My loan for debt consolidation

Purpose of loan:
This loan will be used to get rid of a credit card where they raised my interest rate to a absurd amount with no reason.? I have paid on time for over 7 years now.

My financial situation:
I am a good candidate for this loan because? I pay on time every time if you look at my payment history.? This is a long process of cleaning up the mess I created when younger.?? I have not had a late payment in 7 years.?

How loan will be distributed:
Wamu:? 3700
I am willing to pay a slightly higer interst rate to get rid of this debt and increase my score and not give the interest to these money hungry banks.? It will more than pay for itself in the long run.

thanks for your time and consideration

Monthly net income: $ 3700

Monthly expenses: $
??Housing: $?695??Insurance: $ 100
??Car expenses: $ company paid
??Utilities: $ 30
??Phone, cable, internet: $?120
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1700(with this loan, this payment decreased by $250).
??Other expenses: $

My personal loan for my business

Purpose of loan:
This loan will be used to? to buy my 15th renal house and pay off some credit cards i have used to fix my other rent houses i have ANOUTHER prosper loan that i will pay off when i get this loan and have never been late on that loan my credit score is low because a debt? . but i pay all of my bills every month on time never late

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 50000

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 345

New Equipment for Profitable Salon!

I am a Prosper.com veteran who paid off her first Prosper loan of $7,500 within 6 months and has perfect payment history with her second loan of $9,000 with less than one year until PAID IN FULL!!!

I?am a female entrepreneur with nearly 20 years of successful retail management and customer service experience.? For six years, I have owned and operated a very successful, growing and profitable indoor tanning salon! ??I am devoted full time and 100% involved in the daily operation of my salon.?? Bid with confidence...I am a Prosper.com veteran!!!

My business is thriving! ?Gross annual sales were $221,000 in 2009.? Through?August 31, 2010, sales are up?11% over last year!? ?New clients are also up 24%!!? I have an ideal location near four major high schools in a very busy shopping center and have zero competition!!! I have Certified Public Accountant statements to substantiate my business.????

Purpose of Loan:? New equipment!? I would like to borrow again from Prosper.com in the amount of $7,500.? These funds would be used to complete my full salon upgrade that began one year ago.? In November 2009, I replaced 10 of my older tanning units with brand new top of the line Ergoline tanning beds!!? The impact to my business was huge with consistent growth in 2010 despite the recession and 10% tan tax.? I have three units left to replace and this financing would complete the upgrade!

new roof

Purpose of loan:
This loan will be used to put a new roof on my house

My financial situation:
We are good candidate for this loan because?we make all?our payments on time.? We work hard for everything we have and will?always to do so.

Monthly net income: $
4340
Monthly expenses: $
??Housing: $ 1020
??Insurance: $ 118
??Car expenses: $ 260
??Utilities: $ 200
??Phone, cable, internet: $?150
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 900
??Other expenses: $ 400

pay off med, and new water heater

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need a cycle to commute to work.

Purpose of loan:
This loan will be used to?
Purchase a motorcycle for commuting purposes.????
My financial situation:??I am a good candidate for this loan because?
No credit card debt, no loans, only a mortgage.

consolidate

Purpose of loan:
This loan will be used to?
Consolidate debt
My financial situation:
I am a good candidate for this loan because?
I am never late on any pyments
Monthly net income: $ $11,000
Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 90
??Car expenses: $ 0
??Utilities: $ 450
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1600
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1200
??Other expenses: $

Paying Off Credit Cards

Purpose of loan:
Pay Off Revolving Credit Lines (second try, slightly higher return for you!)

My financial situation:
I would like to move my high interest credit card debts to a more stable loan so I may discharge them in a reasonable amount of time.

Credit Card #1 is approximately $10.2k at 12%APR and my monthly payment is approximately $200.00 a month.
Credit Card #2 is approximately $11.2k at 15%APR and my monthly payment is approximately $260.00 a month.

Both cards are top tier cards and were low percentages with some purchases timing out on zero interest teaser rate.

I have never been late on either.

I am a district manager for a large global company and have been in my profession approximately 20+ years.?

My company provides car/insurance/gas/expense accounts (I have three company credit lines) and I have no other financial obligations apart from this debt and my mortgage which is a fixed rate loan.

The payment of $700.00 a month is manageable and will not negatively effect my personal budget.

As previously stated if I cannot achieve funding I will simply double up the payments and according to the truth in lending disclosures I can eliminate these debts in a little over 3 years with $700 a month applied.

You can have the money (interest) or the credit card company gets it for the next three years.

Thanks for you consideration.

Paying off my credit cards

Hello,
Thank you VERY much for taking the time to check out my listing. Below is some information about my listing, if you have any questions please do not hesitate to ask.

Thanks again for your consideration and hope we can create a win-win from this!

Purpose of loan:
Pay off my credit cards

My financial situation:
I am a GREAT candidate for this loan because I have absolutely no problem paying my bills now. I just want to lower my interest rates and create a win-win with a lender(s).

Monthly net income: $4166.00


Monthly expenses: $
??Housing: $660
??Insurance: $150
??Car loan: $550.64
? Gasoline: $100
??Utilities: $0
? Cell phone: $113
??Food, entertainment: $200-$250
??Clothing, household expenses $0
??Credit cards and other loans: $450
??Other expenses: $

LOWER interest rates!!!

Purpose of loan:
Get a lower interest rate than chase!!!

My financial situation:
I am a good candidate for this loan because have been employed with same company over 10 years.? Never late on payments.

Monthly net income: $ 3000

Monthly expenses: $ 0 ??
??Housing: $ 0
??Insurance: $ 60
??Car expenses: $ 350 car note
??Utilities: $ 0
??Phone, cable, internet: $ 120
??Food, entertainment: $ 500
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 600 / $300 per month is on the 2 cards I want to pay off
??Other expenses: $

2nd Time Borrower-Debt Cons

Purpose of loan:In January of this year I lost 20% of my income and in April I was ultimately laid off.In July I obtained a job at the world?s largest wood products manufacturing company as a worker?s comp claims assistant.During those months it was hard to keep our heads above water with our normal bills ($3,000), let alone the numerous little things that went wrong such as having to repair both vehicles ($1,800), incurring 2 vet bills, horse and dog ($900) and my mom got into a major car accident and was hospitalized out of town for a week ($600).Due to these numerous things we had to take out some small personal loans to make ends meet.I would also like to pay off the outstanding medical bills that we have been making monthly on from last year ($1,200). After 60 days of new employment we are now ready to consolidate all those loans into one loan payment and make a fresh financial start with my new job.
My financial situation:
We are a good candidate for another prosper loan because we have had 2 prosper loans, a $6,500 loan that will be paid off this month, with no late payments and a $2,500 loan that will be paid off next month with no late payments.?? We had a Ch 13 bankruptcy we filed in 2002 and paid off in 2006 that has still messed up our credit, but you will see that we have presently we have a rather small debt to income level. ??Since our bankruptcy we have not had any late payments.? My husband has worked at Swanson Group for 15 years and I have had steady employment for 13 years, minus the uncontrollable layoff.? We are working hard to raise our 2 children.?

Monthly net income: $ 4,480

Monthly expenses: $3,788
??Housing: $2,250.00
??Insurance: $88.00
??Car expenses: $200.00
??Utilities: $200.00
??Phone, cable, internet: $300.00 ?
??Food, entertainment: $400.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $150.00 (After?Oct when both prospers paid off)?
??Other expenses: $100.00

Debt consolidation

Purpose of loan:
This loan will be used to?consolidate debt into one payment.

DVDNow Wyoming

Purpose of loan:
This loan will be used to? start a business which is a lifelong dream of my wife and I.? We will be buying DVD rental kiosks in Casper, Wyoming, in which we will have exclusive rights to Casper with DVDNow, an exciting company that is in the start of a huge new trend in movie and game rentals.? The competition is Red Box, but we will have huge advantages over Red Box; they have to wait a full 30 days to?be able to rent new?releases because of the their agreements with wholesalers and the movie studios, they do not rent video games, and they only focus on chain stores as to where they place these machines.? Last year $3 billion dollars were spent on kiosk movie rentals in the US; by 2014 it is expected to reach $14 billion!? We have done much research and we are sure we will make this work and Casper, WY. is a pretty large city to have exclusive rights to - 50,000 in population with a median income of $45,000+ per household - the "Oil City"!
My financial situation:
I am a good candidate for this loan because?We have always paid our debts and we have the collateral in IRA savings ($40,000) to use to pay back if necessary.? Just to clarify we DO own our home and have?since 1998.? We have an active mortgage with zero late payments...I am not sure why it lists me as not being homeowner.? I will continue working in my full time job as Director of Operations (income $70,000 plus 20% MBO potential) so I will still have steady income, while my wife will spend all of her time making this work.? We will make this work and this will be repaid, we guarantee it.? We are young enough to make this work for us (40's) but?too old?to not pay back a loan like this and ruin our future prospects, so you are making a SAFE choice!? We are already investing about $30,000 of our own money in this so we will make it work.? Thanks for reading this and for your support!?

Monthly net income: $6800

Monthly expenses: $
??Housing: $ 1164
??Insurance: $ 60
??Car expenses: $ 284
??Utilities: $?54
??Phone, cable, internet: $ 99
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 125
??Other expenses: $ 0

Back on track

Purpose of loan: This loan will be used to get my family back on track financially.
My financial situation: I am a good candidate for this loan because until recently my credit score was excellent.??Although, I did not work for 3 months, I paid my bills to the best of my ability, and am now back to work full time.?I have found that banks are not in the habit of borrowing money to people who need it, when they need it most. I am a responsible person and honor all my commitments. Thank you for your consideration.

Monthly net income: $ 5,108
Monthly expenses:?
Housing: $ 3200 split with spouse?s income??
Insurance: $ 200??
Car expenses: $ 200 for gas/maintenance; no car payment??
Utilities: $ 250??
Phone, cable, internet: $ 125??
Food, entertainment: $ 400??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 1000??
Other expenses: $ 150

Trying to get ahead for once

Purpose of loan:
This loan will be used to?get my life back on track for me and my 7-year-old son

My financial situation:
I am a good candidate for this loan because? I do have a secure job that will allow me to pay everything back within a timely manner.

Monthly net income: $?2000 ??

Monthly expenses: $ 450
??Housing: $ 775
??Insurance: $
??Car expenses: $ 50
??Utilities: $ 50
??Phone, cable, internet: $ 75
??Food, entertainment: $ 150
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 40
??Other expenses: $ 70

New Hispanic Publication: S.Florida

Purpose of loan:
This loan will be used to help establish the company and pay for salaries for the first three months. The company is projected to be positive effective September 2011.

My financial situation: is excellent. I will be investing $30,000 of my own money in this company and keeping my job that pays over $100,000 yearly. The manager in charge of the business has been in this industry for over 10 years and I fully trust that he is the best candidate to manage the business.
I am a good candidate for this loan because I have been in this industry all my life and worked all aspects of the business the past 14 years. I am passionate for this business and strongly believe in the product. I have constantly excelled at providing a vision on how to tackle different opportunities and reaching different demographics which is crucial to lead in this economy. I have been recognized nationally as one of the top 20 leaders for the work, creativity and vision that I have for this industry. Thank you for your consideration.

Need new fireplace in mountain home

Purpose of loan:
We will be using this money to replace our 1988 broken fireplace in our house.? Since we live in the Colorado Mountains at 9,000 feet, the fireplace is a necessity for heating our home.? We can get credit through another lender, but we want a better interest rate.? In order to install a new fireplace, we have to remove the interor wall around the fireplace and reframe, install the new fireplace,?seal and?insulate, drywall, and finish.? This will get rid of higher interest rates for all aspects of the replacement.

My financial situation:
If you are not familiar with my employer, I am a disabled veteran; the Veterans Affairs deposits a fixed amount in my account every month.? Although we have not received a pay raise recently, my income is guaranteed.? My husband of 15 years?is employed as a contractor to the government?and pays all housing needs for us and our 4 year old daughter.??My debt to income ratio?looks bad because of our joint accounts; Prosper shows the?joint accounts as debt but doesn't allow joint income to off set the debt in the ratio.?My income is all disposable.?We are high on our revolving credit balance together, not $39k for just myself.?

I am a good candidate for this loan because??I HAVE NEVER DEFAULTED ON A LOAN.? I haven?t even been 30 days late on a bill in the 15 years I have been paying my own bills; I have a high credit score due to that fact.?

Monthly net income: $1123 Disability for me, but $8600 household total net income

Monthly expenses: $335 from me
??Housing: $0 me
??Insurance: $ 0 me
??Car expenses: $ 0 me
??Utilities: $ 0 me
??Phone, cable, internet: $ 0 me
??Food, entertainment: $ 25 me
??Clothing, household expenses $ 50 me
??Credit cards and other loans: $ 260 me
??Other expenses: $ 0 me

paying off credit cards

Purpose of loan:
This loan will be used to pay off credit cards,probably 2 of the 3 I have with balances.?

My financial situation:
I am a good candidate for this loan because I have a good credit record,not missing payments on my credit cards and home loan.?

Monthly net income: $ 1420.00

Monthly expenses: $
??Housing: $ 434.69
??Insurance: $
??Car expenses: $ 150.00
??Utilities: $ 100.00
??Phone, cable, internet: $60.00
??Food, entertainment: $?100.00
??Clothing, household expenses $
??Credit cards and other loans (consolidating these is what loan is for)?: $ 420.00
??Other expenses: $

Medical treatment for college son

Purpose of loan:
This loan will be used to pursue medical treatment for my college age son.

My financial situation:
I am a good candidate for this loan because I am not delinquent in my payments.? My credit score is favorable.??I am a Reading Intervention Specialist at a local public school.? I would greatly appreciate your help, as I need to make a substantial payment by Friday, September 10th.? May God bless you for your consideration.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off Credit debt from Cancer

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

flooded basement

Purpose of loan:
This loan will be used to fix flooded basement
My financial situation:
I am a good candidate for this loan because I don't have any other loans or credit card debt?

Monthly net income: $2620

Monthly expenses: $
??Housing: $1150
??Insurance: $35
??Car expenses: $25
??Utilities: $50
??Phone, cable, internet: $25?
??Food, entertainment: $250
??Clothing, household expenses $75
??Credit cards and other loans: $0
??Other expenses: $40

Debt Be Gone

Purpose of loan:
This loan will be used to? eliminate debt.

My financial situation:
I am a good candidate for this loan because? I am on my way to being debt-free.? 3 years ago I got a $25K Proper loan and an additional $20K from credit card advances to bolster a part-time family business we had started.? That business is still going well.?

The $25K Prosper Loan?has been?paid in full.??The credit card bills are down to $14K.? $8k will be paid off by my year-end bonus from my full-time job which I receive in January 2011.? This $7500 Prosper loan will be used to pay down the remainder.?

Thank you for your consideration.

Monthly net income: $ 9400

Monthly expenses: $
??Housing: $ 2700
??Insurance: $?595
??Car expenses: $ 425
??Utilities: $ 295
??Phone, cable, internet: $ 235
??Food, entertainment: $ 850
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 750
??Other expenses: $

NEED NEW CAR

Purpose of loan:
This loan will be used to?? PAY BALANCE ON PROSPER LOAN??& BUY A CAR MINE JUST BLEWUP?
My financial situation:
I am a good candidate for this loan because?? I PAY MY PROSPER LOAN CHECK IT!!!? Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 1387
??Insurance: $ 140
??Car expenses: $ 75
??Utilities: $ 200
??Phone, cable, internet: $ 99
??Food, entertainment: $ 150
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 250

Wedding Bells!

Purpose of loan:
This loan will be used to pay for a portion of my wedding that I am in the process of planning. I have the majority of my savings to pay for the wedding but I decided that I would like to get a loan for the wedding so I can continue saving money. I was going to wait until I had saved enough money to pay for the wedding in cash and still have my down payment on a home left in my savings account but she wants to get married a lot sooner than that would allow!

My financial situation:
I am a good candidate for this loan because I have a stable well paying job ($77,000 annual base salary plus bonuses) with a Fortune 100 company. I pay all my bills on time! I have enough money in my savings account for the ring but I would like to keep that savings to help pay for the wedding costs. I do plan on paying the loan off early because I can afford to but I do appreciate your investment and believe that investors should get a decent return on their investment. I have approximately $8000 in stocks that I can liquidate to repay the loan (along with my savings and retirement accounts) if I have no other method to repay the debt but should definitely not have a problem with it. I do not take on unnecessary risk unless I have a plan and are 100% sure I can handle it.? I do have a $3,821 revolving credit balance but am plan on paying that off over the next 3 months due to my fiancee needing some important dental work done.? At least I only had to pay for it and not go through with the surgery!

Monthly net income: $ 3640 after taxes assuming two pay periods a month (I get paid bi-weekly)

Monthly expenses: $ 1582
Housing: $ 408 ($815 split with fiancee)
Insurance: $ 130
Car expenses: $ 100 in gas (car is paid off)
Utilities: $ 60
Phone, cable, internet: $ 35 ($70 split with fiancee)
Food, entertainment: $ 600
Credit cards $ 1001st Prosper Loan: $149 (I have made all 10 payments on time since my first loan)

$2,058 a month left over to repay Prosper loan and add to savings account.

As you can see, I have a good amount of money left over each month to repay the loan and have made all 10 payments on time towards my first loan that I borrowed. Thank you for considering my listing and have a great day!

Inventory for a restaurant

Purpose of loan:
This loan will be used to fund my small business restaurant and food production company.

My financial situation:
I am a good candidate for this loan because I have never been in default on any payment and I know I can succeed due to the fact that my business involves minimum risk with minimum overhead costs..

DoctorDebtFree!

Purpose of loan:
This loan will be used to? consolidate loans, eventually start a practice

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $?? 8500

Monthly expenses: $? 5500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay out pawns and adv checks

Purpose of loan:
This loan will be used to? to pay off several?hunting gun?i have in pawn shop. I also have one adv check to pay out.?

My financial situation:
I am a good candidate for this loan because? I just started back as an Adjunct Instructor at Jacksor State University and ITT Tech

Monthly net income: $5,600.00

Monthly expenses: $
??Housing: $ 829/ with wife
??Insurance: $ 679/with wife
??Car expenses: $
??Utilities: $ 142
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans:?
??Other expenses: $ consiidadated loan 900.00

To payoff and close credit cards

This loan will be used to payoff credit cards. My financial situation is really good. I have been taking care of my partner who had a stroke for over 5 years and used some credit cards to purchase his medicines. I no longer have this responsibility and I am now paying off the credit cards. I contribute $400.00 a month to my 401k and have been doing that for years, but I can always lower the contribution amount if needed to pay extra on my credit cards. My goal is to be out of credit card debt in 3 years. I have been in the finance industry for over 10 years and at my current credit union for about 3 years.
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $250.00
??Insurance: $75.00
??Car expenses: $371.00
??Utilities: $100.00
??Phone, cable, internet: $65.00
??Food, entertainment: $20
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $

725+ CREDIT HAS JOB NEW TV FOOTBAL

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

I'll be driving soon!

Hello lenders, I would like a loan of $4000 to buy a car for myself.? I have been on disability since 2001, and as such I have not been able to drive since then.? I recently got my medical restrictions lifted and now I can drive!? This will help me to transport my first grader around and help take the burden off of my common law wife of 10 years.As to my ability to repay, I currently have about $4300 in the bank, about $1000 in my stock account, about $500 in my forex account, and gold and silver coins and bars which amount to about $2600 according to current prices.? Every one of these numbers I can verify.? I consider all of these as emergency funds that can be liquidated if need be.? I also have $9500 in credit, with only about $1500 actual debt on those cards.My Social Security amounts to about $19000 per year.? I pay my bills, save first, then spend.? I track my finances on creditkarma.com and mint.com.Well, thanks in advance for your consideration.? I am dedicated to paying back my loan.

Personal Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating medical bills for son

This loan will be used to pay off medical bills, and some credit card bills that were associated expenses due to taking many trips to Boston Children's Hospital for my son.? He was born with a cleft lip and my wife and I live in Connecticut, but there was better care for him in Boston.? I am a good candidate for this loan because I have steady income working at a very stable Computer Company.? This organization has been around since 1986 and has a very good reputation in Connecticut. The company is also expanding the data center to host information "data and applications" on the "cloud".? Sorry to get technical there. I can only afford up to $377.00 per month for this debt consolidation.?? I have weekly direct deposit that will always be there.? I also try to do some side computer work to raise a little extra money, but it's difficult to get out to clients when I need to be home with the kids when my wife is at work.

debt consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Divorce/Legal Fees

This loan will be used to cover unexpected legal fees stemming from my divorce and custody dispute. I am gainfully employed and have been for 20 years, am in no danger of being unemployed, have never missed a monthly payment on anything in my life, and am fully capable of paying off this loan.

Remodeling my bathroom

Purpose of loan:
This loan will be used?to remodel my master bathroom.? I want to remodel the master bathroom to match the rest of the updates in my 1941 colonial revival.? ?I am able to buy the materials at cost as a result of my job; however, I need additional funds for the labor required to complete the project.? I am confident this remodel will also increase the value of my house.?

My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I have worked diligently to repair and strengthen my credit over the past few? years.? I successfully bought a house last September.? I continue to work on improving my credit scores through proper credit utilization and paying my bills on time.? I have also been promoted to a VP at the company I have worked at for over four years now.? I show one delinquency on my report; however, it is now showing on my exeperian report and I will fix it as soon I figure out what it is.? With buying my house last year, I worked very hard to clean up any delinquencies.? I have high bankcard utilization because I have low credit limits.? They keep increasing as I keep working to improve my credit.? The last couple of years I have had a clean credit history and I do understand the importance of maintaining this.?
Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1464 (including insur./taxes)
??Insurance: $ 70
??Car expenses: $ 700 (payment, gas, repair money)
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 100

I like to have only one payment

Purpose of loan:
This loan will be used to?
Cosolidation of loans
My financial situation:
I am a good candidate for this loan because?
I am reposable whit payments and I like to keep my record clean
Monthly net income: $ 5500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay off credit cards.?

My financial situation:
I am a good candidate for this loan because I have a good income, and just need consolidation.?

Monthly net income: $ 2856.82

Monthly expenses: $
??Housing: $ 425.00
??Insurance: $ 200.00
??Car expenses: $ 410
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off the credit card monster!

Purpose of loan:
This loan will be used to? Pay off the evil credit card monster! Paying interest is fine, but I'd prefer to pay it to?individuals -?not corporations!

My financial situation:
I am a good candidate for this loan because? I'm an attorney and have two kids under 4! When I have free time (@(*$&^)&^@#), I try to review what the evil credit card companies charge me for accrued balances. I'd like to consolidate my debt and pay a more reasonable service fee. Prosper is a great service putting money back into the hands of individuals at a fair rate! I always pay my bills, and have a credit score of 740-759, and a B rating on Prosper! I'm a good candidate for this loan because I love "Ben and Jerry's" and what better reason is there?
Monthly net income: $

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my last Credit Card

Purpose of loan:
Pay off my last credit card. It isn't a high rate of interest, but I want to be rid of this card in particular. I also hope to establish myself with the prosper community.


My financial situation:
I have little to no debt. My car is paid off, I buy just about everything with cash and pay my other credit cards every month. I have a monthly income 3 times higher than my expenses, which gives me a lot of freedom. I'm rebuilding my credit, and I have a solid repayment history with no lates for nearly a year. I am much wiser in the ways of money than I once was as a young man. I have 1 account on my credit report that is reporting incorrectly, it has 3 listings and is showing 2 of them as default/paid by insurance, when it should be reporting current and no lates. I have proof of this and it has been disputed with the credit bureau. Equifax and TU show these listings correctly and not late.



Monthly net income: 3800

Monthly expenses: $
Housing: $884
? Insurance: paid quarterly, monthly it would be $40.
? Car expenses: paid off (I don't pay for gas, my employer does)
? Utilities: $110
? Phone, cable, internet: $50 (cell phone paid by employer)
? Food, entertainment: $150
? Clothing, household expenses $30
? Credit cards and other loans: $0-50 (paid in full, I only put gas on them occasionally)
? Other expenses: $ 0

Serious about Debt Elimination!!

Purpose of loan:
This loan will be used to pay off several high interest credit card bills.
This will help get my debts reduced and improve cash flow and my credit score.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.? The payments on this loan will be much less than the monthly payments I am now making.???I have decided to become more aggressive on debt elimination and this loan will greatly help.? ?I anticipate repaying this loan in full within the next six months if not sooner.? Just prior to starting my current job, about 4 yrs ago, I was unemployed for 5 months due to company shut down.? That is where my delinquincies in the past 7 years comes from.? I am not now delinquent on any bills.? For some reason, Prosper is showing that I do not own my home.? I purchased my home 18 years ago and I am still living in it.? I believe that the Prosper rating may not be as high as it should be because of this misinformation.?

Monthly net income: $ 9,333

Monthly expenses: $
??Housing: $ 1,450
??Insurance: $ 200
??Car expenses: $ 600
??Utilities: $?300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 700
??Clothing, household expenses $ 700
??Credit cards and other loans: $?1300
??Other expenses: $ 800

Paying off credit cards

Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I have an excellent credit rating and I always pay my bills on time.

Paying off my credit cards!

Purpose of loan:
This loan will be used to consolidate two credit cards and finally pay them off! I am using mint.com to manage my finances and track spending. I want to pay off my credit card balances within the next couple of years.

My financial situation:
I am a good candidate for this loan because my credit score is high, and I have never missed a payment in my life. I am extremley responsible when it comes to making my payments.

Paying Off Credit Cards

Purpose of loan:
This loan will be used to pay off?credit cards that I have recently closed. The amount on this loan would actually be lower the the cards. By doing this I would be saving about $100 per month.

My financial situation:
I am a good candidate for this loan because my?salary is on the high side and my credit history is not terrible. If you look at my record I have been paying all creditors back and currently do not have late payments.?I do have stock options that are currently on the low side. I do expect these to increase in the next few months and then pay this loan off at that time. I also receive an annual bonus in February that will be around $25,000 this coming year. I would not plan on having this loan outstanding for more that 6 to 9 months.

Monthly net income: $ 8500

Monthly expenses: $
??Housing: $ 2500????
??Insurance: $ 400
??Car expenses: $ 750
??Utilities: $ 500
??Phone, cable, internet: $ 200
??Food, entertainment: $ 800
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 750
??Other expenses: $ 500

Car needs major repairs

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $