My loan for debt consolidation

Purpose of loan:

To decrease credit card debt that I incurred because of being forced to change hosting companies and restructure my existing website.? The fluctuating interest rates and hidden fees have me on a treadmill which is actually wasting money that can be used more productively.?

My financial situation:

Although I have an existing online business, I also have been working full-time as an Administrative Assistant and will continue to do so to meet my financial obligations.? The reason for my situation is due to using my own personal resources and credit cards in order to start up and launch my business rather than securing a small business loan.? With the launch of my new website I expect that the business will soon become self-sustaining and will no longer require me to max out my own personal credit.? Also, I prefer to use Prosper rather than any banks as my business grows and expands and has other needs in the future.? This loan will help give me a "jump start."

Ring for the women I love

Purpose of loan:
I want to buy an engagement ring for my girlfriend. I would normally take the time to save for this purchase but we would like to get married in September and do not have the time to save for the ring and wedding. The reason we want to get married in September is because we have met somewhat later than some couples and we would like to have children. We are both 33 which is still young but we do not want to be too old to keep up with our kids and grand kids as we get older. She is an amazing person and will wait as long as it takes but I would love to be able to give her what she wants because she deserves it.

My financial situation:
I have a full time job with a great company, I?work for a Contractor building?casino's, Hospital's, and whatever?else we can get a hold of. I work in the design department providing the architectural coordination?between the architects and our guys in the field. Plus I have a roommate that gives me?extra income which will go straight to paying off this loan?

Monthly net income: $4187

Monthly expenses: $
??Housing: $1049
??Insurance: $
??Car expenses: $420
??Utilities: $200
??Phone, cable, internet: $ 180
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $300
??Other expenses: $

Working Capital

WE ARE TRYING THIS FOR THE LAST TIME AS WE WERE?100% FUNDED THE LAST TIME AROUND BUT RAN INTO ISSUES WITH THE BOOKS OF THE BUSINESS DURING DUE DILIGENCE!!?THANK YOU EVERYONE THAT BIDS ON US.

We have already gone through the due diligence period with the current owner and his books for the past 3yrs have been perfect based on what our CPA has shown us.

Purpose of loan: This loan will be used to?Help fund our working capital of an existing business that is currently?turning a?very strong profit. The?cafe has been open since 1996.?We are?looking to purchase this?cafe as the current owners are?retiring due to back and knee surgery.?The current net?profit?is between 62-65k per year and they are only open 35hrs per week, plus limited catering. We plan to expand the hours to serve breakfast along with branding our new name.?Our plans are?to take the branding to a whole new level in the wonderful downtown?suburb of?Atlanta, GA. Our projections right now are to turn a net profit the first year in the 65-72k range, and that's having all of the business debt being paid off in 3yrs or less.


I am a good candidate for this loan because?My husband and I are very responsible with our money! I am a senior accounting?manager for AT&T. My husband is currently an A/P analyst and will be running this?diner while I continue working. We both have associate degrees in accounting with GPA's above 3.5.

Monthly net income:
$?? Monthly expenses:
$ ??Housing: $ 2325
$???Car expenses: 675
$ ??Utilities: 400
$ ??Phone, cable, internet: 185
$ ??Food, entertainment: 400
$ ??Clothing, household expenses: 100
$ ??Credit cards and other loans: 250

other/daughters graduation

Purpose of loan:
This loan will be used to? pay ffor daughter's 18th birthday and graduationparty.? Also to send her on a small vacation for doing great in school. She wants to go to New Zealnd

My financial situation:
I am a good candidate for this loan because? I'm still proudly serving my country as well I've been maintaing all the bils with making sure to pay them on time

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 510.00
??Insurance: $ 84.00 per month
??Car expenses: $ 300.00
??Utilities: $ Water $10.00,? Gas $ 20.00
??Phone, cable, internet: $ 49.95
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 0

Pay past due medical expenses

Purpose of loan:

This loan will be used to pay off recent medical bills that are past due. Back in October, my wife was admitted to the hospital 2 times to treat asthma attacks. Although we are financially ok during the month, I currently can not afford to pay off the medical bills in one lump sum. The amount due is $600 but I had to request $1,000 since this is Prosper's minimum for a loan. The $400 will be used to help pay down my other prosper loan faster.

For those viewing my credit, as I stated in my previous propser loan, I have two deliquencies on file that are already cleared. They needed to be cleared before I was allowed to?buy my home last year. So currently, there are no active deliquencies on file.


I withdrew a listing today that was for paying off a car loan, but these medical bills seem more important to pay off first.

My financial situation:

I am a good candidate for this loan because this will be my 4th prosper loan. I have never been late on my payments. Monthly net income: $2,800
Income from Spouse part time job: $300 (monthly) Monthly expenses: $ 2,270
? Housing: $ 678.00 (mortgage payment was recently lowered due to less property taxes)
? car Insurance: $ 155.00
? Car expenses: $250 for gas???
? Car payment: $252
? Utilities: $ 170 (electric & water)
? Phone, cable, internet: $ 130
? Food, entertainment: $ 300 (mostly groceries)
? Clothing, household expenses $50
? Credit cards and other loans: $?234.26 (still two emergency credit cards)
??Prosper loan payment: $50.74
? Other expenses: $ na Left over: $830

Iphone application creation

Purpose of loan:
This loan will be used to?create an iphone application that has a niche market of 75 millions players

My financial situation:
I am a good candidate for this loan because? I have no household expenses and the game is scheduled to launch next month. I know money to host the application on smart fox servers. My son is currently working full time and will pay back the loan. His paystub can be used to verify recurring income.

Monthly net income: $ 8000

Monthly expenses: $ 2000
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Other expenses: $0

pay off credit cards and bills

Purpose of loan:
This loan will be used to? pay off credit cards, doctor bills, students loans, and help with my utility bills

My financial situation:
I am a good candidate for this loan because?
right now I am struggling? I have two small children and we are furloughing at work.??This has caused a decrease in my income so now my budget is so tight I will say I am borrowing money from peter to pay paul.?? I have health issues and have to go to the doctor for treatment of my hands.
Monthly net income: $ 2300

Monthly expenses: $
??Housing: $? 680.00
??Insurance: $ 300
??Car expenses: $ 380.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 88
??Food, entertainment: $ 80
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 3000
??Other expenses: $

say goodbye to debt in 2011

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Relocation and Credit Cards

Purpose of loan:
This loan will be used to assist my daughter in relocating out of state and consolidation of credit cards.

My financial situation:
I am a good candidate for this loan because I have had a prior loan with Prosper and am in good standing in repaying it.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 250.00
??Car expenses: $ 930
??Utilities: $ 250
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $

Pay off credit cards

Purpose of loan:
This loan will be used to?pay off credit cards and car loans

My financial situation:
I am a good candidate for this loan because? regarding my past, in the present I always pay bill on time and sometime? more than the minimum payment

Monthly net income: $ 4000.00

Monthly expenses: $ 3500.00
??Housing: $ 1,500.00
??Insurance: $ 100.00
??Car expenses: $?400.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 300.00

Consolidate Debt

Purpose of loan:
This loan will be used to pay off high interest credit card debt and the remaining $1,500 on my auto loan: immediately freeing up an additional $250 a month. I am looking to control the amount paid in interest with a fixed interest rate and static, monthly payment.

My financial situation:
I am a good candidate for this loan; my credit score is very important. I am currently paying between $600 - 800 a month in aggressive credit card payments to reign in the the interest charges and return it back to 750. As noted, my auto loan is $250 a month as well with a $1,500 balance. I will pay this off immediately and free up $250 cash each month. I also just completed a loan with Prosper with 100% success. This has freed up an additional $133 starting Jan. 2011. I am in this current situation as the result of a series of unfortunate circumstances which happened all within the short time period last year. Despite any outstanding circumstances, I have never missed any credit or loan payments.? The reduction of my A credit score to the current D is only the result of increased balance from unexpected costs, spiraling interests rates, and the loss of approximately $3,000 in available credit due to inactivity ( i stopped using cards ); there are no negative items in my credit score.? I intend to use this loan to return my credit score to its rightful place at the 750 range.

Monthly net income: $ $2,800 ( with a $2,500 bonus in February )

Monthly expenses: $ 1,580 with minimum credit card payments; i pay out generally about $2,080 total with aggressive payments.
??Housing: $ 650
??Insurance: $ 180
??Car expenses: $ I do all my own maintenance and live 2 miles from work. Gas: $70 a month
??Utilities: $ 80
??Phone, cable, internet: $ 50
??Food, entertainment: $ 150 ( i refuse to eat out until my debt is under control, i mostly cook at home and make lunch at work).
??Clothing, household expenses $ 50
??Credit cards and other loans: $ pay off approximately $600 a month in credit debt ( roughly $100 in minimum payments ) and $250 on auto payment
??Other expenses:

Help Me Get My Master's Degree

Purpose of loan:
This loan will be used to pay off my tuition balance so I can obtain my master's degree. I've had to quit my full-time job so I can finish obtaining my clinical hours for the master's degree completion. I continue to work as much as I can while still working for "free" as an intern until the end of January.

My financial situation:
I am a good candidate for this loan because I have a good credit score and I don't miss payments on other financial obligations or bills.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Trying to get a Yorkie

I want to buy a Yorkie for my Daughter for Xmas, I plan on paying off the loan by the end of January.

Business Expansion To Third Locatio

Purpose of loan:
This loan will be used to expand our current business with a third location.? We used Prosper previously to open our second location and have never been late on a payment, and have paid off the current loan.?

About TechPros:
TechPros was founded in 2006 and has grown very quickly since, we are currently just a little slim cashflow due to opening a new completely separate business.? TechPros is financially very stable, we have just opened the second store, and do not want to turn down the opportunities that we have on the table.?

My financial situation:
TechPros financially is very stable, just a little cashflow slim right now due to opening the second store, my personal financial situation is great, with only land and house payment.? (all assets)

getting back on track!

Purpose of loan:
This loan will be used to? payoff some items, catch up & improve my financial position????????

My financial situation:
I am a good candidate for this loan because? I am a municipal employee,?(same employer) for over 25 years. I have lived in the same home for over 17years. Very stable & responsible. Please note: the two public records reported to the credit bureau in 2010 were for income tax due the State of Michigan, both were small amounts, approx. $1,000 (Michigan reports any tax due exceeding $500). Both have been paid in full & I can provide verification.

Monthly net income: $ 3,800 (gross is $5,042)

Monthly expenses: $3,039
??Housing: $941
??Insurance: $57
??Car expenses: $516?
??Utilities: $224
??Phone, cable, internet: $78
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $523
??Other expenses: $

Purchasing an Auto Moto scooter

Purpose of loan:
This loan will be used to?
Purchase an Auto Moto three wheeled "scooter".? Last month my 2005 Chevy Malibu Maxx was totalled.? Rather than purchase a new car, I would much rather "go green" and choose a more economical solution while I attend law school and work nearby.?
My financial situation:
I am a good candidate for this loan because?
I have sufficient income, no debt (as soon as car is paid off by full coverage insurance), and my living expenses are covered by my family while I am in law school.? Also, for the last 5 years I have paid a monthly car payment in the amount of $365.00 and monthly insurance rates of $115.00 and was never late.?Since Ive been able to pay in excess of $450.00 per month with no problem, I see no reason why I can not pay $100-200 per month now. (This vehicle is insured as a motorcycle, even though there are three wheels, which is very inexpensive.)
Monthly net income: $ 4550.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $?0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $?60
??Food, entertainment: $ 200
??Clothing, household expenses $?200
??Credit cards and other loans: $?15
??Other expenses: $

pjb

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate debt

I would like to pay consolidate some debt and use the credit card less. Thank you for your time.

Paying off existing debt

Purpose of loan:
This loan will be used to pay off some existing cc/other debt and it would greatly improve my long term financial picture to have this debt satisfied. We are working to pay down any credit card debt simultaneously with my income. There are no liens or pending liens on any assets nor is anything in collection. it is just an effort to refinance debt at better rates and allow us to get out of total non-house debt quicker. Family of 4, wife works PT.

My financial situation has improved and I was recently promoted. I am a very good candidate for this loan because we have shored up our finances in recent years, and recently refinanced to 5.25% mortgage for the next 30 years so our housing costs are stable and manageable. We have been perfect in housing payments for all the years we've been a homeowner (9 years) and working to get credit rating up so we can deal with long term expenses of Bar Mitzvahs, College and retirements - ie, long term financial requirements.

Monthly net income: $14,000, including pt income from wife
I also have had an annual bonus ranging from 30-50K over the past few years and have proof of this.

Monthly expenses: $7500
Housing: $3500 for mortgage and taxes/PI, home insurance, recently refinanced at 30 year rate of ~5%
Insurance: $200 car ins on two owned used cars
Car expenses: $100 gas and insurance. no car payments, both cars owned outright
Utilities: $500 estimated varies by season
Phone, cable, cell, internet: $400
Food, entertainment: $1000
Clothing, household expenses $500
Credit cards and other loans: $800 this is number we would work down with this loan.
Other expenses: $500

shrink my bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards

My financial situation:
I am a good candidate for this loan because I have no problems paying my current credit cards.
I am looking for a lower interest rate so I can pay off this debt faster.

relocating

Purpose of loan
This loan will be used to?relocate back to new york city

My financial situation: stable
I am a good candidate for this loan because?i have always paid all bills on time

Monthly net income: $ 5,200

Monthly expenses: $
??Housing: $780
??Insurance: $140
??Car expenses: $900
??Utilities: $30
??Phone, cable, internet: $120
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $1500
??Other expenses: $

debt / home improvement

Purpose of loan:
This loan will be used to? This loan purpuse is to pay off the remainder of our debt and improve the value of our home. Over the past 14 months, my family has been able to cut our debt by over half. We have paid off a number of cards completely and have not been late/missed a payment for at least a year and half. We are also doing some home improvements (renovating a kitchen, bathroom and adding a living space-adding square footage) that will add to the value of our home for sale down the road.

My financial situation:
I am a good candidate for this loan because??
I am open to any questions and will respond ASAP. Both of our jobs are very stable.
Monthly net income: $ 4900

Monthly expenses: $ 3620
??Housing: $ 900
??Insurance: $ 200
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $ 200

Settlement on debt

Purpose of loan:
This loan will be used to??pay a?debt and improve my credit rating and life.

My financial situation:
I am a good candidate for this loan because? I am?currently?firmly employed with excellent prospects and a good education.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 820
??Insurance: $ 20
??Car expenses: $ 40
??Utilities: $ 30-50
??Phone, cable, internet: $ 25
??Food, entertainment: $?200-400
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to Paying off my credit cards

My financial situation:
I am a good candidate for this loan because I always pay my debts on time

Business expansion

Purpose of loan:
This loan will be used to purchase extra equipment for my new dental office.

My financial situation:
I am a good candidate for this loan because I am expanding my business from a 3operatory dental office to a 5operatory dental office. I do not believe that I am high risk as stated.? My FICO score is 646 and my Experian score is 665. My record shows that my last loan was paid on time.

Monthly net income: $ 8750.00

Monthly expenses: $
??Housing: $ 787
??Insurance: $ 267
??Car expenses: $ 576
??Utilities: $ 265
??Phone, cable, internet: $ 236
??Food, entertainment: $ 463
??Clothing, household expenses $ 336
??Credit cards and other loans: $ 738
??Other expenses: $ 365

My loan for debt consolidation

Purpose of loan:
Pay off American Express.

My financial situation:
I had a few unexpected expenses come up.? This loan is just to get AMEX off my back and stop the harassing phone-calls.? I could pay the balance off in an extra month or two but they are unwilling to work with me.? I have sufficient income to deal with this loan amount.

Monthly net income: $ 3,800 for myself + $5,600 for my spouse

Monthly expenses: $
??Housing: $ 3,600
??Insurance: $
??Car expenses: $ 750
??Utilities: $ 200
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 900
??Other expenses: $

Student Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need help paying off medical bills

Purpose of loan:
On July 3rd of this year, while cleaning the gutters, I fell off a ladder and ended up breaking the L1 and L3 vertibrate on my spine.
Insurance, unfortunately, did not end up covering much of my treatment.
I currently owe over $2000 in medical bills (after already paying off $1200 from savings) and wish to not fall into debt.
This money would help greatly in my time of need.

My financial situation:
I am a good candidate for this loan because I am very promp with payments.
My credit history only dates back to January of 2010 (hence the HR Prosper Rating) but my credit score is already?670 and continues to rise.
I have never missed a single payment on anything and even pay more than the monthly payment when possible.
I am not in any sort of debt currently and hope to stay that way.
My income is also steady and consistant. I work overtime often to earn a few extra dollars.

Monthly net income: $ 2000

Monthly expenses: $1690
??Housing: $ 300
??Insurance: $?200
??Car expenses: $?200
??Utilities: $?0
??Phone, cable, internet: $?90?
??Food, entertainment: $?200
??Clothing, household expenses $?50
??Credit cards and other loans: $?150
??Other expenses: $ 500 (helping my parents out with their own mortgage)



I am a very well organised person and my goal is to pay off every loan as soon as possible.
Every single payment of this loan will be made on time and that is a guarantee, not just a promise.
Please give me a chance. Any help would be greatly appreciated and considered a blessing.
Thanks to all that helped fund my last listing. Hopefully this one will fare better and fully fund.
Thank you for your time and support.

Finish Riding Arena to allow move

Purpose of loan:
Over 18 months ago my wife and I started a horse barn (her childhood dream).? As we were not sure of the market in the area and had no client base, we decided to rent a facility close to our residence.? Fairy Tale Farm (www.fairytalehorsefarm.com) was born.? Our business has grown much faster than we ever expected and we soon found ourselves looking to expand.? We brought in a full time barn manager who has a degree in equine management, to allow my wife and I to focus on the business side of things and growing the business.? 2 months ago we closed on our dream house that sits on just under 30 acres, about 7 mile from our current facility.? There is a small barn on the property with stalls, and a large but unfinished riding arena.? We desperately need to move to the new facility to allow for a better economy of scale, save on transportation time and costs, as well as have the larger capacity we need.? We have discussed this move with our current clients and will have 100% retention of our current boarders as well as 2 new boarders when we have room. This loan will allow us to finish the arena by buying the footing, and lighting needed to make it functional.

My financial situation:

Our business is booming and we can meet the obligation at our current location, both my wife and I work full time jobs as well.? With buying the house it is hard to get a home equity loan on the facility right now, and our business is under 2 years old, so we do not meet current standard financing regulations.

Help me terminate my credit cards

Purpose of loan: To pay a lower interest rate then the 17.24% which one of my credit cards now charges. The majority of my credit card debt is alot lower then 17%. As you can see I have fallen into some credit card debt, but am currently revamping my financial situation. First I am going to extend my student loans which will in be immediately tackling the credit cards and the pending Prosper.com loan. Secondly, I have changed my old habits of using credit to pay for everything strictly to one credit card and cash for everything else. I have currently been jobless for the last few months, but have been selling items on Ebay to stay afloat which I can continue to do for a long time. I am currently seeking to get a job which will really help my financial situation with the hopes of being debt free with a good credit report. Also please note I used to be a lender on Prosper.com in 2007/2008.


Monthly net income: $
$550-$750
Monthly expenses:
Housing: $0 per month currently living with parents
Insurance: $100
Car expenses: $150
Utilities: $ 0
Phone, cable, internet: $0
Food, entertainment: $ 25
Clothing, household expenses $25
Credit cards and other loans: $ 300+$0 Student loan ( the student loan which will be in forbearance aka lowered to $0 for the next year)

Tax Preparation Business

Purpose of loan:
This loan will be used to purchase tax preparation software, to purchase necessary supplies and equipment,?and effectively?advertise my small business.

My financial situation:
I am a good candidate for this loan because I work extremely hard to pay back what I owe.? I do not believe in a "free lunch".? Because of my financial skills (accountant for over 12 years) and this being the second year preparing tax returns for individuals I will be able to repay the loan in a very short period of time (end of April 2010).? I project to more than double my clientele from last year?which resulted in $1,900.00 of gross income my first year.?Projected gross receipts equal $5,000.00.? Although I understand that spouse income is not considered in these loans, my wife?runs a piano studio and currently brings in $500 per month (with no overhead with students taught at home).? She is projected to have a full studio by the summer bringing in over $1,000 per month.??

A tax preparation business has?many advantages and opportunities:? 1) most Americans must file a tax return, 2) due to the complexity of the tax code many people are turning to a competent and reasonably priced tax specialist, and 3) the IRS has introduced stricter compliance guidelines for tax preparers who receive compensation for their work, forcing many "fly by nights" to take to the hills and not prepare taxes anymore in fear of being caught.

I am currently employed at one of the largest hospitals in the area as the Assistant Controller.? I have over five years experience in the Controllership position?at multiple hospitals.? I have worked in financial healthcare for over 12 years.? I am a strong candidate for a Controller position at a large hospital.?

My tax preparation business is being built to create extra income for my family, to create wealth,?and to live debt free in the future.

Monthly net income: $ 60,938

Monthly expenses: $
??Housing: $ 1,000.00
??Insurance: $ 371
??Car expenses: $ 660
??Utilities: $ 492
??Phone, cable, internet: $ 213
??Food, entertainment: $ 870
??Clothing, household expenses $ 200
??Credit cards and other loans: $?810
??Other expenses: $ 140

Pay off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business is Growing, Need Equipment

Purpose of loan:
This loan will be used to purchase new equipment (computers and printer) for my business. Our current equipment is not keeping up with customer supply.

My financial situation:
I am a good candidate for this loan because I have a 760+ credit score with no delinquencies. My business has revenues of $300,000 and is growing exponentially. We have no debt, and all of our equipment is paid for. I've never missed or been late on a payment.

Monthly net income: $ 7,500

Monthly expenses: $ 3,250
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay off three credit cards.
My financial situation:
I am a good candidate for this loan because?
I am a hard working father of two. I have a strong character and would?never default on a loan.?The Army helped build my character.?I plan to use my military disabilty check to pay for the loan.
Monthly net income: $
3000
Monthly expenses: $
??Housing: $ 1380????
??Insurance: $ 376 includes health insurance and car insurance.
??Car expenses: $ 299????
??Utilities: $ 100
??Phone, cable, internet: $ 140
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 115 includes 50 for student loans, 50 for line of credit, and 15 for credit card.
??Other expenses: $ My wife has two other credit cards that I am going to pay off with this loan. She also works and has an income of 1500 a month. I? have 10% disabilty check from the military which comes to 123 a month and my father-in-law lives with us and pays 700 in rent. I did not include this in my monthly income because my father-in-law is income I can not prove with paper work. Also I did not include my military disability paperwork because I didn't know if I had the right papers for it.

Support a Small Business

Purpose of loan:
This loan will be used for business purposes.? I am co-owner of a retail store with my two sisters (the store has been in business 4 years.)? We are right on the cusp of becoming a very profitable business and just need a little cash flow for inventory and advertising purposes.
My financial situation:
I am a good candidate for this loan because I will?pay the loan back in a timely and effective manner.???

Catalog production

Purpose of loan:
This loan will be used to? Fund production costs of a catalog that I source for a client. Vendor wants 50% up front. I have handled this for four years. This is the first year I am handling without a partner.

My financial situation:
I am a good candidate for this loan because? I have 25+ years in the printing industry. My client pays net 30 day. This will only be a short term 90 day requirement for funding to be repaid after client pays my invoice for the printing. I actually would prefer a higher amount but there is an incorrect record from the credit agencies regarding a Federal Tax lien as a result of the sale of a business. I was negotiating a settlement with the IRS, this lien has been removed and I have documentation to confirm. Credit agencies have been notified but have not updated their files.

Monthly net income: $5,000.00

Monthly expenses: $ 3,200.00
??Housing: $ 1215.00
??Insurance: $ 45.00
??Car expenses: $ 525.00
??Utilities: $ 180.00
??Phone, cable, internet: $ 158.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 850.00
??Other expenses: $ 200.00

help pay for schooling and bills

Purpose of loan:
This loan will be used to help pay for schooling and bills while attending school and working part time.

My financial situation:
I am a good candidate for this loan because I have a desire to learn a career to be able to pay off bills and start a good savings account.? I will be making a minimum of $2400 per month which is $950 more than what I currently make once done with school.? The trucking industry needs truckers and I have the desire and want to become one.? Thank you for the time in looking over my application.

Monthly net income: $ 1450?

Monthly expenses: $ 995??
??Housing: $
??Insurance: $ 85
??Car expenses: $ 250
??Utilities: $
??Phone, cable, internet: $ 85
??Food, entertainment: $ 75?
??Clothing, household expenses $ 25?
??Credit cards and other loans: $ 475
??Other expenses: $

Carey's Debt Consolidation

Purpose of loan:
This loan will be used to help my significant other and I catch up on bills while she is finishing college
My financial situation:
I am a good candidate for this loan because I am very responsible with my finances and make?my payments on time

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 250.00
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1000
??Other expenses: $ 200

Paying off my credit cards.

After successfully paying off my first loan with Prosper I am applying for a second loan. In the last couple of years I have made great strides in improving my credit rating and score. I want to continue that trend by paying off the rest of my credit cards. My goal in the next two years is to buy a home, and I must have my credit in top shape before starting that process.
I recently posted this same loan, but was only 90% funded. Hopefully this time will be better!

A few more details about my finances:

Monthly income (after taxes): $5000

Expenses:
Rent - 1450
Utilities - 160
Car payment - 475
Auto insurance - 112
Student loan - 115

The credit cards that I would like to consolidate with this loan are as follows:

Dell - 3300 balance, 34% APR
Best Buy - 775 balance, 25% APR
Macys - 550 balance, 25% APR
Home Depot - 450 balance, 24% APR

Basically, my 'store' cards. My only other credit cards are a Visa and a MC, which I pay off monthly.


I think I am a great candidate for this loan because I have already proven my reliability with my first loan, and like my first loan, I plan to pay this one with automatic payments. I also plan to pay this loan off early.

Inventory for growing bar business

Purpose of loan:
This loan will be used to for inventory purchases for new business

My financial situation:
I am a good candidate for this loan because good cash flow business and can be secured by credit card receivables if needed

Monthly net income: $ 30000

Monthly expenses: $
??Housing: $ 1900
??Insurance: $ 200
??Car expenses: $0
??Utilities: $ 700
??Phone, cable, internet: $ 300
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $

Paying Educational Expenses

Purpose of loan:

This loan will be used to pay for school related expenses for the upcoming semester.? I have one more semester left to finish?to receive my college degree?and really need to make sure I can cover some?additional costs.

My financial situation:

I am a good candidate for this loan as I am a very responsible person and receive biweekly income so this loan will be paid back.? In fact this loan will more likely be paid off well ahead of time.? I was listed as HR but I am not.? I have one item on my credit report that I am disputing to have removed as this is inaccurate information.? Otherwise my credit is good.? I have been paying my bills on time so repaying this loan would not be a problem.

Monthly net income: $2,500.00

Monthly expenses: $1610.00
??Housing: $800
??Insurance: $120
??Car expenses: $0
??Utilities: $80
??Phone, cable, internet: $120
??Food, entertainment: $150
??Clothing, household expenses $150
??Credit cards and other loans: $90
??Other expenses: $100

pay for doctorate degree

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off higher interest credit cards.

My financial situation:
I am a good candidate for this loan because I have never missed a payment. I also own my own home.? I have had the same job for the past 4-5 years with good expectations to retire there.

Monthly net income: $ 1850

Monthly expenses: $
??Housing: $ 240
??Insurance: $ 80
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 50