 9:21:53 AM
vest_vortex$25.00$25.0012/10/2009 9:56:49 AM
cardelt$25.00$25.0012/10/2009 12:49:58 PM
cwegert$319.82$319.8212/10/2009 11:36:17 AM
sunstar$49.50$49.5012/10/2009 2:42:47 PM
Snoopylover$25.00$25.0012/10/2009 1:35:16 PM
jetsons6866$50.00$50.0012/10/2009 2:03:11 PM
simiray$39.46$39.4612/10/2009 3:12:05 PM
ryan6853$25.00$25.0012/10/2009 2:34:17 PM
AF-Chief$25.00$25.0012/10/2009 3:33:19 PM
MoneyForNothing$25.00$25.0012/10/2009 3:17:33 PM
The-CAPS-fan$50.00$50.0012/10/2009 3:54:55 PM
StocksMan$50.00$50.0012/10/2009 4:46:41 PM
106 bids
 
Borrower Payment Dependent Notes Series 435467
This series of Notes was issued and sold upon the funding of the borrower loan #39965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-30-2009 
  Auction end date:  Dec-07-2009 
 
Starting lender yield: 30.34% Starting borrower rate/APR: 31.34% / 33.74% Starting monthly payment: $215.94
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $215.01
 
Auction yield range: 11.20% - 30.34% Estimated loss impact: 10.76%  
Lender servicing fee: 1.00% Estimated return: 19.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Feb-1990 Debt/Income ratio: 16%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 20 / 20Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 36Length of status:15y 2m
Amount delinquent: $0 Revolving credit balance: $95,445 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 27%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: loan-party Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide some information on your significant credit balance (~95k). - loss-of-control
A: balance owed on townhome (Dec-02-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
goofy15975$25.00$25.0011/30/2009 9:32:59 AM
bdruss$25.00$25.0011/30/2009 10:43:49 AM
reflective-rupee$50.00$50.0011/30/2009 11:36:20 AM
reflective-rupee$25.00$25.0011/30/2009 12:59:07 PM
reflective-rupee$50.00$50.0011/30/2009 12:59:19 PM
the-profit-oracle$25.00$25.0011/30/2009 3:41:47 PM
zento$25.00$25.0011/30/2009 4:21:51 PM
JohnSmallberries$25.00$25.0011/30/2009 4:09:09 PM
reflective-rupee$50.00$50.0011/30/2009 4:36:56 PM
reflective-rupee$50.00$50.0011/30/2009 4:37:44 PM
reflective-rupee$50.00$50.0011/30/2009 4:38:15 PM
WMY-Investor$250.00$250.0011/30/2009 5:30:14 PM
awesome-benefit1$25.00$25.0011/30/2009 8:09:57 PM
Bob450$25.00$25.0011/30/2009 11:12:25 PM
mercuriant$25.00$25.0012/1/2009 4:49:44 PM
loss-of-control$50.00$50.0012/1/2009 6:46:58 PM
agile-loan0$25.00$25.0012/2/2009 4:36:35 PM
icecoldcash$75.00$75.0012/2/2009 9:06:14 PM
professional-finance$25.00$25.0012/3/2009 2:28:06 PM
Tono$25.00$25.0012/3/2009 6:36:08 PM
Digger54$32.23$32.2312/4/2009 12:27:53 PM
loss-of-control$25.00$25.0012/4/2009 3:49:59 PM
sorace$25.00$25.0012/4/2009 5:07:28 PM
SolarMoonshine$100.00$100.0012/4/2009 6:07:17 PM
pietro_torna_indietro$50.00$50.0012/4/2009 7:54:06 PM
371millwood$200.00$200.0012/4/2009 9:43:19 PM
GyJAV_BNCCo$27.40$27.4012/5/2009 8:50:23 AM
GyJAV_BNCCo$50.00$50.0012/5/2009 1:03:07 PM
penny-surgeon$25.00$25.0012/5/2009 3:50:07 PM
thestartuplender$25.00$25.0012/5/2009 3:58:02 PM
SpectrumCapital$25.00$25.0012/5/2009 6:02:43 PM
reflective-rupee$54.00$54.0012/5/2009 6:01:47 PM
SpectrumFinance$25.00$25.0012/5/2009 6:04:06 PM
justice-hawk$50.00$50.0012/5/2009 7:34:39 PM
icecoldcash$50.00$50.0012/6/2009 8:28:34 AM
CatbirdBanking$25.00$25.0012/6/2009 8:42:22 AM
welshcat$50.00$50.0012/6/2009 7:23:05 AM
icecoldcash$32.30$32.3012/6/2009 8:29:02 AM
alex189a$50.00$50.0012/6/2009 6:47:02 PM
helping-out$25.00$25.0012/6/2009 5:39:25 PM
TakeCare$100.00$100.0012/6/2009 8:29:45 PM
reflective-rupee$110.00$110.0012/7/2009 7:54:26 AM
umfan123$25.00$25.0012/7/2009 6:46:37 AM
BenR$100.00$100.0012/7/2009 6:20:16 AM
reflective-rupee$25.00$25.0011/30/2009 12:34:59 PM
SFBank$200.00$200.0011/30/2009 12:59:52 PM
reflective-rupee$50.00$50.0011/30/2009 1:41:06 PM
reflective-rupee$25.00$25.0011/30/2009 12:59:31 PM
reflective-rupee$25.00$25.0011/30/2009 12:59:11 PM
reflective-rupee$25.00$25.0011/30/2009 4:13:38 PM
Speculator$25.00$25.0011/30/2009 4:21:54 PM
five-star-note$35.00$35.0011/30/2009 4:10:48 PM
efficient-principal$100.00$100.0011/30/2009 4:12:10 PM
reflective-rupee$50.00$50.0011/30/2009 4:38:00 PM
reflective-rupee$50.00$50.0011/30/2009 4:14:03 PM
reflective-rupee$50.00$50.0011/30/2009 4:37:09 PM
reflective-rupee$50.00$50.0011/30/2009 4:37:24 PM
Yomain$25.00$25.0011/30/2009 4:42:16 PM
loss-of-control$50.00$50.0012/1/2009 6:46:36 PM
loss-of-control$50.00$50.0012/1/2009 6:47:21 PM
SeaSkyGuy71$25.00$25.0012/2/2009 10:26:57 PM
Ven58$25.00$25.0012/4/2009 9:34:59 AM
Peterman$100.00$100.0012/4/2009 8:54:56 AM
bevans$25.00$25.0012/4/2009 9:52:02 AM
supreme-justice3$100.00$100.0012/4/2009 10:01:33 AM
supreme-justice3$100.00$100.0012/4/2009 10:15:13 AM
Defuser$50.00$50.0012/4/2009 2:10:50 PM
paceme1$25.00$25.0012/4/2009 3:45:19 PM
reflective-rupee$50.00$50.0012/4/2009 4:51:17 PM
reflective-rupee$50.00$50.0012/4/2009 4:51:36 PM
pietro_torna_indietro$50.00$50.0012/4/2009 7:54:27 PM
cashhelp$25.00$25.0012/5/2009 5:48:53 AM
dermit$25.00$25.0012/5/2009 5:38:16 AM
Dap2005$25.00$25.0012/5/2009 8:13:38 AM
OrdiNance$100.00$100.0012/5/2009 10:21:51 AM
thestartuplender$25.00$25.0012/5/2009 3:57:44 PM
vine99$40.00$40.0012/5/2009 3:48:35 PM
historic-nickel$50.00$50.0012/5/2009 4:58:22 PM
Evolver$50.00$50.0012/5/2009 6:03:40 PM
Velocity_Lenders$50.00$35.6112/6/2009 12:30:14 AM
icecoldcash$75.00$75.0012/6/2009 8:23:17 AM
honorable-yield$50.00$50.0012/6/2009 11:40:05 AM
freedom3$508.46$508.4612/6/2009 11:29:58 AM
buffalobills$25.00$25.0012/6/2009 11:26:03 AM
cash2lendu$50.00$50.0012/6/2009 8:19:20 PM
carmat60$25.00$25.0012/6/2009 6:49:49 PM
professional-finance$25.00$25.0012/7/2009 3:32:33 AM
Snoopylover$25.00$25.0012/7/2009 6:10:02 AM
ihelpunow$25.00$25.0012/7/2009 8:35:42 AM
PotBellyPete$75.00$75.0012/7/2009 8:44:46 AM
CincyTex$50.00$50.0012/7/2009 9:04:39 AM
sparkling-contract7$25.00$25.0012/7/2009 9:17:23 AM
Engineer44$25.00$25.0012/7/2009 9:24:20 AM
93 bids
 
Borrower Payment Dependent Notes Series 436235
This series of Notes was issued and sold upon the funding of the borrower loan #39994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-02-2009 
  Auction end date:  Dec-09-2009 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.65% Starting monthly payment: $63.68
Final lender yield: 19.85% Final borrower rate/APR: 20.85% / 23.35% Final monthly payment: $56.40
 
Auction yield range: 11.20% - 29.00% Estimated loss impact: 10.47%  
Lender servicing fee: 1.00% Estimated return: 9.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Apr-1995 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 4 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:6y 11m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: community-processor Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off loan
Purpose of loan:
This loan will be used to?
to pay off a small loan
My financial situation:
I am a good candidate for this loan because?
i have a job and work hard
Monthly net income: $
1600
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $ 267
??Utilities: $
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
impartial-deal$25.00$25.0012/2/2009 4:28:26 PM
marwadi-62$50.00$50.0012/4/2009 2:59:13 PM
SolarMoonshine$25.00$25.0012/4/2009 7:33:42 PM
FollowMe2Freedom$25.00$25.0012/8/2009 11:28:12 AM
Ambassador$31.61$31.6112/9/2009 3:34:02 AM
GyJAV_BNCCo$25.00$25.0012/9/2009 9:58:34 AM
People-for-people$50.00$50.0012/9/2009 10:48:19 AM
Leshan$50.00$50.0012/9/2009 1:19:20 PM
VTXRider$25.00$25.0012/9/2009 1:20:57 PM
cwm3651$25.00$25.0012/9/2009 2:23:16 PM
SkinnyFish$25.00$25.0012/9/2009 1:59:33 PM
loss-of-control$25.00$25.0012/9/2009 2:57:13 PM
MattProsper$75.00$75.0012/9/2009 2:29:32 PM
serene-capital$25.00$25.0012/9/2009 3:08:15 PM
EretzCapital$70.70$7.3812/9/2009 2:59:03 PM
Feyenoord$25.00$25.0012/9/2009 3:26:03 PM
Nasdaq$25.00$25.0012/9/2009 3:28:59 PM
exciting-fairness$200.00$200.0012/9/2009 3:37:05 PM
PotBellyPete$50.00$50.0012/9/2009 3:37:58 PM
nikkky2000$75.00$75.0012/9/2009 3:55:42 PM
zztopdog$25.00$25.0012/9/2009 3:53:49 PM
SweetHoneyPot$25.00$25.0012/2/2009 4:35:48 PM
Yomain$25.00$25.0012/2/2009 4:42:53 PM
Eaglehigh$25.00$25.0012/7/2009 11:20:28 AM
Techne_Funds_LLC$25.00$25.0012/8/2009 4:24:34 PM
coyone$59.91$59.9112/8/2009 4:54:09 PM
4mydaughterseducation$25.00$25.0012/8/2009 7:44:14 PM
orange-pound-party$25.00$25.0012/8/2009 9:03:51 PM
Chillito$28.00$28.0012/9/2009 2:12:17 AM
SweetHomeChicago$70.46$70.4612/9/2009 7:54:09 AM
jslo722$25.00$25.0012/9/2009 7:58:45 AM
Bito03$27.64$27.6412/9/2009 9:03:00 AM
RecoveryLender$25.00$25.0012/9/2009 12:14:41 PM
Gaelicman$100.00$100.0012/9/2009 1:31:04 PM
jybank$25.00$25.0012/9/2009 1:37:02 PM
investment-cluster$25.00$25.0012/9/2009 1:40:29 PM
kinetic-social$25.00$25.0012/9/2009 3:44:30 PM
jcw3rd$25.00$25.0012/9/2009 3:52:50 PM
MOVet$25.00$25.0012/9/2009 3:43:16 PM
39 bids
 
Borrower Payment Dependent Notes Series 436435
This series of Notes was issued and sold upon the funding of the borrower loan #40000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-02-2009 
  Auction end date:  Dec-09-2009 
 
Starting lender yield: 11.04% Starting borrower rate/APR: 12.04% / 12.39% Starting monthly payment: $498.50
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $494.64
 
Auction yield range: 3.20% - 11.04% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-1992 Debt/Income ratio: 25%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $5,521 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 50%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: peaceful-cash5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan consildation and FSA expense
Purpose of loan:
This loan will be used to consolidate and close a few credit cards with higher interest rates.? The secondary purpose will be to provide one final payment this year to our child's daycare so we can claim the remaining balance on our Dependent Care Flexible Spending Account.? Any additional funds will be reinvested into Prosper.

My financial situation:
I am a good candidate for this loan because we are finacially responsible and I cannot recall the last time I had?a delinquency on any account.? In the past 6 months our financial situation has improved tremendously.? To answer the obvious question on my short work history at my current position...? I was laid off from my previous position.? Both my wife and I attained jobs that were promotions for both of us; however, it?required a move halfway across the country, generating some of the credit debt we will be?paying off with this loan.? We have a household income of $150K.
Information in the Description is not verified.
Friends And Family Winning Bids
brightest-dignified-penny has bid a total of $1,000.00 in winning bids.
"Highly recommend this borrower. We're co-workers. Excellent investment opportunity."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: Please describe your occupation. - exciting-fairness
A: Thank you for your question. I am the Director of Physician Recruitment for a multi-State private practice. (Dec-03-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orbital-gain$50.00$50.0012/2/2009 4:01:21 PM
useful-currency$25.00$25.0012/2/2009 4:05:02 PM
lendacity$25.00$25.0012/2/2009 4:11:57 PM
jameskdean$25.00$25.0012/2/2009 4:12:20 PM
GhaChr$25.00$25.0012/2/2009 4:12:33 PM
Psalm1$50.00$50.0012/2/2009 4:12:14 PM
alex189a$25.00$25.0012/2/2009 4:13:00 PM
aycinvestments$25.00$25.0012/2/2009 4:13:04 PM
BzJ108$25.00$25.0012/2/2009 4:12:01 PM
the-bright-velocity$50.00$50.0012/2/2009 4:12:05 PM
Skiph$25.00$25.0012/2/2009 4:13:44 PM
ferocious-exchange3$25.00$25.0012/2/2009 4:13:09 PM
dinero-oasis$25.00$25.0012/2/2009 4:16:50 PM
pleasant-basis$25.00$25.0012/2/2009 4:17:12 PM
unrivaled-justice$25.00$25.0012/2/2009 4:17:51 PM
dionysus03$25.00$25.0012/2/2009 4:17:56 PM
blue-exuberant-economy$25.00$25.0012/2/2009 4:17:53 PM
Binan$25.00$25.0012/2/2009 4:17:57 PM
shadowflame_99$25.00$25.0012/2/2009 4:18:05 PM
bonus-antioxidant$25.00$25.0012/2/2009 4:18:10 PM
1fortheroad$25.00$25.0012/2/2009 4:18:40 PM
ultimate-social$25.00$25.0012/2/2009 4:19:02 PM
trident9$50.00$50.0012/2/2009 4:18:59 PM
lucrative-durability$31.74$31.7412/2/2009 4:19:00 PM
Zarf$36.09$36.0912/2/2009 4:19:04 PM
vegibenz$25.00$25.0012/2/2009 4:18:02 PM
DSK_Financials$50.00$50.0012/2/2009 4:19:31 PM
Plotinus$50.00$50.0012/2/2009 4:18:50 PM
best-decisive-peace$25.00$25.0012/2/2009 4:19:01 PM
Velocity_Lenders$25.00$25.0012/2/2009 4:19:08 PM
orbiter614$75.00$75.0012/2/2009 4:19:22 PM
Hondo$25.00$25.0012/2/2009 4:21:21 PM
JSKUSN$25.00$25.0012/2/2009 4:21:22 PM
sidney102$25.00$25.0012/2/2009 4:28:44 PM
Gunny89$25.00$25.0012/2/2009 4:28:44 PM
Banker7371$25.00$25.0012/2/2009 4:28:50 PM
sharkm$25.00$25.0012/2/2009 4:29:01 PM
E_G$50.00$50.0012/2/2009 4:29:03 PM
burgeoning-silver$25.00$25.0012/2/2009 4:29:06 PM
Attract$25.00$25.0012/2/2009 4:29:10 PM
Walkingcowboy$25.00$25.0012/2/2009 4:29:25 PM
rmachi$25.00$25.0012/2/2009 4:29:30 PM
Havana21$25.00$25.0012/2/2009 4:29:39 PM
kulender$25.00$25.0012/2/2009 4:29:51 PM
mikeandcat$50.00$50.0012/2/2009 4:29:50 PM
CallMeBen$25.00$25.0012/2/2009 4:35:40 PM
inforapenny$25.00$25.0012/2/2009 4:36:45 PM
ekmendenhall$25.00$25.0012/2/2009 4:35:46 PM
inforapenny$25.00$25.0012/2/2009 4:38:35 PM
patriot384$50.00$50.0012/2/2009 4:39:11 PM
availableloan$25.00$25.0012/2/2009 4:43:31 PM
YogaDude34$100.00$100.0012/2/2009 4:49:50 PM
vtpilot00$50.00$50.0012/2/2009 4:52:58 PM
jey6941$25.00$25.0012/2/2009 4:50:23 PM
FundMaker$25.00$25.0012/2/2009 5:28:27 PM
awesome-benefit1$25.00$25.0012/2/2009 8:22:17 PM
blot44$25.00$25.0012/2/2009 7:10:06 PM
nolahelper$35.00$35.0012/2/2009 7:14:40 PM
ALL-PRIME$25.00$25.0012/2/2009 7:37:52 PM
eclicknsave$25.00$25.0012/3/2009 12:00:17 AM
two_old_gals$25.00$25.0012/3/2009 1:05:17 AM
Iloanyoumoney$25.00$25.0012/3/2009 5:48:37 AM
SpectrumCapital$25.00$25.0012/3/2009 6:52:47 AM
wadkuzma$25.00$25.0012/3/2009 10:21:33 AM
Ven58$25.00$25.0012/3/2009 9:22:30 AM
twjh$25.00$25.0012/3/2009 1:07:52 PM
nofreelunch$25.00$25.0012/3/2009 1:33:36 PM
interstellar$50.00$50.0012/3/2009 2:52:25 PM
buphigam$25.00$25.0012/3/2009 3:05:40 PM
gourd6$25.00$25.0012/3/2009 4:09:12 PM
money-prophesy$150.00$150.0012/3/2009 10:28:20 PM
zento$25.00$25.0012/3/2009 10:29:27 PM
QuinMccoy$25.00$25.0012/4/2009 4:57:37 AM
JeffHoll$100.00$100.0012/4/2009 7:09:09 AM
Marathoner$25.00$25.0012/4/2009 9:36:11 AM
TJ643$25.00$25.0012/4/2009 11:51:27 AM
benevolent-capital1$100.00$100.0012/4/2009 12:10:14 PM
bold-yield-rumbler$25.00$25.0012/4/2009 12:20:52 PM
surfsider123$25.00$25.0012/4/2009 1:12:37 PM
cocopuffs$25.00$25.0012/4/2009 2:00:59 PM
Guiren$100.00$100.0012/4/2009 4:18:03 PM
ATOHokie$25.00$25.0012/4/2009 6:16:52 PM
Fundraiser$50.00$50.0012/4/2009 6:51:55 PM
auction-elvis$25.00$25.0012/5/2009 12:15:57 PM
octoberfresh$25.00$25.0012/6/2009 6:44:31 AM
rosie777$25.00$25.0012/6/2009 4:37:46 PM
cdv$25.00$25.0012/6/2009 9:52:46 PM
esabzb$25.00$25.0012/6/2009 10:27:52 PM
Washington_Loan$25.00$25.0012/7/2009 12:04:12 AM
ptjg$75.00$75.0012/7/2009 1:48:05 AM
swaptionaire$100.00$100.0012/7/2009 8:32:47 AM
ihelpunow$50.00$50.0012/7/2009 10:50:50 AM
Buffer10$200.00$200.0012/7/2009 10:58:05 AM
ijspence$25.00$25.0012/7/2009 10:17:50 AM
credit-coach118$25.00$25.0012/7/2009 10:39:33 AM
stable-nickel$85.00$85.0012/7/2009 10:57:06 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:41 AM
Mostyle$25.00$25.0012/7/2009 12:38:09 PM
MO_Investor$25.00$25.0012/7/2009 11:17:40 AM
Buffer10$100.00$100.0012/7/2009 11:40:31 AM
fatson43$25.00$25.0012/7/2009 12:13:32 PM
Richlaw$200.00$200.0012/7/2009 1:40:23 PM
dmitriy2$25.00$25.0012/7/2009 2:11:24 PM
patriot384$100.00$100.0012/7/2009 3:04:53 PM
thedoctor$80.00$80.0012/7/2009 1:19:40 PM
mlopez2007$25.77$25.7712/7/2009 3:38:26 PM
Sonihal$38.19$38.1912/7/2009 4:14:48 PM
elevated-finance$25.00$25.0012/7/2009 7:15:38 PM
five-star-note$35.00$35.0012/7/2009 7:36:46 PM
reinforced-reward$25.00$25.0012/7/2009 11:16:02 PM
principal-prodigy$25.00$25.0012/7/2009 11:38:39 PM
SnE$25.00$25.0012/7/2009 11:34:31 PM
bayareainv$50.00$50.0012/7/2009 11:37:14 PM
syounker$25.00$25.0012/7/2009 11:37:32 PM
blackstar$25.00$25.0012/8/2009 4:56:14 AM
Credit2Prosper$49.60$49.6012/8/2009 4:59:01 AM
JTHarris$50.00$50.0012/8/2009 5:18:31 AM
balance-chestnut$25.00$25.0012/8/2009 8:13:59 AM
StrongMoney$25.00$25.0012/8/2009 9:42:09 AM
ADenny$25.00$25.0012/8/2009 9:46:45 AM
Phantom99$25.00$25.0012/8/2009 10:54:55 AM
agwosdof$100.00$100.0012/8/2009 10:52:38 AM
visionary-currency$100.00$100.0012/8/2009 11:07:28 AM
flwah$25.00$25.0012/8/2009 11:05:37 AM
the-silver-blaster$50.00$50.0012/8/2009 11:38:29 AM
spname$25.00$25.0012/8/2009 11:53:07 AM
sas19$25.00$25.0012/8/2009 1:04:51 PM
Sofar$25.00$25.0012/8/2009 1:02:38 PM
_kyle$25.00$25.0012/8/2009 1:04:13 PM
BaxterEvil$25.00$25.0012/8/2009 1:49:01 PM
theaterguy$25.00$25.0012/8/2009 3:38:11 PM
hope-lionheart1$25.00$25.0012/8/2009 4:17:13 PM
feedpaulyfaster$25.00$25.0012/8/2009 4:26:36 PM
LEBO$25.00$25.0012/8/2009 5:00:23 PM
jdashv$25.00$25.0012/8/2009 5:09:52 PM
Feline_Parent$25.00$25.0012/8/2009 5:09:01 PM
Machbannai$25.00$25.0012/8/2009 5:29:44 PM
agile-loan0$25.00$25.0012/8/2009 6:38:05 PM
head$25.00$25.0012/8/2009 7:02:41 PM
JerryB96$25.00$25.0012/8/2009 6:43:16 PM
TigerForce$25.00$25.0012/8/2009 8:31:54 PM
liberty-squirrel$25.00$25.0012/8/2009 7:11:11 PM
MattProsper$50.00$50.0012/8/2009 8:45:19 PM
JUDAHiNVESTMENTGROUP$25.00$25.0012/8/2009 11:01:55 PM
BaltimoreLender$25.00$25.0012/8/2009 11:07:36 PM
slowpig$50.00$50.0012/8/2009 11:11:51 PM
enriching-dollar$25.00$25.0012/8/2009 9:46:47 PM
ultimatepaintball$25.00$25.0012/9/2009 8:29:21 AM
Hotrod52$25.00$25.0012/9/2009 6:39:33 AM
UT-Longhorn$25.00$25.0012/9/2009 8:49:00 AM
FCandL$25.00$25.0012/9/2009 9:01:02 AM
UBOtto186$35.00$35.0012/9/2009 9:02:20 AM
persistent-income2$75.00$75.0012/9/2009 8:33:40 AM
marala4285$25.00$25.0012/9/2009 8:05:38 AM
Simply2fly$25.00$25.0012/9/2009 8:22:55 AM
silver-ace$50.00$50.0012/9/2009 8:53:41 AM
open-minded-credit4$25.00$25.0012/9/2009 9:37:33 AM
TakeCare$50.00$50.0012/9/2009 9:32:57 AM
perchedeagle$25.00$25.0012/9/2009 9:37:08 AM
Lifesavings$25.00$25.0012/9/2009 10:37:04 AM
Ranch88$25.00$25.0012/9/2009 10:47:57 AM
SDNLR$25.00$25.0012/9/2009 11:17:08 AM
slojudy$25.00$25.0012/9/2009 11:41:48 AM
fiscal65$25.00$25.0012/9/2009 11:55:18 AM
Frugal$25.00$25.0012/9/2009 11:11:10 AM
japper2353$25.00$25.0012/9/2009 11:32:06 AM
ejdirin$25.00$25.0012/9/2009 11:53:45 AM
kf88$25.00$25.0012/9/2009 1:06:02 PM
K2Outlaws$25.00$25.0012/9/2009 12:38:51 PM
Immunologist$25.00$25.0012/9/2009 12:39:25 PM
Rosencranz$25.00$25.0012/9/2009 12:38:53 PM
brightest-economy-tsunami$25.00$25.0012/9/2009 1:40:25 PM
chief_wo$25.00$25.0012/9/2009 1:20:58 PM
a-important-leverage$75.00$75.0012/9/2009 1:24:40 PM
hayhelp$25.00$25.0012/9/2009 1:04:07 PM
kmwvma$25.00$25.0012/9/2009 2:32:19 PM
rakey$25.00$25.0012/9/2009 3:03:30 PM
forthright-trade$25.00$25.0012/9/2009 3:08:45 PM
financial-frenzy$25.00$25.0012/9/2009 3:12:03 PM
elegant-bonus$25.00$25.0012/9/2009 3:13:25 PM
albatross897$25.00$25.0012/9/2009 3:19:29 PM
Feyenoord$25.00$25.0012/9/2009 3:23:01 PM
leverage-monger$350.00$350.0012/9/2009 3:36:53 PM
responsible-worth113$25.00$25.0012/9/2009 3:44:57 PM
dollars4debts$25.00$25.0012/9/2009 3:18:03 PM
srfb973$25.00$25.0012/2/2009 3:59:30 PM
clarkoa$25.00$25.0012/2/2009 4:04:58 PM
ljay$25.00$25.0012/2/2009 4:06:41 PM
Kerrysbay$25.00$25.0012/2/2009 4:06:36 PM
Steveoo1$50.00$50.0012/2/2009 4:07:34 PM
loaninvesting$25.00$25.0012/2/2009 4:08:24 PM
WealthBoy$25.00$25.0012/2/2009 4:08:23 PM
lucrative-worth$25.00$25.0012/2/2009 4:09:49 PM
afotherg$25.00$25.0012/2/2009 4:12:21 PM
skvat$25.00$25.0012/2/2009 4:12:20 PM
bigphish$25.00$25.0012/2/2009 4:12:28 PM
cash-boots$25.00$25.0012/2/2009 4:12:01 PM
open-minded-finance1$25.00$25.0012/2/2009 4:12:37 PM
the-profit-worker$43.36$43.3612/2/2009 4:16:51 PM
Speculator$25.00$25.0012/2/2009 4:17:13 PM
diversification-viking$25.00$25.0012/2/2009 4:17:26 PM
SoCalRancher$25.00$25.0012/2/2009 4:17:50 PM
proteinart$25.00$25.0012/2/2009 4:17:48 PM
brandilton$25.00$25.0012/2/2009 4:17:58 PM
aspen5$25.00$25.0012/2/2009 4:17:55 PM
johntina$49.24$49.2412/2/2009 4:18:01 PM
otter$25.00$25.0012/2/2009 4:18:03 PM
gauss02$25.00$25.0012/2/2009 4:18:10 PM
bigdogsafety1$25.00$25.0012/2/2009 4:17:14 PM
USMC0311$25.00$25.0012/2/2009 4:18:47 PM
wise-agile-investment$25.00$25.0012/2/2009 4:17:23 PM
jd006006$41.19$41.1912/2/2009 4:19:03 PM
bigballer105$25.00$25.0012/2/2009 4:19:05 PM
transparency-giant$50.00$50.0012/2/2009 4:17:52 PM
generosity-neutrino$25.00$25.0012/2/2009 4:18:09 PM
five-star-responsibility0$25.00$25.0012/2/2009 4:19:06 PM
responsibility-butterfly$25.00$25.0012/2/2009 4:21:48 PM
Lancasterdust$25.00$25.0012/2/2009 4:21:20 PM
love_what_you_do$25.00$25.0012/2/2009 4:21:23 PM
bowdish1$50.00$50.0012/2/2009 4:27:23 PM
DonaldColorado$25.00$25.0012/2/2009 4:25:56 PM
credit-investor5$100.00$100.0012/2/2009 4:28:39 PM
lloyd_s$25.00$25.0012/2/2009 4:28:51 PM
leodaguy$25.00$25.0012/2/2009 4:28:53 PM
personal-lender$25.00$25.0012/2/2009 4:29:15 PM
gracej$25.00$25.0012/2/2009 4:29:24 PM
AF-Chief$35.00$35.0012/2/2009 4:29:43 PM
magical-greenback$55.00$55.0012/2/2009 4:29:45 PM
elevated-platinum5$25.00$25.0012/2/2009 4:28:29 PM
museic1$25.00$25.0012/2/2009 4:28:35 PM
MoneyU4IA$40.00$40.0012/2/2009 4:28:46 PM
the_winning_ticket$35.00$35.0012/2/2009 4:28:56 PM
Weaverville$25.00$25.0012/2/2009 4:29:18 PM
iansays1$25.00$25.0012/2/2009 4:29:31 PM
evnagelist$100.00$100.0012/2/2009 4:29:35 PM
brightest-dignified-penny$1,000.00$1,000.0012/2/2009 4:31:26 PM
BankOfFrankFairness$50.00$42.9812/2/2009 4:29:55 PM
money-prophesy$150.00$150.0012/2/2009 4:34:40 PM
ImaPutz$25.00$25.0012/2/2009 4:39:40 PM
FjLenders$50.03$50.0312/2/2009 4:48:19 PM
SolarMoonshine$100.00$100.0012/2/2009 7:11:25 PM
screen23$25.00$25.0012/2/2009 8:36:19 PM
minista$25.00$25.0012/3/2009 1:07:15 AM
the-profit-oracle$25.00$25.0012/2/2009 9:50:18 PM
twjh$25.00$25.0012/3/2009 6:52:50 AM
bondhedger$25.00$25.0012/3/2009 6:58:11 AM
GyJAV_BNCCo$100.00$100.0012/3/2009 10:15:36 AM
SpectrumFinance$25.00$25.0012/3/2009 10:21:27 AM
interest-friendship$50.00$50.0012/3/2009 11:02:07 AM
allloans4me$50.00$50.0012/3/2009 11:53:06 AM
Gold_Coin$25.00$25.0012/3/2009 1:07:55 PM
Gobsek$50.00$50.0012/3/2009 1:07:59 PM
minddoc$69.84$69.8412/3/2009 1:12:47 PM
puifais$25.00$25.0012/3/2009 8:42:44 PM
nhm$50.00$50.0012/3/2009 9:42:47 PM
JohnGalt94$25.00$25.0012/3/2009 9:03:00 PM
sjlender$25.00$25.0012/3/2009 9:47:47 PM
Aristophil$100.00$100.0012/4/2009 7:45:56 AM
loyalist1$25.00$25.0012/4/2009 11:16:07 AM
vine99$100.00$100.0012/4/2009 11:18:47 AM
divrekku$25.00$25.0012/4/2009 11:40:12 AM
shamrocker$25.00$25.0012/4/2009 12:24:46 PM
cash-vault$25.00$25.0012/4/2009 9:46:15 PM
tender-ore$25.00$25.0012/4/2009 9:52:16 PM
dontscrewmeover1$100.00$100.0012/5/2009 4:15:38 AM
inqbus$25.00$25.0012/5/2009 4:29:03 PM
springpanda$25.00$25.0012/5/2009 3:58:38 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:43 PM
investmentgroup$47.74$47.7412/6/2009 5:32:13 AM
GOPHERBOY$65.00$65.0012/6/2009 8:19:02 AM
integrity-doctor$50.00$50.0012/6/2009 5:02:35 PM
BoughtTheFarm$25.00$25.0012/7/2009 12:01:26 AM
bomdel$25.00$25.0012/7/2009 6:52:16 AM
buffalobills$25.00$25.0012/7/2009 8:20:58 AM
cjames84$25.00$25.0012/7/2009 9:39:50 AM
fair_rates$25.00$25.0012/7/2009 9:58:33 AM
velocity-squadron$25.00$25.0012/7/2009 9:51:34 AM
People-for-people$50.00$50.0012/7/2009 10:03:09 AM
loyalty-czar$75.00$75.0012/7/2009 11:16:07 AM
richwolf$50.00$50.0012/7/2009 10:24:33 AM
chumbawumba$25.00$25.0012/7/2009 11:37:38 AM
snowman34$25.00$25.0012/7/2009 11:45:10 AM
LPSolutions$25.00$25.0012/7/2009 10:38:46 AM
piter-to-la-investment$50.00$50.0012/7/2009 12:14:51 PM
restless-currency$25.00$25.0012/7/2009 3:35:40 PM
market-jam$100.00$100.0012/7/2009 2:52:09 PM
famous-community8$25.00$25.0012/7/2009 3:22:18 PM
jybank$25.00$25.0012/7/2009 5:06:36 PM
Havnfun$25.00$25.0012/7/2009 5:33:43 PM
usd1027$25.00$25.0012/7/2009 7:48:45 PM
salala$25.00$25.0012/7/2009 11:19:17 PM
Bob450$50.00$50.0012/7/2009 8:12:01 PM
inspired-contract9$50.00$50.0012/7/2009 11:35:38 PM
Castellan$25.00$25.0012/7/2009 11:36:28 PM
tsui517$25.00$25.0012/7/2009 11:36:01 PM
cash-sensai2$25.00$25.0012/7/2009 11:38:45 PM
pluto2k8$50.00$50.0012/8/2009 12:16:45 AM
trochees$25.00$25.0012/8/2009 2:27:12 AM
sparkling-income$50.00$50.0012/8/2009 1:04:40 AM
crenen139$52.85$52.8512/8/2009 3:55:17 AM
wise-balanced-moola$25.00$25.0012/8/2009 9:43:28 AM
RainMakers$25.00$25.0012/8/2009 10:24:32 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:42 AM
gustavholstopus32$25.00$25.0012/8/2009 10:57:19 AM
kanpur63$25.00$25.0012/8/2009 11:50:59 AM
sentimental-euro$25.00$25.0012/8/2009 12:17:19 PM
principal-kung-fu$25.00$25.0012/8/2009 11:55:00 AM
lagnisiruk$25.00$25.0012/8/2009 12:25:33 PM
BlindProphet$25.00$25.0012/8/2009 12:40:49 PM
FredHead3$30.07$30.0712/8/2009 12:52:26 PM
rulender$50.00$50.0012/8/2009 12:39:34 PM
organic-platinum$25.00$25.0012/8/2009 1:19:42 PM
Manta_Rai$41.61$41.6112/8/2009 1:39:03 PM
porkhelmet$25.00$25.0012/8/2009 3:46:10 PM
spsavage$25.00$25.0012/8/2009 2:34:33 PM
Bearls$25.00$25.0012/8/2009 3:07:59 PM
BankOfShaun$25.00$25.0012/8/2009 4:20:42 PM
MasterKey$25.00$25.0012/8/2009 4:24:13 PM
GOPHERBOY$100.00$100.0012/8/2009 4:27:14 PM
miniloan$25.00$25.0012/8/2009 4:58:49 PM
Trondheim_Norway$100.00$100.0012/8/2009 5:39:50 PM
msu04303$25.00$25.0012/8/2009 6:58:56 PM
YellowJacket$25.00$25.0012/8/2009 7:02:09 PM
flshdaskll$25.00$25.0012/8/2009 7:03:35 PM
TechnologyGuy$25.00$25.0012/8/2009 6:57:26 PM
MattProsper$100.00$100.0012/8/2009 8:32:48 PM
coin-trajectory$25.00$25.0012/8/2009 8:38:47 PM
iNet_Investor$25.00$25.0012/8/2009 11:15:56 PM
Doc23$25.00$25.0012/9/2009 3:29:44 AM
kingshighway$61.46$61.4612/9/2009 4:29:07 AM
MonkeyHero$35.02$35.0212/8/2009 9:56:38 PM
cyonamine$25.00$25.0012/8/2009 10:12:03 PM
interest-exec9$25.00$25.0012/9/2009 3:19:02 AM
JUDAHiNVESTMENTGROUP$25.00$25.0012/8/2009 11:02:06 PM
scrabbler$25.00$25.0012/9/2009 6:39:36 AM
mobius_titan$25.00$25.0012/9/2009 5:19:06 AM
leverage-monger$25.00$25.0012/9/2009 6:37:45 AM
Share-the-wealth$100.00$100.0012/9/2009 7:08:12 AM
julijask$25.00$25.0012/9/2009 10:00:18 AM
budyzr$25.00$25.0012/9/2009 9:43:45 AM
easylender$25.00$25.0012/9/2009 10:26:54 AM
Jimfromsac$25.00$25.0012/9/2009 10:48:17 AM
buckyhead2000$25.00$25.0012/9/2009 11:11:55 AM
blindtaxidriver$25.00$25.0012/9/2009 12:11:41 PM
rockhound84$50.00$50.0012/9/2009 11:51:48 AM
Patter256$25.00$25.0012/9/2009 12:10:22 PM
philipandc$25.00$25.0012/9/2009 12:13:31 PM
xphile$25.00$25.0012/9/2009 1:04:31 PM
trekkie3po$25.00$25.0012/9/2009 2:04:35 PM
chrisjs15$25.00$25.0012/9/2009 1:53:41 PM
MoJoRisin15$25.00$25.0012/9/2009 2:00:52 PM
grf1945$25.00$25.0012/9/2009 3:04:32 PM
self-reliant-integrity0$50.00$50.0012/9/2009 3:07:01 PM
friendinmoney$50.00$50.0012/9/2009 3:10:00 PM
efficient-bid2$50.00$50.0012/9/2009 3:30:48 PM
exciting-fairness$200.00$200.0012/9/2009 3:41:27 PM
icefish$32.24$32.2412/9/2009 3:19:02 PM
dblaz5$500.00$500.0012/9/2009 3:49:46 PM
teejay411$45.98$45.9812/9/2009 3:53:39 PM
leverage-monger$25.00$25.0012/9/2009 3:25:32 PM
Eagledrop$25.00$25.0012/9/2009 3:44:28 PM
361 bids
 
Borrower Payment Dependent Notes Series 436589
This series of Notes was issued and sold upon the funding of the borrower loan #40020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,999.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.90
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $180.90
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 3 First credit line: Dec-1995 Debt/Income ratio: 9%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 8 / 6Employment status:Full-time employee
Now delinquent: 2 Total credit lines: 24Length of status:1y 9m
Amount delinquent: $108 Revolving credit balance: $1,935 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: grady_brumbaugh Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< mo. late: 0 ( 0% )  
740-759 (Jul-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Help with baby expenses
Purpose of loan:
Make sure that my wife and I have an emergency fund while she is on maternity leave.? We have a nice nest egg, but we have some medical bills to pay for since the baby came.? I want to make sure we are ok until she goes back to work.

My financial situation:
My financial situation is great.? I make 105K per year and my wife makes close to 60K.? We own a home and are very good with payments.? I really just need a stop gap until she returns to work for those "just-in-case" things and baby expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please explain the current delinquencies? - SeeksValue
A: Honestly, I am checking my credit report to see what this issue actually is. I am not sure as I am up to date on all my bills/credit accounts/mortgages. (Dec-05-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.0012/4/2009 5:27:07 PM
Aberdeen$300.00$300.0012/6/2009 2:23:02 PM
Eloise62$75.00$75.0012/7/2009 12:26:13 PM
unk1911$25.00$25.0012/10/2009 10:11:13 AM
five-star-note$100.00$100.0012/10/2009 2:15:00 PM
vest_vortex$25.00$25.0012/10/2009 7:26:03 PM
MoneyForNothing$25.00$25.0012/11/2009 6:33:26 AM
Laxa$600.00$600.0012/11/2009 8:46:26 AM
Ronnieboy888$25.00$25.0012/11/2009 9:49:28 AM
Silverling6$32.13$32.1312/11/2009 9:49:42 AM
impartial-deal$25.00$25.0012/11/2009 11:31:31 AM
bobd32$25.00$25.0012/11/2009 10:50:22 AM
Packers18$50.00$50.0012/11/2009 11:47:35 AM
martymaniaman$25.00$25.0012/11/2009 1:01:05 PM
carrinel$100.00$100.0012/11/2009 4:45:12 PM
squarebob$50.00$50.0012/11/2009 4:34:04 PM
Engineer44$25.00$25.0012/11/2009 4:57:44 PM
transparency-tomahawk$50.00$50.0012/11/2009 3:43:19 PM
interloode$100.00$100.0012/11/2009 4:21:24 PM
FinDoc$25.00$25.0012/4/2009 5:48:43 PM
SolarMoonshine$50.00$50.0012/4/2009 8:30:06 PM
SeeksValue$50.00$50.0012/5/2009 4:34:35 PM
jpf27$100.00$100.0012/7/2009 12:24:55 PM
SeeksValue$25.00$25.0012/7/2009 1:57:24 PM
prudent-gain7$25.00$25.0012/7/2009 2:34:01 PM
transparency-burger$50.00$50.0012/8/2009 12:07:50 AM
DasMula$100.00$100.0012/9/2009 4:21:47 PM
Calif-smo$39.48$39.4812/9/2009 4:51:51 PM
wbwill$25.00$25.0012/11/2009 1:25:34 AM
retired272$25.00$25.0012/11/2009 9:11:39 AM
Kash2010lu$25.00$25.0012/11/2009 8:11:54 AM
efficient-bid2$100.00$100.0012/11/2009 7:34:56 AM
reflective-rupee$25.00$25.0012/11/2009 10:54:10 AM
piter-to-la-investment$25.00$25.0012/11/2009 11:19:00 AM
reflective-rupee$2,500.00$1,083.2812/11/2009 9:34:05 AM
upbeat-marketplace$25.00$25.0012/11/2009 10:59:43 AM
red-favorable-basis$25.00$25.0012/11/2009 11:30:06 AM
branaa99$44.11$44.1112/11/2009 11:29:39 AM
Capit0l$25.00$25.0012/11/2009 11:30:49 AM
the-profit-oracle$25.00$25.0012/11/2009 4:57:09 PM
DasMula$100.00$100.0012/11/2009 3:48:28 PM
DasMula$250.00$250.0012/11/2009 3:51:52 PM
bestloanrate$25.00$25.0012/11/2009 4:31:49 PM
RecoveryLender$25.00$25.0012/11/2009 4:47:39 PM
44 bids
 
Borrower Payment Dependent Notes Series 436769
This series of Notes was issued and sold upon the funding of the borrower loan #40032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $242.66
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.17% Final monthly payment: $242.66
 
Auction yield range: 4.20% - 14.00% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 11.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1979 Debt/Income ratio: 55%
Credit score: 720-739 (Nov-2009) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:2y 3m
Amount delinquent: $0 Revolving credit balance: $5,000 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: lileston26 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
700-719 (Jan-2008)
 
Principal balance: $4,029.87 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Paying off Prosper and small debts
Purpose of loan:
I will be paying off my current Prosper loan?that has?a $356 payment with one that is $245 dollars per month. I have made every payment on time and early and am actually 2 months ahead of schedule. I will?also be paying off some smaller debts that we have incurred over the past few months as well.
My financial situation:
We are consolidating a $356 monthly payment to a $245 monthly payment.?We have over exteneded our credit cards due to the fact that we did not have insurance with our second child and decided to pay off the medical bills with credit cards to keep our good credit going. We will pay off this loan in April and probaly get another loan to pay off our credit cards then. I am a sales manager for a car dealership for the past 2 years and am working on a salary base. Our company is doing fine even with current economic times.

Also we do own our house. I dont know why that isn't showing on our status but this is our second home to purchase in the last 2 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: how much will a 242 payment help your debt to income ratio? is income good? and with the help of this loan would you owe any other debts, other than this one? thank you.... - doeboy
A: A 242 payment would save us almost 112 just on prosper loan alone. we are paying 3 differant sets of medical bills for a total of 350 a month for the next year. So we would be saving nearly 450 a month with a new loan. Income is good salaried 2 1/2 years on job. We do have small line of credit with 3000 limit that has current balance of 850 that has been being paid down over year and half. Thanks (Dec-14-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.0012/7/2009 4:44:30 PM
ptjg$100.00$100.0012/7/2009 5:05:27 PM
SFBank$200.00$200.0012/7/2009 6:00:08 PM
patriot384$150.00$150.0012/7/2009 5:45:02 PM
hellasow$25.00$25.0012/8/2009 7:24:46 PM
ideal-value$100.00$100.0012/9/2009 2:10:40 AM
Good_Karma_Cafe$25.00$25.0012/10/2009 11:10:18 AM
Imaginos1892$150.00$150.0012/10/2009 10:50:43 PM
iolaire$50.00$50.0012/11/2009 7:59:18 AM
lucrative-worth$100.00$100.0012/11/2009 9:43:44 AM
bestloanrate$50.00$50.0012/11/2009 4:10:35 PM
grc$50.00$50.0012/11/2009 4:05:15 PM
szasza$50.00$50.0012/12/2009 11:07:54 AM
szasza$50.00$50.0012/12/2009 11:08:31 AM
Kelor99$25.00$25.0012/12/2009 8:12:39 AM
oldman68$25.00$25.0012/13/2009 10:17:59 AM
beeslow$25.00$25.0012/12/2009 8:12:13 PM
psalms6612$25.00$25.0012/13/2009 9:30:25 AM
Ven58$25.00$25.0012/13/2009 9:31:56 PM
1traveler$25.00$25.0012/13/2009 10:44:33 PM
palmdelino$30.00$30.0012/13/2009 1:29:13 PM
worldly-gold$100.00$100.0012/13/2009 2:02:14 PM
sensible-fund$74.32$74.3212/14/2009 6:37:06 AM
mcabery$109.00$109.0012/14/2009 2:24:08 AM
PrinceValium$25.00$25.0012/13/2009 7:24:57 PM
Sigmund-Freud$50.00$50.0012/14/2009 8:29:12 AM
slicrad$25.00$25.0012/14/2009 8:38:03 AM
zone6$100.00$100.0012/14/2009 9:47:48 AM
Jinja$25.00$25.0012/14/2009 10:10:59 AM
sharp-credit$1,300.00$1,300.0012/14/2009 1:43:52 PM
professional-finance$25.00$25.0012/14/2009 2:25:37 PM
lyrisnox$25.00$25.0012/14/2009 11:16:05 AM
ghinga$50.00$50.0012/14/2009 11:48:24 AM
gristle_mcthornbody$25.00$25.0012/14/2009 3:14:33 PM
gothampark$25.00$25.0012/14/2009 3:21:25 PM
coldfuzion$31.65$31.6512/14/2009 12:00:42 PM
us957165$25.00$25.0012/14/2009 1:31:12 PM
organic-platinum$25.00$25.0012/14/2009 3:50:48 PM
Feyenoord$25.81$25.8112/14/2009 1:55:17 PM
jybank$50.00$50.0012/14/2009 1:15:23 PM
cjames84$25.00$25.0012/14/2009 2:28:29 PM
marlinssb$40.00$40.0012/14/2009 2:06:38 PM
dblaz5$250.00$250.0012/14/2009 2:09:30 PM
Kissabledevil$25.00$25.0012/14/2009 2:52:04 PM
fund-secret-agent$25.00$25.0012/14/2009 4:20:32 PM
Capital_Infusion$50.00$50.0012/14/2009 4:28:54 PM
reBuild-America$25.00$25.0012/7/2009 5:09:19 PM
sociallender$25.00$25.0012/7/2009 5:28:38 PM
JustMee$90.32$16.3612/7/2009 6:55:25 PM
sshgfwb$25.00$25.0012/7/2009 11:13:01 PM
vine99$75.00$75.0012/7/2009 8:06:09 PM
CA_Lender$25.00$25.0012/9/2009 6:30:00 PM
nolahelper$40.00$40.0012/10/2009 10:24:57 AM
Sven79$100.00$100.0012/10/2009 4:20:41 PM
grammaspurse$25.00$25.0012/11/2009 7:44:46 AM
understanding-integrity4$50.00$50.0012/11/2009 10:32:55 AM
dime-neutron$25.00$25.0012/11/2009 9:39:26 AM
rmpedi33$150.00$150.0012/12/2009 7:45:53 AM
JerryB96$25.00$25.0012/12/2009 8:59:35 AM
szasza$50.00$50.0012/12/2009 11:07:17 AM
vest_vortex$25.00$25.0012/12/2009 11:40:16 AM
Doohickey415$25.00$25.0012/12/2009 2:34:38 PM
festivecpl$25.00$25.0012/12/2009 3:01:45 PM
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Frugal$25.00$25.0012/13/2009 9:17:50 PM
taylomi$475.00$475.0012/13/2009 9:28:51 PM
carrinel$100.00$100.0012/14/2009 8:00:49 AM
triumphant-bonus$37.00$37.0012/14/2009 7:45:26 AM
whitegold24k$268.05$268.0512/14/2009 1:03:08 PM
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dasbuntenheim$35.83$35.8312/14/2009 10:11:13 AM
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113121$50.00$50.0012/14/2009 2:52:51 PM
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sharp-credit$127.56$127.5612/14/2009 1:41:27 PM
cash-spinner$25.00$25.0012/14/2009 1:31:29 PM
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TakeCare$100.00$100.0012/14/2009 1:45:55 PM
durable-investment8$25.00$25.0012/14/2009 2:32:27 PM
Bob450$50.00$50.0012/14/2009 2:43:20 PM
worldly-gold$100.00$100.0012/14/2009 2:51:48 PM
transparency-tomahawk$54.42$54.4212/14/2009 3:48:45 PM
socal-lender$25.00$25.0012/14/2009 4:05:33 PM
sun-funding$25.00$25.0012/14/2009 4:22:31 PM
unfixer$25.00$25.0012/14/2009 4:19:11 PM
interloode$250.00$250.0012/14/2009 4:18:35 PM
91 bids
 
Borrower Payment Dependent Notes Series 437013
This series of Notes was issued and sold upon the funding of the borrower loan #40029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 10.95% Starting borrower rate/APR: 11.95% / 12.30% Starting monthly payment: $663.81
Final lender yield: 10.45% Final borrower rate/APR: 11.45% / 11.80% Final monthly payment: $659.04
 
Auction yield range: 3.20% - 10.95% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Oct-1986 Debt/Income ratio: 22%
Credit score: 800-819 (Nov-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:4y 2m
Amount delinquent: $0 Revolving credit balance: $767 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 1%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: caring-loan Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Major Dental Work Needed
Purpose of loan:
My teeth are in the crapper or if I don't get them fixed they will be. This loan will be used to do some much needed?dental work to improve my quality of life.? It is being done at a Dental School which reduces the cost greatly.? Unfortunately there is no form of financing available and they require payment upfront.??I?have loose and missing teeth,? This?work is?going to be quite extensive (bone graphs and teeth?implants are going to have to be done to get my bite corrected.)?This work is not cosmetic, although?some of the benefit will be. It is to get me?back to a healthy life.?The cost of my total procedures will be?a liitle more?than?$31,000 when it is all?done.? I have some some reasearch and in the regular dental field I would be looking at approxiamately?$75.000?or more at regular cost.???
My financial situation:
I am a good candidate for this loan because? I am a hospiital administrator at a Veterinary Hospital and have been in this field for 23 years.?? I have job security(the owner of the hospital?has told me as long as he has a job so do I)? I pay my bills on time or ahead.? I own?and live in a mobile home that is paid in full and have?no debt other than regularr living expenses?and can pay between?$900 and $1000 per month.?This is my second attempt to be funded and would much appreciate your help.? This work?will not happen without?it.?Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You mention that this is your second attempt at procuring a loan, can you provide some details about the first loan. What was it for? How much were you asking for? etc... - genuine-money3
A: I'm sorry I thought I had responded to this question. The loan was for the same purpose as this one. It was for $25,000. It didn't look like it was going to be funded so I withdrew it. (Dec-08-2009)
Q: Can you please list and itemize your living expenses? - tolstoy00
A: Below are my fixed expenses..... Land $150 I rent 1 1/2 acres (for my mobile home) Electric $60 to $200 (dependng on heating or cooling) Phone $100 (Landline & Cell) Cable $52.16 Internet $55.00 Insurance $700 (every 6 months for home and 2 cars) Health Insurance paid in full by my employer. Cars are paid for. I have no credit card debt at this time and I pay my balance in full when I do use it. The balance showing on my listing has been paid (Dec-10-2009)
Q: What is the your monthly income ? If this is going to cost $31000+ How will you be paying the remaining $21000? - Capit0l
A: My monthly income is $3100.00. I have a low maintenance lifestyle and have been saving for this for a while. The remainder cost of $11,000 will come from cash and savings. (Dec-12-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
portfolio-zone801$25.00$25.0012/7/2009 4:31:53 PM
the-debt-fluffy-bunny$25.00$25.0012/7/2009 4:33:48 PM
the-bright-velocity$25.00$25.0012/7/2009 4:42:14 PM
Sixmil$25.00$25.0012/7/2009 4:36:23 PM
rmachi$25.00$25.0012/7/2009 4:36:31 PM
helping-out$25.00$25.0012/7/2009 4:38:55 PM
Guiren$100.00$100.0012/7/2009 4:38:41 PM
thedoctor$80.00$80.0012/7/2009 4:45:48 PM
mister_waffle$25.00$25.0012/7/2009 5:01:58 PM
loaninvesting$25.00$25.0012/7/2009 5:14:32 PM
two_old_gals$25.00$25.0012/7/2009 5:31:27 PM
gold-commander0$50.00$50.0012/7/2009 5:34:21 PM
sharkm$40.00$40.0012/7/2009 5:34:35 PM
AF-Chief$35.00$35.0012/7/2009 5:37:22 PM
QuinMccoy$25.00$25.0012/7/2009 5:35:27 PM
elegant-bonus$25.00$25.0012/7/2009 5:39:50 PM
fatson43$25.00$25.0012/7/2009 5:47:27 PM
five-star-note$25.00$25.0012/7/2009 5:44:43 PM
Hondo$25.00$25.0012/7/2009 6:04:17 PM
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astute-dollar$100.00$100.0012/7/2009 11:20:24 PM
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spreadgoodwill$25.00$25.0012/7/2009 11:20:18 PM
coldfuzion$40.00$40.0012/7/2009 10:54:41 PM
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Hola_James$25.00$25.0012/7/2009 11:38:37 PM
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three-for-6$38.52$38.5212/14/2009 8:35:00 AM
TruckerGuy$25.00$25.0012/14/2009 6:04:38 AM
RiskAdverse$25.00$25.0012/13/2009 9:18:21 PM
the-commitment-idol$25.00$25.0012/14/2009 9:33:23 AM
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zenchef$25.00$25.0012/14/2009 9:37:58 AM
Aethelinde$50.00$50.0012/13/2009 10:58:09 PM
PotBellyPete$50.00$50.0012/14/2009 7:37:15 AM
thryn$25.00$25.0012/14/2009 6:04:28 AM
wrchism$31.22$31.2212/14/2009 10:45:09 AM
rate-hickory$75.00$75.0012/14/2009 7:10:25 AM
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LawyerLoan$25.00$25.0012/14/2009 8:36:44 AM
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divrekku$25.00$25.0012/14/2009 8:46:35 AM
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head$25.00$25.0012/14/2009 11:48:51 AM
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jeffc92$30.75$30.7512/14/2009 11:04:50 AM
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sh71$25.00$25.0012/14/2009 11:26:37 AM
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forthright-trade$25.00$25.0012/14/2009 4:18:18 PM
socal-lender$25.00$25.0012/14/2009 4:10:27 PM
cordial-integrity$75.00$75.0012/14/2009 4:18:20 PM
patriot384$150.00$150.0012/14/2009 4:26:58 PM
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Cheburashka$30.00$30.0012/7/2009 4:42:35 PM
ImaPutz$25.00$25.0012/7/2009 4:37:56 PM
integrity-doctor$50.00$50.0012/7/2009 4:37:43 PM
fund-medalist171$25.00$25.0012/7/2009 4:44:56 PM
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ijspence$25.00$25.0012/7/2009 4:44:07 PM
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neenerman$75.00$75.0012/7/2009 5:05:30 PM
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puifais$25.00$25.0012/7/2009 5:33:38 PM
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burgeoning-silver$25.00$25.0012/7/2009 5:39:59 PM
ATOHokie$25.00$25.0012/7/2009 5:41:17 PM
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gracej$25.00$25.0012/7/2009 5:39:41 PM
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oldscratch72$25.00$25.0012/7/2009 9:28:33 PM
Bob450$25.00$25.0012/7/2009 8:49:00 PM
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aycinvestments$25.00$25.0012/7/2009 11:20:29 PM
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wonderful-rupee$25.00$25.0012/7/2009 11:20:33 PM
OaklandIuMien$25.00$25.0012/7/2009 11:33:27 PM
principal-prodigy$25.00$25.0012/7/2009 11:38:42 PM
thaceisbac$25.00$25.0012/7/2009 11:48:00 PM
aasx1108$25.00$25.0012/7/2009 11:50:21 PM
gulch$35.00$35.0012/7/2009 11:45:36 PM
mlopez2007$100.00$100.0012/8/2009 3:47:09 AM
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JTHarris$50.00$50.0012/8/2009 5:21:58 AM
szetheli$50.00$50.0012/7/2009 11:50:00 PM
ALL-PRIME$25.00$25.0012/7/2009 11:58:23 PM
trochees$25.00$25.0012/8/2009 2:26:53 AM
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agwosdof$100.00$100.0012/8/2009 10:52:17 AM
harnobuff$25.00$25.0012/8/2009 11:17:55 AM
MuchoMoneyMike$25.00$25.0012/8/2009 11:44:24 AM
liberty-revelry2$25.00$25.0012/8/2009 11:45:59 AM
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iruz$32.32$32.3212/8/2009 11:37:12 AM
peaceful-trade$25.00$25.0012/8/2009 11:37:34 AM
kochan123$25.00$25.0012/8/2009 12:05:43 PM
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profitable-durability6$25.00$25.0012/8/2009 12:07:08 PM
phunktion$25.00$25.0012/8/2009 11:50:49 AM
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justice-dna$25.90$25.9012/8/2009 12:42:38 PM
logical-p2ploan$25.00$25.0012/8/2009 12:15:49 PM
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independent-investment$25.00$25.0012/8/2009 3:45:37 PM
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theloanteacher$25.00$25.0012/8/2009 5:12:21 PM
bazaar-nirvana$50.00$50.0012/8/2009 5:36:46 PM
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transparency-burger$250.00$250.0012/8/2009 8:00:50 PM
note-guard$25.00$25.0012/8/2009 8:13:42 PM
piter-to-la-investment$25.00$25.0012/8/2009 8:20:56 PM
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djh47a$30.00$30.0012/9/2009 2:02:02 AM
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supreme-hope$25.00$25.0012/9/2009 10:11:55 AM
DadWarbucks$25.00$25.0012/9/2009 11:26:51 AM
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heeeley$25.00$25.0012/9/2009 12:52:40 PM
octoberfresh$25.00$25.0012/9/2009 12:48:00 PM
financial-frenzy$25.00$25.0012/9/2009 3:11:57 PM
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elasermd$50.00$50.0012/9/2009 7:37:35 PM
dumbass$25.00$25.0012/9/2009 8:47:00 PM
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cjames84$25.00$25.0012/10/2009 5:43:18 AM
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rdrloan$25.00$25.0012/10/2009 8:58:49 AM
mdc1988$25.22$25.2212/10/2009 11:08:42 AM
VWA_to_the_Rescue$25.00$25.0012/10/2009 11:11:59 AM
MAJESTIC5$50.00$50.0012/10/2009 12:11:12 PM
zeelender$25.00$25.0012/10/2009 12:05:30 PM
Oakland$29.85$29.8512/10/2009 12:25:34 PM
Montgomery-Burns$25.00$25.0012/10/2009 12:37:06 PM
teejay411$32.52$32.5212/10/2009 11:20:56 AM
reueljw$25.00$25.0012/10/2009 2:27:04 PM
diplomatic-point4$50.00$50.0012/10/2009 2:45:26 PM
northphoto$27.57$27.5712/10/2009 2:54:18 PM
degster$25.00$25.0012/10/2009 3:10:00 PM
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revenue-sniffer$25.00$25.0012/10/2009 3:24:25 PM
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icontender$25.00$25.0012/10/2009 3:38:27 PM
useful-currency$25.00$25.0012/10/2009 3:38:44 PM
esabzb$25.00$25.0012/10/2009 3:44:40 PM
coolspeed$25.00$25.0012/10/2009 3:45:06 PM
johannesfactotum$25.00$25.0012/10/2009 2:54:30 PM
exuberant-loot$25.00$25.0012/10/2009 4:02:04 PM
kirkjerk$25.00$25.0012/10/2009 3:08:05 PM
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thedreamer$25.00$25.0012/10/2009 4:10:53 PM
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jtrump22$25.00$25.0012/10/2009 4:20:35 PM
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phillipd48$25.00$25.0012/10/2009 4:19:44 PM
mh1169$29.88$29.8812/10/2009 4:21:36 PM
JUDAHiNVESTMENTGROUP$25.00$25.0012/10/2009 5:05:59 PM
TK4$25.00$25.0012/10/2009 5:06:05 PM
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lostontheedge$25.00$25.0012/10/2009 5:06:06 PM
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stensonb$25.00$25.0012/10/2009 7:02:52 PM
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WHEREISTHEMOON$25.00$25.0012/11/2009 8:08:26 AM
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slojudy$25.00$25.0012/11/2009 8:13:45 AM
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xlk14$42.83$42.8312/11/2009 2:06:20 PM
Sigonio$25.00$25.0012/11/2009 12:43:55 PM
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dbzen$50.00$50.0012/11/2009 2:38:16 PM
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matthewa$25.00$25.0012/11/2009 8:25:00 PM
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cash-vault$25.00$25.0012/12/2009 8:04:26 AM
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lanlie$758.07$758.0712/12/2009 8:05:18 AM
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SS123$25.00$25.0012/12/2009 11:23:07 AM
andyb9$25.00$25.0012/12/2009 8:13:05 AM
bold-dynamic-silver$25.00$25.0012/12/2009 11:37:56 AM
knothead$25.00$25.0012/12/2009 1:04:05 PM
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college_girl$25.00$25.0012/13/2009 8:27:31 AM
loner001$25.00$25.0012/12/2009 5:03:50 PM
Mostyle$25.00$25.0012/12/2009 7:52:43 PM
euro-association$25.00$25.0012/13/2009 2:46:30 AM
ivar$25.00$25.0012/13/2009 10:41:39 AM
shookie_40$25.00$25.0012/13/2009 5:19:03 PM
grallu$50.00$50.0012/13/2009 6:17:39 PM
TexasLender2007$25.00$25.0012/13/2009 9:00:22 AM
famous-community8$25.00$25.0012/13/2009 9:23:48 AM
mmmm1982$25.00$25.0012/13/2009 7:35:03 PM
Yotaman$25.00$25.0012/13/2009 4:12:07 PM
market-assembler$37.40$37.4012/13/2009 6:45:05 PM
ME-Entrepreneur$25.00$25.0012/13/2009 4:33:35 PM
balanced-greenback$25.00$25.0012/13/2009 5:29:27 PM
trillian16$25.00$25.0012/14/2009 7:14:26 AM
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OwlGirl$25.00$25.0012/14/2009 8:16:40 AM
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benjamins-voyage$25.00$25.0012/14/2009 9:33:53 AM
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julijask$25.00$25.0012/14/2009 9:49:16 AM
ddomega$25.00$25.0012/13/2009 11:07:31 PM
affluence-tomahawk$50.00$50.0012/14/2009 5:12:41 AM
pi31415$25.00$25.0012/14/2009 10:48:02 AM
bradwill$43.24$43.2412/14/2009 11:28:46 AM
top-silver-american$50.00$50.0012/14/2009 9:33:48 AM
racing777$25.00$25.0012/14/2009 7:26:26 AM
onlyinchicago$25.00$25.0012/14/2009 12:04:54 PM
BigLinCT$50.00$50.0012/14/2009 8:26:48 AM
purohit$25.00$25.0012/14/2009 10:25:26 AM
chief_wo$25.00$25.0012/14/2009 10:29:03 AM
codyrun$25.00$25.0012/14/2009 10:29:27 AM
durable-deal2$50.00$50.0012/14/2009 10:43:46 AM
Zoramite$25.00$25.0012/14/2009 11:05:15 AM
YellowJacket$25.00$25.0012/14/2009 9:38:16 AM
AgTiPinisher$25.00$25.0012/14/2009 11:05:35 AM
Dazz2061$25.00$25.0012/14/2009 11:11:36 AM
Lise46$26.26$26.2612/14/2009 11:24:41 AM
BaltimoreLender$25.00$25.0012/14/2009 11:26:45 AM
maga$100.00$100.0012/14/2009 11:36:14 AM
Feyenoord$25.00$25.0012/14/2009 11:44:22 AM
ElChico124$25.00$25.0012/14/2009 12:05:57 PM
onegoodlender$25.00$25.0012/14/2009 11:04:07 AM
think-become$25.00$20.7912/14/2009 12:24:45 PM
BludAx$25.00$25.0012/14/2009 11:25:20 AM
monstersdad$50.00$50.0012/14/2009 11:28:39 AM
janderz990$25.00$25.0012/14/2009 11:44:58 AM
pbandjb$25.00$25.0012/14/2009 12:03:37 PM
celkram$28.97$28.9712/14/2009 12:06:15 PM
mizunoman$25.00$25.0012/14/2009 12:08:53 PM
TakeCare$40.00$40.0012/14/2009 1:50:51 PM
exciting-fairness$200.00$200.0012/14/2009 3:20:28 PM
leverage-monger$25.00$25.0012/14/2009 2:29:29 PM
fireboss$50.00$50.0012/14/2009 4:12:10 PM
leverage-monger$25.00$25.0012/14/2009 4:13:25 PM
Cpay2Me$54.84$54.8412/14/2009 4:23:40 PM
564 bids
 
Borrower Payment Dependent Notes Series 437391
This series of Notes was issued and sold upon the funding of the borrower loan #39962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $75.14
Final lender yield: 8.85% Final borrower rate/APR: 9.85% / 11.96% Final monthly payment: $74.05
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-2001 Debt/Income ratio: 6%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 16 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:3y 1m
Amount delinquent: $0 Revolving credit balance: $2,938 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 18%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 0    
Screen name: bpardasa Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,100.00< mo. late: 0 ( 0% )  
700-719 (Dec-2007)
720-739 (Oct-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Master's of Tax at NIU
Purpose of loan:
This loan will be used to finance a Master's of Taxation (MST) degree at Northern Illinois University.


My financial situation:
I am a good candidate for this loan because?
a) I have no debt and have a stable job
b) My monthly income $2900 (after tax)
c) Expenses:
Rent & Utilities $700
Food $250
Insurance $100
Cell $80
Gas $150
Household Exp $220
Total Exp = 1500
Savings/m = 1400



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Syzygy$25.00$25.0012/9/2009 10:47:25 AM
marwadi-62$200.00$200.0012/10/2009 6:27:34 PM
been_there$50.00$50.0012/10/2009 8:29:39 PM
stelex$50.00$50.0012/10/2009 8:41:02 PM
ydm$25.00$25.0012/12/2009 4:02:07 AM
violaetain$50.00$50.0012/13/2009 12:44:59 PM
oldman68$25.00$25.0012/13/2009 10:31:54 PM
payontime1$50.00$50.0012/14/2009 1:15:45 PM
JerryB96$25.00$25.0012/14/2009 9:08:25 PM
raccoon123$50.00$50.0012/15/2009 10:00:04 AM
beaver0206$25.00$25.0012/15/2009 2:29:43 PM
iolaire$50.00$50.0012/15/2009 11:46:15 AM
usbank$25.00$25.0012/15/2009 12:42:07 PM
the-bright-velocity$200.00$134.9912/15/2009 4:00:50 PM
vineet$25.00$25.0012/15/2009 4:00:58 PM
CoolBreezeWarlord$25.00$25.0012/15/2009 4:02:04 PM
Bodyboard$25.00$25.0012/15/2009 2:33:19 PM
MoneyForNothing$25.00$25.0012/15/2009 3:07:00 PM
StocksMan$50.00$50.0012/15/2009 4:14:48 PM
dontscrewmeover1$100.00$100.0012/8/2009 5:22:50 PM
MsTabbyKats$25.00$25.0012/10/2009 5:22:59 PM
Dollars4Rent$25.00$25.0012/11/2009 7:37:09 AM
jybank$50.00$50.0012/11/2009 2:07:35 PM
FundMaker$25.00$25.0012/11/2009 4:53:17 PM
rmpedi33$250.00$250.0012/12/2009 7:51:43 AM
springpanda$25.00$25.0012/12/2009 2:22:20 PM
maccpro1$50.00$50.0012/13/2009 1:44:37 PM
e3oM$35.00$35.0012/13/2009 10:51:27 PM
finagler$35.00$35.0012/13/2009 7:48:51 PM
amor1962$25.00$25.0012/14/2009 9:40:09 AM
thegreatstrafe$25.00$25.0012/14/2009 9:28:54 AM
suzanny$25.00$25.0012/14/2009 11:01:36 AM
GBlack$30.00$30.0012/14/2009 11:36:04 PM
Snoopylover$25.00$25.0012/15/2009 8:53:01 AM
G-Love$200.00$200.0012/15/2009 12:00:33 PM
wise382$25.01$25.0112/15/2009 10:43:09 AM
Trygs$25.00$25.0012/15/2009 11:50:15 AM
pureliquidhw$25.00$25.0012/15/2009 12:41:45 PM
selo80$25.00$25.0012/15/2009 2:28:18 PM
wild-orange$25.00$25.0012/15/2009 2:21:59 PM
velocity-winner$25.00$25.0012/15/2009 2:46:17 PM
manmeg$90.00$90.0012/15/2009 2:50:28 PM
TakeCare$100.00$100.0012/15/2009 2:54:34 PM
dstolars$25.00$25.0012/15/2009 3:27:15 PM
coloradoloanman$25.00$25.0012/15/2009 4:08:04 PM
efficient-bid2$25.00$25.0012/15/2009 4:13:45 PM
46 bids
 
Borrower Payment Dependent Notes Series 437563
This series of Notes was issued and sold upon the funding of the borrower loan #39988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 7.60% Starting borrower rate/APR: 8.60% / 8.94% Starting monthly payment: $47.42
Final lender yield: 5.00% Final borrower rate/APR: 6.00% / 6.34% Final monthly payment: $45.63
 
Auction yield range: 3.20% - 7.60% Estimated loss impact: 0.59%  
Lender servicing fee: 1.00% Estimated return: 4.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Sep-1996 Debt/Income ratio: 18%
Credit score: 780-799 (Dec-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 39Length of status:1y 3m
Amount delinquent: $0 Revolving credit balance: $3,052 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: treasure-shooter276 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 780-799 (Latest)
Principal borrowed: $7,200.00< mo. late: 0 ( 0% )  
640-659 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Paying off my Credit Card
Purpose of loan:
I currently have a credit card balance that is just below $1500.? I was on task to pay it off in January, but I just got a letter from the IRS saying that I made an error in my 2007 tax return so now I owe them $900.? This means that it is going to take me longer to pay off my credit card because I have to pay the IRS first.? My credit card company won't budge on my 22.9% interest rate so I'm left with no other option than to return to good old prosper.

My financial situation:
I am a good candidate for this loan because I have a good credit score, I always pay my bills on time and I had a loan before with prosper that I paid off very responsibly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Personal-Bond$50.00$50.0012/8/2009 5:08:17 PM
hellasow$60.00$60.0012/8/2009 7:37:17 PM
Loves-Corvairs$100.00$100.0012/9/2009 9:45:12 AM
amit_gu$200.00$200.0012/9/2009 2:24:04 PM
serene-truth2$25.00$25.0012/9/2009 8:02:15 PM
EmeritusX$25.00$25.0012/11/2009 11:08:37 AM
FundMaker$25.00$25.0012/11/2009 4:56:58 PM
MSTCOURTJESTER$50.00$50.0012/12/2009 9:35:45 AM
outofoffice$63.05$63.0512/13/2009 9:26:32 PM
violaetain$50.00$50.0012/13/2009 12:48:21 PM
suzanny$25.00$25.0012/14/2009 10:31:32 AM
generous-deal6$25.00$25.0012/14/2009 10:39:58 AM
billnsc$25.00$25.0012/14/2009 6:17:42 PM
springpanda$75.00$75.0012/14/2009 7:16:10 PM
hellasow$40.00$40.0012/15/2009 12:20:39 PM
UCSBGAUCHOS$27.50$27.5012/15/2009 4:13:17 PM
dproxima$25.00$25.0012/8/2009 5:10:32 PM
bessmatt$31.34$31.3412/8/2009 11:54:38 PM
The-Lighthouse-Group$25.00$25.0012/9/2009 5:15:22 AM
Sven79$192.90$178.1112/10/2009 4:25:49 PM
justin323$25.00$25.0012/11/2009 3:37:09 AM
payontime1$50.00$50.0012/11/2009 3:12:06 PM
alydad1$25.00$25.0012/14/2009 3:46:56 AM
shrewd-income$50.00$50.0012/15/2009 7:52:44 AM
Rob717171$150.00$150.0012/15/2009 3:27:07 PM
MoneyForNothing$25.00$25.0012/15/2009 3:08:46 PM
StocksMan$50.00$50.0012/15/2009 4:16:25 PM
27 bids
 
Borrower Payment Dependent Notes Series 437941
This series of Notes was issued and sold upon the funding of the borrower loan #40012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 30.28% Starting borrower rate/APR: 31.28% / 33.68% Starting monthly payment: $302.09
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $287.28
 
Auction yield range: 11.20% - 30.28% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Aug-1997 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:6y 5m
Amount delinquent: $0 Revolving credit balance: $6,702 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 78%Stated income:$100,000+
Delinquencies in last 7y: 8 Homeownership: No  
Inquiries last 6m: 1    
Screen name: mjh264us Borrower's state: Illinois Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
660-679 (Aug-2009)
660-679 (Jul-2009)
700-719 (Mar-2008)
720-739 (Oct-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Paying off High Interest Credit
Hello,
Hello, Please consider my request for a $7,000.00 loan to pay off a high interest credit card. This was transferred from Bank of America to Barclays and I want to pay it off at a lower interest rate . The interest rate is over 29.99% Thank you for your consideration. As you can see by my previous listing, I have never missed a payment.
Assessment $153.53
ComEd $45.38
Comcast $174.84
Care Credit $135.00
State Farm Insurance $115.00
Student Loan? $244.22
Student Loan? $151.53
Peoples Gas $62.35
Credit Card Visa $2000.00
Car Payment $482.52
Cingular Wireless $150.00
Mortgage $1,805.95
--------------------------------------------
Income $9,300.00 (My income? + Wife who is a teacher)
Expenses $ 7270.00

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why not use the surplus $2100 income and pay down your credit card in 3-4 months . vs taking a prosper loan - Capit0l
A: There are other lines of credit we are paying down. I have 2 other much larger lines that are being paid down. While those are being paid down, I am trying to lower all other minimum payments and interest as much as possible. (Dec-14-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
direct-yield$25.00$25.0012/10/2009 4:32:47 PM
EtaDuck$25.00$25.0012/10/2009 4:34:04 PM
johnayan$25.00$25.0012/10/2009 4:33:01 PM
tuneman1980$25.00$25.0012/10/2009 4:34:32 PM
pleasant-dime$25.00$25.0012/10/2009 4:34:36 PM
scottr$25.00$25.0012/10/2009 4:34:17 PM
attractive-rate$25.00$25.0012/10/2009 4:35:38 PM
HoyaHeel$25.00$25.0012/10/2009 4:34:58 PM
SDNLR$25.00$25.0012/10/2009 4:35:55 PM
jab4590$25.00$25.0012/10/2009 4:35:21 PM
Citytrustbankerguy$25.00$25.0012/10/2009 4:35:37 PM
visionary-currency$50.00$50.0012/10/2009 4:38:11 PM
sjlnn$25.00$25.0012/10/2009 4:32:39 PM
aue513$25.00$25.0012/10/2009 4:38:27 PM
smart-gain$25.00$25.0012/10/2009 4:37:29 PM
jcfunder$25.00$25.0012/10/2009 4:38:29 PM
desertoasis$50.00$50.0012/10/2009 4:38:41 PM
spruce2$25.00$25.0012/10/2009 4:33:27 PM
jdl424$25.00$25.0012/10/2009 4:33:55 PM
knight3136$25.00$25.0012/10/2009 4:33:59 PM
EnigmaNYC-29$25.00$25.0012/10/2009 4:39:17 PM
loanfairy$25.00$25.0012/10/2009 4:38:20 PM
AF-Chief$28.00$28.0012/10/2009 4:38:59 PM
tallmon$25.00$25.0012/10/2009 4:39:44 PM
justice-dna$25.00$25.0012/10/2009 4:34:45 PM
bonus-patriot$25.00$25.0012/10/2009 4:35:04 PM
yeti888$25.00$25.0012/10/2009 4:35:07 PM
heroic-benefit$50.00$50.0012/10/2009 4:39:42 PM
vegaslender88$25.00$25.0012/10/2009 4:35:40 PM
steady-payout6$25.00$25.0012/10/2009 4:36:00 PM
dutchlee$25.00$25.0012/10/2009 4:37:34 PM
blivet1970$25.00$25.0012/10/2009 4:38:26 PM
cvlender$25.00$25.0012/10/2009 4:42:45 PM
Orringo$25.00$25.0012/10/2009 4:39:07 PM
Toastsr$25.00$25.0012/10/2009 4:39:09 PM
djh47a$25.00$25.0012/10/2009 4:43:15 PM
DosPassos$25.00$25.0012/10/2009 4:43:19 PM
divedude$25.00$25.0012/10/2009 4:43:14 PM
Scoote2912$25.00$25.0012/10/2009 4:43:17 PM
treasure-transporter$25.00$25.0012/10/2009 4:43:37 PM
wise-cash-keeper$35.00$35.0012/10/2009 4:43:28 PM
nowits10$25.00$25.0012/10/2009 4:44:00 PM
GElender$25.00$25.0012/10/2009 4:44:04 PM
ben10jen$25.00$25.0012/10/2009 4:44:15 PM
GMPK_TLAS$25.00$25.0012/10/2009 4:44:37 PM
loan-master996$50.00$50.0012/10/2009 4:44:41 PM
Bank42$50.00$50.0012/10/2009 4:44:42 PM
trustu$25.00$25.0012/10/2009 4:44:44 PM
54CHEVY$100.00$100.0012/10/2009 4:44:48 PM
Palacios$50.00$50.0012/10/2009 4:44:56 PM
Helenska11$25.00$25.0012/10/2009 4:44:58 PM
principal-kung-fu$25.00$25.0012/10/2009 4:45:16 PM
helping-out$25.00$25.0012/10/2009 4:46:00 PM
andrewnar$25.00$25.0012/10/2009 4:46:06 PM
order-prospector$25.00$25.0012/10/2009 4:46:27 PM
reflective-rupee$25.00$25.0012/10/2009 4:46:17 PM
fund-medalist171$25.00$25.0012/10/2009 4:46:19 PM
money-prophesy$150.00$150.0012/10/2009 4:42:30 PM
yield-lion$25.00$25.0012/10/2009 4:46:32 PM
slithytove$25.00$25.0012/10/2009 4:43:06 PM
InChicago$25.00$25.0012/10/2009 4:46:42 PM
Hondo$25.00$25.0012/10/2009 4:46:54 PM
Havana21$25.00$25.0012/10/2009 4:47:04 PM
janicewill$25.00$25.0012/10/2009 4:43:18 PM
portfolio-zone801$25.00$25.0012/10/2009 4:43:22 PM
ferocious-exchange3$25.00$25.0012/10/2009 4:43:26 PM
asiaratt$100.00$100.0012/10/2009 4:49:11 PM
penny-surgeon$25.00$25.0012/10/2009 4:49:08 PM
Supernick$25.00$25.0012/10/2009 4:49:17 PM
capital-amplifier$25.00$25.0012/10/2009 4:49:31 PM
the-silver-blaster$50.00$50.0012/10/2009 4:50:00 PM
PayItForward09$25.00$25.0012/10/2009 4:50:06 PM
payout-point$25.00$25.0012/10/2009 4:50:35 PM
hard-working-loot$25.00$25.0012/10/2009 4:50:24 PM
revenue-serenity$25.00$25.0012/10/2009 4:46:39 PM
beezling$52.00$52.0012/10/2009 4:50:26 PM
NR$25.00$25.0012/10/2009 4:50:48 PM
summerlander$25.00$25.0012/10/2009 4:50:39 PM
accordion8$25.00$25.0012/10/2009 4:50:49 PM
p123$25.00$25.0012/10/2009 4:51:00 PM
orange-courageous-dedication$30.00$30.0012/10/2009 4:51:27 PM
wise-extraordinary-loot$25.00$25.0012/10/2009 4:51:12 PM
worklessmakemore$25.00$25.0012/10/2009 4:51:31 PM
personal-lender$25.00$25.0012/10/2009 4:51:25 PM
Buffer10$100.00$100.0012/10/2009 4:51:30 PM
brother_tam$50.00$50.0012/10/2009 4:51:40 PM
first-restless-payout$25.00$25.0012/10/2009 4:51:35 PM
anton$25.00$25.0012/10/2009 4:51:44 PM
Peterman$25.00$25.0012/10/2009 4:51:50 PM
HunterSix$25.00$25.0012/10/2009 4:51:48 PM
cognizant-wealth$25.00$25.0012/10/2009 4:51:54 PM
crenen139$25.00$25.0012/10/2009 4:52:07 PM
Zolton$200.00$200.0012/10/2009 4:52:18 PM
impeccable-transparency$50.00$50.0012/10/2009 4:52:28 PM
orange-preeminant-bill$100.00$100.0012/10/2009 4:52:34 PM
euro-mirth$25.00$25.0012/10/2009 4:52:32 PM
AF_Trust$25.00$25.0012/10/2009 4:52:40 PM
MissionMicroFinance$25.00$22.1912/10/2009 4:52:43 PM
supreme-hope$25.00$25.0012/10/2009 4:49:38 PM
burgeoning-silver$25.00$25.0012/10/2009 4:49:45 PM
charming-point$200.00$200.0012/10/2009 4:49:55 PM
wwwUniversal$25.00$25.0012/10/2009 4:55:55 PM
saffron4$25.00$25.0012/10/2009 4:51:08 PM
SPB$25.00$25.0012/10/2009 4:51:11 PM
blooming-dedication$50.00$50.0012/10/2009 4:51:38 PM
murlirao2002$25.00$25.0012/10/2009 4:52:02 PM
Dubbs360$50.00$50.0012/10/2009 4:52:11 PM
elevated-platinum5$25.00$25.0012/10/2009 4:52:30 PM
JustMee$25.00$25.0012/10/2009 6:03:16 PM
SolarMoonshine$200.00$200.0012/10/2009 5:52:25 PM
Bill33716$25.00$25.0012/10/2009 8:57:41 PM
hammondm$25.00$25.0012/11/2009 6:16:59 AM
bajaruss$25.00$25.0012/10/2009 4:35:36 PM
five-star-note$25.00$25.0012/10/2009 4:34:57 PM
fortytwo$50.00$50.0012/10/2009 4:35:48 PM
Duanep01$50.00$50.0012/10/2009 4:35:54 PM
Jonb6919$25.00$25.0012/10/2009 4:36:04 PM
lendarer$25.00$25.0012/10/2009 4:32:34 PM
cgkid$25.00$25.0012/10/2009 4:38:28 PM
boghdan2000$25.00$25.0012/10/2009 4:33:58 PM
divrekku$25.00$25.0012/10/2009 4:39:10 PM
littlemonkey$25.00$25.0012/10/2009 4:38:17 PM
melodious-fairness$25.00$25.0012/10/2009 4:39:20 PM
Astounding$25.00$25.0012/10/2009 4:39:28 PM
cash-boots$25.00$25.0012/10/2009 4:39:39 PM
DadWarbucks$25.00$25.0012/10/2009 4:35:05 PM
Lam0nt$25.00$25.0012/10/2009 4:39:31 PM
newbietony$25.00$25.0012/10/2009 4:39:34 PM
lendme2$25.00$25.0012/10/2009 4:36:01 PM
Brainworm$25.00$25.0012/10/2009 4:41:45 PM
DrRKkids$25.00$25.0012/10/2009 4:38:25 PM
professional-finance$25.00$25.0012/10/2009 4:41:49 PM
orange-vigilance-shower$25.00$25.0012/10/2009 4:42:46 PM
626457$25.00$25.0012/10/2009 4:38:51 PM
jazz619$25.00$25.0012/10/2009 4:42:53 PM
AGSLending$25.00$25.0012/10/2009 4:43:07 PM
wealth-cloud$25.00$25.0012/10/2009 4:42:40 PM
shiny-dollar9$25.00$25.0012/10/2009 4:39:07 PM
leodaguy$25.00$25.0012/10/2009 4:39:15 PM
bdloans$100.00$100.0012/10/2009 4:43:05 PM
slartibardfast$25.00$25.0012/10/2009 4:43:27 PM
sentimental-euro$25.00$25.0012/10/2009 4:39:25 PM
Speculator$50.00$50.0012/10/2009 4:43:29 PM
steves73$25.00$25.0012/10/2009 4:39:37 PM
purdue98$25.00$25.0012/10/2009 4:43:38 PM
mtquan$25.00$25.0012/10/2009 4:44:02 PM
affluence-tycoon$25.00$25.0012/10/2009 4:43:49 PM
louisianalender$100.00$100.0012/10/2009 4:44:15 PM
Cash_Angel$25.00$25.0012/10/2009 4:44:30 PM
TennSquire$25.00$25.0012/10/2009 4:44:46 PM
lagnisiruk$25.00$25.0012/10/2009 4:45:36 PM
building_community$25.00$25.0012/10/2009 4:45:45 PM
DRA-Properties$25.00$25.0012/10/2009 4:41:20 PM
wrighco$25.00$25.0012/10/2009 4:45:54 PM
UT-Longhorn$25.00$25.0012/10/2009 4:42:02 PM
MetraLynn$25.00$25.0012/10/2009 4:42:33 PM
mrbill5548$50.00$50.0012/10/2009 4:46:51 PM
falcon88dp$25.00$25.0012/10/2009 4:46:41 PM
copper$30.00$30.0012/10/2009 4:46:48 PM
treasure-bliss$100.00$100.0012/10/2009 4:47:01 PM
Comoparklender$25.00$25.0012/10/2009 4:43:20 PM
Banker7371$25.00$25.0012/10/2009 4:47:06 PM
sloan$25.00$25.0012/10/2009 4:43:50 PM
truth-eclair$25.00$25.0012/10/2009 4:43:54 PM
rob1971$25.00$25.0012/10/2009 4:43:59 PM
secobarbital$25.00$25.0012/10/2009 4:44:08 PM
fcb202$25.00$25.0012/10/2009 4:44:18 PM
JGB$25.00$25.0012/10/2009 4:44:21 PM
greenwell$25.00$25.0012/10/2009 4:44:34 PM
exact-loan5$30.00$30.0012/10/2009 4:44:50 PM
puifais$25.00$25.0012/10/2009 4:49:16 PM
sharkm$25.00$25.0012/10/2009 4:49:25 PM
Artist_Blue$25.00$25.0012/10/2009 4:49:30 PM
elegant-bonus$25.00$25.0012/10/2009 4:49:51 PM
towering-platinum3$25.00$25.0012/10/2009 4:49:48 PM
MAYBROOK$25.00$25.0012/10/2009 4:50:04 PM
transparency-burger$25.00$25.0012/10/2009 4:50:21 PM
jhouman$25.00$25.0012/10/2009 4:50:09 PM
astute-dollar$25.00$25.0012/10/2009 4:50:34 PM
czar3$25.00$25.0012/10/2009 4:46:29 PM
witty-principal$25.00$25.0012/10/2009 4:50:37 PM
money-explorer3$25.00$25.0012/10/2009 4:50:46 PM
benevolent-bonus$25.00$25.0012/10/2009 4:50:54 PM
pleasant-nickel0$25.00$25.0012/10/2009 4:50:51 PM
zone8$100.00$100.0012/10/2009 4:50:58 PM
GatorBux$25.00$25.0012/10/2009 4:51:02 PM
WalnutCreekguy$25.00$25.0012/10/2009 4:51:19 PM
VBAces$25.00$25.0012/10/2009 4:51:14 PM
Dap2005$25.00$25.0012/10/2009 4:51:33 PM
a-special-power$25.00$25.0012/10/2009 4:51:36 PM
open-minded-finance1$25.00$25.0012/10/2009 4:51:45 PM
ryan23$25.00$25.0012/10/2009 4:52:08 PM
forthright-dedication$100.00$100.0012/10/2009 4:52:16 PM
cbz$25.00$25.0012/10/2009 4:52:26 PM
elegant-income3$25.00$25.0012/10/2009 4:52:24 PM
Kaj$25.00$25.0012/10/2009 4:52:36 PM
teller$25.00$25.0012/10/2009 4:50:43 PM
value-pole$25.00$25.0012/10/2009 4:51:17 PM
wise-balanced-moola$25.00$25.0012/10/2009 4:58:46 PM
tsquared_030$25.00$25.0012/10/2009 4:52:00 PM
Vreet$25.00$25.0012/10/2009 4:52:04 PM
Rogelio48$25.00$25.0012/10/2009 5:05:27 PM
wildguy$25.00$25.0012/10/2009 5:07:00 PM
melodious-fairness$25.00$25.0012/10/2009 5:22:17 PM
golffish2$50.00$50.0012/11/2009 5:58:22 AM
GyJAV_BNCCo$25.00$25.0012/11/2009 7:55:37 PM
the-profit-oracle$25.00$25.0012/11/2009 9:23:50 PM
keynaples$47.81$47.8112/11/2009 9:27:11 PM
208 bids
 
Borrower Payment Dependent Notes Series 438061
This series of Notes was issued and sold upon the funding of the borrower loan #40026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-11-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $114.34
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $113.51
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1994 Debt/Income ratio: 4%
Credit score: 760-779 (Dec-2009) Current / open credit lines: 4 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:4y 8m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: deal-network4 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
engagement ring
Purpose of loan:
This loan will be used to? buy an engagement ring for my girlfriend for christmas!

My financial situation:
I am a good candidate for this loan because? I always pay my bills.I think my credit is good and its for a good cause!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Steveoo1$25.00$25.0012/11/2009 2:57:56 PM
deal_maker78$50.00$50.0012/11/2009 2:58:28 PM
Frugal$25.00$25.0012/11/2009 2:59:23 PM
Sixmil$25.00$25.0012/11/2009 2:59:35 PM
divedude$25.00$25.0012/11/2009 2:59:49 PM
open-minded-credit4$25.00$25.0012/11/2009 3:00:18 PM
forthright-dedication$25.00$25.0012/11/2009 3:00:46 PM
dirkjan$25.00$25.0012/11/2009 2:58:11 PM
Klearwater_Pools$25.00$25.0012/11/2009 2:58:40 PM
18th_beachbum$25.00$25.0012/11/2009 2:58:55 PM
danthemon35$25.00$25.0012/11/2009 2:59:44 PM
MoneyU4IA$40.00$40.0012/11/2009 3:03:23 PM
E_G$50.00$50.0012/11/2009 3:03:33 PM
personal-lender$25.00$25.0012/11/2009 3:03:41 PM
Havana21$25.00$25.0012/11/2009 3:03:47 PM
diversification-viking$25.00$25.0012/11/2009 2:58:10 PM
fair-funds$25.00$25.0012/11/2009 2:58:16 PM
Syndication$25.00$25.0012/11/2009 2:58:24 PM
ytjameslee$50.00$50.0012/11/2009 2:58:32 PM
Hondo$25.00$25.0012/11/2009 2:58:38 PM
JeffHoll$100.00$100.0012/11/2009 2:58:53 PM
principal-kung-fu$25.00$25.0012/11/2009 2:59:05 PM
cash-boots$25.00$25.0012/11/2009 3:02:11 PM
wealth-cloud$25.00$25.0012/11/2009 2:59:12 PM
worklessmakemore$25.00$25.0012/11/2009 2:59:18 PM
interest-exec9$25.00$25.0012/11/2009 2:59:59 PM
museic1$25.00$25.0012/11/2009 3:03:16 PM
leodaguy$25.00$25.0012/11/2009 3:03:30 PM
gulch$35.00$35.0012/11/2009 3:00:31 PM
the-money-gargantuan$25.00$25.0012/11/2009 3:04:01 PM
EmeritusX$25.00$25.0012/11/2009 3:09:55 PM
wise-balanced-moola$25.00$25.0012/11/2009 3:10:00 PM
stable-nickel$85.00$85.0012/11/2009 3:02:33 PM
thedoctor$80.00$80.0012/11/2009 3:02:43 PM
sidney102$25.00$25.0012/11/2009 3:03:20 PM
magical-greenback$55.00$55.0012/11/2009 3:03:52 PM
mikeandcat$50.00$50.0012/11/2009 3:03:56 PM
BankOfFrankFairness$50.00$50.0012/11/2009 3:03:58 PM
DonaldColorado$25.00$25.0012/11/2009 3:04:04 PM
fireboss$25.00$25.0012/11/2009 3:04:08 PM
skuba$50.00$50.0012/11/2009 3:04:13 PM
availableloan$25.00$25.0012/11/2009 3:09:25 PM
impartial-deal$25.00$25.0012/11/2009 3:10:09 PM
F_r_e_d_s__B_a_n_k$50.00$50.0012/11/2009 3:19:05 PM
the-profit-oracle$25.00$25.0012/11/2009 4:42:15 PM
Syzygy$25.00$25.0012/12/2009 9:26:24 AM
skajake$25.79$25.7912/12/2009 1:50:16 PM
hellasow$30.00$30.0012/13/2009 8:01:15 AM
suzanny$25.00$25.0012/14/2009 10:57:29 AM
the-debt-fluffy-bunny$25.00$25.0012/11/2009 2:58:13 PM
Maccs55$25.00$25.0012/11/2009 2:58:26 PM
fatson43$25.00$25.0012/11/2009 2:58:31 PM
spreadgoodwill$25.00$25.0012/11/2009 2:58:43 PM
mlopez2007$100.00$100.0012/11/2009 2:58:50 PM
agwosdof$100.00$100.0012/11/2009 2:58:58 PM
MarinLoans$50.00$50.0012/11/2009 2:59:45 PM
Bank42$50.00$50.0012/11/2009 3:00:36 PM
Jimfromsac$25.00$25.0012/11/2009 3:00:44 PM
BayShell$50.00$50.0012/11/2009 2:58:19 PM
capital-web7$25.00$25.0012/11/2009 2:58:29 PM
helping-out$25.00$25.0012/11/2009 3:02:24 PM
elevated-platinum5$25.00$25.0012/11/2009 3:03:13 PM
Attract$25.00$25.0012/11/2009 3:03:36 PM
evnagelist$100.00$100.0012/11/2009 3:03:45 PM
neenerman$25.00$25.0012/11/2009 2:57:16 PM
Ranch88$25.00$25.0012/11/2009 3:00:41 PM
trade-pragmatist$25.00$25.0012/11/2009 2:58:22 PM
wrighco$25.00$25.0012/11/2009 2:58:44 PM
trochees$25.00$25.0012/11/2009 2:58:47 PM
Speculator$25.00$25.0012/11/2009 2:59:01 PM
TigerForce$25.00$25.0012/11/2009 2:59:43 PM
Cheburashka$30.00$30.0012/11/2009 2:59:52 PM
UT-Longhorn$25.00$25.0012/11/2009 3:00:04 PM
credit-investor5$100.00$100.0012/11/2009 3:03:19 PM
lloyd_s$25.00$25.0012/11/2009 3:03:27 PM
the_winning_ticket$35.00$35.0012/11/2009 3:03:31 PM
rulender$34.44$34.4412/11/2009 3:00:40 PM
astute-dollar$84.50$84.5012/11/2009 3:00:55 PM
orange-courageous-dedication$40.00$40.0012/11/2009 3:03:59 PM
teller$60.00$60.0012/11/2009 3:04:06 PM
Kaj$30.00$21.9912/11/2009 3:04:14 PM
five-star-note$25.00$25.0012/11/2009 3:02:16 PM
chumbawumba$25.00$25.0012/11/2009 3:02:38 PM
Walkingcowboy$25.00$25.0012/11/2009 3:03:42 PM
GoGators01$25.00$25.0012/11/2009 3:13:17 PM
turbospeed$25.00$25.0012/11/2009 3:19:18 PM
dontscrewmeover1$50.00$50.0012/11/2009 4:29:57 PM
Finspons$250.00$250.0012/11/2009 3:30:02 PM
freetolive$25.00$25.0012/11/2009 11:06:38 PM
orbiter614$43.28$43.2812/12/2009 8:01:43 AM
springpanda$25.00$25.0012/12/2009 3:36:00 PM
divrekku$25.00$25.0012/14/2009 12:57:57 PM
92 bids