Repayment to Uncle Sam (IRS)

Purpose of loan:
This loan will be used to pay my debt to the IRS.

My financial situation:
I am a good candidate for this loan because I always make my?payments on time?and?improving my?credit score is a very high priority for me. I?ve been working towards paying off my ?high revolving credit balance,? but now that some of the credit rules have changed and reduced some of the credit limits, it makes your percentage of credit use look higher than it normally would. Not that I?m blaming the powers that be. I?m a responsible adult and will pay those bills down once?the IRS is taken care of. I do have documentation of this debt, if needed. I would rather take out this loan and pay a higher interest rate, than to make payments to the IRS. I have a great job that I love and I am very capable of repaying this loan with on time payments and an early repayment term. I recently got engaged and have no mortgage or rent to pay which gives me more income to make additional payments. I will pay this loan off quickly and free your funds back up for further investing.

Also as a second "reference" so to speak here is the link to my EBay Member Page. I've been a member since November 2002 and have a 100% positive feedback score. http://myworld.ebay.com/tiffanytwisted23


If you have questions please ask!
Monthly net income: $ 1524

Monthly expenses: $ 958
??Housing: $ 0
??Insurance: $ 108
??Car expenses: $ 285?
??Utilities: $ 0
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $ 0?
??Credit cards and other loans: $ 305
??Other expenses: $ 0

That's over $600 remaining a month to pay you back quickly!

My loan for home improvement

Purpose of loan:This loan will be used to? do some updating to my kitchen. Adding a hallway with a much needed pantry.

My financial situation: I am a good candidate for this loan because?as you can see from my credit rating I am an excellent candidate for this loan. I pay all bills on time and do not have a lot of debt.

My net income is about $5500 a month, not including bonuses that I receive twice a year.

Mortgage (and taxes) $2000
Car $600
Cable, oil, elc $400
Entertainment $300
Grocery $300
Other debt $500
Misc $500

This leaves me plenty of excess money to pay for this loan.

This also doest not included my girlfriend's income. She helps out with the bills too.

$7,000 of the revolving credit balance is the balance of the money I owe for my PSL for the NY Giants season tickets. This is actually an asset that is work over $10,000. I make small payments because I financed the PSL with a low interest rate.

Thanks for looking and please let me know if you have any questions!

Buying an engagement ring

Purpose of loan:
I will use this loan to purchase an engagement ring for my girlfriend (soon to be fiance?I hope)?of five years

My financial situation:
I am a CPA at a Big 4 accounting firm, where I was recently promoted to Senior Manager. The promotion comes with a 20% raise (effective Oct10), which is not reflected in my financial information in this listing. I also have $20,000 in a trading account, which I could use to buy the ring but would rather not for tax reasons (pretty healthy short-term gains).

Monthly income/ expense

Salary (after tax)??????????? $5,400

Rent???????????????????????????? ? 1,500
Dining/groceries?????????????????500
Student loans????????????????????300
Utilities??????????????????????????????100
Insurance???????????????????????????125
Misc??????????????????????????????????500

Available for savings????$2,375

October Wedding Loan

Purpose of loan:
This loan will be used to pay for my wedding in October. My fiance and I are paying for the wedding ourselves, since the economy has our parents unable to help. It will be used to cover catering and facility costs.

My financial situation:
I am a good candidate for this loan because I have not been late on a payment with my car and credit cards. I have a stable job and have never been unemployed. I work 40-45 hours a week and also attend college. I will be graduated with a degree in Animal Science in 2012.

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 75
??Car expenses: $ 450
??Utilities: $ 350
??Phone, cable, internet: $ 430
??Food, entertainment: $ 300-400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 460
??Other expenses: College: $ 300

Getting out from under debt.

Purpose of loan:
This loan will be used to?pay off my credit card?balance and?other existing loan.? Also, i'll be able to pay some upcoming bills for car maintenance, etc...?

My financial situation:
I am a good candidate for this loan because? i have ALWAYS paid my bills on time - never late and actually early.? I take my credit history and score very seriously - sometimes thats the only thing you have left to fall back on.

Monthly net income: $ 2281.00

Monthly expenses: $
??Housing: $ 845.00
??Insurance: $
??Car expenses: $
??Utilities: $ 250.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $ 530.00
??Other expenses: $

Personal recreation vehicle

Purpose of loan:
This loan will be used to purchase a personal vehicle for weekend outing fun.

My financial situation:
I am a good candidate for this loan because I have a secure job in the government with a steady paycheck. I will be getting a promotion in October which will also augment my income and insure payments on the loan. I am looking to build a borrowing history to better facilitate future loans, while obtaining a fun vehicle I've been eying for years. My requested amount is relatively small with affordable monthly payments. Traditional banks do not accept people with thin credit, one without major purchases, which is why peer lending is a good solution.

Monthly net income: $2,510

Monthly expenses: $
??Housing: $1,390
??Insurance: $N/A
??Car expenses: $110
??Utilities: $160
??Phone, cable, internet: $40
??Food, entertainment: $375
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Other expenses: $40 (pets)
~$400 expendable income each month.

Husband Career andDaughter Business

I am requesting a loan to pay for a one year teacher practicum that my husband needs in order to have a permanent teaching certificate. I will also use a portion purchase a used car for my daughter.

My husband has a provisional teaching certificate in French. He did not have a permanent certificate because during the time he was caring for his wife he failed to complete the teaching practicum. The teaching practicum is necessary because he does not have a degree in education. The school system informed him that this is his last year unless he completes the practicum. They do not pay him for the same job that permanent certificate teachers receive and his salary is $20,000 less than his coworkers.

I am asking for this money on behalf of my husband because when he tried to apply for this loan through Prosper they informed him that the credit bureaus have him listed as DECEASED. They informed him that they have him mixed up with the file of his deceased wife. He is working to rectify this problem. The practicum is to begin on Monday, August 9, 2010 and the $4000 fee is due by August 15th. The agency providing this practicum is called MetroResa and they are approved through the State of Georgia Profressional Standards for teachers. Federal financial aid is also not provided to this agency. I have tried other venues in order to help him secure this money. I tried to get a home equity line of credit but I was denied. I have tried to apply for other credit cards but was also denied.

We will be able to pay the loan amount as we will: -cut back on current payments to other creditors- we pay more than the minimum to pay it off sooner and -I receive child support income from my daughters father that I would divert toward payment of this loan. I currently receive $400 total. I make yearly $41,500 and my husband makes $30,266 total of $71,766

The other $4000 will be used to purchase a car for my daughter. She is currently in college, works part-time, has a business, and engages in ministry work. She embraced her step-father and her step-siblings without complaint. She gave up her time with me. She really needs a vehicle because she is having a hard time securing rides to school, work, and deliveries to her clients (She hand crotchets adult and children clothing. The name of her company is Crochet Creations.) She has been rather patient and I love her for it.

Thank you for your time and attention.
Monthly net income: $ 4700
Monthly expenses: $ 3800

fixing the house

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

2 successful loans, looking for 3

I have successfully paid off 2 prosper loans in the past (shown below). Each loan I appreciated all bids, and showcased the appreciation by never paying late, and successfully paying off both loans on time/early.

1) $7,000 @ 29% - ?(Jan 2007)
2) $8,000 @ 19.95% -(July 2008)

Although my wife does work part time, I only want to use my wages for consideration of this loan. I am seeking a $4,000 loan to quickly pay for what my student loans did not cover ($2,000) in my MBA program and my desire to obtain a financial certificate to go with my MBA (Graduated in May 2010). Getting specialized certificates are valuable, but because of the credit hrs of the classes, financial aid cannot be used. This loan won?t cover all of my school costs, but enough to allow me to start back up at the end of August, as I can cover the rest once my reserves start to build back up. Normally we would have some reserves, but elected to allow our kids a fun summer.

Depending on the interest rate of this loan (hope to have rate bid down based on my history of paying off loans at prosper), I expect my loan payment to not be more than $140 a month, which should be no problem to add to my monthly bill payments. Please note, like my other two prosper loans, there is a good chance I will seek to pay the loan off before the 3 year mark. Please bid with confidence as I hope that this third loan will be at a lower interest rate as my other two loans and ? the loan amount. I understand that no loan is a sure thing, but feel that my listing is very very strong.

My take home pay is approx $3,500 monthly

House: $1,370.00 (although I usually pay more) Utilities: $400.0 Food/Ent $600.00

CC?s $200.00

Gas $300.00

Student Loan $200.00 (starting in Nov)

Total: $3,070

New Prosper Loan: $140.00

New Total: $3,210.00

Credit Lines:?Have slowly increased over the last two years because of my?student loans (MBA) with deferred payments until November 2011, and two small department credit cards for wedding in 2008.

Public Records: Judgment was for DQ taxes many years ago. It has been paid in full awhile ago and looking forward to it dropping off my credit report as it is nearing the age of 10 years.

Backup plan: I have some cash reserves now?($700+) in savings and CD?s that I could liquidate if I was ever in trouble to make a payment on my prosper loan. Like before, my prosper payment will be coming directly out of my bank account automatically.

for family

Purpose of loan:
This loan will be used to?I would like to help my grandchildren and great-grandchildren with housing and school expenses.

My financial situation:
I am a good candidate for this loan because? I have excellent credit and have almost no bills.? I have an annuity of a substantial amount but not readily available without a large penalty.

Monthly net income: $ 1700.

Monthly expenses: $ 500.00
??Housing: $
??Insurance: $ 196
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $

renovate an apartment

Purpose of loan:
This loan will be used to renovate? an apartment

My financial situation:
I am a good candidate for this loan because i have full time job and i am able to pay my montly payment at time

Monthly net income: $ 4,100

Monthly expenses:?$2,870
??Housing: $ 1,250
??Insurance: $ 0
??Car expenses: $ o
??Utilities: $ 150
??Phone, cable, internet: $?120
??Food, entertainment: $ 350
??Clothing, household expenses $ 350
??Credit cards and other loans: $ 450
??Other expenses: $ 200

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off credit cards that have a high interest rate of 29.99%.

My financial situation:
I am a good candidate for this loan because my credit score is good and I will pay more on the loan amount because I will have only one bill.

Monthly net income: $ 35000

Monthly expenses: $
??Housing: $?350.00
??Insurance: $ 128.00
??Car expenses: $337.45
??Utilities: $100.00?
??Phone, cable, internet: $100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 26000
??Other expenses: $

3rd Prspr Loan...9 yrs w/ Employer

I am using this loan to pay off CashCall @ a lower interest rate.

My financial situation:
I am getting back on my feet financially after a bad?Real Estate?partnership venture. We bought high, then the market turned and we had to sell low! I have had 2 loans with Prosper and paid them both?back within a year. I do not understand why my credit profile shows 2 delinquencies. I am going to get my?credit report and see....creating this listing is the first I have heard of this.
.
Monthly net income: $ 4190.00

Monthly expenses: $ 2,594
??Housing: $ 740
??Insurance: $ 112
??Car expenses: $445.66
??Utilities: $ 106
??Phone, cable, internet: $ 165
??Food, entertainment: $ 425

??Credit cards and other loans: $ 600
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to get rid of a credit account with Orkin?Pest Control?(termite control and gutter treatment)?that I have taken on to help out my mother.??The credit account is in her name but I'm making payments.? I plan on closing out this loan within 1 1/2?- 2 years

My financial situation:
I am a good candidate for this loan because my job is stable and I've worked for the same company for over 18 years.? I've recently received a promotion as well as a raise.??I have money in savings but do not want to use that money in case something unforeseen comes up.? I try to avoid using credit cards as much as possible but the occasional emergency has come up.

paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Kitchen/Bath Remodel

Purpose of loan:
This loan will be used to remodel my kitchen (floors, cabinets, appliances) and my two small full bathrooms (full gut - new tub, sink, toilet, remove mirrored walls).? The last update was in 1985 and all improvements will add 3x cost to the value of my home.? Additionally, I'm a 2nd time Prosper borrower with perfect pay history.

My financial situation:
I am a good candidate for this loan because I work in the finance industry and know the value of good credit.? I take pride in my credit scores and was raised to respect the dollar and what it means to leverage.

My current monthly net income/expense analysis - Income $6935 - Mortgage $2375, HOA $750 (includes all utilities), Support $1200, Car/Ins $125, Groceries $250, Misc $250.

Questions are welcomed.

Thanks for your consideration.

30th Birthday Party for My Wife

Purpose of loan:
This loan will be used to fund a private party to celebrate my wife's 30th birthday.

My financial situation:
I am a good candidate for this loan because i have reserves and financial means to cover this debt but would prefer the convenience of a long term payment schedule.

Monthly net income: $
$4,800

Monthly expenses: $
??Housing: $ 1,200
??Insurance: $ 100
??Car expenses: $ 175
??Utilities: $ 75
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1,100
??Other expenses: $ 200

Consolidating debt

Purpose of loan:
This loan will be used to? consolidate two debts.

My financial situation:
I am a good candidate for this loan because? I am steady employment and I have not missed a payment in a number of years.

Monthly net income: $

Monthly expenses: $ 2299
??Housing: $ 500
??Insurance: $ 89
??Car expenses: $ 300
??Utilities: $ 120
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 540
??Other expenses: $ 250

Fixing a leaky roof

Purpose of loan:
This loan will be used to fix a leaking roof
My financial situation:
I am a good candidate for this loan because I have a full time job and also work 2 part time jobs so I will be able to make the monthly payment in a timely manner

Monthly net income: $
4105.4

Monthly expenses: $
??Housing: $?600
??Insurance: $77
??Car expenses: $ 438
??Utilities: $ 75
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 120
??Other expenses: $

Pay off high Interest credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay search engines for web page

Purpose of loan:
This loan will be used to? fund search engines for my web site to be on the first page of a customers inquiry.

My financial situation:
I am a good candidate for this loan because? I have been in business for?over 20?years.

Monthly net income: $ 5800

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 120
??Car expenses: $ 215
??Utilities: $ 180
??Phone, cable, internet: $ 78
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $200
??Other expenses: $

Waiting for 8K Home Credit from IRS

Purpose of loan:
This loan will be used to cover my expenses until I recevie the 8K first time home buyer

My financial situation:
I am a great candidate for this loan because I have always paid my bills on time.??Anticipating that I would get the 8K refund for 1st time homebuyer?in a timely manner i went ahead and made some purchases to update my new home.?I filed my?paperwork for the first time home buyer?back on April 15 and?now it has been over 3 months of waiting.?The only reason I have a dilequent on my account is because when I signed up with Verizon Fios earlier this year,?Verizon created another account in my name when I changed my plan and never informed me of this nor the balance I owe. It was their mistake, not mine.? I just learned this today and have taken care of it.? But I was told it will take a month to to clear and then my credit score will be back up over 725 as it was before.? If you offer me this loan for a reasonable rate, I planned to? pay this loan off quickly when I get my refund in from the IRS.? I was told that I would get?it very soon.? ?

Monthly net income: $?? 2000

Monthly expenses: $
??Housing: $ 895
??Insurance: $
??Car expenses: $ 200
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $150
??Other expenses: $ 100

i need help

Purpose of loan:
This loan will be used to? get ahead , slow year at work

My financial situation:
I am a good candidate for this loan because? always make my payments

Monthly net income: $ 2400-3500

Monthly expenses: $
??Housing: $ 1083
??Insurance: $ 40
??Car expenses: $ 400
??Utilities: $ 150
??Phone, cable, internet: $ 45
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 250
??Other expenses: $

Please help! 2nd Prosper loan

Purpose of loan:
This loan will be used to further fund the rest of my education. I am transferring to a university after my summer classes and I've got financial aid and a couple of grants to pay most of the tuition, but I came up short about $4,500. I can't continue with my schooling until I get the money. This is also my second Prosper loan, so I promise you that I am good for the money. Please consider.

My financial situation:
I am a good candidate for this loan because I pay off all of my debts on time and in the correct amount. Never a penny less. If you look at my credit score, it's only in the 600-619 range because I tried applying for a loan through my bank, and with this economy, they will only accept applicants with a near perfect credit record, which I don't think anyone has. So yes, they denied it. My credit score prior was a 652 from Equifax, 704 from Experian, and a 724 from Transunion, with no late payments on anything. My current job is very stable, and I just received a raise, so I save up around $740 a month. I also live with my parents so utilities and other household payments are not an issue.

Monthly net income: $ 950

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 45
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 65
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 0

Purchased new home - blinds, fence

Purpose of loan:
This loan will be used to?pay for blinds, fence, landscaping

My financial situation:
I am a good candidate for this loan because?I have an excellent credit / payment history, stable employment (teacher / education).

Monthly net income: $3,417

Monthly expenses: $
??Housing: $1181
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off Smaller debts to get free

2nd loan with Prosper


Purpose of loan:
This loan will be used to?? Pay off all the little debts and get ahead and have financial freedom I have worked all my life and have got a little behind.

My financial situation:
I am a good candidate for this loan because? I am a hard worker and retired school teacher. I have just got a little behind and want to get cought up and have peace in knowing that I am on my way to financial freedom

Monthly net income: $ 4500.00 (retirement and current employment)

Monthly expenses: $
??Housing: $ 460.00
??Insurance: $ 150.00
??Car expenses: $?600.00
??Utilities: $ 0
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 200,00
??Clothing, household expenses $200.00?
??Credit cards and other loans: $ 400.00
??Other expenses: $ 0

Please Help a former teacher get finacial freedom!!

My Wedding

Purpose of loan:
This loan will be used?for my wedding.?

My financial situation:
I am a good candidate for this loan because i am building my credit from the past unexpected incidents that invovled my credit so now ive been paying off credit lines i have to be able to bring my credit score for the future.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $250
??Clothing, household expenses $?100
??Credit cards and other loans: $ 1500
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate Debt

My financial situation:
I am a good candidate for this loan because I pay all my bills on time and I have already paid off a prosper loan and I have improved my credit score more than 40 points?since my last loan?

credit cards and house repairs

Purpose of loan:
This loan will be used to? pay of my?4 credit cards and make some home repairs such as my oven is non usable. I?have been paying $160 per month on all of them and my balances aren't going down. They keep adding fees and interest so I can never get caught up. I want to pay them off and then get my credit back in good shape. I have the money for 1 monthly payment, not to be paying a little to all 4. I have a custody of my child but court ordered that?the father to pay any child support, but I do have a room mate who pays me $500.00 a month additional income. I take good care of my money I just got in a rough spot and had to use my credit cards and now cant get back up. Help please.

"Paying off my credit cards"

Purpose of loan:
This loan will be used to pay off some credit card debt.

My financial situation:
I am a good candidate for this loan because I have stable employment, a solid credit rating, and other assets, such as rental real estate.

Monthly net income: $ 4,600

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating for Grad School

Purpose of loan:
This loan will be used to consolidate a portion of credit card debt as I start graduate school, using my GI Bill benefits, to earn a Masters in Education and a secondary education teaching license.

My financial situation:
*No late payments on any account in past five years.

*Stable monthly income from GI Bill benefits and the National Guard.

I am a good candidate for this loan because I have successfully paid off a previous loan, ahead of schedule. My finances will be steady as I complete my masters program.

Popular Local Designer's Retail

Purpose of loan:
This loan will be used to?

Open up a retail shop and art gallery for local artists to consign their work. I have enough money saved up to get the shop up-and-running, but I am hoping to open this business with as much security as I can. This is my dream, and I have worked towards it for five years. I just want to make sure I do it EXACTLY right from the beginning.

My financial situation:
I am a good candidate for this loan because?

The business model is undeniably low-risk: consignment has NO overhead cost, and we will also offer "rental" retail rack space in the store at $100/month for artists who have higher-end products and would prefer not to consign at the standard 50% rate. We will also be curating the walls as an art gallery at a 30% commission, and offering sewing classes, craft nights, art openings, fashion shows, and other community events for a cover charge that will generate revenue for the shop AND benefit the community. Effectively, the design for profitability in this store is exceptionally smart.

Monthly net income: $ 4100.00



Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 27.00
??Car expenses: $ 0
??Utilities: $ 100.00 (shared with three other stores)
??Phone, cable, internet: $ 50.00 (shared with three other stores)
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $

Home Improvements

Purpose of loan:
This loan will be used to?
Home Improvements: New flooring, paint, yard maint.
My financial situation:
I am a good candidate for this loan because? I have been working for the same employer for 7+ years- good working history, Credit rating is important to me, I have a fiance' that lives with me and pays half the bills and mortgage.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1687
??Insurance: $ 167
??Car expenses: $ 545
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 0

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off all my credit cards.????

My financial situation:
I am a good candidate for this loan because? U.S Army Soldier fighting for you at war.

Monthly net income: $ 6600

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 75.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $?86
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 800

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate credit card bills.

My financial situation:
I am a good candidate for this loan because i pay my bills on time.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $?730
??Insurance: $ 200
??Car expenses: $
??Utilities: $ 70
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

My 2 loan via Prosper

Purpose of loan:
Due to unforeseen circumstances of owning a home I got behind on my property taxes so this loan will be used for that purpose - due by Sept the 1st.

My financial situation:
I am a good candidate for this loan because I have previously had a loan via Prosper which I paid off within the 36 months allowed. In spite of my listing showing a?D rating,?my income is 74,000 annual so I'm more than capable of fulfilling my obligations to you. Also, as you can see my credit score has increase by 80 point since my last loan. So, with that being said, if you invest in this loan you will not be disappointed!

Monthly net income: $ 4,428.00
Monthly expenses: $?1,635.00???
Housing: $ 826.00???
Insurance: $?100.00???
Car expenses: $ 50.00 (own)???
Utilities: $ 148.00???
Phone, cable, internet: $ 105.00???
Food, entertainment: $ 200.00???
Clothing, household expenses $ 100.00???
Credit cards and other loans: $?6.00????
Other expenses: $ 100.00

Again, thanks for your consideration.

Paying off debts & setting up house

Purpose of loan:
This loan will be used to pay off a line of credit, and to help me set up house in my new apartment. In addition, I am a business broker and I plan on using?part of it to fund some marketing endeavors to grow my business this year.

My financial situation:
I am a good candidate for this loan because I am a consistent earner with a proven work history. I take paying off my debts very seriously, and will treat this debt the same. ?

Monthly net income: $ 2,100 + commissions (I am the Director of Marketing at my firm, and am paid w-2 income in that position, but in addition I am a Business Broker for myself as well and am paid commissions when I sell a business. In the last six months I have made approximately $6,000 in commissions. The commission income is 1099 income.)

Monthly expenses: $ 1750
??Housing: $ 800
??Insurance: $?50
??Car expenses: $?50
??Utilities: $ 100
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $?100
??Credit cards and other loans: $ 375
??Other expenses: $ 0

WORKING CAPITAL NEEDED

Purpose of loan:
This loan will be used for Working Capital.

My financial situation:
I am a good candidate for this loan because my Experian Credit Score was 682 before going through a car wreck several months ago and replacing my vehicle and in the process reducing my score through multiple negotiations at many dealerships.? And most importantly, I have the means and ability to easily pay the loan back from current income.?

Monthly net income: $6,000.00

Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 150.00
??Car expenses: $ 300.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 1000.00

Almost Divorced Dad Needs Help

Purpose of loan:
To pay attys fees and to pay off 1 credit card.

My financial situation:
My house is for sale and I have over 50k equity that will be mine after the divorce is final Aug 27. I will be able to pay all of my debits off and have a clean slate once my house sells. I plan on never getting into debit again.
I have always paid my bills on time and can back it up with proof.

Monthly net income: $ 4310.96

Monthly expenses: $ 3884
??Housing: $ 570.00
??Insurance: $ 169
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2500
??Other expenses: $

Paying off my credit cards.

Purpose of loan:
This loan will be used to pay off credit cards and increase my savings.

My financial situation:
I am a good candidate for this loan because I recently funded a land investment here in California.
I earn a consistant 10k per month

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $ 1295.00
??Insurance: $ 130.00
??Car expenses: $ 491.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Remodeling Kitchen

Purpose of loan:
This loan will be used to do home improvement.

My financial situation:
I am a good candidate for this loan because I always look out to repay the money as soon as possible

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 1900
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $ 300
??Credit cards and other loans: $
??Other expenses: $

Payed 100% on-time, 2nd Loan Now.

Purpose of loan:
Pay down a high interest credit card...would rather pay interest to Prosper member than to credit card company.? This is my second Prosper Loan, I payed the first one 100% on-time...this second one will not be any different. Only reason why my credit score has gone down is because I have student loans and more revolving debt on my credit now, which I will use this loan to consolidate into one monthly payment and pay down my debt faster.

Monthly net income: $ 2900

Monthly expenses: $ 1900
My husband and I can afford this extra payment and will be paying extra each month. Thanks, Happy Bidding

Auto loan with excellent credit

Purpose of loan:
This loan will be used to?
A new car
My financial situation:
I am a good candidate for this loan because?
I have never been late on a payment in my entire life
Monthly net income: $
3500
Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $

govt.employee repaying payday loans

Purpose of loan:
This loan will be used to pay off 8 payday loans that I have been rolling over each month.

My financial situation:
I am a good candidate for this loan because I hold a steady state government job in California. I have been with my current employer (a school district) for the past 7 years going strong. My household expenses are shared with my wife who holds a steady banking job. I believe I have the financial capacity to repay and look forward to getting out of the payday loan cycle and building a secure future for my family and self. Thanks in advance for your consideration.

Monthly net income: $ 4000

Monthly expenses: $ 400
??Housing: $1500
??Insurance: $40
??Car expenses: $200
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $50
??Clothing, household expenses $200
??Credit cards and other loans: $100
??Other expenses: $150