Sales Report:Supplement No. 41 dated Sep 18, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 419964
This series of Notes was issued and sold upon the funding of the borrower loan #38597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction start date:  Aug-28-2009 
Term: 36 months Estimated loss: 6.5% Auction end date:  Sep-11-2009 
 
Starting lender yield: 19.12% Starting borrower rate/APR: 20.12% / 22.36% Starting monthly payment: $74.45
Final lender yield: 8.75% Final borrower rate/APR: 9.75% / 11.85% Final monthly payment: $64.30
 
Auction yield range: 8.18% - 19.12% Estimated loss impact: 6.68%  
Lender servicing fee: 1.00% Estimated return: 2.07%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1998 Debt/Income ratio: 17%
Credit score: 660-680 (Aug-2009) Current / open credit lines: 3 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:0y 1m
Amount delinquent: $0 Revolving credit balance: $391 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 23%Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Homeownership: No  
Inquiries last 6m: 0    
Screen name: structure5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CPA Exam Classes
Purpose of loan:
Since abandoning a failing business in 2005, I have received a BS in accounting and subsequently paid off all my old business debts. The next step in my new career is getting a CPA license. I have passed two of the four required exams, but my new job is more demanding of my time and I am going to need to take two exam classes to condense the time spent studying. The history of the now paid?but for a while unpaid debts of a failed business?prevent me from putting substantial things on credit till more time passes. Hence, I am here to borrow enough to take said classes.

My financial situation in numbers:

Monthly net income after tax and deductions: $ $ 2,500

Total Monthly expenses: $ 2,200
??Housing: $ 1,000
??Insurance: $ 150
??Car loan: $ 450
??Utilities: $ 40
??Phone, cable, internet: $ 40
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hey structure5-- I get it completely. Before I bid more, what is the path in front of you and how do you anticipate accelerated earnings versus likelihood of dismissal? Thanks-- you seem to deserve a lower rate..It's still LIFO for most though. - bondhedger
A: Bondhedger, I am currently poised to make significantly more within the next six month to one year. As far as employment is concerned, I am fairly new at my job and plan on staying for the next three years. I moved jobs because I need to work at a place that counted toward the experience portion of the CPA licensing application (I plan on being licensed by next summer). Furthermore, I anticipate a bonus after tax season that could be as high as $ 5,000. Thank you for your interest. (Sep-10-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$2,000.00$2,000.009/11/2009 4:04:02 PM
1 bids
 
Borrower Payment Dependent Notes Series 421918
This series of Notes was issued and sold upon the funding of the borrower loan #38547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Auction start date:  Aug-27-2009 
Term: 36 months Estimated loss: 6.2% Auction end date:  Sep-10-2009 
 
Starting lender yield: 21.58% Starting borrower rate/APR: 22.58% / 24.85% Starting monthly payment: $962.28
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $930.36
 
Auction yield range: 8.18% - 21.58% Estimated loss impact: 6.64%  
Lender servicing fee: 1.00% Estimated return: 12.46%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Apr-2000 Debt/Income ratio: 37%
Credit score: 800-820 (Aug-2009) Current / open credit lines: 10 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:4y 6m
Amount delinquent: $0 Revolving credit balance: $5,034 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: famous-yield Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling our Home
Purpose of loan:
This loan will be used to? Pay off the difference between what we owe on our home, and the current purchase offer we've received from a buyer.? We are not late on our payments, but want to have children and cannot to afford our home on one income.? We need to sell, and we want to pay off the difference on the loss and not go to a short sale, we want to pay our debts in full.

My financial situation:
I am a good candidate for this loan because? once we receive this loan, we will be able to pay it down quickly as we'll have our $3700 mortgage payment off of our books.? We plan on paying this loan off in a year, so we can start our family...
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: But you will have to live somewhere and at least pay rent. How much below your monthly mortgage are rents in your area? - Lighthouse
A: Our mortgage rate is at 8.375%, for a monthly payment with property taxes = $3,681. We live in Central NJ, so rent on a 2-3 bedroom house would run us approxmately $1500 per month, however, we are moving in with my parents for the next year to pay down this loan and to save up a down payment for a house which we plan on purchasing 2 years down the road. (Sep-08-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
delivery$25.00$25.008/27/2009 5:01:00 PM
goofy15975$25.00$25.008/27/2009 5:01:40 PM
CarDealer3070$25.00$25.008/27/2009 5:02:47 PM
ianakacg$25.00$25.008/27/2009 5:03:08 PM
JohnW12$25.00$25.008/27/2009 5:03:40 PM
Sam65$25.00$25.008/27/2009 5:03:50 PM
cyberie21$40.00$40.008/27/2009 5:03:56 PM
lending-bear$25.00$25.008/27/2009 5:04:59 PM
Moron_Buffet$25.00$25.008/27/2009 5:05:16 PM
SNH$25.00$25.008/27/2009 5:05:37 PM
mathprof$25.00$25.008/27/2009 5:05:51 PM
GElender$50.00$50.008/27/2009 5:06:08 PM
personal-lender$25.00$25.008/27/2009 5:06:13 PM
Aquani$50.00$50.008/27/2009 5:07:38 PM
jbarron$25.00$25.008/27/2009 5:08:00 PM
peb44$100.00$100.008/27/2009 5:08:29 PM
Kaj$25.00$25.008/27/2009 4:49:53 PM
Penny$50.00$50.008/27/2009 5:09:04 PM
Papa_Mema$50.00$50.008/27/2009 5:12:12 PM
liederhaus$50.00$50.008/27/2009 5:01:14 PM
skuba$25.00$25.008/27/2009 4:59:12 PM
xana-rocky$25.00$25.008/27/2009 5:12:53 PM
best-platinum-persimmon$25.00$25.008/27/2009 5:01:34 PM
YoungSuccessLLC$25.00$25.008/27/2009 5:13:36 PM
lagnisiruk$25.00$25.008/27/2009 5:00:32 PM
theQuietLender$25.00$25.008/27/2009 5:02:31 PM
FeedTheMachine$150.00$150.008/27/2009 5:14:56 PM
mason13a$25.00$25.008/27/2009 5:01:30 PM
elated-justice$25.00$25.008/27/2009 5:03:29 PM
impressive-loan$25.00$25.008/27/2009 5:02:05 PM
socialbanker$25.00$25.008/27/2009 5:04:43 PM
mikeandcat$50.00$50.008/27/2009 5:03:18 PM
Elbanko$25.00$25.008/27/2009 5:06:22 PM
honorable-yield$25.00$25.008/27/2009 5:05:12 PM
red-sublime-return$25.00$25.008/27/2009 5:06:33 PM
wayman$50.00$50.008/27/2009 5:08:35 PM
fizwahh$30.00$30.008/27/2009 5:06:42 PM
exact-justice$25.00$25.008/27/2009 5:08:51 PM
Champpilot$50.00$50.008/27/2009 5:07:23 PM
MrDavid$25.00$25.008/27/2009 8:02:13 PM
nodrivelpls$25.00$25.008/27/2009 5:07:56 PM
WalnutCreekguy$33.00$33.008/27/2009 5:09:28 PM
wampum-proton$25.00$25.008/27/2009 5:12:41 PM
testobsessed$100.00$100.008/27/2009 5:12:58 PM
Syzygy$25.00$25.008/27/2009 5:10:20 PM
dinero-mason$50.00$50.008/27/2009 5:14:31 PM
GMPK_TLAS$25.00$25.008/27/2009 5:14:44 PM
gm93001$50.00$50.008/27/2009 5:15:12 PM
Halos2002$25.00$25.008/27/2009 5:13:21 PM
BerkeleyBonds$25.00$25.008/27/2009 5:16:31 PM
techvet$25.00$25.008/28/2009 8:42:53 AM
MSME$25.00$25.008/28/2009 9:31:15 AM
PotBellyPete$25.00$25.008/28/2009 6:47:22 AM
brmar$25.00$25.008/28/2009 10:05:29 AM
darylc$35.00$35.008/28/2009 11:30:15 AM
rmachi$25.00$25.008/28/2009 11:51:43 AM
wdove511$25.00$25.008/28/2009 11:52:18 AM
topher515$25.00$25.008/28/2009 11:24:51 AM
nicklds$25.00$25.008/28/2009 11:42:07 AM
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incbx$25.00$25.008/28/2009 11:48:54 AM
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victorcab$25.00$25.008/28/2009 2:16:43 PM
gilbow$25.00$25.008/28/2009 4:45:44 PM
Marfloogan$25.00$25.008/28/2009 4:17:42 PM
PHI4308$25.00$25.008/28/2009 5:00:37 PM
d_grbg$25.00$25.008/28/2009 5:06:26 PM
feedpaulyfaster$25.00$25.008/28/2009 5:21:20 PM
bxdoc$25.00$25.008/28/2009 3:34:41 PM
HalfDayz$50.00$50.008/28/2009 5:39:02 PM
ADIDASNO$25.00$25.008/28/2009 4:39:36 PM
Breakfast_Gypsy$25.00$25.008/28/2009 4:40:30 PM
KiwiElf$50.00$50.008/28/2009 5:47:22 PM
tac690$25.00$25.008/28/2009 5:16:29 PM
ramsbladder$25.00$25.008/28/2009 5:32:43 PM
the-silver-blaster$26.97$26.978/28/2009 8:45:18 PM
slcchad$25.00$25.008/28/2009 4:39:44 PM
spike16$25.00$25.008/29/2009 3:40:38 AM
fortytwo$26.78$26.788/28/2009 5:06:17 PM
skiberdad$42.29$42.298/29/2009 5:40:16 AM
RusRobo$25.00$25.008/29/2009 8:11:46 AM
ebaysian$25.00$25.008/28/2009 8:42:30 PM
Katahdin$25.00$25.008/29/2009 9:10:43 AM
ahalls$25.00$25.008/29/2009 9:35:39 AM
dspmn$25.00$25.008/28/2009 10:30:38 PM
tijuas90$25.00$25.008/28/2009 6:50:16 PM
ct641ct$50.00$50.008/29/2009 10:35:16 AM
MakoF16$50.00$50.008/29/2009 11:05:28 AM
Cbgator$25.00$25.008/29/2009 3:40:40 AM
NATIVEBORN$25.00$25.008/29/2009 1:15:46 PM
scoobiedoo$25.00$25.008/28/2009 10:30:36 PM
kulender$25.00$25.008/29/2009 3:40:22 PM
augsdad$25.00$25.008/29/2009 1:40:19 AM
inkplj$43.29$43.298/29/2009 1:45:53 AM
Evan_Safe$25.00$25.008/29/2009 6:05:22 AM
unequaled-worth$25.00$25.008/29/2009 8:51:25 PM
shawnw2$25.00$25.008/29/2009 8:51:32 PM
Gabriel02$25.00$25.008/29/2009 2:45:22 PM
beyondmanagement$25.00$25.008/30/2009 5:06:23 AM
fireboss$100.00$100.008/30/2009 5:06:44 AM
caliguian$25.00$25.008/30/2009 5:06:58 AM
fareast_man$25.00$25.008/30/2009 5:08:07 AM
browneyegravy$25.00$25.008/29/2009 9:10:38 AM
fund-virtuoso$25.00$25.008/29/2009 11:11:17 AM
Apex-Lender$25.00$25.008/30/2009 8:20:21 AM
ribbles$50.00$50.008/29/2009 12:40:16 PM
Yankeehill$25.00$25.008/29/2009 8:51:31 PM
Cronos$25.00$25.008/29/2009 10:10:27 PM
skibum65$50.00$50.008/29/2009 1:15:50 PM
d3cotton$25.00$25.008/30/2009 9:55:26 AM
AnxiousAirman$25.00$25.008/30/2009 5:06:08 AM
Dia_Lucri3$25.00$25.008/30/2009 5:06:35 AM
Hexnut$25.00$25.008/30/2009 5:06:41 AM
TennSquire$25.00$25.008/30/2009 5:06:49 AM
chekat$25.00$25.008/30/2009 5:06:56 AM
Patter256$25.00$25.008/30/2009 5:07:15 AM
treasure-generator$25.00$25.008/30/2009 10:50:17 AM
money73$25.00$25.008/29/2009 3:20:44 PM
rdecartus$25.00$25.008/30/2009 5:08:08 AM
greenwell$25.00$25.008/30/2009 1:06:04 PM
kumpa2u$25.00$25.008/29/2009 8:51:15 PM
dunedin$25.00$25.008/29/2009 8:51:30 PM
aFro$25.00$25.008/30/2009 9:25:20 AM
cropdust3r$25.00$25.008/30/2009 9:55:19 AM
YogaDude34$25.00$25.008/30/2009 10:00:26 AM
davidc314$50.00$50.008/30/2009 5:06:31 AM
rjleves$25.00$25.008/30/2009 5:06:38 AM
capital-albatross$25.00$25.008/30/2009 5:06:54 AM
monticello$25.00$25.008/30/2009 5:07:01 AM
Brainworm$25.00$25.008/30/2009 5:07:13 AM
PatRichi$25.00$25.008/30/2009 5:08:34 AM
velocity-turtle$25.00$25.008/30/2009 11:30:23 AM
Trojan1976$25.00$25.008/30/2009 8:20:15 AM
kanpur63$25.00$25.008/30/2009 1:50:15 PM
plentiful-reward$25.00$25.008/30/2009 9:55:23 AM
puifais$25.00$25.008/30/2009 8:35:15 PM
freetimeskier$50.00$50.008/30/2009 12:00:41 PM
willingnjc$25.00$25.008/30/2009 12:41:27 PM
Ananya$25.00$25.008/30/2009 7:11:04 PM
income-rocker2$25.00$25.008/30/2009 9:41:08 PM
fostaman$25.00$25.008/30/2009 7:11:03 PM
derec$25.00$25.008/31/2009 5:05:19 AM
Hokiemon$25.00$25.008/31/2009 8:12:10 AM
easylender$25.00$25.008/30/2009 9:40:40 PM
lasalle123$25.00$25.008/31/2009 1:50:20 AM
MyKidsDad$25.00$25.008/31/2009 10:02:39 AM
pensacolaborn$25.00$25.008/31/2009 6:40:14 AM
kingbutthd$25.00$25.008/31/2009 8:56:05 AM
nick5454$50.00$50.008/31/2009 9:10:41 AM
caipira$25.00$25.008/31/2009 9:55:35 AM
jct_enterprises$25.00$25.008/31/2009 11:27:43 AM
pythia$25.00$25.008/31/2009 10:26:20 AM
MCKT76210$25.00$25.008/31/2009 11:51:32 AM
fuzed$25.00$25.008/31/2009 11:51:53 AM
edognyc$25.00$25.008/31/2009 11:55:03 AM
Cai8899$25.00$25.008/31/2009 9:31:40 AM
gdbanks$25.00$25.008/31/2009 2:16:51 PM
SavannahBear$25.00$25.008/31/2009 2:25:31 PM
sunnyboy_7478$25.00$25.008/31/2009 2:25:36 PM
pksfunds$50.00$50.008/31/2009 2:25:45 PM
Najaca$25.00$25.008/31/2009 12:40:27 PM
charlieok$25.00$25.008/31/2009 12:48:24 PM
baconguy$25.00$25.008/31/2009 11:53:10 AM
Clambake$50.00$50.008/31/2009 11:55:07 AM
mrfixerupper$25.00$25.008/31/2009 2:16:41 PM
LordKinbote$25.00$25.008/31/2009 2:16:49 PM
mc81$25.00$25.008/31/2009 2:17:56 PM
scubakid$25.00$25.008/31/2009 12:40:24 PM
jldallover$50.00$50.008/31/2009 2:25:30 PM
Ilikupono$31.76$31.768/31/2009 2:25:36 PM
ah-long$25.00$25.008/31/2009 2:25:46 PM
Supp0rter$25.04$25.048/31/2009 12:50:23 PM
Marsue$25.00$25.008/31/2009 2:26:14 PM
sjev$25.00$25.008/31/2009 2:40:46 PM
lcole32$25.00$25.008/31/2009 3:15:15 PM
MattTheGr8$25.00$25.008/31/2009 2:16:52 PM
AdamClemSC$25.00$25.008/31/2009 2:17:00 PM
Cre8iveCash$25.00$25.008/31/2009 2:18:11 PM
bulabula$25.00$25.008/31/2009 2:25:26 PM
orangemutt$25.00$25.008/31/2009 2:25:29 PM
BusyAgent$25.00$25.008/31/2009 2:25:34 PM
Oryx22$25.00$25.008/31/2009 2:25:42 PM
micraman$25.00$25.008/31/2009 2:40:41 PM
zrohmm$25.00$25.008/31/2009 3:40:33 PM
bharosa$25.00$25.008/31/2009 3:41:55 PM
FASTIZIO_P$33.33$33.338/31/2009 4:11:05 PM
carefullcash$25.00$25.008/31/2009 4:13:51 PM
AKJagMan$25.00$25.008/31/2009 4:36:34 PM
markwms$25.00$25.008/31/2009 4:37:53 PM
icefish$50.00$50.008/31/2009 4:39:48 PM
L-vex$25.00$25.008/31/2009 4:40:20 PM
imlosttoo$25.00$25.008/31/2009 4:11:38 PM
divedude$25.00$25.008/31/2009 4:42:45 PM
szetowski$25.00$25.008/31/2009 4:12:49 PM
Vacs4u$25.00$25.008/31/2009 4:37:04 PM
AndersenWatcher$25.00$25.008/31/2009 4:38:41 PM
TheColoradoDon$25.00$25.008/31/2009 4:39:09 PM
WorldlyWorker$25.00$25.008/31/2009 4:38:40 PM
Sixmil$25.00$25.008/31/2009 4:38:54 PM
jstefans$25.00$25.008/31/2009 4:38:59 PM
andycheb$25.00$25.008/31/2009 4:39:03 PM
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Frenchynh$25.00$25.008/31/2009 5:16:27 PM
williamdkit$25.00$25.008/31/2009 5:16:03 PM
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millipotski$25.00$25.008/31/2009 10:20:19 PM
GoodScot$25.00$25.008/31/2009 11:05:32 PM
stoopidnoodle$25.00$25.009/1/2009 1:37:51 AM
Lender0424$25.00$25.008/31/2009 9:40:54 PM
new-thrilling-principal$25.00$25.008/31/2009 9:50:56 PM
titan1$25.00$25.008/31/2009 10:20:23 PM
kattghoti$25.00$25.008/31/2009 9:40:51 PM
GLDavis$25.00$25.009/1/2009 8:22:14 AM
gold-blanket$50.00$50.009/1/2009 2:05:48 AM
PaulW$25.00$25.008/31/2009 9:55:15 PM
mbwillma$25.00$25.008/31/2009 10:20:20 PM
Josilot$25.00$25.009/1/2009 5:35:15 AM
jaxontre$25.00$25.009/1/2009 11:07:17 AM
omerta6102$36.81$36.819/1/2009 9:25:44 AM
Asailorman$27.15$27.159/1/2009 9:32:51 AM
zbfamwl$25.00$25.009/1/2009 7:42:53 AM
drummer427$25.00$25.009/1/2009 12:25:32 PM
ccdmp2004$25.00$25.009/1/2009 8:40:39 AM
dm_invest$25.00$25.009/1/2009 12:50:22 PM
jam96$25.00$25.009/1/2009 10:52:23 AM
mmaurer$25.00$25.009/1/2009 9:31:31 AM
Plotinus$50.00$50.009/1/2009 1:35:44 PM
JRHdocRN$25.00$25.009/1/2009 10:52:18 AM
cbrucia$25.00$25.009/1/2009 11:04:23 AM
theemhdoctor$25.00$25.009/1/2009 12:41:18 PM
Rogesparkguy$25.00$25.009/1/2009 11:16:47 AM
knitwhit122$25.00$25.009/1/2009 11:26:38 AM
helpingothers2007$25.00$25.009/1/2009 11:26:46 AM
gotyourgear$25.00$25.009/1/2009 4:05:24 PM
52digital$25.00$25.009/1/2009 4:26:36 PM
Rosencranz$25.00$25.009/1/2009 4:46:05 PM
namisguy$25.00$25.009/1/2009 4:55:49 PM
brooklynjoe$25.00$25.009/1/2009 4:55:48 PM
vacation-funding$25.00$25.009/1/2009 4:45:56 PM
RationalWorld$25.00$25.009/1/2009 4:55:50 PM
showmestatekid$25.00$25.009/1/2009 6:40:19 PM
unequivocal-velocity$50.00$50.009/1/2009 9:20:34 PM
Dreams4Cash$25.00$25.009/1/2009 9:06:25 PM
new-goal-return$25.00$25.009/2/2009 7:07:48 AM
yomanie$25.00$25.009/2/2009 11:52:17 AM
Veggie_Monkey$25.00$25.009/2/2009 1:33:17 PM
dparkhom$25.00$25.009/2/2009 2:05:28 PM
JDFuego$25.00$25.009/3/2009 6:20:47 AM
Eagledrop$25.00$25.009/3/2009 3:15:43 PM
interstellar$50.00$50.009/3/2009 2:54:25 PM
mscomeaux$25.00$25.009/3/2009 3:23:32 PM
GATrust$50.00$50.009/4/2009 7:29:02 AM
lounges$50.00$50.009/4/2009 10:16:19 AM
don'twannadance$50.00$50.009/4/2009 2:42:04 PM
wowlender$25.00$25.009/4/2009 1:31:02 PM
happyface$50.00$50.009/4/2009 2:36:37 PM
p2p_banker$25.00$25.009/4/2009 7:45:45 PM
user1010$25.00$25.009/4/2009 8:25:56 PM
KaiserRex$25.00$25.009/4/2009 7:45:49 PM
azncurls82$25.00$25.009/4/2009 8:20:24 PM
andrewrobison$25.00$25.009/5/2009 7:05:21 AM
bmbanzai$25.00$25.009/5/2009 6:20:24 PM
asset-numero-uno$50.00$50.009/5/2009 5:01:47 PM
sclark$25.00$25.009/6/2009 5:45:19 PM
rdextra$25.00$25.009/6/2009 9:35:47 AM
shanedog$25.00$25.009/6/2009 10:56:15 PM
snwbrder0721$25.00$25.009/6/2009 11:05:34 PM
Raser$25.00$25.009/7/2009 4:50:14 AM
unbeatable-wealth$25.00$25.009/6/2009 7:35:50 PM
nestegg4e$25.00$25.009/6/2009 10:56:16 PM
buggzz$25.00$25.009/7/2009 1:35:16 PM
bba11er45$25.00$25.009/7/2009 4:02:00 PM
prospAirET$25.00$25.009/7/2009 4:16:09 PM
lendingcow$25.00$25.009/7/2009 10:25:32 AM
helpu88$25.00$25.009/7/2009 10:50:39 AM
creative-benefit$25.00$25.009/7/2009 12:50:15 PM
Proud2BAmerican$25.00$25.009/7/2009 3:51:51 PM
flexible-value$25.00$25.009/7/2009 4:01:29 PM
Deuce$25.00$25.009/7/2009 4:01:42 PM
ejdirin$25.00$25.009/7/2009 4:16:14 PM
evensteven$25.00$25.009/7/2009 4:01:39 PM
mrkb80$25.00$25.009/7/2009 4:16:11 PM
sgf$25.00$25.009/7/2009 4:17:06 PM
natecam$25.00$25.009/7/2009 4:20:18 PM
geniusj$25.00$25.009/8/2009 12:13:26 AM
wifibank$25.00$25.009/7/2009 5:01:31 PM
dwidea$25.00$25.009/8/2009 4:26:50 AM
wgc$25.00$25.009/7/2009 11:33:57 PM
DramaticGopher$25.00$25.009/8/2009 10:00:54 AM
seanwolter$25.00$25.009/8/2009 12:11:56 PM
HibbyD$27.28$27.289/9/2009 5:24:46 AM
Red4Golf$25.00$25.009/8/2009 8:43:32 PM
Madpets$25.00$25.009/9/2009 8:29:27 AM
arejaybe$25.00$25.009/8/2009 8:49:06 PM
paceme1$25.00$25.009/8/2009 10:03:47 PM
lend4help$25.00$25.009/9/2009 12:29:26 AM
onlyinchicago$25.00$25.009/8/2009 7:54:32 PM
gustavzantanon$25.31$25.319/9/2009 11:54:30 AM
VAGweilo$100.00$100.009/9/2009 11:59:50 AM
shopzone$41.91$41.919/9/2009 12:59:49 PM
schnatty$25.00$25.009/9/2009 4:25:11 AM
skunkor2$50.00$50.009/9/2009 2:51:57 PM
AvailableFunds$25.00$25.009/9/2009 5:25:18 AM
Lise46$25.00$25.009/9/2009 7:14:26 AM
TH99$25.00$25.009/9/2009 3:49:51 PM
PitOfSuccess$25.00$25.009/9/2009 9:35:16 AM
marcomnzs$27.14$27.149/9/2009 9:37:04 AM
Digs$25.00$25.009/9/2009 9:44:10 AM
benroo$25.00$25.009/9/2009 2:36:45 PM
majorf2136$25.00$25.009/9/2009 2:59:44 PM
buffalobills$25.00$25.009/9/2009 3:41:46 PM
mtandb$25.00$25.009/9/2009 5:06:33 PM
pbandjb$25.00$25.009/9/2009 5:07:15 PM
tster$25.00$25.009/9/2009 5:07:49 PM
Touchette$25.00$25.009/9/2009 5:07:56 PM
Feline_Parent$75.00$75.009/9/2009 5:08:06 PM
ga-dad$25.00$25.009/9/2009 5:08:18 PM
TelegramSam$25.00$25.009/9/2009 5:08:42 PM
Jerry44$25.00$25.009/9/2009 5:08:55 PM
glcorps$25.00$25.009/9/2009 5:09:02 PM
BCD$25.00$25.009/9/2009 5:09:23 PM
Residuum$25.00$25.009/9/2009 5:09:39 PM
saltymt$25.00$25.009/9/2009 5:09:49 PM
dannyboy_997$25.00$25.009/9/2009 5:09:57 PM
L1975$25.00$25.009/9/2009 5:10:13 PM
Eudyptes$50.00$50.009/9/2009 5:11:20 PM
satanichammy$25.00$25.009/9/2009 5:12:00 PM
JSCAB-06$25.00$25.009/9/2009 5:13:22 PM
friendlyviking$50.00$50.009/9/2009 5:14:40 PM
dmh4880$25.00$25.009/9/2009 5:17:09 PM
loan-squadron$25.00$25.009/9/2009 5:17:51 PM
Guerrilla_Man$25.00$25.009/9/2009 3:56:23 PM
SecondChanceInvestments$25.00$25.009/9/2009 5:19:06 PM
Aquafina24Ounce$25.00$25.009/9/2009 5:25:45 PM
note-rapture$25.00$25.009/9/2009 5:26:37 PM
neerglopnire$25.00$25.009/9/2009 5:26:59 PM
rperaz98720$25.00$25.009/9/2009 5:07:28 PM
G1g1ty$25.00$25.009/9/2009 5:07:46 PM
Cartm$25.00$25.009/9/2009 5:08:10 PM
Bosunsmate$25.00$25.009/9/2009 5:08:44 PM
TiggerTooNYC$25.00$25.009/9/2009 5:08:58 PM
Robyn5722$100.00$100.009/9/2009 5:09:05 PM
homebody26$25.00$25.009/9/2009 5:09:24 PM
mlsstelulah$25.00$25.009/9/2009 5:09:45 PM
travel_professional$25.00$25.009/9/2009 5:09:54 PM
mykkai$25.00$25.009/9/2009 5:10:23 PM
siegoris$50.00$50.009/9/2009 5:10:27 PM
lucky6$25.00$25.009/9/2009 5:10:38 PM
theshef$25.00$25.009/9/2009 5:11:12 PM
disclaimer777cc$25.00$25.009/9/2009 5:14:42 PM
p2ploan-lion$25.00$25.009/9/2009 5:14:47 PM
liweiwh21$25.00$25.009/9/2009 5:07:55 PM
Emgolda$50.00$50.009/9/2009 5:08:00 PM
Kaphrin2$25.00$25.009/9/2009 5:08:08 PM
KDW08$25.00$25.009/9/2009 5:08:38 PM
Interloper$25.00$25.009/9/2009 5:17:25 PM
TURNTEX75$25.00$25.009/9/2009 5:08:50 PM
stanbalwight4$25.00$25.009/9/2009 5:09:26 PM
coin-enclave$25.00$25.009/9/2009 5:09:31 PM
JMS_II$25.00$25.009/9/2009 5:09:43 PM
Msbutterfly$25.00$25.009/9/2009 5:09:52 PM
schmi142$25.00$25.009/9/2009 5:10:02 PM
KennyKneivel$25.00$25.009/9/2009 5:10:21 PM
crankur$25.00$25.009/9/2009 5:10:31 PM
goldeneye777$25.00$25.009/9/2009 5:11:04 PM
akguy$25.00$25.009/9/2009 5:11:43 PM
karpman3$50.00$50.009/9/2009 5:12:05 PM
GreenHill$25.00$25.009/9/2009 5:20:41 PM
realwopr$45.65$45.659/9/2009 5:21:15 PM
7588WorkingGuy$25.00$25.009/9/2009 5:13:37 PM
orange-astute-finance$25.00$25.009/9/2009 5:13:56 PM
catomaior$25.00$25.009/9/2009 5:14:29 PM
CanArkRoamNu$25.00$25.009/9/2009 5:14:51 PM
samaritan5$25.00$25.009/9/2009 5:14:59 PM
Herluftrolle$25.00$25.009/9/2009 5:15:47 PM
create42xn$25.00$25.009/9/2009 5:16:20 PM
tonejac$25.00$25.009/9/2009 5:26:12 PM
RB_Double-A_Bravo$25.00$25.009/9/2009 5:18:13 PM
chesed777$25.00$25.009/9/2009 5:26:31 PM
cospilot$25.00$25.009/9/2009 5:26:36 PM
Wowzer$25.00$25.009/9/2009 5:27:17 PM
Pookie22$50.00$50.009/9/2009 5:20:31 PM
TOP2007$25.00$25.009/9/2009 5:20:39 PM
newslang$25.00$25.009/9/2009 5:31:59 PM
helaman$25.00$25.009/9/2009 5:26:00 PM
sigep787$25.00$25.009/9/2009 9:53:55 PM
sxcarlson$50.00$50.009/9/2009 10:19:27 PM
rawsushi$50.00$50.009/9/2009 11:11:55 PM
dsw6440$50.00$50.009/10/2009 3:49:31 AM
metro457$25.00$25.009/10/2009 4:29:28 AM
phunktion$25.00$25.009/10/2009 6:44:36 AM
aldeed$25.00$25.009/9/2009 7:04:38 PM
Leshan$50.00$50.009/10/2009 7:13:52 AM
freedom3$1,000.00$1,000.009/9/2009 9:42:24 PM
bazaar-tulip$25.00$25.009/9/2009 10:04:51 PM
dinobuddy$25.00$25.009/9/2009 11:35:13 PM
palpbert$25.00$25.009/10/2009 8:39:25 AM
profit33r$25.00$25.008/27/2009 5:01:21 PM
mpactlender$25.00$25.008/27/2009 5:02:39 PM
hc90474$25.00$25.008/27/2009 5:05:24 PM
Artist_Blue$25.00$25.008/27/2009 5:05:59 PM
hopethisworks$50.00$50.008/27/2009 5:07:50 PM
BBL$25.00$25.008/27/2009 5:10:30 PM
PalmTreeIsland$50.00$50.008/27/2009 4:48:07 PM
kmavm$25.00$25.008/27/2009 4:48:40 PM
Mantis75$25.00$25.008/27/2009 5:01:06 PM
jgar_O$25.00$25.008/27/2009 5:01:48 PM
scottr$25.00$25.008/27/2009 5:01:54 PM
the-profit-oracle$25.00$25.008/27/2009 5:02:15 PM
jeg3k$25.00$25.008/27/2009 5:02:27 PM
thedreamer$25.00$25.008/27/2009 5:00:51 PM
chlebie$50.00$50.008/27/2009 5:03:03 PM
dimitrip1024$25.00$25.008/27/2009 5:03:34 PM
unclejaef$25.00$25.008/27/2009 5:04:03 PM
pure-deal6$25.00$25.008/27/2009 5:02:53 PM
irrelevant$25.00$25.008/27/2009 5:05:05 PM
anton$25.00$25.008/27/2009 5:05:45 PM
888168$25.00$25.008/27/2009 5:06:38 PM
orindalender$25.00$25.008/27/2009 5:08:08 PM
standanddeliver$25.00$25.008/27/2009 5:08:17 PM
crazycool$35.00$35.008/27/2009 5:06:59 PM
don8ter$25.00$25.008/27/2009 5:07:07 PM
keeks$25.00$25.008/27/2009 5:07:35 PM
zeelender$25.00$25.008/27/2009 5:07:43 PM
Sateesh$54.11$54.118/27/2009 5:09:38 PM
secobarbital$25.00$25.008/27/2009 5:09:53 PM
VentureExplorer$25.00$25.008/27/2009 5:08:12 PM
figs4u2$200.00$200.008/27/2009 5:09:22 PM
decisive-capital$50.00$50.008/27/2009 5:12:21 PM
siege01$25.00$25.008/27/2009 5:10:53 PM
whiteshadow$50.00$50.008/27/2009 5:15:20 PM
p2p-allocator$25.00$25.008/27/2009 5:12:48 PM
upc_tnt$25.00$25.008/27/2009 5:13:04 PM
Dakota98$50.00$50.008/27/2009 5:16:38 PM
punctual-worth$25.00$25.008/27/2009 5:13:51 PM
gold-tsunami$25.00$25.008/27/2009 5:15:29 PM
02bob$25.00$25.008/27/2009 9:42:11 PM
hyrolln$25.00$25.008/28/2009 9:31:43 AM
BlueSummers$25.00$25.008/28/2009 9:31:30 AM
slymoose$25.00$25.008/28/2009 10:04:55 AM
Josta$50.00$50.008/28/2009 10:05:22 AM
LBOregon$25.00$25.008/28/2009 10:05:41 AM
heavy_ax$25.00$25.008/28/2009 11:41:53 AM
brazilofmux$44.26$44.268/28/2009 11:44:50 AM
takabanana$25.00$25.008/28/2009 11:51:55 AM
head$25.00$25.008/28/2009 11:53:32 AM
lowrate$25.00$25.008/28/2009 11:55:11 AM
DrStaff$26.43$26.438/28/2009 12:28:27 PM
Carpetkid$25.00$25.008/28/2009 12:28:01 PM
catterpillar$25.00$25.008/28/2009 12:56:58 PM
Zagit$25.00$25.008/28/2009 11:55:51 AM
Approved1234$25.00$25.008/28/2009 12:12:29 PM
ChrisKwan$25.00$25.008/28/2009 4:26:09 PM
SourceCredit$50.00$50.008/28/2009 2:21:54 PM
repaintandrepair$25.00$25.008/28/2009 4:40:15 PM
Weaverville$75.00$75.008/28/2009 4:45:49 PM
zigzagz03$25.00$25.008/28/2009 3:35:59 PM
CaboWaboRobo$25.00$25.008/28/2009 4:00:53 PM
b-rent$25.00$25.008/28/2009 4:37:35 PM
ALVO$34.38$34.388/28/2009 4:37:52 PM
norcalsv$48.97$48.978/28/2009 4:39:32 PM
hrubinst$25.00$25.008/28/2009 4:39:40 PM
member874$25.00$25.008/28/2009 4:40:17 PM
red-favorable-basis$25.00$25.008/28/2009 4:40:35 PM
selfmademan$25.00$25.008/28/2009 5:47:20 PM
atllender$25.00$25.008/28/2009 4:45:56 PM
money-shaker$25.00$25.008/28/2009 5:07:15 PM
amijo$25.00$25.008/28/2009 5:33:12 PM
Haydendover$25.00$25.008/28/2009 7:41:32 PM
dilbert17$25.00$25.008/28/2009 8:30:18 PM
mollybosco$25.98$25.988/28/2009 4:39:28 PM
TPSB$50.00$50.008/28/2009 5:16:27 PM
five-star-justice$36.00$36.008/28/2009 5:48:03 PM
GRI$34.80$34.808/29/2009 5:55:16 AM
secretidentity$25.00$25.008/28/2009 6:50:28 PM
deal-mover$25.00$25.008/29/2009 6:45:22 AM
sshs$25.00$25.008/29/2009 7:05:23 AM
wwwUniversal$25.00$25.008/29/2009 8:40:17 AM
seisen$40.16$40.168/28/2009 8:42:37 PM
ChrisTJ$25.00$25.008/29/2009 9:16:17 AM
Hiro07$25.00$25.008/28/2009 5:50:16 PM
anders94$50.00$50.008/29/2009 9:51:23 AM
TrustinOthers$25.00$25.008/28/2009 6:45:59 PM
Au-Ag-Pt$25.00$25.008/28/2009 7:30:24 PM
draggon77$25.00$25.008/29/2009 11:40:16 AM
bazzer$25.00$25.008/28/2009 8:41:31 PM
pischkoa$25.00$25.008/28/2009 8:45:19 PM
108lender$60.39$60.398/28/2009 9:00:23 PM
rhin0cerx$50.00$50.008/29/2009 6:26:25 AM
flyboy24$25.00$25.008/29/2009 6:45:21 AM
HunterSix$25.00$25.008/28/2009 10:35:39 PM
Goat$50.00$50.008/29/2009 4:55:15 PM
wings2fly$25.00$25.008/29/2009 8:51:29 PM
BayShell$40.00$40.008/29/2009 6:45:23 AM
flexible1$25.00$25.008/29/2009 10:46:42 PM
wildguy$25.00$25.008/29/2009 8:50:22 AM
sloan$25.00$25.008/30/2009 5:06:17 AM
Dia_Lucrii$25.00$25.008/30/2009 5:06:36 AM
aader$25.00$25.008/30/2009 5:07:04 AM
tornandfrayed$25.00$25.008/30/2009 5:07:27 AM
kyxysyx$50.00$50.008/30/2009 5:08:23 AM
herbyman$25.00$25.008/29/2009 5:10:15 PM
kscc183$25.00$25.008/29/2009 11:36:18 AM
slojudy$25.00$25.008/29/2009 8:45:16 PM
saffron4$25.00$25.008/29/2009 8:51:07 PM
money2k$25.00$25.008/29/2009 8:51:28 PM
Turkish101$25.00$25.008/29/2009 8:51:48 PM
ibuystk$50.00$50.008/29/2009 1:15:47 PM
Ryman81580$25.00$25.008/30/2009 9:55:22 AM
TOCPI$25.00$25.008/30/2009 5:06:28 AM
cgkid$25.00$25.008/30/2009 5:06:40 AM
ualf$50.00$50.008/30/2009 5:06:47 AM
fdsguy$50.00$50.008/30/2009 5:06:51 AM
NOLALEND$25.00$25.008/30/2009 5:07:03 AM
yield-lion$25.00$25.008/30/2009 5:07:24 AM
restech$25.00$25.008/30/2009 5:07:51 AM
gizzywump$25.00$25.008/30/2009 5:08:04 AM
DER$28.90$28.908/30/2009 5:08:25 AM
pennyman$25.00$25.008/30/2009 12:20:17 PM
ogoog$25.00$25.008/30/2009 7:17:17 AM
Rogelio48$25.00$25.008/30/2009 8:20:20 AM
coolspeed$25.00$25.008/29/2009 8:51:06 PM
cj3777$27.30$27.308/29/2009 8:51:17 PM
p2ploan-battalion509$30.84$30.848/29/2009 8:51:27 PM
glalat$25.00$25.008/29/2009 8:51:33 PM
PAID-IN-FULL$25.00$25.008/30/2009 4:20:56 AM
zaxsan$25.00$25.008/30/2009 9:55:24 AM
Veloce$25.00$25.008/30/2009 5:06:25 AM
gristle$25.00$25.008/30/2009 5:06:45 AM
blujfan9293$25.00$25.008/30/2009 5:06:59 AM
mmckune$25.00$25.008/30/2009 5:07:06 AM
leftcoast52$25.00$25.008/30/2009 5:07:56 AM
wise-silver-wonder$25.00$25.008/30/2009 5:08:19 AM
boybutter$25.00$25.008/30/2009 12:31:11 PM
oldmora$25.00$25.008/30/2009 7:00:34 PM
Bank_Of_XL$100.00$100.008/30/2009 8:33:37 AM
Rule62$25.00$25.008/30/2009 9:00:19 AM
bikingbtb$25.00$25.008/30/2009 7:26:02 PM
unk1911$25.00$25.008/30/2009 9:55:16 AM
investorRE$30.00$30.008/30/2009 9:55:34 AM
All_Wins$25.00$25.008/30/2009 10:55:21 AM
a-fund-paradise$25.00$25.008/30/2009 1:05:36 PM
JoeMB$25.00$25.008/30/2009 7:25:55 PM
IP$33.07$33.078/30/2009 3:05:27 PM
dospapalotes$25.00$25.008/30/2009 8:30:44 PM
nycloan$25.00$25.008/31/2009 5:20:39 AM
Onesiphorus$25.00$25.008/30/2009 3:40:14 PM
modemco$25.00$25.008/30/2009 7:12:10 PM
LenderByDay$25.00$25.008/30/2009 8:55:32 PM
hanuman77$25.87$25.878/30/2009 9:40:44 PM
ozzie$25.00$25.008/31/2009 7:05:19 AM
shaker348$25.00$25.008/31/2009 9:10:42 AM
smallfry$25.00$25.008/31/2009 10:41:35 AM
mmzero$25.00$25.008/31/2009 9:26:24 AM
whatknows$25.00$25.008/31/2009 7:51:43 AM
stolan$25.00$25.008/31/2009 9:33:34 AM
theopposites$25.00$25.008/31/2009 10:57:39 AM
wise-careful-greenback$25.00$25.008/31/2009 9:55:32 AM
DadWarbucks$25.00$25.008/31/2009 8:20:14 AM
KLCRAY$50.00$50.008/31/2009 8:57:35 AM
Little_Guy$25.00$25.008/31/2009 12:02:14 PM
funtwosay$25.00$25.008/31/2009 12:16:44 PM
ethicalhumanist$25.00$25.008/31/2009 10:50:01 AM
impartial-deal$25.00$25.008/31/2009 10:50:10 AM
galtsgulch$32.07$32.078/31/2009 10:57:34 AM
bigphish$25.00$25.008/31/2009 9:48:58 AM
Madron$50.00$50.008/31/2009 10:20:49 AM
YeoLenderSource$25.00$25.008/31/2009 2:16:56 PM
catheroo$25.00$25.008/31/2009 11:51:51 AM
somebody32$25.00$25.008/31/2009 2:25:39 PM
windfall46$25.00$25.008/31/2009 2:25:49 PM
wdfraser$25.00$25.008/31/2009 12:48:22 PM
tspyz$25.00$25.008/31/2009 2:31:44 PM
festeringsnot$25.00$25.008/31/2009 2:57:04 PM
cingular$25.00$25.008/31/2009 2:17:01 PM
kubien$25.00$25.008/31/2009 12:18:24 PM
justinle$25.00$25.008/31/2009 2:25:37 PM
pbo922$25.00$25.008/31/2009 2:25:51 PM
mmqc$25.00$25.008/31/2009 2:25:57 PM
Cubsfan07$25.00$25.008/31/2009 2:16:48 PM
booyah$30.00$30.008/31/2009 2:25:28 PM
linklady$25.00$25.008/31/2009 2:25:32 PM
gravbox$25.00$25.008/31/2009 2:25:40 PM
loiosh$25.00$25.008/31/2009 2:25:50 PM
JL_FC$25.00$25.008/31/2009 2:25:55 PM
ScottW$25.00$25.008/31/2009 2:50:28 PM
krazydavet$25.00$25.008/31/2009 3:41:50 PM
another412$25.00$25.008/31/2009 4:12:20 PM
shawndw$25.00$25.008/31/2009 4:36:25 PM
smartie1$25.00$25.008/31/2009 4:36:59 PM
xphile$25.00$25.008/31/2009 4:37:51 PM
TEAM-Jasper$25.00$25.008/31/2009 4:40:22 PM
broepke$25.00$25.008/31/2009 4:43:45 PM
StWaldo$25.00$25.008/31/2009 4:36:09 PM
latestone$25.00$25.008/31/2009 4:37:06 PM
salala$25.00$25.008/31/2009 4:39:05 PM
Searlzy$25.00$25.008/31/2009 4:39:41 PM
SimonHova$50.00$50.008/31/2009 4:36:00 PM
panthernoelle$25.00$25.008/31/2009 4:36:47 PM
ChuckChedda$25.00$25.008/31/2009 4:36:54 PM
PhalanxBulldog$25.00$25.008/31/2009 4:55:10 PM
jblack01$25.00$25.008/31/2009 4:38:52 PM
IterationX$25.00$25.008/31/2009 4:45:23 PM
YellowJacket$25.00$25.008/31/2009 5:03:32 PM
star7705$25.00$25.008/31/2009 4:41:51 PM
loanshark4u$25.00$25.008/31/2009 4:48:12 PM
lepolgr$35.05$35.058/31/2009 5:04:07 PM
JohnSmith10$25.00$25.008/31/2009 7:15:48 PM
dashawn$25.00$25.008/31/2009 11:35:17 PM
lmmlmmlmm$25.00$25.008/31/2009 6:22:26 PM
tillit$25.00$25.008/31/2009 9:00:14 PM
Helenska11$50.00$50.008/31/2009 7:26:30 PM
How$25.00$25.008/31/2009 9:40:50 PM
Orringo$25.00$25.008/31/2009 10:20:18 PM
seattleite36$25.00$25.009/1/2009 6:30:22 AM
YQQ$25.00$25.008/31/2009 11:05:28 PM
compassion-paladin042$25.00$25.008/31/2009 10:20:17 PM
Westerly$50.00$50.008/31/2009 10:20:21 PM
Yaj$25.00$25.009/1/2009 10:56:23 AM
chicco$80.00$80.009/1/2009 11:07:09 AM
theaterguy$25.00$25.009/1/2009 9:19:02 AM
pwkpwk$25.00$25.009/1/2009 9:31:15 AM
JagFan$25.00$25.009/1/2009 8:36:55 AM
codyrun$25.00$25.009/1/2009 8:50:34 AM
loantigger$25.00$25.009/1/2009 11:16:50 AM
return-owner$25.00$25.009/1/2009 10:52:42 AM
matt84003$25.00$25.009/1/2009 11:51:45 AM
Abydos$25.00$25.009/1/2009 11:00:50 AM
damanq$50.00$50.009/1/2009 11:04:07 AM
spyro$25.00$25.009/1/2009 11:16:49 AM
mtp$30.86$30.869/1/2009 1:00:33 PM
Sphinx9499$25.00$25.009/1/2009 11:26:55 AM
mooshoe$25.00$25.009/1/2009 1:00:16 PM
sweepeet$25.00$25.009/1/2009 1:38:36 PM
Hogpilot$25.00$25.009/1/2009 2:35:17 PM
marketplace-fox$50.00$50.009/1/2009 4:57:23 PM
AF_Trust$25.00$25.009/1/2009 6:51:11 PM
James_and_Tracy$25.00$25.009/1/2009 4:47:10 PM
dough-bear$50.00$50.009/1/2009 4:48:17 PM
money-expert$50.00$50.009/1/2009 4:55:52 PM
LOANMAN614$25.00$25.009/1/2009 4:42:16 PM
xyzkid3$31.58$31.589/1/2009 6:40:16 PM
jpmusic$25.00$10.189/1/2009 6:56:19 PM
mooselegs19$25.00$25.009/2/2009 8:05:36 AM
captainack$25.00$25.009/2/2009 8:45:52 AM
kruizen$25.00$25.009/1/2009 8:20:26 PM
djd50$25.00$25.009/2/2009 4:20:47 AM
bid-papyrus$50.00$50.009/2/2009 9:31:54 AM
Divot$25.00$25.009/2/2009 8:52:02 PM
bmarch$25.00$25.009/3/2009 11:26:08 AM
UCLA4life$25.00$25.009/3/2009 8:06:15 AM
little_shark_J$25.00$25.009/3/2009 3:12:00 PM
3613925$25.00$25.009/3/2009 8:01:34 PM
enriched-peace$100.00$100.009/3/2009 9:09:10 PM
SerG_PunK$25.00$25.009/3/2009 7:21:02 PM
new-vivid-wampum$25.00$25.009/3/2009 8:46:03 PM
Bigheadboy$25.00$25.009/3/2009 8:06:34 PM
westsidehighway$25.00$25.009/4/2009 11:18:01 AM
george_kaplan$25.00$25.009/4/2009 11:24:54 AM
jimbo29blue$50.00$50.009/4/2009 2:33:47 PM
ISHLEP67$50.00$50.009/4/2009 2:35:29 PM
don'twannadance$50.00$50.009/4/2009 2:41:32 PM
meabandit$28.21$28.219/4/2009 6:14:02 PM
jkitten$25.00$25.009/4/2009 5:45:30 PM
KevinC_63366$25.00$25.009/4/2009 4:26:25 PM
jresu537$25.00$25.009/5/2009 10:47:06 AM
roman2008$25.00$25.009/4/2009 7:05:59 PM
OnyxLite$25.00$25.009/4/2009 8:20:11 PM
curly2k$25.00$25.009/5/2009 5:05:24 PM
GreenBuilder247$25.00$25.009/5/2009 5:26:33 PM
skegee$25.00$25.009/6/2009 7:35:35 PM
jbadawg1017$25.00$25.009/6/2009 5:31:41 AM
tlp43$25.00$25.009/6/2009 9:40:10 AM
Easystreet$25.00$25.009/6/2009 10:47:12 PM
jibe-set$50.00$50.009/6/2009 10:56:10 PM
bigdogsafety1$25.00$25.009/6/2009 10:57:06 PM
intelligent-gold$25.00$25.009/6/2009 5:05:17 PM
Jassi$25.00$25.009/6/2009 10:26:00 PM
youngc$25.00$25.009/6/2009 10:40:12 PM
friendly-gold$25.00$25.009/6/2009 10:35:41 PM
iruz$30.00$30.009/6/2009 10:56:05 PM
TaraO$25.00$25.009/6/2009 11:10:19 PM
WorldGoRound$25.00$25.009/7/2009 7:00:58 AM
rcflick$25.00$25.009/7/2009 4:01:25 PM
chicago1228$25.00$25.009/7/2009 4:02:03 PM
caNative$25.00$25.009/7/2009 10:50:31 AM
CPAMAN$25.00$25.009/7/2009 12:45:22 PM
bridgedoctor$25.00$25.009/7/2009 12:55:35 PM
KR$25.00$25.009/7/2009 4:01:28 PM
awesome-market$25.00$25.009/7/2009 4:01:31 PM
fastcar750$25.00$25.009/7/2009 4:16:02 PM
puntme$25.00$25.009/7/2009 4:16:12 PM
nej777$25.00$25.009/7/2009 4:01:37 PM
meoweo$25.00$25.009/7/2009 4:01:40 PM
droryikra$25.00$25.009/7/2009 4:16:18 PM
LeoBUSIIT$25.00$25.009/7/2009 8:45:48 PM
outofoffice$50.00$50.009/7/2009 8:57:56 PM
Supernick$25.00$25.009/7/2009 9:30:27 PM
OldProp$25.00$25.009/7/2009 4:30:55 PM
MicroL$25.00$25.009/7/2009 6:10:23 PM
TenTalentSolutions$35.00$35.009/8/2009 9:30:17 AM
brocilybeef$25.00$25.009/7/2009 4:40:37 PM
Lighthouse$25.00$25.009/8/2009 10:04:09 AM
MicroPod$25.00$25.009/7/2009 7:40:53 PM
noble-revenue$25.00$25.009/8/2009 10:04:07 AM
checkuto$25.00$25.009/8/2009 10:02:53 AM
theincarnatemike$25.00$25.009/8/2009 11:46:15 AM
Chakma$25.00$25.009/8/2009 11:51:04 AM
Synergism$25.00$25.009/8/2009 12:00:16 PM
tearsnstone$25.00$25.009/8/2009 12:00:35 PM
Hartfelt$40.00$40.009/8/2009 2:01:42 PM
lender281$25.00$25.009/8/2009 1:54:49 PM
affluence-tycoon$50.00$50.009/8/2009 4:49:30 PM
jplatypus$25.00$25.009/8/2009 3:18:53 PM
tipan1$25.00$25.009/8/2009 4:28:36 PM
psycho-mullet$25.00$25.009/8/2009 6:21:20 PM
Georgetastic$25.00$25.009/9/2009 6:45:27 AM
unclemalcolm$50.00$50.009/8/2009 5:48:03 PM
top-unflappable-economy$25.00$25.009/8/2009 7:59:12 PM
ErikB$25.00$25.009/9/2009 8:29:29 AM
sensible-trade$25.00$25.009/9/2009 9:54:31 AM
asmithj$50.00$50.009/8/2009 9:58:29 PM
jcholloway831$25.00$25.009/9/2009 2:35:47 PM
porkhelmet$25.00$25.009/9/2009 3:15:24 PM
MediaAndMicrocode$25.00$25.009/9/2009 9:36:02 AM
loanstarst8$25.00$25.009/9/2009 10:25:11 AM
scorpi073$25.00$25.009/9/2009 11:29:30 AM
LAM26$25.00$25.009/9/2009 2:22:25 PM
utmom$25.00$25.009/9/2009 3:25:12 PM
TyBucks$25.00$25.009/9/2009 5:06:58 PM
cardmi$25.00$25.009/9/2009 5:07:10 PM
JackieSuewho$25.00$25.009/9/2009 5:07:21 PM
rakey$25.00$25.009/9/2009 5:07:53 PM
hermosaloan$25.00$25.009/9/2009 5:07:58 PM
1-HARD-HEAD$50.00$50.009/9/2009 5:08:12 PM
mzek$27.00$27.009/9/2009 5:08:34 PM
brewman$37.01$37.019/9/2009 5:08:52 PM
cgorry$25.00$25.009/9/2009 5:09:00 PM
lookingup78$25.00$25.009/9/2009 5:09:27 PM
nonregla$25.00$25.009/9/2009 5:09:40 PM
webclimber$25.00$25.009/9/2009 5:09:56 PM
atomx2$30.00$30.009/9/2009 5:10:25 PM
tomxnsn$25.00$25.009/9/2009 5:11:14 PM
SMARTDISK$25.00$25.009/9/2009 5:14:31 PM
microeconomicwizadry$25.00$25.009/9/2009 5:14:38 PM
saschar$25.00$25.009/9/2009 5:17:18 PM
Winkyboy$25.00$25.009/9/2009 5:17:23 PM
DeathScythe676$25.00$25.009/9/2009 5:18:37 PM
digen$25.00$25.009/9/2009 5:27:14 PM
OskiVentures$25.00$25.009/9/2009 5:07:42 PM
russia99$25.00$25.009/9/2009 5:08:14 PM
PLending$50.00$50.009/9/2009 5:08:46 PM
bankofsam$25.00$25.009/9/2009 5:09:03 PM
normadesmond$25.00$25.009/9/2009 5:09:22 PM
overflowinglife$25.00$25.009/9/2009 5:09:30 PM
durban$50.00$50.009/9/2009 5:09:53 PM
coalescent$50.00$50.009/9/2009 5:10:17 PM
j2swift$25.00$25.009/9/2009 5:10:24 PM
JKEnterprises$25.00$25.009/9/2009 5:10:34 PM
robertmm25$50.00$50.009/9/2009 5:10:40 PM
rosadoc$25.00$25.009/9/2009 5:50:46 PM
joseapg$25.00$25.009/9/2009 5:12:11 PM
QuantumLobster$25.00$25.009/9/2009 5:12:20 PM
HH123$25.00$25.009/9/2009 5:14:24 PM
bazaar-beast$25.00$25.009/9/2009 5:14:43 PM
DJC4$25.00$25.009/9/2009 5:14:54 PM
Sykes66$25.00$25.009/9/2009 5:07:23 PM
angeimack$25.00$25.009/9/2009 5:07:51 PM
cosygirl$25.00$25.009/9/2009 5:07:59 PM
johnko929$25.00$25.009/9/2009 5:08:05 PM
phd1978$25.00$25.009/9/2009 5:08:23 PM
mahjongslave$50.00$50.009/9/2009 5:08:48 PM
Millie98$30.00$30.009/9/2009 5:08:53 PM
intuitive-basis$25.00$25.009/9/2009 5:09:20 PM
bcg2004$25.00$25.009/9/2009 5:17:48 PM
ro37$25.00$25.009/9/2009 5:09:28 PM
midde551$25.00$25.009/9/2009 5:09:34 PM
mrack$25.00$25.009/9/2009 5:09:51 PM
zxw$50.00$50.009/9/2009 5:09:59 PM
BandLFCU$25.00$25.009/9/2009 5:10:20 PM
FecundFinancier$25.00$25.009/9/2009 5:10:30 PM
ndwayno$46.49$46.499/9/2009 5:10:44 PM
hste_llc$25.00$25.009/9/2009 5:20:37 PM
davidy$25.00$25.009/9/2009 5:12:08 PM
wicker1$25.00$25.009/9/2009 5:14:57 PM
Mavdyaus$25.00$25.009/9/2009 5:16:04 PM
bluesquirrel$25.91$25.919/9/2009 5:25:56 PM
MicroAssetsLending$25.00$25.009/9/2009 5:26:07 PM
NoVALending$25.00$25.009/9/2009 5:18:06 PM
lendcraft$25.00$25.009/9/2009 5:26:17 PM
Mopedcouple$25.00$25.009/9/2009 5:26:29 PM
juiceman818$25.00$25.009/9/2009 5:20:34 PM
calbear89$25.00$25.009/9/2009 5:26:27 PM
payout-magician$50.00$50.009/9/2009 8:13:12 PM
ritchie70$25.00$25.009/9/2009 8:51:09 PM
carmat60$25.00$25.009/10/2009 1:33:51 AM
jasunshine$25.00$25.009/10/2009 6:44:38 AM
firewomin$25.00$25.009/9/2009 6:51:45 PM
leverage-hawk$25.00$25.009/9/2009 8:25:33 PM
McChan$100.00$100.009/9/2009 8:33:41 PM
brilliant-balance$25.00$25.009/9/2009 7:06:57 PM
EODLEGS$25.00$25.009/9/2009 7:26:30 PM
Bobusa$25.00$25.009/10/2009 4:53:42 AM
himanshuko$50.00$50.009/9/2009 11:14:49 PM
wealth-grasshopper0$60.47$60.479/10/2009 8:23:29 AM
credit-czar5$25.00$25.009/10/2009 8:29:32 AM
bartenderpro$30.00$30.009/10/2009 1:18:37 AM
EODLEGS$25.00$25.009/10/2009 8:52:42 AM
maga$100.00$100.009/10/2009 7:04:46 AM
810 bids
 
Borrower Payment Dependent Notes Series 421944
This series of Notes was issued and sold upon the funding of the borrower loan #38533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction start date:  Aug-28-2009 
Term: 36 months Estimated loss: 1.5% Auction end date:  Sep-11-2009 
 
Starting lender yield: 9.48% Starting borrower rate/APR: 10.48% / 12.59% Starting monthly payment: $97.48
Final lender yield: 7.50% Final borrower rate/APR: 8.50% / 10.59% Final monthly payment: $94.70
 
Auction yield range: 3.18% - 9.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1998 Debt/Income ratio: 9%
Credit score: 820-840 (Aug-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 17Length of status:2y 1m
Amount delinquent: $0 Revolving credit balance: $4,730 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 11%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: IrishASA Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New fence, sweet 16 party
Purpose of loan:
Several big events/home upgrades were need in the last?3 months?(new roof, new fence, sweet 16 for my step daughter), savings was able to cover most of it but I didn't want to dip into the emergency fund.? I have a balance of just over $3k @ 10.99%.? I'm hoping to lower that.
My financial situation:
I am a good candidate for this loan because I have good job and excellent credit as well as an emergency fund/retirement savings I can dip into if really needed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you describe your job? - Finspons
A: I'm an actuary (A.S.A.) for a large highly rated insurance company. (Aug-31-2009)
Q: What are the 2 recent credit inquiries for? - Finspons
A: I recently purchased a new car (Honda Civic), Loan of 16k, payments around $300 per month. I had set up a loan with my credit union, and then the dealership was able to give me a lower rate. (Aug-31-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
greenback-floret$25.00$25.008/28/2009 4:15:32 PM
Cheburashka$50.00$50.008/28/2009 4:36:47 PM
little_shark_J$25.00$25.008/28/2009 7:35:19 PM
The-Lighthouse-Group$25.00$25.008/29/2009 5:20:16 AM
TexasLender2007$25.00$25.008/29/2009 8:30:20 PM
MidnightBank$25.00$25.008/31/2009 8:26:03 AM
RandyL3$25.00$25.008/31/2009 10:57:55 AM
enriching-payout$25.00$25.008/31/2009 10:57:14 AM
poolboy17$25.00$25.008/31/2009 11:55:34 AM
EmeritusX$25.00$25.008/31/2009 10:49:26 AM
t-loan$25.00$25.008/31/2009 4:22:19 PM
IceFisherman$56.58$56.588/31/2009 4:13:49 PM
market-assembler$25.00$25.008/31/2009 4:53:43 PM
beachfunder$25.00$25.008/31/2009 8:08:59 PM
Gold_Coin$25.00$25.009/2/2009 1:32:56 PM
PBanker$25.00$25.009/3/2009 2:00:32 PM
fcrick$25.00$25.009/3/2009 11:25:16 AM
RandyL3$25.00$25.009/4/2009 1:19:08 PM
sowegaboy$25.00$25.009/4/2009 8:36:56 PM
buffalobills$25.00$25.009/8/2009 2:05:35 PM
midifool$25.00$25.009/8/2009 4:29:25 PM
minatoku$50.00$50.009/8/2009 1:56:46 PM
frankandirene$25.00$25.009/9/2009 5:00:41 AM
plbquic$25.00$25.009/9/2009 12:12:14 PM
thegreatstrafe$25.00$25.009/9/2009 10:33:54 AM
impartial-deal$50.00$50.009/9/2009 4:28:28 PM
OoM$25.00$25.009/9/2009 12:13:47 PM
FundMaker$25.00$25.009/9/2009 4:17:59 PM
Digs$25.00$25.009/9/2009 5:37:06 PM
hellasow$25.00$25.009/9/2009 5:49:28 PM
YummiBear$25.00$25.009/9/2009 6:37:55 PM
Sam40$25.00$25.009/9/2009 11:09:02 PM
kulender$100.00$100.009/10/2009 4:08:30 AM
JerryB96$25.00$25.009/10/2009 5:56:40 AM
Earn_money$25.00$25.009/10/2009 1:03:27 PM
wwwUniversal$50.00$50.009/10/2009 9:44:34 AM
senior1$25.00$25.009/10/2009 2:52:37 PM
MarvinE$25.00$25.009/11/2009 7:16:42 AM
gothampark$25.00$25.009/10/2009 7:08:43 PM
admirable-credit$25.00$25.009/10/2009 9:14:35 PM
Blind_Pig$27.00$27.009/11/2009 10:50:52 AM
casinvestments$25.00$25.009/10/2009 6:14:16 PM
UC3307$100.00$100.009/11/2009 12:38:13 PM
Astyanax$25.00$25.009/10/2009 8:33:58 PM
fairmaiden$50.00$50.009/11/2009 1:09:14 PM
socal-lender$25.00$25.009/11/2009 2:46:45 PM
PotBellyPete$25.00$25.009/11/2009 8:12:41 AM
octoberfresh$25.00$25.009/11/2009 1:06:56 PM
LA-Funding-Bank$50.00$50.009/11/2009 2:13:58 PM
credit-coach118$25.00$25.009/11/2009 2:53:00 PM
OCLend$25.00$25.009/11/2009 3:54:31 PM
F_r_e_d_s__B_a_n_k$25.00$25.008/28/2009 4:37:43 PM
swiftsoul$25.00$25.008/28/2009 4:09:06 PM
turbospeed$25.00$25.008/28/2009 4:10:09 PM
zento$25.00$25.008/28/2009 5:47:35 PM
fair_rates$25.00$25.008/29/2009 5:45:47 AM
glazeddonuts$25.00$25.008/29/2009 11:50:47 PM
axelducheck$25.00$25.008/31/2009 8:12:24 AM
radiant-return$25.00$25.008/31/2009 5:31:19 AM
outofoffice$50.00$50.009/1/2009 7:43:11 PM
Dollars4Rent$25.00$25.009/2/2009 12:19:10 PM
MGS$50.00$50.009/2/2009 6:08:46 PM
JACJ$25.00$25.009/3/2009 4:08:34 AM
marwadi-62$200.00$200.009/3/2009 6:01:20 PM
mitchandre$25.00$25.009/4/2009 10:02:02 AM
HealthAndSafety$50.00$50.009/6/2009 8:33:33 AM
buckyhead2000$25.00$25.009/7/2009 7:51:11 PM
Bawsth$25.00$25.009/8/2009 8:05:49 PM
power-expert$25.00$25.009/8/2009 7:20:34 PM
TheWorldIsFlat$25.00$25.009/8/2009 8:38:20 PM
hodap2001$29.03$29.039/9/2009 6:52:46 PM
whazarook$25.00$25.009/9/2009 7:22:38 PM
djmjkelso$25.00$25.009/9/2009 6:32:18 PM
dollarboy$25.00$25.009/9/2009 10:00:36 PM
redtilapia$25.00$25.009/10/2009 1:58:11 AM
REITRUST$25.00$25.009/10/2009 4:18:08 PM
rxchris$100.00$81.559/10/2009 5:32:06 PM
OoM$25.00$25.009/11/2009 9:48:54 AM
squweech$25.00$25.009/11/2009 12:49:10 AM
mwb$25.00$25.009/10/2009 7:42:00 PM
jmainc$25.00$25.009/11/2009 6:22:45 AM
Share-the-wealth$100.00$100.009/11/2009 6:48:00 AM
yu-rik$50.00$50.009/11/2009 3:11:14 PM
best-generosity-financier$25.00$25.009/11/2009 4:06:33 PM
CashBank$25.00$25.009/11/2009 9:59:53 AM
credit-launcher773$30.00$30.009/11/2009 12:45:08 PM
justice-excellency$50.84$50.849/11/2009 2:59:51 PM
HomerdohNY$25.00$25.009/11/2009 3:31:09 PM
kinetic-social$25.00$25.009/11/2009 3:45:45 PM
89 bids
 
Borrower Payment Dependent Notes Series 422424
This series of Notes was issued and sold upon the funding of the borrower loan #38541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction start date:  Sep-02-2009 
Term: 36 months Estimated loss: 25.0% Auction end date:  Sep-16-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.44% Starting monthly payment: $54.28
Final lender yield: 21.95% Final borrower rate/APR: 22.95% / 26.14% Final monthly payment: $46.42
 
Auction yield range: 17.18% - 34.00% Estimated loss impact: 26.25%  
Lender servicing fee: 1.00% Estimated return: -4.30%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 3 First credit line: May-1998 Debt/Income ratio: 40%
Credit score: 620-640 (Aug-2009) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 22Length of status:13y 8m
Amount delinquent: $77 Revolving credit balance: $1,037 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Homeownership: No  
Inquiries last 6m: 0    
Screen name: rocknralo Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 10 ( 100% ) 620-640 (Latest)
Principal borrowed: $2,750.00< mo. late: 0 ( 0% )  
620-640 (Mar-2008)
620-640 (Feb-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 10  
Description
Enclosing a carport
Purpose of loan:Enclosing a carport
This loan will be used to?
building materials and labor
My financial situation:Good
I am a good candidate for this loan because?I pay my bills on time

Monthly net income: $ 2160

Monthly expenses: $
??Housing: $323
??Insurance: $165
??Car expenses: $192
??Utilities: $120
??Phone, cable, internet: $300
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $475
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Who's carport are you enclosing? I do not see home ownership in your profile. Please explain the public record. - karmanxten
A: I apologize for the missed information, I have manufactured home with a covered lean to on the side of the home, that has fiberglass covering , it is breaking up so i would like to replace the fiberglass with wood and shingles before winter time and also add a small eclosed room wirh it. thanks for your question!. (Sep-10-2009)
Q: I do not see home ownership in your profile. Are you doing this for your landlord? Also, Please explain the public record. - karmanxten
A: the manufactured house is mine , I will edit my listing to show this and thanks again (Sep-10-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$1,200.00$1,200.009/16/2009 6:37:31 AM
1 bids
 
Borrower Payment Dependent Notes Series 421525
This series of Notes was issued and sold upon the funding of the borrower loan #38539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction start date:  Aug-24-2009 
Term: 36 months Estimated loss: 1.5% Auction end date:  Sep-07-2009 
 
Starting lender yield: 11.48% Starting borrower rate/APR: 12.48% / 14.62% Starting monthly payment: $334.44
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 11.55% Final monthly payment: $320.10
 
Auction yield range: 3.18% - 11.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Mar-1979 Debt/Income ratio: 30%
Credit score: 820-840 (Aug-2009) Current / open credit lines: 17 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 44Length of status:24y 10m
Amount delinquent: $0 Revolving credit balance: $430 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: tomahawk910 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putting a garage in
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will you be selling the property soon? - Cambium
A: No, Just have more space. (Sep-02-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bchen78875$50.00$50.008/24/2009 3:53:57 PM
personal-lender$25.00$13.888/24/2009 3:57:12 PM
anton$50.00$50.008/24/2009 3:54:11 PM
Iwantahelp$25.00$25.008/24/2009 3:55:19 PM
market-assembler$25.00$25.008/25/2009 3:22:31 PM
kawakami$25.00$25.008/29/2009 1:00:09 PM
Ven58$25.00$25.008/31/2009 5:09:23 PM
little_shark_J$25.00$25.008/31/2009 9:26:48 PM
minista$25.00$25.009/1/2009 11:19:53 AM
Digs$25.00$25.009/1/2009 4:48:19 PM
DrPalaber$25.00$25.009/1/2009 6:10:31 PM
benroo$25.00$25.009/1/2009 9:05:19 PM
djd50$25.00$25.009/2/2009 4:20:27 AM
Earl65$25.00$25.009/2/2009 3:40:39 AM
captainack$25.00$25.009/2/2009 8:45:40 AM
bid-papyrus$50.00$50.009/2/2009 9:32:25 AM
pi31415$25.00$25.009/2/2009 10:16:45 AM
miamiwill$25.00$25.009/2/2009 12:36:43 PM
jetblack$50.00$50.009/2/2009 11:11:55 AM
Warbler$25.00$25.009/2/2009 12:35:29 PM
yank918$25.00$25.009/2/2009 7:05:36 PM
celkram$25.00$25.009/2/2009 7:15:28 PM
Downs108$30.00$30.009/3/2009 6:47:18 AM
JACJ$25.00$25.009/3/2009 4:07:12 AM
gogmagog$27.30$27.309/3/2009 1:15:14 PM
skydiver111$25.00$25.009/3/2009 1:15:38 PM
Norcal$25.00$25.009/3/2009 12:05:33 PM
bigdogsafety1$25.00$25.009/3/2009 10:20:20 AM
JLEND926121$25.00$25.009/3/2009 1:00:45 PM
mscomeaux$25.00$25.009/3/2009 2:45:30 PM
gilbow$25.00$25.009/3/2009 3:23:10 PM
Residuum$25.00$25.009/3/2009 3:32:03 PM
sajitp$25.00$25.009/3/2009 9:45:16 PM
nicklds$25.00$25.009/3/2009 10:10:17 PM
ronkr$45.07$45.079/3/2009 3:47:29 PM
scloans$25.00$25.009/3/2009 4:31:47 PM
Captain88$25.00$25.009/3/2009 3:41:46 PM
wild_carrot$25.00$25.009/3/2009 3:46:39 PM
RICHMONDREB$25.00$25.009/3/2009 5:05:34 PM
red-sublime-return$25.00$25.009/4/2009 7:35:23 AM
cippy$100.00$100.009/3/2009 5:19:52 PM
finagler$25.00$25.009/3/2009 8:40:55 PM
Skady3love$25.00$25.009/4/2009 10:17:55 AM
trade-watcher$25.00$25.009/4/2009 10:18:11 AM
USMC0311$25.00$25.009/4/2009 11:23:00 AM
stensonb$25.00$25.009/4/2009 11:37:46 AM
medman$50.00$50.009/4/2009 11:42:11 AM
all_of_that_one$25.00$25.009/4/2009 11:00:10 AM
octoberfresh$25.00$25.009/4/2009 2:29:11 PM
iruz$40.00$40.009/4/2009 2:54:03 PM
Okeey$25.00$25.009/4/2009 2:56:03 PM
KeepOnRunning$50.00$50.009/4/2009 2:56:21 PM
tsui517$25.00$25.009/4/2009 11:55:17 AM
gethsemane4$25.00$25.009/4/2009 12:10:22 PM
hope-eagle6$25.00$25.009/4/2009 11:39:25 AM
Iowa65$33.37$33.379/4/2009 3:15:45 PM
financelover$25.00$25.009/4/2009 3:18:09 PM
rulender$50.00$50.009/4/2009 3:18:39 PM
Zoomie$25.00$25.009/4/2009 2:30:12 PM
fdsguy$36.07$36.079/4/2009 3:19:42 PM
puifais$25.00$25.009/4/2009 3:19:46 PM
BklynLender$25.00$25.009/4/2009 3:22:33 PM
fotep-financial$25.00$25.009/4/2009 2:55:17 PM
sisepuede$25.00$25.009/4/2009 2:55:57 PM
AJSinvest$25.00$25.009/4/2009 2:45:17 PM
Yaj$25.00$25.009/4/2009 3:15:40 PM
brstern2$25.00$25.009/4/2009 2:55:27 PM
authoritative-interest$25.00$25.009/4/2009 3:17:07 PM
bugleusmc$30.00$30.009/4/2009 3:29:29 PM
JoeMB$25.00$25.009/4/2009 3:18:47 PM
TCayce$25.00$25.009/4/2009 3:21:26 PM
camaraderi-entrepreneur$25.00$25.009/4/2009 3:22:09 PM
reueljw$25.00$25.009/4/2009 3:15:33 PM
incbx$50.00$50.009/4/2009 3:16:38 PM
godspeed237$25.00$25.009/4/2009 3:16:45 PM
meow8705$25.00$25.009/4/2009 3:42:18 PM
Castellan$25.00$25.009/4/2009 3:42:24 PM
Westerly$39.99$39.999/4/2009 3:42:28 PM
Pawnster$25.00$25.009/4/2009 3:42:43 PM
PatRichi$25.00$25.009/4/2009 3:42:57 PM
keyfig$25.00$25.009/4/2009 3:20:11 PM
d3global$25.00$25.009/4/2009 3:22:07 PM
Masterful1$25.00$25.009/4/2009 3:48:55 PM
rakey$25.00$25.009/4/2009 3:55:45 PM
Raptorman$25.00$25.009/4/2009 3:30:15 PM
Binan$25.00$25.009/4/2009 3:55:55 PM
dough-shooter$105.00$105.009/4/2009 3:38:29 PM
TheBestDad$25.00$25.009/4/2009 3:41:03 PM
atlgator$25.00$25.009/4/2009 3:42:15 PM
TennSquire$25.00$25.009/4/2009 3:42:38 PM
SkiNZ$25.00$25.009/4/2009 3:42:41 PM
fwaguy$25.00$25.009/4/2009 3:43:05 PM
ChuckChedda$25.00$25.009/4/2009 4:20:51 PM
member874$25.00$25.009/4/2009 3:43:15 PM
bobby4u3$25.00$25.009/4/2009 3:36:32 PM
sloak$25.00$25.009/4/2009 3:48:06 PM
tylerfd$25.00$25.009/4/2009 3:52:18 PM
Sumach$25.00$25.009/4/2009 3:42:11 PM
timmydaddy$25.00$25.009/4/2009 3:42:33 PM
dilbert17$25.00$25.009/4/2009 3:42:53 PM
outwish$25.00$25.009/4/2009 3:43:04 PM
mjjjrj$25.00$25.009/4/2009 4:16:41 PM
the-silver-blaster$25.00$25.009/4/2009 3:48:04 PM
greenwell$42.81$42.819/4/2009 3:48:09 PM
selo80$25.00$25.009/4/2009 7:45:48 PM
durable-trade$25.00$25.009/4/2009 3:52:08 PM
lucky6$25.00$25.009/4/2009 3:52:20 PM
Boxhead$25.00$25.009/4/2009 4:20:48 PM
gjm6d$25.00$25.009/5/2009 5:59:23 AM
bondo41$25.00$25.009/5/2009 6:13:27 AM
TJ643$25.00$25.009/5/2009 8:36:01 AM
NorthwestLoan1$25.00$25.009/4/2009 4:58:53 PM
morpholog$25.00$25.009/4/2009 5:45:15 PM
Kijib$25.00$25.009/5/2009 11:10:13 AM
richmondcowboy$50.00$50.009/4/2009 6:07:30 PM
PaulW$25.00$25.009/4/2009 8:15:18 PM
EODLEGS$25.00$25.009/4/2009 11:43:45 PM
spc91x$25.00$25.009/5/2009 9:20:42 AM
MGS$50.00$50.009/5/2009 11:03:56 PM
mcabery$100.00$100.009/6/2009 8:50:13 AM
investmentgroup$25.00$25.009/5/2009 2:19:51 PM
asset-numero-uno$100.00$100.009/5/2009 4:31:45 PM
bmbanzai$25.00$25.009/5/2009 6:20:29 PM
selo80$25.00$25.009/5/2009 6:21:08 PM
jbadawg1017$25.00$25.009/6/2009 5:45:22 PM
veryfastlender$25.00$25.009/5/2009 10:06:09 PM
Central_States_Mutual$25.00$25.009/6/2009 8:10:18 AM
lenderme$25.00$25.009/6/2009 8:35:14 AM
rdextra$25.00$25.009/6/2009 9:35:57 AM
SeaLoans$25.00$25.009/6/2009 6:55:34 AM
eyal0$25.00$25.009/6/2009 10:46:17 PM
Cambium$30.00$30.009/6/2009 11:40:13 PM
gothampark$25.00$25.009/6/2009 7:27:17 PM
Moneypenny6$25.00$25.009/6/2009 6:36:38 PM
tornandfrayed$25.00$25.009/6/2009 10:55:40 PM
onlyinchicago$25.00$25.009/7/2009 12:05:29 PM
oldman68$25.00$25.009/7/2009 12:33:18 AM
L-vex$25.00$25.009/7/2009 3:35:20 AM
kulender$100.00$100.009/7/2009 6:30:23 AM
crazybill$25.00$25.009/7/2009 3:19:37 PM
iLoaner$25.00$25.009/7/2009 11:20:26 AM
Oak-Parker$25.00$25.009/7/2009 12:19:27 PM
eureka117$27.63$27.639/7/2009 1:31:17 PM
best-generosity-financier$25.00$25.009/7/2009 3:51:38 PM
thebadpelican$25.00$25.009/7/2009 3:17:40 PM
tlp43$25.00$25.008/24/2009 3:57:00 PM
MidnightBank$25.00$25.008/24/2009 4:01:49 PM
whitegold24k$250.00$250.008/24/2009 3:55:15 PM
credit-investor5$50.00$50.008/24/2009 3:55:08 PM
BookandLaw$25.00$25.008/24/2009 3:57:03 PM
greenback-floret$25.00$25.008/24/2009 4:09:33 PM
blot44$50.00$50.008/26/2009 5:28:15 AM
Syzygy$25.00$25.008/26/2009 1:07:35 PM
Guiren$100.00$100.008/26/2009 3:17:16 PM
enriching-payout$25.00$25.008/26/2009 4:47:13 PM
five-star-justice$36.00$36.008/30/2009 3:30:28 PM
Gar3field$50.00$50.008/30/2009 9:23:08 PM
kinetic-truth$25.00$25.008/31/2009 5:30:18 AM
axelducheck$25.00$25.008/31/2009 8:12:20 AM
IM-SHARKY$1,000.00$1,000.009/1/2009 7:28:37 AM
RejhRon$50.00$50.009/1/2009 3:48:21 PM
bkb7484$25.00$25.009/2/2009 4:42:31 AM
outofoffice$50.00$50.009/1/2009 7:47:26 PM
miked8303$25.00$25.009/2/2009 10:54:55 AM
LoanGiver$25.00$25.009/2/2009 11:06:54 AM
laststrawman$25.00$25.009/3/2009 8:37:27 AM
szetheli$50.00$50.009/3/2009 9:43:57 AM
fcrick$25.00$25.009/3/2009 11:18:45 AM
greenback-monger492$25.00$25.009/3/2009 9:43:52 AM
edognyc$25.00$25.009/3/2009 11:51:09 AM
rmachi$25.00$25.009/3/2009 12:48:44 PM
lincs$25.00$25.009/3/2009 12:50:36 PM
ok$25.00$25.009/3/2009 1:03:49 PM
tisiphone$25.00$25.009/3/2009 8:45:33 PM
ALVO$35.86$35.869/3/2009 3:56:41 PM
Casman8815$25.00$25.009/3/2009 3:51:38 PM
Adino$50.00$50.009/4/2009 7:30:46 AM
sunnysally$50.00$50.009/4/2009 9:38:05 AM
crossborders$25.00$25.009/4/2009 5:05:36 AM
diverse2$40.00$40.009/4/2009 8:10:17 AM
inventive-wealth2$25.00$25.009/4/2009 10:17:40 AM
dlshap$25.00$25.009/4/2009 11:19:09 AM
Aleut$25.00$25.009/4/2009 12:55:50 PM
ADenny$25.00$25.009/4/2009 11:19:35 AM
Sigonio$25.00$25.009/4/2009 12:02:11 PM
Winsor-advocate$25.00$25.009/4/2009 3:15:38 PM
TheRiver08$25.00$25.009/4/2009 3:18:06 PM
superchicken$25.00$25.009/4/2009 12:02:16 PM
windfall46$25.00$25.009/4/2009 3:18:27 PM
droryikra$25.00$25.009/4/2009 3:18:45 PM
wamozart$25.00$25.009/4/2009 3:19:34 PM
BankOfFrankFairness$31.25$31.259/4/2009 3:21:41 PM
Hexnut$50.00$50.009/4/2009 3:22:21 PM
flexiboy35$25.00$25.009/4/2009 2:55:54 PM
lendinstuff$25.00$25.009/4/2009 3:23:13 PM
conceptpi$25.00$25.009/4/2009 3:15:43 PM
Dave0$25.00$25.009/4/2009 3:27:43 PM
purohit$25.00$25.009/4/2009 3:28:10 PM
bigrpf5$25.00$25.009/4/2009 3:28:16 PM
Guerrilla_Man$25.00$25.009/4/2009 2:56:32 PM
cingular$25.00$25.009/4/2009 3:17:51 PM
RoyFauntleroy$25.00$25.009/4/2009 3:18:02 PM
dpdaug$25.00$25.009/4/2009 3:18:37 PM
Rob717171$150.00$150.009/4/2009 3:01:37 PM
Elbanko$25.00$25.009/4/2009 3:19:35 PM
newfoundation$25.00$25.009/4/2009 3:19:52 PM
htargett$25.00$25.009/4/2009 3:20:08 PM
ebusinessagent$25.00$25.009/4/2009 3:20:13 PM
Geedub$50.00$50.009/4/2009 3:36:48 PM
CULPEPPERGROUP$25.00$25.009/4/2009 3:21:30 PM
Veloce$25.00$25.009/4/2009 3:22:12 PM
easylender$25.00$25.009/4/2009 3:40:07 PM
bradwill$50.00$50.009/4/2009 3:41:17 PM
square_panda$25.00$25.009/4/2009 3:42:12 PM
rcr549$25.00$25.009/4/2009 3:42:22 PM
gravbox$25.00$25.009/4/2009 3:42:26 PM
ojibwa$25.00$25.009/4/2009 3:42:34 PM
orangemutt$25.00$25.009/4/2009 3:42:49 PM
slowpig$25.00$25.009/4/2009 3:18:41 PM
red-favorable-basis$25.00$25.009/4/2009 3:19:48 PM
Ireland64$25.00$25.009/4/2009 3:21:37 PM
unclejaef$25.00$25.009/4/2009 3:27:54 PM
perlindc$59.56$59.569/4/2009 3:22:34 PM
nerlands$25.00$25.009/4/2009 3:29:25 PM
Octavian315$50.00$50.009/4/2009 3:55:53 PM
JonnyCash$25.00$25.009/4/2009 3:55:56 PM
a-fund-paradise$25.00$25.009/4/2009 4:16:09 PM
lostontheedge$25.00$25.009/4/2009 3:38:31 PM
DeathScythe676$25.00$25.009/4/2009 4:17:21 PM
palpbert$25.00$25.009/4/2009 3:40:16 PM
MT1130$25.00$25.009/4/2009 3:40:59 PM
Strato$25.00$25.009/4/2009 3:41:13 PM
trucklawyer$25.00$25.009/4/2009 3:27:55 PM
authentic-deal8$25.00$25.009/4/2009 3:42:13 PM
flexible-value$25.00$25.009/4/2009 3:42:31 PM
Orringo$25.00$25.009/4/2009 3:42:40 PM
danielamity$25.00$25.009/4/2009 3:43:02 PM
Shockem923$25.00$25.009/4/2009 3:43:13 PM
FCI$25.00$25.009/4/2009 3:43:26 PM
Ven58$25.00$25.009/4/2009 4:24:04 PM
SaratogaCapital$25.00$25.009/4/2009 3:37:53 PM
giannyny$25.00$25.009/4/2009 3:41:09 PM
andymax$25.00$25.009/4/2009 3:41:22 PM
RusRobo$25.00$25.009/4/2009 3:42:30 PM
pinaypie1$25.00$25.009/4/2009 3:42:36 PM
Doc23$25.00$25.009/4/2009 3:42:45 PM
mlbox3k$25.00$25.009/4/2009 4:04:23 PM
pbandjb$25.00$25.009/4/2009 3:43:09 PM
BigCityLending$25.00$25.009/4/2009 4:05:04 PM
patriot384$50.00$50.009/4/2009 6:05:16 PM
TH99$25.00$25.009/4/2009 3:47:51 PM
GAOGERAM_BANK$25.00$25.009/4/2009 3:48:07 PM
star7705$25.00$25.009/4/2009 4:20:53 PM
mjcjmm4407$25.00$25.009/4/2009 3:56:22 PM
csarradio$25.00$25.009/4/2009 4:19:09 PM
Gold_Coin$25.00$25.009/4/2009 4:56:34 PM
Pro-Lender$25.00$25.009/4/2009 8:01:23 PM
caken23$25.00$25.009/5/2009 4:40:20 PM
jvp$50.00$50.009/5/2009 7:15:56 AM
restech$25.00$25.009/5/2009 9:37:02 PM
Phillip298$25.00$25.009/5/2009 3:10:58 PM
nestegg4e$25.00$25.009/6/2009 4:55:14 PM
Eagledrop$25.00$25.009/6/2009 5:04:13 PM
funds-magician142$25.00$25.009/6/2009 12:25:45 AM
PotBellyPete$25.00$25.009/6/2009 8:51:28 PM
TheColoradoDon$25.00$25.009/6/2009 10:57:43 PM
yertle9$25.00$25.009/6/2009 11:05:22 AM
brewlots$50.00$50.009/7/2009 6:11:08 AM
Supp0rter$28.20$28.209/6/2009 10:55:35 PM
curious166$100.00$100.009/7/2009 10:33:34 AM
seattleslug$30.00$30.009/6/2009 10:57:39 PM
kumpa2u$50.00$50.009/7/2009 12:26:52 PM
Raser$25.00$25.009/7/2009 5:35:17 AM
FOFagent1$163.01$163.019/7/2009 3:27:23 PM
wwwUniversal$200.00$200.009/7/2009 7:27:14 AM
bossyboots01$25.00$25.009/7/2009 10:50:07 AM
Charmart$25.00$25.009/7/2009 8:49:20 AM
smartie1$25.00$25.009/7/2009 12:20:10 PM
LA-Funding-Bank$50.00$50.009/7/2009 12:21:32 PM
279 bids
 
Borrower Payment Dependent Notes Series 421833
This series of Notes was issued and sold upon the funding of the borrower loan #38603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction start date:  Aug-27-2009 
Term: 36 months Estimated loss: 14.7% Auction end date:  Sep-10-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 26.00% Final borrower rate/APR: 27.00% / 29.33% Final monthly payment: $102.06
 
Auction yield range: 14.18% - 34.00% Estimated loss impact: 15.88%  
Lender servicing fee: 1.00% Estimated return: 10.12%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: May-1994 Debt/Income ratio: 24%
Credit score: 620-640 (Aug-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:6y 2m
Amount delinquent: $0 Revolving credit balance: $2,413 Occupation: Professional
Public records last 12m / 10y: 0/ 2 Bankcard utilization: 94%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Miketheman Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 620-640 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
620-640 (Jul-2009)
620-640 (Sep-2008)
640-660 (Jul-2008)
540-560 (Jun-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
Home Improvement
Purpose of loan:
This loan will be used to pay for much need renovations to our home.

My financial situation:
I am a good candidate for this loan because?my?credit rating will reflect that I have been paying my bills on time and is?very stable in my?home and wok place.??

Monthly net income: $5200

Monthly expenses: $
??Housing: $ 1217
??Insurance: $ 252
??Car expenses: $ 645
??Utilities: $?500
??Phone, cable, internet: $ 160
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 60
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, exactly how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I plan on keeping this loan the entire term in order to establish a good relationship with those who have trusted in me. (Sep-01-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dud$50.00$50.009/9/2009 4:05:26 PM
gm93001$75.00$75.009/10/2009 11:16:32 AM
maga$61.00$61.009/10/2009 12:26:07 PM
Bank_of_Smitty33$25.00$25.009/10/2009 11:25:43 AM
wyobeads$25.00$25.009/10/2009 12:05:07 PM
Bobusa$25.00$25.009/10/2009 1:19:06 PM
best-generosity-financier$25.00$25.009/10/2009 4:39:22 PM
halothane_logic$147.91$147.919/10/2009 4:34:31 PM
Engineer44$35.00$35.009/10/2009 4:42:46 PM
Lubava$25.00$25.009/10/2009 4:27:57 PM
noble-revenue$2,200.00$1,781.099/10/2009 10:07:42 AM
planky$50.00$50.009/10/2009 10:13:54 AM
jsnryn$25.00$25.009/10/2009 10:30:22 AM
investment-cluster$25.00$25.009/10/2009 10:57:51 AM
bondhedger$25.00$25.009/10/2009 2:51:25 PM
PotBellyPete$25.00$25.009/10/2009 11:14:47 AM
Alexander1776$25.00$25.009/10/2009 3:29:40 PM
dorypro$50.00$50.009/10/2009 4:41:48 PM
18 bids
 
Borrower Payment Dependent Notes Series 422225
This series of Notes was issued and sold upon the funding of the borrower loan #38553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Auction start date:  Aug-28-2009 
Term: 36 months Estimated loss: 1.5% Auction end date:  Sep-11-2009 
 
Starting lender yield: 11.48% Starting borrower rate/APR: 12.48% / 14.62% Starting monthly payment: $668.88
Final lender yield: 10.79% Final borrower rate/APR: 11.79% / 13.92% Final monthly payment: $662.28
 
Auction yield range: 3.18% - 11.48% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 9.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: May-1997 Debt/Income ratio: 24%
Credit score: 820-840 (Aug-2009) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:1y 4m
Amount delinquent: $0 Revolving credit balance: $3,385 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 21%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: the-towering-transaction Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eastside Yoga setup loan
Purpose of loan:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What will this loan be used for? - Moneypenny6
A: The loan will be used to complete construction of our leased space, mostly installation of air conditioning, dividing walls and flooring. Our landlord will repay construction cost in free rent, but we need funding to pay contractors up front. The rent deduction will allow us to easily make loan payments plus establish a client base. Thanks for the question, somehow our description didn't get uploaded. FYI, Prosper can't take loans from certain states, so our family/friends can't help us: ( (Sep-02-2009)
Q: Do you plan on leaving your current job once you've started this business? If so, do you have any projections of the studio's run rate? - impartial-diversification
A: No, my husband will manage the studio he is a yoga teacher and an experienced accountant. The studio's operating profit percentage in the first year is projected to be 46%, this is especially high due to rent waived by Landlord for the entire year. (Sep-09-2009)
Q: Is there anyway to verify that the rent is in indeed free? - himanshuko
A: Yes, the signed lease agreement indicates this in section 5 (Base Rent). "$12 per rentable square foot annually for months 1-12 Mos. mos,1-11 waived and month 12 $1,432. Note that mos, 13 and 14 base rent waived also. "Landlord provides base rent credit of $21,487 to be used for TI" Hope this helps. (Sep-10-2009)
Q: What kind of yoga? Yoga is great! I have been doing it for 5 years now. I support this endeavor! - RoyRS
A: Thanks for the support! Our yoga offering enables people from all stages of life and physical conditions to get the most out of yoga. Classes will be organized in levels, our easy classes will nurture beginners and older folks who want a gentle practice. Many studios are going after power/hot yoga market but many other individuals are left intimidated or left out altogether yet yoga can have so much benefit. Our teachers influenced by Gary Kraftsow Srivatsa Ramaswami Donna Farhi (Sep-10-2009)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
BigBoy2008$25.00$25.008/28/2009 4:10:44 PM
honorable-yield$50.00$50.008/28/2009 4:12:35 PM
understanding-marketplace$100.00$100.008/28/2009 4:14:42 PM
yield-blanket$25.00$25.008/28/2009 4:17:38 PM
lowestghost$25.00$25.008/28/2009 4:18:07 PM
Goodlender42$25.00$25.008/28/2009 4:18:48 PM
greeninspirit$25.00$25.008/28/2009 4:19:47 PM
julijask$25.00$25.008/28/2009 4:25:07 PM
Coach2often$50.00$50.008/28/2009 4:25:41 PM
responsibility-butterfly$25.00$25.008/28/2009 4:26:16 PM
Cherrypicker06$25.00$25.008/28/2009 4:11:52 PM
cash-sensai2$25.00$25.008/28/2009 4:13:32 PM
bchen78875$50.00$50.008/28/2009 4:14:01 PM
shanedog$25.00$25.008/28/2009 4:16:41 PM
aesop$25.00$25.008/28/2009 4:18:33 PM
buckyhead2000$25.00$25.008/28/2009 4:18:54 PM
Kame$25.00$25.008/28/2009 4:09:42 PM
Iwantahelp$25.00$25.008/28/2009 4:09:47 PM
phaded$25.00$25.008/28/2009 4:28:08 PM
lagnisiruk$25.00$25.008/28/2009 4:10:49 PM
HRVRfunding$25.00$25.008/28/2009 4:29:06 PM
don8ter$60.00$60.008/28/2009 4:12:21 PM
Sid-K$50.00$50.008/28/2009 4:12:40 PM
seasportsguy$25.00$25.008/28/2009 4:15:49 PM
tayzak$25.00$25.008/28/2009 4:16:00 PM
Halos2002$25.00$25.008/28/2009 4:21:46 PM
Syzygy$25.00$25.008/28/2009 8:14:35 PM
blot44$50.00$50.008/28/2009 8:53:19 PM
MidnightBank$25.00$25.008/30/2009 12:40:52 PM
-------ing1$25.00$25.008/30/2009 3:27:48 PM
five-star-justice$36.00$36.008/30/2009 3:30:36 PM
palmdelino$39.29$39.298/30/2009 6:54:49 PM
here2lend$25.00$25.008/31/2009 12:10:53 AM
ClearLake$25.00$25.008/31/2009 7:27:18 AM
market-assembler$25.00$25.008/31/2009 5:30:31 AM
Cai8899$25.00$25.008/31/2009 9:31:33 AM
cowboyskier$50.00$50.008/31/2009 11:05:37 AM
TJ-Financial-Group$37.18$37.188/31/2009 11:20:42 AM
impartial-deal$25.00$25.008/31/2009 10:46:13 AM
Patter256$25.00$25.008/31/2009 10:35:06 AM
ethicalhumanist$25.00$25.008/31/2009 10:36:46 AM
museic1$42.37$42.378/31/2009 12:40:43 PM
bowdish1$25.48$25.488/31/2009 2:50:26 PM
TK4$25.00$25.008/31/2009 4:14:23 PM
CoolHelp$25.00$25.008/31/2009 4:44:03 PM
mh1169$25.00$25.008/31/2009 4:48:47 PM
szetowski$25.00$25.009/1/2009 3:20:46 AM
cyberie21$40.00$40.009/1/2009 10:10:26 AM
investorrr$25.00$25.009/1/2009 7:20:28 AM
zbfamwl$25.00$25.009/1/2009 7:50:28 AM
sparky1129$25.00$25.009/1/2009 10:10:17 AM
Hogpilot$25.00$25.009/1/2009 2:30:43 PM
elated-justice$25.00$25.009/1/2009 3:21:12 PM
impartial-deal$25.00$25.009/1/2009 11:17:52 AM
grf1945$25.00$25.009/1/2009 11:50:54 AM
reefer$37.48$37.489/1/2009 1:20:39 PM
abuyama22$25.00$25.009/1/2009 3:20:59 PM
longisland47m$25.00$25.009/1/2009 3:21:04 PM
dinobuddy$50.00$50.009/1/2009 4:00:11 PM
benroo$25.00$25.009/1/2009 9:05:17 PM
treeline$29.48$29.489/1/2009 9:10:34 PM
loaninvesting$25.00$25.009/1/2009 5:06:02 PM
irishcocacola$25.00$25.009/1/2009 6:10:20 PM
MissionMicroFinance$25.00$25.009/1/2009 7:15:33 PM
compatible-diversification$25.00$25.009/2/2009 9:31:10 AM
nhm$50.00$50.009/2/2009 11:01:35 AM
FirstPlaceBusinessFunding$25.00$25.009/2/2009 9:33:05 AM
jct_enterprises$25.00$25.009/2/2009 11:04:20 AM
miamiwill$25.00$25.009/2/2009 12:36:48 PM
_SCI_$25.00$25.009/2/2009 12:56:32 PM
fiscal65$25.00$25.009/2/2009 6:11:14 PM
RSV$25.00$25.009/2/2009 6:05:16 PM
bigdogsafety1$25.00$25.009/3/2009 10:20:30 AM
aajwm$50.00$50.009/3/2009 3:20:28 AM
unk1911$25.00$25.009/3/2009 1:28:10 PM
feedpaulyfaster$25.00$25.009/3/2009 4:03:17 PM
ok$25.00$25.009/3/2009 1:03:57 PM
CULPEPPERGROUP$25.00$25.009/4/2009 6:26:06 AM
hampa$25.00$25.009/3/2009 4:35:20 PM
Adino$50.00$50.009/4/2009 7:30:58 AM
eureka117$27.63$27.639/4/2009 7:07:15 AM
UESbank$46.69$46.699/4/2009 8:15:45 AM
availableloan$25.00$25.009/4/2009 8:35:18 AM
lincs$25.00$25.009/4/2009 12:20:19 PM
M_V$76.76$76.769/4/2009 2:57:17 PM
Sixmil$25.00$25.009/4/2009 2:58:51 PM
fostaman$25.00$25.009/4/2009 3:19:15 PM
woodenshoes$50.00$50.009/4/2009 2:56:05 PM
rlecour$25.00$25.009/4/2009 3:28:31 PM
Faura$25.00$25.009/4/2009 3:29:11 PM
Palmetto$50.00$50.009/4/2009 3:14:34 PM
911$25.00$25.009/4/2009 3:45:47 PM
bruin558$80.00$80.009/4/2009 3:46:40 PM
Sandeman$25.00$25.009/4/2009 3:45:49 PM
YogaDude34$25.00$25.009/4/2009 3:47:44 PM
mizount$25.00$25.009/4/2009 3:47:59 PM
notlicehead$50.00$50.009/4/2009 3:42:07 PM
hotwired$25.00$25.009/4/2009 3:44:08 PM
NATIVEBORN$45.85$45.859/4/2009 3:47:06 PM
gpuck$25.00$25.009/4/2009 3:56:02 PM
TJ643$25.00$25.009/5/2009 8:36:06 AM
morpholog$25.00$25.009/4/2009 5:45:21 PM
Minotaur$25.54$25.549/5/2009 12:05:14 PM
mbf2234$50.00$50.009/5/2009 4:14:45 AM
dadalou$25.00$25.009/5/2009 8:21:51 AM
nicklds$25.00$25.009/5/2009 7:35:15 PM
affluence-tulip$57.21$57.219/5/2009 3:20:14 PM
asset-numero-uno$100.00$100.009/5/2009 4:31:58 PM
dinobuddy$50.00$50.009/6/2009 5:59:29 PM
djs81$25.00$25.009/5/2009 11:11:29 PM
rdextra$25.00$25.009/6/2009 9:36:01 AM
rmachi$25.00$25.009/6/2009 10:47:10 PM
sail120$25.00$25.009/6/2009 12:35:18 PM
ShowMeLender$25.00$25.009/6/2009 11:15:16 PM
Raser$25.00$25.009/7/2009 5:35:20 AM
inforapenny$25.00$25.009/6/2009 10:47:00 PM
Cleon$25.00$25.009/7/2009 3:45:26 PM
kumpa2u$50.00$50.009/7/2009 12:26:57 PM
rulender$50.00$50.009/7/2009 3:00:16 PM
AndersenWatcher$25.00$25.009/7/2009 3:15:28 PM
kayakg$25.00$25.009/7/2009 1:45:13 PM
mikeleib$25.00$25.009/7/2009 3:41:40 PM
wealth-mogul534$25.00$25.009/7/2009 7:16:22 PM
BGILlender$25.00$25.009/7/2009 4:17:53 PM
Landselott$25.00$25.009/7/2009 6:20:15 PM
porkhelmet$25.00$25.009/8/2009 9:59:15 AM
trade-watcher$25.00$25.009/7/2009 8:11:28 PM
donloah$25.00$25.009/7/2009 11:05:13 PM
noble-revenue$25.00$25.009/8/2009 10:04:30 AM
secretidentity$32.30$32.309/8/2009 11:35:49 AM
KeepOnRunning$50.00$50.009/8/2009 10:50:53 AM
BklynLender$25.00$25.009/8/2009 1:06:38 PM
justice-excellency$50.00$50.009/8/2009 11:36:30 AM
Cluvnupe06$25.00$25.009/8/2009 11:42:45 AM
DadWarbucks$28.67$28.679/8/2009 4:09:51 PM
mcabery$25.00$25.009/8/2009 11:53:38 AM
frankdelraza$25.00$25.009/8/2009 12:19:31 PM
nuclearmoose$25.00$25.009/8/2009 1:03:36 PM
jt88$25.00$25.009/8/2009 12:58:02 PM
inforapenny$25.00$25.009/8/2009 5:23:08 PM
edsmoney$100.00$100.009/8/2009 4:50:37 PM
USMC0311$25.00$25.009/9/2009 1:19:38 AM
OzGuy609$25.00$25.009/9/2009 6:29:22 AM
trucklawyer$25.00$25.009/9/2009 6:44:58 AM
AJLending$25.00$25.009/8/2009 10:28:41 PM
ADenny$25.00$25.009/9/2009 9:38:43 AM
HamletTower$25.00$25.009/8/2009 10:44:30 PM
vegibenz$25.00$25.009/9/2009 10:09:32 AM
wealthinventors$25.00$25.009/8/2009 7:46:04 PM
top-unflappable-economy$25.00$25.009/8/2009 7:58:27 PM
TheBlackSwordsMan$25.73$25.739/9/2009 11:47:40 AM
TheBestDad$25.00$25.009/9/2009 11:48:09 AM
dumbass$25.00$25.009/9/2009 12:19:31 PM
rakey$25.00$25.009/9/2009 6:44:26 AM
green2brown2$25.00$25.009/9/2009 1:56:11 PM
K2Outlaws$25.00$25.009/9/2009 1:24:35 AM
latestone$25.00$25.009/9/2009 3:09:58 AM
neucaptain$25.00$25.009/9/2009 3:07:15 PM
RoyRS$25.00$25.009/9/2009 3:50:20 PM
sensible-trade$25.00$25.009/9/2009 10:03:38 AM
Credit2Prosper$46.94$46.949/9/2009 7:49:28 AM
Norcal$25.00$25.009/9/2009 11:04:47 AM
tsui517$25.00$25.009/9/2009 11:47:59 AM
BoutYeBank$25.00$25.009/9/2009 8:56:24 AM
philipandc$25.00$25.009/9/2009 12:36:00 PM
enticing-funds$25.00$25.009/9/2009 12:44:31 PM
paddatjie$25.00$25.009/9/2009 2:52:20 PM
onlyinchicago$25.00$25.009/9/2009 1:45:57 PM
OLYVRC$25.00$25.009/9/2009 2:11:28 PM
tuneman1980$25.00$25.009/9/2009 2:22:15 PM
dpdaug$25.00$25.009/9/2009 2:22:43 PM
think-become$25.00$25.009/9/2009 3:40:40 PM
Emberfox$25.00$25.009/9/2009 5:06:52 PM
economy-balance$25.00$25.009/9/2009 2:52:59 PM
lowcostmoney$25.00$25.009/9/2009 2:59:58 PM
YellowJacket$25.00$25.009/9/2009 5:10:42 PM
spsavage$25.00$25.009/9/2009 4:10:23 PM
Bieling$25.00$25.009/9/2009 3:34:42 PM
broepke$25.00$25.009/9/2009 5:14:48 PM
WorldlyWorker$25.00$25.009/9/2009 5:16:34 PM
gogmagog$50.00$50.009/9/2009 3:50:13 PM
gdbanks$25.00$25.009/9/2009 5:18:00 PM
jblack01$25.00$25.009/9/2009 5:19:33 PM
amijo$26.56$26.569/9/2009 5:19:38 PM
LordKinbote$25.00$25.009/9/2009 4:10:20 PM
seattleslug$30.00$30.009/9/2009 5:22:53 PM
Guerrilla_Man$25.00$25.009/9/2009 5:25:39 PM
boogaboogabooga$25.00$25.009/9/2009 5:50:06 PM
bankofkarl$25.00$25.009/9/2009 5:50:22 PM
superchicken$25.00$25.009/9/2009 5:51:04 PM
fdsguy$29.87$29.879/9/2009 5:51:11 PM
dlshap$25.00$25.009/9/2009 5:51:15 PM
Railbird$25.00$25.009/9/2009 5:51:22 PM
TheRiver08$25.00$25.009/9/2009 5:51:25 PM
rmsyvt$25.00$25.009/9/2009 5:51:42 PM
naniamo$25.00$25.009/9/2009 5:52:58 PM
Boxhead$25.00$25.009/9/2009 5:53:22 PM
johnsails$38.64$38.649/9/2009 5:18:11 PM
codyrun$25.00$25.009/9/2009 5:18:50 PM
star7705$25.00$25.009/9/2009 5:19:05 PM
Kijib$25.00$25.009/9/2009 5:19:28 PM
prudent-dinero$25.00$25.009/9/2009 5:10:48 PM
lendinstuff$25.00$25.009/9/2009 5:20:19 PM
guaton$25.00$25.009/9/2009 5:11:27 PM
jplatypus$25.00$25.009/9/2009 5:25:19 PM
Shockem923$25.00$25.009/9/2009 5:18:36 PM
Central_States_Mutual$25.00$25.009/9/2009 5:19:47 PM
Caledoni$25.00$25.009/9/2009 5:29:01 PM
YogaDude34$72.49$72.499/9/2009 5:24:06 PM
ajk_blue$25.00$25.009/9/2009 6:54:24 PM
TH99$25.00$25.009/9/2009 5:26:22 PM
TheColoradoDon$25.00$25.009/9/2009 5:27:26 PM
DavidMonsy$25.00$25.009/9/2009 8:11:55 PM
mizunoman$25.00$25.009/9/2009 5:50:52 PM
Gorblum$25.00$25.009/9/2009 5:51:07 PM
Aldebtaran$25.00$25.009/9/2009 8:35:04 PM
JoeMB$25.00$25.009/9/2009 5:51:11 PM
bradania$25.00$25.009/9/2009 5:51:19 PM
RoyFauntleroy$25.00$25.009/9/2009 5:51:24 PM
willingnjc$25.00$25.009/9/2009 5:51:28 PM
KaiserRex$25.00$25.009/9/2009 5:51:38 PM
velocity-turtle$25.00$25.009/9/2009 5:51:46 PM
TheGoodSamaritan$25.00$25.009/9/2009 5:52:01 PM
puifais$25.00$25.009/9/2009 5:53:05 PM
cgk46doit$25.00$25.009/9/2009 10:34:24 PM
JRHdocRN$25.00$25.009/9/2009 5:50:20 PM
J-jireh$25.00$25.009/9/2009 5:51:06 PM
jldallover$25.00$25.009/9/2009 5:51:12 PM
sh71$25.00$25.009/9/2009 5:51:18 PM
fotep-financial$25.00$25.009/9/2009 5:51:21 PM
financelover$25.00$25.009/9/2009 5:51:25 PM
Sam65$25.00$25.009/9/2009 5:51:29 PM
eggzie$25.00$25.009/9/2009 5:51:45 PM
sisepuede$25.00$25.009/9/2009 5:53:07 PM
minista$25.00$25.009/9/2009 6:51:43 PM
diverjoq$45.57$45.579/9/2009 7:09:39 PM
seattleite36$25.00$25.009/9/2009 7:39:28 PM
mjjjrj$25.00$25.009/9/2009 9:44:49 PM
kosaru$26.40$26.409/9/2009 8:08:34 PM
little_shark_J$25.00$25.009/9/2009 8:24:10 PM
andymax$25.00$25.009/10/2009 11:49:28 AM
guardian3$75.00$75.009/10/2009 2:51:18 PM
gain-cadence$25.00$25.009/10/2009 9:37:06 AM
metro457$40.00$40.009/10/2009 4:44:33 AM
giannyny$25.00$25.009/10/2009 10:24:29 AM
papaman$25.00$25.009/10/2009 10:59:28 AM
bugleusmc$30.00$30.009/10/2009 11:20:21 AM
FASTIZIO_P$33.33$33.339/10/2009 11:49:26 AM
DeathScythe676$25.00$25.009/10/2009 9:37:52 AM
cpbreton$25.00$25.009/10/2009 12:30:13 PM
the-auction-lotus$25.00$25.009/10/2009 1:54:28 PM
SourDoughSteve$25.00$25.009/10/2009 11:04:27 AM
FredHead3$28.90$28.909/10/2009 12:00:13 PM
gothampark$25.00$25.009/10/2009 12:09:01 PM
sardarji$25.00$25.009/10/2009 12:29:29 PM
evolsb$25.00$25.009/10/2009 4:56:16 PM
beakerfish$38.12$38.129/10/2009 4:56:31 PM
nv$25.00$25.009/10/2009 4:32:01 PM
allloans4me$50.00$50.009/10/2009 7:35:09 PM
conceptpi$25.00$25.009/10/2009 4:56:14 PM
yenom$25.00$25.009/10/2009 4:56:19 PM
cool_kubera$50.00$50.009/10/2009 4:56:28 PM
pipopirate$25.00$25.009/10/2009 4:56:38 PM
eyewillfindu$25.00$25.009/10/2009 4:56:42 PM
money-shaker$25.00$25.009/10/2009 4:57:01 PM
rcflick$25.00$25.009/11/2009 6:04:34 AM
Earl65$25.00$25.009/10/2009 4:56:00 PM
Winsor-advocate$25.00$25.009/10/2009 4:56:12 PM
htargett$25.00$25.009/10/2009 4:56:22 PM
JagFan$25.00$25.009/10/2009 4:56:33 PM
mpatrick$78.00$78.009/11/2009 7:51:34 AM
wampum-proton$25.00$25.009/10/2009 4:57:04 PM
twjh$25.00$25.009/10/2009 5:32:09 PM
brilliant-balance$25.00$25.009/10/2009 7:05:34 PM
ejdirin$25.00$25.009/10/2009 8:34:43 PM
OoM$25.00$25.009/11/2009 9:48:15 AM
lean-investment$50.00$50.009/11/2009 11:53:38 AM
fireupthegrill$25.00$25.009/11/2009 12:04:32 PM
rakey$25.00$25.009/10/2009 6:22:30 PM
salis34$50.00$50.009/10/2009 6:51:38 PM
building_community$100.00$100.009/11/2009 5:01:13 AM
John_14_6$25.00$25.009/11/2009 12:57:59 PM
axelducheck$25.00$25.009/11/2009 7:11:21 AM
JLPicard$50.00$50.009/10/2009 10:07:55 PM
LtKen717$47.40$47.409/11/2009 5:07:49 AM
theaterguy$25.00$25.009/11/2009 11:51:21 AM
investment-cluster$25.00$25.009/11/2009 12:21:21 PM
octoberfresh$25.00$25.009/11/2009 1:06:34 PM
peace-cadence$25.00$25.009/11/2009 2:10:25 PM
active-return$25.00$25.009/11/2009 2:59:49 PM
bazaar-tulip$25.00$25.009/11/2009 3:10:12 PM
Mattfromotm$30.00$30.009/11/2009 3:14:52 PM
BaltimoreLender$25.00$25.009/11/2009 3:34:26 PM
MTGuy$50.00$50.009/11/2009 1:25:33 PM
whitegold24k$500.00$500.009/11/2009 3:41:48 PM
Bluebanker$50.00$50.009/11/2009 1:46:27 PM
crazybill$25.00$25.009/11/2009 1:48:03 PM
looney-toon$25.00$25.009/11/2009 1:49:33 PM
credit-missile$50.00$50.009/11/2009 4:05:29 PM
Midg$25.00$25.009/11/2009 3:09:27 PM
Alexander1776$25.00$25.009/11/2009 3:15:33 PM
biffmush$300.00$300.009/11/2009 4:02:14 PM
jgar_O$30.00$30.008/28/2009 4:11:39 PM
Moron_Buffet$25.00$25.008/28/2009 4:12:30 PM
greenback-floret$25.00$25.008/28/2009 4:15:27 PM
kenyonhillbilly$50.00$50.008/28/2009 4:18:04 PM
personal-lender$25.00$25.008/28/2009 4:18:18 PM
Rockymtnhi$100.00$100.008/28/2009 4:18:47 PM
AP2PLender$25.00$25.008/28/2009 4:25:43 PM
MonkeyPet$25.00$25.008/28/2009 4:09:36 PM
KHU2-B$25.00$25.008/28/2009 4:09:39 PM
brightest-revenue-spark$25.00$25.008/28/2009 4:10:35 PM
lowrate$25.00$25.008/28/2009 4:27:14 PM
Artist_Blue$25.00$25.008/28/2009 4:11:17 PM
Spring342$25.00$25.008/28/2009 4:28:55 PM
DukSerduk$25.00$25.008/28/2009 4:12:47 PM
anton$50.00$50.008/28/2009 4:14:17 PM
elasermd$50.00$50.008/28/2009 4:15:38 PM
Turkish101$25.00$25.008/28/2009 4:16:13 PM
BookandLaw$25.00$25.008/28/2009 4:17:54 PM
js60l$25.00$25.008/28/2009 4:18:01 PM
108lender$75.00$75.008/28/2009 4:20:00 PM
agab$25.00$25.008/28/2009 4:09:17 PM
turbostar666$80.00$80.008/28/2009 4:10:24 PM
PalmTreeIsland$50.00$50.008/28/2009 4:29:21 PM
CorporateT00l$25.00$25.008/28/2009 4:29:35 PM
skuba$50.00$50.008/28/2009 4:13:03 PM
credit-investor5$50.00$50.008/28/2009 4:14:30 PM
testobsessed$100.00$100.008/28/2009 4:15:00 PM
gold-tsunami$25.00$25.008/28/2009 4:17:03 PM
LuckySF$50.00$50.008/28/2009 4:17:20 PM
kenji4861$50.00$50.008/28/2009 4:17:51 PM
powersjq$25.00$25.008/28/2009 4:27:36 PM
CIC$25.00$25.008/29/2009 5:50:04 AM
XD2005$25.00$25.008/29/2009 9:02:04 AM
blackstar$25.00$25.008/29/2009 5:15:47 AM
DrStaff$30.00$30.008/30/2009 5:05:49 AM
Gabriel02$25.00$25.008/30/2009 5:31:41 AM
888168$50.00$50.008/31/2009 5:30:36 AM
hobodave$25.00$25.008/31/2009 7:15:14 AM
thedoctor$25.00$25.008/31/2009 8:11:28 AM
mathprof$25.00$25.008/31/2009 5:30:35 AM
LenderIntegrity24$25.00$25.008/30/2009 7:55:35 PM
Hokiemon$75.00$75.008/31/2009 8:20:26 AM
tlp43$25.00$25.008/31/2009 11:20:32 AM
gm93001$25.00$25.008/31/2009 10:46:41 AM
ExcellentGreen$25.00$25.008/31/2009 1:42:40 PM
ingeborg77$50.00$50.008/31/2009 7:28:08 PM
goofy15975$25.00$25.008/31/2009 7:05:18 PM
wormdc$25.00$25.008/31/2009 11:15:25 PM
totoro$25.00$25.009/1/2009 7:20:50 AM
SIC$40.00$40.009/1/2009 11:26:07 AM
Gene47$54.48$54.489/1/2009 3:52:54 PM
Avala$25.00$25.009/1/2009 3:27:29 PM
slartibardfast$30.00$30.009/1/2009 3:20:44 PM
DrPalaber$25.00$25.009/1/2009 6:10:36 PM
bid-papyrus$50.00$50.009/2/2009 9:32:31 AM
Jassi$25.00$25.009/1/2009 9:27:14 PM
fortytwo$29.80$29.809/2/2009 1:05:31 AM
16888$50.00$50.009/2/2009 3:57:01 AM
income-excellence1$25.00$25.009/2/2009 8:51:42 AM
RussianPrincess$25.00$25.009/2/2009 9:42:01 AM
LoanGiver$25.00$25.009/2/2009 11:07:02 AM
kyomoon$45.75$45.759/2/2009 12:46:17 PM
Gold_Coin$25.00$25.009/2/2009 1:40:27 PM
yank918$25.00$25.009/2/2009 7:05:45 PM
rjleves$25.00$25.009/3/2009 8:30:54 AM
Hexnut$50.00$50.009/2/2009 8:47:47 PM
Divot$25.00$25.009/2/2009 8:55:19 PM
djd50$25.00$25.009/2/2009 8:28:17 PM
cutter21$50.00$50.009/3/2009 11:06:46 AM
skydiver111$25.00$25.009/3/2009 1:15:49 PM
pi31415$25.00$25.009/3/2009 2:01:27 PM
mscomeaux$25.00$25.009/3/2009 2:45:38 PM
BayShell$40.00$40.009/3/2009 3:22:20 PM
crossborders$25.00$25.009/4/2009 5:05:44 AM
Patrician$50.00$50.009/3/2009 4:21:12 PM
RICHMONDREB$25.00$25.009/3/2009 5:05:43 PM
rsd4444$25.00$25.009/3/2009 5:55:12 PM
whittlesey31$25.00$25.009/3/2009 4:57:02 PM
tisiphone$25.00$25.009/3/2009 8:45:42 PM
causr08$50.00$50.009/3/2009 11:52:08 PM
kinetic-truth$25.00$25.009/4/2009 10:20:27 AM
all_of_that_one$25.00$25.009/4/2009 11:00:25 AM
majormoves1$25.00$25.009/4/2009 2:59:12 PM
Wart126$25.00$25.009/4/2009 2:59:16 PM
wwwUniversal$25.00$25.009/4/2009 11:43:43 AM
vtr1000$25.51$25.519/4/2009 3:12:10 PM
order-prospector$100.00$100.009/4/2009 3:27:30 PM
Guiren$50.00$50.009/4/2009 3:22:23 PM
loki_en$25.00$25.009/4/2009 3:48:04 PM
Ellisdee$46.32$46.329/4/2009 4:04:18 PM
MasterKey$25.00$25.009/4/2009 3:28:35 PM
diverse2$36.68$36.689/4/2009 3:43:41 PM
wwwUniversal$50.00$50.009/4/2009 6:20:24 PM
Pro-Lender$25.00$25.009/4/2009 8:01:29 PM
nick5454$25.00$25.009/4/2009 6:20:13 PM
Dan12781$25.00$25.009/5/2009 1:05:20 PM
OldManP$25.00$25.009/4/2009 8:30:14 PM
Hamachi$50.00$50.009/5/2009 4:40:22 AM
All_Wins$25.00$25.009/5/2009 5:30:20 PM
x27$25.00$25.009/5/2009 11:25:12 AM
BankOfShaun$25.00$25.009/6/2009 12:25:29 PM
Raetha$25.00$25.009/5/2009 8:25:13 PM
tallcoolone$25.00$25.009/5/2009 11:35:15 PM
decisive-capital$25.00$25.009/6/2009 12:35:17 PM
super505$25.00$25.009/7/2009 8:26:54 AM
shopzone$25.00$25.009/7/2009 4:18:28 PM
singer29$50.00$50.009/7/2009 10:16:36 AM
cheng$25.00$25.009/7/2009 3:30:24 PM
deal-mover$25.00$25.009/7/2009 3:41:50 PM
JJS180$25.00$25.009/7/2009 2:06:16 PM
GenerousGentleMan$25.00$25.009/7/2009 3:41:01 PM
truth-companion$25.00$25.009/7/2009 6:20:10 PM
kind-bid-maverick$50.00$50.009/7/2009 7:33:23 PM
KiwiElf$30.00$30.009/7/2009 4:21:28 PM
dartmouth99$25.00$25.009/8/2009 6:04:44 AM
Skady3love$25.00$25.009/7/2009 4:32:20 PM
lostontheedge$25.00$25.009/7/2009 4:32:30 PM
ElChico124$25.00$25.009/7/2009 4:35:19 PM
lavendergirl$25.00$25.009/8/2009 7:55:35 AM
ready-loan$25.00$25.009/8/2009 9:59:30 AM
mrpowers5531$25.00$25.009/8/2009 10:02:27 AM
Paragon13$50.00$50.009/7/2009 7:50:15 PM
szetheli$33.65$33.659/8/2009 6:13:39 AM
revmax$25.00$25.009/8/2009 10:11:31 AM
mikeandcat$50.00$50.009/8/2009 9:06:05 AM
focused-wampum$50.00$50.009/8/2009 9:58:01 AM
zyztemboy$25.00$25.009/8/2009 1:33:26 PM
Synergism$25.00$25.009/8/2009 11:59:47 AM
senior1$25.00$25.009/8/2009 5:07:22 PM
minatoku$25.00$25.009/8/2009 2:24:00 PM
Feyenoord$25.00$25.009/8/2009 6:24:25 PM
Warbler$25.00$25.009/8/2009 4:09:38 PM
buffalobills$25.00$25.009/8/2009 8:00:44 PM
prophechonl$25.00$25.009/8/2009 4:51:04 PM
NoVALending$25.00$25.009/9/2009 1:09:33 AM
red-favorable-basis$25.00$25.009/9/2009 1:19:46 AM
jjswanso$25.00$25.009/8/2009 5:44:59 PM
BoughtTheFarm$25.00$25.009/8/2009 5:51:13 PM
captainack$25.00$25.009/8/2009 6:00:16 PM
LtKen717$50.00$50.009/9/2009 5:08:43 AM
KRAM151$25.00$25.009/9/2009 5:25:04 AM
t-loan$25.00$25.009/8/2009 6:24:20 PM
linklady$50.00$50.009/9/2009 6:41:56 AM
Residuum$25.00$25.009/9/2009 9:09:59 AM
laststrawman$25.00$25.009/9/2009 11:29:48 AM
RJN$25.00$25.009/9/2009 4:45:32 AM
skunkor2$50.00$50.009/9/2009 2:55:24 PM
secret-santa$25.00$25.009/9/2009 6:03:14 AM
kulender$100.00$100.009/9/2009 6:26:19 AM
spname$25.00$25.009/9/2009 9:37:38 AM
ezhik00$25.00$25.009/9/2009 9:50:11 AM
StrongMoney$25.00$25.009/9/2009 10:49:26 AM
reinforced-reward$25.00$25.009/9/2009 9:36:26 AM
Trigirl23$25.00$25.009/9/2009 11:48:04 AM
leeball$27.87$27.879/9/2009 3:00:00 PM
Bearls$29.87$29.879/9/2009 2:36:01 PM
Nathan8823$25.00$25.009/9/2009 3:50:09 PM
bxdoc$75.00$75.009/9/2009 3:52:36 PM
albatross897$25.00$25.009/9/2009 3:00:02 PM
Searlzy$25.00$25.009/9/2009 4:05:08 PM
hope-eagle6$25.00$25.009/9/2009 5:17:53 PM
blanchettec$25.00$25.009/9/2009 5:17:57 PM
xphile$25.00$25.009/9/2009 5:19:23 PM
SpectrumCapital$25.00$25.009/9/2009 5:38:23 PM
rokdim$50.00$50.009/9/2009 5:06:27 PM
thryn$25.00$25.009/9/2009 5:07:05 PM
tasmsrax$50.00$50.009/9/2009 5:50:15 PM
faldska$25.00$25.009/9/2009 5:11:10 PM
the-greenback-cheetah$25.00$25.009/9/2009 5:50:23 PM
rosadoc$25.00$25.009/9/2009 5:11:30 PM
kalex752$50.00$50.009/9/2009 5:51:03 PM
slowpig$25.00$25.009/9/2009 5:51:08 PM
red-sublime-return$25.00$25.009/9/2009 5:51:14 PM
unclejaef$25.00$25.009/9/2009 5:51:16 PM
outwish$25.00$25.009/9/2009 5:51:23 PM
windfall46$25.00$25.009/9/2009 5:51:27 PM
thesupplier$25.00$25.009/9/2009 5:51:58 PM
Zoomie$25.00$25.009/9/2009 5:52:59 PM
keyfig$25.00$25.009/9/2009 5:53:06 PM
theemhdoctor$25.00$25.009/9/2009 5:53:21 PM
namd$50.00$50.009/9/2009 5:08:09 PM
sclark$25.00$25.009/9/2009 5:19:43 PM
MediaAndMicrocode$25.00$25.009/9/2009 5:14:49 PM
ebusinessagent$25.00$25.009/9/2009 5:24:29 PM
b-rent$25.00$25.009/9/2009 5:25:37 PM
Vacs4u$25.00$25.009/9/2009 5:18:18 PM
easylender$25.00$25.009/9/2009 5:29:03 PM
krishopper$25.00$25.009/9/2009 5:22:50 PM
icefish$50.00$50.009/9/2009 5:31:45 PM
shawnw2$25.00$25.009/9/2009 5:24:28 PM
deepblue34$25.00$25.009/9/2009 6:50:57 PM
outofoffice$62.87$62.879/9/2009 7:43:21 PM
mentornetwork$25.00$25.009/9/2009 5:50:00 PM
ouiemyster06$27.92$27.929/9/2009 5:51:05 PM
Yaj$25.00$25.009/9/2009 5:51:07 PM
Sofar$25.00$25.009/9/2009 5:51:13 PM
brstern2$25.00$25.009/9/2009 5:51:21 PM
pbandjb$25.00$25.009/9/2009 5:51:26 PM
RB_Double-A_Bravo$25.00$25.009/9/2009 5:51:44 PM
ProfPC$25.00$25.009/9/2009 5:52:06 PM
perlindc$28.13$28.139/9/2009 5:52:29 PM
eyal0$25.00$25.009/9/2009 5:53:19 PM
asaurus321$25.00$25.009/9/2009 9:24:44 PM
shorttail$25.00$25.009/9/2009 9:40:49 PM
ALL-PRIME$25.00$25.009/9/2009 5:58:12 PM
bridgedoctor$25.00$25.009/9/2009 5:50:07 PM
OldProp$25.00$25.009/9/2009 5:50:24 PM
droryikra$25.00$25.009/9/2009 5:51:09 PM
gethsemane4$25.00$25.009/9/2009 5:51:17 PM
fwaguy$25.00$25.009/9/2009 5:51:23 PM
Theboof$25.00$25.009/9/2009 5:51:28 PM
Spyder1$25.00$25.009/9/2009 5:51:39 PM
DDHMoney$25.00$25.009/9/2009 11:59:45 PM
a-fund-paradise$25.00$25.009/9/2009 5:51:43 PM
GElender$50.00$50.009/9/2009 5:52:00 PM
Veloce$25.00$25.009/9/2009 5:52:31 PM
lending-bear$50.00$50.009/9/2009 5:59:47 PM
jewlsjujubes$27.81$27.819/9/2009 6:48:22 PM
beaker$25.00$25.009/9/2009 6:09:55 PM
celkram$37.06$37.069/10/2009 9:36:23 AM
AJSinvest$25.00$25.009/10/2009 10:24:31 AM
speyer$25.00$25.009/9/2009 7:21:30 PM
tomjac2000$25.00$25.009/9/2009 7:22:38 PM
randomguy100$25.00$25.009/9/2009 10:44:26 PM
gotyourgear$25.00$25.009/10/2009 11:34:53 AM
virtualbank$25.00$25.009/10/2009 12:19:25 PM
ritchie70$25.00$25.009/9/2009 9:00:06 PM
AgTiPinisher$25.00$25.009/9/2009 9:44:58 PM
phunktion$25.00$25.009/10/2009 6:44:47 AM
Chisavi$25.00$25.009/10/2009 2:24:48 PM
BigSurf$25.00$25.009/10/2009 7:48:48 AM
koyote$95.00$95.009/10/2009 3:16:24 PM
baci99$25.00$25.009/10/2009 5:49:58 AM
help_each_other$25.00$25.009/10/2009 10:55:07 AM
affluence-tycoon$50.00$50.009/10/2009 8:35:58 AM
Gromac$25.00$25.009/10/2009 8:39:36 AM
gilbow$25.00$25.009/10/2009 10:30:41 AM
JazzFranchise$25.00$25.009/10/2009 10:44:59 AM
smartie1$25.00$25.009/10/2009 10:59:26 AM
ChicoBob$26.95$26.959/10/2009 11:54:27 AM
godspeed237$25.00$25.009/10/2009 4:56:06 PM
ronkr$37.79$37.799/10/2009 4:56:10 PM
revthunder$50.00$50.009/10/2009 4:57:02 PM
Ven58$25.00$25.009/10/2009 5:03:35 PM
radiant-value$25.00$25.009/10/2009 6:27:04 PM
mcabery$150.00$150.009/10/2009 6:56:05 PM
internetpreneur$25.00$25.009/10/2009 4:56:01 PM
Downs108$30.00$30.009/10/2009 4:56:05 PM
Disha_Sagar$35.00$35.009/10/2009 4:56:29 PM
anakinsolo$25.00$25.009/10/2009 4:56:40 PM
Natronpee$25.00$25.009/10/2009 4:56:55 PM
CallMeBen$25.00$25.009/10/2009 4:57:16 PM
Jinja$25.00$25.009/10/2009 4:58:57 PM
credit-coach118$25.00$25.009/11/2009 2:04:33 AM
edognyc$25.00$25.009/10/2009 4:56:07 PM
wamozart$25.00$25.009/10/2009 4:56:17 PM
blueprosper$25.00$25.009/10/2009 5:11:05 PM
bobby4u3$25.00$25.009/10/2009 4:56:26 PM
head$25.00$25.009/10/2009 4:56:58 PM
IndianChief$25.00$25.009/10/2009 4:57:05 PM
catalystcf$25.00$25.009/10/2009 6:52:04 PM
Washington_Loan$25.00$25.009/11/2009 9:35:04 AM
geekguy$25.00$25.009/11/2009 9:35:27 AM
TCayce$25.00$25.009/11/2009 9:35:41 AM
ToweringDan$100.00$100.009/10/2009 11:06:04 PM
labate$25.00$25.009/11/2009 11:46:07 AM
Supp0rter$27.18$27.189/11/2009 12:04:34 PM
tolstoy00$25.00$25.009/11/2009 4:51:09 AM
jonesboyz$25.00$25.009/11/2009 12:19:57 PM
UC3307$100.00$100.009/11/2009 12:36:27 PM
BrianRK$25.00$25.009/11/2009 12:39:29 PM
gethope$25.00$25.009/10/2009 8:11:26 PM
neenerman$25.00$25.009/10/2009 9:39:46 PM
screenname03$25.00$25.009/10/2009 9:44:26 PM
synergy4all$25.00$25.009/11/2009 1:34:25 PM
oldman68$25.00$25.009/11/2009 9:33:37 AM
socal-lender$25.00$25.009/11/2009 2:45:41 PM
Garlic72$121.18$121.189/11/2009 4:21:44 AM
Gallardo007$25.00$25.009/11/2009 3:25:12 PM
JDL51$150.00$150.009/11/2009 3:30:37 PM
Share-the-wealth$100.00$100.009/11/2009 6:45:25 AM
Keebs$25.00$25.009/11/2009 3:44:33 PM
Strato$25.00$25.009/11/2009 12:34:52 PM
stensonb$25.00$25.009/11/2009 1:00:09 PM
Xeo$25.00$25.009/11/2009 1:04:39 PM
spc91x$25.00$25.009/11/2009 1:06:52 PM
Okeey$25.00$25.009/11/2009 2:19:38 PM
MoJoRisin15$25.00$25.009/11/2009 2:29:29 PM
token34$25.00$25.009/11/2009 2:35:28 PM
ocv$25.00$25.009/11/2009 3:04:27 PM
wrchism$33.87$33.879/11/2009 12:49:26 PM
ideal-value$100.00$100.009/11/2009 3:10:56 PM
myidear$25.00$25.009/11/2009 1:32:03 PM
crmoir$25.00$25.009/11/2009 3:49:59 PM
oaktownadam$287.79$287.799/11/2009 4:03:00 PM
Sigonio$25.00$25.009/11/2009 2:14:25 PM
best-generosity-financier$25.00$0.649/11/2009 4:05:25 PM
site_ml$25.00$25.009/11/2009 2:39:23 PM
sajitp$25.00$25.009/11/2009 3:09:30 PM
601 bids
 
Borrower Payment Dependent Notes Series 422291
This series of Notes was issued and sold upon the funding of the borrower loan #38594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Auction start date:  Aug-28-2009 
Term: 36 months Estimated loss: 1.5% Auction end date:  Sep-11-2009 
 
Starting lender yield: 10.48% Starting borrower rate/APR: 11.48% / 13.60% Starting monthly payment: $263.73
Final lender yield: 8.40% Final borrower rate/APR: 9.40% / 11.50% Final monthly payment: $255.89
 
Auction yield range: 3.18% - 10.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.90%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1989 Debt/Income ratio: 14%
Credit score: 800-820 (Aug-2009) Current / open credit lines: 17 / 13Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 29Length of status:6y 7m
Amount delinquent: $0 Revolving credit balance: $23,317 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 40%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: cozy-investment7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Machine for Business
Purpose of loan:
This loan will be used to purchase equipment for my company necessary to manufacture our products.? My wife and I are starting a small business to sell products over the internet as well as to certain retail chains.? My wife used to work as a buyer for a retailer and has good contacts within many of the headquarters of these companies.?

You're helping to fund the American Dream!


My financial situation:
I am a good candidate for this loan because I have a very stable job and my ability to repay is not dependent on any income produced by this new company.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What kind of products will you be selling? - senior1
A: Personalized pet products. Americans spend $36.3 billion on pet related spending per year (about $2 billion more than beer, wine, and liquor). We're just looking for a small fraction of that. (Aug-28-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
turbospeed$25.00$25.008/28/2009 4:10:08 PM
turbostar666$80.00$80.008/28/2009 4:10:14 PM
payontime1$50.00$50.008/28/2009 6:33:57 PM
festivecpl$50.00$50.008/29/2009 5:38:26 AM
kawakami$25.00$25.008/29/2009 1:01:49 PM
MidnightBank$25.00$25.008/31/2009 5:31:18 AM
market-assembler$25.00$25.008/31/2009 8:11:25 AM
IceFisherman$38.23$38.238/31/2009 10:05:15 AM
justin323$25.00$25.008/31/2009 5:27:02 PM
DrPalaber$25.00$25.009/1/2009 6:10:36 PM
gizmo65$46.64$46.649/1/2009 9:11:39 PM
Dragline$100.00$100.009/1/2009 10:50:25 PM
Dollars4Rent$25.00$25.009/2/2009 8:02:24 AM
LoanGiver$25.00$25.009/2/2009 11:07:02 AM
miamiwill$25.00$25.009/2/2009 12:36:54 PM
yank918$25.00$25.009/2/2009 7:05:46 PM
fcrick$25.00$25.009/3/2009 11:24:23 AM
mscomeaux$25.00$25.009/3/2009 2:45:39 PM
rjleves$25.00$25.009/3/2009 8:30:55 AM
Adino$50.00$50.009/4/2009 7:30:59 AM
scholarly-integrity$25.00$25.009/4/2009 12:40:34 PM
RandyL3$25.00$25.009/4/2009 1:26:14 PM
RejhRon$33.18$33.189/4/2009 2:42:48 PM
bossyboots01$33.00$33.009/4/2009 12:41:48 PM
RussianPrincess$39.49$39.499/4/2009 3:48:29 PM
Wart126$25.00$25.009/4/2009 3:48:01 PM
woodenshoes$25.00$25.009/4/2009 3:55:42 PM
word140$25.00$25.009/4/2009 7:08:41 PM
morpholog$25.00$25.009/4/2009 5:45:22 PM
anarchy1985$25.00$25.009/5/2009 5:35:27 AM
GoBusinessGuy$31.34$31.349/5/2009 9:50:20 AM
asset-numero-uno$100.00$100.009/5/2009 4:32:00 PM
rdextra$25.00$25.009/6/2009 9:36:01 AM
NATIVEBORN$50.00$50.009/6/2009 10:58:05 PM
homerpaz$25.57$25.579/6/2009 10:06:08 AM
decisive-capital$35.73$35.739/7/2009 10:40:22 AM
kumpa2u$50.00$50.009/7/2009 12:26:58 PM
rulender$50.00$50.009/7/2009 3:00:16 PM
All_Wins$25.00$25.009/7/2009 4:20:09 PM
dadalou$25.00$25.009/7/2009 4:19:49 PM
KiwiElf$30.00$30.009/7/2009 4:21:29 PM
Ven58$25.00$25.009/7/2009 4:25:55 PM
Ellisdee$25.64$25.649/7/2009 5:15:12 PM
Sandeman$25.00$25.009/7/2009 6:41:17 PM
lincs$25.00$25.009/8/2009 8:19:22 AM
cosmof16$25.00$25.009/8/2009 4:55:32 AM
buffalobills$25.00$25.009/8/2009 1:48:57 PM
SpotLending$50.00$50.009/8/2009 2:29:31 PM
frankdelraza$25.00$25.009/8/2009 12:19:33 PM
dinobuddy$51.64$51.649/8/2009 4:58:45 PM
nuclearmoose$25.00$25.009/8/2009 1:03:40 PM
jjswanso$25.00$25.009/8/2009 5:45:00 PM
gpuck$25.00$25.009/8/2009 2:10:44 PM
djmjkelso$25.00$25.009/8/2009 6:35:47 PM
Skady3love$25.00$25.009/8/2009 6:39:07 PM
power-cell$50.00$50.009/8/2009 4:33:28 PM
Jynxie$25.62$25.629/8/2009 10:38:41 PM
Hotrod52$25.00$25.009/9/2009 6:04:37 AM
kulender$200.00$200.009/9/2009 6:24:31 AM
wealthinventors$25.00$25.009/8/2009 7:46:07 PM
spname$25.00$25.009/9/2009 9:37:42 AM
HamletTower$25.00$25.009/8/2009 10:44:31 PM
Cluvnupe06$25.00$25.009/9/2009 10:25:24 AM
top-unflappable-economy$25.00$25.009/8/2009 7:58:28 PM
prophechonl$25.00$25.009/8/2009 8:50:07 PM
neucaptain$25.00$25.009/9/2009 3:07:16 PM
wealth-mogul534$25.00$25.009/9/2009 3:50:11 PM
thegreatstrafe$25.00$25.009/9/2009 10:28:03 AM
SOP_Bank$25.00$25.009/9/2009 4:01:34 PM
Searlzy$25.00$25.009/9/2009 4:05:09 PM
ShowMeLender$25.00$25.009/9/2009 1:05:30 PM
jt88$25.00$25.009/9/2009 11:30:19 AM
USMC0311$25.00$25.009/9/2009 2:37:01 PM
KeepOnRunning$50.00$50.009/9/2009 2:52:52 PM
nicklds$25.00$25.009/9/2009 5:19:36 PM
gogmagog$50.00$50.009/9/2009 5:39:10 PM
truth-companion$25.00$25.009/9/2009 5:53:49 PM
Residuum$25.00$25.009/9/2009 5:55:41 PM
BoutYeBank$25.00$25.009/9/2009 5:36:35 PM
OLYVRC$25.00$25.009/9/2009 5:37:53 PM
ritchie70$25.00$25.009/9/2009 9:00:06 PM
bankofkarl$25.00$25.009/9/2009 10:24:25 PM
mizunoman$25.00$25.009/9/2009 5:50:53 PM
bradania$25.00$25.009/9/2009 5:51:19 PM
Landselott$25.00$25.009/9/2009 5:53:53 PM
trucklawyer$25.00$25.009/9/2009 5:55:30 PM
tsui517$25.00$25.009/9/2009 5:55:47 PM
MonkeyHero$25.00$25.009/10/2009 9:50:55 AM
asaurus321$25.00$25.009/9/2009 9:24:44 PM
cgk46doit$25.00$25.009/9/2009 10:34:25 PM
gdbanks$25.00$25.009/10/2009 10:40:11 AM
NoNameLender$67.30$67.309/9/2009 11:08:37 PM
bugleusmc$28.67$7.879/10/2009 11:20:23 AM
gothampark$50.00$50.009/10/2009 12:12:34 PM
baci99$25.00$25.009/10/2009 5:49:59 AM
lostontheedge$25.00$25.009/9/2009 10:24:29 PM
Norcal$25.00$25.009/10/2009 9:39:00 AM
sh71$25.00$25.009/10/2009 9:41:51 AM
phunktion$25.00$25.009/10/2009 6:44:48 AM
SourDoughSteve$25.00$25.009/10/2009 11:04:28 AM
superchicken$25.00$25.009/10/2009 11:05:06 AM
Firescreek$25.00$25.009/10/2009 5:24:06 PM
LOANMAN614$25.00$25.009/10/2009 6:08:09 PM
StanTheMan$25.00$25.009/10/2009 8:17:55 PM
Astyanax$25.00$25.009/10/2009 8:31:50 PM
vutah$50.00$50.009/10/2009 9:11:59 PM
credit-coach118$25.00$25.009/11/2009 1:48:21 AM
radiant-value$25.00$25.009/10/2009 6:30:03 PM
mclean_loaner$50.00$50.009/10/2009 5:21:05 PM
CULPEPPERGROUP$25.00$25.009/11/2009 5:35:08 AM
Syzygy$25.00$25.008/28/2009 4:19:27 PM
Iwantahelp$25.00$25.008/28/2009 4:09:59 PM
greenback-floret$25.00$25.008/28/2009 4:15:29 PM
blot44$50.00$50.008/28/2009 8:53:53 PM
zento$25.00$25.008/30/2009 11:25:20 PM
Rivermaverick$45.00$45.008/31/2009 8:45:44 AM
vegibenz$28.36$28.368/31/2009 1:37:33 PM
little_shark_J$25.00$25.008/31/2009 5:16:35 PM
ingeborg77$50.00$50.008/31/2009 7:26:25 PM
minista$25.00$25.009/1/2009 7:42:48 AM
IM-SHARKY$1,000.00$1,000.009/1/2009 7:38:40 AM
kinetic-truth$25.00$25.009/1/2009 1:27:38 PM
jetblack$50.00$50.009/1/2009 4:48:26 PM
senior1$25.00$25.009/1/2009 6:00:49 PM
benroo$25.00$25.009/1/2009 9:05:26 PM
Jassi$25.00$25.009/1/2009 9:27:15 PM
bid-papyrus$50.00$50.009/2/2009 9:32:31 AM
MGS$50.00$50.009/2/2009 6:07:24 PM
JACJ$25.00$25.009/3/2009 4:08:11 AM
miked8303$25.00$25.009/3/2009 1:15:17 PM
skydiver111$25.00$25.009/3/2009 1:15:52 PM
RICHMONDREB$25.00$25.009/3/2009 5:05:43 PM
tisiphone$25.00$25.009/3/2009 8:45:43 PM
crossborders$25.00$25.009/4/2009 5:05:45 AM
all_of_that_one$25.00$25.009/4/2009 11:00:29 AM
bigdogsafety1$25.00$25.009/4/2009 3:15:55 PM
hampa$25.00$25.009/4/2009 1:25:58 PM
majormoves1$25.00$25.009/4/2009 3:41:48 PM
Sixmil$25.00$25.009/4/2009 3:48:00 PM
order-prospector$58.98$58.989/4/2009 4:26:03 PM
Pro-Lender$25.00$25.009/4/2009 8:01:31 PM
mizount$25.00$25.009/4/2009 10:50:19 PM
rlecour$25.00$25.009/4/2009 7:50:25 PM
TJ643$25.00$25.009/5/2009 8:32:51 AM
hellasow$25.00$25.009/6/2009 6:34:03 AM
pi31415$25.00$25.009/6/2009 5:10:10 PM
sail120$25.00$25.009/7/2009 3:41:51 PM
nick5454$43.35$43.359/7/2009 4:19:11 PM
JJS180$25.00$25.009/7/2009 2:06:17 PM
GenerousGentleMan$25.00$25.009/7/2009 4:17:44 PM
djs81$25.00$25.009/7/2009 7:00:17 PM
diverse2$40.00$40.009/7/2009 9:30:19 PM
tallcoolone$25.00$25.009/7/2009 4:21:39 PM
gingercat$50.00$50.009/8/2009 5:58:44 AM
bruin558$27.46$27.469/7/2009 6:55:11 PM
ready-loan$25.00$25.009/8/2009 9:59:31 AM
herman7$50.00$50.009/7/2009 5:19:06 PM
911$25.00$25.009/7/2009 6:41:15 PM
rmachi$25.00$25.009/8/2009 3:56:42 AM
noble-revenue$25.00$25.009/8/2009 10:04:31 AM
lavendergirl$25.00$25.009/8/2009 7:55:36 AM
mikeandcat$50.00$50.009/8/2009 9:06:07 AM
focused-wampum$50.00$50.009/8/2009 9:58:03 AM
minatoku$25.00$25.009/8/2009 2:24:02 PM
xlender86$25.00$25.009/8/2009 2:41:09 PM
Synergism$25.00$25.009/8/2009 11:59:48 AM
justice-excellency$50.00$50.009/8/2009 11:36:31 AM
t-loan$25.00$25.009/8/2009 8:29:23 PM
helpwithoutbanks$25.00$25.009/9/2009 5:11:39 AM
Feyenoord$25.00$25.009/8/2009 6:24:26 PM
linklady$50.00$50.009/9/2009 6:41:57 AM
szetheli$48.36$48.369/8/2009 6:48:28 PM
reinforced-reward$25.00$25.009/9/2009 9:36:30 AM
RiverRunnethOver$50.00$50.009/9/2009 4:50:26 AM
The-Lighthouse-Group$25.00$25.009/9/2009 5:08:29 AM
flshdaskll$25.55$25.559/8/2009 9:31:31 PM
red-favorable-basis$25.00$25.009/9/2009 1:19:48 AM
kayakg$25.00$25.009/9/2009 2:04:36 PM
Lotsofbears$25.00$25.009/9/2009 6:12:32 AM
RJN$25.00$25.009/9/2009 7:06:58 AM
gtdane$43.24$43.249/9/2009 3:52:36 PM
ADenny$25.00$25.009/9/2009 9:38:45 AM
enticing-funds$25.00$25.009/9/2009 12:44:33 PM
sensible-trade$25.00$25.009/9/2009 10:03:39 AM
the-profit-oracle$25.00$25.009/9/2009 1:29:43 PM
donloah$25.00$25.009/9/2009 3:50:14 PM
captainack$25.00$25.009/9/2009 3:50:51 PM
revmax$25.00$25.009/9/2009 2:52:31 PM
skunkor2$50.00$50.009/9/2009 2:55:25 PM
Bieling$25.00$25.009/9/2009 3:29:38 PM
secretidentity$25.95$25.959/9/2009 3:50:25 PM
Gold_Coin$25.00$25.009/9/2009 4:11:17 PM
jct_enterprises$25.00$25.009/9/2009 5:52:07 PM
cheng$25.00$25.009/9/2009 5:53:00 PM
deal-mover$25.00$25.009/9/2009 5:53:10 PM
AndersenWatcher$25.00$25.009/9/2009 5:24:25 PM
shopzone$25.00$25.009/9/2009 5:25:40 PM
whazarook$25.00$25.009/9/2009 7:21:51 PM
DadWarbucks$50.00$50.009/9/2009 5:32:10 PM
paddatjie$25.00$25.009/9/2009 5:57:20 PM
redtilapia$25.00$25.009/10/2009 2:12:57 AM
BklynLender$25.00$25.009/9/2009 5:54:36 PM
metro457$40.00$40.009/10/2009 4:44:36 AM
lending-bear$50.00$50.009/9/2009 5:59:47 PM
bkb7484$25.00$25.009/9/2009 6:15:57 PM
speyer$25.00$25.009/9/2009 7:21:32 PM
BigSurf$25.00$25.009/10/2009 7:51:55 AM
spsavage$25.00$25.009/10/2009 9:39:24 AM
Aldebtaran$25.00$25.009/9/2009 8:35:05 PM
payout-magician$25.00$25.009/10/2009 7:20:09 AM
randomguy100$25.00$25.009/9/2009 10:44:27 PM
DDHMoney$25.00$25.009/9/2009 11:59:46 PM
mcabery$100.00$100.009/10/2009 12:08:26 AM
DeathScythe676$25.00$25.009/10/2009 9:37:53 AM
JerryB96$25.00$25.009/10/2009 5:55:53 AM
affluence-tycoon$50.00$50.009/10/2009 8:35:59 AM
guardian3$25.00$25.009/10/2009 2:46:13 PM
CULPEPPERGROUP$25.00$25.009/10/2009 3:55:19 PM
SeaLoans$25.00$25.009/10/2009 4:56:52 PM
buckyhead2000$25.00$25.009/10/2009 7:58:47 PM
mr-mix$25.00$25.009/10/2009 10:39:13 PM
catalystcf$27.50$27.509/10/2009 6:53:09 PM
222 bids
 
Borrower Payment Dependent Notes Series 422527
This series of Notes was issued and sold upon the funding of the borrower loan #38544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Auction start date:  Sep-02-2009 
Term: 36 months Estimated loss: 0.6% Auction end date:  Sep-16-2009 
 
Starting lender yield: 8.13% Starting borrower rate/APR: 9.13% / 11.23% Starting monthly payment: $63.72
Final lender yield: 6.25% Final borrower rate/APR: 7.25% / 9.32% Final monthly payment: $61.98
 
Auction yield range: 3.18% - 8.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.65%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Jul-2000 Debt/Income ratio: 5%
Credit score: 740-760 (Sep-2009) Current / open credit lines: 4 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 11Length of status:2y 9m
Amount delinquent: $0 Revolving credit balance: $4,552 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 25%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: stewiedude Borrower's state: Oregon Borrower's group: Renewed Financial Horizons
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 740-760 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
740-760 (Oct-2008)
700-720 (Jan-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 2  
Description
Paying off credit card
Purpose of loan:
I have one last piece of credit card debt that I would like to pay off at a lower rate. My last Prosper loan was successful, so I thought I'd use it again.

My financial situation:
I am a good candidate for this loan because I have never missed a payment on any of my loans and am responsible with my money. I also successfully paid back my last Prosper loan on time.

Monthly net income: $ 2700
Monthly expenses: $ 2300
??Housing: $ 980
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and student loans: $ 400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
F_r_e_d_s__B_a_n_k$25.00$25.009/2/2009 4:28:37 PM
greenback-floret$25.00$25.009/2/2009 4:27:04 PM
The-Lighthouse-Group$35.00$35.009/3/2009 8:43:30 AM
Personal-Bond$50.00$50.009/3/2009 12:03:55 PM
Richmp412$25.00$25.009/4/2009 8:28:53 AM
buukyak$25.00$25.009/5/2009 11:09:25 AM
unequivocal-velocity$50.00$50.009/8/2009 8:54:12 PM
FundMaker$25.00$25.009/12/2009 4:25:12 PM
Vegan-Girl$50.00$50.009/14/2009 4:51:57 AM
MrSolution$50.00$50.009/14/2009 4:00:45 PM
tranquil-balance$25.00$25.009/14/2009 3:14:16 PM
octoberfresh$25.00$25.009/15/2009 6:51:25 AM
soulfly$25.00$25.009/15/2009 8:37:18 AM
market-assembler$25.00$25.009/14/2009 11:00:42 PM
bansir$25.00$25.009/15/2009 6:55:23 PM
flwah$25.00$25.009/16/2009 6:42:58 AM
loan-eagle9$25.00$25.009/16/2009 8:37:16 AM
West_End_Local$50.00$50.009/15/2009 7:28:26 PM
quiggles$25.00$25.009/16/2009 7:04:25 AM
theloanteacher$35.00$15.009/16/2009 12:50:44 PM
MisterEd$50.00$50.009/16/2009 1:31:56 PM
mwb$25.00$25.009/16/2009 1:55:08 PM
Sneadisland$25.00$25.009/16/2009 2:26:57 PM
best-generosity-financier$25.00$25.009/16/2009 4:13:11 PM
ujiba$25.00$25.009/2/2009 4:25:53 PM
SchaeferJ$25.00$25.009/2/2009 4:36:36 PM
marwadi-62$200.00$200.009/3/2009 6:00:27 PM
frankandirene$25.00$25.009/4/2009 5:04:39 AM
festivecpl$50.00$50.009/4/2009 8:12:18 PM
HealthAndSafety$50.00$50.009/6/2009 8:34:42 AM
impartial-deal$75.00$75.009/6/2009 10:22:22 PM
SAFE_BET$25.00$25.009/8/2009 12:59:33 PM
enriching-payout$25.00$25.009/9/2009 6:34:47 AM
Planecourage$25.00$25.009/10/2009 11:10:14 AM
qkinger$50.00$50.009/11/2009 6:20:55 PM
Halos2002$50.00$50.009/12/2009 8:13:03 AM
hellasow$25.00$25.009/12/2009 11:58:59 AM
outofoffice$50.00$50.009/13/2009 3:12:05 PM
dwh-50$100.00$100.009/13/2009 5:12:12 PM
rce1964$25.00$25.009/14/2009 3:17:23 PM
loanshark62$50.00$50.009/14/2009 5:56:55 PM
YummiBear$25.00$25.009/14/2009 8:06:15 PM
Russia5M$25.00$25.009/15/2009 5:15:00 AM
loanman2007$50.00$50.009/15/2009 6:09:24 PM
Uwantfunds$50.00$50.009/15/2009 6:40:57 PM
ChristopherHS$25.00$25.009/16/2009 4:15:57 AM
soilchem$50.00$50.009/15/2009 5:16:48 PM
UC3307$100.00$100.009/16/2009 12:37:57 PM
EVS$25.00$25.009/16/2009 12:55:54 PM
kinetic-social$25.00$25.009/16/2009 3:50:54 PM
50 bids
 
Borrower Payment Dependent Notes Series 422603
This series of Notes was issued and sold upon the funding of the borrower loan #38536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Auction start date:  Aug-31-2009 
Term: 36 months Estimated loss: 2.1% Auction end date:  Sep-12-2009 
 
Starting lender yield: 11.38% Starting borrower rate/APR: 12.38% / 14.52% Starting monthly payment: $217.07
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $210.81
 
Auction yield range: 4.18% - 11.38% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Jan-1987 Debt/Income ratio: 28%
Credit score: 740-760 (Aug-2009) Current / open credit lines: 14 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:0y 8m
Amount delinquent: $0 Revolving credit balance: $10,332 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 20%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: ricotrb00 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 740-760 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
720-740 (Jul-2007)
 
Principal balance: $334.23 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
Credit Card Debt - NO MORE
Purpose of loan: Simply to kill my existing credit card debt. Paying minimum payments just will not cut it when it comes to my meeting my current goals.

My financial situation: I have good credit, I NEVER pay a bill late, and Im a single-male in a great profession - so all my money goes to me and me only. Paying back this loan will not be an issue! If it works out great then I hope to use this service for more plans in the future...

Monthly net income: $ 3100

Monthly expenses: $ 2340
Housing: $ 800
Insurance: $ 120
Car expenses: $ 300
Utilities: $?40
Phone, cable, internet: $ 80
Food, entertainment: $ 300 (sometimes less)
Clothing, household expenses $ 100
Credit cards/Misc Debt: $ 600 <-- Will be replaced by Prosper Loan!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How soon are you planning to pay off this loan? Regarding the numbers you mentioned, It seems your total expense is MORE than your NET. How do you manage the short fall? Thanks. - cybercop45
A: I noticed this might appear confusing right after I posted this!... The "Monthly expenses: $ 2340" is the sum of everything below (bills, food, etc). So my net is still more than my expenses. On top of that, the last line "Credit cards: $ 600" will fall to $200 (or possibly even less) once this loan goes through. As far as how soon - it is a 36 month loan, but I could see myself paying it off early if Im in a position to do so (IF paying it off early is even an option). Thanks! -R (Sep-09-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
five-star-justice$36.00$36.008/31/2009 4:02:36 PM
cash-sensai2$25.00$25.008/31/2009 4:17:28 PM
Cai8899$25.00$25.008/31/2009 4:05:03 PM
jgar_O$30.00$30.008/31/2009 4:15:38 PM
bchen78875$50.00$50.008/31/2009 4:17:36 PM
understanding-marketplace$100.00$100.008/31/2009 4:17:57 PM
ethicalhumanist$25.00$25.008/31/2009 4:21:25 PM
Artist_Blue$25.00$25.008/31/2009 4:15:33 PM
Cherrypicker06$25.00$25.008/31/2009 4:15:47 PM
honorable-yield$50.00$50.008/31/2009 4:16:54 PM
skuba$50.00$50.008/31/2009 4:17:15 PM
elasermd$50.00$50.008/31/2009 4:18:18 PM
payontime1$50.00$50.008/31/2009 11:28:44 PM
szetowski$25.00$25.009/1/2009 3:20:58 AM
Kame$25.00$25.009/2/2009 6:27:29 AM
benroo$25.00$25.009/1/2009 9:05:32 PM
Jassi$25.00$25.009/1/2009 9:27:22 PM
bid-papyrus$50.00$50.009/2/2009 9:42:59 AM
MidnightBank$25.00$25.009/2/2009 10:00:29 AM
LoanGiver$25.00$25.009/2/2009 11:07:16 AM
MissionMicroFinance$25.00$25.009/2/2009 8:37:22 PM
brightest-revenue-spark$25.00$25.009/2/2009 8:29:03 PM
tisiphone$25.00$25.009/3/2009 8:45:52 PM
LenderIntegrity24$25.00$25.009/4/2009 3:28:34 PM
justin323$25.00$25.009/5/2009 4:32:31 AM
js60l$25.00$25.009/4/2009 9:35:15 PM
asset-numero-uno$100.00$100.009/5/2009 4:32:08 PM
XD2005$25.00$25.009/5/2009 4:35:24 PM
shanedog$25.00$25.009/6/2009 4:31:32 PM
Raser$25.00$25.009/7/2009 5:35:23 AM
aajwm$31.36$31.369/7/2009 3:15:25 PM
djs81$25.00$25.009/7/2009 7:00:27 PM
zbfamwl$25.00$25.009/7/2009 8:05:31 PM
market-assembler$25.00$25.009/7/2009 4:17:18 PM
longisland47m$25.00$25.009/7/2009 9:26:42 PM
The-Lighthouse-Group$25.00$25.009/8/2009 5:34:24 AM
focused-wampum$50.00$50.009/8/2009 9:58:44 AM
slartibardfast$30.00$30.009/8/2009 6:13:46 AM
ready-loan$25.00$25.009/8/2009 9:59:44 AM
jetblack$50.00$50.009/8/2009 1:48:21 PM
aqaq8877$100.00$100.009/8/2009 1:26:14 PM
lowestghost$25.00$25.009/8/2009 6:03:45 PM
linklady$50.00$50.009/9/2009 6:42:04 AM
jchurchi$50.00$50.009/8/2009 5:21:52 PM
PotBellyPete$25.00$25.009/9/2009 7:10:24 AM
mh1169$25.00$25.009/9/2009 1:24:38 AM
BayShell$40.00$40.009/9/2009 11:14:47 AM
RJN$25.00$25.009/9/2009 7:07:03 AM
MonkeyPet$25.00$25.009/9/2009 2:36:54 PM
hobodave$25.00$25.009/9/2009 2:42:27 PM
income-excellence1$25.00$25.009/9/2009 2:42:50 PM
justice-excellency$29.16$29.169/9/2009 11:54:49 AM
DrPalaber$25.00$25.009/9/2009 2:39:01 PM
szetheli$33.92$33.929/9/2009 2:43:47 PM
skunkor2$50.00$50.009/9/2009 2:55:31 PM
tlp43$25.00$25.009/9/2009 5:53:40 PM
curious166$69.39$69.399/9/2009 7:12:17 PM
NATIVEBORN$35.40$35.409/9/2009 5:28:20 PM
mizount$25.00$25.009/9/2009 5:29:31 PM
majormoves1$25.00$25.009/9/2009 5:37:25 PM
lending-bear$50.00$50.009/9/2009 5:59:53 PM
rmachi$25.00$25.009/10/2009 10:22:56 AM
thegreatstrafe$25.00$25.009/10/2009 12:41:42 PM
phunktion$25.00$25.009/10/2009 6:44:52 AM
enticing-funds$25.00$25.009/10/2009 7:04:26 AM
cgk46doit$25.00$25.009/9/2009 10:34:28 PM
rlecour$25.00$25.009/10/2009 3:54:30 PM
fortytwo$34.07$34.079/10/2009 10:24:37 AM
HamletTower$25.00$25.009/10/2009 10:59:31 AM
noble-revenue$100.00$100.009/10/2009 3:27:57 PM
Patter256$25.00$25.009/10/2009 5:01:20 PM
ADenny$25.00$25.009/10/2009 4:58:10 PM
hampa$25.00$25.009/10/2009 5:00:42 PM
order-prospector$100.00$100.009/10/2009 5:01:13 PM
KiwiElf$30.00$30.009/10/2009 4:47:18 PM
miked8303$25.00$25.009/10/2009 4:57:32 PM
GreenTeaDrinkingGuy$25.00$25.009/11/2009 8:42:56 AM
treeline$39.37$39.379/10/2009 5:01:23 PM
thaddeuscm$40.00$40.009/11/2009 9:29:51 AM
GenerousGentleMan$25.00$25.009/11/2009 9:35:49 AM
tranquil-balance$25.00$25.009/11/2009 9:33:41 AM
krishopper$25.00$25.009/11/2009 3:10:09 PM
Traderman$44.00$44.009/11/2009 5:30:27 AM
nimcha$50.00$50.009/11/2009 2:12:10 PM
Keebs$25.00$25.009/11/2009 3:44:37 PM
rdextra$25.00$25.009/11/2009 6:05:10 PM
SOP_Bank$25.00$25.009/11/2009 6:08:30 PM
shopzone$25.00$25.009/11/2009 4:49:38 PM
bondhedger$25.00$25.009/11/2009 4:53:51 PM
SeaLoans$25.00$25.009/12/2009 6:15:41 AM
kayakg$25.00$25.009/11/2009 6:34:44 PM
practice44$25.00$25.009/11/2009 5:24:41 PM
RandyL3$50.00$50.009/11/2009 5:32:07 PM
Tradesmanlender$25.00$25.009/12/2009 9:54:40 AM
pbeach05$25.00$25.009/12/2009 8:19:31 AM
sas19$25.00$25.009/12/2009 10:04:28 AM
baroo$25.00$25.008/31/2009 3:58:59 PM
testobsessed$100.00$100.008/31/2009 4:18:03 PM
gold-tsunami$25.00$25.008/31/2009 4:18:29 PM
blackstar$25.00$25.008/31/2009 3:59:19 PM
gm93001$25.00$25.008/31/2009 4:06:15 PM
don8ter$60.00$60.008/31/2009 4:15:52 PM
Sid-K$50.00$50.008/31/2009 4:17:01 PM
DukSerduk$25.00$25.008/31/2009 4:17:09 PM
greenback-floret$25.00$25.008/31/2009 4:18:12 PM
seasportsguy$25.00$25.008/31/2009 4:18:22 PM
ujiba$25.00$25.008/31/2009 4:14:32 PM
lagnisiruk$25.00$25.008/31/2009 4:15:22 PM
Moron_Buffet$25.00$25.008/31/2009 4:16:47 PM
anton$50.00$50.008/31/2009 4:17:44 PM
credit-investor5$50.00$50.008/31/2009 4:17:51 PM
personal-lender$25.00$25.008/31/2009 4:18:41 PM
Syzygy$25.00$25.008/31/2009 7:37:18 PM
wormdc$25.00$25.008/31/2009 11:15:34 PM
goofy15975$25.00$25.008/31/2009 7:05:29 PM
420limo$50.00$50.008/31/2009 9:40:25 PM
aesop$25.00$9.569/1/2009 6:26:47 AM
killdare$25.00$25.009/1/2009 1:01:27 PM
y2russ$26.40$26.409/1/2009 5:29:55 PM
16888$25.00$25.009/2/2009 3:55:55 AM
yank918$25.00$25.009/2/2009 7:06:00 PM
rjleves$25.00$25.009/3/2009 8:31:06 AM
ok$25.00$25.009/3/2009 1:04:10 PM
Avala$25.00$25.009/3/2009 10:05:44 AM
mscomeaux$25.00$25.009/3/2009 2:45:53 PM
RICHMONDREB$25.00$25.009/3/2009 5:05:56 PM
crossborders$25.00$25.009/4/2009 5:06:09 AM
all_of_that_one$25.00$25.009/4/2009 11:00:55 AM
elated-justice$25.00$25.009/4/2009 3:19:20 PM
Coach2often$50.00$50.009/4/2009 3:29:43 PM
BigBoy2008$25.00$25.009/4/2009 3:30:12 PM
abuyama22$25.00$25.009/4/2009 3:30:31 PM
totoro$25.00$25.009/4/2009 4:25:55 PM
deal-dojo$25.00$25.009/5/2009 6:30:29 AM
sparky1129$25.00$25.009/6/2009 5:40:17 AM
cyberie21$39.53$39.539/5/2009 10:10:14 PM
impartial-deal$25.00$25.009/6/2009 9:25:27 PM
yield-blanket$25.00$25.009/6/2009 7:30:18 PM
Turkish101$25.00$25.009/6/2009 8:55:29 PM
reefer$50.00$50.009/7/2009 7:35:20 AM
CoolHelp$25.00$25.009/6/2009 7:26:24 PM
tayzak$25.00$25.009/6/2009 11:06:13 PM
rulender$50.00$50.009/7/2009 3:00:25 PM
Sven79$100.00$100.009/7/2009 8:36:37 AM
kumpa2u$50.00$50.009/7/2009 12:27:02 PM
JJS180$25.00$25.009/7/2009 2:06:28 PM
impartial-deal$25.00$25.009/7/2009 5:11:13 PM
FirstPlaceBusinessFunding$25.00$25.009/7/2009 4:32:08 PM
outofoffice$50.00$50.009/7/2009 9:00:12 PM
mikeandcat$50.00$50.009/8/2009 9:06:17 AM
noble-revenue$25.00$25.009/8/2009 10:04:55 AM
Gabriel02$25.00$25.009/8/2009 6:48:35 AM
mcabery$25.00$25.009/8/2009 11:54:17 AM
ideal-value$100.00$100.009/8/2009 3:12:59 PM
Airbandit$50.00$50.009/8/2009 4:14:54 PM
Synergism$25.00$25.009/8/2009 11:59:57 AM
nuclearmoose$25.00$25.009/8/2009 1:03:54 PM
lowrate$25.00$25.009/8/2009 11:52:51 AM
Divot$25.00$25.009/9/2009 6:29:41 AM
reinforced-reward$25.00$25.009/9/2009 9:36:52 AM
top-unflappable-economy$25.00$25.009/8/2009 7:58:33 PM
Bieling$25.00$25.009/9/2009 3:34:44 PM
OoM$25.00$25.009/9/2009 12:17:30 PM
minatoku$25.00$25.009/9/2009 2:44:04 PM
kyomoon$33.57$33.579/9/2009 2:43:36 PM
julijask$25.00$25.009/9/2009 2:45:40 PM
miamiwill$25.00$25.009/9/2009 5:33:57 PM
bruin558$40.00$40.009/9/2009 5:51:35 PM
ritchie70$25.00$25.009/9/2009 9:00:09 PM
Sixmil$25.00$25.009/9/2009 5:34:39 PM
affluence-tycoon$50.00$50.009/10/2009 8:36:04 AM
CULPEPPERGROUP$25.00$25.009/9/2009 6:14:17 PM
randomguy100$25.00$25.009/9/2009 10:44:32 PM
jt88$25.00$25.009/10/2009 10:46:54 AM
Wart126$25.00$25.009/10/2009 3:54:32 PM
metro457$40.00$40.009/10/2009 4:44:51 AM
SKAGIT22$25.00$25.009/10/2009 9:07:43 AM
Norcal$25.00$25.009/10/2009 9:39:11 AM
neenerman$25.00$25.009/10/2009 9:39:51 PM
screenname03$25.00$25.009/10/2009 9:44:30 PM
nv$25.00$25.009/10/2009 4:32:07 PM
gpuck$25.00$25.009/10/2009 5:12:13 PM
woodenshoes$48.27$48.279/10/2009 4:57:22 PM
little_shark_J$25.00$25.009/11/2009 11:37:49 AM
pi31415$25.00$25.009/11/2009 12:12:09 PM
Gene47$100.00$100.009/11/2009 6:54:27 AM
bazaar-tulip$25.00$25.009/11/2009 3:10:18 PM
spsavage$25.00$25.009/11/2009 9:04:48 AM
tsui517$25.00$25.009/11/2009 1:54:45 PM
fwaguy$25.00$25.009/11/2009 6:40:20 PM
seattleslug$30.00$30.009/11/2009 7:20:40 PM
edgaram$25.00$25.009/11/2009 7:39:36 PM
spiff666$25.00$25.009/11/2009 8:21:42 PM
USCGC$25.00$25.009/12/2009 1:19:28 AM
USMC0311$25.00$25.009/11/2009 7:24:33 PM
Ananya$25.00$25.009/12/2009 10:16:01 AM
196 bids
 
Borrower Payment Dependent Notes Series 423521
This series of Notes was issued and sold upon the funding of the borrower loan #38530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction start date:  Sep-08-2009 
Term: 36 months Estimated loss: 6.5% Auction end date:  Sep-17-2009 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 20.06% Final borrower rate/APR: 21.06% / 24.87% Final monthly payment: $37.71
 
Auction yield range: 8.18% - 20.06% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.09%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-2000 Debt/Income ratio: 21%
Credit score: 640-660 (Sep-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 11Length of status:32y 6m
Amount delinquent: $0 Revolving credit balance: $10,794 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: ladybug856 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-660 (Latest)
Principal borrowed: $1,500.00< mo. late: 0 ( 0% )  
640-660 (Oct-2008)
 
Principal balance: $1,167.46 1+ mo. late: 0 ( 0% )
Total payments billed: 10  
Description
brake pads
Purpose of loan:
This loan will be used to? brake pads and unexpected medical bill? because blue cross doesn't pay everything for certain test that middle men get.

My financial situation:
I am a good candidate for this loan because? I?already have $53 withdrawn from my checking account by prosper,an extra $34 wouldn't be a problem.

Monthly net income: $ 2040
Monthly expenses: $
??Housing: $ 300????
??Insurance: $ 120
??Car expenses: $ 400
??Utilities: $?none??Phone,$68 cable, internet: $
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bid-wonder$25.00$25.009/8/2009 11:18:58 AM
rate-mogul$25.00$25.009/8/2009 4:18:34 PM
Rockymtnhi$31.11$31.119/9/2009 4:25:20 AM
Tazeme$25.00$25.009/9/2009 11:13:11 AM
IPG1$25.00$25.009/9/2009 6:45:17 AM
festivecpl$50.00$50.009/9/2009 8:11:36 PM
Bender$50.00$50.009/14/2009 5:00:08 AM
tnjohnso$25.00$25.009/14/2009 7:08:37 PM
njlom$200.00$42.109/14/2009 11:32:18 PM
buffalobills$25.00$25.009/15/2009 8:42:32 AM
Unitas4302$101.79$101.799/15/2009 4:41:13 PM
glazeddonuts$25.00$25.009/15/2009 4:44:26 PM
JRockdown$25.00$25.009/16/2009 10:03:38 AM
AuroraRobbin$50.00$50.009/16/2009 4:58:27 PM
Voltaire1694$25.00$25.009/16/2009 7:57:12 PM
Syzygy$25.00$25.009/9/2009 9:28:45 AM
unequivocal-velocity$25.00$25.009/12/2009 11:44:48 AM
hellasow$25.00$25.009/12/2009 11:16:58 AM
peter916$50.00$50.009/13/2009 9:55:36 AM
generosity-harbor$25.00$25.009/12/2009 2:37:20 PM
oldman1947$25.00$25.009/14/2009 11:14:50 AM
Independenceday$50.00$50.009/14/2009 2:36:14 PM
Bank_Of_XL$50.00$50.009/15/2009 6:54:32 AM
twjh$25.00$25.009/14/2009 8:45:01 PM
Credit2Prosper$25.00$25.009/15/2009 7:40:18 AM
lasalle123$50.00$50.009/15/2009 11:13:18 AM
buyrite334$25.00$25.009/15/2009 4:45:15 PM
outofoffice$50.00$50.009/16/2009 9:11:21 PM
28 bids
 
Borrower Payment Dependent Notes Series 423563
This series of Notes was issued and sold upon the funding of the borrower loan #38527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction start date:  Sep-08-2009 
Term: 36 months Estimated loss: 2.1% Auction end date:  Sep-12-2009 
 
Starting lender yield: 17.50% Starting borrower rate/APR: 18.50% / 20.72% Starting monthly payment: $109.21
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.21% Final monthly payment: $108.46
 
Auction yield range: 4.18% - 17.50% Estimated loss impact: 2.17%  
Lender servicing fee: 1.00% Estimated return: 14.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1991 Debt/Income ratio: 16%
Credit score: 700-720 (Sep-2009) Current / open credit lines: 6 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 12Length of status:2y 1m
Amount delinquent: $0 Revolving credit balance: $16,819 Occupation: Food Service Manage...
Public records last 12m / 10y: 1/ 3 Bankcard utilization: 95%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: red-benefit-temple Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Will Pay Back in full in 3 months!
Purpose of loan:
I?had my wages garnished for $1324 for?South Carolina taxes.? It comes only?3 months before I get a buyout check from a previous employer worth over $30000.? That is right $30000.? No extra zero.? It just caught me off guard?and I need a little money to not fall behind on my bills.?

My financial situation:
I am a good candidate for this loan because I am gainfully employed.? I have only had 3 different employers since 1993.? I have a guaranteed promissory note coming on December 5th 2009.? You will be paid in full on that day.? There is no risk in this loan.? I can provide a copy of the note.? It is non transferable which is why banks have a hard time using it as collateral.? Thank you for your consideration.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 1194
??Insurance: $ included in the mortgage
??Car expenses: $?460?
??Utilities: $ paid by spouse
??Phone, cable, internet: $ paid by spouse
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 909
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
order-prospector$50.00$50.009/8/2009 4:58:53 PM
investorrr$25.00$25.009/8/2009 5:11:55 PM
cfarther$25.00$25.009/8/2009 5:12:28 PM
Mookouw$25.00$25.009/8/2009 4:56:33 PM
lenderrb$25.00$25.009/8/2009 5:12:41 PM
Halos2002$50.00$50.009/8/2009 5:08:54 PM
rjleves$25.00$25.009/8/2009 5:12:33 PM
jonn834$50.00$50.009/9/2009 6:49:47 AM
IPG1$25.00$25.009/9/2009 6:45:18 AM
Yang$25.00$25.009/9/2009 6:49:30 AM
a8h8a8$25.00$25.009/9/2009 2:54:35 AM
fund-turtle$25.00$25.009/10/2009 10:15:10 AM
M_V$31.70$31.709/10/2009 1:49:25 PM
the-auction-lotus$25.00$25.009/10/2009 1:54:38 PM
A007$50.00$50.009/11/2009 10:32:07 AM
Passion_Is_Value$25.00$25.009/11/2009 4:15:46 AM
scredneck$50.00$50.009/11/2009 3:34:59 PM
payontime1$50.00$50.009/11/2009 4:23:41 PM
truelumen$50.00$50.009/11/2009 8:49:32 PM
chibear34$25.00$25.009/12/2009 5:09:06 AM
Washington_Loan$25.00$25.009/11/2009 7:09:36 PM
cagcrash$250.00$250.009/12/2009 9:51:47 AM
ROCKI9$50.00$50.009/8/2009 4:59:19 PM
wwwUniversal$50.00$50.009/8/2009 5:10:32 PM
flyinhawaiian$50.00$50.009/8/2009 5:12:31 PM
holesome$50.00$50.009/8/2009 4:59:00 PM
CaptainLender$25.00$25.009/8/2009 5:10:44 PM
TSC$50.00$50.009/8/2009 4:56:29 PM
Syzygy$25.00$25.009/8/2009 5:05:59 PM
snw_1710$100.00$100.009/8/2009 5:12:20 PM
NJournalist$25.00$25.009/8/2009 5:14:46 PM
KramericaIndustries$25.00$25.009/8/2009 6:27:50 PM
ExcellentGreen$25.00$25.009/9/2009 5:17:06 AM
pr0sp3r1$1,000.00$1,000.009/9/2009 6:45:44 AM
stone_lion$59.78$59.789/9/2009 4:00:50 PM
GrayStudio$26.14$26.149/9/2009 6:54:25 PM
minista$25.00$25.009/10/2009 5:55:50 AM
b-rent$25.00$25.009/10/2009 12:25:23 PM
djalan$100.00$100.009/10/2009 3:30:32 PM
Halehuaka_i$50.00$50.009/10/2009 11:22:31 PM
breadbroker$25.00$25.009/10/2009 4:39:48 PM
realone8$25.00$25.009/11/2009 11:44:30 AM
buckskin1234$38.24$38.249/11/2009 4:35:15 PM
Stavros$30.00$30.009/11/2009 5:24:34 PM
Thunder08$25.00$25.009/11/2009 3:34:29 PM
Kessler$25.00$25.009/12/2009 6:24:26 AM
sildoc$252.68$89.149/11/2009 6:51:06 PM
vinayski$25.00$25.009/12/2009 6:54:39 AM
48 bids
 
Borrower Payment Dependent Notes Series 423569
This series of Notes was issued and sold upon the funding of the borrower loan #38550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,100.00 Prosper Rating: AA Auction start date:  Sep-08-2009 
Term: 36 months Estimated loss: 0.6% Auction end date:  Sep-17-2009 
 
Starting lender yield: 8.08% Starting borrower rate/APR: 9.08% / 12.29% Starting monthly payment: $35.02
Final lender yield: 6.90% Final borrower rate/APR: 7.90% / 11.09% Final monthly payment: $34.42
 
Auction yield range: 3.18% - 8.08% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 6.30%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Sep-1995 Debt/Income ratio: 22%
Credit score: 720-740 (Sep-2009) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $4,895 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 41%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: dfgbio Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 720-740 (Latest)
Principal borrowed: $4,400.00< mo. late: 0 ( 0% )  
680-700 (Oct-2007)
 
Principal balance: $1,994.75 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Paying off my credit card
Purpose of loan:
The rest of my credit cards have been consolidated through a credit counseling agency. When I tried to add this card American Express refused. Not surprising since I am paying them 18% on this card. I want to be credit card debt free and this is a good opportunity to pay regular people interest instead of a giant corporation. I will achieve this goal by Thanksgiving of next year with your help.

My financial situation:
I am a biologist who works for the State of California. My job is very stable. I live in an apartment and walk to work everyday so I don't have to worry about emergency home or auto repairs. I am interested in becoming a home owner in the future so paying off these debts is a very high priority for me. I have never defaulted on a loan in my life.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 80
??Car expenses: $ 326
??Utilities: $ 30
??Phone, cable, internet: $ 65
??Food, entertainment: $ 250
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 350
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Cherrypicker06$25.00$14.009/8/2009 5:06:36 PM
SchaeferJ$25.00$25.009/8/2009 5:10:28 PM
bondhedger$25.00$25.009/8/2009 5:22:20 PM
lagnisiruk$25.00$25.009/8/2009 5:06:28 PM
Syzygy$25.00$25.009/8/2009 6:37:59 PM
F_r_e_d_s__B_a_n_k$25.00$25.009/8/2009 5:14:36 PM
impartial-deal$25.00$25.009/9/2009 5:07:45 PM
buukyak$25.00$25.009/10/2009 4:03:15 PM
all_of_that_one$25.00$25.009/10/2009 5:09:53 PM
Moron_Buffet$25.00$25.009/11/2009 1:44:12 PM
qkinger$50.00$50.009/11/2009 6:15:47 PM
Halos2002$50.00$50.009/12/2009 8:43:25 AM
hellasow$25.00$25.009/12/2009 11:34:45 AM
blot44$50.00$50.009/13/2009 10:49:01 AM
rce1964$25.00$25.009/14/2009 3:18:14 PM
JohnSmith10$25.00$25.009/15/2009 5:08:54 PM
amsmiker$100.00$100.009/16/2009 2:22:49 PM
outofoffice$50.00$50.009/16/2009 9:13:53 PM
five-star-justice$36.00$36.009/8/2009 5:09:38 PM
randsenterprise$25.00$25.009/8/2009 5:10:25 PM
little_shark_J$25.00$25.009/8/2009 5:14:40 PM
LittleMingo$25.00$25.009/8/2009 5:46:51 PM
Cai8899$25.00$25.009/8/2009 5:06:18 PM
greenback-floret$25.00$25.009/9/2009 6:05:25 AM
Gold_Coin$25.00$25.009/9/2009 4:13:27 PM
narblark$100.00$100.009/10/2009 12:55:07 PM
payontime1$50.00$50.009/10/2009 7:36:28 PM
bid-papyrus$25.00$25.009/11/2009 5:06:52 PM
bansir$25.00$25.009/13/2009 4:40:16 PM
marwadi-62$100.00$100.009/16/2009 6:02:37 AM
30 bids
 
Borrower Payment Dependent Notes Series 423713
This series of Notes was issued and sold upon the funding of the borrower loan #38600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: HR Auction start date:  Sep-09-2009 
Term: 36 months Estimated loss: 18.0% Auction end date:  Sep-11-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $203.56
Final lender yield: 33.99% Final borrower rate/APR: 34.99% / 37.44% Final monthly payment: $203.54
 
Auction yield range: 17.18% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 5 First credit line: Jan-1983 Debt/Income ratio: 18%
Credit score: 700-720 (Aug-2009) Current / open credit lines: 16 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 40Length of status:3y 3m
Amount delinquent: $0 Revolving credit balance: $2,940 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 62%Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: 777moverandshaker Borrower's state: Maryland Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-720 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
720-740 (Jul-2009)
640-660 (Sep-2008)
 
Principal balance: $5,712.98 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Rehab Mortgage-Free Property
Purpose of loan:
This loan will be used to?update kitchen cabinetry,?bathroom fixtures and paint for a 3-story, 2000 sq.ft., 5BR/2.5BA brick rowhouse in Reservoir?Hill.? I have been funding the renovations out-of pocket thus far. The project is 90% complete.?

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time every month, including my current Prosper loan.? My payments are automatically debited from my checking account. I have a 720 credit score and have been a homeowner for 39 years.? I'm not sure?why I received the HR rating from Prosper, considering my excellent payment history. I only had a 660 credit score when I got my first Prosper loan.? Strange, but maybe it is the economy.

I inherited this property from my aunt who passed away. I own it free and clear (no mortgage or liens) and it has an appraised ARV of $125,000.??There is more than enough equity in the property to cover the loan amount.? My daughter?has been rehabbing properties for 16 years and?is managing the project. We can get a great deal on the kitchen cabinetry through my daughter's industry contacts. My bank has approved me for a $50,000 line of credit once the renovations are complete.? They will not finalize the line of credit until the rehab is complete because we have already removed the old cabinetry and bathroom fixtures.? ?The line of credit will allow me to pay off both Prosper loans. We just need to get to the finish line.

Monthly net income: $ 5850
Monthly expenses: $ 3200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Has the brick rowhouse in Windsor Hills been completed after one Year? "she is going to refinance the property once renovations are complete." Was that not suppose to pay off the Sep-02-2008 loan currently at $5,837.83. Refinance money went? - karmanxten
A: The renovations were completed and the property now has a lease with option to purchase. We have not refinanced yet because we believe the tenant is going to purchase the house before the end of the year. She is a first time homebuyer and wants to take advantage of the $8000 tax credit. If she is able to close before this property is complete then the first loan will be paid in full. The cash flow has helped to fund the renovations on the Reservoir Hill property which is near completion. (Sep-10-2009)
Q: So, the $4,500.00 is all that is needed for completion? Not $15k, 12k, 9.5k of previous requests? - karmanxten
A: Yes, the $4,500 is all that is needed for completion. I was able to secure the rest from friends and family outside of the Prosper platform. Unfortunately, Maryland lenders are not able to bid on listings at this time because it is not on the list of approved lender states since the restructuring of the Prosper system. Hopefully, Maryland will be approved in the near future. (Sep-11-2009)
Q: So, is their a next rehab in the works that would prevent the payoff of this loan upon completion? - karmanxten
A: No, we have no plans for any other properties at this time, and certainly not before closing on the sale of the Windsor Hill property related to the first Prosper loan. (Sep-11-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
suomynona$25.00$25.009/9/2009 4:40:56 PM
karmanxten$4,500.00$4,475.009/11/2009 2:11:13 PM
2 bids