paying off my credit cards

Purpose of loan:
This loan will be used to help pay off credit ?card debt.

My financial situation:
I am a good candidate for this loan because I will use this to pay off 401k loan and then get a new loan off of my 401k
Monthly net income: $ 1600

Monthly expenses: $
??Housing: $ 320
??Insurance: $ 90
??Car expenses: $ 90
??Utilities: $?
??Phone, cable, internet: $
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $

My loan for home improvement

Purpose of loan: This loan will be used to? refinance current prosper loan that is at 32.50%. I do have some cash saved up but I am keeping that for down payment, closing cost, et for house purchase.
My financial situation: I am a good candidate for this loan because? I have a current prosper loan that I have paid on time for over a year. I have been paying down all of my credit cards and on time. I am in the process of buying a house and reducing this loan payment will help my debt to income.
Monthly net income: $ 2240 gross. Net $1780. I get a quarterly bonus about $1100 after tax.

Monthly expenses: $ ??Housing: $ 435 currently. (If I purchase a home it will be in the $545 range including principal, insurance and taxes)??
Insurance: $ 134 car and $14 renters??
Car expenses: $ 420/ payment. (Can not trade in or refinance because of value)?
?Utilities: $70??
Phone, cable, internet: $ $140??
Food, entertainment: $ 80??
Clothing, household expenses $???40
redit cards and other loans: $ 150/minimum payments. I usually take all my extra income besides savings and investment and put towards credit card debt.???
Other expenses: $ 125/ savings and investing

Working Capital for Large Orders

Purpose of loan:
I own a luxury landscape design company that also sells our own brand of premium, modern plant containers.? I would like to borrow $13,000 to be used as working capital when excepting new,?larger orders coming in from the Hyatt and other commercial projects.? These companies require NET 30 terms so we need to make sure that there is enough money in our accounts to handle the 30 day payment delay on these orders.? This money will be easily repaid with?the profits associated with these orders.

My financial situation:
I am a good candidate for this loan because I have already used Prosper several months ago to borrow money to fund an exciting collaborative venture and start selling our products overseas.? Since then,?I have been making all payments on time and?the business is?doing better than ever thanks to the marketing collateral and sales binders we invested that money into.

Buying a condo (score 734, no debt)

Purpose of loan:
This loan will be used for: remaining balance for a purchase of a small condo.

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time and actually used to living BELOW my means, saving everything possible for?my dream of owning a home to come true!
I also work hard on building up my credit history and score, which is now at 734 (which would normally be an "A" rating, but since my debt-to-income ratio can't be calculated, Prosper determined it as a "D"). Hopefully the fact that I'd been able to save for the rest of the sum, could show you my ratio well! :-) I have no credit card debts or other debts at the moment. Monthly net income: $2226
Monthly expenses: < $500 I have a steady monthly income of $2226 - for which I definitely can and would be happy to show copies of my monthly checks to Prosper, if needed. Recently, I've also moved in with relatives to help me save toward a house, - which essentially eliminated rent & utilities expenses. In exchange, I help around the house and, in spare time, I still baby-sit for others. Monthly expenses:
Rent - $ 00
Utilities - $ 00
Phone - $ 45
Food - $ 300
Gas - $ 60
Insurance - $55
Medicine - $15 That comes to $475 vs. $2226/mo income = $1751 left. So, I'm perfectly confident I can pay off this loan without any problems, even if I get sick, etc. I intend to pay it off before term. Please, help me get it funded! :-)

repairing car and paying off bills

Purpose of loan:
This loan will be used to fix my car and pay off a credit card and other bills
My financial situation: good
I am a good candidate for this loan
Monthly net income: $ 1600
Monthly expenses: $ 1200
Housing: $240
Insurance: $160
Car expenses: $200
Utilities: $145
Phone, cable, internet: $95
Food, entertainment: $250
Clothing, household expenses $50
Credit cards and other loans: $260
Other expenses: $0

Bridge Seasonal Cash Flow Gap

Purpose of loan: This loan will be used to bridge our seasonal gap of reduced cash flow.
We recently opened Gaylord Discovery Center, a Children's Museum in Gaylord, Mi. It is currently a Sole Proprietorship with the charitable purpose of being an educational resource for kids in the area. We anticipate having two distinct seasons. The Summer Tourist season, and the Winter Local season. Several factors came into play to create this financing need. 1. Unexpected plumbing was necessary, which increased that budget 21%. 2. Delayed opening. 3. Billboard failed to be installed as promised.

Opening 4 weeks late in combination with the lack of a Billboard reduced our Summer income below budget. However when those factors are taken into account we had a very good response from tourists. Next summer we are almost guaranteed drastically better income. Having a year of Publicity, adding our Billboard, and being open the full length of the season, will all have a huge impact. We also expect our Winter season to be much better than budgeted. Local response has been wonderful, as well as teachers wanting to bring their classes on field trips (which we budgeted as a bonus). We are currently in the lull between seasons needing to pay for the unexpected plumbing. As soon as the snow flies our income will pick back up, and by the spring we will be in a much stronger financial position. We anticipate paying off this loan by the Spring or at the latest the following fall.

My financial situation:
I am a good candidate for this loan because I have funds in a retirement account I can access if necessary. However, leaving it untouched is much preferable. Overall the business has great potential and will grow aggressively, Cash Flow is the issue. Shortage of Cash Flow has also caused us to be late on a couple credit card payments that have had a large impact on our Credit Rating. If you can see the results of previous Credit checks by Prosper, you can see a recent drop, and more importantly where we were before.

1st Year Projected Income: $36,000 ($3,000/mo)
Personal Investment: $40,000
Combined Monthly Expenses: $2,600

Monthly Business Expenses: $1600
Rent: $800
Insurance: $120
Utilities: $200
Phone, Internet: $80
Credit Card: $400

Monthly Personal Expenses: $1005
??Housing: $360
??Insurance: $120
??Car expenses: $140
??Utilities: $80
??Phone, cable, internet: $35
??Food, entertainment: $200
??Clothing, household expenses $20
??Credit cards and other loans: $50
??Other expenses: $

Paying off my debt

Purpose of loan:
This loan will be used to?consolidate my debt to one easy affordable payment.

My financial situation:
I am a good candidate for this loan because I am a low risk to lenders, I have been employed by the same company for over 7yrs and i have no intention of leaving that company.?I have a good income coming in but?I just need to be making a more affordable payment at this time rather than multiple payments with differnet rates.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 250
??Car expenses: $ 508?
??Utilities: $
??Phone, cable, internet: $150
??Food, entertainment: $ 200?
??Clothing, household expenses $ 50?
??Credit cards and other loans:CC $1400/student loans $6,000
??Other expenses: $ 0

Paying off my credit cards

Purpose of loan:
I am simply looking to consolidate my debt so I can pay it off as quick as I possible.? I am an extremely low risk as you can tell by my credit score.? The reason my debt has increased over the last year is because I've spent a lot of money flying myself and my family to be with my mom because she has cancer.? This loan would be a huge relief as I am a very conservative person who hates deb but has had no choice lately.? Thanks.

My financial situation:
I am very financially sound.? I have been in software development for over 15 years and in addition to my day job I write mobile phone applications for the iphone and others.? This is additional income.

saving my health

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Barter Exchange set-up

Purpose of loan:
This loan will be used to set-up and operate a BARTER EXCHANGE (also called a club) both locally in Massachusetts, the New England area and on the Internet. Initial expenses include printed brochures, postage, office supplies and telephone lines. Most trades will be done locally and handled by our secure software. The Internet aspect of our business is an unique ability to arrange barter trades between other barter exchanges, both nationally and worldwide, also on the secure network. This means all member business will have more opportunities to make transactions. All traders pay the barter exchange a transaction fee for arranging the trade. The Internet aspect of the barter exchange allows vast marketing exposure without additional expense. The barter exchange is set-up with multiple sources of income: fees, advertising, etc. The aggressive and continuous marketing of the barter exchange will keep the income flowing. ? Payments on the loan are automatically made from the exchange?s checking account one week before the due date. This will facilitate timely repayments of the loan amount.?? I have years of marketing experience, having been in both the restaurant and real estate sales business.

I am a good candidate for this loan because of my previous marketing experience. My strong approach to marketing will result in highly viewed and measured responses.??

My financial situation:

Monthly net income: $1800

Monthly expenses: $
??Housing: $680
??Insurance: $62
??Car expenses: $88
??Utilities: $45
??Phone, cable, internet: $70?
??Food, entertainment: $200
??Clothing, household expenses $40
??Credit cards and other loans: $50
??Other expenses: $25
? TOTAL: $1260

Paying off high interest credit

Purpose of loan:
This loan will be used to payoff?high interest credit card debt.? The?following credit cards:
JC Penney $600,?Sears $1,962, AMEX $1850 and hospital bill of $588.? I have cut up my Sears?and JC Penney credit cards and no longer have them to use.? The average interest on my credit debt is 30% or 2.5% per month ont he balance.

My financial situation:
I am a good candidate for this loan because I have been consistently employed for 20 years with the same employer. ?I pay my bills on time and I am trying to get out?from under 30% credit card debt and the credit card companies will not reduce my interest rates.
Monthly net income: $4,500

Monthly expenses: $4,500
??Housing: $ 1,143????
??Insurance: $ 192
??Car expenses: $ 236
??Utilities: $ 350????
??Phone, cable, internet: $135?
??Food, entertainment: $ 645
??Clothing, household expenses $369
??Credit cards and other loans: $?930
??Other expenses: $500

Renovating an English Basement Apt

Purpose of loan:
This loan will be used to renovate the English basement of my primary residence rowhouse to generate supplemental income.? The estimated rental income will be $1500-$1600/month after fully renovated.

My financial situation:
I am a good candidate for this loan because I have a steady, well-paying job and very low debt / income ratio.

Monthly net income: $ 4,700.? Gross salary is $6,250.? Also earn commissions, which have averaged $50,000 annually the past 2 years.

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 95
??Car expenses: $ 200
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $

Pay off credit cards

Purpose of loan:
This loan will be used to?
Pay off credit cards and be finacially free in 2-3 years. Pay all cash for purchasses.
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time and I am in the Air Conditioning business in Florida never without work.
Monthly net income: $
4500.00
Monthly expenses: $ 3200.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay OFF CC Debt

Purpose of loan:
This loan will be used to take care of high interest credit card debt!

My financial situation:
I am a good candidate for this loan because I am a new father and want to provide a great future for my new daughter!? I have a new focus on my life as a family man and muuch more focused on providing econimic stability for my family.

Buying out brothers leased Nissan

Purpose of loan:
This loan will be used to buyout?the lease of my brothers 2008 Nissan Altima. Its a great car and it is in great shape. The car is worth atleast $11,000 with a buyout of only $9,000. It would be a shame to return it to the dealership.

My financial situation:
I am a good candidate for this loan becauce I have been responsible with?my finances and have stayed on top of my bills and student loans. Since graduating I have?built a network of companies that I do programing and design work for and have built?a great reputation. ?

Monthly net income: $ My monthly income is $4200

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 150
??Car expenses: $200
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 400

After all my expenses I have a cushion of $1000 which will allow me to make these payments.

Updating HVAC System

Purpose of loan:
This loan will be used to update my HVAC System.
My financial situation:
I am a good candidate for this loan because my monthly income is constant
Monthly net income: $ 2382
Monthly expenses: $ 1,400 approximately
??Housing: $500
??Insurance: $?107
??Car expenses: $350
??Utilities: $ 100
??Phone, cable, internet: $90
??Food, entertainment: $ 50
??Clothing, household expenses $50?
??Credit cards and other loans: $0
??Other expenses: $ 50

Repair and Replace Wood Fence

Purpose of loan:
This loan will be used to? repair and replace our backyard fence. We currently have a wood picket fence and several boards and posts?need to be replaced. I would also like to have the fence sanded and stained. This will help to maintain the new wood and keep it looking nice.

My financial situation:
I am a good candidate for this loan because?I have been employed by the same company for almost 15 years now. I pay my bills on time.

Monthly net income:? Approx $3200, not including my off duty jobs. My wife also has an income of approx $1600/month.

Monthly expenses:?
??Housing: $ 1475
??Insurance: $?142
??Car expenses: $?535 plus $400 gas/month
??Utilities: $?223
??Phone, cable, internet: $?300?
??Food, entertainment: $ 400
??Clothing, household expenses $0
??Credit cards and other loans: $?600
??Other expenses: $ 214 (Preschool)

Paying Off Real Estate Taxes

Purpose of loan:
This loan will be used to pay my escrow account shortage and lower my mortgage payment by half

My financial situation:
I am a good candidate for this loan because I have been consistently employed for more than 20 years.? I only find myself in this situation because I changed employers and took a deep cut in pay.? However, even though I am occasionally late on a payment, I try to find ways to ensure that my payments arrive when due by using automatic payment whenever possible.

Additionally, I was quite ill (100% okay now), and I have one or two medical bills that are still delinquent.

Monthly net income: $ 7,000

Monthly expenses: $
??Housing: $ 1423 (will increase to?$2767 for 11 months beginning Dec 2010)
??Insurance: $ 50
??Car expenses: $?90
??Utilities: $ 100
??Phone, cable, internet: $?150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1500
??Other expenses: $ 1000

Home Improvement / Finish Basement

Purpose of loan:
This loan will be used to make basement repairs?at my primary residence.
My financial situation:
I am a good candidate for this loan because I have stable employment working as Director of Operations at a commercial insurance agency since 1999. I also own a rental property free and clear, collecting $850 per month.

Monthly net income: $6,945

Monthly expenses:?
??Housing: $ 1581.00
? Insurance:?$97.00
??Car expenses: $565.00
??Utilities: $150.00?
??Phone, cable, internet: $150.00
??Food, entertainment: $200.00?
??Clothing, household expenses $100.00
??Credit cards and other loans: $75.00?

paying off cash call

Purpose of loan:
This loan will be used to? pay off cashcall paying?
148percent interest to cash call monthly payment to cash call 289.00 for 42 months
My financial situation:
I am a good candidate for this loan because? disable veteran @100%
income for life? an socialsecuitly.total income from va and social security net income 4,500 monthly
save me from cash call .credit report shows total credit lines 51 is wrong ,about 18


























































Monthly net income: $

Monthly expenses: $
??Housing: $ 895
??Insurance: $ 300
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 115
??Food, entertainment: $ 200
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 1000
??Other expenses: $ 150

CREDIT CARD REFINANCING

Purpose of loan:
The purpose of the loan is to consolidate my credit card debt into one payment with lower interest.

My financial situation:
I am a good candidate for this loan because I have never been late or delinquent on any payments throughout my life. I am a very responsible person with a stable job as a Police Officer, with great income.

Monthly net income: $ 6000

Monthly expenses: $ 3000 ???
??Housing: $ 1380
??Insurance: $ 150
??Car expenses: $ 430
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 600
??Other expenses: $ 0

buying second car for work

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for home improvement

Purpose of loan:
This loan will be used to repaire heating system in house.?

My financial situation:
I am a good candidate for this loan because I am financially able to pay this loan off quickly (and at this rate will pay it off quickly).? It is just to fund an unexpected expense that I can't pay with a credit card.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

buying custom motorcycle

Purpose of loan:
This loan will be used to? Buy custom motorcycle of my dreams. Ihave put a down payment on it to hold the bike until 10-17-10.

My financial situation:
I am a good candidate for this loan because?I am a very hard worker and am trying to re-establish my credit. I had some health issues a few years back that caused me some credit problems and I am ready to change my future.?

Monthly net income: $ 3,000.00

Monthly expenses: $
??Housing: $ 540.00
??Insurance: $ 60.00
??Car expenses: $?0.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 0.00
??Other expenses: $

Kitchen Remodel

Purpose of loan:
This loan will be used to?
I am looking to remodel my very outdated kitchen.?
My financial situation:
I am a good candidate for this loan because?
I have excellent credit history and have a secure and well paying career. I do not have any debt either.

Helping people on Prosper

Purpose of loan:
This loan will be used to fund loans on Prosper and help people who I feel need some help getting the loan they need and deserve.
Right now I have helped fund over 100 loans, most of them have an HR rating. I am proud to say that almost of them are current (all except 4) and none of them are more than 15 days late. In my spare time I search for people I feel deserve a 2nd chance with their credit and need a loan for a good cause.

My financial situation:
I am a good candidate for this loan because with the principal payments made to me from my existing 100+ loans Ive funded on prosper, I would be able to pay the payment?on this loan.? Even if every loan defaulted, I would be able to make the payment out of pocket. But even though Im helping people it is nice to earn a return on my money at the same time.

Getting it together...Finally!

Purpose of loan:
I am finally getting it together.? I have a good job, have moved into my own place and have paid off my car.? I am slowing paying off the debt of a little over $7000.? I don't need that entire amount in a loan but the $3000 would go along way to paying that debt off completely.? My credit score is slowly improving as I pay off the debt incurred during my early twenties.? This has been an expensive lesson but one well received.?

My financial situation:
I am good candidates for this loan because I have the financial means to pay the $120 per month and I have been a reliable Prosper client.? I had 2 late payments due to bank issues and am scheduled to pay off my current prosper loan early (I owe $168 left on the loan).? As I mentioned the $3000 would go directly to the $7042 in debt that I currently have.? This would put me on track to pay all of that off and the prosper loan within the next 2 years.? I am excited to be living as close to debt free as possible (student loans will be all that is left).

Monthly net income: $
$2400

Monthly expenses: $
??Housing: $ 445
??Insurance: $ 60
??Car expenses: $?100
??Utilities: $ 45
??Phone, cable, internet: $ 55
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $

Exploding business needs equipment

Purpose of loan:
This loan will be used to?purchase equipment for our business that is up over 30% this year.
This will enable us to take advantage of our busy season (Nov-feb)?

My financial situation:
I am a good candidate for this loan because?I am slmost debt free and?have reduced my
debt by $35,000.? ?

Monthly net income: $$8000

Monthly expenses: $
??Housing: $ ^00
??Insurance: $350
??Car expenses: $300
??Utilities: $50
??Phone, cable, internet: $ 225
??Food, entertainment: $425?
??Clothing, household expenses $200
??Credit cards and other loans: $315
??Other expenses: $200

Education

Purpose of loan:
This loan will be used to? Educational Purposes.? I am working to complete my Ph.D in Organizational Management at Capella University.? I have to attend two more weekend experiences that are approximately 1400 each, not including food, travel and lodging.? I have 4 classes left after this quarter but can not move forward until I attend these sessions.? My financial aid does not cover the total cost.? I will need to attend one session in the winter (December 2010) but have not scheduled the other session due to finances.??????

My financial situation:
I am a good candidate for this loan because? I plan to become a on-line profession at teh completion of my career.? This could potentially boost my income by several thousand dollars as I plan to also maintain my full-time position.?

Monthly net income: $ 2500????

Monthly expenses: $
??Housing: $ 823????
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $?95
??Phone, cable,????internet: $ 150
??Food, entertainment: $?75
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 323 (child care)

Pet Boarding Expansion 2nd Site

Purpose of loan:
This loan will be used to add a 2nd pet boarding site to my existing business.
My financial situation:
I am a good candidate for this loan because my business is profitable and growing. My payment record is perfect on all my finances (home loan, credit card, Prosper). I have good reserves in the bank but prefer to keep a large cushion for safety. My credit score is increasing due to my excellent payment record.
Monthly net income: $4200 total: $ 2200 pension, $1000 note income, $1000 pet business income.
Monthly expenses: $ 2518
??Housing: $ 1643
??Insurance: $ 72
??Car expenses: $0
??Utilities: $ 28
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $?275??
Other expenses: $ 0

A REEL AMERICAN COMPANY

Purpose of loan:

The purpose of this loan is?cash flow & a Web-site.?? We are looking to have a line of credit that we can pay off on a monthly basis & borrow from again and again

We have been printing fish for nearly 11 years.? Most of all our garments are made here locally in Tequesta, Florida.? This supports our local economy by providing jobs for local Floridians in our community.? These days when so many large companies have picked up and moved manufacturing overseas it has made it harder and harder on Americans to find jobs in order to house & feed their families. ? The time has come to bring manufacturing back here to the United States.? Americans need jobs now more than ever and it is time for Americans to take back what was once the pride of America.? MANUFACTURING! ? Fishy Business, started although not named then over 11years ago in a bedroom with a sewing machine and fabric paint.? The goal was always to keep manufacturing here in the United States.? Trust me easier said then done.? We acquired one machine at a time and we learned how to print on our fabrics.? We printed lots & lots of fishing tournament shirts oh about 50,000 or so.? Then the recession hit and well some folks stop fishing some even sold their boats just to stay afloat.? So with little shirts now to print we started back where it all began cutting, sewing and printing all on our own apparel and we haven?t looked back.? All of our trademarks, Hog Wild, Fishy Business, etc were created by us.? All of our art was also imagined and put into motion by us.? We are a Reel American Company with Reel American Pride, there?s no doubt.? The US Flag flies proudly over our home and at our business.???


My financial situation:

My company owns all of our own manufacturing equiptment approximately about $700,000.? All of our profits went into expanding I have no debt.? We were approved in 2010 for the Fllorida Back To work Program for 15 jobs.

I am a good candidate for this loan because?

I am creating jobs in America and I have over 20 years of experience in this industry and one of the hottest selling apparel lines in the country. I have 10 wholesale accounts, & 1 retail Location and am booked for 48 trade shows/festivals for the fall 2010 thru 2011

Monthly Company net income:?Currently approximately $12,000 but could easily double company revenues with the expansion of plus size clothing

Rebuilding my credit and FICO score

Purpose of loan: Rebuild my credit rating and FICO score.
Tell your story: I hired "Up My Score" to rebuild my credit after filing for bankruptcy in 2002, they have done a wonderful job and are still cleaning up my credit history. Part of my credit rebuild plan suggests that I have 2 revolving accounts. I just secured a credit card and now am seeking a loan in the smallest amount possible to keep my credit rating moving in the right direction.
My credit repair is first and most important in my life. My credit repair team ?Up My Score? tells me things look very good and I will have a very good credit rating by the end of next year.
I have avoided credit for a long time, so my record is clean, I have made payments on my school loan over three years without missing a single payment.
My financial situation:
Is very good, I have more than enough money to work with every month.
I work as a Video Relay Service interpreter, processing calls for folks that use American Sign Language.
Monthly net income: $ 4,916.00
Monthly expenses: $ 2,009.00??Housing: $ 1265.00
??Insurance: $ 65.00
??Car expenses: $ 0
??Utilities: $ 30.00
??Phone, cable, internet: $ 195.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 115.00
??other expenses: $ 99.00Fund my loan and you will be very happy with me, I guarantee it.
This is the hidden gem in the rough you have been looking for, easy money for anyone willing to fund this loan.?My plan is to let this loan go for about 6 months, pay it off fully and apply for another loan again. Thank you to those who are supporting me in my efforts, you will be rewarded and I thank you.

Cutting Intrest Payments on credit

Purpose of loan:
This loan will be used to cut the interest rate I have to pay for credit cards by allowing me to pay them off entirely and not have to worry about those payments anymore. The debt is due to necessary repair and remodel expenses on an old home that I purchased last year.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time and to the maximum extent possible while still maintaining a buffer of funds in my account for a rainy day. I will pay the agreed upon amount for the specified period to ensure that you get your benefit from the deal. My job is a stable government position so there is little chance that I would ever be delayed on any payments.

Monthly net income: $ 2,270

Monthly expenses: $
??Housing: $ 585 (insurance included)
??Car expenses: $ 40
??Utilities: $ 150
??Phone, cable, internet: $ 55
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 450
??Other expenses: $ 100

Pay off high interest credit cards

Purpose of loan:
To pay off high interest rate credit cards.?

My financial situation:
I have good credit, a steady job and want to pay off all credit accounts within 3 years.? I?own my home free and clear now?and want to pay all credit accounts within 3 years.?? Working towards cash only life and saving for retirement.? I'm not getting any younger, must look towards the future !!!!

A No Brainer- Need more inventory!

WE GOT TO 80% FUNDING LAST TIME,? LETS GET TO 100% THIS TIME AND MAKE IT COUNT!

Purpose of loan:
This loan will be used to purchase more inventory for my used auto dealership. We are a small, family owned and operated used car dealer in southern Delaware with approx 25 units on our lot.?I would like to increase our inventory of lower price point "cash" cars, which would fall below the $5000 retail price point. Most of our vehicles are in the $6000-$9500 price point range, in which we provide 3rd party financing. We have a real need for lower priced "cash" cars for those that do not want to finance, or just want a cheap car for little cash. We currently buy all of our inventory on a "Floor Plan" line of credit, but there are restrictions as to where and what we can buy on our floor plan (year and mileage restrictions, and we can only buy at certain auctions). We have several outlets that we can buy these lower priced units, but cant use our floor plan. With this loan, we could put 6 lower priced units on our lot. Our average turn time on inventory is 34.5 days, and we average just under $1350 gross profit per unit. Even if we only average?$650 profit on each of these?units, and only sold one per month,?we would still easily be able to pay the monthly note to our Prosper lenders. We would be rolling the money right back into inventory so we can build that price-point inventory up to 12-15 units within 6 months.

My financial situation:
I am a good candidate for this loan because I have very little debt and I?have good credit. Even if I dont sell ONE of these units EVER (which is virtually impossible since we average 34.5 days per unit sold), I could still easily afford to pay to the monthy note.
I am not sure how Prosper's scoring system works, so I am not?sure why I am scored so low (5), but if you see my credit, I have ZERO deliquencies, a mid 700's credit score, and very little credit card usage.

Monthly net income: $ 4200

Monthly expenses: $ 2550
??Housing: $?850
??Insurance: $?50
??Car expenses: $ 350?
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $

Loan for Second Business

Last 2 delinquency have been paid. I am taking out a business loan for college use. It is a short term course and I need funding to proceed into the principals of lending home mortgages. There are over a dozen of Loan Officer openings in the city of Toledo, OH. I can proceed into employment as a loan officer by a referred Mortgage Lending Company. I will pay back the loan on time as scheduled. Thank you!

Help Consolidate Credit Cards!!

Purpose of loan:
This loan will be used to? Consolidate high interest credit cards

My financial situation:
I am a good candidate for this loan because?? I have NEVER been late on a payment in my life!? Credit Card companies, lowered credit limit to my balance, causing a high bankcard utilization ratio.? This consolidation will help reduce revolving debt and credit will improve dramatically!? Thank you!

Trustworthy borrower with integrity.? Never late on a payment ever!!

Credit Card Consolidation

Hello the goal of this loan is to pay off all our Credit Card debt and save some money in the process.

I am the sole bread winner in my family, as my wife stays at home taking care of 2 year old twin daughters. We have very unwisely accrued this debt, and for the sake of our kids we are fixing this.

Below is a detailed summary of our, ridiculous, credit card debt:

APR?? ?Credit Limit?? ?Minimum Monthly ?? ?Balance
29.40%?? ?$500.00?? ?$19.00?? ??? ?$474.01
24.24%?? ?$1,700.00?? ?$49.00?? ??? ?$1,628.31
22.80%?? ?$1,000.00?? ?$96.00?? ??? ?$616.12
26.99%?? ?$2,300.00?? ?$90.00?? ??? ?$2,163.09
26.99%?? ?$1,500.00?? ?$45.00?? ??? ?$1,267.19
20.99%?? ?$800.00?? ?$21.00?? ??? ?$726.91
14.99%?? ?$600.00?? ?$14.00?? ??? ?$571.00
23.24%?? ?$2,300.00?? ?$66.00?? ??? ?$2,230.32
25.24%?? ?$500.00?? ?$25.00?? ??? ?$457.62

Total owed: $10,134.57
Total Credit Limit: $11,200.00
Total Available Credit:?? ? $1,065.43
Total monthly payments: $425.00
Average APR: 23.88%

We can of course float by just fine making minimum payments or more, but we are much more comfortable saving some money on interest and putting in place an end date for full payoff. It is our plan to obtain the money, pay off the cards and cancel them all.

New baby deserves reliable car.

Purpose of loan:
I realize that I am a few days shy of 25, so I seem pretty young. Which has always worked against me. I graduated at 17 and made a few bad choices with money in my youth. But I have been slowly making headway these past 7 years to rectify my mistakes. I only hope that doesn't work against me now. Me and my fiance are celebrating the birth of our precious baby girl, Makenzie Rae, and have never had reliable cars. Before now it was ok, I like working on my cars, so it always gave me something to do. But I will not subject my baby to driving around in a deathtrap on wheels. I want to get a more reliable car so we can be the family I have always wanted us to be. I want to feel safe putting my daughter in the car for picnics, checkups and late night car rides to lull her to sleep. I can't do that and it breaks my heart.

My financial situation:
I am a very good financial planner, just not so much in my youth. I have taken lengthy strides to build a more fiscal family than my parents did for me. I have worked at the same job for the past 6 years and don't plan on leaving any time soon. I have gotten raises for performance every year and don't see that going anywhere either. I am very good at my job and am very good at providing for my family.

Monthly net income: On my own $1208 w/ my fiance $3580 (yes I realize she is the bread winner)

Monthly expenses (my part): $1005
??Housing: $250
??Insurance: $45
??Car expenses: $50
??Utilities: $100
??Phone, cable, internet: $0
??Food, entertainment: $100
??Clothing, household expenses $30
??Credit cards and other loans: $200
??Prosper Loan: $230

Housepainting - preparing for sale.

Purpose of loan:
This loan will be used to get some minor repairs done on my home prior to putting the home on the market for sale.

My financial situation:
I am a good candidate for this loan because I have a currently growing at home business in addition to my full time employment.? I am currently employed by a company being acquired by a Fortune 50 company so I will be receiving a payout in the next few months and will be able to keep my employment as well.

Monthly net income: $ 14,000

Monthly expenses: $
??Housing: $ 4700
??Insurance: $ 300
??Car expenses: $ 800
??Utilities: $ 125
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 800
??Other expenses: $ 1000

consolidation of credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

sewingdk

Purpose of loan:
This loan will be used to pay down credit cards?

My financial situation:
I am a good candidate for this loan because I am able to pay off the loans but need a lower interest rate...unfortunately had an unemployed spouse and was unable to keep up.

Monthly net income: $ 10,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate High Interest Accounts

Purpose of loan:
This loan will be used to?consolidate three high interest lines of credit accounts with the expectation?of paying this loan off?as quick and early as possible.

My financial situation:
I am a good candidate for this loan because my credit score as well as my delinquency info shows that I have never been late on any loan or credit account especially my mortgage and vehicle loans. the accounts that I will use this loan to close total $300/month thus my favor for a lower rate in order to pay extra when I have it. This will also cut my revolving credit balance in half from the information provided in my profile. I hope and appreciate the opportunity to show you my excellent credit and payment history with this loan!

Monthly net income: $ 74,800 annually / Household Income: $104,800 annually

Monthly expenses: $
??Housing: $ 2000
??Car Insurance: $ 149?
??Car expenses: $?920?together for two vehicles?
??Utilities: $ 300
??Phone, cable, internet, family cell phone plan: $ 300??
??Food/Gas: $ 350
??Credit cards and other loans: $ 1000