Sales Report:Supplement No. 44 dated Sep 23, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
421975
This series of Notes was issued and sold upon the funding of the borrower loan #38640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-11-2009 |
|
|
Starting lender yield:
| 28.43% |
Starting borrower rate/APR:
| 29.43% / 31.80% |
Starting monthly payment:
| $421.40 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $405.04 |
| |
|
Auction yield range:
| 11.18% - 28.43% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-780 (Aug-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,580 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| community-tycoon |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
remolding my grandpa's dream home
This loan will be used to remolding my home back in NEPAL. That is a very beautiful home my grand father made years ago. Now I have to put new roof, new floor, new windows and doors, and repaint it.
I am a permanent residence in USA holding a full time job in an Indian Restaurant as Executive Chef. I am working at the same place since march 2002. I make $40000 per year plus tips. I get my salary by monthly. So, there will be no problem to pay the installments .
I am married with two kids. My wife also works back there , so I don't have to pay for my wife and kids . I don't own a house . And I don't have to pay rent too, because my employer does that for me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
community-tycoon== I've already bid a little and would like to bid more. How can I be comfortable you will not simply disappear back to your family's homeland-- no disrespect. Thanks and good fortune on your listing. - bondhedger
A:
MR/MRS BONDHEDGER, this is absolutely okay to have concern about your investment . Well, As I mentioned in my listing , I am a permanent resident of USA . I am here since Feb. 2002. My future plan is to settle in USA as citizen. I have two kids and I think we have better future and opportunity in USA than back in NEPAL. This project is for my father and mother. I am fixing that house for them as a gift after we all (my wife and kids) start to live in USA by next year.
(Sep-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| delivery | $25.00 | $25.00 | 8/28/2009 4:20:08 PM |
| Sateesh | $100.00 | $100.00 | 8/28/2009 5:47:46 PM |
| seisen | $27.43 | $27.43 | 8/31/2009 4:51:48 PM |
| kokopuff | $25.00 | $25.00 | 8/31/2009 5:15:45 PM |
| fortytwo | $25.00 | $25.00 | 9/1/2009 12:08:34 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/1/2009 1:38:08 PM |
| Kaj | $25.00 | $25.00 | 9/1/2009 11:03:04 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/1/2009 7:22:59 PM |
| AF_Trust | $25.00 | $25.00 | 9/1/2009 6:51:13 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/1/2009 9:06:27 PM |
| yomanie | $25.00 | $25.00 | 9/2/2009 11:52:22 AM |
| FeedTheMachine | $150.00 | $150.00 | 9/2/2009 2:15:15 PM |
| UCLA4life | $25.00 | $25.00 | 9/3/2009 8:06:19 AM |
| Halos2002 | $50.00 | $50.00 | 9/3/2009 8:22:18 AM |
| dinero-mason | $50.00 | $50.00 | 9/4/2009 9:05:26 AM |
| mathprof | $25.00 | $25.00 | 9/4/2009 10:21:52 AM |
| honorable-yield | $25.00 | $25.00 | 9/4/2009 10:22:41 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/4/2009 10:35:37 AM |
| wampum-proton | $25.00 | $25.00 | 9/4/2009 11:44:13 AM |
| anton | $25.00 | $25.00 | 9/4/2009 11:03:37 AM |
| lagnisiruk | $25.00 | $25.00 | 9/4/2009 11:04:07 AM |
| GElender | $25.00 | $25.00 | 9/4/2009 2:20:16 PM |
| bid-papyrus | $25.00 | $25.00 | 9/4/2009 1:50:13 PM |
| brmar | $25.00 | $25.00 | 9/4/2009 3:40:13 PM |
| dparkhom | $25.00 | $25.00 | 9/4/2009 3:56:24 PM |
| Papa_Mema | $50.00 | $50.00 | 9/4/2009 4:23:18 PM |
| decisive-capital | $50.00 | $50.00 | 9/5/2009 9:37:51 PM |
| impressive-loan | $40.00 | $40.00 | 9/5/2009 9:38:19 PM |
| slcchad | $25.00 | $25.00 | 9/7/2009 10:55:33 AM |
| willingnjc | $25.00 | $25.00 | 9/6/2009 10:59:25 PM |
| xana-rocky | $25.00 | $25.00 | 9/7/2009 4:21:00 PM |
| Katahdin | $25.00 | $25.00 | 9/7/2009 4:24:03 PM |
| skro | $25.00 | $25.00 | 9/7/2009 4:24:52 PM |
| andrewrobison | $25.00 | $25.00 | 9/7/2009 4:19:39 PM |
| gm93001 | $25.00 | $25.00 | 9/7/2009 8:05:47 PM |
| hc90474 | $25.00 | $25.00 | 9/7/2009 4:21:09 PM |
| heavy_ax | $25.00 | $25.00 | 9/7/2009 4:22:25 PM |
| KiwiElf | $25.00 | $25.00 | 9/7/2009 6:20:17 PM |
| invisible_hand | $25.00 | $9.18 | 9/7/2009 4:25:57 PM |
| ChrisKwan | $25.00 | $25.00 | 9/7/2009 6:05:15 PM |
| kyxysyx | $33.66 | $33.66 | 9/7/2009 9:30:25 PM |
| azncurls82 | $25.00 | $25.00 | 9/7/2009 11:33:48 PM |
| Hokiemon | $25.00 | $25.00 | 9/7/2009 8:15:15 PM |
| greenwell | $25.00 | $25.00 | 9/8/2009 11:52:40 AM |
| restech | $25.00 | $25.00 | 9/8/2009 4:10:57 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/8/2009 4:29:42 PM |
| helpingothers2007 | $25.00 | $25.00 | 9/8/2009 1:47:53 PM |
| rdecartus | $25.00 | $25.00 | 9/8/2009 2:18:30 PM |
| fareast_man | $25.00 | $25.00 | 9/8/2009 5:23:19 PM |
| jstefans | $25.00 | $25.00 | 9/8/2009 6:44:28 PM |
| money-shaker | $25.00 | $25.00 | 9/8/2009 7:39:01 PM |
| irrelevant | $25.00 | $25.00 | 9/8/2009 7:38:59 PM |
| upc_tnt | $25.00 | $25.00 | 9/8/2009 10:43:39 PM |
| gilbow | $25.00 | $25.00 | 9/9/2009 4:10:32 AM |
| skunkor2 | $50.00 | $50.00 | 9/9/2009 2:52:00 PM |
| utmom | $25.00 | $25.00 | 9/9/2009 3:25:15 PM |
| ErikB | $25.00 | $25.00 | 9/9/2009 8:29:30 AM |
| derec | $25.00 | $25.00 | 9/9/2009 11:48:11 AM |
| jpf27 | $50.00 | $50.00 | 9/9/2009 9:13:47 AM |
| LKN2RTR | $25.00 | $25.00 | 9/9/2009 12:25:16 PM |
| sensible-trade | $25.00 | $25.00 | 9/9/2009 10:03:47 AM |
| coolspeed | $25.00 | $25.00 | 9/9/2009 5:06:39 PM |
| Boxhead | $25.00 | $25.00 | 9/9/2009 3:50:04 PM |
| money-expert | $25.00 | $25.00 | 9/9/2009 5:12:03 PM |
| aFro | $25.00 | $25.00 | 9/9/2009 5:17:08 PM |
| mdf | $50.00 | $50.00 | 9/9/2009 5:18:57 PM |
| L-vex | $25.00 | $25.00 | 9/9/2009 5:19:01 PM |
| investorRE | $30.00 | $30.00 | 9/9/2009 5:25:33 PM |
| maverickfella | $25.00 | $25.00 | 9/9/2009 5:25:43 PM |
| TEAM-Jasper | $25.00 | $25.00 | 9/9/2009 5:25:48 PM |
| wgc | $25.00 | $25.00 | 9/9/2009 5:26:21 PM |
| capital-web193 | $25.00 | $25.00 | 9/9/2009 5:26:26 PM |
| YeoLenderSource | $25.00 | $25.00 | 9/9/2009 5:26:43 PM |
| inkplj | $40.07 | $40.07 | 9/9/2009 5:27:01 PM |
| aader | $25.00 | $25.00 | 9/9/2009 5:27:08 PM |
| draggon77 | $25.00 | $25.00 | 9/9/2009 5:27:43 PM |
| Apex-Lender | $25.00 | $25.00 | 9/9/2009 5:27:49 PM |
| SelectTrustLending | $25.00 | $25.00 | 9/9/2009 5:27:55 PM |
| wise-careful-greenback | $25.00 | $25.00 | 9/9/2009 5:13:51 PM |
| gotyourgear | $25.00 | $25.00 | 9/9/2009 5:52:56 PM |
| ayerobbie | $25.00 | $25.00 | 9/9/2009 5:17:14 PM |
| wealthstar | $25.00 | $25.00 | 9/9/2009 5:53:25 PM |
| HalfDayz | $50.00 | $50.00 | 9/9/2009 5:18:53 PM |
| All_Wins | $25.00 | $25.00 | 9/9/2009 5:19:35 PM |
| stoopidnoodle | $50.00 | $50.00 | 9/9/2009 5:10:59 PM |
| SkiNZ | $25.00 | $25.00 | 9/9/2009 5:11:34 PM |
| tspyz | $25.00 | $25.00 | 9/9/2009 5:12:04 PM |
| stolan | $25.00 | $25.00 | 9/9/2009 5:20:44 PM |
| kubien | $25.00 | $25.00 | 9/9/2009 5:15:00 PM |
| browneyegravy | $25.00 | $25.00 | 9/9/2009 5:16:36 PM |
| loan-master996 | $50.00 | $50.00 | 9/9/2009 5:17:04 PM |
| modemco | $25.00 | $25.00 | 9/9/2009 5:17:44 PM |
| Supp0rter | $50.00 | $50.00 | 9/9/2009 5:17:58 PM |
| dashawn | $25.00 | $25.00 | 9/9/2009 5:18:12 PM |
| TPSB | $50.00 | $50.00 | 9/9/2009 5:26:34 PM |
| festeringsnot | $25.00 | $25.00 | 9/9/2009 5:26:42 PM |
| nycloan | $25.00 | $25.00 | 9/9/2009 5:26:57 PM |
| joeirps | $25.00 | $25.00 | 9/9/2009 5:27:11 PM |
| Asailorman | $50.00 | $50.00 | 9/9/2009 5:18:45 PM |
| redbomb5 | $25.00 | $25.00 | 9/9/2009 5:27:28 PM |
| mirolender | $25.00 | $25.00 | 9/9/2009 5:27:51 PM |
| income-rocker2 | $25.00 | $25.00 | 9/9/2009 5:26:40 PM |
| sjev | $25.00 | $25.00 | 9/9/2009 5:26:44 PM |
| Adaboy | $25.00 | $25.00 | 9/9/2009 5:27:19 PM |
| puifais | $25.00 | $25.00 | 9/9/2009 5:27:25 PM |
| TrustinOthers | $25.00 | $25.00 | 9/9/2009 5:27:50 PM |
| tillit | $25.00 | $25.00 | 9/9/2009 5:28:46 PM |
| AgTiPinisher | $25.00 | $25.00 | 9/9/2009 5:29:00 PM |
| dartmouth99 | $25.00 | $25.00 | 9/9/2009 5:50:30 PM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:24 PM |
| MAYBROOK | $25.00 | $25.00 | 9/9/2009 5:53:27 PM |
| CSIGuy | $25.00 | $25.00 | 9/9/2009 5:53:26 PM |
| amijo | $25.00 | $25.00 | 9/10/2009 6:59:49 AM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:51:48 PM |
| indrucal | $25.00 | $25.00 | 9/9/2009 9:44:39 PM |
| Rosencranz | $25.00 | $25.00 | 9/9/2009 8:14:29 PM |
| buffalobills | $25.00 | $25.00 | 9/9/2009 8:17:33 PM |
| JRockdown | $25.00 | $25.00 | 9/9/2009 8:19:52 PM |
| Kijib | $25.00 | $25.00 | 9/10/2009 1:19:25 AM |
| basis-mammal | $25.00 | $25.00 | 9/10/2009 11:46:10 AM |
| scott1058 | $41.99 | $41.99 | 9/10/2009 11:24:24 AM |
| lookingup78 | $25.00 | $25.00 | 9/10/2009 4:44:42 PM |
| yarg | $25.00 | $25.00 | 9/10/2009 4:44:58 PM |
| zeelender | $25.00 | $25.00 | 9/10/2009 4:45:06 PM |
| Casman8815 | $25.00 | $25.00 | 9/10/2009 4:45:14 PM |
| busybee007 | $25.00 | $25.00 | 9/10/2009 4:45:27 PM |
| Amused1 | $25.00 | $25.00 | 9/10/2009 4:45:37 PM |
| Raetha | $25.00 | $25.00 | 9/10/2009 4:45:44 PM |
| ajk_blue | $25.00 | $25.00 | 9/10/2009 4:57:21 PM |
| shopzone | $49.36 | $49.36 | 9/10/2009 4:58:16 PM |
| Georgetastic | $25.00 | $25.00 | 9/10/2009 4:30:41 PM |
| joseapg | $25.00 | $25.00 | 9/10/2009 7:24:25 PM |
| KDW08 | $25.00 | $25.00 | 9/10/2009 4:44:39 PM |
| CaboWaboRobo | $25.00 | $25.00 | 9/10/2009 4:44:48 PM |
| Zipline | $25.00 | $25.00 | 9/10/2009 4:44:56 PM |
| GoodScot | $25.00 | $25.00 | 9/10/2009 4:45:20 PM |
| johnayan | $25.00 | $25.00 | 9/10/2009 4:45:54 PM |
| Wowzer | $25.00 | $25.00 | 9/10/2009 4:46:50 PM |
| Sam65 | $25.00 | $25.00 | 9/10/2009 4:44:38 PM |
| theopposites | $25.00 | $25.00 | 9/10/2009 4:44:50 PM |
| dbmurch | $25.00 | $25.00 | 9/10/2009 4:45:09 PM |
| A007 | $25.00 | $25.00 | 9/10/2009 4:45:16 PM |
| iceman33 | $25.00 | $25.00 | 9/10/2009 4:45:25 PM |
| beakerfish | $50.00 | $50.00 | 9/10/2009 4:45:31 PM |
| jdc10128 | $25.00 | $25.00 | 9/10/2009 4:45:52 PM |
| LAM26 | $25.00 | $25.00 | 9/10/2009 4:46:27 PM |
| Au-Ag-Pt | $50.00 | $50.00 | 9/10/2009 5:03:27 PM |
| LibbyZ | $42.44 | $42.44 | 9/10/2009 5:10:49 PM |
| nick5454 | $25.00 | $25.00 | 9/10/2009 4:57:11 PM |
| Leshan | $50.00 | $50.00 | 9/11/2009 8:34:31 AM |
| Pro-Lender | $25.00 | $25.00 | 9/11/2009 6:09:36 AM |
| Bobusa | $25.00 | $25.00 | 9/11/2009 1:07:05 PM |
| Snoopylover | $25.00 | $25.00 | 9/11/2009 1:17:57 PM |
| screenname03 | $25.00 | $25.00 | 9/10/2009 9:44:37 PM |
| Slowtype | $25.00 | $25.00 | 9/11/2009 2:10:35 PM |
| jblack01 | $25.00 | $25.00 | 9/11/2009 2:09:42 AM |
| Midg | $25.00 | $25.00 | 9/11/2009 3:09:25 PM |
| BankOfThomas | $26.44 | $26.44 | 9/11/2009 11:40:34 AM |
| branaa99 | $50.00 | $50.00 | 9/11/2009 3:59:29 PM |
| branaa99 | $25.00 | $25.00 | 9/11/2009 4:00:09 PM |
| YogaDude34 | $25.00 | $25.00 | 9/11/2009 1:09:26 PM |
| planetibet | $50.00 | $50.00 | 9/11/2009 11:39:02 AM |
| HH123 | $25.00 | $25.00 | 9/11/2009 3:09:36 PM |
| iinsuru | $25.00 | $25.00 | 9/11/2009 3:54:38 PM |
| Mantis75 | $25.00 | $25.00 | 8/28/2009 4:25:39 PM |
| thedreamer | $25.00 | $25.00 | 8/28/2009 4:20:05 PM |
| secobarbital | $25.00 | $25.00 | 8/28/2009 4:24:37 PM |
| CarDealer3070 | $30.00 | $30.00 | 8/28/2009 4:28:04 PM |
| goofy15975 | $25.00 | $25.00 | 9/1/2009 6:59:11 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 7:22:02 AM |
| rmachi | $25.00 | $25.00 | 9/2/2009 8:13:13 AM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 12:55:02 PM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:20:50 AM |
| testobsessed | $100.00 | $100.00 | 9/3/2009 10:54:14 AM |
| SNH | $25.00 | $25.00 | 9/3/2009 7:45:22 PM |
| YQQ | $25.00 | $25.00 | 9/3/2009 10:31:45 PM |
| punctual-worth | $25.00 | $25.00 | 9/4/2009 11:24:01 AM |
| kmavm | $25.00 | $25.00 | 9/4/2009 10:59:50 AM |
| ChrisTJ | $25.00 | $25.00 | 9/4/2009 4:26:34 PM |
| saffron4 | $25.00 | $25.00 | 9/4/2009 9:20:23 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/5/2009 5:02:02 PM |
| gold-blanket | $27.87 | $27.87 | 9/5/2009 5:05:31 PM |
| KevinC_63366 | $25.00 | $25.00 | 9/7/2009 12:05:31 PM |
| CPAMAN | $25.00 | $25.00 | 9/7/2009 12:45:23 PM |
| p2p-allocator | $25.00 | $25.00 | 9/7/2009 4:25:16 PM |
| return-owner | $25.00 | $25.00 | 9/7/2009 4:25:31 PM |
| MicroPod | $25.00 | $25.00 | 9/7/2009 7:40:55 PM |
| natecam | $25.00 | $25.00 | 9/7/2009 4:20:19 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/7/2009 4:21:05 PM |
| nicklds | $25.00 | $25.00 | 9/7/2009 8:12:04 PM |
| Marfloogan | $25.00 | $25.00 | 9/7/2009 4:20:40 PM |
| lending-bear | $25.00 | $25.00 | 9/7/2009 4:21:27 PM |
| head | $25.00 | $25.00 | 9/7/2009 5:50:58 PM |
| Helenska11 | $46.23 | $46.23 | 9/7/2009 6:35:30 PM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:06:34 AM |
| rhin0cerx | $40.35 | $40.35 | 9/7/2009 8:50:15 PM |
| Elbanko | $25.00 | $25.00 | 9/7/2009 9:05:19 PM |
| LBOregon | $25.00 | $25.00 | 9/7/2009 9:00:19 PM |
| Ananya | $25.00 | $25.00 | 9/8/2009 8:19:33 AM |
| unclejaef | $25.00 | $25.00 | 9/8/2009 11:52:34 AM |
| biobulator | $25.00 | $25.00 | 9/8/2009 3:18:58 PM |
| theincarnatemike | $25.00 | $25.00 | 9/8/2009 11:46:18 AM |
| money-vista | $25.00 | $25.00 | 9/8/2009 4:42:43 PM |
| red-sublime-return | $25.00 | $25.00 | 9/8/2009 1:47:58 PM |
| Brainworm | $25.00 | $25.00 | 9/8/2009 12:01:01 PM |
| brodav | $50.00 | $50.00 | 9/8/2009 1:06:38 PM |
| 108lender | $25.00 | $25.00 | 9/8/2009 4:42:46 PM |
| simplewareinc | $44.65 | $44.65 | 9/8/2009 5:44:25 PM |
| asmithj | $50.00 | $50.00 | 9/8/2009 9:58:30 PM |
| Central_States_Mutual | $25.00 | $25.00 | 9/9/2009 9:21:34 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/9/2009 1:15:21 AM |
| loanstarst8 | $25.00 | $25.00 | 9/9/2009 10:25:21 AM |
| selfmademan | $25.00 | $25.00 | 9/9/2009 11:14:29 AM |
| mercuriant | $25.00 | $25.00 | 9/9/2009 12:17:02 PM |
| gotchai | $25.00 | $25.00 | 9/9/2009 1:15:19 AM |
| mrpowers5531 | $25.00 | $25.00 | 9/9/2009 3:15:28 PM |
| StWaldo | $25.00 | $25.00 | 9/9/2009 10:39:58 AM |
| dadalou | $25.00 | $25.00 | 9/9/2009 9:04:27 AM |
| omerta6102 | $47.54 | $47.54 | 9/9/2009 12:01:28 PM |
| Eloise62 | $50.00 | $50.00 | 9/9/2009 9:15:56 AM |
| bradania | $25.00 | $25.00 | 9/9/2009 12:50:53 PM |
| jplatypus | $25.00 | $25.00 | 9/9/2009 1:19:25 PM |
| damanq | $25.00 | $25.00 | 9/9/2009 3:15:40 PM |
| broepke | $25.00 | $25.00 | 9/9/2009 2:36:34 PM |
| b-rent | $25.00 | $25.00 | 9/9/2009 2:36:58 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/9/2009 3:50:08 PM |
| NATIVEBORN | $25.00 | $25.00 | 9/9/2009 3:00:08 PM |
| JRHdocRN | $25.00 | $25.00 | 9/9/2009 5:10:58 PM |
| micraman | $25.00 | $25.00 | 9/9/2009 5:12:07 PM |
| mizunoman | $25.00 | $25.00 | 9/9/2009 5:17:20 PM |
| PaulW | $25.00 | $25.00 | 9/9/2009 5:17:44 PM |
| whatknows | $25.00 | $25.00 | 9/9/2009 5:18:51 PM |
| zigzagz03 | $25.00 | $25.00 | 9/9/2009 5:26:25 PM |
| dough-bear | $50.00 | $50.00 | 9/9/2009 5:27:12 PM |
| gravbox | $25.00 | $25.00 | 9/9/2009 5:27:16 PM |
| DER | $45.16 | $45.16 | 9/9/2009 5:27:47 PM |
| Yaj | $25.00 | $25.00 | 9/9/2009 5:27:52 PM |
| Plotinus | $50.00 | $50.00 | 9/9/2009 5:28:43 PM |
| bankofkarl | $25.00 | $25.00 | 9/9/2009 5:10:47 PM |
| spsavage | $25.00 | $25.00 | 9/9/2009 5:52:23 PM |
| HunterSix | $25.00 | $25.00 | 9/9/2009 5:17:07 PM |
| Isotope | $25.00 | $25.00 | 9/9/2009 5:17:17 PM |
| cj3777 | $27.30 | $27.30 | 9/9/2009 5:17:42 PM |
| moopi | $25.00 | $25.00 | 9/9/2009 5:18:54 PM |
| theemhdoctor | $25.00 | $25.00 | 9/9/2009 5:19:41 PM |
| mjjjrj | $25.00 | $25.00 | 9/9/2009 5:20:25 PM |
| leftcoast52 | $25.00 | $25.00 | 9/9/2009 5:12:12 PM |
| dt2812 | $25.00 | $25.00 | 9/9/2009 5:13:04 PM |
| charlieok | $25.00 | $25.00 | 9/9/2009 5:14:56 PM |
| b2m80s | $25.00 | $25.00 | 9/9/2009 5:17:01 PM |
| mc81 | $25.00 | $25.00 | 9/9/2009 5:17:06 PM |
| igotmoney | $25.00 | $25.00 | 9/9/2009 5:17:16 PM |
| impasse1 | $25.00 | $25.00 | 9/9/2009 5:25:46 PM |
| andrewnar | $25.00 | $25.00 | 9/9/2009 5:26:03 PM |
| a-fund-paradise | $25.00 | $25.00 | 9/9/2009 5:18:01 PM |
| AKJagMan | $25.00 | $25.00 | 9/9/2009 5:18:10 PM |
| tac690 | $25.00 | $25.00 | 9/9/2009 5:26:24 PM |
| boybutter | $25.00 | $25.00 | 9/9/2009 5:26:56 PM |
| ebaysian | $25.00 | $25.00 | 9/9/2009 5:27:07 PM |
| zrohmm | $25.00 | $25.00 | 9/9/2009 5:18:48 PM |
| businessguy29 | $25.00 | $25.00 | 9/9/2009 5:27:37 PM |
| ChuckChedda | $25.00 | $25.00 | 9/9/2009 5:19:25 PM |
| salala | $25.00 | $25.00 | 9/9/2009 5:22:49 PM |
| divedude | $25.00 | $25.00 | 9/9/2009 5:31:38 PM |
| diverse2 | $25.00 | $25.00 | 9/9/2009 5:26:39 PM |
| kscc183 | $25.00 | $25.00 | 9/9/2009 5:26:41 PM |
| gizzywump | $25.00 | $25.00 | 9/9/2009 5:26:54 PM |
| nellaelyob | $25.00 | $25.00 | 9/9/2009 5:27:09 PM |
| Greenspot | $25.00 | $25.00 | 9/9/2009 5:27:24 PM |
| Microfinancer | $25.00 | $25.00 | 9/9/2009 5:50:48 PM |
| teega5 | $25.00 | $25.00 | 9/9/2009 5:53:24 PM |
| colorado23 | $25.00 | $25.00 | 9/9/2009 5:50:27 PM |
| camaraderi-entrepreneur | $25.00 | $25.00 | 9/9/2009 5:50:50 PM |
| TH99 | $25.00 | $25.00 | 9/9/2009 5:57:48 PM |
| DramaticGopher | $25.00 | $25.00 | 9/10/2009 6:24:25 AM |
| andycheb | $25.00 | $25.00 | 9/9/2009 8:14:31 PM |
| lostontheedge | $25.00 | $25.00 | 9/10/2009 8:39:28 AM |
| faldska | $25.00 | $25.00 | 9/10/2009 10:34:32 AM |
| topher515 | $25.00 | $25.00 | 9/9/2009 7:46:07 PM |
| JoshuaTreeGroup | $50.00 | $50.00 | 9/9/2009 9:44:43 PM |
| phunktion | $25.00 | $25.00 | 9/10/2009 6:44:42 AM |
| Trojan1976 | $25.00 | $25.00 | 9/10/2009 8:59:33 AM |
| Gobsek | $25.00 | $25.00 | 9/10/2009 7:48:05 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 9/10/2009 9:36:08 AM |
| snoopey100 | $25.00 | $25.00 | 9/10/2009 10:40:27 AM |
| showmestatekid | $25.00 | $25.00 | 9/10/2009 11:34:56 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/10/2009 2:16:08 PM |
| P7E | $40.00 | $40.00 | 9/10/2009 4:44:43 PM |
| lending_pugs | $25.00 | $25.00 | 9/10/2009 4:45:01 PM |
| windfall46 | $25.00 | $25.00 | 9/10/2009 4:45:11 PM |
| Tasmir | $25.00 | $25.00 | 9/10/2009 4:45:29 PM |
| sk8ndive | $25.00 | $25.00 | 9/10/2009 4:45:51 PM |
| Warbler | $25.00 | $25.00 | 9/10/2009 4:46:00 PM |
| tipan1 | $25.00 | $25.00 | 9/10/2009 4:46:11 PM |
| schnatty | $25.00 | $25.00 | 9/10/2009 4:46:20 PM |
| BCD | $25.00 | $25.00 | 9/10/2009 4:44:41 PM |
| Fahrquar | $25.00 | $25.00 | 9/10/2009 4:44:54 PM |
| bajaruss | $25.00 | $25.00 | 9/10/2009 4:44:57 PM |
| SpareChangeHero | $25.00 | $25.00 | 9/10/2009 4:45:36 PM |
| j-lender | $25.00 | $25.00 | 9/10/2009 4:45:55 PM |
| helaman | $36.00 | $36.00 | 9/10/2009 8:17:53 PM |
| PotBellyPete | $25.00 | $25.00 | 9/10/2009 4:46:58 PM |
| opmjdv | $25.00 | $25.00 | 9/10/2009 4:44:44 PM |
| Ryman81580 | $25.00 | $25.00 | 9/10/2009 4:44:47 PM |
| member874 | $25.00 | $25.00 | 9/10/2009 4:44:52 PM |
| mwl | $25.00 | $25.00 | 9/10/2009 4:45:12 PM |
| gdbanks | $25.00 | $25.00 | 9/10/2009 4:45:30 PM |
| star7705 | $40.47 | $40.47 | 9/10/2009 4:45:48 PM |
| pfenness | $60.00 | $60.00 | 9/10/2009 4:46:08 PM |
| whittlesey31 | $31.83 | $31.83 | 9/11/2009 4:39:58 AM |
| lawyervon | $25.00 | $25.00 | 9/10/2009 5:03:23 PM |
| whiffle | $25.00 | $25.00 | 9/11/2009 6:49:38 AM |
| maga | $200.00 | $200.00 | 9/11/2009 11:36:31 AM |
| codyrun | $25.00 | $25.00 | 9/11/2009 11:49:32 AM |
| cemseller | $25.00 | $25.00 | 9/11/2009 1:04:42 PM |
| wattboy | $317.03 | $317.03 | 9/11/2009 7:54:19 AM |
| MrMcduck | $25.00 | $25.00 | 9/11/2009 9:35:52 AM |
| bondhedger | $25.00 | $25.00 | 9/11/2009 3:23:05 PM |
| theshef | $25.00 | $25.00 | 9/11/2009 11:59:28 AM |
| zapquoc | $25.00 | $25.00 | 9/11/2009 7:48:58 AM |
| wwwUniversal | $25.00 | $25.00 | 9/11/2009 3:44:36 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/11/2009 4:04:10 PM |
| LarWit1512 | $25.00 | $25.00 | 9/11/2009 1:04:46 PM |
| jlr613 | $25.00 | $25.00 | 9/11/2009 9:52:28 AM |
| roux | $25.00 | $25.00 | 9/11/2009 11:54:56 AM |
| Katieo | $25.00 | $25.00 | 9/11/2009 2:35:20 PM |
| capital-galaxy | $75.00 | $75.00 | 9/11/2009 12:55:00 PM |
| dorypro | $25.00 | $25.00 | 9/11/2009 2:39:01 PM |
| site_ml | $25.00 | $25.00 | 9/11/2009 2:39:27 PM |
| investment-cluster | $25.00 | $25.00 | 9/11/2009 3:45:14 PM |
| 330 bids
|
Borrower Payment Dependent Notes Series
422507
This series of Notes was issued and sold upon the funding of the borrower loan #38631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 17.18% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 30 | Length of status: | 20y 10m |
|
Amount delinquent:
| $327 |
Revolving credit balance:
| $4,743 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 34% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 71 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| candomanythings65 |
Borrower's state:
| Colorado |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
? We are requesting a loan to help us pay off 3 credit cards. We did get behind in our bills, but we are paying off our delinquent accounts and they will be all paid off by February 2010. We have been paying off these account for the last 4.5 years. We plan to only use cash in the future so as to avoid getting in debt with credit cards again. We are in need of new tires on both our vehicles. We are working very hard to pay off our bills. (Family Financial will be paid in full next Feb. leaving $445.00 and credit cards $400-leaving 885.00 left over each month in Feb).
I have been with my job for 22 years and my husband has been with his for 9+ years now. I work as a medical assistant and my husband is a correctional officer. We have lived in the same house for 21 years and have never missed a house payment.
My income: $2000.00
My spouse: $2700.00
Our expenses:
House 955.00
Citifinancial 324.00
Car 255.00
Utilities 175.00
Cable 175.00
Car ins. 180.00
2nd mort 420.00
credit cards 400.00
IRA/401 245.00
Fridge payment 115.00
cell phone 160.00
Family Financial 445.00
Groceries/household 450.00
We would love to return the favor to others. Thank you for considering our request.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LeoBUSIIT | $25.00 | $25.00 | 9/14/2009 3:14:09 PM |
| jetlag7 | $25.00 | $25.00 | 9/14/2009 3:47:58 PM |
| Bill88 | $30.00 | $25.00 | 9/14/2009 3:10:36 PM |
| LAKETIME | $25.00 | $25.00 | 9/14/2009 1:37:25 PM |
| karmanxten | $2,400.00 | $2,400.00 | 9/14/2009 2:57:52 PM |
| 5 bids
|
Borrower Payment Dependent Notes Series
422675
This series of Notes was issued and sold upon the funding of the borrower loan #38634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,148.00 |
Prosper Rating:
| HR |
Auction start date:
| Sep-01-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $142.40 |
|
Final lender yield:
| 17.18% |
Final borrower rate/APR:
| 18.18% / 20.39% |
Final monthly payment:
| $114.09 |
| |
|
Auction yield range:
| 17.18% - 34.00% |
Estimated loss impact:
| 18.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 68% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,840 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 105% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| investment-beeper |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for College
Purpose of loan:
I attend Sacramento State University and this loan, if accepted, will be used in helping me pay for my college tuition ($2,488) as well as parking fees ($160) and text books ($500). I receive financial aid through my school but due to problems with paperwork, i wont be awarded this money till the first week of october; which mean i wouldn't even receive it until the second or possibly even third week of Oct. My school tuition is normally due by the 11th of September but my financial aid counselor is extending my deferment through the 24th. I have till then to come up with the money to pay for this or i will be dropped from all courses and be force to start paying off prior school loans. I only need this money temporarily until i receive the money from the school. I would be paying this loan off within the next two months because it should take no longer than that to get the money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am Tori's dad and I have tow loans with Prosper. I for $15,000 and another for $5,000, both current. Only $3,000 left of the $15,000 and $2,800 left of the $5,000. Her sister has two loans also. She will be good for this, I will make sure. - rlafayette
A:
yes, thanks dad!
(Sep-03-2009)
Q:
Tori's dad again. Tori was rear ended in Dec 2008 putting her on disabliilty that didn't cover her bills and thus her credit card had to be maxed to get thru. Her credit history is great other than that. Please help her to stay in college. - rlafayette
A:
Yes, Thanks again dad
(Sep-03-2009)
Q:
My loan numbers are #8946 & #27767 for reference. Sorry they don't have a support link anymore, at least I can't find it. That is why I am sending these in the Q&A link. Thanks Rick LaFayette - rlafayette
A:
Yup Thanks dad.
(Sep-03-2009)
Q:
Also this is her fourth year at Sac State and she has received a loan every year without a problem. Some how this year they got sent our 2007 tax returns instead of 2008. Has been rectified but might not make deadline. Needs you help. - rlafayette
A:
So true. Thanks dad.
(Sep-03-2009)
Q:
Hello again. Just tried to access my current loans with listing numbers I left earlier and Prosper must reuse listing number that aren't fully funded. The listings that showed up are not mine. Can e-mail you with listings if needed. Thanks Rick - rlafayette
A:
Thanks dad.
(Sep-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $3,148.00 | $3,148.00 | 9/11/2009 1:00:38 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
422853
This series of Notes was issued and sold upon the funding of the borrower loan #38637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction start date:
| Sep-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Sep-18-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 31.75% |
Final borrower rate/APR:
| 32.75% / 36.85% |
Final monthly payment:
| $43.97 |
| |
|
Auction yield range:
| 17.18% - 34.00% |
Estimated loss impact:
| 19.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,513 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| gulf28 |
Borrower's state:
| California |
Borrower's group:
| 0 DELINQUENCIES OR DECENT CREDIT GET FUNDED NOW |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 97% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < mo. late:
| 1
( 3% )
| 640-660
(Apr-2008)
620-640
(Mar-2007)
|
|
Principal balance:
| $883.79 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Need help with medical bills!
Purpose of loan:
Help me pay some medical bills
My financial situation:
I am a for military employee and now am a Deputy Sheriff with Kern County in California.
Monthly net income: $ 3600
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 150
??Car expenses: $ 600
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mobius_titan | $25.00 | $25.00 | 9/14/2009 5:08:46 AM |
| brother_tam | $50.00 | $50.00 | 9/14/2009 7:09:24 PM |
| I_want_to_help_you | $25.00 | $25.00 | 9/18/2009 9:44:48 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/18/2009 10:36:01 AM |
| bootanksmom | $25.00 | $25.00 | 9/18/2009 10:53:04 AM |
| maga | $100.00 | $100.00 | 9/18/2009 11:43:36 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/18/2009 11:26:21 AM |
| 5kids5 | $25.00 | $25.00 | 9/18/2009 12:09:50 PM |
| ddimports | $25.00 | $25.00 | 9/18/2009 1:30:55 PM |
| boodo | $400.71 | $400.71 | 9/18/2009 10:17:27 AM |
| Tahoeman | $25.00 | $25.00 | 9/18/2009 11:27:16 AM |
| BBL | $25.00 | $25.00 | 9/18/2009 11:28:10 AM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 11:41:48 AM |
| fatboy888 | $25.00 | $25.00 | 9/18/2009 11:16:59 AM |
| LAKETIME | $25.00 | $25.00 | 9/18/2009 11:56:52 AM |
| Feyenoord | $27.87 | $27.87 | 9/18/2009 12:05:04 PM |
| bronzmajom | $25.00 | $25.00 | 9/18/2009 12:14:30 PM |
| bronzmajom | $25.00 | $25.00 | 9/18/2009 12:19:26 PM |
| verticalhorizon | $50.00 | $44.42 | 9/18/2009 1:31:08 PM |
| kinetic-social | $27.00 | $27.00 | 9/18/2009 2:51:02 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
423043
This series of Notes was issued and sold upon the funding of the borrower loan #38639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Sep-21-2009 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 10.32% |
Starting monthly payment:
| $47.00 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 9.31% |
Final monthly payment:
| $46.32 |
| |
|
Auction yield range:
| 3.18% - 7.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $934 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| note-bunny737 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 760-780
(Sep-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Taking a small trip
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 9/8/2009 11:14:16 AM |
| thegreatstrafe | $25.00 | $25.00 | 9/9/2009 4:12:17 PM |
| impartial-deal | $25.00 | $25.00 | 9/9/2009 4:24:34 PM |
| festivecpl | $100.00 | $100.00 | 9/12/2009 4:30:52 PM |
| marwadi-62 | $300.00 | $300.00 | 9/16/2009 6:03:24 AM |
| outofoffice | $50.00 | $50.00 | 9/16/2009 9:09:41 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/18/2009 3:49:14 PM |
| Crisscross | $25.00 | $25.00 | 9/18/2009 5:43:57 PM |
| buckyhead2000 | $25.00 | $18.00 | 9/18/2009 5:47:41 PM |
| JCPlending | $25.00 | $25.00 | 9/19/2009 5:01:56 PM |
| blot44 | $50.00 | $50.00 | 9/20/2009 7:33:37 PM |
| blot44 | $50.00 | $50.00 | 9/21/2009 8:53:08 AM |
| bankar | $25.00 | $25.00 | 9/21/2009 10:57:37 AM |
| rmpedi33 | $50.00 | $50.00 | 9/21/2009 1:05:16 PM |
| swiftsoul | $25.00 | $25.00 | 9/8/2009 10:09:18 AM |
| amit_gu | $50.00 | $50.00 | 9/9/2009 9:46:08 AM |
| JCPlending | $25.00 | $25.00 | 9/9/2009 11:33:06 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/12/2009 10:40:40 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:41 PM |
| MrSolution | $50.00 | $50.00 | 9/14/2009 3:48:55 PM |
| hellasow | $25.00 | $25.00 | 9/14/2009 5:47:13 PM |
| market-assembler | $50.00 | $50.00 | 9/15/2009 5:17:11 PM |
| plbquic | $25.00 | $25.00 | 9/16/2009 12:41:38 PM |
| loanman2007 | $50.00 | $50.00 | 9/18/2009 6:42:23 AM |
| swissbanker | $50.00 | $50.00 | 9/20/2009 8:46:35 AM |
| Adventurouschef | $50.00 | $50.00 | 9/20/2009 11:24:52 AM |
| COtheBeast | $25.00 | $25.00 | 9/20/2009 3:03:37 PM |
| Blind_Pig | $27.00 | $27.00 | 9/20/2009 8:00:31 PM |
| little_shark_J | $25.00 | $25.00 | 9/20/2009 6:04:29 PM |
| quiggles | $25.00 | $25.00 | 9/21/2009 6:22:53 AM |
| loan-eagle9 | $25.00 | $25.00 | 9/21/2009 7:59:01 AM |
| prainvestment | $50.00 | $50.00 | 9/21/2009 8:10:51 AM |
| HappyToLoan | $30.00 | $30.00 | 9/21/2009 9:35:14 AM |
| redtilapia | $25.00 | $25.00 | 9/21/2009 1:15:07 PM |
| nanaof7 | $25.00 | $25.00 | 9/21/2009 3:26:39 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
423073
This series of Notes was issued and sold upon the funding of the borrower loan #38651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $113.12 |
|
Final lender yield:
| 20.06% |
Final borrower rate/APR:
| 21.06% / 23.31% |
Final monthly payment:
| $113.12 |
| |
|
Auction yield range:
| 8.18% - 20.06% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $295 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 5% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| medyas |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
pay property tax
I would like to apply for a personal loan in the amount of $3,000. The loan will be used to pay for the property tax on our home which is due by the end of this year.? The total property tax is at $5,200.? We were able to pay $2,200 last?August?of 2009, ?but are finding it difficult to come up with the balance.? We have had some emergency repairs on our home, and just paid our annual home insurance?coverage?and fear that we might not have enough to pay for the balance of our property tax.? I have a full time and very stable job?with a reputable printing company.? We do not have other bills except for our home mortgage of $540 a month and regular utitlity and household bills.? We do not have other dependents as our son is now deceased and our daughter is married and living with her husband and children in their own home.? We most definitely can afford to pay the monthly payments that will be due once the loan is granted.? Please help us out.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
This is a loan that will take you 3 years to repay, however the purpose if for an expense that you will incur every year. What do you plan to do next year when next year's property taxes are due? - forthright-durability
A:
We are in the process of working with our mortgage holder to include monthly mortgage payments our property taxes starting year 2010 to avoid this problem to occur in future. The money to be used for our property tax this year was used towards unexpected repairs on our home and also my wife's medical expenses that were not covered by our medical coverage plan. i feel confident that after we are able to pay this year's balance on our property tax, we will be able to start fresh for 2010.
(Sep-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ExcellentGreen | $25.00 | $25.00 | 9/9/2009 4:05:40 PM |
| tnjohnso | $25.00 | $25.00 | 9/13/2009 12:10:30 PM |
| Madron | $50.00 | $50.00 | 9/13/2009 2:57:23 PM |
| tranquil-balance | $25.00 | $25.00 | 9/15/2009 9:55:03 PM |
| YoungTaxMan | $37.81 | $37.81 | 9/16/2009 12:40:08 PM |
| NJournalist | $25.00 | $25.00 | 9/18/2009 3:34:04 PM |
| mattbly | $25.00 | $25.00 | 9/18/2009 4:17:47 PM |
| riptide615 | $2,000.00 | $891.16 | 9/20/2009 7:29:18 PM |
| rustysailor | $35.00 | $35.00 | 9/20/2009 10:49:46 PM |
| Fundmeister | $25.00 | $25.00 | 9/21/2009 8:19:43 AM |
| RadCad1 | $50.00 | $50.00 | 9/21/2009 1:43:54 PM |
| Skeptical-one | $50.00 | $50.00 | 9/21/2009 2:04:14 PM |
| Gaelicman | $120.00 | $120.00 | 9/21/2009 1:55:34 PM |
| MrOglesby | $25.00 | $25.00 | 9/21/2009 2:58:09 PM |
| cash2lendu | $50.00 | $50.00 | 9/21/2009 5:46:12 PM |
| Taho | $30.63 | $30.63 | 9/22/2009 6:43:39 AM |
| credit-maestro | $32.35 | $32.35 | 9/22/2009 4:51:57 AM |
| Bobusa | $25.00 | $25.00 | 9/22/2009 5:19:36 AM |
| bitano | $36.45 | $36.45 | 9/22/2009 6:41:37 AM |
| asset-numero-uno | $50.00 | $50.00 | 9/22/2009 9:40:23 AM |
| wwwUniversal | $25.00 | $25.00 | 9/22/2009 9:08:06 AM |
| LesPaul1 | $25.00 | $25.00 | 9/11/2009 4:56:54 PM |
| dunkard13 | $30.00 | $30.00 | 9/16/2009 7:59:47 PM |
| robot777 | $40.00 | $40.00 | 9/16/2009 9:30:20 PM |
| dunkard13 | $50.00 | $50.00 | 9/16/2009 7:59:25 PM |
| Syzygy | $25.00 | $25.00 | 9/17/2009 4:03:23 PM |
| nimble-revenue | $50.00 | $50.00 | 9/18/2009 11:26:08 AM |
| best-generosity-financier | $25.00 | $25.00 | 9/18/2009 4:09:07 PM |
| LibbyZ | $50.00 | $50.00 | 9/18/2009 8:26:51 PM |
| joerock | $100.00 | $100.00 | 9/19/2009 6:42:13 PM |
| 1traveler | $25.00 | $25.00 | 9/19/2009 5:23:02 PM |
| moonshadow10 | $50.00 | $50.00 | 9/20/2009 1:29:02 PM |
| lamcat2000 | $50.00 | $50.00 | 9/20/2009 5:47:42 PM |
| circustab | $50.00 | $50.00 | 9/20/2009 8:18:43 PM |
| EretzCapital | $50.00 | $50.00 | 9/20/2009 10:08:27 PM |
| businessguy29 | $42.50 | $42.50 | 9/21/2009 11:03:24 AM |
| BankofBeth | $50.00 | $50.00 | 9/21/2009 10:14:15 AM |
| visionary-currency | $50.00 | $50.00 | 9/21/2009 12:27:00 PM |
| Hobie88 | $57.85 | $57.85 | 9/21/2009 12:42:40 PM |
| fiserve4u | $50.00 | $50.00 | 9/21/2009 1:24:57 PM |
| auction-chomper4 | $25.00 | $25.00 | 9/21/2009 1:30:26 PM |
| planetibet | $50.00 | $50.00 | 9/21/2009 11:57:39 AM |
| Triver9 | $25.00 | $25.00 | 9/21/2009 3:40:16 PM |
| visionary-currency | $50.00 | $50.00 | 9/21/2009 4:23:25 PM |
| Engineer44 | $35.00 | $35.00 | 9/21/2009 5:08:10 PM |
| gothampark | $25.00 | $25.00 | 9/21/2009 5:26:44 PM |
| maga | $100.00 | $100.00 | 9/22/2009 7:48:03 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/21/2009 9:22:52 PM |
| i8agoldfish | $61.25 | $61.25 | 9/22/2009 4:50:04 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 8:48:17 AM |
| revenue-glider9 | $25.00 | $25.00 | 9/22/2009 8:08:06 AM |
| bronzmajom | $25.00 | $25.00 | 9/22/2009 9:52:47 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
423091
This series of Notes was issued and sold upon the funding of the borrower loan #38632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.74% |
Final monthly payment:
| $36.15 |
| |
|
Auction yield range:
| 8.18% - 20.06% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,161 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| skinnyguy24 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Jul-2009)
640-660
(Oct-2008)
600-620
(Jan-2008)
640-660
(Aug-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Need to buy parts to repair car
Purpose of loan:
This loan will be used to?
buy some parts i need to repair my vehicle. The heater core and? water pump?? for my car costs around 300.00 plus labor.
My financial situation:
I am a good candidate for this loan because?I pay on time and I will pay back fast this loan since I really only need half of it but the minimum to bid is 1000.
Monthly net income: $ 1650
Monthly expenses: $
??Housing: $
580
??Insurance: $
100
??Car expenses: $
50
??Utilities: $
80
??Phone, cable, internet: $
60
??Food, entertainment: $
50
??Clothing, household expenses $
80
??Credit cards and other loans: $
120
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-wonder | $25.00 | $25.00 | 9/8/2009 11:18:43 AM |
| CA_Lender | $25.00 | $25.00 | 9/8/2009 6:08:58 PM |
| Syzygy | $25.00 | $25.00 | 9/8/2009 6:35:03 PM |
| peter916 | $100.00 | $100.00 | 9/8/2009 9:29:44 PM |
| Cheburashka | $25.20 | $25.20 | 9/9/2009 7:15:17 AM |
| festivecpl | $200.00 | $200.00 | 9/9/2009 8:13:48 PM |
| LesPaul1 | $25.00 | $25.00 | 9/11/2009 4:56:55 PM |
| jgar_O | $35.00 | $35.00 | 9/12/2009 6:32:57 AM |
| munro | $25.00 | $14.80 | 9/12/2009 10:32:47 AM |
| Streamfeeder | $50.00 | $50.00 | 9/13/2009 2:09:08 PM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:13 PM |
| donenzo | $25.00 | $25.00 | 9/14/2009 4:50:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 3:34:12 PM |
| doughnut1 | $25.00 | $25.00 | 9/14/2009 11:19:15 PM |
| wwwUniversal | $50.00 | $50.00 | 9/9/2009 5:11:37 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/11/2009 3:16:57 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/12/2009 11:43:40 AM |
| EngineersAlliance | $100.00 | $100.00 | 9/12/2009 10:34:24 AM |
| CoolPlexer | $25.00 | $25.00 | 9/14/2009 4:32:50 PM |
| hellasow | $25.00 | $25.00 | 9/14/2009 5:49:12 PM |
| himanshuko | $50.00 | $50.00 | 9/14/2009 6:56:09 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
423103
This series of Notes was issued and sold upon the funding of the borrower loan #38629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-20-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $65.79 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $65.48 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,922 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| MNJAS61 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 740-760
(May-2009)
740-760
(Mar-2008)
|
|
Principal balance:
| $570.50 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Car Repairs
Purpose of loan:
This loan will be used?to make a series of repairs on my?2006 Ford Taurus.?
My financial situation:
I am a good candidate for this loan because I have established work history in a skilled field (casino surveillance)?that hasn't been seriously affected by the recession, I have great credit and?I have never missed?or been late on any payment of any kind. I am a very responsible borrower, as my history will show.?I own a rental property and am also a freelance / contract writer, so I have multiple sources of stable income. I used Propser previously and was very happy with the process - With all of the upcoming changes to credit card regulations and policies, peer to peer lending makes a lot of sense.
Monthly net income: $2800 (actually takehome after taxes from primary job)?+ $1,250 (Rental property income)?
Housing: $385
Car Insurance: $150
Car expenses (Car loan): $330
Utilities: $150? Phone, cable, internet: $120??
Food, entertainment: $?200
Credit cards and other loans: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LittleMingo | $25.00 | $25.00 | 9/8/2009 6:05:49 PM |
| djalan | $60.00 | $60.00 | 9/10/2009 3:33:46 PM |
| Syzygy | $25.00 | $25.00 | 9/11/2009 2:35:29 PM |
| MidnightBank | $25.00 | $25.00 | 9/11/2009 4:26:34 PM |
| enticing-funds | $25.00 | $25.00 | 9/12/2009 6:48:52 AM |
| dwh-50 | $100.00 | $100.00 | 9/13/2009 5:10:31 PM |
| IrrationalPi | $25.00 | $25.00 | 9/14/2009 3:43:26 PM |
| tomjac2000 | $25.00 | $25.00 | 9/15/2009 8:54:57 PM |
| ManhattanLender | $25.00 | $25.00 | 9/16/2009 12:11:23 PM |
| Feyenoord | $25.00 | $25.00 | 9/16/2009 4:26:08 PM |
| madmoney618 | $50.00 | $50.00 | 9/16/2009 4:26:29 PM |
| sana66 | $25.00 | $25.00 | 9/16/2009 5:31:54 PM |
| rustysailor | $30.00 | $30.00 | 9/17/2009 2:06:49 PM |
| Mich411 | $25.00 | $25.00 | 9/18/2009 5:44:04 AM |
| brettj | $50.00 | $50.00 | 9/18/2009 9:37:16 AM |
| r1j2r3 | $25.00 | $25.00 | 9/18/2009 10:56:58 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/18/2009 12:12:48 PM |
| gpuck | $25.00 | $25.00 | 9/18/2009 3:49:37 PM |
| truth-silo | $62.86 | $62.86 | 9/18/2009 5:32:30 PM |
| Student_Capital | $50.00 | $50.00 | 9/18/2009 6:18:30 PM |
| Hogan55 | $66.67 | $66.67 | 9/18/2009 7:16:50 PM |
| surferracerskaterboy | $50.00 | $50.00 | 9/19/2009 1:00:04 AM |
| myworld701 | $25.00 | $25.00 | 9/19/2009 5:12:58 AM |
| jayk63 | $25.00 | $25.00 | 9/19/2009 7:03:21 AM |
| alands94 | $25.00 | $25.00 | 9/19/2009 11:18:44 AM |
| afcme | $25.00 | $25.00 | 9/19/2009 11:03:35 AM |
| jpblan11 | $25.00 | $25.00 | 9/19/2009 9:02:17 AM |
| oldman1947 | $25.00 | $25.00 | 9/19/2009 12:14:11 PM |
| SpectrumCen | $25.00 | $25.00 | 9/19/2009 11:28:00 AM |
| Zorg | $100.00 | $100.00 | 9/19/2009 7:31:18 PM |
| marwadi-62 | $200.00 | $200.00 | 9/19/2009 7:05:53 PM |
| encore02 | $100.00 | $100.00 | 9/19/2009 8:26:43 PM |
| Planecourage | $54.02 | $54.02 | 9/10/2009 11:16:59 AM |
| payontime1 | $50.00 | $50.00 | 9/14/2009 2:12:02 AM |
| circustab | $50.00 | $50.00 | 9/14/2009 8:30:08 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:52 PM |
| PalmTreeIsland | $50.00 | $50.00 | 9/14/2009 5:35:12 PM |
| justin323 | $25.00 | $25.00 | 9/14/2009 7:52:33 PM |
| the-rate-creature | $25.00 | $25.00 | 9/15/2009 5:05:25 PM |
| plbquic | $25.00 | $25.00 | 9/16/2009 1:13:50 PM |
| calinno2 | $40.00 | $40.00 | 9/17/2009 5:25:33 AM |
| LtKen717 | $25.00 | $13.83 | 9/17/2009 9:36:39 AM |
| Nyarpy | $25.00 | $25.00 | 9/17/2009 9:39:29 AM |
| little_shark_J | $25.00 | $25.00 | 9/17/2009 5:29:49 PM |
| CalCollegeFund19 | $120.00 | $120.00 | 9/18/2009 2:22:23 PM |
| HOPPS | $27.62 | $27.62 | 9/18/2009 11:40:31 PM |
| william8 | $25.00 | $25.00 | 9/19/2009 6:05:40 AM |
| 47 bids
|
Borrower Payment Dependent Notes Series
423175
This series of Notes was issued and sold upon the funding of the borrower loan #38635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 17.50% |
Starting borrower rate/APR:
| 18.50% / 20.72% |
Starting monthly payment:
| $163.82 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $162.69 |
| |
|
Auction yield range:
| 4.18% - 17.50% |
Estimated loss impact:
| 2.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 54 | Length of status: | 24y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,598 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 83% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| aa767fo |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Jul-2008)
|
|
Principal balance:
| $3,485.05 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Ridiculous Interest Rate
Purpose of loan:
I have been in the long process of recovering from a financial meltdown due to divorce over five years ago.? My credit score is improving (720+) but I have one credit card company that still holds my rate above 29%.? I have one other loan on prosper and would like to get this one to pay off that last credit card.? I am not so concerned about the interest rate, but would rather that money go to people that have helped me than a bank that won't talk to me.?
My financial situation:
I am a good candidate for this loan because since the divorce and financial mess that followed I have steadily increased my credit rating by never being late on any payments and slowly paying off all outstanding debt.? I?have an income over $100,000.00 per year and a steady job in the military.? My other prosper loan is current and will remain so until paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| holesome | $50.00 | $50.00 | 9/8/2009 10:08:09 AM |
| YDBXMHC | $25.00 | $25.00 | 9/8/2009 10:02:35 AM |
| a8h8a8 | $25.00 | $25.00 | 9/8/2009 10:13:10 AM |
| ROCKI9 | $50.00 | $50.00 | 9/8/2009 10:14:09 AM |
| NJournalist | $25.00 | $25.00 | 9/8/2009 11:27:53 AM |
| commshot | $25.00 | $25.00 | 9/8/2009 11:44:00 AM |
| cfarther | $25.00 | $25.00 | 9/8/2009 11:44:08 AM |
| Syzygy | $25.00 | $25.00 | 9/8/2009 10:52:27 AM |
| wwwUniversal | $50.00 | $50.00 | 9/8/2009 11:14:48 AM |
| investorrr | $25.00 | $25.00 | 9/8/2009 11:34:52 AM |
| CaptainLender | $25.00 | $25.00 | 9/8/2009 11:17:02 AM |
| rjleves | $25.00 | $25.00 | 9/8/2009 11:44:21 AM |
| flyinhawaiian | $50.00 | $50.00 | 9/8/2009 11:44:16 AM |
| IPG1 | $25.00 | $25.00 | 9/8/2009 11:53:18 AM |
| KramericaIndustries | $25.00 | $25.00 | 9/8/2009 6:27:11 PM |
| festivecpl | $100.00 | $100.00 | 9/8/2009 7:03:53 PM |
| vegibenz | $25.00 | $25.00 | 9/9/2009 10:13:37 AM |
| stone_lion | $37.31 | $37.31 | 9/9/2009 3:40:37 PM |
| ZOOOM | $50.00 | $50.00 | 9/9/2009 11:48:43 AM |
| Stavros | $30.00 | $30.00 | 9/9/2009 2:43:58 PM |
| RSV | $25.00 | $25.00 | 9/9/2009 5:32:05 PM |
| omahajay | $60.00 | $60.00 | 9/10/2009 12:35:51 AM |
| BoughtTheFarm | $25.00 | $25.00 | 9/10/2009 4:39:49 PM |
| buphigam | $25.00 | $25.00 | 9/10/2009 5:09:59 PM |
| Blizzard59 | $65.00 | $65.00 | 9/11/2009 11:15:35 AM |
| SV-AZ | $25.00 | $25.00 | 9/11/2009 7:19:12 PM |
| inventive-investment | $25.00 | $25.00 | 9/12/2009 5:05:35 AM |
| minista | $25.00 | $25.00 | 9/12/2009 6:25:11 PM |
| Glenn | $25.00 | $25.00 | 9/12/2009 9:29:36 PM |
| troubleman50 | $75.00 | $75.00 | 9/12/2009 2:15:48 PM |
| banker65010 | $25.00 | $25.00 | 9/13/2009 8:26:01 AM |
| Thunder08 | $25.00 | $25.00 | 9/14/2009 3:40:19 AM |
| Dad2SandJ | $50.00 | $50.00 | 9/14/2009 4:40:37 AM |
| WealthBoy | $25.00 | $25.00 | 9/14/2009 5:45:52 AM |
| coffeecup | $25.00 | $25.00 | 9/14/2009 4:59:48 AM |
| buckskin1234 | $125.00 | $125.00 | 9/14/2009 11:52:43 AM |
| CommerciaLender | $25.00 | $25.00 | 9/14/2009 12:37:38 PM |
| himanshuko | $40.00 | $40.00 | 9/14/2009 11:12:31 AM |
| affluence-tulip | $47.51 | $47.51 | 9/14/2009 11:24:36 AM |
| grnii78 | $100.98 | $100.98 | 9/14/2009 1:18:29 PM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:59 PM |
| fangpilot | $25.00 | $25.00 | 9/14/2009 1:55:55 PM |
| tdtacke13 | $25.00 | $25.00 | 9/14/2009 12:38:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 3:35:50 PM |
| mikeyp411 | $42.79 | $42.79 | 9/14/2009 5:16:44 PM |
| CK1 | $25.00 | $25.00 | 9/14/2009 7:55:09 PM |
| sks1 | $25.00 | $25.00 | 9/14/2009 7:24:57 PM |
| StarFundingSource | $25.00 | $25.00 | 9/15/2009 8:28:36 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/14/2009 8:00:05 PM |
| GracieLuLu04 | $25.00 | $25.00 | 9/15/2009 10:05:34 AM |
| Washington_Loan | $25.00 | $25.00 | 9/15/2009 10:07:27 AM |
| order-prospector | $50.00 | $50.00 | 9/8/2009 10:03:16 AM |
| shag2 | $25.00 | $25.00 | 9/8/2009 10:12:55 AM |
| snw_1710 | $100.00 | $100.00 | 9/8/2009 11:42:03 AM |
| lenderrb | $25.00 | $25.00 | 9/8/2009 11:44:46 AM |
| Halos2002 | $50.00 | $50.00 | 9/8/2009 11:03:30 AM |
| tranquil-balance | $25.00 | $25.00 | 9/8/2009 12:19:56 PM |
| Au-Ag-Pt | $50.00 | $50.00 | 9/8/2009 11:29:19 AM |
| mattlo | $25.00 | $25.00 | 9/8/2009 11:21:25 AM |
| breadbroker | $25.00 | $25.00 | 9/8/2009 11:29:49 AM |
| mrbill5548 | $50.00 | $50.00 | 9/8/2009 11:35:33 AM |
| b-rent | $25.00 | $25.00 | 9/8/2009 4:28:15 PM |
| pr0sp3r1 | $1,000.00 | $1,000.00 | 9/9/2009 6:45:42 AM |
| chginvest1 | $55.03 | $55.03 | 9/9/2009 7:56:36 AM |
| twjh | $25.00 | $25.00 | 9/9/2009 2:34:40 PM |
| Summit-Lending | $25.00 | $25.00 | 9/9/2009 3:49:43 PM |
| euphoria8 | $25.00 | $25.00 | 9/9/2009 8:04:25 PM |
| M_V | $68.30 | $68.30 | 9/10/2009 1:35:36 PM |
| the-auction-lotus | $25.00 | $25.00 | 9/10/2009 1:54:36 PM |
| GrayStudio | $50.00 | $50.00 | 9/10/2009 4:39:53 PM |
| ekdroom | $25.00 | $25.00 | 9/10/2009 7:24:22 PM |
| Mojo1 | $50.00 | $1.49 | 9/11/2009 6:51:40 PM |
| baroo | $25.00 | $25.00 | 9/12/2009 11:25:41 AM |
| bondhedger | $25.00 | $25.00 | 9/12/2009 10:04:24 PM |
| Dustley | $26.50 | $26.50 | 9/12/2009 4:09:43 PM |
| PrinceValium | $25.00 | $25.00 | 9/12/2009 6:21:32 PM |
| unequivocal-velocity | $50.00 | $50.00 | 9/12/2009 11:39:16 AM |
| TURNTEX75 | $45.09 | $45.09 | 9/12/2009 1:30:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/13/2009 8:24:34 AM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:22 PM |
| scredneck | $50.00 | $50.00 | 9/14/2009 3:40:22 AM |
| Econominator | $25.00 | $25.00 | 9/13/2009 2:05:50 PM |
| MidnightBank | $25.00 | $25.00 | 9/14/2009 8:57:16 AM |
| diverjoq | $50.00 | $50.00 | 9/14/2009 4:33:19 PM |
| LesPaul1 | $25.00 | $25.00 | 9/14/2009 7:27:57 PM |
| PalmTreeIsland | $25.00 | $25.00 | 9/14/2009 7:38:27 PM |
| mosby | $50.00 | $50.00 | 9/14/2009 8:05:08 PM |
| HawkedMatter | $25.00 | $25.00 | 9/14/2009 9:30:26 PM |
| Gbrad88 | $100.00 | $100.00 | 9/15/2009 3:51:52 AM |
| deepblue34 | $30.00 | $30.00 | 9/14/2009 7:11:30 PM |
| m4ng0 | $50.00 | $50.00 | 9/15/2009 5:30:22 AM |
| littlemonkey | $25.00 | $25.00 | 9/15/2009 12:56:51 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
424697
This series of Notes was issued and sold upon the funding of the borrower loan #38645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-16-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $98.69 |
|
Final lender yield:
| 10.33% |
Final borrower rate/APR:
| 11.33% / 13.45% |
Final monthly payment:
| $98.69 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,129 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| devin57 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $3,075.00 | < mo. late:
| 0
( 0% )
| 640-660
(Mar-2008)
|
|
Principal balance:
| $1,765.62 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
help pay off credit cards and an old student loan.
My financial situation:
I am a good candidate for this loan because?
I have a steady income and I've worked at the same job for over 16 years.
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $
595
??Insurance: $
80
??Car expenses: $
500
??Utilities: $
40
??Phone, cable, internet: $
130
??Food, entertainment: $
200
??Clothing, household expenses $
100
??Credit cards and other loans: $ 300
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wwwUniversal | $25.00 | $25.00 | 9/16/2009 4:01:25 PM |
| Sid-K | $50.00 | $50.00 | 9/16/2009 4:05:31 PM |
| bchen78875 | $50.00 | $50.00 | 9/16/2009 4:05:52 PM |
| gold-tsunami | $25.00 | $25.00 | 9/16/2009 4:07:17 PM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 4:11:32 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/16/2009 4:46:42 PM |
| Cai8899 | $25.00 | $25.00 | 9/16/2009 4:05:01 PM |
| honorable-yield | $50.00 | $50.00 | 9/16/2009 4:05:25 PM |
| skuba | $50.00 | $50.00 | 9/16/2009 4:05:43 PM |
| elasermd | $50.00 | $50.00 | 9/16/2009 4:06:33 PM |
| snowman34 | $25.00 | $25.00 | 9/16/2009 4:09:49 PM |
| degster | $25.00 | $25.00 | 9/16/2009 4:11:52 PM |
| upbeat-wealth | $25.00 | $25.00 | 9/17/2009 3:22:14 PM |
| Syzygy | $25.00 | $25.00 | 9/17/2009 12:27:04 PM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:11:50 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:33 PM |
| personal-lender | $25.00 | $25.00 | 9/18/2009 1:43:36 AM |
| engaging-worth | $30.00 | $30.00 | 9/18/2009 10:08:56 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:55:56 PM |
| credit-investor5 | $35.71 | $35.71 | 9/18/2009 6:21:47 PM |
| MidnightBank | $25.00 | $25.00 | 9/19/2009 7:31:54 AM |
| army_6 | $29.51 | $29.51 | 9/19/2009 1:18:23 PM |
| chief_wo | $25.00 | $25.00 | 9/20/2009 5:41:58 AM |
| oldman1947 | $25.00 | $25.00 | 9/20/2009 11:30:03 AM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:14 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:42:03 PM |
| Pilotf22 | $25.00 | $25.00 | 9/20/2009 8:04:30 PM |
| WillingToHelpOut | $25.00 | $25.00 | 9/21/2009 7:52:06 AM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:33:04 AM |
| gavinsp | $25.00 | $25.00 | 9/21/2009 9:01:26 AM |
| CaptainLender | $25.00 | $25.00 | 9/21/2009 10:03:07 AM |
| zeraphm | $25.00 | $25.00 | 9/21/2009 8:37:56 AM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 9:34:01 AM |
| chato2345 | $200.00 | $119.87 | 9/21/2009 7:12:59 PM |
| Sefotonga | $75.00 | $75.00 | 9/21/2009 4:38:46 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/16/2009 4:05:11 PM |
| DukSerduk | $25.00 | $25.00 | 9/16/2009 4:05:38 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/16/2009 4:06:56 PM |
| Kame | $25.00 | $25.00 | 9/16/2009 4:07:01 PM |
| sas19 | $25.00 | $25.00 | 9/16/2009 4:08:52 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/16/2009 4:09:17 PM |
| testobsessed | $50.97 | $50.97 | 9/16/2009 4:06:13 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/16/2009 4:07:39 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/16/2009 5:02:22 PM |
| baroo | $25.00 | $25.00 | 9/16/2009 4:04:28 PM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:42:08 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/16/2009 4:05:59 PM |
| pjnyam | $25.00 | $25.00 | 9/16/2009 6:05:01 PM |
| Halos2002 | $50.00 | $50.00 | 9/16/2009 4:07:53 PM |
| compoundinterest | $50.00 | $50.00 | 9/16/2009 4:09:10 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:59 PM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:21:32 AM |
| don8ter | $30.48 | $30.48 | 9/16/2009 7:41:45 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:21:38 PM |
| lagnisiruk | $25.00 | $25.00 | 9/17/2009 2:38:51 PM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:13:00 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:53:13 AM |
| anton | $50.00 | $50.00 | 9/18/2009 3:59:51 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:27 PM |
| jetfan11 | $33.00 | $33.00 | 9/19/2009 2:36:25 AM |
| transparency-warrior | $200.00 | $200.00 | 9/18/2009 9:07:06 PM |
| seasportsguy | $25.00 | $25.00 | 9/19/2009 6:26:54 AM |
| japper2353 | $25.00 | $25.00 | 9/19/2009 6:32:47 PM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:44 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:37 AM |
| Patrician | $50.00 | $50.00 | 9/20/2009 9:17:15 AM |
| lgs83 | $25.00 | $25.00 | 9/20/2009 10:03:40 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/20/2009 11:27:06 AM |
| bid-papyrus | $50.00 | $50.00 | 9/20/2009 4:42:17 PM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:16 PM |
| sgvending | $47.93 | $47.93 | 9/21/2009 6:40:59 AM |
| rmachi | $25.00 | $25.00 | 9/21/2009 8:28:16 AM |
| minista | $25.00 | $25.00 | 9/21/2009 6:43:01 AM |
| econgineer | $34.38 | $34.38 | 9/21/2009 2:50:18 PM |
| borrowmine | $50.00 | $50.00 | 9/21/2009 12:58:20 PM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:39:38 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:33:05 PM |
| tenacious-payout | $25.00 | $25.00 | 9/21/2009 6:28:45 PM |
| kenyonhillbilly | $43.15 | $43.15 | 9/21/2009 6:57:42 PM |
| loanman2007 | $50.00 | $50.00 | 9/22/2009 6:37:31 AM |
| 80 bids
|
Borrower Payment Dependent Notes Series
424971
This series of Notes was issued and sold upon the funding of the borrower loan #38642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-18-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-20-2009 |
|
|
Starting lender yield:
| 17.50% |
Starting borrower rate/APR:
| 18.50% / 20.72% |
Starting monthly payment:
| $109.21 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 20.72% |
Final monthly payment:
| $109.21 |
| |
|
Auction yield range:
| 4.18% - 17.50% |
Estimated loss impact:
| 2.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,719 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| geoinvesting |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need load to purchase used vehicle
Purpose of loan:
The loan requested is for additional funds needed toward the purchase of a used vehicle. ??
My financial situation:
I
am a good candidate for this loan because I am reliable, responsible,
and pay my bills on time.? I work two jobs and my monthly net income is
$2,000.??My living expenses are low because I have no kids to care for
and live with roommate.?I have a good credit rating and pay all my bills on time. I have a stable job and been with the same employer for the last seven years.? Part-time job is also reliable income.?
Monthly net income: $
$ 2000
Monthly expenses: I share my living expenses with roommate
Housing: $ 500.00 (Rent)??
Car Insurance: $ 90 Monthly ?
Utilities: $ 50
Phone, cable, internet: $ 50
Clothing, household expenses: $ 100.00
Credit cards payment: 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/18/2009 4:19:22 PM |
| investorrr | $25.00 | $25.00 | 9/18/2009 4:32:04 PM |
| mtp | $50.00 | $50.00 | 9/18/2009 4:33:34 PM |
| ROCKI9 | $50.00 | $50.00 | 9/18/2009 4:28:30 PM |
| commshot | $25.00 | $25.00 | 9/18/2009 4:29:02 PM |
| Cai8899 | $25.00 | $25.00 | 9/18/2009 4:37:43 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/18/2009 4:38:02 PM |
| elasermd | $50.00 | $50.00 | 9/18/2009 4:39:12 PM |
| IPG1 | $25.00 | $25.00 | 9/18/2009 4:33:44 PM |
| snw_1710 | $100.00 | $100.00 | 9/18/2009 4:27:46 PM |
| gold-tsunami | $25.00 | $25.00 | 9/18/2009 4:39:58 PM |
| kevinchu | $25.00 | $15.91 | 9/18/2009 4:28:26 PM |
| here2lend | $25.00 | $25.00 | 9/18/2009 4:44:14 PM |
| degster | $25.00 | $25.00 | 9/18/2009 4:45:07 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/18/2009 4:45:46 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/18/2009 4:45:55 PM |
| Sid-K | $50.00 | $50.00 | 9/18/2009 4:38:12 PM |
| DukSerduk | $25.00 | $25.00 | 9/18/2009 4:38:18 PM |
| compoundinterest | $50.00 | $50.00 | 9/18/2009 4:41:54 PM |
| bchen78875 | $50.00 | $50.00 | 9/18/2009 4:38:34 PM |
| Halos2002 | $50.00 | $50.00 | 9/18/2009 4:48:14 PM |
| Weaverville | $25.00 | $25.00 | 9/18/2009 4:48:54 PM |
| ok | $25.00 | $25.00 | 9/18/2009 4:49:10 PM |
| Spring342 | $25.00 | $25.00 | 9/18/2009 4:49:18 PM |
| anton | $32.68 | $32.68 | 9/18/2009 4:52:21 PM |
| lagnisiruk | $25.00 | $25.00 | 9/18/2009 4:47:30 PM |
| rate-mogul | $25.00 | $25.00 | 9/18/2009 4:49:28 PM |
| puyanera | $25.00 | $25.00 | 9/18/2009 4:48:22 PM |
| SNH | $50.00 | $50.00 | 9/18/2009 4:50:15 PM |
| Credit2Prosper | $50.00 | $50.00 | 9/18/2009 4:52:16 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/18/2009 5:56:03 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:49 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/18/2009 7:50:07 PM |
| BGILlender | $25.00 | $25.00 | 9/18/2009 8:11:54 PM |
| mrbill5548 | $50.00 | $50.00 | 9/18/2009 8:51:59 PM |
| MidnightBank | $25.00 | $25.00 | 9/19/2009 7:31:59 AM |
| lawyervon | $25.00 | $25.00 | 9/19/2009 8:52:12 AM |
| testobsessed | $50.00 | $50.00 | 9/19/2009 7:17:30 AM |
| pathcrx | $50.00 | $50.00 | 9/19/2009 1:47:26 PM |
| disclaimer777cc | $25.00 | $25.00 | 9/19/2009 3:37:09 PM |
| honorable-yield | $50.00 | $50.00 | 9/19/2009 3:42:56 PM |
| turbostar666 | $46.41 | $46.41 | 9/19/2009 7:12:32 PM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:48 AM |
| scredneck | $50.00 | $50.00 | 9/20/2009 1:01:48 AM |
| shag2 | $25.00 | $25.00 | 9/18/2009 4:27:37 PM |
| the-auction-lotus | $25.00 | $25.00 | 9/18/2009 4:34:29 PM |
| cfarther | $25.00 | $25.00 | 9/18/2009 4:28:34 PM |
| CashProvider | $300.00 | $300.00 | 9/18/2009 4:27:47 PM |
| YDBXMHC | $25.00 | $25.00 | 9/18/2009 4:28:43 PM |
| sas19 | $25.00 | $25.00 | 9/18/2009 4:41:39 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/18/2009 4:38:51 PM |
| uncleegg | $25.00 | $25.00 | 9/18/2009 4:44:58 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/18/2009 4:39:24 PM |
| Kame | $25.00 | $25.00 | 9/18/2009 4:39:28 PM |
| skuba | $50.00 | $50.00 | 9/18/2009 4:38:24 PM |
| gold-cluster | $25.00 | $25.00 | 9/18/2009 4:47:14 PM |
| snowman34 | $25.00 | $25.00 | 9/18/2009 4:43:49 PM |
| flyinhawaiian | $50.00 | $50.00 | 9/18/2009 4:47:49 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/18/2009 4:42:06 PM |
| wwwUniversal | $25.00 | $25.00 | 9/18/2009 4:49:21 PM |
| flexiboy35 | $25.00 | $25.00 | 9/18/2009 4:46:08 PM |
| j48 | $25.00 | $25.00 | 9/18/2009 4:50:21 PM |
| crenen139 | $25.00 | $25.00 | 9/18/2009 4:46:48 PM |
| Barak | $80.00 | $80.00 | 9/18/2009 4:47:02 PM |
| GrayStudio | $50.00 | $50.00 | 9/18/2009 5:00:51 PM |
| don8ter | $25.00 | $25.00 | 9/18/2009 4:49:16 PM |
| GoodScot | $25.00 | $25.00 | 9/18/2009 4:59:27 PM |
| minista | $25.00 | $25.00 | 9/18/2009 8:13:10 PM |
| twjh | $25.00 | $25.00 | 9/19/2009 7:06:50 AM |
| tntbuzz | $75.00 | $75.00 | 9/19/2009 8:50:59 AM |
| Bank_Of_XL | $50.00 | $50.00 | 9/19/2009 9:27:52 AM |
| SS123 | $25.00 | $25.00 | 9/19/2009 10:02:00 AM |
| MGOT-Ken | $50.00 | $50.00 | 9/19/2009 5:05:02 PM |
| marwadi-62 | $25.00 | $25.00 | 9/19/2009 7:04:46 PM |
| buzzaldrin007 | $50.00 | $50.00 | 9/20/2009 1:01:39 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:41 AM |
| economy-festivity | $25.00 | $25.00 | 9/20/2009 6:25:58 AM |
| 77 bids
|
Borrower Payment Dependent Notes Series
422052
This series of Notes was issued and sold upon the funding of the borrower loan #38626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 30.28% |
Starting borrower rate/APR:
| 31.28% / 33.68% |
Starting monthly payment:
| $302.09 |
|
Final lender yield:
| 30.28% |
Final borrower rate/APR:
| 31.28% / 33.68% |
Final monthly payment:
| $302.09 |
| |
|
Auction yield range:
| 11.18% - 30.28% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,876 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| generosity-atizer |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off debt
Purpose of loan:
This loan will be used to pay off my debt.
My financial situation:
I am a good candidate for this loan because I am very responsible. I've learned from my mistakes in the past. While I was going to college I over used my credit cards. I would like to just get a little help to help me get ahead and begin to pay off my debt.
Monthly net income: $ 3300
Monthly expenses: $
??Housing: $
835
??Insurance: $
125
??Car expenses: $
330
??Utilities: $ 90 ????
??Phone, cable, internet: $
50
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $
1200
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| secobarbital | $25.00 | $25.00 | 8/31/2009 3:54:40 PM |
| delivery | $25.00 | $25.00 | 8/31/2009 3:50:05 PM |
| Mantis75 | $25.00 | $25.00 | 8/31/2009 3:55:32 PM |
| CarDealer3070 | $30.00 | $30.00 | 8/31/2009 3:57:05 PM |
| fortytwo | $25.00 | $25.00 | 9/1/2009 4:48:25 PM |
| AF_Trust | $25.00 | $25.00 | 9/1/2009 6:51:20 PM |
| goofy15975 | $25.00 | $25.00 | 9/1/2009 6:59:11 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 7:22:03 AM |
| FeedTheMachine | $150.00 | $150.00 | 9/2/2009 2:15:22 PM |
| yomanie | $25.00 | $25.00 | 9/2/2009 11:52:34 AM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 12:55:04 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/2/2009 1:10:05 PM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:20:55 AM |
| UCLA4life | $25.00 | $25.00 | 9/3/2009 8:06:24 AM |
| Halos2002 | $50.00 | $50.00 | 9/3/2009 8:22:19 AM |
| Kaj | $25.00 | $25.00 | 9/3/2009 3:46:55 PM |
| testobsessed | $86.48 | $86.48 | 9/3/2009 3:36:08 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/4/2009 10:35:39 AM |
| dinero-mason | $50.00 | $50.00 | 9/4/2009 9:05:30 AM |
| mathprof | $25.00 | $25.00 | 9/4/2009 10:21:54 AM |
| honorable-yield | $25.00 | $25.00 | 9/4/2009 10:22:42 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/4/2009 10:58:42 AM |
| YQQ | $25.00 | $25.00 | 9/4/2009 11:02:11 AM |
| kmavm | $25.00 | $25.00 | 9/4/2009 10:59:55 AM |
| punctual-worth | $25.00 | $25.00 | 9/4/2009 3:40:35 PM |
| wampum-proton | $25.00 | $25.00 | 9/4/2009 3:44:07 PM |
| GElender | $25.00 | $25.00 | 9/4/2009 4:23:23 PM |
| ChrisTJ | $25.00 | $25.00 | 9/5/2009 9:38:07 PM |
| Papa_Mema | $50.00 | $50.00 | 9/6/2009 10:47:18 PM |
| CPAMAN | $25.00 | $25.00 | 9/7/2009 12:45:27 PM |
| willingnjc | $25.00 | $25.00 | 9/7/2009 4:23:53 PM |
| gold-blanket | $50.00 | $50.00 | 9/7/2009 4:21:22 PM |
| p2p-allocator | $25.00 | $25.00 | 9/7/2009 4:25:17 PM |
| MicroPod | $25.00 | $25.00 | 9/7/2009 7:40:57 PM |
| KevinC_63366 | $25.00 | $25.00 | 9/8/2009 6:23:29 AM |
| skro | $25.00 | $25.00 | 9/7/2009 11:33:52 PM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:06:54 AM |
| heavy_ax | $25.00 | $25.00 | 9/8/2009 4:58:08 PM |
| invisible_hand | $25.00 | $25.00 | 9/8/2009 1:33:32 PM |
| ChrisKwan | $25.00 | $25.00 | 9/8/2009 7:56:26 PM |
| kyxysyx | $50.00 | $50.00 | 9/8/2009 5:37:07 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/8/2009 10:17:01 PM |
| skunkor2 | $46.01 | $46.01 | 9/9/2009 2:52:03 PM |
| Helenska11 | $29.78 | $29.78 | 9/9/2009 2:54:41 PM |
| pbw | $25.00 | $25.00 | 9/9/2009 12:07:59 PM |
| Hokiemon | $25.00 | $25.00 | 9/9/2009 11:24:31 AM |
| greenwell | $25.00 | $25.00 | 9/9/2009 5:31:21 PM |
| 108lender | $75.00 | $75.00 | 9/9/2009 5:32:17 PM |
| fareast_man | $25.00 | $25.00 | 9/9/2009 5:33:37 PM |
| irrelevant | $25.00 | $25.00 | 9/9/2009 5:34:03 PM |
| KiwiElf | $25.00 | $25.00 | 9/9/2009 5:28:38 PM |
| red-sublime-return | $25.00 | $25.00 | 9/9/2009 5:31:32 PM |
| upc_tnt | $25.00 | $25.00 | 9/9/2009 5:34:43 PM |
| rdecartus | $25.00 | $25.00 | 9/9/2009 5:32:20 PM |
| simplewareinc | $50.00 | $50.00 | 9/9/2009 5:33:54 PM |
| head | $25.00 | $25.00 | 9/9/2009 5:34:01 PM |
| capital-web193 | $25.00 | $25.00 | 9/9/2009 6:02:59 PM |
| Brainworm | $25.00 | $25.00 | 9/10/2009 1:24:29 AM |
| Greenspot | $25.00 | $25.00 | 9/9/2009 6:03:05 PM |
| basis-mammal | $25.00 | $25.00 | 9/10/2009 11:46:13 AM |
| gilbow | $25.00 | $25.00 | 9/10/2009 12:04:27 PM |
| joeirps | $25.00 | $25.00 | 9/9/2009 9:46:22 PM |
| Marfloogan | $25.00 | $25.00 | 9/10/2009 10:09:27 AM |
| snoopey100 | $25.00 | $25.00 | 9/10/2009 10:40:29 AM |
| buffalobills | $25.00 | $25.00 | 9/10/2009 1:27:29 PM |
| puifais | $25.00 | $25.00 | 9/10/2009 4:46:51 PM |
| screenname03 | $25.00 | $25.00 | 9/10/2009 9:44:39 PM |
| Yaj | $25.00 | $25.00 | 9/10/2009 4:59:25 PM |
| nick5454 | $25.00 | $25.00 | 9/10/2009 4:57:11 PM |
| NATIVEBORN | $25.00 | $25.00 | 9/10/2009 4:58:36 PM |
| Pro-Lender | $25.00 | $25.00 | 9/11/2009 6:09:39 AM |
| selfmademan | $25.00 | $25.00 | 9/11/2009 1:24:26 PM |
| site_ml | $25.00 | $25.00 | 9/11/2009 2:39:31 PM |
| draggon77 | $25.00 | $25.00 | 9/11/2009 2:50:18 PM |
| jlr613 | $25.00 | $25.00 | 9/11/2009 9:52:31 AM |
| Corduroy | $30.00 | $30.00 | 9/11/2009 5:30:00 PM |
| Marfloogan | $25.00 | $25.00 | 9/11/2009 5:45:45 PM |
| sdkevin | $27.65 | $27.65 | 9/11/2009 4:21:48 PM |
| Helenska11 | $25.00 | $25.00 | 9/11/2009 6:58:14 PM |
| crenen139 | $25.00 | $25.00 | 9/12/2009 5:30:32 PM |
| omerta6102 | $41.53 | $41.53 | 9/12/2009 9:39:25 PM |
| Carne_Chung | $25.00 | $25.00 | 9/12/2009 8:26:03 AM |
| A007 | $25.00 | $25.00 | 9/13/2009 8:37:00 AM |
| onecooldrink | $25.00 | $25.00 | 9/13/2009 1:14:03 PM |
| Mikale360 | $25.00 | $25.00 | 9/13/2009 3:20:01 PM |
| foothillender | $50.00 | $50.00 | 9/13/2009 6:55:16 AM |
| Simonsez808 | $25.00 | $25.00 | 9/12/2009 6:00:37 PM |
| lowrate | $25.00 | $25.00 | 9/12/2009 6:04:26 PM |
| topher515 | $25.00 | $25.00 | 9/12/2009 10:09:50 PM |
| Darkjimson | $25.00 | $25.00 | 9/13/2009 9:19:29 AM |
| bluecat2 | $25.00 | $25.00 | 9/14/2009 3:50:19 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/13/2009 9:24:34 AM |
| mclilpaws | $50.00 | $50.00 | 9/14/2009 4:03:08 AM |
| YogaDude34 | $25.00 | $25.00 | 9/14/2009 4:54:58 AM |
| gelt4u | $25.00 | $25.00 | 9/14/2009 7:44:20 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 9/14/2009 8:10:24 AM |
| Fundmeister | $35.00 | $35.00 | 9/14/2009 3:06:04 AM |
| ElAbel11 | $25.00 | $25.00 | 9/14/2009 9:38:58 AM |
| Falling | $25.00 | $25.00 | 9/14/2009 5:55:34 AM |
| perchedeagle | $25.00 | $25.00 | 9/14/2009 9:22:46 AM |
| Sonihal | $25.00 | $25.00 | 9/14/2009 9:35:36 AM |
| bonus-zone | $25.00 | $25.00 | 9/14/2009 11:32:41 AM |
| LAM26 | $25.00 | $25.00 | 9/14/2009 9:43:02 AM |
| Au-Ag-Pt | $26.00 | $26.00 | 9/14/2009 2:04:44 PM |
| lostontheedge | $25.00 | $25.00 | 9/14/2009 9:42:12 AM |
| martymaniaman | $25.00 | $25.00 | 9/14/2009 11:48:04 AM |
| Engineer44 | $40.00 | $40.00 | 9/14/2009 3:42:38 PM |
| monstersdad | $50.00 | $50.00 | 9/14/2009 3:16:36 PM |
| johnpmid | $25.00 | $25.00 | 9/14/2009 3:18:28 PM |
| thedreamer | $25.00 | $25.00 | 8/31/2009 3:49:53 PM |
| Sateesh | $100.00 | $100.00 | 8/31/2009 4:51:46 PM |
| seisen | $31.90 | $31.90 | 9/1/2009 10:48:44 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/1/2009 9:06:34 PM |
| jgar_O | $25.00 | $25.00 | 9/2/2009 3:45:11 PM |
| SNH | $25.00 | $25.00 | 9/3/2009 7:45:23 PM |
| rmachi | $25.00 | $25.00 | 9/3/2009 8:00:51 PM |
| lagnisiruk | $25.00 | $25.00 | 9/4/2009 11:04:10 AM |
| anton | $25.00 | $25.00 | 9/4/2009 11:03:39 AM |
| bid-papyrus | $25.00 | $25.00 | 9/4/2009 1:50:16 PM |
| saffron4 | $25.00 | $25.00 | 9/4/2009 9:20:25 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/5/2009 5:02:05 PM |
| brmar | $25.00 | $25.00 | 9/5/2009 9:37:42 PM |
| festivecpl | $25.00 | $25.00 | 9/6/2009 12:56:53 PM |
| impressive-loan | $65.00 | $65.00 | 9/6/2009 10:59:53 PM |
| slcchad | $25.00 | $25.00 | 9/7/2009 4:24:57 PM |
| dparkhom | $25.00 | $25.00 | 9/7/2009 4:18:37 PM |
| decisive-capital | $50.00 | $50.00 | 9/7/2009 4:23:44 PM |
| return-owner | $25.00 | $25.00 | 9/7/2009 9:05:22 PM |
| xana-rocky | $25.00 | $25.00 | 9/8/2009 5:58:02 AM |
| affluence-tycoon | $50.00 | $50.00 | 9/8/2009 4:49:31 PM |
| Katahdin | $25.00 | $25.00 | 9/8/2009 5:44:28 PM |
| lending-bear | $25.00 | $25.00 | 9/8/2009 7:54:38 PM |
| andrewrobison | $25.00 | $25.00 | 9/8/2009 6:18:45 PM |
| ErikB | $25.00 | $25.00 | 9/9/2009 8:29:32 AM |
| hc90474 | $25.00 | $25.00 | 9/8/2009 9:58:39 PM |
| gm93001 | $25.00 | $25.00 | 9/9/2009 11:38:50 AM |
| LBOregon | $25.00 | $25.00 | 9/8/2009 10:44:28 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/9/2009 1:15:23 AM |
| natecam | $25.00 | $25.00 | 9/9/2009 4:25:16 AM |
| sensible-trade | $25.00 | $25.00 | 9/9/2009 10:03:49 AM |
| restech | $25.00 | $25.00 | 9/9/2009 4:05:39 PM |
| azncurls82 | $25.00 | $25.00 | 9/9/2009 8:19:32 AM |
| asmithj | $49.43 | $49.43 | 9/9/2009 11:38:47 AM |
| wwwUniversal | $50.00 | $50.00 | 9/9/2009 12:29:53 PM |
| utmom | $25.00 | $25.00 | 9/9/2009 3:25:18 PM |
| rhin0cerx | $46.00 | $46.00 | 9/9/2009 5:28:52 PM |
| Ananya | $25.00 | $25.00 | 9/9/2009 5:29:27 PM |
| money-vista | $25.00 | $25.00 | 9/9/2009 5:32:16 PM |
| Adaboy | $25.00 | $25.00 | 9/9/2009 6:03:04 PM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:51:51 PM |
| money-shaker | $25.00 | $25.00 | 9/9/2009 5:34:06 PM |
| redbomb5 | $25.00 | $25.00 | 9/9/2009 9:46:23 PM |
| impasse1 | $25.00 | $25.00 | 9/9/2009 6:02:57 PM |
| phunktion | $25.00 | $25.00 | 9/10/2009 6:44:45 AM |
| dadalou | $25.00 | $25.00 | 9/10/2009 7:00:06 AM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:27 PM |
| ayerobbie | $25.00 | $25.00 | 9/9/2009 9:46:09 PM |
| mirolender | $25.00 | $25.00 | 9/9/2009 9:46:24 PM |
| mercuriant | $25.00 | $25.00 | 9/10/2009 11:14:31 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/10/2009 2:16:10 PM |
| mrbill5548 | $50.00 | $50.00 | 9/10/2009 11:50:38 AM |
| paymaster1 | $50.00 | $25.22 | 9/10/2009 3:02:56 PM |
| broepke | $25.00 | $25.00 | 9/10/2009 4:45:34 PM |
| spsavage | $25.00 | $25.00 | 9/11/2009 4:52:22 AM |
| a-fund-paradise | $25.00 | $25.00 | 9/10/2009 9:15:03 PM |
| scott1058 | $50.00 | $50.00 | 9/11/2009 3:41:44 PM |
| capital-galaxy | $75.00 | $75.00 | 9/11/2009 12:55:02 PM |
| ramsbladder | $25.00 | $25.00 | 9/11/2009 4:25:04 PM |
| merlin72875 | $25.00 | $25.00 | 9/11/2009 5:44:42 PM |
| emance | $50.00 | $50.00 | 9/11/2009 6:56:51 PM |
| runner262 | $25.00 | $25.00 | 9/11/2009 8:39:24 PM |
| wise-careful-greenback | $25.00 | $25.00 | 9/11/2009 5:16:38 PM |
| dmh4880 | $25.00 | $25.00 | 9/11/2009 5:16:45 PM |
| Masterlender | $25.00 | $25.00 | 9/12/2009 11:20:49 AM |
| MidnightBank | $25.00 | $25.00 | 9/12/2009 8:04:35 AM |
| YeoLenderSource | $25.00 | $25.00 | 9/11/2009 7:14:33 PM |
| biobulator | $25.00 | $25.00 | 9/11/2009 7:45:32 PM |
| westsidehighway | $25.00 | $25.00 | 9/12/2009 4:14:30 PM |
| jtc26 | $50.00 | $50.00 | 9/12/2009 8:29:37 AM |
| LindaRicci | $25.00 | $25.00 | 9/13/2009 8:48:01 AM |
| planky | $50.00 | $50.00 | 9/13/2009 9:09:32 AM |
| NC_Capital_Funding | $25.00 | $25.00 | 9/12/2009 1:02:25 PM |
| jstefans | $25.00 | $25.00 | 9/13/2009 5:09:30 PM |
| Daimos | $55.00 | $55.00 | 9/14/2009 4:32:18 AM |
| OSERENKUKU | $25.00 | $25.00 | 9/13/2009 7:29:32 PM |
| derec | $25.00 | $25.00 | 9/14/2009 4:53:51 AM |
| credit-coach118 | $25.00 | $25.00 | 9/13/2009 1:28:03 PM |
| langdonx | $25.00 | $25.00 | 9/14/2009 7:01:52 AM |
| flwah | $25.00 | $25.00 | 9/14/2009 7:55:20 AM |
| Trojan1976 | $25.00 | $25.00 | 9/14/2009 8:20:22 AM |
| money-expert | $25.00 | $25.00 | 9/14/2009 7:12:31 AM |
| m60gpmg | $40.00 | $40.00 | 9/14/2009 12:37:57 PM |
| EretzCapital | $50.00 | $50.00 | 9/14/2009 10:51:31 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 9/14/2009 1:46:15 PM |
| SNL_Svs | $25.00 | $25.00 | 9/14/2009 9:38:09 AM |
| dt2812 | $25.00 | $25.00 | 9/14/2009 9:40:20 AM |
| poeman | $25.00 | $25.00 | 9/14/2009 2:58:29 PM |
| DaddyBill | $25.00 | $25.00 | 9/14/2009 1:06:52 PM |
| himanshuko | $25.00 | $25.00 | 9/14/2009 10:54:34 AM |
| ash135 | $25.00 | $25.00 | 9/14/2009 11:40:20 AM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 3:08:29 PM |
| synboi | $770.00 | $770.00 | 9/14/2009 3:13:02 PM |
| LAKETIME | $25.00 | $25.00 | 9/14/2009 12:47:48 PM |
| BBL | $25.00 | $25.00 | 9/14/2009 12:56:35 PM |
| fabulous-return | $25.00 | $25.00 | 9/14/2009 3:34:38 PM |
| wealth-comet694 | $25.00 | $25.00 | 9/14/2009 3:32:39 PM |
| yu-rik | $50.00 | $50.00 | 9/14/2009 3:33:26 PM |
| 207 bids
|
Borrower Payment Dependent Notes Series
422278
This series of Notes was issued and sold upon the funding of the borrower loan #38628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 16.03% |
Starting borrower rate/APR:
| 17.03% / 19.23% |
Starting monthly payment:
| $285.34 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $277.13 |
| |
|
Auction yield range:
| 6.18% - 16.03% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-760 (Aug-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 9 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,313 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| geno0010 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Nov-2007)
700-720
(Feb-2007)
|
|
Principal balance:
| $2,686.03 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Refi -Relist w/ higher interest rat
The purpose of this loan is to pay of my existing Prosper loan which currently has $2871 left on it. The orginal loan was for $6K and a rate of 13.50%. My credit since that first loan has improved tremendously, so I'm thinking I should be able to get a better rate this time around. I have never been late on a payment throughout this loan.? The leftover amount will be going into my investing account, which I'm sure I will earn a greater return than the rate at which I am borrowing. No specifics please.I am asking for a little more money than last time, but with a lower rate the payments shouldn't be too much higher.My financial situtation has changed a little bit since my last loan. I received a 10% pay cut this year. My own company has picked up which is earning more than the 10% decline in pay, so everything is still okay. Of course you'll have to take my word for that since it's unverifiable.Previous Listing: http://www.prosper.com/invest/listing.aspx?listingID=229171Thanks for looking and thanks to those who bid on the previous listing that wasn't funded!
It says not a homeowner but I do own my home. Bought on Contract for Deed from parents in March 07. Pay extra still per my previous listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| HQLender06851 | $25.00 | $25.00 | 8/31/2009 4:11:27 PM |
| BGILlender | $25.00 | $25.00 | 8/31/2009 4:39:00 PM |
| Credit2Prosper | $50.00 | $50.00 | 8/31/2009 4:49:42 PM |
| minista | $25.00 | $25.00 | 8/31/2009 4:47:30 PM |
| outofoffice | $75.00 | $75.00 | 9/1/2009 7:41:43 PM |
| new-goal-return | $25.00 | $25.00 | 9/2/2009 7:07:58 AM |
| benroo | $25.00 | $25.00 | 9/1/2009 9:05:27 PM |
| PR05P3RToday | $25.00 | $25.00 | 9/1/2009 9:45:46 PM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 9:32:03 AM |
| unequivocal-velocity | $50.00 | $50.00 | 9/1/2009 9:20:39 PM |
| djd50 | $25.00 | $25.00 | 9/2/2009 4:20:53 AM |
| CashBank | $25.00 | $25.00 | 9/2/2009 10:30:52 AM |
| gpuck | $25.00 | $25.00 | 9/2/2009 2:46:38 PM |
| dough-shooter | $100.00 | $100.00 | 9/2/2009 10:09:43 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/2/2009 2:54:14 PM |
| srspank24 | $100.00 | $100.00 | 9/2/2009 4:03:33 PM |
| SafeSaxa | $25.00 | $25.00 | 9/2/2009 5:25:23 PM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:21:26 AM |
| BigCountryDF | $98.42 | $98.42 | 9/3/2009 9:32:58 AM |
| hanuman77 | $42.63 | $42.63 | 9/3/2009 3:57:05 PM |
| aurorafinancial | $50.00 | $50.00 | 9/3/2009 4:50:21 PM |
| restech | $25.00 | $25.00 | 9/3/2009 5:15:57 PM |
| lounges | $50.00 | $50.00 | 9/4/2009 10:16:30 AM |
| wwwUniversal | $25.00 | $25.00 | 9/4/2009 10:40:53 AM |
| IP | $34.19 | $34.19 | 9/4/2009 11:26:31 AM |
| goingplaces99 | $25.00 | $25.00 | 9/4/2009 10:57:25 AM |
| george_kaplan | $25.00 | $25.00 | 9/4/2009 12:06:01 PM |
| kruizen | $25.00 | $25.00 | 9/4/2009 12:25:20 PM |
| fuzed | $25.00 | $25.00 | 9/4/2009 11:26:02 AM |
| MattTheGr8 | $25.00 | $25.00 | 9/4/2009 11:31:01 AM |
| AnxiousAirman | $25.00 | $25.00 | 9/4/2009 11:18:14 AM |
| AdamClemSC | $25.00 | $25.00 | 9/4/2009 11:25:43 AM |
| Marfloogan | $25.00 | $25.00 | 9/4/2009 4:16:21 PM |
| NJournalist | $25.00 | $25.00 | 9/4/2009 10:46:17 PM |
| GreenBuilder247 | $25.00 | $25.00 | 9/5/2009 5:26:36 PM |
| trader-joe | $25.45 | $25.45 | 9/5/2009 10:33:30 AM |
| JCMC | $33.79 | $33.79 | 9/6/2009 10:15:29 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/6/2009 8:10:10 AM |
| SAR-2 | $25.00 | $25.00 | 9/6/2009 10:56:01 PM |
| pimienta | $25.00 | $25.00 | 9/6/2009 10:56:07 PM |
| ritwngr | $25.00 | $25.00 | 9/6/2009 10:56:19 PM |
| Dia_Lucrii | $25.00 | $25.00 | 9/6/2009 10:56:27 PM |
| Cbgator | $25.00 | $25.00 | 9/6/2009 10:57:15 PM |
| imlosttoo | $25.00 | $25.00 | 9/6/2009 11:00:01 PM |
| slyder61 | $25.00 | $11.35 | 9/6/2009 11:06:20 PM |
| taylor883 | $25.00 | $25.00 | 9/6/2009 10:55:36 PM |
| sellbuy40 | $25.00 | $25.00 | 9/6/2009 10:56:08 PM |
| NOLALEND | $25.00 | $25.00 | 9/6/2009 10:56:29 PM |
| tedi-tif | $25.00 | $25.00 | 9/7/2009 10:16:14 AM |
| Hambone1111 | $25.00 | $25.00 | 9/6/2009 10:56:59 PM |
| feedpaulyfaster | $25.00 | $25.00 | 9/6/2009 10:58:15 PM |
| sail120 | $25.00 | $25.00 | 9/6/2009 10:58:40 PM |
| the-return-rapture | $25.00 | $25.00 | 9/6/2009 10:56:11 PM |
| Panitza | $70.88 | $70.88 | 9/6/2009 10:57:22 PM |
| mmqc | $25.00 | $25.00 | 9/6/2009 11:06:05 PM |
| kscc183 | $25.00 | $25.00 | 9/6/2009 11:06:00 PM |
| southerndiva | $25.00 | $25.00 | 9/7/2009 1:39:43 PM |
| icanloanit2u | $25.00 | $25.00 | 9/7/2009 1:27:03 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/7/2009 4:16:53 PM |
| Russh | $25.00 | $25.00 | 9/8/2009 3:43:09 PM |
| JsTran | $50.00 | $50.00 | 9/8/2009 4:37:20 PM |
| orgy63 | $50.00 | $50.00 | 9/8/2009 5:16:50 PM |
| impartial-diversification | $1,000.00 | $1,000.00 | 9/9/2009 3:05:15 AM |
| MrEville | $25.00 | $25.00 | 9/9/2009 5:03:20 AM |
| liederhaus | $50.00 | $50.00 | 9/9/2009 4:32:43 PM |
| edsmoney | $100.00 | $100.00 | 9/11/2009 5:58:48 AM |
| Manta_Rai | $30.00 | $30.00 | 9/11/2009 8:42:56 AM |
| thaddeuscm | $28.45 | $28.45 | 9/11/2009 9:28:19 AM |
| bondhedger | $25.00 | $25.00 | 9/11/2009 4:46:33 PM |
| texrob20 | $65.00 | $65.00 | 9/12/2009 4:52:34 AM |
| spiff666 | $25.00 | $25.00 | 9/11/2009 8:24:00 PM |
| medkoder | $25.00 | $25.00 | 9/12/2009 8:01:09 AM |
| bondo41 | $25.00 | $25.00 | 9/13/2009 6:41:40 AM |
| BuzzyBee336 | $25.00 | $25.00 | 9/13/2009 12:13:38 PM |
| cathexis | $200.00 | $200.00 | 9/13/2009 5:58:32 AM |
| dwh-50 | $100.00 | $100.00 | 9/13/2009 5:07:53 PM |
| Equity_Investor | $50.00 | $50.00 | 9/13/2009 10:27:47 AM |
| crw1950 | $50.00 | $50.00 | 9/12/2009 9:38:16 PM |
| the_prince | $75.00 | $75.00 | 9/13/2009 3:21:31 PM |
| CapricornLending | $50.00 | $50.00 | 9/14/2009 4:46:15 AM |
| MoneyForNothing | $25.00 | $25.00 | 9/14/2009 6:34:34 AM |
| mpatrick | $79.00 | $79.00 | 9/14/2009 8:26:56 AM |
| martymaniaman | $25.00 | $25.00 | 9/14/2009 11:52:08 AM |
| CaliforniaSun | $25.00 | $25.00 | 9/14/2009 11:32:11 AM |
| wwwUniversal | $25.00 | $25.00 | 9/14/2009 2:50:07 PM |
| LAKETIME | $25.00 | $25.00 | 9/14/2009 1:19:25 PM |
| CriticalMiss | $50.00 | $50.00 | 9/14/2009 2:08:18 PM |
| liederhaus | $50.00 | $50.00 | 8/31/2009 3:50:14 PM |
| little_shark_J | $25.00 | $25.00 | 8/31/2009 4:12:37 PM |
| mtp | $50.00 | $50.00 | 8/31/2009 4:11:02 PM |
| totoro | $25.00 | $25.00 | 8/31/2009 5:06:38 PM |
| jetblack | $50.00 | $50.00 | 9/1/2009 11:10:58 AM |
| zento | $25.00 | $25.00 | 9/1/2009 9:31:56 AM |
| compassion-paladin042 | $25.00 | $25.00 | 9/1/2009 8:20:40 PM |
| jckpar | $200.00 | $200.00 | 9/2/2009 8:04:48 AM |
| MrLeft | $25.00 | $25.00 | 9/2/2009 7:59:44 AM |
| dparkhom | $25.00 | $25.00 | 9/2/2009 2:05:33 PM |
| festivecpl | $50.00 | $50.00 | 9/2/2009 8:38:56 PM |
| bmarch | $25.00 | $25.00 | 9/3/2009 11:26:13 AM |
| tedi-tif | $25.00 | $25.00 | 9/3/2009 8:58:05 AM |
| ok | $50.00 | $50.00 | 9/3/2009 12:56:45 PM |
| Bigheadboy | $25.00 | $25.00 | 9/3/2009 8:06:40 PM |
| unbeatable-wealth | $25.00 | $25.00 | 9/3/2009 8:42:05 PM |
| Cutts | $25.00 | $25.00 | 9/4/2009 6:50:30 AM |
| Sol_Invictus | $25.00 | $25.00 | 9/4/2009 7:17:26 AM |
| bakerbob | $50.00 | $50.00 | 9/4/2009 8:35:15 AM |
| jckpar | $100.00 | $100.00 | 9/4/2009 9:13:46 AM |
| Rogelio48 | $25.00 | $25.00 | 9/4/2009 11:24:09 AM |
| flyboy24 | $25.00 | $25.00 | 9/4/2009 11:25:55 AM |
| cingular | $25.00 | $25.00 | 9/4/2009 11:28:03 AM |
| JL_FC | $25.00 | $25.00 | 9/4/2009 10:47:41 AM |
| westsidehighway | $25.00 | $25.00 | 9/4/2009 11:18:03 AM |
| worth-sanctuary9 | $25.00 | $25.00 | 9/4/2009 11:19:50 AM |
| galtsgulch | $25.00 | $25.00 | 9/4/2009 11:26:24 AM |
| ADIDASNO | $25.00 | $25.00 | 9/4/2009 11:28:19 AM |
| YogaDude34 | $41.72 | $41.72 | 9/4/2009 2:57:15 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/4/2009 3:39:57 PM |
| CASSHMAN | $75.00 | $75.00 | 9/4/2009 8:58:00 PM |
| JoeMB | $25.00 | $25.00 | 9/4/2009 4:30:59 PM |
| dadalou | $25.00 | $25.00 | 9/4/2009 4:25:46 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/5/2009 5:01:50 PM |
| roman2008 | $25.00 | $25.00 | 9/5/2009 9:55:19 PM |
| Jinja | $25.00 | $25.00 | 9/6/2009 8:25:13 AM |
| azali | $25.00 | $25.00 | 9/6/2009 10:27:04 AM |
| enigmallc | $25.00 | $25.00 | 9/6/2009 10:56:20 PM |
| jct_enterprises | $25.00 | $25.00 | 9/6/2009 10:56:28 PM |
| TOCPI | $25.00 | $25.00 | 9/6/2009 10:57:13 PM |
| Mymoney4loan | $25.00 | $25.00 | 9/6/2009 10:57:36 PM |
| NCloser | $30.63 | $30.63 | 9/6/2009 2:02:12 PM |
| aganippe | $50.00 | $50.00 | 9/6/2009 10:21:40 AM |
| dospapalotes | $25.00 | $25.00 | 9/6/2009 11:05:43 PM |
| pksfunds | $50.00 | $50.00 | 9/6/2009 11:06:17 PM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:41 PM |
| Sven79 | $100.00 | $100.00 | 9/7/2009 8:33:46 AM |
| Hiro07 | $25.00 | $25.00 | 9/6/2009 9:25:44 PM |
| sentry256 | $25.00 | $25.00 | 9/6/2009 10:56:06 PM |
| magnetic-kindness | $25.00 | $25.00 | 9/6/2009 10:56:12 PM |
| friendly-gold | $25.00 | $25.00 | 9/6/2009 10:35:47 PM |
| Patter256 | $25.00 | $25.00 | 9/6/2009 10:56:55 PM |
| salala | $25.00 | $25.00 | 9/6/2009 10:57:04 PM |
| Josilot | $25.00 | $25.00 | 9/6/2009 10:57:31 PM |
| thevogelfamily | $25.00 | $25.00 | 9/6/2009 10:57:41 PM |
| Binan | $25.00 | $25.00 | 9/6/2009 10:56:08 PM |
| herbyman | $25.00 | $25.00 | 9/6/2009 10:57:20 PM |
| MyKidsDad | $25.00 | $25.00 | 9/6/2009 10:59:37 PM |
| carlover | $25.00 | $25.00 | 9/6/2009 11:06:04 PM |
| Haydendover | $25.00 | $25.00 | 9/6/2009 10:58:41 PM |
| dokiya777 | $50.00 | $50.00 | 9/6/2009 10:58:59 PM |
| bazzer | $25.00 | $25.00 | 9/6/2009 11:05:40 PM |
| buffalobills | $25.00 | $25.00 | 9/8/2009 2:07:41 PM |
| Feyenoord | $25.00 | $25.00 | 9/8/2009 6:24:31 PM |
| evildutchman | $50.00 | $50.00 | 9/9/2009 6:13:44 PM |
| glazeddonuts | $25.00 | $25.00 | 9/9/2009 6:27:21 PM |
| loot-motion | $25.00 | $25.00 | 9/10/2009 5:11:06 PM |
| Kash2010lu | $25.00 | $25.00 | 9/11/2009 10:46:35 AM |
| credit-coach118 | $25.00 | $25.00 | 9/11/2009 2:04:48 AM |
| Digs | $25.00 | $25.00 | 9/11/2009 12:45:59 PM |
| payontime1 | $50.00 | $50.00 | 9/11/2009 4:37:18 PM |
| KingCroesus | $25.00 | $25.00 | 9/11/2009 3:00:54 PM |
| interstellar | $50.00 | $50.00 | 9/11/2009 3:17:16 PM |
| LesPaul1 | $25.00 | $25.00 | 9/11/2009 4:56:36 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/11/2009 5:31:17 PM |
| radiant-return | $25.00 | $25.00 | 9/11/2009 7:09:13 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/12/2009 9:05:50 AM |
| szetheli | $96.00 | $96.00 | 9/12/2009 9:53:24 AM |
| RoguishHound | $150.00 | $150.00 | 9/12/2009 10:00:30 AM |
| psbruce | $27.49 | $27.49 | 9/13/2009 7:44:12 PM |
| gothampark | $25.00 | $25.00 | 9/13/2009 4:44:17 PM |
| Pomedorov | $50.00 | $50.00 | 9/14/2009 6:52:26 AM |
| MoneyForNothing | $25.00 | $25.00 | 9/14/2009 6:33:59 AM |
| rbotterbLLC | $25.00 | $25.00 | 9/14/2009 10:22:29 AM |
| himanshuko | $60.00 | $60.00 | 9/14/2009 11:09:52 AM |
| ultimatepaintball | $25.00 | $25.00 | 9/14/2009 12:36:39 PM |
| maga | $175.00 | $175.00 | 9/14/2009 12:47:57 PM |
| yu-rik | $50.00 | $50.00 | 9/14/2009 3:38:34 PM |
| JTDeli | $375.00 | $375.00 | 9/14/2009 1:52:08 PM |
| 176 bids
|
Borrower Payment Dependent Notes Series
422326
This series of Notes was issued and sold upon the funding of the borrower loan #38636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 56 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,309 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 102% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| MBAGraduate09 |
Borrower's state:
| Indiana |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jun-2008)
620-640
(Nov-2007)
620-640
(Oct-2006)
|
|
Principal balance:
| $269.49 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
DTI Wrong, On Right Track Back
Purpose of this Loan
I will be using this loan to completely consolidate my debt so that I can have it all paid off in three years.? I have 3 months left on current Prosper loan and I have never missed a payment or been late one time.? All of my bills are always paid on time.
I am a good candidate for this loan because... I am? finished with my MBA and will be getting a higher paying job.? I plan on moving up in my company which has many opportunities for growth.
Here is my current budget:
Bring home pay: 1618.08
Rent 00.00
Utilities 0.00
Cell phone 35.00
Car payment 325.00
Food and Household needs: 100.00/mo.
Prosper loans 93.00month?
Credit Cards?200.00 month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Revolving balance $9,309. Now that you have reduced requested amount, please explain what you will be paying off and other balances w/rates. And Credit Cards 200.00 a month? - karmanxten
A:
Will be paying off two smaller cards as well as a hospital bill from earlier in the year when I was diagnosed with a blood clot in my lungs. This will free up additional funds to cut down on large cc balance. I am already paying 1 1/2 time the requested pay amount and I have also received a raise at work which will help as well
(Sep-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $200.00 | $200.00 | 8/31/2009 10:07:17 PM |
| festivecpl | $50.00 | $50.00 | 9/2/2009 8:40:43 PM |
| noble-revenue | $100.00 | $100.00 | 9/10/2009 10:34:54 AM |
| jpf27 | $50.00 | $50.00 | 9/11/2009 11:10:38 AM |
| Eloise62 | $50.00 | $50.00 | 9/11/2009 11:11:48 AM |
| zydeco337 | $33.18 | $33.18 | 9/11/2009 3:53:39 PM |
| jbloans | $25.00 | $25.00 | 9/11/2009 4:20:35 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/12/2009 9:07:42 AM |
| PrinceValium | $50.00 | $50.00 | 9/12/2009 6:18:48 PM |
| deepblue34 | $35.00 | $35.00 | 9/13/2009 6:39:42 PM |
| sweety075 | $25.00 | $25.00 | 9/13/2009 5:40:54 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/14/2009 6:10:44 AM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:54:36 PM |
| thekingjara | $54.14 | $54.14 | 9/14/2009 7:19:12 AM |
| EEasyMoney | $25.00 | $25.00 | 9/14/2009 8:12:58 AM |
| mobius_titan | $25.00 | $25.00 | 9/14/2009 10:36:41 AM |
| jakestone4 | $50.00 | $50.00 | 9/14/2009 11:55:21 AM |
| Skeptical-one | $250.00 | $15.10 | 9/14/2009 1:12:12 PM |
| LAKETIME | $25.00 | $25.00 | 9/14/2009 1:22:47 PM |
| randsenterprise | $25.00 | $25.00 | 9/8/2009 5:08:50 PM |
| wwwUniversal | $25.00 | $25.00 | 9/11/2009 6:48:09 PM |
| investment-cluster | $25.00 | $25.00 | 9/11/2009 4:33:42 PM |
| Laxa | $25.00 | $25.00 | 9/11/2009 7:17:30 PM |
| wbwill | $28.00 | $28.00 | 9/14/2009 12:20:10 AM |
| Unitas4302 | $50.00 | $50.00 | 9/13/2009 4:52:21 PM |
| martymaniaman | $50.00 | $50.00 | 9/14/2009 11:52:54 AM |
| CriticalMiss | $25.00 | $25.00 | 9/14/2009 1:30:55 PM |
| synboi | $234.58 | $234.58 | 9/14/2009 3:25:48 PM |
| fabulous-return | $25.00 | $25.00 | 9/14/2009 3:31:00 PM |
| tashara | $25.00 | $25.00 | 9/14/2009 3:36:47 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
422408
This series of Notes was issued and sold upon the funding of the borrower loan #38638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 11.02% |
Starting borrower rate/APR:
| 12.02% / 14.15% |
Starting monthly payment:
| $315.63 |
|
Final lender yield:
| 8.43% |
Final borrower rate/APR:
| 9.43% / 11.53% |
Final monthly payment:
| $304.00 |
| |
|
Auction yield range:
| 3.18% - 11.02% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 800-820 (Aug-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,693 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| RejhRon |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lender want a Machine Loan
Purpose of loan: The loan is to Purchase from New Hermis an engraving machine to enhance my wood working hobbie and to be able to engrave on small items to earn extra monies on the side from my fire fighter Job at my home base? wood shop buisness
My financial situation:
I am a good candidate for this loan because I have had experience with engraving while active duty in the military (retired2004),? Their is a need for this type of work in my community and I have been a Prosper lender for a while and want to try a loan for this project?? Additoinally I work on a part-time as needed bases as a firefighter for the local miltary base, which I pick up one or two shifts a month. I am retired military and have a retirement pay as well to repay this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please detail out your income/expenses for us? Also, do you have any debt obligations aside from the <$2000 listed on your experian credit report? Thanks much and good luck! - BAEVentures
A:
Thanks for the question; I have a two credit card payments one to HHGregg and one Lowes Card and pay those terms on the interest free plan. I currently just my house payment of 600 auto payment of 400 as well as utilities phone insurance. I earn 1300 month for retirement pay as well a any monies I earn from my part ime fire fighting job and wood project I sell.
(Sep-01-2009)
Q:
You, my friend, are a great American. Is there any way to see online your crafts/engraving or that sort of thing? Best of luck to you!!!! Here is 200$ for your loan! - kushbomb
A:
I have pictures of some of my Work on Facebook and can add my lastest project here.
(Sep-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Iwantahelp | $25.00 | $25.00 | 8/31/2009 4:15:09 PM |
| don'twannadance | $50.00 | $50.00 | 8/31/2009 7:31:57 PM |
| 420limo | $50.00 | $50.00 | 8/31/2009 9:39:16 PM |
| MidnightBank | $25.00 | $25.00 | 8/31/2009 5:18:40 PM |
| justin323 | $25.00 | $25.00 | 8/31/2009 5:28:55 PM |
| IM-SHARKY | $1,000.00 | $1,000.00 | 9/1/2009 7:51:05 AM |
| Jassi | $25.00 | $25.00 | 9/1/2009 9:27:21 PM |
| Gold_Coin | $25.00 | $25.00 | 9/2/2009 1:32:58 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:05:58 PM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:31:04 AM |
| ok | $25.00 | $25.00 | 9/3/2009 1:04:08 PM |
| blot44 | $50.00 | $50.00 | 9/4/2009 10:01:23 AM |
| JACJ | $25.00 | $25.00 | 9/4/2009 3:24:07 AM |
| llequire1 | $100.00 | $100.00 | 9/4/2009 7:11:53 AM |
| all_of_that_one | $25.00 | $25.00 | 9/4/2009 11:00:50 AM |
| BigBoy2008 | $25.00 | $25.00 | 9/4/2009 1:05:34 PM |
| minista | $25.00 | $25.00 | 9/4/2009 11:46:24 AM |
| tayzak | $25.00 | $25.00 | 9/4/2009 3:30:07 PM |
| zbfamwl | $25.00 | $25.00 | 9/4/2009 3:19:27 PM |
| Turkish101 | $25.00 | $25.00 | 9/4/2009 3:29:58 PM |
| JCPlending | $25.00 | $25.00 | 9/4/2009 4:24:23 PM |
| Hairyv | $50.00 | $50.00 | 9/5/2009 4:26:29 AM |
| Gabriel02 | $25.00 | $25.00 | 9/5/2009 11:16:22 AM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 9/5/2009 2:26:40 PM |
| lowrate | $25.00 | $25.00 | 9/5/2009 9:40:20 PM |
| festivecpl | $50.00 | $50.00 | 9/5/2009 1:22:39 PM |
| yield-blanket | $25.00 | $25.00 | 9/5/2009 5:36:32 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:32:06 PM |
| mh1169 | $25.00 | $25.00 | 9/6/2009 8:55:20 AM |
| DrPalaber | $25.00 | $25.00 | 9/7/2009 5:25:10 AM |
| slartibardfast | $30.00 | $30.00 | 9/7/2009 7:35:21 AM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:24 PM |
| chopper94 | $25.00 | $25.00 | 9/6/2009 11:04:40 PM |
| BayShell | $40.00 | $40.00 | 9/7/2009 4:06:41 PM |
| Divot | $25.00 | $25.00 | 9/7/2009 3:41:44 PM |
| fortytwo | $112.61 | $112.61 | 9/7/2009 4:32:41 PM |
| NATIVEBORN | $29.98 | $29.98 | 9/7/2009 5:11:39 PM |
| focused-wampum | $50.00 | $50.00 | 9/8/2009 9:58:32 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:04:45 AM |
| Synergism | $25.00 | $25.00 | 9/8/2009 11:59:52 AM |
| nuclearmoose | $25.00 | $25.00 | 9/8/2009 1:03:49 PM |
| interstellar | $35.67 | $35.67 | 9/8/2009 2:39:15 PM |
| skydiver111 | $25.00 | $25.00 | 9/9/2009 5:09:36 AM |
| HamletTower | $25.00 | $25.00 | 9/8/2009 10:44:33 PM |
| rdextra | $25.00 | $25.00 | 9/9/2009 1:45:45 PM |
| szetheli | $50.00 | $50.00 | 9/9/2009 6:45:29 AM |
| reinforced-reward | $25.00 | $25.00 | 9/9/2009 9:36:43 AM |
| ADenny | $25.00 | $25.00 | 9/9/2009 9:38:49 AM |
| sensible-trade | $25.00 | $25.00 | 9/9/2009 10:03:43 AM |
| frankdelraza | $25.00 | $25.00 | 9/9/2009 9:51:29 AM |
| enticing-funds | $25.00 | $25.00 | 9/9/2009 12:44:37 PM |
| Sixmil | $25.00 | $25.00 | 9/9/2009 5:34:37 PM |
| jt88 | $25.00 | $25.00 | 9/9/2009 5:55:46 PM |
| woodenshoes | $37.17 | $37.17 | 9/9/2009 5:25:28 PM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:08 PM |
| Patter256 | $25.00 | $25.00 | 9/9/2009 5:55:26 PM |
| treeline | $46.79 | $46.79 | 9/9/2009 5:55:43 PM |
| sail120 | $25.00 | $25.00 | 9/9/2009 9:45:22 PM |
| randomguy100 | $25.00 | $25.00 | 9/9/2009 10:44:30 PM |
| rlecour | $25.00 | $25.00 | 9/9/2009 5:53:51 PM |
| order-prospector | $100.00 | $100.00 | 9/9/2009 5:53:58 PM |
| lavendergirl | $25.00 | $25.00 | 9/10/2009 4:14:32 AM |
| kulender | $100.00 | $100.00 | 9/10/2009 4:23:20 AM |
| affluence-tycoon | $50.00 | $50.00 | 9/10/2009 8:36:01 AM |
| asaurus321 | $25.00 | $25.00 | 9/9/2009 9:24:52 PM |
| cgk46doit | $25.00 | $25.00 | 9/9/2009 10:34:27 PM |
| tsui517 | $25.00 | $25.00 | 9/10/2009 10:55:32 AM |
| rmachi | $25.00 | $25.00 | 9/10/2009 3:19:29 AM |
| baci99 | $25.00 | $25.00 | 9/10/2009 5:50:04 AM |
| rawsushi | $100.00 | $100.00 | 9/9/2009 11:04:29 PM |
| Norcal | $25.00 | $25.00 | 9/10/2009 9:39:05 AM |
| phunktion | $25.00 | $25.00 | 9/10/2009 6:44:51 AM |
| nv | $25.00 | $25.00 | 9/10/2009 4:32:05 PM |
| neenerman | $25.00 | $25.00 | 9/10/2009 9:39:49 PM |
| tallcoolone | $25.00 | $25.00 | 9/10/2009 5:00:57 PM |
| BR-549 | $25.00 | $25.00 | 9/11/2009 5:06:38 AM |
| Ven58 | $25.00 | $25.00 | 9/10/2009 5:35:07 PM |
| pi31415 | $25.00 | $25.00 | 9/10/2009 5:02:19 PM |
| gogmagog | $33.43 | $33.43 | 9/11/2009 11:44:40 AM |
| morpholog | $25.00 | $25.00 | 9/11/2009 12:24:30 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/11/2009 12:46:35 PM |
| screenname03 | $25.00 | $25.00 | 9/10/2009 9:44:29 PM |
| zmaurides | $25.00 | $25.00 | 9/11/2009 2:26:44 PM |
| AndersenWatcher | $25.00 | $25.00 | 9/11/2009 12:04:44 PM |
| GenerousGentleMan | $25.00 | $25.00 | 9/11/2009 9:35:46 AM |
| SkipMcGrath | $31.11 | $31.11 | 9/11/2009 12:20:09 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:17 PM |
| BoutYeBank | $25.00 | $25.00 | 9/11/2009 1:34:47 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/11/2009 2:29:50 PM |
| krishopper | $25.00 | $25.00 | 9/11/2009 3:10:06 PM |
| Jynxie | $35.46 | $35.46 | 9/11/2009 5:59:48 PM |
| kayakg | $25.00 | $25.00 | 9/11/2009 6:34:42 PM |
| YogaDude34 | $46.00 | $46.00 | 9/11/2009 7:14:40 PM |
| seattleslug | $30.00 | $30.00 | 9/11/2009 7:20:37 PM |
| F16Edwards | $50.00 | $50.00 | 9/11/2009 11:03:56 PM |
| OLYVRC | $25.00 | $25.00 | 9/11/2009 6:50:55 PM |
| USMC0311 | $25.00 | $25.00 | 9/11/2009 7:24:30 PM |
| USCGC | $25.00 | $25.00 | 9/12/2009 1:19:26 AM |
| bondo41 | $25.00 | $25.00 | 9/12/2009 6:19:02 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/12/2009 7:42:35 AM |
| hellasow | $25.00 | $25.00 | 9/12/2009 11:54:41 AM |
| latestone | $25.00 | $25.00 | 9/11/2009 7:24:27 PM |
| fotep-financial | $25.00 | $25.00 | 9/11/2009 8:04:32 PM |
| LPSolutions | $25.00 | $25.00 | 9/12/2009 6:35:00 PM |
| hyperchamp | $25.00 | $25.00 | 9/12/2009 8:31:11 PM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:44:37 PM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:24 PM |
| JerryB96 | $25.00 | $25.00 | 9/12/2009 5:36:58 PM |
| Gbrad88 | $50.00 | $50.00 | 9/13/2009 6:17:51 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/12/2009 11:14:26 PM |
| gothampark | $25.00 | $25.00 | 9/13/2009 3:54:27 PM |
| nashibaksi | $25.00 | $25.00 | 9/13/2009 7:17:17 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/13/2009 12:04:25 PM |
| falcone | $150.00 | $150.00 | 9/13/2009 9:19:59 PM |
| Aethelwolf | $25.00 | $25.00 | 9/14/2009 4:37:44 AM |
| Blue_HorseShoe | $50.00 | $50.00 | 9/14/2009 5:08:23 AM |
| atlgator | $25.00 | $25.00 | 9/13/2009 10:37:48 PM |
| BSr | $25.00 | $25.00 | 9/14/2009 4:44:57 AM |
| Namrok | $25.00 | $25.00 | 9/14/2009 9:37:46 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:35:41 AM |
| icefish | $26.75 | $26.75 | 9/14/2009 11:09:04 AM |
| All_Wins | $25.00 | $25.00 | 9/14/2009 9:43:11 AM |
| chipperjohnson | $50.00 | $50.00 | 9/14/2009 8:35:28 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 2:02:16 PM |
| bugleusmc | $30.00 | $30.00 | 9/14/2009 2:31:54 PM |
| STLRacer | $25.00 | $25.00 | 9/14/2009 9:52:23 AM |
| dealarella | $25.00 | $25.00 | 9/14/2009 9:55:08 AM |
| FrayBentos | $25.00 | $25.00 | 9/14/2009 2:21:22 PM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 3:07:43 PM |
| zerocrog | $25.00 | $25.00 | 9/14/2009 12:17:10 PM |
| five-star-justice | $36.00 | $15.89 | 8/31/2009 4:02:34 PM |
| greenback-floret | $25.00 | $25.00 | 8/31/2009 4:18:08 PM |
| Syzygy | $25.00 | $25.00 | 8/31/2009 7:36:22 PM |
| ingeborg77 | $50.00 | $50.00 | 8/31/2009 7:29:50 PM |
| payontime1 | $50.00 | $50.00 | 8/31/2009 11:24:58 PM |
| benroo | $25.00 | $25.00 | 9/1/2009 9:05:24 PM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 11:07:14 AM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 9:42:55 AM |
| little_shark_J | $25.00 | $25.00 | 9/2/2009 8:37:18 PM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 2:45:51 PM |
| Avala | $25.00 | $25.00 | 9/3/2009 10:05:40 AM |
| market-assembler | $25.00 | $25.00 | 9/3/2009 5:55:21 PM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:05:55 PM |
| tisiphone | $25.00 | $25.00 | 9/3/2009 8:45:50 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:06:06 AM |
| shanedog | $25.00 | $25.00 | 9/4/2009 3:30:01 PM |
| credit-coach118 | $25.00 | $25.00 | 9/5/2009 7:43:24 AM |
| jetblack | $50.00 | $50.00 | 9/5/2009 7:00:41 PM |
| cosmof16 | $50.00 | $50.00 | 9/5/2009 6:56:31 PM |
| kumpa2u | $50.00 | $50.00 | 9/7/2009 12:27:01 PM |
| lowestghost | $25.00 | $25.00 | 9/7/2009 12:30:19 PM |
| longisland47m | $25.00 | $25.00 | 9/7/2009 4:10:21 AM |
| Raser | $25.00 | $25.00 | 9/7/2009 5:35:21 AM |
| hobodave | $25.00 | $25.00 | 9/7/2009 7:30:38 AM |
| billnsc | $25.00 | $25.00 | 9/7/2009 7:05:14 AM |
| JJS180 | $25.00 | $25.00 | 9/7/2009 2:06:26 PM |
| rulender | $50.00 | $50.00 | 9/7/2009 3:00:23 PM |
| tlp43 | $25.00 | $25.00 | 9/7/2009 4:32:14 PM |
| djs81 | $25.00 | $25.00 | 9/7/2009 7:00:25 PM |
| outofoffice | $50.00 | $50.00 | 9/7/2009 8:59:23 PM |
| mikeandcat | $50.00 | $50.00 | 9/8/2009 9:06:13 AM |
| ready-loan | $25.00 | $25.00 | 9/8/2009 9:59:39 AM |
| income-excellence1 | $25.00 | $25.00 | 9/7/2009 8:00:26 PM |
| kyomoon | $25.00 | $25.00 | 9/7/2009 7:57:17 PM |
| justice-excellency | $50.00 | $50.00 | 9/8/2009 11:36:53 AM |
| estancias | $25.00 | $25.00 | 9/8/2009 1:51:12 PM |
| jjswanso | $25.00 | $25.00 | 9/8/2009 8:39:01 PM |
| miamiwill | $25.00 | $25.00 | 9/8/2009 6:23:47 PM |
| Feyenoord | $25.00 | $25.00 | 9/8/2009 6:24:36 PM |
| djmjkelso | $25.00 | $25.00 | 9/8/2009 6:38:36 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/9/2009 1:19:51 AM |
| top-unflappable-economy | $25.00 | $25.00 | 9/8/2009 7:58:30 PM |
| RJN | $25.00 | $25.00 | 9/9/2009 7:07:01 AM |
| linklady | $50.00 | $50.00 | 9/9/2009 6:41:59 AM |
| spname | $25.00 | $25.00 | 9/9/2009 9:38:00 AM |
| majormoves1 | $25.00 | $25.00 | 9/9/2009 12:51:31 PM |
| julijask | $25.00 | $25.00 | 9/9/2009 2:04:55 PM |
| skunkor2 | $50.00 | $50.00 | 9/9/2009 2:55:28 PM |
| Bieling | $25.00 | $25.00 | 9/9/2009 3:34:44 PM |
| bruin558 | $80.00 | $80.00 | 9/9/2009 5:51:31 PM |
| enriching-payout | $25.00 | $25.00 | 9/9/2009 5:19:26 PM |
| lending-bear | $50.00 | $50.00 | 9/9/2009 5:59:51 PM |
| mizount | $25.00 | $25.00 | 9/9/2009 5:29:29 PM |
| hampa | $25.00 | $25.00 | 9/9/2009 5:51:47 PM |
| dadalou | $25.00 | $25.00 | 9/9/2009 9:44:50 PM |
| bkb7484 | $31.78 | $31.78 | 9/9/2009 10:37:51 PM |
| speyer | $25.00 | $25.00 | 9/9/2009 7:21:34 PM |
| metro457 | $40.00 | $40.00 | 9/10/2009 4:44:48 AM |
| Russh | $74.05 | $74.05 | 9/10/2009 10:33:07 AM |
| Wart126 | $25.00 | $25.00 | 9/10/2009 11:46:07 AM |
| Ellisdee | $33.99 | $33.99 | 9/10/2009 4:59:28 PM |
| wealth-mogul534 | $25.00 | $25.00 | 9/10/2009 5:00:05 PM |
| Gene47 | $100.00 | $100.00 | 9/10/2009 4:58:19 PM |
| KiwiElf | $30.00 | $30.00 | 9/10/2009 4:47:16 PM |
| UnknownSuperhero | $68.20 | $68.20 | 9/11/2009 8:03:51 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/11/2009 8:41:32 AM |
| RussianPrincess | $100.00 | $100.00 | 9/10/2009 5:00:38 PM |
| minatoku | $50.00 | $50.00 | 9/11/2009 1:29:28 PM |
| mr-mix | $25.00 | $25.00 | 9/10/2009 10:41:17 PM |
| spsavage | $25.00 | $25.00 | 9/11/2009 9:04:47 AM |
| mcabery | $138.45 | $138.45 | 9/11/2009 2:04:13 PM |
| OoM | $25.00 | $25.00 | 9/11/2009 12:50:37 PM |
| Keebs | $25.00 | $25.00 | 9/11/2009 3:44:36 PM |
| peace-cadence | $25.00 | $25.00 | 9/11/2009 2:10:28 PM |
| shopzone | $25.00 | $25.00 | 9/11/2009 4:49:37 PM |
| ANJALY | $110.00 | $110.00 | 9/11/2009 10:52:54 PM |
| Cluvnupe06 | $25.00 | $25.00 | 9/11/2009 5:18:49 PM |
| practice44 | $25.00 | $25.00 | 9/11/2009 5:24:39 PM |
| pbeach05 | $25.00 | $25.00 | 9/12/2009 8:19:29 AM |
| bds9646 | $64.42 | $64.42 | 9/12/2009 8:23:21 AM |
| hope-eagle6 | $25.00 | $25.00 | 9/12/2009 1:09:31 AM |
| Corduroy | $25.00 | $25.00 | 9/11/2009 5:44:38 PM |
| SeaLoans | $25.00 | $25.00 | 9/12/2009 6:15:36 AM |
| SOP_Bank | $25.00 | $25.00 | 9/11/2009 6:06:13 PM |
| fwaguy | $25.00 | $25.00 | 9/11/2009 6:40:19 PM |
| Halos2002 | $50.00 | $50.00 | 9/12/2009 8:37:27 AM |
| DDHMoney | $25.00 | $25.00 | 9/12/2009 2:14:29 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/12/2009 9:16:03 AM |
| epwait56 | $36.00 | $36.00 | 9/12/2009 8:33:13 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/12/2009 9:54:39 AM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:27 AM |
| Ananya | $25.00 | $25.00 | 9/12/2009 10:16:00 AM |
| Masterlender | $25.00 | $25.00 | 9/12/2009 7:54:25 PM |
| TriSail | $25.00 | $25.00 | 9/13/2009 1:39:50 PM |
| reueljw | $25.00 | $25.00 | 9/13/2009 7:49:27 AM |
| FundMaker | $25.00 | $25.00 | 9/12/2009 4:23:47 PM |
| Darkjimson | $25.00 | $25.00 | 9/13/2009 9:19:36 AM |
| Charmart | $25.00 | $25.00 | 9/13/2009 5:34:02 PM |
| spawn5150 | $25.00 | $25.00 | 9/13/2009 12:59:35 PM |
| crasherFL | $50.00 | $50.00 | 9/14/2009 5:43:30 AM |
| BiggestG | $25.00 | $25.00 | 9/14/2009 1:16:51 AM |
| coin-lender77 | $25.00 | $25.00 | 9/14/2009 7:05:17 AM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:05:59 AM |
| mclean_loaner | $50.00 | $50.00 | 9/13/2009 5:58:46 PM |
| passivesf | $25.00 | $25.00 | 9/14/2009 7:42:04 AM |
| flwah | $25.00 | $25.00 | 9/14/2009 7:55:24 AM |
| tranquil-balance | $25.00 | $25.00 | 9/14/2009 8:03:33 AM |
| dansarkis | $25.00 | $25.00 | 9/14/2009 6:45:56 AM |
| ChuckieG | $50.00 | $50.00 | 9/14/2009 5:47:46 AM |
| langdonx | $50.00 | $50.00 | 9/14/2009 6:50:16 AM |
| birchbark86 | $25.00 | $25.00 | 9/14/2009 9:02:42 AM |
| bossyboots01 | $25.00 | $25.00 | 9/14/2009 10:53:46 AM |
| FLRN | $25.00 | $25.00 | 9/14/2009 7:15:14 AM |
| donloah | $25.00 | $25.00 | 9/14/2009 9:39:48 AM |
| wwwUniversal | $25.00 | $25.00 | 9/14/2009 9:09:17 AM |
| flshdaskll | $32.25 | $32.25 | 9/14/2009 9:28:45 AM |
| buukyak | $25.00 | $25.00 | 9/14/2009 2:18:57 PM |
| selo80 | $50.00 | $50.00 | 9/14/2009 2:20:58 PM |
| superchicken | $25.00 | $25.00 | 9/14/2009 1:19:57 PM |
| dumbass | $25.00 | $25.00 | 9/14/2009 2:31:33 PM |
| gm93001 | $100.00 | $100.00 | 9/14/2009 2:56:32 PM |
| fangpilot | $25.00 | $25.00 | 9/14/2009 2:11:37 PM |
| cheng | $25.00 | $25.00 | 9/14/2009 2:31:38 PM |
| 253 bids
|
Borrower Payment Dependent Notes Series
424090
This series of Notes was issued and sold upon the funding of the borrower loan #38648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 23.68% |
Starting borrower rate/APR:
| 24.68% / 26.98% |
Starting monthly payment:
| $237.54 |
|
Final lender yield:
| 23.68% |
Final borrower rate/APR:
| 24.68% / 26.98% |
Final monthly payment:
| $237.54 |
| |
|
Auction yield range:
| 8.18% - 23.68% |
Estimated loss impact:
| 8.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,296 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 52% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| economy-souffle |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making the Wedding Day Perfect
Purpose of loan:
This loan will be used to make my and my fiancee's wedding day as perfect as possible.? We are paying for our wedding on our own, so we set up a?savings budget over a year ago that was followed with great success. However, we had some unanticipated expenses that took money away from our savings.? We had 3 deaths in our families in 2 different states, causing us to use our wedding savings for flights, accomodations, etc.? We have worked really hard to make our day as close as possible to our planned vision, but we need this loan to close this gap in our budget.?
My financial situation:
I am a good candidate for this loan because I have established credit with perfect loan repayment history.? I work at a stable firm that has made money throughout the recession and has actually added positions.? I own an apartment in New York and have over 2 years of stable rental income covering the mortgage and maintenance expenses.?
Monthly net income: $ 4,800 ($ 3580?Salary + $1300 Rental Income)
Monthly expenses: $?3,880
??Housing: $ 564
??Insurance: $ 80
??Car expenses: $ 207
??Utilities: $ 90
??Phone, cable, internet: $ 179
??Food, entertainment: $ 375
??Dog & household expenses $ 115
??Credit cards and other loans: $ 960
??Other expenses: $ 1310 (Mortgage and Maintenenance)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Halos2002 | $50.00 | $50.00 | 9/14/2009 4:46:10 PM |
| WolRab | $50.00 | $50.00 | 9/14/2009 4:45:57 PM |
| jokerj006 | $25.00 | $25.00 | 9/14/2009 4:58:56 PM |
| firewomin | $25.00 | $25.00 | 9/14/2009 4:59:55 PM |
| anton | $25.00 | $25.00 | 9/14/2009 5:02:32 PM |
| 888168 | $25.00 | $25.00 | 9/14/2009 5:03:11 PM |
| nodrivelpls | $25.00 | $25.00 | 9/14/2009 5:04:08 PM |
| exact-justice | $25.00 | $25.00 | 9/14/2009 5:05:03 PM |
| peb44 | $100.00 | $100.00 | 9/14/2009 5:06:05 PM |
| mpactlender | $25.00 | $25.00 | 9/14/2009 5:06:49 PM |
| kumpa2u | $25.00 | $25.00 | 9/14/2009 5:07:47 PM |
| ecila625 | $25.00 | $25.00 | 9/14/2009 4:58:20 PM |
| gm93001 | $50.00 | $50.00 | 9/14/2009 5:09:22 PM |
| MGMNT | $25.00 | $25.00 | 9/14/2009 5:09:40 PM |
| Borrow2Grow | $51.00 | $51.00 | 9/14/2009 5:09:55 PM |
| honorable-yield | $25.00 | $25.00 | 9/14/2009 5:01:56 PM |
| SNH | $25.00 | $25.00 | 9/14/2009 5:02:25 PM |
| personal-lender | $25.00 | $25.00 | 9/14/2009 5:02:52 PM |
| Champpilot | $50.00 | $50.00 | 9/14/2009 5:03:29 PM |
| Aquani | $50.00 | $50.00 | 9/14/2009 5:03:33 PM |
| zeelender | $25.00 | $25.00 | 9/14/2009 5:03:51 PM |
| standanddeliver | $25.00 | $25.00 | 9/14/2009 5:04:39 PM |
| gold-tsunami | $25.00 | $25.00 | 9/14/2009 5:05:42 PM |
| d_grbg | $35.00 | $35.00 | 9/14/2009 5:07:42 PM |
| delivery | $25.00 | $25.00 | 9/14/2009 5:15:08 PM |
| aldeed | $25.00 | $25.00 | 9/14/2009 5:09:10 PM |
| sloan | $25.00 | $25.00 | 9/14/2009 5:09:36 PM |
| Approved1234 | $25.00 | $25.00 | 9/14/2009 5:21:08 PM |
| chicco | $80.00 | $80.00 | 9/14/2009 5:21:42 PM |
| lagnisiruk | $25.00 | $25.00 | 9/14/2009 5:21:48 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 9/14/2009 5:21:58 PM |
| jeg3k | $25.00 | $25.00 | 9/14/2009 5:22:18 PM |
| ianakacg | $25.00 | $25.00 | 9/14/2009 5:22:33 PM |
| socialbanker | $25.00 | $25.00 | 9/14/2009 5:22:52 PM |
| youqianderen | $50.00 | $50.00 | 9/14/2009 5:31:54 PM |
| crazycool | $35.00 | $35.00 | 9/14/2009 4:57:29 PM |
| five-star-justice | $36.00 | $36.00 | 9/14/2009 4:57:40 PM |
| Josta | $50.00 | $50.00 | 9/14/2009 5:21:04 PM |
| mason13a | $25.00 | $25.00 | 9/14/2009 5:21:55 PM |
| unitedins | $25.00 | $25.00 | 9/14/2009 4:58:32 PM |
| unclejaef | $25.00 | $25.00 | 9/14/2009 5:22:46 PM |
| PalmTreeIsland | $50.00 | $50.00 | 9/14/2009 5:35:32 PM |
| GElender | $50.00 | $50.00 | 9/14/2009 5:02:43 PM |
| Dahlozer | $25.00 | $25.00 | 9/14/2009 5:28:30 PM |
| jbarron | $25.00 | $25.00 | 9/14/2009 5:04:14 PM |
| orindalender | $25.00 | $25.00 | 9/14/2009 5:04:21 PM |
| VentureExplorer | $25.00 | $25.00 | 9/14/2009 5:04:31 PM |
| MrDavid | $25.00 | $25.00 | 9/14/2009 5:05:32 PM |
| secobarbital | $25.00 | $25.00 | 9/14/2009 5:07:35 PM |
| Supernick | $25.00 | $25.00 | 9/14/2009 5:07:57 PM |
| bonus-buddy2 | $35.00 | $35.00 | 9/14/2009 5:42:38 PM |
| WalnutCreekguy | $33.00 | $33.00 | 9/14/2009 5:08:30 PM |
| return-owner | $25.00 | $25.00 | 9/14/2009 5:36:39 PM |
| janicewill | $25.00 | $25.00 | 9/14/2009 5:38:36 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/14/2009 5:38:55 PM |
| rose88 | $25.00 | $25.00 | 9/14/2009 5:39:29 PM |
| chipperjohnson | $25.00 | $25.00 | 9/14/2009 5:41:33 PM |
| Buffer10 | $25.00 | $25.00 | 9/14/2009 5:45:38 PM |
| poeman | $25.00 | $25.00 | 9/14/2009 5:46:43 PM |
| Sam65 | $25.00 | $25.00 | 9/14/2009 5:22:38 PM |
| smart-return | $25.00 | $25.00 | 9/14/2009 5:33:31 PM |
| MicroL | $25.00 | $25.00 | 9/14/2009 5:34:42 PM |
| grf1945 | $25.00 | $25.00 | 9/14/2009 6:49:35 PM |
| lending-bear | $50.00 | $50.00 | 9/14/2009 5:36:52 PM |
| MidnightBank | $25.00 | $25.00 | 9/14/2009 6:47:30 PM |
| hawker | $100.00 | $100.00 | 9/14/2009 5:39:05 PM |
| All_Wins | $25.00 | $25.00 | 9/14/2009 6:57:25 PM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 7:01:18 PM |
| Cronos | $25.00 | $25.00 | 9/14/2009 7:28:42 PM |
| Elbanko | $25.00 | $25.00 | 9/14/2009 7:27:19 PM |
| fizwahh | $30.00 | $30.00 | 9/14/2009 7:27:27 PM |
| urcabinetguy | $50.00 | $50.00 | 9/14/2009 7:34:06 PM |
| Raser | $25.00 | $25.00 | 9/14/2009 8:05:20 PM |
| PotBellyPete | $25.00 | $25.00 | 9/14/2009 9:05:21 PM |
| tlam168 | $25.00 | $25.00 | 9/14/2009 10:05:14 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:57:02 PM |
| Turkish101 | $25.00 | $25.00 | 9/15/2009 12:15:31 AM |
| Madron | $50.00 | $50.00 | 9/15/2009 4:37:24 AM |
| DramaticGopher | $25.00 | $25.00 | 9/15/2009 6:55:12 AM |
| assetmanager | $25.00 | $25.00 | 9/14/2009 7:29:15 PM |
| fostaman | $25.00 | $25.00 | 9/14/2009 7:37:55 PM |
| dbluesea | $25.00 | $25.00 | 9/15/2009 9:26:08 AM |
| BayShell | $40.00 | $40.00 | 9/14/2009 7:53:03 PM |
| bahamaman | $50.00 | $50.00 | 9/14/2009 8:23:27 PM |
| Gabriel02 | $25.00 | $25.00 | 9/15/2009 10:26:13 AM |
| DrStaff | $25.73 | $25.73 | 9/15/2009 10:50:33 AM |
| Carne_Chung | $26.62 | $26.62 | 9/15/2009 12:17:39 AM |
| JLChamberlain | $25.00 | $25.00 | 9/15/2009 2:10:37 AM |
| Bank_Of_XL | $100.00 | $100.00 | 9/15/2009 6:37:58 AM |
| bid-papyrus | $25.00 | $25.00 | 9/15/2009 9:19:30 AM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:42:46 AM |
| turbine5 | $25.00 | $25.00 | 9/15/2009 10:56:33 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/14/2009 4:47:10 PM |
| chlebie | $50.00 | $50.00 | 9/14/2009 4:39:21 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/14/2009 4:46:45 PM |
| educationfirst | $25.00 | $25.00 | 9/14/2009 5:01:52 PM |
| thedreamer | $25.00 | $25.00 | 9/14/2009 5:02:58 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/14/2009 5:05:26 PM |
| rjleves | $25.00 | $25.00 | 9/14/2009 5:05:50 PM |
| kulender | $25.00 | $25.00 | 9/14/2009 5:06:21 PM |
| top-unflappable-economy | $25.00 | $25.00 | 9/14/2009 5:08:50 PM |
| screenname03 | $25.00 | $25.00 | 9/14/2009 4:58:14 PM |
| helpu88 | $25.00 | $25.00 | 9/14/2009 5:08:53 PM |
| ritchie70 | $25.00 | $25.00 | 9/14/2009 5:09:26 PM |
| wwwUniversal | $25.00 | $25.00 | 9/14/2009 5:01:41 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/14/2009 5:02:12 PM |
| mathprof | $25.00 | $25.00 | 9/14/2009 5:02:35 PM |
| figs4u2 | $200.00 | $200.00 | 9/14/2009 5:05:10 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 5:05:38 PM |
| chekat | $25.00 | $25.00 | 9/14/2009 5:05:58 PM |
| theQuietLender | $25.00 | $25.00 | 9/14/2009 5:06:13 PM |
| scottr | $25.00 | $25.00 | 9/14/2009 5:06:42 PM |
| noble-revenue | $100.00 | $100.00 | 9/14/2009 5:08:12 PM |
| dparkhom | $25.00 | $25.00 | 9/14/2009 5:08:22 PM |
| Dakota98 | $50.00 | $50.00 | 9/14/2009 5:08:32 PM |
| metro457 | $25.00 | $25.00 | 9/14/2009 5:09:32 PM |
| techvet | $25.00 | $25.00 | 9/14/2009 5:20:48 PM |
| elated-justice | $25.00 | $25.00 | 9/14/2009 4:45:50 PM |
| Clambake | $50.00 | $50.00 | 9/14/2009 5:21:31 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/14/2009 5:18:22 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/14/2009 5:29:55 PM |
| westsidehighway | $25.00 | $25.00 | 9/14/2009 5:32:21 PM |
| slcchad | $25.00 | $25.00 | 9/14/2009 5:20:14 PM |
| skuba | $25.00 | $25.00 | 9/14/2009 4:57:35 PM |
| slymoose | $25.00 | $25.00 | 9/14/2009 5:20:58 PM |
| CarDealer3070 | $25.00 | $25.00 | 9/14/2009 4:57:52 PM |
| Cai8899 | $25.00 | $25.00 | 9/14/2009 5:21:14 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/14/2009 4:59:33 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:00:36 PM |
| Artist_Blue | $25.00 | $25.00 | 9/14/2009 5:02:39 PM |
| don8ter | $25.00 | $25.00 | 9/14/2009 5:03:21 PM |
| dansarkis | $25.00 | $25.00 | 9/14/2009 5:39:10 PM |
| hopethisworks | $50.00 | $50.00 | 9/14/2009 5:04:00 PM |
| langdonx | $50.00 | $50.00 | 9/14/2009 5:39:36 PM |
| thebenjamins | $25.00 | $25.00 | 9/14/2009 5:40:02 PM |
| wayman | $50.00 | $50.00 | 9/14/2009 5:04:55 PM |
| flwah | $25.00 | $25.00 | 9/14/2009 5:40:50 PM |
| wifibank | $25.00 | $25.00 | 9/14/2009 5:07:52 PM |
| lender281 | $25.00 | $25.00 | 9/14/2009 5:08:35 PM |
| mikeandcat | $50.00 | $50.00 | 9/14/2009 5:08:56 PM |
| siege01 | $25.00 | $25.00 | 9/14/2009 5:09:02 PM |
| LenderByDay | $25.00 | $25.00 | 9/14/2009 5:36:17 PM |
| dinobuddy | $25.00 | $25.00 | 9/14/2009 5:36:58 PM |
| iceberg982362 | $25.00 | $25.00 | 9/14/2009 5:45:49 PM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 5:42:57 PM |
| dospapalotes | $25.00 | $25.00 | 9/14/2009 5:43:22 PM |
| PhalanxBulldog | $25.00 | $25.00 | 9/14/2009 5:21:36 PM |
| pure-deal6 | $25.00 | $25.00 | 9/14/2009 5:22:26 PM |
| brazilofmux | $56.80 | $56.80 | 9/14/2009 5:23:59 PM |
| Darkjimson | $25.00 | $25.00 | 9/14/2009 5:33:23 PM |
| little_shark_J | $25.00 | $25.00 | 9/14/2009 5:40:12 PM |
| Trinkaloki | $25.00 | $25.00 | 9/14/2009 5:40:41 PM |
| Jassi | $25.00 | $25.00 | 9/14/2009 6:51:49 PM |
| Mantis75 | $25.00 | $25.00 | 9/14/2009 5:44:41 PM |
| silver-armada | $50.00 | $50.00 | 9/14/2009 7:05:06 PM |
| Yanwoo | $25.00 | $25.00 | 9/14/2009 7:08:03 PM |
| saffron4 | $25.00 | $25.00 | 9/14/2009 7:23:24 PM |
| MSME | $25.00 | $25.00 | 9/14/2009 7:27:04 PM |
| NJournalist | $25.00 | $25.00 | 9/14/2009 7:24:36 PM |
| Cutts | $25.00 | $25.00 | 9/14/2009 7:28:33 PM |
| zbfamwl | $25.00 | $25.00 | 9/14/2009 7:28:55 PM |
| BBL | $25.00 | $25.00 | 9/14/2009 7:27:23 PM |
| atllender | $25.00 | $25.00 | 9/14/2009 7:29:02 PM |
| Syzygy | $25.00 | $25.00 | 9/14/2009 6:44:06 PM |
| lowrate | $25.00 | $25.00 | 9/14/2009 7:52:57 PM |
| compassion-paladin042 | $25.00 | $25.00 | 9/14/2009 7:55:14 PM |
| IIP77 | $25.00 | $25.00 | 9/14/2009 6:50:02 PM |
| irrelevant | $25.00 | $25.00 | 9/14/2009 6:50:09 PM |
| MARSTUN | $50.00 | $50.00 | 9/14/2009 6:58:13 PM |
| OoM | $25.00 | $25.00 | 9/14/2009 10:46:00 PM |
| shiregroup | $25.00 | $25.00 | 9/14/2009 11:23:47 PM |
| impartial-deal | $25.00 | $25.00 | 9/14/2009 11:00:44 PM |
| Exia | $25.00 | $25.00 | 9/14/2009 7:07:52 PM |
| skiberdad | $31.69 | $31.69 | 9/14/2009 7:23:27 PM |
| passivesf | $25.00 | $25.00 | 9/14/2009 7:24:31 PM |
| Carpetkid | $25.00 | $25.00 | 9/14/2009 7:27:26 PM |
| bazaar-ruler | $25.00 | $25.00 | 9/15/2009 7:25:09 AM |
| beachbum22 | $25.00 | $25.00 | 9/15/2009 8:38:17 AM |
| Eagledrop | $25.00 | $25.00 | 9/15/2009 9:19:27 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/15/2009 9:43:19 AM |
| whiteshadow | $37.40 | $37.40 | 9/15/2009 10:00:37 AM |
| Pilotaceh | $25.00 | $25.00 | 9/15/2009 10:03:50 AM |
| njlom | $200.00 | $191.76 | 9/14/2009 11:30:36 PM |
| dimitrip1024 | $25.00 | $25.00 | 9/15/2009 11:34:57 AM |
| 184 bids
|