My loan for home improvement

Purpose of loan:
This loan will be used to install a new water heater in my home.? My water heater recently started to leak from the bottom and has a busted seam in the rear.? I have already purchased a tankless water heater to replace it, and I would like to use these funds to pay a plumber for installation.

My financial situation:
Though I have a high bankcard utilization, I am not late on any of my payments, and my debt to income ratio shows that I am able to meet my financial obligations every month on time.? I am not a risk of flight and I am working to pay down my debt.? A water heater is necessary to maintain a home, and as such I cannot wait to have this one installed.? I have already purchased a tankless water heater, and these funds will be used to pay a plumber to install the new unit in my home.

Purchasing A Home

Purpose of loan:
The purpose of this loan will be to use funds as a downpayment for an investment?property.

My financial situation:
I am a good candidate for this loan because?

Currently, I have low debt-to-income ratio and have two rental properties with positive cash flow totally $800 per month. I have the ability to?analyze which properties will rent quickly and target these areas. I market properties as soon as I have property under contract,? select a tenant?prior to closing to ensure mortgage is paid directly from cashflow.

Monthly net income: $
$4400

Monthly expenses: $
??Housing: $ 1258.00????????
??Insurance: $
??Car expenses: $
??Utilities: $ 170????
??Phone, cable, internet: $ 120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $

Paying off my credit cards

Purpose of loan:
?This loan will be used to paying off my credit cards. The interest on this card is 38%?and?I would rather pay investors than the credit card company and start to save money again? from my teaching job? and ebay business. Because I must sent money back to my parents because after 3 years my dad fell down in bathroom and he went to operate his brain and now he still need physical therapy every week because he can't walk by him self.

My financial situation:
I am a good candidate for this loan because I have an established eBay business selling jewelry and? now I have a part time job at hight school district to teaching thai as second language and start private class too, and I pay my bills on time.

Monthly net income: $ 1000

Monthly expenses: $
Phone, cable, internet: $ 50.00
Cloth?????????????????????????? $50.00
Help my parent???????????? $200
 

NOT HIGH RISK, PLEASE CONSIDER LOAN

Two weeks ago my Prosper Rating was an A; today it is HR...I?CANNOT?believe it dropped like that, there has been no change in my status. In fact, my credit score has gone up since last month! Securing this loan will allow me to pay off?two of my high interest credit cards and reduce my monthly payments by $200 a month. I would MUCH rather pay you than the credit card companies! I am current on ALL accounts. I have been teaching at the same high school for 32 years; I love what I do; I know I have an impact on the lives of the students I teach. In addition to teaching full time, I also work a part-time job during the school year and a job during the summer.

I am an EXCELLENT candidate for this loan because I have been teaching for the same school district for 32 years, lived in the same house for over 20 years & know the importance of paying off debts one incurs. I have NO delinquent accounts, DO NOT miss payments, & ALWAYS pay back my debts. I now have a roommate who helps pay the household expenses.

Monthly net income:?? $5600

Monthly expenses:?????$4944

Mortgage?????????????????????1589
Insurance??????????????????????? 60?
Phone/Cable?????????????????? 99?
Utilities????????????????????????? 100
AT&T???????????????????????????? 175
Credit Card Debt????????? 2300
Food, Household???????????100
Gas???????????????????????????????? 90
Prosper Loan????????????????431

paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Start up money for business

I will be using this loan to start a screen printing business. I need the loan to purchase some equipment to get started. I already have 2 orders and possibly a third. I also have a friend who is in the sign printing business and he will send me all of his screen printing business, as he only prints inkjet signs. All initial profits will go to pay off the loan. I also will keep my current job to help pay off the loan.

Trucking for a better future

Purpose of loan:
The reason I am a good canidate for this loan includes the following:

I have been a truck driver for three years, I have fair credit, I'm a hard working man. My trucking career means the world to me. The reason I'm applying for this loan is so that I can establish my own trucking company, to provide a better future for my wife and unborn child.


My financial situation:
I'm an in a secure financial situation to be able to afford the monthly?truck payments.
As an owner operator hauling containers my estimated net income should be apx: $5,000 which is almost?twice the amount of my current net income.


Monthly net income: $ 2,400

Monthly expenses: $
??Housing: $ 230.00
??Insurance: $ 40.00
??Car expenses: $ 270.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 280.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 50.00

My personal loan

I currently have a loan out from my 401K of approximately $14,000.00. I am requesting this loan to pay that loan off so that I can take out a new loan from my 401K for a larger amount at a lower interest rate. Part of that loan will be used to pay off this loan. The loan request time should only be for about 2-4 month, depending on how loan the 401K process is.

wedding expenses

Purpose of loan:
This loan will bbe used to pay off the balance owed for my wedding in 3 weeks

My financial situation:
I am a good candidate for this loan because as you can see in my credit history and score, I always pay my loans back

Monthly net income: $
2600-2800 after taxes
Monthly expenses: $
??Housing: $
??Insurance: $ 90
??Car expenses: $
??Utilities: $180??Phone, cable, internet: $ 100
??Food, entertainment: $ 3-400
??Clothing, household expenses $
??Credit cards and other loans: $ 10,000
??Other expenses: $

Personal Loan needed

Purpose of loan:
Debt consolidate some high interest credit cards and a few small home improvements (Roofing and AC)

My financial situation:
One these things are consolidated i will easily be able to make payments

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $1175.00
??Insurance: $ 200.00
??Car expenses: $?500.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenes $
??Credit cards and other loans: $ 350.00
??Other expenses: $

Engagement Ring

Purpose of loan:
Engagement Ring

My financial situation:
Reliable job for 3 plus years.? Young business professional.

Monthly net income: $
2300
Monthly expenses: $
??Housing: $? 500
??Insurance: $ 150
??Car expenses: $? 250
??Utilities: $ Encluded in rent
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 40
??Other expenses: $ 30

Consolidate a couple loans

I will use this loan to consolidate two loans, I have shown the ability to manage my obligations on time and I would not ask for this loan unless I new I had the means to pay it. My spouse is also working full time, this is some thing I want to do on my own though.

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Refinancing a credit card

Purpose of loan:
This loan will be used to pay off the remaining balance on our AMEX card.? The interest rate is out of control.

Financial?situation:
I am a good candidate for this loan because? Even though this loan is based on my credit alone, my household income is a little over $100,000 with my husbands income.? We don't have any problems in meeting our current financial obligations.? We just want to speed up the process of paying off our?debt?and?we'd like to pay?the interest to someone other than the bank.? Thank you for your time and consideration.

paying off credit cards andolddebts

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Re-finance balance

Purpose of loan:
This loan will be used to replace a credit card balance.? The recent passing of the Credit Card Act by Congress has led to the detrimental effect of business-only accounts to start reporting on personal credit.? This has resulted in a lower score.

My financial situation:
I am a good candidate for this loan because I have never missed a payment or paid late on any borrowing in 25 years.? This includes mortgage, investment properties, auto loans and credit cards.? The revolving credit balance shown on this profile includes two secured lines of credit with Wachovia Bank on investment properties, so they are not unsecured revolving accounts.? The credit score shown above seems low.? I recently checked my scores with Equifax and they were 694 - 710.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate some recent purchases and credit cards .

My financial situation:
I am a good candidate for this loan because? I have not had a delinquincy in over 5 years. This will be my 3rd prosper loan , 100% on time on the previous 2.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt consolidation

Purpose of loan:
This loan will be used to consolidate all my debt.?

My financial situation:
I am a good candidate for this loan because I always pay all my bills on time.
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate Debt

My financial situation:
I am a good candidate for this loan because I pay all my bills on time and I have already paid off a prosper loan and I have improved my credit score more than 40 points?since my last loan?

paying down debt

Purpose of loan:
This loan will be used to?
pay down my debt on my credit and store cards.
My financial situation:
I am a good candidate for this loan because I never been late ever and I am highly responsible when it comes down to paying my bills.

Monthly net income: $ 6451

Monthly expenses: $?3675
??Housing: $?1500
??Insurance: $ 100
??Car expenses: $ 700( new)
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?400
??Other expenses: $ 125

Debt Consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Assistance w/Sibling's Cancer

Purpose of loan:
This loan will be used to? assist my twin brother with cancer treatments as he is uninsured

My financial situation:
I am a good candidate for this loan because? It is a one time loan request. I can allocated almost 50% of contributions to savings as I am married and pay only 1/2 of monthly expenses

Monthly net income: $ 3500.00

Monthly expenses: $ 1644.02
??Housing: $?468
??Insurance: $ 43.49
??Car expenses: $ 333.53
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Help pay property taxes and bills

Purpose of loan:
Hello, I just wanted to start off saying i had a active listing with my Prosper Score at 7 just last week and withdrew it to join a group and now listing this and my score was a 2 for some reason then Prosper cancelled my listing because they made errors in people's score they said, but my score is still lower than before so i'm not sure why that is. This loan will be used to help my parents and myself pay bills for a six family building we own in NY. We will have 3 apartments vacant( 2 due to moving tenants and other apt is used for storage as we're fixing our own apartment) by the end of July and will have to do some retouching up before re-renting them but we have some bills that need to be paid which include mainly the the property tax, water bill, insurance, etc, which overall add up to over a few thousands of dollars and we don''t have enough money right now to pay off all of them. Any help would be very much appreciated, thank you.

My financial situation:
I am a good candidate for this loan because I currently make anywhere from $1,800-$2,500 a month, and would be able to pay off the debt before the 36 months, but i know Prosper lists this as a 36 month loan, so i'm willing to pay the extra interest? make payments every month for the next 36 months to get this money within the next few weeks because the extra money would definitely help me and my parents out within the next few months with paying off most of these bills. *Also please note that even though my revolving credit balance it at $24k, only about $7k is my own, the rest of that is my parents credit card accounts that i am linked with.

Monthly net income: $ Anywhere from $1,800-$2,500

Monthly expenses: $
??Housing: $0(owns the place living in)
??Insurance: $0
??Car expenses: $200
??Utilities: $150
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $100

Money for Wedding

Purpose of loan:
This loan will be used to? pay for September 2010 wedding

My financial situation:
I am a good candidate for this loan because? I can pay the monthly payments

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1136
??Insurance: $ 60
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $?300
??Credit cards and other loans: $ 200
??Other expenses: $

Lower Interest Rate-GUARANT'D RETRN

Purpose of loan:
The purpose of this loan is to pay-off my credit card at a lower interest rate.? With the new credit card laws signed into effect in February, most,?if not?ALL credit card companies can no?longer work?with you to lower your current interest rates on outstanding balances. ?However, they're willing to still lend you money and always send you balance transfer checks?to transfer more money.

My financial situation:
This?sight does not allow a joint account or joint income, however I am recently married and my wife and I have?a dual income in excess of $140k (gross). ? We are both CPA's and have no kids and?we are working to pay down all of our debt that we incurred prior to?getting married.? We have committed to paying down all of our outstanding debt?as quickly as possible and?we are?currently paying over?$1,000/month to pay down our credit cards.??At this rate, we could have our cards paid off in 18 months, however?we would just like to lower the interest rate we are currently paying.?

Monthly net income: $? (joint income - gross)? - $12,000

Monthly expenses: $
??Housing:? $2,400
??Insurance: $200
??Car expenses:? paid in full
??Utilities: $ 300
??Phone, cable, internet: $300
??Food, entertainment: $500
??Clothing, household expenses $?100
??Credit cards and other loans: $ 600
??Other expenses: $

paying down high interest debt

Purpose of loan:
pay down high interest debt????????
My financial situation:
I have excellent credit and pay timely

Monthly net income: $
6000
Monthly expenses: $
??Housing: $ 825
??Insurance: $ 200
??Car expenses: $?335
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $200
??Clothing, household expenses $?100
??Credit cards and other loans: $ 700
??Other expenses: $

Help me payoff my credit card!

Purpose of loan:
This loan will be used to?
Payoff my credit cards and help me reach my goal of being debt free!
My financial situation:
I am a good candidate for this loan because?
I am an honest, reliable person with good ethics.? I have NEVER been late on any payment, never had a bounced check, always pay my bills on time before I do anything else with my money. My credit and making-good on my promises to pay are my priorities. I'm not having any trouble making my payments, I'm just looking to get a fixed term, fixed rate loan so I can get my cards paid in full within 3 years or less.

 

She Deserves a Honeymoon

Purpose of loan:
This loan will be used to help pay for a honeymoon.

My financial situation:
I am a good candidate for this loan because I am marrying up.? Just kidding, sort of...? My soon-to-be wife makes about?4 times as much as I do.? She is a lawyer and I am a social worker.? Her salary pretty much pays for everything, including the mortgage payment on our new house, most of?our bills, and our upcoming wedding.? But I don't think she should?have to pay for her own honeymoon!? She deserves to be spoiled. ?I get to keep a job?that I love,?helping people, but?that pays?next to nothing, all?because she?is willing to work long hours and endure the stress of a high paying job.? She deserves to be?treated to a great honeymoon.? I have always had excellent credit, so?I thought getting a loan would be easy.??But while my girl?was in?law school, we put a lot of expenses on my credit?cards.?? Her paychecks are paying the credit card bills now, so it evens out.??However, the bills are still in my name, so my debt to income ratio is preventing me from getting a loan through a bank.? I really want to treat her to something for a change.?? I have some money saved up for the honeymoon, but not enough.? I need a little help.

Monthly net income: $2,220
Monthly Bills ($200-$250)

Getting on track, grad school

I will be using this loan to consolidate my credit cards and to offset costs for graduate school.

I currently have 3 different sources of income
I run a design company for high school bands
I work full-time as a waiter
I have an assistantship for graduate school

The high risk rating is due to high credit card balances. I only have two cards with the highest credit line at 2,000 and the other one at at 750.
My payment history shows that I am extremely consistent with making payments. I make more than enough to cover payments now and when the fall semester begins my net income will increase. I am looking to pay off the entire loan within 18-24 months.

Monthly net income: $3,000

Monthly expenses: $1,715
??Housing:475 $
??Insurance: 80$
??Car expenses: 120$
??Utilities: 60$
??Phone, cable, internet: 130$
??Food, entertainment: 250$
??Clothing, household expenses 100$
??Credit cards and other loans: 500$

Thank you for your consideration.

Pay off two payday loans

Purpose of loan:
This loan will be used to pay off two payday loans I was forced to take on to cover expenses my former employer left me with.? My intent is to pay this off with a bonus in March of 2011.?? I can pay half of the payday loan ($1500) but am looking for assistance on the other half.



My financial situation:
I have recently left a company that ended up going bankrupt and leaving me to pay $3,000 in expenses.? I was also not given my last three paychecks.? My debt has accumulated since that company never paid me bonuses that were promised and written into my job offer.? My current company has a stock grant program but my stock won't vest until July 2011.? I am looking for a short term loan to pay off some high interest debt so that I can get ahead of my finances.? In addition to the stock grant that will vest I am eligible for a 20% bonus in March that I will use to pay this off sooner.?

The issue here is short term cash flow between now and my bonus which I get in March.? Notice I have no delinquencies on my credit and have worked very hard to pay all of my creditors despite losing over $50,000 in pay (bonuses and paychecks that I never received).

Please help me through this short term issue that my former employer has put me in.? Thank you!

Monthly net income: $ 8300

Monthly expenses: $ 6100
??Housing: $ 2000
??Insurance: $ 150
??Car expenses: $ 1100
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 800
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1100
??Other expenses: $ 300

ADDING TO RENTAL PROPERTY INVENTORY

Purpose of loan:
This loan will be used to purchase and additional rental property.? I currently own 6 other rentals that cashflow $5000.00 per month.? This property I will purchase cashflows roughly $1200.00 per month.?

My financial situation:
I am a good candidate for this loan because my payment history is excellent.? I have a previous prosper loan that I have never been late on.? I would be able to pay this loan back in one year based off the cashflow on the rental property.

Pay off rent/utilities/car repair

Purpose of loan:
This loan will be used to?pay off the rest of my rent, utilities, repair my car before damages get worse, pay of medical bills, etc.

My financial situation:
I am a good candidate for this loan because?I have a steady income and minimal monthly expenses.

Monthly net income: $ $2,000 +

Monthly expenses: $
??Housing: $ 575.00
??Insurance: $ 0.00
??Car expenses: $ 0.00
??Utilities: $?60.00 +/-
??Phone, cable, internet: $ 100.00
??Food, entertainment: $
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $
??Other expenses: $

paying off my credit cards

Purpose of loan:
This loan will be used to? pay down credit cards

My financial situation:
I am a good candidate for this loan because? i pay my bills Note I was fully funded Posper could not get hold of me I was out of town
from July22 to Aug. 03 Thank You

Home Improvements and Pay Off Debt!

This loan will be used mainly for home improvements and to pay off some bills.I would rather use Prosper for my needs than to use credit cards.I am a good candidate for this loan because I am in a secure job as a physician for over 20 years and I am with the Army Reserves. I make enough money to pay this 2nd Prosper loan without difficulty.Thank you for your consideration.Monthly net income: $20,000

Monthly expenses:
??Housing: 3300
??Insurance: 1150
??Car expenses: 1500
??Utilities:?400?
??Phone, cable, internet: 450
??Food, entertainment: 1000
??Clothing, household expenses?750?
??Credit cards and other loans: 3200
??Medical Dues: 125Taxes: 542

Pay off credit cards

Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Time to climb back out of the hole!

Purpose of loan:
This loan will be used to give me a little breathing room until I get my raise in September.

My financial situation:
I am a good candidate for this loan because?
I was in the process of rebuilding my credit, but lost my last job during the worst economic period in our history.? 100% on-time with all my payments since my bankruptcy back in 2005; paid off my first prosper loan, and have almost paid the second.? I know this loan is considered high risk by the site, but it is a good investment for that angel out there.? This loan is just for a little breathing room until I get my raise in September.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $900?all inclusive, split with my other half
??Insurance: $ 78
??Car expenses: $ 478
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $400

Pay off debt and buy new test kit

Purpose of loan:
This loan will be used to pay off an old debt that I have been slowly working on with a family member, pay off the $664.00 revolving credit and two pay day loans?and to purchase a new test kit to be able to provide testing services as a second job.? This second job will be part time and based upon potential customer need.? I anticipate this second job to generate additional income of $800 per month starting out.?

My financial situation:
I am a good candidate for this loan because I work very hard every day and have been at the same job since 2002.??I do not?intend to quit this job but use the second job to continue/pick up services my first job can not get to.? I?have improved my?financial situation tremendously over the past few years until I?was asked to work only part time for most of 2009?and could not get a second job (which caused the pay day loans).? I have worked full time since 1/10 for the same company I began with in 2002.? I have been working diligently to clean up my credit file and only have one outstanding debt/Collection left to pay which will be paid in full on Thursday 8/5/10.?

Monthly net income: $ 3,000.00 to 3,500.00

Monthly expenses: $
??Housing: $?250.00
??Insurance: $ 108.00
??Car expenses: $ 150.00
??Utilities: $ N/A
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 80.00
??Other expenses: $ 200.00?

Expanding Coffee Roastery to Retail

Purpose of loan:
We will be using this loan to expand our existing coffee roastery into a building with a retail front.?

My financial situation:
Started in our garage to lower our over head and get word out about our product. The roastery's volume has out grown the space available in the garage.? This retail location will also allow us to offer cafe type services along with giving us a larger more visible location to roast coffee.?

Monthly net income: $ 3,400 (after taxes)

Monthly expenses: $
??Housing: $ 749
??Insurance: $ 77
??Car expenses: $ 250
??Utilities: $ 130
??Phone, cable, internet: $ 200
??Food, entertainment: $ 250
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 0
??Other expenses: $ 200 (Business Related)

Upgrading the Windows in my Home

Purpose of loan:
I am using this loan for two things: (1) Upgrade the Windows in my Home to more energy efficient windows. This will help cut down on my natural gas bill. (2) Pay off my current Prosper loan.

My financial situation:
I am a good candidate for this loan because I have never missed a payment on a loan. I will not miss a payment on this loan. I have an excellent history.

Monthly net income: $ 4100.00

Monthly expenses: $
??Housing: $1250.00/mo
??Insurance: $575 annually
??Car expenses: $375.00/mo (paid of next year)
??Utilities: $100/mo
??Phone, cable, internet: $200/mo
??Food, entertainment: $400/mo
??Clothing, household expenses $(varies)
??Credit cards and other loans: $300/mo
??Other expenses: $200

Getting back on track financially

Purpose of loan: This loan will be used to pay off one auto loan and help us to get back on track financially.My financial situation:? I am a good candidate for this loan because it will help us pay off one auto loan and bringing down the delinquents with the credit card companies. With Prosper.com help, it will help us a lot because it will allow us to have little more cash flow and some to help paying off the debts faster.
Monthly net income: $4,750
Monthly expenses: $3880
Mortgage: $750Auto Loans:? $795
CC Accounts: $641Water/Sewer/Electric: $241
Gas:$400 Grocery:$360 Internet/Cable:$165Other expenses: $534

My personal loan

Purpose of loan:
This loan will be used to help fund a franchise my husband and I have purchased called The Little Gym (TLG).?? There are more than 300 worldwide and 11 in North Carolina. The nearest TLG to Fayetteville is 90 minutes away.We have already purchased the franchise and raised? $190,000 for project costs in the last two and half years.? We are just $20,000 short of our?funding goal to open the gym, which is planned for January 2011.?? We have tried to go through the SBA, but had no luck.?? We are just hoping someone will help us in securing this last bit to meet our goal.
My husband is a Major in the U.S. Army.? He has been in for 15 years.? We do own a home in Fayetteville, NC.?? We have owned our home now for 9 years.

We strongly believe Fayetteville will be a great market for The Little Gym considering there are very little resources for children.? In addition, a military base closure in Atlanta, Georgia will result in 40,000 people relocating to Fayetteville, NC.? A majority of these military members and civilians have families with children.?

Monthly net income: $7200

Monthly expenses:?
??Housing: $ 1400
??Insurance: $ 119
???Utilities: $ 200
??Phone, cable, internet: $135
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600

pay off credit cards/ other bills

Purpose of loan:
This loan will be used to?pay off my 2 major creditors as well as other bills.?

My financial situation:
I am a good candidate for this loan because? I do my best to make sure all of my payments are made promptly and I have never defaulted on anything.

Finishing Basement

Purpose of loan:
This loan will be used to? finish part of my basement

My financial situation:
I am a good candidate for this loan because? I owe only a minimal amount of money in debt
Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 99
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $ 0

Child Development Center Funding

Purpose of loan:
This loan will be used to expand our preschool, daycare, and Child Development Center, which is experiencing great growth.? The center is currently licensed for a 50 child capacity, of which we currently have 40 children enrolled. This loan will help in minor remodeling of 5,000 square feet of our 30,000 square foot building for additional classroom space.? The additional classrooms will allow us to increase our license capacity with the State of Michigan to approximately 100 children which will in turn bring the center more income.


My financial situation:
I am a good candidate for this loan because I am dedicated to the growth of the center.? I am carefully watching my credit, and paying all credit obligations on time so that my credit score will increase.? The center is currently bringing in $20,000 per month.? I also work and my income is $3500 per month.? I will assure you that every payment will be paid on time and that I will most likely pay it off early

Monthly net income: $?13,000 (center)

Monthly expenses: $ 7,000 (center)

Personal:
??Housing: $ Home paid off
??Insurance: $ 260
??Car expenses: $ 120
??Utilities: $ 250.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 250
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ NA
??Other expenses: $ 150.00