Sales Report:Supplement No. 76 dated Nov 09, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 429949
This series of Notes was issued and sold upon the funding of the borrower loan #39359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-23-2009 
  Auction end date:  Oct-30-2009 
 
Starting lender yield: 11.52% Starting borrower rate/APR: 12.52% / 12.87% Starting monthly payment: $669.26
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $659.52
 
Auction yield range: 3.29% - 11.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: May-1992 Debt/Income ratio: 34%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 20 / 18Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 64Length of status:20y 10m
Amount delinquent: $0 Revolving credit balance: $14,365 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 19%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: asset-companion1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in real estate
Purpose of loan:
This loan will be used to?
purchase REO properties so I can help my? retirement portfolio and college education for my daughters 17 & 16 yrs old.? We are?trying to get into the real estate business on a part time basis.? I have found a great REO property and have researched the comps? and? have an end buyer lined up to wholesale the property to. I should make a decent return on this property and will have enough money to re-invest and find another property. I am excited?to finally?get into the investing arena.? I have been studying the market and have a great mentor who is helping me?close?my first deal, I just have to have some "skin" in the game!!
My financial situation:
I am a good candidate for this loan because? I have very good credit? and I heard prosper is a great place to get a personal loan at a decent interest rate.? I will have no problem paying back this loan as I have done my homework and am very confident? of the market I have chosen to invest in.? You will be helping me get started on what I hope to be a very profitable investing career. My plans are to become an investor and be able to loan my money to people who need to get started just as I am.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the major metropolitan area where you are investing? - TheLenderYouWantBiddingForYou
A: I'm glad you asked. I invest in the Minneapolis/St.Paul area with a j/v partner as well as Atlanta Ga, with some j/v partners there also. I would also like to invest in the TriCities Wa area. (Oct-28-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
x27$25.00$25.0010/23/2009 3:56:42 PM
DonaldColorado$25.00$25.0010/23/2009 4:04:56 PM
transparency-giant$50.00$50.0010/23/2009 4:05:01 PM
FlexFunding$100.00$100.0010/23/2009 4:07:06 PM
agwosdof$50.00$50.0010/23/2009 4:07:20 PM
AF-Chief$35.00$35.0010/23/2009 4:07:23 PM
skuba$50.00$50.0010/23/2009 4:04:32 PM
wrighco$25.00$25.0010/23/2009 4:07:44 PM
ethicalhumanist$25.00$25.0010/23/2009 4:05:21 PM
HunterSix$25.00$25.0010/23/2009 4:08:13 PM
Aeroman32$25.00$25.0010/23/2009 4:08:23 PM
personal-lender$25.00$25.0010/23/2009 4:08:42 PM
gracej$25.00$25.0010/23/2009 4:09:25 PM
fervent-repayment$25.00$25.0010/23/2009 4:11:27 PM
GElender$50.00$50.0010/23/2009 4:04:42 PM
DukSerduk$25.00$25.0010/23/2009 4:08:57 PM
inventive-funds$25.00$25.0010/23/2009 4:12:12 PM
platinum-sorcerer6$25.00$25.0010/23/2009 4:09:30 PM
neenerman$25.00$25.0010/23/2009 4:12:20 PM
Walkingcowboy$25.00$25.0010/23/2009 4:09:47 PM
five-star-note$25.00$25.0010/23/2009 4:12:58 PM
Havana21$50.00$50.0010/23/2009 4:09:53 PM
Prezotus$25.00$25.0010/23/2009 4:10:03 PM
brightest-income-hunter$25.00$25.0010/23/2009 4:13:12 PM
Tradesmanlender$25.00$25.0010/23/2009 4:13:28 PM
rmachi$25.00$25.0010/23/2009 4:10:30 PM
AndersenWatcher$25.00$25.0010/23/2009 4:13:39 PM
dionysus03$25.00$25.0010/23/2009 4:10:38 PM
kchen486$25.00$25.0010/23/2009 4:10:41 PM
uncleegg$25.00$25.0010/23/2009 4:06:52 PM
LKN2RTR$25.00$25.0010/23/2009 4:14:03 PM
PotBellyPete$25.00$25.0010/23/2009 4:14:14 PM
JGB$25.00$25.0010/23/2009 4:11:11 PM
Halos2002$50.00$50.0010/23/2009 4:07:44 PM
Fortuno_per_commodo$50.00$50.0010/23/2009 4:08:09 PM
Railbird$25.00$25.0010/23/2009 4:12:26 PM
credit-force5$25.00$25.0010/23/2009 4:12:53 PM
zone6$100.00$100.0010/23/2009 4:23:05 PM
sas19$25.00$25.0010/23/2009 4:09:06 PM
snowman34$25.00$25.0010/23/2009 4:09:11 PM
RLC$50.00$50.0010/23/2009 4:13:31 PM
Sixmil$25.00$25.0010/23/2009 4:13:35 PM
superchicken$25.00$25.0010/23/2009 4:13:41 PM
papaman$25.00$25.0010/23/2009 4:25:08 PM
fortress767$25.00$25.0010/23/2009 4:10:59 PM
YogaDude34$75.00$75.0010/23/2009 4:12:25 PM
CULPEPPERGROUP$25.00$25.0010/23/2009 4:12:28 PM
credit-coach118$35.00$35.0010/23/2009 4:12:49 PM
dirkjan$25.00$25.0010/23/2009 4:56:32 PM
unk1911$50.00$50.0010/23/2009 4:13:04 PM
kayakg$25.00$25.0010/23/2009 4:13:40 PM
Kelor99$25.00$25.0010/23/2009 4:14:17 PM
larrybird$25.00$25.0010/23/2009 4:24:42 PM
kmwvma$25.00$25.0010/23/2009 5:17:06 PM
intelligent-nickel$25.00$25.0010/23/2009 8:07:00 PM
KiwiElf$30.00$30.0010/23/2009 7:31:59 PM
kirkjerk$25.00$25.0010/23/2009 7:51:25 PM
johntina$50.00$50.0010/23/2009 11:16:23 PM
BoutYeBank$25.00$25.0010/24/2009 8:28:07 AM
KailuaLender$25.00$25.0010/24/2009 4:17:25 AM
Castellan$25.00$25.0010/24/2009 9:01:25 AM
verse99$25.00$25.0010/23/2009 11:41:22 PM
Cheburashka$40.00$40.0010/24/2009 4:17:01 AM
icon7$25.00$25.0010/24/2009 8:18:07 AM
j48$25.00$25.0010/24/2009 3:16:39 PM
Aethelinde$27.22$27.2210/24/2009 1:36:27 PM
selector568$25.00$25.0010/24/2009 1:51:28 PM
sturdy-rate3$25.00$25.0010/24/2009 11:57:48 AM
highcountry1$25.00$25.0010/24/2009 5:56:16 PM
jmvingeorgia$25.00$25.0010/25/2009 6:26:28 AM
the-silver-blaster$45.29$45.2910/25/2009 7:36:06 AM
visionary-currency$25.00$25.0010/24/2009 10:26:21 PM
jgar_O$30.00$30.0010/25/2009 9:21:08 AM
Orca-man$50.00$50.0010/25/2009 9:06:25 AM
BeemerRider$25.00$25.0010/25/2009 3:16:14 PM
szetheli$50.00$50.0010/25/2009 9:56:12 AM
tenny321$25.00$25.0010/25/2009 5:01:17 PM
Gundu$25.00$25.0010/25/2009 3:16:13 PM
Gunny89$25.00$25.0010/25/2009 11:31:15 AM
jct_enterprises$25.00$25.0010/25/2009 7:08:07 PM
ThomasC$25.00$25.0010/25/2009 8:43:34 PM
Veridic$25.00$25.0010/26/2009 4:38:03 AM
wacko82$25.00$25.0010/25/2009 4:01:34 PM
unclejaef$25.00$25.0010/26/2009 5:47:18 AM
LR_Biker$25.00$25.0010/25/2009 4:43:16 PM
gain-butterfly$25.00$25.0010/26/2009 6:51:18 AM
zeelender$25.00$25.0010/26/2009 7:26:39 AM
Okinutah$25.00$25.0010/25/2009 8:36:29 PM
dansarkis$25.00$25.0010/26/2009 7:42:26 AM
blackstar$25.00$25.0010/26/2009 7:46:04 AM
MissionMicroFinance$50.00$50.0010/26/2009 7:21:50 AM
dr-dollar$25.00$25.0010/25/2009 10:47:38 PM
discrete-asset$25.00$25.0010/26/2009 4:41:16 AM
Blue_HorseShoe$25.00$25.0010/26/2009 4:51:05 AM
nv$25.00$25.0010/26/2009 5:26:09 AM
twomonkeys3$25.00$25.0010/26/2009 9:12:18 AM
thryn$25.00$25.0010/26/2009 6:01:23 AM
dadalou$25.00$25.0010/26/2009 9:31:07 AM
blot44$25.00$25.0010/26/2009 6:42:28 AM
mcabery$25.00$25.0010/26/2009 6:46:41 AM
nalaari$50.00$50.0010/26/2009 9:31:22 AM
coolspeed$25.00$25.0010/26/2009 9:51:48 AM
gauss02$25.00$25.0010/26/2009 10:20:14 AM
monstersdad$37.61$37.6110/26/2009 10:53:49 AM
AgTiPinisher$25.00$25.0010/26/2009 10:37:32 AM
blue-exuberant-economy$25.00$25.0010/26/2009 9:51:44 AM
Viamin$25.00$25.0010/26/2009 9:52:28 AM
iruz$50.00$50.0010/26/2009 12:02:06 PM
MGOT-Ken$25.00$25.0010/26/2009 12:36:11 PM
SourDoughSteve$25.00$25.0010/26/2009 10:46:57 AM
ADenny$25.00$25.0010/26/2009 12:32:09 PM
GenerousGentleMan$49.13$49.1310/26/2009 12:36:10 PM
here2lend$25.00$25.0010/26/2009 1:07:17 PM
icefish$50.00$50.0010/26/2009 12:07:15 PM
SASBANK$25.00$25.0010/26/2009 2:27:40 PM
jd006006$50.00$50.0010/26/2009 12:27:10 PM
buckeye55$25.00$25.0010/26/2009 3:56:27 PM
mlbox3k$25.00$25.0010/26/2009 4:09:05 PM
dpfl55$25.00$25.0010/26/2009 3:46:19 PM
chief219$25.00$25.0010/26/2009 3:56:25 PM
Gibbyland$53.04$53.0410/26/2009 4:18:03 PM
interest-exec9$25.00$25.0010/26/2009 5:21:54 PM
rulender$29.02$29.0210/26/2009 5:31:22 PM
soroxy$25.00$25.0010/26/2009 5:36:26 PM
Thecozychick$25.00$25.0010/26/2009 5:41:07 PM
teejay411$31.29$31.2910/26/2009 5:41:08 PM
Mowine4me$25.00$25.0010/26/2009 7:19:09 PM
lucky6$25.00$25.0010/26/2009 5:22:08 PM
icontender$25.00$25.0010/26/2009 5:51:12 PM
peace-cadence$25.00$25.0010/26/2009 10:31:06 PM
responsibility-butterfly$25.00$25.0010/27/2009 6:31:33 AM
TheReaderRabbit$25.00$25.0010/27/2009 6:41:04 AM
a-finance-nirvana$300.00$300.0010/27/2009 6:37:54 AM
One1putt$25.00$25.0010/26/2009 8:56:05 PM
Veggie_Monkey$25.00$25.0010/27/2009 9:42:39 AM
shawndw$35.00$35.0010/27/2009 9:42:42 AM
secretidentity$25.00$25.0010/27/2009 9:44:51 AM
Moron_Buffet$25.00$25.0010/27/2009 7:31:04 AM
FCI$25.00$25.0010/27/2009 7:46:07 AM
mizount$25.00$25.0010/27/2009 9:47:46 AM
mkell43$25.00$25.0010/27/2009 9:41:56 AM
PatRichi$25.00$25.0010/27/2009 9:42:00 AM
mizunoman$25.00$25.0010/27/2009 9:42:21 AM
derfen$25.00$25.0010/27/2009 10:11:07 AM
mjjjrj$25.00$25.0010/27/2009 9:43:44 AM
albatross897$25.00$25.0010/27/2009 10:16:06 AM
xphile$25.00$25.0010/27/2009 9:45:01 AM
MikeB918$25.00$25.0010/27/2009 10:36:08 AM
DeathScythe676$25.00$25.0010/27/2009 9:46:52 AM
ChicoBob$50.00$50.0010/27/2009 10:56:22 AM
bigrpf5$25.00$25.0010/27/2009 10:56:25 AM
testobsessed$25.24$25.2410/27/2009 11:21:07 AM
brstern2$25.00$25.0010/27/2009 11:11:09 AM
OLYVRC$25.00$25.0010/27/2009 11:11:18 AM
geekguy$25.00$25.0010/27/2009 11:46:05 AM
jt88$25.00$25.0010/27/2009 9:56:54 AM
auction-rocket$25.00$25.0010/27/2009 10:11:05 AM
palpbert$25.00$25.0010/27/2009 10:26:07 AM
secret-santa$25.00$25.0010/27/2009 10:41:51 AM
kanewna$71.40$71.4010/27/2009 3:23:26 PM
a-harmonious-deal$25.00$25.0010/27/2009 3:01:05 PM
Artist_Blue$25.00$25.0010/27/2009 3:24:16 PM
head$25.00$25.0010/27/2009 3:24:21 PM
oreyedoc$25.00$25.0010/27/2009 3:25:24 PM
MidnightBank$25.00$25.0010/27/2009 3:25:46 PM
USMC0311$25.00$25.0010/27/2009 3:23:29 PM
SpectrumCapital$25.00$25.0010/27/2009 3:28:17 PM
cingular$25.00$25.0010/27/2009 3:16:18 PM
chief_wo$25.00$25.0010/27/2009 3:25:13 PM
well-mannered-income3$25.00$25.0010/27/2009 3:28:23 PM
longisland47m$25.00$25.0010/27/2009 3:36:47 PM
sclark$25.00$25.0010/27/2009 5:16:41 PM
pubnat$25.00$25.0010/27/2009 5:17:46 PM
mwl$25.00$25.0010/27/2009 5:18:10 PM
salala$25.00$25.0010/27/2009 5:19:34 PM
easylender$25.00$25.0010/27/2009 5:19:25 PM
wise-spirited-nickel$25.00$25.0010/27/2009 4:38:21 PM
stolan$25.00$25.0010/27/2009 5:51:10 PM
dt2812$25.00$25.0010/27/2009 5:17:27 PM
davidmanheim$25.00$25.0010/27/2009 7:11:07 PM
WorldlyWorker$25.00$25.0010/27/2009 5:20:06 PM
Casman8815$25.00$25.0010/27/2009 7:26:28 PM
8bitnintendo$25.00$25.0010/27/2009 7:16:23 PM
Cluvnupe06$25.00$25.0010/27/2009 7:26:12 PM
first-poetic-deal$25.00$25.0010/27/2009 10:31:22 PM
labate$25.00$25.0010/27/2009 11:11:02 PM
dollars4debts$25.00$25.0010/28/2009 4:27:49 AM
emo13$50.00$50.0010/27/2009 7:01:29 PM
Captain88$25.00$25.0010/27/2009 7:11:08 PM
MT1130$25.00$25.0010/27/2009 7:26:11 PM
smartie1$25.00$25.0010/28/2009 7:47:53 AM
leverage-monger$50.00$50.0010/28/2009 9:33:15 AM
iolaire$25.00$25.0010/28/2009 9:43:41 AM
Eagledrop$25.00$25.0010/28/2009 9:57:45 AM
Zoomie$25.00$25.0010/28/2009 10:14:06 AM
AJSinvest$25.00$25.0010/28/2009 10:14:04 AM
psturm$25.00$25.0010/28/2009 10:22:48 AM
ALL-PRIME$25.00$25.0010/28/2009 10:43:09 AM
SavannahBear$25.00$25.0010/28/2009 10:39:07 AM
Sigonio$25.00$25.0010/28/2009 10:49:15 AM
Hoov$25.00$25.0010/28/2009 10:49:28 AM
lendinstuff$25.00$25.0010/28/2009 11:03:27 AM
BigCityLending$25.00$25.0010/28/2009 11:13:48 AM
pseudokris$25.00$25.0010/28/2009 10:57:58 AM
mikeleib$25.00$25.0010/28/2009 11:03:29 AM
noble-revenue$34.90$34.9010/28/2009 11:14:03 AM
pbandjb$25.00$25.0010/28/2009 11:38:54 AM
Emgolda$25.00$25.0010/28/2009 11:23:05 AM
justalender$25.00$25.0010/28/2009 11:47:47 AM
langdonx$26.77$26.7710/28/2009 11:28:24 AM
Lendomatic$25.00$25.0010/28/2009 10:13:43 AM
velocity-flag$25.00$25.0010/28/2009 12:35:49 PM
pulmdoc$25.00$25.0010/28/2009 1:37:47 PM
dealarella$25.00$25.0010/28/2009 2:03:05 PM
sajitp$25.00$25.0010/28/2009 10:49:13 AM
Strato$25.00$25.0010/28/2009 2:03:13 PM
DrDavid63$25.00$25.0010/28/2009 2:03:24 PM
social-comet7$25.00$25.0010/28/2009 2:08:15 PM
SouthCoast$25.00$25.0010/28/2009 2:08:17 PM
kindofaloaner$25.00$25.0010/28/2009 11:22:53 AM
eggzie$25.00$25.0010/28/2009 3:33:41 PM
cny_loans$25.00$25.0010/28/2009 11:38:59 AM
mtgops$25.00$25.0010/28/2009 3:33:44 PM
BklynLender$25.00$25.0010/28/2009 3:52:54 PM
QuinMccoy$25.00$25.0010/28/2009 3:52:52 PM
northwesttlr$25.00$25.0010/28/2009 1:37:48 PM
RJN$25.00$25.0010/28/2009 2:03:23 PM
cawdrw2002$25.00$25.0010/28/2009 2:08:16 PM
wrchism$46.88$46.8810/28/2009 3:17:54 PM
mscomeaux$25.00$25.0010/28/2009 3:52:48 PM
Boxhead$25.00$25.0010/28/2009 3:52:52 PM
suave-dollar$40.00$40.0010/28/2009 4:33:16 PM
Natronpee$25.00$25.0010/28/2009 5:52:59 PM
Stozer$35.00$35.0010/28/2009 6:08:00 PM
puyanera$25.00$25.0010/28/2009 4:26:20 PM
joshlenn$25.00$25.0010/28/2009 4:48:06 PM
MrDavid$50.00$50.0010/28/2009 9:32:47 PM
ajk_blue$25.00$25.0010/28/2009 9:47:44 PM
TheLenderYouWantBiddingForYou$25.00$25.0010/28/2009 8:08:36 PM
favorite-dollar$25.00$25.0010/29/2009 5:54:02 AM
jam96$25.00$25.0010/29/2009 7:58:12 AM
buffalobills$25.00$25.0010/29/2009 8:13:46 AM
yachey$25.00$25.0010/29/2009 9:32:54 AM
perchedeagle$25.00$25.0010/29/2009 11:09:51 AM
SkiNZ$25.00$25.0010/29/2009 11:28:27 AM
PCGeekWI$25.00$25.0010/29/2009 9:32:57 AM
MathProfessor$25.00$25.0010/29/2009 11:16:21 AM
onegoodlender$25.00$25.0010/29/2009 11:43:42 AM
donloah$25.00$25.0010/29/2009 12:09:08 PM
slojudy$25.00$25.0010/29/2009 12:42:58 PM
BludAx$25.00$25.0010/29/2009 12:34:14 PM
CIC$25.00$25.0010/29/2009 10:10:35 AM
GreenMind$25.00$25.0010/29/2009 12:58:51 PM
trucklawyer$25.00$25.0010/29/2009 12:59:10 PM
amijo$50.00$50.0010/29/2009 1:32:54 PM
Nothus$25.00$25.0010/29/2009 1:32:44 PM
lostontheedge$25.00$25.0010/29/2009 1:32:55 PM
_SCI_$25.00$25.0010/29/2009 11:43:51 AM
halfpintc$25.00$25.0010/29/2009 1:48:58 PM
reefer$27.32$27.3210/29/2009 1:49:07 PM
NJNY$25.00$25.0010/29/2009 2:22:50 PM
malcolmreynolds$25.17$25.1710/29/2009 2:32:22 PM
MechEngineer$25.00$25.0010/29/2009 2:38:28 PM
respectful-note$25.00$25.0010/29/2009 12:02:28 PM
YellowJacket$25.00$25.0010/29/2009 12:08:57 PM
ocv$25.00$25.0010/29/2009 12:17:53 PM
BCD$25.00$25.0010/29/2009 3:12:42 PM
member123$25.00$25.0010/29/2009 3:26:40 PM
versatilenyguy$100.00$100.0010/29/2009 1:31:57 PM
aspire2grow$25.00$25.0010/29/2009 1:34:20 PM
mnmcarve$25.00$25.0010/29/2009 1:38:37 PM
tyson789$100.00$100.0010/29/2009 1:42:52 PM
return-grizzly$500.00$500.0010/29/2009 1:48:34 PM
108lender$100.00$100.0010/29/2009 4:19:57 PM
Teminole$25.00$25.0010/29/2009 4:36:24 PM
BoughtTheFarm$25.00$25.0010/29/2009 4:35:01 PM
Allichar$33.84$33.8410/29/2009 6:43:06 PM
wild-orange$100.00$100.0010/30/2009 3:08:10 AM
point-zebra$25.00$25.0010/30/2009 3:28:51 AM
JLPicard$50.00$50.0010/29/2009 6:10:29 PM
building_community$25.00$25.0010/30/2009 6:44:43 AM
Chrishu$25.00$25.0010/30/2009 7:19:49 AM
Airthus$25.00$25.0010/30/2009 3:18:27 AM
Lend2U21$25.00$25.0010/30/2009 3:32:41 AM
banker9705$26.69$26.6910/29/2009 7:27:16 PM
miked8303$25.00$25.0010/30/2009 7:59:00 AM
Speedfreak$25.00$25.0010/29/2009 7:50:39 PM
inspired-agreement$25.00$25.0010/30/2009 9:33:34 AM
tomxnsn$25.00$25.0010/30/2009 9:42:51 AM
enticing-funds$25.00$25.0010/30/2009 10:17:44 AM
perchedeagle$25.00$25.0010/30/2009 11:48:47 AM
jcrew007$25.00$25.0010/30/2009 10:43:32 AM
greenbackologist$25.00$25.0010/30/2009 9:32:55 AM
Lise46$25.93$25.9310/30/2009 11:08:33 AM
michaelndn$25.00$25.0010/30/2009 11:11:48 AM
Auditman$50.00$50.0010/30/2009 12:58:10 PM
TakeCare$200.00$200.0010/30/2009 9:55:54 AM
khamen$25.00$25.0010/30/2009 10:12:20 AM
director877$25.00$19.5610/30/2009 1:22:42 PM
RainbowEnd$25.00$25.0010/30/2009 11:33:44 AM
organic-platinum$25.00$25.0010/30/2009 1:59:48 PM
value-pouch$25.00$25.0010/30/2009 10:53:50 AM
interstellar$49.17$49.1710/30/2009 11:09:00 AM
orange-truth-pole$25.00$25.0010/30/2009 11:19:26 AM
theemhdoctor$25.00$25.0010/30/2009 11:34:01 AM
golden-cat$25.00$25.0010/30/2009 12:13:20 PM
revenue-sapling$25.00$25.0010/30/2009 12:20:58 PM
njmlaj726$25.00$25.0010/30/2009 1:31:44 PM
tempo6$25.00$25.0010/30/2009 3:48:47 PM
loaninvesting$25.00$25.0010/23/2009 4:03:30 PM
credit-investor5$50.00$50.0010/23/2009 4:03:42 PM
Banker7371$25.00$25.0010/23/2009 4:03:32 PM
get30inc$50.00$50.0010/23/2009 4:07:31 PM
anton$50.00$50.0010/23/2009 4:07:56 PM
buckyhead2000$25.00$25.0010/23/2009 4:08:00 PM
amit_gu$50.00$50.0010/23/2009 4:05:30 PM
awwaww$25.00$25.0010/23/2009 4:08:18 PM
abidos$25.00$25.0010/23/2009 4:08:32 PM
kulender$25.00$25.0010/23/2009 4:08:41 PM
bchen78875$50.00$50.0010/23/2009 4:09:01 PM
compoundinterest$50.00$50.0010/23/2009 4:09:20 PM
supersarah61$25.00$25.0010/23/2009 4:06:56 PM
goofy15975$25.00$25.0010/23/2009 4:09:48 PM
slartibardfast$35.00$35.0010/23/2009 4:07:01 PM
RB_Double-A_Bravo$25.00$25.0010/23/2009 4:10:42 PM
a-responsible-return$25.00$25.0010/23/2009 4:07:32 PM
trident9$50.00$50.0010/23/2009 4:10:50 PM
neighborly-hope6$100.00$100.0010/23/2009 4:10:53 PM
tallmon$25.00$25.0010/23/2009 4:07:49 PM
TandyJames$50.00$50.0010/23/2009 4:11:24 PM
rjleves$25.00$25.0010/23/2009 4:11:30 PM
CommerciaLender$25.00$25.0010/23/2009 4:05:04 PM
ClearLake$25.00$25.0010/23/2009 4:11:56 PM
kid8549$25.00$25.0010/23/2009 4:09:34 PM
MONEYLENDER101$100.00$100.0010/23/2009 4:09:43 PM
janus_god$25.00$25.0010/23/2009 4:13:06 PM
SDNLR$25.00$25.0010/23/2009 4:10:02 PM
robust-loyalty$25.00$25.0010/23/2009 4:13:18 PM
MTLoans$25.00$25.0010/23/2009 4:10:11 PM
bonus-antioxidant$25.00$25.0010/23/2009 4:13:20 PM
harmonious-yield$25.00$25.0010/23/2009 4:13:27 PM
JJS180$25.00$25.0010/23/2009 4:13:42 PM
don8ter$60.00$60.0010/23/2009 4:13:46 PM
likeable-value$25.00$25.0010/23/2009 4:10:46 PM
kenji4861$50.00$50.0010/23/2009 4:07:00 PM
Attract$25.00$25.0010/23/2009 4:07:11 PM
Tai$25.00$25.0010/23/2009 4:07:14 PM
LALO79$25.00$25.0010/23/2009 4:11:05 PM
kanakakm$50.00$50.0010/23/2009 4:07:17 PM
SNH$50.00$50.0010/23/2009 4:07:24 PM
flwah$50.00$50.0010/23/2009 4:07:31 PM
Nco$25.00$25.0010/23/2009 4:11:20 PM
understanding-marketplace$25.00$25.0010/23/2009 4:07:36 PM
Barak$80.00$80.0010/23/2009 4:11:38 PM
acropiloterau2002$25.00$25.0010/23/2009 4:12:09 PM
windfall46$25.00$25.0010/23/2009 4:08:24 PM
djh47a$40.00$40.0010/23/2009 4:12:47 PM
Weaverville$25.00$25.0010/23/2009 4:08:53 PM
pawsitive$25.00$25.0010/23/2009 4:12:55 PM
Ocean-Breeze$25.00$25.0010/23/2009 4:13:01 PM
Cai8899$25.00$25.0010/23/2009 4:13:08 PM
BlindProphet$25.00$25.0010/23/2009 4:09:15 PM
czar3$25.00$25.0010/23/2009 4:09:37 PM
ytjameslee$50.00$50.0010/23/2009 4:13:50 PM
CarDealer3070$50.00$50.0010/23/2009 4:09:59 PM
elegant-bonus$25.00$25.0010/23/2009 4:10:06 PM
vkorichkov$25.00$25.0010/23/2009 4:10:15 PM
spruce2$25.00$25.0010/23/2009 4:24:47 PM
mamayama$25.00$25.0010/23/2009 4:10:35 PM
donmacprosper$50.00$50.0010/23/2009 4:10:56 PM
gentle-gold$25.00$25.0010/23/2009 4:11:03 PM
Headhunter14$25.00$25.0010/23/2009 4:11:08 PM
generosity-neutrino$25.00$25.0010/23/2009 4:11:16 PM
peaceful-bid$25.00$25.0010/23/2009 4:11:19 PM
newest-generosity-saga$25.00$25.0010/23/2009 4:11:27 PM
kinetic-diversification$50.00$50.0010/23/2009 4:12:24 PM
thegreatone$100.00$100.0010/23/2009 4:12:31 PM
rjblack$32.30$32.3010/23/2009 4:13:05 PM
BayShell$40.00$40.0010/23/2009 4:13:37 PM
productive-currency3$25.00$25.0010/23/2009 5:58:17 PM
Hexnut$50.00$50.0010/23/2009 6:26:35 PM
elasermd$50.00$50.0010/23/2009 8:06:41 PM
PacDoor$25.00$25.0010/23/2009 8:06:33 PM
bokonon$25.00$25.0010/23/2009 8:06:42 PM
unrivaled-justice$25.00$25.0010/23/2009 10:52:56 PM
lagnisiruk$25.00$25.0010/23/2009 8:06:39 PM
turbine5$40.00$40.0010/24/2009 4:16:29 AM
degster$25.00$25.0010/24/2009 4:16:35 AM
gold-tsunami$25.00$25.0010/24/2009 8:51:35 AM
figs4u2$25.00$25.0010/24/2009 5:11:15 AM
VBAces$75.00$75.0010/24/2009 4:17:24 AM
Plotinus$50.00$50.0010/24/2009 7:08:35 AM
Orringo$34.59$34.5910/24/2009 7:51:17 AM
orange-resolute-platinum$25.00$25.0010/24/2009 11:51:12 AM
GatorBait$35.00$35.0010/24/2009 3:46:09 PM
nuclearmoose$25.00$25.0010/24/2009 5:46:09 PM
geniusj$25.00$25.0010/24/2009 10:18:23 AM
portfolio-zone801$25.00$25.0010/24/2009 6:16:23 PM
fortytwo$53.59$53.5910/24/2009 12:12:39 PM
jchix$25.00$25.0010/24/2009 6:06:25 PM
thedreamer$25.00$25.0010/25/2009 7:18:27 AM
mmqc$25.00$25.0010/24/2009 9:51:10 PM
golden-yield$25.00$25.0010/25/2009 10:46:45 AM
DadWarbucks$25.00$25.0010/25/2009 11:28:26 AM
greenwell$50.00$50.0010/25/2009 6:01:06 PM
dparkhom$25.00$25.0010/25/2009 1:22:28 PM
adir1$25.00$25.0010/25/2009 7:08:18 PM
BaxterEvil$25.00$25.0010/25/2009 7:16:20 PM
mjm77_1$25.00$25.0010/25/2009 10:31:50 PM
BiggestG$25.00$25.0010/25/2009 3:01:59 PM
regahj99$25.00$25.0010/25/2009 11:11:31 PM
lean-velocity$25.00$25.0010/26/2009 3:56:20 AM
Tiger86$25.00$25.0010/26/2009 4:37:09 AM
proper-commitment5$34.28$34.2810/25/2009 9:58:17 PM
meux99$25.00$25.0010/26/2009 5:47:17 AM
L-vex$25.00$25.0010/25/2009 4:51:33 PM
NATIVEBORN$39.01$39.0110/26/2009 12:31:32 AM
Cherrypicker06$25.00$25.0010/26/2009 5:47:16 AM
boogaboogabooga$25.00$25.0010/25/2009 7:26:15 PM
BACKJUDGE$25.00$25.0010/26/2009 7:36:48 AM
js60l$25.00$25.0010/26/2009 7:26:12 AM
Kame$25.00$25.0010/26/2009 8:47:32 AM
financelover$34.68$34.6810/26/2009 8:57:25 AM
mathprof$25.00$25.0010/26/2009 9:27:09 AM
orbiter614$50.00$50.0010/26/2009 9:31:15 AM
nala2821$25.00$25.0010/26/2009 9:31:38 AM
loyalist1$25.00$25.0010/26/2009 9:31:10 AM
bazaar-tulip$25.00$25.0010/26/2009 9:48:51 AM
BigEarHole$25.00$25.0010/26/2009 7:36:37 AM
julijask$25.00$25.0010/26/2009 8:56:40 AM
income-crescendo1$25.00$25.0010/26/2009 10:39:07 AM
pragmatic-camaraderi$25.00$25.0010/26/2009 9:31:17 AM
bugleusmc$30.00$30.0010/26/2009 10:53:51 AM
flexiboy35$25.00$25.0010/26/2009 9:51:26 AM
preciousjeni$33.64$33.6410/26/2009 9:51:58 AM
lloyd_s$25.00$25.0010/26/2009 11:31:29 AM
Norcal$50.00$50.0010/26/2009 12:01:32 PM
Mark-O-Polo$25.00$25.0010/26/2009 12:07:19 PM
outwish$25.00$25.0010/26/2009 11:04:35 AM
wormdc$25.00$25.0010/26/2009 1:03:53 PM
TK4$25.00$25.0010/26/2009 11:29:10 AM
b-rent$25.00$25.0010/26/2009 1:06:47 PM
lowrate$25.00$25.0010/26/2009 1:16:18 PM
kindness-saver$44.53$44.5310/26/2009 12:07:23 PM
BankOfFrankFairness$50.00$50.0010/26/2009 1:51:09 PM
TheColoradoDon$25.00$25.0010/26/2009 2:41:36 PM
gogmagog$50.29$50.2910/26/2009 12:36:12 PM
mh1169$25.00$25.0010/26/2009 3:34:00 PM
Sitgarath$25.00$25.0010/26/2009 1:06:56 PM
Lender0010$25.00$25.0010/26/2009 3:54:25 PM
Barbaro$25.00$25.0010/26/2009 3:56:26 PM
Futurero$25.00$25.0010/26/2009 3:56:24 PM
reinforced-reward$25.00$25.0010/26/2009 4:09:00 PM
mikeandcat$34.59$34.5910/26/2009 1:16:16 PM
Jassi$25.00$25.0010/26/2009 3:56:13 PM
help_each_other$25.00$25.0010/26/2009 3:56:29 PM
bayareainv$40.74$40.7410/26/2009 5:22:09 PM
SnE$25.00$25.0010/26/2009 5:22:11 PM
tsui517$25.00$25.0010/26/2009 7:01:30 PM
KeepOnRunning$50.00$50.0010/26/2009 7:26:42 PM
money-shaker$25.00$25.0010/27/2009 6:56:14 AM
red-favorable-basis$25.00$25.0010/27/2009 7:36:51 AM
jplatypus$25.00$25.0010/27/2009 9:42:10 AM
codyrun$25.00$25.0010/27/2009 9:42:40 AM
point-shooter$25.00$25.0010/27/2009 9:42:59 AM
whiteshadow$25.00$25.0010/27/2009 9:43:07 AM
kubien$25.00$25.0010/27/2009 9:42:15 AM
colorado23$25.00$25.0010/27/2009 9:42:43 AM
Guerrilla_Man$25.00$25.0010/27/2009 9:44:49 AM
fsa3$25.00$25.0010/27/2009 9:46:55 AM
All_Wins$25.00$25.0010/27/2009 9:47:35 AM
BaltimoreLender$25.00$25.0010/27/2009 9:56:55 AM
StWaldo$25.00$25.0010/27/2009 9:41:58 AM
johnsails$35.66$35.6610/27/2009 9:42:18 AM
shorttail$25.00$25.0010/27/2009 10:21:48 AM
onlyinchicago$25.00$25.0010/27/2009 9:44:54 AM
lucrative-worth$25.00$25.0010/27/2009 10:24:05 AM
MoJoRisin15$25.00$25.0010/27/2009 10:36:30 AM
philipandc$25.00$25.0010/27/2009 10:42:03 AM
Patter256$25.00$25.0010/27/2009 10:56:18 AM
fireupthegrill$25.00$25.0010/27/2009 10:56:26 AM
synergy4all$25.00$25.0010/27/2009 10:56:27 AM
hayhelp$25.00$25.0010/27/2009 11:06:40 AM
tolstoy00$25.00$25.0010/27/2009 11:11:07 AM
slowpig$47.39$47.3910/27/2009 11:26:06 AM
seattleslug$30.00$30.0010/27/2009 11:17:22 AM
RandomMonkey$25.00$25.0010/27/2009 9:56:56 AM
atlviet$25.00$25.0010/27/2009 10:21:59 AM
jeffc92$43.53$43.5310/27/2009 1:36:05 PM
Avala$25.00$25.0010/27/2009 2:51:11 PM
kenyonhillbilly$25.54$25.5410/27/2009 2:41:18 PM
nhm$25.00$25.0010/27/2009 2:46:08 PM
kegs$46.51$46.5110/27/2009 3:16:09 PM
crenen139$50.00$50.0010/27/2009 3:24:18 PM
Residuum$25.00$25.0010/27/2009 3:25:12 PM
dumbass$25.00$25.0010/27/2009 3:25:28 PM
totoro$25.00$25.0010/27/2009 3:24:57 PM
zyztemboy$25.00$25.0010/27/2009 3:36:55 PM
johannesfactotum$25.00$25.0010/27/2009 3:16:08 PM
bowdish1$39.87$39.8710/27/2009 3:24:10 PM
Coach2often$50.00$50.0010/27/2009 3:24:55 PM
supe11$25.00$25.0010/27/2009 3:25:29 PM
SpectrumFinance$25.00$25.0010/27/2009 3:29:03 PM
Hutpit$40.00$40.0010/27/2009 5:16:36 PM
titaniumtommy$25.00$25.0010/27/2009 5:19:23 PM
Caledoni$25.00$25.0010/27/2009 5:20:16 PM
vtr1000$25.51$25.5110/27/2009 5:26:42 PM
PaulW$25.00$25.0010/27/2009 5:17:33 PM
sh71$25.00$25.0010/27/2009 7:26:07 PM
pi31415$25.00$25.0010/27/2009 7:26:13 PM
leftcoast52$25.00$25.0010/27/2009 7:31:06 PM
value-microscope$25.00$25.0010/27/2009 7:16:21 PM
mlender$25.00$25.0010/27/2009 7:26:09 PM
honorable-yield$50.00$50.0010/27/2009 7:31:08 PM
NELNET$32.31$32.3110/27/2009 5:32:04 PM
taxdiscusion$25.00$25.0010/27/2009 9:36:16 PM
Masterlender$25.00$25.0010/27/2009 11:36:16 PM
friendlyviking$25.00$25.0010/27/2009 7:26:08 PM
financial-frenzy$50.00$50.0010/28/2009 4:31:10 AM
cheng$25.00$25.0010/27/2009 7:26:14 PM
pythia$25.00$25.0010/27/2009 7:31:07 PM
baci99$25.00$25.0010/28/2009 6:52:55 AM
celkram$25.00$25.0010/27/2009 8:56:04 PM
divedude$25.00$25.0010/28/2009 9:02:41 AM
trade-watcher$25.00$25.0010/28/2009 9:48:53 AM
faldska$25.00$25.0010/28/2009 10:22:57 AM
Independenttools$25.00$25.0010/28/2009 6:08:11 AM
naniamo$25.00$25.0010/28/2009 10:39:01 AM
tatsuo20001$25.00$25.0010/28/2009 10:49:31 AM
azarael$25.00$25.0010/28/2009 6:37:47 AM
stensonb$25.00$25.0010/28/2009 6:52:56 AM
Aleut$25.00$25.0010/28/2009 11:38:58 AM
andycheb$43.73$43.7310/28/2009 8:52:43 AM
justice-dna$35.00$35.0010/28/2009 12:03:14 PM
giannyny$25.00$25.0010/28/2009 10:22:52 AM
Dave0$25.00$25.0010/28/2009 10:23:01 AM
gdbanks$25.00$25.0010/28/2009 10:28:45 AM
StrongMoney$25.00$25.0010/28/2009 2:03:22 PM
sail120$25.00$25.0010/28/2009 2:08:18 PM
jbadawg1017$25.00$25.0010/28/2009 3:17:55 PM
perlindc$32.90$32.9010/28/2009 3:33:45 PM
Sofar$25.00$25.0010/28/2009 11:39:11 AM
Xeo$25.00$25.0010/28/2009 3:33:42 PM
ebusinessagent$25.00$25.0010/28/2009 1:37:50 PM
FASTIZIO_P$33.33$33.3310/28/2009 3:52:50 PM
Sid-K$40.03$40.0310/28/2009 5:08:10 PM
tuffshorty$46.85$46.8510/28/2009 6:07:59 PM
CPAMAN$25.00$25.0010/28/2009 6:08:02 PM
TCayce$25.00$25.0010/28/2009 4:48:04 PM
frankdelraza$25.00$25.0010/28/2009 6:07:58 PM
p2p-gala$75.00$75.0010/28/2009 6:46:01 PM
ME-Entrepreneur$25.00$25.0010/29/2009 6:04:08 AM
fuzed$30.32$30.3210/28/2009 9:24:42 PM
Red4Golf$25.00$25.0010/28/2009 10:13:02 PM
MathProfessor$50.00$50.0010/29/2009 9:04:14 AM
wbahl$25.00$25.0010/29/2009 10:04:16 AM
super505$25.00$25.0010/29/2009 10:53:39 AM
dashawn$25.00$25.0010/29/2009 11:02:44 AM
b2006$25.00$25.0010/29/2009 10:47:49 AM
pipopirate$25.00$25.0010/29/2009 11:08:19 AM
SonomaHills$25.00$25.0010/29/2009 9:33:08 AM
BlindSquirrel$25.00$25.0010/29/2009 11:18:53 AM
Silverling6$26.95$26.9510/29/2009 10:00:35 AM
spin-kick$25.00$25.0010/29/2009 11:54:10 AM
bradwill$25.33$25.3310/29/2009 12:23:33 PM
Breken6$25.00$25.0010/29/2009 12:09:03 PM
SkonkeyGongo$25.00$25.0010/29/2009 12:42:56 PM
szetowski$25.00$25.0010/29/2009 12:43:01 PM
saxeman$25.63$25.6310/29/2009 12:48:16 PM
Victor-E-Lane$25.00$25.0010/29/2009 12:59:06 PM
Ven58$25.00$25.0010/29/2009 1:08:33 PM
Dollars4Rent$25.00$25.0010/29/2009 1:23:46 PM
Shockem923$25.00$25.0010/29/2009 1:23:52 PM
mrpowers5531$25.00$25.0010/29/2009 1:32:50 PM
bulldawg$25.00$25.0010/29/2009 1:32:42 PM
Seadrag367$25.00$25.0010/29/2009 1:49:02 PM
shadowflame_99$25.00$25.0010/29/2009 11:48:12 AM
FredHead3$28.57$28.5710/29/2009 1:57:27 PM
impartial-deal$25.00$25.0010/29/2009 2:38:43 PM
japper2353$25.00$25.0010/29/2009 12:08:53 PM
thesupplier$25.00$25.0010/29/2009 12:09:02 PM
Dreams4Cash$25.00$25.0010/29/2009 2:33:16 PM
rokdim$50.00$50.0010/29/2009 2:38:36 PM
bikingbtb$25.00$25.0010/29/2009 12:17:51 PM
csarradio$25.00$25.0010/29/2009 1:38:27 PM
virtualbank$25.00$25.0010/29/2009 2:13:45 PM
skywalkerR5$25.00$25.0010/29/2009 2:22:52 PM
hilsoon$25.00$25.0010/29/2009 2:38:27 PM
Searlzy$25.00$25.0010/29/2009 4:49:14 PM
MasterJin$25.00$25.0010/29/2009 4:49:30 PM
jybank$50.00$50.0010/29/2009 5:03:22 PM
Montgomery-Burns$25.00$25.0010/29/2009 4:55:57 PM
upbeat-wealth$25.00$25.0010/29/2009 8:52:39 PM
Havnfun$25.00$25.0010/30/2009 6:49:18 AM
blue-liberty-gourd$25.00$25.0010/30/2009 7:30:15 AM
racing777$25.00$25.0010/30/2009 4:26:31 AM
Credit2Prosper$42.56$42.5610/30/2009 6:22:45 AM
zippy-coin$126.26$126.2610/30/2009 9:09:01 AM
maga$100.00$100.0010/30/2009 9:21:35 AM
Richmp412$25.00$25.0010/30/2009 7:47:14 AM
nuts$100.00$100.0010/30/2009 9:33:00 AM
brightest-economy-tsunami$25.00$25.0010/30/2009 12:43:21 AM
oldman68$25.00$25.0010/30/2009 1:21:35 AM
PotBellyPete$100.00$100.0010/30/2009 8:44:15 AM
purohit$25.00$25.0010/30/2009 10:17:46 AM
top-trade-chihuahua$25.00$25.0010/30/2009 9:33:22 AM
dinero-philosopher3$25.00$25.0010/30/2009 9:33:29 AM
jocephus$60.09$60.0910/30/2009 9:34:58 AM
beebede$25.00$25.0010/30/2009 11:17:52 AM
thedoctor$25.00$25.0010/30/2009 11:48:12 AM
TriSail$25.00$25.0010/30/2009 10:33:25 AM
DMark69$25.00$25.0010/30/2009 10:43:36 AM
Trigirl23$25.00$25.0010/30/2009 10:52:52 AM
brother_tam$50.00$50.0010/30/2009 12:14:08 PM
radiant-fund$25.00$25.0010/30/2009 11:11:49 AM
crmoir$25.00$25.0010/30/2009 11:17:55 AM
yenom$25.00$25.0010/30/2009 11:18:05 AM
active-return$25.00$25.0010/30/2009 9:58:31 AM
kalex752$25.34$25.3410/30/2009 10:52:48 AM
the-profit-oracle$25.00$25.0010/30/2009 11:49:59 AM
roboflare$28.08$28.0810/30/2009 11:58:09 AM
AM2171$25.00$25.0010/30/2009 3:16:03 PM
sparkling-contract7$25.00$25.0010/30/2009 3:38:30 PM
Saab93$25.00$25.0010/30/2009 3:35:25 PM
porwestco$50.00$50.0010/30/2009 3:35:57 PM
625 bids
 
Borrower Payment Dependent Notes Series 430351
This series of Notes was issued and sold upon the funding of the borrower loan #39364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 21.15% Starting borrower rate/APR: 22.15% / 24.42% Starting monthly payment: $287.01
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $279.11
 
Auction yield range: 8.29% - 21.15% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Feb-2006 Debt/Income ratio: 21%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 12 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:9y 2m
Amount delinquent: $0 Revolving credit balance: $14,045 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 61%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: fearless-fund Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ISO High Interest C/C Help...
Purpose of loan:
This loan will be used to? pay off high interest credit cards. I just got married two months ago, and we needed to max out 3 high interest credit cards to pay for it. Making the payments isn't the problem. We just don't want to pay 15%+ interest on them.

My financial situation:
I am a good candidate for this loan because? I have good financial stability and solid job security. I have never made a late payment on any bill. The monthly expenses below are for both of us combined. My credit score is less than perfect becauase of my current debt to credit ratio (wedding/honeymoon), and not because of late payments, etc. FYI.

Monthly net income: $ 5600

Monthly expenses: $ 3100
??Housing: $ 1500
??Insurance: $?100
??Car expenses: $?400
??Utilities: $?100
??Phone, cable, internet: $?50
??Food, entertainment: $?300
??Clothing, household expenses $?100
??Credit cards and other loans: $ 500
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, what is the interest rate on the debt you'll be paying off? thanks! - shrewd-income
A: 19% ... was looking for something below that. Let me know if you have any other questions. (Oct-28-2009)
Q: Do you have an ebay ID or a Facebook page that you're willing to share with us? - 99Burning_Coder
A: eBay ID: mnman80 I do have a Facebook page - simply search my name. (Nov-02-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
payout-achievement$40.00$40.0010/26/2009 4:42:11 PM
iruz$50.00$50.0010/26/2009 4:42:34 PM
IIP77$25.00$25.0010/26/2009 4:42:31 PM
skuba$25.00$25.0010/26/2009 4:44:57 PM
five-star-note$35.00$35.0010/26/2009 4:45:00 PM
currency-bumblebee$25.00$25.0010/26/2009 4:45:18 PM
unk1911$25.00$25.0010/26/2009 4:45:34 PM
Entejaeger$25.00$25.0010/26/2009 4:41:41 PM
don8ter$25.00$25.0010/26/2009 4:46:34 PM
TIC0331$100.00$100.0010/26/2009 4:46:41 PM
mmqc$25.00$25.0010/26/2009 4:41:56 PM
CAGE-Investments$25.00$25.0010/26/2009 4:47:03 PM
Lender0010$25.00$25.0010/26/2009 4:47:04 PM
SnE$25.00$25.0010/26/2009 4:47:10 PM
greenfuture$25.00$25.0010/26/2009 4:47:22 PM
Robyn5722$25.00$25.0010/26/2009 4:47:35 PM
brother_tam$50.00$50.0010/26/2009 4:47:45 PM
Sefotonga$25.00$25.0010/26/2009 4:43:41 PM
SBT$50.00$50.0010/26/2009 4:48:38 PM
Lam0nt$25.00$25.0010/26/2009 4:49:31 PM
blivet1970$25.00$25.0010/26/2009 4:49:08 PM
noble-revenue$100.00$100.0010/26/2009 4:44:25 PM
booksleuth$50.00$50.0010/26/2009 4:44:41 PM
my401K$100.00$100.0010/26/2009 4:50:05 PM
Weaverville$50.00$50.0010/26/2009 4:44:47 PM
jhouman$25.00$25.0010/26/2009 4:44:49 PM
active-reward7$25.00$25.0010/26/2009 4:49:44 PM
likeable-value$25.00$25.0010/26/2009 4:49:56 PM
money-maniac$25.00$25.0010/26/2009 4:45:05 PM
five-star-justice$36.00$36.0010/26/2009 4:45:23 PM
Petite_Rose$25.00$25.0010/26/2009 4:50:59 PM
stollcm$25.00$25.0010/26/2009 4:51:11 PM
Tikibarman$31.06$31.0610/26/2009 4:46:15 PM
zoomdrm57$25.00$25.0010/26/2009 4:51:20 PM
chief_wo$25.00$25.0010/26/2009 4:46:43 PM
ferocious-exchange3$25.00$25.0010/26/2009 4:51:54 PM
tremendous-payment$25.00$25.0010/26/2009 4:46:49 PM
JGB$25.00$25.0010/26/2009 4:52:26 PM
helpful-dough$25.00$25.0010/26/2009 4:52:35 PM
Payasoup$60.00$60.0010/26/2009 4:47:25 PM
peripatetic$25.00$25.0010/26/2009 4:47:30 PM
Banker7371$25.00$25.0010/26/2009 4:52:47 PM
value-microscope$25.00$25.0010/26/2009 4:52:58 PM
laudable-balance$25.00$25.0010/26/2009 4:47:50 PM
irrelevant$25.00$25.0010/26/2009 4:53:07 PM
3am-preacher$25.00$24.0210/26/2009 4:53:14 PM
gig4ls$25.00$25.0010/26/2009 4:48:29 PM
TheMan$25.00$25.0010/26/2009 4:50:02 PM
goodacu$25.00$25.0010/26/2009 4:50:17 PM
LKN2RTR$25.00$25.0010/26/2009 4:51:07 PM
Orringo$50.00$50.0010/26/2009 4:51:49 PM
kid8549$25.00$25.0010/26/2009 4:51:59 PM
shiny-dollar9$25.00$25.0010/26/2009 4:52:31 PM
windfall46$25.00$25.0010/26/2009 4:52:34 PM
ngmansfield$25.00$25.0010/26/2009 4:52:39 PM
rmachi$25.00$25.0010/26/2009 4:52:54 PM
LR_Biker$25.00$25.0010/26/2009 4:53:12 PM
BuffetRocks$50.00$50.0010/26/2009 5:00:16 PM
Bank_Of_XL$100.00$100.0010/26/2009 4:59:34 PM
reflective-rupee$25.00$25.0010/26/2009 5:06:40 PM
wildguy$25.00$25.0010/26/2009 5:01:56 PM
jybank$25.00$25.0010/26/2009 5:12:19 PM
twjh$30.00$30.0010/26/2009 5:18:52 PM
roi-advantage$25.00$25.0010/26/2009 8:50:17 PM
loanman2007$50.00$50.0010/27/2009 6:07:55 AM
Pickmar$25.00$25.0010/27/2009 10:31:15 AM
AuroraRobbin$50.00$50.0010/27/2009 11:01:46 AM
debtcollector$100.00$100.0010/27/2009 5:52:08 PM
DannyPhantom$50.00$50.0010/27/2009 8:06:54 PM
Rulea72$150.00$150.0010/28/2009 10:49:52 AM
junes08$25.00$25.0010/28/2009 3:35:58 PM
GS-ROCK$31.83$31.8310/28/2009 5:38:13 PM
Sugarmama21$50.00$50.0010/28/2009 6:54:37 PM
PrinceValium$25.00$25.0010/29/2009 6:01:54 PM
AustinAmerica$25.00$25.0010/30/2009 7:06:24 AM
Helenska11$25.00$25.0010/29/2009 8:37:52 PM
aspire2grow$26.33$26.3310/30/2009 9:17:05 AM
RedCentre$76.88$76.8810/30/2009 9:43:06 AM
roadster199$25.00$25.0010/30/2009 10:58:15 AM
KrisKringle$75.00$75.0010/30/2009 2:42:36 PM
MathProfessor$100.00$100.0010/30/2009 6:34:57 PM
site_ml$25.00$25.0010/30/2009 7:37:34 PM
felicity-daydream$25.00$25.0010/31/2009 12:59:23 PM
credit-coach118$25.00$25.0010/30/2009 8:50:19 PM
ezhik00$25.00$25.0010/31/2009 3:14:55 PM
marala4285$25.00$25.0011/1/2009 8:29:54 AM
leverage-monger$25.00$25.0010/31/2009 12:20:46 PM
shrewd-income$400.00$400.0011/1/2009 12:46:25 PM
SkinnyFish$25.00$25.0011/1/2009 3:43:27 PM
spiff666$25.00$25.0011/1/2009 3:54:58 PM
cash-daisy$40.00$40.0011/2/2009 9:18:35 AM
Easystreet$25.00$25.0011/2/2009 10:34:38 AM
wild-orange$25.00$25.0011/2/2009 8:27:47 AM
reflective-rupee$25.00$25.0011/2/2009 11:07:54 AM
exciting-fairness$100.00$100.0011/2/2009 2:56:54 PM
Im_the_piper---Pay_up$150.00$150.0011/2/2009 3:04:15 PM
Searlzy$25.00$25.0011/2/2009 9:34:06 AM
Astyanax$25.00$25.0011/2/2009 2:26:37 PM
pragmatic-camaraderi$25.00$25.0010/26/2009 4:42:39 PM
rellotsf$25.00$25.0010/26/2009 4:42:45 PM
crazycool$35.00$35.0010/26/2009 4:44:38 PM
fortytwo$100.00$100.0010/26/2009 4:44:52 PM
Supernick$50.00$50.0010/26/2009 4:44:44 PM
srfb973$50.00$50.0010/26/2009 4:46:05 PM
martinatime$25.00$25.0010/26/2009 4:46:14 PM
Vegasjim$25.00$25.0010/26/2009 4:46:17 PM
mpatrick$50.00$50.0010/26/2009 4:46:19 PM
Cheburashka$25.00$25.0010/26/2009 4:46:26 PM
twomonkeys3$25.00$25.0010/26/2009 4:46:45 PM
Fuzkaska__F_u_n_d_s$25.00$25.0010/26/2009 4:47:06 PM
tmillerosu$25.00$25.0010/26/2009 4:47:27 PM
lcole32$25.00$25.0010/26/2009 4:47:41 PM
VeedonFleece$25.00$25.0010/26/2009 4:48:46 PM
snoopey100$25.00$25.0010/26/2009 4:49:36 PM
longvoyage2005$25.00$25.0010/26/2009 4:50:19 PM
Loan_shark718$50.00$50.0010/26/2009 4:50:01 PM
jdl424$25.00$25.0010/26/2009 4:45:27 PM
elated-justice$25.00$25.0010/26/2009 4:45:29 PM
selfmademan$25.00$25.0010/26/2009 4:50:40 PM
bxdoc$150.00$150.0010/26/2009 4:45:36 PM
Kelor99$25.00$25.0010/26/2009 4:51:21 PM
newest-generosity-saga$25.00$25.0010/26/2009 4:46:27 PM
SB-Funding$50.00$50.0010/26/2009 4:46:46 PM
SimGuy$25.00$25.0010/26/2009 4:46:47 PM
power-collider$25.00$25.0010/26/2009 4:46:54 PM
mdreiss$25.00$25.0010/26/2009 4:52:08 PM
cathexis$25.00$25.0010/26/2009 4:47:02 PM
Syzygy$25.00$25.0010/26/2009 4:52:17 PM
best-marketologist$25.00$25.0010/26/2009 4:47:20 PM
integrity-spilunker$25.00$25.0010/26/2009 4:52:33 PM
sophisticated-ore$200.00$200.0010/26/2009 4:47:49 PM
kanakakm$25.00$25.0010/26/2009 4:53:09 PM
Halos2002$50.00$50.0010/26/2009 4:53:04 PM
Tavita$25.00$25.0010/26/2009 4:49:05 PM
jdnyc$25.00$25.0010/26/2009 4:50:04 PM
spruce2$25.00$25.0010/26/2009 4:50:08 PM
EnigmaNYC-29$25.00$25.0010/26/2009 4:50:13 PM
three-for-6$25.00$25.0010/26/2009 4:50:20 PM
reciprocate$50.00$50.0010/26/2009 4:50:26 PM
ultimate-commitment$25.00$25.0010/26/2009 4:50:29 PM
jchix$25.00$25.0010/26/2009 4:50:36 PM
vinayski$25.00$25.0010/26/2009 4:51:32 PM
GOPHERBOY$30.00$30.0010/26/2009 4:52:21 PM
abidos$25.00$25.0010/26/2009 4:52:36 PM
vkorichkov$35.00$35.0010/26/2009 4:52:56 PM
d_grbg$25.00$25.0010/26/2009 5:00:21 PM
robot777$40.00$40.0010/26/2009 5:02:00 PM
a-reasonable-return$25.00$25.0010/26/2009 5:12:58 PM
SV-AZ$25.00$25.0010/26/2009 8:04:49 PM
BenR$100.00$100.0010/27/2009 8:11:15 AM
payout-magician$25.00$25.0010/27/2009 6:24:42 AM
spy0$25.00$25.0010/27/2009 4:56:56 PM
building_community$50.00$50.0010/27/2009 5:23:28 PM
jonn834$25.00$25.0010/27/2009 7:08:32 PM
anarchy1985$30.62$30.6210/28/2009 12:38:40 PM
LarryNY$25.00$25.0010/28/2009 11:24:25 AM
shrewd-income$100.00$100.0010/29/2009 10:19:19 AM
FinanceEngine$25.00$25.0010/29/2009 1:12:08 PM
fantastic-cash$25.00$25.0010/29/2009 1:54:18 PM
jga516$25.00$25.0010/30/2009 9:33:55 AM
unconquerable-cash$25.00$25.0010/30/2009 3:58:07 PM
Techne_Funds_LLC$25.00$25.0010/30/2009 4:18:43 PM
fuzed$48.26$48.2610/30/2009 4:53:30 PM
zento$25.00$25.0010/30/2009 9:25:24 PM
Sol_Invictus$25.00$25.0010/31/2009 5:48:49 AM
p2p-gala$200.00$200.0010/30/2009 5:57:44 PM
113121$25.00$25.0011/1/2009 12:51:26 PM
JTHarris$50.00$50.0011/1/2009 2:54:09 PM
SkinnyFish$25.00$25.0011/1/2009 3:53:09 PM
a-finance-nirvana$100.00$100.0011/2/2009 5:48:02 AM
Toastmaster007$25.00$25.0011/2/2009 8:56:53 AM
Share-the-wealth$100.00$100.0011/2/2009 7:21:43 AM
exciting-fairness$50.00$50.0011/2/2009 9:42:01 AM
Mantis75$25.00$25.0011/2/2009 11:16:57 AM
foothillender$25.00$25.0011/2/2009 1:08:36 PM
well-mannered-income3$25.00$25.0011/2/2009 2:03:32 PM
99Burning_Coder$200.00$200.0011/2/2009 1:36:08 PM
wwwUniversal$25.00$25.0011/2/2009 4:12:21 PM
careful-wealth$25.00$25.0011/2/2009 4:31:33 PM
return-elm$50.00$50.0011/2/2009 4:32:06 PM
180 bids
 
Borrower Payment Dependent Notes Series 430369
This series of Notes was issued and sold upon the funding of the borrower loan #39358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.2% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 21.62% Starting borrower rate/APR: 22.62% / 24.89% Starting monthly payment: $962.80
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $930.36
 
Auction yield range: 8.29% - 21.62% Estimated loss impact: 6.64%  
Lender servicing fee: 1.00% Estimated return: 12.46%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Dec-1987 Debt/Income ratio: 18%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 7 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:9y 2m
Amount delinquent: $0 Revolving credit balance: $16,543 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 76%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: immaculate-principal1 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off cards
Purpose of loan:
This loan will be used to pay off older credit card balances accumulated over time.

My financial situation:
I am a good candidate for this loan because my income is sold and stable and I have ended my credit card spending.? I have realized the perils of credit card debt and I'm looking to make a clean break from a stressful debt burden.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You are requesting to borrow $25K, yet your revolving balance in only $16K, care to explain? What are your monthly gross income and monthly expenses? - jpblan11
A: In addition to the $16K in revolving balances, I have another $10K outstanding through a line of credit. My monthly gross income is approximatley $15000 and monthly expenses about $8000. These debts have accumulated over time and I'd like the chance to eliminate them. Thank you for your interest. (Oct-28-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
payout-achievement$40.00$40.0010/26/2009 4:42:10 PM
mmqc$25.00$25.0010/26/2009 4:41:57 PM
iruz$50.00$50.0010/26/2009 4:42:35 PM
rellotsf$25.00$25.0010/26/2009 4:42:45 PM
noble-revenue$100.00$100.0010/26/2009 4:44:26 PM
Weaverville$50.00$50.0010/26/2009 4:44:47 PM
fortytwo$100.00$100.0010/26/2009 4:44:52 PM
five-star-justice$36.00$36.0010/26/2009 4:45:24 PM
lounges$39.71$39.7110/26/2009 4:45:46 PM
worlds-best-reward$25.00$25.0010/26/2009 4:46:07 PM
srfb973$50.00$50.0010/26/2009 4:46:05 PM
newest-generosity-saga$25.00$25.0010/26/2009 4:46:27 PM
roman2008$25.00$25.0010/26/2009 4:46:35 PM
chief_wo$25.00$25.0010/26/2009 4:46:42 PM
twomonkeys3$25.00$25.0010/26/2009 4:46:44 PM
tremendous-payment$25.00$25.0010/26/2009 4:46:48 PM
power-collider$25.00$25.0010/26/2009 4:46:53 PM
gettingonyourfeet$25.00$25.0010/26/2009 4:42:06 PM
CAGE-Investments$25.00$25.0010/26/2009 4:47:02 PM
safe-finance$25.00$25.0010/26/2009 4:47:07 PM
JohnGalt94$25.00$25.0010/26/2009 4:47:14 PM
greenfuture$25.00$25.0010/26/2009 4:47:21 PM
Payasoup$60.00$60.0010/26/2009 4:47:24 PM
ClearLake$25.00$25.0010/26/2009 4:47:42 PM
laudable-balance$25.00$25.0010/26/2009 4:47:50 PM
RickD1003$50.00$50.0010/26/2009 4:48:21 PM
honorable-treasure$25.00$25.0010/26/2009 4:48:28 PM
PeterV$25.00$25.0010/26/2009 4:48:24 PM
treasure-firestarter8$25.00$25.0010/26/2009 4:48:30 PM
MARWARISETH$25.00$25.0010/26/2009 4:48:37 PM
gig4ls$25.00$25.0010/26/2009 4:48:28 PM
inventive-wealth2$25.00$25.0010/26/2009 4:48:33 PM
favorite-dollar$25.00$25.0010/26/2009 4:48:48 PM
Financer$50.00$50.0010/26/2009 4:48:36 PM
pbr$25.00$25.0010/26/2009 4:48:55 PM
Akkon$25.00$25.0010/26/2009 4:48:39 PM
Skramar$25.00$25.0010/26/2009 4:48:58 PM
bss97603$50.00$50.0010/26/2009 4:48:44 PM
Tavita$25.00$25.0010/26/2009 4:49:04 PM
TQLender$25.00$25.0010/26/2009 4:48:47 PM
paymentologist$25.00$25.0010/26/2009 4:49:15 PM
blivet1970$25.00$25.0010/26/2009 4:49:08 PM
Rinastiti$25.00$25.0010/26/2009 4:49:12 PM
brittany$25.00$25.0010/26/2009 4:49:20 PM
crazycool$35.00$35.0010/26/2009 4:44:38 PM
jdnyc$25.00$25.0010/26/2009 4:50:04 PM
five-star-note$35.00$35.0010/26/2009 4:44:59 PM
money-maniac$25.00$25.0010/26/2009 4:45:04 PM
my401K$100.00$100.0010/26/2009 4:50:05 PM
spruce2$25.00$25.0010/26/2009 4:50:08 PM
RamesesTG$25.00$25.0010/26/2009 4:50:37 PM
ultimate-commitment$25.00$25.0010/26/2009 4:50:28 PM
miked8303$25.00$25.0010/26/2009 4:50:57 PM
lending-bear$25.00$25.0010/26/2009 4:50:50 PM
epic-transaction$25.00$25.0010/26/2009 4:46:11 PM
Phantom99$25.00$25.0010/26/2009 4:51:28 PM
bigbryan98$25.00$25.0010/26/2009 4:51:28 PM
AF-Chief$25.00$25.0010/26/2009 4:51:30 PM
able2help$25.00$25.0010/26/2009 4:51:33 PM
Lendomatic$25.00$25.0010/26/2009 4:51:53 PM
fortress767$25.00$25.0010/26/2009 4:52:13 PM
agent86a$25.00$25.0010/26/2009 4:52:12 PM
bronzmajom$25.00$25.0010/26/2009 4:52:19 PM
Georgia_Boy$25.00$25.0010/26/2009 4:52:28 PM
shiny-dollar9$25.00$25.0010/26/2009 4:52:30 PM
Medic05$25.00$25.0010/26/2009 4:47:13 PM
windfall46$25.00$25.0010/26/2009 4:52:34 PM
abidos$25.00$25.0010/26/2009 4:52:36 PM
beleza$50.00$50.0010/26/2009 4:47:28 PM
ngmansfield$25.00$25.0010/26/2009 4:52:38 PM
lending22$25.00$25.0010/26/2009 4:47:33 PM
Robyn5722$25.00$25.0010/26/2009 4:47:35 PM
lcole32$25.00$25.0010/26/2009 4:47:41 PM
value-microscope$25.00$25.0010/26/2009 4:52:58 PM
LR_Biker$25.00$25.0010/26/2009 4:53:12 PM
reaction5$25.00$25.0010/26/2009 4:53:20 PM
mtquan$25.00$25.0010/26/2009 4:53:22 PM
the-silver-blaster$60.00$60.0010/26/2009 4:53:27 PM
andrewgl$25.00$25.0010/26/2009 4:53:28 PM
get30inc$25.00$25.0010/26/2009 4:53:31 PM
Skady3love$25.00$25.0010/26/2009 4:48:32 PM
spitzbergen$25.00$25.0010/26/2009 4:53:38 PM
income-crescendo1$25.00$25.0010/26/2009 4:48:41 PM
unclejaef$25.00$25.0010/26/2009 4:53:43 PM
metro457$25.00$25.0010/26/2009 4:48:51 PM
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gamp$25.00$25.0010/26/2009 4:53:57 PM
Toastsr$50.00$50.0010/26/2009 4:53:49 PM
Banker7371$25.00$25.0010/26/2009 4:54:02 PM
zacharyd$25.00$25.0010/26/2009 4:49:15 PM
unequaled-credit7$25.00$25.0010/26/2009 4:54:07 PM
d3global$25.00$25.0010/26/2009 4:49:18 PM
gracej$25.00$25.0010/26/2009 4:54:36 PM
abfs$25.00$25.0010/26/2009 4:49:33 PM
czar3$30.00$30.0010/26/2009 4:54:37 PM
active-reward7$25.00$25.0010/26/2009 4:49:44 PM
likeable-value$25.00$25.0010/26/2009 4:49:56 PM
Champpilot$50.00$50.0010/26/2009 4:55:07 PM
museic1$50.00$50.0010/26/2009 4:55:01 PM
Loan_shark718$50.00$50.0010/26/2009 4:50:00 PM
Clambake$50.00$50.0010/26/2009 4:55:24 PM
longvoyage2005$25.00$25.0010/26/2009 4:50:18 PM
SPB$25.00$25.0010/26/2009 4:50:24 PM
radiant-fund$25.00$25.0010/26/2009 4:55:51 PM
Casper00$50.00$50.0010/26/2009 4:51:00 PM
LKN2RTR$25.00$25.0010/26/2009 4:51:08 PM
LendDoc$25.00$25.0010/26/2009 4:56:14 PM
zoomdrm57$25.00$25.0010/26/2009 4:51:19 PM
bchen78875$25.00$25.0010/26/2009 4:56:28 PM
rjleves$25.00$25.0010/26/2009 4:56:31 PM
Syndication$25.00$25.0010/26/2009 4:51:44 PM
techvet$25.00$25.0010/26/2009 4:56:43 PM
chicco$80.00$80.0010/26/2009 4:56:46 PM
jeg3k$25.00$25.0010/26/2009 4:56:49 PM
ianakacg$25.00$25.0010/26/2009 4:56:52 PM
socialbanker$25.00$25.0010/26/2009 4:56:59 PM
Sam65$25.00$25.0010/26/2009 4:56:55 PM
westsidehighway$25.00$25.0010/26/2009 4:57:10 PM
MicroL$25.00$25.0010/26/2009 4:57:15 PM
cpaphoto$25.00$25.0010/26/2009 4:57:40 PM
laredotornado$25.00$25.0010/26/2009 4:57:37 PM
wayman$50.00$50.0010/26/2009 4:58:10 PM
Halos2002$50.00$50.0010/26/2009 4:53:05 PM
kanakakm$25.00$25.0010/26/2009 4:53:08 PM
aasx1108$25.00$25.0010/26/2009 4:58:19 PM
Aquani$50.00$50.0010/26/2009 4:58:04 PM
LendGuy$25.00$25.0010/26/2009 4:58:20 PM
agwosdof$50.00$50.0010/26/2009 4:58:41 PM
KailuaLender$25.00$25.0010/26/2009 4:58:25 PM
elebovic$25.00$25.0010/26/2009 4:58:54 PM
HelpFromNY$25.00$25.0010/26/2009 4:58:43 PM
the-profit-oracle$25.00$25.0010/26/2009 4:59:10 PM
lagnisiruk$25.00$25.0010/26/2009 4:59:16 PM
wrighco$25.00$25.0010/26/2009 4:58:52 PM
SDNLR$25.00$25.0010/26/2009 4:54:18 PM
hitsman$50.00$50.0010/26/2009 4:59:32 PM
financial-frenzy$50.00$50.0010/26/2009 4:59:12 PM
Havana21$50.00$50.0010/26/2009 4:54:25 PM
thumper64$25.00$25.0010/26/2009 4:59:17 PM
anton$25.00$25.0010/26/2009 4:54:33 PM
djh47a$30.00$30.0010/26/2009 4:54:42 PM
SNH$50.00$50.0010/26/2009 4:54:50 PM
d_grbg$25.00$25.0010/26/2009 5:00:23 PM
GElender$50.00$50.0010/26/2009 4:59:57 PM
vcbogan$100.00$100.0010/26/2009 4:55:34 PM
power-flow6$25.00$25.0010/26/2009 5:00:55 PM
swoosh$25.00$25.0010/26/2009 4:55:37 PM
love_what_you_do$25.00$25.0010/26/2009 5:01:00 PM
trapper569$25.00$25.0010/26/2009 4:55:48 PM
Prezotus$25.00$25.0010/26/2009 4:55:59 PM
educationfirst$25.00$25.0010/26/2009 5:01:38 PM
gentle-gold$25.00$25.0010/26/2009 5:01:03 PM
blue-liberty-gourd$25.00$25.0010/26/2009 5:01:05 PM
matrix456$25.00$25.0010/26/2009 5:01:24 PM
forthright-trade$25.00$25.0010/26/2009 5:01:32 PM
vo06450$25.00$25.0010/26/2009 5:01:38 PM
brazilofmux$100.00$100.0010/26/2009 4:56:35 PM
kirkjerk$25.00$25.0010/26/2009 5:01:41 PM
sloan$25.00$25.0010/26/2009 4:56:41 PM
youqianderen$50.00$50.0010/26/2009 4:57:06 PM
capital-duckling$25.00$25.0010/26/2009 4:57:30 PM
VentureExplorer$25.00$25.0010/26/2009 4:58:07 PM
davidc314$50.00$50.0010/26/2009 4:59:08 PM
HunterSix$25.00$25.0010/26/2009 4:59:19 PM
awwaww$25.00$25.0010/26/2009 4:59:37 PM
PotBellyPete$25.00$25.0010/26/2009 4:59:42 PM
money2k$25.00$25.0010/26/2009 4:59:48 PM
RB_Double-A_Bravo$25.00$25.0010/26/2009 4:59:52 PM
The_Lending_Muscle$25.00$25.0010/26/2009 4:59:55 PM
VBAces$50.00$50.0010/26/2009 4:59:58 PM
Lilred7879$50.00$50.0010/26/2009 5:00:46 PM
mamayama$25.00$25.0010/26/2009 5:00:49 PM
BaileyBrothers$25.00$25.0010/26/2009 5:01:13 PM
Boca$25.00$25.0010/26/2009 5:01:16 PM
shingu79$50.00$50.0010/26/2009 5:01:25 PM
Fortuno_per_commodo$25.00$25.0010/26/2009 5:01:28 PM
YogitheTreeFrog$25.00$25.0010/26/2009 5:13:29 PM
ready-pound$25.00$25.0010/26/2009 5:13:42 PM
efficient-principal$25.00$25.0010/26/2009 5:14:30 PM
urbane-p2ploan$25.00$25.0010/26/2009 5:14:37 PM
fostaman$25.00$25.0010/26/2009 5:14:52 PM
MGMNT$25.00$25.0010/26/2009 5:15:09 PM
Frenchynh$25.00$25.0010/26/2009 5:15:14 PM
lendme2$49.27$49.2710/26/2009 5:16:03 PM
tenny321$25.00$25.0010/26/2009 5:16:11 PM
Tahoeguy$25.00$25.0010/26/2009 5:16:45 PM
bgood2016$25.00$25.0010/26/2009 5:16:55 PM
greenback-maniac$25.00$25.0010/26/2009 5:16:30 PM
two_old_gals$25.00$25.0010/26/2009 5:17:15 PM
red-deal-genius$25.00$25.0010/26/2009 5:17:22 PM
buddylucy$25.00$25.0010/26/2009 5:16:43 PM
jetfan11$33.00$33.0010/26/2009 5:17:55 PM
smart-return$25.00$25.0010/26/2009 5:17:07 PM
ebgb234$25.00$25.0010/26/2009 5:18:16 PM
thaceisbac$25.00$25.0010/26/2009 5:17:22 PM
magnetic-point$25.00$25.0010/26/2009 5:18:23 PM
linda78$25.00$25.0010/26/2009 5:18:27 PM
QuonCompany$25.00$25.0010/26/2009 5:18:00 PM
GBLENDER$25.00$25.0010/26/2009 5:18:08 PM
kencox$25.00$25.0010/26/2009 5:13:30 PM
ArmyGuy$25.00$25.0010/26/2009 5:19:34 PM
THREE-POINTS-LENDING$25.00$25.0010/26/2009 5:14:39 PM
new-systematic-affluence$25.00$25.0010/26/2009 5:22:19 PM
GATrust$50.00$50.0010/26/2009 5:22:38 PM
bold-enthralling-yield$25.00$25.0010/26/2009 5:15:15 PM
icontender$25.00$25.0010/26/2009 5:47:49 PM
transaction-axis$25.00$25.0010/26/2009 5:37:41 PM
Plotinus$50.00$50.0010/26/2009 5:15:58 PM
aquanw$25.00$25.0010/26/2009 5:16:20 PM
credit-puppy924$25.00$25.0010/26/2009 5:17:10 PM
YoungSuccessLLC$25.00$25.0010/26/2009 5:17:14 PM
financialsteward123$25.00$25.0010/26/2009 5:17:20 PM
terrific-dedication$25.00$25.0010/26/2009 5:17:23 PM
DGC_Lending$25.00$25.0010/26/2009 5:18:15 PM
GrooveBiz$50.00$50.0010/26/2009 5:18:22 PM
Lightlife$50.00$50.0010/26/2009 5:19:32 PM
blackstar$25.00$25.0010/26/2009 5:20:05 PM
coolspeed$25.00$25.0010/26/2009 5:21:38 PM
dollars4debts$25.00$25.0010/26/2009 10:26:05 PM
don8ter$25.00$25.0010/26/2009 11:16:06 PM
maschinenbau$25.00$25.0010/26/2009 7:26:38 PM
a-finance-nirvana$350.00$350.0010/27/2009 6:31:08 AM
RSV$25.00$25.0010/27/2009 6:46:36 AM
red-bid-authority$33.46$33.4610/26/2009 9:21:04 PM
pleasant-dime$25.00$25.0010/27/2009 8:21:06 AM
scottr$25.00$25.0010/27/2009 8:57:03 AM
hope-eagle6$25.00$25.0010/27/2009 9:21:24 AM
Zagit$25.00$25.0010/27/2009 9:42:23 AM
MSLendingLLC$25.00$25.0010/27/2009 9:42:34 AM
point-shooter$25.00$25.0010/27/2009 9:43:01 AM
wampum-chorus3$25.00$25.0010/27/2009 9:43:47 AM
BACKJUDGE$25.00$25.0010/27/2009 9:44:29 AM
community-seahorse$25.00$25.0010/27/2009 9:43:30 AM
IcePick$25.00$25.0010/27/2009 9:44:30 AM
mebobeh$25.00$25.0010/27/2009 9:45:46 AM
Erikdbp$25.00$25.0010/27/2009 9:44:57 AM
monstersdad$50.00$50.0010/27/2009 9:45:03 AM
shmily99$25.00$25.0010/27/2009 9:45:33 AM
Messudieh$25.00$25.0010/27/2009 9:45:37 AM
nicklds$25.00$25.0010/27/2009 9:46:06 AM
power-expert$25.00$25.0010/27/2009 9:46:36 AM
moola-rose8$25.00$25.0010/27/2009 9:47:08 AM
cosygirl$25.00$25.0010/27/2009 9:47:26 AM
uofm2007$25.00$25.0010/27/2009 9:47:57 AM
papaman$25.00$25.0010/27/2009 9:52:34 AM
PatRichi$25.00$25.0010/27/2009 9:54:58 AM
cheaplender$25.00$25.0010/27/2009 9:44:27 AM
point-berserker$25.00$25.0010/27/2009 9:44:34 AM
jammers$25.00$25.0010/27/2009 10:31:48 AM
davez0r$25.00$25.0010/27/2009 9:46:18 AM
draggon77$25.00$25.0010/27/2009 10:32:11 AM
shrewd-peace7$25.00$25.0010/27/2009 9:46:24 AM
diablo_ny$25.00$25.0010/27/2009 10:38:57 AM
bcdeMillers25$25.00$25.0010/27/2009 10:41:37 AM
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The_Jacob_Fund$25.00$25.0010/27/2009 9:47:27 AM
intelligent-yield$25.00$25.0010/27/2009 9:47:52 AM
micloans$25.00$25.0010/27/2009 9:47:56 AM
market-umbrella$25.00$25.0010/27/2009 9:49:39 AM
lloyd_s$25.00$25.0010/27/2009 11:07:04 AM
oreyedoc$25.00$25.0010/27/2009 2:43:04 PM
loner001$25.00$25.0010/27/2009 2:11:10 PM
Raven39$25.00$25.0010/27/2009 3:23:05 PM
nala2821$25.00$25.0010/27/2009 3:36:54 PM
truth-butterfly4$25.00$25.0010/27/2009 2:21:12 PM
Gorblum$25.00$25.0010/27/2009 2:51:04 PM
mentalsweat$25.00$25.0010/27/2009 3:16:11 PM
visionary-currency$27.79$27.7910/27/2009 4:03:31 PM
Northsider$25.00$25.0010/27/2009 3:23:38 PM
Snowflake6515$25.00$25.0010/27/2009 3:24:54 PM
Thorny$25.00$25.0010/27/2009 3:46:05 PM
jonn834$25.00$25.0010/27/2009 4:01:54 PM
thedreamer$25.00$25.0010/27/2009 4:52:13 PM
LongTail$25.00$25.0010/27/2009 5:18:25 PM
jibe-set$50.00$50.0010/27/2009 5:18:33 PM
best-platinum-persimmon$25.00$25.0010/27/2009 5:18:39 PM
Synergism$25.00$25.0010/27/2009 5:18:30 PM
MARSTUN$50.00$50.0010/27/2009 5:18:34 PM
wifibank$25.00$25.0010/27/2009 5:18:49 PM
lender281$25.00$25.0010/27/2009 5:18:49 PM
divemaster$25.00$25.0010/27/2009 5:18:55 PM
BlueSummers$35.57$35.5710/27/2009 5:18:53 PM
FASTIZIO_P$33.33$33.3310/27/2009 5:18:59 PM
TheColoradoDon$25.00$25.0010/27/2009 5:19:00 PM
Raser$25.00$25.0010/27/2009 5:19:05 PM
sentry256$25.00$25.0010/27/2009 5:19:02 PM
WolRab$25.00$25.0010/27/2009 5:19:11 PM
affluence-tycoon$25.00$25.0010/27/2009 5:19:15 PM
secretidentity$25.00$25.0010/27/2009 5:19:40 PM
mjjjrj$25.00$25.0010/27/2009 5:19:43 PM
siege01$25.00$25.0010/27/2009 5:20:15 PM
revenue-achievement$25.00$25.0010/27/2009 5:20:18 PM
jct_enterprises$25.00$25.0010/27/2009 5:20:04 PM
flexible1$25.00$25.0010/27/2009 5:21:13 PM
nycloan$25.00$25.0010/27/2009 5:21:23 PM
mrfixerupper$25.00$25.0010/27/2009 5:21:12 PM
Abydos$25.00$25.0010/27/2009 5:21:16 PM
bigdogsafety1$25.00$25.0010/27/2009 5:21:19 PM
teejay411$100.00$100.0010/27/2009 5:21:52 PM
MSME$25.00$25.0010/27/2009 5:21:56 PM
mathprof$25.00$25.0010/27/2009 5:22:06 PM
Blue_HorseShoe$25.00$25.0010/27/2009 5:22:03 PM
money4free$25.00$25.0010/27/2009 5:22:16 PM
sellbuy40$25.00$25.0010/27/2009 5:22:13 PM
Maccs55$25.00$25.0010/27/2009 5:22:15 PM
slymoose$25.00$25.0010/27/2009 5:22:29 PM
treasure-generator$25.00$25.0010/27/2009 5:22:21 PM
profit33r$25.00$25.0010/27/2009 5:22:31 PM
FLRN$25.00$25.0010/27/2009 5:22:27 PM
GRI$35.00$35.0010/27/2009 5:22:37 PM
compassion-paladin042$25.00$25.0010/27/2009 5:22:28 PM
Hexnut$25.00$25.0010/27/2009 5:22:41 PM
Jassi$25.00$25.0010/27/2009 5:22:35 PM
sambog$25.00$25.0010/27/2009 5:22:51 PM
ibuystk$50.00$50.0010/27/2009 5:22:50 PM
beyondmanagement$25.00$25.0010/27/2009 5:23:03 PM
cyberie21$40.00$40.0010/27/2009 5:22:55 PM
aldeed$25.00$25.0010/27/2009 5:23:11 PM
unitedins$25.00$25.0010/27/2009 5:23:05 PM
nodrivelpls$25.00$25.0010/27/2009 5:23:15 PM
standanddeliver$25.00$25.0010/27/2009 5:23:15 PM
assetmanager$25.00$25.0010/27/2009 5:23:22 PM
bazaar-ruler$25.00$25.0010/27/2009 5:23:35 PM
krazydavet$25.00$25.0010/27/2009 5:27:03 PM
iluxa$25.00$25.0010/27/2009 5:31:19 PM
argentina78$25.00$25.0010/27/2009 5:31:25 PM
hythum3$25.00$25.0010/27/2009 5:31:15 PM
gatorjh$25.00$25.0010/27/2009 5:31:30 PM
BigayNangBigay$25.00$25.0010/27/2009 5:31:18 PM
teega5$25.00$25.0010/27/2009 5:31:33 PM
BlueEyedCat$25.00$25.0010/27/2009 5:31:26 PM
ocean99$25.00$25.0010/27/2009 5:31:38 PM
Rysterola82$25.00$25.0010/27/2009 5:31:30 PM
Erileb$25.00$25.0010/27/2009 5:31:36 PM
AAAprivatelender$25.00$25.0010/27/2009 5:31:54 PM
fairwealth$25.00$18.4810/27/2009 5:32:02 PM
andrewnar$25.00$25.0010/27/2009 5:18:06 PM
dimitrip1024$25.00$25.0010/27/2009 5:18:25 PM
spy0$25.00$25.0010/27/2009 6:27:12 PM
leftcoast52$25.00$25.0010/27/2009 5:18:34 PM
chekat$25.00$25.0010/27/2009 5:18:36 PM
dbluesea$25.00$25.0010/27/2009 5:18:40 PM
kumpa2u$25.00$25.0010/27/2009 5:18:43 PM
figs4u2$200.00$200.0010/27/2009 5:18:56 PM
BBL$25.00$25.0010/27/2009 5:19:04 PM
Trinkaloki$25.00$25.0010/27/2009 5:19:22 PM
mscomeaux$25.00$25.0010/27/2009 5:19:28 PM
888168$25.00$25.0010/27/2009 5:20:12 PM
mollybosco$48.30$48.3010/27/2009 5:20:40 PM
wise-silver-wonder$25.00$25.0010/27/2009 5:20:53 PM
fizwahh$30.00$30.0010/27/2009 5:21:15 PM
top-unflappable-economy$25.00$25.0010/27/2009 5:21:20 PM
Texas2020$25.00$25.0010/27/2009 5:21:25 PM
mason13a$25.00$25.0010/27/2009 5:21:53 PM
chlebie$50.00$50.0010/27/2009 5:22:09 PM
zeelender$25.00$25.0010/27/2009 5:22:12 PM
opmjdv$25.00$25.0010/27/2009 5:22:20 PM
hanuman77$50.00$50.0010/27/2009 5:22:25 PM
Nedly$50.00$50.0010/27/2009 5:22:32 PM
LenderByDay$25.00$25.0010/27/2009 5:22:46 PM
galtsgulch$25.00$25.0010/27/2009 5:22:54 PM
dinobuddy$25.00$25.0010/27/2009 5:22:58 PM
ualf$50.00$50.0010/27/2009 5:23:08 PM
tidy-peace$25.00$25.0010/27/2009 5:23:14 PM
BayShell$40.00$40.0010/27/2009 5:23:21 PM
red-favorable-basis$25.00$25.0010/27/2009 5:23:41 PM
danj$25.00$25.0010/27/2009 5:31:13 PM
canisian$25.00$25.0010/27/2009 5:31:16 PM
Favish$50.00$50.0010/27/2009 5:31:22 PM
petejones32$25.00$25.0010/27/2009 5:31:26 PM
RiverRunnethOver$25.00$25.0010/27/2009 5:31:31 PM
zigzagz03$25.00$25.0010/27/2009 5:31:37 PM
fighter7$50.00$50.0010/27/2009 9:30:04 PM
interstellar$50.00$50.0010/28/2009 11:07:03 AM
junes08$25.00$25.0010/28/2009 12:03:30 PM
chesu87$25.00$25.0010/28/2009 6:16:43 PM
reflective-rupee$45.00$45.0010/29/2009 1:56:08 AM
tender-ore$25.00$25.0010/29/2009 10:07:14 AM
Helenska11$25.00$25.0010/29/2009 8:37:53 PM
MathProfessor$25.00$25.0010/30/2009 6:37:05 PM
site_ml$25.00$25.0010/30/2009 7:48:40 PM
silver-frog0$300.00$300.0010/31/2009 2:15:09 PM
freedom3$400.00$400.0011/1/2009 5:22:26 AM
SFBank$200.00$200.0011/1/2009 7:52:05 PM
Searlzy$25.00$25.0011/2/2009 9:34:07 AM
Easystreet$25.00$25.0011/2/2009 10:34:39 AM
leverage-monger$50.00$50.0011/2/2009 11:29:40 AM
leverage-monger$50.00$50.0011/2/2009 11:30:47 AM
leverage-monger$50.00$50.0011/2/2009 11:28:43 AM
exciting-fairness$100.00$100.0011/2/2009 2:57:50 PM
leverage-monger$75.00$75.0011/2/2009 11:32:09 AM
payontime1$50.00$50.0011/2/2009 4:07:22 PM
wwwUniversal$25.00$25.0011/2/2009 4:12:54 PM
ratzlefrss$50.00$50.0011/2/2009 2:08:29 PM
Entejaeger$25.00$25.0010/26/2009 4:41:41 PM
IIP77$25.00$25.0010/26/2009 4:42:31 PM
pragmatic-camaraderi$25.00$25.0010/26/2009 4:42:38 PM
Sefotonga$25.00$25.0010/26/2009 4:43:40 PM
booksleuth$50.00$50.0010/26/2009 4:44:40 PM
jhouman$25.00$25.0010/26/2009 4:44:49 PM
jdl424$25.00$25.0010/26/2009 4:45:27 PM
elated-justice$25.00$25.0010/26/2009 4:45:29 PM
bxdoc$150.00$150.0010/26/2009 4:45:36 PM
martinatime$25.00$25.0010/26/2009 4:46:13 PM
Tikibarman$50.00$50.0010/26/2009 4:46:15 PM
Vegasjim$25.00$25.0010/26/2009 4:46:16 PM
mpatrick$50.00$50.0010/26/2009 4:46:19 PM
Cheburashka$25.00$25.0010/26/2009 4:46:25 PM
steve33569$25.00$25.0010/26/2009 4:46:35 PM
Bucket219$25.00$25.0010/26/2009 4:46:38 PM
TIC0331$100.00$100.0010/26/2009 4:46:40 PM
SB-Funding$50.00$50.0010/26/2009 4:46:45 PM
Fuzkaska__F_u_n_d_s$25.00$25.0010/26/2009 4:47:05 PM
best-marketologist$25.00$25.0010/26/2009 4:47:20 PM
sunprints$50.00$50.0010/26/2009 4:47:18 PM
tmillerosu$25.00$25.0010/26/2009 4:47:26 PM
peripatetic$25.00$25.0010/26/2009 4:47:29 PM
Katburg$25.00$25.0010/26/2009 4:47:31 PM
brother_tam$50.00$50.0010/26/2009 4:47:45 PM
iuseyew$25.00$25.0010/26/2009 4:47:51 PM
Eth$25.00$25.0010/26/2009 4:48:29 PM
nikgod$25.00$25.0010/26/2009 4:48:31 PM
RadCad1$50.00$50.0010/26/2009 4:48:40 PM
Davidson2$25.00$25.0010/26/2009 4:48:32 PM
jktravl$25.00$25.0010/26/2009 4:48:34 PM
TW2000$25.00$25.0010/26/2009 4:48:50 PM
blessedpair$25.00$25.0010/26/2009 4:48:57 PM
VeedonFleece$25.00$25.0010/26/2009 4:48:45 PM
jakedubb$25.00$25.0010/26/2009 4:48:49 PM
KLVLOPZ64$25.00$25.0010/26/2009 4:48:54 PM
flaparty$50.00$50.0010/26/2009 4:49:11 PM
sauerstoff$25.00$25.0010/26/2009 4:49:14 PM
michael573114$25.00$25.0010/26/2009 4:49:19 PM
Lam0nt$25.00$25.0010/26/2009 4:49:30 PM
TheMan$25.00$25.0010/26/2009 4:50:01 PM
Supernick$50.00$50.0010/26/2009 4:44:43 PM
snoopey100$25.00$25.0010/26/2009 4:49:35 PM
EnigmaNYC-29$25.00$25.0010/26/2009 4:50:12 PM
skuba$25.00$25.0010/26/2009 4:44:58 PM
goodacu$25.00$25.0010/26/2009 4:50:17 PM
reciprocate$50.00$50.0010/26/2009 4:50:26 PM
currency-bumblebee$25.00$25.0010/26/2009 4:45:18 PM
jchix$25.00$25.0010/26/2009 4:50:35 PM
selfmademan$25.00$25.0010/26/2009 4:50:40 PM
busybee007$25.00$25.0010/26/2009 4:50:49 PM
benroo$25.00$25.0010/26/2009 4:50:56 PM
unk1911$25.00$25.0010/26/2009 4:45:34 PM
Petite_Rose$25.00$25.0010/26/2009 4:50:58 PM
stollcm$25.00$25.0010/26/2009 4:51:11 PM
Kelor99$25.00$25.0010/26/2009 4:51:21 PM
stanbalwight4$25.00$25.0010/26/2009 4:51:24 PM
progressive-rupee$25.00$25.0010/26/2009 4:51:26 PM
Gibbyland$50.00$50.0010/26/2009 4:51:31 PM
Orringo$50.00$50.0010/26/2009 4:51:48 PM
upc_tnt$25.00$25.0010/26/2009 4:51:52 PM
SimGuy$25.00$25.0010/26/2009 4:46:47 PM
ferocious-exchange3$25.00$25.0010/26/2009 4:51:54 PM
kid8549$25.00$25.0010/26/2009 4:51:59 PM
mdreiss$25.00$25.0010/26/2009 4:52:07 PM
cathexis$25.00$25.0010/26/2009 4:47:01 PM
Lender0010$25.00$25.0010/26/2009 4:47:03 PM
GOPHERBOY$30.00$30.0010/26/2009 4:52:20 PM
Gabriel02$25.00$25.0010/26/2009 4:52:24 PM
SnE$25.00$25.0010/26/2009 4:47:09 PM
integrity-spilunker$25.00$25.0010/26/2009 4:52:33 PM
helpful-dough$25.00$25.0010/26/2009 4:52:35 PM
rmachi$25.00$25.0010/26/2009 4:52:55 PM
vkorichkov$35.00$35.0010/26/2009 4:52:55 PM
sophisticated-ore$200.00$200.0010/26/2009 4:47:48 PM
a-responsible-return$25.00$25.0010/26/2009 4:53:17 PM
CarDealer3070$25.00$25.0010/26/2009 4:53:37 PM
SBT$50.00$50.0010/26/2009 4:48:38 PM
Wangersinc$25.00$25.0010/26/2009 4:53:46 PM
funds-dominator$25.00$25.0010/26/2009 4:48:56 PM
yukongin$25.00$25.0010/26/2009 4:49:01 PM
DukSerduk$25.00$25.0010/26/2009 4:54:09 PM
ronow22$25.00$25.0010/26/2009 4:49:16 PM
personal-lender$25.00$25.0010/26/2009 4:54:47 PM
rolandweary$40.00$40.0010/26/2009 4:54:51 PM
silver-armada$50.00$50.0010/26/2009 4:54:58 PM
Artist_Blue$25.00$25.0010/26/2009 4:55:01 PM
dparkhom$25.00$25.0010/26/2009 4:55:08 PM
gadget7$25.00$25.0010/26/2009 4:55:15 PM
three-for-6$25.00$25.0010/26/2009 4:50:20 PM
revenue-kazoo$25.00$25.0010/26/2009 4:55:28 PM
LimekilnLake$25.00$25.0010/26/2009 4:50:25 PM
engaging-worth$30.00$30.0010/26/2009 4:55:34 PM
MissionMicroFinance$25.00$25.0010/26/2009 4:56:00 PM
Lender0424$25.00$25.0010/26/2009 4:50:58 PM
RetiredATC$25.00$25.0010/26/2009 4:56:07 PM
crenen139$25.00$25.0010/26/2009 4:56:02 PM
Cai8899$25.00$25.0010/26/2009 4:56:14 PM
dime-worker$25.00$25.0010/26/2009 4:56:17 PM
JohnW12$25.00$25.0010/26/2009 4:56:23 PM
desertoasis$50.00$50.0010/26/2009 4:51:43 PM
WalnutCreekguy$33.00$33.0010/26/2009 4:56:37 PM
Syzygy$25.00$25.0010/26/2009 4:52:18 PM
Dunndeal4u$25.00$25.0010/26/2009 4:57:19 PM
JGB$25.00$25.0010/26/2009 4:52:25 PM
transparency-giant$25.00$25.0010/26/2009 4:57:35 PM
mstebnicki$25.00$25.0010/26/2009 4:57:22 PM
xstreamin$25.00$25.0010/26/2009 4:57:26 PM
jdrez$25.00$25.0010/26/2009 4:57:47 PM
bluesheep$25.00$25.0010/26/2009 4:57:55 PM
ThomasCrown$30.00$30.0010/26/2009 4:57:44 PM
exact-justice$25.00$25.0010/26/2009 4:58:13 PM
Dutchhunter$25.00$25.0010/26/2009 4:57:58 PM
3am-preacher$25.00$25.0010/26/2009 4:53:14 PM
andyb9$25.00$25.0010/26/2009 4:58:23 PM
slartibardfast$25.00$25.0010/26/2009 4:58:28 PM
benefit-squirrel$30.00$30.0010/26/2009 4:58:14 PM
bonanza1973$25.00$25.0010/26/2009 4:58:30 PM
flwah$50.00$50.0010/26/2009 4:53:46 PM
wise-extraordinary-loot$30.00$30.0010/26/2009 4:54:00 PM
gold-disk$50.00$50.0010/26/2009 4:58:57 PM
kulender$25.00$25.0010/26/2009 4:54:17 PM
commerce-champion$25.00$25.0010/26/2009 4:59:01 PM
YogaDude34$50.00$50.0010/26/2009 4:54:23 PM
InvestorPartners$25.00$25.0010/26/2009 4:54:28 PM
GatorBux$100.00$100.0010/26/2009 4:59:24 PM
bigtag$25.00$25.0010/26/2009 4:59:28 PM
bigwig633$25.00$25.0010/26/2009 4:59:34 PM
justice-dna$25.00$25.0010/26/2009 4:54:39 PM
BuffetRocks$50.00$50.0010/26/2009 5:00:16 PM
cognizant-rate732$25.00$25.0010/26/2009 4:59:52 PM
charming-point$100.00$100.0010/26/2009 5:00:02 PM
neighborly-bid$25.00$25.0010/26/2009 4:55:09 PM
bonus-buddy2$35.00$35.0010/26/2009 4:55:14 PM
yield-lion$25.00$25.0010/26/2009 4:55:27 PM
triumphant-commitment$25.00$25.0010/26/2009 5:00:51 PM
Aimvest$25.00$25.0010/26/2009 5:00:53 PM
intelligent-nickel$25.00$25.0010/26/2009 5:00:59 PM
elegant-bonus$25.00$25.0010/26/2009 5:00:38 PM
Josta$50.00$50.0010/26/2009 4:55:47 PM
mattemmo$25.00$25.0010/26/2009 5:00:43 PM
asiaratt$25.00$25.0010/26/2009 4:55:55 PM
TandyJames$25.00$25.0010/26/2009 5:01:39 PM
courteous-deal8$25.00$25.0010/26/2009 4:56:09 PM
Headhunter14$25.00$25.0010/26/2009 5:01:08 PM
golden-yield$25.00$25.0010/26/2009 5:01:10 PM
wildguy$25.00$25.0010/26/2009 5:01:57 PM
contract-neutron$25.00$25.0010/26/2009 5:01:19 PM
akahoss$25.00$25.0010/26/2009 5:01:30 PM
robot777$40.00$40.0010/26/2009 5:02:01 PM
Dahlozer$25.00$25.0010/26/2009 4:57:01 PM
poeman$25.00$25.0010/26/2009 4:57:18 PM
truth-futurist$25.00$25.0010/26/2009 4:57:50 PM
wiltonbound$25.00$25.0010/26/2009 4:58:32 PM
keeks$25.00$25.0010/26/2009 4:58:37 PM
Approved1234$25.00$25.0010/26/2009 4:58:40 PM
thrifty-peso$25.00$25.0010/26/2009 4:58:46 PM
kmprospeo$25.00$25.0010/26/2009 4:59:30 PM
HeavyDriver03$25.00$25.0010/26/2009 4:59:39 PM
wings2fly$25.00$25.0010/26/2009 4:59:50 PM
108lender$200.00$200.0010/26/2009 4:59:59 PM
diplomatic-capital$25.00$25.0010/26/2009 5:00:57 PM
currency-cigar4$25.00$25.0010/26/2009 5:01:34 PM
VPRLLC$25.00$25.0010/26/2009 5:13:33 PM
MightyMunk$25.00$25.0010/26/2009 5:13:31 PM
MakoF16$50.00$50.0010/26/2009 5:14:35 PM
Yanwoo$25.00$25.0010/26/2009 5:14:54 PM
tyson789$100.00$100.0010/26/2009 5:16:42 PM
aloha933$25.00$25.0010/26/2009 5:16:46 PM
return-confidant$25.00$25.0010/26/2009 5:16:37 PM
profitable-durability6$25.00$25.0010/26/2009 5:16:39 PM
GS_Lending$25.00$25.0010/26/2009 5:17:16 PM
ingenious-diversification$25.00$25.0010/26/2009 5:17:24 PM
amber_in_florida$25.00$25.0010/26/2009 5:16:46 PM
F16Pilot$25.00$25.0010/26/2009 5:17:39 PM
gtg810q$25.00$25.0010/26/2009 5:17:53 PM
bignic$25.00$25.0010/26/2009 5:17:59 PM
devin57$25.00$25.0010/26/2009 5:18:05 PM
SeattlePilot$50.00$50.0010/26/2009 5:17:37 PM
value-pole$25.00$25.0010/26/2009 5:19:26 PM
riversmoke$25.00$25.0010/26/2009 5:13:37 PM
Okinutah$25.00$25.0010/26/2009 5:19:27 PM
Cookiemonster65$25.00$25.0010/26/2009 5:19:53 PM
noble-economy$25.00$25.0010/26/2009 5:19:55 PM
cjames84$25.00$25.0010/26/2009 5:21:49 PM
the-money-gargantuan$25.00$25.0010/26/2009 5:22:18 PM
Longtermcapitalmgmt$25.00$25.0010/26/2009 5:17:08 PM
jammo1$25.00$25.0010/26/2009 5:17:38 PM
sjlnn$25.00$25.0010/26/2009 5:17:44 PM
credit-force5$25.00$25.0010/26/2009 5:17:50 PM
nodlives$25.00$25.0010/26/2009 5:18:13 PM
blue-exuberant-economy$25.00$25.0010/26/2009 6:56:07 PM
ctgscott$25.00$25.0010/26/2009 7:26:32 PM
publiux$25.00$25.0010/26/2009 5:19:52 PM
roxon$25.00$25.0010/26/2009 5:21:35 PM
Dave0$25.00$25.0010/26/2009 5:21:40 PM
7301$25.00$25.0010/26/2009 5:22:20 PM
accord0$25.00$25.0010/26/2009 8:21:05 PM
friendly-money$25.00$25.0010/26/2009 11:11:46 PM
neutrino6$25.00$25.0010/27/2009 1:41:52 AM
jybank$25.00$25.0010/27/2009 6:31:26 AM
payment-pillow$25.00$25.0010/27/2009 6:56:08 AM
Bank_Of_XL$100.00$100.0010/27/2009 8:16:56 AM
LEWK25$25.00$25.0010/27/2009 9:42:26 AM
Viamin$25.00$25.0010/27/2009 9:43:28 AM
fair-hope$25.00$25.0010/27/2009 6:56:09 AM
Prophasi$41.75$41.7510/27/2009 9:45:28 AM
GreatNorthern$25.00$25.0010/27/2009 9:44:28 AM
unix_jedi$50.00$50.0010/27/2009 9:45:39 AM
Starfin300$25.00$25.0010/27/2009 9:44:32 AM
Climbingcoby$25.00$25.0010/27/2009 9:46:21 AM
rwelle$25.00$25.0010/27/2009 9:46:46 AM
CaboWaboRobo$25.00$25.0010/27/2009 7:41:06 AM
preciousjeni$47.55$47.5510/27/2009 9:46:40 AM
vb3jmg$25.00$25.0010/27/2009 9:47:29 AM
icon7$25.00$25.0010/27/2009 9:48:05 AM
Veloce$25.00$25.0010/27/2009 9:54:56 AM
KiwiElf$25.00$25.0010/27/2009 10:08:39 AM
twodollars$25.00$25.0010/27/2009 9:45:35 AM
Jgodd13$50.00$50.0010/27/2009 9:45:43 AM
SEC1932$25.00$25.0010/27/2009 9:46:23 AM
langdonx$25.00$25.0010/27/2009 9:46:33 AM
Jinja$25.00$25.0010/27/2009 9:46:42 AM
cornpop$25.00$25.0010/27/2009 10:52:07 AM
DublinCaLender$25.00$25.0010/27/2009 9:47:53 AM
GatorBait$25.00$25.0010/27/2009 9:47:59 AM
cassius84$25.00$25.0010/27/2009 10:57:09 AM
wise-spirited-nickel$25.00$25.0010/27/2009 9:48:54 AM
hopethisworks$37.99$37.9910/27/2009 11:09:43 AM
irrelevant$25.00$25.0010/27/2009 9:52:15 AM
mpactlender$25.00$25.0010/27/2009 9:52:22 AM
RG$25.00$25.0010/27/2009 9:56:52 AM
Carpetkid$25.00$25.0010/27/2009 10:08:57 AM
taylor883$25.00$25.0010/27/2009 2:11:11 PM
Savings_EQ_Dignity$25.00$25.0010/27/2009 1:31:30 PM
Danvillelover$25.00$25.0010/27/2009 3:16:22 PM
fuzed$55.00$55.0010/27/2009 11:17:33 AM
icenined$25.00$25.0010/27/2009 3:46:12 PM
gourd2$25.00$25.0010/27/2009 3:46:32 PM
leverage-monger$50.00$50.0010/27/2009 3:23:09 PM
madpinto21$42.66$42.6610/27/2009 5:18:09 PM
devoider$25.00$25.0010/27/2009 5:18:21 PM
Onesiphorus$25.00$25.0010/27/2009 5:18:26 PM
theQuietLender$25.00$25.0010/27/2009 5:18:35 PM
janicewill$25.00$25.0010/27/2009 5:18:40 PM
02bob$25.00$25.0010/27/2009 5:18:23 PM
gilbow$25.00$25.0010/27/2009 5:18:32 PM
KLCRAY$50.00$50.0010/27/2009 5:18:48 PM
top-impressive-dinero$25.00$25.0010/27/2009 5:18:38 PM
ErikB$25.00$25.0010/27/2009 5:18:50 PM
new-reward-sequoia$25.00$25.0010/27/2009 5:18:55 PM
scoobiedoo$25.00$25.0010/27/2009 5:18:52 PM
orindalender$50.00$50.0010/27/2009 5:18:56 PM
helpu88$25.00$25.0010/27/2009 5:18:54 PM
hayhelp$25.00$25.0010/27/2009 5:19:00 PM
Hogpilot$25.00$25.0010/27/2009 5:19:05 PM
Cubsfan07$25.00$25.0010/27/2009 5:19:06 PM
booyah$75.00$75.0010/27/2009 5:19:24 PM
ZedZed$25.00$25.0010/27/2009 5:19:26 PM
Tasmir$25.00$25.0010/27/2009 5:19:41 PM
head$25.00$25.0010/27/2009 5:19:52 PM
All_Wins$25.00$25.0010/27/2009 5:19:45 PM
BerkeleyBonds$25.00$25.0010/27/2009 5:20:09 PM
kscc183$25.00$25.0010/27/2009 5:20:17 PM
MrDavid$25.00$25.0010/27/2009 5:20:19 PM
jbarron$25.00$25.0010/27/2009 5:20:10 PM
Moron_Buffet$25.00$25.0010/27/2009 5:20:53 PM
lizard_lips$25.00$25.0010/27/2009 5:20:46 PM
rose88$25.00$25.0010/27/2009 5:20:52 PM
ccdmp2004$25.00$25.0010/27/2009 5:21:18 PM
CPAMAN$25.00$25.0010/27/2009 5:21:25 PM
incbx$25.00$25.0010/27/2009 5:21:15 PM
bbrelo$25.00$25.0010/27/2009 5:21:19 PM
curly2k$25.00$25.0010/27/2009 5:21:24 PM
ITExec$39.11$39.1110/27/2009 5:21:51 PM
pbo922$25.00$25.0010/27/2009 5:22:04 PM
dollar-oracle55$25.00$25.0010/27/2009 5:21:57 PM
bazaar-tulip$25.00$25.0010/27/2009 5:22:10 PM
dm_invest$25.00$25.0010/27/2009 5:22:10 PM
siafu_kali$25.00$25.0010/27/2009 5:22:17 PM
Buffer10$25.00$25.0010/27/2009 4:56:14 PM
ADIDASNO$25.00$25.0010/27/2009 5:22:14 PM
goldeneye777$25.00$25.0010/27/2009 5:22:18 PM
mooselegs19$25.00$25.0010/27/2009 5:22:19 PM
DadWarbucks$25.00$25.0010/27/2009 5:22:30 PM
seattleslug$25.00$25.0010/27/2009 5:22:24 PM
mmckune$25.00$25.0010/27/2009 5:22:33 PM
Hokiemon$75.00$75.0010/27/2009 5:22:28 PM
mikeandcat$43.84$43.8410/27/2009 5:22:38 PM
ISHLEP67$50.00$50.0010/27/2009 5:22:32 PM
Mymoney4loan$25.00$25.0010/27/2009 5:22:36 PM
gold-tsunami$25.00$25.0010/27/2009 5:22:53 PM
RationalWorld$25.00$25.0010/27/2009 5:23:00 PM
skibum65$50.00$50.0010/27/2009 5:23:12 PM
Trimalchio12$25.00$25.0010/27/2009 5:23:10 PM
DaveG56313$25.00$25.0010/27/2009 5:23:18 PM
dansarkis$25.00$25.0010/27/2009 5:23:17 PM
skiberdad$50.00$50.0010/27/2009 5:23:25 PM
smurf163$25.00$25.0010/27/2009 5:23:23 PM
TommyTucker$42.14$42.1410/27/2009 5:23:36 PM
rlrcstr$25.00$25.0010/27/2009 5:24:02 PM
derec$25.00$25.0010/27/2009 5:25:26 PM
Cutts$25.00$25.0010/27/2009 5:27:02 PM
ritchie70$25.00$25.0010/27/2009 5:27:00 PM
Jeff89$25.00$25.0010/27/2009 5:27:04 PM
sst36$25.00$25.0010/27/2009 5:31:12 PM
daisylady11$25.00$25.0010/27/2009 5:31:19 PM
dante168$25.00$25.0010/27/2009 5:31:27 PM
augi_enterprises$25.00$25.0010/27/2009 5:31:17 PM
geemoney29$50.00$50.0010/27/2009 5:31:23 PM
thrifty-return$50.00$50.0010/27/2009 5:31:35 PM
jresu537$25.00$25.0010/27/2009 5:31:28 PM
annodomini$25.00$25.0010/27/2009 5:31:46 PM
victorcab$35.00$35.0010/27/2009 5:31:32 PM
whois-JohnGalt$25.00$25.0010/27/2009 5:31:42 PM
bot403$25.00$25.0010/27/2009 5:32:00 PM
JBlayz$25.00$25.0010/27/2009 5:32:01 PM
tuneman1980$25.00$25.0010/27/2009 5:17:05 PM
pure-deal6$25.00$25.0010/27/2009 5:18:36 PM
tlam168$25.00$25.0010/27/2009 5:18:37 PM
NJournalist$25.00$25.0010/27/2009 5:18:42 PM
imagenki$25.00$25.0010/27/2009 5:18:51 PM
herbyman$25.00$25.0010/27/2009 5:19:27 PM
theonezozo$25.00$25.0010/27/2009 5:19:42 PM
Dakota98$50.00$50.0010/27/2009 5:20:07 PM
TennSquire$25.00$25.0010/27/2009 5:21:17 PM
Elbanko$25.00$25.0010/27/2009 5:21:22 PM
funds-promiser$50.00$50.0010/27/2009 5:21:55 PM
enigmallc$25.00$25.0010/27/2009 5:22:07 PM
DrStaff$60.00$60.0010/27/2009 5:22:11 PM
ohnezweck$25.00$25.0010/27/2009 5:22:13 PM
friendly-gold$25.00$25.0010/27/2009 5:22:23 PM
jgar_O$25.00$25.0010/27/2009 5:22:26 PM
atllender$25.00$25.0010/27/2009 5:22:34 PM
anders94$100.00$100.0010/27/2009 5:22:49 PM
Sixmil$25.00$25.0010/27/2009 5:22:57 PM
decisive-capital$50.00$50.0010/27/2009 5:23:04 PM
PHI4308$25.00$25.0010/27/2009 5:23:13 PM
glalat$25.00$25.0010/27/2009 5:23:16 PM
dospapalotes$25.00$25.0010/27/2009 5:23:40 PM
cscott2007$25.00$25.0010/27/2009 5:31:14 PM
Joon$40.00$40.0010/27/2009 5:31:21 PM
whiteasianrose$42.05$42.0510/27/2009 5:31:24 PM
ladydaisy$25.00$25.0010/27/2009 5:31:29 PM
techgnostic$25.00$25.0010/27/2009 5:31:34 PM
reflective-rupee$100.00$100.0010/28/2009 3:30:33 PM
reflective-rupee$100.00$100.0010/29/2009 10:09:56 AM
wild-orange$25.00$25.0010/29/2009 12:45:53 PM
jga516$25.00$25.0010/30/2009 9:33:52 AM
nalaari$50.00$50.0010/30/2009 4:01:48 PM
p2p-gala$50.00$50.0010/30/2009 6:10:58 PM
roi-advantage$25.00$25.0010/31/2009 7:27:26 PM
payout-magician$50.00$50.0010/31/2009 1:06:08 PM
leverage-monger$25.00$25.0010/31/2009 12:22:51 PM
a-reasonable-return$50.00$50.0011/1/2009 5:03:20 PM
exciting-fairness$50.00$50.0011/2/2009 9:44:08 AM
leverage-monger$50.00$50.0011/2/2009 11:26:58 AM
leverage-monger$50.00$50.0011/2/2009 11:25:48 AM
well-mannered-income3$25.00$25.0011/2/2009 1:49:15 PM
silver-frog0$200.00$200.0011/2/2009 12:52:11 PM
Engineer44$25.00$25.0011/2/2009 4:39:31 PM
755 bids
 
Borrower Payment Dependent Notes Series 430401
This series of Notes was issued and sold upon the funding of the borrower loan #39366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 33.27% Final borrower rate/APR: 34.27% / 36.71% Final monthly payment: $224.12
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.74%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: May-2004 Debt/Income ratio: 21%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:1y 5m
Amount delinquent: $0 Revolving credit balance: $7,901 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 85%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: boltgod Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
640-659 (Jul-2008)
 
Principal balance: $3,278.96 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
pay off high interest credit cards
Purpose of loan:
This loan will be used to? pay off some high interest credit card charges we incured while i was between jobs and without health insurance.. We are now covered in my new job, but are struggling some with these charges.? I am sure we can pay off these debts with a lower interest rate.. please help us too get this loan, I promise too repay promptly.. Thanks for your consideration..

My financial situation:
I am a good candidate for this loan because?
My wife and I are very responsible people and have never had a bad debt.
Monthly net income: $
3200.00
Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $ 300.00
??Car expenses: $ 200.00
??Utilities: $?250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
noble-revenue$25.00$25.0010/27/2009 4:37:35 PM
flexible-economy2$25.00$25.0010/27/2009 4:29:22 PM
economy-synapse$50.00$50.0010/30/2009 4:25:50 PM
MoneyForNothing$25.00$25.0011/2/2009 7:10:10 AM
reflective-rupee$100.00$100.0011/2/2009 11:32:08 AM
Rule62$25.00$25.0011/2/2009 5:15:49 PM
Reddress4u$25.00$25.0011/2/2009 4:50:54 PM
daekpon$25.00$25.0011/2/2009 5:53:57 PM
bonus-patriot$25.00$25.0011/2/2009 6:02:45 PM
a-finance-nirvana$200.00$200.0011/2/2009 5:26:40 PM
flexible-economy2$375.00$375.0011/3/2009 12:05:51 AM
Isotope$25.00$25.0011/2/2009 5:34:09 PM
Laxa$25.00$25.0011/2/2009 6:48:46 PM
d_grbg$25.00$25.0011/3/2009 8:02:41 AM
reflective-rupee$100.00$100.0011/3/2009 10:31:38 AM
mlovese$25.00$25.0011/2/2009 8:29:52 PM
malomar66$46.38$46.3811/3/2009 8:37:01 AM
maga$69.00$69.0011/3/2009 11:02:21 AM
velocity-flag$25.00$25.0011/3/2009 9:34:06 AM
Prezotus$25.00$25.0011/3/2009 10:49:32 AM
capital-galaxy$250.00$250.0011/3/2009 12:04:27 PM
bobd32$25.00$25.0011/3/2009 11:18:56 AM
efficient-principal$25.00$25.0011/3/2009 12:40:31 PM
a-reasonable-return$25.00$25.0011/3/2009 7:29:39 AM
eboomer2611$25.00$25.0011/3/2009 1:27:34 PM
Lefty_the_Lender$25.00$25.0011/3/2009 12:18:19 PM
jybank$25.00$25.0011/3/2009 2:49:26 PM
reflective-rupee$25.00$25.0011/3/2009 10:32:42 AM
brother_tam$50.00$50.0011/3/2009 2:32:22 PM
SuperDoucheBag$25.00$25.0011/3/2009 3:50:52 PM
fuzed$25.00$25.0011/3/2009 10:52:26 AM
Skeptical-one$100.00$100.0011/3/2009 1:47:05 PM
currency-bumblebee$25.00$25.0010/27/2009 4:53:28 PM
reflective-rupee$25.00$25.0010/28/2009 8:55:14 PM
return-grizzly$100.00$100.0010/29/2009 1:34:59 PM
well-mannered-income3$25.00$25.0010/30/2009 11:13:36 AM
felicity-daydream$25.00$25.0010/31/2009 1:43:53 PM
shawnw2$30.00$30.0010/31/2009 10:03:28 AM
enthusiastic-balance5$100.00$100.0011/2/2009 12:01:57 PM
five-star-note$25.00$25.0011/2/2009 4:59:13 PM
mt3209$25.00$25.0011/2/2009 6:48:43 PM
reflective-rupee$100.00$100.0011/2/2009 7:53:59 PM
finance-vault$50.00$50.0011/2/2009 6:44:18 PM
schmegs$25.00$25.0011/2/2009 4:50:58 PM
Astyanax$25.00$25.0011/3/2009 7:47:43 AM
reflective-rupee$100.00$100.0011/3/2009 10:31:20 AM
reflective-rupee$25.00$25.0011/3/2009 10:32:25 AM
Bait989$26.00$26.0011/3/2009 12:33:03 AM
smart-gain$25.00$25.0011/3/2009 11:35:38 AM
Lender12$2,547.54$1,737.1311/3/2009 10:25:42 AM
reflective-rupee$25.00$25.0011/3/2009 10:32:56 AM
Pu239$25.00$25.0011/3/2009 11:52:50 AM
Toastmaster007$25.00$25.0011/3/2009 10:59:34 AM
Rulea72$50.00$50.0011/3/2009 1:41:49 PM
sparkling-contract7$25.00$25.0011/3/2009 12:13:01 PM
p2p-gala$25.00$25.0011/3/2009 1:50:16 PM
Nusk$25.00$25.0011/3/2009 2:08:10 PM
reflective-rupee$100.00$100.0011/3/2009 10:31:06 AM
reflective-rupee$25.00$25.0011/3/2009 10:32:12 AM
fantasysports$25.00$25.0011/3/2009 2:52:30 PM
bonus-chosen-one$25.00$25.0011/3/2009 11:27:22 AM
balance-warrior$25.00$25.0011/3/2009 12:24:55 PM
coloradocash$25.00$25.0011/3/2009 4:02:48 PM
coin-investor$25.00$25.0011/3/2009 2:00:44 PM
ohmarkybaby$41.49$41.4911/3/2009 2:02:32 PM
Engineer44$25.00$25.0011/3/2009 4:06:23 PM
credit-missile$100.00$100.0011/3/2009 3:29:13 PM
67 bids
 
Borrower Payment Dependent Notes Series 430443
This series of Notes was issued and sold upon the funding of the borrower loan #39363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 27.47% Starting borrower rate/APR: 28.47% / 30.83% Starting monthly payment: $208.09
Final lender yield: 23.95% Final borrower rate/APR: 24.95% / 27.26% Final monthly payment: $198.67
 
Auction yield range: 11.29% - 27.47% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.36%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-1995 Debt/Income ratio: 27%
Credit score: 680-699 (Oct-2009) Current / open credit lines: 10 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:6y 1m
Amount delinquent: $0 Revolving credit balance: $9,984 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 64%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: kamikazm Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,050.00< mo. late: 0 ( 0% )  
660-679 (Jan-2008)
 
Principal balance: $1,409.58 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
On the road to financial freedom
Purpose of loan:
This loan will be used to get rid of high interest rate credit card debt.

My financial situation:
I am a good candidate for this loan because i have no missed payments on record with a long?year credit history. Since my first prosper loan I have managed to pay off some accounts.?I work as a software?engineer for a big 5 consulting firm. I plan to pay down the credit card with the highest interest and then?cut?it and never use it again.?I will repeat this proccess until I have only one low interest rate credit card to use. My long term goal is to have?money to invest?for my retirement.

Monthly net income: $ 2850

Monthly expenses: $
??Housing: $?750
??Insurance: $ -
??Car expenses: $ -
??Utilities: $ 70
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700
??Prosper loan $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I think your a great candidate to pedge/bid for!! Can you breifly explain what debts and balances fall under the "credit cards and other loans" category??.. Also is your car paid for or how do you commute to work with no car payments? THANKS!! - SmartConsolidation
A: I'm making $300 in payments to credit cards monthly and $400 to student/other loans. I live in New York City so I use public transportation instead of a car. (Oct-31-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a-reasonable-return$25.00$25.0010/27/2009 4:30:36 PM
fireman4$35.00$35.0010/28/2009 7:52:53 AM
nobsbooks$35.00$35.0010/28/2009 8:04:10 PM
payout-magician$50.00$50.0010/29/2009 6:38:04 AM
mercuriant$25.00$25.0010/29/2009 9:34:20 AM
CASSHMAN$60.00$60.0010/29/2009 7:40:38 PM
KrisKringle$25.00$25.0010/30/2009 6:20:58 AM
fairness-faire$25.00$25.0010/30/2009 4:18:16 PM
site_ml$25.00$25.0010/30/2009 6:19:11 PM
Maetryx$50.00$50.0010/30/2009 6:35:14 PM
catnip007$25.02$25.0210/30/2009 4:29:49 PM
Matt_Colsia$76.19$76.1910/31/2009 7:17:50 PM
VT2VA$25.00$25.0011/1/2009 12:12:40 PM
dignified-justice3$50.00$50.0010/31/2009 11:55:28 PM
CA_Lender$25.00$25.0011/1/2009 7:51:10 PM
carmat60$25.00$25.0011/1/2009 9:41:18 PM
reflective-rupee$100.00$100.0011/2/2009 11:44:46 AM
justme4now$25.00$25.0011/2/2009 3:11:15 PM
1stBankAndHal$25.00$25.0011/2/2009 2:52:43 PM
Techne_Funds_LLC$25.00$25.0011/2/2009 4:37:53 PM
justanothersushieater$25.00$25.0011/2/2009 5:11:34 PM
Isotope$25.00$25.0011/2/2009 5:35:31 PM
MoneyTree79$50.00$50.0011/2/2009 6:11:07 PM
pog27$25.00$25.0011/2/2009 8:15:06 PM
radar_love$25.00$25.0011/2/2009 5:13:30 PM
credit-missile$100.00$100.0011/3/2009 7:14:56 AM
exciting-fairness$50.00$50.0011/3/2009 4:54:40 AM
omegamon1$25.00$25.0011/3/2009 8:56:48 AM
well-mannered-income3$25.00$25.0011/2/2009 7:44:13 PM
Leshan$85.66$85.6611/3/2009 11:12:29 AM
jybank$25.00$25.0011/2/2009 11:34:42 PM
a-finance-nirvana$150.00$150.0011/3/2009 10:28:51 AM
efficient-bid2$25.00$25.0011/3/2009 12:13:20 PM
exciting-fairness$100.00$100.0011/3/2009 2:17:42 PM
brother_tam$50.00$50.0011/3/2009 2:33:11 PM
SkinnyFish$25.00$25.0011/3/2009 2:34:57 PM
Ebanco$25.00$25.0011/3/2009 1:15:07 PM
Kash2010lu$25.00$25.0011/3/2009 1:31:37 PM
leverage-monger$25.00$25.0011/3/2009 3:08:31 PM
leverage-monger$25.00$25.0011/3/2009 3:07:44 PM
MoneyForNothing$25.00$25.0011/3/2009 3:15:14 PM
crazybill$25.01$25.0111/3/2009 11:29:01 AM
TakeCare$25.00$25.0011/3/2009 3:47:14 PM
friendly-p2ploan7$25.00$25.0011/3/2009 11:31:44 AM
leverage-monger$50.00$50.0011/3/2009 4:03:12 PM
jaesposito$25.00$25.0011/3/2009 4:00:47 PM
Engineer44$25.00$25.0011/3/2009 4:07:23 PM
113121$35.00$35.0011/3/2009 2:43:06 PM
lender12345$100.00$100.0011/3/2009 3:45:37 PM
SuperDoucheBag$25.00$25.0011/3/2009 3:52:04 PM
fortytwo$200.00$200.0010/27/2009 4:16:19 PM
debtcollector$100.00$100.0010/27/2009 5:49:43 PM
checzwick$30.00$30.0010/28/2009 12:20:02 AM
loanman2007$25.00$25.0010/28/2009 7:14:35 AM
foothillender$25.00$25.0010/28/2009 7:39:32 AM
UCLA4life$25.00$25.0010/28/2009 11:52:59 AM
hellasow$30.00$30.0010/29/2009 7:45:22 AM
velocity-flag$25.00$25.0010/29/2009 8:31:06 AM
rmpedi33$25.00$25.0010/29/2009 6:25:46 AM
enthusiastic-treasure$25.00$25.0010/29/2009 9:10:55 AM
return-grizzly$100.00$100.0010/29/2009 1:02:30 PM
AtlantistoXanadu$75.00$75.0010/29/2009 3:28:27 PM
Helenska11$50.00$50.0010/29/2009 8:33:24 PM
cold1$25.00$25.0010/30/2009 2:28:45 PM
PropertyInvest$25.00$25.0010/30/2009 2:36:34 PM
site_ml$25.00$25.0010/30/2009 6:18:50 PM
felicity-daydream$25.00$25.0010/31/2009 1:44:35 PM
Flyhighboi20$56.72$56.7211/1/2009 3:59:13 AM
VT2VA$25.00$25.0011/1/2009 12:11:53 PM
VT2VA$25.00$25.0011/1/2009 12:12:19 PM
golffish2$100.00$100.0011/2/2009 9:31:53 AM
SFBank$200.00$200.0011/1/2009 7:52:47 PM
shrewd-income$100.00$100.0011/2/2009 6:36:34 AM
Richlaw$200.00$200.0011/2/2009 11:52:42 AM
djalan$28.85$28.8511/2/2009 3:15:41 PM
niggard$25.00$25.0011/2/2009 12:10:18 PM
platinum-enlightenment$25.00$25.0011/2/2009 4:22:08 PM
himistu22$26.00$26.0011/2/2009 4:49:05 PM
daekpon$35.00$35.0011/2/2009 5:54:56 PM
Ray3486$25.00$25.0011/2/2009 6:22:16 PM
boo_hoo$50.00$50.0011/2/2009 6:16:10 PM
wild-orange$50.00$50.0011/2/2009 6:26:37 PM
bonus-patriot$50.00$50.0011/2/2009 6:03:36 PM
Astyanax$25.00$25.0011/3/2009 7:52:55 AM
Astyanax$25.00$25.0011/3/2009 7:53:14 AM
Chrishu$25.00$25.0011/3/2009 7:54:00 AM
shrewd-income$150.00$150.0011/3/2009 7:54:47 AM
Rulea72$75.00$75.0011/3/2009 9:45:58 AM
credit-coach118$25.00$25.0011/3/2009 8:31:41 AM
maga$200.00$200.0011/3/2009 11:05:09 AM
omegamon1$25.00$25.0011/3/2009 9:41:03 AM
Toastmaster007$25.50$5.6611/3/2009 11:40:18 AM
p2p-gala$50.00$50.0011/3/2009 1:53:26 PM
charming-point$100.00$100.0011/3/2009 2:47:15 PM
leverage-monger$25.00$25.0011/3/2009 3:06:42 PM
durability-colonel$50.00$50.0011/3/2009 11:10:11 AM
sincere-investment4$25.00$25.0011/3/2009 3:32:11 PM
BankofBeth$50.00$50.0011/3/2009 12:15:33 PM
eboomer2611$25.00$25.0011/3/2009 1:28:48 PM
reflective-rupee$35.00$35.0011/3/2009 4:06:37 PM
FinanceEngine$50.00$50.0011/3/2009 1:47:54 PM
reflective-rupee$100.00$100.0011/3/2009 2:44:21 PM
jjsparks28$50.89$50.8911/3/2009 4:00:38 PM
103 bids
 
Borrower Payment Dependent Notes Series 430545
This series of Notes was issued and sold upon the funding of the borrower loan #39369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,300.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 11.42% Starting borrower rate/APR: 12.42% / 14.56% Starting monthly payment: $277.35
Final lender yield: 10.40% Final borrower rate/APR: 11.40% / 13.52% Final monthly payment: $273.31
 
Auction yield range: 4.29% - 11.42% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Oct-1997 Debt/Income ratio: 24%
Credit score: 760-779 (Oct-2009) Current / open credit lines: 12 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 57Length of status:7y 5m
Amount delinquent: $0 Revolving credit balance: $5,368 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 54%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: vigilance-hut Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards, etc.
Purpose of loan:?Pay off and close out?credit cards, this?has occurred due to a large medical expense for my wife, flooding damage on home, personal expenses, etc.


My financial situation:
If my profile looks familiar, I had to withdraw my previous listing due to some incorrect figures.? I had to get clarification on the Prosper process.? I apologize for the inconvenience.? I am a good candidate for this loan because I have good credit (700+).??I have a successful good-income job.? I am the GM of sales for the Cintas Corp and have been there 7+ years.??My base salary is 88k, with a max compensation of 149k.? Over the last 4 years, I have averaged around 110k annually.? My credit history shows no missed or late payments and like I mentioned earlier a good credit score.? I have roughly 10k in investments that I could use for funding or payment if I have to, however cashing out investments now with the economy is not wise.? I am including this because I want to reassure you?that I am a competent, qualified and dependable borrower.??I have submitted my information on Lending Tree so you may see inquiries on my credit report due to this, but I have not taken any loans from anyone.? It was a mistake which now I know.? With your funding and support, my family and I would?be able to finally put behind us my wife's surgery and the flooding damage at our home, which is $10,000 of the credit card debt.??Thanks to all of you who have shown consideration to my request, I appreciate it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
money-maniac$25.00$25.0010/27/2009 4:12:40 PM
crazycool$25.00$25.0010/27/2009 4:12:46 PM
Sefotonga$25.00$25.0010/27/2009 4:13:50 PM
iruz$50.00$50.0010/27/2009 4:14:07 PM
desertoasis$25.00$25.0010/27/2009 4:16:04 PM
booksleuth$50.00$50.0010/27/2009 4:12:49 PM
skuba$25.00$25.0010/27/2009 4:12:57 PM
Syzygy$25.00$25.0010/27/2009 4:16:37 PM
active-reward7$25.00$25.0010/27/2009 4:15:16 PM
my401K$100.00$100.0010/27/2009 4:15:33 PM
wise-extraordinary-loot$30.00$30.0010/27/2009 4:18:01 PM
EnigmaNYC-29$25.00$25.0010/27/2009 4:15:36 PM
Banker7371$25.00$25.0010/27/2009 4:18:02 PM
personal-lender$25.00$25.0010/27/2009 4:18:30 PM
vkorichkov$35.00$35.0010/27/2009 4:17:11 PM
Champpilot$50.00$50.0010/27/2009 4:18:46 PM
neighborly-bid$25.00$25.0010/27/2009 4:18:51 PM
yield-lion$25.00$25.0010/27/2009 4:19:00 PM
andrewgl$25.00$25.0010/27/2009 4:17:39 PM
engaging-worth$30.00$30.0010/27/2009 4:19:04 PM
czar3$30.00$30.0010/27/2009 4:18:26 PM
LendDoc$25.00$25.0010/27/2009 4:19:41 PM
rolandweary$40.00$40.0010/27/2009 4:18:36 PM
brazilofmux$100.00$100.0010/27/2009 4:19:51 PM
ianakacg$25.00$25.0010/27/2009 4:20:07 PM
vcbogan$100.00$100.0010/27/2009 4:19:06 PM
swoosh$25.00$25.0010/27/2009 4:19:11 PM
radiant-fund$25.00$25.0010/27/2009 4:19:22 PM
bchen78875$25.00$25.0010/27/2009 4:19:48 PM
sloan$25.00$25.0010/27/2009 4:19:57 PM
chicco$80.00$80.0010/27/2009 4:20:02 PM
Sam65$25.00$25.0010/27/2009 4:20:09 PM
youqianderen$50.00$21.8510/27/2009 4:20:16 PM
fortytwo$150.00$150.0010/27/2009 4:12:42 PM
DonaldColorado$25.00$25.0010/27/2009 4:13:24 PM
kid8549$25.00$25.0010/27/2009 4:13:31 PM
payout-achievement$40.00$40.0010/27/2009 4:14:04 PM
proper-commitment5$32.00$32.0010/27/2009 4:14:21 PM
reciprocate$50.00$50.0010/27/2009 4:15:39 PM
cloud8$25.00$25.0010/27/2009 4:16:56 PM
mtquan$25.00$25.0010/27/2009 4:17:31 PM
CarDealer3070$25.00$25.0010/27/2009 4:17:46 PM
unclejaef$25.00$25.0010/27/2009 4:17:51 PM
AF-Chief$35.00$35.0010/27/2009 4:17:55 PM
Havana21$50.00$50.0010/27/2009 4:18:11 PM
InvestorPartners$25.00$25.0010/27/2009 4:18:15 PM
silver-armada$50.00$50.0010/27/2009 4:18:39 PM
museic1$50.00$50.0010/27/2009 4:18:44 PM
Clambake$50.00$50.0010/27/2009 4:18:58 PM
revenue-kazoo$25.00$25.0010/27/2009 4:19:02 PM
trapper569$25.00$25.0010/27/2009 4:19:18 PM
asiaratt$25.00$25.0010/27/2009 4:19:25 PM
crenen139$25.00$25.0010/27/2009 4:19:31 PM
RetiredATC$25.00$25.0010/27/2009 4:19:33 PM
dime-worker$25.00$25.0010/27/2009 4:19:43 PM
CallMeBen$25.00$25.0010/27/2009 4:26:39 PM
blot44$25.00$25.0010/27/2009 6:57:51 PM
mlpinz$200.00$200.0010/28/2009 9:46:44 AM
asset-numero-uno$100.00$100.0010/28/2009 4:01:50 PM
flwah$25.00$25.0010/28/2009 8:23:03 PM
hellasow$25.00$25.0010/29/2009 9:17:52 AM
afterhours$25.00$25.0010/29/2009 6:18:23 PM
TakeCare$25.00$25.0010/29/2009 6:44:38 PM
a-finance-nirvana$100.00$100.0010/30/2009 2:52:44 PM
qcksilvr20$50.00$50.0010/31/2009 2:40:30 PM
orangemutt$35.00$35.0011/1/2009 10:59:14 AM
economy-popcorn$25.00$25.0011/1/2009 8:19:15 PM
Aristophil$100.00$100.0011/2/2009 5:51:33 AM
shrewd-income$25.00$25.0011/2/2009 6:38:19 AM
PalmTreeIsland$100.00$100.0011/2/2009 4:53:49 PM
AGSLending$50.00$50.0011/2/2009 5:49:25 PM
wild-orange$500.00$500.0011/2/2009 6:16:16 PM
atlas100$30.00$30.0011/2/2009 6:55:13 PM
seineil$50.00$50.0011/3/2009 2:28:23 AM
exciting-fairness$50.00$50.0011/3/2009 4:58:06 AM
evamkir$26.84$26.8411/2/2009 5:44:19 PM
investment-builder0$50.00$50.0011/2/2009 9:12:12 PM
buffalobills$25.00$25.0011/3/2009 7:37:05 AM
Spring342$50.00$50.0011/3/2009 7:40:36 AM
JTHarris$100.00$100.0011/3/2009 7:48:29 AM
MoneyForNothing$25.00$25.0011/3/2009 6:32:27 AM
loantigger$25.00$25.0011/3/2009 6:55:58 AM
shrewd-income$150.00$150.0011/3/2009 7:55:57 AM
massuot$25.00$25.0011/3/2009 2:50:20 AM
Astyanax$25.00$25.0011/3/2009 11:47:25 AM
durability-colonel$50.00$50.0011/3/2009 11:16:05 AM
blindtaxidriver$25.00$25.0011/3/2009 11:25:39 AM
hasbegun$29.91$29.9111/3/2009 1:00:20 PM
wwwUniversal$25.00$25.0011/3/2009 2:52:48 PM
bayou68$100.00$100.0011/3/2009 1:08:52 PM
gothampark$25.00$25.0011/3/2009 3:09:00 PM
maga$100.00$100.0011/3/2009 11:10:17 AM
arkleseizure$25.00$25.0011/3/2009 3:27:37 PM
FutureLenderEC$25.00$25.0011/3/2009 11:56:11 AM
unk1911$25.00$25.0010/27/2009 4:13:06 PM
orbiter614$50.00$50.0010/27/2009 4:14:11 PM
currency-bumblebee$25.00$25.0010/27/2009 4:14:36 PM
elated-justice$25.00$25.0010/27/2009 4:14:41 PM
jhouman$25.00$25.0010/27/2009 4:16:01 PM
Orringo$50.00$50.0010/27/2009 4:16:08 PM
Weaverville$25.00$25.0010/27/2009 4:12:53 PM
five-star-note$25.00$25.0010/27/2009 4:13:02 PM
JGB$25.00$25.0010/27/2009 4:16:47 PM
LR_Biker$25.00$25.0010/27/2009 4:17:20 PM
the-silver-blaster$60.00$60.0010/27/2009 4:17:34 PM
get30inc$25.00$25.0010/27/2009 4:17:43 PM
brother_tam$50.00$50.0010/27/2009 4:14:50 PM
likeable-value$25.00$25.0010/27/2009 4:15:30 PM
SDNLR$25.00$25.0010/27/2009 4:18:05 PM
anton$25.00$25.0010/27/2009 4:18:19 PM
value-microscope$25.00$25.0010/27/2009 4:17:13 PM
dparkhom$25.00$25.0010/27/2009 4:18:48 PM
kanakakm$25.00$25.0010/27/2009 4:17:16 PM
a-responsible-return$25.00$25.0010/27/2009 4:17:27 PM
kulender$25.00$25.0010/27/2009 4:18:04 PM
MissionMicroFinance$25.00$25.0010/27/2009 4:19:29 PM
Cai8899$25.00$25.0010/27/2009 4:19:39 PM
gracej$25.00$25.0010/27/2009 4:18:23 PM
SNH$50.00$50.0010/27/2009 4:18:33 PM
WalnutCreekguy$33.00$33.0010/27/2009 4:19:55 PM
Artist_Blue$25.00$25.0010/27/2009 4:18:42 PM
techvet$25.00$25.0010/27/2009 4:19:59 PM
jeg3k$25.00$25.0010/27/2009 4:20:05 PM
gadget7$25.00$25.0010/27/2009 4:18:55 PM
Josta$50.00$50.0010/27/2009 4:19:15 PM
Prezotus$25.00$25.0010/27/2009 4:19:27 PM
JohnW12$25.00$25.0010/27/2009 4:19:45 PM
transparency-giant$50.00$50.0010/27/2009 4:13:27 PM
mmqc$25.00$25.0010/27/2009 4:14:02 PM
GOPHERBOY$30.00$30.0010/27/2009 4:16:45 PM
shiny-dollar9$25.00$25.0010/27/2009 4:16:52 PM
spitzbergen$25.00$25.0010/27/2009 4:17:49 PM
Wangersinc$25.00$25.0010/27/2009 4:17:53 PM
YogaDude34$50.00$50.0010/27/2009 4:18:08 PM
bonus-buddy2$35.00$35.0010/27/2009 4:18:53 PM
courteous-deal8$25.00$25.0010/27/2009 4:19:36 PM
socialbanker$25.00$25.0010/27/2009 4:20:13 PM
minista$25.00$25.0010/27/2009 4:31:51 PM
interstellar$50.00$50.0010/27/2009 5:32:57 PM
Cherrypicker$50.00$50.0010/28/2009 8:21:13 AM
GreenSolutionsOffshoreHoldings$25.00$25.0010/28/2009 11:53:54 AM
p2p-gala$50.00$50.0010/28/2009 8:33:45 PM
buckyhead2000$25.00$25.0010/29/2009 1:12:55 AM
ratzlefrss$50.00$50.0010/29/2009 10:50:41 AM
liederhaus$31.60$31.6010/29/2009 4:53:29 PM
investmentgroup$25.00$25.0010/31/2009 7:58:24 AM
Bujinkan1$50.00$50.0010/31/2009 8:38:03 AM
oldman68$25.00$25.0011/1/2009 8:52:19 PM
ladybug838$25.00$25.0011/1/2009 7:20:52 PM
McGrufus$51.00$51.0011/1/2009 7:30:38 PM
organic-platinum$25.00$25.0011/2/2009 1:23:00 PM
serene-capital$25.00$25.0011/2/2009 12:42:38 PM
serene-capital$25.00$25.0011/2/2009 4:54:06 PM
Halehuaka_i$50.00$50.0011/3/2009 12:24:22 AM
shrewd-income$75.00$75.0011/2/2009 11:25:35 PM
jybank$25.00$25.0011/2/2009 11:28:50 PM
Share-the-wealth$100.00$100.0011/3/2009 6:44:44 AM
credit-coach118$25.00$25.0011/3/2009 8:36:26 AM
dmitriy2$25.00$25.0011/3/2009 7:03:53 AM
lazyeye$25.00$25.0011/3/2009 9:43:25 AM
Leopoldine$25.00$25.0011/3/2009 8:10:24 AM
Charmart$25.00$25.0011/3/2009 2:46:28 AM
gustavholstopus32$25.00$25.0011/3/2009 11:43:28 AM
Tiger6543$49.61$49.6111/3/2009 5:55:48 AM
spiff666$25.00$25.0011/3/2009 12:12:45 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:42 PM
Coolwatern$25.00$25.0011/3/2009 12:42:24 PM
powerful-finance7$25.00$25.0011/3/2009 11:30:56 AM
rbgnr111$30.00$30.0011/3/2009 1:34:08 PM
brightest-economy-tsunami$25.00$25.0011/3/2009 11:56:58 AM
diplomatic-capital$50.00$50.0011/3/2009 12:00:45 PM
moneyman28$143.53$143.5311/3/2009 2:20:46 PM
Rulea72$75.00$75.0011/3/2009 1:44:26 PM
exciting-fairness$100.00$100.0011/3/2009 2:20:22 PM
Mikale360$26.00$26.0011/3/2009 3:36:07 PM
Rustang$50.00$50.0011/3/2009 10:55:08 AM
vfernandez1973$25.00$25.0011/3/2009 11:24:44 AM
diplomatic-capital$50.00$50.0011/3/2009 12:00:00 PM
sharp-credit$514.66$514.6611/3/2009 4:04:28 PM
well-mannered-income3$25.00$25.0011/3/2009 2:04:22 PM
AM2171$25.00$25.0011/3/2009 4:05:57 PM
bxdoc$225.00$225.0011/3/2009 3:46:09 PM
182 bids
 
Borrower Payment Dependent Notes Series 430557
This series of Notes was issued and sold upon the funding of the borrower loan #39350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 8.17% Starting borrower rate/APR: 9.17% / 9.51% Starting monthly payment: $31.88
Final lender yield: 6.00% Final borrower rate/APR: 7.00% / 7.34% Final monthly payment: $30.88
 
Auction yield range: 3.29% - 8.17% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Feb-1983 Debt/Income ratio: 36%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 4 / 4Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 4Length of status:0y 10m
Amount delinquent: $0 Revolving credit balance: $8,619 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 21%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: truth-loyalist Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Build History
Purpose of loan:
This loan will be used to? I am looking to build History on the site. I will use the loan to pay bills that I can already cover, and plan to pay the loan back early.

My financial situation:
I am a good candidate for this loan because?I have a secure job, I have excellent credit and am financially responible
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
blot44$25.00$25.0010/27/2009 4:17:15 PM
hellasow$30.00$30.0010/27/2009 9:03:21 PM
datongmama$25.00$25.0010/27/2009 10:36:59 PM
ladybug838$25.00$25.0011/1/2009 7:20:28 PM
PalmerTheEmbalmer$25.00$25.0011/2/2009 11:28:35 PM
steady-repayment$25.00$25.0011/3/2009 4:05:49 AM
AGSLending$50.00$50.0011/3/2009 4:14:47 AM
brightest-economy-tsunami$25.00$25.0011/3/2009 11:57:37 AM
Ebanco$25.00$25.0011/3/2009 1:17:08 PM
sparkling-contract7$25.00$25.0011/3/2009 12:14:17 PM
pietro_torna_indietro$100.00$100.0011/3/2009 1:55:18 PM
Astyanax$25.00$25.0011/3/2009 11:49:47 AM
wild-orange$500.00$232.8311/3/2009 4:03:33 PM
kinetic-social$50.00$50.0011/3/2009 4:06:27 PM
serene-capital$25.00$25.0011/3/2009 3:55:49 PM
JCPlending$25.00$25.0010/29/2009 3:40:58 PM
d34dfish$25.00$25.0011/2/2009 4:53:38 PM
bonus-patriot$50.00$50.0011/3/2009 6:17:26 AM
MoneyForNothing$25.00$25.0011/3/2009 6:33:44 AM
sunny1985$25.00$25.0011/3/2009 6:34:25 AM
suzanny$25.00$25.0011/3/2009 9:10:09 AM
gothampark$25.00$25.0011/3/2009 3:20:34 PM
jybank$25.00$25.0011/3/2009 4:04:29 PM
serene-capital$25.00$25.0011/3/2009 4:05:30 PM
stuart791$37.17$37.1711/3/2009 4:06:12 PM
25 bids
 
Borrower Payment Dependent Notes Series 430789
This series of Notes was issued and sold upon the funding of the borrower loan #39351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Feb-1998 Debt/Income ratio: 23%
Credit score: 700-719 (Oct-2009) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:4y 5m
Amount delinquent: $0 Revolving credit balance: $33,857 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: wampum-tom-tom Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying My Property Taxes
Purpose of loan:
This loan will be used to pay my first installment of my property taxes.?The other half will be paid on time with my annual bonus which comes in February.

My financial situation:
I am a good candidate for this loan because I pay my bills on time, all the time on auto pay.? I'm a single mother, I?own a home and have worked consistently for the past 12 years.? I am going to be renting a room out?to bring in additional income and assist in planning for the future taxes.? My income and expenses allow for repayment of the loan in a timely fashion.

Monthly net income: $ 3600

Monthly expenses: $ 3250
??Housing: $ 1480
??Insurance: $?275 (incl. health, auto, home &?life insurance)
??Car expenses: $ 120 (gas only no car payment)
??Utilities: $ 45
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 550
??Other expenses: $ 400 ( after school care for son)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, do you think it possible that this might be paid off early once you get your bonus? - shrewd-income
A: only partially if at all. the annual bonus is only enough to cover the second payment with very little leftover and I would probably save the remainder to pay for the following taxes next November. (Oct-29-2009)
Q: hi, where do you work now and how long? where did you work before? thanks! - shrewd-income
A: I work for an Insurance Agency for an established agent who has had this office since 1988. I've worked here for over 4 years, and in finance and insurance in car dealerships before, prior to that I served 3 years in the Army. (Oct-30-2009)
Q: hi, you mentioned renting a room, how is that going and how much do you expect that to bring in? thanks! - shrewd-income
A: I have a boarder scheduled to move in Dec 1. At a monthly rent of $500 plus utilities. She's a part time college student and part time student aid for disabled children at the local school district. (Nov-02-2009)
Q: Please explain each element of debt that you have (whether credit card, home mortgage or other), listing balance, interest rate, monthly payment and lender. Please indicate the value of your house as reported on zillow.com. thanks - reflective-rupee
A: Mortgage : $268,000 @5.25%, $1480/mo. Zillow Home Value : $472k Credit Card debt : 33k interest rates vary between 9.24%(carries the largest balance of 16k) up to 22.99%(lowest balance $1k on a Sears Store account). The credit cards were utilized in my custody fight(15k +) and subsequent court ordered visitation trips across country. (Nov-02-2009)
Q: If you were down sized by your employer, what would be your back up plan for repaying this loan? Thanks - RecoveryLender
A: I have marketable skills and a strong work ethic. It wouldn't be the first time I was laid off. The last time I was downsized was on a Friday, I had a job the following Monday. I like the saying, "There ain't no shame in flipping burgers." There is always an avenue, a dip into the retirement IRA, a piece of jewelry I never wear, a garage sale to be had, a paper route to pick up. I've haven't not paid a bill in over 10 years(I was billed while deployed) and I intend to keep it that way. (Nov-02-2009)
Q: Will there be any additional costs in relation to your divorce or child custody battle? thanks - reflective-rupee
A: no. all court proceedings have been concluded for a year and a half. (Nov-02-2009)
6 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unk1911$25.00$25.0010/28/2009 4:24:35 PM
Eloise62$75.00$75.0010/29/2009 1:18:48 PM
jpf27$100.00$100.0010/29/2009 1:17:09 PM
gold-sushi$50.00$50.0010/30/2009 12:34:00 PM
reflective-rupee$100.00$100.0010/31/2009 3:35:27 PM
reflective-rupee$300.00$300.0011/2/2009 1:25:34 PM
benefit-bandit$25.00$25.0011/2/2009 1:59:03 PM
benefit-bandit$25.00$25.0011/3/2009 1:14:43 PM
reflective-rupee$125.00$61.3011/3/2009 2:45:29 PM
enthusiastic-balance5$300.00$300.0011/3/2009 5:23:03 PM
schubper$50.00$50.0011/3/2009 7:23:21 PM
d_grbg$25.00$25.0011/3/2009 7:35:20 PM
rvfbroker$25.00$25.0011/4/2009 7:16:04 AM
rate-farm3$233.70$233.7011/4/2009 7:53:28 AM
groundsquirrel$25.00$25.0011/3/2009 9:23:13 PM
a-finance-nirvana$150.00$150.0011/4/2009 5:05:58 AM
credit-missile$100.00$100.0011/4/2009 7:07:07 AM
shrewd-income$25.00$25.0010/30/2009 8:34:57 AM
johnpmid$25.00$25.0011/2/2009 11:47:00 AM
reflective-rupee$100.00$100.0011/2/2009 11:44:55 AM
oceanside$25.00$25.0011/2/2009 7:26:53 PM
agreement-animal$25.00$25.0011/3/2009 11:34:26 AM
capital-galaxy$100.00$100.0011/3/2009 5:35:00 PM
well-mannered-income3$25.00$25.0011/3/2009 6:22:59 PM
SlickNick$30.00$30.0011/4/2009 6:35:18 AM
shrewd-income$475.00$475.0011/3/2009 5:35:38 PM
26 bids
 
Borrower Payment Dependent Notes Series 430803
This series of Notes was issued and sold upon the funding of the borrower loan #39357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $127.35
Final lender yield: 21.95% Final borrower rate/APR: 22.95% / 25.23% Final monthly payment: $116.05
 
Auction yield range: 17.29% - 29.00% Estimated loss impact: 20.25%  
Lender servicing fee: 1.00% Estimated return: 1.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Dec-1990 Debt/Income ratio: 28%
Credit score: 620-639 (Oct-2009) Current / open credit lines: 16 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:16y 4m
Amount delinquent: $0 Revolving credit balance: $3,447 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 89%Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: jrackley238 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
580-599 (Jun-2008)
560-579 (Apr-2008)
520-539 (Nov-2007)
560-579 (Oct-2006)
 
Principal balance: $121.76 1+ mo. late: 0 ( 0% )
Total payments billed: 35  
Description
Pay off high intrest credit card
My last payment on my previos?prosper loan is November, i have sucessfully paid this bill and that was at a 29% apr.? I would like to try again on the next highest debt which is a personal loan for just over $1300 and the rest to pay off credit cards at almost 30%. thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$3,000.00$3,000.0011/5/2009 9:23:23 AM
1 bids
 
Borrower Payment Dependent Notes Series 430809
This series of Notes was issued and sold upon the funding of the borrower loan #39328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $69.33
Final lender yield: 9.85% Final borrower rate/APR: 10.85% / 12.97% Final monthly payment: $65.34
 
Auction yield range: 4.29% - 14.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: May-1988 Debt/Income ratio: 39%
Credit score: 720-739 (Oct-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 62Length of status:6y 10m
Amount delinquent: $0 Revolving credit balance: $4,535 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 41%Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: COgirl47 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 94% ) 720-739 (Latest)
Principal borrowed: $2,000.00< mo. late: 1 ( 6% )  
720-739 (Aug-2009)
660-679 (May-2008)
 
Principal balance: $1,284.40 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
Personal Loan to consolidate debt
Purpose of loan:
The purpose of this loan is to consolidate several?bills in order to have one low payment.? I have?listed my expenses in hopes that my loan will fully fund this time.

My financial situation:?
I am a good candidate for this loan because I have a good steady job, which I have been at for 7 years.? The bills mostly consist of?un-reimbursed medical charges, due to my daughter?s illness in May.??I also utilized my credit cards in order to make it through furlough days in June so?I?would like?to pay them off.??No more furlough days and business is up!?

The delinquencies that show on my credit history are 4 years or older,?due to a forced bankruptcy.? I have had no late payments?since.? The <30 day late payment on my current loan was an oversight on my part.? I made a manual payment as soon as I?realized what I'd done.

Net Mo. Income?$3853

Expenses:
Housing $1285
Ins. $66
Car $300
Utilities $100
Phone, cable, Internet $100
Food $300
Cc, etc. $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I know there isn't much time left, but could you tell us the interest rate, balance, and type of debt you are paying off with this loan? My bid is in, thanks much and best of luck getting the rate dropped more! - BAEVentures
A: Hi. Thanks so much for your bid! A good majority of what I'm paying off are medical expenses, so no set interest rate but late fees each month for balances owed (and I get the medical industry off of my back). I will also pay off my credit card. The balance is approx. $1000 with an 18% interest rate. I will also use about $250 to buy a used washing machine, which just died on me. Found a good used Kenmore. Thanks again. (Nov-05-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
barflyer$25.00$25.0011/2/2009 5:12:37 PM
PalmerTheEmbalmer$25.00$25.0011/2/2009 11:41:33 PM
FundMaker$25.00$25.0011/4/2009 11:18:47 AM
gothampark$25.00$25.0011/4/2009 4:34:53 PM
kulender$100.00$100.0011/5/2009 5:31:58 AM
MtOlympus$26.25$26.2511/4/2009 5:07:36 PM
crw1950$50.00$50.0011/5/2009 7:12:58 AM
jybank$25.00$25.0011/5/2009 10:29:09 AM
SkipMcGrath$48.70$48.7011/5/2009 11:06:26 AM
Lefty_the_Lender$25.00$25.0011/5/2009 11:17:58 AM
fantastic-yield$100.00$100.0011/5/2009 5:11:26 AM
Memphis-King$75.00$25.0311/5/2009 1:46:42 PM
investment-builder0$25.00$25.0011/5/2009 7:34:43 AM
MoneyForNothing$25.00$25.0011/5/2009 7:49:52 AM
LAKETIME$25.00$25.0011/5/2009 2:29:18 PM
MathProfessor$50.00$50.0011/5/2009 1:19:09 PM
marve1218$50.00$50.0011/5/2009 2:38:30 PM
dhinckley$25.00$25.0011/5/2009 2:04:05 PM
dasyjo$25.00$25.0011/5/2009 3:41:17 PM
Leshan$100.00$100.0011/5/2009 2:46:52 PM
well-mannered-income3$25.00$25.0011/5/2009 3:56:07 PM
marwadi-62$200.00$200.0011/5/2009 3:51:15 PM
organic-platinum$25.00$25.0011/5/2009 3:52:36 PM
AM2171$25.00$25.0011/5/2009 3:59:41 PM
elvisloans$25.00$25.0011/5/2009 12:51:10 PM
credit-coach118$25.00$25.0011/5/2009 2:26:02 PM
GABC-1$50.00$50.0011/5/2009 2:28:24 PM
mu50stang$25.00$25.0011/4/2009 6:02:57 PM
jakespirit$25.00$25.0011/5/2009 1:02:06 AM
sparkling-income$50.00$50.0011/5/2009 11:09:15 AM
GTMoneyMan$25.00$25.0011/5/2009 11:39:55 AM
Elevate2012$45.00$45.0011/4/2009 10:37:03 PM
sparkling-contract7$25.00$25.0011/5/2009 1:29:18 PM
whittlesey31$25.00$25.0011/5/2009 2:35:23 PM
soular21804$25.00$25.0011/5/2009 2:37:53 PM
wild-orange$50.00$50.0011/5/2009 3:02:59 PM
RicheyRich$25.00$25.0011/5/2009 2:06:38 PM
Doohickey415$27.82$27.8211/5/2009 2:20:51 PM
bxdoc$225.00$225.0011/5/2009 3:35:51 PM
visionary-deal3$100.00$100.0011/5/2009 4:01:24 PM
sweet-social2$50.00$50.0011/5/2009 12:51:37 PM
elvisloans$25.00$25.0011/5/2009 1:03:26 PM
plouie$25.00$25.0011/5/2009 2:20:23 PM
mroew$27.20$27.2011/5/2009 2:50:13 PM
44 bids
 
Borrower Payment Dependent Notes Series 430883
This series of Notes was issued and sold upon the funding of the borrower loan #39352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $124.40
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $124.40
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Feb-2002 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:4y 9m
Amount delinquent: $0 Revolving credit balance: $6,881 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 93%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Olekoh Borrower's state: Illinois Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,800.00< mo. late: 0 ( 0% )  
640-659 (Sep-2009)
600-619 (Oct-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?? I would like to pay off my high interest credit cards .

My financial situation:
I am a good candidate for this loan because? of my good work ethic and ability to pay it off, it will be my second prosper loan with the first being paid off ,on time every month. If i get fully funded , I believe that I would be 100% able to pay my montly prosper loan.

Monthly net income: $
3000
Monthly expenses: $
??Housing: $ 600????????
??Insurance: $ 50
??Car expenses: $ 0 car payed off, motorcycle $269
??Utilities: $ 30
??Phone, cable, internet: $?70
??Food, entertainment: $ 200
??Clothing, household expenses $?200
??Credit cards and other loans: $ 400
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your total debt? thanks - reflective-rupee
A: my total debt is at 6800 (Nov-03-2009)
Q: hi, please provide more details about your job, what do you do, where do you work, length of employment, etc. thanks - shrewd-income
A: auto service manager, almost 5 years at same place about 10 years in the business (Nov-03-2009)
Q: Hi, I would like to bid on your loan but your Debt to Income is not specified. Why did you leave this blank? - interest88
A: i didnt see a field to fill this out , nothing to hide (Nov-03-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.0010/28/2009 4:17:06 PM
frugalinvestor20$25.00$25.0010/28/2009 4:25:23 PM
reflective-rupee$525.00$194.1410/28/2009 8:32:32 PM
Eloise62$75.00$75.0010/29/2009 1:19:54 PM
return-grizzly$100.00$100.0010/29/2009 1:39:31 PM
well-mannered-income3$25.00$25.0010/29/2009 6:37:14 PM
shawnw2$35.00$35.0010/30/2009 4:12:13 PM
economy-synapse$25.00$25.0010/30/2009 4:08:25 PM
reflective-rupee$25.00$25.0011/1/2009 7:13:49 PM
reflective-rupee$25.00$25.0011/1/2009 7:12:33 PM
reflective-rupee$25.00$25.0011/1/2009 7:14:29 PM
SFBank$200.00$200.0011/2/2009 6:36:45 PM
MoneyForNothing$25.00$25.0011/2/2009 10:03:14 PM
Iceman1347$25.00$25.0011/2/2009 6:18:34 PM
finance-vault$25.00$25.0011/2/2009 6:49:06 PM
Corporal$25.00$25.0011/2/2009 11:37:47 PM
BrownleeManagement$25.00$25.0011/3/2009 2:43:28 PM
jbloans$25.00$25.0011/3/2009 4:08:04 PM
Kash2010lu$25.00$25.0011/3/2009 11:26:46 PM
capital-galaxy$125.00$125.0011/4/2009 6:14:27 AM
gelt4u$25.00$25.0011/4/2009 6:43:38 AM
jrancher88$42.70$42.7011/4/2009 7:49:15 AM
srthsvghdthtr$25.00$25.0011/4/2009 5:14:23 AM
m60gpmg$50.00$50.0011/4/2009 9:26:33 AM
forthright-dedication$25.00$25.0011/3/2009 7:30:53 PM
loanman2007$75.00$75.0011/4/2009 6:02:24 AM
reflective-rupee$25.00$25.0010/28/2009 4:28:51 PM
reflective-rupee$25.00$25.0010/28/2009 8:55:28 PM
Laxa$25.00$25.0010/29/2009 1:35:41 PM
credit-maestro$50.00$50.0010/30/2009 4:16:21 PM
PXM-Financial$50.00$50.0010/30/2009 8:08:27 PM
reflective-rupee$25.00$25.0011/1/2009 7:13:33 PM
reflective-rupee$25.00$25.0011/1/2009 7:14:02 PM
reflective-rupee$25.00$25.0011/1/2009 7:13:00 PM
reflective-rupee$25.00$25.0011/1/2009 7:16:30 PM
reflective-rupee$25.00$25.0011/1/2009 7:13:14 PM
113121$25.00$25.0011/3/2009 2:53:54 PM
durability-colonel$50.00$50.0011/3/2009 8:41:29 PM
fireferd$103.16$103.1611/4/2009 6:50:47 AM
enthusiastic-balance5$300.00$300.0011/4/2009 4:33:05 AM
Rulea72$75.00$75.0011/4/2009 7:49:07 AM
a-finance-nirvana$300.00$300.0011/4/2009 5:09:40 AM
JustMee$25.00$25.0011/4/2009 5:26:54 AM
p2p-gala$25.00$25.0011/4/2009 9:27:00 AM
a-reasonable-return$50.00$50.0011/4/2009 7:11:15 AM
billybragg$25.00$25.0011/4/2009 9:34:34 AM
vivacious-p2p3$25.00$25.0011/4/2009 8:39:38 AM
privatebankerva$25.00$25.0011/4/2009 8:52:07 AM
gold-cluster$100.00$100.0011/4/2009 9:59:13 AM
49 bids
 
Borrower Payment Dependent Notes Series 430915
This series of Notes was issued and sold upon the funding of the borrower loan #39347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $95.00
Final lender yield: 14.29% Final borrower rate/APR: 15.29% / 17.46% Final monthly payment: $73.10
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 15.31%  
Lender servicing fee: 1.00% Estimated return: -1.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-2002 Debt/Income ratio: Not calculated
Credit score: 600-619 (Oct-2009) Current / open credit lines: 21 / 14Employment status:Not employed
Now delinquent: 0 Total credit lines: 27Length of status:1y 2m
Amount delinquent: $0 Revolving credit balance: $13,554Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 82% 
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: ledanottheswan Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
600-619 (Sep-2009)
540-559 (Oct-2007)
 
Principal balance: $455.92 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
US Citizenship: NO DQs, P-Score= 8
Purpose of loan: Pay for? U.S. Citizenship Fees
This is my second Prosper loan. I used my first loan to pay for law school application fees and now I am halfway to my degree at a top 10 law school. (The picture is me in front of the Supreme Court of the United States, my future office...haha, I wish.)

Earlier this year I was one of two students at my school selected to earn a dual degree (JD/MA) by spending the entire third year of law school in France. Here's a link to information about the program:

http://www.sciences-po.fr/formation/master_scpo/mentions/droit_economique/pdf/090904_note_dge.pdf

I am applying for this loan so I can file for U.S. Citizenship for myself and for my parents ASAP. The process takes about 7-12 months and costs $700 per person. I want to have my citizenship before I leave for France so I don't lose the time I've built up toward citizenship (you need 5 consecutive years and can only leave for 6 months or less at a time.)

My financial situation: *****NO DQs, Perfect payment record on Prosper*****

I don't have a great credit score for a simple reason: I have a lot of credit card accounts because (like a lot of people) I made some dumb credit choices immediately upon hitting adulthood. Since then, I have worked diligently to improve my credit rating.I have no delinquencies and I make all of my payments in full each month and always have.

I am a good candidate for this loan because I have steady monthly income from my scholarship, student loans, free lance work and summer salary. I do free lance writing work to cover my credit payments each month.

Please note that I have borrowed through Prosper before and I have never once missed a payment or paid late in the almost 2 years since my loan was funded. I am up to date on ALL accounts.


Monthly net income: $ 1900 (for "room and board" only, remaining school costs covered by separate funds)

Monthly expenses: $ 1490 (estimate)
??Housing: $ 500
??Insurance: $ n/a (one time payment at start of school year, covered by scholarship)
??Car expenses: $ n/a
??Utilities: $ 30
??Phone, cable, internet: $ 30
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 380 (including $40/mo for Prosper loan)

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: We can always use more good citizens (not so sure about more lawyers, though ;-p). Congratulations on your school selection - and good luck with your listing. I've placed a bid. - tigercat
A: haha, as someone who spends every day surrounded by former, current and future lawyers, i think you might be on to something...thanks for the bid! (Oct-30-2009)
Q: What is your source of income? - MsTabbyKats
A: Hi, I am in law school full time, so I work full time during the summers and also receive scholarship and student loans stipends to pay my expenses during the year. In addition to these sources of income, I have a free-lance writing job to help me with my cc bills. I calculated my monthly income by adding up my total funds during the year, dividing by 12, then adding what I earn each month from free-lance writing, which averages to $350/month. Thanks for your question! L. (Nov-04-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$2,100.00$2,100.0011/5/2009 3:57:51 PM
1 bids
 
Borrower Payment Dependent Notes Series 430951
This series of Notes was issued and sold upon the funding of the borrower loan #39355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $189.99
Final lender yield: 29.95% Final borrower rate/APR: 30.95% / 33.34% Final monthly payment: $180.49
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 19.75%  
Lender servicing fee: 1.00% Estimated return: 10.20%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Nov-1996 Debt/Income ratio: 17%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 19Length of status:0y 11m
Amount delinquent: $258 Revolving credit balance: $3,318 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 47%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: orderly-generosity4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Lease on Life-pay off all debt!
Purpose of loan:
This loan will be used to? pay off ALL of my existing debt. Once paid in full I will be closing ALL accounts. The ability to pay one monthly payment instead of several - getting nowhere on the balances - will drastically increase quality of life for my family. I am a single mother of two & this loan will give me the ablity to streamline billpaying & pay off the loan early. I am a hard worker that does not call in, I dont take time off & I have enormous pride & dedication to the job that I do - therefore I have very solid employment with a reputable company. I need to pay things off & get AHEAD so that I can provide a positive quality of life for my sons, which at this point, is not possible to do. Especially going into the holiday season, I am afraid I will not be able to do anything for them?due to the high interest rates of bills & the balances - I just cant get ahead on them. I dont spend extravagently, I dont take vacations, my sons & I do stuff together at home & make our own entertainment. I have them both in sports & I am at every game or practice. Everything I have I give to them. My debt to income ratio doesnt look positive, but if I am able to get this loan, everything but my home and car will be paid & CLOSED, so that this NEVER happens to me again, therefore making me a solid positive canidate for repayment. Its so hard to tell people that I might look a certain way on paper financially, but if I could just?get a little help now I will be able to turn life around & it will not be this way again. I?have never applied to a company like this for a loan before,?I am desperate to get ahead so that I can give my sons what they need and show them what hard work & determination?will do in your life.?Applying for this loan is hard to do, because I never ask for help. But if I dont ask now, I might not have the option later. I need someone to believe in?me. I can pay this loan back & I will. I just need some help to get back?on track. ?I have paid off a vehicle a year early due to my ethics, I will repay this loan early as well.

My financial situation:
I am a good candidate for this loan because? I have good, solid employment - with a strong work ethic - and court ordered support for my sons that is consistantly paid on time. Streamlining bills and consolidating them into one payment will make it possible, without issue, to pay my account on time and off early.

Monthly net income: $ 3712.00

Monthly expenses: $1500 (approx)
??Housing: $ 750.00????
??Insurance: $ 80.00
??Car expenses: $?50.00??
?Utilities: $?75.00 (approx)
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 200.00 (min. payments)-will be paid and closed with loan.
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, can you provide a little more info about your job, where do you work and for how long? thanks! - shrewd-income
A: Hello! Sorry about the delay in getting back to you! I didnt see that I had a message. I am an Office Manager, currently employed with a Government Contractor on a Naval Base. I have been there a year this month. Prior to that I worked for another Government Contractor for a year and 2 months. Thank you for the questions! If you would like to know anything else just ask! (Nov-02-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$4,200.00$4,200.0011/5/2009 3:59:02 PM
1 bids
 
Borrower Payment Dependent Notes Series 430098
This series of Notes was issued and sold upon the funding of the borrower loan #39361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 20.15% Starting borrower rate/APR: 21.15% / 23.40% Starting monthly payment: $94.38
Final lender yield: 18.88% Final borrower rate/APR: 19.88% / 22.12% Final monthly payment: $92.76
 
Auction yield range: 8.29% - 20.15% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.94%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1986 Debt/Income ratio: 46%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 19 / 19Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 59Length of status:14y 3m
Amount delinquent: $0 Revolving credit balance: $15,428 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 83%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: firecom Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
700-719 (May-2008)
 
Principal balance: $5,998.15 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Consolidate Outstanding Debt
Purpose of loan: This loan will be used to consolidate some outstanding medical bills and to replenish my?savings?because of emergency home repairs / sewer work on my home.

My financial situation: I am a good candidate for this loan because I keep current with all my payments. I am working two jobs to meet my obligations and my wife just received a $600 a month net salary increase at her job. I have virtually no chance at being unemployed at my occupation with my current seniority. I thank you for your interest and assistance.

Monthly net income: $ 4600 (Does not include spouse's income)

Monthly expenses: $?3350
Housing: $ 1250???
Insurance: $ 200???
Car expenses: $ 100??
Utilities: $ 300??
Phone, cable, internet: $ 100??
Food, entertainment: $ 200??
Clothing, household expenses $?100??
Credit cards and other loans: $ 950??
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, what is your current job and also where does your spouse work and for how long? thanks! - shrewd-income
A: I am a firefighter for 14 years and my wife works at a small factory for 15 years. (Nov-02-2009)
Q: hi, what is your spouse's income and job? thanks! - shrewd-income
A: $36,000 annually and she is a financial / production manager for a small factory. (Nov-02-2009)
Q: What did you do with the first Prosper loan just 17 months ago? - CPAecs
A: I intended to pay some credit cards off but I had some emergency home repairs (my water well) and could not complete all of it. I did cut up the credit cards so I wouldn't use them anymore and I got a second job to get caught up with my finances. (Nov-02-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
return-grizzly$100.00$100.0010/29/2009 1:07:42 PM
site_ml$25.00$25.0010/30/2009 7:26:09 PM
Sol_Invictus$25.00$25.0010/31/2009 5:47:28 AM
hellasow$25.00$25.0010/31/2009 4:11:17 PM
Taho$50.00$50.0011/2/2009 7:27:24 AM
Ruddyboy$25.70$25.7011/2/2009 8:53:06 AM
whatreality$25.00$25.0011/2/2009 6:16:14 AM
unbeatable-wealth$25.00$25.0011/2/2009 1:26:23 PM
Astyanax$25.00$25.0011/2/2009 1:50:31 PM
PotBellyPete$56.78$56.7811/2/2009 8:20:50 AM
mckhbnpc$25.00$25.0011/2/2009 3:59:36 PM
leverage-monger$100.00$100.0011/2/2009 4:10:46 PM
113121$250.00$112.3111/2/2009 2:20:17 PM
MrOglesby$25.00$25.0011/2/2009 3:09:35 PM
Tomco$25.00$25.0011/2/2009 4:17:13 PM
exciting-fairness$50.00$50.0011/2/2009 3:35:39 PM
Credit2Prosper$25.00$25.0011/2/2009 3:59:51 PM
leverage-monger$100.00$100.0011/2/2009 4:13:11 PM
well-mannered-income3$25.00$25.0011/2/2009 4:30:21 PM
icon7$40.00$40.0011/2/2009 4:19:47 PM
Techne_Funds_LLC$25.00$25.0011/2/2009 4:31:18 PM
p2p-gala$25.00$25.0011/2/2009 4:23:38 PM
a-reasonable-return$50.00$50.0010/27/2009 4:39:54 PM
Unitas4302$200.00$200.0010/27/2009 8:34:45 PM
economy-synapse$25.00$25.0010/30/2009 4:06:50 PM
PXM-Financial$54.00$54.0010/30/2009 8:00:32 PM
building_community$41.21$41.2111/1/2009 5:59:46 AM
wild-orange$25.00$25.0011/2/2009 8:00:05 AM
SkinnyFish$25.00$25.0011/2/2009 10:01:25 AM
shrewd-income$100.00$100.0011/2/2009 6:32:37 AM
Chrishu$25.00$25.0011/2/2009 6:56:53 AM
maga$120.00$120.0011/2/2009 1:10:59 PM
upbeat-wealth$25.00$25.0011/2/2009 11:35:49 AM
shrewd-income$150.00$150.0011/2/2009 12:36:59 PM
serene-capital$25.00$25.0011/2/2009 12:40:42 PM
Im_the_piper---Pay_up$100.00$100.0011/2/2009 2:56:31 PM
Kyileo$50.00$50.0011/2/2009 1:04:47 PM
leverage-monger$100.00$100.0011/2/2009 4:11:38 PM
exciting-fairness$50.00$50.0011/2/2009 3:36:01 PM
jybank$25.00$25.0011/2/2009 4:20:41 PM
fireferd$100.00$100.0011/2/2009 4:30:28 PM
porwestco$25.00$25.0011/2/2009 4:24:38 PM
careful-wealth$25.00$25.0011/2/2009 4:27:26 PM
wild-orange$200.00$200.0011/2/2009 4:36:20 PM
44 bids
 
Borrower Payment Dependent Notes Series 430122
This series of Notes was issued and sold upon the funding of the borrower loan #39349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $81.42
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $81.42
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Jan-1956 Debt/Income ratio: 44%
Credit score: 600-619 (Oct-2009) Current / open credit lines: 11 / 11Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 29Length of status:4y 2m
Amount delinquent: $0 Revolving credit balance: $9,246 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 99%Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: blugeen Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
600-619 (Aug-2008)
 
Principal balance: $1,818.05 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
2nd Prosper Loan :No Late Payments
Purpose of loan:
This loan will be used to ...?pay off payday loans and substantially reduce my credit card debt.
My financial situation:
I am a single active grandmother who loves cats.I?receive social security and work p.t.12-16 hrs.wk.I always have enough to pay my bills and live month to month,but I don;t have much cushion. I needed to take out 2 payday loans.I need to pay both of them back.I also want to pay down my credit card debt from about 95% to 20%.Doing that will reduce my monthly credit card payment,increase my credit score significantly, and leave me with enough cushion should the need arise.

My (recent) credit history:
Since receiving my 1st. Prosper Loan 14mos. ago Every Payment has been made on time and all other obligations have been paid on time for the past 4 years.

My (past) credit history:
Until 2003 I had always paid my bills on time and had excellent credit.But in 2003 after going through a messy divorce
I was forced to file bankrupty.Since that time I've been slowly trying to repair my credit.Even though I had several
delinquent accounts around that time every creditor not included in bankrupcy was eventually paid.I'm sure any loan
I receive?here will be paid in full and on time without fail.


Monthly net income: $ 2400????? 1600 soc sec
????????????????????????????????????????????????? 800 part time work
Monthly expenses: $ 1800
??Housing: $ 590
??Insurance:?$85
??Car expenses: $ 225
??Utilities: $ 100
??Phone, cable, internet: $ 110
??Food, entertainment: $ 225
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??1st Prosper loan : $ 115
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What r rates on ccards? Any vet bills? $85 ins. is for auto and health? Are your part time hours subj to being cut any time soon? Thank you kindly. - RecoveryLender
A: The rates on the cc are between 29.58% & 32.99%. my main reason for paying them down is so i can have credit available should something happen and because the best way to increase my credit score would be to reduce my debt ratio from 90% to as low as possible.any vet bills that come up i have a special cc called credit care which can only be used for vet bills the $85 is for car ins. for med i have medicare & kaiser . i see no reason why my hrs to be cut anytime soon (Oct-28-2009)
Q: Can you tell me about the pay day loans? Are these left over and unpaid from your first loan, and if so, why weren't they paid? Or did you take out 2 more loans? Thanks. - Abed-nego
A: These are 2 new loans ,but this is a totally different situation.Last month my refrigerator went out and I needed to come up with the money right away.So I took 2 payday loans to tide me over .I don't plan on getting caught up in the same mess as last time .where I kept reloaning every month.All the payday loans i had when I got the 1st loan 15 months ago were paid off at that time and this is the 1st time I have taken a payday loan since then. (Nov-01-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MoneyForNothing$25.00$25.0010/27/2009 6:32:34 AM
reflective-rupee$25.00$25.0010/28/2009 8:55:08 PM
Eloise62$75.00$75.0010/29/2009 1:19:03 PM
goodcents$25.00$25.0010/29/2009 9:42:51 PM
ksubd$60.00$60.0010/29/2009 9:56:15 PM
hamster$26.88$26.8810/30/2009 2:08:28 PM
beerbottle$94.34$94.3410/31/2009 8:19:10 AM
p2p-gala$25.00$25.0010/30/2009 6:07:03 PM
capital-galaxy$100.00$100.0010/31/2009 9:00:25 AM
labyrinth0$25.00$25.0010/31/2009 3:30:40 PM
Tono$25.00$25.0010/31/2009 5:23:46 PM
forthright-durability$25.00$25.0010/31/2009 11:34:24 AM
dorypro$25.00$25.0011/1/2009 2:18:18 PM
sparkling-contract7$25.00$25.0011/1/2009 2:42:52 PM
McGrufus$26.00$26.0011/1/2009 7:39:04 PM
reflective-rupee$225.00$71.6111/2/2009 11:42:33 AM
donlenboy$30.22$30.2211/2/2009 9:46:46 AM
gorillestate$25.00$25.0011/2/2009 3:17:54 PM
icon7$25.00$25.0011/2/2009 4:01:23 PM
peso-bonaza$55.00$55.0011/2/2009 12:36:16 PM
56bones$25.00$25.0011/2/2009 12:43:30 PM
balanced-return5$25.00$25.0011/2/2009 1:04:11 PM
ksubd$25.00$25.0010/26/2009 10:18:10 PM
RecoveryLender$49.95$49.9510/29/2009 12:45:49 AM
Laxa$25.00$25.0010/29/2009 1:29:53 PM
rate-farm3$200.00$200.0010/30/2009 7:48:00 AM
economy-synapse$25.00$25.0010/30/2009 4:17:12 PM
economy-synapse$25.00$25.0010/30/2009 4:17:27 PM
cougar937$50.00$50.0010/31/2009 8:20:00 AM
icess285$25.00$25.0010/30/2009 6:48:31 PM
kingbob$25.00$25.0010/31/2009 8:40:06 AM
BrnxGirl$25.00$25.0010/31/2009 4:56:22 PM
Isotope$25.00$25.0010/31/2009 3:47:53 PM
thetuck$25.00$25.0010/31/2009 9:50:30 PM
bonus-patriot$50.00$50.0011/1/2009 4:58:31 PM
well-mannered-income3$25.00$25.0011/2/2009 8:40:55 AM
just-trade0$36.00$36.0011/2/2009 1:00:18 PM
Barrayaran$25.00$25.0011/2/2009 2:23:48 PM
Abed-nego$250.00$250.0011/2/2009 3:03:48 PM
RecoveryLender$25.00$25.0011/2/2009 4:33:23 PM
40 bids
 
Borrower Payment Dependent Notes Series 430274
This series of Notes was issued and sold upon the funding of the borrower loan #39348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 31.43% Starting monthly payment: $41.08
Final lender yield: 26.47% Final borrower rate/APR: 27.47% / 31.43% Final monthly payment: $41.08
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-2002 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2009) Current / open credit lines: 2 / 2Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 11Length of status:0y 1m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Digitalbath13 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Last Semester of College
Purpose of loan:
help pay for my last semester of college.? I will need to pay off a previous college loan as they were not informed of my status as a student to place my loan into forbearance until after I was charged a large amount onto my checking account.

My financial situation:
I currently work as a tutor and receive $500 a month.? I will finish college in December and have various jobs lined up that will be paying 40-50k a year.

Monthly net income: $
500 at the moment
Monthly expenses: $
? Cell Phone $50

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You still live with your parents ? And what 's your major ? God bless you - nikkky2000
A: I will be staying with them until about December. The rule around the house is, you graduate you get out so you better have a job...which thankfully TCEQ and I have been in contact. In November, I will be allowed to apply. My major is Environmental Science; a somewhat specialized major in that you can do environmental laws to quality cleanup. (Oct-27-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.0010/26/2009 5:14:05 PM
Brown98$25.00$25.0010/28/2009 10:23:59 AM
reflective-rupee$250.00$17.3510/29/2009 8:54:17 PM
fillholdingsllc$25.00$25.0010/30/2009 8:31:17 PM
logan74k$90.00$90.0010/30/2009 9:16:53 PM
carmat60$25.00$25.0010/31/2009 12:08:30 AM
alex189a$25.00$25.0011/1/2009 3:24:07 AM
eccles$25.00$25.0011/1/2009 4:35:50 PM
ima007$26.06$26.0611/1/2009 7:06:24 PM
GS-ROCK$25.00$25.0011/1/2009 3:47:05 PM
flwah$25.00$25.0011/2/2009 4:41:11 AM
jybank$25.00$25.0011/2/2009 10:22:10 AM
Kyileo$50.00$50.0011/2/2009 1:13:47 PM
Toastmaster007$25.00$25.0011/2/2009 8:55:26 AM
icon7$25.00$25.0011/2/2009 4:05:53 PM
hellasow$25.00$25.0010/26/2009 7:41:23 PM
4mydaughterseducation$26.76$26.7610/26/2009 8:38:04 PM
payout-reaction740$25.00$25.0010/29/2009 1:21:24 PM
economy-synapse$50.00$50.0010/30/2009 3:55:25 PM
site_ml$25.00$25.0010/30/2009 7:35:11 PM
payout-reaction740$25.00$25.0010/30/2009 11:44:31 PM
MathProfessor$50.00$50.0010/30/2009 6:29:32 PM
reflective-rupee$25.00$25.0011/1/2009 6:08:14 AM
well-mannered-income3$25.00$25.0011/1/2009 5:35:55 AM
MathProfessor$50.00$50.0011/1/2009 3:53:32 PM
bonus-patriot$25.00$25.0011/1/2009 4:21:51 PM
ladybug838$50.00$50.0011/1/2009 7:07:04 PM
JTHarris$25.00$25.0011/1/2009 2:51:08 PM
p2p-gala$25.00$25.0011/1/2009 4:44:26 PM
fatboy888$25.00$25.0011/2/2009 6:53:50 AM
umfan123$28.83$28.8311/2/2009 6:53:30 AM
just-trade0$36.00$36.0011/2/2009 1:06:13 PM
32 bids
 
Borrower Payment Dependent Notes Series 430546
This series of Notes was issued and sold upon the funding of the borrower loan #39346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 10.44% Starting borrower rate/APR: 11.44% / 13.56% Starting monthly payment: $148.26
Final lender yield: 9.40% Final borrower rate/APR: 10.40% / 12.51% Final monthly payment: $146.05
 
Auction yield range: 4.29% - 10.44% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1983 Debt/Income ratio: 31%
Credit score: 740-759 (Oct-2009) Current / open credit lines: 13 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:15y 6m
Amount delinquent: $0 Revolving credit balance: $5,808 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 45%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: nimble-deal4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
"Paying off credit cards"
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transparency-giant$50.00$50.0010/27/2009 4:13:28 PM
kid8549$25.00$25.0010/27/2009 4:13:32 PM
DonaldColorado$25.00$25.0010/27/2009 4:13:25 PM
Attract$25.00$25.0010/27/2009 4:26:09 PM
Aeroman32$25.00$25.0010/27/2009 4:26:33 PM
personal-lender$25.00$25.0010/27/2009 4:26:45 PM
gracej$25.00$25.0010/27/2009 4:27:00 PM
Walkingcowboy$25.00$25.0010/27/2009 4:27:05 PM
Havana21$50.00$50.0010/27/2009 4:27:11 PM
vkorichkov$35.00$35.0010/27/2009 4:27:18 PM
kenji4861$50.00$50.0010/27/2009 4:26:04 PM
AF-Chief$35.00$35.0010/27/2009 4:26:19 PM
robust-loyalty$25.00$25.0010/27/2009 4:28:33 PM
verse99$25.00$25.0010/27/2009 4:29:01 PM
dionysus03$25.00$25.0010/27/2009 4:27:27 PM
generosity-neutrino$25.00$25.0010/27/2009 4:27:57 PM
nuclearmoose$25.00$25.0010/27/2009 4:29:21 PM
ytjameslee$50.00$50.0010/27/2009 4:28:41 PM
adir1$25.00$25.0010/27/2009 4:29:44 PM
nalaari$50.00$50.0010/27/2009 4:29:58 PM
geniusj$25.00$25.0010/27/2009 4:29:11 PM
snowman34$25.00$25.0010/27/2009 4:30:29 PM
MONEYLENDER101$100.00$100.0010/27/2009 4:30:35 PM
blackstar$25.00$25.0010/27/2009 4:30:37 PM
loyalist1$25.00$25.0010/27/2009 4:29:52 PM
iruz$50.00$50.0010/27/2009 4:30:46 PM
lucrative-worth$25.00$15.0010/27/2009 4:31:25 PM
Tai$25.00$25.0010/27/2009 4:26:12 PM
agwosdof$50.00$50.0010/27/2009 4:26:17 PM
SNH$50.00$50.0010/27/2009 4:26:21 PM
a-responsible-return$25.00$25.0010/27/2009 4:26:25 PM
Weaverville$25.00$25.0010/27/2009 4:26:47 PM
goofy15975$25.00$25.0010/27/2009 4:27:09 PM
trident9$50.00$50.0010/27/2009 4:27:34 PM
neighborly-hope6$100.00$100.0010/27/2009 4:27:38 PM
fervent-repayment$25.00$25.0010/27/2009 4:28:01 PM
credit-force5$25.00$25.0010/27/2009 4:28:27 PM
unk1911$50.00$50.0010/27/2009 4:28:32 PM
bonus-antioxidant$25.00$25.0010/27/2009 4:28:34 PM
johntina$50.00$50.0010/27/2009 4:28:59 PM
icontender$25.00$25.0010/27/2009 4:30:28 PM
responsibility-butterfly$25.00$25.0010/27/2009 4:30:44 PM
Orca-man$50.00$50.0010/27/2009 4:31:24 PM
suicideducky$25.00$25.0010/28/2009 11:13:46 AM
nalaari$50.00$50.0010/28/2009 4:06:59 PM
junes08$50.00$50.0010/28/2009 2:04:35 PM
buckyhead2000$25.00$25.0010/29/2009 10:09:38 AM
Cherrypicker$50.00$50.0010/30/2009 12:39:46 PM
Lender0307$25.00$25.0011/2/2009 12:46:07 PM
wild-orange$400.00$400.0011/2/2009 6:38:20 PM
jybank$25.00$25.0011/2/2009 11:31:03 PM
credit-coach118$25.00$25.0011/3/2009 8:36:54 AM
organic-platinum$25.00$25.0011/3/2009 11:05:07 AM
dmitriy2$25.00$25.0011/3/2009 7:10:41 AM
kf88$30.00$30.0011/3/2009 1:29:36 PM
wwwUniversal$25.00$25.0011/3/2009 2:53:16 PM
well-mannered-income3$25.00$25.0011/3/2009 2:05:36 PM
pietro_torna_indietro$50.00$50.0011/3/2009 2:01:42 PM
Rulea72$25.00$25.0011/3/2009 3:54:46 PM
get30inc$50.00$50.0010/27/2009 4:26:23 PM
bchen78875$50.00$50.0010/27/2009 4:26:49 PM
BlindProphet$25.00$25.0010/27/2009 4:26:55 PM
elegant-bonus$25.00$25.0010/27/2009 4:27:14 PM
MTLoans$25.00$25.0010/27/2009 4:27:16 PM
supersarah61$25.00$25.0010/27/2009 4:26:01 PM
Headhunter14$25.00$25.0010/27/2009 4:27:43 PM
slartibardfast$35.00$35.0010/27/2009 4:26:08 PM
wrighco$25.00$25.0010/27/2009 4:26:26 PM
abidos$25.00$25.0010/27/2009 4:26:43 PM
compoundinterest$50.00$50.0010/27/2009 4:26:58 PM
platinum-sorcerer6$25.00$25.0010/27/2009 4:27:03 PM
SDNLR$25.00$25.0010/27/2009 4:27:12 PM
gentle-gold$25.00$25.0010/27/2009 4:27:42 PM
JGB$25.00$25.0010/27/2009 4:27:45 PM
five-star-note$25.00$25.0010/27/2009 4:28:28 PM
mmqc$25.00$25.0010/27/2009 4:29:40 PM
orbiter614$50.00$50.0010/27/2009 4:29:54 PM
jd006006$50.00$50.0010/27/2009 4:30:04 PM
dparkhom$25.00$25.0010/27/2009 4:29:41 PM
greenwell$50.00$50.0010/27/2009 4:29:44 PM
MissionMicroFinance$50.00$50.0010/27/2009 4:29:51 PM
pragmatic-camaraderi$25.00$25.0010/27/2009 4:29:55 PM
point-shooter$25.00$25.0010/27/2009 4:31:04 PM
a-finance-nirvana$300.00$300.0010/27/2009 4:30:45 PM
uncleegg$25.00$25.0010/27/2009 4:25:58 PM
kanakakm$50.00$50.0010/27/2009 4:26:15 PM
awwaww$25.00$25.0010/27/2009 4:26:31 PM
sas19$25.00$25.0010/27/2009 4:26:52 PM
mamayama$25.00$25.0010/27/2009 4:27:25 PM
kchen486$25.00$25.0010/27/2009 4:27:31 PM
TandyJames$50.00$50.0010/27/2009 4:27:59 PM
CULPEPPERGROUP$25.00$25.0010/27/2009 4:28:22 PM
Ocean-Breeze$25.00$25.0010/27/2009 4:28:30 PM
figs4u2$400.00$400.0010/27/2009 4:30:48 PM
jga516$25.00$25.0010/28/2009 11:47:50 AM
marwadi-62$100.00$100.0010/30/2009 11:30:47 AM
Syzygy$25.00$25.0010/30/2009 6:18:57 PM
pueblopablo$50.00$50.0011/2/2009 4:50:15 PM
Spring342$50.00$50.0011/3/2009 7:56:37 AM
FutureLenderEC$25.00$25.0011/3/2009 11:57:14 AM
brightest-economy-tsunami$25.00$25.0011/3/2009 11:57:20 AM
bid-papyrus$25.00$25.0011/3/2009 12:29:43 PM
102 bids
 
Borrower Payment Dependent Notes Series 430556
This series of Notes was issued and sold upon the funding of the borrower loan #39344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 27.47% Starting borrower rate/APR: 28.47% / 30.83% Starting monthly payment: $312.13
Final lender yield: 27.47% Final borrower rate/APR: 28.47% / 30.83% Final monthly payment: $312.13
 
Auction yield range: 11.29% - 27.47% Estimated loss impact: 10.69%  
Lender servicing fee: 1.00% Estimated return: 16.78%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-2001 Debt/Income ratio: Not calculated
Credit score: 740-759 (Oct-2009) Current / open credit lines: 3 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 7Length of status:10y 3m
Amount delinquent: $0 Revolving credit balance: $8,950 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 38%Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Richmond Borrower's state: NewYork Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
740-759 (Sep-2009)
(Feb-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Pay off outstanind debt
Purpose of loan:
This loan will be used to? Pay off my outstanding debt(with one payment)

My financial situation:
I am a good candidate for this loan because?I have excellent credit(750 score on experian), my last loan with prosper i paid off "on time every time". I will do the same with this. The amount of this loan will bring me debt to 0, i own a home in PA(summer home) that is paid off. My DTI is 10%, i? i value my credit during these troubled times and WILL NEVER DO ANYTHING to ruin my excellent rating(years to build). This is a great situation for the lender, the rate is a little high for a 750 credit score. The CC co's raised my rates and i would rather the people profit then the CC Co's. Review this and as "god is my wittness" On time every time"



Thank You
Have a good one
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
a-reasonable-return$25.00$25.0010/27/2009 4:35:27 PM
MoneyForNothing$25.00$25.0010/28/2009 7:43:30 AM
reflective-rupee$725.00$725.0010/28/2009 9:22:16 PM
reflective-rupee$500.00$500.0010/29/2009 10:04:07 AM
reflective-rupee$250.00$250.0010/29/2009 10:04:33 AM
return-grizzly$100.00$100.0010/29/2009 12:51:03 PM
reflective-rupee$1,000.00$1,000.0011/1/2009 5:38:02 PM
reflective-rupee$390.00$390.0011/2/2009 2:53:13 PM
enthusiastic-balance5$200.00$200.0011/2/2009 12:04:22 PM
Iceman1347$25.00$25.0011/2/2009 6:14:46 PM
finance-vault$25.00$25.0011/2/2009 6:50:46 PM
hamster$29.74$29.7411/3/2009 5:45:00 AM
balance-warrior$25.00$25.0011/3/2009 8:28:04 AM
p2p-gala$210.00$210.0011/3/2009 7:26:07 AM
noble-revenue$50.00$50.0011/3/2009 11:26:54 AM
bondhedger$25.00$25.0011/3/2009 12:54:21 PM
hamster$75.00$75.0011/3/2009 1:07:26 PM
SqueezeTheNeedy$71.46$71.4611/3/2009 1:30:34 PM
reflective-rupee$1,009.00$627.9911/3/2009 12:50:35 PM
FinanceEngine$40.00$40.0011/3/2009 1:52:09 PM
brother_tam$50.00$50.0011/3/2009 2:34:53 PM
economy-popcorn$25.00$25.0011/3/2009 3:24:36 PM
Kash2010lu$25.00$25.0011/3/2009 11:59:52 AM
enthusiastic-balance5$300.00$300.0011/3/2009 12:53:03 PM
Rulea72$100.00$100.0011/3/2009 1:58:04 PM
makosdJR02$32.09$32.0911/3/2009 2:18:56 PM
0403$25.00$25.0011/3/2009 4:09:40 PM
reflective-rupee$25.00$25.0010/28/2009 8:55:17 PM
Jordan1123$25.00$25.0010/30/2009 5:57:29 PM
site_ml$25.00$25.0010/30/2009 7:57:21 PM
currency-bumblebee$50.00$50.0010/31/2009 11:07:20 AM
reflective-rupee$100.00$100.0011/1/2009 6:11:09 PM
JustMee$25.00$25.0011/2/2009 5:20:23 PM
p2p-gala$200.00$200.0011/2/2009 5:46:27 PM
SeeksValue$50.00$50.0011/2/2009 4:39:10 PM
daekpon$50.00$50.0011/2/2009 5:56:53 PM
SFBank$200.00$200.0011/2/2009 6:47:47 PM
well-mannered-income3$25.00$25.0011/3/2009 5:47:48 AM
TheAlchemist$25.00$25.0011/2/2009 7:20:47 PM
benefit-shepherd$50.00$50.0011/3/2009 9:54:09 AM
reflective-rupee$50.00$50.0011/3/2009 11:51:50 AM
dman15$30.00$30.0011/3/2009 10:55:54 AM
just-trade0$36.00$36.0011/3/2009 1:02:27 PM
enthusiastic-balance5$300.00$300.0011/3/2009 8:49:17 AM
durability-colonel$50.00$50.0011/3/2009 12:30:18 PM
payout-reaction740$25.00$25.0011/3/2009 10:43:07 AM
jybank$25.00$25.0011/3/2009 2:51:10 PM
bonus-chosen-one$50.00$50.0011/3/2009 11:29:30 AM
SuperDoucheBag$32.72$32.7211/3/2009 3:54:25 PM
reflective-rupee$750.00$750.0011/3/2009 11:51:37 AM
Engineer44$25.00$25.0011/3/2009 4:08:49 PM
a-finance-nirvana$300.00$300.0011/3/2009 3:16:03 PM
52 bids
 
Borrower Payment Dependent Notes Series 430580
This series of Notes was issued and sold upon the funding of the borrower loan #39343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 30.84% Starting borrower rate/APR: 31.84% / 35.91% Starting monthly payment: $43.47
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 35.05% Final monthly payment: $43.00
 
Auction yield range: 14.29% - 30.84% Estimated loss impact: 15.38%  
Lender servicing fee: 1.00% Estimated return: 14.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Apr-1995 Debt/Income ratio: 2%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 3 / 3Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 19Length of status:19y 6m
Amount delinquent: $24 Revolving credit balance: $1,314 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 81%Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: consummate-deal4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
Purpose of loan:
This loan will be used to? Make nessesary repairs to my car to run correctly and pass smog to register.

My financial situation:
I am a good candidate for this loan because? I have a stable full time job that I have been with for almost 20 years.

Monthly net income: $ Around $4000.00

Monthly expenses: $
??Housing: $ 1450.00
??Insurance: $ 120.00
??Car expenses: $ 250.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 450.00
??Clothing, household expenses $
??Credit cards and other loans: $ 50.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Unitas4302$50.00$50.0010/27/2009 8:27:43 PM
r1g3l$50.00$50.0010/27/2009 7:19:55 PM
rate-farm3$200.00$165.7910/30/2009 7:46:39 AM
IPG1$25.00$25.0010/30/2009 4:11:53 PM
logan74k$38.75$38.7510/30/2009 9:23:19 PM
a-finance-nirvana$100.00$100.0011/3/2009 10:27:58 AM
icon7$50.00$50.0011/3/2009 11:02:19 AM
Happyhourcomics$25.00$25.0011/3/2009 10:17:35 AM
fuzed$39.98$39.9811/3/2009 11:10:32 AM
Killer_Angel$51.50$51.5011/3/2009 1:57:41 PM
GS-ROCK$53.98$53.9811/3/2009 3:59:48 PM
jjsparks28$50.00$50.0011/3/2009 4:02:20 PM
brother_tam$50.00$50.0011/3/2009 2:39:50 PM
Engineer44$25.00$25.0011/3/2009 4:09:40 PM
the-profit-oracle$25.00$25.0010/31/2009 9:37:43 AM
well-mannered-income3$25.00$25.0011/3/2009 5:53:26 AM
evergreen16$25.00$25.0011/3/2009 8:06:36 AM
noble-revenue$25.00$25.0011/3/2009 10:18:19 AM
maga$25.00$25.0011/3/2009 11:14:02 AM
brother_tam$50.00$50.0011/3/2009 2:53:36 PM
reflective-rupee$25.00$25.0011/3/2009 2:06:08 PM
Rulea72$25.00$25.0011/3/2009 3:50:38 PM
22 bids
 
Borrower Payment Dependent Notes Series 430588
This series of Notes was issued and sold upon the funding of the borrower loan #39337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 21.22% Starting monthly payment: $73.31
Final lender yield: 14.95% Final borrower rate/APR: 15.95% / 18.13% Final monthly payment: $70.26
 
Auction yield range: 14.29% - 18.00% Estimated loss impact: 15.35%  
Lender servicing fee: 1.00% Estimated return: -0.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1986 Debt/Income ratio: 37%
Credit score: 600-619 (Oct-2009) Current / open credit lines: 15 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 39Length of status:5y 2m
Amount delinquent: $0 Revolving credit balance: $15,525 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Bellegal Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 600-619 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
620-639 (Feb-2008)
620-639 (Jan-2007)
 
Principal balance: $431.05 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Excellent Prosper Payment History
First of all, thank you to everyone who helped me out with my first Prosper loan!? I now have two payments until the first loan is paid in full.? I still have debt, but have a plan in place, a better paying job, and a second job to help me reach that light at the end of the tunnel!? I have one thorn in my side that is still outstanding, and that is my property tax bill.? I have not escrowed taxes because I was able to pay the taxes at tax time until the past year or two.? Although I make approximately $67000 per year at my job (and another $8000-10000 at a second job), my income fluctuates monthly and I've been nervous to escrow?taxes because I wasn't sure if I could absorb the amount on those lower income months.? I now ready to do that, but need approximately $2000 to pay?this year's tax bill, which is going to "tax sale" on November 20th.? That means someone will "buy" my property taxes for a return on their investment and have rights to my condo if I don't pay them in 2 years.? I would prefer to pay the people at Prosper rather than some corporate shark who is taking advantage of my situation.? If the property goes to tax sale, I will be working additional hours at the second job to get it paid asap, but I don't think I can swing it by November 20th.? I have my first installment under control,?but I need help with the second installment.? My "credit score" is low because I have cancelled all of my high interest credit cards and my utilization looks horrible.? I am asking for a little more than I need for taxes as i do not want more than one Prosper loan and will pay the 1st off with the proceeds of this loan in addition to paying the taxes in full.? I appreciate any help you can offer!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, would you anticipate this loan would be paid off fairly quickly then or would it go for the full 3 years? thanks - shrewd-income
A: I am not sure, to be honest. My intention is to get the taxes paid asap, especially if it goes to "tax sale" because there would be a lien on my condo. However, I have credit cards with higher interest rates that would make more sense for me to pay off first. Honestly, I'd rather have the money go to "real people" versus the credit card companies. I can't wait to get those off my back! (Oct-28-2009)
Q: hi, can you provide a little more info about your current and previous jobs? thanks! - shrewd-income
A: I am an occupational therapist working in a school setting. After having back surgery, I started to feel the financial crunch, and in Fall of 2008, I left a direct hire position and took a job with a contract company that specializes in school district positions and provided a $12,000 pay increase. Last summer, I took a per-diem job in a hospital, and now work weekends/school breaks and expect to make an additional $8000-10000. I'm lucky, the job market for my position is excellent! (Oct-30-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$2,000.00$2,000.0011/3/2009 4:08:00 PM
1 bids
 
Borrower Payment Dependent Notes Series 430610
This series of Notes was issued and sold upon the funding of the borrower loan #39341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-27-2009 
  Auction end date:  Nov-03-2009 
 
Starting lender yield: 25.00% Starting borrower rate/APR: 26.00% / 29.93% Starting monthly payment: $40.29
Final lender yield: 16.75% Final borrower rate/APR: 17.75% / 21.48% Final monthly payment: $36.03
 
Auction yield range: 8.29% - 25.00% Estimated loss impact: 6.88%  
Lender servicing fee: 1.00% Estimated return: 9.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-2007 Debt/Income ratio: Not calculated
Credit score: 680-699 (Oct-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:2y 2m
Amount delinquent: $0 Revolving credit balance: $5,560 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 49%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: kofiro Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Planning my engagement and wedding
Purpose of loan:
This loan will be used to used to finance my engagement and wedding.

My financial situation:
I am a good candidate for this loan because I always make payment on my loans. Will be graduating from pharmacy school at the end of November. Will start working as a graduate pharmacist in December till i become a registered pharmacist. I however need money to for my wedding. Most of my current income is from my student loans and some stock investment.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 100
??Car expenses: $ 360
??Utilities: $ 50
??Phone, cable, internet: $ 20
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GS-ROCK$25.00$25.0010/27/2009 8:55:05 PM
Unitas4302$50.00$50.0010/27/2009 8:28:54 PM
marwadi-62$50.00$50.0010/29/2009 4:27:02 PM
jybank$25.00$25.0011/3/2009 3:52:46 PM
wild-orange$200.00$200.0011/3/2009 2:25:33 PM
brother_tam$50.00$50.0011/3/2009 2:54:11 PM
johnpmid$25.00$25.0011/3/2009 3:06:52 PM
economy-popcorn$25.00$25.0011/3/2009 3:25:29 PM
kinetic-social$25.00$25.0011/3/2009 4:09:47 PM
maga$100.00$100.0011/3/2009 11:21:41 AM
Kyileo$50.00$50.0011/3/2009 2:47:11 PM
leverage-monger$50.00$50.0011/3/2009 3:55:13 PM
well-mannered-income3$25.00$25.0011/3/2009 3:57:15 PM
leverage-monger$25.00$25.0011/3/2009 3:43:30 PM
leverage-monger$50.00$50.0011/3/2009 3:58:28 PM
lender12345$25.00$25.0011/3/2009 3:50:45 PM
Rulea72$25.00$25.0011/3/2009 3:52:17 PM
Saving4Food$25.00$25.0011/3/2009 4:03:54 PM
nikkky2000$150.00$150.0011/3/2009 4:08:39 PM
19 bids
 
Borrower Payment Dependent Notes Series 430768
This series of Notes was issued and sold upon the funding of the borrower loan #39331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $95.00
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.32% Final monthly payment: $84.61
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 19.44%  
Lender servicing fee: 1.00% Estimated return: 5.56%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Dec-1996 Debt/Income ratio: 29%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 9 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 51Length of status:9y 6m
Amount delinquent: $0 Revolving credit balance: $597 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 85%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: razergunnm Borrower's state: Indiana Borrower's group: Perfect Solution Systems
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,200.00< mo. late: 0 ( 0% )  
580-599 (Sep-2008)
640-659 (Aug-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Loan #2 - Fix up House/New Computer
Purpose of loan:
This loan will be used to redo the entry way of our house and purchase a new computer. We have a quote from a contractor for $1100 to put in a new floor and re-drywall the entry way. We also need to replace our old laptop with a new desktop since we just started our new photography business. We have another laptop we can we have been using, but we need to upgrade to a larger monitor and a system that can handle the software better. We have priced them through Dell and other stores and can get what we need for around $900. The extra $100 is to cover the loan servicing fee of Prosper.

My financial situation:
I am a full time employee, and have been with the same company for the last nine years.

My only credit hit was a bankruptcy brought on by a family business failing after two and a half years (the one delinquency happened during the filing of the bankruptcy). Prior and since I've never had a late or missed payment. I've already had one loan with Prosper which has already been paid off.


Monthly net income: $3838
(I'm not including income from my wife's part time job or our new business because it is not regular enough to consider at this time)

Monthly expenses: $3686
Housing: $626 (2 Houses)
Insurance & Taxes: $425
Car expenses: $660 (Truck $300, Van $360)
Utilities: $230
Phone, cable, internet: $105
Food, entertainment: $600
Clothing, household expenses $50
Credit cards and other loans: $325
Other expenses: $200 (Student Loan)
Savings: $370
New Prosper Loan: $95 (Assuming no bidding down of rate)


Unfortunately, I and most of my friends and family live in Indiana, which is in one state that is not currently eligible to invest. My group leader is in Texas, so he's not eligible either. So getting bids from friends and family is not really an option right now.

I do intend to pay this off early, but I will keep it open for at least a year. The only reason I paid my other loan off so early was because Prosper was still in it's quiet period and I felt that many of the lenders would have preferred to get their money back out considering no one knew when Prosper would open back up for business. Also, my truck ($300/month) will be paid off by November 2010. At that point I will be looking to use that money to pay off other debts and my prosper loan will probably be one of them.

Please feel free to ask me any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lender12345$250.00$250.0011/4/2009 5:31:12 PM
rebeldog67$42.51$42.5111/5/2009 10:52:31 AM
enlightenment5$25.00$25.0011/5/2009 11:00:18 AM
ezvest$25.00$25.0011/5/2009 12:50:17 PM
Kash2010lu$25.00$25.0011/5/2009 11:19:07 AM
shrewd-income$500.00$500.0011/5/2009 6:02:05 AM
jtc26$42.32$42.3211/5/2009 2:34:04 PM
jhernand17$25.00$25.0011/5/2009 1:55:38 PM
carrinel$100.00$100.0011/5/2009 3:00:29 PM
shrewd-income$250.00$250.0011/5/2009 3:23:08 PM
marwadi-62$50.00$50.0011/5/2009 3:49:54 PM
kinetic-social$25.00$25.0011/5/2009 3:54:35 PM
MoneyForNothing$25.00$25.0011/5/2009 3:55:36 PM
nurat$35.35$35.3511/5/2009 12:24:52 PM
Astyanax$25.00$25.0011/5/2009 1:10:49 PM
TFAD72$25.00$25.0011/5/2009 2:55:08 PM
kindness-jedi$50.00$50.0011/5/2009 3:53:34 PM
eronyc$25.00$25.0011/4/2009 4:09:58 PM
portfolio-turbine$50.00$50.0011/5/2009 12:03:11 PM
MrMikeMcD$25.00$25.0011/5/2009 1:15:05 PM
piano55$28.20$28.2011/5/2009 2:36:48 PM
SoyLover$25.00$25.0011/5/2009 2:38:50 PM
invincible-gain$75.00$46.6211/5/2009 3:19:21 PM
portfolio-turbine$50.00$50.0011/5/2009 3:41:14 PM
auction-mastery$25.00$25.0011/5/2009 3:52:01 PM
RKLFinancial$100.00$100.0011/5/2009 3:53:04 PM
DaddyBill$25.00$25.0011/5/2009 3:35:48 PM
beaver0206$25.00$25.0011/5/2009 3:51:16 PM
proton4$25.00$25.0011/5/2009 3:57:47 PM
nikkky2000$80.00$80.0011/5/2009 4:00:02 PM
skockie$50.00$50.0011/5/2009 1:56:01 PM
31 bids
 
Borrower Payment Dependent Notes Series 430784
This series of Notes was issued and sold upon the funding of the borrower loan #39354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 21.04% Starting borrower rate/APR: 22.04% / 24.30% Starting monthly payment: $141.38
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $137.69
 
Auction yield range: 8.29% - 21.04% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-1999 Debt/Income ratio: 37%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:11y 4m
Amount delinquent: $0 Revolving credit balance: $17,464 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 64%Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: jaybae16 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan:
Want to pay off some low limit cards that have high interest rates on them and?roll them all into one payment. Was out of work for some time last year after Bennigans closed and was also finishing up getting my Instrument Pilots License.

My financial situation:
I am a good candidate for this loan because I have a stable job and a fixed income. Have not been late on a payment for more than 4 years. Have a long work history with no gaps in employment with long tenures.

Monthly net income: $ 2550

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 60
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 55
??Food, entertainment: $ 130
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Weaverville$50.00$50.0010/28/2009 4:10:30 PM
skuba$25.00$25.0010/28/2009 4:10:38 PM
DukSerduk$25.00$25.0010/28/2009 4:11:34 PM
HunterSix$25.00$25.0010/28/2009 4:11:40 PM
bxdoc$150.00$150.0010/28/2009 4:10:50 PM
five-star-justice$36.00$36.0010/28/2009 4:11:23 PM
Toastsr$50.00$50.0010/28/2009 4:11:31 PM
davez0r$25.00$25.0010/28/2009 4:13:08 PM
peripatetic$25.00$25.0010/28/2009 4:13:40 PM
VeedonFleece$25.00$25.0010/28/2009 4:13:48 PM
jdnyc$25.00$25.0010/28/2009 4:14:14 PM
Lender0010$25.00$25.0010/28/2009 4:13:33 PM
Rinastiti$25.00$25.0010/28/2009 4:14:02 PM
Loan_shark718$50.00$50.0010/28/2009 4:14:11 PM
Petite_Rose$25.00$25.0010/28/2009 4:14:16 PM
leverage-monger$25.00$25.0010/28/2009 4:09:19 PM
booksleuth$50.00$50.0010/28/2009 4:10:25 PM
unk1911$25.00$25.0010/28/2009 4:10:46 PM
Gabriel02$25.00$25.0010/28/2009 4:11:26 PM
don8ter$25.00$25.0010/28/2009 4:12:44 PM
Climbingcoby$25.00$25.0010/28/2009 4:13:10 PM
BuffetRocks$50.00$50.0010/28/2009 4:21:01 PM
TheMan$25.00$25.0010/28/2009 4:14:12 PM
wildguy$25.00$25.0010/28/2009 4:21:19 PM
jybank$25.00$25.0010/28/2009 5:00:49 PM
mtsilver$50.00$50.0010/29/2009 6:20:13 AM
deal-pioneer1$25.00$25.0010/29/2009 7:53:55 AM
AuroraRobbin$50.00$50.0010/29/2009 8:25:30 AM
jonn834$25.00$25.0010/29/2009 10:06:20 AM
LenderDan$71.45$71.4510/29/2009 10:06:44 AM
davenyc$25.00$25.0010/29/2009 10:06:47 AM
credit-czar5$25.00$25.0010/29/2009 10:06:40 AM
BGILlender$25.00$25.0010/29/2009 10:06:53 AM
interstellar$50.00$50.0010/29/2009 12:36:23 PM
TheRock$25.00$25.0010/29/2009 3:18:39 PM
loanman2007$50.00$50.0010/30/2009 6:30:21 AM
jga516$25.00$25.0010/30/2009 9:33:50 AM
jump58$100.00$100.0010/31/2009 11:40:08 AM
foothillender$25.00$25.0011/2/2009 1:06:46 PM
trumpetkingdev1$76.00$76.0011/2/2009 10:29:26 AM
dcoggins$25.00$25.0011/2/2009 6:30:16 PM
slick8812$25.00$25.0011/2/2009 9:02:16 PM
well-mannered-income3$25.00$25.0011/3/2009 8:23:42 AM
Rulea72$75.00$75.0011/3/2009 12:00:50 PM
Techne_Funds_LLC$25.00$25.0011/3/2009 4:18:05 PM
fuzed$30.71$30.7111/3/2009 6:09:27 PM
leverage-monger$25.00$25.0011/4/2009 9:00:01 AM
wealth-ferret$50.00$50.0011/4/2009 8:37:14 AM
visionary-deal3$100.00$100.0011/3/2009 9:49:47 PM
Oupa-George$25.00$25.0011/4/2009 9:35:43 AM
Chrishu$25.00$25.0011/4/2009 12:26:51 PM
credit-coach118$25.00$25.0011/4/2009 8:25:37 AM
NewYorker48$55.42$55.4211/4/2009 2:12:06 PM
investment-cluster$25.00$25.0011/4/2009 2:20:49 PM
leverage-monger$25.00$25.0011/4/2009 3:54:03 PM
Bill88$30.00$30.0011/4/2009 3:36:29 PM
five-star-note$35.00$35.0010/28/2009 4:10:40 PM
money-maniac$25.00$25.0010/28/2009 4:10:43 PM
IIP77$25.00$25.0010/28/2009 4:10:11 PM
Sefotonga$25.00$25.0010/28/2009 4:10:20 PM
Georgia_Boy$25.00$25.0010/28/2009 4:11:27 PM
unequaled-credit7$25.00$25.0010/28/2009 4:11:33 PM
fortytwo$100.00$100.0010/28/2009 4:10:35 PM
able2help$25.00$25.0010/28/2009 4:11:16 PM
nicklds$25.00$25.0010/28/2009 4:13:06 PM
mpatrick$50.00$50.0010/28/2009 4:13:23 PM
CAGE-Investments$25.00$25.0010/28/2009 4:13:32 PM
Payasoup$60.00$60.0010/28/2009 4:12:41 PM
blivet1970$25.00$25.0010/28/2009 4:14:01 PM
Vegasjim$25.00$25.0010/28/2009 4:13:22 PM
TW2000$25.00$25.0010/28/2009 4:13:50 PM
yukongin$25.00$25.0010/28/2009 4:13:58 PM
michael573114$25.00$25.0010/28/2009 4:14:08 PM
wampum-chorus3$25.00$25.0010/28/2009 4:09:40 PM
crazycool$35.00$35.0010/28/2009 4:10:23 PM
DublinCaLender$25.00$25.0010/28/2009 4:13:13 PM
Coach2often$25.00$25.0010/28/2009 4:13:52 PM
Tavita$25.00$25.0010/28/2009 4:13:59 PM
sauerstoff$25.00$25.0010/28/2009 4:14:04 PM
upc_tnt$25.00$15.4210/28/2009 4:14:17 PM
mdreiss$25.00$25.0010/28/2009 4:16:47 PM
roi-advantage$25.00$25.0010/28/2009 9:48:38 PM
Bank_Of_XL$50.00$50.0010/29/2009 7:12:31 AM
blackbird02$25.00$25.0010/29/2009 10:06:50 AM
kain11286$25.00$25.0010/29/2009 10:06:43 AM
transparency-warrior$50.00$50.0010/29/2009 10:06:42 AM
the-profit-oracle$25.00$25.0010/29/2009 1:40:59 PM
platinum-dojo$25.00$25.0010/29/2009 7:33:20 PM
JSCharter$50.00$50.0010/30/2009 11:58:16 AM
site_ml$25.00$25.0010/30/2009 6:22:01 PM
qcksilvr20$50.00$50.0010/31/2009 2:39:08 PM
sportcraft18$50.00$50.0011/1/2009 8:23:49 PM
Helenska11$25.00$25.0011/2/2009 5:00:54 PM
wild-orange$100.00$100.0011/2/2009 6:33:47 PM
yurison$25.00$25.0011/3/2009 10:29:43 AM
KrystalBall$30.00$30.0011/3/2009 12:55:25 PM
TakeCare$25.00$25.0011/3/2009 1:35:20 PM
glenium$25.00$25.0011/4/2009 8:58:00 AM
leverage-monger$25.00$25.0011/4/2009 6:36:02 AM
leverage-monger$25.00$25.0011/4/2009 11:07:39 AM
carrinel$50.00$50.0011/4/2009 2:53:41 PM
eloquent-dollar$25.00$25.0011/4/2009 3:05:36 PM
Pu239$50.00$50.0011/4/2009 2:39:48 PM
103 bids
 
Borrower Payment Dependent Notes Series 430848
This series of Notes was issued and sold upon the funding of the borrower loan #39356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 27.57% Starting monthly payment: $59.64
Final lender yield: 18.30% Final borrower rate/APR: 19.30% / 21.78% Final monthly payment: $55.21
 
Auction yield range: 8.29% - 24.00% Estimated loss impact: 6.92%  
Lender servicing fee: 1.00% Estimated return: 11.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1995 Debt/Income ratio: 20%
Credit score: 680-699 (Oct-2009) Current / open credit lines: 4 / 2Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:7y 2m
Amount delinquent: $0 Revolving credit balance: $6,210 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 86%Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: restorer8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Portfolio Management
Purpose of loan:
This loan will be used to decrease debt and open up more cash flow into my household by taking advantage of some early payoff options.

My financial situation:
I am a good candidate for this loan because I have job security and I pay all my expenses and financial obligations on time.????

Monthly net income: $2700?

Monthly expenses: $?????
??Housing: $1237/2 = $620
??Insurance:?$50?
??Car expenses: $310?
??Utilities: $ 60
??Phone, cable, internet: $50


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
randsenterprise$25.00$25.0010/29/2009 10:09:05 PM
4mydaughterseducation$25.00$25.0010/29/2009 8:26:23 PM
interest-friendship$25.00$25.0010/30/2009 7:58:43 AM
reflective-rupee$25.00$25.0010/30/2009 8:53:44 AM
site_ml$25.00$25.0010/30/2009 8:10:06 PM
ladybug838$25.00$25.0011/1/2009 7:30:32 PM
bonus-patriot$25.00$25.0011/1/2009 4:16:31 PM
Syzygy$25.00$25.0011/3/2009 2:52:29 PM
portfolio-turbine$25.00$25.0011/3/2009 5:06:03 PM
SV-AZ$25.00$25.0011/4/2009 9:29:08 AM
dartmouth99$25.00$25.0011/4/2009 11:14:43 AM
investment-cluster$25.00$25.0011/4/2009 5:30:01 PM
jybank$25.00$25.0011/4/2009 4:12:27 PM
fiserve4u$50.00$50.0011/5/2009 3:52:42 AM
bxdoc$225.00$11.3111/5/2009 4:58:49 AM
drb4ever$25.00$25.0011/4/2009 8:30:34 PM
a-finance-nirvana$50.00$50.0011/5/2009 6:35:55 AM
vivacious-p2p3$25.00$25.0011/5/2009 12:47:12 PM
EngineersAlliance$100.00$100.0011/5/2009 12:55:29 PM
fair-payment4$25.00$25.0011/5/2009 1:42:08 PM
elegant-bonus$25.00$25.0011/5/2009 3:14:30 PM
TakeCare$25.00$25.0011/5/2009 3:36:31 PM
carrinel$25.00$25.0011/5/2009 3:08:01 PM
IPG1$25.00$25.0010/29/2009 11:13:03 PM
wild-orange$100.00$100.0011/2/2009 6:47:20 PM
sgmm330$25.00$25.0011/3/2009 9:48:22 PM
Moneycometh05$25.00$25.0011/4/2009 6:58:40 PM
glenium$25.00$25.0011/5/2009 4:42:22 AM
gothampark$25.00$25.0011/4/2009 4:38:07 PM
fantastic-yield$50.00$50.0011/5/2009 5:13:44 AM
duckbill_1972$25.00$25.0011/5/2009 6:31:35 AM
Chrishu$25.00$25.0011/4/2009 6:01:09 PM
Lefty_the_Lender$25.00$25.0011/5/2009 11:36:24 AM
exciting-power$25.00$25.0011/5/2009 12:24:21 PM
well-mannered-income3$25.00$25.0011/5/2009 2:17:01 PM
pound-zeus$25.00$25.0011/5/2009 1:14:48 PM
Leshan$50.00$50.0011/5/2009 2:29:44 PM
Astyanax$25.00$25.0011/5/2009 2:53:55 PM
wwwUniversal$25.00$25.0011/5/2009 2:54:55 PM
forthright-trade$25.00$25.0011/5/2009 10:26:11 AM
Taho$30.00$30.0011/5/2009 11:05:52 AM
JDLN$25.00$25.0011/5/2009 2:47:01 PM
wilmajean$50.00$50.0011/5/2009 3:13:49 PM
medman$33.69$33.6911/5/2009 3:53:21 PM
ezvest$25.00$25.0011/5/2009 12:52:26 PM
elvisloans$50.00$50.0011/5/2009 12:57:34 PM
elvisloans$50.00$50.0011/5/2009 3:39:52 PM
47 bids
 
Borrower Payment Dependent Notes Series 431036
This series of Notes was issued and sold upon the funding of the borrower loan #39360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 29.81% Starting monthly payment: $164.31
Final lender yield: 25.45% Final borrower rate/APR: 26.45% / 28.78% Final monthly payment: $162.12
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Sep-1992 Debt/Income ratio: 33%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 19 / 17Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 39Length of status:6y 10m
Amount delinquent: $0 Revolving credit balance: $21,095 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 73%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: reflective-wampum Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? pay off credit cards and raise my credit score

My financial situation:
I am a good candidate for this loan because? I have never missed a payment or have been late for a payment and have a stable job and income

Monthly net income: $ 3200.00

Monthly expenses: $ 1800.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-note$25.00$25.0010/29/2009 4:07:38 PM
saffron4$25.00$25.0010/29/2009 4:07:57 PM
Banker7371$25.00$25.0010/29/2009 4:09:36 PM
special-peso$50.00$50.0010/29/2009 4:10:58 PM
purdue98$25.00$25.0010/29/2009 4:11:17 PM
Cash_Angel$25.00$25.0010/29/2009 4:11:24 PM
desertoasis$25.00$25.0010/29/2009 4:11:29 PM
benevolent-bonus$25.00$25.0010/29/2009 4:11:36 PM
fcb202$25.00$25.0010/29/2009 4:10:50 PM
value-pole$25.00$25.0010/29/2009 4:10:54 PM
SkepticalBen$25.00$25.0010/29/2009 4:11:02 PM
Payasoup$50.00$50.0010/29/2009 4:12:21 PM
GOPHERBOY$25.00$25.0010/29/2009 4:11:06 PM
JGB$25.00$25.0010/29/2009 4:11:10 PM
w3alter$50.00$50.0010/29/2009 4:12:48 PM
Headhunter14$25.00$25.0010/29/2009 4:12:08 PM
SlickNick$25.00$25.0010/29/2009 4:12:29 PM
jeffreyd81$25.00$25.0010/29/2009 4:13:47 PM
rhin0cerx$28.45$28.4510/29/2009 4:13:02 PM
flwah$50.00$50.0010/29/2009 4:13:13 PM
Rogelio48$25.00$25.0010/29/2009 4:13:20 PM
cornflakes100$25.00$25.0010/29/2009 4:14:12 PM
ZTA0796$25.00$25.0010/29/2009 4:11:00 PM
PayItForward09$25.00$25.0010/29/2009 4:11:15 PM
atothez$25.00$25.0010/29/2009 4:11:19 PM
blue_skies_ahead$25.00$25.0010/29/2009 4:11:50 PM
WalnutCreekguy$25.00$25.0010/29/2009 4:12:03 PM
626457$25.00$25.0010/29/2009 4:12:09 PM
OSERENKUKU$25.00$25.0010/29/2009 4:12:22 PM
spruce2$25.00$25.0010/29/2009 4:13:03 PM
biobulator$25.00$25.0010/29/2009 4:13:24 PM
catomaior$25.00$25.0010/29/2009 4:13:27 PM
djh47a$25.00$25.0010/29/2009 4:13:44 PM
deal-secret-agent$25.00$25.0010/29/2009 4:14:16 PM
unk1911$25.00$25.0010/29/2009 4:27:33 PM
nala2821$30.00$30.0010/29/2009 4:50:25 PM
a-reasonable-return$25.00$25.0010/29/2009 6:10:09 PM
reflective-rupee$25.00$25.0010/30/2009 8:18:10 AM
loanman2007$50.00$50.0010/30/2009 6:51:53 AM
elegant-bonus$25.00$25.0011/1/2009 7:05:06 AM
reflective-rupee$100.00$100.0011/2/2009 11:45:05 AM
economy-synapse$25.00$25.0011/2/2009 5:30:28 PM
TMac$25.00$25.0011/3/2009 10:18:40 AM
omegamon1$25.00$25.0011/3/2009 9:43:29 AM
site_ml$25.00$25.0011/3/2009 8:04:13 PM
cj61$25.00$25.0011/4/2009 6:35:23 AM
bonus-patriot$25.00$25.0011/4/2009 6:20:32 PM
efficient-bid2$50.00$50.0011/5/2009 6:56:46 AM
umfan123$26.00$26.0011/5/2009 6:59:29 AM
UCLA4life$25.00$25.0011/5/2009 11:55:41 AM
Bobusa$25.00$25.0011/5/2009 5:16:49 AM
enriching-dollar$25.00$25.0011/5/2009 8:05:22 AM
bid-papyrus$25.00$25.0011/5/2009 2:35:56 PM
Leshan$50.00$50.0011/5/2009 2:37:31 PM
jybank$25.00$25.0011/5/2009 3:19:38 PM
just-trade0$36.00$36.0011/5/2009 1:13:42 PM
credit-missile$100.00$100.0011/5/2009 7:17:20 AM
IIP77$25.00$25.0010/29/2009 4:07:30 PM
spirited-finance1$25.00$25.0010/29/2009 4:10:52 PM
Tammy102800$25.00$25.0010/29/2009 4:10:56 PM
fareast_man$25.00$25.0010/29/2009 4:11:13 PM
pietro_torna_indietro$25.00$25.0010/29/2009 4:11:44 PM
Orca-man$75.00$75.0010/29/2009 4:11:51 PM
icontender$25.00$25.0010/29/2009 4:12:19 PM
a-finance-nirvana$350.00$350.0010/29/2009 4:12:23 PM
TheYellowDart$25.00$25.0010/29/2009 4:11:08 PM
TandyJames$25.00$25.0010/29/2009 4:11:14 PM
snoopey100$25.00$25.0010/29/2009 4:13:18 PM
rosario1$25.00$25.0010/29/2009 4:12:05 PM
tsquared_030$25.00$25.0010/29/2009 4:13:28 PM
Sixmil$25.00$25.0010/29/2009 4:13:38 PM
nhi$50.00$50.0010/29/2009 4:13:49 PM
PatRichi$25.00$25.0010/29/2009 4:12:42 PM
runner262$25.00$25.0010/29/2009 4:14:05 PM
worlds-best-reward$25.00$25.0010/29/2009 4:14:09 PM
natecam$25.00$25.0010/29/2009 4:14:14 PM
ChrisTJ$25.00$19.9810/29/2009 4:14:18 PM
Savings_EQ_Dignity$25.00$25.0010/29/2009 4:13:16 PM
deal-pinnacle7$25.00$25.0010/29/2009 4:13:32 PM
andrewgl$25.00$25.0010/29/2009 4:13:45 PM
selfmademan$25.00$25.0010/29/2009 4:13:53 PM
windfall46$25.00$25.0010/29/2009 4:13:59 PM
Slowtype$25.00$25.0010/29/2009 4:14:11 PM
zone8$100.00$100.0010/29/2009 4:09:03 PM
njlom$25.00$25.0010/29/2009 4:11:43 PM
greenwell$25.00$25.0010/29/2009 4:11:48 PM
MetraLynn$25.00$25.0010/29/2009 4:12:15 PM
green-discrete-responsibility$25.00$25.0010/29/2009 4:12:36 PM
visionary-currency$25.00$25.0010/29/2009 4:13:06 PM
building_community$25.00$25.0010/29/2009 4:13:10 PM
FountainShrugged$25.00$25.0010/29/2009 4:13:25 PM
uncleegg$25.00$25.0010/29/2009 4:13:30 PM
Lam0nt$25.00$25.0010/29/2009 4:13:54 PM
BigDougJeeps$25.00$25.0010/29/2009 4:13:58 PM
wildguy$25.00$25.0010/29/2009 4:26:45 PM
forthright-dedication$25.00$25.0010/30/2009 7:54:28 AM
FinanceEngine$25.00$25.0011/2/2009 10:13:52 AM
wild-orange$25.00$25.0011/2/2009 6:50:36 PM
Techne_Funds_LLC$25.00$25.0011/3/2009 4:20:36 PM
debtcollector$50.00$50.0011/3/2009 9:55:55 PM
buffalobills$25.00$25.0011/4/2009 7:20:47 AM
portfolio-turbine$25.00$25.0011/3/2009 5:08:05 PM
4mydaughterseducation$27.07$27.0711/3/2009 7:11:40 PM
brother_tam$50.00$50.0011/4/2009 1:18:14 PM
well-mannered-income3$25.00$25.0011/4/2009 10:00:34 AM
durability-colonel$50.00$50.0011/4/2009 5:33:06 PM
Loanstou$125.00$125.0011/4/2009 8:36:16 PM
jjsparks28$25.00$25.0011/4/2009 5:57:12 PM
goodcents$25.00$25.0011/4/2009 8:03:27 PM
Chrishu$25.00$25.0011/5/2009 9:16:10 AM
Gaelicman$25.00$25.0011/4/2009 10:09:00 PM
mercuriant$25.00$25.0011/5/2009 12:21:07 PM
Tahoeman$25.00$25.0011/5/2009 1:06:00 PM
Daimos$55.00$55.0011/5/2009 2:44:14 PM
auction-mastery$25.00$25.0011/5/2009 2:16:17 PM
hamster$27.50$27.5011/5/2009 2:22:08 PM
LanceLink$25.00$25.0011/5/2009 2:51:17 PM
Astyanax$25.00$25.0011/5/2009 3:17:24 PM
investment-cluster$25.00$25.0011/5/2009 3:43:29 PM
119 bids
 
Borrower Payment Dependent Notes Series 431132
This series of Notes was issued and sold upon the funding of the borrower loan #39334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $115.28
Final lender yield: 9.40% Final borrower rate/APR: 10.40% / 12.51% Final monthly payment: $113.59
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1991 Debt/Income ratio: 19%
Credit score: 700-719 (Oct-2009) Current / open credit lines: 18 / 18Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 35Length of status:0y 6m
Amount delinquent: $0 Revolving credit balance: $7,405 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Maxxie2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
680-699 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 8  
Description
Replacing bathrooms floors
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dynamic-rupee$25.00$25.0010/29/2009 4:08:30 PM
DonaldColorado$25.00$25.0010/29/2009 4:09:08 PM
responsibility-butterfly$25.00$25.0010/29/2009 4:12:26 PM
leverage-monger$50.00$50.0010/29/2009 4:18:49 PM
uncleegg$25.00$25.0010/29/2009 4:27:34 PM
slartibardfast$35.00$35.0010/29/2009 4:27:50 PM
Tai$25.00$25.0010/29/2009 4:27:56 PM
AF-Chief$35.00$35.0010/29/2009 4:28:07 PM
turbospeed$25.00$25.0010/29/2009 4:28:27 PM
personal-lender$25.00$25.0010/29/2009 4:28:44 PM
SNH$50.00$50.0010/29/2009 4:28:13 PM
wrighco$25.00$25.0010/29/2009 4:28:22 PM
baroo$25.00$25.0010/29/2009 4:20:39 PM
Syzygy$25.00$25.0010/29/2009 4:32:37 PM
supersarah61$25.00$25.0010/29/2009 4:27:37 PM
kenji4861$50.00$50.0010/29/2009 4:27:41 PM
Finspons$50.00$50.0010/30/2009 2:58:27 PM
Pickmar$25.00$25.0010/30/2009 12:58:46 PM
atlas100$50.00$50.0011/1/2009 3:26:43 PM
rmpedi33$100.00$100.0011/2/2009 8:29:27 AM
buckyhead2000$25.00$25.0011/2/2009 10:42:34 AM
Personal-Bond$25.85$25.8511/2/2009 10:34:05 AM
asset-numero-uno$100.00$100.0011/2/2009 4:54:00 PM
wild-orange$500.00$500.0011/2/2009 6:52:46 PM
the-profit-oracle$25.00$25.0011/3/2009 7:53:51 AM
FutureLenderEC$25.00$25.0011/3/2009 12:03:14 PM
Lender0307$25.00$25.0011/4/2009 8:49:15 AM
boredlv$25.00$25.0011/4/2009 3:15:05 PM
MathProfessor$25.00$25.0011/4/2009 8:11:33 PM
lender12345$250.00$250.0011/4/2009 5:40:30 PM
a-finance-nirvana$100.00$100.0011/4/2009 7:00:26 PM
MoneyForNothing$25.00$25.0011/5/2009 7:56:26 AM
Gaelicman$25.00$25.0011/4/2009 10:10:44 PM
HarleyBoy$25.00$25.0011/5/2009 12:50:20 PM
GOPHERBOY$100.00$100.0011/5/2009 9:09:46 AM
Doohickey415$25.00$25.0011/5/2009 2:23:13 PM
GOPHERBOY$100.00$100.0011/5/2009 2:55:05 PM
hellasow$25.00$25.0011/5/2009 12:22:47 PM
MathProfessor$32.00$32.0011/5/2009 4:01:59 PM
la_tim$50.00$50.0011/5/2009 3:21:12 PM
leverage-monger$25.00$25.0011/5/2009 4:02:59 PM
srfb973$25.00$25.0010/29/2009 4:08:31 PM
kid8549$25.00$25.0010/29/2009 4:09:16 PM
RobotTwo$25.00$25.0010/29/2009 4:08:28 PM
transparency-giant$50.00$50.0010/29/2009 4:09:12 PM
Attract$25.00$25.0010/29/2009 4:27:52 PM
a-responsible-return$25.00$25.0010/29/2009 4:28:21 PM
kanakakm$50.00$50.0010/29/2009 4:28:00 PM
get30inc$50.00$50.0010/29/2009 4:28:14 PM
bchen78875$50.00$30.5410/29/2009 4:28:53 PM
Weaverville$25.00$25.0010/29/2009 4:28:47 PM
unk1911$50.00$50.0010/29/2009 4:30:38 PM
abidos$25.00$25.0010/29/2009 4:28:39 PM
F_r_e_d_s__B_a_n_k$50.00$50.0010/29/2009 4:49:10 PM
market-assembler$50.00$50.0010/29/2009 4:55:24 PM
springpanda$50.00$50.0011/2/2009 3:17:40 PM
MoneyTree79$150.00$150.0011/2/2009 6:00:36 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:49 PM
neenerman$75.00$75.0011/4/2009 9:00:38 AM
Patrician$41.61$41.6111/4/2009 8:26:24 AM
oldman68$25.00$25.0011/4/2009 11:04:48 PM
sparkling-contract7$25.00$25.0011/5/2009 9:06:22 AM
serene-capital$25.00$25.0011/5/2009 12:19:40 PM
jybank$25.00$25.0011/5/2009 11:08:10 AM
JerryB96$25.00$25.0011/5/2009 9:23:43 AM
Eagles81$100.00$100.0011/5/2009 2:18:16 PM
elegant-bonus$50.00$50.0011/5/2009 3:33:24 PM
TakeCare$25.00$25.0011/5/2009 3:43:26 PM
wwwUniversal$25.00$25.0011/5/2009 2:58:23 PM
proton4$25.00$25.0011/5/2009 4:02:19 PM
AM2171$25.00$25.0011/5/2009 4:03:17 PM
71 bids
 
Borrower Payment Dependent Notes Series 431164
This series of Notes was issued and sold upon the funding of the borrower loan #39353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 33.00% Starting borrower rate/APR: 34.00% / 36.44% Starting monthly payment: $111.68
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.44% Final monthly payment: $111.68
 
Auction yield range: 8.29% - 33.00% Estimated loss impact: 7.30%  
Lender servicing fee: 1.00% Estimated return: 25.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1985 Debt/Income ratio: 42%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 18 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 40Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $4,368 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 34%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: flexible-transaction8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Breaking the Cash Advance Cycle
Purpose of loan:
I need this loan to get myself out of the cash advance cycle that has managed to suck me in. 6 months ago, due to unexpected and untimely expenses, I was forced to get a cash advance and have been struggling to break free of the insanely high interest payments and the vicious cycle.? I have found myself needing to take out one advance to pay off the previous advance and so on.? The only reason I have not been able to do this yet, is because I am determined to make sure my other monthly bills do not fall behind so I am not able to pay as much to the cash advance fees as I would like.

My financial situation:
I don't have the best credit history, however this can be attributed to my college years and having several high rate credit cards that I managed to max out while in school still. I am a good candidate for this loan because I have become more financially aware and responsible, and work hard to make sure my bills are paid on time every month. Once I escape the cycle of Cash Advances, I will be able to start saving all the interest currently being charged by the Cash Advance Lenders and use that to consolidate other debt.? My goal is to get enough of my debt paid off in the near future so that I can look forward to purchasing my first home and hopefully take advantage of the firs time home buyers tax credit.?

Monthly net income: $ 1950

Monthly expenses: $ 1400

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KMSB$25.00$25.0011/2/2009 4:24:43 PM
reflective-rupee$25.00$25.0011/2/2009 4:39:32 PM
tnjohnso$25.00$25.0011/2/2009 4:50:57 PM
well-mannered-income3$25.00$25.0011/2/2009 5:08:47 PM
STLRacer$25.00$25.0011/2/2009 6:53:53 PM
101010$25.00$25.0011/2/2009 8:45:54 PM
mt3209$25.00$25.0011/2/2009 7:09:16 PM
reflective-rupee$1,000.00$1,000.0011/2/2009 5:08:36 PM
101010$100.00$100.0011/2/2009 8:45:21 PM
foothillender$25.00$25.0011/3/2009 8:15:19 AM
101010$25.00$25.0011/2/2009 8:45:43 PM
friendly-p2ploan7$25.00$25.0011/3/2009 11:34:33 AM
currency-wingding$25.00$25.0011/3/2009 11:58:30 AM
Brown98$25.00$25.0011/3/2009 3:53:58 PM
forthright-dedication$25.00$25.0011/3/2009 8:19:51 PM
SV-AZ$25.00$25.0011/4/2009 9:31:02 AM
SV-AZ$25.00$25.0011/4/2009 9:31:32 AM
SrLoanOfficer$25.00$25.0011/4/2009 7:39:10 AM
SV-AZ$25.00$25.0011/4/2009 9:31:56 AM
i3urtonair$25.00$25.0011/4/2009 7:40:03 AM
run_dmc$25.00$25.0011/4/2009 12:33:02 PM
CPAecs$25.00$25.0011/4/2009 1:15:01 PM
nilonc1$240.52$240.5211/4/2009 12:43:02 PM
sociallender$25.00$25.0011/2/2009 4:33:48 PM
tracyjo$25.00$25.0011/2/2009 7:08:37 PM
jybank$25.00$25.0011/2/2009 6:48:55 PM
Toastmaster007$25.00$25.0011/2/2009 8:45:20 PM
reflective-rupee$225.00$225.0011/2/2009 5:09:24 PM
Unitas4302$50.00$50.0011/2/2009 5:21:08 PM
finance-vault$25.00$25.0011/2/2009 6:49:46 PM
Bank_Of_XL$50.00$50.0011/2/2009 10:02:48 PM
site_ml$25.00$25.0011/3/2009 8:06:50 PM
mrbill5548$100.00$100.0011/3/2009 8:50:00 PM
JustMee$25.00$25.0011/3/2009 5:16:47 PM
Lefty_the_Lender$25.00$25.0011/4/2009 1:31:44 PM
truth-fanatic$50.00$34.4811/4/2009 3:15:29 PM
36 bids
 
Borrower Payment Dependent Notes Series 431218
This series of Notes was issued and sold upon the funding of the borrower loan #39372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 12.42% Starting borrower rate/APR: 13.42% / 15.57% Starting monthly payment: $593.19
Final lender yield: 11.40% Final borrower rate/APR: 12.40% / 14.54% Final monthly payment: $584.60
 
Auction yield range: 4.29% - 12.42% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.26%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Jun-1984 Debt/Income ratio: 34%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 28Length of status:29y 9m
Amount delinquent: $0 Revolving credit balance: $12,517 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 29%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: kentucky60 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 52 ( 100% ) 780-799 (Latest)
Principal borrowed: $32,500.00< mo. late: 0 ( 0% )  
780-799 (May-2008)
800-819 (Nov-2006)
 
Principal balance: $7,003.77 1+ mo. late: 0 ( 0% )
Total payments billed: 52  
Description
Cash influx for child care center
I am a medical specialist who is a part owner in a?child care center which opened 3 years ago and we are currently reorganizing the center to change the age structure from 6 weeks to 12 years to 6 weeks to 6 years.? Part of that process involves accreditation which has many upfront costs for teacher classes, additional educational materials for classrooms and changes in room layouts involving purchasing additional furniture.? Accreditation will ultimately allow us to increase our tuition and also enhance our marketability.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi. Your business sounds interesting. I have two questions: 1) How long have you been an owner of your current child care center and 2) Can you briefly explain why extra training is required to SHRINK the age range of children that are cared for? Thx - adventure0
A: The business has been in operation since May, 2006. The child care licensing laws of the state require higher education and certification requirements for ages 6 weeks to 6 years than they do for school age children. Also, the teacher to child ratio is smaller which also requires hiring additional teachers and offering pay equivalent to their training and education. (Nov-03-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Rogesparkguy$25.00$25.0011/2/2009 4:09:20 PM
floridass$25.00$25.0011/2/2009 4:09:25 PM
bharosa$25.00$25.0011/2/2009 4:09:49 PM
transparency-giant$50.00$50.0011/2/2009 4:12:25 PM
Breakfast_Gypsy$25.00$25.0011/2/2009 4:09:47 PM
CA_Lender$25.00$25.0011/2/2009 4:13:47 PM
crazycool$25.00$25.0011/2/2009 4:11:59 PM
unk1911$25.00$25.0011/2/2009 4:12:14 PM
MrDavid$25.00$25.0011/2/2009 4:12:55 PM
KiwiElf$25.00$25.0011/2/2009 4:13:30 PM
charming-point$100.00$100.0011/2/2009 4:16:48 PM
elegant-bonus$25.00$25.0011/2/2009 4:16:55 PM
Boca$25.00$25.0011/2/2009 4:17:15 PM
shingu79$50.00$50.0011/2/2009 4:17:21 PM
credit-force5$25.00$25.0011/2/2009 4:18:14 PM
a-finance-nirvana$100.00$100.0011/2/2009 4:18:43 PM
thedreamer$25.00$25.0011/2/2009 4:19:07 PM
d_grbg$25.00$25.0011/2/2009 4:16:51 PM
mamayama$25.00$25.0011/2/2009 4:16:57 PM
gentle-gold$25.00$25.0011/2/2009 4:17:08 PM
EnigmaNYC-29$25.00$25.0011/2/2009 4:20:59 PM
Syzygy$25.00$25.0011/2/2009 4:21:18 PM
kanakakm$25.00$25.0011/2/2009 4:21:22 PM
Banker7371$25.00$25.0011/2/2009 4:21:47 PM
SDNLR$25.00$25.0011/2/2009 4:21:51 PM
InvestorPartners$25.00$25.0011/2/2009 4:21:57 PM
gracej$25.00$25.0011/2/2009 4:22:02 PM
personal-lender$25.00$25.0011/2/2009 4:22:07 PM
silver-armada$50.00$50.0011/2/2009 4:22:14 PM
rmachi$25.00$25.0011/2/2009 4:19:17 PM
dparkhom$25.00$25.0011/2/2009 4:22:21 PM
latestone$25.00$25.0011/2/2009 4:09:35 PM
boater01$50.00$50.0011/2/2009 4:19:50 PM
WalnutCreekguy$33.00$33.0011/2/2009 4:22:58 PM
Auburnmist$25.00$25.0011/2/2009 4:10:14 PM
poeman$25.00$25.0011/2/2009 4:23:19 PM
puifais$25.00$25.0011/2/2009 4:10:25 PM
capital-duckling$25.00$25.0011/2/2009 4:23:26 PM
derec$25.00$25.0011/2/2009 4:10:42 PM
Dutchhunter$25.00$25.0011/2/2009 4:23:37 PM
aasx1108$25.00$25.0011/2/2009 4:23:50 PM
Cheburashka$25.00$25.0011/2/2009 4:20:37 PM
bonanza1973$25.00$25.0011/2/2009 4:23:55 PM
Approved1234$25.00$25.0011/2/2009 4:23:59 PM
wrighco$25.00$25.0011/2/2009 4:24:03 PM
hitsman$50.00$50.0011/2/2009 4:24:15 PM
a-responsible-return$25.00$25.0011/2/2009 4:21:26 PM
the-silver-blaster$60.00$60.0011/2/2009 4:21:29 PM
CarDealer3070$25.00$25.0011/2/2009 4:21:33 PM
DonaldColorado$25.00$25.0011/2/2009 4:12:18 PM
wise-extraordinary-loot$30.00$30.0011/2/2009 4:21:46 PM
rolandweary$40.00$40.0011/2/2009 4:22:12 PM
bonus-buddy2$35.00$35.0011/2/2009 4:22:24 PM
swoosh$25.00$25.0011/2/2009 4:22:35 PM
MissionMicroFinance$25.00$25.0011/2/2009 4:22:42 PM
Attract$25.00$25.0011/2/2009 4:26:34 PM
miked8303$25.00$25.0011/2/2009 4:14:26 PM
wayman$50.00$50.0011/2/2009 4:23:45 PM
dinero-philosopher3$25.00$25.0011/2/2009 4:14:50 PM
elebovic$25.00$25.0011/2/2009 4:24:05 PM
financial-frenzy$25.00$25.0011/2/2009 4:24:07 PM
efficient-principal$25.00$25.0011/2/2009 4:14:59 PM
bigtag$25.00$25.0011/2/2009 4:24:11 PM
The_Lending_Muscle$25.00$25.0011/2/2009 4:24:26 PM
abidos$25.00$25.0011/2/2009 4:27:25 PM
SnE$25.00$25.0011/2/2009 4:15:32 PM
Aimvest$25.00$25.0011/2/2009 4:17:00 PM
kchen486$25.00$25.0011/2/2009 4:29:16 PM
fervent-repayment$25.00$25.0011/2/2009 4:30:07 PM
CULPEPPERGROUP$25.00$25.0011/2/2009 4:30:12 PM
blackstar$25.00$25.0011/2/2009 4:18:31 PM
icontender$25.00$25.0011/2/2009 4:18:37 PM
flwah$50.00$50.0011/2/2009 4:19:02 PM
fllender$25.00$25.0011/2/2009 4:19:47 PM
kindofaloaner$25.00$25.0011/2/2009 4:32:18 PM
mtquan$25.00$25.0011/2/2009 4:21:28 PM
sk8ndive$25.00$25.0011/2/2009 4:32:40 PM
gamp$25.00$25.0011/2/2009 4:21:45 PM
YogaDude34$50.00$50.0011/2/2009 4:21:54 PM
Orca-man$100.00$100.0011/2/2009 4:32:56 PM
mikeandcat$50.00$50.0011/2/2009 4:33:24 PM
the-profit-oracle$25.00$25.0011/2/2009 4:33:26 PM
revenue-kazoo$25.00$25.0011/2/2009 4:22:31 PM
radiant-fund$25.00$25.0011/2/2009 4:22:41 PM
RetiredATC$25.00$25.0011/2/2009 4:22:46 PM
LendDoc$25.00$25.0011/2/2009 4:22:51 PM
Tavita$25.00$25.0011/2/2009 4:33:51 PM
bchen78875$25.00$25.0011/2/2009 4:22:56 PM
slowpig$50.00$50.0011/2/2009 4:33:56 PM
chicco$80.00$80.0011/2/2009 4:23:03 PM
ianakacg$25.00$25.0011/2/2009 4:23:07 PM
Sam65$25.00$25.0011/2/2009 4:23:10 PM
youqianderen$50.00$50.0011/2/2009 4:23:15 PM
Dunndeal4u$25.00$25.0011/2/2009 4:23:20 PM
cpaphoto$25.00$25.0011/2/2009 4:23:30 PM
ethicalhumanist$25.00$25.0011/2/2009 4:31:27 PM
exact-justice$25.00$25.0011/2/2009 4:23:47 PM
funds-shaker8$25.00$25.0011/2/2009 4:34:48 PM
HeavyDriver03$25.00$25.0011/2/2009 4:24:20 PM
wings2fly$25.00$25.0011/2/2009 4:24:24 PM
GElender$50.00$50.0011/2/2009 4:24:27 PM
inspired-agreement$25.00$25.0011/2/2009 4:35:05 PM
duckbill_1972$25.00$25.0011/2/2009 4:35:10 PM
deal-pioneer1$25.00$25.0011/2/2009 4:32:55 PM
WineDrop$30.00$30.0011/2/2009 4:33:15 PM
vo06450$25.00$25.0011/2/2009 4:37:04 PM
Sonos$25.00$25.0011/2/2009 4:34:07 PM
wealth-promise$25.00$25.0011/2/2009 4:37:27 PM
TOCPI$25.00$25.0011/2/2009 4:37:28 PM
epic-deal$25.00$25.0011/2/2009 4:37:45 PM
blessedpair$50.00$50.0011/2/2009 4:37:57 PM
shrewd-deal$25.00$25.0011/2/2009 4:34:45 PM
cougar937$25.00$25.0011/2/2009 4:38:11 PM
fighter129$25.00$25.0011/2/2009 4:39:47 PM
Walkingcowboy$25.00$25.0011/2/2009 4:28:32 PM
creditasaurus9$50.00$50.0011/2/2009 4:40:13 PM
rjleves$25.00$25.0011/2/2009 4:36:32 PM
wise-loot-safehouse$25.00$25.0011/2/2009 4:40:25 PM
dionysus03$25.00$25.0011/2/2009 4:29:08 PM
LandoC1$25.00$25.0011/2/2009 4:40:55 PM
voidpile$25.00$25.0011/2/2009 4:37:17 PM
diversification-enlistment$25.00$25.0011/2/2009 4:37:29 PM
trident9$50.00$50.0011/2/2009 4:29:25 PM
redragon$25.00$25.0011/2/2009 4:42:05 PM
generosity-neutrino$25.00$25.0011/2/2009 4:29:58 PM
julijask$25.00$25.0011/2/2009 4:38:46 PM
nuclearmoose$25.00$25.0011/2/2009 4:30:35 PM
mmqc$25.00$25.0011/2/2009 4:30:46 PM
credit-coach118$35.00$35.0011/2/2009 4:39:11 PM
titan1$25.00$25.0011/2/2009 4:39:25 PM
lobster$25.00$25.0011/2/2009 4:39:30 PM
Raye147$25.00$25.0011/2/2009 4:44:57 PM
350DGRZ$25.00$25.0011/2/2009 4:39:42 PM
sas19$25.00$25.0011/2/2009 4:40:10 PM
baci99$25.00$25.0011/2/2009 4:50:17 PM
twomonkeys3$25.00$25.0011/2/2009 4:50:26 PM
Lendomatic$25.00$25.0011/2/2009 4:32:13 PM
exuberant-pound$25.00$25.0011/2/2009 4:42:36 PM
alex189a$25.00$25.0011/2/2009 4:43:14 PM
bhrma1$25.00$25.0011/2/2009 4:43:45 PM
cloud8$25.00$25.0011/2/2009 4:44:33 PM
GOPHERBOY$30.00$30.0011/2/2009 5:04:09 PM
roman2008$25.00$25.0011/2/2009 4:49:20 PM
mpatrick$50.00$50.0011/2/2009 4:49:33 PM
cjames84$25.00$25.0011/2/2009 4:49:49 PM
neighborly-bid$25.00$25.0011/2/2009 4:52:08 PM
Bankman68$25.00$25.0011/2/2009 4:58:58 PM
leverage-monger$50.00$50.0011/2/2009 4:36:28 PM
dime-worker$25.00$25.0011/2/2009 4:36:59 PM
GatorBux$100.00$100.0011/2/2009 4:37:15 PM
Dohshooter$50.00$50.0011/2/2009 5:03:59 PM
subtle-interest$25.00$25.0011/2/2009 4:37:34 PM
return-elm$25.00$25.0011/2/2009 4:38:08 PM
understanding-marketplace$25.00$25.0011/2/2009 6:36:19 PM
KHU2-B$25.00$25.0011/2/2009 4:38:14 PM
Orringo$50.00$50.0011/2/2009 6:38:50 PM
jhouman$25.00$25.0011/2/2009 6:39:02 PM
People-for-people$25.00$25.0011/2/2009 6:39:11 PM
JanLal$25.00$25.0011/2/2009 4:38:41 PM
MGOT-Ken$25.00$25.0011/2/2009 4:38:49 PM
Interstate_Rate$500.00$500.0011/2/2009 4:38:57 PM
rawman$25.00$25.0011/2/2009 5:54:19 PM
PotBellyPete$25.00$25.0011/2/2009 4:39:17 PM
intelligent-nickel$25.00$25.0011/2/2009 6:53:59 PM
bold-currency-holly$25.00$25.0011/2/2009 4:42:01 PM
RJN$25.00$25.0011/2/2009 7:09:37 PM
ferocious-exchange3$25.00$25.0011/2/2009 6:34:24 PM
loanfairy$25.00$25.0011/2/2009 4:44:34 PM
chief_wo$25.00$25.0011/2/2009 4:49:34 PM
tenny321$25.00$25.0011/2/2009 4:51:25 PM
desertoasis$25.00$25.0011/2/2009 6:48:48 PM
Gibbyland$50.00$50.0011/2/2009 6:59:01 PM
HoyaHeel$25.00$25.0011/2/2009 6:59:02 PM
markgm$25.00$25.0011/2/2009 6:59:30 PM
worth-revelry$25.00$25.0011/2/2009 5:43:44 PM
jdl424$25.00$25.0011/2/2009 9:08:49 PM
rbb$25.00$25.0011/2/2009 9:13:45 PM
value-microscope$25.00$25.0011/2/2009 6:29:24 PM
BJCIII$25.00$25.0011/2/2009 6:34:26 PM
platinum-zebra2$25.00$25.0011/2/2009 6:36:24 PM
coolspeed$25.00$25.0011/2/2009 6:38:44 PM
blivet1970$25.00$25.0011/3/2009 4:13:51 AM
brazilofmux$50.34$50.3411/3/2009 8:00:57 AM
rellotsf$25.00$25.0011/2/2009 6:53:45 PM
thrifty-peso$25.00$25.0011/3/2009 8:29:23 AM
vigorous-moola$25.00$25.0011/3/2009 8:33:46 AM
CharlotteGuy30$50.00$50.0011/2/2009 7:04:00 PM
truth-optimization$25.00$25.0011/3/2009 9:03:44 AM
FirstPlaceBusinessFunding$50.00$50.0011/3/2009 7:29:15 AM
Josta$32.58$32.5811/3/2009 9:49:51 AM
responsibility-butterfly$25.00$25.0011/2/2009 7:59:20 PM
JonnyD$25.00$25.0011/2/2009 9:13:48 PM
mathprof$25.00$25.0011/3/2009 11:00:47 AM
TrustOne$25.00$25.0011/3/2009 11:14:26 AM
busybee007$25.00$25.0011/3/2009 11:24:49 AM
hste_llc$25.00$25.0011/3/2009 10:38:57 AM
tensor$25.00$25.0011/3/2009 6:43:59 AM
keeks$25.00$25.0011/3/2009 11:02:44 AM
felicity-daydream$25.00$25.0011/3/2009 7:19:24 AM
jt530$25.00$25.0011/3/2009 7:29:16 AM
triumphant-community$25.00$25.0011/3/2009 12:54:15 PM
golden-yield$25.00$25.0011/3/2009 7:53:47 AM
amit_gu$26.29$26.2911/3/2009 1:04:13 PM
FlexFunding$47.67$47.6711/3/2009 1:35:09 PM
my401K$75.99$75.9911/3/2009 12:04:21 PM
highcountry1$25.00$25.0011/3/2009 12:05:34 PM
zoomdrm57$50.00$50.0011/3/2009 8:45:28 AM
commerce-champion$25.00$25.0011/3/2009 2:25:51 PM
wise-bonus-honker$25.00$25.0011/3/2009 9:34:02 AM
cforell$25.00$25.0011/3/2009 9:34:07 AM
kindness-casserole$25.00$25.0011/3/2009 12:54:15 PM
standanddeliver$25.00$25.0011/3/2009 10:09:59 AM
vegibenz$25.00$25.0011/3/2009 2:28:54 PM
Tai$25.00$25.0011/3/2009 10:36:36 AM
caledonia$25.00$25.0011/3/2009 3:49:15 PM
ClearLake$25.00$25.0011/3/2009 10:39:56 AM
MSLendingLLC$25.00$25.0011/3/2009 10:49:35 AM
MONEYLENDER101$25.00$25.0011/3/2009 2:58:50 PM
KBank$25.00$25.0011/3/2009 11:08:55 AM
ideal-euro$25.00$25.0011/3/2009 11:09:22 AM
Snowflake6515$25.00$25.0011/3/2009 11:14:34 AM
sailorgm$25.00$25.0011/3/2009 3:49:12 PM
inventive-wealth2$25.00$25.0011/3/2009 3:49:16 PM
PatRichi$25.00$25.0011/3/2009 11:34:50 AM
BayShell$40.00$40.0011/3/2009 4:00:38 PM
first-courteous-funds$25.00$25.0011/3/2009 12:03:18 PM
FutureLenderEC$25.00$25.0011/3/2009 12:16:03 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:57 PM
davidc314$50.00$50.0011/3/2009 2:25:49 PM
freqflyer$44.85$44.8511/3/2009 3:49:13 PM
engaging-worth$30.00$30.0011/3/2009 4:34:28 PM
j48$25.00$25.0011/3/2009 4:56:13 PM
Castellan$25.00$25.0011/3/2009 4:57:11 PM
Veridic$25.00$25.0011/3/2009 4:57:13 PM
degster$25.00$25.0011/3/2009 4:57:15 PM
Sixmil$25.00$25.0011/3/2009 4:57:17 PM
snowman34$25.00$25.0011/3/2009 4:57:26 PM
money-maniac$25.00$25.0011/3/2009 4:38:43 PM
chief219$25.00$25.0011/3/2009 4:55:26 PM
larrybird$32.68$32.6811/3/2009 4:55:55 PM
cash-boots$25.00$25.0011/3/2009 6:10:41 PM
szetheli$50.00$50.0011/3/2009 4:56:14 PM
BiggestG$25.00$25.0011/3/2009 4:56:25 PM
bokonon$25.00$25.0011/3/2009 4:57:20 PM
ADenny$25.00$25.0011/3/2009 4:57:23 PM
L-vex$25.00$25.0011/3/2009 5:04:10 PM
kegs$25.00$25.0011/3/2009 5:04:32 PM
supersarah61$25.00$25.0011/3/2009 7:23:55 PM
dpdaug$25.00$25.0011/3/2009 5:09:06 PM
cingular$25.00$25.0011/3/2009 7:08:49 PM
moola-kingdom$25.00$25.0011/4/2009 5:48:52 AM
thegreatone$53.49$53.4911/3/2009 4:55:52 PM
gold-tsunami$25.00$25.0011/3/2009 4:56:12 PM
Nco$25.00$25.0011/3/2009 4:56:26 PM
nhm$25.00$25.0011/3/2009 5:04:30 PM
nestegg4e$25.00$25.0011/3/2009 5:29:07 PM
NATIVEBORN$25.00$25.0011/4/2009 7:53:46 AM
thryn$25.00$25.0011/4/2009 6:04:16 AM
bambampk$37.31$37.3111/4/2009 6:32:40 AM
currency-bumblebee$25.00$25.0011/4/2009 7:38:51 AM
stollcm$25.00$25.0011/4/2009 9:44:29 AM
justalender$25.00$25.0011/4/2009 10:09:01 AM
Champpilot$50.00$50.0011/3/2009 8:18:47 PM
b-rent$25.00$25.0011/4/2009 8:34:44 AM
Trinkaloki$25.00$25.0011/4/2009 10:33:55 AM
bluesheep$25.00$25.0011/3/2009 9:50:42 PM
green-favorable-loan$25.00$25.0011/3/2009 10:39:02 PM
nicklds$28.27$28.2711/4/2009 9:18:47 AM
feedpaulyfaster$25.00$25.0011/4/2009 9:34:29 AM
celkram$25.00$25.0011/4/2009 9:34:48 AM
Divr555$50.00$50.0011/4/2009 9:35:04 AM
RLC$50.00$50.0011/4/2009 9:44:32 AM
peace-cadence$25.00$25.0011/4/2009 9:44:41 AM
johntina$32.16$32.1611/4/2009 4:21:53 AM
discrete-asset$25.00$25.0011/4/2009 5:02:10 AM
kanewna$26.66$26.6611/4/2009 10:08:57 AM
Barbaro$25.00$25.0011/4/2009 10:09:12 AM
kenyonhillbilly$25.00$25.0011/4/2009 10:10:49 AM
educationfirst$25.00$25.0011/4/2009 10:14:43 AM
-------Financer$25.00$25.0011/4/2009 10:39:06 AM
IIP77$25.00$25.0011/4/2009 10:49:47 AM
velocity-turtle$25.00$25.0011/4/2009 8:24:43 AM
first-wampum-trapper$25.00$25.0011/4/2009 9:34:32 AM
pleasant-dime$25.00$25.0011/4/2009 9:35:29 AM
PacDoor$25.00$25.0011/4/2009 10:09:05 AM
naniamo$25.00$25.0011/4/2009 10:16:40 AM
codyrun$25.00$25.0011/4/2009 10:24:27 AM
faldska$25.00$25.0011/4/2009 10:33:50 AM
galtsgulch$25.00$25.0011/4/2009 10:34:16 AM
bbrelo$25.00$25.0011/4/2009 10:39:37 AM
skibum65$26.37$26.3711/4/2009 10:49:37 AM
cyberie21$25.74$14.1311/4/2009 10:50:20 AM
Weaverville$25.00$25.0011/2/2009 4:12:07 PM
skuba$25.00$25.0011/2/2009 4:12:08 PM
Plotinus$50.00$50.0011/2/2009 4:11:48 PM
booksleuth$50.00$50.0011/2/2009 4:12:04 PM
five-star-note$25.00$25.0011/2/2009 4:12:12 PM
Heatguy$25.00$25.0011/2/2009 4:16:26 PM
blue-liberty-gourd$25.00$25.0011/2/2009 4:17:10 PM
mikrolown$25.00$25.0011/2/2009 4:14:48 PM
Frenchynh$25.00$25.0011/2/2009 4:17:58 PM
twirl2$25.00$25.0011/2/2009 4:16:29 PM
valiant-p2p$25.00$25.0011/2/2009 4:19:37 PM
power-flow6$25.00$25.0011/2/2009 4:17:03 PM
contract-neutron$25.00$25.0011/2/2009 4:17:18 PM
iruz$50.00$50.0011/2/2009 4:20:46 PM
orbiter614$50.00$50.0011/2/2009 4:20:47 PM
reciprocate$50.00$50.0011/2/2009 4:21:01 PM
tyson789$100.00$100.0011/2/2009 4:18:09 PM
JGB$25.00$25.0011/2/2009 4:21:19 PM
value-pole$25.00$25.0011/2/2009 4:18:24 PM
Lightlife$50.00$50.0011/2/2009 4:18:26 PM
spitzbergen$25.00$25.0011/2/2009 4:21:35 PM
AF-Chief$35.00$35.0011/2/2009 4:21:42 PM
kulender$25.00$25.0011/2/2009 4:21:49 PM
anton$50.00$50.0011/2/2009 4:22:00 PM
wise-spirited-nickel$25.00$25.0011/2/2009 4:18:56 PM
czar3$30.00$30.0011/2/2009 4:22:04 PM
Artist_Blue$25.00$25.0011/2/2009 4:22:16 PM
Clambake$50.00$50.0011/2/2009 4:22:26 PM
crenen139$25.00$25.0011/2/2009 4:22:45 PM
JohnW12$25.00$25.0011/2/2009 4:22:53 PM
sloan$25.00$25.0011/2/2009 4:23:00 PM
wampum-chorus3$25.00$25.0011/2/2009 4:10:09 PM
jeg3k$25.00$25.0011/2/2009 4:23:05 PM
DukSerduk$25.00$25.0011/2/2009 4:20:07 PM
mstebnicki$25.00$25.0011/2/2009 4:23:22 PM
xstreamin$25.00$25.0011/2/2009 4:23:24 PM
jgar_O$25.00$25.0011/2/2009 4:10:40 PM
jdrez$25.00$25.0011/2/2009 4:23:34 PM
benefit-squirrel$30.00$30.0011/2/2009 4:23:48 PM
ah-long$25.00$25.0011/2/2009 4:10:55 PM
andyb9$25.00$25.0011/2/2009 4:23:52 PM
wiltonbound$25.00$25.0011/2/2009 4:23:56 PM
Tahoeguy$25.00$25.0011/2/2009 4:11:12 PM
fortytwo$150.00$150.0011/2/2009 4:11:55 PM
get30inc$25.00$25.0011/2/2009 4:21:31 PM
sparkmeister$25.00$25.0011/2/2009 4:25:01 PM
unclejaef$25.00$25.0011/2/2009 4:21:37 PM
SNH$50.00$50.0011/2/2009 4:22:09 PM
trapper569$25.00$25.0011/2/2009 4:22:39 PM
Cai8899$25.00$25.0011/2/2009 4:22:50 PM
kid8549$25.00$25.0011/2/2009 4:13:40 PM
socialbanker$25.00$25.0011/2/2009 4:23:13 PM
westsidehighway$25.00$25.0011/2/2009 4:23:18 PM
ThomasCrown$30.00$30.0011/2/2009 4:23:32 PM
truth-futurist$25.00$25.0011/2/2009 4:23:35 PM
djh47a$30.00$30.0011/2/2009 4:14:19 PM
Aquani$35.60$35.6011/2/2009 4:23:40 PM
VentureExplorer$25.00$25.0011/2/2009 4:23:42 PM
LendGuy$25.00$25.0011/2/2009 4:23:51 PM
slartibardfast$25.00$25.0011/2/2009 4:23:53 PM
agwosdof$50.00$50.0011/2/2009 4:24:01 PM
lagnisiruk$25.00$25.0011/2/2009 4:24:09 PM
kmprospeo$25.00$25.0011/2/2009 4:24:12 PM
awwaww$25.00$25.0011/2/2009 4:24:20 PM
money2k$25.00$25.0011/2/2009 4:24:22 PM
goofy15975$25.00$25.0011/2/2009 4:28:36 PM
love_what_you_do$25.00$25.0011/2/2009 4:17:06 PM
currency-cigar4$50.00$50.0011/2/2009 4:17:25 PM
TandyJames$25.00$25.0011/2/2009 4:17:28 PM
LEWK25$25.00$25.0011/2/2009 4:18:50 PM
point-shooter$25.00$25.0011/2/2009 4:18:54 PM
compoundinterest$50.00$50.0011/2/2009 4:28:12 PM
credit-kahuna$100.00$100.0011/2/2009 4:19:43 PM
justice-dna$25.00$25.0011/2/2009 4:20:33 PM
taxdiscusion$25.00$25.0011/2/2009 4:31:58 PM
payout-achievement$40.00$40.0011/2/2009 4:20:44 PM
elated-justice$25.00$25.0011/2/2009 4:20:53 PM
brother_tam$50.00$50.0011/2/2009 4:20:55 PM
active-reward7$25.00$25.0011/2/2009 4:20:57 PM
neighborly-hope6$100.00$100.0011/2/2009 4:29:32 PM
LR_Biker$25.00$25.0011/2/2009 4:21:24 PM
golden-cat$25.00$25.0011/2/2009 4:32:38 PM
Wangersinc$25.00$25.0011/2/2009 4:21:40 PM
Havana21$50.00$50.0011/2/2009 4:21:55 PM
museic1$50.00$50.0011/2/2009 4:22:18 PM
yield-lion$25.00$25.0011/2/2009 4:22:28 PM
vcbogan$100.00$100.0011/2/2009 4:22:33 PM
courteous-deal8$25.00$25.0011/2/2009 4:22:48 PM
techvet$25.00$25.0011/2/2009 4:23:01 PM
laredotornado$25.00$25.0011/2/2009 4:23:28 PM
lucrative-worth$25.00$25.0011/2/2009 4:31:23 PM
gold-disk$50.00$50.0011/2/2009 4:24:06 PM
greenbackologist$25.00$25.0011/2/2009 4:34:42 PM
bigwig633$25.00$25.0011/2/2009 4:24:18 PM
emo13$50.00$50.0011/2/2009 4:31:51 PM
VBAces$50.00$50.0011/2/2009 4:24:30 PM
Citytrustbankerguy$25.00$25.0011/2/2009 4:32:52 PM
spin-kick$25.00$25.0011/2/2009 4:33:05 PM
Fortuno_per_commodo$25.00$25.0011/2/2009 4:33:27 PM
neenerman$25.00$25.0011/2/2009 4:36:40 PM
don8ter$25.00$25.0011/2/2009 4:36:48 PM
kenji4861$50.00$50.0011/2/2009 4:26:13 PM
biobulator$25.00$25.0011/2/2009 4:37:25 PM
noble-economy$25.00$25.0011/2/2009 4:37:47 PM
vkorichkov$30.00$30.0011/2/2009 4:34:28 PM
wise-rupee-armada$25.00$25.0011/2/2009 4:38:36 PM
BlindProphet$25.00$25.0011/2/2009 4:28:04 PM
Okinutah$25.00$25.0011/2/2009 4:36:03 PM
TheRiver08$25.00$25.0011/2/2009 4:39:48 PM
gizzywump$25.00$25.0011/2/2009 4:36:10 PM
angeimack$25.00$25.0011/2/2009 4:40:01 PM
efficient-bid2$25.00$25.0011/2/2009 4:40:21 PM
TrustPlus$50.00$50.0011/2/2009 4:40:40 PM
mattemmo$25.00$25.0011/2/2009 4:37:06 PM
LEO357$25.00$25.0011/2/2009 4:37:26 PM
Diver25$25.00$25.0011/2/2009 4:41:43 PM
ekn_enterprises$25.00$25.0011/2/2009 4:41:59 PM
janasek$25.00$25.0011/2/2009 4:42:04 PM
antlr$25.00$25.0011/2/2009 4:38:29 PM
bonus-antioxidant$25.00$25.0011/2/2009 4:30:23 PM
vault542$25.00$25.0011/2/2009 4:38:59 PM
greenwell$50.00$50.0011/2/2009 4:30:55 PM
SB-Funding$50.00$50.0011/2/2009 4:49:35 PM
gadget7$25.00$25.0011/2/2009 4:41:03 PM
market-solstice2$25.00$25.0011/2/2009 4:41:44 PM
investment-builder0$25.00$25.0011/2/2009 4:42:13 PM
return-confidant$25.00$25.0011/2/2009 4:59:21 PM
SonomaHills$25.00$25.0011/2/2009 4:32:48 PM
Minnechela$25.00$25.0011/2/2009 4:33:08 PM
westend$25.00$25.0011/2/2009 4:43:50 PM
Hondo$25.00$25.0011/2/2009 4:33:20 PM
TakeCare$100.00$100.0011/2/2009 4:33:38 PM
aquanw$25.00$25.0011/2/2009 5:04:22 PM
reaction5$25.00$25.0011/2/2009 4:50:30 PM
Jassi$25.00$25.0011/2/2009 4:34:32 PM
3am-preacher$25.00$25.0011/2/2009 5:23:44 PM
enthusiastic-balance5$100.00$100.0011/2/2009 4:34:49 PM
Aethelwolf$25.00$25.0011/2/2009 5:39:36 PM
value-pouch$25.00$25.0011/2/2009 4:35:11 PM
thedoctor$25.00$25.0011/2/2009 4:35:24 PM
burrito6$25.00$25.0011/2/2009 4:58:57 PM
economy-synapse$25.00$25.0011/2/2009 4:36:15 PM
Sefotonga$25.00$25.0011/2/2009 4:36:19 PM
three-for-6$25.00$25.0011/2/2009 4:36:30 PM
TechGuy2$25.00$25.0011/2/2009 5:04:00 PM
ytjameslee$50.00$50.0011/2/2009 5:05:33 PM
MicroL$25.00$25.0011/2/2009 6:29:26 PM
JustMee$25.00$25.0011/2/2009 5:07:05 PM
Lilred7879$50.00$50.0011/2/2009 6:38:53 PM
preciousjeni$25.00$25.0011/2/2009 6:44:25 PM
rwelle$25.00$25.0011/2/2009 6:44:26 PM
social-caravan$25.00$25.0011/2/2009 4:39:40 PM
red-relentless-money$25.00$25.0011/2/2009 4:40:03 PM
thumper64$25.00$25.0011/2/2009 6:48:47 PM
MakoF16$50.00$50.0011/2/2009 6:20:46 PM
kscc183$25.00$25.0011/2/2009 7:09:19 PM
katnmouse$25.00$25.0011/2/2009 7:28:45 PM
tender-gold$25.00$25.0011/2/2009 6:38:58 PM
hard-working-loot$25.00$25.0011/2/2009 8:05:28 PM
davechris870$25.00$25.0011/2/2009 6:59:04 PM
bxdoc$80.17$80.1711/2/2009 6:59:10 PM
theloanfiller$25.00$25.0011/2/2009 9:13:44 PM
wormdc$25.00$25.0011/2/2009 5:01:06 PM
buphigam$25.00$25.0011/2/2009 11:34:02 PM
TaoPooh$25.00$25.0011/2/2009 5:49:03 PM
top-trade-chihuahua$25.00$25.0011/2/2009 8:09:07 PM
Stephct$25.00$25.0011/3/2009 5:50:20 AM
takarlstad$25.00$25.0011/3/2009 6:44:00 AM
akahoss$25.00$25.0011/3/2009 6:48:43 AM
platinum-sorcerer6$25.00$25.0011/3/2009 6:56:32 AM
shiny-dollar9$25.00$25.0011/2/2009 6:29:23 PM
durability-orchid$25.00$25.0011/2/2009 6:34:25 PM
peaceful-payout3$25.00$25.0011/2/2009 6:34:27 PM
Barak$80.00$80.0011/2/2009 6:35:53 PM
BaileyBrothers$25.00$25.0011/3/2009 7:44:36 AM
aknavber$25.00$25.0011/2/2009 11:38:46 PM
jetfan11$30.00$30.0011/3/2009 7:46:16 AM
OCBLUE$25.00$25.0011/2/2009 6:38:45 PM
triumphant-commitment$25.00$25.0011/2/2009 6:38:49 PM
samaritan5$25.00$25.0011/2/2009 6:59:03 PM
Headhunter14$25.00$25.0011/3/2009 6:54:45 AM
onlyastepaway$25.00$25.0011/3/2009 9:33:56 AM
pragmatic-camaraderi$25.00$25.0011/3/2009 9:34:42 AM
banjoey$25.00$25.0011/3/2009 7:38:43 AM
monstersdad$50.00$50.0011/2/2009 7:49:06 PM
omniviper$25.00$25.0011/3/2009 8:19:06 AM
anwn$25.00$25.0011/3/2009 10:34:28 AM
JJS180$25.00$25.0011/3/2009 8:48:48 AM
martinatime$25.00$25.0011/3/2009 11:01:20 AM
joex$25.00$25.0011/3/2009 11:14:24 AM
roto$25.00$25.0011/3/2009 9:34:54 AM
cyberperception$25.00$25.0011/3/2009 9:48:49 AM
Sandeman$40.00$40.0011/3/2009 3:43:45 AM
papaman$25.00$25.0011/3/2009 10:39:41 AM
forthright-trade$25.00$25.0011/3/2009 6:48:44 AM
Pilotf22$25.00$25.0011/3/2009 7:33:45 AM
copperfield$25.00$25.0011/3/2009 11:28:16 AM
Viamin$25.00$25.0011/3/2009 12:54:11 PM
lloyd_s$25.00$25.0011/3/2009 11:34:01 AM
happyskippy0208$25.00$25.0011/3/2009 1:14:15 PM
benroo$25.00$25.0011/3/2009 11:49:28 AM
steiglends$50.00$50.0011/3/2009 1:34:01 PM
Phantom99$25.00$25.0011/3/2009 11:58:43 AM
photon8$25.00$25.0011/3/2009 11:59:01 AM
HelpFromNY$25.00$25.0011/3/2009 8:29:22 AM
Dcmarsh2000$25.00$25.0011/3/2009 8:31:12 AM
unrivaled-justice$25.00$25.0011/3/2009 12:05:42 PM
tbati$25.00$25.0011/3/2009 9:03:43 AM
exact-point$25.00$25.0011/3/2009 12:54:14 PM
asiaratt$25.00$25.0011/3/2009 9:48:55 AM
payout-point$25.00$25.0011/3/2009 10:10:19 AM
Kelor99$25.00$25.0011/3/2009 10:27:38 AM
orange-courageous-dedication$25.00$25.0011/3/2009 3:49:11 PM
Yankeeeagle$25.00$25.0011/3/2009 11:14:16 AM
Masterlender$25.00$25.0011/3/2009 11:28:00 AM
jd006006$50.00$50.0011/3/2009 11:34:41 AM
best-marketologist$25.00$25.0011/3/2009 11:49:29 AM
Prezotus$25.00$25.0011/3/2009 12:05:45 PM
KailuaLender$25.00$25.0011/3/2009 1:13:50 PM
Payasoup$60.00$60.0011/3/2009 3:23:44 PM
CPAMAN$25.00$25.0011/3/2009 3:43:45 PM
igloo418$25.00$25.0011/3/2009 3:49:10 PM
penny-surgeon$25.00$25.0011/3/2009 3:54:01 PM
geniusj$25.00$25.0011/3/2009 4:13:05 PM
GatorBait$25.00$25.0011/3/2009 4:54:42 PM
all_of_that_one$25.00$25.0011/3/2009 4:54:48 PM
superchicken$25.00$25.0011/3/2009 4:15:21 PM
RB_Double-A_Bravo$25.00$25.0011/3/2009 4:55:23 PM
mjm77_1$25.00$25.0011/3/2009 4:55:27 PM
acropiloterau2002$25.00$25.0011/3/2009 4:57:26 PM
elasermd$50.00$50.0011/3/2009 5:04:31 PM
pawsitive$25.00$25.0011/3/2009 5:54:28 PM
kmwvma$25.00$25.0011/3/2009 4:55:56 PM
AndersenWatcher$25.00$25.0011/3/2009 4:57:02 PM
here2lend$25.00$25.0011/3/2009 4:57:07 PM
kinetic-diversification$40.30$40.3011/3/2009 4:57:21 PM
pinnacle10$25.00$25.0011/3/2009 7:13:52 PM
Railbird$25.00$25.0011/3/2009 4:58:49 PM
seattleslug$25.00$25.0011/3/2009 8:23:59 PM
PsiPro$25.00$25.0011/3/2009 6:13:47 PM
Sibelius2$25.00$25.0011/3/2009 8:12:13 PM
mcabery$25.00$25.0011/3/2009 4:55:11 PM
inventive-funds$25.00$25.0011/3/2009 4:55:25 PM
likeable-value$25.00$25.0011/4/2009 6:33:59 AM
rjblack$50.00$50.0011/3/2009 4:56:57 PM
One1putt$25.00$25.0011/3/2009 4:58:47 PM
bold-favorable-penny$25.00$25.0011/4/2009 7:29:07 AM
johannesfactotum$25.00$25.0011/3/2009 5:54:30 PM
the-impressive-power$25.00$25.0011/4/2009 6:08:08 AM
JazzFranchise$25.00$25.0011/3/2009 7:28:57 PM
uncleegg$25.00$25.0011/3/2009 7:30:48 PM
jfd287$25.00$25.0011/3/2009 8:18:44 PM
DadWarbucks$25.00$25.0011/4/2009 8:09:52 AM
Abydos$25.00$25.0011/4/2009 10:34:03 AM
zeelender$25.00$25.0011/4/2009 10:39:16 AM
siege01$25.00$25.0011/4/2009 10:49:43 AM
Tradesmanlender$25.00$25.0011/4/2009 9:18:51 AM
accord0$25.00$25.0011/4/2009 9:34:46 AM
alverado$25.00$25.0011/4/2009 9:35:00 AM
TK4$25.00$25.0011/4/2009 9:44:39 AM
kayakg$25.00$25.0011/4/2009 10:10:38 AM
testobsessed$28.87$28.8711/4/2009 10:14:48 AM
Cubsfan07$25.00$25.0011/4/2009 10:24:44 AM
easylender$25.00$25.0011/4/2009 10:25:09 AM
longisland47m$25.00$25.0011/4/2009 10:39:54 AM
mizount$25.00$25.0011/4/2009 10:41:38 AM
skiberdad$33.27$33.2711/4/2009 10:50:03 AM
lend2end$25.00$25.0011/4/2009 8:01:03 AM
Dahlozer$25.00$25.0011/4/2009 9:03:49 AM
Vess$25.00$25.0011/4/2009 9:34:17 AM
fmvaulter$25.00$25.0011/4/2009 9:34:22 AM
secrets10169$25.00$25.0011/4/2009 11:51:31 AM
564 bids
 
Borrower Payment Dependent Notes Series 431998
This series of Notes was issued and sold upon the funding of the borrower loan #39340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,300.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 26.49% Starting borrower rate/APR: 27.49% / 29.83% Starting monthly payment: $176.68
Final lender yield: 25.45% Final borrower rate/APR: 26.45% / 28.78% Final monthly payment: $174.28
 
Auction yield range: 11.29% - 26.49% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Dec-2005 Debt/Income ratio: 9%
Credit score: 680-699 (Oct-2009) Current / open credit lines: 5 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 5Length of status:10y 0m
Amount delinquent: $0 Revolving credit balance: $3,504 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 63%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Highlander1974 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?pay some of my credit accounts.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time?and I been on my current job for more than 10 years.

Monthly net income: $2,708.23

Monthly expenses: $
??Housing: $950.00
??Insurance: $0.00
??Car expenses: $40.00 (Car Insurance)??
??Utilities: $140.00 ?
??Phone, cable, internet: $109.00
??Food, entertainment: $250.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $180.00
??Other expenses: $127.00 (My daughter school) (This amount is only for 6 months of the year)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dan44$50.00$50.0011/5/2009 4:24:26 PM
jstefans$25.00$25.0011/5/2009 4:24:39 PM
richrobe$25.00$25.0011/5/2009 4:25:22 PM
magg152$25.00$25.0011/5/2009 4:25:33 PM
Exia$25.00$25.0011/5/2009 4:25:35 PM
Entejaeger$25.00$25.0011/5/2009 4:25:41 PM
IIP77$25.00$25.0011/5/2009 4:26:28 PM
spruce2$25.00$25.0011/5/2009 4:26:36 PM
Rogelio48$25.00$25.0011/5/2009 4:26:39 PM
Sanford-N-Sons$25.00$25.0011/5/2009 4:27:00 PM
JW-From-SoCal$25.00$25.0011/5/2009 4:27:11 PM
snoopey100$25.00$25.0011/5/2009 4:27:19 PM
seisen$50.00$50.0011/5/2009 4:27:21 PM
derec$25.00$25.0011/5/2009 4:28:54 PM
thedreamer$25.00$25.0011/5/2009 4:29:01 PM
Toastsr$25.00$25.0011/5/2009 4:29:43 PM
secobarbital$25.00$25.0011/5/2009 4:29:50 PM
deal-pioneer1$25.00$25.0011/5/2009 4:29:55 PM
purdue98$25.00$25.0011/5/2009 4:30:05 PM
626457$25.00$25.0011/5/2009 4:30:13 PM
uncleegg$25.00$25.0011/5/2009 4:30:19 PM
matrix456$25.00$25.0011/5/2009 4:25:14 PM
RadCad1$25.00$25.0011/5/2009 4:25:23 PM
korbas12$25.00$25.0011/5/2009 4:25:35 PM
Raven39$25.00$25.0011/5/2009 4:25:37 PM
gustavzantanon$25.90$25.9011/5/2009 4:25:52 PM
draggon77$25.00$25.0011/5/2009 4:26:42 PM
rapid-power2$25.00$25.0011/5/2009 4:27:22 PM
MicroPod$25.00$25.0011/5/2009 4:27:55 PM
irrelevant$25.00$25.0011/5/2009 4:28:25 PM
loanfairy$25.00$25.0011/5/2009 4:28:32 PM
five-star-note$25.00$25.0011/5/2009 4:28:45 PM
gig4ls$25.00$25.0011/5/2009 4:29:01 PM
enlightenment5$25.00$25.0011/5/2009 4:29:33 PM
the-silver-blaster$75.00$75.0011/5/2009 4:29:41 PM
wrighco$25.00$25.0011/5/2009 4:29:44 PM
YogaDude34$25.00$25.0011/5/2009 4:29:48 PM
equitable-credit0$25.00$25.0011/5/2009 4:29:53 PM
fcb202$25.00$25.0011/5/2009 4:29:59 PM
fareast_man$25.00$25.0011/5/2009 4:30:04 PM
pietro_torna_indietro$25.00$25.0011/5/2009 4:30:09 PM
a-finance-nirvana$150.00$150.0011/5/2009 4:30:14 PM
w3alter$50.00$50.0011/5/2009 4:30:17 PM
economy-synapse$25.00$25.0011/5/2009 4:31:38 PM
3am-preacher$25.00$25.0011/5/2009 4:33:22 PM
unk1911$25.00$25.0011/5/2009 5:11:05 PM
icon7$25.00$25.0011/5/2009 4:25:22 PM
sharpchicago$25.00$25.0011/5/2009 4:25:27 PM
SFDiver$25.00$25.0011/5/2009 4:25:30 PM
D-Skrilla$42.66$42.6611/5/2009 4:25:37 PM
101010$25.00$25.0011/5/2009 7:40:11 PM
JDFuego$25.00$25.0011/5/2009 4:25:43 PM
rcn723$25.00$25.0011/5/2009 4:26:18 PM
bazzer$25.00$25.0011/5/2009 4:26:31 PM
jlr613$25.00$25.0011/5/2009 4:27:20 PM
SDNLR$25.00$25.0011/5/2009 4:27:29 PM
unequaled-credit7$25.00$25.0011/5/2009 4:27:37 PM
Ragnar$25.00$25.0011/5/2009 4:28:09 PM
javajahn$25.00$25.0011/5/2009 4:28:14 PM
catomaior$25.00$25.0011/5/2009 4:28:20 PM
ChrisTJ$25.00$25.0011/5/2009 4:28:23 PM
point$25.00$25.0011/5/2009 4:28:29 PM
Dreams4Cash$25.00$25.0011/5/2009 4:28:48 PM
lendcraft$25.00$25.0011/5/2009 4:28:52 PM
reflective-rupee$100.00$100.0011/5/2009 7:08:24 PM
ChuckieG$50.00$50.0011/5/2009 4:29:03 PM
finance-vault$50.00$50.0011/5/2009 7:10:08 PM
AceInTheHole$25.00$25.0011/5/2009 4:29:31 PM
gold-sushi$25.00$25.0011/5/2009 4:29:39 PM
reflective-rupee$50.00$50.0011/5/2009 7:14:25 PM
mtquan$25.00$25.0011/5/2009 4:29:45 PM
louisianalender$100.00$100.0011/5/2009 4:29:52 PM
special-peso$50.00$50.0011/5/2009 4:30:01 PM
PayItForward09$25.00$25.0011/5/2009 4:30:04 PM
greenwell$25.00$25.0011/5/2009 4:30:11 PM
green-discrete-responsibility$25.00$25.0011/5/2009 4:30:16 PM
djh47a$25.00$25.0011/5/2009 4:30:20 PM
101010$100.00$100.0011/5/2009 7:39:45 PM
felicity-daydream$25.00$25.0011/5/2009 8:04:26 PM
reflective-rupee$50.00$50.0011/5/2009 7:14:12 PM
pharmkid21$25.00$25.0011/5/2009 4:24:41 PM
BenOrt$25.00$25.0011/5/2009 4:25:25 PM
new-gold-innovator$25.00$25.0011/5/2009 4:25:34 PM
momoney2lend$25.00$25.0011/5/2009 4:25:40 PM
showmestatekid$25.00$25.0011/5/2009 4:26:17 PM
rbb$25.00$25.0011/5/2009 4:26:23 PM
Savings_EQ_Dignity$25.00$25.0011/5/2009 4:26:37 PM
skro$25.00$25.0011/5/2009 4:27:24 PM
slcchad$25.00$25.0011/5/2009 4:27:25 PM
blivet1970$25.00$25.0011/5/2009 4:27:52 PM
gracej$25.00$25.0011/5/2009 4:28:59 PM
baconguy$25.00$25.0011/5/2009 4:29:03 PM
nickel-position$25.00$25.0011/5/2009 4:29:32 PM
efficient-principal$25.00$25.0011/5/2009 4:29:40 PM
jhouman$25.00$25.0011/5/2009 4:29:45 PM
ben10jen$25.00$25.0011/5/2009 4:29:52 PM
JGB$25.00$25.0011/5/2009 4:30:03 PM
benevolent-bonus$25.00$25.0011/5/2009 4:30:08 PM
PatRichi$25.00$25.0011/5/2009 4:30:16 PM
GMPK_TLAS$25.00$25.0011/5/2009 4:30:20 PM
charity_fundraiser$50.00$50.0011/5/2009 4:25:26 PM
raisingophelia$25.00$25.0011/5/2009 4:25:36 PM
attractive-rate$25.00$25.0011/5/2009 4:25:44 PM
SF2Berlin$25.00$25.0011/5/2009 4:25:54 PM
kubien$25.00$25.0011/5/2009 4:26:01 PM
scottr$25.00$25.0011/5/2009 4:26:44 PM
able2help$25.00$25.0011/5/2009 4:26:47 PM
ferocious-exchange3$25.00$25.0011/5/2009 4:27:26 PM
jeromeyuan$25.00$25.0011/5/2009 4:27:29 PM
rosario1$25.00$25.0011/5/2009 4:27:43 PM
InChicago$25.00$25.0011/5/2009 4:28:13 PM
tsquared_030$25.00$25.0011/5/2009 4:28:21 PM
visionary-currency$25.00$25.0011/5/2009 4:28:49 PM
zone8$25.00$25.0011/5/2009 4:29:28 PM
Phantom99$25.00$25.0011/5/2009 4:29:38 PM
wise-extraordinary-loot$25.00$25.0011/5/2009 4:29:42 PM
VBAces$25.00$25.0011/5/2009 4:29:46 PM
delivery$25.00$25.0011/5/2009 4:29:51 PM
Poiny$25.00$25.0011/5/2009 4:29:57 PM
value-pole$25.00$25.0011/5/2009 4:30:00 PM
atothez$25.00$25.0011/5/2009 4:30:06 PM
capital-galaxy$75.00$75.0011/5/2009 4:30:21 PM
wonder_dogs$25.00$25.0011/5/2009 4:24:51 PM
ijspence$25.00$25.0011/5/2009 4:25:24 PM
cerebral-integrity$25.00$25.0011/5/2009 4:25:28 PM
leverage-trident$25.00$25.0011/5/2009 4:25:32 PM
Hondo$25.00$25.0011/5/2009 4:26:10 PM
drummer427$25.00$25.0011/5/2009 4:26:48 PM
innovator2$50.00$50.0011/5/2009 4:27:51 PM
KevinC_63366$25.00$25.0011/5/2009 4:28:08 PM
Payasoup$50.00$50.0011/5/2009 4:28:18 PM
saffron4$25.00$25.0011/5/2009 4:28:56 PM
SlickNick$25.00$25.0011/5/2009 4:29:04 PM
get30inc$25.00$25.0011/5/2009 4:29:43 PM
GElender$25.00$25.0011/5/2009 4:29:49 PM
hope-gadget$25.00$25.0011/5/2009 4:29:54 PM
TheYellowDart$25.00$25.0011/5/2009 4:30:02 PM
Cash_Angel$25.00$25.0011/5/2009 4:30:07 PM
WalnutCreekguy$25.00$25.0011/5/2009 4:30:12 PM
FountainShrugged$25.00$25.0011/5/2009 4:30:18 PM
elegant-bonus$25.00$6.4411/5/2009 4:30:22 PM
SweetHoneyPot$25.00$25.0011/5/2009 5:11:58 PM
101010$25.00$25.0011/5/2009 7:40:30 PM
143 bids