Paying off my credit cards

Purpose of loan:
This loan will be used to pay off high interest credit cards that I?used while helping to financially support a small company. That venture began to fail so I left the company because I could not provide any more capital and found myself in quite a bit of debt because of that, as well as poor spending decisions at home.? Now that I can say that I have "tried it on my own," I am now employed by a very strong company in healthcare IT with executives that have a track record of success, and that I have previously worked with for almost 10 years.? I have a stable salary again and am eager to work my debt down, but need a cushion to lower the credit card balances as I begin to pay things off.? This loan would be incorporated into my overall debt, but feel I can now handle these payments with a stable paycheck.

My financial situation:
I am a good candidate for this loan because I make a good salary and am very eager to get back to a stable financial condition that I previously enjoyed before taking this business risk.? It will not only improve my credit and financial situation, but will hopefully bring stability to my home and family life as well.

Thank you in advance for your time and consideration.

Q: Are you prepared to say that you will pay back this loan no matter what? - Toastmaster007

A: Absolutely! My long term goal is to get rid of my credit cards and continue to improve my credit. Although my credit cards are almost maxed out, I have not missed a payment on any of them, my mortgage, or any other bills. I have already cut back in a couple of areas of my household spending in order to free up the money for this monthly payment. I feel I am very prepared for this loan. (Nov-06-2009)

New Renovations for Addt'l Income

I work for Lockheed Martin (defence company) in North Texas as a computer engineer & project manager.? I have been renting this duplex for 3+ years now and it has been a great investment.? I'm hoping to renovate the two sides so that i can increase the amount of rent coming in. This site has been great before in helping me to fund a retaining wall.? I'm nearly paid off with that and am hoping to get the additional funds at less than what a personal interest loan would cost me.

I have a stable job with a great DTI ratio (which doesn't take into account the rent I'm currently receiving).? I've never been late with a loan payment and my credit score reflects that.?

Feel free to ask any other questions!

Thanks for your time.

Take control over Credit card

Purpose of loan:
This loan will be used to?pay off one of my CC. that thinks it is OK to increase the interest rate they charge?to 30%. We have been with them?since 1988,?if I am going to pay a higher Interest rate I would feel better know that the interest is going to people that help others.

I am a Good?Candidate for?this loan because?I work very hard to maintain a good credit score. ?Married for 31 years, I net about $3300.00 per month expenses around $2700.00 average per month. I have and $600.00 dollar delinquance on my credit report due to cell phone company try to charge a disconnection fee after being with them for five years in good standing.

Q: can you explain the $600.00 currently delinquent? - Rulea72

A: I explained that in my description, it is from a cell phone company trying to charge a disconnection Fee after be with them for Five years always in good standing. (Nov-08-2009)

Paying Off my credit cards

Purpose of loan:
This loan will be used to pay off high interest rates credit cards

My financial situation:
I am a good candidate for this loan because I have been employed with my current employer for over 17 years and have paid my bills on time each month.??I am currently employed as an adjunct teacher?at a major university.? I will be using proceeds from this job to repay loan.

Q: Are you prepared to say that you will pay back this loan no matter what? - Toastmaster007

A: Yes, I am committed to pay this loan back no matter what. I do belive in repaying all my debts based on principle. (Nov-11-2009)

Debt Free - Paying off credit cards

Purpose of loan:
This loan will be used to? Pay off my credit cards and start to live life DEBT FREE.

My financial situation:
I am a good candidate for this loan because? I am pulling my life together and have started paying off my credit cards. With your help, I will be able to clear the remaining cards. I have never been late on any of my payments and I would rather pay interest to individuals like you?who are helping me?instead of paying credit card companies. Thank You Very Much.

Q: Please describe your occupation, provide net monthly income, and list of all monthly expenses. - exciting-fairness

A: I am a Manager in a multinational corporation. My monthly income and expenses are below: Gross income: $12375 per month 401K savings: $740 Health Savings Account: $500 Taxes (Fed, State, Social Sec, Medicare, etc): $2500 Other monthly expenses: Mortgages: $4700 Cars: $520 Umbrella Insurance: $180 Cable/Internet/phone: $130 Gas: $100 Elec: $150 Water: $20 Trash: $20 Community: $65 Cell phones: $100 Home expenses: $1000 Misc: $450 (Nov-12-2009)

2nd Child on the way - 2nd Loan

Purpose of loan:
This loan will be used buy my wife and i to help remodel a bedroom and buy baby clothes.? Since we don't know if we're having a boy or a girl we haven't been able to buy any clothes or remodel the bedroom ? This would be my second loan using prosper and i must say i really like how this website works.

My financial situation:
I am a good candidate for this loan because i have always paid my bills on time and i will keep it that way.? I usually pay all my bills via ACH and they are usually scheduled before my statement's arrive.? I have knocked down my debt 7-8000 this year and bonus time is just around the corner and if the interest on this loan is low enough i will apply my bonus to my other revolving credit.? My bonus will be in the neighborhood of 10-14,000 before taxes.? My goal is to be debt free except for my mortgage in 2011.? My high revolving credit is partially due to my 80/20 mortgage.? That was how i bought my house so i wouldn't have to pay PMI.
My credit card interest rates are, Citibank 9.99%, Associated Bank 7.99%, American Express 2.99%, and Chase is 5.99%.? I have no auto or motorcycle loans and i own 2 cars and 1 motorcycle.

Monthly net income: $ 2,750

Monthly expenses: $
??Housing: $ 867
? Insurance: $125
? Credit cards: $ 675
My wife pays for all the utilites, groceries, and she does daycare at home so we do not have daycare expenses.

If you have any questions please ask.

auto loan

Purpose of loan:
This loan will be used to? to purchase a used SUV.

My financial situation:
I am a good candidate for this loan because? I had a loan from Prosper and paid it off early.Some things are wrong on the credit report like the open lines of credit,I only have a mortgage,car loan,and 2 credit cards.Also says I have a delinquent payment which I don't.

Monthly net income: $ Chrysler pension=$2800????TruCheck=$1800

Monthly expenses: $
??Housing: $ 1700(insurance and taxes included)
??Insurance: $
??Car expenses: $?600
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

Paying for Leadership Venture

Purpose of loan:
This loan will be used to pay for the Wharton Leadership Venture, a once-in-a-lifetime opportunity that I was chosen for to attend in Antarctica. I'm currently working on my Masters degree in Higher Education Management at the University of Pennsylvania, while working full-time in administration at the University of Pennsylvania.

My financial situation: I'm currently raising funds via a website and from friends so that I can pay for this venture. I know that the connections I will earn from this venture will only benefit in my future career.
I am a good candidate for this loan because?I can easily pay back the loan in 36 months through monthly payments, possibly sooner.

Monthly net income: approximately $2888/month

Monthly expenses: $
??Housing: $675/month
??Insurance: $0-automatically taken out of my paycheck
??Car expenses: $0-no car
??Utilities: $0-included in rent
??Phone, cable, internet: $0-included in rent
??Food, entertainment: approx. $400/month
??Clothing, household expenses $0
??Credit cards and other loans: $0-no credit cards or current loans
??Other expenses: $0

Establishing a credit history

Purpose of loan:
This loan will be used to?
This will be a small personal loan to start a payment history with prosper. I realize that I may one day need a loan from prosper and I do not have a payment history with the site. I plan on taking a few small loans over the next few years to provide a history and prove my credit worthiness.
My financial situation:
I am a good candidate for this loan because?
Although my credit is not a long exstablished record, I strive hard to maintain the credit I do have and continue it's growth!
Monthly net income: $
26000
Monthly expenses: $
??Housing: $ 250
??Insurance: $ 104
??Car expenses: $ 304 Pay off in Jan.
??Utilities: $ 140.0
??Phone, cable, internet: $ see Utilities
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 75
??Other expenses: $

Q: Can you give us insight on what type of retail management, ie tire store, grocery store, etc? - Delta-Kilo-7K

A: Rent To Own. I've been in the field for 7yrs now. Never a dull moment is for sure! (Nov-07-2009)

Q: In checking your profile, I noticed a previous listing on attempting to get house closing cost money. The Tax Break has been extended for 1st time buyers, so will this loan be a part of that issue, or are we dealing with something else? - Delta-Kilo-7K

A: I've kinda given up on that. I plan on purchasing the home after the first of the year and saving up for the closing cost. I'm sure I will allocate this loan for some of that. I honestly didn't really think about it though. I'm currently renting the home and it's an elderely friend of the family, He told me I pretty much have as much time as I need, No rush. So I plan on getting my ducks in line first. (Nov-07-2009)

Son Has CP need some Help

Purpose of loan:
This loan will be used to? Purchase Propane and to help with the holidays..

My financial situation:
I am a good candidate for this loan because?I am a good candidate for this loan because I have proved myself responsible with my other loans.Paid the one off early and Have my other one on time.I am trying to climb a mountain to keep maintaing credit.Things keep getting in the way.we recentley redid our mortgage and lowered our payment.The money we saved we need for closing costs and the the blower motor went in my car.I was in a bad situation where I had to retire early due to health problems.I had a mild heart attack and degenerative arthritis.Now I am also a diabetic which keeps me from doing things.That I normally would do.I havea son who has CP which is terminal He needs 24/7 care.My wife has been off due to several surgeries on her feet.We are trying very hard to climb back up and its difficult sometimes.We had our bancruptcy which is discharged Because of our mortgage being sky high.That is why we recently had it Done by another financial institution.That will save alot of money.Our taxes are also inclued which has saved us alot.But it all came so suddenly.We need someone to believe in us.We want to stay in contact with Prosper and build a trust.If there are any questions.Please feel free to ask.Thanks for taking the time to read this and God Bless..Tom

Monthly net income: $ 2546.00(Wife gets780.00 for son)

Monthly expenses: $
??Housing: $ 683????
??Insurance: $ 116????
??Car expenses: $0Utilities: $115?????
??Phone,45 cable50, internet: $ 17.50
??Food, entertainment: $200
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 60
??Other expenses: $

Paying off high interest loan

Purpose of loan:
Payoff a high interest loan

My financial situation:
I am a good candidate for this loan because I have a stable job (13 years on the job).

Monthly net income: $ 8333.33

to get me thru with my parents

Purpose of loan:
This loan will be used to help my parents get into a place after short selling their home.

My financial situation:
I am a good candidate for this loan because I pay my bills and will pay this back asap. I find myself short on cash and trying to help my parents.

Monthly net income: $ 4875

Monthly expenses: $
??Housing: $ 1750
??Insurance: $ 102
??Car expenses: $ 650
??Utilities: $ 75
??Phone, cable, internet: $ 160
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: $

AGGRESSIVE PROMOTIONAL CAMPAIGN

My business will be launching a new direct marketing campaign and has fallen just shy of the projected cost. This $5000 must be for promoting my business to the right market niche with time tested, effective, sequential timing techniques.

I expect profits to soar well above this small loan amount and in any case, I will have no problem paying it back. I have an overwhelming willingness to pay back my debt. I take responsibility for any debt that I owe.

I am a good candidate for this loan because I am a motivated entrepreneur with great mentors. I'm tired of living paycheck to paycheck. I need to do something about it. Starting my own business is just the beginning.

This loan will help me to move beyond self-imposed boundaries within the marketing world and unleash my money making potential. I need a little help from you to accomplish these goals.

Thank You.

Tech Equipment funding loan

This $1000 will go towards upgrading my computer equipment. And will be payed off early, like in 2-3 months. You will be satisfied when dealing with me.

Also I am looking to establish credit here on Prosper because I have very interesting projects coming up that will need investors. I upped the loan interest rate because I need to fill this amount ASAP, but at the same time I want to have a competitive rate since profit margin these days is small on almost everything. However there are still things in the tech world that can generate good returns. That's all I will say about it.

I am hoping to develop good networking relations with you folks on here, so we can all make some money...

thanks,

to pay credit cards

Purpose of loan:
This loan will be used to? pay off loans to payday advances

My financial situation:
I am a good candidate for this loan because? i would be very grateful to get out from under these bills

Monthly net income: $ 2230

Monthly expenses: $
??Housing: $ 200 monthly????
??Insurance: $?60 monthly
??Car expenses: $ 170 monthly
??Utilities: $ included in rent
??Phone, cable, internet: $ 105 monthly
??Food, entertainment: $ 100 monthly
??Clothing, household expenses $ 75monthly
??Credit cards and other loans: $ 800 monthly, most are to payday advances
??Other expenses: $

Q: just how many pay day loans do you have? what is the max amount a loan can be per loan? - 1-HARD-HEAD

A: I have 7 payday loans. Maxium amounts can vary depending on your income your loan amounts can go up after you pay one off. The largest one i have at present is $400.00,and most of them charge $30.00 per $100.00 (Nov-10-2009)

Q: We'd like to help you, but don't let us down, please! - evergreen16

A: Dear evergreen16, I promise i will not let you down. As i've stated previously i would be so grateful and happy to get out from under these bills and just have the one payment and could most likely have this paid back a lot sooner than the contract states. Thank you (Nov-16-2009)

Lease Buy-Out from Regus Group

Purpose of loan:
This loan will be used to close on a buy out agreement of an office lease with Regus Group running?thru 07/10. The balance
of $18,900 was negotiated down to $5,700?to?buy it out in full. Pay back to be via company bonus due in December & tax?refund due
3/15/09 historically at $15,000+.? Payments of $1,500/month to be paid in full in?April 2010. I own two homes, always currrent, own three cars, always current. Cash crunch due to lease buyout and purchase of concrete/engineering company.?
My financial situation:
I am a good candidate for this loan because?I have a 6-figure income, have owned my residence for 20 years, the loan has always been current,
am improving my cash flow by $2,100/month buying our a commercial lease, my credit score is only low because of the high mortgage
balance of $780K on my?home relative to my income as a single person. Have been employed in?my business sector?for 9 years with one period of unemployment from 2/08 to 5/09.Re-entered by business sector at the same salary. It is a strong sector, commercial loans for HUD financing. I am a HUD-approved underwriter with a Stanford University B.A. and a law degree. My finances have always been solid. I spent $150,000 in 2009 to purchase a concrete/engineering company with a general contractor holding A and B licenses pursuing large stimulus plan projects for the state.?