Sales Report:Supplement No. 89 dated Dec 02, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
433772
This series of Notes was issued and sold upon the funding of the borrower loan #39740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-17-2009 |
| |
Auction end date:
| Nov-24-2009 |
|
|
Starting lender yield:
| 8.76% |
Starting borrower rate/APR:
| 9.76% / 10.10% |
Starting monthly payment:
| $64.31 |
|
Final lender yield:
| 8.70% |
Final borrower rate/APR:
| 9.70% / 10.04% |
Final monthly payment:
| $64.25 |
| |
|
Auction yield range:
| 3.29% - 8.76% |
Estimated loss impact:
| 0.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 800-819 (Nov-2009) |
Current / open credit lines:
| 22
/
20 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 64 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $65,694 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tdfoss |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation loan
Purpose of loan:
This loan will be used to pay off my Lowe's and Home Depot credit cards.? I remodeled a house and have been paying down the balances for the past 6 months.? In January, the 0% interest expires and they will apply the 23% default rate to the remaining balance from the inception.? This would result in several hundred dollars in interest charges instantly billed to me.? I would like to avoid that.
My financial situation:
I am a good candidate for this loan because my yearly income is over $170,000 and this would lower my monthly payments that I am already paying.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| manuvns | $25.00 | $25.00 | 11/17/2009 5:10:10 PM |
| saahilld | $25.00 | $25.00 | 11/17/2009 5:21:17 PM |
| mrmojado | $25.00 | $25.00 | 11/19/2009 2:19:57 PM |
| bomdel | $25.00 | $25.00 | 11/19/2009 1:34:42 PM |
| hellasow | $30.00 | $30.00 | 11/20/2009 1:53:14 AM |
| rpg | $75.00 | $75.00 | 11/21/2009 10:01:30 AM |
| flwah | $25.00 | $25.00 | 11/22/2009 6:28:02 PM |
| Cherrypicker | $50.00 | $50.00 | 11/21/2009 10:03:09 AM |
| building_community | $25.00 | $25.00 | 11/23/2009 12:04:40 PM |
| chuck05 | $25.00 | $25.00 | 11/23/2009 4:48:11 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 11/23/2009 5:52:35 PM |
| anacho4me | $25.00 | $25.00 | 11/23/2009 5:35:28 PM |
| kdinvest | $25.00 | $25.00 | 11/23/2009 6:02:53 PM |
| bonbon224 | $50.00 | $50.00 | 11/23/2009 6:40:56 PM |
| rpg | $25.00 | $25.00 | 11/23/2009 6:05:17 PM |
| JerryB96 | $25.00 | $25.00 | 11/24/2009 5:35:46 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/24/2009 8:14:44 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 9:17:13 AM |
| dorypro | $25.00 | $25.00 | 11/24/2009 9:23:59 AM |
| wealth-pipeline | $25.00 | $25.00 | 11/24/2009 1:14:52 PM |
| impartial-deal | $28.86 | $28.86 | 11/24/2009 12:51:48 PM |
| TakeCare | $150.00 | $150.00 | 11/24/2009 3:25:05 PM |
| TakeCare | $50.00 | $50.00 | 11/24/2009 3:25:55 PM |
| dmk2006 | $25.00 | $25.00 | 11/24/2009 4:09:32 PM |
| patriot384 | $100.00 | $100.00 | 11/24/2009 4:15:33 PM |
| stockcop | $50.00 | $50.00 | 11/24/2009 5:06:52 PM |
| blot44 | $25.00 | $25.00 | 11/17/2009 8:31:36 PM |
| dbanwart | $25.00 | $25.00 | 11/18/2009 7:46:22 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/18/2009 9:26:14 PM |
| credit-coach118 | $25.00 | $25.00 | 11/20/2009 9:40:01 AM |
| heerzaquestion | $25.00 | $25.00 | 11/20/2009 10:54:58 AM |
| enticing-treasure5 | $25.00 | $25.00 | 11/22/2009 9:04:34 AM |
| ManhattanLender | $25.00 | $25.00 | 11/23/2009 6:49:39 PM |
| CCIExpress | $25.00 | $25.00 | 11/24/2009 7:11:28 AM |
| MrLeft | $50.00 | $50.00 | 11/24/2009 8:00:58 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/24/2009 8:15:00 AM |
| money-prophesy | $100.00 | $100.00 | 11/24/2009 8:37:33 AM |
| KDW08 | $25.00 | $25.00 | 11/24/2009 9:37:24 AM |
| knark | $25.00 | $25.00 | 11/24/2009 10:52:06 AM |
| minista | $25.00 | $25.00 | 11/24/2009 1:19:50 PM |
| suburbanman64 | $50.00 | $50.00 | 11/24/2009 12:42:15 PM |
| jybank | $25.00 | $25.00 | 11/24/2009 1:19:49 PM |
| StrongMonty | $48.27 | $48.27 | 11/24/2009 1:45:02 PM |
| wild-orange | $200.00 | $200.00 | 11/24/2009 3:15:43 PM |
| Ven58 | $25.00 | $25.00 | 11/24/2009 3:08:06 PM |
| Sarspatula | $25.00 | $25.00 | 11/24/2009 3:26:47 PM |
| dmitriy2 | $50.00 | $50.00 | 11/24/2009 3:53:03 PM |
| Mikale360 | $25.00 | $25.00 | 11/24/2009 4:09:52 PM |
| treasure-bliss4 | $50.00 | $50.00 | 11/24/2009 4:36:25 PM |
| loss-of-control | $50.00 | $17.87 | 11/24/2009 4:39:44 PM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 5:04:13 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
434394
This series of Notes was issued and sold upon the funding of the borrower loan #39798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $163.55 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.29% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,735 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Leader44 |
Borrower's state:
| Texas |
Borrower's group:
| JBR & Co. |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $32,000.00 | < mo. late:
| 0
( 0% )
| 700-719
(Sep-2007)
680-699
(Sep-2006)
|
|
Principal balance:
| $8,307.65 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
College Education
I will use this loan to fund the final semester of my daughter's college education at a 4 year university.? I have funded 100% of her education without any form of loan thus far.? I have already paid off one prosper loan with?all payments 100% on time,?and have one year left on an existing prosper loan in which I have?paid on time each month as well. ? My current loan is for 741.00 per month and this?cash will be freed up in November of 2010.??
This will be a good 3 year investment for you.?
Thank you for your consideration.?
Leader44
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GenerousGentleMan | $50.00 | $50.00 | 11/23/2009 3:58:08 PM |
| WorldlyWorker | $25.00 | $25.00 | 11/23/2009 4:01:45 PM |
| Avala | $25.00 | $25.00 | 11/23/2009 4:01:54 PM |
| b-rent | $25.00 | $25.00 | 11/23/2009 4:03:21 PM |
| bazaar-tulip | $25.00 | $25.00 | 11/23/2009 4:02:21 PM |
| Kerrysbay | $25.00 | $25.00 | 11/23/2009 4:07:02 PM |
| smartie1 | $25.00 | $25.00 | 11/23/2009 3:58:04 PM |
| Lendomatic | $25.00 | $25.00 | 11/23/2009 4:02:27 PM |
| ljay | $25.00 | $25.00 | 11/23/2009 4:06:51 PM |
| gdbanks | $25.00 | $25.00 | 11/23/2009 4:28:30 PM |
| wrchism | $37.54 | $37.54 | 11/23/2009 4:27:12 PM |
| Jassi | $25.00 | $25.00 | 11/23/2009 4:35:31 PM |
| credit-investor5 | $100.00 | $100.00 | 11/23/2009 4:35:50 PM |
| japper2353 | $25.00 | $15.68 | 11/23/2009 4:36:09 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/23/2009 4:35:09 PM |
| StrongMoney | $25.00 | $25.00 | 11/23/2009 4:35:42 PM |
| bigballer105 | $25.00 | $25.00 | 11/23/2009 4:36:09 PM |
| Syzygy | $25.00 | $25.00 | 11/23/2009 4:37:08 PM |
| loss-of-control | $100.00 | $100.00 | 11/23/2009 5:58:19 PM |
| usedtoborrow | $30.00 | $30.00 | 11/23/2009 4:56:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 11:15:09 AM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 11:34:48 AM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 11:57:36 AM |
| stemper | $50.00 | $50.00 | 11/25/2009 5:54:26 PM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:57:27 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/26/2009 12:33:51 AM |
| patriot384 | $100.00 | $100.00 | 11/26/2009 5:22:52 AM |
| jybank | $25.00 | $25.00 | 11/26/2009 11:25:33 AM |
| vine99 | $85.00 | $85.00 | 11/27/2009 10:37:18 AM |
| bruin558 | $50.00 | $50.00 | 11/27/2009 10:41:56 AM |
| independent-investment | $50.00 | $50.00 | 11/27/2009 11:00:32 AM |
| GEOFFS3 | $25.00 | $25.00 | 11/27/2009 11:09:01 AM |
| TakeCare | $300.00 | $300.00 | 11/27/2009 11:45:34 AM |
| Jynxie | $27.72 | $27.72 | 11/27/2009 2:37:23 PM |
| SeaLoans | $25.00 | $25.00 | 11/27/2009 2:37:05 PM |
| bid-papyrus | $25.00 | $25.00 | 11/27/2009 3:42:05 PM |
| GloriousJohnny | $25.00 | $25.00 | 11/27/2009 6:13:43 PM |
| nickel-pipeline | $50.00 | $50.00 | 11/27/2009 6:46:20 PM |
| springpanda | $25.00 | $25.00 | 11/27/2009 9:26:30 PM |
| improvman | $25.00 | $25.00 | 11/27/2009 10:39:52 PM |
| Camerican | $25.00 | $25.00 | 11/28/2009 7:19:54 AM |
| gothampark | $25.00 | $25.00 | 11/28/2009 12:43:18 PM |
| springpanda | $25.00 | $25.00 | 11/28/2009 1:35:18 PM |
| julijask | $25.00 | $25.00 | 11/28/2009 1:43:57 PM |
| payontime1 | $50.00 | $50.00 | 11/29/2009 12:43:55 AM |
| AP2PLender | $25.00 | $25.00 | 11/29/2009 11:22:51 AM |
| newbietony | $40.00 | $40.00 | 11/29/2009 7:13:58 PM |
| Russia5M | $25.00 | $25.00 | 11/30/2009 5:29:19 AM |
| Snoopylover | $25.00 | $25.00 | 11/30/2009 6:08:25 AM |
| deal-kung-fu | $50.00 | $50.00 | 11/30/2009 9:45:08 AM |
| tenchi2777 | $25.00 | $25.00 | 11/30/2009 11:34:49 AM |
| martymaniaman | $25.00 | $25.00 | 11/30/2009 12:15:33 PM |
| bondo41 | $25.00 | $25.00 | 11/30/2009 11:44:47 AM |
| martyMSU | $36.69 | $36.69 | 11/30/2009 2:28:49 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:46:12 PM |
| Memphis-King | $50.00 | $50.00 | 11/30/2009 3:56:57 PM |
| onlyinchicago | $25.00 | $25.00 | 11/23/2009 4:01:41 PM |
| Caledoni | $25.00 | $25.00 | 11/23/2009 4:03:26 PM |
| pawsitive | $25.00 | $25.00 | 11/23/2009 4:03:12 PM |
| ctgscott | $25.00 | $25.00 | 11/23/2009 4:03:32 PM |
| Cai8899 | $75.00 | $75.00 | 11/23/2009 4:08:08 PM |
| theemhdoctor | $25.00 | $25.00 | 11/23/2009 4:01:28 PM |
| lostontheedge | $25.00 | $25.00 | 11/23/2009 4:03:29 PM |
| easylender | $25.00 | $25.00 | 11/23/2009 4:27:00 PM |
| eggzie | $25.00 | $25.00 | 11/23/2009 4:27:14 PM |
| lucrative-worth | $25.00 | $25.00 | 11/23/2009 4:07:45 PM |
| GatorBait | $50.00 | $50.00 | 11/23/2009 4:33:43 PM |
| DukSerduk | $25.00 | $25.00 | 11/23/2009 4:35:21 PM |
| kid8549 | $25.00 | $25.00 | 11/23/2009 4:35:00 PM |
| museic1 | $25.00 | $25.00 | 11/23/2009 4:35:10 PM |
| bridgedoctor | $25.00 | $25.00 | 11/23/2009 4:32:05 PM |
| Aberdeen | $300.00 | $300.00 | 11/23/2009 5:23:07 PM |
| five-star-justice | $36.00 | $36.00 | 11/23/2009 4:50:33 PM |
| tagkat | $27.07 | $27.07 | 11/24/2009 9:42:15 AM |
| Tizzo27 | $100.00 | $100.00 | 11/24/2009 7:14:55 PM |
| maineyankee | $25.00 | $25.00 | 11/25/2009 8:59:42 AM |
| golffish2 | $100.00 | $100.00 | 11/25/2009 11:09:49 AM |
| G-Love | $200.00 | $200.00 | 11/26/2009 8:55:39 AM |
| availableloan | $25.00 | $25.00 | 11/26/2009 12:44:22 PM |
| unk1911 | $25.00 | $25.00 | 11/27/2009 6:23:57 AM |
| dmk2006 | $25.00 | $25.00 | 11/27/2009 10:16:38 AM |
| Tuss12 | $150.00 | $150.00 | 11/27/2009 11:04:15 AM |
| buckyhead2000 | $25.00 | $25.00 | 11/27/2009 12:52:02 PM |
| Sitgarath | $26.43 | $26.43 | 11/27/2009 3:08:30 PM |
| blindtaxidriver | $25.00 | $25.00 | 11/27/2009 2:53:05 PM |
| crw1950 | $50.00 | $50.00 | 11/27/2009 9:03:44 PM |
| scloans | $25.00 | $25.00 | 11/28/2009 3:46:28 AM |
| Richmp412 | $25.00 | $25.00 | 11/28/2009 7:51:40 AM |
| bankofmay | $25.00 | $25.00 | 11/28/2009 8:48:26 AM |
| building_community | $50.00 | $50.00 | 11/28/2009 9:14:57 AM |
| newbietony | $40.00 | $40.00 | 11/28/2009 2:49:57 PM |
| ORteacher | $50.00 | $50.00 | 11/28/2009 3:24:41 PM |
| next-time | $28.01 | $28.01 | 11/28/2009 1:58:44 PM |
| BOZO88 | $25.00 | $25.00 | 11/28/2009 2:51:15 PM |
| oldman68 | $25.00 | $25.00 | 11/28/2009 10:08:12 PM |
| noodles932 | $50.00 | $50.00 | 11/29/2009 10:04:31 AM |
| TampaAces | $42.86 | $42.86 | 11/29/2009 1:11:21 PM |
| mattbly | $25.00 | $25.00 | 11/29/2009 8:14:18 PM |
| Light_Verity | $500.00 | $500.00 | 11/29/2009 6:44:56 PM |
| WeshaTheLeopard | $27.00 | $27.00 | 11/29/2009 9:19:51 PM |
| kf88 | $25.00 | $25.00 | 11/30/2009 8:50:04 AM |
| durability-colonel | $50.00 | $50.00 | 11/30/2009 5:22:13 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:31:14 AM |
| serene-capital | $25.00 | $25.00 | 11/30/2009 1:03:53 PM |
| Scubadiver | $25.00 | $25.00 | 11/30/2009 12:18:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/30/2009 2:54:25 PM |
| velocity-winner | $25.00 | $25.00 | 11/30/2009 3:50:29 PM |
| 107 bids
|
Borrower Payment Dependent Notes Series
434558
This series of Notes was issued and sold upon the funding of the borrower loan #39737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $101.88 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 19.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,403 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 17% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 7 | | | | |
|
Screen name:
| Idahoishome |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < mo. late:
| 1
( 3% )
| 720-739
(Aug-2009)
680-699
(Jan-2008)
620-639
(Jun-2007)
|
|
Principal balance:
| $2,387.39 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
THANKS TO ALL WHO TRUSTED ME!
Purpose of loan:
To reduce my monthly payments on my current Prosper loan. I've had one loan, paid it off, and now I want to free up more of our monthly cash flow and reduce my monthly payments while paying a decent return to those who trust me with their money. Thanks to those who've trusted me twice before!!! I don't know who you are, but I hope you'll trust me again!
My Current Prosper loan has been paid ahead and I've never missed a payment. Prosper shows I was less than 15 days once - that was when I changed banks from WAMU/Chase to my local credit union and the change happened the day after they tried pulling the money. They got the money the very next day when I called and spoke to Prosper, authorizing them to pull the payment again. There's never been a problem before this, and never since I changed banks. And my high inquiry rate is due to my changing banks also. (WAMU's conversion to Chase was a NIGHTMARE!!!)
My financial situation:
I am a good candidate for this loan because we have had impeccable credit and my credit score went up significantly since my last loan. My husband and I are both securely employed - he in the Air Force, me with the Department of Labor. (Yep, unfortunately, my job is EXTREMELY secure right now...)
Monthly net income: $ 4600 (Both incomes)
Housing: $ 1200
Insurance: $ 100
Car expenses: $500
Utilities: $500
Food, entertainment: $ 500
Credit cards and other loans: $900 (Prosper loan is $459 of this!)
Daycare $400/month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
It appears that you have many open credit lines. What are they? - heerzaquestion
A:
3 student loans, 1 Visa ($2100 balance, paying it down), 1 Care Credit ($400 balance), 2 car loans, mortgage, Prosper loan (the one I want to refi, hence this loan request), 2 Chase MC's that we closed when we changed banks but Chase is still reporting open (cards are destroyed), and 1 each Visa and MC that are paid off and not used. I don't know what the 15 open credit lines they say I have are, but these are the "active", including the inactive ones. Thanks for asking!
(Nov-25-2009)
Q:
Current loan with prosper at 22%; this one at 34%. Why would you want to pay off previous loan with this loan? - loss-of-control
A:
My loan payment for the loan I want to pay off is $459/month, this new one will be slightly over $100/month. With the extra money, I can put this toward other debt and "snowball" it...and eventually pay this loan off early. I will keep this 34% loan about 1 1/2 years, if all goes as we've planned. Thanks for asking!
(Nov-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 11/24/2009 5:20:32 PM |
| carrinel | $100.00 | $100.00 | 11/27/2009 1:22:01 PM |
| sweety075 | $25.00 | $25.00 | 11/27/2009 2:31:22 PM |
| marwadi-62 | $100.00 | $100.00 | 11/28/2009 7:13:54 AM |
| Tizzo27 | $100.00 | $100.00 | 11/28/2009 9:34:20 AM |
| loss-of-control | $100.00 | $100.00 | 11/29/2009 8:37:55 AM |
| TakeCare | $500.00 | $19.99 | 11/29/2009 9:21:46 AM |
| niq4soccer | $25.00 | $25.00 | 11/29/2009 4:10:32 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/29/2009 4:20:14 PM |
| enriched-truth | $44.01 | $44.01 | 11/30/2009 11:48:56 AM |
| maga | $25.00 | $25.00 | 11/30/2009 1:01:31 PM |
| Jazzy503 | $25.00 | $25.00 | 11/30/2009 1:39:56 PM |
| Laxa | $50.00 | $50.00 | 11/30/2009 1:45:09 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 2:53:56 PM |
| ore-accord | $25.00 | $25.00 | 11/30/2009 2:59:18 PM |
| 113121 | $100.00 | $100.00 | 11/30/2009 2:21:58 PM |
| RecoveryLender | $25.00 | $25.00 | 11/30/2009 3:08:13 PM |
| kindness-jedi | $50.00 | $50.00 | 11/30/2009 2:29:43 PM |
| prudent-gain7 | $100.00 | $100.00 | 11/30/2009 2:51:57 PM |
| tigercat | $50.00 | $50.00 | 11/30/2009 2:54:39 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:48:57 PM |
| stable-commitment2 | $25.00 | $25.00 | 11/30/2009 3:26:24 PM |
| loss-of-control | $100.00 | $100.00 | 11/28/2009 3:04:55 PM |
| winmals | $25.00 | $25.00 | 11/28/2009 3:20:27 PM |
| marybennet | $25.00 | $25.00 | 11/28/2009 6:30:50 PM |
| Unitas4302 | $300.00 | $300.00 | 11/29/2009 8:39:41 AM |
| Investor_83 | $25.00 | $25.00 | 11/29/2009 5:24:08 PM |
| WeshaTheLeopard | $35.00 | $35.00 | 11/29/2009 9:23:31 PM |
| chroman | $100.00 | $100.00 | 11/30/2009 3:48:22 AM |
| sorace | $50.00 | $50.00 | 11/30/2009 7:48:55 AM |
| squarebob | $50.00 | $50.00 | 11/30/2009 9:58:36 AM |
| unger | $100.00 | $100.00 | 11/30/2009 10:24:01 AM |
| FarmersBank | $25.00 | $25.00 | 11/30/2009 10:28:34 AM |
| martymaniaman | $25.00 | $25.00 | 11/30/2009 12:16:27 PM |
| Iceman1347 | $25.00 | $25.00 | 11/30/2009 1:18:22 PM |
| Bob450 | $25.00 | $25.00 | 11/30/2009 2:29:42 PM |
| durability-colonel | $50.00 | $50.00 | 11/30/2009 3:31:06 PM |
| heerzaquestion | $25.00 | $25.00 | 11/30/2009 3:40:26 PM |
| kinetic-social | $25.00 | $25.00 | 11/30/2009 3:53:06 PM |
| matrix456 | $250.00 | $250.00 | 11/30/2009 3:34:13 PM |
| Engineer44 | $26.00 | $26.00 | 11/30/2009 3:58:06 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
434574
This series of Notes was issued and sold upon the funding of the borrower loan #39801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $94.97 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $92.91 |
| |
|
Auction yield range:
| 3.29% - 7.69% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,392 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 40% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| best-agile-euro |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off grad. school credit debt
Purpose of loan: I want to pay off all of my credit debt from
graduate school quickly and am tired of having to monitor unexpectedly
fluctuating interest rates on my account!
My financial situation:
I
am a good candidate for this loan because I'm steadily employed in a
tenure-track teaching position.? I can finally save a little nest egg
and pay off those debts from all that time in school.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What interest rate are you currently paying on your student loans? Do you have a maximum rate you need this Prosper loan to fall beneath to make it cost effective for you? - Camerican
A:
Thanks for your question. Ideally, 5% would be a really good rate for me.
(Nov-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lucrative-worth | $25.00 | $25.00 | 11/23/2009 4:07:43 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/23/2009 4:35:07 PM |
| credit-investor5 | $100.00 | $100.00 | 11/23/2009 4:35:52 PM |
| tisiphone | $25.00 | $25.00 | 11/23/2009 4:36:01 PM |
| museic1 | $25.00 | $25.00 | 11/23/2009 4:35:12 PM |
| DukSerduk | $25.00 | $25.00 | 11/23/2009 4:35:23 PM |
| miked8303 | $25.00 | $25.00 | 11/23/2009 4:38:22 PM |
| proteinart | $25.00 | $25.00 | 11/23/2009 4:37:24 PM |
| hard-working-loot | $25.00 | $25.00 | 11/23/2009 4:38:43 PM |
| Banker7371 | $25.00 | $25.00 | 11/23/2009 4:39:44 PM |
| a-responsible-return | $25.00 | $25.00 | 11/23/2009 4:41:34 PM |
| sharkm | $25.00 | $25.00 | 11/23/2009 4:40:58 PM |
| E_G | $50.00 | $50.00 | 11/23/2009 4:41:06 PM |
| Weaverville | $25.00 | $25.00 | 11/23/2009 4:41:57 PM |
| BlindProphet | $25.00 | $25.00 | 11/23/2009 4:42:21 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/23/2009 4:42:53 PM |
| StrongMoney | $25.00 | $25.00 | 11/23/2009 4:35:44 PM |
| keke2000 | $25.00 | $25.00 | 11/23/2009 4:36:29 PM |
| Attract | $25.00 | $25.00 | 11/23/2009 4:41:28 PM |
| bchen78875 | $50.00 | $50.00 | 11/23/2009 4:42:08 PM |
| FundMaker | $25.00 | $25.00 | 11/23/2009 5:55:33 PM |
| heerzaquestion | $45.00 | $45.00 | 11/23/2009 6:16:51 PM |
| neenerman | $36.20 | $36.20 | 11/24/2009 9:57:04 AM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 11:35:28 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 2:54:37 PM |
| scref | $25.00 | $25.00 | 11/24/2009 6:20:07 PM |
| hellasow | $25.00 | $25.00 | 11/25/2009 6:52:20 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/25/2009 6:07:35 PM |
| AsianDragon | $25.00 | $25.00 | 11/26/2009 10:32:30 AM |
| dhallii | $26.00 | $26.00 | 11/27/2009 12:39:54 PM |
| bonus-apple | $80.00 | $80.00 | 11/27/2009 9:31:59 PM |
| justin323 | $25.00 | $25.00 | 11/28/2009 5:30:04 AM |
| tedi-tif | $25.00 | $25.00 | 11/28/2009 10:51:11 AM |
| money-prophesy | $100.00 | $100.00 | 11/28/2009 11:37:09 PM |
| lancetc | $25.00 | $25.00 | 11/29/2009 8:37:16 AM |
| doc1 | $100.00 | $100.00 | 11/29/2009 4:48:12 AM |
| YummiBear | $25.00 | $25.00 | 11/29/2009 4:39:13 PM |
| Planecourage | $25.00 | $25.00 | 11/30/2009 1:32:02 AM |
| Camerican | $25.00 | $25.00 | 11/30/2009 7:21:25 AM |
| Kelor99 | $25.00 | $25.00 | 11/30/2009 8:22:51 AM |
| kulender | $100.00 | $100.00 | 11/30/2009 5:04:54 AM |
| scref | $50.00 | $50.00 | 11/30/2009 9:48:50 AM |
| kf88 | $25.00 | $25.00 | 11/30/2009 1:09:04 PM |
| wwwUniversal | $25.00 | $25.00 | 11/30/2009 3:32:51 PM |
| ljay | $25.00 | $25.00 | 11/23/2009 4:06:50 PM |
| Kerrysbay | $25.00 | $25.00 | 11/23/2009 4:07:01 PM |
| rdrloan | $25.00 | $25.00 | 11/23/2009 4:34:00 PM |
| Jassi | $25.00 | $25.00 | 11/23/2009 4:35:33 PM |
| Gunny89 | $25.00 | $25.00 | 11/23/2009 4:36:48 PM |
| sidney102 | $25.00 | $25.00 | 11/23/2009 4:37:01 PM |
| japper2353 | $25.00 | $25.00 | 11/23/2009 4:36:12 PM |
| TakeCare | $100.00 | $100.00 | 11/23/2009 4:38:12 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/23/2009 4:38:53 PM |
| gizzywump | $25.00 | $25.00 | 11/23/2009 4:38:30 PM |
| Goodlender42 | $25.00 | $25.00 | 11/23/2009 4:39:35 PM |
| repayment-chef | $25.00 | $25.00 | 11/23/2009 4:39:29 PM |
| lloyd_s | $25.00 | $25.00 | 11/23/2009 4:40:12 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2009 4:41:43 PM |
| lend_to_you | $50.00 | $50.00 | 11/23/2009 4:40:29 PM |
| gracej | $25.00 | $25.00 | 11/23/2009 4:42:32 PM |
| trident9 | $50.00 | $16.80 | 11/23/2009 4:43:03 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/23/2009 4:41:15 PM |
| blot44 | $100.00 | $100.00 | 11/23/2009 4:28:20 PM |
| bigballer105 | $25.00 | $25.00 | 11/23/2009 4:36:07 PM |
| Railbird | $25.00 | $25.00 | 11/23/2009 4:36:22 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/23/2009 4:39:00 PM |
| leodaguy | $25.00 | $25.00 | 11/23/2009 4:40:37 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/23/2009 4:40:49 PM |
| BenOrt | $25.00 | $25.00 | 11/23/2009 5:57:56 PM |
| five-star-justice | $36.00 | $36.00 | 11/24/2009 11:44:51 AM |
| PBanker | $25.00 | $25.00 | 11/27/2009 9:32:03 PM |
| springpanda | $50.00 | $50.00 | 11/27/2009 9:31:49 PM |
| dmitriy2 | $25.00 | $25.00 | 11/28/2009 1:00:21 AM |
| Pickmar | $25.00 | $25.00 | 11/28/2009 12:29:02 PM |
| JDLanier | $25.00 | $25.00 | 11/28/2009 3:29:27 PM |
| springpanda | $25.00 | $25.00 | 11/28/2009 1:32:16 PM |
| nbah123 | $50.00 | $50.00 | 11/28/2009 6:38:42 PM |
| octoberfresh | $25.00 | $25.00 | 11/29/2009 8:31:23 AM |
| TampaAces | $50.00 | $50.00 | 11/29/2009 1:07:22 PM |
| savvycash | $35.00 | $35.00 | 11/29/2009 10:47:24 AM |
| jybank | $25.00 | $25.00 | 11/29/2009 6:54:28 PM |
| JerryB96 | $25.00 | $25.00 | 11/29/2009 8:18:20 PM |
| John_14_6 | $25.00 | $25.00 | 11/30/2009 10:49:15 AM |
| SchaeferJ | $25.00 | $25.00 | 11/30/2009 11:38:35 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:31:22 AM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:49:46 PM |
| 86 bids
|
Borrower Payment Dependent Notes Series
434778
This series of Notes was issued and sold upon the funding of the borrower loan #39799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $126.66 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $126.66 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Nov-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 22y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,568 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| rossgload |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < mo. late:
| 0
( 0% )
| 620-639
(Mar-2008)
|
|
Principal balance:
| $1,908.52 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Mom's funeral
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $ 650
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $?0
??Phone, cable, internet: $ 65
??Food, entertainment: $?250
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 15
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $150.00 | $150.00 | 11/23/2009 4:21:12 PM |
| reflective-rupee | $50.00 | $50.00 | 11/23/2009 4:22:58 PM |
| flexible-economy2 | $250.00 | $250.00 | 11/23/2009 5:15:36 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 5:22:16 PM |
| Bob450 | $25.00 | $25.00 | 11/23/2009 9:22:40 PM |
| shawnw2 | $50.00 | $50.00 | 11/23/2009 9:12:49 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 10:45:01 PM |
| People-for-people | $50.00 | $50.00 | 11/24/2009 8:57:03 AM |
| shawnw2 | $50.00 | $50.00 | 11/25/2009 1:22:17 PM |
| Ronnieboy888 | $25.00 | $25.00 | 11/27/2009 1:37:43 PM |
| WMY-Investor | $250.00 | $250.00 | 11/27/2009 8:58:08 PM |
| PXM-Financial | $50.00 | $50.00 | 11/27/2009 7:39:00 PM |
| marybennet | $25.00 | $25.00 | 11/28/2009 6:36:36 PM |
| lib5836 | $25.00 | $25.00 | 11/28/2009 9:11:44 PM |
| Unitas4302 | $200.00 | $200.00 | 11/29/2009 8:42:15 AM |
| EEasyMoney | $25.00 | $25.00 | 11/29/2009 11:42:26 AM |
| loss-of-control | $100.00 | $100.00 | 11/29/2009 9:10:20 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/29/2009 4:24:11 PM |
| reliable-vigilance | $30.00 | $30.00 | 11/30/2009 10:09:24 AM |
| Bidders | $100.00 | $100.00 | 11/30/2009 10:57:44 AM |
| wbwill | $25.00 | $25.00 | 11/30/2009 12:14:36 PM |
| ronin4sale | $25.00 | $25.00 | 11/30/2009 1:21:28 PM |
| nickel-pipeline | $25.00 | $25.00 | 11/30/2009 12:23:39 PM |
| Iceman1347 | $25.00 | $25.00 | 11/30/2009 1:18:01 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:54:21 PM |
| penny-surgeon | $25.00 | $25.00 | 11/29/2009 4:26:24 PM |
| reflective-rupee | $50.00 | $50.00 | 11/23/2009 4:22:28 PM |
| efficient-principal | $100.00 | $100.00 | 11/23/2009 5:22:26 PM |
| Jasmel | $50.00 | $50.00 | 11/23/2009 8:33:41 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 5:17:01 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 10:44:45 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 10:45:15 PM |
| chitown63 | $178.45 | $178.45 | 11/27/2009 8:42:58 AM |
| nickel-pipeline | $50.00 | $50.00 | 11/27/2009 6:56:08 PM |
| Laxa | $25.00 | $25.00 | 11/28/2009 5:32:59 AM |
| jfify | $50.00 | $50.00 | 11/28/2009 6:35:22 AM |
| festivecpl | $25.00 | $25.00 | 11/28/2009 12:03:24 PM |
| Orringo | $50.00 | $50.00 | 11/28/2009 6:29:17 PM |
| hardworking-treasure | $25.00 | $25.00 | 11/28/2009 4:14:31 PM |
| penny-sergeant | $25.00 | $25.00 | 11/28/2009 6:49:50 PM |
| reflective-rupee | $132.00 | $132.00 | 11/29/2009 7:38:12 PM |
| Leshan | $25.00 | $25.00 | 11/30/2009 7:49:38 AM |
| reflective-rupee | $200.00 | $45.09 | 11/30/2009 12:54:51 PM |
| Skeptical-one | $50.00 | $50.00 | 11/30/2009 1:10:25 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 3:01:19 PM |
| transparency-tomahawk | $112.46 | $112.46 | 11/30/2009 4:00:03 PM |
| Engineer44 | $27.00 | $27.00 | 11/30/2009 4:01:16 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
434784
This series of Notes was issued and sold upon the funding of the borrower loan #39743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 13.50% |
Starting borrower rate/APR:
| 14.50% / 16.66% |
Starting monthly payment:
| $602.37 |
|
Final lender yield:
| 11.40% |
Final borrower rate/APR:
| 12.40% / 14.54% |
Final monthly payment:
| $584.60 |
| |
|
Auction yield range:
| 4.29% - 13.50% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 780-799 (Nov-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 51 | Length of status: | 21y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,681 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 48% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dedicatedteacher5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 96% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < mo. late:
| 1
( 4% )
| 780-799
(Oct-2009)
760-779
(Apr-2007)
760-779
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Car/ Credit Cad Consolidation!!!!!!
Purpose of loan:
Your help will enable my husband and I who are teachers to retire in 10 years.? We would like to consolidate our existing car note and credit cards to make one montly payment.? We are looking forward to having our children raised and growing old together.? Our financial situation is so much brighter after having had one Prosper loan and paying that off.? We will need one final Prosper loan to be able to live debt free with the exception of our mortgage which will be paid off in 10 years.? I hope you will find it a wise decision to take a chance on us.? We will not let you down!??
My financial situation:
Having a Prosper loan will allow me to save $300 - $400 monthly so we can make wise use of our Mastercard.? I am looking forward to getting a better financial situation and on the road to a better life for my family.? With your help we can do this.? Thank you.??
Mortgage - $700 (Husband pays mortgage and his car note/gas/extras with his monthly net of $1800)
My Current Monthly Bills ? Total $3760 (Excludes any doctor bills/ fees/other) Car Note - $490 Utilities/ Groceries - $1200 Insurance - $ 650 (Life Insurance and Cars) Help with Daughters College Expenses - $400 Credit Cards - $450 Phones - $320 Church Offerings - $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your monthly take home pay. Thanks. - exciting-fairness
A:
$4200 monthly bring home
(Nov-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| diablo_ny | $25.00 | $25.00 | 11/23/2009 4:02:07 PM |
| suomynona | $25.00 | $25.00 | 11/23/2009 4:02:37 PM |
| wise-cash-keeper | $25.00 | $25.00 | 11/23/2009 4:03:49 PM |
| hard-working-loot | $25.00 | $25.00 | 11/23/2009 4:04:15 PM |
| booksleuth | $50.00 | $50.00 | 11/23/2009 4:04:27 PM |
| skuba | $25.00 | $25.00 | 11/23/2009 4:04:36 PM |
| AF-Chief | $35.00 | $35.00 | 11/23/2009 4:04:47 PM |
| happyskippy0208 | $25.00 | $25.00 | 11/23/2009 4:02:02 PM |
| VBAces | $72.71 | $72.71 | 11/23/2009 4:02:24 PM |
| Floridian71 | $25.00 | $25.00 | 11/23/2009 4:02:34 PM |
| honorable-treasure | $25.00 | $25.00 | 11/23/2009 4:02:38 PM |
| peaceful-trade | $25.00 | $25.00 | 11/23/2009 4:03:15 PM |
| CAGE-Investments | $25.00 | $25.00 | 11/23/2009 4:06:30 PM |
| crazycool | $35.00 | $35.00 | 11/23/2009 4:04:25 PM |
| lucrative-worth | $25.00 | $25.00 | 11/23/2009 4:07:38 PM |
| SkiFastBadly | $25.00 | $25.00 | 11/23/2009 4:05:37 PM |
| iolaire | $25.00 | $25.00 | 11/23/2009 4:08:12 PM |
| icecoldcash | $80.00 | $80.00 | 11/23/2009 4:06:15 PM |
| People-for-people | $50.00 | $50.00 | 11/23/2009 4:06:27 PM |
| a-responsible-return | $25.00 | $25.00 | 11/23/2009 4:06:53 PM |
| newbietony | $25.00 | $25.00 | 11/23/2009 4:10:03 PM |
| mikrolown | $25.00 | $25.00 | 11/23/2009 4:11:15 PM |
| currency-cigar4 | $25.00 | $25.00 | 11/23/2009 4:11:22 PM |
| Havana21 | $50.00 | $50.00 | 11/23/2009 4:12:06 PM |
| tallmon | $25.00 | $25.00 | 11/23/2009 4:09:54 PM |
| lend_to_you | $50.00 | $50.00 | 11/23/2009 4:09:56 PM |
| sharkm | $25.00 | $25.00 | 11/23/2009 4:10:08 PM |
| Clambake | $50.00 | $50.00 | 11/23/2009 4:12:39 PM |
| E_G | $30.00 | $30.00 | 11/23/2009 4:10:13 PM |
| yield-lion | $25.00 | $25.00 | 11/23/2009 4:12:42 PM |
| tremendous-payment | $25.00 | $25.00 | 11/23/2009 4:10:26 PM |
| Cai8899 | $40.00 | $40.00 | 11/23/2009 4:12:55 PM |
| WalnutCreekguy | $33.00 | $33.00 | 11/23/2009 4:13:07 PM |
| biobulator | $25.00 | $25.00 | 11/23/2009 4:10:54 PM |
| jeg3k | $25.00 | $25.00 | 11/23/2009 4:13:19 PM |
| socialbanker | $25.00 | $25.00 | 11/23/2009 4:13:24 PM |
| youqianderen | $50.00 | $50.00 | 11/23/2009 4:13:27 PM |
| rmachi | $25.00 | $25.00 | 11/23/2009 4:11:34 PM |
| justice-dna | $25.00 | $25.00 | 11/23/2009 4:11:43 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 11/23/2009 4:11:53 PM |
| wiltonbound | $25.00 | $25.00 | 11/23/2009 4:14:07 PM |
| czar3 | $30.00 | $30.00 | 11/23/2009 4:12:08 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2009 4:12:15 PM |
| hitsman | $50.00 | $50.00 | 11/23/2009 4:14:15 PM |
| Banker7371 | $25.00 | $25.00 | 11/23/2009 4:15:12 PM |
| syounker | $25.00 | $25.00 | 11/23/2009 4:15:43 PM |
| ryelk | $25.00 | $25.00 | 11/23/2009 4:16:02 PM |
| don8ter | $25.00 | $25.00 | 11/23/2009 4:18:32 PM |
| laudable-balance | $25.00 | $25.00 | 11/23/2009 4:18:46 PM |
| asiaratt | $100.00 | $100.00 | 11/23/2009 4:17:49 PM |
| Speculator | $25.00 | $25.00 | 11/23/2009 4:18:18 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 11/23/2009 4:19:37 PM |
| mamayama | $25.00 | $25.00 | 11/23/2009 4:18:35 PM |
| orderly-loot | $25.00 | $25.00 | 11/23/2009 4:20:15 PM |
| Hogpilot | $25.00 | $25.00 | 11/23/2009 4:20:43 PM |
| trustu | $25.00 | $25.00 | 11/23/2009 4:20:53 PM |
| benroo | $25.00 | $25.00 | 11/23/2009 4:02:16 PM |
| lucrative-durability | $50.00 | $50.00 | 11/23/2009 4:21:44 PM |
| buddy486 | $25.00 | $25.00 | 11/23/2009 4:20:35 PM |
| MTLoans | $25.00 | $25.00 | 11/23/2009 4:02:53 PM |
| uncleegg | $25.00 | $25.00 | 11/23/2009 4:02:59 PM |
| MONEYLENDER101 | $30.98 | $30.98 | 11/23/2009 4:03:13 PM |
| cash-vault | $25.00 | $25.00 | 11/23/2009 4:21:39 PM |
| MakoF16 | $50.00 | $50.00 | 11/23/2009 4:21:47 PM |
| my401K | $36.76 | $36.76 | 11/23/2009 4:04:12 PM |
| integrity-spilunker | $25.00 | $25.00 | 11/23/2009 4:23:40 PM |
| stanbalwight4 | $25.00 | $25.00 | 11/23/2009 4:23:53 PM |
| AhmedAMoussa | $50.00 | $50.00 | 11/23/2009 4:24:14 PM |
| profitable-durability6 | $25.00 | $25.00 | 11/23/2009 4:24:25 PM |
| Lilred7879 | $50.00 | $50.00 | 11/23/2009 4:25:00 PM |
| Gabriel02 | $25.00 | $25.00 | 11/23/2009 4:25:15 PM |
| DadWarbucks | $25.00 | $25.00 | 11/23/2009 4:05:26 PM |
| Yankeeeagle | $25.00 | $25.00 | 11/23/2009 4:25:43 PM |
| Akkon | $25.00 | $25.00 | 11/23/2009 4:23:55 PM |
| Chuck9802 | $25.00 | $25.00 | 11/23/2009 4:26:10 PM |
| Hondo | $25.00 | $25.00 | 11/23/2009 4:05:47 PM |
| redx | $25.00 | $25.00 | 11/23/2009 4:24:24 PM |
| zeraphm | $25.00 | $25.00 | 11/23/2009 4:24:28 PM |
| SnE | $25.00 | $25.00 | 11/23/2009 4:26:25 PM |
| mtquan | $25.00 | $25.00 | 11/23/2009 4:06:08 PM |
| The_Donald | $25.00 | $25.00 | 11/23/2009 4:24:34 PM |
| jhouman | $25.00 | $25.00 | 11/23/2009 4:26:33 PM |
| friendly-return7 | $25.00 | $25.00 | 11/23/2009 4:24:53 PM |
| Lesburger | $25.00 | $25.00 | 11/23/2009 4:25:03 PM |
| GOPHERBOY | $60.00 | $60.00 | 11/23/2009 4:25:29 PM |
| Skiph | $25.00 | $25.00 | 11/23/2009 4:25:37 PM |
| BayShell | $40.00 | $40.00 | 11/23/2009 4:28:33 PM |
| BlindJoeDeath | $25.00 | $25.00 | 11/23/2009 4:26:46 PM |
| bradny | $25.00 | $25.00 | 11/23/2009 4:30:09 PM |
| 108lender | $200.00 | $200.00 | 11/23/2009 4:30:31 PM |
| payout-carnival | $25.00 | $25.00 | 11/23/2009 4:30:37 PM |
| BuffetRocks | $50.00 | $50.00 | 11/23/2009 4:30:59 PM |
| Weaverville | $25.00 | $25.00 | 11/23/2009 4:31:41 PM |
| Interstate_Rate | $500.00 | $500.00 | 11/23/2009 4:30:00 PM |
| JohnGalt94 | $25.00 | $25.00 | 11/23/2009 4:30:06 PM |
| freqflyer | $25.00 | $25.00 | 11/23/2009 4:32:18 PM |
| blackstar | $25.00 | $25.00 | 11/23/2009 4:32:24 PM |
| ramblin | $25.00 | $25.00 | 11/23/2009 4:30:52 PM |
| jack4875 | $25.00 | $25.00 | 11/23/2009 4:32:30 PM |
| transaction-axis | $25.00 | $25.00 | 11/23/2009 4:10:23 PM |
| Artist_Blue | $25.00 | $25.00 | 11/23/2009 4:10:47 PM |
| dollar-oracle55 | $25.00 | $25.00 | 11/23/2009 4:32:00 PM |
| cyberie21 | $25.72 | $25.72 | 11/23/2009 4:32:13 PM |
| Heatguy | $75.00 | $75.00 | 11/23/2009 4:11:19 PM |
| Sibelius2 | $25.00 | $25.00 | 11/23/2009 4:32:48 PM |
| boater01 | $50.00 | $50.00 | 11/23/2009 4:32:56 PM |
| credit-kahuna | $100.00 | $100.00 | 11/23/2009 4:11:38 PM |
| fmvaulter | $25.00 | $25.00 | 11/23/2009 4:33:33 PM |
| fllender | $25.00 | $25.00 | 11/23/2009 4:33:35 PM |
| NATIVEBORN | $25.00 | $25.00 | 11/23/2009 4:33:40 PM |
| SNH | $50.00 | $50.00 | 11/23/2009 4:12:20 PM |
| dullstar | $25.00 | $25.00 | 11/23/2009 4:34:56 PM |
| Dunndeal4u | $25.00 | $25.00 | 11/23/2009 4:13:31 PM |
| benefit-squirrel | $30.00 | $30.00 | 11/23/2009 4:13:58 PM |
| proteinart | $25.00 | $25.00 | 11/23/2009 4:37:20 PM |
| Velocity_Lenders | $100.00 | $100.00 | 11/23/2009 4:36:15 PM |
| TakeCare | $100.00 | $100.00 | 11/23/2009 4:38:08 PM |
| slartibardfast | $25.00 | $25.00 | 11/23/2009 4:15:15 PM |
| wrighco | $25.00 | $25.00 | 11/23/2009 4:15:21 PM |
| MoneyU4IA | $25.00 | $25.00 | 11/23/2009 4:15:30 PM |
| 888168 | $50.00 | $50.00 | 11/23/2009 4:43:44 PM |
| evnagelist | $50.00 | $50.00 | 11/23/2009 4:43:48 PM |
| LAKESPRING | $25.00 | $25.00 | 11/23/2009 4:18:54 PM |
| KVEER | $25.00 | $25.00 | 11/23/2009 4:18:57 PM |
| Buffer10 | $100.00 | $100.00 | 11/23/2009 4:20:08 PM |
| angelinvestor01 | $25.00 | $25.00 | 11/23/2009 4:20:48 PM |
| tom48l | $25.00 | $25.00 | 11/23/2009 4:21:02 PM |
| Mr_Marcus | $50.00 | $50.00 | 11/23/2009 4:44:23 PM |
| mikeandcat | $50.00 | $50.00 | 11/23/2009 4:44:30 PM |
| vegaslender88 | $25.00 | $25.00 | 11/23/2009 4:46:20 PM |
| pleasant-basis | $25.00 | $25.00 | 11/23/2009 4:21:37 PM |
| sidney102 | $50.00 | $50.00 | 11/23/2009 4:21:53 PM |
| revenue-serenity | $25.00 | $25.00 | 11/23/2009 4:47:45 PM |
| jammers | $25.00 | $25.00 | 11/23/2009 4:23:29 PM |
| sagemoto | $28.40 | $28.40 | 11/23/2009 4:23:57 PM |
| aguru54 | $25.00 | $25.00 | 11/23/2009 4:49:21 PM |
| rvtbike | $50.00 | $50.00 | 11/23/2009 4:24:30 PM |
| gnar | $25.00 | $25.00 | 11/23/2009 4:24:37 PM |
| resource777 | $25.00 | $25.00 | 11/23/2009 4:24:58 PM |
| selfmademan | $25.00 | $25.00 | 11/23/2009 4:25:08 PM |
| BrighterSuns | $25.00 | $25.00 | 11/23/2009 4:47:58 PM |
| TheoProf | $25.00 | $25.00 | 11/23/2009 4:26:41 PM |
| summerlander | $25.00 | $25.00 | 11/23/2009 4:51:01 PM |
| fordguy75 | $25.00 | $25.00 | 11/23/2009 4:51:08 PM |
| MathMuse | $25.00 | $25.00 | 11/23/2009 4:51:12 PM |
| glider2 | $25.00 | $25.00 | 11/23/2009 4:51:16 PM |
| Calman7 | $25.00 | $25.00 | 11/23/2009 4:51:20 PM |
| CROBRUN | $50.00 | $50.00 | 11/23/2009 4:51:26 PM |
| payment-keeper | $25.00 | $25.00 | 11/23/2009 4:51:31 PM |
| Radu43 | $25.00 | $25.00 | 11/23/2009 4:51:44 PM |
| vigorous-moola | $28.00 | $28.00 | 11/23/2009 4:51:49 PM |
| dinero-oasis | $25.00 | $25.00 | 11/23/2009 4:52:42 PM |
| dinero-festivity2 | $50.00 | $50.00 | 11/23/2009 4:52:54 PM |
| GElender | $50.00 | $50.00 | 11/23/2009 4:29:41 PM |
| LoansomeRanger | $25.00 | $25.00 | 11/23/2009 4:53:11 PM |
| JGB | $25.00 | $25.00 | 11/23/2009 4:30:19 PM |
| ryreesado | $25.00 | $25.00 | 11/23/2009 4:53:25 PM |
| the-bright-velocity | $50.00 | $50.00 | 11/23/2009 4:30:43 PM |
| loyalty-financier | $25.00 | $25.00 | 11/23/2009 4:51:04 PM |
| wstpacific | $25.00 | $25.00 | 11/23/2009 4:51:09 PM |
| dime-worker | $25.00 | $25.00 | 11/23/2009 4:51:15 PM |
| treasure-miser | $25.00 | $25.00 | 11/23/2009 4:51:23 PM |
| ArashMass | $25.00 | $25.00 | 11/23/2009 4:51:28 PM |
| cscott2007 | $50.00 | $50.00 | 11/23/2009 4:51:35 PM |
| bid-chuckler | $25.00 | $25.00 | 11/23/2009 4:53:59 PM |
| brazilofmux | $100.00 | $100.00 | 11/23/2009 4:31:24 PM |
| peso-colonel | $25.00 | $25.00 | 11/23/2009 4:54:10 PM |
| roto | $25.00 | $25.00 | 11/23/2009 4:31:45 PM |
| equitable-camaraderi | $25.00 | $25.00 | 11/23/2009 4:52:13 PM |
| djs81 | $25.00 | $25.00 | 11/23/2009 4:54:28 PM |
| TURNTEX75 | $25.00 | $25.00 | 11/23/2009 4:52:16 PM |
| srilm | $25.00 | $25.00 | 11/23/2009 4:32:07 PM |
| mizon291 | $25.00 | $25.00 | 11/23/2009 4:32:20 PM |
| community-pipeline8 | $50.00 | $50.00 | 11/23/2009 4:54:52 PM |
| Halos2002 | $50.00 | $50.00 | 11/23/2009 4:32:59 PM |
| payout-point | $50.00 | $50.00 | 11/23/2009 4:33:06 PM |
| DSK_Financials | $50.00 | $50.00 | 11/23/2009 4:55:30 PM |
| credit-force5 | $25.00 | $25.00 | 11/23/2009 4:33:51 PM |
| Rcprofit | $25.00 | $25.00 | 11/23/2009 4:54:01 PM |
| KiwiElf | $25.00 | $25.00 | 11/23/2009 4:34:05 PM |
| thumper64 | $30.00 | $30.00 | 11/23/2009 4:34:12 PM |
| Boca | $25.00 | $25.00 | 11/23/2009 4:34:31 PM |
| return-elm | $25.00 | $25.00 | 11/23/2009 4:34:35 PM |
| i3urtonair | $25.00 | $25.00 | 11/23/2009 4:56:43 PM |
| opt1mum | $25.00 | $25.00 | 11/23/2009 4:55:17 PM |
| Dairyboy | $25.00 | $25.00 | 11/23/2009 4:55:24 PM |
| ytjameslee | $50.00 | $50.00 | 11/23/2009 4:35:27 PM |
| Jassi | $25.00 | $25.00 | 11/23/2009 4:35:37 PM |
| worldly-community3 | $25.00 | $25.00 | 11/23/2009 4:55:54 PM |
| Texas2020 | $56.20 | $56.20 | 11/23/2009 4:56:06 PM |
| jackbauer | $25.00 | $25.00 | 11/23/2009 4:56:55 PM |
| HawaiiB | $25.00 | $25.00 | 11/23/2009 4:57:56 PM |
| antlr | $25.00 | $25.00 | 11/23/2009 4:38:36 PM |
| Goodlender42 | $25.00 | $25.00 | 11/23/2009 4:39:39 PM |
| neighborly-hope6 | $100.00 | $100.00 | 11/23/2009 4:43:09 PM |
| magical-greenback | $55.00 | $55.00 | 11/23/2009 4:44:15 PM |
| stollcm | $25.00 | $25.00 | 11/23/2009 4:47:37 PM |
| loanfairy | $25.00 | $25.00 | 11/23/2009 4:47:49 PM |
| DLock99 | $50.00 | $50.00 | 11/23/2009 4:48:22 PM |
| highcountry1 | $25.00 | $25.00 | 11/23/2009 4:48:32 PM |
| skvat | $25.00 | $25.00 | 11/23/2009 4:49:04 PM |
| loan-machine1 | $25.00 | $25.00 | 11/23/2009 4:49:57 PM |
| JSKUSN | $25.00 | $25.00 | 11/23/2009 4:50:21 PM |
| epit | $25.00 | $25.00 | 11/23/2009 4:50:55 PM |
| trade-relief1 | $25.00 | $25.00 | 11/23/2009 4:51:00 PM |
| Jasper | $25.00 | $25.00 | 11/23/2009 4:51:05 PM |
| JABEZ-OPERATIONS | $25.00 | $25.00 | 11/23/2009 4:51:13 PM |
| healthy-diversification | $25.00 | $25.00 | 11/23/2009 4:51:21 PM |
| sparkling-silver1 | $25.00 | $25.00 | 11/23/2009 4:51:34 PM |
| awwaww | $25.00 | $25.00 | 11/23/2009 4:51:42 PM |
| Rupees_n_Pesos | $25.00 | $25.00 | 11/23/2009 4:51:47 PM |
| teller | $25.00 | $25.00 | 11/23/2009 4:52:21 PM |
| mjdaking | $25.00 | $25.00 | 11/23/2009 4:52:35 PM |
| kginatl | $50.02 | $50.02 | 11/23/2009 4:53:49 PM |
| mydreamsagain | $25.00 | $25.00 | 11/23/2009 4:54:03 PM |
| treasure-bliss | $100.00 | $100.00 | 11/23/2009 4:54:07 PM |
| deal-kung-fu | $25.00 | $25.00 | 11/23/2009 4:54:11 PM |
| BaxterEvil | $25.00 | $25.00 | 11/23/2009 4:55:03 PM |
| wise-bonus-honker | $25.00 | $25.00 | 11/23/2009 4:55:39 PM |
| Jopok | $25.00 | $25.00 | 11/23/2009 4:56:09 PM |
| portfolio-zone801 | $25.00 | $25.00 | 11/23/2009 4:56:13 PM |
| mlkhamilton | $25.00 | $25.00 | 11/23/2009 4:56:24 PM |
| order-prospector | $50.00 | $50.00 | 11/23/2009 4:56:29 PM |
| PEDRO627 | $25.00 | $25.00 | 11/23/2009 4:56:52 PM |
| money-prophesy | $50.00 | $50.00 | 11/23/2009 4:57:44 PM |
| impeccable-transparency | $75.00 | $28.71 | 11/23/2009 4:57:59 PM |
| interstellar | $50.00 | $50.00 | 11/24/2009 11:38:58 AM |
| Ven58 | $25.00 | $25.00 | 11/24/2009 3:08:21 PM |
| sparkmeister | $25.00 | $25.00 | 11/25/2009 4:38:31 AM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:57:32 PM |
| loyalty-czar | $50.00 | $50.00 | 11/25/2009 9:48:45 PM |
| patriot384 | $100.00 | $100.00 | 11/26/2009 5:28:20 AM |
| JTHarris | $100.00 | $100.00 | 11/26/2009 2:30:30 PM |
| williamdkit | $28.56 | $28.56 | 11/26/2009 6:31:08 PM |
| cashasaurus0 | $100.00 | $100.00 | 11/27/2009 3:49:03 AM |
| SV-AZ | $25.00 | $25.00 | 11/27/2009 10:51:21 AM |
| loss-of-control | $25.00 | $25.00 | 11/27/2009 11:52:24 AM |
| CA_Lender | $25.00 | $25.00 | 11/27/2009 4:28:10 PM |
| usedtoborrow | $50.00 | $50.00 | 11/27/2009 7:28:52 PM |
| prudent-gain7 | $25.00 | $25.00 | 11/27/2009 6:04:53 PM |
| Earnest_Money | $50.00 | $50.00 | 11/27/2009 6:37:15 PM |
| UOweMe | $25.00 | $25.00 | 11/28/2009 7:12:26 AM |
| Havnfun | $25.00 | $25.00 | 11/28/2009 6:19:28 PM |
| gothampark | $25.00 | $25.00 | 11/29/2009 6:56:21 PM |
| HenryK7 | $25.00 | $25.00 | 11/29/2009 7:27:20 PM |
| JerryB96 | $25.00 | $25.00 | 11/29/2009 8:38:31 PM |
| oldman68 | $25.00 | $25.00 | 11/29/2009 10:45:29 PM |
| dmitriy2 | $25.00 | $25.00 | 11/30/2009 10:46:20 AM |
| FundMaker | $25.00 | $25.00 | 11/30/2009 1:42:57 PM |
| exciting-fairness | $200.00 | $200.00 | 11/30/2009 3:49:02 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:54:48 PM |
| infinitemudra | $25.00 | $25.00 | 11/23/2009 4:02:46 PM |
| supersarah61 | $25.00 | $25.00 | 11/23/2009 4:03:00 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 11/23/2009 4:04:40 PM |
| Sefotonga | $25.00 | $25.00 | 11/23/2009 4:04:56 PM |
| coolspeed | $25.00 | $25.00 | 11/23/2009 4:02:04 PM |
| fun2invest | $25.00 | $25.00 | 11/23/2009 4:05:30 PM |
| Tahoeguy | $50.00 | $50.00 | 11/23/2009 4:05:40 PM |
| Okinutah | $25.00 | $25.00 | 11/23/2009 4:02:54 PM |
| amint17 | $25.00 | $25.00 | 11/23/2009 4:05:42 PM |
| subtle-interest | $25.00 | $25.00 | 11/23/2009 4:03:01 PM |
| vcbogan | $100.00 | $100.00 | 11/23/2009 4:05:55 PM |
| bonanza1973 | $25.00 | $25.00 | 11/23/2009 4:03:55 PM |
| Kerrysbay | $25.00 | $25.00 | 11/23/2009 4:06:58 PM |
| five-star-note | $25.00 | $25.00 | 11/23/2009 4:07:27 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/23/2009 4:08:23 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 4:05:58 PM |
| ljay | $25.00 | $25.00 | 11/23/2009 4:06:47 PM |
| desertoasis | $25.00 | $25.00 | 11/23/2009 4:07:17 PM |
| leodaguy | $25.00 | $25.00 | 11/23/2009 4:09:59 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/23/2009 4:10:17 PM |
| miked8303 | $25.00 | $25.00 | 11/23/2009 4:11:12 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 11/23/2009 4:12:00 PM |
| swoosh | $25.00 | $25.00 | 11/23/2009 4:12:45 PM |
| lloyd_s | $25.00 | $25.00 | 11/23/2009 4:10:37 PM |
| bchen78875 | $25.00 | $25.00 | 11/23/2009 4:13:01 PM |
| brother_tam | $50.00 | $50.00 | 11/23/2009 4:10:55 PM |
| xstreamin | $25.00 | $25.00 | 11/23/2009 4:13:35 PM |
| museic1 | $50.00 | $50.00 | 11/23/2009 4:12:27 PM |
| bonus-buddy2 | $35.00 | $35.00 | 11/23/2009 4:12:34 PM |
| techvet | $25.00 | $25.00 | 11/23/2009 4:13:11 PM |
| chicco | $80.00 | $80.00 | 11/23/2009 4:13:15 PM |
| shrewd-deal | $25.00 | $25.00 | 11/23/2009 4:14:22 PM |
| five-star-justice | $36.00 | $36.00 | 11/23/2009 4:14:40 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/23/2009 4:15:29 PM |
| steady-gain5 | $25.00 | $25.00 | 11/23/2009 4:17:27 PM |
| silver-armada | $100.00 | $100.00 | 11/23/2009 4:17:34 PM |
| efficient-bid2 | $25.00 | $25.00 | 11/23/2009 4:17:11 PM |
| vkorichkov | $30.00 | $30.00 | 11/23/2009 4:18:42 PM |
| digitalrinaldo | $25.00 | $25.00 | 11/23/2009 4:17:43 PM |
| djindepth | $50.00 | $50.00 | 11/23/2009 4:19:00 PM |
| crenen139 | $50.00 | $50.00 | 11/23/2009 4:19:22 PM |
| Macinvest | $25.00 | $25.00 | 11/23/2009 4:19:40 PM |
| Cheburashka | $25.00 | $25.00 | 11/23/2009 4:20:09 PM |
| JohnW12 | $25.00 | $25.00 | 11/23/2009 4:20:13 PM |
| Kansas | $25.00 | $25.00 | 11/23/2009 4:19:23 PM |
| TheGrayFox | $25.00 | $25.00 | 11/23/2009 4:19:50 PM |
| meteoric-asset4 | $25.00 | $25.00 | 11/23/2009 4:21:14 PM |
| melodious-fairness | $25.00 | $25.00 | 11/23/2009 4:20:04 PM |
| fuzed | $65.00 | $65.00 | 11/23/2009 4:02:00 PM |
| fair-funds | $25.00 | $25.00 | 11/23/2009 4:20:22 PM |
| Gibbyland | $75.00 | $75.00 | 11/23/2009 4:02:28 PM |
| puntme | $25.00 | $25.00 | 11/23/2009 4:21:44 PM |
| chief_wo | $25.00 | $25.00 | 11/23/2009 4:03:02 PM |
| agwosdof | $47.94 | $47.94 | 11/23/2009 4:03:06 PM |
| kchen486 | $25.00 | $25.00 | 11/23/2009 4:03:14 PM |
| wise-agile-investment | $25.00 | $25.00 | 11/23/2009 4:21:08 PM |
| 3am-preacher | $25.00 | $25.00 | 11/23/2009 4:22:20 PM |
| mpactlender | $25.00 | $25.00 | 11/23/2009 4:21:28 PM |
| doublediamond | $25.00 | $25.00 | 11/23/2009 4:21:48 PM |
| burrito6 | $25.00 | $25.00 | 11/23/2009 4:22:06 PM |
| granitepk | $25.00 | $25.00 | 11/23/2009 4:24:03 PM |
| gold-disk | $50.00 | $50.00 | 11/23/2009 4:05:13 PM |
| rakstar | $25.00 | $25.00 | 11/23/2009 4:25:41 PM |
| juiceman818 | $25.00 | $25.00 | 11/23/2009 4:23:50 PM |
| Ivan2007 | $50.00 | $50.00 | 11/23/2009 4:25:48 PM |
| SkepticalBen | $25.00 | $25.00 | 11/23/2009 4:24:09 PM |
| Unclejohn | $25.00 | $25.00 | 11/23/2009 4:24:17 PM |
| tisiphone | $25.00 | $25.00 | 11/23/2009 4:26:31 PM |
| omniviper | $25.00 | $25.00 | 11/23/2009 4:06:10 PM |
| chlebie | $50.00 | $50.00 | 11/23/2009 4:24:40 PM |
| topher515 | $25.00 | $25.00 | 11/23/2009 4:26:38 PM |
| asalzma | $25.00 | $25.00 | 11/23/2009 4:24:50 PM |
| hptcrabbers | $25.00 | $25.00 | 11/23/2009 4:25:20 PM |
| bluprntguy | $25.00 | $25.00 | 11/23/2009 4:26:01 PM |
| cash-boots | $25.00 | $25.00 | 11/23/2009 4:07:31 PM |
| CrossCreek | $25.00 | $25.00 | 11/23/2009 4:26:19 PM |
| accordion8 | $50.00 | $50.00 | 11/23/2009 4:26:43 PM |
| useful-p2ploan | $50.00 | $50.00 | 11/23/2009 4:26:51 PM |
| HeavyDriver03 | $25.00 | $25.00 | 11/23/2009 4:29:37 PM |
| deal-pioneer1 | $25.00 | $25.00 | 11/23/2009 4:29:42 PM |
| financial-frenzy | $50.00 | $50.00 | 11/23/2009 4:30:03 PM |
| beezling | $40.00 | $40.00 | 11/23/2009 4:30:41 PM |
| galtsgulch | $25.00 | $25.00 | 11/23/2009 4:30:57 PM |
| eloquent-penny | $25.00 | $25.00 | 11/23/2009 4:31:02 PM |
| steves73 | $25.00 | $25.00 | 11/23/2009 4:31:28 PM |
| honorable-yield | $50.00 | $50.00 | 11/23/2009 4:31:30 PM |
| gracej | $25.00 | $25.00 | 11/23/2009 4:31:51 PM |
| educationfirst | $25.00 | $25.00 | 11/23/2009 4:32:03 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/23/2009 4:30:25 PM |
| elevated-platinum5 | $50.00 | $50.00 | 11/23/2009 4:30:27 PM |
| aasx1108 | $25.00 | $25.00 | 11/23/2009 4:32:33 PM |
| peripatetic | $25.00 | $25.00 | 11/23/2009 4:31:03 PM |
| philwags | $25.00 | $25.00 | 11/23/2009 4:32:49 PM |
| CASHGIRL | $75.00 | $75.00 | 11/23/2009 4:10:33 PM |
| thrifty-peso | $25.00 | $25.00 | 11/23/2009 4:33:26 PM |
| kulender | $25.00 | $25.00 | 11/23/2009 4:32:10 PM |
| whiterabbit1874 | $25.00 | $25.00 | 11/23/2009 4:34:15 PM |
| Josta | $50.00 | $50.00 | 11/23/2009 4:32:46 PM |
| irrelevant | $25.00 | $25.00 | 11/23/2009 4:34:20 PM |
| value-pole | $25.00 | $25.00 | 11/23/2009 4:11:26 PM |
| Lightlife | $50.00 | $50.00 | 11/23/2009 4:11:29 PM |
| Dahlozer | $25.00 | $25.00 | 11/23/2009 4:34:24 PM |
| power-flow6 | $25.00 | $25.00 | 11/23/2009 4:34:27 PM |
| icontender | $25.00 | $25.00 | 11/23/2009 4:33:28 PM |
| payout-achievement | $40.00 | $40.00 | 11/23/2009 4:11:48 PM |
| valiant-p2p | $25.00 | $25.00 | 11/23/2009 4:33:53 PM |
| kmwvma | $25.00 | $25.00 | 11/23/2009 4:33:55 PM |
| CarDealer3070 | $25.00 | $25.00 | 11/23/2009 4:11:58 PM |
| Frenchynh | $25.00 | $25.00 | 11/23/2009 4:34:27 PM |
| rolandweary | $40.00 | $40.00 | 11/23/2009 4:12:22 PM |
| shingu79 | $50.00 | $50.00 | 11/23/2009 4:34:40 PM |
| StrongMoney | $25.00 | $25.00 | 11/23/2009 4:35:48 PM |
| RetiredATC | $25.00 | $25.00 | 11/23/2009 4:12:50 PM |
| ThomasCrown | $30.00 | $30.00 | 11/23/2009 4:13:40 PM |
| Dutchhunter | $25.00 | $25.00 | 11/23/2009 4:13:44 PM |
| wayman | $50.00 | $50.00 | 11/23/2009 4:13:51 PM |
| credit-investor5 | $100.00 | $100.00 | 11/23/2009 4:35:57 PM |
| exact-justice | $25.00 | $25.00 | 11/23/2009 4:13:56 PM |
| bigballer105 | $25.00 | $25.00 | 11/23/2009 4:36:05 PM |
| andyb9 | $25.00 | $25.00 | 11/23/2009 4:14:01 PM |
| dignified-finance | $25.00 | $25.00 | 11/23/2009 4:14:34 PM |
| repayment-chef | $25.00 | $25.00 | 11/23/2009 4:39:25 PM |
| harperpotok | $100.00 | $100.00 | 11/23/2009 4:15:40 PM |
| ekn_enterprises | $25.00 | $25.00 | 11/23/2009 4:17:13 PM |
| hyetech | $35.00 | $35.00 | 11/23/2009 4:17:17 PM |
| BlindProphet | $25.00 | $25.00 | 11/23/2009 4:42:25 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/23/2009 4:17:22 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/23/2009 4:40:43 PM |
| Attract | $25.00 | $25.00 | 11/23/2009 4:41:23 PM |
| gethsemane4 | $25.00 | $25.00 | 11/23/2009 4:19:05 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/23/2009 4:42:46 PM |
| thestartuplender | $35.00 | $35.00 | 11/23/2009 4:19:13 PM |
| trident9 | $50.00 | $50.00 | 11/23/2009 4:42:59 PM |
| Klearwater_Pools | $25.00 | $25.00 | 11/23/2009 4:44:46 PM |
| Steveoo1 | $25.00 | $25.00 | 11/23/2009 4:20:24 PM |
| HAVEANICEDAY | $25.00 | $25.00 | 11/23/2009 4:20:32 PM |
| Syzygy | $25.00 | $25.00 | 11/23/2009 4:21:01 PM |
| bigdogsafety1 | $25.00 | $25.00 | 11/23/2009 4:21:18 PM |
| LEWK25 | $25.00 | $25.00 | 11/23/2009 4:21:29 PM |
| trade-doughnut5 | $25.00 | $25.00 | 11/23/2009 4:44:35 PM |
| trade-pragmatist | $25.00 | $25.00 | 11/23/2009 4:46:30 PM |
| special-truth | $25.00 | $25.00 | 11/23/2009 4:48:14 PM |
| uga | $25.00 | $25.00 | 11/23/2009 4:23:39 PM |
| open-minded-finance1 | $25.00 | $25.00 | 11/23/2009 4:46:44 PM |
| ben10jen | $25.00 | $25.00 | 11/23/2009 4:24:07 PM |
| copperfield | $25.00 | $25.00 | 11/23/2009 4:24:12 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 11/23/2009 4:49:18 PM |
| money-explorer3 | $25.00 | $25.00 | 11/23/2009 4:24:21 PM |
| neenerman | $25.00 | $25.00 | 11/23/2009 4:50:12 PM |
| duty-monger | $50.00 | $50.00 | 11/23/2009 4:26:14 PM |
| Sierralance | $25.00 | $25.00 | 11/23/2009 4:50:46 PM |
| Avid_Skier | $25.00 | $25.00 | 11/23/2009 4:48:45 PM |
| windypilot | $50.00 | $50.00 | 11/23/2009 4:51:05 PM |
| Gnube | $25.00 | $25.00 | 11/23/2009 4:48:49 PM |
| MoneyPlant | $25.00 | $25.00 | 11/23/2009 4:51:11 PM |
| EPCapital | $25.00 | $25.00 | 11/23/2009 4:51:14 PM |
| RochelleW | $50.00 | $50.00 | 11/23/2009 4:51:18 PM |
| tspyz | $25.00 | $25.00 | 11/23/2009 4:51:24 PM |
| Minotaur | $36.00 | $36.00 | 11/23/2009 4:51:37 PM |
| Viamin | $25.00 | $25.00 | 11/23/2009 4:51:41 PM |
| MuchoMoneyMike | $25.00 | $25.00 | 11/23/2009 4:51:45 PM |
| DonaldColorado | $25.00 | $25.00 | 11/23/2009 4:49:16 PM |
| lounges | $25.00 | $25.00 | 11/23/2009 4:52:11 PM |
| alex189a | $25.00 | $25.00 | 11/23/2009 4:53:01 PM |
| cerebral-capital8 | $25.00 | $25.00 | 11/23/2009 4:53:14 PM |
| SDNLR | $25.00 | $25.00 | 11/23/2009 4:50:39 PM |
| Palacios | $50.00 | $50.00 | 11/23/2009 4:30:14 PM |
| best-decisive-peace | $25.00 | $25.00 | 11/23/2009 4:30:30 PM |
| oasis4 | $25.00 | $25.00 | 11/23/2009 4:51:08 PM |
| calm-deal7 | $25.00 | $25.00 | 11/23/2009 4:51:10 PM |
| special-responsibility | $25.00 | $25.00 | 11/23/2009 4:51:30 PM |
| serpentine | $50.00 | $50.00 | 11/23/2009 4:51:39 PM |
| Aquani | $50.00 | $50.00 | 11/23/2009 4:31:56 PM |
| fortytwo | $100.00 | $100.00 | 11/23/2009 4:32:22 PM |
| internetwolf | $25.00 | $25.00 | 11/23/2009 4:32:29 PM |
| rob1971 | $25.00 | $25.00 | 11/23/2009 4:32:43 PM |
| NS22 | $25.00 | $25.00 | 11/23/2009 4:55:14 PM |
| PatRichi | $25.00 | $25.00 | 11/23/2009 4:33:14 PM |
| affluence-tycoon | $25.00 | $25.00 | 11/23/2009 4:55:28 PM |
| HelpFromNY | $25.00 | $25.00 | 11/23/2009 4:33:27 PM |
| twirl2 | $25.00 | $25.00 | 11/23/2009 4:33:34 PM |
| transaction-aggregator7 | $25.00 | $25.00 | 11/23/2009 4:55:43 PM |
| point-shooter | $25.00 | $25.00 | 11/23/2009 4:33:48 PM |
| mmqc | $25.00 | $25.00 | 11/23/2009 4:33:57 PM |
| ekmendenhall | $25.00 | $25.00 | 11/23/2009 4:56:27 PM |
| Aimvest | $25.00 | $25.00 | 11/23/2009 4:34:33 PM |
| standanddeliver | $25.00 | $25.00 | 11/23/2009 4:34:43 PM |
| powerful-velocity | $25.00 | $25.00 | 11/23/2009 4:57:36 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 11/23/2009 4:56:33 PM |
| gizzywump | $25.00 | $25.00 | 11/23/2009 4:38:27 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/23/2009 4:38:50 PM |
| unk1911 | $25.00 | $25.00 | 11/23/2009 5:18:44 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 11/23/2009 4:45:05 PM |
| lendacity | $25.00 | $25.00 | 11/23/2009 4:47:11 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 11/23/2009 4:48:36 PM |
| aspen5 | $25.00 | $25.00 | 11/23/2009 4:48:47 PM |
| steiglends | $41.18 | $41.18 | 11/23/2009 6:41:31 PM |
| langdonx | $25.00 | $25.00 | 11/23/2009 4:50:37 PM |
| mketelecom | $25.00 | $25.00 | 11/23/2009 4:51:07 PM |
| fighter129 | $25.00 | $25.00 | 11/23/2009 4:51:22 PM |
| Vess | $25.00 | $25.00 | 11/23/2009 4:51:25 PM |
| natural-note | $25.00 | $25.00 | 11/23/2009 4:51:33 PM |
| value-caravan | $25.00 | $25.00 | 11/23/2009 4:51:37 PM |
| hope-hickory | $25.00 | $25.00 | 11/23/2009 4:51:40 PM |
| Munnie | $43.00 | $43.00 | 11/23/2009 4:51:46 PM |
| shiny-rupee | $50.00 | $50.00 | 11/23/2009 4:54:09 PM |
| roblender | $25.00 | $25.00 | 11/23/2009 4:56:03 PM |
| AGSLending | $25.00 | $25.00 | 11/23/2009 4:56:18 PM |
| forthright-dedication | $25.00 | $25.00 | 11/23/2009 4:57:31 PM |
| soccermom33 | $25.00 | $25.00 | 11/23/2009 4:57:54 PM |
| JCMC | $25.00 | $25.00 | 11/23/2009 6:53:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 11:20:58 AM |
| impartial-deal | $50.00 | $50.00 | 11/24/2009 12:05:57 PM |
| liederhaus | $40.32 | $40.32 | 11/25/2009 12:40:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 11/26/2009 8:40:19 AM |
| psalms6612 | $25.00 | $25.00 | 11/26/2009 3:30:44 PM |
| outofoffice | $50.00 | $50.00 | 11/27/2009 10:12:16 AM |
| SV-AZ | $25.00 | $25.00 | 11/27/2009 10:51:15 AM |
| longisland47m | $25.00 | $25.00 | 11/27/2009 11:22:40 AM |
| innovator2 | $50.00 | $50.00 | 11/27/2009 11:00:53 AM |
| fairness-faire | $25.00 | $25.00 | 11/28/2009 12:16:46 AM |
| building_community | $25.00 | $25.00 | 11/28/2009 9:18:38 AM |
| b094 | $50.00 | $50.00 | 11/28/2009 10:45:54 AM |
| Bidwinner08 | $29.71 | $29.71 | 11/28/2009 2:00:06 PM |
| festivecpl | $25.00 | $25.00 | 11/28/2009 11:59:15 AM |
| lazyeye | $25.00 | $25.00 | 11/28/2009 5:20:40 PM |
| jybank | $25.00 | $25.00 | 11/28/2009 6:35:59 PM |
| smart-gain | $25.00 | $25.00 | 11/28/2009 4:15:45 PM |
| mcabery | $150.00 | $150.00 | 11/29/2009 9:34:07 AM |
| adventure0 | $300.00 | $300.00 | 11/29/2009 4:09:21 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 11/29/2009 4:48:10 PM |
| 2Below | $25.00 | $25.00 | 11/29/2009 5:28:33 PM |
| wild-orange | $25.00 | $25.00 | 11/30/2009 3:56:56 AM |
| Cherrypicker | $45.00 | $45.00 | 11/29/2009 8:20:44 PM |
| Planecourage | $25.00 | $25.00 | 11/30/2009 1:29:33 AM |
| TBCapitol | $46.79 | $46.79 | 11/30/2009 8:25:52 AM |
| 113121 | $25.00 | $25.00 | 11/30/2009 8:30:21 AM |
| drummerdad | $25.00 | $25.00 | 11/30/2009 6:37:43 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/30/2009 12:02:03 PM |
| martymaniaman | $25.00 | $25.00 | 11/30/2009 12:19:53 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 3:01:58 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/30/2009 3:06:20 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/30/2009 3:02:10 PM |
| friendinmoney | $50.00 | $50.00 | 11/30/2009 4:01:03 PM |
| 495 bids
|
Borrower Payment Dependent Notes Series
435162
This series of Notes was issued and sold upon the funding of the borrower loan #39807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Nov-24-2009 |
| |
Auction end date:
| Dec-01-2009 |
|
|
Starting lender yield:
| 22.79% |
Starting borrower rate/APR:
| 23.79% / 26.08% |
Starting monthly payment:
| $97.81 |
|
Final lender yield:
| 21.75% |
Final borrower rate/APR:
| 22.75% / 25.02% |
Final monthly payment:
| $96.45 |
| |
|
Auction yield range:
| 8.29% - 22.79% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,565 |
Occupation: | Student - College J... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| cash-chemistry669 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Convert my car to run on fryer oil
This loan will be used to purchase and install a Greasecar kit (www.greasecar.com) in my 2005.5 Jetta TDI sedan. I will be able to pay back this loan because I will no longer need to spend $90-$100+ on gasoline each month. You can follow my conversion process through my blog (http://leaveitbetter.wordpress.com/). I have commitments from at least 2 local restaurants to let me remove their grease for free which I will filter to use as fuel. Besides saving money, this loan will make me less dependent on foreign oil and reduce my carbon footprint. Please help me go green and I will give you a fair return on your investment. Thank you so much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cypher041 | $25.00 | $25.00 | 11/24/2009 3:57:50 PM |
| five-star-justice | $36.00 | $36.00 | 11/24/2009 4:07:21 PM |
| jhouman | $25.00 | $25.00 | 11/24/2009 4:26:53 PM |
| reflective-rupee | $50.00 | $50.00 | 11/24/2009 4:29:49 PM |
| reflective-rupee | $25.00 | $25.00 | 11/24/2009 4:30:15 PM |
| Bob450 | $25.00 | $25.00 | 11/24/2009 7:52:25 PM |
| People-for-people | $25.88 | $25.88 | 11/24/2009 11:12:07 PM |
| twjh | $25.00 | $25.00 | 11/25/2009 6:04:20 AM |
| 123pickme | $25.00 | $25.00 | 11/25/2009 8:58:47 AM |
| foothillender | $25.00 | $25.00 | 11/25/2009 8:13:01 AM |
| interstellar | $50.00 | $50.00 | 11/25/2009 2:37:09 PM |
| victorcab | $25.00 | $25.00 | 11/25/2009 10:27:43 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 11/26/2009 12:22:11 PM |
| unk1911 | $25.00 | $25.00 | 11/26/2009 12:32:41 PM |
| independent-investment | $25.00 | $25.00 | 11/27/2009 10:51:45 AM |
| Syzygy | $25.00 | $25.00 | 11/27/2009 6:49:21 PM |
| pinballwizard | $25.00 | $25.00 | 11/27/2009 9:08:25 PM |
| drkosh | $25.00 | $25.00 | 11/29/2009 2:44:52 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/29/2009 6:20:13 PM |
| economy-synapse | $25.00 | $25.00 | 11/29/2009 7:47:49 PM |
| porwestco | $25.00 | $25.00 | 11/30/2009 8:35:44 AM |
| matrix456 | $50.00 | $50.00 | 11/30/2009 9:42:26 AM |
| OGS_Capital | $25.00 | $25.00 | 11/30/2009 10:57:35 AM |
| USFoundation | $25.00 | $25.00 | 11/30/2009 12:13:01 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 11/30/2009 4:34:46 PM |
| Toastmaster007 | $25.00 | $25.00 | 11/30/2009 5:50:06 PM |
| lender12345 | $25.00 | $25.00 | 11/30/2009 6:46:06 PM |
| Nasdaq | $25.00 | $25.00 | 12/1/2009 1:01:02 AM |
| Marsue | $25.00 | $25.00 | 11/24/2009 3:57:34 PM |
| kginatl | $25.00 | $25.00 | 11/24/2009 3:57:26 PM |
| GATrust | $50.00 | $12.11 | 11/24/2009 3:59:07 PM |
| salala | $25.00 | $25.00 | 11/24/2009 3:57:43 PM |
| head | $25.00 | $25.00 | 11/24/2009 3:58:34 PM |
| EEasyMoney | $25.00 | $25.00 | 11/24/2009 4:20:01 PM |
| Tai | $25.00 | $25.00 | 11/24/2009 4:20:48 PM |
| reflective-rupee | $25.00 | $25.00 | 11/24/2009 4:26:26 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 11/24/2009 4:29:57 PM |
| jybank | $25.00 | $25.00 | 11/24/2009 4:30:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 5:14:04 PM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 5:07:36 PM |
| Bank_Of_XL | $50.00 | $50.00 | 11/24/2009 7:03:58 PM |
| tracyjo | $25.00 | $25.00 | 11/25/2009 5:40:36 AM |
| hellasow | $25.00 | $25.00 | 11/25/2009 7:22:50 AM |
| building_community | $25.00 | $25.00 | 11/25/2009 12:10:34 PM |
| jhjoe | $25.00 | $25.00 | 11/25/2009 11:45:14 AM |
| steady-dime | $25.00 | $25.00 | 11/25/2009 12:12:25 PM |
| stemper | $50.00 | $50.00 | 11/25/2009 6:03:49 PM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:52:02 PM |
| rustysailor | $25.00 | $25.00 | 11/26/2009 12:10:01 AM |
| marwadi-62 | $25.00 | $25.00 | 11/26/2009 7:22:08 AM |
| cashasaurus0 | $50.00 | $50.00 | 11/26/2009 5:37:20 AM |
| leverage-monger | $100.00 | $100.00 | 11/26/2009 9:04:12 AM |
| kind-bid-maverick | $25.00 | $25.00 | 11/26/2009 8:35:42 PM |
| d_grbg | $25.00 | $25.00 | 11/27/2009 4:44:14 PM |
| ToweringDan | $100.00 | $100.00 | 11/28/2009 12:12:07 AM |
| bartenderpro | $25.00 | $25.00 | 11/28/2009 11:24:42 AM |
| GOPHERBOY | $25.00 | $25.00 | 11/28/2009 11:09:31 AM |
| money-prophesy | $100.00 | $100.00 | 11/28/2009 11:24:04 PM |
| mosquito29 | $50.00 | $50.00 | 11/29/2009 4:03:00 PM |
| gothampark | $25.00 | $25.00 | 11/29/2009 7:01:36 PM |
| purplepotato | $26.00 | $26.00 | 11/30/2009 9:05:19 AM |
| charming-point | $100.00 | $100.00 | 11/30/2009 11:56:08 AM |
| vtr1000 | $25.01 | $25.01 | 11/30/2009 12:04:11 PM |
| Earn_money | $25.00 | $25.00 | 11/30/2009 12:55:38 PM |
| ideal-value | $100.00 | $100.00 | 11/30/2009 12:58:29 PM |
| tnjohnso | $25.00 | $25.00 | 11/30/2009 1:02:45 PM |
| credit-sasquatch3 | $25.00 | $25.00 | 11/30/2009 2:12:17 PM |
| ethicalhumanist | $25.00 | $25.00 | 11/30/2009 5:12:50 PM |
| aurorafinancial | $50.00 | $50.00 | 11/30/2009 5:13:29 PM |
| fostaman | $25.00 | $25.00 | 11/30/2009 5:14:59 PM |
| hardworking-treasure | $25.00 | $25.00 | 11/30/2009 5:23:51 PM |
| ladyopium | $50.00 | $50.00 | 11/30/2009 7:04:41 PM |
| principal-laser | $100.00 | $100.00 | 12/1/2009 4:03:35 AM |
| 73 bids
|
Borrower Payment Dependent Notes Series
435356
This series of Notes was issued and sold upon the funding of the borrower loan #39810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Nov-25-2009 |
| |
Auction end date:
| Nov-25-2009 |
|
|
Starting lender yield:
| 22.04% |
Starting borrower rate/APR:
| 23.04% / 25.32% |
Starting monthly payment:
| $193.65 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $188.38 |
| |
|
Auction yield range:
| 8.29% - 22.04% |
Estimated loss impact:
| 7.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,917 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| toro413 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a car loan
Purpose of loan:
This loan will be used to??
Pay off the remaining balance of our Honda Civic, that we are selling.
My financial situation:
I am a good candidate for this loan because?I am getting deployed with the Army in January. I will be making over 4,000 per month tax free, we are selling one of our cars, and renting our house, so we will have less than 600 dollars a month in bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jayz515 | $40.00 | $40.00 | 11/25/2009 1:57:27 PM |
| reward-adventure | $25.00 | $25.00 | 11/25/2009 1:58:17 PM |
| dime-fighter | $25.00 | $25.00 | 11/25/2009 1:58:30 PM |
| Aaron_Oz | $25.00 | $25.00 | 11/25/2009 1:58:35 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/25/2009 1:59:01 PM |
| icontender | $25.00 | $25.00 | 11/25/2009 1:58:23 PM |
| ArmyGuy | $25.00 | $25.00 | 11/25/2009 1:59:11 PM |
| wealth-cloud | $25.00 | $25.00 | 11/25/2009 1:58:24 PM |
| zippy-coin | $25.00 | $25.00 | 11/25/2009 1:59:42 PM |
| IIP77 | $25.00 | $25.00 | 11/25/2009 2:00:03 PM |
| AF_Trust | $25.00 | $25.00 | 11/25/2009 1:57:37 PM |
| tender-gold | $25.00 | $25.00 | 11/25/2009 1:57:42 PM |
| twomonkeys3 | $25.00 | $25.00 | 11/25/2009 2:00:17 PM |
| benroo | $25.00 | $25.00 | 11/25/2009 2:00:25 PM |
| GatorBux | $82.64 | $82.64 | 11/25/2009 2:00:27 PM |
| rate-seahorse | $25.00 | $25.00 | 11/25/2009 1:58:01 PM |
| sensational-kindness | $25.00 | $25.00 | 11/25/2009 1:59:46 PM |
| Payasoup | $60.00 | $60.00 | 11/25/2009 2:00:32 PM |
| sk8ndive | $25.00 | $25.00 | 11/25/2009 1:59:54 PM |
| gadget7 | $25.00 | $25.00 | 11/25/2009 1:59:58 PM |
| skuba | $25.00 | $25.00 | 11/25/2009 2:00:46 PM |
| Tavita | $25.00 | $25.00 | 11/25/2009 1:58:31 PM |
| a275ranger | $30.00 | $30.00 | 11/25/2009 2:00:30 PM |
| spsavage | $25.00 | $25.00 | 11/25/2009 1:59:26 PM |
| Sefotonga | $25.00 | $25.00 | 11/25/2009 2:00:54 PM |
| foxy-fund | $50.00 | $50.00 | 11/25/2009 1:59:46 PM |
| Casper00 | $39.19 | $39.19 | 11/25/2009 1:59:50 PM |
| snoopey100 | $25.00 | $25.00 | 11/25/2009 1:59:59 PM |
| jdl424 | $25.00 | $25.00 | 11/25/2009 2:00:15 PM |
| five-star-note | $25.00 | $25.00 | 11/25/2009 2:01:16 PM |
| bonanza1973 | $25.00 | $25.00 | 11/25/2009 2:00:28 PM |
| lendme2 | $50.00 | $50.00 | 11/25/2009 2:01:28 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 11/25/2009 2:00:47 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/25/2009 2:01:47 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/25/2009 2:01:51 PM |
| Speculator | $25.00 | $25.00 | 11/25/2009 2:01:55 PM |
| integrity-spilunker | $25.00 | $25.00 | 11/25/2009 2:02:34 PM |
| crenen139 | $50.00 | $50.00 | 11/25/2009 2:02:02 PM |
| bruin558 | $50.00 | $50.00 | 11/25/2009 2:02:55 PM |
| beezling | $40.00 | $40.00 | 11/25/2009 2:03:11 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 11/25/2009 2:02:05 PM |
| steves73 | $25.00 | $25.00 | 11/25/2009 2:03:21 PM |
| srilm | $25.00 | $25.00 | 11/25/2009 2:03:26 PM |
| internetwolf | $25.00 | $25.00 | 11/25/2009 2:03:31 PM |
| deal-pioneer1 | $25.00 | $25.00 | 11/25/2009 2:03:01 PM |
| Ananya | $25.00 | $25.00 | 11/25/2009 2:02:37 PM |
| point-shooter | $25.00 | $25.00 | 11/25/2009 2:04:00 PM |
| rakstar | $25.00 | $25.00 | 11/25/2009 2:02:45 PM |
| Palacios | $50.00 | $50.00 | 11/25/2009 2:03:04 PM |
| elevated-platinum5 | $50.00 | $50.00 | 11/25/2009 2:03:08 PM |
| shingu79 | $50.00 | $50.00 | 11/25/2009 2:04:37 PM |
| fortytwo | $100.00 | $100.00 | 11/25/2009 2:03:29 PM |
| mathprof | $25.00 | $25.00 | 11/25/2009 2:04:12 PM |
| Dahlozer | $25.00 | $25.00 | 11/25/2009 2:04:22 PM |
| stollcm | $25.00 | $25.00 | 11/25/2009 2:04:52 PM |
| PatRichi | $25.00 | $25.00 | 11/25/2009 2:03:41 PM |
| power-flow6 | $25.00 | $25.00 | 11/25/2009 2:04:25 PM |
| fmvaulter | $25.00 | $25.00 | 11/25/2009 2:03:56 PM |
| d_grbg | $25.00 | $25.00 | 11/25/2009 2:04:35 PM |
| loan-machine1 | $25.00 | $25.00 | 11/25/2009 2:05:26 PM |
| fllender | $25.00 | $25.00 | 11/25/2009 2:03:59 PM |
| langdonx | $25.00 | $25.00 | 11/25/2009 2:05:30 PM |
| revenue-serenity | $25.00 | $25.00 | 11/25/2009 2:04:56 PM |
| summerlander | $25.00 | $25.00 | 11/25/2009 2:05:34 PM |
| loanfairy | $25.00 | $25.00 | 11/25/2009 2:05:00 PM |
| Yanwoo | $25.00 | $25.00 | 11/25/2009 2:05:37 PM |
| whiterabbit1874 | $25.00 | $25.00 | 11/25/2009 2:04:16 PM |
| Saintchkn | $25.00 | $25.00 | 11/25/2009 2:05:46 PM |
| Boca | $25.00 | $25.00 | 11/25/2009 2:04:27 PM |
| 888168 | $25.00 | $25.00 | 11/25/2009 2:05:18 PM |
| Velocity_Lenders | $50.00 | $50.00 | 11/25/2009 2:05:04 PM |
| aguru54 | $25.00 | $25.00 | 11/25/2009 2:05:21 PM |
| deal-kung-fu | $25.00 | $7.87 | 11/25/2009 2:05:57 PM |
| lounges | $25.00 | $25.00 | 11/25/2009 2:05:44 PM |
| teller | $25.00 | $25.00 | 11/25/2009 2:05:47 PM |
| jhouman | $25.00 | $25.00 | 11/25/2009 2:18:29 PM |
| wwwUniversal | $25.00 | $25.00 | 11/25/2009 2:22:42 PM |
| Bank_Of_XL | $50.00 | $50.00 | 11/25/2009 5:17:21 PM |
| safe-finance | $25.00 | $25.00 | 11/25/2009 1:57:29 PM |
| djh47a | $25.00 | $25.00 | 11/25/2009 1:58:58 PM |
| beleza | $25.63 | $25.63 | 11/25/2009 1:58:22 PM |
| Hola_James | $25.00 | $25.00 | 11/25/2009 1:58:32 PM |
| Phantom99 | $25.00 | $25.00 | 11/25/2009 1:58:59 PM |
| 371millwood | $25.00 | $25.00 | 11/25/2009 1:59:03 PM |
| hope-hickory | $25.00 | $25.00 | 11/25/2009 1:59:45 PM |
| annodomini | $25.00 | $25.00 | 11/25/2009 1:59:49 PM |
| neighborly-bid | $25.00 | $25.00 | 11/25/2009 1:59:59 PM |
| OSERENKUKU | $25.00 | $25.00 | 11/25/2009 1:59:27 PM |
| Wangersinc | $25.00 | $25.00 | 11/25/2009 2:00:12 PM |
| mmqc | $25.00 | $25.00 | 11/25/2009 1:59:34 PM |
| jab4590 | $25.00 | $25.00 | 11/25/2009 1:58:16 PM |
| bluesheep | $25.00 | $25.00 | 11/25/2009 1:59:57 PM |
| bonus-patriot | $50.00 | $50.00 | 11/25/2009 2:00:05 PM |
| rjeffries35 | $25.00 | $25.00 | 11/25/2009 1:58:53 PM |
| AF-Chief | $35.00 | $35.00 | 11/25/2009 2:00:51 PM |
| HeavyDriver03 | $25.00 | $25.00 | 11/25/2009 2:00:29 PM |
| my401K | $31.58 | $31.58 | 11/25/2009 2:00:32 PM |
| People-for-people | $37.09 | $37.09 | 11/25/2009 2:00:59 PM |
| Headhunter14 | $25.00 | $25.00 | 11/25/2009 1:59:12 PM |
| hard-working-loot | $25.00 | $25.00 | 11/25/2009 2:00:34 PM |
| wildguy | $50.00 | $50.00 | 11/25/2009 1:59:17 PM |
| desertoasis | $25.00 | $25.00 | 11/25/2009 2:01:11 PM |
| gaditano | $25.00 | $25.00 | 11/25/2009 1:59:32 PM |
| treasure-bliss | $50.00 | $50.00 | 11/25/2009 2:01:23 PM |
| five-star-justice | $36.00 | $36.00 | 11/25/2009 2:01:27 PM |
| Dr_M | $25.00 | $25.00 | 11/25/2009 2:00:57 PM |
| wrighco | $25.00 | $25.00 | 11/25/2009 2:01:40 PM |
| platinum-oath0 | $25.00 | $25.00 | 11/25/2009 1:59:51 PM |
| JKEnterprises | $25.00 | $25.00 | 11/25/2009 1:59:56 PM |
| efficient-bid2 | $25.00 | $25.00 | 11/25/2009 2:01:48 PM |
| booksleuth | $50.00 | $50.00 | 11/25/2009 2:00:41 PM |
| Banker7371 | $25.00 | $25.00 | 11/25/2009 2:01:29 PM |
| slartibardfast | $25.00 | $25.00 | 11/25/2009 2:01:37 PM |
| yeti888 | $25.00 | $25.00 | 11/25/2009 2:02:18 PM |
| icecoldcash | $25.00 | $25.00 | 11/25/2009 2:02:25 PM |
| brother_tam | $50.00 | $50.00 | 11/25/2009 2:01:24 PM |
| thestartuplender | $35.00 | $35.00 | 11/25/2009 2:01:58 PM |
| eronyc | $25.00 | $25.00 | 11/25/2009 2:02:39 PM |
| selfmademan | $25.00 | $25.00 | 11/25/2009 2:02:44 PM |
| melodious-fairness | $25.00 | $25.00 | 11/25/2009 2:02:08 PM |
| return-elm | $25.00 | $25.00 | 11/25/2009 2:02:50 PM |
| VBAces | $50.00 | $50.00 | 11/25/2009 2:01:44 PM |
| fair-funds | $25.00 | $25.00 | 11/25/2009 2:02:15 PM |
| income-rocker2 | $250.00 | $250.00 | 11/25/2009 2:02:30 PM |
| CROBRUN | $25.00 | $25.00 | 11/25/2009 2:02:38 PM |
| honorable-yield | $50.00 | $50.00 | 11/25/2009 2:03:23 PM |
| mizon291 | $25.00 | $25.00 | 11/25/2009 2:03:28 PM |
| Buffer10 | $100.00 | $100.00 | 11/25/2009 2:02:14 PM |
| philwags | $25.00 | $25.00 | 11/25/2009 2:03:33 PM |
| aldeed | $25.00 | $25.00 | 11/25/2009 2:03:45 PM |
| ben10jen | $25.00 | $25.00 | 11/25/2009 2:02:40 PM |
| credit-force5 | $25.00 | $25.00 | 11/25/2009 2:04:02 PM |
| balanced-community | $25.00 | $25.00 | 11/25/2009 2:02:48 PM |
| freqflyer | $25.00 | $25.00 | 11/25/2009 2:03:27 PM |
| chief_wo | $25.00 | $25.00 | 11/25/2009 2:02:51 PM |
| rob1971 | $25.00 | $25.00 | 11/25/2009 2:03:32 PM |
| GElender | $50.00 | $50.00 | 11/25/2009 2:03:01 PM |
| JGB | $25.00 | $25.00 | 11/25/2009 2:03:05 PM |
| HelpFromNY | $25.00 | $25.00 | 11/25/2009 2:03:52 PM |
| dullstar | $25.00 | $25.00 | 11/25/2009 2:04:45 PM |
| thumper64 | $30.00 | $30.00 | 11/25/2009 2:04:14 PM |
| thrifty-peso | $25.00 | $25.00 | 11/25/2009 2:03:51 PM |
| twirl2 | $25.00 | $25.00 | 11/25/2009 2:03:57 PM |
| valiant-p2p | $25.00 | $25.00 | 11/25/2009 2:04:03 PM |
| special-truth | $25.00 | $25.00 | 11/25/2009 2:05:07 PM |
| Frenchynh | $25.00 | $25.00 | 11/25/2009 2:04:24 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 11/25/2009 2:05:12 PM |
| mjdaking | $25.00 | $25.00 | 11/25/2009 2:05:51 PM |
| Aimvest | $25.00 | $25.00 | 11/25/2009 2:04:29 PM |
| stable-commitment2 | $25.00 | $25.00 | 11/25/2009 2:05:28 PM |
| Sierralance | $25.00 | $25.00 | 11/25/2009 2:05:30 PM |
| stanbalwight4 | $25.00 | $25.00 | 11/25/2009 2:05:41 PM |
| BrighterSuns | $25.00 | $25.00 | 11/25/2009 2:05:02 PM |
| robot777 | $40.00 | $40.00 | 11/25/2009 2:16:20 PM |
| jybank | $25.00 | $25.00 | 11/25/2009 2:19:48 PM |
| mdreiss | $25.00 | $25.00 | 11/25/2009 2:37:05 PM |
| fostaman | $25.00 | $25.00 | 11/25/2009 4:13:42 PM |
| 157 bids
|
Borrower Payment Dependent Notes Series
434423
This series of Notes was issued and sold upon the funding of the borrower loan #39796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $138.66 |
|
Final lender yield:
| 11.98% |
Final borrower rate/APR:
| 12.98% / 15.12% |
Final monthly payment:
| $134.74 |
| |
|
Auction yield range:
| 4.29% - 14.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1974 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Oct-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 29y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $140,420 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 88% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| the-prudent-bonus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help an Elderly Relative
Purpose of loan:
The purpose of this loan is to help an elderly relative obtain in-home support services.
My financial situation:
I am a good candidate for this loan because? I am?financial responsible for any and all debt incurred.? As indicated by my credit score I always pay?debts as agreed upon.? I?have been employed with?a school district for over 27?years.??My debt ratio is high for two reasons.? I was the sole financial support for a college age child.? During this time I also periodically enrolled in graduate level courses for professional growth and salary advancement.? Over 75% of my debt is for education and housing.?
I would be primarily responsible for this loan and the relative hopes to make small contributions when possible.? Fortunately, I am still employed and?would be able to make monthly payments.? My credit history, stability, and committment to financial responsibilities is a testament to my credit worthiness.
Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 11/23/2009 4:08:00 PM |
| fair-transaction | $25.00 | $25.00 | 11/24/2009 6:36:46 PM |
| income-fortress | $200.00 | $200.00 | 11/25/2009 6:07:11 AM |
| building_community | $25.00 | $25.00 | 11/25/2009 9:21:01 AM |
| availableloan | $25.00 | $25.00 | 11/26/2009 12:44:23 PM |
| IP | $50.00 | $50.00 | 11/27/2009 7:06:55 AM |
| ProLoans | $25.00 | $25.00 | 11/27/2009 10:41:46 AM |
| vine99 | $60.00 | $60.00 | 11/27/2009 10:38:27 AM |
| Feyenoord | $25.00 | $25.00 | 11/27/2009 10:41:47 AM |
| JerryB96 | $25.00 | $25.00 | 11/27/2009 11:54:16 AM |
| covinokm1 | $27.60 | $27.60 | 11/27/2009 12:39:45 PM |
| ManhattanLender | $25.00 | $25.00 | 11/27/2009 2:49:17 PM |
| Syzygy | $25.00 | $25.00 | 11/27/2009 6:47:21 PM |
| philantist | $25.00 | $25.00 | 11/27/2009 9:47:11 PM |
| active-return | $28.75 | $28.75 | 11/28/2009 7:24:49 AM |
| cashhelp | $50.00 | $50.00 | 11/28/2009 8:45:54 AM |
| twjh | $25.00 | $25.00 | 11/28/2009 8:49:14 AM |
| gothampark | $25.00 | $25.00 | 11/28/2009 12:44:31 PM |
| wwwUniversal | $25.00 | $25.00 | 11/29/2009 1:48:52 AM |
| lskarp | $83.55 | $8.07 | 11/28/2009 5:22:54 PM |
| iResponsibleLender | $287.59 | $287.59 | 11/29/2009 1:46:48 AM |
| Dskillz | $31.39 | $31.39 | 11/29/2009 10:44:04 AM |
| psalms6612 | $25.00 | $25.00 | 11/29/2009 1:28:53 PM |
| dmk2006 | $50.00 | $50.00 | 11/29/2009 4:31:07 PM |
| gustavholstopus32 | $25.00 | $25.00 | 11/29/2009 5:04:06 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 11/29/2009 4:22:02 PM |
| jybank | $25.00 | $25.00 | 11/29/2009 6:50:32 PM |
| zoink | $100.00 | $100.00 | 11/29/2009 7:22:16 PM |
| Ambassador | $50.00 | $50.00 | 11/30/2009 4:58:44 AM |
| Leshan | $50.00 | $50.00 | 11/30/2009 7:31:19 AM |
| durability-colonel | $50.00 | $50.00 | 11/30/2009 5:27:19 AM |
| kf88 | $25.00 | $25.00 | 11/30/2009 8:51:28 AM |
| Leopoldine | $26.61 | $26.61 | 11/30/2009 9:39:57 AM |
| dmitriy2 | $25.00 | $25.00 | 11/30/2009 10:28:21 AM |
| independent-investment | $50.00 | $50.00 | 11/30/2009 11:36:06 AM |
| IceFisherman | $43.51 | $43.51 | 11/30/2009 11:33:47 AM |
| doomsday18 | $25.00 | $25.00 | 11/30/2009 11:57:03 AM |
| return-twister | $25.00 | $25.00 | 11/30/2009 12:57:44 PM |
| patriot384 | $50.00 | $50.00 | 11/30/2009 2:07:30 PM |
| Bob450 | $50.00 | $50.00 | 11/30/2009 2:26:32 PM |
| pja138 | $50.00 | $50.00 | 11/30/2009 3:36:51 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:46:35 PM |
| revenue-appraiser | $50.00 | $50.00 | 11/30/2009 3:04:27 PM |
| plbquic | $25.00 | $25.00 | 11/30/2009 3:57:11 PM |
| Sjspector | $49.83 | $49.83 | 11/30/2009 3:50:45 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 11/23/2009 4:07:21 PM |
| credit-coach118 | $25.00 | $25.00 | 11/23/2009 5:18:52 PM |
| money-prophesy | $100.00 | $100.00 | 11/24/2009 8:37:48 AM |
| spudbeach | $53.09 | $53.09 | 11/24/2009 2:10:45 PM |
| sparkmeister | $25.00 | $25.00 | 11/25/2009 4:38:29 AM |
| hellasow | $25.00 | $25.00 | 11/26/2009 11:53:25 AM |
| flwah | $25.00 | $25.00 | 11/27/2009 10:41:17 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/27/2009 10:40:48 AM |
| Ven58 | $25.00 | $25.00 | 11/27/2009 10:41:21 AM |
| enticing-treasure5 | $25.00 | $25.00 | 11/27/2009 10:41:12 AM |
| sks1 | $25.00 | $25.00 | 11/27/2009 10:41:45 AM |
| bomdel | $25.00 | $25.00 | 11/27/2009 10:41:53 AM |
| affluence-tulip | $100.00 | $100.00 | 11/27/2009 10:37:53 AM |
| minista | $25.00 | $25.00 | 11/27/2009 10:32:03 PM |
| Cash4U2also | $25.00 | $25.00 | 11/28/2009 1:06:19 AM |
| vtpilot00 | $50.00 | $50.00 | 11/28/2009 7:43:01 AM |
| ORteacher | $25.00 | $25.00 | 11/28/2009 3:39:23 PM |
| myduck | $75.00 | $75.00 | 11/28/2009 5:48:29 PM |
| CA_Lender | $25.00 | $25.00 | 11/28/2009 4:28:24 PM |
| outofoffice | $50.00 | $50.00 | 11/28/2009 8:52:06 PM |
| bossyboots01 | $25.00 | $25.00 | 11/29/2009 6:17:44 AM |
| elloboverde | $50.00 | $50.00 | 11/28/2009 8:13:34 PM |
| oldman68 | $25.00 | $25.00 | 11/28/2009 9:57:24 PM |
| soular21804 | $25.00 | $25.00 | 11/29/2009 3:52:15 AM |
| mrgeof | $50.00 | $50.00 | 11/29/2009 1:33:11 PM |
| gain-dolphin | $50.00 | $50.00 | 11/29/2009 1:31:41 PM |
| wild-orange | $50.00 | $50.00 | 11/30/2009 3:45:45 AM |
| liberty-gravity | $25.00 | $25.00 | 11/30/2009 9:17:53 AM |
| elvisloans | $25.00 | $25.00 | 11/30/2009 6:20:28 AM |
| Kyileo | $25.00 | $25.00 | 11/30/2009 9:45:01 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 11/30/2009 11:34:45 AM |
| stable-commitment2 | $25.00 | $25.00 | 11/30/2009 11:37:18 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:31:15 AM |
| jetblack | $28.56 | $28.56 | 11/30/2009 11:38:38 AM |
| bondo41 | $25.00 | $25.00 | 11/30/2009 11:42:56 AM |
| ronin4sale | $25.00 | $25.00 | 11/30/2009 1:29:07 PM |
| porwestco | $25.00 | $25.00 | 11/30/2009 12:23:57 PM |
| techreseller | $50.00 | $50.00 | 11/30/2009 12:31:10 PM |
| professional-finance | $25.00 | $25.00 | 11/30/2009 2:54:55 PM |
| prudent-gain7 | $50.00 | $50.00 | 11/30/2009 2:48:48 PM |
| whitegold24k | $350.00 | $350.00 | 11/30/2009 3:05:49 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/30/2009 3:05:35 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/30/2009 3:13:18 PM |
| gilbrear | $25.00 | $25.00 | 11/30/2009 3:26:17 PM |
| JUST_shoot | $25.00 | $25.00 | 11/30/2009 3:27:37 PM |
| Bill88 | $30.00 | $30.00 | 11/30/2009 3:37:06 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
434459
This series of Notes was issued and sold upon the funding of the borrower loan #39734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $31.66 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 6.00% / 6.34% |
Final monthly payment:
| $30.42 |
| |
|
Auction yield range:
| 3.29% - 7.69% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 840-859 (Nov-2009) |
Current / open credit lines:
| 19
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,285 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 9% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| scho0590 |
Borrower's state:
| Minnesota |
Borrower's group:
| Ironclover's Lending Network |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvesting In Prosper
Purpose of loan:
This loan will be used to reinvest in Prosper.? I am curious as to how the borrowing end works and would like to borrow the minimum ($1k) and reinvest it back into prosper.
My financial situation:
I am a good candidate for this loan because my wife and I have stable incomes.? We have never missed any payments on anything.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Nash2065 | $25.00 | $25.00 | 11/24/2009 8:03:00 PM |
| marwadi-62 | $300.00 | $295.41 | 11/25/2009 7:26:16 PM |
| payontime1 | $50.00 | $50.00 | 11/27/2009 4:35:20 PM |
| bankar | $25.00 | $25.00 | 11/27/2009 11:56:08 PM |
| word140 | $34.53 | $34.53 | 11/29/2009 1:46:32 PM |
| deal-kung-fu | $50.00 | $50.00 | 11/30/2009 4:44:19 AM |
| REITRUST | $25.00 | $25.00 | 11/30/2009 8:04:22 AM |
| vtr1000 | $25.00 | $25.00 | 11/30/2009 12:03:07 PM |
| rcs2003 | $39.00 | $39.00 | 11/30/2009 2:09:46 PM |
| springpanda | $25.00 | $25.00 | 11/30/2009 3:03:54 PM |
| wwwUniversal | $25.00 | $25.00 | 11/30/2009 3:31:35 PM |
| jybank | $50.00 | $50.00 | 11/30/2009 3:16:55 PM |
| FundMaker | $25.00 | $25.00 | 11/23/2009 5:56:18 PM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 11:57:48 AM |
| cwm3651 | $25.00 | $25.00 | 11/24/2009 6:37:19 PM |
| hellasow | $50.00 | $50.00 | 11/25/2009 6:50:08 AM |
| beachfunder | $25.00 | $25.00 | 11/25/2009 10:11:46 PM |
| SchaeferJ | $25.00 | $25.00 | 11/27/2009 12:10:36 PM |
| amit_gu | $50.00 | $50.00 | 11/27/2009 3:18:32 PM |
| billnsc | $25.00 | $25.00 | 11/27/2009 6:12:21 PM |
| nicebank | $81.06 | $81.06 | 11/30/2009 11:52:50 AM |
| 21 bids
|
Borrower Payment Dependent Notes Series
434611
This series of Notes was issued and sold upon the funding of the borrower loan #39804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 10.04% |
Starting borrower rate/APR:
| 11.04% / 11.39% |
Starting monthly payment:
| $262.06 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $260.02 |
| |
|
Auction yield range:
| 3.29% - 10.04% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (Nov-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,137 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| GoodInvest1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying used car, 1977 Camaro LT
The purpose of the loan is to finance the purchase and rebuild of my 1977 Chevrolet Camaro LT. The car was stolen from me three years ago and recovered in April 2009.
I repurchased it from the person who bought it at the insurance company auction for $2000. I have since put $4,000 into the vehicle to rebuild the engine, transmission, and body work. I plan to put another $4,000 into it to paint the car and rebuild the interior.
I need the loan to finance the work already done to the vehicle and pay for the remaining work.
I am a good candidate for this loan because I have steady income and am committed to the Camaro.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and list of all monthly expenses. Thanks. - exciting-fairness
A:
Take home = 4,600/mo
Expenses = 1000 house + 250 veh fuel/maint/ins + 500 food + 250 util + 250 house maint + 750 misc exp = $3,000/mo
(Nov-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| b-rent | $25.00 | $25.00 | 11/23/2009 4:03:24 PM |
| turbospeed | $25.00 | $25.00 | 11/23/2009 4:07:54 PM |
| wiselady | $25.00 | $25.00 | 11/23/2009 4:20:00 PM |
| pietro_torna_indietro | $100.00 | $100.00 | 11/23/2009 4:06:54 PM |
| cordial-bonus | $25.00 | $25.00 | 11/23/2009 4:29:00 PM |
| museic1 | $25.00 | $25.00 | 11/23/2009 4:35:13 PM |
| bigballer105 | $25.00 | $25.00 | 11/23/2009 4:36:07 PM |
| keke2000 | $25.00 | $25.00 | 11/23/2009 4:36:29 PM |
| Jassi | $25.00 | $25.00 | 11/23/2009 4:35:34 PM |
| hard-working-loot | $25.00 | $25.00 | 11/23/2009 4:38:42 PM |
| repayment-chef | $25.00 | $25.00 | 11/23/2009 4:39:28 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/23/2009 4:40:48 PM |
| Weaverville | $25.00 | $25.00 | 11/23/2009 4:41:58 PM |
| trident9 | $50.00 | $50.00 | 11/23/2009 4:43:02 PM |
| newbietony | $40.00 | $40.00 | 11/23/2009 4:43:57 PM |
| Havana21 | $50.00 | $50.00 | 11/23/2009 4:44:03 PM |
| AF-Chief | $35.00 | $35.00 | 11/23/2009 4:44:10 PM |
| neighborly-hope6 | $100.00 | $100.00 | 11/23/2009 4:43:12 PM |
| trade-doughnut5 | $25.00 | $25.00 | 11/23/2009 4:44:37 PM |
| justice-dna | $35.00 | $35.00 | 11/23/2009 4:43:19 PM |
| 888168 | $50.00 | $50.00 | 11/23/2009 4:43:41 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 11/23/2009 4:45:29 PM |
| mikeandcat | $50.00 | $50.00 | 11/23/2009 4:44:27 PM |
| Klearwater_Pools | $25.00 | $25.00 | 11/23/2009 4:44:52 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 11/23/2009 4:45:00 PM |
| honorable-yield | $75.00 | $75.00 | 11/23/2009 4:45:35 PM |
| thestartuplender | $50.00 | $50.00 | 11/23/2009 4:47:34 PM |
| neenerman | $25.00 | $25.00 | 11/23/2009 4:50:09 PM |
| djh47a | $40.00 | $40.00 | 11/23/2009 4:50:35 PM |
| DLock99 | $50.00 | $50.00 | 11/23/2009 4:48:25 PM |
| blot44 | $50.00 | $50.00 | 11/23/2009 4:28:48 PM |
| inforapenny | $25.00 | $25.00 | 11/23/2009 4:29:03 PM |
| SDNLR | $25.00 | $6.63 | 11/23/2009 4:50:41 PM |
| sidney102 | $25.00 | $25.00 | 11/23/2009 4:37:01 PM |
| proteinart | $25.00 | $25.00 | 11/23/2009 4:37:23 PM |
| lloyd_s | $25.00 | $25.00 | 11/23/2009 4:40:12 PM |
| lend_to_you | $50.00 | $50.00 | 11/23/2009 4:40:28 PM |
| leodaguy | $25.00 | $25.00 | 11/23/2009 4:40:36 PM |
| CommerciaLender | $25.00 | $25.00 | 11/23/2009 5:13:58 PM |
| baroo | $25.00 | $25.00 | 11/23/2009 5:15:48 PM |
| Artist_Blue | $25.00 | $25.00 | 11/23/2009 4:45:56 PM |
| minista | $25.00 | $25.00 | 11/23/2009 5:37:13 PM |
| loss-of-control | $100.00 | $100.00 | 11/23/2009 6:07:34 PM |
| DonaldColorado | $25.00 | $25.00 | 11/23/2009 4:49:14 PM |
| thedoctor | $37.65 | $37.65 | 11/23/2009 4:49:31 PM |
| eureka117 | $25.00 | $25.00 | 11/23/2009 5:16:16 PM |
| iruz | $36.20 | $36.20 | 11/23/2009 5:40:23 PM |
| rpg | $25.00 | $25.00 | 11/23/2009 6:00:20 PM |
| serene-capital | $25.00 | $25.00 | 11/24/2009 1:50:26 AM |
| Rearden_Steel | $25.00 | $25.00 | 11/24/2009 5:03:42 AM |
| batman12 | $150.00 | $150.00 | 11/24/2009 2:58:42 PM |
| longisland47m | $25.00 | $25.00 | 11/25/2009 4:31:56 AM |
| BenR | $100.00 | $100.00 | 11/25/2009 6:25:29 AM |
| hellasow | $30.00 | $30.00 | 11/25/2009 6:55:14 AM |
| maineyankee | $25.00 | $25.00 | 11/25/2009 9:01:52 AM |
| betheanswer | $50.00 | $50.00 | 11/25/2009 8:44:04 AM |
| turbostar666 | $30.14 | $30.14 | 11/25/2009 10:19:31 AM |
| stemper | $50.00 | $50.00 | 11/25/2009 5:56:19 PM |
| a2190b | $25.00 | $25.00 | 11/25/2009 6:47:59 PM |
| a2190b | $25.00 | $25.00 | 11/25/2009 6:47:30 PM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:57:29 PM |
| unk1911 | $25.00 | $25.00 | 11/27/2009 6:23:55 AM |
| smart-gold | $27.87 | $27.87 | 11/27/2009 7:34:43 AM |
| outofoffice | $50.00 | $50.00 | 11/27/2009 10:09:48 AM |
| usbank | $25.00 | $25.00 | 11/27/2009 11:18:31 AM |
| djscal | $29.35 | $29.35 | 11/27/2009 11:44:16 AM |
| TakeCare | $25.00 | $25.00 | 11/27/2009 11:59:50 AM |
| jetblack | $50.00 | $50.00 | 11/27/2009 12:17:03 PM |
| plbquic | $25.00 | $25.00 | 11/27/2009 1:54:37 PM |
| QsDad | $25.00 | $25.00 | 11/27/2009 2:03:14 PM |
| organic-platinum | $25.00 | $25.00 | 11/27/2009 2:33:04 PM |
| impartial-deal | $25.00 | $25.00 | 11/27/2009 2:27:50 PM |
| RandyL3 | $25.00 | $25.00 | 11/27/2009 4:52:53 PM |
| fishhauler | $25.00 | $25.00 | 11/27/2009 9:47:56 PM |
| sunnysally | $25.00 | $25.00 | 11/27/2009 10:57:24 PM |
| springpanda | $25.00 | $25.00 | 11/27/2009 9:34:49 PM |
| dmitriy2 | $25.00 | $25.00 | 11/28/2009 1:02:10 AM |
| crw1950 | $50.00 | $50.00 | 11/27/2009 9:05:19 PM |
| fairness-faire | $25.00 | $25.00 | 11/28/2009 12:15:58 AM |
| scloans | $25.00 | $25.00 | 11/28/2009 3:45:35 AM |
| improvman | $25.00 | $25.00 | 11/27/2009 10:41:20 PM |
| Littlepeng | $25.00 | $25.00 | 11/28/2009 8:27:22 AM |
| responsibility-butterfly | $25.00 | $25.00 | 11/28/2009 8:22:50 AM |
| vtpilot00 | $50.00 | $50.00 | 11/28/2009 7:43:01 AM |
| GOPHERBOY | $50.00 | $50.00 | 11/28/2009 10:09:00 AM |
| Firescreek | $25.00 | $25.00 | 11/28/2009 11:14:33 AM |
| ORteacher | $50.00 | $50.00 | 11/28/2009 3:30:33 PM |
| Pickmar | $25.00 | $25.00 | 11/28/2009 12:30:03 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 11/28/2009 4:52:56 PM |
| Rivermaverick | $40.00 | $40.00 | 11/28/2009 6:39:08 PM |
| Jalupa | $25.00 | $25.00 | 11/28/2009 7:52:13 PM |
| 1SteelerFan | $35.00 | $35.00 | 11/28/2009 5:34:58 PM |
| octoberfresh | $25.00 | $25.00 | 11/29/2009 8:32:15 AM |
| bestloanrate | $50.00 | $50.00 | 11/29/2009 6:17:36 PM |
| dmk2006 | $25.00 | $25.00 | 11/29/2009 4:32:30 PM |
| YummiBear | $25.00 | $25.00 | 11/29/2009 4:40:46 PM |
| AustinAmerica | $25.00 | $25.00 | 11/29/2009 7:10:09 PM |
| JerryB96 | $25.00 | $25.00 | 11/29/2009 8:25:09 PM |
| payout-reaction740 | $25.00 | $25.00 | 11/30/2009 10:24:46 AM |
| market-jam | $100.00 | $100.00 | 11/30/2009 11:31:23 AM |
| buckyhead2000 | $25.00 | $25.00 | 11/30/2009 11:38:43 AM |
| khamen | $25.00 | $25.00 | 11/30/2009 11:50:30 AM |
| khamen | $25.00 | $25.00 | 11/30/2009 11:50:35 AM |
| lostperception | $25.00 | $25.00 | 11/30/2009 3:05:37 PM |
| exciting-fairness | $200.00 | $200.00 | 11/30/2009 3:37:33 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 2:54:51 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:50:12 PM |
| Memphis-King | $50.00 | $50.00 | 11/30/2009 3:58:17 PM |
| ljay | $25.00 | $25.00 | 11/23/2009 4:06:50 PM |
| Kerrysbay | $25.00 | $25.00 | 11/23/2009 4:07:00 PM |
| lucrative-worth | $25.00 | $25.00 | 11/23/2009 4:07:42 PM |
| DukSerduk | $25.00 | $25.00 | 11/23/2009 4:35:23 PM |
| credit-investor5 | $100.00 | $100.00 | 11/23/2009 4:35:53 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/23/2009 4:35:07 PM |
| Syzygy | $25.00 | $25.00 | 11/23/2009 4:37:13 PM |
| Railbird | $25.00 | $25.00 | 11/23/2009 4:36:22 PM |
| bowdish1 | $50.00 | $50.00 | 11/23/2009 4:37:40 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/23/2009 4:39:00 PM |
| Banker7371 | $25.00 | $25.00 | 11/23/2009 4:39:44 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/23/2009 4:38:53 PM |
| sharkm | $25.00 | $25.00 | 11/23/2009 4:40:57 PM |
| a-responsible-return | $25.00 | $25.00 | 11/23/2009 4:41:34 PM |
| BlindProphet | $25.00 | $25.00 | 11/23/2009 4:42:21 PM |
| E_G | $50.00 | $50.00 | 11/23/2009 4:41:06 PM |
| gracej | $25.00 | $25.00 | 11/23/2009 4:42:33 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/23/2009 4:42:53 PM |
| GElender | $50.00 | $50.00 | 11/23/2009 4:43:35 PM |
| gethsemane4 | $25.00 | $25.00 | 11/23/2009 4:45:12 PM |
| crenen139 | $100.00 | $100.00 | 11/23/2009 4:45:20 PM |
| evnagelist | $50.00 | $50.00 | 11/23/2009 4:43:51 PM |
| best-decisive-peace | $25.00 | $25.00 | 11/23/2009 4:45:44 PM |
| magical-greenback | $55.00 | $55.00 | 11/23/2009 4:44:17 PM |
| kulender | $25.00 | $25.00 | 11/23/2009 4:44:42 PM |
| fair-funds | $25.00 | $25.00 | 11/23/2009 4:45:51 PM |
| vegaslender88 | $25.00 | $25.00 | 11/23/2009 4:46:23 PM |
| trade-pragmatist | $25.00 | $25.00 | 11/23/2009 4:46:34 PM |
| Gnube | $25.00 | $25.00 | 11/23/2009 4:48:51 PM |
| credit-coach118 | $50.00 | $50.00 | 11/23/2009 4:49:24 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/23/2009 4:47:25 PM |
| Avid_Skier | $25.00 | $25.00 | 11/23/2009 4:48:42 PM |
| don8ter | $60.00 | $60.00 | 11/23/2009 4:49:42 PM |
| StrongMoney | $25.00 | $25.00 | 11/23/2009 4:35:44 PM |
| Gunny89 | $25.00 | $25.00 | 11/23/2009 4:36:49 PM |
| TakeCare | $100.00 | $100.00 | 11/23/2009 4:38:12 PM |
| miked8303 | $25.00 | $25.00 | 11/23/2009 4:38:21 PM |
| gizzywump | $25.00 | $25.00 | 11/23/2009 4:38:30 PM |
| Goodlender42 | $25.00 | $25.00 | 11/23/2009 4:39:36 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/23/2009 4:41:15 PM |
| Attract | $25.00 | $25.00 | 11/23/2009 4:41:27 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2009 4:41:44 PM |
| bchen78875 | $50.00 | $50.00 | 11/23/2009 4:42:09 PM |
| rmachi | $25.00 | $25.00 | 11/23/2009 4:43:24 PM |
| iansays1 | $25.00 | $25.00 | 11/23/2009 4:43:31 PM |
| caseattle | $25.00 | $25.00 | 11/23/2009 5:16:48 PM |
| SNH | $50.00 | $50.00 | 11/23/2009 4:46:13 PM |
| lendacity | $25.00 | $25.00 | 11/23/2009 4:47:14 PM |
| highcountry1 | $25.00 | $25.00 | 11/23/2009 4:48:30 PM |
| jybank | $25.00 | $25.00 | 11/23/2009 5:37:22 PM |
| skvat | $25.00 | $25.00 | 11/23/2009 4:49:08 PM |
| GeoLender | $25.00 | $25.00 | 11/23/2009 9:14:17 PM |
| caffinate | $57.60 | $57.60 | 11/23/2009 5:12:45 PM |
| HenryK7 | $77.51 | $77.51 | 11/23/2009 5:24:37 PM |
| SpectrumCapital | $25.00 | $25.00 | 11/23/2009 6:08:08 PM |
| nolahelper | $40.00 | $40.00 | 11/23/2009 6:16:42 PM |
| SpectrumFinance | $25.00 | $25.00 | 11/24/2009 1:58:46 AM |
| DHolly | $25.00 | $25.00 | 11/24/2009 7:09:25 AM |
| yield-quest | $50.00 | $50.00 | 11/24/2009 8:09:54 AM |
| money-prophesy | $100.00 | $100.00 | 11/24/2009 8:37:51 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 9:09:03 AM |
| interstellar | $46.94 | $46.94 | 11/24/2009 11:39:00 AM |
| Ven58 | $25.00 | $25.00 | 11/24/2009 3:08:17 PM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 5:07:26 PM |
| zento | $25.00 | $25.00 | 11/24/2009 5:37:00 PM |
| stock_speculator | $25.00 | $25.00 | 11/24/2009 6:23:32 PM |
| patriot384 | $100.00 | $100.00 | 11/24/2009 8:32:48 PM |
| a2190b | $25.00 | $25.00 | 11/25/2009 6:48:28 PM |
| ethicalhumanist | $25.00 | $25.00 | 11/26/2009 8:34:03 AM |
| five-star-justice | $35.11 | $35.11 | 11/27/2009 8:27:17 AM |
| ImaPutz | $25.00 | $25.00 | 11/27/2009 9:41:29 AM |
| vine99 | $50.00 | $50.00 | 11/27/2009 10:12:35 AM |
| vine99 | $50.00 | $50.00 | 11/27/2009 10:00:57 AM |
| gilbrear | $25.00 | $25.00 | 11/27/2009 11:01:10 AM |
| availableloan | $25.00 | $25.00 | 11/27/2009 10:41:54 AM |
| loss-of-control | $50.00 | $50.00 | 11/27/2009 11:34:03 AM |
| rce1964 | $25.00 | $25.00 | 11/27/2009 2:29:25 PM |
| nickel-pipeline | $50.00 | $50.00 | 11/27/2009 7:04:13 PM |
| SCD | $25.00 | $25.00 | 11/27/2009 7:20:31 PM |
| lendme2 | $50.00 | $50.00 | 11/27/2009 4:55:17 PM |
| missgina | $25.00 | $25.00 | 11/27/2009 7:43:28 PM |
| zensunni | $50.00 | $50.00 | 11/27/2009 11:07:37 PM |
| rate-hickory | $25.00 | $25.00 | 11/27/2009 9:39:22 PM |
| rate-hickory | $25.00 | $25.00 | 11/27/2009 9:43:37 PM |
| philantist | $25.00 | $25.00 | 11/27/2009 9:47:11 PM |
| Richmp412 | $25.00 | $25.00 | 11/28/2009 7:53:56 AM |
| llequire1 | $100.00 | $100.00 | 11/28/2009 10:39:23 AM |
| gothampark | $25.00 | $25.00 | 11/28/2009 11:59:45 AM |
| springpanda | $25.00 | $25.00 | 11/28/2009 1:30:54 PM |
| ilikeboats | $75.00 | $75.00 | 11/28/2009 2:45:42 PM |
| Bucket219 | $25.00 | $25.00 | 11/28/2009 4:12:49 PM |
| a-important-leverage | $75.00 | $75.00 | 11/28/2009 11:45:09 PM |
| newton77 | $25.00 | $25.00 | 11/28/2009 10:31:53 PM |
| oldman68 | $25.00 | $25.00 | 11/29/2009 10:34:29 PM |
| Charmart | $25.00 | $25.00 | 11/30/2009 2:34:00 AM |
| wild-orange | $50.00 | $50.00 | 11/30/2009 3:51:29 AM |
| attractive-asset | $25.00 | $25.00 | 11/30/2009 9:04:30 AM |
| sorace | $50.00 | $50.00 | 11/30/2009 7:49:58 AM |
| momentous-transaction8 | $75.00 | $75.00 | 11/30/2009 9:32:16 AM |
| VT2VA | $25.00 | $25.00 | 11/30/2009 10:00:13 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/30/2009 11:52:11 AM |
| OCLend | $25.00 | $25.00 | 11/30/2009 11:53:53 AM |
| ajk_blue | $25.00 | $25.00 | 11/30/2009 12:47:38 PM |
| cloud8 | $40.00 | $40.00 | 11/30/2009 12:58:04 PM |
| rate-hickory | $25.00 | $25.00 | 11/30/2009 12:25:18 PM |
| rate-hickory | $25.00 | $25.00 | 11/30/2009 2:03:57 PM |
| Spiv_51 | $25.00 | $25.00 | 11/30/2009 3:16:28 PM |
| friendinmoney | $50.00 | $50.00 | 11/30/2009 3:59:08 PM |
| 216 bids
|
Borrower Payment Dependent Notes Series
434631
This series of Notes was issued and sold upon the funding of the borrower loan #39805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $98.13 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $96.80 |
| |
|
Auction yield range:
| 4.29% - 9.94% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,741 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| jmzbentley99 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Jul-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Loan to reinvest in Prosper
Purpose of loan:
This is my second loan with Prosper. I paid the first loan off after about six months after the site went on hiatus.This loan will be used to continue to invest in prosper borrowers with solid histories, but whose ratings may not reflect their true credit worthiness for various reasons. I'd like to enhance my portfolio with extra principal. Additionally, my credit grade is an A which I'd like to increase to AA by opening and paying off this line of credit.
My financial situation:
My credit rating has dropped down a bit due to credit pulls for my recent relocation. I remain rated "A" and highly creditworthy. I am a good candidate for this loan because I'm an excellent money manager - never missed a payment (as seen by my previous loan). I'm a CPA and work in the big four and am very reliable with debt repayment.?I have enough saved to pay the debt off in full, but would like to take out this line of credit to leverage my existing investment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 11/23/2009 4:07:55 PM |
| Syzygy | $25.00 | $25.00 | 11/23/2009 4:37:14 PM |
| Finspons | $100.00 | $100.00 | 11/23/2009 8:10:19 PM |
| sflash | $25.00 | $25.00 | 11/24/2009 6:12:01 AM |
| KDW08 | $40.00 | $40.00 | 11/24/2009 9:37:59 AM |
| SWayne2000 | $50.00 | $50.00 | 11/24/2009 10:09:35 AM |
| aurorafinancial | $50.00 | $50.00 | 11/24/2009 12:54:28 PM |
| iolaire | $25.00 | $25.00 | 11/25/2009 9:05:45 AM |
| lepolgr | $50.00 | $50.00 | 11/25/2009 10:27:49 AM |
| loanman2007 | $200.00 | $200.00 | 11/26/2009 4:34:30 PM |
| rjglender | $25.00 | $25.00 | 11/26/2009 1:55:59 PM |
| DenimCapital | $25.00 | $25.00 | 11/26/2009 8:19:58 PM |
| hardworking-treasure | $25.00 | $25.00 | 11/27/2009 9:40:12 AM |
| helpful-listing | $50.00 | $50.00 | 11/27/2009 6:37:13 PM |
| springpanda | $25.00 | $25.00 | 11/27/2009 9:36:14 PM |
| availableloan | $25.00 | $25.00 | 11/28/2009 8:02:02 PM |
| Galdis | $25.00 | $25.00 | 11/29/2009 8:31:33 AM |
| poolboy17 | $50.00 | $50.00 | 11/29/2009 12:56:28 PM |
| LoanDMC | $25.00 | $25.00 | 11/29/2009 10:47:50 AM |
| TakeCare | $200.00 | $200.00 | 11/29/2009 9:27:48 AM |
| loanman2007 | $200.00 | $200.00 | 11/29/2009 4:47:24 PM |
| BaxterSandy | $60.43 | $60.43 | 11/29/2009 7:25:56 PM |
| bid-conservationist | $25.00 | $25.00 | 11/29/2009 8:32:11 PM |
| lucrative-interest | $25.00 | $25.00 | 11/29/2009 9:31:12 PM |
| fatboy888 | $25.00 | $25.00 | 11/30/2009 5:35:20 AM |
| Leshan | $75.00 | $75.00 | 11/30/2009 7:40:26 AM |
| Leopoldine | $26.00 | $26.00 | 11/30/2009 9:45:35 AM |
| RIVERBEND | $33.00 | $33.00 | 11/30/2009 11:39:14 AM |
| market-jam | $100.00 | $54.81 | 11/30/2009 11:31:24 AM |
| cromley | $45.76 | $45.76 | 11/30/2009 11:49:40 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/30/2009 2:57:20 PM |
| jybank | $125.00 | $125.00 | 11/30/2009 3:16:10 PM |
| TampaAces | $50.00 | $50.00 | 11/30/2009 3:52:06 PM |
| friendinmoney | $50.00 | $50.00 | 11/30/2009 3:59:33 PM |
| a-shiny-dime | $25.00 | $25.00 | 11/23/2009 4:31:43 PM |
| zento | $25.00 | $25.00 | 11/23/2009 9:45:26 PM |
| otalon | $25.00 | $25.00 | 11/24/2009 2:27:56 PM |
| seadogs | $25.00 | $25.00 | 11/24/2009 5:21:18 PM |
| productive-currency3 | $25.00 | $25.00 | 11/24/2009 6:29:41 PM |
| Nash2065 | $25.00 | $25.00 | 11/24/2009 8:06:42 PM |
| hellasow | $25.00 | $25.00 | 11/25/2009 6:16:58 AM |
| thenadamgoes | $25.00 | $25.00 | 11/25/2009 10:31:24 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/26/2009 12:36:19 AM |
| usbank | $25.00 | $25.00 | 11/27/2009 11:16:54 AM |
| plbquic | $25.00 | $25.00 | 11/27/2009 2:04:41 PM |
| don'twannadance | $50.00 | $50.00 | 11/27/2009 8:33:41 PM |
| Paragon13 | $50.00 | $50.00 | 11/28/2009 5:17:21 AM |
| justin323 | $25.00 | $25.00 | 11/28/2009 5:29:23 AM |
| Firescreek | $25.00 | $25.00 | 11/28/2009 11:11:12 AM |
| P2PHelper | $25.00 | $25.00 | 11/28/2009 2:18:01 PM |
| newbietony | $30.00 | $30.00 | 11/28/2009 3:02:16 PM |
| myduck | $100.00 | $100.00 | 11/28/2009 5:50:08 PM |
| jybank | $25.00 | $25.00 | 11/28/2009 6:29:52 PM |
| oldman68 | $25.00 | $25.00 | 11/28/2009 10:18:39 PM |
| doc1 | $100.00 | $100.00 | 11/29/2009 4:45:23 AM |
| conductor49 | $25.00 | $25.00 | 11/29/2009 9:02:39 AM |
| doelenda | $25.00 | $25.00 | 11/29/2009 8:36:23 PM |
| JerryB96 | $25.00 | $25.00 | 11/29/2009 8:26:21 PM |
| dbanwart | $25.00 | $25.00 | 11/29/2009 9:01:09 PM |
| dudebrah | $25.00 | $25.00 | 11/29/2009 9:22:56 PM |
| Planecourage | $25.00 | $25.00 | 11/30/2009 1:36:20 AM |
| wwwUniversal | $25.00 | $25.00 | 11/30/2009 6:19:28 AM |
| Spkthewrd3 | $25.00 | $25.00 | 11/30/2009 6:39:03 AM |
| elitedarkness | $50.00 | $50.00 | 11/30/2009 10:22:46 AM |
| OoM | $25.00 | $25.00 | 11/30/2009 10:59:36 AM |
| MsTabbyKats | $25.00 | $25.00 | 11/30/2009 12:02:34 PM |
| kf88 | $30.00 | $30.00 | 11/30/2009 1:10:56 PM |
| kinetic-social | $30.00 | $30.00 | 11/30/2009 3:55:33 PM |
| gilbrear | $25.00 | $25.00 | 11/30/2009 3:44:34 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
434747
This series of Notes was issued and sold upon the funding of the borrower loan #39802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 31.96% |
Starting borrower rate/APR:
| 32.96% / 36.35% |
Starting monthly payment:
| $52.91 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.25% |
Final monthly payment:
| $48.35 |
| |
|
Auction yield range:
| 14.29% - 31.96% |
Estimated loss impact:
| 15.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 620-639 (Nov-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,558 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 80% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| fishter |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 600-619
(Sep-2008)
600-619
(Jul-2008)
|
|
Principal balance:
| $1,803.79 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Assistance for Vehicle
Purpose of loan:
This loan will be used to help me put a down payment on a vehicle.? I've been having problems with the vehicle lately and have decided it's time to part ways with it.
My financial situation:
I am a good candidate for this loan because I am a responsible, hard working person that values everything that I own.? Repaying the loan won't be a problem either as I have steady income the money will be there to make payments every month.? In the industry in which I work, job security is relatively high so I don't anticipate being without employment anytime soon.
Monthly net income: $ 3,200
Monthly expenses: $
??Housing: $ 400
??Insurance: $ Paid for the year
??Car expenses: $ No car payment, just fuel
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 150????
??Credit cards and other loans: $800????
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe your occupation. - exciting-fairness
A:
I work in the auto insurance industry as a claims analyst. There haven't been any layoffs to speak of at my company and the company is doing well.
(Nov-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| scarlet-velvet | $25.00 | $25.00 | 11/25/2009 10:33:51 AM |
| sweety075 | $25.00 | $25.00 | 11/25/2009 5:11:44 PM |
| DonDiego | $25.00 | $25.00 | 11/25/2009 4:27:51 PM |
| moo916 | $75.00 | $75.00 | 11/26/2009 5:33:37 PM |
| reflective-rupee | $25.00 | $25.00 | 11/28/2009 8:15:52 AM |
| loss-of-control | $75.00 | $75.00 | 11/29/2009 8:58:18 AM |
| mrthatcher | $25.00 | $25.00 | 11/29/2009 2:31:58 PM |
| Leshan | $50.00 | $50.00 | 11/30/2009 7:45:49 AM |
| Ray3486 | $25.00 | $25.00 | 11/30/2009 9:09:35 AM |
| pennyonebank | $25.00 | $25.00 | 11/30/2009 10:09:38 AM |
| bestloanrate | $50.00 | $50.00 | 11/30/2009 10:45:07 AM |
| fireferd | $55.41 | $55.41 | 11/30/2009 3:43:47 PM |
| marybennet | $25.00 | $25.00 | 11/30/2009 3:53:25 PM |
| kinetic-social | $25.00 | $25.00 | 11/30/2009 3:57:07 PM |
| dt_one | $25.00 | $25.00 | 11/24/2009 8:15:44 AM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 12:43:32 PM |
| CA_Lender | $25.00 | $25.00 | 11/26/2009 12:19:40 PM |
| crjmechanic | $25.00 | $25.00 | 11/27/2009 6:01:13 PM |
| lender12345 | $25.00 | $25.00 | 11/28/2009 1:37:43 PM |
| drkosh | $25.00 | $25.00 | 11/29/2009 2:52:33 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/29/2009 4:23:16 PM |
| hardworking-treasure | $25.00 | $25.00 | 11/30/2009 8:03:07 AM |
| Kyileo | $50.00 | $50.00 | 11/30/2009 9:56:07 AM |
| johnpmid | $25.00 | $25.00 | 11/30/2009 1:10:18 PM |
| maga | $66.00 | $66.00 | 11/30/2009 1:07:01 PM |
| ronin4sale | $25.00 | $25.00 | 11/30/2009 1:20:38 PM |
| buyrite334 | $39.42 | $39.42 | 11/30/2009 1:32:33 PM |
| ore-accord | $25.00 | $14.17 | 11/30/2009 2:48:23 PM |
| jybank | $25.00 | $25.00 | 11/30/2009 3:19:03 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 2:58:53 PM |
| exciting-fairness | $200.00 | $200.00 | 11/30/2009 3:44:10 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
434769
This series of Notes was issued and sold upon the funding of the borrower loan #39813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 20.17% |
Starting borrower rate/APR:
| 21.17% / 23.68% |
Starting monthly payment:
| $56.64 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.46% |
Final monthly payment:
| $54.23 |
| |
|
Auction yield range:
| 8.29% - 20.17% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,641 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| brilliance538 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a new couch
Purpose of loan:
This loan will be used to buy a new couch and I want to have a installment loan vs. revolving credit to purchase it.
My financial situation:
I can buy the couch outright, but I would like to build my credit portfolio with some more installment loans
Monthly net income: $
3000
Monthly expenses: $
??Housing:?$375
??Insurance:?$50
??Car expenses:?$100 (for gas)
??Utilities: $?140
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 75?
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 11/23/2009 9:29:19 PM |
| Finspons | $25.00 | $25.00 | 11/24/2009 3:24:22 PM |
| Syzygy | $25.00 | $25.00 | 11/27/2009 9:33:06 AM |
| Streamfeeder | $50.00 | $50.00 | 11/27/2009 9:37:57 AM |
| independent-investment | $25.00 | $25.00 | 11/27/2009 10:53:24 AM |
| FinanceEngine | $25.00 | $25.00 | 11/27/2009 11:09:00 AM |
| EngineersAlliance | $43.45 | $43.45 | 11/27/2009 11:36:57 AM |
| portfolio-turbine | $25.00 | $25.00 | 11/27/2009 3:31:18 PM |
| zento | $25.00 | $25.00 | 11/28/2009 8:57:14 AM |
| lender12345 | $25.00 | $25.00 | 11/28/2009 1:38:53 PM |
| rkymtnrsx | $25.00 | $25.00 | 11/28/2009 6:24:44 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 11/29/2009 4:15:31 PM |
| drkosh | $25.00 | $25.00 | 11/29/2009 2:43:18 PM |
| Leshan | $32.42 | $32.42 | 11/30/2009 7:48:12 AM |
| CashBank | $25.00 | $25.00 | 11/30/2009 10:10:13 AM |
| asdf9876 | $100.00 | $100.00 | 11/30/2009 11:20:53 AM |
| jybank | $25.00 | $25.00 | 11/30/2009 12:11:32 PM |
| FundMaker | $25.00 | $25.00 | 11/30/2009 1:40:31 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:54:01 PM |
| loss-of-control | $100.00 | $100.00 | 11/23/2009 8:00:56 PM |
| GOPHERBOY | $150.00 | $150.00 | 11/23/2009 7:17:56 PM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 5:07:30 PM |
| hellasow | $25.00 | $25.00 | 11/26/2009 11:14:04 AM |
| DenimCapital | $50.00 | $50.00 | 11/26/2009 8:15:57 PM |
| outofoffice | $50.00 | $50.00 | 11/27/2009 10:11:49 AM |
| gothampark | $25.00 | $25.00 | 11/28/2009 12:05:13 PM |
| Pickmar | $25.00 | $25.00 | 11/28/2009 12:35:45 PM |
| caseattle | $25.00 | $25.00 | 11/29/2009 5:44:51 PM |
| wild-orange | $50.00 | $50.00 | 11/30/2009 3:44:36 AM |
| Kyileo | $50.00 | $50.00 | 11/30/2009 9:57:46 AM |
| Nasdaq | $25.00 | $25.00 | 11/30/2009 1:33:12 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 3:00:34 PM |
| steady-dime | $64.61 | $64.61 | 11/30/2009 4:00:00 PM |
| exciting-fairness | $200.00 | $184.52 | 11/30/2009 3:47:10 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 11/30/2009 3:51:15 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
434905
This series of Notes was issued and sold upon the funding of the borrower loan #39811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 26.49% |
Starting borrower rate/APR:
| 27.49% / 30.29% |
Starting monthly payment:
| $57.52 |
|
Final lender yield:
| 25.19% |
Final borrower rate/APR:
| 26.19% / 28.97% |
Final monthly payment:
| $56.55 |
| |
|
Auction yield range:
| 11.29% - 26.49% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 4
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $600 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 60% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| balance-matrix6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off medical bills/others
Purpose of loan:
The purpose of this loan is to pay off medical bills that we owe and to finish buying baby furniture of our baby that will arrive between now and december 19th
My financial situation:
I am a good candidate for this loan because?
i work a good steady job that if the plant is open i am there. i work 2 hours over time every morning, 8 hours a day after that monday through friday, 6 hours overtime on saturday and 6 hours overtime one sunday. i work very hard to pay bills and i am trying to get closed on a house right now so that we can get moved by the time the baby gets here.
Monthly net income: $
hourly $ 22.21 *?40 = 888.40?+ overtime 33.31 * 14= 466.34 + doubletime 44.42 * 6=266.52= 1621.26*4= 6485.04 before taxes
Monthly expenses: $
??Housing: $ 200.00 rent
??Insurance: $?84.22 truck
??Car expenses: $ 0
??Utilities: $ 375.00?+/-
??Phone, cable, internet: $ 220.00
??Food, entertainment: $?600.00?+/-
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1300.00
??Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 11/23/2009 4:50:13 PM |
| SweetHoneyPot | $25.00 | $25.00 | 11/23/2009 4:37:47 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 5:22:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 7:20:45 PM |
| marwadi-62 | $50.00 | $50.00 | 11/25/2009 7:25:26 PM |
| portfolio-turbine | $25.00 | $25.00 | 11/26/2009 7:55:13 PM |
| ilikeboats | $75.00 | $75.00 | 11/28/2009 2:51:06 PM |
| leverage-hawk | $25.00 | $25.00 | 11/28/2009 7:39:41 PM |
| loss-of-control | $100.00 | $100.00 | 11/29/2009 9:19:27 AM |
| drkosh | $25.00 | $25.00 | 11/29/2009 2:54:56 PM |
| asdf9876 | $100.00 | $100.00 | 11/30/2009 11:18:10 AM |
| charming-point | $100.00 | $9.00 | 11/30/2009 11:53:36 AM |
| just-trade0 | $36.00 | $36.00 | 11/30/2009 1:32:23 PM |
| Feyenoord | $25.00 | $25.00 | 11/30/2009 3:05:01 PM |
| division177 | $25.00 | $25.00 | 11/30/2009 3:56:06 PM |
| EngineersAlliance | $75.00 | $75.00 | 11/23/2009 4:26:29 PM |
| reflective-rupee | $50.00 | $50.00 | 11/23/2009 5:17:25 PM |
| JustMee | $25.00 | $25.00 | 11/23/2009 5:36:21 PM |
| LarryNY | $25.00 | $25.00 | 11/23/2009 9:44:47 PM |
| People-for-people | $50.00 | $50.00 | 11/23/2009 9:44:43 PM |
| foothillender | $25.00 | $25.00 | 11/24/2009 8:17:38 AM |
| IPG1 | $25.00 | $25.00 | 11/24/2009 11:22:41 AM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 12:22:27 PM |
| professional-finance | $25.00 | $25.00 | 11/24/2009 2:35:55 PM |
| money-prophesy | $150.00 | $150.00 | 11/26/2009 7:42:25 AM |
| Streamfeeder | $50.00 | $50.00 | 11/27/2009 9:37:58 AM |
| loss-of-control | $50.00 | $50.00 | 11/28/2009 9:55:22 AM |
| forthright-dedication | $25.00 | $25.00 | 11/28/2009 3:05:55 PM |
| newbietony | $30.00 | $30.00 | 11/28/2009 3:27:45 PM |
| leverage-hawk | $25.00 | $25.00 | 11/28/2009 7:39:24 PM |
| jybank | $25.00 | $25.00 | 11/29/2009 6:52:57 PM |
| nobsbooks | $25.00 | $25.00 | 11/29/2009 7:33:48 PM |
| steiglends | $50.00 | $50.00 | 11/30/2009 9:42:18 AM |
| shrewd-income | $50.00 | $50.00 | 11/30/2009 4:01:21 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
434925
This series of Notes was issued and sold upon the funding of the borrower loan #39808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Nov-24-2009 |
| |
Auction end date:
| Dec-01-2009 |
|
|
Starting lender yield:
| 18.75% |
Starting borrower rate/APR:
| 19.75% / 22.24% |
Starting monthly payment:
| $55.55 |
|
Final lender yield:
| 18.75% |
Final borrower rate/APR:
| 19.75% / 22.24% |
Final monthly payment:
| $55.55 |
| |
|
Auction yield range:
| 8.29% - 18.75% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 17
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $71,817 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 58% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| MITZI731 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,600.00 | < mo. late:
| 0
( 0% )
| 640-659
(Aug-2007)
|
|
Principal balance:
| $524.20 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
maintanace on residential roof
Purpose of loan:?maintanace on residential roof
My financial situation:
I'm trying to avoid using credit cards. Loan payments made on time
Monthly net income: $ 4986.32
Monthly expenses: $
??Housing: $ 1008.00
??Insurance: $ 113.47
??Car expenses: $ 0.00
??Utilities: $ 214.63
??Phone, cable, internet: $ 42.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 4:54:15 PM |
| peb44 | $25.00 | $25.00 | 11/25/2009 8:07:12 AM |
| Aberdeen | $300.00 | $300.00 | 11/27/2009 10:42:18 AM |
| CA_Lender | $25.00 | $25.00 | 11/27/2009 4:32:35 PM |
| CERTIFIED | $100.00 | $100.00 | 11/29/2009 8:37:49 AM |
| loss-of-control | $25.00 | $25.00 | 11/29/2009 3:01:03 PM |
| doelenda | $25.00 | $25.00 | 11/29/2009 8:39:51 PM |
| reflective-rupee | $25.00 | $25.00 | 11/30/2009 4:47:12 PM |
| dfl | $50.00 | $50.00 | 11/30/2009 7:56:12 PM |
| sweety075 | $25.00 | $25.00 | 11/30/2009 8:15:30 PM |
| fortytwo | $108.14 | $108.14 | 11/24/2009 4:41:24 PM |
| Bob450 | $25.00 | $25.00 | 11/24/2009 8:31:14 PM |
| brother_tam | $100.00 | $100.00 | 11/27/2009 8:31:05 PM |
| GOPHERBOY | $50.00 | $50.00 | 11/28/2009 10:45:48 AM |
| newbietony | $25.00 | $25.00 | 11/28/2009 3:43:30 PM |
| Unitas4302 | $200.00 | $200.00 | 11/29/2009 8:20:47 AM |
| donlenboy | $28.55 | $28.55 | 11/30/2009 12:13:04 PM |
| xhrisd | $25.00 | $25.00 | 11/30/2009 3:14:20 PM |
| reflective-rupee | $25.00 | $25.00 | 11/30/2009 4:46:58 PM |
| 1SteelerFan | $25.00 | $13.31 | 11/30/2009 7:05:09 PM |
| lender12345 | $25.00 | $25.00 | 11/30/2009 6:43:25 PM |
| TakeCare | $200.00 | $200.00 | 11/30/2009 8:56:54 PM |
| red-favorable-basis | $25.00 | $25.00 | 11/30/2009 11:02:23 PM |
| generous-deal6 | $25.00 | $25.00 | 11/30/2009 9:12:56 PM |
| 24 bids
|