Need $ For New Baby

Purpose of loan:
Well, we wasn't even married for one year before we got the great news that we were epecting our first child.? Now she is here and we need a little help with finishing her room and paying off the medical bills associated with having baby.? Thats were YOU come in!? I got a loan thru Prosper for $1000 just to see how it worked.? With that I invested in two other loans and I paid off my initial Prosper loan in 1 YEAR!? The $1500 I am asking for is actually higher that what we are needing, but she is a new baby and I want to have a safety net incase something where to happen. Knock on wood. In any case, what isn't used will be used to pay down the loan. I should have this paid off in one year.? Thanks for the help...

My financial situation:
3 cars. 1 paid for.? 2 houses. One of which turns a profit (I live in the other).? And, a high credit score. You don't get this far by being financtially illiterate.

Monthly net income: $
$2800.00 from my full time job.? Plus another $200.00 from my rental.
Monthly expenses: $
??Housing: $ 650.00????
??Insurance: $ 100.00
??Car expenses: $?700.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 100.00

Start up Alternative Health Center

Purpose of loan:
This loan will be used for start up costs to begin?a new business, which has been a life long aspiration.? Most important, however, is that?I have created a solid business plan with a clear vision and mission and my intent is to help people.??I wish to open an alternative medicine center that will assist local physicians such as oncologists and neurologists to provide resources to patients with limited success with traditional western medications.? Between my healthcare background and my marketing experience, I am confident I have an approach that will be differentiated from the competition.? Starting my own business has been something?I have been grooming myself for for years and finally the opportunity presents itself!?

My financial situation:
I am a good candidate for this loan because?I?am committed to paying it back through hard work.? I do not like having to borrow money, but I also do not want to miss out on a great opportunity.? Please understand that I am a grounded, practical, responsible person not prone to rash decisions and would be a good investment.??After 16 years of related healthcare work experience that will support this endeavor, in addition to my MBA and surrounding myself with individuals (such as the attorney I have selected following thorough research), I am confident that there is a real need in the market for?these services.? My research has?revealed that this business?is bound to be lucrative with exponential growth.?Because of my integrity, I have solid credit demonstrating timely payments.? I just need your help to get started.? Thank you.

Q: Your facility would be located in the state you currently reside? Have you chosen a facility location, etc.? You sound like someone who plans things out carefully so I am sure you have done market research as well? - Fehu

A: The business will be located not only in the state I reside, but also in the metro area of the city in which I live. A specific facility has not been chosen at this time, however, the location is of key importance. Due to the nature of the business, alternative medicine and services, I have targeted an area that has three major hospitals and numerous medical buildings. Market research has been extensive in evaluating the competetion and knowing what will set the business apart from the rest. (Sep-09-2009)

Q: Just curious what services you will be offering? Staff, etc.? - Fehu

A: To be forthright, I would like to open a very clinical medical marijuana dispensary that includes other services such as massage therapy. I have 10+ years of healthcare experience and for the past 5 years, I have been a marketing director in the long term care field. I have visited others and thier approach is wrong & lack professionalism. They're not targeting those with serious illness the new legislation intended on helping. Staff is lined up-one masseuse and three employees. (Sep-11-2009)

Q: What is you expertise in using marijuana to treat medical conditions? Could you provide your educational back ground? Please answer publicly. Thanks. - cybercop45

A: I have worked in healthcare since 1993 and have done extensive research on the medicinal benefits of MMJ including personal testaments from current users related to debilitating conditions such as MS or cancer. I know MMJ is not well received in western medicine but that needs to change given its medicinal benefits with minimal side effects. The bottom line is that patients should know all their treatment options and have the freedom to choose. MMJ has other forms than just smoking it. (Sep-14-2009)

paying off bills

Purpose of loan:
This loan will be used to pay off some of my bills, strengthen my credit score?and position me for a refinance of my home.? I have been blessed to be a?new home owner, with equity in my home.? I have worked very hard to get to where I am today.? My goal is to only have?a mortgage debt.? The extra money that I?save from paying off credit cards will?allow me to increase my?savings, establish an emergency fund with at least one year of mortgage payments set aside, and?to help my mother.

My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I pay all of my debts back.? I am very responsible, and most importantly, I am very honest. I had a previous loan with Prosper and successfully paid it back.

Monthly net income: $ 4,995.00

Monthly expenses: $ 4,121.00
??Housing: $ 2,553
??Insurance: $ 140
?Utilities: $ 85
??Phone, cable, internet: $ 43
??Food, entertainment: $ 300
?household expenses $?200
??Credit cards and other loans: $ 900

Debt Consolidation

Purpose of loan:
This loan will be used to pay off some credit cards that have high interest rates

My financial situation:
I am a good candidate for this loan because I have a stable income in a growing career. I have a lot of experience in my line of work and our company is expanding.

Monthly net income: $ 5400.00

Monthly expenses: $ 120.00
??Housing: $ 1750.00
??Insurance: $ 200.00
??Car expenses: $ 100.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 578
??Other expenses: $

Debts and ortho.care for daughter

Purpose of loan:
This loan will be used to pay some debts. and help daughter who has a achilles tendon rupture and needs orthopaedic care.? She does not have a job and has no insurance.??

My financial situation:
I am a good candidate for this loan because?we have been working very hard to get our bills paid on time.? My husband recently lost his job,? I am desperately working on the bills.???

Monthly net income: $5,465.00

Monthly expenses: $
??Housing: $ 1,095.00
??Insurance: $ 700.00(estimate) house included in house note.
??Car expenses: $ $60.00 monthly?
??Utilities: $464.62
??Phone, cable,?$119/99-$ 85.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Q: Please explain the 13K in debt and how much is going for the surgery and the debt? - Johnab

A: I plan to pay approximately 2500 to 3000 on the debt and the remainder will be for the surgery. We had to take on some extra responsibilities when this daughter lost her job and this has lasted longer than was thought. As you know, just paying the minimum, with the interest added and finance charges,balances don't drop easily. (Sep-29-2009)