Investment 820+ credit score

Purpose of loan:
I will use the loan to buy (or partially buy) a rental property.? I have been renting homes for about 10 years.? I have the skills to rehab and the skills to know where to buy to turn positive cash flow from my investment.? I moved a few years back and was downsizing (selling) my properties.? Now with the opportunities available in my region of the country I want to invest more into rental property.? I currently have 5 houses plus my residence.? Two of the homes are paid in full.?

My financial situation:
I generate positive cash flow from my rentals.? I will only buy a property where I will turn an immediate positive cash flow.? That is, with the loan, I will only use it to buy a property that will cover the payments.?

Making one payment instead of six

Looking to pay off several small bills. This would benefit my family by lowering the number of payments I have. As you can see in my profile I have only improved my credit and payed prosper on time everytime. Thank you to all the people that lend you are what makes prosper rock!!!!!!!

My loan for debt consolidation

Purpose of loan:
This loan will be used to consolidate my credit cards.

My financial situation:
I am a good candidate for this loan because I have 0 delinquencies on my bills,?and I will consolidate all my credit cards leaving me with just one payment to you.? I am a honest person and will not default.?

Monthly net income: $? Combined total family income is @ 85,000 annually.

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 50

My loan for home improvement

Purpose of loan:
This loan will be used to?
Literally, to put a roof over our head! Our home is in need of a new roof. We can put it off no longer as, unfortunately, when it rains, the water is dripping right through to the upstairs bathroom and one bedroom.
My financial situation:
I am a good candidate for this loan because? my wife and I are both hard-working, honest people who just need a way to spread the cost of a needed home improvement over time so that we can pay for it. We just don?t have $5,000 sitting in a savings account. After working for the U. S. Postal Service for 39 years, I retired in 2006. I am now working part-time as a sexton (janitor) for a church here in our community. Prior to that, I worked for two years for the First Transit Bus Company as a bus driver. My wife was a paralegal for 25 years. Due to medical problems, she retired and taught herself to become a scopist and proofreader for court reporters. She now is successfully self-employed doing this, which is all handled over the computer from our home.We certainly can demonstrate to you an ability to pay this loan back. Even though we have had some costly and serious personal and medical problems in our 35 years together, we have always paid our debts and taken pride in doing so. We believe in sticking with things, including each other, and any other commitments that we make. We have always stood with family and friends to find a way through every situation, of whatever nature, and have strived to be a blessing to our family and friends in whatever way that we could.? At this time, in this situation, it appears that we may need a total stranger to be a blessing to us and that is what we are praying will occur. It is our ferverent hope that we, in turn, can someday be a blessing to someone else.

My loan for debt consolidation

Purpose of loan:
This loan will be used to? Consolidate debt I am looking to consolidate my debt and lower my payments. I am seeking to have one payment with one lender.? Please consider my request. Thank You.
My financial situation:
I am a good candidate for this loan because? I am a full time Seargent with my Police Dept. and my salary along with my net rental income of $1,800/month will be sufficient to cover payments of any monies borrowed. I have never been late with a payment to a creditor and I have never filed bankruptcy. I can also provide additional collateral if required. All of my income is verifiable.

Monthly net income: $ 7,383.00

Monthly expenses: $
??Housing: $ 1749
??Insurance: $ included in mortgage
??Car expenses: $ 0
??Utilities: $ 350
??Phone, cable, internet: $ 225
??Food, entertainment: $ 350
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 700

Car Repairs

Purpose of loan:
This loan will be used to? repair my car

My financial situation:
I am a good candidate for this loan because? I am an hard working honest person

Monthly net income: $? 38800

Monthly expenses: $
??Housing: $?
??Insurance: $? 200
??Car expenses: $ 200
??Utilities: $ 250
??Phone, cable, internet: $?150
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $

Investing

Purpose of loan:
This loan will be used toward the purchase of an investment property.

My financial situation:
I am a good candidate for this loan because I am serious about paying back what I owe as soon as possible, I am serious
about my investments and I know that I can pay back the money that I am asking for. ????

Monthly net income: $ 2000

Monthly expenses: $ 400
??Housing: $ 150
??Insurance: $ 0
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 100
??Other expenses: $ 0

Consolidate My Debt

Purpose of loan:
I would use this loan to make one monthly payment instead of multiple payments. I would like to stop paying multiple cards and just have one payment to make every month.

My financial situation:
I am a good candidate for this loan because?I pay all my bills ontime and never miss a payment.?

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 135
??Car expenses: $ 460
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800
??Other expenses: $

Making a down payment on a new car.

Purpose of loan:
This loan will be used to make a down payment on a new car

My financial situation:
I am a good candidate for this loan because I am very financially depended person, and I have good job on a Naval Base where I do IT work.

Monthly net income: $ 3, 078

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 200
??Car expenses: $?
??Utilities: $ 100
??Phone, cable, internet: $ 46
??Food, entertainment: $? 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $

repair household lights,etc

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2,850.00

Monthly expenses: $
??Housing: $ 1050.00
??Insurance: $ 140.00
??Car expenses: $ 60.00
??Utilities: $ 290.00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $?175.00
??Clothing, household expenses $?00
??Credit cards and other loans: $
??Other expenses: $ 25.00

Debt and Other Expenses

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time.
Monthly net income: $ 2,164.46

Monthly expenses: $ 1,207
??Housing: $
??Insurance: $ 131
??Car expenses: $
??Utilities: $ 65
??Phone, cable, internet: $ 173
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 588
??Other expenses: $

Liquidity for Unforeseen Expenses

Purpose of loan:
This loan will be used to ensure that I have the available emergency funds for any unforeseen expenses around the end of the year.? I have had a few recent car & household repairs that have drained my reserve fund.

My financial situation:
I am a good candidate for this loan because I currently have no debt, am fully employed and make over $71,000 per year not including bonus.? My monthly expense run between $1600-1800. The expenses include rent, utilities and groceries. I am a consultant and project manager for Bank of America Merrill Lynch (They do not offer personal loans), where I am working on the integration of the two companies. The loan will be used to ensure that I have the necessary liquidity during the coming months to deal with any unforeseen expenses.

Wedding Expense

Purpose of loan:
This loan will be used for my wedding

My financial situation:
I am a good candidate for this loan because I have stable career with little or no debts. I can therefore repay this loan under the terms proposed by or before the term limits.

Monthly net income: $ 85,000????????

Monthly expenses: $ 1200
??Housing: $
??Insurance: $?100??
? Car expenses: $ 200?
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 200

PROVEN PROSPER BORROWER- new loan

Purpose of loan:??This loan will be used to further consolidate our debt and?pay for repairs?our home.? As indicated above, our credit score has continued to improve and has risen 60 points since our last loan.? We recently bought a home (too recently to borrow against the equity) but as our luck goes, we had to replace the furnace already.? We want to pay off that repair and consolidate the remaining debt we have into one payment.??The one account showing as deliquent is a result of having to pay the $3000 for the new?furnace and some car repairs that could not wait.? We?want to stay current on all our bills and get rid of the?portion of the repairs that we had to finance as well as clearing up the deliquent account.?

My financial situation:?? Our financial situation continues to improve.? My husband has been at his job as a Quality Assurance Manager for 8 years and recently started working from home (a huge savings on gas) ?and I am returning to teaching part time since my youngest will be in preschool three days a week.? We own both our cars, so there is no monthly car payments to be made.? ?

Monthly net income: $ 4000 from both mine and my husband's income.

Monthly expenses: $ 3700
??Housing: $ 1450?mortgage payment
??Insurance: $ 100
??Car expenses: $ 100 (my husband works from home most days, so we have almost no expense here)
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 700
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 300?
? Misc expenses (kids's sports, music lessons, school activities) :? $250?(this is an expense that can be adjusted when needed)

The new loan would run?us around $180?per month which would still leave a cushion.

Excellent Business Opportunity

Purpose of loan:
Help fund a wonderful business opportunity that will be successful immediately?

My financial situation:
I am a good candidate for this loan because I pay my debt obligations faithfully.? I will easily be able to make this payment so the lending risk will be minimal.? With overtime pay, I am taking home well over $6000 per month and my job security is excellent. My monthly bills are reasonably low as such:
Mortgage $1151.00Utilities??? $350.00Auto Insurance $105Gasoline??$100Credit Cards $300Food and Clothing $400As can be seen here, I can easily make the monthly payment to Prosper.

Paying off a high interest loan

Purpose of loan:
This loan will be used to? pay off a high interst loan

My financial situation:
I am a good candidate for this loan because? I have a steady income,this loan will help to lower my debt,I am not behind on any payments

Monthly net income: $2500.00 (with my wifes another 1500.00)

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 150
??Car expenses: $ 75
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment:?200?
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1500
??Other expenses: $ 300

Working capital for business

THANKS TO ALL THE BIDDERS ON MY PREVIOUS LISTING!?

I am lowering the borrowing amount to increase the chance of funding this time around.


I have paid all past loans in full with good payment records, and am current on all loans outstanding.

Your investment will be paid in full with interest!

Thanks again for considering my loan offer.? I am a returning Prosper borrower.? I paid off my last loan 2 months early.? I am very happy with the way that Prosper helped my business in the last 3 years.? I am in the process of paying down business credit cards that I had obtained in 2008-2009, and prefer the fixed payments of a Prosper loan over varying interest rates & fees etc.?

Purpose of loan:

This loan is for funding the expansion of my car audio & window tinting business to include making custom decals & vehicle lettering.? I have already purchased a Roland Sp-300v large format printer, and have started producing decals & such on it.? I have also started a website to produce NFL decals that I custom make in-house.? Our websites are as follows: Performanceautotint.com, Performanceautosoundweb.com & Minizees.com.? Specifically, the cash inflow would be used to provide additional media, additional printheads, & software for the decal/sticker side of our business.

My financial situation:
I am? moving into my 16th year of operation at Performance Autosound.? Business has been improving all year and sales are up 35% over 2009.? 2008-2009 were very challenging years, but 2010 show good signs of growth & potential.? Personally, I have been able to maintain all debts current, and do have some cash reserves tucked away.?

By cutting expenses over the last 3 years I have managed to maintain profitability with the business even in this economy.? Compared to other inventory financing, Prosper is the most cost effective in todays business environment.

I personally guarantee that this loan will be repaid in full, at a high priority.

I have already been able to generate significant new revenue with the addition of the decal/sticker machine.? In 1 month of operation I have taken in over $1000 in sales without significant marketing yet.? Decals are incredibly high profit too.



Thanks again for your consideration,
Bob

check out our NFL decals at? www.minizees.com

Replacing the roof on our house

Purpose of loan:
This loan will be used to replace the roof on our house.

My financial situation:
I am a good candidate for this loan because I have a great credit score and have always been punctual when paying bills.

School money - Young, but not a HR

Purpose of loan:
This loan will be used to further fund my college education. If you have any questions, please ask.

My financial situation:
I am a good candidate for this loan because I have a steady job and I make (and save) more than enough money to make the minimum payment for this loan. I am assuming Prosper rates me as a high risk because I have a decent number of inquiries for credit in the last 6 months, but I also have NEVER had any late payments on anything, which I think matters more when it comes to showing that you will pay someone back. Also, as you can see from my Prosper credit history, my credit score has gone up since last month due to making payments on time. Once again if you have any questions, let me know. Thank you.

Monthly net income: $ 950

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 45
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 65
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 0

Medical needs with rest

Purpose of loan:
My wife has had several minor strokes. We have some rehabilitain? scheduled for her.We also ?would like to spend Christmas with our son and his family in Hawaii. We haven?t seen much of them since they moved over there. My wife?s health is slowly declining. I will not be able to retire for another 5 years. We really need to take this trip before her health declines any further.
I am a retired Master Sergeant with 27 years of service. I know the meaning of responsibility. When I say I will do something, I follow through and finish it. I believe I am a good risk. If you have any questions please ask. I will get back to you right away.

Thank you.?
Monthly net income: $ 4800

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 46
??Car expenses: $ 60
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 429
??Other expenses: $

Hoping to Make Old New Again

Purpose of loan:
I recently purchased a beatiful historic home, free and clear, and plan to live here until I die. The home is in great shape as far as all the major issues are concerned, i.e. plumbing, roofing, foundation, etc It seems however, that whomever lived here before myself did the best they could cosmetically with limited funds. It has always been a dream of mine to restore an old home and that is what I would like to do. Certain items have been removed, (like doors that once existed on built in book cases), and certain items have been added, (like faux "popcorn" texture walls) and I want to correct that. This home has so much potential to be truely amazing and with the help of this loan I know I can get her there. Thank you for helping make a dream come true!

My financial situation:
I am a good candidate for this loan because I have never faulted on any loan. My income is more than rnough to cover the payments and my current debt is none I have paid off everything I owed to prepare to retire one day soon, and as such my bills are strictly utilities and food, which are minimal. I have never had a bankrupcy or forclosure or anything of the sort. I take my financial responsibilities very seriously and would never take out a loan, especially from hard working people like you and myself, and not pay it back.
Thanks again for all your help, anyone for tea at the new house!! :-)

Wedding Debt and Back to School

Purpose of loan:?
The purpose of this loan is to pay off credit card debt incurred in the process of getting married, and to financially allow myself to immediately go back to school and achieve a web developer's certificate.

I am not accustomed to being in debt. Debt is not a lifestyle choice for me. I have recently incurred debt due to the fact that I am newly married. We paid for our wedding on our own, and although I managed to work two jobs for an entire year, and my then fiancee worked several hours of overtime to pay for this expense, we still managed to accumulate some? wedding debt.

I am truly a hard worker and my history proves that I am willing to do whatever it takes to honor my financial obligations.

Although, in time, I am fully capable of paying down my debt without help. I feel that I do not have the luxury of time to do so, as I also feel an immediate need to improve my professional skills so that I can continue to advance in my field. I was also recently passed over for a promotion within my company, and I believe that I was passed over because of my lack of coding and back end web development skills.

Along with paying off my wedding credit card debt, I would also like to go back to school in the evenings and weekends to achieve a web developers certificate, and to continue to hone my skills as a professional web designer,? in order to secure that my job trajectory stays on the upward path.

Presently I feel like I am trapped between a rock and a hard place. At the current interest rate my credit cards are charging me it will take a longer time than I am comfortable with to pay off my credit card debt in order to save up to go back to school.? ?

I have always lived debt free before the financial burden of getting married, and I plan to live debt free very soon again. Should I be chosen as a successful candidate for a loan, I also plan to "pay it forward" to someone. Once I am debt free,? I plan on helping someone else out on Prosper.com who has had a similar situation/desire as mine. It is the right thing to do.

My financial situation:
I am a good candidate for this loan because I have an established stable employment record and I am reliable at paying my monthly obligations. I have a college education, and I also strive to continually improve myself so that I can achieve that next level in my career.? I am a hard worker and my need is sincere.


Monthly net income: $ 2700

Monthly expenses: $ 2295
Housing: $ 980
Insurance: $ 30
Car expenses: $ 0 (paid off)
Utilities: $ 250
Phone, cable, internet: $ 100
Food, entertainment: $ 200-250
Clothing, household expenses $100
Credit cards and other loans: $ 500
Gas: $ 85

Paying off debt

Purpose of loan:
This loan will be used to finally get ahead, where my wife and i can begin to maximize our savings and start the life we always dreamed of.

My financial situation:
I am a good candidate for this loan because i will payback this loan without any lates, interuptions, or miscalculations. Iam?ALWAYS?ahead with my scheduled?pmts. I have very good job security. And? I am a man of my word who will honor this loan accordingly. Please,?this loan could change our lives as we dreamt of it when we first got married.

Monthly net income: $ 3,300 for myself, total household net is 5,500.00

Monthly expenses: $
??Housing: $?1200 including?mortgage, taxes, and ins.
??Insurance: $
??Car expenses: $ 350
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 7,500
??Other expenses: $

Pay off credit card

Purpose of loan:
This loan will be used to? Pay to finish paying off a high rate Chase credit card

My financial situation:
I am a good candidate for this loan because both my wife and i are stable in our jobs and steady income.? I work for the state of Oregon and she is a teacher.? And have had 2 previous loans and paid off and always on-time.

Monthly net income: $ 2300 ??????

Monthly expenses: $
??Housing: $ 0 paid?????
??Insurance: $ 150????
??Car expenses: $400
??Utilities: $ 45
??Phone, cable, internet: $60?
??Food, entertainment: $ 200????????
??Clothing, household expenses $150
??Credit cards and other loans: $ 150
??Other expenses: $ 0

Bidding Aideu to Debt

Purpose of loan:
I'm seeking a loan to replace my Wells Fargo credit card at a lower interest rate.? Two years ago, due to a move for work, I sold my house in a short sale and came into debt through this.? In the meantime, I've paid off the short sale amount of $12,000 as well as $8,000 of credit card debt, and my goal is to pay off the remaining $13,000 in two more years or less.?

I am a good candidate for this loan because I have a great, steady job as a college professor and I've set up my life to be minimalist and budget-conscious.? I walk or bike to work, cook at home for most every meal, have an old car with no car payment, and live in a very affordable apartment.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 15
??Car expenses: $ 100
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 600
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 700

Debt Consolidation!

Purpose of loan:
Consolidation until I can sell?my used car.?

My financial situation:
I am a good candidate for this loan because I remain current in all bills since my "bump" when I was unemployed/self-employed but not making much.

Monthly net income: $ 4,000 +/-

Monthly expenses: $
??Housing: $ 595
??Insurance: $ 147
??Car expenses: $ 240?
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans:? (this?will be the only one for me) $55
??Other expenses: $ 100

Paying off Credit Cards

Purpose of loan:
This loan will be used to?Pay off revolving debt


I am a good candidate for this loan because?

paying for a surgery

Purpose of loan:
This loan will be used to? pay for a much needed surgery

My financial situation: ok
I am a good candidate for this loan because? I will pay it back

Monthly net income: $ 300

Monthly expenses: $ 150
??Housing: $ 0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $20
??Clothing, household expenses $15
??Credit cards and other loans: $15
??Other expenses: $0

Renovations for Restaurant

Purpose of loan:
This loan will be used to?help make renovations?of an existing restaurant that has been in business for 19 years.? The restaurant is a 150-seat Vietnamese restaurant.

My financial situation:
I am a good candidate for this loan because I have a goood credit rating and pa all my bills on time for the past 5 years and never made a late payment.? I do not have a lot of expenses so making payments would not be a problem.

Monthly net income: $ 3500

Monthly expenses: $ 2000
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 300
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 700
??Other expenses: $ 0

Engagement Ring / Wedding Expenses

Purpose of loan:
This loan will be used to buy an engagement ring for my beautiful (and patient)?girlfriend of 6 years and pay for other wedding expenses.?

My financial situation:
I am a good candidate for this loan because I have excellent credit and make more than enough money to service the?debt.

Thank you so much!

Debt consolidation

Purpose of loan:
This loan will be used to consolidate my credit debt and have one easy payment instead of multiple ones. I am getting divorced and need to pay my half of the debt. I have been making payments on this amount this will just make it a lot easier for me to keep track.?This is a safe loan.

My financial situation:
I am a good candidate for this loan because I pay my debts and have good credit. I have a steady reliable job as a teacher?and?will make more money as the years go on.

Paying Off Consumer Debt Bit Time!

Purpose of loan:
This loan will be used to get me totally caught up on all of my payments as some of my recent expenditures have increased (i.e.,?tripled insurance monthly premium due to teenage son with 2 points on his driving record), which?has thrown me off course a bit.??While I could manage with my usual creative financing and some negotiating with my creditors, I would much rather focus my time on building my family relationships?and living a modest but happy life?while working my 68-hour week.

My financial situation:
I am a good candidate for this loan because, though many of my acquaintances at work (mostly single people) have declared bankruptcy and are taking Valium, I am doing everything in my power to keep my family above water and do so honorably and I consider myself a happy person.? I have the support of my family and two great jobs.? I am a Christian who does not believe is defaulting on my commitments to anyone, though I have compassion for those who are struggling and may not seem to have another option than bankruptcy or something similar due to a catastrophic life event.? I have a very positive outlook and have managed to pay off almost $40k in debt since the end of 2006.

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 2562.76
??Insurance: $ 220
??Car expenses: $ 409
??Utilities: $?200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $ 200

working capital

Purpose of loan:
This loan will be used to?as working capital for a new sport bar/restaurant near 3 universities

My financial situation:
I am a good candidate for this loan because?i have a strong financial future and i plan to build my credit and become a lender

Monthly net income: $

Monthly expenses: $
??Housing: $1,500.00
??Insurance: $100.00
??Car expenses: $500.00
??Utilities: $100.00
??Phone, cable, internet: $100.00
??Food, entertainment: $100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $200.00
??Other expenses: $0

Bridge Loan

Purpose of loan:
This loan will be used to? cover my expenses until tax season.

My financial situation:
I am a good candidate for this loan because? I have continued to pay on all accounts owed. I can cover my mortgage, credit cards, personal loans and even a prosper loan.

Monthly net income: $2500

Monthly expenses: $
??Housing: $339
??Insurance: $ 150
??Car expenses: $ 160
??Utilities: $130
??Phone, cable, internet: $180
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $

This simple format does not adequately explain my situation. During tax season I work 14 hour days 7 days a week. The MONEY will come in during that time. The above numbers are only "averages". My intention is to pay back this loan as tax season progresses along with other debt I have.

My credit score reflects the PAST not the FUTURE. Each year I have added clients this year should be no different.

I just need a little nudge to get to January!

Paying off debts

Purpose of loan:
This loan will be used to pay bills and debts until my wife gets a job. Currently, I am the only income provider in the family.

My financial situation:
I am a good candidate for this loan because I have good credit. Due to my wife being laid off I have gotten behind on my own bills.

Monthly net income: $ 2600

Monthly expenses: $
??Housing: $ 690
??Insurance: $ 65
??Car expenses: $ 150
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 100

Paying off my credit debt

Purpose of loan:
This loan will be used to pay down/off my credit card debt.

My financial situation:
I am a good candidate for this loan because? I'm actively trying to pay down all of my debt and save. I've had few issues in the past with a missed payment date due to inconsistent work, but I've had a staff job at a major corporation in New York City for the last 3 and a half years. My goal is make the best of my 120,000 salary over the next two years to pay down all my debt. This loan will drastically reduce my credit debt and make it easier to pay off due to my credit card company's recent switch to a very high rate. I hope you'll consider me a good candidate for you loan.

Monthly net income: $5100

Monthly expenses: $2200
??Housing: $400
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $200
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $800
??Other expenses: $400 (student loan)

Help Paying off Divorce Expenses

Purpose of loan:
This loan will be used to help me get ahead for roughly 6 months of alimony.? I recently went through a divorce and was ordered to pay $1300 a month in spousal support as well as $1200 on a mortgage.? As of August 1, 2011 I will not have to pay any of these, which will free up $2500 a month to pay back the loan I am requesting.? I have steady employment and make very good money.? This will simply allow me to save money for a few months to pay off my spousal support.? I cannot dispute my D rating as there was a lot of credit card debt racked up, however I have never been late on a payment and do not live outside of my means now that I am single.

My financial situation:
I am a good candidate for this loan because I have steady full time employment as a law enforcement officer and despite what my credit rating is due to divorce, as of August 1, 2011 I will not have the financial burden bestowed upon me by the court.? This will mean $2500 a month can be used to pay back the loan.? I realize I need a high interest rate due to damaged credit, but even the minimum monthly payment now will be over $900 less then is being deducted from my check for spousal support.? This will all be saved to pay the full amount of alimony.? In August of 2011 I will focus the extra cash flow to paying off this loan (if approved) as well as paying down the credit card debt.? We had no children in the marriage so I do not have that expense.? Please see my budget below.

Monthly net income: $ Between $5000-6500 depending on overtime.

Monthly expenses: $
??Housing: $ 1200?(this is for the mortgage that I have to pay until July 31, 2011)???????????
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 250
??Phone, cable, internet: $ 90
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 910
??Other expenses: $ 1300 alimony and $450 rent (this is for my place I had to get after the divorce)

My monthly expenses total pretty close to my net income.? If I can get a couple of months that I can pay in advance I will be in a much better situation.? Please don't let my Prosper Rating be the sole decision maker.? I will not lie, a bank has denied me this loan.? However, I have a budget set up to get me through the month of April, and then I only have three months left of alimony and a mortgage to pay.? I know I am a higher risk, but my net income is high and if you look at my credit report, although there is a lot of debt I have never been late on a payment so I know how to budget. Thanks for the consideration.

I Need Money For A Reliable Car

Purpose of loan:
?I am in DIRE need of a reliable daily driver. I currently am going to college for an Accounting Degree?and also working fulltime. I pay for all my books/schooling etc. I do A LOT of driving between school and work. The vehicle I currently have keeps breaking down and gets terrible gas mileage and I do not have the money to keep fixing it. If I am funded for this loan I plan on purchasing a Honda Civic or Toyota Corolla. I really want to be successful in my life but?I cannot with?my car?continuing to break down and causing me to be late to school and work.?Thank you all for taking the time to read this. Please help.
My financial situation:
I am a good candidate for this loan because?
I have never missed any payments for anything?and I make more than enough money to pay this loan off in time.?I work hard at everything I do and I continue to?succeed in my career. I believe that I am a very good investment.

Monthly net income: $? 1900.00

Monthly expenses: $
??Housing: $ 200.00
??Insurance: $80.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 40
??Food, entertainment: $ 120
??Clothing, household expenses $ 0
??Credit cards and other loans: $?110
??Other expenses: $ 0

Buy a car from a private seller

Purpose of loan:
This loan will be used to?to buy a car from a private seller. I need a bigger car to accomodate lugging my now 11 months old baby boy. If you check my history I've been extremely good in paying on time my loan. My credit score speaks for it. My BK was a result of previous divorce. Your considering my listing will be greatly appreciated.

My financial situation:
I am a good candidate for this loan because?
Stable Job
Monthly net income: $
2,000-2,200
Monthly expenses: $
??Housing: $ 0
??Insurance: $
??Car expenses: $
??Utilities: $?
??Phone, cable, internet: $ 100.00?
??Food, entertainment: $ 500.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $

Financial Rev - Up !

Purpose of loan:
This loan will be used to help pay off debts and therefore raise my credit rating, FICO score and ease monthly financial stress. The less debts I have the faster I can pay off my prosper.com investors and make you rich so that we can engage in future investment ventures which will prove mutually beneficial.

My financial situation:
I am a good candidate for this loan because I have 4.5 years of stable employment and at the same address for 7.5 years while in the area for 12 years? plus i'm a dog lover and I act/think GREEN.

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 868
??Insurance: $ 450
??Car expenses: $300
??Utilities: $ 200
??Phone, cable, internet: $250
??Food, entertainment: $ 23.67
??Clothing, household expenses $ 37
??Credit cards and other loans: $ 363.43
??Other expenses: $ 163.72

Becoming Debt-free

Purpose of loan:
This loan will be used to pay off?existing credit cards with high interest rates. I will concentrate on solely paying of this loan in less than 36 mos.

My financial situation:
I am a good candidate for this loan because I have a?steady job and income?

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1000
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

disbled at 43 want to buy walk aide

Purpose of loan: I want to purchase a device to help me walk. insurance won't cover it
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
my spouse pays?all other expenses and I will have no problem paying back loan.
Monthly net income: $ 1138

Monthly expenses: $?
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $230
??Other expenses: $ 0

short term working capital

Purpose of loan:
This loan will be used to? Fund inventory purchases for the short term

My financial situation:
I am a good candidate for this loan because? I have been in business for 34 years. I have weathered good times and bad and need some working capital. I had a net worth of 1.2M 2 years ago, but due to real estate values, it is now about $900,000. STill plenty of assets, just a little slow on cash flow right now.

Monthly net income: 5000. est

Monthly expenses: $
??Housing: $ 2550.????
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $