Sales Report:Supplement No. 79 dated Nov 13, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 263035
This series of Notes was issued and sold upon the funding of the borrower loan #39445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 31.94% Starting borrower rate/APR: 32.94% / 35.64% Starting monthly payment: $66.12
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 31.63% Final monthly payment: $62.86
 
Auction yield range: 14.29% - 31.94% Estimated loss impact: 15.98%  
Lender servicing fee: 1.00% Estimated return: 12.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Mar-2001 Debt/Income ratio: 17%
Credit score: 620-639 (Nov-2009) Current / open credit lines: 13 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:3y 4m
Amount delinquent: $0 Revolving credit balance: $9,603 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 18%Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Homeownership: No  
Inquiries last 6m: 1    
Screen name: drbooshkit Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 97% ) 620-639 (Latest)
Principal borrowed: $4,000.00< mo. late: 1 ( 3% )  
520-539 (Apr-2007)
 
Principal balance: $483.44 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Engineer needs to fix his car
Purpose of loan:
I need to have repairs done to?my vehicle, including brakes, rotors, calipers, tires.? This is going to be slightly more than I can afford right now out of pocket.

My financial situation:
I am?a structural?engineer.? I make $3,500 after taxes per month.? I will not have an issue paying this loan.? I have been re-paying a 36-month prosper loan for 2.5 years now, all payments on time, and scheduled to be done paying that in a few more months.? Bid with confidence, as this loan is for a much lower amount.

My monthly budget:
Mortgage/rent: $850
Insurance: $100
Car expenses: $0
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses $50
Credit cards and other loan payments: $500
Other expenses: $100
---------------------------------------
Total monthly expenses: $2,100

I take home $3,500 after taxes.? Repaying this loan will not be an issue.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your financial situation seems to have improved since your previous loan -- lower revolving debt, no new DQs, and timely payments on your larger first Prosper loan. How much longer until your past delinquencies will drop off your credit report? - fiscal_family
A: Thank you for the great question. My mistake was not paying my credit cards in college. I didn't realize that this would haunt me for so long. Learned that lesson the hard way! So that was about 5-6 years ago, so in 1-2 more years they will be gone and my credit score should skyrocket! (Nov-04-2009)
Q: Congrats on your debt reduction since your last loan ($4000 loan $7,000 reduction). Have you considered changing your budget slightly to build an emergency fund to about $1000? - noble-revenue
A: Thank you. I actually built up an emergency fund that had to be used. I would definitely like to work more on saving for situations like these. I think building a better budget would help immensely. (Nov-06-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
return-grizzly$100.00$100.0011/3/2009 4:23:05 PM
groovychick$25.00$25.0011/5/2009 3:42:36 PM
hamster$28.45$28.4511/5/2009 9:34:33 PM
carrinel$100.00$100.0011/6/2009 6:20:35 AM
quiggles$25.00$25.0011/6/2009 7:15:59 AM
well-mannered-income3$25.00$25.0011/5/2009 7:06:57 PM
Dollars4Rent$25.00$25.0011/5/2009 7:28:28 PM
Kash2010lu$25.00$25.0011/6/2009 7:51:44 AM
med_chemist$25.00$25.0011/6/2009 11:56:05 AM
lender12345$25.00$25.0011/3/2009 4:03:21 PM
vivacious-p2p3$25.00$25.0011/5/2009 5:27:28 PM
boodo$456.85$456.8511/5/2009 4:13:03 PM
ZOOOM$36.56$13.2511/6/2009 6:59:37 AM
max007$25.00$25.0011/6/2009 5:28:14 AM
m60gpmg$75.00$75.0011/6/2009 9:21:05 AM
brother_tam$200.00$200.0011/6/2009 10:16:52 AM
rmpedi33$25.00$25.0011/6/2009 11:22:03 AM
Leshan$50.00$50.0011/6/2009 10:20:18 AM
bondhedger$25.00$25.0011/6/2009 12:22:21 PM
invincible-gain$125.00$125.0011/6/2009 11:11:21 AM
fiscal_family$25.00$25.0011/6/2009 9:05:34 AM
totommb$26.45$26.4511/6/2009 10:57:17 AM
loyalist1$25.00$25.0011/6/2009 12:21:31 PM
23 bids
 
Borrower Payment Dependent Notes Series 374995
This series of Notes was issued and sold upon the funding of the borrower loan #39424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $65.88
Final lender yield: 10.10% Final borrower rate/APR: 11.10% / 13.22% Final monthly payment: $65.57
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.97%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1972 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Oct-2009) Current / open credit lines: 10 / 9Employment status:Self-employed
Now delinquent: 0 Total credit lines: 20Length of status:9y 5m
Amount delinquent: $0 Revolving credit balance: $13,432 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 45%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: ModelRealtor Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down some Credit Card Debt
Purpose of loan:
This loan will be used to pay off Higher Interest Lines of Credit, Knock Down Balances on Credit Cards

My financial situation:
I am a good candidate for this loan because I have worked very hard over the past few years to Improve my Credit.? I always Pay on time.? I have steady Income. My expenses are minimal. My Life is comfortable, easy to manage.? I simply would like to reduce my debt quicker and at a more reasonable Rate. One combined monthly payment would be nice.

Monthly net income? Varies? between 1600.00? to $3000.00 other months

Monthly expenses: $
??Housing: $?1000.00
??Insurance: $ 144.00
??Car expenses: $ 50.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 49.00
??Food, entertainment: $ 150.
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
p2p-gala$50.00$50.0010/28/2009 8:50:05 PM
ManhattanLender$25.00$25.0011/3/2009 4:29:15 PM
d_grbg$25.00$25.0011/3/2009 7:27:58 PM
radionet$36.59$36.5911/3/2009 9:10:35 PM
JerryB96$25.00$25.0011/3/2009 9:53:19 PM
well-mannered-income3$25.00$25.0011/4/2009 7:15:04 AM
velocity-flag$50.00$50.0011/4/2009 9:20:00 AM
wild-orange$500.00$500.0011/4/2009 2:47:50 PM
LAKETIME$25.00$25.0011/4/2009 2:52:56 PM
namd$50.00$50.0011/4/2009 1:37:33 PM
carrinel$25.00$25.0011/4/2009 2:39:43 PM
brother_tam$50.00$50.0011/4/2009 12:38:12 PM
NewYorker48$50.00$50.0011/4/2009 2:05:44 PM
lender73w$25.00$25.0011/4/2009 2:55:54 PM
orbiter614$75.00$75.0010/30/2009 12:07:59 PM
Mav26$250.00$250.0011/2/2009 11:57:55 AM
Chrishu$25.00$25.0011/3/2009 7:59:01 AM
bonus-patriot$50.00$50.0011/3/2009 4:48:49 PM
durability-colonel$50.00$50.0011/3/2009 7:54:47 PM
pog27$25.00$25.0011/4/2009 5:22:41 AM
bxdoc$225.00$74.1511/4/2009 7:48:52 AM
Poohcho$50.00$50.0011/4/2009 8:37:42 AM
Happyhourcomics$25.00$25.0011/4/2009 10:37:16 AM
Madron$25.00$25.0011/4/2009 1:54:36 AM
Brown98$25.00$25.0011/4/2009 11:42:26 AM
BLKLOC11$25.00$25.0011/4/2009 10:12:08 AM
iolaire$25.00$25.0011/4/2009 7:42:16 AM
a-finance-nirvana$100.00$100.0011/4/2009 11:36:53 AM
serene-capital$25.00$25.0011/4/2009 2:16:48 PM
AsianDragon$25.00$25.0011/4/2009 11:20:03 AM
honorable-dough$25.00$25.0011/4/2009 3:29:53 PM
serene-capital$25.00$25.0011/4/2009 3:31:38 PM
jm2bad$89.26$89.2611/4/2009 3:47:49 PM
jybank$25.00$25.0011/4/2009 4:03:38 PM
34 bids
 
Borrower Payment Dependent Notes Series 430633
This series of Notes was issued and sold upon the funding of the borrower loan #39436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,477.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 30.12% Starting monthly payment: $60.67
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 27.61% Final monthly payment: $58.73
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-2001 Debt/Income ratio: 16%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $3,507 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 3 Bankcard utilization: 90%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: hellrayser Borrower's state: Missouri Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 95% ) 640-659 (Latest)
Principal borrowed: $5,000.00< mo. late: 1 ( 5% )  
600-619 (Sep-2009)
640-659 (Apr-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
pay dental bill
Purpose of loan:
This loan will be used to pay a dental bill for a new crown?

My financial situation:
I am a good candidate for this loan because I pay my bills on time. I paid off my lat loan early.

Monthly net income: $ 2650

Monthly expenses: $
??Housing: $ 1000????
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $?75
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans:?200
? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will you please tell lenders about the 3 public records showing in your credit profile? Thanks - RecoveryLender
A: The three public records are from when I filed bankruptcy. A chapter 7 in fall of 1999. then I filed a chapter 11 in 2004 that I switched over to a chapter 7. If you look at my payments on time I have not missed a payment sinse. It was a rough stretch with a job change that reduced my pay by 45%. I sold my house that I had at the time and rented. After building up my payment history I bought a smaller condo that I can now afford. (Nov-04-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.0010/29/2009 2:23:44 PM
return-grizzly$100.00$100.0010/29/2009 1:05:52 PM
forthright-dedication$25.00$25.0011/3/2009 7:08:27 PM
site_ml$25.00$25.0011/3/2009 7:59:32 PM
Rulea72$50.00$50.0011/4/2009 12:15:49 PM
well-mannered-income3$25.00$25.0011/4/2009 12:39:28 PM
sparkling-contract7$25.00$25.0011/4/2009 2:08:28 PM
Frankk2$50.00$50.0011/4/2009 11:59:15 AM
EretzCapital$100.00$100.0011/4/2009 12:01:07 PM
Chrishu$25.00$25.0011/4/2009 12:20:43 PM
mercuriant$25.00$25.0011/4/2009 1:38:47 PM
a-finance-nirvana$150.00$150.0011/4/2009 11:37:39 AM
srthsvghdthtr$25.00$25.0011/4/2009 11:59:38 AM
brother_tam$50.00$50.0011/4/2009 12:41:53 PM
Bill88$30.00$30.0011/4/2009 4:06:11 PM
Engineer44$25.00$25.0011/4/2009 4:06:29 PM
mrxtravis$447.44$447.4411/3/2009 7:20:24 PM
MoneyTree79$25.00$25.0011/4/2009 9:31:16 AM
Kash2010lu$25.00$25.0011/3/2009 11:07:04 PM
Thunder08$25.00$25.0011/4/2009 12:46:14 PM
balanced-return5$30.00$30.0011/4/2009 12:57:44 PM
akakii$74.53$74.5311/4/2009 11:50:08 AM
carrinel$25.00$25.0011/4/2009 2:43:30 PM
MoneyForNothing$25.00$25.0011/4/2009 3:02:32 PM
Alexander1776$25.00$25.0011/4/2009 2:33:28 PM
Lender_1972$50.00$20.0311/4/2009 3:59:00 PM
26 bids
 
Borrower Payment Dependent Notes Series 430639
This series of Notes was issued and sold upon the funding of the borrower loan #39423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 31.00% Starting borrower rate/APR: 32.00% / 34.41% Starting monthly payment: $121.95
Final lender yield: 22.00% Final borrower rate/APR: 23.00% / 25.28% Final monthly payment: $108.39
 
Auction yield range: 8.29% - 31.00% Estimated loss impact: 7.02%  
Lender servicing fee: 1.00% Estimated return: 14.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1996 Debt/Income ratio: 28%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 11 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 21Length of status:4y 0m
Amount delinquent: $0 Revolving credit balance: $47,518 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 88%Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: 123happy Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,900.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
640-659 (Aug-2009)
660-679 (Jul-2009)
640-659 (Jul-2008)
 
Principal balance: $2,514.51 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Doing updates on home
Purpose of loan:
This loan will be used to? Update my Kitchen

My financial situation:
I am a good candidate for this loan because? I have a good steady job. This is my second Prosper loan

Monthly net income: $ 2,500.

Monthly expenses: $
??Housing: $ 500.
??Insurance: $ 50.
??Car expenses: $ 50.
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fortytwo$200.00$200.0010/28/2009 4:16:44 PM
reflective-rupee$25.00$25.0010/28/2009 8:55:21 PM
Unitas4302$100.00$100.0010/28/2009 7:50:51 PM
Rockymtnhi$25.00$25.0010/29/2009 7:34:43 PM
M_V$30.00$30.0010/30/2009 4:09:29 PM
Syzygy$25.00$25.0010/30/2009 6:19:33 PM
site_ml$25.00$25.0010/30/2009 6:40:56 PM
packrs1$50.00$50.0011/1/2009 2:15:58 PM
fair-dollar$25.00$25.0011/1/2009 6:14:13 PM
szasza$50.00$50.0011/4/2009 2:18:28 AM
CA_Lender$25.00$25.0011/4/2009 3:47:05 AM
juxtapose$25.00$25.0011/4/2009 8:20:25 AM
Top_Gun_Lender$51.00$51.0011/4/2009 10:06:44 AM
szasza$50.00$50.0011/4/2009 2:17:49 AM
paulsar71495$25.00$25.0011/4/2009 6:04:10 AM
brother_tam$50.00$50.0011/4/2009 12:55:17 PM
Gobsek$25.00$25.0011/4/2009 11:54:14 AM
the-profit-oracle$25.00$25.0011/4/2009 9:21:31 AM
MoneyForNothing$25.00$25.0011/4/2009 3:05:13 PM
enthusiastic-balance5$300.00$300.0011/4/2009 1:43:57 PM
GypsyKat$40.00$40.0011/4/2009 10:47:51 AM
BDS$30.00$30.0011/4/2009 12:25:04 PM
leverage-monger$25.00$25.0011/4/2009 2:24:06 PM
leverage-monger$25.00$25.0011/4/2009 3:46:27 PM
adventurous-currency$25.00$25.0011/4/2009 3:57:32 PM
leverage-monger$25.00$25.0011/4/2009 3:44:49 PM
leverage-monger$25.00$25.0011/4/2009 3:47:21 PM
Rulea72$50.00$50.0011/4/2009 4:05:46 PM
kindness-jedi$50.00$50.0011/4/2009 3:57:28 PM
wwwUniversal$25.00$25.0011/4/2009 3:58:24 PM
robot777$40.00$40.0010/28/2009 4:27:15 PM
well-mannered-income3$25.00$25.0010/28/2009 4:28:43 PM
tyson789$100.00$100.0010/29/2009 1:47:59 PM
return-grizzly$100.00$100.0010/29/2009 12:44:22 PM
Bank_Of_XL$50.00$50.0010/29/2009 6:23:31 PM
twjh$30.00$30.0010/30/2009 12:50:11 PM
reflective-rupee$25.00$25.0011/1/2009 6:40:07 PM
reflective-rupee$25.00$25.0011/1/2009 6:42:43 PM
tnjohnso$25.00$25.0011/1/2009 8:48:58 PM
wild-orange$100.00$100.0011/2/2009 6:43:29 PM
littlemonkey$25.00$1.6411/2/2009 7:33:39 PM
loyalist1$25.00$25.0011/3/2009 12:33:28 PM
JustMee$25.00$25.0011/3/2009 12:45:35 PM
diplomatic-capital$50.00$50.0011/3/2009 4:29:20 PM
sparkling-funds$25.00$25.0011/3/2009 6:39:14 PM
first-genuine-bid$100.00$100.0011/3/2009 7:02:56 PM
Kash2010lu$25.00$25.0011/3/2009 11:08:43 PM
investment-cluster$25.00$25.0011/4/2009 2:11:46 AM
treasure-atmosphere$25.00$25.0011/4/2009 7:00:25 AM
szasza$50.00$50.0011/4/2009 2:19:13 AM
bitano$49.82$49.8211/4/2009 7:38:34 AM
JDLN$25.00$25.0011/3/2009 6:43:52 PM
stu6703$40.54$40.5411/4/2009 10:56:33 AM
jybank$25.00$25.0011/4/2009 11:45:16 AM
just-trade0$36.00$36.0011/4/2009 1:57:22 PM
maga$100.00$100.0011/4/2009 8:56:21 AM
icess285$25.00$25.0011/4/2009 3:01:19 PM
zippy-coin$25.00$25.0011/4/2009 12:49:58 PM
leverage-monger$25.00$25.0011/4/2009 2:22:59 PM
Toastmaster007$26.00$26.0011/4/2009 4:04:30 PM
leverage-monger$25.00$25.0011/4/2009 3:45:39 PM
leverage-monger$50.00$50.0011/4/2009 3:48:17 PM
62 bids
 
Borrower Payment Dependent Notes Series 430669
This series of Notes was issued and sold upon the funding of the borrower loan #39422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 28.00% Starting borrower rate/APR: 29.00% / 31.36% Starting monthly payment: $209.53
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 31.36% Final monthly payment: $209.53
 
Auction yield range: 8.29% - 28.00% Estimated loss impact: 7.17%  
Lender servicing fee: 1.00% Estimated return: 20.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1997 Debt/Income ratio: 36%
Credit score: 680-699 (Oct-2009) Current / open credit lines: 17 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 43Length of status:7y 4m
Amount delinquent: $0 Revolving credit balance: $191,439 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 95%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: moneynow1234 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
700-719 (Aug-2008)
660-679 (Jun-2008)
660-679 (Apr-2008)
 
Principal balance: $3,461.07 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Debt Management Tool
Purpose of loan:
The funds will be used to grow a stabilized, profitable real estate investment portfolio.

My financial situation:
The debt will be serviced with cash flow from the real estate portfolio and household income.? Cash flow from real estate totals $1,100 per month, and combined household salaries have totaled $9,000 per month from positions held a minimum of 5 years. ?? My personal credit is rated C.? This is due to: 1) Active shopping of mortgage rates in the normal course of business 2) ?High levels of 0-4% interest credit card debt financing, rotated in the normal course of business to preserve favorable rates.? To date, there has never been a missed or late payment in my credit history.

Monthly net income: $ 10,000
Monthly expenses: $ 8,000
Housing: $ 2,000
Insurance: $ 150
Car expenses: $ 300
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 1,000
Clothing, household expenses $ 500
Credit cards and other loans: $ 3,000
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
snw_1710$25.00$25.0010/28/2009 4:10:12 PM
reflective-rupee$25.00$25.0010/28/2009 4:28:50 PM
rhin0cerx$50.00$50.0010/28/2009 4:49:23 PM
well-mannered-income3$25.00$25.0010/28/2009 8:29:59 PM
reflective-rupee$475.00$475.0010/28/2009 8:28:42 PM
shawnw2$35.00$35.0010/29/2009 1:28:06 PM
leverage-monger$50.00$10.4710/30/2009 8:30:47 AM
meers2000$25.00$25.0010/31/2009 11:57:58 AM
reflective-rupee$25.00$25.0011/1/2009 6:52:30 PM
reflective-rupee$25.00$25.0011/1/2009 6:53:02 PM
reflective-rupee$25.00$25.0011/1/2009 6:54:14 PM
reflective-rupee$25.00$25.0011/1/2009 6:53:38 PM
reflective-rupee$25.00$25.0011/1/2009 6:54:44 PM
SFBank$200.00$200.0011/1/2009 8:03:11 PM
reflective-rupee$25.00$25.0011/1/2009 6:54:31 PM
reflective-rupee$25.00$25.0011/1/2009 6:55:29 PM
MoneyForNothing$25.00$25.0011/2/2009 7:15:32 AM
enthusiastic-balance5$200.00$200.0011/2/2009 12:17:17 PM
reflective-rupee$100.00$100.0011/2/2009 11:44:51 AM
Tomco$25.00$25.0011/3/2009 1:14:15 PM
113121$25.00$25.0011/3/2009 2:50:04 PM
justanothersushieater$30.00$30.0011/3/2009 4:50:11 PM
enthusiastic-balance5$300.00$300.0011/3/2009 5:19:44 PM
bevans$25.00$25.0011/3/2009 8:06:39 PM
a-reasonable-return$50.00$50.0011/4/2009 7:02:34 AM
enticing-treasure5$50.00$50.0011/3/2009 11:27:53 PM
Skeptical-one$75.00$75.0011/4/2009 8:16:57 AM
leverage-monger$25.00$25.0011/4/2009 8:57:37 AM
maga$25.00$25.0011/4/2009 9:02:39 AM
Kash2010lu$25.00$25.0011/3/2009 11:10:18 PM
EretzCapital$100.00$100.0011/4/2009 10:01:31 AM
umfan123$30.94$30.9411/4/2009 6:57:06 AM
wild-orange$50.00$50.0011/4/2009 2:59:53 PM
kindness-jedi$50.00$50.0011/4/2009 9:33:59 AM
reflective-rupee$150.00$150.0011/4/2009 3:25:01 PM
Gobsek$25.00$25.0011/4/2009 11:52:48 AM
direct-compassion$25.00$25.0011/4/2009 12:32:07 PM
jybank$25.00$25.0011/4/2009 1:54:58 PM
porwestco$25.00$25.0011/4/2009 3:49:48 PM
leverage-monger$50.00$50.0011/4/2009 4:02:00 PM
flyinhawaiian$50.00$50.0010/28/2009 4:10:17 PM
KMSB$25.00$25.0010/28/2009 4:21:16 PM
flexible-economy2$25.00$25.0010/28/2009 4:25:02 PM
reflective-rupee$25.00$25.0010/28/2009 8:55:23 PM
reflective-rupee$475.00$475.0010/29/2009 10:12:51 AM
return-grizzly$100.00$100.0010/29/2009 1:21:03 PM
efficient-principal$25.00$25.0010/30/2009 9:34:38 AM
economy-synapse$50.00$50.0010/30/2009 4:19:43 PM
hkme$50.00$50.0010/31/2009 9:11:15 AM
leverage-monger$100.00$100.0010/31/2009 3:28:06 PM
reflective-rupee$25.00$25.0011/1/2009 6:53:17 PM
reflective-rupee$25.00$25.0011/1/2009 6:55:15 PM
tnjohnso$25.00$25.0011/1/2009 8:48:59 PM
reflective-rupee$25.00$25.0011/1/2009 6:52:44 PM
reflective-rupee$25.00$25.0011/1/2009 6:53:55 PM
reflective-rupee$25.00$25.0011/1/2009 6:54:58 PM
building_community$25.00$25.0011/2/2009 12:19:23 PM
Bank_Of_XL$50.00$50.0011/2/2009 3:39:19 PM
Toastmaster007$26.50$26.5011/3/2009 10:58:13 AM
bettndon$30.96$30.9611/3/2009 11:39:54 AM
slicrad$29.84$29.8411/3/2009 4:48:51 PM
Isotope$25.00$25.0011/3/2009 6:07:28 PM
doctorgrab$25.00$25.0011/3/2009 6:28:50 PM
Karey$50.00$50.0011/3/2009 6:49:10 PM
first-genuine-bid$200.00$200.0011/3/2009 7:01:55 PM
SCRUGZY$25.00$25.0011/3/2009 8:14:20 PM
Sol_Invictus$25.00$25.0011/3/2009 5:58:29 PM
site_ml$25.00$25.0011/3/2009 8:00:14 PM
a-finance-nirvana$100.00$100.0011/4/2009 5:05:25 AM
balanced-return5$47.31$47.3111/3/2009 10:09:28 PM
i3urtonair$25.00$25.0011/4/2009 7:46:36 AM
leverage-monger$25.00$25.0011/4/2009 8:56:42 AM
leverage-monger$25.00$25.0011/4/2009 6:32:15 AM
leverage-monger$25.00$25.0011/4/2009 8:55:51 AM
smart-gain$25.00$25.0011/4/2009 9:44:01 AM
golden-currency$25.00$25.0011/4/2009 9:59:35 AM
Top_Gun_Lender$51.00$51.0011/4/2009 10:04:11 AM
charb57$25.00$25.0011/4/2009 10:08:07 AM
JustMee$25.00$25.0011/4/2009 10:12:14 AM
lamcat2000$25.00$25.0011/4/2009 12:53:55 PM
Whosonfirst$25.00$25.0011/4/2009 9:38:29 AM
sparkling-contract7$25.00$25.0011/4/2009 11:12:21 AM
nilonc1$156.98$156.9811/4/2009 12:12:05 PM
brother_tam$50.00$50.0011/4/2009 1:15:22 PM
leverage-monger$25.00$25.0011/4/2009 2:25:53 PM
leverage-monger$50.00$50.0011/4/2009 2:27:44 PM
mpatrick$50.00$50.0011/4/2009 4:00:31 PM
Engineer44$26.00$26.0011/4/2009 4:06:05 PM
88 bids
 
Borrower Payment Dependent Notes Series 430695
This series of Notes was issued and sold upon the funding of the borrower loan #39418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-03-2009 
  Auction end date:  Nov-10-2009 
 
Starting lender yield: 27.47% Starting borrower rate/APR: 28.47% / 30.83% Starting monthly payment: $249.71
Final lender yield: 26.59% Final borrower rate/APR: 27.59% / 29.93% Final monthly payment: $246.85
 
Auction yield range: 11.29% - 27.47% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.93%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Aug-1983 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Oct-2009) Current / open credit lines: 14 / 14Employment status:Self-employed
Now delinquent: 0 Total credit lines: 43Length of status:3y 2m
Amount delinquent: $0 Revolving credit balance: $22,165 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 70%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: OutdoorsmanJD Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,499.00< mo. late: 0 ( 0% )  
640-659 (Apr-2008)
 
Principal balance: $4,371.54 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Unexpected Home Repair
Purpose of loan:
This loan is to pay off?home repair costs sitting on my?credit cards.? I guess 0% for the life of the balance only applies as long as the economy is good.??We inherited?a great house in January, it just needed?a new air conditioning system.? A/C is something you can't live without in Florida!?


My financial situation:
I am a good candidate for this loan because I have a solid professional career objective with experience and top five legal education.? Also, I own this house now and I have the equity should circumstances change.?


Monthly net income: $ 8000

Monthly expenses: $
??Housing: $?
??Insurance: $?400
??Car expenses: $ We own our cars
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $?400
??Clothing, household expenses $ 400
??Credit cards and other loans: $?600 -?Law School Loans
??Other expenses: $ 260 Prosper Loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0011/3/2009 4:14:58 PM
JustMee$25.00$25.0011/3/2009 5:12:46 PM
reflective-rupee$100.00$100.0011/9/2009 3:45:17 PM
reflective-rupee$100.00$100.0011/9/2009 3:46:06 PM
shrewd-income$25.00$25.0011/9/2009 2:11:16 PM
reflective-rupee$100.00$100.0011/9/2009 3:45:52 PM
Astyanax$25.00$25.0011/9/2009 5:11:32 PM
icess285$50.00$50.0011/9/2009 7:11:31 PM
shawnw2$35.00$35.0011/9/2009 5:35:05 PM
Galdis$25.00$25.0011/9/2009 11:08:44 PM
Unitas4302$200.00$200.0011/10/2009 5:51:33 AM
hamster$27.78$27.7811/10/2009 6:51:07 AM
sturdy-peace9$50.00$50.0011/10/2009 6:15:23 AM
FinanceEngine$25.00$25.0011/10/2009 7:44:03 AM
Feyenoord$50.35$50.3511/10/2009 10:17:17 AM
MoneyForNothing$25.00$25.0011/9/2009 11:08:40 PM
credit-coach118$25.00$25.0011/10/2009 11:42:32 AM
briskdevl07$25.00$25.0011/10/2009 12:23:07 PM
lender12345$25.00$25.0011/10/2009 6:08:04 AM
EEasyMoney$25.00$25.0011/10/2009 6:51:34 AM
whatreality$30.77$30.7711/10/2009 7:06:19 AM
balanced-return5$25.00$25.0011/10/2009 7:13:21 AM
Leshan$68.51$68.5111/10/2009 1:57:29 PM
dollar-authority$200.00$200.0011/10/2009 2:23:05 PM
unconquerable-cash$35.00$35.0011/10/2009 3:43:12 PM
Engineer44$28.25$28.2511/10/2009 3:56:40 PM
edts13$50.00$50.0011/10/2009 12:07:29 PM
credit-missile$100.00$100.0011/10/2009 1:25:43 PM
TakeCare$50.00$50.0011/10/2009 2:16:05 PM
quest0$50.00$50.0011/10/2009 2:33:26 PM
quest0$45.04$45.0411/10/2009 2:38:58 PM
gorillestate$40.00$40.0011/10/2009 2:39:07 PM
just-trade0$36.00$36.0011/10/2009 3:40:07 PM
Taho$30.00$30.0011/10/2009 3:45:02 PM
return-grizzly$100.00$100.0011/3/2009 4:39:55 PM
forthright-dedication$25.00$25.0011/3/2009 9:09:18 PM
lender12345$25.00$25.0011/4/2009 5:52:05 PM
hellasow$25.00$25.0011/5/2009 1:19:53 PM
a-finance-nirvana$158.50$158.5011/9/2009 5:37:04 AM
enthusiastic-balance5$300.00$300.0011/9/2009 8:07:52 AM
reflective-rupee$100.00$100.0011/9/2009 3:45:31 PM
Astyanax$25.00$25.0011/9/2009 5:11:06 PM
reflective-rupee$25.00$25.0011/9/2009 5:32:14 PM
well-mannered-income3$25.00$25.0011/9/2009 8:15:19 PM
riptide615$1,997.49$1,997.4911/9/2009 8:38:16 PM
enthusiastic-balance5$100.00$100.0011/10/2009 4:11:03 AM
Moe87$25.00$25.0011/10/2009 4:06:56 AM
kindness-jedi$50.00$50.0011/10/2009 4:54:27 AM
surfingwa$300.00$300.0011/10/2009 6:18:19 AM
bid-metronome$25.00$25.0011/9/2009 5:47:03 PM
VT2VA$25.00$25.0011/10/2009 6:24:41 AM
balanced-return5$25.00$25.0011/10/2009 7:12:55 AM
value-crusader5$25.00$25.0011/10/2009 10:58:17 AM
E-B$50.00$50.0011/10/2009 2:56:37 AM
exciting-fairness$150.00$150.0011/10/2009 4:37:11 AM
dorypro$25.00$25.0011/10/2009 12:38:39 PM
credit-missile$200.00$200.0011/10/2009 1:12:41 PM
Kash2010lu$25.00$25.0011/10/2009 8:55:20 AM
lnrn$25.00$25.0011/10/2009 3:32:35 PM
bitano$50.00$50.0011/10/2009 3:37:55 PM
leverage-monger$100.00$67.3111/10/2009 3:39:13 PM
jybank$25.00$25.0011/10/2009 3:42:14 PM
zztopdog$25.00$25.0011/10/2009 3:54:47 PM
johnpmid$25.00$25.0011/10/2009 3:51:21 PM
nikkky2000$100.00$100.0011/10/2009 3:56:11 PM
dudebrah$25.00$25.0011/10/2009 10:29:14 AM
Rip128$50.00$50.0011/10/2009 12:20:24 PM
67 bids
 
Borrower Payment Dependent Notes Series 430899
This series of Notes was issued and sold upon the funding of the borrower loan #39439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 3 First credit line: Oct-2000 Debt/Income ratio: 32%
Credit score: 740-759 (Oct-2009) Current / open credit lines: 8 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 36Length of status:4y 8m
Amount delinquent: $0 Revolving credit balance: $4,100 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 76%Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Homeownership: No  
Inquiries last 6m: 3    
Screen name: nmosley Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminate Debt
Purpose of loan:
This loan will be used to pay off my credit card bills and medical bills.

My financial situation:
I am a good candidate for this loan because I'm responsible and reliable.? I have gotten into a bind?due to?my husband?being sick and was hospitalized and is unable to work?at the current time.? This will help me catch up on my past due bills and get me caught up and back on track to being debt free.? I like to make sure everything is paid on time so that I can keep a good credit history and to show others that I'm reliable and responsible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is your husband working again? Please indicate your monthly net income, your husband monthly net income, and your total household monthly expenses. thanks - reflective-rupee
A: At this present time my husband is not working, but is looking for employment. He has applied for several positions and posted his resume on different sites. My monthly net income is $2283.63 Expenses are: Car Note-$564.58 Car Insurance-$140 monthly Utilities-$400 Cell phone and wireless internet -$140 Credit Card monthly payments -$300 Gas monthy-$150 Food monthly -$150 Entertainment monthly - $75 Household Necessities monthly-$100 Savings $50 Total: $2069.58 (Nov-02-2009)
Q: Is your husband drawing unemployment insurance? If so, when does it run out? thanks - reflective-rupee
A: No, he is not drawing unemployment at this time. (Nov-04-2009)
Q: Please list all medical bills and credit card balances to be paid off. For each credit card balance, please list interest rate and monthly payment. Please list all debts that would not be paid off with the Prosper loan proceeds. thanks - reflective-rupee
A: Bills that I will pay off with loan BJC medical bill $1239.02 Visa Credit Card - $446.90 min. pymt $30 11.90% 2nd half of Personal Property Taxes $477 Macy's $250.18 min. pymt $43 22.90% Personal Loan $1086.90 min. pymt $38 15.90% Other Debts Bank of America $5,800 min pymt $130 5% Capital One $4,823.16 min pymt $125 15.99% (Nov-04-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.0010/29/2009 4:30:59 PM
reflective-rupee$175.00$175.0010/30/2009 8:16:20 AM
brother_tam$50.00$50.0010/30/2009 12:36:22 PM
silvercertificate$25.00$25.0010/30/2009 11:48:51 AM
best-generosity-financier$25.00$25.0011/4/2009 5:55:27 PM
reflective-rupee$750.00$750.0011/4/2009 4:17:32 PM
shrewd-income$25.00$25.0011/4/2009 6:34:28 PM
reflective-rupee$60.00$60.0011/5/2009 9:58:40 AM
bankbuddy55$25.00$25.0011/4/2009 7:24:50 PM
bronzmajom$25.00$25.0011/5/2009 6:42:57 AM
reflective-rupee$420.00$420.0011/5/2009 1:59:51 PM
capital-galaxy$75.00$75.0011/5/2009 2:06:47 PM
reflective-rupee$25.00$25.0010/30/2009 8:12:54 AM
reflective-rupee$325.00$325.0010/30/2009 8:15:55 AM
periko$25.00$25.0010/31/2009 11:03:53 AM
reflective-rupee$350.00$350.0011/2/2009 1:51:13 PM
agreement-animal$25.00$25.0011/3/2009 11:50:32 AM
reflective-rupee$35.00$35.0011/4/2009 2:58:09 PM
bonus-chosen-one$25.00$25.0011/4/2009 5:15:31 PM
a-finance-nirvana$100.00$100.0011/4/2009 7:05:50 PM
well-mannered-income3$25.00$25.0011/4/2009 5:08:39 PM
capital-galaxy$100.00$100.0011/4/2009 5:17:36 PM
reflective-rupee$120.00$120.0011/5/2009 10:13:27 AM
Lubava$25.00$25.0011/4/2009 7:26:49 PM
kingbob$25.00$25.0011/5/2009 11:44:07 AM
COCHINOBOY$100.00$100.0011/4/2009 10:15:53 PM
sparkling-contract7$25.00$25.0011/5/2009 1:59:59 PM
reflective-rupee$76.00$76.0011/5/2009 2:08:19 PM
reflective-rupee$150.00$150.0011/5/2009 9:53:09 AM
edrow54$25.00$25.0011/5/2009 10:21:36 AM
reflective-rupee$30.00$14.0011/5/2009 2:35:18 PM
SoyLover$25.00$25.0011/5/2009 2:36:07 PM
sildoc$100.00$100.0011/5/2009 2:39:58 PM
well-mannered-income3$25.00$25.0011/5/2009 11:37:06 AM
sparkling-contract7$50.00$50.0011/5/2009 2:03:29 PM
reflective-rupee$25.00$25.0011/5/2009 2:23:44 PM
36 bids
 
Borrower Payment Dependent Notes Series 430945
This series of Notes was issued and sold upon the funding of the borrower loan #39421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,800.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 21.15% Starting borrower rate/APR: 22.15% / 24.42% Starting monthly payment: $260.22
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $253.06
 
Auction yield range: 8.29% - 21.15% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1999 Debt/Income ratio: 28%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 42Length of status:3y 10m
Amount delinquent: $0 Revolving credit balance: $24,629 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 81%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Jaucon Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,800.00< mo. late: 0 ( 0% )  
660-679 (Jul-2009)
660-679 (Oct-2008)
640-659 (Feb-2007)
 
Principal balance: $618.44 1+ mo. late: 0 ( 0% )
Total payments billed: 31  
Description
Paying off Credit Card
Purpose of loan:
Pay my credit card whose rate recently increased.??

My financial situation:
I am a good candidate for this loan because?I make lots of money, I am a Licensed?RN level 2.? I always pay my bills timely.? I am upwardly mobile --I recently got a merit raise and?last year made RN level 2, I?am?receiving additional supervisory training?to be a?"Preceptor" (this is a nurse that?trains another nurse)-- ?this means more money in the very near future, I am also in school?preparing for a nurse anesthatist degree and subsequent license... In all likelihood I expect my household income to increase by 10% a year throughout the loan period as a result of?the above?and, I expect my expenses to decrease by as much as??$100 a month due in part to this consolidation loan.

I have a previous loan with prosper and always paid timely no problems.

Monthly net income: $ 4600

Monthly expenses: $
??Housing: $ 420
??Insurance: $100
??Car expenses: $ 50
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, if you have a chance to add a picture I think it helps to attract bids...thanks - shrewd-income
A: Thank You for the advice, rest assurred I will do that for the next time I list in prosper. Thank you again your advice sounds very helpful. (Oct-31-2009)
Q: Hello, what do you expect your "Credit cards and other loans" to be once this loan is closed? - PsiPro
A: Once loan is closed my "credit card & other loans" balance will be the same at about $26,000. There will be 4 credit cards and 4 fixed rate loans after this loan closes (I have 4 credit cards and 3 fixed rate loans now). This would shift my credt mix by about 15% towards fixed rate loans instead of variable rate credit cards. Also, credit utilization ratio would drop to about .59. (Nov-03-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
twirl2$25.00$25.0010/29/2009 4:06:48 PM
VPRLLC$25.00$25.0010/29/2009 4:07:34 PM
five-star-note$25.00$25.0010/29/2009 4:08:55 PM
matrix456$25.00$25.0010/29/2009 4:07:26 PM
Weaverville$25.00$25.0010/29/2009 4:08:49 PM
showmestatekid$25.00$25.0010/29/2009 4:05:41 PM
jdl424$25.00$25.0010/29/2009 4:07:43 PM
booksleuth$50.00$50.0010/29/2009 4:08:45 PM
skuba$25.00$25.0010/29/2009 4:08:53 PM
Sefotonga$25.00$25.0010/29/2009 4:09:20 PM
vinayski$25.00$25.0010/29/2009 4:22:34 PM
wildguy$25.00$25.0010/29/2009 4:26:44 PM
building_community$50.00$50.0010/29/2009 4:18:08 PM
CA_Lender$25.00$25.0010/29/2009 4:23:02 PM
robot777$40.00$40.0010/29/2009 4:32:51 PM
BuffetRocks$50.00$50.0010/29/2009 4:58:52 PM
jonn834$25.00$25.0010/29/2009 4:52:26 PM
junes08$25.00$25.0010/29/2009 4:53:34 PM
reflective-rupee$25.00$25.0010/29/2009 8:25:52 PM
twjh$30.00$30.0010/30/2009 6:02:58 AM
loanman2007$100.00$100.0010/30/2009 6:50:43 AM
AuroraRobbin$50.00$50.0010/30/2009 8:23:00 AM
JackinGreen$62.87$62.8710/30/2009 8:20:32 AM
zento$25.00$25.0010/30/2009 9:28:51 PM
hellasow$25.00$25.0010/31/2009 5:05:27 PM
economy-popcorn$25.00$25.0011/1/2009 11:41:21 AM
SFBank$200.00$200.0011/1/2009 7:56:35 PM
reflective-rupee$100.00$100.0011/2/2009 11:45:00 AM
well-mannered-income3$25.00$25.0011/3/2009 8:23:43 AM
KrystalBall$30.00$30.0011/3/2009 1:00:51 PM
brother_tam$50.00$50.0011/3/2009 2:57:18 PM
Techne_Funds_LLC$25.00$25.0011/3/2009 4:19:52 PM
bambampk$100.00$100.0011/4/2009 6:29:17 AM
enticing-treasure5$25.00$25.0011/3/2009 11:07:55 PM
dbanwart$50.00$50.0011/4/2009 1:12:26 PM
Pu239$50.00$50.0011/4/2009 3:04:47 PM
payout-magician$50.00$50.0011/4/2009 9:25:12 PM
maga$80.00$80.0011/4/2009 6:23:32 PM
us957165$25.00$25.0011/4/2009 6:26:45 PM
shrewd-income$400.00$400.0011/4/2009 10:38:58 PM
p2p-gala$50.00$50.0011/4/2009 7:46:03 PM
SkinnyFish$25.00$25.0011/5/2009 3:58:56 AM
jybank$25.00$25.0011/4/2009 4:09:20 PM
KrisKringle$25.00$25.0011/4/2009 9:33:14 PM
wowlender$25.00$25.0011/5/2009 1:18:43 AM
fopaul13$30.00$30.0011/4/2009 4:42:28 PM
AM2008$25.00$25.0011/4/2009 5:19:41 PM
durability-colonel$50.00$50.0011/4/2009 5:23:43 PM
leverage-monger$25.00$25.0011/5/2009 8:33:03 AM
LendAHand24$25.00$25.0011/5/2009 6:49:13 AM
JTHarris$50.00$50.0011/4/2009 6:23:55 PM
LendingHelper$109.97$109.9711/4/2009 7:31:01 PM
broomfieldbucks$25.00$25.0011/5/2009 10:15:19 AM
Easystreet$25.00$25.0011/5/2009 12:29:42 PM
wild-orange$25.00$25.0011/5/2009 3:20:15 AM
billnsc$25.00$25.0011/5/2009 5:02:52 AM
active-reward7$50.00$50.0011/5/2009 1:21:37 PM
whatreality$25.00$25.0011/5/2009 7:01:48 AM
jasbra$25.00$25.0011/5/2009 2:19:47 PM
Johnab$25.00$25.0011/5/2009 3:28:26 PM
FollowMe2Freedom$25.00$25.0011/5/2009 3:33:38 PM
djkaiser$25.00$25.0011/5/2009 2:43:49 PM
maineyankee$25.00$25.0011/5/2009 2:29:33 PM
shrewd-income$500.00$500.0011/5/2009 2:52:24 PM
careful-wealth$25.00$25.0011/5/2009 3:58:21 PM
Heatguy$25.00$25.0010/29/2009 4:06:03 PM
newest-generosity-saga$25.00$25.0010/29/2009 4:09:27 PM
fortytwo$150.00$150.0010/29/2009 4:08:39 PM
crazycool$25.00$25.0010/29/2009 4:08:41 PM
unk1911$25.00$25.0010/29/2009 4:09:00 PM
108lender$200.00$200.0010/29/2009 4:09:37 PM
charming-point$100.00$98.5810/29/2009 4:09:42 PM
five-star-justice$36.00$36.0010/29/2009 4:20:40 PM
mdreiss$25.00$25.0010/29/2009 4:22:48 PM
Bank_Of_XL$100.00$100.0010/29/2009 6:24:54 PM
shrewd-income$25.00$25.0010/29/2009 8:08:39 PM
a-reasonable-return$50.00$50.0010/29/2009 6:32:32 PM
jga516$25.00$25.0010/30/2009 9:33:48 AM
return-grizzly$100.00$100.0010/30/2009 10:34:25 AM
festivecpl$100.00$100.0010/30/2009 8:23:14 PM
shrewd-income$75.00$75.0011/1/2009 5:58:36 AM
visionary-deal3$100.00$100.0011/2/2009 7:43:13 AM
MoneyTree79$150.00$150.0011/2/2009 6:24:25 PM
barflyer$25.00$25.0011/2/2009 5:19:04 PM
hamster$25.00$25.0011/3/2009 11:30:10 AM
TheSpottedFlamingo$25.00$25.0011/3/2009 12:45:45 PM
Tizzo27$72.40$72.4011/3/2009 6:01:18 PM
Kash2010lu$25.00$25.0011/3/2009 11:28:43 PM
site_ml$25.00$25.0011/3/2009 7:57:20 PM
VAGweilo$50.00$50.0011/4/2009 10:14:11 AM
golffish2$100.00$100.0011/4/2009 7:36:44 AM
jjsparks28$100.00$100.0011/4/2009 6:07:09 PM
RobinHood$50.00$50.0011/4/2009 6:32:48 PM
AustinAmerica$25.00$25.0011/4/2009 8:58:56 PM
investment-cluster$25.00$25.0011/4/2009 5:36:49 PM
five-star-commitment0$25.00$25.0011/4/2009 6:30:14 PM
kendigme$31.37$31.3711/5/2009 3:08:05 AM
gothampark$25.00$25.0011/4/2009 4:42:45 PM
MoneyForNothing$25.00$25.0011/5/2009 7:50:35 AM
Laima$25.00$25.0011/5/2009 8:01:13 AM
icon7$30.00$30.0011/4/2009 5:17:06 PM
leverage-monger$25.00$25.0011/5/2009 8:32:18 AM
the-profit-oracle$25.00$25.0011/4/2009 6:39:47 PM
credit-coach118$25.00$25.0011/5/2009 11:15:58 AM
FinanceEngine$25.00$25.0011/5/2009 9:40:56 AM
portfolio-turbine$50.00$50.0011/5/2009 12:08:16 PM
fiserve4u$50.00$50.0011/5/2009 3:54:33 AM
Sol_Invictus$25.00$25.0011/5/2009 4:34:22 AM
TakeCare$50.00$50.0011/5/2009 11:56:27 AM
wizardii$25.00$25.0011/5/2009 1:57:02 PM
SlickNick$30.00$30.0011/5/2009 7:01:44 AM
Rip128$75.00$75.0011/5/2009 12:19:31 PM
ag-ventures$25.00$25.0011/5/2009 12:20:49 PM
wwwUniversal$25.00$25.0011/5/2009 2:55:53 PM
bobnewt$50.00$50.0011/5/2009 2:57:20 PM
enthusiastic-market2$50.00$50.0011/5/2009 3:01:12 PM
Astyanax$25.00$25.0011/5/2009 3:09:33 PM
a-reasonable-return$52.70$52.7011/5/2009 3:15:22 PM
credit-missile$157.89$157.8911/5/2009 3:36:05 PM
bxdoc$225.00$225.0011/5/2009 3:36:59 PM
Leshan$100.00$100.0011/5/2009 2:35:41 PM
Taho$27.17$27.1711/5/2009 11:08:30 AM
Credit2Prosper$25.00$25.0011/5/2009 11:14:20 AM
leverage-monger$25.00$25.0011/5/2009 4:00:40 PM
friendinmoney$25.00$25.0011/5/2009 4:02:58 PM
leverage-monger$25.00$25.0011/5/2009 3:53:47 PM
LanceLink$25.00$25.0011/5/2009 2:47:16 PM
SkyLoan$31.05$31.0511/5/2009 3:47:04 PM
deal_11$50.00$50.0011/5/2009 3:54:11 PM
forthright-trade$25.00$25.0011/5/2009 3:58:25 PM
130 bids
 
Borrower Payment Dependent Notes Series 431133
This series of Notes was issued and sold upon the funding of the borrower loan #39435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,400.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 14.52% Starting borrower rate/APR: 15.52% / 15.88% Starting monthly payment: $328.25
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $305.52
 
Auction yield range: 3.29% - 14.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: May-1999 Debt/Income ratio: 27%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 16 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:3y 3m
Amount delinquent: $0 Revolving credit balance: $7,208 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 9%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: noble-kindness8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Proven Business Needs Holiday Funds
Purpose of loan:
I am currently running an internet business I created 3 years ago. It has slowly increased in revenue and profits during that time. The holiday season is where my sites peaks for the year.

I am looking for more funding to increase my advertising during this vital period. I will be using the loan to purchase low cost pay-per-click advertising for specific, high profit items. I have had great success with this in the past.

2008 Holiday Season:

Advertising and Fixed Costs: $18,652

Revenue from Sales: $26,569

Holiday Gross Profit: $7,917

My business is a network of websites all listed at Countdown Network. The best performing site is Video Game Countdown.

Why am I a good investment?

- I am able to look each day to see if my advertising campaigns are having a good Return On Investment. When necessary, I can adjust advertising very quickly.

- I have never missed a payment for any loan.

- I have a great personal interest in my business and enjoy what I am doing.

- My business lets my wife stay home with my daughter, and that is priceless to me.

Thank you and I look forward to your investment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is this business your primary source of income? Or do you also have another job? Thanks. - interest88
A: I have another job, which is my primary source of income. (Oct-31-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saahilld$25.00$25.0010/30/2009 4:08:28 PM
responsibility-butterfly$25.00$25.0010/30/2009 4:15:44 PM
kid8549$25.00$25.0010/30/2009 4:12:51 PM
DonaldColorado$25.00$25.0010/30/2009 4:10:19 PM
five-star-note$25.00$25.0010/30/2009 4:11:32 PM
AF-Chief$35.00$35.0010/30/2009 4:25:30 PM
credit-investor5$50.00$50.0010/30/2009 4:18:42 PM
Weaverville$25.00$25.0010/30/2009 4:25:55 PM
Walkingcowboy$25.00$25.0010/30/2009 4:26:17 PM
mamayama$25.00$25.0010/30/2009 4:26:37 PM
gentle-gold$25.00$25.0010/30/2009 4:26:55 PM
generosity-neutrino$25.00$25.0010/30/2009 4:27:01 PM
mmqc$25.00$25.0010/30/2009 4:27:44 PM
wise-spirited-nickel$25.00$25.0010/30/2009 4:28:28 PM
slartibardfast$35.00$35.0010/30/2009 4:25:13 PM
Attract$25.00$25.0010/30/2009 4:25:18 PM
Tai$25.00$25.0010/30/2009 4:25:22 PM
get30inc$50.00$50.0010/30/2009 4:25:35 PM
financial-frenzy$25.00$25.0010/30/2009 4:28:57 PM
Lendomatic$25.00$25.0010/30/2009 4:29:01 PM
kindofaloaner$25.00$25.0010/30/2009 4:29:09 PM
personal-lender$25.00$25.0010/30/2009 4:25:52 PM
sas19$25.00$25.0010/30/2009 4:29:19 PM
BlindProphet$25.00$25.0010/30/2009 4:26:05 PM
compoundinterest$50.00$50.0010/30/2009 4:26:09 PM
KailuaLender$25.00$25.0010/30/2009 4:29:36 PM
fervent-repayment$25.00$25.0010/30/2009 4:27:08 PM
CULPEPPERGROUP$25.00$25.0010/30/2009 4:27:18 PM
dparkhom$25.00$25.0010/30/2009 4:27:46 PM
MissionMicroFinance$50.00$50.0010/30/2009 4:27:53 PM
orbiter614$75.00$75.0010/30/2009 4:27:56 PM
justice-dna$35.00$35.0010/30/2009 4:29:12 PM
Cheburashka$30.00$30.0010/30/2009 4:29:24 PM
abidos$25.00$25.0010/30/2009 4:25:48 PM
bchen78875$50.00$50.0010/30/2009 4:26:00 PM
CarDealer3070$50.00$50.0010/30/2009 4:29:38 PM
JJS180$25.00$1.7410/30/2009 4:29:59 PM
Havana21$50.00$50.0010/30/2009 4:26:25 PM
kchen486$25.00$25.0010/30/2009 4:26:44 PM
JGB$25.00$25.0010/30/2009 4:26:58 PM
bonus-antioxidant$25.00$25.0010/30/2009 4:27:21 PM
johntina$50.00$50.0010/30/2009 4:27:33 PM
verse99$25.00$25.0010/30/2009 4:27:37 PM
point-shooter$25.00$25.0010/30/2009 4:28:06 PM
blot44$25.00$25.0010/30/2009 6:30:35 PM
emo13$50.00$50.0010/30/2009 4:28:46 PM
ThomasC$25.00$25.0010/30/2009 4:29:51 PM
steady-repayment$25.00$25.0010/30/2009 9:37:10 PM
dedication-stilleto$25.00$25.0010/30/2009 11:31:14 PM
ingeborg77$50.00$50.0011/1/2009 12:51:05 PM
Guiren$100.00$100.0011/1/2009 1:30:00 PM
caffinate$34.06$34.0611/1/2009 1:32:33 PM
billnsc$25.00$25.0011/1/2009 1:42:00 PM
Iwantahelp$25.00$25.0011/1/2009 1:29:47 PM
interstellar$50.00$50.0011/1/2009 1:29:51 PM
cosmof16$25.00$25.0011/1/2009 4:55:56 AM
AEH_Now$25.00$25.0011/1/2009 10:03:47 AM
Gromac$25.00$25.0011/1/2009 1:29:05 PM
twjh$25.00$25.0011/1/2009 4:28:53 PM
Pickmar$25.00$25.0011/2/2009 9:51:44 AM
djalan$50.00$50.0011/2/2009 3:10:26 PM
atlas100$25.00$25.0011/2/2009 11:11:48 AM
AGSLending$100.00$100.0011/2/2009 5:47:42 PM
wild-orange$500.00$500.0011/2/2009 6:23:29 PM
palace4$100.00$100.0011/2/2009 7:55:55 PM
Anamorph$25.00$25.0011/2/2009 9:52:31 PM
fair-dollar$33.95$33.9511/3/2009 3:54:38 PM
don'twannadance$50.00$50.0011/4/2009 5:55:28 AM
buffalobills$25.00$25.0011/4/2009 7:22:30 AM
value-investor9$44.74$44.7411/4/2009 10:11:07 AM
enticing-treasure5$25.00$25.0011/3/2009 10:57:42 PM
awesome-revenue4$25.00$25.0011/4/2009 3:51:22 PM
TechieLender$50.00$50.0011/5/2009 5:40:20 AM
icon7$25.00$25.0011/4/2009 5:07:42 PM
kulender$100.00$100.0011/5/2009 5:46:06 AM
dmitriy2$25.00$25.0011/4/2009 7:01:12 PM
hotwired$25.00$25.0011/5/2009 11:31:48 AM
Syzygy$25.00$25.0011/5/2009 2:04:43 PM
economy-popcorn$25.00$25.0011/5/2009 9:53:12 AM
ptjg$47.00$47.0011/5/2009 10:20:18 AM
SCD$25.00$25.0011/5/2009 4:28:42 PM
hashnet$31.66$31.6611/5/2009 4:24:36 PM
mclean_loaner$50.00$50.0011/5/2009 5:16:51 PM
twjh$25.00$25.0011/5/2009 5:29:06 PM
gpuck$25.00$25.0011/5/2009 5:59:39 PM
bkb7484$25.00$25.0011/5/2009 7:02:52 PM
iem2509$25.00$25.0011/5/2009 7:31:23 PM
beakerfish$300.00$300.0011/5/2009 5:47:34 PM
orbiter614$25.00$25.0011/5/2009 9:21:43 PM
BR-549$25.00$25.0011/6/2009 4:34:39 AM
AJ8981$100.00$100.0011/6/2009 8:04:49 AM
shrewd-income$25.00$25.0011/5/2009 6:25:16 PM
MidnightBank$25.00$25.0011/6/2009 6:53:52 AM
gizmo65$27.53$27.5311/5/2009 7:27:34 PM
manako$100.00$100.0011/6/2009 9:27:02 AM
exciting-fairness$50.00$50.0011/6/2009 7:50:59 AM
iolaire$25.00$25.0011/6/2009 8:06:19 AM
fairness-igloo$50.00$50.0011/6/2009 8:10:24 AM
organic-platinum$25.00$25.0011/6/2009 10:06:22 AM
maximizer$25.00$25.0011/6/2009 6:25:30 AM
Credit2Prosper$50.00$50.0011/6/2009 10:49:06 AM
orbiter614$300.00$300.0011/6/2009 11:18:45 AM
exciting-fairness$100.00$100.0011/6/2009 11:19:55 AM
ScottFinance$25.00$25.0011/6/2009 8:40:35 AM
shrewd-income$75.00$75.0011/6/2009 2:32:07 PM
MathProfessor$25.00$25.0011/6/2009 1:50:05 PM
durability-bandit$25.00$25.0011/6/2009 2:24:31 PM
TakeCare$50.00$50.0011/6/2009 2:56:24 PM
Floridagirl$25.00$25.0011/6/2009 10:15:31 AM
MoneyOps$25.00$25.0011/6/2009 3:55:05 PM
payout-reaction740$25.00$25.0011/6/2009 12:03:58 PM
well-mannered-income3$25.00$25.0011/6/2009 2:42:37 PM
neenerman$250.00$250.0011/6/2009 3:44:32 PM
leverage-monger$50.00$50.0011/6/2009 3:57:26 PM
inforapenny$25.00$25.0010/30/2009 4:11:28 PM
amit_gu$50.00$50.0010/30/2009 4:11:43 PM
transparency-giant$50.00$50.0010/30/2009 4:10:23 PM
CommerciaLender$25.00$25.0010/30/2009 4:08:38 PM
baroo$25.00$25.0010/30/2009 4:18:26 PM
uncleegg$25.00$25.0010/30/2009 4:25:01 PM
supersarah61$25.00$25.0010/30/2009 4:25:05 PM
kenji4861$50.00$50.0010/30/2009 4:25:09 PM
kanakakm$50.00$50.0010/30/2009 4:25:26 PM
wrighco$25.00$25.0010/30/2009 4:25:38 PM
Banker7371$25.00$25.0010/30/2009 4:18:38 PM
goofy15975$25.00$25.0010/30/2009 4:26:23 PM
trident9$50.00$50.0010/30/2009 4:26:48 PM
neighborly-hope6$100.00$100.0010/30/2009 4:26:51 PM
ethicalhumanist$25.00$25.0010/30/2009 4:28:21 PM
flwah$50.00$50.0010/30/2009 4:28:36 PM
a-responsible-return$25.00$25.0010/30/2009 4:25:36 PM
MTLoans$25.00$25.0010/30/2009 4:26:33 PM
nuclearmoose$25.00$25.0010/30/2009 4:27:40 PM
iruz$50.00$50.0010/30/2009 4:28:04 PM
lucrative-worth$25.00$25.0010/30/2009 4:28:13 PM
Fortuno_per_commodo$50.00$50.0010/30/2009 4:28:24 PM
taxdiscusion$25.00$25.0010/30/2009 4:28:49 PM
Masterlender$25.00$25.0010/30/2009 4:28:54 PM
credit-coach118$35.00$35.0010/30/2009 4:29:05 PM
czar3$25.00$25.0010/30/2009 4:29:22 PM
gracej$25.00$25.0010/30/2009 4:26:13 PM
BACKJUDGE$25.00$25.0010/30/2009 4:29:57 PM
elegant-bonus$25.00$25.0010/30/2009 4:26:30 PM
dionysus03$25.00$25.0010/30/2009 4:26:39 PM
jybank$25.00$25.0010/30/2009 4:42:47 PM
TandyJames$50.00$50.0010/30/2009 4:27:05 PM
ytjameslee$50.00$50.0010/30/2009 4:27:25 PM
greenwell$50.00$50.0010/30/2009 4:27:50 PM
MONEYLENDER101$100.00$100.0010/30/2009 4:28:00 PM
asset-numero-uno$100.00$100.0010/30/2009 4:33:47 PM
MrDavid$50.00$50.0010/30/2009 4:29:45 PM
SpectrumCapital$25.00$25.0010/30/2009 4:42:43 PM
minista$25.00$25.0010/31/2009 9:17:47 AM
hellasow$25.00$25.0010/31/2009 5:18:17 PM
a-shiny-dime$25.00$25.0010/31/2009 9:08:09 AM
the-profit-oracle$25.00$25.0011/2/2009 2:02:21 PM
springpanda$50.00$50.0011/2/2009 3:21:33 PM
buckyhead2000$25.00$25.0011/2/2009 4:59:53 PM
enterprising-integrity$25.00$25.0011/2/2009 4:44:37 PM
bold-social-advantage$100.00$100.0011/2/2009 5:40:36 PM
zippy-coin$100.00$100.0011/3/2009 3:31:11 AM
Spring342$25.00$25.0011/3/2009 7:54:48 AM
SpotLending$50.00$50.0011/3/2009 9:19:10 AM
diplomatic-capital$50.00$50.0011/3/2009 12:04:22 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:53 PM
petangerie$305.92$305.9211/3/2009 3:53:55 PM
drmodz584$52.84$52.8411/3/2009 4:22:46 PM
ritwik$50.00$50.0011/3/2009 8:24:30 PM
pietro_torna_indietro$50.00$50.0011/3/2009 8:37:09 PM
wealth-ferret$50.00$50.0011/4/2009 8:38:31 AM
deal-pioneer1$100.00$100.0011/4/2009 9:12:29 AM
funds-shaker8$50.00$50.0011/4/2009 9:19:27 AM
return-elm$25.00$25.0011/4/2009 11:11:53 AM
jborer$25.00$25.0011/4/2009 11:20:20 AM
djmjkelso$25.00$25.0011/4/2009 1:03:39 PM
mbf2234$50.00$50.0011/4/2009 5:00:02 PM
RandyL3$27.00$27.0011/4/2009 5:51:44 PM
vineet$25.00$25.0011/5/2009 8:58:15 AM
grvdgr01$25.00$25.0011/5/2009 12:07:27 PM
julijask$25.00$25.0011/5/2009 1:55:12 PM
adventurous-peso$50.00$50.0011/5/2009 2:49:42 PM
GOPHERBOY$250.00$250.0011/5/2009 3:35:59 PM
brutusbone$64.72$64.7211/5/2009 7:00:19 PM
Ryan13$30.00$30.0011/5/2009 9:16:17 PM
-------LoansOnline$50.00$50.0011/5/2009 9:57:53 PM
fortune888$25.00$25.0011/5/2009 5:51:09 PM
Boca$25.00$25.0011/6/2009 7:44:07 AM
gtdane$50.00$50.0011/6/2009 9:37:03 AM
icontender$50.00$50.0011/6/2009 8:56:23 AM
smart-gold$25.00$25.0011/6/2009 9:43:54 AM
seineil$100.00$100.0011/6/2009 12:56:05 AM
scloans$25.00$25.0011/6/2009 1:43:26 AM
janus_god$28.84$28.8411/6/2009 11:11:39 AM
investment-builder0$25.00$25.0011/6/2009 7:27:30 AM
patriot384$50.00$50.0011/6/2009 1:18:23 PM
leverage-monger$50.00$50.0011/6/2009 9:13:57 AM
Karensmoney$50.00$50.0011/6/2009 12:55:18 PM
wwwUniversal$25.00$25.0011/6/2009 4:00:48 PM
Patrician$50.00$50.0011/6/2009 10:10:36 AM
GolfBum$25.00$25.0011/6/2009 10:31:11 AM
gustavholstopus32$25.00$25.0011/6/2009 1:01:57 PM
TakeCare$25.00$25.0011/6/2009 2:56:48 PM
LoanDMC$50.00$50.0011/6/2009 3:06:01 PM
Kelor99$25.00$25.0011/6/2009 3:50:12 PM
204 bids
 
Borrower Payment Dependent Notes Series 431171
This series of Notes was issued and sold upon the funding of the borrower loan #39463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $226.18
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Apr-1992 Debt/Income ratio: 19%
Credit score: 720-739 (Oct-2009) Current / open credit lines: 20 / 16Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 64Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $29,069 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 44%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: blooming-investment Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Montana Dream
Purpose of loan:
This loan will be used to? consolidate bills acquired during home improvement process.

My financial situation:
I am a good candidate for this loan because?I am a solid source of income, in that I am a?registered nurse and have job options anywhere I go.? I am a loyal employee and have always held a consistent job.? I work for two different hospitals, one I have been with for 15 years and the other for 2 1/2.? I work part-time for each because my?kids are small now.? I am currently?working on my MBA with a concentration in Health Care Administration, when I graduate my kids will be old enough for me to begin working full time in a?high earning potential position.? I plan to only keep two low limit credit cards for budgeted purposes only and?roll?multiple payments into one to start the slow process of paying?my bills down.? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, can you provide more income/expense details, and is there another income to help, i.e. spouse/significant other? thanks! - shrewd-income
A: Hi, yes my husband brings in a net of $4200/mo that goes toward our mortgage and other budgeted expenses. We have no car payments we own all three of our cars in full. We have investment land out in Montana that we own and other assets that are not as liquid. Thank you for your inquiry. (Nov-01-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.0010/30/2009 4:27:13 PM
reflective-rupee$900.00$626.1710/30/2009 8:07:52 PM
BenR$100.00$100.0010/31/2009 7:55:36 AM
silver-frog0$300.00$300.0011/4/2009 12:32:00 PM
well-mannered-income3$25.00$25.0011/4/2009 4:54:21 PM
Bantam$50.00$50.0011/4/2009 7:27:33 PM
wise-spirited-nickel$300.00$300.0011/5/2009 1:57:23 PM
enthusiastic-balance5$300.00$300.0011/5/2009 5:13:55 PM
shrewd-income$25.00$25.0011/5/2009 6:27:35 PM
lender12345$25.00$25.0011/6/2009 5:13:01 AM
DJReflections$25.00$25.0011/6/2009 1:27:50 AM
dbp10001$25.00$25.0011/6/2009 5:54:35 AM
cerbear9$25.00$25.0011/6/2009 6:33:30 AM
a-finance-nirvana$200.00$200.0011/6/2009 4:55:58 AM
reflective-rupee$50.00$50.0011/6/2009 7:45:02 AM
flexible-economy2$300.00$300.0011/6/2009 9:33:28 AM
aha6297$25.00$25.0011/6/2009 8:47:58 AM
artezia$30.00$30.0011/6/2009 9:40:37 AM
admirable-credit$25.00$25.0011/6/2009 2:03:19 AM
max007$45.00$45.0011/6/2009 5:20:38 AM
zippy-coin$200.00$200.0011/6/2009 5:31:53 AM
balance-warrior$25.00$25.0011/6/2009 12:22:57 PM
reflective-rupee$100.00$100.0011/6/2009 7:43:45 AM
dorypro$25.00$25.0011/6/2009 12:41:50 PM
totommb$54.07$54.0711/6/2009 1:08:51 PM
branaa99$27.82$27.8211/6/2009 2:12:45 PM
kinetic-social$25.00$25.0011/6/2009 4:00:48 PM
b1geasy$26.50$26.5011/6/2009 3:27:21 PM
reflective-rupee$100.00$100.0010/30/2009 4:30:16 PM
Unitas4302$50.00$50.0011/2/2009 5:27:05 PM
investment-daydream$25.00$25.0011/5/2009 4:08:28 PM
pi567$70.00$70.0011/6/2009 12:41:52 AM
chesu87$50.00$50.0011/6/2009 1:36:47 AM
autoconnection$25.00$25.0011/6/2009 4:37:30 AM
p2p-gala$25.00$25.0011/6/2009 8:24:01 AM
reflective-rupee$100.00$100.0011/6/2009 8:58:26 AM
reflective-rupee$100.00$100.0011/6/2009 7:43:32 AM
reflective-rupee$100.00$100.0011/6/2009 7:44:20 AM
reflective-rupee$100.00$100.0011/6/2009 8:57:59 AM
gold-cluster$250.00$250.0011/6/2009 9:55:12 AM
zone6$200.00$200.0011/5/2009 10:13:08 PM
AY_RY$25.00$25.0011/6/2009 11:26:09 AM
malomar66$45.44$45.4411/6/2009 10:46:53 AM
shrewd-income$75.00$75.0011/6/2009 7:10:28 AM
SeeksValue$25.00$25.0011/6/2009 7:21:00 AM
reflective-rupee$50.00$50.0011/6/2009 7:44:39 AM
shrewd-income$400.00$400.0011/6/2009 2:33:57 PM
best-generosity-financier$25.00$25.0011/6/2009 3:41:05 PM
kingbob$25.00$25.0011/6/2009 3:53:36 PM
p2p-gala$100.00$100.0011/6/2009 1:55:38 PM
efficient-bid2$25.00$25.0011/6/2009 12:46:31 PM
51 bids
 
Borrower Payment Dependent Notes Series 431177
This series of Notes was issued and sold upon the funding of the borrower loan #39425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 11.52% Starting borrower rate/APR: 12.52% / 12.87% Starting monthly payment: $435.02
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $422.53
 
Auction yield range: 3.29% - 11.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1997 Debt/Income ratio: 12%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 11 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 28Length of status:2y 8m
Amount delinquent: $0 Revolving credit balance: $17,080 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: dragonprincess152002 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my business loan
Purpose of loan:
This loan will be used to pay off a business credit card I used to start my business 2 1/2 years ago.? The business did not go well and was closed within a year.? Right now I am working full-time and have kept my finance well-managed.? The reason I need this loan is because the business credit card's introductory rate will be expired soon.?

My last list on this loan was not 100% funded.? I increased the interest rate this time and hopefully I will have enough bids.?

My financial situation:
I am a good candidate for this loan because I have been a prosper lender for a number of months.? I know how important it is to repay the loan on schedule.? I have a long and solid employment history and an excellent credit score.? I am currently working full-time and I have been with the same employee for 2 year and 8 months.? I will set up auto-pay from my bank account to pay this loan.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe your monthly income and detailed monthly expenses to include the business monthly payments you are trying to finance. Also what interest rate are you currently paying? - jpblan11
A: I am not doing any business. That was in past. Right now, I am trying to repaid the credit card I charged for a mistake I made in past. (I fell into a sales pitch and bought some vending machine to start a business. That didn't work out and I ended up selling the equipment for pennies.) The credit card is 0% interest right now because I was on an 0% introductory rate for 18 months but it will be reset to 20% soon. (Nov-06-2009)
Q: Do you have a fixed rate loan on your home? Thanks - RecoveryLender
A: Yes, fixed rate loan. (Nov-06-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transparency-giant$50.00$50.0010/30/2009 4:10:22 PM
kid8549$25.00$25.0010/30/2009 4:12:51 PM
responsibility-butterfly$25.00$25.0010/30/2009 4:15:43 PM
leverage-monger$39.57$39.5710/30/2009 4:17:50 PM
Tai$25.00$25.0010/30/2009 4:25:22 PM
kanakakm$50.00$50.0010/30/2009 4:25:25 PM
get30inc$50.00$50.0010/30/2009 4:25:34 PM
bchen78875$50.00$50.0010/30/2009 4:26:01 PM
SDNLR$25.00$25.0010/30/2009 4:26:28 PM
MTLoans$25.00$25.0010/30/2009 4:26:32 PM
orbiter614$75.00$75.0010/30/2009 4:27:55 PM
iruz$50.00$50.0010/30/2009 4:28:04 PM
Fortuno_per_commodo$50.00$50.0010/30/2009 4:28:23 PM
Syzygy$25.00$25.0010/30/2009 4:28:33 PM
taxdiscusion$25.00$25.0010/30/2009 4:28:49 PM
Masterlender$25.00$25.0010/30/2009 4:28:53 PM
Cheburashka$30.00$30.0010/30/2009 4:29:24 PM
aldenrains$25.00$25.0010/30/2009 4:29:28 PM
MrDavid$50.00$50.0010/30/2009 4:29:46 PM
Havana21$50.00$50.0010/30/2009 4:26:24 PM
BACKJUDGE$25.00$25.0010/30/2009 4:29:56 PM
dionysus03$25.00$25.0010/30/2009 4:26:39 PM
kchen486$25.00$25.0010/30/2009 4:26:43 PM
JGB$25.00$25.0010/30/2009 4:26:58 PM
TandyJames$50.00$50.0010/30/2009 4:27:05 PM
Teminole$25.00$25.0010/30/2009 4:30:44 PM
verse99$25.00$25.0010/30/2009 4:27:36 PM
mmqc$25.00$25.0010/30/2009 4:27:44 PM
MONEYLENDER101$100.00$100.0010/30/2009 4:28:00 PM
ethicalhumanist$25.00$25.0010/30/2009 4:28:21 PM
miked8303$25.00$25.0010/30/2009 4:32:14 PM
flwah$50.00$50.0010/30/2009 4:28:37 PM
emo13$50.00$50.0010/30/2009 4:28:45 PM
supersarah61$25.00$25.0010/30/2009 4:25:04 PM
kenji4861$50.00$50.0010/30/2009 4:25:09 PM
inspired-agreement$25.00$25.0010/30/2009 4:32:44 PM
value-pouch$25.00$25.0010/30/2009 4:33:00 PM
a-responsible-return$25.00$25.0010/30/2009 4:25:37 PM
personal-lender$25.00$25.0010/30/2009 4:25:52 PM
BlindProphet$25.00$25.0010/30/2009 4:26:05 PM
dr-dollar$25.00$25.0010/30/2009 4:29:41 PM
PCGeekWI$25.00$25.0010/30/2009 4:30:03 PM
spin-kick$25.00$25.0010/30/2009 4:30:23 PM
mamayama$25.00$25.0010/30/2009 4:26:37 PM
trident9$50.00$50.0010/30/2009 4:26:47 PM
neighborly-hope6$100.00$100.0010/30/2009 4:26:51 PM
gentle-gold$25.00$25.0010/30/2009 4:26:54 PM
generosity-neutrino$25.00$25.0010/30/2009 4:27:01 PM
TakeCare$100.00$100.0010/30/2009 4:31:36 PM
slowpig$50.00$50.0010/30/2009 4:31:55 PM
nuclearmoose$25.00$25.0010/30/2009 4:27:40 PM
racing777$25.00$25.0010/30/2009 4:31:58 PM
greenbackologist$25.00$25.0010/30/2009 4:32:30 PM
financial-frenzy$25.00$25.0010/30/2009 4:28:57 PM
kulender$25.00$25.0010/30/2009 6:44:25 PM
WillingToHelpOut$25.00$25.0010/30/2009 4:29:15 PM
golden-yield$25.00$25.0010/30/2009 4:29:30 PM
a-finance-nirvana$37.77$37.7710/30/2009 7:02:56 PM
lean-velocity$25.00$25.0010/30/2009 4:30:07 PM
jd006006$26.56$26.5610/30/2009 7:47:53 PM
Barak$25.90$25.9010/30/2009 4:30:34 PM
ultimate-commitment$25.00$25.0010/30/2009 6:17:41 PM
szetheli$50.00$50.0010/30/2009 4:31:19 PM
nalaari$50.00$50.0010/30/2009 6:29:30 PM
blue-liberty-gourd$25.00$25.0010/30/2009 4:32:07 PM
ATOHokie$25.00$25.0010/30/2009 6:37:54 PM
Jassi$25.00$25.0010/30/2009 4:32:25 PM
supreme-hope$25.00$25.0010/30/2009 6:42:59 PM
shellback13$25.00$25.0010/30/2009 7:02:59 PM
czar3$25.00$25.0010/30/2009 7:14:10 PM
SnE$25.00$25.0010/30/2009 4:33:40 PM
worthy-truth$25.00$25.0010/30/2009 4:38:35 PM
sas19$25.00$25.0010/31/2009 8:48:32 AM
orange-mighty-finance$25.00$25.0010/30/2009 6:17:53 PM
Texas2020$53.41$53.4110/31/2009 5:42:50 AM
yield-quest$25.00$25.0010/31/2009 9:44:18 AM
pragmatic-camaraderi$25.00$25.0010/31/2009 7:58:07 AM
antlr$25.00$25.0010/31/2009 10:37:48 AM
economy-popcorn$25.00$25.0010/31/2009 11:15:24 AM
NomoredebtCA$25.00$25.0010/31/2009 3:03:13 PM
bcsinc$25.00$25.0010/31/2009 3:27:47 PM
lobster$25.00$25.0010/31/2009 3:44:12 PM
a-shiny-dime$25.00$25.0010/31/2009 9:08:10 AM
fortress767$25.00$25.0010/31/2009 9:07:39 PM
awwaww$25.00$25.0010/31/2009 10:48:41 PM
brocilybeef$25.00$25.0011/1/2009 1:28:52 PM
jybank$25.00$25.0011/1/2009 8:33:56 AM
MGS$25.00$25.0011/1/2009 1:29:28 PM
Dreams4Cash$25.00$25.0011/1/2009 1:29:31 PM
rwelle$25.00$25.0011/1/2009 1:29:50 PM
asset-prescription$25.00$25.0011/1/2009 9:34:08 AM
kinetic-diversification$50.00$50.0011/1/2009 1:31:21 PM
LR_Biker$25.00$25.0011/1/2009 1:31:42 PM
minista$25.00$25.0011/1/2009 1:39:30 PM
Orca-man$38.68$38.6810/31/2009 9:14:13 PM
market-umbrella$25.00$25.0011/1/2009 1:28:59 PM
sturdy-rate3$25.00$25.0011/1/2009 1:29:04 PM
WhiteGiant$25.00$25.0011/1/2009 1:29:10 PM
andyb9$25.00$25.0011/1/2009 1:29:25 PM
martalli$25.00$25.0011/1/2009 1:29:28 PM
gallant-camaraderi$25.00$25.0011/1/2009 1:29:32 PM
proper-commitment5$41.00$41.0011/1/2009 1:31:13 PM
Ocean-Breeze$25.00$25.0011/1/2009 1:31:50 PM
DukSerduk$25.00$25.0011/1/2009 1:31:58 PM
Headhunter14$25.00$25.0011/1/2009 8:38:58 AM
PotBellyPete$25.00$25.0011/1/2009 6:48:50 PM
saritha$25.00$25.0011/1/2009 12:23:46 PM
TeachertoPolitician$25.00$25.0011/1/2009 1:28:54 PM
Hola_James$25.00$25.0011/1/2009 1:29:27 PM
snowman34$25.00$25.0011/1/2009 1:31:53 PM
e3oM$50.00$50.0011/1/2009 7:27:06 PM
Doohickey415$50.00$50.0011/2/2009 6:43:39 PM
diplomatic-coin$25.00$25.0011/2/2009 4:44:04 PM
busybee999$25.00$25.0011/2/2009 6:27:32 PM
selvamfinance$50.00$50.0011/3/2009 2:46:59 AM
djalan$60.00$60.0011/3/2009 12:26:35 PM
kind-value-pouch$50.00$50.0011/3/2009 1:15:36 PM
buckyhead2000$25.00$25.0011/3/2009 10:40:10 AM
SpotLending$50.00$50.0011/3/2009 2:45:23 PM
lender12345$25.00$25.0011/3/2009 3:41:07 PM
schubper$50.00$50.0011/3/2009 7:16:51 PM
grallu$50.00$50.0011/4/2009 4:51:31 AM
point-enforcer$25.00$25.0011/4/2009 9:39:11 AM
greenwell$250.00$250.0011/4/2009 10:01:36 AM
hotwired$25.00$25.0011/4/2009 11:06:56 AM
value-investor9$50.00$50.0011/4/2009 4:19:38 PM
mbf2234$50.00$50.0011/4/2009 5:10:57 PM
GeoLender$25.00$25.0011/4/2009 5:38:16 PM
TechieLender$25.00$25.0011/5/2009 5:41:29 AM
GeoLender$25.00$25.0011/4/2009 5:37:07 PM
ptjg$42.00$42.0011/5/2009 10:22:03 AM
GreenTeaDrinkingGuy$25.00$25.0011/5/2009 7:47:50 AM
adventure0$100.00$100.0011/4/2009 8:00:50 PM
dmitriy2$25.00$25.0011/5/2009 9:00:58 AM
pegroid$50.00$50.0011/5/2009 9:25:53 AM
shrewd-income$500.00$500.0011/4/2009 10:48:41 PM
kulender$100.00$100.0011/5/2009 5:47:18 AM
GABC-1$90.00$90.0011/5/2009 1:44:13 PM
hellasow$25.00$25.0011/5/2009 1:34:24 PM
the-profit-oracle$25.00$25.0011/5/2009 1:45:43 PM
bejfishing$25.00$25.0011/5/2009 7:34:09 PM
mcabery$150.00$150.0011/6/2009 1:22:48 AM
admirable-credit$25.00$25.0011/6/2009 2:03:21 AM
a-finance-nirvana$150.00$150.0011/6/2009 5:20:05 AM
YummiBear$25.00$25.0011/5/2009 5:13:56 PM
101010$75.00$75.0011/6/2009 7:14:37 AM
Mack_Inv$50.90$50.9011/5/2009 5:23:07 PM
Richlaw$200.00$200.0011/6/2009 7:17:54 AM
fortune888$25.00$25.0011/5/2009 5:53:37 PM
martymaniaman$25.00$25.0011/6/2009 6:12:36 AM
TechieLender$50.00$50.0011/6/2009 10:00:59 AM
MNMAN21$50.00$50.0011/6/2009 10:56:18 AM
Floridagirl$25.00$25.0011/6/2009 10:17:12 AM
exciting-fairness$100.00$100.0011/6/2009 11:22:06 AM
Astyanax$25.00$25.0011/6/2009 12:01:10 PM
timh537$25.00$25.0011/6/2009 9:11:21 AM
leodaguy$25.00$25.0011/6/2009 12:20:51 PM
ScottFinance$25.00$25.0011/6/2009 1:39:24 PM
knark$25.00$25.0011/6/2009 9:59:40 AM
LA-Funding-Bank$25.00$25.0011/6/2009 1:04:00 PM
LoanDMC$25.00$25.0011/6/2009 3:07:35 PM
DonaldColorado$25.00$25.0010/30/2009 4:10:18 PM
five-star-note$25.00$25.0010/30/2009 4:11:32 PM
cordial-bonus$25.00$25.0010/30/2009 4:10:31 PM
Banker7371$25.00$25.0010/30/2009 4:18:39 PM
credit-investor5$50.00$50.0010/30/2009 4:18:43 PM
AF-Chief$35.00$35.0010/30/2009 4:25:29 PM
WHEREISTHEMOON$50.00$50.0010/30/2009 4:18:40 PM
abidos$25.00$25.0010/30/2009 4:25:49 PM
Weaverville$25.00$25.0010/30/2009 4:25:55 PM
gracej$25.00$25.0010/30/2009 4:26:13 PM
dparkhom$25.00$25.0010/30/2009 4:27:46 PM
greenwell$50.00$50.0010/30/2009 4:27:51 PM
lucrative-worth$25.00$25.0010/30/2009 4:28:12 PM
Attract$25.00$25.0010/30/2009 4:25:17 PM
justice-dna$35.00$35.0010/30/2009 4:29:12 PM
brightest-income-hunter$25.00$25.0010/30/2009 4:29:34 PM
CarDealer3070$50.00$50.0010/30/2009 4:29:37 PM
goofy15975$25.00$25.0010/30/2009 4:26:23 PM
elegant-bonus$25.00$25.0010/30/2009 4:26:30 PM
bradny$25.00$25.0010/30/2009 4:29:53 PM
fervent-repayment$25.00$25.0010/30/2009 4:27:07 PM
ytjameslee$50.00$50.0010/30/2009 4:27:25 PM
johntina$50.00$50.0010/30/2009 4:27:33 PM
loyalist1$25.00$25.0010/30/2009 4:27:54 PM
icontender$25.00$25.0010/30/2009 4:27:59 PM
point-shooter$25.00$25.0010/30/2009 4:28:06 PM
uncleegg$25.00$25.0010/30/2009 4:25:00 PM
slartibardfast$35.00$35.0010/30/2009 4:25:14 PM
Lendomatic$25.00$25.0010/30/2009 4:29:01 PM
zento$25.00$25.0010/30/2009 4:32:52 PM
kindofaloaner$25.00$25.0010/30/2009 4:29:10 PM
wrighco$25.00$25.0010/30/2009 4:25:38 PM
geniusj$25.00$25.0010/30/2009 4:29:27 PM
vkorichkov$35.00$35.0010/30/2009 4:29:33 PM
compoundinterest$50.00$50.0010/30/2009 4:26:10 PM
ThomasC$25.00$25.0010/30/2009 4:29:50 PM
Walkingcowboy$25.00$25.0010/30/2009 4:26:17 PM
JJS180$25.00$25.0010/30/2009 4:30:00 PM
SonomaHills$25.00$25.0010/30/2009 4:30:05 PM
intuitive-dime5$25.00$25.0010/30/2009 4:38:46 PM
respectful-note$25.00$25.0010/30/2009 4:30:26 PM
value-microscope$25.00$25.0010/30/2009 4:31:11 PM
credit-coach118$25.00$25.0010/30/2009 4:54:34 PM
CULPEPPERGROUP$25.00$25.0010/30/2009 4:27:19 PM
bonus-antioxidant$25.00$25.0010/30/2009 4:27:21 PM
MissionMicroFinance$28.13$28.1310/30/2009 4:27:53 PM
wise-spirited-nickel$25.00$25.0010/30/2009 4:28:28 PM
thedoctor$25.00$25.0010/30/2009 4:33:13 PM
blot44$50.00$50.0010/30/2009 6:31:08 PM
Hondo$25.00$25.0010/30/2009 4:33:41 PM
puifais$25.00$25.0010/30/2009 4:38:11 PM
ferocious-exchange3$25.00$25.0010/30/2009 4:29:31 PM
KailuaLender$25.00$25.0010/30/2009 4:29:36 PM
bdpres1$25.00$25.0010/30/2009 4:29:55 PM
tyson789$100.00$100.0010/30/2009 4:30:39 PM
djh47a$40.00$40.0010/30/2009 4:31:27 PM
figs4u2$28.36$28.3610/30/2009 6:29:24 PM
mikeandcat$50.00$50.0010/30/2009 4:32:06 PM
skiforglory$25.00$25.0010/30/2009 6:37:56 PM
HunterSix$25.00$25.0010/30/2009 6:48:01 PM
top-trade-chihuahua$25.00$25.0010/30/2009 4:32:38 PM
dinero-philosopher3$25.00$25.0010/30/2009 4:32:42 PM
market-honker$100.00$100.0010/31/2009 2:12:46 AM
goodacu$25.00$25.0010/30/2009 7:42:46 PM
asset-numero-uno$100.00$100.0010/30/2009 4:33:48 PM
gizzywump$25.00$25.0010/30/2009 4:39:37 PM
VBAces$27.25$27.2510/30/2009 4:39:57 PM
Kelor99$25.00$25.0010/31/2009 8:38:12 AM
authoritative-social$25.00$25.0010/30/2009 5:49:27 PM
neenerman$25.00$25.0010/30/2009 6:17:52 PM
Mr_Money$25.00$25.0010/31/2009 7:04:20 AM
wise-rupee-armada$25.00$25.0010/31/2009 10:44:30 AM
anton$50.00$50.0010/30/2009 6:59:25 PM
subtle-interest$25.00$25.0010/30/2009 11:37:57 PM
wampum-chorus3$25.00$25.0010/31/2009 5:47:47 AM
return-elm$25.00$25.0010/31/2009 7:17:51 AM
ready-loan$25.00$25.0010/31/2009 3:03:16 PM
likeable-value$25.00$25.0010/31/2009 9:12:57 AM
gethope$79.00$79.0010/31/2009 5:06:50 PM
SpectrumCapital$25.00$25.0011/1/2009 8:33:55 AM
thegreatone$100.00$100.0011/1/2009 8:38:57 AM
donmacprosper$50.00$50.0010/31/2009 9:07:46 PM
agwosdof$50.00$50.0011/1/2009 8:54:54 AM
TrustPlus$50.00$50.0011/1/2009 9:34:06 AM
MGOT-Ken$25.00$25.0010/31/2009 12:22:40 PM
first-poetic-deal$25.00$25.0010/31/2009 1:07:41 PM
don8ter$60.00$60.0011/1/2009 10:59:01 AM
justin323$25.00$25.0011/1/2009 6:43:51 AM
highcountry1$25.00$25.0011/1/2009 12:55:06 PM
three-for-6$50.00$50.0011/1/2009 7:08:48 AM
imyorleadr$25.00$25.0011/1/2009 8:19:04 AM
scholarly-integrity$25.00$25.0011/1/2009 1:28:49 PM
SunsetCoastCapital$25.00$25.0011/1/2009 8:33:44 AM
shadowflame_99$25.00$25.0011/1/2009 8:54:55 AM
RobotTwo$25.00$25.0011/1/2009 1:29:37 PM
LALO79$25.00$25.0011/1/2009 1:29:41 PM
holstj$25.00$25.0011/1/2009 1:31:32 PM
rjleves$25.00$25.0011/1/2009 1:31:52 PM
thedreamer$25.00$25.0011/1/2009 1:31:57 PM
SNH$50.00$3.8011/1/2009 1:32:12 PM
Templar$25.00$25.0011/1/2009 1:28:56 PM
triumphant-commitment$25.00$25.0011/1/2009 1:28:59 PM
harmonious-yield$25.00$25.0011/1/2009 1:29:07 PM
selector568$25.00$25.0010/31/2009 10:43:13 PM
tlp43$25.00$25.0011/1/2009 1:29:27 PM
bid-promiser$25.00$25.0011/1/2009 12:34:08 AM
Plotinus$50.00$50.0011/1/2009 2:59:51 AM
tallmon$25.00$25.0011/1/2009 1:31:06 PM
unequaled-credit7$25.00$25.0011/1/2009 1:31:33 PM
robust-loyalty$25.00$25.0011/1/2009 1:31:47 PM
newest-generosity-saga$25.00$25.0011/1/2009 1:31:52 PM
GrayStudio$50.00$50.0011/1/2009 7:59:20 PM
ingeborg77$50.00$50.0011/1/2009 12:48:53 PM
don'twannadance$50.00$50.0011/1/2009 12:57:39 PM
Toastsr$75.00$75.0011/1/2009 1:29:18 PM
nzlxjwek$25.00$25.0011/1/2009 1:29:29 PM
wacko82$25.00$25.0011/1/2009 1:31:09 PM
icon7$25.00$25.0011/1/2009 1:31:16 PM
credit-force5$25.00$25.0011/1/2009 1:31:51 PM
peaceful-bid$25.00$25.0011/1/2009 1:32:06 PM
understanding-marketplace$25.00$25.0011/1/2009 1:32:11 PM
twjh$25.00$25.0011/2/2009 6:04:27 AM
Cherrypicker$50.00$50.0011/2/2009 6:37:52 AM
ladybug838$25.00$25.0011/1/2009 6:52:27 PM
springpanda$50.00$50.0011/2/2009 3:23:02 PM
interstellar$50.00$50.0011/2/2009 3:59:54 PM
The-Lighthouse-Group$25.00$25.0011/2/2009 2:09:44 PM
wild-orange$200.00$200.0011/2/2009 6:30:31 PM
enterprising-integrity$25.00$25.0011/2/2009 5:00:42 PM
palace4$50.00$50.0011/2/2009 7:57:51 PM
money-explorer3$25.00$25.0011/2/2009 9:16:12 PM
kronosmetis$25.00$25.0011/2/2009 8:40:32 PM
payout-reaction740$25.00$25.0011/2/2009 11:26:56 PM
rperaz98720$25.00$25.0011/3/2009 10:02:15 AM
serene-capital$25.00$25.0011/3/2009 5:47:20 AM
Lefty_the_Lender$50.00$50.0011/3/2009 12:05:10 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:54 PM
bayou68$70.00$70.0011/3/2009 1:16:00 PM
ritwik$50.00$50.0011/3/2009 8:12:56 PM
d_grbg$25.00$25.0011/3/2009 7:42:21 PM
HarryGuerrilla$25.00$25.0011/4/2009 12:36:56 AM
zippy-coin$100.00$100.0011/4/2009 12:44:28 PM
Bucket219$25.00$25.0011/4/2009 5:11:10 PM
GeoLender$25.00$25.0011/4/2009 5:37:34 PM
justice-officer$47.06$47.0611/4/2009 4:07:39 PM
GeoLender$25.00$25.0011/4/2009 5:37:56 PM
Dollars4Rent$25.00$25.0011/4/2009 7:21:33 PM
trustworthy-benefit$25.00$25.0011/5/2009 12:04:38 PM
vineet$25.00$25.0011/5/2009 11:58:09 AM
sunnysally$25.00$25.0011/5/2009 12:20:18 PM
GOPHERBOY$150.00$150.0011/5/2009 3:39:51 PM
mclean_loaner$50.00$50.0011/5/2009 5:18:06 PM
twjh$25.00$25.0011/5/2009 5:29:06 PM
BradyKP$30.49$30.4911/5/2009 5:24:06 PM
bkb7484$25.00$25.0011/5/2009 7:03:59 PM
orbiter614$25.00$25.0011/5/2009 9:22:18 PM
Share-the-wealth$100.00$100.0011/6/2009 6:42:49 AM
buffalobills$25.00$25.0011/6/2009 8:03:13 AM
rmpedi33$100.00$100.0011/6/2009 8:41:36 AM
leverage-monger$50.00$50.0011/6/2009 9:26:21 AM
exciting-fairness$50.00$50.0011/6/2009 7:55:28 AM
gtdane$50.00$50.0011/6/2009 9:34:37 AM
jayh888$40.00$40.0011/6/2009 9:39:03 AM
turbostar666$25.12$25.1211/6/2009 10:32:25 AM
velocity-winner$25.00$25.0011/6/2009 9:59:25 AM
crazybunga$25.00$25.0011/6/2009 10:06:42 AM
leverage-monger$50.00$50.0011/6/2009 9:15:52 AM
Spartamare$100.00$100.0011/6/2009 2:42:33 PM
whiterabbit1874$50.00$50.0011/6/2009 9:25:57 AM
MoneyOps$25.00$25.0011/6/2009 4:01:22 PM
wwwUniversal$25.00$25.0011/6/2009 4:02:31 PM
power-cell$40.00$40.0011/6/2009 2:40:37 PM
selo80$30.00$30.0011/6/2009 3:41:30 PM
SKAGIT22$25.00$25.0011/6/2009 11:28:09 AM
MidnightBank$25.00$25.0011/6/2009 12:34:32 PM
well-mannered-income3$25.00$25.0011/6/2009 2:44:19 PM
337 bids
 
Borrower Payment Dependent Notes Series 431227
This series of Notes was issued and sold upon the funding of the borrower loan #39458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $162.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $162.85
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Jul-2002 Debt/Income ratio: 22%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 1 / 1Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: intergrety Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
620-639 (Mar-2008)
 
Principal balance: $2,230.95 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Inventory for holliday season
Purpose of loan:
This loan will be used to help me stock up on inventory and increase marketing of the organic hair and skin care products that we promote. The holiday seasons represent?the highest?demand periode?for our products.
I am fully employed, and also?promote, on my spare time or part time,?the benefits of using organic based skin and hair care products for the entire family.
My financial situation:
I am a good candidate for this loan because i am fully employed and my track record shows that I repay my debts on time. Plus, demande for the products mentioned is?increasing continueosly.?

Monthly net income: $2000

Monthly expenses: $1200
??Housing: $650
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0011/2/2009 4:35:48 PM
reflective-rupee$100.00$100.0011/2/2009 5:00:44 PM
reflective-rupee$100.00$100.0011/2/2009 7:54:04 PM
MoneyTree79$200.00$200.0011/3/2009 6:50:43 AM
reflective-rupee$300.00$300.0011/4/2009 2:14:05 PM
Bomber$29.05$29.0511/5/2009 5:06:04 AM
MoneyForNothing$25.00$25.0011/5/2009 8:32:58 AM
RochelleW$25.00$25.0011/6/2009 9:30:27 AM
brother_tam$200.00$200.0011/6/2009 10:22:32 AM
durability-colonel$50.00$50.0011/7/2009 10:30:08 AM
Tono$25.00$25.0011/7/2009 9:41:28 PM
a-finance-nirvana$200.00$200.0011/9/2009 5:30:55 AM
enthusiastic-balance5$300.00$300.0011/8/2009 7:29:32 AM
reflective-rupee$200.00$200.0011/9/2009 10:00:53 AM
wise-spirited-nickel$500.00$500.0011/9/2009 12:39:50 PM
daekpon$25.00$25.0011/9/2009 2:21:22 PM
BAEVentures$25.00$25.0011/9/2009 2:48:05 PM
well-mannered-income3$25.00$25.0011/9/2009 9:48:12 AM
reflective-rupee$235.00$235.0011/2/2009 5:02:48 PM
reflective-rupee$100.00$100.0011/3/2009 8:48:26 AM
lib5836$25.00$25.0011/3/2009 6:39:25 PM
Bantam$50.00$50.0011/4/2009 7:28:48 PM
best-generosity-financier$75.00$75.0011/4/2009 6:00:57 PM
well-mannered-income3$25.00$25.0011/6/2009 6:17:17 AM
56bones$25.00$25.0011/7/2009 10:23:52 AM
CoffeyvilleKS$25.00$25.0011/8/2009 8:38:11 AM
lender12345$25.00$25.0011/8/2009 10:44:02 AM
Unitas4302$208.36$208.3611/7/2009 8:31:18 AM
marwadi-62$25.00$25.0011/8/2009 6:06:51 PM
Bill88$39.11$39.1111/9/2009 10:18:39 AM
Kash2010lu$25.00$25.0011/8/2009 4:35:44 PM
reflective-rupee$100.00$100.0011/9/2009 10:42:10 AM
gold-cluster$225.00$163.4811/9/2009 1:37:04 PM
capital-galaxy$100.00$100.0011/9/2009 6:27:34 AM
34 bids
 
Borrower Payment Dependent Notes Series 431243
This series of Notes was issued and sold upon the funding of the borrower loan #39432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $226.18
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: May-1993 Debt/Income ratio: 22%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 17 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 43Length of status:19y 2m
Amount delinquent: $0 Revolving credit balance: $199,948 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 100%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: bid-surgeon Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for continuing education
Purpose of loan:
This loan will be used to?

This loan will be used to cover tuition form my wife who has gone back to school.? After years of taking care of our children she has decided to pursue a career in school counseling.? She has already completed one year which?I have paid for out pocket and would like to borrow?the balance of the tuition so?I do not?add anymore revolving debt.? This is an excellent opportunity for her to have a career and help children in the process.??I want to do everything I can to help ensure she succeeds in her goals and any help from the lending community is greatly appreciated.

I am a good candidate for this loan because?

I have a spotless credit record and?I have the income to pay my exising bills.? In 20 years?I have never had one missed or late payment and?I am not about to start now.? The Prosper rating assigned to this request does not tell the whole story.? Please do not judge on the rating alone.? I do have high revolving debt outstanding but?I also have the income to support it and as previously stated have never missed a payment.??I am willing to absorb the high interest rate for this loan because it is still better than adding more revolving debt and makes me feel good that individuals will gain from this rate and not large corporations.? This is an excellent opportunity to help someone out in need who wishes to help others as well as a good investment opportunity.? I welcome any questions that will make a potential lender feel more comfortable investing in this loan and thank all for considering me.

Monthly net income: $ 12,300

Monthly expenses: $
??Housing: $ 2600
??Insurance: $ 250
??Car expenses: $490
??Utilities: $ 400
??Phone, cable, internet: $ 200
??Food, entertainment: $?1000
??Clothing, household expenses $?1000
??Credit cards and other loans: $?2000
??Other expenses: $ 1000????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe your professional and the stability of your employment. thanks - reflective-rupee
A: I am employed by a top tier European Investment Bank based in New York. My employment is extremely stable at the moment. I am a vice president in charge of client services for our electronic trading platform. I have been employed here for 19 years and 3 months. The bank as a whole is in great shape and was not hurt by the credit crisis. We are one of the only few banks who did not need to receive government money. Thank you for considering this posting (Nov-02-2009)
Q: Please describe each element of your debt (lender, balance, interest rate, monthly payment). Please answer publicly. thanks - reflective-rupee
A: CITI MORTGAGE 269,000 5.375% $2,600.00 1st Horizon HELOC 150,000 3.75% $290.00 CITI MC 27,000 7.79% $450.00 account closed - still balance CHASE MC 21,000 27% $750.00 anticipate being paid off by Feb CHASE VISA 14,000 27% $450.00 anticipate being paid off by Feb AMEX 11,000 21% $375.00 WELLS FARGO AUTO 21,000 12% $390.00 CITI personal loan 10,000 16% $290.00. Working diligently to pay off balances and not add new revolving debt (Nov-02-2009)
Q: You have indicated that you expect to pay off substantial credit card debt in February. Is this because you expect a year end bonus? If so, how much do you expect your bonus to be? How much was it for the past 3 years? thanks - reflective-rupee
A: I do expect to use my year end bonus to pay down debt. it is hard to say what the number will be but a low estimate would be about 85K and a high estimate would be about 120K. My bonus 3 years ago was 80k. Two years ago it was 99K. last year in light of troubles in the financial industry it dropped back down to 85K. We are having a good year this year and all talks around the compensation process so far have been quite positive (Nov-02-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.0010/30/2009 4:27:13 PM
reflective-rupee$1,000.00$1,000.0011/1/2009 7:44:01 PM
reflective-rupee$100.00$100.0011/2/2009 12:38:57 PM
reflective-rupee$1,000.00$773.0011/4/2009 2:09:05 PM
reflective-rupee$100.00$100.0011/5/2009 4:16:21 PM
shrewd-income$250.00$250.0011/6/2009 7:01:37 AM
enlightenment5$25.00$25.0011/5/2009 7:05:52 PM
Gobsek$25.00$25.0011/6/2009 9:13:24 AM
reflective-rupee$100.00$100.0011/6/2009 10:12:51 AM
jk15$50.00$50.0011/5/2009 11:30:22 PM
brother_tam$50.00$50.0011/6/2009 9:54:19 AM
MathProfessor$25.00$25.0011/6/2009 1:51:46 PM
kingbob$26.00$26.0011/6/2009 3:54:27 PM
reflective-rupee$25.00$25.0010/31/2009 3:54:24 PM
reflective-rupee$500.00$500.0011/2/2009 9:31:20 AM
well-mannered-income3$25.00$25.0011/4/2009 5:06:09 PM
zone6$150.00$150.0011/5/2009 10:16:30 PM
enthusiastic-balance5$500.00$500.0011/6/2009 5:53:46 AM
a-finance-nirvana$200.00$200.0011/6/2009 4:54:14 AM
reflective-rupee$50.00$50.0011/6/2009 10:13:20 AM
reflective-rupee$100.00$100.0011/6/2009 10:12:37 AM
invincible-gain$200.00$200.0011/6/2009 11:15:10 AM
ProModelA$25.00$25.0011/6/2009 11:22:29 AM
bonus-chosen-one$25.00$25.0011/6/2009 9:01:10 AM
3cinvesting$26.00$26.0011/6/2009 9:16:31 AM
shrewd-income$250.00$250.0011/6/2009 2:35:06 PM
gold-cluster$100.00$100.0011/6/2009 12:34:11 PM
efficient-bid2$25.00$25.0011/6/2009 12:48:13 PM
Unitas4302$100.00$100.0011/6/2009 2:49:31 PM
TakeCare$50.00$50.0011/6/2009 3:08:35 PM
reflective-rupee$100.00$100.0011/6/2009 10:12:15 AM
31 bids
 
Borrower Payment Dependent Notes Series 431407
This series of Notes was issued and sold upon the funding of the borrower loan #39459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 4 First credit line: Jan-1992 Debt/Income ratio: 22%
Credit score: 640-659 (Nov-2009) Current / open credit lines: 12 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 44Length of status:10y 3m
Amount delinquent: $0 Revolving credit balance: $16,214 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 93%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 9    
Screen name: top-authentic-platinum Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate to ONE payment. :)
Purpose of loan:
This loan will be used to? Consolidate to ONE easy payment.

My financial situation:
I am a good candidate for this loan because? I have an excellent income. NO worries on not being able to pay.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $ 300
??Utilities: $ 200
??Phone, cable, internet: $ 170
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1000
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, are housing expenses really $0? With the indicated cashflow it doesn't seem you need a prosper loan, can you please provide more details on the intended use? thanks - shrewd-income
A: Wife pays the motgage. I'm just ridding myself of some credit cards. (Nov-08-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$100.00$100.0011/2/2009 5:00:51 PM
reflective-rupee$100.00$100.0011/5/2009 10:46:37 PM
reflective-rupee$100.00$100.0011/5/2009 10:46:23 PM
reflective-rupee$100.00$100.0011/7/2009 7:13:21 AM
reflective-rupee$100.00$100.0011/7/2009 7:13:04 AM
reflective-rupee$50.00$50.0011/7/2009 7:14:02 AM
Trespass4$60.00$60.0011/9/2009 5:01:12 AM
p2p-gala$100.00$10.0011/9/2009 7:04:51 AM
sigue$25.00$25.0011/9/2009 6:50:02 AM
Kyileo$25.00$25.0011/9/2009 10:32:32 AM
Feyenoord$25.00$25.0011/8/2009 1:21:54 PM
diligent-moola9$25.00$25.0011/9/2009 6:38:49 AM
eclipse056$50.00$50.0011/9/2009 3:04:44 PM
p2p-gala$50.00$50.0011/9/2009 8:28:20 AM
vivacious-p2p3$25.00$25.0011/9/2009 8:58:21 AM
reflective-rupee$25.00$25.0011/2/2009 5:00:31 PM
reflective-rupee$25.00$25.0011/3/2009 9:05:58 PM
reflective-rupee$100.00$100.0011/5/2009 10:45:57 PM
reflective-rupee$100.00$100.0011/5/2009 10:46:10 PM
Unitas4302$100.00$100.0011/6/2009 4:44:20 AM
reflective-rupee$500.00$500.0011/5/2009 10:45:24 PM
well-mannered-income3$25.00$25.0011/6/2009 6:34:06 AM
pimpin-aint-easy$50.00$50.0011/8/2009 10:17:26 AM
reflective-rupee$100.00$100.0011/7/2009 7:12:42 AM
lender12345$25.00$25.0011/8/2009 10:46:13 AM
gold-cluster$250.00$250.0011/8/2009 5:27:06 PM
rubylender$25.00$25.0011/8/2009 6:43:39 PM
rakey$25.00$25.0011/8/2009 8:09:22 PM
antoniofl$25.00$25.0011/8/2009 7:06:49 PM
rmachi$25.00$25.0011/9/2009 8:15:28 AM
enthusiastic-balance5$300.00$300.0011/8/2009 7:30:28 AM
a-finance-nirvana$400.00$400.0011/9/2009 5:31:31 AM
BAEVentures$25.00$25.0011/9/2009 2:49:37 PM
kinetic-social$30.00$30.0011/9/2009 3:55:54 PM
34 bids
 
Borrower Payment Dependent Notes Series 431445
This series of Notes was issued and sold upon the funding of the borrower loan #39420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $98.81
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $97.30
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1989 Debt/Income ratio: 23%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:0y 11m
Amount delinquent: $0 Revolving credit balance: $8,426 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 58%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: graceful-dough Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of credit card
Purpose of loan:
This loan will be used to? Pay off a high interest credit card. Looking to find a better interest rate than what the credit card companies are raising everybodies rates up to.

My financial situation:
I am a good candidate for this loan because? my credit rating is very good. I have never?quit paying any bill I?have ever received. ?I am employed full time. We own our home and have a fixed mortgage. We have no kids. We own one of 2 vehicles. I currently put both of us on a very strict budget and do not plan on going over that.? We?have simplified our lives also and reduced?or gotten rid of things to help us save money?to?be put aside for emergencies. My job actually is just to pay any extras and our?weekly living?expenses - food, gas, groceries, spending money.

Thank you for your help.

?Fair Warning I will be trying to pay this loan off early like in 2 years. I have 2 other small bills I am currently working on getting rid of first.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nalaari$50.00$50.0011/2/2009 4:47:25 PM
SCD$25.00$25.0011/2/2009 5:38:14 PM
MoneyTree79$50.00$50.0011/2/2009 6:04:01 PM
unk1911$25.00$25.0011/3/2009 6:54:04 AM
wild-orange$500.00$500.0011/2/2009 7:03:00 PM
value-pouch$25.00$25.0011/4/2009 1:28:19 PM
theloanteacher$25.00$25.0011/5/2009 5:23:56 PM
authoritative-social$25.00$25.0011/7/2009 5:56:07 AM
neenerman$100.00$100.0011/7/2009 5:09:28 PM
neenerman$100.00$100.0011/7/2009 5:10:57 PM
Arpad$50.00$50.0011/7/2009 4:19:28 PM
neenerman$100.00$100.0011/7/2009 5:10:21 PM
lender12345$25.00$25.0011/8/2009 10:40:27 AM
1SteelerFan$25.00$25.0011/8/2009 11:15:54 AM
HealthAndSafety$50.00$50.0011/8/2009 6:14:58 PM
neenerman$100.00$100.0011/7/2009 5:10:03 PM
q4golf$25.00$25.0011/9/2009 4:33:50 AM
Patrician$100.00$11.0611/9/2009 6:09:53 AM
rmpedi33$100.00$100.0011/9/2009 8:48:03 AM
TakeCare$100.00$100.0011/8/2009 9:13:06 AM
lender12345$25.00$25.0011/8/2009 10:40:56 AM
Lender0307$25.00$25.0011/9/2009 10:13:38 AM
dudebrah$25.00$25.0011/9/2009 10:47:37 AM
CashBank$25.00$25.0011/9/2009 11:39:12 AM
Quid-Pro-Quo$25.00$25.0011/8/2009 9:21:46 PM
shellstar$37.36$37.3611/8/2009 10:27:19 PM
OGS_Capital$25.00$25.0011/9/2009 4:25:39 AM
serene-capital$25.00$25.0011/9/2009 2:27:39 PM
jybank$25.00$25.0011/9/2009 3:04:38 PM
Share-the-wealth$100.00$100.0011/9/2009 7:05:24 AM
wwwUniversal$25.00$25.0011/9/2009 3:52:06 PM
friendinmoney$100.00$100.0011/9/2009 3:56:54 PM
singletrck$25.00$25.0011/9/2009 1:43:08 PM
Cherrypicker$50.00$50.0011/9/2009 2:43:04 PM
cwm3651$25.00$25.0011/9/2009 3:21:33 PM
cloud8$40.00$40.0011/5/2009 9:10:41 PM
Syzygy$25.00$25.0011/6/2009 12:31:54 PM
Earn_money$26.58$26.5811/6/2009 3:19:04 PM
asset-numero-uno$100.00$100.0011/6/2009 4:50:52 PM
outofoffice$50.00$50.0011/7/2009 5:25:12 AM
neenerman$100.00$100.0011/7/2009 5:09:42 PM
neenerman$100.00$100.0011/7/2009 5:10:38 PM
neenerman$100.00$100.0011/7/2009 5:11:12 PM
hellasow$30.00$30.0011/7/2009 5:35:23 AM
doc1$100.00$100.0011/8/2009 6:08:09 PM
eker1170$50.00$50.0011/8/2009 5:50:56 PM
emunah6$25.00$25.0011/8/2009 8:06:29 PM
kulender$100.00$100.0011/8/2009 7:59:21 PM
Doohickey415$30.00$30.0011/7/2009 11:51:59 PM
buckyhead2000$25.00$25.0011/9/2009 10:58:46 AM
JerryB96$25.00$25.0011/8/2009 8:34:26 PM
51 bids
 
Borrower Payment Dependent Notes Series 431531
This series of Notes was issued and sold upon the funding of the borrower loan #39433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,250.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 14.01% Starting borrower rate/APR: 15.01% / 17.18% Starting monthly payment: $78.01
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 13.12% Final monthly payment: $73.66
 
Auction yield range: 4.29% - 14.01% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-1993 Debt/Income ratio: 13%
Credit score: 740-759 (Oct-2009) Current / open credit lines: 5 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 12Length of status:8y 3m
Amount delinquent: $0 Revolving credit balance: $9,492 Occupation: Other
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 0%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: leverage-healer Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Time for a better interest rate.
Purpose of loan:
This loan will be used to refinance other obligations.

My financial situation:
I am a good candidate for this loan because I have more than adequate cash flow to pay the debt service, and am in a stable employment situation in a position I have held for over eight years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thunderd$25.00$25.0011/2/2009 4:10:00 PM
benevolent-reward$25.00$25.0011/2/2009 4:24:39 PM
blot44$25.00$25.0011/2/2009 7:16:47 PM
Bender$34.47$34.4711/3/2009 4:20:23 PM
boredlv$25.00$25.0011/4/2009 3:07:02 PM
blue-relay$25.00$25.0011/5/2009 6:05:02 PM
Cherrypicker$50.00$50.0011/6/2009 6:36:53 AM
orbiter614$100.00$100.0011/6/2009 4:28:59 PM
crazyinjun$35.01$35.0111/6/2009 4:50:51 PM
PalmerTheEmbalmer$25.00$25.0011/6/2009 4:50:30 PM
asset-numero-uno$100.00$100.0011/7/2009 5:09:46 PM
neenerman$100.00$100.0011/7/2009 5:12:19 PM
neenerman$100.00$100.0011/7/2009 5:12:35 PM
a-finance-nirvana$150.00$150.0011/7/2009 5:44:41 PM
bonus-sensai825$32.59$32.5911/7/2009 6:55:34 PM
outofoffice$50.00$50.0011/7/2009 5:26:24 AM
durability-colonel$50.00$50.0011/7/2009 10:45:31 AM
AlwaysA-Chief$50.00$50.0011/7/2009 12:43:06 PM
GoldenTicket$66.63$66.6311/7/2009 4:31:44 PM
sunsetlending$25.00$25.0011/9/2009 4:49:52 AM
jybank$25.00$25.0011/9/2009 3:19:09 PM
Nasdaq$25.00$25.0011/9/2009 3:25:47 PM
wwwUniversal$25.00$25.0011/9/2009 3:53:35 PM
CallMeBen$25.00$25.0011/2/2009 4:27:22 PM
MoneyTree79$75.00$75.0011/2/2009 5:49:59 PM
selvamfinance$50.00$50.0011/3/2009 2:42:55 AM
Syzygy$25.00$25.0011/3/2009 6:56:08 AM
flwah$25.00$25.0011/4/2009 11:51:24 AM
cloud8$25.00$25.0011/4/2009 3:12:50 PM
minista$25.00$6.3011/4/2009 3:30:54 PM
nalaari$75.00$75.0011/6/2009 8:13:33 PM
creditasaurus9$50.00$50.0011/7/2009 8:09:43 AM
neenerman$100.00$100.0011/7/2009 5:12:02 PM
AustinAmerica$25.00$25.0011/6/2009 6:37:31 PM
bigmacbeef$25.00$25.0011/7/2009 8:41:45 PM
TakeCare$25.00$25.0011/8/2009 9:14:26 AM
WILender2$50.00$50.0011/8/2009 5:06:26 PM
HealthAndSafety$50.00$50.0011/8/2009 6:15:41 PM
neenerman$100.00$100.0011/7/2009 5:11:45 PM
enticing-treasure5$25.00$25.0011/8/2009 9:13:49 AM
serene-capital$25.00$25.0011/9/2009 2:30:33 PM
kulender$100.00$100.0011/9/2009 6:31:02 AM
wild-orange$200.00$200.0011/9/2009 3:58:30 PM
43 bids
 
Borrower Payment Dependent Notes Series 431549
This series of Notes was issued and sold upon the funding of the borrower loan #39449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 10.99% Starting borrower rate/APR: 11.99% / 12.34% Starting monthly payment: $365.30
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $357.53
 
Auction yield range: 3.29% - 10.99% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1999 Debt/Income ratio: 26%
Credit score: 800-819 (Nov-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 21Length of status:5y 0m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: determined-liberty1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
No more Discover
Purpose of loan:
This loan will be used to? get a better rate to pay off Discover loan (15.99%)

My financial situation:
I am a good candidate for this loan because? Always pay on time...more tham minimun payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi Would you please describe your monthly income and expenses? Thanks, - p2ploan-sensation211
A: Gross $3500 Month; Mortgage=$730+Utilities=$250---NO Car Payment. Never missed any payment on anything. Looking for lower interest rate. (Nov-08-2009)
Q: Why are you borrowing 11,000 and you are not show a balance on your revolving credit - The-Lighthouse-Group
A: I have an installment loan with discover at a higher interest rate. I'm switching loans for a better rate. (Nov-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.0011/2/2009 4:12:23 PM
responsibility-butterfly$25.00$25.0011/2/2009 4:18:45 PM
Banker7371$25.00$25.0011/2/2009 4:20:16 PM
uncleegg$25.00$25.0011/2/2009 4:25:55 PM
supersarah61$25.00$25.0011/2/2009 4:26:01 PM
five-star-note$25.00$25.0011/2/2009 4:13:13 PM
slartibardfast$35.00$35.0011/2/2009 4:26:22 PM
Attract$25.00$25.0011/2/2009 4:26:26 PM
AF-Chief$35.00$35.0011/2/2009 4:26:50 PM
personal-lender$25.00$25.0011/2/2009 4:27:39 PM
a-responsible-return$25.00$25.0011/2/2009 4:27:00 PM
bchen78875$50.00$50.0011/2/2009 4:28:01 PM
BlindProphet$25.00$25.0011/2/2009 4:28:08 PM
Walkingcowboy$25.00$25.0011/2/2009 4:28:28 PM
elegant-bonus$25.00$25.0011/2/2009 4:28:50 PM
financial-frenzy$25.00$25.0011/2/2009 4:32:05 PM
neighborly-hope6$100.00$100.0011/2/2009 4:29:28 PM
gentle-gold$25.00$25.0011/2/2009 4:29:35 PM
JGB$25.00$25.0011/2/2009 4:29:44 PM
fervent-repayment$25.00$25.0011/2/2009 4:30:03 PM
ytjameslee$50.00$50.0011/2/2009 4:30:25 PM
orbiter614$75.00$75.0011/2/2009 4:31:00 PM
mikeandcat$50.00$50.0011/2/2009 4:34:05 PM
iruz$50.00$50.0011/2/2009 4:31:08 PM
greenbackologist$25.00$25.0011/2/2009 4:34:37 PM
emo13$50.00$50.0011/2/2009 4:31:47 PM
SnE$25.00$25.0011/2/2009 4:35:39 PM
SonomaHills$25.00$25.0011/2/2009 4:32:42 PM
tyson789$100.00$100.0011/2/2009 4:33:11 PM
TakeCare$100.00$100.0011/2/2009 4:33:34 PM
MTLoans$25.00$25.0011/2/2009 4:37:42 PM
wampum-chorus3$25.00$25.0011/2/2009 4:37:48 PM
top-trade-chihuahua$25.00$25.0011/2/2009 4:34:51 PM
inspired-agreement$25.00$25.0011/2/2009 4:35:01 PM
Hondo$25.00$25.0011/2/2009 4:35:42 PM
gracej$25.00$25.0011/2/2009 4:28:25 PM
selector568$100.00$100.0011/2/2009 4:40:06 PM
dionysus03$25.00$25.0011/2/2009 4:29:04 PM
point-shooter$25.00$25.0011/2/2009 4:37:02 PM
ThomasC$25.00$25.0011/2/2009 4:41:26 PM
figs4u2$400.00$400.0011/2/2009 4:41:56 PM
johntina$50.00$50.0011/2/2009 4:30:32 PM
MGOT-Ken$25.00$25.0011/2/2009 4:38:55 PM
agwosdof$50.00$50.0011/2/2009 4:44:44 PM
get30inc$50.00$50.0011/2/2009 4:39:52 PM
lucrative-worth$25.00$25.0011/2/2009 4:31:19 PM
verse99$25.00$25.0011/2/2009 4:50:40 PM
peaceful-bid$25.00$25.0011/2/2009 4:51:01 PM
Gundu$25.00$25.0011/2/2009 4:41:18 PM
dr-dollar$25.00$25.0011/2/2009 4:41:29 PM
lean-velocity$25.00$25.0011/2/2009 4:41:36 PM
jd006006$50.00$50.0011/2/2009 4:41:58 PM
honorable-treasure$25.00$25.0011/2/2009 4:43:02 PM
Lendomatic$25.00$25.0011/2/2009 5:00:21 PM
respectful-note$25.00$25.0011/2/2009 4:33:08 PM
asset-numero-uno$100.00$100.0011/2/2009 4:44:05 PM
djh47a$40.00$40.0011/2/2009 4:33:32 PM
blue-liberty-gourd$25.00$25.0011/2/2009 4:34:05 PM
magnificent-rate$25.00$25.0011/2/2009 4:50:55 PM
sturdy-rate3$25.00$25.0011/2/2009 4:51:00 PM
value-pouch$25.00$25.0011/2/2009 4:35:15 PM
awwaww$25.00$25.0011/2/2009 5:48:50 PM
thedoctor$25.00$25.0011/2/2009 4:35:28 PM
gizzywump$25.00$25.0011/2/2009 4:36:04 PM
wormdc$25.00$25.0011/2/2009 5:01:01 PM
bradny$25.00$25.0011/2/2009 6:29:08 PM
credit-force5$25.00$25.0011/2/2009 6:29:15 PM
ready-loan$25.00$25.0011/2/2009 6:29:20 PM
SDNLR$25.00$25.0011/2/2009 4:38:21 PM
Plotinus$50.00$50.0011/2/2009 6:44:44 PM
KailuaLender$25.00$25.0011/2/2009 4:40:32 PM
don8ter$60.00$60.0011/2/2009 4:40:52 PM
myecool$25.00$25.0011/2/2009 6:53:51 PM
VBAces$75.00$75.0011/2/2009 4:41:50 PM
robust-loyalty$25.00$25.0011/2/2009 6:19:32 PM
winter-vigilance$25.00$25.0011/2/2009 4:42:11 PM
a-shiny-dime$25.00$25.0011/2/2009 6:23:58 PM
orange-truth-pole$25.00$25.0011/2/2009 6:28:53 PM
MrDavid$50.00$50.0011/2/2009 4:42:44 PM
Aeroman32$25.00$25.0011/2/2009 6:29:22 PM
katnmouse$25.00$25.0011/2/2009 7:28:42 PM
wdove511$25.00$25.0011/2/2009 6:44:48 PM
agent86a$25.00$25.0011/2/2009 8:03:43 PM
hard-working-loot$25.00$25.0011/2/2009 8:05:25 PM
LoanAngel$25.00$25.0011/2/2009 6:48:57 PM
likeable-value$25.00$25.0011/2/2009 6:54:01 PM
SpectrumCapital$25.00$25.0011/2/2009 8:50:39 PM
Int_PrinRateTime4000$40.00$40.0011/2/2009 6:59:07 PM
blot44$25.00$25.0011/2/2009 9:47:12 PM
RJN$25.00$25.0011/2/2009 7:09:42 PM
compoundinterest$50.00$50.0011/2/2009 11:30:01 PM
flwah$50.00$50.0011/2/2009 11:38:53 PM
selvamfinance$25.00$25.0011/3/2009 2:52:46 AM
supreme-hope$25.00$25.0011/3/2009 3:36:55 AM
rawman$25.00$25.0011/2/2009 5:54:16 PM
icon7$25.00$25.0011/2/2009 5:54:30 PM
Ocean-Breeze$25.00$25.0011/2/2009 6:19:33 PM
unk1911$25.00$25.0011/3/2009 6:54:03 AM
bonus-chosen-one$25.00$25.0011/3/2009 6:54:27 AM
skiforglory$25.00$25.0011/2/2009 6:29:07 PM
lean-benefit$25.00$25.0011/2/2009 6:29:19 PM
nunnie$25.00$25.0011/3/2009 1:28:48 AM
payout-point$25.00$25.0011/2/2009 6:44:17 PM
the-greenback-bunny$25.00$25.0011/2/2009 6:53:52 PM
hannum$25.00$25.0011/2/2009 6:53:58 PM
Merganser$25.00$25.0011/3/2009 6:54:00 AM
Toastsr$300.00$300.0011/3/2009 6:54:21 AM
Prezotus$25.00$25.0011/3/2009 6:54:27 AM
pragmatic-camaraderi$25.00$25.0011/3/2009 9:34:39 AM
TheOtter62$36.15$36.1511/3/2009 8:01:34 AM
GreenSolutionsOffshoreHoldings$25.00$25.0011/2/2009 8:33:44 PM
Seafirst$50.00$50.0011/3/2009 10:35:17 AM
kunger$25.00$25.0011/3/2009 11:09:00 AM
shadowflame_99$25.00$25.0011/3/2009 11:09:25 AM
WTSherman$25.00$25.0011/3/2009 11:14:22 AM
evmeta$25.00$25.0011/3/2009 9:34:45 AM
jmvingeorgia$25.00$25.0011/3/2009 10:13:58 AM
kmprospeo$25.00$25.0011/3/2009 10:14:02 AM
imyorleadr$25.00$25.0011/3/2009 3:35:16 AM
Dreams4Cash$25.00$25.0011/3/2009 4:13:57 AM
Brainworm$25.00$25.0011/3/2009 10:49:45 AM
rwelle$25.00$25.0011/3/2009 12:08:45 PM
FutureLenderEC$25.00$25.0011/3/2009 12:15:59 PM
harmonious-yield$25.00$25.0011/3/2009 6:54:26 AM
bowdish1$50.00$50.0011/3/2009 12:23:46 PM
radiant-cash$100.00$100.0011/3/2009 12:29:22 PM
amit_gu$50.00$50.0011/3/2009 11:26:04 AM
Citizenryan$25.00$25.0011/3/2009 11:39:20 AM
wise-repayment-kayak$25.00$25.0011/3/2009 11:49:38 AM
blue-exuberant-economy$25.00$25.0011/3/2009 11:49:55 AM
favorite-dollar$25.00$25.0011/3/2009 11:52:18 AM
zoomdrm57$50.00$50.0011/3/2009 8:45:25 AM
gauss02$25.00$25.0011/3/2009 10:25:04 AM
ike_bt$25.00$25.0011/3/2009 10:38:56 AM
suicideducky$25.00$25.0011/3/2009 11:00:02 AM
heretolendit$25.00$25.0011/3/2009 11:33:57 AM
bigdees$25.00$25.0011/3/2009 11:39:30 AM
mh1169$25.00$25.0011/3/2009 11:49:52 AM
saffron4$25.00$25.0011/3/2009 11:49:58 AM
benjamins-carnival$25.00$25.0011/3/2009 2:18:54 PM
sas19$25.00$25.0011/3/2009 4:57:08 PM
a-finance-nirvana$150.00$150.0011/4/2009 7:09:10 AM
DadWarbucks$25.00$25.0011/4/2009 8:09:55 AM
the-silver-blaster$69.02$69.0211/4/2009 9:19:46 AM
visionary-commerce$25.00$25.0011/4/2009 10:04:05 AM
kenyonhillbilly$25.00$25.0011/4/2009 10:10:47 AM
DukSerduk$25.00$25.0011/4/2009 11:29:55 AM
twjh$25.00$25.0011/4/2009 6:06:18 AM
smallcountry$25.00$25.0011/4/2009 12:20:46 PM
szetheli$50.00$50.0011/4/2009 12:34:03 PM
slowpig$50.00$50.0011/4/2009 11:07:00 AM
lend2end$25.00$25.0011/4/2009 8:01:00 AM
Kelor99$25.00$25.0011/4/2009 11:54:02 AM
cowboyskier$50.00$50.0011/4/2009 12:14:12 PM
GatorBait$26.51$7.3311/4/2009 1:18:54 PM
YogaDude34$29.73$29.7311/4/2009 1:09:04 PM
iem2509$25.00$25.0011/5/2009 7:31:25 PM
cloud8$40.00$40.0011/5/2009 9:10:39 PM
HappyToLoan$25.00$25.0011/6/2009 12:45:06 PM
outofoffice$50.00$50.0011/7/2009 5:27:05 AM
leverage-monger$50.00$50.0011/7/2009 8:53:43 AM
durability-colonel$50.00$50.0011/7/2009 10:46:26 AM
neenerman$100.00$100.0011/7/2009 5:12:53 PM
neenerman$100.00$100.0011/7/2009 5:13:32 PM
MoneyForNothing$25.00$25.0011/6/2009 9:52:47 PM
Doohickey415$25.00$25.0011/7/2009 11:56:35 PM
octoberfresh$25.00$25.0011/7/2009 7:00:01 AM
arlingtonderek$50.00$50.0011/8/2009 1:39:25 PM
AlwaysA-Chief$50.00$50.0011/7/2009 5:09:51 PM
Quid-Pro-Quo$25.00$25.0011/8/2009 9:30:10 PM
fairness-faire$25.00$25.0011/7/2009 10:37:57 PM
exciting-fairness$50.00$50.0011/9/2009 5:23:14 AM
transparency-giant$50.00$50.0011/2/2009 4:12:29 PM
racing777$25.00$25.0011/2/2009 4:14:05 PM
kenji4861$50.00$50.0011/2/2009 4:26:07 PM
Tai$25.00$25.0011/2/2009 4:26:39 PM
inforapenny$25.00$25.0011/2/2009 4:16:06 PM
wrighco$25.00$25.0011/2/2009 4:27:03 PM
bonus-antioxidant$25.00$25.0011/2/2009 4:30:19 PM
abidos$25.00$25.0011/2/2009 4:27:30 PM
Weaverville$25.00$25.0011/2/2009 4:27:48 PM
nuclearmoose$25.00$25.0011/2/2009 4:30:42 PM
mamayama$25.00$25.0011/2/2009 4:29:01 PM
trident9$50.00$50.0011/2/2009 4:29:19 PM
generosity-neutrino$25.00$25.0011/2/2009 4:29:52 PM
TandyJames$50.00$50.0011/2/2009 4:30:00 PM
spin-kick$25.00$25.0011/2/2009 4:33:00 PM
miked8303$25.00$25.0011/2/2009 4:34:09 PM
taxdiscusion$25.00$25.0011/2/2009 4:31:53 PM
Masterlender$25.00$25.0011/2/2009 4:32:01 PM
justice-dna$35.00$35.0011/2/2009 4:32:21 PM
CarDealer3070$50.00$50.0011/2/2009 4:32:34 PM
anton$50.00$50.0011/2/2009 4:37:14 PM
kanakakm$50.00$50.0011/2/2009 4:26:44 PM
dinero-philosopher3$25.00$25.0011/2/2009 4:34:55 PM
wise-rupee-armada$25.00$25.0011/2/2009 4:38:31 PM
goofy15975$25.00$25.0011/2/2009 4:28:42 PM
Havana21$50.00$50.0011/2/2009 4:28:44 PM
Orca-man$50.00$50.0011/2/2009 4:40:43 PM
kchen486$25.00$25.0011/2/2009 4:29:11 PM
subtle-interest$25.00$25.0011/2/2009 4:37:30 PM
andyb9$25.00$25.0011/2/2009 4:41:20 PM
MONEYLENDER101$100.00$100.0011/2/2009 4:41:22 PM
kulender$25.00$25.0011/2/2009 4:41:52 PM
nalaari$50.00$50.0011/2/2009 4:38:16 PM
CULPEPPERGROUP$25.00$25.0011/2/2009 4:30:17 PM
dparkhom$25.00$25.0011/2/2009 4:30:48 PM
loyalist1$25.00$25.0011/2/2009 4:39:44 PM
SunsetCoastCapital$25.00$25.0011/2/2009 4:40:29 PM
Fortuno_per_commodo$50.00$50.0011/2/2009 4:31:31 PM
wise-spirited-nickel$25.00$25.0011/2/2009 4:31:36 PM
orange-resolute-platinum$25.00$25.0011/2/2009 4:50:49 PM
unrivaled-justice$25.00$25.0011/2/2009 4:51:02 PM
credit-coach118$35.00$35.0011/2/2009 4:53:30 PM
vkorichkov$35.00$35.0011/2/2009 4:41:27 PM
HunterSix$25.00$25.0011/2/2009 4:41:33 PM
donmacprosper$50.00$50.0011/2/2009 4:41:38 PM
Cheburashka$30.00$30.0011/2/2009 4:32:27 PM
rmachi$25.00$25.0011/2/2009 4:42:35 PM
Teminole$25.00$25.0011/2/2009 4:33:16 PM
Jassi$25.00$25.0011/2/2009 4:34:36 PM
fuzed$25.00$25.0011/2/2009 5:54:32 PM
cjames84$25.00$25.0011/2/2009 4:59:49 PM
neenerman$25.00$25.0011/2/2009 4:36:46 PM
leverage-monger$50.00$50.0011/2/2009 4:36:51 PM
NomoredebtCA$25.00$25.0011/2/2009 6:29:19 PM
market-honker$100.00$100.0011/2/2009 4:37:39 PM
Mr_Money$25.00$25.0011/2/2009 4:37:54 PM
return-elm$25.00$25.0011/2/2009 4:38:05 PM
antlr$25.00$25.0011/2/2009 4:38:26 PM
ultimate-social$25.00$25.0011/2/2009 5:45:03 PM
puifais$25.00$25.0011/2/2009 6:09:41 PM
TrustPlus$50.00$50.0011/2/2009 4:40:33 PM
LALO79$25.00$25.0011/2/2009 6:54:01 PM
adir1$25.00$25.0011/2/2009 4:42:46 PM
portfolio-zone801$25.00$25.0011/2/2009 4:51:00 PM
interest-competitor$25.00$25.0011/2/2009 6:53:52 PM
fortress767$25.00$25.0011/2/2009 6:54:02 PM
geniusj$25.00$25.0011/2/2009 4:59:44 PM
serene-truth2$25.00$25.0011/2/2009 7:02:47 PM
jybank$25.00$25.0011/2/2009 11:30:23 PM
rate-fluffy-bunny$25.00$25.0011/2/2009 7:59:09 PM
dirkjan$25.00$25.0011/2/2009 7:59:15 PM
tallmon$25.00$25.0011/2/2009 5:54:34 PM
ethicalhumanist$25.00$25.0011/2/2009 5:55:27 PM
lawyerman$36.63$36.6311/3/2009 6:54:05 AM
useful-currency$25.00$25.0011/2/2009 6:28:54 PM
tenny321$25.00$25.0011/2/2009 6:29:07 PM
8bitnintendo$25.00$25.0011/2/2009 11:34:01 PM
Snowflake6515$25.00$25.0011/2/2009 6:44:16 PM
ClearLake$25.00$25.0011/2/2009 6:48:50 PM
smart-treasure$25.00$25.0011/2/2009 6:53:58 PM
Headhunter14$25.00$25.0011/2/2009 6:54:03 PM
ultimate-commitment$25.00$25.0011/3/2009 6:54:26 AM
alex189a$25.00$25.0011/2/2009 7:13:50 PM
joshua18$25.00$25.0011/3/2009 10:43:54 AM
PlummerFInancial$25.00$25.0011/3/2009 10:59:41 AM
wise-bonus-honker$25.00$25.0011/3/2009 9:33:59 AM
worldly-order1$25.00$25.0011/3/2009 9:34:19 AM
first-poetic-deal$25.00$25.0011/3/2009 3:37:02 AM
intelligent-yield$25.00$25.0011/3/2009 12:08:46 PM
shookie_40$25.00$25.0011/3/2009 10:59:57 AM
refined-income7$25.00$25.0011/3/2009 6:53:56 AM
panegryst$25.00$25.0011/3/2009 11:09:12 AM
brightest-income-hunter$25.00$25.0011/3/2009 6:54:28 AM
return-confidant$25.00$25.0011/3/2009 11:09:34 AM
jcfunder$25.00$25.0011/3/2009 12:29:25 PM
minista$25.00$25.0011/3/2009 11:17:25 AM
chillware$25.00$25.0011/3/2009 10:10:07 AM
worthy-truth$25.00$25.0011/3/2009 10:16:25 AM
icontender$25.00$25.0011/3/2009 3:23:45 PM
vegibenz$25.00$25.0011/3/2009 2:28:51 PM
bluesky07$25.00$25.0011/3/2009 10:34:33 AM
CHAZGEO6685$25.00$25.0011/3/2009 10:50:09 AM
dphoenix$25.00$25.0011/3/2009 11:09:01 AM
thedreamer$25.00$25.0011/3/2009 11:09:26 AM
toblerone$25.00$25.0011/3/2009 11:33:55 AM
PotBellyPete$25.00$25.0011/3/2009 12:31:22 PM
economy-popcorn$25.00$25.0011/3/2009 2:02:01 PM
Hiru$25.00$25.0011/3/2009 2:49:18 PM
jazz619$25.00$25.0011/3/2009 4:54:22 PM
holstj$25.00$25.0011/3/2009 4:57:32 PM
lenderme$25.00$25.0011/3/2009 5:20:34 PM
Rogesparkguy$25.00$25.0011/3/2009 7:48:47 PM
fortytwo$31.14$31.1411/3/2009 7:30:50 PM
credit-investor5$50.00$50.0011/3/2009 4:44:51 PM
circustab$50.00$50.0011/4/2009 6:34:07 AM
Artist_Blue$25.00$25.0011/4/2009 7:54:21 AM
wacko82$25.00$25.0011/4/2009 5:58:54 AM
investment-builder0$50.00$50.0011/3/2009 6:53:44 PM
srfb973$25.00$25.0011/4/2009 11:17:41 AM
first-wampum-trapper$25.00$25.0011/4/2009 9:34:30 AM
dpfl55$25.00$25.0011/4/2009 11:42:28 AM
platinum-sorcerer6$25.00$25.0011/4/2009 11:42:41 AM
retiresecure$50.00$50.0011/4/2009 12:14:28 PM
KiwiElf$30.00$30.0011/4/2009 1:09:07 PM
lloyd_s$25.00$25.0011/4/2009 11:58:54 AM
value-microscope$25.00$25.0011/4/2009 12:07:26 PM
hope-dragster$25.00$25.0011/4/2009 12:31:16 PM
Lefty_the_Lender$25.00$25.0011/5/2009 10:48:33 AM
Montgomery-Burns$25.00$25.0011/5/2009 3:54:13 PM
cash-boots$50.00$50.0011/5/2009 7:32:35 PM
twjh$25.00$25.0011/5/2009 7:51:41 PM
ujiba$25.00$25.0011/6/2009 9:35:45 AM
Syzygy$25.00$25.0011/6/2009 12:33:16 PM
billnsc$25.00$25.0011/7/2009 5:44:57 PM
neenerman$100.00$100.0011/7/2009 5:13:10 PM
MoneySiles$25.00$25.0011/8/2009 5:13:52 AM
GOPHERBOY$150.00$150.0011/7/2009 8:39:24 PM
authoritative-social$25.00$25.0011/7/2009 4:29:23 AM
Feyenoord$25.00$25.0011/8/2009 12:33:48 PM
Elite800$50.00$50.0011/8/2009 8:40:29 AM
rakey$25.00$25.0011/8/2009 7:53:46 PM
313 bids
 
Borrower Payment Dependent Notes Series 431723
This series of Notes was issued and sold upon the funding of the borrower loan #39467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Nov-03-2009 
  Auction end date:  Nov-10-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Oct-1997 Debt/Income ratio: 34%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:4y 0m
Amount delinquent: $0 Revolving credit balance: $6,886 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: enchanted-justice Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Project
Purpose of loan:
This loan will be used to? allow us to make home improvements and more.? We have a rather unique situation that we hope you'll consider: My elderly widowed mother-in-law currently lives by herself in a rural area nearby on 4.5 acres and in a house that is increasingly in need of repairs.? She is in good health (breast cancer survivor for almost 10 years!) but due to natural aging she is in greater need of us to help her around the house.? We are in the process of repairing and remodeling her place so that we can sell it so that she can live with us.? Also, my husband & I are living in a small, cramped apartment and are wanting to start a family and have children but we have no room where we are.? By selling the house (which does not have a mortgage against it) we can take the proceeds, coupled with our rent money, and buy a modest place (in this great buyers market) that will be suitable for the three of us and to raise a child or two.? This loan will allow us to finish the improvements and repairs to the house.? We are currently remodeling the kitchen, including replacing the cabinets (which are deteriorating and coming off the hinges), and are wanting to do some painting and other repairs as well.? Some small amount of this loan may also be used for husband's dental work (crown and possible root canal) and for car repairs.? My husband is currently self-employed making money doing computer work, but his income is not steady right now.? This listing is based on my own income at my steady job, not including anything from my husband's work (which would add to our overall income).? My mother-in-law will also be contributing to pay back this loan.? Actually, we plan to pay off this loan within a few months (toward the end of this year or maybe early next year) after we finish making the improvements & repairs and then selling the house.? Once we sell the house we would easily have the means and would be eager to pay back this loan in full.


My financial situation:
I am a good candidate for this loan because? I have stable employment.? I am very frugal and careful with my expenses.? I have never defaulted or been late on any bills or payments of any kind.? I would never ask for a loan unless I absolutely expected to be able to pay it back.? I just need a little help temporarily.

Monthly net income: $ 2600 (household)

Monthly expenses: $ 2195
??Housing: $ 695
??Insurance: $ 450 (health, auto, & life)
??Car expenses: $ 100 (fuel)
??Utilities: $ 100
??Phone, cable, internet: $?50
??Food, entertainment: $ 100
??Clothing, household expenses $ 35
??Credit cards and other loans: $ 625
??Other expenses: $ 40
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$50.00$50.0011/3/2009 4:22:20 PM
reflective-rupee$25.00$25.0011/3/2009 4:22:15 PM
reflective-rupee$290.00$290.0011/5/2009 10:59:47 PM
well-mannered-income3$25.00$25.0011/5/2009 7:23:51 PM
reflective-rupee$25.00$25.0011/6/2009 10:06:04 AM
reflective-rupee$50.00$50.0011/6/2009 8:21:54 PM
economy-sunrise$25.00$25.0011/7/2009 10:44:02 PM
a-finance-nirvana$150.00$150.0011/9/2009 5:36:28 AM
reflective-rupee$400.00$339.8411/10/2009 9:19:56 AM
kingbob$25.00$25.0011/10/2009 9:32:47 AM
reflective-rupee$75.00$75.0011/9/2009 10:53:42 PM
superluminova$25.00$25.0011/10/2009 11:25:44 AM
dorypro$25.00$25.0011/10/2009 12:47:47 PM
Bobusa$25.00$25.0011/10/2009 12:42:50 PM
TakeCare$25.00$25.0011/10/2009 2:25:59 PM
best-generosity-financier$25.00$25.0011/5/2009 7:01:13 PM
SNH$50.00$50.0011/8/2009 11:08:59 AM
Unitas4302$100.00$100.0011/7/2009 8:52:09 AM
enthusiastic-balance5$200.00$200.0011/9/2009 8:07:12 AM
reflective-rupee$250.00$250.0011/9/2009 10:32:21 AM
icess285$25.00$25.0011/9/2009 7:26:56 PM
lender12345$25.00$25.0011/10/2009 6:23:51 AM
mrxtravis$38.06$38.0611/10/2009 8:34:35 AM
Feyenoord$25.00$25.0011/10/2009 10:31:33 AM
reflective-rupee$500.00$500.0011/9/2009 10:53:31 PM
Rulea72$57.10$57.1011/10/2009 11:55:27 AM
Gobsek$25.00$25.0011/10/2009 8:18:10 AM
27 bids
 
Borrower Payment Dependent Notes Series 431733
This series of Notes was issued and sold upon the funding of the borrower loan #39413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-04-2009 
  Auction end date:  Nov-11-2009 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 36.95% Starting monthly payment: $123.62
Final lender yield: 28.40% Final borrower rate/APR: 29.40% / 31.77% Final monthly payment: $115.84
 
Auction yield range: 11.29% - 33.50% Estimated loss impact: 10.71%  
Lender servicing fee: 1.00% Estimated return: 17.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jan-1994 Debt/Income ratio: 18%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 4 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:7y 2m
Amount delinquent: $0 Revolving credit balance: $368 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 73%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: bmetjpf Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,900.00< mo. late: 0 ( 0% )  
600-619 (Aug-2009)
600-619 (Jul-2009)
600-619 (May-2009)
640-659 (May-2008)
 
Principal balance: $320.93 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
Car repairs
Purpose of loan:
This loan will be used to? Repair of car

My financial situation:
I am a good candidate for this loan because? am willing to pay high loan amount

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 150
??Car expenses: $ 515
??Utilities: $ 140
??Phone, cable, internet: $ 165
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Are you prepared to say that you will pay back this loan no matter what? - Toastmaster007
A: Yes. I have already almost paid my 1st loan and can pay back the 2nd. (Nov-11-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foothillender$25.00$25.0011/5/2009 10:19:09 AM
MoneyTree79$150.00$150.0011/5/2009 6:38:05 AM
return-grizzly$100.00$100.0011/6/2009 3:09:18 AM
forthright-dedication$25.00$25.0011/7/2009 7:20:41 PM
bdruss$25.00$25.0011/7/2009 6:03:56 AM
SeaSkyGuy71$25.00$25.0011/8/2009 10:25:38 AM
carrinel$100.00$100.0011/9/2009 4:31:27 PM
tntmojave$25.00$25.0011/9/2009 4:37:41 PM
lender12345$50.00$50.0011/10/2009 6:20:40 AM
steady-peace8$125.00$125.0011/10/2009 10:25:51 AM
dudebrah$25.00$25.0011/10/2009 10:31:29 AM
TakeCare$50.00$50.0011/10/2009 2:38:47 PM
a-finance-nirvana$200.00$200.0011/10/2009 3:23:03 PM
bonus-patriot$25.00$25.0011/10/2009 4:43:39 PM
Techne_Funds_LLC$25.00$25.0011/10/2009 4:48:04 PM
daekpon$40.00$40.0011/10/2009 4:54:16 PM
generous-deal6$50.00$50.0011/10/2009 7:10:04 PM
doctorgrab$25.00$25.0011/10/2009 6:42:19 PM
SFBank$200.00$200.0011/10/2009 7:21:28 PM
festivecpl$25.00$25.0011/10/2009 7:19:04 PM
SV-AZ$25.00$25.0011/10/2009 9:08:21 PM
rakey$25.00$25.0011/10/2009 9:11:24 PM
invincible-gain$200.00$200.0011/10/2009 8:18:34 PM
reflective-rupee$25.00$25.0011/10/2009 10:03:58 PM
return-equilibrium4$25.00$25.0011/10/2009 6:07:41 PM
payout-magician$25.00$25.0011/10/2009 8:19:56 PM
MathProfessor$25.00$25.0011/10/2009 8:54:14 PM
johnpmid$25.00$25.0011/10/2009 9:16:37 PM
CA_Lender$25.00$25.0011/10/2009 9:50:07 PM
reflective-rupee$25.00$25.0011/4/2009 3:30:18 PM
flexible-economy2$150.00$12.5311/4/2009 3:20:16 PM
well-mannered-income3$25.00$25.0011/5/2009 6:39:31 AM
Unitas4302$300.00$300.0011/7/2009 8:49:02 AM
shrewd-income$25.00$25.0011/9/2009 10:36:22 PM
Galdis$25.00$25.0011/9/2009 11:16:48 PM
bondhedger$25.00$25.0011/9/2009 11:46:20 PM
Rulea72$100.00$100.0011/10/2009 7:00:33 AM
EEasyMoney$25.00$25.0011/10/2009 6:52:33 AM
b-rent$25.00$25.0011/10/2009 2:39:11 PM
Reddress4u$25.00$25.0011/10/2009 4:12:51 PM
Feyenoord$30.08$30.0811/10/2009 10:33:31 AM
monstersdad$42.39$42.3911/10/2009 4:56:30 PM
icon7$25.00$25.0011/10/2009 5:15:19 PM
speedy-dime$25.00$25.0011/10/2009 5:02:50 PM
realtormoises$25.00$25.0011/10/2009 6:02:50 PM
reflective-rupee$25.00$25.0011/10/2009 7:15:43 PM
SV-AZ$25.00$25.0011/10/2009 9:08:44 PM
jamiee73$25.00$25.0011/10/2009 8:15:53 PM
portfolio-turbine$50.00$50.0011/10/2009 8:47:15 PM
DonDiego$25.00$25.0011/10/2009 8:51:10 PM
crjmechanic$25.00$25.0011/10/2009 10:16:02 PM
reflective-rupee$25.00$25.0011/10/2009 10:03:43 PM
transparency-tomahawk$25.00$25.0011/11/2009 1:04:04 AM
Hokies$25.00$25.0011/10/2009 7:33:01 PM
reflective-rupee$25.00$25.0011/10/2009 10:04:16 PM
55 bids
 
Borrower Payment Dependent Notes Series 432037
This series of Notes was issued and sold upon the funding of the borrower loan #39441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Dec-1982 Debt/Income ratio: 31%
Credit score: 620-639 (Oct-2009) Current / open credit lines: 24 / 18Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 83Length of status:1y 8m
Amount delinquent: $0 Revolving credit balance: $13,412 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 50%Stated income:$100,000+
Delinquencies in last 7y: 5 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: Sims05 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
600-619 (Sep-2008)
560-579 (May-2008)
600-619 (Mar-2008)
600-619 (Jan-2008)
 
Principal balance: $2,874.60 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Personal Loan
Purpose of loan:
This loan will be used to??pay off a few small debts and other personal uses before I go back to Afghanistan..

My financial situation:
I am a good candidate for this loan because? I have shown with my current Prosper loan and my collective accounts that I pay my bills and I know how to manage money. My only late payments cameat the end of 2007 and beginning of 2008 when I had job loss and reduction in salary that put me behind.? I?was hired as a government contractor to work outside the US.? I am requesting this money to pay a couple of small accountsand personal use before I redeploy to Afghanistan.I cancelled my previous loan requests because I do not the amount I was requesting and would greatly appreciate the support in funding this request as it would help me out before I leave in a week.?

Monthly net income: $ 12,750br />Monthly expenses: $
??Housing: $ 1074 (paid for by military retirement)
??Insurance: $ 150
??Car expenses: $ 625
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1100
??Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I have to ask the dumb but obvious question: How will the loan be paid while you're out of the country? Thanks, and good luck on your listing. - tigercat
A: the payment is a direct debit from my cheking account here in the US (Nov-09-2009)
Q: Thanks for your prompt response - I've placed a bid. - tigercat
A: Thanks for your support! (Nov-09-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flexible-economy2$150.00$150.0011/5/2009 4:32:50 PM
return-grizzly$100.00$100.0011/6/2009 3:12:35 AM
reflective-rupee$125.00$125.0011/6/2009 9:48:16 PM
well-mannered-income3$25.00$25.0011/6/2009 7:35:20 PM
tigercat$50.00$50.0011/9/2009 9:27:42 AM
impala6464$100.00$100.0011/9/2009 6:00:25 PM
kingbob$25.00$25.0011/10/2009 9:36:09 AM
reflective-rupee$25.00$25.0011/9/2009 8:31:58 PM
reflective-rupee$75.00$75.0011/9/2009 10:57:37 PM
reflective-rupee$50.00$50.0011/9/2009 11:06:36 PM
Rulea72$50.00$50.0011/11/2009 7:31:36 AM
sparkling-contract7$25.00$25.0011/10/2009 7:35:14 PM
capital-galaxy$100.00$100.0011/11/2009 11:39:39 AM
113121$468.79$444.0011/11/2009 1:08:39 PM
efficient-principal$100.00$100.0011/5/2009 4:34:49 PM
reflective-rupee$25.00$25.0011/6/2009 10:06:36 AM
Unitas4302$200.00$200.0011/7/2009 8:51:14 AM
Laxa$25.00$25.0011/9/2009 6:12:15 PM
reflective-rupee$25.00$25.0011/10/2009 11:11:35 AM
lend4life13$150.00$150.0011/11/2009 6:30:52 AM
carrinel$81.00$81.0011/11/2009 5:45:43 AM
113121$25.00$25.0011/11/2009 6:36:36 AM
Dollars4Rent$25.00$25.0011/11/2009 8:38:36 AM
23 bids
 
Borrower Payment Dependent Notes Series 432203
This series of Notes was issued and sold upon the funding of the borrower loan #39466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Nov-06-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 11.04% Starting borrower rate/APR: 12.04% / 12.39% Starting monthly payment: $664.67
Final lender yield: 11.04% Final borrower rate/APR: 12.04% / 12.39% Final monthly payment: $664.67
 
Auction yield range: 3.29% - 11.04% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 9.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-2000 Debt/Income ratio: 37%
Credit score: 800-819 (Nov-2009) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:8y 4m
Amount delinquent: $0 Revolving credit balance: $2,524 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 10%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: peaceful-interest633 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF BILLS BABY ON THE WAY
Purpose of loan:
This loan will be used to?
THIS LOAN WILL PAY OFF THE REST OF MY DEBT BESIDES MORTGAGE AND CAR PAYMENT IT WILL LET ME GET A FRESH START WITH MY FIRST BABY ON THE WAY.
My financial situation:
I am a good candidate for this loan because? IVE BEEN WITH THE SAME JOB GOING ON 9YRS I HAVE EXCELLENT CREDIT AND THIS LOAN WILL HELP MY FIANCE AND MYSELF OUT WHILE SHES OUT OF WORK.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide take home pay and a detailed list of current monthly expenses. - exciting-fairness
A: MONTHLY INCOME $3200 MORTGAGE $700 CAR $350 ELECTRIC AND WATER $250 CELLPHONE AND OTHER BILLS $250 HOME ASSOCIATION FEE $150 (Nov-07-2009)
Q: why are you borrowing 20,000 when your revolving credit states you only owe 2500. - The-Lighthouse-Group
A: I HAVE $3500 IN CREDIT CARD DEBT IM GOING TO HAVE TO PAY $5500 TO A MIDWIFE WHEN MY FIANCE HAS OUR BABY IN JANUARY AND I WANT TO PAY OFF A $11.000 MOTORCYCLE LOAN THAT IM UPSIDE DOWN ON. THAN IM GOING TO SALE IT FOR A CHEAPER PRICE. THANKS FOR THE QUESTION. (Nov-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loaninvesting$25.00$25.0011/6/2009 4:15:50 PM
slartibardfast$35.00$35.0011/6/2009 4:20:27 PM
transparency-giant$50.00$50.0011/6/2009 4:16:07 PM
bchen78875$50.00$50.0011/6/2009 4:20:38 PM
dionysus03$25.00$25.0011/6/2009 4:20:49 PM
rmachi$25.00$25.0011/6/2009 4:21:32 PM
puifais$25.00$25.0011/6/2009 4:21:55 PM
return-elm$25.00$25.0011/6/2009 4:22:05 PM
kid8549$25.00$25.0011/6/2009 4:22:16 PM
rjleves$25.00$25.0011/6/2009 4:22:50 PM
thedreamer$25.00$25.0011/6/2009 4:22:54 PM
AF-Chief$35.00$35.0011/6/2009 4:20:30 PM
trident9$50.00$50.0011/6/2009 4:20:50 PM
thedoctor$25.00$25.0011/6/2009 4:21:21 PM
ytjameslee$50.00$50.0011/6/2009 4:21:36 PM
Patter256$25.00$25.0011/6/2009 4:22:18 PM
MONEYLENDER101$100.00$100.0011/6/2009 4:22:33 PM
five-star-note$25.00$25.0011/6/2009 4:26:54 PM
emo13$50.00$50.0011/6/2009 4:27:05 PM
mad4wknds$25.00$25.0011/6/2009 4:22:56 PM
miked8303$25.00$25.0011/6/2009 4:27:13 PM
rawman$25.00$25.0011/6/2009 4:27:19 PM
hard-working-loot$25.00$25.0011/6/2009 4:27:23 PM
SDNLR$25.00$25.0011/6/2009 4:23:14 PM
a-finance-nirvana$50.00$50.0011/6/2009 4:27:27 PM
kulender$25.00$25.0011/6/2009 4:23:17 PM
love_what_you_do$25.00$25.0011/6/2009 4:27:32 PM
GOPHERBOY$65.00$65.0011/6/2009 4:27:36 PM
Tai$25.00$25.0011/6/2009 4:27:59 PM
VBAces$75.00$75.0011/6/2009 4:28:01 PM
Banker7371$25.00$25.0011/6/2009 4:28:24 PM
dinero-philosopher3$25.00$25.0011/6/2009 4:28:46 PM
larrybird$95.00$95.0011/6/2009 4:28:55 PM
gold-tsunami$25.00$25.0011/6/2009 4:29:06 PM
testobsessed$52.74$52.7411/6/2009 4:29:11 PM
unequaled-velocity2$25.00$25.0011/6/2009 4:29:18 PM
tsui517$25.00$25.0011/6/2009 4:29:31 PM
Trigirl23$25.00$25.0011/6/2009 4:29:40 PM
wise-rupee-armada$25.00$25.0011/6/2009 4:29:47 PM
Mr_Money$25.00$25.0011/6/2009 4:30:29 PM
TrueLending$25.00$25.0011/6/2009 4:31:07 PM
slowpig$50.00$50.0011/6/2009 4:31:33 PM
p1k4blu$25.00$25.0011/6/2009 4:31:39 PM
bert981980$25.00$25.0011/6/2009 4:31:49 PM
kchen486$25.00$25.0011/6/2009 4:27:00 PM
taxdiscusion$25.00$25.0011/6/2009 4:27:08 PM
value-pouch$25.00$25.0011/6/2009 4:27:13 PM
wormdc$25.00$25.0011/6/2009 4:27:19 PM
albatross897$25.00$25.0011/6/2009 4:40:04 PM
zoomdrm57$50.00$50.0011/6/2009 4:27:24 PM
MoneyU4IA$40.00$40.0011/6/2009 4:27:30 PM
reinforced-reward$25.00$25.0011/6/2009 4:40:51 PM
syounker$25.00$25.0011/6/2009 4:27:35 PM
wise-spirited-nickel$25.00$25.0011/6/2009 4:27:42 PM
DonaldColorado$25.00$25.0011/6/2009 4:16:04 PM
Cheburashka$30.00$30.0011/6/2009 4:27:49 PM
nuclearmoose$25.00$25.0011/6/2009 4:27:56 PM
gogmagog$37.18$37.1811/6/2009 4:41:57 PM
FlexFunding$100.00$100.0011/6/2009 4:28:47 PM
alex189a$25.00$25.0011/6/2009 4:28:58 PM
Castellan$25.00$25.0011/6/2009 4:29:03 PM
acropiloterau2002$25.00$25.0011/6/2009 4:29:08 PM
Aethelinde$50.00$50.0011/6/2009 4:49:08 PM
inventive-funds$25.00$25.0011/6/2009 4:29:15 PM
rwelle$25.00$25.0011/6/2009 4:49:25 PM
SNH$50.00$50.0011/6/2009 4:29:22 PM
Okinutah$25.00$25.0011/6/2009 4:50:01 PM
GatorBait$37.25$37.2511/6/2009 4:29:26 PM
Plotinus$50.00$50.0011/6/2009 4:50:07 PM
bigrpf5$25.00$25.0011/6/2009 4:29:32 PM
GElender$50.00$50.0011/6/2009 4:29:38 PM
PotBellyPete$25.00$25.0011/6/2009 4:29:48 PM
red-deal-genius$25.00$25.0011/6/2009 4:59:06 PM
uncleegg$25.00$25.0011/6/2009 4:29:55 PM
azarael$25.00$25.0011/6/2009 4:59:21 PM
innocent-deal$25.00$25.0011/6/2009 4:59:38 PM
wise-repayment-kayak$25.00$25.0011/6/2009 4:59:43 PM
KeepOnRunning$50.00$50.0011/6/2009 4:30:31 PM
tlp43$25.00$25.0011/6/2009 5:00:50 PM
red-favorable-basis$25.00$25.0011/6/2009 5:01:02 PM
BaxterEvil$25.00$25.0011/6/2009 5:01:04 PM
monstersdad$38.81$38.8111/6/2009 5:01:12 PM
Supp0rter$29.87$29.8711/6/2009 4:31:13 PM
kindofaloaner$25.00$25.0011/6/2009 5:01:24 PM
basis-mammal$25.00$25.0011/6/2009 4:31:20 PM
harmonious-yield$25.00$25.0011/6/2009 5:01:31 PM
point-zebra$25.00$25.0011/6/2009 5:01:33 PM
Aeroman32$25.00$25.0011/6/2009 4:31:34 PM
jazz619$25.00$25.0011/6/2009 5:01:39 PM
mjm77_1$25.00$25.0011/6/2009 5:01:42 PM
Lancasterdust$25.00$25.0011/6/2009 5:01:48 PM
bradny$25.00$25.0011/6/2009 5:01:52 PM
Emberfox$25.00$25.0011/6/2009 4:39:23 PM
wacko82$25.00$25.0011/6/2009 5:02:11 PM
kayakg$25.00$25.0011/6/2009 5:02:29 PM
donmacprosper$50.00$50.0011/6/2009 5:02:38 PM
8bitnintendo$25.00$25.0011/6/2009 5:02:43 PM
dr-dollar$25.00$25.0011/6/2009 5:02:47 PM
mtp$50.00$50.0011/6/2009 4:40:20 PM
intuitive-dime5$25.00$25.0011/6/2009 5:02:52 PM
geekguy$25.00$25.0011/6/2009 5:02:57 PM
highcountry1$25.00$25.0011/6/2009 5:03:26 PM
kenji4861$50.00$50.0011/6/2009 4:20:25 PM
a-responsible-return$25.00$25.0011/6/2009 4:20:31 PM
mh1169$25.00$25.0011/6/2009 4:41:54 PM
Weaverville$25.00$25.0011/6/2009 4:20:36 PM
gracej$25.00$25.0011/6/2009 4:20:42 PM
goofy15975$25.00$25.0011/6/2009 4:20:46 PM
brightest-income-hunter$25.00$25.0011/6/2009 4:42:54 PM
djh47a$40.00$40.0011/6/2009 4:21:05 PM
Jassi$25.00$25.0011/6/2009 4:21:10 PM
aasx1108$25.00$25.0011/6/2009 4:44:51 PM
seattleslug$30.00$30.0011/6/2009 6:23:59 PM
neenerman$25.00$25.0011/6/2009 4:21:26 PM
ClearLake$25.00$25.0011/6/2009 4:49:31 PM
bowdish1$50.00$50.0011/6/2009 4:21:43 PM
kirkjerk$25.00$25.0011/6/2009 4:49:49 PM
don8ter$60.00$60.0011/6/2009 4:21:52 PM
Railbird$25.00$25.0011/6/2009 4:50:04 PM
longisland47m$25.00$25.0011/6/2009 6:48:54 PM
unrivaled-justice$25.00$25.0011/6/2009 4:50:15 PM
redmonkey$25.00$25.0011/6/2009 4:22:08 PM
zoe1971$25.00$25.0011/6/2009 4:59:06 PM
fuzed$65.00$65.0011/6/2009 4:22:34 PM
rlrcstr$25.00$25.0011/6/2009 4:59:40 PM
13nd3r$25.00$25.0011/6/2009 4:59:55 PM
shadowflame_99$25.00$25.0011/6/2009 4:22:51 PM
Hexnut$50.00$50.0011/6/2009 5:00:29 PM
ferocious-exchange3$25.00$25.0011/6/2009 5:00:49 PM
cash-boots$30.00$30.0011/6/2009 7:40:19 PM
andyb9$25.00$25.0011/6/2009 5:00:54 PM
MTLoans$25.00$25.0011/6/2009 4:23:11 PM
joshua18$25.00$25.0011/6/2009 5:00:58 PM
tallmon$25.00$25.0011/6/2009 4:23:15 PM
DeathScythe676$25.00$25.0011/6/2009 7:48:46 PM
supe11$25.00$25.0011/6/2009 5:01:05 PM
labate$25.00$25.0011/6/2009 5:01:11 PM
triumphant-commitment$25.00$25.0011/6/2009 5:01:26 PM
gallant-camaraderi$25.00$25.0011/6/2009 5:01:35 PM
TheReaderRabbit$25.00$25.0011/6/2009 8:04:58 PM
refined-income7$25.00$25.0011/6/2009 5:01:39 PM
xphile$25.00$25.0011/6/2009 8:05:41 PM
MAJESTIC5$50.00$50.0011/6/2009 5:01:46 PM
MGS$25.00$25.0011/6/2009 5:01:49 PM
guaton$25.00$25.0011/6/2009 8:13:50 PM
first-poetic-deal$25.00$25.0011/6/2009 5:01:54 PM
likeable-value$25.00$25.0011/6/2009 5:01:56 PM
jmvingeorgia$25.00$25.0011/6/2009 5:02:14 PM
tolstoy00$25.00$25.0011/6/2009 5:02:19 PM
visionary-currency$25.00$25.0011/6/2009 5:02:23 PM
figs4u2$78.32$78.3211/6/2009 5:02:30 PM
lagnisiruk$25.00$25.0011/6/2009 5:02:32 PM
lean-velocity$25.00$25.0011/6/2009 5:02:39 PM
USMC0311$25.00$25.0011/6/2009 5:02:42 PM
honorable-responsibility4$25.00$25.0011/6/2009 5:02:46 PM
AndersenWatcher$25.00$25.0011/6/2009 5:02:50 PM
Ocean-Breeze$25.00$25.0011/6/2009 5:02:59 PM
PCGeekWI$25.00$25.0011/6/2009 5:04:15 PM
JustMee$25.00$25.0011/6/2009 5:10:10 PM
airon7$25.00$25.0011/6/2009 6:05:16 PM
vegibenz$25.00$25.0011/6/2009 9:54:05 PM
affluence-tycoon$50.00$50.0011/6/2009 6:23:42 PM
dparkhom$25.00$25.0011/6/2009 4:27:02 PM
the-money-gargantuan$25.00$25.0011/7/2009 12:57:07 AM
gizzywump$25.00$25.0011/6/2009 4:27:14 PM
TrustPlus$50.00$50.0011/6/2009 4:27:17 PM
TandyJames$50.00$50.0011/6/2009 4:27:25 PM
loan-warrior$25.00$25.0011/6/2009 4:27:31 PM
repayment-chef$25.00$25.0011/6/2009 4:27:36 PM
bold-enthralling-yield$25.00$25.0011/6/2009 4:27:38 PM
reinforced-economy3$25.00$25.0011/6/2009 7:23:45 PM
worthy-truth$25.00$25.0011/6/2009 4:27:41 PM
Lendomatic$25.00$25.0011/6/2009 4:27:51 PM
greenwell$50.00$50.0011/6/2009 4:27:53 PM
agwosdof$50.00$50.0011/6/2009 4:28:02 PM
nofreelunch$25.00$25.0011/6/2009 8:13:54 PM
inspired-agreement$25.00$25.0011/6/2009 4:28:45 PM
Avala$25.00$25.0011/6/2009 4:29:10 PM
thegreatone$100.00$100.0011/6/2009 4:29:16 PM
amijo$49.46$49.4611/7/2009 5:39:04 AM
selector568$25.00$25.0011/6/2009 4:29:23 PM
attractive-coin7$50.00$50.0011/7/2009 5:54:39 AM
lloyd_s$25.00$25.0011/6/2009 4:29:29 PM
pawsitive$25.00$25.0011/6/2009 4:29:35 PM
Sixmil$25.00$25.0011/6/2009 4:29:56 PM
hopethisworks$50.00$50.0011/6/2009 9:36:49 PM
GenerousGentleMan$50.00$50.0011/6/2009 4:30:21 PM
Steveoo1$25.00$25.0011/6/2009 4:30:27 PM
nalaari$50.00$50.0011/6/2009 4:30:28 PM
tallfund$58.99$58.9911/6/2009 10:52:41 PM
RG$31.64$31.6411/7/2009 1:13:56 AM
zyztemboy$25.00$25.0011/6/2009 4:31:35 PM
bugleusmc$30.00$30.0011/6/2009 4:31:42 PM
CASHGIRL$75.00$75.0011/6/2009 4:31:45 PM
mcd1901$25.00$25.0011/6/2009 4:31:47 PM
authoritative-social$25.00$25.0011/7/2009 5:23:50 AM
benjamins-carnival$25.00$25.0011/7/2009 5:30:09 AM
derfen$25.00$25.0011/6/2009 4:40:04 PM
lend_to_you$25.00$25.0011/7/2009 7:53:58 AM
blue-liberty-gourd$25.00$25.0011/6/2009 4:41:09 PM
Kerrysbay$25.00$25.0011/7/2009 6:22:12 AM
virtualbank$25.00$25.0011/6/2009 4:41:55 PM
rjblack$50.00$50.0011/6/2009 4:42:39 PM
cyberperception$25.00$25.0011/6/2009 4:42:44 PM
BludAx$25.00$25.0011/7/2009 9:24:02 AM
RLC$50.00$50.0011/6/2009 4:49:40 PM
otter$25.00$25.0011/6/2009 4:49:42 PM
spruce2$25.00$25.0011/6/2009 4:49:47 PM
blue-exuberant-economy$25.00$25.0011/6/2009 4:50:05 PM
dpfl55$25.00$25.0011/6/2009 4:50:10 PM
preciousjeni$25.00$25.0011/6/2009 4:50:13 PM
the_winning_ticket$35.00$35.0011/7/2009 10:32:09 AM
UnlimitedLoans$25.00$25.0011/6/2009 4:59:03 PM
thryn$25.00$25.0011/6/2009 4:59:57 PM
lowestghost$25.00$25.0011/7/2009 8:38:53 AM
inventive-wealth2$25.00$25.0011/6/2009 5:00:47 PM
johannesfactotum$25.00$25.0011/7/2009 12:28:57 PM
progressive-rupee$25.00$25.0011/6/2009 5:00:52 PM
income-crescendo1$25.00$25.0011/6/2009 5:00:59 PM
ultimate-commitment$25.00$25.0011/6/2009 5:01:11 PM
j2ee$25.00$25.0011/6/2009 5:01:17 PM
czar3$25.00$25.0011/6/2009 5:01:23 PM
holstj$25.00$25.0011/6/2009 5:01:28 PM
michaelndn$25.00$25.0011/6/2009 5:01:32 PM
Doohickey415$25.00$25.0011/7/2009 1:19:19 PM
Lender0010$25.00$25.0011/6/2009 5:01:38 PM
Katburg$25.00$25.0011/6/2009 5:01:47 PM
Coach2often$50.00$50.0011/6/2009 5:01:51 PM
blue-courageous-justice$25.00$25.0011/7/2009 2:21:58 PM
Hola_James$25.00$25.0011/6/2009 5:01:57 PM
kmwvma$25.00$25.0011/6/2009 5:02:21 PM
BiggestG$25.00$25.0011/6/2009 5:02:27 PM
bokonon$25.00$25.0011/6/2009 5:02:31 PM
LKN2RTR$25.00$25.0011/6/2009 5:02:37 PM
ThomasC$25.00$25.0011/6/2009 5:02:42 PM
InvestorPartners$25.00$25.0011/6/2009 5:02:47 PM
bonus-chosen-one$25.00$25.0011/6/2009 5:02:51 PM
Gallardo007$25.00$25.0011/7/2009 10:48:51 AM
robust-loyalty$25.00$25.0011/6/2009 5:03:00 PM
tenny321$25.00$25.0011/6/2009 5:03:06 PM
Barak$35.00$35.0011/6/2009 5:04:10 PM
FutureLenderEC$25.00$25.0011/7/2009 5:09:15 PM
rockytop$50.00$50.0011/7/2009 4:38:56 PM
mwl$25.00$25.0011/6/2009 8:13:49 PM
Norcal$48.10$48.1011/7/2009 5:15:03 PM
o0Sparrow0o$25.00$25.0011/6/2009 8:55:30 PM
baci99$25.00$25.0011/8/2009 5:38:26 AM
gentle-principal4$25.00$25.0011/7/2009 8:05:38 PM
JoesSon$25.00$25.0011/6/2009 9:51:34 PM
Turkish101$25.00$25.0011/6/2009 10:19:00 PM
mizon291$25.00$25.0011/6/2009 11:31:42 PM
credit-investor5$50.00$50.0011/7/2009 6:11:34 AM
radiant-cash$32.83$32.8311/7/2009 6:28:50 AM
adaptiveanimal$25.00$25.0011/7/2009 7:03:40 AM
worldly-order1$25.00$25.0011/8/2009 4:33:42 PM
leodaguy$25.00$25.0011/7/2009 10:17:18 AM
well-rounded-market$25.00$25.0011/8/2009 3:06:21 PM
QEI_Investor$25.00$25.0011/8/2009 6:07:59 PM
MoNeYMaN5$25.00$25.0011/7/2009 4:23:41 PM
dpdaug$25.00$25.0011/7/2009 5:15:04 PM
mathprof$25.00$25.0011/7/2009 5:25:38 PM
justice-hawk$25.00$25.0011/8/2009 7:53:40 PM
power-frog$25.00$25.0011/8/2009 9:55:42 PM
nestegg4e$25.00$25.0011/7/2009 7:04:23 PM
Rupees_n_Pesos$25.00$25.0011/9/2009 12:53:16 AM
hayhelp$25.00$25.0011/8/2009 8:18:59 PM
GOPHERBOY$150.00$150.0011/7/2009 8:29:05 PM
E_G$50.00$50.0011/8/2009 9:02:26 PM
productive-currency3$25.00$25.0011/7/2009 9:16:09 PM
diligent-moola9$25.00$25.0011/9/2009 6:53:39 AM
Ellisdee$43.81$43.8111/9/2009 7:16:58 AM
ready-currency$28.16$28.1611/9/2009 8:03:16 AM
sharkm$25.00$25.0011/8/2009 7:34:50 AM
16888$50.00$50.0011/9/2009 7:37:37 AM
evmeta$25.00$25.0011/8/2009 8:48:43 AM
think-become$25.00$25.0011/9/2009 9:37:56 AM
SoCalRancher$25.00$25.0011/8/2009 9:50:34 AM
cash-tsunami$25.00$25.0011/9/2009 9:41:15 AM
octoberfresh$25.00$25.0011/9/2009 9:16:31 AM
HuckerJ$25.00$25.0011/9/2009 9:59:46 AM
social-comet7$25.00$25.0011/9/2009 9:39:24 AM
ADenny$25.00$25.0011/9/2009 9:41:13 AM
SpectrumCapital$25.00$25.0011/9/2009 9:45:50 AM
Cluvnupe06$25.00$25.0011/8/2009 11:40:26 AM
frankdelraza$25.00$25.0011/9/2009 10:24:57 AM
Downs108$26.78$26.7811/9/2009 10:38:03 AM
wrchism$25.14$25.1411/9/2009 10:39:46 AM
dartmouth99$25.00$25.0011/9/2009 10:53:18 AM
mscomeaux$25.00$25.0011/9/2009 10:53:43 AM
unafraid-loan2$25.00$25.0011/9/2009 10:59:48 AM
pinnacle10$25.00$25.0011/9/2009 11:10:46 AM
naniamo$25.00$25.0011/9/2009 10:40:21 AM
Diosia$25.00$25.0011/9/2009 11:15:46 AM
jplatypus$25.00$25.0011/9/2009 11:23:58 AM
AgTiPinisher$25.00$25.0011/9/2009 10:43:20 AM
Veggie_Monkey$25.00$25.0011/9/2009 10:53:47 AM
twomonkeys3$25.00$25.0011/9/2009 11:40:55 AM
internetpreneur$25.00$25.0011/9/2009 11:23:49 AM
goldeneye777$50.00$50.0011/9/2009 11:57:50 AM
Sofar$25.00$25.0011/9/2009 11:26:36 AM
catterpillar$29.89$29.8911/9/2009 11:54:26 AM
reliable-dough3$25.00$25.0011/8/2009 7:29:00 PM
edognyc$25.00$25.0011/9/2009 12:51:22 PM
MidnightBank$25.00$25.0011/8/2009 8:19:00 PM
Eagledrop$25.00$25.0011/9/2009 1:41:29 PM
CASHGIRL$75.00$75.0011/9/2009 1:31:57 PM
coran121$50.00$50.0011/8/2009 11:50:58 PM
honorable-treasure$25.00$25.0011/9/2009 1:35:15 PM
saffron4$25.00$25.0011/9/2009 2:36:11 PM
cloud8$25.00$25.0011/9/2009 2:36:22 PM
dbanwart$25.00$25.0011/9/2009 6:34:55 AM
discrete-asset$25.00$25.0011/9/2009 9:40:41 AM
GRI$50.00$50.0011/9/2009 9:40:56 AM
flexiboy35$25.00$25.0011/9/2009 10:24:02 AM
mizount$25.00$25.0011/9/2009 10:41:14 AM
WilliamLeeSims$25.00$25.0011/9/2009 11:15:48 AM
skistud66$25.00$25.0011/9/2009 2:36:10 PM
Topaz_John$50.00$50.0011/9/2009 5:49:27 PM
secret-santa$25.00$25.0011/9/2009 5:47:41 PM
MSBMSB$50.00$50.0011/6/2009 4:16:11 PM
kanakakm$50.00$50.0011/6/2009 4:20:29 PM
abidos$25.00$25.0011/6/2009 4:20:34 PM
Walkingcowboy$25.00$25.0011/6/2009 4:20:43 PM
elegant-bonus$25.00$25.0011/6/2009 4:20:48 PM
neighborly-hope6$100.00$100.0011/6/2009 4:20:52 PM
CULPEPPERGROUP$25.00$25.0011/6/2009 4:20:55 PM
credit-coach118$35.00$35.0011/6/2009 4:21:35 PM
compoundinterest$50.00$50.0011/6/2009 4:21:41 PM
Artist_Blue$25.00$25.0011/6/2009 4:21:49 PM
pragmatic-camaraderi$25.00$25.0011/6/2009 4:22:45 PM
Hondo$25.00$25.0011/6/2009 4:22:47 PM
evnagelist$25.00$25.0011/6/2009 4:22:52 PM
NATIVEBORN$39.74$39.7411/6/2009 4:23:03 PM
Attract$25.00$25.0011/6/2009 4:20:28 PM
BlindProphet$25.00$25.0011/6/2009 4:20:41 PM
justice-dna$35.00$35.0011/6/2009 4:20:56 PM
mikeandcat$50.00$50.0011/6/2009 4:21:08 PM
MrDavid$50.00$50.0011/6/2009 4:21:33 PM
RJN$25.00$25.0011/6/2009 4:21:39 PM
payout-point$25.00$25.0011/6/2009 4:21:42 PM
flwah$50.00$50.0011/6/2009 4:21:51 PM
julijask$25.00$25.0011/6/2009 4:21:58 PM
wdove511$25.00$25.0011/6/2009 4:22:09 PM
iruz$50.00$50.0011/6/2009 4:27:03 PM
SonomaHills$25.00$25.0011/6/2009 4:27:10 PM
Brainworm$25.00$25.0011/6/2009 4:22:59 PM
responsibility-butterfly$25.00$25.0011/6/2009 4:27:23 PM
mamayama$25.00$25.0011/6/2009 4:23:13 PM
jd006006$50.00$50.0011/6/2009 4:27:26 PM
cowboyskier$50.00$50.0011/6/2009 4:27:30 PM
top-trade-chihuahua$25.00$25.0011/6/2009 4:23:20 PM
bonus-antioxidant$25.00$25.0011/6/2009 4:27:34 PM
TheBiggTree$25.00$25.0011/6/2009 4:27:40 PM
DukSerduk$25.00$25.0011/6/2009 4:27:55 PM
KiwiElf$30.00$30.0011/6/2009 4:28:00 PM
Breadandbutter$25.00$25.0011/6/2009 4:28:07 PM
turbine5$40.00$40.0011/6/2009 4:28:54 PM
adir1$25.00$25.0011/6/2009 4:29:05 PM
BoutYeBank$25.00$25.0011/6/2009 4:29:07 PM
subtle-interest$25.00$25.0011/6/2009 4:29:14 PM
wampum-chorus3$25.00$25.0011/6/2009 4:29:24 PM
the-silver-blaster$71.87$71.8711/6/2009 4:29:37 PM
RochelleW$50.00$50.0011/6/2009 4:30:15 PM
BlindSquirrel$25.00$25.0011/6/2009 4:30:24 PM
Dazz2061$25.00$25.0011/6/2009 4:31:12 PM
Sigonio$25.00$25.0011/6/2009 4:31:37 PM
TheColoradoDon$25.00$25.0011/6/2009 4:31:43 PM
wrighco$25.00$25.0011/6/2009 4:26:56 PM
spin-kick$25.00$25.0011/6/2009 4:27:11 PM
ethicalhumanist$25.00$25.0011/6/2009 4:27:21 PM
reefer$25.52$25.5211/6/2009 4:40:16 PM
first-wampum-trapper$25.00$25.0011/6/2009 4:27:28 PM
johntina$49.33$49.3311/6/2009 4:27:33 PM
JGB$25.00$25.0011/6/2009 4:27:37 PM
fotep-financial$25.00$25.0011/6/2009 4:27:50 PM
bruin558$80.00$80.0011/6/2009 4:28:00 PM
lenderme$25.00$25.0011/6/2009 4:41:49 PM
well-mannered-income3$25.00$25.0011/6/2009 4:28:27 PM
wise-bonus-honker$25.00$25.0011/6/2009 4:42:10 PM
degster$25.00$25.0011/6/2009 4:28:44 PM
Masterful1$25.00$25.0011/6/2009 4:28:49 PM
lean-benefit$25.00$25.0011/6/2009 4:28:56 PM
platinum-sorcerer6$25.00$25.0011/6/2009 4:28:59 PM
perere1$25.00$25.0011/6/2009 4:48:51 PM
latestone$25.00$25.0011/6/2009 4:29:12 PM
credit-bearer959$25.00$25.0011/6/2009 4:29:19 PM
BayShell$40.00$40.0011/6/2009 4:29:21 PM
langdonx$34.84$34.8411/6/2009 4:29:25 PM
SunsetCoastCapital$25.00$25.0011/6/2009 4:50:03 PM
vkorichkov$35.00$35.0011/6/2009 4:29:28 PM
Kelor99$25.00$25.0011/6/2009 4:50:18 PM
superchicken$25.00$25.0011/6/2009 4:29:35 PM
supersarah61$25.00$25.0011/6/2009 4:29:44 PM
sellbuy40$50.00$50.0011/6/2009 4:29:53 PM
snowman34$25.00$25.0011/6/2009 4:30:00 PM
One1putt$25.00$25.0011/6/2009 4:59:20 PM
greenback-ally$49.11$49.1111/6/2009 4:59:26 PM
coondog$25.00$25.0011/6/2009 4:59:39 PM
Blue_HorseShoe$25.00$25.0011/6/2009 4:59:52 PM
Victor-E-Lane$25.00$25.0011/6/2009 4:30:26 PM
jchix$25.00$25.0011/6/2009 5:00:00 PM
nuts$26.71$26.7111/6/2009 4:30:33 PM
kunger$25.00$25.0011/6/2009 5:00:22 PM
dealarella$25.00$25.0011/6/2009 5:00:48 PM
papaman$25.00$25.0011/6/2009 5:00:53 PM
CarDealer3070$50.00$50.0011/6/2009 5:00:57 PM
cingular$25.00$25.0011/6/2009 5:01:03 PM
peaceful-bid$25.00$25.0011/6/2009 5:01:07 PM
regahj99$25.00$25.0011/6/2009 5:01:10 PM
racing777$25.00$25.0011/6/2009 5:01:14 PM
skuba$50.00$50.0011/6/2009 5:01:29 PM
icontender$25.00$25.0011/6/2009 5:01:34 PM
RB_Double-A_Bravo$25.00$25.0011/6/2009 4:31:38 PM
nzlxjwek$25.00$25.0011/6/2009 5:01:41 PM
peace-cadence$25.00$25.0011/6/2009 5:01:45 PM
jcfunder$25.00$25.0011/6/2009 5:01:50 PM
green2brown2$25.00$25.0011/6/2009 4:39:21 PM
fortress767$25.00$25.0011/6/2009 5:01:55 PM
golden-yield$25.00$25.0011/6/2009 5:02:16 PM
Orringo$39.10$39.1011/6/2009 5:02:26 PM
BeemerRider$25.00$25.0011/6/2009 5:02:35 PM
kmprospeo$25.00$25.0011/6/2009 5:02:41 PM
orange-resolute-platinum$25.00$25.0011/6/2009 5:02:45 PM
MikeB918$25.00$25.0011/6/2009 4:40:05 PM
windfall46$25.00$25.0011/6/2009 5:02:49 PM
Duchdad$25.00$25.0011/6/2009 4:40:27 PM
newest-generosity-saga$25.00$25.0011/6/2009 5:02:54 PM
blackstar$25.00$25.0011/6/2009 5:03:02 PM
orange-agreement-genius$25.00$25.0011/6/2009 5:03:21 PM
point-shooter$25.00$25.0011/6/2009 4:41:04 PM
Teminole$25.00$25.0011/6/2009 4:41:52 PM
personal-lender$25.00$25.0011/6/2009 4:20:35 PM
MissionMicroFinance$45.71$45.7111/6/2009 4:42:21 PM
Havana21$50.00$50.0011/6/2009 4:20:47 PM
Fortuno_per_commodo$50.00$50.0011/6/2009 4:42:50 PM
b-rent$25.00$25.0011/6/2009 4:43:05 PM
greenbackologist$25.00$25.0011/6/2009 4:21:11 PM
anton$50.00$50.0011/6/2009 4:21:28 PM
MGOT-Ken$25.00$25.0011/6/2009 4:21:32 PM
amit_gu$50.00$50.0011/6/2009 4:49:28 PM
sturdy-rate3$25.00$25.0011/6/2009 4:49:35 PM
investment-builder0$50.00$50.0011/6/2009 4:21:47 PM
Jack1966$25.00$25.0011/6/2009 4:49:49 PM
DadWarbucks$25.00$25.0011/6/2009 4:21:50 PM
All_Wins$25.00$25.0011/6/2009 4:50:02 PM
SnE$25.00$25.0011/6/2009 4:21:59 PM
Prezotus$25.00$25.0011/6/2009 6:48:51 PM
HunterSix$25.00$25.0011/6/2009 4:50:08 PM
intelligent-nickel$25.00$25.0011/6/2009 4:50:19 PM
JJS180$25.00$25.0011/6/2009 4:50:35 PM
SolidMichael$25.00$25.0011/6/2009 4:59:23 PM
sas19$25.00$25.0011/6/2009 4:22:43 PM
MuchoMoneyMike$25.00$25.0011/6/2009 7:23:46 PM
financelover$26.83$26.8311/6/2009 4:59:58 PM
lawyerman$50.00$50.0011/6/2009 5:00:18 PM
bigdees$25.00$25.0011/6/2009 4:22:56 PM
brw$25.00$25.0011/6/2009 5:00:46 PM
andrewgl$25.00$25.0011/6/2009 5:00:51 PM
888168$50.00$50.0011/6/2009 4:23:04 PM
Gundu$25.00$25.0011/6/2009 5:00:58 PM
crenen139$50.00$50.0011/6/2009 5:01:00 PM
credit-force5$25.00$25.0011/6/2009 5:01:08 PM
onlyinchicago$25.00$25.0011/6/2009 5:01:13 PM
Fuzkaska__F_u_n_d_s$25.00$25.0011/6/2009 5:01:17 PM
payout-showcase$25.00$25.0011/6/2009 5:01:29 PM
stable-money$25.00$25.0011/6/2009 5:01:37 PM
OLYVRC$25.00$25.0011/6/2009 5:01:43 PM
Masterlender$25.00$25.0011/6/2009 5:01:47 PM
lowrate$25.00$25.0011/6/2009 5:01:51 PM
jgar_O$30.00$30.0011/6/2009 5:01:56 PM
orbiter614$50.00$50.0011/6/2009 5:02:03 PM
bdpres1$25.00$25.0011/6/2009 5:02:17 PM
TK4$25.00$25.0011/6/2009 5:02:22 PM
verse99$25.00$25.0011/6/2009 5:02:27 PM
L-vex$25.00$25.0011/6/2009 5:02:30 PM
j48$25.00$25.0011/6/2009 5:02:36 PM
ChicoBob$50.00$50.0011/6/2009 5:02:39 PM
metro457$25.00$25.0011/6/2009 5:02:44 PM
Nco$25.00$25.0011/6/2009 5:02:48 PM
PatRichi$25.00$25.0011/6/2009 5:02:58 PM
KailuaLender$25.00$25.0011/6/2009 5:03:06 PM
Adabi$25.00$25.0011/6/2009 5:03:22 PM
fortytwo$25.00$25.0011/6/2009 5:04:14 PM
sabre79$25.00$25.0011/6/2009 9:28:45 PM
Hoov$25.00$25.0011/6/2009 6:05:09 PM
bigdogsafety1$25.00$25.0011/6/2009 9:54:28 PM
generosity-neutrino$25.00$25.0011/6/2009 4:27:01 PM
lucrative-worth$25.00$25.0011/6/2009 4:27:04 PM
TakeCare$100.00$100.0011/6/2009 4:27:12 PM
antlr$25.00$25.0011/6/2009 4:27:15 PM
katnmouse$25.00$25.0011/6/2009 4:27:22 PM
kenyonhillbilly$25.00$25.0011/6/2009 4:27:29 PM
fervent-repayment$25.00$25.0011/6/2009 4:27:34 PM
Headhunter14$25.00$25.0011/6/2009 4:27:38 PM
ALL-PRIME$25.00$25.0011/6/2009 7:20:00 PM
gentle-gold$25.00$25.0011/6/2009 4:27:39 PM
awwaww$25.00$25.0011/6/2009 4:27:43 PM
Goodlender42$25.00$25.0011/6/2009 4:27:52 PM
three-for-6$40.00$40.0011/6/2009 7:48:48 PM
szetheli$50.00$50.0011/6/2009 4:27:57 PM
RainbowEnd$25.00$25.0011/7/2009 5:30:51 AM
Cai8899$50.00$50.0011/6/2009 4:28:48 PM
outofoffice$50.00$50.0011/7/2009 5:34:53 AM
Aethelwolf$25.00$25.0011/6/2009 4:29:04 PM
understanding-marketplace$25.00$25.0011/6/2009 4:29:13 PM
sloak$25.00$25.0011/6/2009 4:29:17 PM
dumbass$25.00$25.0011/6/2009 4:29:33 PM
Gibbyland$68.21$68.2111/6/2009 4:29:39 PM
Moron_Buffet$25.00$25.0011/6/2009 4:29:42 PM
loyalist1$25.00$25.0011/6/2009 4:29:49 PM
bdloans$100.00$100.0011/6/2009 4:29:51 PM
nv$25.00$25.0011/6/2009 4:30:17 PM
granitepk$25.00$25.0011/6/2009 4:30:23 PM
moola-rose8$25.00$25.0011/6/2009 4:30:28 PM
dirkjan$25.00$25.0011/6/2009 4:30:34 PM
market-honker$100.00$100.0011/6/2009 4:30:42 PM
get30inc$50.00$50.0011/6/2009 4:31:32 PM
kinetic-diversification$50.00$50.0011/6/2009 4:31:41 PM
newbietony$25.00$25.0011/6/2009 4:31:45 PM
jfd287$25.00$25.0011/7/2009 4:41:38 AM
brewlots$50.00$50.0011/7/2009 5:30:31 AM
johnsails$26.78$26.7811/6/2009 4:40:01 PM
CPAMAN$25.00$25.0011/7/2009 5:31:31 AM
helpful-listing$25.00$25.0011/7/2009 5:45:22 AM
the-payment-tiger195$25.00$25.0011/6/2009 4:41:51 PM
wbahl$25.00$25.0011/7/2009 8:58:54 AM
Oakland$50.00$50.0011/6/2009 4:49:44 PM
BigEarHole$25.00$25.0011/6/2009 4:49:50 PM
Seafirst$50.00$50.0011/6/2009 4:50:00 PM
gauss02$25.00$25.0011/6/2009 4:50:09 PM
cash-builder6$25.00$25.0011/6/2009 4:59:05 PM
coin-equalizer2$25.00$25.0011/6/2009 4:59:41 PM
Kame$25.00$25.0011/6/2009 4:59:59 PM
ceg451$25.00$25.0011/6/2009 5:00:46 PM
BACKJUDGE$25.00$25.0011/6/2009 5:00:49 PM
saritha$25.00$25.0011/7/2009 12:33:49 PM
imyorleadr$25.00$25.0011/6/2009 5:00:56 PM
HUNTER599673$25.00$25.0011/7/2009 12:42:15 PM
unclejaef$25.00$25.0011/6/2009 5:01:06 PM
LALO79$25.00$25.0011/6/2009 5:01:13 PM
YogaDude34$43.50$43.5011/6/2009 5:01:20 PM
icon7$25.00$25.0011/6/2009 5:01:27 PM
LR_Biker$25.00$25.0011/6/2009 5:01:30 PM
zrohmm$25.00$25.0011/7/2009 9:24:03 AM
Dreams4Cash$25.00$25.0011/6/2009 5:01:36 PM
martalli$25.00$25.0011/6/2009 5:01:40 PM
elasermd$50.00$50.0011/6/2009 5:01:44 PM
panegryst$25.00$25.0011/6/2009 5:01:50 PM
portfolio-zone801$25.00$25.0011/6/2009 5:01:54 PM
mmqc$25.00$25.0011/6/2009 5:02:05 PM
caseattle$25.00$25.0011/6/2009 5:02:17 PM
help_each_other$25.00$25.0011/6/2009 5:02:24 PM
unequaled-credit7$25.00$25.0011/6/2009 5:02:28 PM
value-microscope$25.00$25.0011/6/2009 5:02:34 PM
Residuum$25.00$25.0011/6/2009 5:02:40 PM
Tradesmanlender$25.00$25.0011/6/2009 5:02:45 PM
Veridic$25.00$25.0011/6/2009 5:02:48 PM
mjjjrj$25.00$25.0011/6/2009 5:02:56 PM
Reinadog9$25.00$25.0011/6/2009 5:03:04 PM
kegs$67.87$67.8711/6/2009 5:03:26 PM
ATOHokie$25.00$25.0011/7/2009 5:09:23 PM
winter-vigilance$25.00$25.0011/7/2009 5:14:34 PM
Gadgetae86$25.00$25.0011/6/2009 6:17:01 PM
AJSinvest$25.00$25.0011/6/2009 6:49:19 PM
wise-cash-keeper$26.90$26.9011/6/2009 7:19:52 PM
ElChico124$25.00$25.0011/6/2009 8:05:42 PM
divedude$25.00$25.0011/7/2009 5:09:24 PM
jazz619$25.00$25.0011/6/2009 9:05:23 PM
Phantom99$25.00$25.0011/7/2009 8:13:54 PM
WorldlyWorker$25.00$25.0011/7/2009 9:25:33 PM
JLEND926121$25.00$25.0011/7/2009 4:42:15 AM
philipandc$25.00$25.0011/8/2009 9:21:24 AM
bds9646$25.00$25.0011/8/2009 4:54:07 AM
dansarkis$25.00$25.0011/7/2009 5:39:02 AM
desertoasis$50.00$50.0011/8/2009 9:35:27 AM
jblack01$25.00$25.0011/8/2009 11:40:33 AM
icefish$34.67$34.6711/8/2009 12:40:07 PM
generosity-multiplier$25.00$25.0011/8/2009 11:17:12 AM
porkhelmet$25.00$25.0011/7/2009 9:23:47 AM
mrpowers5531$25.00$25.0011/8/2009 5:48:46 PM
bazaar-tulip$25.00$25.0011/8/2009 5:48:58 PM
doc1$100.00$100.0011/8/2009 6:15:54 PM
ptjg$100.00$100.0011/8/2009 6:57:41 PM
PsiPro$25.00$25.0011/8/2009 6:08:00 PM
cjames84$25.00$25.0011/7/2009 5:14:32 PM
rakey$25.00$25.0011/8/2009 7:48:38 PM
Aleut$25.00$25.0011/9/2009 12:52:59 AM
HappyLender76$25.00$25.0011/7/2009 8:13:44 PM
pbandjb$25.00$25.0011/9/2009 5:23:32 AM
geniusj$25.00$25.0011/7/2009 8:45:16 PM
seattleite36$25.00$25.0011/7/2009 9:25:34 PM
MoneySiles$25.00$25.0011/8/2009 5:25:37 AM
peaceful-trade$25.00$25.0011/9/2009 8:47:34 AM
blot44$25.00$25.0011/9/2009 7:47:25 AM
sidney102$25.00$25.0011/9/2009 9:38:55 AM
stolan$25.00$25.0011/9/2009 9:41:11 AM
SpectrumFinance$25.00$25.0011/9/2009 9:45:48 AM
cberthiaume$25.00$25.0011/9/2009 10:17:14 AM
burgeoning-silver$25.00$25.0011/9/2009 9:46:05 AM
DasMula$50.00$50.0011/9/2009 9:50:37 AM
Minotaur$36.00$36.0011/9/2009 9:52:34 AM
ronkr$27.54$27.5411/9/2009 10:23:00 AM
totoro$25.00$25.0011/9/2009 10:24:56 AM
leftcoast52$25.00$25.0011/8/2009 12:29:49 PM
SkiNZ$25.00$25.0011/9/2009 10:39:16 AM
tearingstar$50.00$50.0011/9/2009 10:40:33 AM
js60l$25.00$25.0011/9/2009 10:12:15 AM
stensonb$25.00$25.0011/9/2009 10:41:22 AM
ocv$25.00$25.0011/9/2009 10:53:49 AM
slojudy$25.00$25.0011/9/2009 11:08:24 AM
cawdrw2002$25.00$25.0011/9/2009 11:24:16 AM
fyrwlker12$25.00$25.0011/9/2009 11:10:45 AM
dt2812$25.00$25.0011/9/2009 11:23:44 AM
mizunoman$25.00$25.0011/9/2009 11:40:13 AM
BigChiefLender$50.00$50.0011/9/2009 12:39:06 PM
bigphish$25.00$25.0011/9/2009 12:17:31 PM
YellowJacket$25.00$25.0011/8/2009 8:00:24 PM
aue513$25.00$25.0011/9/2009 1:16:26 PM
kayden$25.00$25.0011/9/2009 12:32:30 AM
Moxman125$25.00$25.0011/9/2009 2:15:08 PM
theemhdoctor$25.00$25.0011/9/2009 12:52:57 AM
Patrician$100.00$100.0011/9/2009 6:10:03 AM
Breken6$25.00$25.0011/9/2009 2:49:17 PM
LoanAngel$25.00$25.0011/9/2009 3:02:57 PM
favorite-dollar$25.00$25.0011/9/2009 8:09:54 AM
gain-butterfly$25.00$25.0011/9/2009 3:51:31 PM
spname$25.00$25.0011/9/2009 9:37:55 AM
pubnat$25.00$25.0011/9/2009 9:39:50 AM
cybertekz$25.00$25.0011/9/2009 9:41:15 AM
moneyman06$25.00$25.0011/9/2009 10:24:28 AM
Boxhead$25.00$25.0011/9/2009 10:38:34 AM
JoeMB$25.00$25.0011/9/2009 10:40:24 AM
zeelender$25.00$25.0011/9/2009 10:41:19 AM
jct_enterprises$25.00$25.0011/9/2009 10:41:52 AM
token34$25.00$25.0011/9/2009 10:54:15 AM
Bill33716$25.00$25.0011/9/2009 11:10:25 AM
reflective-rupee$600.00$145.8011/9/2009 1:40:33 PM
Gold_Coin$25.00$25.0011/9/2009 1:42:04 PM
jga516$25.00$25.0011/9/2009 2:36:02 PM
morpholog$25.00$25.0011/9/2009 6:01:30 PM
t-loan$25.00$25.0011/9/2009 5:47:42 PM
641 bids
 
Borrower Payment Dependent Notes Series 432253
This series of Notes was issued and sold upon the funding of the borrower loan #39414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Nov-09-2009 
  Auction end date:  Nov-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Nov-2006 Debt/Income ratio: 21%
Credit score: 600-619 (Nov-2009) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:1y 9m
Amount delinquent: $0 Revolving credit balance: $1,505 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 86%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: apapap3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 13 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
600-619 (Sep-2008)
600-619 (May-2008)
 
Principal balance: $1,156.44 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Small Student Loan..Return Customer
Purpose of loan:
This loan will help cover a new laptop for school

My financial situation: I am not desperate for this loan but it would definitey help.
I am a good candidate for this loan because this will be my third prosper loan, and the first?two?were paid on time. Although I don't have a high credit score, I have never had a late payment on anything or any negative info at all on my report. It's tough to get any loan at my age but hopefully with the help of prosper again, I can save some money on interest

Monthly net income: $ 2346

Monthly expenses: $ 2080 +/- 150
??Housing:?$800
??Insurance: $150
??Car expenses: $ 380
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $300
??Clothing, household expenses $250
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flexible-economy2$150.00$150.0011/9/2009 4:31:11 PM
reflective-rupee$400.00$400.0011/9/2009 4:18:17 PM
flexible-economy2$300.00$300.0011/9/2009 4:54:22 PM
currency-bumblebee$25.00$25.0011/9/2009 5:22:33 PM
weezy22$25.00$25.0011/9/2009 5:32:32 PM
reflective-rupee$25.00$25.0011/9/2009 5:33:26 PM
efficient-principal$100.00$100.0011/9/2009 5:39:28 PM
mt3209$25.00$25.0011/9/2009 11:46:24 PM
MoneyForNothing$25.00$25.0011/9/2009 9:04:07 PM
preventivepestcontrol$75.00$75.0011/10/2009 10:43:37 AM
aprilapril$25.00$25.0011/10/2009 2:06:43 PM
productive-currency3$25.00$25.0011/10/2009 6:16:32 PM
People-for-people$50.00$50.0011/10/2009 6:27:02 PM
doctorgrab$25.00$25.0011/10/2009 6:36:59 PM
festivecpl$25.00$25.0011/10/2009 7:29:34 PM
Get56$25.00$25.0011/11/2009 7:18:40 AM
noble-revenue$25.00$25.0011/9/2009 4:43:34 PM
reflective-rupee$25.00$25.0011/9/2009 5:32:30 PM
Jasmel$100.00$100.0011/9/2009 8:15:13 PM
reflective-rupee$25.00$10.3411/9/2009 8:32:07 PM
SCIGIE$39.66$39.6611/10/2009 4:06:05 AM
goodcents$25.00$25.0011/10/2009 6:02:45 PM
quickstep$200.00$200.0011/10/2009 7:25:43 PM
101010$50.00$50.0011/10/2009 9:56:22 PM
SFBank$200.00$200.0011/10/2009 7:14:14 PM
25 bids
 
Borrower Payment Dependent Notes Series 432509
This series of Notes was issued and sold upon the funding of the borrower loan #39462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-09-2009 
  Auction end date:  Nov-10-2009 
 
Starting lender yield: 20.17% Starting borrower rate/APR: 21.17% / 23.42% Starting monthly payment: $151.05
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $148.86
 
Auction yield range: 8.29% - 20.17% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-2003 Debt/Income ratio: 17%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 15 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:2y 5m
Amount delinquent: $0 Revolving credit balance: $14,495 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 42%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: purposeful-commitment Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying our first House
Purpose of loan:
This loan will be used to pay off 2 major credit cards that have interest rates of 27% and 18% that I used during college.??Living on my own for those 5 years, balancing a part time job and getting my Masters Degree in Architecture turned out to be very expensive.??And unfortunately I had to put?most of my expenses?on?credit cards.? Now I'm out of school, have?a great job, and my fiance' and I would very much like to own our own place, but my debt is holding us back.? Paying off these debts will allow us to save money faster so our dream of becoming homeowners can come true.? ?:)?

My financial situation:
I am a good candidate for this loan because I have an excellent job?as an architect in?a very large and stable architectural engineering firm.? I am very diligent at paying my bills on time and keeping precise records of my finances.? I figure out my expenses every month and budget myself only so much extra spending cash so that I can pay as much as possible on my credit cards.? This doesn't leave much room for saving for a house.? This loan however would allow me to budget in a savings plan so that purchasing a house would be possible a lot sooner than it would be if I were paying off the debt on my own.

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 369.50
??Insurance: $ 60.00
??Car expenses: $ 144.00 car payment?(only a few more?payments and its paid off!),?$ 75 for gas
??Utilities: $ 150.00
??Phone, cable, internet: $ 190.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $?700.00+ (I pay everything that?is left over on my credit card bills each month)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
harperpotok$100.00$100.0011/9/2009 4:21:36 PM
fortytwo$150.00$150.0011/9/2009 4:24:04 PM
efficient-bid2$25.00$25.0011/9/2009 4:29:03 PM
Lilred7879$30.90$30.9011/9/2009 4:30:17 PM
cash-boots$25.00$25.0011/9/2009 4:30:44 PM
roto$25.00$25.0011/9/2009 4:30:22 PM
payout-point$50.00$50.0011/9/2009 4:30:56 PM
westend$25.00$25.0011/9/2009 4:29:40 PM
aasx1108$25.00$25.0011/9/2009 4:41:44 PM
wampum-chorus3$25.00$25.0011/9/2009 4:41:51 PM
superindex$25.00$25.0011/9/2009 4:43:01 PM
nowits10$25.00$25.0011/9/2009 4:51:54 PM
newbietony$25.00$25.0011/9/2009 4:52:06 PM
Rupees_n_Pesos$25.00$25.0011/9/2009 4:55:16 PM
WilliamLeeSims$25.00$25.0011/9/2009 4:57:34 PM
HarrisonHome$25.00$25.0011/9/2009 4:58:14 PM
BayTech$25.00$25.0011/9/2009 4:58:22 PM
the-money-gargantuan$25.00$25.0011/9/2009 5:09:25 PM
quintilian$50.00$50.0011/9/2009 5:10:09 PM
transaction-axis$25.00$25.0011/9/2009 5:09:29 PM
AF-Chief$25.00$25.0011/9/2009 5:11:22 PM
SPB$25.00$25.0011/9/2009 5:11:20 PM
VPRLLC$25.00$25.0011/9/2009 5:12:16 PM
Casper00$34.30$34.3011/9/2009 5:12:58 PM
tmillerosu$25.00$25.0011/9/2009 5:12:28 PM
Tikibarman$50.00$50.0011/9/2009 5:12:36 PM
All_Wins$25.00$25.0011/9/2009 5:13:05 PM
o0Sparrow0o$25.00$25.0011/9/2009 4:49:53 PM
CASHGIRL$75.00$75.0011/9/2009 5:14:03 PM
AdamDB$25.00$25.0011/9/2009 5:14:59 PM
income-rocker2$250.00$250.0011/9/2009 5:15:03 PM
vault542$25.00$25.0011/9/2009 5:16:15 PM
Aries1978$25.00$25.0011/9/2009 5:17:09 PM
LendDoc$25.00$25.0011/9/2009 5:17:47 PM
booksleuth$50.00$50.0011/9/2009 5:18:47 PM
transparency-giant$25.00$25.0011/9/2009 5:18:27 PM
Artist_Blue$25.00$25.0011/9/2009 5:19:21 PM
MissionMicroFinance$25.00$25.0011/9/2009 5:19:25 PM
serpentine$50.00$50.0011/9/2009 4:55:31 PM
payout-equalizer8$25.00$25.0011/9/2009 4:56:06 PM
888168$25.00$25.0011/9/2009 5:10:44 PM
Erileb$25.00$25.0011/9/2009 5:11:05 PM
zigzagz03$25.00$25.0011/9/2009 5:11:07 PM
jdl424$25.00$25.0011/9/2009 5:17:16 PM
akahoss$25.00$25.0011/9/2009 5:17:21 PM
vigorous-moola$36.00$36.0011/9/2009 5:17:33 PM
lloyd_s$25.00$25.0011/9/2009 5:18:03 PM
gold-sushi$25.00$25.0011/9/2009 5:19:12 PM
biobulator$25.00$25.0011/9/2009 5:19:42 PM
GCSS$25.00$25.0011/10/2009 6:48:24 AM
ValleyBHC$25.00$25.0011/10/2009 7:18:44 AM
Bank_Of_XL$50.00$50.0011/10/2009 7:29:57 AM
MoneyU4IA$25.00$25.0011/9/2009 4:20:10 PM
BigLinCT$25.00$25.0011/9/2009 4:20:26 PM
vengy$25.00$25.0011/9/2009 4:22:30 PM
syounker$25.00$25.0011/9/2009 4:22:45 PM
350DGRZ$25.00$25.0011/9/2009 4:28:51 PM
social-caravan$25.00$25.0011/9/2009 4:28:46 PM
market-solstice2$25.00$25.0011/9/2009 4:29:22 PM
ekn_enterprises$25.00$25.0011/9/2009 4:29:32 PM
GOPHERBOY$30.00$30.0011/9/2009 4:30:05 PM
Lesburger$25.00$25.0011/9/2009 4:39:52 PM
LandoC1$25.00$25.0011/9/2009 4:29:10 PM
iolaire$25.00$25.0011/9/2009 4:40:55 PM
bdloans$100.00$100.0011/9/2009 4:41:13 PM
loanfairy$25.00$25.0011/9/2009 4:29:44 PM
rawman$25.00$25.0011/9/2009 4:29:54 PM
whiterabbit1874$25.00$25.0011/9/2009 4:42:03 PM
granitepk$25.00$25.0011/9/2009 4:42:55 PM
social-gatherer7$25.00$25.0011/9/2009 4:44:11 PM
Luigi$25.00$25.0011/9/2009 4:49:33 PM
resource777$25.00$25.0011/9/2009 4:52:30 PM
sharkm$25.00$25.0011/9/2009 4:53:19 PM
PsiPro$25.00$25.0011/9/2009 4:54:41 PM
E_G$30.00$30.0011/9/2009 4:55:00 PM
notyourdaddy$25.00$25.0011/9/2009 4:55:56 PM
burgeoning-silver$25.00$25.0011/9/2009 4:56:10 PM
uga$25.00$25.0011/9/2009 4:56:48 PM
Diamond_Jim$25.00$25.0011/9/2009 4:43:46 PM
zento$25.00$25.0011/9/2009 4:58:10 PM
RSV$25.00$25.0011/9/2009 5:09:38 PM
affluence-tycoon$25.00$25.0011/9/2009 5:10:35 PM
CAGE-Investments$25.00$25.0011/9/2009 5:11:40 PM
cognizant-rate732$25.00$25.0011/9/2009 5:12:38 PM
Lam0nt$25.00$25.0011/9/2009 5:13:29 PM
commitment-forte6$25.00$25.0011/9/2009 5:14:26 PM
peso-grizzly$25.00$25.0011/9/2009 5:13:41 PM
hyperfront$50.00$50.0011/9/2009 5:14:31 PM
mizon291$25.00$25.0011/9/2009 4:50:21 PM
tallmon$25.00$25.0011/9/2009 4:50:45 PM
cash-tsunami$25.00$25.0011/9/2009 5:14:35 PM
lend_to_you$25.00$25.0011/9/2009 4:51:14 PM
leodaguy$25.00$25.0011/9/2009 4:51:37 PM
creditasaurus9$50.00$50.0011/9/2009 5:16:26 PM
three-for-6$25.00$25.0011/9/2009 5:16:09 PM
red-relentless-money$25.00$25.0011/9/2009 5:16:23 PM
asiaratt$25.00$25.0011/9/2009 5:17:44 PM
TrustOne$25.00$25.0011/9/2009 5:18:01 PM
cscott2007$50.00$50.0011/9/2009 4:54:18 PM
Weaverville$25.00$25.0011/9/2009 5:18:52 PM
golden-cat$25.00$25.0011/9/2009 5:19:32 PM
Minotaur$36.00$36.0011/9/2009 4:58:24 PM
MoneyPlant$25.00$25.0011/9/2009 5:08:30 PM
chlebie$50.00$50.0011/9/2009 5:10:52 PM
tremendous-payment$25.00$25.0011/9/2009 5:11:34 PM
RationalWorld$25.00$25.0011/9/2009 5:15:40 PM
Sonos$25.00$25.0011/9/2009 5:16:02 PM
exuberant-pound$25.00$25.0011/9/2009 5:16:35 PM
crazycool$25.00$25.0011/9/2009 5:18:44 PM
skuba$25.00$25.0011/9/2009 5:19:00 PM
blessedpair$50.00$50.0011/9/2009 5:19:43 PM
cougar937$25.00$16.8011/9/2009 5:19:46 PM
loan_doctor$25.00$25.0011/9/2009 5:24:17 PM
five-star-justice$36.00$36.0011/9/2009 5:24:25 PM
ethicalhumanist$25.00$25.0011/9/2009 5:26:48 PM
CROBRUN$50.00$50.0011/9/2009 5:27:02 PM
top-asset-wizard$25.00$25.0011/9/2009 6:26:58 PM
jybank$25.00$25.0011/9/2009 5:31:53 PM
reflective-rupee$50.00$50.0011/9/2009 5:33:51 PM
Russh$25.00$25.0011/10/2009 4:43:40 AM
unk1911$25.00$25.0011/9/2009 11:27:18 PM
preventivepestcontrol$50.00$50.0011/10/2009 10:06:21 AM
122 bids
 
Borrower Payment Dependent Notes Series 388392
This series of Notes was issued and sold upon the funding of the borrower loan #39451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 24.77% Starting borrower rate/APR: 25.77% / 28.09% Starting monthly payment: $602.52
Final lender yield: 21.75% Final borrower rate/APR: 22.75% / 25.02% Final monthly payment: $578.69
 
Auction yield range: 8.29% - 24.77% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.24%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Nov-1994 Debt/Income ratio: 36%
Credit score: 720-739 (Oct-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:4y 5m
Amount delinquent: $0 Revolving credit balance: $37,307 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 44%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: beaubluetick Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to Control my Credit Cards
Purpose of loan:
This loan will be used to pay off my credit card debt.? Last year my wife and I built a house.? When overages came in we used our credit cards to pay for several items to not roll that additional amount into the loan.? Now looking back that would have been the best option.? We have been fighting to pay down that credit card debt ever since.? Everyone knows it is hard to get ahead of the interest rates on credit cards.? We have created a budget and have a good plan to pay these off.? The payoff would be much sooner and easier with a lower interest rate.? That is why we have turned to prosper to try and undercut the interest rate on the credit cards.

My financial situation:
I am a good candidate for this loan because I have a strong financial history. I come from a family where it has always been preached to pay all of the credit card balance ever since.? Sometimes a situation arises where that becomes impossible.? As I have mentioned above my wife and I have created a budget and can pay this debt off if will just take several years.? We are trying to beat this and get back up on our feet sooner to be able to enjoy life again without debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TEAM-Jasper$25.00$25.0010/30/2009 4:07:45 PM
monticello$25.85$25.8510/30/2009 4:07:53 PM
dinero-philosopher3$25.00$25.0010/30/2009 4:08:13 PM
Exia$25.00$25.0010/30/2009 4:08:23 PM
crenen139$25.00$25.0010/30/2009 4:08:26 PM
schnatty$25.00$25.0010/30/2009 4:08:35 PM
capital-galaxy$75.00$75.0010/30/2009 4:08:38 PM
ISHLEP67$25.74$25.7410/30/2009 4:09:19 PM
gamesetmatchmu03$25.00$25.0010/30/2009 4:09:33 PM
fortytwo$100.00$100.0010/30/2009 4:10:03 PM
zone8$25.00$25.0010/30/2009 4:10:17 PM
wise-extraordinary-loot$25.00$25.0010/30/2009 4:10:54 PM
wrighco$25.00$25.0010/30/2009 4:11:00 PM
jhouman$25.00$25.0010/30/2009 4:11:06 PM
VBAces$25.00$25.0010/30/2009 4:11:09 PM
Yankeehill$25.00$25.0010/30/2009 4:07:54 PM
WeAlNe$25.00$25.0010/30/2009 4:08:19 PM
apetrock$42.51$42.5110/30/2009 4:08:22 PM
five-star-note$25.00$25.0010/30/2009 4:08:48 PM
RB_Double-A_Bravo$25.00$25.0010/30/2009 4:08:57 PM
p2ploan-lion$25.00$25.0010/30/2009 4:09:01 PM
Helenska11$25.00$25.0010/30/2009 4:09:11 PM
wildguy$25.00$25.0010/30/2009 4:12:52 PM
charming-point$100.00$100.0010/30/2009 4:13:08 PM
Dahlozer$25.00$25.0010/30/2009 4:10:48 PM
currency-cigar4$50.00$50.0010/30/2009 4:13:57 PM
fcb202$25.00$25.0010/30/2009 4:14:06 PM
secobarbital$25.00$25.0010/30/2009 4:11:16 PM
PayItForward09$25.00$25.0010/30/2009 4:14:31 PM
ben10jen$25.00$25.0010/30/2009 4:11:36 PM
equitable-credit0$25.00$25.0010/30/2009 4:11:40 PM
hope-gadget$25.00$25.0010/30/2009 4:11:47 PM
benevolent-bonus$25.00$25.0010/30/2009 4:14:54 PM
deal-pioneer1$25.00$25.0010/30/2009 4:12:00 PM
mudaholic$25.00$25.0010/30/2009 4:08:20 PM
mjm77_1$25.00$25.0010/30/2009 4:08:42 PM
herman7$25.00$25.0010/30/2009 4:12:54 PM
CaboWaboRobo$25.00$25.0010/30/2009 4:08:53 PM
westsidehighway$25.00$25.0010/30/2009 4:08:58 PM
d_grbg$25.00$25.0010/30/2009 4:13:11 PM
snoopey100$25.00$25.0010/30/2009 4:16:16 PM
Moron_Buffet$25.00$25.0010/30/2009 4:09:13 PM
catomaior$25.00$25.0010/30/2009 4:16:24 PM
poeman$25.00$25.0010/30/2009 4:16:31 PM
Aimvest$25.00$25.0010/30/2009 4:13:25 PM
IP$50.00$50.0010/30/2009 4:09:25 PM
supreme-hope$25.00$25.0010/30/2009 4:09:36 PM
jlr613$25.00$25.0010/30/2009 4:16:45 PM
KiwiElf$25.00$25.0010/30/2009 4:16:54 PM
love_what_you_do$25.00$25.0010/30/2009 4:13:32 PM
Weaverville$50.00$50.0010/30/2009 4:09:57 PM
contract-neutron$25.00$25.0010/30/2009 4:13:48 PM
educationfirst$25.00$25.0010/30/2009 4:13:58 PM
unk1911$25.00$25.0010/30/2009 4:10:11 PM
credit-kahuna$100.00$100.0010/30/2009 4:17:48 PM
ZTA0796$25.00$25.0010/30/2009 4:14:16 PM
community-seahorse$25.00$25.0010/30/2009 4:17:52 PM
TheYellowDart$25.00$25.0010/30/2009 4:14:23 PM
JGB$25.00$25.0010/30/2009 4:14:25 PM
MakoF16$50.00$50.0010/30/2009 4:14:37 PM
the-silver-blaster$25.00$25.0010/30/2009 4:10:52 PM
mtquan$25.00$25.0010/30/2009 4:11:03 PM
pietro_torna_indietro$25.00$25.0010/30/2009 4:15:03 PM
delivery$25.00$25.0010/30/2009 4:11:19 PM
Supernick$25.00$25.0010/30/2009 4:15:35 PM
javajahn$25.00$25.0010/30/2009 4:12:02 PM
Dubbs360$50.00$50.0010/30/2009 4:19:32 PM
kanakakm$25.00$25.0010/30/2009 4:19:49 PM
flwah$50.00$50.0010/30/2009 4:16:06 PM
visionary-currency$25.00$25.0010/30/2009 4:16:10 PM
twirl2$25.00$25.0010/30/2009 4:12:35 PM
biobulator$25.00$25.0010/30/2009 4:16:20 PM
AF-Chief$35.00$35.0010/30/2009 4:20:11 PM
deal-pinnacle7$25.00$25.0010/30/2009 4:16:30 PM
SDNLR$25.00$25.0010/30/2009 4:20:17 PM
czar3$30.00$30.0010/30/2009 4:20:30 PM
silver-armada$50.00$50.0010/30/2009 4:20:39 PM
bonus-buddy2$35.00$35.0010/30/2009 4:20:50 PM
GMPK_TLAS$25.00$25.0010/30/2009 4:17:10 PM
blue-liberty-gourd$25.00$25.0010/30/2009 4:13:38 PM
irrelevant$25.00$25.0010/30/2009 4:17:13 PM
Boca$25.00$25.0010/30/2009 4:13:45 PM
revenue-kazoo$25.00$25.0010/30/2009 4:21:00 PM
LenderByDay$25.00$25.0010/30/2009 4:17:32 PM
valiant-p2p$25.00$25.0010/30/2009 4:17:42 PM
fllender$25.00$25.0010/30/2009 4:17:54 PM
TandyJames$25.00$25.0010/30/2009 4:14:02 PM
ethicalhumanist$25.00$25.0010/30/2009 4:17:59 PM
special-peso$50.00$50.0010/30/2009 4:14:13 PM
five-star-justice$36.00$36.0010/30/2009 4:18:27 PM
fareast_man$25.00$25.0010/30/2009 4:14:26 PM
desertoasis$25.00$25.0010/30/2009 4:14:48 PM
mstebnicki$25.00$25.0010/30/2009 4:22:04 PM
xstreamin$25.00$25.0010/30/2009 4:22:07 PM
tenny321$25.00$25.0010/30/2009 4:14:52 PM
transparency-giant$25.00$25.0010/30/2009 4:22:12 PM
credit-force5$25.00$25.0010/30/2009 4:15:06 PM
Shepherd7$25.00$25.0010/30/2009 4:19:30 PM
benefit-squirrel$30.00$30.0010/30/2009 4:22:43 PM
WalnutCreekguy$25.00$25.0010/30/2009 4:15:25 PM
andyb9$25.00$25.0010/30/2009 4:22:51 PM
icontender$25.00$25.0010/30/2009 4:15:38 PM
bonanza1973$25.00$25.0010/30/2009 4:22:57 PM
Approved1234$25.00$25.0010/30/2009 4:23:01 PM
unclejaef$25.00$25.0010/30/2009 4:20:04 PM
LEWK25$25.00$25.0010/30/2009 4:15:50 PM
point-shooter$25.00$25.0010/30/2009 4:15:54 PM
Wangersinc$25.00$25.0010/30/2009 4:20:08 PM
financial-frenzy$25.00$25.0010/30/2009 4:23:21 PM
thedreamer$25.00$25.0010/30/2009 4:16:17 PM
FountainShrugged$25.00$25.0010/30/2009 4:16:23 PM
gracej$25.00$25.0010/30/2009 4:16:58 PM
noble-revenue$100.00$100.0010/30/2009 4:17:02 PM
Hondo$25.00$25.0010/30/2009 4:17:05 PM
vcbogan$100.00$100.0010/30/2009 4:21:02 PM
galtsgulch$25.00$25.0010/30/2009 4:17:33 PM
brazilofmux$100.00$100.0010/30/2009 4:21:33 PM
youqianderen$50.00$50.0010/30/2009 4:21:54 PM
capital-duckling$25.00$25.0010/30/2009 4:22:10 PM
aasx1108$25.00$25.0010/30/2009 4:22:45 PM
elated-justice$25.00$25.0010/30/2009 4:19:17 PM
EnigmaNYC-29$25.00$25.0010/30/2009 4:19:25 PM
reciprocate$50.00$50.0010/30/2009 4:19:28 PM
kmprospeo$25.00$25.0010/30/2009 4:23:33 PM
hitsman$50.00$50.0010/30/2009 4:23:36 PM
LR_Biker$25.00$25.0010/30/2009 4:19:51 PM
bigwig633$25.00$25.0010/30/2009 4:23:38 PM
Havana21$50.00$50.0010/30/2009 4:20:21 PM
Orringo$25.00$25.0010/30/2009 4:24:18 PM
beezling$52.00$52.0010/30/2009 4:24:23 PM
rolandweary$40.00$40.0010/30/2009 4:20:38 PM
dparkhom$25.00$25.0010/30/2009 4:20:47 PM
swoosh$25.00$25.0010/30/2009 4:21:04 PM
Cai8899$25.00$25.0010/30/2009 4:21:20 PM
chicco$80.00$80.0010/30/2009 4:21:42 PM
Dunndeal4u$25.00$25.0010/30/2009 4:22:02 PM
laredotornado$25.00$25.0010/30/2009 4:22:14 PM
cpaphoto$25.00$25.0010/30/2009 4:22:17 PM
ThomasCrown$30.00$30.0010/30/2009 4:22:21 PM
jdrez$25.00$25.0010/30/2009 4:22:23 PM
wayman$50.00$50.0010/30/2009 4:22:37 PM
LendGuy$25.00$25.0010/30/2009 4:22:49 PM
gold-disk$50.00$50.0010/30/2009 4:23:17 PM
awwaww$25.00$25.0010/30/2009 4:23:40 PM
economy-synapse$25.00$25.0010/30/2009 4:33:36 PM
YoungSuccessLLC$25.00$25.0010/30/2009 4:33:51 PM
principal-kangaroo$25.00$25.0010/30/2009 4:53:38 PM
investment-mountain$25.00$25.0011/1/2009 2:08:38 PM
magical-coin3$25.00$25.0011/1/2009 2:42:45 PM
a-reasonable-return$25.00$25.0011/1/2009 5:06:41 PM
tnjohnso$25.00$25.0011/1/2009 8:49:06 PM
privatebankerva$25.00$25.0011/2/2009 4:13:44 PM
BuffetRocks$50.00$50.0011/2/2009 11:33:59 PM
KrystalBall$30.00$30.0011/3/2009 12:57:15 PM
magical-coin3$25.00$25.0011/3/2009 5:26:47 PM
economy-popcorn$25.00$25.0011/3/2009 10:20:35 PM
JTHarris$50.00$50.0011/4/2009 6:27:51 PM
3613925$25.00$25.0011/4/2009 4:43:15 PM
GatorBux$136.68$136.6811/5/2009 7:53:47 AM
leverage-monger$25.00$25.0011/5/2009 8:35:40 AM
debtcollector$250.00$250.0011/4/2009 10:28:28 PM
balance-force$25.00$25.0011/5/2009 7:28:32 AM
leverage-monger$25.00$25.0011/5/2009 3:56:55 PM
FollowMe2Freedom$25.00$25.0011/5/2009 3:37:30 PM
UCLA4life$25.00$25.0011/5/2009 11:55:43 AM
funtwosay$25.00$25.0011/5/2009 4:17:07 PM
JauaFlash$32.35$32.3511/5/2009 4:17:29 PM
vmh20035$50.00$50.0011/5/2009 4:43:08 PM
Trentsteel_98$25.00$25.0011/5/2009 5:02:00 PM
credit-coach118$25.00$25.0011/5/2009 2:33:39 PM
Easystreet$25.00$25.0011/5/2009 5:02:47 PM
Imaginos1892$250.00$250.0011/5/2009 4:58:54 PM
BBL$25.00$25.0011/5/2009 5:01:53 PM
JDLN$25.00$25.0011/5/2009 5:03:04 PM
cemseller$25.00$25.0011/5/2009 5:10:30 PM
Pu239$50.00$50.0011/5/2009 4:19:53 PM
jybank$25.00$25.0011/5/2009 8:21:18 PM
Chava15$25.00$25.0011/5/2009 8:01:30 PM
admirable-credit$25.00$25.0011/5/2009 5:03:01 PM
seineil$50.00$50.0011/6/2009 12:49:11 AM
fostaman$25.00$25.0011/5/2009 5:10:28 PM
ChrisKwan$25.00$25.0011/5/2009 5:10:35 PM
Oupa-George$25.00$25.0011/5/2009 5:11:34 PM
mikeyp411$25.00$25.0011/5/2009 6:54:27 PM
leverage-trident$50.00$50.0011/5/2009 7:02:07 PM
value-crusader5$25.00$25.0011/6/2009 8:18:09 AM
bitano$29.74$29.7411/6/2009 8:32:36 AM
CSinvestments$25.00$25.0011/6/2009 10:12:32 AM
exciting-fairness$50.00$50.0011/6/2009 4:24:02 AM
DG2007$25.05$25.0511/6/2009 11:38:40 AM
safe-money5$25.00$25.0011/6/2009 12:05:06 PM
DJSweetChrisBell$75.68$75.6811/6/2009 11:03:08 AM
balance-warrior$25.00$25.0011/6/2009 7:53:15 AM
juxtapose$25.00$25.0011/6/2009 11:28:25 AM
nalaari$26.40$26.4011/6/2009 12:09:31 PM
forthright-dedication$25.00$25.0011/6/2009 12:24:57 PM
malcolmreynolds$33.33$33.3311/6/2009 3:50:30 PM
PeePaw$25.00$25.0011/6/2009 12:59:38 PM
sharp-credit$200.00$200.0011/6/2009 3:53:39 PM
roguewinner$40.80$40.8011/6/2009 1:15:22 PM
radiant-value$28.60$28.6011/6/2009 2:14:35 PM
efficient-bid2$50.00$50.0011/6/2009 2:57:54 PM
ArmyGuy$25.00$25.0011/6/2009 10:52:00 AM
farchoir$25.00$25.0011/6/2009 12:06:20 PM
ufmikey$28.08$28.0811/6/2009 12:24:53 PM
charming-point$100.00$100.0011/6/2009 12:28:45 PM
smart-gain$25.00$25.0011/6/2009 1:08:55 PM
sjvicker$25.00$25.0011/6/2009 2:29:39 PM
iamcriswoh$25.00$25.0011/6/2009 2:58:00 PM
Prezotus$25.00$25.0011/6/2009 3:20:24 PM
crw1950$50.00$50.0011/6/2009 3:35:11 PM
friendinmoney$50.00$50.0011/6/2009 4:02:06 PM
FASTIZIO_P$28.44$28.4410/30/2009 4:07:48 PM
bcsinc$25.00$25.0010/30/2009 4:08:01 PM
Smartrider$25.00$25.0010/30/2009 4:08:16 PM
dbluesea$25.00$25.0010/30/2009 4:08:24 PM
dokiya777$25.00$25.0010/30/2009 4:08:33 PM
maschinenbau$25.00$25.0010/30/2009 4:08:37 PM
AF_Trust$25.00$25.0010/30/2009 4:09:00 PM
gold-sushi$25.00$25.0010/30/2009 4:09:09 PM
treasure-generator$25.00$25.0010/30/2009 4:09:18 PM
GElender$25.00$25.0010/30/2009 4:11:13 PM
TCR3$25.00$25.0010/30/2009 4:07:43 PM
mikrolown$25.00$25.0010/30/2009 4:08:09 PM
Evan_Safe$25.00$25.0010/30/2009 4:12:07 PM
Fuzkaska__F_u_n_d_s$25.00$25.0010/30/2009 4:08:58 PM
Heatguy$25.00$25.0010/30/2009 4:12:27 PM
nodrivelpls$25.00$25.0010/30/2009 4:09:21 PM
cospilot$25.00$25.0010/30/2009 4:09:41 PM
crazycool$35.00$35.0010/30/2009 4:09:49 PM
elegant-bonus$25.00$25.0010/30/2009 4:13:16 PM
SnE$25.00$25.0010/30/2009 4:10:37 PM
get30inc$25.00$25.0010/30/2009 4:10:56 PM
value-pole$25.00$25.0010/30/2009 4:14:10 PM
YogaDude34$25.00$25.0010/30/2009 4:11:10 PM
Cash_Angel$25.00$25.0010/30/2009 4:14:41 PM
tyson789$100.00$100.0010/30/2009 4:15:01 PM
greenwell$25.00$25.0010/30/2009 4:15:07 PM
kjsfld$25.00$25.0010/30/2009 4:08:17 PM
NYWA$25.00$25.0010/30/2009 4:08:22 PM
Poiny$25.00$25.0010/30/2009 4:12:16 PM
TheRock$25.00$25.0010/30/2009 4:12:19 PM
omerta6102$32.85$32.8510/30/2009 4:08:32 PM
blackstar$25.00$25.0010/30/2009 4:15:31 PM
majorf2136$25.00$25.0010/30/2009 4:08:36 PM
vkorichkov$30.00$30.0010/30/2009 4:12:45 PM
efficient-principal$25.00$25.0010/30/2009 4:08:52 PM
Banker7371$25.00$25.0010/30/2009 4:12:59 PM
108lender$200.00$200.0010/30/2009 4:13:03 PM
mamayama$25.00$25.0010/30/2009 4:13:22 PM
uncleegg$25.00$25.0010/30/2009 4:16:29 PM
jtradition$49.06$49.0610/30/2009 4:09:24 PM
natecam$25.00$25.0010/30/2009 4:16:41 PM
power-flow6$25.00$25.0010/30/2009 4:13:29 PM
seisen$50.00$50.0010/30/2009 4:16:48 PM
booksleuth$50.00$50.0010/30/2009 4:09:56 PM
skuba$25.00$25.0010/30/2009 4:10:04 PM
TommyTucker$50.00$50.0010/30/2009 4:17:37 PM
SkepticalBen$25.00$25.0010/30/2009 4:14:19 PM
MGMNT$25.00$25.0010/30/2009 4:14:42 PM
Toastsr$25.00$25.0010/30/2009 4:10:58 PM
louisianalender$100.00$100.0010/30/2009 4:11:23 PM
Cheburashka$25.00$25.0010/30/2009 4:18:56 PM
payout-achievement$40.00$40.0010/30/2009 4:19:02 PM
MissionMicroFinance$25.00$25.0010/30/2009 4:19:07 PM
active-reward7$25.00$25.0010/30/2009 4:19:21 PM
wise-spirited-nickel$25.00$25.0010/30/2009 4:15:58 PM
w3alter$50.00$50.0010/30/2009 4:16:02 PM
a-responsible-return$25.00$25.0010/30/2009 4:19:53 PM
spitzbergen$25.00$25.0010/30/2009 4:20:03 PM
kulender$25.00$25.0010/30/2009 4:20:14 PM
rmachi$25.00$25.0010/30/2009 4:16:32 PM
djh47a$25.00$25.0010/30/2009 4:16:34 PM
ChrisTJ$25.00$25.0010/30/2009 4:16:42 PM
skro$25.00$25.0010/30/2009 4:16:51 PM
Champpilot$50.00$50.0010/30/2009 4:20:44 PM
gentle-gold$25.00$25.0010/30/2009 4:13:35 PM
standanddeliver$25.00$25.0010/30/2009 4:17:35 PM
red-favorable-basis$25.00$25.0010/30/2009 4:17:40 PM
shingu79$50.00$50.0010/30/2009 4:13:52 PM
boater01$50.00$50.0010/30/2009 4:17:57 PM
LendDoc$25.00$25.0010/30/2009 4:21:24 PM
sloan$25.00$25.0010/30/2009 4:21:37 PM
jeg3k$25.00$25.0010/30/2009 4:21:44 PM
DukSerduk$25.00$25.0010/30/2009 4:18:34 PM
ianakacg$25.00$25.0010/30/2009 4:21:47 PM
Sam65$25.00$25.0010/30/2009 4:21:50 PM
atothez$25.00$25.0010/30/2009 4:14:35 PM
socialbanker$25.00$25.0010/30/2009 4:21:52 PM
Frenchynh$25.00$25.0010/30/2009 4:14:43 PM
loyalist1$25.00$25.0010/30/2009 4:19:00 PM
iruz$50.00$50.0010/30/2009 4:19:03 PM
Aquani$50.00$50.0010/30/2009 4:22:32 PM
Lightlife$50.00$50.0010/30/2009 4:15:23 PM
Syzygy$25.00$25.0010/30/2009 4:19:38 PM
626457$25.00$25.0010/30/2009 4:15:34 PM
a-finance-nirvana$350.00$350.0010/30/2009 4:15:41 PM
CarDealer3070$25.00$25.0010/30/2009 4:19:58 PM
agwosdof$50.00$50.0010/30/2009 4:23:05 PM
green-discrete-responsibility$25.00$25.0010/30/2009 4:15:53 PM
davidc314$50.00$50.0010/30/2009 4:23:17 PM
PatRichi$25.00$25.0010/30/2009 4:15:59 PM
fuzed$55.00$55.0010/30/2009 4:16:03 PM
bigtag$25.00$25.0010/30/2009 4:23:30 PM
InvestorPartners$25.00$25.0010/30/2009 4:20:23 PM
HeavyDriver03$25.00$25.0010/30/2009 4:23:43 PM
personal-lender$25.00$25.0010/30/2009 4:20:31 PM
Lam0nt$25.00$25.0010/30/2009 4:16:37 PM
Sateesh$30.97$30.9710/30/2009 4:16:46 PM
slcchad$25.00$25.0010/30/2009 4:16:56 PM
Clambake$50.00$50.0010/30/2009 4:20:54 PM
Artist_Blue$25.00$25.0010/30/2009 4:16:59 PM
bnlforever$25.00$25.0010/30/2009 4:17:08 PM
loan-master996$50.00$50.0010/30/2009 4:24:25 PM
trapper569$25.00$25.0010/30/2009 4:21:09 PM
radiant-fund$25.00$25.0010/30/2009 4:21:11 PM
mrfixerupper$25.00$25.0010/30/2009 4:17:24 PM
justice-dna$25.00$25.0010/30/2009 4:17:27 PM
skiberdad$30.59$30.5910/30/2009 4:17:35 PM
JohnW12$25.00$25.0010/30/2009 4:21:25 PM
dospapalotes$25.00$25.0010/30/2009 4:17:39 PM
bchen78875$25.00$25.0010/30/2009 4:21:29 PM
techvet$25.00$25.0010/30/2009 4:21:39 PM
truth-futurist$25.00$25.0010/30/2009 4:22:28 PM
slartibardfast$25.00$25.0010/30/2009 4:22:54 PM
wiltonbound$25.00$25.0010/30/2009 4:22:59 PM
brother_tam$50.00$50.0010/30/2009 4:19:19 PM
elebovic$25.00$25.0010/30/2009 4:23:14 PM
lagnisiruk$25.00$25.0010/30/2009 4:23:22 PM
money2k$25.00$25.0010/30/2009 4:23:44 PM
anton$25.00$25.0010/30/2009 4:20:24 PM
SNH$50.00$50.0010/30/2009 4:20:35 PM
museic1$50.00$50.0010/30/2009 4:20:44 PM
yield-lion$25.00$25.0010/30/2009 4:20:56 PM
Josta$50.00$50.0010/30/2009 4:21:05 PM
RetiredATC$25.00$25.0010/30/2009 4:21:17 PM
courteous-deal8$25.00$25.0010/30/2009 4:21:19 PM
Dutchhunter$25.00$25.0010/30/2009 4:22:31 PM
VentureExplorer$25.00$25.0010/30/2009 4:22:35 PM
exact-justice$25.00$25.0010/30/2009 4:22:39 PM
keeks$25.00$25.0010/30/2009 4:23:00 PM
wings2fly$25.00$25.0010/30/2009 4:23:46 PM
The_Lending_Muscle$25.00$25.0010/30/2009 4:23:51 PM
dinero-mason$50.00$15.0110/30/2009 4:24:27 PM
Bank_Of_XL$100.00$100.0010/30/2009 4:36:46 PM
reflective-rupee$100.00$100.0010/30/2009 4:30:13 PM
sociallender$25.00$25.0010/30/2009 4:31:44 PM
well-mannered-income3$25.00$25.0010/31/2009 6:13:58 AM
JustMee$25.00$25.0010/30/2009 8:40:04 PM
return-elm$25.00$25.0010/31/2009 8:18:40 AM
Doohickey415$25.00$25.0010/31/2009 11:42:24 AM
Unitas4302$100.00$100.0010/31/2009 12:19:24 PM
silver-frog0$300.00$300.0011/1/2009 2:42:46 PM
SFBank$200.00$200.0011/1/2009 7:49:06 PM
interstellar$50.00$50.0011/2/2009 10:53:07 AM
wild-orange$25.00$25.0011/2/2009 6:53:29 PM
101010$100.00$100.0011/4/2009 6:03:11 AM
deal-pioneer1$100.00$100.0011/4/2009 9:03:05 AM
gothampark$25.00$25.0011/4/2009 4:41:25 PM
RedCentre$140.11$140.1111/5/2009 12:46:28 PM
gpuck$25.00$25.0011/5/2009 5:45:17 PM
peaceful-payout3$25.00$25.0011/5/2009 7:39:39 PM
the-silver-blaster$100.00$100.0011/5/2009 7:42:10 PM
CatbirdBanking$25.00$25.0011/5/2009 7:57:30 PM
Ruddyboy$25.00$25.0011/5/2009 11:48:22 PM
onecooldrink$25.00$25.0011/5/2009 9:52:18 PM
GCSS$25.00$25.0011/6/2009 6:14:45 AM
keynaples$26.70$26.7011/5/2009 5:10:38 PM
motivator72$25.00$25.0011/6/2009 6:08:42 AM
fairness-igloo$50.00$50.0011/6/2009 7:50:08 AM
Ryan13$30.00$30.0011/5/2009 9:15:00 PM
rocky1a$57.46$57.4611/5/2009 10:54:36 PM
freedom3$500.00$500.0011/6/2009 12:58:46 AM
exciting-fairness$100.00$100.0011/6/2009 11:17:36 AM
Sol_Invictus$25.00$25.0011/6/2009 5:52:55 AM
leverage-monger$50.00$50.0011/6/2009 11:56:13 AM
Laima$25.00$25.0011/6/2009 8:50:42 AM
RochelleW$100.00$100.0011/6/2009 9:14:02 AM
TakeCare$25.00$25.0011/6/2009 2:43:14 PM
dorypro$25.00$25.0011/6/2009 12:30:04 PM
leverage-monger$25.00$25.0011/6/2009 3:17:18 PM
bid-papyrus$25.00$25.0011/6/2009 12:51:39 PM
Prossper-Godfather$150.00$150.0011/6/2009 3:19:13 PM
Solve4X$50.00$50.0011/6/2009 10:31:21 AM
Engineer44$25.00$25.0011/6/2009 4:01:50 PM
larryboy10$25.00$25.0011/6/2009 12:17:26 PM
agreement-animal$25.00$25.0011/6/2009 1:55:07 PM
maga$50.00$50.0011/6/2009 2:37:58 PM
388 bids
 
Borrower Payment Dependent Notes Series 419722
This series of Notes was issued and sold upon the funding of the borrower loan #39456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 20.17% Starting borrower rate/APR: 21.17% / 23.42% Starting monthly payment: $113.29
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $111.64
 
Auction yield range: 8.29% - 20.17% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-2003 Debt/Income ratio: 32%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 11 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $17,005 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 84%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: dlaurel Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,000.00< mo. late: 0 ( 0% )  
640-659 (Aug-2008)
 
Principal balance: $5,307.52 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Fixing my wrecked car
Last month, I had to take my car into the shop to get a major problem fixed and I spent my entire emergency fund on the repair (and also had to put a good chunk of it on my credit card, which I have been working on paying down).?

Unfortunately, soon after that, my fianc? was in a car accident.? Everyone involved was mostly uninjured and the other cars involved had minimal damage.? Our car, however, was not so lucky.? Even more unfortunate, my fianc? was found to be at fault, and since we do not have comprehensive car insurance, we will be responsible for the full cost of damages to our car.
This is our only car and our city's public transportation system is currently on strike (with no negotiations scheduled and no end in sight), leaving us in a very difficult situation.? We either have to catch rides to and from work with co-workers or walk long distances to get where we need to be.? For this reason, I would like to get the car fixed ASAP, but I do not currently have the funds to take it to the repair shop to even find out exactly what is wrong with it.

I am hoping to secure a loan that will not only allow me to fix any and all damages to the car, but will also allow me to rebuild my emergency fund with any money that is left over (in order to prevent a situation like this from happening in the future).? I don't know much about cars, so I am not sure how much it is going to cost, so the loan amount I am requesting is for the "worst case scenario."

I currently have another prosper loan and I have made regular and punctual payments on it since September 2008.? I am working very diligently on paying down my debts and a major portion of my income goes toward that.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wise-cash-keeper$25.00$25.0011/5/2009 4:13:54 PM
bold-enthralling-yield$25.00$25.0011/5/2009 4:25:06 PM
desertoasis$25.00$25.0011/5/2009 4:28:57 PM
forthright-trade$25.00$25.0011/5/2009 4:29:06 PM
five-star-note$25.00$25.0011/5/2009 4:29:36 PM
kmprospeo$25.00$25.0011/5/2009 4:30:33 PM
Diver25$25.00$25.0011/5/2009 4:31:02 PM
alex189a$25.00$25.0011/5/2009 4:31:06 PM
bignic$25.00$25.0011/5/2009 4:26:30 PM
herman7$25.00$25.0011/5/2009 4:26:53 PM
diablo_ny$25.00$25.0011/5/2009 4:27:18 PM
agent86a$25.00$25.0011/5/2009 4:27:39 PM
fortress767$25.00$25.0011/5/2009 4:27:43 PM
golden-yield$25.00$25.0011/5/2009 4:29:11 PM
davidc314$50.00$50.0011/5/2009 4:29:25 PM
lobster$25.00$25.0011/5/2009 4:30:54 PM
350DGRZ$25.00$25.0011/5/2009 4:30:58 PM
ekn_enterprises$25.00$25.0011/5/2009 4:31:04 PM
Raye147$25.00$25.0011/5/2009 4:31:13 PM
rawman$25.00$25.0011/5/2009 4:31:17 PM
junes08$25.00$25.0011/5/2009 5:02:59 PM
jga516$25.00$25.0011/5/2009 5:10:40 PM
BuffetRocks$50.00$50.0011/5/2009 5:11:37 PM
leftwinger$25.00$25.0011/5/2009 4:24:24 PM
wonder_dogs$25.00$25.0011/5/2009 4:24:51 PM
Whitewall$28.99$28.9911/5/2009 4:26:15 PM
kahn42$25.00$25.0011/5/2009 4:26:52 PM
new-bill-prominence$25.00$25.0011/5/2009 4:26:56 PM
top-economy-paradise$50.00$50.0011/5/2009 4:27:44 PM
srilm$25.00$25.0011/5/2009 4:27:57 PM
triumphant-commitment$25.00$25.0011/5/2009 4:29:11 PM
MSLendingLLC$25.00$25.0011/5/2009 4:29:18 PM
efficient-bid2$25.00$25.0011/5/2009 4:31:01 PM
bhrma1$25.00$25.0011/5/2009 4:31:07 PM
TaoPooh$25.00$25.0011/5/2009 4:31:16 PM
jybank$25.00$25.0011/5/2009 5:11:12 PM
Bank_Of_XL$50.00$50.0011/6/2009 6:18:52 AM
jonn834$25.00$25.0011/6/2009 10:55:56 AM
Top_Gun_Lender$51.00$51.0011/6/2009 11:25:48 PM
charming-point$100.00$100.0011/8/2009 6:29:42 AM
limoney$28.05$28.0511/8/2009 9:55:33 AM
hellasow$25.00$25.0011/7/2009 6:14:53 AM
vengy$25.00$25.0011/5/2009 4:24:28 PM
lounges$50.00$50.0011/5/2009 4:26:08 PM
community-seahorse$25.00$25.0011/5/2009 4:27:17 PM
friendly-return7$25.00$25.0011/5/2009 4:28:11 PM
awwaww$25.00$25.0011/5/2009 4:30:34 PM
market-solstice2$25.00$25.0011/5/2009 4:31:03 PM
loanfairy$25.00$25.0011/5/2009 4:31:12 PM
mamayama$25.00$25.0011/5/2009 4:31:17 PM
GreatNorthern$25.00$25.0011/5/2009 4:26:33 PM
syounker$25.00$25.0011/5/2009 4:27:05 PM
melodious-fairness$25.00$25.0011/5/2009 4:27:34 PM
WillyP345$25.00$25.0011/5/2009 4:27:46 PM
Okinutah$25.00$25.0011/5/2009 4:28:26 PM
photon8$25.00$25.0011/5/2009 4:29:22 PM
a-finance-nirvana$100.00$100.0011/5/2009 4:30:15 PM
titan1$25.00$25.0011/5/2009 4:30:53 PM
TheRiver08$25.00$25.0011/5/2009 4:31:00 PM
investment-builder0$25.00$25.0011/5/2009 4:31:05 PM
bigtag$25.00$25.0011/5/2009 4:31:14 PM
love_what_you_do$25.00$0.9611/5/2009 4:31:19 PM
mdreiss$25.00$25.0011/5/2009 5:02:26 PM
interstellar$50.00$50.0011/5/2009 5:02:31 PM
unk1911$25.00$25.0011/5/2009 5:11:03 PM
wildguy$25.00$25.0011/5/2009 5:13:06 PM
five-star-justice$36.00$36.0011/5/2009 5:10:54 PM
henmota$25.00$25.0011/5/2009 4:26:24 PM
brittany$25.00$25.0011/5/2009 4:26:33 PM
Ananya$25.00$25.0011/5/2009 4:26:55 PM
point-berserker$25.00$25.0011/5/2009 4:27:32 PM
adorable-bonus$25.00$25.0011/5/2009 4:27:38 PM
mattemmo$25.00$25.0011/5/2009 4:28:28 PM
roman2008$25.00$25.0011/5/2009 4:28:33 PM
return-confidant$25.00$25.0011/5/2009 4:28:46 PM
ferocious-exchange3$25.00$25.0011/5/2009 4:28:51 PM
truth-optimization$25.00$25.0011/5/2009 4:29:14 PM
bxdoc$250.00$250.0011/5/2009 4:29:26 PM
fortytwo$150.00$150.0011/5/2009 4:29:34 PM
social-caravan$25.00$25.0011/5/2009 4:30:55 PM
LandoC1$25.00$25.0011/5/2009 4:31:01 PM
westend$25.00$25.0011/5/2009 4:31:10 PM
davenyc$25.00$25.0011/5/2009 5:09:46 PM
MoneyForNothing$25.00$25.0011/5/2009 7:08:01 PM
mlj0671$50.00$50.0011/6/2009 11:34:16 AM
Peacepower$30.00$30.0011/6/2009 2:12:26 PM
efficient-bid2$25.00$25.0011/6/2009 12:50:19 PM
All_Wins$25.00$25.0011/7/2009 6:10:41 PM
outofoffice$50.00$50.0011/7/2009 5:39:50 AM
well-mannered-income3$25.00$25.0011/7/2009 8:58:48 AM
five-star-note$25.00$25.0011/7/2009 9:45:14 PM
91 bids
 
Borrower Payment Dependent Notes Series 425310
This series of Notes was issued and sold upon the funding of the borrower loan #39448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 29.81% Starting monthly payment: $102.69
Final lender yield: 21.95% Final borrower rate/APR: 22.95% / 25.23% Final monthly payment: $96.71
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.53%  
Lender servicing fee: 1.00% Estimated return: 11.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-2004 Debt/Income ratio: 14%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 12 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:2y 4m
Amount delinquent: $0 Revolving credit balance: $5,696 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 86%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: sbosiris Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,500.00< mo. late: 0 ( 0% )  
640-659 (Apr-2008)
 
Principal balance: $3,206.07 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Consolidate Credit Card/ Lower APR
Purpose of loan
The APR on my credit cards have increased and I would like to consolidate them into one payment and reduce the interest rate.

My financial situation:
I am a good candidate for this loan because I maintain a full time position, am able to maintain 100% of my payments on time. I have no issues making these credit card payments on time, This loan is for the purpose of reducing my interest overall interest rate across all of my cards.

Monthly net income: 2534 $

Monthly expenses: $
??Housing: 0 (Live with parents) $
??Insurance: 150$ / month
??Car expenses: 235$
??Utilities: 0 $
??Phone, cable, internet: 90 $/ month
??Food, entertainment: 400$ / month
??Clothing, household expenses $
??Credit card s and other loans: $ 400 / month
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What were the interest rates on your credit cards? What rate were they raised to? Do you think there's justification for the increase? If not, please tell us the names of the credit card companies so we can avoid doing business with them ourselves. - fiscal_family
A: This is my Chase Amazon card. My APR was increased from 21 to 26. I was told this was done across the board for everyone. (Oct-29-2009)
Q: please provide more details about your job, thanks - shrewd-income
A: I am a Data Analyst for a very prominent Life Insurance Company. (Nov-04-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fiscal_family$25.00$25.0010/29/2009 10:00:00 AM
foofiter$30.00$30.0010/29/2009 6:20:00 PM
euphoria8$25.00$25.0011/2/2009 9:05:58 AM
bonus-patriot$50.00$50.0011/3/2009 4:49:10 PM
enthusiastic-balance5$400.00$400.0011/3/2009 5:32:00 PM
credit-missile$100.00$100.0011/4/2009 6:50:43 AM
a-finance-nirvana$150.00$150.0011/4/2009 5:09:00 AM
well-mannered-income3$25.00$25.0011/4/2009 9:58:59 AM
Astyanax$25.00$25.0011/4/2009 8:22:39 AM
Kash2010lu$25.00$25.0011/3/2009 11:06:30 PM
MoneyTree79$50.00$50.0011/4/2009 9:30:23 AM
NewYorker48$57.82$57.8211/4/2009 5:51:49 AM
loanman2007$50.00$50.0011/4/2009 6:08:16 AM
p2p-gala$25.00$25.0011/4/2009 10:23:21 AM
Credit2Prosper$25.00$25.0011/4/2009 10:34:20 AM
brother_tam$50.00$50.0011/4/2009 12:40:21 PM
engaging-contract$25.00$25.0011/4/2009 1:08:51 PM
Feyenoord$31.77$31.7711/4/2009 2:17:38 PM
investment-cluster$25.00$25.0011/4/2009 2:22:07 PM
Chrishu$25.00$25.0011/4/2009 12:18:31 PM
lnrn$25.00$25.0011/4/2009 12:41:08 PM
kindness-jedi$100.00$100.0011/4/2009 9:25:03 AM
jybank$25.00$25.0011/4/2009 1:51:35 PM
whittlesey31$25.00$25.0011/4/2009 3:05:00 PM
sparkling-contract7$25.00$25.0011/4/2009 2:07:41 PM
hellasow$25.00$25.0010/29/2009 7:52:51 AM
return-grizzly$100.00$100.0010/29/2009 1:04:32 PM
site_ml$25.00$25.0010/30/2009 6:36:05 PM
Unitas4302$100.00$100.0010/31/2009 12:37:49 PM
mercuriant$25.00$25.0011/2/2009 4:59:36 PM
shrewd-income$100.00$100.0011/3/2009 5:43:35 PM
golffish2$100.00$100.0011/4/2009 5:41:30 AM
pani5ue$25.00$25.0011/3/2009 8:50:53 PM
upbeat-wealth$25.00$25.0011/4/2009 9:58:27 AM
GreenTiger$50.00$50.0011/4/2009 8:37:47 AM
fatboy888$25.00$25.0011/4/2009 11:07:21 AM
superluminova$25.00$25.0011/4/2009 11:18:05 AM
maga$100.00$100.0011/4/2009 8:53:12 AM
dbanwart$50.00$50.0011/4/2009 12:59:21 PM
Hobson$25.00$25.0011/4/2009 1:51:49 PM
BankOfThomas$26.47$26.4711/4/2009 10:24:32 AM
LarWit1512$25.00$25.0011/4/2009 10:39:20 AM
MoneyForNothing$25.00$25.0011/4/2009 3:01:45 PM
texrob20$25.00$25.0011/4/2009 11:39:34 AM
zippy-coin$25.00$25.0011/4/2009 12:47:11 PM
Engineer44$26.00$26.0011/4/2009 4:04:54 PM
Rulea72$100.00$100.0011/4/2009 3:36:56 PM
reflective-rupee$25.00$25.0011/4/2009 3:41:05 PM
justice-officer$50.00$2.9411/4/2009 4:04:19 PM
49 bids
 
Borrower Payment Dependent Notes Series 427532
This series of Notes was issued and sold upon the funding of the borrower loan #39430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $98.81
Final lender yield: 7.90% Final borrower rate/APR: 8.90% / 10.99% Final monthly payment: $95.26
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1997 Debt/Income ratio: 29%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 14 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:0y 3m
Amount delinquent: $0 Revolving credit balance: $1,757 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 4%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: drianavy Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 780-799 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
720-739 (Dec-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 33  
Description
Good Bye!! Credit Cards!!!
Purpose of loan:
This loan will be used to payoff the last few credit cards in my name at a lower interest rate.....

My financial situation:
I am a good candidate for this loan because??my credit score is 780 which shows i've got good credit...I've always paid my bills on time and continue to do so....im working very hard to square myself away financially to take care of myself and my 2 little girls

I've unfortunately been pinched by the economy twice now...so my employment history isnt as long as some may like but i have a steady work history... I recently started with the company i am with now and prior to that i was hired by a construction company which unfortunately after 10months?couldnt afford to keep me.....and prior to that I was with the same company for 8yrs...(which was offshored b/c the work could be done much cheaper overseas)

Lastly:
I've had a prosper loan in the past and paid it off in full....

"If you keep doing what you're doing, you'll keep getting the results you've been getting" Albert Einstein
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wild-orange$500.00$500.0011/2/2009 6:31:16 PM
MoneyTree79$75.00$75.0011/2/2009 6:22:27 PM
admirable-credit$25.00$25.0011/6/2009 2:03:31 AM
cwm3651$25.00$25.0011/5/2009 10:27:59 PM
ScottFinance$25.00$25.0011/6/2009 1:40:02 PM
mobius_titan$25.00$25.0011/6/2009 10:22:48 AM
dmitriy2$25.00$25.0011/6/2009 6:41:48 PM
Richmp412$25.00$25.0011/6/2009 6:54:17 PM
bossyboots01$25.00$25.0011/7/2009 4:53:15 AM
marwadi-62$300.00$300.0011/7/2009 11:46:46 AM
billnsc$25.00$25.0011/7/2009 5:37:30 PM
jrobe925$40.00$40.0011/6/2009 6:41:31 PM
sorace$50.00$50.0011/8/2009 8:06:20 AM
toocautious$100.00$100.0011/8/2009 11:28:30 AM
CA_Lender$25.00$25.0011/8/2009 3:11:50 PM
BHP12345$25.00$25.0011/9/2009 6:31:06 AM
swissbanker$50.00$50.0011/9/2009 7:53:02 AM
dynamic-fairness$25.00$25.0011/8/2009 7:20:29 AM
rmachi$25.00$25.0011/9/2009 8:07:59 AM
TakeCare$30.00$30.0011/9/2009 10:02:44 AM
dudebrah$25.00$25.0011/9/2009 10:32:53 AM
AsianDragon$50.00$50.0011/9/2009 11:25:25 AM
LendThriftSimon$25.00$25.0011/9/2009 11:48:03 AM
MathProfessor$100.00$100.0011/9/2009 12:39:41 PM
The-Lighthouse-Group$25.00$25.0011/9/2009 5:40:55 AM
AF-Chief$55.00$55.0011/9/2009 8:14:19 AM
MoneyForNothing$25.00$25.0011/9/2009 3:55:37 PM
jybank$25.00$25.0011/9/2009 2:56:33 PM
lender12345$25.00$25.0011/3/2009 3:40:54 PM
rmpedi33$100.00$100.0011/4/2009 8:19:25 AM
buckyhead2000$25.00$25.0011/4/2009 10:59:47 AM
Personal-Bond$35.28$35.2811/5/2009 11:38:57 AM
loanman2007$75.00$75.0011/5/2009 7:14:34 AM
OregonDane$25.00$25.0011/6/2009 7:16:31 AM
Cherrypicker$50.00$50.0011/6/2009 6:33:14 AM
RandyL3$25.00$25.0011/6/2009 3:17:34 PM
kf88$30.00$30.0011/6/2009 1:03:54 PM
datongmama$26.64$26.6411/6/2009 7:00:27 PM
AlwaysA-Chief$50.00$50.0011/7/2009 4:59:36 PM
shrewd-income$25.00$25.0011/7/2009 5:57:52 PM
lender124$50.00$50.0011/8/2009 8:27:11 AM
doc1$150.00$150.0011/8/2009 6:02:39 PM
HealthAndSafety$100.00$100.0011/8/2009 6:13:27 PM
authoritative-social$25.00$25.0011/8/2009 8:45:47 PM
betula$29.07$29.0711/7/2009 6:51:11 PM
JerryB96$25.00$25.0011/8/2009 8:20:06 PM
Floridagirl$25.00$25.0011/9/2009 3:28:33 AM
Lender0307$25.00$25.0011/8/2009 8:25:46 PM
serene-capital$25.00$25.0011/9/2009 12:40:22 AM
kulender$100.00$100.0011/8/2009 7:50:46 PM
singletrck$25.00$25.0011/9/2009 1:41:21 PM
diverse-transparency$125.00$54.0111/9/2009 3:24:00 PM
doomsday18$25.00$25.0011/9/2009 7:54:00 AM
friendinmoney$50.00$50.0011/9/2009 3:53:52 PM
wwwUniversal$25.00$25.0011/9/2009 3:55:47 PM
55 bids
 
Borrower Payment Dependent Notes Series 430228
This series of Notes was issued and sold upon the funding of the borrower loan #39427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $208.09
Final lender yield: 17.29% Final borrower rate/APR: 18.29% / 20.50% Final monthly payment: $166.97
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 18.95%  
Lender servicing fee: 1.00% Estimated return: -1.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 4 First credit line: Mar-2000 Debt/Income ratio: Not calculated
Credit score: 740-759 (Oct-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:0y 0m
Amount delinquent: $0 Revolving credit balance: $2,853 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 35%Stated income:$0
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: impressive-repayment Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Debt, Home Improvement
Purpose of loan:

Consolidate my high interest rate cards into one payment, Remove carpet in 4 rooms, and replace with pergo

flooring. My wife and daughter?have bad allergies, and?suffer with?asthma. We have a little puppy that likes?to

mark his territory on the rug, so this flooring will make cleaning a snap.

My financial situation:

I just started a new job working for Chicago Rail?Way Services serving a local Chemical Plant? here in Charleston

South Carolina. Before that I was laid off from CSX Railroad back in march 2009 due to the economy. I am

collecting union unemployment which amounts to $1280 per month, I receive that bi-weekly. My new job pays

$16. per hour and is guaranteed 40 hours per week. I am looking for a loan to consolidate my existing credit cards,

and use whats left over to purchase new pergo flooring to replace stained up old carpet. All the labor I will do myself

to save on hired labor.

I can pay the note, if you will grant me the opportunity. This will enable me to establish positive credit through

Prosper, payoff some high interest rate credit card loans, and eliminate the bad odors stored in the existing

carpets in our (new to us) house.




My Credit Cards Total Balance Owed??????????$2837.00??

Thankyou for your time and consideration and God Bless



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How long will you continue to collect union unemployment of $1280 and what are your monthly living expenses? Would you list them for lenders? Thanks - RecoveryLender
A: I will continue receiving union unemployment til March 2010, and I can extend it for an additional 6 months after that, if needed. My new job pays bi-weekly and my Union Unemployment 80 hrs.x $16 = $1280.00 ( Bi-Weekly) Union Unemploy $640.00 ( Bi-Weekly) My wife takes care of the mortgage and I take care of the utilities and food expenses. Monthly Living Expenses ( 2 Adults and 2 teenagers) Power/ Cable $350.00 Water/ Sewer $100.00 Food/ Gas $350.0 (Nov-04-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
admirable-credit$25.00$25.0011/6/2009 2:02:56 AM
IM-SHARKY$4,600.00$4,575.0011/6/2009 4:00:56 PM
2 bids
 
Borrower Payment Dependent Notes Series 431078
This series of Notes was issued and sold upon the funding of the borrower loan #39417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 21.02% Starting borrower rate/APR: 22.02% / 24.28% Starting monthly payment: $95.50
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.20% Final monthly payment: $94.12
 
Auction yield range: 8.29% - 21.02% Estimated loss impact: 7.47%  
Lender servicing fee: 1.00% Estimated return: 12.48%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1966 Debt/Income ratio: 37%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 10 / 8Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 20Length of status:1y 8m
Amount delinquent: $0 Revolving credit balance: $757 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 5%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 4    
Screen name: triumphant-loan Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ford pickup truck
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?always pay back loans and never late
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BuffetRocks$50.00$50.0010/29/2009 4:26:31 PM
reflective-rupee$100.00$100.0010/29/2009 4:35:36 PM
YoungSuccessLLC$25.00$25.0010/29/2009 4:36:01 PM
EEasyMoney$25.00$17.4310/29/2009 4:49:42 PM
sociallender$25.00$25.0010/29/2009 7:04:51 PM
kain11286$25.00$25.0010/29/2009 4:55:22 PM
economy-synapse$25.00$25.0010/30/2009 2:37:40 PM
wild-orange$100.00$100.0011/2/2009 6:52:15 PM
well-mannered-income3$25.00$25.0011/3/2009 8:23:44 AM
Techne_Funds_LLC$25.00$25.0011/3/2009 4:21:46 PM
interstellar$50.00$50.0011/4/2009 11:15:49 AM
JTHarris$50.00$50.0011/4/2009 6:26:44 PM
Gaelicman$100.00$100.0011/4/2009 10:10:02 PM
iflyforfun$50.00$50.0011/5/2009 2:21:33 AM
glenium$25.00$25.0011/5/2009 4:43:30 AM
enlightenment5$25.00$25.0011/5/2009 11:01:18 AM
MrRooster101$50.57$50.5711/5/2009 7:04:18 AM
boredlv$25.00$25.0011/5/2009 3:22:49 PM
carrinel$100.00$100.0011/5/2009 3:11:54 PM
UCLA4life$25.00$25.0011/5/2009 11:55:42 AM
GOPHERBOY$55.00$55.0011/5/2009 3:22:24 PM
TakeCare$50.00$50.0011/5/2009 3:49:59 PM
wildguy$25.00$25.0010/29/2009 4:09:26 PM
ethicalhumanist$25.00$25.0010/29/2009 4:19:16 PM
five-star-justice$36.00$36.0010/29/2009 4:20:40 PM
mdreiss$25.00$25.0010/29/2009 4:22:46 PM
marwadi-62$25.00$25.0010/29/2009 4:29:14 PM
jonn834$25.00$25.0010/29/2009 4:52:25 PM
junes08$25.00$25.0010/29/2009 4:53:33 PM
jybank$25.00$25.0010/29/2009 4:33:57 PM
Bank_Of_XL$50.00$50.0010/29/2009 6:26:26 PM
jga516$25.00$25.0010/30/2009 9:33:47 AM
felicity-daydream$25.00$25.0010/31/2009 1:51:04 PM
SFBank$200.00$200.0011/2/2009 6:32:29 PM
charming-point$100.00$100.0011/3/2009 7:40:56 AM
lakejunaluska$25.00$25.0011/3/2009 4:56:35 PM
4mydaughterseducation$30.00$30.0011/3/2009 7:17:17 PM
portfolio-turbine$25.00$25.0011/3/2009 6:57:04 PM
Littlepeng$25.00$25.0011/4/2009 11:43:40 AM
RobinHood$50.00$50.0011/4/2009 6:33:37 PM
exciting-fairness$50.00$50.0011/5/2009 4:07:16 AM
vivacious-p2p3$25.00$25.0011/4/2009 4:48:09 PM
durability-colonel$50.00$50.0011/4/2009 5:35:38 PM
GatorBux$100.00$100.0011/5/2009 7:52:43 AM
p2p-gala$85.00$85.0011/4/2009 7:38:09 PM
elvisloans$25.00$25.0011/5/2009 12:59:17 PM
bonus-patriot$25.00$25.0011/5/2009 2:01:15 PM
exciting-fairness$100.00$100.0011/5/2009 12:54:53 PM
nikkky2000$150.00$150.0011/5/2009 4:03:57 PM
Toastmaster007$26.00$26.0011/5/2009 4:04:41 PM
Leshan$50.00$50.0011/5/2009 2:38:42 PM
kinetic-social$25.00$25.0011/5/2009 3:56:18 PM
52 bids
 
Borrower Payment Dependent Notes Series 431140
This series of Notes was issued and sold upon the funding of the borrower loan #39426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Oct-1992 Debt/Income ratio: 36%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 45Length of status:19y 1m
Amount delinquent: $0 Revolving credit balance: $6,272 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 95%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: neva27k Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $11,500.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
640-659 (Aug-2009)
660-679 (Jul-2008)
 
Principal balance: $153.12 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
My second loan

Purpose of loan:?
debt consolidation
My financial situation:?
This is my 2nd loan w/prosper.? I am ahead of schedule in paying on first and am continuing to whittle away at making my finances better.??As of Today I owe 170.00 out of the? 11,500.00 I borrowed and am less than halfway through that loan term.??

I have been very diligently?making efforts to consolidate and get rid of unsecured debts.? My debt to income ratio has significantly improved.??

I want to?consolidate into one payment as well as try to?improve my credit score with this loan? by showing that my payments were on time, etc.? In addition, my other efforts to assist my financial situation include : I have pulled all 3 credit reports and challenged several discrepancies that seem to be contributing factors, have put my car for sale and cut back unnecessary expenses such as entertainment and clothing (I shop at Goodwill now and I love it)

I will use this $?to pay off? and close the following small debts that I did not consolidate before.
Balance:???????? Company:?????????????????????????? APR???????????????? Present monthly pyt
118.00???????????????? Figi???????????????????????????????????? 6????????????????????????????????????? 20.00
539.61???????????????? Fingerhut???????????????????????????8????????????????????????????????????? 20.00
928.00???????????????? Ge Moneybank???????????????? 15???????????????????????????????????? 40.00
200.00???????????????? Seventh Avenue?????????????? 12???????????????????????????????????? 20.00
405.00?????????????????Wells Fargo?????????????????????? 10???????????????????????????????????? 38.00
940.00????????????????? American Express??????????? 15.9????????????????????????????????? 50.00
?????????? total??? owed 3130.61???????????????????????????????????????????????????????? total monthly pyt? 188.00




Present monthly net income: $ approx 3702.00 (my income only, my spouses is not listed here)

My employment:
I have worked for the same agency with the State of Ohio for 19 years and handle a lost time disability caseload for work related injuries.??

I appreciate your consideration, and assure you that bidding on my loan is not a high risk - I will diligently pay every cent back to you as I have shown on my previous loan.? Your trust helps me to consolidate and save some interest payments and helps me pay off the balances - I hope I have earned your trust for another loan, and appreciate your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do you think your prosper credit rating dropped from the last loan? It's a mystery to me: credit score- same, debt load- down, Solid job with verified income- 2 more years, Last loan- pd ahead of sch. Loan looks very solid to me - quickstep
A: I honestly don't know. I thought maybe they had changed their criteria since my first loan. It really made me feel like I had done nothing to improve myself, and having that label has made getting a loan almost impossible. I know I am not in the best financial shape, but I have paid every debt I have ever had, in full. The big red "HR" is awful to have, especially when I think my situation is better than my first loan, but apparently not. (Nov-05-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0010/30/2009 4:33:55 PM
Unitas4302$300.00$300.0010/31/2009 12:50:57 PM
h9y9$50.00$50.0011/3/2009 6:52:23 AM
bountiful-community$50.00$50.0011/3/2009 6:17:00 AM
credit-elation1$25.00$25.0011/3/2009 12:30:54 PM
agreement-animal$25.00$25.0011/3/2009 5:56:52 PM
agreement-animal$25.00$25.0011/4/2009 6:37:06 PM
bankbuddy55$50.00$50.0011/4/2009 7:27:49 PM
MathProfessor$50.00$50.0011/4/2009 8:23:14 PM
invincible-gain$200.00$200.0011/5/2009 8:19:19 AM
credible-coin$125.00$125.0011/5/2009 8:43:03 AM
tcbmc$25.00$25.0011/4/2009 5:40:42 PM
quicksilver70$25.00$25.0011/4/2009 6:24:07 PM
Laxa$262.07$262.0711/4/2009 7:31:41 PM
enriched-truth$26.92$26.9211/5/2009 11:35:14 AM
nhrma$25.53$25.5311/5/2009 2:59:42 PM
BDS$50.76$50.7611/5/2009 3:51:24 PM
portfolio-turbine$25.00$25.0011/5/2009 12:05:39 PM
RKLFinancial$87.57$87.5711/5/2009 12:56:51 PM
DrT$25.00$25.0011/5/2009 4:25:07 PM
Champion_Lending$25.00$25.0011/5/2009 4:28:37 PM
loanasauras$50.00$50.0011/5/2009 4:30:56 PM
bid-acrobat4$40.00$40.0011/5/2009 3:00:26 PM
transaction-animal8$25.00$25.0011/5/2009 5:01:51 PM
FollowMe2Freedom$28.80$28.8011/5/2009 3:40:37 PM
Loan_Stranger$50.00$50.0011/5/2009 6:43:24 PM
invincible-gain$110.00$110.0011/5/2009 5:51:11 PM
ezvest$25.00$25.0011/5/2009 6:38:07 PM
a-valiant-reward$25.00$25.0011/5/2009 4:45:20 PM
icon7$25.00$25.0011/5/2009 5:32:19 PM
quickstep$356.75$356.7511/5/2009 6:21:49 PM
reflective-rupee$325.00$56.6010/30/2009 8:46:22 PM
fiscal_family$25.00$25.0010/31/2009 10:29:12 PM
niggard$25.00$25.0011/2/2009 7:09:50 AM
101010$100.00$100.0011/2/2009 8:10:21 PM
lender12345$50.00$50.0011/3/2009 4:01:24 PM
brother_tam$50.00$50.0011/4/2009 1:27:02 PM
well-mannered-income3$25.00$25.0011/4/2009 4:56:45 PM
economy-popcorn$25.00$25.0011/5/2009 10:05:44 AM
gold-cluster$50.00$50.0011/5/2009 10:43:57 AM
EEasyMoney$25.00$25.0011/5/2009 7:26:59 AM
Tuss12$150.00$150.0011/5/2009 2:34:55 PM
smashrevival$25.00$25.0011/5/2009 1:59:23 PM
113121$25.00$25.0011/5/2009 2:46:25 PM
boo_hoo$50.00$50.0011/5/2009 4:11:26 PM
new-truth-chuckler$25.00$25.0011/5/2009 3:45:29 PM
Lubava$25.00$25.0011/5/2009 4:52:10 PM
portfolio-turbine$100.00$100.0011/5/2009 4:52:17 PM
TFAD72$25.00$25.0011/5/2009 5:09:17 PM
56bones$25.00$25.0011/5/2009 2:57:42 PM
fantastic-yield$100.00$100.0011/5/2009 4:46:10 PM
eronyc$25.00$25.0011/5/2009 5:02:30 PM
Mack_Inv$100.00$100.0011/5/2009 5:07:17 PM
Clicktogetmoney$30.00$30.0011/5/2009 6:38:31 PM
vivacious-p2p3$25.00$25.0011/5/2009 5:22:14 PM
gpuck$25.00$25.0011/5/2009 5:46:09 PM
currency-bumblebee$50.00$50.0011/5/2009 6:13:43 PM
melito75$25.00$25.0011/5/2009 6:46:54 PM
58 bids
 
Borrower Payment Dependent Notes Series 431178
This series of Notes was issued and sold upon the funding of the borrower loan #39464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 12.42% Starting borrower rate/APR: 13.42% / 15.57% Starting monthly payment: $508.45
Final lender yield: 11.40% Final borrower rate/APR: 12.40% / 14.54% Final monthly payment: $501.09
 
Auction yield range: 4.29% - 12.42% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Apr-1995 Debt/Income ratio: 20%
Credit score: 760-779 (Oct-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:2y 7m
Amount delinquent: $0 Revolving credit balance: $14,990 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 50%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: MrPortico Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 18 ( 95% ) 760-779 (Latest)
Principal borrowed: $11,400.00< mo. late: 1 ( 5% )  
740-759 (Mar-2008)
700-719 (Jun-2007)
700-719 (Oct-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Consolidating High intrest cards.
Purpose of loan:
I have a couple of CC that have grown in balance and realized the interest rate was off the charts.? I'd like to get this set at a lower rate and a fixed payment to help with budgeting.

My financial situation:
I'm in stable situation as far as job and profession is concerned.? I have a large savings that I keep for emergencies.? I have consistently handled any debt that I owe and have a very strong sense of responsibility for paying it off.? I'm a very safe bet to pay off your loan.? I'm currently having to borrow legal fees to work through a family matter but it should be resolved without any significant impact to my budget.?


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: with an apparent clean credit history, why were you late on a payment on your last prosper loan? - organic-platinum
A: It was a long time ago but I think it resulted when i was changing primary bank accounts and the automatic withdrawal didn't happen from the correct account. (Nov-07-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
NomoredebtCA$25.00$25.0011/2/2009 4:02:44 PM
tallmon$25.00$25.0011/2/2009 4:02:57 PM
jgar_O$25.00$25.0011/2/2009 4:10:39 PM
gristle$25.00$25.0011/2/2009 4:10:45 PM
Herluftrolle$25.00$25.0011/2/2009 4:10:56 PM
Tahoeguy$25.00$25.0011/2/2009 4:11:13 PM
lean-benefit$25.00$25.0011/2/2009 4:02:39 PM
skuba$25.00$25.0011/2/2009 4:12:08 PM
unk1911$25.00$25.0011/2/2009 4:12:14 PM
RationalWorld$25.00$25.0011/2/2009 4:13:06 PM
saffron4$25.00$25.0011/2/2009 4:13:21 PM
takabanana$25.00$25.0011/2/2009 4:10:16 PM
Carpetkid$25.00$25.0011/2/2009 4:13:31 PM
puifais$25.00$25.0011/2/2009 4:10:24 PM
Interloper$25.00$25.0011/2/2009 4:10:51 PM
kazanov$25.00$25.0011/2/2009 4:11:02 PM
djh47a$30.00$30.0011/2/2009 4:14:20 PM
mikrolown$25.00$25.0011/2/2009 4:14:48 PM
fortytwo$150.00$150.0011/2/2009 4:11:54 PM
SnE$25.00$25.0011/2/2009 4:15:33 PM
DonaldColorado$25.00$25.0011/2/2009 4:12:18 PM
cyberie21$40.00$40.0011/2/2009 4:13:03 PM
gentle-gold$25.00$25.0011/2/2009 4:17:08 PM
assetmanager$25.00$25.0011/2/2009 4:14:16 PM
currency-cigar4$50.00$50.0011/2/2009 4:17:25 PM
TandyJames$25.00$25.0011/2/2009 4:17:28 PM
MicroL$25.00$25.0011/2/2009 4:14:32 PM
Frenchynh$25.00$25.0011/2/2009 4:17:57 PM
twirl2$25.00$25.0011/2/2009 4:16:29 PM
elegant-bonus$25.00$25.0011/2/2009 4:16:55 PM
boater01$50.00$50.0011/2/2009 4:19:50 PM
reciprocate$50.00$50.0011/2/2009 4:21:01 PM
credit-force5$25.00$25.0011/2/2009 4:18:15 PM
value-pole$25.00$25.0011/2/2009 4:18:24 PM
a-responsible-return$25.00$25.0011/2/2009 4:21:26 PM
Lightlife$50.00$50.0011/2/2009 4:18:26 PM
mtquan$25.00$25.0011/2/2009 4:21:28 PM
CarDealer3070$25.00$25.0011/2/2009 4:21:32 PM
spitzbergen$25.00$25.0011/2/2009 4:21:36 PM
a-finance-nirvana$100.00$100.0011/2/2009 4:18:43 PM
awwaww$25.00$25.0011/2/2009 4:02:54 PM
Aeroman32$25.00$25.0011/2/2009 4:02:56 PM
flwah$50.00$50.0011/2/2009 4:19:02 PM
museic1$50.00$50.0011/2/2009 4:22:18 PM
dospapalotes$25.00$25.0011/2/2009 4:19:33 PM
radiant-fund$25.00$25.0011/2/2009 4:22:41 PM
bharosa$25.00$25.0011/2/2009 4:09:48 PM
RetiredATC$25.00$25.0011/2/2009 4:22:47 PM
Cai8899$25.00$25.0011/2/2009 4:22:50 PM
ogoog$25.00$25.0011/2/2009 4:10:10 PM
socialbanker$25.00$25.0011/2/2009 4:23:12 PM
cpaphoto$25.00$25.0011/2/2009 4:23:31 PM
wayman$50.00$50.0011/2/2009 4:23:44 PM
income-rocker2$25.00$25.0011/2/2009 4:10:52 PM
iolaire$25.00$25.0011/2/2009 4:11:00 PM
payout-achievement$40.00$40.0011/2/2009 4:20:44 PM
orbiter614$50.00$50.0011/2/2009 4:20:48 PM
gold-disk$50.00$50.0011/2/2009 4:24:06 PM
HeavyDriver03$25.00$25.0011/2/2009 4:24:21 PM
The_Lending_Muscle$25.00$25.0011/2/2009 4:24:25 PM
VBAces$50.00$50.0011/2/2009 4:24:31 PM
JGB$25.00$25.0011/2/2009 4:21:20 PM
kanakakm$25.00$25.0011/2/2009 4:21:23 PM
unclejaef$25.00$25.0011/2/2009 4:21:36 PM
InvestorPartners$25.00$25.0011/2/2009 4:21:58 PM
scottr$25.00$25.0011/2/2009 4:12:35 PM
SNH$50.00$50.0011/2/2009 4:22:08 PM
MrDavid$25.00$25.0011/2/2009 4:12:54 PM
ahalls$25.00$25.0011/2/2009 4:13:08 PM
Josta$50.00$50.0011/2/2009 4:22:37 PM
crenen139$25.00$25.0011/2/2009 4:22:45 PM
techvet$25.00$25.0011/2/2009 4:23:01 PM
ianakacg$25.00$25.0011/2/2009 4:23:06 PM
mstebnicki$25.00$25.0011/2/2009 4:23:23 PM
xstreamin$25.00$25.0011/2/2009 4:23:25 PM
jdrez$25.00$25.0011/2/2009 4:23:34 PM
Dutchhunter$25.00$25.0011/2/2009 4:23:38 PM
VentureExplorer$25.00$25.0011/2/2009 4:23:41 PM
benefit-squirrel$30.00$30.0011/2/2009 4:23:48 PM
andyb9$25.00$25.0011/2/2009 4:23:52 PM
wiltonbound$25.00$25.0011/2/2009 4:23:57 PM
hitsman$50.00$50.0011/2/2009 4:24:16 PM
money2k$25.00$25.0011/2/2009 4:24:22 PM
compoundinterest$50.00$50.0011/2/2009 4:28:11 PM
power-flow6$25.00$25.0011/2/2009 4:17:03 PM
contract-neutron$25.00$25.0011/2/2009 4:17:18 PM
Attract$25.00$25.0011/2/2009 4:26:34 PM
tyson789$100.00$100.0011/2/2009 4:18:10 PM
bonus-antioxidant$25.00$25.0011/2/2009 4:30:23 PM
mmqc$25.00$25.0011/2/2009 4:30:46 PM
point-shooter$25.00$25.0011/2/2009 4:18:54 PM
thedreamer$25.00$25.0011/2/2009 4:19:06 PM
rmachi$25.00$25.0011/2/2009 4:19:16 PM
fllender$25.00$25.0011/2/2009 4:19:48 PM
Cheburashka$25.00$25.0011/2/2009 4:20:37 PM
elated-justice$25.00$25.0011/2/2009 4:20:53 PM
trident9$50.00$50.0011/2/2009 4:29:25 PM
brother_tam$50.00$50.0011/2/2009 4:20:56 PM
active-reward7$25.00$25.0011/2/2009 4:20:58 PM
get30inc$25.00$25.0011/2/2009 4:21:31 PM
Wangersinc$25.00$25.0011/2/2009 4:21:40 PM
kulender$25.00$25.0011/2/2009 4:21:49 PM
gracej$25.00$25.0011/2/2009 4:22:02 PM
personal-lender$25.00$25.0011/2/2009 4:22:05 PM
silver-armada$50.00$50.0011/2/2009 4:22:14 PM
dparkhom$25.00$25.0011/2/2009 4:22:20 PM
Clambake$50.00$50.0011/2/2009 4:22:25 PM
yield-lion$25.00$25.0011/2/2009 4:22:28 PM
sloan$25.00$25.0011/2/2009 4:22:59 PM
capital-duckling$25.00$25.0011/2/2009 4:23:27 PM
lucrative-worth$25.00$22.9411/2/2009 4:31:24 PM
truth-futurist$25.00$25.0011/2/2009 4:23:36 PM
LendGuy$25.00$25.0011/2/2009 4:23:51 PM
bonanza1973$25.00$25.0011/2/2009 4:23:56 PM
agwosdof$50.00$50.0011/2/2009 4:24:01 PM
kmprospeo$25.00$25.0011/2/2009 4:24:13 PM
sparkmeister$25.00$25.0011/2/2009 4:25:00 PM
goofy15975$25.00$25.0011/2/2009 4:28:36 PM
kchen486$25.00$25.0011/2/2009 4:29:17 PM
CULPEPPERGROUP$25.00$25.0011/2/2009 4:30:11 PM
economy-synapse$25.00$25.0011/2/2009 4:36:16 PM
JustMee$25.00$25.0011/2/2009 5:07:42 PM
GeoLender$25.00$25.0011/2/2009 6:23:45 PM
wild-orange$50.00$50.0011/2/2009 7:11:09 PM
minista$25.00$25.0011/2/2009 4:54:05 PM
GeoLender$25.00$25.0011/2/2009 6:24:03 PM
Mojo1$50.00$50.0011/3/2009 8:46:16 AM
favorite-dollar$25.00$25.0011/3/2009 11:55:56 AM
Rulea72$138.68$138.6811/3/2009 12:05:45 PM
Syzygy$25.00$25.0011/3/2009 4:56:39 PM
GrayStudio$50.00$50.0011/3/2009 4:57:22 PM
dt_one$25.00$25.0011/4/2009 4:19:02 PM
well-mannered-income3$25.00$25.0011/5/2009 5:52:45 AM
breadbroker$25.00$25.0011/5/2009 9:41:36 AM
Dollars4Rent$25.00$25.0011/5/2009 2:10:47 PM
golffish2$50.00$50.0011/6/2009 5:58:42 AM
Share-the-wealth$100.00$100.0011/6/2009 6:47:07 AM
tender-ore$25.00$25.0011/6/2009 7:52:52 AM
leverage-monger$50.00$50.0011/6/2009 9:22:11 AM
whiterabbit1874$50.00$50.0011/6/2009 9:27:25 AM
Spring342$50.00$50.0011/6/2009 11:48:37 AM
nalaari$50.00$50.0011/6/2009 12:08:17 PM
JTHarris$50.00$50.0011/6/2009 7:34:52 AM
orbiter614$150.00$150.0011/6/2009 4:27:06 PM
fair_rates$25.00$25.0011/6/2009 5:58:40 PM
MoneyForNothing$25.00$25.0011/6/2009 9:44:43 PM
outofoffice$75.00$75.0011/7/2009 5:20:56 AM
Manta_Rai$29.88$29.8811/7/2009 7:11:50 AM
Bigsaver$25.00$25.0011/6/2009 4:49:55 PM
cac1966$54.44$54.4411/6/2009 4:51:54 PM
Nusk$25.00$25.0011/7/2009 12:52:03 PM
neenerman$100.00$100.0011/7/2009 5:06:14 PM
katnmouse$50.00$50.0011/7/2009 3:54:14 PM
GoldenTicket$75.00$75.0011/7/2009 4:16:57 PM
spiff666$25.00$25.0011/7/2009 4:41:57 PM
McGrufus$51.00$51.0011/6/2009 8:04:31 PM
bonbon224$100.00$100.0011/7/2009 4:58:40 PM
neenerman$100.00$100.0011/7/2009 5:05:34 PM
demszi1978$28.00$28.0011/8/2009 9:12:35 AM
authoritative-social$25.00$25.0011/7/2009 5:22:08 AM
market-network$25.00$25.0011/8/2009 9:45:28 AM
113121$25.00$25.0011/8/2009 5:13:11 PM
durability-colonel$50.00$50.0011/7/2009 10:15:13 AM
crazybill$33.09$33.0911/8/2009 2:07:05 PM
podosphero$34.49$34.4911/7/2009 12:09:12 PM
billnsc$25.00$25.0011/8/2009 5:33:13 PM
rakey$25.00$25.0011/8/2009 7:53:48 PM
Rupees_n_Pesos$50.00$50.0011/9/2009 12:35:35 AM
investment-builder0$25.00$25.0011/9/2009 7:38:00 AM
bizzzond$56.45$56.4511/9/2009 8:48:38 AM
timh537$25.00$25.0011/9/2009 7:53:16 AM
crdcteng$25.00$25.0011/9/2009 9:15:26 AM
sks1$25.00$25.0011/9/2009 9:38:02 AM
toocautious$100.00$100.0011/8/2009 11:30:36 AM
fair-payment4$25.00$25.0011/8/2009 4:41:42 PM
beakerfish$317.84$317.8411/8/2009 5:08:51 PM
mpatrick$100.00$100.0011/9/2009 11:29:17 AM
mformica$50.00$50.0011/9/2009 11:35:11 AM
ramsbladder$25.00$25.0011/9/2009 11:39:11 AM
exciting-fairness$150.00$150.0011/9/2009 11:49:55 AM
blLending$25.00$25.0011/9/2009 11:32:23 AM
felicity-daydream$25.00$25.0011/8/2009 7:25:47 PM
kulender$100.00$100.0011/8/2009 7:54:00 PM
brightest-economy-tsunami$25.00$25.0011/9/2009 3:05:27 PM
PK_USMC$50.00$50.0011/9/2009 3:34:16 PM
leverage-monger$100.00$100.0011/9/2009 8:16:05 AM
leverage-monger$100.00$100.0011/9/2009 3:58:26 PM
scloans$25.00$25.0011/9/2009 3:58:55 PM
tender-gold$30.00$30.0011/9/2009 10:47:26 AM
doacommish$25.00$25.0011/9/2009 11:17:04 AM
maximizer$25.00$25.0011/9/2009 11:45:58 AM
surfingwa$150.00$150.0011/9/2009 12:15:33 PM
efficient-bid2$100.00$100.0011/9/2009 2:30:23 PM
Kelor99$25.00$25.0011/9/2009 3:57:00 PM
ready-loan$25.00$25.0011/2/2009 4:02:45 PM
return-confidant$25.00$25.0011/2/2009 4:03:01 PM
floridass$25.00$25.0011/2/2009 4:09:24 PM
slojudy$25.00$25.0011/2/2009 4:09:45 PM
Auburnmist$25.00$25.0011/2/2009 4:10:13 PM
divemaster$25.00$25.0011/2/2009 4:10:28 PM
mathprof$25.00$25.0011/2/2009 4:10:37 PM
derec$25.00$25.0011/2/2009 4:10:41 PM
hyperchamp$25.00$25.0011/2/2009 4:10:46 PM
hogdriver$25.00$25.0011/2/2009 4:10:53 PM
goingplaces99$25.00$25.0011/2/2009 4:10:57 PM
BankofTony$25.00$25.0011/2/2009 4:10:59 PM
LenderOnWheels$25.00$25.0011/2/2009 4:11:04 PM
mpactlender$25.00$25.0011/2/2009 4:11:26 PM
Plotinus$50.00$50.0011/2/2009 4:11:48 PM
crazycool$25.00$25.0011/2/2009 4:11:58 PM
Raye147$25.00$25.0011/2/2009 4:02:52 PM
intelligent-yield$25.00$25.0011/2/2009 4:03:00 PM
mydreamsagain$25.00$25.0011/2/2009 4:09:38 PM
DrStaff$27.34$27.3411/2/2009 4:13:02 PM
wampum-chorus3$25.00$25.0011/2/2009 4:10:09 PM
KiwiElf$25.00$25.0011/2/2009 4:13:29 PM
kid8549$25.00$25.0011/2/2009 4:13:39 PM
hanuman77$28.79$28.7911/2/2009 4:10:38 PM
ah-long$25.00$25.0011/2/2009 4:10:54 PM
efficient-principal$25.00$25.0011/2/2009 4:14:59 PM
Weaverville$25.00$25.0011/2/2009 4:12:07 PM
beyondmanagement$25.00$25.0011/2/2009 4:13:07 PM
jenq0001$25.00$25.0011/2/2009 4:13:20 PM
Aimvest$25.00$25.0011/2/2009 4:17:00 PM
Boca$25.00$25.0011/2/2009 4:17:16 PM
miked8303$25.00$25.0011/2/2009 4:14:26 PM
blackstar$25.00$25.0011/2/2009 4:18:31 PM
Heatguy$25.00$25.0011/2/2009 4:16:26 PM
LEWK25$25.00$25.0011/2/2009 4:18:50 PM
charming-point$100.00$100.0011/2/2009 4:16:48 PM
blue-liberty-gourd$25.00$25.0011/2/2009 4:17:11 PM
shingu79$50.00$50.0011/2/2009 4:17:22 PM
justice-dna$25.00$25.0011/2/2009 4:20:34 PM
Syzygy$25.00$25.0011/2/2009 4:21:14 PM
SDNLR$25.00$25.0011/2/2009 4:21:52 PM
brightest-income-hunter$25.00$25.0011/2/2009 4:03:02 PM
Champpilot$50.00$50.0011/2/2009 4:22:19 PM
Rogesparkguy$25.00$25.0011/2/2009 4:09:19 PM
revenue-kazoo$25.00$25.0011/2/2009 4:22:32 PM
valiant-p2p$25.00$25.0011/2/2009 4:19:37 PM
latestone$25.00$25.0011/2/2009 4:09:35 PM
vcbogan$100.00$100.0011/2/2009 4:22:34 PM
Breakfast_Gypsy$25.00$25.0011/2/2009 4:09:46 PM
credit-kahuna$100.00$100.0011/2/2009 4:19:43 PM
courteous-deal8$25.00$25.0011/2/2009 4:22:49 PM
westsidehighway$25.00$25.0011/2/2009 4:23:17 PM
dimitrip1024$25.00$25.0011/2/2009 4:10:27 PM
laredotornado$25.00$25.0011/2/2009 4:23:28 PM
Aquani$50.00$50.0011/2/2009 4:23:39 PM
iruz$50.00$50.0011/2/2009 4:20:45 PM
wrighco$25.00$25.0011/2/2009 4:24:04 PM
lagnisiruk$25.00$25.0011/2/2009 4:24:09 PM
bigwig633$25.00$25.0011/2/2009 4:24:19 PM
EnigmaNYC-29$25.00$25.0011/2/2009 4:20:59 PM
booksleuth$50.00$50.0011/2/2009 4:12:04 PM
the-silver-blaster$60.00$60.0011/2/2009 4:21:29 PM
five-star-note$25.00$25.0011/2/2009 4:12:13 PM
Banker7371$25.00$25.0011/2/2009 4:21:48 PM
transparency-giant$50.00$50.0011/2/2009 4:12:24 PM
YogaDude34$50.00$50.0011/2/2009 4:21:53 PM
Havana21$50.00$50.0011/2/2009 4:21:56 PM
czar3$30.00$30.0011/2/2009 4:22:04 PM
dinobuddy$25.00$25.0011/2/2009 4:13:04 PM
swoosh$25.00$25.0011/2/2009 4:22:36 PM
oodkim84oo$40.00$40.0011/2/2009 4:13:19 PM
kenji4861$50.00$50.0011/2/2009 4:26:14 PM
MissionMicroFinance$25.00$25.0011/2/2009 4:22:43 PM
bchen78875$25.00$25.0011/2/2009 4:22:55 PM
chicco$80.00$80.0011/2/2009 4:23:03 PM
exact-justice$25.00$25.0011/2/2009 4:23:46 PM
jtradition$34.88$34.8811/2/2009 4:15:05 PM
Walkingcowboy$25.00$25.0011/2/2009 4:28:32 PM
d_grbg$25.00$25.0011/2/2009 4:16:50 PM
generosity-neutrino$25.00$25.0011/2/2009 4:29:58 PM
icontender$25.00$25.0011/2/2009 4:18:37 PM
wise-spirited-nickel$25.00$25.0011/2/2009 4:18:56 PM
BlindProphet$25.00$25.0011/2/2009 4:28:04 PM
DukSerduk$25.00$25.0011/2/2009 4:20:07 PM
AF-Chief$35.00$35.0011/2/2009 4:21:43 PM
wise-extraordinary-loot$30.00$30.0011/2/2009 4:21:46 PM
fervent-repayment$25.00$25.0011/2/2009 4:30:08 PM
anton$50.00$50.0011/2/2009 4:21:59 PM
rolandweary$40.00$40.0011/2/2009 4:22:12 PM
Artist_Blue$25.00$25.0011/2/2009 4:22:16 PM
bonus-buddy2$35.00$35.0011/2/2009 4:22:23 PM
trapper569$25.00$25.0011/2/2009 4:22:39 PM
JohnW12$25.00$25.0011/2/2009 4:22:53 PM
greenwell$50.00$50.0011/2/2009 4:30:54 PM
WalnutCreekguy$33.00$33.0011/2/2009 4:22:57 PM
jeg3k$25.00$25.0011/2/2009 4:23:04 PM
Sam65$25.00$25.0011/2/2009 4:23:09 PM
youqianderen$50.00$50.0011/2/2009 4:23:14 PM
poeman$25.00$25.0011/2/2009 4:23:18 PM
Dunndeal4u$25.00$25.0011/2/2009 4:23:21 PM
ThomasCrown$30.00$30.0011/2/2009 4:23:33 PM
aasx1108$25.00$25.0011/2/2009 4:23:49 PM
slartibardfast$25.00$25.0011/2/2009 4:23:54 PM
Approved1234$25.00$25.0011/2/2009 4:23:58 PM
financial-frenzy$25.00$25.0011/2/2009 4:24:08 PM
wings2fly$25.00$25.0011/2/2009 4:24:23 PM
GElender$50.00$50.0011/2/2009 4:24:26 PM
CallMeBen$25.00$25.0011/2/2009 4:27:17 PM
abidos$25.00$25.0011/2/2009 4:27:24 PM
responsibility-butterfly$25.00$25.0011/2/2009 4:28:56 PM
dionysus03$25.00$25.0011/2/2009 4:29:09 PM
neighborly-hope6$100.00$100.0011/2/2009 4:29:32 PM
nuclearmoose$25.00$25.0011/2/2009 4:30:34 PM
economy-popcorn$25.00$25.0011/2/2009 8:33:13 PM
twjh$25.00$25.0011/3/2009 6:03:50 AM
DHolly$25.00$25.0011/3/2009 6:15:39 AM
blot44$25.00$25.0011/2/2009 7:15:53 PM
linda78$25.00$25.0011/3/2009 11:28:47 AM
PR05P3RToday$25.00$25.0011/3/2009 1:04:05 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:56 PM
interstellar$50.00$50.0011/3/2009 4:55:19 PM
arenangelchild$100.00$100.0011/3/2009 4:55:49 PM
debtcollector$250.00$250.0011/3/2009 9:56:55 PM
steiglends$50.00$50.0011/4/2009 4:39:09 AM
rmpedi33$100.00$100.0011/4/2009 8:20:13 AM
buckyhead2000$25.00$25.0011/4/2009 10:59:48 AM
asset-numero-uno$100.00$100.0011/4/2009 2:29:05 PM
FundMaker$25.00$25.0011/4/2009 7:48:47 PM
sparkling-income$50.00$50.0011/5/2009 5:18:58 PM
iem2509$25.00$25.0011/5/2009 7:31:24 PM
Ryan13$33.00$33.0011/5/2009 9:27:58 PM
cloud8$25.00$25.0011/5/2009 8:48:51 PM
leverage-monger$50.00$50.0011/6/2009 9:23:11 AM
visionary-deal3$100.00$100.0011/6/2009 11:23:44 AM
leverage-monger$50.00$50.0011/6/2009 12:11:24 PM
JAB$50.00$50.0011/6/2009 4:10:05 PM
unger$100.00$100.0011/6/2009 4:12:23 PM
danielamity$123.46$123.4611/6/2009 4:32:18 PM
jcw3rd$25.00$25.0011/6/2009 7:31:56 PM
building_community$25.00$25.0011/6/2009 8:46:30 PM
zippy-platinum$25.00$25.0011/6/2009 9:51:54 PM
organic-platinum$25.00$25.0011/7/2009 5:11:18 AM
smart-gold$25.00$25.0011/7/2009 8:48:49 AM
leodaguy$25.00$25.0011/7/2009 9:41:27 AM
HarryGuerrilla$25.00$25.0011/7/2009 9:52:57 AM
AlwaysA-Chief$50.00$50.0011/7/2009 9:33:43 AM
neenerman$100.00$100.0011/7/2009 5:04:54 PM
KSF$25.00$25.0011/7/2009 6:44:03 PM
glazeddonuts$25.00$25.0011/6/2009 8:08:21 PM
neenerman$100.00$100.0011/7/2009 5:05:13 PM
Metasequoia$25.00$25.0011/6/2009 9:13:54 PM
CymruAmByth$50.00$50.0011/8/2009 6:27:05 AM
GOPHERBOY$100.00$100.0011/7/2009 8:34:01 PM
lender124$50.00$50.0011/8/2009 8:29:11 AM
KrisKringle$28.00$28.0011/7/2009 4:12:15 AM
jguerrajr$55.67$55.6711/8/2009 5:35:59 AM
enticing-treasure5$25.00$25.0011/8/2009 9:13:42 AM
leverage-monger$50.00$50.0011/8/2009 2:54:03 PM
Svigel$29.48$29.4811/8/2009 6:04:06 PM
cashman07$28.00$28.0011/8/2009 5:35:54 PM
favorite-commerce$25.00$25.0011/7/2009 1:41:46 PM
neenerman$100.00$100.0011/7/2009 5:05:53 PM
oldman68$25.00$25.0011/8/2009 8:14:14 PM
Bieling$25.00$25.0011/7/2009 8:14:34 PM
sparkling-contract7$25.00$25.0011/7/2009 8:23:44 PM
Quid-Pro-Quo$25.00$25.0011/8/2009 9:13:27 PM
bigmacbeef$25.00$25.0011/7/2009 8:47:39 PM
rakey$25.00$25.0011/8/2009 9:34:07 PM
emitt3140$25.00$25.0011/9/2009 7:12:12 AM
triumph329$25.00$25.0011/8/2009 7:10:33 AM
AF-Chief$55.00$55.0011/9/2009 8:27:32 AM
rdrloan$25.00$25.0011/9/2009 7:16:45 AM
selfmademan$25.00$25.0011/9/2009 9:12:49 AM
Simply2fly$25.00$25.0011/9/2009 9:18:15 AM
Kyileo$50.00$50.0011/9/2009 10:17:42 AM
Feyenoord$25.00$25.0011/8/2009 12:33:41 PM
IP$50.00$50.0011/9/2009 10:41:55 AM
Moby$25.48$25.4811/9/2009 10:38:31 AM
texrob20$25.00$25.0011/9/2009 11:25:57 AM
hutmacher$48.85$48.8511/9/2009 12:06:11 PM
wealth-grasshopper0$150.70$150.7011/9/2009 1:01:32 PM
Marco83$29.76$29.7611/9/2009 5:06:18 AM
Patrician$100.00$100.0011/9/2009 7:07:22 AM
Lender50$25.00$25.0011/9/2009 7:20:45 AM
ManhattanLender$25.00$25.0011/9/2009 3:22:29 PM
wwwUniversal$25.00$25.0011/9/2009 3:47:32 PM
Engineer44$25.00$25.0011/9/2009 4:01:50 PM
PotBellyPete$50.00$50.0011/9/2009 8:38:13 AM
ehvertherman$26.78$26.7811/9/2009 10:38:29 AM
jybank$25.00$25.0011/9/2009 3:01:50 PM
nalaari$50.00$50.0011/9/2009 4:00:23 PM
385 bids
 
Borrower Payment Dependent Notes Series 431188
This series of Notes was issued and sold upon the funding of the borrower loan #39461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 29.81% Starting monthly payment: $123.23
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 27.31% Final monthly payment: $119.28
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Nov-1987 Debt/Income ratio: 23%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 10 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:4y 4m
Amount delinquent: $0 Revolving credit balance: $2,511 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: startingover4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
getting back in control
Purpose of loan:
This loan will be used to?
I want to get rid of a payday loan I had to take out due to my landlord not paying his morgtage company and having to move with no notice. I incurred alot of additional expense. I am looking to combine 4 smaller bills into one payment.
My financial situation:
I am a good candidate for this loan because? I pay my debt. I have employment, have been in same field since 1983. I have a steady 2nd job.
I also at this time am buying my current home on contract is a mobile home but I am on title with contract owner.
Monthly net income: $ 2250.00 job one plus commision can range from zero to 4k in a month. 2nd job is 350.00 a week takehome.

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 120.00
??Car expenses: $ 400.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0011/2/2009 4:39:33 PM
zento$25.00$25.0011/2/2009 4:41:12 PM
forthright-dedication$25.00$25.0011/3/2009 8:24:21 PM
4mydaughterseducation$30.00$30.0011/3/2009 7:14:30 PM
hellasow$25.00$25.0011/5/2009 11:40:41 AM
ag-ventures$25.00$25.0011/5/2009 12:27:34 PM
jjsparks28$100.00$100.0011/5/2009 6:31:00 PM
m60gpmg$50.00$50.0011/6/2009 9:23:52 AM
mercuriant$25.00$25.0011/6/2009 9:38:51 AM
Digs$25.00$25.0011/6/2009 4:49:45 PM
a-finance-nirvana$200.00$200.0011/7/2009 6:25:46 AM
AAe$80.00$80.0011/7/2009 11:08:12 AM
VT2VA$25.00$25.0011/7/2009 2:21:12 PM
aspire2grow$25.00$25.0011/7/2009 2:40:20 PM
fantastic-cash$25.00$25.0011/6/2009 5:29:42 PM
upbeat-wealth$25.00$25.0011/7/2009 1:11:19 PM
VT2VA$25.00$25.0011/7/2009 2:21:40 PM
glazeddonuts$27.94$27.9411/6/2009 8:10:31 PM
CatbirdBanking$25.00$25.0011/6/2009 8:39:23 PM
betula$25.00$25.0011/7/2009 6:48:48 PM
icon7$30.00$30.0011/7/2009 7:50:18 PM
Taho$27.00$27.0011/8/2009 10:58:09 AM
PotBellyPete$100.00$100.0011/8/2009 12:10:45 PM
autonomous-power$75.00$75.0011/8/2009 5:08:32 PM
Feyenoord$36.27$36.2711/7/2009 1:30:00 PM
liquidhorse$25.00$25.0011/7/2009 7:24:15 PM
turbobunny$25.00$25.0011/8/2009 8:11:46 PM
balanced-return5$50.00$50.0011/9/2009 7:50:21 AM
well-mannered-income3$25.00$25.0011/9/2009 6:52:04 AM
silverloan$50.00$50.0011/9/2009 9:23:57 AM
Kyileo$50.00$50.0011/9/2009 10:20:26 AM
rakey$25.00$25.0011/8/2009 7:58:52 PM
carmat60$25.00$25.0011/8/2009 9:44:05 PM
daekpon$40.00$40.0011/9/2009 2:17:36 PM
sorace$50.00$50.0011/9/2009 5:35:23 AM
Leshan$50.00$50.0011/9/2009 7:48:12 AM
fireferd$100.00$100.0011/9/2009 4:01:24 PM
selfmademan$25.00$25.0011/9/2009 9:10:45 AM
suzanny$25.00$25.0011/9/2009 10:33:51 AM
reflective-rupee$100.00$100.0011/2/2009 4:44:48 PM
wild-orange$50.00$50.0011/2/2009 6:59:40 PM
foothillender$25.00$25.0011/3/2009 8:09:55 AM
felicity-daydream$25.00$25.0011/3/2009 7:20:46 AM
LarryNY$25.00$25.0011/3/2009 7:53:45 AM
portfolio-turbine$25.00$25.0011/3/2009 7:08:43 PM
DNRTravels$50.00$50.0011/3/2009 9:22:38 PM
goofy15975$25.00$25.0011/4/2009 10:02:27 AM
portfolio-turbine$50.00$50.0011/4/2009 5:08:32 PM
loanman2007$50.00$50.0011/5/2009 7:20:46 AM
CMDCO$50.00$50.0011/5/2009 2:46:43 PM
marwadi-62$25.00$25.0011/5/2009 3:57:12 PM
MOVet$25.00$25.0011/5/2009 5:50:47 PM
GCSS$25.00$25.0011/5/2009 6:49:33 PM
nanaof7$25.00$25.0011/6/2009 9:52:13 AM
realtormoises$25.00$25.0011/6/2009 5:52:45 PM
farchoir$30.53$30.5311/6/2009 4:45:50 PM
momoney2lend$25.00$25.0011/6/2009 8:39:31 PM
Leopoldine$25.50$25.5011/6/2009 9:30:56 PM
site_ml$25.00$25.0011/6/2009 6:25:05 PM
jcw3rd$25.00$25.0011/6/2009 7:39:49 PM
spiff666$25.00$25.0011/7/2009 4:49:01 PM
PapaBear55$25.00$25.0011/6/2009 5:37:59 PM
MathProfessor$25.00$25.0011/8/2009 11:22:56 AM
authoritative-social$25.00$25.0011/7/2009 3:33:33 PM
exciting-fairness$50.00$33.5611/9/2009 5:13:39 AM
rmachi$25.00$25.0011/9/2009 8:10:03 AM
scroooge$25.00$25.0011/9/2009 9:37:49 AM
bitano$30.00$30.0011/8/2009 10:54:58 AM
brodav$50.00$50.0011/9/2009 10:22:46 AM
hutmacher$50.00$50.0011/9/2009 12:05:38 PM
malomar66$25.20$25.2011/9/2009 12:11:03 PM
dynamic-fairness$25.00$25.0011/9/2009 2:25:20 PM
gabrielcharlie$30.00$30.0011/9/2009 2:38:51 PM
jybank$25.00$25.0011/9/2009 3:03:02 PM
dudebrah$25.00$25.0011/9/2009 12:03:19 PM
Isotope$25.00$25.0011/9/2009 12:09:14 PM
himistu22$29.00$29.0011/9/2009 1:28:07 PM
eboomer2611$25.00$25.0011/9/2009 1:40:08 PM
r1w$25.00$25.0011/9/2009 1:58:28 PM
seajab$25.00$25.0011/9/2009 3:39:49 PM
Engineer44$25.00$25.0011/9/2009 4:02:23 PM
81 bids
 
Borrower Payment Dependent Notes Series 431294
This series of Notes was issued and sold upon the funding of the borrower loan #39455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 26.99% Starting borrower rate/APR: 27.99% / 30.34% Starting monthly payment: $186.11
Final lender yield: 26.99% Final borrower rate/APR: 27.99% / 30.34% Final monthly payment: $186.11
 
Auction yield range: 8.29% - 26.99% Estimated loss impact: 7.15%  
Lender servicing fee: 1.00% Estimated return: 19.84%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-1992 Debt/Income ratio: 35%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 11 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:1y 8m
Amount delinquent: $0 Revolving credit balance: $63,473 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 86%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: ezerkd Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,200.00< mo. late: 0 ( 0% )  
640-659 (Aug-2009)
680-699 (Jul-2009)
640-659 (Dec-2007)
700-719 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Paying of a Loan
Purpose of loan:
This loan will be used to refinance an existing loan.? I currently have an existing loan that I owe approximately 4500.00 on.? I currently pay $400.00 a month on this loan.? The Prosper loan will allow for me to refinance my existing loan and give me a little longer to pay it off.? I hope to repay this loan in less than a two year period.? I have been current on all of my debts and plan to do so in the future.? Thank you in advance for viewing this listing.

My financial situation:
I am a good candidate for this loan because I have to continued to stay current with all of my debts and have paid some off in advance.? My goal is to be debt free within the next five years.? This loan will allow for me to reduce my monthly payments by about $200.00.? This loan will allow for me to put more money towards higher interest rate loans.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $?250.00
??Insurance: $ 500.00
??Car expenses: $ 600.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 2500.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flexible-economy2$25.00$25.0011/2/2009 4:13:54 PM
efficient-principal$25.00$25.0011/2/2009 4:35:07 PM
reflective-rupee$25.00$25.0011/2/2009 4:35:52 PM
JustMee$25.00$25.0011/2/2009 5:12:44 PM
well-mannered-income3$25.00$25.0011/4/2009 7:44:24 AM
101010$100.00$100.0011/4/2009 6:14:27 AM
101010$25.00$25.0011/4/2009 6:15:10 AM
reflective-rupee$25.00$25.0011/4/2009 10:54:24 PM
reflective-rupee$50.00$50.0011/5/2009 4:34:09 PM
carrinel$100.00$100.0011/6/2009 6:36:17 AM
Syzygy$25.00$25.0011/6/2009 12:31:00 PM
MoneyForNothing$25.00$25.0011/6/2009 10:17:45 PM
credit-coach118$25.00$25.0011/7/2009 6:06:50 PM
dcoggins$25.00$25.0011/8/2009 5:46:48 AM
reflective-rupee$25.00$25.0011/8/2009 8:58:20 PM
reflective-rupee$50.00$50.0011/8/2009 8:59:37 PM
reflective-rupee$50.00$50.0011/8/2009 9:00:11 PM
reflective-rupee$25.00$25.0011/8/2009 8:58:55 PM
reflective-rupee$100.00$100.0011/8/2009 9:01:12 PM
a-finance-nirvana$250.00$250.0011/9/2009 5:33:31 AM
well-mannered-income3$25.00$25.0011/9/2009 9:50:38 AM
mystss$50.00$50.0011/9/2009 10:38:48 AM
meers2000$25.00$25.0011/9/2009 11:09:59 AM
Sol_Invictus$25.00$25.0011/9/2009 11:26:30 AM
exciting-fairness$150.00$150.0011/9/2009 11:53:10 AM
rakey$25.00$25.0011/9/2009 11:57:41 AM
reflective-rupee$100.00$100.0011/8/2009 9:00:41 PM
sparkling-contract7$25.00$25.0011/9/2009 1:41:18 PM
building_community$25.00$25.0011/9/2009 3:22:38 PM
lender12345$25.00$25.0011/9/2009 3:22:52 PM
payout-reaction740$25.00$25.0011/9/2009 12:52:46 PM
just-trade0$36.00$36.0011/9/2009 2:53:22 PM
wwwUniversal$25.00$25.0011/9/2009 3:50:14 PM
wild-orange$100.00$100.0011/9/2009 4:02:13 PM
frugalinvestor20$25.00$25.0011/2/2009 4:13:58 PM
tnjohnso$25.00$25.0011/2/2009 5:01:00 PM
tracyjo$25.00$25.0011/2/2009 7:02:39 PM
return-grizzly$100.00$100.0011/3/2009 4:35:56 PM
101010$25.00$25.0011/4/2009 6:15:28 AM
SFBank$200.00$200.0011/4/2009 7:54:36 PM
rhin0cerx$44.83$44.8311/5/2009 7:48:47 AM
Bobafet$25.00$25.0011/6/2009 10:16:15 AM
Rockymtnhi$41.00$41.0011/6/2009 12:10:16 PM
hkme$50.00$50.0011/6/2009 4:50:33 PM
Top_Gun_Lender$51.00$51.0011/6/2009 11:25:04 PM
hellasow$25.00$25.0011/7/2009 5:20:06 AM
Virtuallending$50.00$50.0011/7/2009 2:08:15 PM
Onlyhappycustomers$25.00$25.0011/8/2009 5:42:41 AM
113121$25.00$25.0011/8/2009 5:15:20 PM
reflective-rupee$25.00$25.0011/8/2009 8:58:37 PM
reflective-rupee$50.00$50.0011/8/2009 8:59:53 PM
reflective-rupee$150.00$150.0011/8/2009 9:01:57 PM
reflective-rupee$50.00$50.0011/8/2009 8:59:25 PM
reflective-rupee$100.00$100.0011/8/2009 9:00:54 PM
enthusiastic-balance5$400.00$400.0011/9/2009 7:57:25 AM
vennp$30.00$30.0011/9/2009 10:11:17 AM
pious-gain$25.00$25.0011/9/2009 10:18:58 AM
GolfStud$135.00$135.0011/9/2009 11:45:01 AM
AuroraRobbin$50.00$50.0011/9/2009 11:57:14 AM
surfingwa$102.79$102.7911/9/2009 12:19:26 PM
tearingstar$30.00$30.0011/9/2009 12:15:26 PM
reflective-rupee$100.00$100.0011/8/2009 8:58:06 PM
reflective-rupee$100.00$100.0011/8/2009 9:00:26 PM
reflective-rupee$100.00$100.0011/8/2009 9:01:35 PM
smart-gain$25.00$25.0011/8/2009 9:48:44 PM
gelt4u$25.00$25.0011/9/2009 5:19:48 AM
gabrielcharlie$38.76$38.7611/9/2009 2:45:13 PM
reflective-rupee$1,000.00$215.6211/9/2009 9:48:41 AM
Ronnieboy888$25.00$25.0011/9/2009 10:07:34 AM
dudebrah$25.00$25.0011/9/2009 12:15:35 PM
shrewd-income$25.00$25.0011/9/2009 12:38:02 PM
113121$200.00$200.0011/9/2009 2:14:52 PM
TakeCare$25.00$25.0011/9/2009 3:42:26 PM
Engineer44$25.00$25.0011/9/2009 4:03:18 PM
74 bids
 
Borrower Payment Dependent Notes Series 431408
This series of Notes was issued and sold upon the funding of the borrower loan #39438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 8.19% Starting borrower rate/APR: 9.19% / 9.53% Starting monthly payment: $127.55
Final lender yield: 8.19% Final borrower rate/APR: 9.19% / 9.53% Final monthly payment: $127.55
 
Auction yield range: 3.29% - 8.19% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 7.59%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: May-1987 Debt/Income ratio: 12%
Credit score: 780-799 (Nov-2009) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 16Length of status:7y 3m
Amount delinquent: $0 Revolving credit balance: $2,676 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 16%Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: worthy-justice Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Roof and Garage Repairs
Purpose of loan:
This loan will be used to put a new roof on my house and garage and some garage repairs.

My financial situation:
I am a good candidate for this loan because I understand the value of money.? I have been through money troubles in the past and have become disciplined in my budgeting and repayments.? I have been able to use savings and cash for all my expenses for the last 4 years, rather than using a credit card - something I am very proud of.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
responsibility-butterfly$25.00$25.0011/2/2009 4:28:58 PM
enchanted-cash$25.00$25.0011/3/2009 6:49:39 PM
a-finance-nirvana$300.00$300.0011/4/2009 1:53:46 PM
wrighco$25.00$25.0011/4/2009 1:53:51 PM
MetraLynn$25.00$25.0011/4/2009 1:53:56 PM
blue-liberty-gourd$25.00$25.0011/4/2009 1:54:01 PM
davez0r$25.00$25.0011/4/2009 1:54:06 PM
zoomdrm57$100.00$100.0011/4/2009 1:54:14 PM
anton$250.00$250.0011/4/2009 1:53:43 PM
orbiter614$50.00$50.0011/4/2009 1:53:45 PM
cloud8$25.00$25.0011/4/2009 1:53:52 PM
kegs$100.00$100.0011/4/2009 1:53:57 PM
rmachi$25.00$25.0011/4/2009 1:54:03 PM
lucrative-worth$25.00$25.0011/4/2009 1:54:09 PM
wise-bonus-honker$25.00$25.0011/4/2009 1:54:22 PM
steady-gain5$25.00$25.0011/4/2009 1:54:42 PM
larrybird$100.00$100.0011/4/2009 1:53:46 PM
mla$25.00$25.0011/4/2009 1:53:48 PM
kchen486$25.00$25.0011/4/2009 1:53:55 PM
Fortuno_per_commodo$50.00$50.0011/4/2009 1:54:04 PM
supreme-hope$25.00$25.0011/4/2009 1:54:05 PM
SnE$25.00$25.0011/4/2009 1:54:10 PM
alex189a$25.00$25.0011/4/2009 1:54:16 PM
roto$25.00$25.0011/4/2009 1:54:23 PM
vegibenz$25.00$25.0011/4/2009 1:54:26 PM
1SteelerFan$50.00$50.0011/4/2009 10:06:28 PM
Iloanyoumoney$25.00$25.0011/5/2009 10:04:53 AM
creative-agreement$25.00$25.0011/5/2009 7:58:58 AM
blue-courageous-justice$38.75$38.7511/5/2009 5:06:16 AM
888168$25.00$25.0011/5/2009 2:36:37 PM
credit-coach118$25.00$25.0011/5/2009 2:59:31 PM
silvip$25.00$25.0011/5/2009 9:05:18 PM
iolaire$25.00$25.0011/6/2009 8:07:59 AM
RochelleW$50.00$50.0011/6/2009 9:12:10 AM
manako$100.00$100.0011/6/2009 9:34:48 AM
GeoLender$25.00$25.0011/6/2009 2:41:29 AM
minista$25.00$25.0011/6/2009 2:45:12 AM
argentina78$25.00$25.0011/6/2009 10:49:46 AM
five-star-asset$25.00$25.0011/6/2009 11:11:24 AM
Syzygy$25.00$25.0011/6/2009 12:31:29 PM
planet613$50.00$50.0011/6/2009 12:52:35 PM
Rattlehead$50.00$50.0011/6/2009 3:14:31 PM
RochelleW$50.00$50.0011/6/2009 9:36:18 AM
asset-numero-uno$100.00$100.0011/2/2009 4:44:04 PM
flwah$25.00$25.0011/3/2009 8:45:24 AM
pietro_torna_indietro$25.00$25.0011/3/2009 8:52:03 PM
heavy_ax$25.00$25.0011/4/2009 1:53:49 PM
108lender$200.00$200.0011/4/2009 1:53:54 PM
coloradocash$25.00$25.0011/4/2009 1:53:59 PM
TandyJames$50.00$50.0011/4/2009 1:54:02 PM
value-pouch$25.00$25.0011/4/2009 1:54:08 PM
payout-point$25.00$25.0011/4/2009 1:54:41 PM
five-star-note$25.00$25.0011/4/2009 1:53:45 PM
tender-ore$25.00$25.0011/4/2009 1:53:47 PM
Invest4kids$25.00$25.0011/4/2009 1:53:54 PM
golden-yield$25.00$25.0011/4/2009 1:54:00 PM
respectful-note$25.00$25.0011/4/2009 1:54:07 PM
saihu$25.00$25.0011/4/2009 1:54:15 PM
community-champ3$25.00$25.0011/4/2009 1:54:21 PM
rellotsf$25.00$25.0011/4/2009 2:33:46 PM
abuyama22$50.00$50.0011/4/2009 1:53:48 PM
mamayama$25.00$25.0011/4/2009 1:53:53 PM
hoopdeez$25.00$25.0011/4/2009 1:53:58 PM
elegant-bonus$50.00$50.0011/4/2009 1:54:04 PM
wise-spirited-nickel$100.00$100.0011/4/2009 1:54:07 PM
GatorBux$50.00$50.0011/4/2009 1:54:13 PM
spruce2$25.00$25.0011/4/2009 6:34:30 PM
honorable-treasure$25.00$25.0011/4/2009 4:54:09 PM
Money_Lender2$50.00$50.0011/5/2009 7:17:21 AM
Hondo$50.00$50.0011/5/2009 12:26:17 PM
favorite-dollar$25.00$25.0011/5/2009 5:49:08 AM
community-pipeline$25.00$25.0011/5/2009 11:48:30 AM
GOPHERBOY$40.00$40.0011/5/2009 9:34:36 AM
Moxman125$25.00$25.0011/5/2009 3:54:16 PM
seineil$50.00$50.0011/6/2009 1:07:29 AM
GeoLender$25.00$25.0011/6/2009 2:41:44 AM
Boca$25.00$25.0011/6/2009 4:10:05 AM
the-money-gargantuan$25.00$25.0011/6/2009 2:34:03 AM
don'twannadance$50.00$50.0011/6/2009 5:08:20 AM
kirkjerk$25.00$25.0011/6/2009 5:32:39 AM
FundMaker$25.00$25.0011/6/2009 7:17:42 AM
Steveoo1$25.00$25.0011/6/2009 9:35:26 AM
GeoLender$25.00$25.0011/6/2009 2:41:12 AM
fuzed$25.00$25.0011/6/2009 5:35:23 AM
Dollars4Rent$25.00$25.0011/6/2009 12:04:58 PM
naina_my_daughter$200.00$200.0011/6/2009 12:01:38 PM
responsive-listing$25.00$6.0011/6/2009 2:00:52 PM
loanfairy$25.00$25.0011/6/2009 3:37:38 PM
StrongMonty$25.25$25.2511/6/2009 1:04:52 PM
CAGE$40.00$40.0011/6/2009 1:21:57 PM
ClearLake$25.00$25.0011/6/2009 4:04:08 PM
tremendous-payment$25.00$25.0011/6/2009 4:04:10 PM
92 bids
 
Borrower Payment Dependent Notes Series 431418
This series of Notes was issued and sold upon the funding of the borrower loan #39429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 30.32% Starting borrower rate/APR: 31.32% / 33.72% Starting monthly payment: $259.07
Final lender yield: 25.45% Final borrower rate/APR: 26.45% / 28.78% Final monthly payment: $243.18
 
Auction yield range: 11.29% - 30.32% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Sep-1993 Debt/Income ratio: 29%
Credit score: 700-719 (Nov-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 42Length of status:3y 7m
Amount delinquent: $0 Revolving credit balance: $13,165 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 64%Stated income:$25,000-$49,999
Delinquencies in last 7y: 28 Homeownership: No  
Inquiries last 6m: 2    
Screen name: intuitive-listing8 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying of my credit cards
That is my son in the pic



This loan will be used to? To help me pay off my higher interest credit cards. To build a relationship with prosper community for future help if needed.

My financial situation:
I am a good candidate for this loan because?? I am a Psychotherapist and I have a consistent income working at a Mental Health Center.? I pay my bills on time. I? own my own mobile home. Please feel free to ask me any question.

Monthly net income: $ 2,920.00

Monthly expenses: $ 2150.00
??Housing: $ 500.00
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
three-for-6$50.00$50.0011/2/2009 4:10:29 PM
enriched-dollar$25.00$25.0011/2/2009 4:10:33 PM
blue_skies_ahead$25.00$25.0011/2/2009 4:12:33 PM
javajahn$25.00$25.0011/2/2009 4:12:57 PM
cannon559$25.00$25.0011/2/2009 4:10:35 PM
Ragnar$25.00$25.0011/2/2009 4:12:51 PM
deal-pioneer1$25.00$25.0011/2/2009 4:16:19 PM
TheYellowDart$25.00$25.0011/2/2009 4:17:38 PM
PayItForward09$25.00$25.0011/2/2009 4:17:49 PM
the-silver-blaster$25.00$25.0011/2/2009 4:15:36 PM
mtquan$25.00$25.0011/2/2009 4:15:47 PM
YogaDude34$25.00$25.0011/2/2009 4:15:53 PM
delivery$25.00$25.0011/2/2009 4:16:00 PM
equitable-credit0$25.00$25.0011/2/2009 4:16:13 PM
Hondo$25.00$25.0011/2/2009 4:19:22 PM
GMPK_TLAS$25.00$25.0011/2/2009 4:19:25 PM
value-pole$25.00$25.0011/2/2009 4:17:31 PM
Payasoup$30.95$30.9511/2/2009 4:18:40 PM
green-discrete-responsibility$25.00$25.0011/2/2009 4:18:51 PM
uncleegg$25.00$25.0011/2/2009 4:19:15 PM
AceInTheHole$25.00$25.0011/2/2009 4:09:16 PM
TaoPooh$25.00$25.0011/2/2009 4:09:56 PM
Sirenisis$25.00$25.0011/2/2009 4:10:21 PM
JD-01$25.00$25.0011/2/2009 4:10:36 PM
five-star-note$25.00$25.0011/2/2009 4:11:09 PM
value-microscope$25.00$25.0011/2/2009 4:24:57 PM
zone8$100.00$100.0011/2/2009 4:12:15 PM
beezling$52.00$52.0011/2/2009 4:25:04 PM
108lender$75.00$75.0011/2/2009 4:25:08 PM
honorable-yield$25.00$25.0011/2/2009 4:25:48 PM
TheBaldGuy$25.00$25.0011/2/2009 4:12:59 PM
srfb973$35.00$35.0011/2/2009 4:14:29 PM
efficient-principal$25.00$25.0011/2/2009 4:15:28 PM
wrighco$25.00$25.0011/2/2009 4:15:45 PM
VBAces$25.00$25.0011/2/2009 4:15:50 PM
anton$25.00$25.0011/2/2009 4:24:53 PM
charming-point$50.00$50.0011/2/2009 4:25:19 PM
tallmon$25.00$25.0011/2/2009 4:25:22 PM
Evan_Safe$25.00$25.0011/2/2009 4:16:22 PM
treasure-bliss$50.00$50.0011/2/2009 4:25:31 PM
atothez$25.00$25.0011/2/2009 4:17:52 PM
Cash_Angel$25.00$25.0011/2/2009 4:17:54 PM
icontender$25.00$25.0011/2/2009 4:18:38 PM
w3alter$50.00$50.0011/2/2009 4:18:59 PM
djh47a$25.00$25.0011/2/2009 4:19:18 PM
elegant-bonus$25.00$25.0011/2/2009 4:19:29 PM
Dubbs360$50.00$50.0011/2/2009 4:21:04 PM
SNH$50.00$50.0011/2/2009 4:24:49 PM
treasure-transporter$25.00$25.0011/2/2009 4:25:26 PM
Havana21$50.00$50.0011/2/2009 4:25:34 PM
CarDealer3070$30.00$30.0011/2/2009 4:25:49 PM
building_community$25.00$25.0011/2/2009 4:36:27 PM
bonus-zone$25.00$25.0011/2/2009 4:39:06 PM
puifais$25.00$25.0011/2/2009 4:35:56 PM
Plotinus$32.04$32.0411/2/2009 4:39:51 PM
worlds-best-reward$25.00$25.0011/2/2009 4:40:31 PM
point$25.00$25.0011/2/2009 4:37:22 PM
iGeoff$25.00$25.0011/2/2009 4:41:15 PM
Tammy102800$25.00$25.0011/2/2009 4:38:24 PM
dragonflywings$25.00$25.0011/2/2009 4:43:31 PM
MONEYMATCH$50.00$50.0011/2/2009 4:38:56 PM
westend$25.00$25.0011/2/2009 4:43:52 PM
birddogsb$31.63$31.6311/2/2009 5:04:23 PM
runner262$25.00$25.0011/2/2009 4:49:43 PM
miked8303$25.00$25.0011/2/2009 4:34:08 PM
reflective-rupee$25.00$25.0011/2/2009 4:34:22 PM
stampx$25.00$25.0011/2/2009 5:33:44 PM
jazz619$25.00$25.0011/2/2009 4:54:06 PM
leverage-monger$30.00$30.0011/2/2009 4:37:03 PM
lukeskywalkerkp$25.00$25.0011/2/2009 4:37:19 PM
nunnie$25.00$25.0011/2/2009 6:28:46 PM
Dreams4Cash$25.00$25.0011/2/2009 6:28:56 PM
lendcraft$25.00$25.0011/2/2009 6:44:21 PM
loanfairy$25.00$25.0011/2/2009 4:40:16 PM
TheRock$25.00$25.0011/2/2009 6:59:19 PM
honorable-treasure$25.00$25.0011/2/2009 4:43:01 PM
flwah$50.00$50.0011/2/2009 6:34:57 PM
MARWARISETH$25.00$25.0011/2/2009 4:49:44 PM
mjm77_1$25.00$25.0011/2/2009 7:59:11 PM
hard-working-loot$25.00$25.0011/2/2009 8:05:33 PM
blue-exuberant-economy$25.00$25.0011/2/2009 6:53:46 PM
remey$25.00$25.0011/2/2009 6:53:50 PM
deal-pinnacle7$25.00$25.0011/2/2009 4:59:23 PM
gracej$25.00$25.0011/2/2009 9:04:26 PM
vkorichkov$30.00$30.0011/2/2009 6:59:21 PM
gig4ls$25.00$25.0011/3/2009 4:13:52 AM
hope-hickory$25.00$25.0011/2/2009 7:54:07 PM
aceking$25.00$25.0011/3/2009 6:01:07 AM
drg6289$25.00$25.0011/3/2009 6:48:45 AM
Carne_Chung$27.22$27.2211/3/2009 12:48:29 AM
derec$25.00$25.0011/2/2009 6:44:22 PM
meers2000$25.00$25.0011/3/2009 5:19:30 AM
GOPHERBOY$25.00$25.0011/2/2009 6:59:21 PM
andrewgl$25.00$25.0011/2/2009 7:03:44 PM
whatknows$25.00$20.4411/3/2009 9:28:56 AM
dparkhom$25.00$25.0011/2/2009 9:04:36 PM
ChuckieG$44.59$44.5911/3/2009 5:13:53 AM
baconguy$25.00$25.0011/3/2009 5:59:05 AM
L-vex$25.00$25.0011/3/2009 7:59:21 AM
profit-commander$25.00$25.0011/3/2009 11:53:43 AM
UCLA4life$25.00$25.0011/5/2009 4:36:52 PM
YQQ$25.00$25.0011/2/2009 4:12:40 PM
InvestorPartners$25.00$25.0011/2/2009 4:12:45 PM
gold-sushi$25.00$25.0011/2/2009 4:14:36 PM
Helenska11$25.00$25.0011/2/2009 4:15:04 PM
get30inc$25.00$25.0011/2/2009 4:15:40 PM
ben10jen$25.00$25.0011/2/2009 4:16:11 PM
Phantom99$25.00$25.0011/2/2009 4:12:52 PM
hope-gadget$25.00$25.0011/2/2009 4:16:17 PM
Poiny$25.00$25.0011/2/2009 4:16:23 PM
special-peso$50.00$50.0011/2/2009 4:17:33 PM
fareast_man$25.00$25.0011/2/2009 4:17:45 PM
purdue98$25.00$25.0011/2/2009 4:17:50 PM
pietro_torna_indietro$25.00$25.0011/2/2009 4:18:11 PM
wise-extraordinary-loot$25.00$25.0011/2/2009 4:15:38 PM
jhouman$25.00$25.0011/2/2009 4:15:48 PM
GElender$25.00$25.0011/2/2009 4:15:55 PM
louisianalender$100.00$100.0011/2/2009 4:16:03 PM
catomaior$25.00$25.0011/2/2009 4:19:11 PM
community-seahorse$25.00$25.0011/2/2009 4:19:45 PM
fcb202$25.00$25.0011/2/2009 4:17:30 PM
SkepticalBen$25.00$25.0011/2/2009 4:17:36 PM
loyalist1$25.00$25.0011/2/2009 4:20:40 PM
TandyJames$25.00$25.0011/2/2009 4:17:46 PM
desertoasis$25.00$25.0011/2/2009 4:18:00 PM
MissionMicroFinance$25.00$25.0011/2/2009 4:20:50 PM
benevolent-bonus$25.00$25.0011/2/2009 4:18:04 PM
greenwell$25.00$25.0011/2/2009 4:18:17 PM
WalnutCreekguy$25.00$25.0011/2/2009 4:18:28 PM
626457$25.00$25.0011/2/2009 4:18:32 PM
FountainShrugged$25.00$25.0011/2/2009 4:19:08 PM
capital-galaxy$25.36$25.3611/2/2009 4:19:26 PM
nickel-position$25.00$25.0011/2/2009 4:10:05 PM
enlightenment5$25.00$25.0011/2/2009 4:11:50 PM
direct-yield$25.00$25.0011/2/2009 4:11:52 PM
dinero-mason$50.00$50.0011/2/2009 4:25:17 PM
dedicated-diversification5$30.00$30.0011/2/2009 4:25:24 PM
njlom$25.00$25.0011/2/2009 4:12:32 PM
lagnisiruk$25.00$25.0011/2/2009 4:25:39 PM
NoMoreDebt4Me$50.00$50.0011/2/2009 4:25:42 PM
Toastsr$25.00$25.0011/2/2009 4:15:43 PM
wildguy$25.00$25.0011/2/2009 4:24:47 PM
personal-lender$25.00$25.0011/2/2009 4:24:51 PM
Orringo$25.00$25.0011/2/2009 4:24:55 PM
secobarbital$25.00$25.0011/2/2009 4:15:57 PM
heroic-benefit$25.00$25.0011/2/2009 4:25:18 PM
slartibardfast$25.00$25.0011/2/2009 4:25:21 PM
NoCal$25.00$25.0011/2/2009 4:25:28 PM
bronzmajom$25.00$25.0011/2/2009 4:25:37 PM
AF-Chief$25.00$25.0011/2/2009 4:25:43 PM
spitzbergen$25.00$25.0011/2/2009 4:25:45 PM
unclejaef$25.00$25.0011/2/2009 4:25:50 PM
ZTA0796$25.00$25.0011/2/2009 4:17:35 PM
JGB$25.00$25.0011/2/2009 4:17:42 PM
Orca-man$75.00$75.0011/2/2009 4:18:18 PM
a-finance-nirvana$150.00$150.0011/2/2009 4:18:40 PM
tsquared_030$25.00$25.0011/2/2009 4:19:13 PM
Lam0nt$25.00$25.0011/2/2009 4:19:20 PM
justice-dna$25.00$25.0011/2/2009 4:19:31 PM
Shepherd7$25.00$25.0011/2/2009 4:21:02 PM
fortytwo$50.00$50.0011/2/2009 4:24:59 PM
loan-master996$50.00$50.0011/2/2009 4:25:11 PM
gizzywump$25.00$25.0011/2/2009 4:36:02 PM
Turtlebear44$25.00$25.0011/2/2009 4:25:32 PM
shiny-dollar9$25.00$25.0011/2/2009 4:25:36 PM
Wangersinc$25.00$25.0011/2/2009 4:25:51 PM
unk1911$25.00$25.0011/2/2009 4:25:54 PM
twomonkeys3$25.00$25.0011/2/2009 4:37:01 PM
return-elm$25.00$25.0011/2/2009 4:38:04 PM
hammondm$25.00$25.0011/2/2009 4:39:45 PM
rmachi$25.00$25.0011/2/2009 4:36:50 PM
GatorBux$25.00$25.0011/2/2009 4:36:58 PM
blackballplayer$25.00$25.0011/2/2009 4:37:20 PM
Auburnmist$25.00$25.0011/2/2009 4:43:56 PM
browneyegravy$25.00$25.0011/2/2009 4:49:18 PM
testobsessed$30.77$30.7711/2/2009 4:50:33 PM
market-solstice2$25.00$25.0011/2/2009 4:41:46 PM
jdl424$25.00$25.0011/2/2009 4:58:56 PM
Prezotus$25.00$25.0011/2/2009 4:59:15 PM
Poohcho$25.00$25.0011/2/2009 4:43:43 PM
economy-synapse$25.00$25.0011/2/2009 4:35:32 PM
impasse1$25.00$25.0011/2/2009 6:23:42 PM
loner001$25.00$25.0011/2/2009 4:37:21 PM
visionary-currency$25.00$25.0011/2/2009 6:29:01 PM
KHU2-B$25.00$25.0011/2/2009 4:38:12 PM
payment-performer2$25.00$25.0011/2/2009 6:38:48 PM
NATIVEBORN$25.00$25.0011/2/2009 6:44:20 PM
Headhunter14$25.00$25.0011/2/2009 6:44:43 PM
stoopidnoodle$25.00$25.0011/2/2009 4:40:58 PM
kid8549$25.00$25.0011/2/2009 7:03:45 PM
gain-butterfly$25.00$25.0011/2/2009 6:28:47 PM
order-confidant$25.00$25.0011/2/2009 4:50:22 PM
preciousjeni$25.00$25.0011/2/2009 6:44:14 PM
saffron4$25.00$25.0011/2/2009 6:44:46 PM
Rogesparkguy$25.00$25.0011/2/2009 5:03:58 PM
ukstevenhawaii$50.00$50.0011/3/2009 5:35:34 AM
silmnzs$25.00$25.0011/2/2009 6:44:19 PM
SlickNick$25.00$25.0011/3/2009 5:59:22 AM
Gibbyland$50.00$50.0011/2/2009 6:59:23 PM
PotBellyPete$25.00$25.0011/2/2009 8:43:44 PM
thedreamer$25.00$25.0011/2/2009 9:58:43 PM
turbine5$25.00$25.0011/3/2009 6:43:58 AM
cospilot$25.00$25.0011/3/2009 9:09:30 AM
FinanceEngine$25.00$25.0011/5/2009 9:42:32 AM
investment-cluster$25.00$25.0011/6/2009 2:42:55 AM
205 bids
 
Borrower Payment Dependent Notes Series 431506
This series of Notes was issued and sold upon the funding of the borrower loan #39416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 20.15% Starting borrower rate/APR: 21.15% / 23.40% Starting monthly payment: $94.38
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 21.22% Final monthly payment: $91.64
 
Auction yield range: 8.29% - 20.15% Estimated loss impact: 6.92%  
Lender servicing fee: 1.00% Estimated return: 11.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Jun-1995 Debt/Income ratio: 18%
Credit score: 660-679 (Nov-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:2y 3m
Amount delinquent: $0 Revolving credit balance: $7,837 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: HokieFan99 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Work Furlough and Credit Card Help
Purpose of loan:
This loan will be used to help cover a company mandated unpaid furlough week.? My company is unfortunately having us take an unpaid week off.? This will be difficult on me financially and I've got an American Express bill that is high this month due to some unexpected expenses including car maintenance.? This loan would be a tremendous help in getting through a tough time in this economy.?

My financial situation:
I am a good candidate for this loan because? I have a good job with a steady income.? My job is secure despite the company mandated furloughs.? I pay my bills on time.? Some of my past issues with late payments years ago were due to layoffs from companies that went out of business.? I would really appreciate the loan and would certainly be able to pay it back on a monthly basis.? I'm a good, honest, hard working person that has just had some hardships in this economy.? The loan will be strictly to help me get through some tough times at the end of the year.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 795
??Insurance: $ 50
??Car expenses: $ 400 car payment, around $100 monthly for gas.
??Utilities: $ 30 electric bill
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000 typically
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
nalaari$50.00$39.0811/2/2009 4:40:31 PM
twjh$25.00$25.0011/2/2009 4:43:10 PM
Brown98$25.00$25.0011/2/2009 4:50:25 PM
zento$25.00$25.0011/2/2009 4:41:10 PM
shrewd-income$25.00$25.0011/2/2009 11:31:48 PM
BenR$100.00$100.0011/3/2009 7:20:40 AM
Richlaw$200.00$200.0011/3/2009 8:17:09 AM
steiglends$50.00$50.0011/4/2009 4:44:29 AM
crittman$32.07$32.0711/4/2009 6:18:33 PM
buphigam$25.00$25.0011/5/2009 6:04:20 AM
Lesburger$25.00$25.0011/5/2009 10:34:13 PM
businessguy29$25.00$25.0011/6/2009 9:22:43 AM
Syzygy$25.00$25.0011/6/2009 12:32:22 PM
one4you2$40.00$40.0011/6/2009 6:56:48 PM
engbusres$36.00$36.0011/6/2009 8:24:42 PM
brondero$100.00$100.0011/6/2009 6:33:59 PM
HermanstadtKid$25.00$25.0011/7/2009 1:06:07 PM
meteoric-asset4$25.00$25.0011/7/2009 5:00:07 PM
shrewd-income$75.00$75.0011/7/2009 5:55:02 PM
nurat$30.00$30.0011/7/2009 5:36:28 PM
fiserve4u$50.00$50.0011/9/2009 11:11:30 AM
Duckman_Dot_Com$25.00$25.0011/8/2009 6:45:49 PM
ideal-value$100.00$100.0011/9/2009 1:35:10 PM
efficient-bid2$100.00$100.0011/9/2009 2:29:43 PM
leverage-monger$100.00$100.0011/9/2009 3:31:32 PM
wild-orange$100.00$100.0011/9/2009 3:57:01 PM
fireferd$100.00$100.0011/9/2009 4:06:04 PM
credit-missile$200.00$200.0011/9/2009 10:18:33 AM
Kyileo$50.00$50.0011/9/2009 10:34:44 AM
loan_doctor$25.00$25.0011/2/2009 4:16:34 PM
wild-orange$50.00$50.0011/2/2009 7:04:39 PM
portfolio-turbine$25.00$25.0011/3/2009 7:15:32 PM
goofy15975$25.00$25.0011/4/2009 9:44:46 AM
beachfunder$25.00$25.0011/4/2009 4:47:06 PM
boredlv$25.00$25.0011/5/2009 3:34:45 PM
LanceLink$25.00$25.0011/5/2009 2:45:29 PM
site_ml$25.00$25.0011/6/2009 6:27:04 PM
jcw3rd$25.00$25.0011/6/2009 7:59:11 PM
hellasow$25.00$25.0011/7/2009 5:44:02 AM
CatbirdBanking$25.00$25.0011/7/2009 2:10:01 PM
Arpad$35.00$35.0011/7/2009 4:25:06 PM
SeminoleHoldings$37.85$37.8511/7/2009 10:51:41 AM
well-mannered-income3$25.00$25.0011/9/2009 7:29:33 AM
Feyenoord$25.00$25.0011/8/2009 1:09:36 PM
mystss$50.00$50.0011/9/2009 10:39:42 AM
wwwUniversal$25.00$25.0011/9/2009 3:53:11 PM
dudebrah$25.00$25.0011/9/2009 10:16:06 AM
ChewyZ$25.00$25.0011/9/2009 12:02:58 PM
leverage-monger$100.00$100.0011/9/2009 3:14:43 PM
jybank$25.00$25.0011/9/2009 3:22:12 PM
the-profit-oracle$25.00$25.0011/9/2009 3:37:52 PM
TakeCare$25.00$25.0011/9/2009 3:48:19 PM
52 bids
 
Borrower Payment Dependent Notes Series 431694
This series of Notes was issued and sold upon the funding of the borrower loan #39428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-04-2009 
  Auction end date:  Nov-11-2009 
 
Starting lender yield: 30.70% Starting borrower rate/APR: 31.70% / 35.38% Starting monthly payment: $47.73
Final lender yield: 15.00% Final borrower rate/APR: 16.00% / 19.35% Final monthly payment: $38.67
 
Auction yield range: 11.29% - 30.70% Estimated loss impact: 10.34%  
Lender servicing fee: 1.00% Estimated return: 4.66%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jun-1988 Debt/Income ratio: 6%
Credit score: 700-719 (Oct-2009) Current / open credit lines: 21 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 78Length of status:8y 3m
Amount delinquent: $0 Revolving credit balance: $2,391 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 8%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 7    
Screen name: karel_97005 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 4 On-time: 8 ( 100% ) 700-719 (Latest)
Principal borrowed: $16,500.00< mo. late: 0 ( 0% )  
720-739 (Jul-2009)
700-719 (Apr-2009)
760-779 (Sep-2008)
780-799 (Jun-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Paying loan from financial company
Purpose of loan:
This loan will be used to pay off a high interest loan.

My financial situation sound and I have steady work
I am a good candidate for this loan because I have paid all my loans.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the public record in your credit profile. thanks - reflective-rupee
A: Bankrupcy over 8 years ago (Nov-05-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
marwadi-62$100.00$100.0011/6/2009 7:13:53 PM
portfolio-turbine$50.00$50.0011/6/2009 8:36:54 PM
FinanceEngine$25.00$25.0011/10/2009 7:39:28 AM
TakeCare$25.00$25.0011/10/2009 2:37:54 PM
bonus-patriot$75.00$75.0011/10/2009 4:40:47 PM
return-equilibrium4$25.00$25.0011/10/2009 6:05:20 PM
Delta-Kilo-7K$25.00$25.0011/10/2009 4:51:05 PM
investment-daydream$25.00$25.0011/10/2009 4:52:25 PM
Happyhourcomics$25.00$25.0011/11/2009 1:28:01 PM
portfolio-turbine$25.00$25.0011/11/2009 2:22:52 PM
MoneyForNothing$25.00$25.0011/11/2009 2:42:49 PM
aspire2grow$25.00$25.0011/11/2009 8:49:43 AM
4mydaughterseducation$25.00$25.0011/11/2009 8:50:46 AM
kinetic-social$30.00$30.0011/11/2009 3:02:42 PM
best-commanding-funds$25.00$25.0011/4/2009 9:19:35 PM
CoolPlexer$25.00$25.0011/7/2009 6:41:39 AM
Eaglehigh$25.00$25.0011/9/2009 3:58:39 AM
impala6464$50.00$50.0011/9/2009 5:26:06 PM
MoneyTree79$100.00$100.0011/9/2009 5:47:29 PM
carrinel$100.00$100.0011/10/2009 5:45:43 PM
sorace$25.00$25.0011/10/2009 5:41:40 PM
lildones$25.00$25.0011/10/2009 9:31:00 PM
beachliving29$39.05$39.0511/11/2009 4:52:06 AM
SuperDoucheBag$25.00$25.0011/11/2009 6:20:55 AM
nhambley$25.00$25.0011/11/2009 8:49:21 AM
balanced-return5$25.00$5.9511/11/2009 10:51:28 AM
MathProfessor$25.00$25.0011/10/2009 8:48:17 PM
ORteacher$25.00$25.0011/11/2009 11:43:46 AM
Kash2010lu$25.00$25.0011/11/2009 1:50:11 PM
golden-currency$25.00$25.0011/11/2009 1:55:58 PM
velocity-winner$25.00$25.0011/11/2009 2:23:48 PM
31 bids
 
Borrower Payment Dependent Notes Series 431786
This series of Notes was issued and sold upon the funding of the borrower loan #39419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-04-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.73% Final monthly payment: $67.85
 
Auction yield range: 11.29% - 34.00% Estimated loss impact: 10.87%  
Lender servicing fee: 1.00% Estimated return: 23.13%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Apr-1996 Debt/Income ratio: 20%
Credit score: 700-719 (Oct-2009) Current / open credit lines: 10 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:8y 0m
Amount delinquent: $0 Revolving credit balance: $5,018 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: steady-loan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high int. credit card
Purpose of loan:
This loan will be used to pay off a high interest credit cards and cover some upcoming school expenses that are not covered by my loans.? This will help provide additional breathing room for my family and I each month.? The credit card accounts are already set to close upon payoff and I am set to graduate from college in June 2010.? I have been unsuccessful at funding a loan at a higher amount so I have re-listed this loan for less money.? I appreciate any help given for this situation.? Thank you.

My financial situation:
I am a good candidate for this loan because I am a hard working person.? I work full-time as a police officer, am enrolled full-time in college (with nice student loans) and also have a side job doing computer work.? I am just trying to provide my family a little more breathing room each month pay paying off these credit cards.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1853
??Insurance: $ 150
??Car expenses: $? 910
??Utilities: $ 210
??Phone, cable, internet: $ 78
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $ 500 (left over school expenses not covered by loans)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Just curious...what is the interest rate on the credit cards now if a loan at 35% is an opportunity? - warew
A: The interest rates are 29%. Although this is lower than the 35% for the loan I am only able to make the minimum payment which isn't helping my balance get lower. I also knew that there was a possibility for my loan interest rate to be bid at a lower rate. But if not, I'm am still thankful to get the loan to pay off the credit cards. (Nov-09-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
wildguy$25.00$25.0011/4/2009 3:30:45 PM
KMSB$25.00$25.0011/4/2009 3:30:49 PM
efficient-principal$25.00$25.0011/4/2009 3:20:53 PM
Jasmel$100.00$100.0011/4/2009 4:26:43 PM
bankbuddy55$25.00$25.0011/4/2009 7:38:08 PM
interest-friendship$50.00$50.0011/6/2009 7:45:01 AM
bdruss$25.00$25.0011/7/2009 6:03:57 AM
brondero$50.00$50.0011/6/2009 6:23:24 PM
marwadi-62$25.00$25.0011/8/2009 6:08:41 PM
101010$75.00$75.0011/8/2009 9:07:59 PM
econgineer$25.00$25.0011/9/2009 6:13:39 AM
reflective-rupee$25.00$25.0011/9/2009 1:27:25 PM
reflective-rupee$25.00$25.0011/9/2009 1:27:46 PM
reflective-rupee$25.00$25.0011/9/2009 1:28:05 PM
reflective-rupee$25.00$25.0011/9/2009 1:28:18 PM
reflective-rupee$25.00$25.0011/9/2009 1:28:53 PM
gold-cluster$125.00$125.0011/9/2009 4:18:35 PM
gold-cluster$125.00$125.0011/9/2009 4:19:36 PM
reflective-rupee$25.00$25.0011/9/2009 1:28:41 PM
carrinel$102.00$102.0011/9/2009 4:33:24 PM
affluence-cargo$25.00$25.0011/9/2009 4:35:45 PM
Evolver$50.00$50.0011/9/2009 4:58:02 PM
portfolio-turbine$50.00$50.0011/9/2009 5:00:48 PM
well-mannered-income3$25.00$25.0011/5/2009 7:28:50 PM
carrinel$100.00$100.0011/6/2009 6:53:07 AM
BradP$50.00$50.0011/6/2009 5:35:55 PM
Unitas4302$100.00$100.0011/7/2009 8:34:31 AM
adaptable-capital$250.00$23.0011/7/2009 5:11:16 PM
forthright-dedication$25.00$25.0011/7/2009 7:27:02 PM
momsloans$25.00$25.0011/9/2009 9:03:43 AM
reflective-rupee$25.00$25.0011/9/2009 1:29:05 PM
reflective-rupee$25.00$25.0011/9/2009 1:28:29 PM
56bones$25.00$25.0011/9/2009 4:33:59 PM
33 bids
 
Borrower Payment Dependent Notes Series 431900
This series of Notes was issued and sold upon the funding of the borrower loan #39442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-04-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 10.44% Starting borrower rate/APR: 11.44% / 13.56% Starting monthly payment: $131.79
Final lender yield: 9.40% Final borrower rate/APR: 10.40% / 12.51% Final monthly payment: $129.82
 
Auction yield range: 4.29% - 10.44% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1992 Debt/Income ratio: 24%
Credit score: 700-719 (Nov-2009) Current / open credit lines: 14 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $5,278 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 29%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: aurorarising Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,050.00< mo. late: 0 ( 0% )  
700-719 (Nov-2007)
740-759 (Sep-2006)
 
Principal balance: $997.48 1+ mo. late: 0 ( 0% )
Total payments billed: 54  
Description
Pay Down High Interest Rate Card
Citi Bank arbitrarily raised my interest to 28% and will not negotiate with me to lower the rate.? I would like to pay off the entire balance and close the account as soon as possible.?

I have successfully paid off one loan with Prosper and have not had a single late payment since I joined over 2 years ago.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Fuzkaska__F_u_n_d_s$25.00$25.0011/4/2009 3:20:18 PM
DonaldColorado$25.00$25.0011/4/2009 3:21:30 PM
Weaverville$25.00$25.0011/4/2009 3:25:28 PM
neighborly-hope6$100.00$100.0011/4/2009 3:26:12 PM
j2ee$25.00$25.0011/4/2009 3:20:19 PM
iruz$50.00$50.0011/4/2009 3:26:35 PM
taxdiscusion$25.00$25.0011/4/2009 3:26:52 PM
mikeandcat$50.00$50.0011/4/2009 3:27:33 PM
subtle-interest$25.00$25.0011/4/2009 3:28:18 PM
MGOT-Ken$25.00$25.0011/4/2009 3:28:31 PM
hard-working-loot$25.00$25.0011/4/2009 3:29:22 PM
slartibardfast$35.00$35.0011/4/2009 3:24:48 PM
jd006006$50.00$50.0011/4/2009 3:29:41 PM
bchen78875$50.00$50.0011/4/2009 3:25:34 PM
Havana21$50.00$50.0011/4/2009 3:25:49 PM
elegant-bonus$25.00$25.0011/4/2009 3:25:54 PM
mamayama$25.00$25.0011/4/2009 3:30:34 PM
supersarah61$25.00$25.0011/4/2009 3:31:07 PM
a-finance-nirvana$150.00$150.0011/4/2009 3:31:14 PM
kenyonhillbilly$25.00$25.0011/4/2009 3:31:25 PM
emo13$50.00$50.0011/4/2009 3:26:47 PM
financial-frenzy$25.00$25.0011/4/2009 3:26:57 PM
justice-dna$35.00$35.0011/4/2009 3:27:00 PM
spin-kick$25.00$25.0011/4/2009 3:27:12 PM
F_r_e_d_s__B_a_n_k$50.00$50.0011/4/2009 3:39:08 PM
Jassi$25.00$25.0011/4/2009 3:27:42 PM
dinero-philosopher3$25.00$25.0011/4/2009 3:27:48 PM
value-pouch$25.00$25.0011/4/2009 3:27:51 PM
thedoctor$25.00$25.0011/4/2009 3:27:57 PM
anton$50.00$50.0011/4/2009 3:28:15 PM
MoneyForNothing$25.00$25.0011/4/2009 4:18:29 PM
rawman$25.00$25.0011/4/2009 3:28:54 PM
fervent-repayment$25.00$25.0011/4/2009 3:29:03 PM
katnmouse$25.00$25.0011/4/2009 3:29:16 PM
pragmatic-camaraderi$25.00$25.0011/4/2009 3:21:18 PM
aue513$25.00$25.0011/4/2009 4:43:51 PM
Attract$25.00$25.0011/4/2009 3:24:49 PM
a-responsible-return$25.00$25.0011/4/2009 3:25:03 PM
BlindProphet$25.00$25.0011/4/2009 3:25:38 PM
gracej$25.00$25.0011/4/2009 3:25:42 PM
generosity-neutrino$25.00$25.0011/4/2009 3:26:17 PM
CULPEPPERGROUP$25.00$25.0011/4/2009 3:26:24 PM
loan-warrior$25.00$25.0011/4/2009 4:40:58 PM
TakeCare$100.00$100.0011/4/2009 3:27:24 PM
antlr$25.00$25.0011/4/2009 3:28:22 PM
GeoLender$25.00$25.0011/4/2009 5:29:58 PM
ethicalhumanist$25.00$25.0011/4/2009 3:28:59 PM
gentle-gold$25.00$25.0011/4/2009 3:29:12 PM
payout-point$25.00$25.0011/4/2009 3:29:37 PM
Tai$25.00$25.0011/4/2009 3:30:38 PM
flwah$50.00$50.0011/4/2009 3:31:36 PM
MoneyU4IA$40.00$40.0011/4/2009 4:19:47 PM
GeoLender$25.00$25.0011/4/2009 5:29:41 PM
MoneyTree79$179.05$179.0511/5/2009 6:34:16 AM
Merganser$25.00$25.0011/5/2009 10:41:11 AM
AF-Chief$35.00$35.0011/4/2009 3:24:56 PM
wrighco$25.00$25.0011/4/2009 3:25:04 PM
personal-lender$25.00$25.0011/4/2009 3:25:25 PM
JGB$25.00$25.0011/4/2009 3:26:16 PM
bonus-antioxidant$25.00$25.0011/4/2009 3:26:26 PM
VikingInvestments$25.00$25.0011/4/2009 3:20:09 PM
orbiter614$75.00$75.0011/4/2009 3:26:32 PM
SonomaHills$25.00$25.0011/4/2009 3:27:05 PM
transparency-giant$50.00$50.0011/4/2009 3:21:36 PM
miked8303$25.00$25.0011/4/2009 3:27:34 PM
return-elm$25.00$25.0011/4/2009 3:28:20 PM
wise-rupee-armada$25.00$25.0011/4/2009 3:28:26 PM
credit-coach118$35.00$35.0011/4/2009 3:28:49 PM
Fortuno_per_commodo$50.00$50.0011/4/2009 3:28:59 PM
kenji4861$50.00$50.0011/4/2009 3:24:41 PM
zoomdrm57$50.00$50.0011/4/2009 3:29:31 PM
vegibenz$25.00$25.0011/4/2009 3:29:46 PM
MONEYLENDER101$25.00$25.0011/4/2009 3:31:04 PM
dparkhom$25.00$25.0011/4/2009 3:26:29 PM
lucrative-worth$25.00$25.0011/4/2009 3:26:39 PM
djh47a$36.17$36.1711/4/2009 3:27:23 PM
neenerman$25.00$25.0011/4/2009 3:28:07 PM
wormdc$25.00$25.0011/4/2009 3:28:51 PM
baroo$25.00$25.0011/4/2009 3:20:37 PM
inspired-agreement$25.00$25.0011/4/2009 3:29:01 PM
RJN$25.00$25.0011/4/2009 3:29:15 PM
TandyJames$50.00$50.0011/4/2009 3:29:33 PM
five-star-note$25.00$25.0011/4/2009 3:22:16 PM
cheaplender$25.00$25.0011/4/2009 3:30:30 PM
FEWDollars$25.00$25.0011/4/2009 3:30:51 PM
Plotinus$50.00$20.0411/4/2009 5:05:12 PM
uncleegg$25.00$25.0011/4/2009 3:31:08 PM
DadWarbucks$25.00$25.0011/4/2009 3:31:22 PM
kanakakm$50.00$50.0011/4/2009 3:24:53 PM
Walkingcowboy$25.00$25.0011/4/2009 3:25:42 PM
dionysus03$25.00$25.0011/4/2009 3:25:59 PM
kchen486$25.00$25.0011/4/2009 3:26:03 PM
trident9$50.00$50.0011/4/2009 3:26:07 PM
value-microscope$25.00$25.0011/4/2009 4:24:53 PM
ydm$25.00$25.0011/4/2009 7:26:54 PM
greenbackologist$25.00$25.0011/4/2009 3:27:43 PM
gizzywump$25.00$25.0011/4/2009 3:27:59 PM
TrustPlus$50.00$50.0011/4/2009 3:28:34 PM
GeoLender$25.00$25.0011/4/2009 5:31:09 PM
rmachi$25.00$25.0011/4/2009 3:28:43 PM
ytjameslee$50.00$50.0011/4/2009 3:29:05 PM
responsibility-butterfly$25.00$25.0011/4/2009 3:29:20 PM
compoundinterest$50.00$50.0011/4/2009 3:29:29 PM
CA_Lender$25.00$25.0011/4/2009 10:36:58 PM
Cheburashka$30.00$30.0011/4/2009 3:30:35 PM
investment-builder0$49.74$49.7411/4/2009 3:31:06 PM
Artist_Blue$25.00$25.0011/4/2009 3:31:19 PM
first-wampum-trapper$25.00$25.0011/4/2009 3:31:23 PM
smallcountry$25.00$25.0011/4/2009 4:24:54 PM
GeoLender$25.00$25.0011/4/2009 5:30:23 PM
skeebuzz$75.00$75.0011/5/2009 7:13:26 AM
GABC-1$100.00$100.0011/5/2009 2:09:04 PM
hellasow$30.00$30.0011/5/2009 1:28:27 PM
113 bids
 
Borrower Payment Dependent Notes Series 432030
This series of Notes was issued and sold upon the funding of the borrower loan #39457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Nov-06-2009 
  Auction end date:  Nov-07-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 17.95% Final borrower rate/APR: 18.95% / 21.17% Final monthly payment: $73.26
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 19.00%  
Lender servicing fee: 1.00% Estimated return: -1.05%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 2 First credit line: Jan-2006 Debt/Income ratio: 11%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 9 / 9Employment status:Retired
Now delinquent: 0 Total credit lines: 17Length of status:5y 10m
Amount delinquent: $0 Revolving credit balance: $954Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 60% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: pragmatic-fund Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Want to pay off my credit cards
Purpose of loan:
This loan will be used to pay off my credit card debt and to provide a small financial cushion for me!?

My financial situation:
I am a good candidate for this loan because my bills are always paid on time,,,no late charges, no missed payments in the last five years.? I am a widow and am extremely responsible about my debts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list your net monthly income and also provide a detailed list of your current monthly expenses. - exciting-fairness
A: My net monthly income is $1771. My monthly expenses are: mortgage $536, 5 credit cards totalling $1200 (to be paid by proceeds of loan) utlilities $$200., life insurance $20 (Nov-07-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$2,000.00$2,000.0011/7/2009 7:39:59 AM
1 bids
 
Borrower Payment Dependent Notes Series 432064
This series of Notes was issued and sold upon the funding of the borrower loan #39446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-07-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 4 First credit line: Nov-1997 Debt/Income ratio: 2%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 1 / 1Employment status:Retired
Now delinquent: 0 Total credit lines: 18Length of status:4y 10m
Amount delinquent: $0 Revolving credit balance: $0Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 0% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: point-prairie Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my medical bills
Purpose of loan:
This loan will be used to?Pay off medical deductibles and copays that I have incurred over the past 2 years.? I have NEVER paid a bill late, but I need to stop making minimum payments on these bills and get them paid off.? I became disabled 3 years ago, but I get a nice Social Security Disability check.? I am?permanently disabled, so my income will be steady.??I am upbeat about my situation, but this loan will give me the peace of mind I need (especially with Christmas coming and my four grandchildren!)??Thank you for considering me!?

My financial situation:
I am a good candidate for this loan because?I always pay my bills ON TIME!?

Monthly net income: $ 1800

Monthly expenses: $ 800
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Could you tell us what the public record on file is? - noble-revenue
A: I am sorry, but I honestly do not know what public record you are referring to. Does this question involve my Social Security Disability? If I would understand the question better, I will gladly answer. Thanks! (Nov-05-2009)
Q: https://www.annualcreditreport.com should let you request the details of your report with all 3 agencies once a year at no charge so you can get the public record removed if it's in error. - noble-revenue
A: Thanks! Actually, I am a member of Lifelock (great service), and they are looking into this for me to have it removed. I am provided with all 3 credit reports once a year at no charge, also. (Nov-06-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fcb202$25.00$25.0011/5/2009 5:11:52 PM
suomynona$25.00$25.0011/5/2009 5:12:05 PM
periko$50.00$50.0011/6/2009 7:04:28 AM
victor111$25.00$25.0011/6/2009 7:23:49 AM
MatticusCaesar$236.19$236.1911/6/2009 12:19:16 AM
brother_tam$50.00$50.0011/6/2009 10:01:56 AM
reflective-rupee$25.00$25.0011/6/2009 10:06:23 AM
leverage-dynamo$25.00$25.0011/7/2009 9:26:12 AM
portfolio-turbine$25.00$25.0011/6/2009 8:34:20 PM
adaptable-capital$788.71$263.8111/7/2009 5:29:35 PM
best-generosity-financier$25.00$25.0011/5/2009 6:56:49 PM
Unitas4302$100.00$100.0011/6/2009 4:45:29 AM
LAKETIME$25.00$25.0011/6/2009 5:30:10 AM
Invest4kids$25.00$25.0011/6/2009 3:28:31 PM
well-mannered-income3$25.00$25.0011/7/2009 5:25:17 PM
slatz1nick$25.00$25.0011/7/2009 12:04:06 AM
marwadi-62$25.00$25.0011/7/2009 11:50:48 AM
17 bids