Pay off high interest credit card

Purpose of loan:
This loan will be used to?
pay off a credit card with 31% interest
My financial situation:
I am a good candidate for this loan because?
I always pay more than the minumum payment.
Monthly net income: $ 3070 - includes a military pension.

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 125
??Car expenses: $360.00
All other:$1,700

Management of coffeeshop -capital

Purpose of loan:
(explain what you will be using this loan for)

This is a third?loan from this forum to manage the coffee shop business that was acquired through a loan from this forum, this time it is for?capital investment on replacing old equipment that breaks or is not enough , second loan was to repay some of the high interest credit card loans that were taken for?inventory management and other day to day expenses. First loan was repayed completly.
This? coffee shop is with a Franshise that sells coffee , sandwitches and cakes and has established clientale .

My financial situation:
(explain why you are a good candidate for paying back this loan)



Based on the cash flow of business available to me these loan expenses can be easily met. My overall finance charges might be same as the second loan that I am almost done paying, also my payment history is a testimony, I have made 40 payments on time.

My monthly budget:
Net income after deductions 4300
Mortgage/rent: $1500
Insurance: $120
Car expenses: $200
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $600
Clothing, household expenses $200
Credit cards and other loan payments: $210
Other expenses: $100
---------------------------------------
Total monthly expenses: $3360
Free cashflow available after expenses: 940

Working Capital

Purpose of loan:

Business loan for QualityCoach.NetWill complete paying off a? $22,000 Prosper loan on 11/23/2010 ??100% on time payments Additional capital will allow the business to add new product lines and hire part time help which is required for business expansion. I have survived the recession. Our business will continue to grow. addtional Capital will help with that Growth.QualityCoach.Net a sole proprietorship, has been growing?steady, since I started the business in 1997,? Been working full time at this?since 2001.? As with many small businesses the more it grows, the more capital it requires.? Many of our customers ask for terms of 30 Days.?

More than 80%? of our business is B2B.?? Sales in 2009 ?were over? $800,000 . Sales for 2010 ?should?remain about the same . With your help, by funding this loan, our sales goals may reach or exceed? $1,000,000 in 2011.??Our Cusomer list includes man fortune 5o Corporations as well as many governmental agencies.

My financial situation:

Schedule C 2008 Federal Tax Return Gross Income for QualityCoach.Net? $163,708?

Although? Bank Card utilization is high??Many of the Cards are paid?in full each month.???We probably have more inventory than is ideal.? We are able to purchase at greater discounts and save on shipping charges by buying larger quantities.? If we run into a cash crunch we can raise cash by selling inventory without replenishing it as fast.? Presently our inventory turns are at approximately 15 times per year.? On occasion we get orders for 3 times as much as this loan

I own a duplex, live and run my business in half, rent out the other half.?? I have owned the? duplex for about 12 years.? Overhead costs are kept down.? I have owned a rental home in Colorado since the mid 80's? Both houses are financed at fixed rates.? Rental income from the two units provides a steady cash flow.??

Please bid?on this loan. I will not let you down.??See more on the membership profile.

Learn more about QualityCoach.Net at our Website.

Replacing our dying heat pump

Purpose of loan:

I'm looking to replace our very old (and almost non-functioning) heat pump. I have only a top-bounds estimate of what that will cost because I can't shop around for the best offer without the leverage of cash in hand. Also, I've seen some great deals with the potential for significant savings, but only for upfront payments of the full amount - financing via the installer would be much more expensive. I also hope to improve the energy efficiency and weatherproofing of our home as part of this process.

My financial situation:

I started a new job almost 2 years ago that involved a raise of almost 40% and my expenses have dropped, if anything. So I know I could save enough to finance this directly before summer. However, my wife is expecting and the cold in the house has been getting worse every winter - I really don't want to put her through that again in her current condition. I'm trying to combine a small loan from Prosper with 2 or 3 months' savings to make this happen before temperatures really start dropping.

I anticipate no issue with the monthly payments - I'm already running on a monthly budgetary surplus of at least 1k. My credit history has been shaky in the past, but my income has caught up with and exceeded my expenses. I've cleared off most of my debt this year, aside from long-term obligations like the mortgage and student loans. My record is improving dramatically over time and will continue to do so.

Please help me keep my wife warm this winter - she has enough to deal with as it is.

Monthly net income: $ 7180

Monthly expenses: $ 5200

??Housing + Insurance: $ 2000
??Car expenses: $ 750
??Utilities: $ 350
??Phone, cable, internet: $ 200
??Food, entertainment: $ 900
??Clothing, household expenses $ 500
??Credit cards and other loans (including student loans): $ 500

Paying off my credit cards

Purpose of loan:
This loan will be used to? consolidate of high interest rate credit cards.

My financial situation:
I am a good candidate for this loan because? I am trying to set a goal of being debt free from all revolving financial debt within the next 5 years and this loan is the final step to this process.? I pay all my obligations on time every month. Over the 10 years I have never been late on any of my financial obligiations.

Monthly net income: $ 4,905.00

Monthly expenses: $
??Housing: $ 1000.00
??Insurance: $ 115.00
??Car expenses: $ 700.00????
??Utilities: $ 200.00????
??Phone, cable, internet: $ 150.00????
??Food, entertainment: $ 200.00
??Clothing, household expenses $250.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ 200.00

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off a high interest credit card.?

My financial situation:
I've been through some rough life changes recently and am looking for a small loan to help resolve a debt.? I have recently paid off another Prosper loan on time.

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Just need it for a short time

Purpose of loan:
To get through a cash flow slum.? This loan will be paid back in Feb 2011.

My financial situation:
I am a good candidate for this loan because i pay on time with no strikes.? I? have history with prosper that shows that i pay on time and even early.? Thanks for the consideration.

Monthly net income: $ 4,000 + extra sells on the internet

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my credit cards that accumulated debt from getting married. The payments are actually less than what I currently pay, but I will pay off the debt faster using this loan than keeping it on a credit card.

My financial situation:
I am a good candidate for this loan because I have never missed a payment and am on time with all my bills.? I also recently got married and my spouse has no debt and is working.? We can easily make the payments and just want to get this paid off!

Paying off my Credit Cards

Purpose of loan:
This loan will be used to consolidate my credit cards into one payment making it easier to manage and saving myself interest in the process.

My financial situation:
I am a good candidate for this loan because I have excellent history on my credit report and on Prosper. I'm a homeowner and I have never missed a payment anywhere. I'm working hard to be debt-free and this is hopefully a major step up in saving myself hundreds of dollars in interest and fees.

Business Use

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, : $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
 

My loan for debt consolidation

Purpose of loan:
This loan will be used to get me out of debt! I am a good person who had to go through some set backs. I am raising 4 kids, one of these kids I took it when she was 6 months old. I am just trying to get my life back on track. Can you please help me with this loan? I am a mom and I am also a fulltime employee. Thank you for taking time out of your busy schedule and looking at my loan request.

My financial situation:
I am a good candidate for this loan because I intend on paying every red cent back! I just want my kids and I to be able to move forward all the bad we have been through.

Monthly net income: $2,800

Monthly expenses: $
??Housing: $ 865
??Insurance: $ 164
??Car expenses: $326 NOTE?
??Utilities: $ 200
??Phone, cable, internet: $0
??Food, entertainment: $ 380 GROCERIES
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $ 0

My personal loan for my business

Purpose of loan:
This loan will be used to pay for a market analysis of 2 properties we are rehabilitating.

My financial situation:
I am a good candidate for this loan because I have always paid all of my debts on time without fail

Monthly net income: $ 178000

Monthly expenses: $
??Housing: $ 5600 - we have 2 rentals and a primary residence
??Insurance: $ 1800 on 3 rentals
??Car expenses: $ 250
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 1000
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2200
??Other expenses: $ 100

My loan for debt consolidation

Purpose of loan:
This loan will be used to? Pay unexpected bills

My financial situation:
I am a good candidate for this loan because?I am actually a home owner and have paid the mortage on time for the last 2.5 years. I have a car loan that is perfect and a credit card that is?payed on time every time. My bad credit is old credit and mostly medical bills that are in dispute.?

Monthly net income: $ 1802.

Monthly expenses: $
??Housing: $ 453.????????
??Insurance: $ 70.
??Car expenses: $326.
??Utilities: $60.
??Phone, cable, internet: $ 90.
??Food, entertainment: $?100.
??Clothing, household expenses $0
??Credit cards and other loans: $20.
??Other expenses: $0

Renovating 2.5 bathrooms

Purpose of loan:
This loan will be used to renovate 2.5 bathrooms on a foreclosed condo purchased in December 2009.??

My financial situation:
I am a good candidate for this loan because I have the financial means to make monthly payments.? Instead of tapping into my?personal savings towards the renovation, I prefer to take a loan.? My credit union and bank has offered an?interest rate of 10%?and 9.75% respectively.? I am seeking a lower rate.

Managing debt from divorce

Purpose of loan:
This loan will be used to stabilize my finances after recovering from my divorce. I just need immediate help to get forward momentum to prosper starting as soon as possible.

My financial situation:
I am a good candidate for this loan because I have a great credit score and have always paid my bills timely and without issues. My divorce was unexpected and caused me financial turmoil which I'm trying to recover from as soon as possible both financially and emotionally.

Monthly net income: $ 7680 (+ $500 rental income in Dec when tenant begins lease)

Monthly expenses: $ 7090
??Housing: $ 1560
??Insurance: $ 125
??Car expenses: $ 135
??Utilities: $ 215
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 2300
??Other expenses: $ 2545 (alimony, child support)

Paying off Credit bills

Purpose of loan:
This loan will be used to? I want to use this loan to get out from just making small payments for the next 7 years.? With a 3 year fixed rate loan I can have an end in sight much sooner to the high apr nightmare.

My financial situation:
I am a good candidate for this loan because? Currently I am making ends meet... but that is all.? And not being able to paydown the high interest rate credit bills, i'm not getting anywhere balance wise.

Monthly net income: $
2100
Monthly expenses: $
??Housing: $638
??Insurance: $ 45
??Car expenses: $100
??Utilities: $ 180
??Phone, cable, internet: $ 130
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $

Washer and Dryer

Purpose for loan a new washer and dryer. I am now getting my credit back on track after a lot of credit card debt ruined my credit because of high interest rates. Now all credit cards are paid which took me 2 years to pay.

I am a good canidate for this loan because of my job security. I work for an Environmental firm and we do a lot of work contracts with the government. I have been with the firm for 4 years.

My personal loan for my business

Purpose of loan:
This loan will be to expand to a physical location opening up a facility. It's a low rent (about $800 a month) building with a few additional expenses of course. I need this loan for the deposit, insurance and a little equipment. Plus a little extra to act as a safety buffer. The truth is I'll only need 3 or 4 clients in order to pay for the place and then some, but I do need this loan to get started.

My financial situation:
I run an online business that is making on average of $6000-$8000 per month. With new product releases I plan to make that much higher in the coming months. There are some expenses but in general overhead is low.

I don't know why Prosper is giving me such a low rating. Probably because I am self-employed which in their eyes isn't as good as a paycheck. I disagree. If you look I have a good credit rating and paid back completely and on time a previous loan here.

Monthly net income: $?4000

Monthly expenses: $?1550
??Housing: $ 600
??Insurance: $ 50
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 200

Pay off car loan

Purpose of loan:
This loan will be used to?
Pay off car loan
My financial situation:
I am a good candidate for this loan because?
I have a good State job
Monthly net income: $
3500.00
Monthly expenses: $
??Housing: $ 1250.00
??Insurance: $ 400.00
??Car expenses: $ 500.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

Kicking Credit Cards to the Curb

Purpose of loan:
This loan will be used to pay off my credit cards.??I have some old debt that keeps nagging at me, that I want to get rid of.

My financial situation:
I am a good candidate for this loan because I have a good income, and good payment history, no late payments.? I do have debt, but am trying to restructure it into something that I can pay off quicker, by paying less in total interest.

Monthly net income: $ 3500

Monthly expenses: $?3000
??Housing: $?680
??Insurance: $
??Car expenses: $?380
??Utilities: $ 65
??Phone, cable, internet: $?65
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $

paying off credit card debt

Purpose of loan:
This loan will be used to? pay some credit card debt down more quickly.

My financial situation:
I am a good candidate for this loan because? I have never missed a payment on anything.

credit card

Purpose of loan:
This loan will be used to? Debt consolidation

My financial situation:
I am a good candidate for this loan because?Im responsible and reliable

Monthly net income: $2200

Monthly expenses: $
??Housing: $669
??Insurance: $85
??Car expenses: $250
??Utilities: $75
??Phone, cable, internet: $155
??Food, entertainment: $250
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off high interest

Purpose of loan:
This loan will be used to?
consolidate some hihg interest credit cards

My financial situation:
I am a good candidate for this loan because?
I want to get back on track financialy
Monthly net income: $
$4215
Monthly expenses: $
??Housing: $ 1200????
??Insurance: $ 281
??Car expenses: $ 300
??Utilities: $ 90
??Phone, cable, internet: $ 180
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 50

Repairing car

Purpose of loan:
This loan will be used to? Car Repair

My financial situation:
I am a good candidate for this loan because? I have ben employed 35 years

Monthly net income: $ 4800.00

Monthly expenses: $ 450.00
??Housing: $ 650.00
??Insurance: $
??Car expenses: $
??Utilities: $ 175.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $

paying off my credit cards

Purpose of loan:
Pay off credit cards, so i can get rid of them and start over. Interest rates on my credit cards out way the
payment i would have if i had the help from the lenders here.
My financial situation:
I am a good candidate for this loan because?im trying to get my life
back on track and just need a fresh start. Got a great job to grow with now, just down?
and need a little help getting back on feet?

Monthly net income: $ 2300.00

Monthly expenses: $
??Housing: $Live with parents at the moment 0.00 rent?
??Insurance: $ 63.00 a month
??Car expenses: $?80.00?month??Utilities: $ 0.00
??Phone, cable, internet: $ 40.00 a month
??Food, entertainment: $ 0.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 0.00
??Other expenses: $ 0.00

Clone's Loan

Purpose of loan:
This loan will be used to pay off credit card balances for unexpected expenses?and car repairs that need to be made asap.

My financial situation:
I am a good candidate for this loan because I always make payments on time, on loans always in full.? I will be getting a raise next month.

Monthly net income: $
$3825
Monthly expenses: $
??Housing: $ 790
??Insurance: $ 10 (for rent), insurnace is paid for by employer
??Car expenses: $ 120
??Utilities: $ 40
??Phone, cable, internet: $140
??Food, entertainment: $ 100
??Clothing, household expenses $75
??Credit cards and other loans: $ 500
??Other expenses: $ N/A

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? Closing date on selling house next month where I will get enough equity to pay bills back.

Monthly net income: $ 4300

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 0

buying a used car to resell

Purpose of loan:
This loan will be used to? buy a used car at wholesale price which I can drive and sell at a profit.then continue the process again as i work for a car dealer.

My financial situation:
I am a good candidate for this loan because?I have? min debt and can sell within 6 months.I don't want a bank car loan as I will have the title handy to sell whenever a buyer purchases.

Building Credit Here

Purpose of loan:
We would like to build business credit here.

My financial situation:
For the past 5 years, we have been working out of our personal vehicle, a Chrysler Town & Country.? After 75K miles, replacing brake pads for the 4th time in 3 years, and getting bad news about failing struts, we decided to tap our family's emergency fund and purchase a new Chevy Express 1500 cargo van.? Man, it is sweet and roomy!?

While the money will go back into our personal savings, the loan will be paid back by our Phoenix-based film and television production support company.? Image above is our video assist set-up for a Bushnell Rangefinder infomercial.? On this shoot we ditched our own mobile production cart and ran our PowerMac-based recorder and view-station in the bed of a maintenance golf cart.? Fast paced HD shooting on some of the areas most scenic links including Firerock and Quenterro.? Our member profile pic is us working a Shiseido, Japan shoot in Lake Powell.? One of the most awesome locations we have been to date!? Our business has been profitable since inception, and 2010 will be our 6th year of filing enough Schedule C profit to live on.? Thank you for your consideration.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 100
??Car expenses: $ 365
??Utilities: $ 100
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Football textbook for kids!

Purpose of loan:
This loan will be used to?publish a textbook for kids to play footbball. Already been succssful at selling hundreds of copies around Los Angeles and this money will be used to print more books and go to the National Youth Football conference in the Spring to sell more copies.

My financial situation: I have a steady job as a teacher. I just dont have capitol to print more books. /b>
I am a good candidate for this loan because?I have a book that no one else has on the market. There are no books written for kids to teach them how to play football. All the books are strategy for the pros or statistics. This book is meant for kids!

Monthly net income: $4,900.00

Monthly expenses: $2,500 total. Breakdown is below.
??Housing: $ 750.00
??Insurance: $ 120.00
??Car expenses: $ 314.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200-300.00
??Clothing, household expenses $ I dont buy clothing every month.. maybe 200 bucks a year!
??Credit cards and other loans: $ 500.00
??Other expenses: $ 500 to retirement funds. $500 to help the parents out.

Paying off credit card

Purpose of loan:
This loan will be used to pay off a credit card with a higher interest rate then I can get this loan for. I also owe my parents a little bit of money and would like to have them paid back as soon as possible.

My financial situation:
I am a good candidate for this loan because I have never been late on a payment and have the income to make my monthly payments.?I would like to pay this loan back much faster than the 3 year term.

Monthly net income: $ 2500

Monthly expenses: $ 1950
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 150
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $
??Other expenses: $ 200

Wedding loan Please read my story

Purpose of loan: This loan will help me cover the remaining balance I need to pay for my DEC 12TH wedding in full. I ask you to trust me and i will promise that i will repay by making my monthly payments on time without any delay.Thank You very much

If you are reading this and want to help to contribute to my loan for my upcoming wedding please don?t hesitate to ask questions. I can only give you my word to you guys online that I will pay the loan back on time and all the investors will get their share. I worked hard to keep my credit score high and I promise all of you that paying this loan will be my first priority. So please don?t hesitate to bid on my loan. My self and my future wife could easy afford pay this loan back after we get married, because of the amount of people we have at our wedding we are looking at 20-25k returned. You probably ask your self how you came up with that number. We went to lots of wedding at our church to our friends and family and now they will return the favor to us and that will pretty much pay for total cost for weeding and profit.

First of all I would like to thank everyone that bid on my loan but unfortunately it was not enough this either to have my loan funded 100% Let?s make it happen third time around please!!! .I believe I?m a great borrow because I have a low Dti ratio and I been making all my payments on time for the past couple years without any late payment and i do not have any credit card debt. In the past I was very irresponsible about my credit I was not educated how credit worked .But now I learned from my mistakes and I realize that credit is one of the most important think in life and I been showing that my mistake was corrected,

My financial situation:
I have a very stable job. I work in the medical field as a pharmacist tech for a company that has been in business more then 30 years. I work for a long term pharmacy we supply all the nursing home with medications 365/24 for approximate 8000 patient on a daily basis.

Monthly net income:3120 $ (3-5% raise to be applied at the end of the month)

Monthly expenses: $
Housing: $ 0 (no mortgage fully owned)
Insurance: $ 70
Car expenses: $ 150
Utilities: $ 30/month
Phone, cable, internet: $ 30
Food, entertainment: $ 150
Clothing, household expenses $ 50
Credit cards and other loans: $15
Other expenses: $ 50
Student loans payment: $110/month
Missionary work sponsor: $50/month

Paying off my credit cards

Purpose of loan:
Consolidate my credit cards?

My financial situation:
I've have my job for more than 10 years, I'm a professional, and I've not had a late or missed?payment since college.?? My credit score is actually just over 700, not sure where they get the 660-679 from?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate

Purpose of loan:
This loan will be used to consolidate my current prosper loan with a few other accounts.

My financial situation:
I am a good candidate for this loan because I still?maintain a great job with job security, and get receive a paycheck every two weeks.? I am really serious about paying off my debt and the only way to do that, is to receive this loan and have one payment for less than it would take me to pay each on separately.?

Monthly net income: $ 3,800

Monthly expenses: $ 3,000

My Movie Ticket to Success

Purpose of loan:
This loan will be used to?
Start a DVD Kiosk much similar to Redbox. The company is called DVDNow and has been established for 12 years and started providing these kiosk the same year Redbox did. In fact it is the largest Individually, non-Corporate, Owned DVD Kiosk company in the Country. They provide you with secure locations, 24/7 tech support, a software to run the machine, machine can be ran from anywhere on your computer, and a One Year parts/repairs warranty. They also connect you with the largest supplier of discounted dvds and games which is the same company that Amazon, Target, Best Buy and? Walmart use.
My financial situation:
I am a good candidate for this loan because?
I only have three manageable debts and have payed 3 other loan amounts, so Im good about paying on time..
Monthly net income: $ 1535

Monthly expenses: $
??Housing: $ 0????????

??Insurance: $ 262

??Car expenses: $ 342
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 170
??Other expenses: $

Pay Dept & Have one Bill a Mo

Purpose of loan:
This loan will be used to?dept consolidation?

My financial situation:
I am a good candidate for this loan because?I'm retired from the Navy and on social security and with this consolidation?I will lower my monthly expences. ?

Monthly net income: $ 2400

Monthly expenses: $ 2058
??Housing: $?300??Insurance: $ 94
??Car expenses: $479
??Utilities: $ 100
??Phone, cable, internet: $ 48
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $637?

Paying of high interest credit card

Purpose of loan:
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because?
I want to keep my good credit status.
Monthly net income: $

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 60
??Car expenses: $ 472
??Utilities: $?250
??Phone, cable, internet: $ 135
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 0

updating my home

Purpose of loan:
This loan will be used to make updates to the home my wife and?i bought in 2008.

My financial situation:
I am a good candidate for this loan because i have a good job. i can make the payments?on-time. my first experience with prosper was great.
i was able to improve my credit and purchase a home.

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 1660
??Insurance: $ 220
??Car expenses: $ 775
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $300

General Corporate Purposes

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Repairing My Car

Purpose of loan:
This loan will be used to buy tires for my car, get a major tune-up, and get my heat repaired.

My financial situation:
I am a good candidate for this loan because I have very few bills and I am eager to get a second chance with my credit. I will strive to get A1 credit again and I feel that I can begin with this loan to prove my worth. I always like to work part-tme during the holidays to bring in extra cash, but I need?to get my car repaired to have?reliable transporation in order to get to both jobs.

Monthly net income: $ 2200? Monthly expenses: $ 1175
??Housing: $ 350????????
??Insurance: $ 75????????????????
??Car expenses: $ 450
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 100

Pay off debt and car

Purpose of loan:
This loan will be used to pay off my car and?some of our outstanding debt.? I really need this boost to get our?lives and our credit score back on track.? ?

My financial situation:
I am a good candidate for this loan because I can pay it back and I will.? I need it to help repair my credit score and ?catch up on bills.? I?would like?the chance to prove myself.? I would set this?loan?up as an automatic payment and make sure I am never late.?THIS IS MY GOAL!

Monthly net income: $ 5200.00

Monthly expenses: $
??Housing: $673.00?
??Insurance: $89.00
??Car expenses: $100.00
??Utilities: $ 200.00
Phone, cable, internet: $ 245.00
??Food, entertainment: $150.00?
??Clothing, household expenses $ 80.00
Credit cards and other loans: $200.00
??Other expenses: $300.00

Lower my monthly payments

Purpose of loan:
This loan will be used to?
Pay off and close out as many accounts as possible.

My financial situation:
I am a good candidate for this loan because...
I strongly believe in paying back that which I have borrowed, however, with the ever increasing interest rates on credit cards, it is all but impossible for a guy to get ahead. My Wife and I would like to build a new house in the next 2-3 years, so you can bank on the fact that I am not going to do anything to mess up my credit report.

Monthly net income: $
I know that Prosper only wants my income, however this loan will be a joint effort between myself and my wife. I only stated my income to get this far however, I am going to list both incomes here for all investors to see.

My most recent gross $1472.06
My most recent net $1268.62
My Wife's most recent gross $3169.71
My Wife's most recent net $2324.66

Monthly expenses: $
??Housing: $ 461.00 (Includes taxes and insurance)

??Insurance: $ 165.00 (Three vehicles full coverage)

??Car expenses: $ 100.00 (This is for myself only)

??Utilities: $ 120.00 (Electric, water, gas, trash)

??Phone, cable, internet: $ 125.00 (This amount is going to be reduced to around $60.00 once we cut?the cable back to basic and dump our monthly cellular bill for prepaid phones.)

??Food, entertainment: $ 300.00 (We are very frugal with our food budget. We shop mainly at discount grocery stores and we usually take full advantage of any coupon specials, especially the double coupon deals. We very rarely spend money on entertainment, such as movies, concerts, etc., because we feel that, for the most part, it is a complete waste of hard earned money. I am not saying that we never go out, just that it is not a regular occurance.)

??Clothing, household expenses $ 100.00?(This pretty much covers everything else that is needed. We don't rush out and spend big money on the lastest and greatest fashions and trends.)

??Credit cards and other loans: $ 550.00 (If this loan gets funded this payment will go down as well.)

??Other expenses: $ 25.00 (The cats and the fish have to be taken care of too!!!)

Lower DT I/Improve Cash Flow

Purpose of loan:
This to consolidate my debts in order to free up cash.

My financial situation:
I am going to consolidate my debts in order to free up cash. I have a stable career with no loan late payments in my history.

Monthly net income: $ 5000
Monthly expenses: $
??Housing: $650
??Insurance: $200
??Car expenses: $?342
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $

Looking for a business loan

Purpose of loan:
I am recently unemployed after 5 years with my previous employer. I am in the process of selling off a large baseball card collection (conservatively estimated at $10,000) while I am looking for a new job. I plan to use some of the loan funds to grade a large amount of the cards which will ultimately add resale value to them. I don't want to pay more than 15% for the loan because then it will get close to the point where grading won't be worth it.

My financial situation:
I pay my credit card on time and in full every month. I have never had a late fee or any interest charges on my credit card. I am getting the maximum amount for unemployment ($1800 a month) so I have net income after taxes of $1620 a month. I will have unemployment benefits for another year or so, although I am hoping to find a job by January. I am also just starting to sell off some of my collection, so I will have income from that as well. I am hoping to have the majority of the collection sold off in 5-6 months and will be able to pay off the loan with the proceeds. I am currently living at home and have very low overhead. I am the type of person who would never take on a loan unless I was 100% sure I would be able to pay it back on time.

Monthly net income: $ 1620

Monthly expenses: $ 400
??Housing: $ 100
??Insurance: $ 185 ($85 health and $100 car)
??Car expenses: $ (car is fully paid)
??Utilities: $
??Phone, cable, internet: $ 10
??Food, entertainment: $ 75
??Clothing, household expenses $ 30
??Credit cards and other loans: $
??Other expenses: $