Sales Report:Supplement No. 74 dated Nov 05, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
415961
This series of Notes was issued and sold upon the funding of the borrower loan #39295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 18.18% |
Starting monthly payment:
| $158.21 |
|
Final lender yield:
| 9.17% |
Final borrower rate/APR:
| 10.17% / 12.28% |
Final monthly payment:
| $145.56 |
| |
|
Auction yield range:
| 4.29% - 15.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.05% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 15
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,701 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 17% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| cainandi |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Nov-2007)
|
|
Principal balance:
| $2,942.81 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Paying off last debt
I am a college graduate and?I am coming up on my?three year anniversary with my job in January.? I currently have?a Prosper loan that I have never been late on in two years.? This loan would pay off? a second loan I have, the last of my debts aside from my student loan.? The second loan has a high interest rate of about 25%.? This new loan would allow me to have one last remaining debt that would be paid off in three years which would enable me to be debt free.
Here are my Monthly Financial Details:
Net income after payroll deductions from all sources: ????$ 2600-$2800, (depending on how much overtime I work).
Mortgage/Rent: $ 1475
Electricity & Water: $ 30
Car Loan and Operating Expenses: $ 0? I drive a company car that comes with a gas card
Insurance: $ 100
Food:? $200
Cable/Internet: $ 110.? This bill goes down to $65 after the 5 payments for NFL TICKET are paid.
Credit cards and loans that won't be paid off with my Prosper loan: $ 233.? (Existing Prosper Loan, paid off in Dec 2010)
Other: $ 118 for a student loan
Total Monthly Expenses: $ 2266
I will have at least $334 left to make the payments on my Prosper loan. (2600-2266= 334)
? If you have any questions, please feel free to ask.? Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:31:27 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:31:42 PM |
| datongmama | $25.00 | $25.00 | 10/20/2009 6:01:49 PM |
| ptjg | $45.00 | $45.00 | 10/20/2009 8:50:16 PM |
| NeemanuKotagoLending | $25.00 | $25.00 | 10/21/2009 7:29:54 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 12:43:31 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:14:56 PM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 10:36:23 AM |
| herman7 | $25.00 | $25.00 | 10/22/2009 7:04:06 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/23/2009 6:40:36 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:07:21 AM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:02:12 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:35 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:18:06 PM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 5:05:33 AM |
| RandyL3 | $25.00 | $25.00 | 10/24/2009 8:21:19 AM |
| lender12345 | $200.00 | $200.00 | 10/24/2009 3:12:00 PM |
| generous-deal6 | $25.00 | $25.00 | 10/24/2009 1:19:50 PM |
| LQ1972 | $50.00 | $50.00 | 10/25/2009 9:09:29 AM |
| LoanDMC | $25.00 | $25.00 | 10/25/2009 11:23:25 AM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:48:25 PM |
| beachfunder | $25.00 | $25.00 | 10/26/2009 10:38:54 AM |
| crw1950 | $50.00 | $50.00 | 10/26/2009 1:49:23 PM |
| LittleMingo | $25.00 | $25.00 | 10/26/2009 2:29:08 PM |
| skorpious | $25.00 | $25.00 | 10/26/2009 2:43:34 PM |
| DavronFunding | $25.00 | $25.00 | 10/26/2009 3:53:59 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 1:13:20 PM |
| JBF_Investments | $25.00 | $25.00 | 10/26/2009 6:07:15 PM |
| personanongratta04 | $50.00 | $50.00 | 10/26/2009 6:54:32 PM |
| Lender0307 | $25.00 | $25.00 | 10/26/2009 10:45:29 PM |
| MathProfessor | $25.00 | $25.00 | 10/26/2009 7:40:16 PM |
| PotBellyPete | $50.00 | $50.00 | 10/27/2009 7:26:50 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 7:33:58 AM |
| GGWC | $50.00 | $50.00 | 10/26/2009 9:11:56 PM |
| shamil45 | $25.00 | $25.00 | 10/27/2009 7:01:16 AM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 8:10:45 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 8:08:09 AM |
| GEOFFS3 | $25.00 | $25.00 | 10/27/2009 1:21:49 AM |
| Dskillz | $25.00 | $25.00 | 10/27/2009 8:03:29 AM |
| Digs | $25.00 | $25.00 | 10/27/2009 9:47:44 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 8:08:24 AM |
| sorace | $50.00 | $50.00 | 10/27/2009 10:14:22 AM |
| llequire1 | $350.00 | $350.00 | 10/27/2009 10:24:54 AM |
| jguerrajr | $84.17 | $84.17 | 10/27/2009 11:06:16 AM |
| economy-popcorn | $25.00 | $25.00 | 10/27/2009 11:19:26 AM |
| admirable-credit | $25.00 | $25.00 | 10/27/2009 11:21:04 AM |
| whiterabbit1874 | $50.00 | $50.00 | 10/27/2009 11:50:52 AM |
| prainvestment | $50.00 | $50.00 | 10/27/2009 11:57:41 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:30:43 PM |
| wild-orange | $500.00 | $495.46 | 10/27/2009 3:07:43 PM |
| vfernandez1973 | $25.00 | $25.00 | 10/27/2009 3:23:07 PM |
| Toony | $25.00 | $25.00 | 10/27/2009 12:21:57 PM |
| lostperception | $40.00 | $40.00 | 10/27/2009 1:17:33 PM |
| sisepuede | $39.00 | $39.00 | 10/27/2009 3:24:35 PM |
| liquidhorse | $25.00 | $25.00 | 10/27/2009 1:31:10 PM |
| dhallii | $35.00 | $35.00 | 10/27/2009 3:25:11 PM |
| selo80 | $25.00 | $25.00 | 10/27/2009 3:54:06 PM |
| Bill88 | $30.00 | $30.00 | 10/27/2009 3:58:54 PM |
| oldman1947 | $25.00 | $25.00 | 10/27/2009 4:03:21 PM |
| Prossper-Godfather | $125.00 | $125.00 | 10/27/2009 3:40:21 PM |
| organic-platinum | $25.00 | $25.00 | 10/27/2009 3:26:37 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/20/2009 4:34:34 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:31:08 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:20:21 AM |
| Syzygy | $25.00 | $25.00 | 10/21/2009 1:14:32 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:18:14 PM |
| loanman2007 | $75.00 | $75.00 | 10/23/2009 12:27:12 PM |
| Earnest_Money | $25.00 | $25.00 | 10/24/2009 10:39:03 AM |
| visionary-deal3 | $100.00 | $100.00 | 10/24/2009 7:06:19 PM |
| ritwik | $50.00 | $50.00 | 10/25/2009 7:26:00 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:15:30 PM |
| killdare | $25.00 | $25.00 | 10/26/2009 7:24:11 AM |
| building_community | $100.00 | $100.00 | 10/26/2009 10:34:54 AM |
| George2384 | $25.00 | $25.00 | 10/26/2009 3:16:04 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:50:00 PM |
| alkylate | $50.00 | $50.00 | 10/26/2009 4:24:26 PM |
| BankofBeth | $50.00 | $50.00 | 10/26/2009 1:45:28 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 3:19:41 PM |
| Marco83 | $25.90 | $25.90 | 10/27/2009 5:21:31 AM |
| zento | $25.00 | $25.00 | 10/27/2009 8:45:56 AM |
| friendinmoney | $42.49 | $42.49 | 10/27/2009 9:11:00 AM |
| Prezotus | $25.00 | $25.00 | 10/27/2009 9:12:04 AM |
| shag2 | $25.00 | $25.00 | 10/27/2009 9:16:11 AM |
| ultimatepaintball | $25.00 | $25.00 | 10/27/2009 7:33:49 AM |
| OoM | $25.00 | $25.00 | 10/27/2009 11:06:05 AM |
| kf88 | $25.00 | $25.00 | 10/27/2009 1:15:41 PM |
| suzanny | $25.00 | $25.00 | 10/27/2009 2:30:29 PM |
| newest-famous-velocity | $25.00 | $25.00 | 10/27/2009 2:53:20 PM |
| JustOneVoice | $25.00 | $25.00 | 10/27/2009 3:12:54 PM |
| wild-orange | $200.00 | $200.00 | 10/27/2009 1:17:53 PM |
| lnrn | $37.98 | $37.98 | 10/27/2009 2:06:02 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/27/2009 3:55:45 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
429669
This series of Notes was issued and sold upon the funding of the borrower loan #39305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 11.16% |
Starting borrower rate/APR:
| 12.16% / 12.51% |
Starting monthly payment:
| $416.13 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $406.28 |
| |
|
Auction yield range:
| 3.29% - 11.16% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,667 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| aylatrigger |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Sale - Realtor's Commission
Purpose of loan:
This loan will be used to pay my Realtor's commission from the sale of my home. I recently got a new job and moved out of state. My home value remained stable, but after fees and commission I'll need to bring some cash to the table at closing.
My financial situation is stable. I have maintained a good credit history - I've never missed a payment. I have a solid job with good income, and have low expenses. My only debt is my home (for the next month at least), my car, and a couple purchases that are on no-interest financing deals. I'm currently living rent-free with my parents and will continue to do so until the loan is paid off.
My monthly expenses are as follows:
$500 - Car payment/insurance
$100 - Bills
I've been a lender with Prosper for about a year and a half. Please ask any questions you may have, and thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
elars has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Why won't you be able to pay the realtor from what you'll collect in the sale of your home? Is it a short sale? - 101010
A:
No, it's not a short sale. The reason I'm taking out the loan is to avoid a short sale. The amount I'm collecting from the sale of the home is only enough to cover my current mortgage balance. The Realtor needs his fee on top of that.
Thank you for the question!
(Oct-22-2009)
Q:
Do you have an idea of whether you intend to hold this loan through its 3-year term, or repay in advance after you close? - Camerican
A:
I have an immediate $2500 that will be paid off - my relocation from my new job can cover this expense to that amount, but it's reimbursed so I have to spend it first. After that, I intend to repay the loan much quicker than the full term, but I'm unsure of the time frame.
Thanks!
(Oct-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 10/22/2009 9:53:24 AM |
| TJ-Financial-Group | $35.00 | $35.00 | 10/22/2009 9:54:19 AM |
| transparency-giant | $65.00 | $65.00 | 10/22/2009 9:53:26 AM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/22/2009 9:59:26 AM |
| credit-investor5 | $50.00 | $50.00 | 10/22/2009 9:59:45 AM |
| agwosdof | $50.00 | $50.00 | 10/22/2009 10:00:29 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/22/2009 10:01:05 AM |
| anton | $50.00 | $50.00 | 10/22/2009 10:01:35 AM |
| HunterSix | $25.00 | $25.00 | 10/22/2009 10:01:44 AM |
| compoundinterest | $50.00 | $50.00 | 10/22/2009 10:03:19 AM |
| Aeroman32 | $25.00 | $25.00 | 10/22/2009 10:02:06 AM |
| kid8549 | $25.00 | $25.00 | 10/22/2009 10:03:26 AM |
| czar3 | $25.00 | $25.00 | 10/22/2009 10:03:28 AM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 10:03:51 AM |
| MTLoans | $25.00 | $25.00 | 10/22/2009 10:04:15 AM |
| sas19 | $25.00 | $25.00 | 10/22/2009 10:03:11 AM |
| goofy15975 | $25.00 | $25.00 | 10/22/2009 10:03:37 AM |
| elegant-bonus | $25.00 | $25.00 | 10/22/2009 10:04:10 AM |
| uncleegg | $25.00 | $25.00 | 10/22/2009 9:59:39 AM |
| rmachi | $25.00 | $25.00 | 10/22/2009 10:04:28 AM |
| dionysus03 | $25.00 | $25.00 | 10/22/2009 10:04:55 AM |
| kanakakm | $50.00 | $50.00 | 10/22/2009 10:00:24 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/22/2009 10:05:05 AM |
| triumphant-commitment | $25.00 | $25.00 | 10/22/2009 10:05:11 AM |
| AF-Chief | $35.00 | $35.00 | 10/22/2009 10:00:36 AM |
| likeable-value | $25.00 | $25.00 | 10/22/2009 10:05:27 AM |
| get30inc | $50.00 | $50.00 | 10/22/2009 10:00:50 AM |
| donmacprosper | $50.00 | $50.00 | 10/22/2009 10:05:34 AM |
| flwah | $50.00 | $50.00 | 10/22/2009 10:00:56 AM |
| golden-yield | $25.00 | $25.00 | 10/22/2009 10:06:58 AM |
| djh47a | $40.00 | $40.00 | 10/22/2009 10:14:21 AM |
| abidos | $25.00 | $25.00 | 10/22/2009 10:02:53 AM |
| Weaverville | $25.00 | $25.00 | 10/22/2009 10:03:02 AM |
| snowman34 | $25.00 | $25.00 | 10/22/2009 10:03:14 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/22/2009 10:03:32 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/22/2009 10:03:35 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/22/2009 10:03:44 AM |
| YogaDude34 | $125.00 | $125.00 | 10/22/2009 10:03:53 AM |
| vkorichkov | $25.00 | $25.00 | 10/22/2009 10:04:19 AM |
| TandyJames | $50.00 | $50.00 | 10/22/2009 11:07:22 AM |
| fortress767 | $25.00 | $25.00 | 10/22/2009 10:05:36 AM |
| Syzygy | $25.00 | $25.00 | 10/22/2009 11:05:09 AM |
| zento | $25.00 | $25.00 | 10/22/2009 10:06:07 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/22/2009 10:06:25 AM |
| Headhunter14 | $25.00 | $25.00 | 10/22/2009 10:06:43 AM |
| JGB | $25.00 | $25.00 | 10/22/2009 10:06:52 AM |
| Railbird | $25.00 | $25.00 | 10/22/2009 10:07:24 AM |
| Nco | $25.00 | $25.00 | 10/22/2009 10:07:25 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/22/2009 12:19:50 PM |
| js60l | $25.00 | $25.00 | 10/22/2009 12:20:10 PM |
| fervent-repayment | $25.00 | $25.00 | 10/22/2009 11:14:09 AM |
| Veridic | $25.00 | $25.00 | 10/22/2009 12:23:06 PM |
| GatorBait | $25.00 | $25.00 | 10/22/2009 12:23:57 PM |
| VBAces | $75.00 | $75.00 | 10/22/2009 11:43:37 AM |
| neenerman | $25.00 | $25.00 | 10/22/2009 12:23:28 PM |
| wacko82 | $25.00 | $25.00 | 10/22/2009 12:24:06 PM |
| JJS180 | $25.00 | $25.00 | 10/22/2009 1:08:35 PM |
| kirkjerk | $25.00 | $25.00 | 10/22/2009 1:52:06 PM |
| ytjameslee | $50.00 | $50.00 | 10/22/2009 2:13:49 PM |
| b-rent | $25.00 | $25.00 | 10/22/2009 2:32:57 PM |
| don8ter | $34.24 | $34.24 | 10/22/2009 5:02:14 PM |
| blot44 | $50.00 | $50.00 | 10/22/2009 4:49:15 PM |
| superchicken | $25.00 | $25.00 | 10/22/2009 9:08:58 PM |
| rjblack | $45.00 | $45.00 | 10/22/2009 9:12:53 PM |
| pawsitive | $25.00 | $25.00 | 10/22/2009 9:34:15 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 12:16:15 AM |
| Ocean-Breeze | $25.00 | $25.00 | 10/23/2009 5:46:28 AM |
| michaelndn | $25.00 | $25.00 | 10/23/2009 7:08:16 AM |
| harmonious-yield | $25.00 | $25.00 | 10/23/2009 9:31:53 AM |
| KiwiElf | $30.00 | $30.00 | 10/23/2009 10:26:55 AM |
| ultimate-commitment | $25.00 | $25.00 | 10/23/2009 10:21:54 AM |
| goodacu | $25.00 | $25.00 | 10/23/2009 9:31:33 AM |
| bonus-chosen-one | $25.00 | $25.00 | 10/23/2009 11:55:27 AM |
| jchix | $25.00 | $25.00 | 10/23/2009 10:36:21 AM |
| BayShell | $40.00 | $40.00 | 10/23/2009 10:41:48 AM |
| kayakg | $25.00 | $25.00 | 10/23/2009 10:50:28 AM |
| BoutYeBank | $25.00 | $25.00 | 10/23/2009 10:51:29 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/23/2009 1:02:34 PM |
| ThomasC | $25.00 | $25.00 | 10/23/2009 12:16:38 PM |
| lawyerman | $27.19 | $27.19 | 10/23/2009 12:21:19 PM |
| able2help | $25.00 | $25.00 | 10/23/2009 1:11:33 PM |
| GS_Lending | $25.00 | $25.00 | 10/23/2009 1:12:07 PM |
| bdloans | $50.00 | $50.00 | 10/23/2009 1:12:20 PM |
| wjf60 | $25.00 | $25.00 | 10/23/2009 1:12:24 PM |
| JohnBanks | $25.00 | $25.00 | 10/23/2009 1:12:27 PM |
| Dazz2061 | $25.00 | $25.00 | 10/23/2009 1:12:36 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 1:12:43 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/23/2009 1:13:08 PM |
| progressive-rupee | $25.00 | $25.00 | 10/23/2009 1:13:29 PM |
| power-collider | $25.00 | $25.00 | 10/23/2009 12:46:43 PM |
| g314 | $30.00 | $30.00 | 10/23/2009 1:15:13 PM |
| eureka117 | $25.00 | $25.00 | 10/23/2009 12:47:08 PM |
| reueljw | $25.00 | $25.00 | 10/23/2009 1:16:21 PM |
| cjames84 | $25.00 | $25.00 | 10/23/2009 1:17:00 PM |
| dealarella | $25.00 | $25.00 | 10/23/2009 1:17:17 PM |
| elasermd | $50.00 | $50.00 | 10/23/2009 1:17:23 PM |
| aloha933 | $25.00 | $25.00 | 10/23/2009 1:12:00 PM |
| Toastsr | $25.00 | $25.00 | 10/23/2009 12:11:23 PM |
| lendingstar | $25.00 | $25.00 | 10/23/2009 1:12:14 PM |
| Jeidon | $25.00 | $25.00 | 10/23/2009 1:12:18 PM |
| payout-showcase | $25.00 | $25.00 | 10/23/2009 1:21:57 PM |
| dphoenix | $25.00 | $25.00 | 10/23/2009 1:12:23 PM |
| Lancasterdust | $25.00 | $25.00 | 10/23/2009 1:22:02 PM |
| lewislewis | $25.00 | $25.00 | 10/23/2009 1:12:28 PM |
| MGS | $25.00 | $25.00 | 10/23/2009 1:22:09 PM |
| honorable-treasure | $25.00 | $25.00 | 10/23/2009 1:12:35 PM |
| bluesheep | $25.00 | $25.00 | 10/23/2009 1:12:44 PM |
| triumphant-community | $25.00 | $25.00 | 10/23/2009 1:12:51 PM |
| minista | $25.00 | $25.00 | 10/23/2009 1:28:42 PM |
| thedreamer | $25.00 | $25.00 | 10/23/2009 1:16:25 PM |
| larrybird | $95.00 | $95.00 | 10/23/2009 1:16:39 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 1:17:13 PM |
| Gibbyland | $37.32 | $37.32 | 10/23/2009 1:17:20 PM |
| spruce2 | $25.00 | $25.00 | 10/23/2009 1:17:31 PM |
| Reinadog9 | $25.00 | $25.00 | 10/23/2009 2:11:21 PM |
| j2ee | $25.00 | $25.00 | 10/23/2009 2:16:29 PM |
| tender-deal | $25.00 | $25.00 | 10/23/2009 1:21:22 PM |
| imyorleadr | $25.00 | $25.00 | 10/23/2009 1:21:45 PM |
| martalli | $25.00 | $25.00 | 10/23/2009 1:21:50 PM |
| dpfl55 | $25.00 | $25.00 | 10/23/2009 1:21:57 PM |
| KwikLoan | $25.00 | $25.00 | 10/23/2009 1:11:40 PM |
| bokonon | $25.00 | $25.00 | 10/23/2009 1:22:11 PM |
| crazybill | $25.00 | $25.00 | 10/23/2009 1:12:03 PM |
| urbane-p2ploan | $25.00 | $25.00 | 10/23/2009 1:12:15 PM |
| 34bcp23 | $25.00 | $25.00 | 10/23/2009 1:12:19 PM |
| bigphish | $25.00 | $25.00 | 10/23/2009 1:12:23 PM |
| freefly67 | $25.00 | $25.00 | 10/23/2009 1:12:29 PM |
| Copa16 | $25.00 | $25.00 | 10/23/2009 1:12:32 PM |
| Archimeech | $25.00 | $25.00 | 10/23/2009 1:12:37 PM |
| radiant-cash | $100.00 | $100.00 | 10/23/2009 1:12:43 PM |
| LendDoc | $25.00 | $25.00 | 10/23/2009 1:12:46 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/23/2009 1:37:35 PM |
| bluesky07 | $25.00 | $25.00 | 10/23/2009 1:13:01 PM |
| nzlxjwek | $25.00 | $25.00 | 10/23/2009 1:13:09 PM |
| smallcountry | $25.00 | $25.00 | 10/23/2009 1:13:26 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/23/2009 1:16:12 PM |
| point-zebra | $25.00 | $25.00 | 10/23/2009 1:16:28 PM |
| selector568 | $100.00 | $100.00 | 10/23/2009 1:17:15 PM |
| Hola_James | $25.00 | $25.00 | 10/23/2009 3:08:48 PM |
| FarBeyondDriven | $25.00 | $25.00 | 10/23/2009 1:17:25 PM |
| Ananya | $25.00 | $25.00 | 10/23/2009 1:21:23 PM |
| bdpres1 | $25.00 | $25.00 | 10/23/2009 1:22:00 PM |
| MAJESTIC5 | $50.00 | $50.00 | 10/23/2009 3:36:45 PM |
| chillware | $25.00 | $25.00 | 10/23/2009 3:01:18 PM |
| Lender0010 | $25.00 | $25.00 | 10/23/2009 3:01:58 PM |
| joshua18 | $25.00 | $25.00 | 10/23/2009 3:02:02 PM |
| longisland47m | $25.00 | $25.00 | 10/23/2009 3:02:07 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/23/2009 3:08:54 PM |
| dharma1 | $25.00 | $25.00 | 10/23/2009 2:16:23 PM |
| gogmagog | $40.64 | $40.64 | 10/23/2009 3:21:25 PM |
| GRI | $50.00 | $50.00 | 10/23/2009 2:36:52 PM |
| jazz619 | $50.00 | $50.00 | 10/23/2009 3:36:34 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/23/2009 3:26:37 PM |
| coolspeed | $25.00 | $25.00 | 10/23/2009 3:36:43 PM |
| Hondo | $25.00 | $25.00 | 10/23/2009 3:41:10 PM |
| BiggestG | $25.00 | $25.00 | 10/23/2009 3:42:12 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 5:59:46 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:50 PM |
| cordial-bonus | $25.00 | $25.00 | 10/24/2009 9:56:14 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:45:54 PM |
| Aristophil | $25.00 | $25.00 | 10/25/2009 7:25:19 PM |
| Aristophil | $25.00 | $25.00 | 10/25/2009 7:25:41 PM |
| Aristophil | $75.00 | $75.00 | 10/25/2009 7:26:13 PM |
| blue-relay | $25.00 | $25.00 | 10/25/2009 7:55:52 PM |
| a-finance-nirvana | $150.00 | $150.00 | 10/26/2009 4:04:42 PM |
| wild-orange | $100.00 | $100.00 | 10/26/2009 10:29:35 PM |
| AJ8981 | $50.00 | $50.00 | 10/27/2009 12:40:33 PM |
| orbiter614 | $50.00 | $50.00 | 10/27/2009 5:23:51 PM |
| bondhedger | $25.00 | $25.00 | 10/28/2009 9:48:47 AM |
| brightest-income-hunter | $25.00 | $25.00 | 10/28/2009 10:26:16 AM |
| elars | $25.00 | $25.00 | 10/28/2009 9:39:37 AM |
| rakey | $25.00 | $25.00 | 10/28/2009 4:09:02 PM |
| bevans | $25.00 | $25.00 | 10/28/2009 4:17:01 PM |
| MrGhost | $25.00 | $25.00 | 10/28/2009 4:26:19 PM |
| Gold_Coin | $25.00 | $25.00 | 10/28/2009 4:59:31 PM |
| orgy63 | $100.00 | $100.00 | 10/28/2009 6:08:37 PM |
| p2p-gala | $50.00 | $50.00 | 10/28/2009 6:53:22 PM |
| adhawan325 | $34.64 | $34.64 | 10/28/2009 9:13:05 PM |
| jakester00 | $35.02 | $35.02 | 10/29/2009 6:32:50 AM |
| marshallmanhattan | $25.00 | $25.00 | 10/29/2009 7:08:54 AM |
| 2Below | $25.00 | $25.00 | 10/29/2009 7:16:54 AM |
| buffalobills | $25.00 | $25.00 | 10/29/2009 7:57:36 AM |
| PotBellyPete | $75.00 | $75.00 | 10/29/2009 8:06:28 AM |
| historyman | $25.00 | $25.00 | 10/28/2009 11:14:14 PM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 8:47:37 AM |
| elars | $75.00 | $75.00 | 10/29/2009 9:32:29 AM |
| G-Love | $200.00 | $200.00 | 10/29/2009 6:17:55 AM |
| hydrolucid | $25.00 | $25.00 | 10/29/2009 9:33:14 AM |
| AM2171 | $25.00 | $25.00 | 10/29/2009 9:41:48 AM |
| attractive-asset | $25.00 | $25.00 | 10/29/2009 8:20:02 AM |
| Kyileo | $50.00 | $50.00 | 10/29/2009 9:23:15 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/22/2009 9:54:47 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/22/2009 9:58:50 AM |
| Banker7371 | $25.00 | $25.00 | 10/22/2009 9:59:25 AM |
| WillingToHelpOut | $25.00 | $25.00 | 10/22/2009 9:59:49 AM |
| thegreatone | $70.62 | $70.62 | 10/22/2009 10:00:34 AM |
| mtp | $50.00 | $50.00 | 10/22/2009 9:54:35 AM |
| Tai | $25.00 | $25.00 | 10/22/2009 10:00:19 AM |
| wrighco | $25.00 | $25.00 | 10/22/2009 10:01:11 AM |
| SNH | $50.00 | $50.00 | 10/22/2009 10:00:42 AM |
| tallmon | $25.00 | $25.00 | 10/22/2009 10:01:20 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/22/2009 10:01:38 AM |
| dirkjan | $25.00 | $25.00 | 10/22/2009 10:01:30 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/22/2009 10:01:42 AM |
| kulender | $25.00 | $25.00 | 10/22/2009 10:02:58 AM |
| BlindProphet | $25.00 | $25.00 | 10/22/2009 10:03:16 AM |
| gracej | $25.00 | $25.00 | 10/22/2009 10:03:22 AM |
| inforapenny | $25.00 | $25.00 | 10/22/2009 10:03:57 AM |
| personal-lender | $25.00 | $25.00 | 10/22/2009 10:02:59 AM |
| DukSerduk | $25.00 | $25.00 | 10/22/2009 10:03:05 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/22/2009 10:03:24 AM |
| kchen486 | $25.00 | $25.00 | 10/22/2009 10:04:57 AM |
| neighborly-hope6 | $100.00 | $100.00 | 10/22/2009 10:05:31 AM |
| benevolent-reward | $25.00 | $25.00 | 10/22/2009 10:04:12 AM |
| supersarah61 | $25.00 | $25.00 | 10/22/2009 9:59:55 AM |
| kenji4861 | $50.00 | $50.00 | 10/22/2009 9:59:58 AM |
| slartibardfast | $35.00 | $35.00 | 10/22/2009 10:00:01 AM |
| FlexFunding | $100.00 | $100.00 | 10/22/2009 10:00:05 AM |
| mamayama | $25.00 | $25.00 | 10/22/2009 10:04:42 AM |
| Attract | $25.00 | $25.00 | 10/22/2009 10:00:15 AM |
| peaceful-bid | $25.00 | $25.00 | 10/22/2009 10:07:20 AM |
| sturdy-rate3 | $25.00 | $25.00 | 10/22/2009 10:07:22 AM |
| a-responsible-return | $25.00 | $25.00 | 10/22/2009 10:01:01 AM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 10:01:14 AM |
| skuba | $25.62 | $25.62 | 10/22/2009 10:06:11 AM |
| LALO79 | $25.00 | $25.00 | 10/22/2009 10:06:34 AM |
| awwaww | $25.00 | $25.00 | 10/22/2009 10:01:54 AM |
| windfall46 | $25.00 | $25.00 | 10/22/2009 10:02:29 AM |
| bchen78875 | $50.00 | $50.00 | 10/22/2009 10:03:08 AM |
| Havana21 | $50.00 | $50.00 | 10/22/2009 10:03:40 AM |
| SDNLR | $25.00 | $25.00 | 10/22/2009 10:03:47 AM |
| trident9 | $50.00 | $50.00 | 10/22/2009 10:05:29 AM |
| intelligent-nickel | $25.00 | $25.00 | 10/22/2009 10:05:40 AM |
| gentle-gold | $25.00 | $25.00 | 10/22/2009 10:05:47 AM |
| GElender | $50.00 | $50.00 | 10/22/2009 10:06:35 AM |
| Barak | $80.00 | $80.00 | 10/22/2009 10:06:46 AM |
| generosity-neutrino | $25.00 | $25.00 | 10/22/2009 10:07:17 AM |
| rjleves | $25.00 | $25.00 | 10/22/2009 11:41:35 AM |
| credit-coach118 | $35.00 | $35.00 | 10/22/2009 12:19:51 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/22/2009 12:08:12 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/22/2009 12:23:58 PM |
| lean-velocity | $25.00 | $25.00 | 10/22/2009 12:24:05 PM |
| radiant-fund | $25.00 | $25.00 | 10/22/2009 12:34:12 PM |
| Cheburashka | $31.71 | $31.71 | 10/22/2009 12:24:13 PM |
| amit_gu | $50.00 | $50.00 | 10/22/2009 11:40:17 AM |
| inventive-funds | $25.00 | $25.00 | 10/22/2009 12:23:07 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/22/2009 12:43:53 PM |
| KailuaLender | $25.00 | $25.00 | 10/22/2009 3:58:13 PM |
| zone6 | $63.01 | $63.01 | 10/22/2009 3:38:37 PM |
| ClearLake | $25.00 | $25.00 | 10/22/2009 5:01:35 PM |
| the-silver-blaster | $28.30 | $28.30 | 10/22/2009 5:18:06 PM |
| PacDoor | $25.00 | $25.00 | 10/22/2009 11:10:11 PM |
| Sixmil | $25.00 | $25.00 | 10/23/2009 3:37:19 AM |
| credit-force5 | $25.00 | $25.00 | 10/22/2009 9:19:23 PM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:46 AM |
| Cai8899 | $42.00 | $42.00 | 10/23/2009 8:06:20 AM |
| robust-loyalty | $25.00 | $25.00 | 10/23/2009 9:31:15 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/23/2009 9:32:09 AM |
| Avala | $25.00 | $25.00 | 10/23/2009 9:13:03 AM |
| bonus-antioxidant | $25.00 | $25.00 | 10/23/2009 9:31:23 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/23/2009 10:49:08 AM |
| RLC | $50.00 | $50.00 | 10/23/2009 10:16:45 AM |
| BigEarHole | $25.00 | $25.00 | 10/23/2009 12:16:40 PM |
| fuzed | $25.00 | $25.00 | 10/23/2009 12:32:46 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/23/2009 12:46:42 PM |
| Gundu | $25.00 | $25.00 | 10/23/2009 1:02:33 PM |
| value-microscope | $25.00 | $25.00 | 10/23/2009 12:33:51 PM |
| martinatime | $25.00 | $25.00 | 10/23/2009 1:12:22 PM |
| don'twannadance | $50.00 | $50.00 | 10/23/2009 11:16:45 AM |
| djc314 | $25.00 | $25.00 | 10/23/2009 1:12:26 PM |
| busybee007 | $25.00 | $25.00 | 10/23/2009 1:12:33 PM |
| mentalsweat | $25.00 | $25.00 | 10/23/2009 1:12:39 PM |
| Davidson2 | $25.00 | $25.00 | 10/23/2009 1:12:45 PM |
| TheMan | $25.00 | $25.00 | 10/23/2009 1:12:52 PM |
| gauss02 | $25.00 | $25.00 | 10/23/2009 1:13:40 PM |
| saffron4 | $25.00 | $25.00 | 10/23/2009 1:14:05 PM |
| Northsider | $25.00 | $25.00 | 10/23/2009 12:46:45 PM |
| toblerone | $25.00 | $25.00 | 10/23/2009 1:15:23 PM |
| icon7 | $25.00 | $25.00 | 10/23/2009 1:16:15 PM |
| kmwvma | $25.00 | $25.00 | 10/23/2009 1:16:37 PM |
| aknavber | $25.00 | $25.00 | 10/23/2009 1:11:32 PM |
| adir1 | $25.00 | $25.00 | 10/23/2009 1:17:10 PM |
| USMC0311 | $25.00 | $25.00 | 10/23/2009 1:17:14 PM |
| loner001 | $25.00 | $25.00 | 10/23/2009 1:17:26 PM |
| bot403 | $25.00 | $25.00 | 10/23/2009 1:12:17 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/23/2009 1:12:19 PM |
| tlp43 | $25.00 | $25.00 | 10/23/2009 1:21:59 PM |
| jdnyc | $25.00 | $25.00 | 10/23/2009 1:12:25 PM |
| Cpay2Me | $25.00 | $25.00 | 10/23/2009 1:12:30 PM |
| currency-persimmon | $25.00 | $25.00 | 10/23/2009 1:12:33 PM |
| kegs | $100.00 | $100.00 | 10/23/2009 1:22:14 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/23/2009 1:12:41 PM |
| GhaChr | $25.00 | $25.00 | 10/23/2009 1:12:49 PM |
| InvestorPartners | $25.00 | $25.00 | 10/23/2009 1:17:16 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/23/2009 2:11:25 PM |
| otter | $25.00 | $25.00 | 10/23/2009 1:21:46 PM |
| metro457 | $25.00 | $25.00 | 10/23/2009 1:22:01 PM |
| honorable-yield | $50.00 | $50.00 | 10/23/2009 1:22:12 PM |
| Skady3love | $25.00 | $25.00 | 10/23/2009 1:12:16 PM |
| Marathoner | $25.00 | $25.00 | 10/23/2009 1:12:21 PM |
| mad4wknds | $25.00 | $25.00 | 10/23/2009 1:12:26 PM |
| The_Loan_Ranger | $32.75 | $32.75 | 10/23/2009 1:12:31 PM |
| danthemon35 | $25.00 | $25.00 | 10/23/2009 1:12:34 PM |
| Rysterola82 | $25.00 | $25.00 | 10/23/2009 1:12:38 PM |
| Ragnar | $25.00 | $25.00 | 10/23/2009 1:12:53 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/23/2009 1:13:49 PM |
| andrewgl | $25.00 | $25.00 | 10/23/2009 1:14:57 PM |
| NDFIRTH | $48.06 | $48.06 | 10/23/2009 3:01:20 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/23/2009 1:16:04 PM |
| justice-dna | $25.00 | $25.00 | 10/23/2009 1:16:16 PM |
| twjh | $30.00 | $30.00 | 10/23/2009 3:02:03 PM |
| LizzieMN | $25.00 | $25.00 | 10/23/2009 1:16:44 PM |
| winter-vigilance | $25.00 | $25.00 | 10/23/2009 1:16:52 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/23/2009 3:07:08 PM |
| lagnisiruk | $25.00 | $25.00 | 10/23/2009 1:17:05 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/23/2009 1:17:12 PM |
| kmprospeo | $25.00 | $25.00 | 10/23/2009 3:08:52 PM |
| jktravl | $25.00 | $25.00 | 10/23/2009 1:17:24 PM |
| here2lend | $25.00 | $25.00 | 10/23/2009 1:22:15 PM |
| lean-benefit | $25.00 | $25.00 | 10/23/2009 3:31:46 PM |
| Katburg | $25.00 | $25.00 | 10/23/2009 1:27:47 PM |
| jd006006 | $29.93 | $29.93 | 10/23/2009 3:36:17 PM |
| saritha | $25.00 | $25.00 | 10/23/2009 3:01:09 PM |
| LKN2RTR | $25.00 | $25.00 | 10/23/2009 1:36:23 PM |
| gain-rancher | $25.00 | $25.00 | 10/23/2009 3:01:16 PM |
| turbine5 | $40.00 | $40.00 | 10/23/2009 3:02:06 PM |
| testobsessed | $50.22 | $32.02 | 10/23/2009 3:42:14 PM |
| Merganser | $25.00 | $25.00 | 10/23/2009 3:51:18 PM |
| blue-note-relaxation | $25.00 | $25.00 | 10/23/2009 2:11:09 PM |
| three-for-6 | $36.55 | $36.55 | 10/23/2009 2:11:32 PM |
| uofm2007 | $50.00 | $50.00 | 10/23/2009 3:08:46 PM |
| wdove511 | $25.00 | $25.00 | 10/23/2009 3:08:57 PM |
| Kelor99 | $25.00 | $25.00 | 10/23/2009 3:18:17 PM |
| preciousjeni | $50.00 | $50.00 | 10/23/2009 3:36:44 PM |
| dr-dollar | $25.00 | $25.00 | 10/23/2009 3:41:50 PM |
| PotBellyPete | $25.00 | $25.00 | 10/23/2009 3:02:04 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 10/23/2009 3:36:11 PM |
| noble-revenue | $25.00 | $25.00 | 10/23/2009 3:41:56 PM |
| omahajay | $25.00 | $25.00 | 10/23/2009 4:52:26 PM |
| LoanDMC | $25.00 | $25.00 | 10/25/2009 11:29:47 AM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/25/2009 7:51:48 AM |
| Aristophil | $25.00 | $25.00 | 10/25/2009 7:25:55 PM |
| hotwired | $25.00 | $25.00 | 10/26/2009 4:38:18 AM |
| iruz | $40.00 | $40.00 | 10/26/2009 6:46:14 AM |
| sunny1985 | $25.00 | $25.00 | 10/26/2009 3:25:35 PM |
| yield-quest | $25.00 | $25.00 | 10/27/2009 9:44:40 AM |
| Moneypenny6 | $25.00 | $25.00 | 10/27/2009 3:32:57 PM |
| baroo | $25.00 | $25.00 | 10/27/2009 7:11:45 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/27/2009 8:12:12 PM |
| mcs99 | $50.00 | $50.00 | 10/27/2009 11:45:21 PM |
| ceg451 | $25.00 | $25.00 | 10/28/2009 1:22:04 PM |
| nalaari | $50.00 | $50.00 | 10/28/2009 4:01:04 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/28/2009 4:05:04 PM |
| Mowine4me | $25.00 | $25.00 | 10/28/2009 7:40:46 PM |
| beakerfish | $300.38 | $300.38 | 10/28/2009 6:03:42 PM |
| Astyanax | $25.00 | $25.00 | 10/28/2009 9:45:39 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/29/2009 5:57:44 AM |
| payout-magician | $50.00 | $50.00 | 10/29/2009 6:36:53 AM |
| atlas100 | $50.00 | $50.00 | 10/28/2009 9:25:51 PM |
| oldman68 | $25.00 | $25.00 | 10/28/2009 10:48:46 PM |
| MathProfessor | $100.00 | $100.00 | 10/29/2009 8:45:59 AM |
| kristl | $25.00 | $25.00 | 10/29/2009 5:07:56 AM |
| Credit2Prosper | $50.00 | $50.00 | 10/29/2009 6:04:07 AM |
| 363 bids
|
Borrower Payment Dependent Notes Series
430194
This series of Notes was issued and sold upon the funding of the borrower loan #39311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 17.07% |
Starting borrower rate/APR:
| 18.07% / 20.28% |
Starting monthly payment:
| $542.81 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $520.35 |
| |
|
Auction yield range:
| 6.29% - 17.07% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $29,856 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| responsible-bonus84 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off divorce debt
Hello all.
For the past 4 years, I have been paying steadily on debt that I accumulated during my marriage & divorce, and a subsequent cross-country move to start a new life. Frankly, I haven't been making much headway.
I have been using low interest rate balance transfers on credit cards to pay off higher rate debt on both cards and on an installment loan, but unfortunately some of these rates are expiring and now these card rates are getting out of control!
I have been steadily employed in the film production/visual effects industry for the past for the past 18 years, and have been with my current employer for the past 4 years since making my move west.
I am asking for a $15,000 loan to payoff the chunk of my debt with sky high rates (luckily the remaining debt is on very low interest rate cards that have been locked in, and will also be paid off within the next 3 years). The monthly payment on this loan would be equivalent to the payments I am making on my high interest credit card debt, yet the lower interest rate and single monthly payment would really help me get out of this mess.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have 28 open credit lines. What is your plan for reducing them? Do all of them carry a balance? A financial mess will follow you, I would like to see you have a plan to recover and not repeat. - diplomatic-capital
A:
Thank you for this question -- it is a good one. I'm at work now and will reply to you with more detail by tomorrow afternoon latest.
(Oct-30-2009)
Q:
3 part question:
How many credit cards do you currently own, currently use, currently have balances over $2500? - bigmacbeef
A:
Thank you for your question. I'm at work now and will reply to you with more detail by tomorrow afternoon latest.
(Oct-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TOCPI | $25.00 | $25.00 | 10/26/2009 4:41:36 PM |
| payout-achievement | $40.00 | $40.00 | 10/26/2009 4:42:12 PM |
| noble-revenue | $100.00 | $100.00 | 10/26/2009 4:44:24 PM |
| five-star-note | $35.00 | $35.00 | 10/26/2009 4:45:01 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/26/2009 4:45:19 PM |
| anders94 | $30.91 | $30.91 | 10/26/2009 4:46:51 PM |
| CPAMAN | $25.00 | $25.00 | 10/26/2009 4:46:55 PM |
| galtsgulch | $25.00 | $25.00 | 10/26/2009 4:47:16 PM |
| Sixmil | $25.00 | $25.00 | 10/26/2009 4:47:31 PM |
| iruz | $50.00 | $50.00 | 10/26/2009 4:42:33 PM |
| brother_tam | $50.00 | $50.00 | 10/26/2009 4:47:47 PM |
| Sefotonga | $25.00 | $25.00 | 10/26/2009 4:43:43 PM |
| booksleuth | $50.00 | $50.00 | 10/26/2009 4:44:42 PM |
| Weaverville | $50.00 | $50.00 | 10/26/2009 4:44:45 PM |
| my401K | $100.00 | $100.00 | 10/26/2009 4:50:07 PM |
| fortytwo | $100.00 | $100.00 | 10/26/2009 4:44:54 PM |
| active-reward7 | $25.00 | $25.00 | 10/26/2009 4:49:46 PM |
| spruce2 | $25.00 | $25.00 | 10/26/2009 4:50:10 PM |
| unk1911 | $25.00 | $25.00 | 10/26/2009 4:45:32 PM |
| Veloce | $25.00 | $25.00 | 10/26/2009 4:50:55 PM |
| don8ter | $25.00 | $25.00 | 10/26/2009 4:46:32 PM |
| jhouman | $25.00 | $25.00 | 10/26/2009 4:51:40 PM |
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:51:58 PM |
| ibuystk | $50.00 | $50.00 | 10/26/2009 4:46:59 PM |
| sambog | $25.00 | $25.00 | 10/26/2009 4:47:01 PM |
| mdreiss | $25.00 | $25.00 | 10/26/2009 4:52:09 PM |
| gold-tsunami | $25.00 | $25.00 | 10/26/2009 4:47:08 PM |
| scottr | $25.00 | $25.00 | 10/26/2009 4:53:02 PM |
| LR_Biker | $25.00 | $25.00 | 10/26/2009 4:53:13 PM |
| mtquan | $25.00 | $25.00 | 10/26/2009 4:53:24 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/26/2009 4:53:34 PM |
| spitzbergen | $25.00 | $25.00 | 10/26/2009 4:53:40 PM |
| mpactlender | $25.00 | $25.00 | 10/26/2009 4:53:54 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 4:54:20 PM |
| DukSerduk | $25.00 | $25.00 | 10/26/2009 4:54:14 PM |
| silver-armada | $50.00 | $50.00 | 10/26/2009 4:54:55 PM |
| Artist_Blue | $25.00 | $25.00 | 10/26/2009 4:54:58 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/26/2009 4:55:12 PM |
| gadget7 | $25.00 | $25.00 | 10/26/2009 4:55:20 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 10/26/2009 4:50:14 PM |
| vcbogan | $100.00 | $100.00 | 10/26/2009 4:55:36 PM |
| reciprocate | $50.00 | $50.00 | 10/26/2009 4:50:27 PM |
| asiaratt | $25.00 | $25.00 | 10/26/2009 4:55:57 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/26/2009 4:56:02 PM |
| RetiredATC | $25.00 | $25.00 | 10/26/2009 4:56:08 PM |
| LendDoc | $25.00 | $25.00 | 10/26/2009 4:56:16 PM |
| bchen78875 | $25.00 | $25.00 | 10/26/2009 4:56:25 PM |
| brazilofmux | $100.00 | $100.00 | 10/26/2009 4:56:32 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/26/2009 4:56:35 PM |
| youqianderen | $50.00 | $50.00 | 10/26/2009 4:57:02 PM |
| Dahlozer | $25.00 | $25.00 | 10/26/2009 4:56:59 PM |
| GOPHERBOY | $30.00 | $30.00 | 10/26/2009 4:52:23 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 4:52:27 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/26/2009 4:52:32 PM |
| mstebnicki | $25.00 | $25.00 | 10/26/2009 4:57:25 PM |
| xstreamin | $25.00 | $25.00 | 10/26/2009 4:57:28 PM |
| honorable-yield | $25.00 | $25.00 | 10/26/2009 4:52:40 PM |
| rmachi | $25.00 | $25.00 | 10/26/2009 4:52:52 PM |
| value-microscope | $25.00 | $25.00 | 10/26/2009 4:53:01 PM |
| jdrez | $25.00 | $25.00 | 10/26/2009 4:57:49 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/26/2009 4:58:16 PM |
| bluesheep | $25.00 | $25.00 | 10/26/2009 4:57:57 PM |
| Dutchhunter | $25.00 | $25.00 | 10/26/2009 4:58:00 PM |
| 3am-preacher | $25.00 | $25.00 | 10/26/2009 4:53:16 PM |
| LendGuy | $25.00 | $25.00 | 10/26/2009 4:58:22 PM |
| andyb9 | $25.00 | $25.00 | 10/26/2009 4:58:24 PM |
| KailuaLender | $25.00 | $25.00 | 10/26/2009 4:58:27 PM |
| andrewgl | $25.00 | $25.00 | 10/26/2009 4:53:30 PM |
| wiltonbound | $25.00 | $25.00 | 10/26/2009 4:58:33 PM |
| slartibardfast | $25.00 | $25.00 | 10/26/2009 4:58:29 PM |
| Approved1234 | $25.00 | $25.00 | 10/26/2009 4:58:38 PM |
| davidc314 | $50.00 | $50.00 | 10/26/2009 4:59:06 PM |
| gamp | $25.00 | $25.00 | 10/26/2009 4:53:59 PM |
| desertoasis | $25.00 | $25.00 | 10/26/2009 4:59:24 PM |
| kulender | $25.00 | $25.00 | 10/26/2009 4:54:15 PM |
| commerce-champion | $25.00 | $25.00 | 10/26/2009 4:58:59 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 4:54:27 PM |
| HunterSix | $25.00 | $25.00 | 10/26/2009 4:59:21 PM |
| money2k | $25.00 | $25.00 | 10/26/2009 4:59:46 PM |
| GatorBux | $100.00 | $100.00 | 10/26/2009 4:59:26 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/26/2009 4:59:50 PM |
| bigtag | $25.00 | $25.00 | 10/26/2009 4:59:29 PM |
| czar3 | $30.00 | $30.00 | 10/26/2009 4:54:38 PM |
| bigwig633 | $25.00 | $25.00 | 10/26/2009 4:59:36 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/26/2009 4:59:41 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 4:54:44 PM |
| 108lender | $200.00 | $200.00 | 10/26/2009 5:00:00 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 4:55:07 PM |
| elegant-bonus | $25.00 | $25.00 | 10/26/2009 5:00:39 PM |
| mamayama | $25.00 | $25.00 | 10/26/2009 5:00:50 PM |
| Boca | $25.00 | $25.00 | 10/26/2009 5:01:17 PM |
| radiant-fund | $25.00 | $25.00 | 10/26/2009 4:55:54 PM |
| currency-cigar4 | $25.00 | $25.00 | 10/26/2009 5:01:35 PM |
| JohnW12 | $25.00 | $25.00 | 10/26/2009 4:56:21 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/26/2009 5:01:29 PM |
| sloan | $25.00 | $25.00 | 10/26/2009 4:56:38 PM |
| poeman | $25.00 | $25.00 | 10/26/2009 4:57:16 PM |
| laredotornado | $25.00 | $25.00 | 10/26/2009 4:57:39 PM |
| truth-futurist | $25.00 | $25.00 | 10/26/2009 4:57:54 PM |
| Aquani | $50.00 | $50.00 | 10/26/2009 4:58:01 PM |
| bonanza1973 | $25.00 | $25.00 | 10/26/2009 4:58:31 PM |
| HelpFromNY | $25.00 | $25.00 | 10/26/2009 4:58:45 PM |
| kmprospeo | $25.00 | $25.00 | 10/26/2009 4:59:31 PM |
| hitsman | $50.00 | $50.00 | 10/26/2009 4:59:33 PM |
| power-flow6 | $25.00 | $25.00 | 10/26/2009 5:00:56 PM |
| love_what_you_do | $25.00 | $25.00 | 10/26/2009 5:01:02 PM |
| blue-liberty-gourd | $25.00 | $25.00 | 10/26/2009 5:01:06 PM |
| forthright-trade | $25.00 | $25.00 | 10/26/2009 5:01:33 PM |
| TandyJames | $25.00 | $25.00 | 10/26/2009 5:01:40 PM |
| Frenchynh | $25.00 | $25.00 | 10/26/2009 5:15:13 PM |
| norcalsv | $42.29 | $42.29 | 10/26/2009 5:15:24 PM |
| MGMNT | $25.00 | $25.00 | 10/26/2009 5:15:08 PM |
| Plotinus | $50.00 | $50.00 | 10/26/2009 5:15:56 PM |
| funds-promiser | $50.00 | $50.00 | 10/26/2009 5:17:29 PM |
| Turkish101 | $25.00 | $25.00 | 10/26/2009 5:17:43 PM |
| MyKidsDad | $25.00 | $25.00 | 10/26/2009 5:17:47 PM |
| credit-force5 | $25.00 | $25.00 | 10/26/2009 5:17:52 PM |
| wampum-proton | $25.00 | $25.00 | 10/26/2009 5:17:59 PM |
| johnko929 | $25.00 | $25.00 | 10/26/2009 5:17:17 PM |
| JLChamberlain | $25.00 | $25.00 | 10/26/2009 5:18:18 PM |
| MSME | $25.00 | $25.00 | 10/26/2009 5:17:30 PM |
| tidy-peace | $25.00 | $25.00 | 10/26/2009 5:17:35 PM |
| GreenBuilder247 | $25.00 | $25.00 | 10/26/2009 5:17:48 PM |
| value-pole | $25.00 | $25.00 | 10/26/2009 5:19:26 PM |
| cassius84 | $25.00 | $25.00 | 10/26/2009 5:22:32 PM |
| fostaman | $25.00 | $25.00 | 10/26/2009 5:14:51 PM |
| PatRichi | $25.00 | $25.00 | 10/26/2009 5:22:44 PM |
| mason13a | $25.00 | $25.00 | 10/26/2009 5:16:35 PM |
| smart-return | $25.00 | $25.00 | 10/26/2009 5:17:06 PM |
| dspmn | $25.00 | $25.00 | 10/26/2009 5:17:49 PM |
| hc90474 | $25.00 | $25.00 | 10/26/2009 5:18:06 PM |
| smurf163 | $25.00 | $25.00 | 10/26/2009 7:26:29 PM |
| Lightlife | $50.00 | $50.00 | 10/26/2009 5:19:33 PM |
| KiwiElf | $25.00 | $25.00 | 10/26/2009 5:22:02 PM |
| srfb973 | $50.00 | $50.00 | 10/26/2009 5:22:16 PM |
| glalat | $25.00 | $25.00 | 10/26/2009 5:22:36 PM |
| dansarkis | $25.00 | $25.00 | 10/26/2009 7:26:46 PM |
| thryn | $25.00 | $25.00 | 10/27/2009 5:46:34 AM |
| jdl424 | $25.00 | $25.00 | 10/27/2009 4:31:04 AM |
| Payasoup | $35.15 | $35.15 | 10/26/2009 7:36:43 PM |
| a-finance-nirvana | $350.00 | $350.00 | 10/27/2009 6:31:09 AM |
| transaction-animal8 | $25.00 | $25.00 | 10/27/2009 7:36:36 AM |
| Divr555 | $50.00 | $50.00 | 10/27/2009 8:21:12 AM |
| Katahdin | $25.00 | $25.00 | 10/27/2009 9:06:07 AM |
| amijo | $25.00 | $25.00 | 10/27/2009 9:16:12 AM |
| lostontheedge | $25.00 | $25.00 | 10/27/2009 9:42:46 AM |
| Business_Happens | $25.00 | $25.00 | 10/27/2009 9:43:13 AM |
| community-seahorse | $25.00 | $25.00 | 10/27/2009 9:43:32 AM |
| Raser | $25.00 | $25.00 | 10/27/2009 9:42:29 AM |
| Kaj | $25.00 | $25.00 | 10/27/2009 9:44:02 AM |
| ndwayno | $29.39 | $29.39 | 10/27/2009 9:42:49 AM |
| monticello | $25.00 | $25.00 | 10/27/2009 9:44:05 AM |
| Ryman81580 | $25.00 | $25.00 | 10/27/2009 9:44:17 AM |
| siafu_kali | $25.00 | $25.00 | 10/27/2009 9:44:36 AM |
| mooselegs19 | $25.00 | $25.00 | 10/27/2009 9:44:59 AM |
| kmwvma | $25.00 | $25.00 | 10/27/2009 9:43:49 AM |
| Yankeehill | $25.00 | $25.00 | 10/27/2009 9:44:00 AM |
| treasure-generator | $25.00 | $25.00 | 10/27/2009 9:45:16 AM |
| ohnezweck | $25.00 | $25.00 | 10/27/2009 9:44:12 AM |
| Auburnmist | $25.00 | $25.00 | 10/27/2009 9:45:24 AM |
| cheng | $25.00 | $25.00 | 10/27/2009 9:44:42 AM |
| Amused1 | $25.00 | $25.00 | 10/27/2009 9:44:46 AM |
| hanuman77 | $50.00 | $50.00 | 10/27/2009 9:46:19 AM |
| Hiro07 | $25.00 | $25.00 | 10/27/2009 9:46:29 AM |
| ejdirin | $25.00 | $25.00 | 10/27/2009 9:45:59 AM |
| bruin558 | $50.00 | $50.00 | 10/27/2009 9:46:51 AM |
| CaboWaboRobo | $25.00 | $25.00 | 10/27/2009 7:41:06 AM |
| a0z0ra | $29.08 | $29.08 | 10/27/2009 9:46:45 AM |
| profit33r | $25.00 | $25.00 | 10/27/2009 9:46:49 AM |
| GRI | $35.00 | $35.00 | 10/27/2009 9:47:33 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 9:47:55 AM |
| mooshoe | $25.00 | $25.00 | 10/27/2009 9:47:13 AM |
| fuzed | $55.00 | $55.00 | 10/27/2009 9:48:04 AM |
| Jassi | $25.00 | $25.00 | 10/27/2009 9:47:16 AM |
| Hexnut | $25.00 | $25.00 | 10/27/2009 9:48:09 AM |
| mmaurer | $30.00 | $30.00 | 10/27/2009 9:49:27 AM |
| NYWA | $25.00 | $25.00 | 10/27/2009 9:48:47 AM |
| wise-spirited-nickel | $25.00 | $25.00 | 10/27/2009 9:48:55 AM |
| Gabriel02 | $25.00 | $25.00 | 10/27/2009 9:49:48 AM |
| scorpi073 | $25.00 | $25.00 | 10/27/2009 9:42:16 AM |
| Pickmar | $25.00 | $25.00 | 10/27/2009 10:06:15 AM |
| DrStaff | $60.00 | $60.00 | 10/27/2009 9:43:57 AM |
| gm93001 | $41.46 | $41.46 | 10/27/2009 9:44:07 AM |
| Cre8iveCash | $25.00 | $25.00 | 10/27/2009 9:44:15 AM |
| icefish | $37.92 | $37.92 | 10/27/2009 9:44:45 AM |
| friendly-gold | $25.00 | $25.00 | 10/27/2009 9:45:41 AM |
| DadWarbucks | $25.00 | $25.00 | 10/27/2009 9:46:39 AM |
| Nedly | $29.88 | $29.88 | 10/27/2009 9:46:58 AM |
| carlover | $25.00 | $25.00 | 10/27/2009 9:47:02 AM |
| rlrcstr | $25.00 | $25.00 | 10/27/2009 9:47:18 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/27/2009 9:47:38 AM |
| freetimeskier | $28.96 | $28.96 | 10/27/2009 9:47:41 AM |
| Vegasjim | $25.00 | $6.50 | 10/27/2009 9:49:50 AM |
| GOPHERBOY | $75.00 | $75.00 | 10/27/2009 8:54:03 PM |
| iolaire | $100.00 | $100.00 | 10/28/2009 9:46:04 AM |
| LoanDMC | $25.00 | $25.00 | 10/28/2009 4:46:36 PM |
| jchurchi | $57.57 | $57.57 | 10/29/2009 7:53:23 AM |
| golden-currency | $25.00 | $25.00 | 10/29/2009 9:44:31 AM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 9:57:40 AM |
| AustinAmerica | $25.00 | $25.00 | 10/29/2009 10:00:25 PM |
| 1SteelerFan | $25.00 | $25.00 | 10/30/2009 12:22:10 AM |
| HawaiianHelper | $50.00 | $50.00 | 10/30/2009 1:16:34 AM |
| TommyTucker | $50.00 | $50.00 | 10/30/2009 10:40:31 AM |
| jga516 | $25.00 | $25.00 | 10/30/2009 9:33:56 AM |
| MathProfessor | $25.00 | $25.00 | 10/30/2009 6:19:05 PM |
| beachbum22 | $25.00 | $25.00 | 10/30/2009 7:40:49 PM |
| p2p-gala | $25.00 | $25.00 | 10/31/2009 6:28:55 PM |
| PalmTreeIsland | $100.00 | $100.00 | 11/1/2009 8:58:52 PM |
| jybank | $25.00 | $25.00 | 11/2/2009 10:17:43 AM |
| unbeatable-wealth | $25.00 | $25.00 | 11/2/2009 1:25:04 PM |
| a-reasonable-return | $50.00 | $50.00 | 11/2/2009 2:06:27 PM |
| Nusk | $25.00 | $25.00 | 11/2/2009 12:17:16 PM |
| leverage-monger | $50.00 | $50.00 | 11/2/2009 2:02:07 PM |
| XayV03 | $50.00 | $50.00 | 11/2/2009 4:29:37 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 4:41:55 PM |
| lizard_lips | $25.00 | $25.00 | 10/26/2009 4:42:14 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 4:42:40 PM |
| IIP77 | $25.00 | $25.00 | 10/26/2009 4:42:29 PM |
| crazycool | $35.00 | $35.00 | 10/26/2009 4:44:37 PM |
| money-maniac | $25.00 | $25.00 | 10/26/2009 4:45:07 PM |
| five-star-justice | $36.00 | $36.00 | 10/26/2009 4:45:22 PM |
| 4est | $25.00 | $25.00 | 10/26/2009 4:45:41 PM |
| chlebie | $32.14 | $32.14 | 10/26/2009 4:46:20 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/26/2009 4:46:28 PM |
| aznmikelee | $25.00 | $25.00 | 10/26/2009 4:41:28 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 4:42:36 PM |
| rdrloan | $25.00 | $25.00 | 10/26/2009 4:48:26 PM |
| proper-commitment5 | $32.00 | $32.00 | 10/26/2009 4:43:36 PM |
| skuba | $25.00 | $25.00 | 10/26/2009 4:44:56 PM |
| elated-justice | $25.00 | $25.00 | 10/26/2009 4:45:31 PM |
| bxdoc | $150.00 | $150.00 | 10/26/2009 4:45:37 PM |
| LKN2RTR | $25.00 | $25.00 | 10/26/2009 4:51:06 PM |
| LenderByDay | $25.00 | $25.00 | 10/26/2009 4:46:23 PM |
| Orringo | $50.00 | $50.00 | 10/26/2009 4:51:50 PM |
| Carpetkid | $25.00 | $25.00 | 10/26/2009 4:46:52 PM |
| Syzygy | $25.00 | $25.00 | 10/26/2009 4:52:14 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/26/2009 4:52:29 PM |
| cloud8 | $25.00 | $25.00 | 10/26/2009 4:52:38 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 4:52:57 PM |
| irrelevant | $25.00 | $25.00 | 10/26/2009 4:53:06 PM |
| kanakakm | $25.00 | $25.00 | 10/26/2009 4:53:11 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 4:53:19 PM |
| get30inc | $25.00 | $25.00 | 10/26/2009 4:53:33 PM |
| unclejaef | $25.00 | $25.00 | 10/26/2009 4:53:41 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 4:53:44 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 4:53:54 PM |
| hopethisworks | $100.00 | $100.00 | 10/26/2009 4:49:07 PM |
| Banker7371 | $25.00 | $25.00 | 10/26/2009 4:54:05 PM |
| InvestorPartners | $25.00 | $25.00 | 10/26/2009 4:54:29 PM |
| YogaDude34 | $50.00 | $50.00 | 10/26/2009 4:54:21 PM |
| gracej | $25.00 | $25.00 | 10/26/2009 4:54:34 PM |
| anton | $25.00 | $25.00 | 10/26/2009 4:54:30 PM |
| rolandweary | $40.00 | $40.00 | 10/26/2009 4:54:54 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 4:54:48 PM |
| draggon77 | $25.00 | $25.00 | 10/26/2009 4:49:54 PM |
| Champpilot | $50.00 | $50.00 | 10/26/2009 4:55:05 PM |
| likeable-value | $25.00 | $25.00 | 10/26/2009 4:49:58 PM |
| neighborly-bid | $25.00 | $25.00 | 10/26/2009 4:55:11 PM |
| yield-lion | $25.00 | $25.00 | 10/26/2009 4:55:25 PM |
| engaging-worth | $30.00 | $30.00 | 10/26/2009 4:55:32 PM |
| swoosh | $25.00 | $25.00 | 10/26/2009 4:55:38 PM |
| Josta | $50.00 | $50.00 | 10/26/2009 4:55:44 PM |
| selfmademan | $25.00 | $25.00 | 10/26/2009 4:50:39 PM |
| GATrust | $50.00 | $50.00 | 10/26/2009 4:51:01 PM |
| crenen139 | $25.00 | $25.00 | 10/26/2009 4:56:05 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/26/2009 4:56:11 PM |
| Cai8899 | $25.00 | $25.00 | 10/26/2009 4:56:12 PM |
| techvet | $25.00 | $25.00 | 10/26/2009 4:56:41 PM |
| chicco | $80.00 | $80.00 | 10/26/2009 4:56:44 PM |
| jeg3k | $25.00 | $25.00 | 10/26/2009 4:56:47 PM |
| ianakacg | $25.00 | $25.00 | 10/26/2009 4:56:50 PM |
| Sam65 | $25.00 | $25.00 | 10/26/2009 4:56:53 PM |
| socialbanker | $25.00 | $25.00 | 10/26/2009 4:56:57 PM |
| MicroL | $25.00 | $25.00 | 10/26/2009 4:57:12 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/26/2009 4:57:21 PM |
| cpaphoto | $25.00 | $25.00 | 10/26/2009 4:57:43 PM |
| transparency-giant | $25.00 | $25.00 | 10/26/2009 4:57:36 PM |
| Halos2002 | $50.00 | $50.00 | 10/26/2009 4:53:03 PM |
| exact-justice | $25.00 | $25.00 | 10/26/2009 4:58:11 PM |
| wayman | $50.00 | $50.00 | 10/26/2009 4:58:08 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/26/2009 4:53:25 PM |
| aasx1108 | $25.00 | $25.00 | 10/26/2009 4:58:17 PM |
| keeks | $25.00 | $25.00 | 10/26/2009 4:58:34 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 4:58:54 PM |
| Wangersinc | $25.00 | $25.00 | 10/26/2009 4:53:48 PM |
| gold-disk | $50.00 | $50.00 | 10/26/2009 4:58:58 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 4:58:42 PM |
| financial-frenzy | $50.00 | $50.00 | 10/26/2009 4:59:13 PM |
| thrifty-peso | $25.00 | $25.00 | 10/26/2009 4:58:47 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/26/2009 4:54:02 PM |
| lagnisiruk | $25.00 | $25.00 | 10/26/2009 4:59:14 PM |
| thumper64 | $25.00 | $25.00 | 10/26/2009 4:59:18 PM |
| wings2fly | $25.00 | $25.00 | 10/26/2009 4:59:48 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/26/2009 4:59:54 PM |
| charming-point | $100.00 | $100.00 | 10/26/2009 5:00:03 PM |
| awwaww | $25.00 | $25.00 | 10/26/2009 4:59:38 PM |
| d_grbg | $25.00 | $25.00 | 10/26/2009 5:00:20 PM |
| museic1 | $50.00 | $50.00 | 10/26/2009 4:55:04 PM |
| VBAces | $50.00 | $50.00 | 10/26/2009 4:59:59 PM |
| Clambake | $50.00 | $50.00 | 10/26/2009 4:55:20 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/26/2009 4:55:31 PM |
| papaman | $25.00 | $25.00 | 10/26/2009 4:55:39 PM |
| contract-neutron | $25.00 | $25.00 | 10/26/2009 5:01:21 PM |
| trapper569 | $25.00 | $25.00 | 10/26/2009 4:55:50 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/26/2009 5:00:52 PM |
| akahoss | $25.00 | $25.00 | 10/26/2009 5:01:31 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 4:55:57 PM |
| gentle-gold | $25.00 | $25.00 | 10/26/2009 5:01:04 PM |
| dime-worker | $25.00 | $25.00 | 10/26/2009 4:56:19 PM |
| shingu79 | $50.00 | $50.00 | 10/26/2009 5:01:26 PM |
| rjleves | $25.00 | $25.00 | 10/26/2009 4:56:29 PM |
| westsidehighway | $25.00 | $25.00 | 10/26/2009 4:57:07 PM |
| capital-duckling | $25.00 | $25.00 | 10/26/2009 4:57:34 PM |
| ThomasCrown | $30.00 | $30.00 | 10/26/2009 4:57:46 PM |
| VentureExplorer | $25.00 | $25.00 | 10/26/2009 4:58:05 PM |
| elebovic | $25.00 | $25.00 | 10/26/2009 4:58:56 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/26/2009 4:59:09 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/26/2009 4:59:53 PM |
| GElender | $50.00 | $50.00 | 10/26/2009 4:59:56 PM |
| BuffetRocks | $50.00 | $50.00 | 10/26/2009 5:00:18 PM |
| Lilred7879 | $50.00 | $50.00 | 10/26/2009 5:00:48 PM |
| Aimvest | $25.00 | $25.00 | 10/26/2009 5:00:54 PM |
| diplomatic-capital | $25.00 | $25.00 | 10/26/2009 5:00:58 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 5:01:09 PM |
| golden-yield | $25.00 | $25.00 | 10/26/2009 5:01:11 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/26/2009 5:01:15 PM |
| educationfirst | $25.00 | $25.00 | 10/26/2009 5:01:36 PM |
| aldeed | $25.00 | $25.00 | 10/26/2009 5:14:00 PM |
| ITExec | $44.60 | $44.60 | 10/26/2009 5:14:21 PM |
| MakoF16 | $50.00 | $50.00 | 10/26/2009 5:14:34 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 10/26/2009 5:14:40 PM |
| Yanwoo | $25.00 | $25.00 | 10/26/2009 5:14:53 PM |
| teejay411 | $69.60 | $69.60 | 10/26/2009 5:16:01 PM |
| buddylucy | $25.00 | $25.00 | 10/26/2009 5:16:44 PM |
| tyson789 | $100.00 | $100.00 | 10/26/2009 5:16:43 PM |
| skibum65 | $50.00 | $50.00 | 10/26/2009 5:17:32 PM |
| GBLENDER | $25.00 | $25.00 | 10/26/2009 5:18:10 PM |
| ecila625 | $25.00 | $25.00 | 10/26/2009 5:18:17 PM |
| PHI4308 | $25.00 | $25.00 | 10/26/2009 5:17:33 PM |
| dollar-oracle55 | $25.00 | $25.00 | 10/26/2009 5:18:07 PM |
| Okinutah | $25.00 | $25.00 | 10/26/2009 5:19:28 PM |
| MidnightBank | $25.00 | $25.00 | 10/26/2009 5:21:51 PM |
| efficient-principal | $25.00 | $25.00 | 10/26/2009 5:14:31 PM |
| skistud66 | $25.00 | $25.00 | 10/26/2009 5:21:26 PM |
| urbane-p2ploan | $25.00 | $25.00 | 10/26/2009 5:14:38 PM |
| standanddeliver | $25.00 | $25.00 | 10/26/2009 5:22:34 PM |
| lowrate | $25.00 | $25.00 | 10/26/2009 5:22:40 PM |
| Supernick | $25.00 | $25.00 | 10/26/2009 5:22:42 PM |
| martinatime | $25.00 | $25.00 | 10/26/2009 5:22:21 PM |
| nodrivelpls | $25.00 | $25.00 | 10/26/2009 5:22:36 PM |
| screenname03 | $25.00 | $25.00 | 10/26/2009 5:22:39 PM |
| szetowski | $25.00 | $25.00 | 10/26/2009 5:36:18 PM |
| icontender | $25.00 | $25.00 | 10/26/2009 5:47:50 PM |
| tenny321 | $25.00 | $25.00 | 10/26/2009 5:16:12 PM |
| return-confidant | $25.00 | $25.00 | 10/26/2009 5:16:38 PM |
| LouisSaint | $25.00 | $25.00 | 10/26/2009 5:17:19 PM |
| financialsteward123 | $25.00 | $25.00 | 10/26/2009 5:17:21 PM |
| gtg810q | $25.00 | $25.00 | 10/26/2009 5:17:54 PM |
| RLC | $45.99 | $45.99 | 10/26/2009 7:21:09 PM |
| blackstar | $25.00 | $25.00 | 10/26/2009 5:20:06 PM |
| wdove511 | $25.00 | $25.00 | 10/26/2009 5:21:32 PM |
| lounges | $25.00 | $25.00 | 10/26/2009 7:56:05 PM |
| L-vex | $25.00 | $25.00 | 10/26/2009 10:31:04 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/26/2009 10:46:27 PM |
| Aquafina24Ounce | $25.00 | $25.00 | 10/26/2009 11:21:07 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 7:26:36 PM |
| mathprof | $25.00 | $25.00 | 10/27/2009 7:36:30 AM |
| enigmallc | $25.00 | $25.00 | 10/27/2009 7:36:37 AM |
| Sitgarath | $25.00 | $25.00 | 10/27/2009 8:21:05 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 10/27/2009 5:06:03 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:42:35 AM |
| gain-butterfly | $25.00 | $25.00 | 10/27/2009 9:42:47 AM |
| point-shooter | $25.00 | $25.00 | 10/27/2009 9:43:02 AM |
| pbo922 | $25.00 | $25.00 | 10/27/2009 6:06:07 AM |
| LEWK25 | $25.00 | $25.00 | 10/27/2009 9:42:28 AM |
| smallfry | $25.00 | $25.00 | 10/27/2009 9:43:54 AM |
| kumpa2u | $25.00 | $25.00 | 10/27/2009 9:44:04 AM |
| ogoog | $25.00 | $25.00 | 10/27/2009 9:44:18 AM |
| skiberdad | $50.00 | $50.00 | 10/27/2009 9:44:35 AM |
| coolspeed | $25.00 | $25.00 | 10/27/2009 9:43:37 AM |
| goldeneye777 | $25.00 | $25.00 | 10/27/2009 9:44:55 AM |
| jecm27 | $25.00 | $25.00 | 10/27/2009 9:45:05 AM |
| alverado | $25.00 | $25.00 | 10/27/2009 9:45:09 AM |
| windfall46 | $25.00 | $25.00 | 10/27/2009 9:44:03 AM |
| assetmanager | $25.00 | $25.00 | 10/27/2009 9:45:18 AM |
| ADIDASNO | $25.00 | $25.00 | 10/27/2009 9:44:16 AM |
| HalfDayz | $28.81 | $28.81 | 10/27/2009 9:44:44 AM |
| slymoose | $25.00 | $25.00 | 10/27/2009 9:46:37 AM |
| ISHLEP67 | $40.13 | $40.13 | 10/27/2009 9:46:50 AM |
| jgar_O | $25.00 | $25.00 | 10/27/2009 9:46:25 AM |
| theaterguy | $25.00 | $25.00 | 10/27/2009 9:46:57 AM |
| compassion-paladin042 | $25.00 | $25.00 | 10/27/2009 9:46:35 AM |
| mmckune | $25.00 | $25.00 | 10/27/2009 9:47:04 AM |
| takabanana | $25.00 | $25.00 | 10/27/2009 9:47:10 AM |
| kingbutthd | $25.00 | $25.00 | 10/27/2009 9:46:43 AM |
| Caledoni | $25.00 | $25.00 | 10/27/2009 9:47:19 AM |
| atllender | $25.00 | $25.00 | 10/27/2009 9:47:05 AM |
| visionary-currency | $50.00 | $50.00 | 10/27/2009 9:48:02 AM |
| Evan_Safe | $25.00 | $25.00 | 10/27/2009 9:47:15 AM |
| dunedin | $25.00 | $25.00 | 10/27/2009 9:48:33 AM |
| flexiboy35 | $25.00 | $25.00 | 10/27/2009 9:26:32 AM |
| tillit | $25.00 | $25.00 | 10/27/2009 9:41:53 AM |
| tijuas90 | $25.00 | $25.00 | 10/27/2009 9:42:13 AM |
| theemhdoctor | $25.00 | $25.00 | 10/27/2009 9:43:03 AM |
| Ananya | $25.00 | $25.00 | 10/27/2009 9:43:15 AM |
| dm_invest | $25.00 | $25.00 | 10/27/2009 9:43:33 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/27/2009 9:43:36 AM |
| AdamClemSC | $25.00 | $25.00 | 10/27/2009 9:43:55 AM |
| zeelender | $25.00 | $25.00 | 10/27/2009 9:43:58 AM |
| sellbuy40 | $25.00 | $25.00 | 10/27/2009 9:44:09 AM |
| Maccs55 | $25.00 | $25.00 | 10/27/2009 9:44:21 AM |
| money4free | $25.00 | $25.00 | 10/27/2009 9:44:25 AM |
| slyder61 | $25.00 | $25.00 | 10/27/2009 9:45:04 AM |
| opmjdv | $25.00 | $25.00 | 10/27/2009 9:45:12 AM |
| seattleslug | $25.00 | $25.00 | 10/27/2009 9:45:52 AM |
| sail120 | $25.00 | $25.00 | 10/27/2009 9:46:17 AM |
| FLRN | $25.00 | $25.00 | 10/27/2009 9:46:27 AM |
| Hokiemon | $75.00 | $75.00 | 10/27/2009 9:46:30 AM |
| MattTheGr8 | $25.00 | $25.00 | 10/27/2009 9:47:14 AM |
| Mymoney4loan | $25.00 | $25.00 | 10/27/2009 9:47:25 AM |
| mikeandcat | $45.87 | $45.87 | 10/27/2009 9:47:39 AM |
| droryikra | $25.00 | $25.00 | 10/27/2009 9:48:32 AM |
| IP | $42.27 | $42.27 | 10/27/2009 9:48:51 AM |
| wwwUniversal | $25.00 | $25.00 | 10/27/2009 3:56:16 PM |
| mamasbeachhouse | $50.00 | $50.00 | 10/27/2009 5:10:27 PM |
| debtcollector | $100.00 | $100.00 | 10/27/2009 5:56:20 PM |
| RobertL857 | $65.72 | $65.72 | 10/28/2009 3:54:17 AM |
| liederhaus | $50.00 | $50.00 | 10/28/2009 3:26:16 PM |
| Jim33 | $25.00 | $25.00 | 10/28/2009 9:32:08 PM |
| atlas100 | $50.00 | $50.00 | 10/28/2009 9:35:25 PM |
| Chrishu | $25.00 | $25.00 | 10/28/2009 10:09:35 PM |
| balance-force | $25.00 | $25.00 | 10/28/2009 11:01:13 PM |
| velocity-flag | $25.00 | $25.00 | 10/29/2009 8:58:18 AM |
| labyrinth0 | $25.00 | $25.00 | 10/29/2009 5:34:00 PM |
| Airthus | $25.00 | $25.00 | 10/30/2009 3:28:55 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/30/2009 5:26:49 AM |
| TommyTucker | $50.00 | $50.00 | 10/30/2009 6:46:24 PM |
| aurorafinancial | $34.76 | $34.76 | 10/31/2009 10:58:07 AM |
| new-goal-return | $25.00 | $25.00 | 10/31/2009 10:03:11 AM |
| leverage-monger | $50.00 | $50.00 | 10/31/2009 3:06:19 PM |
| forthright-durability | $25.00 | $25.00 | 10/31/2009 11:35:49 AM |
| leverage-monger | $50.00 | $50.00 | 10/31/2009 8:13:24 AM |
| payout-magician | $25.00 | $25.00 | 10/31/2009 1:10:48 PM |
| credit-coach118 | $25.00 | $25.00 | 10/31/2009 1:43:29 PM |
| wizardii | $25.00 | $25.00 | 11/1/2009 7:18:47 AM |
| Easystreet | $25.00 | $25.00 | 11/1/2009 10:09:04 AM |
| kind-bid-maverick | $25.00 | $25.00 | 11/1/2009 7:44:22 PM |
| porwestco | $25.00 | $25.00 | 11/2/2009 6:39:39 AM |
| Searlzy | $25.00 | $25.00 | 11/2/2009 9:34:05 AM |
| shawnw2 | $25.00 | $25.00 | 11/2/2009 9:34:35 AM |
| PotBellyPete | $25.00 | $25.00 | 11/2/2009 11:00:27 AM |
| passivesf | $25.00 | $25.00 | 11/2/2009 11:29:09 AM |
| rockhound84 | $25.00 | $25.00 | 11/2/2009 3:31:01 PM |
| leverage-monger | $100.00 | $100.00 | 11/2/2009 4:35:25 PM |
| 454 bids
|
Borrower Payment Dependent Notes Series
429304
This series of Notes was issued and sold upon the funding of the borrower loan #39315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-27-2009 |
| |
Auction end date:
| Nov-03-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $143.77 |
|
Final lender yield:
| 21.65% |
Final borrower rate/APR:
| 22.65% / 24.92% |
Final monthly payment:
| $134.85 |
| |
|
Auction yield range:
| 11.29% - 26.47% |
Estimated loss impact:
| 10.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,913 |
Occupation: | Biologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cowboy2525 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(Aug-2009)
680-700
(Jul-2009)
660-680
(May-2009)
700-720
(May-2008)
|
|
Principal balance:
| $1,469.50 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying off truck and credit cards
I am looking at this loan to pay off my truck and 2 credit cars so we have only one car payment since getting married last September.? I am very secure in my job with the Federal government and my wife as an elementry?teacher.? I am within a few months of paying?off my first prosper loan with 100% on-time payments and always pay my debts on-time. ??
Debts:
Rent: 450
Utilities:150
Phone: 50
Truck payment:310, Wife's car: 420
Credit cards: 200
Prosper loan: 115, Will be paid off? December 2010
Stud. loan: 82?
Misc:?200???
Total: 1950
Income combined 2700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| building_community | $25.00 | $25.00 | 10/27/2009 4:36:35 PM |
| foothillender | $25.00 | $25.00 | 10/28/2009 7:42:09 AM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 12:48:23 PM |
| 4mydaughterseducation | $28.86 | $28.86 | 10/29/2009 8:19:16 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/30/2009 6:24:46 AM |
| CincyTex | $50.00 | $50.00 | 10/29/2009 8:08:51 PM |
| cold1 | $28.44 | $28.44 | 10/30/2009 7:00:05 AM |
| site_ml | $25.00 | $25.00 | 10/30/2009 6:20:46 PM |
| Sugarmama21 | $33.00 | $33.00 | 10/31/2009 9:20:09 AM |
| Nicksr | $25.00 | $25.00 | 10/31/2009 12:57:57 PM |
| sportcraft18 | $25.00 | $25.00 | 11/1/2009 8:19:57 PM |
| LendingHelper | $69.37 | $69.37 | 11/2/2009 7:53:03 AM |
| lender12345 | $25.00 | $25.00 | 11/2/2009 3:44:07 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 11/2/2009 4:36:23 PM |
| realtormoises | $25.00 | $25.00 | 11/2/2009 4:55:16 PM |
| beans53 | $25.00 | $25.00 | 11/2/2009 5:57:19 PM |
| daekpon | $50.00 | $50.00 | 11/2/2009 5:53:12 PM |
| boo_hoo | $50.00 | $50.00 | 11/2/2009 6:12:40 PM |
| p2p-gala | $40.00 | $40.00 | 11/3/2009 7:21:27 AM |
| GCSS | $25.00 | $25.00 | 11/3/2009 7:38:14 AM |
| omegamon1 | $25.00 | $25.00 | 11/3/2009 9:41:58 AM |
| Faelin | $26.00 | $26.00 | 11/3/2009 10:24:09 AM |
| maga | $100.00 | $100.00 | 11/3/2009 10:57:45 AM |
| CatbirdBanking | $25.00 | $25.00 | 11/3/2009 11:01:53 AM |
| planetibet | $50.00 | $50.00 | 11/3/2009 11:15:29 AM |
| evergreen16 | $100.00 | $100.00 | 11/3/2009 8:04:53 AM |
| eboomer2611 | $25.00 | $25.00 | 11/3/2009 1:25:40 PM |
| steiglends | $100.00 | $100.00 | 11/3/2009 1:36:12 PM |
| atlas100 | $50.00 | $50.00 | 11/3/2009 8:38:42 AM |
| Kyileo | $50.00 | $50.00 | 11/3/2009 1:48:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/3/2009 2:15:01 PM |
| SkinnyFish | $25.00 | $25.00 | 11/3/2009 2:33:14 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/3/2009 3:14:38 PM |
| wild-orange | $200.00 | $200.00 | 11/3/2009 2:23:07 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 3:47:31 PM |
| Rulea72 | $100.00 | $100.00 | 11/3/2009 2:38:16 PM |
| exciting-fairness | $100.00 | $100.00 | 11/3/2009 3:43:56 PM |
| hamster | $25.00 | $25.00 | 11/3/2009 12:31:24 PM |
| FinanceEngine | $25.00 | $25.00 | 11/3/2009 1:50:34 PM |
| charming-point | $100.00 | $12.70 | 11/3/2009 2:29:35 PM |
| exciting-fairness | $50.00 | $50.00 | 11/3/2009 3:43:29 PM |
| hellasow | $25.00 | $25.00 | 10/29/2009 7:35:41 AM |
| TheRock | $25.00 | $25.00 | 10/29/2009 3:24:12 PM |
| loanman2007 | $50.00 | $50.00 | 10/30/2009 6:37:28 AM |
| zxr | $25.00 | $25.00 | 10/30/2009 7:31:41 AM |
| JauaFlash | $25.00 | $25.00 | 10/30/2009 12:08:21 PM |
| aoohollis310 | $50.00 | $50.00 | 10/31/2009 3:10:09 PM |
| afterhours | $25.00 | $25.00 | 10/31/2009 4:25:44 PM |
| lowlite6647 | $38.33 | $38.33 | 10/31/2009 12:34:22 AM |
| SmartConsolidation | $25.00 | $25.00 | 10/31/2009 12:59:41 PM |
| travelfirst | $30.00 | $30.00 | 10/31/2009 6:30:00 AM |
| felicity-daydream | $25.00 | $25.00 | 10/31/2009 1:41:24 PM |
| shrewd-income | $25.00 | $25.00 | 11/2/2009 6:35:05 AM |
| Crystalprop | $25.00 | $25.00 | 11/2/2009 4:50:18 PM |
| himistu22 | $25.00 | $25.00 | 11/2/2009 4:50:00 PM |
| Bait989 | $26.19 | $26.19 | 11/3/2009 12:29:21 AM |
| shrewd-income | $225.00 | $225.00 | 11/3/2009 7:53:47 AM |
| xfaktur | $64.46 | $64.46 | 11/3/2009 7:29:31 AM |
| MrLeft | $25.00 | $25.00 | 11/3/2009 7:54:40 AM |
| bunnybear | $58.94 | $58.94 | 11/3/2009 11:20:56 AM |
| Prezotus | $26.82 | $26.82 | 11/3/2009 9:49:06 AM |
| pnqiad | $25.00 | $25.00 | 11/3/2009 4:49:40 AM |
| Chrishu | $25.00 | $25.00 | 11/3/2009 7:52:08 AM |
| Nusk | $25.00 | $25.00 | 11/3/2009 2:01:00 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 3:00:39 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 3:01:46 PM |
| lnrn | $27.44 | $27.44 | 11/3/2009 1:44:20 PM |
| hamster | $27.00 | $27.00 | 11/3/2009 3:19:31 PM |
| five-star-note | $25.00 | $25.00 | 11/3/2009 2:22:27 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 2:59:47 PM |
| Mikale360 | $25.00 | $25.00 | 11/3/2009 3:03:14 PM |
| reflective-rupee | $25.00 | $25.00 | 11/3/2009 3:19:17 PM |
| jcw3rd | $25.00 | $25.00 | 11/3/2009 11:28:48 AM |
| lakini18 | $50.00 | $50.00 | 11/3/2009 12:07:02 PM |
| coin-investor | $25.00 | $25.00 | 11/3/2009 1:57:47 PM |
| agreement-animal | $25.00 | $25.00 | 11/3/2009 2:02:53 PM |
| brother_tam | $50.00 | $50.00 | 11/3/2009 2:31:39 PM |
| Engineer44 | $25.00 | $25.00 | 11/3/2009 4:05:33 PM |
| jybank | $25.00 | $25.00 | 11/3/2009 2:45:52 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 2:57:12 PM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 2:58:57 PM |
| Jeffro123456 | $37.45 | $37.45 | 11/3/2009 3:28:13 PM |
| 82 bids
|
Borrower Payment Dependent Notes Series
429600
This series of Notes was issued and sold upon the funding of the borrower loan #39286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 36.95% |
Starting monthly payment:
| $166.33 |
|
Final lender yield:
| 21.00% |
Final borrower rate/APR:
| 22.00% / 24.26% |
Final monthly payment:
| $141.30 |
| |
|
Auction yield range:
| 11.29% - 33.50% |
Estimated loss impact:
| 10.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 3
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 22 | Length of status: | 3y 2m |
|
Amount delinquent:
| $1,805 |
Revolving credit balance:
| $5,841 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 53% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| JPMorgan820 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(May-2008)
|
|
Principal balance:
| $2,715.39 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate a credit line and auto loan.? I would much rather pay interest to Prosper investers than?GE Money Bank, etc.?I pay $564 for my car?note and $267 for credit line.? With this loan I can consolidate and pay them?both off!? I have borrowed with Prosper before and have perfect pay history.
My financial situation:
I am a good candidate for this loan because I have an excellent income at a great company earning over $100,000 annually.? My W2 from 2008 is $124,000.?My credit was damaged in 2006 when my business failed.? A delinquency is showing on the credit information for one mortgage payment of $1805.? My mortgage is new and?this is an error at Experian.? I can fax you my statement on request.? All?issues with credit?are cleared up now, and my credit is on its way to 'A'.? I have set the interest rate for this listing high and am willing to accept it, but due to the 'auction' process, expect it may come down some.? Send me any questions!
Monthly net income: $ 6059 after taxes
Monthly expenses: Total $ 4288
Mortgage: $?1800
Insurance: $?67
Car expenses: $?564?
Utilities: $?220??
Phone, cable, internet: $ 120??
Food, entertainment: $?850??
Clothing, household expenses $ 200??
Credit cards and other loans: $?267??
Other expenses: $ 200
Gas - I have a company car and gas is paid for by my employer (thank you!)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/23/2009 9:26:19 AM |
| shrewd-income | $500.00 | $500.00 | 10/24/2009 12:47:35 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/28/2009 10:28:49 AM |
| chevygal | $50.00 | $50.00 | 10/28/2009 10:57:38 AM |
| dream2live | $35.62 | $35.62 | 10/28/2009 5:37:36 PM |
| keeper24 | $25.00 | $25.00 | 10/29/2009 5:39:07 AM |
| rakey | $25.00 | $25.00 | 10/29/2009 6:04:15 AM |
| maga | $400.00 | $400.00 | 10/29/2009 7:43:31 AM |
| smdemo | $28.33 | $28.33 | 10/29/2009 8:06:51 AM |
| shrewd-income | $500.00 | $500.00 | 10/29/2009 8:53:41 AM |
| shrewd-income | $50.00 | $50.00 | 10/29/2009 9:46:00 AM |
| Champion_Lending | $25.00 | $25.00 | 10/29/2009 8:15:49 AM |
| special-money | $25.00 | $25.00 | 10/29/2009 8:44:40 AM |
| Byrd24 | $100.00 | $100.00 | 10/27/2009 4:48:59 PM |
| Unitas4302 | $75.00 | $75.00 | 10/27/2009 8:41:17 PM |
| Astyanax | $25.00 | $25.00 | 10/28/2009 12:09:09 PM |
| superluminova | $25.00 | $25.00 | 10/28/2009 5:35:37 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/28/2009 5:38:48 PM |
| Chrishu | $25.00 | $9.79 | 10/28/2009 8:13:43 PM |
| LeoBUSIIT | $25.00 | $25.00 | 10/28/2009 9:23:23 PM |
| kindness-jedi | $73.12 | $73.12 | 10/29/2009 2:54:49 AM |
| special-money | $25.00 | $25.00 | 10/29/2009 3:29:24 AM |
| fatboy888 | $25.00 | $25.00 | 10/29/2009 6:12:44 AM |
| squarebob | $50.00 | $50.00 | 10/29/2009 6:45:12 AM |
| 0403 | $25.00 | $25.00 | 10/28/2009 10:27:12 PM |
| productive-ore | $25.00 | $25.00 | 10/29/2009 8:43:32 AM |
| Leshan | $100.00 | $100.00 | 10/29/2009 8:46:43 AM |
| unfixer | $100.00 | $100.00 | 10/29/2009 3:57:26 AM |
| economy-synapse | $25.00 | $25.00 | 10/29/2009 9:36:21 AM |
| shrewd-income | $1,000.00 | $1,000.00 | 10/29/2009 9:39:51 AM |
| RecoveryLender | $28.14 | $28.14 | 10/29/2009 9:40:48 AM |
| onecooldrink | $25.00 | $25.00 | 10/29/2009 8:51:21 AM |
| shrewd-income | $25.00 | $25.00 | 10/29/2009 9:45:31 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
430154
This series of Notes was issued and sold upon the funding of the borrower loan #39283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $31.88 |
|
Final lender yield:
| 5.25% |
Final borrower rate/APR:
| 6.25% / 6.59% |
Final monthly payment:
| $30.54 |
| |
|
Auction yield range:
| 3.29% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.65% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,810 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| Professionalseller36 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < mo. late:
| 0
( 0% )
| 820-840
(Sep-2009)
740-760
(Jun-2008)
720-740
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
Investing in D. Trumps New Company
I have recently invested in Donald Trumps New Company the Trump Network. Donald Trump partnered with Ideal Health to create the Trump Network and the company is scheduled to launch in two weeks. This is a great opportunity for me to make extra money in addition to the income from my full time job as a Captain for a Major Airline. Donald Trump truly wants this great country of ours to get out of this recession and this company is a great way to help this country one person at a time. My initial investment was $497.00 which gave me a quick start into the Trump Network. I joined only a few weeks ago and as of today, I have recouped roughly 70% of my investment and should have my entire investment recouped within two weeks, after that, everything I bring in will be 100% commission and it will only grow more each month with more people that I bring in under me. Yes, this is a Network Marketing company, and it has Donald Trumps name attached to it and the products are fantastic and are helping people. I am very excited about this opportunity and certainly happy to make an extra couple hundred dollars every month, after all who couldn't use a little extra money. The $1000 I am borrowing from Prosper will be used for radio advertising spots to attract motivated individuals that are interested in becoming network marketers for Donald Trump with the Trump Network. If you are interested in learning more about this opportunity I am investing in you can also check out more online at www.thetrumpbailout.com to have a better idea of this company and what the Trump Network is all about. You can also listen to a four minute pre recorded announcement from Donald Trump himself talking about the company, (Area code 618) 355 and then 1511.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 10/23/2009 4:12:46 PM |
| Personal-Bond | $50.00 | $50.00 | 10/26/2009 10:28:21 AM |
| GEOFFS3 | $25.00 | $25.00 | 10/27/2009 1:25:28 AM |
| MathProfessor | $100.00 | $100.00 | 10/29/2009 3:09:10 PM |
| wild-orange | $500.00 | $40.00 | 10/30/2009 1:05:36 PM |
| kinetic-social | $50.00 | $50.00 | 10/30/2009 3:36:37 PM |
| five-star-commitment0 | $25.00 | $25.00 | 10/30/2009 12:42:25 PM |
| FundMaker | $30.00 | $30.00 | 10/23/2009 10:34:05 PM |
| market-assembler | $50.00 | $50.00 | 10/26/2009 2:28:56 PM |
| HealthAndSafety | $100.00 | $100.00 | 10/28/2009 10:43:04 PM |
| hellasow | $25.00 | $25.00 | 10/29/2009 7:07:18 AM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:35:03 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/29/2009 1:29:11 PM |
| dproxima | $30.00 | $30.00 | 10/29/2009 4:28:28 PM |
| marwadi-62 | $300.00 | $300.00 | 10/29/2009 4:22:46 PM |
| gsp1885 | $25.00 | $25.00 | 10/29/2009 10:59:59 PM |
| investmentgroup | $25.00 | $25.00 | 10/29/2009 7:49:59 PM |
| jybank | $25.00 | $25.00 | 10/30/2009 1:08:10 PM |
| KSPHoldings | $25.00 | $25.00 | 10/30/2009 2:30:49 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
430184
This series of Notes was issued and sold upon the funding of the borrower loan #39292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 14.02% |
Starting borrower rate/APR:
| 15.02% / 15.38% |
Starting monthly payment:
| $346.75 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 14.35% |
Final monthly payment:
| $341.78 |
| |
|
Auction yield range:
| 3.29% - 14.02% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 18y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,510 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 5 |
Bankcard utilization:
| 28% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| BusOwner1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jul-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Short Term Business Cash Flow
This is our second prosper loan. We paid the first loan completely, always on time. We used the first loan to grow our business and would like the second one for the same purpose. We have been in business for over 18 years, have over $2 million in annual?sales,?have 18 employees?and have operated without the need of a line of credit. Our software products are sold to government, and so have a?long payment cycle. We are looking at this Prosper.com loan as a simple way of funding from time to time while we wait for government payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please give some background on the 5 public records? I see that your last loan listing showed 5 as well. I presume those are the same 5 (as opposed to one or more dropping off and an equal amount being added in the last 3 years)? Thanks. - JoeXB
A:
Those were old, paid off taxes.
(Oct-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rjleves | $25.00 | $25.00 | 10/23/2009 3:57:57 PM |
| dollar-force1 | $25.00 | $25.00 | 10/23/2009 3:59:34 PM |
| ROCKI9 | $50.00 | $50.00 | 10/23/2009 3:59:50 PM |
| financially-free | $25.00 | $25.00 | 10/23/2009 3:56:35 PM |
| payout-magician | $25.00 | $25.00 | 10/23/2009 3:57:22 PM |
| causr08 | $25.00 | $25.00 | 10/23/2009 3:57:34 PM |
| flyinhawaiian | $50.00 | $50.00 | 10/23/2009 3:56:27 PM |
| Independenceday | $25.00 | $25.00 | 10/23/2009 3:59:51 PM |
| SnE | $25.00 | $25.00 | 10/23/2009 4:03:27 PM |
| robot777 | $25.00 | $25.00 | 10/23/2009 4:03:39 PM |
| a8h8a8 | $25.00 | $25.00 | 10/23/2009 4:03:41 PM |
| flwah | $50.00 | $50.00 | 10/23/2009 4:05:20 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/23/2009 4:12:40 PM |
| investor_101 | $50.00 | $50.00 | 10/23/2009 4:11:50 PM |
| lazyeye | $25.00 | $25.00 | 10/23/2009 4:13:03 PM |
| Halos2002 | $50.00 | $50.00 | 10/23/2009 4:26:35 PM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 4:12:08 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/23/2009 4:25:18 PM |
| william8 | $25.00 | $25.00 | 10/23/2009 7:04:16 PM |
| 4palmtrees | $50.00 | $50.00 | 10/23/2009 6:37:45 PM |
| Westb | $50.00 | $50.00 | 10/23/2009 7:57:43 PM |
| holesome | $31.07 | $31.07 | 10/23/2009 9:01:14 PM |
| fantastic-yield | $25.00 | $25.00 | 10/24/2009 11:18:25 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/24/2009 8:44:09 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/24/2009 9:26:14 AM |
| Guiren | $100.00 | $100.00 | 10/24/2009 9:26:31 AM |
| income-fortress | $40.51 | $40.51 | 10/24/2009 6:42:18 AM |
| loanasauras | $25.00 | $25.00 | 10/24/2009 7:34:40 AM |
| 3_boyz | $30.00 | $30.00 | 10/24/2009 6:30:05 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 7:00:36 PM |
| nshabani6 | $25.00 | $25.00 | 10/25/2009 7:26:08 AM |
| fairmaiden | $25.00 | $25.00 | 10/26/2009 10:05:15 AM |
| sshgfwb | $25.00 | $25.00 | 10/26/2009 11:49:12 AM |
| silverloan | $26.94 | $26.94 | 10/26/2009 1:02:52 PM |
| millionairewannabe | $30.00 | $30.00 | 10/27/2009 8:18:40 AM |
| imlosttoo | $25.00 | $25.00 | 10/27/2009 9:43:22 AM |
| 3_boyz | $25.25 | $25.25 | 10/27/2009 4:27:57 PM |
| orbiter614 | $50.00 | $50.00 | 10/27/2009 5:33:37 PM |
| ExcellentGreen | $25.00 | $25.00 | 10/27/2009 7:26:15 PM |
| G-Love | $200.00 | $200.00 | 10/28/2009 11:04:35 AM |
| jonn834 | $25.00 | $25.00 | 10/28/2009 3:34:32 PM |
| robchrst | $200.00 | $200.00 | 10/28/2009 3:23:11 PM |
| iruz | $100.00 | $100.00 | 10/28/2009 3:42:58 PM |
| minista | $25.00 | $25.00 | 10/28/2009 8:58:01 PM |
| planet613 | $50.00 | $50.00 | 10/29/2009 12:45:50 AM |
| rmpedi33 | $100.00 | $100.00 | 10/29/2009 7:48:29 AM |
| lazyeye | $100.00 | $100.00 | 10/29/2009 7:57:55 AM |
| PotBellyPete | $25.00 | $25.00 | 10/29/2009 1:18:55 AM |
| favorite-dollar | $35.00 | $35.00 | 10/29/2009 5:55:16 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/29/2009 10:07:10 AM |
| tender-ore | $25.00 | $25.00 | 10/29/2009 10:15:22 AM |
| site_ml | $25.00 | $25.00 | 10/29/2009 10:34:48 AM |
| sshgfwb | $25.00 | $25.00 | 10/29/2009 12:00:43 PM |
| payout-reaction740 | $25.00 | $25.00 | 10/29/2009 1:12:02 PM |
| meggo33 | $25.00 | $25.00 | 10/29/2009 1:14:13 PM |
| nis240sx | $25.00 | $25.00 | 10/29/2009 1:17:11 PM |
| ronin4sale | $25.00 | $25.00 | 10/29/2009 1:29:08 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/29/2009 1:28:10 PM |
| dlg | $25.38 | $25.38 | 10/29/2009 1:57:50 PM |
| MathProfessor | $150.00 | $150.00 | 10/29/2009 3:11:14 PM |
| szasza | $50.00 | $50.00 | 10/29/2009 3:44:26 PM |
| sunnysally | $25.00 | $25.00 | 10/29/2009 2:32:55 PM |
| credit-maestro | $37.26 | $37.26 | 10/29/2009 2:57:43 PM |
| shrewd-income | $25.00 | $25.00 | 10/29/2009 3:26:52 PM |
| forthright-trade | $25.00 | $25.00 | 10/29/2009 4:42:06 PM |
| ok | $25.00 | $25.00 | 10/29/2009 4:56:56 PM |
| nashibaksi | $25.00 | $25.00 | 10/29/2009 6:24:12 PM |
| MikeSeattle | $50.00 | $50.00 | 10/29/2009 6:37:59 PM |
| JLPicard | $50.00 | $50.00 | 10/29/2009 6:09:34 PM |
| us957165 | $25.00 | $25.00 | 10/29/2009 7:44:52 PM |
| icon7 | $50.00 | $50.00 | 10/29/2009 6:51:50 PM |
| TakeCare | $100.00 | $100.00 | 10/29/2009 7:11:42 PM |
| jojnax | $25.00 | $25.00 | 10/30/2009 1:51:28 AM |
| Airthus | $50.00 | $50.00 | 10/30/2009 3:24:04 AM |
| medarocket | $25.00 | $25.00 | 10/29/2009 5:28:24 PM |
| Manta_Rai | $25.00 | $25.00 | 10/30/2009 5:16:15 AM |
| catalystcf | $25.19 | $25.19 | 10/29/2009 9:30:14 PM |
| mcabery | $200.00 | $200.00 | 10/30/2009 2:21:19 AM |
| JFalcon | $50.00 | $50.00 | 10/30/2009 4:15:55 AM |
| fairness-swashbuckler | $50.00 | $50.00 | 10/29/2009 7:35:33 PM |
| diplomatic-capital | $50.00 | $50.00 | 10/30/2009 9:00:17 AM |
| Lender0307 | $25.00 | $25.00 | 10/29/2009 9:58:11 PM |
| gsp1885 | $46.38 | $46.38 | 10/29/2009 11:01:36 PM |
| matthewa | $25.00 | $25.00 | 10/30/2009 9:58:36 AM |
| wild-orange | $300.00 | $300.00 | 10/30/2009 2:58:25 AM |
| massuot | $25.00 | $25.00 | 10/30/2009 3:05:33 AM |
| Lender50 | $25.00 | $25.00 | 10/30/2009 9:41:28 AM |
| all4beans | $25.00 | $25.00 | 10/30/2009 11:48:23 AM |
| sunny-truth6 | $25.00 | $25.00 | 10/30/2009 10:40:48 AM |
| crazybill | $25.85 | $25.85 | 10/30/2009 12:07:06 PM |
| usedtoborrow | $25.00 | $25.00 | 10/30/2009 9:33:17 AM |
| Stek7 | $50.00 | $50.00 | 10/30/2009 10:46:57 AM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:11:00 PM |
| credit-maestro | $75.00 | $75.00 | 10/30/2009 2:38:55 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/30/2009 12:13:07 PM |
| brother_tam | $50.00 | $50.00 | 10/30/2009 12:18:19 PM |
| worthy-benjamins | $25.00 | $25.00 | 10/30/2009 12:24:02 PM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 3:08:19 PM |
| shrewd-income | $475.00 | $475.00 | 10/30/2009 11:32:08 AM |
| XayV03 | $200.00 | $200.00 | 10/30/2009 3:47:32 PM |
| patriot384 | $50.00 | $50.00 | 10/30/2009 1:55:03 PM |
| leverage-monger | $100.00 | $100.00 | 10/30/2009 3:52:26 PM |
| Kash2010lu | $25.00 | $25.00 | 10/30/2009 12:49:51 PM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:11:13 PM |
| tempo6 | $25.00 | $25.00 | 10/30/2009 3:47:01 PM |
| leverage-monger | $100.00 | $100.00 | 10/30/2009 3:53:48 PM |
| JTWoods | $25.00 | $25.00 | 10/23/2009 3:56:36 PM |
| biagbigmoney | $50.00 | $50.00 | 10/23/2009 3:57:32 PM |
| cloud8 | $40.00 | $40.00 | 10/23/2009 3:58:38 PM |
| lenderrb | $25.00 | $25.00 | 10/23/2009 3:59:40 PM |
| snowfall2006 | $25.00 | $25.00 | 10/23/2009 3:56:32 PM |
| saahilld | $25.00 | $25.00 | 10/23/2009 4:03:30 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/23/2009 4:03:34 PM |
| imlosttoo | $35.53 | $35.53 | 10/23/2009 3:56:31 PM |
| banker65010 | $25.00 | $25.00 | 10/23/2009 3:56:50 PM |
| Rattlehead | $100.00 | $100.00 | 10/23/2009 4:03:28 PM |
| notyourdaddy | $25.00 | $25.00 | 10/23/2009 3:59:37 PM |
| Borrow2Grow | $51.00 | $51.00 | 10/23/2009 4:03:46 PM |
| benevolent-reward | $25.00 | $25.00 | 10/23/2009 4:03:51 PM |
| CallMeBen | $25.00 | $25.00 | 10/23/2009 4:08:31 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/23/2009 4:02:55 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/23/2009 4:03:17 PM |
| CommerciaLender | $25.00 | $25.00 | 10/23/2009 4:05:05 PM |
| five-star-note | $30.00 | $30.00 | 10/23/2009 4:12:36 PM |
| cbz | $25.00 | $25.00 | 10/23/2009 4:12:14 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 4:12:19 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/23/2009 4:10:28 PM |
| hkme | $50.00 | $50.00 | 10/23/2009 6:25:24 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:04:02 PM |
| rate-hickory | $25.00 | $25.00 | 10/23/2009 8:12:38 PM |
| CIC | $25.00 | $25.00 | 10/24/2009 5:37:27 AM |
| hotwired | $25.00 | $25.00 | 10/23/2009 9:01:15 PM |
| blot44 | $50.00 | $50.00 | 10/24/2009 6:01:11 AM |
| PurplePonchoMan | $25.00 | $25.00 | 10/24/2009 9:43:32 AM |
| g314 | $30.00 | $30.00 | 10/24/2009 9:26:30 AM |
| five-star-note | $25.00 | $25.00 | 10/24/2009 9:26:53 AM |
| Prezotus | $25.00 | $25.00 | 10/24/2009 9:26:58 AM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/25/2009 7:51:50 AM |
| economy-popcorn | $25.00 | $25.00 | 10/25/2009 7:15:24 AM |
| five-star-note | $30.00 | $30.00 | 10/25/2009 1:58:22 PM |
| osiris | $50.00 | $50.00 | 10/25/2009 8:27:56 PM |
| djalan | $60.00 | $60.00 | 10/26/2009 8:49:23 AM |
| GoodScot | $25.00 | $25.00 | 10/26/2009 1:51:06 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 9:21:05 AM |
| whazarook | $25.00 | $25.00 | 10/27/2009 4:40:30 PM |
| fighter7 | $100.00 | $100.00 | 10/27/2009 9:36:29 PM |
| mytime06 | $42.45 | $42.45 | 10/27/2009 9:03:10 PM |
| mrreynol | $30.16 | $30.16 | 10/28/2009 8:40:52 AM |
| nolahelper | $25.00 | $25.00 | 10/28/2009 11:50:19 AM |
| FarmersBank | $36.09 | $36.09 | 10/28/2009 11:57:43 AM |
| jybank | $25.00 | $25.00 | 10/28/2009 3:24:10 PM |
| p2p-gala | $75.00 | $75.00 | 10/28/2009 7:58:23 PM |
| dinero-storm4 | $25.00 | $25.00 | 10/29/2009 5:54:58 AM |
| Havnfun | $25.00 | $25.00 | 10/28/2009 8:58:59 PM |
| buffalobills | $25.00 | $25.00 | 10/29/2009 8:09:45 AM |
| balance-force | $35.00 | $35.00 | 10/28/2009 11:03:17 PM |
| kristl | $31.94 | $31.94 | 10/29/2009 5:16:26 AM |
| actl | $25.00 | $25.00 | 10/29/2009 5:59:56 AM |
| blue-relay | $25.00 | $25.00 | 10/29/2009 9:43:09 AM |
| maximizer | $25.00 | $25.00 | 10/29/2009 11:15:53 AM |
| XayV03 | $100.00 | $100.00 | 10/29/2009 10:03:30 AM |
| Chrishu | $25.00 | $25.00 | 10/29/2009 12:06:14 PM |
| limastorm | $52.25 | $52.25 | 10/29/2009 12:38:12 PM |
| OCLend | $25.00 | $25.00 | 10/29/2009 12:48:33 PM |
| impressive-loan | $100.00 | $100.00 | 10/29/2009 10:39:34 AM |
| aspire2grow | $25.00 | $11.52 | 10/29/2009 1:42:25 PM |
| banker65010 | $25.00 | $25.00 | 10/29/2009 2:31:13 PM |
| szasza | $50.00 | $50.00 | 10/29/2009 3:45:33 PM |
| szasza | $50.00 | $50.00 | 10/29/2009 3:45:01 PM |
| mikelance7 | $25.00 | $25.00 | 10/29/2009 11:20:31 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/30/2009 12:44:55 AM |
| oldman68 | $25.00 | $25.00 | 10/30/2009 1:26:56 AM |
| credit-coach118 | $25.00 | $25.00 | 10/29/2009 8:51:08 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/29/2009 8:54:21 PM |
| FOFagent1 | $107.60 | $107.60 | 10/29/2009 9:30:34 PM |
| AustinAmerica | $25.00 | $25.00 | 10/29/2009 9:56:11 PM |
| building_community | $50.00 | $50.00 | 10/30/2009 6:43:16 AM |
| gain-dolphin | $34.69 | $34.69 | 10/29/2009 10:43:02 PM |
| EODLEGS | $25.00 | $25.00 | 10/29/2009 11:42:42 PM |
| StanTheMan | $30.00 | $30.00 | 10/30/2009 12:35:48 AM |
| gothampark | $25.00 | $25.00 | 10/30/2009 12:48:35 AM |
| Rulea72 | $84.79 | $84.79 | 10/30/2009 7:59:38 AM |
| a-finance-nirvana | $500.00 | $500.00 | 10/30/2009 6:18:08 AM |
| elloboverde | $50.00 | $50.00 | 10/29/2009 11:10:24 PM |
| wdjnm | $100.00 | $100.00 | 10/30/2009 3:28:17 AM |
| khamen | $25.00 | $25.00 | 10/30/2009 10:13:04 AM |
| diverjoq | $30.97 | $30.97 | 10/30/2009 11:33:54 AM |
| Gobsek | $50.00 | $50.00 | 10/30/2009 8:22:07 AM |
| oldrebel | $25.00 | $25.00 | 10/30/2009 12:21:58 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/30/2009 11:09:48 AM |
| coldfuzion | $48.42 | $48.42 | 10/30/2009 11:34:46 AM |
| justanothersushieater | $25.00 | $25.00 | 10/30/2009 2:23:56 PM |
| Bluebanker | $50.00 | $50.00 | 10/30/2009 3:36:48 PM |
| TopHat64 | $56.00 | $56.00 | 10/30/2009 3:37:37 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 3:51:31 PM |
| kingtut999 | $25.00 | $25.00 | 10/30/2009 12:35:49 PM |
| MonkeyHero | $30.82 | $30.82 | 10/30/2009 3:09:32 PM |
| AM2171 | $25.00 | $25.00 | 10/30/2009 3:19:43 PM |
| TheSmartAtheist | $25.00 | $25.00 | 10/30/2009 1:13:02 PM |
| ga_rainman | $31.94 | $31.94 | 10/30/2009 3:32:52 PM |
| erowis | $50.00 | $50.00 | 10/30/2009 3:42:22 PM |
| MidnightBank | $25.00 | $25.00 | 10/30/2009 3:42:47 PM |
| DiscreetFinancial | $25.00 | $25.00 | 10/30/2009 1:33:02 PM |
| sparkling-income | $50.00 | $50.00 | 10/30/2009 3:46:30 PM |
| visionary-deal3 | $100.00 | $100.00 | 10/30/2009 3:33:17 PM |
| compagnt | $25.00 | $25.00 | 10/30/2009 3:34:12 PM |
| kinetic-social | $50.00 | $50.00 | 10/30/2009 3:35:29 PM |
| spnick | $25.00 | $25.00 | 10/30/2009 3:35:41 PM |
| porwestco | $25.00 | $25.00 | 10/30/2009 3:36:24 PM |
| Saab93 | $25.00 | $25.00 | 10/30/2009 3:38:19 PM |
| leverage-monger | $100.00 | $100.00 | 10/30/2009 3:51:16 PM |
| 211 bids
|
Borrower Payment Dependent Notes Series
430224
This series of Notes was issued and sold upon the funding of the borrower loan #39327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,757 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 25% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| wealth-multiplier1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a truck!
Purpose of loan:
This loan will be used to buy a truck.? I have the opportunity to purchase a 2000 Ford F250 diesel with 137K miles for $8000.? I am selling my current vehicle for $3000, but need the other $5000.? I am currently in the process of refinancing a rental property, so I do not want to borrow from a bank so as not to mess up my house re-fi.
My financial situation:
I am a good candidate for this loan because I have never had a delinquent payment, have never had a repo, and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
would you mind disclosing a bit of your month to month expenses so we can see exactly where in your budget this loan will fit and where your income is coming from? thanks - GolfStud
A:
Certainly,
My full-time job income is approx $4,000 per month (net), my part-time job income is approx $300 per month (net), and I have $1,000 per month in rental income. My expenses include: real estate payments of $2,920 per month, utilities of $460 per month, insurance payments of $80 per month, credit card payments of $400 per month (principle and interest payments), and fuel expenses of $225 per month. These figures do not include my wife's income of $3,000 per month (net).
(Oct-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 10/26/2009 5:11:55 PM |
| reflective-rupee | $475.00 | $475.00 | 10/27/2009 5:10:04 PM |
| adaptable-capital | $3,150.00 | $2,111.29 | 10/28/2009 6:40:09 AM |
| quintilian | $50.00 | $50.00 | 10/29/2009 12:34:26 PM |
| wise-spirited-nickel | $100.00 | $100.00 | 10/29/2009 7:14:51 PM |
| 101010 | $50.00 | $50.00 | 10/29/2009 8:38:22 PM |
| randsenterprise | $25.00 | $25.00 | 10/29/2009 10:13:38 PM |
| deal-pinnacle7 | $42.00 | $42.00 | 10/29/2009 10:23:55 PM |
| rate-farm3 | $200.00 | $200.00 | 10/30/2009 7:43:05 AM |
| rmpedi33 | $25.00 | $25.00 | 10/30/2009 11:00:33 AM |
| kinetic-loyalty | $25.00 | $25.00 | 10/30/2009 11:18:05 AM |
| pessimist | $35.72 | $35.72 | 10/30/2009 5:50:16 PM |
| Gaelicman | $58.39 | $58.39 | 10/31/2009 7:55:36 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/30/2009 5:21:44 PM |
| Tahoeman | $25.00 | $25.00 | 10/30/2009 9:37:08 PM |
| Firescreek | $25.00 | $25.00 | 10/31/2009 9:54:17 AM |
| debbymcc | $40.00 | $40.00 | 10/30/2009 10:51:52 PM |
| payout-magician | $50.00 | $50.00 | 10/31/2009 1:16:24 PM |
| p2p-gala | $100.00 | $100.00 | 10/31/2009 6:39:07 PM |
| nykidd | $25.00 | $25.00 | 11/1/2009 1:53:28 PM |
| durability-colonel | $50.00 | $50.00 | 11/2/2009 2:50:12 AM |
| hidavehi | $26.00 | $26.00 | 11/1/2009 7:03:51 PM |
| Zipcut | $50.07 | $50.07 | 11/2/2009 9:10:54 AM |
| gold-cluster | $100.00 | $100.00 | 11/2/2009 9:38:07 AM |
| rvfbroker | $25.00 | $25.00 | 11/2/2009 12:09:35 PM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 11/2/2009 3:00:47 PM |
| subtle-dough5 | $50.00 | $50.00 | 11/2/2009 11:12:11 AM |
| rbgnr111 | $25.00 | $25.00 | 11/2/2009 1:16:17 PM |
| icon7 | $25.00 | $25.00 | 11/2/2009 4:04:06 PM |
| payontime1 | $50.00 | $50.00 | 11/2/2009 4:24:43 PM |
| wise-leverage-beeper | $75.00 | $75.00 | 11/2/2009 4:35:31 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 6:23:27 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:09:11 PM |
| Unitas4302 | $100.00 | $100.00 | 10/28/2009 7:53:09 PM |
| nalaari | $51.00 | $51.00 | 10/29/2009 4:17:45 PM |
| medarocket | $25.00 | $25.00 | 10/29/2009 6:04:42 PM |
| kevlar | $25.00 | $25.00 | 10/29/2009 10:38:57 PM |
| BenR | $100.00 | $100.00 | 10/30/2009 7:59:46 AM |
| balance-warrior | $25.00 | $25.00 | 10/30/2009 7:33:37 AM |
| rancher7 | $25.00 | $25.00 | 10/30/2009 11:20:03 AM |
| master648 | $25.00 | $25.00 | 10/30/2009 2:16:11 PM |
| bid-acrobat4 | $35.00 | $35.00 | 10/30/2009 2:52:22 PM |
| revenue-serenity | $25.00 | $25.00 | 10/30/2009 7:00:11 PM |
| antoniofl | $50.00 | $50.00 | 10/31/2009 7:22:40 AM |
| kingbob | $25.53 | $25.53 | 10/31/2009 8:32:28 AM |
| carmat60 | $25.00 | $25.00 | 10/31/2009 12:05:37 AM |
| MathProfessor | $200.00 | $200.00 | 10/30/2009 6:23:32 PM |
| lakejunaluska | $25.00 | $25.00 | 10/31/2009 4:13:50 AM |
| shark1234 | $25.00 | $25.00 | 10/31/2009 3:09:57 PM |
| Doug1043 | $25.00 | $25.00 | 11/1/2009 12:00:27 PM |
| DonDiego | $25.00 | $25.00 | 11/2/2009 12:40:09 AM |
| investment-daydream | $25.00 | $25.00 | 11/2/2009 2:58:50 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
430226
This series of Notes was issued and sold upon the funding of the borrower loan #39298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 14.84% |
Starting borrower rate/APR:
| 15.84% / 19.53% |
Starting monthly payment:
| $35.08 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 4.29% - 14.84% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $778 |
Occupation: | Student - Technical... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 51% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| brightest-durability-enjoyment |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for basic student expenses.
Purpose of loan:
Pay for supplies and books I need for my college education plus misc expenses related to school.
My financial situation:
I'm living with my parents and have no financial debt or responsibilities except for my car insurance, phone bill, gas, and basic college needs.
Monthly net income: $2000+
Monthly expenses: $
??Housing: $0
??Insurance: $50
??Car expenses: $70
??Utilities: $0
??Phone, cable, internet: $60
??Food, entertainment: $0
??Clothing, household expenses $20
??Credit cards and other loans: $0
??Other expenses: $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $50.00 | $50.00 | 10/27/2009 8:24:10 PM |
| Brown98 | $25.00 | $25.00 | 10/28/2009 4:33:51 PM |
| soccermom33 | $50.00 | $50.00 | 10/28/2009 5:10:57 PM |
| jrobe925 | $25.00 | $25.00 | 10/28/2009 10:55:01 PM |
| marwadi-62 | $200.00 | $200.00 | 10/29/2009 4:31:02 PM |
| Arpad | $50.00 | $50.00 | 10/29/2009 8:37:39 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/30/2009 7:40:53 PM |
| manmeg | $50.00 | $50.00 | 11/1/2009 12:16:39 PM |
| bonus-patriot | $25.00 | $18.00 | 11/1/2009 4:00:50 PM |
| ToweringDan | $25.00 | $25.00 | 11/1/2009 8:47:29 PM |
| mattblizz | $50.00 | $50.00 | 11/1/2009 3:00:42 PM |
| MathProfessor | $25.00 | $25.00 | 11/1/2009 3:52:03 PM |
| econgineer | $25.00 | $25.00 | 10/30/2009 11:39:03 AM |
| glenium | $25.00 | $25.00 | 11/2/2009 3:36:00 AM |
| mreod | $32.00 | $32.00 | 11/1/2009 8:55:18 PM |
| wild-orange | $25.00 | $25.00 | 11/2/2009 7:51:03 AM |
| jybank | $25.00 | $25.00 | 11/2/2009 10:21:36 AM |
| JerryB96 | $25.00 | $25.00 | 11/2/2009 11:01:57 AM |
| Mav26 | $200.00 | $200.00 | 11/2/2009 11:54:30 AM |
| atlas100 | $50.00 | $50.00 | 11/2/2009 10:53:10 AM |
| 20 bids
|
Borrower Payment Dependent Notes Series
430652
This series of Notes was issued and sold upon the funding of the borrower loan #39296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-27-2009 |
| |
Auction end date:
| Nov-03-2009 |
|
|
Starting lender yield:
| 29.02% |
Starting borrower rate/APR:
| 30.02% / 32.40% |
Starting monthly payment:
| $169.85 |
|
Final lender yield:
| 29.02% |
Final borrower rate/APR:
| 30.02% / 32.40% |
Final monthly payment:
| $169.85 |
| |
|
Auction yield range:
| 11.29% - 29.02% |
Estimated loss impact:
| 10.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,438 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 87% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Riverine |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < mo. late:
| 0
( 0% )
| 680-700
(Aug-2009)
720-740
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
pay off truck loan 2nd prosper loan
Purpose of loan:
This loan will be used to pay off a auto loan into a lower monthly payment,? allowing me to focus on paying off high interest credit?cards and creating a savings portfolio.
this loan will pay off a auto loan of 417.00 monthly and also pay?some credit cards?into a low monthly payment of apx 165.00 per month saving over?200 a month and paying proser members interest instead of banks.... Thanks Prosper...
My financial situation:
I am a good candidate for this loan because im military with good standing for 10 years and i pay all my bills, looking to get my savings built up in a few years.
Second prosper Loan...? also a prosper lender.
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $ 850.00
??Insurance: $ 200.00
??Car expenses: $ 417 auto loan to be paid off by this loan
??Utilities: $ 0? paid by roommate?
??Food, entertainment: $? 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00??
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| propertytransformer | $25.00 | $25.00 | 10/27/2009 4:31:49 PM |
| reflective-rupee | $25.00 | $25.00 | 10/27/2009 4:51:46 PM |
| Unitas4302 | $250.00 | $250.00 | 10/27/2009 8:47:01 PM |
| shomikaci | $100.00 | $100.00 | 10/28/2009 7:48:53 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/28/2009 7:24:55 AM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:19 PM |
| Eloise62 | $75.00 | $75.00 | 10/29/2009 1:19:22 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/29/2009 6:30:04 PM |
| economy-synapse | $50.00 | $50.00 | 10/30/2009 4:02:51 PM |
| marybennet | $25.00 | $25.00 | 10/30/2009 8:45:37 PM |
| Integrity1st | $25.00 | $25.00 | 10/31/2009 7:40:26 AM |
| reflective-rupee | $200.00 | $200.00 | 11/1/2009 6:44:35 AM |
| reflective-rupee | $400.00 | $400.00 | 11/1/2009 6:44:16 AM |
| Saintchkn | $25.00 | $25.00 | 11/2/2009 3:19:31 PM |
| daekpon | $25.00 | $25.00 | 11/2/2009 6:01:22 PM |
| 113121 | $25.00 | $25.00 | 11/2/2009 4:43:14 PM |
| a-finance-nirvana | $150.00 | $150.00 | 11/2/2009 5:27:20 PM |
| shrewd-income | $25.00 | $25.00 | 11/2/2009 5:38:59 PM |
| credit-missile | $100.00 | $100.00 | 11/3/2009 7:13:13 AM |
| hashnet | $30.00 | $30.00 | 11/2/2009 11:10:56 PM |
| payout-reaction740 | $25.00 | $25.00 | 11/2/2009 11:24:40 PM |
| SFBank | $200.00 | $200.00 | 11/2/2009 6:34:39 PM |
| Bill88 | $30.00 | $30.00 | 11/3/2009 8:02:21 AM |
| jybank | $25.00 | $25.00 | 11/3/2009 11:53:48 AM |
| Hawkeyebank | $25.00 | $25.00 | 11/3/2009 2:26:47 PM |
| kinetic-social | $50.00 | $50.00 | 11/3/2009 3:29:08 PM |
| brother_tam | $50.00 | $50.00 | 11/3/2009 2:36:56 PM |
| 113121 | $25.00 | $25.00 | 11/3/2009 2:46:14 PM |
| paradiseinvestor | $50.00 | $50.00 | 11/3/2009 1:03:24 PM |
| Rulea72 | $100.00 | $100.00 | 11/3/2009 2:00:16 PM |
| SuperDoucheBag | $25.00 | $25.00 | 11/3/2009 3:58:35 PM |
| reflective-rupee | $325.00 | $325.00 | 10/27/2009 4:55:41 PM |
| frugalinvestor20 | $25.00 | $25.00 | 10/28/2009 10:46:09 AM |
| reflective-rupee | $400.00 | $400.00 | 10/29/2009 10:07:35 AM |
| Laxa | $25.00 | $25.00 | 10/29/2009 1:39:35 PM |
| GCSS | $25.00 | $25.00 | 10/30/2009 4:35:37 PM |
| site_ml | $25.00 | $25.00 | 10/30/2009 8:04:46 PM |
| Chrishu | $25.00 | $25.00 | 11/2/2009 11:54:31 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 11/2/2009 12:15:13 PM |
| JustMee | $25.00 | $25.00 | 11/2/2009 5:18:58 PM |
| TheAlchemist | $25.00 | $25.00 | 11/2/2009 7:20:19 PM |
| enthusiastic-balance5 | $300.00 | $300.00 | 11/3/2009 8:52:09 AM |
| a-reasonable-return | $25.00 | $25.00 | 11/3/2009 7:30:54 AM |
| sparkling-contract7 | $25.00 | $25.00 | 11/2/2009 7:51:31 PM |
| anton | $1,200.00 | $104.00 | 11/2/2009 9:29:54 PM |
| just-trade0 | $36.00 | $36.00 | 11/3/2009 1:15:01 PM |
| balance-warrior | $25.00 | $25.00 | 11/3/2009 8:27:13 AM |
| wyogirllender | $25.00 | $25.00 | 11/3/2009 12:21:39 PM |
| maga | $100.00 | $100.00 | 11/3/2009 11:26:22 AM |
| smart-gain | $25.00 | $25.00 | 11/3/2009 11:32:22 AM |
| 50 bids
|
Borrower Payment Dependent Notes Series
429509
This series of Notes was issued and sold upon the funding of the borrower loan #39289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $361.89 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $361.89 |
| |
|
Auction yield range:
| 11.29% - 34.00% |
Estimated loss impact:
| 10.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 23.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,490 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 77% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| benefit-mountain |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?This loan will be used to consolidate credit cards.Two years ago we adopted two children a brother and a sister and the agency called us recently to ask if we want to adopt another sibling that is eight months old. Our kids literally came to us with a paper bag of clothes and nothing else. We would use this loan to consolidate credit cards and buy essentials for the baby. My wife and I take our obligations very seriously and always pay our bills on time. I appreciate your consideration.
My financial situation:
I am a good candidate for this loan because?I pay my bills on time and can easily?make the payments on this loan?
Monthly net income: $ 8224.00
Monthly expenses: $
??Housing: $ 1700.00
??Insurance: $ 111.00
??Car expenses: $ 1350.00
??Utilities: $?400.00
??Phone, cable, internet: $
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1200.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
see my page please. - Tono
A:
Thank you, Tono...my total is $5161.00. I cannot go in and modify it now but thank you for pointing it out to me.
(Oct-26-2009)
Q:
hi, where do you work? Does your spouse work also? Thanks - shrewd-income
A:
I work at Selco Products where I am Vice President of Manufacturing. Our company just relocated from OC, California to Nevada. I have worked there for over ten years. My wife is currently not working since we moved here but was an International Forecaster and was at her last job in California for seven years.
(Oct-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KMSB | $25.00 | $25.00 | 10/20/2009 4:30:58 PM |
| reflective-rupee | $25.00 | $25.00 | 10/20/2009 8:23:10 PM |
| cbz | $25.00 | $25.00 | 10/26/2009 9:14:20 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 10/26/2009 1:14:52 PM |
| reflective-rupee | $750.00 | $750.00 | 10/26/2009 1:14:28 PM |
| reflective-rupee | $75.00 | $75.00 | 10/26/2009 11:56:02 AM |
| credit-elation1 | $25.00 | $25.00 | 10/26/2009 1:55:51 PM |
| reflective-rupee | $250.00 | $250.00 | 10/26/2009 4:01:30 PM |
| a-finance-nirvana | $500.00 | $500.00 | 10/26/2009 4:20:03 PM |
| transparent-revenue | $25.00 | $25.00 | 10/26/2009 4:21:19 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 4:20:40 PM |
| Tono | $25.00 | $25.00 | 10/26/2009 5:03:51 PM |
| Lubava | $25.00 | $25.00 | 10/26/2009 7:06:30 PM |
| reflective-rupee | $100.00 | $100.00 | 10/26/2009 9:17:50 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 10:33:14 PM |
| reflective-rupee | $200.00 | $200.00 | 10/26/2009 11:01:55 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/26/2009 7:34:16 PM |
| mrbill5548 | $25.00 | $25.00 | 10/27/2009 5:18:29 AM |
| reflective-rupee | $99.00 | $99.00 | 10/26/2009 9:36:11 PM |
| 1traveler | $25.00 | $25.00 | 10/26/2009 10:01:09 PM |
| Gobsek | $25.00 | $25.00 | 10/27/2009 8:33:11 AM |
| reflective-rupee | $498.00 | $498.00 | 10/27/2009 7:29:20 AM |
| reflective-rupee | $2,000.00 | $271.19 | 10/27/2009 9:52:10 AM |
| bevans | $25.00 | $25.00 | 10/27/2009 9:32:46 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:58:02 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/27/2009 10:56:54 AM |
| l2fp | $100.00 | $100.00 | 10/27/2009 9:59:07 AM |
| noble-revenue | $87.95 | $87.95 | 10/27/2009 12:33:40 PM |
| shrewd-income | $200.00 | $200.00 | 10/27/2009 2:52:45 PM |
| Skeptical-one | $50.00 | $50.00 | 10/27/2009 11:15:50 AM |
| gold-cluster | $100.00 | $100.00 | 10/27/2009 3:18:07 PM |
| victor111 | $37.50 | $37.50 | 10/27/2009 2:00:01 PM |
| bevans | $25.00 | $25.00 | 10/27/2009 3:52:34 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/23/2009 4:23:13 PM |
| efficient-principal | $25.00 | $25.00 | 10/24/2009 12:58:28 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:30:35 PM |
| tntmojave | $25.00 | $25.00 | 10/26/2009 9:14:22 AM |
| reflective-rupee | $150.00 | $150.00 | 10/26/2009 12:58:40 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 10/26/2009 1:16:01 PM |
| bonus-chosen-one | $50.00 | $50.00 | 10/26/2009 2:23:05 PM |
| TheAlchemist | $50.00 | $50.00 | 10/26/2009 2:03:17 PM |
| Tono | $25.00 | $25.00 | 10/26/2009 4:48:52 PM |
| jstrode10 | $30.00 | $30.00 | 10/26/2009 7:48:16 PM |
| rvfbroker | $25.00 | $25.00 | 10/26/2009 8:22:39 PM |
| wattboy | $250.36 | $250.36 | 10/26/2009 11:01:33 PM |
| reflective-rupee | $416.00 | $416.00 | 10/27/2009 8:32:50 AM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 9:06:13 AM |
| Evolver | $50.00 | $50.00 | 10/27/2009 9:54:29 AM |
| LT-Loans | $50.00 | $50.00 | 10/27/2009 10:49:48 AM |
| gold-cluster | $250.00 | $250.00 | 10/27/2009 11:01:31 AM |
| plaudvr07 | $25.00 | $25.00 | 10/27/2009 11:16:32 AM |
| flexible-economy2 | $400.00 | $400.00 | 10/27/2009 11:19:52 AM |
| just-trade0 | $25.00 | $25.00 | 10/27/2009 12:03:54 PM |
| felicity-daydream | $25.00 | $25.00 | 10/27/2009 12:33:11 PM |
| shrewd-income | $100.00 | $100.00 | 10/27/2009 12:45:57 PM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/27/2009 12:30:59 PM |
| mercuriant | $25.00 | $25.00 | 10/27/2009 4:03:32 PM |
| Engineer44 | $35.00 | $35.00 | 10/27/2009 4:07:53 PM |
| monstersdad | $50.00 | $50.00 | 10/27/2009 3:41:05 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
429649
This series of Notes was issued and sold upon the funding of the borrower loan #39301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $162.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $162.85 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 17
/
13 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 55 | Length of status: | 27y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,150 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sparkling-repayment0 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
reorganize budget
Purpose of loan:
This loan will be used to?reorgainze
My financial situation:
I am a good candidate for this loan because?I have been very careful with my credit, but the downturn has affected me.? By obtaining this loan I will be able to get on top of things ?
Monthly net income: $ 3500.00 ~~4000.00
Monthly expenses: $
??Housing: $ 626.00
??Insurance: $?270.00
??Car expenses: $ 0
??Utilities: $ 200.00
??Phone, cable, internet: $ 300.00 month
??Food, entertainment: $?150.00 month
??Clothing, household expenses $ 150.00 month
??Credit cards and other loans: $ 280.00 week
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
s-r, read my page carefully. Don't make lenders do your arithmetic for you. We'd like to see a TOTAL for monthly expenses... one figure, one sum TOTAL. good luck - Tono
A:
total is 2225.00
(Oct-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 10/24/2009 6:55:05 PM |
| investment-cluster | $50.00 | $50.00 | 10/26/2009 4:51:49 PM |
| Tono | $50.00 | $50.00 | 10/27/2009 4:05:31 PM |
| PeePaw | $25.00 | $25.00 | 10/29/2009 7:39:05 AM |
| reflective-rupee | $1,650.00 | $849.26 | 10/29/2009 8:07:33 AM |
| Leshan | $25.00 | $25.00 | 10/29/2009 8:47:45 AM |
| icon7 | $50.00 | $50.00 | 10/29/2009 8:58:52 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/29/2009 9:16:32 AM |
| Eloise62 | $75.00 | $75.00 | 10/28/2009 12:28:17 PM |
| lend4life13 | $1,550.74 | $1,550.74 | 10/29/2009 6:39:26 AM |
| Chrishu | $25.00 | $25.00 | 10/28/2009 9:10:21 PM |
| a-finance-nirvana | $250.00 | $250.00 | 10/29/2009 8:11:34 AM |
| gold-cluster | $100.00 | $100.00 | 10/29/2009 8:24:49 AM |
| flexible-economy2 | $400.00 | $400.00 | 10/29/2009 9:32:36 AM |
| just-trade0 | $25.00 | $25.00 | 10/29/2009 8:13:26 AM |
| Rulea72 | $75.00 | $75.00 | 10/29/2009 9:36:04 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
429901
This series of Notes was issued and sold upon the funding of the borrower loan #39280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.70% |
Final monthly payment:
| $66.17 |
| |
|
Auction yield range:
| 14.29% - 34.00% |
Estimated loss impact:
| 16.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 6
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 23 | Length of status: | 5y 2m |
|
Amount delinquent:
| $5,300 |
Revolving credit balance:
| $3,630 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 67% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 39 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| carebear1082 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Aug-2009)
620-640
(Jul-2009)
620-640
(Apr-2009)
620-640
(Oct-2007)
|
|
Principal balance:
| $433.31 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Paying off debt
Total? Monthly expenses ($965)?The purpose of this loan would be to pay off the remaining balances of debt I have so I can be in a better financial standing with myself and in a better position to help those in need around me.
I am a good candidate for paying off this loan because I have not defaulted in past loan payments and If I receive it I would be so grateful and know that I am given a chance to do the right things. So my way of saying thank you and #1 priority would be to make sure to pay back those who have helped me.
Monthly Net income $1300
Utilities $20
Internet $35
Food $50
Credit cards and other loans $250
Total? Monthly expenses ($355)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the 39 past delinquencies. thanks - reflective-rupee
A:
I had 2 leased vehicles..those mainly come from my frist one where my payments were made late...I no longer have the vehicle
(Oct-28-2009)
Q:
Please explain the current delinquencies. thanks. - reflective-rupee
A:
I had 2 leased vehicles..those mainly come from my frist one where my payments were made late...I no longer have the vehicle
(Oct-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrxtravis | $100.00 | $100.00 | 10/24/2009 10:50:12 AM |
| currency-bumblebee | $50.00 | $50.00 | 10/26/2009 5:23:59 PM |
| Iceman1347 | $25.00 | $25.00 | 10/27/2009 3:15:20 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:20:53 PM |
| fireferd | $69.00 | $69.00 | 10/29/2009 7:03:24 PM |
| Happyhourcomics | $25.00 | $25.00 | 10/30/2009 8:32:37 AM |
| lnrn | $25.00 | $25.00 | 10/30/2009 10:07:35 AM |
| klemer | $25.00 | $25.00 | 10/30/2009 8:52:33 AM |
| Moe87 | $25.00 | $25.00 | 10/30/2009 11:43:15 AM |
| maga | $50.00 | $50.00 | 10/30/2009 9:19:46 AM |
| brother_tam | $50.00 | $50.00 | 10/30/2009 12:13:15 PM |
| marwadi-62 | $25.00 | $25.00 | 10/30/2009 11:28:20 AM |
| Leshan | $68.65 | $68.65 | 10/30/2009 11:30:21 AM |
| Laxa | $25.00 | $25.00 | 10/30/2009 1:30:48 PM |
| forthright-dedication | $25.00 | $25.00 | 10/30/2009 12:04:27 PM |
| BirdDog39 | $50.00 | $50.00 | 10/30/2009 12:08:31 PM |
| dstolars | $25.00 | $25.00 | 10/30/2009 3:15:14 PM |
| gold-cluster | $100.00 | $57.35 | 10/30/2009 3:14:48 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/30/2009 3:43:46 PM |
| tiger191 | $50.00 | $50.00 | 10/30/2009 3:47:10 PM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 2:47:47 PM |
| return-grizzly | $100.00 | $100.00 | 10/27/2009 6:17:23 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:01 PM |
| MrLeft | $75.00 | $75.00 | 10/29/2009 11:52:39 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/29/2009 2:34:35 PM |
| goodcents | $25.00 | $25.00 | 10/29/2009 9:37:31 PM |
| SlickNick | $25.00 | $25.00 | 10/30/2009 6:23:30 AM |
| EEasyMoney | $25.00 | $25.00 | 10/30/2009 7:41:05 AM |
| SouthernRemarketing | $25.00 | $25.00 | 10/30/2009 5:19:26 AM |
| EEasyMoney | $25.00 | $25.00 | 10/30/2009 7:44:05 AM |
| Prezotus | $25.00 | $25.00 | 10/30/2009 8:53:59 AM |
| pious-gold | $25.00 | $25.00 | 10/30/2009 11:05:36 AM |
| flwah | $25.00 | $25.00 | 10/30/2009 10:19:46 AM |
| zone6 | $75.00 | $75.00 | 10/30/2009 9:36:29 AM |
| italisvital | $25.00 | $25.00 | 10/30/2009 10:54:37 AM |
| upbeat-marketplace | $25.00 | $25.00 | 10/30/2009 1:12:23 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 3:50:26 PM |
| Kash2010lu | $25.00 | $25.00 | 10/30/2009 12:48:52 PM |
| unconquerable-cash | $30.00 | $30.00 | 10/30/2009 3:42:24 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/30/2009 3:40:09 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
430091
This series of Notes was issued and sold upon the funding of the borrower loan #39308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 22.77% |
Starting borrower rate/APR:
| 23.77% / 26.06% |
Starting monthly payment:
| $97.78 |
|
Final lender yield:
| 15.11% |
Final borrower rate/APR:
| 16.11% / 18.30% |
Final monthly payment:
| $88.03 |
| |
|
Auction yield range:
| 8.29% - 22.77% |
Estimated loss impact:
| 8.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 20y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,917 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| DavEmsDaddio |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < mo. late:
| 0
( 0% )
| 660-680
(Mar-2008)
|
|
Principal balance:
| $4,250.21 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Helping Parents thru rough spot
Purpose of loan:
This loan will be used to help my parents get back on their feet; both have lost their jobs due to the economy.
My financial situation:
I am a good candidate for this loan because I have the means to repay, as well as the ethical and moral fortitude to ensure that my payments are made as promised. I have been in the Army for the past?20 years and plan to retire in August 2018.?? I am very family oriented, and plan to do everything to plan for and ensure our financial stability in the future.
Monthly income: $?6448
Monthly expenses: $
Housing: $ 2020
Insurance: $ 150
Car expenses: $ 771
Utilities: $ 195
Phone, cable, internet: $ 79
Food, entertainment: $ 1000
Clothing, household expenses $ 100
Credit cards and other loans: $ 831
Other expenses: $ 69
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 10/23/2009 3:58:28 PM |
| Unitas4302 | $200.00 | $200.00 | 10/27/2009 8:33:52 PM |
| brondero | $250.00 | $250.00 | 10/28/2009 8:34:43 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:10:19 PM |
| freedom3 | $350.00 | $350.00 | 10/29/2009 5:20:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/30/2009 7:55:59 AM |
| return-grizzly | $100.00 | $100.00 | 10/30/2009 3:32:51 AM |
| shrewd-asset | $25.00 | $25.00 | 10/30/2009 8:00:29 AM |
| p2p-journey | $25.00 | $25.00 | 10/30/2009 12:57:34 PM |
| RecoveryLender | $25.00 | $25.00 | 10/30/2009 3:54:27 PM |
| justanothersushieater | $25.00 | $25.00 | 10/30/2009 2:36:47 PM |
| maga | $135.00 | $135.00 | 10/30/2009 3:09:20 PM |
| 1SteelerFan | $50.00 | $50.00 | 10/30/2009 3:44:19 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 3:10:04 PM |
| marala4285 | $25.00 | $25.00 | 10/30/2009 3:30:31 PM |
| iolaire | $25.00 | $25.00 | 10/28/2009 9:47:48 AM |
| PropertyInvest | $25.00 | $25.00 | 10/29/2009 3:31:43 PM |
| boo_hoo | $50.00 | $50.00 | 10/29/2009 6:46:49 PM |
| loanman2007 | $100.00 | $100.00 | 10/30/2009 6:40:05 AM |
| Rulea72 | $150.00 | $150.00 | 10/30/2009 7:58:09 AM |
| maga | $100.00 | $100.00 | 10/30/2009 9:25:36 AM |
| Leshan | $50.00 | $50.00 | 10/30/2009 11:35:54 AM |
| flwah | $25.00 | $25.00 | 10/30/2009 10:42:19 AM |
| MathProfessor | $26.00 | $26.00 | 10/30/2009 10:46:15 AM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 3:03:16 PM |
| wild-orange | $100.00 | $100.00 | 10/30/2009 1:03:00 PM |
| zippy-coin | $50.00 | $50.00 | 10/30/2009 1:42:17 PM |
| zone6 | $100.00 | $100.00 | 10/30/2009 2:04:14 PM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/30/2009 2:16:16 PM |
| brother_tam | $50.00 | $39.00 | 10/30/2009 12:29:47 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/30/2009 3:09:32 PM |
| kinetic-social | $25.00 | $25.00 | 10/30/2009 3:53:44 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
430211
This series of Notes was issued and sold upon the funding of the borrower loan #39321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 9.84% |
Starting borrower rate/APR:
| 10.84% / 12.96% |
Starting monthly payment:
| $146.98 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $146.05 |
| |
|
Auction yield range:
| 4.29% - 9.84% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 15
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,647 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 16% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| awakening404 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2008)
|
|
Principal balance:
| $3,544.71 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to pay off high interest credit card debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexandlily | $25.00 | $25.00 | 10/23/2009 3:56:48 PM |
| transparency-giant | $50.00 | $50.00 | 10/23/2009 4:05:04 PM |
| supersarah61 | $25.00 | $25.00 | 10/23/2009 4:06:54 PM |
| kenji4861 | $50.00 | $50.00 | 10/23/2009 4:06:57 PM |
| Attract | $25.00 | $25.00 | 10/23/2009 4:07:09 PM |
| DonaldColorado | $25.00 | $25.00 | 10/23/2009 4:05:01 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/23/2009 4:05:12 PM |
| bchen78875 | $50.00 | $50.00 | 10/23/2009 4:09:04 PM |
| SNH | $50.00 | $50.00 | 10/23/2009 4:07:27 PM |
| flwah | $50.00 | $50.00 | 10/23/2009 4:07:32 PM |
| wrighco | $25.00 | $25.00 | 10/23/2009 4:07:41 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/23/2009 4:08:04 PM |
| awwaww | $25.00 | $25.00 | 10/23/2009 4:08:13 PM |
| BlindProphet | $25.00 | $25.00 | 10/23/2009 4:09:19 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/23/2009 4:05:23 PM |
| MONEYLENDER101 | $100.00 | $10.58 | 10/23/2009 4:09:41 PM |
| a-responsible-return | $25.00 | $25.00 | 10/23/2009 4:07:35 PM |
| dirkjan | $25.00 | $25.00 | 10/23/2009 4:07:51 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/23/2009 4:08:05 PM |
| Aeroman32 | $25.00 | $25.00 | 10/23/2009 4:08:19 PM |
| abidos | $25.00 | $25.00 | 10/23/2009 4:08:36 PM |
| personal-lender | $25.00 | $25.00 | 10/23/2009 4:08:51 PM |
| Weaverville | $25.00 | $25.00 | 10/23/2009 4:08:56 PM |
| DukSerduk | $25.00 | $25.00 | 10/23/2009 4:08:59 PM |
| snowman34 | $25.00 | $25.00 | 10/23/2009 4:09:14 PM |
| kid8549 | $25.00 | $25.00 | 10/23/2009 4:09:36 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:39:27 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:39:42 PM |
| jga516 | $25.00 | $25.00 | 10/23/2009 4:24:36 PM |
| market-assembler | $50.00 | $50.00 | 10/23/2009 4:25:06 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 5:45:54 PM |
| loanman2007 | $50.00 | $50.00 | 10/25/2009 12:56:08 PM |
| generous-deal6 | $48.00 | $48.00 | 10/26/2009 11:15:26 AM |
| wild-orange | $100.00 | $100.00 | 10/26/2009 3:43:30 PM |
| brighteyes600 | $34.19 | $34.19 | 10/26/2009 2:38:01 PM |
| Pickmar | $25.00 | $25.00 | 10/27/2009 9:59:00 AM |
| workwithchrisDOTbiz | $50.00 | $50.00 | 10/27/2009 11:45:35 AM |
| icon7 | $50.00 | $50.00 | 10/27/2009 4:34:05 PM |
| orbiter614 | $50.00 | $50.00 | 10/27/2009 5:29:20 PM |
| visionary-deal3 | $100.00 | $100.00 | 10/28/2009 9:58:44 AM |
| rmpedi33 | $100.00 | $100.00 | 10/28/2009 12:10:35 PM |
| porwestco | $25.00 | $25.00 | 10/29/2009 1:33:20 PM |
| MathProfessor | $50.00 | $50.00 | 10/29/2009 3:12:18 PM |
| JDLanier | $25.00 | $25.00 | 10/29/2009 12:33:42 PM |
| kf88 | $25.00 | $25.00 | 10/29/2009 3:20:23 PM |
| elegant-bonus | $50.00 | $50.00 | 10/29/2009 4:53:19 PM |
| jybank | $25.00 | $25.00 | 10/29/2009 5:00:36 PM |
| JerryB96 | $25.00 | $25.00 | 10/30/2009 6:06:38 AM |
| building_community | $25.00 | $25.00 | 10/30/2009 6:42:58 AM |
| niq4soccer | $25.00 | $25.00 | 10/30/2009 7:23:45 AM |
| oldman68 | $25.00 | $25.00 | 10/30/2009 1:28:34 AM |
| ladybug838 | $25.00 | $25.00 | 10/30/2009 1:40:11 AM |
| wild-orange | $200.00 | $200.00 | 10/30/2009 2:51:45 AM |
| StarFundingSource | $25.00 | $25.00 | 10/30/2009 11:46:04 AM |
| Prezotus | $25.00 | $25.00 | 10/30/2009 8:53:28 AM |
| sunny-truth6 | $25.00 | $25.00 | 10/30/2009 10:46:39 AM |
| RIVERBEND | $25.00 | $25.00 | 10/30/2009 11:31:15 AM |
| Jynxie | $26.99 | $26.99 | 10/30/2009 11:34:58 AM |
| BipedalHominid | $25.00 | $25.00 | 10/30/2009 12:01:36 PM |
| economy-popcorn | $25.00 | $25.00 | 10/30/2009 3:15:04 PM |
| AM2171 | $25.00 | $25.00 | 10/30/2009 3:20:41 PM |
| get30inc | $50.00 | $50.00 | 10/23/2009 4:07:29 PM |
| tallmon | $25.00 | $25.00 | 10/23/2009 4:07:47 PM |
| uncleegg | $25.00 | $25.00 | 10/23/2009 4:06:50 PM |
| czar3 | $25.00 | $25.00 | 10/23/2009 4:09:39 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/23/2009 4:06:53 PM |
| FlexFunding | $58.37 | $58.37 | 10/23/2009 4:07:08 PM |
| Tai | $25.00 | $25.00 | 10/23/2009 4:07:12 PM |
| kanakakm | $50.00 | $50.00 | 10/23/2009 4:07:15 PM |
| agwosdof | $50.00 | $50.00 | 10/23/2009 4:07:18 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/23/2009 4:04:46 PM |
| kulender | $25.00 | $25.00 | 10/23/2009 4:08:37 PM |
| sas19 | $25.00 | $25.00 | 10/23/2009 4:09:10 PM |
| compoundinterest | $50.00 | $50.00 | 10/23/2009 4:09:23 PM |
| slartibardfast | $35.00 | $35.00 | 10/23/2009 4:07:03 PM |
| AF-Chief | $35.00 | $35.00 | 10/23/2009 4:07:21 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/23/2009 4:07:40 PM |
| HunterSix | $25.00 | $25.00 | 10/23/2009 4:08:09 PM |
| gracej | $25.00 | $25.00 | 10/23/2009 4:09:29 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/23/2009 4:09:32 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:39:10 PM |
| unk1911 | $50.00 | $50.00 | 10/23/2009 4:13:04 PM |
| wach | $25.00 | $25.00 | 10/23/2009 5:08:14 PM |
| vinayski | $25.00 | $25.00 | 10/24/2009 4:16:13 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:04:03 PM |
| Cherrypicker | $50.00 | $50.00 | 10/24/2009 8:11:17 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:59:37 PM |
| amit_gu | $100.00 | $100.00 | 10/25/2009 7:27:20 PM |
| Aristophil | $100.00 | $100.00 | 10/26/2009 5:45:58 AM |
| the-repayment-treaty | $35.00 | $35.00 | 10/25/2009 8:40:05 PM |
| junes08 | $50.00 | $50.00 | 10/26/2009 2:28:50 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 10/26/2009 4:50:34 PM |
| SCD | $25.00 | $25.00 | 10/26/2009 7:16:50 PM |
| GEOFFS3 | $25.00 | $25.00 | 10/27/2009 1:26:17 AM |
| hellasow | $25.00 | $25.00 | 10/26/2009 7:21:54 PM |
| ujiba | $25.00 | $25.00 | 10/27/2009 10:11:18 AM |
| bejfishing | $25.00 | $25.00 | 10/27/2009 4:14:55 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/27/2009 4:08:38 PM |
| nalaari | $50.00 | $50.00 | 10/28/2009 11:35:37 AM |
| Johnny0311 | $76.44 | $76.44 | 10/28/2009 4:29:50 PM |
| credit-coach118 | $25.00 | $25.00 | 10/28/2009 9:16:13 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/28/2009 10:43:25 PM |
| ratzlefrss | $50.00 | $50.00 | 10/29/2009 10:48:37 AM |
| chrisjs15 | $25.00 | $25.00 | 10/29/2009 11:48:31 AM |
| PotBellyPete | $50.00 | $50.00 | 10/29/2009 1:14:50 PM |
| Cherrypicker | $50.00 | $50.00 | 10/29/2009 4:03:10 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:28:29 PM |
| Ricajote | $50.00 | $50.00 | 10/29/2009 2:45:31 PM |
| RandyL3 | $25.00 | $25.00 | 10/29/2009 4:43:02 PM |
| dmitriy2 | $25.00 | $25.00 | 10/29/2009 4:48:35 PM |
| LittleMingo | $25.00 | $25.00 | 10/29/2009 5:29:08 PM |
| banker9705 | $25.00 | $25.00 | 10/29/2009 7:25:37 PM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 6:22:37 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/30/2009 12:45:14 AM |
| ladybug838 | $25.00 | $25.00 | 10/30/2009 1:16:31 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/30/2009 6:44:13 AM |
| PotBellyPete | $40.43 | $40.43 | 10/30/2009 8:51:50 AM |
| dawg25 | $50.00 | $50.00 | 10/30/2009 3:15:00 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 7:20:36 AM |
| 1SteelerFan | $50.00 | $50.00 | 10/30/2009 11:58:11 AM |
| 120 bids
|
Borrower Payment Dependent Notes Series
430239
This series of Notes was issued and sold upon the funding of the borrower loan #39324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-01-2009 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $124.09 |
|
Final lender yield:
| 24.21% |
Final borrower rate/APR:
| 25.21% / 27.52% |
Final monthly payment:
| $119.61 |
| |
|
Auction yield range:
| 8.29% - 27.00% |
Estimated loss impact:
| 7.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1977 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,779 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| john78 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2009)
660-680
(Jul-2008)
|
|
Principal balance:
| $5,024.93 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation
Purpose of loan:
Debt Consolidation
I want to pay off?one credit card with a balance of $3,000. I prefer the ease of having a time certain date by which the debt will be paid with each payment coming directly out of my checking account every month (which has overdraft protection).
I?should be?a low risk borrower since I have been working as an attorney at the same law firm for over three and a half years. My firm has approximately 200 lawyers and is almost a 100 years old so it is very stable. In addition, my debt to income ratio is low and, as a licensed attorney?with the Florida Bar, declaring bankruptcy would be a serious problem for me which is a significant deterrent many other borrows do not have.
Monthly net income: $ 7,000.00
Monthly expenses: $3,750.00
??Housing: $?1400
??Insurance: $ 150
??Car expenses: $ 750
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you get your first credit line the year you were born? - 101010
A:
I am an additional card holder on an American Express Platinum Card and for some reason certain credit reporting agencies are using the date the primary holder on that account obtained his first credit line instead of mine.
(Oct-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rhin0cerx | $46.81 | $46.81 | 10/27/2009 2:56:37 PM |
| Unitas4302 | $100.00 | $100.00 | 10/27/2009 8:37:27 PM |
| 101010 | $50.00 | $50.00 | 10/28/2009 8:02:35 AM |
| 101010 | $100.00 | $100.00 | 10/28/2009 8:02:06 AM |
| M_V | $100.00 | $100.00 | 10/28/2009 3:58:42 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:09 PM |
| morewhatsinstore | $25.00 | $25.00 | 10/29/2009 11:28:25 AM |
| Chrishu | $25.00 | $25.00 | 10/29/2009 12:23:06 PM |
| tnjohnso | $25.00 | $25.00 | 10/29/2009 3:31:00 PM |
| FinanceEngine | $50.00 | $50.00 | 10/29/2009 1:05:41 PM |
| BradP | $50.00 | $50.00 | 10/29/2009 4:15:59 PM |
| Tazeme | $25.00 | $25.00 | 10/30/2009 8:02:51 AM |
| credit-maestro | $75.00 | $75.00 | 10/30/2009 4:11:24 PM |
| flexible-duty | $25.00 | $25.00 | 10/30/2009 4:11:52 PM |
| lender12345 | $25.00 | $25.00 | 10/30/2009 6:13:07 PM |
| agreement-animal | $25.00 | $25.00 | 10/30/2009 10:45:17 PM |
| investment-cluster | $25.00 | $25.00 | 10/31/2009 3:27:14 AM |
| PXM-Financial | $50.00 | $50.00 | 10/30/2009 8:07:16 PM |
| Byrd24 | $100.00 | $100.00 | 10/31/2009 6:54:39 AM |
| jybank | $50.00 | $50.00 | 10/30/2009 11:45:26 PM |
| gothampark | $25.00 | $25.00 | 10/31/2009 11:58:34 PM |
| loanman2007 | $100.00 | $100.00 | 11/1/2009 5:01:57 AM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 5:41:26 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:52:28 AM |
| invincible-gain | $50.00 | $50.00 | 11/1/2009 11:54:10 AM |
| Doug1043 | $25.00 | $25.00 | 11/1/2009 12:03:26 PM |
| Taho | $50.00 | $50.00 | 11/1/2009 12:56:44 PM |
| aoohollis310 | $50.00 | $50.00 | 10/31/2009 3:18:26 PM |
| leverage-monger | $50.00 | $50.00 | 11/1/2009 10:37:37 AM |
| Alexander1776 | $50.00 | $50.00 | 11/1/2009 10:39:31 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:59:51 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:15:45 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:17:02 AM |
| bitano | $50.00 | $50.00 | 11/1/2009 12:51:31 PM |
| autonomous-power | $75.00 | $75.00 | 11/1/2009 2:49:10 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/26/2009 8:59:03 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 4:37:17 PM |
| forthright-dedication | $25.00 | $25.00 | 10/27/2009 8:43:25 PM |
| rmpedi33 | $25.00 | $25.00 | 10/29/2009 7:50:58 AM |
| Rockymtnhi | $40.07 | $40.07 | 10/29/2009 10:09:35 AM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 1:11:08 PM |
| PrinceValium | $25.00 | $25.00 | 10/29/2009 6:01:17 PM |
| bevans | $25.00 | $25.00 | 10/29/2009 6:55:49 PM |
| Credit4Talent | $34.00 | $34.00 | 10/30/2009 12:02:22 PM |
| economy-synapse | $50.00 | $50.00 | 10/30/2009 3:21:07 PM |
| msg500wave | $50.00 | $50.00 | 10/30/2009 4:12:08 PM |
| The_Loaner | $25.00 | $25.00 | 10/30/2009 4:11:56 PM |
| mmrothsc | $25.00 | $25.00 | 10/30/2009 5:18:49 PM |
| carmat60 | $25.00 | $25.00 | 10/31/2009 12:10:11 AM |
| bondhedger | $25.00 | $25.00 | 10/30/2009 6:47:53 PM |
| site_ml | $25.00 | $25.00 | 10/30/2009 7:34:00 PM |
| debbymcc | $55.00 | $55.00 | 10/30/2009 10:25:36 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 5:41:58 AM |
| thetuck | $50.00 | $50.00 | 10/31/2009 9:53:16 PM |
| flexible-economy2 | $300.00 | $300.00 | 11/1/2009 9:49:58 AM |
| leverage-monger | $25.00 | $24.12 | 11/1/2009 10:51:22 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:53:26 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:03:04 AM |
| Laxa | $25.00 | $25.00 | 11/1/2009 11:07:48 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:56:21 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:13:06 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 2:56:13 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 5:41:08 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 2:54:53 PM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:57:58 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 10:58:52 AM |
| roi-advantage | $25.00 | $25.00 | 11/1/2009 11:04:43 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:12:04 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:14:34 AM |
| leverage-monger | $25.00 | $25.00 | 11/1/2009 11:18:01 AM |
| 70 bids
|
Borrower Payment Dependent Notes Series
430491
This series of Notes was issued and sold upon the funding of the borrower loan #39302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-27-2009 |
| |
Auction end date:
| Nov-03-2009 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $90.38 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $87.89 |
| |
|
Auction yield range:
| 8.29% - 17.00% |
Estimated loss impact:
| 8.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sonya120180 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 95% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 1
( 5% )
| 520-540
(Jan-2008)
|
|
Principal balance:
| $459.24 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Hardwood floors and repairs
Purpose of loan:
This loan will be used to have the floors sanded and refinished due to neglect by previous home owner. I will also use this money to complete the existing fencing that has several gaps. There is also painting that needs to be done in several rooms. I believe these improvements will raise the value of my home and I have found someone who will do the work at a very reasonable rate due to the low demand for work right now.
My financial situation:
I am a good candidate for this loan because I have a current Prosper loan that is almost paid off. I have never been late with a payment and I intend on paying off that loan with part of the money from this loan. I have very little extra debt other than regular living expenses. My employment is very stable the company I am with has been growing despite the economy. I was recently promoted and will be moving into my new position within the next 2 weeks and will receive a raise. I assure that this money will be put to good use. Please ask any questions and I will respond promptly.
Monthly net income: $ 2100.00
Monthly expenses: $
??Housing: $?537.00
??Insurance: $100.00
??Car expenses: $ 297.00
??Utilities: $ 150.00
??Phone, cable, internet: $?154.00
??Food, entertainment: $ 120.00
??Clothing, household expenses?$100.00
??Credit cards and other loans: $90.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 10/27/2009 4:16:23 PM |
| enthusiastic-treasure | $50.00 | $50.00 | 10/29/2009 9:15:14 AM |
| site_ml | $25.00 | $11.24 | 10/29/2009 10:47:28 AM |
| rpd1211 | $25.00 | $25.00 | 10/30/2009 2:41:23 PM |
| sportcraft18 | $50.00 | $50.00 | 11/1/2009 8:21:33 PM |
| actl | $25.00 | $25.00 | 11/2/2009 1:08:18 PM |
| amit_gu | $50.00 | $50.00 | 11/2/2009 9:33:53 AM |
| sknop64 | $25.00 | $25.00 | 11/2/2009 7:15:44 PM |
| pueblopablo | $50.00 | $50.00 | 11/2/2009 4:45:42 PM |
| zento | $25.00 | $25.00 | 11/2/2009 9:06:54 PM |
| nalaari | $50.00 | $50.00 | 11/3/2009 6:28:48 AM |
| dpries123 | $25.00 | $25.00 | 11/3/2009 5:45:41 AM |
| evergreen16 | $50.00 | $50.00 | 11/3/2009 8:03:23 AM |
| JCM_MN | $30.00 | $30.00 | 11/2/2009 7:02:37 PM |
| durability-colonel | $50.00 | $50.00 | 11/3/2009 11:14:18 AM |
| Astyanax | $25.00 | $25.00 | 11/3/2009 11:18:42 AM |
| plouie | $25.00 | $25.00 | 11/3/2009 11:49:54 AM |
| hamster | $25.76 | $25.76 | 11/3/2009 11:22:21 AM |
| well-mannered-income3 | $25.00 | $25.00 | 11/3/2009 1:57:06 PM |
| lender12345 | $100.00 | $100.00 | 11/3/2009 3:30:03 PM |
| MoneyForNothing | $25.00 | $25.00 | 11/3/2009 3:17:13 PM |
| wwwUniversal | $25.00 | $25.00 | 11/3/2009 3:56:11 PM |
| exciting-fairness | $50.00 | $50.00 | 11/3/2009 4:02:37 PM |
| sparkling-contract7 | $25.00 | $25.00 | 11/3/2009 12:13:46 PM |
| Engineer44 | $25.00 | $25.00 | 11/3/2009 4:08:02 PM |
| serene-capital | $50.00 | $50.00 | 11/3/2009 3:48:10 PM |
| proton4 | $50.00 | $50.00 | 11/3/2009 3:53:12 PM |
| kinetic-social | $25.00 | $25.00 | 11/3/2009 4:02:44 PM |
| fiscal_family | $25.00 | $25.00 | 10/27/2009 5:31:32 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/28/2009 10:55:47 AM |
| tyson789 | $25.00 | $25.00 | 10/28/2009 1:12:17 PM |
| Unitas4302 | $50.00 | $50.00 | 10/28/2009 7:58:31 PM |
| wild-orange | $50.00 | $50.00 | 11/2/2009 6:33:01 PM |
| MoneyTree79 | $75.00 | $75.00 | 11/2/2009 6:19:53 PM |
| barflyer | $25.00 | $25.00 | 11/2/2009 5:04:37 PM |
| shrewd-income | $25.00 | $25.00 | 11/2/2009 11:08:20 PM |
| zippy-coin | $50.00 | $50.00 | 11/3/2009 3:31:54 AM |
| credit-coach118 | $25.00 | $25.00 | 11/3/2009 8:33:08 AM |
| maga | $100.00 | $100.00 | 11/3/2009 11:07:30 AM |
| Schlawinzer | $25.00 | $25.00 | 11/3/2009 5:25:55 AM |
| hasbegun | $28.00 | $28.00 | 11/3/2009 12:57:58 PM |
| velocity-winner | $25.00 | $25.00 | 11/3/2009 1:21:03 PM |
| steady-peace8 | $150.00 | $150.00 | 11/3/2009 3:49:06 PM |
| Rulea72 | $25.00 | $25.00 | 11/3/2009 3:53:59 PM |
| p2p-gala | $25.00 | $25.00 | 11/3/2009 10:55:03 AM |
| now101 | $50.00 | $50.00 | 11/3/2009 3:43:49 PM |
| TakeCare | $40.00 | $40.00 | 11/3/2009 3:49:13 PM |
| Kyileo | $25.00 | $25.00 | 11/3/2009 1:55:38 PM |
| 1SteelerFan | $40.00 | $40.00 | 11/3/2009 2:03:39 PM |
| exciting-fairness | $100.00 | $100.00 | 11/3/2009 2:18:51 PM |
| steady-peace8 | $300.00 | $300.00 | 11/3/2009 4:09:19 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
430533
This series of Notes was issued and sold upon the funding of the borrower loan #39318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-27-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 17.50% |
Starting borrower rate/APR:
| 18.50% / 20.81% |
Starting monthly payment:
| $58.25 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.30% |
Final monthly payment:
| $57.84 |
| |
|
Auction yield range:
| 4.29% - 17.50% |
Estimated loss impact:
| 2.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 24
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 77 | Length of status: | 17y 7m |
|
Amount delinquent:
| $135 |
Revolving credit balance:
| $11,372 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| exuberant-transaction |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Credit Cards
Purpose of loan:
This loan will be used to?
Pay off high interest credit cards.? I have a very stable job(same?Company for 17 1/2 years)?and able to make payment with no problem.
My financial situation:
I am a good candidate for this loan because? I have been making great strives in my life to pay-off debt.? I'm down to the last couple of headache credit cards with mad interest rates.? If I'm granted this loan I plan on paying these out and getting rid of them.? I pay my bills on time (the interest rate is what's killing me).? I'd rather be paying you than the credit card companies.? I've been on my job for 17 1/2?years and just trying to get back on track for myself and family.? I've recently been blessed to have been able to pay off the majority?of my debt,?but still down to a few.? I have a credit score of 720-740 and do pay my bills and care about my credit.? I pay my bills on time.
I have recently paid off several cards and down to three.? I have additional income on the side (sell on EBAY &?host jewelry parties) so that's how I was able to pay off most of my?debt over the last 7-8 months.? The ones that I paid out have been closed and the credit report might not show that yet because it has my debt ratio higher than it really is.? The one delinquent payment it show is from a card that I still owe that I'm disputing with them because of a posting error (had to submit banking information to the company to show it was paid on time).? Please ask any questions!!!!!!!!
Gross - $3500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrxtravis | $25.00 | $25.00 | 10/27/2009 4:12:11 PM |
| chibear34 | $25.00 | $25.00 | 10/28/2009 3:49:36 AM |
| tempo6 | $25.00 | $25.00 | 10/28/2009 7:14:53 AM |
| ideal-value | $100.00 | $100.00 | 10/28/2009 3:34:58 PM |
| alex189a | $25.00 | $25.00 | 10/28/2009 9:00:20 PM |
| base858 | $25.00 | $25.00 | 10/29/2009 10:41:15 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/29/2009 6:22:59 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/29/2009 6:20:09 PM |
| forthright-dedication | $25.00 | $25.00 | 10/30/2009 8:06:11 AM |
| understanding-integrity4 | $50.00 | $50.00 | 10/30/2009 4:07:09 PM |
| fairness-faire | $25.00 | $25.00 | 10/30/2009 4:15:24 PM |
| Stavros | $30.00 | $30.00 | 10/30/2009 4:33:10 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/31/2009 8:48:32 AM |
| thoughtful-investment045 | $25.00 | $25.00 | 10/30/2009 7:35:14 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/31/2009 8:48:03 AM |
| tender-ore | $25.00 | $25.00 | 10/31/2009 9:10:29 AM |
| GInBaghdad | $25.00 | $25.00 | 10/31/2009 12:33:13 PM |
| 1SteelerFan | $25.00 | $25.00 | 11/1/2009 2:01:57 PM |
| SV-AZ | $25.00 | $25.00 | 11/1/2009 2:02:29 PM |
| banker366 | $25.00 | $25.00 | 11/1/2009 7:16:40 PM |
| Aristophil | $150.00 | $150.00 | 11/1/2009 7:23:09 PM |
| efficient-principal | $25.00 | $25.00 | 11/1/2009 9:15:23 PM |
| Aristophil | $100.00 | $45.00 | 10/28/2009 7:28:28 PM |
| p2p-gala | $100.00 | $100.00 | 10/28/2009 8:38:27 PM |
| odcaapshs | $50.00 | $50.00 | 10/29/2009 10:28:40 AM |
| IPG1 | $25.00 | $25.00 | 10/29/2009 10:06:33 AM |
| datongmama | $25.00 | $25.00 | 10/29/2009 7:31:36 PM |
| mtnsofutah | $25.00 | $25.00 | 10/30/2009 3:37:14 PM |
| OldManP | $25.00 | $25.00 | 10/30/2009 10:54:29 PM |
| a-shiny-dime | $25.00 | $25.00 | 10/31/2009 9:08:00 AM |
| Westb | $50.00 | $50.00 | 10/31/2009 2:13:42 AM |
| sharp-credit | $200.00 | $200.00 | 11/1/2009 6:49:48 AM |
| hellasow | $25.00 | $25.00 | 10/31/2009 5:22:06 PM |
| baltar | $25.00 | $25.00 | 11/1/2009 6:50:57 AM |
| ksamba | $50.00 | $50.00 | 11/1/2009 3:57:32 PM |
| trishvix | $25.00 | $25.00 | 11/1/2009 8:47:40 PM |
| oldman68 | $25.00 | $25.00 | 11/1/2009 8:48:57 PM |
| bonus-patriot | $25.00 | $25.00 | 11/1/2009 4:07:54 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
430565
This series of Notes was issued and sold upon the funding of the borrower loan #39299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-27-2009 |
| |
Auction end date:
| Nov-03-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $164.31 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $162.12 |
| |
|
Auction yield range:
| 11.29% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,247 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| impressive-nickel9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high APR credit card
Purpose of loan:
This loan will be used to pay off my credit card I have with Citi.? My current APR on the card is very high.? It got as high as it is because I was unfortunately late with some payments when the account was younger.? That has changed however, and I haven't been late with a payment on this card for at least two years.? I also recently payed about $2000 on my balance.? So the other day I called Citi to try and get them to lower my APR to a more reasonable level and they refused so I am looking for other options.
My financial situation:
I currently work two part time jobs, both of witch I have had for over five years.? I am currently living with my parents so my monthly expenses are minimal.? As I mentioned, I recently lowered my balance with Citi by $2000.? In addition to that I payed off my other credit card, and I have used my cards very little in the past year or two.? The payments on this loan will be under $200 a month, and until recently the minimum payment on the Citi card was about $250 and as I said I haven't been late with a payment for two years.? I hope this shows that, while I have had some problems in the past paying my bills on time, that is no longer the case.
Monthly net income: between $1000 and $1200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/27/2009 4:13:10 PM |
| loyalist1 | $25.00 | $25.00 | 10/27/2009 4:13:58 PM |
| knight3136 | $25.00 | $25.00 | 10/27/2009 4:14:47 PM |
| capital-galaxy | $29.83 | $29.83 | 10/27/2009 4:14:56 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/27/2009 4:15:21 PM |
| scottr | $25.00 | $25.00 | 10/27/2009 4:14:45 PM |
| SNH | $50.00 | $50.00 | 10/27/2009 4:23:03 PM |
| personal-lender | $25.00 | $25.00 | 10/27/2009 4:23:07 PM |
| fortytwo | $50.00 | $50.00 | 10/27/2009 4:23:22 PM |
| wildguy | $25.00 | $25.00 | 10/27/2009 4:22:58 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/27/2009 4:24:12 PM |
| dparkhom | $25.00 | $25.00 | 10/27/2009 4:15:03 PM |
| Dubbs360 | $50.00 | $50.00 | 10/27/2009 4:15:52 PM |
| Toastsr | $25.00 | $25.00 | 10/27/2009 4:24:38 PM |
| dinero-mason | $50.00 | $50.00 | 10/27/2009 4:23:38 PM |
| FountainShrugged | $25.00 | $25.00 | 10/27/2009 4:23:43 PM |
| jhouman | $25.00 | $25.00 | 10/27/2009 4:24:47 PM |
| VBAces | $25.00 | $25.00 | 10/27/2009 4:24:52 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/27/2009 4:23:52 PM |
| fcb202 | $25.00 | $25.00 | 10/27/2009 4:25:09 PM |
| value-pole | $25.00 | $25.00 | 10/27/2009 4:25:19 PM |
| unclejaef | $25.00 | $25.00 | 10/27/2009 4:24:31 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/27/2009 4:24:34 PM |
| louisianalender | $100.00 | $100.00 | 10/27/2009 4:25:08 PM |
| TheYellowDart | $25.00 | $25.00 | 10/27/2009 4:25:42 PM |
| fareast_man | $25.00 | $25.00 | 10/27/2009 4:25:54 PM |
| Cash_Angel | $25.00 | $25.00 | 10/27/2009 4:28:53 PM |
| MetraLynn | $25.00 | $19.35 | 10/27/2009 4:30:24 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/27/2009 4:29:27 PM |
| InChicago | $25.00 | $25.00 | 10/27/2009 4:23:16 PM |
| 108lender | $75.00 | $75.00 | 10/27/2009 4:23:29 PM |
| treasure-transporter | $25.00 | $25.00 | 10/27/2009 4:23:55 PM |
| treasure-bliss | $50.00 | $50.00 | 10/27/2009 4:24:02 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/27/2009 4:24:29 PM |
| GElender | $25.00 | $25.00 | 10/27/2009 4:24:57 PM |
| PayItForward09 | $25.00 | $25.00 | 10/27/2009 4:28:17 PM |
| tsquared_030 | $25.00 | $25.00 | 10/27/2009 4:28:44 PM |
| desertoasis | $25.00 | $25.00 | 10/27/2009 4:28:58 PM |
| 626457 | $25.00 | $25.00 | 10/27/2009 4:30:12 PM |
| jonn834 | $25.00 | $25.00 | 10/27/2009 5:25:21 PM |
| foothillender | $25.00 | $25.00 | 10/28/2009 7:32:24 AM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 10:06:39 AM |
| loanman2007 | $50.00 | $50.00 | 10/30/2009 6:45:20 AM |
| Helenska11 | $25.00 | $25.00 | 10/31/2009 8:48:36 AM |
| site_ml | $25.00 | $25.00 | 10/30/2009 7:58:36 PM |
| ladybug838 | $25.00 | $25.00 | 11/1/2009 7:29:03 PM |
| icon7 | $25.00 | $25.00 | 11/1/2009 6:37:45 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 11/2/2009 5:01:19 PM |
| daekpon | $25.00 | $25.00 | 11/2/2009 5:57:52 PM |
| Nicksr | $25.00 | $25.00 | 11/2/2009 6:38:55 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/2/2009 7:58:18 PM |
| credit-coach118 | $25.00 | $25.00 | 11/3/2009 8:37:49 AM |
| keynaples | $32.34 | $32.34 | 11/3/2009 11:10:25 AM |
| Toby1montana | $50.00 | $50.00 | 11/3/2009 5:10:20 AM |
| UCLA4life | $25.00 | $25.00 | 11/3/2009 10:50:07 AM |
| Astyanax | $25.00 | $25.00 | 11/3/2009 11:51:49 AM |
| brother_tam | $50.00 | $50.00 | 11/3/2009 2:35:35 PM |
| leverage-monger | $50.00 | $50.00 | 11/3/2009 3:53:21 PM |
| just-trade0 | $36.00 | $36.00 | 11/3/2009 1:29:40 PM |
| jjsparks28 | $50.00 | $50.00 | 11/3/2009 4:07:57 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/27/2009 4:14:18 PM |
| Shepherd7 | $25.00 | $25.00 | 10/27/2009 4:15:45 PM |
| five-star-note | $25.00 | $25.00 | 10/27/2009 4:13:42 PM |
| slartibardfast | $25.00 | $25.00 | 10/27/2009 4:23:47 PM |
| NoCal | $25.00 | $25.00 | 10/27/2009 4:23:57 PM |
| Orringo | $25.00 | $25.00 | 10/27/2009 4:23:12 PM |
| AF-Chief | $25.00 | $25.00 | 10/27/2009 4:24:21 PM |
| value-microscope | $25.00 | $25.00 | 10/27/2009 4:23:16 PM |
| beezling | $52.00 | $52.00 | 10/27/2009 4:23:25 PM |
| Wangersinc | $25.00 | $25.00 | 10/27/2009 4:24:31 PM |
| loan-master996 | $50.00 | $50.00 | 10/27/2009 4:23:32 PM |
| heroic-benefit | $25.00 | $25.00 | 10/27/2009 4:23:39 PM |
| wrighco | $25.00 | $25.00 | 10/27/2009 4:24:42 PM |
| charming-point | $50.00 | $50.00 | 10/27/2009 4:23:45 PM |
| Prezotus | $25.00 | $25.00 | 10/27/2009 4:24:50 PM |
| GatorBux | $25.00 | $25.00 | 10/27/2009 4:24:02 PM |
| Tammy102800 | $25.00 | $25.00 | 10/27/2009 4:25:23 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/27/2009 4:24:05 PM |
| Havana21 | $50.00 | $50.00 | 10/27/2009 4:24:07 PM |
| unk1911 | $25.00 | $25.00 | 10/27/2009 4:25:34 PM |
| SkepticalBen | $25.00 | $25.00 | 10/27/2009 4:25:38 PM |
| NoMoreDebt4Me | $47.43 | $47.43 | 10/27/2009 4:24:21 PM |
| njlom | $25.00 | $25.00 | 10/27/2009 4:25:49 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/27/2009 4:24:33 PM |
| get30inc | $25.00 | $25.00 | 10/27/2009 4:24:36 PM |
| mtquan | $25.00 | $25.00 | 10/27/2009 4:24:44 PM |
| secobarbital | $25.00 | $25.00 | 10/27/2009 4:25:02 PM |
| special-peso | $50.00 | $50.00 | 10/27/2009 4:25:27 PM |
| JGB | $25.00 | $25.00 | 10/27/2009 4:25:45 PM |
| TandyJames | $25.00 | $25.00 | 10/27/2009 4:25:55 PM |
| purdue98 | $25.00 | $25.00 | 10/27/2009 4:28:24 PM |
| atothez | $25.00 | $25.00 | 10/27/2009 4:28:37 PM |
| blue_skies_ahead | $25.00 | $25.00 | 10/27/2009 4:29:34 PM |
| Carne_Chung | $25.00 | $25.00 | 10/27/2009 4:29:06 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/27/2009 4:30:18 PM |
| greenwell | $25.00 | $25.00 | 10/27/2009 4:29:33 PM |
| WalnutCreekguy | $25.00 | $25.00 | 10/27/2009 4:29:59 PM |
| anton | $25.00 | $25.00 | 10/27/2009 4:23:11 PM |
| tallmon | $25.00 | $25.00 | 10/27/2009 4:23:50 PM |
| bronzmajom | $25.00 | $25.00 | 10/27/2009 4:24:15 PM |
| spitzbergen | $25.00 | $25.00 | 10/27/2009 4:24:23 PM |
| honorable-yield | $25.00 | $25.00 | 10/27/2009 4:24:27 PM |
| YogaDude34 | $25.00 | $25.00 | 10/27/2009 4:24:55 PM |
| delivery | $25.00 | $25.00 | 10/27/2009 4:25:05 PM |
| tender-deal | $25.00 | $25.00 | 10/27/2009 4:25:16 PM |
| ZTA0796 | $25.00 | $25.00 | 10/27/2009 4:25:35 PM |
| benevolent-bonus | $25.00 | $25.00 | 10/27/2009 4:29:13 PM |
| Orca-man | $75.00 | $75.00 | 10/27/2009 4:29:36 PM |
| Headhunter14 | $25.00 | $25.00 | 10/27/2009 4:30:10 PM |
| blackbird02 | $25.00 | $25.00 | 10/28/2009 3:35:48 PM |
| szetheli | $117.00 | $117.00 | 10/29/2009 7:35:03 AM |
| marwadi-62 | $25.00 | $25.00 | 10/29/2009 4:26:16 PM |
| leverage-monger | $25.00 | $25.00 | 10/31/2009 12:30:13 PM |
| p2p-gala | $25.00 | $25.00 | 10/31/2009 7:18:27 PM |
| felicity-daydream | $25.00 | $25.00 | 11/1/2009 3:51:01 PM |
| niggard | $25.00 | $25.00 | 11/2/2009 12:44:05 PM |
| fuzed | $31.05 | $31.05 | 11/2/2009 4:59:38 PM |
| coin-investor | $25.00 | $25.00 | 11/2/2009 11:15:39 PM |
| 101010 | $75.00 | $75.00 | 11/3/2009 5:56:42 AM |
| leverage-monger | $25.00 | $25.00 | 11/3/2009 11:07:03 AM |
| a-finance-nirvana | $150.00 | $150.00 | 11/3/2009 3:17:45 PM |
| Engineer44 | $25.00 | $25.00 | 11/3/2009 4:09:07 PM |
| 122 bids
|