Sales Report:Supplement No. 72 dated Nov 03, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
429348
This series of Notes was issued and sold upon the funding of the borrower loan #39250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,029.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 9.50% |
Starting borrower rate/APR:
| 10.50% / 12.61% |
Starting monthly payment:
| $163.45 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $163.22 |
| |
|
Auction yield range:
| 4.27% - 9.50% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,069 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| loan-rider7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High Interest Cards
Purpose of loan:
This loan will be used to pay off high interest credit cards and consolidate the debt at a lower interest rate.
My financial situation:
Monthly net income: $ 2,907.56
Monthly expenses: $ 1526.00
??Housing: $ 400.00
??Insurance: $ 69.00
??Car expenses: $ 100.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 102.00
??Other expenses (child upport): $ 700.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ClearLake | $25.00 | $25.00 | 10/20/2009 4:10:36 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:29:45 PM |
| lean-velocity | $25.00 | $25.00 | 10/20/2009 4:31:35 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/20/2009 4:32:41 PM |
| Attract | $25.00 | $25.00 | 10/20/2009 4:31:03 PM |
| supersarah61 | $25.00 | $25.00 | 10/20/2009 4:30:22 PM |
| Tai | $25.00 | $25.00 | 10/20/2009 4:31:09 PM |
| kenji4861 | $50.00 | $50.00 | 10/20/2009 4:30:27 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:30:31 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:33:13 PM |
| ThomasC | $25.00 | $25.00 | 10/20/2009 4:30:55 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:31:39 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:31:57 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/20/2009 4:34:42 PM |
| wacko82 | $25.00 | $25.00 | 10/20/2009 4:31:29 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:32:20 PM |
| BeemerRider | $25.00 | $25.00 | 10/20/2009 4:32:47 PM |
| proper-commitment5 | $41.00 | $41.00 | 10/20/2009 4:33:31 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:33:37 PM |
| Gundu | $25.00 | $25.00 | 10/20/2009 4:33:02 PM |
| dirkjan | $25.00 | $25.00 | 10/20/2009 4:34:15 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/20/2009 4:34:35 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:56 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:34:47 PM |
| anton | $50.00 | $50.00 | 10/20/2009 4:34:27 PM |
| Barak | $80.00 | $80.00 | 10/20/2009 4:37:50 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:35:33 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:38:11 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:35:03 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/20/2009 4:38:43 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:38:47 PM |
| vinayski | $25.00 | $25.00 | 10/20/2009 4:36:16 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:37:25 PM |
| sas19 | $25.00 | $25.00 | 10/20/2009 4:37:39 PM |
| dr-dollar | $25.00 | $25.00 | 10/20/2009 4:39:14 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:39:19 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:37:09 PM |
| fortytwo | $250.00 | $90.92 | 10/20/2009 4:40:02 PM |
| Weaverville | $25.00 | $25.00 | 10/20/2009 4:37:19 PM |
| snowman34 | $25.00 | $25.00 | 10/20/2009 4:37:44 PM |
| Kelor99 | $25.00 | $25.00 | 10/20/2009 4:40:20 PM |
| zone6 | $100.00 | $100.00 | 10/20/2009 4:39:03 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:38:23 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:33:38 PM |
| Finspons | $75.00 | $75.00 | 10/20/2009 8:11:35 PM |
| unk1911 | $50.00 | $50.00 | 10/22/2009 10:23:07 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:37 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:20:26 PM |
| Dan77 | $25.00 | $25.00 | 10/24/2009 9:12:12 AM |
| RandyL3 | $25.00 | $25.00 | 10/24/2009 8:22:55 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:18:39 PM |
| farchoir | $25.00 | $25.00 | 10/25/2009 2:58:10 PM |
| building_community | $25.00 | $25.00 | 10/26/2009 10:35:05 AM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 1:15:25 PM |
| Magician | $25.00 | $25.00 | 10/26/2009 2:47:26 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:43:27 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/27/2009 6:52:32 AM |
| PotBellyPete | $25.00 | $25.00 | 10/27/2009 7:32:36 AM |
| MrLeft | $80.00 | $80.00 | 10/27/2009 8:15:26 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:33:24 PM |
| shellstar | $36.67 | $36.67 | 10/27/2009 10:11:58 AM |
| JBF_Investments | $25.00 | $25.00 | 10/27/2009 12:41:55 PM |
| blackstar | $25.00 | $25.00 | 10/27/2009 12:47:54 PM |
| bestloanrate | $25.00 | $25.00 | 10/27/2009 2:23:50 PM |
| Dandanrad | $25.00 | $25.00 | 10/27/2009 2:05:28 PM |
| DonaldColorado | $25.00 | $25.00 | 10/20/2009 4:26:55 PM |
| transparency-giant | $65.00 | $65.00 | 10/20/2009 4:27:05 PM |
| VBAces | $75.00 | $75.00 | 10/20/2009 4:30:41 PM |
| thegreatone | $50.00 | $50.00 | 10/20/2009 4:31:20 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:31:48 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2009 4:30:45 PM |
| kanakakm | $50.00 | $50.00 | 10/20/2009 4:31:13 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:33:08 PM |
| slartibardfast | $35.00 | $35.00 | 10/20/2009 4:30:33 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:31:17 PM |
| djh47a | $40.00 | $40.00 | 10/20/2009 4:31:44 PM |
| Cai8899 | $50.00 | $50.00 | 10/20/2009 4:32:06 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:32:27 PM |
| get30inc | $50.00 | $50.00 | 10/20/2009 4:32:11 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:33:44 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:36:19 PM |
| bchen78875 | $50.00 | $50.00 | 10/20/2009 4:37:32 PM |
| BlindProphet | $25.00 | $25.00 | 10/20/2009 4:37:59 PM |
| BigEarHole | $25.00 | $25.00 | 10/20/2009 4:35:30 PM |
| Aeroman32 | $25.00 | $25.00 | 10/20/2009 4:35:22 PM |
| czar3 | $25.00 | $25.00 | 10/20/2009 4:38:30 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/20/2009 4:38:35 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:35:42 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:36:58 PM |
| goofy15975 | $25.00 | $25.00 | 10/20/2009 4:38:50 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/20/2009 4:39:00 PM |
| inventive-funds | $25.00 | $25.00 | 10/20/2009 4:37:54 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:39:24 PM |
| YogaDude34 | $125.00 | $125.00 | 10/20/2009 4:39:34 PM |
| compoundinterest | $50.00 | $50.00 | 10/20/2009 4:38:03 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:37:03 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/20/2009 4:38:18 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:38:14 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:38:27 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:38:39 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:38:55 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:39:07 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:33:55 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:34:12 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 6:38:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:13:44 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:23:36 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:31:46 PM |
| zento | $25.00 | $25.00 | 10/22/2009 11:31:19 AM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:28:24 PM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 5:08:38 AM |
| fostaman | $25.00 | $25.00 | 10/26/2009 4:31:27 AM |
| wild-orange | $100.00 | $100.00 | 10/26/2009 3:46:48 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 3:56:22 PM |
| JerryB96 | $25.00 | $25.00 | 10/26/2009 6:03:18 PM |
| Graven33 | $25.41 | $25.41 | 10/26/2009 6:24:04 PM |
| leonparte | $25.00 | $25.00 | 10/26/2009 6:13:37 PM |
| Jalupa | $25.00 | $25.00 | 10/26/2009 7:58:02 PM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 8:19:02 AM |
| credit-coach118 | $25.00 | $25.00 | 10/27/2009 8:43:12 AM |
| wild-orange | $300.00 | $300.00 | 10/27/2009 3:19:01 PM |
| prainvestment | $50.00 | $50.00 | 10/27/2009 12:01:52 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/27/2009 3:57:59 PM |
| Lender0307 | $25.00 | $25.00 | 10/27/2009 3:43:09 PM |
| 124 bids
|
Borrower Payment Dependent Notes Series
429506
This series of Notes was issued and sold upon the funding of the borrower loan #39238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $197.91 |
|
Final lender yield:
| 8.50% |
Final borrower rate/APR:
| 9.50% / 9.84% |
Final monthly payment:
| $192.20 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1973 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,202 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| elvisloans |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
remodel bathroom
Purpose of loan:remodel bathroom
My financial situation:
I am a good candidate for this loan because? I have never been late on a loan payment in over 35 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TeachertoPolitician | $25.00 | $25.00 | 10/20/2009 4:09:14 PM |
| transparency-giant | $65.00 | $65.00 | 10/20/2009 4:27:03 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/20/2009 4:29:39 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:29:43 PM |
| credit-investor5 | $50.00 | $50.00 | 10/20/2009 4:30:01 PM |
| kenji4861 | $50.00 | $50.00 | 10/20/2009 4:30:24 PM |
| slartibardfast | $35.00 | $35.00 | 10/20/2009 4:30:36 PM |
| wacko82 | $25.00 | $25.00 | 10/20/2009 4:31:24 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/20/2009 4:29:58 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:32:30 PM |
| holstj | $25.00 | $25.00 | 10/20/2009 4:30:04 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/20/2009 4:32:35 PM |
| VBAces | $75.00 | $75.00 | 10/20/2009 4:30:36 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2009 4:30:47 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:31:37 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:33:45 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/20/2009 4:35:05 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:31:50 PM |
| BeemerRider | $25.00 | $25.00 | 10/20/2009 4:32:45 PM |
| proper-commitment5 | $41.00 | $41.00 | 10/20/2009 4:33:29 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:33:34 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:53 PM |
| dirkjan | $25.00 | $25.00 | 10/20/2009 4:34:10 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:35:01 PM |
| snowman34 | $25.00 | $25.00 | 10/20/2009 4:37:47 PM |
| anton | $50.00 | $50.00 | 10/20/2009 4:34:30 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/20/2009 4:35:14 PM |
| Barak | $80.00 | $80.00 | 10/20/2009 4:37:52 PM |
| Aeroman32 | $25.00 | $25.00 | 10/20/2009 4:35:19 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/20/2009 4:34:39 PM |
| BlindProphet | $25.00 | $25.00 | 10/20/2009 4:38:01 PM |
| bradny | $25.00 | $25.00 | 10/20/2009 4:35:16 PM |
| BigEarHole | $25.00 | $25.00 | 10/20/2009 4:35:27 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:35:31 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/20/2009 4:38:40 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:38:53 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:37:27 PM |
| sas19 | $25.00 | $25.00 | 10/20/2009 4:37:42 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:37:01 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:39:48 PM |
| adir1 | $25.00 | $25.00 | 10/20/2009 4:40:14 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:38:08 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:38:17 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:38:25 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:41:27 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/20/2009 4:39:42 PM |
| dpfl55 | $25.00 | $25.00 | 10/20/2009 4:42:01 PM |
| payout-showcase | $25.00 | $25.00 | 10/20/2009 4:42:11 PM |
| Ananya | $25.00 | $25.00 | 10/20/2009 4:42:29 PM |
| tlp43 | $25.00 | $25.00 | 10/20/2009 4:42:34 PM |
| martalli | $25.00 | $4.00 | 10/20/2009 4:42:42 PM |
| innocent-deal | $25.00 | $25.00 | 10/20/2009 4:41:32 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:40:21 PM |
| Cheburashka | $40.00 | $40.00 | 10/20/2009 4:40:25 PM |
| andyb9 | $25.00 | $25.00 | 10/20/2009 4:41:45 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/20/2009 4:40:46 PM |
| MGS | $25.00 | $25.00 | 10/20/2009 4:42:36 PM |
| panegryst | $25.00 | $25.00 | 10/20/2009 4:41:30 PM |
| MTLoans | $25.00 | $25.00 | 10/20/2009 4:41:50 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:28:05 PM |
| market-assembler | $50.00 | $50.00 | 10/20/2009 6:38:17 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:26:14 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:35:28 PM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:44 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/24/2009 7:07:11 AM |
| nobsbooks | $35.00 | $35.00 | 10/24/2009 10:33:43 AM |
| shrewd-justice0 | $25.00 | $25.00 | 10/24/2009 4:18:08 PM |
| LoanDMC | $25.00 | $25.00 | 10/25/2009 11:26:33 AM |
| building_community | $25.00 | $25.00 | 10/26/2009 10:42:16 AM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 1:17:51 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:49:09 PM |
| wild-orange | $200.00 | $200.00 | 10/26/2009 4:54:01 PM |
| AJ8981 | $50.00 | $50.00 | 10/27/2009 11:06:12 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/27/2009 11:23:01 AM |
| ytjameslee | $50.00 | $50.00 | 10/20/2009 4:24:39 PM |
| Hola_James | $25.00 | $25.00 | 10/20/2009 4:25:04 PM |
| amit_gu | $50.00 | $50.00 | 10/20/2009 4:23:31 PM |
| DonaldColorado | $25.00 | $25.00 | 10/20/2009 4:26:52 PM |
| baroo | $25.00 | $25.00 | 10/20/2009 4:27:11 PM |
| coondog | $25.00 | $25.00 | 10/20/2009 4:24:48 PM |
| Banker7371 | $25.00 | $25.00 | 10/20/2009 4:29:13 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:27:13 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/20/2009 4:27:45 PM |
| kanakakm | $50.00 | $50.00 | 10/20/2009 4:31:11 PM |
| thegreatone | $50.00 | $50.00 | 10/20/2009 4:31:23 PM |
| supersarah61 | $25.00 | $25.00 | 10/20/2009 4:30:18 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:31:54 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:32:24 PM |
| Tai | $25.00 | $25.00 | 10/20/2009 4:31:05 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:33:05 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:30:29 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:31:15 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:33:16 PM |
| ThomasC | $25.00 | $25.00 | 10/20/2009 4:30:52 PM |
| Attract | $25.00 | $25.00 | 10/20/2009 4:31:00 PM |
| Lender0010 | $25.00 | $25.00 | 10/20/2009 4:34:31 PM |
| get30inc | $50.00 | $50.00 | 10/20/2009 4:32:09 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:34:44 PM |
| lean-velocity | $25.00 | $25.00 | 10/20/2009 4:31:32 PM |
| djh47a | $40.00 | $40.00 | 10/20/2009 4:31:46 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/20/2009 4:32:44 PM |
| Gundu | $25.00 | $25.00 | 10/20/2009 4:32:58 PM |
| kirkjerk | $25.00 | $25.00 | 10/20/2009 4:33:46 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/20/2009 4:35:36 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/20/2009 4:35:25 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/20/2009 4:38:33 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:38:37 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:37:00 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:38:45 PM |
| Weaverville | $25.00 | $25.00 | 10/20/2009 4:37:22 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/20/2009 4:38:58 PM |
| bchen78875 | $50.00 | $50.00 | 10/20/2009 4:37:36 PM |
| nzlxjwek | $25.00 | $25.00 | 10/20/2009 4:39:57 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:37:12 PM |
| czar3 | $25.00 | $25.00 | 10/20/2009 4:38:32 PM |
| selector568 | $100.00 | $100.00 | 10/20/2009 4:40:22 PM |
| goofy15975 | $25.00 | $25.00 | 10/20/2009 4:38:52 PM |
| inventive-funds | $25.00 | $25.00 | 10/20/2009 4:37:56 PM |
| compoundinterest | $50.00 | $50.00 | 10/20/2009 4:38:06 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:39:17 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/20/2009 4:38:21 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:38:25 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/20/2009 4:41:33 PM |
| point-zebra | $25.00 | $25.00 | 10/20/2009 4:40:16 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:39:04 PM |
| figs4u2 | $400.00 | $400.00 | 10/20/2009 4:40:33 PM |
| dr-dollar | $25.00 | $25.00 | 10/20/2009 4:39:12 PM |
| Lancasterdust | $25.00 | $25.00 | 10/20/2009 4:39:32 PM |
| elegant-bonus | $25.00 | $25.00 | 10/20/2009 4:41:15 PM |
| brw | $25.00 | $25.00 | 10/20/2009 4:39:43 PM |
| 13nd3r | $25.00 | $25.00 | 10/20/2009 4:41:22 PM |
| bdpres1 | $25.00 | $25.00 | 10/20/2009 4:41:28 PM |
| dealarella | $25.00 | $25.00 | 10/20/2009 4:41:36 PM |
| jcfunder | $25.00 | $25.00 | 10/20/2009 4:41:42 PM |
| vkorichkov | $25.00 | $25.00 | 10/20/2009 4:41:56 PM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 4:42:15 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:41:34 PM |
| Toastsr | $300.00 | $300.00 | 10/20/2009 4:41:43 PM |
| otter | $25.00 | $25.00 | 10/20/2009 4:42:36 PM |
| unk1911 | $50.00 | $50.00 | 10/20/2009 5:05:21 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:27:33 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:27:49 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:28:21 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:49:52 PM |
| blot44 | $25.00 | $25.00 | 10/22/2009 5:54:19 PM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:26:56 PM |
| FundMaker | $25.00 | $25.00 | 10/23/2009 10:18:02 PM |
| fostaman | $25.00 | $25.00 | 10/23/2009 7:46:18 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:25:35 PM |
| dmitriy2 | $50.00 | $50.00 | 10/24/2009 10:28:58 PM |
| McChan | $100.00 | $100.00 | 10/25/2009 10:45:00 AM |
| mglanham | $25.00 | $25.00 | 10/25/2009 1:31:58 PM |
| loanman2007 | $50.00 | $50.00 | 10/25/2009 12:25:49 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/26/2009 4:10:27 AM |
| buffalobills | $25.00 | $25.00 | 10/26/2009 8:44:47 AM |
| JerryB96 | $25.00 | $25.00 | 10/26/2009 6:05:45 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 8:21:18 PM |
| PotBellyPete | $75.00 | $75.00 | 10/27/2009 7:36:20 AM |
| Lotsofbears | $25.00 | $25.00 | 10/27/2009 9:10:36 AM |
| 159 bids
|
Borrower Payment Dependent Notes Series
430088
This series of Notes was issued and sold upon the funding of the borrower loan #39279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 16.07% |
Starting borrower rate/APR:
| 17.07% / 19.27% |
Starting monthly payment:
| $107.06 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $104.00 |
| |
|
Auction yield range:
| 6.27% - 16.07% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| return-assembler |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Camera investment for rental
Purpose of loan:
This loan will be used to invest in a camera package, which I will rent out, along with my services.? Cameramen who own equipment tend to have an advantage when applying for jobs, because they can typically offer a camera package at the same cost or less than a rental house would, and the equipment is often better cared for.? Cameras that come from rental houses face constant abuse, and are sometimes inadvertently damaged by people who aren't as familiar with the equipment as they should be.(i.e. students)? An owner/operator usually babies his camera, and is very comfortable with it's operation.?
My financial situation:
I am a good candidate for this loan because I have been working in the film/video production industry for the last three years, getting more work and making more money each year.? I have established relationships with two production companies that hire me regularly, as a cinematographer or assistant cameraman, and I am always making new contacts.? I have great credit and my monthly expenses are fairly minimal:
rent + utilities - $600
car payment - $324
ins. + gas + maint. - ~$330
groceries - $120
food + entertainment - $150
misc. -$100
total ~$1654
Also, my car will be payed for in October, 2010.
I have already saved about $7500 dollars toward investing in this camera package.? I could continue to save, but would like to get things moving, because I have a couple of upcoming productions which would be happy to rent from me.? I estimate that I would need to rent the camera for about 30 days to cover the initial investment.? This will almost certainly happen within the next 12 months, based on my own records of employment.?
Links to some recent work, for those interested:
http://www.youtube.com/watch?v=G5TqfeSOpb8
http://www.youtube.com/watch?v=xZ0xsF5XWfo
http://www.youtube.com/watch?v=krG2d7OK8MM&feature=channel
Information in the Description is not verified.
Friends And Family Winning Bids
zippy-note has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hellasow | $25.00 | $25.00 | 10/26/2009 7:47:31 PM |
| KarmaBum77 | $25.00 | $25.00 | 10/27/2009 4:29:09 PM |
| peb44 | $179.03 | $179.03 | 10/27/2009 7:12:12 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/28/2009 7:00:27 PM |
| a-reasonable-return | $25.00 | $25.00 | 10/29/2009 8:54:09 AM |
| shrewd-income | $100.00 | $100.00 | 10/29/2009 10:17:38 AM |
| Prezotus | $25.00 | $25.00 | 10/29/2009 12:20:14 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:09:36 PM |
| loyalist1 | $25.00 | $25.00 | 10/29/2009 2:57:00 PM |
| investmentgroup | $25.00 | $25.00 | 10/29/2009 7:56:50 PM |
| elegant-bonus | $50.00 | $50.00 | 10/29/2009 5:05:18 PM |
| a_falk22 | $25.00 | $25.00 | 10/29/2009 9:24:56 PM |
| generous-deal6 | $25.00 | $25.00 | 10/29/2009 10:26:31 PM |
| Airthus | $25.00 | $25.00 | 10/30/2009 3:21:57 AM |
| Sturgee | $25.00 | $25.00 | 10/30/2009 4:55:40 AM |
| PotBellyPete | $50.00 | $50.00 | 10/30/2009 8:46:58 AM |
| ColoradoLender82 | $25.00 | $25.00 | 10/30/2009 10:01:56 AM |
| dman15 | $30.00 | $30.00 | 10/30/2009 9:41:47 AM |
| MapleLaker | $28.51 | $28.51 | 10/30/2009 11:56:56 AM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:07:55 PM |
| Vans1975 | $30.00 | $30.00 | 10/30/2009 10:27:36 AM |
| shrewd-income | $400.00 | $400.00 | 10/30/2009 11:28:51 AM |
| erowis | $25.00 | $25.00 | 10/30/2009 3:45:05 PM |
| unconquerable-cash | $40.00 | $40.00 | 10/30/2009 3:52:27 PM |
| Brown98 | $25.00 | $25.00 | 10/26/2009 2:31:26 PM |
| bondhedger | $25.00 | $25.00 | 10/28/2009 10:13:54 AM |
| LoanDMC | $25.00 | $25.00 | 10/28/2009 4:46:02 PM |
| OzGuy609 | $25.00 | $25.00 | 10/28/2009 7:39:44 PM |
| p2p-gala | $25.00 | $25.00 | 10/29/2009 5:44:36 AM |
| wise-spirited-nickel | $100.00 | $100.00 | 10/28/2009 8:39:28 PM |
| nalaari | $70.00 | $70.00 | 10/29/2009 6:34:26 AM |
| zippy-note | $100.00 | $100.00 | 10/29/2009 6:59:22 AM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 9:08:46 AM |
| Gaelicman | $100.00 | $100.00 | 10/29/2009 11:51:53 AM |
| Byrd24 | $100.00 | $100.00 | 10/29/2009 3:32:02 PM |
| marwadi-62 | $50.00 | $50.00 | 10/29/2009 4:21:26 PM |
| AEH_Now | $25.00 | $25.00 | 10/29/2009 4:27:15 PM |
| jybank | $25.00 | $25.00 | 10/29/2009 5:06:33 PM |
| banker9705 | $25.00 | $25.00 | 10/29/2009 7:21:07 PM |
| icon7 | $25.00 | $25.00 | 10/29/2009 6:43:13 PM |
| Lender0307 | $25.00 | $25.00 | 10/29/2009 9:57:12 PM |
| wild-orange | $300.00 | $300.00 | 10/30/2009 2:17:16 AM |
| gjm6d | $25.00 | $25.00 | 10/29/2009 5:03:14 PM |
| KarmaBum77 | $25.00 | $25.00 | 10/29/2009 9:00:38 PM |
| building_community | $25.00 | $25.00 | 10/30/2009 6:43:56 AM |
| glenium | $25.00 | $25.00 | 10/30/2009 4:22:42 AM |
| HawaiianHelper | $50.00 | $50.00 | 10/30/2009 1:11:19 AM |
| VT2VA | $25.00 | $25.00 | 10/30/2009 8:49:55 AM |
| a-finance-nirvana | $100.00 | $100.00 | 10/30/2009 6:25:09 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 7:17:25 AM |
| simiray | $25.00 | $25.00 | 10/30/2009 10:04:04 AM |
| coin-investor | $25.00 | $25.00 | 10/30/2009 11:45:48 AM |
| maga | $50.00 | $50.00 | 10/30/2009 9:24:31 AM |
| first-genuine-bid | $100.00 | $92.46 | 10/30/2009 1:01:53 PM |
| brother_tam | $50.00 | $50.00 | 10/30/2009 12:16:21 PM |
| Astyanax | $25.00 | $25.00 | 10/30/2009 1:07:40 PM |
| sgmm330 | $25.00 | $25.00 | 10/30/2009 1:13:46 PM |
| kinetic-social | $30.00 | $30.00 | 10/30/2009 3:41:40 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
429000
This series of Notes was issued and sold upon the funding of the borrower loan #39232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.79% |
Starting monthly payment:
| $49.41 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.35% |
Final monthly payment:
| $48.40 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,667 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| thankful-peso |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CC Consolidation
Purpose of loan:
This loan will be used to lower my Credit Card % to pay off them off
My financial situation: Good
I am a good candidate for this loan because I pay off my bills on time and just look for lower rates to save a bit for a home.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hellasow | $25.00 | $25.00 | 10/21/2009 8:26:14 PM |
| gilbrear | $25.00 | $25.00 | 10/23/2009 4:51:26 PM |
| ritwik | $50.00 | $29.78 | 10/23/2009 7:36:14 PM |
| Doogles02 | $50.00 | $50.00 | 10/23/2009 7:53:31 PM |
| AF-Chief | $25.00 | $25.00 | 10/25/2009 10:13:23 AM |
| lizphan1 | $25.00 | $25.00 | 10/25/2009 6:39:43 PM |
| desibhai | $270.22 | $270.22 | 10/26/2009 4:26:38 AM |
| jchurchi | $50.00 | $50.00 | 10/25/2009 4:49:15 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 4:51:52 PM |
| thegreatone | $50.00 | $50.00 | 10/26/2009 7:41:03 AM |
| SeaLoans | $25.00 | $25.00 | 10/26/2009 9:31:31 AM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 9:43:24 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:21:46 PM |
| generous-deal6 | $25.00 | $25.00 | 10/26/2009 12:23:03 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 1:03:41 PM |
| bid-wonder | $25.00 | $25.00 | 10/19/2009 1:06:09 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 10:12:11 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:11:13 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:43:59 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:19:29 PM |
| building_community | $25.00 | $25.00 | 10/22/2009 11:04:40 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:09:30 AM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 11:55:42 AM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:02:32 PM |
| EliteCapital | $25.00 | $25.00 | 10/23/2009 8:08:14 PM |
| beren42 | $25.00 | $25.00 | 10/24/2009 9:18:37 AM |
| Mack_Inv | $25.00 | $25.00 | 10/24/2009 8:44:31 AM |
| lender12345 | $25.00 | $25.00 | 10/24/2009 3:00:52 PM |
| Sevron | $50.00 | $50.00 | 10/25/2009 3:36:49 PM |
| farchoir | $25.00 | $25.00 | 10/25/2009 2:47:53 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:42:29 PM |
| paulsar71495 | $25.00 | $25.00 | 10/26/2009 6:01:05 AM |
| crw1950 | $50.00 | $50.00 | 10/25/2009 7:22:10 PM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:17:04 AM |
| sorace | $50.00 | $50.00 | 10/26/2009 11:30:48 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:31:39 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 9:59:26 AM |
| Spkthewrd3 | $25.00 | $25.00 | 10/26/2009 12:02:13 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
429346
This series of Notes was issued and sold upon the funding of the borrower loan #39217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,450.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.87% |
Starting monthly payment:
| $47.76 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 10.91% |
Final monthly payment:
| $45.77 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| community-faire |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Going Back to School
Purpose of loan:
This loan will be used to help me become an RN.? I have been blessed with the ability to stay home and raise my two sons for the past 6 years, but with both of them in school now, I am ready to start reaching some personal goals.? I have always dreamed of becoming a nurse and am excited to embark upon a career that is family friendly and challenging.? Please help me realize this dream!
My financial situation:
I have been manging our family budget for the past 7 years and have never had 1 late or missed payment.? I do all our finances on the computer and pay the bills by direct debit gauranteeing that everything gets paid right on time.
Montly income after taxes: $4200
House payment: $1450
Car payment: $520
Bills (Utilities/Phones etc...): $900
Groceries and Gas: $900
Savings: $300
That leaves $130 dollars for loan repayment.? We also have some emergency saving that could be used in a pinch.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, the income you list is from your spouse? How long will the program take, this is all that's needed for your RN, then you will begin work right away? Or do you have another job/skill that yourre working at in the meantime? Thanks! - shrewd-income
A:
Hi. Yes, the income is from my husband. He works while I take care of the kids and the house. Our account is joint with bills in both our names. I plan to take a course that specializes in preparing me for the exam required to get into my first choice school. Intensive review of Chem, Bio, and Maths for 3 months, then the exam, then nursing school. I have looked into and will be able to secure unsubsidized student loans for school, but they do not apply to this study course. Thanks!
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 5:55:24 PM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 5:07:30 AM |
| Astyanax | $25.86 | $25.86 | 10/27/2009 8:22:36 AM |
| kf88 | $25.00 | $25.00 | 10/27/2009 1:17:06 PM |
| sorace | $50.00 | $50.00 | 10/27/2009 1:47:42 PM |
| shrewd-income | $215.00 | $215.00 | 10/27/2009 1:49:18 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 1:53:05 PM |
| silver-beaker | $50.00 | $50.00 | 10/27/2009 2:11:58 PM |
| exchange-grizzly | $25.00 | $25.00 | 10/25/2009 9:29:52 AM |
| JerryB96 | $25.00 | $25.00 | 10/26/2009 6:02:39 PM |
| GEOFFS3 | $25.00 | $25.00 | 10/27/2009 1:22:34 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:33:00 PM |
| wild-orange | $750.00 | $484.14 | 10/27/2009 2:41:42 PM |
| bluefinch | $100.00 | $100.00 | 10/27/2009 2:59:57 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/27/2009 2:47:47 PM |
| El_Maestro | $25.00 | $25.00 | 10/27/2009 4:04:04 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
429434
This series of Notes was issued and sold upon the funding of the borrower loan #39284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,180.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 18.01% |
Starting borrower rate/APR:
| 19.01% / 21.23% |
Starting monthly payment:
| $483.19 |
|
Final lender yield:
| 18.01% |
Final borrower rate/APR:
| 19.01% / 21.23% |
Final monthly payment:
| $483.19 |
| |
|
Auction yield range:
| 4.27% - 18.01% |
Estimated loss impact:
| 2.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,354 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tremendous-coin |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my Credit Cards
Purpose of loan:
I would like?to pay off three(3) credit cards that, even though I always pay on time as you will see by my credit score, have high interest rates.? I have two(2) Bank of America accounts in which I am being charged 19.98% and 27.24% as well as a Discover account in which I am being charged a ridiculous 29.99%.? Under their current minimum payment structure, it will take me years to even make a small dent in the principle balances.? My current montly minimum payment on these three accounts is $372.? Under the?Prosper plan, with a?slightly higher?monthly payment amount, I will be rid of this debt once and for all in 3 years or less.?
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.? I have a secure job and?stable monthly income with occasional yearly bonuses.? My wife also works full-time as an E.R. Nurse with an annual income slightly higher than my own, which is not included in the stated ratios.?
I am at a point in my life where I have decided to do anything and everything to rid myself of all debt as quickly as possible so that I can better provide for my?family's future.?
Thank you for taking the time to read this, it is greatly appreciated!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sociallender | $25.00 | $25.00 | 10/20/2009 4:22:50 PM |
| reflective-rupee | $200.00 | $200.00 | 10/20/2009 4:33:20 PM |
| reflective-rupee | $100.00 | $100.00 | 10/20/2009 4:38:31 PM |
| Dustley | $25.00 | $25.00 | 10/21/2009 4:31:01 PM |
| tracyjo | $25.00 | $25.00 | 10/21/2009 7:22:39 PM |
| reflective-rupee | $100.00 | $100.00 | 10/22/2009 4:48:06 AM |
| IcedMochaFund | $25.00 | $25.00 | 10/22/2009 5:49:17 AM |
| blue-courageous-justice | $25.00 | $25.00 | 10/22/2009 8:04:12 AM |
| sflender1099 | $25.00 | $25.00 | 10/22/2009 4:13:03 PM |
| mattblizz | $100.00 | $100.00 | 10/23/2009 12:52:08 AM |
| principal-mermaid | $25.00 | $25.00 | 10/23/2009 11:41:37 AM |
| mtnsofutah | $50.00 | $50.00 | 10/23/2009 12:15:04 PM |
| sshgfwb | $25.00 | $25.00 | 10/23/2009 11:56:11 AM |
| memphisf01 | $25.00 | $25.00 | 10/23/2009 1:38:06 PM |
| srspank24 | $200.00 | $200.00 | 10/23/2009 3:37:17 PM |
| Dad2SandJ | $50.00 | $50.00 | 10/23/2009 4:25:04 PM |
| beakerfish | $300.00 | $300.00 | 10/23/2009 6:49:29 PM |
| shrewd-income | $90.00 | $90.00 | 10/23/2009 6:55:56 PM |
| Westb | $50.00 | $50.00 | 10/23/2009 8:00:49 PM |
| dcoggins | $25.00 | $25.00 | 10/24/2009 4:28:20 AM |
| mhammond | $50.00 | $50.00 | 10/23/2009 11:22:59 PM |
| 1SteelerFan | $50.00 | $50.00 | 10/23/2009 11:47:38 PM |
| CommerciaLender | $25.00 | $25.00 | 10/24/2009 10:40:43 AM |
| tyson789 | $100.00 | $100.00 | 10/24/2009 3:46:52 PM |
| HotStreak | $100.00 | $100.00 | 10/24/2009 4:46:01 PM |
| bssmom | $75.00 | $75.00 | 10/25/2009 5:12:03 PM |
| auction-sergeant | $50.00 | $50.00 | 10/25/2009 5:55:51 PM |
| Watersports | $450.00 | $450.00 | 10/26/2009 6:22:44 AM |
| reflective-rupee | $2,000.00 | $573.30 | 10/26/2009 9:24:22 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/26/2009 10:15:41 AM |
| building_community | $100.00 | $100.00 | 10/26/2009 10:36:19 AM |
| CERTIFIED | $100.00 | $100.00 | 10/26/2009 8:50:56 AM |
| bevans | $25.44 | $25.44 | 10/26/2009 10:46:31 AM |
| caseattle | $25.00 | $25.00 | 10/26/2009 11:28:29 AM |
| 113121 | $500.00 | $500.00 | 10/26/2009 2:09:39 PM |
| Bluebanker | $50.00 | $50.00 | 10/26/2009 1:04:38 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/26/2009 3:59:42 PM |
| alkylate | $81.52 | $81.52 | 10/26/2009 4:31:32 PM |
| Ray3486 | $25.00 | $25.00 | 10/26/2009 1:46:15 PM |
| brighteyes600 | $50.00 | $50.00 | 10/26/2009 2:15:56 PM |
| szetheli | $104.00 | $104.00 | 10/26/2009 4:40:56 PM |
| skorpious | $25.00 | $25.00 | 10/26/2009 2:49:27 PM |
| shrewd-income | $300.00 | $300.00 | 10/26/2009 4:05:49 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/26/2009 4:50:20 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:22:48 PM |
| gothampark | $25.00 | $25.00 | 10/26/2009 6:17:11 PM |
| JBF_Investments | $25.00 | $25.00 | 10/26/2009 6:10:37 PM |
| nashibaksi | $25.00 | $25.00 | 10/26/2009 6:54:39 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 10/26/2009 7:04:15 PM |
| bowl800 | $25.00 | $25.00 | 10/26/2009 6:49:52 PM |
| LT-Loans | $25.00 | $25.00 | 10/27/2009 4:05:27 AM |
| sharp-credit | $500.00 | $500.00 | 10/26/2009 7:25:41 PM |
| pythia | $25.00 | $25.00 | 10/26/2009 7:33:16 PM |
| TopHat64 | $30.00 | $30.00 | 10/26/2009 8:44:33 PM |
| newest-famous-velocity | $25.00 | $25.00 | 10/26/2009 9:26:43 PM |
| Zipcut | $100.00 | $100.00 | 10/27/2009 7:44:57 AM |
| grnii78 | $122.85 | $122.85 | 10/27/2009 6:57:59 AM |
| Dover | $25.00 | $25.00 | 10/27/2009 8:14:27 AM |
| PotBellyPete | $75.00 | $75.00 | 10/27/2009 7:35:18 AM |
| Cub4eva | $25.00 | $25.00 | 10/27/2009 12:47:06 AM |
| porwestco | $50.00 | $50.00 | 10/27/2009 4:49:31 AM |
| FundMaker | $25.00 | $25.00 | 10/27/2009 9:44:27 AM |
| ultimatepaintball | $50.00 | $50.00 | 10/27/2009 7:43:07 AM |
| Gold_Coin | $25.00 | $25.00 | 10/27/2009 10:36:14 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 11:07:53 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 11:07:34 AM |
| bxdoc | $95.93 | $95.93 | 10/27/2009 12:11:17 PM |
| dblaz5 | $500.00 | $500.00 | 10/27/2009 12:22:15 PM |
| velocity-flag | $25.00 | $25.00 | 10/27/2009 12:27:30 PM |
| Champ3295 | $26.00 | $26.00 | 10/27/2009 11:38:55 AM |
| hebergee | $25.00 | $25.00 | 10/27/2009 12:33:13 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:36:02 PM |
| StanTheMan | $25.00 | $25.00 | 10/27/2009 2:00:42 PM |
| lazyeye | $25.00 | $25.00 | 10/27/2009 2:13:52 PM |
| bestloanrate | $50.00 | $50.00 | 10/27/2009 2:30:54 PM |
| first-genuine-bid | $150.00 | $150.00 | 10/27/2009 2:48:36 PM |
| willinvest | $50.00 | $50.00 | 10/27/2009 2:54:06 PM |
| just-trade0 | $25.00 | $25.00 | 10/27/2009 11:51:40 AM |
| GInBaghdad | $25.00 | $25.00 | 10/27/2009 1:49:41 PM |
| Engineer44 | $35.00 | $35.00 | 10/27/2009 4:07:15 PM |
| investor_101 | $25.00 | $25.00 | 10/20/2009 4:36:10 PM |
| JustMee | $25.00 | $25.00 | 10/20/2009 4:53:44 PM |
| five-star-note | $35.00 | $35.00 | 10/20/2009 5:00:10 PM |
| revenue-sapling | $25.00 | $25.00 | 10/20/2009 5:47:00 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 3:17:43 PM |
| alterlatina | $25.00 | $25.00 | 10/21/2009 3:39:29 PM |
| currency-pipeline | $50.00 | $50.00 | 10/21/2009 5:14:05 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/21/2009 5:21:36 PM |
| reflective-rupee | $175.00 | $175.00 | 10/22/2009 4:48:24 AM |
| debtcollector | $250.00 | $250.00 | 10/22/2009 2:28:49 PM |
| BradP | $50.00 | $50.00 | 10/22/2009 4:31:11 PM |
| sshgfwb | $25.00 | $25.00 | 10/23/2009 11:55:41 AM |
| notyourdaddy | $25.00 | $25.00 | 10/23/2009 3:59:36 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 4:19:05 PM |
| hyperdrive7 | $25.00 | $25.00 | 10/23/2009 4:23:16 PM |
| reflective-rupee | $2,000.00 | $2,000.00 | 10/23/2009 4:49:09 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/23/2009 4:58:29 PM |
| JustOneVoice | $25.00 | $25.00 | 10/24/2009 3:47:40 AM |
| JTHarris | $100.00 | $100.00 | 10/24/2009 9:45:13 AM |
| SFBank | $200.00 | $200.00 | 10/24/2009 1:38:35 PM |
| balance-warrior | $25.00 | $25.00 | 10/24/2009 10:13:30 AM |
| hkme | $50.00 | $50.00 | 10/24/2009 5:46:13 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:24:19 PM |
| palace4 | $100.00 | $100.00 | 10/25/2009 2:03:33 PM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:24:25 PM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:23:05 PM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:23:49 PM |
| oblio66 | $50.00 | $50.00 | 10/26/2009 8:13:15 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/26/2009 8:55:59 AM |
| buphigam | $25.00 | $25.00 | 10/26/2009 1:06:55 PM |
| chevygal | $50.00 | $50.00 | 10/26/2009 12:49:15 PM |
| balance-warrior | $25.00 | $25.00 | 10/26/2009 1:54:18 PM |
| apxsinc | $50.00 | $50.00 | 10/26/2009 2:02:59 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 2:07:19 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 3:59:17 PM |
| saltymt | $25.00 | $25.00 | 10/26/2009 1:46:04 PM |
| Lender0000 | $250.00 | $250.00 | 10/26/2009 2:56:30 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:45:12 PM |
| wild-orange | $100.00 | $100.00 | 10/26/2009 4:50:08 PM |
| boo_hoo | $50.00 | $50.00 | 10/26/2009 5:00:36 PM |
| LT-Loans | $25.00 | $25.00 | 10/26/2009 5:11:08 PM |
| kochan123 | $25.00 | $25.00 | 10/26/2009 6:54:23 PM |
| bobbyhume | $25.00 | $25.00 | 10/26/2009 7:25:10 PM |
| Book-Mark | $25.00 | $25.00 | 10/26/2009 8:06:43 PM |
| asset-caballero | $25.00 | $25.00 | 10/26/2009 8:51:19 PM |
| icon7 | $25.00 | $25.00 | 10/26/2009 5:27:58 PM |
| fairness-swashbuckler | $60.96 | $60.96 | 10/26/2009 9:31:17 PM |
| rockhound84 | $25.00 | $25.00 | 10/26/2009 9:12:03 PM |
| balance-force | $25.00 | $25.00 | 10/26/2009 10:30:38 PM |
| credit-missile | $200.00 | $200.00 | 10/26/2009 10:59:00 PM |
| GEOFFS3 | $25.00 | $25.00 | 10/27/2009 1:23:40 AM |
| LakeShoreLending | $25.00 | $25.00 | 10/26/2009 7:14:32 PM |
| tempo6 | $25.00 | $25.00 | 10/27/2009 2:53:07 AM |
| loanman2007 | $100.00 | $100.00 | 10/27/2009 5:47:39 AM |
| TFAD72 | $25.00 | $25.00 | 10/26/2009 8:00:36 PM |
| Zipcut | $100.00 | $100.00 | 10/27/2009 7:45:27 AM |
| Rustang | $50.00 | $50.00 | 10/27/2009 9:42:07 AM |
| RecoveryLender | $25.00 | $25.00 | 10/27/2009 8:54:10 AM |
| erowis | $25.00 | $25.00 | 10/27/2009 9:55:19 AM |
| forthright-trade | $25.00 | $25.00 | 10/27/2009 10:21:33 AM |
| Shawnman19 | $25.00 | $25.00 | 10/27/2009 10:22:08 AM |
| emmeyP | $25.00 | $25.00 | 10/27/2009 10:33:54 AM |
| organic-platinum | $25.00 | $25.00 | 10/27/2009 11:38:52 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/27/2009 1:31:16 PM |
| whiterabbit1874 | $50.00 | $50.00 | 10/27/2009 11:46:50 AM |
| Prossper-Godfather | $250.00 | $250.00 | 10/27/2009 3:44:44 PM |
| SS123 | $25.00 | $25.00 | 10/27/2009 2:32:18 PM |
| Prossper-Godfather | $350.00 | $350.00 | 10/27/2009 3:45:17 PM |
| bevans | $50.00 | $50.00 | 10/27/2009 3:51:28 PM |
| RecoveryLender | $25.00 | $25.00 | 10/27/2009 3:45:02 PM |
| 150 bids
|
Borrower Payment Dependent Notes Series
429502
This series of Notes was issued and sold upon the funding of the borrower loan #39278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $31.88 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 6.00% / 6.34% |
Final monthly payment:
| $30.42 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $195 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| fairness-faire |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card balance rate reduction
Purpose of loan:
This loan will be used to lower credit-card balance interest rate.
My financial situation:
I am a good candidate for this loan because I will repay it with interest.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 10/22/2009 10:04:46 AM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:35:59 PM |
| d34dfish | $25.00 | $25.00 | 10/27/2009 5:14:52 PM |
| nicebank | $26.71 | $26.71 | 10/28/2009 4:58:29 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:33:43 AM |
| Astyanax | $25.00 | $25.00 | 10/29/2009 8:32:50 AM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 8:46:27 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/29/2009 9:20:00 AM |
| marwadi-62 | $200.00 | $200.00 | 10/22/2009 5:42:24 PM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:38:50 PM |
| nbah123 | $50.00 | $50.00 | 10/25/2009 7:42:43 PM |
| MathProfessor | $50.00 | $50.00 | 10/27/2009 7:44:23 PM |
| word140 | $25.00 | $25.00 | 10/28/2009 4:46:41 PM |
| dma1206 | $25.00 | $25.00 | 10/28/2009 4:59:40 PM |
| FundMaker | $25.00 | $25.00 | 10/28/2009 5:02:51 PM |
| sorace | $25.00 | $25.00 | 10/28/2009 5:39:52 PM |
| a-finance-nirvana | $250.00 | $223.29 | 10/28/2009 7:40:01 PM |
| gsp1885 | $25.00 | $25.00 | 10/28/2009 10:52:22 PM |
| billnsc | $50.00 | $50.00 | 10/29/2009 5:30:27 AM |
| hellasow | $25.00 | $25.00 | 10/29/2009 9:22:37 AM |
| 20 bids
|
Borrower Payment Dependent Notes Series
429536
This series of Notes was issued and sold upon the funding of the borrower loan #39270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 21.97% |
Starting borrower rate/APR:
| 22.97% / 25.25% |
Starting monthly payment:
| $116.08 |
|
Final lender yield:
| 21.97% |
Final borrower rate/APR:
| 22.97% / 25.25% |
Final monthly payment:
| $116.08 |
| |
|
Auction yield range:
| 8.27% - 21.97% |
Estimated loss impact:
| 7.02% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.95% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 24
/
22 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $54,237 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 90% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| ozie |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Nov-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Upgrading medical practice
Purpose of loan:
I am a psychiatrist . I?am?working in hospital as a full time psychiatrist with 198,000 annual salary.During my residiency I established a lot of debt.I opened new medical practice last year.And this loan will be used for computerized medical record system.You can obtain full information from WWW.WMHS.COM where I am full time staff psychiatrist.I obtained credit from prosper before and I fully paid that off.Sincerely.
My financial situation:
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ Bettween 8800 and 10600 depends on extra moonlighting at hospital..I can verify all income details..
Monthly expenses: $
??Housing: $2000
??Insurance: $ 150
??Car expenses: $ 360
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 650
??Clothing, household expenses $450
??Credit cards and other loans: $1350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you break down the $54,000 in revolving credit? - MsTabbyKats
A:
Citi platinium 12000
AMEX 18000
discover 8000
Capitol One 6500
HSBC 11000 and
Sears and Lowes cards
(Oct-21-2009)
Q:
Explain your past delinquency? How much student loan debt ? How much does the EMR cost and who is the provider? - FL-Lender
A:
Delinquency was 300 dollars hsbc card.I called them and cancelled the card.Five months later I got letter from collection company asking 500 dollars..I paid that off and tried to correct my credit report..Student loans original amount was 135.000 dolars..remaining balance is 60.000...EMR companies name is nextgen and the the cost will be 7500...Thanks..
(Oct-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 10/20/2009 4:22:00 PM |
| JustMee | $25.00 | $25.00 | 10/20/2009 4:58:47 PM |
| zielojo | $25.00 | $25.00 | 10/20/2009 9:46:36 PM |
| BenR | $100.00 | $100.00 | 10/21/2009 6:08:06 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/21/2009 6:45:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:04:45 PM |
| greenfuzz | $50.00 | $50.00 | 10/22/2009 3:12:13 PM |
| tnjohnso | $25.00 | $25.00 | 10/23/2009 4:24:18 PM |
| reflective-rupee | $25.00 | $25.00 | 10/23/2009 7:20:31 PM |
| lender12345 | $250.00 | $250.00 | 10/24/2009 3:13:38 PM |
| 101010 | $100.00 | $100.00 | 10/25/2009 1:17:27 PM |
| FL-Lender | $50.00 | $50.00 | 10/25/2009 12:45:39 PM |
| 101010 | $50.00 | $50.00 | 10/25/2009 1:18:13 PM |
| return-grizzly | $100.00 | $100.00 | 10/26/2009 1:41:34 PM |
| 113121 | $25.00 | $25.00 | 10/26/2009 2:07:50 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/26/2009 4:52:46 PM |
| Graven33 | $46.00 | $46.00 | 10/26/2009 6:27:33 PM |
| Trondheim_Norway | $100.00 | $100.00 | 10/27/2009 8:34:41 AM |
| Taho | $50.00 | $50.00 | 10/27/2009 9:28:48 AM |
| tender-ore | $25.00 | $25.00 | 10/27/2009 5:12:38 AM |
| payout-magician | $50.00 | $50.00 | 10/27/2009 6:33:25 AM |
| bevans | $25.00 | $25.00 | 10/27/2009 9:51:24 AM |
| rmpedi33 | $25.00 | $25.00 | 10/27/2009 10:51:51 AM |
| unequivocal-return | $100.00 | $100.00 | 10/27/2009 11:19:08 AM |
| shrewd-income | $100.00 | $100.00 | 10/27/2009 12:47:12 PM |
| reflective-rupee | $100.00 | $100.00 | 10/27/2009 2:02:41 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/27/2009 2:50:55 PM |
| 113121 | $200.00 | $200.00 | 10/27/2009 2:56:16 PM |
| Engineer44 | $40.00 | $40.00 | 10/27/2009 4:08:13 PM |
| TheAlchemist | $25.00 | $25.00 | 10/20/2009 10:33:06 PM |
| BenR | $100.00 | $100.00 | 10/21/2009 6:06:57 AM |
| IrrationalPi | $25.00 | $25.00 | 10/24/2009 4:48:06 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:31:57 PM |
| platinum-raker | $25.00 | $19.00 | 10/25/2009 4:34:37 PM |
| hamster | $50.00 | $50.00 | 10/25/2009 1:37:58 PM |
| building_community | $50.00 | $50.00 | 10/26/2009 10:42:29 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 1:07:28 PM |
| TheYellowDart | $25.00 | $25.00 | 10/26/2009 4:21:06 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/26/2009 5:28:20 PM |
| Alexander1776 | $25.00 | $25.00 | 10/27/2009 6:43:42 AM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 10:15:32 PM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 9:05:12 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 6:58:45 AM |
| PotBellyPete | $75.00 | $75.00 | 10/27/2009 7:37:18 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 7:48:09 AM |
| Gobsek | $25.00 | $25.00 | 10/27/2009 8:30:33 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:54:40 AM |
| turbobunny | $25.00 | $25.00 | 10/27/2009 12:59:12 PM |
| l2fp | $100.00 | $100.00 | 10/27/2009 10:01:35 AM |
| AuroraRobbin | $50.00 | $50.00 | 10/27/2009 11:00:39 AM |
| jybank | $50.00 | $50.00 | 10/27/2009 11:50:50 AM |
| just-trade0 | $25.00 | $25.00 | 10/27/2009 11:57:20 AM |
| invincible-gain | $100.00 | $100.00 | 10/27/2009 2:54:05 PM |
| smart-gain | $25.00 | $25.00 | 10/27/2009 4:07:37 PM |
| wwwUniversal | $25.00 | $25.00 | 10/27/2009 3:53:57 PM |
| kinetic-social | $25.00 | $25.00 | 10/27/2009 3:56:56 PM |
| Bill88 | $30.00 | $30.00 | 10/27/2009 3:57:12 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
429934
This series of Notes was issued and sold upon the funding of the borrower loan #39223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,350.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 26.50% |
Starting borrower rate/APR:
| 27.50% / 30.41% |
Starting monthly payment:
| $55.48 |
|
Final lender yield:
| 14.49% |
Final borrower rate/APR:
| 15.49% / 18.19% |
Final monthly payment:
| $47.12 |
| |
|
Auction yield range:
| 8.27% - 26.50% |
Estimated loss impact:
| 6.82% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 19
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $84,083 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| momentous-compassion5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs -- Prosper Score of 10!
Purpose of loan:
I will use this money for critical engine repairs to my car. This is the car I use to drive to work every day?and drop the kids off at school. I've been the owner of this car since mile 1, so I know its a good, dependable car and worthy of these repairs.?
My financial situation:
This will be easy money for investors. I've been with the same employer for ten years with a solid, rising salary throughout. I've?NEVER missed or been late for a payment on anything -- credit cards, mortgage, car loans, student loans, etc.?My wife and I are six years into a mortgage with a perfect payment record and we've paid off two new car loans (and are?28 months unblemished into a third loan?-- this is the car she drives to work). My credit score would be sky high if not for the amount of debt we have ... but see, that's why?I need this loan. We are a couple of months into a personally committed five year plan of getting rid of this debt load and me avoiding another car loan (used or new) and maintaining this car for another year or two will make a big difference in our gains.
Monthly net income: $ 6900
(This includes my wife's salary, which I know isn't formally allowed, but its our budget. She, too, has steady employment of nearly two years after six years of being a stay at home mom).
Monthly expenses: $ 6200
(This is a monthly average of everything on our budget from groceries to entertainment to fixed expenses).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have revolving credit balance $84,083? Can I get more info on this? - ydm
A:
As I touched upon in the listing, this debt is what we are working on slowly eliminating by not taking out another car loan. It's mostly credit cards and a home equity line of credit. The credit cards are a result of a dumb decisions made as a young man along with a bit too much reliance on plastic during the six years my wife was a stay at home mom with our kids. We are committed to eliminating this debt in a little over five years and this loan will help ($50/month vs. $250/month). Thanks.
(Oct-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Nusk | $25.00 | $25.00 | 10/29/2009 12:26:06 PM |
| Miklot | $145.00 | $145.00 | 10/29/2009 3:18:47 PM |
| GS-ROCK | $34.50 | $34.50 | 10/29/2009 3:33:46 PM |
| RadarLuv | $25.00 | $25.00 | 10/29/2009 5:05:34 PM |
| nurat | $48.51 | $48.51 | 10/30/2009 6:45:11 AM |
| DaddyBill | $25.00 | $25.00 | 10/29/2009 9:03:16 PM |
| next-time | $37.94 | $37.94 | 10/30/2009 9:23:50 AM |
| Rothgoe | $27.86 | $27.86 | 10/30/2009 11:23:51 AM |
| maga | $50.00 | $50.00 | 10/30/2009 9:20:40 AM |
| sorace | $50.00 | $50.00 | 10/30/2009 1:08:37 PM |
| Tikibarman | $100.00 | $100.00 | 10/30/2009 1:23:08 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/30/2009 3:06:53 PM |
| jybank | $25.00 | $25.00 | 10/30/2009 2:29:52 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/30/2009 3:31:52 PM |
| kinetic-social | $25.00 | $25.00 | 10/30/2009 3:45:27 PM |
| dudebrah | $25.00 | $25.00 | 10/29/2009 1:06:15 PM |
| versatilenyguy | $100.00 | $100.00 | 10/29/2009 1:27:26 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/29/2009 8:52:00 PM |
| glenium | $25.00 | $6.19 | 10/30/2009 4:20:23 AM |
| PotBellyPete | $100.00 | $100.00 | 10/30/2009 8:43:28 AM |
| CaliforniaSun | $25.00 | $25.00 | 10/30/2009 10:21:37 AM |
| flwah | $25.00 | $25.00 | 10/30/2009 10:38:15 AM |
| wild-orange | $100.00 | $100.00 | 10/30/2009 1:00:07 PM |
| generous-deal6 | $25.00 | $25.00 | 10/30/2009 1:00:59 PM |
| Leshan | $50.00 | $50.00 | 10/30/2009 11:31:24 AM |
| coin-investor | $25.00 | $25.00 | 10/30/2009 2:38:27 PM |
| economy-synapse | $25.00 | $25.00 | 10/30/2009 2:51:15 PM |
| brother_tam | $50.00 | $50.00 | 10/30/2009 12:10:34 PM |
| lucygirl2 | $50.00 | $50.00 | 10/30/2009 1:11:18 PM |
| gilbrear | $25.00 | $25.00 | 10/30/2009 2:03:57 PM |
| reflective-rupee | $25.00 | $25.00 | 10/30/2009 2:19:57 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
430000
This series of Notes was issued and sold upon the funding of the borrower loan #39220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $79.70 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $77.42 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,035 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| goliath7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A used car for me
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $23.53 | 10/23/2009 4:05:02 PM |
| DonaldColorado | $25.00 | $25.00 | 10/23/2009 4:04:58 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 10/23/2009 4:21:30 PM |
| FundMaker | $30.00 | $30.00 | 10/23/2009 10:29:51 PM |
| blot44 | $100.00 | $100.00 | 10/24/2009 5:59:34 AM |
| bondhedger | $25.00 | $25.00 | 10/24/2009 1:52:18 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:55:39 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:34:27 AM |
| Digs | $25.00 | $25.00 | 10/29/2009 11:20:08 AM |
| MathProfessor | $25.00 | $25.00 | 10/29/2009 3:03:09 PM |
| kf88 | $30.00 | $30.00 | 10/29/2009 3:21:16 PM |
| marwadi-62 | $200.00 | $200.00 | 10/29/2009 4:23:30 PM |
| YummiBear | $25.00 | $25.00 | 10/29/2009 5:35:23 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:07:08 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:08:02 PM |
| icon7 | $25.00 | $25.00 | 10/29/2009 6:40:46 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/30/2009 12:43:42 AM |
| Bodyboard | $25.00 | $25.00 | 10/29/2009 6:51:54 PM |
| Blind_Pig | $27.00 | $27.00 | 10/30/2009 9:01:00 AM |
| ladybug838 | $25.00 | $25.00 | 10/30/2009 1:30:35 AM |
| quiggles | $25.00 | $25.00 | 10/30/2009 6:34:46 AM |
| njmlaj726 | $25.00 | $25.00 | 10/30/2009 1:37:01 PM |
| solarwind | $25.00 | $25.00 | 10/23/2009 3:59:44 PM |
| turbospeed | $25.00 | $25.00 | 10/23/2009 3:57:31 PM |
| SchaeferJ | $25.00 | $25.00 | 10/23/2009 4:12:45 PM |
| bondhedger | $25.00 | $25.00 | 10/24/2009 1:52:37 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 8:27:04 PM |
| YourBoss | $25.00 | $25.00 | 10/27/2009 7:22:41 AM |
| wild-orange | $1,000.00 | $1,000.00 | 10/26/2009 10:59:10 PM |
| PBanker | $25.00 | $25.00 | 10/28/2009 4:58:03 PM |
| HealthAndSafety | $100.00 | $100.00 | 10/28/2009 10:42:39 PM |
| Zeenos | $39.47 | $39.47 | 10/28/2009 10:20:46 PM |
| busybee999 | $25.00 | $25.00 | 10/29/2009 3:16:35 PM |
| ChristopherHS | $25.00 | $25.00 | 10/29/2009 2:23:05 PM |
| aloha933 | $25.00 | $25.00 | 10/29/2009 2:33:23 PM |
| jybank | $25.00 | $25.00 | 10/29/2009 5:04:57 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:07:23 PM |
| wwwUniversal | $25.00 | $25.00 | 10/29/2009 6:19:41 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:07:43 PM |
| gsp1885 | $25.00 | $25.00 | 10/29/2009 10:56:57 PM |
| RIVERBEND | $25.00 | $25.00 | 10/30/2009 11:25:44 AM |
| sgmm330 | $25.00 | $25.00 | 10/30/2009 1:14:05 PM |
| octoberfresh | $25.00 | $25.00 | 10/30/2009 3:00:21 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
430150
This series of Notes was issued and sold upon the funding of the borrower loan #39229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $115.02 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $113.49 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 24y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,910 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| integrity-xylophone |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
helping family member
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rosario1 | $25.00 | $25.00 | 10/26/2009 4:38:11 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 4:38:34 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 4:41:46 PM |
| knight3136 | $25.00 | $25.00 | 10/26/2009 4:47:38 PM |
| zone8 | $25.00 | $25.00 | 10/26/2009 4:47:55 PM |
| Shepherd7 | $25.00 | $25.00 | 10/26/2009 4:50:46 PM |
| LKN2RTR | $25.00 | $25.00 | 10/26/2009 4:51:09 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 4:49:22 PM |
| Dubbs360 | $50.00 | $50.00 | 10/26/2009 4:51:15 PM |
| wildguy | $25.00 | $25.00 | 10/26/2009 5:01:54 PM |
| InChicago | $25.00 | $25.00 | 10/26/2009 5:02:22 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:02:24 PM |
| dinero-mason | $50.00 | $50.00 | 10/26/2009 5:02:50 PM |
| charming-point | $50.00 | $50.00 | 10/26/2009 5:03:01 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/26/2009 5:03:11 PM |
| NoCal | $25.00 | $25.00 | 10/26/2009 5:03:19 PM |
| treasure-bliss | $50.00 | $50.00 | 10/26/2009 5:03:21 PM |
| slartibardfast | $25.00 | $25.00 | 10/26/2009 5:03:05 PM |
| AF-Chief | $25.00 | $25.00 | 10/26/2009 5:03:48 PM |
| GatorBux | $25.00 | $25.00 | 10/26/2009 5:03:24 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:03:29 PM |
| Halos2002 | $50.00 | $50.00 | 10/26/2009 5:03:45 PM |
| Toastsr | $25.00 | $25.00 | 10/26/2009 5:04:13 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:04:21 PM |
| mtquan | $25.00 | $25.00 | 10/26/2009 5:04:25 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/26/2009 5:04:05 PM |
| VBAces | $25.00 | $25.00 | 10/26/2009 5:04:34 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/26/2009 5:04:07 PM |
| GElender | $25.00 | $25.00 | 10/26/2009 5:04:39 PM |
| get30inc | $25.00 | $25.00 | 10/26/2009 5:04:10 PM |
| fcb202 | $25.00 | $25.00 | 10/26/2009 5:04:57 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:04:31 PM |
| unk1911 | $25.00 | $25.00 | 10/26/2009 5:05:22 PM |
| SkepticalBen | $25.00 | $25.00 | 10/26/2009 5:05:30 PM |
| ZTA0796 | $25.00 | $25.00 | 10/26/2009 5:05:26 PM |
| value-microscope | $25.00 | $25.00 | 10/26/2009 5:02:27 PM |
| loan-master996 | $50.00 | $50.00 | 10/26/2009 5:02:43 PM |
| biobulator | $25.00 | $25.00 | 10/26/2009 5:02:46 PM |
| lagnisiruk | $25.00 | $25.00 | 10/26/2009 5:03:39 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/26/2009 5:03:42 PM |
| unclejaef | $25.00 | $25.00 | 10/26/2009 5:03:59 PM |
| special-peso | $50.00 | $50.00 | 10/26/2009 5:05:18 PM |
| slcchad | $25.00 | $25.00 | 10/26/2009 5:05:38 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 7:38:33 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 7:58:18 PM |
| LarryNY | $25.00 | $25.00 | 10/27/2009 4:02:01 PM |
| fuzed | $25.00 | $25.00 | 10/27/2009 5:04:21 PM |
| mercuriant | $25.00 | $25.00 | 10/28/2009 4:49:11 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/26/2009 4:42:18 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/26/2009 4:42:53 PM |
| 626457 | $25.00 | $25.00 | 10/26/2009 4:38:38 PM |
| noble-revenue | $100.00 | $100.00 | 10/26/2009 4:48:14 PM |
| jlr613 | $25.00 | $25.00 | 10/26/2009 4:50:52 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:02:08 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:02:05 PM |
| anton | $25.00 | $25.00 | 10/26/2009 5:02:13 PM |
| andrewgl | $25.00 | $25.00 | 10/26/2009 5:02:21 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:03:08 PM |
| fortytwo | $50.00 | $50.00 | 10/26/2009 5:02:30 PM |
| beezling | $52.00 | $52.00 | 10/26/2009 5:02:39 PM |
| 108lender | $75.00 | $75.00 | 10/26/2009 5:02:40 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/26/2009 5:03:27 PM |
| treasure-transporter | $25.00 | $25.00 | 10/26/2009 5:03:16 PM |
| honorable-yield | $25.00 | $25.00 | 10/26/2009 5:03:53 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/26/2009 5:03:56 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/26/2009 5:03:32 PM |
| kid8549 | $25.00 | $25.00 | 10/26/2009 5:03:33 PM |
| irrelevant | $25.00 | $25.00 | 10/26/2009 5:04:18 PM |
| secobarbital | $25.00 | $25.00 | 10/26/2009 5:04:44 PM |
| delivery | $25.00 | $25.00 | 10/26/2009 5:04:48 PM |
| louisianalender | $100.00 | $100.00 | 10/26/2009 5:04:52 PM |
| value-pole | $25.00 | $25.00 | 10/26/2009 5:05:10 PM |
| Tammy102800 | $25.00 | $25.00 | 10/26/2009 5:05:13 PM |
| income-rocker2 | $25.00 | $25.00 | 10/26/2009 5:05:16 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/26/2009 5:05:35 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/26/2009 5:05:05 PM |
| TheYellowDart | $25.00 | $25.00 | 10/26/2009 5:05:44 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:05:52 PM |
| fareast_man | $25.00 | $3.00 | 10/26/2009 5:05:59 PM |
| Orringo | $25.00 | $25.00 | 10/26/2009 5:02:19 PM |
| heroic-benefit | $25.00 | $25.00 | 10/26/2009 5:02:55 PM |
| FountainShrugged | $25.00 | $25.00 | 10/26/2009 5:02:58 PM |
| bronzmajom | $25.00 | $25.00 | 10/26/2009 5:03:37 PM |
| spitzbergen | $25.00 | $25.00 | 10/26/2009 5:03:50 PM |
| Wangersinc | $25.00 | $25.00 | 10/26/2009 5:04:02 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 5:04:15 PM |
| jhouman | $25.00 | $25.00 | 10/26/2009 5:04:29 PM |
| YogaDude34 | $25.00 | $25.00 | 10/26/2009 5:04:36 PM |
| catomaior | $25.00 | $25.00 | 10/26/2009 5:05:01 PM |
| drg6289 | $25.00 | $25.00 | 10/26/2009 5:05:58 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 5:12:07 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
430324
This series of Notes was issued and sold upon the funding of the borrower loan #39247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $81.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $81.42 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 23 | Length of status: | 3y 4m |
|
Amount delinquent:
| $4,905 |
Revolving credit balance:
| $2,890 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| spokanemom |
Borrower's state:
| Washington |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Sep-2009)
620-640
(Jul-2009)
600-620
(Oct-2008)
620-640
(Sep-2007)
|
|
Principal balance:
| $1,246.17 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Help Fix my Van for my Kids Safety
Purpose of loan:I am a single Mom with 2 boys. I have a great job and it is very stable. I?have received two raises since I started?3 years ago. I need to get my van fixed. It needs a hub replaced and new brakes. The warranty on the hub just ran out. So I have to pay for it out of pocket. The hub?is an unexpected expense and it is something that needs to be fixed for the ABS, Traction Control and Stability Control to work.
I?currently have a prosper loan and have made all my payments on time.?I hope I have shown that I would be a great candidate for this loan.?I would rather pay my interest to people who are willing to help others than to a bank.?I have been through a?lot and my credit has been through the ringer.?I am recently divorced and it has destroyed my credit. I have continued to pay my bills on time but our joint credit stills shows on my credit. This has caused me a lot of problems.
My financial situation:I truly want to change my situation.?I am current on my car payments, credit card payments and prosper payments. I really need to?get?my car fixed so I can get my kids around safely.?With winter coming I need to get this taken care of right away. I would truly appreciate your help and I will pay back this loan.
Monthly net income: $?2300 (work) $900 (child support)
Monthly expenses: $???
Housing: $?450??
Insurance: $ 110??
Car expenses: $ 560??
Utilities: $ 100??
Phone, cable, internet: $ 100??
Food, entertainment: $ 400??
Clothing, household expenses $ 150??
Credit cards and other loans: $?325??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is the child support always paid to you on time? thanks - reflective-rupee
A:
Yes it is. It is collected by the state and my ex-husband has a very good job with the Railroad. Thank you for asking. I appreciate your help.
(Nov-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 10/26/2009 5:11:57 PM |
| TheAlchemist | $25.00 | $25.00 | 10/26/2009 6:26:10 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 9:40:31 AM |
| Laxa | $25.00 | $25.00 | 10/29/2009 1:30:59 PM |
| lifelongreds | $50.00 | $50.00 | 10/31/2009 11:54:07 AM |
| Unitas4302 | $400.00 | $400.00 | 10/31/2009 12:47:46 PM |
| lender12345 | $25.00 | $25.00 | 11/1/2009 2:09:07 PM |
| reflective-rupee | $250.00 | $250.00 | 11/1/2009 1:51:20 PM |
| reflective-rupee | $250.00 | $250.00 | 11/1/2009 6:12:22 AM |
| capital-galaxy | $200.00 | $91.65 | 11/1/2009 8:07:36 PM |
| reflective-rupee | $25.00 | $25.00 | 11/1/2009 1:51:54 PM |
| well-mannered-income3 | $25.00 | $25.00 | 11/2/2009 8:35:50 AM |
| serene-capital | $25.00 | $25.00 | 11/2/2009 12:46:16 PM |
| five-star-note | $30.00 | $30.00 | 11/2/2009 10:50:56 AM |
| currency-bumblebee | $50.00 | $50.00 | 10/27/2009 4:44:11 PM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 8:55:10 PM |
| stupiddayjob | $53.35 | $53.35 | 11/1/2009 12:36:39 PM |
| reflective-rupee | $100.00 | $100.00 | 11/1/2009 6:12:42 AM |
| reflective-rupee | $50.00 | $50.00 | 11/1/2009 1:51:41 PM |
| genuine-diversification5 | $25.00 | $25.00 | 11/2/2009 5:50:18 AM |
| Doug1043 | $25.00 | $25.00 | 11/2/2009 10:06:11 AM |
| flwah | $25.00 | $25.00 | 11/2/2009 4:54:38 AM |
| a-finance-nirvana | $50.00 | $50.00 | 11/2/2009 5:48:57 AM |
| Mikale360 | $25.00 | $25.00 | 11/2/2009 12:33:36 PM |
| wauktown62 | $50.00 | $50.00 | 11/2/2009 7:48:17 AM |
| Kash2010lu | $25.00 | $25.00 | 11/2/2009 12:15:20 PM |
| marybennet | $25.00 | $25.00 | 11/2/2009 1:27:51 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
430882
This series of Notes was issued and sold upon the funding of the borrower loan #39281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $47.82 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $46.45 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 2
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,814 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| greenback-venture6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Sectional
Purpose of loan:
This loan will be used to purchase furniture for our living room. We recently purchased a home and need more furniture
My financial situation:
I am a good candidate for this loan because I am responsible and committed to paying all my debts on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 10/28/2009 4:10:07 PM |
| transparency-giant | $50.00 | $50.00 | 10/28/2009 4:10:58 PM |
| aspen5 | $25.00 | $25.00 | 10/28/2009 4:12:38 PM |
| kulender | $25.00 | $25.00 | 10/28/2009 4:15:28 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/28/2009 4:15:33 PM |
| kenji4861 | $50.00 | $50.00 | 10/28/2009 4:22:17 PM |
| Attract | $25.00 | $25.00 | 10/28/2009 4:22:25 PM |
| wacko82 | $25.00 | $25.00 | 10/28/2009 4:15:32 PM |
| Tai | $25.00 | $25.00 | 10/28/2009 4:22:29 PM |
| slartibardfast | $35.00 | $35.00 | 10/28/2009 4:22:24 PM |
| awwaww | $25.00 | $25.00 | 10/28/2009 4:22:54 PM |
| MTLoans | $25.00 | $25.00 | 10/28/2009 4:23:53 PM |
| mamayama | $25.00 | $25.00 | 10/28/2009 4:24:03 PM |
| supersarah61 | $25.00 | $25.00 | 10/28/2009 4:22:14 PM |
| AF-Chief | $35.00 | $35.00 | 10/28/2009 4:22:37 PM |
| wrighco | $25.00 | $25.00 | 10/28/2009 4:22:49 PM |
| Aeroman32 | $25.00 | $25.00 | 10/28/2009 4:22:57 PM |
| abidos | $25.00 | $25.00 | 10/28/2009 4:23:04 PM |
| SchaeferJ | $25.00 | $25.00 | 10/28/2009 4:59:28 PM |
| bchen78875 | $50.00 | $50.00 | 10/28/2009 4:23:19 PM |
| BlindProphet | $25.00 | $25.00 | 10/28/2009 4:23:26 PM |
| compoundinterest | $50.00 | $50.00 | 10/28/2009 4:23:30 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/28/2009 4:23:38 PM |
| Havana21 | $50.00 | $50.00 | 10/28/2009 4:23:44 PM |
| elegant-bonus | $25.00 | $25.00 | 10/28/2009 4:23:50 PM |
| vkorichkov | $35.00 | $35.00 | 10/28/2009 4:23:57 PM |
| market-assembler | $40.03 | $40.03 | 10/28/2009 7:08:16 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/28/2009 11:59:46 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:37:13 AM |
| junes08 | $50.00 | $50.00 | 10/29/2009 10:06:37 AM |
| rdrloan | $25.00 | $25.00 | 10/28/2009 4:11:02 PM |
| DonaldColorado | $25.00 | $25.00 | 10/28/2009 4:10:55 PM |
| VBAces | $75.00 | $75.00 | 10/28/2009 4:15:31 PM |
| HunterSix | $25.00 | $25.00 | 10/28/2009 4:15:30 PM |
| Medic05 | $25.00 | $25.00 | 10/28/2009 4:15:23 PM |
| uncleegg | $25.00 | $25.00 | 10/28/2009 4:22:09 PM |
| kanakakm | $50.00 | $50.00 | 10/28/2009 4:22:34 PM |
| get30inc | $50.00 | $50.00 | 10/28/2009 4:22:43 PM |
| a-responsible-return | $25.00 | $25.00 | 10/28/2009 4:22:48 PM |
| SNH | $50.00 | $50.00 | 10/28/2009 4:22:42 PM |
| Weaverville | $25.00 | $25.00 | 10/28/2009 4:23:13 PM |
| goofy15975 | $25.00 | $25.00 | 10/28/2009 4:23:44 PM |
| SDNLR | $25.00 | $25.00 | 10/28/2009 4:23:47 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/28/2009 4:23:39 PM |
| dionysus03 | $25.00 | $4.97 | 10/28/2009 4:24:06 PM |
| personal-lender | $25.00 | $25.00 | 10/28/2009 4:23:10 PM |
| gracej | $25.00 | $25.00 | 10/28/2009 4:23:35 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
430924
This series of Notes was issued and sold upon the funding of the borrower loan #39273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-29-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $95.64 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $92.91 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,805 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ericb674 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Backyard Deck
Purpose of loan:
This loan will be used to? build a nice sized deck in our backyard...approx 800 square feet. I will supply the labor. I only need the materials! Nice boost to home value as well.
My financial situation:
I am a good candidate for this loan because? my credit rating is flawless and I have not had any negative credit impacts in the last 10 years. Guaranteed return!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 10/29/2009 4:09:07 PM |
| transparency-giant | $50.00 | $50.00 | 10/29/2009 4:09:11 PM |
| rdrloan | $25.00 | $25.00 | 10/29/2009 4:20:31 PM |
| supersarah61 | $25.00 | $25.00 | 10/29/2009 4:27:39 PM |
| SNH | $50.00 | $50.00 | 10/29/2009 4:28:12 PM |
| BlindProphet | $25.00 | $25.00 | 10/29/2009 4:28:56 PM |
| mamayama | $25.00 | $25.00 | 10/29/2009 4:29:39 PM |
| compoundinterest | $50.00 | $50.00 | 10/29/2009 4:29:00 PM |
| goofy15975 | $25.00 | $25.00 | 10/29/2009 4:29:16 PM |
| ytjameslee | $50.00 | $50.00 | 10/29/2009 4:30:44 PM |
| trident9 | $50.00 | $50.00 | 10/29/2009 4:29:54 PM |
| mmqc | $25.00 | $25.00 | 10/29/2009 4:31:13 PM |
| JGB | $25.00 | $25.00 | 10/29/2009 4:30:08 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/29/2009 4:31:46 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/29/2009 4:30:36 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/29/2009 4:31:54 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 10/29/2009 4:32:29 PM |
| greenwell | $50.00 | $50.00 | 10/29/2009 4:31:21 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/29/2009 4:31:24 PM |
| iruz | $50.00 | $50.00 | 10/29/2009 4:31:58 PM |
| lucrative-worth | $25.00 | $25.00 | 10/29/2009 4:32:13 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/29/2009 4:32:22 PM |
| AF-Chief | $35.00 | $35.00 | 10/29/2009 4:28:08 PM |
| a-responsible-return | $25.00 | $25.00 | 10/29/2009 4:28:20 PM |
| personal-lender | $25.00 | $25.00 | 10/29/2009 4:28:42 PM |
| Weaverville | $25.00 | $25.00 | 10/29/2009 4:28:46 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/29/2009 4:29:59 PM |
| fervent-repayment | $25.00 | $25.00 | 10/29/2009 4:30:23 PM |
| bonus-antioxidant | $25.00 | $25.00 | 10/29/2009 4:30:41 PM |
| johntina | $50.00 | $50.00 | 10/29/2009 4:30:51 PM |
| verse99 | $25.00 | $25.00 | 10/29/2009 4:30:55 PM |
| orbiter614 | $50.00 | $50.00 | 10/29/2009 4:31:35 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/29/2009 4:32:15 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/29/2009 4:32:19 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/30/2009 4:50:29 AM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:14:11 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:14:47 PM |
| Chad2Help | $25.00 | $25.00 | 10/30/2009 11:45:27 AM |
| kid8549 | $25.00 | $25.00 | 10/29/2009 4:09:15 PM |
| five-star-note | $25.00 | $25.00 | 10/29/2009 4:18:30 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/29/2009 4:12:28 PM |
| slartibardfast | $35.00 | $35.00 | 10/29/2009 4:27:48 PM |
| Attract | $25.00 | $25.00 | 10/29/2009 4:27:54 PM |
| kenji4861 | $50.00 | $50.00 | 10/29/2009 4:27:43 PM |
| leverage-monger | $50.00 | $50.00 | 10/29/2009 4:18:50 PM |
| kanakakm | $50.00 | $50.00 | 10/29/2009 4:28:03 PM |
| get30inc | $50.00 | $50.00 | 10/29/2009 4:28:16 PM |
| turbospeed | $25.00 | $25.00 | 10/29/2009 4:20:10 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/29/2009 4:29:13 PM |
| abidos | $25.00 | $25.00 | 10/29/2009 4:28:37 PM |
| SDNLR | $25.00 | $25.00 | 10/29/2009 4:29:24 PM |
| MTLoans | $25.00 | $25.00 | 10/29/2009 4:29:32 PM |
| bchen78875 | $50.00 | $50.00 | 10/29/2009 4:28:51 PM |
| Havana21 | $50.00 | $50.00 | 10/29/2009 4:29:20 PM |
| dionysus03 | $25.00 | $25.00 | 10/29/2009 4:29:43 PM |
| nuclearmoose | $25.00 | $25.00 | 10/29/2009 4:31:09 PM |
| blackstar | $25.00 | $25.00 | 10/29/2009 4:31:50 PM |
| Orca-man | $50.00 | $50.00 | 10/29/2009 4:32:10 PM |
| uncleegg | $25.00 | $25.00 | 10/29/2009 4:27:35 PM |
| Tai | $25.00 | $25.00 | 10/29/2009 4:27:58 PM |
| wrighco | $25.00 | $25.00 | 10/29/2009 4:28:23 PM |
| gracej | $25.00 | $25.00 | 10/29/2009 4:29:05 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/29/2009 4:29:09 PM |
| elegant-bonus | $25.00 | $25.00 | 10/29/2009 4:29:28 PM |
| kchen486 | $25.00 | $25.00 | 10/29/2009 4:29:49 PM |
| gentle-gold | $25.00 | $25.00 | 10/29/2009 4:30:04 PM |
| generosity-neutrino | $25.00 | $25.00 | 10/29/2009 4:30:12 PM |
| TandyJames | $50.00 | $50.00 | 10/29/2009 4:30:17 PM |
| dparkhom | $25.00 | $25.00 | 10/29/2009 4:31:16 PM |
| point-shooter | $25.00 | $25.00 | 10/29/2009 4:32:02 PM |
| FlexFunding | $100.00 | $100.00 | 10/29/2009 4:32:17 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/29/2009 4:32:27 PM |
| flwah | $50.00 | $30.00 | 10/29/2009 4:32:40 PM |
| blot44 | $100.00 | $100.00 | 10/29/2009 8:19:36 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:14:31 PM |
| GeoLender | $25.00 | $25.00 | 10/29/2009 7:15:03 PM |
| investmentgroup | $25.00 | $25.00 | 10/29/2009 7:51:06 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
431130
This series of Notes was issued and sold upon the funding of the borrower loan #39276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-30-2009 |
| |
Auction end date:
| Oct-31-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $164.31 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $162.12 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 11
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,622 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 62% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| eat_my_cooki |
Borrower's state:
| RhodeIsland |
Borrower's group:
| PLEDGE - Open Membership!!! |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting my Masters
Back to School
This loan will be used to pay for school. I got accepted to a Master's program at a local university and I need some financial assistance to pay for school.
My financial situation:
I am a good candidate for this loan because I am a responsible person. I already have a bachelors degree in Political Science and Business Management. I graduated high school and college with honors. I am currently employed at a well-known company and I am always on-time with payments. I also just sold my car and I have been riding the bus so I do not have a car payment; All the money that I would have used to pay off a car note will instead be used towards paying off this?loan.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mjm77_1 | $25.00 | $25.00 | 10/30/2009 4:08:43 PM |
| five-star-note | $25.00 | $25.00 | 10/30/2009 4:08:47 PM |
| wrighco | $25.00 | $25.00 | 10/30/2009 4:11:00 PM |
| YogaDude34 | $25.00 | $25.00 | 10/30/2009 4:11:10 PM |
| equitable-credit0 | $25.00 | $25.00 | 10/30/2009 4:11:39 PM |
| mudaholic | $25.00 | $25.00 | 10/30/2009 4:08:21 PM |
| deal-pioneer1 | $25.00 | $25.00 | 10/30/2009 4:11:59 PM |
| Poiny | $25.00 | $25.00 | 10/30/2009 4:12:16 PM |
| Helenska11 | $25.00 | $25.00 | 10/30/2009 4:09:11 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/30/2009 4:10:51 PM |
| Toastsr | $25.00 | $25.00 | 10/30/2009 4:10:58 PM |
| mtquan | $25.00 | $25.00 | 10/30/2009 4:11:03 PM |
| GElender | $25.00 | $25.00 | 10/30/2009 4:11:13 PM |
| JGB | $25.00 | $25.00 | 10/30/2009 4:14:25 PM |
| hope-gadget | $25.00 | $25.00 | 10/30/2009 4:11:46 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/30/2009 4:15:02 PM |
| javajahn | $25.00 | $25.00 | 10/30/2009 4:12:01 PM |
| westsidehighway | $25.00 | $25.00 | 10/30/2009 4:08:59 PM |
| djh47a | $25.00 | $25.00 | 10/30/2009 4:16:33 PM |
| slcchad | $25.00 | $25.00 | 10/30/2009 4:16:56 PM |
| noble-revenue | $100.00 | $100.00 | 10/30/2009 4:17:02 PM |
| zone8 | $25.00 | $25.00 | 10/30/2009 4:10:16 PM |
| TheYellowDart | $25.00 | $25.00 | 10/30/2009 4:14:22 PM |
| fareast_man | $25.00 | $25.00 | 10/30/2009 4:14:27 PM |
| efficient-principal | $25.00 | $25.00 | 10/30/2009 4:10:31 PM |
| atothez | $25.00 | $25.00 | 10/30/2009 4:14:35 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/30/2009 4:10:53 PM |
| VBAces | $25.00 | $25.00 | 10/30/2009 4:11:09 PM |
| secobarbital | $25.00 | $25.00 | 10/30/2009 4:11:16 PM |
| loyalist1 | $25.00 | $25.00 | 10/30/2009 4:19:00 PM |
| WalnutCreekguy | $25.00 | $25.00 | 10/30/2009 4:15:25 PM |
| a-finance-nirvana | $350.00 | $350.00 | 10/30/2009 4:15:40 PM |
| wildguy | $25.00 | $25.00 | 10/30/2009 4:19:20 PM |
| Evan_Safe | $25.00 | $25.00 | 10/30/2009 4:12:07 PM |
| Shepherd7 | $25.00 | $25.00 | 10/30/2009 4:19:29 PM |
| catomaior | $25.00 | $25.00 | 10/30/2009 4:16:25 PM |
| KiwiElf | $25.00 | $25.00 | 10/30/2009 4:16:55 PM |
| Hondo | $25.00 | $25.00 | 10/30/2009 4:17:04 PM |
| SDNLR | $25.00 | $25.00 | 10/30/2009 4:17:06 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/30/2009 4:17:11 PM |
| fcb202 | $25.00 | $25.00 | 10/30/2009 4:14:05 PM |
| PayItForward09 | $25.00 | $25.00 | 10/30/2009 4:14:30 PM |
| benevolent-bonus | $25.00 | $25.00 | 10/30/2009 4:14:54 PM |
| Orca-man | $25.00 | $25.00 | 10/30/2009 4:15:12 PM |
| flwah | $50.00 | $50.00 | 10/30/2009 4:16:14 PM |
| dinero-mason | $50.00 | $50.00 | 10/30/2009 4:24:28 PM |
| slartibardfast | $25.00 | $25.00 | 10/30/2009 4:24:31 PM |
| Orringo | $25.00 | $25.00 | 10/30/2009 4:24:17 PM |
| fortytwo | $50.00 | $50.00 | 10/30/2009 4:24:20 PM |
| NoCal | $25.00 | $25.00 | 10/30/2009 4:24:38 PM |
| Havana21 | $50.00 | $50.00 | 10/30/2009 4:24:43 PM |
| SNH | $50.00 | $50.00 | 10/30/2009 4:24:12 PM |
| anton | $25.00 | $25.00 | 10/30/2009 4:24:14 PM |
| charming-point | $50.00 | $50.00 | 10/30/2009 4:24:31 PM |
| treasure-transporter | $25.00 | $25.00 | 10/30/2009 4:24:36 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/30/2009 4:24:42 PM |
| bronzmajom | $25.00 | $25.00 | 10/30/2009 4:24:47 PM |
| unk1911 | $25.00 | $25.00 | 10/30/2009 4:24:59 PM |
| srthsvghdthtr | $25.00 | $25.00 | 10/30/2009 4:38:28 PM |
| reflective-rupee | $25.00 | $25.00 | 10/30/2009 4:32:19 PM |
| gdbls | $25.00 | $25.00 | 10/30/2009 6:17:11 PM |
| site_ml | $25.00 | $25.00 | 10/30/2009 6:24:37 PM |
| JustMee | $25.00 | $25.00 | 10/30/2009 8:42:14 PM |
| leverage-monger | $50.00 | $50.00 | 10/31/2009 7:55:16 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/30/2009 4:09:06 PM |
| get30inc | $25.00 | $25.00 | 10/30/2009 4:10:55 PM |
| delivery | $25.00 | $25.00 | 10/30/2009 4:11:19 PM |
| louisianalender | $100.00 | $100.00 | 10/30/2009 4:11:24 PM |
| ben10jen | $25.00 | $25.00 | 10/30/2009 4:11:36 PM |
| TheRock | $25.00 | $25.00 | 10/30/2009 4:12:19 PM |
| vkorichkov | $30.00 | $30.00 | 10/30/2009 4:12:45 PM |
| jhouman | $25.00 | $25.00 | 10/30/2009 4:11:05 PM |
| SkepticalBen | $25.00 | $25.00 | 10/30/2009 4:14:18 PM |
| greenwell | $25.00 | $25.00 | 10/30/2009 4:15:07 PM |
| PatRichi | $25.00 | $25.00 | 10/30/2009 4:16:00 PM |
| w3alter | $50.00 | $50.00 | 10/30/2009 4:16:01 PM |
| desertoasis | $50.00 | $50.00 | 10/30/2009 4:16:05 PM |
| visionary-currency | $25.00 | $25.00 | 10/30/2009 4:16:09 PM |
| biobulator | $25.00 | $25.00 | 10/30/2009 4:16:20 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/30/2009 4:16:35 PM |
| Artist_Blue | $25.00 | $25.00 | 10/30/2009 4:17:00 PM |
| bnlforever | $25.00 | $25.00 | 10/30/2009 4:17:08 PM |
| irrelevant | $25.00 | $25.00 | 10/30/2009 4:17:14 PM |
| justice-dna | $25.00 | $25.00 | 10/30/2009 4:17:26 PM |
| special-peso | $50.00 | $50.00 | 10/30/2009 4:14:13 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/30/2009 4:14:20 PM |
| SweetHoneyPot | $25.00 | $25.00 | 10/30/2009 4:10:29 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/30/2009 4:19:08 PM |
| 626457 | $25.00 | $25.00 | 10/30/2009 4:15:33 PM |
| SlickNick | $25.00 | $25.00 | 10/30/2009 4:15:48 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 10/30/2009 4:15:52 PM |
| FountainShrugged | $25.00 | $25.00 | 10/30/2009 4:16:23 PM |
| Lam0nt | $25.00 | $25.00 | 10/30/2009 4:16:37 PM |
| ChrisTJ | $25.00 | $25.00 | 10/30/2009 4:16:43 PM |
| skro | $25.00 | $25.00 | 10/30/2009 4:16:52 PM |
| value-pole | $25.00 | $25.00 | 10/30/2009 4:14:09 PM |
| TandyJames | $25.00 | $25.00 | 10/30/2009 4:14:29 PM |
| purdue98 | $25.00 | $25.00 | 10/30/2009 4:14:33 PM |
| Cash_Angel | $25.00 | $25.00 | 10/30/2009 4:14:41 PM |
| building_community | $25.00 | $25.00 | 10/30/2009 4:16:13 PM |
| uncleegg | $25.00 | $25.00 | 10/30/2009 4:16:29 PM |
| seisen | $50.00 | $50.00 | 10/30/2009 4:16:48 PM |
| beezling | $52.00 | $52.00 | 10/30/2009 4:24:22 PM |
| loan-master996 | $50.00 | $50.00 | 10/30/2009 4:24:26 PM |
| birddogsb | $50.00 | $50.00 | 10/30/2009 4:17:17 PM |
| heroic-benefit | $25.00 | $25.00 | 10/30/2009 4:24:30 PM |
| elegant-bonus | $25.00 | $25.00 | 10/30/2009 4:17:19 PM |
| cgkid | $25.00 | $25.00 | 10/30/2009 4:17:43 PM |
| community-seahorse | $25.00 | $25.00 | 10/30/2009 4:17:51 PM |
| Dubbs360 | $45.00 | $45.00 | 10/30/2009 4:19:31 PM |
| tallmon | $25.00 | $25.00 | 10/30/2009 4:24:33 PM |
| treasure-bliss | $50.00 | $50.00 | 10/30/2009 4:24:40 PM |
| lagnisiruk | $25.00 | $25.00 | 10/30/2009 4:24:49 PM |
| personal-lender | $25.00 | $25.00 | 10/30/2009 4:24:13 PM |
| 108lender | $75.00 | $75.00 | 10/30/2009 4:24:24 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/30/2009 4:24:34 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/30/2009 4:24:45 PM |
| NoMoreDebt4Me | $50.00 | $43.00 | 10/30/2009 4:24:51 PM |
| economy-synapse | $50.00 | $50.00 | 10/30/2009 4:47:09 PM |
| med_chemist | $25.00 | $25.00 | 10/30/2009 5:13:58 PM |
| gdbls | $25.00 | $25.00 | 10/30/2009 6:15:05 PM |
| 121 bids
|
Borrower Payment Dependent Notes Series
429303
This series of Notes was issued and sold upon the funding of the borrower loan #39235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $173.33 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $168.47 |
| |
|
Auction yield range:
| 4.27% - 14.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,804 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 68% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| wise-punctual-asset |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Interest CCs
This loan will be used to pay off a high interest credit card.? About 10 years ago I got sucked into the credit card vortex through my own misuse of credit.? I kept telling myself that with my next bonus I will pay it down, or with the next tax return or the next raise, etc... It perpetuated until I realized that over the past ten years I've really only been accumulating debt, never actually?paying it down - only making minimum payments.I am determined to stop the cycle.Which brings me to this site, as this looks like a great way to help me get out of debt and to help some people make some money in the process.
You will find on my credit report that I have many open accounts, but?I always pay on time.? I have been employed in my field every day?since I graduated college in 1999 and I am also attending Kellogg School of Management working towards earning my MBA in technology management (work is paying for it).
If you put your faith in me and help fund my loan, I promise that you will be repaid in full, plus interest and you willl also have my family's undying gratitude as you will be helping us get to a much better place financially.
Please dont hesitate to ask questions, I will respond as soon as humanly possible !
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:23:15 PM |
| robot777 | $25.00 | $25.00 | 10/20/2009 4:29:36 PM |
| CallMeBen | $25.00 | $25.00 | 10/20/2009 4:36:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/20/2009 4:42:59 PM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 4:44:32 PM |
| Stavros | $30.00 | $30.00 | 10/22/2009 6:54:25 AM |
| affluence-tulip | $53.61 | $53.61 | 10/22/2009 4:04:52 PM |
| building_community | $25.00 | $25.00 | 10/23/2009 3:48:26 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:03:22 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/23/2009 7:09:47 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:36 PM |
| mhammond | $50.00 | $50.00 | 10/23/2009 11:19:32 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/26/2009 8:51:08 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:35:41 AM |
| phaded | $25.00 | $25.00 | 10/26/2009 1:07:10 PM |
| sentry256 | $25.00 | $25.00 | 10/26/2009 1:07:40 PM |
| puyanera | $25.00 | $25.00 | 10/26/2009 1:03:05 PM |
| NJournalist | $25.00 | $25.00 | 10/26/2009 1:07:56 PM |
| IP | $50.00 | $50.00 | 10/26/2009 1:04:18 PM |
| sks1 | $25.00 | $25.00 | 10/26/2009 1:07:05 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 1:04:07 PM |
| lazyeye | $25.00 | $25.00 | 10/26/2009 1:07:04 PM |
| skorpious | $25.00 | $25.00 | 10/26/2009 2:45:36 PM |
| bbanc123 | $69.98 | $69.98 | 10/26/2009 7:26:42 PM |
| minista | $25.00 | $25.00 | 10/26/2009 7:36:50 PM |
| noodles932 | $101.15 | $101.15 | 10/26/2009 7:59:08 PM |
| meabandit | $52.72 | $52.72 | 10/26/2009 10:07:39 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 10:20:20 PM |
| gain-dolphin | $50.00 | $50.00 | 10/26/2009 10:23:38 PM |
| MINDVSMATTER | $50.00 | $50.00 | 10/27/2009 1:08:53 AM |
| loanman2007 | $50.00 | $50.00 | 10/27/2009 5:44:58 AM |
| LesPaul1 | $25.00 | $25.00 | 10/27/2009 6:56:18 AM |
| spudbeach | $62.71 | $62.71 | 10/26/2009 10:18:18 PM |
| tompau | $25.00 | $25.00 | 10/27/2009 8:15:59 AM |
| lazyeye | $100.00 | $100.00 | 10/27/2009 5:58:56 AM |
| twjh | $30.00 | $30.00 | 10/27/2009 6:01:45 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/27/2009 7:36:53 AM |
| Lender50 | $25.00 | $25.00 | 10/27/2009 7:57:58 AM |
| buffalobills | $25.00 | $25.00 | 10/27/2009 8:04:56 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 8:14:53 AM |
| Rustang | $50.00 | $50.00 | 10/27/2009 9:39:26 AM |
| SkipMcGrath | $27.85 | $27.85 | 10/27/2009 10:11:12 AM |
| Jcardone33 | $25.00 | $25.00 | 10/27/2009 10:57:53 AM |
| tenchi2777 | $25.00 | $25.00 | 10/27/2009 11:09:28 AM |
| Champ3295 | $25.00 | $25.00 | 10/27/2009 11:34:33 AM |
| GInBaghdad | $25.00 | $25.00 | 10/27/2009 1:48:17 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 1:50:17 PM |
| shrewd-income | $100.00 | $100.00 | 10/27/2009 12:44:00 PM |
| tuckerdog75 | $25.00 | $25.00 | 10/27/2009 2:08:56 PM |
| emmeyP | $25.00 | $25.00 | 10/27/2009 10:37:03 AM |
| whitegold24k | $250.00 | $250.00 | 10/27/2009 3:09:00 PM |
| mpatrick | $100.00 | $100.00 | 10/27/2009 3:52:52 PM |
| SS123 | $25.00 | $25.00 | 10/27/2009 2:30:41 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 3:56:16 PM |
| Engineer44 | $35.00 | $35.00 | 10/27/2009 4:04:29 PM |
| Prossper-Godfather | $30.00 | $30.00 | 10/27/2009 3:42:09 PM |
| Nasdaq | $100.00 | $100.00 | 10/27/2009 3:59:02 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 5:01:58 PM |
| Bigsaver | $25.00 | $25.00 | 10/21/2009 5:28:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:14:54 PM |
| breadbroker | $25.00 | $25.00 | 10/21/2009 4:28:56 PM |
| debtcollector | $250.00 | $250.00 | 10/22/2009 2:23:08 PM |
| investorrr | $25.00 | $25.00 | 10/23/2009 8:58:07 AM |
| JTHarris | $100.00 | $100.00 | 10/24/2009 9:39:21 AM |
| massuot | $25.00 | $25.00 | 10/25/2009 4:54:04 AM |
| diazepam | $25.00 | $25.00 | 10/25/2009 12:49:42 PM |
| ericd523 | $40.00 | $40.00 | 10/25/2009 2:55:51 PM |
| osiris | $50.00 | $50.00 | 10/25/2009 8:26:30 PM |
| umwol13 | $25.00 | $25.00 | 10/26/2009 9:29:55 AM |
| Good_Karma_Cafe | $25.00 | $25.00 | 10/26/2009 11:45:46 AM |
| stone_lion | $42.82 | $42.82 | 10/26/2009 1:06:51 PM |
| nobsbooks | $25.00 | $25.00 | 10/26/2009 1:03:10 PM |
| RSV | $25.00 | $25.00 | 10/26/2009 1:07:09 PM |
| Trondheim_Norway | $75.00 | $75.00 | 10/26/2009 2:29:02 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 3:35:51 PM |
| caseattle | $25.00 | $25.00 | 10/26/2009 4:17:10 PM |
| btormc5 | $50.00 | $50.00 | 10/26/2009 4:24:18 PM |
| Pu239 | $50.00 | $50.00 | 10/26/2009 4:53:46 PM |
| mosby | $50.00 | $50.00 | 10/27/2009 7:38:13 AM |
| MrLeft | $25.00 | $25.00 | 10/27/2009 8:13:06 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 8:14:38 AM |
| durability-colonel | $50.00 | $24.98 | 10/27/2009 8:16:22 AM |
| zento | $25.00 | $25.00 | 10/27/2009 8:36:57 AM |
| ScottFinance | $25.00 | $25.00 | 10/27/2009 8:52:57 AM |
| KlarthXVII | $25.00 | $25.00 | 10/27/2009 5:18:32 AM |
| crazyinjun | $36.60 | $36.60 | 10/27/2009 9:35:11 AM |
| Alexander1776 | $25.00 | $25.00 | 10/27/2009 6:35:41 AM |
| bomdel | $25.00 | $25.00 | 10/27/2009 7:26:37 AM |
| ultimatepaintball | $50.00 | $50.00 | 10/27/2009 7:35:21 AM |
| kermitdafrog | $25.00 | $25.00 | 10/27/2009 9:14:14 AM |
| GBlack | $25.00 | $25.00 | 10/27/2009 10:40:53 AM |
| lavb23 | $25.00 | $25.00 | 10/27/2009 10:53:33 AM |
| bxdoc | $175.00 | $175.00 | 10/27/2009 12:07:26 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:31:49 PM |
| agile | $100.00 | $100.00 | 10/27/2009 2:44:09 PM |
| huskies01 | $50.00 | $50.00 | 10/27/2009 1:45:01 PM |
| charb57 | $50.00 | $50.00 | 10/27/2009 11:02:24 AM |
| Fryilluh | $28.00 | $28.00 | 10/27/2009 2:38:05 PM |
| Earn_money | $25.58 | $25.58 | 10/27/2009 11:39:19 AM |
| Ven58 | $25.00 | $25.00 | 10/27/2009 12:16:04 PM |
| dhallii | $34.00 | $34.00 | 10/27/2009 3:25:40 PM |
| Prossper-Godfather | $120.00 | $120.00 | 10/27/2009 3:41:56 PM |
| Bill88 | $30.00 | $30.00 | 10/27/2009 3:52:14 PM |
| loan-rider7 | $25.00 | $25.00 | 10/27/2009 3:57:08 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 3:36:38 PM |
| porwestco | $25.00 | $25.00 | 10/27/2009 4:03:39 PM |
| organic-platinum | $25.00 | $25.00 | 10/27/2009 3:51:32 PM |
| bevans | $25.00 | $25.00 | 10/27/2009 3:42:48 PM |
| velocity-winner | $25.00 | $25.00 | 10/27/2009 3:52:28 PM |
| 109 bids
|
Borrower Payment Dependent Notes Series
429331
This series of Notes was issued and sold upon the funding of the borrower loan #39244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $203.56 |
|
Final lender yield:
| 22.71% |
Final borrower rate/APR:
| 23.71% / 26.00% |
Final monthly payment:
| $175.86 |
| |
|
Auction yield range:
| 8.27% - 34.00% |
Estimated loss impact:
| 7.04% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,609 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| MarkTwain99 |
Borrower's state:
| California |
Borrower's group:
| UCLA Alumni, Staff, and Students |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Aug-2008)
|
|
Principal balance:
| $10,317.74 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
credit card hiked rates
Credit card issuer raised my rate from 7.99% to 21.99% for no reason -- no late payments. So I'm getting rid of them.
Even if I end up getting a higher rate with Prosper, I'm OK with that because:
(1) I'd rather see the interest go to individual investors rather than a company that doesn't care about its best customers
(2) With a fixed rate loan with automatic withdrawl it gives me a structured method for paying off the debt (I work well with structure!)
Only reason my scores are low is because I cancelled other cards after I paid them off -- mistake on my part -- so now my credit report shows I have two cards that are maxed out. But that's the only reason -- no late payments on anything, as my report shows. Have $75k/yr in verifiable W2 income; stable for the last 3 years. Plus approx $5-10k/yr in additional income from side work.?
Monthly net income: $ 4134
Monthly expenses: $ 3364
Housing: $ 705
Insurance: $ 120
Car lease: $ 305
Gasoline: $150
Utilities: $ 105
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, misc household expenses $ 250
Other expenses: $ 100
Existing Prosper payment: $547
This Prosper payment: $212
Remaining credit cards: $550
Remaining for savings/add'l credit card principal payments: $770
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dloan | $25.00 | $25.00 | 10/20/2009 4:25:17 PM |
| tracyjo | $25.00 | $25.00 | 10/21/2009 5:31:31 AM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:13:54 PM |
| debtcollector | $100.00 | $100.00 | 10/22/2009 2:19:07 PM |
| felicity-daydream | $25.00 | $25.00 | 10/22/2009 7:12:33 PM |
| tnjohnso | $25.00 | $25.00 | 10/22/2009 5:03:14 PM |
| M_V | $100.00 | $100.00 | 10/23/2009 8:51:20 AM |
| fuzed | $55.00 | $55.00 | 10/23/2009 11:38:21 AM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 6:34:56 PM |
| tyson789 | $200.00 | $200.00 | 10/24/2009 3:52:12 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:14:18 PM |
| medkoder | $25.00 | $25.00 | 10/24/2009 8:19:59 PM |
| Gobsek | $25.00 | $25.00 | 10/26/2009 9:29:15 AM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/26/2009 2:08:32 PM |
| boo_hoo | $50.00 | $50.00 | 10/26/2009 4:57:13 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:21:29 PM |
| plainsmart | $50.00 | $50.00 | 10/27/2009 12:33:30 AM |
| jcw3rd | $25.00 | $25.00 | 10/27/2009 6:51:09 AM |
| bitano | $100.00 | $100.00 | 10/27/2009 9:24:26 AM |
| Taho | $50.00 | $50.00 | 10/27/2009 9:27:28 AM |
| padewy | $25.00 | $25.00 | 10/27/2009 10:22:01 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 11:49:45 AM |
| billybragg | $25.00 | $25.00 | 10/27/2009 1:01:31 PM |
| credit-missile | $101.89 | $101.89 | 10/27/2009 12:04:41 PM |
| bxdoc | $175.00 | $175.00 | 10/27/2009 12:09:11 PM |
| dudebrah | $25.00 | $25.00 | 10/27/2009 12:28:34 PM |
| flexible-economy2 | $400.00 | $400.00 | 10/27/2009 12:39:15 PM |
| SamuelChee | $25.00 | $25.00 | 10/27/2009 2:22:00 PM |
| XayV03 | $50.00 | $50.00 | 10/27/2009 1:18:42 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 2:47:38 PM |
| unequivocal-return | $100.00 | $100.00 | 10/27/2009 11:18:06 AM |
| bevans | $25.00 | $25.00 | 10/27/2009 12:22:27 PM |
| Tahoeman | $25.00 | $25.00 | 10/27/2009 1:30:16 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/27/2009 3:57:12 PM |
| mpatrick | $100.00 | $100.00 | 10/27/2009 3:54:18 PM |
| Engineer44 | $40.00 | $40.00 | 10/27/2009 4:06:07 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:11:01 PM |
| building_community | $25.00 | $25.00 | 10/22/2009 2:26:16 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/23/2009 11:09:35 AM |
| five-star-note | $30.00 | $30.00 | 10/23/2009 4:12:34 PM |
| kingpin1 | $50.00 | $50.00 | 10/23/2009 6:39:59 PM |
| Zgruntlove | $25.00 | $25.00 | 10/25/2009 9:18:25 AM |
| ezhik00 | $25.00 | $25.00 | 10/25/2009 10:55:06 AM |
| srthsvghdthtr | $25.00 | $25.00 | 10/25/2009 3:36:49 PM |
| loanman2007 | $100.00 | $100.00 | 10/25/2009 12:15:06 PM |
| zooom7 | $50.00 | $50.00 | 10/25/2009 9:16:05 PM |
| slicrad | $25.00 | $25.00 | 10/25/2009 5:09:54 PM |
| mercuriant | $25.00 | $25.00 | 10/26/2009 4:21:19 AM |
| rawsushi | $50.00 | $50.00 | 10/26/2009 9:23:11 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/26/2009 10:19:44 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/26/2009 11:50:36 AM |
| priceless-nickel | $100.00 | $100.00 | 10/26/2009 4:17:41 PM |
| sunnysally | $25.00 | $25.00 | 10/26/2009 2:18:22 PM |
| Trondheim_Norway | $100.00 | $100.00 | 10/26/2009 2:30:49 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 3:38:39 PM |
| Pu239 | $50.00 | $50.00 | 10/26/2009 4:57:51 PM |
| zento | $25.00 | $25.00 | 10/27/2009 8:26:23 AM |
| ultimatepaintball | $25.00 | $25.00 | 10/27/2009 7:45:59 AM |
| kermitdafrog | $25.00 | $25.00 | 10/27/2009 9:15:58 AM |
| MrLeft | $100.00 | $100.00 | 10/27/2009 8:14:08 AM |
| zone6 | $125.00 | $125.00 | 10/27/2009 9:53:25 AM |
| crw1950 | $50.00 | $50.00 | 10/27/2009 10:38:00 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:48:35 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 11:49:29 AM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/27/2009 12:23:57 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 11:47:07 AM |
| lender12345 | $25.00 | $25.00 | 10/27/2009 1:21:29 PM |
| tigercat | $50.00 | $50.00 | 10/27/2009 12:16:29 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/27/2009 1:29:43 PM |
| l2fp | $407.25 | $407.25 | 10/27/2009 3:55:49 PM |
| aha6297 | $57.71 | $57.71 | 10/27/2009 2:50:55 PM |
| 113121 | $25.00 | $8.15 | 10/27/2009 2:58:47 PM |
| reflective-rupee | $300.00 | $300.00 | 10/27/2009 3:59:56 PM |
| 73 bids
|
Borrower Payment Dependent Notes Series
429827
This series of Notes was issued and sold upon the funding of the borrower loan #39282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 13.35% |
Starting monthly payment:
| $303.25 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 13.35% |
Final monthly payment:
| $303.25 |
| |
|
Auction yield range:
| 3.27% - 12.00% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 16y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $34,397 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| yield-control |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Growing our business
Purpose of loan:
This loan will be used to continue to grow a business I am invested in?Launch787.com.? Launch787 is an event planning company with annual revenues of over $300,000 and annual profits of nearly $100,000.? We are going to use this loan to hire additional staff for upcoming events.
My financial situation:
I am a good candidate for this loan because I have good creditand?I have a?steady job I have had for over 16 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| clearviewcapital | $25.00 | $25.00 | 10/21/2009 3:54:13 PM |
| biagbigmoney | $50.00 | $50.00 | 10/21/2009 3:54:44 PM |
| causr08 | $25.00 | $25.00 | 10/21/2009 3:54:49 PM |
| suomynona | $25.00 | $25.00 | 10/21/2009 3:55:57 PM |
| rjleves | $25.00 | $25.00 | 10/21/2009 3:57:40 PM |
| MoneyMann | $50.00 | $50.00 | 10/21/2009 3:54:52 PM |
| Theodon | $25.00 | $25.00 | 10/21/2009 3:55:06 PM |
| fcb202 | $25.00 | $25.00 | 10/21/2009 4:06:20 PM |
| Rattlehead | $100.00 | $100.00 | 10/21/2009 4:08:35 PM |
| investor_101 | $50.00 | $50.00 | 10/21/2009 4:09:20 PM |
| a8h8a8 | $25.00 | $25.00 | 10/21/2009 4:09:37 PM |
| SnE | $25.00 | $25.00 | 10/21/2009 4:08:33 PM |
| Banker7371 | $25.00 | $25.00 | 10/21/2009 4:08:49 PM |
| robot777 | $25.00 | $25.00 | 10/21/2009 4:09:23 PM |
| CallMeBen | $25.00 | $25.00 | 10/21/2009 4:14:55 PM |
| cloud8 | $40.00 | $40.00 | 10/21/2009 4:17:43 PM |
| income-fortress | $76.62 | $76.62 | 10/21/2009 4:18:00 PM |
| flwah | $50.00 | $50.00 | 10/21/2009 4:18:23 PM |
| Halos2002 | $50.00 | $50.00 | 10/21/2009 4:19:06 PM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:20:57 PM |
| kingston4g | $25.00 | $25.00 | 10/21/2009 4:28:16 PM |
| VelcroDog | $25.01 | $25.01 | 10/21/2009 4:29:12 PM |
| unk1911 | $25.00 | $25.00 | 10/21/2009 4:30:23 PM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 4:30:27 PM |
| g314 | $30.00 | $30.00 | 10/21/2009 4:31:15 PM |
| PrivateLenders | $25.00 | $25.00 | 10/21/2009 4:37:54 PM |
| zento | $25.00 | $25.00 | 10/21/2009 4:32:44 PM |
| CIC | $25.00 | $25.00 | 10/21/2009 4:51:42 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/21/2009 4:28:46 PM |
| imlosttoo | $25.00 | $25.00 | 10/21/2009 4:29:06 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/21/2009 4:29:14 PM |
| nshabani6 | $25.00 | $25.00 | 10/21/2009 4:30:04 PM |
| davidmanheim | $25.00 | $25.00 | 10/21/2009 4:31:30 PM |
| 1traveler | $50.00 | $50.00 | 10/21/2009 6:20:51 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:45:41 PM |
| Johnab | $35.00 | $35.00 | 10/21/2009 8:21:24 PM |
| periko | $50.00 | $50.00 | 10/21/2009 8:52:03 PM |
| YogaDude34 | $100.00 | $100.00 | 10/21/2009 10:18:57 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 6:38:59 PM |
| building_community | $25.00 | $25.00 | 10/21/2009 10:18:52 PM |
| enlightenment5 | $25.00 | $25.00 | 10/21/2009 11:14:27 PM |
| BenR | $100.00 | $100.00 | 10/22/2009 6:25:37 AM |
| dblakels | $25.00 | $25.00 | 10/22/2009 9:45:37 AM |
| inforapenny | $25.00 | $25.00 | 10/22/2009 10:29:00 AM |
| Syzygy | $25.00 | $25.00 | 10/22/2009 11:05:07 AM |
| brother_tam | $50.00 | $50.00 | 10/22/2009 3:11:08 PM |
| loanasauras | $25.00 | $25.00 | 10/22/2009 5:01:06 PM |
| massuot | $25.00 | $25.00 | 10/23/2009 3:58:26 AM |
| OTRjohn | $100.00 | $100.00 | 10/23/2009 5:27:02 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 6:48:44 AM |
| Road_Dogg | $300.00 | $300.00 | 10/23/2009 10:23:41 AM |
| fuzed | $100.00 | $100.00 | 10/23/2009 11:45:33 AM |
| theonezozo | $25.00 | $25.00 | 10/23/2009 10:41:31 AM |
| gopbernie | $50.00 | $50.00 | 10/23/2009 1:07:56 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 3:11:16 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 3:11:18 PM |
| all4beans | $25.00 | $25.00 | 10/23/2009 3:48:42 PM |
| hkme | $50.00 | $50.00 | 10/23/2009 6:18:37 PM |
| cozy-payout | $25.00 | $25.00 | 10/24/2009 1:28:03 AM |
| mspiggybank | $200.00 | $200.00 | 10/23/2009 8:54:41 PM |
| kdinvest | $25.00 | $25.00 | 10/24/2009 6:01:36 AM |
| BankOfShaun | $25.00 | $25.00 | 10/24/2009 9:26:18 AM |
| butlerpossible | $25.00 | $25.00 | 10/24/2009 9:31:10 AM |
| jybank | $25.00 | $25.00 | 10/24/2009 9:53:05 AM |
| Shelby2082 | $25.00 | $25.00 | 10/24/2009 4:37:53 AM |
| basejump0 | $25.00 | $25.00 | 10/24/2009 4:57:39 AM |
| fillholdingsllc | $25.00 | $25.00 | 10/24/2009 5:34:57 PM |
| jybank | $25.00 | $25.00 | 10/25/2009 3:09:08 PM |
| favorite-dollar | $25.00 | $25.00 | 10/26/2009 5:44:06 AM |
| sfgiantsfn | $25.00 | $25.00 | 10/25/2009 5:01:49 PM |
| sociallender | $25.00 | $25.00 | 10/26/2009 5:12:10 AM |
| osiris | $50.00 | $50.00 | 10/25/2009 8:29:33 PM |
| lean-pound | $25.00 | $25.00 | 10/26/2009 10:29:36 AM |
| compagnt | $25.00 | $25.00 | 10/26/2009 12:32:03 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/26/2009 4:19:18 PM |
| planky | $50.00 | $50.00 | 10/26/2009 1:28:00 PM |
| diazepam | $25.00 | $25.00 | 10/26/2009 4:25:36 PM |
| rjglender | $25.00 | $25.00 | 10/26/2009 5:52:00 PM |
| bbanc123 | $199.90 | $199.90 | 10/26/2009 7:35:12 PM |
| netelegent | $43.25 | $43.25 | 10/26/2009 5:51:09 PM |
| Mowine4me | $25.00 | $25.00 | 10/26/2009 7:14:25 PM |
| PotBellyPete | $25.00 | $25.00 | 10/27/2009 6:06:28 AM |
| aztocas | $25.00 | $25.00 | 10/26/2009 8:15:27 PM |
| balance-force | $35.00 | $35.00 | 10/26/2009 10:23:00 PM |
| twjh | $30.00 | $30.00 | 10/27/2009 6:06:30 AM |
| rmpedi33 | $400.00 | $400.00 | 10/27/2009 11:56:25 AM |
| Eric_Gagne | $200.00 | $200.00 | 10/27/2009 11:57:41 AM |
| payout-magician | $25.00 | $25.00 | 10/21/2009 3:54:02 PM |
| CashProvider | $375.00 | $375.00 | 10/21/2009 3:54:48 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/21/2009 3:57:55 PM |
| notyourdaddy | $25.00 | $25.00 | 10/21/2009 3:56:40 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/21/2009 4:05:50 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/21/2009 4:07:33 PM |
| saahilld | $25.00 | $25.00 | 10/21/2009 4:08:38 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/21/2009 4:08:54 PM |
| Borrow2Grow | $51.00 | $51.00 | 10/21/2009 4:09:45 PM |
| inforapenny | $25.00 | $25.00 | 10/21/2009 4:16:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/21/2009 4:17:31 PM |
| cbz | $25.00 | $25.00 | 10/21/2009 4:18:09 PM |
| buukyak | $25.00 | $25.00 | 10/21/2009 4:28:13 PM |
| Ballybay | $25.00 | $25.00 | 10/21/2009 4:28:17 PM |
| Guiren | $100.00 | $100.00 | 10/21/2009 4:29:55 PM |
| dollar-force1 | $25.00 | $25.00 | 10/21/2009 4:18:40 PM |
| verbal8 | $25.00 | $25.00 | 10/21/2009 4:38:50 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 5:54:52 PM |
| AM2171 | $25.00 | $25.00 | 10/21/2009 9:06:44 PM |
| hope-lionheart1 | $75.00 | $75.00 | 10/21/2009 10:15:08 PM |
| BenR | $150.00 | $150.00 | 10/22/2009 8:06:29 AM |
| ATOHokie | $25.00 | $25.00 | 10/22/2009 9:33:42 AM |
| buffalobills | $25.00 | $25.00 | 10/22/2009 8:17:06 AM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 9:24:41 AM |
| LAKETIME | $50.00 | $50.00 | 10/22/2009 2:06:40 PM |
| YDBXMHC | $25.00 | $25.00 | 10/22/2009 2:49:48 PM |
| Spizzo | $25.00 | $25.00 | 10/22/2009 2:51:29 PM |
| Maxmarcus | $25.00 | $25.00 | 10/22/2009 6:33:34 PM |
| tender-ore | $25.00 | $25.00 | 10/23/2009 7:37:05 AM |
| M_V | $100.00 | $100.00 | 10/23/2009 8:51:23 AM |
| gao | $500.00 | $500.00 | 10/23/2009 9:50:07 AM |
| mike0034 | $100.00 | $100.00 | 10/23/2009 10:58:54 AM |
| spruce2 | $100.00 | $100.00 | 10/23/2009 3:46:08 PM |
| robot777 | $50.00 | $50.00 | 10/23/2009 3:11:17 PM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/23/2009 4:33:51 PM |
| kingpin1 | $50.00 | $50.00 | 10/23/2009 6:37:02 PM |
| silverloan | $32.38 | $32.38 | 10/23/2009 9:01:33 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:49 PM |
| Gunny89 | $25.00 | $25.00 | 10/24/2009 3:44:37 AM |
| YoungTaxMan | $42.87 | $42.87 | 10/24/2009 9:26:12 AM |
| EEasyMoney | $25.00 | $25.00 | 10/24/2009 9:49:13 AM |
| SFBank | $200.00 | $200.00 | 10/24/2009 1:37:10 PM |
| ToweringDan | $50.00 | $50.00 | 10/24/2009 9:32:43 PM |
| spnick | $25.00 | $25.00 | 10/24/2009 7:31:15 PM |
| matthewa | $25.00 | $25.00 | 10/24/2009 9:08:03 PM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/25/2009 7:51:47 AM |
| love_what_you_do | $25.00 | $25.00 | 10/25/2009 1:33:29 PM |
| five-star-asset | $25.00 | $25.00 | 10/25/2009 5:12:47 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/25/2009 4:27:27 PM |
| CSinvestments | $25.00 | $25.00 | 10/25/2009 7:10:56 PM |
| screen23 | $25.00 | $25.00 | 10/26/2009 2:58:50 AM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 4:16:49 PM |
| DrNano | $50.00 | $50.00 | 10/26/2009 6:21:58 PM |
| blot44 | $25.00 | $25.00 | 10/26/2009 6:44:15 PM |
| minista | $25.00 | $25.00 | 10/26/2009 7:36:49 PM |
| orbiter614 | $50.00 | $50.00 | 10/26/2009 10:25:13 PM |
| wild-orange | $200.00 | $200.00 | 10/26/2009 10:25:23 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 6:04:37 AM |
| rmpedi33 | $350.00 | $300.48 | 10/27/2009 11:57:07 AM |
| Jobstane | $33.49 | $33.49 | 10/27/2009 11:23:02 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 11:38:35 AM |
| BenR | $750.00 | $750.00 | 10/27/2009 11:56:32 AM |
| 149 bids
|
Borrower Payment Dependent Notes Series
429923
This series of Notes was issued and sold upon the funding of the borrower loan #39241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $104.00 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $104.00 |
| |
|
Auction yield range:
| 4.27% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,486 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 21% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| ryguysf |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < mo. late:
| 0
( 0% )
| 640-660
(May-2008)
|
|
Principal balance:
| $2,552.81 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying Down High Rate Credit Card
Purpose of loan: To pay off credit cards
This loan will be used to pay off my credit cards so I can start to beat debt, raise credit score and qualify for a good home loan for myself and my daughter.? This would be a first home owned.
My financial situation: Good
I consistently pay anything I owe and try and do so as quickly as is possible.? I have good credit and make enough for payments...it's just the rates on these cards are RIDICULOUS.? I consistently to pay back any debt as quickly and timely as possible.? I've had a few bumps in the credit, due to life happenings, but always pay and on time majority of the time.
Monthly net income: $ 4800
Monthly expenses: $
??Housing: $
1500
??Insurance: $
200
??Car expenses: $ 325
??Utilities: $ 75
??Phone, cable, internet: $250
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ROCKI9 | $50.00 | $50.00 | 10/22/2009 9:53:11 AM |
| Rattlehead | $100.00 | $100.00 | 10/22/2009 9:59:19 AM |
| CallMeBen | $25.00 | $25.00 | 10/22/2009 10:02:50 AM |
| responsibility-butterfly | $25.00 | $25.00 | 10/22/2009 10:04:25 AM |
| Syzygy | $25.00 | $25.00 | 10/22/2009 11:05:13 AM |
| RadCad1 | $50.00 | $50.00 | 10/22/2009 12:20:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/22/2009 1:47:28 PM |
| Aristophil | $100.00 | $100.00 | 10/23/2009 5:35:50 AM |
| fiscal_family | $25.00 | $25.00 | 10/23/2009 12:10:42 AM |
| rmpedi33 | $100.00 | $100.00 | 10/23/2009 9:34:27 AM |
| Mav26 | $250.00 | $250.00 | 10/23/2009 11:17:32 AM |
| enthusiastic-market2 | $50.00 | $50.00 | 10/23/2009 1:19:58 PM |
| REBizGuy | $50.00 | $50.00 | 10/23/2009 2:52:09 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/23/2009 3:13:04 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:54 PM |
| reflective-rupee | $25.00 | $25.00 | 10/23/2009 7:19:53 PM |
| Aristophil | $100.00 | $100.00 | 10/24/2009 9:11:48 AM |
| all4beans | $25.00 | $25.00 | 10/24/2009 9:26:36 AM |
| reflective-rupee | $150.00 | $150.00 | 10/24/2009 8:26:32 PM |
| festivecpl | $100.00 | $100.00 | 10/24/2009 6:04:20 PM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:31:27 PM |
| XavierandSons | $50.00 | $50.00 | 10/24/2009 10:09:43 PM |
| five-star-note | $30.00 | $12.79 | 10/25/2009 1:58:20 PM |
| loanman2007 | $50.00 | $50.00 | 10/25/2009 12:36:14 PM |
| bgrifford | $25.00 | $25.00 | 10/25/2009 8:26:18 PM |
| visionary-deal3 | $100.00 | $100.00 | 10/25/2009 10:30:40 PM |
| affluence-tulip | $100.00 | $100.00 | 10/26/2009 1:07:53 PM |
| shadargroup | $25.00 | $25.00 | 10/26/2009 1:02:13 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 3:52:10 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 1:14:46 PM |
| mosby | $50.00 | $50.00 | 10/26/2009 1:16:20 PM |
| LittleMingo | $25.00 | $25.00 | 10/26/2009 2:31:33 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 4:07:10 PM |
| wealth-serenity | $25.00 | $25.00 | 10/26/2009 5:33:36 PM |
| datongmama | $25.00 | $25.00 | 10/26/2009 5:50:57 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/22/2009 9:58:16 AM |
| a8h8a8 | $25.00 | $25.00 | 10/22/2009 9:59:43 AM |
| SnE | $25.00 | $25.00 | 10/22/2009 9:59:17 AM |
| breadbroker | $25.00 | $25.00 | 10/22/2009 12:19:59 PM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 3:57:57 PM |
| fiscal_family | $25.00 | $25.00 | 10/23/2009 12:12:50 AM |
| Aristophil | $100.00 | $100.00 | 10/23/2009 6:43:02 AM |
| building_community | $25.00 | $25.00 | 10/23/2009 9:37:03 AM |
| ultimate-commitment | $25.00 | $25.00 | 10/23/2009 10:37:12 AM |
| totoro | $25.00 | $25.00 | 10/23/2009 12:41:10 PM |
| aldenrains | $38.81 | $38.81 | 10/23/2009 2:46:29 PM |
| Halos2002 | $25.00 | $25.00 | 10/23/2009 6:00:08 PM |
| SS123 | $25.00 | $25.00 | 10/23/2009 9:01:30 PM |
| spnick | $25.00 | $25.00 | 10/24/2009 7:25:28 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:50:14 PM |
| tomhomas | $28.40 | $28.40 | 10/25/2009 6:06:36 AM |
| blue-courageous-justice | $75.00 | $75.00 | 10/25/2009 10:28:27 AM |
| WealthBoy | $25.00 | $25.00 | 10/25/2009 10:27:15 AM |
| minista | $25.00 | $25.00 | 10/25/2009 3:46:22 PM |
| jojnax | $40.00 | $40.00 | 10/25/2009 9:38:02 PM |
| investorrr | $25.00 | $25.00 | 10/26/2009 1:07:55 PM |
| Stavros | $30.00 | $30.00 | 10/26/2009 1:07:43 PM |
| massuot | $25.00 | $25.00 | 10/26/2009 6:13:27 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 8:16:35 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
430375
This series of Notes was issued and sold upon the funding of the borrower loan #39226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 28.94% |
Final borrower rate/APR:
| 29.94% / 32.32% |
Final monthly payment:
| $106.05 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 72 | Length of status: | 23y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,881 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 41% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 56 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| DoctorEr1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 7 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Aug-2009)
600-620
(Jul-2009)
640-660
(Apr-2009)
640-660
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Study Vacation In Europe
Purpose of loan:
(explain what you will be using this loan for)
Have a chance to take a 4 week study vacation in Rome. Money would be used for housing, travel, meals etc.
My financial situation:
(explain why you are a good candidate for paying back this loan)
I had?2 loans with Prosper before and loan was paid in Full ahead of schedule.
Monthly net income: $
$3500
Monthly expenses: $
??Housing: $ 0??? I am?catholic priest do?not pay for any housing expneses....
??Insurance: $?0
??Car expenses: $ $6.000
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?400 Monthly
??Clothing, household expenses $ 0
??Credit cards and other loans: $?350.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $2,500.00 | $2,500.00 | 11/2/2009 4:03:58 AM |
| 1 bids
|
Borrower Payment Dependent Notes Series
430411
This series of Notes was issued and sold upon the funding of the borrower loan #39275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Nov-01-2009 |
|
|
Starting lender yield:
| 6.62% |
Starting borrower rate/APR:
| 7.62% / 7.96% |
Starting monthly payment:
| $49.86 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $49.55 |
| |
|
Auction yield range:
| 3.27% - 6.62% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,450 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 34% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| upright-commerce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Live Aboard Boat
Purpose of loan:
This loan will be used to help pay for a boat. We have been saving and just need a little more. We are a couple that both have steady, good paying jobs.? I have worked at Trader Joe's for? 3 years, and my finance works at Food for Less as a manager for the last six years. We both have high credit scores, steady jobs, and no missed or late payments on bills.? We want that simple life style of living on a boat and?would rather invest our money in our home (a boat) then continue to throw away our rent.? We?know several friends and family that live aboard boats where we plan to live.? I was brought up around boats and am knowledgeable in this area. We are a young couple that is inspired by an alternative, simple lifestyle.? We need your help to make that big step, of boat ownership a reality.??
My financial situation:
I am a good candidate for this loan because we are trustworthy, responsible and always pay our bills as evidenced by our good credit scores.? We are blessed to have good, solid jobs.??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 10/26/2009 4:41:26 PM |
| DonaldColorado | $25.00 | $25.00 | 10/26/2009 4:47:57 PM |
| gig4ls | $25.00 | $25.00 | 10/26/2009 4:50:48 PM |
| jhouman | $25.00 | $25.00 | 10/26/2009 4:51:26 PM |
| slartibardfast | $35.00 | $35.00 | 10/26/2009 5:06:35 PM |
| supersarah61 | $25.00 | $25.00 | 10/26/2009 5:06:18 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:07:15 PM |
| kanakakm | $50.00 | $50.00 | 10/26/2009 5:06:54 PM |
| a-responsible-return | $25.00 | $25.00 | 10/26/2009 5:07:27 PM |
| AF-Chief | $35.00 | $35.00 | 10/26/2009 5:07:05 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:07:42 PM |
| HunterSix | $25.00 | $25.00 | 10/26/2009 5:07:51 PM |
| kenji4861 | $50.00 | $50.00 | 10/26/2009 5:06:25 PM |
| blot44 | $100.00 | $100.00 | 10/26/2009 6:52:50 PM |
| hellasow | $25.00 | $25.00 | 10/27/2009 9:01:05 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/28/2009 10:46:16 PM |
| MathProfessor | $50.00 | $50.00 | 10/30/2009 6:40:48 PM |
| Hola_James | $25.00 | $25.00 | 10/26/2009 4:43:08 PM |
| transparency-giant | $50.00 | $50.00 | 10/26/2009 4:48:04 PM |
| RedRockLLC | $25.00 | $25.00 | 10/26/2009 4:43:31 PM |
| rdrloan | $25.00 | $25.00 | 10/26/2009 4:48:27 PM |
| goodacu | $25.00 | $25.00 | 10/26/2009 4:50:18 PM |
| kelador | $25.00 | $25.00 | 10/26/2009 4:51:13 PM |
| lean-benefit | $25.00 | $25.00 | 10/26/2009 4:51:25 PM |
| amit_gu | $50.00 | $50.00 | 10/26/2009 4:52:42 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:06:09 PM |
| Fortuno_per_commodo | $31.27 | $31.27 | 10/26/2009 5:07:50 PM |
| get30inc | $50.00 | $50.00 | 10/26/2009 5:07:15 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:07:33 PM |
| Attract | $25.00 | $25.00 | 10/26/2009 5:06:42 PM |
| Tai | $25.00 | $25.00 | 10/26/2009 5:06:48 PM |
| agwosdof | $50.00 | $50.00 | 10/26/2009 5:07:00 PM |
| awwaww | $25.00 | $23.73 | 10/26/2009 5:07:54 PM |
| ultimate-commitment | $25.00 | $25.00 | 10/26/2009 5:42:22 PM |
| loanman2007 | $50.00 | $50.00 | 10/27/2009 6:09:14 AM |
| SchaeferJ | $25.00 | $25.00 | 10/27/2009 2:11:35 PM |
| market-assembler | $50.00 | $50.00 | 10/27/2009 3:29:29 PM |
| FundMaker | $25.00 | $25.00 | 10/27/2009 2:58:31 PM |
| fcrick | $25.00 | $25.00 | 10/29/2009 7:36:34 AM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 10:04:11 AM |
| marwadi-62 | $200.00 | $200.00 | 10/30/2009 11:29:47 AM |
| elegant-bonus | $25.00 | $25.00 | 11/1/2009 7:01:41 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
430417
This series of Notes was issued and sold upon the funding of the borrower loan #39256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 15.05% |
Starting borrower rate/APR:
| 16.05% / 18.23% |
Starting monthly payment:
| $77.40 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $76.32 |
| |
|
Auction yield range:
| 6.27% - 15.05% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,332 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| investment-electron |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
I am seeking a loan to pay for tuition and books for this semester. I have eight years of credit history and I always make my payments on-time. I have a stable part-time job during the school year that provides $1000+ a month. My income will double during Christmas break and next summer. I am looking for a lender with a reasonable interest rate that will allow me to make monthly payments larger than the 'Monthly Payment'. Thank you for your consideration and help :-)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
could you give us an idea on your other monthly expenses? Also you show you are currently a teacher, is that your part time job? What are you going to school for?
Thanks and good luck. - Hawkeyebank
A:
$215 rent, $40 Utilities (Have 5 roomates, we pay $1280 for house), $193 aver. credit payment in '09, $45 Health Insur, $0 for Fuel and Phone (I walk, family cell plan), $200 Food. I work @ Brigham Young Univ, in Provo UT as an English teacher @ The Missionary Training Center. During school year 24hr/wk @11.50/hr. History Major, 3.6 GPA plan on Law School after graduation in April of 2011.
(Oct-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rcn723 | $25.00 | $25.00 | 10/26/2009 4:42:04 PM |
| payout-achievement | $40.00 | $40.00 | 10/26/2009 4:42:10 PM |
| pragmatic-camaraderi | $25.00 | $25.00 | 10/26/2009 4:42:38 PM |
| prophechonl | $25.00 | $25.00 | 10/26/2009 4:43:02 PM |
| rellotsf | $25.00 | $25.00 | 10/26/2009 4:42:44 PM |
| Joshua_E | $25.00 | $25.00 | 10/26/2009 4:43:06 PM |
| rjcoutur2001 | $25.00 | $25.00 | 10/26/2009 4:42:47 PM |
| icenined | $25.00 | $25.00 | 10/26/2009 4:43:09 PM |
| pleasant-dime | $25.00 | $25.00 | 10/26/2009 4:43:19 PM |
| mcarm66 | $25.00 | $25.00 | 10/26/2009 4:43:14 PM |
| rgrtanker | $25.00 | $25.00 | 10/26/2009 4:43:20 PM |
| Casimir | $25.00 | $25.00 | 10/26/2009 4:43:30 PM |
| proper-commitment5 | $32.00 | $32.00 | 10/26/2009 4:43:35 PM |
| noble-revenue | $100.00 | $100.00 | 10/26/2009 4:44:26 PM |
| gettingonyourfeet | $25.00 | $25.00 | 10/26/2009 4:42:06 PM |
| attractive-rate | $25.00 | $25.00 | 10/26/2009 4:42:07 PM |
| mtp | $50.00 | $50.00 | 10/26/2009 4:42:15 PM |
| IIP77 | $25.00 | $25.00 | 10/26/2009 4:42:32 PM |
| eloquent-penny | $25.00 | $25.00 | 10/26/2009 4:42:43 PM |
| NELNET | $28.06 | $28.06 | 10/26/2009 4:43:07 PM |
| colorunner | $25.00 | $25.00 | 10/26/2009 4:43:11 PM |
| Danvillelover | $25.00 | $25.00 | 10/26/2009 4:43:13 PM |
| Andersg | $25.00 | $25.00 | 10/26/2009 4:43:25 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/26/2009 4:43:33 PM |
| portfolio-zone801 | $25.00 | $3.94 | 10/26/2009 4:44:30 PM |
| mdreiss | $25.00 | $25.00 | 10/26/2009 4:52:06 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/26/2009 4:59:05 PM |
| d_grbg | $25.00 | $25.00 | 10/26/2009 5:00:23 PM |
| hellasow | $25.00 | $25.00 | 10/26/2009 7:53:33 PM |
| zento | $25.00 | $25.00 | 10/27/2009 8:18:00 AM |
| baltar | $25.00 | $25.00 | 10/27/2009 10:45:29 AM |
| carisma07 | $25.00 | $25.00 | 10/27/2009 10:15:05 AM |
| invincible-gain | $30.00 | $30.00 | 10/27/2009 2:57:09 PM |
| jga516 | $25.00 | $25.00 | 10/27/2009 3:24:40 PM |
| jonn834 | $25.00 | $25.00 | 10/27/2009 4:01:54 PM |
| usbank | $25.00 | $25.00 | 10/27/2009 4:24:15 PM |
| voidpile | $25.00 | $25.00 | 10/26/2009 4:42:03 PM |
| colonel5 | $25.00 | $25.00 | 10/26/2009 4:43:29 PM |
| Sefotonga | $25.00 | $25.00 | 10/26/2009 4:43:40 PM |
| Radu43 | $25.00 | $25.00 | 10/26/2009 4:43:19 PM |
| Aaron_Oz | $25.00 | $25.00 | 10/26/2009 4:43:44 PM |
| market-umbrella | $25.00 | $25.00 | 10/26/2009 4:44:30 PM |
| five-star-justice | $36.00 | $36.00 | 10/26/2009 4:45:24 PM |
| Entejaeger | $25.00 | $25.00 | 10/26/2009 4:41:40 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 4:41:57 PM |
| iruz | $50.00 | $50.00 | 10/26/2009 4:42:35 PM |
| elgordu | $25.00 | $25.00 | 10/26/2009 4:42:42 PM |
| henmota | $25.00 | $25.00 | 10/26/2009 4:43:10 PM |
| realinvestora | $25.00 | $25.00 | 10/26/2009 4:43:34 PM |
| Hondo | $25.00 | $25.00 | 10/26/2009 4:43:38 PM |
| Winger | $50.00 | $50.00 | 10/26/2009 4:43:49 PM |
| kbodendorf | $25.00 | $25.00 | 10/26/2009 4:43:51 PM |
| BuffetRocks | $50.00 | $50.00 | 10/26/2009 5:00:15 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 5:12:20 PM |
| fostaman | $25.00 | $25.00 | 10/26/2009 5:14:52 PM |
| minista | $25.00 | $25.00 | 10/26/2009 5:18:19 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 5:18:46 PM |
| EEasyMoney | $25.00 | $25.00 | 10/26/2009 5:21:46 PM |
| twjh | $30.00 | $30.00 | 10/27/2009 6:01:47 AM |
| loanman2007 | $25.00 | $25.00 | 10/27/2009 6:11:44 AM |
| BGILlender | $25.00 | $25.00 | 10/27/2009 9:48:13 AM |
| kentmolyneaux | $25.00 | $25.00 | 10/27/2009 10:24:42 AM |
| junes08 | $25.00 | $25.00 | 10/27/2009 9:48:24 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/27/2009 12:42:43 PM |
| junes08 | $50.00 | $50.00 | 10/27/2009 2:11:13 PM |
| Peacepower | $25.00 | $25.00 | 10/27/2009 4:44:36 PM |
| orbiter614 | $50.00 | $50.00 | 10/27/2009 7:38:09 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/27/2009 10:00:50 PM |
| Finspons | $25.00 | $25.00 | 10/27/2009 5:55:55 PM |
| Cypher041 | $50.00 | $50.00 | 10/27/2009 6:23:06 PM |
| Rulea72 | $150.00 | $150.00 | 10/28/2009 10:45:45 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/28/2009 10:53:10 AM |
| 72 bids
|
Borrower Payment Dependent Notes Series
430529
This series of Notes was issued and sold upon the funding of the borrower loan #39253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 30.32% |
Starting borrower rate/APR:
| 31.32% / 33.72% |
Starting monthly payment:
| $259.07 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $243.18 |
| |
|
Auction yield range:
| 11.27% - 30.32% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 27
/
25 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 67 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,342 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 41% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| IoweIowe |
Borrower's state:
| Georgia |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 38 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $11,050.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2008)
700-720
(Oct-2007)
640-660
(Jun-2007)
|
|
Principal balance:
| $2,371.64 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
pay off credit card (high interest)
Purpose of loan:
(explan what you will be using this loan for) - To pay off credit card debt in three years instead of a possible 15 to 20 years
My financial situation:
(explain why you are a good candidate for paying back this loan) - I have already had two loans with Prosper and they? were paid in full.?.
Monthly net income: $ 5,000.00
Monthly expenses: $
??Housing: $ 0.00 (husband pays)
??Insurance: $ 200.00
??Car expenses: $ 600.00
??Utilities: $ 0.00 (husband pays)
??Phone, cable, internet: $ 0.00 (husband?pays)
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 1,000.00
??Other expenses: $ 600.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lively-money | $25.00 | $25.00 | 10/26/2009 4:41:48 PM |
| joefoolz | $25.00 | $25.00 | 10/26/2009 4:42:21 PM |
| tboone_gekko | $25.00 | $25.00 | 10/26/2009 4:42:02 PM |
| iuseyew | $25.00 | $25.00 | 10/26/2009 4:42:03 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/26/2009 4:42:17 PM |
| hyperfront | $100.00 | $100.00 | 10/26/2009 4:42:22 PM |
| rbb | $25.00 | $25.00 | 10/26/2009 4:42:51 PM |
| VeniVidiDuci | $25.00 | $25.00 | 10/26/2009 4:42:35 PM |
| pleasant-dime | $25.00 | $25.00 | 10/26/2009 4:42:52 PM |
| mmqc | $25.00 | $25.00 | 10/26/2009 4:43:54 PM |
| jcfunder | $25.00 | $25.00 | 10/26/2009 4:44:03 PM |
| Ragnar | $25.00 | $25.00 | 10/26/2009 4:44:06 PM |
| southhorrellhill | $25.00 | $25.00 | 10/26/2009 4:43:44 PM |
| remey | $25.00 | $25.00 | 10/26/2009 4:44:10 PM |
| djyako | $25.00 | $25.00 | 10/26/2009 4:43:53 PM |
| rosario1 | $25.00 | $25.00 | 10/26/2009 4:43:57 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/26/2009 4:44:00 PM |
| payout-comet | $25.00 | $25.00 | 10/26/2009 4:44:02 PM |
| Phantom99 | $25.00 | $25.00 | 10/26/2009 4:44:33 PM |
| stampx | $25.00 | $25.00 | 10/26/2009 4:44:13 PM |
| bigbryan98 | $25.00 | $25.00 | 10/26/2009 4:44:28 PM |
| direct-yield | $25.00 | $25.00 | 10/26/2009 4:44:31 PM |
| NOWRFST | $30.00 | $30.00 | 10/26/2009 4:41:48 PM |
| bhorenst | $25.00 | $25.00 | 10/26/2009 4:41:52 PM |
| joshstomper | $25.00 | $25.00 | 10/26/2009 4:42:00 PM |
| epic-deal | $25.00 | $25.00 | 10/26/2009 4:42:09 PM |
| LahnDi | $25.00 | $25.00 | 10/26/2009 4:42:20 PM |
| Share_The_Wealth | $50.00 | $50.00 | 10/26/2009 4:47:28 PM |
| bonus-zone | $25.00 | $25.00 | 10/26/2009 4:42:27 PM |
| knight3136 | $25.00 | $25.00 | 10/26/2009 4:47:36 PM |
| MARWARISETH | $25.00 | $25.00 | 10/26/2009 4:47:39 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/26/2009 4:42:56 PM |
| power-collider | $25.00 | $25.00 | 10/26/2009 4:43:56 PM |
| dcmotorcyclemayhem | $25.00 | $25.00 | 10/26/2009 4:43:58 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 4:49:25 PM |
| TheBaldGuy | $25.00 | $25.00 | 10/26/2009 4:44:04 PM |
| InvestorPartners | $25.00 | $25.00 | 10/26/2009 4:49:39 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/26/2009 4:45:02 PM |
| scottr | $25.00 | $25.00 | 10/26/2009 4:46:36 PM |
| capital-galaxy | $75.00 | $75.00 | 10/26/2009 4:48:25 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/26/2009 4:49:34 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/26/2009 4:49:40 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/26/2009 4:49:42 PM |
| Dubbs360 | $50.00 | $50.00 | 10/26/2009 4:51:14 PM |
| Banker7371 | $25.00 | $25.00 | 10/26/2009 4:52:47 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:02:11 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:02:23 PM |
| Orringo | $25.00 | $25.00 | 10/26/2009 5:02:18 PM |
| slartibardfast | $25.00 | $25.00 | 10/26/2009 5:03:03 PM |
| fortress767 | $25.00 | $25.00 | 10/26/2009 5:02:28 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:03:06 PM |
| lagnisiruk | $25.00 | $25.00 | 10/26/2009 5:03:40 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/26/2009 5:03:44 PM |
| NoCal | $25.00 | $25.00 | 10/26/2009 5:03:17 PM |
| AF-Chief | $25.00 | $25.00 | 10/26/2009 5:03:47 PM |
| treasure-bliss | $50.00 | $50.00 | 10/26/2009 5:03:23 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/26/2009 5:03:25 PM |
| Toastsr | $25.00 | $25.00 | 10/26/2009 5:04:12 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:04:20 PM |
| jhouman | $25.00 | $25.00 | 10/26/2009 5:04:27 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/26/2009 5:04:03 PM |
| VBAces | $25.00 | $25.00 | 10/26/2009 5:04:32 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/26/2009 5:05:03 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:04:30 PM |
| tender-deal | $25.00 | $25.00 | 10/26/2009 5:05:06 PM |
| unk1911 | $25.00 | $25.00 | 10/26/2009 5:05:23 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/26/2009 5:05:33 PM |
| TheYellowDart | $25.00 | $25.00 | 10/26/2009 5:05:40 PM |
| wildguy | $25.00 | $25.00 | 10/26/2009 5:01:57 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:02:06 PM |
| neighborly-bid | $25.00 | $25.00 | 10/26/2009 5:02:16 PM |
| value-microscope | $25.00 | $25.00 | 10/26/2009 5:02:25 PM |
| fortytwo | $50.00 | $50.00 | 10/26/2009 5:02:32 PM |
| 108lender | $75.00 | $75.00 | 10/26/2009 5:02:41 PM |
| heroic-benefit | $25.00 | $25.00 | 10/26/2009 5:02:53 PM |
| building_community | $25.00 | $25.00 | 10/26/2009 5:03:12 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:03:28 PM |
| bronzmajom | $25.00 | $25.00 | 10/26/2009 5:03:35 PM |
| unclejaef | $25.00 | $25.00 | 10/26/2009 5:04:00 PM |
| louisianalender | $100.00 | $100.00 | 10/26/2009 5:04:54 PM |
| value-pole | $25.00 | $25.00 | 10/26/2009 5:05:08 PM |
| Tammy102800 | $25.00 | $25.00 | 10/26/2009 5:05:11 PM |
| income-rocker2 | $25.00 | $25.00 | 10/26/2009 5:05:14 PM |
| njlom | $25.00 | $25.00 | 10/26/2009 5:05:54 PM |
| fareast_man | $25.00 | $25.00 | 10/26/2009 5:06:01 PM |
| PayItForward09 | $25.00 | $25.00 | 10/26/2009 5:12:00 PM |
| atothez | $25.00 | $25.00 | 10/26/2009 5:13:08 PM |
| jeromeyuan | $25.00 | $25.00 | 10/26/2009 5:13:41 PM |
| dextro | $25.00 | $25.00 | 10/26/2009 5:13:40 PM |
| generous-deal6 | $25.00 | $25.00 | 10/26/2009 5:13:45 PM |
| ijspence | $25.00 | $25.00 | 10/26/2009 5:13:50 PM |
| intelligent-yield | $25.00 | $25.00 | 10/26/2009 5:14:08 PM |
| BenOrt | $25.00 | $25.00 | 10/26/2009 5:14:01 PM |
| boghdan2000 | $25.00 | $25.00 | 10/26/2009 5:14:11 PM |
| tsquared_030 | $25.00 | $25.00 | 10/26/2009 5:14:14 PM |
| purdue98 | $25.00 | $25.00 | 10/26/2009 5:12:22 PM |
| project07 | $25.00 | $25.00 | 10/26/2009 5:13:32 PM |
| richrobe | $25.00 | $25.00 | 10/26/2009 5:13:45 PM |
| nhi | $50.00 | $50.00 | 10/26/2009 5:14:09 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 7:04:45 AM |
| nala2821 | $28.84 | $28.84 | 10/27/2009 1:26:05 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 7:14:56 PM |
| cannon559 | $25.00 | $25.00 | 10/26/2009 4:41:51 PM |
| d_white30518 | $25.00 | $25.00 | 10/26/2009 4:41:59 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 10/26/2009 4:42:05 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 4:41:45 PM |
| thoughtful-integrity | $25.00 | $25.00 | 10/26/2009 4:41:49 PM |
| KVH | $25.00 | $25.00 | 10/26/2009 4:42:16 PM |
| Spaceman838 | $25.00 | $25.00 | 10/26/2009 4:42:25 PM |
| Sixmil | $25.00 | $25.00 | 10/26/2009 4:42:37 PM |
| windfall46 | $25.00 | $25.00 | 10/26/2009 4:42:58 PM |
| point | $25.00 | $25.00 | 10/26/2009 4:43:06 PM |
| BigDougJeeps | $25.00 | $25.00 | 10/26/2009 4:42:57 PM |
| assetmanager | $25.00 | $25.00 | 10/26/2009 4:43:27 PM |
| lillian27 | $25.00 | $25.00 | 10/26/2009 4:44:01 PM |
| inventive-exchange | $25.00 | $25.00 | 10/26/2009 4:44:04 PM |
| realinvestora | $25.00 | $25.00 | 10/26/2009 4:43:52 PM |
| mcarm66 | $25.00 | $25.00 | 10/26/2009 4:43:54 PM |
| 87Marc | $25.00 | $25.00 | 10/26/2009 4:43:59 PM |
| lovely-return7 | $25.00 | $25.00 | 10/26/2009 4:44:02 PM |
| newest-unique-integrity | $25.00 | $25.00 | 10/26/2009 4:44:12 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/26/2009 4:44:15 PM |
| icess285 | $25.00 | $25.00 | 10/26/2009 4:44:20 PM |
| Gibbyland | $50.00 | $50.00 | 10/26/2009 4:44:29 PM |
| uofm2007 | $25.00 | $25.00 | 10/26/2009 4:46:22 PM |
| Aveon | $25.00 | $25.00 | 10/26/2009 4:41:50 PM |
| JD-01 | $25.00 | $25.00 | 10/26/2009 4:41:53 PM |
| spirited-commitment | $25.00 | $25.00 | 10/26/2009 4:42:01 PM |
| blackballplayer | $25.00 | $25.00 | 10/26/2009 4:42:08 PM |
| eronyc | $25.00 | $25.00 | 10/26/2009 4:42:23 PM |
| godzig | $25.00 | $25.00 | 10/26/2009 4:42:26 PM |
| zone8 | $25.00 | $25.00 | 10/26/2009 4:47:53 PM |
| gig4ls | $25.00 | $25.00 | 10/26/2009 4:48:22 PM |
| momentous-gold | $25.00 | $25.00 | 10/26/2009 4:43:55 PM |
| capital-musician9 | $25.00 | $25.00 | 10/26/2009 4:43:57 PM |
| payout-magician | $50.00 | $50.00 | 10/26/2009 4:44:01 PM |
| Ananya | $25.00 | $25.00 | 10/26/2009 4:49:49 PM |
| leverage-trident | $25.00 | $25.00 | 10/26/2009 4:49:55 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 10/26/2009 4:49:32 PM |
| SDNLR | $25.00 | $25.00 | 10/26/2009 4:49:41 PM |
| Shepherd7 | $25.00 | $25.00 | 10/26/2009 4:50:42 PM |
| justice-dna | $25.00 | $25.00 | 10/26/2009 4:47:52 PM |
| visionary-currency | $25.00 | $25.00 | 10/26/2009 4:48:17 PM |
| Rogelio48 | $25.00 | $25.00 | 10/26/2009 4:49:29 PM |
| Hondo | $25.00 | $25.00 | 10/26/2009 4:49:38 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/26/2009 4:49:48 PM |
| djh47a | $25.00 | $25.00 | 10/26/2009 5:02:03 PM |
| loan-master996 | $50.00 | $50.00 | 10/26/2009 5:02:44 PM |
| anton | $25.00 | $25.00 | 10/26/2009 5:02:15 PM |
| andrewgl | $25.00 | $25.00 | 10/26/2009 5:02:20 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/26/2009 5:03:09 PM |
| treasure-transporter | $25.00 | $25.00 | 10/26/2009 5:03:15 PM |
| biobulator | $25.00 | $25.00 | 10/26/2009 5:02:49 PM |
| dinero-mason | $50.00 | $50.00 | 10/26/2009 5:02:52 PM |
| FountainShrugged | $25.00 | $25.00 | 10/26/2009 5:02:56 PM |
| charming-point | $50.00 | $50.00 | 10/26/2009 5:02:59 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/26/2009 5:03:30 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/26/2009 5:03:58 PM |
| kid8549 | $25.00 | $25.00 | 10/26/2009 5:03:35 PM |
| get30inc | $25.00 | $25.00 | 10/26/2009 5:04:08 PM |
| irrelevant | $25.00 | $25.00 | 10/26/2009 5:04:19 PM |
| honorable-yield | $25.00 | $25.00 | 10/26/2009 5:03:55 PM |
| mtquan | $25.00 | $25.00 | 10/26/2009 5:04:23 PM |
| secobarbital | $25.00 | $25.00 | 10/26/2009 5:04:46 PM |
| delivery | $25.00 | $25.00 | 10/26/2009 5:04:50 PM |
| ZTA0796 | $25.00 | $25.00 | 10/26/2009 5:05:24 PM |
| SkepticalBen | $25.00 | $25.00 | 10/26/2009 5:05:28 PM |
| JGB | $25.00 | $25.00 | 10/26/2009 5:05:49 PM |
| special-peso | $50.00 | $50.00 | 10/26/2009 5:05:16 PM |
| TandyJames | $25.00 | $25.00 | 10/26/2009 5:06:02 PM |
| IIP77 | $25.00 | $25.00 | 10/26/2009 5:06:04 PM |
| beezling | $52.00 | $52.00 | 10/26/2009 5:02:37 PM |
| GatorBux | $25.00 | $25.00 | 10/26/2009 5:03:23 PM |
| Halos2002 | $50.00 | $50.00 | 10/26/2009 5:03:47 PM |
| spitzbergen | $25.00 | $25.00 | 10/26/2009 5:03:49 PM |
| Wangersinc | $25.00 | $25.00 | 10/26/2009 5:04:01 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/26/2009 5:04:06 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 5:04:16 PM |
| icon7 | $25.00 | $25.00 | 10/26/2009 5:04:26 PM |
| YogaDude34 | $25.00 | $25.00 | 10/26/2009 5:04:38 PM |
| GElender | $25.00 | $25.00 | 10/26/2009 5:04:41 PM |
| fcb202 | $25.00 | $25.00 | 10/26/2009 5:04:55 PM |
| uncleegg | $25.00 | $25.00 | 10/26/2009 5:04:58 PM |
| catomaior | $25.00 | $25.00 | 10/26/2009 5:05:02 PM |
| drg6289 | $25.00 | $25.00 | 10/26/2009 5:05:56 PM |
| five-star-note | $25.00 | $25.00 | 10/26/2009 5:12:33 PM |
| ultimate-commitment | $25.00 | $25.00 | 10/26/2009 5:13:15 PM |
| bizlady75 | $25.00 | $25.00 | 10/26/2009 5:13:11 PM |
| ChuckieG | $50.00 | $50.00 | 10/26/2009 5:13:39 PM |
| magnetic-duty | $25.00 | $25.00 | 10/26/2009 5:13:47 PM |
| capital-albatross | $25.00 | $25.00 | 10/26/2009 5:14:10 PM |
| rapid-power2 | $25.00 | $25.00 | 10/26/2009 5:14:12 PM |
| loanfairy | $25.00 | $25.00 | 10/26/2009 5:14:12 PM |
| likeable-value | $25.00 | $25.00 | 10/26/2009 5:12:40 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/26/2009 5:13:35 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/26/2009 5:13:43 PM |
| RadCad1 | $25.00 | $25.00 | 10/26/2009 5:13:48 PM |
| birddogsb | $50.00 | $50.00 | 10/26/2009 5:14:13 PM |
| efficient-principal | $25.00 | $6.15 | 10/26/2009 5:14:31 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 7:56:30 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 8:10:02 PM |
| JDWCARD | $28.01 | $28.01 | 10/26/2009 10:05:52 PM |
| Cub4eva | $25.00 | $25.00 | 10/27/2009 1:38:22 AM |
| blackbird02 | $25.00 | $25.00 | 10/27/2009 6:26:05 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:39:20 AM |
| shawnw2 | $35.00 | $35.00 | 10/27/2009 11:07:26 AM |
| semdoc1 | $50.00 | $50.00 | 10/27/2009 7:47:06 PM |
| 207 bids
|