Consolidating My Credit Cards

Thank you for taking the time to read my listing.??

Purpose of loan:
This loan will be used to consolidate all of my credit card bills into one?lower interest rate and payment.

My financial situation:?
????I?have been working two stable jobs for a little over a?year and have no?intentions to change that as they treat me very well.?????
????I have paid, always do and always will pay my bills on time?as they are my top priority.?????
????Yes, I do know?I have made quite a few mistakes in the past with abusing the credit cards the way I used to?and because of those mistakes?Prosper?gave?me an "HR" as a?score. But, I?have been smart enough to learn from those mistakes. I have taught myself?much better money managing skills which have come for good in the past year and a half as it has raised my credit score 150-200 points.?Still, I am only 26 and still need to?build up?a much higher credit score for the future.?????
????Getting this loan will not only save me?time (because I hate feeling like I am getting nowhere with paying them down due to high interest rates)?but it will also save me money on a monthly basis,?with which?I will be able to?accomplish goals, such as,?buying a home, having?a wedding, for when I have children so they will have a financially stable home and so that I can go back to school and better myself.?????
????This will finally give me that extra push to get to the light at the?end of the tunnel and?be able to?start looking forward to more opportunities in life rather than just looking at bills and stress every month. I will very much appreciate anything at all that you can do for me.?????
????Again thank you so much for reading this listing.??

Monthly net income: $ 1,200

Monthly expenses: $ 1,172??
????Housing:?$200???
????Insurance: $102??
????Car expenses: $100?for gas??
????Cell phone: $ 70??
????Credit cards and other loans: $700

FuelNutritionals.com

This loan will be used as start-up funding for FuelNutritionals.com, a nutritional supplement retail website, in partnership with Apollo Commerce, a nutritional supplement wholesale supplier and website developer. Start-up funds to be allocated as follows:
website design and?development? - $2,99996 mo?s website maintenance ($100/mo.) - $600merchant account setup - $100 6 mo?s search engine optimization & marketing ($100/mo.) - $600 corporate filing fees & miscellaneous - $500Total: $4800?? ????Nutritional supplement sales reached 108 billion in ?09 with the trend toward online purchases continuing to grow. My website, FuelNutritionals.com, will tap into this market with a two-step plan: 1) creating a modern, easy to use website which offers over 6,000 nutritional supplement products from well-known companies, fast delivery and excellent customer service and 2) utilizing popular web and social media tools such as blogs, forums, product reviews, and web videos to help FuelNutitionals.com create an informative, relevant and strong community-focused web presence. My purpose for this endeavor is to add additional income to help the family?s finances. My wife, who is a teacher, and I have three beautiful daughters. I well-understand those of you reading this work hard for your money; I do not take that lightly. Thank you for your consideration.

Paying off all small debts

Purpose of loan:
This loan will be used to tie up some loose ends on existing debt.? My last loan with prosper was paid off in 15 months and was for 10,000.? My credit proves that? I have a lot of credit and that I do pay on time.? Prosper's payment history is incorrect.? I have never been late 30 days on anything.? I just recently got some things corrected on my report that was documented wrong by the bank.? I take a lot of pride in paying on time.

My financial situation:
I am a good candidate for this loan because I pay?on time.? My credit report proves that.?

Monthly net income: $ 7091

Monthly expenses: $
??Housing: $?872
??Insurance: $?200
??Car expenses: $ 60.00
??Utilities: $ 100
??Phone, cable, internet: $ 65.00
??Food, entertainment: $300
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $

My loan for consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Credit Card Payoff

Purpose of loan:
This loan will be used to pay off my credit card balances.? I have been paying hte monthly minimum payments and realized with the the high compound interest rates I will be paying off my credit cards for quite a while without a loan.? I have tried the balance transfer game to keep the rates relatively low but even with decent rates it will be very difficult to pay off the debt in a desirable timeline.?

My financial situation:
I am a good candidate for this loan because I have always been fiscally responsible.? My credit card problem started two years ago when my fiancee and I separated.? I choose to keep our jointly owned house and to be solely responsible for the mortgage which in hindsight was too much for me on my income alone.? On September 1st the house will be rented out for slightly more than the monthly mortgage and I will be moving to a much cheaper home owned by my brother.? I will be going from paying?a monthly mortgage of $1679 to paying $750 a month in rent.? It's quite a savings which will make paying my monthly prosper loan back very easy.?

Monthly net income: $ 2600

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 135
??Car expenses: $0
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $?440
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 375
??Other expenses: $ 100

Become finanically stable.

Purpose of loan:
This loan will be used?to consolidate bills and help with expenses?

My financial situation:
I am a good candidate for this loan because I have the means to pay it back with interest ?

Monthly net income: $ 2600.00

Monthly expenses: $
??Housing: $ 650.00
??Insurance: $ 110.00
??Car expenses: $ 60.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $?250.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Little more for home purchase

I just need a little additional cash to purchase investment property.? Please help me fund my dream.? My debt-to-income ratio is very deceiving because all my bills (mortgage, taxes, insurance, & utilities are split 3 ways with family members living with me).? Also, I am a homeowner as of December 2009 (I am not sure why my profile says I am not).? I am looking at two homes and plan to rent whichever one I buy for between $500-650/month.? I will repay the debt.? As you can see from my credit I always have and I pay on time.? Thank you so much for your consideration.

consolidating debts

Purpose of loan:
This loan will be used to?pay off some bills and provide a little breathing room with my finances?

My financial situation:
I am a good candidate for this loan because?I have a solid income with the military and can even have it taken out with an allotment every month. I did stumple and ruin my credit years ago but have built it back uo and no?late payments in over 4 years. I have a home and a new car loan on my credit for you to review?

Monthly net income: $
5,900.00
Monthly expenses: $3,000?



??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

3rd loan with Prosper

Purpose of loan:
This loan will be used to?to pay of several small loans and credit cards with higher interest rates.

My financial situation:
I am a good candidate for this loan because?this is my third loan with prosper and in the last 33 payments of I have always been on time.? I feel that my prosper rating of HR is not appropriate since I have never been late in almost 3 years worth of payments.? I have recently paid off some small loans and I am working on paying off some other credit cards.? I feel I am a great credit risk as my job is secure as a teacher.? I have been in the teaching field for the last 13 years.?


Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 1050
??Insurance: $ 80.00
??Car expenses: $ 412
??Utilities: $ 200
??Phone, cable, internet: $ 145
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $

Purchasing a rare Toyota RV

Purpose of loan:
This loan will be used to purchase a 1990 Toyota Winnebago motor home.? My intention for purchasing this unit is to pursue a lifelong dream of travel writing in my leisure time.? This RV is known for reliability, economy and resale value but is becoming rare as it was discontinued in 1993.? Existing units are currently selling at very affordable prices so I feel it is time to invest and follow that dream.

My financial situation:
I am a good candidate for this loan because I have impeccable credit due to a strong personal ethic to be financially responsible, live within my means, and to honor my financial commitments (which is basic good karma).? I purposely carry very little debt.

Furthermore, my business has not been adversely affected by the recent economic downturn so my income stream remains stable and constant.? I attribute this to my work ethic and a reputation for honesty, integrity and outstanding quality/service. Consequently, I have built a strong repeat client base.
I know myself to be an outstanding loan client as I know this will be a mutually beneficial transaction. ? I welcome any questions or communications.? Thank you for your time and consideration.

Equipment for Cupcake Bakery 730+

About Us:
Our business is a gourmet cupcake bakery specializing in small sweet treats with a unique Hollywood theme. Our bakery will be located within Southern California and will carry 20 different cupcake flavors, coffee, and tea all available for take out. Additionally, our bakery will be hip and fun and will also offer catering for weddings, birthday parties, corporate events and more. Our bakery will be centered on a relaxed environment that will set us apart from the Orange County competition. (Photo above is from our first wedding event October 2009)


Purpose of loan:
This loan will be used to purchase equipment for our growing cupcake bakery and will help us open a traditional retail shop. We currently have $15,000 in pre-orders for 2010 alone and have operated exclusively on word of mouth. With a brick and mortar retail location we will be able to accept walk-in orders and launch a full scale marketing campaign.


My financial situation:
I am a good candidate for this loan because currently I have little debt and virtually no expenses as shown below. Upon start-up my business partner and I have injected $30,000 of our own money and cut down our own personal expenses to help grow our cupcake bakery. Additionally, we will be receiving $28,000 back from our landlord for tenant improvement.

Monthly net income: $ 4,500.00

Monthly expenses: $1,375.00
Housing: $0 (paid off rent free)
Insurance: $75.00
Car expenses: $0 (paid off)
Utilities: $300.00
Phone, cable, internet: $250.00
Food, entertainment: $500.00
Clothing, household expenses $0
Credit cards and other loans: $100.00
Other expenses: $150.00 (gas for cars)

Dentist Needs to Consolidate

Purpose of loan: Consolidate Credit Card Debt Accumulated in Dental School
This loan will be used to consolidate my credit card debt that I accumulated while in dental school and i just want one bill to pay each month.

My financial situation is very good and I want to consolidate my credit card debt that I accumulated in dental school.
I am a good candidate for this loan because I am a hard working professional. I am a full time dentist with a beautiful 7 month old baby and husband. I just want to have one bill to pay off my credit card debt.

Monthly net income: $ 9750

Monthly expenses: $7462
??Housing: $2242
??Insurance: $182.50
??Car expenses: $1653
??Utilities: $135
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $500
??Credit cards and other loans: $2000
??Other expenses: $100

Lender reinvesting in Prosper

Purpose of loan:
This loan will be used to? Reinvest in Prosper.? I've been a Prosper lender since November 2007, and currently have more than $7,300 invested in Prosper.? I'm borrowing less than I have invested currently, and plan to reinvest this entire new loan back into Prosper.? I've had one prior Prosper loan which has been paid in full with no late payments.? This new loan will be repaid via auto monthly payments and will be paid off in two years.? I have a great credit score with zero late payments; the slight drop in FICO since my last loan is due to the $264K home-equity line-of-credit showing as a revolving credit balance.? This amount is being used towards a remodel on an income property (residential / tenant occupied) with steady occupancy/rental income.? I personally guarantee that I will repay this loan in full and will continue to be a positive contributor to the Prosper community.

My financial situation:
I am a good candidate for this loan because? I have steady income which well exceeds expenses; I have a great track record as a Prosper lender and borrower.

Business Expansion

My successful?new real estate company is turning a profit,?expanding, and in need of capital. We have a very successful?investment strategy and have been profiting since the formation of the company.?

My financial situation:
I HAVE NEVER MISSED A PAYMENT IN MY LIFE for anything!?I'm not relying on the business in order to pay off the loan. My income will easily allow me to pay it off. My wife and I do not, nor have we ever lived pay check to pay check. Financially, we've never been better. We're expanding our business because?business is good!

Monthly net income: $ 11,600/mo from work + ~2,300/mo investments +? = ~13,600/mo

Monthly expenses: $
??Housing: $ 2200
??Insurance: $?80
??Car expenses: $ 0 (2 cars owned)
??Utilities: $ ~250
??Phone, cable, internet: $ 120
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 178 (a?line of credit we are successfully investing with)
??Other expenses: $ 100

Pay off high interest credit cards.

Purpose of loan:
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because I am full-time employed, and pay all bills on-time.

putting in new floors and cabinets

Purpose of loan:
This loan will be used to? get new rugs and up date all the standered things on my house

My financial situation:
I am a good candidate for this loan because? pay all my bills on time

Monthly net income: $ 1950

Monthly expenses: $
??Housing: $ 777.35
??Insurance: $
??Car expenses: $
??Utilities: $ 80.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
??Credit cards and other loans: $ 100.00
??Other expenses: $

Home Improvement

Purpose of loan:
This loan will be used to?Just bought a house with safety issues I need to replace old knob and tube wiring

My financial situation:
I am a good candidate for this loan because?Up until now I have paid everything with cash, I have no credit cards. I believe in a loan for personal needs. 8 years ago I was out of work for 11 months, I had no choice but to do bankruptcy. Since then I have been employed for 7 years and just purchased a home. I can't get a home equity loan because the house doesn't have enough equity. This is really my last option.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $0
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $230 Student Loan
??Other expenses: $

Paint Paint Paint

Purpose of loan:
Re-paint?????
My financial situation:
Been moving between south carolina and washington and two homes has caught up with me, now that I am back in washington full time things are looking up

Monthly net income: $
8000 plus with the overtime!!

Monthly expenses: $
??Housing: $ 2560
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 300

Consolidating Credit cards

Purpose of loan:
This loan will be used to pay off credit cards

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.?

Monthly net income: $ 1970?

Monthly expenses: $
??Housing: $ 480
??Insurance: $
??Car expenses: $ 392
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $310
??Other expenses: $ 440, I'm currently divorced and I have to pay off joint credit cards. I am required by law to pay off these cards. I need the loan to do so.

Paying Off Credit Card

Purpose of loan:
This loan will be used to?pay off credit card.

My financial situation:Good, principal of an elementary school.
I am a good candidate for this loan because?I have zero late payments on any loan in my life. I use on-line banking so all my payments are sent out electronically on the 3rd of each month.

Monthly net income: $ 7800.00

Monthly expenses:
??Housing: $ 1756.00
??Insurance: $ 300
??Car expenses: $ both cars paid off.
??Utilities: $ 400
??Phone, cable, internet: $ 176
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1200
??Other expenses: $

PAYING OFF CREDITCARDS

Purpose of loan:
This loan will be used to? to pay off my credit cards.

My financial situation:
I am a good candidate for this loan because? I have job stability for 24 years.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 160
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 400
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

My loan for an auto purchase

Purpose of loan:
This loan will be used to buy a used vehicle to travel to school

My financial situation:
I am a good candidate for this loan because I am a responsiple person and has showed i can make monthly payments on time
Monthly net income: $ 1200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0?????????
? Phone, cable, internet: $ 0
??Food, entertainment: $ 30
??Clothing, household expenses $ 15
??Credit cards and other loans: $ 700
??Other expenses: $ 25

Return user never missed a payment!

Purpose of loan:
This loan will be used to finish paying off the rest of my other prosper loan and to pay off my final credit card and be completely debt free! If you have any questions feel free to call me or post a question. I have never missed a house payment, car payment, or any loan payment including my 100% on time payments for prosper itself.

My financial situation:
I am a good candidate for this loan because I have never missed a payment of any sort. I have a fulltime position as an electrical technician where i work 45-55 hours a week. I always pay my bills on time.

Monthly net income: $ 2200
Monthly expenses: $ 1105
??Housing: $ 350
??Insurance: $?44
??Car expenses: $?226
??Utilities: $?80
??Phone, cable, internet: $ 50
??Clothing, household expenses $?80
??Credit cards and other loans: $?275

Paying off high interest loan

I plan on using this loan to pay off a high interest loan with CashCall. My goal is to have this loan paid off in less than a year.

Fixing septic tank

Purpose of loan:
This loan will be used to fix our septic tank in the back yard.? Now that our?granddaughter lives with us we really want to?get it fixed.? We would like to get it done soon while the weather has been?nice.??The?total cost is about 7500.00 but we have?half most of it saved but we if we want to get it done soon we need help attaining the rest of it.

My financial situation:
I am a good candidate for this loan because me and my wife have both been at?the same job for 20 years, we make our?payments on time.? We currently have a prosper loan?which we would pay off with this loan and use the balance for the septic system.? I know it seems like with our income we should be able to have alot of our debt paid down but we have been helping our kids out alot and we recently now have them paying for their own car insurance and cell phones and my son has moved out and has? good job taking care of himself, my daughter now has a good job but her and her daughter still live with us.? Since they have been now getting on their own we recently paid of one credit card and another one will be paid off this month.?

Monthly net income: $ 5276.00

Monthly expenses: $
??Housing: $ 810.00
??Insurance: $?600.00/year
??Car expenses: $ 183.00 car insurance
??Utilities: $196.00 for electric
??Phone, cable, internet: $ 86.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $?800
??Other expenses: $ 400.00 Beneficial loans

Pharmacy Start Up in Southern Calif

Purpose of loan:
This loan will be used to help fund my pharmacy startup. I am a pharmacist and I have been practicing as a pharmacist for 5 years now. I have decided to become my own boss. I understand the retail pharmacy environment very well and also understand the importance of giving customers the best service and price possible. I plan to develop my pharmacy in a densely Hispanic area near Palm Springs. There are over 200,000 people in 5 mile radius. This city I want to have my pharmacy is in 98% Hispanic. There are three main competetors in the area, non of which have pharmacies catering to Hispanics. I would like your help in funding this venture. I understand that you need to trust that I can pay. Please understand that I have impeccable credit (>770).

My financial situation: I currently am on sound financial footing as I have been able to manage an extremely good credit rating.
I am a good candidate for this loan because I am dedicated and willing to work hard for my goals. I just need a jump start on this pharmacy. I am more than capable of paying off a $25,000 loan. If need be, I have 30,000 in 401k that I can access. Thank you for your time.

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay off my credit cards that have high interest rates????
My financial situation:
I am a good candidate for this loan because?
I have always paid my accounts timely.
Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 600????????????
??Insurance: $ 1200 (paid annually)????
??Car expenses: $ 100 for gas
??Utilities: $ 120
??Phone, cable, internet: $ 300????
??Food, entertainment: $ 40
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 3500?
??Other expenses: $

Digging Myself Out of Debt

Purpose of loan:
This loan will be used to pay off the balance of my very high interest credit cards.? I put myself through law school and school loans weren't enough.? I had to use my credit cards to cover the difference.? After law school and while taking the bar, I made a few payments no more than 10 days late (I have no 30 day late payments or deliquent accounts on my credit report) and the credit card companies took the chance to raise my rates to the highest allowed.? I haven't put any more purchases on my credit cards since becoming a lawyer, but since the interest rate is so high I've been unsuccessful in paying down the balance.

My financial situation:
I am a good candidate for this loan because I have a steady job where I have worked since 2006 and have only myself to support.??My credit score would be much higher than it is currently without my school loan debt.?

Monthly net income: $ 4800

Monthly expenses: $
??Housing: $ 795
??Insurance: $ 170
??Car expenses: $ 455?
??Utilities: $ 25
??Phone, cable, internet: $ 120

Refinancing 401k

Purpose of loan:
This loan will be used to? Pay off a 401k loan.? I can only have one outstanding loan.? I'll use these funds to pay off the loan, to take out another, and pay off Pay Pal.? Easy money in interest for about 3 months!

My financial situation:
I am a good candidate for this loan because? It will be paid back in 3 months.

Loan to Repair our Truck!

Purpose of loan:
This loan will be used to repair my truck and to get current?on my deliquent credit card account.


I believe I am a great canidate for this loan because?I have a secure full-time occupation. I am a?LPN at a?Child Devlopment Center. I have been working there for almost 2 years. I know that?in seven years I have been late on 3 accounts but Otherwise I do pay my debts and on time. I have learned from my mistakes and can prove that I am worth investing in. Thank you for your consideration. If you have any questions I will gladly answer.


Monthly expenses:
??Housing: $ 1200????
??Insurance: $ 100
??Utilities: $ 220
??Phone, cable, internet: $ 120
??Food $?200
??Credit cards : $ 400
??Gas: $ 80
Total Monthly Expences: $2320
.

Divorce help for Mother of 3

Purpose of loan:
This loan will be used to help me put a down payment on a house I want to rent? in my kids school district and give a little cushion for emergencies until all the legal proceedings are finalized and put into place.?After that it will be smooth sailing, I just need a little financial security to ensure my girls' lives are disrupted as little as possible. I had to drain my savings account to pay my lawyer so all I have is all I make currently.

My financial situation:
I am a good candidate for this loan because I am a responsible Mother of three wonderful girls. I have been teaching in the same school now for 3 years and love it. I don't have any credit problems or debt. This would be my only debt besides living expenses and it will help to build my credit.

Monthly net income: $ 4000.00

Monthly expenses: $ 1600.00
??Housing: $ 900????
??Insurance: $ 100
??Car expenses: $ 240
??Utilities: $?100
??Phone, cable, internet: $ 60
??Food, entertainment: $ 60
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0????
??Other expenses: $ 40

Mr. Misfortune gets back on track

Purpose of loan:
This loan will be used to?pay off all of me and my wifes unsecured debt and get current on our house payment which is one month behind..?

My financial situation:
I am a good candidate for this loan because?? My wife and I both have good stable long term jobs.? The reason we got off track a few months back is that our sons totalled my wifes car and was exempt from our insurance policy and a close family member passed away?in the same month, that we?took responsibility?for burial costs and we have not been able to get caught up.?

Monthly net income: $ 3000.00 for husband, 2800.00 for wife and 949.00 for disabled brother living in home

Monthly expenses: $
??Housing: $ 2200.00 inc. taxes, ins and h.o.a.
??Insurance: $ 250.00
??Car expenses: $ 850.00
??Utilities: $?400.00
??Phone, cable, internet: $?250.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $
??Credit cards and other loans: $ 650.00
??Other expenses: $ 500.00 gas

Getting everything into one loan

Purpose of loan:
This loan will be used to? get all my little bills, like Drs, dentist, car repair into one payment.

My financial situation:
I am a good candidate for this loan because? I have steady employment and just need to make my life simplified by consolidating all those agonying little monthy bills.

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 123.00
??Car expenses: $ 260.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 0
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200.00
??Other expenses: $ 100.00

Help pay property taxes and bills

Purpose of loan:
Hello, I listed this couple weeks ago and it got 55% funded, relisting now. This loan will be used to help my parents and myself pay bills for a six family building we own in NY. We will have 3 apartments vacant by the end of July and will have to do some retouching up before re-renting them but we have some bills that need to be paid which include mainly the the property tax, water bill, insurance, etc, which overall add up to over a few thousands of dollars and we don''t have enough money right now to pay off all of them. Any help would be much appreciated, thank you.

My financial situation:
I am a good candidate for this loan because I currently make anywhere from $1,800-$2,500 a month, and would be able to pay off the debt before the 36 months, but i know Prosper lists this as a 36 month loan, so i'm willing to pay the extra interest? make payments every month for the next 36 months to get this money within the next few weeks because the extra money would definitely help me and my parents out within the next few months with paying off most of these bills. *Also please note that even though my revolving credit balance it at $24k, only about $7k is my own, the rest of that is my parents credit card accounts that i am linked with.

Monthly net income: $ Anywhere from $1,800-$2,500

Monthly expenses: $
??Housing: $0(owns the place living in)
??Insurance: $0
??Car expenses: $200
??Utilities: $150
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $100

Quickie Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Consolidate Student Loan at Low APR

I am looking to consolidate an exisiting Sallie Mae Student Loan from its current rate of 6.5% to an even lower rate.? I have paid for this loan consistently for the last 5 years without any issues, and have made more and more money at my job.? I am looking to aggressively pay this down as fast as possible through prosper using a shorter period and why not also at the same time give some nice interest back to the communitty instead of banks!? My creditis perfect the one other loan i tried is basically paid off as you can see in my history.? My credit is perfect, and i have no other debt.

thanks,
ANdy!

paying down bills

Purpose of loan:
This loan will be used to?
paying down bills
My financial situation:
I am a good candidate for this loan because? good credit history

Financing an unexpected wedding!

Purpose of loan:
Pay for my daughter's wedding

My financial situation:
I am 50% owner (and lead developer) of www.mydistrict.net.? We are benefiting from the?challenges being experienced by the newspaper industry, because we are seen as a solution to increase their efficiency and cut costs.Over the last decade, my business has grown, and so has my income.? While building my business, I put all of my capital into my business, and acquired quite a bit of debt.? Two years ago, my income reached the point where I now am able to aggressively pay down debt.. which I have been doing, and I am finally almost debt-free other than my mortgage.

Unfortunately the approach of putting everything into paying down debt has left me without enough cash on hand to respond to this unexpected expense.

I am open to a shorter loan term.? I can afford the higher payments required to pay down the loan in a shorter amount of time.


Monthly net income: $ 11,500

Monthly expenses: $
??Housing: $ 1,311
??Insurance: $ 143
??Car expenses: $ 50
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 708
??Other expenses: $

PAY OFF CREDIT CARDS & LOANS

Purpose of loan:
This loan will be used to pay my credit cards and?help pay my brother's student loan and pay for my school as well.
My financial situation:
I am a good candidate for this loan because I pay my credit full and days before they are due. I am a very conscientious person who always pay what i owe and when I make a promise to pay on a set date, I do it without any excuse. I wanted to have a loan due to unexpected expenses where suddenly I can't seem to pay full for credit cards for next month and month after and don't want to neglect family with my own financial problem. That's why I need the loan because as mentioned before i always pay my credit card full and it bothers and stresses me that at this time I am out of fund to pay for next month's expenses. Any questions feel free to ask. Thank you.

Monthly net income: $ 3000

Monthly expenses: $?
??Insurance: $ 100
??Car expenses: $ 700
????Phone, cable, internet: $40
??Food, entertainment: $200?
??Credit cards and other loans: $?roughly 5000?for next month hence I need help?for the first time in 5 years
??Other expenses: $ 210

Consolidating my debts

Purpose of loan:
This loan will be used to centralize my debt into one payment for simplicity.?

My financial situation:
I am a good candidate for this loan because am in a stable situation working for a great company, and our plant is one of their International backbone facilities.? My credit is low because I was involuntarily separated from the Navy after 12 years (Honorable) and I was unable to find employment for 6 months.? My pay is scheduled to go up 25% within the next 3 months as I complete the basic course of training they require for Troubleshooters.?

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $100
??Insurance: $ 200
??Car expenses: $ 450
??Utilities: $ 0
??Phone, cable, Internet: $60
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

Helping my son with his divorce

Purpose of loan:
This loan will be used to?pay off a loan that has a high monthly note and to help my son with his divorce.? ?

My financial situation:
I am a good candidate for this loan because?I?work for the Department of the Navy as a federal employee and I am a retiree from the Navy.? I retired in 2002 from the Navy?after 24 years as a E9.?

Monthly net income: $ 8744

Monthly expenses: $
??Housing: $1390?
??Insurance: $300
??Car expenses: $?1020
??Utilities: $ 240
??Phone, cable, internet: $ 270
??Food, entertainment: $?800
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1910
??Other expenses: $ 135 Extended car warranty

5,000 @ 34.00%

Purpose of loan:
This loan will be used to buy into an already operating restaurant,

My financial situation:, I was able to raise 8,000 from my savings, I only need 5,000 to put a down payment in order to purchase 25% of a resturant which has been making a profit every week. The restaurant was owned by four people and one member is going on his own to open another restaurant near the ocean, So I am buying his shares.
I am a good candidate for this loan because, I know how much pain it takes even to save a dollar, and I beleive tat what you give you will receive even more in return, If I do not re-pay my loan I will be hurting myself, In addition I will be earning more than I am now when I am a part owner of the resturant

Monthly net income: $ now @ 2,400

Monthly expenses: $ approximately 1400
??Housing: $ 500
??Insurance: $ 94
??Car expenses: $ 150
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 85 monthly payment
??Other expenses: $ minimal

Car repairs on two older cars

I need to make car repairs on two older cars.? I need to keep them running so I can get to work.? I have a stable job.? This will be my 19th year teaching school.? I can make the approximately $150 monthly payment on the loan.? I just don't have the larger chunk of change needed make the necessary repairs on the cars.? Thank you for considering funding my loan.

Home improvements 4 my family

Purpose of loan:
This loan will be used to? Help renovate the bathroom, kitchen, and 1 bedroom at my parents house. I currently live with them. I am a student at the University of Oklahoma, while also working full time. I am also the youth director and Sunday School teacher at a small church in my hometown.?

My financial situation:
I am a good candidate for this loan because? I strive to make all payments on or before the due date. I believe that I am a trustworthy person, as I will make good on any deal that I am a party to. I hope and pray that someone will take a chance on me, as they will not be let down.

Monthly net income: $

Monthly expenses: $
??Housing: $ 0
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off cc and medical bills

Purpose of loan:
This loan will be used to make headway paying off credit card and outstanding medical bills which currently total about $24,000.


My financial situation:
I am a good candidate for this loan because? despite a financial setback 5 years ago, I am very responsible with my personal finances and credit. I sold a small business about 7 years ago and personally guaranteed the loan. The borrower defaulted on the loan and the lender demanded that I fulfill the guarantee and pay the loan balance (6 figures). I made arrangements to pay their bank within 1 year but the bank had a large number of bad loans and demanded that I immediately pay the loan balance in full. This forced me into Chapter 13 bankruptcy. I repaid my creditors and the bankruptcy was discharged within 12 months. Other than that, ?I have a history of excellent credit and have never been late on any payments, except during the bankruptcy. Also, my mother has Alzheimer?s disease and I changed my job to part-time 3 years ago in order to care for her. I have helped to pay her bills so she could continue to receive treatment. Due to the progression of her illness, she will be moving into an Alzheimer care facility near my home and I am returning to full-time work. Her expenses will now be paid by a government program for the elderly. Thank you for considering my loan request. I just need some help to get caught up with these bills. I will repay this loan ? in full.??