Sales Report:Supplement No. 19 dated Aug 17, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 418006
This series of Notes was issued and sold upon the funding of the borrower loan #38215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction start date:  Aug-07-2009 
Term: 36 months Estimated loss: 0.6% Auction end date:  Aug-14-2009 
 
Starting lender yield: 8.13% Starting borrower rate/APR: 9.13% / 11.23% Starting monthly payment: $95.58
Final lender yield: 8.00% Final borrower rate/APR: 9.00% / 11.09% Final monthly payment: $95.40
 
Auction yield range: 3.23% - 8.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 7.40%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Oct-1985 Debt/Income ratio: 8%
Credit score: 740-760 (Jul-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:1y 3m
Amount delinquent: $0 Revolving credit balance: $5,538 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 36%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: RedTruckGirl Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 740-760 (Latest)
Principal borrowed: $1,300.00< mo. late: 0 ( 0% )  
760-780 (Jun-2008)
 
Principal balance: $909.17 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Relocating expenses
Purpose of loan:
I am moving out of state for a permanent position with my current employer and need help with moving expenses.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history for the past 23 years, and I can be counted on to pay it back as promised.? I have been paying consistently on my previous Prosper loan which I took out for automobile repair.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kinetic-truth$25.00$25.008/7/2009 4:05:06 PM
fortytwo$50.00$50.008/7/2009 4:02:55 PM
elated-justice$25.00$25.008/7/2009 4:03:00 PM
CorporateT00l$25.00$25.008/7/2009 4:07:02 PM
Sid-K$50.00$50.008/7/2009 4:07:18 PM
DukSerduk$25.00$25.008/7/2009 4:07:32 PM
greenback-floret$25.00$25.008/7/2009 4:08:13 PM
skuba$50.00$50.008/7/2009 4:08:39 PM
anton$25.00$25.008/7/2009 4:09:08 PM
cash-sensai2$25.00$25.008/7/2009 4:08:50 PM
Artist_Blue$25.00$25.008/7/2009 4:08:58 PM
bchen78875$50.00$50.008/7/2009 4:09:15 PM
turbospeed$25.00$25.008/7/2009 4:07:09 PM
sas19$25.00$25.008/7/2009 4:07:11 PM
Avala$25.00$25.008/7/2009 4:07:23 PM
Goodlender42$25.00$25.008/7/2009 4:10:18 PM
totoro$25.00$25.008/7/2009 4:07:27 PM
lagnisiruk$25.00$25.008/7/2009 4:11:38 PM
tallcoolone$25.00$25.008/7/2009 4:07:36 PM
abuyama22$25.00$25.008/7/2009 4:07:48 PM
888168$50.00$50.008/7/2009 4:07:58 PM
cyberie21$40.00$40.008/7/2009 4:08:04 PM
zento$25.00$25.008/7/2009 4:11:52 PM
mathprof$25.00$25.008/7/2009 4:08:17 PM
shanedog$25.00$25.008/7/2009 4:12:12 PM
Veridic$25.00$25.008/7/2009 4:10:34 PM
treeline$50.00$50.008/7/2009 4:11:17 PM
TK4$25.00$25.008/7/2009 4:11:34 PM
Syzygy$25.00$25.008/7/2009 7:40:22 PM
malacandra$25.00$16.308/7/2009 10:53:28 PM
DrStaff$60.00$60.008/7/2009 11:20:45 PM
power-cell$50.00$50.008/8/2009 7:24:52 AM
Finspons$30.00$30.008/8/2009 7:39:37 AM
Kame$25.00$25.008/8/2009 6:00:27 AM
ClearLake$25.00$25.008/8/2009 8:11:15 AM
mrxtravis$46.37$46.378/8/2009 9:15:26 PM
don'twannadance$50.00$50.008/9/2009 10:08:46 AM
don'twannadance$50.00$50.008/9/2009 10:08:23 AM
Brown98$25.00$25.008/9/2009 10:10:53 AM
jimbo29blue$100.00$100.008/9/2009 9:32:36 AM
The-Lighthouse-Group$25.00$25.008/9/2009 3:56:04 PM
happyface$50.00$50.008/9/2009 9:52:30 AM
qkinger$50.00$50.008/9/2009 12:47:05 PM
happyface$50.00$50.008/9/2009 9:53:01 AM
scref$25.00$25.008/9/2009 5:31:54 PM
GoodiesWarehouse$75.00$75.008/9/2009 3:23:23 PM
leonchik77$25.00$25.008/10/2009 9:46:16 AM
outofoffice$50.00$50.008/10/2009 3:18:46 PM
rjleves$25.00$25.008/10/2009 4:32:34 PM
grf1945$25.00$25.008/10/2009 5:35:30 PM
wormdc$25.00$25.008/10/2009 5:55:45 PM
hope-eagle6$25.00$25.008/10/2009 4:31:18 PM
truth-companion$25.00$25.008/10/2009 8:35:12 PM
FlyFlyBuggie$25.00$25.008/11/2009 8:17:11 AM
don8ter$60.00$60.008/11/2009 8:55:44 AM
buckyhead2000$25.00$25.008/11/2009 3:35:11 PM
Uwantfunds$50.00$50.008/11/2009 3:17:30 PM
thedoctor$25.00$25.008/11/2009 6:31:05 PM
unique007$25.00$25.008/12/2009 10:56:27 AM
brightest-revenue-spark$25.00$25.008/12/2009 9:30:54 AM
sparky1129$25.00$25.008/12/2009 12:55:24 PM
kyomoon$100.00$100.008/12/2009 4:50:47 PM
pitashi$25.00$25.008/12/2009 4:55:09 PM
revenue-shepherd$25.00$25.008/12/2009 7:52:36 PM
fdsguy$50.00$50.008/12/2009 6:45:51 PM
PrinceValium$25.00$25.008/12/2009 11:05:12 PM
wampum-proton$25.00$25.008/12/2009 9:46:35 PM
IndianChief$25.00$25.008/12/2009 10:05:34 PM
bondhedger$25.00$25.008/13/2009 6:49:43 AM
krishopper$25.00$25.008/13/2009 6:06:35 AM
unforgettable-funds$25.00$25.008/13/2009 9:32:49 AM
income-excellence1$25.00$25.008/13/2009 7:56:17 AM
dudebrah$25.00$25.008/13/2009 12:02:44 PM
market-assembler$25.00$25.008/13/2009 1:25:23 PM
red-sublime-return$25.00$25.008/13/2009 5:32:46 PM
kenji4861$47.33$47.338/13/2009 5:34:28 PM
GElender$50.00$50.008/13/2009 5:35:21 PM
alydad1$25.00$25.008/13/2009 6:41:34 PM
autonomous-power$50.00$50.008/13/2009 9:03:57 PM
Tapu22$50.00$50.008/13/2009 9:26:52 PM
MonkeyPet$25.00$25.008/13/2009 11:56:07 PM
albatross897$25.00$25.008/13/2009 9:20:31 PM
prossperous01$25.00$25.008/14/2009 6:48:04 AM
jct_enterprises$25.00$25.008/14/2009 7:36:07 AM
Natronpee$25.00$25.008/14/2009 7:41:08 AM
gilbow$25.00$25.008/14/2009 9:11:16 AM
honorable-yield$50.00$50.008/14/2009 11:00:02 AM
mrzz$25.00$25.008/14/2009 10:13:51 AM
88 bids
 
Borrower Payment Dependent Notes Series 418097
This series of Notes was issued and sold upon the funding of the borrower loan #38223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction start date:  Jul-28-2009 
Term: 36 months Estimated loss: 14.7% Auction end date:  Aug-09-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $45.24
 
Auction yield range: 14.23% - 34.00% Estimated loss impact: 16.27%  
Lender servicing fee: 1.00% Estimated return: 17.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-2002 Debt/Income ratio: 14%
Credit score: 620-640 (Jul-2009) Current / open credit lines: 2 / 2Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 4Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $49 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 16%Stated income:$1-$24,999
Delinquencies in last 7y: 7 Homeownership: No  
Inquiries last 6m: 2    
Screen name: laper Borrower's state: Tennessee Borrower's group: KING FINANCIAL GROUP///100% CASH FLOW SOLUTIONS FOR YOU
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 620-640 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
640-660 (Aug-2008)
540-560 (Feb-2007)
 
Principal balance: $1,456.77 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Purchase plane ticket for finacee
Purpose of loan:
This loan will be used to help purchase a plane ticket for my fiancee who lives in Kyrgyzstan. I want to bring her over here on September 6th. The ticket costs $1,083.32 I have almost half the money saved up and this loan will help facilitate the other half of the ticket.

My financial situation:
I am a good candidate for this loan because I already have one loan through Prosper of which all payments have been made on time and are current. Also this loan will be paid in full within a month or two. I already have half the money for the ticket and I only need assistance with the other half.

Monthly net income: $ 935.00

Monthly expenses: $ 366.16
  Housing: $ free (none)
  Insurance: $ 50.00
  Car payment: $ 129.06
  Utilities: $ none at this time. Rent and Utilities are free.
  Phone, cable, internet: $ 120.00
  Food, entertainment: $ 0
  Clothing, household expenses $
  Credit cards and other loans: ($ 1,505.47 prosper) ($ 4,520 Car loan)
  Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I would love to pay this back in full within a few months... but practically speaking, it is my sincere hope to have this loan paid back no later than 1 year! After this loan, I will be working towards paying off both loans I have with Prosper as well as my car loan, then I will 100 % debt free! (Aug-07-2009)
Q: You have had 7 delinquencies in your credit report. Can you please explain? Thanks! - maga
A: As I have not seen my credit report, I cannot answer that question. To the best of my knowledge there should only be 1 delinquency from when I had a Credit Card which was maxed out but later paid off! I have 1 loan with Prosper already, which has been paid on time every time for the past year, and a new car loan which is current also! I hope this helps to answer your question. (Aug-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$100.00$100.007/30/2009 12:22:41 PM
rakey$25.00$25.007/31/2009 6:05:23 AM
Dave_Cashflow$100.00$100.007/31/2009 7:32:27 AM
jules3304$25.00$25.007/31/2009 1:09:04 PM
doubls$25.00$25.007/31/2009 8:00:21 PM
Pintu_Desai$25.00$25.008/1/2009 12:01:12 PM
boodo$100.00$100.008/5/2009 6:25:16 AM
joebob78$50.00$50.008/5/2009 6:52:30 AM
thatguyoverseas$25.00$25.008/6/2009 3:03:01 AM
verblender$50.00$50.008/6/2009 8:00:08 AM
getreadyloans$50.00$50.008/6/2009 6:28:13 PM
dfl$50.00$50.008/7/2009 7:16:57 AM
tjone69$100.00$10.008/7/2009 8:39:26 AM
Kqwik$100.00$100.008/7/2009 12:25:05 PM
MrRooster101$50.00$50.008/7/2009 11:24:39 PM
tcbmc$50.00$50.008/8/2009 11:55:47 AM
Wyatte$75.00$75.008/8/2009 4:50:01 PM
drkhelmet$50.00$50.008/8/2009 10:31:43 AM
scooter65$40.00$40.008/8/2009 10:17:37 PM
19 bids
 
Borrower Payment Dependent Notes Series 418127
This series of Notes was issued and sold upon the funding of the borrower loan #38204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Auction start date:  Jul-27-2009 
Term: 36 months Estimated loss: 5.0% Auction end date:  Aug-10-2009 
 
Starting lender yield: 15.97% Starting borrower rate/APR: 16.97% / 19.17% Starting monthly payment: $427.65
Final lender yield: 12.95% Final borrower rate/APR: 13.95% / 16.11% Final monthly payment: $409.84
 
Auction yield range: 6.23% - 15.97% Estimated loss impact: 5.22%  
Lender servicing fee: 1.00% Estimated return: 7.73%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Jun-1994 Debt/Income ratio: 18%
Credit score: 740-760 (Jul-2009) Current / open credit lines: 10 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 21Length of status:2y 1m
Amount delinquent: $0 Revolving credit balance: $23,102 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 39%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: truth-prairie Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
This loan will be used to pay off a credit card that I used to support me and my daughter during my divorce. 

My financial situation:
I am a good candidate for this loan because I can afford to pay more than the minimum on my credit card every month, but I HATE paying the credit card company interest. I'd rather pay the interest to an individual investor than to a company that is asking taxpayers for a bailout. 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How much is your rent? - Finspons
A: Hello Finspons, Thank you for your interest. My total share of the household expenses, including utilities and portion of the mortgage, is approximately $800 per month. (Jul-30-2009)
Q: Can you provide an estimate of remaining divorce related costs? - Finspons
A: Hi Finspons, Including this debt, I have approximately $22,000 in divorce-related debt. Thank you for your interest. I hope this helps. (Jul-30-2009)
Q: What are your current credit card rates and balances? - Finspons
A: Hello again, I have one credit card at approximately 7.5% interest. This one has a balance of approximately $8K. I have a second card at 3.99% interest. That card has approximately $2K. (Jul-30-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
zaxsan$25.00$25.007/27/2009 12:57:28 PM
rmachi$25.00$25.007/27/2009 12:57:39 PM
TennSquire$25.00$25.007/27/2009 12:57:58 PM
gilbow$25.00$25.007/27/2009 12:58:13 PM
larrybird$250.00$250.007/27/2009 12:58:17 PM
kegs$250.00$250.007/27/2009 12:58:21 PM
unclejaef$25.00$25.007/27/2009 12:57:30 PM
888168$25.00$25.007/27/2009 12:58:45 PM
tlp43$25.00$25.007/27/2009 12:57:38 PM
Trojan1976$25.00$25.007/27/2009 12:59:04 PM
beyondmanagement$25.00$25.007/27/2009 12:59:25 PM
Josta$50.00$50.007/27/2009 12:59:40 PM
Champpilot$50.00$50.007/27/2009 12:59:46 PM
GMPK_TLAS$45.00$45.007/27/2009 12:59:58 PM
Artist_Blue$25.00$25.007/27/2009 12:58:58 PM
keeks$25.00$25.007/27/2009 1:00:24 PM
Weaverville$75.00$75.007/27/2009 12:59:15 PM
GElender$50.00$50.007/27/2009 12:59:20 PM
skibum65$50.00$50.007/27/2009 1:00:44 PM
ribbles$50.00$50.007/27/2009 1:00:04 PM
PHI4308$25.00$25.007/27/2009 1:00:10 PM
kyxysyx$50.00$50.007/27/2009 1:00:28 PM
Aquani$50.00$50.007/27/2009 1:00:34 PM
zeelender$25.00$25.007/27/2009 1:00:38 PM
mmckune$25.00$25.007/27/2009 1:00:50 PM
incbx$25.00$25.007/27/2009 1:01:05 PM
nodrivelpls$25.00$25.007/27/2009 1:01:52 PM
jbarron$25.00$25.007/27/2009 1:01:55 PM
RusRobo$25.00$25.007/27/2009 1:02:04 PM
lagnisiruk$25.00$25.007/27/2009 12:57:16 PM
PalmTreeIsland$50.00$50.007/27/2009 1:01:26 PM
money2k$25.00$25.007/27/2009 12:57:21 PM
puifais$25.00$25.007/27/2009 12:57:23 PM
rjleves$25.00$25.007/27/2009 1:02:27 PM
sloan$25.00$25.007/27/2009 1:02:35 PM
SNH$25.00$25.007/27/2009 12:58:32 PM
figs4u2$200.00$200.007/27/2009 12:58:39 PM
ualf$50.00$50.007/27/2009 12:58:53 PM
pensacolaborn$25.00$25.007/27/2009 1:03:30 PM
theopposites$25.00$25.007/27/2009 1:03:38 PM
don8ter$25.00$25.007/27/2009 12:59:30 PM
d_grbg$35.00$35.007/27/2009 1:03:19 PM
fireboss$100.00$100.007/27/2009 1:04:25 PM
member874$25.00$25.007/27/2009 1:04:37 PM
Penny$50.00$50.007/27/2009 1:03:43 PM
wwwUniversal$25.00$25.007/27/2009 1:00:32 PM
leftcoast52$25.00$25.007/27/2009 1:01:02 PM
hopethisworks$50.00$50.007/27/2009 1:01:32 PM
Credit2Prosper$50.00$50.007/27/2009 1:02:14 PM
SafeSaxa$25.00$25.007/27/2009 1:02:38 PM
52digital$25.00$25.007/27/2009 1:02:52 PM
fortytwo$70.00$70.007/27/2009 1:02:53 PM
chkrvrty$25.00$25.007/27/2009 1:04:07 PM
ChuckChedda$25.00$25.007/27/2009 1:04:09 PM
windfall46$25.00$25.007/27/2009 1:04:18 PM
mydreamsagain$50.04$50.047/27/2009 5:22:27 PM
YogaDude34$31.69$31.697/27/2009 6:16:45 PM
LordKinbote$25.00$25.007/27/2009 9:01:41 PM
plentiful-reward$25.00$25.007/27/2009 9:41:48 PM
ah-long$25.00$25.007/28/2009 3:12:37 AM
NATIVEBORN$40.23$40.237/28/2009 6:51:43 AM
Cthulu$25.00$25.007/28/2009 7:01:55 AM
nicklds$25.00$25.007/28/2009 10:07:10 AM
ibuystk$50.00$50.007/28/2009 9:34:53 AM
oldmora$25.00$25.007/28/2009 11:52:20 AM
julijask$25.00$25.007/28/2009 12:07:20 PM
zrohmm$25.00$25.007/28/2009 12:23:06 PM
justinle$25.00$25.007/28/2009 12:32:16 PM
the-profit-oracle$25.00$25.007/28/2009 12:41:31 PM
decisive-capital$50.00$50.007/28/2009 1:41:56 PM
anton$25.00$25.007/28/2009 4:41:36 PM
cyberie21$40.00$40.007/28/2009 4:31:41 PM
Cre8iveCash$25.00$25.007/28/2009 5:38:46 PM
Panitza$100.00$100.007/28/2009 5:47:42 PM
Tauri$25.00$25.007/28/2009 8:01:32 PM
jldallover$39.23$39.237/28/2009 8:11:32 PM
skiberdad$50.00$50.007/28/2009 8:21:59 PM
MrDavid$25.00$25.007/28/2009 6:47:47 PM
theRabbi$25.00$25.007/28/2009 10:51:37 PM
Oryx22$25.00$25.007/28/2009 11:31:49 PM
loiosh$25.00$25.007/29/2009 2:51:35 AM
Ryman81580$25.00$25.007/29/2009 5:07:23 AM
money-expert$50.00$50.007/29/2009 5:07:24 AM
gravbox$25.00$25.007/28/2009 11:12:04 PM
wings2fly$25.00$25.007/29/2009 8:32:02 AM
elated-justice$25.00$25.007/29/2009 8:48:30 AM
aader$25.00$25.007/29/2009 8:51:34 AM
p2ploan-battalion509$48.84$48.847/29/2009 5:08:39 AM
bigdogsafety1$31.76$31.767/29/2009 9:16:32 AM
fizwahh$30.00$30.007/29/2009 7:02:26 AM
LibbyZ$42.40$42.407/29/2009 8:01:43 AM
kaykarun$25.00$25.007/29/2009 10:56:40 AM
02bob$25.00$25.007/29/2009 11:36:47 AM
Breakfast_Gypsy$25.00$25.007/29/2009 12:13:52 PM
sail120$25.00$25.007/29/2009 12:03:05 PM
Sixmil$25.00$25.007/29/2009 9:37:02 AM
Veloce$25.00$25.007/29/2009 12:36:37 PM
PatRichi$25.00$25.007/29/2009 3:47:28 PM
crazycool$35.00$35.007/29/2009 2:42:51 PM
pksfunds$33.96$33.967/29/2009 4:01:32 PM
DadWarbucks$50.00$50.007/29/2009 1:16:58 PM
mpactlender$25.00$25.007/29/2009 6:31:30 PM
AdamClemSC$25.00$25.007/29/2009 5:06:54 PM
dunedin$25.00$25.007/29/2009 7:06:30 PM
Cubsfan07$25.00$25.007/29/2009 9:01:53 PM
bazzer$25.00$25.007/29/2009 10:21:42 PM
Haydendover$25.00$25.007/29/2009 9:01:55 PM
RationalWorld$25.00$25.007/29/2009 11:56:51 PM
James_and_Tracy$25.00$25.007/30/2009 12:37:06 AM
Carpetkid$25.00$25.007/30/2009 5:36:35 AM
chlebie$25.00$25.007/30/2009 6:06:32 AM
bulabula$25.00$25.007/30/2009 9:26:33 AM
Tavita$25.00$25.007/30/2009 8:02:02 AM
red-sublime-return$25.00$25.007/30/2009 9:32:04 AM
namisguy$25.00$25.007/30/2009 10:02:20 AM
salala$25.00$25.007/30/2009 2:52:09 AM
ohnezweck$25.00$25.007/30/2009 5:36:39 AM
Logan7$25.00$25.007/30/2009 7:06:36 AM
cropdust3r$25.00$25.007/30/2009 11:11:41 AM
Cbgator$25.00$25.007/30/2009 11:26:53 AM
brazilofmux$100.00$100.007/30/2009 11:32:37 AM
gdbanks$25.00$25.007/30/2009 1:11:44 PM
ahalls$25.00$25.007/30/2009 10:02:23 AM
mathprof$25.00$25.007/30/2009 10:17:53 AM
alverado$44.43$44.437/30/2009 1:41:34 PM
Superc0ld$29.01$29.017/30/2009 1:41:36 PM
BayShell$40.00$40.007/30/2009 3:30:40 PM
pbo922$25.00$25.007/30/2009 2:47:00 PM
funtwosay$25.00$25.007/30/2009 2:57:17 PM
hrubinst$25.00$25.007/30/2009 3:37:52 PM
IceFisherman$50.00$50.007/30/2009 3:13:04 PM
MBIntl$25.00$25.007/30/2009 3:37:47 PM
scoobiedoo$25.00$25.007/30/2009 6:36:41 PM
dspmn$25.00$25.007/30/2009 4:21:40 PM
orangemutt$25.00$25.007/31/2009 6:22:24 AM
econgineer$50.00$50.007/31/2009 6:23:41 AM
grf1945$25.00$25.007/31/2009 9:01:03 AM
wise-silver-wonder$25.00$25.007/31/2009 9:30:50 AM
bankofkarl$25.00$25.007/31/2009 9:32:29 AM
wild_carrot$25.00$25.007/31/2009 9:40:16 AM
treasure-generator$25.00$25.007/31/2009 9:34:23 AM
scottr$25.00$25.007/31/2009 10:18:33 AM
fund-virtuoso$25.00$25.007/31/2009 10:25:45 AM
spyro$25.00$25.007/31/2009 10:26:08 AM
caipira$25.00$25.007/31/2009 10:10:10 AM
geniusj$25.00$25.007/31/2009 10:47:36 AM
misstdoe$25.00$25.007/31/2009 11:25:33 AM
thedreamer$25.00$25.007/31/2009 11:15:17 AM
the-silver-blaster$40.00$40.007/31/2009 11:15:34 AM
MidnightBank$25.00$25.007/31/2009 12:15:33 PM
money73$25.00$25.007/31/2009 12:30:28 PM
cingular$25.00$25.007/31/2009 1:01:52 PM
help_each_other$25.00$25.007/31/2009 3:56:37 PM
yield-lion$25.00$25.007/31/2009 4:00:29 PM
geemel$25.00$25.007/31/2009 4:11:31 PM
feedpaulyfaster$25.00$25.007/31/2009 4:26:42 PM
Rips$25.00$25.007/31/2009 4:52:09 PM
zento$25.00$25.007/31/2009 4:30:12 PM
linklady$25.00$25.007/31/2009 5:15:05 PM
EricLender$25.00$25.007/31/2009 5:15:34 PM
CaboWaboRobo$25.00$25.007/31/2009 5:15:35 PM
Quetz$25.00$25.007/31/2009 5:15:42 PM
Westsider$25.00$25.007/31/2009 5:15:46 PM
somebody32$25.00$25.007/31/2009 5:15:17 PM
spike16$25.00$25.007/31/2009 5:15:48 PM
Ilikupono$38.84$38.847/31/2009 5:15:56 PM
apetrock$50.00$50.007/31/2009 5:16:42 PM
BusyAgent$25.00$25.007/31/2009 5:15:02 PM
Hexnut$25.00$25.007/31/2009 5:15:33 PM
LenderByDay$25.00$25.007/31/2009 5:18:05 PM
lostontheedge$25.00$25.007/31/2009 5:21:27 PM
takabanana$25.00$25.007/31/2009 5:23:56 PM
norcalsv$50.00$50.007/31/2009 5:36:31 PM
money-shaker$25.00$25.007/31/2009 7:30:32 PM
JohnSmith10$25.00$25.007/31/2009 8:35:28 PM
draggon77$25.00$25.007/31/2009 8:35:26 PM
GRI$50.00$50.007/31/2009 11:00:14 PM
skuba$25.00$25.008/1/2009 6:26:40 AM
jstefans$25.00$25.008/1/2009 10:25:19 AM
mizount$25.00$25.008/1/2009 10:15:52 AM
JCMC$25.00$25.008/1/2009 3:13:43 PM
quintilian$25.00$25.008/1/2009 7:26:30 PM
witty-compassion$25.00$25.008/1/2009 11:11:05 PM
slojudy$25.00$25.008/1/2009 8:55:12 PM
jecm27$25.00$25.008/1/2009 11:10:48 PM
gotyourgear$25.00$25.008/1/2009 11:12:01 PM
Vacs4u$25.00$25.008/1/2009 11:10:44 PM
AKJagMan$25.00$25.008/1/2009 11:10:57 PM
vkm2000$25.00$25.008/1/2009 11:11:00 PM
Ballard$25.00$25.008/1/2009 11:13:48 PM
HibbyD$30.00$30.008/1/2009 11:12:00 PM
wirelessmoney$25.00$25.008/1/2009 11:12:51 PM
tillit$25.00$25.008/1/2009 11:15:23 PM
easylender$25.00$25.008/1/2009 11:15:27 PM
xyzkid3$41.80$41.808/1/2009 11:13:34 PM
IP$50.00$50.008/1/2009 11:13:37 PM
augsdad$25.00$25.008/1/2009 11:14:08 PM
mc81$25.00$25.008/1/2009 11:15:22 PM
xphile$25.00$25.008/1/2009 11:15:21 PM
jbadawg1017$25.00$25.008/1/2009 11:15:42 PM
KHU2-B$25.00$25.008/1/2009 11:45:13 PM
guaton$25.00$25.008/2/2009 7:05:59 AM
mollybosco$50.00$50.008/2/2009 7:07:11 AM
Warwick$25.00$25.008/2/2009 7:07:26 AM
PaulW$25.00$25.008/2/2009 7:06:22 AM
shawnw2$25.00$25.008/2/2009 7:08:02 AM
glalat$25.00$25.008/2/2009 7:07:28 AM
dmitrk$25.00$25.008/2/2009 7:07:50 AM
slyder61$25.00$25.008/2/2009 7:08:07 AM
brooklynjoe$25.00$25.008/2/2009 7:08:11 AM
tomxnsn$25.00$25.008/2/2009 7:08:21 AM
manyhappydogs$50.00$50.008/2/2009 7:08:32 AM
AndersenWatcher$25.00$25.008/2/2009 2:30:33 PM
divedude$25.00$25.008/2/2009 9:56:24 PM
DrStaff$30.00$30.008/2/2009 9:57:39 PM
PLending$50.00$50.008/2/2009 9:57:42 PM
derec$25.00$25.008/2/2009 9:57:45 PM
mahjongslave$50.00$50.008/2/2009 9:58:12 PM
newton77$25.00$25.008/2/2009 9:56:08 PM
midde551$25.00$25.008/2/2009 9:57:31 PM
Marsue$25.00$25.008/2/2009 9:57:39 PM
taylor883$25.00$25.008/2/2009 9:59:29 PM
hons2000$25.00$25.008/2/2009 9:59:32 PM
carlover$25.00$25.008/2/2009 9:59:34 PM
compassion-paladin042$25.00$25.008/2/2009 9:59:01 PM
Nedly$28.96$28.968/2/2009 9:59:41 PM
Microfinancer$25.00$25.008/2/2009 9:59:21 PM
wdfraser$25.00$25.008/2/2009 9:59:49 PM
drtexican$34.54$34.548/2/2009 9:59:53 PM
L-vex$25.00$25.008/2/2009 9:59:27 PM
goldeneye777$25.00$25.008/2/2009 9:59:35 PM
Zubo$25.00$25.008/2/2009 9:59:39 PM
repaintandrepair$25.00$25.008/2/2009 10:00:19 PM
skistud66$25.00$25.008/2/2009 10:00:35 PM
kumpa2u$25.00$25.008/2/2009 9:59:02 PM
hermosaloan$25.00$25.008/2/2009 9:59:49 PM
jfd287$25.00$25.008/2/2009 9:59:51 PM
jameskdean$25.00$25.008/2/2009 10:00:41 PM
bharosa$25.00$25.008/2/2009 9:59:18 PM
Boxhead$25.00$25.008/2/2009 10:00:08 PM
WorldlyWorker$25.00$25.008/2/2009 10:00:58 PM
Brain_m$50.00$50.008/2/2009 10:01:02 PM
PAID-IN-FULL$25.00$25.008/2/2009 9:59:28 PM
Westerly$50.00$50.008/2/2009 10:01:05 PM
Emberfox$25.00$25.008/2/2009 9:59:36 PM
monticello$49.24$49.248/2/2009 9:59:40 PM
SeattleAngel$25.00$25.008/2/2009 9:59:45 PM
TEAM-Jasper$50.00$50.008/2/2009 10:00:47 PM
Hartfelt$40.00$40.008/2/2009 10:01:15 PM
pischkoa$25.00$25.008/2/2009 9:59:52 PM
urbanMisfit$25.00$25.008/2/2009 10:01:18 PM
hanuman77$50.00$50.008/2/2009 9:59:54 PM
crankur$25.00$25.008/2/2009 10:00:55 PM
Joon$25.00$25.008/2/2009 10:01:20 PM
papaman$25.00$25.008/2/2009 10:01:07 PM
ILoveSushi$25.00$25.008/2/2009 10:01:26 PM
dashawn$25.00$25.008/2/2009 10:00:05 PM
roxon$25.00$25.008/2/2009 10:01:11 PM
Central_States_Mutual$25.00$25.008/2/2009 10:01:29 PM
Mymoney4loan$25.00$25.008/2/2009 10:01:16 PM
hste_llc$25.00$25.008/2/2009 10:00:31 PM
shortstop21$25.00$25.008/2/2009 10:01:19 PM
twohorn$25.00$25.008/2/2009 10:01:37 PM
tornandfrayed$25.00$25.008/2/2009 10:00:32 PM
BenBernanke$25.00$25.008/2/2009 10:01:26 PM
TCR3$50.00$50.008/2/2009 10:00:48 PM
lepolgr$50.00$50.008/2/2009 10:01:30 PM
Futurero$25.00$25.008/2/2009 10:00:56 PM
LenderOnWheels$25.00$25.008/2/2009 10:01:17 PM
bailey1223$25.00$25.008/2/2009 10:02:10 PM
vacation-funding$25.00$25.008/2/2009 10:01:19 PM
Fahrquar$25.00$25.008/2/2009 10:02:14 PM
DonkeyRider$25.00$25.008/2/2009 10:02:24 PM
oodkim84oo$40.00$40.008/2/2009 10:02:07 PM
loantigger$25.00$25.008/2/2009 10:01:50 PM
Herluftrolle$25.00$25.008/2/2009 10:02:11 PM
utukxul$25.00$25.008/2/2009 10:02:15 PM
GreenHill$25.00$25.008/2/2009 10:01:57 PM
abuyama22$25.00$25.008/2/2009 10:02:00 PM
JMJIluss$25.00$25.008/2/2009 10:02:09 PM
ramsbladder$25.00$25.008/2/2009 10:03:13 PM
Zipline$25.00$25.008/2/2009 10:02:12 PM
rcflick$25.00$25.008/2/2009 10:03:18 PM
BrooklynJim$25.00$25.008/2/2009 10:02:46 PM
madpinto21$34.08$34.088/2/2009 10:02:42 PM
Adam_00$50.00$50.008/2/2009 10:02:47 PM
leemic$25.00$25.008/2/2009 10:02:50 PM
travel_professional$25.00$25.008/2/2009 11:31:00 PM
Orringo$25.00$25.008/2/2009 11:30:58 PM
KennyKneivel$25.00$25.008/2/2009 10:03:25 PM
wbahl$25.00$25.008/3/2009 1:05:20 AM
mizunoman$25.00$25.008/3/2009 1:47:19 AM
millipotski$25.00$25.008/2/2009 11:30:59 PM
Sofar$25.00$25.008/3/2009 1:48:51 AM
jpmusic$25.00$25.008/3/2009 1:48:53 AM
seattleslug$25.00$25.008/3/2009 1:47:22 AM
RainbowEnd$25.00$25.008/3/2009 6:30:24 AM
JazzFranchise$25.00$25.008/3/2009 1:48:55 AM
bxdoc$25.00$25.008/3/2009 2:17:13 AM
SouthCoast$25.00$25.008/3/2009 6:05:17 AM
zxw$48.23$48.238/3/2009 3:17:43 AM
webclimber$25.00$25.008/3/2009 6:47:14 AM
dannyboy_997$25.00$25.008/3/2009 6:47:20 AM
titaniumtommy$25.00$25.008/3/2009 6:30:27 AM
mbwillma$25.00$25.008/3/2009 6:47:17 AM
Goat$26.20$26.208/3/2009 6:47:21 AM
FecundFinancier$25.00$25.008/3/2009 6:22:32 AM
Picopie$43.80$43.808/3/2009 6:30:22 AM
ElChico124$25.00$25.008/3/2009 6:40:14 AM
j2swift$25.00$25.008/3/2009 8:05:24 AM
skidoo99$25.00$25.008/3/2009 6:46:15 AM
TURNTEX75$25.00$25.008/3/2009 6:47:19 AM
Residuum$25.00$25.008/3/2009 6:47:21 AM
mrfixerupper$25.00$25.008/3/2009 9:25:22 AM
Thunderswan$25.00$25.008/3/2009 9:25:23 AM
businessguy29$25.00$25.008/3/2009 9:32:44 AM
Abydos$25.00$25.008/3/2009 10:35:37 AM
smallfry$25.00$25.008/3/2009 10:26:03 AM
bsh297$25.00$25.008/3/2009 10:40:15 AM
bradania$25.00$19.688/3/2009 10:40:18 AM
VentureExplorer$25.00$25.008/3/2009 10:31:45 AM
KiwiElf$50.00$50.008/3/2009 10:30:50 AM
orindalender$25.00$25.008/3/2009 10:31:39 AM
pureprofit$100.00$100.008/3/2009 1:56:21 PM
koyote$100.00$100.008/3/2009 3:05:16 PM
twjh$25.00$25.008/3/2009 4:33:03 PM
seineil$50.00$50.008/4/2009 3:04:29 AM
Syzygy$25.00$25.008/4/2009 2:08:38 PM
ManhattanLender$25.00$25.008/5/2009 4:00:28 PM
Peacepower$49.97$49.978/5/2009 4:56:25 PM
briggsy4$25.00$25.008/5/2009 9:35:16 PM
colorunner$25.00$25.008/6/2009 10:20:16 AM
Cherrypicker$50.00$50.008/6/2009 12:38:34 PM
Kelor99$25.00$25.008/6/2009 8:03:25 PM
statistics$50.00$50.008/7/2009 6:43:53 AM
roboflare$63.48$63.488/7/2009 8:19:58 AM
MrCoffee$50.00$50.008/7/2009 8:14:35 AM
longisland47m$25.00$25.008/7/2009 11:13:45 AM
Oakland$50.00$50.008/7/2009 6:10:59 PM
BradyKP$50.00$50.008/8/2009 12:45:14 AM
the-owner$25.00$25.008/8/2009 1:11:07 AM
maga$100.00$100.008/8/2009 3:46:19 PM
gustavholstopus32$25.00$25.008/8/2009 8:49:58 PM
Loan_shark718$50.00$50.008/9/2009 8:21:41 AM
nasdaq87$50.00$50.008/8/2009 8:04:41 PM
yu-rik$25.00$25.008/9/2009 11:56:08 AM
SuperInvestor82$25.00$25.008/9/2009 5:33:53 PM
HomerdohNY$25.00$25.008/9/2009 6:02:58 PM
buckyhead2000$25.00$25.008/10/2009 1:01:19 AM
yu-rik$25.00$25.008/10/2009 4:11:15 AM
Snoopylover$25.00$25.008/10/2009 6:05:21 AM
BuffetRocks$100.00$100.008/9/2009 11:14:04 PM
dsav607$104.59$104.598/10/2009 5:00:02 AM
MoneyForNothing$25.00$25.008/10/2009 6:38:02 AM
BradyKP$50.00$50.008/10/2009 8:53:24 AM
massuot$25.00$25.008/10/2009 8:34:09 AM
yu-rik$25.00$25.008/10/2009 8:00:45 AM
Joeburly$25.00$25.008/10/2009 10:46:00 AM
bobnewt$50.00$50.008/10/2009 12:52:20 PM
Sven79$50.00$50.008/10/2009 11:36:24 AM
gdbls$50.00$50.008/10/2009 12:25:06 PM
BlueProteus$25.00$25.008/10/2009 12:35:47 PM
362 bids
 
Borrower Payment Dependent Notes Series 418134
This series of Notes was issued and sold upon the funding of the borrower loan #38226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Auction start date:  Jul-27-2009 
Term: 36 months Estimated loss: 2.1% Auction end date:  Aug-10-2009 
 
Starting lender yield: 9.00% Starting borrower rate/APR: 10.00% / 12.11% Starting monthly payment: $177.47
Final lender yield: 8.95% Final borrower rate/APR: 9.95% / 12.06% Final monthly payment: $177.34
 
Auction yield range: 4.23% - 9.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1999 Debt/Income ratio: 7%
Credit score: 780-800 (Jul-2009) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:2y 9m
Amount delinquent: $0 Revolving credit balance: $4,993 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 3%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Bucket219 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Dream Ring
Purpose of loan:
This loan will be used to buy an engagement ring for my girlfriend.  With this loan, I will be able to afford to purchase the ring for cash without any financing.  With the no-financing option, the jeweler will give me a substantial discount on my purchase (approximately 10%) which we can apply towards wedding expenses.

My financial situation:
I am a good candidate for this loan because I have a strong, stable income, a good credit history, and a firm commitment to minimizing expenses.  My estimated monthly cash flow is as follows:  

Monthly Income (after-tax)  - $4,200  

Expenses
Rent                 - $1,075
Utilities             - $275
Auto                 - $380
Insurance          - $105
Groceries          - $250
Student Loan     - $165  
Total Expenses                  - $2,250  

Monthly Disposable Income - $1,950 (Monthly Income less Monthly Expenses)

If you have any questions, please ask me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
krishopper$25.00$25.007/27/2009 1:00:18 PM
Sid-K$50.00$50.007/27/2009 1:00:55 PM
bchen78875$50.00$50.007/27/2009 1:01:10 PM
DukSerduk$25.00$25.007/27/2009 1:01:44 PM
rjleves$25.00$25.007/27/2009 1:01:49 PM
Avala$25.00$25.007/27/2009 1:01:14 PM
tallcoolone$25.00$25.007/27/2009 1:02:01 PM
kegs$124.86$124.867/27/2009 1:03:10 PM
888168$50.00$50.007/27/2009 12:59:09 PM
fortytwo$125.00$125.007/27/2009 1:02:59 PM
lagnisiruk$25.00$25.007/27/2009 12:59:44 PM
Artist_Blue$25.00$25.007/27/2009 1:03:22 PM
sas19$25.00$25.007/27/2009 1:00:47 PM
truth-companion$25.00$25.007/27/2009 1:07:05 PM
Syzygy$25.00$25.007/27/2009 1:01:00 PM
abuyama22$25.00$25.007/27/2009 1:04:30 PM
totoro$25.00$25.007/27/2009 1:01:38 PM
kyomoon$100.00$100.007/27/2009 1:02:09 PM
thegreatone$25.00$25.007/27/2009 1:03:17 PM
larrybird$38.32$38.327/27/2009 2:06:38 PM
gdbanks$25.00$25.007/28/2009 7:12:07 AM
market-assembler$25.00$25.007/28/2009 11:06:56 AM
elated-justice$25.00$25.007/28/2009 10:07:20 AM
cyberie21$40.00$40.007/28/2009 4:33:00 PM
anton$25.00$25.007/28/2009 5:33:29 PM
puifais$25.00$25.007/28/2009 5:47:46 PM
financelover$25.00$25.007/28/2009 5:49:30 PM
keyfig$25.00$25.007/28/2009 5:47:40 PM
yenom$25.00$25.007/28/2009 5:51:46 PM
windfall46$25.00$25.007/28/2009 9:12:48 PM
kulender$100.00$100.007/28/2009 7:58:34 PM
eyal0$25.00$25.007/29/2009 6:36:33 AM
greenback-floret$25.00$25.007/29/2009 9:32:16 AM
Theboof$25.00$25.007/29/2009 9:32:51 AM
Veloce$25.00$25.007/29/2009 12:27:36 PM
orangemutt$25.00$25.007/29/2009 9:58:15 PM
The-Lighthouse-Group$25.00$25.007/30/2009 5:17:51 AM
mathprof$25.00$25.007/30/2009 10:17:25 AM
kenji4861$25.99$25.997/30/2009 1:03:50 PM
unger$100.00$100.007/30/2009 4:51:10 PM
GElender$50.00$50.007/31/2009 6:22:10 AM
sisepuede$25.00$25.007/31/2009 9:32:07 AM
zhiguli$50.00$50.007/31/2009 12:05:20 PM
dfiam$25.00$25.007/31/2009 12:30:25 PM
a-harmonious-deal$25.00$25.007/31/2009 1:20:16 PM
kfi805$90.00$90.007/31/2009 1:33:17 PM
DonaldColorado$70.00$70.007/31/2009 3:44:29 PM
curious166$50.00$50.007/31/2009 6:09:51 PM
the-silver-blaster$25.00$25.007/31/2009 6:01:33 PM
Rips$25.00$25.008/1/2009 6:26:31 AM
skuba$50.00$50.008/1/2009 11:50:32 PM
the-profit-oracle$25.00$23.318/2/2009 11:15:35 AM
outofoffice$50.00$50.008/3/2009 9:09:42 AM
hope-eagle6$25.00$25.008/3/2009 9:30:47 AM
slartibardfast$30.00$30.008/3/2009 10:21:45 AM
unclejaef$25.00$25.008/3/2009 11:25:50 AM
SQUISHEE_JELLO$25.00$25.008/3/2009 1:09:00 PM
atlgator$25.00$25.008/3/2009 3:00:12 PM
cash-sensai2$25.00$25.008/3/2009 3:00:25 PM
Snoopylover$25.00$25.008/3/2009 5:05:42 PM
RoyFauntleroy$25.00$25.008/3/2009 5:10:39 PM
red-sublime-return$25.00$25.008/3/2009 5:10:52 PM
mrzz$25.00$25.008/3/2009 5:39:18 PM
cheng$25.00$25.008/3/2009 5:43:13 PM
ChristopherHS$25.00$25.008/3/2009 6:00:04 PM
TheRiver08$25.00$25.008/3/2009 10:15:34 PM
virtualbank$25.00$25.008/4/2009 8:12:12 AM
imyorleadr$25.00$25.008/4/2009 9:24:00 AM
Brklyn01$50.00$50.008/4/2009 8:31:10 AM
MrDavid$42.16$42.168/4/2009 12:10:13 PM
GAOGERAM_BANK$25.00$25.008/4/2009 1:10:30 PM
mizount$25.00$25.008/4/2009 10:47:40 AM
gilbow$25.00$25.008/4/2009 2:15:27 PM
JJS180$25.00$25.008/4/2009 2:32:16 PM
juiceman818$25.00$25.008/4/2009 5:31:11 PM
Dollars4Rent$25.00$25.008/4/2009 7:36:24 PM
thedoctor$25.00$25.008/4/2009 8:16:02 PM
aajwm$37.33$37.338/4/2009 8:16:12 PM
dumbass$25.00$25.008/4/2009 8:17:41 PM
BoutYeBank$25.00$25.008/4/2009 8:20:35 PM
Jassi$50.00$50.008/4/2009 7:00:16 PM
bowdish1$50.00$50.008/4/2009 8:21:58 PM
tylerfd$25.00$25.008/4/2009 9:01:07 PM
deepventures$25.00$25.008/4/2009 9:05:12 PM
incbx$38.02$38.028/4/2009 8:25:12 PM
OLYVRC$25.00$25.008/5/2009 2:20:21 AM
jblack01$25.00$25.008/5/2009 8:55:09 AM
grf1945$25.00$25.008/5/2009 9:19:27 AM
sloak$25.00$25.008/5/2009 9:20:45 AM
zento$25.00$25.008/5/2009 7:50:13 AM
help_each_other$25.00$25.008/5/2009 10:55:22 AM
TJ-Financial-Group$26.49$26.498/5/2009 11:01:55 AM
palpbert$25.00$25.008/5/2009 4:07:12 PM
durable-trade$25.00$25.008/5/2009 4:23:36 PM
jfd287$25.00$25.008/5/2009 4:24:23 PM
NATIVEBORN$50.00$50.008/5/2009 4:25:20 PM
Sigonio$25.00$25.008/5/2009 4:25:31 PM
cny_loans$25.00$25.008/5/2009 4:27:09 PM
aesop$25.00$25.008/5/2009 4:27:40 PM
sparky1129$25.00$25.008/5/2009 4:28:09 PM
authentic-deal8$25.00$25.008/5/2009 4:23:50 PM
khamen$25.00$25.008/5/2009 10:18:58 PM
USMC0311$25.00$25.008/6/2009 9:57:45 AM
gravbox$25.00$25.008/6/2009 9:58:04 AM
kaykarun$50.00$50.008/6/2009 9:58:18 AM
bigdogsafety1$50.00$50.008/6/2009 9:58:40 AM
AndersenWatcher$25.00$25.008/6/2009 11:05:26 AM
FecundFinancier$25.00$25.008/6/2009 9:57:42 AM
Castellan$25.00$25.008/6/2009 9:58:21 AM
Octavian315$50.00$50.008/6/2009 9:58:39 AM
Backdown$50.00$50.008/6/2009 12:01:08 PM
rulender$50.00$50.008/6/2009 10:01:37 AM
Sixmil$25.00$25.008/6/2009 11:05:33 AM
square_panda$25.00$25.008/6/2009 1:02:42 PM
busyguy07$25.00$25.008/6/2009 1:48:12 PM
Digs$25.00$25.008/6/2009 1:56:49 PM
Castelj$25.00$25.008/6/2009 4:02:39 PM
myrddraal$25.00$25.008/6/2009 11:48:44 PM
aislinnn$25.00$25.008/7/2009 4:33:31 AM
actl$25.00$25.008/7/2009 9:47:43 AM
calkidd05$25.00$25.008/7/2009 10:46:30 AM
planky$50.00$50.008/7/2009 12:38:00 PM
Jynxie$45.94$45.948/7/2009 1:45:20 PM
simms2k$25.00$25.008/8/2009 8:53:21 AM
hunterMG$50.00$50.008/8/2009 8:57:49 AM
jlendog$50.00$50.008/8/2009 3:20:09 PM
MCFinance27$25.00$25.008/8/2009 5:53:40 PM
gustavholstopus32$25.00$25.008/8/2009 8:53:10 PM
power-cell$50.00$50.008/9/2009 8:02:39 AM
GaryEsq$25.00$25.008/8/2009 8:00:52 PM
carmat60$25.00$25.008/9/2009 12:45:59 AM
Rob717171$150.00$150.008/9/2009 9:07:33 AM
Mosimo$50.00$50.008/9/2009 8:38:39 AM
memoe$25.00$25.008/9/2009 3:56:08 PM
CA_Lender$25.00$25.008/9/2009 9:07:12 PM
OoM$25.00$25.008/9/2009 10:45:39 PM
PFAdvisors$25.00$25.008/10/2009 7:37:20 AM
Kash2010lu$25.00$25.008/9/2009 10:40:33 PM
sab$25.00$25.008/10/2009 6:34:38 AM
JerryB96$25.00$25.008/10/2009 7:42:38 AM
Charmart$25.00$25.008/10/2009 2:47:36 AM
wild_carrot$25.00$25.008/10/2009 7:40:24 AM
xyzlmno$25.00$25.008/10/2009 7:40:44 AM
jimbo29blue$25.00$25.008/10/2009 7:43:04 AM
TOJA$25.00$25.008/10/2009 6:26:52 AM
icanhelpyouout$50.00$50.008/10/2009 6:37:33 AM
j352000$50.00$50.008/10/2009 8:48:36 AM
wintersnowman$50.00$50.008/10/2009 9:02:05 AM
StarFundingSource$25.00$25.008/10/2009 10:16:05 AM
tjklgueller$30.00$30.008/10/2009 10:44:32 AM
oldrebel$25.00$25.008/10/2009 11:10:08 AM
AustinAmerica$25.00$25.008/10/2009 11:57:34 AM
plbquic$50.00$50.008/10/2009 12:20:48 PM
zbanker$37.58$37.588/10/2009 12:36:42 PM
maga$100.00$100.008/10/2009 12:45:31 PM
redwraith$25.00$25.008/10/2009 11:58:11 AM
maga$100.00$100.008/10/2009 12:44:32 PM
157 bids
 
Borrower Payment Dependent Notes Series 418383
This series of Notes was issued and sold upon the funding of the borrower loan #38209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction start date:  Jul-28-2009 
Term: 36 months Estimated loss: 10.0% Auction end date:  Aug-11-2009 
 
Starting lender yield: 24.17% Starting borrower rate/APR: 25.17% / 27.74% Starting monthly payment: $59.77
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.51% Final monthly payment: $56.51
 
Auction yield range: 11.23% - 24.17% Estimated loss impact: 10.48%  
Lender servicing fee: 1.00% Estimated return: 9.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1990 Debt/Income ratio: 20%
Credit score: 700-720 (Jul-2009) Current / open credit lines: 10 / 6Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 35Length of status:14y 1m
Amount delinquent: $117 Revolving credit balance: $7,139 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 88%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: engaging-currency Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off 2 credit cards that I have with very high interest rates.   A few years back, I sought the help of a debt consolidation company not knowing how they worked and now i am paying for it.  I stopped using them and started making payments on my own.  The credit card companies closed the accounts and are charging me ridiculous interest rates and wont lower them.  I am looking for money to pay these off and would rather pay back someone besides the credit card companies.

My financial situation:
I am a good candidate for this loan because I am a hard worker and have been on my same job for 14 years.  These are really the last two big things I need to pay off and then there are a few other little cards and then the car and i will be done.

Monthly net income: $
3800.00

Monthly expenses: $
  Housing: $ 1000     
  Insurance: $ 150
  Car expenses: $ 400
  Utilities: $ 150
  Phone, cable, internet: $ 100
  Food, entertainment: $ 300
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 400( including the two im paying off)
  Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hello. Good luck in lowering your debt. Can you state the balances of the credit cards you intend to pay off. Thanks. - randsenterprise
A: 1460.00 (Jul-31-2009)
Q: Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I cant give an exact deadline, but definitely before the 3 year deadline. I would say right at 24 months or sooner. (Aug-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JohnSmallberries$25.00$25.007/31/2009 11:20:48 AM
BuffetRocks$150.00$72.038/9/2009 11:23:39 PM
chkrvrty$25.00$25.008/10/2009 1:01:00 PM
hektek22$300.00$300.008/10/2009 3:31:13 PM
scooter65$40.00$40.008/10/2009 4:37:03 PM
coyone$50.00$50.008/10/2009 4:21:27 PM
Astyanax$25.00$25.008/10/2009 7:44:26 PM
money-expert$25.00$25.008/10/2009 7:48:35 PM
sc91$25.00$25.008/10/2009 9:05:41 PM
paceme1$30.00$30.008/10/2009 6:01:07 PM
spiff666$25.00$25.008/10/2009 10:05:19 PM
congardner1$25.00$25.008/11/2009 5:54:45 AM
Bobusa$25.00$25.008/11/2009 5:10:23 AM
xfaktur$58.93$58.938/11/2009 5:22:01 AM
bitano$50.00$50.008/11/2009 7:14:37 AM
drb4ever$31.33$31.338/10/2009 8:26:07 PM
mlaner92$40.00$40.008/11/2009 7:35:38 AM
Taho$50.00$50.008/11/2009 7:17:00 AM
trekkie3po$25.00$25.008/11/2009 9:42:29 AM
BankOfThomas$28.07$28.078/11/2009 10:12:39 AM
zapquoc$25.00$25.008/11/2009 10:49:25 AM
Fun54115$50.00$50.008/11/2009 11:05:32 AM
best-generosity-financier$25.00$25.008/11/2009 2:58:47 PM
division177$25.00$25.008/11/2009 3:11:11 PM
division177$25.00$25.008/11/2009 3:11:42 PM
division177$25.00$25.008/11/2009 3:11:57 PM
rbgnr111$28.43$28.438/11/2009 2:10:44 PM
foodgoeshere$46.21$46.218/11/2009 2:40:41 PM
maga$25.00$25.008/11/2009 3:07:43 PM
btormc5$50.00$50.008/11/2009 3:59:40 PM
Leshan$50.00$50.008/11/2009 12:58:51 PM
head$25.00$25.008/11/2009 1:50:38 PM
division177$25.00$25.008/11/2009 3:11:27 PM
yu-rik$25.00$25.008/11/2009 3:25:21 PM
myduck$75.00$75.008/11/2009 4:04:01 PM
35 bids
 
Borrower Payment Dependent Notes Series 418460
This series of Notes was issued and sold upon the funding of the borrower loan #38229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction start date:  Jul-28-2009 
Term: 36 months Estimated loss: 6.5% Auction end date:  Aug-11-2009 
 
Starting lender yield: 18.05% Starting borrower rate/APR: 19.05% / 21.27% Starting monthly payment: $91.70
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 20.21% Final monthly payment: $90.38
 
Auction yield range: 8.23% - 18.05% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1986 Debt/Income ratio: 12%
Credit score: 680-700 (Jul-2009) Current / open credit lines: 11 / 7Employment status:Full-time employee
Now delinquent: 2 Total credit lines: 27Length of status:5y 4m
Amount delinquent: $252 Revolving credit balance: $3,647 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 16%Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Razjamon Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off a 401K loan so that I can transfer all my current outstanding credit card and personal loan debts to a 401K loan at a significantly lower interest to allow myself greater cash flow.

My financial situation:
I am a good candidate for this loan because despite having been forced into unemployment for an entire year 6 years ago, taking a new job at 33% paycut from what I had been making prior, and being forced to move due to building renovation to a new apartment which doubled my rent - I have managed not to default on any of my debts and managed to keep financially stable.

Monthly net income: $ 2,245.85

Monthly expenses: $
  Housing: $ 990.00
  Insurance: $
  Car expenses: $ no car/ urban dweller and only ride mass transit
  Utilities: $ 90-100
  Phone, cable, internet: $ 50.00
  Food, entertainment: $ 120-175
  Clothing, household expenses $50
  Credit cards and other loans: $ 450
  Other expenses: $ 100 - mass transit
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
beyondmanagement$25.00$25.007/28/2009 4:23:18 PM
don8ter$25.00$25.007/28/2009 4:23:23 PM
Champpilot$50.00$50.007/28/2009 4:23:25 PM
Aquani$50.00$50.007/28/2009 4:24:00 PM
zeelender$25.00$25.007/28/2009 4:24:04 PM
GElender$50.00$50.007/28/2009 4:23:15 PM
mmckune$25.00$25.007/28/2009 4:24:18 PM
keeks$25.00$25.007/28/2009 4:23:47 PM
incbx$25.00$25.007/28/2009 4:24:43 PM
hopethisworks$50.00$50.007/28/2009 4:25:12 PM
Penny$50.00$50.007/28/2009 4:26:31 PM
ChuckChedda$25.00$25.007/28/2009 4:26:38 PM
windfall46$25.00$25.007/28/2009 4:26:44 PM
fireboss$100.00$100.007/28/2009 4:26:48 PM
lagnisiruk$25.00$25.007/28/2009 4:27:00 PM
puifais$25.00$25.007/28/2009 4:27:03 PM
rmachi$25.00$25.007/28/2009 4:27:15 PM
unclejaef$25.00$25.007/28/2009 4:27:08 PM
ibuystk$50.00$50.007/28/2009 4:27:39 PM
Artist_Blue$25.00$25.007/28/2009 4:28:03 PM
money-expert$25.00$25.007/28/2009 4:27:59 PM
mydreamsagain$25.00$25.007/28/2009 4:28:12 PM
TrustinOthers$25.00$25.007/28/2009 4:28:22 PM
fareast_man$25.00$25.007/28/2009 4:28:14 PM
oldmora$25.00$25.007/28/2009 4:28:42 PM
SNH$25.00$25.007/28/2009 4:28:32 PM
decisive-capital$50.00$50.007/28/2009 4:28:50 PM
gizzywump$25.00$25.007/28/2009 4:28:58 PM
GMPK_TLAS$45.00$45.007/28/2009 4:23:33 PM
ribbles$50.00$50.007/28/2009 4:23:36 PM
PHI4308$25.00$25.007/28/2009 4:23:39 PM
kyxysyx$50.00$50.007/28/2009 4:23:56 PM
leftcoast52$25.00$25.007/28/2009 4:24:35 PM
nodrivelpls$25.00$25.007/28/2009 4:25:31 PM
jbarron$25.00$25.007/28/2009 4:25:33 PM
rjleves$25.00$25.007/28/2009 4:25:57 PM
sloan$25.00$25.007/28/2009 4:26:00 PM
fortytwo$70.00$70.007/28/2009 4:26:06 PM
plentiful-reward$25.00$25.007/28/2009 4:27:34 PM
gilbow$25.00$25.007/28/2009 4:27:55 PM
FeedTheMachine$50.00$50.007/28/2009 4:28:09 PM
tlp43$25.00$25.007/28/2009 4:29:07 PM
Syzygy$25.00$25.007/28/2009 4:29:11 PM
larrybird$250.00$131.147/28/2009 4:29:15 PM
interstellar$50.00$50.007/30/2009 3:13:08 PM
himistu22$25.00$25.007/30/2009 4:57:42 PM
lawstudent203$25.00$25.008/7/2009 2:43:56 PM
FOFagent1$38.02$38.028/7/2009 8:59:44 PM
Pintu_Desai$28.00$28.008/9/2009 8:13:27 AM
BradyKP$50.00$50.008/10/2009 9:13:09 AM
BlueProteus$25.00$25.008/10/2009 1:01:36 PM
barkochva$25.00$25.008/10/2009 1:09:13 PM
Snoopylover$25.00$25.008/10/2009 2:35:18 PM
JauaFlash$25.00$25.008/10/2009 4:34:39 PM
Astyanax$25.00$25.008/10/2009 8:21:19 PM
colorfulgardener$50.00$50.008/10/2009 5:42:54 PM
cash2lendu$25.00$25.008/10/2009 9:24:41 PM
engbusres$35.00$35.008/10/2009 9:27:26 PM
aultraman$25.00$25.008/10/2009 9:58:36 PM
paceme1$28.98$28.988/10/2009 6:13:39 PM
JCM_MN$25.00$25.008/11/2009 4:43:13 AM
AustinAmerica$25.00$25.008/10/2009 9:34:39 PM
trekkie3po$25.00$25.008/11/2009 9:43:39 AM
thomas16882004$100.00$100.008/11/2009 10:20:18 AM
Cherrypicker$38.86$38.868/11/2009 7:50:25 AM
BankOfThomas$50.00$50.008/11/2009 10:45:23 AM
Entejaeger$50.00$50.008/11/2009 10:45:33 AM
wellsfrugal$25.00$25.008/11/2009 8:32:56 AM
macotra4$35.00$35.008/11/2009 12:26:03 PM
ilend57$25.00$25.008/11/2009 10:41:24 AM
70 bids
 
Borrower Payment Dependent Notes Series 418575
This series of Notes was issued and sold upon the funding of the borrower loan #38201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction start date:  Jul-29-2009 
Term: 36 months Estimated loss: 2.1% Auction end date:  Aug-12-2009 
 
Starting lender yield: 11.00% Starting borrower rate/APR: 12.00% / 14.13% Starting monthly payment: $132.86
Final lender yield: 10.75% Final borrower rate/APR: 11.75% / 13.88% Final monthly payment: $132.38
 
Auction yield range: 4.23% - 11.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Feb-1985 Debt/Income ratio: 52%
Credit score: 700-720 (Jul-2009) Current / open credit lines: 15 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 29Length of status:4y 1m
Amount delinquent: $0 Revolving credit balance: $15,391 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 61%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: DavronFunding Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 700-720 (Latest)
Principal borrowed: $11,000.00< mo. late: 0 ( 0% )  
740-760 (Sep-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Lower APR - 2nd prosper loan
Purpose of loan:
This loan will be used to pay off credit cards that have high APR's

My financial situation: Very good. I have a good safe job in this economy.
I am a good candidate for this loan because I have a good job and pay my debts. I paid off my last prosper loan ahead of time. This will be paying off all cards with APR's from 16 - 29 %

Monthly gross income: $2896.00 (does not include wife's salary of 1600. gross each month)

Monthly expenses: $
??Housing: $360.
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $343.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your and your wife's occupation, and how long will your rent stay at $360? Thanks - RecoveryLender
A: I work for a pharmacy and my wife works in a factory. When I got married my wife was purchasing a new home and we both moved into it. The $360. is the mortgage on a 15 year loan in which has 10 years left. (Aug-02-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
buckyhead2000$25.00$25.007/31/2009 7:34:38 AM
vegibenz$25.00$25.007/31/2009 10:56:30 AM
Cbank05$30.00$30.008/3/2009 7:06:47 PM
hellasow$25.00$25.008/4/2009 10:59:11 AM
thomas16882004$100.00$48.118/7/2009 11:53:30 AM
ManhattanLender$25.00$25.008/7/2009 5:35:25 PM
Brklyn01$50.00$50.008/8/2009 5:58:06 AM
Hamachi$25.00$25.008/8/2009 10:54:32 AM
JTThunder$150.00$150.008/9/2009 4:47:16 AM
Unitas4302$200.00$200.008/9/2009 5:21:58 PM
BuffetRocks$150.00$150.008/9/2009 11:34:25 PM
Sealion$50.00$50.008/10/2009 8:10:49 PM
pvmnt13$25.00$25.008/10/2009 10:38:48 PM
JPOPP$50.00$50.008/10/2009 8:48:46 PM
macotra4$35.00$35.008/11/2009 12:28:59 PM
Astyanax$25.00$25.008/11/2009 1:29:56 PM
Astyanax$25.00$25.008/11/2009 1:30:36 PM
CA_Lender$25.00$25.008/11/2009 6:50:55 PM
Ananya$25.00$25.008/11/2009 6:37:18 PM
Kash2010lu$25.00$25.008/11/2009 5:53:49 PM
JerryB96$25.00$25.008/11/2009 7:23:50 PM
Flying_Tilapia$32.00$32.008/12/2009 2:59:34 AM
OzGuy609$25.00$25.008/12/2009 5:51:22 AM
micrograin$50.00$50.008/12/2009 6:30:39 AM
goatman$50.00$50.008/12/2009 6:36:39 AM
Jordan1123$25.00$25.008/11/2009 6:53:11 PM
munoz44$25.00$25.008/11/2009 10:33:17 PM
rockhound84$50.00$50.008/12/2009 4:52:53 AM
lindssc1$25.00$25.008/11/2009 8:16:50 PM
dsav607$67.89$67.898/12/2009 9:21:18 AM
bowl800$25.00$25.008/12/2009 5:21:53 AM
top-radiant-funds$500.00$500.008/12/2009 7:07:02 AM
Kelor99$25.00$25.008/12/2009 9:32:45 AM
hektek22$300.00$300.008/12/2009 7:13:21 AM
drb4ever$25.00$25.008/12/2009 9:16:23 AM
zxr$50.00$50.008/12/2009 11:35:10 AM
HenlopenCapital$25.00$25.008/12/2009 11:48:59 AM
StarFundingSource$25.00$25.008/12/2009 7:11:31 AM
Toskleon$50.00$50.008/12/2009 7:14:38 AM
huskies01$31.00$31.008/12/2009 11:50:11 AM
2Below$25.00$25.008/12/2009 8:02:19 AM
congardner1$25.00$25.008/12/2009 8:41:58 AM
ITFDEE$50.00$50.008/12/2009 12:40:41 PM
Champion_Lending$35.00$35.008/12/2009 10:26:19 AM
charb57$50.00$50.008/12/2009 10:39:41 AM
mlaner92$45.00$45.008/12/2009 10:52:54 AM
cardelt$25.00$25.008/12/2009 1:03:18 PM
IceFisherman$50.00$50.008/12/2009 10:56:38 AM
note-pursuit$25.00$25.008/12/2009 1:19:28 PM
porter22$75.00$75.008/12/2009 10:06:19 AM
mathgod$25.00$25.008/12/2009 1:52:55 PM
chapman18$25.00$25.008/12/2009 2:19:48 PM
vmh20035$50.00$50.008/12/2009 10:43:37 AM
maga$50.00$50.008/12/2009 11:14:42 AM
trustburton$100.00$100.008/12/2009 3:00:28 PM
showmethemoney5$25.00$25.008/12/2009 3:33:54 PM
jakester00$50.00$50.008/12/2009 1:04:57 PM
division177$25.00$25.008/12/2009 3:46:13 PM
Rancid$26.00$26.008/12/2009 1:23:49 PM
PrinceValium$25.00$25.008/12/2009 1:25:54 PM
robinw777$25.00$25.008/12/2009 2:19:37 PM
mpatrick$100.00$100.008/12/2009 1:32:54 PM
bodka121$100.00$100.008/12/2009 3:10:46 PM
rxchris$100.00$100.008/12/2009 3:12:34 PM
myduck$100.00$100.008/12/2009 3:19:06 PM
CoolBreezeWarlord$50.00$50.008/12/2009 3:22:45 PM
bunnybear$50.00$50.008/12/2009 4:12:38 PM
RecoveryLender$25.00$25.008/12/2009 4:12:50 PM
division177$25.00$25.008/12/2009 3:46:44 PM
showmethemoney5$25.00$25.008/12/2009 4:17:06 PM
crw1950$50.00$50.008/12/2009 3:44:29 PM
division177$25.00$25.008/12/2009 3:46:28 PM
yu-rik$25.00$25.008/12/2009 4:08:11 PM
The-Lighthouse-Group$25.00$25.008/12/2009 4:12:12 PM
74 bids
 
Borrower Payment Dependent Notes Series 418674
This series of Notes was issued and sold upon the funding of the borrower loan #38212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction start date:  Jul-31-2009 
Term: 36 months Estimated loss: 0.6% Auction end date:  Aug-14-2009 
 
Starting lender yield: 7.17% Starting borrower rate/APR: 8.17% / 11.69% Starting monthly payment: $31.41
Final lender yield: 5.80% Final borrower rate/APR: 6.80% / 10.30% Final monthly payment: $30.79
 
Auction yield range: 3.23% - 7.17% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.20%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Aug-1995 Debt/Income ratio: 4%
Credit score: 760-780 (Jul-2009) Current / open credit lines: 14 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:8y 6m
Amount delinquent: $0 Revolving credit balance: $395 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 13%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Iloveransom Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stay-At-Home-Mom Business Start-Up
Purpose of loan:
This loan will be used to? start a small web-based business through my blog.  The money will be used to create a killer website & create the accessibility I need to get my website off the ground.  I work 20 hrs. a wk. professionally & am looking to bring in a little extra income through this while I stay at home with my 2 children part-time.

My financial situation:
I am a good candidate for this loan because I can afford to pay it back in monthly increments.  I have great credit.  Also, I plan to save my initial earnings & pay back the loan as soon as possible, in a lump sum if possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You are applying for a loan, yet you have not provided any details of your monthly income and expenses. How can I bid on this lack of information? - jpblan11
A: Monthly income (including the hubby) is about $3,500. Expenses are about $3k. (Aug-07-2009)
Q: I am sorry, but I am not clear as to what you mean when you say your occupation is "Religious." Exactly what does that mean? - Auditman
A: Hi, I work for a non-profit Christian campus ministry called, "InterVarsity Christian Fellowship." I work on college campuses primarily in an administrative role for 20 hours a week. (Aug-07-2009)
Q: InterVarsity had a tremendously positive influence in my life back when I was in college! - John_14_6
A: Mine as well, which is why I decided to work for them! God bless! (Aug-14-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
plbquic$100.00$100.007/31/2009 1:13:26 PM
market-assembler$25.00$25.007/31/2009 7:20:44 PM
HealthAndSafety$50.00$50.008/1/2009 12:15:09 AM
SQUISHEE_JELLO$25.00$25.008/3/2009 1:11:12 PM
Auditman$50.00$50.008/7/2009 5:39:01 AM
Snoopylover$25.00$25.008/10/2009 4:34:05 PM
JCPlending$25.00$25.008/10/2009 4:43:49 PM
Elementz$25.00$25.008/11/2009 3:42:41 PM
Bodyboard$25.00$25.008/12/2009 5:35:36 PM
lucygirl2$50.00$50.008/12/2009 4:59:47 PM
uralrider$43.42$43.428/13/2009 7:24:35 AM
PrepWonder$25.00$25.008/13/2009 10:11:42 AM
bankar$25.00$25.008/13/2009 10:35:31 AM
John_14_6$25.00$25.008/13/2009 11:34:23 AM
Kerensky$50.00$50.008/13/2009 5:29:15 PM
Realjo$50.00$50.008/13/2009 9:17:23 PM
Hogan55$62.64$62.648/14/2009 5:28:31 AM
turbospeed$25.00$21.948/14/2009 1:03:04 AM
bhargapa$250.00$250.008/14/2009 8:38:55 AM
Boatchick$47.00$47.008/14/2009 9:21:54 AM
20 bids