Sales Report:Supplement No. 58 dated Oct 14, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
424113
This series of Notes was issued and sold upon the funding of the borrower loan #38889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Sep-15-2009 |
| |
Auction end date:
| Sep-29-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $501.30 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $487.54 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 840-860 (Sep-2009) |
Current / open credit lines:
| 12
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,077 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 22% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Sonos |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:
Payoff those ugly high interest credit cards.? I have been a long time browser of Prosper and want to dip my toe in the water.
My financial situation:
- I?pay all?bills on time and have never been late.
- The car has been paid off.?
- Between my wife and I, we have over $250k in retirement funds (401k, IRA, Brokerage accounts)
- We have equity in our house.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hwat is the interest rate on your credit card(s) Revolving credit balance ? - manuvns
A:
The blended rate is 11.623%. This is based off the current rates. One of the balances is on a variable rate. If the loan does not meet this blended rate, it does not necessarily mean I will not take the loan, since I am interested in consolidating the balances.
(Sep-16-2009)
Q:
What are your current monthly payments on said credit cards?? - dogthecat
A:
The amount depends. I have 1 card that has a variable rate and sometimes has $0 minimum due. On average the monthly total is just under $400. Please note that I am not concerned about the monthly amount of this loan. We can pay it. I would just like to stop paying the banks interest. And we all now the minimum will never get you anywhere.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bazaar-tulip | $25.00 | $25.00 | 9/15/2009 11:13:34 AM |
| Cai8899 | $25.00 | $25.00 | 9/15/2009 11:21:31 AM |
| Cherrypicker06 | $25.00 | $25.00 | 9/15/2009 11:21:43 AM |
| DukSerduk | $25.00 | $25.00 | 9/15/2009 11:22:07 AM |
| bchen78875 | $50.00 | $50.00 | 9/15/2009 11:22:19 AM |
| skuba | $50.00 | $50.00 | 9/15/2009 11:22:10 AM |
| Moron_Buffet | $25.00 | $25.00 | 9/15/2009 11:23:07 AM |
| Kame | $25.00 | $25.00 | 9/15/2009 11:23:12 AM |
| kinetic-diversification | $50.00 | $50.00 | 9/15/2009 11:28:52 AM |
| PalmTreeIsland | $50.00 | $50.00 | 9/15/2009 11:35:47 AM |
| snowman34 | $25.00 | $25.00 | 9/15/2009 11:33:42 AM |
| credit-investor5 | $50.00 | $50.00 | 9/15/2009 11:36:39 AM |
| caffinate | $110.00 | $110.00 | 9/15/2009 11:12:10 AM |
| yield-quest | $25.00 | $25.00 | 9/15/2009 12:53:59 PM |
| gm93001 | $25.00 | $25.00 | 9/15/2009 12:56:07 PM |
| don8ter | $60.00 | $60.00 | 9/15/2009 11:21:51 AM |
| honorable-yield | $50.00 | $50.00 | 9/15/2009 11:21:57 AM |
| elasermd | $50.00 | $50.00 | 9/15/2009 11:22:35 AM |
| gold-tsunami | $25.00 | $25.00 | 9/15/2009 11:23:30 AM |
| rjleves | $25.00 | $25.00 | 9/15/2009 11:23:38 AM |
| ethicalhumanist | $25.00 | $25.00 | 9/15/2009 11:24:07 AM |
| vikings23 | $25.00 | $25.00 | 9/15/2009 11:29:50 AM |
| MidnightBank | $25.00 | $25.00 | 9/15/2009 4:22:42 PM |
| greenback-floret | $25.00 | $25.00 | 9/15/2009 5:15:38 PM |
| 108lender | $32.19 | $32.19 | 9/15/2009 5:25:47 PM |
| rose88 | $25.00 | $25.00 | 9/15/2009 6:25:57 PM |
| benroo | $25.00 | $25.00 | 9/15/2009 5:14:47 PM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 3:15:56 AM |
| five-star-justice | $36.00 | $36.00 | 9/16/2009 9:51:15 AM |
| FG9YTR | $25.00 | $25.00 | 9/16/2009 10:48:53 AM |
| turbostar666 | $80.00 | $80.00 | 9/16/2009 6:15:33 AM |
| AP2PLender | $25.00 | $25.00 | 9/16/2009 8:10:22 AM |
| totoro | $25.00 | $25.00 | 9/16/2009 10:47:50 AM |
| kenyonhillbilly | $25.00 | $25.00 | 9/16/2009 12:03:48 PM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:35:33 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:44 PM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:21:18 AM |
| cowboyskier | $50.00 | $50.00 | 9/17/2009 11:31:36 AM |
| southerngirl9 | $60.00 | $60.00 | 9/17/2009 9:35:52 AM |
| bid-papyrus | $50.00 | $50.00 | 9/17/2009 5:20:08 PM |
| pseudokris | $25.00 | $25.00 | 9/17/2009 7:00:13 PM |
| rulender | $50.00 | $50.00 | 9/17/2009 7:42:16 PM |
| yank918 | $25.00 | $25.00 | 9/17/2009 10:00:22 PM |
| ok | $25.00 | $25.00 | 9/18/2009 6:32:07 AM |
| friendlyviking | $25.00 | $25.00 | 9/18/2009 9:20:11 AM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:11:39 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:51:55 AM |
| mikeandcat | $26.36 | $26.36 | 9/18/2009 11:36:37 AM |
| brainy-dedication | $25.00 | $25.00 | 9/18/2009 1:08:13 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:02:28 PM |
| bowdish1 | $43.28 | $43.28 | 9/18/2009 7:06:15 PM |
| Hogpilot | $25.00 | $25.00 | 9/19/2009 6:26:52 AM |
| money-vista | $25.00 | $25.00 | 9/19/2009 9:57:23 AM |
| chief_wo | $25.00 | $25.00 | 9/19/2009 7:27:31 AM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:34 AM |
| Rendely | $25.00 | $25.00 | 9/20/2009 5:26:55 AM |
| lgs83 | $25.00 | $25.00 | 9/20/2009 10:03:32 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:23 AM |
| Moby | $49.47 | $49.47 | 9/20/2009 9:52:45 AM |
| cpy911 | $25.00 | $25.00 | 9/20/2009 2:01:56 PM |
| credit-coach118 | $25.00 | $25.00 | 9/20/2009 12:57:37 PM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:07 PM |
| pulmdoc | $25.00 | $25.00 | 9/20/2009 3:16:50 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:41:54 PM |
| nofreelunch | $25.00 | $25.00 | 9/21/2009 5:17:15 AM |
| rmachi | $25.00 | $25.00 | 9/21/2009 8:28:00 AM |
| zeraphm | $25.00 | $25.00 | 9/21/2009 8:37:48 AM |
| Floridagirl | $25.00 | $25.00 | 9/21/2009 9:35:30 AM |
| soldadoz | $25.00 | $25.00 | 9/21/2009 9:59:38 AM |
| QuinMccoy | $25.00 | $25.00 | 9/21/2009 5:43:46 PM |
| Kelor99 | $25.00 | $25.00 | 9/21/2009 9:18:14 PM |
| BoutYeBank | $25.00 | $25.00 | 9/22/2009 7:57:42 AM |
| tuffshorty | $50.00 | $50.00 | 9/22/2009 9:32:43 AM |
| lovely-return7 | $25.00 | $25.00 | 9/22/2009 9:35:15 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:21 AM |
| FlexFunding | $31.06 | $31.06 | 9/22/2009 11:54:36 AM |
| PatRichi | $25.00 | $25.00 | 9/22/2009 1:23:34 PM |
| RickD1003 | $50.00 | $50.00 | 9/22/2009 1:42:53 PM |
| Credit2Prosper | $42.12 | $42.12 | 9/22/2009 11:56:48 AM |
| blackstar | $25.00 | $25.00 | 9/22/2009 1:24:39 PM |
| riversmoke | $25.00 | $25.00 | 9/22/2009 1:38:02 PM |
| wormdc | $25.00 | $25.00 | 9/22/2009 9:52:02 PM |
| mathprof | $25.00 | $25.00 | 9/23/2009 8:23:28 AM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:06 AM |
| godspeed237 | $25.00 | $25.00 | 9/23/2009 8:52:02 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:15 AM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:35:35 AM |
| bayareainv | $50.00 | $50.00 | 9/23/2009 10:18:32 AM |
| dansarkis | $25.00 | $25.00 | 9/23/2009 1:12:24 PM |
| sparky1129 | $25.00 | $25.00 | 9/23/2009 1:22:26 PM |
| impartial-deal | $25.00 | $25.00 | 9/23/2009 5:31:18 PM |
| whiteshadow | $25.00 | $25.00 | 9/24/2009 5:47:10 AM |
| jwood3030 | $25.00 | $25.00 | 9/24/2009 6:04:23 AM |
| conceptpi | $25.00 | $25.00 | 9/24/2009 6:05:30 AM |
| asya | $29.00 | $29.00 | 9/24/2009 6:06:45 AM |
| top-impressive-dinero | $25.00 | $25.00 | 9/24/2009 6:12:03 AM |
| linklady | $50.00 | $50.00 | 9/24/2009 6:11:16 AM |
| LuckySF | $26.89 | $26.89 | 9/24/2009 6:11:52 AM |
| practice44 | $25.00 | $25.00 | 9/24/2009 6:12:01 AM |
| gogmagog | $72.95 | $72.95 | 9/24/2009 6:12:31 AM |
| rdextra | $25.00 | $25.00 | 9/24/2009 6:12:57 AM |
| naniamo | $25.00 | $25.00 | 9/24/2009 6:15:44 AM |
| julijask | $25.00 | $25.00 | 9/24/2009 9:32:30 AM |
| help_each_other | $25.00 | $25.00 | 9/24/2009 6:30:15 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:59:16 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:10 AM |
| szetheli | $50.00 | $50.00 | 9/24/2009 9:36:53 AM |
| iruz | $40.00 | $40.00 | 9/24/2009 1:38:24 PM |
| minista | $25.00 | $25.00 | 9/24/2009 1:41:49 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:51 PM |
| Havana21 | $100.00 | $100.00 | 9/24/2009 9:48:34 PM |
| highcountry1 | $25.00 | $25.00 | 9/25/2009 6:42:55 AM |
| Machbannai | $28.05 | $28.05 | 9/25/2009 2:24:39 AM |
| Gromac | $25.00 | $25.00 | 9/25/2009 3:19:22 AM |
| longisland47m | $25.00 | $25.00 | 9/25/2009 6:42:58 AM |
| BritDad | $25.00 | $25.00 | 9/25/2009 9:02:43 AM |
| stikman | $25.00 | $25.00 | 9/25/2009 9:32:26 AM |
| Sixmil | $25.00 | $25.00 | 9/25/2009 9:36:16 AM |
| KiwiElf | $28.70 | $28.70 | 9/25/2009 8:54:04 AM |
| BOBCH | $25.00 | $25.00 | 9/25/2009 9:12:02 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:16 AM |
| Airbandit | $51.67 | $51.67 | 9/25/2009 9:52:29 AM |
| janus_god | $25.00 | $25.00 | 9/25/2009 9:35:54 AM |
| tsui517 | $25.00 | $25.00 | 9/25/2009 12:17:16 PM |
| virtualbank | $25.00 | $25.00 | 9/25/2009 2:57:20 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:57:45 PM |
| Ven58 | $25.00 | $25.00 | 9/25/2009 3:47:24 PM |
| Montgomery-Burns | $25.00 | $25.00 | 9/25/2009 11:41:53 PM |
| quicksilver70 | $25.00 | $25.00 | 9/26/2009 12:07:20 AM |
| MonkeyHero | $28.07 | $28.07 | 9/25/2009 11:08:16 PM |
| Elite800 | $50.00 | $50.00 | 9/26/2009 8:44:45 AM |
| rbotterbLLC | $25.00 | $25.00 | 9/26/2009 3:32:36 PM |
| bronzmajom | $25.00 | $25.00 | 9/27/2009 1:13:08 PM |
| johannesfactotum | $25.00 | $25.00 | 9/27/2009 4:12:49 AM |
| TriSail | $25.00 | $25.00 | 9/27/2009 8:51:55 AM |
| BaltimoreLender | $25.00 | $25.00 | 9/27/2009 2:57:15 PM |
| bkb7484 | $25.00 | $25.00 | 9/27/2009 1:45:25 PM |
| kmwvma | $25.00 | $25.00 | 9/28/2009 9:34:43 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:31 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:25 AM |
| jct_enterprises | $25.00 | $25.00 | 9/28/2009 5:31:55 AM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:33:36 AM |
| OLYVRC | $25.00 | $25.00 | 9/28/2009 12:59:18 PM |
| thesupplier | $25.00 | $25.00 | 9/28/2009 9:41:26 AM |
| labate | $25.00 | $25.00 | 9/28/2009 10:28:59 AM |
| sunnysally | $50.00 | $50.00 | 9/28/2009 4:47:08 PM |
| PaulW | $25.00 | $25.00 | 9/28/2009 4:55:08 PM |
| MasterKey | $25.00 | $25.00 | 9/28/2009 4:58:23 PM |
| ManhattanLender | $25.00 | $25.00 | 9/28/2009 5:03:07 PM |
| Feyenoord | $25.00 | $25.00 | 9/28/2009 5:05:47 PM |
| scloans | $30.00 | $30.00 | 9/28/2009 5:06:20 PM |
| ronin4sale | $25.00 | $25.00 | 9/28/2009 4:40:08 PM |
| L-vex | $25.00 | $25.00 | 9/28/2009 4:53:23 PM |
| charlieok | $25.00 | $25.00 | 9/28/2009 4:54:42 PM |
| LoftyIdeals | $25.00 | $25.00 | 9/28/2009 4:54:56 PM |
| gilbrear | $25.00 | $25.00 | 9/28/2009 4:56:08 PM |
| Philman | $25.00 | $25.00 | 9/28/2009 4:54:59 PM |
| TH99 | $25.00 | $25.00 | 9/28/2009 4:55:16 PM |
| slojudy | $25.00 | $25.00 | 9/28/2009 4:57:04 PM |
| shopzone | $25.00 | $25.00 | 9/28/2009 4:57:37 PM |
| NomoredebtCA | $25.00 | $25.00 | 9/28/2009 4:57:22 PM |
| Havnfun | $25.00 | $25.00 | 9/28/2009 6:53:36 PM |
| Richmp412 | $25.00 | $25.00 | 9/28/2009 7:09:35 PM |
| ChamelEian | $25.00 | $25.00 | 9/28/2009 7:37:36 PM |
| danfrphils | $25.00 | $25.00 | 9/28/2009 5:02:44 PM |
| ORteacher | $50.00 | $50.00 | 9/28/2009 8:19:13 PM |
| awe-inspiring-power | $25.00 | $25.00 | 9/28/2009 8:34:22 PM |
| msg500wave | $50.00 | $50.00 | 9/28/2009 5:07:03 PM |
| fireupthegrill | $25.00 | $25.00 | 9/28/2009 5:07:08 PM |
| northphoto | $25.00 | $25.00 | 9/28/2009 5:07:01 PM |
| e3oM | $50.00 | $50.00 | 9/28/2009 9:50:43 PM |
| Snoopylover | $25.00 | $25.00 | 9/28/2009 5:32:11 PM |
| inforapenny | $25.00 | $25.00 | 9/28/2009 5:31:58 PM |
| secretidentity | $25.00 | $25.00 | 9/28/2009 5:41:55 PM |
| pythia | $25.00 | $25.00 | 9/28/2009 6:37:11 PM |
| cpbreton | $25.00 | $25.00 | 9/29/2009 6:01:57 AM |
| historyman | $25.00 | $25.00 | 9/28/2009 7:03:43 PM |
| MoneyOps | $25.00 | $25.00 | 9/28/2009 6:25:32 PM |
| freestyle624 | $25.00 | $25.00 | 9/28/2009 6:53:41 PM |
| PotBellyPete | $25.00 | $25.00 | 9/29/2009 7:11:40 AM |
| McChan | $200.00 | $200.00 | 9/28/2009 9:25:28 PM |
| Blind_Pig | $27.00 | $27.00 | 9/29/2009 7:52:48 AM |
| gain-butterfly | $25.00 | $25.00 | 9/29/2009 8:42:11 AM |
| WhiteFang34 | $100.00 | $100.00 | 9/29/2009 2:30:48 AM |
| Garlic72 | $78.16 | $78.16 | 9/29/2009 3:38:01 AM |
| pharmkid21 | $25.00 | $25.00 | 9/29/2009 5:06:56 AM |
| REITRUST | $25.00 | $25.00 | 9/29/2009 10:21:17 AM |
| coolgenner | $50.00 | $50.00 | 9/29/2009 4:36:31 AM |
| DadWarbucks | $32.37 | $32.37 | 9/29/2009 5:03:56 AM |
| bds9646 | $78.32 | $78.32 | 9/29/2009 6:15:09 AM |
| Engineer44 | $30.00 | $30.00 | 9/29/2009 11:10:04 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:46 AM |
| lawboy74 | $25.00 | $25.00 | 9/29/2009 6:29:57 AM |
| MoneyForNothing | $25.00 | $25.00 | 9/29/2009 6:40:19 AM |
| scrabbler | $25.00 | $25.00 | 9/29/2009 6:46:51 AM |
| derfen | $25.00 | $25.00 | 9/29/2009 8:02:40 AM |
| maga | $100.00 | $100.00 | 9/29/2009 7:47:21 AM |
| inventive-exchange | $25.00 | $25.00 | 9/29/2009 9:34:13 AM |
| AJSinvest | $25.00 | $25.00 | 9/29/2009 10:39:11 AM |
| otalon | $25.00 | $25.00 | 9/29/2009 11:01:40 AM |
| DrStaff | $29.17 | $29.17 | 9/29/2009 10:54:31 AM |
| techreseller | $50.00 | $50.00 | 9/29/2009 11:07:45 AM |
| marshallmanhattan | $50.00 | $50.00 | 9/29/2009 11:03:50 AM |
| bouvierchamp | $26.29 | $26.29 | 9/29/2009 11:08:34 AM |
| Syzygy | $25.00 | $25.00 | 9/15/2009 11:12:17 AM |
| responsibility-butterfly | $25.00 | $25.00 | 9/15/2009 11:12:19 AM |
| cash-sensai2 | $25.00 | $25.00 | 9/15/2009 11:22:15 AM |
| understanding-marketplace | $100.00 | $100.00 | 9/15/2009 11:22:27 AM |
| personal-lender | $25.00 | $25.00 | 9/15/2009 11:23:23 AM |
| Sid-K | $50.00 | $50.00 | 9/15/2009 11:22:02 AM |
| seasportsguy | $25.00 | $25.00 | 9/15/2009 11:22:44 AM |
| LoanGiver | $25.00 | $25.00 | 9/15/2009 11:23:18 AM |
| stonesculptor | $100.00 | $100.00 | 9/15/2009 11:29:56 AM |
| stonesculptor | $100.00 | $100.00 | 9/15/2009 11:34:45 AM |
| engaging-worth | $30.00 | $30.00 | 9/15/2009 11:32:05 AM |
| Goodlender42 | $25.00 | $25.00 | 9/15/2009 11:34:01 AM |
| blot44 | $50.00 | $50.00 | 9/15/2009 11:43:52 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/15/2009 11:12:05 AM |
| lagnisiruk | $25.00 | $25.00 | 9/15/2009 11:21:35 AM |
| testobsessed | $100.00 | $100.00 | 9/15/2009 11:22:30 AM |
| sas19 | $25.00 | $25.00 | 9/15/2009 11:28:06 AM |
| compoundinterest | $50.00 | $50.00 | 9/15/2009 11:28:19 AM |
| justice-excellency | $41.83 | $41.83 | 9/15/2009 5:15:50 PM |
| anton | $46.12 | $46.12 | 9/15/2009 5:56:13 PM |
| Iwantahelp | $25.00 | $25.00 | 9/16/2009 6:15:24 AM |
| degster | $25.00 | $25.00 | 9/16/2009 8:46:11 AM |
| KHU2-B | $25.00 | $25.00 | 9/15/2009 10:26:28 PM |
| Patrician | $43.99 | $43.99 | 9/16/2009 12:15:58 PM |
| zento | $25.00 | $25.00 | 9/16/2009 2:37:18 PM |
| LesPaul1 | $25.00 | $25.00 | 9/16/2009 4:35:32 PM |
| nhm | $45.40 | $45.40 | 9/16/2009 5:26:22 PM |
| langdonx | $50.00 | $50.00 | 9/16/2009 6:45:59 PM |
| crossborders | $25.00 | $25.00 | 9/17/2009 6:30:36 AM |
| the-rate-creature | $25.00 | $25.00 | 9/16/2009 7:30:12 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:21:22 PM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:11:33 PM |
| BuckNaikid | $25.00 | $25.00 | 9/17/2009 7:57:50 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:21 PM |
| diazepam | $25.00 | $25.00 | 9/17/2009 7:26:06 PM |
| goofy15975 | $25.00 | $25.00 | 9/18/2009 11:32:17 AM |
| miked8303 | $25.00 | $25.00 | 9/18/2009 3:35:46 PM |
| mattbly | $25.00 | $25.00 | 9/18/2009 4:18:47 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:15 PM |
| JnL | $25.00 | $25.00 | 9/19/2009 3:17:03 AM |
| japper2353 | $25.00 | $25.00 | 9/19/2009 3:12:24 AM |
| SS123 | $25.00 | $25.00 | 9/19/2009 10:01:58 AM |
| MGOT-Ken | $25.00 | $25.00 | 9/19/2009 5:07:18 PM |
| j2ee | $25.00 | $25.00 | 9/19/2009 6:43:11 PM |
| all_of_that_one | $25.00 | $25.00 | 9/20/2009 7:22:06 AM |
| nuclearmoose | $25.00 | $25.00 | 9/20/2009 7:41:49 AM |
| MissionMicroFinance | $50.00 | $50.00 | 9/20/2009 9:12:30 AM |
| stormwatch | $25.00 | $25.00 | 9/20/2009 10:22:02 AM |
| catmanbob | $25.00 | $25.00 | 9/20/2009 9:26:55 AM |
| monstersdad | $43.06 | $43.06 | 9/20/2009 9:47:10 AM |
| Skramar | $25.00 | $25.00 | 9/20/2009 11:37:12 AM |
| jgar_O | $30.00 | $30.00 | 9/20/2009 2:41:53 PM |
| JJS180 | $25.00 | $25.00 | 9/20/2009 3:16:48 PM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:05 PM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:32:51 AM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 9:33:46 AM |
| ClearLake | $25.00 | $25.00 | 9/21/2009 9:51:40 AM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2009 2:29:15 PM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:39:22 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:32:47 PM |
| BaxterEvil | $25.00 | $25.00 | 9/21/2009 7:28:39 PM |
| noble-revenue | $29.07 | $29.07 | 9/22/2009 12:47:00 AM |
| turbine5 | $36.43 | $36.43 | 9/21/2009 8:36:58 PM |
| basejump0 | $25.00 | $25.00 | 9/21/2009 6:55:35 PM |
| milehighguy | $50.00 | $50.00 | 9/22/2009 7:33:30 AM |
| Railbird | $25.00 | $25.00 | 9/22/2009 9:36:34 AM |
| Jassi | $25.00 | $25.00 | 9/22/2009 9:44:21 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/22/2009 8:24:56 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:21 AM |
| discrete-asset | $25.00 | $25.00 | 9/22/2009 9:33:38 AM |
| vegibenz | $25.00 | $25.00 | 9/22/2009 10:33:16 AM |
| Patter256 | $25.00 | $25.00 | 9/22/2009 11:01:06 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:53:43 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:33:40 AM |
| pipopirate | $25.00 | $25.00 | 9/22/2009 11:03:48 AM |
| Exia | $25.00 | $25.00 | 9/22/2009 12:11:37 PM |
| RICHMONDREB | $25.00 | $25.00 | 9/22/2009 11:03:36 AM |
| Coach2often | $50.00 | $50.00 | 9/22/2009 1:20:31 PM |
| jt88 | $25.00 | $25.00 | 9/22/2009 1:26:23 PM |
| js60l | $25.00 | $25.00 | 9/22/2009 1:26:32 PM |
| dealarella | $25.00 | $25.00 | 9/22/2009 1:42:39 PM |
| Avala | $25.00 | $25.00 | 9/22/2009 1:23:22 PM |
| szetowski | $25.00 | $25.00 | 9/22/2009 1:24:26 PM |
| majormoves1 | $25.00 | $25.00 | 9/22/2009 12:27:07 PM |
| TK4 | $25.00 | $25.00 | 9/22/2009 1:26:57 PM |
| financelover | $50.00 | $50.00 | 9/22/2009 3:33:58 PM |
| CPAMAN | $25.00 | $25.00 | 9/22/2009 1:42:38 PM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/22/2009 1:20:18 PM |
| kayakg | $25.00 | $25.00 | 9/22/2009 1:25:09 PM |
| drewdog365 | $50.00 | $50.00 | 9/22/2009 3:09:03 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:02 PM |
| Marathoner | $25.00 | $25.00 | 9/22/2009 8:47:01 PM |
| hayhelp | $25.00 | $25.00 | 9/23/2009 8:22:05 AM |
| enticing-treasure5 | $25.00 | $25.00 | 9/22/2009 9:17:11 PM |
| GrayStudio | $50.00 | $50.00 | 9/23/2009 8:58:46 AM |
| Friend22 | $25.00 | $25.00 | 9/23/2009 10:09:05 AM |
| jeffc92 | $50.00 | $50.00 | 9/23/2009 10:18:44 AM |
| SpectrumCapital | $25.00 | $25.00 | 9/23/2009 8:57:55 AM |
| kindness-saver | $25.00 | $25.00 | 9/23/2009 11:26:23 AM |
| neenerman | $25.00 | $25.00 | 9/23/2009 2:27:40 PM |
| SOP_Bank | $25.00 | $25.00 | 9/23/2009 4:08:40 PM |
| assetmanager | $25.00 | $25.00 | 9/23/2009 4:48:46 PM |
| Lendomatic | $25.00 | $25.00 | 9/24/2009 6:02:41 AM |
| BigLinCT | $50.00 | $50.00 | 9/24/2009 6:03:02 AM |
| LPSolutions | $25.00 | $25.00 | 9/24/2009 6:11:57 AM |
| AndersenWatcher | $25.00 | $25.00 | 9/24/2009 6:16:24 AM |
| goodkarma | $25.00 | $25.00 | 9/24/2009 6:02:47 AM |
| jchix | $25.00 | $25.00 | 9/24/2009 6:16:35 AM |
| SKOAL | $25.00 | $25.00 | 9/24/2009 6:03:09 AM |
| grf1945 | $25.00 | $25.00 | 9/24/2009 6:04:06 AM |
| fsa3 | $25.00 | $25.00 | 9/24/2009 6:04:07 AM |
| pbeach05 | $25.00 | $25.00 | 9/24/2009 6:08:26 AM |
| aajwm | $37.67 | $37.67 | 9/24/2009 6:12:55 AM |
| market-assembler | $50.00 | $50.00 | 9/24/2009 6:17:32 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/24/2009 9:22:08 AM |
| investorrr | $25.00 | $25.00 | 9/24/2009 6:28:56 AM |
| notlicehead | $32.71 | $32.71 | 9/24/2009 6:30:02 AM |
| GenerousGentleMan | $25.00 | $25.00 | 9/24/2009 9:34:35 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:42:19 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/24/2009 9:06:30 AM |
| crippledcircus | $43.59 | $43.59 | 9/24/2009 11:10:09 AM |
| GElender | $50.00 | $50.00 | 9/24/2009 8:57:08 AM |
| entreprenooner | $25.00 | $25.00 | 9/24/2009 9:34:17 AM |
| newest-unique-integrity | $25.00 | $25.00 | 9/24/2009 9:35:01 AM |
| BayShell | $40.00 | $40.00 | 9/24/2009 12:19:39 PM |
| shawnw2 | $30.00 | $30.00 | 9/24/2009 9:46:25 AM |
| ADenny | $25.00 | $25.00 | 9/24/2009 11:48:20 AM |
| mizount | $25.00 | $25.00 | 9/24/2009 12:36:07 PM |
| JLEND926121 | $25.00 | $25.00 | 9/24/2009 12:43:05 PM |
| betheanswer | $50.00 | $50.00 | 9/24/2009 3:44:57 PM |
| buffalobills | $25.00 | $25.00 | 9/24/2009 3:06:42 PM |
| ChicoBob | $50.00 | $50.00 | 9/24/2009 3:32:32 PM |
| USMC0311 | $25.00 | $25.00 | 9/24/2009 4:30:55 PM |
| zeelender | $25.00 | $25.00 | 9/24/2009 5:57:02 PM |
| bmbanzai | $25.00 | $25.00 | 9/24/2009 6:24:02 PM |
| outofoffice | $50.00 | $50.00 | 9/24/2009 8:08:00 PM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 3:18:07 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:10 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:53:35 AM |
| chief219 | $25.00 | $25.00 | 9/25/2009 9:34:57 AM |
| USCGC | $25.00 | $25.00 | 9/25/2009 9:36:38 AM |
| mid | $25.00 | $25.00 | 9/25/2009 9:39:27 AM |
| Biazza | $25.00 | $25.00 | 9/25/2009 1:06:01 PM |
| BankOfFrankFairness | $35.09 | $35.09 | 9/25/2009 1:37:41 PM |
| ctgscott | $25.00 | $25.00 | 9/25/2009 4:49:58 PM |
| janderz990 | $25.00 | $25.00 | 9/25/2009 3:46:57 PM |
| hawker | $42.94 | $42.94 | 9/25/2009 5:21:59 PM |
| busybee999 | $25.00 | $25.00 | 9/25/2009 5:50:28 PM |
| Gold_Coin | $25.00 | $25.00 | 9/25/2009 11:42:20 PM |
| FOFagent1 | $100.00 | $100.00 | 9/26/2009 5:56:39 AM |
| superchicken | $25.00 | $25.00 | 9/26/2009 6:11:53 AM |
| Lotsofbears | $25.00 | $25.00 | 9/26/2009 8:19:28 AM |
| loanman2007 | $100.00 | $100.00 | 9/26/2009 9:51:19 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/27/2009 12:17:05 PM |
| thedoctor | $25.00 | $25.00 | 9/27/2009 6:21:59 PM |
| mcabery | $125.00 | $125.00 | 9/27/2009 6:35:02 PM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:35:36 AM |
| ganoman21 | $25.00 | $25.00 | 9/28/2009 10:37:21 AM |
| courteous-platinum6 | $50.00 | $50.00 | 9/28/2009 9:35:21 AM |
| Westerly | $50.00 | $50.00 | 9/28/2009 9:48:39 AM |
| diverse-transparency | $25.00 | $25.00 | 9/28/2009 2:52:02 PM |
| hotwired | $25.00 | $25.00 | 9/28/2009 11:38:13 AM |
| woodenshoes | $35.60 | $35.60 | 9/28/2009 11:47:13 AM |
| ChristopherHS | $25.00 | $25.00 | 9/28/2009 12:42:48 PM |
| BoughtTheFarm | $25.00 | $25.00 | 9/28/2009 3:32:13 PM |
| nick5454 | $50.00 | $50.00 | 9/28/2009 4:54:06 PM |
| tuneman1980 | $25.00 | $25.00 | 9/28/2009 4:54:39 PM |
| return-flamenco | $25.00 | $25.00 | 9/28/2009 4:57:33 PM |
| Erileb | $25.00 | $25.00 | 9/28/2009 4:57:56 PM |
| kinetic-truth | $25.00 | $25.00 | 9/28/2009 4:58:01 PM |
| UESbank | $50.00 | $50.00 | 9/28/2009 4:58:16 PM |
| patriot384 | $50.00 | $50.00 | 9/28/2009 4:59:37 PM |
| bomdel | $25.00 | $25.00 | 9/28/2009 5:05:49 PM |
| PhalanxBulldog | $25.00 | $25.00 | 9/28/2009 5:07:30 PM |
| ramsbladder | $25.00 | $25.00 | 9/28/2009 4:53:13 PM |
| Trondheim_Norway | $100.00 | $100.00 | 9/28/2009 5:34:18 PM |
| BigMonkey | $25.00 | $25.00 | 9/28/2009 4:54:43 PM |
| Victor-E-Lane | $25.00 | $25.00 | 9/28/2009 4:54:51 PM |
| Astyanax | $25.00 | $25.00 | 9/28/2009 5:48:07 PM |
| spsavage | $25.00 | $25.00 | 9/28/2009 4:57:39 PM |
| alliancecapital1 | $25.00 | $25.00 | 9/28/2009 6:43:11 PM |
| skubwa | $25.00 | $25.00 | 9/28/2009 8:41:09 PM |
| Ven58 | $25.00 | $25.00 | 9/28/2009 5:05:39 PM |
| marketplace-tamer8 | $25.00 | $25.00 | 9/28/2009 9:33:12 PM |
| mrpez1 | $25.00 | $25.00 | 9/28/2009 9:36:49 PM |
| ultimatepaintball | $25.00 | $25.00 | 9/28/2009 9:52:12 PM |
| jcw3rd | $25.00 | $25.00 | 9/28/2009 10:19:03 PM |
| Ghostchylde | $25.00 | $25.00 | 9/28/2009 5:10:49 PM |
| frankdelraza | $25.00 | $25.00 | 9/29/2009 12:07:15 AM |
| KingCroesus | $25.00 | $25.00 | 9/29/2009 1:23:07 AM |
| beaufuture | $25.00 | $25.00 | 9/29/2009 3:08:11 AM |
| Lear31 | $50.00 | $50.00 | 9/28/2009 5:44:23 PM |
| Kash2010lu | $50.00 | $50.00 | 9/28/2009 6:48:28 PM |
| SFBank | $300.00 | $5.88 | 9/28/2009 6:50:56 PM |
| gsp1885 | $26.97 | $26.97 | 9/28/2009 7:20:00 PM |
| CommerciaLender | $25.00 | $25.00 | 9/28/2009 6:41:30 PM |
| Sturgee | $25.00 | $25.00 | 9/28/2009 8:11:07 PM |
| Oak-Parker | $25.00 | $25.00 | 9/28/2009 9:27:04 PM |
| DackoDenk | $25.00 | $25.00 | 9/28/2009 9:58:54 PM |
| buckskin1234 | $38.53 | $38.53 | 9/29/2009 12:22:03 AM |
| jybank | $25.00 | $25.00 | 9/29/2009 9:59:04 AM |
| StrongMoney | $25.00 | $25.00 | 9/29/2009 10:38:39 AM |
| worth-matador | $25.00 | $25.00 | 9/29/2009 5:36:58 AM |
| SDD123 | $25.00 | $25.00 | 9/29/2009 6:18:18 AM |
| Mark-O-Polo | $25.00 | $25.00 | 9/29/2009 11:02:16 AM |
| the_prince | $100.00 | $100.00 | 9/29/2009 8:01:51 AM |
| mrfrog | $25.00 | $25.00 | 9/29/2009 9:33:22 AM |
| Lender50 | $25.00 | $25.00 | 9/29/2009 9:14:33 AM |
| Sven79 | $100.00 | $100.00 | 9/29/2009 9:43:09 AM |
| geekguy | $25.00 | $25.00 | 9/29/2009 10:40:30 AM |
| fulfilling-commitment | $150.00 | $150.00 | 9/29/2009 11:01:31 AM |
| gdbanks | $25.00 | $25.00 | 9/29/2009 11:02:11 AM |
| whitegold24k | $500.00 | $500.00 | 9/29/2009 11:04:41 AM |
| fantastic-cash | $33.00 | $33.00 | 9/29/2009 11:05:14 AM |
| wealth-comet694 | $40.00 | $40.00 | 9/29/2009 10:59:03 AM |
| friendinmoney | $100.00 | $100.00 | 9/29/2009 11:09:47 AM |
| 420 bids
|
Borrower Payment Dependent Notes Series
424582
This series of Notes was issued and sold upon the funding of the borrower loan #38906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,300.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Sep-16-2009 |
| |
Auction end date:
| Sep-30-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $544.75 |
|
Final lender yield:
| 11.43% |
Final borrower rate/APR:
| 12.43% / 12.78% |
Final monthly payment:
| $544.75 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 820-840 (Sep-2009) |
Current / open credit lines:
| 19
/
18 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 54 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,600 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| magnetic-transaction6 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying of credit cards
Purpose of loan:
This loan will be used to? pay off my credit card bills and one loan at my bank for $2000.00.
My financial situation:
I am a good candidate for this loan because?I always pay my bills on time and am currently not having any difficulty paying my bills, I just want to get rid of the revolving rates and get a fixed rate so I wont be paying so much interest.? I have received letters from almost?all of my credit card company's telling me they are either raising my?interest rate or?closing?my account.
I worked for the U. S. Poatal Service for almost 17 years and was receiving 60% disibility.? In 1996 I had my 5th back operation and was awarded 100% disilibilty from the Veterans Administration.? I then retired from the Postal Service on disibility and also received disibility from?Social Security so I am fortunate enough to retire comfortably.? I?hope this explains my work and credit history.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You show revolving credit of $6600, and a bank loan of $2000. Yet you want to borrow $16,300. That is nearly double what you need. What is the rest going for? - Moneypenny6
A:
I have questioned that too. My Chase credit card alone in $5600.00. I do not know why they have that at 6600. I would be glad to send copies of my statemenets. I totaled them up and as of now they add up to $12450.00. Then I have my bank note for $2000.00 plus interest. I pay over $700.00 on all my credit cards. Again I dont understand how they got the $6600.00, but that is definatly not correct. I hope this answers your question.
(Sep-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LDFree | $25.00 | $25.00 | 9/16/2009 4:01:06 PM |
| Cai8899 | $25.00 | $25.00 | 9/16/2009 4:04:58 PM |
| loaninvesting | $25.00 | $25.00 | 9/16/2009 4:01:36 PM |
| bchen78875 | $50.00 | $50.00 | 9/16/2009 4:05:49 PM |
| testobsessed | $100.00 | $100.00 | 9/16/2009 4:06:07 PM |
| gold-tsunami | $25.00 | $25.00 | 9/16/2009 4:07:14 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/16/2009 4:05:09 PM |
| don8ter | $60.00 | $60.00 | 9/16/2009 4:05:14 PM |
| Kame | $25.00 | $25.00 | 9/16/2009 4:06:59 PM |
| snowman34 | $25.00 | $25.00 | 9/16/2009 4:09:47 PM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 4:11:31 PM |
| degster | $25.00 | $25.00 | 9/16/2009 4:11:50 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2009 4:01:21 PM |
| honorable-yield | $50.00 | $50.00 | 9/16/2009 4:05:23 PM |
| skuba | $50.00 | $50.00 | 9/16/2009 4:05:41 PM |
| elasermd | $50.00 | $50.00 | 9/16/2009 4:06:26 PM |
| personal-lender | $25.00 | $25.00 | 9/16/2009 4:07:07 PM |
| blot44 | $50.00 | $50.00 | 9/16/2009 6:57:00 PM |
| sas19 | $25.00 | $25.00 | 9/16/2009 4:08:50 PM |
| engaging-worth | $30.00 | $30.00 | 9/16/2009 4:09:37 PM |
| adir1 | $50.00 | $50.00 | 9/17/2009 6:39:46 AM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:42:06 PM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:21:29 AM |
| JustMee | $25.00 | $25.00 | 9/16/2009 7:17:33 PM |
| Iwantahelp | $25.00 | $25.00 | 9/17/2009 12:34:13 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:21:34 PM |
| pseudokris | $25.00 | $25.00 | 9/17/2009 7:00:30 PM |
| Patrician | $50.00 | $50.00 | 9/17/2009 4:55:26 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:31 PM |
| JCMC | $50.00 | $50.00 | 9/18/2009 7:34:11 AM |
| Spring342 | $25.00 | $25.00 | 9/18/2009 8:02:45 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:52:57 AM |
| brainy-dedication | $25.00 | $25.00 | 9/18/2009 1:08:37 PM |
| WealthBoy | $25.00 | $25.00 | 9/18/2009 1:55:48 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:55:52 PM |
| MidnightBank | $25.00 | $25.00 | 9/19/2009 7:29:06 AM |
| chief_wo | $25.00 | $25.00 | 9/20/2009 5:41:55 AM |
| Rendely | $25.00 | $25.00 | 9/20/2009 5:27:01 AM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:12 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:42:01 PM |
| cowboyskier | $50.00 | $50.00 | 9/21/2009 8:32:19 AM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 9:33:59 AM |
| goofy15975 | $25.00 | $25.00 | 9/21/2009 5:12:18 PM |
| Kelor99 | $25.00 | $25.00 | 9/21/2009 9:18:19 PM |
| discrete-asset | $25.00 | $25.00 | 9/22/2009 9:33:45 AM |
| Jassi | $25.00 | $25.00 | 9/22/2009 9:44:34 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:27 AM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 10:25:28 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:29 AM |
| miked8303 | $25.00 | $25.00 | 9/22/2009 1:25:04 PM |
| credit-coach118 | $25.00 | $25.00 | 9/22/2009 5:22:07 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:12 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:25 AM |
| bowdish1 | $50.00 | $50.00 | 9/23/2009 12:47:28 PM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:35:48 AM |
| rjleves | $25.00 | $25.00 | 9/23/2009 5:02:25 PM |
| Moneypenny6 | $25.00 | $25.00 | 9/23/2009 6:51:20 PM |
| BoutYeBank | $25.00 | $25.00 | 9/24/2009 6:08:37 AM |
| financelover | $25.00 | $25.00 | 9/24/2009 6:13:32 AM |
| riversmoke | $25.00 | $25.00 | 9/24/2009 6:13:08 AM |
| Goodlender42 | $25.00 | $25.00 | 9/24/2009 6:14:52 AM |
| SnE | $25.00 | $25.00 | 9/24/2009 6:18:28 AM |
| nytrnbow | $25.00 | $25.00 | 9/24/2009 6:29:48 AM |
| CPAMAN | $25.00 | $25.00 | 9/24/2009 7:37:08 AM |
| julijask | $25.00 | $25.00 | 9/24/2009 9:32:42 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:42:07 AM |
| Syzygy | $25.00 | $25.00 | 9/24/2009 6:48:30 PM |
| newest-unique-integrity | $25.00 | $25.00 | 9/24/2009 10:22:07 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:35 PM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 3:18:25 AM |
| crossborders | $25.00 | $25.00 | 9/24/2009 11:56:54 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:33 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:53:22 AM |
| jt88 | $25.00 | $25.00 | 9/25/2009 11:58:21 AM |
| neenerman | $25.00 | $25.00 | 9/25/2009 11:49:13 AM |
| mikeandcat | $50.00 | $50.00 | 9/25/2009 3:27:20 PM |
| the-dinero-samurai | $85.00 | $85.00 | 9/25/2009 4:24:09 PM |
| ctgscott | $25.00 | $25.00 | 9/25/2009 4:50:03 PM |
| all4beans | $25.00 | $25.00 | 9/26/2009 8:16:59 AM |
| entreprenooner | $25.00 | $25.00 | 9/27/2009 4:17:00 AM |
| MissionMicroFinance | $30.11 | $30.11 | 9/27/2009 8:58:19 AM |
| szasza | $50.00 | $50.00 | 9/27/2009 5:20:45 AM |
| CorporateT00l | $25.00 | $25.00 | 9/27/2009 4:32:02 AM |
| dansarkis | $25.00 | $25.00 | 9/27/2009 8:07:22 AM |
| rulender | $50.00 | $50.00 | 9/27/2009 9:38:42 AM |
| justice-excellency | $100.00 | $100.00 | 9/28/2009 8:53:02 AM |
| Railbird | $25.00 | $25.00 | 9/27/2009 6:28:54 PM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:33:40 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:24 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:22 AM |
| KiwiElf | $30.00 | $30.00 | 9/28/2009 10:37:38 AM |
| ClearLake | $25.00 | $25.00 | 9/28/2009 8:17:54 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:35:40 AM |
| AndersenWatcher | $25.00 | $25.00 | 9/28/2009 10:38:28 AM |
| kayakg | $25.00 | $25.00 | 9/28/2009 1:02:28 PM |
| TK4 | $25.00 | $25.00 | 9/28/2009 5:51:52 PM |
| Avala | $25.00 | $25.00 | 9/28/2009 8:21:51 PM |
| all_of_that_one | $25.00 | $25.00 | 9/28/2009 6:22:03 PM |
| Moby | $50.00 | $50.00 | 9/28/2009 6:22:09 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:42 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/28/2009 8:57:05 PM |
| dealarella | $25.00 | $25.00 | 9/28/2009 9:27:20 PM |
| money-vista | $25.00 | $25.00 | 9/28/2009 9:36:56 PM |
| nuclearmoose | $25.00 | $25.00 | 9/28/2009 9:42:11 PM |
| Coach2often | $50.00 | $50.00 | 9/29/2009 10:19:23 AM |
| gogmagog | $40.38 | $40.38 | 9/29/2009 10:32:05 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/29/2009 10:45:50 AM |
| inventive-exchange | $25.00 | $25.00 | 9/29/2009 9:34:20 AM |
| namd | $50.00 | $50.00 | 9/29/2009 12:36:06 PM |
| pipopirate | $25.00 | $25.00 | 9/29/2009 10:26:55 AM |
| nofreelunch | $25.00 | $25.00 | 9/29/2009 10:58:28 AM |
| radiant-fund | $25.00 | $25.00 | 9/29/2009 11:14:37 AM |
| Hogpilot | $25.00 | $25.00 | 9/29/2009 11:19:49 AM |
| blackstar | $25.00 | $25.00 | 9/29/2009 11:36:39 AM |
| RickD1003 | $50.00 | $50.00 | 9/29/2009 12:21:27 PM |
| rose88 | $25.00 | $25.00 | 9/29/2009 12:19:38 PM |
| BuckNaikid | $25.00 | $25.00 | 9/29/2009 12:21:25 PM |
| sparky1129 | $25.00 | $25.00 | 9/29/2009 1:23:11 PM |
| bobbyhume | $25.00 | $25.00 | 9/29/2009 4:45:21 PM |
| bronzmajom | $25.00 | $25.00 | 9/29/2009 5:23:24 PM |
| schmegs | $25.00 | $25.00 | 9/29/2009 4:41:17 PM |
| Hexnut | $50.00 | $50.00 | 9/29/2009 9:56:58 PM |
| auction-chomper4 | $25.00 | $25.00 | 9/29/2009 9:05:22 PM |
| mcabery | $150.00 | $150.00 | 9/29/2009 7:23:43 PM |
| 1traveler | $25.00 | $25.00 | 9/29/2009 11:11:39 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/30/2009 1:29:29 AM |
| ricebin | $25.00 | $25.00 | 9/30/2009 9:20:16 AM |
| slartibardfast | $30.00 | $30.00 | 9/30/2009 9:36:37 AM |
| kegs | $150.00 | $150.00 | 9/30/2009 11:50:27 AM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 12:33:42 PM |
| biagbigmoney | $50.00 | $50.00 | 9/30/2009 1:38:45 PM |
| dlg | $25.01 | $25.01 | 9/30/2009 2:15:24 PM |
| MoneyMover | $25.00 | $25.00 | 9/30/2009 2:06:09 PM |
| grammaspurse | $50.00 | $50.00 | 9/30/2009 2:18:39 PM |
| Searlzy | $25.00 | $25.00 | 9/30/2009 2:09:29 PM |
| loki_en | $25.00 | $25.00 | 9/30/2009 2:09:34 PM |
| ajk_blue | $25.00 | $25.00 | 9/30/2009 2:25:00 PM |
| sharp-credit | $200.00 | $200.00 | 9/30/2009 2:57:52 PM |
| tenacious-payout | $25.00 | $25.00 | 9/30/2009 3:33:39 PM |
| kegs | $150.00 | $29.78 | 9/30/2009 3:56:49 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/30/2009 3:44:33 PM |
| dime-worker | $25.00 | $25.00 | 9/30/2009 3:20:05 PM |
| DukSerduk | $25.00 | $25.00 | 9/16/2009 4:05:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/16/2009 4:07:36 PM |
| lagnisiruk | $25.00 | $25.00 | 9/16/2009 4:05:06 PM |
| compoundinterest | $50.00 | $50.00 | 9/16/2009 4:09:07 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/16/2009 4:09:16 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/16/2009 4:05:56 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/16/2009 4:06:53 PM |
| Halos2002 | $50.00 | $50.00 | 9/16/2009 4:07:45 PM |
| credit-investor5 | $50.00 | $50.00 | 9/16/2009 4:10:11 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/16/2009 4:11:24 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2009 4:39:17 PM |
| Sid-K | $50.00 | $50.00 | 9/16/2009 4:05:29 PM |
| seasportsguy | $25.00 | $25.00 | 9/16/2009 4:06:39 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:56 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/16/2009 4:46:37 PM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:54:19 PM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:11:48 PM |
| kenyonhillbilly | $50.00 | $50.00 | 9/17/2009 2:21:35 PM |
| stonesculptor | $100.00 | $100.00 | 9/17/2009 2:52:21 PM |
| anton | $28.53 | $28.53 | 9/17/2009 6:07:21 PM |
| crafty | $25.00 | $25.00 | 9/17/2009 9:36:48 PM |
| powersjq | $25.00 | $25.00 | 9/18/2009 7:41:10 AM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:12:55 AM |
| bid-papyrus | $25.00 | $25.00 | 9/18/2009 2:54:11 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:25 PM |
| japper2353 | $25.00 | $25.00 | 9/19/2009 3:12:39 AM |
| ptjg | $40.00 | $40.00 | 9/19/2009 11:26:51 PM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:41 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:33 AM |
| lgs83 | $25.00 | $25.00 | 9/20/2009 10:03:38 AM |
| AP2PLender | $25.00 | $25.00 | 9/20/2009 11:42:55 AM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:13 PM |
| rmachi | $25.00 | $25.00 | 9/21/2009 8:28:11 AM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:33:00 AM |
| zeraphm | $25.00 | $25.00 | 9/21/2009 8:37:53 AM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:39:32 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:33:01 PM |
| tuffshorty | $50.00 | $50.00 | 9/22/2009 9:32:53 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:53:56 AM |
| Dad2SandJ | $50.00 | $50.00 | 9/22/2009 11:03:29 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:33:55 AM |
| LoanGiver | $25.00 | $25.00 | 9/22/2009 10:58:11 AM |
| cash-sensai2 | $25.00 | $25.00 | 9/22/2009 1:26:53 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:08 PM |
| noble-revenue | $25.00 | $25.00 | 9/22/2009 5:52:43 PM |
| Marathoner | $25.00 | $25.00 | 9/22/2009 8:47:10 PM |
| five-star-justice | $36.00 | $36.00 | 9/23/2009 7:32:26 AM |
| jgar_O | $30.00 | $30.00 | 9/22/2009 7:12:40 PM |
| langdonx | $25.00 | $25.00 | 9/23/2009 8:23:44 AM |
| jeffc92 | $50.00 | $50.00 | 9/23/2009 10:18:55 AM |
| kindness-saver | $25.00 | $25.00 | 9/23/2009 11:26:33 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/23/2009 10:58:43 PM |
| ok | $25.00 | $25.00 | 9/24/2009 6:16:06 AM |
| nhm | $50.00 | $50.00 | 9/24/2009 6:30:31 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:24 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:59:05 AM |
| JJS180 | $25.00 | $25.00 | 9/24/2009 2:53:57 PM |
| MGOT-Ken | $25.00 | $25.00 | 9/24/2009 2:32:26 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:38 PM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:58 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:18 AM |
| janus_god | $25.00 | $25.00 | 9/25/2009 9:53:49 AM |
| bayareainv | $50.00 | $50.00 | 9/25/2009 1:07:12 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 4:17:03 PM |
| help_each_other | $25.00 | $25.00 | 9/25/2009 11:17:42 PM |
| szasza | $50.00 | $50.00 | 9/27/2009 5:20:00 AM |
| JLEND926121 | $25.00 | $25.00 | 9/26/2009 4:22:00 PM |
| yank918 | $25.00 | $25.00 | 9/27/2009 9:07:08 AM |
| momentous-transaction8 | $100.00 | $100.00 | 9/26/2009 7:49:10 PM |
| johannesfactotum | $25.00 | $25.00 | 9/27/2009 4:12:56 AM |
| QuinMccoy | $25.00 | $25.00 | 9/28/2009 1:58:05 AM |
| impartial-deal | $25.00 | $25.00 | 9/27/2009 5:47:52 PM |
| majormoves1 | $25.00 | $25.00 | 9/27/2009 6:28:51 PM |
| kmwvma | $25.00 | $25.00 | 9/28/2009 9:34:48 AM |
| BayShell | $40.00 | $40.00 | 9/28/2009 10:55:43 AM |
| totoro | $25.00 | $25.00 | 9/28/2009 10:45:19 AM |
| gm93001 | $25.00 | $25.00 | 9/28/2009 12:23:08 PM |
| gymboree3 | $25.00 | $25.00 | 9/28/2009 1:13:17 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/28/2009 3:42:14 PM |
| zeelender | $25.00 | $25.00 | 9/28/2009 5:05:59 PM |
| whiteshadow | $25.00 | $25.00 | 9/28/2009 5:32:45 PM |
| bmbanzai | $25.00 | $25.00 | 9/28/2009 5:13:43 PM |
| GElender | $48.29 | $48.29 | 9/28/2009 11:12:20 PM |
| Lendomatic | $25.00 | $25.00 | 9/28/2009 11:21:50 PM |
| friendlyviking | $25.00 | $25.00 | 9/28/2009 6:22:10 PM |
| mathprof | $25.00 | $25.00 | 9/29/2009 5:21:56 AM |
| Artist_Blue | $25.00 | $25.00 | 9/29/2009 10:00:31 AM |
| ADenny | $25.00 | $25.00 | 9/29/2009 10:54:47 AM |
| monstersdad | $40.77 | $40.77 | 9/29/2009 7:57:14 AM |
| publius2000 | $100.00 | $100.00 | 9/29/2009 11:40:01 AM |
| spsavage | $25.00 | $25.00 | 9/29/2009 12:11:59 PM |
| vegibenz | $37.56 | $37.56 | 9/29/2009 10:31:32 AM |
| longisland47m | $25.00 | $25.00 | 9/29/2009 11:13:47 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/29/2009 12:45:02 PM |
| jct_enterprises | $25.00 | $25.00 | 9/29/2009 3:12:02 PM |
| beakerfish | $48.22 | $48.22 | 9/29/2009 5:58:56 PM |
| banker366 | $25.00 | $25.00 | 9/29/2009 4:34:27 PM |
| intelligent-yield | $25.00 | $25.00 | 9/29/2009 7:29:37 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/29/2009 9:32:49 PM |
| crazybill | $25.00 | $25.00 | 9/30/2009 12:15:29 AM |
| JCMC | $25.00 | $25.00 | 9/30/2009 7:30:51 AM |
| funds-magician142 | $25.00 | $25.00 | 9/30/2009 8:12:53 AM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 9:34:56 AM |
| sh71 | $25.00 | $25.00 | 9/30/2009 9:35:40 AM |
| mckhbnpc | $25.00 | $25.00 | 9/30/2009 9:36:47 AM |
| thedoctor | $25.00 | $25.00 | 9/30/2009 9:54:53 AM |
| chrisjs15 | $25.00 | $25.00 | 9/30/2009 10:02:51 AM |
| js60l | $25.00 | $25.00 | 9/30/2009 10:49:30 AM |
| martymaniaman | $25.00 | $25.00 | 9/30/2009 10:39:40 AM |
| MasterKey | $25.00 | $25.00 | 9/30/2009 11:14:44 AM |
| b-rent | $25.00 | $25.00 | 9/30/2009 11:39:36 AM |
| lamsabuy | $6,000.00 | $6,000.00 | 9/30/2009 11:50:26 AM |
| currency-pipeline | $25.00 | $25.00 | 9/30/2009 11:54:31 AM |
| ALL-PRIME | $25.00 | $25.00 | 9/30/2009 11:51:49 AM |
| tclay77 | $25.00 | $25.00 | 9/30/2009 12:10:10 PM |
| larrybird | $155.00 | $155.00 | 9/30/2009 12:17:06 PM |
| gslinv | $25.35 | $25.35 | 9/30/2009 12:31:27 PM |
| Redleg6 | $25.00 | $25.00 | 9/30/2009 12:54:42 PM |
| well-mannered-income3 | $25.00 | $25.00 | 9/30/2009 1:02:07 PM |
| MasterJin | $25.00 | $25.00 | 9/30/2009 1:46:34 PM |
| whitegold24k | $500.00 | $500.00 | 9/30/2009 2:07:47 PM |
| momentous-transaction8 | $100.00 | $100.00 | 9/30/2009 2:16:27 PM |
| _SCI_ | $25.00 | $25.00 | 9/30/2009 2:09:43 PM |
| bbanc123 | $50.00 | $50.00 | 9/30/2009 2:23:55 PM |
| zerocrog | $25.00 | $25.00 | 9/30/2009 2:55:41 PM |
| LAKETIME | $25.00 | $25.00 | 9/30/2009 2:45:48 PM |
| Jinja | $25.00 | $25.00 | 9/30/2009 2:50:37 PM |
| kegs | $165.00 | $165.00 | 9/30/2009 3:55:43 PM |
| beaker | $25.00 | $25.00 | 9/30/2009 3:54:31 PM |
| 271 bids
|
Borrower Payment Dependent Notes Series
424985
This series of Notes was issued and sold upon the funding of the borrower loan #38900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 13.01% |
Starting borrower rate/APR:
| 14.01% / 16.17% |
Starting monthly payment:
| $290.55 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $275.47 |
| |
|
Auction yield range:
| 4.27% - 13.01% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,412 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| axcimoch |
Borrower's state:
| Connecticut |
Borrower's group:
| STUDENT AND EDUCATIONAL LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 680-700
(Mar-2007)
680-700
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be fully used to pay off the credit cards debt that I have. ?I have been a client of Citibank and Bank of America for more than 5 years and never had a late payment, but recently received a letters increasing my credit cards rate to around 24%. I like to consolidate credit cards debt and lower the interest rate to reasonable level. I?m planning on paying the prosper?loan off early by making extra payments to principal.
My financial situation:
Net salary+ guaranteed bonus???? ?$ 3150 a month
Rent with utilities ?-???????????????????? ?-$550 a month
Cell phone bill/ internet/ cable???? ??-$200 a month
Car expense / gas???????????????????????-$200 a month
Credit cards??????????????????????? ?????? ?-$400 a month ( which will be paid off with this loan)
Insurance ?-????????????????????????????????-$100 a month
Misc expense?????????????????????????????-$100 a month
Groceries/ dinning out???????????????? - $500 a month
Education expense?????????????????????-$ 300 a month???????????????????????????????????????????????
????????????????????????????????????? ??? --------------------------------?????????????????????????
??????????????????????Total left ??around?? +$800 a month?????????????????????????????????????????????? .
????As you can see I make enough to pay for the loan. I also have a savings account which I could use to pay off half of my debt but I rather keep that money for unforeseen emergency situations. Better safe than sorry. ?This loan will eliminate my monthly credit cards payments and I?m planning on making same payment amount towards new prosper loan. I?m currently finishing up my MBA and expecting promotion/rise in the near future.
I am a good candidate for this loan because of my excellent credit history and credit score . In the past I had a loan with Prosper which was paid off 1.5 year earlier
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/18/2009 4:19:24 PM |
| Cai8899 | $25.00 | $25.00 | 9/18/2009 4:37:45 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/18/2009 4:38:51 PM |
| elasermd | $50.00 | $50.00 | 9/18/2009 4:39:13 PM |
| Kame | $25.00 | $25.00 | 9/18/2009 4:39:37 PM |
| snowman34 | $25.00 | $25.00 | 9/18/2009 4:43:51 PM |
| degster | $25.00 | $25.00 | 9/18/2009 4:45:08 PM |
| gold-tsunami | $25.00 | $25.00 | 9/18/2009 4:40:00 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/18/2009 4:38:03 PM |
| compoundinterest | $50.00 | $50.00 | 9/18/2009 4:41:56 PM |
| bchen78875 | $50.00 | $50.00 | 9/18/2009 4:38:37 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/18/2009 4:42:08 PM |
| uncleegg | $25.00 | $25.00 | 9/18/2009 4:44:59 PM |
| Weaverville | $25.00 | $25.00 | 9/18/2009 4:48:55 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/18/2009 4:45:56 PM |
| SNH | $50.00 | $50.00 | 9/18/2009 4:50:15 PM |
| j48 | $25.00 | $25.00 | 9/18/2009 4:50:22 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:52 PM |
| anton | $25.00 | $25.00 | 9/18/2009 6:29:25 PM |
| MidnightBank | $25.00 | $25.00 | 9/19/2009 7:31:59 AM |
| Finspons | $300.00 | $300.00 | 9/19/2009 8:28:47 AM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:49 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:43 AM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:22 PM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:33:15 AM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 4:48:40 PM |
| TravelJunkie | $25.00 | $25.00 | 9/21/2009 7:52:57 PM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:37 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:39 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:54:05 AM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:17 PM |
| Marathoner | $25.00 | $25.00 | 9/22/2009 8:47:18 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:20 AM |
| Student_Capital | $50.00 | $50.00 | 9/23/2009 12:07:42 AM |
| jeffc92 | $50.00 | $50.00 | 9/23/2009 10:19:03 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:35 AM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:36:03 AM |
| cowboyskier | $50.00 | $50.00 | 9/23/2009 11:13:46 AM |
| Castellan | $25.00 | $25.00 | 9/23/2009 11:07:33 AM |
| econgineer | $31.14 | $31.14 | 9/23/2009 1:59:34 PM |
| goofy15975 | $25.00 | $25.00 | 9/24/2009 6:18:46 AM |
| bansir | $25.00 | $25.00 | 9/24/2009 2:40:39 PM |
| Havana21 | $500.00 | $500.00 | 9/24/2009 10:06:07 PM |
| stonesculptor | $100.00 | $100.00 | 9/25/2009 8:28:49 AM |
| harmonious-liberty | $25.00 | $25.00 | 9/25/2009 12:48:43 PM |
| Magician | $50.00 | $50.00 | 9/27/2009 1:49:54 PM |
| usedtoborrow | $100.00 | $100.00 | 9/28/2009 4:59:52 PM |
| CheapDolo22 | $25.00 | $25.00 | 9/28/2009 9:39:40 PM |
| golffish2 | $100.00 | $100.00 | 9/29/2009 4:40:15 AM |
| impressive-fund0 | $30.00 | $30.00 | 9/29/2009 5:46:11 PM |
| bondhedger | $25.00 | $25.00 | 9/29/2009 9:57:49 PM |
| OoM | $25.00 | $25.00 | 9/29/2009 5:53:56 PM |
| peregrine | $25.00 | $25.00 | 9/29/2009 8:05:18 PM |
| momentous-gold | $25.00 | $25.00 | 9/30/2009 8:41:10 AM |
| Pickmar | $25.00 | $25.00 | 9/30/2009 11:32:35 AM |
| JerryB96 | $25.00 | $25.00 | 9/30/2009 11:27:29 AM |
| apwillie12 | $34.28 | $34.28 | 9/30/2009 5:52:53 PM |
| jybank | $25.00 | $25.00 | 9/30/2009 9:58:51 PM |
| techreseller | $50.00 | $50.00 | 10/1/2009 7:37:49 AM |
| medman | $200.00 | $200.00 | 10/1/2009 8:37:28 AM |
| tranquil-balance | $25.00 | $25.00 | 10/1/2009 10:59:11 AM |
| LilyMax | $100.00 | $100.00 | 10/1/2009 12:01:11 PM |
| Personal-Bond | $40.99 | $40.99 | 10/1/2009 11:29:41 AM |
| e3oM | $25.00 | $25.00 | 10/1/2009 3:28:03 PM |
| compatible-diversification | $55.48 | $55.48 | 10/1/2009 4:51:11 PM |
| NorthwestLoan1 | $50.00 | $50.00 | 10/1/2009 5:00:23 PM |
| gpuck | $25.00 | $25.00 | 10/1/2009 5:03:21 PM |
| Ray3486 | $25.00 | $25.00 | 10/1/2009 7:30:26 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/1/2009 7:22:53 PM |
| Loansforlife | $50.00 | $50.00 | 10/1/2009 7:46:17 PM |
| OGS_Capital | $25.00 | $25.00 | 10/1/2009 11:51:39 PM |
| Nasdaq | $50.00 | $50.00 | 10/1/2009 11:30:03 PM |
| investmentgroup | $25.00 | $25.00 | 10/2/2009 3:54:25 AM |
| StarFundingSource | $25.00 | $25.00 | 10/2/2009 8:57:37 AM |
| TBCapitol | $50.00 | $50.00 | 10/2/2009 5:25:58 AM |
| fatboy888 | $25.00 | $25.00 | 10/2/2009 5:38:54 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/2/2009 6:47:48 AM |
| Leshan | $41.40 | $41.40 | 10/2/2009 9:23:55 AM |
| lender73w | $25.00 | $25.00 | 10/2/2009 9:51:18 AM |
| Johnab | $50.00 | $50.00 | 10/2/2009 9:56:39 AM |
| blue-relay | $25.00 | $25.00 | 10/2/2009 10:57:50 AM |
| fantasysports | $25.00 | $25.00 | 10/2/2009 11:00:58 AM |
| manuvns | $25.00 | $25.00 | 10/2/2009 11:11:17 AM |
| dorypro | $25.00 | $25.00 | 10/2/2009 1:26:44 PM |
| momentous-transaction8 | $100.00 | $100.00 | 10/2/2009 12:01:30 PM |
| MoneyMover | $25.00 | $25.00 | 10/2/2009 12:39:28 PM |
| Richmp412 | $25.00 | $25.00 | 10/2/2009 3:47:46 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/2/2009 4:11:59 PM |
| LAKETIME | $25.00 | $25.00 | 10/2/2009 3:02:55 PM |
| NewYorker48 | $50.00 | $50.00 | 10/2/2009 3:04:10 PM |
| worth-matador | $25.00 | $25.00 | 10/2/2009 3:05:46 PM |
| balance-chestnut | $25.00 | $25.00 | 10/2/2009 3:43:28 PM |
| selo80 | $35.00 | $35.00 | 10/2/2009 4:13:16 PM |
| biffmush | $250.00 | $250.00 | 10/2/2009 4:13:27 PM |
| Sid-K | $50.00 | $50.00 | 9/18/2009 4:38:13 PM |
| DukSerduk | $25.00 | $25.00 | 9/18/2009 4:38:19 PM |
| skuba | $50.00 | $50.00 | 9/18/2009 4:38:25 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/18/2009 4:39:24 PM |
| flexiboy35 | $25.00 | $25.00 | 9/18/2009 4:46:09 PM |
| Barak | $80.00 | $80.00 | 9/18/2009 4:47:03 PM |
| gold-cluster | $25.00 | $25.00 | 9/18/2009 4:47:16 PM |
| lagnisiruk | $25.00 | $25.00 | 9/18/2009 4:47:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/18/2009 4:40:12 PM |
| sas19 | $25.00 | $25.00 | 9/18/2009 4:41:42 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/18/2009 4:45:47 PM |
| crenen139 | $25.00 | $25.00 | 9/18/2009 4:46:50 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:56:04 PM |
| don8ter | $60.00 | $60.00 | 9/18/2009 8:14:44 PM |
| pureprofit | $100.00 | $100.00 | 9/18/2009 9:53:14 PM |
| SmallTown5 | $25.00 | $25.00 | 9/19/2009 5:48:46 AM |
| payontime1 | $50.00 | $50.00 | 9/19/2009 10:08:00 PM |
| testobsessed | $51.69 | $51.69 | 9/20/2009 3:52:01 PM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:18 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:42:07 PM |
| chief_wo | $25.00 | $25.00 | 9/21/2009 11:04:04 AM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:33:10 PM |
| Jassi | $25.00 | $25.00 | 9/22/2009 9:44:42 AM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 10:25:44 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:34:05 AM |
| tuffshorty | $50.00 | $50.00 | 9/22/2009 9:33:02 AM |
| honorable-yield | $50.00 | $50.00 | 9/22/2009 1:19:03 PM |
| zento | $25.00 | $25.00 | 9/22/2009 1:00:34 PM |
| 4mydaughterseducation | $50.00 | $50.00 | 9/22/2009 5:28:24 PM |
| bid-papyrus | $50.00 | $50.00 | 9/23/2009 7:32:31 AM |
| kindness-saver | $25.00 | $25.00 | 9/23/2009 11:26:43 AM |
| GS-ROCK | $25.00 | $25.00 | 9/23/2009 8:38:00 PM |
| discrete-asset | $25.00 | $25.00 | 9/24/2009 6:06:29 AM |
| personal-lender | $25.00 | $6.85 | 9/24/2009 6:18:54 AM |
| rce1964 | $25.00 | $25.00 | 9/24/2009 10:27:37 AM |
| rneckfsu | $50.00 | $50.00 | 9/25/2009 12:18:49 PM |
| mcabery | $100.00 | $100.00 | 9/25/2009 5:17:19 PM |
| loanman2007 | $100.00 | $100.00 | 9/26/2009 10:02:16 AM |
| Digs | $25.00 | $25.00 | 9/28/2009 10:55:45 AM |
| usedtoborrow | $100.00 | $100.00 | 9/28/2009 3:10:56 PM |
| robinw777 | $25.00 | $25.00 | 9/28/2009 11:27:40 PM |
| Sven79 | $100.00 | $100.00 | 9/29/2009 9:51:18 AM |
| Loan_Stranger | $50.00 | $50.00 | 9/29/2009 12:55:45 PM |
| woodslip | $50.00 | $50.00 | 9/29/2009 6:18:58 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:10:30 PM |
| bkb7484 | $25.00 | $25.00 | 10/1/2009 4:21:55 AM |
| ashinvest | $25.00 | $25.00 | 10/1/2009 7:42:10 AM |
| AF-Chief | $35.00 | $35.00 | 10/1/2009 12:01:44 PM |
| Astyanax | $25.00 | $25.00 | 10/1/2009 1:51:04 PM |
| SCD | $25.00 | $25.00 | 10/1/2009 2:50:31 PM |
| oldman1947 | $25.00 | $25.00 | 10/1/2009 3:09:51 PM |
| ekn_enterprises | $37.13 | $37.13 | 10/1/2009 4:39:12 PM |
| indomart | $35.00 | $35.00 | 10/1/2009 4:48:02 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/1/2009 4:41:52 PM |
| truth-silo | $100.00 | $100.00 | 10/1/2009 4:39:34 PM |
| brutusbone | $50.00 | $50.00 | 10/1/2009 5:04:35 PM |
| DavronFunding | $25.00 | $25.00 | 10/1/2009 8:21:30 PM |
| FundMaker | $34.03 | $34.03 | 10/1/2009 7:15:28 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/1/2009 7:42:51 PM |
| JB2006 | $25.00 | $25.00 | 10/1/2009 8:25:12 PM |
| SFBank | $250.00 | $250.00 | 10/1/2009 8:02:31 PM |
| mobius_titan | $25.00 | $25.00 | 10/2/2009 4:18:48 AM |
| charitycoon | $50.00 | $50.00 | 10/2/2009 6:07:33 AM |
| momentous-coin | $25.85 | $25.85 | 10/1/2009 10:05:56 PM |
| payout-magician | $50.00 | $50.00 | 10/1/2009 10:04:33 PM |
| RadarLuv | $25.00 | $25.00 | 10/2/2009 6:47:46 AM |
| scrabbler | $25.00 | $25.00 | 10/2/2009 6:55:08 AM |
| scloans | $25.00 | $25.00 | 10/2/2009 1:50:42 AM |
| orangemutt | $39.90 | $39.90 | 10/2/2009 8:27:03 AM |
| aganippe | $50.00 | $50.00 | 10/2/2009 8:37:10 AM |
| SoyLover | $30.00 | $30.00 | 10/2/2009 9:55:34 AM |
| jalvin | $100.00 | $100.00 | 10/2/2009 10:22:36 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 10:22:57 AM |
| MrLeft | $50.00 | $50.00 | 10/2/2009 11:50:49 AM |
| slxvq | $40.00 | $40.00 | 10/2/2009 10:57:46 AM |
| Rothgoe | $31.26 | $31.26 | 10/2/2009 11:03:40 AM |
| tuckerdog75 | $25.00 | $25.00 | 10/2/2009 11:40:46 AM |
| jimmya | $25.00 | $25.00 | 10/2/2009 3:38:34 PM |
| drummerdad | $25.00 | $25.00 | 10/2/2009 1:43:43 PM |
| Engineer44 | $30.00 | $30.00 | 10/2/2009 4:15:24 PM |
| rjglender | $30.00 | $30.00 | 10/2/2009 2:05:37 PM |
| socal-lender | $25.00 | $25.00 | 10/2/2009 2:30:15 PM |
| Memphis-King | $50.00 | $50.00 | 10/2/2009 3:23:51 PM |
| selo80 | $25.00 | $25.00 | 10/2/2009 4:14:56 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/2/2009 4:11:43 PM |
| fulfilling-commitment | $100.00 | $100.00 | 10/2/2009 4:13:43 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
425088
This series of Notes was issued and sold upon the funding of the borrower loan #38912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 19.25% |
Final borrower rate/APR:
| 20.25% / 22.49% |
Final monthly payment:
| $74.58 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,729 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| silverbaywolf |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(May-2008)
|
|
Principal balance:
| $3,147.78 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Reduce Interest Rates
Purpose of loan:
I just received an email invitiation from Prosper to apply for another loan.?According to their email, since I have had an excellent repayment record with them,?they are suggesting that I?pay off?any higher interest rate credit card?with a new Prosper Loan.? I have a $2000 limit credit card whose rate is going up from 7.99 to 25.99 so I would like to pay it off.
My financial situation:
I am a good candidate for this loan because? I am responsible, pay my bills on time (hence the invite from Prosper), and?have good job security.? ?I have?no dependents other than my horse,?Roper (see picture).???My debt to income is very reasonable and this new loan payment would actually be less per month?since I will be paying off?a high rate credit card.
Monthly Net Salary?Income: $4995.00
Gas Reimbursement:????????????? $300.00
Total Monthly Income:???????? ?$5295.00
Monthly Expenses: $2065
??Housing: $?No housing expense-- I am?care taker for a?small farm in lieu of rent.
??Insurance: $ 175
??Car expenses: $ 540 loan???
??Utilities: $ 150
??Phone, cable, internet: $?150
??Food, incidentals?$250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 295
??Other expenses: Horse care:?$250??
? Student Loan$155?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to bid / pledge for! Can you explain a bit more on your employment status? Is all 75K+ from teaching or is part from another job? Also is the rent in lieu part of this income and where does the gas credit come from? - SmartConsolidation
A:
Hi,
Thanks for looking at my listing! My income is 100% from my teaching job. I get a gas allowance ($300) in addition to my salary for commuting to and from work. I live on a small farm and I take care of the property and pay all utilities and maintenance of the home and yard instead of paying rent. The property is owned by family friends. They are older and needed someone to take care of the property.
(Sep-27-2009)
Q:
Your revolving debt went from $2,000 to over $10,000 in the last two years. What happened? - ideal-value
A:
My sump pump quit while I was out of town and I had a flood in my basement. I had to replace my washer, dryer, freezer, water heater and furnace all at once. Since I don' t own the home, my insurance wouldn't cover their replacement. I financed them on my Visa card, instead of wiping out my savings.
(Sep-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| beans53 | $25.00 | $25.00 | 10/1/2009 8:09:03 PM |
| loanman2007 | $150.00 | $150.00 | 10/4/2009 5:51:31 PM |
| fortytwo | $200.00 | $200.00 | 10/4/2009 1:49:25 PM |
| PXM-Financial | $60.00 | $60.00 | 10/4/2009 3:37:14 PM |
| nurat | $55.12 | $55.12 | 10/5/2009 10:46:07 AM |
| maga | $445.00 | $445.00 | 10/5/2009 9:21:55 AM |
| investment-cluster | $25.00 | $25.00 | 10/5/2009 1:55:28 PM |
| Stingray8a | $25.00 | $25.00 | 10/5/2009 1:59:49 PM |
| Ray3486 | $25.00 | $25.00 | 10/5/2009 2:08:24 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/5/2009 2:11:49 PM |
| credit-coach118 | $25.00 | $14.35 | 10/5/2009 1:51:57 PM |
| jybank | $25.00 | $25.00 | 10/5/2009 3:08:56 PM |
| fireferd | $55.30 | $55.30 | 10/5/2009 2:19:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/5/2009 2:11:23 PM |
| dorypro | $25.00 | $25.00 | 10/5/2009 2:19:55 PM |
| DMKAssetManagement | $25.00 | $25.00 | 10/5/2009 2:23:05 PM |
| CA_Lender | $25.00 | $25.00 | 10/5/2009 4:05:39 PM |
| kinetic-social | $25.00 | $25.00 | 10/5/2009 4:06:49 PM |
| ZOOOM | $26.58 | $26.58 | 10/5/2009 3:44:38 PM |
| johnpmid | $25.00 | $25.00 | 10/5/2009 3:46:56 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/4/2009 7:25:42 PM |
| Bobusa | $25.00 | $25.00 | 10/5/2009 4:57:31 AM |
| Leshan | $68.65 | $68.65 | 10/5/2009 7:42:08 AM |
| HomerdohNY | $25.00 | $25.00 | 10/5/2009 12:32:53 PM |
| jcw3rd | $25.00 | $25.00 | 10/5/2009 1:24:16 PM |
| Flying_Tilapia | $50.00 | $50.00 | 10/5/2009 2:38:32 PM |
| VTXRider | $25.00 | $25.00 | 10/5/2009 2:52:40 PM |
| Astyanax | $25.00 | $25.00 | 10/5/2009 3:02:49 PM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 1:58:24 PM |
| money-expert | $25.00 | $25.00 | 10/5/2009 2:05:30 PM |
| LendingHelper | $100.00 | $100.00 | 10/5/2009 2:44:25 PM |
| reflective-rupee | $25.00 | $25.00 | 10/5/2009 2:47:57 PM |
| plaudvr07 | $50.00 | $50.00 | 10/5/2009 3:01:29 PM |
| klemer | $25.00 | $25.00 | 10/5/2009 3:18:58 PM |
| mattbly | $50.00 | $50.00 | 10/5/2009 3:41:49 PM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 10/5/2009 4:06:09 PM |
| LAKETIME | $25.00 | $25.00 | 10/5/2009 3:29:23 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
425113
This series of Notes was issued and sold upon the funding of the borrower loan #38909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $317.04 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $307.88 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,725 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 13% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| gyst |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $14,900.00 | < mo. late:
| 0
( 0% )
| 720-740
(Jun-2008)
|
|
Principal balance:
| $9,470.87 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
refinancing my first prosper loan
Purpose of loan:
This loan will be used to refinance my existing prosper loan. I have cleared more than 30% of my original prosper loan and am now prospecting for a better rate on my balance.
My financial situation:
I am a good candidate for this loan because I have a perfect payment record with prosper for more than one year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your current prosper loan rate & amount? Thx. - bayareainv
A:
The loan I currently have has a rate of 14.45%. The original amount was for $14,900.
I took the loan in June of last year and my current balance is $9,500.
(Sep-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cai8899 | $25.00 | $25.00 | 9/21/2009 4:14:51 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/21/2009 4:15:26 PM |
| compoundinterest | $50.00 | $50.00 | 9/21/2009 4:18:27 PM |
| skuba | $50.00 | $50.00 | 9/21/2009 4:15:07 PM |
| crenen139 | $25.00 | $25.00 | 9/21/2009 4:23:06 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/21/2009 4:14:55 PM |
| bchen78875 | $50.00 | $50.00 | 9/21/2009 4:15:16 PM |
| gold-cluster | $25.00 | $25.00 | 9/21/2009 4:23:47 PM |
| gold-tsunami | $25.00 | $25.00 | 9/21/2009 4:16:13 PM |
| snowman34 | $25.00 | $25.00 | 9/21/2009 4:19:56 PM |
| degster | $25.00 | $25.00 | 9/21/2009 4:28:44 PM |
| SNH | $50.00 | $50.00 | 9/21/2009 4:25:24 PM |
| kid8549 | $25.00 | $25.00 | 9/21/2009 4:29:58 PM |
| pawsitive | $25.00 | $25.00 | 9/21/2009 4:31:19 PM |
| MsTabbyKats | $25.00 | $25.00 | 9/21/2009 5:52:21 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/21/2009 8:37:03 PM |
| visionary-currency | $100.00 | $100.00 | 9/22/2009 7:52:20 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:46 AM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 10:25:51 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:42 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:34:10 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:54:13 AM |
| Sid-K | $50.00 | $50.00 | 9/22/2009 1:37:41 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:26 AM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:36:10 AM |
| Viamin | $25.00 | $25.00 | 9/23/2009 4:41:57 PM |
| uncleegg | $25.00 | $25.00 | 9/24/2009 6:05:10 AM |
| tuffshorty | $50.00 | $50.00 | 9/24/2009 6:06:46 AM |
| Halos2002 | $50.00 | $50.00 | 9/24/2009 6:12:10 AM |
| flexiboy35 | $25.00 | $25.00 | 9/24/2009 6:15:45 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:40 AM |
| CPAMAN | $25.00 | $25.00 | 9/24/2009 7:47:12 AM |
| cowboyskier | $48.73 | $48.73 | 9/24/2009 9:46:39 AM |
| wjf60 | $25.00 | $25.00 | 9/24/2009 11:06:36 AM |
| SOP_Bank | $25.00 | $25.00 | 9/24/2009 6:44:02 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:19 PM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:35 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:53:04 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:02:57 PM |
| julijask | $25.00 | $25.00 | 9/25/2009 2:30:52 PM |
| clemclan | $35.00 | $35.00 | 9/25/2009 9:46:55 PM |
| goofy15975 | $25.00 | $25.00 | 9/26/2009 6:02:05 PM |
| djc314 | $25.00 | $25.00 | 9/27/2009 11:24:07 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:15 AM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:33:52 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:35:51 AM |
| KiwiElf | $30.00 | $30.00 | 9/28/2009 10:37:53 AM |
| Kelor99 | $25.00 | $25.00 | 9/28/2009 12:25:44 PM |
| MissionMicroFinance | $50.00 | $50.00 | 9/29/2009 5:44:48 AM |
| dealarella | $25.00 | $25.00 | 9/28/2009 9:27:13 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/29/2009 11:52:08 AM |
| GhaChr | $25.00 | $25.00 | 9/29/2009 10:46:42 AM |
| trade-watcher | $25.00 | $25.00 | 9/29/2009 11:20:37 AM |
| discrete-asset | $25.00 | $25.00 | 9/29/2009 3:37:17 PM |
| noble-revenue | $37.17 | $37.17 | 9/29/2009 3:44:15 PM |
| stonesculptor | $100.00 | $100.00 | 9/29/2009 11:53:28 AM |
| Castellan | $25.00 | $25.00 | 9/29/2009 12:22:01 PM |
| credit-coach118 | $35.00 | $35.00 | 9/29/2009 2:31:05 PM |
| jt88 | $25.00 | $25.00 | 9/29/2009 3:37:19 PM |
| seasportsguy | $25.00 | $25.00 | 9/29/2009 4:47:48 PM |
| coolspeed | $25.00 | $25.00 | 9/29/2009 9:47:24 PM |
| Hexnut | $50.00 | $50.00 | 9/29/2009 9:57:09 PM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 9:35:03 AM |
| slartibardfast | $30.00 | $30.00 | 9/30/2009 9:36:45 AM |
| LendDoc | $25.00 | $25.00 | 9/30/2009 10:34:15 AM |
| majormoves1 | $25.00 | $25.00 | 9/30/2009 11:10:40 AM |
| langdonx | $50.00 | $50.00 | 9/30/2009 1:46:41 PM |
| MasterJin | $25.00 | $25.00 | 9/30/2009 1:46:40 PM |
| engaging-worth | $30.00 | $30.00 | 9/30/2009 4:00:01 PM |
| kenyonhillbilly | $29.56 | $29.56 | 9/30/2009 3:54:29 PM |
| sevenbridges | $250.00 | $250.00 | 9/30/2009 9:03:25 PM |
| point-zebra | $25.00 | $25.00 | 9/30/2009 8:15:40 PM |
| AP2PLender | $25.00 | $25.00 | 10/1/2009 7:39:32 AM |
| SASBANK | $25.00 | $25.00 | 10/1/2009 9:34:39 AM |
| triumphant-community | $25.00 | $25.00 | 10/1/2009 11:04:53 AM |
| thebenjamins | $25.00 | $25.00 | 10/1/2009 10:34:47 AM |
| poetic-economy | $25.00 | $25.00 | 10/1/2009 12:41:06 PM |
| bid-papyrus | $42.57 | $42.57 | 10/1/2009 4:29:48 PM |
| QuinMccoy | $25.00 | $25.00 | 10/1/2009 4:34:33 PM |
| gm93001 | $25.00 | $25.00 | 10/1/2009 4:34:35 PM |
| tomjac2000 | $25.00 | $25.00 | 10/1/2009 6:55:56 PM |
| Havnfun | $25.00 | $25.00 | 10/1/2009 8:59:05 PM |
| circustab | $50.00 | $50.00 | 10/1/2009 9:53:57 PM |
| charitycoon | $50.00 | $50.00 | 10/2/2009 6:14:59 AM |
| HonestGame22 | $100.00 | $100.00 | 10/2/2009 6:45:29 AM |
| interstellar | $35.50 | $35.50 | 10/2/2009 10:57:05 AM |
| martymaniaman | $50.00 | $50.00 | 10/2/2009 11:17:18 AM |
| raindawg | $50.00 | $50.00 | 10/2/2009 3:52:57 PM |
| sevenbridges | $308.54 | $308.54 | 10/2/2009 4:50:20 PM |
| Machbannai | $28.91 | $28.91 | 10/2/2009 6:18:17 PM |
| autonomous-power | $75.00 | $75.00 | 10/2/2009 8:00:01 PM |
| fr0gpil0t | $25.00 | $25.00 | 10/2/2009 11:09:52 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:12 PM |
| LendThriftSimon | $48.61 | $48.61 | 10/3/2009 10:36:04 AM |
| drcoop | $80.00 | $80.00 | 10/3/2009 10:50:14 AM |
| AustinAmerica | $25.00 | $25.00 | 10/3/2009 6:52:16 PM |
| VT2VA | $25.00 | $25.00 | 10/3/2009 4:36:35 PM |
| kushbomb | $27.48 | $27.48 | 10/4/2009 11:12:29 AM |
| drkosh | $50.00 | $50.00 | 10/4/2009 12:17:52 PM |
| JustOneVoice | $25.00 | $25.00 | 10/4/2009 3:37:18 AM |
| KNewberg | $25.00 | $25.00 | 10/4/2009 7:44:47 AM |
| sudeep104 | $50.00 | $50.00 | 10/4/2009 8:43:32 AM |
| medarocket | $25.00 | $25.00 | 10/4/2009 5:52:25 PM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:02:03 PM |
| bondhedger | $25.00 | $25.00 | 10/4/2009 2:06:50 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/4/2009 3:32:15 PM |
| bkb7484 | $25.00 | $25.00 | 10/4/2009 6:57:53 PM |
| qkinger | $50.00 | $50.00 | 10/4/2009 7:35:26 PM |
| jrlvnv | $25.00 | $25.00 | 10/4/2009 9:40:57 PM |
| Marco83 | $51.30 | $51.30 | 10/5/2009 12:21:01 AM |
| MoneyMover | $25.00 | $25.00 | 10/5/2009 6:46:08 AM |
| scrabbler | $25.00 | $25.00 | 10/5/2009 7:24:33 AM |
| MacBrandon | $25.00 | $25.00 | 10/5/2009 7:46:02 AM |
| Stafo | $75.00 | $75.00 | 10/5/2009 11:31:15 AM |
| SeaLoans | $25.00 | $25.00 | 10/5/2009 9:37:13 AM |
| maga | $70.00 | $70.00 | 10/5/2009 1:05:33 PM |
| VTXRider | $25.00 | $25.00 | 10/5/2009 11:24:36 AM |
| Moots | $25.00 | $25.00 | 10/5/2009 1:29:08 PM |
| socal-lender | $25.00 | $25.00 | 10/5/2009 2:40:33 PM |
| Prossper-Godfather | $100.00 | $100.00 | 10/5/2009 4:00:33 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 3:39:08 PM |
| barflyer | $25.00 | $25.00 | 10/5/2009 3:46:09 PM |
| DukSerduk | $25.00 | $25.00 | 9/21/2009 4:15:00 PM |
| elasermd | $50.00 | $50.00 | 9/21/2009 4:15:38 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/21/2009 4:15:57 PM |
| Kame | $25.00 | $25.00 | 9/21/2009 4:16:07 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/21/2009 4:16:38 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/21/2009 4:18:58 PM |
| Weaverville | $25.00 | $25.00 | 9/21/2009 4:24:58 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/21/2009 4:22:04 PM |
| sas19 | $25.00 | $25.00 | 9/21/2009 4:18:14 PM |
| lagnisiruk | $25.00 | $25.00 | 9/21/2009 4:24:11 PM |
| anton | $50.00 | $50.00 | 9/21/2009 4:28:57 PM |
| j48 | $25.00 | $25.00 | 9/21/2009 4:25:32 PM |
| meux99 | $25.00 | $25.00 | 9/21/2009 4:26:59 PM |
| gracej | $25.00 | $25.00 | 9/21/2009 4:31:47 PM |
| BlindProphet | $25.00 | $25.00 | 9/21/2009 4:32:17 PM |
| Barak | $80.00 | $80.00 | 9/21/2009 4:23:38 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/21/2009 4:33:18 PM |
| chief_wo | $25.00 | $25.00 | 9/21/2009 4:33:08 PM |
| MidnightBank | $25.00 | $25.00 | 9/22/2009 2:22:00 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:27 PM |
| don8ter | $60.00 | $60.00 | 9/23/2009 7:32:49 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:40 AM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:30 PM |
| testobsessed | $100.00 | $100.00 | 9/24/2009 6:17:24 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:40 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:36 AM |
| MGOT-Ken | $25.00 | $25.00 | 9/24/2009 2:32:42 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:14 PM |
| Syzygy | $25.00 | $25.00 | 9/24/2009 6:52:18 PM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:34 AM |
| honorable-yield | $32.22 | $32.22 | 9/25/2009 5:37:12 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:45 AM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 9:39:16 AM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:58:32 PM |
| cjames84 | $25.00 | $25.00 | 9/27/2009 4:03:06 AM |
| bayareainv | $47.90 | $47.90 | 9/26/2009 11:43:20 AM |
| Cheburashka | $25.00 | $25.00 | 9/27/2009 6:02:25 AM |
| jeffc92 | $25.00 | $25.00 | 9/28/2009 1:12:13 AM |
| jdnyc | $25.00 | $25.00 | 9/27/2009 4:48:50 PM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:16 AM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:47:51 AM |
| bowdish1 | $25.00 | $25.00 | 9/28/2009 3:24:58 PM |
| busybee007 | $25.00 | $25.00 | 9/28/2009 12:44:38 PM |
| kindness-saver | $25.00 | $25.00 | 9/28/2009 3:28:03 PM |
| Jassi | $25.00 | $25.00 | 9/28/2009 11:12:26 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/28/2009 11:02:35 PM |
| Marathoner | $25.00 | $25.00 | 9/29/2009 10:14:23 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:31 AM |
| suave-dollar | $40.00 | $40.00 | 9/29/2009 8:42:46 AM |
| inventive-exchange | $25.00 | $25.00 | 9/29/2009 9:34:46 AM |
| radiant-fund | $25.00 | $25.00 | 9/29/2009 11:14:16 AM |
| personal-lender | $25.00 | $25.00 | 9/29/2009 2:37:59 PM |
| jct_enterprises | $25.00 | $25.00 | 9/29/2009 3:12:16 PM |
| rmachi | $25.00 | $25.00 | 9/29/2009 4:26:52 PM |
| zeraphm | $25.00 | $25.00 | 9/30/2009 6:09:32 AM |
| lgs83 | $25.00 | $25.00 | 9/30/2009 8:24:41 AM |
| japper2353 | $25.00 | $25.00 | 9/30/2009 10:55:02 AM |
| JJS180 | $25.00 | $25.00 | 9/30/2009 11:10:44 AM |
| mikeandcat | $50.00 | $50.00 | 9/30/2009 4:39:59 PM |
| kmwvma | $25.00 | $25.00 | 10/1/2009 3:45:24 AM |
| neenerman | $25.00 | $25.00 | 10/1/2009 6:05:27 AM |
| diverse2 | $30.00 | $30.00 | 10/1/2009 7:14:32 AM |
| ujiba | $25.00 | $25.00 | 10/1/2009 11:04:31 AM |
| BayShell | $40.00 | $40.00 | 10/1/2009 11:12:17 AM |
| impartial-deal | $25.00 | $25.00 | 10/1/2009 11:20:37 AM |
| selector568 | $100.00 | $100.00 | 10/1/2009 3:39:49 PM |
| brainy-dedication | $25.00 | $25.00 | 10/1/2009 4:29:50 PM |
| rulender | $50.00 | $50.00 | 10/1/2009 4:34:36 PM |
| rmsyvt | $25.00 | $25.00 | 10/1/2009 4:25:31 PM |
| GElender | $50.00 | $50.00 | 10/1/2009 4:30:00 PM |
| BoutYeBank | $25.00 | $25.00 | 10/1/2009 4:34:31 PM |
| yank918 | $25.00 | $0.81 | 10/1/2009 4:34:38 PM |
| Digs | $25.00 | $25.00 | 10/2/2009 10:29:58 AM |
| loanman2007 | $125.00 | $125.00 | 10/2/2009 11:03:23 AM |
| riv701 | $25.00 | $25.00 | 10/2/2009 8:22:35 PM |
| mectec | $50.00 | $50.00 | 10/2/2009 7:01:56 PM |
| coldfuzion | $41.41 | $41.41 | 10/2/2009 8:43:12 PM |
| George2384 | $25.00 | $25.00 | 10/2/2009 10:49:02 PM |
| site_ml | $25.00 | $25.00 | 10/3/2009 8:02:21 AM |
| blot44 | $50.00 | $50.00 | 10/3/2009 3:07:49 AM |
| ShowMeLender | $25.00 | $25.00 | 10/3/2009 8:26:15 AM |
| selo80 | $25.00 | $25.00 | 10/3/2009 7:04:07 PM |
| Kash2010lu | $25.00 | $25.00 | 10/4/2009 8:59:34 AM |
| caseattle | $25.00 | $25.00 | 10/4/2009 10:39:42 AM |
| slowpig | $50.00 | $50.00 | 10/3/2009 9:00:23 PM |
| FundMaker | $25.00 | $25.00 | 10/4/2009 8:21:15 AM |
| jude0624 | $32.91 | $32.91 | 10/4/2009 10:29:00 AM |
| medarocket | $25.00 | $25.00 | 10/4/2009 5:53:00 PM |
| lucygirl2 | $50.00 | $50.00 | 10/4/2009 2:58:08 PM |
| ritwik | $50.00 | $50.00 | 10/4/2009 7:18:25 PM |
| crw1950 | $50.00 | $50.00 | 10/4/2009 5:30:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/4/2009 5:57:58 PM |
| Chessplayer71 | $31.65 | $31.65 | 10/4/2009 6:38:15 PM |
| amit_gu | $96.20 | $96.20 | 10/4/2009 8:10:14 PM |
| jybank | $25.00 | $25.00 | 10/4/2009 8:11:49 PM |
| mcabery | $100.00 | $100.00 | 10/4/2009 9:22:55 PM |
| greenback-floret | $25.00 | $25.00 | 10/5/2009 2:06:02 AM |
| redtilapia | $25.00 | $25.00 | 10/5/2009 2:23:57 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 9:42:33 AM |
| j352000 | $25.00 | $25.00 | 10/5/2009 9:56:14 AM |
| Tulalue | $25.00 | $25.00 | 10/5/2009 4:55:31 AM |
| racing777 | $50.00 | $50.00 | 10/5/2009 5:39:03 AM |
| suzanny | $25.00 | $25.00 | 10/5/2009 6:02:15 AM |
| cmoneybags | $43.53 | $43.53 | 10/5/2009 7:45:59 AM |
| rmpedi33 | $50.00 | $50.00 | 10/5/2009 8:18:10 AM |
| StarFundingSource | $25.00 | $25.00 | 10/5/2009 11:57:36 AM |
| BankofBeth | $50.00 | $50.00 | 10/5/2009 1:55:42 PM |
| lnrn | $25.00 | $25.00 | 10/5/2009 2:02:11 PM |
| dorypro | $25.00 | $25.00 | 10/5/2009 2:20:51 PM |
| scientists | $25.00 | $25.00 | 10/5/2009 12:28:42 PM |
| OGS_Capital | $25.00 | $25.00 | 10/5/2009 12:39:52 PM |
| visionary-deal3 | $75.00 | $75.00 | 10/5/2009 2:15:21 PM |
| Astyanax | $25.00 | $25.00 | 10/5/2009 3:04:28 PM |
| ChristopherHS | $25.00 | $25.00 | 10/5/2009 3:14:59 PM |
| Saab93 | $25.00 | $25.00 | 10/5/2009 4:06:55 PM |
| Engineer44 | $30.00 | $30.00 | 10/5/2009 4:07:29 PM |
| atlas100 | $200.00 | $200.00 | 10/5/2009 3:58:52 PM |
| 239 bids
|
Borrower Payment Dependent Notes Series
425395
This series of Notes was issued and sold upon the funding of the borrower loan #38895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 8.08% |
Starting borrower rate/APR:
| 10.08% / 10.43% |
Starting monthly payment:
| $64.61 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $61.75 |
| |
|
Auction yield range:
| 3.27% - 8.08% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 840-860 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,493 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| excellence4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Updating my 1940's kitchen
Purpose of loan:
This loan will be used to remove a load bearing wall to expand my tiny kitchen into my currently unused dining room.? A very kind soul gave me a full set of cabinets - now I just?need to move that wall so I can put them to good use!
My financial situation:
I am a good candidate for this loan because I have never made a late payment on anything and always pay more than the minimum.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Have you consulted with any professionals about the possible structural danger of removing a load bearing wall? Where will the weight be transferred to? Protecting your house (and biggest asset) is key! - Camerican
A:
Yes, I have a contractor lined up. He has drawn up the plans and has submitted them for the necessary permits. The wall will be replaced with a beam and support posts.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 9/22/2009 7:27:00 AM |
| Student_Capital | $50.00 | $50.00 | 9/22/2009 11:42:33 PM |
| maricel10 | $50.00 | $50.00 | 9/23/2009 1:15:39 AM |
| marwadi-62 | $300.00 | $300.00 | 9/24/2009 5:26:50 PM |
| yamahaRider | $300.00 | $300.00 | 9/26/2009 10:29:42 AM |
| hellasow | $25.00 | $25.00 | 9/26/2009 7:12:46 PM |
| paramjit | $50.00 | $50.00 | 9/28/2009 4:49:03 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/30/2009 12:22:59 PM |
| Heater36 | $25.00 | $25.00 | 10/2/2009 6:02:39 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:06 PM |
| freetolive | $25.00 | $25.00 | 10/4/2009 10:59:53 AM |
| billnsc | $50.00 | $50.00 | 10/4/2009 1:43:57 PM |
| John_14_6 | $25.00 | $25.00 | 10/4/2009 6:05:14 PM |
| TBCapitol | $50.00 | $50.00 | 10/5/2009 7:48:01 AM |
| sunny1985 | $25.00 | $25.00 | 10/5/2009 11:27:13 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/5/2009 1:45:53 PM |
| rcs2003 | $103.29 | $103.29 | 10/5/2009 3:40:17 PM |
| j352000 | $25.00 | $25.00 | 10/5/2009 3:58:06 PM |
| selo80 | $35.00 | $35.00 | 10/5/2009 4:13:03 PM |
| jimduism | $50.75 | $50.75 | 10/5/2009 4:13:21 PM |
| socal-lender | $25.00 | $25.00 | 10/5/2009 4:12:20 PM |
| payontime1 | $50.00 | $50.00 | 9/22/2009 4:19:00 PM |
| investmentgroup | $25.00 | $25.00 | 10/2/2009 3:55:40 AM |
| HappyToLoan | $25.00 | $25.00 | 10/2/2009 5:41:59 PM |
| dpfl55 | $25.00 | $25.00 | 10/2/2009 7:25:49 PM |
| djmjkelso | $50.00 | $50.00 | 10/3/2009 10:38:36 PM |
| curious166 | $75.48 | $75.48 | 10/4/2009 8:43:31 AM |
| jlr1516 | $25.00 | $25.00 | 10/4/2009 12:11:41 PM |
| YummiBear | $25.00 | $25.00 | 10/4/2009 6:07:07 PM |
| octoberfresh | $25.00 | $25.00 | 10/5/2009 6:59:34 AM |
| vtr1000 | $25.48 | $25.48 | 10/5/2009 8:15:54 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/5/2009 12:08:09 PM |
| Astyanax | $25.00 | $25.00 | 10/5/2009 3:12:57 PM |
| frankandirene | $25.00 | $25.00 | 10/5/2009 2:57:29 PM |
| Bodyboard | $25.00 | $25.00 | 10/5/2009 4:05:34 PM |
| jimduism | $199.25 | $160.00 | 10/5/2009 4:12:42 PM |
| Camerican | $25.00 | $25.00 | 10/5/2009 3:53:21 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 4:13:48 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
425543
This series of Notes was issued and sold upon the funding of the borrower loan #38894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 6 |
Total credit lines:
| 37 | Length of status: | 16y 2m |
|
Amount delinquent:
| $37,998 |
Revolving credit balance:
| $799 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 2/ 2 |
Bankcard utilization:
| 5% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 57 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| june21 |
Borrower's state:
| Ohio |
Borrower's group:
| Family and Friends of the Military |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Aug-2008)
600-620
(Jul-2008)
600-620
(Jun-2008)
600-620
(Jan-2008)
|
|
Principal balance:
| $763.08 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Cash needed for family expenses
Purpose of loan:
This loan will be used to pay my back City taxes and make my final payment on our van.? This will also allow me to?stop using?the Payday Loan companies.? The fees are too high. ?I will have no problem paying back this loan with monthly?installments.?
My financial situation:
I am a good candidate for this loan because?without the fees mentioned above my income will be substantial to make my payments.? I am a GS-11 with the Federal Government.? I have been with the government for almost 30 years.? My debt problems arose when my?wife stopped working when my?youngest child was born 5 year ago.? She hasn't worked regularly since.? He is now in school full-time so she will be able to?work full-time.? The figure below under other loans includes the fees for the Payday Loans which I want to eliminate.? Monthly net income: $ 4260.80
Monthly expenses: $ 3288.14
??Housing: $ 911.27
??Insurance: $ 546.87
??Car expenses: $ 150
??Utilities: $ 180
??Phone, cable, internet: $ 160
??Food, entertainment: $ 300
??Clothing, household expenses?
??Credit cards and other loans: $?200
??Other expenses: $ 60
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Would you explain all of your delinquencies? That is a lot of money to be delinquent on. - Miami_Lending
A:
Past credit card debt on closed accounts. I was working with a settlement company and many were settled with a lower payoff amount. Not sure if they are still included in the balance. I still owe money but not all of the creditors are pursuing collection.
(Oct-08-2009)
Q:
Would you also explain your public records? - Miami_Lending
A:
I had a garnishment from my pay which finally ended 2 pay periods ago. I now have a credit card debt of approx $1,000 that I received a letter from my local court on. That is probably them.
(Oct-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 9/28/2009 5:05:12 PM |
| zydeco337 | $25.00 | $25.00 | 10/2/2009 6:11:46 PM |
| mrxtravis | $100.00 | $100.00 | 10/7/2009 10:55:01 AM |
| unk1911 | $25.00 | $25.00 | 10/7/2009 4:12:07 PM |
| glazeddonuts | $30.35 | $30.35 | 10/7/2009 9:41:53 PM |
| Leshan | $75.00 | $75.00 | 10/8/2009 7:34:35 AM |
| mrxtravis | $100.00 | $100.00 | 10/8/2009 10:23:24 AM |
| TheAlchemist | $25.00 | $25.00 | 10/8/2009 1:49:34 PM |
| gpuck | $25.00 | $25.00 | 10/8/2009 4:08:04 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/8/2009 5:20:04 PM |
| weezy22 | $27.00 | $27.00 | 10/8/2009 5:22:13 PM |
| wbwill | $25.00 | $25.00 | 10/8/2009 5:24:54 PM |
| lateflight | $25.00 | $25.00 | 10/8/2009 6:17:29 PM |
| fallentimbers | $25.00 | $25.00 | 10/8/2009 5:57:41 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/8/2009 6:24:26 PM |
| Dave_Cashflow | $50.00 | $50.00 | 10/5/2009 9:39:39 AM |
| Tono | $50.00 | $50.00 | 10/7/2009 6:17:39 PM |
| asian808 | $25.00 | $25.00 | 10/8/2009 4:28:54 AM |
| Bill88 | $50.00 | $50.00 | 10/7/2009 9:28:25 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/8/2009 8:40:53 AM |
| privatebankerva | $25.00 | $25.00 | 10/8/2009 1:23:23 PM |
| TheAlchemist | $25.00 | $25.00 | 10/8/2009 1:49:18 PM |
| gsd | $25.88 | $25.88 | 10/8/2009 12:56:06 PM |
| reflective-rupee | $800.00 | $466.77 | 10/8/2009 3:41:42 PM |
| malcolmreynolds | $25.00 | $25.00 | 10/8/2009 3:59:12 PM |
| poppinkid | $25.00 | $25.00 | 10/8/2009 3:51:12 PM |
| Wachocia | $25.00 | $25.00 | 10/8/2009 4:27:37 PM |
| marwadi-62 | $25.00 | $25.00 | 10/8/2009 4:41:49 PM |
| whitewolf7 | $25.00 | $25.00 | 10/8/2009 5:09:03 PM |
| tzvie | $25.00 | $25.00 | 10/8/2009 5:51:54 PM |
| Engineer44 | $25.00 | $25.00 | 10/8/2009 6:31:42 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
425775
This series of Notes was issued and sold upon the funding of the borrower loan #38886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Sep-25-2009 |
| |
Auction end date:
| Oct-04-2009 |
|
|
Starting lender yield:
| 25.56% |
Starting borrower rate/APR:
| 26.56% / 28.89% |
Starting monthly payment:
| $487.07 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $467.96 |
| |
|
Auction yield range:
| 8.27% - 25.56% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 15
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $600 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 15% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| blue-loyalty-resonance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Not from TX but "bought" here as...
I wasn't born in Texas, but I "bought" here as soon as I could.
My wife and I met just before we moved to TX.? We bought a house in Houston in 2004 to make a start here.? The house purchase was a financial mistake which?contributed to?financial challenges for several years.? We finally decided to sell in the hopes of making a new start, despite owing more than the house was likely to sell for.
We quickly found buyers who made an offer that was lower than we wanted, but which was fair given other properties in the area.? We knew we would need to come up with additional funds, but we had access to a line of credit which was more than the amount we needed.? Without checking into the details as closely as we should have done, we signed the contract.
As it turned out, our line of credit was no longer able to be used.? We had closed a series of accounts the year prior during the consideration phase of engaging in a debt management program.? We?didn't use?the debt management program, but the proposal process they used closed all of our accounts.
At this time, we are legally bound to sell the house.? Without?the additional 12,000 we're looking for, we won't be able to sell.? Research has told us that we'll be facing very serious consequences if we can't go through with the contract.
My wife and I have combined income near $200,000 and unsecured debt just over $50,000.? Most of that debt was incurred in the years prior to my wife returning to work.? We have significant means to repay with her new income.? By fulfilling this contract, we'll have even more available.
I hope that you will consider helping us by bidding on our loan.
Many thanks,
A Texan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thedreamer | $25.00 | $25.00 | 9/25/2009 11:57:09 AM |
| neighborly-bid | $25.00 | $25.00 | 9/25/2009 11:57:19 AM |
| coolspeed | $25.00 | $25.00 | 9/25/2009 11:57:30 AM |
| fuzed | $25.00 | $25.00 | 9/25/2009 11:57:46 AM |
| impressive-loan | $100.00 | $100.00 | 9/25/2009 11:57:52 AM |
| capital-galaxy | $75.00 | $75.00 | 9/25/2009 11:58:13 AM |
| investor_101 | $25.00 | $25.00 | 9/25/2009 11:58:49 AM |
| secobarbital | $25.00 | $25.00 | 9/25/2009 11:59:04 AM |
| slcchad | $25.00 | $25.00 | 9/25/2009 11:59:12 AM |
| anton | $25.00 | $25.00 | 9/25/2009 11:59:19 AM |
| Artist_Blue | $25.00 | $25.00 | 9/25/2009 12:02:53 PM |
| poeman | $25.00 | $25.00 | 9/25/2009 11:57:21 AM |
| RadCad1 | $25.00 | $25.00 | 9/25/2009 11:57:28 AM |
| Halos2002 | $50.00 | $50.00 | 9/25/2009 11:57:36 AM |
| personal-lender | $25.00 | $25.00 | 9/25/2009 11:57:54 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/25/2009 11:58:59 AM |
| heroic-benefit | $25.00 | $25.00 | 9/25/2009 11:59:26 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/25/2009 11:57:10 AM |
| treasure-bliss | $50.00 | $50.00 | 9/25/2009 11:59:50 AM |
| cash-tiramisu | $250.00 | $250.00 | 9/25/2009 11:57:42 AM |
| FeedTheMachine | $150.00 | $150.00 | 9/25/2009 11:58:05 AM |
| icon7 | $25.00 | $25.00 | 9/25/2009 11:58:11 AM |
| texrob20 | $25.00 | $25.00 | 9/25/2009 1:56:58 PM |
| bmbanzai | $25.00 | $25.00 | 9/25/2009 11:58:44 AM |
| zone8 | $25.00 | $25.00 | 9/25/2009 11:59:17 AM |
| kegs | $100.00 | $100.00 | 9/25/2009 11:59:38 AM |
| howcal77 | $25.53 | $25.53 | 9/25/2009 12:37:23 PM |
| lovely-return7 | $25.00 | $25.00 | 9/25/2009 2:22:10 PM |
| E-normous | $25.00 | $25.00 | 9/25/2009 2:23:00 PM |
| bazzer | $25.00 | $25.00 | 9/25/2009 3:32:24 PM |
| Raven39 | $25.00 | $25.00 | 9/26/2009 6:41:54 AM |
| MidnightBank | $25.00 | $25.00 | 9/25/2009 5:36:53 PM |
| dcmotorcyclemayhem | $25.00 | $25.00 | 9/25/2009 6:32:02 PM |
| eronyc | $25.00 | $25.00 | 9/26/2009 10:47:13 AM |
| SnE | $25.00 | $25.00 | 9/26/2009 4:16:15 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/26/2009 12:46:56 PM |
| riversmoke | $25.00 | $25.00 | 9/27/2009 11:57:09 AM |
| unbeatable-wealth | $25.00 | $25.00 | 9/26/2009 8:49:42 PM |
| theonezozo | $25.00 | $25.00 | 9/27/2009 5:47:48 PM |
| KVH | $25.00 | $25.00 | 9/27/2009 5:41:52 PM |
| donnaalison213 | $25.00 | $25.00 | 9/27/2009 6:44:12 PM |
| rapid-power2 | $25.00 | $25.00 | 9/28/2009 9:32:59 AM |
| raisingophelia | $25.00 | $25.00 | 9/28/2009 4:02:02 AM |
| Perksunlimited | $25.00 | $25.00 | 9/28/2009 9:07:07 AM |
| 87Marc | $25.00 | $25.00 | 9/28/2009 11:12:02 AM |
| capital-musician9 | $25.00 | $25.00 | 9/28/2009 11:39:38 AM |
| flexiboy35 | $25.00 | $25.00 | 9/28/2009 3:16:52 PM |
| crenen139 | $25.00 | $25.00 | 9/28/2009 5:00:38 PM |
| dinero-mason | $50.00 | $50.00 | 9/28/2009 5:00:43 PM |
| honorable-yield | $25.00 | $25.00 | 9/28/2009 5:08:06 PM |
| tender-gold | $25.00 | $25.00 | 9/28/2009 4:54:28 PM |
| hawkhelp | $25.00 | $25.00 | 9/28/2009 4:54:45 PM |
| upc_tnt | $25.00 | $25.00 | 9/28/2009 4:56:42 PM |
| dparkhom | $25.00 | $25.00 | 9/28/2009 4:55:46 PM |
| djh47a | $25.00 | $25.00 | 9/28/2009 4:59:14 PM |
| UCLA4life | $25.00 | $25.00 | 9/28/2009 5:02:00 PM |
| CPAMAN | $25.00 | $25.00 | 9/28/2009 4:59:52 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/28/2009 5:00:46 PM |
| dbluesea | $25.00 | $25.00 | 9/28/2009 5:08:36 PM |
| YQQ | $25.00 | $25.00 | 9/28/2009 5:08:15 PM |
| yomanie | $25.00 | $25.00 | 9/28/2009 5:08:18 PM |
| paperbuyers | $25.00 | $25.00 | 9/28/2009 5:20:58 PM |
| falonxz | $25.00 | $25.00 | 9/29/2009 4:53:04 AM |
| Snowflake6515 | $25.00 | $25.00 | 9/29/2009 7:35:01 AM |
| jonn834 | $25.00 | $25.00 | 9/29/2009 12:53:31 PM |
| seasonedinvestor | $25.00 | $25.00 | 9/29/2009 4:38:53 PM |
| Cpay2Me | $25.00 | $25.00 | 9/29/2009 4:47:42 PM |
| festeringsnot | $25.00 | $25.00 | 9/29/2009 4:48:33 PM |
| realinvestora | $25.00 | $25.00 | 9/29/2009 6:02:19 PM |
| SeminoleHoldings | $25.00 | $25.00 | 9/29/2009 4:38:18 PM |
| Raser | $25.00 | $25.00 | 9/29/2009 4:39:40 PM |
| Brainworm | $25.00 | $25.00 | 9/29/2009 7:05:23 PM |
| flwah | $25.00 | $25.00 | 9/29/2009 4:48:03 PM |
| bnlforever | $25.00 | $25.00 | 9/29/2009 4:48:11 PM |
| AF_Trust | $25.00 | $25.00 | 9/29/2009 4:48:38 PM |
| chief_wo | $25.00 | $25.00 | 9/29/2009 4:39:45 PM |
| gm93001 | $25.00 | $25.00 | 9/29/2009 7:32:00 PM |
| Papa_Mema | $47.38 | $47.38 | 9/29/2009 7:32:17 PM |
| Darkjimson | $25.00 | $25.00 | 9/29/2009 7:32:55 PM |
| JDFuego | $25.00 | $25.00 | 9/29/2009 5:08:23 PM |
| GElender | $25.00 | $25.00 | 9/29/2009 5:09:04 PM |
| busybee007 | $25.00 | $25.00 | 9/29/2009 7:34:02 PM |
| skydiver111 | $25.00 | $25.00 | 9/29/2009 4:48:06 PM |
| revenue-achievement | $25.00 | $25.00 | 9/29/2009 4:48:17 PM |
| testobsessed | $38.15 | $38.15 | 9/29/2009 7:56:54 PM |
| coyfrisbee2 | $80.00 | $80.00 | 9/29/2009 5:23:28 PM |
| cwolfe177 | $25.00 | $25.00 | 9/29/2009 9:26:48 PM |
| cttarheel | $25.00 | $25.00 | 9/29/2009 6:13:30 PM |
| davlbrwn | $25.00 | $25.00 | 9/29/2009 6:31:49 PM |
| Jeff89 | $25.00 | $25.00 | 9/29/2009 5:20:06 PM |
| skro | $25.00 | $25.00 | 9/29/2009 7:05:26 PM |
| screenname03 | $25.00 | $25.00 | 9/29/2009 7:32:10 PM |
| djyako | $25.00 | $25.00 | 9/29/2009 6:02:23 PM |
| deepblue34 | $30.00 | $30.00 | 9/29/2009 6:11:29 PM |
| marcomnzs | $27.50 | $27.50 | 9/29/2009 7:05:30 PM |
| rdecartus | $25.00 | $25.00 | 9/29/2009 7:32:15 PM |
| punctual-worth | $25.00 | $25.00 | 9/29/2009 7:32:29 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 9/29/2009 8:18:07 PM |
| showmestatekid | $25.00 | $25.00 | 9/29/2009 10:43:53 PM |
| sensible-trade | $25.00 | $25.00 | 9/29/2009 11:24:39 PM |
| charitycoon | $100.00 | $100.00 | 9/30/2009 12:19:07 AM |
| jdc10128 | $25.00 | $25.00 | 9/29/2009 11:24:38 PM |
| wildguy | $25.00 | $25.00 | 9/30/2009 4:24:42 AM |
| Payasoup | $50.00 | $50.00 | 9/30/2009 7:16:36 AM |
| gold-cluster | $100.00 | $100.00 | 9/30/2009 9:29:48 AM |
| charlieok | $25.00 | $25.00 | 9/30/2009 10:20:42 AM |
| birddogsb | $50.00 | $50.00 | 9/30/2009 10:23:54 AM |
| yarg | $25.00 | $25.00 | 9/30/2009 10:45:23 AM |
| A007 | $25.00 | $25.00 | 9/30/2009 10:34:47 AM |
| wadkuzma | $44.65 | $44.65 | 9/30/2009 10:44:30 AM |
| YellowJacket | $25.00 | $25.00 | 9/30/2009 10:45:08 AM |
| purdue98 | $25.00 | $25.00 | 9/30/2009 11:27:57 AM |
| bhorenst | $25.00 | $25.00 | 9/30/2009 11:29:41 AM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 12:41:59 PM |
| coolnatkat | $25.00 | $25.00 | 9/30/2009 4:04:52 PM |
| r1w | $50.00 | $50.00 | 9/30/2009 3:57:51 PM |
| bagus | $25.00 | $25.00 | 9/30/2009 5:55:28 PM |
| Trakissta | $100.00 | $100.00 | 9/30/2009 7:31:42 PM |
| blackbird02 | $25.00 | $25.00 | 9/30/2009 11:24:36 PM |
| ProudDad | $50.00 | $50.00 | 9/30/2009 10:00:17 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/30/2009 9:16:21 PM |
| SeattlePilot | $25.00 | $25.00 | 10/1/2009 3:14:42 AM |
| InDyingLight | $25.00 | $25.00 | 10/1/2009 2:36:16 AM |
| p2ploan-lion | $25.00 | $25.00 | 10/1/2009 5:29:26 AM |
| lendcraft | $25.00 | $25.00 | 10/1/2009 7:39:26 AM |
| Kijib | $25.00 | $25.00 | 10/1/2009 12:14:28 PM |
| TheColoradoDon | $25.00 | $25.00 | 10/1/2009 12:35:05 PM |
| AgTiPinisher | $25.00 | $25.00 | 10/1/2009 11:34:46 AM |
| shopzone | $27.87 | $27.87 | 10/1/2009 12:54:34 PM |
| guaton | $32.57 | $32.57 | 10/1/2009 12:04:27 PM |
| BigBizBuilder | $40.81 | $40.81 | 10/1/2009 1:40:16 PM |
| gotyourgear | $25.00 | $25.00 | 10/1/2009 12:39:41 PM |
| bankofkarl | $25.00 | $25.00 | 10/1/2009 1:44:26 PM |
| mc81 | $25.00 | $25.00 | 10/1/2009 1:49:54 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/1/2009 2:04:30 PM |
| RusRobo | $25.00 | $25.00 | 10/1/2009 4:14:56 PM |
| maverickfella | $25.00 | $25.00 | 10/1/2009 4:15:18 PM |
| businessguy29 | $25.00 | $25.00 | 10/1/2009 4:15:25 PM |
| 108lender | $75.00 | $75.00 | 10/1/2009 4:15:28 PM |
| Katahdin | $25.00 | $25.00 | 10/1/2009 4:15:47 PM |
| Adaboy | $25.00 | $25.00 | 10/1/2009 4:15:50 PM |
| fund-virtuoso | $25.00 | $25.00 | 10/1/2009 4:14:57 PM |
| browneyegravy | $25.00 | $25.00 | 10/1/2009 4:15:00 PM |
| modemco | $25.00 | $25.00 | 10/1/2009 4:15:03 PM |
| kscc183 | $25.00 | $25.00 | 10/1/2009 4:15:06 PM |
| mdf | $50.00 | $50.00 | 10/1/2009 4:15:18 PM |
| investment-visionary | $25.00 | $25.00 | 10/1/2009 4:23:53 PM |
| greenwell | $25.00 | $25.00 | 10/1/2009 4:15:27 PM |
| money-shaker | $25.00 | $25.00 | 10/1/2009 4:15:30 PM |
| basis-mammal | $25.00 | $25.00 | 10/1/2009 4:15:31 PM |
| utmom | $25.00 | $25.00 | 10/1/2009 4:15:39 PM |
| andrewrobison | $25.00 | $25.00 | 10/1/2009 4:15:41 PM |
| kyxysyx | $50.00 | $50.00 | 10/1/2009 4:15:49 PM |
| oldmora | $25.00 | $25.00 | 10/1/2009 4:14:55 PM |
| zigzagz03 | $25.00 | $25.00 | 10/1/2009 4:15:05 PM |
| gizzywump | $25.00 | $25.00 | 10/1/2009 4:15:07 PM |
| MAYBROOK | $25.00 | $25.00 | 10/1/2009 4:15:11 PM |
| loan-master996 | $41.07 | $41.07 | 10/1/2009 4:15:14 PM |
| unclejaef | $25.00 | $25.00 | 10/1/2009 4:15:22 PM |
| boybutter | $25.00 | $25.00 | 10/1/2009 4:15:24 PM |
| ElAbel11 | $25.00 | $25.00 | 10/1/2009 4:15:34 PM |
| Carne_Chung | $25.00 | $25.00 | 10/1/2009 4:15:36 PM |
| stoopidnoodle | $25.00 | $25.00 | 10/1/2009 4:15:38 PM |
| head | $25.00 | $25.00 | 10/1/2009 4:15:44 PM |
| forthright-durability | $50.00 | $50.00 | 10/1/2009 4:59:20 PM |
| jybank | $25.00 | $25.00 | 10/1/2009 10:57:31 PM |
| thekingjara | $54.67 | $54.67 | 10/2/2009 10:25:49 AM |
| unger | $141.07 | $141.07 | 10/2/2009 12:58:31 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:54 PM |
| riveting-rate | $50.00 | $50.00 | 10/3/2009 9:56:02 AM |
| Queueball1 | $53.31 | $53.31 | 10/3/2009 7:12:00 AM |
| momentous-transaction8 | $200.00 | $200.00 | 10/3/2009 11:41:26 AM |
| curious166 | $75.00 | $75.00 | 10/4/2009 8:30:24 AM |
| momoney2lend | $25.00 | $25.00 | 10/4/2009 8:59:53 AM |
| ZOOOM | $25.00 | $25.00 | 10/4/2009 3:39:30 PM |
| lagnisiruk | $25.00 | $25.00 | 9/25/2009 11:57:16 AM |
| SNH | $50.00 | $50.00 | 9/25/2009 11:57:23 AM |
| visionary-currency | $25.00 | $25.00 | 9/25/2009 11:57:32 AM |
| MARWARISETH | $25.00 | $25.00 | 9/25/2009 11:57:48 AM |
| five-star-justice | $36.00 | $36.00 | 9/25/2009 11:58:52 AM |
| delivery | $25.00 | $25.00 | 9/25/2009 11:59:10 AM |
| Mantis75 | $25.00 | $25.00 | 9/25/2009 11:59:16 AM |
| deal-secret-agent | $25.00 | $25.00 | 9/25/2009 11:59:55 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 12:03:37 PM |
| IIP77 | $25.00 | $25.00 | 9/25/2009 12:23:30 PM |
| snoopey100 | $25.00 | $25.00 | 9/25/2009 11:57:11 AM |
| saffron4 | $25.00 | $25.00 | 9/25/2009 11:57:26 AM |
| noble-revenue | $100.00 | $100.00 | 9/25/2009 11:57:34 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/25/2009 11:57:39 AM |
| seisen | $50.00 | $50.00 | 9/25/2009 11:58:02 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/25/2009 11:58:34 AM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 1:28:01 PM |
| firewomin | $25.00 | $25.00 | 9/25/2009 11:58:46 AM |
| Shepherd7 | $25.00 | $25.00 | 9/25/2009 11:59:22 AM |
| boghdan2000 | $25.00 | $25.00 | 9/25/2009 11:59:33 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/25/2009 11:57:13 AM |
| turbine5 | $25.00 | $25.00 | 9/25/2009 11:57:33 AM |
| spitzbergen | $25.00 | $25.00 | 9/25/2009 11:57:56 AM |
| Sateesh | $100.00 | $100.00 | 9/25/2009 11:58:06 AM |
| justice-dna | $25.00 | $25.00 | 9/25/2009 11:58:26 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/25/2009 11:59:11 AM |
| louisianalender | $100.00 | $100.00 | 9/25/2009 11:59:24 AM |
| larrybird | $95.00 | $95.00 | 9/25/2009 11:59:42 AM |
| Havana21 | $25.00 | $25.00 | 9/25/2009 12:02:36 PM |
| Kaj | $25.00 | $25.00 | 9/25/2009 1:27:50 PM |
| PatRichi | $25.00 | $25.00 | 9/25/2009 1:42:00 PM |
| payontime1 | $50.00 | $50.00 | 9/25/2009 5:18:15 PM |
| Syzygy | $25.00 | $25.00 | 9/25/2009 6:18:45 PM |
| shiregroup | $25.00 | $25.00 | 9/25/2009 5:37:01 PM |
| drummer427 | $25.00 | $25.00 | 9/26/2009 10:53:37 AM |
| jlofgren | $25.00 | $25.00 | 9/25/2009 9:16:52 PM |
| coin-lender77 | $155.12 | $155.12 | 9/26/2009 5:01:43 PM |
| gracej | $25.00 | $25.00 | 9/26/2009 6:47:15 AM |
| Phantom99 | $25.00 | $25.00 | 9/26/2009 12:46:55 PM |
| chunkymonkey1 | $25.00 | $25.00 | 9/26/2009 12:47:00 PM |
| assetmanager | $25.00 | $25.00 | 9/27/2009 7:42:03 AM |
| jeffreyd81 | $25.00 | $25.00 | 9/26/2009 4:46:54 PM |
| newest-unique-integrity | $25.00 | $25.00 | 9/26/2009 8:17:18 PM |
| 101010 | $50.00 | $50.00 | 9/26/2009 8:53:10 PM |
| Viamin | $25.00 | $25.00 | 9/27/2009 2:49:31 AM |
| darylc | $35.00 | $35.00 | 9/27/2009 5:12:30 PM |
| fuke | $25.00 | $25.00 | 9/27/2009 9:21:39 AM |
| Pilotf22 | $25.00 | $25.00 | 9/27/2009 9:22:28 AM |
| lillian27 | $25.00 | $25.00 | 9/27/2009 12:42:02 PM |
| rosario1 | $25.00 | $25.00 | 9/28/2009 8:46:55 AM |
| a-healthy-affluence | $50.00 | $50.00 | 9/28/2009 9:36:19 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:36 AM |
| Fojo | $25.00 | $25.00 | 9/28/2009 11:28:21 AM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:48:22 AM |
| brocilybeef | $25.00 | $25.00 | 9/28/2009 1:07:20 PM |
| caledonia | $25.00 | $25.00 | 9/28/2009 1:32:20 PM |
| korbas12 | $25.00 | $25.00 | 9/28/2009 2:07:10 PM |
| westsidehighway | $25.00 | $25.00 | 9/28/2009 2:42:40 PM |
| Exia | $25.00 | $25.00 | 9/28/2009 4:55:33 PM |
| mathprof | $25.00 | $25.00 | 9/28/2009 4:58:52 PM |
| KiwiElf | $25.00 | $25.00 | 9/28/2009 5:01:05 PM |
| Gibbyland | $50.00 | $50.00 | 9/28/2009 4:59:48 PM |
| selfmademan | $25.00 | $25.00 | 9/28/2009 5:00:41 PM |
| benroo | $25.00 | $25.00 | 9/28/2009 5:06:38 PM |
| platinum-cub | $25.00 | $25.00 | 9/28/2009 9:21:50 PM |
| bigbryan98 | $25.00 | $25.00 | 9/29/2009 5:06:51 AM |
| davenyc | $25.00 | $25.00 | 9/28/2009 11:12:33 PM |
| project07 | $25.00 | $25.00 | 9/29/2009 8:37:05 AM |
| GS_Lending | $25.00 | $25.00 | 9/29/2009 9:26:54 AM |
| inventive-exchange | $25.00 | $25.00 | 9/29/2009 9:34:59 AM |
| rate-mogul | $25.00 | $25.00 | 9/29/2009 10:07:39 AM |
| richrobe | $25.00 | $25.00 | 9/29/2009 2:43:52 PM |
| unk1911 | $25.00 | $25.00 | 9/29/2009 2:47:00 PM |
| momoney2lend | $25.00 | $25.00 | 9/29/2009 4:41:31 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 9/29/2009 4:48:04 PM |
| money-vista | $25.00 | $25.00 | 9/29/2009 4:48:31 PM |
| b2m80s | $25.00 | $25.00 | 9/29/2009 4:49:18 PM |
| AntiKris | $25.00 | $25.00 | 9/29/2009 4:41:30 PM |
| Ananya | $25.00 | $25.00 | 9/29/2009 4:47:45 PM |
| azncurls82 | $63.16 | $63.16 | 9/29/2009 4:47:51 PM |
| bluecat2 | $25.00 | $25.00 | 9/29/2009 7:12:18 PM |
| SNL_Svs | $25.00 | $25.00 | 9/29/2009 4:48:54 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/29/2009 4:49:03 PM |
| biz20 | $25.00 | $25.00 | 9/29/2009 4:38:31 PM |
| samo102us | $25.00 | $25.00 | 9/29/2009 4:39:47 PM |
| MicroPod | $25.00 | $25.00 | 9/29/2009 4:40:27 PM |
| wampum-proton | $25.00 | $25.00 | 9/29/2009 7:32:13 PM |
| ChrisTJ | $25.00 | $25.00 | 9/29/2009 4:40:44 PM |
| KevinC_63366 | $25.00 | $25.00 | 9/29/2009 7:32:43 PM |
| runner262 | $25.00 | $25.00 | 9/29/2009 4:41:06 PM |
| Hokiemon | $25.00 | $25.00 | 9/29/2009 7:32:56 PM |
| kmavm | $25.00 | $25.00 | 9/29/2009 7:33:03 PM |
| bid-papyrus | $25.00 | $25.00 | 9/29/2009 5:08:25 PM |
| jlr613 | $25.00 | $25.00 | 9/29/2009 7:33:19 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/29/2009 5:08:51 PM |
| Naddel | $25.00 | $25.00 | 9/29/2009 4:47:40 PM |
| Rogelio48 | $25.00 | $25.00 | 9/29/2009 8:18:10 PM |
| rmachi | $25.00 | $25.00 | 9/29/2009 6:02:39 PM |
| 2ravens | $25.00 | $25.00 | 9/29/2009 7:05:31 PM |
| brmar | $25.00 | $25.00 | 9/29/2009 7:32:06 PM |
| magnetic-duty | $25.00 | $25.00 | 9/29/2009 6:02:21 PM |
| natecam | $25.00 | $25.00 | 9/29/2009 7:32:52 PM |
| gilbow | $25.00 | $25.00 | 9/29/2009 7:34:01 PM |
| sk8ndive | $25.00 | $25.00 | 9/29/2009 7:34:11 PM |
| draggon77 | $25.00 | $25.00 | 9/29/2009 9:24:14 PM |
| decisive-capital | $50.00 | $50.00 | 9/29/2009 7:32:18 PM |
| ritchie70 | $25.00 | $25.00 | 9/29/2009 7:32:59 PM |
| ErikB | $25.00 | $25.00 | 9/29/2009 7:33:04 PM |
| biobulator | $25.00 | $25.00 | 9/29/2009 9:39:40 PM |
| HunterSix | $25.00 | $25.00 | 9/29/2009 11:24:40 PM |
| digen | $25.00 | $25.00 | 9/30/2009 5:50:34 AM |
| Manta_Rai | $25.64 | $25.64 | 9/30/2009 8:27:40 AM |
| mcarm66 | $25.00 | $25.00 | 9/30/2009 9:14:29 AM |
| gain-butterfly | $25.00 | $25.00 | 9/30/2009 9:34:42 AM |
| thrifty-return | $30.00 | $30.00 | 9/30/2009 9:34:38 AM |
| compsciman | $28.78 | $28.78 | 9/30/2009 10:14:31 AM |
| TaoPooh | $25.00 | $25.00 | 9/30/2009 10:32:52 AM |
| TheBaldGuy | $25.00 | $25.00 | 9/30/2009 10:24:35 AM |
| omerta6102 | $32.00 | $32.00 | 9/30/2009 10:34:28 AM |
| Boxhead | $25.00 | $25.00 | 9/30/2009 10:34:38 AM |
| zeelender | $25.00 | $25.00 | 9/30/2009 10:47:38 AM |
| HalfDayz | $29.37 | $29.37 | 9/30/2009 11:04:29 AM |
| rhin0cerx | $27.71 | $27.71 | 9/30/2009 10:49:35 AM |
| funds-promiser | $25.06 | $25.06 | 9/30/2009 11:50:07 AM |
| shoedds | $25.00 | $25.00 | 9/30/2009 4:05:53 PM |
| fcb202 | $25.00 | $25.00 | 9/30/2009 11:34:45 PM |
| FjLenders | $25.00 | $25.00 | 10/1/2009 5:34:53 AM |
| BBL | $25.00 | $25.00 | 10/1/2009 9:04:38 AM |
| mjjjrj | $25.00 | $25.00 | 10/1/2009 9:35:03 AM |
| faldska | $25.00 | $25.00 | 10/1/2009 10:55:11 AM |
| Slowtype | $25.00 | $25.00 | 10/1/2009 11:45:55 AM |
| mercuriant | $25.00 | $25.00 | 10/1/2009 12:12:12 PM |
| derec | $25.00 | $25.00 | 10/1/2009 11:39:34 AM |
| whatknows | $25.00 | $25.00 | 10/1/2009 11:55:08 AM |
| Fahrquar | $25.00 | $25.00 | 10/1/2009 12:46:08 PM |
| site_ml | $25.00 | $25.00 | 10/1/2009 12:49:30 PM |
| p2p-allocator | $25.00 | $25.00 | 10/1/2009 2:09:28 PM |
| csarradio | $25.00 | $25.00 | 10/1/2009 1:14:43 PM |
| Marfloogan | $25.00 | $25.00 | 10/1/2009 1:16:04 PM |
| MKLInvestments | $25.00 | $25.00 | 10/1/2009 1:34:26 PM |
| JeffHoll | $25.00 | $25.00 | 10/1/2009 2:34:25 PM |
| Simonsez808 | $25.00 | $25.00 | 10/1/2009 2:01:24 PM |
| cyberie21 | $30.00 | $30.00 | 10/1/2009 4:14:57 PM |
| igotmoney | $25.00 | $25.00 | 10/1/2009 4:15:15 PM |
| Elbanko | $25.00 | $25.00 | 10/1/2009 4:15:21 PM |
| TrustinOthers | $25.00 | $25.00 | 10/1/2009 4:15:26 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/1/2009 4:15:46 PM |
| hc90474 | $25.00 | $25.00 | 10/1/2009 4:15:48 PM |
| Tai | $25.00 | $25.00 | 10/1/2009 4:16:27 PM |
| Najaca | $25.00 | $25.00 | 10/1/2009 4:14:50 PM |
| skunkor2 | $50.00 | $50.00 | 10/1/2009 4:14:58 PM |
| aFro | $25.00 | $25.00 | 10/1/2009 4:15:01 PM |
| tac690 | $25.00 | $25.00 | 10/1/2009 4:15:04 PM |
| moopi | $25.00 | $25.00 | 10/1/2009 4:15:16 PM |
| impasse1 | $25.00 | $25.00 | 10/1/2009 4:15:20 PM |
| fareast_man | $25.00 | $25.00 | 10/1/2009 4:15:29 PM |
| zbfamwl | $25.00 | $25.00 | 10/1/2009 4:15:30 PM |
| planky | $50.00 | $50.00 | 10/1/2009 4:15:33 PM |
| Falling | $25.00 | $25.00 | 10/1/2009 4:15:40 PM |
| lowrate | $25.00 | $25.00 | 10/1/2009 4:15:42 PM |
| Rule62 | $25.00 | $25.00 | 10/1/2009 4:14:51 PM |
| Greenspot | $25.00 | $25.00 | 10/1/2009 4:14:54 PM |
| leftcoast52 | $25.00 | $25.00 | 10/1/2009 4:14:59 PM |
| sjev | $25.00 | $25.00 | 10/1/2009 4:15:06 PM |
| DER | $73.61 | $73.61 | 10/1/2009 4:15:10 PM |
| gotchai | $25.00 | $25.00 | 10/1/2009 4:15:12 PM |
| Isotope | $25.00 | $25.00 | 10/1/2009 4:15:15 PM |
| helpingothers2007 | $25.00 | $25.00 | 10/1/2009 4:15:23 PM |
| Casman8815 | $25.00 | $25.00 | 10/1/2009 4:15:32 PM |
| nycloan | $25.00 | $25.00 | 10/1/2009 4:15:37 PM |
| restech | $25.00 | $25.00 | 10/1/2009 4:15:43 PM |
| Tauri | $30.00 | $23.68 | 10/1/2009 4:15:51 PM |
| Dover | $30.00 | $30.00 | 10/1/2009 7:25:14 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/2/2009 6:34:51 AM |
| mlj0671 | $90.00 | $90.00 | 10/2/2009 8:20:18 AM |
| momentous-transaction8 | $200.00 | $200.00 | 10/2/2009 8:14:34 PM |
| hondapride | $25.67 | $25.67 | 10/3/2009 1:53:20 PM |
| AustinAmerica | $29.02 | $29.02 | 10/3/2009 7:21:01 PM |
| BEARS2FL | $75.00 | $75.00 | 10/4/2009 7:59:54 AM |
| Hutpit | $25.60 | $25.60 | 10/4/2009 1:34:25 PM |
| SFBank | $250.00 | $250.00 | 10/4/2009 4:31:27 PM |
| 356 bids
|
Borrower Payment Dependent Notes Series
425851
This series of Notes was issued and sold upon the funding of the borrower loan #38847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-25-2009 |
| |
Auction end date:
| Oct-09-2009 |
|
|
Starting lender yield:
| 13.02% |
Starting borrower rate/APR:
| 14.02% / 17.33% |
Starting monthly payment:
| $37.61 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 13.74% |
Final monthly payment:
| $35.75 |
| |
|
Auction yield range:
| 4.27% - 13.02% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,038 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Wise_use |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off revolving debt
Purpose of loan:
This loan will be used to consolidate higher interest credit card debt, and once paid down do not intend to use the now available revolving debt.
My financial situation:
I am a good candidate for this loan because I have a long track record of paying off my debt. ????
Monthly net income: $
2200
Monthly expenses: $
??Housing: $
100
??Insurance: $
120
??Car expenses: $
80
??Utilities: $
50
??Phone, cable, internet: $
100
??Food, entertainment: $
250
??Clothing, household expenses $
50
??Credit cards and other loans: $ 940
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have a revolving credit balance of $36K and $940/mo payments on that. What exactly are you paying off? How is it that your housing is only $100/mo when you live in one of the most expensive regions of CA? - epicanthal
A:
I put educational expenses on my credit card. As for my living situation, my widow mother likes me living in the same home, so she makes it easy for me to stay.
(Oct-07-2009)
Q:
Why are you working only part time? How many hours a week do you work? With what skills do you labor? - fulfilling-commitment
A:
I am currently working part time because my work has shifted venues. Currently, I work in a computer data center, and have been working at this location for six months. I consistently work sixteen to twenty four hours a week. I help upkeep the servers (software installation and updates, firmware updates, hardware upgrades). This company is in the process of expanding to an additional data center which bodes well for me in getting more work.
(Oct-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ManhattanLender | $25.00 | $25.00 | 10/8/2009 6:41:51 PM |
| Investor704 | $50.00 | $50.00 | 10/8/2009 6:37:44 PM |
| jayk63 | $25.00 | $25.00 | 10/9/2009 3:21:16 AM |
| loanman2007 | $50.00 | $50.00 | 10/9/2009 5:06:19 AM |
| MapleLaker | $35.03 | $35.03 | 10/9/2009 6:50:12 AM |
| mcabery | $100.00 | $39.97 | 10/9/2009 2:41:52 AM |
| versatilenyguy | $50.00 | $50.00 | 10/9/2009 6:45:38 AM |
| Mikale360 | $25.00 | $25.00 | 10/9/2009 7:10:57 AM |
| bansir | $25.00 | $25.00 | 10/9/2009 6:04:26 AM |
| Cherrypicker | $50.00 | $50.00 | 10/9/2009 7:57:37 AM |
| Radu43 | $25.00 | $25.00 | 10/9/2009 8:13:00 AM |
| sorace | $50.00 | $50.00 | 10/9/2009 10:20:32 AM |
| Mack_Inv | $25.00 | $25.00 | 10/9/2009 11:37:36 AM |
| maga | $100.00 | $100.00 | 10/9/2009 7:28:03 AM |
| jybank | $25.00 | $25.00 | 10/9/2009 9:26:15 AM |
| chrisb1414 | $25.00 | $25.00 | 10/9/2009 11:23:11 AM |
| organic-platinum | $25.00 | $25.00 | 10/9/2009 11:37:37 AM |
| hellasow | $25.00 | $25.00 | 9/26/2009 7:29:05 PM |
| Unitas4302 | $50.00 | $50.00 | 10/6/2009 11:22:04 AM |
| junes08 | $50.00 | $50.00 | 10/8/2009 4:46:16 PM |
| oldman68 | $25.00 | $25.00 | 10/8/2009 6:45:59 PM |
| Tabster | $25.00 | $25.00 | 10/9/2009 5:10:29 AM |
| JerryB96 | $25.00 | $25.00 | 10/8/2009 7:24:27 PM |
| pog27 | $25.00 | $25.00 | 10/9/2009 5:40:22 AM |
| Svigel | $25.00 | $25.00 | 10/9/2009 7:04:35 AM |
| leverage-britches | $25.00 | $25.00 | 10/9/2009 5:06:56 AM |
| maga | $100.00 | $100.00 | 10/9/2009 11:30:14 AM |
| oldman1947 | $25.00 | $25.00 | 10/9/2009 10:52:28 AM |
| loan-eagle9 | $25.00 | $25.00 | 10/9/2009 11:45:59 AM |
| BlessedEveryDay | $25.00 | $25.00 | 10/9/2009 11:13:34 AM |
| 30 bids
|
Borrower Payment Dependent Notes Series
426070
This series of Notes was issued and sold upon the funding of the borrower loan #38878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 16.00% |
Final borrower rate/APR:
| 17.00% / 20.72% |
Final monthly payment:
| $35.65 |
| |
|
Auction yield range:
| 11.27% - 34.00% |
Estimated loss impact:
| 10.37% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,316 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 60% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| MacFabian |
Borrower's state:
| Washington |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Aug-2009)
540-560
(Jun-2008)
620-640
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
2nd Prosper Loan: No Late Payments
Purpose of loan:
This loan will be used to? pay for a driveway gate for my house
My financial situation:
I am a good candidate for this loan because? I always pay the money back ontime
Monthly net income: $ 3500
Monthly expenses: $
??Housing: $ 1000????????
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. Why would you need to borrow $1,000 when your monthly net is over $2,000? Can you also explain why the decrease in your credit score? Thanks - peerflix
A:
I don't need to borrow the $1000; I am just doing it to improve my credit score. I have no idea why my credit score went down, but it has only gone down a couple of points since last month.
(Oct-06-2009)
Q:
Why are you paying for a driveway gate when you don't own the house? - careful-wealth
A:
I do own the house; the mortgage is in my wife's name only. My state is a community property state...thus
(Oct-09-2009)
Q:
Please described your business and the stability of your business. Thanks much. - reflective-rupee
A:
It is a cleaning company. It makes more money than it spends. I guess it is a pretty stable company, I mean, people aren't going to suddenly start cleaning up their own messes any time soon.
(Oct-09-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GODSWORDONIT | $25.75 | $25.75 | 9/30/2009 9:55:18 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 12:52:03 PM |
| site_ml | $36.03 | $36.03 | 10/9/2009 8:17:49 PM |
| realtormoises | $25.00 | $25.00 | 10/9/2009 10:21:44 PM |
| dudebrah | $25.00 | $25.00 | 10/11/2009 8:57:24 AM |
| surferracerskaterboy | $50.00 | $50.00 | 10/11/2009 4:46:30 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/12/2009 12:19:45 PM |
| ryan516 | $25.00 | $18.22 | 10/12/2009 8:45:08 AM |
| etraboulay | $50.00 | $50.00 | 10/12/2009 10:37:58 AM |
| Engineer44 | $30.00 | $30.00 | 10/12/2009 4:08:14 PM |
| CoolPlexer | $25.00 | $25.00 | 10/2/2009 5:18:20 PM |
| tashara | $25.00 | $25.00 | 10/6/2009 2:59:39 PM |
| macbeck22 | $35.00 | $35.00 | 10/7/2009 10:12:55 AM |
| SoloX | $25.00 | $25.00 | 10/8/2009 8:42:15 AM |
| mark1017-31 | $25.00 | $25.00 | 10/8/2009 3:38:23 PM |
| Radu43 | $30.00 | $30.00 | 10/9/2009 8:19:31 AM |
| khamlagirl | $25.00 | $25.00 | 10/10/2009 1:49:08 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/10/2009 7:19:00 PM |
| hillerod | $25.00 | $25.00 | 10/11/2009 11:18:30 AM |
| Feyenoord | $50.00 | $50.00 | 10/11/2009 11:43:06 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/11/2009 4:03:03 PM |
| dudebrah | $50.00 | $50.00 | 10/11/2009 6:55:16 PM |
| nashibaksi | $25.00 | $25.00 | 10/11/2009 6:58:26 PM |
| maga | $100.00 | $100.00 | 10/12/2009 12:39:06 PM |
| dstolars | $25.00 | $25.00 | 10/12/2009 8:49:43 AM |
| Audiophobe | $50.00 | $50.00 | 10/12/2009 1:48:46 PM |
| kinetic-social | $25.00 | $25.00 | 10/12/2009 4:07:07 PM |
| Astyanax | $25.00 | $25.00 | 10/12/2009 2:50:50 PM |
| kindness-jedi | $25.00 | $25.00 | 10/12/2009 3:36:04 PM |
| jybank | $25.00 | $25.00 | 10/12/2009 3:58:51 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
421272
This series of Notes was issued and sold upon the funding of the borrower loan #38874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 14.92% |
Starting monthly payment:
| $32.90 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 11.52% |
Final monthly payment:
| $31.34 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.89% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 21 | Length of status: | 0y 1m |
|
Amount delinquent:
| $10,970 |
Revolving credit balance:
| $6,244 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 39% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| kevhol2259 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 740-760
(Aug-2008)
|
|
Principal balance:
| $709.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Hardwood Flooring
Purpose of loan:
This loan will be used to?
Purchase the materials needed to remove the carpeting in my living room and install hardwood flooring.
My financial situation:
I am a good candidate for this loan because?My wife and I are both working full time with well paying companies. I was working with an auto dealership for the past 4 yrs and was let go from the dealership a few months ago. I was able to return to my previous employer as a Restaurant Manager in which I had 6 yrs previous experience. I have 1 other loan with prosper that I have not missed a payment on and I have not been late on a payment. I do set up automatic withdrawal for payments to make sure they are paid on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Care to comment on the DQ? - BAEVentures
A:
Yes the dq was from a few years ago on a credit card that i defaulted on when i was out of work for nearly a year. I had several credit cards that i defaulted on and have since paid them all off. I got set up with a debt settlement program and just made my final payment on Sept 18, 2009. So in the next couple of weeks that should be coming off my credit record.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sgmm330 | $25.00 | $25.00 | 10/9/2009 9:32:43 PM |
| Student_Capital | $50.00 | $50.00 | 10/9/2009 11:10:12 PM |
| autonomous-power | $50.00 | $50.00 | 10/10/2009 6:44:34 PM |
| scotty61 | $25.00 | $25.00 | 10/11/2009 1:50:19 AM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 7:13:02 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/12/2009 1:04:06 AM |
| bankar | $25.00 | $25.00 | 10/12/2009 1:54:35 PM |
| jlrmpa | $75.00 | $75.00 | 10/12/2009 12:25:45 PM |
| richmondcowboy | $50.00 | $46.65 | 10/12/2009 3:17:09 PM |
| Bujinkan1 | $50.00 | $50.00 | 10/12/2009 2:13:58 PM |
| leod1948 | $25.00 | $25.00 | 10/12/2009 3:21:07 PM |
| rcs2003 | $43.35 | $43.35 | 10/9/2009 12:14:55 PM |
| junes08 | $50.00 | $50.00 | 10/9/2009 11:03:41 AM |
| donnaalison213 | $25.00 | $25.00 | 10/9/2009 12:38:54 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/10/2009 1:25:05 AM |
| schubper | $50.00 | $50.00 | 10/10/2009 3:53:51 PM |
| lonix | $25.00 | $25.00 | 10/11/2009 7:47:20 PM |
| chrisb1414 | $25.00 | $25.00 | 10/10/2009 9:52:58 PM |
| alexandlily | $25.00 | $25.00 | 10/10/2009 10:05:09 PM |
| surferracerskaterboy | $50.00 | $50.00 | 10/11/2009 4:32:29 PM |
| worth-matador | $25.00 | $25.00 | 10/11/2009 5:23:45 PM |
| SanJoser | $100.00 | $100.00 | 10/12/2009 2:30:02 PM |
| jojo6686 | $25.00 | $25.00 | 10/12/2009 1:38:35 PM |
| AsianDragon | $35.00 | $35.00 | 10/12/2009 9:47:23 AM |
| power-expert | $25.00 | $25.00 | 10/12/2009 2:07:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/12/2009 3:16:05 PM |
| porwestco | $25.00 | $25.00 | 10/12/2009 3:25:08 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
424076
This series of Notes was issued and sold upon the funding of the borrower loan #38918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 14
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,221 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| lautostoppeur |
Borrower's state:
| California |
Borrower's group:
| AAA LGBT Families helping LBGT Families |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 580-600
(May-2007)
|
|
Principal balance:
| $836.91 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Paying Off Debts
Purpose of loan:
This loan will be used to pay off some very high-interest debts.
My financial situation:
I am a good candidate for this loan because I have proven success as a Prosper Borrower--I've never missed a payment.? I am also stably employed.
Monthly net income: $ 3300
Monthly expenses: $
??Housing: $ 1165
??Insurance: $
100
??Car expenses: $
100
??Utilities: $
30
??Phone, cable, internet: $
100
??Food, entertainment: $
300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 9/18/2009 6:19:49 PM |
| aprilapril | $25.00 | $25.00 | 9/21/2009 10:00:00 AM |
| noble-revenue | $25.00 | $25.00 | 9/22/2009 10:45:12 AM |
| silvercertificate | $25.00 | $25.00 | 9/26/2009 8:41:42 PM |
| brodav | $50.00 | $50.00 | 9/28/2009 12:13:24 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/30/2009 2:19:30 PM |
| zydeco337 | $25.00 | $25.00 | 9/30/2009 4:11:13 PM |
| Skeptical-one | $50.00 | $50.00 | 9/30/2009 4:43:45 PM |
| generous-deal6 | $25.00 | $25.00 | 9/30/2009 5:05:39 PM |
| Maetryx | $50.00 | $50.00 | 9/30/2009 6:27:42 PM |
| AM2008 | $25.00 | $25.00 | 9/30/2009 7:03:08 PM |
| bronzmajom | $25.00 | $25.00 | 9/30/2009 7:34:16 PM |
| Jazzy503 | $25.00 | $25.00 | 9/30/2009 10:26:42 PM |
| deepblue34 | $30.00 | $30.00 | 9/30/2009 8:12:58 PM |
| EEasyMoney | $25.00 | $25.00 | 9/30/2009 9:24:49 PM |
| Student_Capital | $50.00 | $50.00 | 9/30/2009 11:19:49 PM |
| buffalobills | $25.00 | $25.00 | 10/1/2009 8:42:42 AM |
| shrewd-benjamins | $25.00 | $25.00 | 10/1/2009 9:23:01 AM |
| RadarLuv | $25.00 | $25.00 | 10/1/2009 10:34:48 AM |
| pouch1 | $25.00 | $25.00 | 10/1/2009 10:15:19 AM |
| aspire2grow | $25.00 | $25.00 | 10/1/2009 11:00:11 AM |
| investment-visionary | $25.00 | $25.00 | 10/1/2009 10:37:49 AM |
| attractive-rate | $25.00 | $25.00 | 10/1/2009 10:59:17 AM |
| shawnw2 | $35.00 | $35.00 | 10/1/2009 12:39:30 PM |
| 1stBankAndHal | $25.90 | $25.90 | 10/1/2009 1:07:59 PM |
| gold-cluster | $100.00 | $100.00 | 10/1/2009 2:08:44 PM |
| capital-galaxy | $100.00 | $100.00 | 10/1/2009 2:38:09 PM |
| dslobbs | $25.00 | $25.00 | 10/1/2009 2:00:17 PM |
| investment-cluster | $25.00 | $25.00 | 10/1/2009 4:25:01 PM |
| DMKAssetManagement | $50.00 | $50.00 | 10/1/2009 8:09:29 PM |
| privatebankerva | $25.00 | $25.00 | 10/1/2009 8:14:04 PM |
| fulfilling-commitment | $25.00 | $25.00 | 10/1/2009 6:19:04 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/1/2009 5:32:24 PM |
| nurat | $37.06 | $37.06 | 10/1/2009 8:38:36 PM |
| pouch1 | $25.00 | $25.00 | 10/1/2009 6:26:34 PM |
| medkoder | $25.00 | $25.00 | 10/1/2009 5:53:08 PM |
| FundMaker | $25.00 | $25.00 | 10/1/2009 7:24:14 PM |
| finance-vault | $50.00 | $50.00 | 10/1/2009 7:00:02 PM |
| rate-farm3 | $175.00 | $175.00 | 10/1/2009 8:22:45 PM |
| stdrgj15 | $50.00 | $50.00 | 10/1/2009 11:10:07 PM |
| FL-Lender | $25.00 | $25.00 | 10/1/2009 8:30:36 PM |
| jcw3rd | $25.00 | $25.00 | 10/2/2009 5:27:36 AM |
| 101010 | $50.00 | $50.00 | 10/2/2009 7:10:21 AM |
| jclegacy | $119.79 | $119.79 | 10/2/2009 7:06:56 AM |
| gelt4u | $25.00 | $25.00 | 10/2/2009 8:49:55 AM |
| jvg10 | $50.00 | $50.00 | 10/2/2009 9:04:54 AM |
| Philman | $25.00 | $25.00 | 10/2/2009 9:33:59 AM |
| Gobsek | $25.00 | $25.00 | 10/2/2009 10:06:11 AM |
| verticalhorizon | $31.35 | $31.35 | 10/2/2009 10:44:48 AM |
| loanman2007 | $100.00 | $100.00 | 10/2/2009 11:51:59 AM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 10/2/2009 10:46:53 AM |
| dudebrah | $50.00 | $50.00 | 10/2/2009 12:01:05 PM |
| bobd32 | $25.00 | $25.00 | 10/2/2009 11:02:23 AM |
| robertmm25 | $62.20 | $62.20 | 10/2/2009 11:24:44 AM |
| just-trade0 | $25.00 | $25.00 | 10/2/2009 11:47:21 AM |
| credit-missile | $100.00 | $100.00 | 10/2/2009 12:44:31 PM |
| dorypro | $25.00 | $25.00 | 10/2/2009 1:35:10 PM |
| atlmoneyman | $25.00 | $25.00 | 10/2/2009 1:48:01 PM |
| rate-farm3 | $211.04 | $211.04 | 10/2/2009 2:55:07 PM |
| epic-payout | $100.00 | $100.00 | 10/2/2009 3:37:26 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/2/2009 3:57:03 PM |
| Engineer44 | $30.00 | $30.00 | 10/2/2009 4:18:39 PM |
| drg6289 | $50.00 | $50.00 | 9/19/2009 11:12:35 AM |
| well-mannered-income3 | $25.00 | $25.00 | 9/29/2009 8:44:11 PM |
| mt3209 | $25.00 | $25.00 | 9/30/2009 2:19:28 PM |
| Lenderboy | $4,000.00 | $692.81 | 9/30/2009 2:19:04 PM |
| mrbill5548 | $50.00 | $50.00 | 9/30/2009 2:19:33 PM |
| bondhedger | $25.00 | $25.00 | 9/30/2009 2:19:36 PM |
| goodcents | $25.00 | $25.00 | 9/30/2009 7:04:28 PM |
| EEasyMoney | $25.00 | $25.00 | 9/30/2009 9:25:46 PM |
| 101010 | $50.00 | $50.00 | 9/30/2009 10:22:47 PM |
| building_community | $25.00 | $25.00 | 10/1/2009 2:11:59 AM |
| spy0 | $25.00 | $25.00 | 10/1/2009 7:04:05 AM |
| blutish | $50.00 | $50.00 | 10/1/2009 6:43:40 AM |
| srthsvghdthtr | $25.00 | $25.00 | 10/1/2009 9:19:30 AM |
| Leshan | $50.00 | $50.00 | 10/1/2009 9:18:44 AM |
| best-generosity-financier | $50.00 | $50.00 | 10/1/2009 4:39:18 PM |
| Ray3486 | $25.00 | $25.00 | 10/1/2009 7:29:12 PM |
| BuckeyeBanker | $29.69 | $29.69 | 10/1/2009 5:16:21 PM |
| resolute-liberty | $25.00 | $25.00 | 10/1/2009 7:37:48 PM |
| CoolPlexer | $25.00 | $25.00 | 10/1/2009 5:49:20 PM |
| marwadi-62 | $50.00 | $50.00 | 10/1/2009 6:11:10 PM |
| maga | $100.00 | $100.00 | 10/1/2009 7:05:53 PM |
| silvercertificate | $27.69 | $27.69 | 10/1/2009 8:28:26 PM |
| gpuck | $25.00 | $25.00 | 10/2/2009 4:36:09 AM |
| malomar66 | $66.47 | $66.47 | 10/1/2009 8:53:24 PM |
| festivecpl | $100.00 | $100.00 | 10/2/2009 6:02:32 AM |
| johnpmid | $25.00 | $25.00 | 10/2/2009 7:33:22 AM |
| EngineersAlliance | $25.00 | $25.00 | 10/2/2009 10:17:51 AM |
| Kennfusion | $50.00 | $50.00 | 10/2/2009 8:22:10 AM |
| Sudoku | $150.00 | $150.00 | 10/2/2009 8:37:22 AM |
| gr8heart | $50.00 | $50.00 | 10/2/2009 9:41:57 AM |
| Rancid | $26.00 | $26.00 | 10/2/2009 11:26:58 AM |
| tcbmc | $60.00 | $60.00 | 10/2/2009 12:02:12 PM |
| Fun54115 | $25.00 | $25.00 | 10/2/2009 12:59:51 PM |
| martymaniaman | $50.00 | $50.00 | 10/2/2009 11:14:56 AM |
| LAKETIME | $50.00 | $50.00 | 10/2/2009 3:08:53 PM |
| roadroamer53 | $30.00 | $30.00 | 10/2/2009 4:17:28 PM |
| umfan123 | $25.00 | $25.00 | 10/2/2009 3:55:25 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:04:18 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
425014
This series of Notes was issued and sold upon the funding of the borrower loan #38875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $115.13 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $113.43 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,593 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 34% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| baffled |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 740-760
(Sep-2008)
|
|
Principal balance:
| $3,480.17 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off credit card.
My financial situation:
I am a good candidate for this loan because I have proven that I can repay Prosper monthly with no worries as to anyone getting their money.? I have never defaulted on any loan or not made a payment on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sid-K | $50.00 | $50.00 | 9/18/2009 4:38:16 PM |
| understanding-marketplace | $100.00 | $77.11 | 9/18/2009 4:39:04 PM |
| Syzygy | $25.00 | $25.00 | 9/19/2009 9:57:01 PM |
| killdare | $25.00 | $25.00 | 9/23/2009 1:24:18 PM |
| Rockymtnhi | $26.10 | $26.10 | 9/25/2009 4:22:07 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 11:05:15 PM |
| sflawya | $25.00 | $25.00 | 9/26/2009 6:33:36 PM |
| sflawya | $25.00 | $25.00 | 9/26/2009 6:01:23 PM |
| JedClampett | $75.00 | $75.00 | 9/26/2009 6:59:45 PM |
| fr0gpil0t | $25.00 | $25.00 | 9/28/2009 7:01:01 AM |
| OoM | $25.00 | $25.00 | 9/28/2009 7:57:53 PM |
| golffish2 | $50.00 | $50.00 | 9/29/2009 4:42:11 AM |
| wwwUniversal | $25.00 | $25.00 | 9/29/2009 12:55:04 PM |
| dreamhope | $25.00 | $25.00 | 9/29/2009 3:36:23 PM |
| bondhedger | $25.00 | $25.00 | 9/29/2009 9:55:30 PM |
| HappyToLoan | $25.00 | $25.00 | 9/30/2009 6:19:48 PM |
| Astyanax | $25.00 | $25.00 | 10/1/2009 1:53:03 PM |
| beachfunder | $25.00 | $25.00 | 10/1/2009 4:35:22 PM |
| etraboulay | $50.00 | $50.00 | 10/1/2009 5:18:45 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/1/2009 4:44:35 PM |
| jpblan11 | $25.00 | $25.00 | 10/1/2009 6:19:42 PM |
| FundMaker | $25.00 | $25.00 | 10/1/2009 7:26:09 PM |
| qkinger | $50.00 | $50.00 | 10/1/2009 9:53:15 PM |
| redtilapia | $25.00 | $25.00 | 10/1/2009 11:49:45 PM |
| gpuck | $25.00 | $25.00 | 10/2/2009 4:39:38 AM |
| dime-worker | $25.00 | $25.00 | 10/2/2009 9:27:47 AM |
| suburbanman64 | $50.00 | $50.00 | 10/2/2009 12:07:49 PM |
| blue-relay | $25.00 | $25.00 | 10/2/2009 10:58:40 AM |
| martymaniaman | $25.00 | $25.00 | 10/2/2009 11:15:16 AM |
| dorypro | $25.00 | $25.00 | 10/2/2009 1:28:33 PM |
| drummerdad | $25.00 | $25.00 | 10/2/2009 1:38:29 PM |
| manuvns | $25.00 | $25.00 | 10/2/2009 11:26:29 AM |
| maga | $94.00 | $94.00 | 10/2/2009 1:28:25 PM |
| oldman1947 | $25.00 | $25.00 | 10/2/2009 4:06:27 PM |
| gilbrear | $25.00 | $25.00 | 10/2/2009 4:15:58 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/2/2009 2:43:02 PM |
| Memphis-King | $35.00 | $35.00 | 10/2/2009 3:27:01 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/2/2009 4:08:35 PM |
| selo80 | $25.00 | $25.00 | 10/2/2009 4:20:52 PM |
| biffmush | $250.00 | $250.00 | 10/2/2009 4:18:11 PM |
| Engineer44 | $40.00 | $40.00 | 10/2/2009 4:21:27 PM |
| DukSerduk | $25.00 | $25.00 | 9/18/2009 4:38:21 PM |
| Cai8899 | $25.00 | $25.00 | 9/18/2009 4:37:48 PM |
| skuba | $50.00 | $50.00 | 9/18/2009 4:38:27 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/18/2009 4:38:07 PM |
| bchen78875 | $50.00 | $50.00 | 9/18/2009 4:38:44 PM |
| turbospeed | $25.00 | $25.00 | 9/18/2009 4:46:31 PM |
| hellasow | $25.00 | $25.00 | 9/20/2009 12:48:40 PM |
| zento | $25.00 | $25.00 | 9/22/2009 11:23:05 AM |
| loanman2007 | $50.00 | $50.00 | 9/23/2009 5:32:53 AM |
| bid-wonder | $25.00 | $25.00 | 9/23/2009 11:50:41 AM |
| bid-papyrus | $50.00 | $50.00 | 9/24/2009 6:30:47 AM |
| jude0624 | $25.00 | $25.00 | 9/24/2009 8:06:23 PM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 7:17:43 AM |
| RandyL3 | $100.00 | $100.00 | 9/25/2009 5:18:08 PM |
| khamlagirl | $25.00 | $25.00 | 9/26/2009 10:08:12 AM |
| LittleMingo | $25.00 | $25.00 | 9/28/2009 6:16:19 PM |
| Phantom | $50.00 | $50.00 | 9/29/2009 8:43:51 AM |
| StarFundingSource | $25.00 | $25.00 | 9/29/2009 1:15:13 PM |
| WILender2 | $50.00 | $50.00 | 9/29/2009 5:16:26 PM |
| Russia5M | $25.00 | $25.00 | 9/30/2009 10:24:18 AM |
| JerryB96 | $25.00 | $25.00 | 9/30/2009 11:30:00 AM |
| RIVERBEND | $25.00 | $25.00 | 9/30/2009 12:22:31 PM |
| sorace | $50.00 | $50.00 | 9/30/2009 2:50:39 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:13:21 PM |
| ilend57 | $25.00 | $25.00 | 9/30/2009 11:03:33 PM |
| sorace | $50.00 | $50.00 | 10/1/2009 6:35:10 AM |
| investment-visionary | $25.00 | $25.00 | 10/1/2009 10:39:01 AM |
| e3oM | $30.00 | $30.00 | 10/1/2009 3:30:39 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/1/2009 4:40:14 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/1/2009 7:25:18 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/1/2009 5:28:01 PM |
| SFBank | $250.00 | $250.00 | 10/1/2009 8:03:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/1/2009 8:25:14 PM |
| payout-magician | $50.00 | $50.00 | 10/1/2009 10:03:26 PM |
| OGS_Capital | $25.00 | $25.00 | 10/1/2009 11:53:45 PM |
| Nasdaq | $25.00 | $25.00 | 10/1/2009 11:29:34 PM |
| jybank | $25.00 | $25.00 | 10/2/2009 8:58:56 AM |
| engbusres | $35.00 | $35.00 | 10/2/2009 6:24:05 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/2/2009 6:49:22 AM |
| wealth-comet694 | $25.00 | $25.00 | 10/2/2009 10:41:16 AM |
| bossyboots01 | $25.00 | $25.00 | 10/2/2009 8:36:27 AM |
| maga | $104.00 | $104.00 | 10/2/2009 10:41:20 AM |
| fantasysports | $25.00 | $25.00 | 10/2/2009 11:03:00 AM |
| piano55 | $33.79 | $33.79 | 10/2/2009 11:31:42 AM |
| MrLeft | $25.00 | $25.00 | 10/2/2009 11:52:59 AM |
| socal-lender | $25.00 | $25.00 | 10/2/2009 3:23:43 PM |
| JJ-Loans | $25.00 | $25.00 | 10/2/2009 1:42:38 PM |
| Mack_Inv | $25.00 | $25.00 | 10/2/2009 3:26:30 PM |
| Richmp412 | $25.00 | $25.00 | 10/2/2009 3:50:47 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 3:55:24 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
425024
This series of Notes was issued and sold upon the funding of the borrower loan #38881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 8.08% |
Starting borrower rate/APR:
| 9.08% / 9.42% |
Starting monthly payment:
| $63.67 |
|
Final lender yield:
| 5.49% |
Final borrower rate/APR:
| 6.49% / 6.83% |
Final monthly payment:
| $61.29 |
| |
|
Auction yield range:
| 3.27% - 8.08% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.89% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 840-860 (Sep-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,108 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| mrxtravis |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvest Into Prosper
Purpose of loan:
Reinvest into prosper.
My financial situation:
The only dept I have is my house.? I have worked as a Software Developer for 8 years and there is still a high demand in this area.? I have a wife and no kids (just a few pets).
Personal Net income: $4,400
Shared Houshold Expenses:
Mortgage: $1400
Food: $300
Entertainment/Misc: $1100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 9/18/2009 8:56:49 PM |
| payontime1 | $50.00 | $50.00 | 9/19/2009 10:10:16 PM |
| hellasow | $25.00 | $25.00 | 9/20/2009 12:43:51 PM |
| solarwind | $25.00 | $25.00 | 9/22/2009 7:22:05 PM |
| beachfunder | $25.00 | $25.00 | 9/25/2009 10:54:19 AM |
| investmentgroup | $25.00 | $25.00 | 9/27/2009 12:07:58 PM |
| dproxima | $25.00 | $25.00 | 9/28/2009 6:38:40 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/29/2009 2:48:49 PM |
| sunny1985 | $25.00 | $25.00 | 9/30/2009 5:11:25 PM |
| Astyanax | $25.00 | $25.00 | 10/1/2009 1:54:08 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/1/2009 4:45:33 PM |
| FundMaker | $50.00 | $50.00 | 10/1/2009 7:27:25 PM |
| BANKIN | $30.38 | $30.38 | 10/1/2009 5:55:51 PM |
| amit_gu | $74.93 | $74.93 | 10/2/2009 11:04:29 AM |
| id26709 | $25.00 | $25.00 | 10/2/2009 1:42:55 PM |
| jybank | $100.00 | $100.00 | 10/2/2009 3:58:46 PM |
| Mack_Inv | $50.00 | $50.00 | 10/2/2009 3:36:20 PM |
| jimduism | $49.31 | $49.31 | 10/2/2009 4:01:25 PM |
| jybank | $50.00 | $50.00 | 10/2/2009 4:21:04 PM |
| marwadi-62 | $250.00 | $250.00 | 9/25/2009 5:32:37 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 12:40:54 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/25/2009 2:15:35 PM |
| Digs | $25.00 | $25.00 | 9/29/2009 11:21:37 AM |
| happyhelpers | $25.00 | $25.00 | 9/30/2009 12:55:02 PM |
| sgmm330 | $25.00 | $25.00 | 9/30/2009 6:44:37 PM |
| kf88 | $50.00 | $50.00 | 10/1/2009 2:21:38 PM |
| AsianDragon | $500.00 | $500.00 | 10/2/2009 9:26:07 AM |
| amit_gu | $100.00 | $44.69 | 10/2/2009 11:02:20 AM |
| martymaniaman | $25.00 | $25.00 | 10/2/2009 11:15:51 AM |
| bankar | $25.00 | $25.00 | 10/2/2009 10:12:18 AM |
| YummiBear | $25.00 | $25.00 | 10/2/2009 3:29:58 PM |
| jimduism | $149.31 | $149.31 | 10/2/2009 4:17:12 PM |
| jimduism | $51.38 | $51.38 | 10/2/2009 4:18:33 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/2/2009 4:19:42 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
425138
This series of Notes was issued and sold upon the funding of the borrower loan #38921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 15.49% |
Starting borrower rate/APR:
| 16.49% / 18.68% |
Starting monthly payment:
| $123.90 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $114.59 |
| |
|
Auction yield range:
| 4.27% - 15.49% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $537 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 4% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tranquil-silver |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Restoration Project
Purpose of loan:
This loan will be used to purchase a new motorcycle.? Motorcycling has been a lifetime passion of mine, and now that I have access to an auto shop, I am looking forward to starting a new project.? I plan on purchasing a used motorcycle to repair and restore it to a like-new condition.? The perfect time to buy a bike is in the fall, when most owners are looking to store or sell before the long winter season.? The cold won't be bothering me, since I plan on tinkering and lovingly restoring the motorcycle in a warm and dry auto shop until spring!
My financial situation:
I am a good candidate for this loan because of my excellent credit history and credit score, my financial stability, and the fact that I have no outstanding loans of any sort.? I pay all of my bills in full, every time.? This loan amount is sized to be well within my extra annual income, and will not interfere with any necessary expenses by a large margin.?
Note: Listing re-posted after 2 days online to raise lender yield, not due to underfunding, if you were curious.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What type of bike to you plan on buying? - elitedarkness
A:
A tough question, to be sure. I am hesitant to get my heart set on a specific model, in case I can't find an available used one. I wouldn't say no to a Honda CBR 600 or Kawasaki Ninja 650R, though!
(Oct-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 9/21/2009 4:22:34 PM |
| Syzygy | $25.00 | $25.00 | 9/21/2009 4:32:15 PM |
| power-cell | $60.00 | $60.00 | 9/22/2009 3:33:03 PM |
| investmentgroup | $25.00 | $25.00 | 9/23/2009 3:20:40 AM |
| minista | $25.00 | $25.00 | 9/23/2009 8:18:49 AM |
| bondhedger | $25.00 | $25.00 | 9/23/2009 10:38:18 AM |
| turbostar666 | $27.16 | $27.16 | 9/23/2009 10:37:03 AM |
| bid-wonder | $25.00 | $25.00 | 9/23/2009 1:13:10 PM |
| GoGators01 | $25.00 | $25.00 | 9/23/2009 1:17:37 PM |
| Brown98 | $25.00 | $25.00 | 9/24/2009 2:09:04 PM |
| enriching-payout | $25.00 | $25.00 | 9/25/2009 9:53:24 AM |
| miket71 | $83.34 | $83.34 | 9/25/2009 2:57:56 PM |
| JoeXB | $25.00 | $25.00 | 9/26/2009 10:06:22 AM |
| loanman2007 | $50.00 | $50.00 | 9/26/2009 10:15:23 AM |
| brutusbone | $29.85 | $29.85 | 10/1/2009 5:08:09 PM |
| tomjac2000 | $25.00 | $25.00 | 10/1/2009 6:54:05 PM |
| blue-relay | $25.00 | $25.00 | 10/2/2009 10:45:08 AM |
| elloboverde | $50.00 | $50.00 | 10/2/2009 11:15:34 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:11 PM |
| a2190b | $72.00 | $72.00 | 10/3/2009 2:16:57 PM |
| JohnSmith10 | $25.00 | $25.00 | 10/3/2009 2:06:05 PM |
| kgeezy | $25.11 | $25.11 | 10/3/2009 5:55:11 PM |
| Charmart | $25.00 | $25.00 | 10/4/2009 3:12:51 AM |
| freetolive | $25.00 | $25.00 | 10/4/2009 10:58:29 AM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:04:07 PM |
| John_14_6 | $25.00 | $25.00 | 10/4/2009 6:08:18 PM |
| steveinflorida | $25.00 | $25.00 | 10/4/2009 4:35:58 PM |
| bkb7484 | $50.00 | $50.00 | 10/4/2009 6:58:49 PM |
| ritwik | $50.00 | $50.00 | 10/4/2009 7:19:49 PM |
| atlas100 | $50.00 | $50.00 | 10/5/2009 7:18:48 AM |
| whazarook | $25.00 | $25.00 | 10/4/2009 9:36:15 PM |
| BoCo | $25.00 | $25.00 | 10/5/2009 9:35:16 AM |
| sorace | $50.00 | $50.00 | 10/5/2009 5:00:11 AM |
| generous-deal6 | $50.00 | $50.00 | 10/5/2009 12:29:07 PM |
| HomerdohNY | $25.00 | $25.00 | 10/5/2009 12:33:15 PM |
| gslinv | $25.00 | $25.00 | 10/5/2009 12:42:13 PM |
| rockhound84 | $25.00 | $25.00 | 10/5/2009 12:49:12 PM |
| fairmaiden | $50.00 | $50.00 | 10/5/2009 10:15:17 AM |
| jybank | $25.00 | $25.00 | 10/5/2009 11:00:00 AM |
| MidnightBank | $25.00 | $25.00 | 10/5/2009 12:49:53 PM |
| socal-lender | $25.00 | $25.00 | 10/5/2009 2:42:15 PM |
| Rancid | $33.00 | $33.00 | 10/5/2009 12:38:56 PM |
| jcw3rd | $25.00 | $25.00 | 10/5/2009 1:29:26 PM |
| CommerciaLender | $34.00 | $34.00 | 10/5/2009 2:04:02 PM |
| Prossper-Godfather | $100.00 | $100.00 | 10/5/2009 2:39:17 PM |
| Prossper-Godfather | $50.00 | $50.00 | 10/5/2009 2:39:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/5/2009 2:53:19 PM |
| ManhattanLender | $25.00 | $25.00 | 10/5/2009 3:29:31 PM |
| Nasdaq | $50.00 | $50.00 | 10/5/2009 3:46:09 PM |
| Engineer44 | $25.00 | $25.00 | 10/5/2009 4:07:46 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 3:39:43 PM |
| Medops911 | $25.00 | $25.00 | 9/21/2009 4:10:54 PM |
| F_r_e_d_s__B_a_n_k | $33.33 | $33.33 | 9/21/2009 4:27:54 PM |
| zento | $25.00 | $25.00 | 9/21/2009 7:53:02 PM |
| enticing-treasure5 | $25.00 | $25.00 | 9/22/2009 9:17:39 PM |
| mcabery | $150.00 | $150.00 | 9/23/2009 6:32:35 PM |
| payout-magician | $30.00 | $30.00 | 9/24/2009 11:40:49 PM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:03:00 PM |
| ShermanSteve | $50.00 | $28.07 | 9/26/2009 8:51:50 AM |
| roadster199 | $25.00 | $25.00 | 9/27/2009 5:47:42 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:35:21 PM |
| Mission1 | $25.00 | $25.00 | 9/30/2009 9:39:04 PM |
| axelducheck | $25.00 | $25.00 | 10/1/2009 5:29:49 AM |
| SOP_Bank | $25.00 | $25.00 | 10/1/2009 4:07:25 PM |
| hellasow | $25.00 | $25.00 | 10/1/2009 7:28:13 PM |
| cassperr | $25.00 | $25.00 | 10/1/2009 6:40:19 PM |
| suzanny | $25.00 | $25.00 | 10/2/2009 5:30:28 AM |
| fantasysports | $25.00 | $25.00 | 10/2/2009 11:44:26 AM |
| worth-matador | $25.00 | $25.00 | 10/2/2009 3:06:46 PM |
| bansir | $25.00 | $25.00 | 10/2/2009 7:13:55 PM |
| Russh | $48.96 | $48.96 | 10/2/2009 5:50:01 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/2/2009 11:23:23 PM |
| credit-coach118 | $25.00 | $25.00 | 10/3/2009 1:50:20 PM |
| fulfilling-commitment | $100.00 | $100.00 | 10/4/2009 3:03:42 PM |
| Johnab | $50.00 | $50.00 | 10/4/2009 2:00:32 PM |
| medarocket | $25.00 | $25.00 | 10/4/2009 6:01:57 PM |
| redtilapia | $25.00 | $25.00 | 10/5/2009 2:26:40 AM |
| fatboy888 | $25.00 | $25.00 | 10/5/2009 6:16:38 AM |
| 12puebloyankee | $25.00 | $25.00 | 10/5/2009 9:26:15 AM |
| Charmart | $25.00 | $25.00 | 10/5/2009 2:43:34 AM |
| racing777 | $50.00 | $50.00 | 10/5/2009 5:40:33 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/5/2009 6:38:45 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 9:46:22 AM |
| erowis | $60.00 | $60.00 | 10/5/2009 10:33:07 AM |
| wealth-comet694 | $34.00 | $34.00 | 10/5/2009 11:15:25 AM |
| nanaof7 | $25.00 | $25.00 | 10/5/2009 2:10:35 PM |
| intuitive-deal5 | $50.00 | $50.00 | 10/5/2009 2:42:49 PM |
| RIVERBEND | $25.00 | $25.00 | 10/5/2009 3:05:46 PM |
| plbquic | $25.00 | $25.00 | 10/5/2009 2:18:43 PM |
| dorypro | $25.00 | $25.00 | 10/5/2009 2:21:39 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 2:30:09 PM |
| Prossper-Godfather | $150.00 | $150.00 | 10/5/2009 2:39:33 PM |
| Astyanax | $25.00 | $25.00 | 10/5/2009 3:08:13 PM |
| Bodyboard | $25.00 | $25.00 | 10/5/2009 4:04:03 PM |
| yu-rik | $50.00 | $50.00 | 10/5/2009 4:03:37 PM |
| LAKETIME | $25.00 | $25.00 | 10/5/2009 3:32:01 PM |
| LoanDMC | $25.00 | $25.00 | 10/5/2009 4:07:04 PM |
| friendinmoney | $26.18 | $26.18 | 10/5/2009 4:06:55 PM |
| 98 bids
|
Borrower Payment Dependent Notes Series
425172
This series of Notes was issued and sold upon the funding of the borrower loan #38866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.99% |
Starting monthly payment:
| $61.54 |
|
Final lender yield:
| 24.50% |
Final borrower rate/APR:
| 25.50% / 28.08% |
Final monthly payment:
| $60.04 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 18y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $750 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 100% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| vigorous-credit |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roof Repair - Please Consider
Purpose of loan:
I need a little help.? My roof?needs repaired in two spots and I need to get it done before winter.?We were looking at replacing the entire roof, but it is?more costly than what I can afford right now.? We've gotten estimates and can repair the two spots?and stay within our budget.?
My Story:
Here's my story:? I am doing well financially, can't really complain.??I am careful about?where?my money goes and?bills are?paid first and on time.? I WILL pay this loan back timely and more than likely early.? My goal is not to have any debt, but there isn't any getting around this - I have to repair my roof, it's a necessity.
Monthly net income: $ 2561?
Monthly expenses: $ 1539
??Housing: $ 904
??Insurance: $?145
??Car expenses: $?0.00 (my?vehicles are paid in full and I do all of the maintenance, as I am a mechanic)
??Utilities: $ 220
??Phone, cable, internet: $?170 (I pay for the family's cell phones)
??Food, entertainment: $ varies (bills come first and then I decide)
??Credit cards and other loans: $?100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
With over $1000 surplus each month why is a loan needed for the roof repair? Do you have any savings or emergency fund?
Thanks and good luck. - Hawkeyebank
A:
Hi. I didn't want to put all of my surplus funds torwards the roof repair. My mother in law has been in and out of the hospital and we may need to help her with prescriptions and medical bills. I'm waiting to see what medicare pays for so that I will know what she needs help with. We have a little bit of an emergency fund, but not much. Thanks for considering.
(Sep-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/21/2009 7:37:03 PM |
| marwadi-62 | $50.00 | $50.00 | 9/26/2009 12:11:55 PM |
| econgineer | $50.00 | $50.00 | 9/27/2009 12:48:46 PM |
| intuitive-deal5 | $50.00 | $50.00 | 9/28/2009 5:00:54 PM |
| coyfrisbee2 | $25.00 | $25.00 | 9/29/2009 5:19:37 PM |
| theonezozo | $25.00 | $25.00 | 9/29/2009 6:02:42 PM |
| dudebrah | $25.00 | $25.00 | 9/30/2009 11:11:09 AM |
| DonDiego | $25.00 | $25.00 | 10/1/2009 1:49:42 AM |
| building_community | $25.00 | $25.00 | 10/1/2009 2:10:47 AM |
| DonDiego | $25.00 | $25.00 | 10/1/2009 1:50:52 AM |
| spy0 | $25.00 | $25.00 | 10/1/2009 7:08:35 AM |
| SweetHoneyPot | $25.00 | $25.00 | 10/1/2009 1:09:39 PM |
| jpf27 | $100.00 | $100.00 | 10/1/2009 7:14:03 PM |
| atrevete | $41.50 | $34.90 | 10/1/2009 9:32:48 PM |
| shrewd-asset | $25.00 | $25.00 | 10/1/2009 11:13:13 PM |
| RobinHood | $50.00 | $50.00 | 10/2/2009 8:54:51 AM |
| StargazerLending | $25.00 | $25.00 | 10/2/2009 8:58:15 AM |
| Student_Capital | $50.00 | $50.00 | 9/25/2009 3:25:34 PM |
| generous-deal6 | $50.00 | $50.00 | 9/25/2009 10:50:50 PM |
| hellasow | $25.00 | $25.00 | 9/26/2009 7:08:06 PM |
| zento | $25.00 | $25.00 | 9/27/2009 8:21:31 PM |
| 4mydaughterseducation | $32.73 | $32.73 | 9/28/2009 7:11:32 PM |
| cudgeon | $50.00 | $50.00 | 9/29/2009 11:55:09 AM |
| Montgomery-Burns | $25.00 | $25.00 | 9/29/2009 3:27:05 PM |
| gold-cluster | $100.00 | $100.00 | 9/29/2009 9:11:46 PM |
| highyield | $150.00 | $150.00 | 9/30/2009 1:11:30 PM |
| Nicksr | $32.37 | $32.37 | 9/30/2009 7:54:27 PM |
| forthright-durability | $25.00 | $25.00 | 9/30/2009 9:05:32 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/1/2009 5:39:59 AM |
| _SCI_ | $25.00 | $25.00 | 10/1/2009 6:05:38 AM |
| ColoradoLender82 | $25.00 | $25.00 | 10/1/2009 7:54:44 AM |
| mercuriant | $25.00 | $25.00 | 10/1/2009 9:36:07 AM |
| Alexander1776 | $25.00 | $25.00 | 10/1/2009 7:59:51 AM |
| Eloise62 | $75.00 | $75.00 | 10/1/2009 9:42:35 AM |
| jybank | $25.00 | $25.00 | 10/1/2009 9:53:22 AM |
| Thunder08 | $25.00 | $25.00 | 10/1/2009 12:39:39 PM |
| sigep787 | $25.00 | $25.00 | 10/1/2009 5:51:09 PM |
| kindness-jedi | $50.00 | $50.00 | 10/2/2009 9:51:36 AM |
| 38 bids
|
Borrower Payment Dependent Notes Series
425676
This series of Notes was issued and sold upon the funding of the borrower loan #38853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 28.23% |
Starting monthly payment:
| $47.71 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 18.04% |
Final monthly payment:
| $41.60 |
| |
|
Auction yield range:
| 8.27% - 24.00% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,858 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| hurricanewoof |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family car broken air conditioner
This loan will be used to? pay for repairs to our family
car?s air conditioning unit.
2006 Ford Expedition rear seal failure 3 weeks ago.The complete estimate is just over $1200.I am a good candidate for this loan because?I have had a steady job for the past 8 years
as a chiropractor and own the office in which I work.
I pay all my bills on time and have never declared bankruptcy or defaulted on a
loan.
Our mortgage is in my wife?s name and her income pays all housing related
bills.? My income covers insurances, the vehicles, gas, food, fun, my
student loan, and my personal credit card payments.?
Monthly net income: $ 3709.50 minimum ? higher during more productive months
Monthly expenses: $2721.54
? Housing: $0
? Insurance: $401.76
? Car expenses: $477.00 25 payments left
? Utilities: $0
? Phone, cable, internet: $0
? Food, entertainment: $1020
? Clothing, household expenses $100.00
? Credit cards and other loans: $572.78 min payment
? Student Loan: $150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Leshan | $50.00 | $50.00 | 10/8/2009 7:19:15 AM |
| Furryone | $25.00 | $25.00 | 10/8/2009 11:01:45 AM |
| bankojerry | $25.00 | $25.00 | 10/8/2009 4:03:26 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 6:21:54 PM |
| Engineer44 | $25.00 | $25.00 | 10/8/2009 6:32:36 PM |
| medman | $357.25 | $357.25 | 10/8/2009 5:59:23 PM |
| lateflight | $25.00 | $25.00 | 10/8/2009 6:20:10 PM |
| nashibaksi | $25.00 | $25.00 | 10/7/2009 8:16:59 PM |
| nurat | $39.54 | $39.54 | 10/7/2009 8:28:25 PM |
| maga | $200.00 | $200.00 | 10/8/2009 8:51:52 AM |
| fatboy888 | $25.00 | $25.00 | 10/8/2009 5:34:08 AM |
| Earn_money | $30.00 | $30.00 | 10/8/2009 10:31:04 AM |
| generous-deal6 | $75.00 | $23.21 | 10/8/2009 11:23:18 AM |
| I_want_to_help_you | $25.00 | $25.00 | 10/8/2009 1:15:09 PM |
| dustman | $25.00 | $25.00 | 10/8/2009 3:11:43 PM |
| versatilenyguy | $50.00 | $50.00 | 10/8/2009 1:26:53 PM |
| PropertyInvest | $25.00 | $25.00 | 10/8/2009 3:07:20 PM |
| dorypro | $25.00 | $25.00 | 10/8/2009 3:39:02 PM |
| sc91 | $25.00 | $25.00 | 10/8/2009 3:45:02 PM |
| gpuck | $25.00 | $25.00 | 10/8/2009 4:09:43 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/8/2009 5:20:07 PM |
| lasalle123 | $50.00 | $50.00 | 10/8/2009 6:32:48 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/8/2009 6:09:53 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 6:17:15 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
425738
This series of Notes was issued and sold upon the funding of the borrower loan #38860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $131.97 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $130.25 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 20y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,279 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 72% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Shark1056 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff credit cards & loans
Purpose of loan:
I will be using my prosper loan to pay off my credit cards and a personal loan.?
My financial situation:
I was put in this situation by both of my cars breaking down in the same week.? The engine blew up in one car and the transmission went out in the other.??I will be more then willing to pay this loan off early if someone has faith in me.
Monthly net income: $ 5400
My payments currently:
Capital One???????????? ?$700????????????$75????????26.99%
Applied Card????????????$480??????????? $75????????29.00%
American General???? $1950???????? $150????? 27.00%
Dell Computer??????????$1025?????????? $70???????29.99%
After prosper loan:
I will be able to cut my payments by almost $400 a month after the loan
Monthly expenses: $ 3300
??Housing: $ 1250????
??Insurance: $ 160
??Car expenses: $ 550
??Utilities: $ 240
??Phone, cable, internet: $ 125
??Food, entertainment: $ 750
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 370
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 10/4/2009 11:29:27 AM |
| pwkpwk | $25.00 | $25.00 | 10/7/2009 9:00:13 PM |
| loiosh | $25.00 | $25.00 | 10/8/2009 1:16:10 AM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:11:07 AM |
| hawker | $100.00 | $100.00 | 10/8/2009 6:26:05 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/7/2009 9:31:04 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 1:41:44 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 5:11:36 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/7/2009 11:06:09 PM |
| imlosttoo | $25.00 | $25.00 | 10/8/2009 9:33:30 AM |
| thryn | $25.00 | $25.00 | 10/8/2009 9:47:29 AM |
| Approved1234 | $25.00 | $25.00 | 10/8/2009 5:12:48 AM |
| CPAMAN | $25.00 | $25.00 | 10/8/2009 6:06:26 AM |
| lcole32 | $25.00 | $25.00 | 10/8/2009 11:06:25 AM |
| Orbason | $50.00 | $50.00 | 10/8/2009 9:30:53 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/8/2009 7:22:07 AM |
| Leshan | $50.00 | $50.00 | 10/8/2009 7:33:45 AM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/8/2009 9:46:47 AM |
| gdbanks | $25.00 | $25.00 | 10/8/2009 11:11:42 AM |
| museic1 | $50.00 | $50.00 | 10/8/2009 11:12:30 AM |
| paymentologist | $25.00 | $25.00 | 10/8/2009 10:41:26 AM |
| fireboss | $100.00 | $100.00 | 10/8/2009 12:11:16 PM |
| dparkhom | $25.00 | $25.00 | 10/8/2009 12:51:08 PM |
| unk1911 | $25.00 | $25.00 | 10/8/2009 2:47:24 PM |
| debtcollector | $50.00 | $50.00 | 10/8/2009 1:10:15 PM |
| Champpilot | $50.00 | $50.00 | 10/8/2009 11:28:33 AM |
| bonus-buddy2 | $35.00 | $35.00 | 10/8/2009 1:21:03 PM |
| Ragestang | $25.00 | $25.00 | 10/8/2009 3:06:45 PM |
| mlsstelulah | $25.00 | $25.00 | 10/8/2009 3:15:59 PM |
| bazaar-ruler | $25.00 | $25.00 | 10/8/2009 12:21:05 PM |
| janicewill | $25.00 | $25.00 | 10/8/2009 3:31:24 PM |
| gadget7 | $25.00 | $25.00 | 10/8/2009 2:22:18 PM |
| noble-revenue | $37.73 | $37.73 | 10/8/2009 2:41:06 PM |
| investment-cluster | $40.00 | $40.00 | 10/8/2009 3:45:43 PM |
| xphile | $25.00 | $25.00 | 10/8/2009 1:36:04 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/8/2009 1:43:08 PM |
| ITExec | $80.00 | $80.00 | 10/8/2009 3:06:27 PM |
| BankofTony | $25.00 | $25.00 | 10/8/2009 3:12:20 PM |
| ZOOOM | $25.00 | $25.00 | 10/8/2009 4:30:35 PM |
| marwadi-62 | $25.00 | $25.00 | 10/8/2009 4:43:25 PM |
| LanceLink | $25.00 | $25.00 | 10/8/2009 5:02:12 PM |
| Engineer44 | $30.00 | $30.00 | 10/8/2009 6:34:25 PM |
| Trondheim_Norway | $125.00 | $125.00 | 10/8/2009 5:49:01 PM |
| lateflight | $25.00 | $25.00 | 10/8/2009 6:22:06 PM |
| capital-galaxy | $50.00 | $50.00 | 10/7/2009 8:59:58 PM |
| dinobuddy | $25.00 | $25.00 | 10/7/2009 9:00:24 PM |
| turbine5 | $25.00 | $25.00 | 10/7/2009 9:46:10 PM |
| gracej | $25.00 | $25.00 | 10/7/2009 10:32:41 PM |
| friendly-gold | $25.00 | $25.00 | 10/7/2009 11:46:33 PM |
| mydreamsagain | $25.00 | $25.00 | 10/8/2009 5:01:02 AM |
| silver-armada | $50.00 | $50.00 | 10/8/2009 5:11:43 AM |
| czar3 | $30.00 | $30.00 | 10/8/2009 6:01:15 AM |
| Artist_Blue | $25.00 | $25.00 | 10/8/2009 7:16:27 AM |
| Syndication | $25.00 | $25.00 | 10/8/2009 2:17:34 AM |
| rolandweary | $40.00 | $40.00 | 10/7/2009 9:06:12 PM |
| lucky6 | $25.00 | $25.00 | 10/7/2009 9:21:04 PM |
| gm93001 | $50.00 | $50.00 | 10/8/2009 8:26:33 AM |
| djh47a | $30.00 | $30.00 | 10/8/2009 8:26:39 AM |
| oskizzle | $25.00 | $25.00 | 10/8/2009 8:31:02 AM |
| smart-return | $25.00 | $25.00 | 10/8/2009 9:22:13 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/8/2009 9:31:44 AM |
| visionary-currency | $50.00 | $50.00 | 10/8/2009 9:33:59 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 4:57:09 AM |
| twomonkeys3 | $25.00 | $25.00 | 10/8/2009 8:11:51 AM |
| AvailableFunds | $25.00 | $25.00 | 10/8/2009 6:36:04 AM |
| slyder61 | $25.00 | $25.00 | 10/8/2009 8:57:28 AM |
| laudable-balance | $25.00 | $25.00 | 10/8/2009 9:33:27 AM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 8:11:19 AM |
| MARSTUN | $50.00 | $50.00 | 10/8/2009 12:51:03 PM |
| neighborly-bid | $25.00 | $25.00 | 10/8/2009 12:51:18 PM |
| zacharyd | $25.00 | $25.00 | 10/8/2009 10:04:35 AM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 10:21:33 AM |
| lounges | $50.00 | $50.00 | 10/8/2009 10:41:06 AM |
| Hexnut | $25.00 | $25.00 | 10/8/2009 2:32:36 PM |
| jct_enterprises | $25.00 | $25.00 | 10/8/2009 11:16:04 AM |
| bakerbob | $40.31 | $40.31 | 10/8/2009 3:06:47 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/8/2009 12:11:37 PM |
| MSME | $25.00 | $25.00 | 10/8/2009 3:26:38 PM |
| junes08 | $50.00 | $50.00 | 10/8/2009 3:27:39 PM |
| theemhdoctor | $25.00 | $25.00 | 10/8/2009 3:31:15 PM |
| jtrump22 | $25.00 | $25.00 | 10/8/2009 12:41:01 PM |
| Cromag | $25.00 | $25.00 | 10/8/2009 12:54:47 PM |
| gm93001 | $500.00 | $161.15 | 10/8/2009 3:38:26 PM |
| honorable-treasure | $50.00 | $50.00 | 10/8/2009 1:07:24 PM |
| dorypro | $25.00 | $25.00 | 10/8/2009 3:46:27 PM |
| Schleproque | $25.00 | $25.00 | 10/8/2009 3:06:38 PM |
| angelinvestor2 | $50.00 | $50.00 | 10/8/2009 4:27:47 PM |
| ryan6853 | $25.00 | $25.00 | 10/8/2009 4:10:01 PM |
| fantastic-cash | $25.00 | $25.00 | 10/8/2009 4:46:39 PM |
| changger | $50.00 | $50.00 | 10/8/2009 5:58:54 PM |
| wwwUniversal | $25.00 | $25.00 | 10/8/2009 6:16:28 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 6:14:58 PM |
| happylender999 | $85.81 | $85.81 | 10/8/2009 5:58:53 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
425786
This series of Notes was issued and sold upon the funding of the borrower loan #38897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,150.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.59% |
Starting monthly payment:
| $52.02 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.59% |
Final monthly payment:
| $52.02 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 40 | Length of status: | 2y 6m |
|
Amount delinquent:
| $314 |
Revolving credit balance:
| $16,454 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| nuberlin06 |
Borrower's state:
| Wisconsin |
Borrower's group:
| Wisconsin Area Investors, Borrowers and Students |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < mo. late:
| 0
( 0% )
| 660-680
(Oct-2008)
660-680
(Jun-2008)
640-660
(Dec-2007)
640-660
(Nov-2007)
|
|
Principal balance:
| $736.81 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Building My Real Estate Business
Purpose of loan:
This loan will be used to cover needed cash for continuing education, marketing and Realtor dues in the next couple of months.
My financial situation:
I am a good candidate for this loan because it will be used for marketing and continued education expenses to build my real estate business.? I have never missed a payment on either of my Prosper loans and have paid one in full.? I am a responsible borrower and use credit wisely.
Monthly net income: $
2450.00 ???? ????
Monthly expenses: $
??Housing: $
750.00
??Insurance: $ 95.00
??Car expenses: $
325.00
??Utilities: $
325.00
??Phone, cable, internet: $
195.00
??Food, entertainment: $
150.00
??Clothing, household expenses $
100.00
??Credit cards and other loans: $ 325.00
??Other expenses: $
50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $200.00 | $200.00 | 9/24/2009 10:18:37 PM |
| fillholdingsllc | $25.00 | $25.00 | 9/26/2009 8:47:34 AM |
| DMKAssetManagement | $100.00 | $100.00 | 10/8/2009 2:13:23 PM |
| bronzmajom | $25.00 | $25.00 | 10/8/2009 1:42:54 PM |
| TheAlchemist | $75.00 | $75.00 | 10/8/2009 1:52:08 PM |
| BrownleeManagement | $25.00 | $25.00 | 10/8/2009 5:05:59 PM |
| yield-lion | $25.00 | $25.00 | 10/8/2009 4:58:56 PM |
| sdsanta | $25.00 | $25.00 | 10/8/2009 5:12:15 PM |
| Jasmel | $178.72 | $153.72 | 10/8/2009 6:28:14 PM |
| zydeco337 | $25.00 | $25.00 | 9/30/2009 4:44:43 PM |
| icon7 | $25.00 | $25.00 | 10/3/2009 6:01:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/5/2009 7:25:41 PM |
| jerrymaguire | $25.00 | $25.00 | 10/7/2009 6:42:17 AM |
| mrxtravis | $100.00 | $100.00 | 10/7/2009 10:57:20 AM |
| best-generosity-financier | $75.00 | $75.00 | 10/7/2009 4:13:19 PM |
| Leshan | $80.64 | $80.64 | 10/8/2009 1:29:15 PM |
| mrxtravis | $40.64 | $40.64 | 10/8/2009 3:40:03 PM |
| LAKETIME | $50.00 | $50.00 | 10/8/2009 4:21:37 PM |
| lateflight | $25.00 | $25.00 | 10/8/2009 6:24:02 PM |
| Engineer44 | $25.00 | $25.00 | 10/8/2009 6:35:21 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
425982
This series of Notes was issued and sold upon the funding of the borrower loan #38863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $105.26 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $103.71 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,961 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 62% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| a-determined-liberty |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Snow Plow/Business
Purpose of loan:
This loan will be used to help me start a snow plowing business. I plan to use the loan to buy a plow and have some operating capital to begin operations this winter.
I live in an area where the potential for snowfall and need for plowing could be as long as 4 to 5 months out of the year. I plan to set up a contract with a local manufacturing business and market myself to other local residents in the rural area.
My financial situation:
I am a good candidate for this loan because I am in a stable job and beleive the operations from the business will pay for itself, possibly in the first year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| elasermd | $50.00 | $50.00 | 10/2/2009 4:21:16 PM |
| snowman34 | $25.00 | $25.00 | 10/2/2009 4:21:30 PM |
| anton | $50.00 | $50.00 | 10/2/2009 4:21:58 PM |
| djh47a | $40.00 | $40.00 | 10/2/2009 4:22:03 PM |
| BlindProphet | $25.00 | $25.00 | 10/2/2009 4:22:10 PM |
| SNH | $50.00 | $50.00 | 10/2/2009 4:22:28 PM |
| Havana21 | $50.00 | $50.00 | 10/2/2009 4:22:38 PM |
| kegs | $100.00 | $100.00 | 10/2/2009 4:22:51 PM |
| larrybird | $95.00 | $95.00 | 10/2/2009 4:22:55 PM |
| thedreamer | $25.00 | $25.00 | 10/2/2009 4:23:11 PM |
| Weaverville | $25.00 | $25.00 | 10/2/2009 4:20:51 PM |
| bchen78875 | $50.00 | $50.00 | 10/2/2009 4:21:05 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/2/2009 4:21:12 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/2/2009 4:21:26 PM |
| Barak | $80.00 | $80.00 | 10/2/2009 4:21:45 PM |
| gold-tsunami | $25.00 | $25.00 | 10/2/2009 4:21:18 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/2/2009 4:22:43 PM |
| crenen139 | $50.00 | $50.00 | 10/2/2009 4:21:40 PM |
| fortytwo | $200.00 | $200.00 | 10/2/2009 4:23:00 PM |
| compoundinterest | $50.00 | $50.00 | 10/2/2009 4:22:13 PM |
| turbine5 | $40.00 | $40.00 | 10/2/2009 4:22:25 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/2/2009 4:23:25 PM |
| gracej | $25.00 | $25.00 | 10/2/2009 4:22:32 PM |
| kid8549 | $25.00 | $25.00 | 10/2/2009 4:22:48 PM |
| transparency-giant | $50.00 | $50.00 | 10/2/2009 4:22:58 PM |
| a-responsible-return | $25.00 | $25.00 | 10/2/2009 4:23:56 PM |
| point-zebra | $25.00 | $25.00 | 10/2/2009 4:31:42 PM |
| Cheburashka | $25.00 | $25.00 | 10/2/2009 4:32:08 PM |
| selector568 | $100.00 | $100.00 | 10/2/2009 4:32:13 PM |
| opus08 | $25.00 | $25.00 | 10/2/2009 5:26:42 PM |
| zone6 | $25.00 | $25.00 | 10/2/2009 4:33:29 PM |
| Davidson2 | $25.00 | $25.00 | 10/2/2009 4:33:59 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/2/2009 4:33:53 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:17 PM |
| dedication-patriot | $25.00 | $25.00 | 10/2/2009 6:20:47 PM |
| bluesheep | $25.00 | $25.00 | 10/3/2009 7:17:52 AM |
| Skady3love | $25.00 | $25.00 | 10/3/2009 7:49:35 AM |
| MidnightBank | $25.00 | $25.00 | 10/3/2009 12:04:47 PM |
| bid-wonder | $25.00 | $25.00 | 10/3/2009 8:29:33 AM |
| kmwvma | $25.00 | $25.00 | 10/3/2009 12:05:23 PM |
| Slimoro86 | $25.00 | $25.00 | 10/4/2009 8:06:57 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/2/2009 4:21:36 PM |
| j48 | $25.00 | $25.00 | 10/2/2009 4:21:51 PM |
| GatorBait | $50.00 | $50.00 | 10/2/2009 4:21:55 PM |
| justice-dna | $25.00 | $25.00 | 10/2/2009 4:22:20 PM |
| InvestorPartners | $25.00 | $25.00 | 10/2/2009 4:23:14 PM |
| skuba | $50.00 | $50.00 | 10/2/2009 4:21:01 PM |
| sas19 | $25.00 | $25.00 | 10/2/2009 4:21:22 PM |
| inventive-funds | $25.00 | $25.00 | 10/2/2009 4:22:06 PM |
| degster | $25.00 | $25.00 | 10/2/2009 4:22:21 PM |
| DukSerduk | $25.00 | $25.00 | 10/2/2009 4:20:57 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/2/2009 4:22:46 PM |
| hawker | $100.00 | $100.00 | 10/2/2009 4:23:32 PM |
| Cai8899 | $25.00 | $25.00 | 10/2/2009 4:23:05 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/2/2009 4:24:04 PM |
| czar3 | $25.00 | $25.00 | 10/2/2009 4:23:22 PM |
| dealarella | $25.00 | $25.00 | 10/2/2009 4:23:39 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/2/2009 4:23:43 PM |
| radiant-fund | $25.00 | $25.00 | 10/2/2009 4:23:46 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/2/2009 4:33:34 PM |
| triumphant-community | $25.00 | $25.00 | 10/2/2009 4:32:03 PM |
| don8ter | $25.00 | $25.00 | 10/2/2009 4:33:04 PM |
| visionary-currency | $30.59 | $30.59 | 10/2/2009 4:33:38 PM |
| Gibbyland | $71.85 | $71.85 | 10/2/2009 4:33:49 PM |
| abidos | $25.00 | $25.00 | 10/2/2009 4:34:01 PM |
| Cpay2Me | $25.00 | $25.00 | 10/2/2009 10:34:35 PM |
| lendingstar | $25.00 | $25.00 | 10/2/2009 7:54:34 PM |
| All_Wins | $25.00 | $25.00 | 10/2/2009 10:30:54 PM |
| generous-deal6 | $25.00 | $25.00 | 10/2/2009 11:34:38 PM |
| SASBANK | $25.00 | $25.00 | 10/3/2009 7:15:42 AM |
| pawsitive | $25.00 | $25.00 | 10/3/2009 7:15:52 AM |
| jga516 | $25.00 | $25.00 | 10/3/2009 11:19:30 AM |
| bot403 | $25.00 | $25.00 | 10/3/2009 8:24:40 AM |
| cowboyskier | $50.00 | $50.00 | 10/3/2009 12:05:39 PM |
| kulender | $25.00 | $25.00 | 10/3/2009 8:35:47 AM |
| lewislewis | $25.00 | $25.00 | 10/3/2009 10:34:32 AM |
| TheMan | $25.00 | $25.00 | 10/3/2009 11:19:29 AM |
| LendDoc | $25.00 | $17.56 | 10/3/2009 12:50:35 PM |
| GhaChr | $25.00 | $25.00 | 10/3/2009 12:05:30 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/4/2009 11:17:43 AM |
| worth-matador | $25.00 | $25.00 | 10/4/2009 5:49:51 PM |
| loanman2007 | $25.00 | $25.00 | 10/4/2009 6:07:53 PM |
| tomjac2000 | $25.00 | $25.00 | 10/4/2009 6:14:04 PM |
| soilchem | $25.00 | $25.00 | 10/5/2009 12:22:59 AM |
| LSolarte | $25.00 | $25.00 | 10/5/2009 8:17:56 AM |
| 85 bids
|
Borrower Payment Dependent Notes Series
426128
This series of Notes was issued and sold upon the funding of the borrower loan #38884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-10-2009 |
|
|
Starting lender yield:
| 12.97% |
Starting borrower rate/APR:
| 13.97% / 16.13% |
Starting monthly payment:
| $68.33 |
|
Final lender yield:
| 12.97% |
Final borrower rate/APR:
| 13.97% / 16.13% |
Final monthly payment:
| $68.33 |
| |
|
Auction yield range:
| 4.27% - 12.97% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,097 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 30% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 30 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| moola-compadre |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Old stove and cabinetry
Purpose of loan:
This loan will be used to replace?my stove and install a broken down cabinet underneath the kitchen sink.
My financial situation:
My current Fico score is 700.? I rent and fully paid off one of my car which I am letting my daughter use.? While I am leasing a car, my lease will be up next year.? I have parent student loans and other minor credit cards.
Monthly net income: $ is around $5000.00
Monthly expenses: $
??Housing: $ 500.00
??Insurance: $ 200.00 for car isurance
??Car expenses: $ 250.00
??Utilities: $ 100.00 (PGE&E and Phone0
??Phone, cable, internet: $ 40.00 for cell phone
??Food, entertainment: $?350/month
??Clothing, household expenses $
??Credit cards and other loans: $ 700.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shag2 | $25.00 | $25.00 | 9/29/2009 4:04:15 PM |
| the-auction-lotus | $25.00 | $25.00 | 9/29/2009 4:15:19 PM |
| RadCad1 | $50.00 | $50.00 | 9/29/2009 4:20:20 PM |
| aasx1108 | $25.00 | $25.00 | 9/29/2009 4:17:52 PM |
| forthright-durability | $25.00 | $25.00 | 9/29/2009 6:01:56 PM |
| puyanera | $25.00 | $25.00 | 10/1/2009 4:49:54 PM |
| Halos2002 | $25.00 | $25.00 | 10/2/2009 3:09:40 PM |
| affluence-tulip | $40.06 | $40.06 | 10/2/2009 11:20:40 PM |
| shadargroup | $25.00 | $25.00 | 10/3/2009 7:15:08 AM |
| CommerciaLender | $25.00 | $25.00 | 10/4/2009 7:36:48 PM |
| CaptainLender | $25.00 | $25.00 | 10/5/2009 2:35:06 PM |
| massuot | $25.00 | $25.00 | 10/6/2009 8:17:30 AM |
| LesPaul1 | $25.00 | $25.00 | 10/7/2009 4:12:08 PM |
| ElbowToast | $25.00 | $25.00 | 10/7/2009 4:12:27 PM |
| merlin981 | $50.00 | $50.00 | 10/7/2009 4:12:09 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/7/2009 4:26:16 PM |
| danmanville01 | $25.00 | $25.00 | 10/8/2009 12:48:46 AM |
| spencer14883 | $50.00 | $50.00 | 10/8/2009 5:07:23 PM |
| sana66 | $25.00 | $25.00 | 10/8/2009 4:56:05 PM |
| versatilenyguy | $50.00 | $50.00 | 10/9/2009 6:38:47 AM |
| buphigam | $25.00 | $25.00 | 10/9/2009 2:48:51 AM |
| TLCredits | $25.00 | $25.00 | 10/9/2009 2:06:49 PM |
| SunriseTrader1 | $25.00 | $25.00 | 10/9/2009 3:35:49 PM |
| productive-currency3 | $25.00 | $25.00 | 10/9/2009 7:48:57 PM |
| minista | $25.00 | $25.00 | 10/10/2009 12:15:33 PM |
| wwwUniversal | $25.00 | $25.00 | 10/10/2009 3:17:41 PM |
| reflective-rupee | $500.00 | $379.44 | 10/10/2009 2:29:35 PM |
| CallMeBen | $25.00 | $25.00 | 10/2/2009 2:47:24 AM |
| investorrr | $25.00 | $25.00 | 10/2/2009 10:34:30 AM |
| Syzygy | $25.00 | $25.00 | 10/2/2009 10:37:59 AM |
| truth-futurist | $30.00 | $30.00 | 10/2/2009 12:13:54 PM |
| RSV | $25.00 | $25.00 | 10/5/2009 8:40:08 AM |
| Unitas4302 | $50.00 | $50.00 | 10/6/2009 11:13:02 AM |
| axelducheck | $25.00 | $25.00 | 10/6/2009 4:56:16 PM |
| NJournalist | $25.00 | $25.00 | 10/7/2009 4:12:25 PM |
| sentry256 | $25.00 | $25.00 | 10/7/2009 4:12:40 PM |
| credit-coach118 | $25.00 | $25.00 | 10/7/2009 4:12:41 PM |
| love_what_you_do | $25.00 | $25.00 | 10/7/2009 5:32:20 PM |
| interact | $25.00 | $25.00 | 10/8/2009 8:03:36 AM |
| classiccitizen | $25.00 | $25.00 | 10/8/2009 7:52:01 PM |
| -------aliba | $50.00 | $50.00 | 10/8/2009 7:12:55 PM |
| buphigam | $25.00 | $25.00 | 10/9/2009 6:39:34 AM |
| Ven58 | $25.00 | $25.00 | 10/9/2009 7:20:58 AM |
| dlg | $25.50 | $25.50 | 10/9/2009 12:18:44 PM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 6:04:44 PM |
| publius2000 | $100.00 | $100.00 | 10/10/2009 5:36:50 AM |
| preciouschild | $150.00 | $150.00 | 10/10/2009 12:12:27 PM |
| KrisKringle | $50.00 | $50.00 | 10/10/2009 2:55:47 PM |
| E-B | $50.00 | $50.00 | 10/10/2009 3:59:34 AM |
| 49 bids
|
Borrower Payment Dependent Notes Series
426172
This series of Notes was issued and sold upon the funding of the borrower loan #38841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $201.04 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $198.34 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| youthful-capital |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Purpose of loan:
This loan will be used to? Business Credit is the driving force for this loan! I plan to deposit $4,900 into a safe and secured certificate of deposit (CD) at an FDIC local bank, borrow against it, to build credit with the bank so that I can get an large loan, purchase collateral, equipment and use strategic marketing to take my future business to the next level. Your monthly payments are guaranteed by the FDIC backed CD My ultimate goal is to build a long-term relationship with my local banks so that my stockholders can yield a safe return.
My financial situation:
I am a good candidate for this loan because? I am a good candidate for this loan because I have a well-established credit record, numerous revolving credit lines, I am dependable and reliable, and self-motivated and a record of paying on time.? Thank you for your time and consideration
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 9/29/2009 4:07:43 PM |
| thedreamer | $25.00 | $25.00 | 9/29/2009 4:11:58 PM |
| MARWARISETH | $25.00 | $25.00 | 9/29/2009 4:12:40 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/29/2009 4:13:04 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/29/2009 4:13:10 PM |
| delivery | $25.00 | $25.00 | 9/29/2009 4:13:14 PM |
| Artist_Blue | $25.00 | $25.00 | 9/29/2009 4:16:52 PM |
| inventive-exchange | $25.00 | $25.00 | 9/29/2009 4:19:17 PM |
| neighborly-bid | $25.00 | $25.00 | 9/29/2009 4:12:13 PM |
| icon7 | $25.00 | $25.00 | 9/29/2009 4:12:58 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/29/2009 4:13:17 PM |
| heroic-benefit | $25.00 | $25.00 | 9/29/2009 4:13:49 PM |
| larrybird | $95.00 | $95.00 | 9/29/2009 4:13:54 PM |
| snoopey100 | $25.00 | $25.00 | 9/29/2009 4:12:03 PM |
| visionary-currency | $25.00 | $25.00 | 9/29/2009 4:12:21 PM |
| noble-revenue | $100.00 | $100.00 | 9/29/2009 4:12:26 PM |
| Havana21 | $50.00 | $50.00 | 9/29/2009 4:16:51 PM |
| Shepherd7 | $25.00 | $25.00 | 9/29/2009 4:13:42 PM |
| cash-tiramisu | $250.00 | $250.00 | 9/29/2009 4:18:22 PM |
| Phantom99 | $25.00 | $25.00 | 9/29/2009 5:08:28 PM |
| FeedTheMachine | $150.00 | $150.00 | 9/29/2009 4:18:24 PM |
| unk1911 | $25.00 | $25.00 | 9/29/2009 4:20:04 PM |
| MidnightBank | $25.00 | $25.00 | 9/29/2009 4:32:21 PM |
| WorldlyWorker | $25.00 | $25.00 | 9/29/2009 4:48:29 PM |
| boghdan2000 | $25.00 | $25.00 | 9/29/2009 4:50:18 PM |
| Jonb6919 | $25.00 | $25.00 | 9/29/2009 7:33:37 PM |
| sharpchicago | $25.00 | $25.00 | 9/29/2009 7:33:43 PM |
| selfmademan | $25.00 | $25.00 | 9/29/2009 7:31:11 PM |
| dbluesea | $25.00 | $25.00 | 9/29/2009 7:32:41 PM |
| mmqc | $25.00 | $25.00 | 9/29/2009 7:33:36 PM |
| stampx | $25.00 | $25.00 | 9/29/2009 7:33:43 PM |
| bmbanzai | $25.00 | $25.00 | 9/29/2009 7:31:47 PM |
| YQQ | $25.00 | $25.00 | 9/29/2009 7:32:39 PM |
| Xaja | $25.00 | $25.00 | 9/29/2009 7:33:38 PM |
| Payasoup | $50.00 | $50.00 | 9/30/2009 7:16:34 AM |
| gaiusceasar | $25.00 | $25.00 | 9/30/2009 8:48:48 AM |
| generous-deal6 | $25.00 | $25.00 | 9/30/2009 9:14:44 AM |
| gold-cluster | $100.00 | $100.00 | 9/30/2009 9:29:45 AM |
| Viamin | $25.00 | $25.00 | 9/30/2009 10:23:18 AM |
| IIP77 | $25.00 | $25.00 | 9/30/2009 10:39:59 AM |
| RadCad1 | $25.00 | $25.00 | 9/30/2009 11:27:54 AM |
| SNL_Svs | $25.00 | $25.00 | 9/30/2009 1:36:18 PM |
| flexiboy35 | $25.00 | $25.00 | 9/30/2009 2:26:37 PM |
| AF_Trust | $25.00 | $25.00 | 10/1/2009 5:44:29 AM |
| lendcraft | $25.00 | $25.00 | 10/1/2009 7:39:28 AM |
| draggon77 | $25.00 | $25.00 | 10/1/2009 10:59:32 AM |
| KevinC_63366 | $25.00 | $25.00 | 10/1/2009 11:56:15 AM |
| natecam | $25.00 | $25.00 | 10/1/2009 1:30:50 PM |
| samo102us | $25.00 | $25.00 | 10/1/2009 12:35:51 PM |
| punctual-worth | $25.00 | $25.00 | 10/1/2009 4:17:36 PM |
| rdecartus | $25.00 | $25.00 | 10/1/2009 4:18:37 PM |
| Ananya | $25.00 | $25.00 | 10/1/2009 4:17:13 PM |
| GElender | $25.00 | $25.00 | 10/1/2009 4:17:30 PM |
| ritchie70 | $25.00 | $25.00 | 10/1/2009 4:18:06 PM |
| jlr613 | $25.00 | $25.00 | 10/1/2009 4:17:42 PM |
| Hokiemon | $25.00 | $25.00 | 10/1/2009 4:18:07 PM |
| bid-papyrus | $25.00 | $25.00 | 10/2/2009 6:14:38 AM |
| Slowtype | $25.00 | $25.00 | 10/2/2009 10:44:32 AM |
| lostontheedge | $25.00 | $25.00 | 10/2/2009 9:35:06 AM |
| RochelleW | $25.00 | $25.00 | 10/2/2009 10:15:49 AM |
| TaoPooh | $25.00 | $25.00 | 10/5/2009 9:50:17 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/29/2009 4:12:00 PM |
| lagnisiruk | $25.00 | $25.00 | 9/29/2009 4:12:09 PM |
| poeman | $25.00 | $25.00 | 9/29/2009 4:12:13 PM |
| fuzed | $25.00 | $25.00 | 9/29/2009 4:12:37 PM |
| seisen | $50.00 | $50.00 | 9/29/2009 4:12:54 PM |
| secobarbital | $25.00 | $25.00 | 9/29/2009 4:13:12 PM |
| kegs | $100.00 | $100.00 | 9/29/2009 4:13:50 PM |
| capital-galaxy | $75.00 | $75.00 | 9/29/2009 4:07:35 PM |
| gracej | $25.00 | $25.00 | 9/29/2009 4:17:29 PM |
| InvestorPartners | $25.00 | $25.00 | 9/29/2009 4:17:50 PM |
| rapid-power2 | $25.00 | $25.00 | 9/29/2009 4:18:01 PM |
| PatRichi | $25.00 | $25.00 | 9/29/2009 4:18:16 PM |
| jonn834 | $25.00 | $25.00 | 9/29/2009 4:19:50 PM |
| SNH | $50.00 | $50.00 | 9/29/2009 4:12:16 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/29/2009 4:12:34 PM |
| spitzbergen | $25.00 | $25.00 | 9/29/2009 4:12:47 PM |
| slcchad | $25.00 | $25.00 | 9/29/2009 4:13:19 PM |
| anton | $25.00 | $25.00 | 9/29/2009 4:13:38 PM |
| westsidehighway | $25.00 | $25.00 | 9/29/2009 4:40:11 PM |
| treasure-bliss | $50.00 | $50.00 | 9/29/2009 4:13:56 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/29/2009 4:41:49 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/29/2009 4:12:05 PM |
| turbine5 | $25.00 | $25.00 | 9/29/2009 4:12:25 PM |
| Halos2002 | $50.00 | $50.00 | 9/29/2009 4:12:29 PM |
| personal-lender | $25.00 | $25.00 | 9/29/2009 4:12:41 PM |
| justice-dna | $25.00 | $25.00 | 9/29/2009 4:13:02 PM |
| firewomin | $25.00 | $25.00 | 9/29/2009 4:13:06 PM |
| Mantis75 | $25.00 | $25.00 | 9/29/2009 4:13:26 PM |
| zone8 | $25.00 | $25.00 | 9/29/2009 4:13:37 PM |
| saffron4 | $25.00 | $25.00 | 9/29/2009 5:07:44 PM |
| louisianalender | $100.00 | $100.00 | 9/29/2009 4:13:45 PM |
| deal-secret-agent | $25.00 | $25.00 | 9/29/2009 4:14:01 PM |
| impressive-loan | $100.00 | $100.00 | 9/29/2009 4:18:13 PM |
| Sateesh | $100.00 | $100.00 | 9/29/2009 4:18:25 PM |
| upc_tnt | $25.00 | $25.00 | 9/29/2009 4:18:35 PM |
| UCLA4life | $25.00 | $25.00 | 9/29/2009 4:41:12 PM |
| dinero-mason | $50.00 | $50.00 | 9/29/2009 4:48:24 PM |
| darylc | $35.00 | $35.00 | 9/29/2009 7:31:00 PM |
| yomanie | $25.00 | $25.00 | 9/29/2009 7:33:12 PM |
| rmcolber | $25.00 | $25.00 | 9/29/2009 7:33:41 PM |
| benroo | $25.00 | $25.00 | 9/29/2009 7:33:45 PM |
| dparkhom | $25.00 | $25.00 | 9/29/2009 5:08:24 PM |
| crenen139 | $25.00 | $25.00 | 9/29/2009 7:32:34 PM |
| icess285 | $25.00 | $25.00 | 9/29/2009 7:33:33 PM |
| SFDiver | $25.00 | $25.00 | 9/29/2009 7:33:39 PM |
| purdue98 | $25.00 | $25.00 | 9/29/2009 7:33:46 PM |
| KiwiElf | $25.00 | $25.00 | 9/29/2009 7:31:06 PM |
| coolspeed | $25.00 | $25.00 | 9/29/2009 7:31:49 PM |
| mathprof | $25.00 | $25.00 | 9/29/2009 7:32:58 PM |
| CPAMAN | $25.00 | $25.00 | 9/29/2009 7:33:01 PM |
| honorable-yield | $25.00 | $25.00 | 9/29/2009 7:33:10 PM |
| charity_fundraiser | $50.00 | $50.00 | 9/29/2009 7:33:42 PM |
| wildguy | $25.00 | $25.00 | 9/30/2009 4:24:44 AM |
| lillian27 | $25.00 | $25.00 | 9/30/2009 8:56:25 AM |
| thrifty-return | $30.00 | $30.00 | 9/30/2009 9:34:40 AM |
| birddogsb | $50.00 | $50.00 | 9/30/2009 10:23:52 AM |
| runner262 | $25.00 | $25.00 | 9/30/2009 10:34:50 AM |
| Brainworm | $25.00 | $25.00 | 9/30/2009 10:55:12 AM |
| ChrisTJ | $25.00 | $25.00 | 9/30/2009 11:44:41 AM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 12:41:57 PM |
| money-vista | $25.00 | $25.00 | 9/30/2009 1:39:35 PM |
| capital-musician9 | $25.00 | $25.00 | 9/30/2009 2:26:33 PM |
| MicroPod | $25.00 | $25.00 | 9/30/2009 4:10:44 PM |
| rmachi | $25.00 | $25.00 | 9/30/2009 4:40:00 PM |
| testobsessed | $37.72 | $37.72 | 9/30/2009 7:54:43 PM |
| fcb202 | $25.00 | $25.00 | 9/30/2009 11:34:43 PM |
| blackbird02 | $25.00 | $25.00 | 9/30/2009 11:24:34 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/1/2009 5:29:27 AM |
| FjLenders | $25.00 | $25.00 | 10/1/2009 5:34:52 AM |
| skro | $25.00 | $25.00 | 10/1/2009 10:31:00 AM |
| b2m80s | $25.00 | $25.00 | 10/1/2009 4:15:13 PM |
| azncurls82 | $25.00 | $25.00 | 10/1/2009 4:17:22 PM |
| bluecat2 | $25.00 | $25.00 | 10/1/2009 4:17:34 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/1/2009 4:17:43 PM |
| Darkjimson | $25.00 | $25.00 | 10/1/2009 4:18:08 PM |
| Jeff89 | $25.00 | $25.00 | 10/1/2009 4:17:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/1/2009 4:17:44 PM |
| kmavm | $25.00 | $25.00 | 10/1/2009 4:17:56 PM |
| Rogelio48 | $25.00 | $25.00 | 10/1/2009 4:17:51 PM |
| ErikB | $25.00 | $25.00 | 10/1/2009 4:17:57 PM |
| revenue-achievement | $25.00 | $25.00 | 10/1/2009 4:18:05 PM |
| funds-promiser | $50.00 | $50.00 | 10/1/2009 4:18:18 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/1/2009 5:20:05 PM |
| wwwUniversal | $25.00 | $25.00 | 10/2/2009 10:18:05 AM |
| site_ml | $25.00 | $22.28 | 10/2/2009 10:55:27 AM |
| marwadi-62 | $25.00 | $25.00 | 10/3/2009 11:19:53 AM |
| 147 bids
|
Borrower Payment Dependent Notes Series
426644
This series of Notes was issued and sold upon the funding of the borrower loan #38838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.2% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 20.00% |
Starting borrower rate/APR:
| 21.00% / 23.25% |
Starting monthly payment:
| $301.40 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $297.51 |
| |
|
Auction yield range:
| 8.27% - 20.00% |
Estimated loss impact:
| 6.64% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,559 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| gbaa |
Borrower's state:
| Utah |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $5,999.00 | < mo. late:
| 0
( 0% )
| 560-580
(Sep-2006)
560-580
(May-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Family is growing, I need help!
Purpose of loan:
This loan will be used to? get out of an upside-down situation at a 21% rate.
I have an auto loan which is at a very high rate of interest. At the same time we are having our 4th child soon, and we are going to sell our Accord and buy a minivan or something larger. I am hoping to use this loan to make that happen, both paying off the negative equity in my auto loan and financing the new car.
My financial situation:
I am a good candidate for this loan because? I have paid back two previous prosper loans on time and in full. My income has since increased and I have used that money to pay down debt! This is evidenced by the incredible improvement in my scores recently. YEAH!
I anticipate a quarterly bonus of over $4000 next month, which I will use to pay down some of this debt, and another bonus of similar size at year end (into Jan).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shawnw2 | $50.00 | $50.00 | 10/2/2009 4:15:07 PM |
| capital-galaxy | $75.00 | $75.00 | 10/2/2009 4:16:25 PM |
| chlebie | $50.00 | $50.00 | 10/2/2009 4:16:55 PM |
| transaction-animal8 | $25.00 | $25.00 | 10/2/2009 4:17:21 PM |
| thrifty-return | $50.00 | $50.00 | 10/2/2009 4:17:41 PM |
| InvestorPartners | $25.00 | $25.00 | 10/2/2009 4:17:57 PM |
| Dutchhunter | $25.00 | $25.00 | 10/2/2009 4:18:33 PM |
| Halos2002 | $50.00 | $50.00 | 10/2/2009 4:18:44 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/2/2009 4:15:29 PM |
| wayman | $50.00 | $50.00 | 10/2/2009 4:19:08 PM |
| djh47a | $25.00 | $25.00 | 10/2/2009 4:19:32 PM |
| Supernick | $25.00 | $25.00 | 10/2/2009 4:16:35 PM |
| kumpa2u | $25.00 | $25.00 | 10/2/2009 4:15:52 PM |
| nodrivelpls | $25.00 | $25.00 | 10/2/2009 4:19:45 PM |
| coolspeed | $25.00 | $25.00 | 10/2/2009 4:15:58 PM |
| power-collider | $25.00 | $25.00 | 10/2/2009 4:17:03 PM |
| affluence-tycoon | $25.00 | $25.00 | 10/2/2009 4:17:35 PM |
| skuba | $25.00 | $25.00 | 10/2/2009 4:16:41 PM |
| unk1911 | $25.00 | $25.00 | 10/2/2009 4:17:51 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/2/2009 4:17:05 PM |
| Gabriel02 | $25.00 | $25.00 | 10/2/2009 4:17:09 PM |
| RadCad1 | $50.00 | $50.00 | 10/2/2009 4:18:42 PM |
| tender-gold | $25.00 | $25.00 | 10/2/2009 4:17:44 PM |
| VentureExplorer | $25.00 | $25.00 | 10/2/2009 4:19:05 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/2/2009 4:19:25 PM |
| visionary-currency | $50.00 | $50.00 | 10/2/2009 4:18:35 PM |
| Coach2often | $25.00 | $25.00 | 10/2/2009 4:19:53 PM |
| siege01 | $25.00 | $25.00 | 10/2/2009 4:20:07 PM |
| Artist_Blue | $25.00 | $25.00 | 10/2/2009 4:18:52 PM |
| hopethisworks | $50.00 | $50.00 | 10/2/2009 4:20:10 PM |
| Aquani | $50.00 | $50.00 | 10/2/2009 4:19:02 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/2/2009 4:20:21 PM |
| Josta | $50.00 | $50.00 | 10/2/2009 4:20:26 PM |
| exact-justice | $25.00 | $25.00 | 10/2/2009 4:19:11 PM |
| special-responsibility | $25.00 | $25.00 | 10/2/2009 4:19:30 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/2/2009 4:20:55 PM |
| Exia | $25.00 | $25.00 | 10/2/2009 4:19:35 PM |
| MasterJin | $25.00 | $25.00 | 10/2/2009 4:24:16 PM |
| chekat | $25.00 | $25.00 | 10/2/2009 4:20:35 PM |
| zento | $25.00 | $25.00 | 10/2/2009 4:24:23 PM |
| dbluesea | $25.00 | $25.00 | 10/2/2009 4:24:57 PM |
| fuzed | $25.00 | $25.00 | 10/2/2009 4:25:02 PM |
| icon7 | $25.00 | $25.00 | 10/2/2009 4:25:17 PM |
| nikgod | $25.00 | $25.00 | 10/2/2009 4:25:48 PM |
| busybee007 | $25.00 | $25.00 | 10/2/2009 4:26:14 PM |
| fortytwo | $100.00 | $100.00 | 10/2/2009 4:26:17 PM |
| birddogsb | $50.00 | $50.00 | 10/2/2009 4:24:00 PM |
| rapid-power2 | $25.00 | $25.00 | 10/2/2009 4:23:21 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/2/2009 4:26:46 PM |
| dime-worker | $25.00 | $25.00 | 10/2/2009 4:24:35 PM |
| BuffetRocks | $25.00 | $25.00 | 10/2/2009 4:23:50 PM |
| gilbow | $25.00 | $25.00 | 10/2/2009 4:24:47 PM |
| rlrcstr | $25.00 | $25.00 | 10/2/2009 4:24:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/2/2009 4:25:07 PM |
| TheMan | $25.00 | $25.00 | 10/2/2009 4:25:19 PM |
| SPB | $25.00 | $25.00 | 10/2/2009 4:24:43 PM |
| ErikB | $25.00 | $25.00 | 10/2/2009 4:24:44 PM |
| brainy-dedication | $25.00 | $25.00 | 10/2/2009 4:25:05 PM |
| bxdoc | $150.00 | $150.00 | 10/2/2009 4:25:52 PM |
| SBT | $50.00 | $50.00 | 10/2/2009 4:25:54 PM |
| dparkhom | $25.00 | $25.00 | 10/2/2009 4:28:17 PM |
| bchen78875 | $25.00 | $25.00 | 10/2/2009 4:26:00 PM |
| techvet | $25.00 | $25.00 | 10/2/2009 4:28:31 PM |
| LenderByDay | $25.00 | $25.00 | 10/2/2009 4:25:25 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/2/2009 4:25:29 PM |
| SnE | $25.00 | $25.00 | 10/2/2009 4:25:34 PM |
| unclejaef | $25.00 | $25.00 | 10/2/2009 4:28:51 PM |
| Aimvest | $25.00 | $25.00 | 10/2/2009 4:26:03 PM |
| TechGuy2 | $25.00 | $25.00 | 10/2/2009 4:26:09 PM |
| Lam0nt | $25.00 | $25.00 | 10/2/2009 4:26:56 PM |
| gold-tsunami | $25.00 | $25.00 | 10/2/2009 4:26:18 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/2/2009 4:26:58 PM |
| rjleves | $25.00 | $25.00 | 10/2/2009 4:26:21 PM |
| GMPK_TLAS | $45.00 | $45.00 | 10/2/2009 4:27:12 PM |
| Hokiemon | $75.00 | $75.00 | 10/2/2009 4:26:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 4:27:18 PM |
| spitzbergen | $25.00 | $25.00 | 10/2/2009 4:27:32 PM |
| Veloce | $25.00 | $25.00 | 10/2/2009 4:27:38 PM |
| LongTail | $25.00 | $25.00 | 10/2/2009 4:27:10 PM |
| profit33r | $25.00 | $25.00 | 10/2/2009 4:27:24 PM |
| 02bob | $25.00 | $25.00 | 10/2/2009 4:27:29 PM |
| snoopey100 | $25.00 | $25.00 | 10/2/2009 4:27:46 PM |
| turbine5 | $25.00 | $25.00 | 10/2/2009 4:27:58 PM |
| thedreamer | $25.00 | $25.00 | 10/2/2009 4:28:01 PM |
| d_grbg | $35.00 | $35.00 | 10/2/2009 4:28:09 PM |
| jeg3k | $25.00 | $25.00 | 10/2/2009 4:28:41 PM |
| aldeed | $25.00 | $25.00 | 10/2/2009 4:28:24 PM |
| ianakacg | $25.00 | $25.00 | 10/2/2009 4:28:45 PM |
| Clambake | $50.00 | $50.00 | 10/2/2009 4:28:34 PM |
| socialbanker | $25.00 | $25.00 | 10/2/2009 4:28:54 PM |
| jybank | $25.00 | $25.00 | 10/2/2009 4:32:45 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/2/2009 4:41:02 PM |
| CoolPlexer | $25.00 | $25.00 | 10/2/2009 5:16:42 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/2/2009 8:31:39 PM |
| spy0 | $25.00 | $25.00 | 10/3/2009 11:49:25 AM |
| Pickmar | $25.00 | $25.00 | 10/3/2009 1:38:16 PM |
| 101010 | $75.00 | $75.00 | 10/3/2009 4:06:23 PM |
| ZOOOM | $25.00 | $25.00 | 10/4/2009 1:24:47 PM |
| fortytwo | $300.00 | $300.00 | 10/4/2009 1:30:06 PM |
| cpaphoto | $50.00 | $50.00 | 10/4/2009 6:18:23 PM |
| wildguy | $25.00 | $25.00 | 10/2/2009 4:16:14 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/2/2009 4:16:48 PM |
| kind-leverage-ringleader | $50.00 | $50.00 | 10/2/2009 4:17:24 PM |
| tidy-peace | $25.00 | $25.00 | 10/2/2009 4:17:25 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/2/2009 4:17:46 PM |
| jonn834 | $25.00 | $25.00 | 10/2/2009 4:18:05 PM |
| elated-justice | $25.00 | $25.00 | 10/2/2009 4:18:12 PM |
| Weaverville | $50.00 | $50.00 | 10/2/2009 4:18:19 PM |
| yukongin | $25.00 | $25.00 | 10/2/2009 4:18:24 PM |
| gracej | $25.00 | $25.00 | 10/2/2009 4:18:28 PM |
| unitedins | $25.00 | $25.00 | 10/2/2009 4:18:48 PM |
| personal-lender | $25.00 | $25.00 | 10/2/2009 4:18:56 PM |
| Champpilot | $50.00 | $50.00 | 10/2/2009 4:18:59 PM |
| rellotsf | $25.00 | $25.00 | 10/2/2009 4:16:01 PM |
| figs4u2 | $200.00 | $200.00 | 10/2/2009 4:19:14 PM |
| noble-revenue | $100.00 | $100.00 | 10/2/2009 4:19:21 PM |
| GatorBait | $25.00 | $25.00 | 10/2/2009 4:19:34 PM |
| mason13a | $25.00 | $25.00 | 10/2/2009 4:20:00 PM |
| Dakota98 | $50.00 | $50.00 | 10/2/2009 4:20:08 PM |
| five-star-justice | $36.00 | $36.00 | 10/2/2009 4:16:58 PM |
| mcarm66 | $25.00 | $25.00 | 10/2/2009 4:16:15 PM |
| dansarkis | $25.00 | $25.00 | 10/2/2009 4:20:18 PM |
| scottr | $25.00 | $25.00 | 10/2/2009 4:16:17 PM |
| GElender | $50.00 | $50.00 | 10/2/2009 4:20:23 PM |
| Cai8899 | $25.00 | $25.00 | 10/2/2009 4:20:32 PM |
| crazycool | $35.00 | $35.00 | 10/2/2009 4:16:38 PM |
| Phantom99 | $25.00 | $25.00 | 10/2/2009 4:17:47 PM |
| inventive-exchange | $25.00 | $25.00 | 10/2/2009 4:18:03 PM |
| zone8 | $100.00 | $100.00 | 10/2/2009 4:17:16 PM |
| LenderDan | $51.91 | $51.91 | 10/2/2009 4:18:26 PM |
| don8ter | $25.00 | $25.00 | 10/2/2009 4:17:33 PM |
| RationalWorld | $25.00 | $25.00 | 10/2/2009 4:18:31 PM |
| soldadoz | $25.00 | $25.00 | 10/2/2009 4:18:39 PM |
| honorable-yield | $25.00 | $25.00 | 10/2/2009 4:18:50 PM |
| Havana21 | $50.00 | $50.00 | 10/2/2009 4:17:54 PM |
| dinobuddy | $25.00 | $25.00 | 10/2/2009 4:19:17 PM |
| riversmoke | $25.00 | $25.00 | 10/2/2009 4:19:23 PM |
| burrito6 | $25.00 | $25.00 | 10/2/2009 4:19:28 PM |
| PatRichi | $25.00 | $25.00 | 10/2/2009 4:18:14 PM |
| new-goal-return | $25.00 | $25.00 | 10/2/2009 4:19:42 PM |
| MrDavid | $25.00 | $25.00 | 10/2/2009 4:19:56 PM |
| standanddeliver | $25.00 | $25.00 | 10/2/2009 4:20:01 PM |
| gold-cluster | $50.00 | $50.00 | 10/2/2009 4:20:04 PM |
| educationfirst | $25.00 | $25.00 | 10/2/2009 4:20:13 PM |
| lending-bear | $25.00 | $25.00 | 10/2/2009 4:19:19 PM |
| Kaj | $25.00 | $25.00 | 10/2/2009 4:23:29 PM |
| Bigheadboy | $25.00 | $25.00 | 10/2/2009 4:23:37 PM |
| anton | $25.00 | $25.00 | 10/2/2009 4:19:38 PM |
| thumper64 | $25.00 | $25.00 | 10/2/2009 4:23:54 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/2/2009 4:20:24 PM |
| angeimack | $25.00 | $25.00 | 10/2/2009 4:24:18 PM |
| skiberdad | $50.00 | $50.00 | 10/2/2009 4:20:29 PM |
| chief_wo | $25.00 | $25.00 | 10/2/2009 4:24:54 PM |
| CPAMAN | $25.00 | $25.00 | 10/2/2009 4:25:12 PM |
| highcountry1 | $25.00 | $25.00 | 10/2/2009 4:25:58 PM |
| kulender | $25.00 | $25.00 | 10/2/2009 4:26:23 PM |
| money-shaker | $25.00 | $25.00 | 10/2/2009 4:26:28 PM |
| yield-lion | $25.00 | $25.00 | 10/2/2009 4:26:38 PM |
| loner001 | $25.00 | $25.00 | 10/2/2009 4:24:20 PM |
| mentalsweat | $25.00 | $25.00 | 10/2/2009 4:26:52 PM |
| LimekilnLake | $25.00 | $25.00 | 10/2/2009 4:24:40 PM |
| mpatrick | $50.00 | $50.00 | 10/2/2009 4:27:02 PM |
| Hexnut | $25.00 | $25.00 | 10/2/2009 4:27:04 PM |
| Synergism | $25.00 | $25.00 | 10/2/2009 4:27:06 PM |
| LendDoc | $25.00 | $25.00 | 10/2/2009 4:24:03 PM |
| jdnyc | $25.00 | $25.00 | 10/2/2009 4:25:00 PM |
| andrewgl | $25.00 | $25.00 | 10/2/2009 4:24:10 PM |
| JohnW12 | $25.00 | $25.00 | 10/2/2009 4:25:09 PM |
| cassius84 | $25.00 | $25.00 | 10/2/2009 4:25:14 PM |
| revenue-achievement | $25.00 | $25.00 | 10/2/2009 4:24:29 PM |
| RamesesTG | $25.00 | $25.00 | 10/2/2009 4:24:32 PM |
| brazilofmux | $100.00 | $100.00 | 10/2/2009 4:27:49 PM |
| mathprof | $25.00 | $25.00 | 10/2/2009 4:25:31 PM |
| ClearLake | $25.00 | $25.00 | 10/2/2009 4:27:56 PM |
| mpactlender | $25.00 | $25.00 | 10/2/2009 4:28:05 PM |
| Skady3love | $25.00 | $25.00 | 10/2/2009 4:25:57 PM |
| czar3 | $30.00 | $30.00 | 10/2/2009 4:26:07 PM |
| justice-dna | $25.00 | $25.00 | 10/2/2009 4:25:23 PM |
| chicco | $80.00 | $80.00 | 10/2/2009 4:28:38 PM |
| slymoose | $25.00 | $25.00 | 10/2/2009 4:25:27 PM |
| galtsgulch | $25.00 | $25.00 | 10/2/2009 4:25:45 PM |
| ScottW | $25.00 | $25.00 | 10/2/2009 4:26:26 PM |
| gadget7 | $25.00 | $25.00 | 10/2/2009 4:26:41 PM |
| davenyc | $25.00 | $25.00 | 10/2/2009 4:26:43 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/2/2009 4:26:11 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/2/2009 4:26:48 PM |
| Dohshooter | $50.00 | $50.00 | 10/2/2009 4:27:14 PM |
| MARSTUN | $48.03 | $48.03 | 10/2/2009 4:27:34 PM |
| SNH | $25.00 | $25.00 | 10/2/2009 4:27:42 PM |
| OCBLUE | $25.00 | $25.00 | 10/2/2009 4:27:17 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/2/2009 4:28:21 PM |
| Carpetkid | $25.00 | $25.00 | 10/2/2009 4:27:53 PM |
| sloan | $25.00 | $25.00 | 10/2/2009 4:28:28 PM |
| Dahlozer | $25.00 | $25.00 | 10/2/2009 4:28:56 PM |
| Sam65 | $25.00 | $25.00 | 10/2/2009 4:28:48 PM |
| youqianderen | $50.00 | $38.53 | 10/2/2009 4:28:58 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/2/2009 6:35:18 PM |
| srthsvghdthtr | $25.00 | $25.00 | 10/2/2009 4:40:17 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 6:23:12 PM |
| generous-deal6 | $100.00 | $100.00 | 10/2/2009 11:36:57 PM |
| interstellar | $37.53 | $37.53 | 10/3/2009 8:34:51 AM |
| freedom3 | $500.00 | $500.00 | 10/4/2009 1:52:14 AM |
| BEARS2FL | $25.00 | $25.00 | 10/4/2009 7:50:56 AM |
| FL-Lender | $25.00 | $25.00 | 10/3/2009 7:08:32 PM |
| intuitive-deal5 | $50.00 | $50.00 | 10/3/2009 7:37:11 PM |
| rubylender | $25.00 | $25.00 | 10/4/2009 2:21:02 PM |
| Syzygy | $25.00 | $25.00 | 10/4/2009 4:15:31 PM |
| SFBank | $200.00 | $200.00 | 10/4/2009 4:57:10 PM |
| CA_Lender | $25.00 | $25.00 | 10/4/2009 6:07:35 PM |
| 210 bids
|
Borrower Payment Dependent Notes Series
426710
This series of Notes was issued and sold upon the funding of the borrower loan #38892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 17.18% |
Starting borrower rate/APR:
| 18.18% / 20.39% |
Starting monthly payment:
| $271.82 |
|
Final lender yield:
| 17.18% |
Final borrower rate/APR:
| 18.18% / 20.39% |
Final monthly payment:
| $271.82 |
| |
|
Auction yield range:
| 17.27% - 17.18% |
Estimated loss impact:
| 35.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -18.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Total credit lines:
| 30 | Length of status: | 3y 10m |
|
Amount delinquent:
| $465 |
Revolving credit balance:
| $74,187 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| red-capital-poplar |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan: Consolidation + Cap
Looking for a short run consolidation loan to pay off a few business credit cards that have garnered
some predatory percentage rates in the past few months.
Small marketing, consulting business based in Tampa (four years plus) with two full time employees and over
250k in revenue a year consistantly.
Looking to save on percentage rates and have a little extra cash for some new projects.
Currently working on a national release TV production and a book series for release this winter.
Information in the Description is not verified.
Friends And Family Winning Bids
boodo has bid a total of
$7,500.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| boodo | $500.00 | $500.00 | 10/2/2009 6:06:32 PM |
| boodo | $7,000.00 | $7,000.00 | 10/2/2009 6:01:13 PM |
| 2 bids
|
Borrower Payment Dependent Notes Series
427214
This series of Notes was issued and sold upon the funding of the borrower loan #38877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 9.01% |
Starting borrower rate/APR:
| 10.01% / 10.35% |
Starting monthly payment:
| $32.27 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $30.97 |
| |
|
Auction yield range:
| 3.27% - 9.01% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $40 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| p2p-journey |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Establishing w/ Prosper
Purpose of loan:
This loan will be used to establish a history with prosper in hopes to have lower rates in the future when I may need a loan.? I will use a significant portion to reinvest in prosper.? My goal is to re-loan the money at twice the rate borrowed.?
My financial situation:
I am a good candidate for this loan because I have solid credit, take credit seriously, have never/will never be in default or delinquent in any account now or in the future and can afford the loan with ease.
My general income is over $2000/month with expenses at around $1600/month.? I currently invest %10 of income, donate 10% of income and save the remainder when not vacationing.? I am enjoying experimenting with different ways to make money and think there is opportunity to do so through leveraging on prosper.? Thank you fellow lenders for looking and please feel free to ask questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| abidos | $25.00 | $25.00 | 10/6/2009 4:33:15 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:34:18 PM |
| bchen78875 | $50.00 | $50.00 | 10/6/2009 4:38:06 PM |
| selector568 | $100.00 | $100.00 | 10/6/2009 4:32:41 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/6/2009 4:33:06 PM |
| point-zebra | $25.00 | $25.00 | 10/6/2009 4:32:29 PM |
| Weaverville | $25.00 | $25.00 | 10/6/2009 4:37:56 PM |
| skuba | $50.00 | $50.00 | 10/6/2009 4:38:01 PM |
| kulender | $25.00 | $25.00 | 10/6/2009 4:33:24 PM |
| PBanker | $25.00 | $25.00 | 10/6/2009 5:21:10 PM |
| blot44 | $50.00 | $50.00 | 10/6/2009 5:22:41 PM |
| DonaldColorado | $25.00 | $25.00 | 10/6/2009 4:34:06 PM |
| transparency-giant | $65.00 | $65.00 | 10/6/2009 4:35:06 PM |
| SchaeferJ | $25.00 | $25.00 | 10/6/2009 4:37:46 PM |
| reza52782 | $25.00 | $25.00 | 10/6/2009 8:20:38 PM |
| market-assembler | $30.83 | $30.83 | 10/6/2009 8:21:49 PM |
| loanman2007 | $50.00 | $50.00 | 10/7/2009 10:30:45 AM |
| ujiba | $25.00 | $25.00 | 10/7/2009 9:32:38 AM |
| ChristopherHS | $25.00 | $25.00 | 10/7/2009 8:58:26 PM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 4:35:12 PM |
| gold-tsunami | $25.00 | $25.00 | 10/6/2009 4:38:08 PM |
| triumphant-community | $25.00 | $25.00 | 10/6/2009 4:32:39 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/6/2009 4:33:04 PM |
| DukSerduk | $25.00 | $25.00 | 10/6/2009 4:37:58 PM |
| sas19 | $25.00 | $25.00 | 10/6/2009 4:38:12 PM |
| kinetic-diversification | $50.00 | $29.17 | 10/6/2009 4:38:15 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/6/2009 4:33:57 PM |
| junes08 | $50.00 | $50.00 | 10/6/2009 4:38:57 PM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 4:35:10 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/6/2009 8:28:46 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
427260
This series of Notes was issued and sold upon the funding of the borrower loan #38883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 31.43% |
Starting monthly payment:
| $41.08 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 30.29% |
Final monthly payment:
| $40.48 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| credit-relaxation |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
First Apartment
Purpose of loan:
This loan will be used to help with my apartment expenses
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $1580
Monthly expenses: $
??Housing: $ 674
??Insurance: $
??Car expenses: $127
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 151
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| drg6289 | $25.00 | $25.00 | 10/7/2009 4:30:14 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/7/2009 4:30:51 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/7/2009 4:31:26 PM |
| capital-galaxy | $75.00 | $75.00 | 10/7/2009 4:32:03 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/7/2009 4:35:11 PM |
| SNH | $50.00 | $50.00 | 10/7/2009 4:30:11 PM |
| personal-lender | $25.00 | $25.00 | 10/7/2009 4:30:16 PM |
| zone8 | $100.00 | $100.00 | 10/7/2009 4:27:53 PM |
| snoopey100 | $25.00 | $25.00 | 10/7/2009 4:30:07 PM |
| secobarbital | $25.00 | $25.00 | 10/7/2009 4:30:22 PM |
| gracej | $25.00 | $25.00 | 10/7/2009 4:33:51 PM |
| tsquared_030 | $25.00 | $25.00 | 10/7/2009 4:31:08 PM |
| roux | $25.00 | $25.00 | 10/7/2009 4:36:13 PM |
| spitzbergen | $25.00 | $25.00 | 10/7/2009 4:30:18 PM |
| louisianalender | $100.00 | $100.00 | 10/7/2009 4:30:30 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/7/2009 4:30:33 PM |
| fcb202 | $25.00 | $25.00 | 10/7/2009 4:30:36 PM |
| honorable-yield | $25.00 | $25.00 | 10/7/2009 4:31:02 PM |
| lagnisiruk | $25.00 | $25.00 | 10/7/2009 4:30:09 PM |
| delivery | $25.00 | $25.00 | 10/7/2009 4:30:24 PM |
| anton | $25.00 | $25.00 | 10/7/2009 4:30:27 PM |
| wildguy | $25.00 | $25.00 | 10/7/2009 4:32:00 PM |
| Thunder08 | $25.00 | $25.00 | 10/7/2009 6:01:44 PM |
| visionary-currency | $25.00 | $25.00 | 10/7/2009 4:30:14 PM |
| icon7 | $25.00 | $25.00 | 10/7/2009 4:30:20 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/7/2009 4:30:26 PM |
| leverage-trident | $25.00 | $25.00 | 10/7/2009 4:31:15 PM |
| rapid-power2 | $25.00 | $25.00 | 10/7/2009 4:34:00 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
427370
This series of Notes was issued and sold upon the funding of the borrower loan #38868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-11-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $79.70 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $77.42 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 13
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,319 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 52% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| punctual-repayments |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Establishment on Prosper
Purpose of loan:
This loan will be used to establish myself on Prosper as a person who can be trusted with a loan.? I will want to borrow more at a future time but I don't think I should ask for too much with no history on Prosper.? Getting a good track record here will help me in terms of seeking more loans later on.
My financial situation:
I am a good candidate for this loan because I have never been late on my bills.? I have two mortgages (one for a rental property) and both are in good standing.? I am not upside down on either one.? I have a regular job, plus I have income from the rental (duplex) that I have had since 2007.? I can easily afford to repay this loan.
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| point-zebra | $25.00 | $25.00 | 10/7/2009 4:30:35 PM |
| selector568 | $100.00 | $100.00 | 10/7/2009 4:30:39 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/7/2009 4:31:13 PM |
| skuba | $50.00 | $50.00 | 10/7/2009 4:32:36 PM |
| BlindProphet | $25.00 | $25.00 | 10/7/2009 4:33:16 PM |
| compoundinterest | $50.00 | $50.00 | 10/7/2009 4:33:19 PM |
| justice-dna | $25.00 | $25.00 | 10/7/2009 4:33:22 PM |
| dealarella | $25.00 | $25.00 | 10/7/2009 4:34:05 PM |
| fortytwo | $159.78 | $159.78 | 10/7/2009 4:34:23 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 4:34:33 PM |
| SchaeferJ | $25.00 | $25.00 | 10/7/2009 4:34:36 PM |
| epicanthal | $25.00 | $25.00 | 10/7/2009 4:34:51 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/7/2009 4:30:49 PM |
| DonaldColorado | $25.00 | $25.00 | 10/7/2009 4:31:16 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:21 PM |
| Weaverville | $25.00 | $25.00 | 10/7/2009 4:32:29 PM |
| DukSerduk | $25.00 | $25.00 | 10/7/2009 4:32:33 PM |
| sas19 | $25.00 | $25.00 | 10/7/2009 4:32:48 PM |
| Barak | $80.00 | $80.00 | 10/7/2009 4:32:57 PM |
| j48 | $25.00 | $25.00 | 10/7/2009 4:33:01 PM |
| turbine5 | $40.00 | $40.00 | 10/7/2009 4:33:26 PM |
| gracej | $25.00 | $25.00 | 10/7/2009 4:33:32 PM |
| hawker | $100.00 | $100.00 | 10/7/2009 4:34:03 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 4:35:00 PM |
| hellasow | $25.00 | $25.00 | 10/7/2009 8:05:46 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/7/2009 4:31:47 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/7/2009 4:33:37 PM |
| kegs | $100.00 | $100.00 | 10/7/2009 4:33:46 PM |
| thedreamer | $25.00 | $25.00 | 10/7/2009 4:33:56 PM |
| InvestorPartners | $25.00 | $25.00 | 10/7/2009 4:33:57 PM |
| czar3 | $25.00 | $25.00 | 10/7/2009 4:34:01 PM |
| radiant-fund | $25.00 | $10.22 | 10/7/2009 6:12:47 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/8/2009 6:47:16 AM |
| market-assembler | $50.00 | $50.00 | 10/8/2009 11:12:17 AM |
| the-repayment-treaty | $25.00 | $25.00 | 10/8/2009 8:12:19 PM |
| ChristopherHS | $25.00 | $25.00 | 10/9/2009 12:09:41 AM |
| Castelj | $25.00 | $25.00 | 10/9/2009 6:12:21 AM |
| JCPlending | $25.00 | $25.00 | 10/10/2009 4:37:30 PM |
| abidos | $25.00 | $25.00 | 10/7/2009 4:30:53 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/7/2009 4:32:51 PM |
| djh47a | $40.00 | $40.00 | 10/7/2009 4:33:09 PM |
| degster | $25.00 | $25.00 | 10/7/2009 4:33:24 PM |
| transparency-giant | $50.00 | $50.00 | 10/7/2009 4:30:04 PM |
| personal-lender | $25.00 | $25.00 | 10/7/2009 4:31:19 PM |
| bchen78875 | $50.00 | $50.00 | 10/7/2009 4:32:39 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/7/2009 4:33:40 PM |
| kid8549 | $25.00 | $25.00 | 10/7/2009 4:33:43 PM |
| larrybird | $95.00 | $95.00 | 10/7/2009 4:33:49 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/7/2009 4:34:07 PM |
| a-responsible-return | $25.00 | $25.00 | 10/7/2009 4:34:11 PM |
| kulender | $25.00 | $25.00 | 10/7/2009 4:30:56 PM |
| gold-tsunami | $25.00 | $25.00 | 10/7/2009 4:32:45 PM |
| inventive-funds | $25.00 | $25.00 | 10/7/2009 4:33:12 PM |
| SNH | $50.00 | $50.00 | 10/7/2009 4:33:28 PM |
| Havana21 | $100.00 | $100.00 | 10/7/2009 4:33:35 PM |
| Cai8899 | $25.00 | $25.00 | 10/7/2009 4:33:54 PM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 4:34:47 PM |
| junes08 | $50.00 | $50.00 | 10/7/2009 4:34:58 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 4:35:04 PM |
| kdinvest | $25.00 | $25.00 | 10/7/2009 5:23:42 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/7/2009 5:27:25 PM |
| blot44 | $50.00 | $50.00 | 10/7/2009 9:26:49 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
424219
This series of Notes was issued and sold upon the funding of the borrower loan #38856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-17-2009 |
| |
Auction end date:
| Oct-01-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $200.23 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $194.45 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,541 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 17% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| hallerk2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Diligently Driving Down Debt
Purpose of loan:
I having been working hard to drive down my debt and?am looking?to consolidate what I have left.?
My financial situation:
I am a good candidate for this loan because I am determined to continue to be responsible financially. I have significantly improved my credit standing over the past few years, and I am meeting all of my financial obligations currently. I would just like to consolidate the last bit of debt. I am?trustworthy and committed to being responsible. I have worked for the same company for almost 14 years and have had no late payments in the last seven years. I would greatly appreciate the help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cherrypicker06 | $25.00 | $25.00 | 9/17/2009 4:43:43 PM |
| Cai8899 | $25.00 | $25.00 | 9/17/2009 4:43:37 PM |
| Sid-K | $50.00 | $50.00 | 9/17/2009 4:43:52 PM |
| DukSerduk | $25.00 | $25.00 | 9/17/2009 4:43:59 PM |
| skuba | $50.00 | $50.00 | 9/17/2009 4:44:03 PM |
| elasermd | $50.00 | $50.00 | 9/17/2009 4:44:31 PM |
| Kame | $25.00 | $25.00 | 9/17/2009 4:45:01 PM |
| snowman34 | $25.00 | $25.00 | 9/17/2009 4:47:28 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/17/2009 4:45:23 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/17/2009 4:51:23 PM |
| degster | $25.00 | $25.00 | 9/17/2009 4:49:31 PM |
| lagnisiruk | $25.00 | $25.00 | 9/17/2009 4:55:18 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 4:54:28 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/17/2009 4:44:54 PM |
| uncleegg | $25.00 | $25.00 | 9/17/2009 4:49:20 PM |
| Castellan | $25.00 | $25.00 | 9/17/2009 4:55:06 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:34 PM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:13:01 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:53:16 AM |
| anton | $50.00 | $50.00 | 9/18/2009 3:59:52 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:28 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:55:57 PM |
| MidnightBank | $25.00 | $25.00 | 9/19/2009 7:31:55 AM |
| chief_wo | $25.00 | $25.00 | 9/20/2009 5:42:00 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:37 AM |
| lgs83 | $25.00 | $25.00 | 9/20/2009 10:03:41 AM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:16 PM |
| rmachi | $25.00 | $25.00 | 9/21/2009 8:28:18 AM |
| zeraphm | $25.00 | $25.00 | 9/21/2009 8:37:57 AM |
| bid-papyrus | $44.61 | $44.61 | 9/21/2009 9:10:25 AM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:33:06 AM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:39:39 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:33:06 PM |
| tuffshorty | $50.00 | $50.00 | 9/22/2009 9:32:57 AM |
| discrete-asset | $25.00 | $25.00 | 9/22/2009 9:33:46 AM |
| japper2353 | $25.00 | $25.00 | 9/22/2009 8:46:59 AM |
| Jassi | $25.00 | $25.00 | 9/22/2009 9:44:37 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:33 AM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 10:25:35 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:33:59 AM |
| engaging-worth | $30.00 | $30.00 | 9/22/2009 1:16:29 PM |
| cowboyskier | $50.00 | $50.00 | 9/22/2009 2:28:49 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:14 AM |
| jeffc92 | $50.00 | $50.00 | 9/23/2009 10:18:57 AM |
| kindness-saver | $25.00 | $25.00 | 9/23/2009 11:26:37 AM |
| Kelor99 | $25.00 | $25.00 | 9/24/2009 6:17:12 AM |
| julijask | $25.00 | $25.00 | 9/24/2009 9:32:46 AM |
| cash-sensai2 | $25.00 | $25.00 | 9/24/2009 6:30:32 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:27 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:58 AM |
| bowdish1 | $50.00 | $50.00 | 9/24/2009 3:32:35 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:33 PM |
| rjleves | $25.00 | $25.00 | 9/25/2009 2:28:16 AM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:51 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:36 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:24 AM |
| Student_Capital | $50.00 | $50.00 | 9/25/2009 3:15:01 PM |
| bayareainv | $50.00 | $30.27 | 9/25/2009 1:07:16 PM |
| Prezotus | $25.00 | $25.00 | 9/26/2009 1:40:01 PM |
| loanman2007 | $50.00 | $50.00 | 9/28/2009 5:21:46 AM |
| coolgenner | $25.00 | $25.00 | 9/29/2009 12:34:01 PM |
| CommerciaLender | $25.00 | $25.00 | 9/29/2009 1:08:10 PM |
| Mr_Egret | $25.00 | $25.00 | 9/29/2009 4:04:45 PM |
| generous-deal6 | $50.00 | $50.00 | 9/29/2009 12:22:58 PM |
| DaveTheWave | $49.48 | $49.48 | 9/29/2009 1:11:40 PM |
| wwwUniversal | $25.00 | $25.00 | 9/29/2009 12:53:01 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/29/2009 4:06:23 PM |
| PhalanxBulldog | $25.00 | $25.00 | 9/29/2009 6:00:13 PM |
| Russh | $25.00 | $25.00 | 9/29/2009 6:08:53 PM |
| credit-coach118 | $25.00 | $25.00 | 9/29/2009 7:36:57 PM |
| jybank | $25.00 | $25.00 | 9/29/2009 9:30:02 PM |
| KTOWN | $27.97 | $27.97 | 9/30/2009 12:55:12 AM |
| suicideducky | $25.00 | $25.00 | 9/30/2009 1:57:11 PM |
| mehlp2 | $50.00 | $50.00 | 9/30/2009 4:20:08 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 9/30/2009 4:32:13 PM |
| aloantime07 | $25.00 | $25.00 | 9/30/2009 6:09:37 PM |
| csak13 | $25.00 | $25.00 | 9/30/2009 6:56:59 PM |
| medkoder | $25.00 | $25.00 | 10/1/2009 5:40:21 AM |
| Leshan | $50.00 | $50.00 | 10/1/2009 9:29:51 AM |
| Planecourage | $25.00 | $25.00 | 10/1/2009 9:58:25 AM |
| momentous-transaction8 | $50.00 | $50.00 | 10/1/2009 11:12:49 AM |
| bossyboots01 | $25.00 | $25.00 | 10/1/2009 11:14:56 AM |
| diverse-transparency | $25.00 | $25.00 | 10/1/2009 12:30:07 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/1/2009 3:39:21 PM |
| truth-silo | $100.00 | $100.00 | 10/1/2009 3:45:25 PM |
| Nasdaq | $25.00 | $25.00 | 10/1/2009 3:51:40 PM |
| admirable-credit | $25.00 | $25.00 | 10/1/2009 4:17:02 PM |
| biffmush | $250.00 | $250.00 | 10/1/2009 4:26:56 PM |
| honorable-yield | $50.00 | $50.00 | 9/17/2009 4:43:48 PM |
| bchen78875 | $50.00 | $50.00 | 9/17/2009 4:44:09 PM |
| sas19 | $25.00 | $25.00 | 9/17/2009 4:46:30 PM |
| compoundinterest | $50.00 | $50.00 | 9/17/2009 4:46:38 PM |
| gold-tsunami | $25.00 | $25.00 | 9/17/2009 4:45:06 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/17/2009 4:46:51 PM |
| crenen139 | $25.00 | $25.00 | 9/17/2009 4:52:47 PM |
| Barak | $80.00 | $80.00 | 9/17/2009 4:53:54 PM |
| Halos2002 | $47.63 | $47.63 | 9/17/2009 5:05:24 PM |
| testobsessed | $35.17 | $35.17 | 9/17/2009 6:57:39 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/17/2009 4:44:19 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/17/2009 4:51:44 PM |
| flexiboy35 | $25.00 | $25.00 | 9/17/2009 4:52:05 PM |
| don8ter | $60.00 | $60.00 | 9/17/2009 4:52:21 PM |
| Syzygy | $25.00 | $25.00 | 9/18/2009 8:04:33 AM |
| personal-lender | $25.00 | $25.00 | 9/18/2009 8:56:54 PM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:45 AM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:15 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:42:04 PM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 9:34:01 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:36 AM |
| seasportsguy | $25.00 | $25.00 | 9/22/2009 11:14:12 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:54:00 AM |
| goofy15975 | $25.00 | $25.00 | 9/22/2009 1:38:09 PM |
| kenyonhillbilly | $50.00 | $50.00 | 9/22/2009 1:23:16 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:11 PM |
| Marathoner | $25.00 | $25.00 | 9/22/2009 8:47:13 PM |
| pseudokris | $25.00 | $25.00 | 9/23/2009 1:12:38 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:29 AM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:35:53 AM |
| noble-revenue | $25.00 | $25.00 | 9/23/2009 4:38:47 PM |
| LoanGiver | $25.00 | $25.00 | 9/23/2009 7:46:55 PM |
| CPAMAN | $25.00 | $25.00 | 9/24/2009 7:37:10 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:42:01 AM |
| MGOT-Ken | $25.00 | $25.00 | 9/24/2009 2:32:30 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:28 PM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 3:18:30 AM |
| worth-matador | $25.00 | $25.00 | 9/25/2009 4:51:00 AM |
| five-star-justice | $36.00 | $36.00 | 9/25/2009 6:46:57 AM |
| econgineer | $75.00 | $75.00 | 9/26/2009 2:07:26 PM |
| jude0624 | $25.00 | $25.00 | 9/28/2009 8:06:33 PM |
| maccpro1 | $50.00 | $50.00 | 9/28/2009 8:08:19 PM |
| jude0624 | $25.00 | $25.00 | 9/29/2009 11:35:53 AM |
| ptclender | $40.00 | $40.00 | 9/29/2009 1:35:43 PM |
| Astyanax | $25.00 | $25.00 | 9/29/2009 2:26:57 PM |
| LoanDMC | $25.00 | $25.00 | 9/29/2009 3:55:29 PM |
| raven_witherspoon | $100.00 | $100.00 | 9/29/2009 7:12:36 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/29/2009 9:39:19 PM |
| bondhedger | $25.00 | $25.00 | 9/29/2009 9:50:45 PM |
| gpuck | $25.00 | $25.00 | 9/30/2009 8:29:10 AM |
| StarFundingSource | $25.00 | $25.00 | 9/30/2009 9:57:15 AM |
| JerryB96 | $25.00 | $25.00 | 9/30/2009 11:20:44 AM |
| greenback-floret | $25.00 | $25.00 | 9/30/2009 4:05:46 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:07:23 PM |
| nashibaksi | $25.00 | $25.00 | 9/30/2009 6:24:09 PM |
| Bunji78 | $25.00 | $25.00 | 9/30/2009 7:19:52 PM |
| Druidsoft | $100.00 | $100.00 | 9/30/2009 11:30:57 PM |
| Snoopylover | $25.00 | $25.00 | 10/1/2009 6:05:32 AM |
| afcme | $25.00 | $25.00 | 10/1/2009 1:46:21 AM |
| tomjac2000 | $25.00 | $25.00 | 10/1/2009 4:40:41 AM |
| Dskillz | $25.00 | $25.00 | 10/1/2009 7:24:36 AM |
| 3konaz | $53.87 | $53.87 | 10/1/2009 7:28:40 AM |
| PleaseDoNotDefault | $25.00 | $25.00 | 10/1/2009 5:49:01 AM |
| HomerdohNY | $25.00 | $25.00 | 10/1/2009 6:30:18 AM |
| ApolloBodie | $50.00 | $50.00 | 10/1/2009 7:23:59 AM |
| amlu1988 | $25.00 | $25.00 | 10/1/2009 11:08:14 AM |
| yu-rik | $100.00 | $100.00 | 10/1/2009 2:00:38 PM |
| spc91x | $25.00 | $25.00 | 10/1/2009 2:06:33 PM |
| drenalin | $25.00 | $25.00 | 10/1/2009 1:39:57 PM |
| LAKETIME | $25.00 | $25.00 | 10/1/2009 3:22:06 PM |
| 158 bids
|
Borrower Payment Dependent Notes Series
424561
This series of Notes was issued and sold upon the funding of the borrower loan #38887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-16-2009 |
| |
Auction end date:
| Sep-30-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.57% |
Starting monthly payment:
| $56.56 |
|
Final lender yield:
| 18.20% |
Final borrower rate/APR:
| 19.20% / 21.68% |
Final monthly payment:
| $55.14 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,793 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| income-trumpet |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my knee surgery
Purpose of loan:
I had knee surgery in July. My insurance paid the majority of the bill but I have some remaining balance. The hospital did not offer much in the way of payment options but will give me a discount if I pay off the remainder in one?payment.?
My financial situation:
Combined with my spouse we have a household income of approximately $90,000(gross). In addition I am switching from a base salary plus bonus to straight commission in a few months. My income should be increased by approximately 15-20% by this time next year.
Monthly net income: $ Household -
$6,800
Monthly expenses: $
??Housing: $ 2,146(includes taxes and insurance)
??Insurance: $ 85
??Car expenses: $ 110(car note); we have 1 paid off car as well.
??Utilities: $ 300
??Phone, cable, internet: $ 158.00
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 500 - Daycare
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/16/2009 4:02:26 PM |
| Madron | $50.00 | $50.00 | 9/21/2009 10:23:19 AM |
| generous-deal6 | $50.00 | $50.00 | 9/25/2009 2:42:20 PM |
| LesPaul1 | $25.00 | $25.00 | 9/28/2009 5:08:22 PM |
| theonezozo | $25.00 | $25.00 | 9/29/2009 6:02:43 PM |
| Happyhourcomics | $25.00 | $25.00 | 9/29/2009 6:03:59 PM |
| bebeshor | $50.00 | $50.00 | 9/30/2009 2:37:50 AM |
| Bank_Of_XL | $100.00 | $100.00 | 9/30/2009 7:02:27 AM |
| LendingHelper | $100.00 | $100.00 | 9/30/2009 8:36:20 AM |
| Leshan | $38.93 | $38.93 | 9/30/2009 9:09:10 AM |
| zento | $25.00 | $25.00 | 9/30/2009 9:14:22 AM |
| mckhbnpc | $27.52 | $27.52 | 9/30/2009 9:14:46 AM |
| donenzo | $25.00 | $25.00 | 9/30/2009 10:04:58 AM |
| bigb7 | $39.29 | $39.29 | 9/30/2009 10:24:38 AM |
| dudebrah | $25.00 | $25.00 | 9/30/2009 11:01:50 AM |
| eboomer2611 | $25.43 | $25.43 | 9/30/2009 12:48:22 PM |
| LAKETIME | $25.00 | $25.00 | 9/30/2009 2:43:09 PM |
| sorace | $50.00 | $50.00 | 9/30/2009 2:48:10 PM |
| hellasow | $25.00 | $25.00 | 9/20/2009 1:03:45 PM |
| Syzygy | $25.00 | $25.00 | 9/25/2009 6:14:39 PM |
| bxdoc | $125.00 | $78.83 | 9/29/2009 2:22:19 PM |
| investment-cluster | $25.00 | $25.00 | 9/29/2009 4:57:26 PM |
| uvumf | $60.00 | $60.00 | 9/29/2009 6:55:32 PM |
| maga | $25.00 | $25.00 | 9/29/2009 5:42:38 PM |
| zapquoc | $25.00 | $25.00 | 9/29/2009 9:00:39 PM |
| SGDebt | $100.00 | $100.00 | 9/30/2009 3:47:35 AM |
| bid-wonder | $25.00 | $25.00 | 9/30/2009 7:06:21 AM |
| dorypro | $25.00 | $25.00 | 9/30/2009 7:09:41 AM |
| Manta_Rai | $25.00 | $25.00 | 9/30/2009 8:16:51 AM |
| Gobsek | $25.00 | $25.00 | 9/30/2009 7:27:24 AM |
| juxtapose | $50.00 | $50.00 | 9/30/2009 8:02:40 AM |
| CashBank | $25.00 | $25.00 | 9/30/2009 8:49:53 AM |
| Joeburly | $25.00 | $25.00 | 9/30/2009 10:14:35 AM |
| forthright-durability | $25.00 | $25.00 | 9/30/2009 12:39:39 PM |
| Engineer44 | $35.00 | $35.00 | 9/30/2009 2:23:58 PM |
| MrOglesby | $25.00 | $25.00 | 9/30/2009 3:01:09 PM |
| glazeddonuts | $25.00 | $25.00 | 9/30/2009 3:56:20 PM |
| Savings_EQ_Dignity | $70.00 | $70.00 | 9/30/2009 3:57:00 PM |
| wwwUniversal | $25.00 | $25.00 | 9/30/2009 3:40:58 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
424943
This series of Notes was issued and sold upon the funding of the borrower loan #38880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 23.65% |
Starting borrower rate/APR:
| 24.65% / 26.95% |
Starting monthly payment:
| $79.15 |
|
Final lender yield:
| 23.65% |
Final borrower rate/APR:
| 24.65% / 26.95% |
Final monthly payment:
| $79.15 |
| |
|
Auction yield range:
| 11.27% - 23.65% |
Estimated loss impact:
| 10.58% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,388 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wilsondm20 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff High Interest credit card
Purpose of loan:
I have a high interest credit card with home depot and the pomotional period is too end in October and the interest rate will reach 29.9 by default, greedy bankers.
My financial situation:
I have just consolidated my other student debt to a installment loan and will have all my debt paid off in 1.5 years.
I will receive my RN Nursing License in two months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/18/2009 4:35:06 PM |
| Phantom99 | $25.00 | $25.00 | 9/20/2009 8:12:07 AM |
| Bobafet | $25.00 | $25.00 | 9/29/2009 11:31:48 AM |
| zento | $25.00 | $25.00 | 9/29/2009 5:32:28 PM |
| Engineer44 | $25.00 | $25.00 | 9/30/2009 12:45:33 PM |
| padewy | $25.00 | $25.00 | 9/30/2009 4:11:11 PM |
| EretzCapital | $100.00 | $100.00 | 10/1/2009 6:27:11 AM |
| finance-vault | $50.00 | $50.00 | 10/1/2009 7:08:36 PM |
| E-B | $50.00 | $50.00 | 10/2/2009 3:50:16 AM |
| AbeHonestly | $50.00 | $50.00 | 10/1/2009 10:07:35 PM |
| spy0 | $25.00 | $25.00 | 10/2/2009 7:03:39 AM |
| Mikale360 | $25.00 | $25.00 | 10/2/2009 8:12:09 AM |
| lasalle123 | $43.29 | $43.29 | 10/2/2009 8:47:50 AM |
| kindness-jedi | $100.00 | $100.00 | 10/2/2009 9:44:44 AM |
| maga | $820.00 | $820.00 | 10/2/2009 10:36:19 AM |
| hellasow | $25.00 | $25.00 | 9/18/2009 7:44:11 PM |
| foothillender | $25.00 | $25.00 | 9/19/2009 6:56:33 AM |
| LAKETIME | $25.00 | $25.00 | 9/20/2009 3:10:40 PM |
| JohnSmallberries | $25.00 | $25.00 | 9/25/2009 7:46:55 AM |
| EretzCapital | $150.00 | $150.00 | 9/29/2009 8:46:49 PM |
| periko | $50.00 | $50.00 | 9/29/2009 8:43:29 PM |
| investment-cluster | $50.00 | $50.00 | 9/30/2009 4:47:29 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/30/2009 7:34:06 PM |
| mercuriant | $25.00 | $25.00 | 10/1/2009 9:36:05 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/1/2009 10:28:18 AM |
| SweetHoneyPot | $25.00 | $25.00 | 10/1/2009 1:09:37 PM |
| privatebankerva | $25.00 | $6.71 | 10/1/2009 8:32:11 PM |
| brother_tam | $50.00 | $50.00 | 10/1/2009 7:05:42 PM |
| PapaBear55 | $25.00 | $25.00 | 10/2/2009 2:30:42 AM |
| SoyLover | $30.00 | $30.00 | 10/2/2009 9:56:18 AM |
| maga | $25.00 | $25.00 | 10/2/2009 10:38:18 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
425029
This series of Notes was issued and sold upon the funding of the borrower loan #38871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 22y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| 96Cavalier |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $6,200.00 | < mo. late:
| 0
( 0% )
| 660-680
(Jan-2008)
(Aug-2006)
|
|
Principal balance:
| $2,591.49 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Parents car and anniversary
Purpose of loan: My parents recently celebrated their 50th wedding anniversary. As one gift to them I would like to pay the balance they have on their automobile loan.? And I would like to send them on a vacation so that they can celebrate this occasion on their own. I don't want them to worry about finances on this trip wherever they might choose to go.?? Thanks to all who consider my request.
My financial situation:
I am a good candidate for this loan because I have a good payment history on my loans with Prosper.? I work a full schedule although other departments may reduce their work schedule.
Monthly net income: $ 1800
Monthly expenses: $675
??Housing: $0 ?? I live with my parents so I can help my father take care of my mother who has health problems.? They own their home.
??Insurance: $80??? Auto and Life
??Car expenses: $100
??Utilities: $
100
??Phone, cable, internet: $
100
??Food, entertainment: $
75
??Clothing, household expenses $75
??Credit cards and other loans: $165 for a Prosper loan. I have no credit cards.
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 9/29/2009 11:49:44 AM |
| Eloise62 | $75.00 | $75.00 | 10/1/2009 9:42:13 AM |
| mrreynol | $25.00 | $25.00 | 10/1/2009 4:25:45 PM |
| anton | $200.00 | $34.64 | 10/2/2009 4:15:01 PM |
| anton | $2,000.00 | $2,000.00 | 10/2/2009 4:14:40 PM |
| Engineer44 | $30.00 | $30.00 | 10/2/2009 4:16:59 PM |
| niceguy777 | $25.00 | $25.00 | 9/30/2009 6:19:37 AM |
| best-generosity-financier | $75.00 | $75.00 | 10/1/2009 4:42:20 PM |
| BBL | $25.00 | $25.00 | 10/1/2009 4:41:35 PM |
| boodo | $82.60 | $82.60 | 10/2/2009 8:15:38 AM |
| MrLeft | $30.00 | $30.00 | 10/2/2009 11:52:00 AM |
| boodo | $72.76 | $72.76 | 10/2/2009 2:09:56 PM |
| 12 bids
|
Borrower Payment Dependent Notes Series
425035
This series of Notes was issued and sold upon the funding of the borrower loan #38872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-18-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $280.30 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.28% |
Final monthly payment:
| $251.61 |
| |
|
Auction yield range:
| 11.27% - 30.22% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 18
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 47 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,323 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| shammyadams |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(May-2008)
|
|
Principal balance:
| $3,437.72 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Paying off Higher Debt
Purpose of loan: Debt consolidation loan: If I am fortunate enough to receive a loan I am going to use the funds to pay off a current Prosper Loan that has a high interest rate (30%).? I will use the remainder of the loan to pay off other high rate debt.? With the additional funds I will be able to pay off a total of three credit cards and my payments per month will be lower than they currently are.
My financial situation:
I am a good candidate for this loan because I have had a Prosper Loan for approximately 18 months.? I have never been late or missed a payment on this loan or any of my other debts.? My Credit score does not represent me well.? It is what it is due to revolving debt.? The fact remains that I have always paid my bills on time and have not ever defaulted on anything, nor will I in the future.
Monthly net income: $ 9908
Monthly expenses: $
??Housing: $ 1304
??Insurance: $ 98
??Car expenses: $ 0
??Utilities: $ 210
??Phone, cable, internet: $ 150
??Food, entertainment: $?850
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2000
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
As a major lender on your current loan, I want to thank you for your flawless payment track record. I'm impressed enough to bid over $1000 towards this loan and I'll bid more if I can. As a fellow military officer, I wish you the best! - Integrity1st
A:
Thank you so much! I truly appreciate your support. I will continue my flawless re-payment and will never default on anything. Again, thanks for your support!
(Sep-22-2009)
Q:
Despite your clean payment record, your debt since your last prosper loan seems to be growing instead of declining. Are you in a pattern of consolidating then incurring more with credit card? - jybank
A:
No, fortunately I am not in that pattern. This past year we had a family emergency that forced me to increase my debt. We have that under control and will continue to work at reducing our overall amount. Thanks!
(Sep-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Integrity1st | $1,100.00 | $1,100.00 | 9/19/2009 5:57:46 AM |
| mjerryfirst | $50.00 | $50.00 | 9/21/2009 7:34:05 PM |
| ideal-value | $75.00 | $75.00 | 9/23/2009 2:35:17 PM |
| MilitaryLending | $25.00 | $25.00 | 9/26/2009 6:12:05 PM |
| Leshan | $100.00 | $100.00 | 10/1/2009 9:20:44 AM |
| fantastic-cash | $25.00 | $25.00 | 10/1/2009 4:34:40 PM |
| paceme1 | $38.92 | $38.92 | 10/1/2009 7:44:55 PM |
| briskdevl07 | $31.89 | $31.89 | 10/2/2009 6:40:57 AM |
| shrewd-asset | $25.00 | $4.61 | 10/1/2009 10:59:30 PM |
| castlwizz | $31.22 | $31.22 | 10/2/2009 8:43:56 AM |
| Kennfusion | $25.00 | $25.00 | 10/2/2009 5:13:42 AM |
| semdoc1 | $50.00 | $50.00 | 10/2/2009 6:47:18 AM |
| credit-missile | $101.98 | $101.98 | 10/2/2009 12:50:29 PM |
| martymaniaman | $25.00 | $25.00 | 10/2/2009 11:14:31 AM |
| loanman2007 | $300.00 | $300.00 | 10/2/2009 11:31:12 AM |
| glazeddonuts | $25.00 | $25.00 | 10/2/2009 3:23:10 PM |
| shalofin | $38.69 | $38.69 | 10/2/2009 3:56:58 PM |
| realtormoises | $25.00 | $25.00 | 10/2/2009 1:23:26 PM |
| icanloanit2u | $1,000.00 | $1,000.00 | 10/2/2009 4:15:12 PM |
| kindness-jedi | $100.00 | $100.00 | 10/2/2009 3:00:53 PM |
| icanloanit2u | $1,000.00 | $1,000.00 | 10/2/2009 4:06:27 PM |
| Engineer44 | $35.00 | $35.00 | 10/2/2009 4:17:37 PM |
| Integrity1st | $100.00 | $100.00 | 9/21/2009 6:54:56 PM |
| dudebrah | $100.00 | $100.00 | 9/30/2009 11:47:06 AM |
| Integrity1st | $643.00 | $643.00 | 10/1/2009 3:46:20 AM |
| Chiss | $45.00 | $45.00 | 10/1/2009 8:46:19 AM |
| money-expert | $25.00 | $25.00 | 10/1/2009 8:06:48 AM |
| brutusbone | $50.00 | $50.00 | 10/1/2009 5:05:53 PM |
| zapquoc | $25.00 | $25.00 | 10/1/2009 9:26:28 PM |
| circustab | $50.00 | $50.00 | 10/1/2009 9:52:52 PM |
| lasalle123 | $50.00 | $50.00 | 10/2/2009 8:49:13 AM |
| Integrity1st | $450.00 | $450.00 | 10/2/2009 11:00:20 AM |
| zebu | $25.00 | $25.00 | 10/2/2009 1:32:11 PM |
| CREinvestor | $80.69 | $80.69 | 10/2/2009 3:03:08 PM |
| spy0 | $25.00 | $25.00 | 10/2/2009 1:35:18 PM |
| NewYorker48 | $100.00 | $100.00 | 10/2/2009 2:58:00 PM |
| LAKETIME | $25.00 | $25.00 | 10/2/2009 3:07:42 PM |
| icanloanit2u | $499.00 | $499.00 | 10/2/2009 4:17:18 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
425061
This series of Notes was issued and sold upon the funding of the borrower loan #38898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 15.98% |
Starting borrower rate/APR:
| 16.98% / 19.18% |
Starting monthly payment:
| $178.21 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $173.20 |
| |
|
Auction yield range:
| 6.27% - 15.98% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1980 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 29
/
27 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,521 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| velocity-speaker |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off vehicle and pay down cre
Purpose of loan:
This loan will be used to? pay off vehicle and pay down and pay off credit cards and small home repairs
My financial situation:
I am a good candidate for this loan because??I am a responsible person and pay my bills . I work full time?(32 to 36 hours) and have social security and?military survivor benefits.?? I was out of work for a few months? 2 1/2 years ago?.? i also?have my own home .??? Thank you?? T.P.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your current monthly income and expenditures please? - Machbannai
A:
net monthly income $3200 NET expenditures $2400 approximatly
(Oct-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chlebie | $50.00 | $50.00 | 9/21/2009 4:09:02 PM |
| crazycool | $35.00 | $35.00 | 9/21/2009 4:09:21 PM |
| skuba | $25.00 | $25.00 | 9/21/2009 4:09:29 PM |
| JohnW12 | $25.00 | $25.00 | 9/21/2009 4:10:00 PM |
| five-star-justice | $36.00 | $36.00 | 9/21/2009 4:11:05 PM |
| honorable-yield | $25.00 | $25.00 | 9/21/2009 4:11:55 PM |
| figs4u2 | $200.00 | $200.00 | 9/21/2009 4:13:10 PM |
| gold-tsunami | $25.00 | $25.00 | 9/21/2009 4:13:26 PM |
| scottr | $25.00 | $25.00 | 9/21/2009 4:13:47 PM |
| elated-justice | $25.00 | $25.00 | 9/21/2009 4:08:41 PM |
| WalnutCreekguy | $33.00 | $33.00 | 9/21/2009 4:14:36 PM |
| turbine5 | $25.00 | $25.00 | 9/21/2009 4:11:08 PM |
| thedreamer | $25.00 | $25.00 | 9/21/2009 4:12:27 PM |
| MrDavid | $25.00 | $25.00 | 9/21/2009 4:13:19 PM |
| kulender | $25.00 | $25.00 | 9/21/2009 4:13:42 PM |
| mason13a | $25.00 | $25.00 | 9/21/2009 4:17:15 PM |
| westsidehighway | $25.00 | $25.00 | 9/21/2009 4:18:48 PM |
| Exia | $25.00 | $25.00 | 9/21/2009 4:20:15 PM |
| Halos2002 | $50.00 | $50.00 | 9/21/2009 4:11:38 PM |
| dbluesea | $25.00 | $25.00 | 9/21/2009 4:20:32 PM |
| techvet | $25.00 | $25.00 | 9/21/2009 4:16:43 PM |
| Champpilot | $50.00 | $50.00 | 9/21/2009 4:12:32 PM |
| Aquani | $50.00 | $50.00 | 9/21/2009 4:12:39 PM |
| chicco | $80.00 | $80.00 | 9/21/2009 4:17:07 PM |
| orindalender | $50.00 | $50.00 | 9/21/2009 4:12:45 PM |
| rjleves | $25.00 | $25.00 | 9/21/2009 4:13:34 PM |
| Dahlozer | $25.00 | $25.00 | 9/21/2009 4:18:05 PM |
| mpactlender | $25.00 | $25.00 | 9/21/2009 4:13:53 PM |
| Supernick | $25.00 | $25.00 | 9/21/2009 4:14:21 PM |
| sloan | $25.00 | $25.00 | 9/21/2009 4:14:46 PM |
| silver-armada | $50.00 | $50.00 | 9/21/2009 4:20:10 PM |
| tlam168 | $25.00 | $25.00 | 9/21/2009 4:20:21 PM |
| ianakacg | $25.00 | $25.00 | 9/21/2009 4:17:30 PM |
| Sam65 | $25.00 | $25.00 | 9/21/2009 4:17:39 PM |
| MicroL | $25.00 | $25.00 | 9/21/2009 4:19:08 PM |
| janicewill | $25.00 | $25.00 | 9/21/2009 4:19:16 PM |
| CPAMAN | $25.00 | $25.00 | 9/21/2009 4:19:43 PM |
| assetmanager | $25.00 | $25.00 | 9/21/2009 4:20:19 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/21/2009 4:20:53 PM |
| jybank | $25.00 | $25.00 | 9/21/2009 4:32:28 PM |
| JackinGreen | $50.00 | $50.00 | 9/21/2009 9:07:18 PM |
| zento | $25.00 | $25.00 | 9/25/2009 8:32:51 AM |
| liederhaus | $50.00 | $50.00 | 9/25/2009 8:54:19 AM |
| credit-coach118 | $25.00 | $25.00 | 9/26/2009 10:34:22 PM |
| peb44 | $100.00 | $100.00 | 9/29/2009 6:22:33 AM |
| oceanside | $25.00 | $25.00 | 9/29/2009 4:18:54 PM |
| dudebrah | $25.00 | $25.00 | 9/30/2009 11:33:16 AM |
| payout-persimmon | $25.00 | $25.00 | 9/30/2009 10:01:00 PM |
| grammaspurse | $50.00 | $50.00 | 10/1/2009 8:06:45 AM |
| grammaspurse | $50.00 | $50.00 | 10/1/2009 8:07:41 AM |
| payout-magician | $50.00 | $50.00 | 10/1/2009 10:01:48 PM |
| atlas100 | $50.00 | $50.00 | 10/2/2009 10:24:54 AM |
| BuzzyBee336 | $25.00 | $25.00 | 10/2/2009 1:15:29 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/2/2009 9:09:01 PM |
| bass | $25.00 | $25.00 | 10/2/2009 5:29:06 PM |
| kendigme | $25.00 | $25.00 | 10/3/2009 6:29:36 AM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:13 PM |
| aztec | $50.00 | $50.00 | 10/3/2009 9:10:19 AM |
| sardarji | $25.00 | $25.00 | 10/3/2009 7:16:07 AM |
| Sealion | $50.00 | $50.00 | 10/3/2009 10:07:42 AM |
| LendThriftSimon | $25.00 | $25.00 | 10/3/2009 11:06:32 AM |
| FundMaker | $25.00 | $25.00 | 10/3/2009 2:09:00 PM |
| ezhik00 | $25.00 | $25.00 | 10/4/2009 2:26:33 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/4/2009 8:43:13 AM |
| crw1950 | $50.00 | $50.00 | 10/4/2009 5:29:19 PM |
| interstellar | $31.65 | $31.65 | 10/4/2009 1:34:52 PM |
| loner49 | $50.00 | $50.00 | 10/5/2009 8:42:58 AM |
| ekdroom | $25.00 | $25.00 | 10/5/2009 9:06:51 AM |
| thaddeuscm | $30.06 | $30.06 | 10/5/2009 9:26:31 AM |
| BuzzyBee336 | $25.00 | $25.00 | 10/5/2009 10:12:56 AM |
| LendingSingularity | $25.00 | $25.00 | 10/5/2009 11:59:27 AM |
| 113121 | $25.00 | $25.00 | 10/5/2009 2:10:28 PM |
| gth710k | $25.00 | $25.00 | 10/5/2009 2:50:20 PM |
| aislinnn | $25.00 | $25.00 | 10/5/2009 3:16:40 PM |
| proton4 | $50.00 | $50.00 | 10/5/2009 4:02:44 PM |
| Engineer44 | $30.00 | $30.00 | 10/5/2009 4:06:19 PM |
| CoolBreezeWarlord | $25.00 | $25.00 | 10/5/2009 3:42:13 PM |
| yu-rik | $100.00 | $100.00 | 10/5/2009 4:02:01 PM |
| CarDealer3070 | $25.00 | $25.00 | 9/21/2009 4:11:15 PM |
| unitedins | $25.00 | $25.00 | 9/21/2009 4:11:42 PM |
| personal-lender | $25.00 | $25.00 | 9/21/2009 4:12:18 PM |
| exact-justice | $25.00 | $25.00 | 9/21/2009 4:13:01 PM |
| jokerj006 | $25.00 | $25.00 | 9/21/2009 4:11:46 PM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2009 4:12:08 PM |
| GElender | $50.00 | $50.00 | 9/21/2009 4:12:15 PM |
| VentureExplorer | $25.00 | $25.00 | 9/21/2009 4:12:51 PM |
| d_grbg | $35.00 | $35.00 | 9/21/2009 4:14:14 PM |
| dparkhom | $25.00 | $25.00 | 9/21/2009 4:14:28 PM |
| aldeed | $25.00 | $25.00 | 9/21/2009 4:14:42 PM |
| kumpa2u | $25.00 | $25.00 | 9/21/2009 4:08:46 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/21/2009 4:09:52 PM |
| poeman | $25.00 | $25.00 | 9/21/2009 4:19:45 PM |
| SNH | $25.00 | $25.00 | 9/21/2009 4:12:00 PM |
| Bigheadboy | $25.00 | $25.00 | 9/21/2009 4:20:59 PM |
| wayman | $50.00 | $50.00 | 9/21/2009 4:12:56 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 9/21/2009 4:17:17 PM |
| socialbanker | $25.00 | $25.00 | 9/21/2009 4:17:59 PM |
| youqianderen | $50.00 | $50.00 | 9/21/2009 4:18:43 PM |
| Clambake | $50.00 | $50.00 | 9/21/2009 4:16:59 PM |
| jeg3k | $25.00 | $25.00 | 9/21/2009 4:17:18 PM |
| unclejaef | $25.00 | $25.00 | 9/21/2009 4:17:46 PM |
| dinobuddy | $25.00 | $25.00 | 9/21/2009 4:19:13 PM |
| hawker | $100.00 | $100.00 | 9/21/2009 4:19:18 PM |
| bonus-buddy2 | $35.00 | $35.00 | 9/21/2009 4:19:26 PM |
| engaging-worth | $30.00 | $30.00 | 9/21/2009 4:19:32 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/21/2009 4:20:28 PM |
| new-reward-sequoia | $25.00 | $25.00 | 9/21/2009 4:20:40 PM |
| dm_invest | $25.00 | $1.87 | 9/21/2009 4:21:02 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/21/2009 6:08:44 PM |
| loanman2007 | $50.00 | $50.00 | 9/22/2009 6:41:27 AM |
| ChristopherHS | $25.00 | $25.00 | 9/22/2009 1:33:10 PM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 9/23/2009 11:17:40 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/24/2009 5:26:05 AM |
| AtlantistoXanadu | $50.00 | $50.00 | 9/25/2009 8:36:35 AM |
| Student_Capital | $50.00 | $50.00 | 9/25/2009 2:45:40 PM |
| 101010 | $50.00 | $50.00 | 9/26/2009 8:56:22 PM |
| tooflets | $25.00 | $25.00 | 9/27/2009 3:37:45 PM |
| Credit2Prosper | $50.00 | $50.00 | 9/28/2009 6:02:23 AM |
| EJO | $25.00 | $25.00 | 9/28/2009 12:43:00 PM |
| Ven58 | $25.00 | $25.00 | 9/28/2009 5:08:03 PM |
| kind-bid-maverick | $50.00 | $50.00 | 9/28/2009 10:38:21 PM |
| aspire2grow | $27.30 | $27.30 | 10/1/2009 11:02:46 AM |
| brutusbone | $50.00 | $50.00 | 10/1/2009 5:07:01 PM |
| visionary-currency | $50.00 | $50.00 | 10/2/2009 6:55:12 AM |
| bluflame9940 | $31.98 | $31.98 | 10/2/2009 7:40:21 AM |
| Prossper-Godfather | $100.00 | $100.00 | 10/2/2009 10:50:04 AM |
| gilbrear | $25.00 | $25.00 | 10/3/2009 6:19:13 AM |
| Queueball1 | $25.00 | $25.00 | 10/3/2009 7:00:11 AM |
| bondo41 | $25.00 | $25.00 | 10/4/2009 6:14:47 AM |
| eoliaguy | $25.00 | $25.00 | 10/3/2009 5:21:03 PM |
| Machbannai | $25.00 | $25.00 | 10/4/2009 3:53:28 AM |
| Tizzo27 | $52.58 | $52.58 | 10/4/2009 4:34:06 PM |
| ritwik | $50.00 | $50.00 | 10/4/2009 7:13:52 PM |
| SmartBanking | $30.56 | $30.56 | 10/4/2009 10:21:22 PM |
| 1LendingSource | $25.00 | $25.00 | 10/5/2009 9:31:22 AM |
| Benny | $50.00 | $50.00 | 10/5/2009 7:48:50 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 11:12:44 AM |
| billybragg | $25.00 | $25.00 | 10/5/2009 9:10:11 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 9:38:35 AM |
| impressive-fund0 | $30.00 | $30.00 | 10/5/2009 1:05:28 PM |
| Nasdaq | $25.00 | $25.00 | 10/5/2009 3:47:25 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
425125
This series of Notes was issued and sold upon the funding of the borrower loan #38844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-02-2009 |
|
|
Starting lender yield:
| 28.00% |
Starting borrower rate/APR:
| 29.00% / 32.31% |
Starting monthly payment:
| $50.29 |
|
Final lender yield:
| 24.65% |
Final borrower rate/APR:
| 25.65% / 28.89% |
Final monthly payment:
| $48.13 |
| |
|
Auction yield range:
| 8.27% - 28.00% |
Estimated loss impact:
| 7.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 50 | Length of status: | 1y 4m |
|
Amount delinquent:
| $13,777 |
Revolving credit balance:
| $1,077 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 43% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| systematic-velocity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Deck Exstention
Purpose of loan:
This loan will be used to help fund a patio and a small deck extension.
My financial situation:
I am a good candidate for this loan because my debt to income ratio is excellent and I work for a fortune 500 company. I was recently promoted and will not have any problems making my monthly payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you provide your Monthly Net income and Expense? Answer publicly please. Thanks and Good luck. - cybercop45
A:
Monthly Gross income= $6300
Morgage= $1630
Motorhome= $541
Utilities, food and insurance= $700
Loan= $200
Vehicals are paid for.
(Sep-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/21/2009 4:48:14 PM |
| CSUgrad08 | $50.00 | $50.00 | 9/23/2009 1:47:08 PM |
| robot777 | $40.00 | $40.00 | 9/28/2009 1:32:04 PM |
| Ven58 | $25.00 | $25.00 | 9/29/2009 8:37:35 AM |
| JCPlending | $25.00 | $25.00 | 9/29/2009 1:10:02 PM |
| crdcteng | $25.00 | $25.00 | 9/29/2009 5:18:40 PM |
| GrayStudio | $25.00 | $25.00 | 9/29/2009 5:59:29 PM |
| forthright-durability | $25.00 | $25.00 | 9/30/2009 7:03:16 AM |
| dime-worker | $25.00 | $25.00 | 9/30/2009 3:05:32 PM |
| CK1 | $25.00 | $25.00 | 9/30/2009 4:24:30 PM |
| bronzmajom | $25.00 | $25.00 | 9/30/2009 5:37:10 PM |
| ColoradoLender82 | $25.00 | $25.00 | 10/1/2009 7:53:58 AM |
| Gaelicman | $100.00 | $100.00 | 10/2/2009 8:02:49 AM |
| dime-worker | $25.00 | $25.00 | 10/2/2009 9:33:02 AM |
| Adventurouschef | $25.00 | $25.00 | 10/2/2009 1:27:37 PM |
| Cromag | $25.00 | $25.00 | 10/2/2009 1:16:42 PM |
| unequivocal-return | $50.00 | $50.00 | 10/2/2009 12:44:22 PM |
| propertytransformer | $25.00 | $25.00 | 9/24/2009 7:27:48 AM |
| M_V | $56.53 | $56.53 | 9/24/2009 5:42:23 PM |
| Syzygy | $25.00 | $25.00 | 9/24/2009 6:52:49 PM |
| mrbill5548 | $50.00 | $50.00 | 9/29/2009 8:06:32 AM |
| dkhonda | $75.00 | $75.00 | 9/29/2009 10:31:27 AM |
| LesPaul1 | $25.00 | $25.00 | 9/29/2009 11:49:32 AM |
| Ghostchylde | $25.00 | $25.00 | 9/29/2009 1:44:35 PM |
| resolute-liberty | $25.00 | $25.00 | 9/29/2009 7:43:26 PM |
| BradP | $50.00 | $50.00 | 9/30/2009 2:24:12 PM |
| DonDiego | $25.00 | $25.00 | 10/1/2009 1:47:44 AM |
| SV-AZ | $25.00 | $25.00 | 10/1/2009 8:17:18 AM |
| JauaFlash | $25.00 | $25.00 | 10/1/2009 10:39:46 AM |
| Eloise62 | $75.00 | $75.00 | 10/1/2009 9:43:01 AM |
| AviTech | $100.00 | $3.47 | 10/1/2009 6:58:37 PM |
| vutah | $25.00 | $25.00 | 10/1/2009 10:21:16 PM |
| RobinHood | $50.00 | $50.00 | 10/2/2009 8:53:40 AM |
| atlas100 | $50.00 | $50.00 | 10/2/2009 10:35:49 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
425313
This series of Notes was issued and sold upon the funding of the borrower loan #38869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-23-2009 |
| |
Auction end date:
| Oct-07-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $105.26 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $103.71 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,148 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| PastorOfMuppets |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a fuel efficient work car
Purpose of loan:
This loan will be used to purchase an older fuel efficient car that i can use in my daily commute (5 miles) and run errands.? Right now I drive a 2002 Ram with a 5.9?? V-8 which is very nice, but only gets 13mpg, and is too much for my everyday needs.
My financial situation:
I am a good candidate for this loan because Im good about paying my payments on time and even early. I usually work 4-8 hours of overtime every week so I have more income than my profile suggests.
Monthly bills:
------------------------
Monthly?gross income-3396.64
dont know actual net, but?I bring home about 575 weekly.
------------------------
Mortgage-540
truck payment-400
cable,elec,car ins.-250
You can see I can easily set money aside to pay this loan.
Thanks for the help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bchen78875 | $50.00 | $50.00 | 9/23/2009 4:11:30 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/23/2009 4:11:40 PM |
| crenen139 | $25.00 | $25.00 | 9/23/2009 4:12:42 PM |
| j48 | $25.00 | $25.00 | 9/23/2009 4:13:07 PM |
| elasermd | $50.00 | $50.00 | 9/23/2009 4:11:44 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/23/2009 4:11:50 PM |
| gold-tsunami | $25.00 | $25.00 | 9/23/2009 4:11:54 PM |
| BlindProphet | $25.00 | $25.00 | 9/23/2009 4:13:40 PM |
| sas19 | $25.00 | $25.00 | 9/23/2009 4:12:01 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/23/2009 4:12:13 PM |
| SNH | $50.00 | $50.00 | 9/23/2009 4:13:04 PM |
| degster | $25.00 | $25.00 | 9/23/2009 4:13:12 PM |
| turbine5 | $40.00 | $40.00 | 9/23/2009 4:15:43 PM |
| kegs | $100.00 | $100.00 | 9/23/2009 4:14:58 PM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 2:30:20 PM |
| econgineer | $25.00 | $25.00 | 9/26/2009 4:24:45 PM |
| zento | $25.00 | $25.00 | 9/28/2009 11:08:23 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 9/28/2009 11:11:18 PM |
| payout-persimmon | $25.00 | $25.00 | 9/30/2009 9:53:00 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:01 PM |
| PalmerTheEmbalmer | $29.00 | $29.00 | 10/2/2009 11:12:18 PM |
| RandyL3 | $25.00 | $25.00 | 10/3/2009 8:16:20 AM |
| atlas100 | $25.00 | $25.00 | 10/3/2009 8:37:04 AM |
| vegibenz | $36.34 | $36.34 | 10/5/2009 12:28:31 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/5/2009 7:40:40 PM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:30:12 PM |
| PhalanxBulldog | $25.00 | $25.00 | 10/6/2009 1:58:47 PM |
| himanshuko | $25.00 | $25.00 | 10/6/2009 12:55:20 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/6/2009 6:45:35 PM |
| fangpilot | $25.00 | $25.00 | 10/6/2009 5:24:06 PM |
| forthright-durability | $25.00 | $25.00 | 10/6/2009 11:27:42 PM |
| mclean_loaner | $50.00 | $50.00 | 10/6/2009 6:26:16 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/6/2009 7:00:05 PM |
| icon7 | $25.00 | $25.00 | 10/7/2009 12:08:08 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/7/2009 3:10:07 PM |
| erowis | $51.64 | $51.64 | 10/7/2009 2:30:50 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/23/2009 4:12:30 PM |
| turbospeed | $25.00 | $25.00 | 9/23/2009 4:12:37 PM |
| Barak | $80.00 | $80.00 | 9/23/2009 4:12:48 PM |
| pawsitive | $25.00 | $25.00 | 9/23/2009 4:13:28 PM |
| GatorBait | $25.00 | $25.00 | 9/23/2009 4:14:52 PM |
| larrybird | $95.00 | $77.62 | 9/23/2009 4:15:13 PM |
| Syzygy | $25.00 | $25.00 | 9/23/2009 4:16:15 PM |
| compoundinterest | $50.00 | $50.00 | 9/23/2009 4:12:06 PM |
| snowman34 | $25.00 | $25.00 | 9/23/2009 4:12:23 PM |
| Weaverville | $25.00 | $25.00 | 9/23/2009 4:12:55 PM |
| DukSerduk | $25.00 | $25.00 | 9/23/2009 4:11:17 PM |
| kid8549 | $25.00 | $25.00 | 9/23/2009 4:13:18 PM |
| skuba | $50.00 | $50.00 | 9/23/2009 4:11:22 PM |
| djh47a | $40.00 | $40.00 | 9/23/2009 4:14:45 PM |
| gracej | $25.00 | $25.00 | 9/23/2009 4:13:35 PM |
| FlyFlyBuggie | $25.00 | $25.00 | 9/25/2009 10:46:55 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 5:27:02 PM |
| Student_Capital | $50.00 | $50.00 | 9/25/2009 3:18:25 PM |
| afm | $60.00 | $60.00 | 9/27/2009 11:24:23 PM |
| bid-wonder | $25.00 | $25.00 | 9/27/2009 11:27:00 PM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:21 PM |
| dreamhope | $25.00 | $25.00 | 9/29/2009 3:01:00 PM |
| jehopper5 | $25.00 | $25.00 | 9/30/2009 2:34:32 PM |
| indomart | $25.00 | $25.00 | 10/1/2009 4:52:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/1/2009 8:21:36 PM |
| jybank | $25.00 | $25.00 | 10/1/2009 10:39:17 PM |
| FundMaker | $25.00 | $25.00 | 10/2/2009 11:12:22 AM |
| RETIRED2007 | $35.00 | $35.00 | 10/3/2009 1:34:27 PM |
| jayk63 | $25.00 | $25.00 | 10/5/2009 5:01:01 PM |
| interstellar | $29.74 | $29.74 | 10/5/2009 5:00:07 PM |
| AtlantistoXanadu | $50.00 | $50.00 | 10/5/2009 6:44:45 PM |
| compuguy8 | $25.00 | $25.00 | 10/6/2009 7:29:44 AM |
| eldorado71 | $25.00 | $25.00 | 10/6/2009 8:33:36 AM |
| sorace | $50.00 | $50.00 | 10/6/2009 2:12:28 PM |
| oldman1947 | $25.00 | $25.00 | 10/6/2009 3:23:54 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/6/2009 4:15:05 PM |
| bornsucka | $25.00 | $25.00 | 10/6/2009 4:54:46 PM |
| chrisb1414 | $25.00 | $25.00 | 10/6/2009 7:13:17 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/7/2009 6:31:12 AM |
| Hogan55 | $27.31 | $27.31 | 10/7/2009 5:48:42 AM |
| ilend57 | $25.00 | $25.00 | 10/6/2009 9:34:00 PM |
| sunnysally | $25.00 | $25.00 | 10/7/2009 8:12:23 AM |
| JerryB96 | $25.00 | $25.00 | 10/7/2009 11:31:56 AM |
| niss615 | $100.00 | $100.00 | 10/7/2009 6:53:28 AM |
| jetblack | $50.00 | $50.00 | 10/7/2009 10:44:53 AM |
| stammyc3 | $34.00 | $34.00 | 10/7/2009 2:01:55 PM |
| SanJoser | $100.00 | $100.00 | 10/7/2009 11:37:52 AM |
| j352000 | $25.00 | $25.00 | 10/7/2009 2:51:06 PM |
| uncle101 | $25.00 | $25.00 | 10/7/2009 1:11:28 PM |
| demszi1978 | $25.00 | $25.00 | 10/7/2009 2:02:45 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/7/2009 1:24:49 PM |
| PropertyInvest | $25.00 | $25.00 | 10/7/2009 3:10:51 PM |
| bicyclist2270 | $34.35 | $34.35 | 10/7/2009 3:16:20 PM |
| wwwUniversal | $25.00 | $25.00 | 10/7/2009 3:52:41 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
425457
This series of Notes was issued and sold upon the funding of the borrower loan #38865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $118.99 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $117.38 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,021 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 75% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| capital-quest1 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Startup
Purpose of loan: This loan will be used to start up a new tele-services business.? The business will contract with various companies to service their calls for customer service and sales.? The?calls will normally be driven from television or radio advertising.? Our staff will service these types of calls for our clients.
My financial situation: I am a good candidate for this loan because I have more than 15-years of customer service and sales experience.?? My experience includes management, brokerage service, and I have held my series 3 license (commodities brokerage license).? The business will be located in the Midwest, where many tele-service business are located due to the "even" accent of most of the folks that live in the area, as well as as the low cost to do business such as property rental, and low cost of living.? There are several successful tele-services already in Nebraska.? This type of business has few boundaries, as we can take calls from all over the U.S. 24 hours a day, 7 days a week.
In addition, this business will help stimulate our economy as I will be hiring for positions.? I hope to have at least 10 employees within a year.
Finally, I can start this business as part-time and keep my full time job.? A large portion of the type of calls we will receive will be in the evenings and weekends, which will allow me to keep my full time job.? This will help with my cash flow, and allow me to pay the loan back on time, and hopefully ahead of schedule.
Monthly net income: $ 3100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What will the money be used for? - DadOfSeven
A:
To help start up a tele-services business. We will be taking customer service calls and sales calls from various clients across the country. Thanks for the inquiry!
(Sep-24-2009)
Q:
Will this loan be the only source of start-up money you have available?
When do you plan on beginning business? Will you be the only employee for awhile? Do you have any commitments for contracts? - natural-rate
A:
Hello, thanks for your questions: 1. No, this loan will not be my only source, as I have other available options to tap into. 2. I plan on starting roughly Nov. 1 of this year. Once I know this loan is funded, I will begin the process of incorporating, and obtaining an EIN. My office site has already been picked out with a local commercial realtor. 3. Yes to start, but quickly will hire. 4. I have a potential contract waiting out of California, which will route calls to my location.
(Sep-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thedreamer | $25.00 | $25.00 | 9/22/2009 4:46:39 PM |
| poeman | $25.00 | $25.00 | 9/22/2009 4:50:37 PM |
| secobarbital | $25.00 | $25.00 | 9/22/2009 4:45:27 PM |
| saffron4 | $25.00 | $25.00 | 9/22/2009 4:52:44 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/22/2009 4:44:35 PM |
| neighborly-bid | $25.00 | $25.00 | 9/22/2009 4:50:13 PM |
| Shepherd7 | $25.00 | $25.00 | 9/22/2009 4:53:16 PM |
| noble-revenue | $100.00 | $100.00 | 9/22/2009 4:57:13 PM |
| SNH | $50.00 | $50.00 | 9/22/2009 4:50:44 PM |
| anton | $25.00 | $25.00 | 9/22/2009 4:51:37 PM |
| louisianalender | $100.00 | $100.00 | 9/22/2009 4:53:46 PM |
| boghdan2000 | $25.00 | $25.00 | 9/22/2009 4:57:27 PM |
| kegs | $100.00 | $100.00 | 9/22/2009 4:57:46 PM |
| richrobe | $25.00 | $25.00 | 9/22/2009 4:59:08 PM |
| MidnightBank | $25.00 | $25.00 | 9/22/2009 7:52:54 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/22/2009 9:33:35 PM |
| impressive-loan | $100.00 | $100.00 | 9/23/2009 8:23:35 AM |
| personal-lender | $25.00 | $25.00 | 9/23/2009 8:23:50 AM |
| Unitas4302 | $50.00 | $50.00 | 9/22/2009 8:52:22 PM |
| etraboulay | $50.00 | $50.00 | 9/25/2009 9:19:57 AM |
| loboman | $30.35 | $30.35 | 9/25/2009 2:02:05 PM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 2:20:06 PM |
| Bufordo | $75.00 | $75.00 | 9/26/2009 12:44:20 PM |
| Mowtown | $50.00 | $50.00 | 9/26/2009 4:41:51 PM |
| bid-papyrus | $25.00 | $25.00 | 9/28/2009 5:08:09 PM |
| Gaelicman | $50.00 | $50.00 | 9/29/2009 11:25:59 PM |
| mbf2234 | $50.00 | $50.00 | 10/2/2009 3:19:07 AM |
| PropertyInvest | $25.00 | $25.00 | 10/3/2009 6:52:43 PM |
| Maggie3 | $26.32 | $26.32 | 10/4/2009 2:55:10 AM |
| jamiee73 | $25.00 | $25.00 | 10/4/2009 2:58:13 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/5/2009 10:16:37 AM |
| erccpa | $53.36 | $53.36 | 10/6/2009 12:25:29 PM |
| peb44 | $25.00 | $25.00 | 10/6/2009 10:18:55 AM |
| doubledb | $35.00 | $35.00 | 10/6/2009 1:55:58 PM |
| asya | $30.00 | $30.00 | 10/6/2009 12:44:42 PM |
| MSCG | $30.68 | $30.68 | 10/6/2009 12:27:28 PM |
| fireferd | $50.00 | $50.00 | 10/6/2009 3:06:22 PM |
| dorypro | $25.00 | $25.00 | 10/6/2009 3:23:36 PM |
| oldman1947 | $25.00 | $25.00 | 10/6/2009 3:28:01 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/6/2009 4:20:23 PM |
| indomart | $25.00 | $25.00 | 10/6/2009 4:41:23 PM |
| CarDealer3070 | $30.00 | $30.00 | 9/22/2009 4:47:10 PM |
| slcchad | $25.00 | $25.00 | 9/22/2009 4:47:15 PM |
| lagnisiruk | $25.00 | $25.00 | 9/22/2009 4:50:01 PM |
| zone8 | $25.00 | $25.00 | 9/22/2009 4:51:16 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/22/2009 4:47:05 PM |
| snoopey100 | $25.00 | $25.00 | 9/22/2009 4:48:49 PM |
| turbine5 | $25.00 | $25.00 | 9/22/2009 4:58:55 PM |
| treasure-bliss | $50.00 | $50.00 | 9/22/2009 4:51:01 PM |
| delivery | $25.00 | $25.00 | 9/22/2009 4:46:45 PM |
| Halos2002 | $50.00 | $50.00 | 9/22/2009 4:51:45 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/22/2009 4:49:05 PM |
| Mantis75 | $25.00 | $25.00 | 9/22/2009 4:51:05 PM |
| heroic-benefit | $25.00 | $25.00 | 9/22/2009 4:53:57 PM |
| RadCad1 | $25.00 | $25.00 | 9/22/2009 4:54:15 PM |
| coolspeed | $25.00 | $25.00 | 9/22/2009 4:55:54 PM |
| visionary-currency | $25.00 | $25.00 | 9/22/2009 4:57:22 PM |
| larrybird | $95.00 | $95.00 | 9/22/2009 4:58:10 PM |
| project07 | $25.00 | $25.00 | 9/23/2009 3:12:21 AM |
| cash-tiramisu | $250.00 | $177.87 | 9/23/2009 9:32:54 AM |
| deal-secret-agent | $25.00 | $25.00 | 9/23/2009 8:07:06 AM |
| encantado | $38.39 | $38.39 | 9/25/2009 10:06:06 AM |
| smyrna08 | $25.00 | $25.00 | 9/25/2009 11:20:04 AM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 9/25/2009 11:09:42 AM |
| jamiee73 | $25.00 | $25.00 | 9/27/2009 11:51:55 AM |
| mikeyp411 | $27.20 | $27.20 | 10/1/2009 3:37:03 PM |
| atlas100 | $25.00 | $25.00 | 10/3/2009 8:36:04 AM |
| nsx91 | $25.83 | $25.83 | 10/4/2009 8:28:10 AM |
| compuguy8 | $25.00 | $25.00 | 10/6/2009 7:26:00 AM |
| PapaSmurf69 | $50.00 | $50.00 | 10/6/2009 11:14:45 AM |
| icon7 | $25.00 | $25.00 | 10/6/2009 1:04:48 PM |
| DonDiego | $25.00 | $25.00 | 10/6/2009 1:13:13 PM |
| Leshan | $25.00 | $25.00 | 10/6/2009 1:32:33 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/6/2009 3:50:29 PM |
| yu-rik | $75.00 | $75.00 | 10/6/2009 3:53:10 PM |
| tashara | $25.00 | $25.00 | 10/6/2009 2:46:57 PM |
| zztopdog | $25.00 | $25.00 | 10/6/2009 4:34:52 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
425729
This series of Notes was issued and sold upon the funding of the borrower loan #38850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,380 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wealth-monger |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Sep-2008)
|
|
Principal balance:
| $1,442.24 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
consolidating existing obligations
Purpose of loan:
This loan will be used to??consolidate existing financial obligations.?? I'm trying to simplify my finances to pay off some hospital bills and other misc. bills to make?my?financial life?easier to handle.
My financial situation:
I am a good candidate for this loan because? I always pay my bills on time and am very conscientious about my obligations.? I am currently buying a home?where the rental payments I am making is going toward the purchase-therefore it is not classified as an ownership at this point.
Monthly net income: 3064.00
Monthly expenses:?
??Housing: $ 400.00
??Insurance: $?31.00
??Car expenses: $ 25.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $?500.00
??Other expenses: 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 9/28/2009 5:05:14 PM |
| Quest4euphoria | $25.00 | $25.00 | 10/1/2009 11:23:40 AM |
| privatebankerva | $25.00 | $25.00 | 10/6/2009 8:10:44 AM |
| jpf27 | $100.00 | $100.00 | 10/6/2009 7:54:14 AM |
| kingbob | $25.11 | $25.11 | 10/6/2009 1:37:22 PM |
| zydeco337 | $25.00 | $25.00 | 10/6/2009 6:15:46 PM |
| Leshan | $100.00 | $100.00 | 10/8/2009 7:32:29 AM |
| 101010 | $100.00 | $100.00 | 10/8/2009 7:45:57 AM |
| EEasyMoney | $25.00 | $25.00 | 10/8/2009 8:30:16 AM |
| asian808 | $25.00 | $25.00 | 10/8/2009 4:30:01 AM |
| pouch1 | $25.00 | $25.00 | 10/8/2009 12:06:18 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/8/2009 12:17:56 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/8/2009 9:49:58 AM |
| just-trade0 | $25.00 | $25.00 | 10/8/2009 1:30:06 PM |
| PropertyInvest | $25.00 | $25.00 | 10/8/2009 3:09:22 PM |
| bronzmajom | $25.00 | $25.00 | 10/8/2009 1:41:22 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 2:55:20 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 10/8/2009 2:47:03 PM |
| Wachocia | $25.87 | $25.87 | 10/8/2009 4:29:25 PM |
| Eloise62 | $75.00 | $75.00 | 10/2/2009 8:09:32 PM |
| Dave_Cashflow | $40.00 | $40.00 | 10/5/2009 12:06:49 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/5/2009 7:24:05 PM |
| mrxtravis | $100.00 | $100.00 | 10/7/2009 10:56:25 AM |
| investment-cluster | $25.00 | $25.00 | 10/8/2009 2:14:13 AM |
| Miami_Lending | $600.00 | $124.02 | 10/8/2009 7:34:28 AM |
| maga | $200.00 | $200.00 | 10/8/2009 11:05:23 AM |
| Fromthebu | $25.00 | $25.00 | 10/8/2009 1:05:51 PM |
| LittleHelp | $25.00 | $25.00 | 10/8/2009 11:27:50 AM |
| abfs | $50.00 | $50.00 | 10/8/2009 11:53:58 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/8/2009 4:02:59 PM |
| ddimports | $25.00 | $25.00 | 10/8/2009 2:22:38 PM |
| BrownleeManagement | $25.00 | $25.00 | 10/8/2009 5:04:43 PM |
| LAKETIME | $25.00 | $25.00 | 10/8/2009 4:18:59 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
425873
This series of Notes was issued and sold upon the funding of the borrower loan #38859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-25-2009 |
| |
Auction end date:
| Oct-09-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.21% |
Starting monthly payment:
| $45.25 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 17.02% |
Final monthly payment:
| $41.01 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.79% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 7
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 23y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,883 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 91% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stevwill |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Aug-2009)
620-640
(Apr-2008)
580-600
(Feb-2008)
|
|
Principal balance:
| $1,530.36 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
home improvement....new paint and c
Purpose of loan:
This loan will be used to? paint and repair gutters on my house
My financial situation:
I am a good candidate for this loan because? i have paid off over half of my first prosper loan with no missed or late payments. need to improve house condition before getting home equity loan to pay off my two remaining credit cards.
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 501
??Insurance: $ 170
??Car expenses: $ 305
??Utilities: $ 120
??Phone, cable, internet: $ 30
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hey stevwill-- why does your profile list you as not a homeowner? Thanks and good luck with your listing. - bondhedger
A:
i do own a home. i will correct this in my profile.
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/5/2009 5:59:55 PM |
| maga | $100.00 | $100.00 | 10/8/2009 8:00:20 PM |
| 4mydaughterseducation | $35.00 | $35.00 | 10/8/2009 8:35:32 PM |
| glenium | $25.00 | $25.00 | 10/9/2009 5:03:52 AM |
| sunnysally | $25.00 | $25.00 | 10/9/2009 7:40:07 AM |
| Radu43 | $25.00 | $25.00 | 10/9/2009 8:14:53 AM |
| Leshan | $100.00 | $100.00 | 10/9/2009 7:57:42 AM |
| ryan516 | $25.00 | $25.00 | 10/9/2009 6:27:56 AM |
| juxtapose | $25.00 | $25.00 | 10/9/2009 8:58:53 AM |
| -Angel-Investor- | $60.00 | $60.00 | 10/9/2009 11:22:28 AM |
| wwwUniversal | $25.00 | $25.00 | 10/9/2009 11:47:43 AM |
| fireferd | $86.00 | $86.00 | 10/9/2009 11:49:33 AM |
| TFAD72 | $25.00 | $25.00 | 10/9/2009 7:54:33 AM |
| BlessedEveryDay | $25.00 | $25.00 | 10/9/2009 11:12:11 AM |
| loan-eagle9 | $25.00 | $25.00 | 10/9/2009 11:50:47 AM |
| fireferd | $71.50 | $71.50 | 10/9/2009 11:47:12 AM |
| junes08 | $50.00 | $50.00 | 10/7/2009 12:38:53 PM |
| spqrxxi | $25.00 | $25.00 | 10/8/2009 6:04:56 PM |
| martymaniaman | $25.00 | $25.00 | 10/9/2009 6:36:16 AM |
| LeoBUSIIT | $25.00 | $25.00 | 10/8/2009 9:43:08 PM |
| Kash2010lu | $25.00 | $25.00 | 10/9/2009 8:07:19 AM |
| jetsons6866 | $25.00 | $25.00 | 10/9/2009 7:55:54 AM |
| mwb | $25.00 | $25.00 | 10/9/2009 10:09:50 AM |
| LendingHelper | $50.00 | $50.00 | 10/9/2009 9:03:40 AM |
| Zachilles | $50.00 | $17.50 | 10/9/2009 8:52:30 AM |
| Polonius | $50.00 | $50.00 | 10/9/2009 11:30:50 AM |
| Orbason | $50.00 | $50.00 | 10/9/2009 11:48:49 AM |
| reflective-rupee | $25.00 | $25.00 | 10/9/2009 9:52:07 AM |
| realtormoises | $25.00 | $25.00 | 10/9/2009 9:54:10 AM |
| Mikale360 | $25.00 | $25.00 | 10/9/2009 11:07:48 AM |
| fatboy888 | $25.00 | $25.00 | 10/9/2009 11:16:43 AM |
| BR-549 | $30.00 | $30.00 | 10/9/2009 11:48:02 AM |
| 32 bids
|
Borrower Payment Dependent Notes Series
425995
This series of Notes was issued and sold upon the funding of the borrower loan #38903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 31.34% |
Starting monthly payment:
| $41.03 |
|
Final lender yield:
| 15.50% |
Final borrower rate/APR:
| 16.50% / 20.20% |
Final monthly payment:
| $35.40 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.35% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $350 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| His-story |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 580-600
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Consolidating remaining debt
Purpose of loan:
This loan will be used to consolidate the remaining balance of my student loan, car payment and unexpected medical bills.
This will assist me in paying these debts off earlier and allowing me to have a lower monthly payment.?
Your assistance is appreciated in advance.? Thanks
My financial situation:
I am a good candidate for this loan becaus I'm financially responsible and I have good credit which is something I value.?? I've borrowed from prosper before and payed the loan off way in advance.? I will do the same thing for this loan as well.? Thanks again
Monthly net income: $ 3000
Monthly expenses: $ 2500
??Housing: $ 1150
??Insurance: $ 115
??Car expenses: $ 500
??Utilities: $ 115
??Phone, cable, internet: $ 115
??Food, entertainment: $ 350
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loanman2007 | $50.00 | $50.00 | 10/7/2009 10:45:43 AM |
| BankofBeth | $50.00 | $50.00 | 10/9/2009 4:24:29 PM |
| khamlagirl | $25.00 | $25.00 | 10/10/2009 1:46:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 10:47:48 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/10/2009 7:17:06 PM |
| Feyenoord | $50.00 | $50.00 | 10/11/2009 11:40:10 AM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/10/2009 6:35:17 PM |
| Astyanax | $25.00 | $25.00 | 10/11/2009 11:09:12 AM |
| sorace | $100.00 | $100.00 | 10/11/2009 7:20:41 AM |
| dudebrah | $25.00 | $25.00 | 10/11/2009 6:52:26 PM |
| LendingHelper | $50.00 | $50.00 | 10/12/2009 8:27:50 AM |
| helynn43 | $25.00 | $25.00 | 10/12/2009 1:13:53 PM |
| PropertyInvest | $25.00 | $25.00 | 10/8/2009 3:05:43 PM |
| credit-coach118 | $25.00 | $25.00 | 10/10/2009 3:43:35 PM |
| 4mydaughterseducation | $26.98 | $26.98 | 10/10/2009 4:46:47 PM |
| lasalle123 | $54.75 | $54.75 | 10/12/2009 6:23:16 AM |
| surferracerskaterboy | $50.00 | $50.00 | 10/11/2009 4:43:50 PM |
| Student_Capital | $50.00 | $50.00 | 10/11/2009 10:33:11 PM |
| quiggles | $25.00 | $25.00 | 10/12/2009 6:33:43 AM |
| maga | $50.00 | $50.00 | 10/12/2009 12:32:40 PM |
| dorypro | $25.00 | $18.27 | 10/12/2009 11:09:31 AM |
| klemer | $25.00 | $25.00 | 10/12/2009 1:07:51 PM |
| djax | $25.00 | $25.00 | 10/12/2009 1:26:02 PM |
| hope-lionheart1 | $75.00 | $75.00 | 10/12/2009 3:45:47 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/12/2009 4:00:39 PM |
| kinetic-social | $25.00 | $25.00 | 10/12/2009 4:03:27 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
426425
This series of Notes was issued and sold upon the funding of the borrower loan #38862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,180 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bearer524 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 580-600
(Aug-2008)
|
|
Principal balance:
| $752.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Registering my car
Purpose of loan:
I have not paid the sales tax yet on my new car so I will use it to register my vehicle. My tags are currently expired and I would really like to make my car legal.
My financial situation:
I am a good candidate for this loan because I have paid on all of my prosper loans without? default and will continue to do so in the future. I could really use the help and do not mind paying a high interest rate for that help. Thank you for eveyones consideration.
Monthly net income: $ 1700
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 85
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 75
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 125
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
how is it that you do not have any housing expense ? - sturdy-peace9
A:
Well I am a college student and live with my parents. As long as I have good grades in school they let me live there rent free.
(Oct-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $100.00 | $100.00 | 9/30/2009 11:21:26 PM |
| LAKETIME | $25.00 | $25.00 | 10/1/2009 3:41:50 PM |
| EEasyMoney | $25.00 | $25.00 | 10/3/2009 11:55:45 AM |
| EEasyMoney | $25.00 | $25.00 | 10/6/2009 9:00:24 AM |
| SCIGIE | $25.00 | $25.00 | 10/6/2009 4:35:40 PM |
| reflective-rupee | $100.00 | $100.00 | 10/6/2009 9:48:57 PM |
| mrbill5548 | $50.00 | $50.00 | 10/6/2009 9:51:21 PM |
| buffalobills | $25.00 | $25.00 | 10/7/2009 8:33:57 AM |
| skater | $25.00 | $25.00 | 10/7/2009 6:59:39 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/7/2009 10:27:30 AM |
| PrinceValium | $25.00 | $25.00 | 10/7/2009 8:07:10 PM |
| planky | $50.00 | $50.00 | 10/8/2009 1:47:19 PM |
| glenmailman | $25.00 | $25.00 | 10/8/2009 4:20:47 PM |
| Peer_Lender | $27.48 | $27.48 | 10/8/2009 4:45:44 PM |
| Headfones | $25.00 | $25.00 | 10/8/2009 5:45:42 PM |
| pog27 | $50.00 | $50.00 | 10/8/2009 4:51:27 PM |
| fallentimbers | $25.00 | $25.00 | 10/8/2009 6:18:09 PM |
| brother_tam | $50.00 | $50.00 | 10/2/2009 7:34:59 PM |
| noble-revenue | $25.00 | $25.00 | 10/3/2009 6:34:38 AM |
| periko | $50.00 | $50.00 | 10/3/2009 8:22:08 PM |
| gold-cluster | $100.00 | $100.00 | 10/4/2009 10:13:29 AM |
| victor111 | $25.00 | $25.00 | 10/4/2009 6:27:12 PM |
| shawnw2 | $75.00 | $75.00 | 10/6/2009 2:56:30 AM |
| zydeco337 | $25.00 | $25.00 | 10/6/2009 6:24:10 PM |
| reflective-rupee | $100.00 | $100.00 | 10/6/2009 9:50:36 PM |
| kingbob | $25.10 | $25.10 | 10/7/2009 1:51:33 PM |
| jybank | $50.00 | $50.00 | 10/7/2009 4:22:35 PM |
| justme4now | $25.00 | $25.00 | 10/8/2009 11:47:09 AM |
| honorable-treasure | $25.00 | $25.00 | 10/8/2009 1:06:09 PM |
| LittleHelp | $25.00 | $25.00 | 10/8/2009 10:41:24 AM |
| blazing-capital | $100.00 | $100.00 | 10/8/2009 1:42:22 PM |
| bronzmajom | $25.00 | $25.00 | 10/8/2009 1:50:12 PM |
| marwadi-62 | $50.00 | $50.00 | 10/8/2009 4:45:45 PM |
| pog27 | $25.00 | $13.50 | 10/8/2009 7:20:08 PM |
| EngineersAlliance | $25.00 | $25.00 | 10/8/2009 6:21:10 PM |
| Engineer44 | $33.92 | $33.92 | 10/8/2009 6:37:05 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
427393
This series of Notes was issued and sold upon the funding of the borrower loan #38915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.79% |
Starting monthly payment:
| $49.41 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.65% |
Final monthly payment:
| $48.61 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,676 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| shrewd-transparency1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying miscellaneous medical bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-crescendo1 | $25.00 | $25.00 | 10/7/2009 4:31:12 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/7/2009 4:31:46 PM |
| sas19 | $25.00 | $25.00 | 10/7/2009 4:32:49 PM |
| justice-dna | $25.00 | $25.00 | 10/7/2009 4:33:21 PM |
| SNH | $50.00 | $50.00 | 10/7/2009 4:33:29 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/7/2009 4:30:48 PM |
| kulender | $25.00 | $25.00 | 10/7/2009 4:30:56 PM |
| DukSerduk | $25.00 | $25.00 | 10/7/2009 4:32:33 PM |
| gold-tsunami | $25.00 | $25.00 | 10/7/2009 4:32:46 PM |
| Barak | $80.00 | $80.00 | 10/7/2009 4:32:58 PM |
| compoundinterest | $50.00 | $50.00 | 10/7/2009 4:33:19 PM |
| degster | $25.00 | $25.00 | 10/7/2009 4:33:25 PM |
| turbine5 | $40.00 | $40.00 | 10/7/2009 4:33:27 PM |
| gracej | $25.00 | $25.00 | 10/7/2009 4:33:33 PM |
| transparency-giant | $50.00 | $50.00 | 10/7/2009 4:30:05 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/7/2009 4:32:25 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/7/2009 4:32:52 PM |
| j48 | $25.00 | $25.00 | 10/7/2009 4:33:02 PM |
| larrybird | $95.00 | $40.00 | 10/7/2009 4:33:50 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 2:25:35 AM |
| personal-lender | $25.00 | $25.00 | 10/7/2009 4:31:20 PM |
| djh47a | $40.00 | $40.00 | 10/7/2009 4:33:10 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/7/2009 4:33:38 PM |
| junes08 | $50.00 | $50.00 | 10/7/2009 4:34:55 PM |
| abidos | $25.00 | $25.00 | 10/7/2009 4:30:53 PM |
| skuba | $50.00 | $50.00 | 10/7/2009 4:32:36 PM |
| anton | $50.00 | $50.00 | 10/7/2009 4:33:07 PM |
| BlindProphet | $25.00 | $25.00 | 10/7/2009 4:33:16 PM |
| Havana21 | $100.00 | $100.00 | 10/7/2009 4:33:34 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/7/2009 4:33:41 PM |
| kegs | $100.00 | $100.00 | 10/7/2009 4:33:47 PM |
| point-zebra | $25.00 | $25.00 | 10/7/2009 4:30:34 PM |
| selector568 | $100.00 | $100.00 | 10/7/2009 4:30:38 PM |
| DonaldColorado | $25.00 | $25.00 | 10/7/2009 4:31:17 PM |
| Weaverville | $25.00 | $25.00 | 10/7/2009 4:32:30 PM |
| bchen78875 | $50.00 | $50.00 | 10/7/2009 4:32:41 PM |
| snowman34 | $25.00 | $25.00 | 10/7/2009 4:32:55 PM |
| inventive-funds | $25.00 | $25.00 | 10/7/2009 4:33:13 PM |
| kid8549 | $25.00 | $25.00 | 10/7/2009 4:33:44 PM |
| 39 bids
|