Sales Report:Supplement No. 97 dated Dec 14, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
435371
This series of Notes was issued and sold upon the funding of the borrower loan #39878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $126.62 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $123.87 |
| |
|
Auction yield range:
| 3.20% - 7.69% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,814 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| proud-commerce |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high rate credit cards
Purpose of loan:
This loan will be used to consolidate a high interest rate credit card.?
My financial situation:
I am a good candidate for this loan because the payment for my Prosper loan should be about the same as my credit card payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coondog | $25.00 | $25.00 | 11/30/2009 9:23:57 AM |
| someone0001 | $25.00 | $25.00 | 11/30/2009 9:24:32 AM |
| neighborly-hope6 | $100.00 | $100.00 | 11/30/2009 9:23:55 AM |
| trade-pumpkin | $25.00 | $25.00 | 11/30/2009 9:24:04 AM |
| MarinLoans | $50.00 | $50.00 | 11/30/2009 9:24:39 AM |
| FundMaker | $25.00 | $25.00 | 11/30/2009 9:27:25 AM |
| Bosslady123q | $25.00 | $25.00 | 11/30/2009 9:46:52 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/30/2009 9:41:42 AM |
| NYWA | $25.00 | $25.00 | 11/30/2009 9:43:01 AM |
| sidney102 | $25.00 | $25.00 | 11/30/2009 10:47:39 AM |
| MoneyU4IA | $40.00 | $19.48 | 11/30/2009 10:48:19 AM |
| elevated-platinum5 | $25.00 | $25.00 | 11/30/2009 10:46:44 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:32:12 AM |
| money-prophesy | $150.00 | $150.00 | 11/30/2009 11:59:16 AM |
| springpanda | $25.00 | $25.00 | 11/30/2009 3:07:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/1/2009 11:35:57 AM |
| afford83 | $25.00 | $25.00 | 12/1/2009 9:09:03 PM |
| bid-papyrus | $25.00 | $25.00 | 12/2/2009 2:44:32 PM |
| dudebrah | $25.00 | $25.00 | 12/2/2009 3:11:29 PM |
| Patrician | $100.00 | $100.00 | 12/2/2009 2:27:02 PM |
| trekkie3po | $25.00 | $25.00 | 12/2/2009 2:36:59 PM |
| helping-out | $25.00 | $25.00 | 12/2/2009 5:42:04 PM |
| Midg | $25.00 | $25.00 | 12/3/2009 2:50:16 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/4/2009 12:03:23 AM |
| nicklds | $25.00 | $25.00 | 12/4/2009 10:13:47 AM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:24:35 PM |
| ChristopherHS | $25.00 | $25.00 | 12/4/2009 1:24:53 PM |
| bnordman | $50.00 | $50.00 | 12/4/2009 12:52:33 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:17:52 PM |
| szetheli | $50.00 | $50.00 | 12/4/2009 6:29:45 PM |
| cwm3651 | $25.00 | $25.00 | 12/4/2009 8:34:03 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/4/2009 9:27:01 PM |
| JerryB96 | $25.00 | $25.00 | 12/5/2009 8:06:59 AM |
| peace-cadence | $25.00 | $25.00 | 12/5/2009 12:16:54 PM |
| loanshark62 | $25.00 | $25.00 | 12/5/2009 3:25:39 PM |
| Sugarmama21 | $25.00 | $25.00 | 12/5/2009 7:41:32 PM |
| fortytwo | $250.00 | $250.00 | 12/6/2009 4:12:25 AM |
| b-rent | $25.00 | $25.00 | 12/6/2009 10:24:19 AM |
| stammyc3 | $31.24 | $31.24 | 12/6/2009 11:16:42 AM |
| GOPHERBOY | $65.00 | $65.00 | 12/6/2009 3:07:24 PM |
| YummiBear | $25.00 | $25.00 | 12/6/2009 3:36:25 PM |
| Camerican | $25.00 | $25.00 | 12/6/2009 11:19:49 AM |
| dav1d | $25.00 | $25.00 | 12/6/2009 12:04:43 PM |
| dmitriy2 | $50.00 | $50.00 | 12/6/2009 4:15:28 PM |
| economy-balance | $25.00 | $25.00 | 12/7/2009 12:03:47 AM |
| big_oaks | $50.00 | $50.00 | 12/6/2009 10:01:39 PM |
| flwah | $25.00 | $25.00 | 12/7/2009 1:48:02 AM |
| westernstar | $30.00 | $30.00 | 12/7/2009 7:14:45 AM |
| bondo41 | $25.00 | $25.00 | 12/7/2009 5:54:10 AM |
| rmachi | $25.00 | $25.00 | 12/7/2009 8:57:12 AM |
| wormdc | $26.00 | $26.00 | 11/30/2009 9:24:12 AM |
| Kame | $25.00 | $25.00 | 11/30/2009 9:24:28 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 11/30/2009 9:24:35 AM |
| CorMDNY | $25.00 | $25.00 | 11/30/2009 9:24:20 AM |
| rdrloan | $25.00 | $25.00 | 11/30/2009 9:38:05 AM |
| Kerrysbay | $25.00 | $25.00 | 11/30/2009 9:50:21 AM |
| Steveoo1 | $50.00 | $50.00 | 11/30/2009 10:19:00 AM |
| Divot | $25.00 | $25.00 | 11/30/2009 10:19:12 AM |
| ljay | $25.00 | $25.00 | 11/30/2009 10:23:41 AM |
| Gunny89 | $25.00 | $25.00 | 11/30/2009 10:47:19 AM |
| lucrative-worth | $25.00 | $25.00 | 11/30/2009 10:41:28 AM |
| museic1 | $25.00 | $25.00 | 11/30/2009 10:46:46 AM |
| credit-investor5 | $100.00 | $100.00 | 11/30/2009 10:46:57 AM |
| hellasow | $50.00 | $50.00 | 11/30/2009 11:18:14 AM |
| SeaLoans | $25.00 | $25.00 | 12/2/2009 9:36:21 AM |
| Okeey | $25.00 | $25.00 | 12/2/2009 2:26:22 PM |
| five-star-justice | $36.00 | $36.00 | 12/2/2009 2:27:04 PM |
| neenerman | $75.00 | $75.00 | 12/3/2009 8:57:35 AM |
| Richmp412 | $25.00 | $25.00 | 12/3/2009 8:44:14 AM |
| John_14_6 | $25.00 | $25.00 | 12/3/2009 12:26:21 PM |
| SchaeferJ | $25.00 | $25.00 | 12/3/2009 1:20:14 PM |
| Aubrei | $25.00 | $25.00 | 12/3/2009 2:19:40 PM |
| nerd2fly | $25.00 | $25.00 | 12/3/2009 7:44:30 PM |
| lincmercguy | $25.00 | $25.00 | 12/3/2009 8:16:31 PM |
| Hexnut | $50.00 | $50.00 | 12/3/2009 7:16:59 PM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:20 PM |
| nhm | $50.00 | $50.00 | 12/3/2009 9:42:29 PM |
| gold-commander0 | $50.00 | $50.00 | 12/3/2009 10:39:27 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:48:00 PM |
| Phantom99 | $25.00 | $25.00 | 12/3/2009 11:00:40 PM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:05 AM |
| djh47a | $40.00 | $40.00 | 12/4/2009 6:18:50 AM |
| bossyboots01 | $25.00 | $25.00 | 12/4/2009 3:37:39 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:44 AM |
| bobby4u3 | $25.00 | $25.00 | 12/4/2009 9:58:42 AM |
| REITRUST | $25.00 | $25.00 | 12/4/2009 10:19:57 AM |
| revmax | $25.00 | $25.00 | 12/4/2009 9:44:30 AM |
| spsavage | $25.00 | $25.00 | 12/4/2009 10:39:54 AM |
| gdbanks | $25.00 | $25.00 | 12/4/2009 11:03:55 AM |
| Tulalue | $25.00 | $25.00 | 12/4/2009 11:39:24 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/4/2009 11:59:50 AM |
| NoNameLender | $30.88 | $30.88 | 12/4/2009 12:51:19 PM |
| kf88 | $25.00 | $25.00 | 12/4/2009 1:07:23 PM |
| leftcoast52 | $25.00 | $25.00 | 12/4/2009 1:09:36 PM |
| surfsider123 | $25.00 | $25.00 | 12/4/2009 1:09:37 PM |
| jtoms101 | $29.26 | $29.26 | 12/4/2009 1:40:40 PM |
| Newfoundcash | $25.00 | $25.00 | 12/4/2009 8:50:01 PM |
| medkoder | $25.00 | $25.00 | 12/5/2009 5:36:31 AM |
| HealthAndSafety | $50.00 | $50.00 | 12/5/2009 4:29:49 PM |
| onlyinchicago | $25.00 | $25.00 | 12/5/2009 8:18:38 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/5/2009 11:18:03 PM |
| wintersnowman | $25.00 | $25.00 | 12/6/2009 7:11:51 AM |
| octoberfresh | $25.00 | $25.00 | 12/6/2009 6:40:42 AM |
| wrighco | $25.00 | $25.00 | 12/6/2009 12:30:26 PM |
| dontscrewmeover1 | $100.00 | $100.00 | 12/6/2009 4:23:11 PM |
| moneyman06 | $25.00 | $25.00 | 12/6/2009 7:35:05 PM |
| jybank | $25.00 | $25.00 | 12/6/2009 8:40:10 PM |
| elegant-bonus | $25.00 | $25.00 | 12/7/2009 6:43:19 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/7/2009 7:05:25 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 6:48:19 AM |
| paulsar71495 | $25.00 | $25.00 | 12/7/2009 6:08:53 AM |
| ndwayno | $35.14 | $35.14 | 12/7/2009 6:59:13 AM |
| Cheburashka | $30.00 | $30.00 | 12/7/2009 8:08:04 AM |
| Blind_Pig | $27.00 | $27.00 | 12/7/2009 8:15:56 AM |
| 114 bids
|
Borrower Payment Dependent Notes Series
435513
This series of Notes was issued and sold upon the funding of the borrower loan #39884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 10.94% |
Starting borrower rate/APR:
| 11.94% / 14.07% |
Starting monthly payment:
| $414.82 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $411.61 |
| |
|
Auction yield range:
| 4.20% - 10.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,665 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 22% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| kingdaed |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?pay off credit cards before promotional balance transfer rates expires.
My financial situation:
Savings / Stocks / Misc
Bank Accounts: 4000$
Stocks: 8000$ in stocks, 3000$ in long call options
401(k): 23000$
Income
7750$ a month salary before taxes/deductions
Expenses
800$ a month mortgage payments (500$ on the first, 270 on the second)
80$ cable + internet bills
260.51$ car payment
40$ water bill
175$ gas + electric bills a month
130$ cell phone bill
350$ credit card payment (this is the one I want to payoff)
Total: 1835.51
I am a good candidate for this loan because? I have the financial resources to easily pay this back. My credit card interest is 2% right now but will balloon to 17% next year on a 24000$ balance... with this 12500 and 12000 from my savings + selling stocks I can pay this off before this resets.... I would typically get another balance transfer but I can't find any existing balance transfers on any of my cards... I have noticed since the introduction of the new credit card legislation all my existing balance transfer offers have vanished... I could probably apply for a new credit card with a balance transfer but I don't know how much I would be able to transfer among other questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| creative-gold | $25.00 | $25.00 | 11/30/2009 9:32:39 AM |
| littlemonkey | $25.00 | $25.00 | 11/30/2009 9:34:19 AM |
| dparkhom | $25.00 | $25.00 | 11/30/2009 9:35:34 AM |
| TennSquire | $25.00 | $25.00 | 11/30/2009 9:30:24 AM |
| Interstate_Rate | $500.00 | $500.00 | 11/30/2009 9:37:49 AM |
| KiwiElf | $25.00 | $25.00 | 11/30/2009 9:38:08 AM |
| peso-colonel | $25.00 | $25.00 | 11/30/2009 9:38:57 AM |
| IIP77 | $25.00 | $25.00 | 11/30/2009 9:36:19 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/30/2009 9:41:40 AM |
| treasure-bliss | $100.00 | $100.00 | 11/30/2009 9:38:47 AM |
| Maccs55 | $25.00 | $25.00 | 11/30/2009 9:47:17 AM |
| booksleuth | $50.00 | $50.00 | 11/30/2009 9:49:00 AM |
| ImaPutz | $25.00 | $25.00 | 11/30/2009 9:44:26 AM |
| wise-spirited-nickel | $50.00 | $50.00 | 11/30/2009 9:49:23 AM |
| Kerrysbay | $25.00 | $25.00 | 11/30/2009 9:50:19 AM |
| money2k | $25.00 | $25.00 | 11/30/2009 9:52:04 AM |
| efficient-bid2 | $50.00 | $50.00 | 11/30/2009 9:51:07 AM |
| salala | $25.00 | $25.00 | 11/30/2009 9:51:52 AM |
| skuba | $25.00 | $25.00 | 11/30/2009 9:49:02 AM |
| YogaDude34 | $50.00 | $50.00 | 11/30/2009 9:53:40 AM |
| mikeandcat | $50.00 | $50.00 | 11/30/2009 9:52:37 AM |
| chlebie | $50.00 | $50.00 | 11/30/2009 9:49:42 AM |
| DadWarbucks | $25.00 | $25.00 | 11/30/2009 9:52:57 AM |
| CAGE-Investments | $50.00 | $50.00 | 11/30/2009 9:53:50 AM |
| sharkm | $25.00 | $25.00 | 11/30/2009 9:55:13 AM |
| E_G | $30.00 | $30.00 | 11/30/2009 9:55:24 AM |
| burgeoning-silver | $25.00 | $25.00 | 11/30/2009 9:55:33 AM |
| wwwUniversal | $25.00 | $25.00 | 11/30/2009 9:51:42 AM |
| tallmon | $25.00 | $25.00 | 11/30/2009 9:54:46 AM |
| scoobiedoo | $25.00 | $25.00 | 11/30/2009 9:52:54 AM |
| Sam65 | $25.00 | $25.00 | 11/30/2009 9:53:12 AM |
| omniviper | $25.00 | $25.00 | 11/30/2009 9:53:36 AM |
| Artist_Blue | $25.00 | $25.00 | 11/30/2009 9:56:20 AM |
| biobulator | $25.00 | $25.00 | 11/30/2009 9:56:32 AM |
| miked8303 | $25.00 | $25.00 | 11/30/2009 9:56:50 AM |
| mikrolown | $25.00 | $25.00 | 11/30/2009 9:57:02 AM |
| personal-lender | $25.00 | $25.00 | 11/30/2009 9:59:06 AM |
| Clambake | $50.00 | $50.00 | 11/30/2009 10:00:01 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 11/30/2009 9:58:39 AM |
| WalnutCreekguy | $33.00 | $33.00 | 11/30/2009 10:01:20 AM |
| yield-lion | $25.00 | $25.00 | 11/30/2009 10:00:16 AM |
| czar3 | $30.00 | $30.00 | 11/30/2009 9:59:02 AM |
| dignified-finance | $25.00 | $25.00 | 11/30/2009 10:04:03 AM |
| museic1 | $50.00 | $50.00 | 11/30/2009 9:59:47 AM |
| bonus-buddy2 | $35.00 | $35.00 | 11/30/2009 9:59:50 AM |
| RetiredATC | $25.00 | $25.00 | 11/30/2009 10:00:45 AM |
| benefit-squirrel | $30.00 | $30.00 | 11/30/2009 10:03:08 AM |
| wiltonbound | $25.00 | $25.00 | 11/30/2009 10:03:27 AM |
| hitsman | $50.00 | $50.00 | 11/30/2009 10:03:43 AM |
| shrewd-deal | $25.00 | $25.00 | 11/30/2009 10:03:52 AM |
| xstreamin | $25.00 | $25.00 | 11/30/2009 10:02:20 AM |
| Dutchhunter | $25.00 | $25.00 | 11/30/2009 10:02:43 AM |
| Cheburashka | $25.00 | $25.00 | 11/30/2009 10:08:59 AM |
| silver-armada | $100.00 | $100.00 | 11/30/2009 10:05:12 AM |
| HAVEANICEDAY | $25.00 | $25.00 | 11/30/2009 10:09:30 AM |
| syounker | $25.00 | $25.00 | 11/30/2009 10:04:33 AM |
| trustu | $25.00 | $25.00 | 11/30/2009 10:10:07 AM |
| digitalrinaldo | $25.00 | $25.00 | 11/30/2009 10:05:48 AM |
| hyetech | $35.00 | $35.00 | 11/30/2009 10:05:01 AM |
| mpactlender | $25.00 | $25.00 | 11/30/2009 10:10:41 AM |
| sidney102 | $50.00 | $50.00 | 11/30/2009 10:11:34 AM |
| mamayama | $25.00 | $25.00 | 11/30/2009 10:06:54 AM |
| vkorichkov | $30.00 | $30.00 | 11/30/2009 10:07:02 AM |
| ljay | $25.00 | $25.00 | 11/30/2009 10:07:15 AM |
| CrossCreek | $25.00 | $25.00 | 11/30/2009 10:13:59 AM |
| Steveoo1 | $25.00 | $25.00 | 11/30/2009 10:09:23 AM |
| kingbutthd | $25.00 | $25.00 | 11/30/2009 10:15:01 AM |
| bigdogsafety1 | $25.00 | $25.00 | 11/30/2009 10:10:27 AM |
| burrito6 | $25.00 | $25.00 | 11/30/2009 10:11:59 AM |
| Gabriel02 | $25.00 | $25.00 | 11/30/2009 10:12:55 AM |
| GOPHERBOY | $60.00 | $60.00 | 11/30/2009 10:13:07 AM |
| SnE | $25.00 | $25.00 | 11/30/2009 10:14:06 AM |
| topher515 | $25.00 | $25.00 | 11/30/2009 10:14:11 AM |
| TheoProf | $25.00 | $25.00 | 11/30/2009 10:14:35 AM |
| VBAces | $50.00 | $50.00 | 11/30/2009 10:24:54 AM |
| hope-eagle6 | $25.00 | $25.00 | 11/30/2009 10:16:13 AM |
| brazilofmux | $100.00 | $100.00 | 11/30/2009 10:16:48 AM |
| cyberie21 | $40.00 | $40.00 | 11/30/2009 10:17:45 AM |
| Trimalchio12 | $25.00 | $25.00 | 11/30/2009 10:17:22 AM |
| Westerly | $41.98 | $41.98 | 11/30/2009 10:18:43 AM |
| payout-equalizer8 | $25.00 | $25.00 | 11/30/2009 10:20:02 AM |
| anacho4me | $25.00 | $25.00 | 11/30/2009 10:20:13 AM |
| Kaj | $25.00 | $25.00 | 11/30/2009 10:20:37 AM |
| desertoasis | $25.00 | $25.00 | 11/30/2009 10:23:59 AM |
| five-star-justice | $36.00 | $36.00 | 11/30/2009 10:24:18 AM |
| wrighco | $25.00 | $25.00 | 11/30/2009 10:24:45 AM |
| Speculator | $25.00 | $25.00 | 11/30/2009 10:25:08 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 11/30/2009 10:25:29 AM |
| CallMeBen | $25.00 | $25.00 | 11/30/2009 10:42:31 AM |
| income-fortress | $200.00 | $200.00 | 11/30/2009 11:02:51 AM |
| Ven58 | $25.00 | $25.00 | 11/30/2009 11:17:23 AM |
| minista | $25.00 | $25.00 | 11/30/2009 11:13:11 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:32:20 AM |
| money-prophesy | $150.00 | $150.00 | 11/30/2009 11:15:02 AM |
| availableloan | $25.00 | $25.00 | 11/30/2009 11:39:24 AM |
| grf1945 | $25.00 | $25.00 | 11/30/2009 11:47:43 AM |
| outofoffice | $50.00 | $50.00 | 11/30/2009 4:20:37 PM |
| orbiter614 | $50.00 | $50.00 | 12/1/2009 12:13:45 PM |
| StocksMan | $50.00 | $50.00 | 12/1/2009 11:40:22 AM |
| libraryfrenzy | $25.00 | $25.00 | 12/2/2009 4:41:12 PM |
| Honor_Leadership | $30.33 | $30.33 | 12/2/2009 10:45:30 PM |
| Tuss12 | $215.83 | $215.83 | 12/3/2009 3:12:44 PM |
| reflective-rupee | $25.00 | $25.00 | 12/3/2009 7:32:08 PM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:22 PM |
| gogmagog | $50.00 | $50.00 | 12/3/2009 9:52:51 PM |
| helping-out | $40.00 | $40.00 | 12/3/2009 9:00:11 PM |
| djh47a | $40.00 | $40.00 | 12/4/2009 6:18:53 AM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:07 AM |
| Aristophil | $100.00 | $100.00 | 12/4/2009 7:46:34 AM |
| capital-amplifier | $25.00 | $25.00 | 12/4/2009 9:22:31 AM |
| imlosttoo | $25.00 | $25.00 | 12/4/2009 9:46:34 AM |
| favorite-commerce | $25.00 | $25.00 | 12/4/2009 9:49:24 AM |
| bobby4u3 | $25.00 | $25.00 | 12/4/2009 9:58:43 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:44 AM |
| revmax | $25.00 | $25.00 | 12/4/2009 9:44:32 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/4/2009 11:24:27 AM |
| help_each_other | $25.00 | $25.00 | 12/4/2009 11:38:37 AM |
| John_14_6 | $25.00 | $25.00 | 12/4/2009 11:39:43 AM |
| Snoopylover | $25.00 | $25.00 | 12/4/2009 11:18:46 AM |
| Easystreet | $25.00 | $25.00 | 12/4/2009 11:31:47 AM |
| TJ643 | $50.00 | $50.00 | 12/4/2009 11:45:36 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/4/2009 12:12:19 PM |
| head | $25.00 | $25.00 | 12/4/2009 12:12:14 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/4/2009 12:21:12 PM |
| kjsfld | $25.00 | $25.00 | 12/4/2009 12:27:18 PM |
| onlyinchicago | $25.00 | $25.00 | 12/4/2009 12:39:43 PM |
| CPAMAN | $25.00 | $25.00 | 12/4/2009 12:40:54 PM |
| bnordman | $100.00 | $100.00 | 12/4/2009 12:57:44 PM |
| leftcoast52 | $25.00 | $25.00 | 12/4/2009 1:09:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/4/2009 1:45:49 PM |
| szetheli | $50.00 | $50.00 | 12/4/2009 6:31:57 PM |
| emunah6 | $25.00 | $25.00 | 12/4/2009 9:09:22 PM |
| Frugal | $25.00 | $25.00 | 12/5/2009 11:06:59 AM |
| shellstar | $25.00 | $25.00 | 12/5/2009 11:23:18 AM |
| Interloper | $25.00 | $25.00 | 12/5/2009 11:28:02 AM |
| charming-point | $200.00 | $200.00 | 12/5/2009 11:39:11 AM |
| MWMoney | $25.00 | $25.00 | 12/5/2009 11:29:27 AM |
| ManhattanLender | $25.00 | $25.00 | 12/5/2009 1:02:36 PM |
| DJLoans | $40.00 | $40.00 | 12/5/2009 2:19:17 PM |
| agile | $25.00 | $25.00 | 12/5/2009 7:22:02 PM |
| OoM | $25.00 | $25.00 | 12/5/2009 6:32:55 PM |
| julijask | $25.00 | $25.00 | 12/5/2009 7:04:56 PM |
| the-silver-blaster | $70.00 | $70.00 | 12/6/2009 11:22:32 AM |
| wintersnowman | $25.00 | $25.00 | 12/6/2009 7:11:53 AM |
| drummerdad | $30.00 | $30.00 | 12/6/2009 9:45:28 AM |
| buffalobills | $25.00 | $25.00 | 12/6/2009 11:21:14 AM |
| dmitriy2 | $50.00 | $50.00 | 12/6/2009 4:24:27 PM |
| TakeCare | $25.00 | $25.00 | 12/6/2009 8:36:27 PM |
| visionary-currency | $75.00 | $75.00 | 12/6/2009 6:15:17 PM |
| Hondo | $25.00 | $25.00 | 12/6/2009 11:34:28 PM |
| flwah | $25.00 | $25.00 | 12/7/2009 1:47:24 AM |
| bitbucket | $50.00 | $50.00 | 12/6/2009 11:32:28 PM |
| serene-capital | $25.00 | $25.00 | 12/7/2009 2:48:58 AM |
| triumph329 | $25.00 | $25.00 | 12/7/2009 5:38:01 AM |
| rate-hickory | $25.00 | $25.00 | 12/7/2009 8:05:11 AM |
| Metasequoia | $25.00 | $25.00 | 12/7/2009 8:27:55 AM |
| imdave4me | $25.00 | $25.00 | 12/7/2009 8:33:11 AM |
| elegant-bonus | $25.00 | $25.00 | 12/7/2009 6:47:02 AM |
| EL_NITIDO | $25.00 | $25.00 | 12/7/2009 7:16:20 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 7:00:22 AM |
| Spkthewrd3 | $25.00 | $25.00 | 12/7/2009 9:11:39 AM |
| unitedins | $25.00 | $25.00 | 12/7/2009 7:21:43 AM |
| elvisloans | $25.00 | $25.00 | 12/7/2009 7:53:56 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 12/7/2009 7:56:39 AM |
| doomsday18 | $25.00 | $25.00 | 12/7/2009 8:17:16 AM |
| mcabery | $171.53 | $171.53 | 12/7/2009 8:18:36 AM |
| chiemsee | $25.00 | $25.00 | 12/7/2009 8:33:00 AM |
| PotBellyPete | $43.81 | $43.81 | 12/7/2009 8:48:22 AM |
| currency-prometheus | $25.00 | $25.00 | 11/30/2009 9:33:13 AM |
| calm-deal7 | $25.00 | $25.00 | 11/30/2009 9:38:37 AM |
| portfolio-zone801 | $25.00 | $25.00 | 11/30/2009 9:43:29 AM |
| DSK_Financials | $50.00 | $50.00 | 11/30/2009 9:39:07 AM |
| fortytwo | $56.62 | $56.62 | 11/30/2009 9:46:58 AM |
| lagnisiruk | $25.00 | $25.00 | 11/30/2009 9:47:02 AM |
| smart-return | $25.00 | $25.00 | 11/30/2009 9:47:30 AM |
| AF-Chief | $25.00 | $25.00 | 11/30/2009 9:48:33 AM |
| hard-working-loot | $25.00 | $25.00 | 11/30/2009 9:49:31 AM |
| crazycool | $25.00 | $25.00 | 11/30/2009 9:48:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/30/2009 9:50:02 AM |
| ScottW | $25.00 | $25.00 | 11/30/2009 9:52:19 AM |
| VentureExplorer | $25.00 | $25.00 | 11/30/2009 9:52:47 AM |
| poeman | $25.00 | $25.00 | 11/30/2009 9:52:44 AM |
| anton | $50.00 | $50.00 | 11/30/2009 9:53:24 AM |
| Diamond_Jim | $25.00 | $25.00 | 11/30/2009 9:54:30 AM |
| value-pole | $25.00 | $25.00 | 11/30/2009 9:57:16 AM |
| Lightlife | $50.00 | $50.00 | 11/30/2009 9:57:26 AM |
| tremendous-payment | $25.00 | $25.00 | 11/30/2009 9:55:50 AM |
| justice-dna | $25.00 | $25.00 | 11/30/2009 9:57:57 AM |
| lloyd_s | $25.00 | $25.00 | 11/30/2009 9:56:10 AM |
| EnigmaNYC-29 | $25.00 | $25.00 | 11/30/2009 9:58:21 AM |
| CarDealer3070 | $25.00 | $25.00 | 11/30/2009 9:58:26 AM |
| rmachi | $25.00 | $25.00 | 11/30/2009 9:57:29 AM |
| credit-kahuna | $100.00 | $100.00 | 11/30/2009 9:57:45 AM |
| payout-achievement | $40.00 | $40.00 | 11/30/2009 9:58:07 AM |
| bchen78875 | $25.00 | $25.00 | 11/30/2009 10:01:01 AM |
| techvet | $25.00 | $25.00 | 11/30/2009 10:01:29 AM |
| chicco | $80.00 | $80.00 | 11/30/2009 10:01:39 AM |
| jeg3k | $25.00 | $25.00 | 11/30/2009 10:01:48 AM |
| SNH | $50.00 | $50.00 | 11/30/2009 9:59:22 AM |
| MoneyU4IA | $25.00 | $25.00 | 11/30/2009 10:04:16 AM |
| harperpotok | $100.00 | $100.00 | 11/30/2009 10:04:26 AM |
| rolandweary | $40.00 | $40.00 | 11/30/2009 9:59:38 AM |
| ekn_enterprises | $25.00 | $25.00 | 11/30/2009 10:04:49 AM |
| ThomasCrown | $30.00 | $30.00 | 11/30/2009 10:02:29 AM |
| wayman | $50.00 | $50.00 | 11/30/2009 10:02:49 AM |
| steady-gain5 | $25.00 | $25.00 | 11/30/2009 10:05:09 AM |
| Cai8899 | $40.00 | $40.00 | 11/30/2009 10:00:49 AM |
| don8ter | $25.00 | $25.00 | 11/30/2009 10:06:42 AM |
| socialbanker | $25.00 | $25.00 | 11/30/2009 10:01:56 AM |
| youqianderen | $50.00 | $50.00 | 11/30/2009 10:02:01 AM |
| exact-justice | $25.00 | $25.00 | 11/30/2009 10:02:59 AM |
| Macinvest | $25.00 | $25.00 | 11/30/2009 10:08:26 AM |
| ryelk | $25.00 | $25.00 | 11/30/2009 10:04:41 AM |
| andyb9 | $25.00 | $25.00 | 11/30/2009 10:03:19 AM |
| doublediamond | $25.00 | $25.00 | 11/30/2009 10:11:25 AM |
| gethsemane4 | $25.00 | $25.00 | 11/30/2009 10:07:39 AM |
| JohnW12 | $25.00 | $25.00 | 11/30/2009 10:09:08 AM |
| tom48l | $25.00 | $25.00 | 11/30/2009 10:10:14 AM |
| Hogpilot | $25.00 | $25.00 | 11/30/2009 10:09:46 AM |
| roto | $25.00 | $25.00 | 11/30/2009 10:17:13 AM |
| Aquani | $50.00 | $50.00 | 11/30/2009 10:17:26 AM |
| pleasant-basis | $25.00 | $25.00 | 11/30/2009 10:11:11 AM |
| cash-vault | $25.00 | $25.00 | 11/30/2009 10:11:19 AM |
| Josta | $50.00 | $50.00 | 11/30/2009 10:18:25 AM |
| bluprntguy | $25.00 | $25.00 | 11/30/2009 10:13:26 AM |
| duty-monger | $50.00 | $50.00 | 11/30/2009 10:13:42 AM |
| reward-adventure | $25.00 | $25.00 | 11/30/2009 10:21:59 AM |
| checkuto | $25.00 | $25.00 | 11/30/2009 10:14:19 AM |
| accordion8 | $50.00 | $50.00 | 11/30/2009 10:14:42 AM |
| useful-p2ploan | $50.00 | $50.00 | 11/30/2009 10:14:57 AM |
| JohnGalt94 | $25.00 | $25.00 | 11/30/2009 10:15:56 AM |
| thestartuplender | $35.00 | $35.00 | 11/30/2009 10:25:18 AM |
| galtsgulch | $25.00 | $25.00 | 11/30/2009 10:16:25 AM |
| the-bright-velocity | $50.00 | $50.00 | 11/30/2009 10:16:22 AM |
| ianakacg | $25.00 | $25.00 | 11/30/2009 10:16:44 AM |
| kulender | $25.00 | $25.00 | 11/30/2009 10:17:39 AM |
| Weaverville | $25.00 | $25.00 | 11/30/2009 10:17:07 AM |
| aasx1108 | $25.00 | $25.00 | 11/30/2009 10:18:07 AM |
| gracej | $25.00 | $25.00 | 11/30/2009 10:17:19 AM |
| cheng | $25.00 | $25.00 | 11/30/2009 10:18:14 AM |
| educationfirst | $25.00 | $25.00 | 11/30/2009 10:17:31 AM |
| best-deal-banker | $25.00 | $25.00 | 11/30/2009 10:21:20 AM |
| Banker7371 | $25.00 | $25.00 | 11/30/2009 10:24:33 AM |
| spsavage | $25.00 | $25.00 | 11/30/2009 10:22:40 AM |
| Buffer10 | $100.00 | $61.58 | 11/30/2009 10:25:35 AM |
| crenen139 | $50.00 | $50.00 | 11/30/2009 10:25:23 AM |
| Syzygy | $25.00 | $25.00 | 11/30/2009 11:37:34 AM |
| cashhelp | $42.74 | $42.74 | 11/30/2009 12:36:40 PM |
| patriot384 | $100.00 | $100.00 | 11/30/2009 2:17:59 PM |
| Finspons | $50.00 | $50.00 | 11/30/2009 10:14:09 PM |
| all_of_that_one | $25.00 | $25.00 | 12/1/2009 6:26:11 PM |
| vine99 | $85.00 | $85.00 | 12/1/2009 7:52:41 PM |
| djp127 | $25.00 | $25.00 | 12/2/2009 10:51:14 PM |
| TakeCare | $25.00 | $25.00 | 12/2/2009 9:34:54 PM |
| generous-deal6 | $25.00 | $25.00 | 12/3/2009 12:15:05 AM |
| neenerman | $75.00 | $75.00 | 12/3/2009 8:57:32 AM |
| kmfreymi | $25.00 | $25.00 | 12/3/2009 10:28:12 AM |
| buckyhead2000 | $25.00 | $25.00 | 12/3/2009 2:06:42 PM |
| liberty-gravity | $25.00 | $25.00 | 12/3/2009 6:40:11 PM |
| MattProsper | $75.00 | $75.00 | 12/3/2009 7:39:42 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/3/2009 8:32:43 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:47:38 PM |
| Patrician | $26.66 | $26.66 | 12/4/2009 12:03:35 AM |
| KingCroesus | $25.00 | $25.00 | 12/3/2009 11:15:23 PM |
| blackstar | $25.00 | $25.00 | 12/4/2009 5:12:27 AM |
| timh537 | $25.00 | $25.00 | 12/4/2009 8:34:35 AM |
| building_community | $25.00 | $25.00 | 12/4/2009 8:12:53 AM |
| divrekku | $25.00 | $25.00 | 12/4/2009 10:08:26 AM |
| nicklds | $25.00 | $25.00 | 12/4/2009 10:13:49 AM |
| GyJAV_BNCCo | $40.00 | $40.00 | 12/4/2009 10:38:13 AM |
| Purple11 | $100.00 | $100.00 | 12/4/2009 10:40:41 AM |
| jchurchi | $25.00 | $25.00 | 12/4/2009 10:45:32 AM |
| loyalist1 | $25.00 | $25.00 | 12/4/2009 11:16:18 AM |
| reBuild-America | $25.00 | $25.00 | 12/4/2009 11:20:43 AM |
| Sefotonga | $25.00 | $25.00 | 12/4/2009 11:09:56 AM |
| yenom | $25.00 | $25.00 | 12/4/2009 12:12:04 PM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:24:58 PM |
| cordial-bonus | $63.11 | $63.11 | 12/4/2009 12:05:01 PM |
| blue-relay | $29.50 | $29.50 | 12/4/2009 12:29:45 PM |
| blindtaxidriver | $25.00 | $25.00 | 12/4/2009 12:58:34 PM |
| bnordman | $100.00 | $100.00 | 12/4/2009 1:00:58 PM |
| UBOtto186 | $25.00 | $25.00 | 12/4/2009 2:19:51 PM |
| dpjd | $50.00 | $50.00 | 12/4/2009 3:08:35 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:15:48 PM |
| balance-chestnut | $25.00 | $25.00 | 12/4/2009 4:37:43 PM |
| Feyenoord | $25.00 | $25.00 | 12/4/2009 4:48:39 PM |
| FOFagent1 | $125.00 | $125.00 | 12/4/2009 7:38:30 PM |
| ndwayno | $30.00 | $30.00 | 12/4/2009 6:12:31 PM |
| spiff666 | $25.00 | $25.00 | 12/4/2009 7:53:22 PM |
| momentous-transaction8 | $75.00 | $75.00 | 12/4/2009 8:17:52 PM |
| PocketAces | $25.00 | $25.00 | 12/5/2009 1:10:12 AM |
| oldman68 | $25.00 | $25.00 | 12/4/2009 11:10:13 PM |
| rmpedi33 | $100.00 | $100.00 | 12/5/2009 7:54:46 AM |
| orange-pound-party | $25.00 | $25.00 | 12/5/2009 9:14:11 AM |
| little_brother1 | $35.00 | $35.00 | 12/5/2009 10:32:31 AM |
| bailey1223 | $25.00 | $25.00 | 12/5/2009 12:46:51 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/5/2009 5:34:53 PM |
| tommyboy33 | $74.12 | $74.12 | 12/5/2009 7:13:54 PM |
| fatson43 | $25.00 | $25.00 | 12/5/2009 5:57:20 PM |
| Sugarmama21 | $50.00 | $50.00 | 12/5/2009 7:34:58 PM |
| mlpinz | $76.52 | $76.52 | 12/5/2009 9:02:59 PM |
| investmentgroup | $25.00 | $25.00 | 12/6/2009 5:24:50 AM |
| killdare | $25.00 | $25.00 | 12/6/2009 8:22:11 AM |
| Sixmil | $25.00 | $25.00 | 12/6/2009 11:49:54 AM |
| dav1d | $25.00 | $25.00 | 12/6/2009 12:07:42 PM |
| integrity-doctor | $50.00 | $50.00 | 12/6/2009 4:51:12 PM |
| mclean_loaner | $50.00 | $50.00 | 12/6/2009 11:41:33 AM |
| wise-agile-investment | $25.00 | $25.00 | 12/6/2009 6:17:38 PM |
| jybank | $25.00 | $25.00 | 12/6/2009 8:53:24 PM |
| momentous-coin | $71.67 | $71.67 | 12/6/2009 11:28:17 PM |
| bondo41 | $25.00 | $25.00 | 12/7/2009 5:58:28 AM |
| thryn | $25.00 | $25.00 | 12/7/2009 6:43:58 AM |
| b-rent | $25.00 | $25.00 | 12/7/2009 12:21:30 AM |
| bomdel | $25.00 | $25.00 | 12/7/2009 6:51:59 AM |
| iruz | $50.00 | $50.00 | 12/7/2009 6:09:52 AM |
| catalystcf | $25.00 | $25.00 | 12/7/2009 8:23:51 AM |
| Share-the-wealth | $100.00 | $100.00 | 12/7/2009 7:16:16 AM |
| principal-star | $25.00 | $25.00 | 12/7/2009 8:58:21 AM |
| gaileyb | $25.00 | $25.00 | 12/7/2009 8:06:10 AM |
| exciting-fairness | $200.00 | $200.00 | 12/7/2009 8:27:43 AM |
| Astyanax | $25.00 | $25.00 | 12/7/2009 9:03:17 AM |
| 321 bids
|
Borrower Payment Dependent Notes Series
435605
This series of Notes was issued and sold upon the funding of the borrower loan #39928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 26.49% |
Starting borrower rate/APR:
| 27.49% / 29.83% |
Starting monthly payment:
| $82.18 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $81.01 |
| |
|
Auction yield range:
| 11.20% - 26.49% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-1975 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 16y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,969 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 71% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| value-emperor |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Condominium Assessment
Purpose of loan:
The purpose of the $2,000.00 loan is to pay off my condominium assessment.
My financial situation:
I am a good candidate for the loan because I will pay it off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why do you have so many delinquencies in your past? - Fun54115
A:
A few years ago a parent needed to be placed in a nursisng facility. Some accounts were deliquent because I paid nursing for the parent (mother) prior to placing her in a nursing facility. She did not have money to cover expenses. My parent I took on responsibility best I could. It took time for lawyers to settle her estate. Hence delinquencies. I was told it would take 7 years to clear.
(Dec-03-2009)
Q:
Is this a one-time assessment? Or just a regular monthly assessment? Was it a surprise? - SeeksValue
A:
Yes, a one time assessment. Not a surprise, but a very long and frustrating process which happends to coincide with a difficult financial time in which money and employment is questionable.
(Dec-04-2009)
Q:
What do you mean "employment is questionable?" It sounds like you're worried about losing your job! If you're worried about losing your job, I'm worried about you not being able to pay back this loan. Am I off base here? - SeeksValue
A:
You are off base. The employment questionable refers to the meetings held with the condominium when others were talking about the unemployment rate and the unstable employment situation.
(Dec-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 11/30/2009 10:56:48 AM |
| economy-synapse | $25.00 | $25.00 | 11/30/2009 11:17:12 AM |
| money-prophesy | $150.00 | $150.00 | 11/30/2009 11:15:32 AM |
| Bob450 | $25.00 | $25.00 | 11/30/2009 10:14:47 PM |
| FundMaker | $30.00 | $30.00 | 12/1/2009 8:50:49 PM |
| People-for-people | $50.00 | $50.00 | 12/2/2009 4:41:31 PM |
| wwwUniversal | $25.00 | $25.00 | 12/3/2009 4:32:49 PM |
| reflective-rupee | $25.00 | $25.00 | 12/3/2009 7:32:13 PM |
| MylesNH | $25.00 | $25.00 | 12/4/2009 4:08:58 AM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/4/2009 5:49:46 AM |
| PEDRO627 | $25.00 | $25.00 | 12/4/2009 7:41:27 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/4/2009 9:02:14 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/4/2009 9:47:13 AM |
| realtormoises | $25.00 | $25.00 | 12/4/2009 11:06:19 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/4/2009 8:19:40 PM |
| credit-coach118 | $25.00 | $25.00 | 12/5/2009 4:31:50 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/5/2009 6:22:23 PM |
| charming-point | $200.00 | $200.00 | 12/6/2009 9:04:01 PM |
| Frugal | $25.00 | $25.00 | 12/6/2009 6:13:35 PM |
| elegant-bonus | $25.00 | $25.00 | 12/7/2009 6:39:05 AM |
| Skeptical-one | $25.00 | $25.00 | 12/7/2009 8:08:01 AM |
| kinetic-social | $25.00 | $25.00 | 12/7/2009 9:17:29 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/30/2009 3:29:24 PM |
| unk1911 | $25.00 | $25.00 | 12/1/2009 9:00:06 AM |
| portfolio-turbine | $25.00 | $25.00 | 12/1/2009 7:26:50 PM |
| SolarMoonshine | $150.00 | $150.00 | 12/2/2009 6:43:36 PM |
| Streamfeeder | $50.00 | $50.00 | 12/3/2009 9:39:25 AM |
| Capit0l | $25.00 | $25.00 | 12/3/2009 10:06:29 AM |
| asiaratt | $100.00 | $100.00 | 12/3/2009 8:29:26 PM |
| Supernick | $25.00 | $25.00 | 12/3/2009 8:47:54 PM |
| sharkm | $25.00 | $25.00 | 12/3/2009 11:15:26 PM |
| djh47a | $25.00 | $25.00 | 12/4/2009 6:14:43 AM |
| motivator72 | $25.00 | $25.00 | 12/4/2009 8:50:12 AM |
| Artist_Blue | $25.00 | $25.00 | 12/4/2009 9:16:17 AM |
| capital-amplifier | $25.00 | $25.00 | 12/4/2009 9:22:42 AM |
| building_community | $25.00 | $25.00 | 12/4/2009 9:35:57 AM |
| spsavage | $25.00 | $25.00 | 12/4/2009 10:01:12 AM |
| noble-revenue | $100.00 | $59.00 | 12/4/2009 10:30:41 AM |
| stephen_c01 | $25.00 | $25.00 | 12/4/2009 10:38:05 AM |
| Feyenoord | $25.00 | $25.00 | 12/4/2009 5:10:38 PM |
| ChrisKwan | $25.00 | $25.00 | 12/5/2009 3:19:42 AM |
| penny-surgeon | $25.00 | $25.00 | 12/6/2009 3:43:40 AM |
| peso-bonaza | $25.00 | $25.00 | 12/6/2009 8:31:36 AM |
| TakeCare | $50.00 | $50.00 | 12/6/2009 8:50:06 PM |
| fiserve4u | $50.00 | $50.00 | 12/7/2009 6:41:09 AM |
| just-trade0 | $36.00 | $36.00 | 12/7/2009 8:48:02 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 7:11:45 AM |
| 371millwood | $75.00 | $75.00 | 12/7/2009 8:45:46 AM |
| 48 bids
|
Borrower Payment Dependent Notes Series
435833
This series of Notes was issued and sold upon the funding of the borrower loan #39925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $86.66 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $86.66 |
| |
|
Auction yield range:
| 4.20% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 6
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 6 |
Total credit lines:
| 44 | Length of status: | 10y 10m |
|
Amount delinquent:
| $14,515 |
Revolving credit balance:
| $7,545 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 49 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Investor2 |
Borrower's state:
| Georgia |
Borrower's group:
| UtopiaLoans.com - Now Over $1 Million in Closed Loans!! |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 59% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < mo. late:
| 13
( 35% )
| 820-839
(May-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 2
( 5% )
|
|
Total payments billed:
| 37 | | |
Description
Pay off High Interest Credit Card
Need this loan to pay off a credit card? balance and avoid escalating variable? high interest rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Did you really have 49 delinquencies? - JCPlending
A:
No, this record is based on a rental property that was foreclosed because mortgage Co. refused to refinance my mtg in order to hit me with a high payment. Way out was to pay $12k pre-pay penalty - My tenant couldn't have afford $500 extra a month rent and neither the market was there for that kind of rent
So, the property was foreclosed, they sold the the house at a loss and ever since they have been after me for the difference and reporting me as a delinquent - I am fighting this.
(Dec-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ROCKI9 | $50.00 | $50.00 | 11/30/2009 9:42:23 AM |
| ryreesado | $25.00 | $25.00 | 11/30/2009 10:19:04 AM |
| Rattlehead | $75.00 | $75.00 | 11/30/2009 10:35:30 AM |
| WHEREISTHEMOON | $50.00 | $50.00 | 11/30/2009 10:42:12 AM |
| CallMeBen | $25.00 | $25.00 | 11/30/2009 10:42:38 AM |
| bdruss | $25.00 | $25.00 | 11/30/2009 10:43:59 AM |
| ekmendenhall | $25.00 | $25.00 | 11/30/2009 10:45:45 AM |
| income-fortress | $174.73 | $174.73 | 11/30/2009 4:22:17 PM |
| money-prophesy | $150.00 | $150.00 | 11/30/2009 5:15:35 PM |
| econgineer | $34.66 | $34.66 | 12/1/2009 9:48:48 AM |
| building_community | $25.00 | $25.00 | 12/2/2009 11:37:56 AM |
| vegaslender88 | $25.00 | $25.00 | 12/2/2009 4:49:54 PM |
| vtpilot00 | $50.00 | $50.00 | 12/2/2009 4:49:09 PM |
| steady-dime | $173.60 | $173.60 | 12/3/2009 8:56:54 AM |
| tamcho | $25.00 | $25.00 | 12/3/2009 4:14:53 PM |
| credit-coach118 | $25.00 | $25.00 | 12/4/2009 8:42:14 AM |
| a8h8a8 | $25.00 | $25.00 | 12/4/2009 12:11:41 PM |
| reward-workhorse | $25.00 | $25.00 | 12/4/2009 3:51:01 PM |
| Homeinvest | $25.00 | $25.00 | 12/5/2009 4:43:38 AM |
| psalms6612 | $25.00 | $25.00 | 12/5/2009 10:59:54 AM |
| myduck | $75.00 | $75.00 | 12/5/2009 6:57:33 PM |
| Frugal | $25.00 | $25.00 | 12/6/2009 3:42:36 PM |
| gothampark | $25.00 | $25.00 | 12/6/2009 9:12:26 PM |
| flshdaskll | $25.00 | $25.00 | 12/6/2009 7:03:07 PM |
| StanTheMan | $53.22 | $53.22 | 12/6/2009 11:33:40 PM |
| icon7 | $50.00 | $50.00 | 12/7/2009 7:31:00 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 12/7/2009 8:02:33 AM |
| sflash | $25.00 | $25.00 | 12/7/2009 9:32:06 AM |
| Aristophil | $100.00 | $100.00 | 12/7/2009 8:09:57 AM |
| Nasdaq | $25.00 | $25.00 | 12/7/2009 8:50:16 AM |
| kmfreymi | $25.00 | $25.00 | 12/7/2009 8:51:33 AM |
| fairness-faire | $25.00 | $25.00 | 11/30/2009 9:53:59 AM |
| SnE | $75.00 | $75.00 | 11/30/2009 10:23:56 AM |
| WealthBoy | $25.00 | $25.00 | 11/30/2009 10:26:57 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/30/2009 11:13:35 AM |
| availableloan | $25.00 | $25.00 | 11/30/2009 11:39:33 AM |
| the-profit-oracle | $25.00 | $10.72 | 11/30/2009 12:37:49 PM |
| Bob450 | $50.00 | $50.00 | 11/30/2009 8:51:58 PM |
| STLRacer | $25.00 | $25.00 | 12/2/2009 3:30:17 AM |
| Ven58 | $25.00 | $25.00 | 12/3/2009 3:12:37 PM |
| MrOglesby | $25.00 | $25.00 | 12/3/2009 3:30:02 PM |
| helping-out | $40.00 | $40.00 | 12/3/2009 9:00:21 PM |
| Jazzy503 | $25.00 | $25.00 | 12/5/2009 1:08:22 PM |
| truelumen | $25.00 | $25.00 | 12/5/2009 2:15:28 PM |
| tenacious-payout | $25.00 | $25.00 | 12/5/2009 1:59:04 PM |
| osiris | $50.00 | $50.00 | 12/5/2009 9:01:47 PM |
| minista | $25.00 | $25.00 | 12/5/2009 7:00:07 PM |
| PPLIN810 | $25.00 | $25.00 | 12/5/2009 7:05:25 PM |
| bondhedger | $25.00 | $25.00 | 12/5/2009 9:01:57 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 12/6/2009 7:51:06 AM |
| ilend57 | $46.16 | $46.16 | 12/6/2009 8:53:37 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/6/2009 6:12:35 PM |
| willinvest | $41.91 | $41.91 | 12/6/2009 7:37:02 PM |
| TakeCare | $100.00 | $100.00 | 12/6/2009 9:30:05 PM |
| elegant-bonus | $25.00 | $25.00 | 12/7/2009 6:54:48 AM |
| fatboy888 | $25.00 | $25.00 | 12/7/2009 6:56:36 AM |
| bomdel | $25.00 | $25.00 | 12/7/2009 6:52:05 AM |
| kinetic-social | $25.00 | $25.00 | 12/7/2009 9:31:56 AM |
| attractive-asset | $25.00 | $25.00 | 12/7/2009 9:21:55 AM |
| 59 bids
|
Borrower Payment Dependent Notes Series
435843
This series of Notes was issued and sold upon the funding of the borrower loan #39922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $163.55 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.20% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 16
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,404 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| FutureLenderEC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Reinvest in Prosper
I'm a current lender in Prosper and will use this loan to re-invest. This will be my second loan. The first loan was paid in full. This is a LOW RISK loan for any lender.
I'm still employed and making close to 60K/year. I own an eBay business and currently have plenty of money in my 401K.
Thank you for your bid.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you describe your job? - Finspons
A:
Hi, I'm an Electronic Parts Buyer for a big corporation. My responsability involve procuring electronic PCBs, components from overseas. Thank you for your bid.
(Dec-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| responsibility-butterfly | $25.00 | $25.00 | 11/30/2009 9:41:28 AM |
| aldenrains | $25.00 | $25.00 | 11/30/2009 9:42:47 AM |
| five-star-responsibility0 | $25.00 | $25.00 | 11/30/2009 9:44:40 AM |
| ljay | $25.00 | $25.00 | 11/30/2009 9:50:25 AM |
| Kerrysbay | $25.00 | $25.00 | 11/30/2009 9:50:12 AM |
| Steveoo1 | $50.00 | $50.00 | 11/30/2009 10:18:54 AM |
| lucrative-worth | $25.00 | $25.00 | 11/30/2009 10:41:16 AM |
| museic1 | $25.00 | $25.00 | 11/30/2009 10:46:54 AM |
| miked8303 | $25.00 | $25.00 | 11/30/2009 10:47:58 AM |
| gizzywump | $25.00 | $25.00 | 11/30/2009 10:48:06 AM |
| the_winning_ticket | $35.00 | $35.00 | 11/30/2009 10:49:24 AM |
| burgeoning-silver | $25.00 | $25.00 | 11/30/2009 10:50:06 AM |
| Attract | $25.00 | $25.00 | 11/30/2009 10:50:17 AM |
| turbospeed | $25.00 | $25.00 | 11/30/2009 10:42:28 AM |
| AF-Chief | $35.00 | $35.00 | 11/30/2009 10:53:23 AM |
| elevated-platinum5 | $25.00 | $25.00 | 11/30/2009 10:46:31 AM |
| sidney102 | $25.00 | $25.00 | 11/30/2009 10:47:30 AM |
| TakeCare | $100.00 | $100.00 | 11/30/2009 10:47:52 AM |
| MoneyU4IA | $40.00 | $40.00 | 11/30/2009 10:48:11 AM |
| lloyd_s | $25.00 | $25.00 | 11/30/2009 10:48:43 AM |
| leodaguy | $25.00 | $25.00 | 11/30/2009 10:49:09 AM |
| sharkm | $25.00 | $25.00 | 11/30/2009 10:49:39 AM |
| bchen78875 | $50.00 | $50.00 | 11/30/2009 10:51:18 AM |
| Walkingcowboy | $25.00 | $25.00 | 11/30/2009 10:51:37 AM |
| Weaverville | $25.00 | $25.00 | 11/30/2009 10:51:01 AM |
| rmachi | $25.00 | $25.00 | 11/30/2009 10:52:12 AM |
| hellasow | $25.00 | $25.00 | 11/30/2009 11:42:31 AM |
| Pickmar | $25.00 | $25.00 | 11/30/2009 12:26:42 PM |
| outofoffice | $75.00 | $75.00 | 11/30/2009 4:30:38 PM |
| Finspons | $25.00 | $25.00 | 12/1/2009 9:51:13 AM |
| Syzygy | $25.00 | $25.00 | 12/1/2009 2:32:21 PM |
| Frugal | $25.00 | $25.00 | 12/1/2009 5:51:41 PM |
| WillingToHelpOut | $25.00 | $25.00 | 12/2/2009 1:12:20 AM |
| djmjkelso | $25.00 | $25.00 | 12/1/2009 11:00:22 PM |
| RandyL3 | $25.00 | $25.00 | 12/2/2009 4:58:24 PM |
| rmpedi33 | $150.00 | $150.00 | 12/3/2009 10:49:31 AM |
| top-asset-wizard | $25.00 | $25.00 | 12/3/2009 2:21:27 PM |
| Tuss12 | $100.00 | $100.00 | 12/3/2009 3:08:15 PM |
| repayment-radio | $100.00 | $100.00 | 12/3/2009 5:38:51 PM |
| MattProsper | $75.00 | $75.00 | 12/3/2009 8:06:15 PM |
| gotbyu | $50.00 | $50.00 | 12/3/2009 9:18:23 PM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:31 PM |
| helping-out | $40.00 | $40.00 | 12/3/2009 9:00:23 PM |
| djh47a | $40.00 | $40.00 | 12/4/2009 6:19:02 AM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:21 AM |
| JeffHoll | $100.00 | $100.00 | 12/4/2009 7:09:26 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/4/2009 8:43:39 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:24 AM |
| beachfunder | $25.00 | $25.00 | 12/4/2009 11:43:31 AM |
| JohnGalt94 | $25.00 | $25.00 | 12/4/2009 11:59:38 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 12/4/2009 4:08:09 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:17:47 PM |
| JerryB96 | $25.00 | $25.00 | 12/5/2009 8:28:01 AM |
| wintersnowman | $25.00 | $25.00 | 12/6/2009 7:12:04 AM |
| wrighco | $25.00 | $25.00 | 12/6/2009 12:30:20 PM |
| dynamic-platinum | $25.00 | $25.00 | 12/6/2009 4:04:02 PM |
| integrity-doctor | $50.00 | $50.00 | 12/6/2009 5:02:37 PM |
| TakeCare | $100.00 | $100.00 | 12/6/2009 9:34:56 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/7/2009 12:08:12 AM |
| the-bright-velocity | $100.00 | $100.00 | 12/7/2009 6:56:52 AM |
| serene-capital | $25.00 | $25.00 | 12/7/2009 3:24:43 AM |
| spsavage | $25.00 | $25.00 | 12/7/2009 8:05:43 AM |
| rate-hickory | $25.00 | $25.00 | 12/7/2009 8:10:29 AM |
| catalystcf | $26.00 | $26.00 | 12/7/2009 8:19:53 AM |
| interloode | $100.00 | $100.00 | 12/7/2009 9:32:15 AM |
| cash-boots | $30.00 | $30.00 | 11/30/2009 10:19:51 AM |
| justice-dna | $35.00 | $35.00 | 11/30/2009 10:51:55 AM |
| evnagelist | $50.00 | $50.00 | 11/30/2009 10:52:47 AM |
| magical-greenback | $55.00 | $18.28 | 11/30/2009 10:53:33 AM |
| credit-investor5 | $100.00 | $100.00 | 11/30/2009 10:47:08 AM |
| Banker7371 | $25.00 | $25.00 | 11/30/2009 10:48:33 AM |
| lend_to_you | $50.00 | $50.00 | 11/30/2009 10:49:00 AM |
| E_G | $50.00 | $50.00 | 11/30/2009 10:49:50 AM |
| gracej | $25.00 | $25.00 | 11/30/2009 10:51:30 AM |
| personal-lender | $25.00 | $25.00 | 11/30/2009 10:50:45 AM |
| Havana21 | $50.00 | $50.00 | 11/30/2009 10:53:08 AM |
| availableloan | $25.00 | $25.00 | 11/30/2009 11:39:34 AM |
| generous-deal6 | $47.58 | $47.58 | 11/30/2009 12:52:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/30/2009 12:58:57 PM |
| springpanda | $25.00 | $25.00 | 11/30/2009 3:31:28 PM |
| unk1911 | $25.00 | $25.00 | 11/30/2009 4:21:36 PM |
| FundMaker | $25.00 | $25.00 | 11/30/2009 5:50:38 PM |
| GeoLender | $50.00 | $50.00 | 11/30/2009 9:06:32 PM |
| neenerman | $25.00 | $25.00 | 12/1/2009 10:27:08 AM |
| orbiter614 | $75.00 | $75.00 | 12/1/2009 12:14:29 PM |
| dproxima | $30.00 | $30.00 | 12/1/2009 4:35:59 PM |
| turbospeed | $25.00 | $25.00 | 12/2/2009 12:12:05 AM |
| loanermn | $25.00 | $25.00 | 12/3/2009 6:32:25 AM |
| dsv | $25.00 | $25.00 | 12/3/2009 10:12:18 AM |
| contrin | $200.00 | $200.00 | 12/3/2009 1:29:32 PM |
| nhm | $50.00 | $50.00 | 12/3/2009 9:42:41 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:47:52 PM |
| GBlack | $30.00 | $30.00 | 12/3/2009 11:39:48 PM |
| DHolly | $25.00 | $25.00 | 12/4/2009 8:23:32 AM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:24:58 PM |
| kf88 | $30.00 | $30.00 | 12/4/2009 1:11:02 PM |
| G-Love | $200.00 | $200.00 | 12/4/2009 1:24:45 PM |
| oldman68 | $25.00 | $25.00 | 12/5/2009 12:08:10 AM |
| myidear | $30.00 | $30.00 | 12/5/2009 3:59:59 AM |
| HealthAndSafety | $50.00 | $50.00 | 12/5/2009 4:33:02 PM |
| inqbus | $25.00 | $25.00 | 12/5/2009 4:40:48 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/5/2009 11:17:52 PM |
| JDLanier | $25.00 | $25.00 | 12/5/2009 10:18:20 PM |
| fortytwo | $200.00 | $200.00 | 12/6/2009 4:18:02 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/6/2009 9:12:35 AM |
| Sixmil | $25.00 | $25.00 | 12/6/2009 11:50:06 AM |
| CheapDolo22 | $25.00 | $25.00 | 12/6/2009 7:21:12 PM |
| jybank | $125.00 | $125.00 | 12/6/2009 8:38:10 PM |
| jybank | $25.00 | $25.00 | 12/6/2009 8:38:35 PM |
| UBOtto186 | $25.00 | $25.00 | 12/6/2009 9:35:21 PM |
| Hondo | $25.00 | $25.00 | 12/7/2009 12:09:48 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/7/2009 7:40:59 AM |
| serene-capital | $25.00 | $25.00 | 12/7/2009 3:25:14 AM |
| mfrankel | $33.14 | $33.14 | 12/7/2009 4:41:23 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 7:33:12 AM |
| exciting-fairness | $200.00 | $200.00 | 12/7/2009 8:49:13 AM |
| 116 bids
|
Borrower Payment Dependent Notes Series
436067
This series of Notes was issued and sold upon the funding of the borrower loan #39887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Dec-02-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 17.29% |
Starting borrower rate/APR:
| 18.29% / 20.50% |
Starting monthly payment:
| $90.75 |
|
Final lender yield:
| 17.29% |
Final borrower rate/APR:
| 18.29% / 20.50% |
Final monthly payment:
| $90.75 |
| |
|
Auction yield range:
| 17.20% - 17.29% |
Estimated loss impact:
| 35.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -18.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 3 |
Total credit lines:
| 8 | Length of status: | 11y 6m |
|
Amount delinquent:
| $191 |
Revolving credit balance:
| $256 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 85% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| successful-truth2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Equipment
Purpose of loan:
This loan will be used to?
deploy new technology that will add to our already existing network and increase sales opportunities.
My financial situation:
I am a good candidate for this loan because? Our company is growing and we are creating a proven track record of consistent sales. Businesses like what we are doing. We are personable, convenient and provide high quality marketing tools in today's society.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
q4golf has bid a total of
$2,450.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| q4golf | $620.02 | $620.02 | 12/4/2009 4:26:35 AM |
| q4golf | $1,879.98 | $1,829.98 | 12/7/2009 3:19:51 PM |
| SNH | $50.00 | $50.00 | 12/7/2009 3:35:29 PM |
| 3 bids
|
Borrower Payment Dependent Notes Series
436077
This series of Notes was issued and sold upon the funding of the borrower loan #39916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 19.69% |
Starting monthly payment:
| $35.16 |
|
Final lender yield:
| 12.88% |
Final borrower rate/APR:
| 13.88% / 17.53% |
Final monthly payment:
| $34.12 |
| |
|
Auction yield range:
| 8.20% - 15.00% |
Estimated loss impact:
| 6.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.10% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,429 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| steady-truth5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting back on track
Purpose of loan:
This loan will be used to pay off 3 credit cards, so that I can stop paying money and start saving it.
My financial situation:
I currently don't have a problem paying my bills on time, I'm just having trouble knocking them down. With interest rates up to almost 20%, it's very difficult for me to get my total balance down to a reasonable level. I'm currently employed full time at a stable (knock on wood!) job, making websites. I also do freelance work for a little extra cash. Once my debt is reasonable, I plan to open a small business.
I currently owe close to $17,000, and this loan will help me pay off my higher interest debts.
Broken down, here are my current debts:
$11,384.64 @ 10.629%
$957.63 @ 14.990%
$4,494.31 @ 19.74% (This is where the prosper loan will go)
Monthly net income: $2,800
Monthly expenses: $2,670
??Housing: $375
??Insurance: $150
??Car expenses: $310
??Utilities: $20
??Phone, cable, internet: $15
??Food, entertainment: $700
??Clothing, household expenses $200
??Credit cards and other loans: $800
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| auxiliary11 | $32.25 | $32.25 | 12/4/2009 8:15:22 AM |
| kazanov | $50.00 | $50.00 | 12/5/2009 4:46:04 PM |
| brondero | $400.00 | $400.00 | 12/7/2009 9:55:39 AM |
| KSPHoldings | $25.00 | $25.00 | 12/7/2009 12:17:31 PM |
| Xarach | $27.68 | $27.68 | 12/7/2009 6:58:14 PM |
| Leshan | $50.00 | $50.00 | 12/8/2009 8:47:16 AM |
| therodabides | $25.00 | $25.00 | 12/8/2009 11:30:20 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/8/2009 1:23:48 PM |
| TakeCare | $100.00 | $100.00 | 12/8/2009 12:55:54 PM |
| jybank | $25.00 | $25.00 | 12/8/2009 1:09:15 PM |
| friendinmoney | $50.00 | $50.00 | 12/8/2009 1:52:55 PM |
| kinetic-social | $25.00 | $25.00 | 12/8/2009 3:50:43 PM |
| starry2001 | $25.00 | $4.07 | 12/2/2009 2:45:22 PM |
| Syzygy | $25.00 | $25.00 | 12/7/2009 1:15:36 PM |
| d34dfish | $25.00 | $25.00 | 12/8/2009 4:07:42 AM |
| Happyhourcomics | $25.00 | $25.00 | 12/8/2009 11:43:36 AM |
| investment-party | $25.00 | $25.00 | 12/8/2009 1:13:08 PM |
| nickel-pipeline | $36.00 | $36.00 | 12/8/2009 2:44:05 PM |
| SCRUGZY | $25.00 | $25.00 | 12/8/2009 3:42:11 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
436169
This series of Notes was issued and sold upon the funding of the borrower loan #39934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-02-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 30.34% |
Starting borrower rate/APR:
| 31.34% / 33.74% |
Starting monthly payment:
| $215.94 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $202.65 |
| |
|
Auction yield range:
| 11.20% - 30.34% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,714 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 71% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| order-detective |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
prosper
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Would you care to provide more information about what this loan will be used for, what your monthly expenses are, etc.? It looks like you left all the fields blank! - Nemo2001
A:
Sorry about the blanks. I will be paying credit cards and two payday loans with extremely high interest rates. If I can pay those off, my cash flow will be drastically improved over night. I got into a mess with some medical bills, they did not charge interest, but I had to keep the doctor happy while he was treating my daughter. Those are now paid in full. I have no collections. I have confidence I can pay the prosper loan early.
(Dec-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ErikB | $25.00 | $25.00 | 12/2/2009 3:58:44 PM |
| elegant-income3 | $25.00 | $25.00 | 12/2/2009 4:02:23 PM |
| skydiver111 | $25.00 | $25.00 | 12/2/2009 3:58:51 PM |
| steady-payout6 | $25.00 | $25.00 | 12/2/2009 4:02:27 PM |
| elegant-bonus | $25.00 | $25.00 | 12/2/2009 4:01:16 PM |
| cbz | $25.00 | $25.00 | 12/2/2009 4:07:06 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/2/2009 4:07:26 PM |
| Kaj | $25.00 | $25.00 | 12/2/2009 4:07:47 PM |
| impeccable-transparency | $50.00 | $50.00 | 12/2/2009 4:07:12 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/2/2009 4:07:16 PM |
| natecam | $25.00 | $25.00 | 12/2/2009 4:09:23 PM |
| purdue98 | $25.00 | $25.00 | 12/2/2009 4:09:21 PM |
| Tammy102800 | $25.00 | $25.00 | 12/2/2009 4:09:41 PM |
| honorable-yield | $35.00 | $35.00 | 12/2/2009 4:10:43 PM |
| thestartuplender | $35.00 | $35.00 | 12/2/2009 4:09:59 PM |
| gizzywump | $25.00 | $25.00 | 12/2/2009 4:10:50 PM |
| sloan | $25.00 | $25.00 | 12/2/2009 4:10:57 PM |
| tallmon | $25.00 | $25.00 | 12/2/2009 4:10:24 PM |
| MissionMicroFinance | $25.00 | $25.00 | 12/2/2009 4:09:35 PM |
| AF-Chief | $28.00 | $28.00 | 12/2/2009 4:11:04 PM |
| GMPK_TLAS | $25.00 | $25.00 | 12/2/2009 4:11:50 PM |
| fcb202 | $25.00 | $25.00 | 12/2/2009 4:11:31 PM |
| Bank42 | $50.00 | $50.00 | 12/2/2009 4:12:16 PM |
| dedicated-diversification5 | $130.00 | $130.00 | 12/2/2009 4:10:29 PM |
| PayItForward09 | $25.00 | $25.00 | 12/2/2009 4:11:39 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 12/2/2009 4:11:44 PM |
| spitzbergen | $25.00 | $25.00 | 12/2/2009 4:10:40 PM |
| miked8303 | $25.00 | $25.00 | 12/2/2009 4:10:47 PM |
| astute-dollar | $25.00 | $25.00 | 12/2/2009 4:12:49 PM |
| rob1971 | $25.00 | $25.00 | 12/2/2009 4:11:02 PM |
| mtquan | $25.00 | $25.00 | 12/2/2009 4:11:14 PM |
| GElender | $25.00 | $25.00 | 12/2/2009 4:11:17 PM |
| secobarbital | $25.00 | $25.00 | 12/2/2009 4:11:20 PM |
| ben10jen | $25.00 | $25.00 | 12/2/2009 4:11:29 PM |
| witty-principal | $25.00 | $25.00 | 12/2/2009 4:13:02 PM |
| blivet1970 | $25.00 | $25.00 | 12/2/2009 4:13:50 PM |
| IIP77 | $25.00 | $25.00 | 12/2/2009 4:13:24 PM |
| Dreams4Cash | $25.00 | $25.00 | 12/2/2009 4:13:58 PM |
| CROBRUN | $25.00 | $25.00 | 12/2/2009 4:14:14 PM |
| 54CHEVY | $100.00 | $100.00 | 12/2/2009 4:12:35 PM |
| exact-loan5 | $30.00 | $30.00 | 12/2/2009 4:12:42 PM |
| helpful-listing | $50.00 | $50.00 | 12/2/2009 4:12:46 PM |
| eronyc | $25.00 | $25.00 | 12/2/2009 4:14:15 PM |
| NR | $25.00 | $25.00 | 12/2/2009 4:14:46 PM |
| bluprntguy | $25.00 | $25.00 | 12/2/2009 4:14:48 PM |
| dparkhom | $25.00 | $25.00 | 12/2/2009 4:14:54 PM |
| CASHGIRL | $25.00 | $25.00 | 12/2/2009 4:15:12 PM |
| doublediamond | $25.00 | $25.00 | 12/2/2009 4:13:11 PM |
| p123 | $25.00 | $25.00 | 12/2/2009 4:15:02 PM |
| Poiny | $25.00 | $25.00 | 12/2/2009 4:15:21 PM |
| supreme-hope | $25.00 | $25.00 | 12/2/2009 4:15:05 PM |
| Orringo | $25.00 | $21.78 | 12/2/2009 4:15:22 PM |
| jhouman | $25.00 | $25.00 | 12/2/2009 4:35:56 PM |
| Montgomery-Burns | $25.00 | $25.00 | 12/2/2009 4:41:40 PM |
| felicity-daydream | $50.00 | $50.00 | 12/2/2009 5:19:15 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/2/2009 10:12:51 PM |
| randsenterprise | $25.00 | $25.00 | 12/2/2009 10:23:32 PM |
| foothillender | $25.00 | $25.00 | 12/3/2009 7:37:32 AM |
| penny-surgeon | $25.00 | $25.00 | 12/3/2009 7:57:33 AM |
| golffish2 | $50.00 | $50.00 | 12/4/2009 9:00:38 AM |
| loss-of-control | $25.00 | $25.00 | 12/4/2009 4:39:40 PM |
| Bob450 | $25.00 | $25.00 | 12/6/2009 9:24:50 PM |
| hopheadmike | $35.00 | $35.00 | 12/7/2009 1:22:27 PM |
| czar3 | $25.00 | $25.00 | 12/7/2009 3:38:05 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2009 5:39:35 PM |
| forthright-dedication | $25.00 | $25.00 | 12/7/2009 7:26:00 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/7/2009 8:40:53 PM |
| Plotinus | $50.00 | $50.00 | 12/2/2009 4:00:26 PM |
| worth-arch | $25.00 | $25.00 | 12/2/2009 4:04:42 PM |
| desertoasis | $25.00 | $25.00 | 12/2/2009 4:06:12 PM |
| lendme2 | $25.00 | $25.00 | 12/2/2009 4:06:15 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/2/2009 4:02:59 PM |
| treasure-bliss | $100.00 | $100.00 | 12/2/2009 4:06:45 PM |
| cash-boots | $25.00 | $25.00 | 12/2/2009 4:07:41 PM |
| wildguy | $25.00 | $25.00 | 12/2/2009 4:05:56 PM |
| bnlforever | $25.00 | $25.00 | 12/2/2009 4:09:26 PM |
| euro-mirth | $25.00 | $25.00 | 12/2/2009 4:07:23 PM |
| treasure-transporter | $25.00 | $25.00 | 12/2/2009 4:08:49 PM |
| AF_Trust | $25.00 | $25.00 | 12/2/2009 4:07:56 PM |
| spsavage | $25.00 | $25.00 | 12/2/2009 4:07:59 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/2/2009 4:09:16 PM |
| salala | $25.00 | $25.00 | 12/2/2009 4:09:28 PM |
| lloyd_s | $25.00 | $25.00 | 12/2/2009 4:10:12 PM |
| fostaman | $25.00 | $25.00 | 12/2/2009 4:08:33 PM |
| Havana21 | $25.00 | $25.00 | 12/2/2009 4:10:37 PM |
| loanfairy | $25.00 | $25.00 | 12/2/2009 4:09:05 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/2/2009 4:10:56 PM |
| heroic-benefit | $50.00 | $50.00 | 12/2/2009 4:10:20 PM |
| Turtlebear44 | $25.00 | $25.00 | 12/2/2009 4:10:33 PM |
| JGB | $25.00 | $25.00 | 12/2/2009 4:11:33 PM |
| SNH | $50.00 | $50.00 | 12/2/2009 4:09:54 PM |
| nowits10 | $25.00 | $25.00 | 12/2/2009 4:11:06 PM |
| beezling | $52.00 | $52.00 | 12/2/2009 4:11:52 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/2/2009 4:10:07 PM |
| dinero-mason | $50.00 | $50.00 | 12/2/2009 4:10:17 PM |
| delivery | $25.00 | $25.00 | 12/2/2009 4:11:23 PM |
| charming-point | $100.00 | $100.00 | 12/2/2009 4:10:23 PM |
| fareast_man | $25.00 | $25.00 | 12/2/2009 4:11:37 PM |
| greenwell | $25.00 | $25.00 | 12/2/2009 4:11:46 PM |
| trustu | $25.00 | $25.00 | 12/2/2009 4:12:23 PM |
| CarDealer3070 | $30.00 | $30.00 | 12/2/2009 4:10:46 PM |
| rmachi | $25.00 | $25.00 | 12/2/2009 4:10:53 PM |
| etraboulay | $25.00 | $25.00 | 12/2/2009 4:12:51 PM |
| truth-eclair | $25.00 | $25.00 | 12/2/2009 4:10:59 PM |
| Banker7371 | $25.00 | $25.00 | 12/2/2009 4:11:11 PM |
| hard-working-loot | $25.00 | $25.00 | 12/2/2009 4:11:13 PM |
| louisianalender | $100.00 | $100.00 | 12/2/2009 4:11:27 PM |
| puppy880 | $25.00 | $25.00 | 12/2/2009 4:12:56 PM |
| asiaratt | $50.00 | $50.00 | 12/2/2009 4:12:58 PM |
| Cash_Angel | $25.00 | $25.00 | 12/2/2009 4:11:42 PM |
| summerlander | $25.00 | $25.00 | 12/2/2009 4:13:07 PM |
| loan-master996 | $50.00 | $50.00 | 12/2/2009 4:11:54 PM |
| simplewareinc | $50.00 | $50.00 | 12/2/2009 4:13:32 PM |
| topher515 | $25.00 | $25.00 | 12/2/2009 4:13:36 PM |
| Sateesh | $38.22 | $38.22 | 12/2/2009 4:14:11 PM |
| PatRichi | $25.00 | $25.00 | 12/2/2009 4:13:40 PM |
| TennSquire | $25.00 | $25.00 | 12/2/2009 4:12:29 PM |
| revenue-serenity | $25.00 | $25.00 | 12/2/2009 4:14:42 PM |
| money-explorer3 | $25.00 | $25.00 | 12/2/2009 4:14:45 PM |
| payout-point | $25.00 | $25.00 | 12/2/2009 4:12:54 PM |
| accordion8 | $25.00 | $25.00 | 12/2/2009 4:14:49 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/2/2009 4:14:52 PM |
| zone8 | $100.00 | $100.00 | 12/2/2009 4:14:57 PM |
| teller | $25.00 | $25.00 | 12/2/2009 4:14:44 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/2/2009 4:14:58 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/2/2009 4:14:51 PM |
| bronzmajom | $25.00 | $25.00 | 12/2/2009 4:14:54 PM |
| mickeyroi | $25.00 | $25.00 | 12/2/2009 4:15:00 PM |
| FasTruk | $25.00 | $25.00 | 12/2/2009 4:15:09 PM |
| social-gatherer7 | $25.00 | $25.00 | 12/2/2009 4:15:18 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/2/2009 4:35:47 PM |
| money-prophesy | $150.00 | $150.00 | 12/2/2009 4:36:23 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/2/2009 7:04:36 PM |
| 3am-preacher | $25.00 | $25.00 | 12/2/2009 9:41:55 PM |
| melodious-fairness | $25.00 | $25.00 | 12/3/2009 11:20:40 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/4/2009 9:07:02 AM |
| marwadi-62 | $50.00 | $50.00 | 12/4/2009 3:07:39 PM |
| vine99 | $40.00 | $40.00 | 12/5/2009 11:27:08 AM |
| unk1911 | $25.00 | $25.00 | 12/5/2009 10:33:17 PM |
| creative-market5 | $125.00 | $125.00 | 12/7/2009 9:46:44 AM |
| gmv814 | $50.00 | $50.00 | 12/7/2009 2:41:37 PM |
| professional-finance | $25.00 | $25.00 | 12/7/2009 2:26:29 PM |
| People-for-people | $50.00 | $50.00 | 12/7/2009 2:39:34 PM |
| icon7 | $25.00 | $25.00 | 12/7/2009 2:47:48 PM |
| attractive-value | $25.00 | $25.00 | 12/7/2009 3:16:25 PM |
| five-star-note | $25.00 | $25.00 | 12/7/2009 5:12:17 PM |
| loss-of-control | $25.00 | $25.00 | 12/7/2009 5:15:52 PM |
| 147 bids
|
Borrower Payment Dependent Notes Series
436285
This series of Notes was issued and sold upon the funding of the borrower loan #39943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 20.17% |
Starting borrower rate/APR:
| 21.17% / 24.98% |
Starting monthly payment:
| $37.76 |
|
Final lender yield:
| 18.50% |
Final borrower rate/APR:
| 19.50% / 23.27% |
Final monthly payment:
| $36.91 |
| |
|
Auction yield range:
| 8.20% - 20.17% |
Estimated loss impact:
| 6.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,495 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| blue-capital-conga |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
Purpose of loan:
This loan will be used for a down payment on a new engine for my car.
My financial situation:
I am a good candidate for this loan because I always pay back what I owe.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 12/1/2009 4:37:35 PM |
| kginatl | $50.05 | $50.05 | 12/2/2009 12:58:21 PM |
| hellasow | $25.00 | $25.00 | 12/3/2009 8:17:30 AM |
| vine99 | $50.00 | $50.00 | 12/4/2009 12:09:40 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/4/2009 7:17:13 PM |
| cash-spinner | $25.00 | $25.00 | 12/7/2009 1:38:37 PM |
| Syzygy | $25.00 | $25.00 | 12/7/2009 1:17:14 PM |
| gilbrear | $25.00 | $25.00 | 12/7/2009 5:00:50 PM |
| Johnab | $26.00 | $26.00 | 12/7/2009 8:25:22 PM |
| nalaari | $50.00 | $50.00 | 12/8/2009 6:54:16 AM |
| eboomer2611 | $25.00 | $25.00 | 12/8/2009 12:41:28 PM |
| jybank | $25.00 | $25.00 | 12/8/2009 1:28:00 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/8/2009 1:22:01 PM |
| wwwUniversal | $25.00 | $25.00 | 12/8/2009 2:33:37 PM |
| steady-dime | $114.19 | $114.19 | 12/8/2009 2:58:41 PM |
| GOPHERBOY | $50.00 | $50.00 | 12/8/2009 4:01:36 PM |
| unfixer | $25.00 | $25.00 | 12/8/2009 3:34:51 PM |
| GOPHERBOY | $50.00 | $50.00 | 12/8/2009 4:01:00 PM |
| marwadi-62 | $50.00 | $50.00 | 12/3/2009 5:24:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/3/2009 7:19:12 PM |
| Myrick | $25.00 | $25.00 | 12/6/2009 11:28:26 AM |
| nomad54 | $25.00 | $25.00 | 12/7/2009 2:27:50 PM |
| outofoffice | $50.00 | $50.00 | 12/7/2009 3:51:04 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/7/2009 4:00:07 PM |
| Leshan | $50.00 | $50.00 | 12/8/2009 8:56:54 AM |
| cu2maro | $25.00 | $25.00 | 12/8/2009 1:21:54 PM |
| TakeCare | $25.00 | $25.00 | 12/8/2009 2:26:32 PM |
| investment-cluster | $25.00 | $25.00 | 12/8/2009 3:56:58 PM |
| kinetic-social | $25.00 | $9.76 | 12/8/2009 4:02:31 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
436357
This series of Notes was issued and sold upon the funding of the borrower loan #39963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-02-2009 |
| |
Auction end date:
| Dec-09-2009 |
|
|
Starting lender yield:
| 17.09% |
Starting borrower rate/APR:
| 18.09% / 20.30% |
Starting monthly payment:
| $361.98 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $346.90 |
| |
|
Auction yield range:
| 6.20% - 17.09% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,244 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sublime-treasure1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fixing a new hard wood floor
Purpose of loan:
This loan will be used to replace the old carpet in my house with new hard wood flooring. I planned to make this renovation 2 years ago when I bought the house but due to the credit crunch, I have been unable to refinance for this project since banks are unwilling to lend.
My financial situation:
I am a good candidate for this loan because I have a steady job and I am very careful on how I handle my financial matters- bottom line is, I pay my bills when they are due- my FICO score is a testament to this.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and total monthly expenses. Thanks. - exciting-fairness
A:
My monthly take home is $5,062 and monthly expenses are $3,889.
Kind regards
(Dec-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| metro457 | $25.00 | $25.00 | 12/2/2009 3:59:11 PM |
| Davidson2 | $25.00 | $25.00 | 12/2/2009 3:59:48 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/2/2009 4:01:59 PM |
| Plotinus | $50.00 | $50.00 | 12/2/2009 4:01:35 PM |
| peaceful-trade | $25.00 | $25.00 | 12/2/2009 4:02:38 PM |
| attractive-rate | $25.00 | $25.00 | 12/2/2009 3:59:00 PM |
| love_what_you_do | $25.00 | $25.00 | 12/2/2009 4:03:07 PM |
| paymentologist | $25.00 | $25.00 | 12/2/2009 3:59:15 PM |
| value-pouch | $25.00 | $25.00 | 12/2/2009 4:03:16 PM |
| Hola_James | $50.00 | $50.00 | 12/2/2009 4:04:05 PM |
| langdonx | $25.00 | $25.00 | 12/2/2009 4:04:28 PM |
| Kelor99 | $25.00 | $25.00 | 12/2/2009 4:01:26 PM |
| Phantom99 | $25.00 | $25.00 | 12/2/2009 4:01:45 PM |
| elegant-income3 | $30.00 | $30.00 | 12/2/2009 4:02:20 PM |
| SDNLR | $25.00 | $25.00 | 12/2/2009 4:06:04 PM |
| REBizGuy | $50.00 | $50.00 | 12/2/2009 4:02:34 PM |
| KiwiElf | $25.00 | $25.00 | 12/2/2009 4:05:36 PM |
| crazycool | $25.00 | $25.00 | 12/2/2009 4:06:23 PM |
| onlyastepaway | $25.00 | $25.00 | 12/2/2009 4:05:54 PM |
| kmprospeo | $25.00 | $25.00 | 12/2/2009 4:03:05 PM |
| Sonos | $25.00 | $25.00 | 12/2/2009 4:03:22 PM |
| chief_wo | $25.00 | $25.00 | 12/2/2009 4:06:51 PM |
| booksleuth | $50.00 | $50.00 | 12/2/2009 4:06:26 PM |
| hard-working-loot | $25.00 | $25.00 | 12/2/2009 4:06:34 PM |
| return-elm | $25.00 | $25.00 | 12/2/2009 4:04:25 PM |
| ljay | $25.00 | $25.00 | 12/2/2009 4:04:45 PM |
| desertoasis | $25.00 | $25.00 | 12/2/2009 4:08:11 PM |
| bonus-patriot | $25.00 | $25.00 | 12/2/2009 4:06:18 PM |
| gold-sushi | $25.00 | $25.00 | 12/2/2009 4:06:56 PM |
| Havana21 | $25.00 | $25.00 | 12/2/2009 4:13:55 PM |
| BlindJoeDeath | $25.00 | $25.00 | 12/2/2009 4:14:01 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/2/2009 4:14:05 PM |
| wise-bonus-honker | $25.00 | $25.00 | 12/2/2009 4:14:17 PM |
| transparency-giant | $25.00 | $25.00 | 12/2/2009 4:14:35 PM |
| 3am-preacher | $25.00 | $25.00 | 12/2/2009 4:16:55 PM |
| CallMeBen | $25.00 | $25.00 | 12/2/2009 4:16:04 PM |
| special-responsibility | $25.00 | $25.00 | 12/2/2009 4:17:45 PM |
| Sefotonga | $25.00 | $25.00 | 12/2/2009 4:16:36 PM |
| galaxy1 | $25.00 | $25.00 | 12/2/2009 4:19:21 PM |
| ohnezweck | $25.00 | $25.00 | 12/2/2009 4:19:45 PM |
| trapper569 | $25.00 | $25.00 | 12/2/2009 4:20:24 PM |
| Andaliego | $25.01 | $25.01 | 12/2/2009 4:19:11 PM |
| cpaphoto | $25.00 | $25.00 | 12/2/2009 4:20:21 PM |
| mstebnicki | $25.00 | $25.00 | 12/2/2009 4:20:27 PM |
| shadargroup | $25.00 | $25.00 | 12/2/2009 4:19:27 PM |
| treasure-bliss | $100.00 | $100.00 | 12/2/2009 4:21:40 PM |
| littlemonkey | $25.00 | $25.00 | 12/2/2009 4:21:28 PM |
| money2k | $25.00 | $25.00 | 12/2/2009 4:22:07 PM |
| aue513 | $25.00 | $25.00 | 12/2/2009 4:20:42 PM |
| skuba | $25.00 | $25.00 | 12/2/2009 4:20:51 PM |
| CAGE-Investments | $50.00 | $50.00 | 12/2/2009 4:22:22 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/2/2009 4:22:26 PM |
| tallmon | $25.00 | $25.00 | 12/2/2009 4:22:29 PM |
| tremendous-payment | $25.00 | $25.00 | 12/2/2009 4:22:43 PM |
| Artist_Blue | $25.00 | $25.00 | 12/2/2009 4:22:49 PM |
| biobulator | $25.00 | $25.00 | 12/2/2009 4:22:52 PM |
| miked8303 | $25.00 | $25.00 | 12/2/2009 4:22:53 PM |
| Interstate_Rate | $500.00 | $500.00 | 12/2/2009 4:21:37 PM |
| rmachi | $25.00 | $25.00 | 12/2/2009 4:23:04 PM |
| justice-dna | $25.00 | $25.00 | 12/2/2009 4:23:08 PM |
| cash-boots | $25.00 | $25.00 | 12/2/2009 4:22:24 PM |
| Lightlife | $50.00 | $50.00 | 12/2/2009 4:23:01 PM |
| money-prophesy | $150.00 | $150.00 | 12/2/2009 4:36:17 PM |
| sparkmeister | $25.00 | $25.00 | 12/2/2009 4:36:00 PM |
| minista | $25.00 | $25.00 | 12/2/2009 4:42:02 PM |
| jybank | $25.00 | $25.00 | 12/2/2009 4:48:33 PM |
| cashhelp | $25.00 | $25.00 | 12/2/2009 4:48:47 PM |
| blot44 | $25.00 | $25.00 | 12/2/2009 7:11:25 PM |
| cashasaurus0 | $100.00 | $100.00 | 12/3/2009 5:19:37 AM |
| money-prophesy | $150.00 | $150.00 | 12/3/2009 8:01:55 AM |
| Montgomery-Burns | $25.00 | $25.00 | 12/3/2009 1:35:58 PM |
| turbostar666 | $44.60 | $44.60 | 12/3/2009 11:37:06 AM |
| totoro | $25.00 | $25.00 | 12/3/2009 12:22:28 PM |
| Littlepeng | $25.00 | $25.00 | 12/3/2009 6:10:56 PM |
| FG9YTR | $25.00 | $25.00 | 12/4/2009 9:31:36 AM |
| palpbert | $27.08 | $27.08 | 12/4/2009 11:29:55 AM |
| RedCentre | $91.40 | $91.40 | 12/4/2009 12:14:41 PM |
| UBOtto186 | $25.00 | $25.00 | 12/5/2009 10:48:10 AM |
| aurorafinancial | $50.00 | $50.00 | 12/5/2009 7:36:59 PM |
| julijask | $25.00 | $25.00 | 12/5/2009 7:09:12 PM |
| psalms6612 | $25.00 | $25.00 | 12/6/2009 11:18:04 AM |
| Occhy | $30.00 | $30.00 | 12/6/2009 7:21:59 PM |
| currency-agave | $25.00 | $25.00 | 12/6/2009 9:17:33 PM |
| caseattle | $25.00 | $25.00 | 12/6/2009 9:49:48 PM |
| blue-relay | $27.40 | $27.40 | 12/7/2009 5:41:26 AM |
| EJO | $25.00 | $25.00 | 12/7/2009 10:26:37 AM |
| hebergee | $40.00 | $40.00 | 12/7/2009 10:00:24 AM |
| Searlzy | $25.00 | $25.00 | 12/7/2009 11:34:01 AM |
| rockhound84 | $50.00 | $50.00 | 12/7/2009 12:55:56 PM |
| balance-chestnut | $25.00 | $25.00 | 12/7/2009 12:29:48 PM |
| FundMaker | $25.00 | $25.00 | 12/7/2009 5:13:56 PM |
| bankofmay | $25.00 | $25.00 | 12/7/2009 5:23:46 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2009 5:42:23 PM |
| twenty_percent_plus | $25.00 | $25.00 | 12/7/2009 9:40:38 PM |
| organic-platinum | $25.00 | $25.00 | 12/8/2009 12:16:07 AM |
| XayV03 | $50.00 | $50.00 | 12/8/2009 9:25:57 AM |
| miniloan | $25.00 | $25.00 | 12/8/2009 7:52:16 AM |
| ekn_enterprises | $33.93 | $33.93 | 12/8/2009 9:57:48 AM |
| RainMakers | $25.00 | $25.00 | 12/8/2009 10:22:46 AM |
| kmfreymi | $25.00 | $25.00 | 12/8/2009 8:19:35 AM |
| chapman18 | $25.00 | $25.00 | 12/8/2009 9:43:43 AM |
| rockhound84 | $25.00 | $25.00 | 12/8/2009 11:54:54 AM |
| patriot384 | $100.00 | $100.00 | 12/8/2009 12:34:33 PM |
| dollar-web | $25.00 | $25.00 | 12/8/2009 1:17:43 PM |
| mmzero | $25.00 | $25.00 | 12/8/2009 4:21:25 PM |
| PalmTreeIsland | $100.00 | $100.00 | 12/8/2009 4:21:30 PM |
| Hobie88 | $50.00 | $50.00 | 12/8/2009 4:13:03 PM |
| GOPHERBOY | $75.00 | $75.00 | 12/8/2009 4:24:16 PM |
| Trondheim_Norway | $100.00 | $100.00 | 12/8/2009 5:38:37 PM |
| nashibaksi | $25.00 | $25.00 | 12/8/2009 6:02:05 PM |
| brightest-dignified-penny | $50.00 | $50.00 | 12/8/2009 6:03:19 PM |
| Land_on_your_feet | $71.60 | $71.60 | 12/8/2009 7:25:28 PM |
| crazybunga | $25.02 | $25.02 | 12/8/2009 10:14:25 PM |
| market-network | $25.00 | $25.00 | 12/9/2009 8:23:08 AM |
| VT2VA | $50.00 | $50.00 | 12/9/2009 8:56:56 AM |
| interact | $25.00 | $25.00 | 12/9/2009 8:39:41 AM |
| rate-hickory | $25.00 | $25.00 | 12/9/2009 8:46:00 AM |
| Rothgoe | $65.17 | $65.17 | 12/9/2009 2:07:00 PM |
| squarebob | $25.00 | $25.00 | 12/9/2009 2:49:46 PM |
| packrs1 | $50.00 | $50.00 | 12/9/2009 3:11:25 PM |
| serene-capital | $25.00 | $25.00 | 12/9/2009 3:11:24 PM |
| Feyenoord | $25.00 | $25.00 | 12/9/2009 3:24:41 PM |
| Engineer44 | $30.00 | $30.00 | 12/9/2009 3:55:29 PM |
| responsible-worth113 | $25.00 | $25.00 | 12/9/2009 3:43:24 PM |
| SimGuy | $25.00 | $25.00 | 12/2/2009 3:59:06 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/2/2009 4:01:27 PM |
| jga516 | $25.00 | $25.00 | 12/2/2009 4:02:07 PM |
| Scoote2912 | $25.00 | $25.00 | 12/2/2009 4:03:10 PM |
| elegant-bonus | $25.00 | $25.00 | 12/2/2009 4:00:59 PM |
| Tahoeguy | $25.00 | $25.00 | 12/2/2009 4:05:10 PM |
| mathprof | $25.00 | $25.00 | 12/2/2009 4:04:24 PM |
| LAM26 | $25.00 | $25.00 | 12/2/2009 4:05:17 PM |
| 108lender | $71.51 | $71.51 | 12/2/2009 4:05:32 PM |
| calm-deal7 | $25.00 | $25.00 | 12/2/2009 4:05:40 PM |
| wise-spirited-nickel | $50.00 | $50.00 | 12/2/2009 4:06:31 PM |
| AF-Chief | $25.00 | $25.00 | 12/2/2009 4:06:20 PM |
| Steveoo1 | $25.00 | $25.00 | 12/2/2009 4:07:00 PM |
| HawaiiB | $25.00 | $25.00 | 12/2/2009 4:04:31 PM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/2/2009 4:07:53 PM |
| doublediamond | $25.00 | $25.00 | 12/2/2009 4:07:02 PM |
| the-pal328 | $25.00 | $25.00 | 12/2/2009 4:09:32 PM |
| kirkjerk | $25.00 | $25.00 | 12/2/2009 4:14:27 PM |
| Bank42 | $50.00 | $50.00 | 12/2/2009 4:16:08 PM |
| astute-dollar | $30.00 | $30.00 | 12/2/2009 4:16:21 PM |
| witty-principal | $25.00 | $25.00 | 12/2/2009 4:16:24 PM |
| Supernick | $50.00 | $50.00 | 12/2/2009 4:16:27 PM |
| don8ter | $25.00 | $25.00 | 12/2/2009 4:14:39 PM |
| TheBiggTree | $25.00 | $25.00 | 12/2/2009 4:16:29 PM |
| dedicated-diversification5 | $160.00 | $160.00 | 12/2/2009 4:16:19 PM |
| trade-pumpkin | $25.00 | $25.00 | 12/2/2009 4:16:33 PM |
| zento | $25.00 | $25.00 | 12/2/2009 4:16:57 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/2/2009 4:17:03 PM |
| auctionbros | $25.00 | $25.00 | 12/2/2009 4:17:28 PM |
| worklessmakemore | $25.00 | $25.00 | 12/2/2009 4:17:32 PM |
| Tom579 | $25.00 | $25.00 | 12/2/2009 4:16:14 PM |
| forthright-social | $25.00 | $25.00 | 12/2/2009 4:16:17 PM |
| orbital-gain | $25.00 | $25.00 | 12/2/2009 4:17:36 PM |
| Dap2005 | $25.00 | $25.00 | 12/2/2009 4:17:43 PM |
| foxy-fund | $25.00 | $25.00 | 12/2/2009 4:19:28 PM |
| jdrez | $25.00 | $25.00 | 12/2/2009 4:20:19 PM |
| Katburg | $25.00 | $25.00 | 12/2/2009 4:20:05 PM |
| laredotornado | $25.00 | $25.00 | 12/2/2009 4:20:22 PM |
| dparkhom | $25.00 | $25.00 | 12/2/2009 4:21:31 PM |
| peso-colonel | $25.00 | $25.00 | 12/2/2009 4:21:43 PM |
| chlebie | $50.00 | $50.00 | 12/2/2009 4:21:57 PM |
| Astounding | $25.00 | $25.00 | 12/2/2009 4:19:56 PM |
| truth-futurist | $25.00 | $25.00 | 12/2/2009 4:20:17 PM |
| leodaguy | $25.00 | $25.00 | 12/2/2009 4:22:33 PM |
| revenue-kazoo | $25.00 | $25.00 | 12/2/2009 4:20:25 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/2/2009 4:22:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/2/2009 4:22:00 PM |
| value-pole | $25.00 | $25.00 | 12/2/2009 4:22:58 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/2/2009 4:20:57 PM |
| credit-kahuna | $100.00 | $100.00 | 12/2/2009 4:23:06 PM |
| Aimvest | $25.00 | $25.00 | 12/2/2009 4:21:04 PM |
| currency-prometheus | $25.00 | $25.00 | 12/2/2009 4:21:26 PM |
| payout-achievement | $40.00 | $34.27 | 12/2/2009 4:23:11 PM |
| ImaPutz | $25.00 | $25.00 | 12/2/2009 4:21:54 PM |
| mikeandcat | $50.00 | $50.00 | 12/2/2009 4:22:16 PM |
| sharkm | $25.00 | $25.00 | 12/2/2009 4:22:35 PM |
| E_G | $30.00 | $30.00 | 12/2/2009 4:22:38 PM |
| lloyd_s | $25.00 | $25.00 | 12/2/2009 4:22:46 PM |
| mikrolown | $25.00 | $25.00 | 12/2/2009 4:22:56 PM |
| bdruss | $25.00 | $25.00 | 12/2/2009 4:35:44 PM |
| inforapenny | $25.00 | $25.00 | 12/2/2009 4:36:44 PM |
| income-fortress | $200.00 | $200.00 | 12/2/2009 4:38:41 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/2/2009 6:09:01 PM |
| SolarMoonshine | $200.00 | $200.00 | 12/2/2009 7:07:10 PM |
| platinum-piledriver | $25.00 | $25.00 | 12/2/2009 7:28:05 PM |
| GeoLender | $50.00 | $50.00 | 12/2/2009 8:00:45 PM |
| orbiter614 | $25.00 | $25.00 | 12/3/2009 7:59:27 AM |
| Ven58 | $25.00 | $25.00 | 12/3/2009 9:22:29 AM |
| Finspons | $40.20 | $40.20 | 12/3/2009 2:44:46 PM |
| seineil | $38.16 | $38.16 | 12/4/2009 2:14:38 PM |
| fostaman | $25.00 | $25.00 | 12/4/2009 6:06:57 PM |
| stockcop | $50.00 | $50.00 | 12/4/2009 9:15:44 PM |
| kind-bid-maverick | $50.00 | $50.00 | 12/5/2009 8:54:29 PM |
| Bob450 | $25.00 | $25.00 | 12/6/2009 9:34:05 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/7/2009 8:54:43 AM |
| The_Birnetts | $100.00 | $100.00 | 12/7/2009 7:29:34 AM |
| market-jam | $25.00 | $25.00 | 12/7/2009 8:32:46 AM |
| GyJAV_BNCCo | $100.00 | $100.00 | 12/7/2009 10:22:38 AM |
| dbaoracle | $100.00 | $100.00 | 12/7/2009 11:33:16 AM |
| steady-dime | $59.23 | $59.23 | 12/7/2009 11:47:59 AM |
| Pickmar | $25.00 | $25.00 | 12/7/2009 12:51:02 PM |
| outofoffice | $50.00 | $50.00 | 12/7/2009 3:57:48 PM |
| genuine-money3 | $25.00 | $25.00 | 12/7/2009 6:50:14 PM |
| derbier122x | $35.00 | $35.00 | 12/7/2009 6:55:05 PM |
| usd1027 | $25.00 | $25.00 | 12/7/2009 7:47:30 PM |
| favorite-commerce | $25.00 | $25.00 | 12/7/2009 10:33:32 PM |
| nalaari | $50.00 | $50.00 | 12/8/2009 7:00:06 AM |
| liberty-thinker | $25.00 | $25.00 | 12/8/2009 6:06:42 AM |
| grf1945 | $25.00 | $25.00 | 12/8/2009 9:42:40 AM |
| summrs1 | $25.00 | $25.00 | 12/8/2009 4:09:17 PM |
| Johnab | $25.00 | $25.00 | 12/8/2009 6:11:41 PM |
| JerryB96 | $25.00 | $25.00 | 12/8/2009 6:42:09 PM |
| unger | $100.00 | $100.00 | 12/8/2009 7:38:53 PM |
| eclipse056 | $25.00 | $25.00 | 12/8/2009 8:29:11 PM |
| Ragnar | $25.00 | $25.00 | 12/8/2009 9:13:33 PM |
| BuzzyBee336 | $25.00 | $25.00 | 12/8/2009 10:27:21 PM |
| Hotrod52 | $26.99 | $26.99 | 12/9/2009 6:37:28 AM |
| five-star-note | $25.00 | $25.00 | 12/9/2009 1:48:00 AM |
| principal-laser | $100.00 | $100.00 | 12/9/2009 4:49:14 AM |
| persistent-income2 | $50.00 | $50.00 | 12/9/2009 8:40:01 AM |
| Share-the-wealth | $100.00 | $100.00 | 12/9/2009 7:06:56 AM |
| TakeCare | $50.00 | $50.00 | 12/9/2009 9:30:16 AM |
| ultimatepaintball | $25.00 | $25.00 | 12/9/2009 8:43:19 AM |
| JRELoan | $25.00 | $25.00 | 12/9/2009 9:57:32 AM |
| the-bright-velocity | $300.00 | $300.00 | 12/9/2009 11:36:50 AM |
| Frugal | $50.00 | $50.00 | 12/9/2009 11:25:38 AM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 12/9/2009 12:31:25 PM |
| versatilenyguy | $50.00 | $50.00 | 12/9/2009 2:27:38 PM |
| spnick | $33.43 | $33.43 | 12/9/2009 2:43:44 PM |
| MattProsper | $75.00 | $75.00 | 12/9/2009 2:12:46 PM |
| friendinmoney | $50.00 | $50.00 | 12/9/2009 3:04:59 PM |
| elegant-bonus | $25.00 | $25.00 | 12/9/2009 3:11:50 PM |
| exciting-fairness | $200.00 | $200.00 | 12/9/2009 3:39:24 PM |
| jcw3rd | $25.00 | $25.00 | 12/9/2009 3:55:58 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/9/2009 3:54:13 PM |
| StocksMan | $50.00 | $50.00 | 12/9/2009 3:54:53 PM |
| 240 bids
|
Borrower Payment Dependent Notes Series
436587
This series of Notes was issued and sold upon the funding of the borrower loan #39957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-03-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $98.13 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $97.30 |
| |
|
Auction yield range:
| 4.20% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,190 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Diver_Down |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Sep-2008)
|
|
Principal balance:
| $3,204.79 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
My personal loan for Home Improveme
This has worked very well to get me out of debt I'm using it again to remodel my kitchen.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 12/3/2009 5:47:42 PM |
| PrimeTimeGadgets | $25.00 | $25.00 | 12/3/2009 9:00:51 PM |
| first-generosity-harmonica | $25.00 | $25.00 | 12/3/2009 9:00:55 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:47:42 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/3/2009 10:00:11 PM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:43 AM |
| alpinaut | $25.00 | $25.00 | 12/4/2009 5:26:24 AM |
| Aristophil | $100.00 | $100.00 | 12/4/2009 7:52:35 AM |
| JeffHoll | $100.00 | $100.00 | 12/4/2009 7:09:00 AM |
| golffish2 | $100.00 | $100.00 | 12/4/2009 9:02:36 AM |
| orbiter614 | $50.00 | $50.00 | 12/4/2009 9:35:21 AM |
| five-star-note | $25.00 | $25.00 | 12/4/2009 9:48:59 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:07 AM |
| BanqueDeD | $25.00 | $25.00 | 12/4/2009 10:40:30 AM |
| Hola_James | $50.00 | $50.00 | 12/4/2009 11:09:32 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/4/2009 12:20:46 PM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:24:55 PM |
| gourd6 | $25.00 | $25.00 | 12/4/2009 12:33:51 PM |
| cocopuffs | $25.00 | $25.00 | 12/4/2009 2:00:53 PM |
| justice-dna | $35.00 | $35.00 | 12/4/2009 2:50:39 PM |
| UBOtto186 | $25.00 | $25.00 | 12/4/2009 3:32:55 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:17:38 PM |
| cash-vault | $25.00 | $25.00 | 12/4/2009 9:46:11 PM |
| springpanda | $25.00 | $25.00 | 12/5/2009 4:13:05 PM |
| jackdempsey | $100.00 | $100.00 | 12/6/2009 8:46:23 AM |
| integrity-doctor | $50.00 | $50.00 | 12/6/2009 5:02:30 PM |
| availableloan | $25.00 | $25.00 | 12/6/2009 9:12:12 PM |
| money-prophesy | $150.00 | $150.00 | 12/7/2009 12:09:11 AM |
| esabzb | $25.00 | $25.00 | 12/6/2009 10:27:49 PM |
| aasx1108 | $25.00 | $25.00 | 12/7/2009 5:22:22 AM |
| ijspence | $25.00 | $25.00 | 12/7/2009 10:17:46 AM |
| cjames84 | $25.00 | $25.00 | 12/7/2009 9:39:46 AM |
| stable-nickel | $85.00 | $10.00 | 12/7/2009 10:56:58 AM |
| TriSail | $25.00 | $25.00 | 12/7/2009 10:37:53 AM |
| JJ-Loans | $30.00 | $30.00 | 12/7/2009 11:59:09 AM |
| Pickmar | $25.00 | $25.00 | 12/7/2009 1:00:41 PM |
| neenerman | $75.00 | $75.00 | 12/3/2009 5:21:19 PM |
| bondhedger | $25.00 | $25.00 | 12/3/2009 5:21:36 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/3/2009 8:32:18 PM |
| LoansomeRanger | $25.00 | $25.00 | 12/3/2009 8:38:18 PM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:49 PM |
| JohnGalt94 | $25.00 | $25.00 | 12/3/2009 9:02:56 PM |
| tisiphone | $25.00 | $25.00 | 12/4/2009 8:36:19 AM |
| Artist_Blue | $25.00 | $25.00 | 12/4/2009 9:33:08 AM |
| Syzygy | $25.00 | $25.00 | 12/4/2009 9:35:52 AM |
| supreme-hope | $25.00 | $25.00 | 12/4/2009 9:53:08 AM |
| GyJAV_BNCCo | $50.00 | $50.00 | 12/4/2009 10:38:09 AM |
| divrekku | $25.00 | $25.00 | 12/4/2009 11:40:04 AM |
| vine99 | $85.00 | $85.00 | 12/4/2009 11:41:20 AM |
| alex189a | $25.00 | $25.00 | 12/4/2009 1:18:55 PM |
| djh47a | $40.00 | $40.00 | 12/4/2009 2:00:47 PM |
| GeoLender | $50.00 | $50.00 | 12/4/2009 5:18:37 PM |
| Cheburashka | $30.00 | $30.00 | 12/5/2009 10:09:34 AM |
| auction-elvis | $25.00 | $25.00 | 12/5/2009 12:15:51 PM |
| inqbus | $25.00 | $25.00 | 12/5/2009 4:28:59 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/5/2009 5:54:36 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/5/2009 11:17:37 PM |
| fortytwo | $200.00 | $200.00 | 12/6/2009 4:18:15 AM |
| GOPHERBOY | $65.00 | $65.00 | 12/6/2009 8:18:54 AM |
| loyalty-czar | $25.00 | $25.00 | 12/6/2009 1:48:07 PM |
| Sixmil | $25.00 | $25.00 | 12/6/2009 11:50:13 AM |
| wrighco | $25.00 | $25.00 | 12/6/2009 12:30:17 PM |
| rosie777 | $25.00 | $25.00 | 12/6/2009 4:37:42 PM |
| generous-deal6 | $50.00 | $50.00 | 12/6/2009 6:54:21 PM |
| cdv | $25.00 | $25.00 | 12/6/2009 9:52:43 PM |
| helping-out | $25.00 | $25.00 | 12/6/2009 10:00:11 PM |
| nhm | $50.00 | $50.00 | 12/7/2009 12:08:25 AM |
| LPSolutions | $25.00 | $25.00 | 12/7/2009 10:38:41 AM |
| dberry46 | $25.00 | $25.00 | 12/7/2009 10:39:09 AM |
| BigLinCT | $50.00 | $50.00 | 12/7/2009 10:56:40 AM |
| thedoctor | $80.00 | $80.00 | 12/7/2009 1:19:44 PM |
| kmfreymi | $25.00 | $25.00 | 12/8/2009 8:29:35 AM |
| rmpedi33 | $150.00 | $150.00 | 12/8/2009 10:44:32 AM |
| 73 bids
|
Borrower Payment Dependent Notes Series
436741
This series of Notes was issued and sold upon the funding of the borrower loan #39872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-03-2009 |
| |
Auction end date:
| Dec-10-2009 |
|
|
Starting lender yield:
| 20.17% |
Starting borrower rate/APR:
| 21.17% / 23.86% |
Starting monthly payment:
| $52.87 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.67% |
Final monthly payment:
| $52.03 |
| |
|
Auction yield range:
| 8.20% - 20.17% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,224 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sun2one |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 74% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 2
( 7% )
| 640-659
(Sep-2009)
640-659
(Jul-2007)
|
|
Principal balance:
| $328.41 |
1+ mo. late:
| 5
( 19% )
|
|
Total payments billed:
| 27 | | |
Description
Paying off Cleopatra's Vet Bills
Purpose of loan:
I want to use this money to pay for my dog's vet bills.? She was in the hospital for the 2nd time this year.
My financial situation:
I have been working as a teaching assistant in a 3 year old?classroom of physically disabled children for almost 2 years.? I also?make and sell personalized children's books.?
Monthly net income: $ 2600
Monthly expenses: $ 2033
??Housing: $ 1100???????
??Insurance: $?8
??Car expenses:?$60-gas; $185-payment; $80-insurance?
??Utilities: $ 150
??Phone, cable, internet: $ 70 (no cable)
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $?50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Just being nosey, but Cleo looks like a grey hound. If she is, will the Grey Hounds of America group help with bills? Congrats on your loan! - grammaspurse
A:
Cleo is actually a Pharaoh Hound-like a miniature Grey Hound. I hadn't thought of looking into an organization like that for Pharaoh Hounds.
Thanks for your input!
(Dec-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| marwadi-62 | $50.00 | $50.00 | 12/3/2009 5:29:10 PM |
| junes08 | $50.00 | $50.00 | 12/3/2009 6:18:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/4/2009 8:23:11 PM |
| Bob450 | $25.00 | $25.00 | 12/5/2009 10:32:22 AM |
| pedestrianme | $25.00 | $25.00 | 12/5/2009 12:40:02 PM |
| AuroraRobbin | $50.00 | $50.00 | 12/5/2009 5:55:43 PM |
| IPG1 | $25.00 | $25.00 | 12/5/2009 7:46:59 PM |
| generous-deal6 | $25.00 | $25.00 | 12/6/2009 6:55:10 PM |
| AviTech | $101.00 | $101.00 | 12/7/2009 7:06:04 AM |
| AF-Chief | $35.00 | $35.00 | 12/8/2009 9:54:04 AM |
| cleo1255 | $50.00 | $50.00 | 12/8/2009 11:09:52 AM |
| Bob450 | $25.00 | $25.00 | 12/8/2009 8:54:52 PM |
| zorbadgreek | $25.00 | $25.00 | 12/8/2009 8:47:04 PM |
| Loan_shark718 | $25.00 | $25.00 | 12/9/2009 6:04:32 PM |
| helping-out | $25.00 | $25.00 | 12/9/2009 7:35:23 PM |
| lender12345 | $25.00 | $25.00 | 12/9/2009 7:50:49 PM |
| gjm6d | $42.15 | $42.15 | 12/9/2009 8:33:08 PM |
| Gaelicman | $82.92 | $82.92 | 12/10/2009 8:09:58 AM |
| wild_carrot | $25.00 | $25.00 | 12/10/2009 2:48:00 PM |
| best-generosity-financier | $25.00 | $24.62 | 12/10/2009 4:16:50 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/3/2009 6:18:36 PM |
| money-prophesy | $44.31 | $44.31 | 12/3/2009 5:57:17 PM |
| bondhedger | $25.00 | $25.00 | 12/3/2009 8:22:22 PM |
| interstellar | $30.00 | $30.00 | 12/4/2009 12:04:10 AM |
| CoolPlexer | $50.00 | $50.00 | 12/4/2009 5:22:25 PM |
| thisbucksforu | $25.00 | $25.00 | 12/7/2009 10:35:39 AM |
| The-CAPS-fan | $35.00 | $35.00 | 12/8/2009 10:22:18 AM |
| five-star-note | $40.00 | $40.00 | 12/9/2009 1:50:10 AM |
| PayingItForwardPlease | $25.00 | $25.00 | 12/9/2009 10:46:35 AM |
| gpuck | $25.00 | $25.00 | 12/9/2009 4:40:51 PM |
| wwwUniversal | $25.00 | $25.00 | 12/9/2009 6:37:21 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/9/2009 7:26:00 PM |
| letsbank | $25.00 | $25.00 | 12/9/2009 7:39:29 PM |
| Joeburly | $25.00 | $25.00 | 12/9/2009 9:09:29 PM |
| Leshan | $75.00 | $75.00 | 12/10/2009 7:46:21 AM |
| wild-orange | $25.00 | $25.00 | 12/10/2009 11:34:34 AM |
| Catz_aplenty | $25.00 | $25.00 | 12/10/2009 9:41:40 AM |
| Bill88 | $40.00 | $40.00 | 12/10/2009 12:57:04 PM |
| HomerdohNY | $25.00 | $25.00 | 12/10/2009 4:06:27 PM |
| bestloanrate | $25.00 | $25.00 | 12/10/2009 4:45:26 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
435580
This series of Notes was issued and sold upon the funding of the borrower loan #39881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,120.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Dec-04-2009 |
| |
Auction end date:
| Dec-11-2009 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $163.81 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $163.81 |
| |
|
Auction yield range:
| 17.20% - 24.00% |
Estimated loss impact:
| 35.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -11.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 600-619 (Nov-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,695 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 50% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| militaryafdude |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 540-559
(Mar-2008)
540-559
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Paying off debt & closing accounts
I am trying to get my main credit cards paid off (to be shut off) in order to lower monthly payments.? We have had a prosper loan before and paid it off in a quarter of the time alotted.? In addition, this years tax return (normally around $7000) will go to pay off this loan.To be paid (shows debt, balance, & monthly payment): Dental?Bill,?$286.60, $100.00; Capitol One (me),?$781.42, $17.00; Capitol One (Spouse), $534.63, $15.00; PayPal credit?(me), $542.80, $18.00; PayPal Credit (Spouse), $183.05, $10.00; Target, $161.13, $10.00; Walmart (me), $369.09, $17.00; Walmart (Spouse), $600.83, $26.00; Orchard Bank, $278.80, $15.00; GAP credit, $132.70, $10.00; Old Navy credit, $128.01, $10.00.? Monthly expenses total: $3648.65. This will be put on an allotment; prosper loan is 100% guaranteed to be paid.Please bid with confidence!? Thank you?very much and may God bless you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I appreciate that you made all your previous Prosper loan payments on time, but please explain the public record and the delinquincies shown on your listing. Please answer publicly. Thanks, and good luck with your listing. - tigercat
A:
No problem at all with your question and completely understand. Five years ago my spouse and I had to file Chapter 7, Bankruptcy due to extremely high dollar medical bills that were incurred by my spouse prior to our marriage. Our oldest daughter was 10 weeks pre-mature and she, my wife, did not have insurance at the time. Once the bills became a marital asset I could not pay the high bills. As for the delinquencies, those were incurred during the bankruptcy process when told not to pay.
(Dec-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| helping-out | $30.00 | $30.00 | 12/6/2009 9:46:36 PM |
| JGuide | $100.00 | $100.00 | 12/7/2009 12:31:48 PM |
| reflective-rupee | $100.00 | $100.00 | 12/7/2009 1:24:42 PM |
| capital-galaxy | $25.00 | $25.00 | 12/7/2009 4:04:59 PM |
| helping-out | $300.00 | $300.00 | 12/7/2009 4:19:22 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/7/2009 7:25:03 PM |
| reflective-rupee | $50.00 | $50.00 | 12/7/2009 11:00:23 PM |
| capital-galaxy | $75.00 | $75.00 | 12/8/2009 7:03:32 AM |
| tigercat | $50.00 | $50.00 | 12/8/2009 3:43:02 PM |
| brother_tam | $200.00 | $200.00 | 12/8/2009 5:10:38 PM |
| Bob450 | $50.00 | $50.00 | 12/8/2009 8:57:54 PM |
| reflective-rupee | $100.00 | $100.00 | 12/8/2009 10:03:30 PM |
| capital-galaxy | $100.00 | $100.00 | 12/9/2009 5:17:24 AM |
| quickstep | $75.00 | $75.00 | 12/9/2009 5:24:10 PM |
| DasMula | $100.00 | $100.00 | 12/9/2009 5:54:38 PM |
| capital-galaxy | $50.00 | $50.00 | 12/9/2009 8:59:01 PM |
| sensible-fund | $100.00 | $100.00 | 12/10/2009 5:28:38 AM |
| capital-galaxy | $50.00 | $50.00 | 12/10/2009 9:13:29 AM |
| cookielady83 | $50.00 | $50.00 | 12/10/2009 11:40:34 AM |
| capital-galaxy | $50.00 | $50.00 | 12/10/2009 10:45:14 AM |
| carrinel | $28.00 | $28.00 | 12/10/2009 3:38:48 PM |
| enthusiastic-balance5 | $150.00 | $150.00 | 12/10/2009 4:07:43 PM |
| five-star-note | $50.00 | $50.00 | 12/10/2009 4:36:29 PM |
| johnpmid | $25.00 | $25.00 | 12/10/2009 6:09:25 PM |
| radiant-justice | $25.00 | $25.00 | 12/10/2009 7:53:05 PM |
| Bob450 | $50.00 | $50.00 | 12/10/2009 8:31:44 PM |
| credit-coach118 | $25.00 | $25.00 | 12/10/2009 8:53:57 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/11/2009 7:48:25 AM |
| JGuide | $50.00 | $50.00 | 12/7/2009 4:31:24 PM |
| capital-galaxy | $50.00 | $50.00 | 12/8/2009 7:02:01 AM |
| capital-galaxy | $100.00 | $100.00 | 12/8/2009 7:04:12 AM |
| reflective-rupee | $250.00 | $250.00 | 12/8/2009 10:49:22 AM |
| reflective-rupee | $100.00 | $100.00 | 12/8/2009 1:19:36 PM |
| exciting-fairness | $200.00 | $200.00 | 12/8/2009 3:35:05 PM |
| JGuide | $200.00 | $200.00 | 12/8/2009 5:45:02 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/8/2009 7:38:34 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/9/2009 12:49:56 PM |
| quickstep | $75.00 | $75.00 | 12/9/2009 2:38:50 PM |
| loss-of-control | $25.00 | $25.00 | 12/9/2009 4:29:13 PM |
| quickstep | $75.00 | $75.00 | 12/9/2009 5:57:04 PM |
| dorypro | $25.00 | $25.00 | 12/9/2009 5:00:14 PM |
| transparency-burger | $50.00 | $50.00 | 12/9/2009 8:18:39 PM |
| orange-pound-party | $25.00 | $25.00 | 12/9/2009 8:30:36 PM |
| bootanksmom | $25.00 | $25.00 | 12/9/2009 9:57:25 PM |
| lender12345 | $50.00 | $50.00 | 12/9/2009 7:54:17 PM |
| note-pursuit | $25.00 | $25.00 | 12/9/2009 11:10:09 PM |
| brondero | $150.00 | $150.00 | 12/10/2009 8:47:45 AM |
| RecoveryLender | $75.00 | $75.00 | 12/10/2009 11:23:35 AM |
| DasMula | $100.00 | $100.00 | 12/10/2009 1:37:49 PM |
| periko | $25.00 | $25.00 | 12/10/2009 3:42:24 PM |
| RecoveryLender | $25.00 | $25.00 | 12/10/2009 4:54:56 PM |
| vest_vortex | $50.00 | $50.00 | 12/10/2009 7:21:11 PM |
| justme4now | $25.00 | $25.00 | 12/11/2009 4:50:40 AM |
| sweety075 | $25.00 | $25.00 | 12/10/2009 9:41:11 PM |
| Rulea72 | $52.78 | $52.78 | 12/11/2009 7:18:33 AM |
| Tlrdlrrnch | $25.00 | $25.00 | 12/11/2009 6:51:44 AM |
| five-star-note | $75.00 | $39.22 | 12/11/2009 7:53:02 AM |
| 57 bids
|
Borrower Payment Dependent Notes Series
435836
This series of Notes was issued and sold upon the funding of the borrower loan #39954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $196.26 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $194.73 |
| |
|
Auction yield range:
| 4.20% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 780-799 (Nov-2009) |
Current / open credit lines:
| 7
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $605 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| radiant-justice |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in IRA
Purpose of loan:
This loan will be used to?build a balance in my Health Savings Account IRA before the government changes the rules on HSA's.?
My financial situation:
I am a good candidate for this loan because I have a high credit score, and substantial salary, bonuses and?monthly payments (for over 4 more years) for the sale of a business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If your income is $100k - why do you need to borrow $6k? - xhrisd
A:
1. I purchased a residential lot recently and have 3 more months of paying it off - so I'm cash poor for a few months.
2. I intend to do Prosper from the other side after that (as a Lender) but wanted to experience what it was like from the borrower side before then.
(Nov-30-2009)
Q:
What changes are you concerned with, all limits are increasing? - vulgy
A:
I'm sorry - I don't understand your question. What limits? (I'm new to the site - sorry if I don't know what is obvious to others who have been on the site for a while)
(Dec-01-2009)
Q:
Sorry let me re-ask the question, you stated "This loan will be used to build a balance in my Health Savings Account IRA before the government changes the rules on HSA's." I'm wondering what rules are worrying you? - vulgy
A:
The health care debate has brought out discussion regarding abolishing HSA's - for Democrats that's too much free choice for consumers. My opinion: in the next 20 years the government will means test everything that moves. Historically, the exclusions to income calculations are retirement plans and homes. As such, in the future if you want to get the most from government you'll have to hide as much as possible in your home and retirement plans. Hence, build retirement plan balances now.
(Dec-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| responsibility-butterfly | $25.00 | $25.00 | 11/30/2009 9:41:28 AM |
| ljay | $25.00 | $25.00 | 11/30/2009 9:50:25 AM |
| Steveoo1 | $50.00 | $50.00 | 11/30/2009 10:18:54 AM |
| evnagelist | $50.00 | $50.00 | 11/30/2009 10:52:49 AM |
| museic1 | $25.00 | $25.00 | 11/30/2009 10:46:53 AM |
| Klearwater_Pools | $25.00 | $25.00 | 11/30/2009 10:54:14 AM |
| Artist_Blue | $25.00 | $25.00 | 11/30/2009 10:55:20 AM |
| MoneyU4IA | $40.00 | $40.00 | 11/30/2009 10:48:11 AM |
| Banker7371 | $25.00 | $25.00 | 11/30/2009 10:48:32 AM |
| lend_to_you | $50.00 | $50.00 | 11/30/2009 10:49:01 AM |
| the-money-gargantuan | $25.00 | $25.00 | 11/30/2009 10:55:58 AM |
| leodaguy | $25.00 | $25.00 | 11/30/2009 10:49:10 AM |
| thestartuplender | $35.00 | $35.00 | 11/30/2009 10:56:09 AM |
| the_winning_ticket | $35.00 | $35.00 | 11/30/2009 10:49:24 AM |
| E_G | $50.00 | $50.00 | 11/30/2009 10:49:50 AM |
| personal-lender | $25.00 | $25.00 | 11/30/2009 10:50:44 AM |
| community-pipeline8 | $50.00 | $50.00 | 11/30/2009 10:57:48 AM |
| portfolio-zone801 | $25.00 | $25.00 | 11/30/2009 10:58:01 AM |
| rmachi | $25.00 | $25.00 | 11/30/2009 10:52:11 AM |
| Syndication | $25.00 | $25.00 | 11/30/2009 10:58:30 AM |
| SilverRain | $25.00 | $8.67 | 11/30/2009 10:59:02 AM |
| Havana21 | $50.00 | $50.00 | 11/30/2009 10:53:09 AM |
| kulender | $25.00 | $25.00 | 11/30/2009 10:54:02 AM |
| teller | $60.00 | $60.00 | 11/30/2009 10:57:00 AM |
| dinero-festivity2 | $50.00 | $50.00 | 11/30/2009 10:57:17 AM |
| zento | $25.00 | $25.00 | 11/30/2009 11:03:49 AM |
| availableloan | $25.00 | $25.00 | 11/30/2009 11:39:34 AM |
| baroo | $25.00 | $25.00 | 11/30/2009 11:44:27 AM |
| springpanda | $25.00 | $25.00 | 11/30/2009 3:30:17 PM |
| unk1911 | $25.00 | $25.00 | 11/30/2009 4:21:36 PM |
| outofoffice | $25.00 | $25.00 | 11/30/2009 4:30:00 PM |
| repayment-radio | $100.00 | $100.00 | 11/30/2009 5:52:41 PM |
| vulgy | $25.00 | $25.00 | 12/1/2009 11:17:53 AM |
| neenerman | $57.65 | $57.65 | 12/1/2009 1:12:53 PM |
| Barky52 | $25.00 | $25.00 | 12/1/2009 3:25:48 PM |
| BradyKP | $50.00 | $50.00 | 12/1/2009 4:13:37 PM |
| worlds-best-reward | $25.00 | $25.00 | 12/1/2009 4:18:25 PM |
| thesage | $25.00 | $25.00 | 12/1/2009 7:10:13 PM |
| patriot384 | $100.00 | $100.00 | 12/1/2009 6:00:02 PM |
| djmjkelso | $25.00 | $25.00 | 12/1/2009 11:12:22 PM |
| WillingToHelpOut | $25.00 | $25.00 | 12/2/2009 1:12:19 AM |
| generous-deal6 | $25.00 | $25.00 | 12/3/2009 12:07:20 AM |
| contrin | $100.00 | $100.00 | 12/3/2009 1:28:52 PM |
| vtr1000 | $25.48 | $25.48 | 12/3/2009 4:48:21 PM |
| understanding-benjamins | $25.00 | $25.00 | 12/3/2009 5:49:03 PM |
| noodles932 | $50.00 | $50.00 | 12/3/2009 8:45:56 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:47:53 PM |
| nhm | $50.00 | $50.00 | 12/3/2009 9:42:39 PM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:20 AM |
| djh47a | $40.00 | $40.00 | 12/4/2009 6:19:01 AM |
| JeffHoll | $100.00 | $100.00 | 12/4/2009 7:09:27 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/4/2009 8:42:15 AM |
| DHolly | $25.00 | $25.00 | 12/4/2009 8:22:11 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:26 AM |
| fairmaiden | $25.00 | $25.00 | 12/4/2009 10:01:13 AM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:25:03 PM |
| UBOtto186 | $25.00 | $25.00 | 12/4/2009 4:24:24 PM |
| peaceful-farmer | $50.00 | $50.00 | 12/4/2009 6:08:58 PM |
| bkb7484 | $30.42 | $30.42 | 12/4/2009 10:18:13 PM |
| oldman68 | $25.00 | $25.00 | 12/5/2009 12:06:45 AM |
| Bodyboard | $25.00 | $25.00 | 12/5/2009 11:00:03 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/5/2009 11:33:22 AM |
| HealthAndSafety | $50.00 | $50.00 | 12/5/2009 4:32:35 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/5/2009 11:17:53 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/6/2009 2:45:35 AM |
| wintersnowman | $25.00 | $25.00 | 12/6/2009 7:12:03 AM |
| swissbanker | $50.00 | $50.00 | 12/6/2009 7:23:17 AM |
| fortytwo | $200.00 | $200.00 | 12/6/2009 4:18:00 AM |
| SpotLending | $50.00 | $50.00 | 12/6/2009 5:47:30 AM |
| inqbus | $25.00 | $25.00 | 12/6/2009 11:33:42 AM |
| Sixmil | $25.00 | $25.00 | 12/6/2009 11:50:05 AM |
| buckyhead2000 | $25.00 | $25.00 | 12/6/2009 8:43:49 PM |
| integrity-doctor | $50.00 | $50.00 | 12/6/2009 5:02:39 PM |
| TakeCare | $100.00 | $100.00 | 12/6/2009 9:32:00 PM |
| honorable-yield | $75.00 | $75.00 | 12/6/2009 8:59:06 PM |
| jybank | $50.00 | $50.00 | 12/6/2009 11:08:46 PM |
| dn0pes | $25.00 | $25.00 | 12/7/2009 6:08:32 AM |
| spsavage | $25.00 | $25.00 | 12/7/2009 12:09:18 AM |
| szetheli | $50.00 | $50.00 | 12/7/2009 12:08:38 AM |
| serene-capital | $50.00 | $50.00 | 12/7/2009 3:10:40 AM |
| newbietony | $40.00 | $40.00 | 12/7/2009 3:36:24 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 12/7/2009 8:03:14 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 7:32:26 AM |
| exciting-fairness | $200.00 | $200.00 | 12/7/2009 8:47:44 AM |
| aldenrains | $25.00 | $25.00 | 11/30/2009 9:42:48 AM |
| five-star-responsibility0 | $25.00 | $25.00 | 11/30/2009 9:44:41 AM |
| Kerrysbay | $25.00 | $25.00 | 11/30/2009 9:50:13 AM |
| lucrative-worth | $25.00 | $25.00 | 11/30/2009 10:41:17 AM |
| sidney102 | $25.00 | $25.00 | 11/30/2009 10:47:30 AM |
| burgeoning-silver | $25.00 | $25.00 | 11/30/2009 10:50:06 AM |
| Attract | $25.00 | $25.00 | 11/30/2009 10:50:17 AM |
| elevated-platinum5 | $25.00 | $25.00 | 11/30/2009 10:46:31 AM |
| credit-investor5 | $100.00 | $100.00 | 11/30/2009 10:47:07 AM |
| miked8303 | $25.00 | $25.00 | 11/30/2009 10:47:59 AM |
| TakeCare | $100.00 | $100.00 | 11/30/2009 10:47:53 AM |
| gizzywump | $25.00 | $25.00 | 11/30/2009 10:48:06 AM |
| lloyd_s | $25.00 | $25.00 | 11/30/2009 10:48:43 AM |
| sharkm | $25.00 | $25.00 | 11/30/2009 10:49:39 AM |
| DonaldColorado | $25.00 | $25.00 | 11/30/2009 10:56:28 AM |
| dinero-oasis | $25.00 | $25.00 | 11/30/2009 10:57:11 AM |
| Walkingcowboy | $25.00 | $25.00 | 11/30/2009 10:51:37 AM |
| Weaverville | $25.00 | $25.00 | 11/30/2009 10:51:01 AM |
| mlkhamilton | $25.00 | $25.00 | 11/30/2009 10:58:11 AM |
| bchen78875 | $50.00 | $50.00 | 11/30/2009 10:51:17 AM |
| gracej | $25.00 | $25.00 | 11/30/2009 10:51:30 AM |
| justice-dna | $35.00 | $35.00 | 11/30/2009 10:51:56 AM |
| AF-Chief | $35.00 | $35.00 | 11/30/2009 10:53:23 AM |
| magical-greenback | $55.00 | $55.00 | 11/30/2009 10:53:34 AM |
| mikeandcat | $50.00 | $50.00 | 11/30/2009 10:53:56 AM |
| fair-funds | $25.00 | $25.00 | 11/30/2009 10:55:01 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 11/30/2009 10:54:32 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 11/30/2009 10:54:45 AM |
| lendacity | $25.00 | $25.00 | 11/30/2009 10:55:47 AM |
| trade-pragmatist | $25.00 | $25.00 | 11/30/2009 10:55:31 AM |
| ryreesado | $25.00 | $25.00 | 11/30/2009 10:57:22 AM |
| NR | $25.00 | $25.00 | 11/30/2009 10:58:39 AM |
| fireboss | $25.00 | $25.00 | 11/30/2009 10:58:50 AM |
| forthright-dedication | $25.00 | $25.00 | 11/30/2009 10:58:24 AM |
| FundMaker | $25.00 | $25.00 | 11/30/2009 1:24:58 PM |
| GeoLender | $50.00 | $50.00 | 11/30/2009 6:01:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/30/2009 5:32:36 PM |
| hellasow | $25.00 | $25.00 | 12/1/2009 7:29:12 AM |
| orbiter614 | $75.00 | $75.00 | 12/1/2009 12:14:30 PM |
| Syzygy | $25.00 | $25.00 | 12/1/2009 12:44:55 PM |
| Frugal | $25.00 | $25.00 | 12/1/2009 6:06:49 PM |
| dmk2006 | $25.00 | $25.00 | 12/1/2009 8:49:58 PM |
| turbospeed | $25.00 | $25.00 | 12/2/2009 12:12:02 AM |
| e3oM | $55.00 | $55.00 | 12/2/2009 1:57:20 PM |
| TheMoneyVault | $25.00 | $25.00 | 12/2/2009 5:07:22 PM |
| loyalty-czar | $50.00 | $50.00 | 12/2/2009 6:29:16 PM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:30 PM |
| helping-out | $40.00 | $40.00 | 12/3/2009 9:00:22 PM |
| Castelj | $40.00 | $40.00 | 12/4/2009 10:54:24 AM |
| beachfunder | $25.00 | $25.00 | 12/4/2009 11:48:00 AM |
| iolaire | $150.00 | $150.00 | 12/4/2009 11:49:44 AM |
| BURNERA_1 | $100.00 | $100.00 | 12/4/2009 12:15:50 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:17:47 PM |
| mark1017-31 | $32.78 | $32.78 | 12/4/2009 6:11:14 PM |
| Toony | $25.00 | $25.00 | 12/4/2009 8:07:31 PM |
| JerryB96 | $25.00 | $25.00 | 12/5/2009 8:27:13 AM |
| affluence-tomahawk | $100.00 | $100.00 | 12/5/2009 10:09:15 AM |
| a2190b | $25.00 | $25.00 | 12/5/2009 3:04:39 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/5/2009 5:41:11 PM |
| julijask | $25.00 | $25.00 | 12/5/2009 7:06:58 PM |
| manugee | $50.00 | $50.00 | 12/5/2009 8:14:12 PM |
| JDLanier | $25.00 | $25.00 | 12/5/2009 10:17:27 PM |
| wrighco | $25.00 | $25.00 | 12/6/2009 12:30:21 PM |
| power-cell | $45.00 | $45.00 | 12/6/2009 9:32:32 AM |
| dmitriy2 | $25.00 | $25.00 | 12/6/2009 4:55:10 PM |
| velocity-winner | $25.00 | $25.00 | 12/6/2009 8:23:49 PM |
| Penguin267 | $25.00 | $25.00 | 12/6/2009 8:23:46 PM |
| catalystcf | $25.00 | $25.00 | 12/7/2009 8:18:57 AM |
| StocksMan | $50.00 | $50.00 | 12/7/2009 9:32:26 AM |
| 153 bids
|
Borrower Payment Dependent Notes Series
435838
This series of Notes was issued and sold upon the funding of the borrower loan #39931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Nov-30-2009 |
| |
Auction end date:
| Dec-07-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 30.90% |
Final borrower rate/APR:
| 31.90% / 34.31% |
Final monthly payment:
| $152.25 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $817 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 83% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Butterfly-2 |
Borrower's state:
| Illinois |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 93% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < mo. late:
| 2
( 7% )
| 600-619
(May-2009)
640-659
(Oct-2008)
580-599
(Aug-2008)
580-599
(Jun-2007)
|
|
Principal balance:
| $1,666.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Relist: Trying Again, Not Giving Up
Thanks for viewing my listing. I am asking for another chance to prove myself, get my debt back under control, and improve my credit.
Since my 1st Prosper loan, I did really good staying on track. Since I received help, I felt compelled to help others. In addition to my own home and car repairs, I've helped several family members out to avoid them from being homeless to car-less. Before I knew it, I was back in debt utilizing payday loans. I knew better and feel ashamed. I understand Lenders are hard-working people too and I will not let you down!
I will use this loan to pay off: $2500 payday loans; $500 Real Estate tax; and $500 Dobbs. This will free up $850. Next, I plan to pay off USB. My 1st Prosper loan ends in June 2010. This will help my credit ratings and allow me to start saving again. Monthly Net Income is $3,6521465 ? Mortgage, Utilities, Groceries, etc. (Spouse pays the same)
256 ? 1st Prosper Loan # 16369
235 ? CitiFinancial
150 ? PCU Credit Union
50 ? USB Credit Card
50 ? Dobbs Credit Card
145 ? Surety Finance
320 ? Cell, Gas, Personal, Misc.
800 - Payday Loans
0 - No Car Payment
$3,471 - total monthly expenditures
As my Prosper track record shows, I am a good candidate for this loan and repayment will not be a problem with automatic payments.
Thank you again for viewing my listing, and may God bless you!
A few Notes: USB decreased my credit limit putting me at a higher usage. I?ve only been1-day late & 2-days late when made manual payments. Since then, I make sure enough money is always available.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the public record shown in your credit profile. thanks - reflective-rupee
A:
All of the financial burden fell on me when my husband was laid off back in 2002. Family household living expenses took priority, filed Bankruptcy in 2003 and made settlements. This was Discharged 6 years ago. New accounts are all in good standing. Still trying to recover. Thanks, Butterfly-2
(Dec-02-2009)
Q:
HI BUTTERFLY-2: PLEASE COME THROUGH FOR ME. I THINK YOU MAKE GOOD $, SO JUST TAKE CARE OF YOURSELF AND GET YOUR SPENDING UNDER CONTROL BEFORE YOU GET YOURSELF IN MAJOR DEBT FROM HELPING OTHERS. NO MORE PAYDAY LOANS! KEEP THE FAITH! - friendinmoney
A:
Will do! Thanks for the advice, support and encouragement. Butterfly-2
(Dec-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 11/30/2009 2:26:30 PM |
| newbietony | $35.00 | $35.00 | 12/2/2009 3:27:31 PM |
| supreme-hope | $25.00 | $25.00 | 12/3/2009 1:38:46 AM |
| BankofBeth | $25.00 | $25.00 | 12/3/2009 7:22:11 PM |
| JeffHoll | $50.00 | $50.00 | 12/4/2009 7:03:09 AM |
| currency-bumblebee | $500.00 | $500.00 | 12/4/2009 4:08:20 PM |
| Feyenoord | $25.00 | $25.00 | 12/4/2009 5:12:39 PM |
| FinDoc | $25.00 | $25.00 | 12/4/2009 5:23:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/4/2009 6:54:44 PM |
| 371millwood | $200.00 | $200.00 | 12/4/2009 9:42:26 PM |
| odc24 | $71.14 | $71.14 | 12/4/2009 9:50:02 PM |
| peso-bonaza | $25.00 | $25.00 | 12/6/2009 9:37:56 AM |
| TakeCare | $100.00 | $100.00 | 12/6/2009 9:40:43 PM |
| sorace | $25.00 | $25.00 | 12/7/2009 5:36:57 AM |
| buffalobills | $25.00 | $25.00 | 12/7/2009 8:12:19 AM |
| forthright-trade | $25.00 | $25.00 | 12/7/2009 9:53:08 AM |
| admirable-credit | $25.00 | $25.00 | 12/7/2009 10:04:09 AM |
| investment-visionary | $28.79 | $28.79 | 12/7/2009 10:07:39 AM |
| squarebob | $50.00 | $50.00 | 12/7/2009 10:26:47 AM |
| klemer | $25.00 | $25.00 | 12/7/2009 10:30:40 AM |
| unk1911 | $25.00 | $25.00 | 12/7/2009 10:55:37 AM |
| generous-deal6 | $25.00 | $25.00 | 12/7/2009 1:23:53 PM |
| nickel-pipeline | $25.00 | $25.00 | 12/7/2009 1:24:46 PM |
| penny-surgeon | $25.00 | $25.00 | 12/7/2009 1:48:11 PM |
| Bobusa | $25.00 | $25.00 | 12/7/2009 12:40:16 PM |
| wealth-pipeline | $32.26 | $32.26 | 12/7/2009 12:53:22 PM |
| bobnewt | $50.00 | $50.00 | 12/7/2009 12:56:41 PM |
| PotBellyPete | $28.88 | $28.88 | 12/7/2009 1:00:12 PM |
| JGuide | $25.00 | $25.00 | 12/7/2009 1:26:26 PM |
| just-trade0 | $36.00 | $36.00 | 12/7/2009 2:02:16 PM |
| flexible-income7 | $25.00 | $25.00 | 12/7/2009 2:10:13 PM |
| VBPlayer | $40.00 | $40.00 | 12/7/2009 2:23:28 PM |
| quickstep | $125.00 | $18.72 | 12/7/2009 2:18:45 PM |
| transparency-tomahawk | $25.97 | $25.97 | 12/7/2009 2:20:41 PM |
| Engineer44 | $25.00 | $25.00 | 12/7/2009 2:23:16 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 7:51:21 PM |
| ksubd | $50.00 | $50.00 | 12/3/2009 5:37:31 PM |
| tigercat | $50.00 | $50.00 | 12/3/2009 6:08:29 PM |
| marwadi-62 | $50.00 | $50.00 | 12/3/2009 5:33:49 PM |
| EEasyMoney | $25.00 | $25.00 | 12/4/2009 7:31:25 AM |
| shawnw2 | $50.00 | $50.00 | 12/4/2009 10:48:15 AM |
| DG2007 | $25.00 | $25.00 | 12/4/2009 2:52:39 PM |
| currency-bumblebee | $50.00 | $50.00 | 12/4/2009 3:47:22 PM |
| reflective-rupee | $25.00 | $25.00 | 12/4/2009 4:55:57 PM |
| goodcents | $25.00 | $25.00 | 12/4/2009 7:32:33 PM |
| srthsvghdthtr | $25.00 | $25.00 | 12/4/2009 9:57:56 PM |
| bondhedger | $25.00 | $25.00 | 12/5/2009 7:57:28 AM |
| Frugal | $25.00 | $25.00 | 12/5/2009 11:58:23 PM |
| 850 | $192.75 | $192.75 | 12/6/2009 12:34:46 PM |
| Kash2010lu | $25.00 | $25.00 | 12/6/2009 7:46:44 PM |
| helping-out | $25.00 | $25.00 | 12/6/2009 9:36:07 PM |
| Rip128 | $100.00 | $100.00 | 12/7/2009 6:30:21 AM |
| Laxa | $150.00 | $150.00 | 12/7/2009 9:29:21 AM |
| gsd | $25.00 | $25.00 | 12/7/2009 10:04:55 AM |
| Leshan | $33.33 | $33.33 | 12/7/2009 10:15:33 AM |
| Champion_Lending | $25.00 | $25.00 | 12/7/2009 10:10:15 AM |
| RogueOne | $56.38 | $56.38 | 12/7/2009 10:55:15 AM |
| 3cinvesting | $25.00 | $25.00 | 12/7/2009 10:38:25 AM |
| photo999 | $25.00 | $25.00 | 12/7/2009 10:47:01 AM |
| Isotope | $25.00 | $25.00 | 12/7/2009 12:16:45 PM |
| deuce747 | $38.00 | $38.00 | 12/7/2009 10:49:45 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/7/2009 12:30:58 PM |
| enriched-truth | $94.16 | $94.16 | 12/7/2009 12:34:32 PM |
| historic-nickel | $50.00 | $50.00 | 12/7/2009 12:52:55 PM |
| Pages | $25.00 | $25.00 | 12/7/2009 1:29:31 PM |
| gluon | $43.62 | $43.62 | 12/7/2009 12:28:17 PM |
| enriched-truth | $100.00 | $100.00 | 12/7/2009 12:36:03 PM |
| Vans1975 | $50.00 | $50.00 | 12/7/2009 1:22:18 PM |
| OtownLender | $25.00 | $25.00 | 12/7/2009 1:26:20 PM |
| GolfStud | $75.00 | $75.00 | 12/7/2009 1:50:31 PM |
| value-crusader5 | $25.00 | $25.00 | 12/7/2009 1:55:35 PM |
| nickel-pipeline | $25.00 | $25.00 | 12/7/2009 2:22:50 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
435962
This series of Notes was issued and sold upon the funding of the borrower loan #39940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 22.49% |
Starting borrower rate/APR:
| 23.49% / 25.77% |
Starting monthly payment:
| $101.31 |
|
Final lender yield:
| 20.40% |
Final borrower rate/APR:
| 21.40% / 23.66% |
Final monthly payment:
| $98.49 |
| |
|
Auction yield range:
| 8.20% - 22.49% |
Estimated loss impact:
| 6.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 18
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,756 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 88% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| red-famous-vigilance |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a cc w/ an expiring intro
Purpose of loan:
This loan will be used to?pay off a credit card that has an intro no interest for 3 years that ends in January and will cost me an extra 2400 dollars in interest if I dont get it paid off.
My financial situation:
I am a good candidate for this loan because?I always pay my?bills on time and have never?been late or?delinquent on an account...ever...and I would love to be able to save myself 2400 in interest by getting this card paid off.
Monthly net income: $5016.66
Monthly expenses: $3360?
??Housing: $1350
??Insurance: $150
??Car expenses: $610
??Utilities: $140
??Phone, cable, internet: $210
??Food, entertainment: $100
??Clothing, household expenses $100
??Credit cards and other loans: $600
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What exactly is your occupation? Thanks - RecoveryLender
A:
I am the General Manager for a new extended stay hotel. I have been managing hotels for over 10 years and have opened 4 new hotels from the ground up. I am very secure in my career.
(Dec-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 12/1/2009 6:02:30 PM |
| hellasow | $25.00 | $25.00 | 12/3/2009 8:00:32 AM |
| Myrick | $25.00 | $25.00 | 12/6/2009 11:25:55 AM |
| helping-out | $150.00 | $150.00 | 12/7/2009 4:01:31 PM |
| 1traveler | $25.00 | $25.00 | 12/7/2009 10:50:55 PM |
| nala2821 | $25.00 | $25.00 | 12/8/2009 5:35:27 AM |
| doctorgrab | $25.00 | $25.00 | 12/8/2009 6:04:40 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/8/2009 7:14:05 AM |
| leverage-monger | $25.00 | $25.00 | 12/8/2009 9:04:44 AM |
| jhjoe | $25.00 | $25.00 | 12/8/2009 11:24:50 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 12/8/2009 11:26:10 AM |
| TakeCare | $25.00 | $25.00 | 12/8/2009 12:36:48 PM |
| upbeat-wealth | $25.00 | $25.00 | 12/8/2009 12:07:37 PM |
| sorace | $41.46 | $41.46 | 12/8/2009 12:20:30 PM |
| ihelpunow | $25.00 | $25.00 | 12/8/2009 1:09:35 PM |
| leverage-monger | $100.00 | $100.00 | 12/8/2009 2:01:33 PM |
| LAKETIME | $25.00 | $25.00 | 12/8/2009 3:09:05 PM |
| Lear31 | $28.00 | $28.00 | 12/8/2009 3:21:06 PM |
| leverage-monger | $150.00 | $150.00 | 12/8/2009 3:40:23 PM |
| podosphero | $28.17 | $28.17 | 12/8/2009 2:31:31 PM |
| leverage-monger | $200.00 | $200.00 | 12/8/2009 3:47:52 PM |
| nalaari | $50.00 | $50.00 | 12/8/2009 3:56:18 PM |
| MattProsper | $200.00 | $200.00 | 12/8/2009 3:56:41 PM |
| Miklot | $111.51 | $111.51 | 12/8/2009 3:11:37 PM |
| exciting-fairness | $200.00 | $200.00 | 12/8/2009 3:26:09 PM |
| sociallender | $25.00 | $25.00 | 12/1/2009 4:35:39 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/3/2009 5:52:17 PM |
| tnjohnso | $25.00 | $25.00 | 12/5/2009 8:29:03 AM |
| Nemo2001 | $30.00 | $30.00 | 12/7/2009 9:50:22 AM |
| bestloanrate | $50.00 | $50.00 | 12/7/2009 1:27:16 PM |
| Lending1239 | $50.00 | $50.00 | 12/7/2009 2:51:52 PM |
| Imaginos1892 | $50.00 | $50.00 | 12/7/2009 7:31:42 PM |
| orange-pound-party | $25.00 | $25.00 | 12/7/2009 9:00:58 PM |
| SkinnyFish | $25.00 | $25.00 | 12/8/2009 6:14:53 AM |
| yerkster1 | $28.00 | $28.00 | 12/8/2009 7:03:17 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/8/2009 7:49:24 AM |
| jybank | $25.00 | $25.00 | 12/8/2009 7:29:25 AM |
| agile-loan0 | $25.00 | $25.00 | 12/8/2009 9:42:59 AM |
| Tevco_Investments | $25.00 | $25.00 | 12/8/2009 8:33:31 AM |
| Leshan | $50.00 | $50.00 | 12/8/2009 8:41:13 AM |
| kapplcd | $25.00 | $25.00 | 12/8/2009 9:44:36 AM |
| Feyenoord | $25.00 | $25.00 | 12/8/2009 10:19:44 AM |
| leverage-monger | $50.00 | $50.00 | 12/8/2009 11:46:25 AM |
| leverage-monger | $75.00 | $75.00 | 12/8/2009 11:47:18 AM |
| eboomer2611 | $25.00 | $25.00 | 12/8/2009 12:36:33 PM |
| credit-coach118 | $25.00 | $25.00 | 12/8/2009 1:11:35 PM |
| cu2maro | $50.00 | $50.00 | 12/8/2009 1:14:52 PM |
| dudebrah | $25.00 | $25.00 | 12/8/2009 12:42:42 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/8/2009 1:03:14 PM |
| just-trade0 | $36.00 | $36.00 | 12/8/2009 1:48:49 PM |
| EretzCapital | $75.00 | $46.86 | 12/8/2009 3:58:06 PM |
| kinetic-social | $25.00 | $25.00 | 12/8/2009 3:52:25 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
435980
This series of Notes was issued and sold upon the funding of the borrower loan #39890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 20.17% |
Starting borrower rate/APR:
| 21.17% / 23.42% |
Starting monthly payment:
| $94.41 |
|
Final lender yield:
| 19.25% |
Final borrower rate/APR:
| 20.25% / 22.49% |
Final monthly payment:
| $93.23 |
| |
|
Auction yield range:
| 8.20% - 20.17% |
Estimated loss impact:
| 6.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 35y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,405 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 90% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| yarbody822 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Apr-2008)
|
|
Principal balance:
| $2,557.03 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Having extensive dental work done
Purpose of loan:
This loan will allow me to have some dental work which requires rework of my gums.? I have dental insurance, but it does not pay for this gum rework.? If I don't have it, I could lose my teeth.
My financial situation:
I am a good candidate for this loan because I will have the payments come straight out of my account.? I am a?federal government employee with 34 years of service.? I am a woman?of my word, and I believe?that winners make things happen and losers let things happen.? I have been a loser, and now I want to be a winner.? I am recovering from a divorce after a 30 year marriage.? I can become a winner with your help!? Thanks.
Monthly net income: $ 4400.00
Monthly expenses: $?
??Housing: $ 1100.00
??Insurance: $ 100.00
??Car expenses: $?????
??Utilities: $?250.00
??Phone, cable, internet: $ 194.82
??Food, entertainment: $ 300.00
??Clothing, household expenses $?150.00
??Credit cards and other loans: $?600.00
??Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 12/1/2009 4:28:50 PM |
| caseattle | $25.00 | $25.00 | 12/1/2009 4:36:12 PM |
| Homeinvest | $25.00 | $25.00 | 12/2/2009 4:00:26 AM |
| KramericaIndustries | $25.00 | $25.00 | 12/4/2009 10:23:04 AM |
| loyalist1 | $25.00 | $25.00 | 12/4/2009 12:01:42 PM |
| vine99 | $55.00 | $55.00 | 12/4/2009 4:09:49 PM |
| crippledcircus | $43.58 | $43.58 | 12/4/2009 8:15:14 PM |
| mckhbnpc | $25.00 | $25.00 | 12/7/2009 9:38:02 AM |
| LesPaul1 | $25.00 | $25.00 | 12/7/2009 2:51:59 PM |
| Kash2010lu | $25.00 | $25.00 | 12/7/2009 6:02:16 PM |
| orange-pound-party | $25.00 | $25.00 | 12/7/2009 9:03:06 PM |
| vine99 | $25.00 | $25.00 | 12/8/2009 6:55:43 AM |
| agile-loan0 | $25.00 | $25.00 | 12/8/2009 9:56:54 AM |
| Feyenoord | $25.00 | $25.00 | 12/8/2009 10:15:04 AM |
| bondhedger | $25.00 | $25.00 | 12/8/2009 10:53:29 AM |
| Champion_Lending | $25.00 | $25.00 | 12/8/2009 10:53:38 AM |
| wwwUniversal | $25.00 | $25.00 | 12/8/2009 11:52:17 AM |
| nickel-pipeline | $25.00 | $25.00 | 12/8/2009 12:02:38 PM |
| TakeCare | $25.00 | $25.00 | 12/8/2009 12:40:39 PM |
| bold-attentive-listing | $150.00 | $150.00 | 12/8/2009 12:46:35 PM |
| TakeCare | $25.00 | $25.00 | 12/8/2009 12:42:09 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/8/2009 1:01:14 PM |
| investment-cluster | $25.00 | $25.00 | 12/8/2009 1:59:18 PM |
| cu2maro | $50.00 | $50.00 | 12/8/2009 1:16:44 PM |
| MrCoffee | $37.57 | $37.57 | 12/8/2009 3:28:35 PM |
| kinetic-social | $25.00 | $25.00 | 12/8/2009 3:46:35 PM |
| reflective-rupee | $25.00 | $25.00 | 12/8/2009 3:41:29 PM |
| impressive-loan | $100.00 | $100.00 | 12/1/2009 4:30:58 PM |
| Bob450 | $25.00 | $25.00 | 12/1/2009 9:50:49 PM |
| Myrick | $25.00 | $25.00 | 12/2/2009 3:46:41 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/3/2009 7:45:04 AM |
| ONECENTATATIME | $50.00 | $50.00 | 12/3/2009 5:58:19 PM |
| Imaginos1892 | $50.00 | $50.00 | 12/3/2009 7:05:54 PM |
| CA_Lender | $25.00 | $25.00 | 12/4/2009 1:09:13 AM |
| JCPlending | $25.00 | $25.00 | 12/4/2009 6:28:59 PM |
| BankofRon | $25.00 | $25.00 | 12/7/2009 10:18:16 AM |
| silverloan | $32.69 | $32.69 | 12/7/2009 2:38:24 PM |
| nimble-revenue | $50.00 | $50.00 | 12/7/2009 2:51:57 PM |
| grnii78 | $100.00 | $100.00 | 12/7/2009 7:21:43 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/7/2009 9:15:04 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/8/2009 7:14:44 AM |
| Leshan | $75.00 | $75.00 | 12/8/2009 8:42:05 AM |
| jelly1126 | $50.00 | $50.00 | 12/8/2009 10:08:39 AM |
| lavb23 | $25.00 | $25.00 | 12/8/2009 10:57:13 AM |
| irishlaw | $60.00 | $60.00 | 12/8/2009 10:55:31 AM |
| unger | $100.00 | $47.70 | 12/8/2009 11:27:40 AM |
| jhjoe | $25.00 | $25.00 | 12/8/2009 11:27:03 AM |
| Snoopylover | $25.00 | $25.00 | 12/8/2009 11:52:33 AM |
| eboomer2611 | $25.00 | $25.00 | 12/8/2009 12:37:41 PM |
| five-star-note | $50.00 | $50.00 | 12/8/2009 1:27:32 PM |
| Astyanax | $25.00 | $25.00 | 12/8/2009 12:42:14 PM |
| eg192 | $25.00 | $25.00 | 12/8/2009 1:23:01 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/8/2009 1:30:33 PM |
| whittlesey31 | $25.00 | $25.00 | 12/8/2009 1:11:21 PM |
| aultraman | $25.00 | $25.00 | 12/8/2009 3:00:09 PM |
| MrCoffee | $33.46 | $33.46 | 12/8/2009 3:28:08 PM |
| exciting-fairness | $200.00 | $200.00 | 12/8/2009 3:28:02 PM |
| interloode | $150.00 | $150.00 | 12/8/2009 3:40:03 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/8/2009 3:55:20 PM |
| independent-investment | $50.00 | $50.00 | 12/8/2009 3:36:56 PM |
| divrekku | $50.00 | $50.00 | 12/8/2009 3:41:19 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
436092
This series of Notes was issued and sold upon the funding of the borrower loan #39960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 10.94% |
Starting borrower rate/APR:
| 11.94% / 14.07% |
Starting monthly payment:
| $331.86 |
|
Final lender yield:
| 10.35% |
Final borrower rate/APR:
| 11.35% / 13.47% |
Final monthly payment:
| $329.05 |
| |
|
Auction yield range:
| 4.20% - 10.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,180 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| fund-pudding |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dumping credit cards
Purpose of loan:
This loan will be used to?
fire the credit card companies that have been changing the terms on my credit cards.
My financial situation:
I am a good candidate for this loan because?I have a great job that pays me well to do what I love. My husband also has a stable job. We know we are blessed in today's environment. We have been paying off our debt per the Dave Ramsey plan. We are on track but I am so upset that the credit card companies are changing terms that I just want to get rid of them completely.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orbiter614 | $50.00 | $50.00 | 12/1/2009 4:01:07 PM |
| money-prophesy | $150.00 | $150.00 | 12/1/2009 4:34:23 PM |
| Ven58 | $25.00 | $25.00 | 12/1/2009 4:39:08 PM |
| minista | $25.00 | $25.00 | 12/1/2009 4:38:59 PM |
| patriot384 | $50.00 | $50.00 | 12/1/2009 6:04:31 PM |
| blot44 | $25.00 | $25.00 | 12/1/2009 6:03:45 PM |
| FundMaker | $25.00 | $25.00 | 12/1/2009 6:08:13 PM |
| vine99 | $85.00 | $85.00 | 12/1/2009 7:59:14 PM |
| Kelor99 | $25.00 | $25.00 | 12/2/2009 9:39:17 AM |
| longisland47m | $25.00 | $25.00 | 12/2/2009 11:25:53 AM |
| economy-synapse | $25.00 | $25.00 | 12/2/2009 1:15:05 PM |
| starry2001 | $25.00 | $25.00 | 12/2/2009 2:41:16 PM |
| agile-loan0 | $25.00 | $25.00 | 12/2/2009 4:46:55 PM |
| Tikibarman | $50.00 | $50.00 | 12/3/2009 6:34:52 AM |
| fascinating-dollar | $50.00 | $50.00 | 12/3/2009 1:48:38 PM |
| builderjd | $25.00 | $25.00 | 12/3/2009 3:52:24 PM |
| SCD | $25.00 | $25.00 | 12/3/2009 5:22:54 PM |
| reflective-rupee | $25.00 | $25.00 | 12/3/2009 7:32:03 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/3/2009 8:32:35 PM |
| helping-out | $40.00 | $40.00 | 12/3/2009 9:00:43 PM |
| gold-commander0 | $50.00 | $50.00 | 12/3/2009 10:39:22 PM |
| leeo | $25.00 | $25.00 | 12/4/2009 5:27:47 AM |
| Marathoner | $25.00 | $25.00 | 12/4/2009 9:36:17 AM |
| capital-amplifier | $25.00 | $25.00 | 12/4/2009 9:22:25 AM |
| divrekku | $25.00 | $25.00 | 12/4/2009 10:08:18 AM |
| Castelj | $35.00 | $35.00 | 12/4/2009 10:59:14 AM |
| loyalist1 | $25.00 | $25.00 | 12/4/2009 11:16:12 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/4/2009 11:24:24 AM |
| Tulalue | $25.00 | $25.00 | 12/4/2009 11:35:59 AM |
| interstellar | $50.00 | $50.00 | 12/4/2009 11:55:07 AM |
| GyJAV_BNCCo | $40.00 | $40.00 | 12/4/2009 12:01:20 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/4/2009 12:21:06 PM |
| supreme-hope | $25.00 | $25.00 | 12/4/2009 12:01:09 PM |
| shamrocker | $25.00 | $25.00 | 12/4/2009 12:24:49 PM |
| cordial-bonus | $62.50 | $62.50 | 12/4/2009 12:03:32 PM |
| liberty-gravity | $25.00 | $25.00 | 12/4/2009 1:46:21 PM |
| vineet | $25.00 | $25.00 | 12/4/2009 2:16:51 PM |
| Syzygy | $25.00 | $25.00 | 12/4/2009 3:18:23 PM |
| income-fortress | $200.00 | $200.00 | 12/4/2009 11:27:07 PM |
| helping-out | $25.00 | $25.00 | 12/4/2009 9:54:32 PM |
| ml13 | $25.00 | $25.00 | 12/5/2009 8:48:52 AM |
| charming-point | $200.00 | $200.00 | 12/5/2009 11:39:04 AM |
| inqbus | $25.00 | $25.00 | 12/5/2009 4:29:08 PM |
| oldman68 | $25.00 | $25.00 | 12/5/2009 9:04:47 PM |
| CSAworker | $25.00 | $25.00 | 12/6/2009 2:45:18 PM |
| auction-elvis | $25.00 | $25.00 | 12/6/2009 4:22:45 PM |
| visionary-currency | $75.00 | $75.00 | 12/6/2009 6:17:41 PM |
| dmitriy2 | $25.00 | $25.00 | 12/6/2009 6:35:09 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/6/2009 5:28:25 PM |
| Simply2fly | $25.00 | $25.00 | 12/6/2009 9:47:50 PM |
| esabzb | $25.00 | $25.00 | 12/6/2009 10:27:58 PM |
| bitbucket | $50.00 | $50.00 | 12/6/2009 11:32:23 PM |
| velocity-winner | $25.00 | $25.00 | 12/6/2009 8:26:51 PM |
| flwah | $25.00 | $25.00 | 12/7/2009 1:47:30 AM |
| Rearden_Steel | $25.00 | $25.00 | 12/7/2009 6:00:22 AM |
| buffalobills | $25.00 | $25.00 | 12/7/2009 8:16:58 AM |
| bomdel | $25.00 | $25.00 | 12/7/2009 6:52:07 AM |
| the-bright-velocity | $300.00 | $300.00 | 12/7/2009 6:59:40 AM |
| gaileyb | $25.00 | $25.00 | 12/7/2009 8:06:06 AM |
| imdave4me | $25.00 | $25.00 | 12/7/2009 8:33:07 AM |
| fair_rates | $25.00 | $25.00 | 12/7/2009 9:58:31 AM |
| principal-star | $25.00 | $25.00 | 12/7/2009 10:09:23 AM |
| efficient-principal | $25.00 | $25.00 | 12/7/2009 10:14:35 AM |
| Hola_James | $30.00 | $30.00 | 12/7/2009 10:18:32 AM |
| MattProsper | $50.00 | $50.00 | 12/7/2009 9:55:18 AM |
| CC911 | $25.00 | $25.00 | 12/7/2009 10:04:48 AM |
| revmax | $25.00 | $25.00 | 12/7/2009 10:04:29 AM |
| stable-nickel | $85.00 | $85.00 | 12/7/2009 10:57:15 AM |
| market-jam | $100.00 | $100.00 | 12/7/2009 10:17:09 AM |
| ijspence | $25.00 | $25.00 | 12/7/2009 10:18:00 AM |
| blackstar | $25.00 | $25.00 | 12/7/2009 10:34:24 AM |
| restondoublek | $50.00 | $50.00 | 12/7/2009 11:49:09 AM |
| drluong | $50.00 | $50.00 | 12/7/2009 12:13:35 PM |
| szetheli | $50.00 | $50.00 | 12/7/2009 10:56:17 AM |
| icon7 | $25.00 | $25.00 | 12/7/2009 12:29:07 PM |
| rockhound84 | $25.00 | $25.00 | 12/7/2009 12:56:55 PM |
| chumbawumba | $25.00 | $25.00 | 12/7/2009 11:37:46 AM |
| buckyhead2000 | $25.00 | $25.00 | 12/7/2009 11:36:43 AM |
| wwwUniversal | $25.00 | $25.00 | 12/7/2009 11:36:52 AM |
| BuffetRocks | $50.00 | $50.00 | 12/7/2009 12:13:19 PM |
| gdbanks | $25.00 | $25.00 | 12/7/2009 2:07:40 PM |
| Jynxie | $27.50 | $27.50 | 12/7/2009 12:34:50 PM |
| rockhound84 | $25.00 | $25.00 | 12/7/2009 12:52:16 PM |
| StarFundingSource | $25.00 | $25.00 | 12/7/2009 2:39:07 PM |
| SkepticalBen | $50.99 | $50.99 | 12/7/2009 1:12:34 PM |
| usedtoborrow | $75.00 | $75.00 | 12/7/2009 3:04:48 PM |
| zxw | $50.00 | $50.00 | 12/7/2009 2:13:15 PM |
| impartial-deal | $44.86 | $44.86 | 12/7/2009 2:29:41 PM |
| building_community | $36.03 | $36.03 | 12/7/2009 2:49:07 PM |
| selo80 | $25.00 | $25.00 | 12/7/2009 2:56:59 PM |
| Orbits | $25.00 | $25.00 | 12/7/2009 3:35:06 PM |
| credit-coach118 | $25.00 | $25.00 | 12/7/2009 4:12:57 PM |
| AustinAmerica | $25.00 | $25.00 | 12/7/2009 4:54:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/7/2009 5:09:02 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2009 5:26:08 PM |
| turbine5 | $40.00 | $40.00 | 12/7/2009 5:44:38 PM |
| wdove511 | $25.00 | $25.00 | 12/7/2009 6:03:59 PM |
| best-community-platoon | $25.00 | $25.00 | 12/7/2009 7:10:05 PM |
| orange-pound-party | $50.00 | $50.00 | 12/7/2009 9:12:58 PM |
| KingCroesus | $25.00 | $25.00 | 12/8/2009 1:17:16 AM |
| techreseller | $50.00 | $50.00 | 12/8/2009 6:19:37 AM |
| rate-hickory | $25.00 | $25.00 | 12/8/2009 7:45:01 AM |
| Book-Mark | $25.00 | $25.00 | 12/8/2009 9:50:51 AM |
| BabiesMillion | $36.46 | $36.46 | 12/8/2009 8:02:44 AM |
| kmfreymi | $25.00 | $25.00 | 12/8/2009 8:35:34 AM |
| jybank | $25.00 | $25.00 | 12/8/2009 7:31:11 AM |
| leverage-monger | $25.00 | $25.00 | 12/8/2009 7:47:18 AM |
| ScottFinance | $25.00 | $25.00 | 12/8/2009 8:17:06 AM |
| ekn_enterprises | $25.00 | $25.00 | 12/8/2009 9:54:59 AM |
| AF-Chief | $58.00 | $58.00 | 12/8/2009 9:48:21 AM |
| RainMakers | $50.00 | $50.00 | 12/8/2009 10:21:07 AM |
| bowl800 | $25.00 | $25.00 | 12/8/2009 11:39:41 AM |
| MStackIV | $25.00 | $25.00 | 12/8/2009 12:43:10 PM |
| TakeCare | $50.00 | $50.00 | 12/8/2009 12:56:43 PM |
| rmachi | $25.00 | $25.00 | 12/8/2009 1:56:16 PM |
| cu2maro | $50.00 | $50.00 | 12/8/2009 1:20:25 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 12/8/2009 1:54:48 PM |
| exciting-fairness | $200.00 | $200.00 | 12/8/2009 3:30:05 PM |
| resolute-liberty | $32.00 | $32.00 | 12/8/2009 3:53:34 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/8/2009 3:56:42 PM |
| haryassman | $50.00 | $50.00 | 12/8/2009 3:49:24 PM |
| spc91x | $25.00 | $25.00 | 12/8/2009 3:55:54 PM |
| five-star-justice | $36.00 | $36.00 | 12/1/2009 4:26:09 PM |
| CallMeBen | $25.00 | $25.00 | 12/1/2009 4:35:25 PM |
| GeoLender | $50.00 | $50.00 | 12/1/2009 4:33:38 PM |
| neenerman | $25.00 | $25.00 | 12/1/2009 6:30:39 PM |
| justice-hawk | $100.00 | $100.00 | 12/2/2009 7:16:04 AM |
| Montgomery-Burns | $25.00 | $25.00 | 12/2/2009 9:35:49 AM |
| availableloan | $25.00 | $25.00 | 12/2/2009 2:26:38 PM |
| outofoffice | $50.00 | $50.00 | 12/2/2009 3:48:26 PM |
| generous-deal6 | $25.00 | $25.00 | 12/3/2009 12:01:33 AM |
| heerzaquestion | $50.00 | $50.00 | 12/3/2009 10:10:38 AM |
| brutai | $50.00 | $50.00 | 12/3/2009 9:29:46 AM |
| puifais | $25.00 | $25.00 | 12/3/2009 8:42:37 PM |
| sjlender | $25.00 | $25.00 | 12/3/2009 9:47:30 PM |
| QuinMccoy | $25.00 | $25.00 | 12/4/2009 4:57:27 AM |
| JeffHoll | $100.00 | $100.00 | 12/4/2009 7:09:18 AM |
| NycDean | $25.00 | $25.00 | 12/4/2009 7:38:30 AM |
| Aristophil | $100.00 | $100.00 | 12/4/2009 7:47:04 AM |
| djh47a | $40.00 | $40.00 | 12/4/2009 6:19:07 AM |
| DHolly | $25.00 | $25.00 | 12/4/2009 8:27:23 AM |
| spsavage | $25.00 | $25.00 | 12/4/2009 10:23:46 AM |
| Purple11 | $100.00 | $100.00 | 12/4/2009 10:40:36 AM |
| first-sophisticated-rate | $50.00 | $50.00 | 12/4/2009 11:24:13 AM |
| tisiphone | $25.00 | $25.00 | 12/4/2009 12:34:44 PM |
| cocopuffs | $25.00 | $25.00 | 12/4/2009 2:01:13 PM |
| UBOtto186 | $25.00 | $25.00 | 12/4/2009 3:00:17 PM |
| dpjd | $50.00 | $50.00 | 12/4/2009 3:08:29 PM |
| elegant-bonus | $25.00 | $25.00 | 12/4/2009 4:15:45 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/4/2009 4:58:30 PM |
| PocketAces | $25.00 | $25.00 | 12/5/2009 1:10:08 AM |
| alex189a | $25.00 | $25.00 | 12/5/2009 8:48:46 AM |
| Homeinvest | $25.00 | $25.00 | 12/5/2009 8:48:56 AM |
| bchang2001 | $25.00 | $25.00 | 12/5/2009 9:12:38 AM |
| fatson43 | $25.00 | $25.00 | 12/5/2009 5:57:16 PM |
| spiff666 | $25.00 | $25.00 | 12/5/2009 5:51:41 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/5/2009 11:17:46 PM |
| Sixmil | $25.00 | $25.00 | 12/6/2009 11:50:10 AM |
| integrity-doctor | $50.00 | $50.00 | 12/6/2009 4:51:08 PM |
| 850 | $200.00 | $200.00 | 12/6/2009 12:20:01 PM |
| JerryB96 | $25.00 | $25.00 | 12/6/2009 9:17:08 PM |
| honorable-yield | $50.00 | $50.00 | 12/6/2009 9:16:46 PM |
| Hondo | $25.00 | $25.00 | 12/6/2009 11:33:52 PM |
| cdv | $25.00 | $25.00 | 12/6/2009 9:52:50 PM |
| microfunder | $25.00 | $25.00 | 12/7/2009 4:01:31 AM |
| missmeg | $25.00 | $25.00 | 12/7/2009 7:11:53 AM |
| triumph329 | $25.00 | $25.00 | 12/7/2009 5:37:55 AM |
| chiemsee | $25.00 | $25.00 | 12/7/2009 8:32:57 AM |
| asiaratt | $46.64 | $46.64 | 12/7/2009 7:15:29 AM |
| cjames84 | $25.00 | $25.00 | 12/7/2009 9:39:30 AM |
| MO_Investor | $25.00 | $25.00 | 12/7/2009 9:59:36 AM |
| aasx1108 | $25.00 | $25.00 | 12/7/2009 9:17:04 AM |
| ProLoans | $25.00 | $25.00 | 12/7/2009 10:04:39 AM |
| moneyman06 | $25.00 | $25.00 | 12/7/2009 10:36:07 AM |
| dollar-sunrise | $25.00 | $25.00 | 12/7/2009 10:12:17 AM |
| AlexTrep | $25.00 | $25.00 | 12/7/2009 10:34:36 AM |
| htdia | $25.00 | $25.00 | 12/7/2009 10:35:14 AM |
| TriSail | $25.00 | $25.00 | 12/7/2009 10:37:48 AM |
| hannibal720 | $25.00 | $25.00 | 12/7/2009 10:38:06 AM |
| Onesiphorus | $25.00 | $25.00 | 12/7/2009 11:50:44 AM |
| balance-chestnut | $25.00 | $25.00 | 12/7/2009 12:19:52 PM |
| imlosttoo | $25.00 | $25.00 | 12/7/2009 12:28:09 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/7/2009 10:58:20 AM |
| wintersnowman | $25.00 | $25.00 | 12/7/2009 11:17:07 AM |
| Russia5M | $25.00 | $25.00 | 12/7/2009 11:26:08 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/7/2009 11:43:06 AM |
| RruxB6 | $25.00 | $25.00 | 12/7/2009 11:48:19 AM |
| snowman34 | $25.00 | $25.00 | 12/7/2009 11:45:04 AM |
| Cherrypicker | $50.00 | $50.00 | 12/7/2009 12:02:21 PM |
| G-Love | $500.00 | $500.00 | 12/7/2009 12:09:14 PM |
| lazyeye | $25.00 | $25.00 | 12/7/2009 12:18:29 PM |
| blindtaxidriver | $25.00 | $25.00 | 12/7/2009 12:34:00 PM |
| Pickmar | $25.00 | $25.00 | 12/7/2009 12:37:35 PM |
| Phantom99 | $25.00 | $25.00 | 12/7/2009 12:46:58 PM |
| ManhattanLender | $25.00 | $25.00 | 12/7/2009 2:52:03 PM |
| Frugal | $25.00 | $25.00 | 12/7/2009 1:11:21 PM |
| la_tim | $100.00 | $100.00 | 12/7/2009 3:07:53 PM |
| thedoctor | $80.00 | $80.00 | 12/7/2009 1:19:33 PM |
| organic-platinum | $25.00 | $25.00 | 12/7/2009 1:28:25 PM |
| favorite-commerce | $25.00 | $25.00 | 12/7/2009 1:37:20 PM |
| Kelor99 | $25.00 | $25.00 | 12/7/2009 4:02:55 PM |
| paladin847 | $25.00 | $25.00 | 12/7/2009 2:38:48 PM |
| five-star-note | $25.00 | $25.00 | 12/7/2009 4:38:02 PM |
| Mr_Egret | $25.00 | $25.00 | 12/7/2009 4:51:55 PM |
| LordKinbote | $25.00 | $25.00 | 12/7/2009 5:58:59 PM |
| economy-balance | $25.00 | $25.00 | 12/7/2009 6:02:34 PM |
| punctual-power7 | $25.00 | $25.00 | 12/7/2009 6:05:46 PM |
| natural-foods | $25.00 | $25.00 | 12/7/2009 6:22:23 PM |
| loyalty-czar | $50.00 | $50.00 | 12/7/2009 6:46:19 PM |
| 113121 | $25.00 | $25.00 | 12/7/2009 6:52:38 PM |
| Bob450 | $50.00 | $50.00 | 12/7/2009 6:50:20 PM |
| CCIExpress | $25.00 | $25.00 | 12/7/2009 8:09:13 PM |
| truelumen | $25.00 | $25.00 | 12/7/2009 6:13:17 PM |
| flshdaskll | $25.00 | $25.00 | 12/7/2009 6:25:32 PM |
| tender-ore | $25.00 | $25.00 | 12/7/2009 10:18:51 PM |
| principal-prodigy | $25.00 | $25.00 | 12/7/2009 8:57:22 PM |
| reinforced-reward | $25.00 | $25.00 | 12/7/2009 11:15:58 PM |
| Red4Golf | $25.00 | $3.23 | 12/7/2009 11:17:00 PM |
| AaronL | $50.00 | $50.00 | 12/7/2009 11:23:02 PM |
| pluto2k8 | $50.00 | $50.00 | 12/8/2009 12:09:15 AM |
| Charmart | $25.00 | $25.00 | 12/8/2009 2:46:56 AM |
| unfixer | $25.00 | $25.00 | 12/8/2009 7:40:02 AM |
| sparkling-income | $50.00 | $50.00 | 12/8/2009 12:57:27 AM |
| grf1945 | $25.00 | $25.00 | 12/8/2009 9:42:49 AM |
| RecoveryLender | $27.92 | $27.92 | 12/8/2009 5:41:33 AM |
| marshallmanhattan | $25.00 | $25.00 | 12/8/2009 6:34:44 AM |
| jetsons6866 | $25.00 | $25.00 | 12/8/2009 7:32:17 AM |
| bnordman | $37.87 | $37.87 | 12/8/2009 8:14:54 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/8/2009 10:15:31 AM |
| reBuild-America | $25.00 | $25.00 | 12/8/2009 11:15:24 AM |
| heather26 | $25.00 | $25.00 | 12/8/2009 11:53:09 AM |
| friendinmoney | $100.00 | $100.00 | 12/8/2009 1:53:46 PM |
| djax | $25.00 | $25.00 | 12/8/2009 2:38:04 PM |
| sfd | $50.00 | $50.00 | 12/8/2009 2:42:29 PM |
| whitegold24k | $500.00 | $500.00 | 12/8/2009 2:57:56 PM |
| responsible-worth113 | $25.00 | $25.00 | 12/8/2009 3:06:38 PM |
| investment-cluster | $25.00 | $25.00 | 12/8/2009 2:01:23 PM |
| ImaPutz | $25.00 | $25.00 | 12/8/2009 3:58:27 PM |
| 238 bids
|
Borrower Payment Dependent Notes Series
436112
This series of Notes was issued and sold upon the funding of the borrower loan #39893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 31.44% |
Starting borrower rate/APR:
| 32.44% / 34.85% |
Starting monthly payment:
| $656.98 |
|
Final lender yield:
| 31.44% |
Final borrower rate/APR:
| 32.44% / 34.85% |
Final monthly payment:
| $656.98 |
| |
|
Auction yield range:
| 11.20% - 31.44% |
Estimated loss impact:
| 10.80% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 21
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,659 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wampum-bear7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Cards
Purpose of loan:
This loan will be used to? Pay off credit card balances
My financial situation:
I am a good candidate for this loan because? My FICO scores are in the 760's (as are my husband?s). My credit card debt is $15,500.00, and the balance on our home mortgage is $385,000.00 (6.5%, 30-yr fixed). We are current on our mortgage. The credit cards and mortgage are my/our only debts other than standard monthly household utilities, maintenance, cable, insurance, etc. My automobile is paid off (?99 Lincoln Town Car w/55,000 mileage). My husband?s automobile is leased through his company (he is a self-employed accountant). Our total annual household income is slightly above $120,000.00. I am a registered paralegal and office manager of a law firm with 326 current clients. I have been in the legal field for twenty-four years, almost nine years with this employer and the remainder with just one other firm. Our home is presently appraised at $488,000.00, down from its highest appraised value in December, 2007 of $635,000.00. We live in a very well established and maintained community across the street from a lake. There have been no foreclosures on our street and only two "for sale" listings in the past two years. Over the last year, we have paid down the credit card accounts from a high total of $24,450.00 and have not charged new purchases. I would like to be able to pay them off entirely at this time so that we don?t have to worry about increasing interest rates or other new hidden fees once the new "rules" go into effect. I plan to close several of the accounts and retain only three. Thank you for your consideration of this listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You don't look like a "D". Can you explain why prosper has you a "D"? - credit-coach118
A:
Thank you for this important inquiry. I have absolutely NO idea why I am categorized as a "D" -- when I first saw that rating, I was shocked. I thought I should be an "A". It may be because my listing and underlying credit report incorrectly show that I do not own real property and have a 30 yr fixed, current mortgage. Taylor Bean Whittaker never did report it. After TBW went under, my loan was assigned to a new servicer who is not reporting any TBW borrowers for several months.
(Dec-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $1,500.00 | $1,500.00 | 12/1/2009 4:31:27 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 4:36:54 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 4:34:53 PM |
| reflective-rupee | $50.00 | $50.00 | 12/1/2009 4:37:21 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:03:59 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:04:47 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:05:06 PM |
| reflective-rupee | $1,500.00 | $1,500.00 | 12/1/2009 5:09:20 PM |
| Bob450 | $50.00 | $50.00 | 12/1/2009 8:52:42 PM |
| propertytransformer | $25.00 | $25.00 | 12/2/2009 6:35:34 AM |
| exciting-fairness | $200.00 | $200.00 | 12/2/2009 8:07:47 AM |
| five-star-note | $25.00 | $25.00 | 12/2/2009 11:03:59 AM |
| icecoldcash | $50.00 | $50.00 | 12/2/2009 12:00:49 PM |
| well-mannered-income3 | $100.00 | $100.00 | 12/2/2009 1:11:15 PM |
| forthright-dedication | $25.00 | $25.00 | 12/2/2009 2:05:51 PM |
| quickstep | $25.00 | $25.00 | 12/2/2009 3:49:07 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/2/2009 5:11:52 PM |
| loss-of-control | $25.00 | $25.00 | 12/2/2009 6:08:07 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/2/2009 5:54:07 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 12/2/2009 10:25:01 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/3/2009 6:11:15 AM |
| inforapenny | $25.00 | $25.00 | 12/3/2009 11:00:32 PM |
| currency-bumblebee | $25.00 | $25.00 | 12/4/2009 9:18:55 AM |
| WMY-Investor | $248.35 | $248.35 | 12/4/2009 10:20:24 AM |
| new-peso-concerto | $25.00 | $25.00 | 12/4/2009 12:46:48 PM |
| credit-coach118 | $35.00 | $35.00 | 12/4/2009 5:04:46 PM |
| vest_vortex | $25.00 | $25.00 | 12/5/2009 2:39:53 PM |
| mtnsofutah | $25.00 | $25.00 | 12/5/2009 9:27:32 PM |
| vine99 | $55.00 | $55.00 | 12/5/2009 8:32:56 PM |
| honorable-yield | $50.00 | $50.00 | 12/6/2009 11:45:56 AM |
| well-mannered-income3 | $50.00 | $50.00 | 12/6/2009 5:36:14 PM |
| reflective-rupee | $850.00 | $850.00 | 12/6/2009 7:22:18 PM |
| People-for-people | $50.00 | $50.00 | 12/7/2009 10:03:24 AM |
| Zipcut | $35.06 | $35.06 | 12/7/2009 10:03:04 AM |
| WMY-Investor | $100.00 | $100.00 | 12/7/2009 10:43:43 AM |
| Lender0000 | $150.00 | $150.00 | 12/7/2009 12:29:46 PM |
| Lender0000 | $150.00 | $150.00 | 12/7/2009 12:30:11 PM |
| building_community | $25.00 | $25.00 | 12/7/2009 2:48:50 PM |
| OrdiNance | $200.00 | $200.00 | 12/7/2009 4:35:58 PM |
| p2p-gala | $27.94 | $27.94 | 12/7/2009 5:38:08 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/7/2009 5:36:22 PM |
| nickel-mad-scientist | $25.00 | $25.00 | 12/7/2009 6:07:42 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/7/2009 8:26:03 PM |
| jeffe43 | $50.00 | $50.00 | 12/7/2009 8:30:15 PM |
| unger | $100.00 | $100.00 | 12/8/2009 6:16:04 AM |
| Zipcut | $52.44 | $52.44 | 12/8/2009 8:35:58 AM |
| quickstep | $50.00 | $50.00 | 12/8/2009 8:51:13 AM |
| forthright-trade | $25.00 | $25.00 | 12/8/2009 10:22:08 AM |
| Laxa | $500.00 | $500.00 | 12/8/2009 10:47:27 AM |
| NekHoldings | $25.00 | $25.00 | 12/8/2009 10:58:28 AM |
| TakeCare | $100.00 | $100.00 | 12/8/2009 12:26:13 PM |
| TakeCare | $100.00 | $100.00 | 12/8/2009 12:26:40 PM |
| Toby1montana | $41.19 | $41.19 | 12/8/2009 1:31:19 PM |
| friendinmoney | $50.00 | $50.00 | 12/8/2009 1:55:08 PM |
| efficient-principal | $50.00 | $50.00 | 12/1/2009 4:34:09 PM |
| reflective-rupee | $50.00 | $50.00 | 12/1/2009 4:32:41 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 4:36:44 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 4:37:10 PM |
| reflective-rupee | $50.00 | $50.00 | 12/1/2009 4:34:54 PM |
| flexible-economy2 | $100.00 | $100.00 | 12/1/2009 4:37:31 PM |
| SFBank | $200.00 | $200.00 | 12/1/2009 4:34:55 PM |
| felicity-daydream | $100.00 | $100.00 | 12/1/2009 4:39:19 PM |
| reflective-rupee | $50.00 | $50.00 | 12/1/2009 4:50:59 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:03:44 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:04:30 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:04:14 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2009 5:03:27 PM |
| Yomain | $25.00 | $25.00 | 12/1/2009 5:13:55 PM |
| FinDoc | $25.00 | $25.00 | 12/2/2009 2:12:08 PM |
| a-reasonable-return | $25.00 | $25.00 | 12/3/2009 7:27:51 AM |
| wildanne | $150.00 | $150.00 | 12/3/2009 6:34:30 AM |
| well-mannered-income3 | $75.00 | $75.00 | 12/3/2009 8:32:01 AM |
| Velocity_Lenders | $50.00 | $50.00 | 12/3/2009 1:35:45 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/3/2009 1:44:38 PM |
| professional-finance | $25.00 | $25.00 | 12/3/2009 2:28:26 PM |
| mjosa | $25.00 | $25.00 | 12/3/2009 5:08:25 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/3/2009 5:26:37 PM |
| tigercat | $50.00 | $50.00 | 12/3/2009 6:21:59 PM |
| reflective-rupee | $150.00 | $150.00 | 12/3/2009 7:53:43 PM |
| loss-of-control | $25.00 | $25.00 | 12/3/2009 7:25:32 PM |
| impala6464 | $75.00 | $75.00 | 12/3/2009 10:53:07 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/4/2009 8:12:39 AM |
| friendinmoney | $100.00 | $100.00 | 12/4/2009 11:01:43 AM |
| 371millwood | $200.00 | $200.00 | 12/4/2009 10:29:07 PM |
| vest_vortex | $25.00 | $25.00 | 12/5/2009 2:39:26 PM |
| icecoldcash | $50.00 | $50.00 | 12/5/2009 10:15:32 PM |
| vest_vortex | $50.00 | $50.00 | 12/6/2009 3:59:30 PM |
| reflective-rupee | $535.00 | $535.00 | 12/7/2009 5:30:26 AM |
| well-mannered-income3 | $75.00 | $75.00 | 12/7/2009 7:46:56 AM |
| reflective-rupee | $210.00 | $115.36 | 12/7/2009 6:07:07 AM |
| credit-coach118 | $35.00 | $35.00 | 12/7/2009 9:04:00 AM |
| CincyTex | $50.00 | $50.00 | 12/7/2009 9:06:05 AM |
| durable-investment8 | $40.00 | $40.00 | 12/7/2009 10:19:43 AM |
| djkaiser | $25.00 | $25.00 | 12/7/2009 10:26:24 AM |
| msabatti | $25.00 | $25.00 | 12/7/2009 10:00:36 AM |
| shrewd-income | $25.00 | $25.00 | 12/7/2009 11:07:06 AM |
| buffalobills | $25.00 | $25.00 | 12/7/2009 10:51:41 AM |
| Lender0000 | $150.00 | $150.00 | 12/7/2009 12:29:26 PM |
| double22 | $100.00 | $100.00 | 12/7/2009 3:15:08 PM |
| jgar_O | $25.00 | $25.00 | 12/7/2009 3:41:05 PM |
| DasMula | $103.76 | $103.76 | 12/7/2009 4:27:54 PM |
| momentous-transaction8 | $150.00 | $150.00 | 12/7/2009 4:36:16 PM |
| penny-surgeon | $25.00 | $25.00 | 12/7/2009 4:46:19 PM |
| theprodb | $102.84 | $102.84 | 12/7/2009 5:37:01 PM |
| worldly-gold | $100.00 | $100.00 | 12/7/2009 6:02:25 PM |
| CashFlow13 | $1,000.00 | $1,000.00 | 12/7/2009 9:04:12 PM |
| Helenska11 | $25.00 | $25.00 | 12/7/2009 7:02:52 PM |
| mercuriant | $25.00 | $25.00 | 12/7/2009 11:38:01 PM |
| Gaelicman | $63.22 | $63.22 | 12/8/2009 7:05:13 AM |
| genuine-dime | $25.00 | $25.00 | 12/8/2009 7:32:49 AM |
| credit-missile | $173.05 | $173.05 | 12/8/2009 12:02:28 AM |
| justme4now | $25.00 | $25.00 | 12/8/2009 5:14:27 AM |
| synboi | $1,071.79 | $1,071.79 | 12/8/2009 3:50:20 AM |
| shrewd-income | $75.00 | $75.00 | 12/8/2009 8:36:22 AM |
| 113121 | $500.00 | $500.00 | 12/8/2009 5:29:27 AM |
| leverage-monger | $25.00 | $25.00 | 12/8/2009 9:15:56 AM |
| nalaari | $50.00 | $50.00 | 12/8/2009 7:02:28 AM |
| jybank | $25.00 | $25.00 | 12/8/2009 7:33:36 AM |
| Feyenoord | $25.00 | $25.00 | 12/8/2009 10:03:24 AM |
| melito75 | $50.00 | $50.00 | 12/8/2009 10:44:20 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/8/2009 12:20:21 PM |
| mrpowers5531 | $25.00 | $25.00 | 12/8/2009 1:44:19 PM |
| worldly-gold | $50.00 | $50.00 | 12/8/2009 3:42:33 PM |
| sfd | $50.00 | $50.00 | 12/8/2009 2:42:13 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/8/2009 3:53:14 PM |
| 125 bids
|
Borrower Payment Dependent Notes Series
436264
This series of Notes was issued and sold upon the funding of the borrower loan #39946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-01-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 19
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,034 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| iambrown |
Borrower's state:
| NorthCarolina |
Borrower's group:
| EMS, FIRE, POLICE, MILITARY |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Oct-2009)
620-639
(Dec-2007)
620-639
(Oct-2006)
640-659
(Sep-2006)
|
|
Principal balance:
| $2,267.53 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off credit cards. Banks keep increasing rates and charging new fees. Ready to pay them off and move on.
My financial situation:
I am a good candidate for this loan because? I have no late payments. My employment situation is stable. Plan on buying dream house in a couple of years and would not want anything to get in the way. I'd rather pay a fixed rate back on what i owe then to pay the bank ever increasing fees and interest rates.
I have additional income from real estate that cannot be documented by a w-2. However, my history shows all payments are made on time. this will continue to be the case, thank you.
Monthly net income: $ 3000.00
Monthly expenses: $
??Housing: $?833
??Insurance: $ 200
??Car expenses: $ 365
??Utilities: $ 180
??Phone, cable, internet: $ 115
??Food, entertainment: $ 200
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 900
??Other expenses: $ 1900
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your expenses listed above far exceed your net income. Please explain how you can make ends meet. thanks - reflective-rupee
A:
Prosper rules only allow me to state income that can be verified with a w-2. I have additional income from a home based business in the real estate industry. That includes 3 rental properties. Thank you for your interest in funding the loan and have a happy and safe holiday season.
(Dec-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $50.00 | $50.00 | 12/1/2009 4:35:11 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 4:37:14 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 7:55:45 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 7:55:20 PM |
| chrisb1414 | $25.00 | $25.00 | 12/2/2009 5:26:40 AM |
| silvercertificate | $45.00 | $45.00 | 12/2/2009 8:15:02 PM |
| reflective-rupee | $25.00 | $25.00 | 12/3/2009 8:31:23 AM |
| Aberdeen | $300.00 | $300.00 | 12/3/2009 3:42:26 PM |
| RainyDayFunds | $25.00 | $25.00 | 12/3/2009 4:32:19 PM |
| CA_Lender | $25.00 | $25.00 | 12/4/2009 12:55:32 AM |
| adaptable-capital | $250.00 | $250.00 | 12/5/2009 5:51:00 AM |
| GlenBank | $75.00 | $75.00 | 12/7/2009 1:37:35 PM |
| double22 | $75.00 | $75.00 | 12/7/2009 3:39:35 PM |
| five-star-note | $100.00 | $100.00 | 12/7/2009 4:32:36 PM |
| 113121 | $25.00 | $25.00 | 12/7/2009 4:59:00 PM |
| reliable-vigilance | $30.00 | $30.00 | 12/7/2009 6:46:03 PM |
| gold-cluster | $100.00 | $100.00 | 12/7/2009 7:59:05 PM |
| visionary-deal3 | $79.51 | $79.51 | 12/8/2009 12:08:58 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/8/2009 8:46:18 AM |
| Laxa | $400.00 | $400.00 | 12/8/2009 10:44:53 AM |
| Laxa | $200.00 | $200.00 | 12/8/2009 10:45:08 AM |
| cozy-coin5 | $25.00 | $25.00 | 12/8/2009 10:51:28 AM |
| interloode | $300.00 | $44.44 | 12/8/2009 1:00:37 PM |
| nala2821 | $25.00 | $25.00 | 12/8/2009 3:20:47 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 7:55:31 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2009 7:55:09 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/3/2009 8:16:15 AM |
| gold-cluster | $100.00 | $100.00 | 12/5/2009 10:36:20 AM |
| vest_vortex | $25.00 | $25.00 | 12/7/2009 5:11:17 PM |
| Kash2010lu | $25.00 | $25.00 | 12/7/2009 6:06:11 PM |
| mrreynol | $25.00 | $25.00 | 12/7/2009 9:56:30 PM |
| currency-bumblebee | $50.00 | $50.00 | 12/8/2009 10:37:58 AM |
| Asimus | $32.77 | $32.77 | 12/8/2009 11:29:18 AM |
| TakeCare | $200.00 | $200.00 | 12/8/2009 2:25:49 PM |
| interloode | $243.28 | $243.28 | 12/8/2009 3:42:24 PM |
| gold-cluster | $200.00 | $200.00 | 12/8/2009 3:00:20 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
436500
This series of Notes was issued and sold upon the funding of the borrower loan #39919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-03-2009 |
| |
Auction end date:
| Dec-10-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $171.90 |
|
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 37.40% |
Final monthly payment:
| $171.79 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 18
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 49 | Length of status: | 3y 1m |
|
Amount delinquent:
| $360 |
Revolving credit balance:
| $12,134 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| edrow54 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Oct-2009)
620-639
(May-2009)
660-679
(Jul-2008)
|
|
Principal balance:
| $514.93 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying off two high interest loans
Purpose of loan:
This loan will be used to? Pay off?two high interest loans.??
My financial situation:
I am a good candidate for this loan because? I am in the process of lowering my monthly debt for good.? I work for a large water company with job security considering the state of the job market I feel very fortunate. The deliquent amount of $360.00 which is shown on my credit profile? is a disputed amount?from Directv,?the correct?amount?is $280.00 for early termination. I had been with them for 8 years and I switched to Dishnetwork. 4 Months before I canceled Directv I purchased a receiver on E-Bay and when I activated it they did not mention a 18 month contract. ?Thank you very much and your consideration would be greatly appreciated.
Monthly net income: $ 6143.00 not including overtime
Monthly expenses: $ 3747.00?
??Housing: $ 1795.00
??Insurance: $ 133.00 auto
??Car expenses: $ 534.00 2 car payments?
??Utilities: $ 175.00
??Phone, cable, internet: $ 60.00?
??Food, entertainment: $ 350.00?
??Clothing, household expenses $ 100.00?
??Credit cards and other loans: $600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
orderly-payment7 has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aurorafinancial | $50.00 | $50.00 | 12/3/2009 9:12:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/4/2009 8:15:56 PM |
| unk1911 | $25.00 | $25.00 | 12/8/2009 5:11:22 PM |
| Kash2010lu | $25.00 | $25.00 | 12/8/2009 6:28:15 PM |
| vest_vortex | $25.00 | $25.00 | 12/8/2009 6:34:47 PM |
| peso-bonaza | $25.79 | $25.79 | 12/8/2009 7:03:47 PM |
| gold-cluster | $200.00 | $200.00 | 12/8/2009 7:23:42 PM |
| vest_vortex | $25.00 | $25.00 | 12/8/2009 6:34:18 PM |
| unger | $100.00 | $100.00 | 12/8/2009 7:46:34 PM |
| silvercertificate | $25.00 | $25.00 | 12/8/2009 8:47:31 PM |
| orderly-payment7 | $25.00 | $25.00 | 12/9/2009 12:50:39 AM |
| impala6464 | $89.56 | $89.56 | 12/8/2009 10:41:41 PM |
| Laxa | $100.00 | $100.00 | 12/9/2009 3:41:29 AM |
| heerzaquestion | $25.00 | $25.00 | 12/9/2009 9:33:46 AM |
| RecoveryLender | $25.00 | $25.00 | 12/9/2009 12:18:41 PM |
| professional-finance | $25.00 | $25.00 | 12/9/2009 3:12:57 PM |
| lender12345 | $29.90 | $29.90 | 12/9/2009 7:45:42 PM |
| bondhedger | $25.00 | $25.00 | 12/9/2009 10:17:11 PM |
| roadster199 | $25.00 | $25.00 | 12/9/2009 11:02:51 PM |
| 1traveler | $25.00 | $25.00 | 12/10/2009 12:18:27 AM |
| five-star-note | $25.00 | $25.00 | 12/10/2009 3:28:29 AM |
| DonDiego | $25.00 | $25.00 | 12/9/2009 9:54:23 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/10/2009 6:28:37 AM |
| Laima | $25.00 | $25.00 | 12/10/2009 10:31:07 AM |
| Kissabledevil | $50.00 | $50.00 | 12/10/2009 11:51:57 AM |
| MrLeft | $25.00 | $25.00 | 12/10/2009 12:05:20 PM |
| Happy-Man | $25.00 | $25.00 | 12/10/2009 12:11:53 PM |
| ds5184 | $33.57 | $33.57 | 12/10/2009 1:40:36 PM |
| interloode | $100.00 | $100.00 | 12/10/2009 2:00:22 PM |
| dorypro | $25.00 | $25.00 | 12/10/2009 2:59:43 PM |
| Bill88 | $60.00 | $60.00 | 12/10/2009 3:45:12 PM |
| flyboy42 | $25.00 | $25.00 | 12/10/2009 4:03:49 PM |
| friendinmoney | $25.00 | $25.00 | 12/10/2009 4:13:22 PM |
| p2p-gala | $50.00 | $50.00 | 12/10/2009 4:29:56 PM |
| DasMula | $100.00 | $100.00 | 12/10/2009 4:35:19 PM |
| affluence-cargo | $25.00 | $25.00 | 12/10/2009 4:16:49 PM |
| jbloans | $25.00 | $25.00 | 12/10/2009 4:36:17 PM |
| friendinmoney | $25.00 | $25.00 | 12/10/2009 4:49:32 PM |
| Tai | $25.00 | $25.00 | 12/7/2009 2:41:35 PM |
| transparency-burger | $50.00 | $50.00 | 12/8/2009 12:07:48 AM |
| brother_tam | $100.00 | $100.00 | 12/8/2009 5:08:56 PM |
| CashFlow13 | $2,500.00 | $24.08 | 12/8/2009 5:44:22 PM |
| Unitas4302 | $200.00 | $200.00 | 12/8/2009 5:38:20 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/8/2009 7:01:34 PM |
| gold-cluster | $25.00 | $25.00 | 12/8/2009 7:24:13 PM |
| gold-cluster | $25.00 | $25.00 | 12/8/2009 7:24:45 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/8/2009 8:26:40 PM |
| Bob450 | $25.00 | $25.00 | 12/8/2009 8:47:30 PM |
| orderly-payment7 | $75.00 | $75.00 | 12/9/2009 8:21:06 AM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/9/2009 10:02:21 AM |
| reflective-rupee | $25.00 | $25.00 | 12/9/2009 9:49:03 AM |
| gpuck | $25.00 | $25.00 | 12/9/2009 4:31:25 PM |
| Tono | $50.00 | $50.00 | 12/9/2009 4:29:15 PM |
| joebob78 | $50.00 | $50.00 | 12/9/2009 4:41:53 PM |
| economy-missile9 | $120.00 | $120.00 | 12/9/2009 4:49:47 PM |
| Abed-nego | $250.00 | $250.00 | 12/9/2009 5:29:06 PM |
| DasMula | $100.00 | $100.00 | 12/9/2009 5:37:56 PM |
| gold-cluster | $50.00 | $50.00 | 12/9/2009 5:33:59 PM |
| GS-ROCK | $25.00 | $25.00 | 12/9/2009 5:17:04 PM |
| helping-out | $25.00 | $25.00 | 12/9/2009 7:34:27 PM |
| brightest-income-hunter | $25.00 | $25.00 | 12/9/2009 9:27:29 PM |
| DonDiego | $25.00 | $25.00 | 12/9/2009 9:47:58 PM |
| portfolio-turbine | $40.00 | $40.00 | 12/9/2009 7:58:12 PM |
| credit-coach118 | $25.00 | $25.00 | 12/10/2009 8:54:00 AM |
| Gaelicman | $50.00 | $50.00 | 12/10/2009 8:08:45 AM |
| AtmaSingshu | $25.00 | $25.00 | 12/10/2009 11:07:49 AM |
| JauaFlash | $27.10 | $27.10 | 12/10/2009 12:04:21 PM |
| worldly-gold | $50.00 | $50.00 | 12/10/2009 2:13:47 PM |
| DasMula | $100.00 | $100.00 | 12/10/2009 2:43:46 PM |
| independent-investment | $25.00 | $25.00 | 12/10/2009 3:51:36 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/10/2009 3:59:33 PM |
| LAKETIME | $25.00 | $25.00 | 12/10/2009 3:16:28 PM |
| economy-missile9 | $100.00 | $100.00 | 12/10/2009 3:37:57 PM |
| boo_hoo | $50.00 | $50.00 | 12/10/2009 4:20:54 PM |
| damasterwc | $25.00 | $25.00 | 12/10/2009 4:23:27 PM |
| DasMula | $100.00 | $100.00 | 12/10/2009 4:24:10 PM |
| quest0 | $25.00 | $25.00 | 12/10/2009 4:39:13 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
436738
This series of Notes was issued and sold upon the funding of the borrower loan #39951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-03-2009 |
| |
Auction end date:
| Dec-10-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $98.13 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $97.30 |
| |
|
Auction yield range:
| 4.20% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,084 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| givetolive |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Jul-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying off my Credit Cards
Purpose of loan:
This loan will be used to? Consolidate some debt and reinvest into PROSPER. I currently am a lender on PROSPER,?and I love it. I would like to create a little breathing room for myself and continue to help others by investing in them. Thank You.??
My financial situation:
I am a good candidate for this loan because? I am stable with the Post Office and always pay my bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bondhedger | $25.00 | $25.00 | 12/3/2009 5:21:37 PM |
| Whosonfirst | $26.34 | $26.34 | 12/3/2009 8:22:26 PM |
| InvestmentFreak | $35.00 | $35.00 | 12/3/2009 8:38:19 PM |
| puifais | $25.00 | $11.51 | 12/3/2009 8:42:51 PM |
| Aristophil | $100.00 | $100.00 | 12/4/2009 7:52:57 AM |
| Merganser | $25.00 | $25.00 | 12/4/2009 10:45:49 AM |
| vine99 | $85.00 | $85.00 | 12/4/2009 11:46:54 AM |
| springpanda | $25.00 | $25.00 | 12/6/2009 2:18:52 AM |
| generous-deal6 | $125.00 | $125.00 | 12/6/2009 6:54:47 PM |
| availableloan | $25.00 | $25.00 | 12/6/2009 9:12:14 PM |
| gotbyu | $25.00 | $25.00 | 12/7/2009 10:22:14 AM |
| thedoctor | $80.00 | $80.00 | 12/7/2009 1:19:45 PM |
| catalystcf | $25.00 | $25.00 | 12/7/2009 3:41:22 PM |
| StarFundingSource | $25.00 | $25.00 | 12/7/2009 2:43:55 PM |
| zebu | $25.00 | $25.00 | 12/7/2009 3:50:48 PM |
| Kelor99 | $25.00 | $25.00 | 12/7/2009 4:08:09 PM |
| RandyL3 | $25.00 | $25.00 | 12/7/2009 4:44:24 PM |
| serene-capital | $25.00 | $25.00 | 12/7/2009 6:21:15 PM |
| theloanteacher | $25.00 | $25.00 | 12/8/2009 5:06:08 PM |
| Share-the-wealth | $100.00 | $100.00 | 12/9/2009 7:10:52 AM |
| Frugal | $25.00 | $25.00 | 12/9/2009 10:35:10 AM |
| JDLanier | $25.00 | $25.00 | 12/9/2009 12:08:23 PM |
| mojii77 | $26.00 | $26.00 | 12/9/2009 12:58:45 PM |
| dudebrah | $25.00 | $25.00 | 12/9/2009 1:46:56 PM |
| market-jam | $100.00 | $100.00 | 12/9/2009 4:37:17 PM |
| Cherrypicker | $50.00 | $50.00 | 12/9/2009 5:41:36 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/9/2009 7:17:19 PM |
| Charmart | $25.00 | $25.00 | 12/10/2009 2:43:06 AM |
| oldman68 | $25.00 | $25.00 | 12/10/2009 12:23:09 AM |
| rate-hickory | $25.00 | $25.00 | 12/10/2009 9:24:44 AM |
| Leshan | $75.00 | $75.00 | 12/10/2009 7:42:47 AM |
| unfixer | $25.00 | $25.00 | 12/10/2009 8:03:35 AM |
| wild-orange | $25.00 | $25.00 | 12/10/2009 11:36:07 AM |
| Leopoldine | $27.00 | $27.00 | 12/10/2009 11:34:29 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/10/2009 3:19:43 PM |
| orbital-gain | $50.00 | $50.00 | 12/10/2009 3:23:22 PM |
| AF-Chief | $25.00 | $25.00 | 12/10/2009 3:35:30 PM |
| dynamic-fairness | $25.00 | $25.00 | 12/10/2009 4:19:31 PM |
| neenerman | $75.00 | $75.00 | 12/3/2009 5:21:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/3/2009 5:51:55 PM |
| alex189a | $25.00 | $25.00 | 12/3/2009 8:17:14 PM |
| gourd6 | $25.00 | $25.00 | 12/3/2009 8:38:07 PM |
| LoansomeRanger | $25.00 | $25.00 | 12/3/2009 8:38:15 PM |
| gotbyu | $50.00 | $50.00 | 12/3/2009 9:19:21 PM |
| orbiter614 | $75.00 | $75.00 | 12/4/2009 12:03:53 AM |
| market-assembler | $29.39 | $29.39 | 12/4/2009 12:03:37 AM |
| G-Love | $200.00 | $200.00 | 12/4/2009 1:16:00 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/6/2009 5:31:43 PM |
| dbanwart | $25.00 | $25.00 | 12/6/2009 6:37:05 PM |
| reBuild-America | $25.00 | $25.00 | 12/6/2009 6:45:15 PM |
| patriot384 | $50.00 | $50.00 | 12/7/2009 3:11:08 PM |
| Bob450 | $50.00 | $50.00 | 12/7/2009 8:26:02 PM |
| hellasow | $30.00 | $30.00 | 12/8/2009 7:52:22 PM |
| giantfan19 | $25.00 | $25.00 | 12/8/2009 9:34:00 PM |
| wwwUniversal | $25.00 | $25.00 | 12/9/2009 6:36:50 PM |
| FundMaker | $25.00 | $25.00 | 12/9/2009 6:54:09 PM |
| outofoffice | $49.76 | $49.76 | 12/9/2009 8:39:54 PM |
| fatboy888 | $25.00 | $25.00 | 12/10/2009 5:41:19 AM |
| jybank | $25.00 | $25.00 | 12/10/2009 9:29:02 AM |
| interloode | $300.00 | $300.00 | 12/10/2009 1:57:17 PM |
| HomerdohNY | $25.00 | $25.00 | 12/10/2009 4:05:07 PM |
| friendinmoney | $25.00 | $25.00 | 12/10/2009 4:17:25 PM |
| exciting-fairness | $200.00 | $200.00 | 12/10/2009 4:28:27 PM |
| friendinmoney | $25.00 | $25.00 | 12/10/2009 4:51:51 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
436876
This series of Notes was issued and sold upon the funding of the borrower loan #39875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-04-2009 |
| |
Auction end date:
| Dec-10-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 31.36% |
Starting monthly payment:
| $41.04 |
|
Final lender yield:
| 22.65% |
Final borrower rate/APR:
| 23.65% / 27.52% |
Final monthly payment:
| $39.05 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.10% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,978 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| papin |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Sep-2009)
620-639
(Jul-2008)
|
|
Principal balance:
| $1,540.21 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
need some extra cash for holidays
Purpose of loan:
This loan will be used to?
pay some?fournitures for kids bedrooms and their holidays gifts
My financial situation:
I am a good candidate for this loan because? always pay on time or even early before payment date
Monthly net income: $ 3000
Monthly expenses: $
??Housing: $ 639
??Insurance: $ 120????????????
??Car expenses: $?90
??Utilities: $
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 460
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| felicity-daydream | $25.00 | $25.00 | 12/4/2009 5:38:21 PM |
| EngineersAlliance | $75.00 | $75.00 | 12/9/2009 8:33:35 AM |
| GS-ROCK | $25.00 | $25.00 | 12/9/2009 5:11:37 PM |
| unger | $100.00 | $100.00 | 12/9/2009 7:27:35 PM |
| nethosters | $25.00 | $25.00 | 12/10/2009 4:21:58 AM |
| Ray3486 | $25.00 | $25.00 | 12/10/2009 5:54:10 PM |
| vest_vortex | $25.00 | $25.00 | 12/10/2009 7:38:03 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/4/2009 8:41:03 PM |
| IPG1 | $25.00 | $25.00 | 12/5/2009 8:39:45 AM |
| Unitas4302 | $300.00 | $300.00 | 12/7/2009 4:39:32 PM |
| grnii78 | $80.40 | $80.40 | 12/9/2009 9:04:16 AM |
| reflective-rupee | $25.00 | $25.00 | 12/9/2009 9:29:34 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/9/2009 1:45:32 PM |
| dudebrah | $25.00 | $25.00 | 12/9/2009 2:25:08 PM |
| loss-of-control | $25.00 | $25.00 | 12/9/2009 4:24:51 PM |
| loss-of-control | $25.00 | $25.00 | 12/9/2009 4:24:24 PM |
| KaChingInvestments | $25.26 | $25.26 | 12/10/2009 5:19:21 AM |
| mercuriant | $25.00 | $25.00 | 12/10/2009 9:42:19 AM |
| DenimCapital | $50.00 | $50.00 | 12/10/2009 4:55:49 PM |
| onezmanic | $28.87 | $28.87 | 12/10/2009 5:52:24 PM |
| radiant-justice | $30.00 | $15.47 | 12/10/2009 7:22:21 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
437068
This series of Notes was issued and sold upon the funding of the borrower loan #39937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-07-2009 |
| |
Auction end date:
| Dec-08-2009 |
|
|
Starting lender yield:
| 9.85% |
Starting borrower rate/APR:
| 10.85% / 12.97% |
Starting monthly payment:
| $65.34 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $64.86 |
| |
|
Auction yield range:
| 4.20% - 9.85% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 2
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| magnificent-dedication |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental Bills and Household Expenses
Purpose of loan:
This loan will be used to?
pay off Dental Bills, purchase college text books, purchase household furniture
My financial situation:
I am a good candidate for this loan because?
I have full time steady employment and I am capable of making monthly payments until the debt is repaid
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cdv | $25.00 | $25.00 | 12/7/2009 4:38:44 PM |
| wdove511 | $25.00 | $25.00 | 12/7/2009 4:41:02 PM |
| rmachi | $25.00 | $25.00 | 12/7/2009 4:36:33 PM |
| inqbus | $25.00 | $25.00 | 12/7/2009 4:41:18 PM |
| Sixmil | $25.00 | $25.00 | 12/7/2009 4:36:26 PM |
| Hexnut | $41.70 | $41.70 | 12/7/2009 4:37:21 PM |
| helping-out | $25.00 | $25.00 | 12/7/2009 4:38:54 PM |
| Hondo | $25.00 | $25.00 | 12/7/2009 4:39:15 PM |
| Buffer10 | $200.00 | $200.00 | 12/7/2009 4:44:41 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/7/2009 4:42:11 PM |
| ijspence | $25.00 | $25.00 | 12/7/2009 4:44:05 PM |
| aasx1108 | $25.00 | $25.00 | 12/7/2009 4:45:29 PM |
| stable-nickel | $85.00 | $85.00 | 12/7/2009 4:44:38 PM |
| pedestrianme | $25.00 | $25.00 | 12/7/2009 4:50:46 PM |
| neenerman | $75.00 | $75.00 | 12/7/2009 5:05:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/7/2009 5:15:45 PM |
| sjlender | $25.00 | $25.00 | 12/7/2009 5:34:09 PM |
| Marathoner | $25.00 | $25.00 | 12/7/2009 5:36:50 PM |
| puifais | $25.00 | $25.00 | 12/7/2009 5:33:40 PM |
| gold-commander0 | $50.00 | $50.00 | 12/7/2009 5:34:18 PM |
| elegant-bonus | $25.00 | $25.00 | 12/7/2009 5:39:48 PM |
| five-star-note | $25.00 | $25.00 | 12/7/2009 5:44:41 PM |
| geniusj | $25.00 | $25.00 | 12/7/2009 5:59:26 PM |
| new-nourishing-silver | $25.00 | $25.00 | 12/7/2009 5:59:37 PM |
| WilliamLeeSims | $25.00 | $25.00 | 12/7/2009 6:01:55 PM |
| five-star-responsibility0 | $25.00 | $25.00 | 12/7/2009 6:02:26 PM |
| borrowmine | $25.00 | $25.00 | 12/7/2009 5:59:13 PM |
| divrekku | $25.00 | $25.00 | 12/7/2009 6:00:46 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/7/2009 5:46:02 PM |
| supreme-hope | $25.00 | $25.00 | 12/7/2009 6:00:42 PM |
| soroxy | $25.00 | $25.00 | 12/7/2009 6:02:27 PM |
| market-assembler | $27.21 | $27.21 | 12/8/2009 1:44:26 PM |
| springpanda | $25.00 | $25.00 | 12/8/2009 2:49:31 PM |
| integrity-doctor | $50.00 | $50.00 | 12/7/2009 4:37:42 PM |
| chumbawumba | $25.00 | $25.00 | 12/7/2009 4:45:02 PM |
| fatson43 | $25.00 | $25.00 | 12/7/2009 4:45:37 PM |
| thedoctor | $80.00 | $80.00 | 12/7/2009 4:45:52 PM |
| esabzb | $25.00 | $25.00 | 12/7/2009 4:41:28 PM |
| Cheburashka | $30.00 | $30.00 | 12/7/2009 4:42:32 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/7/2009 4:44:54 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 12/7/2009 4:54:42 PM |
| dingus | $25.00 | $25.00 | 12/7/2009 5:06:33 PM |
| turbospeed | $25.00 | $25.00 | 12/7/2009 5:14:41 PM |
| sharkm | $40.00 | $40.00 | 12/7/2009 5:34:33 PM |
| AF-Chief | $35.00 | $35.00 | 12/7/2009 5:37:20 PM |
| Artist_Blue | $25.00 | $25.00 | 12/7/2009 5:36:48 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/7/2009 5:39:57 PM |
| wrighco | $25.00 | $25.00 | 12/7/2009 5:43:13 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/7/2009 5:46:36 PM |
| shamrocker | $25.00 | $25.00 | 12/7/2009 5:39:18 PM |
| gracej | $25.00 | $25.00 | 12/7/2009 5:39:42 PM |
| moola-rose8 | $25.00 | $25.00 | 12/7/2009 6:02:11 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/7/2009 5:44:23 PM |
| bedframe | $25.00 | $25.00 | 12/7/2009 6:02:10 PM |
| dpfl55 | $25.00 | $11.09 | 12/7/2009 6:02:48 PM |
| genuine-money3 | $50.00 | $50.00 | 12/7/2009 6:58:11 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/7/2009 7:50:31 PM |
| orbiter614 | $50.00 | $50.00 | 12/8/2009 9:46:24 AM |
| Syzygy | $25.00 | $25.00 | 12/8/2009 11:52:08 AM |
| 59 bids
|