Sales Report:Supplement No. 99 dated Dec 16, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 331333
This series of Notes was issued and sold upon the funding of the borrower loan #40008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 9.94% Starting borrower rate/APR: 10.94% / 13.06% Starting monthly payment: $157.01
Final lender yield: 9.30% Final borrower rate/APR: 10.30% / 12.41% Final monthly payment: $155.56
 
Auction yield range: 4.20% - 9.94% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.17%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-2002 Debt/Income ratio: 30%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:2y 4m
Amount delinquent: $0 Revolving credit balance: $7,481 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 31%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: dsh189 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card debt
I am an elementary school teacher that accrued a lot of debt during my final years of school while I was student teaching. It was basically a full time job, but without a paycheck attached to it. I moved from Pennsylvania to Seattle after graduating college and it took a little while to get settled, get a job, and start earning a paycheck. I have been working since December 2006 and have not increased my debt amount by too much. But, the damage was already done. I have making payments of what I can each month on my credit cards, but I would love to get my debt down without an interest rate that is out of this world. I am single, have no children, and I try to live frugally. I am in the second month of living rent-free, house sitting for my sister for a year. I want to use this opportunity to rid myself of this nasty debt. I have a stable income and want to put my rent money toward my debt.? I really think I can do it!!? I am also making a car payment each month. If you could help me get my finances in a better situation, I would greatly appreciate it. Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
aloha933 has bid a total of $519.94 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q: What kind of rates on your credit cards will this be replacing? - responsible-worth113
A: This would be replacing a 19.99% credit card rate.Yikes!! (Dec-10-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
neenerman$75.00$75.0012/3/2009 5:21:22 PM
helping-out$50.00$50.0012/3/2009 8:19:24 PM
DHolly$25.00$25.0012/4/2009 8:44:40 AM
dreamhope$25.00$25.0012/4/2009 7:26:25 AM
Aristophil$100.00$100.0012/4/2009 7:51:57 AM
RandyL3$48.05$48.0512/4/2009 4:37:51 PM
julijask$25.00$25.0012/5/2009 7:11:08 PM
JDLanier$25.00$25.0012/5/2009 10:25:14 PM
killdare$25.00$25.0012/6/2009 8:19:48 AM
the-bright-velocity$300.00$300.0012/7/2009 7:07:52 AM
the-bright-velocity$200.00$200.0012/7/2009 7:07:15 AM
StarFundingSource$25.00$25.0012/7/2009 2:42:34 PM
thedoctor$80.00$80.0012/7/2009 1:19:41 PM
Kelor99$25.00$25.0012/7/2009 4:12:02 PM
SCD$25.00$25.0012/7/2009 5:38:18 PM
favorite-commerce$25.00$25.0012/7/2009 10:34:44 PM
wise382$25.00$25.0012/8/2009 1:23:42 PM
springpanda$25.00$25.0012/8/2009 2:41:55 PM
serene-capital$25.00$25.0012/8/2009 3:33:22 PM
GyJAV_BNCCo$30.00$30.0012/8/2009 4:21:05 PM
shellstar$25.00$25.0012/8/2009 5:25:55 PM
superb-social$50.00$50.0012/8/2009 5:45:50 PM
reBuild-America$25.00$25.0012/8/2009 9:46:01 PM
Alsatian$60.00$60.0012/9/2009 3:51:09 AM
TakeCare$50.00$50.0012/9/2009 9:34:37 AM
rockhound84$25.00$25.0012/9/2009 11:52:58 AM
investment-cluster$25.00$25.0012/9/2009 1:49:59 PM
TampaAces$62.88$62.8812/9/2009 2:10:34 PM
friendinmoney$100.00$100.0012/9/2009 3:12:01 PM
caseattle$25.00$25.0012/9/2009 5:16:55 PM
bankofmay$25.00$25.0012/9/2009 5:43:01 PM
wise-balanced-moola$25.00$25.0012/9/2009 7:08:49 PM
malcolmreynolds$25.00$25.0012/9/2009 9:43:50 PM
starry2001$25.00$25.0012/9/2009 8:29:32 PM
oldman68$25.00$25.0012/9/2009 11:53:18 PM
icon7$50.00$50.0012/10/2009 4:50:45 AM
EliteCapital$25.00$25.0012/10/2009 6:33:57 AM
spiff666$25.00$25.0012/10/2009 7:39:32 AM
Moby$25.67$18.5512/10/2009 1:07:52 AM
maineyankee$25.00$25.0012/10/2009 8:52:35 AM
suzanny$25.00$25.0012/10/2009 5:39:42 AM
jybank$50.00$50.0012/10/2009 9:17:41 AM
simiray$25.00$25.0012/10/2009 10:49:15 AM
John_14_6$25.00$25.0012/10/2009 9:32:57 AM
duckbill_1972$25.00$25.0012/10/2009 1:39:15 PM
jetblack$32.96$32.9612/10/2009 12:30:21 PM
help4u$150.00$150.0012/10/2009 2:30:32 PM
rce1964$25.00$25.0012/10/2009 2:58:53 PM
Astyanax$25.00$25.0012/10/2009 3:16:52 PM
ryan6853$25.00$25.0012/10/2009 2:33:14 PM
AF-Chief$25.00$25.0012/10/2009 3:31:35 PM
efficient-bid2$25.00$25.0012/10/2009 4:02:04 PM
friendinmoney$25.00$25.0012/10/2009 4:44:27 PM
friendinmoney$50.00$50.0012/10/2009 4:47:38 PM
aloha933$490.00$490.0012/3/2009 5:35:03 PM
bondhedger$25.00$25.0012/3/2009 6:17:54 PM
Cherrypicker$50.00$50.0012/4/2009 1:15:17 PM
packrs1$50.00$50.0012/4/2009 3:49:31 PM
patriot384$150.00$150.0012/5/2009 6:09:26 AM
springpanda$25.00$25.0012/5/2009 4:01:15 PM
HealthAndSafety$50.00$50.0012/5/2009 4:36:59 PM
hellasow$30.00$30.0012/6/2009 11:36:30 AM
zoink$50.00$50.0012/6/2009 8:59:41 AM
generous-deal6$42.90$42.9012/6/2009 6:57:34 PM
dontscrewmeover1$50.00$50.0012/6/2009 5:30:33 PM
rmachi$25.00$25.0012/7/2009 10:40:20 AM
Pickmar$25.00$25.0012/7/2009 12:53:34 PM
impartial-deal$30.00$30.0012/7/2009 2:30:56 PM
usd1027$25.00$25.0012/7/2009 7:49:49 PM
KlarthXVII$25.00$25.0012/8/2009 5:23:21 AM
kmfreymi$25.00$25.0012/8/2009 10:31:36 AM
aloha933$29.94$29.9412/8/2009 12:40:49 PM
FundMaker$25.00$25.0012/8/2009 4:50:54 PM
market-jam$100.00$100.0012/8/2009 4:59:36 PM
outofoffice$49.70$49.7012/8/2009 6:59:58 PM
chesterCFO$50.00$50.0012/8/2009 6:54:14 PM
drummerdad$25.00$25.0012/8/2009 8:08:37 PM
LQ1972$50.00$50.0012/9/2009 2:47:38 AM
LoanDMC$35.02$35.0212/8/2009 9:57:32 PM
mobius_titan$25.00$25.0012/9/2009 5:21:00 AM
ultimatepaintball$25.00$25.0012/9/2009 8:29:54 AM
VT2VA$25.00$25.0012/9/2009 9:06:06 AM
Loves-Corvairs$25.00$25.0012/9/2009 9:42:55 AM
kf88$25.00$25.0012/9/2009 1:08:35 PM
lancetc$25.00$25.0012/9/2009 1:15:42 PM
TheSpottedFlamingo$25.00$25.0012/9/2009 4:44:07 PM
Charmart$25.00$25.0012/9/2009 5:05:31 PM
medkoder$25.00$25.0012/9/2009 6:51:48 PM
Bodyboard$25.00$25.0012/9/2009 6:26:56 PM
wwwUniversal$25.00$25.0012/9/2009 6:30:33 PM
orange-pound-party$25.00$25.0012/9/2009 8:32:38 PM
Frugal$25.00$25.0012/9/2009 10:09:12 PM
gjm6d$45.00$45.0012/9/2009 8:30:40 PM
orbital-gain$50.00$50.0012/10/2009 5:15:52 AM
fatboy888$25.00$25.0012/10/2009 5:33:36 AM
Pasagam$25.00$25.0012/10/2009 6:22:25 AM
Lender0307$25.00$25.0012/9/2009 9:43:40 PM
Leshan$50.00$50.0012/10/2009 7:31:47 AM
unfixer$25.00$25.0012/10/2009 7:57:01 AM
vest_vortex$25.00$25.0012/10/2009 9:51:15 AM
missgina$30.00$30.0012/10/2009 10:12:58 AM
credit-coach118$25.00$25.0012/10/2009 8:56:54 AM
Digs$25.00$25.0012/10/2009 11:49:49 AM
PotBellyPete$50.00$50.0012/10/2009 1:52:34 PM
responsible-worth113$25.00$25.0012/10/2009 3:23:46 PM
bankojerry$25.00$25.0012/10/2009 4:10:22 PM
The-CAPS-fan$35.00$35.0012/10/2009 4:24:08 PM
Nasdaq$25.00$25.0012/10/2009 4:48:09 PM
108 bids
 
Borrower Payment Dependent Notes Series 426411
This series of Notes was issued and sold upon the funding of the borrower loan #39932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-15-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 36.00% / 38.75% Starting monthly payment: $68.71
Final lender yield: 33.00% Final borrower rate/APR: 35.00% / 37.73% Final monthly payment: $67.85
 
Auction yield range: 17.20% - 34.00% Estimated loss impact: 19.95%  
Lender servicing fee: 1.00% Estimated return: 13.05%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 4 First credit line: Oct-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Dec-2009) Current / open credit lines: 3 / 3Employment status:Self-employed
Now delinquent: 2 Total credit lines: 18Length of status:3y 5m
Amount delinquent: $5,499 Revolving credit balance: $3,954 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 0    
Screen name: tuliplady Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 23 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,900.00< mo. late: 0 ( 0% )  
640-659 (Sep-2009)
680-699 (Feb-2008)
540-559 (Dec-2007)
540-559 (Nov-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
Perfect Record! Bet on me again!
Hello Sirs and Madams - Welcome back to Prosper!

Good day ? today I am asking all the good folks at Prosper.com to help me make my life easier!

Need a small loan for my last semester of school for a certificate to advance my career.

I?Have a perfect Prosper record (as well as 4 years no late payments on my credit report).? I also own my own business and have had a solid response - so my finances are in check...

My Prosper record shows that I am a secure risk.? I have also been a lender - and know that Prosper is the best thing going!? Thanks - and have a great day!

JRTE
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, what is your current job/career and what certification are you working on? thanks! - shrewd-income
A: The certificate is in Graphic Design - with a focus on mastering Adobe CS3/4. I have been doing this for a while - but I really wanted to add some educational background to my portfolio. Thanks! (Dec-12-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.0012/9/2009 4:27:36 PM
Bob450$25.00$25.0012/9/2009 9:18:56 PM
Aberdeen$300.00$300.0012/10/2009 2:27:40 PM
JamesDewsbury$25.00$25.0012/11/2009 7:21:22 AM
Eeshabala$25.00$25.0012/11/2009 7:22:15 PM
bold-dynamic-silver$25.00$25.0012/11/2009 7:28:15 PM
goodcents$25.00$25.0012/11/2009 8:07:54 PM
marwadi-62$25.00$25.0012/11/2009 6:18:54 PM
shalofin$35.56$35.5612/12/2009 7:54:45 AM
Terrah75$25.00$25.0012/12/2009 2:53:58 PM
Iza13$25.00$25.0012/12/2009 1:23:52 PM
helping-out$40.00$40.0012/12/2009 2:12:26 PM
mclean_loaner$100.00$100.0012/13/2009 1:14:34 PM
DANTHEMAN2$25.00$25.0012/14/2009 4:58:16 PM
the-profit-oracle$25.00$25.0012/14/2009 7:13:13 PM
bondhedger$25.00$25.0012/14/2009 7:36:16 PM
Gaelicman$25.00$25.0012/14/2009 11:32:29 PM
Loanstou$67.17$67.1712/14/2009 8:40:33 PM
Ronnieboy888$25.00$25.0012/14/2009 9:27:42 PM
bold-currency-holly$25.00$25.0012/14/2009 10:46:53 PM
coloradoloanman$25.00$25.0012/15/2009 7:24:04 AM
DasMula$25.00$25.0012/9/2009 11:13:18 PM
SolarMoonshine$25.00$25.0012/10/2009 6:01:49 PM
gold-cluster$100.00$78.3112/10/2009 9:41:54 PM
maplehouse$28.96$28.9612/11/2009 5:20:41 AM
geemel$50.00$50.0012/11/2009 9:01:35 AM
alexgalt$25.00$25.0012/12/2009 12:07:27 AM
Bomber$25.00$25.0012/12/2009 6:58:51 AM
KarmaBum77$25.00$25.0012/13/2009 9:17:58 AM
lender12345$25.00$25.0012/13/2009 7:01:34 PM
nala2821$25.00$25.0012/14/2009 11:02:18 AM
supreme-hope$25.00$25.0012/14/2009 12:47:03 PM
roadster199$25.00$25.0012/14/2009 2:25:56 PM
deepblue34$25.00$25.0012/14/2009 6:15:30 PM
KarmaBum77$25.00$25.0012/14/2009 7:07:58 PM
shrewd-income$100.00$100.0012/15/2009 7:53:19 AM
carmat60$25.00$25.0012/15/2009 12:18:21 AM
37 bids
 
Borrower Payment Dependent Notes Series 435815
This series of Notes was issued and sold upon the funding of the borrower loan #39976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Nov-30-2009 
  Auction end date:  Dec-07-2009 
 
Starting lender yield: 7.69% Starting borrower rate/APR: 8.69% / 9.03% Starting monthly payment: $94.97
Final lender yield: 6.20% Final borrower rate/APR: 7.20% / 7.54% Final monthly payment: $92.91
 
Auction yield range: 3.20% - 7.69% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Sep-1999 Debt/Income ratio: 22%
Credit score: 780-799 (Nov-2009) Current / open credit lines: 12 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:0y 6m
Amount delinquent: $0 Revolving credit balance: $4,284 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 10%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: No  
Inquiries last 6m: 0    
Screen name: cx82807 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Medical Expense
Purpose of loan:
This loan will be used to pay my medical expense. I am 41 years old, I am doing IVF, a procedure to help me get pregnant. It costs about 12,000. I do have savings, but it is not enough. I cannot wait until I have enough savings because time is not on my side. I need a personal loan.?

My financial situation:
I am a good candidate for this loan because I have excellent credit. I pay all my bills on time. I pay off almost all my credit card bills every month. I work full time, I am very good at managing expense, I should be able to repay it in short period of time. But I need a little help. Will you give me a helping hand? Thank you adance for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-responsibility0$25.00$25.0011/30/2009 9:44:42 AM
responsibility-butterfly$25.00$25.0011/30/2009 9:41:31 AM
ljay$25.00$25.0011/30/2009 9:50:27 AM
Steveoo1$50.00$50.0011/30/2009 10:18:55 AM
elevated-platinum5$25.00$25.0011/30/2009 10:46:32 AM
credit-investor5$100.00$100.0011/30/2009 10:47:06 AM
Banker7371$25.00$25.0011/30/2009 10:48:32 AM
Attract$25.00$25.0011/30/2009 10:50:18 AM
Weaverville$25.00$25.0011/30/2009 10:51:00 AM
blot44$100.00$100.0011/30/2009 10:44:17 AM
iansays1$25.00$25.0011/30/2009 10:52:15 AM
museic1$25.00$25.0011/30/2009 10:46:52 AM
MoneyU4IA$40.00$40.0011/30/2009 10:48:12 AM
leodaguy$25.00$25.0011/30/2009 10:49:11 AM
the_winning_ticket$35.00$35.0011/30/2009 10:49:26 AM
E_G$50.00$50.0011/30/2009 10:49:51 AM
personal-lender$25.00$25.0011/30/2009 10:50:43 AM
rmachi$25.00$25.0011/30/2009 10:52:11 AM
evnagelist$50.00$49.2411/30/2009 10:52:50 AM
money-prophesy$150.00$150.0011/30/2009 11:15:16 AM
FundMaker$25.00$25.0011/30/2009 1:07:23 PM
market-jam$100.00$100.0011/30/2009 4:12:48 PM
the-profit-oracle$25.00$25.0012/1/2009 11:41:17 AM
generous-deal6$25.00$25.0012/3/2009 12:08:00 AM
neenerman$75.00$75.0012/3/2009 8:57:27 AM
puifais$25.00$25.0012/3/2009 8:42:28 PM
sjlender$25.00$25.0012/3/2009 9:47:54 PM
nhm$50.00$50.0012/3/2009 9:42:38 PM
QuinMccoy$25.00$25.0012/4/2009 4:57:16 AM
djh47a$40.00$40.0012/4/2009 6:18:58 AM
REITRUST$25.00$25.0012/4/2009 10:23:37 AM
shamrocker$25.00$25.0012/4/2009 12:24:50 PM
elegant-bonus$25.00$25.0012/4/2009 4:17:48 PM
szetheli$50.00$50.0012/4/2009 6:32:02 PM
red-favorable-basis$25.00$25.0012/4/2009 10:12:05 PM
dontscrewmeover1$100.00$100.0012/5/2009 4:09:16 AM
HealthAndSafety$100.00$100.0012/5/2009 4:32:16 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:55 PM
fortytwo$200.00$200.0012/6/2009 4:17:59 AM
GOPHERBOY$25.00$25.0012/6/2009 11:19:48 AM
Sixmil$25.00$25.0012/6/2009 11:50:01 AM
wrighco$25.00$25.0012/6/2009 12:30:22 PM
spsavage$25.00$25.0012/6/2009 4:37:03 PM
flwah$25.00$25.0012/7/2009 1:48:05 AM
Cheburashka$30.00$30.0012/7/2009 12:09:16 AM
Kerrysbay$25.00$25.0011/30/2009 9:50:14 AM
economy-trumpet$25.00$25.0011/30/2009 10:19:44 AM
TakeCare$100.00$100.0011/30/2009 10:47:54 AM
sharkm$25.00$25.0011/30/2009 10:49:40 AM
lucrative-worth$25.00$25.0011/30/2009 10:41:19 AM
bchen78875$50.00$50.0011/30/2009 10:51:15 AM
gracej$25.00$25.0011/30/2009 10:51:29 AM
Walkingcowboy$25.00$25.0011/30/2009 10:51:42 AM
justice-dna$35.00$35.0011/30/2009 10:51:57 AM
Gunny89$25.00$25.0011/30/2009 10:47:24 AM
sidney102$25.00$25.0011/30/2009 10:47:31 AM
miked8303$25.00$25.0011/30/2009 10:48:00 AM
gizzywump$25.00$25.0011/30/2009 10:48:08 AM
lloyd_s$25.00$25.0011/30/2009 10:48:44 AM
lend_to_you$50.00$50.0011/30/2009 10:49:02 AM
burgeoning-silver$25.00$25.0011/30/2009 10:50:07 AM
GElender$50.00$50.0011/30/2009 10:52:31 AM
heerzaquestion$25.00$25.0012/3/2009 9:58:31 AM
ThPIllowSack$25.00$25.0012/3/2009 3:34:25 PM
helping-out$25.00$25.0012/3/2009 8:30:06 PM
nerd2fly$37.00$37.0012/3/2009 7:42:57 PM
gold-commander0$50.00$50.0012/3/2009 10:39:24 PM
Marathoner$25.00$25.0012/4/2009 9:36:29 AM
Hexnut$30.00$30.0012/4/2009 12:00:40 PM
Earn_money$28.76$28.7612/4/2009 5:45:45 PM
methodical-loot$25.00$25.0012/6/2009 12:23:49 AM
wintersnowman$25.00$25.0012/6/2009 7:12:00 AM
blackstar$25.00$25.0012/6/2009 10:05:28 AM
icon7$25.00$25.0012/7/2009 7:29:11 AM
interloode$50.00$50.0012/7/2009 9:30:37 AM
75 bids
 
Borrower Payment Dependent Notes Series 436555
This series of Notes was issued and sold upon the funding of the borrower loan #39982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 20.17% Starting borrower rate/APR: 21.17% / 24.98% Starting monthly payment: $37.76
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 23.78% Final monthly payment: $37.16
 
Auction yield range: 8.20% - 20.17% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.06%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Aug-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2009) Current / open credit lines: 26 / 23Employment status:Self-employed
Now delinquent: 0 Total credit lines: 45Length of status:3y 2m
Amount delinquent: $0 Revolving credit balance: $208,754 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 87%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: relentless-integrity Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate high interest debt
Purpose of loan:
I have been unsuccessful at obtaining a loan through Prosper and would like to establish credit/good reputation through starting with a small loan with the intention of paying it back in 3 to 4 mths.? At which point I would like to do a larger loan to consolidate higher interest rate balances.

My financial situation:
I have a secure position at a company I co-founded and have managed for over 3 years.? We recently added a new partner enabling me to now have a fixed, stable monthly income.? I have an excellent history of always paying my bills on time, as evidence I recently paid off my car in August of this year.? I do have a high level of debt due to recently funding my MBA program at a top 5 business school which has lowered my credit score.? I am also consolidating my school loans which will decrease my monthly expenses by over $500 beginning in January.

Monthly net income: $ 10,000

Monthly expenses: $8,123
??Housing: $ 1,265
??Insurance: $185
??Car expenses: $0
??Utilities: $205
??Phone, cable, internet: $168
??Food, entertainment: $600
??Clothing, household expenses $100
??Credit cards and school loans: $ 5,600

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.0012/5/2009 10:44:17 AM
letsbank$25.00$25.0012/7/2009 7:55:03 PM
onecooldrink$25.00$25.0012/9/2009 6:57:48 PM
icess285$40.00$40.0012/9/2009 9:01:23 PM
wild-orange$25.00$25.0012/10/2009 11:33:40 AM
stu6703$25.00$25.0012/10/2009 1:31:32 PM
ryan6853$25.00$25.0012/10/2009 2:58:22 PM
hutmacher$63.34$63.3412/10/2009 4:34:22 PM
DenimCapital$50.00$50.0012/10/2009 4:49:18 PM
Bill88$40.00$40.0012/10/2009 4:50:44 PM
kinetic-social$50.00$50.0012/10/2009 4:50:15 PM
hellasow$25.00$25.0012/6/2009 11:38:28 AM
Leshan$50.00$50.0012/10/2009 7:53:39 AM
mckhbnpc$30.00$30.0012/10/2009 8:34:24 AM
nomad54$25.00$25.0012/10/2009 10:36:25 AM
grammaspurse$25.00$25.0012/10/2009 12:37:48 PM
steady-dime$200.00$39.7612/10/2009 1:46:54 PM
Ambassador$29.55$29.5512/10/2009 2:37:17 PM
msmlender$82.35$82.3512/10/2009 2:15:30 PM
MattProsper$100.00$100.0012/10/2009 3:50:16 PM
bestloanrate$50.00$50.0012/10/2009 4:42:03 PM
unger$100.00$100.0012/10/2009 4:49:27 PM
piter-to-la-investment$25.00$25.0012/10/2009 4:49:39 PM
reflective-rupee$25.00$25.0012/10/2009 4:49:58 PM
24 bids
 
Borrower Payment Dependent Notes Series 436747
This series of Notes was issued and sold upon the funding of the borrower loan #39947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 22.79% Starting borrower rate/APR: 23.79% / 26.08% Starting monthly payment: $97.81
Final lender yield: 22.79% Final borrower rate/APR: 23.79% / 26.08% Final monthly payment: $97.81
 
Auction yield range: 8.20% - 22.79% Estimated loss impact: 8.54%  
Lender servicing fee: 1.00% Estimated return: 14.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: May-1991 Debt/Income ratio: 31%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 12 / 11Employment status:Retired
Now delinquent: 0 Total credit lines: 29Length of status:14y 11m
Amount delinquent: $0 Revolving credit balance: $20,574Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: 1970cessna Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
680-699 (Oct-2009)
680-699 (Sep-2008)
 
Principal balance: $1,359.09 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Pay off high interest loans
Purpose of loan:
This loan will be used to pay off high interest loans obtained due to serious financial obligations caused by failure to receive payment from relative for previously loaned money (have a promissory note from him but he now refuses to pay me).?

My financial situation:
I am a good candidate for this loan because I?pay my bills on time--current Prosper loan is evidence of that.?

Monthly net income: $ 3,100.00

Monthly expenses: $2,750.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-profit-oracle$25.00$25.0012/4/2009 9:10:37 AM
Top_Gun_Lender$47.00$47.0012/4/2009 12:18:58 PM
new-peso-concerto$150.00$150.0012/4/2009 12:15:46 PM
tnjohnso$25.00$25.0012/5/2009 10:18:26 AM
nickel-mad-scientist$25.00$25.0012/7/2009 6:07:48 PM
Imaginos1892$50.00$50.0012/7/2009 7:29:54 PM
Myrick$25.00$25.0012/9/2009 3:35:09 AM
heroic-benefit$100.00$100.0012/9/2009 7:02:51 AM
reflective-rupee$125.00$125.0012/9/2009 11:42:11 AM
EretzCapital$63.32$63.3212/10/2009 8:33:02 AM
interloode$100.00$100.0012/10/2009 11:26:29 AM
grammaspurse$25.00$25.0012/10/2009 12:52:31 PM
reflective-rupee$298.00$298.0012/10/2009 1:44:21 PM
mckhbnpc$30.00$30.0012/10/2009 2:04:56 PM
Skeptical-one$100.00$100.0012/10/2009 2:34:40 PM
worldly-gold$100.00$100.0012/10/2009 1:35:58 PM
DaiUy$25.00$25.0012/10/2009 1:46:43 PM
Tomco$25.00$25.0012/10/2009 1:50:08 PM
investment-cluster$25.00$25.0012/10/2009 2:09:16 PM
investment-cluster$50.00$50.0012/10/2009 4:29:06 PM
investment-cluster$125.00$125.0012/10/2009 4:42:41 PM
goodhearted-basis4$25.00$25.0012/10/2009 4:38:57 PM
RecoveryLender$25.00$25.0012/10/2009 4:44:07 PM
bestloanrate$25.00$25.0012/10/2009 4:50:48 PM
vine99$50.00$50.0012/4/2009 4:16:06 PM
moo916$25.00$25.0012/4/2009 8:34:26 PM
Bob450$25.00$25.0012/5/2009 10:31:16 AM
TheCount$25.00$25.0012/9/2009 10:05:14 AM
E-B$50.00$50.0012/9/2009 4:29:42 PM
Dap2005$100.00$100.0012/10/2009 7:28:36 AM
Leshan$75.00$75.0012/10/2009 7:47:14 AM
mercuriant$25.00$25.0012/10/2009 9:42:18 AM
worldly-gold$100.00$100.0012/10/2009 2:00:47 PM
Skeptical-one$100.00$100.0012/10/2009 2:35:05 PM
buffalobills$25.00$25.0012/10/2009 2:40:28 PM
Bill88$40.00$40.0012/10/2009 3:50:34 PM
ryan6853$25.00$25.0012/10/2009 3:59:36 PM
Bill88$30.00$30.0012/10/2009 4:12:03 PM
just-trade0$36.00$36.0012/10/2009 3:29:51 PM
Bank_Of_XL$25.00$25.0012/10/2009 3:57:51 PM
1SteelerFan$50.00$30.6812/10/2009 4:36:10 PM
investment-cluster$50.00$50.0012/10/2009 4:48:49 PM
bestloanrate$50.00$50.0012/10/2009 4:47:54 PM
43 bids
 
Borrower Payment Dependent Notes Series 436757
This series of Notes was issued and sold upon the funding of the borrower loan #39926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 30.79% Final borrower rate/APR: 31.79% / 34.20% Final monthly payment: $86.88
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 16.11%  
Lender servicing fee: 1.00% Estimated return: 14.68%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-2001 Debt/Income ratio: 20%
Credit score: 620-639 (Dec-2009) Current / open credit lines: 10 / 6Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 24Length of status:4y 2m
Amount delinquent: $0 Revolving credit balance: $6,043 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 73%Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Homeownership: No  
Inquiries last 6m: 0    
Screen name: cjnc218 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
620-639 (Apr-2008)
600-619 (Mar-2008)
600-619 (Aug-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Moving
Purpose of loan:
This loan will be used to help me move from my current home into another rental. I have been living with my friend who just bought a house in another city over an hour away and I don't want?to commute. I'd like to?stay in the area I am in as it is?closer to my job. The money will be used for the security deposit, to set up?utilities in my?new place, as well as?buy a?few pieces of furniture.?

My financial situation:
I am a good candidate for this loan because?I have been employed at the same place for?over 4 years and it is a stable job. My previous Prosper loan was just paid off and?I was never late on a payment.

Monthly net income: $ 2200.00

Monthly expenses: $ 2172.00
??Housing: $ 800.00
??Insurance: $?92.00
??Car expenses: $ 360.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $

Thank you for looking at my ad and helping me out!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: arithmetic looks like you don't even $30 a month to put on a $90 payment. How are you going to pay? thank you. - Tono
A: The $30 is a cushion. $400 dollars a month is allotted from the budget to pay all credit cards and loan debt. (Dec-13-2009)
Q: Could you please explain the current delinquency and the past delinquencies shown on your credit profile? thanks - reflective-rupee
A: I just pulled a credit report and it shows nothing currently delinquent but 5 total delinquent. There shouldn't be any current delinquencies. They come from almost 5 years ago when I was unemployed for almost 6 months. (Dec-13-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.0012/7/2009 8:42:52 PM
DasMula$100.00$100.0012/9/2009 6:39:57 PM
upbeat-marketplace$25.00$25.0012/11/2009 11:14:30 AM
reflective-rupee$25.00$25.0012/11/2009 10:01:19 PM
helping-out$25.00$25.0012/11/2009 5:44:47 PM
credit-maestro$25.00$25.0012/12/2009 4:35:12 AM
Kash2010lu$25.00$25.0012/11/2009 10:21:34 PM
Moe87$27.30$27.3012/13/2009 6:46:44 PM
Mailman2004$137.00$137.0012/13/2009 4:55:38 PM
squarebob$50.00$50.0012/13/2009 4:59:39 PM
lender12345$25.00$25.0012/13/2009 6:55:53 PM
grotheik$25.00$25.0012/13/2009 8:55:24 PM
Leshan$26.57$26.5712/14/2009 8:19:04 AM
Capit0l$25.00$25.0012/14/2009 3:55:17 PM
nala2821$29.00$29.0012/14/2009 2:33:06 PM
quest0$51.14$51.1412/14/2009 3:36:36 PM
five-star-note$50.00$50.0012/14/2009 3:14:51 PM
caddy5662$100.00$100.0012/14/2009 3:55:36 PM
kinetic-social$25.00$25.0012/14/2009 4:14:23 PM
Engineer44$25.00$25.0012/14/2009 4:29:32 PM
forthright-dedication$25.00$25.0012/7/2009 8:46:14 PM
red-favorable-basis$25.00$25.0012/11/2009 11:41:03 AM
weezy22$26.00$26.0012/12/2009 5:18:30 AM
brother_tam$100.00$100.0012/12/2009 7:49:12 AM
CoolPlexer$25.00$25.0012/12/2009 9:06:14 AM
vest_vortex$25.00$25.0012/13/2009 9:27:51 AM
generous-deal6$25.00$25.0012/13/2009 10:48:52 AM
carrinel$75.00$75.0012/12/2009 4:29:36 PM
the-profit-oracle$25.00$25.0012/13/2009 7:59:27 AM
autoconnection$25.00$25.0012/13/2009 6:30:08 AM
zydeco337$25.00$25.0012/14/2009 1:01:41 AM
fatboy888$25.00$25.0012/14/2009 5:52:54 AM
wyobeads$25.00$25.0012/14/2009 6:02:29 AM
unk1911$25.00$25.0012/14/2009 10:30:27 AM
chevy92$25.00$25.0012/14/2009 11:44:39 AM
Happyhourcomics$25.00$25.0012/14/2009 12:11:20 PM
Feyenoord$25.00$25.0012/14/2009 12:11:15 PM
Bobusa$25.00$25.0012/14/2009 12:38:46 PM
TakeCare$100.00$100.0012/14/2009 1:44:02 PM
fireferd$50.00$50.0012/14/2009 1:58:48 PM
piter-to-la-investment$25.00$25.0012/14/2009 3:13:49 PM
DasMula$100.00$100.0012/14/2009 4:11:52 PM
unger$100.00$100.0012/14/2009 4:02:50 PM
PCity-LOA15$25.00$25.0012/14/2009 4:11:14 PM
Pu239$50.00$50.0012/14/2009 4:29:06 PM
worldly-gold$150.00$127.9912/14/2009 4:24:49 PM
46 bids
 
Borrower Payment Dependent Notes Series 436799
This series of Notes was issued and sold upon the funding of the borrower loan #39996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $23,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-09-2009 
 
Starting lender yield: 11.85% Starting borrower rate/APR: 12.85% / 14.99% Starting monthly payment: $773.30
Final lender yield: 11.40% Final borrower rate/APR: 12.40% / 14.54% Final monthly payment: $768.33
 
Auction yield range: 4.20% - 11.85% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Nov-1979 Debt/Income ratio: 30%
Credit score: 780-799 (Dec-2009) Current / open credit lines: 14 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:18y 8m
Amount delinquent: $0 Revolving credit balance: $39,093 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 52%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: inspiring-bill Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off BoA and others
Purpose of loan: This loan will be used to? pay off Bank of America, JC Penny and?my car loan.?I made a typo when applying my Bank of America monthly payment on-line and now I am paying the price.

Unbeknowst to me I had mis-typed?the routing number when making?the?payment.?The day after the payment was due, I received an email from B of A notifying me that I had not made my payment.?I contacted them immediately and advised them that?I had made the payment on line and on time.?They saw the error, explained to me what I had inadvertantly done,?re-applied the payment?for me and waived the second processing fee.I had recently made a large payment? of $16,000 and decreased the loan?balance by almost half. I anticipated a decrease in my monthly payment amount. What occurred was B of A raised my?interest rate and froze the monthly payment at the?double balance amount.?A consolidation?loaan will allow me to pay them off as well as two other cards and have a set amount?to pay each month.???


I am a good candidate for this loan because? I have been employed as a Manager in a financial institution?for?18 years and prior to that was employed at a bank for 20 years. I pay my bills and have a very good credit score. This situation has hurt my ability to repay. I'd like to pay off all debt in the next 3 to 5 years to plan for my future retirement.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Hokiemon$75.00$75.0012/7/2009 4:30:12 PM
tmillerosu$25.00$25.0012/7/2009 4:30:21 PM
blooming-dedication$50.00$50.0012/7/2009 4:30:35 PM
bayareainv$50.00$50.0012/7/2009 4:30:41 PM
bradny$25.00$25.0012/7/2009 4:31:04 PM
syounker$25.00$25.0012/7/2009 4:31:15 PM
greenback-visionary4$25.00$25.0012/7/2009 4:31:29 PM
money-prophesy$150.00$150.0012/7/2009 4:31:37 PM
alex189a$25.00$25.0012/7/2009 4:31:39 PM
djs81$25.00$25.0012/7/2009 4:32:02 PM
Victor-E-Lane$25.00$25.0012/7/2009 4:32:06 PM
kulender$25.00$25.0012/7/2009 4:33:02 PM
zeelender$25.00$25.0012/7/2009 4:33:14 PM
TOCPI$25.00$25.0012/7/2009 4:33:42 PM
ADenny$25.00$25.0012/7/2009 4:34:07 PM
trade-pragmatist$25.00$25.0012/7/2009 4:34:16 PM
kayakg$25.00$25.0012/7/2009 4:34:30 PM
fair-funds$25.00$25.0012/7/2009 4:34:45 PM
johannesfactotum$25.00$25.0012/7/2009 4:34:48 PM
lending_pugs$25.00$25.0012/7/2009 4:34:59 PM
gethsemane4$25.00$25.0012/7/2009 4:35:24 PM
TK4$25.00$25.0012/7/2009 4:35:33 PM
DeathScythe676$25.00$25.0012/7/2009 4:35:52 PM
tolstoy00$25.00$25.0012/7/2009 4:36:14 PM
Dr_M$25.00$25.0012/7/2009 4:30:31 PM
TheBiggTree$25.00$25.0012/7/2009 4:30:38 PM
AndersenWatcher$25.00$25.0012/7/2009 4:30:43 PM
omerta6102$50.00$50.0012/7/2009 4:30:52 PM
financial-frenzy$50.00$50.0012/7/2009 4:31:09 PM
wdove511$25.00$25.0012/7/2009 4:32:08 PM
skibum65$28.31$28.3112/7/2009 4:32:22 PM
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adir1$25.00$25.0012/7/2009 4:38:36 PM
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Cai8899$35.00$35.0012/7/2009 4:38:57 PM
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Sid-K$25.00$25.0012/7/2009 4:39:37 PM
hayhelp$25.00$25.0012/7/2009 4:32:20 PM
sas19$25.00$25.0012/7/2009 4:32:34 PM
fatson43$25.00$25.0012/7/2009 4:33:11 PM
Goodlender42$25.00$25.0012/7/2009 4:34:36 PM
ClearLake$25.00$25.0012/7/2009 4:33:22 PM
Klearwater_Pools$25.00$25.0012/7/2009 4:34:41 PM
Minotaur$36.00$36.0012/7/2009 4:33:44 PM
crenen139$100.00$100.0012/7/2009 4:40:30 PM
the-debt-fluffy-bunny$25.00$25.0012/7/2009 4:33:51 PM
morpholog$25.00$25.0012/7/2009 4:35:35 PM
fortytwo$100.00$100.0012/7/2009 4:34:03 PM
goofy15975$25.00$25.0012/7/2009 4:35:39 PM
Maccs55$25.00$25.0012/7/2009 4:35:46 PM
the-silver-blaster$75.00$75.0012/7/2009 4:35:59 PM
Syndication$25.00$25.0012/7/2009 4:40:52 PM
Turkish101$25.00$25.0012/7/2009 4:36:17 PM
rmachi$25.00$25.0012/7/2009 4:36:30 PM
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triumph329$25.00$25.0012/7/2009 4:42:00 PM
_kyle$25.00$25.0012/7/2009 4:35:08 PM
shortstop21$25.00$25.0012/7/2009 4:37:15 PM
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gaileyb$25.00$25.0012/7/2009 4:42:28 PM
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madmccoy$25.00$25.0012/7/2009 4:37:18 PM
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cerebral-return3$25.00$25.0012/7/2009 4:40:28 PM
bigballer105$25.00$25.0012/7/2009 4:39:41 PM
sloak$25.00$25.0012/7/2009 4:41:09 PM
flwah$25.00$25.0012/7/2009 4:41:38 PM
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sentimental-euro$25.00$25.0012/7/2009 4:43:15 PM
dimitrip1024$25.00$25.0012/7/2009 4:43:42 PM
jdashv$25.00$25.0012/7/2009 4:42:50 PM
gristle$25.00$25.0012/7/2009 4:43:40 PM
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fund-medalist171$25.00$25.0012/7/2009 4:44:51 PM
ganoman21$25.00$25.0012/7/2009 4:45:01 PM
TriSail$25.00$25.0012/7/2009 4:45:43 PM
thedoctor$80.00$80.0012/7/2009 4:45:46 PM
latestone$25.00$25.0012/7/2009 4:56:07 PM
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apetrock$50.00$50.0012/7/2009 4:55:49 PM
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foxy-fund$50.00$50.0012/7/2009 5:03:42 PM
ljay$25.00$25.0012/7/2009 5:04:23 PM
cash-boots$30.00$30.0012/7/2009 5:04:54 PM
metro457$25.00$25.0012/7/2009 5:05:01 PM
seattleslug$30.00$30.0012/7/2009 5:05:58 PM
calm-deal7$50.00$50.0012/7/2009 5:03:30 PM
hard-working-loot$25.00$25.0012/7/2009 5:03:48 PM
AF-Chief$35.00$35.0012/7/2009 5:04:06 PM
Kerrysbay$25.00$25.0012/7/2009 5:04:09 PM
mrfixerupper$25.00$25.0012/7/2009 5:06:14 PM
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James_and_Tracy$25.00$25.0012/7/2009 5:06:07 PM
Hoov$25.00$25.0012/7/2009 5:06:28 PM
chlebie$50.00$50.0012/7/2009 5:07:07 PM
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galaxy1$25.00$25.0012/7/2009 5:16:26 PM
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HunterSix$25.00$25.0012/7/2009 5:13:34 PM
dparkhom$25.00$25.0012/7/2009 5:16:45 PM
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Tom579$25.00$25.0012/7/2009 5:15:18 PM
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value-pole$25.00$25.0012/7/2009 5:18:10 PM
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auctionbros$25.00$25.0012/7/2009 5:15:56 PM
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yield-lion$25.00$25.0012/7/2009 5:19:06 PM
don8ter$25.00$25.0012/7/2009 5:15:01 PM
xstreamin$25.00$25.0012/7/2009 5:19:56 PM
wayman$50.00$50.0012/7/2009 5:20:07 PM
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WHEREISTHEMOON$25.00$25.0012/7/2009 5:15:46 PM
trustu$25.00$25.0012/7/2009 5:21:20 PM
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tom48l$25.00$25.0012/7/2009 5:21:26 PM
money2k$25.00$25.0012/7/2009 5:17:05 PM
duty-monger$50.00$50.0012/7/2009 5:21:33 PM
RetiredATC$25.00$25.0012/7/2009 5:19:16 PM
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E_G$30.00$30.0012/7/2009 5:17:32 PM
five-star-justice$36.00$36.0012/7/2009 5:22:49 PM
GElender$50.00$50.0012/7/2009 5:23:12 PM
dignified-finance$25.00$25.0012/7/2009 5:20:42 PM
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NR$25.00$25.0012/7/2009 5:23:49 PM
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jeg3k$25.00$25.0012/7/2009 5:19:41 PM
accordion8$50.00$50.0012/7/2009 5:21:51 PM
leodaguy$25.00$25.0012/7/2009 5:24:39 PM
Dutchhunter$25.00$25.0012/7/2009 5:20:07 PM
Banker7371$25.00$25.0012/7/2009 5:22:55 PM
hitsman$50.00$50.0012/7/2009 5:20:32 PM
orange-courageous-dedication$30.00$30.0012/7/2009 5:23:09 PM
standanddeliver$25.00$25.0012/7/2009 5:23:27 PM
loanfairy$25.00$25.0012/7/2009 5:23:32 PM
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p123$50.00$50.0012/7/2009 5:24:08 PM
SnE$25.00$25.0012/7/2009 5:21:43 PM
swoosh$25.00$25.0012/7/2009 5:27:01 PM
hope-eagle6$25.00$25.0012/7/2009 5:21:59 PM
Dunndeal4u$25.00$25.0012/7/2009 5:27:09 PM
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roto$25.00$25.0012/7/2009 5:22:17 PM
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ianakacg$25.00$25.0012/7/2009 5:27:36 PM
educationfirst$25.00$25.0012/7/2009 5:27:41 PM
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the-money-gargantuan$25.00$25.0012/7/2009 5:22:59 PM
Jassi$25.00$25.0012/7/2009 5:26:05 PM
deal-pioneer1$25.00$25.0012/7/2009 5:23:15 PM
Frenchynh$25.00$25.0012/7/2009 5:23:23 PM
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iolaire$25.00$25.0012/7/2009 5:29:14 PM
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melodious-fairness$25.00$25.0012/7/2009 5:27:50 PM
JGB$25.00$25.0012/7/2009 5:27:52 PM
carlover$25.00$25.0012/7/2009 5:27:56 PM
icecoldcash$80.00$80.0012/7/2009 5:30:39 PM
mpatrick$50.00$50.0012/7/2009 5:30:43 PM
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ptjg$50.00$50.0012/7/2009 5:31:15 PM
mlkhamilton$25.00$25.0012/7/2009 5:25:32 PM
TennSquire$25.00$25.0012/7/2009 5:29:05 PM
mtp$50.00$50.0012/7/2009 5:26:10 PM
lizard_lips$25.00$25.0012/7/2009 5:29:20 PM
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techvet$25.00$25.0012/7/2009 5:27:02 PM
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maule$25.00$25.0012/7/2009 5:28:48 PM
QuinMccoy$25.00$25.0012/7/2009 5:35:26 PM
exact-loan5$25.00$25.0012/7/2009 5:28:53 PM
jleng$25.00$25.0012/7/2009 5:29:00 PM
gizzywump$25.00$25.0012/7/2009 5:29:27 PM
verse99$25.00$25.0012/7/2009 5:29:36 PM
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kvandivo$25.00$25.0012/7/2009 5:30:36 PM
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Siafu$25.00$25.0012/7/2009 5:31:32 PM
gold-commander0$50.00$50.0012/7/2009 5:34:23 PM
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dlg$25.02$25.0212/7/2009 5:59:00 PM
dontscrewmeover1$50.00$50.0012/7/2009 7:25:57 PM
doublediamond$25.00$25.0012/7/2009 7:45:14 PM
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vkorichkov$30.00$30.0012/7/2009 11:50:09 PM
reBuild-America$25.00$25.0012/7/2009 11:40:56 PM
CrossCreek$25.00$25.0012/7/2009 11:50:11 PM
Andaliego$25.01$25.0112/7/2009 11:50:32 PM
one2sojourn$50.00$50.0012/7/2009 11:58:44 PM
wrighco$25.00$25.0012/8/2009 12:00:05 AM
tomchap$25.00$25.0012/8/2009 12:00:32 AM
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misterhobbs$25.00$25.0012/8/2009 9:43:08 AM
UT-Longhorn$25.00$25.0012/8/2009 9:43:44 AM
cozy-worth7$25.00$25.0012/8/2009 6:03:33 AM
topper480$25.00$25.0012/8/2009 6:53:17 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:23 AM
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affluence-tomahawk$50.00$50.0012/8/2009 11:03:07 AM
gulch$25.00$25.0012/8/2009 11:05:13 AM
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dunedin$25.00$25.0012/8/2009 11:19:23 AM
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ddamenace$25.00$25.0012/8/2009 11:06:47 AM
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Marsue$25.00$25.0012/8/2009 11:14:09 AM
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Zubo$25.00$25.0012/8/2009 11:13:29 AM
ohnezweck$25.00$25.0012/8/2009 11:14:32 AM
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kruizen$25.00$25.0012/8/2009 11:17:16 AM
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thumper64$35.00$35.0012/8/2009 11:17:38 AM
LEWK25$25.00$25.0012/8/2009 11:18:57 AM
onlyastepaway$25.00$25.0012/8/2009 11:20:59 AM
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JonyWinter$50.00$50.0012/8/2009 11:53:54 AM
srilm$25.00$25.0012/8/2009 11:54:01 AM
a275ranger$30.00$30.0012/8/2009 11:55:09 AM
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adabra$25.00$25.0012/8/2009 12:10:57 PM
MTLoans$25.00$25.0012/8/2009 12:17:40 PM
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dharma1$25.00$25.0012/8/2009 12:17:16 PM
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jammers$25.00$25.0012/8/2009 12:17:51 PM
profitable-durability6$25.00$25.0012/8/2009 12:41:43 PM
rvtbike$50.00$50.0012/8/2009 12:41:49 PM
Lilred7879$50.00$50.0012/8/2009 12:41:54 PM
Divr555$48.28$48.2812/8/2009 12:42:08 PM
redx$25.00$25.0012/8/2009 12:41:40 PM
JPAW777$25.00$25.0012/8/2009 12:17:56 PM
aue513$25.00$25.0012/8/2009 12:18:18 PM
independent-investment$25.00$25.0012/8/2009 1:17:11 PM
money-maniac$25.00$25.0012/8/2009 12:41:58 PM
1h1m$25.00$25.0012/8/2009 1:05:07 PM
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djh47a$30.00$30.0012/8/2009 2:43:04 PM
knight3136$25.00$25.0012/8/2009 1:38:46 PM
rawman$25.00$25.0012/8/2009 3:16:18 PM
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haryassman$50.00$50.0012/8/2009 4:04:16 PM
jibe-set$50.00$50.0012/8/2009 4:07:29 PM
BigChiefLender$25.00$25.0012/8/2009 4:59:10 PM
forthright-trade$25.00$25.0012/8/2009 5:10:19 PM
Wangersinc$25.00$25.0012/8/2009 5:10:24 PM
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whatknows$25.00$25.0012/8/2009 5:10:52 PM
maschinenbau$25.00$25.0012/8/2009 5:10:20 PM
Tapu22$50.00$50.0012/8/2009 6:15:32 PM
market-inspector$25.00$25.0012/8/2009 7:11:16 PM
DRA-Properties$25.00$25.0012/8/2009 7:25:39 PM
lucrative-worth$100.00$100.0012/8/2009 9:23:46 PM
Ragnar$25.00$25.0012/8/2009 9:18:16 PM
interest-exec9$25.00$25.0012/9/2009 3:19:13 AM
bonanza1973$25.00$25.0012/9/2009 7:51:52 AM
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credit-coach118$40.00$40.0012/9/2009 9:30:25 AM
SimGuy$25.00$25.0012/9/2009 9:55:55 AM
p2ploan-leaper$50.00$50.0012/9/2009 9:37:13 AM
shingu79$50.00$50.0012/9/2009 9:38:47 AM
diplomatic-point4$50.00$50.0012/9/2009 9:37:37 AM
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leeo$25.00$25.0012/9/2009 10:56:29 AM
yachtiegirl$25.00$25.0012/9/2009 12:31:43 PM
bbrelo$25.00$25.0012/9/2009 12:10:42 PM
sophisticated-ore$36.11$36.1112/9/2009 12:40:33 PM
abeprof70$25.00$25.0012/9/2009 12:26:25 PM
People-for-people$50.00$50.0012/9/2009 1:05:28 PM
Hola_James$25.00$25.0012/9/2009 1:13:52 PM
rakstar$25.00$25.0012/9/2009 1:20:08 PM
SkiFastBadly$25.00$25.0012/9/2009 1:05:30 PM
JohnGalt94$25.00$25.0012/9/2009 1:20:49 PM
hptcrabbers$25.00$25.0012/9/2009 1:20:27 PM
jack4875$25.00$25.0012/9/2009 1:20:39 PM
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mathprof$25.00$25.0012/7/2009 4:30:17 PM
cheng$25.00$25.0012/7/2009 4:30:29 PM
Cheburashka$25.00$25.0012/7/2009 4:30:37 PM
charming-point$200.00$200.0012/7/2009 4:30:47 PM
DadWarbucks$25.00$25.0012/7/2009 4:31:21 PM
portfolio-zone801$25.00$25.0012/7/2009 4:31:55 PM
spsavage$25.00$25.0012/7/2009 4:32:45 PM
supreme-hope$25.00$25.0012/7/2009 4:32:53 PM
Natronpee$25.00$25.0012/7/2009 4:33:16 PM
affluence-tycoon$25.00$25.0012/7/2009 4:33:33 PM
virtualbank$25.00$25.0012/7/2009 4:33:38 PM
teejay411$100.00$100.0012/7/2009 4:34:47 PM
trucklawyer$25.00$25.0012/7/2009 4:35:15 PM
GOPHERBOY$60.00$60.0012/7/2009 4:35:22 PM
Hexnut$25.00$25.0012/7/2009 4:35:28 PM
degster$25.00$25.0012/7/2009 4:35:41 PM
d_grbg$25.00$25.0012/7/2009 4:37:01 PM
sparkmeister$25.00$25.0012/7/2009 4:30:10 PM
108lender$137.55$137.5512/7/2009 4:30:33 PM
bruin558$80.00$80.0012/7/2009 4:30:39 PM
justalender$25.00$25.0012/7/2009 4:30:45 PM
Weaverville$25.00$25.0012/7/2009 4:37:25 PM
kginatl$50.02$50.0212/7/2009 4:30:50 PM
Blue_HorseShoe$25.00$25.0012/7/2009 4:31:07 PM
rulender$50.00$50.0012/7/2009 4:31:18 PM
five-star-note$35.00$35.0012/7/2009 4:31:59 PM
cash-vault$25.00$25.0012/7/2009 4:32:16 PM
thestartuplender$35.00$35.0012/7/2009 4:32:18 PM
bigdogsafety1$25.00$25.0012/7/2009 4:32:25 PM
JandJ-Bank$25.00$25.0012/7/2009 4:30:25 PM
PCGeekWI$25.00$25.0012/7/2009 4:32:36 PM
anacho4me$25.00$25.0012/7/2009 4:31:01 PM
Au-Ag-Pt$25.00$25.0012/7/2009 4:33:04 PM
Chuck9802$25.00$25.0012/7/2009 4:31:35 PM
divrekku$25.00$25.0012/7/2009 4:31:47 PM
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nostromo$25.00$25.0012/7/2009 4:32:14 PM
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efficient-principal$25.00$25.0012/8/2009 5:10:53 PM
dime-force$25.00$25.0012/8/2009 5:12:46 PM
LiquidLender$25.00$25.0012/8/2009 7:00:35 PM
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TigerForce$25.00$25.0012/8/2009 8:37:06 PM
rovo$25.00$25.0012/8/2009 9:22:24 PM
NycDean$25.00$25.0012/8/2009 8:53:03 PM
coin-investor$25.00$25.0012/8/2009 11:57:59 PM
heroic-benefit$50.00$50.0012/9/2009 5:42:07 AM
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mathomas3$25.00$25.0012/9/2009 9:37:50 AM
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TempHelp$25.00$25.0012/9/2009 9:40:46 AM
paymentologist$25.00$25.0012/9/2009 9:45:26 AM
cozy-note$43.00$43.0012/9/2009 10:01:43 AM
paekakariki$25.00$25.0012/9/2009 10:17:50 AM
Savings_EQ_Dignity$35.00$35.0012/9/2009 10:27:00 AM
Ranch88$25.00$25.0012/9/2009 10:47:46 AM
Bostonbanker$25.00$25.0012/9/2009 11:02:00 AM
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three-for-6$25.41$25.4112/9/2009 1:05:36 PM
dime-worker$25.00$25.0012/9/2009 12:38:48 PM
3am-preacher$25.00$25.0012/9/2009 12:40:38 PM
cgorry$25.00$25.0012/9/2009 1:20:25 PM
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mtquan$25.00$25.0012/9/2009 1:05:29 PM
Mostyle$25.00$25.0012/9/2009 3:22:27 PM
666 bids
 
Borrower Payment Dependent Notes Series 436891
This series of Notes was issued and sold upon the funding of the borrower loan #40014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 23.70% Starting borrower rate/APR: 24.70% / 27.00% Starting monthly payment: $396.01
Final lender yield: 23.70% Final borrower rate/APR: 24.70% / 27.00% Final monthly payment: $396.01
 
Auction yield range: 8.20% - 23.70% Estimated loss impact: 8.56%  
Lender servicing fee: 1.00% Estimated return: 15.14%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Oct-1987 Debt/Income ratio: 49%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 24 / 23Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 60Length of status:15y 7m
Amount delinquent: $0 Revolving credit balance: $76,177 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 80%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: 7581 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 56 ( 100% ) 700-719 (Latest)
Principal borrowed: $30,000.00< mo. late: 0 ( 0% )  
700-719 (Oct-2009)
640-659 (Nov-2007)
680-699 (Jan-2007)
 
Principal balance: $1,950.76 1+ mo. late: 0 ( 0% )
Total payments billed: 56  
Description
remodeling house
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Monthly income and expenses? Further description of loan purpose? - Trakissta
A: monthly takehome: 17,000 expenses are just over 12,300 thepurpose of loan is to finish up an addition to our home (Dec-06-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.0012/4/2009 5:06:55 PM
reflective-rupee$200.00$200.0012/7/2009 9:44:41 AM
five-star-note$75.00$75.0012/7/2009 10:14:54 AM
reflective-rupee$100.00$100.0012/7/2009 11:15:00 AM
reflective-rupee$100.00$100.0012/7/2009 11:16:50 AM
reflective-rupee$100.00$100.0012/7/2009 11:14:49 AM
reflective-rupee$100.00$100.0012/7/2009 11:14:25 AM
reflective-rupee$100.00$100.0012/7/2009 11:16:35 AM
reflective-rupee$500.00$500.0012/7/2009 11:17:12 AM
five-star-note$50.00$50.0012/7/2009 4:33:53 PM
nickel-mad-scientist$25.00$25.0012/7/2009 6:07:51 PM
forthright-dedication$25.00$25.0012/7/2009 8:37:36 PM
bettndon$50.00$50.0012/8/2009 5:02:58 AM
ONECENTATATIME$50.00$50.0012/8/2009 2:33:59 PM
reflective-rupee$645.00$645.0012/8/2009 10:01:31 PM
TheCount$25.00$25.0012/9/2009 9:59:54 AM
reflective-rupee$200.00$200.0012/9/2009 1:20:39 PM
quickstep$50.00$50.0012/9/2009 2:40:38 PM
113121$25.00$12.5412/9/2009 4:33:29 PM
loss-of-control$25.00$25.0012/9/2009 4:45:33 PM
Bank_Of_XL$100.00$100.0012/9/2009 4:53:05 PM
371millwood$200.00$200.0012/9/2009 6:04:30 PM
prudent-gain7$25.00$25.0012/9/2009 7:54:19 PM
brondero$50.00$50.0012/10/2009 9:08:42 AM
solin003$25.00$25.0012/10/2009 11:08:42 AM
Kash2010lu$25.00$25.0012/10/2009 6:21:32 PM
well-mannered-income3$75.00$75.0012/10/2009 6:38:49 PM
vest_vortex$50.00$50.0012/10/2009 7:41:01 PM
bondhedger$25.00$25.0012/10/2009 7:42:36 PM
jybank$25.00$25.0012/10/2009 9:03:13 PM
1traveler$25.00$25.0012/10/2009 10:01:26 PM
gothampark$25.00$25.0012/10/2009 11:03:45 PM
Imaginos1892$100.00$100.0012/10/2009 10:50:05 PM
ltstout$50.00$50.0012/11/2009 3:28:50 AM
justice-hawk$25.00$25.0012/11/2009 6:10:01 AM
leverage-monger$25.00$25.0012/11/2009 7:16:01 AM
penny-surgeon$25.00$25.0012/10/2009 11:51:12 PM
steady-dime$200.00$200.0012/11/2009 8:53:26 AM
wealth-comet694$25.00$25.0012/11/2009 6:01:19 AM
RecoveryLender$25.00$25.0012/11/2009 7:54:52 AM
impartial-deal$25.00$25.0012/11/2009 11:00:55 AM
Credit2Prosper$25.00$25.0012/11/2009 11:15:37 AM
Capit0l$25.00$25.0012/11/2009 2:07:13 PM
piter-to-la-investment$25.00$25.0012/11/2009 11:27:06 AM
MattProsper$50.00$50.0012/11/2009 11:31:05 AM
113121$350.00$350.0012/11/2009 11:44:31 AM
RyanM561$25.00$25.0012/11/2009 1:43:20 PM
WMY-Investor$250.00$250.0012/11/2009 2:24:05 PM
MoneyForNothing$25.00$25.0012/11/2009 2:57:08 PM
worldly-gold$100.00$100.0012/11/2009 3:00:43 PM
113121$194.43$194.4312/11/2009 3:00:38 PM
worldly-gold$100.00$100.0012/11/2009 3:49:25 PM
RecoveryLender$25.00$25.0012/11/2009 3:57:08 PM
bestloanrate$50.00$50.0012/11/2009 4:09:23 PM
I_want_to_help_you$25.00$25.0012/11/2009 3:40:05 PM
squarebob$50.00$50.0012/11/2009 4:46:33 PM
caseattle$25.00$25.0012/4/2009 5:27:35 PM
the-profit-oracle$25.00$25.0012/4/2009 5:49:12 PM
tnjohnso$25.00$25.0012/5/2009 4:53:33 PM
hellasow$30.00$30.0012/6/2009 11:24:18 AM
prudent-gain7$25.00$25.0012/6/2009 7:05:15 PM
Trakissta$100.00$100.0012/6/2009 9:17:11 PM
five-star-note$35.00$35.0012/7/2009 12:08:19 AM
Aberdeen$300.00$300.0012/7/2009 10:18:26 AM
reflective-rupee$50.00$50.0012/7/2009 10:28:26 AM
reflective-rupee$100.00$100.0012/7/2009 11:14:37 AM
tracyjo$25.00$25.0012/7/2009 11:16:50 AM
JGuide$25.00$25.0012/7/2009 12:33:11 PM
unger$100.00$100.0012/7/2009 4:16:41 PM
Tai$25.00$25.0012/7/2009 2:41:06 PM
helping-out$30.00$30.0012/7/2009 4:12:40 PM
well-mannered-income3$75.00$75.0012/7/2009 5:41:16 PM
SolarMoonshine$200.00$200.0012/7/2009 6:45:03 PM
lepolgr$50.00$50.0012/7/2009 8:13:13 PM
buphigam$25.00$25.0012/8/2009 6:02:08 AM
reflective-rupee$300.00$300.0012/8/2009 2:14:21 PM
loss-of-control$50.00$50.0012/8/2009 7:09:23 PM
reflective-rupee$400.00$400.0012/8/2009 10:04:53 PM
well-mannered-income3$50.00$50.0012/9/2009 7:58:04 AM
well-mannered-income3$40.00$40.0012/9/2009 12:53:57 PM
reflective-rupee$500.00$500.0012/9/2009 2:19:57 PM
Ven58$25.00$25.0012/9/2009 2:46:04 PM
DasMula$100.00$100.0012/9/2009 6:21:43 PM
grammaspurse$25.00$25.0012/10/2009 1:01:23 PM
jrhinomo$26.60$26.6012/10/2009 4:38:36 PM
justice-hawk$400.00$400.0012/10/2009 8:22:46 PM
Bob450$50.00$50.0012/10/2009 8:37:11 PM
vest_vortex$50.00$50.0012/10/2009 7:40:35 PM
JBF_Investments$26.25$26.2512/10/2009 7:54:00 PM
shrewd-income$25.00$25.0012/11/2009 6:09:52 AM
scrabbler$25.00$25.0012/11/2009 6:33:52 AM
PCity-LOA15$30.00$30.0012/11/2009 7:18:12 AM
Skeptical-one$300.00$300.0012/11/2009 8:39:05 AM
cu2maro$50.00$50.0012/11/2009 8:42:48 AM
Leshan$48.68$48.6812/11/2009 8:35:06 AM
MattProsper$25.00$25.0012/11/2009 11:31:41 AM
Packers18$150.00$150.0012/11/2009 11:50:43 AM
return-grizzly$100.00$100.0012/11/2009 12:30:25 PM
Nusk$30.00$30.0012/11/2009 11:46:09 AM
BLKLOC11$25.00$25.0012/11/2009 12:55:28 PM
Investor704$50.00$50.0012/11/2009 3:13:32 PM
interloode$300.00$300.0012/11/2009 4:07:46 PM
active-return$26.50$26.5012/11/2009 4:19:30 PM
fireferd$50.00$50.0012/11/2009 3:58:18 PM
friendinmoney$25.00$25.0012/11/2009 3:38:08 PM
reflective-rupee$500.00$500.0012/11/2009 4:01:47 PM
106 bids
 
Borrower Payment Dependent Notes Series 437353
This series of Notes was issued and sold upon the funding of the borrower loan #40011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 8.46% Starting borrower rate/APR: 9.46% / 9.80% Starting monthly payment: $48.02
Final lender yield: 7.95% Final borrower rate/APR: 8.95% / 9.29% Final monthly payment: $47.66
 
Auction yield range: 3.20% - 8.46% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 7.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Oct-1997 Debt/Income ratio: 17%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 21Length of status:7y 11m
Amount delinquent: $0 Revolving credit balance: $1,522 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: allmostdone Borrower's state: California Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
580-599 (Jan-2008)
580-599 (Nov-2007)
460-479 (Dec-2006)
460-479 (Dec-2006)
 
Principal balance: $241.02 1+ mo. late: 0 ( 0% )
Total payments billed: 34  
Description
Need that floor!
Purpose of loan:
Here is my explanation for needing a loan.
One year ago I bought a bank owned home. It needed some much needed TLC. I have fixed things as I went with the money I could afford. In May I found out I had a brain tumor and had to have major surgery to have it removed.

In the mean time my floors are still concrete. I am asking for a loan to put carpet in the living room and hallway. I will forgo the bedrooms until a later time. I have 3 small grandchildren whom I am afraid will fall hurt themselves on the floor not to mention it is very cold.

I have had one other Proposer loan that will be paid off January 2010. I the three years of having that loan I was never late nor did I ever miss a payment.

My financial situation:
I will have no problem paying the monthly payment. Here is my monthly bills:

Mortgage:????$800.00
Monthly :???????$300.00
Credit:????????$200.00
Food:??????????$400.00
Gas:????????????$80.00
Total????????????$1780.00

I gross $2500.00 a month

I am not a risk, I am an investment!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
helping-out$40.00$40.0012/7/2009 4:46:06 PM
ingeborg77$50.00$50.0012/8/2009 1:26:06 PM
don'twannadance$50.00$50.0012/8/2009 1:44:32 PM
don'twannadance$50.00$50.0012/8/2009 1:45:46 PM
compassion-spy$50.00$50.0012/9/2009 11:56:12 AM
CA_Lender$25.00$25.0012/9/2009 12:25:49 PM
wise-balanced-moola$25.00$25.0012/10/2009 5:57:10 AM
bondhedger$25.00$25.0012/10/2009 7:48:04 AM
Dollars4Rent$25.00$25.0012/10/2009 1:25:38 PM
Chosen-one$25.00$25.0012/10/2009 7:27:17 PM
transparency-burger$100.00$100.0012/10/2009 10:58:36 PM
dontscrewmeover1$100.00$100.0012/11/2009 6:54:58 AM
Aberdeen$219.43$219.4312/7/2009 4:44:36 PM
a2190b$25.00$25.0012/7/2009 6:11:36 PM
cash-sensai2$25.00$25.0012/7/2009 11:38:48 PM
Syzygy$25.00$25.0012/8/2009 11:52:06 AM
ingeborg77$50.00$50.0012/8/2009 1:26:46 PM
don'twannadance$50.00$50.0012/8/2009 1:45:00 PM
a2190b$25.00$25.0012/8/2009 7:13:32 PM
money-prophesy$150.00$115.5712/10/2009 5:48:16 AM
Dollars4Rent$25.00$25.0012/10/2009 1:25:18 PM
wwwUniversal$25.00$25.0012/10/2009 4:11:14 PM
marwadi-62$300.00$300.0012/10/2009 6:26:18 PM
hellasow$25.00$25.0012/10/2009 6:44:49 PM
zxr$25.00$25.0012/11/2009 7:07:06 AM
25 bids
 
Borrower Payment Dependent Notes Series 428520
This series of Notes was issued and sold upon the funding of the borrower loan #39985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Dec-04-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $339.27
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $339.27
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Aug-1991 Debt/Income ratio: 27%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 50Length of status:12y 4m
Amount delinquent: $0 Revolving credit balance: $5,932 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 86%Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: onezanyteach Borrower's state: Oklahoma Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 28 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (Aug-2009)
620-639 (Mar-2008)
580-599 (Dec-2007)
580-599 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 28  
Description
Remodel House
Purpose of loan:
This loan will be used to replace my windows with more energy efficient ones.? I would also like to put insulation in my attic.?

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time.? I've paid off two? prosper loans previously.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 603
??Insurance: $ 72
??Car expenses: $ 292
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain your your past public record and delinquencies. thanks - reflective-rupee
A: I know it's no excuse, but I was young and dumb. I got my first credit card at 19, I kept getting in deeper and deeper. I was living from check to check, and I got to where I couldn't handle it anymore. I filed bankruptcy, and I've been rebuilding my credit ever since. Thank you for your consideration. (Dec-07-2009)
Q: Please give an estimate of the current value of your home (feel free to use zillow.com if you like). Please answer publicly. thanks much. - reflective-rupee
A: Capital One 1842 Chase 1888 Care Credit 958 House Value 71,500 (Dec-07-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$118.55$118.5512/4/2009 4:58:42 PM
Bob450$50.00$50.0012/5/2009 10:24:45 AM
reflective-rupee$100.00$100.0012/7/2009 11:01:39 AM
reflective-rupee$100.00$100.0012/7/2009 11:01:53 AM
reflective-rupee$100.00$100.0012/7/2009 11:00:16 AM
reflective-rupee$100.00$100.0012/7/2009 11:01:27 AM
reflective-rupee$100.00$100.0012/7/2009 11:20:32 AM
OrdiNance$50.00$50.0012/7/2009 4:43:16 PM
well-mannered-income3$50.00$50.0012/7/2009 5:49:41 PM
well-mannered-income3$50.00$50.0012/8/2009 7:37:01 PM
OrdiNance$190.93$190.9312/9/2009 1:58:40 PM
vest_vortex$25.00$25.0012/9/2009 4:18:51 PM
loss-of-control$25.00$25.0012/9/2009 4:27:20 PM
unk1911$25.00$25.0012/9/2009 4:37:10 PM
Abed-nego$40.00$40.0012/9/2009 5:32:10 PM
credit-maestro$40.90$40.9012/9/2009 8:09:33 PM
Laxa$25.00$25.0012/10/2009 4:32:49 AM
Skeptical-one$150.00$150.0012/10/2009 2:36:06 PM
trevize$25.00$25.0012/10/2009 2:43:20 PM
a-finance-nirvana$75.00$75.0012/10/2009 4:56:19 PM
Kash2010lu$25.00$25.0012/10/2009 6:15:13 PM
well-mannered-income3$40.00$40.0012/10/2009 6:40:35 PM
vest_vortex$50.00$50.0012/10/2009 7:19:18 PM
KDW08$25.00$25.0012/10/2009 7:24:01 PM
Book-Mark$25.00$25.0012/10/2009 7:40:44 PM
Bob450$50.00$50.0012/10/2009 8:29:13 PM
credit-coach118$25.00$25.0012/10/2009 8:51:50 PM
economy-synapse$25.00$25.0012/10/2009 9:29:02 PM
RecoveryLender$25.00$25.0012/10/2009 7:20:01 PM
keeper24$25.00$25.0012/10/2009 7:22:21 PM
zone6$319.02$319.0212/10/2009 7:47:53 PM
pi567$68.00$68.0012/10/2009 8:02:58 PM
Gaelicman$50.00$50.0012/10/2009 10:19:06 PM
FASTIZIO_P$33.33$33.3312/10/2009 10:56:56 PM
spc91x$50.00$50.0012/10/2009 8:32:07 PM
chroman$100.00$100.0012/11/2009 3:35:13 AM
shrewd-income$100.00$100.0012/11/2009 6:11:22 AM
jgshinn$176.95$176.9512/10/2009 10:15:19 PM
leverage-monger$28.00$28.0012/11/2009 7:09:38 AM
bunnybear$28.10$28.1012/11/2009 8:38:12 AM
basis-image$25.00$25.0012/11/2009 9:50:34 AM
the-profit-oracle$25.00$25.0012/11/2009 8:07:00 AM
dman15$75.00$75.0012/11/2009 10:48:56 AM
Book-Mark$25.00$25.0012/11/2009 10:03:29 AM
red-favorable-basis$25.00$25.0012/11/2009 11:25:07 AM
farchoir$25.00$25.0012/11/2009 11:49:27 AM
new-truth-chuckler$25.00$25.0012/11/2009 11:27:34 AM
martymaniaman$46.55$46.5512/11/2009 12:59:55 PM
realtormoises$25.00$25.0012/11/2009 1:13:55 PM
WMY-Investor$250.00$250.0012/11/2009 2:25:33 PM
fireferd$100.00$100.0012/11/2009 3:19:16 PM
quickstep$100.00$100.0012/11/2009 3:23:21 PM
bestloanrate$25.00$25.0012/11/2009 4:25:40 PM
eclipse056$50.00$50.0012/11/2009 4:36:28 PM
Champion_Lending$25.00$25.0012/11/2009 4:54:17 PM
Engineer44$25.00$25.0012/11/2009 4:56:40 PM
interloode$100.00$100.0012/11/2009 4:23:26 PM
triumphant-bonus$30.00$30.0012/11/2009 3:53:30 PM
worldly-gold$200.00$200.0012/11/2009 4:07:20 PM
DasMula$100.00$100.0012/11/2009 4:54:30 PM
flexible-economy2$200.00$200.0012/4/2009 5:20:42 PM
frugalinvestor20$25.00$25.0012/4/2009 5:27:07 PM
chrisb1414$100.00$100.0012/4/2009 6:55:26 PM
Jasmel$300.00$218.8312/5/2009 8:37:02 PM
SolarMoonshine$50.00$50.0012/6/2009 10:23:41 AM
GlenBank$150.00$150.0012/7/2009 1:43:45 PM
forthright-dedication$25.00$25.0012/7/2009 8:23:45 PM
shawnw2$50.00$50.0012/8/2009 11:04:39 AM
brother_tam$100.00$100.0012/8/2009 5:09:52 PM
supreme-justice3$100.00$100.0012/9/2009 9:51:41 AM
well-mannered-income3$40.00$40.0012/9/2009 12:48:31 PM
DasMula$100.00$100.0012/9/2009 4:23:40 PM
supreme-justice3$100.00$100.0012/9/2009 8:17:14 PM
double22$69.00$69.0012/10/2009 10:07:52 AM
brondero$150.00$150.0012/10/2009 8:44:14 AM
supreme-justice3$100.00$100.0012/10/2009 12:41:12 PM
gelt4u$25.00$25.0012/10/2009 12:48:00 PM
Terrah75$25.00$25.0012/10/2009 1:50:50 PM
Thought$25.00$25.0012/10/2009 2:26:16 PM
sirguyon$75.00$75.0012/10/2009 1:28:03 PM
Marfloogan$25.00$25.0012/10/2009 5:06:02 PM
noble-revenue$25.00$25.0012/10/2009 5:06:18 PM
investment-forte$26.99$26.9912/10/2009 5:12:48 PM
deepblue34$30.00$30.0012/10/2009 5:52:22 PM
a_falk22$25.00$25.0012/10/2009 7:23:56 PM
helping-out$25.00$25.0012/10/2009 5:23:19 PM
orange-pound-party$25.00$25.0012/10/2009 8:23:46 PM
Lubava$25.00$25.0012/10/2009 5:59:30 PM
penny-surgeon$25.00$25.0012/10/2009 6:20:51 PM
building_community$25.00$25.0012/10/2009 6:44:35 PM
beach_bum$25.00$25.0012/10/2009 9:48:19 PM
vest_vortex$25.00$25.0012/10/2009 7:19:54 PM
TakeCare$50.00$50.0012/10/2009 8:13:37 PM
FarmersBank$25.00$25.0012/11/2009 12:21:18 AM
Leshan$33.33$33.3312/11/2009 8:16:13 AM
chroman$100.00$100.0012/11/2009 3:30:24 AM
EEasyMoney$25.00$25.0012/11/2009 8:20:57 AM
cash2lendu$50.00$50.0012/11/2009 8:28:59 AM
blue-pragmatic-truth$25.00$25.0012/11/2009 4:59:58 AM
p2p-gala$25.00$25.0012/11/2009 6:44:06 AM
sweet-social2$40.00$40.0012/11/2009 9:06:13 AM
crw1950$50.00$50.0012/11/2009 9:54:21 AM
djkaiser$28.58$28.5812/11/2009 10:01:19 AM
gold-honker$50.00$50.0012/11/2009 10:51:08 AM
Capit0l$25.00$25.0012/11/2009 11:34:27 AM
113121$100.00$100.0012/11/2009 11:41:45 AM
upbeat-marketplace$25.00$25.0012/11/2009 10:57:08 AM
MoneyForNothing$25.00$25.0012/11/2009 2:53:05 PM
fireferd$52.94$52.9412/11/2009 1:33:00 PM
exciting-fairness$200.00$200.0012/11/2009 12:13:44 PM
Catz_aplenty$50.00$50.0012/11/2009 12:25:48 PM
transparency-tomahawk$50.00$50.0012/11/2009 3:40:50 PM
best-generosity-financier$25.00$25.0012/11/2009 3:51:50 PM
DasMula$250.00$250.0012/11/2009 3:50:14 PM
RecoveryLender$25.00$25.0012/11/2009 4:00:06 PM
affluence-cargo$25.00$25.0012/11/2009 4:10:01 PM
five-star-note$100.00$100.0012/11/2009 4:38:25 PM
117 bids
 
Borrower Payment Dependent Notes Series 435688
This series of Notes was issued and sold upon the funding of the borrower loan #39999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-30-2009 
  Auction end date:  Dec-07-2009 
 
Starting lender yield: 27.49% Starting borrower rate/APR: 28.49% / 30.85% Starting monthly payment: $312.22
Final lender yield: 25.45% Final borrower rate/APR: 26.45% / 28.78% Final monthly payment: $303.98
 
Auction yield range: 11.20% - 27.49% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Jun-1994 Debt/Income ratio: 30%
Credit score: 660-679 (Nov-2009) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:10y 6m
Amount delinquent: $0 Revolving credit balance: $8,103 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 54%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 0    
Screen name: bowser1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
640-659 (Aug-2009)
680-699 (Oct-2008)
680-699 (Apr-2008)
640-659 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
to pay off all high intrest debt
Purpose of loan:
This loan will be used to?? get out from under a bad loan and pay off all current debt

My financial situation:
I am a good candidate for this loan because? i have??good credit?and?borrowed $10,000 from prosper in the past and paid it back early.i dont pretend to know the credit rating system but i pulled my reports this morning and it is a 712 transunion,?706 equifax and?700 experian. again i dont know?how or were prosper comes up with there scores but that is what my 3 scores are as of this morning. my scores have dropped since my last loan at prosper?mainly(i believe) because of 3 new acoounts in the last 15 months were opened. ?i have a small business(stable of 2 race horses)?. i would like to expand someday but with this high interest debt hanging over me i cannot. the banks now days are raising rates even though i pay on time and always more thant the minimum. i took a personal loan out that i thought was a good rate at 9.9 percent only to find out it was an introductory offer and the current rate is 29.99% and still going up. i pay 350 a month on this one loan of which only 125 goes toward principal.
i pay my bills on time and have only been late with a payment once around christmas time 3 yrs ago. it was a hectic christmas and forgot to send it in. it was made up the following month but was still reported as delinguent. i thank you in advance for considering and or funding my loan.? thanks



THANK YOU AGAIN.
Monthly net income: $ 4500( $3,500 from main employment and 1,000 from business after expenses)

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $ 200 for gas and maintence
??Utilities: $ 55
??Phone, cable, internet: $?75
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans:?500 to be paid off with prosper loan?
??Other expenses: $ 1,200 for business stuff( as noted above business makes about 2000 a month net)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
caledonia$25.00$25.0011/30/2009 9:30:34 AM
epic-deal$25.00$25.0011/30/2009 9:30:43 AM
bazzer$25.00$25.0011/30/2009 9:31:17 AM
able2help$25.00$25.0011/30/2009 9:31:19 AM
littlemonkey$25.00$25.0011/30/2009 9:34:22 AM
kginatl$25.00$25.0011/30/2009 9:42:55 AM
wildguy$25.00$25.0011/30/2009 9:44:49 AM
desertoasis$25.00$25.0011/30/2009 9:46:28 AM
fortytwo$50.00$50.0011/30/2009 9:46:46 AM
yeti888$25.00$25.0011/30/2009 9:50:53 AM
DosPassos$25.00$25.0011/30/2009 10:06:36 AM
murlirao2002$25.00$25.0011/30/2009 10:06:20 AM
cognizant-wealth$25.00$25.0011/30/2009 10:05:35 AM
wise-cash-keeper$25.00$25.0011/30/2009 10:05:57 AM
Speculator$25.00$25.0011/30/2009 10:06:27 AM
Vreet$25.00$25.0011/30/2009 10:07:45 AM
impeccable-transparency$50.00$50.0011/30/2009 10:12:12 AM
Dreams4Cash$25.00$25.0011/30/2009 10:12:27 AM
copper$30.00$30.0011/30/2009 10:09:38 AM
forthright-dedication$50.00$50.0011/30/2009 10:10:36 AM
penny-surgeon$25.00$25.0011/30/2009 10:10:59 AM
slithytove$25.00$25.0011/30/2009 10:21:06 AM
AF_Trust$25.00$25.0011/30/2009 10:21:41 AM
371millwood$25.00$25.0011/30/2009 10:22:27 AM
lilgates26$25.00$25.0011/30/2009 10:34:01 AM
green-discrete-responsibility$25.00$25.0011/30/2009 10:34:18 AM
purdue98$25.00$25.0011/30/2009 10:34:53 AM
p123$25.00$25.0011/30/2009 10:36:14 AM
FasTruk$25.00$25.0011/30/2009 10:36:54 AM
CASHGIRL$25.00$25.0011/30/2009 10:36:57 AM
Rupees_n_Pesos$25.00$25.0011/30/2009 10:37:27 AM
WilliamLeeSims$25.00$25.0011/30/2009 10:37:33 AM
halothane_logic$25.00$25.0011/30/2009 10:37:44 AM
mizon291$25.00$25.0011/30/2009 10:38:25 AM
saffron4$25.00$25.0011/30/2009 10:39:39 AM
teller$25.00$25.0011/30/2009 10:30:05 AM
SPB$25.00$25.0011/30/2009 10:39:49 AM
portfolio-zone801$25.00$25.0011/30/2009 10:30:49 AM
burgeoning-silver$25.00$25.0011/30/2009 10:40:06 AM
value-pole$25.00$25.0011/30/2009 10:40:16 AM
larrkon$25.00$25.0011/30/2009 10:40:43 AM
bluesheep$25.00$25.0011/30/2009 10:40:55 AM
personal-lender$25.00$25.0011/30/2009 10:41:37 AM
Buffer10$100.00$100.0011/30/2009 10:41:51 AM
heroic-benefit$50.00$50.0011/30/2009 10:42:53 AM
dparkhom$25.00$25.0011/30/2009 10:33:46 AM
tallmon$25.00$25.0011/30/2009 10:43:02 AM
dedicated-diversification5$130.00$130.0011/30/2009 10:43:05 AM
Shepherd7$25.00$25.0011/30/2009 10:34:08 AM
accordion8$25.00$25.0011/30/2009 10:32:49 AM
affluence-tycoon$25.00$25.0011/30/2009 10:43:34 AM
dime-reaction$25.00$25.0011/30/2009 10:34:20 AM
truth-eclair$25.00$25.0011/30/2009 10:43:43 AM
Share_The_Wealth$50.00$50.0011/30/2009 10:34:41 AM
efficient-bid2$25.00$25.0011/30/2009 10:44:00 AM
nowits10$25.00$25.0011/30/2009 10:44:09 AM
delivery$25.00$25.0011/30/2009 10:44:43 AM
fcb202$25.00$25.0011/30/2009 10:44:55 AM
JGB$25.00$25.0011/30/2009 10:44:58 AM
626457$25.00$25.0011/30/2009 10:34:13 AM
MAYBROOK$25.00$25.0011/30/2009 10:37:22 AM
mickeyroi$25.00$25.0011/30/2009 10:36:09 AM
Tammy102800$25.00$25.0011/30/2009 10:38:00 AM
supreme-hope$25.00$25.0011/30/2009 10:36:33 AM
Poiny$25.00$25.0011/30/2009 10:37:02 AM
Orringo$25.00$25.0011/30/2009 10:37:11 AM
adventurous-capital$25.00$25.0011/30/2009 10:39:29 AM
shiny-dollar9$25.00$25.0011/30/2009 10:37:57 AM
newest-unique-integrity$25.00$25.0011/30/2009 10:38:22 AM
EtaDuck$25.00$25.0011/30/2009 10:38:29 AM
eighttone$25.00$25.0011/30/2009 10:38:37 AM
Scoote2912$25.00$25.0011/30/2009 10:39:01 AM
wrighco$25.00$25.0011/30/2009 10:40:10 AM
get30inc$25.00$25.0011/30/2009 10:39:08 AM
justice-dna$25.00$25.0011/30/2009 10:40:25 AM
flexible-velocity$25.00$25.0011/30/2009 10:40:40 AM
neighborly-bid$25.00$25.0011/30/2009 10:40:54 AM
wise-extraordinary-loot$25.00$25.0011/30/2009 10:40:08 AM
independent-investment$25.00$25.0011/30/2009 10:40:35 AM
cashflow123$25.00$25.0011/30/2009 10:40:42 AM
determined-balance$25.00$25.0011/30/2009 10:40:48 AM
thestartuplender$35.00$35.0011/30/2009 10:41:56 AM
peaceful-trade$25.00$25.0011/30/2009 10:41:09 AM
lloyd_s$25.00$25.0011/30/2009 10:42:45 AM
SNH$50.00$50.0011/30/2009 10:41:33 AM
charming-point$100.00$100.0011/30/2009 10:42:59 AM
Turtlebear44$25.00$25.0011/30/2009 10:43:09 AM
ZTA0796$25.00$25.0011/30/2009 10:41:58 AM
gizzywump$25.00$25.0011/30/2009 10:43:28 AM
rmachi$25.00$25.0011/30/2009 10:43:30 AM
AF-Chief$25.00$25.0011/30/2009 10:44:07 AM
spitzbergen$25.00$25.0011/30/2009 10:43:14 AM
honorable-yield$35.00$35.0011/30/2009 10:43:20 AM
GElender$25.00$25.0011/30/2009 10:44:27 AM
beezling$52.00$26.8611/30/2009 10:45:36 AM
ben10jen$25.00$25.0011/30/2009 10:44:51 AM
Cash_Angel$25.00$25.0011/30/2009 10:45:14 AM
greenwell$25.00$25.0011/30/2009 10:45:27 AM
jhouman$25.00$25.0011/30/2009 10:56:43 AM
money-prophesy$150.00$150.0011/30/2009 11:15:32 AM
economy-synapse$25.00$25.0011/30/2009 11:17:15 AM
reflective-rupee$50.00$50.0011/30/2009 2:02:05 PM
vest_vortex$25.00$25.0012/3/2009 5:56:13 PM
selfmademan$50.00$50.0012/4/2009 9:01:27 AM
unger$100.00$100.0012/4/2009 12:37:01 PM
Feyenoord$25.00$25.0012/4/2009 5:06:08 PM
loss-of-control$25.00$25.0012/5/2009 11:47:21 AM
worldly-gold$100.00$100.0012/6/2009 7:55:19 AM
Pu239$50.00$50.0012/7/2009 8:12:21 AM
bonus-patriot$36.55$36.5512/7/2009 9:11:44 AM
friendinmoney$50.00$50.0012/7/2009 9:23:24 AM
juliasdad$25.00$25.0011/30/2009 9:30:13 AM
blooming-dedication$50.00$50.0011/30/2009 9:31:35 AM
scottr$25.00$25.0011/30/2009 9:32:24 AM
ferocious-exchange3$25.00$25.0011/30/2009 9:37:16 AM
treasure-bliss$100.00$100.0011/30/2009 9:50:44 AM
slartibardfast$25.00$25.0011/30/2009 9:54:38 AM
crenen139$25.00$25.0011/30/2009 10:07:56 AM
integrity-spilunker$25.00$25.0011/30/2009 10:08:06 AM
Dubbs360$50.00$50.0011/30/2009 10:08:42 AM
anton$25.00$25.0011/30/2009 10:05:26 AM
tsquared_030$25.00$25.0011/30/2009 10:06:10 AM
Comoparklender$25.00$25.0011/30/2009 10:11:40 AM
steves73$25.00$25.0011/30/2009 10:08:13 AM
ryan23$25.00$25.0011/30/2009 10:08:30 AM
orange-preeminant-bill$100.00$100.0011/30/2009 10:15:08 AM
cbz$25.00$25.0011/30/2009 10:11:46 AM
elevated-platinum5$25.00$25.0011/30/2009 10:12:20 AM
jazz619$25.00$25.0011/30/2009 10:12:38 AM
cash-boots$25.00$25.0011/30/2009 10:20:15 AM
euro-mirth$25.00$25.0011/30/2009 10:13:32 AM
money-explorer3$25.00$25.0011/30/2009 10:30:35 AM
Kaj$25.00$25.0011/30/2009 10:20:40 AM
KiwiElf$25.00$25.0011/30/2009 10:22:09 AM
pleasant-nickel0$25.00$25.0011/30/2009 10:33:10 AM
treasure-transporter$25.00$25.0011/30/2009 10:33:58 AM
MylesNH$25.00$25.0011/30/2009 10:34:04 AM
special-peso$50.00$50.0011/30/2009 10:34:24 AM
zone8$100.00$100.0011/30/2009 10:35:18 AM
social-gatherer7$25.00$25.0011/30/2009 10:36:59 AM
revenue-serenity$25.00$25.0011/30/2009 10:28:57 AM
rosario1$25.00$25.0011/30/2009 10:38:20 AM
Matt555555$25.00$25.0011/30/2009 10:39:12 AM
lucrative-durability$25.00$25.0011/30/2009 10:39:41 AM
Artist_Blue$25.00$25.0011/30/2009 10:40:04 AM
WalnutCreekguy$25.00$25.0011/30/2009 10:40:20 AM
looch350$25.00$25.0011/30/2009 10:40:32 AM
AGSLending$25.00$25.0011/30/2009 10:31:02 AM
ahempton$25.00$25.0011/30/2009 10:40:46 AM
NR$25.00$25.0011/30/2009 10:31:40 AM
relaxation4$25.00$25.0011/30/2009 10:40:59 AM
YogaDude34$25.00$25.0011/30/2009 10:41:07 AM
EnigmaNYC-29$25.00$25.0011/30/2009 10:41:40 AM
melodious-fairness$25.00$25.0011/30/2009 10:41:44 AM
fair-funds$25.00$25.0011/30/2009 10:41:53 AM
bluprntguy$25.00$25.0011/30/2009 10:31:53 AM
benevolent-bonus$25.00$25.0011/30/2009 10:33:31 AM
loyalist1$25.00$25.0011/30/2009 10:33:39 AM
mtquan$25.00$25.0011/30/2009 10:44:23 AM
fareast_man$25.00$25.0011/30/2009 10:45:06 AM
pietro_torna_indietro$25.00$25.0011/30/2009 10:45:19 AM
loanfairy$25.00$25.0011/30/2009 10:34:26 AM
sakha$25.00$25.0011/30/2009 10:34:34 AM
bronzmajom$25.00$25.0011/30/2009 10:35:06 AM
GatorBux$25.00$25.0011/30/2009 10:37:29 AM
hope-gadget$25.00$25.0011/30/2009 10:37:48 AM
Poohcho$25.00$25.0011/30/2009 10:38:42 AM
leverage-trident$25.00$25.0011/30/2009 10:38:45 AM
Palacios$50.00$50.0011/30/2009 10:37:14 AM
Kreditorium$100.00$100.0011/30/2009 10:39:31 AM
rob095$25.00$25.0011/30/2009 10:38:03 AM
leodaguy$25.00$25.0011/30/2009 10:39:53 AM
KnightKSU$25.00$25.0011/30/2009 10:38:51 AM
VBAces$25.00$25.0011/30/2009 10:40:13 AM
wcg-nyc$31.59$31.5911/30/2009 10:40:29 AM
Toastsr$25.00$25.0011/30/2009 10:39:19 AM
Gibbyland$50.00$50.0011/30/2009 10:39:25 AM
Georgia_Boy$25.00$25.0011/30/2009 10:40:51 AM
bigbryan98$25.00$25.0011/30/2009 10:40:57 AM
skegee$25.00$25.0011/30/2009 10:40:44 AM
NedNederlanderII$25.00$25.0011/30/2009 10:40:49 AM
njlom$25.00$25.0011/30/2009 10:41:11 AM
Diamond_Jim$25.00$25.0011/30/2009 10:42:42 AM
orange-courageous-dedication$30.00$30.0011/30/2009 10:41:42 AM
Havana21$50.00$50.0011/30/2009 10:43:12 AM
CarDealer3070$30.00$30.0011/30/2009 10:43:23 AM
sloan$25.00$25.0011/30/2009 10:43:39 AM
dinero-mason$50.00$50.0011/30/2009 10:42:51 AM
rob1971$25.00$25.0011/30/2009 10:44:05 AM
hard-working-loot$25.00$25.0011/30/2009 10:44:18 AM
miked8303$25.00$25.0011/30/2009 10:43:25 AM
secobarbital$25.00$25.0011/30/2009 10:44:35 AM
PayItForward09$25.00$25.0011/30/2009 10:45:09 AM
Banker7371$25.00$25.0011/30/2009 10:44:13 AM
louisianalender$100.00$100.0011/30/2009 10:44:50 AM
GMPK_TLAS$25.00$25.0011/30/2009 10:45:35 AM
reflective-rupee$75.00$75.0011/30/2009 11:36:26 AM
felicity-daydream$75.00$75.0011/30/2009 2:39:53 PM
five-star-note$35.00$35.0011/30/2009 4:28:25 PM
unk1911$25.00$25.0012/1/2009 10:43:38 AM
People-for-people$50.00$50.0012/1/2009 4:57:04 PM
the-profit-oracle$25.00$25.0012/1/2009 6:57:09 PM
randsenterprise$25.00$25.0012/2/2009 9:05:18 PM
generous-deal6$25.00$25.0012/3/2009 12:11:11 AM
bluflame9940$25.00$25.0012/3/2009 7:31:38 AM
melodious-fairness$25.00$25.0012/3/2009 11:19:33 AM
a-finance-nirvana$100.00$100.0012/4/2009 3:35:07 AM
Peterman$25.00$25.0012/4/2009 9:00:02 AM
113121$25.00$25.0012/4/2009 9:24:53 AM
SolarMoonshine$200.00$200.0012/5/2009 8:25:09 AM
historic-nickel$25.00$25.0012/5/2009 5:04:56 PM
GyJAV_BNCCo$25.00$25.0012/6/2009 3:10:21 AM
vest_vortex$25.00$25.0012/6/2009 3:22:54 PM
TakeCare$150.00$150.0012/6/2009 8:58:48 PM
randsenterprise$25.00$25.0012/6/2009 7:28:25 PM
Bob450$25.00$25.0012/6/2009 8:08:55 PM
lender12345$25.00$25.0012/6/2009 7:29:45 PM
RMI_Babylon$30.00$30.0012/7/2009 5:42:49 AM
Kash2010lu$25.00$25.0012/7/2009 4:30:11 AM
113121$100.00$100.0012/7/2009 7:11:42 AM
Bob450$25.00$25.0012/7/2009 8:19:07 AM
221 bids
 
Borrower Payment Dependent Notes Series 436064
This series of Notes was issued and sold upon the funding of the borrower loan #39935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-01-2009 
  Auction end date:  Dec-07-2009 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 37.93% Starting monthly payment: $53.94
Final lender yield: 33.50% Final borrower rate/APR: 34.50% / 37.93% Final monthly payment: $53.94
 
Auction yield range: 11.20% - 33.50% Estimated loss impact: 10.85%  
Lender servicing fee: 1.00% Estimated return: 22.65%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Feb-1995 Debt/Income ratio: 26%
Credit score: 640-659 (Nov-2009) Current / open credit lines: 14 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 39Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $20,870 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 94%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: hope-leader2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
Pay off high intrest debt
My financial situation:
I have a full time stable job
Monthly net income: $ 4300

Monthly expenses: $
??Housing: $???
Insurance: $
??Car expenses: $???Utilities: $?
??Phone, cable, internet: $??
Food, entertainment: $?
??Clothing, household expenses $
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are all of your monthly expenses? Thanks - RecoveryLender
A: mortgage 1950 car-310 ins 125-car+life util-350 credit cards 250 entertainment-200 gas 250 pets 150 groceries-250 (Dec-06-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
efficient-principal$50.00$50.0012/1/2009 4:34:08 PM
KMSB$25.00$25.0012/1/2009 4:35:47 PM
reflective-rupee$25.00$25.0012/1/2009 4:36:52 PM
reflective-rupee$50.00$50.0012/1/2009 4:37:19 PM
bankbuddy55$25.00$25.0012/3/2009 6:42:35 AM
adaptable-capital$250.00$180.0012/5/2009 6:13:03 AM
order-bee1$200.00$200.0012/5/2009 6:39:41 PM
Laxa$25.00$25.0012/6/2009 8:58:26 PM
compassion-spy$50.00$50.0012/7/2009 7:09:09 AM
icon7$25.00$25.0012/7/2009 12:28:21 PM
icon7$25.00$25.0012/7/2009 12:28:05 PM
Bob450$25.00$25.0012/1/2009 9:16:06 PM
Dap2005$25.00$25.0012/2/2009 1:55:30 PM
efficient-principal$30.00$30.0012/3/2009 10:36:35 AM
professional-finance$25.00$25.0012/3/2009 2:28:23 PM
SolarMoonshine$25.00$25.0012/5/2009 9:02:09 AM
Ven58$25.00$25.0012/5/2009 3:50:18 PM
vine99$40.00$40.0012/5/2009 3:50:06 PM
vest_vortex$25.00$25.0012/6/2009 3:54:37 PM
Frugal$25.00$25.0012/6/2009 6:44:45 PM
penny-surgeon$25.00$25.0012/7/2009 7:16:12 AM
Speculator$25.00$25.0012/7/2009 9:37:19 AM
wealth-pipeline$25.00$25.0012/7/2009 9:36:13 AM
BradP$50.00$50.0012/7/2009 10:25:34 AM
IPG1$25.00$25.0012/7/2009 10:12:23 AM
supreme-justice3$100.00$100.0012/7/2009 11:09:56 AM
kevlar$25.00$25.0012/7/2009 1:13:09 PM
27 bids
 
Borrower Payment Dependent Notes Series 436444
This series of Notes was issued and sold upon the funding of the borrower loan #39970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Dec-02-2009 
  Auction end date:  Dec-07-2009 
 
Starting lender yield: 17.09% Starting borrower rate/APR: 18.09% / 20.30% Starting monthly payment: $542.96
Final lender yield: 14.05% Final borrower rate/APR: 15.05% / 17.22% Final monthly payment: $520.35
 
Auction yield range: 6.20% - 17.09% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Feb-1994 Debt/Income ratio: 12%
Credit score: 720-739 (Dec-2009) Current / open credit lines: 17 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:7y 11m
Amount delinquent: $0 Revolving credit balance: $15,945 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 24%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: commitment-circuitry Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan is to consolidate some credit card debt.? I want to be able consolidate some credit card expenses at a better interest rate.? In addition, I would like to have some extra money on my pocket for Christmas.


My financial situation:
My financial situation is getting better at the moment.? I do not have a mortgage expense which is always nice.? I should not have any issues paying off the loan in a timely manner.

undefined 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
attractive-rate$25.00$25.0012/2/2009 3:58:59 PM
paymentologist$25.00$25.0012/2/2009 3:59:14 PM
rellotsf$50.00$50.0012/2/2009 3:59:45 PM
Longtermcapitalmgmt$25.00$25.0012/2/2009 3:59:01 PM
cyberperception$25.00$25.0012/2/2009 4:00:32 PM
srfb973$44.01$44.0112/2/2009 3:59:50 PM
Gorblum$25.00$25.0012/2/2009 4:01:23 PM
trade-watcher$25.00$25.0012/2/2009 4:00:53 PM
eighttone$25.00$25.0012/2/2009 4:01:44 PM
Akkon$25.00$25.0012/2/2009 4:01:56 PM
Tradesmanlender$25.00$25.0012/2/2009 4:01:59 PM
wampum-chorus3$25.00$25.0012/2/2009 4:01:27 PM
baci99$25.00$25.0012/2/2009 4:01:33 PM
equitable-camaraderi$25.00$25.0012/2/2009 4:02:05 PM
Plotinus$50.00$50.0012/2/2009 4:01:36 PM
lend2end$25.00$25.0012/2/2009 4:02:43 PM
Speculator$25.00$25.0012/2/2009 4:02:52 PM
kmprospeo$25.00$25.0012/2/2009 4:03:04 PM
SimGuy$25.00$25.0012/2/2009 3:59:06 PM
cozy-note$25.00$25.0012/2/2009 4:02:35 PM
value-pouch$25.00$25.0012/2/2009 4:03:16 PM
shasta1$25.00$25.0012/2/2009 4:02:46 PM
Jinja$25.00$25.0012/2/2009 4:03:19 PM
commitment-forte6$25.00$25.0012/2/2009 4:02:51 PM
Hola_James$50.00$50.0012/2/2009 4:04:04 PM
Davidson2$25.00$25.0012/2/2009 3:59:47 PM
Bill33716$25.00$25.0012/2/2009 3:59:51 PM
Scoote2912$25.00$25.0012/2/2009 4:03:10 PM
nmp0906$25.00$25.0012/2/2009 4:03:14 PM
BrighterSuns$25.00$25.0012/2/2009 4:04:26 PM
HawaiiB$25.00$25.0012/2/2009 4:04:30 PM
ljay$25.00$25.0012/2/2009 4:04:44 PM
preciousjeni$32.35$32.3512/2/2009 4:01:12 PM
abfs$25.00$25.0012/2/2009 4:01:28 PM
Wangersinc$25.00$25.0012/2/2009 4:05:22 PM
Phantom99$25.00$25.0012/2/2009 4:01:45 PM
KiwiElf$25.00$25.0012/2/2009 4:05:37 PM
Chuck9802$25.00$25.0012/2/2009 4:04:55 PM
jga516$25.00$25.0012/2/2009 4:02:06 PM
F16Pilot$25.00$25.0012/2/2009 4:05:53 PM
bignic$25.00$25.0012/2/2009 4:02:31 PM
bonus-patriot$25.00$25.0012/2/2009 4:06:18 PM
financialsteward123$25.00$25.0012/2/2009 4:02:40 PM
booksleuth$50.00$50.0012/2/2009 4:06:25 PM
elevated-platinum5$25.00$25.0012/2/2009 4:02:48 PM
spirited-leverage$25.00$25.0012/2/2009 4:03:19 PM
Sonos$25.00$25.0012/2/2009 4:03:21 PM
forthright-trade$25.00$25.0012/2/2009 4:06:16 PM
gold-sushi$25.00$25.0012/2/2009 4:06:56 PM
crazycool$25.00$25.0012/2/2009 4:06:24 PM
HeavyDriver03$25.00$25.0012/2/2009 4:04:19 PM
langdonx$25.00$25.0012/2/2009 4:04:27 PM
chief_wo$25.00$25.0012/2/2009 4:06:50 PM
a-responsible-return$25.00$25.0012/2/2009 4:06:53 PM
anacho4me$25.00$25.0012/2/2009 4:07:37 PM
HH123$25.00$25.0012/2/2009 4:04:54 PM
Steveoo1$25.00$25.0012/2/2009 4:06:59 PM
durability-mad-scientist4$100.00$100.0012/2/2009 4:07:51 PM
calm-deal7$25.00$25.0012/2/2009 4:05:39 PM
onlyastepaway$25.00$25.0012/2/2009 4:05:54 PM
Havana21$25.00$25.0012/2/2009 4:13:54 PM
BlindJoeDeath$25.00$25.0012/2/2009 4:14:00 PM
spreadgoodwill$25.00$25.0012/2/2009 4:14:04 PM
wise-bonus-honker$25.00$25.0012/2/2009 4:14:17 PM
note-pledge$25.00$25.0012/2/2009 4:16:23 PM
Sefotonga$25.00$25.0012/2/2009 4:16:35 PM
monstersdad$50.00$50.0012/2/2009 4:16:47 PM
Supernick$50.00$50.0012/2/2009 4:16:26 PM
special-responsibility$25.00$25.0012/2/2009 4:17:45 PM
trade-pumpkin$25.00$25.0012/2/2009 4:16:32 PM
Lilred7879$50.00$50.0012/2/2009 4:19:53 PM
Raye147$25.00$25.0012/2/2009 4:20:07 PM
reciprocate$50.00$50.0012/2/2009 4:20:14 PM
THREE-POINTS-LENDING$25.00$25.0012/2/2009 4:19:40 PM
Minnechela$25.00$25.0012/2/2009 4:20:34 PM
ohnezweck$25.00$25.0012/2/2009 4:19:45 PM
bdloans$100.00$100.0012/2/2009 4:20:00 PM
TaoPooh$25.00$25.0012/2/2009 4:20:08 PM
Andaliego$25.01$25.0112/2/2009 4:19:10 PM
bigtag$25.00$25.0012/2/2009 4:20:12 PM
cpaphoto$25.00$25.0012/2/2009 4:20:20 PM
smmgnn99$25.00$25.0012/2/2009 4:19:13 PM
Sphinx9499$25.00$25.0012/2/2009 4:19:15 PM
littlemonkey$25.00$25.0012/2/2009 4:21:28 PM
mstebnicki$25.00$25.0012/2/2009 4:20:26 PM
galaxy1$25.00$25.0012/2/2009 4:19:20 PM
WineDrop$30.00$30.0012/2/2009 4:20:30 PM
Interstate_Rate$500.00$500.0012/2/2009 4:21:36 PM
petejones32$25.00$25.0012/2/2009 4:20:38 PM
aue513$25.00$25.0012/2/2009 4:20:41 PM
ImaPutz$25.00$25.0012/2/2009 4:21:52 PM
market-solstice2$25.00$25.0012/2/2009 4:19:48 PM
rawman$25.00$25.0012/2/2009 4:19:50 PM
asalzma$25.00$25.0012/2/2009 4:19:52 PM
CAGE-Investments$50.00$50.0012/2/2009 4:22:21 PM
shiny-dollar9$25.00$25.0012/2/2009 4:20:02 PM
TheRiver08$25.00$25.0012/2/2009 4:20:10 PM
laredotornado$25.00$25.0012/2/2009 4:20:21 PM
portfolio-zone801$25.00$25.0012/2/2009 4:21:50 PM
Citytrustbankerguy$25.00$25.0012/2/2009 4:20:32 PM
three-for-6$50.00$50.0012/2/2009 4:20:40 PM
fun2invest$25.00$25.0012/2/2009 4:22:19 PM
skuba$25.00$25.0012/2/2009 4:20:51 PM
cash-boots$25.00$25.0012/2/2009 4:22:23 PM
Lightlife$50.00$50.0012/2/2009 4:23:00 PM
tallmon$25.00$25.0012/2/2009 4:22:28 PM
fllender$25.00$25.0012/2/2009 4:20:59 PM
payout-achievement$40.00$40.0012/2/2009 4:23:10 PM
tremendous-payment$25.00$25.0012/2/2009 4:22:43 PM
wise-extraordinary-loot$30.00$30.0012/2/2009 4:23:15 PM
martinatime$25.00$25.0012/2/2009 4:21:16 PM
miked8303$25.00$25.0012/2/2009 4:22:53 PM
bonus-buddy2$35.00$35.0012/2/2009 4:23:28 PM
treasure-bliss$100.00$100.0012/2/2009 4:21:40 PM
rmachi$25.00$25.0012/2/2009 4:23:04 PM
peso-colonel$25.00$25.0012/2/2009 4:21:42 PM
museic1$50.00$50.0012/2/2009 4:23:25 PM
the-profit-oracle$25.00$25.0012/2/2009 4:22:00 PM
wayman$50.00$50.0012/2/2009 4:24:03 PM
xstreamin$25.00$25.0012/2/2009 4:23:53 PM
dignified-finance$25.00$25.0012/2/2009 4:24:16 PM
MoneyU4IA$25.00$25.0012/2/2009 4:24:19 PM
harperpotok$100.00$100.0012/2/2009 4:24:20 PM
shrewd-deal$25.00$25.0012/2/2009 4:24:15 PM
ryelk$25.00$25.0012/2/2009 4:24:24 PM
Artist_Blue$25.00$25.0012/2/2009 4:22:50 PM
mamayama$25.00$25.0012/2/2009 4:24:46 PM
wise-agile-investment$25.00$25.0012/2/2009 4:25:03 PM
Cheburashka$25.00$25.0012/2/2009 4:24:51 PM
LEWK25$25.00$25.0012/2/2009 4:25:07 PM
burrito6$25.00$25.0012/2/2009 4:25:10 PM
SnE$25.00$25.0012/2/2009 4:25:16 PM
yield-lion$25.00$25.0012/2/2009 4:23:34 PM
duty-monger$50.00$50.0012/2/2009 4:25:14 PM
the-bright-velocity$50.00$50.0012/2/2009 4:25:31 PM
kulender$25.00$25.0012/2/2009 4:25:51 PM
ThomasCrown$30.00$30.0012/2/2009 4:23:56 PM
Dutchhunter$25.00$25.0012/2/2009 4:23:59 PM
galtsgulch$25.00$25.0012/2/2009 4:25:37 PM
Weaverville$25.00$25.0012/2/2009 4:25:44 PM
roto$25.00$25.0012/2/2009 4:25:46 PM
GatorBux$29.35$29.3512/2/2009 4:26:10 PM
ben10jen$25.00$25.0012/2/2009 4:26:38 PM
syounker$25.00$25.0012/2/2009 4:24:22 PM
ekn_enterprises$25.00$25.0012/2/2009 4:24:26 PM
steady-gain5$25.00$25.0012/2/2009 4:24:30 PM
the-money-gargantuan$25.00$25.0012/2/2009 4:26:22 PM
orange-courageous-dedication$30.00$30.0012/2/2009 4:26:33 PM
Boca$25.00$25.0012/2/2009 4:27:12 PM
buddy486$25.00$25.0012/2/2009 4:24:56 PM
dullstar$25.00$25.0012/2/2009 4:27:21 PM
meteoric-asset4$25.00$25.0012/2/2009 4:25:04 PM
cash-vault$25.00$25.0012/2/2009 4:25:08 PM
power-flow6$25.00$25.0012/2/2009 4:27:08 PM
community-pipeline8$50.00$50.0012/2/2009 4:27:39 PM
accordion8$50.00$50.0012/2/2009 4:25:22 PM
JohnGalt94$25.00$25.0012/2/2009 4:25:25 PM
orange-preeminant-bill$100.00$100.0012/2/2009 4:27:47 PM
NR$25.00$25.0012/2/2009 4:27:51 PM
loan-machine1$25.00$25.0012/2/2009 4:27:29 PM
deal-kung-fu$25.00$25.0012/2/2009 4:27:37 PM
AGSLending$25.00$25.0012/2/2009 4:27:42 PM
Kaj$25.00$25.0012/2/2009 4:26:01 PM
JandJ-Bank$25.00$25.0012/2/2009 4:28:13 PM
best-deal-banker$25.00$25.0012/2/2009 4:26:03 PM
mpatrick$50.00$50.0012/2/2009 4:27:55 PM
SilverRain$25.00$25.0012/2/2009 4:28:18 PM
reward-adventure$25.00$25.0012/2/2009 4:26:07 PM
five-star-justice$36.00$36.0012/2/2009 4:26:13 PM
courteous-deal8$25.00$25.0012/2/2009 4:28:22 PM
thestartuplender$35.00$35.0012/2/2009 4:26:27 PM
crenen139$50.00$50.0012/2/2009 4:26:31 PM
GElender$50.00$50.0012/2/2009 4:26:42 PM
beezling$40.00$40.0012/2/2009 4:26:46 PM
thumper64$35.00$35.0012/2/2009 4:27:01 PM
summerlander$25.00$25.0012/2/2009 4:27:33 PM
order-prospector$50.00$50.0012/2/2009 4:27:45 PM
tresnietos$50.00$50.0012/2/2009 4:28:11 PM
exuberant-pound$25.00$25.0012/2/2009 4:28:23 PM
kraussmeister$25.00$25.0012/2/2009 4:31:18 PM
able2help$25.00$25.0012/2/2009 4:31:43 PM
currency-cigar4$25.00$25.0012/2/2009 4:33:19 PM
Theboof$25.00$25.0012/2/2009 4:31:17 PM
orderly-loot$25.00$25.0012/2/2009 4:33:52 PM
socialbanker$25.00$25.0012/2/2009 4:33:27 PM
PCash$25.00$25.0012/2/2009 4:31:30 PM
enthusiastic-balance5$100.00$100.0012/2/2009 4:34:19 PM
Palacios$50.00$50.0012/2/2009 4:34:23 PM
Munnie$25.00$25.0012/2/2009 4:31:44 PM
financial-frenzy$50.00$50.0012/2/2009 4:33:57 PM
melodious-fairness$25.00$25.0012/2/2009 4:34:20 PM
Payasoup$42.10$42.1012/2/2009 4:34:35 PM
gold-disk$50.00$50.0012/2/2009 4:34:51 PM
whiteshadow$25.00$25.0012/2/2009 4:32:58 PM
vcbogan$100.00$100.0012/2/2009 4:33:10 PM
transaction-axis$25.00$25.0012/2/2009 4:33:14 PM
djindepth$50.00$50.0012/2/2009 4:33:44 PM
money-prophesy$150.00$150.0012/2/2009 4:36:16 PM
inforapenny$25.00$25.0012/2/2009 4:36:45 PM
4est$25.00$25.0012/2/2009 4:41:28 PM
minista$25.00$25.0012/2/2009 4:42:01 PM
jybank$25.00$25.0012/2/2009 4:48:34 PM
junes08$25.00$25.0012/2/2009 5:53:21 PM
credit-czar5$25.00$25.0012/3/2009 10:01:57 AM
Finspons$40.00$40.0012/3/2009 2:43:44 PM
3am-preacher$25.00$25.0012/3/2009 6:37:05 PM
money-prophesy$50.00$50.0012/3/2009 11:02:16 PM
totoro$25.00$25.0012/4/2009 4:55:09 PM
credit-coach118$25.00$25.0012/4/2009 4:57:06 PM
julijask$25.00$25.0012/5/2009 7:10:05 PM
Frugal$25.00$25.0012/5/2009 11:39:24 PM
Dave0$25.00$25.0012/2/2009 3:59:36 PM
elegant-bonus$25.00$25.0012/2/2009 4:00:58 PM
streak269$25.00$25.0012/2/2009 4:01:19 PM
BlindSquirrel$25.00$25.0012/2/2009 4:01:30 PM
peaceful-trade$25.00$25.0012/2/2009 4:01:29 PM
sparkling-silver1$25.00$25.0012/2/2009 4:02:04 PM
currency-trophy$25.00$25.0012/2/2009 4:02:47 PM
elegant-income3$30.00$30.0012/2/2009 4:02:19 PM
TaraO$25.00$25.0012/2/2009 4:02:29 PM
metro457$25.00$25.0012/2/2009 3:59:10 PM
lounges$50.00$50.0012/2/2009 4:02:36 PM
blumpie$25.00$25.0012/2/2009 4:03:13 PM
gamp$25.00$25.0012/2/2009 4:02:41 PM
celesteb$25.00$25.0012/2/2009 4:02:49 PM
love_what_you_do$25.00$25.0012/2/2009 4:03:06 PM
sensational-kindness$25.00$25.0012/2/2009 4:04:16 PM
punchwater$25.00$25.0012/2/2009 4:03:15 PM
return-elm$25.00$25.0012/2/2009 4:04:25 PM
mocrepsorp13$25.00$25.0012/2/2009 3:59:59 PM
josephpenrod$25.00$25.0012/2/2009 4:03:38 PM
investment-builder0$25.00$25.0012/2/2009 4:00:36 PM
LAM26$25.00$25.0012/2/2009 4:05:14 PM
BGILlender$25.00$25.0012/2/2009 4:01:32 PM
mjdaking$25.00$25.0012/2/2009 4:04:29 PM
pragmatic-camaraderi$25.00$25.0012/2/2009 4:02:03 PM
sophisticated-ore$39.88$39.8812/2/2009 4:05:12 PM
icecoldcash$80.00$80.0012/2/2009 4:05:25 PM
jammers$25.00$25.0012/2/2009 4:05:27 PM
108lender$200.00$200.0012/2/2009 4:05:30 PM
jhouman$25.00$25.0012/2/2009 4:02:44 PM
VPRLLC$25.00$25.0012/2/2009 4:02:45 PM
roman2008$25.00$25.0012/2/2009 4:02:50 PM
SDNLR$25.00$25.0012/2/2009 4:06:02 PM
silver-ace$50.00$50.0012/2/2009 4:03:20 PM
AF-Chief$25.00$25.0012/2/2009 4:06:19 PM
wise-spirited-nickel$50.00$50.0012/2/2009 4:06:30 PM
rob1971$25.00$25.0012/2/2009 4:04:21 PM
stanbalwight4$25.00$25.0012/2/2009 4:04:28 PM
payout-point$50.00$50.0012/2/2009 4:07:33 PM
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djh47a$30.00$30.0012/2/2009 4:05:24 PM
hard-working-loot$25.00$25.0012/2/2009 4:06:33 PM
doublediamond$25.00$25.0012/2/2009 4:07:01 PM
desertoasis$25.00$25.0012/2/2009 4:08:10 PM
rakstar$25.00$25.0012/2/2009 4:08:20 PM
the-pal328$25.00$25.0012/2/2009 4:09:31 PM
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Sierralance$25.00$25.0012/2/2009 4:13:27 PM
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Hondo$25.00$25.0012/2/2009 4:13:53 PM
transparency-giant$25.00$25.0012/2/2009 4:14:34 PM
kirkjerk$25.00$25.0012/2/2009 4:14:26 PM
don8ter$25.00$25.0012/2/2009 4:14:39 PM
cerebral-return3$25.00$25.0012/2/2009 4:16:11 PM
witty-principal$25.00$25.0012/2/2009 4:16:24 PM
TheBiggTree$25.00$25.0012/2/2009 4:16:29 PM
CallMeBen$25.00$25.0012/2/2009 4:16:05 PM
dedicated-diversification5$160.00$160.0012/2/2009 4:16:18 PM
WHEREISTHEMOON$25.00$25.0012/2/2009 4:17:03 PM
worklessmakemore$25.00$25.0012/2/2009 4:17:31 PM
talang$25.00$25.0012/2/2009 4:17:39 PM
Bank42$50.00$50.0012/2/2009 4:16:07 PM
Dap2005$25.00$25.0012/2/2009 4:17:42 PM
Tom579$25.00$25.0012/2/2009 4:16:13 PM
forthright-social$25.00$25.0012/2/2009 4:16:16 PM
astute-dollar$30.00$30.0012/2/2009 4:16:21 PM
auctionbros$25.00$25.0012/2/2009 4:17:27 PM
orbital-gain$25.00$25.0012/2/2009 4:17:36 PM
BlackFred$25.00$25.0012/2/2009 4:17:41 PM
foxy-fund$25.00$25.0012/2/2009 4:19:28 PM
shadargroup$25.00$25.0012/2/2009 4:19:26 PM
golden-cat$25.00$25.0012/2/2009 4:20:03 PM
Diver25$25.00$25.0012/2/2009 4:20:11 PM
MissionMicroFinance$25.00$25.0012/2/2009 4:20:15 PM
my401K$44.33$44.3312/2/2009 4:20:49 PM
valiant-p2p$25.00$25.0012/2/2009 4:21:00 PM
Katburg$25.00$25.0012/2/2009 4:20:04 PM
Rzrwire$25.00$25.0012/2/2009 4:20:06 PM
itsthomas$25.00$25.0012/2/2009 4:21:17 PM
westend$25.00$25.0012/2/2009 4:20:09 PM
truth-futurist$25.00$25.0012/2/2009 4:20:16 PM
revenue-kazoo$25.00$25.0012/2/2009 4:20:25 PM
duckbill_1972$25.00$25.0012/2/2009 4:20:35 PM
kanakakm$25.00$25.0012/2/2009 4:20:40 PM
DSK_Financials$50.00$50.0012/2/2009 4:21:45 PM
the-silver-blaster$50.00$50.0012/2/2009 4:20:58 PM
350DGRZ$25.00$25.0012/2/2009 4:19:49 PM
LandoC1$25.00$25.0012/2/2009 4:19:51 PM
Gibbyland$50.00$50.0012/2/2009 4:22:03 PM
Astounding$25.00$25.0012/2/2009 4:19:55 PM
mikeandcat$50.00$50.0012/2/2009 4:22:17 PM
currency-bumblebee$25.00$25.0012/2/2009 4:20:07 PM
Diamond_Jim$25.00$25.0012/2/2009 4:22:25 PM
elebovic$25.00$25.0012/2/2009 4:20:13 PM
leodaguy$25.00$25.0012/2/2009 4:22:32 PM
jdrez$25.00$25.0012/2/2009 4:20:18 PM
trapper569$25.00$25.0012/2/2009 4:20:23 PM
active-reward7$25.00$25.0012/2/2009 4:20:36 PM
biobulator$25.00$25.0012/2/2009 4:22:52 PM
value-pole$25.00$25.0012/2/2009 4:22:58 PM
freqflyer$25.00$25.0012/2/2009 4:20:53 PM
twirl2$25.00$25.0012/2/2009 4:20:58 PM
sharkm$25.00$25.0012/2/2009 4:22:34 PM
Aimvest$25.00$25.0012/2/2009 4:21:03 PM
justice-dna$25.00$25.0012/2/2009 4:23:08 PM
EnigmaNYC-29$25.00$25.0012/2/2009 4:23:12 PM
lloyd_s$25.00$25.0012/2/2009 4:22:45 PM
personal-lender$25.00$25.0012/2/2009 4:23:21 PM
currency-prometheus$25.00$25.0012/2/2009 4:21:25 PM
rolandweary$40.00$40.0012/2/2009 4:23:23 PM
mikrolown$25.00$25.0012/2/2009 4:22:55 PM
credit-kahuna$100.00$100.0012/2/2009 4:23:05 PM
WalnutCreekguy$33.00$33.0012/2/2009 4:23:46 PM
chicco$80.00$80.0012/2/2009 4:23:48 PM
funds-shaker8$25.00$25.0012/2/2009 4:21:51 PM
jeg3k$25.00$25.0012/2/2009 4:23:50 PM
cash-tsunami$25.00$25.0012/2/2009 4:21:56 PM
youqianderen$50.00$50.0012/2/2009 4:23:52 PM
chlebie$50.00$50.0012/2/2009 4:21:58 PM
capital-duckling$25.00$25.0012/2/2009 4:22:13 PM
bchen78875$25.00$25.0012/2/2009 4:23:44 PM
SkiFastBadly$25.00$25.0012/2/2009 4:22:20 PM
benefit-squirrel$30.00$30.0012/2/2009 4:24:04 PM
andyb9$25.00$25.0012/2/2009 4:24:05 PM
E_G$30.00$30.0012/2/2009 4:22:37 PM
wiltonbound$25.00$25.0012/2/2009 4:24:07 PM
burgeoning-silver$25.00$25.0012/2/2009 4:22:40 PM
vkorichkov$25.00$25.0012/2/2009 4:24:47 PM
digitalrinaldo$25.00$25.0012/2/2009 4:24:38 PM
Macinvest$25.00$25.0012/2/2009 4:24:49 PM
JohnW12$25.00$25.0012/2/2009 4:24:53 PM
czar3$30.00$30.0012/2/2009 4:23:16 PM
trustu$25.00$25.0012/2/2009 4:24:59 PM
CrossCreek$25.00$25.0012/2/2009 4:25:15 PM
sidney102$50.00$50.0012/2/2009 4:25:09 PM
Clambake$50.00$50.0012/2/2009 4:23:31 PM
bradny$25.00$25.0012/2/2009 4:25:27 PM
RetiredATC$25.00$25.0012/2/2009 4:23:35 PM
Cai8899$40.00$40.0012/2/2009 4:23:41 PM
TheoProf$25.00$25.0012/2/2009 4:25:19 PM
boater01$50.00$50.0012/2/2009 4:25:55 PM
hitsman$50.00$50.0012/2/2009 4:24:12 PM
Josta$35.80$35.8012/2/2009 4:25:54 PM
fair-funds$25.00$25.0012/2/2009 4:26:36 PM
hyetech$35.00$35.0012/2/2009 4:24:28 PM
silver-armada$100.00$100.0012/2/2009 4:24:35 PM
PatRichi$25.00$25.0012/2/2009 4:26:58 PM
gethsemane4$25.00$25.0012/2/2009 4:24:48 PM
HAVEANICEDAY$25.00$25.0012/2/2009 4:24:55 PM
deal-pioneer1$25.00$25.0012/2/2009 4:26:42 PM
shingu79$50.00$50.0012/2/2009 4:27:16 PM
tom48l$25.00$25.0012/2/2009 4:25:01 PM
honorable-yield$50.00$50.0012/2/2009 4:26:52 PM
piter-to-la-investment$25.00$25.0012/2/2009 4:27:31 PM
useful-p2ploan$50.00$50.0012/2/2009 4:25:23 PM
d_grbg$25.00$25.0012/2/2009 4:27:15 PM
hope-eagle6$25.00$25.0012/2/2009 4:25:28 PM
standanddeliver$25.00$25.0012/2/2009 4:27:20 PM
impeccable-transparency$75.00$75.0012/2/2009 4:27:49 PM
stollcm$25.00$25.0012/2/2009 4:27:25 PM
Funds2Loan$25.00$25.0012/2/2009 4:27:52 PM
teller$25.00$25.0012/2/2009 4:27:36 PM
Vegasjim$25.00$25.0012/2/2009 4:27:56 PM
anders94$25.00$25.0012/2/2009 4:28:00 PM
gracej$25.00$25.0012/2/2009 4:25:49 PM
payout-equalizer8$25.00$25.0012/2/2009 4:25:58 PM
bonanza1973$25.00$25.0012/2/2009 4:26:11 PM
Banker7371$25.00$25.0012/2/2009 4:26:14 PM
greenback-visionary4$25.00$25.0012/2/2009 4:28:19 PM
slartibardfast$25.00$25.0012/2/2009 4:26:16 PM
wrighco$25.00$25.0012/2/2009 4:26:18 PM
VBAces$50.00$50.0012/2/2009 4:26:20 PM
Frenchynh$25.00$25.0012/2/2009 4:27:07 PM
loanfairy$25.00$25.0012/2/2009 4:27:26 PM
ekmendenhall$25.00$25.0012/2/2009 4:27:44 PM
LenderByDay$25.00$25.0012/2/2009 4:28:08 PM
p123$50.00$50.0012/2/2009 4:28:15 PM
supreme-hope$25.00$25.0012/2/2009 4:28:16 PM
community-accelerator$500.00$500.0012/2/2009 4:28:21 PM
gain-bee2$25.00$25.0012/2/2009 4:31:47 PM
swoosh$25.00$25.0012/2/2009 4:33:21 PM
Picopie$50.00$50.0012/2/2009 4:32:53 PM
laudable-balance$25.00$25.0012/2/2009 4:33:35 PM
CASHGIRL$75.00$75.0012/2/2009 4:33:16 PM
TheGrayFox$25.00$25.0012/2/2009 4:33:47 PM
techvet$25.00$25.0012/2/2009 4:33:24 PM
BuffetRocks$50.00$50.0012/2/2009 4:33:59 PM
agwosdof$50.00$50.0012/2/2009 4:33:32 PM
KVEER$25.00$25.0012/2/2009 4:33:42 PM
JGB$25.00$25.0012/2/2009 4:34:24 PM
Kansas$25.00$25.0012/2/2009 4:33:46 PM
Optimistic$25.00$25.0012/2/2009 4:34:28 PM
ianakacg$25.00$25.0012/2/2009 4:34:04 PM
amint17$25.00$25.0012/2/2009 4:34:48 PM
Onesiphorus$25.00$25.0012/2/2009 4:34:39 PM
13nd3r$25.00$25.0012/2/2009 4:32:36 PM
brother_tam$50.00$50.0012/2/2009 4:32:50 PM
lagnisiruk$25.00$25.0012/2/2009 4:33:07 PM
lend_to_you$50.00$50.0012/2/2009 4:33:12 PM
Heatguy$75.00$75.0012/2/2009 4:33:17 PM
Dunndeal4u$25.00$25.0012/2/2009 4:33:28 PM
LAKESPRING$25.00$25.0012/2/2009 4:33:40 PM
angelinvestor01$25.00$25.0012/2/2009 4:33:55 PM
sparkmeister$25.00$25.0012/2/2009 4:36:01 PM
educationfirst$25.00$25.0012/2/2009 4:34:10 PM
poeman$25.00$20.5512/2/2009 4:34:59 PM
bdruss$25.00$25.0012/2/2009 4:35:44 PM
income-fortress$200.00$200.0012/2/2009 4:38:42 PM
SolarMoonshine$200.00$200.0012/2/2009 7:08:29 PM
blot44$25.00$25.0012/2/2009 7:11:01 PM
orbiter614$50.00$50.0012/3/2009 7:59:26 AM
Sol_Invictus$25.00$25.0012/4/2009 4:47:16 AM
FG9YTR$25.00$25.0012/4/2009 4:57:47 PM
fostaman$25.00$25.0012/4/2009 6:17:19 PM
aurorafinancial$50.00$50.0012/5/2009 7:37:01 PM
silver-boots$25.00$25.0012/6/2009 12:54:55 AM
428 bids
 
Borrower Payment Dependent Notes Series 436536
This series of Notes was issued and sold upon the funding of the borrower loan #39953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 11.30% Starting borrower rate/APR: 12.30% / 12.65% Starting monthly payment: $500.37
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $494.64
 
Auction yield range: 3.20% - 11.30% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Aug-1996 Debt/Income ratio: 27%
Credit score: 800-819 (Dec-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:0y 3m
Amount delinquent: $0 Revolving credit balance: $7,861 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 26%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: christifa Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Cards-
Purpose of loan:
consolidate high intrest credit cards
My financial situation:
I am a good candidate for this loan because i have a great job and i have a stable income and i pay my bills. i just wan't to pay them off much fast and save more money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Kerrysbay$25.00$25.0012/3/2009 4:54:10 PM
Hondo$25.00$25.0012/3/2009 4:51:57 PM
lucrative-worth$25.00$25.0012/3/2009 4:58:30 PM
Plotinus$50.00$50.0012/3/2009 5:01:32 PM
responsibility-butterfly$25.00$25.0012/3/2009 4:55:50 PM
orbital-gain$50.00$50.0012/3/2009 4:56:36 PM
WealthBoy$25.00$25.0012/3/2009 4:58:13 PM
cash-boots$25.00$25.0012/3/2009 4:58:48 PM
Banker7371$25.00$25.0012/3/2009 5:07:07 PM
burgeoning-silver$25.00$25.0012/3/2009 5:07:43 PM
Havana21$25.00$25.0012/3/2009 5:08:31 PM
credit-investor5$100.00$100.0012/3/2009 5:06:51 PM
kulender$25.00$25.0012/3/2009 5:08:50 PM
elevated-platinum5$25.00$25.0012/3/2009 5:06:36 PM
leodaguy$25.00$25.0012/3/2009 5:07:19 PM
the-money-gargantuan$25.00$25.0012/3/2009 5:09:09 PM
the_winning_ticket$35.00$35.0012/3/2009 5:07:24 PM
gracej$25.00$25.0012/3/2009 5:08:04 PM
mlkhamilton$25.00$25.0012/3/2009 5:09:35 PM
iansays1$25.00$25.0012/3/2009 5:08:23 PM
Attract$25.00$25.0012/3/2009 5:07:47 PM
payout-point$100.00$100.0012/3/2009 5:10:40 PM
orange-courageous-dedication$40.00$40.0012/3/2009 5:09:02 PM
Supernick$50.00$50.0012/3/2009 5:11:06 PM
gold-commander0$50.00$50.0012/3/2009 5:11:13 PM
Hexnut$50.00$50.0012/3/2009 5:11:17 PM
Kaj$30.00$30.0012/3/2009 5:10:08 PM
CorMDNY$25.00$25.0012/3/2009 5:11:32 PM
SCOTTOL$25.00$25.0012/3/2009 5:11:47 PM
NR$25.00$25.0012/3/2009 5:09:40 PM
Jassi$25.00$25.0012/3/2009 5:10:34 PM
fireboss$25.00$25.0012/3/2009 5:09:43 PM
natmonkey$25.00$25.0012/3/2009 5:09:49 PM
Kame$25.00$25.0012/3/2009 5:11:37 PM
forthright-social$25.00$25.0012/3/2009 5:10:48 PM
MarinLoans$50.00$50.0012/3/2009 5:11:43 PM
gizzywump$25.00$25.0012/3/2009 5:14:36 PM
lend_to_you$50.00$50.0012/3/2009 5:13:35 PM
julijask$25.00$25.0012/3/2009 5:15:41 PM
DandBFamily$25.00$25.0012/3/2009 5:16:24 PM
DukSerduk$25.00$25.0012/3/2009 5:14:45 PM
Cheburashka$30.00$30.0012/3/2009 5:16:52 PM
szetheli$50.00$50.0012/3/2009 5:15:48 PM
inforapenny$25.00$25.0012/3/2009 5:14:20 PM
TakeCare$100.00$100.0012/3/2009 5:14:25 PM
MidLifeCrisis$25.00$25.0012/3/2009 5:14:30 PM
opt1mum$25.00$25.0012/3/2009 5:14:48 PM
wrighco$25.00$25.0012/3/2009 5:15:08 PM
hard-working-loot$25.00$25.0012/3/2009 5:16:58 PM
repayment-chef$25.00$25.0012/3/2009 5:16:10 PM
Dap2005$25.00$25.0012/3/2009 5:16:26 PM
Frugal$25.00$25.0012/3/2009 5:18:32 PM
ImaPutz$25.00$25.0012/3/2009 5:16:43 PM
Dazz2061$25.00$25.0012/3/2009 5:18:35 PM
helping-out$25.00$25.0012/3/2009 5:18:07 PM
money-prophesy$29.11$29.1112/3/2009 7:00:00 PM
puifais$25.00$25.0012/3/2009 8:42:48 PM
sjlender$25.00$25.0012/3/2009 9:47:44 PM
money-prophesy$150.00$150.0012/3/2009 11:47:22 PM
tender-ore$25.00$25.0012/4/2009 7:02:26 AM
JeffHoll$100.00$100.0012/4/2009 7:09:05 AM
ALL-PRIME$25.00$25.0012/4/2009 9:31:26 AM
supreme-hope$25.00$25.0012/4/2009 10:40:20 AM
minista$25.00$25.0012/4/2009 10:52:43 AM
Hola_James$30.00$30.0012/4/2009 11:09:39 AM
twjh$25.00$25.0012/4/2009 11:34:12 AM
divrekku$25.00$25.0012/4/2009 11:40:08 AM
vine99$100.00$100.0012/4/2009 11:15:30 AM
SpectrumCapital$25.00$25.0012/4/2009 11:34:10 AM
shamrocker$25.00$25.0012/4/2009 12:24:40 PM
cocopuffs$25.00$25.0012/4/2009 2:00:55 PM
SpectrumFinance$25.00$25.0012/4/2009 2:10:29 PM
cash-vault$25.00$25.0012/4/2009 9:46:12 PM
blissful-penny$25.00$25.0012/5/2009 12:39:51 AM
Gold_Coin$25.00$25.0012/5/2009 4:58:51 AM
peb44$25.00$25.0012/5/2009 5:12:34 AM
Damostuff$25.00$25.0012/5/2009 9:33:16 AM
canterburykid$100.00$100.0012/5/2009 12:30:51 PM
auction-elvis$25.00$25.0012/5/2009 12:15:53 PM
springpanda$25.00$25.0012/5/2009 4:06:00 PM
inqbus$25.00$25.0012/5/2009 4:29:01 PM
nhm$50.00$50.0012/5/2009 4:38:22 PM
unger$100.00$100.0012/5/2009 5:07:13 PM
the-profit-oracle$25.00$25.0012/5/2009 9:10:13 PM
jey6941$25.00$25.0012/6/2009 12:12:13 PM
generous-deal6$25.00$25.0012/6/2009 6:56:11 PM
integrity-doctor$50.00$50.0012/6/2009 5:02:32 PM
bomdel$25.00$25.0012/7/2009 6:52:18 AM
ronin4sale$25.00$25.0012/7/2009 7:12:59 AM
fair_rates$25.00$25.0012/7/2009 9:58:35 AM
the-bright-velocity$100.00$100.0012/7/2009 9:21:44 AM
ujiba$25.00$25.0012/7/2009 10:00:53 AM
credit-coach118$25.00$25.0012/7/2009 10:39:34 AM
ijspence$25.00$25.0012/7/2009 10:17:47 AM
richwolf$50.00$50.0012/7/2009 10:26:51 AM
chumbawumba$25.00$25.0012/7/2009 11:37:31 AM
BoughtTheFarm$25.00$25.0012/7/2009 1:05:56 PM
GABC-1$25.00$25.0012/7/2009 11:43:07 AM
manuvns$25.00$25.0012/7/2009 2:27:56 PM
forthright-trade$25.00$25.0012/7/2009 2:32:45 PM
patriot384$100.00$100.0012/7/2009 3:08:06 PM
Orbits$25.00$25.0012/7/2009 3:39:48 PM
russm011$100.00$100.0012/7/2009 5:44:23 PM
People-for-people$50.00$50.0012/7/2009 5:41:21 PM
Bob450$25.00$25.0012/7/2009 8:18:13 PM
derbier122x$50.00$50.0012/7/2009 6:48:14 PM
Russh$25.00$25.0012/7/2009 8:14:21 PM
reinforced-reward$25.00$25.0012/7/2009 11:16:05 PM
JTHarris$50.00$50.0012/8/2009 5:20:11 AM
sentimental-euro$25.00$25.0012/7/2009 11:51:17 PM
organic-platinum$25.00$25.0012/8/2009 12:14:17 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:38 AM
RainMakers$50.00$50.0012/8/2009 10:25:41 AM
agwosdof$100.00$100.0012/8/2009 10:52:35 AM
Speculator$25.00$25.0012/8/2009 11:36:39 AM
ProfPC$25.00$25.0012/8/2009 11:51:10 AM
StrongMoney$25.00$25.0012/8/2009 11:20:29 AM
principal-kung-fu$25.00$25.0012/8/2009 11:54:59 AM
lagnisiruk$25.00$25.0012/8/2009 12:25:34 PM
Astounding$25.00$25.0012/8/2009 12:43:13 PM
GyJAV_BNCCo$28.00$28.0012/8/2009 4:22:42 PM
People-for-people$50.00$50.0012/8/2009 4:23:40 PM
powersjq$25.00$25.0012/8/2009 4:41:52 PM
LEBO$25.00$25.0012/8/2009 5:00:25 PM
RusRobo$25.00$25.0012/8/2009 8:22:08 PM
gustavholstopus32$25.00$25.0012/8/2009 9:14:04 PM
MattProsper$50.00$50.0012/8/2009 8:34:07 PM
cyonamine$25.00$25.0012/8/2009 10:12:04 PM
enriching-dollar$25.00$25.0012/8/2009 9:43:58 PM
JUDAHiNVESTMENTGROUP$25.00$25.0012/8/2009 11:02:07 PM
ultimatepaintball$25.00$25.0012/9/2009 8:43:22 AM
celkram$25.00$25.0012/9/2009 9:38:07 AM
fiscal65$25.00$25.0012/9/2009 11:55:19 AM
Tradesmanlender$25.00$25.0012/9/2009 12:13:10 PM
yachtiegirl$25.00$25.0012/9/2009 12:31:57 PM
b-rent$25.00$25.0012/9/2009 12:26:42 PM
a-important-leverage$35.00$35.0012/9/2009 1:33:02 PM
ejdirin$25.00$25.0012/9/2009 3:13:35 PM
financial-frenzy$25.00$25.0012/9/2009 3:12:03 PM
Breken6$25.00$25.0012/9/2009 4:06:01 PM
Bieling$25.00$25.0012/9/2009 5:16:01 PM
wwwUniversal$25.00$25.0012/9/2009 6:33:32 PM
elasermd$50.00$50.0012/9/2009 7:37:29 PM
justice-hawk$25.00$25.0012/9/2009 7:56:30 PM
Gaelicman$50.00$50.0012/9/2009 8:51:58 PM
Sumach$25.00$25.0012/9/2009 9:06:39 PM
tuneman1980$25.00$25.0012/10/2009 5:16:54 AM
QuantumLobster$25.00$25.0012/10/2009 6:36:57 AM
soilchem$25.00$25.0012/9/2009 10:56:27 PM
buffalobills$25.00$25.0012/10/2009 8:11:14 AM
debtcollector$100.00$100.0012/10/2009 8:20:25 AM
sloak$25.00$25.0012/10/2009 8:35:13 AM
rdrloan$25.00$25.0012/10/2009 8:50:01 AM
fcukciti$25.00$25.0012/10/2009 9:40:40 AM
iruz$26.57$26.5712/10/2009 11:19:45 AM
gogmagog$73.11$73.1112/10/2009 11:20:02 AM
pi31415$25.00$25.0012/10/2009 11:33:54 AM
VWA_to_the_Rescue$25.00$25.0012/10/2009 11:12:05 AM
FallonCredit$25.00$25.0012/10/2009 11:39:17 AM
gdbanks$25.00$25.0012/10/2009 11:49:26 AM
AJ8981$50.00$50.0012/10/2009 11:32:46 AM
vest_vortex$25.00$25.0012/10/2009 9:59:19 AM
synergy4all$25.00$25.0012/10/2009 12:29:36 PM
interest-friendship$75.00$75.0012/10/2009 12:07:45 PM
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dansarkis$25.00$25.0012/10/2009 12:44:21 PM
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benevolent-capital1$50.00$50.0012/10/2009 12:06:11 PM
PotBellyPete$50.00$50.0012/10/2009 1:53:26 PM
cantsavenuf$25.00$25.0012/10/2009 1:48:49 PM
MT1130$25.00$25.0012/10/2009 2:42:20 PM
jswanso2$25.00$25.0012/10/2009 1:34:32 PM
sensational-kindness$25.00$25.0012/10/2009 2:42:28 PM
return-elm$25.00$25.0012/10/2009 2:48:37 PM
langdonx$25.00$25.0012/10/2009 2:58:59 PM
flaloans$27.97$27.9712/10/2009 3:07:11 PM
inspired-agreement$25.00$25.0012/10/2009 3:13:39 PM
DSK_Financials$50.00$50.0012/10/2009 2:12:39 PM
LTR$25.00$25.0012/10/2009 3:23:36 PM
jtc26$26.62$26.6212/10/2009 3:28:14 PM
buddyelen$50.00$50.0012/10/2009 3:48:29 PM
Kelor99$25.00$25.0012/10/2009 2:51:02 PM
ATOHokie$25.00$25.0012/10/2009 4:03:07 PM
Rider$50.00$50.0012/10/2009 4:07:17 PM
DeilaMiah$50.00$50.0012/10/2009 3:13:17 PM
cozy-note$51.47$51.4712/10/2009 4:10:16 PM
ssgt95068$25.00$25.0012/10/2009 4:18:38 PM
friendinmoney$100.00$100.0012/10/2009 4:14:42 PM
rlndln$25.00$25.0012/10/2009 4:18:28 PM
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notlicehead$29.07$29.0712/10/2009 4:19:33 PM
dblaz5$250.00$250.0012/10/2009 4:25:10 PM
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ManhattanLender$25.00$25.0012/10/2009 4:45:51 PM
bestloanrate$50.00$50.0012/10/2009 4:49:11 PM
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ljay$25.00$25.0012/3/2009 4:54:22 PM
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the-bright-velocity$50.00$50.0012/3/2009 4:58:54 PM
bowdish1$50.00$50.0012/3/2009 5:05:53 PM
Steveoo1$25.00$25.0012/3/2009 5:02:03 PM
museic1$25.00$25.0012/3/2009 5:06:45 PM
personal-lender$25.00$25.0012/3/2009 5:07:52 PM
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rmachi$25.00$25.0012/3/2009 5:08:17 PM
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roccofox$50.00$50.0012/3/2009 5:09:54 PM
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foxy-vigilance$25.00$25.0012/3/2009 5:09:58 PM
toblerone$25.00$25.0012/3/2009 5:10:13 PM
teller$60.00$60.0012/3/2009 5:09:20 PM
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ytjameslee$50.00$50.0012/3/2009 5:13:03 PM
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spreadgoodwill$25.00$25.0012/3/2009 5:12:42 PM
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Avid_Skier$25.00$25.0012/3/2009 5:17:37 PM
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honorable-yield$75.00$75.0012/3/2009 5:15:53 PM
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Mr_Marcus$25.00$25.0012/3/2009 5:15:30 PM
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tisiphone$25.00$25.0012/4/2009 8:36:22 AM
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Artist_Blue$25.00$25.0012/4/2009 9:33:07 AM
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WhiteGiant$25.00$25.0012/4/2009 1:25:58 PM
orbiter614$64.80$64.8012/4/2009 4:57:50 PM
dontscrewmeover1$50.00$50.0012/4/2009 5:55:55 PM
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kind-bid-maverick$50.00$50.0012/5/2009 8:56:10 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:40 PM
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Washington_Loan$25.00$25.0012/8/2009 1:31:49 PM
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haryassman$25.00$25.0012/8/2009 3:54:51 PM
miniloan$25.00$25.0012/8/2009 4:58:51 PM
brightest-dignified-penny$50.00$50.0012/8/2009 6:14:41 PM
TechnologyGuy$25.00$25.0012/8/2009 6:58:26 PM
outofoffice$50.00$50.0012/8/2009 7:01:14 PM
TigerForce$25.00$25.0012/8/2009 8:31:56 PM
Bob450$25.00$25.0012/8/2009 8:50:04 PM
interest-exec9$25.00$25.0012/9/2009 3:19:04 AM
slowpig$44.81$44.8112/8/2009 11:11:53 PM
iNet_Investor$25.00$25.0012/8/2009 11:27:42 PM
justice-dna$35.00$35.0012/9/2009 8:48:44 AM
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minddoc$75.00$75.0012/9/2009 9:37:51 AM
UT-Longhorn$25.00$25.0012/9/2009 8:48:59 AM
JRELoan$49.47$49.4712/9/2009 10:01:15 AM
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rockhound84$25.00$25.0012/9/2009 11:54:16 AM
versatilenyguy$50.00$50.0012/9/2009 2:35:36 PM
the-silver-blaster$75.00$75.0012/9/2009 3:44:16 PM
jbadawg1017$25.00$25.0012/9/2009 4:06:09 PM
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skvat$25.00$25.0012/9/2009 6:33:00 PM
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theaterguy$25.00$25.0012/10/2009 9:46:58 AM
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Book-Mark$25.00$25.0012/10/2009 8:59:36 AM
AtmaSingshu$25.00$25.0012/10/2009 10:36:23 AM
dashawn$25.00$25.0012/10/2009 11:34:07 AM
The-CAPS-fan$50.00$50.0012/10/2009 11:03:21 AM
TikPmp1$25.00$25.0012/10/2009 11:03:37 AM
loopist$41.27$41.2712/10/2009 12:39:38 PM
Iowa65$30.41$30.4112/10/2009 1:08:48 PM
nerlands$25.00$25.0012/10/2009 1:20:03 PM
grammaspurse$25.00$25.0012/10/2009 12:34:33 PM
IceFisherman$50.00$50.0012/10/2009 12:36:56 PM
durability-colonel$50.00$50.0012/10/2009 12:44:16 PM
SourDoughSteve$25.00$25.0012/10/2009 1:02:02 PM
surfhoss644$25.00$25.0012/10/2009 2:27:02 PM
Mattfromotm$30.00$30.0012/10/2009 1:33:48 PM
investment-builder0$50.00$50.0012/10/2009 2:42:22 PM
baci99$25.00$25.0012/10/2009 2:42:33 PM
MasterKey$25.00$25.0012/10/2009 2:43:11 PM
jmvingeorgia$25.00$25.0012/10/2009 2:45:08 PM
anacho4me$25.00$25.0012/10/2009 2:49:42 PM
keydet99$25.00$25.0012/10/2009 2:58:41 PM
fyrwlker12$25.00$25.0012/10/2009 2:03:25 PM
bigdogsafety1$25.00$25.0012/10/2009 3:03:08 PM
RLC$25.72$25.7212/10/2009 3:12:20 PM
evolsb$25.00$25.0012/10/2009 3:12:25 PM
Sykes66$25.00$25.0012/10/2009 3:23:41 PM
andycheb$26.64$26.6412/10/2009 3:24:08 PM
sanjl79$25.00$25.0012/10/2009 2:33:36 PM
secretidentity$25.00$25.0012/10/2009 2:42:13 PM
diplomatic-point4$50.00$50.0012/10/2009 2:45:30 PM
lendacity$25.00$25.0012/10/2009 2:49:34 PM
sethred17$25.00$25.0012/10/2009 4:02:50 PM
urbanMisfit$25.00$25.0012/10/2009 2:59:19 PM
TandyJames$50.00$50.0012/10/2009 4:05:42 PM
MasterJin$25.00$25.0012/10/2009 4:04:14 PM
kirkjerk$25.00$25.0012/10/2009 3:33:44 PM
ChristopherHS$25.00$25.0012/10/2009 4:19:24 PM
sentry256$25.00$25.0012/10/2009 4:19:36 PM
Sven79$200.00$200.0012/10/2009 4:46:08 PM
404 bids
 
Borrower Payment Dependent Notes Series 436594
This series of Notes was issued and sold upon the funding of the borrower loan #39950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 11.04% Starting borrower rate/APR: 12.04% / 12.39% Starting monthly payment: $830.84
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $824.40
 
Auction yield range: 3.20% - 11.04% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Feb-1985 Debt/Income ratio: 30%
Credit score: 800-819 (Nov-2009) Current / open credit lines: 19 / 17Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 57Length of status:31y 1m
Amount delinquent: $0 Revolving credit balance: $6,200 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 9%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: abundant-worth Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my Credit Cards
Purpose of loan:
This loan will be used to?consolidate credit cards into one payment?and reduce the number of payments I make each month.

My financial situation:
I am a good candidate for this loan because?I have an excellcent?credit?score and make all payments before they?are due.? I?also have long gevity with my employer.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe your occupation and provide your take home pay and list of all monthly expenses. Thanks. - exciting-fairness
A: I am the Executive Administrative Division Mgr for DDA, Inc. I have been with them for 31 years. I do contract negogiating, budgeting, job quotes, I am have 3 departments who report directly tome me. The Customer Service Dept., Administrative Dept., and ADS (field employees). I bring home $2200 biweekly and my husband brings home $500 weekly. Our monthly expenses are approximate: Mortgage $1400, DVC $350, 2 cars $867, Loan $600, and the three I want to combine into one $800. (Dec-04-2009)
Q: Could you list credit card balances with the APR and why does prosper show you owe $6200? - Capit0l
A: Priority Visa $11600 Disney Visa $6000 Haverty's Furniture $6200 I am not sure why Prosper shows only $6200. (Dec-04-2009)
Q: Are you consolidating payments, or are you trying to reduce debt? If reducing, to what amount range? Are you willing to carry 0 debt, 2K, 5K? What limit will you budget for in the future? - Eaglehigh
A: My goal is to consolidate the payments and pay this amount off without accumulating anymore debt. My goal is to be debt free. (Dec-07-2009)
Q: how much longer do you intend to remain with your current employer? Is there any chance of you leaving in the next 36 months? - GolfStud
A: I intend to remain with my current employer until I retire which is in about years. (Dec-07-2009)
Q: Golfstud asked if you would leave your job in the next 36 months. Your answer didn't show when you plan to leave. Can you please list the time frame? Thanks. - nickel-pipeline
A: I plan on working at least 7 more years. (Dec-10-2009)
5 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$25.00$25.0012/3/2009 4:52:40 PM
Kerrysbay$25.00$25.0012/3/2009 4:54:07 PM
soroxy$25.00$25.0012/3/2009 4:51:38 PM
Hondo$25.00$25.0012/3/2009 4:51:54 PM
Yankeeeagle$41.38$41.3812/3/2009 4:52:11 PM
cash-boots$25.00$25.0012/3/2009 4:58:47 PM
orbital-gain$50.00$50.0012/3/2009 4:56:34 PM
loaninvesting$25.00$25.0012/3/2009 4:58:16 PM
Plotinus$50.00$50.0012/3/2009 5:01:29 PM
bowdish1$50.00$50.0012/3/2009 5:05:54 PM
Steveoo1$25.00$25.0012/3/2009 5:02:00 PM
Banker7371$25.00$25.0012/3/2009 5:07:09 PM
lloyd_s$25.00$25.0012/3/2009 5:07:11 PM
burgeoning-silver$25.00$25.0012/3/2009 5:07:41 PM
Weaverville$25.00$25.0012/3/2009 5:08:00 PM
evnagelist$100.00$100.0012/3/2009 5:08:25 PM
elevated-platinum5$25.00$25.0012/3/2009 5:06:32 PM
Gunny89$25.00$25.0012/3/2009 5:06:55 PM
MoneyU4IA$40.00$40.0012/3/2009 5:07:02 PM
mikeandcat$50.00$50.0012/3/2009 5:08:46 PM
sharkm$25.00$25.0012/3/2009 5:07:28 PM
leodaguy$25.00$25.0012/3/2009 5:07:17 PM
Walkingcowboy$25.00$25.0012/3/2009 5:08:10 PM
fireboss$25.00$25.0012/3/2009 5:09:42 PM
natmonkey$25.00$25.0012/3/2009 5:09:48 PM
Havana21$25.00$25.0012/3/2009 5:08:29 PM
magical-greenback$55.00$55.0012/3/2009 5:08:40 PM
AF-Chief$35.00$35.0012/3/2009 5:08:34 PM
portfolio-zone801$25.00$25.0012/3/2009 5:09:27 PM
kulender$25.00$25.0012/3/2009 5:08:48 PM
NR$25.00$25.0012/3/2009 5:09:38 PM
BankOfFrankFairness$50.00$50.0012/3/2009 5:08:56 PM
mtp$50.00$50.0012/3/2009 5:10:46 PM
orange-courageous-dedication$40.00$40.0012/3/2009 5:08:59 PM
TheBiggTree$25.00$25.0012/3/2009 5:11:09 PM
teller$60.00$60.0012/3/2009 5:09:18 PM
Hexnut$50.00$50.0012/3/2009 5:11:18 PM
rjleves$25.00$25.0012/3/2009 5:10:20 PM
invincible-marketplace$25.00$25.0012/3/2009 5:11:49 PM
best-deal-banker$50.00$50.0012/3/2009 5:10:21 PM
skuba$50.00$50.0012/3/2009 5:10:04 PM
dedicated-diversification5$50.00$50.0012/3/2009 5:10:59 PM
toblerone$25.00$25.0012/3/2009 5:10:12 PM
gold-commander0$50.00$50.0012/3/2009 5:11:11 PM
Klearwater_Pools$25.00$25.0012/3/2009 5:12:49 PM
coondog$25.00$25.0012/3/2009 5:11:19 PM
Bank42$50.00$50.0012/3/2009 5:10:28 PM
Jassi$25.00$25.0012/3/2009 5:10:36 PM
community-pipeline8$50.00$50.0012/3/2009 5:13:27 PM
ekmendenhall$25.00$25.0012/3/2009 5:13:48 PM
SCOTTOL$25.00$25.0012/3/2009 5:11:45 PM
harnobuff$25.00$25.0012/3/2009 5:10:56 PM
Supernick$50.00$50.0012/3/2009 5:11:04 PM
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trade-pumpkin$25.00$25.0012/3/2009 5:11:22 PM
MidLifeCrisis$25.00$25.0012/3/2009 5:14:29 PM
forthright-dedication$25.00$25.0012/3/2009 5:14:42 PM
CallMeBen$25.00$25.0012/3/2009 5:13:40 PM
freesia54$25.00$25.0012/3/2009 5:16:20 PM
TakeCare$100.00$100.0012/3/2009 5:14:24 PM
dinero-festivity2$50.00$50.0012/3/2009 5:14:32 PM
ytjameslee$50.00$50.0012/3/2009 5:13:00 PM
Dap2005$25.00$25.0012/3/2009 5:16:25 PM
galaxy1$25.00$25.0012/3/2009 5:16:33 PM
fair-funds$25.00$25.0012/3/2009 5:15:23 PM
bds9646$26.00$26.0012/3/2009 5:18:00 PM
inforapenny$25.00$25.0012/3/2009 5:15:50 PM
antlr$25.00$25.0012/3/2009 5:15:54 PM
Oakland$35.16$35.1612/3/2009 5:18:46 PM
greenwell$50.00$50.0012/3/2009 5:15:59 PM
miked8303$25.00$25.0012/3/2009 5:14:38 PM
DandBFamily$25.00$25.0012/3/2009 5:16:23 PM
trident9$50.00$50.0012/3/2009 5:19:20 PM
wealth-cloud$25.00$25.0012/3/2009 5:16:48 PM
BayShell$50.00$50.0012/3/2009 5:15:14 PM
trade-doughnut5$25.00$25.0012/3/2009 5:15:18 PM
verse99$25.00$25.0012/3/2009 5:15:26 PM
Mr_Marcus$50.00$50.0012/3/2009 5:15:29 PM
cowboyskier$50.00$50.0012/3/2009 5:20:01 PM
JJS180$25.00$25.0012/3/2009 5:15:36 PM
honorable-yield$75.00$75.0012/3/2009 5:15:53 PM
OaklandIuMien$25.00$25.0012/3/2009 5:20:24 PM
Pasagam$25.00$25.0012/3/2009 5:16:19 PM
supreme-hope$25.00$25.0012/3/2009 5:20:28 PM
two_old_gals$25.00$25.0012/3/2009 5:20:43 PM
thegreatone$100.00$100.0012/3/2009 5:18:30 PM
neenerman$25.00$25.0012/3/2009 5:20:52 PM
Cheburashka$30.00$30.0012/3/2009 5:16:51 PM
Duanep01$25.00$25.0012/3/2009 5:20:54 PM
lean-velocity$25.00$25.0012/3/2009 5:21:14 PM
Carpetkid$50.00$50.0012/3/2009 5:22:16 PM
gulch$35.00$35.0012/3/2009 5:22:17 PM
elegant-income3$25.00$25.0012/3/2009 5:17:51 PM
TCayce$25.00$25.0012/3/2009 5:20:50 PM
kvandivo$25.00$25.0012/3/2009 5:18:39 PM
SnE$25.00$25.0012/3/2009 5:28:42 PM
don8ter$60.00$60.0012/3/2009 5:21:55 PM
Musicman1950$25.00$25.0012/3/2009 5:21:59 PM
a-special-power$25.00$25.0012/3/2009 5:22:11 PM
lostontheedge$25.00$25.0012/3/2009 5:22:32 PM
TheColoradoDon$25.00$25.0012/3/2009 5:21:12 PM
sugarhoof$25.00$25.0012/3/2009 5:28:44 PM
heretolendit$25.00$25.0012/3/2009 5:29:11 PM
Avid_Skier$25.00$25.0012/3/2009 5:37:44 PM
logical-p2ploan$25.00$25.0012/3/2009 5:21:31 PM
flopcat$25.00$25.0012/3/2009 5:21:49 PM
AJSinvest$25.00$25.0012/3/2009 5:31:13 PM
morpholog$25.00$25.0012/3/2009 5:35:32 PM
blackstar$25.00$25.0012/3/2009 5:45:03 PM
fatson43$25.00$25.0012/3/2009 5:57:58 PM
NATIVEBORN$35.52$35.5212/3/2009 6:18:27 PM
majormoves1$25.00$25.0012/3/2009 5:37:47 PM
virtualbank$25.00$25.0012/3/2009 5:46:57 PM
wise-spirited-nickel$25.00$25.0012/3/2009 6:37:07 PM
FCI$25.00$25.0012/3/2009 7:01:51 PM
Phantom99$25.00$25.0012/3/2009 6:02:09 PM
degster$25.00$25.0012/3/2009 6:18:30 PM
gourd6$25.00$25.0012/3/2009 8:38:08 PM
Gibbyland$50.00$50.0012/3/2009 8:31:24 PM
puifais$25.00$25.0012/3/2009 8:42:50 PM
j2ee$25.00$25.0012/3/2009 8:15:28 PM
alex189a$25.00$25.0012/3/2009 8:17:15 PM
PrimeTimeGadgets$25.00$25.0012/3/2009 9:00:50 PM
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bluesky07$25.00$25.0012/3/2009 9:47:08 PM
sjlender$25.00$25.0012/3/2009 9:47:42 PM
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Railbird$25.00$25.0012/3/2009 8:47:41 PM
wgc$25.00$25.0012/3/2009 9:10:57 PM
nostromo$25.00$25.0012/3/2009 9:02:38 PM
Sid-K$25.00$25.0012/3/2009 10:50:22 PM
FutureLenderEC$25.00$25.0012/4/2009 12:02:57 AM
orbiter614$60.08$60.0812/4/2009 12:03:54 AM
summerlander$25.00$25.0012/4/2009 1:02:11 AM
Hogpilot$25.00$25.0012/4/2009 5:27:22 AM
srfb973$25.00$25.0012/4/2009 12:03:38 AM
transparency-giant$50.00$50.0012/4/2009 12:03:50 AM
flwah$50.00$50.0012/4/2009 12:04:45 AM
KiwiElf$29.05$29.0512/4/2009 2:00:15 AM
teejay411$100.00$100.0012/4/2009 6:06:52 AM
QuinMccoy$25.00$25.0012/4/2009 4:57:44 AM
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JeffHoll$100.00$100.0012/4/2009 7:08:59 AM
silver-ace$50.00$50.0012/4/2009 7:36:55 AM
_kyle$25.00$25.0012/4/2009 5:27:14 AM
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nickel-position$50.00$50.0012/4/2009 7:45:43 AM
kirkjerk$25.00$25.0012/4/2009 7:54:33 AM
seeb$25.00$25.0012/4/2009 7:45:45 AM
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Sixmil$25.00$25.0012/4/2009 8:03:23 AM
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eastindianprince$25.00$25.0012/4/2009 9:43:38 AM
someone0001$25.00$25.0012/4/2009 9:35:06 AM
zenchef$25.00$25.0012/4/2009 9:45:12 AM
Marathoner$25.00$25.0012/4/2009 9:36:06 AM
sh71$25.00$25.0012/4/2009 9:49:21 AM
Artist_Blue$25.00$25.0012/4/2009 9:33:09 AM
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BanqueDeD$25.00$25.0012/4/2009 10:40:28 AM
Hoov$25.00$25.0012/4/2009 9:53:43 AM
salala$25.00$25.0012/4/2009 9:54:42 AM
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Hola_James$50.00$50.0012/4/2009 11:09:27 AM
loyalist1$25.00$25.0012/4/2009 11:16:05 AM
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vine99$75.00$75.0012/4/2009 11:20:13 AM
atlviet$25.00$25.0012/4/2009 11:22:43 AM
epit$25.00$25.0012/4/2009 11:34:18 AM
ike_bt$25.00$25.0012/4/2009 11:31:15 AM
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fdsguy$50.00$50.0012/4/2009 11:39:12 AM
eggzie$25.00$25.0012/4/2009 11:23:23 AM
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ADenny$25.00$25.0012/4/2009 12:20:02 PM
urbanMisfit$25.00$25.0012/4/2009 12:27:22 PM
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Sigonio$25.00$25.0012/4/2009 12:49:18 PM
khafra$42.42$42.4212/4/2009 12:56:31 PM
Jack1966$25.00$25.0012/4/2009 12:29:23 PM
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wrchism$31.16$31.1612/4/2009 1:33:23 PM
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latestone$25.00$25.0012/4/2009 1:26:12 PM
skvat$25.00$25.0012/4/2009 1:41:24 PM
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otter$25.00$25.0012/4/2009 3:39:07 PM
ayerobbie$25.00$25.0012/4/2009 3:32:46 PM
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WhiteGiant$25.00$25.0012/4/2009 4:23:40 PM
vegibenz$25.00$25.0012/4/2009 4:22:47 PM
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mathprof$25.00$25.0012/4/2009 7:22:55 PM
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i3urtonair$25.00$25.0012/4/2009 9:27:05 PM
cash-vault$25.00$25.0012/4/2009 9:46:10 PM
mchale$50.00$50.0012/4/2009 10:11:52 PM
Hokiemon$75.00$75.0012/5/2009 5:47:55 AM
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sloak$25.00$25.0012/6/2009 4:23:01 AM
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OLYVRC$25.00$25.0012/5/2009 10:48:20 PM
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caseattle$25.00$25.0012/6/2009 6:13:43 AM
randomguy100$25.00$25.0012/6/2009 3:28:47 AM
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buckeye55$25.00$25.0012/6/2009 6:28:50 AM
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trucklawyer$25.00$25.0012/6/2009 6:48:05 AM
tamcho$25.00$25.0012/6/2009 7:12:15 AM
Aleut$25.00$25.0012/6/2009 8:28:20 AM
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perlindc$48.01$48.0112/6/2009 12:13:45 PM
850$200.00$200.0012/6/2009 12:16:52 PM
the-silver-blaster$75.00$75.0012/6/2009 11:13:18 AM
rosie777$25.00$25.0012/6/2009 4:37:41 PM
Victor-E-Lane$25.00$25.0012/6/2009 11:47:25 AM
integrity-doctor$50.00$50.0012/6/2009 5:02:30 PM
ChicoBob$50.00$50.0012/6/2009 5:07:24 PM
fireupthegrill$25.00$25.0012/6/2009 4:27:09 PM
ALL-PRIME$25.00$25.0012/6/2009 6:13:35 PM
visionary-currency$100.00$100.0012/6/2009 6:12:22 PM
nolahelper$40.00$40.0012/6/2009 7:05:46 PM
adir1$25.00$25.0012/6/2009 7:27:16 PM
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Thecozychick$25.00$25.0012/6/2009 6:57:18 PM
colorunner$25.00$25.0012/6/2009 10:01:14 PM
jey6941$25.00$25.0012/6/2009 10:25:54 PM
totoro$25.00$25.0012/6/2009 9:09:14 PM
YellowJacket$25.00$25.0012/6/2009 9:27:11 PM
esabzb$25.00$25.0012/6/2009 10:27:49 PM
Veggie_Monkey$25.00$25.0012/6/2009 9:26:59 PM
stolan$25.00$25.0012/7/2009 12:08:04 AM
Mark-O-Polo$25.00$25.0012/6/2009 10:32:04 PM
chief_wo$25.00$25.0012/7/2009 12:03:52 AM
meux99$100.00$100.0012/7/2009 5:15:42 AM
minista$25.00$25.0012/7/2009 5:22:18 AM
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kalex752$36.02$36.0212/7/2009 2:16:08 AM
Gnube$25.00$25.0012/7/2009 8:56:17 AM
DrDavid63$25.00$25.0012/7/2009 8:06:49 AM
Sitgarath$50.00$50.0012/7/2009 10:01:01 AM
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ijspence$25.00$25.0012/7/2009 10:17:46 AM
reciprocate$100.00$100.0012/7/2009 10:25:05 AM
porkhelmet$25.00$25.0012/7/2009 9:58:23 AM
sentimental-euro$25.00$25.0012/7/2009 10:00:01 AM
mrpowers5531$25.00$25.0012/7/2009 9:59:03 AM
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Barbaro$25.00$25.0012/7/2009 10:12:08 AM
peaceful-trade$25.00$25.0012/7/2009 10:55:00 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:38 AM
wise-silver-wonder$25.00$25.0012/7/2009 11:06:27 AM
pythia$25.00$25.0012/7/2009 11:07:35 AM
RJN$25.00$25.0012/7/2009 10:27:20 AM
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LPSolutions$25.00$25.0012/7/2009 10:38:40 AM
nuclearmoose$25.00$25.0012/7/2009 10:46:39 AM
blue-pragmatic-truth$25.00$25.0012/7/2009 10:40:52 AM
stable-nickel$85.00$85.0012/7/2009 10:56:57 AM
pawsitive$25.00$25.0012/7/2009 10:52:31 AM
BigChiefLender$25.00$25.0012/7/2009 12:18:04 PM
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MT1130$25.00$25.0012/7/2009 11:06:24 AM
Emgolda$25.00$25.0012/7/2009 11:07:28 AM
SkiNZ$25.00$25.0012/7/2009 11:07:22 AM
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cpbreton$25.00$25.0012/7/2009 11:27:21 AM
Trigirl23$25.00$25.0012/7/2009 11:28:11 AM
cash-spinner$100.00$100.0012/7/2009 1:33:17 PM
Dollars4Rent$25.00$25.0012/7/2009 1:59:40 PM
professional-finance$25.00$25.0012/7/2009 2:27:40 PM
badgermom$25.00$25.0012/7/2009 1:23:36 PM
Gold_Coin$25.00$25.0012/7/2009 1:36:49 PM
famous-community8$25.00$25.0012/7/2009 3:22:15 PM
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interstellar$50.00$50.0012/7/2009 5:44:15 PM
russm011$50.00$50.0012/7/2009 5:51:27 PM
billboy85$25.00$25.0012/7/2009 6:22:50 PM
Bob450$50.00$50.0012/7/2009 8:19:33 PM
trochees$25.00$25.0012/8/2009 2:27:08 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:36 AM
wise-balanced-moola$25.00$25.0012/8/2009 9:43:31 AM
attractive-fund$25.00$25.0012/8/2009 11:13:39 AM
agwosdof$100.00$100.0012/8/2009 10:52:33 AM
GABC-1$25.00$25.0012/8/2009 12:15:31 PM
Astounding$25.00$25.0012/8/2009 12:18:24 PM
lagnisiruk$25.00$25.0012/8/2009 12:25:35 PM
surfhoss644$25.00$25.0012/8/2009 1:04:31 PM
Terapin0511$44.29$44.2912/8/2009 5:33:06 PM
Bearls$25.00$25.0012/8/2009 7:02:14 PM
outofoffice$50.00$50.0012/8/2009 7:01:37 PM
momentous-transaction8$100.00$100.0012/8/2009 7:04:07 PM
TechnologyGuy$25.00$25.0012/8/2009 6:59:32 PM
TigerForce$25.00$25.0012/8/2009 8:31:57 PM
RusRobo$25.00$25.0012/8/2009 8:22:09 PM
unger$100.00$100.0012/8/2009 7:50:25 PM
iNet_Investor$25.00$25.0012/8/2009 11:27:44 PM
cyonamine$25.00$25.0012/8/2009 10:12:05 PM
interest-exec9$25.00$25.0012/9/2009 3:19:05 AM
persistent-income2$50.00$50.0012/9/2009 8:35:35 AM
octoberfresh$25.00$25.0012/9/2009 6:53:58 AM
UT-Longhorn$25.00$25.0012/9/2009 8:48:58 AM
open-minded-credit4$25.00$25.0012/9/2009 9:37:28 AM
ultimatepaintball$25.00$25.0012/9/2009 8:43:24 AM
credit-coach118$40.00$40.0012/9/2009 9:30:10 AM
Jimfromsac$25.00$25.0012/9/2009 10:48:13 AM
Ranch88$25.00$25.0012/9/2009 10:47:53 AM
yachtiegirl$25.00$25.0012/9/2009 12:31:56 PM
JTHarris$50.00$50.0012/9/2009 2:34:44 PM
versatilenyguy$50.00$50.0012/9/2009 2:37:25 PM
help_each_other$25.00$25.0012/9/2009 4:06:02 PM
2seriousteachers$25.00$25.0012/9/2009 4:34:51 PM
Earnest_Money$25.00$25.0012/9/2009 6:13:02 PM
justice-hawk$50.00$50.0012/9/2009 7:50:15 PM
get30inc$50.00$50.0012/9/2009 10:17:41 PM
scloans$25.72$25.7212/10/2009 1:41:53 AM
Sumach$25.00$25.0012/9/2009 9:08:55 PM
organic-platinum$25.00$25.0012/10/2009 5:59:58 AM
ptjg$100.00$100.0012/9/2009 9:26:24 PM
head$25.00$25.0012/10/2009 6:43:27 AM
scrabbler$25.00$25.0012/10/2009 6:45:08 AM
buffalobills$25.00$25.0012/10/2009 8:09:12 AM
mwl$25.00$25.0012/10/2009 8:23:01 AM
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loyalty-czar$50.00$50.0012/10/2009 9:16:34 AM
the-bright-velocity$300.00$300.0012/10/2009 9:20:06 AM
jybank$50.00$50.0012/10/2009 9:25:51 AM
superstar449$50.00$50.0012/10/2009 9:40:28 AM
dedicated-velocity3$25.00$25.0012/10/2009 9:40:02 AM
Aristophil$30.00$30.0012/10/2009 9:42:38 AM
historyman$25.00$25.0012/10/2009 7:35:08 AM
investment-zoo$25.00$25.0012/10/2009 10:00:00 AM
vest_vortex$25.00$25.0012/10/2009 10:02:16 AM
fiserve4u$50.00$50.0012/10/2009 10:08:06 AM
patriot384$150.00$150.0012/10/2009 8:38:07 AM
rdrloan$25.00$25.0012/10/2009 8:50:03 AM
catalystcf$26.28$26.2812/10/2009 10:57:47 AM
DSK_Financials$50.00$50.0012/10/2009 11:11:53 AM
enya4ever$35.58$35.5812/10/2009 9:55:32 AM
ME-Entrepreneur$25.00$25.0012/10/2009 11:43:23 AM
AtmaSingshu$25.00$25.0012/10/2009 10:40:51 AM
Firescreek$25.00$25.0012/10/2009 12:52:06 PM
The-CAPS-fan$25.00$25.0012/10/2009 11:12:35 AM
cawdrw2002$25.00$25.0012/10/2009 12:43:37 PM
John_14_6$25.00$25.0012/10/2009 12:05:25 PM
_SCI_$25.00$25.0012/10/2009 12:18:34 PM
testobsessed$25.64$25.6412/10/2009 2:19:59 PM
gotyourgear$25.00$25.0012/10/2009 2:20:18 PM
USMC0311$25.00$25.0012/10/2009 2:45:15 PM
Sofar$25.00$25.0012/10/2009 3:07:38 PM
evolsb$25.00$25.0012/10/2009 3:12:26 PM
Seadrag367$25.00$25.0012/10/2009 3:24:49 PM
colorado23$25.00$25.0012/10/2009 3:32:16 PM
the-profit-oracle$25.00$25.0012/10/2009 3:37:14 PM
diplomatic-point4$50.00$50.0012/10/2009 2:45:29 PM
rcr549$25.00$25.0012/10/2009 3:50:46 PM
Schuld66$25.00$25.0012/10/2009 3:07:28 PM
DeilaMiah$50.00$50.0012/10/2009 3:13:16 PM
phunktion$25.00$25.0012/10/2009 4:10:51 PM
skistud66$25.00$25.0012/10/2009 4:34:44 PM
codyrun$25.00$25.0012/10/2009 4:20:24 PM
three-for-6$200.00$200.0012/10/2009 4:36:00 PM
lucrative-worth$25.00$25.0012/3/2009 4:55:24 PM
ljay$25.00$25.0012/3/2009 4:54:20 PM
responsibility-butterfly$25.00$25.0012/3/2009 4:55:52 PM
SDNLR$25.00$25.0012/3/2009 4:55:59 PM
the-bright-velocity$50.00$50.0012/3/2009 4:58:52 PM
WealthBoy$25.00$25.0012/3/2009 4:58:14 PM
dinero-oasis$25.00$25.0012/3/2009 5:00:38 PM
gauss02$25.00$25.0012/3/2009 5:01:25 PM
credit-investor5$100.00$100.0012/3/2009 5:06:52 PM
sidney102$25.00$25.0012/3/2009 5:06:57 PM
personal-lender$25.00$25.0012/3/2009 5:07:55 PM
gracej$25.00$25.0012/3/2009 5:08:07 PM
museic1$25.00$25.0012/3/2009 5:06:48 PM
the_winning_ticket$35.00$35.0012/3/2009 5:07:22 PM
the-money-gargantuan$25.00$25.0012/3/2009 5:09:08 PM
thestartuplender$35.00$35.0012/3/2009 5:09:11 PM
E_G$50.00$50.0012/3/2009 5:07:35 PM
Attract$25.00$25.0012/3/2009 5:07:45 PM
roccofox$50.00$50.0012/3/2009 5:09:53 PM
foxy-vigilance$25.00$25.0012/3/2009 5:09:56 PM
rmachi$25.00$25.0012/3/2009 5:08:19 PM
iansays1$25.00$25.0012/3/2009 5:08:21 PM
Kaj$30.00$30.0012/3/2009 5:10:07 PM
wonderful-rupee$25.00$25.0012/3/2009 5:10:16 PM
ryreesado$25.00$25.0012/3/2009 5:09:22 PM
desertoasis$25.00$25.0012/3/2009 5:10:26 PM
payout-point$100.00$100.0012/3/2009 5:10:39 PM
mlkhamilton$25.00$25.0012/3/2009 5:09:33 PM
DonaldColorado$25.00$25.0012/3/2009 5:09:16 PM
astute-dollar$62.28$62.2812/3/2009 5:11:03 PM
CorMDNY$25.00$25.0012/3/2009 5:11:29 PM
forthright-social$25.00$25.0012/3/2009 5:10:47 PM
Kame$25.00$25.0012/3/2009 5:11:39 PM
Tom579$25.00$25.0012/3/2009 5:10:50 PM
BeansMan02$25.00$25.0012/3/2009 5:10:54 PM
wormdc$26.00$26.0012/3/2009 5:11:26 PM
Syndication$25.00$25.0012/3/2009 5:14:33 PM
MarinLoans$50.00$50.0012/3/2009 5:11:41 PM
DukSerduk$25.00$25.0012/3/2009 5:14:46 PM
lend_to_you$50.00$50.0012/3/2009 5:13:33 PM
GElender$50.00$50.0012/3/2009 5:15:22 PM
spreadgoodwill$25.00$25.0012/3/2009 5:12:41 PM
first-restless-payout$50.00$50.0012/3/2009 5:16:29 PM
emo13$50.00$50.0012/3/2009 5:16:57 PM
vegaslender88$25.00$25.0012/3/2009 5:15:04 PM
anakinsolo$25.00$25.0012/3/2009 5:17:44 PM
julijask$25.00$25.0012/3/2009 5:15:41 PM
szetheli$50.00$50.0012/3/2009 5:15:48 PM
gizzywump$25.00$25.0012/3/2009 5:14:35 PM
opt1mum$25.00$25.0012/3/2009 5:14:48 PM
Picopie$50.00$50.0012/3/2009 5:16:14 PM
wrighco$25.00$25.0012/3/2009 5:15:07 PM
bchen78875$50.00$50.0012/3/2009 5:19:29 PM
neighborly-hope6$81.61$81.6112/3/2009 5:19:38 PM
cozy-note$62.95$62.9512/3/2009 5:17:03 PM
highcountry1$25.00$25.0012/3/2009 5:19:58 PM
aasx1108$25.00$25.0012/3/2009 5:17:21 PM
mla$25.00$25.0012/3/2009 5:20:16 PM
repayment-chef$25.00$25.0012/3/2009 5:16:09 PM
ClearLake$25.00$25.0012/3/2009 5:20:27 PM
helping-out$25.00$25.0012/3/2009 5:18:06 PM
Frugal$25.00$25.0012/3/2009 5:18:32 PM
hard-working-loot$25.00$25.0012/3/2009 5:16:58 PM
coin-spilunker$25.00$25.0012/3/2009 5:18:54 PM
trade-pragmatist$25.00$25.0012/3/2009 5:19:13 PM
moneyman06$25.00$25.0012/3/2009 5:21:28 PM
mjjjrj$25.00$25.0012/3/2009 5:21:33 PM
zoomdrm57$50.00$50.0012/3/2009 5:19:40 PM
steady-gain5$25.00$25.0012/3/2009 5:22:14 PM
woodenshoes$25.00$25.0012/3/2009 5:22:20 PM
Dazz2061$25.00$25.0012/3/2009 5:18:35 PM
first-class-dime$25.00$25.0012/3/2009 5:21:29 PM
GyJAV_BNCCo$25.00$25.0012/3/2009 5:21:39 PM
danthemon35$25.00$25.0012/3/2009 5:22:02 PM
alpinaut$25.00$25.0012/3/2009 5:20:11 PM
money-prophesy$150.00$150.0012/3/2009 5:21:07 PM
DeathScythe676$25.00$25.0012/3/2009 5:21:34 PM
HunterSix$25.00$25.0012/3/2009 5:21:42 PM
tolstoy00$25.00$25.0012/3/2009 5:35:18 PM
abidos$25.00$25.0012/3/2009 5:35:23 PM
TK4$25.00$25.0012/3/2009 5:35:28 PM
mad4wknds$25.00$25.0012/3/2009 5:37:07 PM
BiggestG$25.00$25.0012/3/2009 5:37:52 PM
SNH$50.00$50.0012/3/2009 6:27:21 PM
justice-dna$30.47$30.4712/3/2009 6:37:09 PM
seattleslug$30.00$30.0012/3/2009 5:54:35 PM
goofy15975$25.00$25.0012/3/2009 5:57:42 PM
kayakg$25.00$25.0012/3/2009 7:00:07 PM
sellbuy40$25.75$25.7512/3/2009 6:18:08 PM
floridahelper$50.00$50.0012/3/2009 6:45:09 PM
johannesfactotum$25.00$25.0012/3/2009 7:02:04 PM
elegant-bonus$25.00$25.0012/3/2009 7:16:54 PM
DadWarbucks$25.00$25.0012/3/2009 8:47:48 PM
letitbe$25.00$25.0012/3/2009 8:15:22 PM
cerebral-return3$25.00$25.0012/3/2009 8:17:32 PM
first-generosity-harmonica$25.00$25.0012/3/2009 9:00:54 PM
wise-agile-investment$25.00$25.0012/3/2009 8:32:18 PM
Maccs55$25.00$25.0012/3/2009 9:09:14 PM
LoansomeRanger$25.00$25.0012/3/2009 8:38:16 PM
AndersenWatcher$25.00$25.0012/3/2009 9:10:56 PM
InvestmentFreak$35.00$35.0012/3/2009 8:38:20 PM
JohnGalt94$25.00$25.0012/3/2009 9:02:56 PM
mjm77_1$25.00$25.0012/3/2009 9:47:13 PM
rulender$36.64$36.6412/3/2009 8:47:47 PM
SilverRain$25.00$25.0012/3/2009 9:23:47 PM
a-resplendent-commitment$25.00$25.0012/3/2009 10:00:10 PM
thedoctor$40.00$40.0012/3/2009 10:42:16 PM
GreenSolutionsOffshoreHoldings$25.00$25.0012/4/2009 12:02:22 AM
Kelor99$25.00$25.0012/4/2009 12:04:41 AM
johntina$28.69$28.6912/4/2009 12:03:51 AM
371millwood$28.86$28.8612/4/2009 12:06:56 AM
djh47a$33.51$33.5112/4/2009 12:04:43 AM
grampy48$25.00$25.0012/4/2009 2:35:56 AM
kginatl$25.00$25.0012/4/2009 4:27:25 AM
djs81$25.00$25.0012/4/2009 5:11:55 AM
jd006006$26.30$26.3012/4/2009 12:03:52 AM
red-favorable-basis$25.00$25.0012/4/2009 12:04:01 AM
sas19$25.00$25.0012/4/2009 12:04:39 AM
jga516$25.00$25.0012/4/2009 12:13:10 AM
VeniVidiDuci$50.00$50.0012/4/2009 5:35:06 AM
Goodlender42$25.00$25.0012/4/2009 6:29:39 AM
serene-truth2$25.00$25.0012/4/2009 7:03:44 AM
slartibardfast$35.00$35.0012/4/2009 5:13:12 AM
ethicalhumanist$25.00$25.0012/4/2009 7:13:33 AM
frankdelraza$25.00$25.0012/4/2009 7:13:39 AM
budyzr$25.00$25.0012/4/2009 7:45:11 AM
jackbauer$25.00$25.0012/4/2009 7:47:14 AM
BzJ108$25.00$25.0012/4/2009 6:25:24 AM
Sierralance$25.00$25.0012/4/2009 8:20:27 AM
a-responsible-return$25.00$25.0012/4/2009 8:03:25 AM
tisiphone$25.00$25.0012/4/2009 8:36:18 AM
mscomeaux$25.00$25.0012/4/2009 9:07:08 AM
one2sojourn$42.82$42.8212/4/2009 8:48:46 AM
bonus-patriot$25.00$25.0012/4/2009 9:31:23 AM
moola-goliath4$25.00$25.0012/4/2009 9:44:47 AM
Zoomie$25.00$25.0012/4/2009 9:54:21 AM
leverage-monger$50.00$50.0012/4/2009 10:26:20 AM
Cai8899$75.00$75.0012/4/2009 10:23:43 AM
mark4$40.82$40.8212/4/2009 10:29:23 AM
inspired-contract9$50.00$50.0012/4/2009 9:44:51 AM
bigballer105$25.00$25.0012/4/2009 10:48:03 AM
kanpur63$25.00$25.0012/4/2009 10:58:28 AM
japper2353$25.00$25.0012/4/2009 11:09:05 AM
mizount$25.00$25.0012/4/2009 11:23:36 AM
proteinart$25.00$25.0012/4/2009 11:34:05 AM
zeelender$25.00$25.0012/4/2009 11:40:17 AM
pipopirate$25.00$25.0012/4/2009 11:09:04 AM
rakstar$30.52$30.5212/4/2009 11:31:20 AM
five-star-responsibility0$25.00$25.0012/4/2009 11:33:41 AM
Doc23$25.00$25.0012/4/2009 12:00:37 PM
gethsemane4$25.00$25.0012/4/2009 12:01:04 PM
philipandc$25.00$25.0012/4/2009 12:19:16 PM
shamrocker$25.00$25.0012/4/2009 12:24:31 PM
Northsider$25.00$25.0012/4/2009 12:11:56 PM
cji$25.00$25.0012/4/2009 12:27:27 PM
Triathlonman$25.00$25.0012/4/2009 12:29:40 PM
Guerrilla_Man$25.00$25.0012/4/2009 12:47:46 PM
hope-hickory$25.00$25.0012/4/2009 12:49:03 PM
Avala$25.00$25.0012/4/2009 1:02:27 PM
Natronpee$25.00$25.0012/4/2009 1:03:14 PM
dpfl55$25.00$25.0012/4/2009 12:44:12 PM
bugleusmc$27.19$27.1912/4/2009 1:33:36 PM
blukestrel$25.00$25.0012/4/2009 1:59:29 PM
AlexTrep$50.00$50.0012/4/2009 1:54:11 PM
jameskdean$25.00$25.0012/4/2009 1:41:26 PM
bazaar-nirvana$25.00$25.0012/4/2009 2:08:16 PM
tsui517$25.00$25.0012/4/2009 1:54:01 PM
Octavian315$25.00$25.0012/4/2009 3:08:22 PM
dirkjan$25.00$25.0012/4/2009 3:57:05 PM
Ven58$25.00$25.0012/4/2009 3:41:46 PM
UBOtto186$25.00$25.0012/4/2009 3:32:54 PM
xlk14$50.00$50.0012/4/2009 4:02:03 PM
Guiren$100.00$100.0012/4/2009 4:18:03 PM
BankofRon$25.00$25.0012/4/2009 4:22:13 PM
dontscrewmeover1$50.00$50.0012/4/2009 5:55:03 PM
dontscrewmeover1$50.00$50.0012/4/2009 6:49:03 PM
StWaldo$25.00$25.0012/4/2009 5:57:07 PM
regahj99$25.00$25.0012/4/2009 8:41:51 PM
orange-pound-party$50.00$50.0012/4/2009 8:01:44 PM
Tai$25.00$25.0012/5/2009 12:32:03 AM
dollars4debts$25.00$25.0012/5/2009 8:38:07 AM
bruin558$68.33$68.3312/5/2009 10:12:49 AM
HarryRoberts$100.00$100.0012/5/2009 9:20:42 AM
bayareainv$50.00$50.0012/5/2009 10:22:43 AM
Blue_HorseShoe$25.00$25.0012/5/2009 11:49:46 AM
syounker$25.00$25.0012/5/2009 11:57:07 AM
justalender$25.00$25.0012/5/2009 11:25:17 AM
auction-elvis$25.00$25.0012/5/2009 12:15:50 PM
inqbus$25.00$25.0012/5/2009 4:28:58 PM
hayhelp$25.00$25.0012/5/2009 4:32:12 PM
Minotaur$28.05$28.0512/5/2009 9:13:33 PM
Residuum$25.00$25.0012/5/2009 8:52:08 PM
the-debt-fluffy-bunny$25.00$25.0012/5/2009 11:17:36 PM
CULPEPPERGROUP$25.00$25.0012/6/2009 4:23:38 AM
theemhdoctor$25.00$25.0012/6/2009 7:18:59 AM
ImaPutz$25.00$25.0012/6/2009 6:06:24 AM
Debt2Freedom$25.00$25.0012/6/2009 6:28:47 AM
fortytwo$200.00$200.0012/6/2009 4:18:16 AM
phoko$25.00$25.0012/6/2009 4:23:03 AM
GOPHERBOY$65.00$65.0012/6/2009 8:18:53 AM
dt2812$33.28$33.2812/6/2009 10:23:43 AM
jswanso2$25.00$25.0012/6/2009 10:49:17 AM
tatsuo20001$25.00$25.0012/6/2009 6:28:44 AM
outwish$25.00$25.0012/6/2009 6:29:21 AM
ihelpunow$25.00$25.0012/6/2009 3:07:36 PM
BlindProphet$25.00$25.0012/6/2009 9:58:35 AM
Norcal$45.25$45.2512/6/2009 4:27:10 PM
Boxhead$25.00$25.0012/6/2009 5:07:21 PM
MGOT-Ken$25.00$25.0012/6/2009 5:08:11 PM
kanewna$27.85$27.8512/6/2009 12:17:36 PM
labate$25.00$25.0012/6/2009 12:20:16 PM
HibbyD$26.32$26.3212/6/2009 4:26:57 PM
icefish$50.00$50.0012/6/2009 5:07:22 PM
compassion-paladin042$25.00$25.0012/6/2009 4:43:07 PM
Independenttools$25.00$25.0012/6/2009 9:09:16 PM
microfunder$25.00$25.0012/6/2009 6:34:23 PM
jbird777$35.00$35.0012/6/2009 7:34:05 PM
smartie1$25.00$25.0012/6/2009 9:43:14 PM
cdv$25.00$25.0012/6/2009 9:52:42 PM
L-vex$25.00$25.0012/6/2009 9:27:14 PM
Tradesmanlender$25.00$25.0012/7/2009 12:02:39 AM
divedude$25.00$25.0012/7/2009 12:04:03 AM
reueljw$25.00$25.0012/7/2009 12:03:29 AM
dj624$100.00$100.0012/7/2009 4:37:52 AM
TriSail$25.00$25.0012/7/2009 12:07:29 AM
chipperjohnson$50.00$50.0012/7/2009 12:08:03 AM
sail120$25.00$25.0012/7/2009 12:01:11 AM
FlexFunding$35.00$35.0012/7/2009 12:03:28 AM
AY_RY$162.03$162.0312/7/2009 6:47:30 AM
jdashv$25.00$25.0012/7/2009 12:07:23 AM
philllylender$40.00$40.0012/7/2009 4:55:20 AM
ebusinessagent$25.00$25.0012/7/2009 7:18:12 AM
cjames84$25.00$25.0012/7/2009 9:08:56 AM
swaptionaire$100.00$100.0012/7/2009 8:28:33 AM
fair_rates$25.00$25.0012/7/2009 9:58:36 AM
Searlzy$25.00$25.0012/7/2009 10:12:04 AM
bomdel$25.00$25.0012/7/2009 10:16:53 AM
azarael$25.00$25.0012/7/2009 10:27:18 AM
JazzFranchise$25.00$25.0012/7/2009 10:28:28 AM
think-become$25.00$25.0012/7/2009 9:58:42 AM
dansarkis$25.00$25.0012/7/2009 10:03:12 AM
dberry46$25.00$25.0012/7/2009 10:39:09 AM
social-comet7$25.00$25.0012/7/2009 10:05:03 AM
scottburger$40.97$40.9712/7/2009 10:47:14 AM
mbraslav$30.00$30.0012/7/2009 10:11:57 AM
pbandjb$25.00$25.0012/7/2009 10:52:29 AM
open-minded-finance1$25.00$25.0012/7/2009 10:16:40 AM
boogaboogabooga$25.00$25.0012/7/2009 11:07:32 AM
palpbert$25.00$25.0012/7/2009 11:07:41 AM
richwolf$50.00$50.0012/7/2009 10:25:55 AM
Casman8815$25.00$25.0012/7/2009 11:27:23 AM
chumbawumba$25.00$25.0012/7/2009 11:37:29 AM
eis930$44.81$35.7212/7/2009 11:37:53 AM
mlopez2007$100.00$100.0012/7/2009 12:16:56 PM
ganoman21$25.00$25.0012/7/2009 10:52:39 AM
MiniBank998$25.00$25.0012/7/2009 10:57:30 AM
BigLinCT$50.00$50.0012/7/2009 10:56:39 AM
jhuang617$26.40$26.4012/7/2009 11:06:21 AM
donloah$25.00$25.0012/7/2009 11:06:30 AM
assetmanager$25.00$25.0012/7/2009 11:13:27 AM
nhm$25.06$25.0612/7/2009 12:36:32 PM
sensible-trade$25.00$25.0012/7/2009 11:07:29 AM
Turkish101$25.00$25.0012/7/2009 11:07:37 AM
Lendomatic$25.00$25.0012/7/2009 11:09:14 AM
MO_Investor$25.00$25.0012/7/2009 11:17:36 AM
dokiya777$125.00$125.0012/7/2009 11:42:18 AM
Gromac$25.00$25.0012/7/2009 11:55:39 AM
thenadamgoes$25.00$25.0012/7/2009 12:07:41 PM
Montgomery-Burns$25.00$25.0012/7/2009 1:36:47 PM
Mostyle$25.00$25.0012/7/2009 12:38:05 PM
restless-currency$25.00$25.0012/7/2009 3:35:37 PM
twjh$25.00$25.0012/7/2009 1:36:44 PM
diversification-viking$25.00$25.0012/7/2009 3:38:32 PM
rockhound84$50.00$50.0012/7/2009 7:14:16 PM
reinforced-reward$25.00$25.0012/7/2009 11:16:06 PM
Credit2Prosper$49.60$49.6012/8/2009 4:58:05 AM
blot44$25.00$25.0012/8/2009 8:05:50 AM
Speculator$25.00$25.0012/8/2009 11:36:38 AM
ProfPC$25.00$25.0012/8/2009 11:51:06 AM
principal-kung-fu$25.00$25.0012/8/2009 11:54:58 AM
StrongMoney$25.00$25.0012/8/2009 11:56:01 AM
haryassman$25.00$25.0012/8/2009 3:57:50 PM
hope-lionheart1$50.00$50.0012/8/2009 4:21:28 PM
People-for-people$50.00$50.0012/8/2009 4:39:56 PM
market-jam$100.00$100.0012/8/2009 4:59:37 PM
Bob450$50.00$50.0012/8/2009 8:51:35 PM
JUDAHiNVESTMENTGROUP$25.00$25.0012/8/2009 11:02:08 PM
WorldlyWorker$25.00$25.0012/9/2009 8:48:09 AM
perchedeagle$25.00$25.0012/9/2009 9:37:09 AM
LahnDi$34.04$34.0412/9/2009 11:23:18 AM
Lender_Borrower$25.00$25.0012/9/2009 11:41:33 AM
spsavage$25.00$25.0012/9/2009 10:57:02 AM
Patter256$25.00$25.0012/9/2009 12:10:25 PM
mizunoman$25.00$25.0012/9/2009 1:05:09 PM
capital-web7$25.00$25.0012/9/2009 2:56:49 PM
gustavholstopus32$25.00$25.0012/9/2009 3:12:53 PM
financial-frenzy$25.00$25.0012/9/2009 3:12:02 PM
guaton$25.00$25.0012/9/2009 3:44:03 PM
Namrok$25.00$25.0012/9/2009 4:52:12 PM
FCandL$25.00$25.0012/9/2009 6:25:32 PM
elasermd$50.00$50.0012/9/2009 7:37:31 PM
wwwUniversal$25.00$25.0012/9/2009 6:51:49 PM
creativename$35.00$35.0012/9/2009 10:27:18 PM
nickel-pipeline$25.00$25.0012/9/2009 8:02:05 PM
Joeburly$25.00$25.0012/9/2009 9:08:12 PM
turbine5$38.57$38.5712/9/2009 10:22:02 PM
red-ready-principal$25.00$25.0012/10/2009 7:40:44 AM
oldman68$25.00$25.0012/10/2009 12:12:47 AM
debtcollector$100.00$100.0012/10/2009 8:22:04 AM
tuneman1980$25.00$25.0012/10/2009 5:16:55 AM
lazyeye$25.00$25.0012/10/2009 6:23:04 AM
fcukciti$25.00$25.0012/10/2009 9:40:39 AM
BklynLender$25.00$25.0012/10/2009 9:54:50 AM
megich06$50.00$50.0012/10/2009 9:58:53 AM
VWA_to_the_Rescue$25.00$25.0012/10/2009 11:12:04 AM
AJ8981$60.00$60.0012/10/2009 11:35:29 AM
snowman34$25.00$25.0012/10/2009 11:56:08 AM
Cerias$25.00$25.0012/10/2009 12:37:01 PM
jonesboyz$25.00$25.0012/10/2009 1:36:22 PM
Aristophil$43.00$43.0012/10/2009 1:03:38 PM
ferocious-exchange3$25.00$25.0012/10/2009 2:27:15 PM
dblaz5$400.00$400.0012/10/2009 2:38:47 PM
chilichese$25.00$25.0012/10/2009 3:07:26 PM
hyla15$25.00$25.0012/10/2009 3:24:13 PM
brightest-economy-tsunami$25.00$25.0012/10/2009 2:34:39 PM
zrohmm$25.00$25.0012/10/2009 3:24:11 PM
ATOHokie$25.00$25.0012/10/2009 4:03:06 PM
friendinmoney$100.00$100.0012/10/2009 4:16:39 PM
exciting-fairness$200.00$200.0012/10/2009 4:26:06 PM
janus_god$25.00$25.0012/10/2009 4:37:58 PM
piter-to-la-investment$25.00$25.0012/10/2009 4:50:24 PM
707 bids
 
Borrower Payment Dependent Notes Series 436626
This series of Notes was issued and sold upon the funding of the borrower loan #39979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 27.99% Starting borrower rate/APR: 28.99% / 31.35% Starting monthly payment: $628.50
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.32% Final monthly payment: $604.36
 
Auction yield range: 8.20% - 27.99% Estimated loss impact: 8.60%  
Lender servicing fee: 1.00% Estimated return: 16.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Feb-1990 Debt/Income ratio: 18%
Credit score: 700-719 (Nov-2009) Current / open credit lines: 24 / 20Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 50Length of status:16y 1m
Amount delinquent: $0 Revolving credit balance: $81,186 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 78%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: finance-samurai788 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 700-719 (Latest)
Principal borrowed: $12,500.00< mo. late: 0 ( 0% )  
680-699 (Sep-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Paying off my credit cards
Purpose of loan: This loan will be used to pay off high interest rate credit cards.

Although I have not had late credit card payments in more than 15 years, Chase and Citibank
raised my interest rate to 29.9% !!!!

So, I can't wait to cancel their cards.

My financial situation: I am a great candidate for this loan because I?pay my bills on time and

I have a good history with Prosper.?

I had a $12,500 Prosper 36 month loan about a year?ago, that I?paid off in full in?4 months !!!!!


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Given that your prior listing was filled, why are your relisting? thanks - reflective-rupee
A: Good question. Prosper asked me to relist since there was a typo in my first listing which affected my debt/income ratio. Now it is correct. (Dec-04-2009)
Q: If funded, how soon will you pay this loan off? Thanks - RecoveryLender
A: Maybe in 2010, but most likely Jan. 2011, since I will have $75k+ deferred comp vest. (Dec-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sturdy-peace9$50.00$50.0012/10/2009 1:28:31 PM
frugalinvestor20$25.00$25.0012/3/2009 5:13:51 PM
cvlender$25.00$25.0012/3/2009 5:30:20 PM
reflective-rupee$50.00$50.0012/3/2009 7:28:09 PM
reflective-rupee$50.00$50.0012/3/2009 7:26:15 PM
reflective-rupee$50.00$50.0012/3/2009 7:28:24 PM
rhin0cerx$33.73$33.7312/4/2009 10:00:38 AM
new-peso-concerto$100.00$100.0012/4/2009 11:42:43 AM
five-star-note$35.00$35.0012/4/2009 1:42:13 PM
SolarMoonshine$100.00$100.0012/4/2009 6:39:21 PM
awesome-benefit1$25.00$25.0012/4/2009 7:30:13 PM
CincyTex$50.00$50.0012/5/2009 8:34:44 AM
tnjohnso$25.00$25.0012/5/2009 10:18:24 AM
five-star-note$35.00$35.0012/5/2009 12:57:12 PM
justice-hawk$200.00$200.0012/5/2009 7:53:47 PM
SFBank$198.40$198.4012/6/2009 6:49:31 PM
vivacious-p2p3$25.00$25.0012/7/2009 10:44:05 AM
BigChiefLender$50.00$50.0012/7/2009 12:31:39 PM
jgar_O$25.00$25.0012/7/2009 3:33:45 PM
justice-hawk$225.00$225.0012/7/2009 5:50:06 PM
nickel-mad-scientist$25.00$25.0012/7/2009 6:07:47 PM
Imaginos1892$150.00$150.0012/7/2009 7:29:19 PM
Virtuallending$50.00$50.0012/7/2009 7:18:22 PM
silverloan$50.00$50.0012/8/2009 6:58:55 AM
371millwood$200.00$200.0012/8/2009 9:46:44 AM
smart-gain$25.00$25.0012/8/2009 3:47:15 PM
ConcreteOne$30.00$30.0012/8/2009 4:28:53 PM
Tamerz$31.24$31.2412/8/2009 4:39:56 PM
Bob450$100.00$100.0012/8/2009 8:29:04 PM
eclipse056$50.00$50.0012/8/2009 8:50:15 PM
justice-hawk$100.00$100.0012/9/2009 8:44:43 AM
credit-coach118$25.00$25.0012/9/2009 9:32:07 AM
sharp-credit$1,025.27$986.1612/9/2009 11:12:54 AM
SweatyBalls$50.00$50.0012/9/2009 2:24:07 PM
mercuriant$25.00$25.0012/9/2009 3:13:38 PM
redrose1518$25.00$25.0012/9/2009 5:09:24 PM
lender12345$25.00$25.0012/9/2009 7:50:04 PM
outofoffice$75.00$75.0012/9/2009 8:39:26 PM
leverage-monger$30.00$30.0012/10/2009 6:15:24 AM
buffalobills$25.00$25.0012/10/2009 8:14:33 AM
benrice$31.35$31.3512/10/2009 8:18:40 AM
jybank$25.00$25.0012/10/2009 9:27:47 AM
brondero$100.00$100.0012/10/2009 8:32:14 AM
Hutpit$26.89$26.8912/10/2009 9:39:33 AM
durability-colonel$50.00$50.0012/10/2009 12:48:46 PM
hamster$26.09$26.0912/10/2009 12:27:08 PM
credit-missile$150.00$150.0012/10/2009 12:57:02 PM
aultraman$25.00$25.0012/10/2009 1:38:16 PM
grammaspurse$50.00$50.0012/10/2009 12:49:53 PM
Skeptical-one$250.00$250.0012/10/2009 2:33:38 PM
credit-sasquatch3$25.00$25.0012/10/2009 1:33:14 PM
sirpher$25.00$25.0012/10/2009 1:35:43 PM
us957165$25.00$25.0012/10/2009 1:48:53 PM
113121$500.00$500.0012/10/2009 3:33:22 PM
113121$500.00$500.0012/10/2009 3:34:12 PM
VAGweilo$150.00$150.0012/10/2009 3:57:57 PM
worldly-gold$100.00$100.0012/10/2009 4:09:53 PM
The-CAPS-fan$50.00$50.0012/10/2009 4:23:19 PM
quest0$32.77$32.7712/10/2009 4:36:55 PM
exciting-fairness$200.00$200.0012/10/2009 4:30:19 PM
quest0$25.00$25.0012/10/2009 4:40:58 PM
reflective-rupee$500.00$500.0012/10/2009 4:47:45 PM
BrothersInArmsLending$100.00$100.0012/10/2009 4:51:01 PM
cbz$25.00$25.0012/3/2009 4:55:14 PM
robot777$40.00$40.0012/3/2009 4:55:32 PM
impressive-loan$100.00$100.0012/3/2009 5:10:24 PM
reflective-rupee$50.00$50.0012/3/2009 5:13:24 PM
bdruss$25.00$25.0012/3/2009 5:13:44 PM
caseattle$25.00$25.0012/3/2009 5:14:23 PM
reflective-rupee$100.00$100.0012/3/2009 5:30:23 PM
reflective-rupee$75.00$75.0012/3/2009 5:30:47 PM
reflective-rupee$100.00$100.0012/3/2009 7:27:39 PM
reflective-rupee$100.00$100.0012/3/2009 7:27:55 PM
BenR$100.00$100.0012/3/2009 8:54:41 PM
reflective-rupee$50.00$50.0012/4/2009 6:13:55 AM
currency-bumblebee$50.00$50.0012/4/2009 9:25:03 AM
tracyjo$25.00$25.0012/4/2009 9:41:21 AM
Top_Gun_Lender$51.00$51.0012/4/2009 12:18:04 PM
vest_vortex$25.00$25.0012/4/2009 4:08:34 PM
five-star-note$45.00$45.0012/5/2009 10:37:07 AM
drcoop$25.00$25.0012/5/2009 1:12:15 PM
justice-hawk$200.00$200.0012/5/2009 7:59:00 PM
mtnsofutah$50.00$50.0012/5/2009 9:37:12 PM
JustMee$25.00$25.0012/6/2009 12:11:39 PM
propertytransformer$25.00$25.0012/7/2009 10:01:44 AM
Bobafet$25.00$25.0012/7/2009 10:01:08 AM
hellasow$30.00$30.0012/7/2009 1:38:17 PM
Dollars4Rent$25.00$25.0012/7/2009 2:02:24 PM
Steveington$27.62$27.6212/7/2009 2:08:11 PM
Bank_Of_XL$100.00$100.0012/7/2009 5:23:34 PM
forthright-dedication$25.00$25.0012/7/2009 5:58:55 PM
ezrloan$100.00$100.0012/7/2009 8:55:10 PM
lepolgr$50.00$50.0012/7/2009 8:14:42 PM
justice-hawk$1,250.00$1,250.0012/7/2009 7:52:09 PM
Bob450$50.00$50.0012/7/2009 8:22:43 PM
reflective-rupee$25.00$25.0012/7/2009 11:50:44 PM
reciprocate$25.00$25.0012/8/2009 10:06:13 AM
well-mannered-income3$50.00$50.0012/8/2009 7:35:13 AM
Kash2010lu$25.00$25.0012/8/2009 6:34:21 PM
momentous-transaction8$100.00$100.0012/8/2009 7:05:30 PM
tornandfrayed$48.60$48.6012/8/2009 7:29:01 PM
well-mannered-income3$30.00$30.0012/8/2009 7:35:25 PM
monstersdad$29.99$29.9912/9/2009 11:25:16 AM
twjh$25.00$25.0012/9/2009 12:30:36 PM
Sand_Dollars$350.00$350.0012/9/2009 12:49:03 PM
wise-balanced-moola$25.00$25.0012/9/2009 12:57:39 PM
E-B$50.00$50.0012/9/2009 4:26:58 PM
professional-integrity$50.00$50.0012/9/2009 5:33:04 PM
reflective-rupee$300.00$300.0012/9/2009 6:41:40 PM
doctorgrab$25.00$25.0012/9/2009 7:58:05 PM
Greenrenov$50.00$50.0012/9/2009 8:14:01 PM
gjm6d$34.00$34.0012/9/2009 8:32:13 PM
onecooldrink$25.00$25.0012/9/2009 8:39:00 PM
Greenrenov$100.00$100.0012/9/2009 7:54:18 PM
1traveler$25.00$25.0012/10/2009 12:27:06 AM
Joeburly$25.00$25.0012/9/2009 9:11:33 PM
The_Birnetts$100.00$100.0012/10/2009 6:52:16 AM
rinyt$30.00$30.0012/10/2009 5:21:03 AM
CatbirdBanking$25.00$25.0012/10/2009 10:44:40 AM
JauaFlash$27.10$27.1012/10/2009 12:05:38 PM
grnii78$100.00$100.0012/10/2009 12:26:34 PM
credit-missile$50.00$50.0012/10/2009 12:57:54 PM
interloode$300.00$300.0012/10/2009 2:03:27 PM
bsh297$25.00$25.0012/10/2009 2:04:31 PM
innovator2$104.66$104.6612/10/2009 2:57:50 PM
113121$500.00$500.0012/10/2009 3:33:50 PM
113121$500.00$500.0012/10/2009 3:34:38 PM
reflective-rupee$375.00$375.0012/10/2009 3:42:23 PM
RecoveryLender$25.40$25.4012/10/2009 3:54:44 PM
worldly-gold$100.00$100.0012/10/2009 4:10:39 PM
piter-to-la-investment$25.00$25.0012/10/2009 4:19:24 PM
friendinmoney$100.00$100.0012/10/2009 4:30:44 PM
heroic-benefit$100.00$100.0012/10/2009 3:45:00 PM
credit-missile$50.00$50.0012/10/2009 3:45:12 PM
DasMula$500.00$500.0012/10/2009 4:28:12 PM
p2p-gala$50.00$50.0012/10/2009 4:31:53 PM
piter-to-la-investment$50.00$50.0012/10/2009 3:57:53 PM
beaver0206$25.00$25.0012/10/2009 4:04:48 PM
heerzaquestion$25.00$25.0012/10/2009 4:36:48 PM
rate-hickory$25.00$25.0012/10/2009 4:41:27 PM
forthright-trade$25.00$25.0012/10/2009 4:45:16 PM
unger$100.00$100.0012/10/2009 4:46:49 PM
bestloanrate$50.00$50.0012/10/2009 4:43:38 PM
reflective-rupee$250.00$250.0012/10/2009 4:48:57 PM
reflective-rupee$500.00$500.0012/10/2009 4:47:24 PM
RecoveryLender$30.00$30.0012/10/2009 4:49:56 PM
146 bids
 
Borrower Payment Dependent Notes Series 436642
This series of Notes was issued and sold upon the funding of the borrower loan #39944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,850.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-03-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 27.49% Starting borrower rate/APR: 28.49% / 30.85% Starting monthly payment: $326.79
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $322.16
 
Auction yield range: 11.20% - 27.49% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-1991 Debt/Income ratio: 19%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 12 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 27Length of status:19y 0m
Amount delinquent: $0 Revolving credit balance: $10,022 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 65%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Lend2006 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Card Debt
Purpose of loan:
This loan will be used to pay the balance on five (5) credit card accounts that have either had their interest rates increased, or will be increased in the new year.
My financial situation:
Here I am again and I still believe that I am an excellent?candidate for this loan;? I have a full time 12 month position with the local school district which includes health benefits and have a second job (consulting) at a local charter school; I bill them once a month for any hours worked (which vary month to month).?I have been a lender with Prosper since February 2006, and have successfully endorsed others to borrow with Prosper; my Propsper account is still active. I anticipate that consolidating my credit card debt into one payment will substantially improve my credit rate, which will in turn?help me to refinance my home morgtage next year from an adjustable to a fixed rate. I am also?still helping my 89 year old father (who has severe dementia) make up the difference needed with his nursing home expenses, and other day to day incidentals,?until his VA benefits begin (hopefully!) sometime in the new year. I will then be in a position to recoup what I've?paid on his behalf?as the funds are paid retroactively and I am his beneficiary.
Monthly net income: $ 2,876 (Salary only)

Monthly expenses: $
??Housing: $ 1178
??Insurance (car and house): $?128?
? Car expenses: $ 45
??Utilities (SCE and Gas Co): $?120??
? Phone, cable, internet: $?137
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans (including my father): $?900

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SweetHoneyPot$25.00$25.0012/3/2009 5:13:49 PM
reflective-rupee$25.00$25.0012/3/2009 5:14:41 PM
asiaratt$100.00$100.0012/3/2009 8:29:18 PM
yeti888$25.00$25.0012/3/2009 8:16:39 PM
Supernick$25.00$25.0012/3/2009 8:47:49 PM
sharkm$25.00$25.0012/3/2009 11:15:19 PM
treasure-bliss$100.00$100.0012/4/2009 2:40:55 AM
MylesNH$25.00$25.0012/4/2009 4:08:51 AM
five-star-note$25.00$25.0012/4/2009 12:03:07 AM
justice-dna$25.00$25.0012/4/2009 12:03:49 AM
djh47a$25.00$25.0012/4/2009 6:14:40 AM
MAYBROOK$50.00$50.0012/4/2009 7:22:53 AM
efficient-principal$25.00$25.0012/4/2009 9:07:28 AM
capital-amplifier$25.00$25.0012/4/2009 9:22:36 AM
billete$25.00$25.0012/4/2009 8:25:11 AM
reflective-rupee$50.00$50.0012/4/2009 9:41:54 AM
supreme-hope$25.00$25.0012/4/2009 9:48:11 AM
cashtolendyou$25.00$25.0012/4/2009 9:36:46 AM
rmachi$25.00$25.0012/4/2009 10:54:15 AM
jhouman$25.00$25.0012/4/2009 11:06:47 AM
towering-platinum3$25.00$25.0012/4/2009 12:20:19 PM
Phantom99$25.00$25.0012/4/2009 1:25:17 PM
vest_vortex$25.00$25.0012/4/2009 4:06:13 PM
burgeoning-silver$25.00$25.0012/4/2009 4:54:40 PM
DER$50.00$50.0012/4/2009 7:18:06 PM
alex189a$25.00$25.0012/4/2009 9:42:45 PM
loan-scientist8$25.00$25.0012/5/2009 3:47:03 AM
czar3$25.00$25.0012/5/2009 8:17:26 AM
Tammy102800$25.00$25.0012/5/2009 8:47:47 AM
HarryRoberts$50.00$50.0012/5/2009 8:47:15 AM
portfolio-zone801$25.00$25.0012/5/2009 1:08:13 PM
GOPHERBOY$25.00$25.0012/6/2009 7:12:15 AM
wrighco$25.00$25.0012/6/2009 12:28:15 PM
favorite-durability$25.00$25.0012/6/2009 6:31:01 PM
BW45$25.00$25.0012/6/2009 7:07:06 PM
Hondo$25.00$25.0012/6/2009 11:33:33 PM
hptcrabbers$25.00$25.0012/6/2009 9:12:21 PM
andrewnar$25.00$25.0012/7/2009 5:34:37 AM
flwah$25.00$25.0012/7/2009 1:38:44 AM
doublediamond$25.00$25.0012/7/2009 10:02:19 AM
reflective-rupee$50.00$50.0012/7/2009 9:33:44 AM
vivacious-p2p3$25.00$25.0012/7/2009 10:45:22 AM
cocobear$25.00$25.0012/7/2009 10:17:34 AM
fund-medalist171$25.00$25.0012/7/2009 10:58:24 AM
invisible_hand$34.88$34.8812/7/2009 12:37:11 PM
tigercat$50.00$50.0012/7/2009 2:27:06 PM
order-prospector$25.00$25.0012/7/2009 3:06:55 PM
JGuide$50.00$50.0012/7/2009 1:20:24 PM
jo2y$25.00$25.0012/7/2009 1:53:45 PM
yield-lion$25.00$25.0012/7/2009 3:55:05 PM
Tai$25.00$25.0012/7/2009 2:39:43 PM
ndwayno$25.00$25.0012/7/2009 3:03:37 PM
well-mannered-income3$60.00$60.0012/7/2009 5:51:40 PM
jplatypus$25.00$25.0012/7/2009 5:58:02 PM
vest_vortex$25.00$25.0012/7/2009 5:41:01 PM
forthright-dedication$25.00$25.0012/7/2009 6:01:43 PM
lepolgr$50.00$50.0012/7/2009 8:10:19 PM
wildguy$41.30$41.3012/7/2009 11:17:34 PM
Mantis75$25.00$25.0012/7/2009 11:16:47 PM
astute-dollar$25.00$25.0012/7/2009 11:21:21 PM
bluprntguy$25.00$25.0012/7/2009 11:21:33 PM
mickeyroi$25.00$25.0012/7/2009 11:21:41 PM
sensible-trade$25.00$25.0012/7/2009 11:21:44 PM
ChrisTJ$25.00$25.0012/7/2009 11:21:52 PM
JeffHoll$100.00$100.0012/7/2009 11:22:26 PM
icecoldcash$25.00$25.0012/7/2009 11:22:49 PM
blooming-dedication$50.00$50.0012/7/2009 11:22:52 PM
jldallover$25.00$25.0012/7/2009 11:23:14 PM
pleasant-nickel0$25.00$25.0012/7/2009 11:21:35 PM
VBAces$25.00$25.0012/7/2009 11:22:01 PM
EnigmaNYC-29$25.00$25.0012/7/2009 11:22:09 PM
melodious-fairness$25.00$25.0012/7/2009 11:22:11 PM
kginatl$25.00$25.0012/7/2009 11:17:49 PM
powerplant6$25.00$25.0012/7/2009 11:22:14 PM
loanfairy$25.00$25.0012/7/2009 11:17:55 PM
worklessmakemore$25.00$25.0012/7/2009 11:22:17 PM
beezling$52.00$52.0012/7/2009 11:18:06 PM
sentimental-euro$25.00$25.0012/7/2009 11:22:32 PM
GotoMoney$50.00$50.0012/7/2009 11:22:35 PM
a-special-power$25.00$25.0012/7/2009 11:22:37 PM
Astounding$25.00$25.0012/7/2009 11:22:45 PM
anton$25.00$25.0012/7/2009 11:23:02 PM
Wowzer$25.00$25.0012/7/2009 11:21:11 PM
puppy880$25.00$25.0012/7/2009 11:21:24 PM
dparkhom$25.00$25.0012/7/2009 11:21:37 PM
skro$25.00$25.0012/7/2009 11:21:47 PM
wise-extraordinary-loot$25.00$25.0012/7/2009 11:21:59 PM
value-pole$25.00$25.0012/7/2009 11:22:02 PM
personal-lender$25.00$25.0012/7/2009 11:22:07 PM
Buffer10$100.00$100.0012/7/2009 11:22:12 PM
first-restless-payout$25.00$25.0012/7/2009 11:22:21 PM
SDNLR$25.00$25.0012/7/2009 11:22:42 PM
Lam0nt$25.00$25.0012/7/2009 11:22:55 PM
open-minded-finance1$25.00$25.0012/7/2009 11:23:11 PM
wise-balanced-moola$25.00$25.0012/8/2009 11:20:33 AM
silverloan$50.00$50.0012/8/2009 5:00:12 PM
the-profit-oracle$25.00$25.0012/8/2009 10:22:38 PM
vest_vortex$25.00$25.0012/9/2009 4:15:46 PM
gpuck$25.00$25.0012/9/2009 4:39:53 PM
wwwUniversal$25.00$25.0012/9/2009 6:47:49 PM
melodious-fairness$25.00$25.0012/9/2009 7:37:06 PM
heroic-benefit$100.00$100.0012/9/2009 8:36:38 PM
onecooldrink$25.00$25.0012/9/2009 8:39:38 PM
Leshan$50.00$50.0012/10/2009 7:44:37 AM
ChrisKwan$25.00$25.0012/10/2009 11:20:27 AM
mercuriant$25.00$25.0012/10/2009 9:42:15 AM
worldly-gold$100.00$100.0012/10/2009 1:27:46 PM
Skeptical-one$100.00$100.0012/10/2009 2:45:12 PM
irishlaw$75.00$75.0012/10/2009 3:45:12 PM
investment-cluster$25.00$25.0012/10/2009 3:53:16 PM
Techne_Funds_LLC$25.00$25.0012/10/2009 4:21:18 PM
bid-papyrus$25.00$25.0012/10/2009 4:34:35 PM
reflective-rupee$25.00$25.0012/3/2009 5:17:06 PM
penny-surgeon$25.00$25.0012/3/2009 8:16:34 PM
puifais$25.00$25.0012/3/2009 8:46:19 PM
dutchlee$25.00$25.0012/3/2009 10:00:03 PM
direct-yield$25.00$25.0012/4/2009 3:27:55 AM
a-resplendent-commitment$25.00$25.0012/4/2009 5:49:38 AM
building_community$25.00$25.0012/4/2009 6:00:28 AM
money-prophesy$150.00$150.0012/4/2009 6:28:57 AM
Artist_Blue$25.00$25.0012/4/2009 9:16:27 AM
Yomain$25.00$25.0012/4/2009 9:52:43 AM
AF-Chief$28.00$28.0012/4/2009 10:46:44 AM
halothane_logic$25.00$25.0012/4/2009 10:33:40 AM
divrekku$25.00$25.0012/4/2009 11:39:52 AM
coin-investor$25.00$25.0012/4/2009 12:20:34 PM
Vess$25.00$25.0012/4/2009 12:39:03 PM
AlexTrep$25.00$25.0012/4/2009 2:03:35 PM
red-favorable-basis$25.00$25.0012/4/2009 1:46:44 PM
Nickle-And-Dime$25.00$25.0012/4/2009 2:52:08 PM
elegant-bonus$25.00$25.0012/4/2009 4:14:00 PM
dt_one$25.00$25.0012/4/2009 4:55:12 PM
spsavage$25.00$25.0012/5/2009 6:22:30 AM
SolarMoonshine$50.00$50.0012/5/2009 9:05:13 AM
Bob450$25.00$25.0012/5/2009 10:37:45 AM
charming-point$200.00$200.0012/5/2009 11:32:21 AM
justice-hawk$50.00$50.0012/5/2009 7:56:44 PM
fortytwo$50.00$50.0012/6/2009 4:12:15 AM
the-silver-blaster$75.00$75.0012/6/2009 11:15:10 AM
scho0590$25.00$25.0012/6/2009 2:30:36 PM
visionary-currency$50.00$50.0012/6/2009 6:13:46 PM
helping-out$25.00$25.0012/6/2009 9:58:48 PM
b-rent$25.00$25.0012/7/2009 6:50:04 AM
gaileyb$25.00$25.0012/7/2009 8:06:12 AM
noble-revenue$83.79$83.7912/7/2009 8:46:31 AM
reflective-rupee$50.00$50.0012/7/2009 9:34:10 AM
silvercertificate$25.00$25.0012/7/2009 10:32:35 AM
JGuide$50.00$50.0012/7/2009 1:21:02 PM
unger$100.00$100.0012/7/2009 4:12:02 PM
ahalyaa$25.00$25.0012/7/2009 4:20:00 PM
Bob450$25.00$25.0012/7/2009 8:24:13 PM
hard-working-loot$25.00$25.0012/7/2009 11:18:04 PM
desertoasis$25.00$25.0012/7/2009 11:17:58 PM
payout-point$25.00$25.0012/7/2009 11:21:22 PM
witty-principal$25.00$25.0012/7/2009 11:21:26 PM
zone8$100.00$100.0012/7/2009 11:21:39 PM
p123$25.00$25.0012/7/2009 11:21:43 PM
saffron4$25.00$25.0012/7/2009 11:21:49 PM
Andaliego$25.02$25.0212/7/2009 11:22:23 PM
brother_tam$50.00$50.0012/7/2009 11:22:59 PM
HunterSix$25.00$25.0012/7/2009 11:23:15 PM
lending_pugs$25.00$25.0012/7/2009 11:21:12 PM
teller$25.00$25.0012/7/2009 11:21:30 PM
accordion8$25.00$25.0012/7/2009 11:21:34 PM
benevolent-bonus$25.00$25.0012/7/2009 11:21:37 PM
GatorBux$25.00$25.0012/7/2009 11:21:45 PM
SPB$25.00$25.0012/7/2009 11:21:56 PM
WalnutCreekguy$25.00$25.0012/7/2009 11:22:03 PM
orange-courageous-dedication$30.00$30.0012/7/2009 11:22:10 PM
WHEREISTHEMOON$25.00$25.0012/7/2009 11:22:16 PM
Dap2005$25.00$25.0012/7/2009 11:22:19 PM
KiwiElf$25.00$25.0012/7/2009 11:22:38 PM
gustavzantanon$43.46$43.4612/7/2009 11:22:53 PM
PatRichi$25.00$25.0012/7/2009 11:21:28 PM
leodaguy$25.00$25.0012/7/2009 11:21:58 PM
YogaDude34$25.00$25.0012/7/2009 11:22:05 PM
oldmora$25.00$25.0012/7/2009 11:22:24 PM
terminus$25.00$25.0012/7/2009 11:22:30 PM
Fuzkaska__F_u_n_d_s$25.00$21.5512/7/2009 11:23:17 PM
trevize$25.00$25.0012/7/2009 11:46:17 PM
dorypro$25.00$25.0012/8/2009 2:31:59 PM
professional-finance$25.00$25.0012/8/2009 5:18:54 PM
JGuide$25.00$25.0012/8/2009 5:35:08 PM
eclipse056$25.00$25.0012/8/2009 8:39:02 PM
highyield$50.00$50.0012/9/2009 12:32:35 AM
CashFlow13$1,000.00$1,000.0012/9/2009 5:26:45 PM
PotBellyPete$40.00$40.0012/10/2009 7:59:15 AM
buffalobills$25.00$25.0012/10/2009 8:16:22 AM
durability-colonel$40.00$40.0012/10/2009 12:52:33 PM
monstersdad$50.00$50.0012/10/2009 1:50:11 PM
StargazerLending$25.00$25.0012/10/2009 1:57:28 PM
DasMula$100.00$100.0012/10/2009 2:46:38 PM
Ambassador$25.00$25.0012/10/2009 2:32:56 PM
piter-to-la-investment$25.00$25.0012/10/2009 4:22:06 PM
DasMula$100.00$100.0012/10/2009 4:21:22 PM
p2p-gala$25.00$25.0012/10/2009 4:34:24 PM
RecoveryLender$25.00$25.0012/10/2009 4:35:34 PM
197 bids
 
Borrower Payment Dependent Notes Series 436914
This series of Notes was issued and sold upon the funding of the borrower loan #40002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 31.88% Starting borrower rate/APR: 32.88% / 35.58% Starting monthly payment: $66.07
Final lender yield: 31.88% Final borrower rate/APR: 32.88% / 35.58% Final monthly payment: $66.07
 
Auction yield range: 14.20% - 31.88% Estimated loss impact: 16.17%  
Lender servicing fee: 1.00% Estimated return: 15.71%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1987 Debt/Income ratio: 27%
Credit score: 600-619 (Nov-2009) Current / open credit lines: 11 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:1y 3m
Amount delinquent: $0 Revolving credit balance: $5,500 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 87%Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Homeownership: No  
Inquiries last 6m: 2    
Screen name: loanforunclesam Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
600-619 (Jul-2008)
 
Principal balance: $397.89 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
Trip to Vancouver 2010 winter games
Purpose of loan:
This loan will be used for recreational purposes only. I will place priority on paying it back once I return to San Diego.

My financial situation:
I am a good candidate for this loan because I have steady income to repay the loan quickly.

Monthly net income: $ 2,600.00

Monthly expenses: $ 2000
??Housing: $ 1025.00
??Insurance: $ 66
??Car expenses: $ 280
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Unitas4302$200.00$200.0012/7/2009 4:51:18 PM
wealth-pipeline$25.00$25.0012/7/2009 6:07:41 PM
boodo$75.00$75.0012/9/2009 9:16:53 AM
Bob450$25.00$25.0012/10/2009 9:01:53 PM
Skeptical-one$25.00$24.4012/11/2009 3:37:59 PM
Kash2010lu$25.00$25.0012/14/2009 6:54:04 AM
lifelongreds$50.00$50.0012/14/2009 11:28:41 AM
transparency-tomahawk$50.00$50.0012/14/2009 3:46:23 PM
jeffe43$50.00$50.0012/14/2009 3:16:57 PM
DasMula$225.00$225.0012/14/2009 4:30:28 PM
SolarMoonshine$25.00$25.0012/7/2009 5:54:52 PM
Bob450$25.00$25.0012/7/2009 9:06:48 PM
DasMula$100.00$100.0012/9/2009 9:44:52 PM
jybank$25.00$25.0012/11/2009 1:21:50 PM
vest_vortex$25.00$25.0012/11/2009 6:46:35 PM
Tono$25.00$25.0012/12/2009 4:27:07 PM
marwadi-62$50.00$50.0012/13/2009 1:09:09 PM
DasMula$475.60$475.6012/14/2009 4:27:47 PM
18 bids
 
Borrower Payment Dependent Notes Series 436982
This series of Notes was issued and sold upon the funding of the borrower loan #39929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 31.36% Starting monthly payment: $41.04
Final lender yield: 23.55% Final borrower rate/APR: 24.55% / 28.44% Final monthly payment: $39.52
 
Auction yield range: 11.20% - 26.40% Estimated loss impact: 10.58%  
Lender servicing fee: 1.00% Estimated return: 12.97%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Feb-1996 Debt/Income ratio: 147%
Credit score: 640-659 (Dec-2009) Current / open credit lines: 9 / 9Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 17Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $15,708 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 100%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: gagirl716 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
660-679 (Nov-2009)
620-639 (Jul-2008)
640-659 (Sep-2007)
640-659 (Aug-2007)
 
Principal balance: $1,321.11 1+ mo. late: 0 ( 0% )
Total payments billed: 26  
Description
Paying off Credit Cards
Purpose of loan:
I was recently laid off and I am trying to consolidate my credit cards into one monthy payment.?

My financial situation:
I recently moved in with my sister to help eliminate my debt. I am?working a pt retail job while I draw unemployment.? I also do contract work when possible.? I have another?Prosper loan almost paid off and I am current on payments.?The $48.00 pending on my credit file history has been cleared.

Monthly net income: $ 2445.74

Monthly expenses: $
??Housing: $0.00
??Insurance: $ 0.00
??Car expenses: $ 646.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 100.00
??Credit cards and other loans: $ 600.00
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.0012/9/2009 5:58:26 AM
dorypro$25.00$25.0012/13/2009 4:42:44 PM
RoccoLoan$50.00$50.0012/14/2009 10:53:57 AM
Feyenoord$25.00$25.0012/14/2009 12:07:38 PM
fireferd$71.07$71.0712/14/2009 2:00:54 PM
shawnw2$75.00$75.0012/14/2009 2:06:53 PM
DasMula$150.00$150.0012/14/2009 4:19:58 PM
Feyenoord$25.00$25.0012/14/2009 4:33:05 PM
groovychick$25.00$25.0012/12/2009 9:58:23 AM
brother_tam$50.00$50.0012/12/2009 8:02:04 AM
grnii78$51.57$51.5712/12/2009 11:16:04 AM
Leshan$50.00$50.0012/14/2009 2:09:49 PM
quest0$50.00$50.0012/14/2009 3:39:12 PM
leverage-monger$25.00$2.3612/14/2009 2:44:03 PM
leverage-monger$25.00$25.0012/14/2009 4:23:34 PM
nala2821$25.00$25.0012/14/2009 4:34:56 PM
16 bids
 
Borrower Payment Dependent Notes Series 437026
This series of Notes was issued and sold upon the funding of the borrower loan #39938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,499.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 9.85% Starting borrower rate/APR: 10.85% / 12.97% Starting monthly payment: $244.98
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $243.21
 
Auction yield range: 4.20% - 9.85% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-2002 Debt/Income ratio: 24%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 6Length of status:1y 6m
Amount delinquent: $0 Revolving credit balance: $25,077 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 73%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: contract-thunder Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off higher interest debt.????????

My financial situation:
I am a good candidate for this loan because? I am steadily employed, have never missed a payment of any kind.

Monthly net income: $ 3,700

Monthly expenses: $
??Housing: $?450
??Insurance: $ 128
??Car expenses: $475
??Utilities: $?75
??Phone, cable, internet: $30
??Food, entertainment: $ 200
??Clothing, household expenses $150
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Sixmil$25.00$25.0012/7/2009 4:36:26 PM
Cheburashka$30.00$30.0012/7/2009 4:42:33 PM
helping-out$25.00$25.0012/7/2009 4:38:55 PM
thedoctor$80.00$80.0012/7/2009 4:45:51 PM
Hondo$25.00$25.0012/7/2009 4:41:30 PM
chumbawumba$25.00$25.0012/7/2009 4:45:04 PM
fatson43$25.00$25.0012/7/2009 4:45:38 PM
neenerman$75.00$75.0012/7/2009 5:05:29 PM
QuinMccoy$25.00$25.0012/7/2009 5:35:28 PM
Artist_Blue$25.00$25.0012/7/2009 5:36:47 PM
sharkm$40.00$40.0012/7/2009 5:34:34 PM
shamrocker$25.00$25.0012/7/2009 5:39:15 PM
gracej$25.00$25.0012/7/2009 5:39:42 PM
wrighco$25.00$25.0012/7/2009 5:43:14 PM
burgeoning-silver$25.00$25.0012/7/2009 5:39:58 PM
five-star-note$25.00$25.0012/7/2009 5:44:42 PM
aasx1108$25.00$25.0012/7/2009 5:47:25 PM
patriot384$150.00$150.0012/7/2009 5:51:12 PM
ITGuy$25.00$25.0012/7/2009 7:03:29 PM
rosie777$25.00$25.0012/7/2009 7:03:30 PM
wise-agile-investment$25.00$25.0012/7/2009 6:10:27 PM
dontscrewmeover1$50.00$50.0012/7/2009 8:00:06 PM
ClearLake$25.00$25.0012/7/2009 11:17:03 PM
peaceful-trade$25.00$25.0012/7/2009 11:18:15 PM
wealth-cloud$25.00$25.0012/7/2009 11:18:47 PM
lendacity$25.00$25.0012/7/2009 11:19:50 PM
metro457$25.00$25.0012/7/2009 11:20:08 PM
kulender$25.00$25.0012/7/2009 11:19:26 PM
liberty-revelry2$25.00$25.0012/7/2009 11:20:20 PM
trade-pragmatist$25.00$25.0012/7/2009 11:19:33 PM
phunktion$25.00$25.0012/7/2009 11:20:28 PM
iansays1$25.00$25.0012/7/2009 11:30:23 PM
antlr$25.00$25.0012/7/2009 11:37:44 PM
money-prophesy$71.70$71.7012/7/2009 11:38:04 PM
Hola_James$25.00$25.0012/7/2009 11:38:33 PM
open-minded-finance1$25.00$25.0012/7/2009 11:37:01 PM
rakstar$50.00$50.0012/7/2009 11:49:41 PM
bayareainv$50.00$50.0012/7/2009 11:37:22 PM
newbietony$40.00$40.0012/7/2009 11:36:46 PM
TheBiggTree$25.00$25.0012/7/2009 11:37:09 PM
syounker$25.00$25.0012/7/2009 11:37:28 PM
loan-warrior$25.00$25.0012/7/2009 11:38:03 PM
KnightKSU$25.00$25.0012/7/2009 11:46:28 PM
jcfunder$25.00$25.0012/7/2009 11:46:23 PM
mocrepsorp13$25.00$25.0012/7/2009 11:46:29 PM
cubesteak$25.00$25.0012/7/2009 11:46:46 PM
Bedsteak$25.00$25.0012/8/2009 4:56:30 AM
cozy-worth7$25.00$25.0012/8/2009 6:03:28 AM
JeffHoll$100.00$100.0012/8/2009 6:52:01 AM
bluesky07$25.00$25.0012/7/2009 11:58:19 PM
top-trade-chihuahua$25.00$25.0012/8/2009 3:55:34 AM
Flux$25.00$25.0012/8/2009 5:07:24 AM
awwaww$25.00$25.0012/8/2009 3:55:35 AM
copperfield$25.00$25.0012/8/2009 6:10:00 AM
18th_beachbum$25.00$25.0012/8/2009 9:44:14 AM
misterhobbs$25.00$25.0012/8/2009 9:45:49 AM
btoole$25.00$25.0012/8/2009 9:50:30 AM
suzanny$25.00$25.0012/8/2009 7:00:33 AM
icon7$25.00$25.0012/8/2009 10:52:45 AM
kirkjerk$25.00$25.0012/8/2009 10:52:58 AM
peaceful-bid$25.00$25.0012/8/2009 10:53:58 AM
transparency-giant$38.75$38.7512/8/2009 10:52:54 AM
independent-investment$25.00$25.0012/8/2009 10:50:22 AM
entreprenooner$25.00$25.0012/8/2009 10:52:48 AM
JandJ-Bank$25.00$25.0012/8/2009 11:05:40 AM
the-profit-worker$72.18$72.1812/8/2009 11:06:27 AM
marketrateinvestor$25.00$25.0012/8/2009 11:33:21 AM
fortress767$25.00$25.0012/8/2009 11:33:39 AM
Plotinus$50.00$50.0012/8/2009 11:05:28 AM
KailuaLender$25.00$25.0012/8/2009 11:36:25 AM
tisiphone$25.00$25.0012/8/2009 11:40:22 AM
Velocity_Lenders$100.00$100.0012/8/2009 11:42:40 AM
well-rounded-market$25.00$25.0012/8/2009 11:43:18 AM
justice-dna$35.00$35.0012/8/2009 11:43:31 AM
commanding-openness$25.00$25.0012/8/2009 11:33:23 AM
balanced-greenback$25.00$25.0012/8/2009 11:43:57 AM
skvat$25.00$25.0012/8/2009 11:44:50 AM
TrueLending$25.00$25.0012/8/2009 11:36:27 AM
iruz$50.00$50.0012/8/2009 11:37:09 AM
diversification-viking$25.00$25.0012/8/2009 11:43:46 AM
racing777$25.00$25.0012/8/2009 11:43:58 AM
aspen5$25.00$25.0012/8/2009 11:44:31 AM
first-wampum-trapper$25.00$25.0012/8/2009 11:44:38 AM
wise-balanced-moola$25.00$25.0012/8/2009 11:53:20 AM
uofm2007$35.82$35.8212/8/2009 11:33:19 AM
lean-benefit$25.00$25.0012/8/2009 11:33:45 AM
Lancasterdust$25.00$25.0012/8/2009 11:35:56 AM
philantist$25.00$25.0012/8/2009 11:37:02 AM
Preferred-Lender$25.00$25.0012/8/2009 11:54:34 AM
BayShell$50.00$50.0012/8/2009 11:37:54 AM
jpjones86$25.00$25.0012/8/2009 11:42:59 AM
DLock99$50.00$50.0012/8/2009 11:44:27 AM
trade-doughnut5$25.00$25.0012/8/2009 11:44:40 AM
vegaslender88$25.00$25.0012/8/2009 11:44:54 AM
greenbackologist$25.00$25.0012/8/2009 11:45:02 AM
robust-loyalty$25.00$25.0012/8/2009 12:10:13 PM
donmacprosper$25.00$25.0012/8/2009 12:04:56 PM
bold-yield-rumbler$25.00$25.0012/8/2009 12:10:25 PM
CASHGIRL$33.88$33.8812/8/2009 12:10:06 PM
lagnisiruk$25.00$25.0012/8/2009 12:25:44 PM
principal-kung-fu$25.00$25.0012/8/2009 11:54:46 AM
powerful-bill$25.00$25.0012/8/2009 12:34:16 PM
ThomasC$25.00$25.0012/8/2009 12:04:52 PM
deal-image$25.00$25.0012/8/2009 12:42:58 PM
skiforglory$25.00$25.0012/8/2009 12:58:03 PM
1h1m$25.00$23.9112/8/2009 1:05:03 PM
Scoreman$43.66$43.6612/8/2009 12:27:50 PM
jtrump22$25.00$25.0012/8/2009 12:30:02 PM
neighborly-hope6$100.00$100.0012/8/2009 12:33:49 PM
speyer$25.00$25.0012/8/2009 12:34:07 PM
kchen486$25.00$25.0012/8/2009 12:34:25 PM
bradny$25.00$25.0012/8/2009 12:53:49 PM
zoomdrm57$50.00$50.0012/8/2009 12:57:44 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:25 PM
ptjg$50.00$50.0012/9/2009 9:29:38 PM
rmachi$25.00$25.0012/7/2009 4:36:33 PM
Hexnut$50.00$50.0012/7/2009 4:37:21 PM
integrity-doctor$50.00$50.0012/7/2009 4:37:43 PM
Buffer10$200.00$200.0012/7/2009 4:44:43 PM
fund-medalist171$25.00$25.0012/7/2009 4:44:55 PM
wdove511$25.00$25.0012/7/2009 4:41:02 PM
the-bright-velocity$25.00$25.0012/7/2009 4:42:12 PM
stable-nickel$85.00$85.0012/7/2009 4:44:38 PM
ijspence$25.00$25.0012/7/2009 4:44:06 PM
gold-commander0$50.00$50.0012/7/2009 5:34:19 PM
puifais$25.00$25.0012/7/2009 5:33:39 PM
Marathoner$25.00$25.0012/7/2009 5:36:51 PM
sjlender$25.00$25.0012/7/2009 5:34:09 PM
elegant-bonus$25.00$25.0012/7/2009 5:39:48 PM
AF-Chief$35.00$35.0012/7/2009 5:37:21 PM
the-profit-oracle$25.00$25.0012/7/2009 5:54:47 PM
portfolio-zone801$25.00$25.0012/7/2009 5:46:03 PM
the-debt-fluffy-bunny$25.00$25.0012/7/2009 5:46:36 PM
harnobuff$25.00$25.0012/7/2009 7:12:03 PM
ddamenace$25.00$25.0012/7/2009 7:46:49 PM
reliable-dough3$25.00$25.0012/7/2009 11:18:32 PM
nostromo$25.00$25.0012/7/2009 11:19:05 PM
thestartuplender$35.00$35.0012/7/2009 11:19:09 PM
fair-funds$25.00$25.0012/7/2009 11:19:48 PM
BeansMan02$25.00$25.0012/7/2009 11:19:52 PM
Maccs55$25.00$25.0012/7/2009 11:20:26 PM
Divot$25.00$25.0012/7/2009 11:18:36 PM
Klearwater_Pools$25.00$25.0012/7/2009 11:19:45 PM
alpinaut$25.00$25.0012/7/2009 11:18:21 PM
Rupees_n_Pesos$25.00$25.0012/7/2009 11:18:34 PM
bigdogsafety1$25.00$25.0012/7/2009 11:19:14 PM
Diosia$25.00$25.0012/7/2009 11:46:25 PM
JJS180$25.00$25.0012/7/2009 11:51:10 PM
dinero-philosopher3$25.00$25.0012/7/2009 11:38:00 PM
gulch$35.00$35.0012/7/2009 11:45:36 PM
a275ranger$30.00$30.0012/7/2009 11:46:21 PM
otter$25.00$25.0012/8/2009 2:40:06 AM
mlopez2007$100.00$100.0012/8/2009 3:47:00 AM
o0Sparrow0o$25.00$25.0012/7/2009 11:46:22 PM
kazdag$50.00$50.0012/7/2009 11:46:27 PM
Joem311JE$25.00$25.0012/7/2009 11:46:30 PM
Triathlonman$25.00$25.0012/7/2009 11:46:34 PM
fortytwo$50.00$50.0012/8/2009 4:54:22 AM
jla720$25.00$25.0012/7/2009 11:49:57 PM
value-pouch$25.00$25.0012/7/2009 11:46:45 PM
GUIDOLANDIA$25.00$25.0012/8/2009 6:09:57 AM
asset-prescription$25.00$25.0012/7/2009 11:49:56 PM
refined-income7$25.00$25.0012/8/2009 6:20:46 AM
Topaz_John$50.00$50.0012/7/2009 11:58:16 PM
Sierralance$25.00$25.0012/7/2009 11:58:17 PM
trochees$25.00$25.0012/8/2009 2:26:48 AM
doublediamond$50.00$50.0012/8/2009 7:17:10 AM
kenji4861$50.00$50.0012/8/2009 12:00:08 AM
stable-money$25.00$25.0012/8/2009 2:37:21 AM
basis-mammal$25.00$25.0012/8/2009 12:07:02 AM
jazz619$25.00$25.0012/8/2009 3:55:32 AM
wacko82$25.00$25.0012/8/2009 8:26:03 AM
panegryst$25.00$25.0012/8/2009 2:37:18 AM
orange-mighty-finance$25.00$25.0012/8/2009 6:20:43 AM
supreme-hope$25.00$25.0012/8/2009 5:22:16 AM
eighttone$25.00$25.0012/8/2009 5:38:59 AM
nala2821$25.00$25.0012/8/2009 6:11:56 AM
Lender0010$25.00$25.0012/8/2009 6:20:45 AM
happy-loyalty$25.00$25.0012/8/2009 8:26:01 AM
wampum-chorus3$25.00$25.0012/8/2009 10:39:37 AM
urbanMisfit$25.00$25.0012/8/2009 9:46:05 AM
agwosdof$100.00$100.0012/8/2009 10:52:15 AM
cesta283$25.00$25.0012/8/2009 10:54:58 AM
agent86a$25.00$25.0012/8/2009 10:40:24 AM
srfb973$25.00$25.0012/8/2009 10:42:42 AM
thedreamer$25.00$25.0012/8/2009 10:53:10 AM
JohnGalt94$25.00$25.0012/8/2009 10:54:18 AM
holstj$25.00$25.0012/8/2009 10:52:42 AM
terrific-wealth$25.00$25.0012/8/2009 10:52:51 AM
grc$25.00$25.0012/8/2009 11:06:23 AM
likeable-value$25.00$25.0012/8/2009 11:33:42 AM
saritha$25.00$25.0012/8/2009 11:36:21 AM
dparkhom$25.00$25.0012/8/2009 11:36:29 AM
proteinart$25.00$25.0012/8/2009 11:42:44 AM
truth-prospector$25.00$25.0012/8/2009 11:43:24 AM
winlender$25.00$25.0012/8/2009 11:43:39 AM
Mr_Marcus$50.00$50.0012/8/2009 11:44:42 AM
capus$50.00$50.0012/8/2009 11:36:18 AM
epit$25.00$25.0012/8/2009 11:44:52 AM
five-star-responsibility0$25.00$25.0012/8/2009 11:37:07 AM
MiniBank998$25.00$25.0012/8/2009 11:37:36 AM
szetheli$50.00$50.0012/8/2009 11:19:47 AM
People-for-people$50.00$50.0012/8/2009 11:39:06 AM
love_what_you_do$25.00$25.0012/8/2009 11:43:02 AM
attractive-rate$25.00$25.0012/8/2009 11:43:52 AM
best-decisive-peace$25.00$25.0012/8/2009 11:44:34 AM
emo13$50.00$50.0012/8/2009 11:44:44 AM
Speculator$25.00$25.0012/8/2009 11:36:31 AM
unk1911$25.00$25.0012/8/2009 11:37:29 AM
Fuzkaska__F_u_n_d_s$25.00$25.0012/8/2009 11:43:06 AM
GRI$50.00$50.0012/8/2009 11:43:16 AM
gauss02$25.00$25.0012/8/2009 11:43:44 AM
Oakland$50.00$50.0012/8/2009 11:44:00 AM
Zarf$50.00$50.0012/8/2009 11:44:35 AM
goodhearted-basis4$25.00$25.0012/8/2009 12:09:36 PM
jd006006$34.10$34.1012/8/2009 11:44:47 AM
deal-kung-fu$25.00$25.0012/8/2009 11:44:56 AM
Ocean-Breeze$25.00$25.0012/8/2009 12:10:11 PM
SNH$50.00$50.0012/8/2009 11:54:20 AM
PumpkinHead406$25.00$25.0012/8/2009 12:27:11 PM
8bitnintendo$25.00$25.0012/8/2009 12:27:56 PM
point-zebra$25.00$25.0012/8/2009 12:04:59 PM
Mr_Money$25.00$25.0012/8/2009 12:34:13 PM
scoobiedoo$25.00$25.0012/8/2009 12:53:52 PM
kginatl$25.00$25.0012/8/2009 12:30:22 PM
trident9$50.00$50.0012/8/2009 12:33:52 PM
brightest-income-hunter$25.00$25.0012/8/2009 12:34:27 PM
transaction-aggregator7$25.00$25.0012/8/2009 12:53:55 PM
highcountry1$25.00$25.0012/8/2009 1:05:00 PM
availableloan$25.00$25.0012/8/2009 4:26:43 PM
230 bids
 
Borrower Payment Dependent Notes Series 437146
This series of Notes was issued and sold upon the funding of the borrower loan #39973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Dec-07-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 30.62% Starting monthly payment: $62.05
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.46% Final monthly payment: $54.23
 
Auction yield range: 8.20% - 27.00% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1992 Debt/Income ratio: 24%
Credit score: 660-679 (Nov-2009) Current / open credit lines: 19 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 37Length of status:26y 9m
Amount delinquent: $0 Revolving credit balance: $21,741 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 85%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 4    
Screen name: adv1sor Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
680-699 (Aug-2008)
 
Principal balance: $3,151.98 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
Don't want to use a credit card!
Purpose of loan:
Student expenses for my son. Books, fees, etc. I was about to charge these but decided to use Prosper again instead. I may pay this off early.

My financial situation:
Solid employment. Solid payments for the past three years. I had some late payments a few years ago but have made 100% on time payments for the past three years. I don't plan to do anything that would lower my credit rating going forward. I am employed full time as a manager at Verizon. The drop in my credit score is due to AMEX and other CC companies lower my limits.

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 1047
??Insurance: $ 120
??Car expenses: $ 350
??Utilities: $ 350
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 750
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Tomco$25.00$25.0012/7/2009 7:21:53 PM
stuy1998$30.00$30.0012/9/2009 1:18:40 PM
hellasow$25.00$25.0012/9/2009 5:01:19 PM
boredlv$25.00$25.0012/10/2009 10:45:07 AM
nickel-pipeline$26.27$26.2712/10/2009 5:20:26 PM
grammaspurse$25.00$25.0012/11/2009 8:08:21 AM
TakeCare$50.00$50.0012/11/2009 10:10:06 AM
DenimCapital$25.00$25.0012/13/2009 7:51:45 PM
lender12345$25.00$25.0012/13/2009 7:00:11 PM
the-profit-oracle$25.00$25.0012/13/2009 6:56:18 PM
five-star-note$50.00$50.0012/14/2009 7:42:02 AM
justice-hawk$50.00$50.0012/14/2009 6:07:58 AM
OoM$25.00$25.0012/14/2009 11:00:19 AM
generous-deal6$75.00$75.0012/14/2009 11:15:19 AM
JGuide$25.00$25.0012/14/2009 1:25:32 PM
wild-orange$25.00$25.0012/14/2009 1:46:45 PM
The-CAPS-fan$35.00$6.7912/14/2009 2:08:28 PM
exciting-fairness$200.00$200.0012/14/2009 3:23:37 PM
Techne_Funds_LLC$25.00$25.0012/14/2009 4:09:51 PM
goodhearted-basis4$25.00$25.0012/14/2009 4:24:17 PM
squarebob$25.00$25.0012/14/2009 4:31:58 PM
Unitas4302$300.00$300.0012/7/2009 4:54:40 PM
loyalist1$25.00$25.0012/7/2009 5:39:11 PM
wwwUniversal$25.00$25.0012/9/2009 6:52:27 PM
impartial-deal$25.00$25.0012/11/2009 11:01:41 AM
Rothgoe$26.62$26.6212/11/2009 10:34:32 AM
jybank$25.00$25.0012/11/2009 1:24:55 PM
Syzygy$25.00$25.0012/11/2009 2:10:28 PM
gothampark$25.00$25.0012/12/2009 3:01:55 PM
lender12345$25.00$25.0012/13/2009 6:59:46 PM
heerzaquestion$25.00$25.0012/13/2009 5:19:30 PM
Feyenoord$32.90$32.9012/14/2009 11:56:10 AM
admirable-loyalty$27.42$27.4212/14/2009 10:35:58 AM
careful-wealth$25.00$25.0012/14/2009 1:46:32 PM
cordial-integrity$75.00$75.0012/14/2009 4:34:55 PM
35 bids
 
Borrower Payment Dependent Notes Series 437238
This series of Notes was issued and sold upon the funding of the borrower loan #40005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-08-2009 
  Auction end date:  Dec-14-2009 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $82.08
Final lender yield: 26.40% Final borrower rate/APR: 27.40% / 29.74% Final monthly payment: $82.08
 
Auction yield range: 11.20% - 26.40% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Mar-2003 Debt/Income ratio: 54%
Credit score: 680-699 (Dec-2009) Current / open credit lines: 17 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:3y 3m
Amount delinquent: $0 Revolving credit balance: $17,405 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 75%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 4    
Screen name: VETjr11 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 50 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,500.00< mo. late: 0 ( 0% )  
640-659 (Jul-2009)
580-599 (Dec-2007)
600-619 (Nov-2007)
560-579 (Dec-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 50  
Description
Paying for School
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?? I am collecting money through the GI BILL so I will be able to pay most of my bills off. The reason I need this money is that I just had a daughter. My fiancee is currently unemployed due?to the new?baby,?and we need the money to help us stay above water. I have paid off previous loans off through Prosper in the past and was NEVER late on a payment. Please consider lending me us the money Thank You.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 50.00
??Car expenses: $ 550.00
??Utilities: $ 75.00
??Phone, cable, internet: $
??Food, entertainment: $?200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Given that you monthly net income if far greater than your listed expenses, please explain why you need this loan. Thanks - reflective-rupee
A: Well I didn't add the baby expenses also I've paying my fianc?e's bills since she is unable to work full time due to our daughter. (Dec-09-2009)
Q: Please list all of your expenses. thanks - reflective-rupee
A: Diapers/ Formula- 150.00 medical bills- 100.00 Also I've been paying extra on my credit cards to pay them off faster, listed is the minimum payments but I've been paying more. Also I would pay off my smaller credit cards to just have one payment. As you can see I have a 100% monthly payment record. (Dec-10-2009)
Q: Are you willing to say that you will pay this loan back on time no matter what? - Toastmaster007
A: Yes I AM!! Adding that I will pay it ahead of the alloted time!! (Dec-14-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$50.00$50.0012/8/2009 4:26:52 PM
SolarMoonshine$25.00$25.0012/9/2009 2:45:55 PM
Aberdeen$142.56$142.5612/10/2009 9:47:37 AM
reflective-rupee$60.00$60.0012/12/2009 4:17:21 AM
vest_vortex$25.00$25.0012/13/2009 3:44:02 PM
RecoveryLender$25.00$25.0012/14/2009 4:51:04 PM
Moe87$25.00$25.0012/14/2009 6:09:22 PM
impressive-fund0$66.39$66.3912/14/2009 6:11:12 PM
dunrizzo$36.56$36.5612/14/2009 5:15:02 PM
upbeat-marketplace$25.00$25.0012/14/2009 5:40:26 PM
reflective-rupee$75.00$75.0012/8/2009 4:30:26 PM
CA_Lender$25.00$25.0012/8/2009 4:30:52 PM
brondero$200.00$200.0012/10/2009 9:20:53 AM
reflective-rupee$400.00$28.3412/10/2009 4:55:47 PM
well-mannered-income3$50.00$50.0012/12/2009 6:08:34 AM
pietro_torna_indietro$34.41$34.4112/13/2009 7:24:40 AM
sensible-fund$30.00$30.0012/14/2009 6:24:50 AM
well-mannered-income3$40.00$40.0012/14/2009 1:39:03 PM
SignatureCapital$25.00$25.0012/14/2009 2:03:33 PM
caddy5662$100.00$100.0012/14/2009 3:20:55 PM
shawnw2$50.00$50.0012/14/2009 11:59:21 AM
shawnw2$150.00$150.0012/14/2009 2:08:32 PM
investment-forte$51.65$51.6512/14/2009 3:59:56 PM
a-finance-nirvana$110.09$110.0912/14/2009 3:24:27 PM
vest_vortex$25.00$25.0012/14/2009 4:49:04 PM
squarebob$50.00$50.0012/14/2009 6:07:37 PM
SmartBanking$25.00$25.0012/14/2009 5:07:14 PM
eclipse056$50.00$50.0012/14/2009 5:05:32 PM
Bob450$25.00$25.0012/14/2009 6:49:34 PM
371millwood$200.00$200.0012/14/2009 5:14:14 PM
amor1962$25.00$25.0012/14/2009 5:28:01 PM
DenimCapital$25.00$25.0012/14/2009 5:50:29 PM
icon7$25.00$25.0012/14/2009 5:45:32 PM
p2p-gala$25.00$25.0012/14/2009 5:58:25 PM
BrianCU15$50.00$50.0012/14/2009 6:18:59 PM
jcw3rd$25.00$25.0012/14/2009 6:49:54 PM
36 bids
 
Borrower Payment Dependent Notes Series 437664
This series of Notes was issued and sold upon the funding of the borrower loan #39959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.73% Final monthly payment: $67.85
 
Auction yield range: 14.20% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Apr-2000 Debt/Income ratio: 35%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:2y 9m
Amount delinquent: $0 Revolving credit balance: $14,229 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 83%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: truth-transporter Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
divorced need car
Purpose of loan:
This loan will be used to?
buy a cheap car and help with some moving expences
My financial situation:
I am a good candidate for this loan because?
I have great credit always pay my bills on time
Monthly net income: $ 3333

Monthly expenses: $
??Housing: $ 535
??Insurance: $ 90
??Car expenses: $ 250
??Utilities: $ 100
??Phone, cable, internet: $ 140
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Based upon the income and expenses listed, you have an extra $1500+ per month. So in 1 month you could buy the car without the loan. Perhaps you are also using your savings for the car. Please explain & indicate how much you are paying for it. - exciting-fairness
A: My soon to be exwife closed our saving account and took all the money. I just had to pay $1500 for a lawyer so I can see my two year old daughter. There is a truck that I would like to buy and it is $2900, I will use this loan with money I have saved up to buy it. All I have to drive right now is a motorcycle and it has been in the 20s in the mornings where I live. I do pay child support now of $700 a month that is not added in that. (Dec-10-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Bob450$25.00$25.0012/9/2009 4:26:00 PM
reflective-rupee$25.00$25.0012/9/2009 4:39:54 PM
DasMula$250.00$250.0012/9/2009 11:42:56 PM
aztocas$25.00$25.0012/10/2009 7:30:29 AM
exciting-fairness$200.00$200.0012/10/2009 4:54:18 PM
order-bee1$100.00$100.0012/10/2009 10:25:05 PM
heroic-benefit$100.00$100.0012/11/2009 8:03:09 AM
reflective-rupee$25.00$25.0012/11/2009 9:43:02 AM
red-favorable-basis$25.00$25.0012/11/2009 11:44:34 AM
victor111$25.00$25.0012/10/2009 1:29:46 PM
SolarMoonshine$25.00$25.0012/10/2009 5:59:57 PM
DasMula$100.00$100.0012/10/2009 6:56:26 PM
periko$50.00$50.0012/10/2009 11:04:50 PM
buffalobills$25.00$25.0012/11/2009 8:49:04 AM
retired272$25.00$25.0012/11/2009 9:07:54 AM
reflective-rupee$25.00$25.0012/11/2009 9:43:19 AM
reflective-rupee$25.00$25.0012/11/2009 9:42:43 AM
friendly-loot9$36.00$36.0012/11/2009 10:42:54 AM
reflective-rupee$500.00$389.0012/11/2009 2:34:50 PM
19 bids
 
Borrower Payment Dependent Notes Series 437746
This series of Notes was issued and sold upon the funding of the borrower loan #39956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Dec-09-2009 
  Auction end date:  Dec-11-2009 
 
Starting lender yield: 17.00% Starting borrower rate/APR: 18.00% / 20.21% Starting monthly payment: $90.38
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.21% Final monthly payment: $90.38
 
Auction yield range: 4.20% - 17.00% Estimated loss impact: 2.17%  
Lender servicing fee: 1.00% Estimated return: 14.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Dec-1997 Debt/Income ratio: 18%
Credit score: 720-739 (Nov-2009) Current / open credit lines: 12 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:7y 0m
Amount delinquent: $0 Revolving credit balance: $3,600 Occupation: Other
Public records last 12m / 10y: 1/ 1 Bankcard utilization: 35%Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: titan5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Needed Boost
Purpose of loan:
This loan will be used tp pay off a few lingering bills and help with Christmas.

My financial situation:
I am a good candidate for this loan because I have a secure job with the Federal government and have a second income as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
stone_lion$56.04$56.0412/9/2009 4:15:07 PM
flyinhawaiian$50.00$50.0012/9/2009 4:15:12 PM
snw_1710$100.00$100.0012/9/2009 4:16:34 PM
best-community-platoon$25.00$25.0012/9/2009 4:17:09 PM
ImaPutz$25.00$25.0012/9/2009 4:22:33 PM
rjleves$25.00$25.0012/9/2009 4:24:23 PM
robot777$25.00$25.0012/9/2009 4:24:53 PM
ROCKI9$50.00$50.0012/9/2009 4:23:48 PM
cfarther$25.00$25.0012/9/2009 4:23:53 PM
YDBXMHC$25.00$25.0012/9/2009 4:25:08 PM
CallMeBen$25.00$25.0012/9/2009 4:27:31 PM
two_old_gals$25.00$25.0012/9/2009 4:27:55 PM
principal-prodigy$25.00$25.0012/9/2009 4:36:54 PM
SolarMoonshine$25.00$25.0012/9/2009 6:28:54 PM
Dap2005$100.00$100.0012/10/2009 7:27:03 AM
gourd6$25.00$25.0012/10/2009 7:22:06 AM
the-profit-oracle$25.00$25.0012/10/2009 3:24:45 PM
CLMnCWC$25.00$25.0012/10/2009 3:37:41 PM
1SteelerFan$25.00$25.0012/10/2009 4:38:07 PM
minista$25.00$25.0012/10/2009 5:12:45 PM
benefit-flow$50.00$50.0012/10/2009 5:41:23 PM
marwadi-62$25.00$25.0012/10/2009 6:28:57 PM
bdruss$25.00$25.0012/10/2009 5:06:45 PM
blackbear$75.00$75.0012/10/2009 9:02:50 PM
respectful-integrity3$25.00$25.0012/10/2009 10:13:16 PM
availableloan$25.00$25.0012/10/2009 10:47:39 PM
BobJohnson$35.00$35.0012/11/2009 8:24:07 AM
matthewa$25.00$25.0012/11/2009 8:58:07 AM
JAB$50.00$50.0012/11/2009 10:36:22 AM
independentusa$25.00$25.0012/9/2009 4:22:23 PM
fairness-faire$25.00$25.0012/9/2009 4:24:52 PM
robot777$40.00$40.0012/9/2009 4:25:00 PM
responsibility-butterfly$25.00$25.0012/9/2009 4:25:03 PM
SnE$75.00$75.0012/9/2009 4:24:49 PM
Rattlehead$75.00$75.0012/9/2009 4:24:26 PM
enterprising-integrity$25.00$25.0012/9/2009 4:24:28 PM
Tazeme$25.00$25.0012/9/2009 4:24:50 PM
ryreesado$25.00$25.0012/9/2009 4:24:55 PM
ekmendenhall$25.00$25.0012/9/2009 4:27:33 PM
breadbroker$25.00$25.0012/9/2009 4:37:48 PM
steady-dime$300.00$300.0012/9/2009 5:06:07 PM
chibear34$25.00$25.0012/9/2009 5:31:37 PM
Ven58$25.00$25.0012/10/2009 5:31:45 AM
Aristophil$100.00$100.0012/10/2009 5:28:59 AM
alex189a$50.00$50.0012/10/2009 5:31:36 AM
helping-out$31.12$31.1212/10/2009 5:31:50 AM
Syzygy$25.00$25.0012/10/2009 11:41:05 AM
Aristophil$125.00$125.0012/10/2009 1:06:43 PM
kginatl$25.00$25.0012/10/2009 2:27:46 PM
building_community$25.00$25.0012/10/2009 2:43:58 PM
gourd6$25.00$25.0012/10/2009 4:26:36 PM
cashhelp$25.00$25.0012/10/2009 8:42:42 PM
Bob450$25.00$25.0012/10/2009 8:40:01 PM
income-fortress$45.38$45.3812/11/2009 6:27:37 AM
iolaire$25.00$25.0012/11/2009 8:03:13 AM
merkutio$50.00$50.0012/11/2009 10:48:42 AM
JAB$50.00$50.0012/11/2009 10:30:35 AM
wise-balanced-moola$25.00$25.0012/11/2009 11:18:15 AM
ghinga$50.00$17.4612/11/2009 11:04:18 AM
wwwUniversal$25.00$25.0012/11/2009 11:19:20 AM
60 bids
 
Borrower Payment Dependent Notes Series 437808
This series of Notes was issued and sold upon the funding of the borrower loan #39941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Dec-10-2009 
  Auction end date:  Dec-10-2009 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $215.67
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $215.01
 
Auction yield range: 11.20% - 30.24% Estimated loss impact: 10.76%  
Lender servicing fee: 1.00% Estimated return: 19.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Dec-1999 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2009) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:2y 5m
Amount delinquent: $0 Revolving credit balance: $29,923 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 71%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: maamebi Borrower's state: Illinois Borrower's group: P2P Financial
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 36 ( 97% ) 700-719 (Latest)
Principal borrowed: $6,000.00< mo. late: 1 ( 3% )  
640-659 (May-2008)
660-679 (Sep-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 37  
Description
Buying New Appliances For Kitchen
Hello,

I am a 29 year old female that has just recently had a new baby and have had many unexpected costs that have come up due to this new addition to our family. My kitchen appliances have started to give out,but due to tough times, and?carrying two homes for?3 years, I really need an upgrade of these appliances for the Christmas holiday to be able to cook. I will be able to pay back this loan for sure in three years or less, but just need the extra funding to make the best investment and to qualify for the best deals.

Thank you,
Maamebi
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lendarer$25.00$25.0012/10/2009 4:32:32 PM
iceman33$25.00$25.0012/10/2009 4:32:44 PM
johnayan$25.00$25.0012/10/2009 4:32:59 PM
pythia$25.00$25.0012/10/2009 4:34:00 PM
silmnzs$25.00$25.0012/10/2009 4:32:55 PM
BrianRK$26.00$26.0012/10/2009 4:34:14 PM
tuneman1980$25.00$25.0012/10/2009 4:34:29 PM
NATIVEBORN$25.00$25.0012/10/2009 4:35:26 PM
Georgetastic$25.00$25.0012/10/2009 4:35:41 PM
reflective-rupee$50.00$50.0012/10/2009 4:35:00 PM
kginatl$50.03$50.0312/10/2009 4:35:02 PM
Plotinus$50.00$50.0012/10/2009 4:35:58 PM
thedreamer$25.00$25.0012/10/2009 4:35:06 PM
transparency-burger$25.00$25.0012/10/2009 4:36:13 PM
visionary-currency$50.00$50.0012/10/2009 4:38:13 PM
EtaDuck$25.00$25.0012/10/2009 4:34:06 PM
UCLA4life$25.00$25.0012/10/2009 4:34:20 PM
AF-Chief$28.00$28.0012/10/2009 4:39:00 PM
melodious-fairness$25.00$25.0012/10/2009 4:39:22 PM
sentimental-euro$25.00$25.0012/10/2009 4:39:27 PM
yeti888$25.00$25.0012/10/2009 4:35:09 PM
zeelender$25.00$25.0012/10/2009 4:35:24 PM
cash-boots$25.00$25.0012/10/2009 4:39:41 PM
rmachi$25.00$25.0012/10/2009 4:35:30 PM
ErikB$25.00$25.0012/10/2009 4:35:57 PM
KevinC_63366$25.00$25.0012/10/2009 4:36:03 PM
UT-Longhorn$25.00$25.0012/10/2009 4:42:04 PM
selfmademan$25.00$25.0012/10/2009 4:38:23 PM
reflective-rupee$50.00$28.8112/10/2009 4:38:31 PM
divedude$25.00$25.0012/10/2009 4:43:13 PM
wildguy$50.00$50.0012/10/2009 4:39:11 PM
djh47a$25.00$25.0012/10/2009 4:43:16 PM
treasure-bliss$64.04$64.0412/10/2009 4:43:11 PM
EnigmaNYC-29$25.00$25.0012/10/2009 4:39:19 PM
Astounding$25.00$25.0012/10/2009 4:39:30 PM
natecam$25.00$25.0012/10/2009 4:43:41 PM
steves73$25.00$25.0012/10/2009 4:39:36 PM
Slowtype$25.00$25.0012/10/2009 4:43:31 PM
affluence-tycoon$25.00$25.0012/10/2009 4:43:46 PM
tallmon$25.00$25.0012/10/2009 4:39:45 PM
ben10jen$25.00$25.0012/10/2009 4:44:17 PM
fcb202$25.00$25.0012/10/2009 4:44:20 PM
Bank42$50.00$50.0012/10/2009 4:44:43 PM
exact-loan5$30.00$30.0012/10/2009 4:44:52 PM
principal-kung-fu$25.00$25.0012/10/2009 4:45:18 PM
czar3$25.00$25.0012/10/2009 4:46:31 PM
yield-lion$25.00$25.0012/10/2009 4:46:33 PM
fund-medalist171$25.00$25.0012/10/2009 4:46:21 PM
108lender$75.00$75.0012/10/2009 4:43:00 PM
desertoasis$25.00$25.0012/10/2009 4:43:24 PM
louisianalender$100.00$100.0012/10/2009 4:44:12 PM
JGB$25.00$25.0012/10/2009 4:44:25 PM
penny-surgeon$25.00$25.0012/10/2009 4:49:10 PM
building_community$25.00$25.0012/10/2009 4:45:47 PM
invisible_hand$50.00$50.0012/10/2009 4:45:50 PM
loyalist1$25.00$25.0012/10/2009 4:49:41 PM
andrewnar$25.00$25.0012/10/2009 4:46:08 PM
reflective-rupee$25.00$25.0012/10/2009 4:46:15 PM
elegant-bonus$25.00$25.0012/10/2009 4:49:53 PM
noble-revenue$100.00$100.0012/10/2009 4:50:17 PM
Hondo$25.00$25.0012/10/2009 4:46:59 PM
payout-point$25.00$25.0012/10/2009 4:50:36 PM
p123$25.00$25.0012/10/2009 4:51:01 PM
ChrisTJ$25.00$25.0012/10/2009 4:51:09 PM
Buffer10$100.00$100.0012/10/2009 4:51:29 PM
WalnutCreekguy$25.00$25.0012/10/2009 4:51:20 PM
orange-courageous-dedication$30.00$30.0012/10/2009 4:51:28 PM
a-special-power$25.00$25.0012/10/2009 4:51:37 PM
worklessmakemore$25.00$25.0012/10/2009 4:51:32 PM
blooming-dedication$50.00$50.0012/10/2009 4:51:39 PM
Fuzkaska__F_u_n_d_s$25.00$25.0012/10/2009 4:51:49 PM
open-minded-finance1$25.00$25.0012/10/2009 4:51:46 PM
Peterman$25.00$25.0012/10/2009 4:51:51 PM
tsquared_030$25.00$25.0012/10/2009 4:52:01 PM
Vreet$25.00$25.0012/10/2009 4:52:05 PM
puifais$25.00$25.0012/10/2009 4:49:14 PM
the-silver-blaster$50.00$50.0012/10/2009 4:50:01 PM
red-favorable-basis$25.00$25.0012/10/2009 4:50:11 PM
beezling$52.00$52.0012/10/2009 4:50:28 PM
accordion8$25.00$25.0012/10/2009 4:50:50 PM
zone8$100.00$100.0012/10/2009 4:50:59 PM
GatorBux$25.00$25.0012/10/2009 4:51:04 PM
wise-extraordinary-loot$25.00$25.0012/10/2009 4:51:13 PM
personal-lender$25.00$25.0012/10/2009 4:51:23 PM
Dap2005$25.00$25.0012/10/2009 4:51:34 PM
brother_tam$50.00$50.0012/10/2009 4:51:41 PM
Dubbs360$50.00$50.0012/10/2009 4:52:14 PM
jlr613$25.00$25.0012/10/2009 4:35:43 PM
fortytwo$50.00$50.0012/10/2009 4:35:46 PM
bazaar-tulip$25.00$25.0012/10/2009 4:36:09 PM
iinsuru$25.00$25.0012/10/2009 4:33:03 PM
draggon77$25.00$25.0012/10/2009 4:39:09 PM
TheColoradoDon$25.00$25.0012/10/2009 4:34:15 PM
snoopey100$25.00$25.0012/10/2009 4:34:22 PM
Sateesh$30.35$30.3512/10/2009 4:39:06 PM
Lam0nt$25.00$25.0012/10/2009 4:39:32 PM
five-star-note$25.00$25.0012/10/2009 4:35:19 PM
loanfairy$25.00$25.0012/10/2009 4:38:21 PM
orange-vigilance-shower$25.00$25.0012/10/2009 4:42:48 PM
sensible-trade$25.00$25.0012/10/2009 4:39:13 PM
Speculator$50.00$50.0012/10/2009 4:43:30 PM
bnlforever$25.00$25.0012/10/2009 4:43:44 PM
sloan$25.00$25.0012/10/2009 4:43:52 PM
rdecartus$25.00$25.0012/10/2009 4:43:36 PM
heroic-benefit$25.63$25.6312/10/2009 4:39:43 PM
truth-eclair$25.00$25.0012/10/2009 4:43:56 PM
GElender$25.00$25.0012/10/2009 4:44:03 PM
fareast_man$25.00$25.0012/10/2009 4:44:28 PM
greenwell$25.00$25.0012/10/2009 4:44:33 PM
loan-master996$50.00$50.0012/10/2009 4:44:39 PM
Helenska11$25.00$25.0012/10/2009 4:45:00 PM
DRA-Properties$25.00$25.0012/10/2009 4:41:22 PM
lagnisiruk$25.00$25.0012/10/2009 4:45:34 PM
helping-out$25.00$25.0012/10/2009 4:46:03 PM
SNH$50.00$50.0012/10/2009 4:47:03 PM
Havana21$25.00$25.0012/10/2009 4:47:05 PM
rob1971$25.00$25.0012/10/2009 4:43:57 PM
secobarbital$25.00$25.0012/10/2009 4:44:06 PM
delivery$25.00$25.0012/10/2009 4:44:09 PM
GMPK_TLAS$25.00$25.0012/10/2009 4:44:35 PM
ekmendenhall$25.00$25.0012/10/2009 4:48:43 PM
TennSquire$25.00$25.0012/10/2009 4:44:48 PM
asiaratt$85.14$85.1412/10/2009 4:49:13 PM
Supernick$25.00$25.0012/10/2009 4:49:19 PM
reflective-rupee$25.00$25.0012/10/2009 4:45:41 PM
Artist_Blue$25.00$25.0012/10/2009 4:49:28 PM
capital-amplifier$25.00$25.0012/10/2009 4:49:33 PM
charming-point$200.00$200.0012/10/2009 4:49:57 PM
burgeoning-silver$25.00$25.0012/10/2009 4:49:47 PM
order-prospector$25.00$25.0012/10/2009 4:46:28 PM
PatRichi$25.00$25.0012/10/2009 4:50:41 PM
astute-dollar$25.00$25.0012/10/2009 4:50:35 PM
dparkhom$25.00$25.0012/10/2009 4:50:57 PM
benevolent-bonus$25.00$25.0012/10/2009 4:50:56 PM
value-pole$25.00$25.0012/10/2009 4:51:18 PM
skro$25.00$25.0012/10/2009 4:51:05 PM
HunterSix$25.00$25.0012/10/2009 4:51:47 PM
murlirao2002$25.00$25.0012/10/2009 4:52:03 PM
ryan23$25.00$25.0012/10/2009 4:52:10 PM
Zolton$200.00$200.0012/10/2009 4:52:19 PM
sharkm$25.00$25.0012/10/2009 4:49:26 PM
towering-platinum3$25.00$25.0012/10/2009 4:49:50 PM
jhouman$25.00$25.0012/10/2009 4:50:10 PM
hard-working-loot$25.00$25.0012/10/2009 4:50:25 PM
teller$25.00$25.0012/10/2009 4:50:44 PM
pleasant-nickel0$25.00$25.0012/10/2009 4:50:53 PM
saffron4$25.00$25.0012/10/2009 4:51:07 PM
VBAces$25.00$25.0012/10/2009 4:51:16 PM
anton$25.00$25.0012/10/2009 4:51:42 PM
cognizant-wealth$25.00$25.0012/10/2009 4:51:58 PM
crenen139$25.00$25.0012/10/2009 4:52:06 PM
151 bids