My loan for an auto purchase

Purpose of loan:
This loan will be used to purchase a new auto.
My financial situation:
I am a good candidate for this loan because I have not missed a payment in over 3 1/2 years. In several cases I took the loan at a high interest rate (+30%) and am repaying it at twice the loan payment. Since 2006, I have paid off loans for two cars, signatre loan?and two credit cards.

Monthly net income: $ 9,000 includes military retirement, work and consulting activities

Monthly expenses: $
??Housing: $ 1,500 (15 year note)
??Insurance: $ 150
??Car expenses: $?50??Utilities: $?300
??Phone, cable, internet: $ 275
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1000 (Inlcudes extra payment to reduce debt)
??Other expenses: $ Home imporvement $800

Income Property Repair

I am looking for funds for a small business loan. I need to do some immediate repairs to an income property and presently do not have?enough funds.?I have a stable income with a NYS job, several investments, rental properties and I own my own home.I have never missed a payment on anything in my life and this loan will be no different.

Loan for my organic food company

Purpose of loan:
I am in the process of starting a small food business that will specialize in organic, fresh, and local products. This loan will provide the start-up capital I need to pay for supplies and ingredients, filing fees, and marketing.

My financial situation:
I am a good candidate for this loan because in addition to working full time, I will use Prosper funds to generate more income for myself and grow my business. Sales outlets are already in place for the products I will produce.

Monthly net income: $ 4,300.00 (Household.? My husband and I share our income and would pay back the loan together.)

Monthly expenses: $
??Housing: $ 500.00
? Utilities: $ 60.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 400.00

Paying off my other personal loan

Purpose of loan:
This loan will be used to? Pay off my other personal loan that is currently at 9%

My financial situation: Very stable
I am a good candidate for this loan because? I have had credit since I was 16 years old. Since then I have been on top of all my finances. I have bought my first condo when I was 20 years old and my first house when I was 24. I run my own business since I was 20 years old. My equity is about $250K.
My own income; excluding my wife's.
Monthly net income: $ $6250 after taxes.

Monthly expenses: $
??Housing: $1806
??Insurance: $150
??Car expenses: $518
??Utilities: $250
??Phone, cable, internet: $100
??Food, entertainment: $350
??Clothing, household expenses $100
??Credit cards and other loans: $495
??Other expenses: $
I have about $2500 of surplus income each month. Once again this excludes my wife's income which is about $50k per year. P.S. I DO NOT KNOW WHY PROSPER GAVE ME "HR" RATING. I HAVE EXCELLENT CREDIT. I WILL ONLY ACCEPT RATES LOWER THAN 9% SINCE THAT IS WHAT I CURRENTLY HAVE. ORIGINALLY I HAVE BORROWED $25K AND IN THREE MONTHS I HAVE PAID OFF $3K. IT IS A 5 YEAR FIXED LOAN. PLEASE, DO NOT HESITATE TO ASK QUESTIONS. THANK YOU

Pay off two credit cards for GOOD!

Purpose of loan:
This loan will be used to completely pay off two credit cards for good.? The revolving credit card balance is NOT all mine; a family member is paying off 27K they needed to live on.

My financial situation:
I am a good candidate for this loan because I have gotten back on track financially.

Monthly net income: $ 1900.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 45.00
??Car expenses: $?350.00
??Utilities: $ 0
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 380.00
??Other expenses: $

crazy loans

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My small business loan

Purpose of loan:

The purpose of this loan will be used to put to work some selctive advertising campaigns in order to further promote my business.? Currently, my company is a marketing and distribution company dedicated to developing and selling the most complete line of promotional products, souvenirs and golf accessories in the industry.We intend to continue to market a line that will satisfy the golf accessory needs of the Advertising Specialty Market, catalogue retailers and Golf Pro Shop Retailers and event organizers.We intend to make profits that will generate fair returns to our investors and to finance continued growth and further development of exciting, highly marketable products.

Starting Capital for Small Business

Purpose of Loan:
I am looking to acquire additional starting capital while my LLC applies for an SBA micro-loan. Funds will be used on advertising, equipment, and software.

My Financial Situation:
I am a good candidate for this loan because I'm responsible, trustworthy, financially secure, and have never missed a payment.
Not exactly sure why I'm listed as a HR, except for my lack of a credit history, but I've been working with computers since the Apple II and have been fixing them ever since. I currently work at home as a software programmer for the city, go to school part-time, but the plan is to transition to working on expanding the business full-time.

Monthly net income: $1900

Monthly expenses: $1440
??Housing: $640
??Insurance: $0
??Car expenses: $60
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $390
??Clothing, household expenses: $50
??Credit cards and other loans: $300

Thanks in advance for considering investing in me.
If you have any questions feel free to ask. I can provide a business plan and first year estimates if requested.

My personal loan for my business

Purpose of loan:
I will be using this loan to finance my car and improve my day care to serve my clients better.

My financial situation:
I am a good candidate for this loan because I have no debt, stable income and predictable expenses.

Monthly net income: $6,900

Monthly expenses: $3,055
??Housing: $1,650
??Insurance: $120
??Car expenses: $270
??Utilities: $65
??Phone, cable, internet: $100
??Food, entertainment: $600
??Clothing, household expenses $250
??Credit cards and other loans: $0
??Other expenses: $0

Debt Consolidation

Purpose of loan:
This loan will be used to?? Finish paying off my current loan and consolidate rest of Debt

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $
??Insurance: $ 140
??Car expenses: $ 200
??Utilities: $ 85
??Phone, cable, internet: $ 60
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business needs

Purpose of loan:
This loan will be used for my business needs.

My financial situation:
I am a good candidate for this loan because I know I will be paying every month.

Monthly net income: $

Monthly expenses: $
??Housing: $850
??Insurance: $ N/1
??Car expenses: N/A$
??Utilities: 250$
??Phone, cable, internet:120 $
??Food, entertainment: $
??Clothing, household expenses 45$
??Credit cards and other loans: N/A$
??Other expenses: N/A$

Buying a used car

Purpose of loan:
This loan will be used to?
puchase a good used vehicle

My financial situation:
I am a good candidate for this loan because?I pay my bills on time.? I really would like to get my independence back and not depend on family and friends to take me to the?store, doctor, etc. I have always had?my own transportation until my van broke down for the last time.?I went to "buy -here,pay-here lots" but the payments offered were way over?$200 a month for cars not worth the price they wanted.? I also tried better car lots but was turned down because I had no down payment and the fact I am on a fixed income. I feel I could find a better vehicle buying from the owner rather? than from a lot. I have learned how to do without a lot since living on a fixed income, but,?really don't want to be without a car for much longer. ?The payment for this loan is more in my reach and I will have no problem with payments should I receive the bids needed. Thank you for reading this and all I ask is to have a chance to prove my commitment to paying a loan from Prosper.?


Monthly net income: $ 1025

Monthly expenses: $
??Housing: $ 307
??Insurance: $ 35 includes life and auto insurance
??Car expenses: $ 20+ gas money for those taking me to store, doctor, etc
??Utilities: $ 25 average
??Phone, cable, internet: $100
??Food, entertainment: $ 50- 75 for?groceries
??Clothing, household expenses $20?
??Credit cards and other loans: $?200
??Other expenses: $ 0

My personal loan for my business

Purpose of loan:
This loan will be used to buy Dog washing equipment to add another income stream to my business.

My financial situation:
I am a good candidate for this loan because? I don't need the loan. Just would like to use others peoples money to fund the project. This way it don't tie up my own money and its a win / win for every one. I have another income. you have your income also!!!

thanks for the loan!

Refinance Cash Call & Other Things

Purpose of loan:
This loan will be used to refinace a loan from "Cash Call", which has a ridiculous 59 % interest rate. Also want to pay off some credit card debt as well.
My financial situation:
I am a good candidate for this loan because everything is up to date and I am able to live within my means. I can pay my bills, however, I would like a little more "elbow room" in case of any of life's unexpected surprises or emergencies.?

Monthly net income:?4900

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 150
??Car expenses: $ 720
??Utilities: $ 250?
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 400?
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 600?
??Other expenses: $? 465

Paying off credit cards and car

Purpose of loan:
This loan is for the purpose of eliminating debt that has accumulated over the past two years and is attached to a very high APR%.

My financial situation:
I am a good candidate for this loan because my avg credit score is 850 and I have never been late on a payment in my life. I do have the money, its just in a couple retirement accounts and I do not want to accumulate more of a hit by taking more money out of them (tax, early penalties, capital gains, ect...) The only reason I am using Prosper is because all other lines of credit were quoted at >35% APR. Besides, I'd rather give my money to another individual than the very companies that got us all here in the first place (Stock market losses)!

Monthly net income: $
$6,259
Monthly expenses: $
??Housing: $ 2,000
??Insurance: $ 100
??Car expenses: $ 653
??Utilities: $ 402
??Phone, cable, internet: $ 423
??Food, entertainment: $ 550
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 800
??Other expenses: $ -

Responsible Young Entrepreneur

Purpose of loan:
This loan will be used to pay for small business expenses such as taking clients out for lunch, purchasing business cards for my sub-promoters, uniforms, and other minor business expenses to enhance the credibility of my company.

My financial situation:
I am a good candidate for this loan because I am very cordial with my payments and I am very understanding of what the concerns are with lenders. In fact, as my income increases in this small business venture; I plan on becoming a lender myself. It looks to be a decent source of residual income when the borrower is reliable.

Monthly net income: $1500-$5000+ ($1500 from my day job and the rest is from the profits of my business.)

Monthly expenses: $
??Housing: $530
??Insurance: Under my parent's name
??Car expenses: $60 for gas each month
??Utilities: $30
??Phone, cable, internet: $10
??Food, entertainment: $110 (My work is my entertainment and I know how to cook and budget groceries well)
??Clothing, household expenses $100
??Credit cards and other loans: $3000, the other $3463 is on a shared account with my mother.
??Other expenses: Minimal.
I'm very good at what I do, and now that I have finished college and have much more free time I'm ready to take this venture to the next level. However, it takes a small amount of capital for me to effectively get my business up and running. I have done this style of promotions for 5 years while in college part-time which was quite lucrative for a young man such as myself. Now that I'm in Los Angeles where the nightlife industry is always profitable, I find that my starting requirements are a bit higher considering the market I'm in. I am already in the process of working with venue owners, entertainers, a team of sub-promoters and can explain this whole process clearly to any lender who wishes to know more. I have the groundwork all laid out in a tangible form for anyone to take a look at. All I need is a lender.

Consolidate high interest debt

Purpose of loan:
I have paid off my previous Prosper loan (one more payment) and like the way it has worked.? I would like to consolidate some high credit card payments, and of course the credit companies are FAR too high right now.

My financial situation:
I am a good candidate for this loan because, I have a steady income in a secure position and have been a dependable borrower for years.? I purchased a home htis year and have already built some equity.

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 2400
??Insurance: $ 120
??Car expenses: $?500?
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 750
??Other expenses: $ 300

Finishing Home Remodel

This is my second attempt for the same purpose. My husband and I have a home that we previously rented out to a tenant. When asked to move, she left over $4000 worth of damage, and even though the courts ruled in our favor we did not get the full amount requested. In light of this we have decided to remodel and rent it again and we are now in the final stages. Prosper is our only hope at this point because my husband purposely took a hit on his credit to enable us to get a modification, so I am attempting to help get the job done so that we can get back our extra source of income quickly. I would have liked to obtained my 1st listing because that would have enabled me to refinance my active prosper loan (balance=$2191.40) and pay the contractor (labor & parts = $3300), but it seems that may not be possible due to my prosper rating. So I?ve decided to try one more time for just the amount to pay the contractor. I have no delinquencies and I have never been late with my 1st or 2nd prosper loan which shows lenders that I am trustworthy and that they will receive a ROI. I have posted a link on my member page that will show the work being done. Please feel free to ask any questions.Monthly net income: $ 3166.00

Monthly expenses: $
??Housing: $ 420
??Utilities: $?200
??Phone, cable, internet: $150
??Food, entertainment: $ 180
??Other expenses: $ 700

Pay Off Medical Bills, Credit Cards

Hello, I am asking for this loan to pay off my medical bills and very high interest credit card.? I am a cancer survivor.? I am a hard worker, and have been at the same employment for almost 12 years.? I am also looking for a part time job.? I have about $2,000 in medical bills I would like to pay off and a very high interest card to pay off.? I make a steady monthly income of 1740.00 a month.? My rent is 650.00, my credit card payment is 350.00 per month, and a few low cards that I am working on paying off, plus I have?the usual utilities and gas expense.? With this loan I can pay off the medical bills and high credit card and have just a little for Christmas.? I am not perfect and have made mistakes in my life, but am re-building and trying to get a fresh start.? I am hoping that you can help me achieve this. Thank you so much for this opportunity for help and God Bless you all.

Need to get my fiance' home to US.

Purpose of loan:
This loan will be used to? bring my fiance' home to the United States from Kuala Lumpar, Malaysia. The cost of the airplane ticket from Malaysia to the United States is very expensive. My fiance' went over there on business, but several business expenses came up, causing him to run out of needed money. My fiance' has been over there for the last two montns. I have sent money, but now I am out of money. This loan will buy
him a ticket to get back home. I need this loan so that I can get my fiance' back home to the United States. Please help me get my fiance' back home to the United States. Thanks.

My financial situation:
I am a good candidate for this loan because? I (my fiance' and I) will repay loan. As soon as he can get back to United States, he
can get paid for his work, but as long as he stays over in Malaysia, he cannot do anything. I am aware the loan will be in my name, so I am
responsible. I am a good candidate because this is an emergency situation, where this money is desperately needed. I am more over extended credit wise than bad credit. This is why I cannot get a loan right now, but I re-pay my debts.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 425
??Insurance: $ 400
??Car expenses: $?0
??Utilities: $ 250
??Phone, cable, internet: $ 25
??Food, entertainment: $ 0
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $ 0

I need help for my grandmother

Please I need help. Late in September My grandmother fell and broke
her hip and shoulder. She is now in a nursing home/rehab center.
They say it will take upto 12 week to get her back to normal.
The Problem is that her insurance will pay upto 30 days. We are working
to get her nursing home medicaid but that may take another month for
all the paperwork to finish. I am trying to get a loan to pay for one month.
It is $135\day so for 30 days it is $4050.


I get $1182.00 take home each mounth. I also get $200. from
my nephew and $600 from my grandmother for household expensises.

From that I pay
home: 450\m
truck: 335\m
inshurance 150\m
power 75\m
water 13\m
internet\phone\tv 179\m
1st franklin loans 100\m
(had both dish washer and washing machine go bad)
current prosper loan 64\m
cc payments 150\m
cell phone 70/\m

This is a total of 1568.00 in payment per month. Minus what i get
each month that leaves $414.00. Now I am shure that i can get her sone to
help pay if not all of it. but this shoes that i can make the payments. I am
also currently looking for a second part time job.
So is you can please help me.

Pay for unexpected medical issues

Purpose of loan:
This loan will be used to pay for some unexpected medical expenses and medication which I stopped taking. This has been a year where illnesses outlasted my health spending account. I had to stop taking one diabetic medication as it was too expensive. I have just been advised that I need a CT Scan to determine current problems.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I receive bonuses and other means of small revenue that assist me in staying on top of my financial responsibilities.

Monthly net income: $ $3390

Monthly expenses: $
??Housing: $ 1167
??Insurance: $ 64.03
??Car expenses: $ 515
??Utilities: $ 70
??Phone, cable, internet: $ 200
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 200

Debt Consolidation Loan

Purpose of loan:
This loan will be used to? consolidate my expenses in my small business

My financial situation:
I am a good candidate for this loan because? I work hard and try to grow my business.

Monthly net income: $ 1,700 - 1,820

Monthly expenses: $ 1,200 dollars roughly
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

help getting refinance

Purpose of loan:
To pay for some home improvement items, in order to spruce up my home for an appraisal and to pay for an appraisal.?
My financial situation:
I have already been approved for a Mortgage refinance, if my home appraises for enough.? If I can get that, them I will be paying this loan off early, as well as, all of my other bills.? I have a school loan, but that is going to be deferred until January 2012.? I also babysit and dog sit for extra cash, but I don't have documentation for that.? Also, my mother lives with me and pays me $300.00 per month for food and utilities.
Monthly net income: $ 2823

Monthly expenses: $
??Housing: $ 1608
??Insurance: $?125
??Car expenses: $?80
??Utilities: $?120
??Phone, cable, internet: $?106
??Food, entertainment: $ 100
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 1041
??Other expenses: $

Purchasing engagement ring

Purpose of loan:
This loan will be used to?
purchase an engagement ring.
My financial situation:
I am a good candidate for this loan because? I am responsible enough to understand that taking out a loan is a serious financial undertaking, and I am responsible enough to ensure that I am making my repayments on time. After?I have paid all of my monthly bills, including the?often overlooked "everyday" expenses, I have at least $700-900 that I?am able to save. This will provide an ample flow of income to make all of my payments on time. Taking out this loan will definitely help me in the short term, but I am not doing so out of necessity; this loan will also build my?credit. It would be a win-win for both?the lender and myself.

Credit Card Consolidation

Purpose of loan: This loan will be used to pay off a credit line opened durring a job relocation.

Loan to repair car

Purpose of loan:
This loan will be used to repair my daughters car that attend college.

My financial situation:
I am a good candidate for this loan because I will be making a lot of overtime soon and I can pay this loan off quickly.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 464.00
??Insurance: $ 60.00
??Car expenses: $ 200.00
??Utilities: $ 225.00
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 300
??Clothing, household expenses $125.00
??Credit cards and other loans: $ 250.00
??Other expenses: $ 150.00 Daughter's allowance for college.

trailer for high demand bio fuel

Purpose of loan:
This loan will be used to? purchase truck trailer to haul high demand bio fuel

My financial situation:
I am a good candidate for this loan because??i am a nurse(LPN) and if all fells i can still make my monthly payments?

Monthly net income: $ 3,700

Monthly expenses: $
??Housing: $
??Insurance: $ 90
??Car expenses: $ 400
??Utilities: $ 150
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 100

Paying off my credit cards

Purpose of loan:
This loan will be used for debt consolidation and the rest will be returned to my 401k.

My financial situation:
I am a good candidate for this loan because I'm employed in one of the 500 fortune company that almost never run out of overtime and gives a weekly salary. Most especially, I always pay on time and above the required minimum payment.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 155
??Car expenses: $ 100
??Utilities: $ 250
??Phone, cable, internet: $ 175
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 375
??Other expenses: $ 150

Pay Off Car Loan

Purpose of loan:
This loan will be used to? pay off car loan

My financial situation: Bank of America
I am a good candidate for this loan because? I am trustworthy

Monthly net income: $ 1200.00

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 40
??Phone, cable, internet: $ 60
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to?
pay off credit card debt
My financial situation:
I am a good candidate for this loan because?
i have a solid job, been a nurse for 22 years,?unfortunately i got myself in over my head with credit cards and am striving to become credit card free.
Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 693.00
??Insurance: $ 100.00
??Car expenses: $ 700.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $ 850.00
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
Paying off my higher-interest credit cards

My financial situation:
I am a good candidate for this loan because I have not missed a mortgage payment since becoming a homeowner in 1997.? I also pay my credit cards on time.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

No more credit card

Purpose of loan:
This loan will be used to pay off one of my credit cards?

My financial situation:
I am a good candidate for this loan because I am retired now after 33 years with the Postal Service and I have a part time job as a CDL driver.??At first I only worked a couple of days a week, now it's more on a daily basis.? I have a Chase credit card, where the interest rate goes up with each statement.? It's my goal to pay off Chase and cancel this card.? I have access to my retirement savings without penalty in four years and plan to be debt free by that time.? Thank you for your consideration.

Monthly net income: $ 2400
Monthly expenses:??
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Becoming Debt Free

To pay down Bank of . We?re hoping for a less interest rate here but regardless, we had rather pay our peers interest than BoA
Our goal of becoming ?debt-free? is in sight. One of my children using one of our cards let it become delinquent (the one delinquency on our credit report). That account is closed and the payments are under our supervision. My ex-wife lives in the house and pays the mortgage. She hasn?t been late since we?ve been divorced (5 years).

Monthly net income 3800

I have been a regional property manager for a large property management company for 6 years. Before that I worked on the regulatory (HUD) side of our industry, and before that I worked for this same company in a different position. Overall I have been involved in the industry for over 25 years.

Monthly expenses 3300
Housing: 440??
Insurance: 250??
Car Expenses: 425??
Utilities: 150??
Phone, Cable, Intenet: 225 (106 refunded by employer)
Food, Entertainment: 400??
Clothing Household Expenses: 400??
Savings: 400??
Credit Cards and Other Loans: 610 as follows:?
????????????BoA -Bal: 14,899 (23.74%) pay: 447 (however for the past couple of years we have been paying 1,000/mo trying to get it paid off.
????????????Nissan ? Bal: 23,885 (1.9%) pay: 425 (paying that plus interest each month);?
????????????Discover ? Bal: 4756 (19.99%) pay: 111 (we pay interest each month).?
????????????AmEx is used only for business and it?s reimbursed by employer.?
????????????Wal-Mart is for gas discounts and is paid in full monthly.?
????????????Best Buy to take advantage of ?no interest? offers (curr bal less than 300)

Paying off more credit cards

Purpose of loan:
This loan will be used to? Paying off more credit cards

My financial situation:
I am a good candidate for this loan because? I have a loan open?with prosper and paying on time for 9 months

Monthly net income: $ 6800

Monthly expenses: $
??Housing: $ 2500
??Insurance: $?75
??Car expenses: $ 400
??Utilities: $ 160
??Phone, cable, internet: $ 200
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 160
??Other expenses: $ 300

Paying off high interest cards

Purpose of loan:
This loan will be used to pay off and/or pay down my high interest credit cards.

My financial situation:
I am a good candidate for this loan because I've been employed by a very stable company for over 3 years and I'm currently in a management position. I'm never late on any payments and I improved my credit score within the last year.? This Prosper loan will be repaid with the funds I currently pay towards my credit card balances.

Monthly net income: $ 3180.00

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 160.00
??Car expenses: $ 475.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $

Goodbye 1950s, hello 2011

Purpose of loan:
Gut 1950s "mint green" bathroom and join 2011 with a comfortable bathroom that isn't falling down.? In addition to remodeling bathroom, I'd also like to take the time to repave our driveway which is also from 1950 (at least it looks like it) and the weather has destroyed it.


My financial situation:
I? never borrow money, except my mortgage, but it seems in this economy banks only want to help other banks and not someone with AA credit and very little to no debt.? (details can be provided in addition to credit profile)


Why not take home equity?:
We love our home and bought below our means, but it seems like most of America ours is underwater but we still want to make it comfortable since we are staying put and have been put for 4+years.


This is a lot of money and with your credit you could take advantage of credit card balance transfer offers at 0%?
The offers do come in the mail and get shredded immediately, since I like fixed financing and can't stomach games with a credit card company.


What does "mint green" look like?
Pictures can be provided of how a lovely "mint green" bathroom looks like from 1950.


What does a destroyed "1950s" concrete driveway look like?Imagine driving over gravel with large juts.

Paying off other bills

Purpose of loan:
This loan will be used to eliminate other bills

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.
Monthly net income: $ 6000.00


Monthly expenses: $
??Housing: $ 2,200
??Insurance: $ 240.00
??Car expenses: $
??Utilities: $ 114.00
??Phone, cable, internet: $ 96.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $
??Credit cards and other loans: $ 600.00
??Other expenses: $ 200.00

Not gonna pay citi 29%

Purpose of loan:
Pay off high rate credit card
My financial situation:
I pay my bills.? I have zero "lates" on my credit report in 20 years.? Used low rate CC BT to renovate a home for re-sale in early 2007 and then the bottom fell out.? I closed a credit card with a 30K limit, which decimated my FICO score.? I'm living within my means/budget, just trying to get out the hole.
Monthly net income: $
7000.00
Monthly expenses: $
??Housing: $ 2400
??Insurance: $ 130
??Car expenses: $ 385?
??Utilities: $ 400
??Phone, cable, internet: $ 140
??Food, entertainment: $ 1500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 350
??Other expenses: $ 200

Consolidate CC

Purpose of loan:
This loan will be used for consolidating 3 debts totaling 7500.
My financial situation:
I am a good candidate for this loan because I am currently playing 500 plus a month for?the 3 debts that I have with this loan my monthly payments will be 330.00mo.?

Monthly net income: $ 3500.00

Monthly expenses: $
??Housing: $ 2400.00
??Insurance: $ 90.00
??Car expenses: $ 600.00
??Utilities:?Spouse pay this bill??
Phone, cable, internet: $ Spouse pay this bill??
Food, entertainment:??? $? Spouse pay this bill????
Clothing, household expenses $?Spouse pay this bill
Credit cards and other loans: $?500.00
Other expenses: $

Pay prosper loan and credit cards

Purpose of loan:
This loan will be used to pay off my credit cards and my other prosper loan make into 1 payment
My financial situation:
I am a good candidate for this loan because i have been making my payment on time and just want to pay off my other 2 credit cards and my other prosper loan and have it all under 1 payment and put the times of credit cards behind me
Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $?495 truck payment
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0 will be if i get the loan
??Other expenses: $

Engagement Ring

Purpose of loan:
This loan will be used to purchase an engagement ring for my soon to be fiance.

My financial situation:
I am a good candidate for this loan because I have a very nice income and when I am married next year, My income will almost double with my future wifes.?

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 1432
??Insurance: $ 105
??Car expenses: $ 650
??Utilities: $?325
??Phone, cable, internet: $ 125
??Food, entertainment: $ 1000
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800

Paying off my credit card

Purpose of loan:
This loan will be used to pay off one credit card which is my Citi Bank credit card that has a current balance of $9,000.? I am financially responsible, but?ran into?credit card debt while in college getting my degree, ironically, in accounting.? I worked all four years while I was in college, but still couldn?t manage to keep up with tuition, housing, books, utilities, etc.? I was trying to avoid taking out student loans, but realized that I couldn?t keep up and eventually took out student loans.? However, I took the student loans out after I started racking up my credit card bill.? I realize my mistake at this point and can?t do anything but repair the damage that has been done and move on.? I would like to get my credit score back up to at least 745 where it used to be in college.

My financial situation:
I am a good candidate for this loan because I will definitely pay this loan back in full while making you money.? (Obviously)? My Citi Bank credit card is currently the only card I carry a balance on and have never made any late payments on any other accounts including credit cards, loans, utility bills, etc.? I do have a balanace on a Barclay credit card for my Apple computer, but that is 0% interest as long as it is paid in full in two years.? I included this as an expense below and act like it is a loan more than a revolving credit line.? I am requesting a loan for $7,500 in which I will use that money and $1,500 of my own to pay my Citi Bank credit card off in full.? Like I previously stated, I want to move on from my financial mistake of getting into credit card debt and start building my credit score back up to where it used to be.? I have a very stable job with minimal expenses that are listed below.?

Monthly gross income: $4,400?????????????
Monthly net income after taxes, insurance, 401K contribution: $2,990

Monthly expenses:?
????Housing: $ 300??
????Car Insurance: $67???
????Car expense (loan, gas, oil changes, etc.): $657??
????Utilities: ?included in rent??
????Phone, cable, internet: $65??
????Food, entertainment: $350??
????Clothing, household expenses $150???
????Student loans: $250
????Computer Expense:? $100????????
????Miscellaneous expenses: $100?
Total monthly expenses:? $2,039