christmas money/pay off credit card

I would like to pay off a few credit cards.

Company????Balance?????Monthly payment

Chase????????800????????????50.00 (what I normally pay)

Dell????????????1600????????? 50.00 (what I normally pay)

Regions???????300???????????50.00 (what I normally pay)

Ge Money????1400???????? 50.00 (what I normally pay)

Sears????????????1200????????50.00 (what I normally pay)

By doing this loan I can get a fixed note and close these cards.?

The bankruptcy was due to my wife co-signing for her mother to get a car loan and her mother defaulted on it and we had no way to pay it back.

The rest of the money is to be used for Christmas presents for my two boys that still believe in Santa.? If I can not give them at least a few of the gifts they asked Santa for I am afraid they will stop believing.

My loan for debt consolidation

Purpose of loan:
This loan will be used to?to pay credit card dept and also?hopital payment? ?

My financial situation:
I am a good candidate for this loan because, i strave to make my credit up to sniff and dont want to get in dept .

Monthly net income: $ 3500.00

Monthly expenses: $
??Housing: $ 850.00
??Insurance: $ 161.00
??Car expenses: $ 245.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 250.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

Telling Credit Cards Goodbye!

Purpose of loan:
This loan will be used to help us get down the road of eliminating credit card debt.? We have been working toward that direction for a few years now and we are making incredible progress.

My financial situation:
I am a good candidate for this loan because we have completely paid off a Prosper loan in the past and am current on one right now.? We have never had a late payment so we are an excellent investment.? We would much rather pay generous investors here than the crooked credit card companies.

Monthly net income: $? 5400?

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 300
??Car expenses: $ 300
??Utilities: $?200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500

Assist sister diagnosed with MS

Purpose of loan:
This loan will be used to assist my sister recently diagnosed with multiple sclerosis. Our mother is dying from lung cancer and had been helping her until she depleted her own funds. Sister has two teen boys and?has been separated from her husband over two years. While married he did not believe in paying for health insurance so?she has outstanding medical bills from 15 years. She currently works part time job and can purchase insurance but is paying nearly $800 a month to cover her and the boys.?She is unable to qualify for assistance until she is legally divorced and files a bankruptcy.

My financial situation:
I am a good candidate for this loan because I have a good full time job and work a seasonal part time job. Previously, I have worked three jobs?at the same time.?I have depleted my savings to help her family and find myself particularly short until my part time funds come in February. I do anticipate paying this off in less than the estimated three years.

Monthly net income: $ 6161

Monthly expenses: $
??Housing: $ 1312
??Insurance: $ 175
??Car expenses: $ 404
??Utilities: $ 250
??Phone, cable, internet: $ 250
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1649
??Other expenses: $

Consolidate credit card debt

I am seeking huge help to consolidate my high interest credit card debt.

My debt on credit cards added up because of starting own business. To increase revenue I even took a second job.

I am a very hard worker, work 6 - 7 days a week, honest and trying my very best to build better career and future.

My monthly income is approx. $4,000/mo. and expenses are...


Rent????????????????????? $ 600
Utilities???????????????? $?? 25
Cable ? ? ? ? ? ? ? ? ?? $ ? 40
Metro Card ? ? ? ? ? $ ? 90
Food and misc.??? $ 500
Business related $ 800
=====================
Total:??????????????????? $2,055

I am trying to pay off as much as and as early as I can so I can put myself in good position financially and mentally.

Any help would be greatly appreciated. Thank you for your consideration.

Paying off high interest CC's

Purpose of loan:
This loan will be used?to consolidate high interest credit card debt acquired by birth of our first child.?

My financial situation:
I am a good candidate for this loan because all my current accounts are in good standing and I have great debt to income ratio.? We have no house?or rent payment because?we were given a house as a wedding present.? It is in my parents name for security purposes.? I have been with same company for over 6 years and was recently promoted to sales manager.?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 160
??Car expenses: $ 668
??Utilities: $ 175
??Phone, cable, internet: $ 185
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000 (most of this would be alleviated by this loan)
??Other expenses: $

Buying a restaurant

Purpose of loan:
I am requesting this loan to be working capital to help me get started with my restaurant.? The restaurant has been around for 15 years and?is making $150,000 pre tax profits.?? I have been able to handle all of the financing for the business and now just need a little bit of funds to have as working capital.

My financial situation:
My financial situation is good, I have a current job which I will maintain that pays me $64,000 salary per year plus bonus.? Bonuses have been 30% of my base consistently for the?5 years I have been at this job.?

Monthly net income: $ 5400

Monthly expenses: $?? 4025
??Housing: $? 1485
??Insurance: $?? 200???
??Car expenses: $ 800
??Utilities: $ 250
??Phone, cable, internet: $?? 320
??Food, entertainment: $?? 670
??Clothing, household expenses $? 100
??Credit cards and other loans: $ 200
??Other expenses: $

My loan for home improvement

Purpose of loan:
To pay off 2 small credit cards and a small installment loan that I have
My financial situation:
I'm in good place financially with me and my wife making over 100,000 dollors annually and just want to clear out a few financial obligations to clear up some more cash flow. I feel very confident I can pay this loan off much sooner then the 3 year period granted

Monthly net income: $ 4814.00

Monthly expenses: $
??Housing: $?900.00??Insurance: $ 77.00
??Car expenses: $?160
??Utilities: $ 130.00
??Phone, cable, internet: $?35.00??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 950
??Other expenses: $

Home Improvement-Basement

Purpose of loan:
This loan will be used to?install new furnance, windows in basement and plumbing???

My financial situation:
I am a good candidate for this loan because?
I have paid all my previous payments on time and have a stable source of income
Monthly net income: $
2800.00
Monthly expenses: $
??Housing: $?438.51
??Insurance: $75.00
??Car expenses: $ 520.00?
??Utilities: $ 185
??Phone, cable, internet: $ 120
??Food, entertainment: $300.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $ 500
??Other expenses: $ 40.00?

help funeral expenses

Purpose of loan:
This loan will be used to? My mothers-in-law passed away, and i have to help my wifes and her family to cover all the funeral expenses..

My financial situation:
I am a good candidate for this loan because? My wife and i we been working for the same company for over 6 years, and we had loan in the past and we paid off with no late payments, we will pay off this loan by april 2011 after the tax returns and our compnay bonuses! Theres one delinquency in my credit report that im disputing because my ex cable provider they charging me for somenthing that i didnt have, and i have less then 8000$ in debts and no car paymentes, i had 42% on my last listing i hope that this time to get 100%.. thank you in advance..

Monthly net income: 6000 $

Monthly expenses: $
??Housing: $1500
??Insurance: $200
??Car expenses: $0
??Utilities: $150
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

flooring

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

fix car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit card debt

Purpose of loan:
This loan will be used to? pay off credit card debt

My financial situation:
I am a good candidate for this loan because? I always make my payments and make them on time

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

New Baby = New Expenses!!

I need a small loan to help with costs of our first baby as well as some much needed home improvements. I have a solid credit history, 0 late payments, 0 chargeoffs, and I intend to keep it that way. I will pay this loan back quickly.

Debt Consolidation

Hello,

???? I am in process of re-paying another loan that I took on from the Prosper community last year to consolidate debt.? It has been outstanding and I am on-time with all my payments.? I took the original loan to consolidate debt to attack the principle amount I owed by consolidating my payments into one and bypassing all the money I was losing to cards fees, membership fees, and spread out minimums.? This has worked wonders as I am currently more than $1,000 ahead in repayment, than I would have been if I was still paying all the cards seperately.? That being said, I have another 3 cards that I would like to consolidate in the same manner.? This plan still revolves around forcing the majority of my payment towards a principle balance instead of being spread out among several cards.

Thank you.

paying off credit cards

Purpose of loan:
This loan will be used to consolidate my credit cards so I can have one monthly payment rather than two

My financial situation:
I am a good candidate for this loan because I am always on time with my payments and do not have many other bills to pay

Monthly net income: $ 920

Monthly expenses: $ 200
??Housing: $ 0. I live at home
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0. This loan will consolidate my credit cards

I really need some help

Purpose of loan:
This loan will be used to?
consolidate my debts
My financial situation:
I am a good candidate for this loan because? I am trying so hard to get my head above water.? I am 54 years old, and have a bumb knee, and I go to work every day in a warehouse.? I have no intention of leaving my job until I just can't do the job anymore.? I like my job and make good money at it.? Over the past 10 years, I have had major back surgery which triggered my financial issues, but am determined to get myself physically well and financially well.? I just need a break
Monthly net income: $ 2780

Monthly expenses: $
??Housing: $?400
??Insurance: $ 150
??Car expenses: $ 350
??Utilities: $ 200
??Phone, cable, internet: $ 178
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ no credit cards
??Other expenses: $

husbd now working/need to catch up

Purpose of loan:
Catch up on mortgage after husband's unemployment.? Pay off high interest credit cards/consolidate into one payment

My financial situation:
I have a good, solid job as a school social worker.? I am approaching the top of the pay scale, which means big raises over the next 3 years.

Monthly net income: $
7500
Monthly expenses: $
??Housing: $ 1923 ????
??Insurance: $ 147
??Car expenses: $ 950
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 1000
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 700
??Other expenses: $

Paying off my credit cards

Purpose of loan:
Is to pay off my high interest rate credit card in order to help my son with his college tuition /books. I am also in great need of having my tooth fixed. I had some work done on it over a year or so ago and now it needs a crown.?I was eating something today and tooth is starting to break.?Also, at some point my 2001 Pontiac Grand Prix (which is paid off) needs repair. One of the valves on gasket is leaking. I normally would ask put myself out here like this but I do need help.

My financial situation:
I am a good candidate for this loan because? I have a stable job and have been working steadily (and may add happily) for more than 17 yrs. I am a very hard working and reiable person and I have made it a goal to pay off my debt. I tried working witht my creditors but they really just want to help themselves rather than the consumer. I just want to pay off my credit and not look back.
My husband has been out of work for more than six months now. I have been doing my best to help out with bills which is one reason I really could use your help right now. My husband will be starting a new job the second week of January. So, if you or someone could help me out I know I will be able to make the monthly payments. I could really use some help right now as I have no where else?to turn for my present needs. Please consider funding my loan and I will not let you down. Thank you for your kind consideration.

Monthly net income: $
2,200

Monthly expenses: $
??Housing: $
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 55.00
??Phone, cable, internet: $
??Food, entertainment: $?200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $?600.00
??Other expenses: $

Consolidating Minor Debts

Purpose of loan:
This loan will be used to consolidate small debts

My financial situation:
I am a good candidate for this loan because I have the ability to repay as my credit history shows. I?have not had any late payments on any obligations throughout my credit history.

Rebuild credit and engagement

Purpose of loan:
This loan will be used to rebuild my credit history, and help me get engaged. :)

My financial situation:
I am a good candidate for this loan because I have a solid job at a solid company, and I am trying to re-establish my credit history. I was one of the people that became a victim of the massive lay offs during the burst in the financial industry bubble. I was a sales manager at financial institution that decided to close my division (auto finance, not mortgage). I had been there for 5 years, and was laid off on my 5 year anniversary. I ended up filing for bankruptcy because after I my savings dried up, I couldn't afford my bills on unemployment. I have since learned to live like I only make 30k a year, no matter what my income is (70k). I now work as a Sales Account Executive at a solid telecom company that has been around for 20+ years, and am currently a top producer. I am currently working towards a leadership role again. I have started to rebuild my credit by opening a small revolving secured card which I pay off every month, and only use for gas and food. The next step to rebuilding my credit is to have an installment loan that I want to keep for 1 year or so, and pay off. I could finance a car, but as I already have one without a payment, there's no need to take on a larger loan. I have been with my current girlfriend for 9 years, and it's about that time that I pop the question. She has stood by me through the ups and downs, and I only want to make her as happy as she makes me. I can pay cash for the ring, however, I would like to kill two birds with one stone (no pun intended) by taking the opportunity to finance some of her ring and rebuild my credit. Help me, help you. :)

Monthly net income: $ 4000

Monthly expenses total: $ 1100
??Housing: $0
??Insurance: $ 150
??Car expenses: (gas) $ 200
??Utilities: $ 0
??Cell phone and internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards (secured card paid off every month): $ 200
??Other expenses: $ 0

paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit card debit. I'm going to college and want to get rid of my debt by the time i graduate.

My financial situation:
I am a good candidate for this loan because i always pay my bills on time and realized that credit cards arent the best way to pay for things. by getting this loan i will be able to move out and start a new life for myself. right now my parents help me but i would like to handel my debt problem my self.

Monthly net income: $ 1,400

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 0.00
??Car expenses: $ 0.00????????
??Utilities: $ 0.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 600
??Other expenses: $ 0.00

paying off bills

Purpose of loan:
This loan will be used to? pay off some bills

My financial situation:
I am a good candidate for this loan because? i pay my bills and work daily

Monthly net income: $ 2500

Monthly expenses: $ 1000
??Housing: $ 700
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need Money for Moving Expenses

Hi-

I am looking for a loan to use for moving expenses. My fianc?e is being relocated for his job and we need money to get us moved. His relocation pay won't be available to us until his first paycheck, so money is needed until then.


All of my credit cards are paid off. I have not been late on any bill payments in the last 2 years. My credit score at prosper is a score of 2. I am unsure why it is so low at this time. I believe it is due to some credit card debt I accumulated through college and a few late payments on my student loans, but all have been resolved. Your help will be greatly appreciated.

I really appreciate your time!

Monthly Net Salary: 4,000

Rent.............. .....$425
Phone........... ......$60
Car............... .......$200
Credit Card ..........$0
Student Loan.. ....$85
Insurance ............$90
Cable ..................$75
Power .................$100
Gas/Grocery...... $500
Savings for wedding.....$200

Paying off my credit cards

Purpose of loan:
Consolidate and payoff credit card debt.

My financial situation:
I have stable employment and a stable household.
I have no delinquent payments on my credit report - I always pay on time.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 670.00
??Insurance: $ Paid by husband
??Car expenses: $ 300.00 (Car Payment)
??Utilities: $ 100.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 300.00 (Credit Cards) 260.00 (Wedding Loan)
??Other expenses: $ N/A

put in a new bathroom floor

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Buying a more viable computer

Purpose of loan:
This loan will be used to purchase a faster computer to facilitate my 3D modeling and artwork. I plan on selling models to 3D designers as well as selling art prints. Due to the limitations of my current computer, I need a new one.

My financial situation:
I am a good candidate for this loan because I can easily make payments and I have never been late on a payment. I live with family and have plenty of money to spare monthly. However, there are several personal projects I am engaged in at this time that I would like to keep flowing money towards (for example, I am seeing friends in Japan next spring), and buying a new computer would disrupt that, hence the need for a loan.
Monthly net income: $1600.00

Monthly expenses: $615.00
? Housing: $0.00
? Insurance: $0.00
? Car expenses: $0.00
? Utilities: $0.00
? Phone, cable, internet: $0.00
? Food, entertainment: $200.00
? Clothing, household expenses: $0.00
? Credit cards and other loans: $345.00
? Other expenses: $70.00

Please Help Me Through College!

Purpose of loan:

I am a Music Therapy student from Pennsylvania, and I am just about finished with my education, but I will need a little bit of help! I have finished all of my classroom work in the Music Therapy major as of May, and to qualify for the degree and therapist certification, I?am required to complete a six-month?unpaid full time?internship. I landed a great medical Music Therapy internship at a hospital, but it's all the way out in California and I am now all the way across the country from my friends and family, and my savings are dwindling. This loan will be used to pay my bills (rent, food,?gas)?while I complete?my internship.

My financial situation:

Although I currently have no income, I will be able to finish my internship and become board certified as a music therapist within the next few months. I see the benefits of Music Therapy every day in this hospital - I go to patients' bedsides and help them deal with pain, stress, anxiety, social issues, and psychological issues with the use of music. I am passionate about what I do and it shows in my work and on my resume. I am already being considered for several Music Therapy jobs that will start when my internship is done, so there is no doubt I will be able to make the payments for this loan. But I need to make sure I can financially survive until then. This is where I need your help! If you have any questions about my work or my situation, please don't hesitate to ask! Thank you so much for your help!

Monthly net income: $0

Monthly expenses: $1310
??Housing: $700
??Car expenses: $120
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses: $40
??Credit cards and other loans: $200

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off some of my higher interest credit cards. I'm am looking to consolidate my debt.

My financial situation:
My job is very stable. I do not have to worry about losing my income and I currently make enough money to pay all my bills.

Monthly net income: $ 4200

Monthly expenses: $ 2900

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help parents refinance mortgage

Purpose of loan:
This loan will be used to?help my parents refinance their mortgage. They are short $5,000 to complete transaction which would save us tens of thousands over life of the mortgage.

My financial situation: Great.
I am a good candidate for this loan because? I have perfect credit. Prosper dumbed my rating down because of credit card debt, which I am using to ease their financial burden. Graduated from UCLA, recently promoted to Assistant Vice President at work. My gross monthly income right now is $2,510. The monthly payments won't be a problem. Please help us out, and thanks for your consideration!

Monthly net income: $3150

Monthly expenses: $797.74
??Housing: $0
??Insurance: $0
??Car expenses: $213.88
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $400
??Other expenses: $83.86 (student loans)

Intra-family loan

Low rate because loan is inter-familial to shift income between two ppl with different marginal tax rates/investment ownership. Goal is tax arb w/documentation and formalization to meet spirit+letter of law.
One-day 2% lender refund makes it favorable to execute AA loan through Prosper [Also, lender cellardoor still has a degree of fondness for prosper, despite some disillusionment over the ultimate execution.]
Portfolio manager, also formerly portfolio strategist at large hedge fund. Owns extensive investment portfolio + deferred comp.? Lives w/ corporate-attorney fianc?e (who has substantial assets/income of her own).? Both own property (not jointly) w/o mortgages. Revolving debt is paid at end of cycle, w/exception of sizeable chunk of money at 0%-1.99% APR offers locked in.
Expedite loan activation to take advantage of 2% cashback offer /Prosper for Black Friday, not adding proof of housing (since this is a self/family loan anyway). Setting amount to $20,000 as that is limit on daily instant transfer into lender acct.

Short loan needed to grow business

Purpose of loan:
This loan will be used as bridge financing until new long-term consulting contracts are signed for 2011. Two are in final negotiations for 1/1/2011 kickoff.? One is for $120,000 and the other for $64,000.? In addition, new projects are slated to begin on 12/1/10 and 12/6/10 generating an additional $14,000 per month for the next 3-4 months.? Throughout the market downturn I've continued to fight for new business and it is finally here!? My perseverance is finally paying off.


My financial situation:
I am a good candidate for this loan because I am committed to maintaining a solid reputation with all entities I deal with, my clients, banks, and vendors.? In my consulting business, my reputation is absolutely critical to ensuring my ongoing success.

Monthly net income: $10000

Monthly expenses: $ 5800
??Housing: $ 1400
??Insurance: $ 150
??Car expenses: $200
??Utilities: $ 600
??Phone, cable, internet: $350
??Food, entertainment: $1300
??Clothing, household expenses $400
??Credit cards and other loans: $1200
??Other expenses: $ 200

remodeling bathrooms

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Military Man Needs a Loan

Purpose of loan:
This loan will be used to pay off high interest credit cards.? If I'm able to obtain a lower interest rate here for my debts I'll be able to pay down?my accounts quicker.

My financial situation:
I am a good candidate for this loan because I am in the military and due to my profession cannot default on my loan.? It would be career suicide for me.? I make a good salary and have been using all my diposible income in the past year for paying lump sum amounts to my debt.? Over the year, I've been successful in paying off over $9000 of my debt already.? I pay all my bills on time (minimum + extra)?plus with my profession I'm expected to get a raise every year as well as a promotion next year which will raise my disposible income even more.??My wife also?works and makes an annual income of $65,000 herself.? Her income is used for the majority of our family's living expenses.? Finally, I'm a homeowner so the last thing I want to do is jeopardize my credit with a defaulted loan.

Monthly net income: $ 8135

Monthly expenses: $
??Housing: $ 1496
??Insurance: $?0 (military benefits)
??Car expenses: $ 1120
??Utilities: $ 175
??Phone, cable, internet: $ 175
??Food, entertainment: $?500
??Clothing, household expenses $ 150?
??Credit cards and other loans: $ 700
??Other expenses (Parking, Gym): $ 165
??Home?warranty: $ 30
??Home?security: $ 30?

paying for Divoice

Purpose of loan:
This loan will be used to?
divoice
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2100.00

Monthly expenses: $
??Housing: $ n/a
??Insurance: $?n/a
??Car expenses: $ 330.00
??Utilities: $?150.00
??Phone, cable, internet: $ 25.00
??Food, entertainment: $ 100.00 month
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $?300.00
??Other expenses: $

Inventory for Holiday Season

Business Loan for: ?QualityCoach.Net

Additional capital will allow the business to pay for product for the Christmas Season.?? If intrest rate is bid down low enough?will add new product lines.

QualityCoach.Net a sole proprietorship, has been growing steady, since I started the business in 1997,? Been working full time at this since 2001.? As with many small businesses the more it grows, the more capital it requires.??Some Customers ask for terms of 30 Days or more.

More than 80%? of our business is B2B.?? Our Customer list includes?Fortune 50 Corporations as well as many Governmental Agencies.?

Financial Situation:

Schedule C Federal Tax Return Gross Income for QualityCoach.Net;? 2007- $153,783,? 2008-$169,985,? 2009- $163,708

Sales in 2007- $785,830, 2008- $835,624,? 2009- $888,623 . Sales for 2010? should remain about the same.?

Rents Recived from Rental Property: 2007- $14,525, 2008- $14,857, 2009- $18,953, ?2010 will be in same range.??

On occasion we get orders for over 4 times as much as this loan.

I own a duplex, live and run my business in half, rent out the other half.?? I have owned the?duplex for?12 years.? Overhead costs are kept down.? I have owned a rental home in Colorado since the mid 80's? Both houses are financed at fixed rates and have Equity in them, ?No 2nd Mortgages??Estimated Value of the Properties: $290,000.?Although?Bank Card utilization is high,? Many of the Cards are paid in full each month.?Our inventory turns are over?18 times per year.?

$22,000 Prosper Loan? paid off? on 11/23/2010 ??100% on time payments.? When I took out the loan my Prosper Rating was "B". ?Now my credit score is higher, I have history of paying the prosper loan on time for three years and??they change my rating to HR ? Go Figure?? I had planned to take out another?$22,000 loan when the first one was paid off.? It is a shock that the?rates are now so much higher. I can use this ?Loan to bridge me over until ?I can find capital at a lower intrest rate.

Please bid?on this loan. I will repay this loan on time.

See more on the membership profile.

Learn more about?the Business at our?Website. QualityCoach.Net?

If you have Questions or Concerns please ask.

New Furnace for retired parents

Purpose of loan:
This loan will be used to get a new furnace for my parents.? Their furnace just stopped working, we hope that a repair will suffice for the moment, but they will need a new one shortly- as the furnace is extremely old and the weather is getting colder.?

My financial situation:
I am a good candidate for this loan because I am a honest and hard working individual.? I am currently in credit card debt due to unforeseen wedding costs.? However, I have strong budgeting skills, my husband and I have a strong income, and I am extremely responsible.? We have a goal to own a home one day and I am aware that the financial decisions I make now will affect my future options.? Therefore, I choose to maintain financial stability and continue to increase my credit rating.? Furthermore, 2 out of my 3 delinquent accounts are being reviewed by the Credit Bureau and should be removed in due time- as I keep good financial records and documentation.? The third delinquent account was medical bill that went to collections, when I was without health insurance.?

Monthly net income: $ 3500

Monthly expenses: $ 2529 total broken down:?

??Housing: $ 735
??Insurance: $ 154
??Car expenses: $ 320 car payment 120 gas
??Utilities: $ 60
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 240 (minimum credit card + school loans)
??Other expenses: $ 200

Lower Interest on Business Debt

Purpose of loan:
This loan will be used to transfer $5,500 of business debt from 18% to lower rate. I am looking for 12% or lower.

My financial situation:
I am a good candidate for this loan because I always pay on time and am looking to become debt free asap.? I currently pay between $250-$500 per month on this debt.? The vendor has been very flexible in terms of repayment but I would like to aggressively pay this off in 2011 and a lower interest rate would be a big help.? If funded, this loan will be paid off within 12 months.

Note: This is my second application for a Prosper loan. This first funded but at too high of a rate to make sense.? I feel that my Prosper score is unfairly low, especially given my credit score.? My wife and I earn together well over $100,000 per year but most of our debt is in my name which skews my score down significantly.? Please consider this in reviewing this loan.

Monthly net personal income: $ 3,850.

Expanding the showroom

Purpose of loan:
This loan will be used to build an additional webpage for our?site that will allow us to sell kitchen cabinets online. We are an authorized dealer for Homecrest cabinets that we've been selling for the last 2.5 years from our store that is located at 809 Main Street, Hopkins MN 55343?and need additional funding to expand our website www.OnTimeContractors.com.

My financial situation:
I am a good candidate for this loan because, I was never late on any of my loans, have $0 credit card debt?and my business is growing constantly for the last 10 years at a steady rate 8-12%/year.. ?

PAY OFF DENTAL BILLS

Purpose of loan:
This loan will be used to? PAY OFF DENTAL BILLS

My financial situation:
I am a good candidate for this loan because? I have a steady income of $5000 a month and have few bills ????

Monthly net income: $ 5,000 ????

Monthly expenses: $
??Housing: $ 401
??Insurance: $ 200 ????
??Car expenses: $ 650
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

Financial control

Purpose of loan:
This loan will be used to consolidate debt, primarily pay off a title held with an ex- so I can transfer the title solely to myself.

My financial situation:is good, with steady employment plus rental income of 2k/month
I am a good candidate for this loan because this is my second loan through prosper with no history of late payments or defaults of any kind. As an overall plan, I have several small loans that are finishing up within a year. I will use the money that usually goes toward those loans to pay off whatever loan interest is the highest. In the meantime, I am using prosper to bring my CC balances down to a manageable interest rate. My mortgage payments are on the higher end since I chose to go with 10 year loans on my primary and rental properties, but these are all I plan to have payment-wise in 3 years. From my primary employment (physical therapist) I clear approximately $2300 every 2 weeks. I also work some per diem that varies from $100-1000 per month. I have a 4 unit apartment rental that brings in an additional $2000 per month. I have 2 mortgage payments of $1200 and $1140. Credit card minimum payments of $1400 including previous prosper loan. Extra money left over from living expenses go towards highest interest rate cards. Please ask any questions you might have. Thank you!

Job change, bring rent current

Purpose of loan:
This loan will be used to?bring rent current after job change and loss of income

My financial situation:
I am a good candidate for this loan because?i have been humbled by my current job situation. i have integrity and would be grateful for assistance

Monthly net income: $

Monthly expenses: $
??Housing: $ $1,325
??Insurance: $110
??Car expenses: $365
??Utilities: $115
??Phone, cable, internet: $150
??Food, entertainment: $200
??Clothing, household expenses $50
??Credit cards and other loans: $200
??Other expenses: $100

Furnishing a new apartment

Dear Prosper user,Thanks for considering my loan. I need some short-term cash to help furnish a new apartment my fiancee and I will be renting out soon, and I?m hoping we can partner together to accomplish that. I have a very stable job as an electrical engineer for a major tech company and love what I do (can?t spell ?geek? without ?EE?)! I have never had a late payment, and have had bank accounts and lines of credit for about 10 years now. My credit score is excellent. In addition, I am a conservative spender and never live beyond my means. So, in summary:
Purpose of loan:
This loan will be used to supplement my short-term cash for furnishing a new apartment.

My financial situation:
I am a good candidate for this loan because I have a stable job as an electrical engineer for a major tech company, have never missed a payment, and have excellent credit.If you have any questions, please do not hesitate to ask. Thanks!