Sales Report:Supplement No. 75 dated Nov 06, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
429841
This series of Notes was issued and sold upon the funding of the borrower loan #39342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $167.08 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.29% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 45 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,957 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 43% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sincere-rate8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
Pay down my credit cards to so I can chop a few of them up.
My financial situation:
I have been at the same company 10+ years. I am never late on my debts. I just want less payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 10/22/2009 4:05:05 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/22/2009 4:07:40 PM |
| kenji4861 | $50.00 | $50.00 | 10/22/2009 4:07:43 PM |
| agwosdof | $50.00 | $50.00 | 10/22/2009 4:07:48 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/22/2009 4:07:53 PM |
| tallmon | $25.00 | $25.00 | 10/22/2009 4:07:58 PM |
| HunterSix | $25.00 | $25.00 | 10/22/2009 4:08:03 PM |
| abidos | $25.00 | $25.00 | 10/22/2009 4:08:08 PM |
| Kelor99 | $25.00 | $25.00 | 10/22/2009 4:07:00 PM |
| FlexFunding | $100.00 | $100.00 | 10/22/2009 4:07:45 PM |
| SNH | $50.00 | $50.00 | 10/22/2009 4:07:50 PM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 4:07:55 PM |
| Aeroman32 | $25.00 | $25.00 | 10/22/2009 4:08:05 PM |
| personal-lender | $25.00 | $12.37 | 10/22/2009 4:08:10 PM |
| transparency-giant | $65.00 | $65.00 | 10/22/2009 4:05:07 PM |
| slartibardfast | $35.00 | $35.00 | 10/22/2009 4:07:44 PM |
| AF-Chief | $35.00 | $35.00 | 10/22/2009 4:07:49 PM |
| wrighco | $25.00 | $25.00 | 10/22/2009 4:07:54 PM |
| awwaww | $25.00 | $25.00 | 10/22/2009 4:08:04 PM |
| kulender | $25.00 | $25.00 | 10/22/2009 4:08:09 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:22:09 PM |
| Syzygy | $25.00 | $25.00 | 10/22/2009 5:01:51 PM |
| market-assembler | $27.33 | $27.33 | 10/22/2009 7:23:54 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:22:25 PM |
| Finspons | $30.00 | $30.00 | 10/23/2009 8:26:21 AM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:46:06 PM |
| jga516 | $25.00 | $25.00 | 10/23/2009 1:12:08 PM |
| platinum-dojo | $25.00 | $25.00 | 10/23/2009 7:59:13 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:57 PM |
| vinayski | $25.00 | $25.00 | 10/24/2009 1:46:18 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:53:39 PM |
| kochan123 | $25.00 | $25.00 | 10/26/2009 6:56:30 PM |
| SCD | $25.00 | $25.00 | 10/26/2009 7:13:01 PM |
| wild-orange | $100.00 | $100.00 | 10/26/2009 10:44:51 PM |
| brutai | $50.00 | $50.00 | 10/28/2009 4:31:06 PM |
| dmitriy2 | $27.22 | $27.22 | 10/28/2009 5:22:16 PM |
| RandyL3 | $38.49 | $38.49 | 10/28/2009 7:01:30 PM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 8:49:29 AM |
| OoM | $25.00 | $25.00 | 10/29/2009 9:48:27 AM |
| orgy63 | $50.00 | $50.00 | 10/29/2009 10:25:29 AM |
| SkipMcGrath | $40.29 | $40.29 | 10/29/2009 11:02:57 AM |
| Astyanax | $25.00 | $25.00 | 10/29/2009 9:10:57 AM |
| jybank | $25.00 | $25.00 | 10/29/2009 11:16:43 AM |
| REITRUST | $25.00 | $25.00 | 10/29/2009 11:21:24 AM |
| chrisjs15 | $25.00 | $25.00 | 10/29/2009 11:45:28 AM |
| suburbanman64 | $50.00 | $50.00 | 10/29/2009 12:16:34 PM |
| JDLanier | $25.00 | $25.00 | 10/29/2009 12:32:26 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/29/2009 1:06:47 PM |
| Auditman | $50.00 | $50.00 | 10/29/2009 1:04:29 PM |
| rce1964 | $25.00 | $25.00 | 10/29/2009 1:33:41 PM |
| mu50stang | $25.00 | $25.00 | 10/29/2009 1:48:41 PM |
| Moby | $29.36 | $29.36 | 10/29/2009 11:33:07 AM |
| Gaelicman | $75.00 | $75.00 | 10/29/2009 11:53:20 AM |
| rakey | $25.00 | $25.00 | 10/29/2009 2:22:48 PM |
| banker65010 | $25.00 | $25.00 | 10/29/2009 2:30:39 PM |
| AtlantistoXanadu | $50.00 | $50.00 | 10/29/2009 3:17:49 PM |
| whittlesey31 | $25.00 | $25.00 | 10/29/2009 2:46:17 PM |
| platinum-enlightenment | $25.00 | $25.00 | 10/29/2009 3:02:57 PM |
| maga | $100.00 | $100.00 | 10/29/2009 3:07:14 PM |
| verbal8 | $25.00 | $25.00 | 10/29/2009 3:13:15 PM |
| selo80 | $25.00 | $25.00 | 10/29/2009 3:54:08 PM |
| Bill88 | $40.00 | $40.00 | 10/29/2009 3:48:33 PM |
| Jynxie | $25.42 | $25.42 | 10/29/2009 1:38:42 PM |
| malcolmreynolds | $25.17 | $25.17 | 10/29/2009 2:09:57 PM |
| DackoDenk | $25.00 | $25.00 | 10/29/2009 2:44:44 PM |
| Mikale360 | $25.00 | $25.00 | 10/29/2009 2:58:51 PM |
| wild-orange | $200.00 | $200.00 | 10/29/2009 4:01:31 PM |
| supersarah61 | $25.00 | $25.00 | 10/22/2009 4:07:42 PM |
| Attract | $25.00 | $25.00 | 10/22/2009 4:07:46 PM |
| get30inc | $50.00 | $50.00 | 10/22/2009 4:07:50 PM |
| turbospeed | $25.00 | $25.00 | 10/22/2009 4:07:57 PM |
| dirkjan | $25.00 | $25.00 | 10/22/2009 4:08:00 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/22/2009 4:08:02 PM |
| PotBellyPete | $25.00 | $25.00 | 10/22/2009 4:08:05 PM |
| kanakakm | $50.00 | $50.00 | 10/22/2009 4:07:48 PM |
| a-responsible-return | $25.00 | $25.00 | 10/22/2009 4:07:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/22/2009 4:08:01 PM |
| uncleegg | $25.00 | $25.00 | 10/22/2009 4:07:40 PM |
| Tai | $25.00 | $25.00 | 10/22/2009 4:07:47 PM |
| flwah | $50.00 | $50.00 | 10/22/2009 4:07:51 PM |
| anton | $50.00 | $50.00 | 10/22/2009 4:08:00 PM |
| windfall46 | $25.00 | $25.00 | 10/22/2009 4:08:06 PM |
| peb44 | $25.00 | $25.00 | 10/22/2009 6:31:36 PM |
| unk1911 | $50.00 | $50.00 | 10/22/2009 5:01:08 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:21:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:30:19 AM |
| Merganser | $25.00 | $25.00 | 10/23/2009 10:21:31 AM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:40:31 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 8:05:41 PM |
| fantasysports | $25.00 | $25.00 | 10/27/2009 5:19:51 PM |
| orbiter614 | $50.00 | $50.00 | 10/27/2009 5:28:03 PM |
| nalaari | $50.00 | $50.00 | 10/28/2009 3:57:08 PM |
| velocity-winner | $25.00 | $25.00 | 10/28/2009 8:26:57 PM |
| JerryB96 | $25.00 | $25.00 | 10/28/2009 9:11:43 PM |
| G-Love | $200.00 | $200.00 | 10/29/2009 6:22:18 AM |
| AJ8981 | $52.28 | $52.28 | 10/29/2009 8:01:14 AM |
| Airthus | $25.00 | $25.00 | 10/29/2009 7:58:42 AM |
| HealthAndSafety | $50.00 | $50.00 | 10/28/2009 10:42:20 PM |
| PotBellyPete | $75.00 | $75.00 | 10/29/2009 8:12:30 AM |
| oldman68 | $25.00 | $25.00 | 10/28/2009 11:00:56 PM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 9:00:11 AM |
| kind-value-pouch | $50.00 | $50.00 | 10/29/2009 10:08:28 AM |
| economy-popcorn | $25.00 | $25.00 | 10/29/2009 10:16:27 AM |
| ratzlefrss | $50.00 | $50.00 | 10/29/2009 10:45:07 AM |
| organic-platinum | $25.00 | $25.00 | 10/29/2009 11:12:17 AM |
| SomebodysMom | $100.00 | $100.00 | 10/29/2009 10:56:32 AM |
| fair-payment4 | $25.00 | $25.00 | 10/29/2009 11:11:54 AM |
| jetblack | $27.19 | $27.19 | 10/29/2009 11:46:11 AM |
| porwestco | $25.00 | $25.00 | 10/29/2009 1:12:15 PM |
| blindtaxidriver | $25.00 | $25.00 | 10/29/2009 1:58:14 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/29/2009 1:49:44 PM |
| BrLender | $28.50 | $28.50 | 10/29/2009 2:22:44 PM |
| FortunateFields | $26.38 | $26.38 | 10/29/2009 12:08:50 PM |
| treasure-strawberry | $25.00 | $25.00 | 10/29/2009 3:09:42 PM |
| mykeystoy | $25.00 | $25.00 | 10/29/2009 2:27:58 PM |
| LAKETIME | $25.00 | $25.00 | 10/29/2009 3:24:13 PM |
| hidavehi | $61.00 | $61.00 | 10/29/2009 3:42:10 PM |
| rate-fluffy-bunny | $25.00 | $25.00 | 10/29/2009 3:53:14 PM |
| brightest-economy-tsunami | $254.00 | $254.00 | 10/29/2009 3:59:07 PM |
| kf88 | $25.00 | $25.00 | 10/29/2009 1:10:03 PM |
| Lear31 | $40.00 | $40.00 | 10/29/2009 3:55:01 PM |
| lucygirl2 | $50.00 | $50.00 | 10/29/2009 2:11:14 PM |
| John_14_6 | $25.00 | $25.00 | 10/29/2009 2:37:13 PM |
| AM2008 | $25.00 | $25.00 | 10/29/2009 3:14:28 PM |
| Nasdaq | $50.00 | $50.00 | 10/29/2009 3:31:56 PM |
| Engineer44 | $30.00 | $30.00 | 10/29/2009 4:01:03 PM |
| 126 bids
|
Borrower Payment Dependent Notes Series
421755
This series of Notes was issued and sold upon the funding of the borrower loan #39335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $148.22 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $145.84 |
| |
|
Auction yield range:
| 4.29% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,905 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sjmea530 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(Feb-2008)
620-640
(Feb-2007)
620-640
(Feb-2007)
|
|
Principal balance:
| $5,089.21 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Back for more.
I am looking to pay off?my American Express Credit Card.?In the past years I would make an extra 25% of my salary in bonuses,? but it doesnt look like it will be happening in this economy within the next year or two.?This has prevented my from paying off my credit card for the last year.? ?? I would rather get a jump on the debt now and will use this loan to pay off my American Express Card that has a balance of $4500 and a rate of 18.9% interest..?
I have never missed a payment on my mortgage or previous/current prosper loan, along with any other bills in the last 4 years.? I am 28 and have worked for the same company for 9 years now.? Thank you to all of those who have bid on my loans in the past and for those who bid on this loan.? Feel free to message me with any questions.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your occupation and how comfortable are you with your job security? Good to see that your are a returning borrower, but why the need for regular replacement financing? - BANKIN
A:
I work in the hotel industry as a corporate Sales manager. I have been with the same company for 10 years was just promoted 3 months ago. The future with my company looks great. As for the return financing I have had some unfortunate personal circumstances arise that I was not financially prepared for. If you would like more details please feel free to message me.
(Nov-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| buckyhead2000 | $25.00 | $25.00 | 10/26/2009 5:07:48 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/26/2009 5:06:14 PM |
| GeoLender | $25.00 | $25.00 | 10/26/2009 6:41:51 PM |
| GeoLender | $25.00 | $25.00 | 10/26/2009 6:42:25 PM |
| GeoLender | $25.00 | $25.00 | 10/26/2009 6:42:06 PM |
| hellasow | $30.00 | $30.00 | 10/26/2009 7:23:12 PM |
| loanman2007 | $75.00 | $75.00 | 10/27/2009 6:00:15 AM |
| interest-friendship | $50.00 | $50.00 | 10/27/2009 9:06:58 AM |
| GOPHERBOY | $100.00 | $100.00 | 10/27/2009 8:48:18 PM |
| invincible-gain | $40.00 | $40.00 | 10/28/2009 1:36:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/28/2009 10:50:47 AM |
| AJ8981 | $25.30 | $25.30 | 10/29/2009 8:08:32 AM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 3:14:31 PM |
| jybank | $25.00 | $25.00 | 10/29/2009 5:01:38 PM |
| building_community | $50.00 | $50.00 | 10/30/2009 6:42:39 AM |
| openness-carrier3 | $50.00 | $50.00 | 10/29/2009 11:44:11 PM |
| icon7 | $25.00 | $25.00 | 10/29/2009 6:49:03 PM |
| AustinAmerica | $25.00 | $25.00 | 10/29/2009 9:41:27 PM |
| BankofBeth | $50.00 | $50.00 | 10/29/2009 11:57:59 PM |
| bossyboots01 | $25.00 | $25.00 | 10/30/2009 5:50:42 AM |
| StarFundingSource | $25.00 | $25.00 | 10/30/2009 11:47:43 AM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:14:17 PM |
| jalvin | $75.00 | $75.00 | 10/30/2009 11:10:16 AM |
| economy-popcorn | $25.00 | $25.00 | 10/30/2009 3:20:19 PM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:14:30 PM |
| kochan123 | $25.00 | $25.00 | 10/30/2009 7:40:13 PM |
| medkoder | $25.00 | $25.00 | 10/30/2009 6:07:43 PM |
| festivecpl | $25.00 | $25.00 | 10/30/2009 8:16:33 PM |
| Syzygy | $25.00 | $25.00 | 10/30/2009 6:15:42 PM |
| money-engine | $25.00 | $25.00 | 10/30/2009 6:30:39 PM |
| RIVERBEND | $25.00 | $25.00 | 10/31/2009 7:30:18 AM |
| fairwealth | $25.00 | $25.00 | 10/31/2009 8:42:43 AM |
| revenue-serenity | $25.00 | $25.00 | 10/30/2009 6:50:12 PM |
| credit-coach118 | $25.00 | $25.00 | 10/31/2009 1:37:39 PM |
| investmentgroup | $25.00 | $25.00 | 10/31/2009 7:59:11 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/31/2009 9:53:17 AM |
| BlessedEveryDay | $25.00 | $25.00 | 11/1/2009 7:00:05 AM |
| jguerrajr | $141.99 | $141.99 | 11/1/2009 4:43:18 AM |
| violaetain | $50.00 | $50.00 | 11/1/2009 12:47:50 PM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 1:38:11 PM |
| loantigger | $25.00 | $25.00 | 10/31/2009 9:04:16 PM |
| AustinAmerica | $25.00 | $25.00 | 11/1/2009 1:03:59 PM |
| bid-papyrus | $25.00 | $25.00 | 11/1/2009 1:28:57 PM |
| jdadverb | $30.00 | $30.00 | 10/31/2009 10:29:11 PM |
| oldman68 | $25.00 | $25.00 | 10/31/2009 10:43:53 PM |
| elegant-bonus | $25.00 | $25.00 | 11/1/2009 7:08:49 AM |
| Mikale360 | $50.00 | $50.00 | 11/1/2009 3:23:55 PM |
| GS-ROCK | $43.40 | $43.40 | 11/1/2009 3:51:33 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 8:13:19 AM |
| Loan-trust25 | $25.00 | $25.00 | 11/1/2009 5:25:26 PM |
| rsigroup3 | $50.00 | $50.00 | 11/2/2009 6:22:43 AM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 7:03:17 AM |
| chill32151 | $82.38 | $82.38 | 11/1/2009 9:15:08 PM |
| SeaLoans | $25.00 | $25.00 | 11/2/2009 9:34:18 AM |
| flwah | $25.00 | $25.00 | 11/2/2009 4:49:59 AM |
| lancetc | $25.00 | $25.00 | 11/2/2009 10:12:53 AM |
| TFAD72 | $25.00 | $25.00 | 11/2/2009 1:52:36 PM |
| G-Love | $200.00 | $200.00 | 11/2/2009 12:16:18 PM |
| Kyileo | $50.00 | $50.00 | 11/2/2009 12:54:01 PM |
| generous-deal6 | $38.95 | $38.95 | 11/2/2009 10:05:28 AM |
| crw1950 | $50.00 | $50.00 | 11/2/2009 2:37:24 PM |
| Sitgarath | $40.69 | $40.69 | 11/2/2009 3:55:20 PM |
| Midg | $25.00 | $25.00 | 11/2/2009 3:55:31 PM |
| cowboyskier | $50.00 | $26.67 | 11/2/2009 3:55:41 PM |
| wwwUniversal | $25.00 | $25.00 | 11/2/2009 4:06:50 PM |
| springpanda | $50.00 | $50.00 | 11/2/2009 2:42:29 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/2/2009 2:44:08 PM |
| unk1911 | $50.00 | $50.00 | 10/26/2009 5:12:53 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/26/2009 5:14:56 PM |
| datongmama | $25.00 | $25.00 | 10/26/2009 5:45:15 PM |
| SCD | $25.00 | $25.00 | 10/26/2009 7:18:37 PM |
| Lender0307 | $25.00 | $25.00 | 10/26/2009 10:46:57 PM |
| JoeXB | $25.00 | $25.00 | 10/27/2009 9:47:00 AM |
| vinayski | $25.00 | $25.00 | 10/27/2009 3:16:16 PM |
| shrewd-asset | $25.00 | $25.00 | 10/27/2009 7:47:39 PM |
| rmpedi33 | $100.00 | $100.00 | 10/28/2009 12:11:13 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/28/2009 10:43:50 PM |
| attractive-fund | $25.00 | $25.00 | 10/29/2009 7:29:02 AM |
| JDLanier | $25.00 | $25.00 | 10/29/2009 12:35:48 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:29:00 PM |
| TheRock | $25.00 | $25.00 | 10/29/2009 3:16:19 PM |
| RandyL3 | $25.00 | $25.00 | 10/29/2009 4:44:36 PM |
| Toony | $25.00 | $25.00 | 10/29/2009 4:57:55 PM |
| dmitriy2 | $25.00 | $25.00 | 10/29/2009 4:55:03 PM |
| platinum-dojo | $25.00 | $25.00 | 10/29/2009 7:32:18 PM |
| bornsucka | $25.00 | $25.00 | 10/30/2009 4:12:14 PM |
| kulender | $100.00 | $100.00 | 10/31/2009 4:24:36 AM |
| mlpinz | $118.40 | $118.40 | 10/31/2009 7:08:56 AM |
| leverage-monger | $25.00 | $25.00 | 10/31/2009 8:01:08 AM |
| soilchem | $25.00 | $25.00 | 10/31/2009 2:41:11 PM |
| atlas100 | $50.00 | $50.00 | 10/31/2009 7:02:36 AM |
| KingCroesus | $25.00 | $25.00 | 10/31/2009 11:32:34 PM |
| justin323 | $25.00 | $25.00 | 11/1/2009 5:29:07 AM |
| Dan77 | $25.00 | $25.00 | 11/1/2009 6:14:34 AM |
| thegreatone | $105.73 | $105.73 | 11/1/2009 8:49:23 AM |
| Isotope | $25.00 | $25.00 | 10/31/2009 3:49:44 PM |
| jetblack | $44.30 | $44.30 | 11/1/2009 1:29:03 PM |
| spiff666 | $25.00 | $25.00 | 11/1/2009 3:36:03 PM |
| malcolmreynolds | $25.00 | $25.00 | 11/1/2009 3:44:46 PM |
| autonomous-power | $50.00 | $50.00 | 11/1/2009 2:39:05 PM |
| goodhearted-finance2 | $25.00 | $25.00 | 11/1/2009 5:19:09 PM |
| ladybug838 | $25.00 | $25.00 | 11/1/2009 6:49:09 PM |
| mobius_titan | $25.00 | $25.00 | 11/2/2009 5:37:56 AM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 4:29:08 PM |
| martymaniaman | $25.00 | $25.00 | 11/2/2009 8:21:18 AM |
| MrLeft | $100.00 | $100.00 | 11/2/2009 6:45:52 AM |
| GellMaster | $50.00 | $50.00 | 11/2/2009 11:08:35 AM |
| ratzlefrss | $50.00 | $50.00 | 11/2/2009 1:54:53 PM |
| LittleMingo | $25.00 | $25.00 | 11/2/2009 1:58:35 PM |
| SkipMcGrath | $32.19 | $32.19 | 11/2/2009 10:25:28 AM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 3:13:22 PM |
| bansir | $25.00 | $25.00 | 11/2/2009 2:41:44 PM |
| exciting-fairness | $100.00 | $100.00 | 11/2/2009 3:14:02 PM |
| 113 bids
|
Borrower Payment Dependent Notes Series
430045
This series of Notes was issued and sold upon the funding of the borrower loan #39313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 27.21% |
Starting monthly payment:
| $47.08 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 22.12% |
Final monthly payment:
| $43.99 |
| |
|
Auction yield range:
| 8.29% - 23.00% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 10
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 62 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,566 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 10% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| goal-revenue |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card payoff
Purpose of loan:
This loan will be used to.....pay off credit card
My financial situation:
I am a good candidate for this loan because?I am on time and have never been late on a payment. I have always repaid people when borrowing money and?also bring in a steady income.?I have the money per month for the payments.
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 26
??Car expenses: $ 570
??Utilities: $ 0
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 290
??Other expenses: $ 520
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/26/2009 5:14:03 PM |
| mrxtravis | $100.00 | $85.00 | 10/30/2009 7:33:22 AM |
| econgineer | $25.00 | $25.00 | 10/30/2009 11:43:18 AM |
| deal_11 | $50.00 | $50.00 | 10/30/2009 8:06:08 PM |
| investment-cluster | $50.00 | $50.00 | 10/31/2009 3:28:35 AM |
| Taho | $50.00 | $50.00 | 11/1/2009 12:54:39 PM |
| gothampark | $25.00 | $25.00 | 10/31/2009 11:55:01 PM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 1:45:15 PM |
| Mindful7 | $25.00 | $25.00 | 11/2/2009 6:21:43 AM |
| bonus-patriot | $25.00 | $25.00 | 11/2/2009 8:31:31 AM |
| five-star-note | $25.00 | $25.00 | 11/2/2009 10:53:00 AM |
| maga | $100.00 | $100.00 | 11/2/2009 10:03:13 AM |
| rbgnr111 | $25.00 | $25.00 | 11/2/2009 12:53:04 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/2/2009 3:51:30 PM |
| jybank | $25.00 | $25.00 | 11/2/2009 1:00:10 PM |
| privatebankerva | $25.00 | $25.00 | 11/2/2009 4:09:33 PM |
| justme4now | $25.00 | $25.00 | 11/2/2009 3:29:26 PM |
| SkinnyFish | $25.00 | $25.00 | 11/2/2009 3:32:38 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 4:31:38 PM |
| Unitas4302 | $50.00 | $50.00 | 10/31/2009 12:22:38 PM |
| coin-refresher | $25.00 | $25.00 | 10/31/2009 5:24:16 PM |
| scooter65 | $40.00 | $40.00 | 10/31/2009 11:11:24 AM |
| Bito03 | $25.00 | $25.00 | 10/31/2009 1:35:16 PM |
| bitano | $50.00 | $50.00 | 11/1/2009 12:48:03 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 7:52:28 AM |
| Chrishu | $25.00 | $25.00 | 11/2/2009 6:53:45 AM |
| Happyhourcomics | $25.00 | $25.00 | 11/2/2009 1:14:40 PM |
| MrOglesby | $25.00 | $25.00 | 11/2/2009 3:07:55 PM |
| jetsons6866 | $50.00 | $50.00 | 11/2/2009 12:42:45 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 4:18:10 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
430071
This series of Notes was issued and sold upon the funding of the borrower loan #39345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 15.14% |
Starting monthly payment:
| $168.47 |
|
Final lender yield:
| 11.59% |
Final borrower rate/APR:
| 12.59% / 14.73% |
Final monthly payment:
| $167.48 |
| |
|
Auction yield range:
| 4.29% - 12.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 23
/
22 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,136 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 82% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| NeketanBank |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Another Lender Consolidate!
Purpose of loan:
I have loaned out two small loans so far, and I am going to continue loaning on Prosper.? After reading alot of the borrowers stories...?I?thought that I too had quite a bit of high interest credit card debt, of which I have NEVER missed a payment.? So, why not borrow money and allow some of these lenders to make some money while I can save some money??? I am not planning on reinvesting this money in propser.com.
My financial situation:
I am a good candidate for this loan because I have been employed by the same employer for 14 years and have a good handle over my financial situation.?
This company worked with me through high school and assisted me in obtaining my bachelors degree in college and over those 14 years I moved up the corporate ladder of?a very prosperous and growing company.??
My employer encourages working from home so they cover my home phone and internet expenses.
I have never had any negative items on my credit report.? I have always paid every bill ontime. (Although I must thank online billpay for that.)? The only thing bringing down my credit score is the debt to income ratio.???
I was young and ran most of these cards up on items that were unnecessary during college.? I have since learned my lesson and have no intentions of recharging debt on these accounts once paid off.? Most of the offers for these credit cards I received after signing up for student loans.? I have worked very hard to make my payments but the huge credit card conglomerates shouldn't benefit from my hard earned money, I feel lenders at prosper should....I can assure you that this loan will be paid back in full, ontime if not sooner.? Afterall, I too am a prosper lender.
Monthly net income: $ 4175
Monthly expenses: $
??Housing: $ 1350 Mortgage?Incl Taxes, Insurance, etc.
??Insurance: $ 0
??Car expenses: $ 0 - EMPLOYER PAYS CAR PAYMENT AND?INSURANCE!
??Utilities: $?300 -
??Phone, internet: $?0?EMPLOYER PAYS HOME INTERNET AND?PHONE!
? DirecTV: $190
??Food, entertainment: $?600
??Clothing, household expenses $?200
??Credit cards and other loans: $700? (This loan payment will replace alot of this payment.)
??Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 10/26/2009 5:08:07 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/26/2009 5:14:58 PM |
| JustMee | $25.00 | $25.00 | 10/26/2009 5:25:13 PM |
| tender-ore | $25.00 | $25.00 | 10/26/2009 10:45:53 PM |
| iolaire | $25.00 | $25.00 | 10/28/2009 9:38:43 AM |
| jdl424 | $75.31 | $75.31 | 10/28/2009 11:10:54 AM |
| affluence-tulip | $100.00 | $100.00 | 10/28/2009 4:13:18 PM |
| peb44 | $38.17 | $38.17 | 10/28/2009 6:23:30 PM |
| flwah | $25.00 | $25.00 | 10/28/2009 8:22:59 PM |
| Jim33 | $25.00 | $25.00 | 10/28/2009 9:34:44 PM |
| poetic-economy | $25.00 | $25.00 | 10/29/2009 12:23:35 PM |
| Good_Karma_Cafe | $25.00 | $25.00 | 10/29/2009 1:58:49 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/30/2009 9:34:41 AM |
| twjh | $30.00 | $30.00 | 10/30/2009 9:27:45 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/30/2009 11:15:34 AM |
| Furryone | $25.00 | $25.00 | 10/30/2009 12:42:25 PM |
| nobsbooks | $25.00 | $25.00 | 10/30/2009 4:11:51 PM |
| afterhours | $46.77 | $46.77 | 10/30/2009 4:28:00 PM |
| icon7 | $50.00 | $50.00 | 10/30/2009 6:38:23 PM |
| jdragon | $40.67 | $40.67 | 10/30/2009 7:13:45 PM |
| Syzygy | $25.00 | $25.00 | 10/30/2009 6:18:09 PM |
| JDLanier | $25.00 | $25.00 | 10/31/2009 1:02:07 PM |
| Damostuff | $25.00 | $25.00 | 10/31/2009 7:39:02 PM |
| loantigger | $25.00 | $25.00 | 10/31/2009 9:04:20 PM |
| CheapDolo22 | $25.00 | $25.00 | 10/31/2009 8:13:31 AM |
| Machbannai | $35.48 | $35.48 | 11/1/2009 7:20:32 AM |
| ManhattanLender | $25.00 | $25.00 | 10/31/2009 11:47:52 AM |
| JTHarris | $100.00 | $100.00 | 11/1/2009 6:31:27 AM |
| SafeSaxa | $100.00 | $100.00 | 10/31/2009 1:37:07 PM |
| sharp-credit | $225.67 | $225.67 | 11/1/2009 6:44:58 AM |
| mistifilio | $25.00 | $25.00 | 10/31/2009 5:10:40 PM |
| loanman2007 | $100.00 | $100.00 | 11/1/2009 4:58:56 AM |
| JustOneVoice | $25.00 | $25.00 | 11/1/2009 6:33:14 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 11/1/2009 9:39:01 PM |
| JCMC | $50.00 | $50.00 | 11/2/2009 7:23:12 AM |
| durability-colonel | $50.00 | $50.00 | 11/2/2009 2:40:43 AM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 4:35:05 PM |
| AJ8981 | $50.00 | $50.00 | 11/2/2009 9:24:36 AM |
| generous-deal6 | $25.00 | $25.00 | 11/2/2009 10:07:42 AM |
| drjekyllus | $25.00 | $25.00 | 11/2/2009 7:56:00 AM |
| credit-coach118 | $25.00 | $25.00 | 11/2/2009 8:54:06 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/2/2009 9:03:34 AM |
| jybank | $25.00 | $25.00 | 11/2/2009 10:22:51 AM |
| PotBellyPete | $50.00 | $50.00 | 11/2/2009 8:18:23 AM |
| lawboy74 | $25.00 | $25.00 | 11/2/2009 9:42:28 AM |
| exciting-fairness | $100.00 | $100.00 | 11/2/2009 3:33:44 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 2:55:53 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 4:03:58 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 4:01:30 PM |
| MacAtk | $75.00 | $75.00 | 11/2/2009 1:32:31 PM |
| SastreMason | $25.00 | $25.00 | 11/2/2009 1:51:05 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 2:52:43 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 2:55:02 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 2:57:04 PM |
| organic-platinum | $25.00 | $25.00 | 11/2/2009 4:27:20 PM |
| unconquerable-cash | $35.00 | $35.00 | 11/2/2009 4:30:49 PM |
| sparkmeister | $25.00 | $25.00 | 10/26/2009 5:02:35 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 8:12:20 PM |
| datongmama | $25.00 | $25.00 | 10/26/2009 5:32:33 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/26/2009 6:07:43 PM |
| talang | $25.00 | $25.00 | 10/27/2009 10:22:28 PM |
| dreamhope | $25.00 | $25.00 | 10/28/2009 7:04:28 AM |
| love_what_you_do | $25.00 | $25.00 | 10/28/2009 6:47:32 AM |
| Stavros | $30.00 | $30.00 | 10/28/2009 4:28:02 PM |
| p2p-gala | $200.00 | $200.00 | 10/28/2009 8:53:39 PM |
| Chrishu | $25.00 | $25.00 | 10/29/2009 12:09:06 PM |
| commitment-gravity | $25.00 | $25.00 | 10/29/2009 5:26:40 PM |
| MikeSeattle | $25.00 | $25.00 | 10/29/2009 6:40:32 PM |
| minista | $25.00 | $25.00 | 10/30/2009 9:27:46 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/30/2009 9:27:44 AM |
| mosby | $50.00 | $50.00 | 10/30/2009 9:33:38 AM |
| Bigsaver | $25.00 | $25.00 | 10/30/2009 4:12:11 PM |
| ProLoans | $25.00 | $25.00 | 10/30/2009 4:11:58 PM |
| RandyL3 | $25.00 | $25.00 | 10/30/2009 6:49:33 PM |
| shrewd-income | $50.00 | $50.00 | 10/30/2009 6:40:50 PM |
| debbymcc | $28.93 | $28.93 | 10/30/2009 10:31:15 PM |
| Charmart | $25.00 | $25.00 | 10/31/2009 4:27:26 AM |
| RIVERBEND | $25.00 | $25.00 | 10/31/2009 7:34:38 AM |
| fair-payment4 | $25.00 | $25.00 | 10/31/2009 7:17:27 PM |
| oldman68 | $25.00 | $25.00 | 10/31/2009 10:27:56 PM |
| vutah | $25.00 | $25.00 | 10/31/2009 6:34:20 PM |
| KLcapital | $50.00 | $50.00 | 11/1/2009 7:27:53 AM |
| Macon-Money | $50.00 | $50.00 | 11/1/2009 3:21:50 AM |
| IP | $35.68 | $35.68 | 11/1/2009 5:29:42 AM |
| FredHead3 | $46.41 | $46.41 | 11/1/2009 6:39:46 AM |
| gaditano | $25.00 | $25.00 | 10/31/2009 3:42:32 PM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 1:47:49 PM |
| AustinAmerica | $25.00 | $25.00 | 11/1/2009 1:06:15 PM |
| spiff666 | $25.00 | $25.00 | 11/1/2009 3:42:12 PM |
| Mikale360 | $25.00 | $25.00 | 11/1/2009 3:43:12 PM |
| PalmTreeIsland | $100.00 | $100.00 | 11/1/2009 8:58:49 PM |
| Accountant83 | $25.00 | $25.00 | 11/2/2009 6:01:39 AM |
| edsmoney | $100.00 | $100.00 | 11/2/2009 6:09:02 AM |
| mattblizz | $50.00 | $50.00 | 11/1/2009 2:52:14 PM |
| mwaldo13 | $50.00 | $50.00 | 11/2/2009 6:33:04 AM |
| leverage-monger | $25.00 | $6.91 | 11/1/2009 3:16:08 PM |
| 2Below | $25.00 | $25.00 | 11/2/2009 4:55:37 AM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 5:03:29 PM |
| CCIExpress | $25.00 | $25.00 | 11/1/2009 6:35:22 PM |
| heeeley | $25.00 | $25.00 | 11/2/2009 9:24:43 AM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 7:07:20 AM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 8:21:21 AM |
| xpods | $50.00 | $50.00 | 11/2/2009 12:36:50 PM |
| ramsbladder | $25.00 | $25.00 | 11/2/2009 11:29:07 AM |
| buffalobills | $25.00 | $25.00 | 11/2/2009 7:46:03 AM |
| Astyanax | $25.00 | $25.00 | 11/2/2009 1:43:33 PM |
| santhana | $25.00 | $25.00 | 11/2/2009 1:48:09 PM |
| a-reasonable-return | $50.00 | $50.00 | 11/2/2009 2:03:34 PM |
| Ven58 | $25.00 | $25.00 | 11/2/2009 4:00:03 PM |
| erowis | $25.00 | $25.00 | 11/2/2009 11:25:27 AM |
| Nusk | $25.00 | $25.00 | 11/2/2009 12:06:34 PM |
| shrewd-income | $200.00 | $200.00 | 11/2/2009 12:35:56 PM |
| Kyileo | $50.00 | $50.00 | 11/2/2009 1:01:26 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 4:02:21 PM |
| Astyanax | $25.00 | $25.00 | 11/2/2009 1:43:50 PM |
| ratzlefrss | $50.00 | $50.00 | 11/2/2009 1:57:13 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/2/2009 2:45:05 PM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 2:54:10 PM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 3:33:14 PM |
| ssgt95068 | $25.00 | $25.00 | 11/2/2009 3:55:15 PM |
| porwestco | $25.00 | $25.00 | 11/2/2009 4:24:07 PM |
| careful-wealth | $50.00 | $50.00 | 11/2/2009 4:25:25 PM |
| 1SteelerFan | $25.00 | $25.00 | 11/2/2009 4:30:15 PM |
| HappyToLoan | $25.00 | $25.00 | 11/2/2009 4:35:35 PM |
| wwwUniversal | $25.00 | $25.00 | 11/2/2009 4:31:19 PM |
| 125 bids
|
Borrower Payment Dependent Notes Series
430095
This series of Notes was issued and sold upon the funding of the borrower loan #39310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,977.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $225.14 |
|
Final lender yield:
| 33.50% |
Final borrower rate/APR:
| 34.50% / 36.95% |
Final monthly payment:
| $223.73 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 16.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,685 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 4 |
Bankcard utilization:
| 78% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| Budget_Done_1_Yr_Ahead |
Borrower's state:
| Texas |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $3,775.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2009)
600-620
(May-2007)
580-600
(Apr-2007)
580-600
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
2nd Loan! BUSINESS: 16 Apartments
THE PRIOR LOAN WITH PROSPER HAS BEEN PAID IN FULL,?PAID OFF EARLY,?AND WAS ALWAYS IN GOOD STANDING!!? VERY HAPPY INVESTORS!!
Purpose of loan:
This loan will be used to? Update the interiors of 2 units (the rest are remodeled) and the long-terms tenants' units need to be updated for rents to go to market rate.? Exterior paint of 16 units.?
My own investment so far:? I have already invested $10,000 in this property to purchase the units, for re-tenanting, advertising, and rehab, and will continue to do so, but need to invest $4946 for the exterior paint.??2 long-term tenants' units (11 and 12 years in same unit).? 2 other tenants have been there for 5 years.? We moved a retiree couple in 10/15/09, and another young couple is ready to move in as well.? It's a quiet neighborhood, the property just needed some revitalizing.? Rents have been raised to within $10/mo of current market, and the current tenants are very happy that their homes are now being taken care of.
My financial situation:? I am a good candidate for this loan because? My personal credit performance is high.? I have intentionally placed some revolving accounts over the last few years and they are ALL ON TIME and ALL IN GOOD STANDING.??Even with the credit lines weighing the FICO down a bit, the lines are being used for business only, and my credit continues to improve.?
FICO -? This past month, I have utilized my credit cards for business purpose only to rehab the interiors of the units for the re-tenanting, and maximize available cash.? The property will pay me back over time.
Monthly net income: $7308- net.?? Career as Engineer for same company 4 years.? 27 years in same field in Corporate America
Monthly personal expenses: $?3012
Housing: $ 1300??
Insurance: $?100??
Car expenses, gas: $ 150 (car is paid in full)??
Utilities: $ 250??
Phone, cable, internet: $ 250??
Food, entertainment: $?300??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 562??
Other expenses: $??
Monthly property expenses:
The rehab is necessary in order to attract and keep quality tenants.? The property will begin to have positive cashflow within?3 months time.? The loan will be repaid out of personal cashflow, where you can see that there is a buffer.?? ?THE PRIOR LOAN WITH PROSPER HAS BEEN PAID IN FULL, WAS PAID OFF EARLY,?AND WAS ALWAYS IN GOOD STANDING!!? VERY HAPPY INVESTORS!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you tell lenders what the 4 public records are about? Thanks - RecoveryLender
A:
Absolutely.
In 2001, I had a work injury and was off work for a year. My state and federal tax returns for a year were submitted late. I did not owe taxes, just the returns...... Because I moved to a different county during the year that it hit my credit report, it was filed in "both counties", duplicate.
I simply caught up with the paperwork after full recovery, and submitted the state and federal returns. Hopefully, you can see that they show "Paid In Full" several years ago.
(Oct-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/26/2009 4:38:21 PM |
| noble-revenue | $25.00 | $25.00 | 10/26/2009 5:13:56 PM |
| Philman | $26.84 | $26.84 | 10/26/2009 6:52:13 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 7:25:10 AM |
| currency-bumblebee | $25.00 | $25.00 | 10/27/2009 4:32:39 PM |
| FL-Lender | $25.00 | $25.00 | 10/27/2009 5:38:09 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:07 PM |
| dman15 | $30.00 | $30.00 | 10/29/2009 8:37:54 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/29/2009 1:43:22 PM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 3:26:34 PM |
| afterhours | $25.00 | $25.00 | 10/29/2009 7:06:08 PM |
| flexible-economy2 | $300.00 | $300.00 | 10/31/2009 8:09:12 PM |
| ladybug838 | $25.00 | $25.00 | 11/1/2009 7:55:48 PM |
| capital-galaxy | $200.00 | $200.00 | 11/1/2009 8:05:34 PM |
| SFBank | $200.00 | $200.00 | 11/1/2009 7:59:49 PM |
| noble-revenue | $1,000.00 | $1,000.00 | 11/2/2009 5:44:40 AM |
| Chrishu | $25.00 | $25.00 | 11/2/2009 6:56:09 AM |
| EEasyMoney | $25.00 | $25.00 | 11/2/2009 7:09:47 AM |
| adam28 | $25.00 | $25.00 | 11/1/2009 5:13:41 PM |
| martymaniaman | $33.10 | $33.10 | 11/2/2009 8:21:58 AM |
| SlickNick | $36.79 | $36.79 | 11/2/2009 6:06:58 AM |
| Gobsek | $25.00 | $25.00 | 11/2/2009 8:08:55 AM |
| five-star-note | $35.00 | $35.00 | 11/2/2009 10:54:15 AM |
| mespeedy36 | $25.00 | $25.00 | 11/2/2009 11:02:58 AM |
| Doug1043 | $25.00 | $25.00 | 11/2/2009 10:03:29 AM |
| cash-daisy | $25.00 | $25.00 | 11/2/2009 11:47:58 AM |
| srthsvghdthtr | $25.00 | $25.00 | 11/2/2009 5:48:50 AM |
| serene-capital | $25.00 | $25.00 | 11/2/2009 12:44:30 PM |
| 56bones | $36.09 | $36.09 | 11/2/2009 12:47:14 PM |
| reflective-rupee | $50.00 | $50.00 | 11/2/2009 1:23:12 PM |
| reflective-rupee | $25.00 | $25.00 | 11/2/2009 1:24:09 PM |
| cbvcsf | $50.00 | $50.00 | 11/2/2009 12:01:41 PM |
| 113121 | $200.00 | $200.00 | 11/2/2009 2:21:26 PM |
| Rancid | $27.00 | $27.00 | 11/2/2009 2:35:57 PM |
| briskdevl07 | $25.00 | $25.00 | 11/2/2009 3:14:43 PM |
| fireferd | $110.79 | $110.79 | 11/2/2009 3:48:11 PM |
| exciting-fairness | $100.00 | $100.00 | 11/2/2009 2:55:15 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 3:55:56 PM |
| balanced-return5 | $50.00 | $50.00 | 11/2/2009 3:07:29 PM |
| MilitaryAV8R | $25.00 | $25.00 | 11/2/2009 11:32:21 AM |
| Kash2010lu | $25.00 | $25.00 | 11/2/2009 12:05:55 PM |
| umfan123 | $25.00 | $25.00 | 11/2/2009 4:09:52 PM |
| reflective-rupee | $25.00 | $25.00 | 11/2/2009 1:24:39 PM |
| Astyanax | $25.00 | $25.00 | 11/2/2009 1:47:39 PM |
| fiserve4u | $50.00 | $50.00 | 11/2/2009 2:06:41 PM |
| 113121 | $100.00 | $100.00 | 11/2/2009 2:22:28 PM |
| wbp | $25.00 | $25.00 | 11/2/2009 4:36:21 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/26/2009 5:16:56 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 5:32:31 AM |
| grotheik | $50.00 | $50.00 | 10/27/2009 7:00:40 PM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 1:30:34 PM |
| lib5836 | $25.00 | $25.00 | 10/29/2009 9:57:30 PM |
| unk1911 | $25.00 | $25.00 | 10/30/2009 4:53:27 PM |
| ZOOOM | $25.00 | $25.00 | 10/31/2009 6:18:31 AM |
| rooster63 | $50.00 | $50.00 | 11/1/2009 6:47:31 AM |
| rvfbroker | $25.00 | $25.00 | 10/31/2009 5:47:09 PM |
| P2InvestorSolutions | $25.00 | $25.00 | 11/1/2009 1:20:38 AM |
| Unitas4302 | $200.00 | $200.00 | 10/31/2009 12:42:17 PM |
| Credit2Prosper | $25.00 | $25.00 | 11/1/2009 1:29:49 PM |
| Mikale360 | $25.00 | $25.00 | 11/1/2009 3:55:15 PM |
| momoney2lend | $25.00 | $25.00 | 11/1/2009 5:01:13 PM |
| Snoopylover | $25.00 | $25.00 | 11/2/2009 6:03:48 AM |
| Ronnieboy888 | $25.00 | $25.00 | 11/2/2009 7:32:40 AM |
| AsianDragon | $35.00 | $35.00 | 11/2/2009 9:11:02 AM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 9:39:57 AM |
| Leshan | $33.33 | $33.33 | 11/2/2009 8:29:46 AM |
| onecooldrink | $25.00 | $25.00 | 11/2/2009 7:25:24 AM |
| fuzed | $25.00 | $25.00 | 11/2/2009 7:26:08 AM |
| reflective-rupee | $25.00 | $25.00 | 11/2/2009 1:23:57 PM |
| libraryfrenzy | $25.00 | $25.00 | 11/2/2009 1:48:57 PM |
| JTRADER056 | $75.00 | $75.00 | 11/2/2009 12:49:34 PM |
| credit-coach118 | $25.00 | $25.00 | 11/2/2009 8:57:32 AM |
| MTF | $54.14 | $54.14 | 11/2/2009 3:15:01 PM |
| just-trade0 | $36.00 | $36.00 | 11/2/2009 2:35:44 PM |
| mrxtravis | $80.53 | $80.53 | 11/2/2009 10:29:18 AM |
| Reddress4u | $25.00 | $25.00 | 11/2/2009 2:53:55 PM |
| loanasauras | $25.00 | $2.39 | 11/2/2009 3:54:31 PM |
| reflective-rupee | $25.00 | $25.00 | 11/2/2009 1:23:29 PM |
| reflective-rupee | $25.00 | $25.00 | 11/2/2009 1:24:27 PM |
| 113121 | $200.00 | $200.00 | 11/2/2009 2:21:48 PM |
| p2p-gala | $100.00 | $100.00 | 11/2/2009 3:10:00 PM |
| Skeptical-one | $50.00 | $50.00 | 11/2/2009 4:37:16 PM |
| jybank | $25.00 | $25.00 | 11/2/2009 4:27:04 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
430191
This series of Notes was issued and sold upon the funding of the borrower loan #39330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $207.17 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $201.22 |
| |
|
Auction yield range:
| 4.29% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mushroom2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
garage
Purpose of loan:
This loan will be used to fix my garage
My financial situation:
I am a good candidate for this loan because have a good credit i have two jobs i make around 28000 to 34000 a yaer i don't really have any other bills and all my cars are paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:41:25 PM |
| kenji4861 | $50.00 | $50.00 | 10/26/2009 5:06:27 PM |
| Attract | $25.00 | $25.00 | 10/26/2009 5:06:44 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:07:45 PM |
| Aeroman32 | $25.00 | $25.00 | 10/26/2009 5:08:03 PM |
| kulender | $25.00 | $25.00 | 10/26/2009 5:08:19 PM |
| sas19 | $25.00 | $25.00 | 10/26/2009 5:08:52 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:08:26 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/26/2009 5:09:57 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:06:10 PM |
| dionysus03 | $25.00 | $25.00 | 10/26/2009 5:10:34 PM |
| gentle-gold | $25.00 | $25.00 | 10/26/2009 5:11:06 PM |
| peaceful-bid | $25.00 | $25.00 | 10/26/2009 5:11:32 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 5:07:25 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/26/2009 5:07:32 PM |
| unk1911 | $50.00 | $50.00 | 10/26/2009 5:12:51 PM |
| Weaverville | $25.00 | $25.00 | 10/26/2009 5:08:33 PM |
| bchen78875 | $50.00 | $50.00 | 10/26/2009 5:08:45 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/26/2009 5:12:57 PM |
| snowman34 | $25.00 | $25.00 | 10/26/2009 5:08:59 PM |
| BlindProphet | $25.00 | $25.00 | 10/26/2009 5:09:02 PM |
| compoundinterest | $50.00 | $50.00 | 10/26/2009 5:09:11 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/26/2009 5:09:33 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:09:52 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:10:05 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:10:19 PM |
| mamayama | $25.00 | $25.00 | 10/26/2009 5:10:29 PM |
| johntina | $50.00 | $50.00 | 10/26/2009 5:15:28 PM |
| verse99 | $25.00 | $25.00 | 10/26/2009 5:15:34 PM |
| donmacprosper | $50.00 | $50.00 | 10/26/2009 5:11:02 PM |
| geniusj | $25.00 | $25.00 | 10/26/2009 5:16:16 PM |
| nuclearmoose | $25.00 | $25.00 | 10/26/2009 5:16:52 PM |
| fervent-repayment | $25.00 | $25.00 | 10/26/2009 5:11:40 PM |
| Orca-man | $50.00 | $50.00 | 10/26/2009 5:19:04 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 5:19:09 PM |
| greenwell | $50.00 | $50.00 | 10/26/2009 5:19:20 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/26/2009 5:19:37 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/26/2009 5:15:00 PM |
| VBAces | $75.00 | $75.00 | 10/26/2009 5:15:42 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:47:55 PM |
| Okinutah | $25.00 | $25.00 | 10/26/2009 5:19:30 PM |
| RG | $26.64 | $26.64 | 10/27/2009 1:11:17 AM |
| just-benefit | $25.00 | $25.00 | 10/27/2009 7:41:08 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/27/2009 7:41:21 AM |
| durable-deal2 | $50.00 | $50.00 | 10/27/2009 8:58:06 AM |
| skiforglory | $25.00 | $25.00 | 10/27/2009 9:21:23 AM |
| nestegg4e | $25.00 | $25.00 | 10/27/2009 9:42:37 AM |
| point-shooter | $25.00 | $25.00 | 10/27/2009 9:42:53 AM |
| bahmoose | $25.00 | $25.00 | 10/27/2009 9:43:06 AM |
| ArmyGuy | $25.00 | $25.00 | 10/27/2009 9:56:49 AM |
| dirkjan | $25.00 | $25.00 | 10/27/2009 10:17:13 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/27/2009 10:27:04 AM |
| fuzed | $45.59 | $45.59 | 10/27/2009 10:32:05 AM |
| KiwiElf | $25.00 | $25.00 | 10/27/2009 10:42:19 AM |
| rjleves | $25.00 | $25.00 | 10/27/2009 10:46:23 AM |
| Reinadog9 | $25.00 | $25.00 | 10/27/2009 11:11:15 AM |
| spruce2 | $25.00 | $25.00 | 10/27/2009 10:01:59 AM |
| rlrcstr | $25.00 | $25.00 | 10/27/2009 12:41:09 PM |
| lucrative-worth | $25.00 | $25.00 | 10/27/2009 10:24:01 AM |
| icon7 | $25.00 | $25.00 | 10/27/2009 3:11:15 PM |
| selector568 | $100.00 | $100.00 | 10/27/2009 3:12:10 PM |
| bigdogsafety1 | $25.00 | $25.00 | 10/27/2009 10:57:11 AM |
| mad4wknds | $25.00 | $25.00 | 10/27/2009 11:11:11 AM |
| coolspeed | $25.00 | $25.00 | 10/27/2009 3:25:20 PM |
| cjames84 | $25.00 | $25.00 | 10/27/2009 3:28:32 PM |
| Cheburashka | $30.00 | $30.00 | 10/27/2009 3:28:35 PM |
| lean-velocity | $25.00 | $25.00 | 10/27/2009 1:41:21 PM |
| tlp43 | $25.00 | $25.00 | 10/27/2009 3:16:15 PM |
| blue-note-relaxation | $25.00 | $25.00 | 10/27/2009 3:22:56 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/27/2009 3:28:09 PM |
| kmprospeo | $25.00 | $25.00 | 10/27/2009 3:28:27 PM |
| dealarella | $25.00 | $11.56 | 10/27/2009 3:28:49 PM |
| soccermom33 | $25.00 | $25.00 | 10/28/2009 5:06:48 PM |
| aurorafinancial | $40.00 | $40.00 | 10/30/2009 4:31:40 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/31/2009 8:34:08 AM |
| oldman68 | $25.00 | $25.00 | 10/31/2009 10:51:22 PM |
| libertas67 | $25.00 | $25.00 | 11/1/2009 8:14:15 AM |
| loantigger | $25.00 | $25.00 | 10/31/2009 9:04:26 PM |
| Lender0307 | $25.00 | $25.00 | 11/1/2009 6:02:38 PM |
| dmitriy2 | $25.00 | $25.00 | 11/2/2009 3:58:24 PM |
| mtp | $50.00 | $50.00 | 10/26/2009 4:45:11 PM |
| DonaldColorado | $25.00 | $25.00 | 10/26/2009 4:48:00 PM |
| baroo | $25.00 | $25.00 | 10/26/2009 4:52:01 PM |
| transparency-giant | $50.00 | $50.00 | 10/26/2009 4:48:07 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/26/2009 5:02:02 PM |
| slartibardfast | $35.00 | $35.00 | 10/26/2009 5:06:33 PM |
| Tai | $25.00 | $25.00 | 10/26/2009 5:06:50 PM |
| supersarah61 | $25.00 | $25.00 | 10/26/2009 5:06:19 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 5:07:02 PM |
| kanakakm | $50.00 | $50.00 | 10/26/2009 5:06:56 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:07:36 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:07:13 PM |
| awwaww | $25.00 | $25.00 | 10/26/2009 5:07:56 PM |
| HunterSix | $25.00 | $25.00 | 10/26/2009 5:07:54 PM |
| abidos | $25.00 | $25.00 | 10/26/2009 5:08:15 PM |
| gracej | $25.00 | $25.00 | 10/26/2009 5:09:19 PM |
| goofy15975 | $25.00 | $25.00 | 10/26/2009 5:09:47 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/26/2009 5:09:24 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 5:10:00 PM |
| elegant-bonus | $25.00 | $25.00 | 10/26/2009 5:10:07 PM |
| MTLoans | $25.00 | $25.00 | 10/26/2009 5:10:14 PM |
| kchen486 | $25.00 | $25.00 | 10/26/2009 5:10:39 PM |
| trident9 | $50.00 | $50.00 | 10/26/2009 5:10:51 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/26/2009 5:10:58 PM |
| LALO79 | $25.00 | $25.00 | 10/26/2009 5:11:13 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 5:07:07 PM |
| get30inc | $50.00 | $50.00 | 10/26/2009 5:07:17 PM |
| Syzygy | $25.00 | $25.00 | 10/26/2009 5:12:08 PM |
| ytjameslee | $50.00 | $50.00 | 10/26/2009 5:13:19 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/26/2009 5:09:39 PM |
| KailuaLender | $25.00 | $25.00 | 10/26/2009 5:15:46 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 5:11:15 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:11:20 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/26/2009 5:11:26 PM |
| TandyJames | $50.00 | $50.00 | 10/26/2009 5:11:36 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 5:12:16 PM |
| credit-force5 | $25.00 | $25.00 | 10/26/2009 5:12:30 PM |
| five-star-note | $25.00 | $25.00 | 10/26/2009 5:12:37 PM |
| Ocean-Breeze | $25.00 | $25.00 | 10/26/2009 5:12:45 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 5:19:00 PM |
| robust-loyalty | $25.00 | $25.00 | 10/26/2009 5:12:59 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/26/2009 5:13:05 PM |
| PotBellyPete | $25.00 | $25.00 | 10/26/2009 5:13:26 PM |
| tenny321 | $25.00 | $25.00 | 10/26/2009 5:19:17 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 5:19:45 PM |
| adir1 | $25.00 | $25.00 | 10/26/2009 5:19:23 PM |
| nalaari | $50.00 | $50.00 | 10/26/2009 5:19:51 PM |
| jd006006 | $50.00 | $50.00 | 10/26/2009 5:20:00 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 5:19:48 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/26/2009 5:16:24 PM |
| fortress767 | $25.00 | $25.00 | 10/26/2009 7:42:01 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 5:19:41 PM |
| figs4u2 | $25.00 | $25.00 | 10/26/2009 6:06:08 PM |
| likeable-value | $25.00 | $25.00 | 10/26/2009 11:02:19 PM |
| blackstar | $25.00 | $25.00 | 10/27/2009 3:46:20 AM |
| FlexFunding | $43.23 | $43.23 | 10/27/2009 9:16:38 AM |
| a-finance-nirvana | $182.09 | $182.09 | 10/27/2009 6:31:36 AM |
| iruz | $50.00 | $50.00 | 10/27/2009 6:51:07 AM |
| value-microscope | $25.00 | $25.00 | 10/27/2009 7:41:22 AM |
| flwah | $50.00 | $50.00 | 10/27/2009 9:53:46 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/27/2009 9:55:28 AM |
| Katburg | $25.00 | $25.00 | 10/27/2009 9:57:02 AM |
| neenerman | $25.00 | $25.00 | 10/27/2009 10:17:19 AM |
| Brainworm | $25.00 | $25.00 | 10/27/2009 10:38:53 AM |
| Dan1997 | $25.00 | $25.00 | 10/27/2009 10:52:31 AM |
| twomonkeys3 | $25.00 | $25.00 | 10/27/2009 9:49:20 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/27/2009 11:11:30 AM |
| ceg451 | $25.00 | $25.00 | 10/27/2009 12:41:07 PM |
| adabra | $25.00 | $25.00 | 10/27/2009 9:56:35 AM |
| bondhedger | $25.00 | $25.00 | 10/27/2009 12:41:21 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/27/2009 12:46:12 PM |
| Duchdad | $25.00 | $25.00 | 10/27/2009 2:16:17 PM |
| wacko82 | $25.00 | $25.00 | 10/27/2009 1:41:22 PM |
| ultimate-commitment | $25.00 | $25.00 | 10/27/2009 2:17:31 PM |
| bdpres1 | $25.00 | $25.00 | 10/27/2009 2:41:35 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/27/2009 11:26:22 AM |
| dr-dollar | $25.00 | $25.00 | 10/27/2009 3:11:55 PM |
| dpfl55 | $25.00 | $25.00 | 10/27/2009 3:28:26 PM |
| vkm2000 | $25.00 | $25.00 | 10/27/2009 1:33:05 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/27/2009 3:25:42 PM |
| best-marketologist | $25.00 | $25.00 | 10/27/2009 3:28:06 PM |
| lenderme | $25.00 | $25.00 | 10/27/2009 3:22:17 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/27/2009 3:25:15 PM |
| Sixmil | $25.00 | $25.00 | 10/27/2009 3:28:46 PM |
| credit-coach118 | $25.00 | $25.00 | 10/30/2009 4:13:33 PM |
| beachbum22 | $25.00 | $25.00 | 10/30/2009 7:39:28 PM |
| 1SteelerFan | $40.00 | $40.00 | 10/30/2009 6:15:50 PM |
| MathProfessor | $50.00 | $50.00 | 10/30/2009 6:17:54 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/31/2009 11:22:32 AM |
| duty-museum | $25.00 | $25.00 | 10/31/2009 11:42:06 AM |
| thegreatone | $100.00 | $100.00 | 11/1/2009 8:49:57 AM |
| AsianDragon | $75.00 | $75.00 | 11/1/2009 7:47:31 PM |
| atlas100 | $25.00 | $25.00 | 11/1/2009 3:33:33 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 8:26:52 AM |
| Share-the-wealth | $100.00 | $100.00 | 11/2/2009 7:16:58 AM |
| thebigone79 | $25.89 | $25.89 | 11/2/2009 9:21:44 AM |
| jybank | $50.00 | $50.00 | 11/2/2009 10:24:20 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/2/2009 2:47:02 PM |
| wwwUniversal | $25.00 | $25.00 | 11/2/2009 4:10:39 PM |
| springpanda | $50.00 | $50.00 | 11/2/2009 2:56:31 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
430229
This series of Notes was issued and sold upon the funding of the borrower loan #39319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $501.95 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $494.64 |
| |
|
Auction yield range:
| 3.29% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,298 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| transparency-oasis |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation
Purpose of loan:
This loan will be used to?cover costs associated with a state to state job relocation transfer?including moving expenses, real estate costs, deposits and other miscellaneous fees?or expenses.
My financial situation:
I am a good candidate for this loan because I have a solid income and a stellar credit history.? The loan payments will be automatically taken from my bank account.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your job is listed as retired, so why are you relocating? - Mowine4me
A:
Sorry, I should have been more specific in my description. I'm retired and the job transfer is for my spouse. Thanks!
(Oct-27-2009)
Q:
What does your spouse do? What is her gross annual income? I she staying with the same company? Will they re-imburse moving expensesLaGow long do you plan to keep this loan? Laslty, why does your spouse need to re-locate? IE forced, promotion, etc. - BAEVentures
A:
Spouse is a federal employee offered a promotion with income of approx. 56k. Expenses are partially reimbursable but only after the fact via voucher submission. Prosper loan was estimated based on 36 month payback so I?m unaware of other options regarding payback timeframes, etc.
(Oct-29-2009)
Q:
Thanks for your response. Prosper sets up all loans on a 36 month timeframe, however you have the option to pay more than the minimum. If you receive re-imbursement do you intend to direct that back at this loan or hold for the full 36 months? - BAEVentures
A:
I'm glad I have that option. Honestly, all I can tell you is that I always like to payoff or pay back loans early when or if possible. When the dust settles from my relocation, and reimbursement has been made, I'll be better able to judge the situation? As a general rule, this loan would qualify, by my standards, as a top priority for directing any residual monies I have back to it. Thanks.
(Oct-29-2009)
Q:
Sorry my bid will be coming shortly. One last question, are you selling your current home, do you already have a buyer? If not and you are unable to sell, can you afford two mortgages and for how long? - BAEVentures
A:
Yes, house is going on the market soon. Spouse is already at new location working and living with relatives in our hometown so second mortgage is not an issue. Thanks.
(Oct-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:41:25 PM |
| credit-investor5 | $50.00 | $50.00 | 10/26/2009 5:00:33 PM |
| Banker7371 | $25.00 | $25.00 | 10/26/2009 5:00:13 PM |
| kenji4861 | $50.00 | $50.00 | 10/26/2009 5:06:26 PM |
| Attract | $25.00 | $25.00 | 10/26/2009 5:06:43 PM |
| Tai | $25.00 | $25.00 | 10/26/2009 5:06:49 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:07:43 PM |
| HunterSix | $25.00 | $25.00 | 10/26/2009 5:07:53 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 5:07:26 PM |
| Aeroman32 | $25.00 | $25.00 | 10/26/2009 5:08:02 PM |
| abidos | $25.00 | $25.00 | 10/26/2009 5:08:16 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:08:28 PM |
| goofy15975 | $25.00 | $25.00 | 10/26/2009 5:09:48 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:10:04 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:10:18 PM |
| elegant-bonus | $25.00 | $25.00 | 10/26/2009 5:10:07 PM |
| MTLoans | $25.00 | $25.00 | 10/26/2009 5:10:13 PM |
| dionysus03 | $25.00 | $25.00 | 10/26/2009 5:10:32 PM |
| slartibardfast | $35.00 | $35.00 | 10/26/2009 5:06:34 PM |
| gentle-gold | $25.00 | $25.00 | 10/26/2009 5:11:06 PM |
| kanakakm | $50.00 | $50.00 | 10/26/2009 5:06:55 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/26/2009 5:11:25 PM |
| LALO79 | $25.00 | $25.00 | 10/26/2009 5:11:11 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 5:11:15 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:07:14 PM |
| TandyJames | $50.00 | $50.00 | 10/26/2009 5:11:35 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:07:34 PM |
| credit-force5 | $25.00 | $25.00 | 10/26/2009 5:12:29 PM |
| Ocean-Breeze | $25.00 | $25.00 | 10/26/2009 5:12:44 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/26/2009 5:13:04 PM |
| PotBellyPete | $25.00 | $25.00 | 10/26/2009 5:13:26 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/26/2009 5:09:38 PM |
| kchen486 | $25.00 | $25.00 | 10/26/2009 5:10:38 PM |
| johntina | $50.00 | $50.00 | 10/26/2009 5:15:26 PM |
| trident9 | $50.00 | $50.00 | 10/26/2009 5:10:50 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/26/2009 5:10:57 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:11:19 PM |
| peaceful-bid | $25.00 | $25.00 | 10/26/2009 5:11:31 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/26/2009 5:16:23 PM |
| nuclearmoose | $25.00 | $25.00 | 10/26/2009 5:16:54 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 5:19:01 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 5:19:44 PM |
| nalaari | $50.00 | $50.00 | 10/26/2009 5:19:50 PM |
| dirkjan | $25.00 | $25.00 | 10/26/2009 5:14:25 PM |
| figs4u2 | $25.50 | $25.50 | 10/26/2009 5:23:36 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:47:53 PM |
| geniusj | $25.00 | $25.00 | 10/26/2009 5:16:16 PM |
| snowman34 | $25.00 | $25.00 | 10/26/2009 6:01:10 PM |
| fuzed | $38.41 | $38.41 | 10/26/2009 6:27:47 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 5:19:08 PM |
| greenwell | $50.00 | $50.00 | 10/26/2009 5:19:21 PM |
| adir1 | $25.00 | $25.00 | 10/26/2009 5:19:22 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/26/2009 5:19:38 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 5:19:40 PM |
| ClearLake | $25.00 | $25.00 | 10/26/2009 10:46:38 PM |
| blackstar | $25.00 | $25.00 | 10/27/2009 3:46:21 AM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 6:31:36 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/27/2009 6:56:37 AM |
| lenderme | $25.00 | $25.00 | 10/26/2009 10:46:30 PM |
| Brainworm | $25.00 | $25.00 | 10/27/2009 9:11:29 AM |
| Fortuno_per_commodo | $29.39 | $29.39 | 10/27/2009 9:21:19 AM |
| point-shooter | $25.00 | $25.00 | 10/27/2009 9:42:52 AM |
| spruce2 | $25.00 | $25.00 | 10/27/2009 9:48:25 AM |
| dpfl55 | $25.00 | $25.00 | 10/27/2009 8:21:11 AM |
| durable-deal2 | $50.00 | $50.00 | 10/27/2009 8:58:06 AM |
| skiforglory | $25.00 | $25.00 | 10/27/2009 9:21:22 AM |
| flwah | $25.00 | $25.00 | 10/27/2009 9:53:46 AM |
| adabra | $25.00 | $25.00 | 10/27/2009 9:56:33 AM |
| lucrative-worth | $25.00 | $25.00 | 10/27/2009 10:24:00 AM |
| metro457 | $25.00 | $25.00 | 10/27/2009 10:56:24 AM |
| cjames84 | $25.00 | $25.00 | 10/27/2009 9:48:26 AM |
| Cheburashka | $30.00 | $30.00 | 10/27/2009 9:48:42 AM |
| Lender0010 | $25.00 | $25.00 | 10/27/2009 11:11:19 AM |
| FlexFunding | $47.56 | $47.56 | 10/27/2009 1:17:07 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/27/2009 1:21:30 PM |
| BeemerRider | $25.00 | $25.00 | 10/27/2009 10:26:32 AM |
| gauss02 | $25.00 | $25.00 | 10/27/2009 1:36:12 PM |
| attractive-rate | $25.00 | $25.00 | 10/27/2009 3:21:48 PM |
| IlliniCub | $25.00 | $25.00 | 10/27/2009 3:21:54 PM |
| SerG_PunK | $25.00 | $25.00 | 10/27/2009 3:21:57 PM |
| heavy_ax | $25.00 | $25.00 | 10/27/2009 3:22:04 PM |
| betaoption | $25.00 | $25.00 | 10/27/2009 3:22:16 PM |
| WaitForIt | $25.00 | $25.00 | 10/27/2009 3:22:20 PM |
| winmals | $25.00 | $25.00 | 10/27/2009 3:22:24 PM |
| Hiru | $25.00 | $25.00 | 10/27/2009 3:22:34 PM |
| elgordu | $25.00 | $25.00 | 10/27/2009 3:22:40 PM |
| dafrstke | $25.00 | $25.00 | 10/27/2009 3:22:46 PM |
| rcflick | $25.00 | $25.00 | 10/27/2009 3:23:01 PM |
| ike_bt | $25.00 | $25.00 | 10/27/2009 3:23:10 PM |
| windfall46 | $25.00 | $25.00 | 10/27/2009 3:23:22 PM |
| mtpscuba | $25.00 | $25.00 | 10/27/2009 3:23:30 PM |
| bdloans | $50.00 | $50.00 | 10/27/2009 3:23:45 PM |
| lewislewis | $25.00 | $25.00 | 10/27/2009 3:23:53 PM |
| busybee007 | $25.00 | $25.00 | 10/27/2009 3:23:57 PM |
| andrewgl | $25.00 | $25.00 | 10/27/2009 3:11:49 PM |
| radiant-cash | $63.58 | $63.58 | 10/27/2009 3:24:03 PM |
| selector568 | $41.35 | $41.35 | 10/27/2009 11:46:15 AM |
| bluesky07 | $25.00 | $25.00 | 10/27/2009 3:24:09 PM |
| reueljw | $25.00 | $25.00 | 10/27/2009 3:24:14 PM |
| dharma1 | $25.00 | $25.00 | 10/27/2009 3:24:23 PM |
| gain-rancher | $25.00 | $25.00 | 10/27/2009 3:24:30 PM |
| compassion-machine | $25.00 | $25.00 | 10/27/2009 3:21:56 PM |
| NDFIRTH | $36.84 | $36.84 | 10/27/2009 3:24:33 PM |
| protector807 | $25.00 | $25.00 | 10/27/2009 3:22:00 PM |
| BzJ108 | $25.00 | $25.00 | 10/27/2009 3:22:07 PM |
| eureka117 | $25.00 | $25.00 | 10/27/2009 3:24:59 PM |
| VPRLLC | $25.00 | $25.00 | 10/27/2009 3:22:13 PM |
| integrity-brilliance | $25.00 | $25.00 | 10/27/2009 3:22:15 PM |
| urbane-p2ploan | $25.00 | $25.00 | 10/27/2009 3:22:22 PM |
| deanches | $25.00 | $25.00 | 10/27/2009 3:22:31 PM |
| yachtmaster45 | $25.00 | $25.00 | 10/27/2009 3:22:36 PM |
| BeansMan02 | $25.00 | $25.00 | 10/27/2009 3:22:42 PM |
| martalli | $25.00 | $25.00 | 10/27/2009 3:25:43 PM |
| sunshine1121 | $25.00 | $25.00 | 10/27/2009 3:22:45 PM |
| payout-showcase | $25.00 | $25.00 | 10/27/2009 3:25:49 PM |
| sellbuy40 | $25.00 | $25.00 | 10/27/2009 3:22:54 PM |
| iLoaner | $25.00 | $25.00 | 10/27/2009 3:23:00 PM |
| ThomasC | $25.00 | $25.00 | 10/27/2009 3:26:01 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/27/2009 3:23:20 PM |
| lloyd_s | $25.00 | $25.00 | 10/27/2009 3:26:08 PM |
| lean-benefit | $25.00 | $25.00 | 10/27/2009 3:26:25 PM |
| casteroil | $50.00 | $50.00 | 10/27/2009 3:23:31 PM |
| able2help | $25.00 | $25.00 | 10/27/2009 3:27:29 PM |
| aloha933 | $25.00 | $25.00 | 10/27/2009 3:23:43 PM |
| wjf60 | $25.00 | $25.00 | 10/27/2009 3:23:50 PM |
| Cpay2Me | $25.00 | $25.00 | 10/27/2009 3:23:54 PM |
| honorable-treasure | $25.00 | $25.00 | 10/27/2009 3:23:59 PM |
| LendDoc | $25.00 | $25.00 | 10/27/2009 3:24:05 PM |
| saffron4 | $25.00 | $25.00 | 10/27/2009 3:24:11 PM |
| winter-vigilance | $25.00 | $25.00 | 10/27/2009 3:24:15 PM |
| three-for-6 | $50.00 | $50.00 | 10/27/2009 3:24:22 PM |
| GRI | $50.00 | $50.00 | 10/27/2009 3:24:28 PM |
| Medic05 | $25.00 | $25.00 | 10/27/2009 3:24:52 PM |
| vaclh | $25.00 | $25.00 | 10/27/2009 3:25:01 PM |
| Scoreman | $50.00 | $50.00 | 10/27/2009 3:25:05 PM |
| intelligent-nickel | $25.00 | $25.00 | 10/27/2009 1:41:16 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/27/2009 3:25:32 PM |
| coondog | $25.00 | $25.00 | 10/27/2009 3:25:45 PM |
| Toberino | $25.00 | $25.00 | 10/27/2009 3:25:58 PM |
| Toastsr | $300.00 | $300.00 | 10/27/2009 3:27:27 PM |
| imyorleadr | $25.00 | $25.00 | 10/27/2009 3:27:39 PM |
| ATOHokie | $25.00 | $25.00 | 10/27/2009 3:27:50 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/27/2009 3:28:04 PM |
| RG | $35.00 | $35.00 | 10/27/2009 3:28:10 PM |
| point-zebra | $25.00 | $25.00 | 10/27/2009 3:11:53 PM |
| wonderous-dough | $25.00 | $25.00 | 10/27/2009 3:21:53 PM |
| drewman222 | $25.00 | $25.00 | 10/27/2009 3:22:01 PM |
| CPA_Investor | $25.00 | $25.00 | 10/27/2009 3:22:06 PM |
| JohnSmith10 | $50.00 | $50.00 | 10/27/2009 3:22:12 PM |
| JPAW777 | $25.00 | $25.00 | 10/27/2009 3:22:21 PM |
| Little_Helper | $25.00 | $25.00 | 10/27/2009 3:22:25 PM |
| acrobat1 | $25.00 | $25.00 | 10/27/2009 3:22:33 PM |
| fllnstrnova | $25.00 | $25.00 | 10/27/2009 3:22:37 PM |
| listing-goat | $25.00 | $25.00 | 10/27/2009 3:22:40 PM |
| Thorny | $25.00 | $25.00 | 10/27/2009 3:22:44 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/27/2009 3:22:49 PM |
| alpinaut | $25.00 | $25.00 | 10/27/2009 3:22:58 PM |
| FEWDollars | $25.00 | $25.00 | 10/27/2009 3:23:12 PM |
| jla720 | $25.00 | $25.00 | 10/27/2009 3:23:16 PM |
| RobotTwo | $25.00 | $25.00 | 10/27/2009 3:23:27 PM |
| srfb973 | $25.00 | $25.00 | 10/27/2009 3:23:33 PM |
| evmeta | $25.00 | $25.00 | 10/27/2009 4:03:55 PM |
| KwikLoan | $25.00 | $25.00 | 10/27/2009 3:23:41 PM |
| bigphish | $25.00 | $25.00 | 10/27/2009 3:23:49 PM |
| freefly67 | $25.00 | $25.00 | 10/27/2009 3:23:53 PM |
| danthemon35 | $25.00 | $25.00 | 10/27/2009 3:23:58 PM |
| generous-deal6 | $25.00 | $25.00 | 10/27/2009 3:24:02 PM |
| Davidson2 | $25.00 | $25.00 | 10/27/2009 3:24:05 PM |
| loner001 | $25.00 | $25.00 | 10/27/2009 3:24:17 PM |
| intelligent-yield | $25.00 | $25.00 | 10/27/2009 3:24:26 PM |
| TheMan | $25.00 | $25.00 | 10/27/2009 3:24:35 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 10/27/2009 3:24:37 PM |
| holstj | $25.00 | $25.00 | 10/27/2009 3:25:00 PM |
| Seafirst | $50.00 | $50.00 | 10/27/2009 3:25:06 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/27/2009 3:25:11 PM |
| greenback-ally | $50.00 | $50.00 | 10/27/2009 3:25:17 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/27/2009 3:25:36 PM |
| jcfunder | $25.00 | $25.00 | 10/27/2009 3:25:51 PM |
| gig4ls | $25.00 | $25.00 | 10/27/2009 3:26:22 PM |
| LR_Biker | $25.00 | $25.00 | 10/27/2009 3:27:53 PM |
| jazz619 | $50.00 | $50.00 | 10/27/2009 3:27:58 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/27/2009 3:28:02 PM |
| bradny | $25.00 | $25.00 | 10/27/2009 3:28:05 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/27/2009 3:28:18 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/27/2009 3:29:00 PM |
| rlrcstr | $25.00 | $25.00 | 10/27/2009 3:29:36 PM |
| bdpres1 | $25.00 | $25.00 | 10/27/2009 3:29:52 PM |
| mjm77_1 | $25.00 | $25.00 | 10/27/2009 4:58:17 PM |
| anton | $50.00 | $50.00 | 10/27/2009 5:32:59 PM |
| rmachi | $25.00 | $25.00 | 10/27/2009 5:33:47 PM |
| debtcollector | $100.00 | $100.00 | 10/27/2009 5:48:26 PM |
| catterpillar | $26.16 | $26.16 | 10/27/2009 6:01:05 PM |
| emo13 | $50.00 | $50.00 | 10/27/2009 7:01:26 PM |
| LKN2RTR | $25.00 | $25.00 | 10/27/2009 7:11:23 PM |
| mike0034 | $55.00 | $55.00 | 10/27/2009 7:14:38 PM |
| Okinutah | $25.00 | $25.00 | 10/27/2009 7:26:23 PM |
| Bill33716 | $25.00 | $25.00 | 10/27/2009 5:20:28 PM |
| Castellan | $25.00 | $25.00 | 10/27/2009 7:31:22 PM |
| tenny321 | $25.00 | $25.00 | 10/27/2009 7:26:22 PM |
| NomoredebtCA | $25.00 | $25.00 | 10/27/2009 7:56:28 PM |
| DukSerduk | $25.00 | $25.00 | 10/27/2009 5:23:55 PM |
| GElender | $27.50 | $27.50 | 10/27/2009 8:52:20 PM |
| Sixmil | $25.00 | $25.00 | 10/27/2009 8:52:18 PM |
| credit-waterfall2 | $25.00 | $25.00 | 10/27/2009 9:18:34 PM |
| don8ter | $25.00 | $25.00 | 10/27/2009 5:33:46 PM |
| financial-frenzy | $50.00 | $50.00 | 10/28/2009 4:31:05 AM |
| basis-mammal | $100.00 | $100.00 | 10/27/2009 7:10:53 PM |
| rjblack | $26.59 | $26.59 | 10/28/2009 4:24:12 AM |
| racing777 | $25.00 | $25.00 | 10/28/2009 6:28:08 AM |
| turbine5 | $40.00 | $40.00 | 10/27/2009 7:31:23 PM |
| thrifty-generosity | $50.00 | $50.00 | 10/28/2009 7:33:17 AM |
| payout-point | $25.00 | $25.00 | 10/27/2009 8:43:06 PM |
| supreme-hope | $25.00 | $25.00 | 10/28/2009 9:33:05 AM |
| worthy-truth | $25.00 | $25.00 | 10/28/2009 9:33:10 AM |
| iolaire | $25.00 | $25.00 | 10/28/2009 9:46:24 AM |
| credit-coach118 | $35.00 | $35.00 | 10/28/2009 10:58:28 AM |
| Raven39 | $25.00 | $25.00 | 10/28/2009 12:12:59 PM |
| intuitive-dime5 | $25.00 | $25.00 | 10/28/2009 9:33:17 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/28/2009 1:04:13 PM |
| Rulea72 | $102.05 | $102.05 | 10/28/2009 12:36:52 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/28/2009 10:39:27 AM |
| gold-tsunami | $25.00 | $25.00 | 10/28/2009 2:04:46 PM |
| kmwvma | $25.00 | $25.00 | 10/28/2009 2:04:58 PM |
| Abundance81 | $25.00 | $25.00 | 10/28/2009 11:17:56 AM |
| kindofaloaner | $25.00 | $25.00 | 10/28/2009 11:22:56 AM |
| JJS180 | $25.00 | $25.00 | 10/28/2009 11:23:44 AM |
| degster | $25.00 | $25.00 | 10/28/2009 12:03:34 PM |
| rmpedi33 | $100.00 | $100.00 | 10/28/2009 12:12:36 PM |
| velocity-flag | $25.00 | $25.00 | 10/28/2009 12:58:01 PM |
| inventive-funds | $25.00 | $9.90 | 10/28/2009 4:59:32 PM |
| atlas100 | $50.00 | $50.00 | 10/28/2009 9:37:35 PM |
| Mowine4me | $25.00 | $25.00 | 10/28/2009 7:37:21 PM |
| billnsc | $50.00 | $50.00 | 10/29/2009 5:25:26 AM |
| steady-peace8 | $50.00 | $50.00 | 10/29/2009 7:18:59 AM |
| wise-spirited-nickel | $100.00 | $100.00 | 10/29/2009 12:15:26 PM |
| Gold_Coin | $25.00 | $25.00 | 10/29/2009 12:18:34 PM |
| MathProfessor | $50.00 | $50.00 | 10/29/2009 2:56:08 PM |
| here2lend | $25.00 | $25.00 | 10/29/2009 4:52:53 PM |
| DonaldColorado | $25.00 | $25.00 | 10/26/2009 4:47:59 PM |
| transparency-giant | $50.00 | $50.00 | 10/26/2009 4:48:06 PM |
| loaninvesting | $25.00 | $25.00 | 10/26/2009 5:00:11 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:06:10 PM |
| supersarah61 | $25.00 | $25.00 | 10/26/2009 5:06:19 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 5:07:06 PM |
| get30inc | $50.00 | $50.00 | 10/26/2009 5:07:16 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 5:07:01 PM |
| awwaww | $25.00 | $25.00 | 10/26/2009 5:07:56 PM |
| bchen78875 | $50.00 | $50.00 | 10/26/2009 5:08:46 PM |
| Weaverville | $25.00 | $25.00 | 10/26/2009 5:08:34 PM |
| compoundinterest | $50.00 | $50.00 | 10/26/2009 5:09:12 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/26/2009 5:09:25 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/26/2009 5:09:32 PM |
| BlindProphet | $25.00 | $25.00 | 10/26/2009 5:09:04 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:09:51 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/26/2009 5:09:56 PM |
| mamayama | $25.00 | $25.00 | 10/26/2009 5:10:28 PM |
| donmacprosper | $50.00 | $50.00 | 10/26/2009 5:11:02 PM |
| fervent-repayment | $25.00 | $25.00 | 10/26/2009 5:11:40 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 5:12:17 PM |
| five-star-note | $25.00 | $25.00 | 10/26/2009 5:12:37 PM |
| kulender | $25.00 | $25.00 | 10/26/2009 5:08:19 PM |
| robust-loyalty | $25.00 | $25.00 | 10/26/2009 5:12:59 PM |
| sas19 | $25.00 | $25.00 | 10/26/2009 5:08:53 PM |
| gracej | $25.00 | $25.00 | 10/26/2009 5:09:20 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 5:10:00 PM |
| verse99 | $25.00 | $25.00 | 10/26/2009 5:15:33 PM |
| likeable-value | $25.00 | $25.00 | 10/26/2009 5:10:48 PM |
| VBAces | $75.00 | $75.00 | 10/26/2009 5:15:42 PM |
| fortress767 | $25.00 | $25.00 | 10/26/2009 5:11:04 PM |
| KailuaLender | $25.00 | $25.00 | 10/26/2009 5:15:44 PM |
| unk1911 | $50.00 | $50.00 | 10/26/2009 5:12:50 PM |
| ytjameslee | $50.00 | $50.00 | 10/26/2009 5:13:19 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 5:19:47 PM |
| iruz | $50.00 | $50.00 | 10/26/2009 5:19:56 PM |
| jd006006 | $50.00 | $50.00 | 10/26/2009 5:19:59 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/26/2009 7:28:00 PM |
| best-marketologist | $25.00 | $25.00 | 10/26/2009 10:46:28 PM |
| dr-dollar | $25.00 | $25.00 | 10/26/2009 10:36:41 PM |
| vkm2000 | $25.00 | $25.00 | 10/26/2009 10:46:29 PM |
| blot44 | $25.00 | $25.00 | 10/26/2009 6:50:43 PM |
| blue-note-relaxation | $25.00 | $25.00 | 10/27/2009 1:33:06 AM |
| responsibility-butterfly | $25.00 | $25.00 | 10/27/2009 6:31:32 AM |
| value-microscope | $25.00 | $25.00 | 10/27/2009 6:56:42 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/27/2009 8:16:34 AM |
| wdove511 | $25.00 | $25.00 | 10/26/2009 10:41:05 PM |
| kmprospeo | $25.00 | $25.00 | 10/27/2009 8:51:05 AM |
| magee425 | $25.00 | $25.00 | 10/27/2009 9:42:51 AM |
| bahmoose | $25.00 | $25.00 | 10/27/2009 9:43:05 AM |
| kirkjerk | $25.00 | $25.00 | 10/27/2009 9:48:35 AM |
| dealarella | $25.00 | $25.00 | 10/27/2009 10:01:33 AM |
| Orca-man | $50.00 | $50.00 | 10/27/2009 10:08:30 AM |
| proper-commitment5 | $41.00 | $41.00 | 10/27/2009 10:26:21 AM |
| Gundu | $25.00 | $25.00 | 10/27/2009 10:26:19 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/27/2009 10:27:01 AM |
| USMC0311 | $25.00 | $25.00 | 10/27/2009 10:36:26 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/27/2009 10:57:01 AM |
| progressive-rupee | $25.00 | $25.00 | 10/27/2009 11:07:21 AM |
| wacko82 | $25.00 | $25.00 | 10/27/2009 11:26:19 AM |
| lean-velocity | $25.00 | $25.00 | 10/27/2009 11:22:31 AM |
| thedreamer | $25.00 | $25.00 | 10/27/2009 11:46:09 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/27/2009 10:26:18 AM |
| otter | $25.00 | $25.00 | 10/27/2009 10:56:20 AM |
| bigdogsafety1 | $25.00 | $25.00 | 10/27/2009 10:57:11 AM |
| just_for_today | $25.00 | $25.00 | 10/27/2009 3:21:50 PM |
| Loansforlife | $25.00 | $25.00 | 10/27/2009 3:21:55 PM |
| 9boag | $25.00 | $25.00 | 10/27/2009 3:22:02 PM |
| Watts518 | $25.00 | $25.00 | 10/27/2009 3:22:05 PM |
| HermanstadtKid | $25.00 | $25.00 | 10/27/2009 3:22:12 PM |
| CHAZGEO6685 | $25.00 | $25.00 | 10/27/2009 3:22:19 PM |
| juliejk10 | $25.00 | $25.00 | 10/27/2009 3:22:23 PM |
| mad4wknds | $25.00 | $25.00 | 10/27/2009 11:11:10 AM |
| InTheProcess | $25.00 | $25.00 | 10/27/2009 3:22:32 PM |
| IndianChief | $25.00 | $25.00 | 10/27/2009 3:22:37 PM |
| tbati | $25.00 | $25.00 | 10/27/2009 3:22:43 PM |
| Breadandbutter | $26.00 | $26.00 | 10/27/2009 3:22:55 PM |
| vigman777 | $25.00 | $25.00 | 10/27/2009 3:23:03 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/27/2009 3:23:08 PM |
| gulfstream1 | $25.00 | $25.00 | 10/27/2009 3:23:13 PM |
| dynamic-rupee | $25.00 | $25.00 | 10/27/2009 3:23:32 PM |
| 34bcp23 | $25.00 | $25.00 | 10/27/2009 3:23:44 PM |
| dphoenix | $25.00 | $25.00 | 10/27/2009 3:23:48 PM |
| icon7 | $25.00 | $25.00 | 10/27/2009 3:11:15 PM |
| The_Loan_Ranger | $48.79 | $48.79 | 10/27/2009 3:23:55 PM |
| Rysterola82 | $25.00 | $25.00 | 10/27/2009 3:24:01 PM |
| InvestorPartners | $25.00 | $25.00 | 10/27/2009 11:46:06 AM |
| GhaChr | $25.00 | $25.00 | 10/27/2009 3:24:06 PM |
| toblerone | $25.00 | $25.00 | 10/27/2009 3:24:13 PM |
| FarBeyondDriven | $25.00 | $25.00 | 10/27/2009 3:24:26 PM |
| chillware | $25.00 | $25.00 | 10/27/2009 3:24:32 PM |
| thunderkiss | $25.00 | $25.00 | 10/27/2009 3:21:59 PM |
| azali | $25.00 | $25.00 | 10/27/2009 3:22:03 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/27/2009 3:24:57 PM |
| tj1683 | $50.00 | $50.00 | 10/27/2009 3:22:11 PM |
| justice-dna | $25.00 | $25.00 | 10/27/2009 3:25:03 PM |
| mcarm66 | $25.00 | $25.00 | 10/27/2009 3:22:14 PM |
| 13nd3r | $25.00 | $25.00 | 10/27/2009 3:25:08 PM |
| LittleTiny | $25.00 | $25.00 | 10/27/2009 3:22:18 PM |
| nicklds | $25.23 | $25.23 | 10/27/2009 3:25:17 PM |
| Mali1 | $25.00 | $25.00 | 10/27/2009 3:22:34 PM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 10/27/2009 3:22:39 PM |
| BigEarHole | $25.00 | $25.00 | 10/27/2009 3:25:38 PM |
| allocator5 | $25.00 | $25.00 | 10/27/2009 3:22:52 PM |
| andyb9 | $25.00 | $25.00 | 10/27/2009 3:25:50 PM |
| tlam168 | $40.00 | $40.00 | 10/27/2009 3:22:59 PM |
| panegryst | $25.00 | $25.00 | 10/27/2009 3:25:53 PM |
| Citizenryan | $25.00 | $25.00 | 10/27/2009 3:23:13 PM |
| preciousjeni | $26.56 | $26.56 | 10/27/2009 3:26:04 PM |
| RedRockLLC | $25.00 | $25.00 | 10/27/2009 3:26:12 PM |
| sensible-community1 | $25.00 | $25.00 | 10/27/2009 3:23:35 PM |
| Templar | $25.00 | $25.00 | 10/27/2009 3:27:30 PM |
| martinatime | $25.00 | $25.00 | 10/27/2009 3:23:47 PM |
| wonderous-euro | $25.00 | $25.00 | 10/27/2009 3:27:51 PM |
| djc314 | $25.00 | $25.00 | 10/27/2009 3:23:52 PM |
| currency-persimmon | $25.00 | $25.00 | 10/27/2009 3:23:57 PM |
| Archimeech | $25.00 | $25.00 | 10/27/2009 3:24:00 PM |
| Ragnar | $25.00 | $25.00 | 10/27/2009 3:24:08 PM |
| radiant-fund | $25.00 | $25.00 | 10/27/2009 3:24:12 PM |
| neenerman | $25.00 | $25.00 | 10/27/2009 3:28:53 PM |
| power-collider | $25.00 | $25.00 | 10/27/2009 3:24:18 PM |
| jktravl | $25.00 | $25.00 | 10/27/2009 3:24:25 PM |
| saritha | $25.00 | $25.00 | 10/27/2009 3:24:30 PM |
| rjleves | $25.00 | $25.00 | 10/27/2009 3:29:09 PM |
| alexandlily | $25.00 | $25.00 | 10/27/2009 3:24:44 PM |
| Jack1966 | $25.00 | $25.00 | 10/27/2009 3:24:59 PM |
| ceg451 | $25.00 | $25.00 | 10/27/2009 3:29:34 PM |
| Hondo | $25.00 | $25.00 | 10/27/2009 3:25:02 PM |
| joshua18 | $25.00 | $25.00 | 10/27/2009 3:25:07 PM |
| j2ee | $25.00 | $25.00 | 10/27/2009 3:25:16 PM |
| pleasant-dime | $25.00 | $25.00 | 10/27/2009 3:25:21 PM |
| rwelle | $25.00 | $25.00 | 10/27/2009 3:25:30 PM |
| michaelndn | $25.00 | $25.00 | 10/27/2009 3:25:35 PM |
| Katburg | $25.00 | $25.00 | 10/27/2009 3:28:44 PM |
| KiwiElf | $30.00 | $30.00 | 10/27/2009 3:29:07 PM |
| Reinadog9 | $25.00 | $25.00 | 10/27/2009 3:29:24 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/27/2009 3:29:41 PM |
| tlp43 | $25.00 | $25.00 | 10/27/2009 3:30:01 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/27/2009 3:11:12 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/27/2009 3:11:14 PM |
| phenomenal-investment | $25.00 | $25.00 | 10/27/2009 3:21:58 PM |
| thaceisbac | $25.00 | $25.00 | 10/27/2009 3:22:03 PM |
| dlenz | $25.00 | $25.00 | 10/27/2009 3:22:10 PM |
| shookie_40 | $25.00 | $25.00 | 10/27/2009 3:22:25 PM |
| c4shmunne | $25.00 | $25.00 | 10/27/2009 3:22:27 PM |
| LHSK | $25.00 | $25.00 | 10/27/2009 3:22:35 PM |
| loan-machine1 | $25.00 | $25.00 | 10/27/2009 3:22:38 PM |
| act943 | $100.00 | $100.00 | 10/27/2009 3:22:41 PM |
| Texas2020 | $25.91 | $25.91 | 10/27/2009 3:22:47 PM |
| sugarhoof | $25.00 | $25.00 | 10/27/2009 3:22:50 PM |
| bigdees | $25.00 | $25.00 | 10/27/2009 3:23:04 PM |
| rex45 | $25.00 | $25.00 | 10/27/2009 3:23:14 PM |
| TeachertoPolitician | $25.00 | $25.00 | 10/27/2009 3:23:19 PM |
| Ryman81580 | $25.00 | $25.00 | 10/27/2009 3:23:30 PM |
| fortytwo | $25.00 | $25.00 | 10/27/2009 4:03:53 PM |
| saihu | $25.00 | $25.00 | 10/27/2009 3:23:34 PM |
| Marathoner | $25.00 | $25.00 | 10/27/2009 3:23:46 PM |
| jdnyc | $25.00 | $25.00 | 10/27/2009 3:23:51 PM |
| Copa16 | $25.00 | $25.00 | 10/27/2009 3:23:56 PM |
| mentalsweat | $25.00 | $25.00 | 10/27/2009 3:24:02 PM |
| bluesheep | $25.00 | $25.00 | 10/27/2009 3:24:04 PM |
| triumphant-community | $25.00 | $25.00 | 10/27/2009 3:24:07 PM |
| LizzieMN | $25.00 | $25.00 | 10/27/2009 3:24:14 PM |
| Ananya | $25.00 | $25.00 | 10/27/2009 3:24:19 PM |
| Dazz2061 | $25.00 | $25.00 | 10/27/2009 3:24:24 PM |
| uofm2007 | $50.00 | $50.00 | 10/27/2009 3:24:34 PM |
| return-confidant | $25.00 | $25.00 | 10/27/2009 3:24:36 PM |
| innocent-deal | $25.00 | $25.00 | 10/27/2009 3:24:58 PM |
| Lancasterdust | $25.00 | $25.00 | 10/27/2009 3:25:04 PM |
| brw | $25.00 | $25.00 | 10/27/2009 3:25:10 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/27/2009 3:25:40 PM |
| MGS | $25.00 | $25.00 | 10/27/2009 3:25:47 PM |
| nzlxjwek | $25.00 | $25.00 | 10/27/2009 3:25:54 PM |
| pragmatic-contract | $25.00 | $25.00 | 10/27/2009 3:25:58 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/27/2009 3:26:02 PM |
| goodacu | $25.00 | $25.00 | 10/27/2009 3:26:21 PM |
| jhouman | $25.00 | $25.00 | 10/27/2009 3:26:26 PM |
| janus_god | $35.00 | $35.00 | 10/27/2009 3:27:25 PM |
| lawyerman | $50.00 | $50.00 | 10/27/2009 3:27:31 PM |
| MAJESTIC5 | $50.00 | $50.00 | 10/27/2009 3:27:56 PM |
| smallcountry | $25.00 | $25.00 | 10/27/2009 3:28:00 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/27/2009 3:29:39 PM |
| Cai8899 | $50.00 | $50.00 | 10/27/2009 5:33:07 PM |
| Kelor99 | $25.00 | $25.00 | 10/27/2009 5:33:15 PM |
| coolspeed | $25.00 | $25.00 | 10/27/2009 5:33:30 PM |
| djh47a | $40.00 | $40.00 | 10/27/2009 5:33:48 PM |
| kinetic-diversification | $36.58 | $36.58 | 10/27/2009 7:51:08 PM |
| GatorBait | $25.00 | $25.00 | 10/27/2009 5:33:43 PM |
| thegreatone | $50.00 | $50.00 | 10/27/2009 5:33:48 PM |
| VikingInvestments | $25.00 | $25.00 | 10/27/2009 6:21:57 PM |
| chesu87 | $25.00 | $25.00 | 10/28/2009 1:48:52 AM |
| ready-loan | $25.00 | $25.00 | 10/27/2009 8:06:19 PM |
| czar3 | $25.00 | $25.00 | 10/28/2009 8:04:22 AM |
| taxdiscusion | $25.00 | $25.00 | 10/27/2009 9:36:13 PM |
| leverage-monger | $100.00 | $100.00 | 10/28/2009 9:33:08 AM |
| Masterlender | $25.00 | $25.00 | 10/27/2009 11:36:13 PM |
| fishhauler | $25.00 | $25.00 | 10/28/2009 1:14:51 AM |
| Pilotaceh | $25.00 | $25.00 | 10/28/2009 9:52:47 AM |
| Lendomatic | $25.00 | $25.00 | 10/28/2009 10:13:47 AM |
| Oakland | $29.05 | $29.05 | 10/28/2009 10:22:59 AM |
| BayShell | $36.54 | $36.54 | 10/28/2009 10:32:13 AM |
| Plotinus | $50.00 | $50.00 | 10/28/2009 11:31:16 AM |
| stable-money | $25.00 | $25.00 | 10/28/2009 12:13:01 PM |
| YogaDude34 | $76.58 | $76.58 | 10/28/2009 12:18:53 PM |
| Rulea72 | $97.95 | $97.95 | 10/28/2009 12:38:11 PM |
| j48 | $25.00 | $25.00 | 10/28/2009 2:04:41 PM |
| agent86a | $25.00 | $25.00 | 10/28/2009 3:26:27 PM |
| SolidMichael | $25.00 | $25.00 | 10/28/2009 3:33:49 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/28/2009 4:07:16 PM |
| lagnisiruk | $25.00 | $25.00 | 10/28/2009 2:27:59 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/28/2009 3:12:47 PM |
| interstellar | $50.00 | $50.00 | 10/28/2009 3:26:18 PM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 10/28/2009 8:12:25 PM |
| buffalobills | $25.00 | $25.00 | 10/29/2009 8:32:57 AM |
| MONEYMIKE83 | $69.98 | $69.98 | 10/29/2009 8:52:10 AM |
| fair-payment4 | $25.00 | $25.00 | 10/29/2009 11:01:49 AM |
| leverage-monger | $200.00 | $200.00 | 10/29/2009 11:32:57 AM |
| leverage-monger | $200.00 | $200.00 | 10/29/2009 11:34:39 AM |
| Chrishu | $25.00 | $25.00 | 10/29/2009 12:22:03 PM |
| Aristophil | $100.00 | $100.00 | 10/29/2009 2:12:22 PM |
| elegant-bonus | $50.00 | $50.00 | 10/29/2009 4:47:30 PM |
| afterhours | $25.00 | $25.00 | 10/29/2009 6:46:18 PM |
| 460 bids
|
Borrower Payment Dependent Notes Series
430365
This series of Notes was issued and sold upon the funding of the borrower loan #39338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 24.96% |
Starting monthly payment:
| $37.75 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 22.76% |
Final monthly payment:
| $36.66 |
| |
|
Auction yield range:
| 8.29% - 20.15% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 80% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 18
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,441 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 73% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| commerce-songbird |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping my daughter
Purpose of loan:
This loan will be used to help my daughter. I am very proud of her; she is a single mom and has completed Basic Training and AIT for the Army. She is in the Reserves. She did this to not only serve her country, but so that she can go to college with the help of the Army to become a nurse. I am going to be using the money to help her get situated in an apartment for her and my grandson, Aiden. And to give her a small savings to build on while she works and goes to school.
My financial situation:
I am a good candidate for this loan because I am a dedicated employee working at a Veteran's Home. I have always held a full time job and at times also worked part time as well. I pay my bills on time and have ALWAYS paid my loans in full; sometimes I have paid them off early. I enjoy helping others when I can.
Monthly net income: $ 2,250.00
Monthly expenses: $
??Housing: $ no mortgage payment
??Insurance: $ 88.00 monthly
??Car expenses: $ 346.73
??Utilities: $ paid by other
??Phone, cable, internet: $?paid by other
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500.00
??Other expenses: $ 50.00 for gas
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $87.13 | $87.13 | 10/27/2009 8:27:01 PM |
| GS-ROCK | $25.00 | $25.00 | 10/27/2009 8:53:13 PM |
| econgineer | $25.00 | $25.00 | 10/30/2009 11:41:32 AM |
| KlarthXVII | $50.00 | $50.00 | 10/30/2009 9:10:03 AM |
| economy-synapse | $50.00 | $50.00 | 10/30/2009 4:12:35 PM |
| site_ml | $25.00 | $25.00 | 10/30/2009 7:39:02 PM |
| building_community | $25.00 | $25.00 | 11/1/2009 10:25:07 AM |
| a-finance-nirvana | $100.00 | $100.00 | 11/2/2009 5:44:23 AM |
| drjekyllus | $25.00 | $25.00 | 11/2/2009 8:03:32 AM |
| HomerdohNY | $25.00 | $25.00 | 11/2/2009 3:40:33 PM |
| Kyileo | $30.00 | $12.87 | 11/2/2009 1:18:47 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 4:24:31 PM |
| nikkky2000 | $100.00 | $100.00 | 11/2/2009 4:39:05 PM |
| IPG1 | $25.00 | $25.00 | 10/26/2009 5:14:02 PM |
| GS-ROCK | $25.00 | $25.00 | 10/27/2009 8:52:52 PM |
| MathProfessor | $25.00 | $25.00 | 10/30/2009 6:40:09 PM |
| BlessedEveryDay | $25.00 | $25.00 | 11/1/2009 4:13:20 PM |
| bonus-patriot | $50.00 | $50.00 | 11/1/2009 4:23:49 PM |
| crjmechanic | $25.00 | $25.00 | 11/2/2009 7:36:06 AM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 7:46:18 AM |
| jybank | $25.00 | $25.00 | 11/2/2009 4:32:03 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 11/2/2009 4:34:03 PM |
| d34dfish | $25.00 | $25.00 | 11/2/2009 4:39:10 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
430719
This series of Notes was issued and sold upon the funding of the borrower loan #39336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Nov-04-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $148.58 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $148.58 |
| |
|
Auction yield range:
| 11.29% - 29.00% |
Estimated loss impact:
| 10.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,237 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 87% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| willgerm |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2009)
620-640
(Mar-2008)
620-640
(Nov-2007)
|
|
Principal balance:
| $1,325.73 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
debt consolidation
Purpose of loan:
looking to consolidate my bills and pay off my current prosper ?loan.?,My car is paid off and in no need for replacing, this loan will save me around $190 a month.?This is my second?loan with prosper,( perfect pay history on the first) ?and i look forward to building a great history with this membership.?
My friends and family have tried to bid on my listing, but prosper doesnt accept bids from my state....so they cannot participate.? Thats why i have no friends or family participation.
My financial situation:
I recently received a cost of living increase, but i?want to lower my monthly payments.
Monthly net income: $ 1400
Monthly expenses: $
??Housing: $ 360?
??Insurance: $ 79
??Car expenses: $?100
??Utilities: $ 96
??Phone, cable, internet: $?33
??Food, entertainment: $ 180
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 92
??Other expenses: $22
prosper loan if funded $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 10/28/2009 4:16:44 PM |
| reflective-rupee | $225.00 | $225.00 | 10/29/2009 10:14:42 AM |
| site_ml | $25.00 | $25.00 | 10/29/2009 11:04:06 AM |
| Laxa | $25.00 | $25.00 | 10/29/2009 1:40:03 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:57:41 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:56:57 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:58:14 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:58:42 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:57:27 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 11/2/2009 12:18:41 PM |
| Iza13 | $26.66 | $26.66 | 11/2/2009 5:22:05 PM |
| Iceman1347 | $25.00 | $25.00 | 11/2/2009 6:16:00 PM |
| finance-vault | $50.00 | $50.00 | 11/2/2009 6:53:49 PM |
| mercuriant | $25.00 | $25.00 | 11/3/2009 10:52:07 AM |
| 113121 | $25.00 | $25.00 | 11/3/2009 2:51:53 PM |
| Rulea72 | $191.13 | $191.13 | 11/3/2009 5:15:54 PM |
| reflective-rupee | $450.00 | $450.00 | 11/3/2009 4:20:03 PM |
| investment-cluster | $25.00 | $25.00 | 11/4/2009 2:14:33 AM |
| efficient-bid2 | $25.00 | $25.00 | 11/4/2009 5:31:51 AM |
| reflective-rupee | $100.00 | $2.79 | 11/4/2009 6:05:06 AM |
| Kash2010lu | $25.00 | $25.00 | 11/3/2009 11:10:33 PM |
| Chrishu | $25.00 | $25.00 | 11/4/2009 12:23:16 PM |
| gelt4u | $25.00 | $25.00 | 11/4/2009 6:41:45 AM |
| Rulea72 | $100.00 | $100.00 | 11/4/2009 8:03:53 AM |
| Vartindar | $25.00 | $25.00 | 11/4/2009 12:07:53 PM |
| jybank | $25.00 | $25.00 | 11/4/2009 1:59:07 PM |
| c_justin | $25.00 | $25.00 | 11/4/2009 11:52:30 AM |
| nilonc1 | $125.00 | $125.00 | 11/4/2009 12:14:34 PM |
| b-rent | $25.00 | $25.00 | 11/4/2009 1:38:57 PM |
| Pu239 | $50.00 | $50.00 | 11/4/2009 2:35:29 PM |
| Bill88 | $40.00 | $40.00 | 11/4/2009 3:35:09 PM |
| moose24 | $173.98 | $173.98 | 11/4/2009 3:45:25 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:28:44 PM |
| reflective-rupee | $75.00 | $75.00 | 10/28/2009 9:31:29 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:25 PM |
| reflective-rupee | $25.00 | $25.00 | 10/29/2009 10:13:43 AM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 1:08:28 PM |
| efficient-principal | $25.00 | $25.00 | 10/30/2009 9:34:38 AM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:57:14 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:56:42 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:57:57 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 6:58:27 PM |
| MathProfessor | $25.00 | $25.00 | 11/2/2009 7:52:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/2/2009 9:58:56 PM |
| hamster | $27.50 | $27.50 | 11/3/2009 11:28:03 AM |
| shawnw2 | $26.05 | $26.05 | 11/3/2009 1:35:11 PM |
| tntmojave | $25.00 | $25.00 | 11/3/2009 4:22:23 PM |
| JustMee | $25.00 | $25.00 | 11/3/2009 5:05:45 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 11/3/2009 5:30:13 PM |
| durability-colonel | $50.00 | $50.00 | 11/3/2009 8:16:51 PM |
| shrewd-income | $25.00 | $25.00 | 11/3/2009 5:41:35 PM |
| a-finance-nirvana | $100.00 | $100.00 | 11/4/2009 5:07:54 AM |
| bevans | $25.00 | $25.00 | 11/4/2009 9:42:17 AM |
| MoneyTree79 | $75.00 | $75.00 | 11/4/2009 9:33:25 AM |
| linda78 | $25.00 | $25.00 | 11/4/2009 11:34:33 AM |
| powerproject | $25.89 | $25.89 | 11/4/2009 10:05:34 AM |
| cj61 | $25.00 | $25.00 | 11/4/2009 6:18:57 AM |
| buffalobills | $25.00 | $25.00 | 11/4/2009 10:13:59 AM |
| just-trade0 | $36.00 | $36.00 | 11/4/2009 2:02:40 PM |
| gold-cluster | $100.00 | $100.00 | 11/4/2009 2:54:37 PM |
| payment-performer2 | $25.00 | $25.00 | 11/4/2009 11:51:39 AM |
| payout-reaction740 | $25.00 | $25.00 | 11/4/2009 2:38:06 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
430877
This series of Notes was issued and sold upon the funding of the borrower loan #39307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Nov-04-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,704 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 71% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dahlman84 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2009)
640-660
(Sep-2008)
|
|
Principal balance:
| $2,777.16 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
paying off 3 loans
Purpose of loan:
This loan will be used to?consolidate some monthly bills and make it a little easier to manage the budget.
My financial situation:
I am a good candidate for this loan because? i am responsible and work hard, i would rather have one payment than having three.
Monthly net income: $ 2100
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $ 160
??Utilities: $ 0
??Phone, cable, internet: $?0
??Food, entertainment: $?0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 70
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcb202 | $25.00 | $25.00 | 10/28/2009 4:11:39 PM |
| unk1911 | $25.00 | $25.00 | 10/28/2009 4:24:56 PM |
| reflective-rupee | $75.00 | $75.00 | 10/28/2009 9:35:02 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/29/2009 10:15:48 AM |
| periko | $50.00 | $50.00 | 10/29/2009 5:39:40 PM |
| fallentimbers | $25.00 | $25.00 | 10/29/2009 5:40:51 PM |
| reflective-rupee | $100.00 | $100.00 | 10/29/2009 8:22:01 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:10:29 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:11:02 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:10:10 PM |
| reflective-rupee | $250.00 | $250.00 | 11/3/2009 8:51:28 AM |
| reflective-rupee | $400.00 | $400.00 | 11/3/2009 4:19:39 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 11/3/2009 5:29:21 PM |
| capital-galaxy | $100.00 | $100.00 | 11/3/2009 5:52:23 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/3/2009 8:04:28 PM |
| verticalhorizon | $25.00 | $25.00 | 11/4/2009 4:09:48 AM |
| a-finance-nirvana | $200.00 | $200.00 | 11/4/2009 5:07:32 AM |
| efficient-bid2 | $100.00 | $100.00 | 11/4/2009 5:33:40 AM |
| Kash2010lu | $25.00 | $25.00 | 11/4/2009 6:43:03 AM |
| reflective-rupee | $150.00 | $150.00 | 11/4/2009 9:36:49 AM |
| Kqwik | $25.00 | $25.00 | 11/4/2009 7:39:41 AM |
| reflective-rupee | $200.00 | $200.00 | 11/4/2009 10:17:15 AM |
| p2p-gala | $40.00 | $40.00 | 11/4/2009 5:55:44 AM |
| reflective-rupee | $45.00 | $45.00 | 11/4/2009 12:29:25 PM |
| reflective-rupee | $25.00 | $25.00 | 11/4/2009 12:32:40 PM |
| accord0 | $25.00 | $25.00 | 11/4/2009 12:34:05 PM |
| reflective-rupee | $66.00 | $66.00 | 11/4/2009 1:15:32 PM |
| reflective-rupee | $135.00 | $135.00 | 11/4/2009 12:15:37 PM |
| reflective-rupee | $30.00 | $30.00 | 11/4/2009 12:27:54 PM |
| reflective-rupee | $50.00 | $46.64 | 11/4/2009 1:16:05 PM |
| rate-farm3 | $27.36 | $27.36 | 11/4/2009 9:47:14 AM |
| reflective-rupee | $25.00 | $25.00 | 11/4/2009 12:37:36 PM |
| fortytwo | $200.00 | $200.00 | 10/28/2009 4:16:46 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:27 PM |
| reflective-rupee | $100.00 | $100.00 | 10/29/2009 10:19:42 AM |
| Laxa | $25.00 | $25.00 | 10/29/2009 1:36:34 PM |
| LAKETIME | $25.00 | $25.00 | 10/29/2009 3:26:00 PM |
| planky | $50.00 | $50.00 | 10/29/2009 8:05:18 PM |
| victor111 | $25.00 | $25.00 | 10/30/2009 5:23:32 AM |
| reflective-rupee | $100.00 | $100.00 | 10/29/2009 8:22:15 PM |
| EEasyMoney | $25.00 | $25.00 | 10/30/2009 7:39:36 AM |
| brother_tam | $50.00 | $50.00 | 10/30/2009 12:34:36 PM |
| titancash4u | $50.00 | $50.00 | 10/30/2009 8:25:47 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:10:45 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:11:19 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 7:09:48 PM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 11:44:58 AM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 7:54:01 PM |
| reflective-rupee | $50.00 | $50.00 | 11/4/2009 7:26:54 AM |
| reflective-rupee | $75.00 | $75.00 | 11/4/2009 12:05:47 PM |
| SrLoanOfficer | $25.00 | $25.00 | 11/4/2009 12:50:09 PM |
| reflective-rupee | $235.00 | $235.00 | 11/4/2009 7:13:56 AM |
| Rulea72 | $100.00 | $100.00 | 11/4/2009 12:12:03 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
426996
This series of Notes was issued and sold upon the funding of the borrower loan #39329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $313.36 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $308.77 |
| |
|
Auction yield range:
| 3.29% - 10.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,339 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| balance-zoomer |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bad credit card debt
Purpose of loan:
This loan will be used to?consolidate some bad credit card debt.? Most of the debt was taken on while I was?trying to pay my own way through college and I have not been able to get rid of it.? Having a consolidated loan with one paayment and a good interest rate can help me get out from underneath this debt.?
My financial situation:
I am a good candidate for this loan because I have a very secure job with the federal government and have very little debt outisde of these credit cards and my mortgage.? I have held this job since I gradutaed from college in 2004.? My wife also has a reliable job that provides a second income for us.? I also have a 2 year old baby and am hoping to improve my financial situation to prepare for the time that is coming soon when I'm sure she will be even more expensive!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thedreamer | $25.00 | $25.00 | 10/26/2009 4:36:38 PM |
| szetheli | $50.00 | $50.00 | 10/26/2009 4:36:42 PM |
| Katburg | $25.00 | $25.00 | 10/26/2009 4:36:45 PM |
| wacko82 | $25.00 | $25.00 | 10/26/2009 4:36:58 PM |
| pragmatic-contract | $25.00 | $25.00 | 10/26/2009 4:36:50 PM |
| BeemerRider | $25.00 | $25.00 | 10/26/2009 4:36:53 PM |
| adir1 | $25.00 | $25.00 | 10/26/2009 4:37:05 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/26/2009 4:37:27 PM |
| blackstar | $25.00 | $25.00 | 10/26/2009 4:37:30 PM |
| iruz | $50.00 | $50.00 | 10/26/2009 4:38:09 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 4:36:37 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 4:36:49 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 4:37:40 PM |
| transparency-giant | $50.00 | $50.00 | 10/26/2009 4:48:10 PM |
| Banker7371 | $25.00 | $25.00 | 10/26/2009 5:00:12 PM |
| FlexFunding | $100.00 | $100.00 | 10/26/2009 5:06:37 PM |
| supersarah61 | $25.00 | $25.00 | 10/26/2009 5:06:23 PM |
| slartibardfast | $35.00 | $35.00 | 10/26/2009 5:06:31 PM |
| Attract | $25.00 | $25.00 | 10/26/2009 5:06:46 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/26/2009 5:07:30 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:07:11 PM |
| Aeroman32 | $25.00 | $25.00 | 10/26/2009 5:08:05 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/26/2009 5:09:22 PM |
| czar3 | $25.00 | $25.00 | 10/26/2009 5:09:30 PM |
| compoundinterest | $50.00 | $50.00 | 10/26/2009 5:09:08 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 5:10:02 PM |
| mamayama | $25.00 | $25.00 | 10/26/2009 5:10:31 PM |
| MTLoans | $25.00 | $25.00 | 10/26/2009 5:10:15 PM |
| Tai | $25.00 | $25.00 | 10/26/2009 5:06:53 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:11:23 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 5:07:09 PM |
| fervent-repayment | $25.00 | $25.00 | 10/26/2009 5:11:42 PM |
| awwaww | $25.00 | $25.00 | 10/26/2009 5:07:58 PM |
| credit-force5 | $25.00 | $25.00 | 10/26/2009 5:12:32 PM |
| abidos | $25.00 | $25.00 | 10/26/2009 5:08:13 PM |
| five-star-note | $25.00 | $25.00 | 10/26/2009 5:12:39 PM |
| BlindProphet | $25.00 | $25.00 | 10/26/2009 5:09:00 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/26/2009 5:13:07 PM |
| JJS180 | $25.00 | $25.00 | 10/26/2009 5:14:27 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/26/2009 5:14:56 PM |
| kchen486 | $25.00 | $25.00 | 10/26/2009 5:10:41 PM |
| johntina | $50.00 | $50.00 | 10/26/2009 5:15:29 PM |
| trident9 | $50.00 | $50.00 | 10/26/2009 5:10:55 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/26/2009 5:15:40 PM |
| gentle-gold | $25.00 | $25.00 | 10/26/2009 5:11:09 PM |
| Cai8899 | $50.00 | $50.00 | 10/26/2009 5:16:31 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/26/2009 5:11:29 PM |
| highcountry1 | $25.00 | $25.00 | 10/26/2009 5:17:02 PM |
| fortytwo | $146.41 | $146.41 | 10/26/2009 5:16:34 PM |
| djh47a | $29.38 | $29.38 | 10/26/2009 5:12:24 PM |
| ytjameslee | $50.00 | $50.00 | 10/26/2009 5:13:22 PM |
| verse99 | $25.00 | $25.00 | 10/26/2009 5:15:36 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:16:09 PM |
| GeoLender | $25.00 | $25.00 | 10/26/2009 6:31:25 PM |
| don8ter | $40.74 | $40.74 | 10/26/2009 8:56:06 PM |
| rmachi | $25.00 | $25.00 | 10/26/2009 11:01:16 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 8:18:15 AM |
| regahj99 | $25.00 | $25.00 | 10/26/2009 10:31:09 PM |
| twjh | $30.00 | $30.00 | 10/27/2009 3:38:30 PM |
| minista | $25.00 | $25.00 | 10/27/2009 3:29:02 PM |
| loanman2007 | $50.00 | $50.00 | 10/28/2009 7:09:21 AM |
| gary500 | $25.00 | $25.00 | 10/28/2009 3:04:02 PM |
| nobsbooks | $25.00 | $25.00 | 10/28/2009 8:02:40 PM |
| buffalobills | $25.00 | $25.00 | 10/29/2009 8:34:10 AM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:35:15 AM |
| prossperous01 | $25.00 | $25.00 | 10/29/2009 9:02:52 AM |
| caffinate | $110.00 | $110.00 | 10/29/2009 11:18:59 AM |
| kind-cash-metronome | $25.00 | $25.00 | 10/29/2009 11:08:52 AM |
| Zeenos | $30.00 | $30.00 | 10/29/2009 1:47:09 PM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 3:15:26 PM |
| JPAW777 | $100.00 | $100.00 | 10/29/2009 4:28:57 PM |
| SCD | $25.00 | $25.00 | 10/29/2009 4:49:34 PM |
| shellstar | $28.87 | $28.87 | 10/29/2009 6:05:51 PM |
| TakeCare | $200.00 | $200.00 | 10/29/2009 6:21:10 PM |
| investor11373 | $25.00 | $25.00 | 10/29/2009 6:33:35 PM |
| bkb7484 | $29.14 | $29.14 | 10/29/2009 8:19:54 PM |
| beer234 | $109.06 | $109.06 | 10/30/2009 8:20:56 AM |
| Aristophil | $100.00 | $100.00 | 10/30/2009 5:50:03 AM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:16:24 PM |
| StarFundingSource | $25.00 | $25.00 | 10/30/2009 11:49:00 AM |
| marala4285 | $25.00 | $25.00 | 10/30/2009 3:31:51 PM |
| triumphant-bonus | $25.00 | $25.00 | 10/30/2009 4:14:22 PM |
| Ven58 | $25.00 | $25.00 | 10/30/2009 4:33:38 PM |
| Syzygy | $25.00 | $25.00 | 10/30/2009 6:16:14 PM |
| JustOneVoice | $25.00 | $25.00 | 10/31/2009 4:02:21 AM |
| a-shiny-dime | $25.00 | $25.00 | 10/31/2009 9:07:48 AM |
| tingtong07feb | $25.00 | $25.00 | 10/31/2009 8:13:24 PM |
| durability-colonel | $50.00 | $50.00 | 10/31/2009 9:00:55 PM |
| Richmp412 | $25.00 | $25.00 | 10/31/2009 7:40:13 AM |
| Damostuff | $25.00 | $25.00 | 10/31/2009 7:29:05 PM |
| ctaylor15 | $48.34 | $48.34 | 10/31/2009 7:45:23 PM |
| credit-maple | $25.00 | $25.00 | 11/1/2009 9:08:36 AM |
| Coastie814 | $25.00 | $25.00 | 10/31/2009 10:14:54 PM |
| oldman68 | $25.00 | $25.00 | 10/31/2009 10:40:31 PM |
| payout-magician | $50.00 | $50.00 | 10/31/2009 1:02:37 PM |
| Dan77 | $25.00 | $25.00 | 11/1/2009 7:05:19 AM |
| leverage-monger | $100.00 | $100.00 | 10/31/2009 2:59:02 PM |
| organic-platinum | $25.00 | $25.00 | 11/1/2009 9:10:04 AM |
| wild_carrot | $25.00 | $25.00 | 11/1/2009 10:13:45 AM |
| icon7 | $25.00 | $25.00 | 11/1/2009 12:31:49 PM |
| loantigger | $25.00 | $25.00 | 10/31/2009 9:04:17 PM |
| Mikale360 | $25.00 | $25.00 | 11/1/2009 3:25:13 PM |
| spiff666 | $25.00 | $25.00 | 11/1/2009 3:37:12 PM |
| shrewd-peace7 | $25.00 | $25.00 | 11/1/2009 7:03:50 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:22:10 AM |
| davidc314 | $50.00 | $50.00 | 11/1/2009 5:45:06 PM |
| ingeborg77 | $50.00 | $50.00 | 11/1/2009 12:52:12 PM |
| sunnysally | $30.00 | $30.00 | 11/1/2009 2:15:45 PM |
| PalmTreeIsland | $100.00 | $100.00 | 11/1/2009 8:58:45 PM |
| 101010 | $50.00 | $50.00 | 11/2/2009 6:29:37 AM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 7:03:55 AM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 4:30:13 PM |
| Loan-trust25 | $32.30 | $32.30 | 11/1/2009 5:26:57 PM |
| ladybug838 | $50.00 | $50.00 | 11/1/2009 7:03:27 PM |
| AJ8981 | $25.00 | $25.00 | 11/2/2009 9:22:37 AM |
| lancetc | $25.00 | $25.00 | 11/2/2009 10:13:31 AM |
| jetblack | $29.76 | $29.76 | 11/2/2009 10:34:42 AM |
| anakinsolo | $25.00 | $25.00 | 11/2/2009 11:24:03 AM |
| TheGeek | $27.26 | $27.26 | 11/2/2009 11:38:00 AM |
| golden-yield | $25.00 | $25.00 | 10/26/2009 4:36:44 PM |
| greenwell | $50.00 | $50.00 | 10/26/2009 4:37:04 PM |
| BaxterEvil | $25.00 | $25.00 | 10/26/2009 4:37:08 PM |
| Okinutah | $25.00 | $25.00 | 10/26/2009 4:37:13 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/26/2009 4:37:34 PM |
| mjm77_1 | $25.00 | $25.00 | 10/26/2009 4:37:53 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 4:37:46 PM |
| L-vex | $25.00 | $25.00 | 10/26/2009 4:37:57 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 4:38:24 PM |
| Orca-man | $50.00 | $50.00 | 10/26/2009 4:36:40 PM |
| KiwiElf | $30.00 | $30.00 | 10/26/2009 4:36:48 PM |
| Toberino | $25.00 | $25.00 | 10/26/2009 4:36:51 PM |
| tenny321 | $25.00 | $25.00 | 10/26/2009 4:37:02 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 4:37:36 PM |
| nalaari | $50.00 | $50.00 | 10/26/2009 4:37:50 PM |
| jd006006 | $50.00 | $50.00 | 10/26/2009 4:38:17 PM |
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:41:22 PM |
| DonaldColorado | $25.00 | $25.00 | 10/26/2009 4:48:02 PM |
| credit-investor5 | $50.00 | $50.00 | 10/26/2009 5:00:30 PM |
| saahilld | $25.00 | $25.00 | 10/26/2009 5:00:06 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/26/2009 4:59:43 PM |
| inforapenny | $25.00 | $25.00 | 10/26/2009 5:00:36 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:06:13 PM |
| kenji4861 | $50.00 | $50.00 | 10/26/2009 5:06:29 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 5:07:04 PM |
| get30inc | $50.00 | $50.00 | 10/26/2009 5:07:19 PM |
| kanakakm | $50.00 | $50.00 | 10/26/2009 5:07:00 PM |
| bchen78875 | $50.00 | $50.00 | 10/26/2009 5:08:41 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:08:23 PM |
| Weaverville | $25.00 | $25.00 | 10/26/2009 5:08:31 PM |
| sas19 | $25.00 | $25.00 | 10/26/2009 5:08:50 PM |
| snowman34 | $25.00 | $25.00 | 10/26/2009 5:08:56 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/26/2009 5:09:42 PM |
| goofy15975 | $25.00 | $25.00 | 10/26/2009 5:09:45 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:09:54 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:10:21 PM |
| dionysus03 | $25.00 | $25.00 | 10/26/2009 5:10:36 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/26/2009 5:11:00 PM |
| peaceful-bid | $25.00 | $25.00 | 10/26/2009 5:11:34 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 5:11:17 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 5:07:22 PM |
| TandyJames | $50.00 | $50.00 | 10/26/2009 5:11:38 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/26/2009 5:11:44 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:07:38 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/26/2009 5:07:48 PM |
| credit-coach118 | $35.00 | $35.00 | 10/26/2009 5:12:27 PM |
| Ocean-Breeze | $25.00 | $25.00 | 10/26/2009 5:12:48 PM |
| DukSerduk | $25.00 | $25.00 | 10/26/2009 5:08:38 PM |
| gracej | $25.00 | $25.00 | 10/26/2009 5:09:16 PM |
| elegant-bonus | $25.00 | $25.00 | 10/26/2009 5:10:10 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/26/2009 5:10:44 PM |
| GElender | $50.00 | $50.00 | 10/26/2009 5:15:31 PM |
| geniusj | $25.00 | $25.00 | 10/26/2009 5:16:19 PM |
| rjleves | $25.00 | $25.00 | 10/26/2009 5:11:47 PM |
| nuclearmoose | $25.00 | $25.00 | 10/26/2009 5:16:49 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 5:12:14 PM |
| janus_god | $25.00 | $25.00 | 10/26/2009 5:12:53 PM |
| robust-loyalty | $25.00 | $25.00 | 10/26/2009 5:13:02 PM |
| Barak | $80.00 | $80.00 | 10/26/2009 5:14:19 PM |
| lendermender | $25.00 | $25.00 | 10/26/2009 5:21:45 PM |
| neenerman | $25.00 | $25.00 | 10/26/2009 5:14:46 PM |
| GeoLender | $25.00 | $25.00 | 10/26/2009 6:31:41 PM |
| blot44 | $25.00 | $25.00 | 10/26/2009 6:47:16 PM |
| BrianRK | $25.00 | $25.00 | 10/26/2009 7:26:28 PM |
| RLC | $28.42 | $28.42 | 10/26/2009 7:28:09 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 8:29:29 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:47:58 PM |
| reinforced-reward | $25.00 | $25.00 | 10/26/2009 10:26:06 PM |
| Nco | $25.00 | $25.00 | 10/26/2009 7:27:02 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/27/2009 6:41:11 AM |
| MONEYLENDER101 | $100.00 | $70.65 | 10/26/2009 11:02:16 PM |
| DHolly | $25.00 | $25.00 | 10/27/2009 5:53:30 AM |
| JoeXB | $25.00 | $25.00 | 10/27/2009 10:25:33 AM |
| Finspons | $50.00 | $50.00 | 10/27/2009 5:59:03 PM |
| datongmama | $25.00 | $25.00 | 10/27/2009 10:42:41 PM |
| Cherrypicker | $50.00 | $50.00 | 10/28/2009 8:20:07 AM |
| Montgomery-Burns | $25.00 | $25.00 | 10/28/2009 10:49:18 AM |
| logical-revenue9 | $25.00 | $25.00 | 10/28/2009 6:33:04 PM |
| UncleSafety | $76.91 | $76.91 | 10/29/2009 5:53:07 AM |
| interest-friendship | $50.00 | $50.00 | 10/29/2009 8:22:15 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/29/2009 10:04:23 AM |
| manuvns | $25.00 | $25.00 | 10/29/2009 12:14:32 PM |
| porwestco | $25.00 | $25.00 | 10/29/2009 1:32:46 PM |
| RandyL3 | $25.00 | $25.00 | 10/29/2009 4:45:40 PM |
| afterhours | $25.00 | $25.00 | 10/29/2009 6:20:15 PM |
| Airthus | $25.00 | $25.00 | 10/30/2009 3:25:22 AM |
| BankShark | $25.00 | $25.00 | 10/30/2009 4:43:26 AM |
| generous-deal6 | $50.00 | $50.00 | 10/29/2009 10:25:47 PM |
| beakerfish | $150.67 | $150.67 | 10/30/2009 9:52:54 AM |
| Charmart | $25.00 | $25.00 | 10/30/2009 2:49:47 AM |
| jalvin | $100.00 | $100.00 | 10/30/2009 11:08:09 AM |
| economy-popcorn | $25.00 | $25.00 | 10/30/2009 3:21:24 PM |
| 1SteelerFan | $50.00 | $50.00 | 10/30/2009 12:01:13 PM |
| coin-investor | $25.00 | $25.00 | 10/30/2009 4:59:32 PM |
| Credit2Prosper | $37.16 | $37.16 | 10/30/2009 4:32:03 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/31/2009 2:37:47 AM |
| money-engine | $27.62 | $27.62 | 10/30/2009 6:31:51 PM |
| shrewd-income | $100.00 | $100.00 | 10/30/2009 6:38:20 PM |
| Isotope | $25.00 | $25.00 | 10/31/2009 3:48:43 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 11/1/2009 4:53:32 AM |
| elegant-bonus | $25.00 | $25.00 | 11/1/2009 7:13:40 AM |
| julijask | $25.00 | $25.00 | 10/31/2009 11:38:09 AM |
| ManhattanLender | $25.00 | $25.00 | 10/31/2009 11:47:50 AM |
| rudymac777 | $25.00 | $25.00 | 11/1/2009 5:50:14 AM |
| don'twannadance | $50.00 | $50.00 | 11/1/2009 12:56:30 PM |
| mattblizz | $25.00 | $25.00 | 11/1/2009 3:15:12 PM |
| Patriot_Bank | $25.00 | $25.00 | 11/1/2009 4:35:59 PM |
| don'twannadance | $50.00 | $50.00 | 11/1/2009 12:57:02 PM |
| John316 | $697.31 | $697.31 | 11/1/2009 11:23:10 PM |
| 2Below | $25.00 | $25.00 | 11/2/2009 4:58:08 AM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 1:38:53 PM |
| aafg69 | $25.00 | $25.00 | 11/1/2009 3:34:50 PM |
| p2p-gala | $25.00 | $25.00 | 11/2/2009 6:05:12 AM |
| MNMAN21 | $65.00 | $65.00 | 11/2/2009 8:58:18 AM |
| MrLeft | $25.00 | $25.00 | 11/2/2009 6:46:21 AM |
| Aristophil | $25.00 | $25.00 | 11/1/2009 7:24:13 PM |
| slowpig | $75.00 | $75.00 | 11/2/2009 10:39:20 AM |
| Castelj | $25.00 | $25.00 | 11/2/2009 5:27:22 AM |
| tigers13 | $50.00 | $50.00 | 11/2/2009 10:25:53 AM |
| Spkthewrd3 | $25.00 | $25.00 | 11/2/2009 10:28:00 AM |
| PrinceValium | $25.00 | $25.00 | 11/2/2009 11:25:12 AM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 8:32:09 AM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 9:33:47 AM |
| 242 bids
|
Borrower Payment Dependent Notes Series
430036
This series of Notes was issued and sold upon the funding of the borrower loan #39320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $178.92 |
|
Final lender yield:
| 21.95% |
Final borrower rate/APR:
| 22.95% / 25.23% |
Final monthly payment:
| $174.08 |
| |
|
Auction yield range:
| 17.29% - 24.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-640 (Oct-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,834 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| OzYank |
Borrower's state:
| Florida |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 500-520
(Jul-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Aussie single Dad
Purpose
Debt consolidation and the forgotten costs you don't realize you need as a 1st time home owner until it actually happens. Like a lawn mower etc.
Financial Situation
Last year I went through a difficult and stressful divorce which dramatically crippled my credit but has not affected my ability for making payments or weathering the financial storm. I am a single dad of a 4 yr old girl and finally have started receiving child support which I haven't included in my figures below as that covers her daycare?and starting a college fund.
I also have never been late on payments and even paid my 1st Prosper loan off early. I'll continue to use the automatic debit system for my monthly payment and plan on setting that figure higher than the quoted repayment.
Thanks for viewing my listing and hope you can truly help. Please feel free to ask me any questions.Mthly Net Inc-$3800
Mthly Exp-$2900
House:$705
Ins:$125
Car:$600
Util:$150
Cable,Ph,I/net:$200
CC:$500
Food,Ent:$420
Other:$200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $4,500.00 | $4,500.00 | 11/2/2009 4:33:18 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
430058
This series of Notes was issued and sold upon the funding of the borrower loan #39316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $568.87 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $560.59 |
| |
|
Auction yield range:
| 3.29% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,448 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 51% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| radiant-liberty7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stop The Credit Card Insanity!
Purpose of loan:
This loan will be used to? pay off a credit card with a high balance.? The high credit card balance is the only smudge on our credit.? Paying off this credit card will help us pay for my daughter's college education expenses that are coming way too soon and then to pay off the mortgage on the house before we retire.?
My financial situation:
I am a good candidate for this loan because?we are a good family with generally modest needs that pay all of our financial obligations on time.? We live in a modest home that is more than 35 years old and drive vehicles that are at least 5 years old.??Nothing extravagant.? We have a decent family income from a stable?position.???We are typically risk averse and are somewhat skeptical about using this alternative banking solution, but we do want to "prosper".? We appreciate your consideration.? Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enterprising-integrity | $25.00 | $25.00 | 10/23/2009 4:03:16 PM |
| investor_101 | $50.00 | $50.00 | 10/23/2009 4:03:37 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/23/2009 4:04:39 PM |
| robot777 | $25.00 | $25.00 | 10/23/2009 4:03:38 PM |
| AF-Chief | $35.00 | $35.00 | 10/23/2009 4:07:22 PM |
| ATOHokie | $25.00 | $25.00 | 10/23/2009 4:04:17 PM |
| sturdy-rate3 | $25.00 | $25.00 | 10/23/2009 4:04:20 PM |
| abidos | $25.00 | $25.00 | 10/23/2009 4:08:34 PM |
| uncleegg | $25.00 | $25.00 | 10/23/2009 4:06:51 PM |
| FlexFunding | $100.00 | $100.00 | 10/23/2009 4:07:07 PM |
| Tai | $25.00 | $25.00 | 10/23/2009 4:07:13 PM |
| kanakakm | $50.00 | $50.00 | 10/23/2009 4:07:17 PM |
| agwosdof | $50.00 | $50.00 | 10/23/2009 4:07:20 PM |
| mamayama | $25.00 | $25.00 | 10/23/2009 4:10:34 PM |
| a-responsible-return | $25.00 | $25.00 | 10/23/2009 4:07:34 PM |
| trident9 | $50.00 | $50.00 | 10/23/2009 4:10:48 PM |
| donmacprosper | $50.00 | $50.00 | 10/23/2009 4:10:55 PM |
| credit-investor5 | $50.00 | $50.00 | 10/23/2009 4:03:43 PM |
| inforapenny | $25.00 | $25.00 | 10/23/2009 4:03:49 PM |
| JGB | $25.00 | $25.00 | 10/23/2009 4:11:10 PM |
| anton | $48.59 | $48.59 | 10/23/2009 4:07:58 PM |
| TandyJames | $50.00 | $50.00 | 10/23/2009 4:11:23 PM |
| awwaww | $25.00 | $25.00 | 10/23/2009 4:08:17 PM |
| Aeroman32 | $25.00 | $25.00 | 10/23/2009 4:08:22 PM |
| kulender | $25.00 | $25.00 | 10/23/2009 4:08:39 PM |
| snowman34 | $25.00 | $25.00 | 10/23/2009 4:09:13 PM |
| kid8549 | $25.00 | $25.00 | 10/23/2009 4:09:35 PM |
| czar3 | $25.00 | $25.00 | 10/23/2009 4:09:38 PM |
| djh47a | $40.00 | $40.00 | 10/23/2009 4:12:47 PM |
| lazyeye | $25.00 | $25.00 | 10/23/2009 4:13:02 PM |
| vkorichkov | $25.00 | $25.00 | 10/23/2009 4:10:14 PM |
| harmonious-yield | $25.00 | $25.00 | 10/23/2009 4:13:27 PM |
| Sixmil | $25.00 | $25.00 | 10/23/2009 4:13:36 PM |
| rmachi | $25.00 | $25.00 | 10/23/2009 4:10:31 PM |
| arenangelchild | $100.00 | $100.00 | 10/23/2009 4:06:49 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/23/2009 4:10:52 PM |
| slartibardfast | $35.00 | $35.00 | 10/23/2009 4:07:02 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/23/2009 4:11:15 PM |
| SNH | $50.00 | $50.00 | 10/23/2009 4:07:26 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/23/2009 4:07:38 PM |
| ClearLake | $25.00 | $25.00 | 10/23/2009 4:11:57 PM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 4:12:06 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/23/2009 4:08:08 PM |
| credit-coach118 | $35.00 | $35.00 | 10/23/2009 4:12:49 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 4:12:57 PM |
| bchen78875 | $50.00 | $50.00 | 10/23/2009 4:09:03 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/23/2009 4:13:11 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/23/2009 4:13:20 PM |
| gracej | $25.00 | $25.00 | 10/23/2009 4:09:27 PM |
| don8ter | $29.40 | $29.40 | 10/23/2009 4:13:47 PM |
| ytjameslee | $50.00 | $50.00 | 10/23/2009 4:13:49 PM |
| Kelor99 | $25.00 | $25.00 | 10/23/2009 4:14:18 PM |
| gentle-gold | $25.00 | $25.00 | 10/23/2009 4:11:02 PM |
| LALO79 | $25.00 | $25.00 | 10/23/2009 4:11:04 PM |
| Headhunter14 | $25.00 | $25.00 | 10/23/2009 4:11:07 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:28:06 PM |
| peaceful-bid | $25.00 | $25.00 | 10/23/2009 4:11:18 PM |
| neenerman | $25.00 | $25.00 | 10/23/2009 4:12:21 PM |
| pawsitive | $25.00 | $25.00 | 10/23/2009 4:12:55 PM |
| janus_god | $25.00 | $25.00 | 10/23/2009 4:13:07 PM |
| ultimate-commitment | $25.00 | $25.00 | 10/23/2009 4:13:34 PM |
| Brown98 | $25.00 | $25.00 | 10/23/2009 5:27:23 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:26:39 PM |
| YogaDude34 | $100.00 | $100.00 | 10/23/2009 4:25:49 PM |
| intelligent-nickel | $25.00 | $25.00 | 10/23/2009 4:32:18 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/23/2009 7:08:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 5:03:17 PM |
| GElender | $29.96 | $29.96 | 10/23/2009 8:11:15 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:59 PM |
| KailuaLender | $25.00 | $25.00 | 10/23/2009 11:08:02 PM |
| innocent-deal | $25.00 | $25.00 | 10/23/2009 8:06:30 PM |
| rjblack | $31.00 | $31.00 | 10/23/2009 8:06:54 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/23/2009 8:06:59 PM |
| Reinadog9 | $25.00 | $25.00 | 10/24/2009 3:21:18 AM |
| windfall46 | $25.00 | $25.00 | 10/24/2009 4:16:50 AM |
| kmwvma | $25.00 | $25.00 | 10/23/2009 7:21:34 PM |
| selector568 | $44.05 | $44.05 | 10/24/2009 4:17:12 AM |
| figs4u2 | $25.00 | $25.00 | 10/24/2009 4:17:23 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/23/2009 8:07:03 PM |
| rlrcstr | $25.00 | $25.00 | 10/23/2009 8:07:06 PM |
| wdove511 | $25.00 | $25.00 | 10/24/2009 8:18:03 AM |
| andrewgl | $25.00 | $25.00 | 10/24/2009 8:31:16 AM |
| LR_Biker | $25.00 | $25.00 | 10/24/2009 4:17:19 AM |
| BeemerRider | $25.00 | $25.00 | 10/24/2009 9:53:08 AM |
| adir1 | $25.00 | $25.00 | 10/24/2009 4:17:22 AM |
| blot44 | $50.00 | $50.00 | 10/24/2009 5:59:01 AM |
| dpfl55 | $25.00 | $25.00 | 10/24/2009 9:22:00 AM |
| Gundu | $25.00 | $25.00 | 10/24/2009 9:53:07 AM |
| Plotinus | $50.00 | $50.00 | 10/24/2009 7:08:34 AM |
| superchicken | $25.00 | $25.00 | 10/24/2009 11:26:15 AM |
| cash-builder6 | $25.00 | $25.00 | 10/24/2009 3:16:44 PM |
| fortytwo | $25.00 | $25.00 | 10/24/2009 1:33:18 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/24/2009 11:51:10 AM |
| KiwiElf | $30.00 | $30.00 | 10/24/2009 6:06:35 PM |
| proper-commitment5 | $40.41 | $40.41 | 10/24/2009 6:16:22 PM |
| Lender0010 | $25.00 | $25.00 | 10/24/2009 8:57:31 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/24/2009 6:38:33 PM |
| mmqc | $25.00 | $25.00 | 10/24/2009 9:51:11 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/24/2009 5:31:27 PM |
| degster | $25.00 | $25.00 | 10/24/2009 7:11:36 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/24/2009 5:46:14 PM |
| coolspeed | $25.00 | $25.00 | 10/24/2009 8:18:32 PM |
| Orringo | $27.41 | $27.41 | 10/24/2009 6:16:24 PM |
| gauss02 | $25.00 | $25.00 | 10/24/2009 6:38:32 PM |
| szetheli | $50.00 | $50.00 | 10/25/2009 9:56:13 AM |
| Katburg | $25.00 | $25.00 | 10/25/2009 10:46:50 AM |
| rwelle | $25.00 | $25.00 | 10/25/2009 10:46:49 AM |
| visionary-currency | $30.48 | $30.48 | 10/25/2009 7:18:36 AM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/25/2009 7:51:49 AM |
| jgar_O | $30.00 | $30.00 | 10/25/2009 9:21:09 AM |
| dparkhom | $25.00 | $25.00 | 10/25/2009 1:22:27 PM |
| dr-dollar | $25.00 | $25.00 | 10/25/2009 1:47:18 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 10/26/2009 4:51:08 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/26/2009 5:51:17 AM |
| greenwell | $50.00 | $50.00 | 10/25/2009 6:01:07 PM |
| BaxterEvil | $25.00 | $25.00 | 10/25/2009 7:16:21 PM |
| g314 | $30.00 | $30.00 | 10/26/2009 6:46:44 AM |
| L-vex | $25.00 | $25.00 | 10/26/2009 7:58:35 AM |
| Shelby2082 | $25.00 | $25.00 | 10/26/2009 4:40:20 AM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 9:31:15 AM |
| j48 | $25.00 | $25.00 | 10/26/2009 6:59:03 AM |
| mjm77_1 | $25.00 | $25.00 | 10/26/2009 9:51:40 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/26/2009 10:12:23 AM |
| blackstar | $25.00 | $25.00 | 10/26/2009 7:46:04 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/26/2009 9:57:22 AM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 9:31:17 AM |
| coondog | $25.00 | $25.00 | 10/26/2009 11:21:21 AM |
| nala2821 | $25.00 | $25.00 | 10/26/2009 9:31:38 AM |
| kayakg | $25.00 | $25.00 | 10/26/2009 11:31:00 AM |
| julijask | $25.00 | $25.00 | 10/26/2009 11:32:15 AM |
| brocilybeef | $25.00 | $25.00 | 10/26/2009 9:48:32 AM |
| lloyd_s | $25.00 | $25.00 | 10/26/2009 11:31:28 AM |
| jd006006 | $50.00 | $50.00 | 10/26/2009 12:27:09 PM |
| iruz | $50.00 | $50.00 | 10/26/2009 12:02:05 PM |
| andyb9 | $25.00 | $25.00 | 10/26/2009 3:46:22 PM |
| nzlxjwek | $25.00 | $25.00 | 10/26/2009 4:01:46 PM |
| jct_enterprises | $25.00 | $25.00 | 10/26/2009 4:09:03 PM |
| Veridic | $25.00 | $25.00 | 10/26/2009 7:26:55 PM |
| jchix | $25.00 | $25.00 | 10/26/2009 10:41:06 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/27/2009 8:18:19 AM |
| Castellan | $25.00 | $25.00 | 10/27/2009 8:21:09 AM |
| point-shooter | $25.00 | $25.00 | 10/27/2009 9:42:59 AM |
| lucrative-worth | $25.00 | $25.00 | 10/27/2009 10:24:05 AM |
| tsui517 | $25.00 | $25.00 | 10/27/2009 10:27:08 AM |
| kindness-saver | $25.00 | $25.00 | 10/27/2009 10:56:30 AM |
| NATIVEBORN | $44.50 | $44.50 | 10/27/2009 9:48:53 AM |
| tolstoy00 | $25.00 | $25.00 | 10/27/2009 11:22:46 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/27/2009 1:21:26 PM |
| elasermd | $50.00 | $50.00 | 10/27/2009 3:16:12 PM |
| cingular | $25.00 | $25.00 | 10/27/2009 3:30:02 PM |
| peace-cadence | $25.00 | $25.00 | 10/27/2009 3:28:03 PM |
| supe11 | $25.00 | $25.00 | 10/27/2009 3:53:11 PM |
| Coach2often | $50.00 | $50.00 | 10/27/2009 3:53:07 PM |
| papaman | $25.00 | $25.00 | 10/27/2009 3:56:05 PM |
| DadWarbucks | $25.00 | $25.00 | 10/27/2009 3:25:31 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 10/27/2009 4:38:20 PM |
| monstersdad | $50.00 | $50.00 | 10/27/2009 5:20:28 PM |
| onlyinchicago | $25.00 | $25.00 | 10/27/2009 5:22:18 PM |
| Hexnut | $39.37 | $39.37 | 10/27/2009 5:51:06 PM |
| meux99 | $25.00 | $25.00 | 10/27/2009 5:51:07 PM |
| Cherrypicker06 | $25.00 | $25.00 | 10/27/2009 6:21:26 PM |
| Viamin | $25.00 | $25.00 | 10/27/2009 7:26:16 PM |
| taxdiscusion | $25.00 | $25.00 | 10/27/2009 9:36:15 PM |
| first-poetic-deal | $25.00 | $25.00 | 10/27/2009 10:31:21 PM |
| Masterlender | $25.00 | $25.00 | 10/27/2009 11:36:15 PM |
| Artist_Blue | $25.00 | $25.00 | 10/28/2009 4:28:42 AM |
| financial-frenzy | $50.00 | $50.00 | 10/28/2009 4:31:10 AM |
| crenen139 | $43.45 | $43.45 | 10/27/2009 7:37:09 PM |
| dumbass | $25.00 | $25.00 | 10/28/2009 6:08:55 AM |
| azarael | $25.00 | $25.00 | 10/28/2009 6:37:49 AM |
| DeathScythe676 | $25.00 | $25.00 | 10/27/2009 8:16:46 PM |
| squarebob | $50.00 | $50.00 | 10/28/2009 7:58:02 AM |
| mjjjrj | $25.00 | $25.00 | 10/28/2009 8:07:45 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/28/2009 8:37:41 AM |
| seattleslug | $30.00 | $30.00 | 10/28/2009 9:50:08 AM |
| Captain88 | $25.00 | $25.00 | 10/28/2009 5:10:10 AM |
| Residuum | $30.00 | $30.00 | 10/28/2009 10:50:45 AM |
| Avala | $25.00 | $25.00 | 10/28/2009 11:40:23 AM |
| intuitive-dime5 | $25.00 | $25.00 | 10/28/2009 9:33:20 AM |
| justice-dna | $35.00 | $35.00 | 10/28/2009 12:03:14 PM |
| easylender | $25.00 | $25.00 | 10/28/2009 1:30:52 PM |
| labate | $25.00 | $25.00 | 10/28/2009 10:17:41 AM |
| help_each_other | $25.00 | $25.00 | 10/28/2009 10:49:34 AM |
| zyztemboy | $25.00 | $25.00 | 10/28/2009 10:50:53 AM |
| SourDoughSteve | $25.00 | $25.00 | 10/28/2009 11:03:47 AM |
| Mark-O-Polo | $25.00 | $25.00 | 10/28/2009 11:14:15 AM |
| Sitgarath | $25.00 | $25.00 | 10/28/2009 4:10:01 PM |
| All_Wins | $25.00 | $25.00 | 10/28/2009 2:03:41 PM |
| Bigsaver | $25.00 | $25.00 | 10/28/2009 4:27:48 PM |
| chief_wo | $25.00 | $25.00 | 10/28/2009 6:08:14 PM |
| nalaari | $100.00 | $100.00 | 10/28/2009 7:10:21 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/28/2009 7:58:11 PM |
| agbullet55443 | $100.00 | $100.00 | 10/28/2009 8:36:34 PM |
| b-rent | $25.00 | $25.00 | 10/28/2009 7:07:50 PM |
| scholarly-market | $25.00 | $25.00 | 10/29/2009 8:40:55 AM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 9:05:26 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/29/2009 6:04:09 AM |
| SonomaHills | $25.00 | $25.00 | 10/29/2009 9:33:07 AM |
| Gobsek | $50.00 | $50.00 | 10/29/2009 10:20:19 AM |
| kind-value-pouch | $50.00 | $50.00 | 10/29/2009 10:15:01 AM |
| ADenny | $25.00 | $25.00 | 10/29/2009 11:02:50 AM |
| bigrpf5 | $25.00 | $25.00 | 10/29/2009 10:48:06 AM |
| RJN | $25.00 | $25.00 | 10/29/2009 9:34:02 AM |
| Searlzy | $25.00 | $25.00 | 10/29/2009 11:43:57 AM |
| spin-kick | $25.00 | $25.00 | 10/29/2009 11:54:09 AM |
| Sigonio | $25.00 | $25.00 | 10/29/2009 12:00:12 PM |
| sh71 | $25.00 | $25.00 | 10/29/2009 12:36:14 PM |
| sclark | $25.00 | $25.00 | 10/29/2009 12:49:53 PM |
| PaulW | $25.00 | $25.00 | 10/29/2009 10:47:52 AM |
| MT1130 | $25.00 | $25.00 | 10/29/2009 1:26:04 PM |
| eggzie | $25.00 | $25.00 | 10/29/2009 11:21:07 AM |
| OoM | $25.00 | $25.00 | 10/29/2009 11:28:04 AM |
| mizount | $25.00 | $25.00 | 10/29/2009 11:28:33 AM |
| stensonb | $25.00 | $25.00 | 10/29/2009 11:28:54 AM |
| tyson789 | $100.00 | $45.34 | 10/29/2009 1:42:48 PM |
| puyanera | $25.00 | $25.00 | 10/29/2009 12:43:44 PM |
| fiscal65 | $25.00 | $25.00 | 10/29/2009 1:24:11 PM |
| scloans | $25.00 | $25.00 | 10/29/2009 4:10:54 PM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 3:04:11 PM |
| AtlantistoXanadu | $75.00 | $75.00 | 10/29/2009 3:19:25 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/29/2009 3:52:54 PM |
| bankojerry | $25.00 | $25.00 | 10/29/2009 4:19:34 PM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 4:51:35 PM |
| FjLenders | $46.69 | $46.69 | 10/29/2009 4:49:35 PM |
| impressive-fund0 | $30.00 | $30.00 | 10/29/2009 5:48:21 PM |
| JLPicard | $50.00 | $50.00 | 10/29/2009 6:14:05 PM |
| MCFinance27 | $50.00 | $50.00 | 10/29/2009 5:34:58 PM |
| Dan77 | $25.00 | $25.00 | 10/29/2009 4:45:01 PM |
| Speedfreak | $25.00 | $25.00 | 10/29/2009 7:51:38 PM |
| HawaiianHelper | $50.00 | $50.00 | 10/30/2009 1:14:46 AM |
| upbeat-wealth | $25.00 | $25.00 | 10/29/2009 8:57:01 PM |
| loanman2007 | $75.00 | $75.00 | 10/30/2009 6:32:45 AM |
| oldman68 | $25.00 | $25.00 | 10/30/2009 1:23:48 AM |
| TakeCare | $200.00 | $200.00 | 10/30/2009 7:41:08 AM |
| Aristophil | $118.00 | $118.00 | 10/30/2009 7:49:28 AM |
| schubper | $50.00 | $50.00 | 10/30/2009 4:29:05 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/30/2009 12:44:05 AM |
| jpme | $25.00 | $25.00 | 10/30/2009 9:58:24 AM |
| GGWC | $50.00 | $50.00 | 10/30/2009 3:09:01 AM |
| fair-payment4 | $25.00 | $25.00 | 10/30/2009 9:08:14 AM |
| building_community | $25.00 | $25.00 | 10/30/2009 6:44:13 AM |
| Aristophil | $93.00 | $93.00 | 10/30/2009 9:46:14 AM |
| emitt3140 | $25.55 | $25.55 | 10/30/2009 8:05:46 AM |
| CashBank | $25.00 | $25.00 | 10/30/2009 9:07:25 AM |
| maga | $100.00 | $100.00 | 10/30/2009 9:23:38 AM |
| fairness-faire | $25.00 | $25.00 | 10/30/2009 12:00:59 PM |
| crazybill | $25.00 | $25.00 | 10/30/2009 12:05:20 PM |
| bouvierchamp | $29.65 | $29.65 | 10/30/2009 10:43:40 AM |
| manny00 | $26.73 | $26.73 | 10/30/2009 11:04:08 AM |
| tuckerdog75 | $25.00 | $25.00 | 10/30/2009 10:00:18 AM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:04:11 PM |
| revenue-serenity | $25.00 | $25.00 | 10/30/2009 10:23:04 AM |
| patriot384 | $50.00 | $50.00 | 10/30/2009 1:51:23 PM |
| TommyTucker | $50.00 | $50.00 | 10/30/2009 11:00:15 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 11:08:16 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/30/2009 11:12:24 AM |
| AM2171 | $25.00 | $25.00 | 10/30/2009 3:17:03 PM |
| sharp-credit | $300.00 | $300.00 | 10/30/2009 3:21:21 PM |
| marala4285 | $25.00 | $25.00 | 10/30/2009 3:23:24 PM |
| payout-magician | $50.00 | $50.00 | 10/30/2009 2:53:46 PM |
| Prezotus | $25.00 | $25.00 | 10/23/2009 4:04:07 PM |
| loaninvesting | $25.00 | $25.00 | 10/23/2009 4:03:31 PM |
| supersarah61 | $25.00 | $25.00 | 10/23/2009 4:06:56 PM |
| kenji4861 | $50.00 | $50.00 | 10/23/2009 4:06:59 PM |
| a8h8a8 | $25.00 | $25.00 | 10/23/2009 4:03:40 PM |
| Attract | $25.00 | $25.00 | 10/23/2009 4:07:10 PM |
| WealthBoy | $25.00 | $25.00 | 10/23/2009 3:59:46 PM |
| DonaldColorado | $25.00 | $25.00 | 10/23/2009 4:04:59 PM |
| dirkjan | $25.00 | $25.00 | 10/23/2009 4:07:53 PM |
| transparency-giant | $50.00 | $50.00 | 10/23/2009 4:05:02 PM |
| flwah | $50.00 | $50.00 | 10/23/2009 4:05:18 PM |
| HunterSix | $25.00 | $25.00 | 10/23/2009 4:08:12 PM |
| Weaverville | $25.00 | $25.00 | 10/23/2009 4:08:54 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/23/2009 4:09:42 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/23/2009 4:09:57 PM |
| SDNLR | $25.00 | $25.00 | 10/23/2009 4:10:01 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/23/2009 4:02:54 PM |
| MTLoans | $25.00 | $25.00 | 10/23/2009 4:10:10 PM |
| Banker7371 | $25.00 | $25.00 | 10/23/2009 4:03:32 PM |
| get30inc | $50.00 | $50.00 | 10/23/2009 4:07:30 PM |
| likeable-value | $25.00 | $25.00 | 10/23/2009 4:10:45 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/23/2009 4:03:33 PM |
| wrighco | $25.00 | $25.00 | 10/23/2009 4:07:43 PM |
| fortress767 | $25.00 | $25.00 | 10/23/2009 4:10:58 PM |
| fervent-repayment | $25.00 | $25.00 | 10/23/2009 4:11:26 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/23/2009 4:11:29 PM |
| Barak | $80.00 | $80.00 | 10/23/2009 4:11:40 PM |
| personal-lender | $25.00 | $25.00 | 10/23/2009 4:08:49 PM |
| BlindProphet | $25.00 | $25.00 | 10/23/2009 4:09:18 PM |
| compoundinterest | $50.00 | $50.00 | 10/23/2009 4:09:22 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/23/2009 4:09:46 PM |
| goofy15975 | $25.00 | $25.00 | 10/23/2009 4:09:49 PM |
| credit-force5 | $25.00 | $25.00 | 10/23/2009 4:12:53 PM |
| Ocean-Breeze | $25.00 | $25.00 | 10/23/2009 4:13:01 PM |
| elegant-bonus | $25.00 | $25.00 | 10/23/2009 4:10:05 PM |
| dionysus03 | $25.00 | $25.00 | 10/23/2009 4:10:37 PM |
| kchen486 | $25.00 | $25.00 | 10/23/2009 4:10:40 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/23/2009 4:10:43 PM |
| tallmon | $25.00 | $25.00 | 10/23/2009 4:07:48 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/23/2009 4:08:01 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 4:12:18 PM |
| thegreatone | $29.40 | $29.40 | 10/23/2009 4:12:32 PM |
| CallMeBen | $25.00 | $25.00 | 10/23/2009 4:08:28 PM |
| DukSerduk | $25.00 | $25.00 | 10/23/2009 4:08:58 PM |
| sas19 | $25.00 | $25.00 | 10/23/2009 4:09:07 PM |
| robust-loyalty | $25.00 | $25.00 | 10/23/2009 4:13:18 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/23/2009 4:09:32 PM |
| BayShell | $32.09 | $32.09 | 10/23/2009 4:13:37 PM |
| JJS180 | $25.00 | $25.00 | 10/23/2009 4:13:43 PM |
| Havana21 | $50.00 | $50.00 | 10/23/2009 4:09:52 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:27:09 PM |
| rjleves | $25.00 | $25.00 | 10/23/2009 4:11:32 PM |
| Railbird | $25.00 | $25.00 | 10/23/2009 4:12:27 PM |
| Halos2002 | $50.00 | $50.00 | 10/23/2009 4:13:13 PM |
| RLC | $50.00 | $50.00 | 10/23/2009 4:13:31 PM |
| Cheburashka | $40.00 | $40.00 | 10/23/2009 4:13:57 PM |
| LKN2RTR | $25.00 | $25.00 | 10/23/2009 4:14:04 PM |
| PotBellyPete | $25.00 | $25.00 | 10/23/2009 4:14:14 PM |
| spruce2 | $25.00 | $25.00 | 10/23/2009 4:24:47 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:27:26 PM |
| kirkjerk | $25.00 | $25.00 | 10/23/2009 7:21:35 PM |
| golden-yield | $25.00 | $25.00 | 10/23/2009 8:06:51 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/23/2009 7:26:46 PM |
| mh1169 | $30.00 | $30.00 | 10/23/2009 6:27:02 PM |
| verse99 | $25.00 | $25.00 | 10/23/2009 11:41:21 PM |
| Cai8899 | $50.00 | $50.00 | 10/24/2009 4:16:58 AM |
| thedreamer | $25.00 | $25.00 | 10/24/2009 4:17:10 AM |
| icon7 | $25.00 | $25.00 | 10/24/2009 4:17:15 AM |
| lagnisiruk | $25.00 | $25.00 | 10/24/2009 4:17:20 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/24/2009 4:17:26 AM |
| tlp43 | $25.00 | $25.00 | 10/23/2009 8:07:07 PM |
| inventive-funds | $25.00 | $25.00 | 10/24/2009 4:16:57 AM |
| wacko82 | $25.00 | $25.00 | 10/24/2009 4:17:17 AM |
| VBAces | $50.00 | $50.00 | 10/23/2009 8:53:33 PM |
| johntina | $50.00 | $50.00 | 10/23/2009 11:16:23 PM |
| zone6 | $75.00 | $75.00 | 10/24/2009 4:17:03 AM |
| lean-velocity | $25.00 | $25.00 | 10/24/2009 4:17:16 AM |
| Nco | $25.00 | $25.00 | 10/24/2009 6:01:11 AM |
| geniusj | $25.00 | $25.00 | 10/24/2009 10:18:23 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/24/2009 3:16:36 PM |
| return-confidant | $25.00 | $25.00 | 10/24/2009 2:20:47 PM |
| otter | $25.00 | $25.00 | 10/24/2009 1:21:24 PM |
| turbine5 | $40.00 | $40.00 | 10/24/2009 5:46:46 PM |
| Aethelinde | $50.00 | $50.00 | 10/24/2009 1:36:27 PM |
| highcountry1 | $25.00 | $25.00 | 10/24/2009 5:56:17 PM |
| GatorBait | $50.00 | $50.00 | 10/24/2009 6:16:25 PM |
| preciousjeni | $45.36 | $45.36 | 10/24/2009 4:23:29 PM |
| Finspons | $30.00 | $30.00 | 10/24/2009 10:00:11 PM |
| nuclearmoose | $25.00 | $25.00 | 10/24/2009 5:46:10 PM |
| bradny | $25.00 | $25.00 | 10/24/2009 6:01:17 PM |
| BigEarHole | $25.00 | $25.00 | 10/25/2009 7:21:15 AM |
| ThomasC | $25.00 | $25.00 | 10/25/2009 8:11:19 AM |
| Orca-man | $50.00 | $50.00 | 10/25/2009 9:06:24 AM |
| gold-tsunami | $25.00 | $25.00 | 10/25/2009 7:33:28 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/25/2009 7:43:26 AM |
| tenny321 | $25.00 | $25.00 | 10/25/2009 5:01:17 PM |
| Okinutah | $25.00 | $25.00 | 10/25/2009 8:36:28 PM |
| larrybird | $30.68 | $30.68 | 10/26/2009 5:26:18 AM |
| BACKJUDGE | $25.00 | $25.00 | 10/25/2009 8:43:18 PM |
| regahj99 | $25.00 | $25.00 | 10/25/2009 11:11:34 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/26/2009 9:12:18 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/26/2009 6:51:28 AM |
| nalaari | $50.00 | $50.00 | 10/26/2009 9:31:22 AM |
| Iwantahelp | $25.00 | $25.00 | 10/26/2009 10:12:01 AM |
| rmpedi33 | $100.00 | $100.00 | 10/26/2009 10:06:31 AM |
| BiggestG | $25.00 | $25.00 | 10/26/2009 10:12:33 AM |
| mathprof | $25.00 | $25.00 | 10/26/2009 11:07:40 AM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 9:31:09 AM |
| Bill33716 | $25.00 | $25.00 | 10/26/2009 11:07:47 AM |
| power-expert | $25.00 | $25.00 | 10/26/2009 11:21:46 AM |
| zeelender | $25.00 | $25.00 | 10/26/2009 1:51:20 PM |
| unclejaef | $25.00 | $25.00 | 10/26/2009 12:09:07 PM |
| point-zebra | $25.00 | $25.00 | 10/26/2009 3:46:18 PM |
| jcfunder | $25.00 | $25.00 | 10/26/2009 3:46:27 PM |
| lowrate | $25.00 | $25.00 | 10/26/2009 3:56:37 PM |
| bdpres1 | $25.00 | $25.00 | 10/26/2009 4:01:37 PM |
| mikeandcat | $33.41 | $33.41 | 10/26/2009 2:14:55 PM |
| Gibbyland | $44.00 | $44.00 | 10/26/2009 5:18:54 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:51:11 PM |
| PatRichi | $25.00 | $25.00 | 10/27/2009 9:42:01 AM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 6:37:54 AM |
| thryn | $25.00 | $25.00 | 10/27/2009 9:48:56 AM |
| bugleusmc | $29.86 | $29.86 | 10/27/2009 10:36:31 AM |
| Thecozychick | $25.00 | $25.00 | 10/27/2009 11:17:29 AM |
| mlbox3k | $25.00 | $25.00 | 10/27/2009 11:46:07 AM |
| slowpig | $26.69 | $26.69 | 10/27/2009 12:53:05 PM |
| bokonon | $25.00 | $25.00 | 10/27/2009 3:16:14 PM |
| TK4 | $25.00 | $25.00 | 10/27/2009 11:01:24 AM |
| One1putt | $25.00 | $25.00 | 10/27/2009 3:22:08 PM |
| brstern2 | $25.00 | $25.00 | 10/27/2009 11:22:47 AM |
| skuba | $50.00 | $50.00 | 10/27/2009 3:24:49 PM |
| BoutYeBank | $25.00 | $25.00 | 10/27/2009 3:25:05 PM |
| testobsessed | $25.00 | $25.00 | 10/27/2009 12:56:14 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/27/2009 3:28:21 PM |
| kegs | $52.12 | $52.12 | 10/27/2009 3:29:59 PM |
| chief219 | $25.00 | $25.00 | 10/27/2009 3:30:03 PM |
| Jassi | $25.00 | $25.00 | 10/27/2009 3:25:51 PM |
| ChicoBob | $50.00 | $50.00 | 10/27/2009 3:29:15 PM |
| geekguy | $25.00 | $25.00 | 10/27/2009 2:58:26 PM |
| johannesfactotum | $25.00 | $25.00 | 10/27/2009 3:29:59 PM |
| financelover | $38.49 | $38.49 | 10/27/2009 4:01:59 PM |
| head | $25.00 | $25.00 | 10/27/2009 3:24:21 PM |
| Kame | $25.00 | $25.00 | 10/27/2009 4:01:57 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/27/2009 4:57:01 PM |
| dt2812 | $25.00 | $25.00 | 10/27/2009 5:17:28 PM |
| flexiboy35 | $25.00 | $25.00 | 10/27/2009 5:20:27 PM |
| fuzed | $25.00 | $25.00 | 10/27/2009 4:58:53 PM |
| 8bitnintendo | $25.00 | $25.00 | 10/27/2009 5:33:27 PM |
| emo13 | $50.00 | $50.00 | 10/27/2009 7:01:28 PM |
| SASBANK | $25.00 | $25.00 | 10/27/2009 7:11:10 PM |
| longisland47m | $25.00 | $25.00 | 10/27/2009 7:11:21 PM |
| gogmagog | $46.41 | $46.41 | 10/27/2009 7:31:11 PM |
| discrete-asset | $25.00 | $25.00 | 10/27/2009 8:11:15 PM |
| wormdc | $25.00 | $25.00 | 10/27/2009 8:21:04 PM |
| value-microscope | $25.00 | $25.00 | 10/27/2009 5:33:08 PM |
| StWaldo | $25.00 | $25.00 | 10/27/2009 10:31:24 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/28/2009 6:09:00 AM |
| leverage-monger | $50.00 | $50.00 | 10/28/2009 9:33:14 AM |
| interest-exec9 | $25.00 | $25.00 | 10/28/2009 9:33:29 AM |
| celkram | $31.56 | $31.56 | 10/28/2009 9:33:13 AM |
| oreyedoc | $25.00 | $25.00 | 10/28/2009 9:57:58 AM |
| Gunny89 | $25.00 | $25.00 | 10/28/2009 10:39:08 AM |
| racing777 | $25.00 | $25.00 | 10/28/2009 6:28:11 AM |
| bowdish1 | $31.33 | $31.33 | 10/28/2009 10:50:44 AM |
| GenerousGentleMan | $28.92 | $28.92 | 10/28/2009 11:14:01 AM |
| salala | $25.00 | $25.00 | 10/28/2009 11:48:27 AM |
| Lendomatic | $25.00 | $25.00 | 10/28/2009 10:13:44 AM |
| velocity-flag | $25.00 | $25.00 | 10/28/2009 12:38:25 PM |
| honorable-yield | $50.00 | $50.00 | 10/28/2009 2:04:37 PM |
| kindofaloaner | $25.00 | $25.00 | 10/28/2009 11:22:54 AM |
| OLYVRC | $25.00 | $25.00 | 10/28/2009 11:48:01 AM |
| LarWit1512 | $25.00 | $25.00 | 10/28/2009 3:33:47 PM |
| gdbanks | $25.00 | $25.00 | 10/28/2009 3:44:11 PM |
| atlviet | $25.00 | $25.00 | 10/28/2009 3:53:09 PM |
| hutch13 | $75.00 | $75.00 | 10/28/2009 1:09:35 PM |
| minista | $25.00 | $25.00 | 10/28/2009 1:13:10 PM |
| investment-cluster | $25.00 | $25.00 | 10/28/2009 4:23:18 PM |
| senior1 | $25.00 | $25.00 | 10/28/2009 5:49:06 PM |
| SavannahBear | $25.00 | $25.00 | 10/28/2009 6:08:54 PM |
| aldenrains | $25.00 | $25.00 | 10/28/2009 6:49:11 PM |
| brondero | $100.00 | $100.00 | 10/28/2009 8:23:45 PM |
| littlemonkey | $25.00 | $25.00 | 10/28/2009 8:17:48 PM |
| MrDavid | $50.00 | $50.00 | 10/28/2009 9:32:48 PM |
| xphile | $25.00 | $25.00 | 10/28/2009 9:37:43 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/28/2009 9:44:04 PM |
| twjh | $30.00 | $30.00 | 10/28/2009 7:08:59 PM |
| mcabery | $72.00 | $72.00 | 10/29/2009 1:57:33 AM |
| favorite-dollar | $25.00 | $25.00 | 10/29/2009 5:57:57 AM |
| buffalobills | $25.00 | $25.00 | 10/29/2009 8:17:38 AM |
| allloans4me | $50.00 | $50.00 | 10/29/2009 9:13:49 AM |
| TCayce | $25.00 | $25.00 | 10/29/2009 9:34:16 AM |
| PCGeekWI | $25.00 | $25.00 | 10/29/2009 9:32:57 AM |
| economy-popcorn | $25.00 | $25.00 | 10/29/2009 6:26:24 AM |
| AgTiPinisher | $25.00 | $25.00 | 10/29/2009 7:58:21 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/29/2009 10:20:11 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/29/2009 10:18:41 AM |
| whiteshadow | $25.00 | $25.00 | 10/29/2009 10:54:10 AM |
| pi31415 | $25.00 | $25.00 | 10/29/2009 11:03:21 AM |
| SnakeV | $30.00 | $30.00 | 10/29/2009 11:44:11 AM |
| respectful-note | $25.00 | $25.00 | 10/29/2009 12:02:27 PM |
| Veggie_Monkey | $25.00 | $25.00 | 10/29/2009 12:09:25 PM |
| icefish | $50.00 | $50.00 | 10/29/2009 12:48:42 PM |
| kubien | $25.00 | $25.00 | 10/29/2009 1:13:35 PM |
| totoro | $25.00 | $25.00 | 10/29/2009 11:08:41 AM |
| faldska | $25.00 | $25.00 | 10/29/2009 11:10:07 AM |
| synergy4all | $25.00 | $25.00 | 10/29/2009 11:44:28 AM |
| Boxhead | $25.00 | $25.00 | 10/29/2009 11:46:16 AM |
| Mattfromotm | $26.02 | $26.02 | 10/29/2009 12:34:22 PM |
| BankOfFrankFairness | $36.44 | $36.44 | 10/29/2009 1:13:24 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/29/2009 1:26:10 PM |
| Ven58 | $25.00 | $25.00 | 10/29/2009 2:24:22 PM |
| jybank | $50.00 | $50.00 | 10/29/2009 5:06:00 PM |
| Dskillz | $34.97 | $34.97 | 10/29/2009 5:36:33 PM |
| bkb7484 | $25.00 | $25.00 | 10/29/2009 8:17:43 PM |
| ladybug838 | $25.00 | $25.00 | 10/30/2009 1:32:11 AM |
| ScottFinance | $25.00 | $25.00 | 10/30/2009 7:08:52 AM |
| wild-orange | $100.00 | $100.00 | 10/30/2009 3:05:32 AM |
| Aristophil | $190.00 | $190.00 | 10/30/2009 7:48:57 AM |
| lanlie | $54.93 | $54.93 | 10/30/2009 5:01:52 AM |
| autobahn77 | $38.47 | $38.47 | 10/30/2009 6:31:21 AM |
| MNMAN21 | $75.00 | $75.00 | 10/30/2009 6:42:49 AM |
| velocity-winner | $25.00 | $25.00 | 10/30/2009 8:50:08 AM |
| PotBellyPete | $50.00 | $50.00 | 10/30/2009 8:46:19 AM |
| revenue-sapling | $25.00 | $25.00 | 10/30/2009 11:15:09 AM |
| bowl800 | $25.00 | $25.00 | 10/30/2009 8:22:12 AM |
| shivering | $25.00 | $25.00 | 10/30/2009 8:56:38 AM |
| nav1elt | $38.27 | $38.27 | 10/30/2009 10:37:20 AM |
| Loan_Stranger | $50.00 | $50.00 | 10/30/2009 11:00:49 AM |
| interest88 | $25.00 | $25.00 | 10/30/2009 12:33:10 PM |
| wild-orange | $100.00 | $100.00 | 10/30/2009 1:01:38 PM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 3:01:59 PM |
| thegreatone | $75.00 | $75.00 | 10/30/2009 1:20:22 PM |
| tempo6 | $25.00 | $25.00 | 10/30/2009 3:50:19 PM |
| 493 bids
|
Borrower Payment Dependent Notes Series
430062
This series of Notes was issued and sold upon the funding of the borrower loan #39322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 17.95% |
Final borrower rate/APR:
| 18.95% / 21.17% |
Final monthly payment:
| $128.21 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 19.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.05% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23,634 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| nomi777 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 96% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $12,200.00 | < mo. late:
| 1
( 4% )
| 660-680
(Sep-2008)
680-700
(Dec-2007)
|
|
Principal balance:
| $2,725.08 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Replace HVAC (winter is here)
Purpose of loan:
This loan will be used to replace my HVAC unit.
My financial situation: good
I am a good candidate for this loan because I have a very good history with Prosper and have always paid on time. Just experiencing some short term cash flow issues. Winter is here and I need to replace a broken HVAC unit. Please help.
Monthly net income: $6,800
Monthly expenses: $3,711
??Housing: $2,500
??Insurance: $150
??Car expenses: $211
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $3,500.00 | $3,500.00 | 11/2/2009 8:56:03 AM |
| 1 bids
|
Borrower Payment Dependent Notes Series
430110
This series of Notes was issued and sold upon the funding of the borrower loan #39333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,360.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $197.23 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $197.23 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 620-640 (Oct-2009) |
Current / open credit lines:
| 15
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $26,758 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| purduealumna44 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < mo. late:
| 0
( 0% )
| 600-620
(Sep-2008)
600-620
(Aug-2008)
|
|
Principal balance:
| $2,085.83 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
35% Interest - Help Me Consolidate!
Purpose of loan:
I'm planning on getting married soon and want to reduce the amount of debt I have prior to marrying my sweet finance. This loan will be used to consolidate?five credit card/revolving accounts and one hospital bill (listed below). I'm thrilled at the possibility of consolidating these and reducing the number of revolving accounts on my credit report. This will drop me to only two credit cards and with the help of this Prosper loan will be able to start chunking the money I save each month (see below) on the remaining two cards. I can't express the hope I have and how much I'm looking forward to my future financial freedom with the help of you and Prosper!
Total Current Monthly Payment: $320
Prosper Payment with Loan for Consolidation at 35% Interest: $197.23
> Citi Platinum Card ? current balance due: $636.19 (monthly payment made: $40)
> Macy?s Store Card ? current balance due: $465.77 (monthly payment made: $40)
> Geico Credit Card ? current balance due: $1,410.00 (monthly payment made: $50)
> Orchard HSBC ? current balance due: $689.99 (monthly payment made: $40)
> Discover HSBC ? current balance due: $508.65 (monthly payment made: $100)
> Moses Cone Hospital Bill ? current balance due: $650.00 (monthly payment made: $50)
My financial situation:
I'm in a great spot right now - I've paid off two cards on my own this year and have widdled down the ones I'm asking for help consolidating. My credit score is weak because I have too many open revolving accounts - which is why I'm looking to consolidate and make one monthly payment . I am current on all my bills, I pay more than my minimum balance each month, and I was fortunate enough to receive a Prosper loan last year for a?surgery and have had a great experience with it. My rent was recently reduced and I am up for a promotion at work that would increase my yearly salary if I am chosen for it.
Monthly net income: $2,850 (often more when I work overtime)
Monthly expenses: $
??Housing: $ 635.00 (rent)
??Insurance: $ 88.00
??Car expenses: $ 0 (I own my car - no monthly payment)
??Utilities: $ 60.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 75.00
??Household expenses/groceries $50.00?
??Prosper Loan: $111.13
??Credit cards and other loans: $785.42
Thank you so much for considering my listing. I love what Prosper stands for and hope one day to be able to help folks just like I've been helped throught this service.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is your goal in consolidating to decrease the total interest rate or your monthly payments? - noble-revenue
A:
Thanks for the question! My personal goal is to eliminate the number of open accounts I have. My credit report will significantly improve by decreasing the number of open revolving accounts I have - I'll end up paying a little more interest this way with the Prosper loan, but I'll be able to eliminate the debt quicker with it, plus I love it that the interest rate goes to people like me, not the large banks. Thanks again for your question!
(Nov-02-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/26/2009 5:13:57 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/26/2009 5:16:56 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 7:39:01 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 9:32:05 AM |
| hamster | $25.00 | $25.00 | 10/28/2009 8:37:17 AM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:08 PM |
| dman15 | $25.00 | $25.00 | 10/29/2009 8:42:46 AM |
| p2p-gala | $50.00 | $50.00 | 10/30/2009 7:30:55 AM |
| efficient-principal | $25.00 | $25.00 | 10/31/2009 8:50:17 AM |
| currency-bumblebee | $25.00 | $25.00 | 10/31/2009 11:01:31 AM |
| marala4285 | $25.00 | $25.00 | 11/1/2009 8:38:12 AM |
| reflective-rupee | $1,000.00 | $412.01 | 11/1/2009 5:59:33 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/1/2009 7:11:16 AM |
| flexible-economy2 | $400.00 | $400.00 | 10/31/2009 8:10:36 PM |
| festivecpl | $25.00 | $25.00 | 11/1/2009 3:38:58 PM |
| nilonc1 | $300.00 | $300.00 | 11/1/2009 10:36:27 PM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 1:50:34 PM |
| Chrishu | $25.00 | $25.00 | 11/2/2009 6:57:31 AM |
| felicity-daydream | $25.00 | $25.00 | 11/1/2009 3:48:10 PM |
| CA_Lender | $25.00 | $25.00 | 11/1/2009 7:57:38 PM |
| Accountant83 | $25.00 | $25.00 | 11/2/2009 5:59:49 AM |
| capital-galaxy | $150.00 | $150.00 | 11/2/2009 11:22:45 AM |
| visionary-deal3 | $100.00 | $100.00 | 11/2/2009 7:50:19 AM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 3:54:47 PM |
| reflective-rupee | $50.00 | $50.00 | 11/2/2009 3:55:54 PM |
| enthusiastic-balance5 | $300.00 | $300.00 | 11/2/2009 11:55:05 AM |
| enthusiastic-balance5 | $400.00 | $400.00 | 11/2/2009 11:56:46 AM |
| Evolver | $30.00 | $30.00 | 11/2/2009 11:58:46 AM |
| Credit2Prosper | $25.00 | $25.00 | 11/2/2009 3:59:52 PM |
| a-finance-nirvana | $150.00 | $150.00 | 11/2/2009 12:58:13 PM |
| Rulea72 | $75.00 | $75.00 | 11/2/2009 4:02:24 PM |
| Astyanax | $25.00 | $25.00 | 11/2/2009 1:55:06 PM |
| fireferd | $100.00 | $100.00 | 11/2/2009 3:52:38 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 3:57:59 PM |
| sturdy-peace9 | $50.00 | $50.00 | 11/2/2009 4:37:23 PM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 1:31:32 PM |
| poetic-economy | $25.00 | $25.00 | 10/31/2009 3:50:56 AM |
| unk1911 | $25.00 | $25.00 | 10/31/2009 5:39:29 AM |
| 113121 | $25.00 | $25.00 | 11/1/2009 12:33:06 PM |
| Tono | $25.00 | $25.00 | 10/31/2009 5:20:06 PM |
| ballz694 | $31.99 | $31.99 | 11/1/2009 1:49:01 PM |
| niggard | $25.00 | $25.00 | 11/2/2009 7:07:09 AM |
| noble-revenue | $200.00 | $200.00 | 11/2/2009 12:42:33 PM |
| return-grizzly | $100.00 | $100.00 | 11/2/2009 11:29:26 AM |
| 101010 | $50.00 | $50.00 | 11/2/2009 7:51:20 AM |
| Danlo123 | $25.00 | $25.00 | 11/2/2009 8:39:10 AM |
| 56bones | $25.00 | $25.00 | 11/2/2009 12:41:49 PM |
| fantasysports | $25.00 | $25.00 | 11/2/2009 2:59:21 PM |
| just-trade0 | $36.00 | $36.00 | 11/2/2009 1:14:45 PM |
| 113121 | $100.00 | $100.00 | 11/2/2009 2:19:23 PM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 10:52:34 AM |
| justme4now | $25.00 | $25.00 | 11/2/2009 3:21:08 PM |
| kingbob | $25.00 | $25.00 | 11/2/2009 3:28:41 PM |
| bid-acrobat4 | $25.00 | $25.00 | 11/2/2009 3:38:18 PM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 3:55:04 PM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 3:55:23 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
430120
This series of Notes was issued and sold upon the funding of the borrower loan #39314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $55.99 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $55.17 |
| |
|
Auction yield range:
| 4.29% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $541 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| elated-ore |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for part of my wedding
Purpose of loan:
Basically my family and my fiance's family are splitting up the cost of my December wedding.? Being a student, I can't come up with over a $1000 in a month and a half, and that's why I'm in need of a loan.? The loan will be covering a little bit of everything for my wedding!
My financial situation:
I'm currently a junior in college studying Mechanical Engineering, and I will have an internship this summer.? Currently, I'm working 3 jobs on campus with gives me roughly $800 a month.
Monthly expenses: $
??Housing: $
277.50
??Insurance: $
0
??Car expenses: $
0 [except for gas, so roughly $30 a month]
??Utilities: $
60
??Phone, cable, internet: $
25 [just internet]
??Food, entertainment: $
125
??Clothing, household expenses $
0
??Credit cards and other loans: $ 3000 student loan, payments postponed until graduation in May 2011; credits cards are paid off except for the David's Bridal card balance for my wedding dress [I have payments sent up to pay this off entirely by June 2010]
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| a-finance-nirvana | $150.00 | $150.00 | 10/27/2009 2:00:06 PM |
| LoanDMC | $25.00 | $25.00 | 10/28/2009 4:52:24 PM |
| WorkingTA | $26.00 | $26.00 | 10/29/2009 2:02:26 PM |
| MathProfessor | $80.00 | $80.00 | 10/29/2009 3:27:53 PM |
| marwadi-62 | $200.00 | $200.00 | 10/29/2009 4:30:02 PM |
| LoveLife45 | $25.00 | $25.00 | 10/30/2009 5:06:58 PM |
| titancash4u | $25.00 | $25.00 | 10/30/2009 8:26:50 PM |
| baltar | $25.00 | $25.00 | 11/1/2009 6:32:21 AM |
| ladybug838 | $25.00 | $25.00 | 11/1/2009 7:33:03 PM |
| rockhound84 | $25.00 | $25.00 | 11/2/2009 12:06:05 PM |
| Camerican | $25.00 | $25.00 | 11/2/2009 7:33:34 AM |
| springpanda | $50.00 | $50.00 | 11/2/2009 2:54:30 PM |
| rockhound84 | $25.00 | $25.00 | 11/2/2009 3:32:48 PM |
| bondhedger | $25.00 | $25.00 | 11/2/2009 1:57:55 PM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 10:58:44 AM |
| rcs2003 | $25.00 | $25.00 | 11/2/2009 12:31:42 PM |
| jybank | $25.00 | $25.00 | 11/2/2009 4:33:34 PM |
| icon7 | $35.00 | $35.00 | 11/2/2009 4:36:14 PM |
| organic-platinum | $25.00 | $21.04 | 11/2/2009 4:37:32 PM |
| soccermom33 | $25.00 | $25.00 | 10/28/2009 5:05:25 PM |
| UCSBGAUCHOS | $30.00 | $30.00 | 10/29/2009 4:49:55 PM |
| id26709 | $28.49 | $28.49 | 10/30/2009 5:40:28 PM |
| Tabster | $25.00 | $25.00 | 10/31/2009 1:00:53 PM |
| BlessedEveryDay | $25.00 | $25.00 | 11/1/2009 7:01:12 AM |
| bonus-patriot | $50.00 | $50.00 | 11/1/2009 5:14:17 PM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 4:16:56 PM |
| glenium | $25.00 | $25.00 | 11/2/2009 3:35:18 AM |
| wild-orange | $25.00 | $25.00 | 11/2/2009 7:54:19 AM |
| johnpmid | $25.00 | $25.00 | 11/2/2009 7:54:28 AM |
| Astyanax | $25.00 | $25.00 | 11/2/2009 1:57:00 PM |
| wild-orange | $200.00 | $200.00 | 11/2/2009 4:33:18 PM |
| wild-orange | $300.00 | $300.00 | 11/2/2009 4:32:33 PM |
| generous-deal6 | $29.47 | $29.47 | 11/2/2009 4:33:49 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
430174
This series of Notes was issued and sold upon the funding of the borrower loan #39325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $334.63 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $325.02 |
| |
|
Auction yield range:
| 3.29% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stable-auction |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping a daughter & her family
Purpose of loan:
This loan will be used to? aid a great young family couple restructure their financial future!
My financial situation:
I am a good candidate for this loan because?I'm committed to aid others in need to show gratitude for my many blessings.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:41:24 PM |
| DonaldColorado | $25.00 | $25.00 | 10/26/2009 4:48:01 PM |
| transparency-giant | $50.00 | $50.00 | 10/26/2009 4:48:07 PM |
| cloud8 | $40.00 | $40.00 | 10/26/2009 4:52:10 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/26/2009 4:59:45 PM |
| inforapenny | $25.00 | $25.00 | 10/26/2009 5:00:37 PM |
| Banker7371 | $25.00 | $25.00 | 10/26/2009 5:00:13 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:06:11 PM |
| kanakakm | $50.00 | $50.00 | 10/26/2009 5:06:58 PM |
| get30inc | $50.00 | $50.00 | 10/26/2009 5:07:18 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:07:12 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/26/2009 5:07:32 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:07:36 PM |
| Weaverville | $25.00 | $25.00 | 10/26/2009 5:08:33 PM |
| bchen78875 | $50.00 | $50.00 | 10/26/2009 5:08:44 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/26/2009 5:09:24 PM |
| snowman34 | $25.00 | $25.00 | 10/26/2009 5:08:58 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 5:10:01 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:09:53 PM |
| MTLoans | $25.00 | $25.00 | 10/26/2009 5:10:14 PM |
| CarDealer3070 | $28.03 | $28.03 | 10/26/2009 5:09:58 PM |
| FlexFunding | $100.00 | $100.00 | 10/26/2009 5:06:39 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 5:11:16 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 5:07:02 PM |
| fervent-repayment | $25.00 | $25.00 | 10/26/2009 5:11:41 PM |
| five-star-note | $25.00 | $25.00 | 10/26/2009 5:12:38 PM |
| kulender | $25.00 | $25.00 | 10/26/2009 5:08:20 PM |
| unk1911 | $50.00 | $50.00 | 10/26/2009 5:12:51 PM |
| gracej | $25.00 | $25.00 | 10/26/2009 5:09:18 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/26/2009 5:09:39 PM |
| elegant-bonus | $25.00 | $25.00 | 10/26/2009 5:10:08 PM |
| johntina | $50.00 | $50.00 | 10/26/2009 5:15:28 PM |
| KailuaLender | $25.00 | $25.00 | 10/26/2009 5:15:47 PM |
| Syzygy | $25.00 | $25.00 | 10/26/2009 5:12:07 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/26/2009 5:13:05 PM |
| tenny321 | $25.00 | $25.00 | 10/26/2009 5:19:17 PM |
| greenwell | $50.00 | $50.00 | 10/26/2009 5:19:19 PM |
| ytjameslee | $50.00 | $50.00 | 10/26/2009 5:13:20 PM |
| Okinutah | $25.00 | $25.00 | 10/26/2009 5:19:31 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 5:19:48 PM |
| jd006006 | $50.00 | $50.00 | 10/26/2009 5:20:00 PM |
| sturdy-rate3 | $25.00 | $25.00 | 10/26/2009 5:16:26 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 5:19:41 PM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:06:48 PM |
| LALO79 | $25.00 | $25.00 | 10/26/2009 10:37:36 PM |
| iruz | $50.00 | $50.00 | 10/27/2009 6:51:09 AM |
| mad4wknds | $25.00 | $25.00 | 10/27/2009 11:11:11 AM |
| fuzed | $25.00 | $25.00 | 10/27/2009 11:22:41 AM |
| rjleves | $25.00 | $25.00 | 10/27/2009 9:53:58 AM |
| value-microscope | $25.00 | $25.00 | 10/27/2009 12:41:23 PM |
| Orca-man | $50.00 | $50.00 | 10/27/2009 10:08:31 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/27/2009 12:41:22 PM |
| GElender | $49.08 | $49.08 | 10/27/2009 12:46:14 PM |
| DukSerduk | $25.00 | $25.00 | 10/27/2009 10:54:49 AM |
| amit_gu | $50.00 | $50.00 | 10/27/2009 2:11:09 PM |
| Halos2002 | $50.00 | $50.00 | 10/27/2009 2:11:32 PM |
| Duchdad | $25.00 | $25.00 | 10/27/2009 3:23:35 PM |
| dirkjan | $25.00 | $25.00 | 10/27/2009 3:28:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/27/2009 1:21:29 PM |
| Cai8899 | $25.00 | $25.00 | 10/27/2009 3:29:22 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/27/2009 3:29:32 PM |
| wacko82 | $25.00 | $25.00 | 10/27/2009 3:29:47 PM |
| turbine5 | $40.00 | $40.00 | 10/27/2009 3:29:51 PM |
| rmachi | $25.00 | $25.00 | 10/27/2009 3:28:43 PM |
| Sixmil | $25.00 | $25.00 | 10/27/2009 3:28:45 PM |
| Brainworm | $25.00 | $25.00 | 10/27/2009 3:29:05 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/27/2009 3:29:27 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/27/2009 3:29:33 PM |
| lean-velocity | $25.00 | $25.00 | 10/27/2009 3:29:46 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/27/2009 3:38:07 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/27/2009 3:38:32 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/27/2009 3:27:34 PM |
| don8ter | $51.27 | $51.27 | 10/27/2009 3:28:41 PM |
| rjblack | $50.00 | $50.00 | 10/27/2009 3:28:47 PM |
| Lender0010 | $25.00 | $25.00 | 10/27/2009 3:53:17 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/27/2009 4:37:45 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 10/27/2009 4:38:19 PM |
| L-vex | $25.00 | $25.00 | 10/27/2009 5:23:46 PM |
| GatorBait | $40.39 | $40.39 | 10/27/2009 5:23:45 PM |
| lloyd_s | $25.00 | $25.00 | 10/27/2009 5:32:53 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/27/2009 5:33:25 PM |
| minista | $25.00 | $25.00 | 10/27/2009 5:33:24 PM |
| preciousjeni | $50.00 | $50.00 | 10/27/2009 5:33:44 PM |
| dealarella | $25.00 | $25.00 | 10/27/2009 5:33:00 PM |
| credit-waterfall2 | $25.00 | $25.00 | 10/27/2009 10:02:15 PM |
| rwelle | $25.00 | $25.00 | 10/27/2009 5:33:43 PM |
| GeoLender | $25.00 | $25.00 | 10/28/2009 4:21:29 AM |
| FarBeyondDriven | $25.00 | $25.00 | 10/27/2009 6:26:58 PM |
| GeoLender | $25.00 | $25.00 | 10/28/2009 4:22:16 AM |
| dma1206 | $25.00 | $25.00 | 10/28/2009 11:23:10 AM |
| economy-popcorn | $25.00 | $25.00 | 10/28/2009 4:53:20 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:36:12 AM |
| prossperous01 | $25.00 | $25.00 | 10/29/2009 9:04:02 AM |
| turbostar666 | $48.45 | $48.45 | 10/29/2009 10:47:57 AM |
| Zeenos | $25.00 | $25.00 | 10/29/2009 1:48:02 PM |
| RandyL3 | $31.07 | $31.07 | 10/29/2009 4:51:28 PM |
| BAEVentures | $43.79 | $43.79 | 10/30/2009 7:37:49 AM |
| Airthus | $25.00 | $25.00 | 10/30/2009 3:29:56 AM |
| witty-compassion | $30.95 | $30.95 | 10/30/2009 4:38:07 PM |
| MathProfessor | $100.00 | $100.00 | 10/30/2009 6:14:59 PM |
| fighter7 | $100.00 | $100.00 | 10/30/2009 8:24:57 PM |
| julijask | $25.00 | $25.00 | 10/31/2009 11:43:43 AM |
| baggydomer | $50.00 | $50.00 | 10/31/2009 11:00:21 AM |
| ManhattanLender | $25.00 | $25.00 | 10/31/2009 11:47:57 AM |
| Lender0307 | $25.00 | $25.00 | 10/31/2009 10:40:26 PM |
| libertas67 | $25.00 | $25.00 | 11/1/2009 8:16:03 AM |
| payout-magician | $25.00 | $25.00 | 10/31/2009 1:12:59 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:38:03 AM |
| leverage-monger | $100.00 | $100.00 | 10/31/2009 3:03:44 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:25:55 AM |
| senior1 | $25.00 | $25.00 | 11/1/2009 2:10:54 PM |
| MisterEd | $50.00 | $50.00 | 11/1/2009 6:40:09 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:28:36 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:36:59 AM |
| don'twannadance | $50.00 | $50.00 | 11/1/2009 1:01:01 PM |
| durability-colonel | $50.00 | $50.00 | 11/2/2009 2:45:55 AM |
| Share-the-wealth | $100.00 | $100.00 | 11/2/2009 7:18:05 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/2/2009 6:41:01 AM |
| PalmTreeIsland | $100.00 | $100.00 | 11/1/2009 8:58:50 PM |
| slowpig | $75.00 | $75.00 | 11/2/2009 10:44:22 AM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 9:40:44 AM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 7:20:12 AM |
| dmitriy2 | $25.00 | $25.00 | 11/2/2009 3:55:06 PM |
| Credit2Prosper | $25.89 | $25.89 | 11/2/2009 10:27:47 AM |
| lender1x | $25.00 | $25.00 | 11/2/2009 11:23:51 AM |
| Nusk | $25.00 | $25.00 | 11/2/2009 12:50:02 PM |
| exciting-fairness | $100.00 | $100.00 | 11/2/2009 2:56:06 PM |
| HappyToLoan | $25.00 | $25.00 | 11/2/2009 4:36:28 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/26/2009 5:00:14 PM |
| credit-investor5 | $50.00 | $50.00 | 10/26/2009 5:00:32 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 5:01:44 PM |
| kenji4861 | $50.00 | $50.00 | 10/26/2009 5:06:27 PM |
| Attract | $25.00 | $25.00 | 10/26/2009 5:06:44 PM |
| Tai | $25.00 | $25.00 | 10/26/2009 5:06:50 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 5:07:07 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 5:07:24 PM |
| abidos | $25.00 | $25.00 | 10/26/2009 5:08:14 PM |
| awwaww | $25.00 | $25.00 | 10/26/2009 5:07:57 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:08:26 PM |
| goofy15975 | $25.00 | $25.00 | 10/26/2009 5:09:46 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:10:19 PM |
| supersarah61 | $25.00 | $25.00 | 10/26/2009 5:06:20 PM |
| mamayama | $25.00 | $25.00 | 10/26/2009 5:10:30 PM |
| dionysus03 | $25.00 | $25.00 | 10/26/2009 5:10:34 PM |
| kchen486 | $25.00 | $25.00 | 10/26/2009 5:10:39 PM |
| slartibardfast | $35.00 | $35.00 | 10/26/2009 5:06:33 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:11:20 PM |
| donmacprosper | $50.00 | $50.00 | 10/26/2009 5:11:03 PM |
| gentle-gold | $25.00 | $25.00 | 10/26/2009 5:11:07 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/26/2009 5:11:27 PM |
| TandyJames | $50.00 | $50.00 | 10/26/2009 5:11:36 PM |
| turbospeed | $25.00 | $25.00 | 10/26/2009 5:07:41 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:07:45 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/26/2009 5:07:50 PM |
| Aeroman32 | $25.00 | $25.00 | 10/26/2009 5:08:03 PM |
| credit-force5 | $25.00 | $25.00 | 10/26/2009 5:12:30 PM |
| Ocean-Breeze | $25.00 | $25.00 | 10/26/2009 5:12:46 PM |
| robust-loyalty | $25.00 | $25.00 | 10/26/2009 5:13:00 PM |
| sas19 | $25.00 | $25.00 | 10/26/2009 5:08:52 PM |
| BlindProphet | $25.00 | $25.00 | 10/26/2009 5:09:02 PM |
| compoundinterest | $50.00 | $50.00 | 10/26/2009 5:09:10 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/26/2009 5:09:34 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/26/2009 5:14:59 PM |
| trident9 | $50.00 | $50.00 | 10/26/2009 5:10:52 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/26/2009 5:10:58 PM |
| verse99 | $25.00 | $25.00 | 10/26/2009 5:15:34 PM |
| geniusj | $25.00 | $25.00 | 10/26/2009 5:16:17 PM |
| peaceful-bid | $25.00 | $25.00 | 10/26/2009 5:11:32 PM |
| nuclearmoose | $25.00 | $25.00 | 10/26/2009 5:16:51 PM |
| dingus | $25.00 | $25.00 | 10/26/2009 5:16:40 PM |
| janus_god | $25.00 | $25.00 | 10/26/2009 5:12:55 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 5:19:09 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 5:19:46 PM |
| nalaari | $50.00 | $50.00 | 10/26/2009 5:19:51 PM |
| zento | $25.00 | $25.00 | 10/26/2009 5:23:16 PM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/26/2009 5:17:40 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 6:56:18 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 5:18:59 PM |
| adir1 | $25.00 | $25.00 | 10/26/2009 5:19:24 PM |
| HunterSix | $25.00 | $25.00 | 10/26/2009 5:23:27 PM |
| fortress767 | $25.00 | $25.00 | 10/26/2009 8:32:18 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:47:56 PM |
| VBAces | $47.32 | $47.32 | 10/26/2009 10:37:42 PM |
| blot44 | $50.00 | $50.00 | 10/26/2009 6:49:50 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 6:37:49 AM |
| figs4u2 | $25.00 | $25.00 | 10/26/2009 10:07:54 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/26/2009 11:02:18 PM |
| blackstar | $25.00 | $25.00 | 10/27/2009 3:46:16 AM |
| likeable-value | $25.00 | $25.00 | 10/27/2009 9:06:30 AM |
| point-shooter | $25.00 | $25.00 | 10/27/2009 9:42:54 AM |
| Pickmar | $25.00 | $25.00 | 10/27/2009 10:03:55 AM |
| neenerman | $25.00 | $25.00 | 10/27/2009 10:17:18 AM |
| CommerciaLender | $25.00 | $25.00 | 10/27/2009 10:31:55 AM |
| bigdogsafety1 | $25.00 | $25.00 | 10/27/2009 10:57:12 AM |
| KiwiElf | $29.68 | $29.68 | 10/27/2009 10:08:56 AM |
| lucrative-worth | $25.00 | $25.00 | 10/27/2009 10:24:01 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/27/2009 3:28:17 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 3:28:43 PM |
| lagnisiruk | $25.00 | $25.00 | 10/27/2009 3:29:48 PM |
| icon7 | $25.00 | $25.00 | 10/27/2009 3:29:53 PM |
| mjm77_1 | $25.00 | $25.00 | 10/27/2009 3:26:03 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/27/2009 3:27:37 PM |
| Kelor99 | $25.00 | $25.00 | 10/27/2009 3:53:04 PM |
| thegreatone | $52.44 | $52.44 | 10/27/2009 3:29:31 PM |
| dr-dollar | $25.00 | $25.00 | 10/27/2009 3:29:56 PM |
| czar3 | $25.00 | $25.00 | 10/27/2009 3:11:56 PM |
| JJS180 | $25.00 | $25.00 | 10/27/2009 3:46:29 PM |
| LKN2RTR | $25.00 | $25.00 | 10/27/2009 4:06:10 PM |
| fortytwo | $109.08 | $109.08 | 10/27/2009 3:28:14 PM |
| anton | $50.00 | $50.00 | 10/27/2009 3:28:48 PM |
| Orringo | $50.00 | $50.00 | 10/27/2009 3:28:57 PM |
| Castellan | $25.00 | $25.00 | 10/27/2009 3:29:11 PM |
| djh47a | $40.00 | $40.00 | 10/27/2009 3:29:26 PM |
| selector568 | $100.00 | $100.00 | 10/27/2009 3:29:58 PM |
| credit-coach118 | $35.00 | $35.00 | 10/27/2009 3:30:04 PM |
| RLC | $50.00 | $50.00 | 10/27/2009 5:32:25 PM |
| ClearLake | $25.00 | $25.00 | 10/27/2009 5:32:32 PM |
| lawyerman | $26.18 | $26.18 | 10/27/2009 5:32:54 PM |
| BeemerRider | $25.00 | $25.00 | 10/27/2009 5:33:04 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/27/2009 5:33:10 PM |
| point-zebra | $25.00 | $25.00 | 10/27/2009 5:33:13 PM |
| andrewgl | $25.00 | $25.00 | 10/27/2009 5:33:12 PM |
| Gundu | $25.00 | $25.00 | 10/27/2009 5:33:26 PM |
| Cheburashka | $30.00 | $30.00 | 10/27/2009 5:33:44 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/27/2009 5:36:06 PM |
| VikingInvestments | $25.00 | $25.00 | 10/27/2009 6:21:57 PM |
| djscal | $100.00 | $100.00 | 10/27/2009 6:31:09 PM |
| twjh | $30.00 | $30.00 | 10/27/2009 6:28:12 PM |
| Dazz2061 | $25.00 | $10.64 | 10/27/2009 6:56:12 PM |
| LR_Biker | $25.00 | $25.00 | 10/27/2009 5:32:56 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/27/2009 5:33:03 PM |
| thedreamer | $25.00 | $25.00 | 10/27/2009 6:01:19 PM |
| jktravl | $25.00 | $25.00 | 10/27/2009 6:26:57 PM |
| GeoLender | $25.00 | $25.00 | 10/28/2009 4:22:36 AM |
| PotBellyPete | $25.00 | $25.00 | 10/27/2009 6:27:58 PM |
| hellasow | $25.00 | $25.00 | 10/27/2009 8:53:42 PM |
| GeoLender | $25.00 | $25.00 | 10/28/2009 4:21:51 AM |
| BIRD4FSU | $50.00 | $50.00 | 10/28/2009 8:25:37 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/29/2009 11:53:22 AM |
| sflawya | $25.00 | $25.00 | 10/29/2009 3:22:03 PM |
| SCD | $25.00 | $25.00 | 10/29/2009 4:55:26 PM |
| buffalobills | $25.00 | $25.00 | 10/30/2009 6:57:19 AM |
| HawaiianHelper | $50.00 | $50.00 | 10/30/2009 1:19:02 AM |
| Mowine4me | $25.00 | $25.00 | 10/29/2009 7:19:57 PM |
| rate-hickory | $25.00 | $25.00 | 10/31/2009 8:08:01 AM |
| beachbum22 | $25.00 | $25.00 | 10/30/2009 7:38:45 PM |
| a-shiny-dime | $25.00 | $25.00 | 10/31/2009 9:07:52 AM |
| loantigger | $25.00 | $25.00 | 10/31/2009 9:04:25 PM |
| TexasLender2007 | $25.00 | $25.00 | 11/1/2009 8:45:43 AM |
| oldman68 | $25.00 | $25.00 | 10/31/2009 10:48:31 PM |
| don'twannadance | $50.00 | $50.00 | 11/1/2009 12:58:18 PM |
| gaditano | $25.00 | $25.00 | 10/31/2009 3:48:00 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:35:59 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/1/2009 3:02:11 PM |
| fortune888 | $25.00 | $25.00 | 11/1/2009 6:44:59 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:26:47 AM |
| GrayStudio | $50.00 | $50.00 | 11/1/2009 7:59:12 PM |
| Aristophil | $100.00 | $100.00 | 11/2/2009 5:52:44 AM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 8:33:00 AM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 7:18:41 AM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 7:19:27 AM |
| JCMC | $35.74 | $35.74 | 11/2/2009 7:27:44 AM |
| MNMAN21 | $50.00 | $50.00 | 11/2/2009 3:13:39 AM |
| leverage-monger | $25.00 | $25.00 | 11/2/2009 7:17:53 AM |
| leverage-monger | $50.00 | $50.00 | 11/2/2009 7:20:49 AM |
| dblaz5 | $300.00 | $300.00 | 11/2/2009 3:04:21 PM |
| RichDadPoorDad | $25.00 | $25.00 | 11/2/2009 3:55:32 PM |
| lakefront5 | $45.00 | $45.00 | 11/2/2009 10:58:20 AM |
| BoughtTheFarm | $25.00 | $25.00 | 11/2/2009 4:02:30 PM |
| wwwUniversal | $25.00 | $25.00 | 11/2/2009 4:10:11 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/2/2009 2:46:46 PM |
| paymaster4 | $25.00 | $25.00 | 11/2/2009 4:33:37 PM |
| 272 bids
|
Borrower Payment Dependent Notes Series
430284
This series of Notes was issued and sold upon the funding of the borrower loan #39323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.84% |
Starting monthly payment:
| $52.85 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 21.15% |
Final monthly payment:
| $50.97 |
| |
|
Auction yield range:
| 8.29% - 20.15% |
Estimated loss impact:
| 6.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 24
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,500 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 90% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| p2p-competitor |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Bill
Purpose of loan:
This loan will be used to pay the remainder of our tax bill.
My financial situation:
I am a good candidate for this loan because we have always paid our bills.
Monthly net income: $ 4800
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your monthly expenses and is this a property tax bill? - RecoveryLender
A:
Total monthly expenses are $4800, income is $6800 and yes this is a property tax bill.
(Oct-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/26/2009 5:14:06 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/30/2009 1:13:31 PM |
| engbusres | $28.00 | $28.00 | 10/30/2009 9:27:43 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/31/2009 3:18:57 PM |
| Taho | $50.00 | $50.00 | 11/1/2009 12:57:36 PM |
| Mikale360 | $25.00 | $25.00 | 11/1/2009 4:03:04 PM |
| flwah | $25.00 | $25.00 | 11/2/2009 4:39:09 AM |
| jybank | $25.00 | $25.00 | 11/2/2009 10:19:45 AM |
| CatbirdBanking | $25.00 | $25.00 | 11/2/2009 11:21:25 AM |
| fireferd | $100.00 | $100.00 | 11/2/2009 4:01:01 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 4:06:39 PM |
| I_want_to_help_you | $25.00 | $25.00 | 11/2/2009 4:11:51 PM |
| LarWit1512 | $25.00 | $25.00 | 11/2/2009 3:55:51 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 11/2/2009 4:33:02 PM |
| wild-orange | $200.00 | $200.00 | 11/2/2009 4:34:51 PM |
| wwwUniversal | $25.00 | $25.00 | 11/2/2009 4:38:15 PM |
| leverage-monger | $100.00 | $42.60 | 11/2/2009 4:30:28 PM |
| careful-wealth | $25.00 | $25.00 | 11/2/2009 4:38:49 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/2/2009 4:38:24 PM |
| Unitas4302 | $50.00 | $50.00 | 10/28/2009 7:50:04 PM |
| SignatureCapital | $25.00 | $25.00 | 10/29/2009 10:09:44 PM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 3:22:31 PM |
| hellasow | $25.00 | $25.00 | 10/31/2009 4:17:03 PM |
| bitano | $28.62 | $28.62 | 11/1/2009 12:52:53 PM |
| carmat60 | $25.00 | $25.00 | 11/1/2009 9:35:56 PM |
| GreenHill | $25.78 | $25.78 | 11/2/2009 3:26:20 AM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 7:55:26 AM |
| drjekyllus | $25.00 | $25.00 | 11/2/2009 8:02:06 AM |
| Syzygy | $25.00 | $25.00 | 11/2/2009 10:40:00 AM |
| bonus-patriot | $25.00 | $25.00 | 11/2/2009 8:43:48 AM |
| Kyileo | $50.00 | $50.00 | 11/2/2009 1:15:50 PM |
| wild-orange | $100.00 | $100.00 | 11/2/2009 4:34:19 PM |
| p2p-gala | $25.00 | $25.00 | 11/2/2009 4:38:01 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
430352
This series of Notes was issued and sold upon the funding of the borrower loan #39326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 11.35% |
Starting monthly payment:
| $32.74 |
|
Final lender yield:
| 7.15% |
Final borrower rate/APR:
| 8.15% / 8.49% |
Final monthly payment:
| $31.41 |
| |
|
Auction yield range:
| 3.29% - 10.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,344 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Alphasig319 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Opportunity
Purpose of loan:
I will be using this loan to engage in another investment opportunity.
Currently, I do not have all of the funds on hand to engage in this emerging market?therefore I am reaching out to the Prosper community.?
My financial situation:
Monthly Income: $4700 (Net Income)
Expenses:
Mortgage: $1250
Car: $500
Phone & Internet: $100
Food: $400
Gas: $250
This loan will be paid off relatively quickly (3-6 months) after that I plan to use more Prosper loans in order to create leverage for my investments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is it you are investmenting in? - CIC
A:
I invest in the stock market.
Primarily the NASDAQ, but sometimes the DOW as well.
(Oct-27-2009)
Q:
According to your listing you have $2,200 left over every month. Could you give us a more specific breakdown of your spending and where your money goes? Also, what type of trades do you look for in the market? - BAEVentures
A:
I currently pay approximately $150 a month for gym and MMA fees.
The other $2,000 is split in half:
$1000 goes towards the principal of my mortgage;
$1000 goes towards buying gold (I have to unfortunately buy it in bulk i.e. ounces of 10 or more)
(Oct-29-2009)
Q:
Lastly, pretend the worst happens and you lose your $1,000 investment, how will you re-pay? - BAEVentures
A:
I will simply forego paying down my mortgage or forego saving up to buy another 10 ounces of gold.
(Oct-29-2009)
Q:
Rather than finance $1,000 at a 6-7% rate, wouldn't it make more sense financially to not pay down an extra $1000 on your mortgage one month and use that $1000 instead? I have to assume with your credit rating that your mortgage can't be more than 6% - BAEVentures
A:
You are exactly right.
I could use $1000 a month that I put aside to pay down my mortgage or save up to purchase more gold. However, I am paying down my mortgage in order to refinance so the tenant's rent can cover my mortgage payment. Taking away from paying that down will set me back in my goals.
Also, this money I am using towards leverage (Other people's money) in order to generate more passive income for myself.
(Oct-29-2009)
Q:
What makes you think the NASDAQ is a good investment right now? Are you trading short-term or investing long term? - CheapDolo22
A:
I am primarily an options trader but have multiple investments. The NASDAQ took a hard hit this week (which we suspected) but the opportunities are now even better than what we had previously predicted.
Approximately 70% of my portfolio is long and the other 30% short.
(Oct-31-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hellasow | $25.00 | $25.00 | 10/26/2009 8:28:03 PM |
| JCPlending | $25.00 | $25.00 | 10/29/2009 3:31:11 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:17:31 PM |
| marwadi-62 | $300.00 | $300.00 | 10/29/2009 4:31:56 PM |
| nbah123 | $50.00 | $50.00 | 10/30/2009 10:19:36 PM |
| plbquic | $50.00 | $50.00 | 11/2/2009 1:56:20 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 11/2/2009 2:02:47 PM |
| wild-orange | $200.00 | $200.00 | 11/2/2009 4:29:45 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 4:37:39 PM |
| blot44 | $25.00 | $25.00 | 10/26/2009 6:51:58 PM |
| MathProfessor | $50.00 | $50.00 | 10/30/2009 6:36:11 PM |
| fair-dollar | $25.00 | $25.00 | 11/1/2009 6:08:54 PM |
| wild-orange | $25.00 | $25.00 | 11/2/2009 7:47:47 AM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 11:03:53 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/2/2009 2:48:10 PM |
| payontime1 | $50.00 | $50.00 | 11/2/2009 4:03:30 PM |
| jybank | $25.00 | $25.00 | 11/2/2009 4:30:43 PM |
| wild-orange | $25.00 | $25.00 | 11/2/2009 4:28:28 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
430360
This series of Notes was issued and sold upon the funding of the borrower loan #39332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 30.32% |
Starting borrower rate/APR:
| 31.32% / 33.72% |
Starting monthly payment:
| $215.89 |
|
Final lender yield:
| 30.32% |
Final borrower rate/APR:
| 31.32% / 33.72% |
Final monthly payment:
| $215.89 |
| |
|
Auction yield range:
| 11.29% - 30.32% |
Estimated loss impact:
| 10.77% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 40
/
30 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 124 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $106,406 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| orange-fervent-transparency |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me and My Family
Purpose of loan:
This loan will be used to Pay off High interest Rate Credit cards
My financial situation:
I am a good candidate for this loan because, I have never been late on a bill, even though the banks have raised my rates like crazy
Monthly net income: $ 5500????
Monthly expenses: $
??Housing:?1400
??Insurance: incl?
??Car expenses:600?
??Utilities:?300
??Phone, cable, internet:?75?
??Food, entertainment:?300?
??Clothing, household expenses?50
??Credit cards and other loans:?1800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe each element of your debt (list type of loan, lender, balance, interest rate, and monthly payment for each loan). Please identify which loans would pay off with the proceeds from the Prosper loans. thanks - reflective-rupee
A:
I want to pay off Capital one, 900.00 Int rate is 29.99, Discover Card 1500.00 interest rate is 33.79, Chase 2000.00 ninmterest rate is 31.99, and AMEX 800.00 interest rate is 29.99. these accts are closed out and I want to get them to a zero balance
(Nov-02-2009)
Q:
Please indicate the approximate value of your house and the amount of debt owed on your house. Please answer publicly. thanks - reflective-rupee
A:
My house is worth about 289K and owe about 169k mortgage and 69k on equity loan
(Nov-02-2009)
Q:
Please describe what changes you have made in your life to reduce the amount of your debt, and what is your time frame for doing so. Please answer publicly. thanks - reflective-rupee
A:
We have cut back on Phone lines to one and closed out much of our credit cards, we also have cut back on eating out, etc, I hope to be debt free in 5 years or less
(Nov-02-2009)
Q:
In addition to the debts that you pay off with this Prosper loan, please list each other loan that you have (list type of loan, lender, balance, interest rate, and monthly payment for each loan). Please answer publicly.. thanks - reflective-rupee
A:
we have several Credit cards in my wife and my name and separate ones
These are Estimates as of 11/02
the biggies are Amex - 19k - Interest Rates range from 7.9 to 31.9 payments are about 450.00 a month
Citibank 15k - Interest Rates range from 9.9 to 33.9 payments are about 300.00 a month
Chase - 17K - Interest Rates range from 7 .9 to 35 payments are about 375.00 a month
store cards and capital one cards - 3-4k interest rate is from 10.9 to 35 Payments are about 100 a month.
(Nov-02-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 4:48:49 PM |
| reflective-rupee | $75.00 | $75.00 | 10/27/2009 5:05:31 PM |
| reflective-rupee | $950.00 | $950.00 | 10/27/2009 7:14:12 PM |
| reflective-rupee | $750.00 | $750.00 | 11/2/2009 10:11:11 AM |
| just-trade0 | $36.00 | $36.00 | 11/2/2009 2:44:57 PM |
| noble-revenue | $100.00 | $100.00 | 11/2/2009 10:37:29 AM |
| foothillender | $25.00 | $25.00 | 11/2/2009 1:14:37 PM |
| enthusiastic-balance5 | $300.00 | $300.00 | 11/2/2009 1:34:25 PM |
| beach_bum | $25.00 | $25.00 | 11/2/2009 1:48:41 PM |
| reflective-rupee | $150.00 | $150.00 | 11/2/2009 1:56:07 PM |
| Barrayaran | $50.00 | $50.00 | 11/2/2009 2:18:51 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 4:12:48 PM |
| exciting-fairness | $50.00 | $50.00 | 11/2/2009 3:37:44 PM |
| reflective-rupee | $250.00 | $250.00 | 10/29/2009 11:54:09 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/29/2009 6:24:59 PM |
| reflective-rupee | $250.00 | $250.00 | 10/30/2009 8:00:06 AM |
| reflective-rupee | $400.00 | $400.00 | 11/1/2009 6:26:30 AM |
| reflective-rupee | $500.00 | $500.00 | 11/1/2009 6:25:36 AM |
| 113121 | $25.00 | $25.00 | 11/1/2009 12:48:05 PM |
| a-finance-nirvana | $100.00 | $100.00 | 11/2/2009 5:45:42 AM |
| reflective-rupee | $500.00 | $239.00 | 11/2/2009 2:07:25 PM |
| exciting-fairness | $100.00 | $100.00 | 11/2/2009 3:38:06 PM |
| capital-galaxy | $200.00 | $200.00 | 11/2/2009 11:29:21 AM |
| reflective-rupee | $100.00 | $100.00 | 11/2/2009 11:44:31 AM |
| reflective-rupee | $250.00 | $250.00 | 11/2/2009 1:55:50 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
430762
This series of Notes was issued and sold upon the funding of the borrower loan #39317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Nov-04-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 15.01% |
Starting monthly payment:
| $32.94 |
|
Final lender yield:
| 9.90% |
Final borrower rate/APR:
| 10.90% / 14.48% |
Final monthly payment:
| $32.69 |
| |
|
Auction yield range:
| 4.29% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 187% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,312 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| adultundegrad |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 680-700
(Aug-2008)
700-720
(Apr-2008)
|
|
Principal balance:
| $3,300.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Help a 30-something undergrad
Purpose of loan:
This loan will be used to?
finance the resultant costs of my pursuit of my Bachelor's Degree in Information Science for the next year (fees, books, etc.)
My financial situation:
I am a good candidate for this loan because 1.) I am employed full-time at the present and will be selecting a second job as of June 08, hopefully supplementing income enough to become a lender, as well.
Monthly net income: $ 1500
Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $
270
??Utilities: $
??Phone, cable, internet: $
100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How come your listings from Apr-2008 show a first credit line of Aug-1991 but your current listings show Jan-2002? - JoeXB
A:
Hello Joe,
I was extended a line of credit (school loan, actually) in 8/1991 (as per AES: American Education Services). The information that details Jan 2002 is erroneous; must have defaulted (as I used the temple from a previous loan request to generate the current request) incorrect information. Thank you for bringing this detail to my attention.
(Nov-04-2009)
Q:
Unless I'm missing it, you don't appear to list your other proper loan payment ($170 per the listing) on your monthly expenses break-down. Can you please elaborate on this? Thanks. - power-expert
A:
This is indeed an error (and I am amending the expense break-down to reflect that; do also note that my Prosper account is current.). That you for your attention to detail.
(Nov-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MathProfessor | $50.00 | $50.00 | 11/3/2009 7:22:12 PM |
| elitedarkness | $26.41 | $26.41 | 11/3/2009 8:25:27 PM |
| iolaire | $25.00 | $25.00 | 11/4/2009 7:43:01 AM |
| JerryB96 | $25.00 | $25.00 | 11/3/2009 9:55:03 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/4/2009 12:00:31 PM |
| goodhearted-finance2 | $25.00 | $25.00 | 11/4/2009 12:58:00 PM |
| sparkling-contract7 | $25.00 | $25.00 | 11/4/2009 2:06:20 PM |
| zippy-coin | $125.00 | $125.00 | 11/4/2009 12:50:33 PM |
| alvinsl | $25.00 | $25.00 | 11/4/2009 2:50:36 PM |
| hellasow | $25.00 | $25.00 | 10/31/2009 4:36:44 PM |
| Mav26 | $200.00 | $200.00 | 11/2/2009 11:55:48 AM |
| MoneyForNothing | $25.00 | $25.00 | 11/2/2009 10:00:41 PM |
| wild-orange | $200.00 | $200.00 | 11/2/2009 7:12:54 PM |
| MathProfessor | $25.00 | $25.00 | 11/2/2009 7:55:09 PM |
| Good_Karma_Cafe | $25.00 | $25.00 | 11/3/2009 6:08:15 AM |
| ManhattanLender | $25.00 | $25.00 | 11/3/2009 4:29:18 PM |
| macotra4 | $36.00 | $36.00 | 11/3/2009 9:17:13 PM |
| brother_tam | $50.00 | $50.00 | 11/4/2009 12:57:22 PM |
| generosity-multiplier | $25.00 | $25.00 | 11/4/2009 11:16:36 AM |
| chapman18 | $25.00 | $12.59 | 11/4/2009 3:44:55 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
430822
This series of Notes was issued and sold upon the funding of the borrower loan #39304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Nov-04-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $47.82 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $46.32 |
| |
|
Auction yield range:
| 3.29% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 48 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,482 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| b2006 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 12 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Jun-2007)
700-720
(May-2006)
720-740
(May-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Moving expenses
Purpose of loan:
I need a temporary loan for moving expenses.
My financial situation:
I have an excellent credit history. I have previously repaid a Prosper loan for $10,000. Currently in the process of selling my home and moving at the same time. I need a buffer loan to avoid using my credit card. This will be repaid within a few months. My new living situation will increase my month to month liquidity by $700.
Monthly net income: $ 6,188
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| amit_gu | $42.44 | $42.44 | 10/28/2009 4:58:17 PM |
| invincible-gain | $95.00 | $95.00 | 10/29/2009 1:14:32 PM |
| jbekier | $50.00 | $50.00 | 10/29/2009 1:50:25 PM |
| Personal-Bond | $45.89 | $45.89 | 10/29/2009 11:46:05 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/30/2009 4:51:49 AM |
| ultimate-loan8 | $25.00 | $25.00 | 10/31/2009 9:07:01 AM |
| Dollars4Rent | $25.00 | $25.00 | 11/3/2009 8:02:17 AM |
| economy-popcorn | $25.00 | $25.00 | 11/3/2009 6:27:16 AM |
| dma1206 | $25.00 | $25.00 | 11/3/2009 11:10:19 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 11/3/2009 1:57:31 PM |
| PsiPro | $25.00 | $25.00 | 11/3/2009 5:35:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/4/2009 6:27:30 AM |
| vivacious-greenback6 | $25.00 | $14.69 | 11/4/2009 5:52:11 AM |
| JerryB96 | $25.00 | $25.00 | 11/3/2009 9:56:26 PM |
| kindness-bassoon | $25.00 | $25.00 | 11/4/2009 7:16:51 AM |
| FundMaker | $25.00 | $25.00 | 11/4/2009 10:58:58 AM |
| jybank | $25.00 | $25.00 | 11/4/2009 11:48:47 AM |
| turbospeed | $25.00 | $25.00 | 10/28/2009 4:09:43 PM |
| SchaeferJ | $25.00 | $25.00 | 10/28/2009 4:59:27 PM |
| blot44 | $100.00 | $100.00 | 10/28/2009 5:38:01 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:37:02 AM |
| vestquid | $25.00 | $25.00 | 10/29/2009 4:49:03 PM |
| swiftsoul | $25.00 | $25.00 | 10/29/2009 4:49:37 PM |
| MisterEd | $75.00 | $75.00 | 11/1/2009 6:42:03 AM |
| hellasow | $50.00 | $50.00 | 10/31/2009 5:10:04 PM |
| a-shiny-dime | $25.00 | $25.00 | 11/1/2009 6:01:44 AM |
| billnsc | $25.00 | $25.00 | 11/1/2009 1:58:45 PM |
| ladybug838 | $25.00 | $25.00 | 11/1/2009 7:11:34 PM |
| MoneyTree79 | $50.00 | $50.00 | 11/2/2009 5:46:18 PM |
| loanshark62 | $35.00 | $35.00 | 11/2/2009 5:46:45 PM |
| Dollars4Rent | $25.00 | $25.00 | 11/3/2009 8:02:35 AM |
| dmitriy2 | $25.00 | $25.00 | 11/3/2009 12:48:48 PM |
| Loan_Stranger | $50.00 | $50.00 | 11/3/2009 4:48:45 PM |
| mystical-euro | $25.00 | $25.00 | 11/3/2009 5:06:11 PM |
| MathProfessor | $54.00 | $54.00 | 11/3/2009 7:23:25 PM |
| goldmanca | $25.00 | $25.00 | 11/3/2009 11:41:47 PM |
| Banker3119 | $25.00 | $25.00 | 11/4/2009 7:32:46 AM |
| RealEstateInvestorsoftheUS | $30.88 | $30.88 | 11/4/2009 4:21:50 AM |
| gadfly066 | $25.00 | $25.00 | 11/3/2009 5:38:00 PM |
| revenue-superstar9 | $25.00 | $25.00 | 11/4/2009 5:47:27 AM |
| gizmo65 | $32.10 | $32.10 | 11/3/2009 7:19:55 PM |
| YummiBear | $25.00 | $25.00 | 11/4/2009 5:03:28 AM |
| serene-capital | $25.00 | $25.00 | 11/4/2009 2:07:38 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 11/4/2009 12:01:01 PM |
| robinw777 | $25.00 | $25.00 | 11/4/2009 12:40:19 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
430842
This series of Notes was issued and sold upon the funding of the borrower loan #39339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-29-2009 |
| |
Auction end date:
| Nov-03-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $98.81 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $97.37 |
| |
|
Auction yield range:
| 4.29% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,611 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| capital-kahuna |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Graduating and paying 4 wedding
Purpose of loan:
Thanks for clicking on my listing!? This loan will be used to pay off credit card debt that I have incurred from wedding costs and throughout my school career.? I graduate with my B.S. in Criminal Justice this December (as well as getting married) and then I'm off to join the U.S. Coast Guard.? My interest rates have increased to 19%, and based on my fiance's recommendation, I believe I can get a much better rate that will help me pay off these cards. ?
My financial situation:
I am a good candidate for this loan because I have always paid my payments well in advance and always over the minimum.? I paid off my car well in advance, and I have never had credit card debt over $1,000.? Paying for wedding costs on our own has of course changed that!? I am more than confident that I will have this loan paid off in less than one year. ?
Monthly net income: $
1,500
Right now I am a beverage cart attendant and waitress at a country club.? I am a full time student, however manage to work at least 20 hours a week.? When I sign on for the Coast Guard, I will get a signing bonus as well as added perks of E3 pay and housing allowances.?
Monthly expenses: $
??Housing: $
500
??Insurance: $
100
??Car expenses: $
100
??Utilities: $
35
??Phone, cable, internet: $ 20
??Food, entertainment: $
100
??Clothing, household expenses $
50
??Credit cards and other loans: $
200
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/29/2009 4:09:09 PM |
| kid8549 | $25.00 | $25.00 | 10/29/2009 4:09:13 PM |
| uncleegg | $25.00 | $25.00 | 10/29/2009 4:27:36 PM |
| a-responsible-return | $25.00 | $25.00 | 10/29/2009 4:28:18 PM |
| Tai | $25.00 | $25.00 | 10/29/2009 4:27:59 PM |
| abidos | $25.00 | $25.00 | 10/29/2009 4:28:36 PM |
| personal-lender | $25.00 | $25.00 | 10/29/2009 4:28:40 PM |
| Havana21 | $50.00 | $50.00 | 10/29/2009 4:29:21 PM |
| BlindProphet | $25.00 | $25.00 | 10/29/2009 4:28:54 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/29/2009 4:30:14 PM |
| elegant-bonus | $25.00 | $25.00 | 10/29/2009 4:29:29 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/29/2009 4:30:01 PM |
| TandyJames | $50.00 | $50.00 | 10/29/2009 4:30:19 PM |
| loyalist1 | $25.00 | $25.00 | 10/29/2009 4:31:31 PM |
| fervent-repayment | $25.00 | $25.00 | 10/29/2009 4:30:24 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/29/2009 4:31:48 PM |
| blackstar | $25.00 | $25.00 | 10/29/2009 4:31:50 PM |
| elegant-bonus | $50.00 | $50.00 | 10/29/2009 4:45:18 PM |
| gracej | $25.00 | $25.00 | 10/29/2009 4:29:03 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/29/2009 4:29:08 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/29/2009 4:29:14 PM |
| SDNLR | $25.00 | $25.00 | 10/29/2009 4:29:26 PM |
| MTLoans | $25.00 | $25.00 | 10/29/2009 4:29:34 PM |
| mamayama | $25.00 | $25.00 | 10/29/2009 4:29:40 PM |
| dionysus03 | $25.00 | $25.00 | 10/29/2009 4:29:46 PM |
| kchen486 | $25.00 | $25.00 | 10/29/2009 4:29:51 PM |
| ytjameslee | $50.00 | $50.00 | 10/29/2009 4:30:46 PM |
| greenwell | $50.00 | $50.00 | 10/29/2009 4:31:19 PM |
| orbiter614 | $50.00 | $50.00 | 10/29/2009 4:31:37 PM |
| a-finance-nirvana | $172.82 | $8.98 | 10/29/2009 4:31:55 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/30/2009 10:53:37 AM |
| RandyL3 | $26.02 | $26.02 | 10/30/2009 6:57:30 PM |
| leverage-monger | $50.00 | $50.00 | 10/31/2009 7:49:58 AM |
| faultline45 | $30.00 | $30.00 | 10/31/2009 12:50:39 PM |
| hawk357 | $25.00 | $25.00 | 11/2/2009 5:13:56 AM |
| thebigone79 | $25.00 | $25.00 | 11/2/2009 9:18:43 AM |
| elvisloans | $25.00 | $25.00 | 11/2/2009 10:25:58 AM |
| wild-orange | $500.00 | $500.00 | 11/2/2009 6:29:41 PM |
| DonaldColorado | $25.00 | $25.00 | 10/29/2009 4:09:05 PM |
| leverage-monger | $50.00 | $50.00 | 10/29/2009 4:18:51 PM |
| kenji4861 | $50.00 | $50.00 | 10/29/2009 4:27:44 PM |
| Attract | $25.00 | $25.00 | 10/29/2009 4:27:55 PM |
| AF-Chief | $35.00 | $35.00 | 10/29/2009 4:28:10 PM |
| Weaverville | $25.00 | $25.00 | 10/29/2009 4:28:45 PM |
| wrighco | $25.00 | $25.00 | 10/29/2009 4:28:24 PM |
| compoundinterest | $50.00 | $50.00 | 10/29/2009 4:28:58 PM |
| trident9 | $50.00 | $50.00 | 10/29/2009 4:29:56 PM |
| JGB | $25.00 | $25.00 | 10/29/2009 4:30:09 PM |
| verse99 | $25.00 | $25.00 | 10/29/2009 4:30:56 PM |
| mmqc | $25.00 | $25.00 | 10/29/2009 4:31:12 PM |
| gentle-gold | $25.00 | $25.00 | 10/29/2009 4:30:06 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/29/2009 4:30:42 PM |
| johntina | $50.00 | $50.00 | 10/29/2009 4:30:53 PM |
| nuclearmoose | $25.00 | $25.00 | 10/29/2009 4:31:07 PM |
| dparkhom | $25.00 | $25.00 | 10/29/2009 4:31:18 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/29/2009 4:31:23 PM |
| supersarah61 | $25.00 | $25.00 | 10/29/2009 4:27:40 PM |
| slartibardfast | $35.00 | $35.00 | 10/29/2009 4:27:46 PM |
| kanakakm | $50.00 | $50.00 | 10/29/2009 4:28:05 PM |
| SNH | $50.00 | $50.00 | 10/29/2009 4:28:10 PM |
| get30inc | $50.00 | $50.00 | 10/29/2009 4:28:16 PM |
| bchen78875 | $50.00 | $50.00 | 10/29/2009 4:28:49 PM |
| goofy15975 | $25.00 | $25.00 | 10/29/2009 4:29:15 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/29/2009 4:30:34 PM |
| snowman34 | $25.00 | $25.00 | 10/29/2009 4:31:43 PM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 4:34:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/30/2009 11:56:44 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/30/2009 4:02:22 PM |
| Syzygy | $25.00 | $25.00 | 11/2/2009 10:41:22 AM |
| hellasow | $25.00 | $25.00 | 11/2/2009 8:49:37 AM |
| Finspons | $40.00 | $40.00 | 11/2/2009 12:55:00 PM |
| MoneyTree79 | $50.00 | $50.00 | 11/2/2009 5:57:48 PM |
| 72 bids
|