summer 2010 excellent repayment

this will be my second prosper loan. first one paid off. inquiries in last 6months are from a recent motorcycle purchase in February
Excellent repayment history.

My loan for debt consolidation

I would like to start off by thanking you for considering my loan. I had went three months without work and went through my savings pretty fast. I have found a new secure job as a casino floor supervisor. I just need to consolidate my credit card debt and get myself back on my feet. Thank you again for your consideration. My monthly expenses are as follows:
Gross montly income $2800
Rent including cable and utilitys $425
Car payment and insurance $400
Food and entertainment $400

4th Prosper Loan Why am I an HR?

I have been a member of Prosper for almost 4 years. This is my 4th loan and I have never been late on a payment. In fact I have not been late on any bill payments since I rebuilt my credit and purchased my first home.

If not for the previous loans I received from prosper I would not have been able to rebuild my credit and purchase my first home.?

Why my score with prosper is HR? I'm not sure.?

This loan is a guarantee, just as my last 3 loans with prosper.

I kept the starting rate at prospers recommended 35%. I would expect this rate to drop significantly by lenders looking for a good loan to add to their portfolios.

Thank you for your time, Rob

Paying off Debt

Purpose of loan:

I am trying to get all my credit cards at the 30% of credit limit.
Chase I owe 499.73
I want to pay this off.
Sears mastercard 1045.00
30% payoff 775.98
Sears 1120.98
30% 775.98
Victoria Secret 800.00
30% around 400.00
?I have a good payment history with all my credit cards.? Please bid on my loan 35% interest ya :)

Monthly net income: $? 3000

Help me get up and out!

I?m looking to consolidate what little debt I have and put the rest toward upcoming medical expenses.? With those burdens out the way, I will be able to focus my disposable income mainly on my upcoming educational goal (I plan on starting Toledo University as an Environmental Studies major ? early next year).? With my last prosper loan, I made every payment on time, and in general I keep my expenses to a minimum, so I foresee no problem paying off this one.

Expenses:

$152/month for health insurance
$30/month for car insurance
Approx. $300/month for food
Approx. $20-30/ week for gas
I currently live at home and have no rental payments, nor do I have any cellphone, cable, or internet bills.

getting started

Purpose of loan:
This loan will be used to?basically begin my I started to apply for credit cards, and other accounts in order to begin building credit history. At the same time I would like to have some money to visit the places that I would like to now Italy to visit friends at the Ponte Vecchio, in Italy that my parents used to do business with that I have a job and my family can stand on their own without me. Right now my credit cards have a very low limit and to be honest I do not believe I need more than what they are giving me.
My financial situation:
I am a good candidate for this loan because? I am only using credit cards in order to build my credit.? I can pay off most of my debts rather quickly but I need to get use out of them, and if need be I have someone who will co sign with me and has a credit score of over 740. I also do not pay rent and will not continue to do so for another year. I plan to pay everything off in full by March of 2010. I also will not continue to to apply any more credit cards, now that I have what is necessary.

Monthly net income: $1500.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 60
??Utilities: $
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 100
??Clothing, household expenses $200
??Credit cards and other loans: $ 100.00
??Other expenses: $

Start a Monument Division

Purpose of loan:
This loan will be used to? start a monument division in our funeral home. To buy monument inventory to display in front of our funeral home.

My financial situation:
I am a good candidate for this loan because? good credit, other sources of income.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help me consolidate - win/win 4 us

Hi Everyone - This loan will be used to consolidate payments I am making at higher interest rates for a motorcycle and 3 credit cards.
My financial situation is pretty decent - good credit score, good job. I am making more money than I was a couple years ago and I am finally paying down some debts that I racked up in college. I am always on the lookout for lower interest rates and really appreciate your investing in me!
I am a good candidate for this loan because?I have never defaulted or had any delinquencies of any kind. I am just trying to put the days of high interest rates behind me. I intend to buy my first home in the next 2 years or so and this loan will help me clear up some loose ends. Thanks again.

New clutch and paying credit card

Purpose of loan:
This loan will be used to replace the clutch in my car and pay off a 29% credit card.?

My financial situation:
I am a good candidate for this loan because I have an excellent payment history and will continue to due so. I also have a solid employment history with long term employment of 7 years????

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need to Pay Higher interest CC

Purpose of loan:
This loan will be used to pay off higher interest Credit Card

My financial situation:
I am a Network Engineer by profession and good candidate for this loan because I will pay on time 110% guaranteed.? Please see my profile and you'll see I always pay on time and really need to get rid of this Credit card which is also effecting my credit score.

 

Goodbye To High Utilization Cards!

Purpose of loan:
This loan will be used to payoff the total balance on 2 Citibank credit cards that have recently lowered my credit line to amounts that have dramatically increased my bankcard utilization.

My financial situation:
I am a good candidate for this loan because of my excellent credit history. I have no delinquencies, collections or other derogatory information in my credit file and have no inquires in the past 6 months. In addition my credit history is almost 20 years old and up to the time that Citibank decreased my credit lines on my 2 Citibank cards, I have always maintained credit card utilization below 34%.

I have stable income and for the past 6 years was the principal of a consulting firm and just recently went back into the corporate world as a business analyst with a Fortune 200 firm.

Of the $211,901 of revolving credit that is listed in my profile, $201,000 is from my Home Equity Line Of Credit. Of the remaining $10,900 in revolving balance 7k is on the 2 Citibank cards that I wish to pay down and the other 3k is on an American Express card that I utilize for business travel and is normally paid off in full each month.

Finally please review my listed credit profile (and note my Prosper Score of 7) to get a clearer indication of my ability to both manage credit and to pay back obligations. My Prosper rating of D is much lower than I would like due to the utilization challenge caused by the Citibank credit line reduction and will increase quickly (along with my credit score) once my utilization is back to a normal range below 34%

Thank you very much for reviewing my request and please forward along any questions that you have and I will respond to your request with additional information.

Monthly net income: $ 7091

Monthly expenses: $ $ 4405 (Total Monthly Expenses)
? Housing: $ 1500
? Insurance: $ 125
? Car expenses: $ 95 (Fuel..Own Car)
? Utilities: $ 275
? Phone, cable, internet: $ 105
? Food:$ 205
? Entertainment: $ 60
? Clothing, household expenses $ 295
? Credit cards and other loans: $ 845
? Other expenses: $ 900 (Child Support)

Getting engaged!! Im super solid :)

Purpose of loan:
This loan will be used to purchase my soon to be wife's?loose diamond from Bluenile.com. I bought her setting?cash?online?and after doing tons of research I decided Blue Nile was the way to go to get the best deal. I'm a big time researcher (hence the Prosper.com Account) and feel like I can get a great deal buying everything seperate. I could certainly save up the money but she is dead set on a MAY 2011 wedding so I cant drag my feet any longer

My financial situation:
I am a good candidate for this loan because even though I recently started a new job, we are very busy and I am already in a management position. I am in Property Preservation was is basically getting foreclosures up to code and as you could imagine we are VERY busy. I have a very low mortgage and my soon to be wife is an RN and she does pretty well.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 680
??Insurance: $ 50
??Car expenses: $ 50
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 150
??Other expenses: $

Investment home purchase

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan

Purpose of loan:
This loan will be used to? start a coffee cart business to compliment an existing chocolate store.?

My financial situation:
I am a good candidate for this loan because? I have a good credit history and a background in retail foods.?

Monthly net income: $ 75,000.00

Monthly expenses: $ 2,500.00 total
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help me fund the trip of a lifetime

Purpose of loan:
This loan will be used to?Fund a trip of a lifetime.

My financial situation:
I am a good candidate for this loan because?I was raised to work hard and always pay your bills. I worked full time all through college just to pay my own living expenses. I was employed right out of college, in my desired field, because of my work ethic. I am a very independent person. My parents never helped me financially, but taught me to work hard for the things I want. Because of my independence I graduated college 35,000 in debt, and also with a car loan. I never miss payments on any of my bills. I have a chance to take a trip of a lifetime and need the funding soon.

Monthly net income: $ = 2165.80

Monthly expenses: $
??Housing: $ = 350
??Insurance: $
??Car expenses: $ 120
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to pay most of one my credit cards off
My financial situation:
I am a good candidate for this loan because, I never miss a payment.?

Monthly net income: $ 4000
Monthly expenses: $ 3000

Consolidating some debts

Purpose of loan:
This loan will be used to? pay off some high interest accounts and get caught up on my bills

My financial situation:
I am a good candidate for this loan because?I am a hard worker and I always make sure to pay my bills on time ... The one delinquency was a bank error due to the online bill pay service not getting my payment in on time.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Med Expenses Exhausted Savings

Purpose of loan:
I need a short term loan to pay real estate taxes.? Medical expense exhausted savings.

My financial situation:
I am a good candidate for this loan because I have a good paying stable job and I always pay off my loans.? I have been in my field for over 18 years.

Monthly net income: $ 15,000

Monthly expenses: $
??Housing: $ 4300
??Insurance: $ 200
??Car expenses: $477
??Utilities: $ 1500
??Phone, cable, internet: $250
??Food, entertainment: $ 1300
??Clothing, household expenses $1000
??Credit cards and other loans: $ 2000
??Other expenses: $

Selling My Car to Reduce Debt

Purpose of loan:
This loan will be used to sell my vehicle currently being financed as collateral for an auto loan. In a sense of the word, it is also a Debt Reduction Loan.

My financial situation:
I am requesting for a loan on Prosper because I am trying to lower the amount of debt that I am in. I currently pay monthly auto payments for a very expensive automobile loan. I feel that it is in my best interest to lower the debt appearing in my credit report. I currently have two expenditures: the loan payment, and the auto insurance. If I were to sell the car I currently have, I will be able to make my life more financially suitable.

Paying off this car loan as early as possible would be in my best interest, as I willing to make more than double the amount of this loan?s monthly payment, just in order to lower my DTI ratio. I am very cautious about my credit, and I never paid a bill late, and I am still paying down credit card debt. Please do see that I am very anxious to remove this loan from my records. If this loan gets funded it will be my only expense.

Monthly net income: $ 969.58

Monthly expenses: $ 810.24

Insurance: $ 333.16
Car expenses: $317.08
Gasoline: $ 100.00
Clothing, household expenses (fund): $10
Credit cards and other loans: $?50.00

Paying off my financial stupidity

Purpose of loan:
This loan will be used to pay off the credit card debt I amassed during college and the couple years after before becoming knowledgeable about my finances.

My financial situation:
I am a good candidate for this loan because I have held steady employment since graduation and through this economic downturn. I also have never missed a payment or been late to any creditors.

Updating spare room to nursery!!

Purpose of loan:
This loan will be used to remodel a spare room and convert it into a nursery.? It needs new electrical, flooring and a good paint job.? We'll do some of the work ourselves to keep the costs lower, but I'm not touching the electrical!!

I just relisted this loan... I reduced the dollar amount and increased the interest rate.? Hopefully, these changes will help convince you to fund my loan!!


My financial situation:
I am a good candidate for this loan because I've had a prosper loan for 2 years already...? I haven't missed a payment.? I have a good job.

Fixing a small bathroom and kitchen

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

inventory for the holiday season

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating Debt

Purpose of loan:
This loan will be used to? consolidate debt

My financial situation:
I am a good candidate for this loan because? i have a steady income

Monthly net income: $ 4400.00

Monthly expenses: $ 3630.00
??Housing: $ 1600.00
??Insurance: $ 110.00
??Car expenses: $ 400.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 220.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ 0

Pay off same as cash deal due Oct

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $1000
??Insurance: $75
??Car expenses: $
??Utilities: $100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating Bills

Purpose of loan:
This loan will be used to? consolidate bills

My financial situation:
I am a good candidate for this loan because? I have rebuilt my credit and have the income to pay the loan in full.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

business cash flow& growth

Purpose of loan:
This loan will be used to?
consoladate business loans on Insurance company, growth and cash? It is a Insurance agency
My financial situation:
I am a good candidate for this loan because? I work hard to make sure all bills are paid and the business is growing, started with zero and have grown it to over 1 mil a year plus in premium...the business has been open for 6 years now.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 975
??Insurance: $ 65
??Car expenses: $ 300
??Utilities: $ 50
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $100
??Credit cards and other loans: $ 200
??Other expenses: $

Personal Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

I Owe, I Owe, It's off to work I go

Purpose of loan:
This loan will be used to? pay bills and buy groceries

My financial situation:
I am a good candidate for this loan because?I am honest and hard-working.

Monthly net income: $ 1900

Monthly expenses: $ 1900
??Housing: $ 503
??Insurance: $ 140
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 180
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 25
??Other expenses: $ 25

Paying off car and credit card

Purpose of loan:
I have a 99 oldsmobile cutlass valued at $3k that I will be paying off.? I can use its pink slip as collateral.? I am also paying off a high interest credit card.

My financial situation:
I am a good candidate for this loan because I have a steady job in the short sale division of Bank of America.? Hours are steady and overtime is demanded.? I also paid my previous higher?loan back at a time when I worked for Countrywide Bank and my future was very risky.? I don't need?this loan, however I am always looking for ways to improve my credit score.?

Monthly net income: $ 2600.00 not including overtime?

Monthly expenses: $ 1908.98
??Housing: $ 610.00
??Insurance: $ 98.98
??Car expenses: $ 165.00 - will?cease once loan funds
??Utilities: $ 0.00 - included in monthly rent
??Phone, cable, internet: $ 110.00 for cell bill - all other expenses covered in rent.
??Food, entertainment: $ 450.00?
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 0.00

Paying off a credit card

Purpose of loan:
This loan will be used to pay off a credit card that had its interest rate raised to a ridiculously high level for no reason other than the collapse of the credit card industry. As you can see, my credit rating is excellent, and I have never missed a payment on the card. When I asked about the reason for the interest rate increase, the card representative simply said, "A decision was made to place you in a pool of higher interest-paying members," as if that answered my question. Obviously, I want to unwind my relationship with this company as quickly as possible.

My financial situation:
I am a good candidate because this Prosper loan would be the only debt I would owe once I pay the card off.?My vehicles are paid for. I have been a homeowner but currently rent a home for $1,000 a month.

Central heat and air - 1 yr loan

Purpose of loan:
I just bought a house, and we need central heat and air like crazy (middle of a sacramento summer). There is currently no cooling system and minimal heating. We have received bids from multiple contractors, and have settled for one that has a great price, and comes highly recommended by close acquaintances of ours. We have seen his work elsewhere, and the work will be permitted.

We have already made the first two mortgage payments, and the combined principal, interest, taxes, insurance, and PMI equal $160 less than our previous rent. We have already completed all of our other major house projects, including new paint and flooring throughout without accumulating any debt. We are very responsible with our money and budget heavily. We have had personal loans in the past where necessary, and have always repaid those loans years ahead of schedule.

I have two months expenses (discounting retirement and additional debt repayment) saved, and I have a roth IRA that is well funded. I'm not sure why I got such a low score, since my credit rating is in the 800s (low prosper experience maybe?). I think there may be an old 30 day late on my report from before the time of automatic bill pay. Ever since I automated my entire financial system I haven't had a late payment, and always pay off debts early. I have a very stable salaried job at a university (staff, not faculty), and to my knowledge noone has been fired or laid off in many many years.

We have the means and the budget to repay this loan in 12 months. In addition to this, there is a $400 rebate from our local utility company, and a $1,500 rebate from a federal rebate program. This money will go directly towards the loan, accelerating payment.

As I mentioned, we budget heavily and have been using this to our advantage to pay off our outstanding debts (currently only single car loan, student loans, and mortgage).


Monthly net income: $ 5079 salaried paycheck

Expenses:
??Housing: $ 640
??Insurance: $ 135
??Car loan: $ 294
??Utilities, Phone, cable, internet: $ 418
??Food, entertainment, clothing, daily expenses (general budget): $ 1363
Home Improvement budget (remainder will repay this loan): $ 400
??Student loans: $ 306
Retirement: $ 434
Additional Debt Repayment (this loan is 1st priority): $ 1089

Total Expenses, including debt repayment: $5079 (see, told you I was good at budgeting)

Consolidating Credit Card Debt

Purpose of loan:
This loan will be used to consolidate?a credit card that is at a higher min. payment and pay off a personal loan.

My financial situation:
I am a good candidate for this loan because I have my own information technology business (carfinder1.com) that is over 4 years old. My IT business consists of doing internal office IT (working on servers, printers and backup drives), Web Database Project Management and Web Design for a small but awesome group of clientele. I live at my parents house for the time being. I am lucky to have no rent, and car pool to work.

What I'm trying to do:
Credit card companies are?raising rates out of the blue, so I am trying to get?ahead by getting a Prosper loan to help lower my debt?cost. ? I'm hopeing you will think I'm such a low risk you will bid this loan down for me while still making a nice return!

Monthly net income: $ 3600

Monthly expenses: $ 1650 (approx.)
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $ 150 (Regular maintenance, gas, etc)
??Phone, cable, internet: $ 200 ( I have a blackberry with a lot of minutes and unlimited data, need it for my job)?
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 900

pay off my car loan

Purpose of loan:
This loan will be used to pay off my car loan.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and want to pay off all my debts within 3-4 years.? The delinquencies that are listed are some time ago.? I had let my relative use my name to buy a car/cell phone.? I don't have any delinquency in the last 7 years.

I am a single mom and have been at my job for over 6 years. I am a legal secretary at a law firm and is represented by a union.? I will be getting a raise in November.? My goal is to pay off my car loan and other debts.? I am living below my means so I can pay off my debts asap.?

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1385
??Insurance: $ 330 (hoa)
??Car expenses: $ 650 plus $160 for insurance
??Utilities: $ 100
??Phone, cable, internet: $ 175
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 435
??Other expenses: $ 120 (gas)

Paying off some credit cards

Purpose of loan:
This loan will be used to?
Pay off some cxredit cards
My financial situation:
I am a good candidate for this loan because?
I pay every bill on time each month
Monthly net income: $
$150,000
Monthly expenses: $
??Housing: $ 3603.08
??Insurance: $ $165.00
??Car expenses: $ 0
??Utilities: $ 250.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 2000.00
??Other expenses: $
$0

Consolidate...Credit Score is 717

Purpose of loan:
This loan will be used to?Consolidate and pay off my high interest credit card debt.

My financial situation: I currently pay all of my bills on time I am just attempting to consolidate all the credit card debt in an effort to be debt free. I have good credit with nothing negative on my history, I pulled my credit today which showed a score of 717. I do have steady employment as a police officer and have been with my employer for 11 years. Guaranteed income which means guaranteed loan payment!!

I am a good candidate for this loan because?I have a history of paying all my bills on time and no derogatory items on my credit. Unfortunately my credit cards reached their high balance when I was injured on the job and was temporarily on leave with a reduced salary. I was forced to use my credit cards for necessities while my reduced salary paid the rest of the bills.

I recently moved in with a family member in an effort to pay off all debt before purchasing a home of my own.

I am looking to prosper for help so I can consolidate this credit card debt into one monthly payment. I am thankful for any and all help.

Monthly net income: $ 2300

Monthly expenses: $
Housing: $ 0
Insurance: $ 90.00
Car expenses: $ 523.00
Utilities: $ 0
Phone, cable, internet: $ 98.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 700.00
Other expenses: $ 200/month for gas

Consolidating my credit cards

Purpose of loan:
This loan will be used to consolidate my credit card to one payment and pay them all off within 3 years.

My financial situation: I currently bring in a steady income as an RN. I have been working as an RN for the last 2.5 years. Although I've only been at my current employer for the last 1.5 years, I was at my previous employer for 4 years. January of this year, I also have added a second part time employment as a Mortgage Loan Officer for which I have already earned an additional $12,000 in income.
I am a good candidate for this loan because when I began working as a nurse 2.5 years ago, my income increased by over 250%. Since that time, I have worked very hard to increase my FICO. However, last month I found that the deliquency stated here in my file had been added to my credit report. To my dismay, it was a Columbia House CD bill from 7 years ago that wasn't even mine! I am in the process of having it removed because it wasn't there when I purchased my home 1.5 years ago.

Monthly net income: $3318 from my primary job as an RN (This does not include the additional $1285 that I have netted in commissions as a loan officer.

Monthly expenses: $ 2688
??Housing: $ 593
??Insurance: $ 110
??Car expenses: $ 530 (loan + gas)
??Utilities: $ 200
??Phone, cable, internet: $ 175
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 480 (includes $270 in student loans)
??Other expenses: $

I am a much better borrower than these stats suggest because I am on an upswing with my income and FICO scores. My primary income as a nurse is also one of the most stable professions for the next 20 years or so. If I need extra money, I just pick up an extra day.

Thank you for bidding my rate down. ;-)

purchase equipment

Purpose of loan:
This loan will be used to? purchase photography equipment to expand...

My financial situation:
I am a good candidate for this loan because? I actually do own my home .... have no late payments in my history

personal use

Purpose of loan:
This loan will be used to? make a personal purchase.

My financial situation:
I am a good candidate for this loan because? I've only taken one loan in my life back in 03' for $23,000+ and paid it off just fine.

Monthly net income: $3,200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $?500
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 200

re-modeling kitchen

Purpose of loan:
This loan will be used to?to re-model our kitchen for our home of twenty plus years.?

My financial situation:
I am a good candidate for this loan because? I have been in my current workplace for over twenty years, employed as a R.N., I also have over twenty years as a Naval Officer {Commander) in the Navy reserves. I and a responsible individual, married for 36 years, my four children are all grown and working professionally.

Putting in new flooring.

Purpose of loan:
This loan will be used to? install new flooring in our living area.

My financial situation:
I am a good candidate for this loan because?Between my wife and I, we have $ 7,100.00 net income per month.?We have the funds necessary to meet the loan payment.

Monthly net income: $? 7,100.00

Monthly expenses: $
??Housing: $ 1,170.00
??Insurance: $ 95.00
??Car expenses: $ 100.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 220.00?
??Food, entertainment: $ 650.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 1,200.00
??Other expenses: $ 200.00

new engine for college student

Purpose of loan:
This loan will be used to?purchase/install new engine for my college student.?

My financial situation:
I am a good candidate for this loan because i pay all my bills on time.

Monthly net income: $ 4729

Monthly expenses: $
??Housing: $1533
??Insurance: $ 362
??Car expenses: $369.79
??Utilities: $ 162
??Phone, cable, internet: $186
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $111
??Other expenses: $

Debt Consolidation

Purpose of loan:
I have $5000 in personal debt and would like to do a debt consolidation loan and get rid of my high interest credit cards.? I also need school tuition money for the next semester of college.? With my new budget I can pay for all these things within a year or less, but I'd like to take care of these obligations (plus the school tuition is due now) and then pay back the loan in the next 12 to 24 months. I will be using this loan to pay as follows:
$2,500 ? to my U.S. Bank High interest credit card
$1,000 ? to my Capital one high interest credit card
$1,000 - to pay for college tuition and books for fall classes
$500 - to my parents for last semseter of college
Credit:
I have good credit with no delinquicies, just recently paid off my previous prosper loan for $7,000 with no missed payments!? I have paid off four cars with no late payments totaling $11,000, $6,500, $13,000, and $4,950.? I also invest in profit sharing and 401k (7% of my weekly paycheck) with my company, and have full health and dental coverage. Where I work:?
I currently work full time at a manufacturing corporation in Blue Springs, Mo.? I have been with this company for 7 years and and have recently been promoted to department manager of 29 employees and lead process manager for an automation line responsible for about 75% of our department production.? I am a valued employee within the company Income:
I made $36,000 gross last year and with my recent promotion I was put at salary with a $38,000 base, and expect to make a little more than that this year.? I live with my parents and pay no rent payment and i will have no problem paying my prosper loan on time. Monthly net income: $ 2182Monthly expenses: $ -300?
Housing: 0$ - live with parents?
Insurance: 25$ - liability only, own car outright?
Car expenses: 75$? - own my car outright, pay for gas only?
Utilities: 0$ - live with parents?
Food, entertainment: 100$ - misc.?
Clothing, household expenses: 100$ - misc.? I will have $1882 left over to cover savings/any emergencies and to pay off the Prosper loan.
Any questions please message me , and thanks for your consideration!

Engagement/Wedding

Purpose of loan:
I plan to use this loan to help pay for an engagement/wedding with my longtime girlfriend.? I saved enough money to cover all of the expenses, and paid for an upcoming trip to South America on which I intend to propose.? Due to an unexpected surgery this past month?I had?to pull some money from my savings to pay?$12k which was my part of the surgery after?insurance.? This has left my savings short of my intended budget and will not be able to replenish my savings in time as our trip is in less than 2 months.

My financial situation:
I have over 10 years working for a great company where I started as an intern my freshman year of college, and currently work as the business unit manager for the southwest region.? I earn $86k in salary, as well as bonuses and stock offerings that total $20k+ and are payable each spring.? The last few years of my credit record have been flawless and my credit is almost fully recovered from the blemishes received when I was a poor college student.? I currently?have $0 debt, I pay my credit card balances in full every month, and with this loan my debt to income ratio will be 6%.? My credit scores are now over 650 with all 3 bureaus.? My income is high and my living expenses are extremely low.? I plan to pay this debt quickly with the $2k I normally?have transferred automatically to my savings account each month.

Monthly net income: $ 5184 (after taxes, insurance, 401k, retirement fund etc.)

Monthly expenses: $?2475
??Housing: $ 550
??Insurance: $ 65
??Car expenses: $ 200 (gas/maintenance only, car is paid for)
??Utilities: $ 120
??Phone, cable, internet: $ 140
??Food, entertainment: $ 800
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 0
??Other expenses: $ 200 (estimated miscellaneous spending)