Paying my credit card debt off!

Purpose of loan:
I want to get out of credit card debt once and for all, and stop paying credit card companies all this interest!!!

My financial situation:
I have a solid and stable job, I pay my bills on time each month.? The only reason I can't make a dent in my debt is due to high interest rates (so most of my payments go to interest).? I am trying to sell my car and other belongings to raise some more cash to pay the debt too.? I work and live?in a major city, so costs are high - but I take public transportation and bring my lunch to work to save some money.

Monthly net income: $ 4400

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 150
??Car expenses: $ 200?
??Utilities: $ 75????
??Phone, cable, internet: $ 200
??Food, entertainment: $ 250
??Clothing, household expenses $?50
??Credit cards and other loans: $ 1650
??Other expenses: $ 50

Goodbye High Interest Credit Cards

Purpose of loan:
This loan will be used to pay off my high interest credit cards. I?m trying to simplify things so I don?t have as many companies to pay.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time, and over the minimum. I will be able to pay back this loan quite easily as I?m currently capable of paying my bills, I?m just seeking a lower rate. I?ve had a couple of credit cards raise the rates for no reason.?I was thrilled to finally see this place back up and running and?I figure I?d be better off giving my money to the people on here and get a better rate at the same time. It?s a win win. Also this month marks the final payment of my original prosper loan. All payments were made on time, with one?hiccup due to me getting a new account number.

Monthly net income: $ 2600

Monthly expenses: $
Housing: $ 450
Insurance: $ 0
Car expenses: $ 100
Utilities: $ 150
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 500
Other expenses: $

Make home repairs and Vacation

Purpose of loan:
This loan will be used to? this loan is for repair on air condition,fence and to take a vacation?

My financial situation:
I am a good candidate for this loan because?
I am never late on any of my other bills, i have taken a part time job and a room mate that will help with this bill. He and i will be married at one point this year or first of next 2011.?We will be able to meet this payment just?help us we are both?61 years of age and want to enjoy our time
together but the most important thing is to get the house in order.
Monthly net income: $
1900.00
Monthly expenses: $
??Housing: $ 582.00
??Insurance: $ 126.00
??Car expenses: $ 70.00
??Utilities: $ 80.00
??Phone, cable, internet: $ 20.00
??Food, entertainment: $40.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 480.00
??Other expenses: $ 30.00

House Renovation

Purpose of loan:
This loan will be used to finish a property that I?adquired for the purpose?of?fixing it up and re-sell for the market value. The money will be used for the renovation of the bathroom (pic on display) and the stairs leading to the second floor. The rest of the property is finish and should be ready for sale as soon as the bathroom is renovated. If anyone have a question on how the money will be exactly spend I will be more than happy to provide more detail information.

My financial situation:

I dont have any morgage, car loan or any type of loan. Everything had been paid in full without the need to make any morgage or loans for anything that is on my name. I do have a credit card that I use to buy the materials needed but its paid in full every month. I do make my living as a "Realtor" for the state of PA and DE. I do have cash on my account but always good to keep it to a level that I can feel comfortable. Also I do have a buyer at the moment that is very interested on the property with a pre-approve mortgage. This will allow me not only to have the money I already invested but also the profits from the sale.

My loan for home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Buying a car to replace our old one

Purpose of loan:
This loan will be used to purchase a reliable car to replace my husband's aging daily driver.

My financial situation:
I have paid off two luxury cars in the last 6 years and am now married with a husband who also has a steady income (not listed here). The $45 delinquency above has since been resolved.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 960
? Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 45
??Other expenses: $ 45

Loan Refinance

Purpose of loan:
Have a loan for this amount when credit was not that good.? Rate is 27.5.. Want a better rate to pay off faster..?

My financial situation:
Was only out of work for two weeks when the business downsized.?

Monthly net income: $ 3000
Citi Financial is just ripping me off.??? Thanks for your help

Time for a better interest rate.

Purpose of loan:
This loan will be used to?
Refinance other debt.

My financial situation:
I am a good candidate for this loan because?
I have a stable income with a prosperous company I have worked for for over 9 years now, and have just been promoted to Asset Manager.? I have a very comfortable personal cash flow.
Monthly net income: $ 3,400.00

Monthly expenses: $ 1,420.00

Credit Card Debt Consolidation

Purpose of loan:
Just looking to pay off my existing credit card debt and consolidate into a lower monthly payment.

My financial situation:
I am current on all payments with my credit cards. No lates. I always pay as soon as my billing cycle revolves.
I currently pay all my credit card bills using my banks bill pay feature.?

Monthly expenses: $
??Housing: $ 300
??Insurance: $? none
??Car expenses: $? Don't own a car
??Utilities: $? included in room rent
??Phone, cable, internet: $ use? prepaid cell service.
? Credit cards and other loans: $? Currently at around $4,000.00

Please Help Pay Off My Credit Cards

Purpose of loan: I? could really use your help in getting this loan.? I'm very stressed out over these High Interest Credit Cards.? My plan is to get rid of these credit cards once and for all.? I would love to have just one payment a month.? That would be like heaven.? I would like to be able to help my mother a little more.? This loan will allow me to do that.??? I would like to thank you for bidding on my loan, I really appreciate it.
This loan will be used to?
Pay off High Interest Credit Cards.
My financial situation:
I am a good candidate for this loan because? I work and have the ability to pay the loan back and I have absolutely no late payments.? I have been on my job for almost 20 years.? Thank You So Much.

Monthly net income: $
3,400
Monthly expenses: $
??Housing: $ 870.00
??Insurance: $ 249.00
??Car expenses: $
??Utilities 135.00
??Phone, cable, internet: $ 243.00
??Food, entertainment: $ 40.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $ 0

Future Media Mogul w/Hot New Brand!

Purpose of loan:

The young cousin of Maria Bartiromo, who anchor?s CNBC?s ?Closing Bell?, is looking to buy a website to launch the homepage for his own name brand, & video camera equipment.

He will film viral videos based on his character persona that past events in the spotlight created. From his own national news headlines, he has media contacts that he plans to contact to pitch an idea for a reality show & publish a book based on his story. He has the credibility & reputation to bring legitimacy & relevance to make this brand successful. The website will promote book excerpts, showcase his viral videos, post blogs, & allow scheduling of his specialized consulting services & speaking engagements. He?s currently under the wings of professors, making rounds at universities giving lectures in front of hundreds of college students sharing his riveting & inspirational story. (Dr. Sean Jasso, professor at UC Riverside is pictured on the left, on the right is the young man this is all about).

In the final stage, the brand will branch off into a clothing line & a social media hybrid, to which we already spent $7,000 buying those domains, trademarks & filing a pending patent - so that is why we are now out of liquid funds.

If you contact us to sign our non-disclosure confidentiality agreement, we can disclose his name & brand name now, otherwise we can give you his name & the brand name (both of which we are withholding for practical business sense) after the funding & purchase of the website.

Our ability to repay this loan:

He & I are both in our early 20?s. I?m his long-time girlfriend handling this stuff - we figured my credit is the better of the two. We are both too young to have built much. I have NO debts & never have had any, even refusing to accept student loans. I am about to graduate with a language major knowing 6 languages, & have prospective job offerings already lined up to replace the part-time work I currently do. With the $1,200 I make a month (& soon to be a lot more) & his $4,000 remaining on his unemployment, with MINIMAL expenses such as gas & food (we live at home still) versus the small monthly payment this loan requires, there is no chance of default. I would never put my building credit in jeopardy & he wouldn?t put his name, image or brand in jeopardy of tarnishing his reputation by defaulting either.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my?credit cards and getting one monthly payment that is easier to keep track of.

My financial situation:
I am a good candidate for this loan because I have a good history of paying off my prior loan through Prosper as well as good history of making payments on time. I am dependable and pay all my bills on time.

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 860
??Insurance: $ 60
??Car expenses: $
??Utilities: $?50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $

Visit Sponsored Child in Guatemala

Purpose of loan:
This loan will be used for my 14 year old daughter and me to visit a child in Guatemala who our family sponsors through Christian Foundation for Children and Aging (that is our sponsored child in the picture).? It is desperately important to me to expose my daughter to a much broader perspective of the world than she gains as a middle class American teenager.?

My financial situation:
I have worked very, very hard to get out of using credit cards; we do not have credit cards anymore and the ones we do have we are methodically paying down on.? For the purpose of this trip, I need to pay a $200 deposit, complete the rest of the trip fees and purchase airline tickets by 5/1/11.? It's important enough to me to make the sacrifice of monthly payments, and I'd certainly rather do it through peer-to-peer lending than through a credit card company.

Monthly net income: $ 4,900

Monthly expenses: $
??Housing: $ 1,700
??Insurance: $ 150
??Car expenses: $ 550
??Utilities: $ 500
??Phone, cable, internet: $ 300
??Food, entertainment: $ 900
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1500
??Other expenses: $ 300

Consolidate Medical Bills -- NOT HR

Purpose of loan:
This loan will be used to consolidate medical bills from an unexpected hospitalization in early July.

My financial situation:
I am a good candidate for this loan because I always pay my debts. The one item on my credit report is due to a previous doctor not ever balance billing me after he received an insurance payment. 2 years later the bill unexpectedly showed up on my credit report -- have been paying off the bill monthly and have a little over a year to go.

Future medical expenses in 2010 will be 100% reimbursed since I have now met annual out of pocket spending limits.

PAYING OFF MED

Purpose of an:
This an will be used to?
PAY MED FOR PARENTS
My financial situation:
I am a good candidate for this an because?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 300????
??Car expenses: $ 100
??Utilities: $?100
??Phone, cable, internet: $ 50
??Food, entertainment: $?100
??Cthing, household expenses $ 100
??Credit cards and other ans: $ 500
??Other expenses: $ 300

Paying off credit cards for good!

Purpose of loan:
This loan will be used to consolidate credit cards that my wife and I have.? We're trying to work on this together and eventually get rid of credit cards once and for all.

My financial situation:
I am a good candidate for this loan because I have used Propsper for a loan previously.? I paid it off and it helped me out a great deal.? I am never late on my bills anymore and I've been slowly trying to get rid of bad stuff on my credit report, which seems to take forever.? I've been working on getting my credit score up since I messed that up royally when I was younger.? Since the last time I used Prosper, my credit score has went up a bit.? We're looking to possibly start a family and eventually get a house, but we want to make sure we've cleaned things up financially before any of that happens.? So, we're starting with the credit cards.

Monthly net income: $ $1800 (me), $2200 (wife) - We have our finances merged.

Monthly expenses: $
??Housing: $ 795
??Insurance: $ 140
??Utilities: $ 100
??Phone, internet: $ 130

Thanks for looking at my listing, I will appreciate any possible help I can get.

Office relocating/new website/compu

Purpose of loan:
This loan will be used to? relocate our office/update computer equip and website development..updated image system.

My financial situation:
I am a good candidate for this loan because??
I have an excellent track record of loan repayment over the years in business.? My business works with many non-profits and private
schools.? We have an excellent reputation in the community, investing in people and projects to make this a better place to live and work.

Monthly net income: $ 7,300(after taxes)

Monthly expenses: $
??Housing: $ 1,600.00 (we have a rental property that has a monthly rental of $1,200.00)
??Insurance: $ 422.00
??Car expenses: $ 480.00 (paid by my business)
??Utilities: $ 230.00
??Phone, cable, internet: $ 120
??Food, entertainment: $ 550
??Clothing, household expenses $ 150
??Credit cards and other loans: $ many of the loans listed on my credit report are?for business purposes; approx $74,000 of the?credit outstanding is for business purpose.(? Business pays aprox $2,860 per month) (I pay the rest with my personal income $1,100)
??Other expenses: $ 185.00 (repairs, maintence, etc)

Funding for Police Academy

Purpose of loan:
This loan will be used for tuition for a police academy in Florida.? Unfortunately, the academy I'm going to does not offer student loans.? This year, I graduated with honors with an Associate of Arts in Criminal Justice and all I have left now is the academy.? :-)? I currently work for a police department as a non-bonded patrolman.

My financial situation:
I am a good candidate for this loan because I believe in paying my debts on time, as reflected in my credit history.

Monthly net income: $ 1320.00

Monthly expenses: $ 524.00
??Housing: $ 450.00/2 = $225.00 (shared with another person)
??Insurance: $ 0.00 (Parents still wish to pay this for me!)
??Car expenses: $ 50.00 (Fuel)
??Utilities: $ 25.00
??Phone, cable, internet: $ 34.00
??Food, entertainment: $ 75.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 90.00
??Other expenses: $

Paying off a credit card

Purpose of loan:
I'm looking to pay off a credit card with $3800 in 3-4 years. The card is in my brother's name, and I need to get off of the card asap.

My financial situation:
The only bills I have are for my apartment ($450) and car insurance ($193), and other small expenses. Monthly, I'm left with around?$600 to $750, depending on utility bills. I'm looking for the lowest possible interest rate, but will?be?paying more than the montly minimun. I'm?not having any luck finding a 0% credit cards, and need?to get a loan asap.

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 450
??Insurance: $ 193
??Car expenses: $
??Utilities: $?50
??Phone, cable, internet: $ 25
??Food, entertainment: $?100
??Clothing, household expenses $ 25
??Credit cards and other loans: $
??Other expenses: $

Paying Tuition for Child

Purpose of loan:
This loan will be used to? pay college tuition for my son.

My financial situation:
I am a good candidate for this loan because? I am on my way to being debt-free.? 3 years ago I got a $25K Proper loan and an additional $20K from credit card advances to bolster a part-time family business we had started.? That business is still going well and I have recently had a promotion with my regular full time job in the financial services industry.

The $25K Prosper Loan?has been?paid in full.??The credit card bills are down to $14K.? The credit card bills will be paid off by my 2010 bonus which pays in February 2011.?

I am committed to sharing the cost of college with my son and our goal is to have him finish without him using any student loans so that he has a better financial start to his future than I did.?? This loan will help us work toward that goal.?

Thank you for your consideration.

Monthly net income: $ 9400

Monthly expenses: $
??Housing: $ 2700
??Insurance: $?595
??Car expenses: $ 425
??Utilities: $ 295
??Phone, cable, internet: $ 235
??Food, entertainment: $ 850
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 750
??Other expenses: $

Unexpected Moving Expenses

Purpose of loan:
I am seeking a loan to aide with an unexpected move I must make.? I currently have enough money to live on comfortably, but I am seeking a bit of leverage funding to help negotiate my lease and repairs to the property before I move in.? Be sure to view my borrowing and lending history or contact me for professional or personal references.

My financial situation:
I hold a steady job and do not live above my means.? I have several money market, stock?and savings investments and also loan money through Prosper.com.? All utility bills, rent, and?credit card debt is paid monthly.? I have no outstanding or delinquent payments and am extremely cautious about staying up to date on my payments.?

Feel free to contact me with any questions.

Monthly expenses: $
??Housing: $ 850.00
? Utilities: $ 50.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ $100.00
??Other expenses: $ 200.00
? Savings/Investments: 500.00

Paying off debt and personal loan

I'm looking to consolidate some of my debt - medical, private student loans as well as a personal loan to pay for my father's health care.

Wedding and Auto

Purpose of loan:
This loan will be used to?
wedding and car
My financial situation:
I am a good candidate for this loan because?
I always pay my loans on time and am responsible
Monthly net income: $
2426
Monthly expenses: $
??Housing: $ 300
??Insurance: $ 40
??Car expenses: $ 0
??Utilities: $?40
??Phone, cable, internet: $ 0
??Food, entertainment: $?150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 0

Finish building my garage

Purpose of loan:
To finish my garage, all concrete / block work is complete. I need around $6500 for material. The rest will go towards labor, I have $2,000 saved to apply towards the labor.

My financial situation:
My current business partners are walking away from the company and handing it over to me. We were using their offices and warehouses and I need to have a place to store inventory until I get my own warehouse.

I?currently have $387,000 under contract. I can email a copy of each contract to?anyone that needs to see it.?I will not be getting paid from any of these contracts until the middle of November and December.

Monthly net income: $ 5100

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 160
??Car expenses: $ 650
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 700
??Other expenses: $ 250

Getting To The Finish Line

Purpose of loan:

The purpose of this loan will be to purchase holiday( Halloween ) inventory and start on high school holiday fundraisers. Halloween is the biggest time of year for the popcorn business and I am near the finishline. I have invested $40,000 of my personal funds to build this business, so this business is debt free. I plan on paying this debt off early as well.

My financial situation:
I am a good candidate for this loan because? I have means of getting the funds for this business but it won't be in time for the holidays. I am committed to this business and my obligations as well. I have been repairing my personal credit for the last 3 years and I don't intend to mess it up. This will help my business get off to a great start and that is what is needed to sustain and grow in the near future. I am currently working a full-time job and I don't intend to quit anytime soon. I have been with my current job 14 yrs. The payments will be on automatic draft in order to show on time payments as well. Feel free to ask any questions, I will be glad to address them if you have any reservations. Thank You in Advance.

Monthly net income: $ 4900

Monthly expenses: $
??Housing: $1880
??Insurance: $180
??Car expenses: $
??Utilities: $325
??Phone, cable, internet: $295
??Food, entertainment: $300
??Clothing, household expenses $195
??Credit cards and other loans: $315
??Other expenses: $

BUY A USED CAR / ESTABLISH CREDIT

Purpose of loan:This loan will be used to buy a new(used) car. My current car has finally gave out on me and would be a huge waist of time and money to try and fix it. There is always something wrong with it and it has never really been known as a reliable car. This loan will also be used to better my credit, I plan to have this loan atleast 80% payed off within 4-6 months. I have (1) free check in November and (2) free checks in December. Taxes are also just around the corner so it shouldn't be long before this loan is payed in full.My financial situation:I am a good candidate for this loan because i pay ALL my bills on time and i plan on paying this loan back within 6-9 months, WAAAYYY before the suggested 36months!Monthly net income: $ 1080Monthly expenses: $ 660?Housing: $ 300?Insurance: $?Car expenses: $ 115?Utilities: $?Phone, cable, internet: $ 50?Food, entertainment: $ 100?Clothing, household expenses $ 45?Credit cards and other loans: $?Other expenses: $ 50

Investment property in Jackson, MS

Purpose of loan:
This loan will be used to?
Purchase a 3 BR / 2 BA rental property in Jackson, Mississippi.
Purchase price is $10,000, repair costs are $10,000. After repair value is $60,000. Projected rental income is $700 / month. Projected monthly expenses are $200 / month. The repaired property will be rented to a low income family in the area.

My financial situation:
I am a good candidate for this loan because?
I already own 4 properties in the area. I have a proven track record of being able to repair the property quickly and giving people a beautiful high quality home to live in.

Monthly net income: $ 9000

Monthly expenses: $
??Housing: $?2550
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 140
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1600
??Other expenses: $

Paying off Credit Cards - have Job!

Purpose of loan:
This loan will be used to? pay off credit card debt

My financial situation:
I am a good candidate for this loan because? I have a good/stable job. I also run a photography & website design firm. I make enough money.. its just that the credit card interest rates are killing me!

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 200
??Car expenses: $500
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 700
??Other expenses: $

Paying off a couple bills

Purpose of loan:
This loan will be used to pay off credit card bills, due to a couple of unforeseen expenses.

My financial situation:
I handle my finances very well, have to get a couple car repairs done and don't have the money to do so at the moment.

Monthly net income: $ 2300

Monthly expenses: $ 1408
??Housing: $ 830
??Insurance: $ 170
??Car expenses: $188
??Utilities: $ 100
??Phone, cable, internet: $50
??Food, entertainment: $ 50
??Clothing, household expenses $ 20
??Credit cards and other loans: $
??Other expenses: $

Paying off credit card

Purpose of loan:
This loan will be used to pay off one of my credit cards. I also am curious to see how this works and this proposed monthly payment is equivalent to what I am paying currently and would like to do more business on this website if this goes smoothly.

My financial situation:
I am a good candidate for this loan because I?have been with the same company for?almost 9?years,?own my home, and love dealing with finances. I can and will pay off this loan.

Quick Cash - Will pay loan quickly

Purpose of loan:
This loan will be used to? increase available funds.? I paid too many bills in advance and have reduced my available funds to near zero.

My financial situation:
I am a good candidate for this loan because? I will pay this loan off ASAP...within one month.? I have always paid my bills.

Fiancee's dream engagement ring

Purpose of loan:
This loan will be used to? purchase the ring that my fiancee has already fallen in love with. It is being held for us only until Oct. 15th.

My financial situation:
I am a good candidate for this loan because? we bring home a very good combined income. As of today, My Experian credit score is 701. We both work at very successful private companies. Currently most of our cash is going to finance the wedding which we do not want to use credit for. The reason I could not get a bank loan is due to my not having 12 consecutive months of employment. This was due to being a stay-at home dad last year to care for our newborn daughter..

Monthly net income: $7,500 including both incomes

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 300
??Car expenses: $350
??Utilities: $ 100
??Phone, cable, internet: $350
??Food, entertainment: $400
??Clothing, household expenses $
??Credit cards and other loans: $1000
??Other expenses: $ 250

My personal loan

Purpose of loan:
This loan will be used to?Payoff cell phone bill.? Oversea expense I occur with Verizon Wireless.? Did not understand my roaming expense.?

My financial situation:
I am a good candidate for this loan because?

Paying off my vacation :)

Purpose of loan:
This loan will be used to? Pay off my summer vacation.

My financial situation: Looking good, the company I worked for just got acquired by Google, will be getting retention package (2x salary) after 1 year, for 3 years.
I am a good candidate for this loan because... I care about my credit rating.

Paying off my credit cards

Purpose of loan:
This loan will be used to?paying off credit cards and assisting?with the newly added responsibility for caring for my godchildren.??

My financial situation:
I am a good candidate for this loan because?I have a steady income and?a?good paying job. I?have been able to maintain my bills consistently.I am a good candidate for this loan because I recognize the importance of being proactive in ones financial situation.Additionally, I have the means to repay the loan I feel that it would be easier for me to consolidate many of my bills into one loan potentially reducing my interest rates on repayments as well as reducing my payoff period.
Monthly net income: $ 2900

Monthly expenses: $
??Housing: $ 760
??Insurance: $ 0
??Car expenses: $480
??Utilities: $ 120
??Phone, cable, internet: $?110
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 300
??Other expenses: $100
Monthly net income: $ 2900

Monthly expenses: $
??Housing: $ 760
??Insurance: $ 0
??Car expenses: $480
??Utilities: $ 120
??Phone, cable, internet: $?110
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 300
??Other expenses: $100
Monthly net income: $ 2900

Monthly expenses: $
??Housing: $ 760
??Insurance: $ 0
??Car expenses: $480
??Utilities: $ 120
??Phone, cable, internet: $?110
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 300
??Other expenses: $100

Inventory for holidays

Purpose of loan:
This loan will be used to take advantage of reduced prices from my distributors and to boost inventory for my online retail business. Last year we sold over $5000 during November and December but ran out of inventory. I would like to avoid that this year and take advantage of a deal made by my distributor. If I can purchase in bulk then he will reduce my price by 20% and allow me a much better profit margin for this holiday season. Previously we have not been able to take advantage because of lack of available financing.

My financial situation:
I am a good candidate for this loan because?? I have a high income from my current overseas contracting job. I have a low debt to income ratio with plenty of cash left over for the debt service if needed. After my monthly bills and savings we have $6000 a month left over.? The calculated payment at the offered rate for this loan is around $350.00 the business brings in $2000 a month and has more than enough left over to service this loan. My credit is rated HR because of my home mortgage and the year we spent negotiating the loan with wells fargo. The loan was modified but they reported us late for 120 days for the moratorium they granted us on payments. All my outstanding loan payments have been paid on time or paid early in the last two years and my credit rating has increased over 100 points. I am trying to further improve my rating by getting a loan from prosper and show lenders that people are willing to continue lending to me. If you have any questions please feel free to ask me.

Monthly net income: $ 12,000

Monthly expenses: $
??Housing: $ 1775
??Insurance: $ 200
??Car expenses: $ 350
??Utilities: $ 150
??Phone, cable, internet: $ 300
??Food, entertainment: $ 350
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1300
??Other expenses: $

New baby coming... Need Furniture..

Purpose of loan:
To furnish for?nursery for newborn?

Monthly net income: $ 4814

Credit Card Payoff

This loan will be used to consolidate and payoff credit card debt enabling me?to make one large payment instead of smaller, seperate payments so that I can?payoff?the loan more quickly.

I am a good candidate for this loan because I take pride in making sure my bills are always paid on time. I am a single mother of an amazing 12 year old daughter; her father and I divorced several years ago which caused a few bills to be late.? In fact, prior to the divorce we filed for bankruptcy as the company he worked for closed their doors without ever notifying their employees and we lost our home. I have since done very well on my own and did all I could to bring my credit up to where it is now. I hope that you choose to fund my loan and I thank you for your time and consideration.

need a work truck

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

A debt free future is in site

I just finished paying off my first loan with Prosper. This was a great help and I paid off my payday loans and a couple of credit cards. I hope to be able to secure a second one to continue to help me to clear up old debts and to go forward to a soon to be debt-free future.

Just to recap; my husband & I had good jobs & great credit; we then ran into some Medical problems & I made some poor choices.

We now live with & care for my parents for room & board and I have a good job where I work at home.

I just want to continue to fix my mistakes, I don't want to be afraid to answer the phone or the door anymore. With Prosper, I can get the amount needed to pay them what I owe and make the once a month Prosper payment.

Due to poor credit I plan to do this one step at a time. First I will pay off my Target Card $250, Ambulance $700, Dr Graff $450 and Dr Roberts $400. I plan on having this loan paid off within 5 months when I get my tax refund. At which time I will use what ever is left from that refund to pay other debt and if needed get another Prosper loan to pay off the remaining credit card debt.

New Budget
Tithing $112
Storage 50
Qwest 70
Car Insurance 40
Incidentals 200
Money left for Prosper is 266

My credit rating does not show very high but I am working very hard at cleaning up my score; however, it is very difficult. If my credit report shows any delinquencies it's because of my stupidity with the past payday loans, & the use of credit cards at the start of the meidcal problems.

Need a little help.

Purpose of loan:
This loan will be used to fix items around the house because my son is going to have his first child. Need to baby proof and be able to provide for the new little one.

My financial situation is good. Simple job putting together circuit boards. My son also provides me with about $800.00 dollars in rent.
I am a good candidate for this loan because I always repay my loans. My son covers the mortgage and we have rental property that pays for itself and some. I have no car note and don't go out much. Just want to provide a nice little safe home for my son and the baby.

Monthly net income: $1,300.00.

Monthly expenses: $200.oo
??Housing: $0
??Insurance: $30.00
??Car expenses: $30.00
??Utilities: $50.00
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $300.00
??Other expenses: $

A New Boat

Purpose of loan:
This loan will be used to? Buy a new boat, I intend to sell my current one and my jet ski????

My financial situation:
I am a good candidate for this loan because? I have been with the same employer for 16 years, 13 in the UK then I was asked to come to America and launch a new program for them here

Monthly net income: $ 5200????????

Monthly expenses: $ 3000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

testing and investment capital

Purpose of loan:
This loan will be used to help build my credit and reinvest in prosper while I'm at it.

My financial situation:
I am a good candidate for this loan because it is for the smallest amount possible(I would ask for less if Prosper would let me).? The intent of this loan is to help build my credit and reinvest in the Prosper community while I'm at it.? The first thing I do when my monthly check comes in is pay bills.? While the revolving credit appears to be $455, that is because a $200 payment that just cleared has not reached my credit report yet.

Monthly net income: $ 1500

Monthly expenses: $940
??Housing: $650
? Utilities: $90
??Phone, cable, internet: $100
??Food, entertainment: $50
??Credit cards and other loans: $50

Dream House Falling Apart

Hit a hard time when I had my first child and was hospitalized for 4 months and that is what started the downhill turn. I ALWAYS had good credit (715 or above) and a great job. We bought our dream house and then I had my second child and was hospitalized or on bed rest for 3 months. We got behind because even though I have a great job I was not getting paid while I was out sick. This year we had our third child and I was on bed rest for the entire time (8 months). Needless to say I love my kids, but each time we got behind. NO more kids and I am getting things back on track but we need a little help to get over this hill.


Purpose of loan:
This loan will be used to fix the outside of our dream home and to pay off small bills

My financial situation:
I am a good candidate for this loan because I have great paying job

Monthly net income: $ 4295

Monthly expenses: $
??Housing: $ 1545
??Insurance: $ 150
??Car expenses: $ 0???
??Utilities: $ 300
??Phone, cable, internet: $ 170
??Food, entertainment: $ 300
??Clothing, household expenses $ 350
??Credit cards and other loans: $
??Other expenses: $ 800