Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
Borrower Payment Dependent Notes Series
416353
This series of Notes was issued and sold upon the funding of the borrower loan #38053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-14-2009 |
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Jul-19-2009 |
|
Starting lender yield:
| 26.30% |
Starting borrower rate/APR:
| 27.30% / 29.64% |
Starting monthly payment:
| $266.41 |
Final lender yield:
| 26.30% |
Final borrower rate/APR:
| 27.30% / 29.64% |
Final monthly payment:
| $266.41 |
|
Auction yield range:
| 11.27% - 26.30% |
Estimated loss impact:
| 10.65% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.65% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score:
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 15
/
10 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,033 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 2 | | | | |
Screen name:
| loboscare |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-660 (Latest)
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Aug-2008)
660-680
(Jan-2008)
|
Principal balance:
| $2,937.76 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Paying off high interest debt
Purpose of loan:
This loan will be used to payoff high interest debt in my pursuit to be debt free.
My financial situation:
I am a good candidate for this loan because I am a responsible borrower. My payments are "always" on-time. I've had steady employment for the last 13 years.
Monthly net income: $2,600.
Monthly expenses: $
Housing: $480
Insurance: $106
Car expenses: $500
Utilities: $60
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses $
Credit cards and other loans: $100
Other expenses: $250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
p2ploan-lion | $25.00 | $25.00 | 7/14/2009 11:18:04 AM |
gilbow | $25.00 | $25.00 | 7/14/2009 11:21:14 AM |
mwl | $50.00 | $50.00 | 7/14/2009 11:22:02 AM |
dashawn | $25.00 | $25.00 | 7/14/2009 11:18:37 AM |
nellaelyob | $25.00 | $25.00 | 7/14/2009 11:20:17 AM |
anton | $25.00 | $25.00 | 7/14/2009 11:33:25 AM |
johnayan | $25.00 | $25.00 | 7/14/2009 11:32:48 AM |
loan-master996 | $50.00 | $50.00 | 7/14/2009 11:34:42 AM |
wisemoney22 | $25.00 | $25.00 | 7/14/2009 11:38:23 AM |
mrbill5548 | $25.00 | $25.00 | 7/14/2009 12:20:59 PM |
umfan123 | $50.00 | $50.00 | 7/14/2009 12:34:56 PM |
PatRichi | $25.00 | $25.00 | 7/14/2009 11:51:33 AM |
travel101 | $50.00 | $50.00 | 7/14/2009 11:56:01 AM |
mirolender | $25.00 | $25.00 | 7/14/2009 12:10:55 PM |
fuke | $25.00 | $25.00 | 7/14/2009 12:22:45 PM |
jcholloway831 | $25.00 | $25.00 | 7/14/2009 1:55:49 PM |
moopi | $200.00 | $200.00 | 7/14/2009 2:09:43 PM |
bulabula | $25.00 | $25.00 | 7/14/2009 2:43:15 PM |
SNH | $25.00 | $25.00 | 7/14/2009 2:42:57 PM |
gotyourgear | $25.00 | $25.00 | 7/14/2009 1:01:14 PM |
bigdogsafety1 | $25.00 | $25.00 | 7/14/2009 2:43:12 PM |
silver-flower448 | $45.00 | $45.00 | 7/14/2009 2:47:03 PM |
Ronnieboy888 | $25.00 | $25.00 | 7/14/2009 4:45:46 PM |
OskiVentures | $25.00 | $25.00 | 7/14/2009 5:21:20 PM |
ouyangers | $25.00 | $25.00 | 7/14/2009 5:20:50 PM |
larrybird | $250.00 | $250.00 | 7/14/2009 5:40:47 PM |
unger | $500.00 | $500.00 | 7/14/2009 7:51:40 PM |
Loan_Stranger | $50.00 | $50.00 | 7/14/2009 8:05:42 PM |
DeathScythe676 | $25.00 | $25.00 | 7/14/2009 10:16:01 PM |
joelsar | $25.00 | $25.00 | 7/15/2009 7:03:14 AM |
Cre8iveCash | $25.00 | $25.00 | 7/15/2009 8:07:24 AM |
kjsfld | $25.00 | $25.00 | 7/15/2009 9:37:21 AM |
GuyVelo | $25.00 | $25.00 | 7/15/2009 9:22:38 AM |
loan-gatherer | $34.50 | $34.50 | 7/15/2009 9:47:59 AM |
pbo922 | $25.00 | $25.00 | 7/15/2009 9:57:38 AM |
sjev | $25.00 | $25.00 | 7/15/2009 8:17:23 AM |
mydreamsagain | $25.00 | $25.00 | 7/15/2009 10:48:44 AM |
BR2006007 | $25.00 | $25.00 | 7/15/2009 11:37:40 AM |
Stafo | $25.00 | $25.00 | 7/15/2009 11:54:21 AM |
maverickfella | $25.00 | $25.00 | 7/15/2009 11:59:11 AM |
MicroPod | $25.00 | $25.00 | 7/15/2009 4:52:21 PM |
twjh | $25.00 | $25.00 | 7/15/2009 5:19:15 PM |
Najaca | $25.00 | $25.00 | 7/15/2009 7:17:20 PM |
sk8ndive | $25.00 | $25.00 | 7/16/2009 7:38:11 AM |
mentornetwork | $25.00 | $25.00 | 7/15/2009 9:52:25 PM |
doubls | $25.00 | $25.00 | 7/15/2009 8:20:36 PM |
draggon77 | $25.00 | $25.00 | 7/16/2009 10:29:11 AM |
SimonHova | $25.00 | $25.00 | 7/16/2009 3:02:28 PM |
Brown98 | $25.00 | $25.00 | 7/16/2009 11:42:27 AM |
omerta6102 | $50.00 | $50.00 | 7/16/2009 3:15:24 PM |
Madron | $25.00 | $25.00 | 7/16/2009 5:18:12 PM |
lcole32 | $25.00 | $25.00 | 7/16/2009 3:22:46 PM |
hellasow | $50.00 | $50.00 | 7/16/2009 6:45:50 PM |
BigGuyBank | $25.00 | $25.00 | 7/16/2009 4:17:22 PM |
econman1 | $25.00 | $25.00 | 7/16/2009 8:33:03 PM |
nycloan | $25.00 | $25.00 | 7/16/2009 8:03:22 PM |
restech | $25.00 | $25.00 | 7/16/2009 11:41:48 PM |
BCD | $25.00 | $25.00 | 7/16/2009 9:27:19 PM |
BumblingStunmbling | $50.00 | $50.00 | 7/16/2009 9:36:02 PM |
kaykarun | $25.00 | $25.00 | 7/17/2009 12:47:37 AM |
Eric15378 | $25.00 | $25.00 | 7/16/2009 11:08:36 PM |
mc81 | $25.00 | $25.00 | 7/17/2009 2:08:36 AM |
Tasmir | $25.00 | $25.00 | 7/17/2009 7:11:46 AM |
jfd287 | $25.00 | $25.00 | 7/17/2009 8:36:48 AM |
jk15 | $52.11 | $52.11 | 7/17/2009 12:27:01 PM |
tashara | $25.00 | $25.00 | 7/17/2009 1:29:05 PM |
shalofin | $200.00 | $200.00 | 7/17/2009 5:45:59 PM |
TrustinOthers | $25.00 | $25.00 | 7/17/2009 7:47:29 PM |
nhrma | $32.32 | $32.32 | 7/18/2009 3:08:25 AM |
fund-virtuoso | $25.00 | $25.00 | 7/18/2009 6:22:16 AM |
aesop | $25.00 | $8.59 | 7/18/2009 6:52:34 AM |
slcchad | $25.00 | $25.00 | 7/18/2009 7:41:45 AM |
StWaldo | $25.00 | $25.00 | 7/18/2009 8:06:34 PM |
charlieok | $25.00 | $25.00 | 7/19/2009 9:47:39 AM |
oooch2 | $25.00 | $25.00 | 7/19/2009 11:38:03 AM |
whatknows | $25.00 | $25.00 | 7/19/2009 2:43:18 PM |
NewTouchAssociateLLC | $25.00 | $25.00 | 7/19/2009 2:28:12 PM |
satanichammy | $25.00 | $25.00 | 7/19/2009 6:26:35 PM |
ilend57 | $50.00 | $50.00 | 7/19/2009 4:03:56 PM |
THEREALESTATEGUY | $58.67 | $58.67 | 7/19/2009 7:11:48 PM |
compassion-paladin042 | $25.00 | $25.00 | 7/19/2009 6:33:45 PM |
arejaybe | $25.00 | $25.00 | 7/19/2009 7:36:40 PM |
dizzydude | $25.00 | $25.00 | 7/19/2009 8:06:59 PM |
whatdoido | $25.00 | $25.00 | 7/14/2009 11:18:22 AM |
wgc | $25.00 | $25.00 | 7/14/2009 11:20:37 AM |
sbarro | $50.00 | $50.00 | 7/14/2009 11:21:00 AM |
newslang | $25.00 | $25.00 | 7/14/2009 11:21:11 AM |
friendlyviking | $50.00 | $50.00 | 7/14/2009 11:17:17 AM |
Plotinus | $50.00 | $50.00 | 7/14/2009 11:18:35 AM |
kubien | $25.00 | $25.00 | 7/14/2009 11:25:02 AM |
bikingbtb | $25.00 | $25.00 | 7/14/2009 11:19:07 AM |
slojudy | $25.00 | $25.00 | 7/14/2009 11:32:41 AM |
karpman3 | $50.00 | $50.00 | 7/14/2009 11:21:30 AM |
salala | $25.00 | $25.00 | 7/14/2009 11:22:55 AM |
igotmoney | $25.00 | $25.00 | 7/14/2009 11:24:36 AM |
rhin0cerx | $50.00 | $50.00 | 7/14/2009 11:33:54 AM |
rakey | $25.00 | $25.00 | 7/14/2009 11:31:01 AM |
phoko | $25.00 | $25.00 | 7/14/2009 11:33:03 AM |
tillit | $25.00 | $25.00 | 7/14/2009 11:34:26 AM |
seisen | $50.00 | $50.00 | 7/14/2009 11:43:36 AM |
derec | $25.00 | $25.00 | 7/14/2009 11:44:14 AM |
Seadrag367 | $25.00 | $25.00 | 7/14/2009 11:50:51 AM |
kegs | $250.00 | $250.00 | 7/14/2009 12:01:59 PM |
rokdim | $27.99 | $27.99 | 7/14/2009 12:21:02 PM |
Mopedcouple | $25.00 | $25.00 | 7/14/2009 12:46:41 PM |
NATIVEBORN | $25.00 | $25.00 | 7/14/2009 12:56:18 PM |
davidy | $25.00 | $25.00 | 7/14/2009 12:11:01 PM |
smartmoney4u | $50.00 | $50.00 | 7/14/2009 2:06:32 PM |
nicklds | $25.00 | $25.00 | 7/14/2009 2:43:18 PM |
RKLFinancial | $100.00 | $100.00 | 7/14/2009 1:08:08 PM |
ebaysian | $25.00 | $25.00 | 7/14/2009 2:44:42 PM |
able2help | $25.00 | $25.00 | 7/14/2009 3:21:21 PM |
TenTalentSolutions | $30.00 | $30.00 | 7/14/2009 3:42:03 PM |
inkplj | $50.00 | $50.00 | 7/14/2009 2:43:32 PM |
majorf2136 | $25.00 | $25.00 | 7/14/2009 4:20:47 PM |
elioeni | $25.00 | $25.00 | 7/14/2009 3:00:47 PM |
dlg | $26.00 | $26.00 | 7/14/2009 5:00:47 PM |
micraman | $25.00 | $25.00 | 7/14/2009 6:01:01 PM |
LAM26 | $25.00 | $25.00 | 7/14/2009 8:25:48 PM |
greenwell | $25.00 | $25.00 | 7/14/2009 7:06:03 PM |
xzec777 | $25.00 | $25.00 | 7/15/2009 3:08:39 AM |
george9960 | $25.00 | $25.00 | 7/15/2009 7:22:21 AM |
redbomb5 | $25.00 | $25.00 | 7/15/2009 7:27:20 AM |
rmachi | $25.00 | $25.00 | 7/15/2009 8:58:47 AM |
1-HARD-HEAD | $50.00 | $50.00 | 7/15/2009 9:43:59 AM |
chesed777 | $25.00 | $25.00 | 7/15/2009 7:07:22 AM |
108lender | $75.00 | $75.00 | 7/15/2009 10:33:54 AM |
mrzz | $25.00 | $25.00 | 7/15/2009 2:47:27 PM |
guaton | $28.04 | $28.04 | 7/15/2009 5:57:25 PM |
jakdwak | $25.00 | $25.00 | 7/15/2009 9:12:31 PM |
ctgscott | $25.00 | $25.00 | 7/15/2009 11:02:20 PM |
Aviking | $50.00 | $50.00 | 7/15/2009 7:47:29 PM |
joseapg | $25.00 | $25.00 | 7/15/2009 11:37:27 PM |
jstefans | $25.00 | $25.00 | 7/15/2009 8:07:25 PM |
amijo | $25.00 | $25.00 | 7/15/2009 11:57:22 PM |
mdf | $50.00 | $50.00 | 7/15/2009 8:27:22 PM |
coolnatkat | $25.00 | $25.00 | 7/16/2009 10:24:01 AM |
tuneman1980 | $25.00 | $25.00 | 7/16/2009 10:23:13 AM |
Futurero | $25.00 | $25.00 | 7/16/2009 10:28:02 AM |
wbahl | $25.00 | $25.00 | 7/16/2009 1:18:55 PM |
fantasysports | $50.00 | $50.00 | 7/16/2009 12:44:03 PM |
WorldlyWorker | $25.00 | $25.00 | 7/16/2009 1:17:26 PM |
ROYFU | $50.00 | $50.00 | 7/16/2009 5:57:56 PM |
lookingup78 | $25.00 | $25.00 | 7/16/2009 8:12:27 PM |
showmestatekid | $25.00 | $25.00 | 7/16/2009 9:37:19 PM |
ajk_blue | $25.00 | $25.00 | 7/17/2009 12:51:35 AM |
indrucal | $25.00 | $25.00 | 7/16/2009 11:56:40 PM |
foothillender | $25.00 | $25.00 | 7/17/2009 8:16:56 AM |
szetheli | $53.88 | $53.88 | 7/17/2009 8:22:29 AM |
lagnisiruk | $25.00 | $25.00 | 7/17/2009 3:41:39 PM |
LeoBUSIIT | $25.00 | $25.00 | 7/17/2009 12:46:43 PM |
helaman | $25.00 | $25.00 | 7/17/2009 6:36:37 PM |
scionfan | $25.00 | $25.00 | 7/17/2009 4:37:12 PM |
zooom7 | $50.00 | $50.00 | 7/17/2009 7:57:49 PM |
compsciman | $50.00 | $50.00 | 7/17/2009 8:41:42 PM |
rtt481 | $27.90 | $27.90 | 7/17/2009 10:16:18 PM |
bradania | $25.00 | $25.00 | 7/17/2009 10:57:07 PM |
yngling | $25.00 | $25.00 | 7/18/2009 5:57:14 AM |
Madron | $50.00 | $50.00 | 7/18/2009 7:20:36 AM |
FeedTheMachine | $50.00 | $50.00 | 7/18/2009 2:21:45 PM |
Toby1montana | $50.00 | $50.00 | 7/18/2009 7:21:37 PM |
Mantis75 | $25.00 | $25.00 | 7/18/2009 4:16:43 PM |
psycardis | $25.00 | $25.00 | 7/19/2009 1:27:56 AM |
HunterSix | $25.00 | $25.00 | 7/19/2009 3:32:57 PM |
thedreamer | $25.00 | $25.00 | 7/19/2009 11:53:03 AM |
catomaior | $25.00 | $25.00 | 7/19/2009 12:46:42 PM |
PumpkinHead406 | $50.00 | $50.00 | 7/19/2009 1:26:46 PM |
wicker1 | $25.00 | $25.00 | 7/19/2009 2:31:37 PM |
xyzlmno | $25.00 | $25.00 | 7/19/2009 6:01:37 PM |
LendingP2P | $25.00 | $25.00 | 7/19/2009 7:41:42 PM |
djp127 | $25.00 | $25.00 | 7/19/2009 8:08:21 PM |
171 bids
|