Sales Report:Supplement No. 83 dated Nov 19, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
420021
This series of Notes was issued and sold upon the funding of the borrower loan #39525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Nov-05-2009 |
| |
Auction end date:
| Nov-12-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $759.97 |
|
Final lender yield:
| 22.80% |
Final borrower rate/APR:
| 23.80% / 26.09% |
Final monthly payment:
| $657.35 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 19.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,257 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| spsavage |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $14,460.00 | < mo. late:
| 0
( 0% )
| 660-679
(Jul-2009)
680-699
(Apr-2008)
680-699
(Aug-2007)
680-699
(Jul-2007)
|
|
Principal balance:
| $4,424.65 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
3rd Loan - NEVER LATE!!
Purpose of loan:
This loan will be used to consolidate all loans.?Credit card companies are raising its rate even thought I have never been late.? I have another loan that must go through a yearly resting period to maintain my low interest rate. Also it will free up my cash flow. ?So I want to consolidate all my loans.?
My financial situation:
I am a good candidate for this loan because?I had?2 loans with Prosper and never been late. Usually my payments are early.?? My wife is an IT consultant and she has a very steady and reliable income. The house we own is in my wife?s name since it was bought it before we were married. So it does not show that I am a home owner.? The mortgage is only $680 and was appraised this past year with over $100,000 equity. Furthermore, my business has been steadily improving even in this economy.? I know with confidence that this loan be paid back.??
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
head has bid a total of
$2,600.00 in winning bids.
red-favorable-basis has bid a total of
$5,919.57 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| head | $1,000.00 | $1,000.00 | 11/6/2009 12:58:15 PM |
| red-favorable-basis | $2,800.00 | $2,800.00 | 11/6/2009 5:39:28 PM |
| Kash2010lu | $25.00 | $25.00 | 11/7/2009 3:28:10 PM |
| supreme-hope | $500.00 | $500.00 | 11/9/2009 1:38:03 PM |
| head | $100.00 | $100.00 | 11/9/2009 1:28:28 PM |
| supreme-hope | $1,400.00 | $1,400.00 | 11/10/2009 5:55:10 AM |
| red-favorable-basis | $500.00 | $500.00 | 11/11/2009 4:26:39 AM |
| zxsport30 | $25.00 | $25.00 | 11/12/2009 4:52:39 AM |
| supreme-hope | $550.00 | $550.00 | 11/11/2009 2:00:35 PM |
| supreme-hope | $500.00 | $500.00 | 11/12/2009 6:57:54 AM |
| Champ3295 | $25.00 | $25.00 | 11/12/2009 8:04:35 AM |
| AustinAmerica | $100.00 | $100.00 | 11/12/2009 8:46:23 AM |
| CoolPlexer | $99.82 | $99.82 | 11/11/2009 6:49:09 PM |
| FarmersBank | $25.00 | $25.00 | 11/12/2009 11:11:03 AM |
| d34dfish | $25.00 | $25.00 | 11/12/2009 12:27:43 PM |
| red-favorable-basis | $25.00 | $25.00 | 11/12/2009 1:56:31 PM |
| TakeCare | $50.00 | $50.00 | 11/12/2009 2:25:09 PM |
| visionary-deal3 | $100.00 | $100.00 | 11/12/2009 2:29:38 PM |
| durability-colonel | $50.00 | $50.00 | 11/12/2009 2:42:49 PM |
| supreme-hope | $50.00 | $50.00 | 11/12/2009 3:37:48 PM |
| economy-popcorn | $25.00 | $25.00 | 11/12/2009 3:42:47 PM |
| transparency-tomahawk | $25.00 | $25.00 | 11/12/2009 10:48:03 AM |
| mespeedy36 | $25.00 | $25.00 | 11/12/2009 4:03:21 PM |
| generous-deal6 | $30.59 | $30.59 | 11/12/2009 4:10:10 PM |
| red-favorable-basis | $100.00 | $100.00 | 11/12/2009 10:58:53 AM |
| red-favorable-basis | $175.00 | $175.00 | 11/12/2009 4:07:17 PM |
| exciting-fairness | $100.00 | $100.00 | 11/12/2009 4:12:46 PM |
| jsanford9027 | $25.07 | $25.07 | 11/12/2009 1:38:20 PM |
| DasMula | $200.00 | $200.00 | 11/12/2009 2:01:15 PM |
| enthusiastic-balance5 | $400.00 | $400.00 | 11/12/2009 2:02:55 PM |
| thelendingcorporation | $30.00 | $30.00 | 11/12/2009 2:34:07 PM |
| MathProfessor | $53.00 | $53.00 | 11/12/2009 2:55:23 PM |
| supreme-hope | $250.00 | $250.00 | 11/12/2009 3:56:33 PM |
| economy-festivity | $25.00 | $25.00 | 11/12/2009 4:07:59 PM |
| exciting-fairness | $50.00 | $50.00 | 11/12/2009 4:13:17 PM |
| best-generosity-financier | $100.00 | $100.00 | 11/12/2009 4:13:28 PM |
| red-favorable-basis | $1,000.00 | $919.57 | 11/5/2009 8:16:16 PM |
| supreme-hope | $50.00 | $50.00 | 11/5/2009 8:26:57 PM |
| head | $500.00 | $500.00 | 11/5/2009 8:02:13 PM |
| red-favorable-basis | $1,000.00 | $1,000.00 | 11/6/2009 9:32:09 AM |
| head | $1,000.00 | $1,000.00 | 11/7/2009 4:28:37 AM |
| pbnjelly | $25.00 | $25.00 | 11/7/2009 7:23:46 PM |
| Aberdeen | $100.00 | $100.00 | 11/10/2009 4:04:08 PM |
| red-favorable-basis | $400.00 | $400.00 | 11/10/2009 8:03:15 PM |
| pennyonebank | $25.00 | $25.00 | 11/11/2009 5:25:09 AM |
| supreme-hope | $600.00 | $600.00 | 11/11/2009 10:35:05 AM |
| Flshedman | $50.00 | $50.00 | 11/11/2009 8:02:55 PM |
| supreme-hope | $500.00 | $500.00 | 11/11/2009 8:33:18 PM |
| AustinAmerica | $27.32 | $27.32 | 11/12/2009 8:42:15 AM |
| admirable-credit | $25.00 | $25.00 | 11/11/2009 3:24:42 PM |
| supreme-hope | $400.00 | $400.00 | 11/12/2009 11:09:46 AM |
| supreme-hope | $900.00 | $900.00 | 11/12/2009 11:03:24 AM |
| supreme-hope | $500.00 | $500.00 | 11/12/2009 11:44:21 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/12/2009 1:49:43 PM |
| TakeCare | $100.00 | $100.00 | 11/12/2009 2:24:34 PM |
| cold1 | $29.69 | $29.69 | 11/12/2009 2:46:27 PM |
| lnrn | $28.26 | $28.26 | 11/12/2009 3:16:40 PM |
| bunnybear | $31.68 | $31.68 | 11/12/2009 4:11:24 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
431749
This series of Notes was issued and sold upon the funding of the borrower loan #39531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,750.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-04-2009 |
| |
Auction end date:
| Nov-11-2009 |
|
|
Starting lender yield:
| 8.05% |
Starting borrower rate/APR:
| 9.05% / 11.14% |
Starting monthly payment:
| $119.34 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 10.59% |
Final monthly payment:
| $118.38 |
| |
|
Auction yield range:
| 4.29% - 8.05% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Oct-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,533 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Utopia |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 21 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $34,375.00 | < mo. late:
| 0
( 0% )
| 760-779
(Sep-2009)
780-799
(Aug-2008)
720-739
(Feb-2008)
680-699
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Buy used 4Runner - 4th Prosper Loan
My?wife?and I are using Prosper again for an automobile loan.??
We?have been?so happy with with Prosper, we thought we would go this route again!
This will be our fourth loan on Prosper.com.
This loan will be used to pay for a used 2002 4Runner with 58,000 miles. We are putting $8,000 down and financing the rest (Approx $3,500 + 250 for tags).
My?wife and I are both young professionals (30 and 33), and we have great jobs in the healthcare and finance/accounting fields.? Our income is above average at over $120,000 ($51,000 is my income used for this loan) and we have a good amount of assets for our age.
We have a brokerage account with $65,000 in mutual funds.We save over $1800 per month in discretionary income.We are both extremely responsible, and neither of us have EVER missed a payment on anything.Thanks for looking in and we look forward to helping some individuals earn some better than average interest!??
Thanks!? ?P.T.
Founder of one of the first groups at Prosper.com
If this loan does not have?the interest rate bid down to 7%, we reserve the right to pull this listing prior to its close.? Thanks!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $25.00 | $25.00 | 11/4/2009 4:41:29 PM |
| hellasow | $30.00 | $30.00 | 11/5/2009 1:36:27 PM |
| JedClampett | $75.00 | $75.00 | 11/6/2009 11:00:37 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/7/2009 12:57:44 PM |
| dbaworldnet | $35.00 | $35.00 | 11/8/2009 6:00:51 AM |
| rpg | $250.00 | $250.00 | 11/7/2009 7:42:28 AM |
| doc1 | $150.00 | $150.00 | 11/8/2009 6:00:37 PM |
| a-shiny-dime | $25.00 | $25.00 | 11/8/2009 6:58:23 PM |
| OGS_Capital | $25.00 | $25.00 | 11/9/2009 4:57:35 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/9/2009 5:56:44 AM |
| bankar | $25.00 | $25.00 | 11/9/2009 6:19:30 PM |
| northern_paddler | $25.00 | $25.00 | 11/9/2009 9:11:59 PM |
| G-Love | $150.00 | $150.00 | 11/10/2009 4:46:57 AM |
| payontime1 | $50.00 | $50.00 | 11/9/2009 7:58:39 PM |
| martymaniaman | $25.00 | $25.00 | 11/10/2009 6:19:16 AM |
| westermannk | $50.00 | $50.00 | 11/10/2009 7:15:24 AM |
| zxr | $25.00 | $25.00 | 11/10/2009 9:46:03 AM |
| Astyanax | $25.00 | $25.00 | 11/10/2009 4:06:10 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/10/2009 11:33:07 AM |
| wise-agile-investment | $25.00 | $25.00 | 11/10/2009 12:11:49 PM |
| sprinkler5 | $25.00 | $25.00 | 11/10/2009 4:39:31 PM |
| bankofmay | $29.05 | $29.05 | 11/10/2009 7:47:12 PM |
| djmjkelso | $50.00 | $50.00 | 11/10/2009 7:06:31 PM |
| jybank | $25.00 | $25.00 | 11/10/2009 9:43:36 PM |
| worth-matador | $25.00 | $25.00 | 11/11/2009 4:30:20 AM |
| icon7 | $25.00 | $25.00 | 11/10/2009 5:18:58 PM |
| serene-capital | $25.00 | $25.00 | 11/11/2009 10:03:17 AM |
| steady-peace8 | $125.00 | $125.00 | 11/10/2009 8:44:48 PM |
| TakeCare | $50.00 | $50.00 | 11/11/2009 12:57:26 PM |
| credit-coach118 | $25.00 | $25.00 | 11/11/2009 2:11:15 PM |
| SNH | $50.00 | $50.00 | 11/11/2009 2:33:12 PM |
| cordial-justice | $25.00 | $25.00 | 11/11/2009 2:52:52 PM |
| kinetic-social | $75.00 | $75.00 | 11/11/2009 3:00:06 PM |
| wild-orange | $500.00 | $500.00 | 11/11/2009 12:20:03 PM |
| FundMaker | $25.00 | $25.00 | 11/11/2009 1:03:51 PM |
| amit_gu | $200.00 | $200.00 | 11/11/2009 2:36:27 PM |
| wwwUniversal | $25.00 | $25.00 | 11/11/2009 3:07:18 PM |
| kinetic-social | $25.00 | $25.00 | 11/11/2009 3:09:58 PM |
| CollinsCrew | $38.63 | $38.63 | 11/4/2009 10:13:49 PM |
| GABC-1 | $200.00 | $200.00 | 11/5/2009 1:58:31 PM |
| keeks | $50.00 | $18.43 | 11/6/2009 12:44:58 PM |
| kdinvest | $25.00 | $25.00 | 11/7/2009 8:01:42 AM |
| bazaar-vibrato3 | $25.00 | $25.00 | 11/8/2009 3:47:41 PM |
| credit-maestro | $61.60 | $61.60 | 11/9/2009 1:37:16 PM |
| 16888 | $50.00 | $50.00 | 11/9/2009 7:36:52 AM |
| MoneyTree79 | $100.00 | $100.00 | 11/9/2009 5:46:33 PM |
| Aberdeen | $100.00 | $100.00 | 11/9/2009 5:26:05 PM |
| jonric777 | $25.00 | $25.00 | 11/10/2009 3:08:55 PM |
| Astyanax | $25.00 | $25.00 | 11/10/2009 4:05:41 PM |
| hidavehi | $62.00 | $62.00 | 11/10/2009 6:21:38 PM |
| justice-hawk | $90.00 | $90.00 | 11/10/2009 7:12:31 PM |
| JerryB96 | $50.00 | $50.00 | 11/11/2009 6:08:26 AM |
| bonus-patriot | $25.00 | $25.00 | 11/10/2009 4:46:13 PM |
| power-expert | $25.00 | $25.00 | 11/11/2009 7:48:28 AM |
| gavinsp | $25.00 | $25.00 | 11/11/2009 8:19:46 AM |
| ryan6853 | $25.00 | $25.00 | 11/11/2009 8:25:11 AM |
| sorace | $50.00 | $50.00 | 11/10/2009 5:43:01 PM |
| estancias | $25.00 | $25.00 | 11/11/2009 10:57:02 AM |
| soilchem | $25.00 | $25.00 | 11/10/2009 10:05:55 PM |
| OGS_Capital | $25.00 | $25.00 | 11/11/2009 4:38:49 AM |
| plbquic | $25.00 | $25.00 | 11/11/2009 1:54:52 PM |
| elitedarkness | $60.29 | $60.29 | 11/11/2009 2:13:40 PM |
| joecar1111 | $100.00 | $100.00 | 11/11/2009 8:47:40 AM |
| MsTabbyKats | $25.00 | $25.00 | 11/11/2009 9:38:23 AM |
| estancias | $25.00 | $25.00 | 11/11/2009 10:56:47 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
431787
This series of Notes was issued and sold upon the funding of the borrower loan #39529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-04-2009 |
| |
Auction end date:
| Nov-11-2009 |
|
|
Starting lender yield:
| 11.44% |
Starting borrower rate/APR:
| 12.44% / 14.58% |
Starting monthly payment:
| $167.12 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.29% - 11.44% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 16
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,427 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| admirable-euro |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay my supple and property taxes
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
I HAVE A FULL TIME JOB AND I ALWAYS PAY MY BILLS ON TIME. I'M GOING TO PAY MY SUPPLEMENTAL AND PROPERTY TAXES OF MY HOME WHICH IS DUE NEXT MONTH.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your monthly take home pay and a detailed list of current monthly expenses. - exciting-fairness
A:
$4000.00...mortgage=$1600..cellphone=$50.00.,water bill=$80.00.,electricity bill-$60.00..,gas bill$17.00.,association dues=$165.00..,auto loan=$711...,insurance auto =$150 and the rest will be to credit cards or this loan hopefully..,cable=$70..,home telephone=$25.00..monthly groceries=$400.
(Nov-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Attract | $25.00 | $25.00 | 11/4/2009 3:24:51 PM |
| abidos | $25.00 | $25.00 | 11/4/2009 3:25:17 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/4/2009 3:25:44 PM |
| trident9 | $50.00 | $50.00 | 11/4/2009 3:26:09 PM |
| neighborly-hope6 | $100.00 | $100.00 | 11/4/2009 3:26:14 PM |
| TakeCare | $100.00 | $100.00 | 11/4/2009 3:27:26 PM |
| greenbackologist | $25.00 | $25.00 | 11/4/2009 3:27:44 PM |
| thedoctor | $25.00 | $25.00 | 11/4/2009 3:27:55 PM |
| SnE | $25.00 | $25.00 | 11/4/2009 3:27:58 PM |
| MGOT-Ken | $25.00 | $25.00 | 11/4/2009 3:28:29 PM |
| ethicalhumanist | $25.00 | $25.00 | 11/4/2009 3:28:57 PM |
| kenji4861 | $50.00 | $50.00 | 11/4/2009 3:24:44 PM |
| kanakakm | $50.00 | $50.00 | 11/4/2009 3:24:55 PM |
| BlindProphet | $25.00 | $25.00 | 11/4/2009 3:25:36 PM |
| goofy15975 | $25.00 | $25.00 | 11/4/2009 3:25:47 PM |
| Artist_Blue | $25.00 | $25.00 | 11/4/2009 3:31:17 PM |
| orbiter614 | $75.00 | $75.00 | 11/4/2009 3:26:34 PM |
| DadWarbucks | $25.00 | $25.00 | 11/4/2009 3:31:21 PM |
| emo13 | $50.00 | $50.00 | 11/4/2009 3:26:49 PM |
| taxdiscusion | $25.00 | $25.00 | 11/4/2009 3:26:55 PM |
| djh47a | $40.00 | $40.00 | 11/4/2009 3:27:22 PM |
| miked8303 | $25.00 | $25.00 | 11/4/2009 3:27:36 PM |
| antlr | $25.00 | $25.00 | 11/4/2009 3:28:24 PM |
| rawman | $25.00 | $25.00 | 11/4/2009 3:28:55 PM |
| fervent-repayment | $25.00 | $25.00 | 11/4/2009 3:29:04 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/4/2009 3:29:21 PM |
| TandyJames | $50.00 | $50.00 | 11/4/2009 3:29:35 PM |
| DonaldColorado | $25.00 | $25.00 | 11/4/2009 3:21:33 PM |
| transparency-giant | $50.00 | $50.00 | 11/4/2009 3:21:38 PM |
| Lendomatic | $25.00 | $25.00 | 11/4/2009 3:30:03 PM |
| a-finance-nirvana | $150.00 | $150.00 | 11/4/2009 3:31:15 PM |
| Syzygy | $25.00 | $25.00 | 11/4/2009 3:31:31 PM |
| subtle-interest | $25.00 | $25.00 | 11/4/2009 5:29:05 PM |
| MissionMicroFinance | $50.00 | $50.00 | 11/4/2009 5:44:12 PM |
| a-responsible-return | $25.00 | $25.00 | 11/4/2009 3:25:00 PM |
| wrighco | $25.00 | $25.00 | 11/4/2009 3:25:06 PM |
| turbospeed | $25.00 | $25.00 | 11/4/2009 3:25:10 PM |
| Weaverville | $25.00 | $25.00 | 11/4/2009 3:25:26 PM |
| fotep-financial | $25.00 | $25.00 | 11/4/2009 4:08:49 PM |
| Havana21 | $50.00 | $50.00 | 11/4/2009 3:25:52 PM |
| elegant-bonus | $25.00 | $25.00 | 11/4/2009 3:25:56 PM |
| supersarah61 | $25.00 | $25.00 | 11/4/2009 6:36:23 PM |
| iruz | $50.00 | $50.00 | 11/4/2009 3:26:38 PM |
| spin-kick | $25.00 | $25.00 | 11/4/2009 3:27:15 PM |
| johntina | $44.26 | $44.26 | 11/4/2009 8:13:44 PM |
| value-pouch | $25.00 | $25.00 | 11/4/2009 3:27:53 PM |
| GeoLender | $25.00 | $25.00 | 11/4/2009 5:19:05 PM |
| credit-coach118 | $35.00 | $35.00 | 11/4/2009 3:28:48 PM |
| wise-bonus-honker | $25.00 | $25.00 | 11/4/2009 9:00:44 PM |
| jmvingeorgia | $25.00 | $25.00 | 11/4/2009 9:08:44 PM |
| hard-working-loot | $25.00 | $25.00 | 11/4/2009 3:29:23 PM |
| cowboyskier | $50.00 | $50.00 | 11/4/2009 3:31:39 PM |
| JGB | $25.00 | $25.00 | 11/4/2009 8:35:23 PM |
| lloyd_s | $25.00 | $25.00 | 11/4/2009 10:35:07 PM |
| wise-rupee-armada | $25.00 | $25.00 | 11/4/2009 4:15:43 PM |
| cloud8 | $40.00 | $40.00 | 11/5/2009 9:10:36 PM |
| outofoffice | $50.00 | $50.00 | 11/7/2009 5:32:29 AM |
| fantasysports | $25.00 | $25.00 | 11/9/2009 2:23:00 PM |
| hellasow | $25.00 | $25.00 | 11/9/2009 6:08:10 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/9/2009 11:23:41 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/10/2009 11:38:05 AM |
| brother_tam | $50.00 | $50.00 | 11/10/2009 6:49:24 PM |
| jayk63 | $25.00 | $25.00 | 11/11/2009 3:23:42 AM |
| five-star-justice | $36.00 | $36.00 | 11/11/2009 7:02:14 AM |
| sorace | $50.00 | $50.00 | 11/11/2009 8:09:41 AM |
| caseattle | $25.00 | $25.00 | 11/11/2009 8:16:23 AM |
| ORteacher | $50.00 | $50.00 | 11/11/2009 11:48:19 AM |
| unfixer | $25.00 | $25.00 | 11/11/2009 4:47:37 AM |
| JerryB96 | $25.00 | $25.00 | 11/11/2009 6:09:59 AM |
| mdesq69 | $50.00 | $50.00 | 11/11/2009 2:48:29 PM |
| wwwUniversal | $25.00 | $25.00 | 11/11/2009 3:08:10 PM |
| SNH | $50.00 | $50.00 | 11/11/2009 2:25:51 PM |
| Memphis-King | $50.00 | $50.00 | 11/11/2009 2:54:17 PM |
| bchen78875 | $50.00 | $50.00 | 11/4/2009 3:25:31 PM |
| gracej | $25.00 | $25.00 | 11/4/2009 3:25:40 PM |
| dionysus03 | $25.00 | $25.00 | 11/4/2009 3:26:02 PM |
| dparkhom | $25.00 | $25.00 | 11/4/2009 3:26:31 PM |
| lucrative-worth | $25.00 | $25.00 | 11/4/2009 3:26:41 PM |
| five-star-note | $25.00 | $25.00 | 11/4/2009 3:21:57 PM |
| mikeandcat | $50.00 | $50.00 | 11/4/2009 3:27:30 PM |
| Jassi | $25.00 | $25.00 | 11/4/2009 3:27:40 PM |
| anton | $50.00 | $50.00 | 11/4/2009 3:28:13 PM |
| wormdc | $25.00 | $25.00 | 11/4/2009 3:28:52 PM |
| katnmouse | $25.00 | $25.00 | 11/4/2009 3:29:18 PM |
| payout-point | $25.00 | $25.00 | 11/4/2009 3:29:38 PM |
| AF-Chief | $35.00 | $35.00 | 11/4/2009 3:24:58 PM |
| vegibenz | $25.00 | $25.00 | 11/4/2009 3:29:48 PM |
| investment-builder0 | $50.00 | $50.00 | 11/4/2009 3:31:05 PM |
| generosity-neutrino | $25.00 | $25.00 | 11/4/2009 3:26:19 PM |
| SonomaHills | $25.00 | $25.00 | 11/4/2009 3:27:07 PM |
| neenerman | $25.00 | $25.00 | 11/4/2009 3:28:05 PM |
| rmachi | $25.00 | $25.00 | 11/4/2009 3:28:40 PM |
| RJN | $25.00 | $25.00 | 11/4/2009 3:29:14 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/4/2009 4:19:48 PM |
| Cheburashka | $27.26 | $27.26 | 11/4/2009 3:30:37 PM |
| first-wampum-trapper | $25.00 | $25.00 | 11/4/2009 3:31:24 PM |
| kenyonhillbilly | $25.00 | $25.00 | 11/4/2009 3:31:27 PM |
| flwah | $50.00 | $50.00 | 11/4/2009 3:31:35 PM |
| slartibardfast | $35.00 | $35.00 | 11/4/2009 3:24:46 PM |
| personal-lender | $25.00 | $25.00 | 11/4/2009 3:25:20 PM |
| kchen486 | $25.00 | $25.00 | 11/4/2009 3:26:05 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 11/4/2009 3:26:22 PM |
| nuclearmoose | $25.00 | $25.00 | 11/4/2009 3:26:28 PM |
| financial-frenzy | $25.00 | $25.00 | 11/4/2009 3:26:59 PM |
| justice-dna | $35.00 | $35.00 | 11/4/2009 3:27:04 PM |
| gizzywump | $25.00 | $25.00 | 11/4/2009 3:28:02 PM |
| GeoLender | $25.00 | $25.00 | 11/4/2009 5:19:23 PM |
| TrustPlus | $50.00 | $50.00 | 11/4/2009 3:28:36 PM |
| don8ter | $60.00 | $60.00 | 11/4/2009 3:28:37 PM |
| Goodlender42 | $25.00 | $25.00 | 11/4/2009 5:34:08 PM |
| ytjameslee | $50.00 | $50.00 | 11/4/2009 3:29:06 PM |
| compoundinterest | $50.00 | $50.00 | 11/4/2009 3:29:27 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/4/2009 3:29:32 PM |
| jd006006 | $50.00 | $50.00 | 11/4/2009 3:29:43 PM |
| love_what_you_do | $25.00 | $25.00 | 11/4/2009 6:28:49 PM |
| szetheli | $33.49 | $18.70 | 11/4/2009 11:39:04 PM |
| return-elm | $25.00 | $25.00 | 11/4/2009 4:15:41 PM |
| fuzed | $35.91 | $35.91 | 11/4/2009 10:44:07 PM |
| loan-warrior | $25.00 | $25.00 | 11/4/2009 4:40:59 PM |
| Texas2020 | $92.87 | $92.87 | 11/4/2009 8:08:49 PM |
| cordial-bonus | $25.00 | $25.00 | 11/7/2009 8:27:45 AM |
| Patrician | $100.00 | $100.00 | 11/9/2009 6:09:58 AM |
| asset-numero-uno | $100.00 | $100.00 | 11/9/2009 1:11:52 PM |
| JDLanier | $25.00 | $25.00 | 11/9/2009 4:54:27 PM |
| golffish2 | $50.00 | $50.00 | 11/10/2009 4:39:23 AM |
| MathProfessor | $25.00 | $25.00 | 11/10/2009 8:56:05 PM |
| Nasdaq | $25.00 | $25.00 | 11/10/2009 8:13:41 PM |
| payout-magician | $50.00 | $50.00 | 11/10/2009 8:21:09 PM |
| wild-orange | $200.00 | $200.00 | 11/11/2009 12:21:10 PM |
| Share-the-wealth | $100.00 | $100.00 | 11/11/2009 6:26:55 AM |
| nhambley | $25.00 | $25.00 | 11/11/2009 8:50:42 AM |
| jybank | $25.00 | $25.00 | 11/11/2009 10:10:07 AM |
| unk1911 | $25.00 | $25.00 | 11/11/2009 10:51:09 AM |
| 133 bids
|
Borrower Payment Dependent Notes Series
432213
This series of Notes was issued and sold upon the funding of the borrower loan #39519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-16-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $31.66 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $30.92 |
| |
|
Auction yield range:
| 3.29% - 7.69% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,078 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| green-fascinating-commerce |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
poogie1
Purpose of loan:
This loan will be used to?I need to put new tires on my car. I need to tune the motor up& put new breaks on.?
My financial situation:
I am a good candidate for this loan because? I have a good job & I pay my bills on time& I have excellant credit.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:37:52 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:37:23 PM |
| octoberfresh | $25.00 | $25.00 | 11/10/2009 6:35:51 AM |
| amit_gu | $50.00 | $50.00 | 11/10/2009 2:41:20 PM |
| five-star-justice | $36.00 | $36.00 | 11/11/2009 7:02:23 AM |
| vtr1000 | $25.00 | $25.00 | 11/14/2009 9:33:11 AM |
| Druidsoft | $50.00 | $50.00 | 11/15/2009 4:52:25 PM |
| Pickmar | $25.00 | $25.00 | 11/16/2009 8:26:39 AM |
| jybank | $25.00 | $25.00 | 11/16/2009 9:50:04 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/16/2009 3:04:42 PM |
| rmachi | $25.00 | $25.00 | 11/16/2009 11:37:12 AM |
| icon7 | $25.00 | $25.00 | 11/16/2009 3:30:06 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:37:08 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:37:37 PM |
| blot44 | $100.00 | $100.00 | 11/9/2009 8:42:55 PM |
| hellasow | $25.00 | $25.00 | 11/9/2009 6:05:11 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/12/2009 5:05:58 AM |
| sgmm330 | $25.00 | $25.00 | 11/13/2009 1:15:09 PM |
| elegant-bonus | $100.00 | $89.00 | 11/13/2009 2:45:43 PM |
| marwadi-62 | $100.00 | $100.00 | 11/13/2009 12:05:09 PM |
| JCPlending | $25.00 | $25.00 | 11/13/2009 4:41:31 PM |
| BlessedEveryDay | $25.00 | $25.00 | 11/14/2009 6:01:19 AM |
| springpanda | $50.00 | $50.00 | 11/13/2009 10:44:38 PM |
| billnsc | $25.00 | $25.00 | 11/14/2009 10:26:37 AM |
| FundMaker | $25.00 | $25.00 | 11/15/2009 8:59:19 AM |
| springpanda | $25.00 | $25.00 | 11/15/2009 3:22:37 PM |
| RichDadPoorDad | $25.00 | $25.00 | 11/16/2009 11:18:33 AM |
| Snoopylover | $25.00 | $25.00 | 11/16/2009 12:20:25 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
432379
This series of Notes was issued and sold upon the funding of the borrower loan #39534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-11-2009 |
|
|
Starting lender yield:
| 27.50% |
Starting borrower rate/APR:
| 28.50% / 30.86% |
Starting monthly payment:
| $124.90 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $121.59 |
| |
|
Auction yield range:
| 11.29% - 27.50% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,258 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 78% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| bold-currency-tent |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
alternative transportaion desired
Purpose of loan:
My loan will be used to purchase a used motorcycle with high mpg rating to provide another more cost effective means of transportation
My financial situation:
I am a good candidate for this loan because I have eliminated all old and past due amounts from my credit that were due to divorce. All my monthly payments are current and I have a good stable career with the State of NM as a purchasing agent
Monthly net income: $ 2366.00 ????
Monthly expenses: $
??Housing: $
497.50 ????
??Insurance: $
99.79
??Car expenses: $
332.53
??Utilities: $
65
??Phone, cable, internet: $
85
??Food, entertainment: $
100
??Clothing, household expenses $
100
??Credit cards and other loans: $
50
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 888168 | $25.00 | $25.00 | 11/9/2009 4:21:15 PM |
| efficient-principal | $25.00 | $25.00 | 11/9/2009 4:24:19 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 11/9/2009 4:24:27 PM |
| VBAces | $25.00 | $25.00 | 11/9/2009 4:24:59 PM |
| louisianalender | $100.00 | $100.00 | 11/9/2009 4:25:30 PM |
| PayItForward09 | $25.00 | $25.00 | 11/9/2009 4:26:29 PM |
| special-peso | $50.00 | $50.00 | 11/9/2009 4:26:14 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 11/9/2009 4:26:52 PM |
| 626457 | $25.00 | $25.00 | 11/9/2009 4:27:12 PM |
| WalnutCreekguy | $25.00 | $25.00 | 11/9/2009 4:27:06 PM |
| GMPK_TLAS | $25.00 | $25.00 | 11/9/2009 4:27:37 PM |
| loyalist1 | $25.00 | $25.00 | 11/9/2009 4:27:54 PM |
| SNH | $50.00 | $50.00 | 11/9/2009 4:28:11 PM |
| personal-lender | $25.00 | $25.00 | 11/9/2009 4:28:15 PM |
| anton | $25.00 | $25.00 | 11/9/2009 4:28:20 PM |
| Orringo | $25.00 | $25.00 | 11/9/2009 4:28:23 PM |
| beezling | $52.00 | $52.00 | 11/9/2009 4:28:31 PM |
| Hondo | $25.00 | $25.00 | 11/9/2009 4:22:36 PM |
| saffron4 | $25.00 | $25.00 | 11/9/2009 4:23:32 PM |
| zone8 | $100.00 | $100.00 | 11/9/2009 4:23:42 PM |
| nickel-position | $25.00 | $25.00 | 11/9/2009 4:23:51 PM |
| the-silver-blaster | $75.00 | $75.00 | 11/9/2009 4:24:23 PM |
| get30inc | $25.00 | $25.00 | 11/9/2009 4:24:36 PM |
| Toastsr | $25.00 | $25.00 | 11/9/2009 4:24:40 PM |
| equitable-credit0 | $25.00 | $25.00 | 11/9/2009 4:25:44 PM |
| unk1911 | $25.00 | $25.00 | 11/9/2009 4:37:32 PM |
| value-pole | $25.00 | $25.00 | 11/9/2009 4:26:11 PM |
| Cash_Angel | $25.00 | $25.00 | 11/9/2009 4:26:42 PM |
| benevolent-bonus | $25.00 | $25.00 | 11/9/2009 4:26:47 PM |
| Dubbs360 | $50.00 | $50.00 | 11/9/2009 4:28:05 PM |
| loan-master996 | $50.00 | $50.00 | 11/9/2009 4:28:37 PM |
| bdloans | $100.00 | $100.00 | 11/9/2009 4:41:18 PM |
| SPB | $25.00 | $25.00 | 11/9/2009 4:43:43 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/9/2009 4:43:41 PM |
| dinero-mason | $50.00 | $50.00 | 11/9/2009 4:44:51 PM |
| tallmon | $25.00 | $25.00 | 11/9/2009 4:45:03 PM |
| charming-point | $50.00 | $50.00 | 11/9/2009 4:44:56 PM |
| treasure-bliss | $50.00 | $50.00 | 11/9/2009 4:45:18 PM |
| Havana21 | $50.00 | $50.00 | 11/9/2009 4:45:27 PM |
| MuchoMoneyMike | $25.00 | $25.00 | 11/9/2009 4:36:04 PM |
| lloyd_s | $25.00 | $25.00 | 11/9/2009 4:44:35 PM |
| loanfairy | $25.00 | $25.00 | 11/9/2009 4:44:46 PM |
| bronzmajom | $25.00 | $25.00 | 11/9/2009 4:45:35 PM |
| AF-Chief | $25.00 | $25.00 | 11/9/2009 4:45:44 PM |
| nala2821 | $25.00 | $25.00 | 11/10/2009 1:11:31 PM |
| People-for-people | $50.00 | $50.00 | 11/10/2009 6:21:28 PM |
| janicewill | $25.00 | $25.00 | 11/9/2009 4:21:30 PM |
| gustavzantanon | $50.00 | $50.00 | 11/9/2009 4:22:33 PM |
| InChicago | $25.00 | $25.00 | 11/9/2009 4:23:15 PM |
| lendcraft | $25.00 | $25.00 | 11/9/2009 4:23:27 PM |
| AceInTheHole | $25.00 | $25.00 | 11/9/2009 4:23:48 PM |
| Phantom99 | $25.00 | $25.00 | 11/9/2009 4:24:12 PM |
| gold-sushi | $25.00 | $25.00 | 11/9/2009 4:24:15 PM |
| wrighco | $25.00 | $25.00 | 11/9/2009 4:24:44 PM |
| mtquan | $25.00 | $25.00 | 11/9/2009 4:24:48 PM |
| jhouman | $25.00 | $25.00 | 11/9/2009 4:24:53 PM |
| YogaDude34 | $25.00 | $25.00 | 11/9/2009 4:25:03 PM |
| secobarbital | $25.00 | $25.00 | 11/9/2009 4:25:13 PM |
| delivery | $25.00 | $25.00 | 11/9/2009 4:25:21 PM |
| ben10jen | $25.00 | $25.00 | 11/9/2009 4:25:37 PM |
| Poiny | $25.00 | $25.00 | 11/9/2009 4:26:00 PM |
| fcb202 | $25.00 | $25.00 | 11/9/2009 4:26:05 PM |
| atothez | $25.00 | $25.00 | 11/9/2009 4:26:37 PM |
| greenwell | $25.00 | $25.00 | 11/9/2009 4:27:01 PM |
| justice-dna | $25.00 | $25.00 | 11/9/2009 4:27:45 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 11/9/2009 4:27:22 PM |
| MissionMicroFinance | $25.00 | $25.00 | 11/9/2009 4:27:59 PM |
| djh47a | $25.00 | $25.00 | 11/9/2009 4:27:34 PM |
| Shepherd7 | $25.00 | $25.00 | 11/9/2009 4:28:02 PM |
| elegant-bonus | $25.00 | $25.00 | 11/9/2009 4:27:40 PM |
| fortytwo | $50.00 | $50.00 | 11/9/2009 4:28:28 PM |
| skro | $25.00 | $25.00 | 11/9/2009 4:23:06 PM |
| GElender | $25.00 | $25.00 | 11/9/2009 4:25:06 PM |
| hope-gadget | $25.00 | $25.00 | 11/9/2009 4:25:48 PM |
| deal-pioneer1 | $25.00 | $25.00 | 11/9/2009 4:25:53 PM |
| JGB | $25.00 | $25.00 | 11/9/2009 4:26:19 PM |
| fareast_man | $25.00 | $25.00 | 11/9/2009 4:26:24 PM |
| sms0106 | $25.00 | $25.00 | 11/9/2009 4:38:54 PM |
| FasTruk | $25.00 | $25.00 | 11/9/2009 4:39:04 PM |
| social-gatherer7 | $25.00 | $25.00 | 11/9/2009 4:44:06 PM |
| heroic-benefit | $25.00 | $25.00 | 11/9/2009 4:44:53 PM |
| five-star-note | $25.00 | $25.00 | 11/9/2009 4:44:45 PM |
| slartibardfast | $25.00 | $25.00 | 11/9/2009 4:44:59 PM |
| treasure-transporter | $25.00 | $25.00 | 11/9/2009 4:45:08 PM |
| NoCal | $25.00 | $25.00 | 11/9/2009 4:45:11 PM |
| dedicated-diversification5 | $65.00 | $65.00 | 11/9/2009 4:45:06 PM |
| shiny-dollar9 | $25.00 | $25.00 | 11/9/2009 4:45:33 PM |
| spitzbergen | $25.00 | $8.00 | 11/9/2009 4:45:47 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 11/9/2009 4:36:07 PM |
| NYLG | $25.00 | $25.00 | 11/9/2009 4:39:09 PM |
| halothane_logic | $25.00 | $25.00 | 11/9/2009 4:43:19 PM |
| CASHGIRL | $25.00 | $25.00 | 11/9/2009 4:43:31 PM |
| Turtlebear44 | $25.00 | $25.00 | 11/9/2009 4:45:23 PM |
| bondhedger | $25.00 | $25.00 | 11/9/2009 4:46:41 PM |
| drg6289 | $25.00 | $25.00 | 11/10/2009 9:44:17 AM |
| UCLA4life | $25.00 | $25.00 | 11/11/2009 10:47:18 AM |
| 96 bids
|
Borrower Payment Dependent Notes Series
432381
This series of Notes was issued and sold upon the funding of the borrower loan #39545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-13-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $134.11 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $133.07 |
| |
|
Auction yield range:
| 4.29% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 28y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,180 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| decisive-silver1 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay down debt...quicker
Purpose of loan:
This loan will be used to? Pay off credit card(new furnas) and some medical bills.
My financial situation:
I am a good candidate for this loan because? I have always paid my bills, just want to pay more on bill, and less on interest, and finance charge (sears)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mikeandcat | $50.00 | $50.00 | 11/9/2009 4:16:18 PM |
| payout-point | $100.00 | $100.00 | 11/9/2009 4:19:11 PM |
| julijask | $25.00 | $25.00 | 11/9/2009 4:19:57 PM |
| SDNLR | $25.00 | $25.00 | 11/9/2009 4:22:07 PM |
| greenbackologist | $25.00 | $25.00 | 11/9/2009 4:16:43 PM |
| wrighco | $25.00 | $25.00 | 11/9/2009 4:31:29 PM |
| thedoctor | $25.00 | $25.00 | 11/9/2009 4:17:37 PM |
| iruz | $50.00 | $50.00 | 11/9/2009 4:32:09 PM |
| MGOT-Ken | $25.00 | $25.00 | 11/9/2009 4:18:20 PM |
| RJN | $25.00 | $25.00 | 11/9/2009 4:19:04 PM |
| SonomaHills | $25.00 | $25.00 | 11/9/2009 4:32:41 PM |
| Artist_Blue | $25.00 | $25.00 | 11/9/2009 4:19:36 PM |
| antlr | $25.00 | $25.00 | 11/9/2009 4:33:22 PM |
| flwah | $50.00 | $50.00 | 11/9/2009 4:19:47 PM |
| rawman | $25.00 | $25.00 | 11/9/2009 4:33:46 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/9/2009 4:33:54 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/9/2009 4:34:40 PM |
| love_what_you_do | $25.00 | $25.00 | 11/9/2009 4:34:51 PM |
| tallmon | $25.00 | $25.00 | 11/9/2009 4:22:13 PM |
| bonus-antioxidant | $25.00 | $25.00 | 11/9/2009 4:34:58 PM |
| JGB | $25.00 | $25.00 | 11/9/2009 4:35:22 PM |
| gentle-gold | $25.00 | $25.00 | 11/9/2009 4:35:37 PM |
| worthy-truth | $25.00 | $25.00 | 11/9/2009 4:35:43 PM |
| Goodlender42 | $25.00 | $25.00 | 11/9/2009 4:36:33 PM |
| Tai | $25.00 | $25.00 | 11/9/2009 4:37:10 PM |
| turbospeed | $25.00 | $25.00 | 11/9/2009 4:38:16 PM |
| subtle-interest | $25.00 | $25.00 | 11/9/2009 4:39:34 PM |
| lloyd_s | $25.00 | $25.00 | 11/9/2009 4:40:25 PM |
| sellbuy40 | $50.00 | $50.00 | 11/9/2009 4:41:25 PM |
| uncleegg | $25.00 | $25.00 | 11/9/2009 4:41:31 PM |
| Sixmil | $25.00 | $25.00 | 11/9/2009 4:41:36 PM |
| get30inc | $46.16 | $46.16 | 11/9/2009 4:43:05 PM |
| CASHGIRL | $75.00 | $75.00 | 11/9/2009 4:43:27 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/9/2009 4:34:07 PM |
| dpfl55 | $25.00 | $25.00 | 11/9/2009 4:47:13 PM |
| tolstoy00 | $25.00 | $25.00 | 11/9/2009 4:48:10 PM |
| highcountry1 | $25.00 | $25.00 | 11/9/2009 4:49:05 PM |
| hopethisworks | $50.00 | $50.00 | 11/9/2009 4:50:02 PM |
| vegibenz | $25.00 | $25.00 | 11/9/2009 4:50:10 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/9/2009 4:51:48 PM |
| HUNTER599673 | $25.00 | $25.00 | 11/9/2009 4:52:18 PM |
| orbiter614 | $75.00 | $75.00 | 11/9/2009 4:52:41 PM |
| sharkm | $25.00 | $25.00 | 11/9/2009 4:53:25 PM |
| desertoasis | $50.00 | $50.00 | 11/9/2009 4:53:48 PM |
| SoCalRancher | $25.00 | $25.00 | 11/9/2009 4:53:51 PM |
| supersarah61 | $25.00 | $25.00 | 11/9/2009 4:40:50 PM |
| bdloans | $100.00 | $100.00 | 11/9/2009 4:41:20 PM |
| discrete-asset | $25.00 | $25.00 | 11/9/2009 4:56:36 PM |
| newbietony | $40.00 | $40.00 | 11/9/2009 4:43:23 PM |
| mizon291 | $25.00 | $25.00 | 11/9/2009 4:50:29 PM |
| leodaguy | $25.00 | $25.00 | 11/9/2009 4:51:43 PM |
| PsiPro | $25.00 | $25.00 | 11/9/2009 4:54:30 PM |
| Patrician | $100.00 | $100.00 | 11/9/2009 4:55:48 PM |
| cash-tsunami | $25.00 | $25.00 | 11/9/2009 4:56:45 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:49:16 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:49:35 PM |
| GeoLender | $25.00 | $25.00 | 11/9/2009 5:49:50 PM |
| Syzygy | $25.00 | $25.00 | 11/10/2009 10:18:26 AM |
| Pickmar | $25.00 | $25.00 | 11/11/2009 7:37:27 AM |
| SCD | $25.00 | $25.00 | 11/10/2009 5:54:57 PM |
| unk1911 | $25.00 | $25.00 | 11/11/2009 10:51:01 AM |
| anton | $50.00 | $50.00 | 11/9/2009 4:18:06 PM |
| neenerman | $25.00 | $25.00 | 11/9/2009 4:17:52 PM |
| rmachi | $25.00 | $25.00 | 11/9/2009 4:18:32 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 11/9/2009 4:20:49 PM |
| 888168 | $50.00 | $50.00 | 11/9/2009 4:21:24 PM |
| Jassi | $25.00 | $25.00 | 11/9/2009 4:16:37 PM |
| five-star-note | $25.00 | $25.00 | 11/9/2009 4:31:19 PM |
| kchen486 | $25.00 | $25.00 | 11/9/2009 4:31:40 PM |
| lucrative-worth | $25.00 | $25.00 | 11/9/2009 4:32:12 PM |
| spin-kick | $25.00 | $25.00 | 11/9/2009 4:32:51 PM |
| emo13 | $50.00 | $50.00 | 11/9/2009 4:32:25 PM |
| ytjameslee | $50.00 | $50.00 | 11/9/2009 4:18:48 PM |
| TakeCare | $100.00 | $100.00 | 11/9/2009 4:32:59 PM |
| gizzywump | $25.00 | $25.00 | 11/9/2009 4:33:15 PM |
| TandyJames | $50.00 | $50.00 | 11/9/2009 4:34:15 PM |
| jd006006 | $50.00 | $50.00 | 11/9/2009 4:34:18 PM |
| first-wampum-trapper | $25.00 | $25.00 | 11/9/2009 4:34:25 PM |
| kenyonhillbilly | $25.00 | $25.00 | 11/9/2009 4:34:34 PM |
| repayment-chef | $25.00 | $25.00 | 11/9/2009 4:35:10 PM |
| GOPHERBOY | $65.00 | $65.00 | 11/9/2009 4:35:16 PM |
| bold-enthralling-yield | $25.00 | $25.00 | 11/9/2009 4:35:27 PM |
| Cheburashka | $30.00 | $30.00 | 11/9/2009 4:36:16 PM |
| DukSerduk | $25.00 | $25.00 | 11/9/2009 4:36:45 PM |
| nuclearmoose | $25.00 | $25.00 | 11/9/2009 4:36:52 PM |
| Banker7371 | $25.00 | $25.00 | 11/9/2009 4:37:55 PM |
| dinero-philosopher3 | $25.00 | $25.00 | 11/9/2009 4:38:40 PM |
| Cai8899 | $50.00 | $50.00 | 11/9/2009 4:38:50 PM |
| wampum-chorus3 | $25.00 | $25.00 | 11/9/2009 4:40:11 PM |
| wise-rupee-armada | $25.00 | $25.00 | 11/9/2009 4:41:05 PM |
| Finspons | $25.00 | $25.00 | 11/9/2009 4:29:42 PM |
| granitepk | $25.00 | $25.00 | 11/9/2009 4:42:08 PM |
| BlindSquirrel | $25.00 | $25.00 | 11/9/2009 4:42:16 PM |
| Steveoo1 | $25.00 | $25.00 | 11/9/2009 4:42:19 PM |
| moola-rose8 | $25.00 | $25.00 | 11/9/2009 4:42:25 PM |
| generosity-neutrino | $25.00 | $25.00 | 11/9/2009 4:31:48 PM |
| dparkhom | $25.00 | $25.00 | 11/9/2009 4:32:00 PM |
| taxdiscusion | $25.00 | $25.00 | 11/9/2009 4:32:34 PM |
| miked8303 | $25.00 | $25.00 | 11/9/2009 4:33:06 PM |
| TrustPlus | $50.00 | $50.00 | 11/9/2009 4:33:33 PM |
| hard-working-loot | $25.00 | $25.00 | 11/9/2009 4:34:00 PM |
| loan-warrior | $25.00 | $25.00 | 11/9/2009 4:34:45 PM |
| syounker | $25.00 | $25.00 | 11/9/2009 4:35:02 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 11/9/2009 4:35:50 PM |
| o0Sparrow0o | $25.00 | $25.00 | 11/9/2009 4:49:55 PM |
| cash-boots | $30.00 | $30.00 | 11/9/2009 4:49:41 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/9/2009 4:50:35 PM |
| lend_to_you | $25.00 | $25.00 | 11/9/2009 4:51:20 PM |
| adaptiveanimal | $25.00 | $25.00 | 11/9/2009 4:51:10 PM |
| sloak | $25.00 | $25.00 | 11/9/2009 4:39:43 PM |
| MoneySiles | $25.00 | $25.00 | 11/9/2009 4:53:08 PM |
| reliable-dough3 | $25.00 | $25.00 | 11/9/2009 4:54:52 PM |
| Dazz2061 | $25.00 | $25.00 | 11/9/2009 4:42:43 PM |
| basis-mammal | $25.00 | $25.00 | 11/9/2009 4:42:48 PM |
| sidney102 | $25.00 | $25.00 | 11/9/2009 4:56:21 PM |
| lowestghost | $25.00 | $25.00 | 11/9/2009 4:51:27 PM |
| E_G | $50.00 | $50.00 | 11/9/2009 4:55:09 PM |
| Rupees_n_Pesos | $25.00 | $25.00 | 11/9/2009 4:55:24 PM |
| burgeoning-silver | $25.00 | $2.84 | 11/9/2009 4:56:56 PM |
| baroo | $25.00 | $25.00 | 11/9/2009 5:24:44 PM |
| hellasow | $25.00 | $25.00 | 11/9/2009 6:16:25 PM |
| greenback-floret | $50.00 | $50.00 | 11/10/2009 7:11:38 AM |
| five-star-justice | $36.00 | $36.00 | 11/11/2009 7:02:27 AM |
| GoGators01 | $25.00 | $25.00 | 11/12/2009 2:59:39 PM |
| RIVERBEND | $25.00 | $25.00 | 11/12/2009 3:11:42 PM |
| outofoffice | $50.00 | $50.00 | 11/12/2009 6:05:50 PM |
| 126 bids
|
Borrower Payment Dependent Notes Series
431932
This series of Notes was issued and sold upon the funding of the borrower loan #39548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,750.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Nov-05-2009 |
| |
Auction end date:
| Nov-12-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $260.11 |
|
Final lender yield:
| 33.60% |
Final borrower rate/APR:
| 34.60% / 37.05% |
Final monthly payment:
| $258.81 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 19.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Oct-2009) |
Current / open credit lines:
| 16
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 36 | Length of status: | 29y 0m |
|
Amount delinquent:
| $281 |
Revolving credit balance:
| $12,544 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| footballfan45 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $18,700.00 | < mo. late:
| 0
( 0% )
| 620-639
(Feb-2008)
620-639
(Oct-2006)
|
|
Principal balance:
| $608.80 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
3rd Prosper Loan...54 Payts On TIME
Purpose of loan:
Pay off Title Loan ....re-listed.....please consider.....
Had 2? previous Prosper loans.....NEVER LATE......54 on time payments?......please see Prosper payment history.
I have paid back over $ 18,000 on time...
Had gotten title loan 3 months back to pay some medial bills and for my sons
tuition at Sylvan for the summer. Interest payments of 530.00 , but no principal reduced.
Need to pay out as soon as possible.
My financial situation:
Net monthly income is 4400.00
Expenses total of $ 1575.00..
Does not include the final Proper payt of 622.00 I will pay before this auction is over.
or the Title Credit loan I want to pay out with this new loan.
On?present job for 29 yrs. Income 67,500 annually. Married 18 years.?I have lived at our present home
for over 15 years. I am a HomeOwner.....my name is on our deed....loan in husbands name.
I will send tax bill for proof to Prosper.
Need to pay to off the following:
Title Credit....5550.00(title pawn..costing me 530.00 per month in?interest only)
I believe I am a good candidate for this loan. I can assure you all payments will be?made on time.
Please see me Prosper payment record......54 on time payments to Prosper...
Thank you for considering bidding on my loan request.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your repayment rate is amazing, especially paying the loan off while dealing with the title loan sharks. Would you recap your expenses, it looks like there must have been a typo because it's not likely there is near $2800 left over in the budget. JJ - quickstep
A:
I did not list my the following expense when I did my original listing. I failed to list the following:
Sons school tuition...461.00
utilities/ phone / cable/cell.....700.00..I also did not deduct the 520.00 per month interest on Title Loan or final payment I have just made to Prosper of 622.00.
Before paying my Prosper payt. , the net left over income would be $ 497.00.
Now that I have paid my final Prosper payt, new net of 1119.00
I have now pd 56 payments on time to Prosper. Thank you...
(Nov-11-2009)
Q:
Not a question, just a note of praise. You have an incredible record of payment. 54 on time! I hope others will see you are worth the risk. - MoneyForNothing
A:
thank you,
(Nov-12-2009)
Q:
Your responsible repayment of your Prosper loans has earned you great support for this loan. Some lenders are bidding often and in large amounts. Please don't disappoint them...or they may not return to help the next person who is in a tight spot. - fiscal_family
A:
I assure you all payments will be made as my record with Prosper shows.
thank you
(Nov-12-2009)
Q:
Congrats in reducing your revolving credit by about 50% since your last loan. When did you take on the title credit loan? It seemed to be a big step back at over 500 monthly interest is about 100% annual interest. - noble-revenue
A:
I took the Title loan the first of July. It has been painful to say the least to pay them that interest each month but I had to pay Sylvan. My consolation is that my son made the honor roll at school the first 9 week semester & has continued it so far this semester. He is a junior in HS. I had no other means to pay them
at that time. thank you
(Nov-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $25.00 | $25.00 | 11/5/2009 6:29:24 PM |
| mrreynol | $31.68 | $31.68 | 11/10/2009 4:21:19 PM |
| Aberdeen | $100.00 | $100.00 | 11/10/2009 4:04:09 PM |
| credit-elation1 | $25.00 | $25.00 | 11/11/2009 7:47:21 PM |
| unk1911 | $25.00 | $25.00 | 11/11/2009 11:19:42 AM |
| Kash2010lu | $25.00 | $25.00 | 11/12/2009 5:49:30 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/12/2009 5:54:42 AM |
| a-reasonable-return | $50.00 | $50.00 | 11/12/2009 6:47:01 AM |
| noble-revenue | $720.10 | $720.10 | 11/12/2009 7:21:39 AM |
| enthusiastic-balance5 | $300.00 | $300.00 | 11/12/2009 8:00:40 AM |
| Debdebwildwoman | $25.00 | $25.00 | 11/12/2009 8:12:44 AM |
| reflective-rupee | $120.00 | $120.00 | 11/12/2009 8:55:08 AM |
| fireferd | $100.00 | $100.00 | 11/11/2009 8:59:22 PM |
| djmjkelso | $25.00 | $25.00 | 11/11/2009 11:14:23 PM |
| Lender0000 | $150.00 | $150.00 | 11/12/2009 10:17:55 AM |
| Lender0000 | $150.00 | $150.00 | 11/12/2009 10:18:27 AM |
| fiscal_family | $25.00 | $25.00 | 11/12/2009 10:24:06 AM |
| lender12345 | $100.00 | $100.00 | 11/12/2009 10:26:10 AM |
| tdorren | $25.52 | $25.52 | 11/12/2009 10:42:01 AM |
| JustMee | $25.00 | $25.00 | 11/12/2009 11:53:58 AM |
| REFunding | $25.00 | $25.00 | 11/12/2009 12:18:45 PM |
| johnpmid | $25.00 | $25.00 | 11/12/2009 1:12:33 PM |
| TakeCare | $50.00 | $50.00 | 11/12/2009 2:30:09 PM |
| EEasyMoney | $50.00 | $50.00 | 11/12/2009 10:39:45 AM |
| balanced-return5 | $38.31 | $38.31 | 11/12/2009 10:44:26 AM |
| RainyDayFunds | $25.00 | $25.00 | 11/12/2009 3:32:35 PM |
| Rip128 | $50.00 | $50.00 | 11/12/2009 3:52:50 PM |
| FinanceEngine | $25.00 | $25.00 | 11/12/2009 4:06:28 PM |
| proton4 | $35.00 | $35.00 | 11/12/2009 4:11:29 PM |
| best-generosity-financier | $92.48 | $92.48 | 11/12/2009 4:14:44 PM |
| rakey | $25.00 | $25.00 | 11/12/2009 11:41:07 AM |
| RecoveryLender | $25.00 | $25.00 | 11/12/2009 3:52:57 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/7/2009 6:45:01 PM |
| marybennet | $25.00 | $25.00 | 11/10/2009 10:23:23 PM |
| carrinel | $100.00 | $100.00 | 11/11/2009 5:34:15 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/11/2009 2:26:33 PM |
| silver-frog0 | $300.00 | $300.00 | 11/11/2009 6:59:13 PM |
| 1traveler | $25.00 | $25.00 | 11/11/2009 10:53:24 PM |
| ideal-value | $100.00 | $100.00 | 11/12/2009 1:43:52 AM |
| economy-popcorn | $25.00 | $25.00 | 11/12/2009 5:33:29 AM |
| gold-cluster | $100.00 | $100.00 | 11/12/2009 6:45:42 AM |
| quickstep | $500.00 | $500.00 | 11/12/2009 8:47:14 AM |
| interest-friendship | $50.00 | $50.00 | 11/12/2009 9:25:47 AM |
| credit-coach118 | $25.00 | $25.00 | 11/12/2009 9:58:07 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 11/11/2009 5:44:22 PM |
| bankbuddy55 | $50.00 | $50.00 | 11/11/2009 7:08:34 PM |
| Rulea72 | $120.19 | $120.19 | 11/12/2009 7:14:06 AM |
| shrewd-income | $100.00 | $100.00 | 11/12/2009 7:47:21 AM |
| NC_Capital_Funding | $25.00 | $25.00 | 11/12/2009 8:15:12 AM |
| exciting-fairness | $150.00 | $150.00 | 11/12/2009 8:23:51 AM |
| kingbob | $27.59 | $27.59 | 11/12/2009 9:03:12 AM |
| currency-wingding | $100.00 | $100.00 | 11/12/2009 9:41:34 AM |
| Lender0000 | $150.00 | $150.00 | 11/12/2009 10:17:08 AM |
| lendme2 | $100.00 | $100.00 | 11/12/2009 10:38:55 AM |
| Rip128 | $100.00 | $100.00 | 11/12/2009 10:43:28 AM |
| Gaelicman | $59.54 | $27.79 | 11/12/2009 11:23:07 AM |
| hellasow | $25.00 | $25.00 | 11/12/2009 12:00:44 PM |
| markandrosie | $36.34 | $36.34 | 11/12/2009 12:31:28 PM |
| SV-AZ | $50.00 | $50.00 | 11/12/2009 12:32:44 PM |
| Laxa | $400.00 | $400.00 | 11/12/2009 1:46:17 PM |
| quickstep | $250.00 | $250.00 | 11/12/2009 2:11:22 PM |
| durability-colonel | $50.00 | $50.00 | 11/12/2009 2:49:27 PM |
| boo_hoo | $50.00 | $50.00 | 11/12/2009 3:57:59 PM |
| mespeedy36 | $25.00 | $25.00 | 11/12/2009 4:04:40 PM |
| Firescreek | $25.00 | $25.00 | 11/12/2009 2:12:16 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/12/2009 4:14:20 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
431946
This series of Notes was issued and sold upon the funding of the borrower loan #39551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Nov-06-2009 |
| |
Auction end date:
| Nov-13-2009 |
|
|
Starting lender yield:
| 10.54% |
Starting borrower rate/APR:
| 11.54% / 11.89% |
Starting monthly payment:
| $164.98 |
|
Final lender yield:
| 10.54% |
Final borrower rate/APR:
| 11.54% / 11.89% |
Final monthly payment:
| $164.98 |
| |
|
Auction yield range:
| 3.29% - 10.54% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.03% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Nov-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,863 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 14% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| a-wampum-pony |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New bathroom
Purpose of loan:
This loan will be used to update?the two main bathrooms in our house. Mostly for resale value.?
My financial situation:
I am a good candidate for this loan because? Between myself and my husband we make more than enough money to pay it off early. I will pay more than the minimum amount every month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ultimate-commitment | $25.00 | $25.00 | 11/6/2009 4:26:49 PM |
| Halos2002 | $50.00 | $50.00 | 11/6/2009 4:30:45 PM |
| the-auction-lotus | $25.00 | $25.00 | 11/6/2009 4:50:20 PM |
| WilsonFunds | $50.00 | $50.00 | 11/7/2009 7:12:02 AM |
| FundMaker | $25.00 | $25.00 | 11/8/2009 4:02:33 PM |
| favorite-dollar | $25.00 | $25.00 | 11/9/2009 8:11:39 AM |
| benjamins-shepherd | $50.00 | $50.00 | 11/8/2009 7:48:07 AM |
| SoCalRancher | $100.00 | $100.00 | 11/8/2009 9:16:53 AM |
| g314 | $30.00 | $30.00 | 11/9/2009 1:38:32 PM |
| justice-hawk | $50.00 | $50.00 | 11/9/2009 7:19:34 PM |
| listenfirst | $250.00 | $250.00 | 11/10/2009 9:16:11 AM |
| trade-pragmatist | $25.00 | $25.00 | 11/11/2009 7:41:20 AM |
| Approved | $31.66 | $31.66 | 11/10/2009 10:56:17 PM |
| People-for-people | $50.00 | $50.00 | 11/11/2009 6:34:50 PM |
| unk1911 | $25.00 | $25.00 | 11/11/2009 10:50:04 AM |
| Interral | $35.00 | $35.00 | 11/12/2009 5:18:02 AM |
| caseattle | $25.00 | $25.00 | 11/12/2009 8:20:58 AM |
| bomdel | $25.00 | $25.00 | 11/12/2009 4:30:01 PM |
| puyanera | $25.00 | $25.00 | 11/12/2009 4:29:54 PM |
| buphigam | $25.00 | $25.00 | 11/12/2009 4:30:01 PM |
| fiscal65 | $25.00 | $25.00 | 11/12/2009 4:30:13 PM |
| value-investor9 | $50.00 | $50.00 | 11/12/2009 4:31:41 PM |
| myduck | $150.00 | $150.00 | 11/12/2009 4:56:48 PM |
| enterprising-integrity | $25.00 | $25.00 | 11/12/2009 4:30:07 PM |
| BipedalHominid | $25.00 | $25.00 | 11/12/2009 7:11:28 PM |
| patriot384 | $50.00 | $50.00 | 11/12/2009 9:15:41 PM |
| joecar1111 | $100.00 | $100.00 | 11/12/2009 9:54:12 PM |
| blue-pragmatic-truth | $25.00 | $25.00 | 11/13/2009 6:22:01 AM |
| ValyaLibra01 | $25.00 | $25.00 | 11/13/2009 7:10:07 AM |
| historyman | $25.00 | $25.00 | 11/13/2009 11:50:02 AM |
| transparency-tomahawk | $50.00 | $50.00 | 11/13/2009 1:38:16 PM |
| emitt3140 | $28.47 | $28.47 | 11/13/2009 9:30:41 AM |
| elegant-bonus | $100.00 | $100.00 | 11/13/2009 3:08:18 PM |
| Jazzy503 | $50.00 | $50.00 | 11/13/2009 3:22:57 PM |
| transparency-tomahawk | $25.00 | $25.00 | 11/13/2009 3:29:24 PM |
| SpectrumCapital | $25.00 | $25.00 | 11/13/2009 3:38:26 PM |
| Washington_Loan | $25.00 | $25.00 | 11/13/2009 3:54:14 PM |
| fantastic-yield | $100.00 | $100.00 | 11/13/2009 4:07:56 PM |
| IP | $32.33 | $32.33 | 11/13/2009 12:36:57 PM |
| credit-coach118 | $25.00 | $25.00 | 11/13/2009 1:56:09 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/13/2009 3:03:58 PM |
| MathProfessor | $50.00 | $50.00 | 11/13/2009 4:09:52 PM |
| Engineer44 | $29.00 | $29.00 | 11/13/2009 4:11:02 PM |
| asset-numero-uno | $100.00 | $100.00 | 11/6/2009 4:31:55 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/6/2009 4:26:57 PM |
| CallMeBen | $25.00 | $25.00 | 11/6/2009 4:28:36 PM |
| flwah | $25.00 | $25.00 | 11/6/2009 4:28:42 PM |
| blot44 | $50.00 | $50.00 | 11/6/2009 8:32:56 PM |
| payout-brilliance9 | $25.00 | $25.00 | 11/7/2009 2:04:19 PM |
| 3_boyz | $25.00 | $25.00 | 11/7/2009 10:38:18 AM |
| dinero-oasis | $25.00 | $25.00 | 11/8/2009 5:24:10 PM |
| TeaEarlGrey | $25.00 | $25.00 | 11/8/2009 6:58:13 PM |
| iem2509 | $25.00 | $25.00 | 11/8/2009 6:47:35 PM |
| availableloan | $25.00 | $25.00 | 11/12/2009 7:54:41 AM |
| whazarook | $25.00 | $25.00 | 11/11/2009 9:32:46 PM |
| spencer14883 | $25.00 | $25.00 | 11/12/2009 4:29:52 PM |
| building_community | $25.00 | $25.00 | 11/12/2009 11:26:13 AM |
| Feyenoord | $25.00 | $25.00 | 11/12/2009 4:30:34 PM |
| PalmTreeIsland | $100.00 | $100.00 | 11/12/2009 4:30:47 PM |
| gsd | $25.00 | $25.00 | 11/12/2009 4:30:49 PM |
| carrinel | $200.00 | $200.00 | 11/12/2009 4:36:44 PM |
| tomjac2000 | $25.00 | $25.00 | 11/12/2009 4:41:23 PM |
| omniviper | $25.00 | $25.00 | 11/12/2009 5:48:46 PM |
| income-fortress | $59.49 | $59.49 | 11/12/2009 4:29:53 PM |
| Crystalprop | $25.00 | $25.00 | 11/12/2009 4:30:48 PM |
| Chrishu | $25.00 | $25.00 | 11/12/2009 6:50:12 PM |
| bobbyhume | $29.37 | $29.37 | 11/12/2009 8:57:33 PM |
| MathProfessor | $25.00 | $25.00 | 11/12/2009 9:38:41 PM |
| principal-laser | $25.00 | $25.00 | 11/13/2009 9:14:40 AM |
| cardelt | $25.00 | $25.00 | 11/13/2009 10:28:47 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 11/13/2009 3:39:42 AM |
| organic-platinum | $25.00 | $25.00 | 11/13/2009 5:10:06 AM |
| dpries123 | $25.00 | $25.00 | 11/13/2009 11:59:42 AM |
| eureka117 | $25.00 | $25.00 | 11/13/2009 1:44:10 PM |
| bbanc123 | $45.61 | $45.61 | 11/13/2009 9:43:11 AM |
| carrinel | $26.00 | $26.00 | 11/13/2009 10:28:12 AM |
| anton | $1,400.00 | $578.07 | 11/13/2009 3:37:48 PM |
| minista | $25.00 | $25.00 | 11/13/2009 3:38:54 PM |
| AJ8981 | $75.00 | $75.00 | 11/13/2009 12:13:11 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 11/13/2009 12:56:28 PM |
| well-mannered-income3 | $50.00 | $50.00 | 11/13/2009 2:44:18 PM |
| dblaz5 | $500.00 | $500.00 | 11/13/2009 2:55:10 PM |
| wild-orange | $500.00 | $500.00 | 11/13/2009 3:54:43 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
432000
This series of Notes was issued and sold upon the funding of the borrower loan #39532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Nov-06-2009 |
| |
Auction end date:
| Nov-13-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $339.27 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-619 (Nov-2009) |
Current / open credit lines:
| 6
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,306 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mdsp2005 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 700-719
(Nov-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
A New Begining
Purpose of loan:
This loan will be used to finish paying for my upcomming wedding in December.??This loan will also?provide not only myself a new start but my family as well.? I thank you Prosper lenders.??
My financial situation:
I have a good history of paying my bills on time and paying more than the minimum balance due.??I?was fortunate enough to have had a?prosper loan before and I?paid the loan off early.?
I was also taught at an early age that when you give your word on something you have to uphold what you say because you gave your word.??My word is all I have to live by and at the end of the day my word is good. Monthly net income: $ 2489.83
Monthly expenses: $
??Housing: $760.00
??Insurance: $128.00
??Car expenses: $280.00
??Utilities: $100.00
??Phone, cable, internet: $90.00
??Food, entertainment: $100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $50.00
??Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I'm going to have several questions for you, but am quite interested in your listing and wish you all the best.
What is your time frame for repaying this loan? - CaribbeanBanker
A:
My actual time frame for paying this loan off is by the end of next year maybe the begining of 2011. But it will be paid off before the end of my loan due date. I thank you for your support.
(Nov-09-2009)
Q:
Aside from your marriage, do you anticipate any major life events within the next year? This would include the birth of a child, a death in the family, a major purchase (home or car), the loss of a job, or a personal bankruptcy filing. - CaribbeanBanker
A:
The only thing my spouse to be and I were thinking about was the purchase of a home but we are still in the talking phase of that. We do want to purchase but we are looking for what is best for us and our needs. Other than that, that is all I anticipate for us next year.
(Nov-09-2009)
Q:
I don't generally get involved in paying for a wedding, but I'm impressed by your statistics. I've placed a bid. Good luck with your listing. - tigercat
A:
Thank you so very much for your bid, we appreciate it.
(Nov-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| efficient-principal | $100.00 | $100.00 | 11/6/2009 4:27:16 PM |
| frugalinvestor20 | $25.00 | $25.00 | 11/6/2009 4:28:29 PM |
| reflective-rupee | $25.00 | $25.00 | 11/6/2009 4:30:06 PM |
| flexible-economy2 | $150.00 | $150.00 | 11/6/2009 4:26:50 PM |
| noble-revenue | $25.00 | $25.00 | 11/6/2009 4:31:48 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/6/2009 7:36:35 PM |
| reflective-rupee | $425.00 | $425.00 | 11/6/2009 9:39:27 PM |
| rustysailor | $25.00 | $25.00 | 11/8/2009 2:53:51 PM |
| flexible-economy2 | $300.00 | $300.00 | 11/8/2009 5:09:09 PM |
| reflective-rupee | $100.00 | $100.00 | 11/9/2009 12:55:27 PM |
| reflective-rupee | $25.00 | $25.00 | 11/9/2009 12:56:17 PM |
| reflective-rupee | $225.00 | $225.00 | 11/9/2009 12:56:40 PM |
| reflective-rupee | $100.00 | $100.00 | 11/9/2009 12:55:14 PM |
| reflective-rupee | $25.00 | $25.00 | 11/9/2009 8:32:01 PM |
| 101010 | $25.00 | $25.00 | 11/10/2009 7:12:03 AM |
| reflective-rupee | $600.00 | $48.11 | 11/10/2009 4:12:39 PM |
| unk1911 | $25.00 | $25.00 | 11/11/2009 10:50:05 AM |
| a-reasonable-return | $25.00 | $25.00 | 11/11/2009 2:19:59 PM |
| dime-radio | $25.00 | $25.00 | 11/11/2009 2:33:46 PM |
| Kash2010lu | $25.00 | $25.00 | 11/12/2009 5:52:39 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/11/2009 5:26:49 PM |
| EEasyMoney | $25.00 | $25.00 | 11/12/2009 10:40:03 AM |
| Rulea72 | $73.56 | $73.56 | 11/12/2009 5:31:20 PM |
| icess285 | $25.00 | $25.00 | 11/12/2009 7:52:55 PM |
| MathProfessor | $25.00 | $25.00 | 11/12/2009 9:40:16 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/13/2009 5:21:58 AM |
| exciting-fairness | $150.00 | $150.00 | 11/13/2009 8:04:57 AM |
| TakeCare | $400.00 | $400.00 | 11/13/2009 7:50:49 AM |
| dime-fighter | $25.00 | $25.00 | 11/13/2009 8:32:14 AM |
| DasMula | $100.00 | $100.00 | 11/13/2009 8:53:22 AM |
| currency-bumblebee | $25.00 | $25.00 | 11/13/2009 9:13:40 AM |
| myser59 | $25.00 | $25.00 | 11/13/2009 11:15:46 AM |
| transparency-tomahawk | $25.00 | $25.00 | 11/13/2009 12:30:11 PM |
| buffalobills | $25.00 | $25.00 | 11/13/2009 8:52:37 AM |
| Sudoku | $140.00 | $140.00 | 11/13/2009 9:04:23 AM |
| 113121 | $103.60 | $103.60 | 11/13/2009 1:41:08 PM |
| transparency-tomahawk | $25.00 | $25.00 | 11/13/2009 1:42:10 PM |
| COtheBeast | $25.00 | $25.00 | 11/13/2009 2:39:54 PM |
| 1BizLady | $25.00 | $25.00 | 11/13/2009 10:22:59 AM |
| Bobusa | $25.00 | $25.00 | 11/13/2009 10:26:51 AM |
| realtormoises | $25.00 | $25.00 | 11/13/2009 10:27:58 AM |
| dollar-authority | $100.00 | $100.00 | 11/13/2009 2:46:13 PM |
| Rip128 | $100.00 | $100.00 | 11/13/2009 3:00:45 PM |
| Lubava | $35.00 | $35.00 | 11/13/2009 3:30:21 PM |
| Feyenoord | $25.00 | $25.00 | 11/13/2009 11:23:53 AM |
| 56bones | $25.00 | $25.00 | 11/13/2009 3:41:42 PM |
| Rip128 | $100.00 | $100.00 | 11/13/2009 3:52:53 PM |
| income-rocker2 | $250.00 | $250.00 | 11/13/2009 12:09:22 PM |
| MoneyTree79 | $63.29 | $63.29 | 11/13/2009 4:04:16 PM |
| mike2246s | $36.03 | $36.03 | 11/13/2009 12:26:21 PM |
| ds5184 | $32.06 | $32.06 | 11/13/2009 12:56:24 PM |
| jasbra | $25.00 | $25.00 | 11/13/2009 1:23:51 PM |
| rakey | $25.00 | $25.00 | 11/13/2009 1:24:08 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 11/13/2009 1:51:49 PM |
| Coolwatern | $25.00 | $25.00 | 11/13/2009 2:03:31 PM |
| point-enforcer | $25.00 | $25.00 | 11/13/2009 2:26:24 PM |
| LAKETIME | $25.00 | $25.00 | 11/13/2009 2:57:03 PM |
| reflective-rupee | $25.00 | $25.00 | 11/6/2009 4:30:59 PM |
| return-grizzly | $100.00 | $100.00 | 11/6/2009 7:15:02 PM |
| Jasmel | $300.00 | $300.00 | 11/6/2009 11:16:49 PM |
| reflective-rupee | $25.00 | $25.00 | 11/6/2009 4:30:36 PM |
| clemclan | $32.56 | $32.56 | 11/6/2009 11:04:04 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/6/2009 10:56:53 PM |
| felicity-daydream | $25.00 | $25.00 | 11/8/2009 7:31:46 PM |
| reflective-rupee | $100.00 | $100.00 | 11/9/2009 12:55:42 PM |
| reflective-rupee | $25.00 | $25.00 | 11/9/2009 12:56:27 PM |
| reflective-rupee | $100.00 | $100.00 | 11/9/2009 12:55:04 PM |
| reflective-rupee | $50.00 | $50.00 | 11/9/2009 11:06:38 PM |
| unflappable-gold6 | $25.00 | $25.00 | 11/10/2009 12:24:17 PM |
| People-for-people | $50.00 | $50.00 | 11/10/2009 6:27:04 PM |
| CaribbeanBanker | $25.00 | $25.00 | 11/10/2009 9:23:51 PM |
| productive-currency3 | $25.00 | $25.00 | 11/10/2009 6:19:25 PM |
| tigercat | $50.00 | $50.00 | 11/11/2009 1:03:20 PM |
| enthusiastic-balance5 | $300.00 | $300.00 | 11/11/2009 5:40:58 PM |
| a-finance-nirvana | $250.00 | $250.00 | 11/11/2009 8:36:10 PM |
| kindness-jedi | $50.00 | $50.00 | 11/12/2009 9:30:46 AM |
| 113121 | $25.00 | $25.00 | 11/12/2009 10:01:19 AM |
| economy-popcorn | $25.00 | $25.00 | 11/12/2009 5:39:32 AM |
| dbanwart | $25.00 | $25.00 | 11/12/2009 7:00:17 AM |
| Rulea72 | $50.00 | $50.00 | 11/12/2009 7:18:38 AM |
| inspired-basis | $50.00 | $50.00 | 11/12/2009 9:33:09 AM |
| lender12345 | $200.00 | $200.00 | 11/12/2009 10:33:42 AM |
| carrinel | $200.00 | $200.00 | 11/12/2009 4:47:31 PM |
| shawnw2 | $35.00 | $35.00 | 11/12/2009 4:31:47 PM |
| invincible-gain | $160.00 | $160.00 | 11/12/2009 7:28:37 PM |
| deepblue34 | $35.00 | $35.00 | 11/12/2009 8:04:51 PM |
| rjglender | $25.00 | $25.00 | 11/12/2009 8:11:41 PM |
| Laxa | $25.00 | $25.00 | 11/12/2009 6:47:21 PM |
| larryboy10 | $26.72 | $26.72 | 11/12/2009 9:46:14 PM |
| gelt4u | $25.00 | $25.00 | 11/13/2009 6:20:57 AM |
| DasMula | $25.00 | $25.00 | 11/13/2009 8:31:46 AM |
| weepeople | $25.00 | $25.00 | 11/13/2009 8:33:54 AM |
| Leshan | $50.00 | $50.00 | 11/13/2009 8:48:02 AM |
| steady-peace8 | $150.00 | $150.00 | 11/13/2009 12:33:04 PM |
| umfan123 | $25.00 | $25.00 | 11/13/2009 8:15:04 AM |
| DasMula | $100.00 | $100.00 | 11/13/2009 8:54:30 AM |
| jono9999 | $42.68 | $42.68 | 11/13/2009 1:22:40 PM |
| kingbob | $25.39 | $25.39 | 11/13/2009 1:38:02 PM |
| wbp | $25.00 | $25.00 | 11/13/2009 2:44:52 PM |
| elegant-bonus | $25.00 | $25.00 | 11/13/2009 2:53:49 PM |
| Steveington | $32.00 | $32.00 | 11/13/2009 2:53:48 PM |
| bondhedger | $25.00 | $25.00 | 11/13/2009 10:44:02 AM |
| Cub4eva | $25.00 | $25.00 | 11/13/2009 3:28:20 PM |
| doctorgrab | $25.00 | $25.00 | 11/13/2009 3:26:37 PM |
| punjab | $25.00 | $25.00 | 11/13/2009 3:28:16 PM |
| punjab | $25.00 | $25.00 | 11/13/2009 3:37:49 PM |
| investment-cluster | $25.00 | $25.00 | 11/13/2009 3:39:31 PM |
| ladyorayne | $100.00 | $100.00 | 11/13/2009 4:02:16 PM |
| Engineer44 | $29.00 | $29.00 | 11/13/2009 4:11:31 PM |
| Rip128 | $100.00 | $100.00 | 11/13/2009 2:50:21 PM |
| Lubava | $25.00 | $25.00 | 11/13/2009 3:21:26 PM |
| durability-colonel | $50.00 | $50.00 | 11/13/2009 3:22:22 PM |
| tashara | $25.00 | $25.00 | 11/13/2009 4:00:20 PM |
| 113 bids
|
Borrower Payment Dependent Notes Series
432018
This series of Notes was issued and sold upon the funding of the borrower loan #39540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-06-2009 |
| |
Auction end date:
| Nov-13-2009 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $112.07 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $100.03 |
| |
|
Auction yield range:
| 4.29% - 17.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 19
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 52 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $273,988 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 76% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| NYLG |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 31 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,100.00 | < mo. late:
| 0
( 0% )
| 680-699
(Feb-2008)
740-759
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
3rd Prosper Loan - No lates
Purpose of loan:
I am interested in a loan to payoff credit card debt.? DTI explained below.
My financial situation:
I HAVE HAD 2 PROSPER LOANS WITH ZERO LATES.? I HAVE ZERO LATES ON ALL MY OUTSTANDING DEBT FOR THE PAST 14 YEARS.? I am a branch manager for a mortgage bank.? I am on track to make over $120k this year.??I am in a 100% commissioned role and I have not received my quarterly bonus (which is the bulk of my income), so it will be hard to prove income?until March.? I have over $80k in 401k/IRA to guarantee this loan.? My wife also has over $90k in her IRA.? I understand the importance of credit through my work and I pay all my bills on time.?? My DTI may appear high, but my income doesn't include my wife's income (she makes over $75k per year) and we have many joint accounts.?? It also does not include $1600 rent that I receive on my rental.? The large revolving debt is a home equity line of credit.?? My prosper payments will be automatically deducted from my checking account.? I believe my credit rating dropped because of some high balances on credit cards, but all those baIances are at a low interest rate.? I?have an overdraft protection of $10k if my checking?account is running low.
Monthly net income: $
After taking out income taxes:? $8250
Monthly expenses: $
??Housing: $ 2900
??Insurance: $ 100
??Car expenses: $ 800
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1200
? Other prosper loan:? $350
Total monthly expenses $6300.? This leaves me with a monthly cushion of $1600 monthly to pay prosper loan.?? (Remember, I also have my wife's income and rental income?that I am not including here.)? I have used credit and?had car loans and credit cards since I was 20 in 1993.? When I was 27?in 2000, I purchased my first home.? I understand the importantance of good credit and?have paid all my bills on time for the last 14 years.? This loan will not be an exception.?? It will be paid back on time.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/7/2009 1:05:59 PM |
| doc1 | $150.00 | $150.00 | 11/8/2009 6:16:32 PM |
| JDLanier | $25.00 | $25.00 | 11/9/2009 4:59:34 PM |
| payontime1 | $50.00 | $50.00 | 11/11/2009 10:44:40 PM |
| thetuck | $25.00 | $25.00 | 11/11/2009 11:44:29 PM |
| justice-hawk | $100.00 | $64.84 | 11/11/2009 9:13:58 PM |
| songbird4 | $25.00 | $25.00 | 11/12/2009 6:14:04 AM |
| KSPHoldings | $25.00 | $25.00 | 11/12/2009 6:54:23 AM |
| spc91x | $25.00 | $25.00 | 11/12/2009 4:59:23 PM |
| oldman68 | $25.00 | $25.00 | 11/12/2009 8:25:57 PM |
| forthright-durability | $25.00 | $25.00 | 11/12/2009 9:38:17 PM |
| MathProfessor | $25.00 | $25.00 | 11/12/2009 9:42:34 PM |
| shrewd-income | $100.00 | $100.00 | 11/12/2009 11:51:24 PM |
| Erikdbp | $25.00 | $25.00 | 11/13/2009 6:28:27 AM |
| Lear31 | $29.00 | $29.00 | 11/13/2009 12:15:49 PM |
| bonus-patriot | $25.00 | $25.00 | 11/13/2009 1:48:43 PM |
| RicheyRich | $25.00 | $25.00 | 11/13/2009 1:40:32 PM |
| gilbrear | $25.00 | $25.00 | 11/13/2009 2:39:13 PM |
| Leopoldine | $26.28 | $26.28 | 11/13/2009 10:12:02 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/13/2009 3:01:05 PM |
| soular21804 | $25.00 | $25.00 | 11/13/2009 3:06:59 PM |
| dpries123 | $25.00 | $25.00 | 11/13/2009 12:00:24 PM |
| discrete-nickel | $25.00 | $25.00 | 11/13/2009 4:08:54 PM |
| OoM | $25.00 | $25.00 | 11/13/2009 1:30:09 PM |
| niq4soccer | $25.00 | $25.00 | 11/13/2009 2:50:16 PM |
| fantastic-yield | $100.00 | $100.00 | 11/13/2009 3:55:37 PM |
| wyogirllender | $25.00 | $25.00 | 11/6/2009 6:46:13 PM |
| hellasow | $30.00 | $30.00 | 11/7/2009 6:36:44 AM |
| justin323 | $25.00 | $25.00 | 11/8/2009 9:46:58 AM |
| Aberdeen | $100.00 | $100.00 | 11/9/2009 5:26:08 PM |
| SWayne2000 | $50.00 | $50.00 | 11/9/2009 5:53:00 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/10/2009 11:46:05 AM |
| building_community | $104.44 | $104.44 | 11/10/2009 7:12:05 PM |
| myidear | $28.00 | $28.00 | 11/11/2009 4:49:10 AM |
| estancias | $25.00 | $25.00 | 11/11/2009 11:03:07 AM |
| PrinceValium | $25.00 | $25.00 | 11/12/2009 11:29:16 AM |
| OKPapa | $40.04 | $40.04 | 11/12/2009 5:19:38 PM |
| hawaiitechnical | $25.00 | $25.00 | 11/12/2009 5:44:01 PM |
| power-expert | $25.00 | $25.00 | 11/12/2009 6:27:01 PM |
| datongmama | $25.00 | $25.00 | 11/12/2009 4:48:40 PM |
| flshdaskll | $25.00 | $25.00 | 11/12/2009 8:01:14 PM |
| scloans | $45.00 | $45.00 | 11/13/2009 1:41:43 AM |
| Leshan | $50.00 | $50.00 | 11/13/2009 8:58:20 AM |
| nurat | $32.95 | $32.95 | 11/12/2009 7:06:27 PM |
| scotty61 | $25.00 | $25.00 | 11/12/2009 11:38:51 PM |
| jybank | $25.00 | $25.00 | 11/13/2009 2:19:25 PM |
| Hogan55 | $40.80 | $40.80 | 11/13/2009 2:25:29 PM |
| durability-colonel | $50.00 | $50.00 | 11/13/2009 3:23:31 PM |
| elegant-bonus | $100.00 | $100.00 | 11/13/2009 3:41:02 PM |
| wild-orange | $200.00 | $200.00 | 11/13/2009 3:52:24 PM |
| wild-orange | $100.00 | $100.00 | 11/13/2009 3:52:57 PM |
| wild-orange | $200.00 | $200.00 | 11/13/2009 3:53:38 PM |
| jrobe925 | $33.14 | $33.14 | 11/13/2009 3:55:32 PM |
| labyrinth0 | $25.00 | $25.00 | 11/13/2009 3:59:17 PM |
| sevenbridges | $250.51 | $250.51 | 11/13/2009 11:57:11 AM |
| CoolBreezeWarlord | $25.00 | $25.00 | 11/13/2009 3:58:07 PM |
| ladyorayne | $100.00 | $100.00 | 11/13/2009 4:00:33 PM |
| CA_Lender | $25.00 | $25.00 | 11/13/2009 4:09:59 PM |
| MathProfessor | $50.00 | $50.00 | 11/13/2009 4:11:07 PM |
| TakeCare | $100.00 | $100.00 | 11/13/2009 2:36:48 PM |
| PalmerTheEmbalmer | $50.00 | $50.00 | 11/13/2009 2:57:14 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
432024
This series of Notes was issued and sold upon the funding of the borrower loan #39537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Nov-06-2009 |
| |
Auction end date:
| Nov-12-2009 |
|
|
Starting lender yield:
| 27.49% |
Starting borrower rate/APR:
| 28.49% / 30.85% |
Starting monthly payment:
| $291.40 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $283.72 |
| |
|
Auction yield range:
| 11.29% - 27.49% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,066 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| economy-champ1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a new car for our family
Purpose of loan:
This loan will be used to? Buy a Family Car
My financial situation: I have a Job and good down payment
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 100.00
??Car expenses: $ 100.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 0.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How is it you pay nothing for your housing? - 101010
A:
Living with Parents
(Nov-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Auburnmist | $25.00 | $25.00 | 11/6/2009 4:12:32 PM |
| brother_tam | $50.00 | $50.00 | 11/6/2009 4:12:53 PM |
| KiwiElf | $25.00 | $25.00 | 11/6/2009 4:13:01 PM |
| EtaDuck | $25.00 | $25.00 | 11/6/2009 4:13:30 PM |
| truth-eclair | $25.00 | $25.00 | 11/6/2009 4:13:54 PM |
| HH123 | $25.00 | $25.00 | 11/6/2009 4:14:22 PM |
| birddogsb | $50.00 | $50.00 | 11/6/2009 4:12:36 PM |
| dparkhom | $25.00 | $25.00 | 11/6/2009 4:12:44 PM |
| Bankman68 | $25.00 | $25.00 | 11/6/2009 4:12:51 PM |
| Headhunter14 | $25.00 | $25.00 | 11/6/2009 4:13:13 PM |
| sloan | $25.00 | $25.00 | 11/6/2009 4:13:21 PM |
| Papa_Mema | $48.00 | $48.00 | 11/6/2009 4:13:51 PM |
| draggon77 | $25.00 | $25.00 | 11/6/2009 4:23:37 PM |
| noble-revenue | $100.00 | $100.00 | 11/6/2009 4:23:49 PM |
| SpareChangeHero | $25.00 | $25.00 | 11/6/2009 4:23:54 PM |
| irrelevant | $25.00 | $25.00 | 11/6/2009 4:24:10 PM |
| runner262 | $25.00 | $25.00 | 11/6/2009 4:24:15 PM |
| Toastsr | $25.00 | $25.00 | 11/6/2009 4:24:45 PM |
| secobarbital | $25.00 | $25.00 | 11/6/2009 4:24:55 PM |
| louisianalender | $100.00 | $100.00 | 11/6/2009 4:24:59 PM |
| benevolent-bonus | $25.00 | $25.00 | 11/6/2009 4:25:23 PM |
| elegant-bonus | $25.00 | $25.00 | 11/6/2009 4:25:35 PM |
| Dubbs360 | $50.00 | $50.00 | 11/6/2009 4:25:40 PM |
| fortytwo | $50.00 | $50.00 | 11/6/2009 4:25:49 PM |
| janicewill | $25.00 | $25.00 | 11/6/2009 4:23:06 PM |
| jstefans | $25.00 | $25.00 | 11/6/2009 4:23:24 PM |
| snoopey100 | $25.00 | $25.00 | 11/6/2009 4:23:44 PM |
| visionary-currency | $25.00 | $25.00 | 11/6/2009 4:24:19 PM |
| jhouman | $25.00 | $25.00 | 11/6/2009 4:24:49 PM |
| GOPHERBOY | $25.00 | $25.00 | 11/6/2009 4:12:40 PM |
| equitable-credit0 | $25.00 | $25.00 | 11/6/2009 4:25:03 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/6/2009 4:12:48 PM |
| money-maniac | $50.00 | $50.00 | 11/6/2009 4:13:00 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 11/6/2009 4:13:14 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 11/6/2009 4:25:24 PM |
| natecam | $25.00 | $25.00 | 11/6/2009 4:13:27 PM |
| RochelleW | $50.00 | $50.00 | 11/6/2009 4:30:15 PM |
| Sateesh | $100.00 | $100.00 | 11/6/2009 4:13:29 PM |
| OSERENKUKU | $25.00 | $25.00 | 11/6/2009 4:13:59 PM |
| ElAbel11 | $25.00 | $25.00 | 11/6/2009 4:39:50 PM |
| order-confidant | $25.00 | $25.00 | 11/6/2009 4:40:36 PM |
| loanfairy | $25.00 | $25.00 | 11/6/2009 4:41:12 PM |
| dedicated-diversification5 | $65.00 | $65.00 | 11/6/2009 4:41:22 PM |
| bronzmajom | $25.00 | $25.00 | 11/6/2009 4:41:28 PM |
| honorable-yield | $25.00 | $25.00 | 11/6/2009 4:41:33 PM |
| sms0106 | $25.00 | $25.00 | 11/6/2009 4:28:50 PM |
| halothane_logic | $25.00 | $25.00 | 11/6/2009 4:31:44 PM |
| PaulW | $25.00 | $25.00 | 11/6/2009 4:39:49 PM |
| eronyc | $25.00 | $25.00 | 11/6/2009 4:39:59 PM |
| akguy | $25.00 | $25.00 | 11/6/2009 4:40:39 PM |
| LKN2RTR | $25.00 | $25.00 | 11/6/2009 4:40:44 PM |
| LongTail | $25.00 | $25.00 | 11/6/2009 4:40:54 PM |
| Helenska11 | $25.00 | $25.00 | 11/6/2009 4:41:16 PM |
| treasure-transporter | $25.00 | $25.00 | 11/6/2009 4:41:23 PM |
| lagnisiruk | $25.00 | $25.00 | 11/6/2009 4:41:29 PM |
| CarDealer3070 | $30.00 | $15.41 | 11/6/2009 4:41:34 PM |
| penny-mechanic | $25.00 | $25.00 | 11/6/2009 7:33:22 PM |
| gustavzantanon | $50.00 | $50.00 | 11/6/2009 4:23:29 PM |
| jlr613 | $25.00 | $25.00 | 11/6/2009 4:23:45 PM |
| selfmademan | $25.00 | $25.00 | 11/6/2009 4:24:00 PM |
| lendcraft | $25.00 | $25.00 | 11/6/2009 4:24:20 PM |
| zone8 | $25.00 | $25.00 | 11/6/2009 4:24:29 PM |
| nickel-position | $25.00 | $25.00 | 11/6/2009 4:24:33 PM |
| gold-sushi | $25.00 | $25.00 | 11/6/2009 4:24:38 PM |
| the-silver-blaster | $75.00 | $75.00 | 11/6/2009 4:24:41 PM |
| hope-gadget | $25.00 | $25.00 | 11/6/2009 4:25:04 PM |
| Poiny | $25.00 | $25.00 | 11/6/2009 4:25:09 PM |
| PayItForward09 | $25.00 | $25.00 | 11/6/2009 4:25:19 PM |
| Cash_Angel | $25.00 | $25.00 | 11/6/2009 4:25:22 PM |
| a-finance-nirvana | $150.00 | $150.00 | 11/6/2009 4:25:28 PM |
| PatRichi | $25.00 | $25.00 | 11/6/2009 4:25:30 PM |
| Shepherd7 | $25.00 | $25.00 | 11/6/2009 4:25:40 PM |
| personal-lender | $25.00 | $25.00 | 11/6/2009 4:25:45 PM |
| Orringo | $25.00 | $25.00 | 11/6/2009 4:25:47 PM |
| MuchoMoneyMike | $25.00 | $25.00 | 11/6/2009 4:27:44 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 11/6/2009 4:27:46 PM |
| NYLG | $25.00 | $25.00 | 11/6/2009 4:29:01 PM |
| worldly-funds | $25.00 | $25.00 | 11/6/2009 4:29:41 PM |
| bdloans | $100.00 | $100.00 | 11/6/2009 4:29:51 PM |
| reflective-rupee | $50.00 | $50.00 | 11/6/2009 4:31:03 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/6/2009 4:31:52 PM |
| whiffle | $25.00 | $25.00 | 11/6/2009 4:39:31 PM |
| aader | $25.00 | $25.00 | 11/6/2009 4:39:48 PM |
| mydreamsagain | $25.00 | $25.00 | 11/6/2009 4:40:09 PM |
| nick5454 | $25.00 | $25.00 | 11/6/2009 4:40:17 PM |
| econman1 | $25.00 | $25.00 | 11/6/2009 4:40:35 PM |
| joshstomper | $25.00 | $25.00 | 11/6/2009 4:40:47 PM |
| slartibardfast | $25.00 | $25.00 | 11/6/2009 4:41:20 PM |
| NoCal | $25.00 | $25.00 | 11/6/2009 4:41:24 PM |
| shiny-dollar9 | $25.00 | $25.00 | 11/6/2009 4:41:27 PM |
| economy-synapse | $25.00 | $25.00 | 11/6/2009 4:44:21 PM |
| SFBank | $200.00 | $200.00 | 11/8/2009 5:45:32 PM |
| forthright-dedication | $25.00 | $25.00 | 11/7/2009 8:21:38 PM |
| drg6289 | $25.00 | $25.00 | 11/9/2009 11:54:55 AM |
| bid-papyrus | $25.00 | $25.00 | 11/9/2009 5:35:15 PM |
| impala6464 | $50.00 | $50.00 | 11/9/2009 5:42:40 PM |
| Cashlender1992 | $25.00 | $25.00 | 11/9/2009 8:44:02 PM |
| UCLA4life | $25.00 | $25.00 | 11/9/2009 5:35:23 PM |
| preventivepestcontrol | $50.00 | $50.00 | 11/10/2009 10:27:59 AM |
| irishlaw | $75.00 | $75.00 | 11/11/2009 4:50:10 PM |
| elegant-bonus | $50.00 | $50.00 | 11/11/2009 5:05:53 PM |
| fireferd | $100.00 | $100.00 | 11/11/2009 9:04:59 PM |
| aceking | $25.00 | $25.00 | 11/6/2009 4:12:45 PM |
| CPAMAN | $25.00 | $25.00 | 11/6/2009 4:12:56 PM |
| mjm77_1 | $25.00 | $25.00 | 11/6/2009 4:13:18 PM |
| DadWarbucks | $25.00 | $25.00 | 11/6/2009 4:14:12 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 11/6/2009 4:12:35 PM |
| Gibbyland | $50.00 | $50.00 | 11/6/2009 4:12:41 PM |
| upsata | $25.00 | $25.00 | 11/6/2009 4:12:50 PM |
| flwah | $50.00 | $50.00 | 11/6/2009 4:13:17 PM |
| L-vex | $25.00 | $25.00 | 11/6/2009 4:13:50 PM |
| desertoasis | $50.00 | $50.00 | 11/6/2009 4:13:55 PM |
| Artist_Blue | $25.00 | $25.00 | 11/6/2009 4:14:07 PM |
| bnlforever | $25.00 | $25.00 | 11/6/2009 4:14:25 PM |
| showmestatekid | $25.00 | $25.00 | 11/6/2009 4:23:32 PM |
| SDKiwi | $25.00 | $25.00 | 11/6/2009 4:23:57 PM |
| catomaior | $25.00 | $25.00 | 11/6/2009 4:24:07 PM |
| MONEYMATCH | $50.00 | $50.00 | 11/6/2009 4:24:13 PM |
| saffron4 | $25.00 | $25.00 | 11/6/2009 4:24:22 PM |
| AceInTheHole | $25.00 | $25.00 | 11/6/2009 4:24:30 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 11/6/2009 4:24:42 PM |
| mtquan | $25.00 | $25.00 | 11/6/2009 4:24:48 PM |
| VBAces | $25.00 | $25.00 | 11/6/2009 4:24:50 PM |
| ben10jen | $25.00 | $25.00 | 11/6/2009 4:25:02 PM |
| deal-pioneer1 | $25.00 | $25.00 | 11/6/2009 4:25:05 PM |
| special-peso | $50.00 | $50.00 | 11/6/2009 4:25:15 PM |
| fareast_man | $25.00 | $25.00 | 11/6/2009 4:25:18 PM |
| WalnutCreekguy | $25.00 | $25.00 | 11/6/2009 4:25:26 PM |
| w3alter | $50.00 | $50.00 | 11/6/2009 4:25:31 PM |
| justice-dna | $25.00 | $25.00 | 11/6/2009 4:25:36 PM |
| loyalist1 | $25.00 | $25.00 | 11/6/2009 4:25:38 PM |
| value-microscope | $25.00 | $25.00 | 11/6/2009 4:25:48 PM |
| srfb973 | $35.00 | $35.00 | 11/6/2009 4:26:31 PM |
| unk1911 | $25.00 | $25.00 | 11/6/2009 4:28:12 PM |
| skro | $25.00 | $25.00 | 11/6/2009 4:23:47 PM |
| YQQ | $25.00 | $25.00 | 11/6/2009 4:24:02 PM |
| ChrisTJ | $25.00 | $25.00 | 11/6/2009 4:24:09 PM |
| Dreams4Cash | $25.00 | $25.00 | 11/6/2009 4:24:18 PM |
| FasTruk | $25.00 | $25.00 | 11/6/2009 4:28:57 PM |
| efficient-principal | $25.00 | $25.00 | 11/6/2009 4:24:39 PM |
| YogaDude34 | $25.00 | $25.00 | 11/6/2009 4:24:51 PM |
| jazz619 | $25.00 | $25.00 | 11/6/2009 4:12:33 PM |
| hard-working-loot | $25.00 | $25.00 | 11/6/2009 4:12:42 PM |
| wildguy | $25.00 | $25.00 | 11/6/2009 4:12:57 PM |
| value-pole | $25.00 | $25.00 | 11/6/2009 4:25:13 PM |
| atothez | $25.00 | $25.00 | 11/6/2009 4:25:21 PM |
| Slowtype | $25.00 | $25.00 | 11/6/2009 4:13:25 PM |
| 626457 | $25.00 | $25.00 | 11/6/2009 4:25:27 PM |
| djh47a | $25.00 | $25.00 | 11/6/2009 4:25:33 PM |
| Plotinus | $50.00 | $50.00 | 11/6/2009 4:13:47 PM |
| beezling | $52.00 | $52.00 | 11/6/2009 4:25:50 PM |
| kid8549 | $25.00 | $25.00 | 11/6/2009 4:13:56 PM |
| mjjjrj | $25.00 | $25.00 | 11/6/2009 4:14:04 PM |
| honestpeople1 | $25.00 | $25.00 | 11/6/2009 4:30:47 PM |
| bert981980 | $25.00 | $25.00 | 11/6/2009 4:31:51 PM |
| All_Wins | $25.00 | $25.00 | 11/6/2009 4:39:47 PM |
| lloyd_s | $25.00 | $25.00 | 11/6/2009 4:40:49 PM |
| bonus-zone | $25.00 | $25.00 | 11/6/2009 4:41:01 PM |
| heroic-benefit | $25.00 | $25.00 | 11/6/2009 4:41:18 PM |
| Turtlebear44 | $25.00 | $25.00 | 11/6/2009 4:41:25 PM |
| spitzbergen | $25.00 | $25.00 | 11/6/2009 4:41:32 PM |
| reflective-rupee | $25.00 | $25.00 | 11/6/2009 4:30:08 PM |
| SPB | $25.00 | $25.00 | 11/6/2009 4:31:54 PM |
| social-gatherer7 | $25.00 | $25.00 | 11/6/2009 4:39:44 PM |
| HalfDayz | $50.00 | $50.00 | 11/6/2009 4:39:56 PM |
| andypbe | $25.00 | $25.00 | 11/6/2009 4:40:40 PM |
| charlieok | $25.00 | $25.00 | 11/6/2009 4:40:46 PM |
| charming-point | $50.00 | $50.00 | 11/6/2009 4:41:19 PM |
| Havana21 | $50.00 | $50.00 | 11/6/2009 4:41:26 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 11/6/2009 4:41:30 PM |
| 888168 | $25.00 | $25.00 | 11/6/2009 4:23:00 PM |
| omerta6102 | $50.00 | $50.00 | 11/6/2009 4:23:28 PM |
| Hondo | $25.00 | $25.00 | 11/6/2009 4:23:31 PM |
| Rogelio48 | $25.00 | $25.00 | 11/6/2009 4:23:36 PM |
| MicroPod | $25.00 | $25.00 | 11/6/2009 4:23:59 PM |
| KevinC_63366 | $25.00 | $25.00 | 11/6/2009 4:24:04 PM |
| Phantom99 | $25.00 | $25.00 | 11/6/2009 4:24:36 PM |
| get30inc | $25.00 | $25.00 | 11/6/2009 4:24:43 PM |
| wrighco | $25.00 | $25.00 | 11/6/2009 4:24:46 PM |
| GElender | $25.00 | $25.00 | 11/6/2009 4:24:52 PM |
| delivery | $25.00 | $25.00 | 11/6/2009 4:24:56 PM |
| fcb202 | $25.00 | $25.00 | 11/6/2009 4:25:12 PM |
| JGB | $25.00 | $25.00 | 11/6/2009 4:25:16 PM |
| purdue98 | $25.00 | $25.00 | 11/6/2009 4:25:20 PM |
| greenwell | $25.00 | $25.00 | 11/6/2009 4:25:25 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 11/6/2009 4:25:30 PM |
| GMPK_TLAS | $25.00 | $25.00 | 11/6/2009 4:25:34 PM |
| MissionMicroFinance | $25.00 | $25.00 | 11/6/2009 4:25:39 PM |
| SNH | $50.00 | $50.00 | 11/6/2009 4:25:44 PM |
| anton | $25.00 | $25.00 | 11/6/2009 4:25:46 PM |
| loan-master996 | $50.00 | $50.00 | 11/6/2009 4:25:51 PM |
| CASHGIRL | $25.00 | $25.00 | 11/6/2009 4:31:46 PM |
| aFro | $25.00 | $25.00 | 11/6/2009 4:39:43 PM |
| porkhelmet | $25.00 | $25.00 | 11/6/2009 4:40:08 PM |
| transparent-bill | $25.00 | $25.00 | 11/6/2009 4:40:33 PM |
| sbarro | $29.59 | $29.59 | 11/6/2009 4:40:41 PM |
| lovely-return7 | $25.00 | $25.00 | 11/6/2009 4:41:07 PM |
| five-star-note | $25.00 | $25.00 | 11/6/2009 4:41:11 PM |
| dinero-mason | $50.00 | $50.00 | 11/6/2009 4:41:18 PM |
| tallmon | $25.00 | $25.00 | 11/6/2009 4:41:21 PM |
| treasure-bliss | $50.00 | $50.00 | 11/6/2009 4:41:25 PM |
| AF-Chief | $25.00 | $25.00 | 11/6/2009 4:41:31 PM |
| bondhedger | $25.00 | $25.00 | 11/6/2009 4:42:35 PM |
| Flash80 | $75.00 | $75.00 | 11/6/2009 8:08:49 PM |
| felicity-daydream | $25.00 | $25.00 | 11/8/2009 7:32:20 PM |
| nala2821 | $25.00 | $25.00 | 11/9/2009 9:45:08 AM |
| jonn834 | $25.00 | $25.00 | 11/9/2009 2:36:26 PM |
| bst | $30.00 | $30.00 | 11/9/2009 10:47:38 PM |
| Mantis75 | $25.00 | $25.00 | 11/10/2009 11:25:08 AM |
| Digs | $25.00 | $25.00 | 11/10/2009 9:37:26 AM |
| note-miser8 | $25.00 | $25.00 | 11/10/2009 11:30:27 AM |
| People-for-people | $50.00 | $50.00 | 11/10/2009 6:21:33 PM |
| CatbirdBanking | $25.00 | $25.00 | 11/11/2009 9:59:56 AM |
| wise-silver-wonder | $25.00 | $25.00 | 11/11/2009 10:46:27 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 11/11/2009 3:22:49 PM |
| 215 bids
|
Borrower Payment Dependent Notes Series
432210
This series of Notes was issued and sold upon the funding of the borrower loan #39522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-16-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $94.97 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $92.91 |
| |
|
Auction yield range:
| 3.29% - 7.69% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 860-879 (Nov-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,325 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 4% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| MattProsper |
Borrower's state:
| California |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvest in Prosper, help others
Purpose of loan:
This loan will be used to reinvest in Prosper community, help others.
My financial situation:
????? I have more than enough to pay this off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Attract | $25.00 | $25.00 | 11/9/2009 4:11:50 PM |
| slartibardfast | $35.00 | $35.00 | 11/9/2009 4:11:42 PM |
| a-responsible-return | $25.00 | $24.18 | 11/9/2009 4:12:22 PM |
| AF-Chief | $35.00 | $35.00 | 11/9/2009 4:12:11 PM |
| kanakakm | $50.00 | $50.00 | 11/9/2009 4:12:04 PM |
| Patrician | $100.00 | $100.00 | 11/9/2009 4:55:42 PM |
| a-shiny-dime | $25.00 | $25.00 | 11/9/2009 4:56:06 PM |
| greenback-floret | $50.00 | $50.00 | 11/10/2009 7:11:32 AM |
| Approved | $50.00 | $50.00 | 11/10/2009 11:36:35 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/10/2009 6:03:17 AM |
| amit_gu | $100.00 | $100.00 | 11/10/2009 2:37:05 PM |
| BOZO88 | $50.00 | $50.00 | 11/10/2009 6:47:48 PM |
| lincmercguy | $25.00 | $25.00 | 11/10/2009 8:15:09 PM |
| Pickmar | $25.00 | $25.00 | 11/11/2009 7:34:13 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/11/2009 8:41:13 AM |
| swiftsoul | $25.00 | $25.00 | 11/11/2009 12:30:19 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/11/2009 8:40:56 AM |
| Digs | $25.00 | $25.00 | 11/12/2009 12:29:39 PM |
| vestquid | $25.00 | $25.00 | 11/12/2009 4:30:30 PM |
| FundMaker | $25.00 | $25.00 | 11/12/2009 4:31:07 PM |
| SchaeferJ | $25.00 | $25.00 | 11/13/2009 12:08:38 PM |
| dproxima | $25.00 | $25.00 | 11/13/2009 4:31:33 PM |
| marwadi-62 | $300.00 | $300.00 | 11/13/2009 5:00:05 PM |
| YummiBear | $25.00 | $25.00 | 11/13/2009 7:24:13 PM |
| gadfly066 | $35.00 | $35.00 | 11/13/2009 6:53:14 PM |
| outofoffice | $50.00 | $50.00 | 11/13/2009 7:45:11 PM |
| vtr1000 | $25.00 | $25.00 | 11/14/2009 9:29:44 AM |
| BigSurf | $35.00 | $35.00 | 11/15/2009 6:15:31 AM |
| springpanda | $25.00 | $25.00 | 11/15/2009 3:21:36 PM |
| wwwUniversal | $25.00 | $25.00 | 11/15/2009 6:48:33 PM |
| juxtapose | $25.00 | $25.00 | 11/15/2009 8:02:59 PM |
| the-silver-blaster | $25.00 | $25.00 | 11/16/2009 6:59:35 AM |
| gsp1885 | $41.07 | $41.07 | 11/15/2009 10:18:06 PM |
| JerryB96 | $25.00 | $25.00 | 11/16/2009 6:59:13 AM |
| mwb | $25.00 | $25.00 | 11/16/2009 7:52:57 AM |
| unrhrsd | $25.00 | $25.00 | 11/16/2009 2:40:35 PM |
| kinetic-social | $100.00 | $100.00 | 11/16/2009 3:55:52 PM |
| Auditman | $50.00 | $50.00 | 11/16/2009 4:03:09 PM |
| Snoopylover | $25.00 | $25.00 | 11/16/2009 12:20:24 PM |
| jimduism | $250.00 | $250.00 | 11/16/2009 1:16:16 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 11/9/2009 5:14:24 PM |
| PBanker | $25.00 | $25.00 | 11/9/2009 5:25:50 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 11/9/2009 5:25:11 PM |
| hellasow | $50.00 | $50.00 | 11/9/2009 6:03:46 PM |
| SWayne2000 | $50.00 | $50.00 | 11/9/2009 5:52:18 PM |
| blot44 | $100.00 | $100.00 | 11/9/2009 8:42:15 PM |
| GoBusinessGuy | $49.91 | $49.91 | 11/11/2009 3:04:35 AM |
| five-star-justice | $36.00 | $36.00 | 11/11/2009 7:02:21 AM |
| payontime1 | $50.00 | $50.00 | 11/11/2009 10:36:22 PM |
| octoberfresh | $25.00 | $25.00 | 11/12/2009 6:58:24 AM |
| RichDadPoorDad | $25.00 | $25.00 | 11/12/2009 10:54:42 AM |
| iflyunited | $25.00 | $25.00 | 11/12/2009 6:12:48 PM |
| serene-capital | $25.00 | $25.00 | 11/12/2009 5:00:26 PM |
| vivacious-greenback6 | $35.31 | $35.31 | 11/12/2009 8:08:47 PM |
| dammage | $25.00 | $25.00 | 11/13/2009 5:17:07 AM |
| sunny1985 | $25.00 | $25.00 | 11/12/2009 8:17:18 PM |
| JDLanier | $25.00 | $25.00 | 11/13/2009 4:16:50 AM |
| dpries123 | $25.00 | $25.00 | 11/13/2009 12:04:18 PM |
| IceFisherman | $31.76 | $31.76 | 11/13/2009 4:20:45 PM |
| springpanda | $50.00 | $50.00 | 11/13/2009 10:43:52 PM |
| nbah123 | $50.00 | $50.00 | 11/15/2009 8:59:16 PM |
| Okeey | $25.00 | $25.00 | 11/16/2009 11:16:11 AM |
| Astyanax | $50.00 | $50.00 | 11/16/2009 12:37:47 PM |
| kf88 | $30.00 | $30.00 | 11/16/2009 8:43:19 AM |
| jybank | $50.00 | $50.00 | 11/16/2009 9:48:11 AM |
| bruin558 | $36.77 | $36.77 | 11/16/2009 3:34:10 PM |
| icon7 | $25.00 | $25.00 | 11/16/2009 3:29:01 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
432246
This series of Notes was issued and sold upon the funding of the borrower loan #39516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-13-2009 |
|
|
Starting lender yield:
| 25.52% |
Starting borrower rate/APR:
| 26.52% / 30.46% |
Starting monthly payment:
| $40.57 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 22.76% |
Final monthly payment:
| $36.66 |
| |
|
Auction yield range:
| 8.29% - 25.52% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 17
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,512 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tiger65 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 94% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 1
( 6% )
| 560-579
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Car repair, roof repair
Purpose of loan:
This loan will be used to?repair car, roof?
My financial situation:
I am a good candidate for this loan because? I have never been late or missed a payment on any loans, or credit cards.? My Credit score might be lower than indicated because I have requested a credit line increase on my citi credit card.? I'm not sure how to change or edit my employment information.? I have been retired since Jun 2009.? My monthly income is Social?Security - 1097.??Government Pension - 2016.??
Monthly net income: $
Monthly expenses: $
??Housing: $ 1197
??Insurance: $ 77
??Car expenses: $ 50
??Utilities: $ 220
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 144.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is the $1100 or so for housing a mortgage? If so, what are the terms and remaining balance on the mortgage? Does the monthly payment also include taxes and insurance? - CaribbeanBanker
A:
The 1100 does not include insurance and taxes. I pay them seperately, insurance monthly, taxes are paid quarterly starting in Dec. My remaining balance on the home is 171,000. I have approx 25 yrs remaining on mortgage. I hope this is the response answers your questions.
(Nov-09-2009)
Q:
Can you please describe the circumstances of the late payment on your first loan? Thanks very much and good luck with your listing. - CaribbeanBanker
A:
I think in reference to the Prosper loan. I had My Bank Account number changed, because I thought my account number was compromised, therefore some payments were delayed during the change. I'm trying to remember the correct circumstance, because my payments are on time. Hope this answers your question to your satisfaction.
(Nov-09-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 11/9/2009 5:13:09 PM |
| fortytwo | $200.00 | $200.00 | 11/9/2009 5:28:17 PM |
| 4mydaughterseducation | $29.42 | $29.42 | 11/9/2009 7:01:19 PM |
| hellasow | $30.00 | $30.00 | 11/9/2009 6:23:21 PM |
| impressive-fund0 | $30.00 | $30.00 | 11/10/2009 5:04:59 PM |
| CoolPlexer | $25.00 | $25.00 | 11/11/2009 6:47:55 PM |
| reflective-rupee | $25.00 | $25.00 | 11/11/2009 8:21:34 PM |
| thetuck | $25.00 | $25.00 | 11/11/2009 11:46:08 PM |
| bonus-patriot | $25.00 | $25.00 | 11/12/2009 6:11:54 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/12/2009 9:42:05 AM |
| lender12345 | $25.00 | $25.00 | 11/12/2009 10:58:58 AM |
| charming-point | $100.00 | $100.00 | 11/12/2009 2:02:59 PM |
| LarWit1512 | $25.00 | $25.00 | 11/12/2009 4:36:03 PM |
| realtormoises | $25.00 | $25.00 | 11/9/2009 6:38:40 PM |
| twjh | $25.00 | $25.00 | 11/10/2009 9:36:42 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/10/2009 8:25:22 PM |
| boredlv | $25.00 | $25.00 | 11/11/2009 2:41:12 PM |
| adventure0 | $200.00 | $200.00 | 11/11/2009 5:34:21 PM |
| moo916 | $100.00 | $10.58 | 11/11/2009 8:17:02 PM |
| zento | $25.00 | $25.00 | 11/11/2009 8:28:09 PM |
| sbv1689 | $25.00 | $25.00 | 11/12/2009 6:24:40 PM |
| BlessedEveryDay | $25.00 | $25.00 | 11/12/2009 4:30:15 PM |
| donenzo | $25.00 | $25.00 | 11/12/2009 8:30:57 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
432512
This series of Notes was issued and sold upon the funding of the borrower loan #39528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Nov-09-2009 |
| |
Auction end date:
| Nov-11-2009 |
|
|
Starting lender yield:
| 22.79% |
Starting borrower rate/APR:
| 23.79% / 26.08% |
Starting monthly payment:
| $117.37 |
|
Final lender yield:
| 21.75% |
Final borrower rate/APR:
| 22.75% / 25.02% |
Final monthly payment:
| $115.74 |
| |
|
Auction yield range:
| 8.29% - 22.79% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 16
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,542 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| rupee-gargantuan |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New bedroom set
Purpose of loan:
This loan will be used to? purchase a new bedroom set.? Our current bed just broke this morning.
My financial situation:
I am a good candidate for this loan because? My bills are paid in a timely fashion and my husband and I both have secured jobs.
Monthly net income: $ My monthly net is $2564 and my husband's is $4400, plus we rent out a house and recieve $450 in rent.
Monthly expenses: $
??Housing: $ 2081
??Insurance: $ 168
??Car expenses: $ 745
??Utilities: $?275
??Phone, cable, internet: $ 220
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 580
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyU4IA | $25.00 | $25.00 | 11/9/2009 4:20:10 PM |
| BigLinCT | $25.00 | $25.00 | 11/9/2009 4:20:26 PM |
| reward-bull | $25.00 | $25.00 | 11/9/2009 4:20:37 PM |
| vengy | $25.00 | $25.00 | 11/9/2009 4:22:31 PM |
| gustavzantanon | $50.00 | $50.00 | 11/9/2009 4:22:34 PM |
| JW-From-SoCal | $25.00 | $25.00 | 11/9/2009 4:22:56 PM |
| syounker | $25.00 | $25.00 | 11/9/2009 4:22:45 PM |
| Dreams4Cash | $25.00 | $25.00 | 11/9/2009 4:23:20 PM |
| zone8 | $100.00 | $100.00 | 11/9/2009 4:23:41 PM |
| AceInTheHole | $25.00 | $25.00 | 11/9/2009 4:23:49 PM |
| the-silver-blaster | $75.00 | $75.00 | 11/9/2009 4:24:21 PM |
| efficient-principal | $25.00 | $25.00 | 11/9/2009 4:24:18 PM |
| YogaDude34 | $25.00 | $25.00 | 11/9/2009 4:25:04 PM |
| secobarbital | $25.00 | $25.00 | 11/9/2009 4:25:17 PM |
| delivery | $25.00 | $25.00 | 11/9/2009 4:25:23 PM |
| special-peso | $50.00 | $50.00 | 11/9/2009 4:26:13 PM |
| JGB | $25.00 | $25.00 | 11/9/2009 4:26:17 PM |
| PayItForward09 | $25.00 | $25.00 | 11/9/2009 4:26:26 PM |
| WalnutCreekguy | $25.00 | $25.00 | 11/9/2009 4:27:04 PM |
| greenwell | $25.00 | $25.00 | 11/9/2009 4:27:02 PM |
| loyalist1 | $25.00 | $25.00 | 11/9/2009 4:27:53 PM |
| elegant-bonus | $25.00 | $25.00 | 11/9/2009 4:27:39 PM |
| SNH | $50.00 | $50.00 | 11/9/2009 4:28:12 PM |
| MissionMicroFinance | $25.00 | $25.00 | 11/9/2009 4:28:00 PM |
| beezling | $52.00 | $52.00 | 11/9/2009 4:28:29 PM |
| Dubbs360 | $50.00 | $50.00 | 11/9/2009 4:28:04 PM |
| loan-master996 | $50.00 | $50.00 | 11/9/2009 4:28:39 PM |
| social-caravan | $25.00 | $25.00 | 11/9/2009 4:28:46 PM |
| 888168 | $25.00 | $25.00 | 11/9/2009 4:21:13 PM |
| janicewill | $25.00 | $25.00 | 11/9/2009 4:21:28 PM |
| Hondo | $25.00 | $25.00 | 11/9/2009 4:22:35 PM |
| InChicago | $25.00 | $25.00 | 11/9/2009 4:23:13 PM |
| Phantom99 | $25.00 | $25.00 | 11/9/2009 4:24:09 PM |
| get30inc | $25.00 | $25.00 | 11/9/2009 4:24:33 PM |
| mtquan | $25.00 | $25.00 | 11/9/2009 4:24:47 PM |
| jhouman | $25.00 | $25.00 | 11/9/2009 4:24:51 PM |
| hope-gadget | $25.00 | $25.00 | 11/9/2009 4:25:46 PM |
| deal-pioneer1 | $25.00 | $25.00 | 11/9/2009 4:25:51 PM |
| fcb202 | $25.00 | $25.00 | 11/9/2009 4:26:03 PM |
| purdue98 | $25.00 | $25.00 | 11/9/2009 4:26:33 PM |
| atothez | $25.00 | $25.00 | 11/9/2009 4:26:35 PM |
| robot777 | $40.00 | $40.00 | 11/9/2009 4:38:29 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 11/9/2009 4:27:18 PM |
| w3alter | $50.00 | $50.00 | 11/9/2009 4:27:28 PM |
| GMPK_TLAS | $25.00 | $25.00 | 11/9/2009 4:27:38 PM |
| Shepherd7 | $25.00 | $25.00 | 11/9/2009 4:28:01 PM |
| Orringo | $25.00 | $25.00 | 11/9/2009 4:28:22 PM |
| 350DGRZ | $25.00 | $25.00 | 11/9/2009 4:28:50 PM |
| Diver25 | $25.00 | $22.00 | 11/9/2009 4:29:19 PM |
| five-star-justice | $36.00 | $36.00 | 11/9/2009 5:24:26 PM |
| BuffetRocks | $50.00 | $50.00 | 11/9/2009 5:49:00 PM |
| EEasyMoney | $25.00 | $25.00 | 11/9/2009 5:25:26 PM |
| jybank | $25.00 | $25.00 | 11/9/2009 8:18:13 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 11/9/2009 5:39:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/10/2009 9:02:59 AM |
| interstellar | $50.00 | $50.00 | 11/10/2009 10:58:46 AM |
| tnjohnso | $25.00 | $25.00 | 11/10/2009 4:12:43 PM |
| harperpotok | $100.00 | $100.00 | 11/9/2009 4:21:36 PM |
| fortytwo | $150.00 | $150.00 | 11/9/2009 4:24:04 PM |
| gold-sushi | $25.00 | $25.00 | 11/9/2009 4:24:14 PM |
| wrighco | $25.00 | $25.00 | 11/9/2009 4:24:43 PM |
| Toastsr | $25.00 | $25.00 | 11/9/2009 4:24:38 PM |
| VBAces | $25.00 | $25.00 | 11/9/2009 4:24:57 PM |
| GElender | $25.00 | $25.00 | 11/9/2009 4:25:08 PM |
| louisianalender | $100.00 | $100.00 | 11/9/2009 4:25:34 PM |
| equitable-credit0 | $25.00 | $25.00 | 11/9/2009 4:25:43 PM |
| ben10jen | $25.00 | $25.00 | 11/9/2009 4:25:35 PM |
| value-pole | $25.00 | $25.00 | 11/9/2009 4:26:07 PM |
| Cash_Angel | $25.00 | $25.00 | 11/9/2009 4:26:40 PM |
| fareast_man | $25.00 | $25.00 | 11/9/2009 4:26:25 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 11/9/2009 4:26:51 PM |
| justice-dna | $25.00 | $25.00 | 11/9/2009 4:27:43 PM |
| personal-lender | $25.00 | $25.00 | 11/9/2009 4:28:16 PM |
| lobster | $25.00 | $25.00 | 11/9/2009 4:28:44 PM |
| value-microscope | $25.00 | $25.00 | 11/9/2009 4:28:25 PM |
| LandoC1 | $25.00 | $25.00 | 11/9/2009 4:29:10 PM |
| nickel-position | $25.00 | $25.00 | 11/9/2009 4:23:50 PM |
| five-star-note | $25.00 | $25.00 | 11/9/2009 4:24:08 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 11/9/2009 4:24:26 PM |
| Poiny | $25.00 | $25.00 | 11/9/2009 4:25:58 PM |
| benevolent-bonus | $25.00 | $25.00 | 11/9/2009 4:26:44 PM |
| 626457 | $25.00 | $25.00 | 11/9/2009 4:27:10 PM |
| a-finance-nirvana | $150.00 | $150.00 | 11/9/2009 4:27:16 PM |
| djh47a | $25.00 | $25.00 | 11/9/2009 4:27:32 PM |
| anton | $25.00 | $25.00 | 11/9/2009 4:28:21 PM |
| efficient-bid2 | $25.00 | $25.00 | 11/9/2009 4:29:03 PM |
| reflective-rupee | $25.00 | $25.00 | 11/9/2009 5:32:13 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/9/2009 5:47:27 PM |
| natejx | $25.00 | $25.00 | 11/9/2009 5:25:23 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
432702
This series of Notes was issued and sold upon the funding of the borrower loan #39542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,432.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-10-2009 |
| |
Auction end date:
| Nov-17-2009 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $80.78 |
|
Final lender yield:
| 9.51% |
Final borrower rate/APR:
| 10.51% / 10.86% |
Final monthly payment:
| $79.06 |
| |
|
Auction yield range:
| 3.29% - 11.00% |
Estimated loss impact:
| 0.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Oct-2009) |
Current / open credit lines:
| 21
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 50 | Length of status: | 21y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $133,373 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 91% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| momgwen |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
|
Principal balance:
| $1,116.05 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Help Me Lower My Interest Rate!
Purpose of loan:
This loan will be used to pay off a credit card account that is closed.? I had used the card to pay tuition expenses for my son.? The bank won't negotiate a lower rate.? I just want to get this paid and need a decent rate to get it paid in the time period I have planned.
My financial situation:
I am a good candidate for this loan because I have been with the same company for 21 years and have recently been promoted to a position with a very stable national company.? I have always paid my mortgage and other bills on time.? The majority of my revolving debt includes an unsecured bank loan at 10% that we used for medical expenses for our younger son that was not covered by our insurance.??The money was well spent--he got his life back on track and is entering graduate school in January.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Onlyhappycustomers | $25.00 | $25.00 | 11/12/2009 6:22:49 AM |
| tough-penny5 | $25.00 | $25.00 | 11/12/2009 9:15:10 PM |
| Mav26 | $125.00 | $125.00 | 11/13/2009 8:05:25 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 11/13/2009 3:26:39 PM |
| credit-coach118 | $25.00 | $25.00 | 11/14/2009 8:23:37 AM |
| 101010 | $75.00 | $75.00 | 11/14/2009 11:18:11 AM |
| 101010 | $50.00 | $50.00 | 11/14/2009 11:18:28 AM |
| Sven79 | $83.57 | $83.57 | 11/16/2009 3:59:30 PM |
| usedtoborrow | $30.00 | $30.00 | 11/16/2009 5:03:01 PM |
| MayDaysMoney | $30.00 | $30.00 | 11/16/2009 7:33:24 PM |
| kochan123 | $25.00 | $25.00 | 11/16/2009 7:41:24 PM |
| JerryB96 | $25.00 | $25.00 | 11/16/2009 9:46:47 PM |
| ritwik | $50.00 | $50.00 | 11/16/2009 5:18:25 PM |
| tranquil-revenue | $75.00 | $75.00 | 11/16/2009 10:20:43 PM |
| lm150 | $25.00 | $25.00 | 11/17/2009 7:25:54 AM |
| ryan516 | $25.00 | $25.00 | 11/17/2009 4:37:07 AM |
| spiff666 | $25.00 | $25.00 | 11/16/2009 7:45:42 PM |
| Iwantahelp | $25.00 | $25.00 | 11/17/2009 10:39:05 AM |
| bestloanrate | $50.00 | $50.00 | 11/17/2009 1:31:26 PM |
| platinum-goat4 | $50.00 | $50.00 | 11/17/2009 8:43:18 AM |
| lender12345 | $25.00 | $25.00 | 11/17/2009 3:32:52 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/17/2009 3:07:55 PM |
| loss-of-control | $25.00 | $13.43 | 11/17/2009 4:07:26 PM |
| CoolBreezeWarlord | $25.00 | $25.00 | 11/17/2009 4:08:59 PM |
| kf88 | $25.00 | $25.00 | 11/17/2009 1:21:22 PM |
| durability-colonel | $50.00 | $50.00 | 11/17/2009 1:29:55 PM |
| dynamic-fairness | $25.00 | $25.00 | 11/17/2009 3:50:48 PM |
| Rustang | $50.00 | $50.00 | 11/17/2009 4:01:51 PM |
| LittleMingo | $25.00 | $25.00 | 11/10/2009 5:47:25 PM |
| greenback-floret | $50.00 | $50.00 | 11/10/2009 4:45:44 PM |
| boredlv | $25.00 | $25.00 | 11/11/2009 2:32:53 PM |
| hellasow | $25.00 | $25.00 | 11/12/2009 2:30:46 PM |
| otalon | $35.00 | $35.00 | 11/15/2009 8:58:22 AM |
| soundmob | $50.00 | $50.00 | 11/15/2009 10:07:59 PM |
| jte888 | $25.00 | $25.00 | 11/16/2009 2:20:38 AM |
| SIU_Saluki_Lending | $25.00 | $25.00 | 11/15/2009 4:25:26 PM |
| jbird777 | $30.00 | $30.00 | 11/16/2009 1:32:03 PM |
| microfunder | $100.00 | $100.00 | 11/16/2009 4:28:16 PM |
| sportcraft18 | $80.00 | $80.00 | 11/16/2009 4:47:35 PM |
| caseattle | $25.00 | $25.00 | 11/16/2009 4:58:20 PM |
| jybank | $25.00 | $25.00 | 11/16/2009 7:43:27 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 11/17/2009 5:53:50 AM |
| octoberfresh | $25.00 | $25.00 | 11/17/2009 6:52:07 AM |
| impressive-fund0 | $30.00 | $30.00 | 11/17/2009 7:42:00 AM |
| dealmaster | $50.00 | $50.00 | 11/17/2009 9:00:46 AM |
| mrthatcher | $50.00 | $50.00 | 11/17/2009 10:56:55 AM |
| interest-friendship | $50.00 | $50.00 | 11/17/2009 12:00:26 PM |
| Spring342 | $25.00 | $25.00 | 11/17/2009 11:59:09 AM |
| interest-friendship | $50.00 | $50.00 | 11/17/2009 12:00:08 PM |
| thegreatstrafe | $25.00 | $25.00 | 11/17/2009 3:41:35 PM |
| ussugm | $25.00 | $25.00 | 11/17/2009 10:48:07 AM |
| serene-capital | $25.00 | $25.00 | 11/17/2009 3:53:44 PM |
| GBlack | $25.00 | $25.00 | 11/17/2009 11:18:36 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/17/2009 12:20:17 PM |
| TakeCare | $200.00 | $200.00 | 11/17/2009 2:50:42 PM |
| 55 bids
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