Sales Report:Supplement No. 12 dated Aug 06, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
415743
This series of Notes was issued and sold upon the funding of the borrower loan #38103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 12.99% |
Starting borrower rate/APR:
| 13.99% / 16.15% |
Starting monthly payment:
| $170.86 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $170.77 |
| |
|
Auction yield range:
| 6.23% - 12.99% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,403 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| finder596 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Established Website Business
Purpose of loan:
This loan will be used to buy an existing website/business that will provide a recurring revenue stream.
My financial situation:
I am a good candidate for this loan because I have never defaulted on any loans/obligation and my credit standing is excellent. This loan will be paid back on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dashawn | $25.00 | $25.00 | 7/14/2009 5:35:57 PM |
| chlebie | $25.00 | $25.00 | 7/14/2009 5:36:02 PM |
| loiosh | $25.00 | $25.00 | 7/14/2009 5:36:13 PM |
| JMY1 | $25.00 | $25.00 | 7/15/2009 6:44:57 AM |
| Traal | $25.00 | $25.00 | 7/14/2009 9:45:43 PM |
| HolJenks | $50.00 | $50.00 | 7/15/2009 7:24:35 AM |
| giannyny | $100.00 | $100.00 | 7/15/2009 9:17:16 AM |
| northern_paddler | $25.00 | $25.00 | 7/15/2009 9:59:37 AM |
| pbo922 | $25.00 | $25.00 | 7/15/2009 10:01:10 AM |
| Syzygy | $25.00 | $25.00 | 7/15/2009 10:37:52 AM |
| Rule62 | $50.00 | $50.00 | 7/15/2009 11:26:44 AM |
| cospilot | $25.00 | $25.00 | 7/15/2009 5:35:37 PM |
| classiccitizen | $50.00 | $50.00 | 7/15/2009 4:32:14 PM |
| twjh | $25.00 | $25.00 | 7/15/2009 5:51:26 PM |
| edsmoney | $100.00 | $100.00 | 7/16/2009 6:23:26 AM |
| TheColoradoDon | $25.00 | $25.00 | 7/16/2009 7:07:33 AM |
| ammasv | $25.00 | $25.00 | 7/16/2009 9:54:05 AM |
| Thought | $45.00 | $45.00 | 7/17/2009 1:15:21 AM |
| Wittlich | $50.00 | $50.00 | 7/17/2009 8:51:50 AM |
| IceFisherman | $25.00 | $25.00 | 7/17/2009 1:06:44 PM |
| rulender | $50.00 | $50.00 | 7/17/2009 10:04:05 PM |
| roi-advantage | $52.00 | $52.00 | 7/17/2009 7:30:26 PM |
| tlam168 | $250.00 | $250.00 | 7/19/2009 12:21:51 AM |
| statenisland51 | $25.00 | $25.00 | 7/18/2009 4:50:57 PM |
| LibbyZ | $50.00 | $50.00 | 7/19/2009 6:17:56 PM |
| MrDavid | $70.00 | $70.00 | 7/19/2009 7:50:43 PM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 6:57:10 AM |
| aislinnn | $25.00 | $25.00 | 7/20/2009 11:14:48 AM |
| ShermanSteve | $50.00 | $50.00 | 7/20/2009 5:51:00 PM |
| MrCoffee | $50.00 | $50.00 | 7/20/2009 9:58:19 PM |
| Cherrypicker | $50.00 | $50.00 | 7/21/2009 11:22:18 AM |
| fenn1987 | $25.00 | $25.00 | 7/22/2009 10:54:23 AM |
| jetblack | $50.00 | $50.00 | 7/22/2009 10:01:48 PM |
| EJO | $25.00 | $25.00 | 7/23/2009 2:06:39 PM |
| ccapital | $100.00 | $100.00 | 7/24/2009 7:53:03 AM |
| JauaFlash | $49.69 | $49.69 | 7/25/2009 8:56:09 AM |
| Hamachi | $50.00 | $50.00 | 7/25/2009 4:00:18 PM |
| fortytwo | $70.00 | $70.00 | 7/25/2009 9:01:44 PM |
| ChoiceInvestments | $25.00 | $25.00 | 7/27/2009 3:30:51 PM |
| Imperativity | $100.00 | $100.00 | 7/27/2009 6:50:51 PM |
| seineil | $50.00 | $50.00 | 7/28/2009 3:08:26 AM |
| Smitty33 | $45.60 | $45.60 | 7/28/2009 11:44:12 AM |
| scloans | $25.48 | $25.48 | 7/28/2009 12:02:27 PM |
| planky | $50.00 | $50.00 | 7/28/2009 12:54:19 PM |
| rbgnr111 | $25.00 | $25.00 | 7/28/2009 1:46:53 PM |
| MPdeez | $100.00 | $100.00 | 7/28/2009 4:13:01 PM |
| YesMoney | $25.00 | $25.00 | 7/28/2009 5:30:58 PM |
| FundMaker | $25.00 | $25.00 | 7/28/2009 5:24:34 PM |
| tlp43 | $25.00 | $25.00 | 7/14/2009 5:35:59 PM |
| Cbgator | $25.00 | $11.93 | 7/14/2009 5:36:19 PM |
| How | $25.00 | $25.00 | 7/14/2009 5:36:03 PM |
| hopethisworks | $50.00 | $50.00 | 7/14/2009 5:36:06 PM |
| twohorn | $25.00 | $25.00 | 7/14/2009 5:36:12 PM |
| Jerry44 | $25.00 | $25.00 | 7/14/2009 5:36:00 PM |
| Winkyboy | $25.00 | $25.00 | 7/14/2009 5:36:04 PM |
| ohnezweck | $25.00 | $25.00 | 7/14/2009 5:36:15 PM |
| Imperativity | $100.00 | $100.00 | 7/14/2009 5:57:05 PM |
| Robert99 | $25.00 | $25.00 | 7/14/2009 7:19:20 PM |
| money-engine | $50.00 | $50.00 | 7/14/2009 8:32:59 PM |
| unger | $500.00 | $500.00 | 7/14/2009 7:40:47 PM |
| ColoradoLender82 | $25.00 | $25.00 | 7/14/2009 7:45:05 PM |
| JAB | $50.00 | $50.00 | 7/14/2009 10:55:54 PM |
| LeoBUSIIT | $25.00 | $25.00 | 7/15/2009 8:23:16 AM |
| uralrider | $25.00 | $25.00 | 7/15/2009 9:17:10 AM |
| roi-advantage | $52.00 | $52.00 | 7/15/2009 6:39:32 AM |
| Credit2Prosper | $50.00 | $50.00 | 7/15/2009 10:30:24 AM |
| Jonathan_E | $100.00 | $100.00 | 7/15/2009 11:08:41 AM |
| cash-horse7 | $25.00 | $25.00 | 7/15/2009 5:56:35 PM |
| cassperr | $25.00 | $25.00 | 7/15/2009 8:34:07 PM |
| Gaelicman | $50.00 | $50.00 | 7/16/2009 7:24:22 AM |
| ROCKLYVALE | $50.00 | $50.00 | 7/16/2009 3:53:44 PM |
| ilend57 | $25.00 | $25.00 | 7/16/2009 5:11:35 PM |
| KSgirl89 | $100.00 | $100.00 | 7/17/2009 12:19:37 AM |
| Tasmir | $25.00 | $25.00 | 7/17/2009 7:11:43 AM |
| NorthlandAlchemist | $50.00 | $50.00 | 7/18/2009 3:53:00 AM |
| MidnightBank | $25.00 | $25.00 | 7/19/2009 10:02:41 AM |
| SkipMcGrath | $50.00 | $50.00 | 7/19/2009 12:21:47 PM |
| gmv814 | $50.00 | $50.00 | 7/19/2009 3:00:22 PM |
| bejfishing | $25.00 | $25.00 | 7/19/2009 7:59:50 PM |
| rob095 | $40.00 | $40.00 | 7/19/2009 7:06:20 PM |
| dannyboy_997 | $50.00 | $50.00 | 7/20/2009 7:30:18 AM |
| Pu239 | $25.00 | $25.00 | 7/20/2009 12:19:22 PM |
| JJS180 | $25.00 | $25.00 | 7/21/2009 12:57:13 PM |
| BankOfShaun | $25.00 | $25.00 | 7/22/2009 5:37:35 AM |
| rick4734 | $100.00 | $100.00 | 7/24/2009 9:44:26 AM |
| eretro | $254.52 | $254.52 | 7/24/2009 6:03:44 PM |
| mtp | $50.00 | $50.00 | 7/26/2009 2:32:20 PM |
| riverzeus | $50.00 | $50.00 | 7/27/2009 8:42:41 PM |
| SpotLending | $100.00 | $100.00 | 7/28/2009 2:13:47 PM |
| funtwosay | $26.00 | $26.00 | 7/28/2009 2:42:35 PM |
| Leshan | $50.00 | $50.00 | 7/28/2009 3:36:06 PM |
| LAKETIME | $25.00 | $25.00 | 7/28/2009 3:11:49 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:09:59 PM |
| jsnryn | $29.04 | $29.04 | 7/28/2009 4:38:20 PM |
| JCPlending | $25.00 | $25.00 | 7/28/2009 4:46:40 PM |
| Higheagle | $53.74 | $53.74 | 7/28/2009 4:56:05 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
416517
This series of Notes was issued and sold upon the funding of the borrower loan #38110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.51% |
Final monthly payment:
| $56.51 |
| |
|
Auction yield range:
| 14.23% - 34.00% |
Estimated loss impact:
| 15.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 600-620 (Jul-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,610 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 92% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| rusty4321 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,795.00 | < mo. late:
| 0
( 0% )
| 560-580
(Aug-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
Good investment prospect
Purpose of loan:
This loan will be used to pay off credit card debt
My financial situation:
I would like to pay off some old credit card debt at a very high interest rate. I have had a previous loan through Prosper that has been paid in full. I plan to pay this one off in full by end of the year. Thank you for helping me again.
Monthly net income: $ 3600
Monthly expenses: $ 2500
Housing: $ 900
Insurance: $ 70
Car expenses: $ 500
Utilities: $ 0 (included in rent)
Phone, cable, internet: $ 100
Food, entertainment: $ 250
Clothing, household expenses $ 100
Credit cards and other loans: $ 300
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rob095 | $50.00 | $50.00 | 7/19/2009 7:02:29 PM |
| funimuni | $25.00 | $25.00 | 7/23/2009 7:18:42 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 10:06:58 AM |
| Fun54115 | $50.00 | $50.00 | 7/24/2009 3:22:33 PM |
| grotheik | $50.00 | $50.00 | 7/25/2009 7:57:24 AM |
| HomerdohNY | $25.00 | $25.00 | 7/26/2009 9:15:37 AM |
| CMDCO | $50.00 | $50.00 | 7/26/2009 12:49:16 PM |
| hektek22 | $300.00 | $300.00 | 7/27/2009 1:10:44 PM |
| tyson789 | $41.00 | $41.00 | 7/27/2009 1:27:47 PM |
| mcshew99 | $100.00 | $100.00 | 7/27/2009 8:21:07 PM |
| evergreen16 | $50.00 | $50.00 | 7/28/2009 10:40:02 AM |
| nymoney | $76.81 | $76.81 | 7/28/2009 1:57:49 PM |
| Smitty33 | $50.00 | $50.00 | 7/28/2009 5:11:56 PM |
| stonehillloans | $25.00 | $25.00 | 7/28/2009 5:02:40 PM |
| shingtai | $42.08 | $42.08 | 7/28/2009 4:56:34 PM |
| MSCG | $126.16 | $126.16 | 7/22/2009 5:06:35 PM |
| shalofin | $72.84 | $72.84 | 7/25/2009 1:23:23 PM |
| bluebouyz | $57.11 | $57.11 | 7/26/2009 12:04:37 PM |
| lagnisiruk | $66.00 | $4.00 | 7/26/2009 5:12:00 PM |
| carrinel | $50.00 | $50.00 | 7/28/2009 11:40:26 AM |
| PropertyInvest | $25.00 | $25.00 | 7/28/2009 4:00:27 PM |
| dstolars | $100.00 | $100.00 | 7/28/2009 4:17:29 PM |
| Rancid | $30.00 | $30.00 | 7/28/2009 4:32:08 PM |
| jpjazzman | $25.00 | $25.00 | 7/28/2009 5:08:30 PM |
| umfan123 | $50.00 | $50.00 | 7/28/2009 4:45:40 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
416581
This series of Notes was issued and sold upon the funding of the borrower loan #38108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 7.52% |
Starting borrower rate/APR:
| 8.52% / 10.61% |
Starting monthly payment:
| $189.46 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 10.59% |
Final monthly payment:
| $189.41 |
| |
|
Auction yield range:
| 3.23% - 7.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 820-840 (Jul-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cjx |
Borrower's state:
| Massachusetts |
Borrower's group:
| Ars OpenForum Members |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 820-840 (Latest)
|
|
Principal borrowed:
| $8,100.00 | < mo. late:
| 0
( 0% )
| 800-820
(Aug-2007)
|
|
Principal balance:
| $3,414.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Helping mom kill her Credit Cards
Check my previous listing. More of the same. I have since taken away all her remaining credit cards. This loan will pay the balance of the original loan ($3414) and ~$2600 in credit cards ranging from 18% to 28%. If there are any additional questions, let me know.
Thanks. (again)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will this loan save you money? - justme4now
A:
Good question. I haven't done the final cost analysis between Prosper's somewhat exorbitant markup and generally high rates vs a similar monthly outlay vs the credit card debt, but what I can say for certain is that the monthly payment created by the consolidation should alleviate the risk for acquiring further credit card debt. A general month to month lack of liquidity (partnered with terrible purchasing discipline) caused my mother to once again get behind with her credit cards.
(Jul-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $100.00 | $100.00 | 7/14/2009 5:35:49 PM |
| Sigonio | $25.00 | $25.00 | 7/14/2009 5:37:18 PM |
| pakrbkr | $25.00 | $25.00 | 7/14/2009 5:37:54 PM |
| gotyourgear | $25.00 | $25.00 | 7/14/2009 5:38:54 PM |
| atlviet | $25.00 | $25.00 | 7/14/2009 5:39:33 PM |
| bradwill | $50.00 | $50.00 | 7/14/2009 5:39:09 PM |
| abidos | $25.00 | $25.00 | 7/14/2009 5:39:16 PM |
| peb44 | $25.00 | $25.00 | 7/14/2009 6:46:07 PM |
| thedoctor | $25.00 | $25.00 | 7/14/2009 8:36:39 PM |
| YellowJacket | $25.00 | $25.00 | 7/14/2009 7:21:25 PM |
| JAB | $50.00 | $50.00 | 7/14/2009 10:54:13 PM |
| ChristopherHS | $25.00 | $25.00 | 7/15/2009 4:42:04 AM |
| Artist_Blue | $25.00 | $25.00 | 7/15/2009 6:04:12 AM |
| K2Outlaws | $25.00 | $25.00 | 7/15/2009 8:12:27 AM |
| Jynxie | $50.00 | $50.00 | 7/15/2009 11:37:35 AM |
| ayerobbie | $25.00 | $25.00 | 7/15/2009 12:37:23 PM |
| TennSquire | $25.00 | $25.00 | 7/15/2009 4:28:01 PM |
| palmdelino | $25.00 | $25.00 | 7/15/2009 9:18:26 PM |
| anton | $25.00 | $25.00 | 7/15/2009 5:38:25 PM |
| ach | $100.00 | $100.00 | 7/16/2009 8:09:32 AM |
| toocautious | $100.00 | $100.00 | 7/16/2009 7:34:30 AM |
| omahajay | $75.00 | $75.00 | 7/15/2009 11:18:34 PM |
| kazanov | $50.00 | $50.00 | 7/16/2009 7:45:27 AM |
| vegibenz | $25.00 | $25.00 | 7/16/2009 10:06:05 AM |
| jstefans | $25.00 | $25.00 | 7/16/2009 4:32:54 PM |
| shadowflame_99 | $25.00 | $25.00 | 7/16/2009 6:43:03 PM |
| restech | $25.00 | $25.00 | 7/16/2009 11:46:49 PM |
| markwms | $25.00 | $25.00 | 7/17/2009 3:01:39 AM |
| Stahl | $36.00 | $36.00 | 7/17/2009 7:43:28 AM |
| tylerfd | $25.00 | $23.33 | 7/17/2009 8:01:56 AM |
| vinayski | $25.00 | $25.00 | 7/17/2009 7:51:49 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 7/17/2009 11:38:50 AM |
| Algernon | $100.00 | $100.00 | 7/19/2009 3:12:33 PM |
| BadgerWI | $50.00 | $50.00 | 7/19/2009 7:02:01 PM |
| Midg | $25.00 | $25.00 | 7/19/2009 7:56:53 PM |
| otalon | $25.00 | $25.00 | 7/20/2009 12:00:06 PM |
| SoyLover | $35.00 | $35.00 | 7/20/2009 1:15:36 PM |
| CodeGuy | $25.00 | $25.00 | 7/20/2009 5:07:04 PM |
| whitebalcony | $25.00 | $25.00 | 7/21/2009 9:42:25 AM |
| geneva1 | $25.00 | $25.00 | 7/21/2009 11:48:15 AM |
| zbanker | $35.00 | $35.00 | 7/21/2009 11:41:48 AM |
| market-assembler | $25.00 | $25.00 | 7/21/2009 2:43:57 PM |
| sgmm330 | $50.00 | $50.00 | 7/21/2009 11:32:41 PM |
| haryassman | $50.00 | $50.00 | 7/22/2009 2:03:29 PM |
| scloans | $40.81 | $40.81 | 7/23/2009 2:35:25 AM |
| szetheli | $50.00 | $50.00 | 7/23/2009 5:58:30 PM |
| AustinAmerica | $25.00 | $25.00 | 7/23/2009 11:24:51 PM |
| Hiro07 | $25.00 | $25.00 | 7/24/2009 7:01:56 AM |
| brighteyes600 | $50.00 | $50.00 | 7/24/2009 8:24:34 AM |
| memoe | $25.00 | $25.00 | 7/24/2009 10:06:58 AM |
| gogene2002 | $30.00 | $30.00 | 7/24/2009 10:37:53 AM |
| robinw777 | $25.00 | $25.00 | 7/24/2009 12:06:30 PM |
| YummiBear | $25.00 | $25.00 | 7/24/2009 9:04:32 PM |
| aesop | $25.00 | $25.00 | 7/25/2009 6:56:38 PM |
| fortytwo | $50.00 | $50.00 | 7/25/2009 9:12:35 PM |
| kander80 | $25.00 | $25.00 | 7/26/2009 2:25:56 PM |
| TXCapLeader | $35.60 | $35.60 | 7/27/2009 11:02:50 AM |
| Syzygy | $25.00 | $25.00 | 7/27/2009 7:27:49 PM |
| outofoffice | $50.00 | $50.00 | 7/27/2009 11:34:31 PM |
| Auditman | $50.00 | $50.00 | 7/28/2009 7:40:39 AM |
| mwb | $35.00 | $35.00 | 7/28/2009 10:44:42 AM |
| MapleLaker | $50.00 | $50.00 | 7/28/2009 12:04:38 PM |
| amlu1988 | $50.00 | $50.00 | 7/28/2009 12:20:54 PM |
| piano55 | $58.25 | $58.25 | 7/28/2009 3:29:46 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:07:30 PM |
| gothampark | $50.00 | $50.00 | 7/28/2009 1:51:22 PM |
| paramjit | $100.00 | $100.00 | 7/28/2009 2:36:06 PM |
| BidDaddyBigBucks | $25.00 | $25.00 | 7/28/2009 4:28:41 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:11:16 PM |
| PaulW | $25.00 | $25.00 | 7/14/2009 5:35:55 PM |
| totoro | $25.00 | $25.00 | 7/14/2009 5:36:39 PM |
| virtualbank | $25.00 | $25.00 | 7/14/2009 5:37:02 PM |
| DukSerduk | $25.00 | $25.00 | 7/14/2009 5:37:11 PM |
| rjleves | $25.00 | $25.00 | 7/14/2009 5:37:22 PM |
| kegs | $250.00 | $250.00 | 7/14/2009 5:38:12 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/14/2009 5:38:49 PM |
| salala | $25.00 | $25.00 | 7/14/2009 5:38:06 PM |
| truth-companion | $25.00 | $25.00 | 7/14/2009 5:39:55 PM |
| larrybird | $250.00 | $250.00 | 7/14/2009 5:40:28 PM |
| Binan | $25.00 | $25.00 | 7/14/2009 5:40:11 PM |
| tallcoolone | $25.00 | $25.00 | 7/14/2009 5:39:00 PM |
| MT1130 | $25.00 | $25.00 | 7/14/2009 6:26:11 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/14/2009 5:39:25 PM |
| jbadawg1017 | $25.00 | $25.00 | 7/14/2009 5:39:38 PM |
| Loan_Stranger | $50.00 | $50.00 | 7/14/2009 8:01:50 PM |
| kenji4861 | $50.00 | $50.00 | 7/15/2009 2:03:25 AM |
| mizmo | $50.00 | $50.00 | 7/14/2009 8:43:18 PM |
| dumbass | $25.00 | $25.00 | 7/14/2009 9:45:57 PM |
| Sixmil | $25.00 | $25.00 | 7/15/2009 8:12:25 AM |
| kulender | $100.00 | $100.00 | 7/15/2009 5:56:09 AM |
| HibbyD | $35.00 | $35.00 | 7/15/2009 10:02:26 AM |
| 888168 | $50.00 | $50.00 | 7/15/2009 10:58:03 AM |
| guaton | $25.00 | $25.00 | 7/15/2009 1:37:48 PM |
| laststrawman | $25.00 | $25.00 | 7/15/2009 12:33:10 PM |
| mrzz | $25.00 | $25.00 | 7/15/2009 2:47:50 PM |
| otalon | $65.00 | $65.00 | 7/15/2009 3:45:49 PM |
| aprilapril | $25.00 | $25.00 | 7/15/2009 4:39:49 PM |
| lancetc | $25.00 | $25.00 | 7/15/2009 4:06:23 PM |
| bankojerry | $50.00 | $50.00 | 7/15/2009 7:19:07 PM |
| Kelor99 | $25.00 | $25.00 | 7/15/2009 7:51:39 PM |
| NJNY | $25.00 | $25.00 | 7/16/2009 10:27:02 AM |
| DeathScythe676 | $25.00 | $25.00 | 7/16/2009 1:12:54 PM |
| mnmcarve | $25.00 | $25.00 | 7/16/2009 10:26:00 AM |
| mtpscuba | $25.00 | $25.00 | 7/16/2009 1:08:59 PM |
| giannyny | $25.00 | $25.00 | 7/16/2009 10:30:15 AM |
| KBank | $25.00 | $25.00 | 7/16/2009 1:12:49 PM |
| outwish | $25.00 | $25.00 | 7/16/2009 3:52:44 PM |
| klin | $25.00 | $25.00 | 7/16/2009 5:22:29 PM |
| skistud66 | $25.00 | $25.00 | 7/16/2009 6:27:35 PM |
| oodkim84oo | $25.00 | $25.00 | 7/17/2009 2:56:48 AM |
| kaykarun | $50.00 | $50.00 | 7/17/2009 12:47:29 AM |
| vinayski | $25.00 | $25.00 | 7/17/2009 7:36:54 AM |
| DrStaff | $30.00 | $30.00 | 7/17/2009 6:41:55 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 7/17/2009 7:05:38 AM |
| ujiba | $50.00 | $50.00 | 7/17/2009 9:56:46 PM |
| shag2 | $50.00 | $50.00 | 7/18/2009 2:58:23 PM |
| toocautious | $45.00 | $45.00 | 7/19/2009 6:28:43 AM |
| qkinger | $50.00 | $50.00 | 7/19/2009 3:59:09 PM |
| keeks | $50.00 | $50.00 | 7/19/2009 1:07:14 PM |
| rockhound84 | $50.00 | $50.00 | 7/19/2009 2:18:56 PM |
| AgTiPinisher | $50.00 | $50.00 | 7/19/2009 10:53:52 PM |
| tnylight | $79.37 | $79.37 | 7/20/2009 12:32:40 AM |
| ossobuco | $25.00 | $25.00 | 7/19/2009 8:37:00 PM |
| Boxhead | $50.00 | $50.00 | 7/20/2009 9:20:34 AM |
| Carne_Chung | $50.00 | $50.00 | 7/20/2009 12:17:50 PM |
| bmcg | $25.00 | $25.00 | 7/20/2009 10:05:58 AM |
| northern_paddler | $25.00 | $25.00 | 7/20/2009 11:18:12 AM |
| planky | $100.00 | $100.00 | 7/20/2009 3:09:06 PM |
| mbever10 | $27.05 | $27.05 | 7/23/2009 5:07:34 AM |
| interstellar | $50.00 | $50.00 | 7/23/2009 3:02:18 PM |
| bear01 | $30.00 | $30.00 | 7/24/2009 2:50:46 PM |
| surferracerskaterboy | $50.00 | $50.00 | 7/24/2009 8:29:32 PM |
| wwahammy | $27.73 | $27.73 | 7/24/2009 11:44:26 PM |
| mathgod | $25.00 | $25.00 | 7/24/2009 10:29:15 PM |
| myrddraal | $25.00 | $25.00 | 7/24/2009 10:36:08 PM |
| MrDavid | $60.00 | $60.00 | 7/26/2009 8:39:54 AM |
| HoosHouse | $50.00 | $50.00 | 7/26/2009 8:41:32 PM |
| silver-explorer | $50.00 | $50.00 | 7/27/2009 11:16:57 AM |
| balance-chestnut | $25.00 | $25.00 | 7/27/2009 12:03:42 PM |
| AsianDragon | $50.00 | $50.00 | 7/28/2009 11:37:51 AM |
| OGS_Capital | $25.00 | $25.00 | 7/28/2009 10:44:14 AM |
| maga | $50.00 | $50.00 | 7/28/2009 12:30:59 PM |
| JerryB96 | $50.00 | $50.00 | 7/28/2009 2:52:10 PM |
| dollarboy | $50.00 | $50.00 | 7/28/2009 3:30:00 PM |
| coolcoast | $71.86 | $71.86 | 7/28/2009 3:44:21 PM |
| 145 bids
|
Borrower Payment Dependent Notes Series
416627
This series of Notes was issued and sold upon the funding of the borrower loan #38113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction start date:
| Jul-15-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Jul-29-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $519.98 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $512.30 |
| |
|
Auction yield range:
| 6.23% - 14.00% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,102 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 17% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| GSXR-King |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for Lower APR
Purpose of loan:This loan will be used to consolidate three of my credit cards. I want to simplify my life into just making one payment and get a lower APR that my long established credit worthiness deserves. My financial situation:I am a good candidate for this loan because I have promising career as an Information Technology Manager with over a decade of experience in my field. I am currently employed at a well respected biotechnology company with over 1,200 employees within the United States. I highly value my credit and honor my obligations as my credit history speaks for itself.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chlebie | $25.00 | $25.00 | 7/15/2009 10:23:55 AM |
| d_grbg | $25.00 | $25.00 | 7/15/2009 10:24:56 AM |
| tlp43 | $25.00 | $25.00 | 7/15/2009 10:23:23 AM |
| hopethisworks | $50.00 | $50.00 | 7/15/2009 10:24:36 AM |
| LenderOnWheels | $25.00 | $25.00 | 7/15/2009 10:26:56 AM |
| Cbgator | $25.00 | $25.00 | 7/15/2009 10:24:51 AM |
| BusyAgent | $25.00 | $25.00 | 7/15/2009 10:27:15 AM |
| shortstop21 | $25.00 | $25.00 | 7/15/2009 10:27:34 AM |
| jbarron | $25.00 | $25.00 | 7/15/2009 10:27:59 AM |
| kegs | $250.00 | $250.00 | 7/15/2009 10:28:15 AM |
| nodrivelpls | $25.00 | $25.00 | 7/15/2009 10:26:52 AM |
| dunedin | $25.00 | $25.00 | 7/15/2009 10:27:09 AM |
| salala | $25.00 | $25.00 | 7/15/2009 10:28:01 AM |
| fund-virtuoso | $25.00 | $25.00 | 7/15/2009 10:29:32 AM |
| NATIVEBORN | $50.00 | $50.00 | 7/15/2009 10:28:47 AM |
| BenBernanke | $25.00 | $25.00 | 7/15/2009 10:30:43 AM |
| figs4u2 | $200.00 | $200.00 | 7/15/2009 10:31:03 AM |
| ahalls | $25.00 | $25.00 | 7/15/2009 10:31:06 AM |
| MBIntl | $25.00 | $25.00 | 7/15/2009 10:30:38 AM |
| 888168 | $25.00 | $25.00 | 7/15/2009 10:31:24 AM |
| create42xn | $25.00 | $25.00 | 7/15/2009 10:31:27 AM |
| twohorn | $25.00 | $25.00 | 7/15/2009 10:24:43 AM |
| larrybird | $250.00 | $250.00 | 7/15/2009 10:31:34 AM |
| funtwosay | $25.00 | $25.00 | 7/15/2009 10:33:47 AM |
| RationalWorld | $25.00 | $25.00 | 7/15/2009 10:25:14 AM |
| JMJIluss | $25.00 | $25.00 | 7/15/2009 10:34:11 AM |
| tillit | $25.00 | $25.00 | 7/15/2009 10:25:36 AM |
| kattghoti | $25.00 | $25.00 | 7/15/2009 10:25:41 AM |
| fotep-financial | $25.00 | $25.00 | 7/15/2009 10:25:48 AM |
| lepolgr | $50.00 | $50.00 | 7/15/2009 10:26:09 AM |
| IP | $50.00 | $50.00 | 7/15/2009 10:32:33 AM |
| linklady | $25.00 | $25.00 | 7/15/2009 10:26:46 AM |
| urbanMisfit | $25.00 | $25.00 | 7/15/2009 10:26:59 AM |
| pbo922 | $25.00 | $25.00 | 7/15/2009 10:48:01 AM |
| bigdogsafety1 | $50.00 | $50.00 | 7/15/2009 10:29:54 AM |
| Warwick | $25.00 | $25.00 | 7/15/2009 11:13:56 AM |
| Trojan1976 | $25.00 | $25.00 | 7/15/2009 10:33:26 AM |
| Carpetkid | $25.00 | $25.00 | 7/15/2009 10:33:44 AM |
| Goat | $25.00 | $25.00 | 7/15/2009 12:42:36 PM |
| bejfishing | $25.00 | $25.00 | 7/15/2009 1:57:32 PM |
| TennSquire | $25.00 | $25.00 | 7/15/2009 4:28:11 PM |
| aasx1108 | $25.00 | $25.00 | 7/15/2009 7:22:22 PM |
| able2help | $25.00 | $25.00 | 7/15/2009 6:03:22 PM |
| Weaverville | $75.00 | $75.00 | 7/15/2009 5:42:50 PM |
| bailey1223 | $25.00 | $25.00 | 7/16/2009 6:27:24 AM |
| aader | $25.00 | $25.00 | 7/16/2009 10:52:44 AM |
| BayShell | $32.29 | $32.29 | 7/16/2009 12:03:00 PM |
| wings2fly | $25.00 | $25.00 | 7/16/2009 12:12:40 PM |
| aader | $100.00 | $100.00 | 7/16/2009 11:43:05 AM |
| markwms | $25.00 | $25.00 | 7/16/2009 1:12:30 PM |
| Sibelius2 | $25.00 | $25.00 | 7/16/2009 1:58:25 PM |
| carolinalending | $25.00 | $25.00 | 7/16/2009 4:32:33 PM |
| lcole32 | $25.00 | $25.00 | 7/16/2009 3:22:53 PM |
| HibbyD | $30.00 | $30.00 | 7/16/2009 4:42:21 PM |
| Saving4Food | $25.00 | $25.00 | 7/16/2009 6:28:04 PM |
| zxw | $50.00 | $50.00 | 7/16/2009 5:02:24 PM |
| DadWarbucks | $50.00 | $50.00 | 7/16/2009 5:07:27 PM |
| Caledoni | $50.00 | $50.00 | 7/16/2009 7:07:42 PM |
| SeattleAngel | $25.00 | $25.00 | 7/16/2009 11:11:40 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 7/16/2009 8:12:24 PM |
| Cartm | $25.00 | $25.00 | 7/16/2009 7:12:21 PM |
| kaykarun | $25.00 | $25.00 | 7/17/2009 12:47:48 AM |
| KSgirl89 | $25.00 | $25.00 | 7/17/2009 12:32:31 AM |
| restech | $25.00 | $25.00 | 7/16/2009 11:42:36 PM |
| don8ter | $25.00 | $25.00 | 7/17/2009 4:26:39 AM |
| russia99 | $25.00 | $25.00 | 7/17/2009 6:01:53 AM |
| jfd287 | $25.00 | $25.00 | 7/17/2009 8:41:37 AM |
| Oakland | $50.00 | $50.00 | 7/17/2009 6:09:14 AM |
| atlviet | $25.00 | $25.00 | 7/17/2009 8:56:44 AM |
| leemic | $25.00 | $25.00 | 7/17/2009 10:02:31 AM |
| saltymt | $25.00 | $25.00 | 7/17/2009 11:46:47 AM |
| skiberdad | $50.00 | $50.00 | 7/17/2009 11:57:45 AM |
| hrubinst | $25.00 | $25.00 | 7/17/2009 10:01:49 AM |
| mrack | $25.00 | $25.00 | 7/17/2009 10:32:29 AM |
| coin-enclave | $25.00 | $25.00 | 7/17/2009 11:31:38 AM |
| Chakma | $25.00 | $25.00 | 7/17/2009 12:41:35 PM |
| Josta | $50.00 | $50.00 | 7/17/2009 1:06:52 PM |
| aganippe | $50.00 | $50.00 | 7/17/2009 2:24:25 PM |
| lagnisiruk | $25.00 | $25.00 | 7/17/2009 3:47:54 PM |
| Ilikupono | $50.00 | $50.00 | 7/17/2009 6:07:09 PM |
| dashawn | $25.00 | $25.00 | 7/17/2009 6:57:41 PM |
| jameskdean | $25.00 | $25.00 | 7/17/2009 10:11:38 PM |
| Apeman00 | $25.00 | $25.00 | 7/18/2009 10:21:43 AM |
| treasure-generator | $25.00 | $25.00 | 7/18/2009 3:51:42 AM |
| shawnw2 | $25.00 | $25.00 | 7/18/2009 12:52:15 PM |
| income8 | $50.00 | $50.00 | 7/18/2009 8:46:43 AM |
| ribbles | $50.00 | $50.00 | 7/18/2009 4:51:43 PM |
| GMPK_TLAS | $45.00 | $45.00 | 7/18/2009 11:56:47 AM |
| papaman | $25.00 | $25.00 | 7/18/2009 1:11:34 PM |
| PHI4308 | $25.00 | $25.00 | 7/19/2009 7:06:37 AM |
| ro37 | $25.00 | $25.00 | 7/19/2009 2:56:42 AM |
| wdfraser | $25.00 | $25.00 | 7/19/2009 11:16:36 AM |
| reueljw | $25.00 | $25.00 | 7/19/2009 10:06:38 AM |
| DonkeyRider | $25.00 | $25.00 | 7/19/2009 11:13:12 AM |
| LordKinbote | $25.00 | $25.00 | 7/19/2009 3:03:27 PM |
| college_girl | $25.00 | $25.00 | 7/19/2009 11:56:41 AM |
| ga-dad | $25.00 | $25.00 | 7/19/2009 12:26:57 PM |
| bridgedoctor | $25.00 | $25.00 | 7/19/2009 3:46:40 PM |
| theincarnatemike | $50.00 | $50.00 | 7/19/2009 4:46:39 PM |
| gmv814 | $50.00 | $50.00 | 7/19/2009 2:59:23 PM |
| satanichammy | $25.00 | $25.00 | 7/19/2009 6:31:44 PM |
| compassion-paladin042 | $25.00 | $25.00 | 7/19/2009 6:33:30 PM |
| arejaybe | $25.00 | $25.00 | 7/19/2009 7:31:42 PM |
| LKN2RTR | $25.00 | $25.00 | 7/19/2009 4:31:42 PM |
| xyzlmno | $41.81 | $41.81 | 7/19/2009 6:07:01 PM |
| LibbyZ | $50.00 | $50.00 | 7/19/2009 6:18:01 PM |
| bankofsam | $25.00 | $25.00 | 7/19/2009 6:22:40 PM |
| adub1979 | $61.75 | $61.75 | 7/19/2009 6:28:33 PM |
| madmccoy | $25.00 | $25.00 | 7/19/2009 7:01:41 PM |
| Quetz | $25.00 | $25.00 | 7/19/2009 7:03:20 PM |
| Superc0ld | $100.00 | $100.00 | 7/20/2009 12:26:41 AM |
| JohnSmith10 | $25.00 | $25.00 | 7/19/2009 8:21:41 PM |
| StarE | $50.00 | $50.00 | 7/19/2009 8:48:54 PM |
| Zipline | $25.00 | $25.00 | 7/20/2009 7:27:29 AM |
| 02bob | $25.00 | $25.00 | 7/19/2009 10:16:40 PM |
| oodkim84oo | $40.00 | $40.00 | 7/20/2009 12:06:46 AM |
| Westsider | $25.00 | $25.00 | 7/19/2009 11:26:48 PM |
| grf1945 | $25.00 | $25.00 | 7/20/2009 5:47:10 AM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 6:57:16 AM |
| CaboWaboRobo | $25.00 | $25.00 | 7/20/2009 7:17:06 AM |
| madpinto21 | $50.00 | $50.00 | 7/20/2009 11:31:45 AM |
| RJN | $25.00 | $25.00 | 7/20/2009 9:32:24 AM |
| TommyTucker | $50.00 | $50.00 | 7/20/2009 9:32:29 AM |
| phd1978 | $25.00 | $25.00 | 7/20/2009 9:33:11 AM |
| meow8705 | $25.00 | $25.00 | 7/20/2009 1:29:02 PM |
| Herluftrolle | $25.00 | $25.00 | 7/20/2009 11:12:05 AM |
| nav1elt | $54.54 | $54.54 | 7/20/2009 2:55:08 PM |
| Aquani | $50.00 | $50.00 | 7/20/2009 3:21:54 PM |
| Amused1 | $25.00 | $25.00 | 7/20/2009 3:28:20 PM |
| lindssc1 | $50.00 | $50.00 | 7/20/2009 12:44:59 PM |
| catterpillar | $25.00 | $25.00 | 7/20/2009 2:18:42 PM |
| brazilofmux | $100.00 | $100.00 | 7/20/2009 1:56:56 PM |
| Ryman81580 | $25.00 | $25.00 | 7/20/2009 3:16:40 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 3:46:35 PM |
| mollybosco | $50.00 | $50.00 | 7/20/2009 4:26:47 PM |
| divedude | $25.00 | $25.00 | 7/20/2009 5:02:03 PM |
| bookloverInCA | $50.00 | $50.00 | 7/20/2009 8:37:00 PM |
| beeslow | $50.43 | $50.43 | 7/20/2009 9:33:07 PM |
| SavannahBear | $25.00 | $25.00 | 7/20/2009 10:11:44 PM |
| MrCoffee | $50.00 | $50.00 | 7/20/2009 10:04:25 PM |
| amijo | $25.00 | $25.00 | 7/20/2009 10:31:55 PM |
| brewman | $47.99 | $47.99 | 7/21/2009 4:52:00 AM |
| Millie98 | $30.00 | $30.00 | 7/21/2009 8:01:35 AM |
| mmckune | $25.00 | $25.00 | 7/21/2009 8:26:42 AM |
| galtsgulch | $50.00 | $50.00 | 7/21/2009 10:26:38 AM |
| money-expert | $50.00 | $50.00 | 7/21/2009 9:43:05 AM |
| HoosHouse | $50.00 | $50.00 | 7/21/2009 9:59:56 AM |
| takabanana | $25.00 | $25.00 | 7/21/2009 10:32:20 AM |
| mpatrick | $100.00 | $100.00 | 7/21/2009 2:12:32 PM |
| leftcoast52 | $25.00 | $25.00 | 7/21/2009 10:52:18 AM |
| wild_carrot | $25.00 | $25.00 | 7/21/2009 11:47:03 AM |
| bikingbtb | $25.00 | $25.00 | 7/21/2009 3:22:15 PM |
| azali | $25.00 | $25.00 | 7/21/2009 1:34:38 PM |
| HawaiianHelper | $50.00 | $50.00 | 7/22/2009 6:35:34 AM |
| normadesmond | $25.00 | $25.00 | 7/21/2009 9:16:40 PM |
| EricLender | $25.00 | $25.00 | 7/22/2009 12:17:09 AM |
| KDW08 | $25.00 | $25.00 | 7/22/2009 9:31:54 AM |
| BCD | $25.00 | $25.00 | 7/22/2009 9:32:16 AM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:11:40 AM |
| nonregla | $25.00 | $25.00 | 7/22/2009 12:28:06 PM |
| Plotinus | $48.03 | $48.03 | 7/22/2009 12:02:15 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 7/22/2009 1:02:05 PM |
| Mavdyaus | $25.00 | $25.00 | 7/22/2009 2:28:15 PM |
| AMORTO | $50.00 | $50.00 | 7/22/2009 3:23:34 PM |
| homebody26 | $25.00 | $25.00 | 7/22/2009 6:51:36 PM |
| sail120 | $25.00 | $25.00 | 7/22/2009 6:22:09 PM |
| stanbalwight4 | $25.00 | $25.00 | 7/22/2009 7:37:01 PM |
| theRabbi | $25.00 | $25.00 | 7/23/2009 9:32:52 AM |
| acciont | $25.00 | $25.00 | 7/23/2009 9:58:30 AM |
| Msbutterfly | $25.00 | $25.00 | 7/23/2009 1:52:41 AM |
| Sitgarath | $50.00 | $50.00 | 7/23/2009 9:16:53 AM |
| BankOfShaun | $25.00 | $25.00 | 7/23/2009 11:18:39 AM |
| travel_professional | $25.00 | $6.41 | 7/23/2009 11:21:55 AM |
| peregrine | $25.00 | $25.00 | 7/23/2009 3:40:49 PM |
| jtc26 | $100.00 | $100.00 | 7/23/2009 3:43:22 PM |
| phersjm | $25.00 | $25.00 | 7/23/2009 7:28:31 PM |
| tsquared_030 | $100.00 | $100.00 | 7/24/2009 5:30:44 AM |
| SoyLover | $50.00 | $50.00 | 7/24/2009 11:40:03 AM |
| money-engine | $25.00 | $25.00 | 7/26/2009 6:47:00 AM |
| VitaminFunk | $25.00 | $25.00 | 7/26/2009 2:01:14 PM |
| George2384 | $25.00 | $25.00 | 7/27/2009 8:23:33 AM |
| Occhy | $50.00 | $50.00 | 7/27/2009 1:15:03 PM |
| zapquoc | $50.00 | $50.00 | 7/27/2009 8:09:56 PM |
| maga | $50.00 | $50.00 | 7/27/2009 9:07:32 PM |
| AM2008 | $25.00 | $25.00 | 7/28/2009 3:15:50 AM |
| engbusres | $50.00 | $50.00 | 7/28/2009 6:17:55 AM |
| FundMaker | $25.00 | $25.00 | 7/28/2009 8:47:47 AM |
| haryassman | $25.00 | $25.00 | 7/28/2009 9:56:13 AM |
| amlu1988 | $50.00 | $50.00 | 7/28/2009 12:30:58 PM |
| zento | $25.00 | $25.00 | 7/28/2009 12:36:38 PM |
| CSinvestments | $50.00 | $50.00 | 7/28/2009 3:01:36 PM |
| ChillyWilly | $25.00 | $25.00 | 7/28/2009 6:44:12 PM |
| LendsToMomos | $136.60 | $136.60 | 7/28/2009 7:10:11 PM |
| us957165 | $25.00 | $25.00 | 7/28/2009 7:18:27 PM |
| skorpious | $50.00 | $50.00 | 7/28/2009 7:56:45 PM |
| rbgnr111 | $25.00 | $25.00 | 7/28/2009 8:09:57 PM |
| dejnik | $40.00 | $40.00 | 7/28/2009 5:50:06 PM |
| availableloan | $25.00 | $25.00 | 7/28/2009 8:37:14 PM |
| RJTintheBK | $25.00 | $25.00 | 7/28/2009 6:47:38 PM |
| colorfulgardener | $50.00 | $50.00 | 7/29/2009 5:33:54 AM |
| mlaner92 | $25.00 | $25.00 | 7/29/2009 5:34:47 AM |
| djp127 | $50.00 | $50.00 | 7/28/2009 10:38:44 PM |
| Spkthewrd3 | $25.00 | $25.00 | 7/29/2009 3:15:24 AM |
| redcarp77 | $100.00 | $100.00 | 7/29/2009 5:18:55 AM |
| slojudy | $25.00 | $25.00 | 7/15/2009 10:24:59 AM |
| anton | $25.00 | $25.00 | 7/15/2009 10:25:11 AM |
| Cubsfan07 | $25.00 | $25.00 | 7/15/2009 10:26:40 AM |
| ohnezweck | $25.00 | $25.00 | 7/15/2009 10:24:49 AM |
| manyhappydogs | $50.00 | $50.00 | 7/15/2009 10:27:19 AM |
| AdamClemSC | $25.00 | $25.00 | 7/15/2009 10:27:26 AM |
| vacation-funding | $25.00 | $25.00 | 7/15/2009 10:27:47 AM |
| cingular | $25.00 | $25.00 | 7/15/2009 10:25:29 AM |
| Haydendover | $25.00 | $25.00 | 7/15/2009 10:26:20 AM |
| taylor883 | $25.00 | $25.00 | 7/15/2009 10:28:57 AM |
| PatRichi | $25.00 | $25.00 | 7/15/2009 10:28:07 AM |
| inkplj | $50.00 | $50.00 | 7/15/2009 10:30:21 AM |
| millipotski | $25.00 | $25.00 | 7/15/2009 10:29:07 AM |
| nicklds | $50.00 | $50.00 | 7/15/2009 10:30:00 AM |
| roxon | $25.00 | $25.00 | 7/15/2009 10:32:12 AM |
| How | $25.00 | $25.00 | 7/15/2009 10:23:57 AM |
| loiosh | $25.00 | $25.00 | 7/15/2009 10:24:46 AM |
| namisguy | $25.00 | $25.00 | 7/15/2009 10:31:39 AM |
| PaulW | $25.00 | $25.00 | 7/15/2009 10:24:53 AM |
| kubien | $25.00 | $25.00 | 7/15/2009 10:25:08 AM |
| ualf | $50.00 | $50.00 | 7/15/2009 10:31:55 AM |
| SNH | $25.00 | $25.00 | 7/15/2009 10:25:39 AM |
| Lender0424 | $25.00 | $25.00 | 7/15/2009 10:25:45 AM |
| bharosa | $25.00 | $25.00 | 7/15/2009 10:26:11 AM |
| Artist_Blue | $25.00 | $25.00 | 7/15/2009 10:33:04 AM |
| ah-long | $25.00 | $25.00 | 7/15/2009 10:26:50 AM |
| leucadian | $25.00 | $25.00 | 7/15/2009 10:33:15 AM |
| Tavita | $25.00 | $25.00 | 7/15/2009 10:33:23 AM |
| rmachi | $25.00 | $25.00 | 7/15/2009 10:33:40 AM |
| webclimber | $25.00 | $25.00 | 7/15/2009 10:27:22 AM |
| pksfunds | $50.00 | $50.00 | 7/15/2009 10:27:31 AM |
| mydreamsagain | $50.00 | $50.00 | 7/15/2009 10:48:43 AM |
| ibuystk | $50.00 | $50.00 | 7/15/2009 10:29:14 AM |
| jbadawg1017 | $25.00 | $25.00 | 7/15/2009 10:29:37 AM |
| bulabula | $25.00 | $25.00 | 7/15/2009 10:29:49 AM |
| augsdad | $25.00 | $25.00 | 7/15/2009 10:31:10 AM |
| jwm | $25.00 | $25.00 | 7/15/2009 10:31:16 AM |
| Central_States_Mutual | $25.00 | $25.00 | 7/15/2009 10:33:14 AM |
| Cre8iveCash | $25.00 | $25.00 | 7/15/2009 10:33:36 AM |
| guaton | $25.00 | $25.00 | 7/15/2009 1:37:59 PM |
| Joon | $25.00 | $25.00 | 7/15/2009 2:17:40 PM |
| Cbank05 | $25.00 | $25.00 | 7/15/2009 3:21:07 PM |
| actl | $25.00 | $25.00 | 7/15/2009 7:03:11 PM |
| bankojerry | $50.00 | $50.00 | 7/15/2009 7:22:20 PM |
| jstefans | $25.00 | $25.00 | 7/15/2009 8:07:34 PM |
| twjh | $25.00 | $25.00 | 7/15/2009 5:53:19 PM |
| Panitza | $100.00 | $100.00 | 7/16/2009 4:12:59 AM |
| xyzkid3 | $50.00 | $50.00 | 7/15/2009 8:52:27 PM |
| GElender | $50.00 | $50.00 | 7/16/2009 6:58:28 AM |
| omahajay | $35.00 | $35.00 | 7/15/2009 11:38:46 PM |
| cropdust3r | $25.00 | $25.00 | 7/16/2009 5:12:30 AM |
| 73Darin | $50.00 | $50.00 | 7/16/2009 7:06:24 AM |
| slyder61 | $25.00 | $25.00 | 7/16/2009 7:07:29 AM |
| planky | $100.00 | $100.00 | 7/16/2009 10:11:46 AM |
| Microfinancer | $25.00 | $25.00 | 7/16/2009 12:47:24 PM |
| beyondmanagement | $25.00 | $25.00 | 7/16/2009 1:13:16 PM |
| Sixmil | $25.00 | $25.00 | 7/16/2009 11:23:39 AM |
| lookingup78 | $25.00 | $25.00 | 7/16/2009 8:12:25 PM |
| skistud66 | $25.00 | $25.00 | 7/16/2009 6:28:05 PM |
| Zubo | $25.00 | $25.00 | 7/16/2009 8:33:00 PM |
| valemic | $50.00 | $50.00 | 7/16/2009 7:13:43 PM |
| gotyourgear | $25.00 | $25.00 | 7/17/2009 1:01:53 AM |
| mizunoman | $25.00 | $25.00 | 7/17/2009 3:07:35 AM |
| mbwillma | $25.00 | $25.00 | 7/16/2009 11:27:02 PM |
| Tahoeguy | $25.00 | $25.00 | 7/17/2009 1:16:42 AM |
| psalms6612 | $25.00 | $25.00 | 7/17/2009 6:39:21 AM |
| mc81 | $25.00 | $25.00 | 7/17/2009 1:57:12 AM |
| dannyboy_997 | $25.00 | $25.00 | 7/17/2009 7:42:22 AM |
| Pilotaceh | $50.00 | $50.00 | 7/17/2009 8:34:46 AM |
| Rogesparkguy | $25.00 | $25.00 | 7/17/2009 6:36:37 AM |
| Residuum | $25.00 | $25.00 | 7/17/2009 8:01:40 AM |
| p2ploan-battalion509 | $50.00 | $50.00 | 7/17/2009 9:19:11 AM |
| Mymoney4loan | $25.00 | $25.00 | 7/17/2009 2:06:40 PM |
| SKAGIT22 | $25.00 | $25.00 | 7/17/2009 2:41:50 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/17/2009 6:56:46 PM |
| overflowinglife | $25.00 | $25.00 | 7/17/2009 8:17:11 PM |
| LenderByDay | $25.00 | $25.00 | 7/17/2009 6:41:47 PM |
| money2k | $25.00 | $25.00 | 7/17/2009 9:16:53 PM |
| Hartfelt | $40.00 | $40.00 | 7/17/2009 8:21:40 PM |
| bradania | $25.00 | $25.00 | 7/17/2009 10:51:43 PM |
| looch350 | $25.00 | $25.00 | 7/18/2009 8:47:16 AM |
| Champpilot | $50.00 | $50.00 | 7/18/2009 9:01:38 AM |
| johnko929 | $25.00 | $25.00 | 7/18/2009 7:52:11 PM |
| MidnightBank | $25.00 | $25.00 | 7/19/2009 10:02:44 AM |
| mistertao | $25.00 | $25.00 | 7/19/2009 10:16:37 AM |
| Robyn5722 | $100.00 | $100.00 | 7/19/2009 10:37:58 AM |
| kumpa2u | $25.00 | $25.00 | 7/19/2009 2:18:16 PM |
| thedreamer | $25.00 | $25.00 | 7/19/2009 11:52:55 AM |
| somebody32 | $25.00 | $25.00 | 7/19/2009 12:41:47 PM |
| keeks | $25.00 | $25.00 | 7/19/2009 1:01:44 PM |
| PalmTreeIsland | $50.00 | $50.00 | 7/19/2009 2:43:12 PM |
| durban | $50.00 | $50.00 | 7/19/2009 3:18:27 PM |
| TGACJ | $50.00 | $50.00 | 7/19/2009 7:11:28 PM |
| Makemony | $50.00 | $50.00 | 7/19/2009 5:07:16 PM |
| spike16 | $25.00 | $25.00 | 7/19/2009 5:43:04 PM |
| lovetorun | $50.00 | $50.00 | 7/19/2009 6:56:43 PM |
| zaxsan | $25.00 | $25.00 | 7/20/2009 5:41:46 AM |
| kyxysyx | $50.00 | $50.00 | 7/19/2009 9:31:36 PM |
| puifais | $25.00 | $25.00 | 7/19/2009 10:06:54 PM |
| apetrock | $50.00 | $50.00 | 7/20/2009 7:07:57 AM |
| munoz44 | $25.00 | $25.00 | 7/20/2009 7:52:08 AM |
| Fahrquar | $25.00 | $25.00 | 7/20/2009 9:11:44 AM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2009 9:32:10 AM |
| bxdoc | $25.00 | $25.00 | 7/20/2009 9:35:44 AM |
| utukxul | $25.00 | $25.00 | 7/20/2009 12:56:44 PM |
| broomfieldbucks | $50.00 | $50.00 | 7/20/2009 9:52:04 AM |
| kingbutthd | $25.00 | $25.00 | 7/20/2009 10:47:04 AM |
| italisvital | $25.00 | $25.00 | 7/20/2009 11:06:04 AM |
| TiggerTooNYC | $25.00 | $25.00 | 7/20/2009 11:06:50 AM |
| HoosHouse | $50.00 | $50.00 | 7/20/2009 11:04:48 AM |
| ramsbladder | $25.00 | $25.00 | 7/20/2009 11:28:07 AM |
| bajaruss | $25.00 | $25.00 | 7/20/2009 12:11:58 PM |
| mzek | $27.00 | $27.00 | 7/20/2009 7:31:35 PM |
| Hexnut | $25.00 | $25.00 | 7/20/2009 9:32:14 PM |
| skibum65 | $50.00 | $50.00 | 7/20/2009 7:32:01 PM |
| Ballard | $25.00 | $25.00 | 7/21/2009 7:32:37 AM |
| ludacris | $50.00 | $50.00 | 7/20/2009 11:51:33 PM |
| andrewnar | $25.00 | $25.00 | 7/21/2009 2:56:36 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 9:42:40 AM |
| russm011 | $86.85 | $86.85 | 7/21/2009 6:52:36 AM |
| goatman | $25.00 | $25.00 | 7/21/2009 9:27:57 AM |
| brooklynjoe | $25.00 | $25.00 | 7/21/2009 9:33:49 AM |
| glalat | $25.00 | $25.00 | 7/21/2009 9:42:23 AM |
| intuitive-basis | $25.00 | $25.00 | 7/21/2009 9:34:52 AM |
| gobot | $32.82 | $32.82 | 7/21/2009 11:46:59 AM |
| ash135 | $25.00 | $25.00 | 7/21/2009 10:26:40 AM |
| derec | $25.00 | $25.00 | 7/21/2009 1:41:33 PM |
| 4gotn1 | $50.00 | $50.00 | 7/21/2009 12:44:29 PM |
| Rose22 | $46.32 | $46.32 | 7/21/2009 1:04:17 PM |
| DrStaff | $30.00 | $30.00 | 7/21/2009 3:22:17 PM |
| kjsfld | $25.00 | $25.00 | 7/21/2009 3:25:24 PM |
| incbx | $50.00 | $50.00 | 7/21/2009 9:46:43 PM |
| Adam_00 | $50.00 | $50.00 | 7/22/2009 11:02:16 AM |
| koyote | $50.00 | $50.00 | 7/22/2009 8:39:33 AM |
| PAID-IN-FULL | $25.00 | $25.00 | 7/22/2009 10:51:37 AM |
| Jerry44 | $25.00 | $25.00 | 7/22/2009 2:21:42 PM |
| mpactlender | $25.00 | $25.00 | 7/22/2009 11:22:19 AM |
| schmak99 | $50.00 | $50.00 | 7/22/2009 12:24:11 PM |
| dmitrk | $25.00 | $25.00 | 7/22/2009 1:21:44 PM |
| Winkyboy | $25.00 | $25.00 | 7/22/2009 1:22:47 PM |
| cyberie21 | $50.00 | $50.00 | 7/22/2009 2:36:44 PM |
| AKJagMan | $25.00 | $25.00 | 7/22/2009 2:57:23 PM |
| YogaDude34 | $50.00 | $50.00 | 7/22/2009 3:11:54 PM |
| palmdelino | $25.00 | $25.00 | 7/22/2009 9:53:11 PM |
| gilbow | $25.00 | $25.00 | 7/23/2009 1:57:27 AM |
| TelegramSam | $25.00 | $25.00 | 7/23/2009 8:01:49 AM |
| SkiNZ | $25.00 | $25.00 | 7/23/2009 9:47:14 AM |
| Logan7 | $25.00 | $25.00 | 7/23/2009 9:33:55 AM |
| Cherrypicker | $26.49 | $26.49 | 7/23/2009 11:17:36 AM |
| DaveG56313 | $25.00 | $25.00 | 7/23/2009 11:21:47 AM |
| ozzie | $100.00 | $100.00 | 7/23/2009 3:35:18 PM |
| reddyloan | $50.00 | $50.00 | 7/23/2009 2:36:50 PM |
| StreetJustice | $500.00 | $500.00 | 7/23/2009 11:59:41 PM |
| Credit2Prosper | $50.00 | $50.00 | 7/24/2009 10:08:23 AM |
| jump58 | $72.09 | $72.09 | 7/24/2009 7:44:30 PM |
| Tasmir | $25.00 | $25.00 | 7/26/2009 6:11:32 PM |
| jpjazzman | $25.00 | $25.00 | 7/27/2009 6:18:18 AM |
| illini08actuary | $25.00 | $25.00 | 7/27/2009 9:57:49 AM |
| platinum-cub | $80.00 | $80.00 | 7/27/2009 9:42:25 AM |
| JauaFlash | $37.09 | $37.09 | 7/27/2009 9:59:00 AM |
| Billybobobbrain | $39.00 | $39.00 | 7/27/2009 12:05:58 PM |
| trajames | $25.20 | $25.20 | 7/27/2009 12:09:53 PM |
| jawga11-hotmail-com1234567890123 | $25.00 | $25.00 | 7/27/2009 12:32:05 PM |
| myrddraal | $25.00 | $25.00 | 7/27/2009 1:19:46 PM |
| statistics | $50.00 | $50.00 | 7/27/2009 1:59:02 PM |
| conductor49 | $25.00 | $25.00 | 7/27/2009 6:25:28 PM |
| Syzygy | $25.00 | $25.00 | 7/27/2009 7:29:32 PM |
| Massagetherapist | $100.00 | $100.00 | 7/27/2009 7:46:48 PM |
| outofoffice | $50.00 | $50.00 | 7/27/2009 11:35:11 PM |
| mlj0671 | $57.00 | $57.00 | 7/28/2009 8:09:55 AM |
| lefty756 | $25.00 | $25.00 | 7/28/2009 9:00:56 AM |
| edsmoney | $100.00 | $100.00 | 7/28/2009 12:59:26 PM |
| paramjit | $25.00 | $25.00 | 7/28/2009 2:28:19 PM |
| evildutchman | $50.00 | $50.00 | 7/28/2009 6:42:18 PM |
| avalontrader | $73.92 | $73.92 | 7/28/2009 7:48:48 PM |
| Entejaeger | $50.00 | $50.00 | 7/28/2009 8:04:03 PM |
| kulender | $50.00 | $50.00 | 7/28/2009 8:10:38 PM |
| redhead21 | $46.37 | $46.37 | 7/28/2009 7:14:08 PM |
| eprometheus | $50.00 | $50.00 | 7/29/2009 2:43:38 AM |
| MCFinance27 | $50.00 | $50.00 | 7/28/2009 8:24:54 PM |
| crw1950 | $50.00 | $50.00 | 7/28/2009 9:01:12 PM |
| ALANGREANSPAN | $50.00 | $50.00 | 7/29/2009 6:03:23 AM |
| Outstandingbutimproving | $50.00 | $50.00 | 7/29/2009 6:17:21 AM |
| Gaelicman | $100.00 | $100.00 | 7/29/2009 7:11:07 AM |
| havok555 | $30.00 | $30.00 | 7/29/2009 7:46:48 AM |
| 909engineer | $25.00 | $25.00 | 7/29/2009 9:43:53 AM |
| OoM | $50.00 | $50.00 | 7/29/2009 9:45:14 AM |
| Realjo | $25.00 | $25.00 | 7/29/2009 10:00:20 AM |
| rkt88edmo | $25.00 | $25.00 | 7/29/2009 9:49:30 AM |
| coyone | $50.00 | $50.00 | 7/29/2009 8:56:43 AM |
| simiray | $25.00 | $25.00 | 7/29/2009 9:49:16 AM |
| 395 bids
|
Borrower Payment Dependent Notes Series
416891
This series of Notes was issued and sold upon the funding of the borrower loan #38100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-17-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Jul-29-2009 |
|
|
Starting lender yield:
| 8.42% |
Starting borrower rate/APR:
| 9.42% / 11.52% |
Starting monthly payment:
| $134.38 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 11.50% |
Final monthly payment:
| $134.34 |
| |
|
Auction yield range:
| 4.23% - 8.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| backwoodsrider |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 720-740
(Jun-2008)
|
|
Principal balance:
| $2,444.40 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Motorcycle modification
Purpose of loan:
This loan will be used to modify my motorcycle to make it accessable as I am in a wheelchair.
My financial situation:
I am a good candidate for this loan because I have a full time job and a large sum on money in savings to pay for most of the modifications but need a little more money as the the price has exceeded my budget but the bike is almost finished.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PaulW | $25.00 | $25.00 | 7/17/2009 4:07:43 PM |
| Sigonio | $25.00 | $25.00 | 7/17/2009 4:09:56 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/17/2009 4:11:14 PM |
| rjleves | $25.00 | $25.00 | 7/17/2009 4:10:09 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/17/2009 4:07:36 PM |
| pakrbkr | $25.00 | $25.00 | 7/17/2009 4:10:32 PM |
| thedoctor | $25.00 | $25.00 | 7/17/2009 4:12:48 PM |
| dumbass | $25.00 | $25.00 | 7/17/2009 4:12:53 PM |
| tallcoolone | $25.00 | $25.00 | 7/17/2009 4:11:24 PM |
| DukSerduk | $25.00 | $25.00 | 7/17/2009 4:09:45 PM |
| peb44 | $25.00 | $25.00 | 7/17/2009 4:12:34 PM |
| kaykarun | $50.00 | $50.00 | 7/17/2009 4:15:55 PM |
| anton | $25.00 | $25.00 | 7/17/2009 4:14:17 PM |
| truth-companion | $25.00 | $25.00 | 7/17/2009 4:11:50 PM |
| jfd287 | $25.00 | $25.00 | 7/17/2009 4:16:34 PM |
| Sumach | $25.00 | $25.00 | 7/17/2009 4:16:26 PM |
| lagnisiruk | $25.00 | $25.00 | 7/17/2009 4:17:29 PM |
| OLYVRC | $25.00 | $25.00 | 7/17/2009 9:02:31 PM |
| stonybrookimports | $25.00 | $25.00 | 7/17/2009 11:06:11 PM |
| BlindProphet | $25.00 | $25.00 | 7/19/2009 3:58:32 PM |
| jonesboyz | $25.00 | $25.00 | 7/19/2009 4:27:12 PM |
| financelover | $25.00 | $25.00 | 7/19/2009 4:41:44 PM |
| LendingP2P | $25.00 | $25.00 | 7/19/2009 7:00:55 PM |
| puifais | $25.00 | $25.00 | 7/19/2009 10:07:22 PM |
| Boxhead | $25.00 | $25.00 | 7/20/2009 9:28:02 AM |
| chkrvrty | $50.00 | $50.00 | 7/20/2009 6:48:02 AM |
| aprilapril | $25.00 | $25.00 | 7/20/2009 11:50:06 AM |
| CommerciaLender | $25.00 | $25.00 | 7/20/2009 12:16:22 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 3:42:17 PM |
| meow8705 | $25.00 | $25.00 | 7/20/2009 1:32:17 PM |
| L-vex | $25.00 | $25.00 | 7/20/2009 10:56:51 PM |
| sas19 | $25.00 | $25.00 | 7/21/2009 1:06:54 AM |
| a-harmonious-deal | $25.00 | $25.00 | 7/21/2009 9:34:22 AM |
| Jynxie | $34.56 | $34.56 | 7/21/2009 12:21:36 PM |
| greenwell | $50.00 | $50.00 | 7/21/2009 1:53:05 PM |
| leftcoast52 | $25.00 | $25.00 | 7/21/2009 10:51:53 AM |
| MT1130 | $25.00 | $25.00 | 7/21/2009 3:22:20 PM |
| abidos | $25.00 | $25.00 | 7/21/2009 3:23:08 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:16:48 AM |
| thegreatone | $25.00 | $25.00 | 7/22/2009 6:56:50 AM |
| Castellan | $25.00 | $25.00 | 7/22/2009 11:16:57 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 7/22/2009 1:01:55 PM |
| allybailey | $50.00 | $50.00 | 7/22/2009 3:14:34 PM |
| soccerchamp213 | $25.00 | $25.00 | 7/22/2009 6:22:29 PM |
| sloak | $25.00 | $25.00 | 7/23/2009 8:46:47 AM |
| KBank | $25.00 | $25.00 | 7/24/2009 12:21:39 AM |
| atlgator | $25.00 | $25.00 | 7/24/2009 6:11:52 AM |
| bondhedger | $25.00 | $25.00 | 7/24/2009 7:41:27 AM |
| spqrxxi | $50.00 | $50.00 | 7/24/2009 7:13:56 AM |
| hope-amigo | $25.00 | $25.00 | 7/24/2009 9:32:01 AM |
| latestone | $25.00 | $25.00 | 7/24/2009 11:01:46 AM |
| ojibwa | $25.00 | $25.00 | 7/24/2009 6:07:07 PM |
| jldallover | $25.00 | $25.00 | 7/24/2009 9:17:08 PM |
| HawaiianHelper | $50.00 | $50.00 | 7/24/2009 11:42:11 PM |
| mathgod | $25.00 | $25.00 | 7/24/2009 10:03:39 PM |
| 52digital | $25.00 | $14.80 | 7/25/2009 3:47:22 PM |
| adhocboy | $32.00 | $32.00 | 7/26/2009 7:38:26 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 1:12:48 PM |
| PLending | $63.00 | $63.00 | 7/29/2009 12:59:00 PM |
| salala | $25.00 | $25.00 | 7/17/2009 4:10:46 PM |
| totoro | $25.00 | $25.00 | 7/17/2009 4:09:27 PM |
| virtualbank | $25.00 | $25.00 | 7/17/2009 4:09:38 PM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2009 4:13:07 PM |
| Binan | $25.00 | $25.00 | 7/17/2009 4:12:03 PM |
| kegs | $250.00 | $250.00 | 7/17/2009 4:10:56 PM |
| Sixmil | $25.00 | $25.00 | 7/17/2009 4:15:38 PM |
| larrybird | $250.00 | $250.00 | 7/17/2009 4:12:12 PM |
| YellowJacket | $25.00 | $25.00 | 7/17/2009 4:12:41 PM |
| kenji4861 | $50.00 | $50.00 | 7/17/2009 4:12:58 PM |
| 888168 | $50.00 | $50.00 | 7/17/2009 4:13:41 PM |
| mrzz | $25.00 | $25.00 | 7/17/2009 4:13:54 PM |
| tylerfd | $25.00 | $25.00 | 7/17/2009 4:16:19 PM |
| afford83 | $25.00 | $25.00 | 7/17/2009 11:26:03 PM |
| Slimoro86 | $25.00 | $25.00 | 7/19/2009 12:10:32 AM |
| palmdelino | $25.00 | $25.00 | 7/19/2009 6:59:26 AM |
| krishopper | $25.00 | $25.00 | 7/19/2009 9:27:00 AM |
| Kash2010lu | $25.00 | $25.00 | 7/19/2009 4:10:02 PM |
| LordKinbote | $25.00 | $25.00 | 7/19/2009 4:56:50 PM |
| bradwill | $50.00 | $50.00 | 7/19/2009 7:06:46 PM |
| GFTM | $25.00 | $25.00 | 7/19/2009 6:30:35 PM |
| uralrider | $25.00 | $25.00 | 7/20/2009 10:57:32 AM |
| wormdc | $25.00 | $25.00 | 7/20/2009 12:17:32 PM |
| woodenshoes | $64.90 | $64.90 | 7/20/2009 5:01:53 PM |
| quintilian | $50.00 | $50.00 | 7/20/2009 5:03:58 PM |
| mjcjmm4407 | $25.00 | $25.00 | 7/20/2009 5:56:35 PM |
| kindofaloaner | $25.00 | $25.00 | 7/21/2009 9:33:37 AM |
| Sid-K | $50.00 | $50.00 | 7/21/2009 9:32:21 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 9:43:32 AM |
| giannyny | $25.00 | $25.00 | 7/21/2009 2:56:34 PM |
| wild_carrot | $25.00 | $25.00 | 7/21/2009 11:53:04 AM |
| wjf60 | $50.00 | $50.00 | 7/21/2009 3:23:51 PM |
| TennSquire | $25.00 | $25.00 | 7/21/2009 3:23:22 PM |
| Hexnut | $50.00 | $50.00 | 7/21/2009 3:24:31 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2009 3:46:52 PM |
| Okeey | $25.00 | $25.00 | 7/22/2009 9:06:46 AM |
| Avala | $25.00 | $25.00 | 7/22/2009 11:41:54 AM |
| Railbird | $25.00 | $25.00 | 7/22/2009 9:32:48 AM |
| andrelaplume | $35.00 | $35.00 | 7/22/2009 4:07:07 PM |
| RoyFauntleroy | $25.00 | $25.00 | 7/22/2009 9:27:20 PM |
| Msbutterfly | $25.00 | $25.00 | 7/23/2009 1:52:21 AM |
| TheBestDad | $25.00 | $25.00 | 7/23/2009 12:06:58 PM |
| RandomMonkey | $25.00 | $25.00 | 7/23/2009 4:56:39 PM |
| Wart126 | $25.00 | $25.00 | 7/23/2009 4:21:41 PM |
| Orringo | $25.00 | $25.00 | 7/23/2009 6:28:09 PM |
| kyomoon | $100.00 | $100.00 | 7/24/2009 9:37:23 AM |
| aqaq8877 | $75.00 | $75.00 | 7/24/2009 12:43:01 PM |
| mizount | $25.00 | $25.00 | 7/24/2009 10:42:15 AM |
| grf1945 | $25.00 | $25.00 | 7/24/2009 1:51:35 PM |
| neenerman | $25.00 | $25.00 | 7/24/2009 5:08:06 PM |
| incbx | $50.00 | $50.00 | 7/24/2009 8:11:51 PM |
| outwish | $25.00 | $25.00 | 7/24/2009 10:21:36 PM |
| Brainworm | $25.00 | $25.00 | 7/25/2009 1:38:37 AM |
| otalon | $55.74 | $55.74 | 7/25/2009 9:06:19 AM |
| simiray | $25.00 | $25.00 | 7/25/2009 10:12:52 PM |
| mtp | $50.00 | $50.00 | 7/26/2009 3:16:36 PM |
| ChristopherHS | $25.00 | $25.00 | 7/27/2009 11:13:20 PM |
| interstellar | $50.00 | $50.00 | 7/28/2009 11:11:41 AM |
| tenchi2777 | $25.00 | $25.00 | 7/28/2009 3:10:36 PM |
| Furryone | $25.00 | $25.00 | 7/29/2009 12:02:21 PM |
| Rustang | $50.00 | $50.00 | 7/29/2009 2:54:59 PM |
| busyguy07 | $25.00 | $25.00 | 7/29/2009 11:06:06 AM |
| 121 bids
|
Borrower Payment Dependent Notes Series
417047
This series of Notes was issued and sold upon the funding of the borrower loan #38112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,300.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-20-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Jul-29-2009 |
|
|
Starting lender yield:
| 27.04% |
Starting borrower rate/APR:
| 28.04% / 30.39% |
Starting monthly payment:
| $260.73 |
|
Final lender yield:
| 23.15% |
Final borrower rate/APR:
| 24.15% / 26.44% |
Final monthly payment:
| $247.66 |
| |
|
Auction yield range:
| 11.23% - 27.04% |
Estimated loss impact:
| 10.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,701 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| debtcar |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Apr-2008)
660-680
(Nov-2006)
|
|
Principal balance:
| $2,429.36 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
3rd loan from members
Hello Again!
Well prosper members itn the last few years i have had 2 loand with prosper,
and this will be my 3rd (part of this will pay off the second.)
My last loan moved us forward on completion of a house project. And we are picketfence America. Thanks to Prosper
Now, I would like to finish up the downstairs. I have been in my home for 10 years., and it will be the last home we will ever have.
I have been with My company for over 8 years and in the same line off work for 16 years. And, Now that my youngest is older, My wife will be starting a new job in sep. Married for 15 years.
I have kept working throught the tough times, and made every payment I owed. But trying to get and equity line has been a pain.
Almost every credit line I had, was reduced to current balance. As I'm sure You may have heard of happening. It crushed my score. And I make my payments! I didn't go house crazy despite My income I just learned about moderation. But, I'm still put in the middle of an unfinished project.
I will use these funds to finish up the basement and pay down some other bills. and when the mortgage world loosens up I will pay off this loan.
I have paid off a $7500 loan and we will be paying off my current prosper loan.
Step up make some $$ for yourself and i will follow through with my end.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| NATIVEBORN | $25.00 | $25.00 | 7/20/2009 5:28:12 PM |
| seisen | $50.00 | $50.00 | 7/20/2009 5:27:47 PM |
| SNH | $25.00 | $25.00 | 7/20/2009 5:28:44 PM |
| mrzz | $25.00 | $25.00 | 7/20/2009 5:31:54 PM |
| sk8ndive | $25.00 | $25.00 | 7/20/2009 5:33:45 PM |
| gilbow | $25.00 | $25.00 | 7/20/2009 5:35:56 PM |
| thedreamer | $25.00 | $25.00 | 7/20/2009 5:40:01 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 5:46:46 PM |
| sweety075 | $25.00 | $25.00 | 7/21/2009 10:58:30 AM |
| fareast_man | $25.00 | $25.00 | 7/21/2009 11:12:17 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:17:23 AM |
| YeoLenderSource | $25.00 | $25.00 | 7/22/2009 8:21:45 PM |
| julijask | $50.00 | $50.00 | 7/23/2009 11:11:48 PM |
| greenwell | $25.00 | $25.00 | 7/24/2009 8:34:14 AM |
| stu6703 | $50.00 | $50.00 | 7/24/2009 10:07:58 AM |
| mathgod | $25.00 | $25.00 | 7/24/2009 10:15:49 PM |
| MrEville | $25.00 | $25.00 | 7/25/2009 5:07:30 AM |
| mojii77 | $25.00 | $25.00 | 7/25/2009 5:57:31 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:27:26 PM |
| mercuriant | $25.00 | $25.00 | 7/26/2009 11:52:55 PM |
| unclejaef | $25.00 | $25.00 | 7/27/2009 6:17:17 PM |
| 108lender | $75.00 | $75.00 | 7/27/2009 6:17:34 PM |
| gizzywump | $25.00 | $25.00 | 7/27/2009 6:17:35 PM |
| draggon77 | $25.00 | $25.00 | 7/27/2009 6:17:25 PM |
| kyxysyx | $50.00 | $50.00 | 7/28/2009 8:48:12 AM |
| Artist_Blue | $25.00 | $25.00 | 7/28/2009 8:48:34 AM |
| chkrvrty | $25.00 | $25.00 | 7/28/2009 8:49:08 AM |
| jules3304 | $25.00 | $25.00 | 7/28/2009 7:41:09 AM |
| pfenness | $60.00 | $60.00 | 7/28/2009 8:48:15 AM |
| kegs | $250.00 | $250.00 | 7/28/2009 11:35:36 AM |
| LarWit1512 | $25.00 | $25.00 | 7/28/2009 11:45:43 AM |
| compsciman | $50.00 | $50.00 | 7/28/2009 11:46:32 AM |
| whatknows | $25.00 | $25.00 | 7/28/2009 11:46:38 AM |
| Finchy78 | $25.00 | $25.00 | 7/28/2009 12:50:29 PM |
| johnayan | $25.00 | $25.00 | 7/28/2009 11:46:40 AM |
| Cre8iveCash | $25.00 | $25.00 | 7/28/2009 11:52:02 AM |
| brosco2323 | $25.00 | $25.00 | 7/28/2009 12:50:37 PM |
| able2help | $25.00 | $25.00 | 7/28/2009 5:37:20 PM |
| redbomb5 | $25.00 | $25.00 | 7/28/2009 5:38:56 PM |
| aFro | $25.00 | $25.00 | 7/28/2009 5:39:42 PM |
| zigzagz03 | $25.00 | $25.00 | 7/28/2009 5:39:58 PM |
| Aviking | $50.00 | $50.00 | 7/28/2009 5:39:36 PM |
| Aquafina24Ounce | $25.00 | $25.00 | 7/28/2009 5:39:45 PM |
| windfall46 | $25.00 | $25.00 | 7/28/2009 5:40:27 PM |
| SkiNZ | $25.00 | $25.00 | 7/28/2009 5:48:39 PM |
| kaykarun | $25.00 | $25.00 | 7/28/2009 5:48:41 PM |
| flexible-value | $25.00 | $25.00 | 7/28/2009 5:48:30 PM |
| Fahrquar | $25.00 | $25.00 | 7/28/2009 5:48:40 PM |
| friendlyviking | $50.00 | $50.00 | 7/28/2009 5:48:57 PM |
| ramsbladder | $25.00 | $25.00 | 7/28/2009 5:48:47 PM |
| Tauri | $30.00 | $30.00 | 7/28/2009 5:49:26 PM |
| p2ploan-lion | $25.00 | $25.00 | 7/28/2009 5:48:58 PM |
| nellaelyob | $25.00 | $25.00 | 7/28/2009 5:49:25 PM |
| James_and_Tracy | $25.00 | $25.00 | 7/28/2009 5:49:31 PM |
| SelectTrustLending | $25.00 | $25.00 | 7/28/2009 5:51:56 PM |
| jstefans | $25.00 | $25.00 | 7/28/2009 5:38:52 PM |
| RusRobo | $25.00 | $25.00 | 7/28/2009 5:41:04 PM |
| diverse2 | $25.00 | $25.00 | 7/28/2009 5:41:15 PM |
| avalontrader | $50.00 | $50.00 | 7/28/2009 7:51:08 PM |
| guaton | $47.04 | $47.04 | 7/28/2009 8:07:13 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 7/28/2009 5:48:25 PM |
| karpman3 | $50.00 | $50.00 | 7/28/2009 5:48:29 PM |
| PatRichi | $25.00 | $25.00 | 7/28/2009 5:48:33 PM |
| bluebouyz | $30.00 | $30.00 | 7/28/2009 8:21:14 PM |
| igotmoney | $25.00 | $25.00 | 7/28/2009 5:48:54 PM |
| joseapg | $25.00 | $25.00 | 7/28/2009 6:17:47 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 9:06:30 PM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:10 PM |
| scloans | $25.57 | $25.57 | 7/29/2009 2:58:28 AM |
| satanichammy | $25.00 | $25.00 | 7/29/2009 5:08:30 AM |
| LKN2RTR | $25.00 | $25.00 | 7/28/2009 8:41:46 PM |
| KDW08 | $25.00 | $25.00 | 7/29/2009 5:08:34 AM |
| divedude | $25.00 | $25.00 | 7/29/2009 5:09:17 AM |
| lostontheedge | $25.00 | $25.00 | 7/29/2009 5:09:19 AM |
| Futurero | $25.00 | $25.00 | 7/29/2009 5:11:46 AM |
| slcchad | $25.00 | $25.00 | 7/29/2009 5:11:43 AM |
| omerta6102 | $25.06 | $25.06 | 7/29/2009 7:12:06 AM |
| lcole32 | $25.00 | $19.07 | 7/29/2009 7:52:57 AM |
| AKJagMan | $25.00 | $25.00 | 7/29/2009 5:07:14 AM |
| xyzlmno | $25.00 | $25.00 | 7/29/2009 5:08:02 AM |
| Gross_Income | $39.50 | $39.50 | 7/29/2009 6:36:57 AM |
| Vacs4u | $25.00 | $25.00 | 7/29/2009 7:52:51 AM |
| Bikerider | $50.00 | $50.00 | 7/29/2009 9:32:48 AM |
| malypom | $50.00 | $50.00 | 7/29/2009 1:16:01 PM |
| druidpoet | $25.00 | $25.00 | 7/29/2009 1:04:09 PM |
| bejfishing | $25.00 | $25.00 | 7/29/2009 7:14:06 PM |
| BlueProteus | $25.00 | $25.00 | 7/29/2009 6:41:44 PM |
| MicroPod | $25.00 | $25.00 | 7/20/2009 5:32:35 PM |
| lagnisiruk | $25.00 | $25.00 | 7/20/2009 5:36:26 PM |
| Drivindabus | $50.00 | $50.00 | 7/21/2009 10:49:49 AM |
| RedCentre | $100.00 | $100.00 | 7/22/2009 2:06:33 PM |
| mauge35 | $50.00 | $50.00 | 7/23/2009 8:24:21 AM |
| mrxtravis | $25.00 | $25.00 | 7/23/2009 10:26:58 AM |
| MoNeYMaN5 | $50.00 | $50.00 | 7/23/2009 12:16:39 PM |
| Sparchange | $25.00 | $25.00 | 7/23/2009 7:19:09 PM |
| LAM26 | $25.00 | $25.00 | 7/24/2009 8:34:35 AM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 10:07:23 AM |
| Chava15 | $25.00 | $25.00 | 7/25/2009 11:23:33 PM |
| verse99 | $25.00 | $25.00 | 7/26/2009 2:43:54 AM |
| mydreamsagain | $25.00 | $25.00 | 7/26/2009 11:52:37 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/26/2009 11:52:35 PM |
| TrustinOthers | $25.00 | $25.00 | 7/26/2009 11:52:35 PM |
| unger | $138.25 | $138.25 | 7/27/2009 8:25:59 AM |
| mc81 | $25.00 | $25.00 | 7/27/2009 6:16:40 PM |
| ADIDASNO | $25.00 | $25.00 | 7/27/2009 6:17:03 PM |
| slojudy | $25.00 | $25.00 | 7/27/2009 6:17:10 PM |
| fuke | $25.00 | $25.00 | 7/27/2009 5:13:12 PM |
| majorf2136 | $25.00 | $25.00 | 7/27/2009 6:17:12 PM |
| puifais | $25.00 | $25.00 | 7/27/2009 6:17:16 PM |
| Flying_Tilapia | $69.00 | $69.00 | 7/28/2009 3:03:49 AM |
| larrybird | $250.00 | $250.00 | 7/28/2009 11:35:34 AM |
| DER | $100.00 | $100.00 | 7/28/2009 11:35:52 AM |
| zrohmm | $25.00 | $25.00 | 7/28/2009 11:45:46 AM |
| decisive-capital | $30.00 | $30.00 | 7/28/2009 1:42:55 PM |
| zento | $25.00 | $25.00 | 7/28/2009 12:36:42 PM |
| shopzone | $50.00 | $50.00 | 7/28/2009 2:47:38 PM |
| mirolender | $25.00 | $25.00 | 7/28/2009 5:38:52 PM |
| moopi | $25.00 | $25.00 | 7/28/2009 5:39:43 PM |
| bulabula | $25.00 | $25.00 | 7/28/2009 5:38:54 PM |
| mdf | $50.00 | $50.00 | 7/28/2009 5:39:33 PM |
| money-expert | $25.00 | $25.00 | 7/28/2009 5:40:36 PM |
| maverickfella | $25.00 | $25.00 | 7/28/2009 5:39:41 PM |
| Microfinancer | $25.00 | $25.00 | 7/28/2009 5:48:31 PM |
| madmccoy | $25.00 | $25.00 | 7/28/2009 5:48:40 PM |
| kubien | $25.00 | $25.00 | 7/28/2009 5:48:26 PM |
| Amused1 | $25.00 | $25.00 | 7/28/2009 5:48:49 PM |
| ajk_blue | $25.00 | $25.00 | 7/28/2009 5:48:37 PM |
| wicker1 | $25.00 | $25.00 | 7/28/2009 5:48:53 PM |
| bajaruss | $25.00 | $25.00 | 7/28/2009 5:48:48 PM |
| ayerobbie | $25.00 | $25.00 | 7/28/2009 5:49:28 PM |
| Ryman81580 | $25.00 | $25.00 | 7/28/2009 5:48:50 PM |
| catomaior | $25.00 | $25.00 | 7/28/2009 5:51:53 PM |
| rhin0cerx | $50.00 | $50.00 | 7/28/2009 5:51:42 PM |
| baconguy | $25.00 | $25.00 | 7/28/2009 5:51:57 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:32:42 PM |
| ash135 | $25.00 | $25.00 | 7/28/2009 6:17:42 PM |
| t2smoney | $75.00 | $75.00 | 7/28/2009 6:44:51 PM |
| MSCG | $200.00 | $200.00 | 7/28/2009 6:39:43 PM |
| rmachi | $25.00 | $25.00 | 7/28/2009 5:38:50 PM |
| HunterSix | $25.00 | $25.00 | 7/28/2009 5:39:38 PM |
| integrity-monster | $25.00 | $25.00 | 7/28/2009 5:48:28 PM |
| Zipline | $25.00 | $25.00 | 7/28/2009 5:48:39 PM |
| tonejac | $25.00 | $25.00 | 7/28/2009 5:48:47 PM |
| restech | $25.00 | $25.00 | 7/28/2009 5:51:54 PM |
| Camden | $50.00 | $50.00 | 7/28/2009 6:06:23 PM |
| samaritan5 | $25.00 | $25.00 | 7/28/2009 11:01:37 PM |
| tillit | $25.00 | $25.00 | 7/28/2009 10:57:05 PM |
| wbp | $25.00 | $25.00 | 7/29/2009 4:56:38 AM |
| YogaDude34 | $25.00 | $25.00 | 7/29/2009 5:07:49 AM |
| secretidentity | $25.00 | $25.00 | 7/29/2009 5:11:45 AM |
| TEAM-Jasper | $50.00 | $50.00 | 7/29/2009 5:09:21 AM |
| Tasmir | $25.00 | $25.00 | 7/29/2009 5:11:48 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 7/29/2009 5:09:26 AM |
| loan-master996 | $29.85 | $29.85 | 7/29/2009 5:32:36 AM |
| sbarro | $36.56 | $36.56 | 7/29/2009 5:47:31 AM |
| Mantis75 | $25.00 | $25.00 | 7/29/2009 7:16:33 AM |
| MrMcduck | $25.00 | $25.00 | 7/29/2009 12:06:36 AM |
| b2m80s | $25.00 | $25.00 | 7/29/2009 5:32:46 AM |
| moola-berserker | $25.00 | $25.00 | 7/29/2009 7:12:28 AM |
| member874 | $25.00 | $25.00 | 7/29/2009 7:52:52 AM |
| conductor49 | $25.00 | $25.00 | 7/29/2009 10:25:22 AM |
| mjerryfirst | $400.00 | $400.00 | 7/29/2009 12:11:05 PM |
| support | $50.00 | $50.00 | 7/29/2009 10:14:42 AM |
| Ray3486 | $25.00 | $25.00 | 7/29/2009 11:08:43 AM |
| buddylucy | $45.10 | $45.10 | 7/29/2009 6:16:02 PM |
| Fun54115 | $50.00 | $50.00 | 7/29/2009 1:28:20 PM |
| twjh | $25.00 | $25.00 | 7/29/2009 2:12:49 PM |
| autoconnection | $25.00 | $25.00 | 7/29/2009 7:19:27 PM |
| 168 bids
|
Borrower Payment Dependent Notes Series
417527
This series of Notes was issued and sold upon the funding of the borrower loan #38106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-22-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-02-2009 |
|
|
Starting lender yield:
| 26.49% |
Starting borrower rate/APR:
| 27.49% / 30.10% |
Starting monthly payment:
| $61.63 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.58% |
Final monthly payment:
| $60.44 |
| |
|
Auction yield range:
| 11.23% - 26.49% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 24 | Length of status: | 6y 2m |
|
Amount delinquent:
| $1,177 |
Revolving credit balance:
| $8,386 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| moctryman |
Borrower's state:
| Missouri |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < mo. late:
| 0
( 0% )
| 700-720
(Apr-2009)
660-680
(Sep-2008)
660-680
(Jul-2008)
660-680
(Jan-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying off credit debt
Purpose of loan:
This loan will be used to pay off bill.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan also with my tax return I pay off more debt each year. I also own a company which is about $1000.00 more income each month.
Monthly net income: $ 3044.16
Monthly expenses: $
Housing: $ 1195.00
Insurance: $ 109
Car expenses: $ 100
Utilities: $ 169
Phone, cable, internet: 100
Food, entertainment: $ 100
Clothing, household expenses $
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's up with the delinquency? - JGuide
A:
Did a refi on home loan to better rate and got better rate. The mortgage company said that it would be taken off.
(Aug-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrzz | $25.00 | $25.00 | 7/22/2009 3:58:03 PM |
| gilbow | $25.00 | $25.00 | 7/22/2009 3:58:30 PM |
| roadster199 | $25.00 | $25.00 | 7/23/2009 9:33:47 AM |
| lagnisiruk | $25.00 | $25.00 | 7/26/2009 11:53:02 PM |
| MicroPod | $25.00 | $25.00 | 7/27/2009 6:17:19 PM |
| decisive-capital | $30.00 | $30.00 | 7/28/2009 1:43:05 PM |
| LibbyZ | $50.00 | $50.00 | 7/28/2009 5:51:52 PM |
| chongngoc | $50.00 | $50.00 | 7/28/2009 7:22:32 PM |
| genuine-money | $50.00 | $50.00 | 7/29/2009 11:15:09 AM |
| Aviking | $25.00 | $25.00 | 7/29/2009 4:32:06 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 7/29/2009 4:01:45 PM |
| emance | $25.00 | $25.00 | 7/29/2009 10:17:04 PM |
| checzwick | $25.00 | $25.00 | 8/1/2009 8:37:48 AM |
| money-shaker | $25.00 | $11.34 | 8/1/2009 2:21:31 PM |
| investment-cluster | $25.00 | $25.00 | 8/1/2009 4:57:14 PM |
| availableloan | $25.00 | $25.00 | 8/1/2009 9:28:59 PM |
| dlg | $26.00 | $26.00 | 8/1/2009 11:12:48 PM |
| realtormoises | $25.00 | $25.00 | 7/22/2009 8:29:25 PM |
| jtc26 | $25.00 | $25.00 | 7/23/2009 3:56:53 PM |
| niceguy777 | $25.00 | $25.00 | 7/23/2009 10:46:36 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 10:07:43 AM |
| seisen | $50.00 | $50.00 | 7/24/2009 2:46:38 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:27:41 PM |
| SNH | $25.00 | $25.00 | 7/27/2009 6:17:08 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/28/2009 8:48:08 AM |
| zeelender | $25.00 | $25.00 | 7/28/2009 11:46:47 AM |
| anton | $25.00 | $25.00 | 7/28/2009 5:32:56 PM |
| sk8ndive | $25.00 | $25.00 | 7/29/2009 7:32:22 PM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:18:17 AM |
| randsenterprise | $25.00 | $25.00 | 7/30/2009 2:38:03 PM |
| ladybug838 | $25.00 | $25.00 | 7/30/2009 3:07:22 PM |
| GElender | $25.00 | $25.00 | 7/31/2009 6:22:47 AM |
| natecam | $25.00 | $25.00 | 7/31/2009 8:35:31 AM |
| JohnSmallberries | $50.00 | $50.00 | 7/31/2009 11:16:00 AM |
| palpbert | $25.00 | $25.00 | 7/31/2009 12:13:10 PM |
| pueblopablo | $50.00 | $50.00 | 7/31/2009 12:43:49 PM |
| stonehillloans | $25.00 | $25.00 | 8/1/2009 5:01:17 AM |
| mjerryfirst | $381.66 | $381.66 | 8/1/2009 4:28:00 PM |
| hopheadmike | $26.00 | $26.00 | 8/1/2009 11:06:41 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
418223
This series of Notes was issued and sold upon the funding of the borrower loan #38105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Jul-30-2009 |
|
|
Starting lender yield:
| 18.05% |
Starting borrower rate/APR:
| 19.05% / 22.81% |
Starting monthly payment:
| $36.68 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.74% |
Final monthly payment:
| $36.15 |
| |
|
Auction yield range:
| 8.23% - 18.05% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-700 (Jul-2009) |
Current / open credit lines:
| 4
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 16 | Length of status: | 8y 7m |
|
Amount delinquent:
| $84 |
Revolving credit balance:
| $7,583 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| payment-hawk |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off one credit card
Purpose of loan:
This loan will be used to pay one credit card down to 0 so I can take advantage of a 0 interest offer and transfer a balance from another card. I don't want to ask for the full amount of my debt yet because I am new to Prosper.
My financial situation:
I am a good candidate for this loan because I have a very steady job which I have held for 8 years and I just received a large raise.
Monthly net income: $
2800. Although I make 52,800 per year I have large amounts taken out pre-tax for health insurance and childcare. I have been getting $1000/month from my family to cover things.
Monthly expenses: $
3800
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unclejaef | $25.00 | $25.00 | 7/27/2009 12:57:32 PM |
| rmachi | $25.00 | $25.00 | 7/27/2009 12:57:42 PM |
| lagnisiruk | $25.00 | $25.00 | 7/27/2009 12:57:19 PM |
| money-expert | $25.00 | $25.00 | 7/27/2009 12:58:30 PM |
| gilbow | $25.00 | $25.00 | 7/27/2009 12:57:15 PM |
| SNH | $25.00 | $25.00 | 7/27/2009 12:58:34 PM |
| larrybird | $250.00 | $250.00 | 7/27/2009 12:57:37 PM |
| tlp43 | $25.00 | $25.00 | 7/27/2009 12:58:26 PM |
| Syzygy | $25.00 | $25.00 | 7/27/2009 1:01:23 PM |
| puifais | $25.00 | $25.00 | 7/27/2009 12:57:26 PM |
| kegs | $250.00 | $250.00 | 7/27/2009 12:57:47 PM |
| figs4u2 | $200.00 | $200.00 | 7/27/2009 12:58:43 PM |
| Flying_Tilapia | $25.00 | $25.00 | 7/28/2009 12:59:06 AM |
| donenzo | $25.00 | $25.00 | 7/28/2009 6:56:55 PM |
| bondhedger | $25.00 | $25.00 | 7/30/2009 9:38:51 AM |
| 15 bids
|
Borrower Payment Dependent Notes Series
416290
This series of Notes was issued and sold upon the funding of the borrower loan #38099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $198.80 |
|
Final lender yield:
| 22.98% |
Final borrower rate/APR:
| 23.98% / 26.27% |
Final monthly payment:
| $196.11 |
| |
|
Auction yield range:
| 11.23% - 24.00% |
Estimated loss impact:
| 10.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,709 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 82% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| trekkie3po |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Apr-2009)
680-700
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Consolidating Bills
Purpose of loan:
This loan will be used to?
Refinance Car Loan. I had a previous listing to refinance some other debts but the chances of that loan getting funded were very low so I decided to start with something smaller. This loan will be used to drop insurance to liability and reduce monthly payment so that I can put more money towards paying down my credit card debt.
I am a good candidate for this loan because?
I always pay my financial obligations on time. This loan is pretty much a safe bet because I am already making the payments. If you check my financial summary I have never had a delinquincy or been sent to collections. I work in the financial industry so keeping my credit good is essential to my livelihood. Also I have used prosper before to consolidate some smaller bills and never missed a payment and even paid the loan off early. The credit card debt comes from a medical emergency I had last year that landed me in the hospital. The cards have since been cut up and I don't plan on taking on any more debt, just putting everything I have towards paying off that debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MicroPod | $25.00 | $25.00 | 7/14/2009 11:32:09 AM |
| scroooge | $25.00 | $25.00 | 7/14/2009 11:33:07 AM |
| fuke | $25.00 | $25.00 | 7/14/2009 12:24:25 PM |
| uncleubb | $25.00 | $25.00 | 7/14/2009 1:48:04 PM |
| RKLFinancial | $100.00 | $100.00 | 7/14/2009 1:13:25 PM |
| mercuriant | $25.00 | $25.00 | 7/14/2009 4:26:07 PM |
| unger | $500.00 | $500.00 | 7/14/2009 7:48:06 PM |
| ctaylor15 | $25.00 | $25.00 | 7/14/2009 6:36:14 PM |
| cudgeon | $50.00 | $50.00 | 7/14/2009 10:00:02 PM |
| kulender | $50.00 | $50.00 | 7/15/2009 5:54:45 AM |
| chevygal | $50.00 | $50.00 | 7/15/2009 9:17:49 AM |
| Ray3486 | $25.00 | $25.00 | 7/15/2009 10:47:22 AM |
| YoungTaxMan | $25.00 | $25.00 | 7/15/2009 2:21:47 PM |
| twjh | $25.00 | $25.00 | 7/15/2009 5:04:55 PM |
| igalburt | $38.34 | $38.34 | 7/15/2009 4:27:00 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/15/2009 5:15:55 PM |
| element40 | $50.00 | $50.00 | 7/15/2009 9:49:57 PM |
| Robbdogg | $34.25 | $34.25 | 7/16/2009 7:04:23 PM |
| BuffetRocks | $100.00 | $100.00 | 7/17/2009 12:20:46 AM |
| mcshew99 | $169.49 | $169.49 | 7/17/2009 9:00:14 AM |
| boflexson | $57.84 | $57.84 | 7/17/2009 10:55:26 AM |
| baconguy | $25.00 | $25.00 | 7/18/2009 2:47:35 PM |
| Matt_Colsia | $50.00 | $50.00 | 7/18/2009 5:00:02 PM |
| LenderCB | $50.00 | $50.00 | 7/18/2009 5:14:54 PM |
| umfan123 | $50.00 | $50.00 | 7/19/2009 12:34:00 AM |
| csak13 | $25.00 | $25.00 | 7/19/2009 3:54:11 PM |
| Nicksr | $50.00 | $50.00 | 7/19/2009 5:31:36 PM |
| gmv814 | $50.00 | $50.00 | 7/19/2009 3:01:26 PM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 6:56:51 AM |
| padewy | $25.00 | $25.00 | 7/20/2009 9:34:52 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 7/20/2009 2:18:26 PM |
| rbgnr111 | $25.00 | $25.00 | 7/20/2009 9:14:04 PM |
| fairgirl | $25.00 | $25.00 | 7/21/2009 10:25:49 AM |
| pessimist | $447.95 | $447.95 | 7/21/2009 1:39:43 PM |
| nc | $25.00 | $25.00 | 7/22/2009 10:20:19 AM |
| wbp | $25.00 | $25.00 | 7/23/2009 3:11:42 PM |
| Jordan1123 | $25.00 | $25.00 | 7/23/2009 7:01:09 PM |
| nelsonschool | $25.00 | $25.00 | 7/25/2009 7:50:25 AM |
| grotheik | $25.00 | $25.00 | 7/25/2009 8:13:34 AM |
| wizardii | $25.00 | $25.00 | 7/25/2009 9:12:24 AM |
| lagnisiruk | $33.00 | $33.00 | 7/25/2009 11:35:13 AM |
| carrinel | $50.00 | $50.00 | 7/25/2009 10:16:08 AM |
| VitaminFunk | $25.00 | $25.00 | 7/26/2009 2:29:06 PM |
| Leshan | $50.00 | $50.00 | 7/27/2009 7:12:28 AM |
| illini08actuary | $25.00 | $25.00 | 7/27/2009 9:52:10 AM |
| tke1631 | $40.00 | $40.00 | 7/27/2009 1:29:34 PM |
| ayiticheri | $25.00 | $25.00 | 7/27/2009 6:28:14 PM |
| Taho | $50.00 | $50.00 | 7/28/2009 6:58:18 AM |
| Gaelicman | $100.00 | $100.00 | 7/28/2009 9:57:27 AM |
| evergreen16 | $75.00 | $75.00 | 7/28/2009 10:35:26 AM |
| Katieo | $25.00 | $25.00 | 7/14/2009 11:32:22 AM |
| Cromag | $25.00 | $25.00 | 7/14/2009 12:53:17 PM |
| dizzydude | $25.00 | $25.00 | 7/14/2009 11:50:55 AM |
| bluebouyz | $25.00 | $25.00 | 7/14/2009 6:56:30 PM |
| building_community | $25.00 | $25.00 | 7/14/2009 7:50:45 PM |
| Brown98 | $25.00 | $25.00 | 7/14/2009 7:50:44 PM |
| stonehillloans | $50.00 | $50.00 | 7/15/2009 4:11:10 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 7/15/2009 9:17:47 AM |
| YurshotCapital | $50.00 | $50.00 | 7/15/2009 11:00:17 AM |
| veritek | $25.00 | $25.00 | 7/15/2009 2:22:15 PM |
| jchurchi | $25.00 | $25.00 | 7/15/2009 3:18:21 PM |
| ajk_blue | $25.00 | $25.00 | 7/16/2009 7:42:21 AM |
| Bikerider | $50.00 | $50.00 | 7/16/2009 9:52:50 AM |
| getreadyloans | $50.00 | $50.00 | 7/16/2009 1:33:46 PM |
| VentureAngel | $25.00 | $25.00 | 7/16/2009 7:54:27 PM |
| QGuy | $33.21 | $33.21 | 7/17/2009 7:15:59 AM |
| foothillender | $25.00 | $25.00 | 7/17/2009 8:14:11 AM |
| AAe | $25.00 | $25.00 | 7/18/2009 10:12:18 AM |
| myduck | $50.00 | $50.00 | 7/18/2009 5:32:07 PM |
| steprac1 | $25.00 | $25.00 | 7/19/2009 4:39:16 PM |
| ilend57 | $50.00 | $24.47 | 7/19/2009 3:46:52 PM |
| ali82 | $25.00 | $25.00 | 7/20/2009 10:55:00 AM |
| TEAM-Jasper | $100.00 | $100.00 | 7/20/2009 3:20:53 PM |
| Ronnieboy888 | $25.00 | $25.00 | 7/20/2009 10:27:32 PM |
| MPdeez | $100.00 | $100.00 | 7/21/2009 7:36:43 AM |
| Sugarmama21 | $56.45 | $56.45 | 7/21/2009 1:26:29 PM |
| krishopper | $25.00 | $25.00 | 7/21/2009 5:45:54 PM |
| Cthulu | $25.00 | $25.00 | 7/21/2009 8:16:34 PM |
| F_R_B_O_H | $50.00 | $50.00 | 7/21/2009 9:38:33 PM |
| steadhouse | $100.00 | $100.00 | 7/22/2009 8:21:09 PM |
| salegalaxy | $50.00 | $50.00 | 7/22/2009 11:59:34 PM |
| Fun54115 | $50.00 | $50.00 | 7/23/2009 2:38:36 PM |
| havok555 | $25.00 | $25.00 | 7/23/2009 4:53:00 PM |
| hawaiitechnical | $25.00 | $25.00 | 7/24/2009 1:59:38 PM |
| foofiter | $25.00 | $25.00 | 7/24/2009 9:49:41 PM |
| MSCG | $50.00 | $50.00 | 7/25/2009 5:46:27 AM |
| b1geasy | $75.00 | $75.00 | 7/25/2009 5:47:35 AM |
| jpjazzman | $25.00 | $25.00 | 7/26/2009 11:02:39 AM |
| CMDCO | $50.00 | $50.00 | 7/26/2009 12:28:45 PM |
| medman | $90.00 | $90.00 | 7/27/2009 10:28:03 AM |
| dmk2006 | $25.00 | $25.00 | 7/27/2009 12:16:24 PM |
| Tizzo27 | $100.00 | $100.00 | 7/27/2009 5:56:38 PM |
| Eric15378 | $50.00 | $50.00 | 7/28/2009 1:16:54 AM |
| Unker | $25.00 | $25.00 | 7/28/2009 6:47:35 AM |
| bitano | $50.00 | $50.00 | 7/28/2009 6:51:40 AM |
| JayIsABear | $50.00 | $50.00 | 7/28/2009 10:15:11 AM |
| wyobeads | $25.00 | $25.00 | 7/28/2009 10:18:59 AM |
| zento | $25.00 | $25.00 | 7/28/2009 10:14:07 AM |
| money-expert | $25.00 | $25.00 | 7/28/2009 9:51:17 AM |
| branaa99 | $25.00 | $25.00 | 7/28/2009 11:02:29 AM |
| 100 bids
|
Borrower Payment Dependent Notes Series
416414
This series of Notes was issued and sold upon the funding of the borrower loan #38097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $334.15 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 11.50% |
Final monthly payment:
| $319.86 |
| |
|
Auction yield range:
| 4.23% - 11.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-800 (Jul-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $45,355 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 41% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Diplomat |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 780-800
(May-2008)
|
|
Principal balance:
| $2,147.45 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Paying off high interest rate cards
Purpose of loan:
Following the recent legislation by Congress regarding limits to credit card companies the interest rates on two of my credit cards have been increased prior to the law taking effect next year. I have consistently paid these cards every month since opening them and have no negative occurrences on my credit report. The bank stated that they are they new owners of my debt since these new banks bought banks that have since been liquidated and therefore they have the ability to charge me a rate as determined by them. Further, these two banks threatened to cancel my credit lines, thereby negatively impacting my credit score, because I only paid on the credit cards and did not use them for purchases. I have reduced my use of credit cards to practically zero and depend on paying directly from my bank account with my debit card in an effort to not buy what I cannot afford. I used my first prosper loan to consolidate some debt and I ma now looking to fully pay off these two remaining credit cards so I no longer have to deal with their unethical practices.
My financial situation:
I am a good candidate for this loan because I currently meet all my financial obligations and have not been late on a payment in over 13 years i.e. since being a freshman in college. I want to improve my overall financial situation and get out of the unending cycle of high interest rate payments. Though I meet all my obligations I am not able to plan aggressively for the future and this is what I want to do. I also want to rid myself of the debt peonage that many are held to by the large credit card companies.
I was employed continuously for five and half years as a U.S. Diplomat following the completion of my first Master's Degree from an Ivy League school in the Northeast. When I returned to Washington after working a number of years overseas I decided to pursue my MBA on a part-time basis and have completed it in May 2009. I resigned from the government in December 2007 and accepted a position with a private Government contractor in March 2008. I have been continuously employed on a Defense Department contract that has been extended through 2013, and received an increase in salary following five months of performance on that contract and therefore feel that my employment is as secure as it can be in these tumultuous times. I guarantee that this loan will be repaid as my employment remains steady and I will be paying a lower interest rate on a fixed amount of debt that I already pay consistently at a higher interest rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please itemized all your income and expenditure for potential lender? Your have over $45k credit balance and you are looking to borrow $10k to pay them off? Please explain. - usd1027
A:
Other expenses include a car loan, prior prosper loan, and student loans. I intend to use this loan to pay off the balance on high interest credit cards. Once those balances are dispatched I will redirect the monthly payment to this loan and pay it off in 36 months or less. The difference in interest rates is what makes this feasible.
(Jul-22-2009)
Q:
Please show us your DoD contract, especially where it states you've been extended until 2013. - airborne423
A:
Unfortunately, I will be unable to provide that information since it is company sensitive data.
(Jul-22-2009)
Q:
How many months of your salary do you have in savings? - blLending
A:
My wife and I have an emergency fund in different vehicles totaling approximately 6 months of expenses. In addition, we have other vehicles for saving that are not easily accessible but extend out emergency fund to about 1 year.
(Jul-24-2009)
Q:
Thanks for the reply. I think we are still missing the first part of the questions. Can you please list all your income and expenditure so lenders will have more visibility on your financial situation? - usd1027
A:
Prosper recommends that one does not list personally identifiable information on this forum so it will be difficult for me to provide the level of granularity that you seek without compromising that Prosper directive. However, on my profile it states that my income is between 75-100K and that there is 45K in outstanding debt. It also shows that I have no negative indications on my credit report and that I have been able to make all required payments. I hope this addresses your concerns
(Jul-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KBank | $25.00 | $25.00 | 7/14/2009 11:25:00 AM |
| PaulW | $25.00 | $25.00 | 7/14/2009 11:32:18 AM |
| SkonkeyGongo | $25.00 | $25.00 | 7/14/2009 11:25:45 AM |
| DukSerduk | $25.00 | $25.00 | 7/14/2009 11:37:15 AM |
| totoro | $25.00 | $25.00 | 7/14/2009 11:34:09 AM |
| Sigonio | $25.00 | $25.00 | 7/14/2009 11:38:52 AM |
| mnmcarve | $25.00 | $25.00 | 7/14/2009 11:42:46 AM |
| virtualbank | $25.00 | $25.00 | 7/14/2009 11:36:24 AM |
| rjleves | $25.00 | $25.00 | 7/14/2009 11:39:19 AM |
| gotyourgear | $25.00 | $25.00 | 7/14/2009 1:01:11 PM |
| abidos | $25.00 | $25.00 | 7/14/2009 2:42:46 PM |
| jbadawg1017 | $25.00 | $25.00 | 7/14/2009 2:43:53 PM |
| woodenshoes | $100.00 | $100.00 | 7/14/2009 2:45:55 PM |
| bradwill | $50.00 | $50.00 | 7/14/2009 2:25:56 PM |
| K2Outlaws | $25.00 | $25.00 | 7/14/2009 4:21:01 PM |
| MT1130 | $25.00 | $25.00 | 7/14/2009 6:26:07 PM |
| peb44 | $25.00 | $25.00 | 7/14/2009 6:46:02 PM |
| larrybird | $250.00 | $250.00 | 7/14/2009 5:40:25 PM |
| markwms | $25.00 | $25.00 | 7/14/2009 8:31:04 PM |
| DeathScythe676 | $25.00 | $25.00 | 7/14/2009 10:05:52 PM |
| thedoctor | $25.00 | $25.00 | 7/14/2009 8:36:36 PM |
| kenji4861 | $50.00 | $50.00 | 7/15/2009 2:03:19 AM |
| laststrawman | $25.00 | $25.00 | 7/15/2009 12:33:01 PM |
| 888168 | $50.00 | $50.00 | 7/15/2009 10:57:59 AM |
| guaton | $25.00 | $25.00 | 7/15/2009 1:37:44 PM |
| BenBernanke | $25.00 | $25.00 | 7/15/2009 3:37:44 PM |
| mrzz | $25.00 | $25.00 | 7/15/2009 2:47:48 PM |
| TennSquire | $25.00 | $25.00 | 7/15/2009 4:27:58 PM |
| papaman | $25.00 | $25.00 | 7/16/2009 9:22:43 AM |
| AnastasiaBeaverhausen | $25.00 | $25.00 | 7/16/2009 12:37:37 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/16/2009 1:17:44 PM |
| Railbird | $25.00 | $25.00 | 7/16/2009 3:32:47 PM |
| amijo | $30.43 | $30.43 | 7/16/2009 4:32:44 PM |
| trucklawyer | $25.00 | $25.00 | 7/16/2009 4:32:52 PM |
| skistud66 | $25.00 | $25.00 | 7/16/2009 6:27:33 PM |
| oodkim84oo | $25.00 | $25.00 | 7/17/2009 2:56:44 AM |
| tylerfd | $25.00 | $25.00 | 7/17/2009 8:01:53 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 7/17/2009 7:08:46 AM |
| jfd287 | $25.00 | $25.00 | 7/17/2009 8:41:52 AM |
| OLYVRC | $25.00 | $25.00 | 7/17/2009 9:02:17 PM |
| sajitp | $29.61 | $29.61 | 7/18/2009 5:21:40 AM |
| RandomMonkey | $25.00 | $25.00 | 7/18/2009 7:31:51 AM |
| L-vex | $25.00 | $25.00 | 7/18/2009 11:46:57 AM |
| leeball | $100.00 | $100.00 | 7/18/2009 12:56:44 PM |
| interstellar | $100.00 | $100.00 | 7/19/2009 8:52:49 AM |
| Xeo | $25.00 | $25.00 | 7/19/2009 10:47:40 AM |
| djs81 | $25.00 | $25.00 | 7/19/2009 11:02:58 AM |
| financelover | $25.00 | $25.00 | 7/19/2009 11:16:45 AM |
| andymax | $25.00 | $25.00 | 7/19/2009 5:56:59 PM |
| Imageloan | $25.00 | $25.00 | 7/20/2009 2:58:05 AM |
| OldestBrother | $50.00 | $50.00 | 7/19/2009 7:56:39 PM |
| grf1945 | $25.00 | $25.00 | 7/20/2009 5:51:42 AM |
| timmydaddy | $25.00 | $25.00 | 7/20/2009 9:42:36 AM |
| neenerman | $25.00 | $25.00 | 7/20/2009 11:22:20 AM |
| Ireland64 | $25.00 | $25.00 | 7/20/2009 8:01:50 AM |
| kanewna | $50.00 | $50.00 | 7/20/2009 9:31:42 AM |
| damage | $25.00 | $25.00 | 7/20/2009 9:32:37 AM |
| mlbox3k | $25.00 | $25.00 | 7/20/2009 3:31:48 PM |
| MasterJin | $25.00 | $25.00 | 7/20/2009 2:32:49 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 3:41:45 PM |
| johnsails | $50.00 | $50.00 | 7/20/2009 8:21:48 PM |
| shadowflame_99 | $25.00 | $25.00 | 7/20/2009 9:46:49 PM |
| kindofaloaner | $25.00 | $25.00 | 7/21/2009 9:33:29 AM |
| a-harmonious-deal | $25.00 | $25.00 | 7/21/2009 9:34:09 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 9:43:20 AM |
| leftcoast52 | $25.00 | $25.00 | 7/21/2009 10:51:43 AM |
| Mark-O-Polo | $25.00 | $25.00 | 7/21/2009 2:11:36 PM |
| SKG | $25.00 | $25.00 | 7/21/2009 3:22:21 PM |
| ChicoBob | $50.00 | $50.00 | 7/21/2009 3:22:26 PM |
| majormoves1 | $25.00 | $25.00 | 7/21/2009 11:56:47 AM |
| secret-santa | $25.00 | $25.00 | 7/21/2009 3:24:57 PM |
| market-assembler | $25.00 | $25.00 | 7/21/2009 2:49:55 PM |
| mtpscuba | $25.00 | $25.00 | 7/21/2009 3:21:52 PM |
| Tasmir | $25.00 | $25.00 | 7/21/2009 3:22:33 PM |
| charb57 | $50.00 | $50.00 | 7/21/2009 3:23:53 PM |
| Cleon | $25.00 | $25.00 | 7/21/2009 3:25:07 PM |
| BayShell | $40.00 | $40.00 | 7/21/2009 3:25:13 PM |
| kayakg | $25.00 | $25.00 | 7/21/2009 3:25:46 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2009 3:46:39 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:16:36 AM |
| tsui517 | $25.00 | $25.00 | 7/21/2009 8:56:35 PM |
| djp127 | $34.13 | $34.13 | 7/22/2009 12:08:34 AM |
| Avala | $25.00 | $25.00 | 7/22/2009 11:41:40 AM |
| amsterq | $25.00 | $25.00 | 7/22/2009 9:32:03 AM |
| kjsfld | $25.00 | $25.00 | 7/22/2009 12:42:13 PM |
| Iloanyoumoney | $25.00 | $25.00 | 7/22/2009 10:11:55 AM |
| Castellan | $25.00 | $25.00 | 7/22/2009 11:16:46 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 7/22/2009 1:01:46 PM |
| fotep-financial | $50.00 | $50.00 | 7/22/2009 1:56:47 PM |
| YogaDude34 | $125.00 | $125.00 | 7/22/2009 3:12:02 PM |
| Strato | $25.00 | $25.00 | 7/22/2009 2:36:37 PM |
| twerns | $25.00 | $25.00 | 7/22/2009 5:27:13 PM |
| leemic | $25.00 | $25.00 | 7/23/2009 2:36:49 AM |
| soccerchamp213 | $25.00 | $25.00 | 7/22/2009 6:22:22 PM |
| Msbutterfly | $25.00 | $25.00 | 7/23/2009 1:52:05 AM |
| faldska | $25.00 | $25.00 | 7/23/2009 12:21:38 PM |
| hattric73 | $25.00 | $25.00 | 7/23/2009 11:41:43 AM |
| Norcal | $25.00 | $25.00 | 7/23/2009 12:11:45 PM |
| TheBestDad | $25.00 | $25.00 | 7/23/2009 12:06:49 PM |
| mal12561 | $31.26 | $31.26 | 7/23/2009 3:06:45 PM |
| koinonea | $25.00 | $25.00 | 7/23/2009 5:38:02 PM |
| szetheli | $25.00 | $25.00 | 7/23/2009 5:48:11 PM |
| Orringo | $25.00 | $25.00 | 7/23/2009 6:28:03 PM |
| moneyman06 | $25.00 | $25.00 | 7/24/2009 9:31:39 AM |
| hope-amigo | $25.00 | $25.00 | 7/24/2009 9:31:49 AM |
| kyomoon | $100.00 | $100.00 | 7/24/2009 9:37:11 AM |
| leucadian | $25.00 | $25.00 | 7/24/2009 10:11:44 AM |
| ElChico124 | $25.00 | $25.00 | 7/24/2009 9:32:25 AM |
| Banker7371 | $25.00 | $25.00 | 7/24/2009 11:42:04 AM |
| Sitgarath | $25.00 | $25.00 | 7/24/2009 12:26:40 PM |
| latestone | $25.00 | $25.00 | 7/24/2009 11:01:37 AM |
| Yankeeeagle | $25.00 | $25.00 | 7/24/2009 12:16:40 PM |
| Nothus | $25.00 | $25.00 | 7/24/2009 12:22:30 PM |
| mentornetwork | $25.00 | $25.00 | 7/24/2009 5:02:33 PM |
| jstefans | $25.00 | $25.00 | 7/24/2009 5:04:33 PM |
| BadgerWI | $25.00 | $25.00 | 7/24/2009 5:04:55 PM |
| Cluvnupe06 | $25.00 | $25.00 | 7/24/2009 5:05:13 PM |
| Scott0007 | $25.00 | $25.00 | 7/24/2009 5:05:25 PM |
| Aubrei | $25.00 | $25.00 | 7/24/2009 5:05:39 PM |
| brstern2 | $25.00 | $25.00 | 7/24/2009 5:06:10 PM |
| onegoodlender | $25.00 | $25.00 | 7/24/2009 5:06:13 PM |
| Brainworm | $25.00 | $25.00 | 7/24/2009 5:06:50 PM |
| kubien | $25.00 | $25.00 | 7/24/2009 5:07:25 PM |
| brit11 | $25.00 | $25.00 | 7/24/2009 5:08:11 PM |
| reiterpitscrambledegg | $25.00 | $25.00 | 7/24/2009 5:04:32 PM |
| yachey | $25.00 | $25.00 | 7/24/2009 5:05:09 PM |
| wgc | $25.00 | $25.00 | 7/24/2009 5:05:30 PM |
| grampy48 | $25.00 | $25.00 | 7/24/2009 5:05:48 PM |
| sandeepPR | $25.00 | $25.00 | 7/24/2009 5:05:54 PM |
| caipira | $25.00 | $25.00 | 7/24/2009 5:05:58 PM |
| halfpintc | $25.00 | $25.00 | 7/24/2009 5:06:15 PM |
| bruin558 | $50.00 | $50.00 | 7/24/2009 5:04:37 PM |
| bankofsam | $25.00 | $25.00 | 7/24/2009 5:04:46 PM |
| Apeman00 | $25.00 | $25.00 | 7/24/2009 5:05:27 PM |
| ojibwa | $25.00 | $25.00 | 7/24/2009 6:07:02 PM |
| Cerias | $25.00 | $25.00 | 7/24/2009 5:05:47 PM |
| Dave0 | $25.00 | $25.00 | 7/24/2009 5:06:34 PM |
| looney-toon | $25.00 | $25.00 | 7/24/2009 5:06:58 PM |
| labate | $25.00 | $25.00 | 7/24/2009 8:16:41 PM |
| jldallover | $25.00 | $25.00 | 7/24/2009 9:17:01 PM |
| ADenny | $25.00 | $25.00 | 7/25/2009 2:06:44 PM |
| 52digital | $25.00 | $25.00 | 7/25/2009 3:47:16 PM |
| fortytwo | $125.00 | $125.00 | 7/25/2009 9:11:51 PM |
| titaniumtommy | $25.00 | $25.00 | 7/26/2009 1:46:39 PM |
| xphile | $25.00 | $25.00 | 7/26/2009 3:21:44 PM |
| saxeman | $25.00 | $25.00 | 7/26/2009 10:06:32 PM |
| indomart | $25.00 | $25.00 | 7/26/2009 9:21:54 PM |
| Catalina_Enterprises | $74.68 | $74.68 | 7/26/2009 11:21:19 PM |
| George2384 | $25.00 | $25.00 | 7/27/2009 8:20:38 AM |
| jimbo29blue | $25.00 | $25.00 | 7/27/2009 5:01:44 AM |
| farmgirl27 | $50.00 | $50.00 | 7/27/2009 9:31:27 AM |
| planky | $50.00 | $50.00 | 7/27/2009 11:44:40 AM |
| qkinger | $50.00 | $50.00 | 7/27/2009 8:52:20 PM |
| balance-chestnut | $25.00 | $25.00 | 7/27/2009 9:35:56 PM |
| mortyscastle | $25.00 | $25.00 | 7/27/2009 6:31:49 PM |
| JJ-Loans | $100.00 | $100.00 | 7/28/2009 5:55:42 AM |
| Sentosa | $105.00 | $105.00 | 7/27/2009 10:19:41 PM |
| Kyileo | $50.00 | $50.00 | 7/28/2009 11:22:23 AM |
| HibbyD | $35.00 | $35.00 | 7/14/2009 11:31:25 AM |
| Sixmil | $25.00 | $25.00 | 7/14/2009 11:35:56 AM |
| pakrbkr | $25.00 | $25.00 | 7/14/2009 11:41:27 AM |
| kegs | $250.00 | $250.00 | 7/14/2009 12:01:54 PM |
| NJNY | $25.00 | $25.00 | 7/14/2009 11:39:49 AM |
| dashawn | $25.00 | $25.00 | 7/14/2009 11:40:40 AM |
| salala | $25.00 | $25.00 | 7/14/2009 11:43:03 AM |
| tallcoolone | $25.00 | $25.00 | 7/14/2009 1:21:03 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/14/2009 12:56:34 PM |
| vegibenz | $25.00 | $25.00 | 7/14/2009 3:32:59 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/14/2009 2:43:10 PM |
| atlviet | $25.00 | $25.00 | 7/14/2009 2:43:30 PM |
| truth-companion | $25.00 | $25.00 | 7/14/2009 3:36:50 PM |
| Binan | $25.00 | $25.00 | 7/14/2009 4:45:59 PM |
| ayerobbie | $25.00 | $25.00 | 7/14/2009 6:50:52 PM |
| YellowJacket | $25.00 | $25.00 | 7/14/2009 7:21:22 PM |
| Artist_Blue | $25.00 | $25.00 | 7/15/2009 6:04:06 AM |
| dumbass | $25.00 | $25.00 | 7/14/2009 9:45:54 PM |
| the-swiss-vault | $25.00 | $25.00 | 7/14/2009 10:30:52 PM |
| Jynxie | $50.00 | $50.00 | 7/15/2009 11:37:32 AM |
| DrStaff | $30.00 | $30.00 | 7/15/2009 4:47:43 PM |
| anton | $25.00 | $25.00 | 7/15/2009 5:38:22 PM |
| ohnezweck | $25.00 | $25.00 | 7/16/2009 10:29:32 AM |
| bigrpf5 | $25.00 | $25.00 | 7/16/2009 10:29:30 AM |
| giannyny | $25.00 | $25.00 | 7/16/2009 10:30:12 AM |
| bugleusmc | $30.00 | $30.00 | 7/16/2009 1:37:23 PM |
| outwish | $25.00 | $25.00 | 7/16/2009 3:52:41 PM |
| restech | $25.00 | $25.00 | 7/16/2009 11:46:47 PM |
| kaykarun | $50.00 | $50.00 | 7/17/2009 12:47:26 AM |
| ChristopherHS | $25.00 | $25.00 | 7/17/2009 5:04:06 AM |
| Sumach | $25.00 | $25.00 | 7/17/2009 8:37:38 AM |
| lagnisiruk | $25.00 | $25.00 | 7/17/2009 3:47:42 PM |
| GElender | $25.00 | $25.00 | 7/17/2009 5:12:08 PM |
| mjcjmm4407 | $25.00 | $25.00 | 7/17/2009 10:27:01 PM |
| krishopper | $25.00 | $25.00 | 7/19/2009 9:26:45 AM |
| LordKinbote | $25.00 | $25.00 | 7/19/2009 3:11:49 PM |
| jonesboyz | $25.00 | $25.00 | 7/19/2009 4:26:48 PM |
| BlindProphet | $25.00 | $25.00 | 7/19/2009 3:58:11 PM |
| wjf60 | $50.00 | $50.00 | 7/19/2009 4:38:38 PM |
| xyzlmno | $50.00 | $50.00 | 7/19/2009 5:56:42 PM |
| puifais | $25.00 | $25.00 | 7/19/2009 10:07:02 PM |
| StarE | $25.00 | $25.00 | 7/19/2009 8:56:44 PM |
| AgTiPinisher | $25.00 | $25.00 | 7/19/2009 11:07:38 PM |
| thesupplier | $25.00 | $25.00 | 7/20/2009 9:34:35 AM |
| Zipline | $25.00 | $25.00 | 7/20/2009 7:27:16 AM |
| Wart126 | $25.00 | $25.00 | 7/20/2009 11:39:05 AM |
| Boxhead | $25.00 | $25.00 | 7/20/2009 9:27:25 AM |
| bowdish1 | $100.00 | $100.00 | 7/20/2009 1:21:42 PM |
| meow8705 | $25.00 | $25.00 | 7/20/2009 1:31:54 PM |
| jchurchi | $50.00 | $50.00 | 7/20/2009 3:02:12 PM |
| wormdc | $25.00 | $25.00 | 7/20/2009 12:17:05 PM |
| SKAGIT22 | $25.00 | $25.00 | 7/20/2009 4:41:48 PM |
| b-rent | $25.00 | $25.00 | 7/20/2009 6:07:09 PM |
| TA85 | $25.00 | $25.00 | 7/20/2009 5:51:50 PM |
| sas19 | $25.00 | $25.00 | 7/21/2009 1:06:46 AM |
| Hexnut | $50.00 | $50.00 | 7/20/2009 9:31:58 PM |
| Sid-K | $50.00 | $50.00 | 7/21/2009 9:32:06 AM |
| wild_carrot | $25.00 | $25.00 | 7/21/2009 11:47:36 AM |
| naniamo | $25.00 | $25.00 | 7/21/2009 3:22:30 PM |
| PAID-IN-FULL | $25.00 | $25.00 | 7/21/2009 3:22:49 PM |
| synergy4all | $25.00 | $25.00 | 7/21/2009 3:23:48 PM |
| MplsLawyers | $25.00 | $25.00 | 7/21/2009 12:07:03 PM |
| BaltimoreLender | $25.00 | $25.00 | 7/21/2009 3:25:02 PM |
| azarael | $25.00 | $25.00 | 7/21/2009 3:26:48 PM |
| greenwell | $50.00 | $50.00 | 7/21/2009 1:52:52 PM |
| able2help | $25.00 | $25.00 | 7/21/2009 3:21:58 PM |
| psanganee | $25.00 | $25.00 | 7/21/2009 3:23:06 PM |
| dougm | $50.00 | $50.00 | 7/21/2009 3:23:14 PM |
| cny_loans | $25.00 | $25.00 | 7/21/2009 3:24:01 PM |
| fyrwlker12 | $25.00 | $25.00 | 7/21/2009 3:24:25 PM |
| mizount | $25.00 | $25.00 | 7/21/2009 3:25:15 PM |
| ozzie | $25.00 | $25.00 | 7/21/2009 3:42:48 PM |
| salegalaxy | $50.00 | $50.00 | 7/22/2009 12:52:24 AM |
| JazzFranchise | $25.00 | $25.00 | 7/22/2009 1:01:52 AM |
| wrchism | $26.95 | $26.95 | 7/22/2009 10:41:37 AM |
| thegreatone | $25.00 | $25.00 | 7/22/2009 6:56:41 AM |
| Okeey | $25.00 | $25.00 | 7/22/2009 9:06:41 AM |
| Iloanyoumoney | $25.00 | $25.00 | 7/22/2009 10:14:02 AM |
| Phillip4ever | $25.00 | $25.00 | 7/22/2009 10:26:59 AM |
| sloak | $25.00 | $25.00 | 7/23/2009 8:46:39 AM |
| b2006 | $25.00 | $25.00 | 7/23/2009 9:32:05 AM |
| RoyFauntleroy | $25.00 | $25.00 | 7/22/2009 9:27:13 PM |
| diverse2 | $50.00 | $50.00 | 7/23/2009 10:02:12 AM |
| jpmusic | $25.00 | $25.00 | 7/23/2009 8:42:42 AM |
| omahajay | $50.00 | $50.00 | 7/23/2009 7:15:37 AM |
| sabre79 | $25.00 | $25.00 | 7/23/2009 9:33:44 AM |
| SkiNZ | $25.00 | $25.00 | 7/23/2009 9:46:58 AM |
| Jassi | $50.00 | $50.00 | 7/23/2009 9:32:33 AM |
| zyztemboy | $25.00 | $25.00 | 7/23/2009 1:46:54 PM |
| ShermanSteve | $50.00 | $50.00 | 7/23/2009 8:14:54 PM |
| atlgator | $25.00 | $25.00 | 7/24/2009 6:11:42 AM |
| Breken6 | $25.00 | $25.00 | 7/24/2009 12:21:35 AM |
| vacation-funding | $25.00 | $25.00 | 7/24/2009 11:42:01 AM |
| Rminebur | $32.63 | $32.63 | 7/24/2009 11:07:23 AM |
| MoJoRisin15 | $25.00 | $25.00 | 7/24/2009 11:37:11 AM |
| StWaldo | $25.00 | $25.00 | 7/24/2009 11:41:46 AM |
| slojudy | $25.00 | $25.00 | 7/24/2009 11:42:08 AM |
| nicklds | $100.00 | $100.00 | 7/24/2009 2:31:38 PM |
| FCI | $25.00 | $25.00 | 7/24/2009 5:04:30 PM |
| kumpa2u | $25.00 | $25.00 | 7/24/2009 5:04:39 PM |
| Tracman | $25.00 | $25.00 | 7/24/2009 5:05:33 PM |
| TadleyRPh | $25.00 | $25.00 | 7/24/2009 5:06:14 PM |
| mastermvp | $50.00 | $50.00 | 7/24/2009 5:07:23 PM |
| cingular | $25.00 | $25.00 | 7/24/2009 5:08:38 PM |
| BGILlender | $25.00 | $25.00 | 7/24/2009 5:04:38 PM |
| compassion-paladin042 | $25.00 | $25.00 | 7/24/2009 5:04:47 PM |
| Thelonius10 | $25.00 | $25.00 | 7/24/2009 5:04:58 PM |
| PatRichi | $25.00 | $25.00 | 7/24/2009 5:05:53 PM |
| SavannahBear | $25.00 | $25.00 | 7/24/2009 5:05:59 PM |
| buukyak | $25.00 | $25.00 | 7/24/2009 5:06:05 PM |
| reueljw | $25.00 | $25.00 | 7/24/2009 5:03:18 PM |
| iLoaner | $25.00 | $25.00 | 7/24/2009 5:36:39 PM |
| Sykes66 | $25.00 | $25.00 | 7/24/2009 5:46:39 PM |
| h_corey | $25.00 | $25.00 | 7/24/2009 5:05:01 PM |
| AJSinvest | $25.00 | $25.00 | 7/24/2009 5:07:58 PM |
| Fahrquar | $25.00 | $25.00 | 7/24/2009 5:05:06 PM |
| Aethelwolf | $25.00 | $25.00 | 7/24/2009 5:05:36 PM |
| Lender0424 | $25.00 | $25.00 | 7/24/2009 5:08:43 PM |
| ILfarmboy | $46.50 | $46.50 | 7/24/2009 5:05:44 PM |
| fdsguy | $50.00 | $50.00 | 7/24/2009 5:07:18 PM |
| loantigger | $25.00 | $25.00 | 7/24/2009 6:06:48 PM |
| incbx | $50.00 | $50.00 | 7/24/2009 8:11:42 PM |
| pbandjb | $25.00 | $25.00 | 7/24/2009 9:56:39 PM |
| JustOneVoice | $25.00 | $25.00 | 7/25/2009 2:45:22 PM |
| Kash2010lu | $25.00 | $25.00 | 7/25/2009 5:57:42 PM |
| USMC0311 | $25.00 | $25.00 | 7/26/2009 5:46:41 AM |
| BigCityLending | $25.00 | $25.00 | 7/26/2009 9:36:34 AM |
| Mopedcouple | $25.00 | $25.00 | 7/26/2009 1:46:47 PM |
| lucky6 | $25.00 | $25.00 | 7/26/2009 8:41:34 PM |
| blLending | $50.00 | $50.00 | 7/26/2009 5:25:29 PM |
| Bladewil | $25.00 | $25.00 | 7/26/2009 6:36:32 PM |
| easylender | $25.00 | $25.00 | 7/27/2009 2:46:41 AM |
| hodap2001 | $25.00 | $20.29 | 7/27/2009 5:31:42 AM |
| curious166 | $34.92 | $34.92 | 7/27/2009 8:11:14 AM |
| bossyboots01 | $50.00 | $50.00 | 7/27/2009 4:01:58 AM |
| zenchef | $35.00 | $35.00 | 7/27/2009 10:27:08 AM |
| ninjak80 | $38.60 | $38.60 | 7/27/2009 12:53:04 PM |
| UncleSafety | $100.00 | $100.00 | 7/27/2009 5:09:01 PM |
| VitaminFunk | $25.00 | $25.00 | 7/27/2009 7:46:39 PM |
| money-expert | $50.00 | $50.00 | 7/28/2009 6:49:55 AM |
| conductor49 | $25.00 | $25.00 | 7/28/2009 8:51:05 AM |
| Auditman | $50.00 | $50.00 | 7/28/2009 7:38:32 AM |
| JMY1 | $25.00 | $25.00 | 7/28/2009 8:23:48 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 10:15:24 AM |
| lt_dt | $25.00 | $25.00 | 7/28/2009 9:58:22 AM |
| 303 bids
|
Borrower Payment Dependent Notes Series
416498
This series of Notes was issued and sold upon the funding of the borrower loan #38115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 27.96% |
Starting borrower rate/APR:
| 28.96% / 31.32% |
Starting monthly payment:
| $167.54 |
|
Final lender yield:
| 19.99% |
Final borrower rate/APR:
| 20.99% / 23.24% |
Final monthly payment:
| $150.68 |
| |
|
Auction yield range:
| 14.23% - 27.96% |
Estimated loss impact:
| 15.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 620-640 (Jul-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,757 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| chalva30 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 0
( 0% )
| 560-580
(May-2008)
|
|
Principal balance:
| $3,334.77 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Consolidating the rest of my debt!
Purpose of loan:
This loan will be used to consolidate the rest of my debt. I have a current loan with Prosper that was used to payoff a very high interest loan and this one would help me consolidate the credit card debt I have which is currently at an average of 22% with minimum payments totalling $221/month.
My financial situation:
I am a good candidate for this loan because I have a history of making good on my obligations. In all honesty I have been late a time or two which is why my credit is where it is but I have never not repayed a loan in my life. I also currently hold two jobs which will help in the repayment. My goal is to become completely debt free by June of 2011 and my hope is that this loan will help me in obtaining that goal.
Monthly net income: $ 40,000
Monthly expenses: $ 1850
Housing: $ 650
Insurance: $ 151
Car expenses: $ 460
Utilities: $ 0 (incl in Housing)
Phone, cable, internet: $ 0 (incl in Housing)
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 167 Prosper loan and $221 in CC payments
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Sven79 has bid a total of
$1,050.00 in winning bids.
Fasttrack01 has bid a total of
$625.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Your description says
"Monthly net income: $ 40,000"
Why do you need to borrow any money ?? - mjerryfirst
A:
I didn't read it correctly and thought it said annual. The fact that it asked for monthly net income didn't register until after I submitted the listing.
(Jul-20-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sven79 | $1,000.00 | $1,000.00 | 7/14/2009 7:08:38 PM |
| ROYFU | $50.00 | $50.00 | 7/16/2009 6:04:40 PM |
| foothillender | $25.00 | $25.00 | 7/17/2009 8:20:42 AM |
| agbullet55443 | $100.00 | $100.00 | 7/17/2009 8:08:23 PM |
| Fasttrack01 | $600.00 | $600.00 | 7/21/2009 9:05:32 AM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 10:06:49 AM |
| Fun54115 | $50.00 | $4.23 | 7/27/2009 2:35:20 PM |
| mjerryfirst | $400.00 | $400.00 | 7/27/2009 1:47:17 PM |
| Flying_Tilapia | $25.00 | $25.00 | 7/28/2009 1:36:57 AM |
| CMDCO | $50.00 | $50.00 | 7/28/2009 10:36:10 AM |
| carrinel | $75.00 | $75.00 | 7/28/2009 11:31:01 AM |
| lagnisiruk | $100.00 | $100.00 | 7/28/2009 11:49:54 AM |
| max007 | $50.00 | $50.00 | 7/28/2009 12:34:46 PM |
| Sven79 | $50.00 | $50.00 | 7/28/2009 2:38:07 PM |
| ctaylor15 | $50.00 | $50.00 | 7/28/2009 3:09:06 PM |
| MPdeez | $100.00 | $100.00 | 7/28/2009 4:01:47 PM |
| HenlopenCapital | $25.00 | $25.00 | 7/28/2009 4:17:16 PM |
| jsnryn | $29.05 | $29.05 | 7/28/2009 4:33:10 PM |
| meabandit | $100.04 | $100.04 | 7/28/2009 4:30:04 PM |
| FundMaker | $40.00 | $40.00 | 7/28/2009 5:14:55 PM |
| Smitty33 | $75.00 | $75.00 | 7/28/2009 5:17:47 PM |
| tashara | $25.00 | $25.00 | 7/17/2009 3:04:46 PM |
| harmdev | $57.32 | $57.32 | 7/18/2009 10:21:15 AM |
| BlueProteus | $25.00 | $25.00 | 7/19/2009 7:53:59 PM |
| Fasttrack01 | $25.00 | $25.00 | 7/27/2009 10:39:25 AM |
| hektek22 | $300.00 | $300.00 | 7/27/2009 12:53:22 PM |
| unger | $100.00 | $100.00 | 7/28/2009 3:06:43 AM |
| Smitty33 | $100.00 | $100.00 | 7/28/2009 11:35:02 AM |
| ussugm | $25.00 | $25.00 | 7/28/2009 12:41:51 PM |
| TripleNickle | $25.55 | $25.55 | 7/28/2009 12:55:41 PM |
| justme4now | $30.00 | $30.00 | 7/28/2009 3:24:16 PM |
| jpjazzman | $25.00 | $25.00 | 7/28/2009 4:05:42 PM |
| dstolars | $54.68 | $54.68 | 7/28/2009 4:06:05 PM |
| BidDaddyBigBucks | $25.00 | $25.00 | 7/28/2009 4:24:13 PM |
| piano55 | $50.00 | $50.00 | 7/28/2009 3:28:39 PM |
| umfan123 | $50.00 | $50.00 | 7/28/2009 4:42:56 PM |
| llennoc | $29.13 | $29.13 | 7/28/2009 5:07:12 PM |
| planky | $50.00 | $50.00 | 7/28/2009 4:45:00 PM |
| stonehillloans | $30.00 | $30.00 | 7/28/2009 5:06:15 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
416570
This series of Notes was issued and sold upon the funding of the borrower loan #38102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 20.05% |
Starting borrower rate/APR:
| 21.05% / 23.30% |
Starting monthly payment:
| $75.40 |
|
Final lender yield:
| 20.05% |
Final borrower rate/APR:
| 21.05% / 23.30% |
Final monthly payment:
| $75.40 |
| |
|
Auction yield range:
| 8.23% - 20.05% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 28 | Length of status: | 23y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,165 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 95% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Flamingo63 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Apr-2009)
660-680
(Apr-2008)
|
|
Principal balance:
| $3,602.89 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to? For Debt Consolidation
My financial situation:
I am a good candidate for this loan because? I am a dedicated person. I have worked for the same company for 23 years. I pay my bills on time which is very important to me. I have a current Prosper loan and have made all my payments on time. I take all my financial obligations seriously.
Monthly net income: $ 3779
Monthly expenses: $
Housing: $ 600
Insurance: $ 104
Car expenses: $ 355
Utilities: $ 90
Phone, cable, internet: $ 60
Food, entertainment: $ 250
Clothing, household expenses $ 75
Credit cards and other loans: $ 385
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LeoBUSIIT | $25.00 | $25.00 | 7/15/2009 8:23:15 AM |
| Cheburashka | $25.00 | $25.00 | 7/15/2009 11:27:43 AM |
| planky | $50.00 | $7.59 | 7/16/2009 10:04:59 AM |
| engbusres | $50.00 | $50.00 | 7/16/2009 8:15:37 PM |
| Tolipwen | $50.00 | $50.00 | 7/19/2009 9:31:35 AM |
| capital_gains | $100.00 | $100.00 | 7/19/2009 10:55:17 AM |
| LibbyZ | $50.00 | $50.00 | 7/19/2009 6:17:51 PM |
| Cherrypicker | $50.00 | $50.00 | 7/21/2009 11:22:17 AM |
| jtc26 | $50.00 | $50.00 | 7/23/2009 3:53:07 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 10:06:50 AM |
| reneenurse | $55.00 | $55.00 | 7/27/2009 9:18:24 AM |
| Syzygy | $25.00 | $25.00 | 7/27/2009 7:27:13 PM |
| sdkakarok | $50.00 | $50.00 | 7/27/2009 7:56:43 PM |
| joudsa | $50.00 | $50.00 | 7/28/2009 12:02:03 PM |
| genuine-money | $50.00 | $50.00 | 7/28/2009 12:21:10 PM |
| planky | $50.00 | $50.00 | 7/28/2009 12:53:41 PM |
| MrRooster101 | $50.00 | $50.00 | 7/28/2009 12:53:24 PM |
| jules3304 | $25.00 | $25.00 | 7/28/2009 2:15:45 PM |
| adam28 | $25.00 | $25.00 | 7/28/2009 2:16:13 PM |
| Leshan | $50.00 | $50.00 | 7/28/2009 3:31:39 PM |
| rockymtbob | $50.00 | $50.00 | 7/28/2009 3:56:11 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:08:40 PM |
| stonehillloans | $25.00 | $25.00 | 7/28/2009 2:45:42 PM |
| umfan123 | $50.00 | $50.00 | 7/28/2009 4:40:53 PM |
| mdaallen | $25.00 | $25.00 | 7/28/2009 4:30:13 PM |
| kingbob | $25.00 | $25.00 | 7/15/2009 1:33:46 PM |
| bondhedger | $25.00 | $25.00 | 7/16/2009 9:22:14 AM |
| ROYFU | $50.00 | $50.00 | 7/16/2009 6:35:29 PM |
| IPG1 | $25.00 | $25.00 | 7/19/2009 10:12:41 AM |
| MidnightBank | $25.00 | $25.00 | 7/19/2009 10:12:34 AM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 6:57:07 AM |
| aesop | $25.00 | $25.00 | 7/21/2009 3:31:51 PM |
| tnjohnso | $25.00 | $25.00 | 7/22/2009 9:36:33 PM |
| dpries123 | $25.00 | $25.00 | 7/23/2009 9:54:26 AM |
| Cromag | $25.00 | $25.00 | 7/24/2009 8:08:52 AM |
| cash2lendu | $25.00 | $25.00 | 7/24/2009 9:43:55 AM |
| whois-JohnGalt | $25.00 | $25.00 | 7/27/2009 11:52:42 AM |
| powerful-compassion | $50.00 | $50.00 | 7/27/2009 11:51:24 AM |
| purdue98 | $120.58 | $120.58 | 7/28/2009 7:34:03 AM |
| ctaylor15 | $56.83 | $56.83 | 7/28/2009 11:39:13 AM |
| MPdeez | $100.00 | $100.00 | 7/28/2009 4:11:53 PM |
| Madron | $75.00 | $75.00 | 7/28/2009 2:14:02 PM |
| Easystreet | $25.00 | $25.00 | 7/28/2009 2:31:07 PM |
| BankofBeth | $50.00 | $50.00 | 7/28/2009 3:19:32 PM |
| Dmatthewsftf | $85.00 | $85.00 | 7/28/2009 4:51:15 PM |
| nelsonschool | $25.00 | $25.00 | 7/28/2009 5:31:26 PM |
| VitaminFunk | $25.00 | $25.00 | 7/28/2009 4:43:26 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
416572
This series of Notes was issued and sold upon the funding of the borrower loan #38119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Jul-28-2009 |
|
|
Starting lender yield:
| 7.52% |
Starting borrower rate/APR:
| 8.52% / 10.61% |
Starting monthly payment:
| $189.46 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 10.59% |
Final monthly payment:
| $189.41 |
| |
|
Auction yield range:
| 3.23% - 7.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 800-820 (Jul-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,575 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Familyman08 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 820-840
(Jun-2008)
|
|
Principal balance:
| $4,153.89 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Home improvement to increase value
Purpose of loan:
This loan will be used to help my family with living expenses as I take time off during the next two and a half months to prepare my applications for acceptance into a doctorate program.I will also be adding a sauna to our home.
My financial situation:
I am a good candidate for this loan because I successfully completed the work required for the Masters degree. This degree brings a 10% increase to my present salary. I have also recently completed the National Board of Professional Teachers Portfolio and Assessment. If successful, this will bring a 12% increase to my current salary.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $100.00 | $100.00 | 7/14/2009 5:35:47 PM |
| totoro | $25.00 | $25.00 | 7/14/2009 5:36:35 PM |
| DukSerduk | $25.00 | $25.00 | 7/14/2009 5:37:09 PM |
| dashawn | $25.00 | $25.00 | 7/14/2009 5:37:37 PM |
| rjleves | $25.00 | $25.00 | 7/14/2009 5:37:20 PM |
| NJNY | $25.00 | $25.00 | 7/14/2009 5:37:28 PM |
| salala | $25.00 | $25.00 | 7/14/2009 5:38:04 PM |
| PaulW | $25.00 | $25.00 | 7/14/2009 5:35:51 PM |
| tallcoolone | $25.00 | $25.00 | 7/14/2009 5:38:58 PM |
| Sixmil | $25.00 | $25.00 | 7/14/2009 5:36:55 PM |
| K2Outlaws | $25.00 | $25.00 | 7/14/2009 5:40:06 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/14/2009 5:38:46 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/14/2009 5:39:23 PM |
| truth-companion | $25.00 | $25.00 | 7/14/2009 5:39:53 PM |
| Binan | $25.00 | $25.00 | 7/14/2009 5:40:10 PM |
| larrybird | $250.00 | $250.00 | 7/14/2009 5:40:26 PM |
| markwms | $25.00 | $25.00 | 7/14/2009 8:31:06 PM |
| dumbass | $25.00 | $25.00 | 7/14/2009 9:45:56 PM |
| kenji4861 | $50.00 | $50.00 | 7/15/2009 2:03:22 AM |
| thedoctor | $25.00 | $25.00 | 7/14/2009 8:36:38 PM |
| OCLend | $25.00 | $25.00 | 7/15/2009 11:58:02 AM |
| laststrawman | $25.00 | $25.00 | 7/15/2009 12:33:08 PM |
| 888168 | $50.00 | $50.00 | 7/15/2009 10:58:01 AM |
| anton | $25.00 | $25.00 | 7/15/2009 5:38:23 PM |
| mrzz | $25.00 | $25.00 | 7/15/2009 2:47:49 PM |
| vegibenz | $25.00 | $25.00 | 7/16/2009 10:07:16 AM |
| Toskleon | $50.00 | $50.00 | 7/16/2009 7:25:05 AM |
| DrStaff | $30.00 | $30.00 | 7/16/2009 11:23:30 AM |
| mtpscuba | $25.00 | $25.00 | 7/16/2009 1:08:57 PM |
| halfpintc | $25.00 | $25.00 | 7/16/2009 10:26:44 AM |
| jstefans | $25.00 | $25.00 | 7/16/2009 10:29:45 AM |
| ana74blue | $25.00 | $25.00 | 7/16/2009 11:17:46 AM |
| the-swiss-vault | $25.00 | $25.00 | 7/16/2009 3:52:24 PM |
| outwish | $25.00 | $25.00 | 7/16/2009 3:52:43 PM |
| klin | $25.00 | $25.00 | 7/16/2009 5:22:28 PM |
| shadowflame_99 | $25.00 | $25.00 | 7/16/2009 6:43:02 PM |
| fotep-financial | $25.00 | $25.00 | 7/16/2009 4:32:49 PM |
| skistud66 | $25.00 | $25.00 | 7/16/2009 6:27:35 PM |
| oodkim84oo | $25.00 | $25.00 | 7/17/2009 2:56:46 AM |
| kaykarun | $50.00 | $50.00 | 7/17/2009 12:47:28 AM |
| vinayski | $25.00 | $25.00 | 7/17/2009 7:36:52 AM |
| scloans | $40.00 | $40.00 | 7/17/2009 4:00:57 AM |
| boltcapt | $25.00 | $25.00 | 7/17/2009 7:37:45 AM |
| tylerfd | $25.00 | $25.00 | 7/17/2009 8:01:55 AM |
| vinayski | $25.00 | $25.00 | 7/17/2009 7:51:47 AM |
| leemic | $25.00 | $25.00 | 7/17/2009 10:02:20 AM |
| jfd287 | $25.00 | $25.00 | 7/17/2009 8:41:56 AM |
| samaritan5 | $250.00 | $250.00 | 7/17/2009 9:53:47 AM |
| grampy48 | $25.00 | $25.00 | 7/17/2009 10:10:48 AM |
| ujiba | $50.00 | $50.00 | 7/17/2009 9:56:45 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/18/2009 6:13:23 AM |
| Sneezy | $25.00 | $25.00 | 7/18/2009 6:14:42 AM |
| Faura | $50.00 | $50.00 | 7/19/2009 10:45:46 AM |
| Midg | $25.00 | $25.00 | 7/19/2009 10:47:32 AM |
| dhallii | $50.00 | $50.00 | 7/19/2009 6:05:29 AM |
| keeks | $25.00 | $25.00 | 7/19/2009 1:06:37 PM |
| CashGuardian | $100.00 | $100.00 | 7/19/2009 4:54:51 PM |
| ossobuco | $25.00 | $25.00 | 7/19/2009 3:31:59 PM |
| Pu239 | $25.00 | $25.00 | 7/20/2009 8:46:50 AM |
| bejfishing | $25.00 | $25.00 | 7/20/2009 4:55:48 AM |
| TEAM-Jasper | $100.00 | $100.00 | 7/20/2009 3:16:30 PM |
| Paraglider | $25.00 | $25.00 | 7/20/2009 3:28:20 PM |
| F_R_B_O_H | $100.00 | $100.00 | 7/20/2009 10:28:52 PM |
| AustinAmerica | $27.49 | $27.49 | 7/20/2009 11:12:23 PM |
| Robert99 | $25.00 | $25.00 | 7/22/2009 6:25:45 PM |
| turbospeed | $25.00 | $25.00 | 7/24/2009 12:01:59 AM |
| ro37 | $25.00 | $25.00 | 7/24/2009 5:59:24 PM |
| Dougmo | $30.00 | $30.00 | 7/24/2009 8:33:59 PM |
| MrDavid | $70.00 | $70.00 | 7/26/2009 8:39:26 AM |
| gothampark | $50.00 | $50.00 | 7/26/2009 5:39:28 PM |
| SMARTDISK | $25.00 | $25.00 | 7/26/2009 10:42:39 PM |
| myrddraal | $25.00 | $25.00 | 7/27/2009 9:04:20 AM |
| Syzygy | $25.00 | $25.00 | 7/27/2009 7:26:46 PM |
| at507 | $100.00 | $100.00 | 7/28/2009 10:05:54 AM |
| maga | $50.00 | $50.00 | 7/28/2009 12:23:33 PM |
| Eric15378 | $100.00 | $100.00 | 7/28/2009 2:16:07 PM |
| G-Love | $25.00 | $25.00 | 7/28/2009 1:14:01 PM |
| MPdeez | $100.00 | $100.00 | 7/28/2009 3:56:51 PM |
| Rancid | $25.00 | $25.00 | 7/28/2009 4:21:45 PM |
| LAKETIME | $25.00 | $25.00 | 7/28/2009 3:10:01 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:06:20 PM |
| YesMoney | $25.00 | $25.00 | 7/28/2009 5:30:12 PM |
| KBank | $25.00 | $25.00 | 7/14/2009 5:36:09 PM |
| HibbyD | $35.00 | $35.00 | 7/14/2009 5:36:17 PM |
| virtualbank | $25.00 | $25.00 | 7/14/2009 5:36:59 PM |
| Sigonio | $25.00 | $25.00 | 7/14/2009 5:37:16 PM |
| pakrbkr | $25.00 | $25.00 | 7/14/2009 5:37:52 PM |
| kegs | $250.00 | $250.00 | 7/14/2009 5:38:10 PM |
| gotyourgear | $25.00 | $25.00 | 7/14/2009 5:38:53 PM |
| abidos | $25.00 | $25.00 | 7/14/2009 5:39:14 PM |
| jbadawg1017 | $25.00 | $25.00 | 7/14/2009 5:39:36 PM |
| mnmcarve | $25.00 | $25.00 | 7/14/2009 5:37:57 PM |
| bradwill | $50.00 | $50.00 | 7/14/2009 5:39:07 PM |
| atlviet | $25.00 | $25.00 | 7/14/2009 5:39:31 PM |
| YellowJacket | $25.00 | $25.00 | 7/14/2009 7:21:24 PM |
| MT1130 | $25.00 | $25.00 | 7/14/2009 6:26:08 PM |
| Loan_Stranger | $50.00 | $50.00 | 7/14/2009 8:00:41 PM |
| peb44 | $25.00 | $25.00 | 7/14/2009 6:46:04 PM |
| ayerobbie | $25.00 | $25.00 | 7/14/2009 6:56:18 PM |
| DeathScythe676 | $25.00 | $25.00 | 7/14/2009 10:05:53 PM |
| Artist_Blue | $25.00 | $25.00 | 7/15/2009 6:04:09 AM |
| Jynxie | $50.00 | $50.00 | 7/15/2009 11:37:34 AM |
| guaton | $25.00 | $25.00 | 7/15/2009 1:37:46 PM |
| TennSquire | $25.00 | $25.00 | 7/15/2009 4:28:00 PM |
| bankojerry | $50.00 | $50.00 | 7/15/2009 7:22:59 PM |
| palmdelino | $25.00 | $25.00 | 7/15/2009 9:13:51 PM |
| jimbo29blue | $130.00 | $130.00 | 7/16/2009 8:52:01 AM |
| BenBernanke | $25.00 | $25.00 | 7/16/2009 10:29:35 AM |
| Thelonius10 | $25.00 | $25.00 | 7/16/2009 10:29:06 AM |
| giannyny | $25.00 | $25.00 | 7/16/2009 10:30:13 AM |
| vtr1000 | $25.51 | $25.51 | 7/16/2009 10:26:06 AM |
| BadgerNotes | $25.00 | $25.00 | 7/16/2009 10:29:47 AM |
| able2help | $25.00 | $25.00 | 7/16/2009 2:58:20 PM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 7/16/2009 4:25:45 PM |
| Okeey | $25.00 | $25.00 | 7/16/2009 4:32:57 PM |
| restech | $25.00 | $25.00 | 7/16/2009 11:46:49 PM |
| kulender | $100.00 | $100.00 | 7/16/2009 8:32:49 PM |
| fdsguy | $49.71 | $49.71 | 7/17/2009 7:06:39 AM |
| SkonkeyGongo | $25.00 | $25.00 | 7/17/2009 7:56:57 AM |
| Sumach | $25.00 | $25.00 | 7/17/2009 8:37:40 AM |
| outofoffice | $50.00 | $50.00 | 7/17/2009 12:41:22 PM |
| dpdaug | $50.00 | $10.24 | 7/17/2009 10:31:43 AM |
| Millertime_496 | $50.00 | $50.00 | 7/18/2009 7:01:41 AM |
| LendingP2P | $25.00 | $25.00 | 7/19/2009 8:03:59 PM |
| GFTM | $50.00 | $50.00 | 7/19/2009 6:28:26 PM |
| Zipline | $25.00 | $25.00 | 7/20/2009 7:22:03 AM |
| RiskAdverse | $25.00 | $25.00 | 7/20/2009 7:54:51 PM |
| Thorny | $100.00 | $100.00 | 7/21/2009 4:41:48 PM |
| sgmm330 | $50.00 | $50.00 | 7/21/2009 11:32:15 PM |
| spokanekevin | $25.00 | $25.00 | 7/23/2009 12:59:16 PM |
| springpanda | $50.00 | $50.00 | 7/23/2009 3:42:48 PM |
| interstellar | $50.00 | $50.00 | 7/23/2009 3:02:15 PM |
| mbever10 | $27.05 | $27.05 | 7/24/2009 6:17:43 AM |
| aqaq8877 | $100.00 | $100.00 | 7/24/2009 12:32:48 PM |
| mathgod | $25.00 | $25.00 | 7/24/2009 9:57:51 PM |
| GreenHill | $50.00 | $50.00 | 7/25/2009 12:22:25 AM |
| bossyboots01 | $50.00 | $50.00 | 7/25/2009 8:52:29 AM |
| simiray | $25.00 | $25.00 | 7/25/2009 10:08:43 PM |
| fortytwo | $50.00 | $50.00 | 7/25/2009 9:12:34 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 7/27/2009 4:15:23 PM |
| Auditman | $50.00 | $50.00 | 7/28/2009 7:36:17 AM |
| market-assembler | $50.00 | $50.00 | 7/28/2009 10:16:43 AM |
| JerryB96 | $50.00 | $50.00 | 7/28/2009 12:17:46 PM |
| salegalaxy | $50.00 | $50.00 | 7/28/2009 3:02:34 PM |
| colorfulgardener | $50.00 | $50.00 | 7/28/2009 4:05:25 PM |
| 145 bids
|
Borrower Payment Dependent Notes Series
416806
This series of Notes was issued and sold upon the funding of the borrower loan #38109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-16-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Jul-30-2009 |
|
|
Starting lender yield:
| 20.05% |
Starting borrower rate/APR:
| 21.05% / 23.30% |
Starting monthly payment:
| $143.26 |
|
Final lender yield:
| 16.89% |
Final borrower rate/APR:
| 17.89% / 20.10% |
Final monthly payment:
| $137.17 |
| |
|
Auction yield range:
| 8.23% - 20.05% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,979 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| DRM_VC |
Borrower's state:
| Texas |
Borrower's group:
| Geek Power! |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Free up cash flow to pay down debts
Purpose of loan:
This loan will be used to extend the payments on my current truck payment so that I can free an estimated $125 a month in cash flow to add to savings, pay extra on this prosper loan, put money towards college and pay down credit cards.
My financial situation:
I am a good candidate for this loan because I've never had a late payment on this truck and the truck is not an upside down loan. It currently is estimated at value about $650 above this loan request, so I do have options to liquidate the asset to pay the loan in a worst case scenario.
Monthly net income: $ 4585
Monthly expenses: $ 2860
Housing: $ 2383 (cost is split with person I live with, and this number represents my half of what includes food/groceries, utilities, phone, cable, internet and home owners insurance)
Insurance: $ 140
Car expenses: $ 225
Utilities: $ part of housing
Phone, cable, internet: $ part of housing
Food, entertainment: $ part of housing
Credit cards and other loans: $60.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I'll consider funding you, but have you looked into the government's program regarding gas guzzlers? It's $3500-$4500 towards a more efficient vehicle which could save you thousands both on the front end and over the long run. It's worth a look. - buukyak
A:
Yes, I have looked in to the program, but this goes against the need. I don't want to take on more debt. I want to use this to change the payment on my current debt so that I can use the extra money to reduce other debts and invest in my education for the future and towards growth assets.
(Jul-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rupe | $25.00 | $25.00 | 7/16/2009 5:26:34 PM |
| cwm3651 | $25.00 | $25.00 | 7/17/2009 8:53:15 AM |
| Bank_Of_XL | $100.00 | $100.00 | 7/17/2009 9:02:05 AM |
| Rogelio48 | $25.00 | $25.00 | 7/17/2009 2:12:04 PM |
| LarryNY | $25.00 | $25.00 | 7/17/2009 6:57:32 PM |
| donenzo | $25.00 | $25.00 | 7/18/2009 5:53:43 AM |
| stonehillloans | $50.00 | $50.00 | 7/18/2009 4:29:05 AM |
| ali82 | $25.00 | $25.00 | 7/20/2009 10:57:00 AM |
| GALMUL | $25.00 | $25.00 | 7/20/2009 12:48:47 PM |
| gpuck | $25.00 | $25.00 | 7/21/2009 3:53:25 PM |
| F_R_B_O_H | $50.00 | $50.00 | 7/21/2009 9:14:38 PM |
| kahekili | $25.00 | $25.00 | 7/22/2009 12:25:41 PM |
| yikers | $25.00 | $25.00 | 7/22/2009 7:40:08 PM |
| crw1950 | $50.00 | $50.00 | 7/23/2009 1:45:15 PM |
| CASSHMAN | $50.00 | $50.00 | 7/25/2009 10:43:13 AM |
| lagnisiruk | $33.00 | $33.00 | 7/25/2009 6:06:26 PM |
| fortytwo | $70.00 | $70.00 | 7/25/2009 9:01:49 PM |
| Wittlich | $50.00 | $50.00 | 7/26/2009 7:50:44 AM |
| simiray | $25.00 | $25.00 | 7/27/2009 9:57:28 AM |
| dmk2006 | $25.00 | $25.00 | 7/27/2009 12:17:56 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/27/2009 8:59:57 PM |
| ksubd | $50.00 | $50.00 | 7/27/2009 11:12:18 PM |
| Eric15378 | $50.00 | $50.00 | 7/28/2009 1:17:33 AM |
| Onlyhappycustomers | $25.00 | $1.70 | 7/28/2009 6:29:15 PM |
| spiff666 | $25.00 | $25.00 | 7/28/2009 8:30:17 PM |
| AustinAmerica | $25.00 | $25.00 | 7/28/2009 10:07:52 PM |
| beatlebar | $100.00 | $100.00 | 7/29/2009 1:21:28 AM |
| Entejaeger | $50.00 | $50.00 | 7/28/2009 8:04:30 PM |
| KSgirl89 | $25.00 | $25.00 | 7/28/2009 8:39:04 PM |
| engbusres | $59.00 | $59.00 | 7/28/2009 8:40:29 PM |
| ryan6853 | $25.00 | $25.00 | 7/29/2009 9:50:31 AM |
| TK257 | $60.00 | $60.00 | 7/29/2009 12:53:36 PM |
| autoconnection | $25.00 | $25.00 | 7/29/2009 6:57:04 PM |
| northern_paddler | $25.00 | $25.00 | 7/29/2009 7:04:25 PM |
| 73Darin | $50.00 | $50.00 | 7/30/2009 6:49:46 AM |
| Easystreet | $25.00 | $25.00 | 7/30/2009 1:59:39 AM |
| Leshan | $50.00 | $50.00 | 7/30/2009 9:24:58 AM |
| psycardis | $25.28 | $25.28 | 7/29/2009 11:51:42 PM |
| bruinguy | $25.00 | $25.00 | 7/30/2009 6:38:13 AM |
| PlusUltra | $50.00 | $50.00 | 7/30/2009 11:04:30 AM |
| ctruong53 | $80.00 | $80.00 | 7/30/2009 10:48:34 AM |
| theboygenius | $65.17 | $65.17 | 7/30/2009 8:44:43 AM |
| bitano | $50.00 | $50.00 | 7/30/2009 11:42:35 AM |
| Taho | $50.00 | $50.00 | 7/30/2009 11:45:37 AM |
| chaching | $50.00 | $50.00 | 7/30/2009 2:05:32 PM |
| Snoopylover | $25.00 | $25.00 | 7/30/2009 1:37:23 PM |
| repaintandrepair | $25.00 | $25.00 | 7/30/2009 2:15:27 PM |
| Isotope | $50.00 | $50.00 | 7/30/2009 2:55:13 PM |
| BumblingStunmbling | $50.00 | $50.00 | 7/16/2009 9:35:07 PM |
| scho0590 | $57.11 | $57.11 | 7/16/2009 7:41:39 PM |
| Midg | $25.00 | $25.00 | 7/17/2009 9:17:37 AM |
| bluebouyz | $50.00 | $50.00 | 7/18/2009 8:38:45 AM |
| FPidge | $50.00 | $50.00 | 7/19/2009 11:52:04 AM |
| 1stBankAndHal | $25.00 | $25.00 | 7/19/2009 4:24:10 PM |
| DPINV1985 | $25.00 | $25.00 | 7/20/2009 12:12:35 AM |
| snowdem0n | $25.00 | $25.00 | 7/20/2009 6:26:33 AM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 6:57:38 AM |
| AsianDragon | $30.00 | $30.00 | 7/20/2009 11:57:39 AM |
| BankOfThomas | $200.00 | $200.00 | 7/21/2009 6:41:57 AM |
| bondhedger | $25.00 | $25.00 | 7/21/2009 8:11:02 AM |
| ilend57 | $38.92 | $38.92 | 7/21/2009 10:40:31 PM |
| steadhouse | $50.00 | $50.00 | 7/22/2009 8:12:23 PM |
| AM2008 | $25.00 | $25.00 | 7/23/2009 3:20:04 AM |
| dave200204 | $50.00 | $50.00 | 7/24/2009 4:36:18 AM |
| Invest_GA | $25.00 | $25.00 | 7/24/2009 2:17:06 PM |
| RedCentre | $62.98 | $62.98 | 7/24/2009 11:56:36 AM |
| twjh | $25.00 | $25.00 | 7/24/2009 3:42:06 PM |
| wizardii | $25.00 | $25.00 | 7/25/2009 9:12:53 AM |
| srthsvghdthtr | $25.00 | $25.00 | 7/25/2009 9:31:47 PM |
| building_community | $25.00 | $25.00 | 7/26/2009 5:41:11 PM |
| unger | $82.95 | $82.95 | 7/27/2009 11:33:15 AM |
| Cherrypicker | $50.00 | $50.00 | 7/28/2009 8:51:42 AM |
| AsianDragon | $65.00 | $65.00 | 7/28/2009 8:53:44 PM |
| PCGeekWI | $25.00 | $25.00 | 7/28/2009 10:06:31 PM |
| BuffetRocks | $50.00 | $50.00 | 7/28/2009 10:54:51 PM |
| peregrine | $25.00 | $25.00 | 7/29/2009 12:08:50 AM |
| beachfunder | $25.00 | $25.00 | 7/29/2009 4:01:16 PM |
| sorace | $50.00 | $50.00 | 7/30/2009 1:28:36 AM |
| aultraman | $50.00 | $50.00 | 7/30/2009 8:04:53 AM |
| Molson Bank & Trust | $50.00 | $50.00 | 7/30/2009 6:41:45 AM |
| Tizzo27 | $100.00 | $100.00 | 7/29/2009 8:57:58 PM |
| orangemutt | $25.00 | $25.00 | 7/29/2009 9:54:25 PM |
| dtheo | $43.89 | $43.89 | 7/30/2009 10:03:55 AM |
| jtc26 | $100.00 | $100.00 | 7/30/2009 6:05:36 AM |
| lavb23 | $25.00 | $25.00 | 7/30/2009 7:00:31 AM |
| Ray3486 | $25.00 | $25.00 | 7/30/2009 11:14:04 AM |
| StarFundingSource | $25.00 | $25.00 | 7/30/2009 11:23:22 AM |
| OoM | $25.00 | $25.00 | 7/30/2009 1:31:24 PM |
| planky | $50.00 | $50.00 | 7/30/2009 2:07:42 PM |
| colorfulgardener | $50.00 | $50.00 | 7/30/2009 2:48:42 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
417090
This series of Notes was issued and sold upon the funding of the borrower loan #38107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-20-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-03-2009 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $178.69 |
|
Final lender yield:
| 23.15% |
Final borrower rate/APR:
| 24.15% / 26.44% |
Final monthly payment:
| $157.25 |
| |
|
Auction yield range:
| 11.23% - 33.00% |
Estimated loss impact:
| 10.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,862 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| keen-duty |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buying a car my newly wedded wife
Purpose of loan:
This loan will be used to? buy a car for my newly wedded wife
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 2800
Monthly expenses: $ 2020
Housing: $ 1000
Insurance: $
Car expenses: $ 150
Utilities: $
Phone, cable, internet: $ 70
Food, entertainment: $ 200
Clothing, household expenses $ 150
Credit cards and other loans: $ 350
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| seisen | $50.00 | $50.00 | 7/20/2009 5:27:48 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/20/2009 5:28:15 PM |
| sk8ndive | $25.00 | $25.00 | 7/20/2009 5:33:48 PM |
| thedreamer | $25.00 | $25.00 | 7/20/2009 5:40:02 PM |
| lagnisiruk | $25.00 | $25.00 | 7/20/2009 5:36:28 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:17:24 AM |
| YeoLenderSource | $25.00 | $25.00 | 7/22/2009 8:21:46 PM |
| fareast_man | $25.00 | $25.00 | 7/23/2009 3:12:17 PM |
| julijask | $50.00 | $50.00 | 7/23/2009 11:11:49 PM |
| Cthulu | $25.00 | $25.00 | 7/27/2009 12:17:31 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/28/2009 8:48:46 AM |
| majorf2136 | $25.00 | $25.00 | 7/28/2009 11:35:29 AM |
| chkrvrty | $25.00 | $25.00 | 7/28/2009 11:36:13 AM |
| gizzywump | $25.00 | $25.00 | 7/28/2009 11:35:46 AM |
| ADIDASNO | $25.00 | $25.00 | 7/28/2009 11:46:36 AM |
| shopzone | $26.63 | $26.63 | 7/28/2009 2:47:40 PM |
| decisive-capital | $30.00 | $30.00 | 7/28/2009 1:42:57 PM |
| Artist_Blue | $25.00 | $25.00 | 7/28/2009 4:52:45 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:32:43 PM |
| kyxysyx | $50.00 | $50.00 | 7/28/2009 5:39:48 PM |
| zrohmm | $25.00 | $25.00 | 7/28/2009 5:41:07 PM |
| whatknows | $25.00 | $25.00 | 7/29/2009 5:09:32 AM |
| Credit2Prosper | $25.00 | $25.00 | 7/29/2009 5:29:57 AM |
| johnayan | $25.00 | $25.00 | 7/29/2009 8:17:48 AM |
| compsciman | $50.00 | $50.00 | 7/29/2009 5:09:30 AM |
| mc81 | $25.00 | $25.00 | 7/29/2009 6:11:53 AM |
| Aviking | $25.00 | $25.00 | 7/29/2009 4:31:53 PM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:18:02 AM |
| theopposites | $25.00 | $25.00 | 7/30/2009 8:01:45 AM |
| LarWit1512 | $25.00 | $25.00 | 7/30/2009 11:57:19 AM |
| jswanso2 | $25.00 | $25.00 | 7/30/2009 1:31:40 PM |
| theemhdoctor | $25.00 | $25.00 | 7/30/2009 2:41:49 PM |
| dashawn | $25.00 | $25.00 | 7/30/2009 3:25:47 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/30/2009 3:27:04 PM |
| AgTiPinisher | $25.00 | $25.00 | 7/30/2009 2:06:32 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/30/2009 2:30:48 PM |
| nellaelyob | $25.00 | $25.00 | 7/30/2009 3:29:30 PM |
| Futurero | $25.00 | $25.00 | 7/30/2009 4:11:39 PM |
| friendlyviking | $50.00 | $50.00 | 7/30/2009 4:02:39 PM |
| ajk_blue | $25.00 | $25.00 | 7/30/2009 4:06:36 PM |
| ctgscott | $25.00 | $25.00 | 7/30/2009 8:21:34 PM |
| dt2812 | $50.00 | $50.00 | 7/30/2009 7:16:59 PM |
| xzec777 | $25.00 | $25.00 | 7/30/2009 8:21:35 PM |
| Microfinancer | $25.00 | $25.00 | 7/30/2009 9:11:39 PM |
| p2ploan-lion | $25.00 | $25.00 | 7/30/2009 4:02:43 PM |
| slcchad | $25.00 | $25.00 | 7/30/2009 7:51:31 PM |
| ouyangers | $25.00 | $25.00 | 7/30/2009 8:21:36 PM |
| Gross_Income | $36.44 | $36.44 | 7/30/2009 9:11:43 PM |
| GElender | $25.00 | $25.00 | 7/31/2009 6:22:27 AM |
| Mantis75 | $25.00 | $25.00 | 7/31/2009 7:16:33 AM |
| xyzlmno | $25.00 | $25.00 | 7/31/2009 8:15:15 AM |
| derec | $25.00 | $25.00 | 7/31/2009 8:15:27 AM |
| natecam | $25.00 | $25.00 | 7/31/2009 8:35:21 AM |
| loan-master996 | $41.74 | $41.74 | 7/31/2009 8:51:05 AM |
| grf1945 | $25.00 | $25.00 | 7/31/2009 8:55:12 AM |
| bankofkarl | $25.00 | $25.00 | 7/31/2009 9:32:31 AM |
| jtoms101 | $25.00 | $25.00 | 7/31/2009 9:32:51 AM |
| lostontheedge | $25.00 | $25.00 | 7/31/2009 10:20:52 AM |
| andrewnar | $25.00 | $25.00 | 7/31/2009 10:21:01 AM |
| shawndw | $25.00 | $25.00 | 7/31/2009 10:32:11 AM |
| NoMoreDebt4Me | $25.00 | $25.00 | 7/31/2009 10:50:27 AM |
| tspyz | $25.00 | $13.52 | 7/31/2009 11:13:08 AM |
| Nicksr | $50.00 | $50.00 | 7/31/2009 12:36:06 PM |
| Jarock5 | $65.00 | $65.00 | 7/31/2009 6:08:06 PM |
| Sparchange | $25.00 | $25.00 | 8/2/2009 12:56:29 PM |
| grotheik | $25.00 | $25.00 | 8/2/2009 6:57:17 PM |
| Bobusa | $25.00 | $25.00 | 8/3/2009 5:36:30 AM |
| genuine-money | $50.00 | $50.00 | 8/3/2009 7:00:27 AM |
| money-expert | $25.00 | $25.00 | 8/3/2009 11:26:55 AM |
| SkyLoan | $25.00 | $25.00 | 8/3/2009 11:34:46 AM |
| wbp | $25.00 | $25.00 | 8/3/2009 11:55:21 AM |
| simiray | $25.00 | $25.00 | 8/3/2009 12:47:44 PM |
| SNH | $25.00 | $25.00 | 7/20/2009 5:28:46 PM |
| mrzz | $25.00 | $25.00 | 7/20/2009 5:31:58 PM |
| gilbow | $25.00 | $25.00 | 7/20/2009 5:35:57 PM |
| MicroPod | $25.00 | $25.00 | 7/20/2009 5:32:37 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 5:46:54 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:27:28 PM |
| LAM26 | $25.00 | $25.00 | 7/27/2009 6:17:11 PM |
| mydreamsagain | $25.00 | $25.00 | 7/28/2009 8:48:48 AM |
| TrustinOthers | $25.00 | $25.00 | 7/28/2009 8:48:52 AM |
| puifais | $25.00 | $25.00 | 7/28/2009 11:35:30 AM |
| unclejaef | $25.00 | $25.00 | 7/28/2009 11:35:31 AM |
| draggon77 | $25.00 | $25.00 | 7/28/2009 11:46:41 AM |
| greenwell | $25.00 | $25.00 | 7/28/2009 11:34:55 AM |
| 108lender | $75.00 | $75.00 | 7/28/2009 11:35:44 AM |
| jules3304 | $25.00 | $25.00 | 7/28/2009 12:58:54 PM |
| DER | $50.00 | $50.00 | 7/28/2009 4:01:42 PM |
| slojudy | $25.00 | $25.00 | 7/28/2009 5:38:12 PM |
| pfenness | $60.00 | $60.00 | 7/28/2009 5:39:49 PM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:12 PM |
| zento | $25.00 | $25.00 | 7/29/2009 9:02:10 AM |
| oldmora | $25.00 | $25.00 | 7/29/2009 8:56:40 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 7/29/2009 4:01:35 PM |
| Slowtype | $45.61 | $45.61 | 7/29/2009 10:41:42 PM |
| rhin0cerx | $43.46 | $43.46 | 7/30/2009 1:02:42 PM |
| Plotinus | $41.35 | $41.35 | 7/30/2009 1:27:52 PM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 1:31:43 PM |
| jk15 | $50.00 | $50.00 | 7/30/2009 2:23:21 PM |
| Seadrag367 | $25.00 | $25.00 | 7/30/2009 3:06:46 PM |
| PaulW | $25.00 | $25.00 | 7/30/2009 3:07:48 PM |
| sbarro | $27.93 | $27.93 | 7/30/2009 1:31:38 PM |
| seattleslug | $25.00 | $25.00 | 7/30/2009 3:25:31 PM |
| L-vex | $25.00 | $25.00 | 7/30/2009 3:27:34 PM |
| Tauri | $28.85 | $28.85 | 7/30/2009 2:26:41 PM |
| YogaDude34 | $25.00 | $25.00 | 7/30/2009 3:10:03 PM |
| salala | $25.00 | $25.00 | 7/30/2009 3:12:11 PM |
| secretidentity | $25.00 | $25.00 | 7/30/2009 4:11:38 PM |
| ChuckChedda | $25.00 | $25.00 | 7/30/2009 5:56:31 PM |
| igotmoney | $25.00 | $25.00 | 7/30/2009 5:36:31 PM |
| nicklds | $25.00 | $25.00 | 7/30/2009 7:51:29 PM |
| Isotope | $25.00 | $25.00 | 7/30/2009 3:35:08 PM |
| geekguy | $25.00 | $25.00 | 7/30/2009 9:12:05 PM |
| beakerfish | $25.00 | $25.00 | 7/30/2009 9:26:28 PM |
| orangemutt | $25.00 | $25.00 | 7/30/2009 9:47:21 PM |
| wbahl | $25.00 | $25.00 | 7/30/2009 8:21:31 PM |
| cyberie21 | $30.00 | $30.00 | 7/31/2009 5:35:15 AM |
| able2help | $25.00 | $25.00 | 7/31/2009 7:40:17 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 7/31/2009 8:15:18 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 9:30:56 AM |
| realtormoises | $25.00 | $25.00 | 7/31/2009 10:16:36 AM |
| RusRobo | $25.00 | $25.00 | 7/31/2009 10:21:00 AM |
| omerta6102 | $48.28 | $48.28 | 7/31/2009 10:25:28 AM |
| diverse2 | $25.00 | $25.00 | 7/31/2009 10:20:58 AM |
| Trojan1976 | $25.00 | $25.00 | 7/31/2009 11:07:23 AM |
| jldallover | $25.00 | $25.00 | 7/31/2009 10:59:19 AM |
| localsports38 | $41.94 | $41.94 | 7/31/2009 1:22:53 PM |
| Pintu_Desai | $25.00 | $25.00 | 7/31/2009 1:56:35 PM |
| JMY1 | $25.00 | $25.00 | 7/31/2009 5:38:16 PM |
| jtc26 | $44.25 | $44.25 | 8/1/2009 2:37:32 PM |
| MSCG | $100.00 | $100.00 | 8/2/2009 3:58:19 PM |
| division177 | $25.00 | $25.00 | 8/3/2009 12:55:14 PM |
| Taho | $50.00 | $50.00 | 8/3/2009 1:24:42 PM |
| 133 bids
|
Borrower Payment Dependent Notes Series
417948
This series of Notes was issued and sold upon the funding of the borrower loan #38116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Jul-29-2009 |
|
|
Starting lender yield:
| 19.05% |
Starting borrower rate/APR:
| 20.05% / 22.29% |
Starting monthly payment:
| $204.54 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $198.84 |
| |
|
Auction yield range:
| 8.23% - 19.05% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-700 (Jul-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,182 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Locavore |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jul-2008)
|
|
Principal balance:
| $2,121.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Custom Art Car Project
We looked to the Prosper community at this time last year to raise funds for this art car project for the Burning Man Festival, and we are hoping to find support here again. Our project is called The Abductor, and features an 8-foot wide sphere mounted to allow for full rotation in any direction, further mounted on a lift table that can goes up and down. We are basically creating a solar-powered motion simulator that drives around. We have invested more than $15K at this point and would use this loan for more parts, including rollers and connectors for the sphere, more wood and metal, and some electronics. To learn more, visit our web site at http://abductor.simmunity.com.
For work, I am VP of Technology ($9375.00/mo net) at a large nonprofit organization and have been there six+ years. I have little personal debt, the largest portion being about $20,000 in school loans for my MS in Transformative Leadership. In total, I am carrying approximately $27,000 in well-managed debt, a broad set of skills, a strong sense of responsibility, and a passion for bringing positive change to the world through creative endeavors.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is this project going to generate any money? If yes, when is that happening. If not, are you just going to pay this off from your income? - usd1027
A:
We are not creating this art piece to generate money, but we are hoping to use it for educational purposes when it is not at Burning Man. We've considered the development of programs that schools could take advantage of (there are many lessons on physics, math, and engineering we can draw from it), but both my partner and I are also technology executives and plan to pay this off from our incomes. Thanks for your question!
(Jul-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kegs | $250.00 | $250.00 | 7/24/2009 4:12:51 PM |
| tlp43 | $25.00 | $25.00 | 7/24/2009 4:12:57 PM |
| puifais | $25.00 | $25.00 | 7/24/2009 4:13:01 PM |
| ualf | $50.00 | $50.00 | 7/24/2009 4:13:17 PM |
| Weaverville | $75.00 | $75.00 | 7/24/2009 4:13:32 PM |
| don8ter | $25.00 | $25.00 | 7/24/2009 4:13:37 PM |
| GMPK_TLAS | $45.00 | $45.00 | 7/24/2009 4:13:49 PM |
| wwwUniversal | $25.00 | $25.00 | 7/24/2009 4:14:09 PM |
| TrustinOthers | $25.00 | $25.00 | 7/24/2009 4:14:21 PM |
| money-expert | $25.00 | $25.00 | 7/24/2009 4:13:05 PM |
| bulabula | $25.00 | $25.00 | 7/24/2009 4:15:26 PM |
| fareast_man | $25.00 | $25.00 | 7/24/2009 4:15:42 PM |
| Ryman81580 | $25.00 | $25.00 | 7/24/2009 4:14:10 PM |
| jbarron | $25.00 | $25.00 | 7/24/2009 4:16:28 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/24/2009 4:14:22 PM |
| rmachi | $25.00 | $25.00 | 7/24/2009 4:13:07 PM |
| mydreamsagain | $25.00 | $25.00 | 7/24/2009 4:14:52 PM |
| beyondmanagement | $25.00 | $25.00 | 7/24/2009 4:13:35 PM |
| PalmTreeIsland | $50.00 | $50.00 | 7/24/2009 4:15:53 PM |
| keeks | $25.00 | $25.00 | 7/24/2009 4:14:00 PM |
| Rogelio48 | $25.00 | $25.00 | 7/24/2009 4:16:03 PM |
| skibum65 | $50.00 | $50.00 | 7/24/2009 4:14:14 PM |
| 108lender | $75.00 | $75.00 | 7/24/2009 4:16:48 PM |
| incbx | $50.00 | $50.00 | 7/24/2009 4:14:54 PM |
| theRabbi | $25.00 | $25.00 | 7/24/2009 4:15:28 PM |
| nodrivelpls | $25.00 | $25.00 | 7/24/2009 4:16:25 PM |
| YogaDude34 | $36.66 | $36.66 | 7/25/2009 8:46:34 AM |
| gizzywump | $25.00 | $25.00 | 7/25/2009 2:01:54 PM |
| 52digital | $25.00 | $25.00 | 7/25/2009 3:47:44 PM |
| simiray | $25.00 | $25.00 | 7/25/2009 10:16:33 PM |
| d_grbg | $35.00 | $35.00 | 7/26/2009 6:56:38 AM |
| pensacolaborn | $25.00 | $25.00 | 7/26/2009 11:27:18 AM |
| jldallover | $50.00 | $50.00 | 7/26/2009 3:21:46 PM |
| DER | $48.00 | $48.00 | 7/26/2009 5:42:25 PM |
| theopposites | $25.00 | $25.00 | 7/26/2009 3:12:29 PM |
| zrohmm | $25.00 | $25.00 | 7/26/2009 11:52:25 PM |
| nicklds | $25.00 | $25.00 | 7/26/2009 5:41:53 PM |
| ChuckChedda | $25.00 | $25.00 | 7/27/2009 2:14:10 AM |
| mrzz | $25.00 | $25.00 | 7/26/2009 11:53:06 PM |
| fireboss | $100.00 | $100.00 | 7/27/2009 10:13:47 AM |
| jpjazzman | $25.00 | $25.00 | 7/27/2009 2:42:00 PM |
| skiberdad | $50.00 | $50.00 | 7/27/2009 5:17:31 PM |
| kaykarun | $25.00 | $25.00 | 7/27/2009 5:22:15 PM |
| pbo922 | $25.00 | $25.00 | 7/27/2009 5:22:11 PM |
| sc-pjb11 | $25.00 | $25.00 | 7/28/2009 2:03:52 AM |
| seisen | $50.00 | $50.00 | 7/28/2009 6:51:55 AM |
| ibuystk | $50.00 | $50.00 | 7/28/2009 9:34:50 AM |
| Tavita | $25.00 | $25.00 | 7/28/2009 11:52:01 AM |
| zento | $25.00 | $25.00 | 7/28/2009 12:36:47 PM |
| justinle | $25.00 | $25.00 | 7/28/2009 12:32:14 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:31:38 PM |
| mdf | $50.00 | $50.00 | 7/28/2009 5:49:35 PM |
| Tauri | $25.00 | $25.00 | 7/28/2009 6:21:45 PM |
| jstefans | $25.00 | $25.00 | 7/28/2009 5:38:53 PM |
| MicroPod | $25.00 | $25.00 | 7/28/2009 10:11:34 PM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:03 PM |
| ohnezweck | $25.00 | $25.00 | 7/29/2009 12:06:31 AM |
| zaxsan | $25.00 | $25.00 | 7/29/2009 5:07:40 AM |
| sail120 | $25.00 | $25.00 | 7/29/2009 5:07:21 AM |
| Quetz | $25.00 | $25.00 | 7/29/2009 5:07:31 AM |
| money2k | $25.00 | $25.00 | 7/29/2009 5:07:41 AM |
| aFro | $25.00 | $25.00 | 7/29/2009 5:08:05 AM |
| b2m80s | $25.00 | $25.00 | 7/29/2009 5:08:32 AM |
| elated-justice | $25.00 | $25.00 | 7/29/2009 8:48:28 AM |
| zigzagz03 | $25.00 | $25.00 | 7/29/2009 5:08:14 AM |
| Sixmil | $25.00 | $25.00 | 7/29/2009 9:37:01 AM |
| pksfunds | $50.00 | $50.00 | 7/29/2009 6:41:32 AM |
| fizwahh | $30.00 | $30.00 | 7/29/2009 7:02:25 AM |
| aader | $25.00 | $25.00 | 7/29/2009 8:51:31 AM |
| sfd | $50.00 | $50.00 | 7/29/2009 10:39:10 AM |
| mirolender | $25.00 | $7.21 | 7/29/2009 12:56:36 PM |
| Realjo | $25.00 | $25.00 | 7/29/2009 10:44:56 AM |
| unclejaef | $25.00 | $25.00 | 7/24/2009 4:13:03 PM |
| SNH | $25.00 | $25.00 | 7/24/2009 4:13:08 PM |
| Aquani | $50.00 | $50.00 | 7/24/2009 4:14:11 PM |
| TennSquire | $25.00 | $25.00 | 7/24/2009 4:12:18 PM |
| gilbow | $25.00 | $25.00 | 7/24/2009 4:12:45 PM |
| leftcoast52 | $25.00 | $25.00 | 7/24/2009 4:14:50 PM |
| figs4u2 | $200.00 | $200.00 | 7/24/2009 4:13:15 PM |
| Artist_Blue | $25.00 | $25.00 | 7/24/2009 4:13:19 PM |
| GElender | $50.00 | $50.00 | 7/24/2009 4:13:34 PM |
| Josta | $50.00 | $50.00 | 7/24/2009 4:13:38 PM |
| anton | $25.00 | $25.00 | 7/24/2009 4:13:46 PM |
| Syzygy | $25.00 | $25.00 | 7/24/2009 4:15:50 PM |
| ribbles | $50.00 | $50.00 | 7/24/2009 4:13:51 PM |
| PHI4308 | $25.00 | $25.00 | 7/24/2009 4:13:53 PM |
| hopethisworks | $50.00 | $50.00 | 7/24/2009 4:16:05 PM |
| zeelender | $25.00 | $25.00 | 7/24/2009 4:14:12 PM |
| larrybird | $250.00 | $250.00 | 7/24/2009 4:12:50 PM |
| lagnisiruk | $25.00 | $25.00 | 7/24/2009 4:12:59 PM |
| 888168 | $25.00 | $25.00 | 7/24/2009 4:13:16 PM |
| Trojan1976 | $25.00 | $25.00 | 7/24/2009 4:13:25 PM |
| Champpilot | $50.00 | $50.00 | 7/24/2009 4:13:48 PM |
| kyxysyx | $50.00 | $50.00 | 7/24/2009 4:14:03 PM |
| mmckune | $25.00 | $25.00 | 7/24/2009 4:14:24 PM |
| rjleves | $25.00 | $25.00 | 7/24/2009 4:17:14 PM |
| RusRobo | $25.00 | $25.00 | 7/24/2009 4:16:39 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/24/2009 4:17:05 PM |
| sloan | $25.00 | $25.00 | 7/24/2009 5:09:31 PM |
| DadWarbucks | $47.06 | $47.06 | 7/24/2009 8:51:47 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:21:52 PM |
| draggon77 | $25.00 | $25.00 | 7/25/2009 9:16:51 PM |
| fortytwo | $70.00 | $70.00 | 7/25/2009 9:02:01 PM |
| greenwell | $25.00 | $25.00 | 7/26/2009 1:02:12 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/26/2009 9:31:46 AM |
| Penny | $50.00 | $50.00 | 7/26/2009 5:31:59 PM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:52:44 AM |
| Cthulu | $25.00 | $25.00 | 7/27/2009 9:57:21 AM |
| member874 | $25.00 | $25.00 | 7/27/2009 12:18:18 PM |
| fuke | $25.00 | $25.00 | 7/27/2009 5:09:24 PM |
| plentiful-reward | $25.00 | $25.00 | 7/27/2009 9:41:46 PM |
| LordKinbote | $25.00 | $25.00 | 7/27/2009 9:01:38 PM |
| wings2fly | $25.00 | $25.00 | 7/28/2009 1:51:40 AM |
| Panitza | $25.00 | $25.00 | 7/28/2009 3:12:40 AM |
| jecm27 | $25.00 | $25.00 | 7/28/2009 6:11:54 AM |
| Carpetkid | $25.00 | $25.00 | 7/28/2009 10:22:23 AM |
| Microfinancer | $25.00 | $25.00 | 7/28/2009 12:01:40 PM |
| Cre8iveCash | $25.00 | $25.00 | 7/28/2009 11:34:59 AM |
| elitzeka | $50.00 | $50.00 | 7/28/2009 1:54:32 PM |
| vkm2000 | $25.00 | $25.00 | 7/28/2009 12:31:43 PM |
| decisive-capital | $50.00 | $50.00 | 7/28/2009 1:41:53 PM |
| Madron | $75.00 | $75.00 | 7/28/2009 2:14:24 PM |
| thedreamer | $25.00 | $25.00 | 7/28/2009 5:39:27 PM |
| alverado | $31.53 | $31.53 | 7/28/2009 5:02:23 PM |
| MrDavid | $25.00 | $25.00 | 7/28/2009 6:47:47 PM |
| kulender | $40.00 | $40.00 | 7/28/2009 7:59:56 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/28/2009 8:11:38 PM |
| p2ploan-battalion509 | $43.24 | $43.24 | 7/28/2009 10:21:31 PM |
| Oryx22 | $25.00 | $25.00 | 7/28/2009 11:31:48 PM |
| grf1945 | $25.00 | $25.00 | 7/29/2009 5:07:52 AM |
| Westsider | $25.00 | $25.00 | 7/29/2009 5:07:38 AM |
| moopi | $25.00 | $25.00 | 7/29/2009 5:08:07 AM |
| apetrock | $50.00 | $50.00 | 7/29/2009 5:09:13 AM |
| Aquafina24Ounce | $25.00 | $25.00 | 7/29/2009 5:09:29 AM |
| Superc0ld | $100.00 | $100.00 | 7/29/2009 5:09:42 AM |
| xphile | $25.00 | $25.00 | 7/29/2009 5:36:44 AM |
| spike16 | $25.00 | $25.00 | 7/29/2009 5:07:39 AM |
| maverickfella | $25.00 | $25.00 | 7/29/2009 9:37:07 AM |
| lcole32 | $25.00 | $25.00 | 7/29/2009 7:57:01 AM |
| gdbanks | $25.00 | $25.00 | 7/29/2009 10:42:18 AM |
| loan-master996 | $34.54 | $34.54 | 7/29/2009 10:52:20 AM |
| brazilofmux | $38.49 | $38.49 | 7/29/2009 10:37:08 AM |
| 02bob | $25.00 | $25.00 | 7/29/2009 11:36:44 AM |
| interstellar | $28.27 | $28.27 | 7/29/2009 11:26:38 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:36:36 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/29/2009 12:13:49 PM |
| vegibenz | $50.00 | $50.00 | 7/29/2009 1:19:15 PM |
| druidpoet | $50.00 | $50.00 | 7/29/2009 12:33:11 PM |
| goddessworshiper | $25.00 | $25.00 | 7/29/2009 2:02:09 PM |
| 149 bids
|