Loan for WenneCorp, LLC

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate credit cards to just 1 payment.

My financial situation:
I am a good candidate for this loan because I pay my bills. Always, and on time. You'll notice that I've closed my credit card accounts so you don't have to worry about?my debt getting?higher. If I get this loan, I'll be on easy street, payment wise!

Monthly net income: $ 4170

Monthly expenses: THESE EXPENSES ARE SHARED WITH MY WIFE:?
??Housing: $?1100
??Insurance: $ 100
??Car expenses: $350
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600+
??Other expenses: $ 200+

debt consolidation

Purpose of loan:
Pay of several credit card accounts
1.? Dell? $5000????????????????150 payment per month
2.? Target? 1000????????????????30 payment per month
3.? Capital One? 1000????????50 payment per month
4.? Orchard? 1200????????????????50 payment per month
5.? Account Central? 1600??????75 payment per month?
Pay off Personal High Interest Loan with Bart's Financial $4000????250 payment per month
Pay off the remainder of my vehicle loan with Ford Motor Credit 8,900????????350 payment per month
That's 950.00 a month that I would like to lower that to one payment less than that per month.


My financial situation:
I am recently divorced and times became hard to keep up with all of the bills and go from double to single income and have to continue to pay the bills as a single / divorced mother.? I have decent credit and I tried a debt consolidation company and I wasn't aware of how it would hurt my credit and cause me to have 2 to 3 months of late bills while they got the program going.? This is the reason for my delinquent payments.? I have pulled out of the program so that I don't have to have them affect my credit any longer.? Please review my history and see that I do make my payments on time.

Monthly net income: $
I make 42000 a year at my full time employment which I have been at for 3 years, I also work for a secong job which I average about 800.00 month and I also recieve child support of 550 per month.

Monthly expenses: $
??Housing: $1061
??Insurance: $ 200
??Car expenses: $350
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?700
??Other expenses: $ 100

Paying off High Rate Cards

Purpose of loan:
Pay off Three of my Highest Interest Rate cards.

My financial situation:
I have a steady Income from my full time employment, I also have a part time job.
Monthly net income: $? 4100

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help me trim my credit card debt!

Purpose of loan:
This loan will be used to payoff 8 credit accounts with payments totaling $460/month.

My financial situation:
Prosper has categorized me as 'High Risk', I presume, due to my currently high debt-to-income ratio. However, this is the extent of my credit issues, as my payment history on every account is flawless. My credit situation can't be all that bad, as I was able to finance my $200k home (my first) back in April with no money down and at a rate of 5%, and I've comfortably made my first 4 mortgage payments.

Based on the estimated monthly payment for this loan, I'll save about $125/month, significantly reduce my total number of bills, and guarantee that the same $7500 of debt will be paid off in 36 months or less. I plan to use whatever cash is freed up after paying off these debts, and of course, the payment on this loan, towards my remaining debt so I can be rid of it much quicker than I'd be able to otherwise.

Monthly net income: $ 5399

Monthly expenses: $ 4693
??Housing: $ 1567
??Insurance: $ 120
??Car expenses: $ 800
??Utilities: $ 30
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1306
??Other expenses: $

Debt Be Gone

Purpose of loan:
This loan will be used to? eliminate debt.

My financial situation:
I am a good candidate for this loan because? I am on my way to being debt-free.? 3 years ago I got a $25K Proper loan and an additional $20K from credit card advances to bolster a part-time family business we had started.? That business is still going well.?

The $25K Prosper Loan?has been?paid in full.??The credit card bills are down to $14K.? $8k will be paid off by my year-end bonus from my full-time job which I receive in January 2011.? This $7500 Prosper loan will be used to pay down the remainder.?

Thank you for your consideration.

Monthly net income: $ 9400

Monthly expenses: $
??Housing: $ 2700
??Insurance: $?595
??Car expenses: $ 425
??Utilities: $ 295
??Phone, cable, internet: $ 235
??Food, entertainment: $ 850
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 750
??Other expenses: $

Paying off CC and Home Improvement

Purpose of loan:
This loan will be used to?
?We? really needed some home improvement. Kitchen dishwasher was leaking and ruined the underlayment, so we needed that replaced, downstairs bathroom leaking around seal, needed to be dried out and stripped and new flooring. Some painting and minor repairs also needed. I decided to get it all done instead of waiting.. Credit cards payment due of approx. $2000.00 at 29%.
I can also pay off my principal balance on my first loan. I have also become a lender on Prosper.? The amount delinquent of $5524 is for cc settlement which still shows.? When an account is settled it still shows on your account and you receive a 1099 advising you pay taxes as you would on earnings.
My financial situation:I am a good candidate for this loan because?? I have always? paid my immediate obligations and I am current on my present Prosper loan? and have had no late payments and have never missed one.? The 4 delinquencies in the past 4 years were for? medical co-payments of $50.00 and have been paid.

Monthly net income: $ 3892
Monthly expenses: $ 2870=$1022+

Housing: $ 895.00
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $ 300
??Phone, cable, internet: $ 25
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1150
??Other expenses: $ 0

money for my business

Purpose of loan:
This loan will be used to? start my landscaping business

My financial situation:
I am a good candidate for this loan because? I have a good paying secure job at a local union Power plant and pay my bills on time.

Monthly net income: $ 7,000.00 + w/overtime

Monthly expenses: $
??Housing: $ 818.06
??Insurance: $140.00
??Car expenses: $ 480.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $275.00
??Clothing, household expenses $ 70,00.
??Credit cards and other loans: $ 250.00
??Other expenses: $ 250.00

Consolidating - Stellar Credit@860+

Purpose of loan:
I have a couple of small personal loans that I want to pay off and consolidate into one payment. I have reliable monthly income as a consultant and as a landlord/owner of three rental properties (managed for 14 years).?

My financial situation:
I am a good candidate for this loan because I have integrity with my debts as you will see from my stellar credit score. I honor my financial commitments and am careful with my monthly expenses. Prosper's scoring system counts against me because I do consulting work and cannot verify income through their channels. The HELOC on my home counts towards the revolving credit which I think also lowered my score.

Monthly net income: $4,500

Monthly expenses: $
??Housing: $2,500 (including rental properties)
??Insurance: $90
??Car expenses: $150
??Utilities: $250
??Phone, cable, internet: $60
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $550
??Other expenses: $200

Replacing windows and doors

Purpose of loan:
This loan will be used to? replace old drafty windows and doors in my home before winter arrives.? This will reduce heating costs and save money.? In all other respects my house is solid and in good condition.? I put new siding and a new roof on the house 10 years ago, but the windows and doors are original and are very worn.

My financial situation:
I am a good candidate for this loan because? I have owned my own home for?many years, pay my bills and work steadily.? I have a good job with a well-established company and know that I am fortunate to be working full-time in this economy.? I am married, healthy and honest.

Monthly net income: $8000.00

Monthly expenses: $
??Housing: $?2514,00 (includes property taxes and?insurance)
??Insurance: $1069.82 (includes medical coverage and truck/auto insurance)?
??Car expenses: $ 80.00
??Utilities: $250.00
??Phone, cable, internet: $676.26
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 600.00 (tolls for Mack truck I use in work)

Bathroom for Basement Apartment

Purpose of loan:
This loan will be used to build a bathroom in my basement. I have a tenant that has committed to move into the basement starting Nov 1st for 18 months @ 600$ a month. The estimate on the bathroom is between 7,000 and 8,200 depending on which upgrades I choose. The Basement is completely finished with Egress windows in the family room and the bedroom.

My financial situation: You'll see below I have over $1,000 left over monthly after my expenses. Part of that has been used to buy things around the house, but I still have over 10k in my bank account. I'd rather pay interest on 7k than deplete my "safety" reserves in my bank account, which is why I am taking this loan out. You'll also notice my employment is at 1 month. I am a Sr.Project Manager consultant. I just finished a 2 year contract with one firm and have started a new contract with another (Nike).
I am a good candidate for this loan because I never miss a payment. I've never carried a credit card balance from one month to the next. My car and motorcycle are both paid off. My credit score is not as high as it use to be because I just purchased my home several months ago. Starting in November I will be adding 600 a month to my income because of the bathroom in question. I also am an investor in the Prosper community and know what it feels like to risk your money on someone else's dreams.

Monthly net income: $4,860 (after tax)

Monthly expenses: $
??Housing: $2,100
??Insurance: $58 (already paid off for the next 5 months on car and 8 months on motorcycle)
??Car expenses: $80
??Utilities: $220
??Phone, cable, internet: $120
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $400 (Bachelors and Masters loans)
??Other expenses: $

Paying for a Wedding!!!

Purpose of loan:
This loan will be used to? Pay for a wedding

My financial situation:
I am a good candidate for this loan because? I have had, and currently have, prosper loans in good standing.?

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 610
??Insurance: $ 75
??Car expenses: $ 254
??Utilities: $200
??Phone, cable, internet: $ 180
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 340
??Other expenses: $

Home Improvement / Finish Basement

Purpose of loan:
This loan will be used to make basement repairs?at my primary residence.
My financial situation:
I am a good candidate for this loan because I have stable employment working as Director of Operations at a commercial insurance agency since 1999. I also own a rental property free and clear, collecting $850 per month.

Monthly net income: $6,945

Monthly expenses:?
??Housing: $ 1581.00
? Insurance:?$97.00
??Car expenses: $565.00
??Utilities: $150.00?
??Phone, cable, internet: $150.00
??Food, entertainment: $200.00?
??Clothing, household expenses $100.00
??Credit cards and other loans: $75.00?

Rehab On Investment Property

Purpose of loan:This loan will be used to finish rehab on an investment property.My financial situation:I have no real bad debt.? Monthly net income: $5368Monthly expenses: $4710 

Pay off unexpected tax bill

Purpose of loan:
This loan will be used to pay off an unexpected tax bill... I purchased home 2 1/2 years ago, and development wasn't completed when I purchased home....Tax assessor didn't assess my property until now, and now I have this unexpected tax bill to pay off...

My financial situation:
I am a good candidate for this loan because?I have never been late on any payments, I have a long history of on time pay, and I am at steady job, where I can make all of my payments and still provide a healthy life for my family.

Monthly net income: $ 3,800

Monthly expenses: $ 2,600
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off high rate credit card

Purpose of loan:
This loan will be used to pay down a credit card that my current credit card company raised the rate for no reason, no late payments or any other reason.

My financial situation:
I am a good candidate for this loan because my husband received and paid off a prosper loan several years ago and I understand how prosper works.??My plan?is paying this loan off quickly due to the fact that my husband's income is over $50,000 net per year as a self-employed business owner which will contribute to paying this loan off?sooner.? I understand that I am asking for a very low rate but I also understand that my credit rating is very important to me therefore I would never jeopardize my credit score.? I believe due to that fact I am a extremely low risk borrower.? Also we both have less then a year left on our car payments which will equate to an additional $1000.00 dollars a month to apply to the loan payment if needed.? Thank you for taking an interest in my listing.

Monthly net income: $ 5125.00

Monthly expenses: $
??Housing: $ 1280
??Insurance: $ 100
??Car expenses: $ 1000
??Utilities: $ 225
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $400 depends on if this loan gets funded
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to? Consolidate my ?credit cards.

My financial situation:
I am a good candidate for this loan because? I make my monthly payments a priority.

Monthly net income: $4000

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $50
??Credit cards and other loans: $700
??Other expenses: $ 100

Consolidate credit card and loan

Purpose of loan:
This loan will be used to pay off my outstanding loan of $8,317 and pay of one credit card.

My financial situation:
I am a good candidate for this loan because I have made every payment on my outstanding loan on time and I ampaying 32.00%. My financial situation has improved dramatically since last year. The salary part of my compensation has increased $70,000, thus enabling me to carry a loan forsuch a consolidation.?

Monthly net income: $
$25,000
Monthly expenses: $
??Housing: $ 2201.
??Insurance: $ 400
??Car expenses: $ 1100
??Utilities: $ 500
??Phone, cable, internet: $100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
This loan will be used to consoldiate credit card payments.

My financial situation:
I am a good candidate for this loan because I am in a stable work envirnonment and have own home.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating Credit Card Debt

Purpose of loan:
Consolidate Debt

My financial situation:
My wife and I are looking to consolidate credit card debt.We are currently applying extra funds each month to pay down sooner, but converting to one fixed rate loan makes much more sense.? We will use our first prosper loan to payoff a card with nearly the same balance and higher rate.

I work for a very large financial services company and have been there since 1993.My wife has been in the banking industry for the past 20 years and currently works for a large credit union.Our credit is very important to us for obvious reasons.However, our employers also monitor our credit history as well, so our bills are always paid on time.My Experian score as of today?(9/21/2010) ?is 711.? I have a copy and can provide since Prosper is showing a score between 680-699 (?).? Also, our gross household income is $122K, but Prosper would only allow one persons income to be input, so the debt to income ratio shown above is actually more like 32%.?
Monthly net income: $ 6856.00

Monthly expenses: $
??Housing: $ 1281.00
??Insurance: $ 110.00
??Car expenses: $ 265.00
??Utilities: $ 210.00
??Phone, cable, internet: $ 152.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1600.00
??Other expenses: $

home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

I want to improve my credit score!

Purpose of loan:
This loan will be used to completely pay off current credit cards with a higher interest and have just one payment that will be payed off no later than the 3-year period.

My financial situation:
I am a good candidate for this loan because... look above, I have no delunquencies, I am a home owner, I have 10+ years of credit experience, My income is very stable. The reason I'm showing as a "d" score is because I just purchased my house a little over a year ago and it claims that I don't have enough experience. I am a former prosper lendor so I realize how important it is to get your payments (and how exciting it is too) and I also know how it feels when one of your loans default. This will not happen, I'll screw myself worse than the credit card companies ever will. Plus the interest goes to several lenders, not just one company, therefore helping the economy!

Monthly net income: $ 3500-4000/mo

Monthly expenses: $
??Housing: $ 0 - My?s/o pays the mortgage.
??Insurance: $ 60/mo
??Car expenses: $ 426
??Utilities: $?130
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300 (rough estimated average)
??Clothing, household expenses $ <100
??Credit cards and other loans: $ 500+ - I like to pay as much as possible and as quickly as possible.
??Other expenses: $ <100

Middle Class Family Help

Purpose of loan:
This loan will be used to clean up, clean out (dumpsters)?basement/attic,make room for storage, and Grandma (moving in). Make some insullation improvemets.

My financial situation:
I am a good candidate for this loan because hubbys been a Permanent Civil Servant (NYC)?for over 22 years, steady, secure job. We own are own home. Great record on Prosper.

Start-up funds for art co-op

Purpose of loan:
This loan will be used to? fund an artist's co-operative in mid-city Los Angeles. The funding is needed for basic start-up costs. This includes construction of required facilities (restrooms, a kitchen, photo lab) and moving costs for furnishings that will be moved in to the space. The initial funding will help us start the space and push us to a position where we will be able to host events and start generating revenue. The space is going to be used as a food co-op, as well as a bike co-op. We are going to be using the space to host free schooling lessons, and some of the money will also go to art supplies to help kick start these lessons. The goal is to be able to create a sustainable co-op that provides space for artists to create their art, cyclists to fix their bikes, lower income bracket individuals to come for affordable foods, and individuals to come to learn trade skills for free.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $3500

Monthly expenses: $800
??Housing: $500
??Insurance: $0
??Car expenses: $0
??Utilities: $150
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Other expenses: $0

Investment

Purpose of loan:
This loan will be used to? Invest in Securities.? But, the loan will be paid back through employent proceeds as before

My financial situation:
I am a good candidate for this loan because? I always pay my bils and I have had a $25,000 loan with proper already, and have succesfully paid it off in the beginning of this year.

Monthly net income: $ 10000

Monthly expenses: $
??Housing: $ 0 I work out of?state and country, my housing is always paid?by company
??Insurance: $ 300
??Car expenses: $ 719
??Utilities: $ 0
??Phone, cable, internet: $ 120 - mobile phone
??Food, entertainment: $ 1000
??Clothing, household expenses $?300
??Credit cards and other loans: $ 800
??Other expenses: $ 450

Pay off credit cards

Purpose of loan:pay off credit cards
This loan will be used to?

My financial situation:I am working toward paying down credit cards however it would be easier to have a set payment
I am a good candidate for this loan because I have the ability to meet or even exceed the monthly payment?

Monthly net income: $ 1500.00

Monthly expenses: $ 840.00
??Housing: $0
??Insurance: $0
??Car expenses: $45.00
??Utilities: $80.00
??Phone, cable, internet: $110.73
??Food, entertainment: $250.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $300.00
??Other expenses: $

Car needs major repairs

Purpose of loan:
This loan will be used to repair our 2006 Chevy, it needs a new water pump as well as a compressor for the air condition.? We do not have any cash on hand and over a year and a half ago have voluntarily closed all credit cards to participate in a credit counseling program.

My financial situation:
I am a good candidate for this loan because I am a good payer and have never been late on any payments to anyone.? Although our Debt to Income ratio is high we have always fulfilled our obligations.? I am expecting a substantial bonus at years end and am confident I can pay this loan if funded.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1436
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 1300
??Other expenses:
Groceries:? $ 400

Paying off other debt

Purpose of loan:
To pay off other debts

My financial situation:
I am a good candidate for this loan because? I always pay my debt back on time. I am a hard working, and have been with my job 7+ years

Monthly net income: $

Monthly expenses: $

??Housing: $ 0
??Insurance: $ 126
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ cell phone $80
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

No More Credit Card interst Please!

Purpose of loan:
This loan will be used to?
debt consolidation, I'm looking to get out from under the high interest rates on my credit cards.

My financial situation:
I am a good candidate for this loan because?
I have a good job that I work full time as a Technical Support rep and I also work a 2nd job part time just for some extra cash. I just want to be able to pay off my cards as soon as possible so I can start saving more money to put aside as a down payment for a house. This is my 2nd loan with Prosper. My first Prosper loan was paid off about a year ago. I had filed bankruptcy over 6 years ago, but since then have kept all account in good standing.

Monthly net income: $ 2603 + an additional $600 from my 2nd job.

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 134.00
??Car expenses: $ 265.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 30.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 0.00

Pay off High Utility Bills

Purpose of loan:
This loan will be used to? pay off high utility bills in order to get on budget

My financial situation:
I am a good candidate for this loan because? I make a good salary and am resposible. My wife also works and makes a decent salary.?I can afford the payment, this would just give us some breathing room.

Monthly net income: $ 5800.

Monthly expenses: $
??Housing: $ 2632.
??Insurance: $ 185.
??Car expenses: $
??Utilities: $ 300.
??Phone, cable, internet: $ 350.
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 250.
??Other expenses: $ 200.

Paying off cash loans

Purpose of loan:
This loan will be used to? pay off current payday loans

My financial situation:
I am a good candidate for this loan because? I have more income now then I did when I took the loans

Monthly net income: $ 4100

Monthly expenses: $
??Housing: $ 625
??Insurance: $
??Car expenses: $ 290
??Utilities: $?100
??Phone, cable, internet: $?75
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

Proven Borrower and Lender

Purpose of loan:
Pay off 3 credit cards 1?@ 22.99% with?a balance of 2894.23,?the 2nd @22.90% with 446.24, and the 3rd @19.99% with 1085.58?

My financial situation:
I have improved more than 100 pts since my last loan.? I have never had a late payment and this loan will actually cost less per month than I currently pay since I have always paid?the?payment due plus any interest?charged each time.? I'm also a lender with over?$1,250 invested?while reinvesting everything I receive from borrowers as well as $25 more bi-weekly.?

Monthly net income: $ 2,300

Monthly expenses: $?1705
??Housing: $ 400????
??Insurance: $?100
??Car expenses: $?300
??Utilities: $?175
??Phone, cable, internet: $ 180
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $ 100

Credit Card Refinance

Purpose of loan:
This loan will be used to payoff some credit card debt from an auto repair. I have a 9% interest rate on my card so I am looking to beat that. I am not sure why Prosper has me as a high risk. I am really just testing the Prosper waters as a borrower. I have funded at least 50 loans in the last 3 years so I have been on the other side.

My financial situation:
I am a good candidate for this loan because I have good credit and I am looking for a small loan for a short period of time. I am not taking on new debt, just replacing old.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing:?My primary residence is paid off.
??Insurance: $200
??Car expenses: $210
??Utilities: $300
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $500
??Other expenses: $300

Paying off Credit Cards

Purpose of loan:
This loan will be used to consolidate current debt payments and pay off medical expenses from surgery.

My financial situation:
I am a good candidate for this loan because I work hard to pay my debts and try to be consistant each month.

Loan for child's education-relisted

Purpose of loan:
The purpose of this loan is to assist in paying tuition for my daughter so that she may attend a specialized learning center as she begins high school. She is a bright kid with limited study skills (like most teenagers). Her grades are?good, 3.03 GPA but in the ultracompetitive environment of high school and, down the road, college, we want to give her?every advantage possible. She has completed the scholastic assessment and has begun the curriculum with?promising results. To this point, I have been paying for the schooling on a monthly basis, however payment in full?provides a substantial discount (8%) vs a pay as you go program?so I would?like to take advantage of the discount. This is an outstanding opportunity for her and she is "on board" with the whole idea of self improvement which makes the decision to proceed an easy one. She has been participating in this program for the past 8 weeks with excellent results both in this program and in her first semester in school.

My financial situation:
I am a good candidate for this loan because? my debt to income and credit card utilization is extremely low.? Initially I carried an "HR" rating with Prosper which has been upgraded to a "D" - still not good but absolutely moving in the right direction. This is due to items going back a few years, all bills/past items are paid/closed. My credit score is in the 670's, an improvement of over 130 points in the past 6 months since I?took a look at my credit report. The monthly loan repayment of $320 is extremely manageable in relation to my monthly income. As my daughter is two months into her schooling, I?lowered the amount of my loan request and raised the interest rate as the payments?are lower than?anticipated.?

I will gladly answer any questions that lenders would like to pose?regarding my income/credit history. In advance of questions, I will offer the following information - all public records are paid/satisfied in full. I have submitted bank statements/recent paystubs to Prosper to verify my income/employment. Thank you?for your consideration. *Note* - I have relisted this requeat as my prior listings have funded at about 87% each time so I am hoping to "get over the hump" this time around. To the?generous people that bid on my last listing, I thank you for your confidence and again, I encourage all to ask questions if you are unsure of anything put forth as I?will provide any information that I can to assist you in making an informed lending decision.

Monthly net income: $3400????

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $50?
??Utilities: $?90
??Phone, cable, internet: $?50
??Food, entertainment: $150?
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 100
?Other expenses: $ n/a

Temporary Loan

Purpose of loan:
This loan will be used to consolidate debt, from various payments across the month into one.

My financial situation:
I submitted two amended/corrected tax returns (Form 1040X) to the IRS prepared from my tax preparer (enrolled agent) which refunds me a total of $13,365 plus interest.? The IRS received them on 8/18/10 according to the Certified Mail receipt.? Instead of the approximately four weeks to receive a refund from an original-filed Form 1040 tax return, the IRS says an amended return refund may take 8 to 12 weeks or longer to receive.

I would use the funds now to consolidation debt and when I receive my IRS refund to pay down the debt.

I am a good candidate for this loan because this is planning to be a short-term loan.? I have had zero late payments since 1992.? My current high amount of revolving credit balance which is my high bankcard utilization percentage affected my currently lower credit score; is due to funding a business.

I checked my Experian PLUS score (member of Experian Direct) as of 9/21/10 it was 724; it was 760 before funding a business.

Whoever invests in this loan would make great short-term interest and have their money back quick (in months not years) to invest into another loan.

Thank you for reading my listing.

Monthly net income: $ 5308

Monthly expenses: $ 4086
??Housing: $ 1715
??Insurance: $ 90
??Car expenses: $ 60
??Utilities: $ 158
??Phone, cable, internet: $ 103
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1710
??Other expenses: $ 0

Working on paying off credit cards

Purpose of loan:
This loan will be used to pay off existing loan balance and additional bills.

My financial situation:
I am currently getting ready to move and am working on paying off?some of my monthly bills, including my current Prosper loan.? This loan would also be used to pay off 3?high interest credit cards?allowing me to have more?money?each month to continue to pay off balances.? I?assure you that I am?a?reliable and ideal?candidate for this loan because I havealways?been on time with all my payments since my last loan as well as my other monthly bills.? Thank you in advance for your bid!!

Recovering from Divorce

Purpose of loan: This loan will be used to help me recover from a divorce which has left me in a terrible financial bind. I may be forced to go through foreclosure if I cannot catch up the payments.

My financial situation: I am a good candidate for this loan. I have always been consistently employed and have always paid my debts on time or ahead of time. I have previously has a Prosper loan which has an excellent payment history. I continued to pay on my last Prosper loan even when I was unemployed for a short time, and even when I finally found a new job paying much less than what I used to make. When the mortgage crises hit?at the end of 2007, I was also laid off from my job (since then I have been employed with my new company since February of 2008). Unfortunately that is also when the ARM was about to kick in on my mortgage. My husband at the time refused to sign papers to refinance out of the ARM because he was angry with me for taking a loan with a sub-prime lender (which I did before we were married, knowing nothing about mortgage loans at the time). He decided he would be in charge of our debt and I trusted that he was diligently paying on everything. It turns out that he wasn't (one of the the reasons we've divorced). When I got control of the mail coming into our house again I started seeing late payment reminders from our mortgage company and a few others. For example, my ex recently dropped off some mail for me and in it was a water bill for $4000 - apparently the water company had made several attempts to contact us for a payment plan, but my ex never told me any of this nor did he pay ANYTHING for several months.?

I have been working hard to pay down everything - I paid off credit cards, cut down expenses - but the mortgage piled up while we were fighting with the lawyers. I know that financially it is my responsibility to pay on my debts, and I now know it was stupid to trust an alcoholic to spend his money on the house and not his habit. I want to keep my house - I don't want to walk away from my debt. An immediate infusion of cash will enable me to keep my house and?to start working towards rebuilding my credit.??

Monthly net income: $ 5714.72 Monthly expenses:?
Housing: $ 3000??
Insurance - Car: $ 100
Insurance - Home: $65??
Home Security: $60
Car Expenses (e.g., Gas): $?360
Parking: $300?
Utilities: $ 500??
Phone, cable, internet: $ 100?
Telephone: $100?
Food, entertainment: $ 400
Pet Care: $100
Medical/Healthcare: $75
Personal Care: $75??
Clothing (e.g., dry cleaning), household expenses $ 200??
Credit cards and other loans: $ 200??
Other expenses: $ minimal

Used Car

Purpose of loan:
This loan will be used to?to purchase a used vechicle.?

My financial situation:
I am a good candidate for this loan because?i have been restablishing my credit for the last 2 years.?Since the last two years i have been on time with my creditors and have occasssionaly given more then just the minimum thats due.?Evry month i have been keeping track of my credit score, and it has been extremely improving.

Monthly net income: $ 2,200-2,300

Monthly expenses: $
??Housing: $
Insurance:?
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying credit cards

Purpose of loan:
This loan will be used to? pay off credit cards and hospital bills

My financial situation:
I am a good candidate for this loan because? i have job security and someone living with me 6 years now who splits the bills and pays the houe morgage

Monthly net income: $ 2,500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $ 615
??Utilities: $?165.00
??Phone, cable, internet: $ 85
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 325
??Other expenses: $ 0

Purchasing Equipment for Team

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Help make repairs w/2nd time loan

Purpose of loan:
The purpose of this loan is to take care of some needed repairs.? I need to replace the glow plugs,?buy a new compressor and do some tranny maintenance?to my ford diesel pickup that has 256,000, I have been plugging the truck in for 8 months now, it is time to fix it, the estimate for all this repair is $2,400.? I also need to replace our dated home made wood stove with a new efficient one, which will make for less cords of wood to buy, that cost is $1,600 for a nice wood stove.
My financial situation:
We are a good candidate because this will be our second loan with prosper, our first will be paid off next month and we didn?t have any late pays.? We have had credit difficulties in the past with a chapter 13 bankruptcy that we paid off in 2006. ?We don?t currently have a huge debt load and have no late payments. We have worked hard and learned from our mistakes and you will see our credit score has continually improved.? I have been with the same employer for 13 years and my wife has had steady employment for 13 years since college.? We have been a homeowner for 11 years and are raising two young children.

Monthly net income: $4,600

Monthly expenses: $ 3,840
??Housing: $2250
??Insurance: $90
??Car expenses: $200
??Utilities: $300
??Phone, cable, internet: $300
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $150
??Other expenses: $ 50

paying off my credit cards

Purpose of loan:
This loan will be used to? pay off?2 credit lines with intentions of closing one card as the fees are too high.????????
i had to refigure amount to borrow as i could not afford previous payment amount. this is a replacement listing.

My financial situation:
I am a good candidate for this loan because? i have a proven history of loan repayment and longterm employment with the same firm. cvs?
purchased long's drugs two years ago, and my employment was?uninterrupted. ?

Monthly net income: $ 1520.00

Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 25.00 for car
??Car expenses: $ 60.00 for gas?
??Utilities: $ included in rent for room in house
??Phone, cable, internet: $ 127.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 313.00 minimum
Other expenses: $ 200.00