Paying off some credit cards

I am presently looking to pay off a credit card which I have been paying $100/month towards (above the minimum). I have around $2000 on it and it is with Chase Bank. At the time I took it out the interest rate was reasonable. The $2000 was used for recent home repairs including a new hot water tank.

I have never missed a payment on any of my accounts and have a good job in sales. I have been in sales for four years now since finishing my Bachelor's degree in 2006. I am also taking courses toward a professional designation.

In addition to my income from my job I also have two rental units both in one year leases, one renewed for August, the other until January 2011.


A brief rundown of my monthly payments:

$900 mortgage, taxes and insurance on rental duplex
$400 housing expenses (split with girlfriend in her duplex)
$100 auto insurance (my car a 2003 Ford Escape is paid off)
$100 food
$100 gas
$200 loan for a remodel done three years ago when I bought my house (2007, 5 yr loan)
$100 miscellaneous expenses
$65 whole life insurance premium
$100 for current credit card payment (to be replaced by this loan)
$2065 total payments.

$625 Upper unit rental income
$625 lower unit rental income
$1250 total rental income

$1500 Average after tax monthly income from current commission based job

$2750 Total approximate after tax monthly income
$2065 approximate total monthly payments

$685 In additional income for savings and incidentals


My rental property brings in

Vehicle Repairs

My wife and I are needing to get?my truck repaired. We both are employed, I have listed only my income in the application per her request, if needed I can list hers.?We pay all our bills on time, we have had to use credit more than I would like to due to getting caught with unforeseen expenses like this one. I'm retired from the military so I get guaranteed income every month for the rest of my life?and that yearly income?is included in my income. I know that the interest rate is really high to borrow money, but it's just a lump we will have to take for now to avoid not having both vehicles running.

Pay 2009 Income Taxes

Purpose of loan:?Hello and thank you for taking the time to look at my loan listing. The purpose of this loan is to pay of current prosper loan of 1963.00 and the balance to pay the Federal 2009 Income taxes as a result of an increase in business in 2009. What?my company does is build custom built computer systems for gamers as well as pre built systems for business and home use. Business has been great. My website is www.utopiacomputers.com. I have paid off 1 Prosper loan and was only late once when changing of banks did not get updated in Prosper in time.

I owe very little on my credit cards and plan to pay the remaining balances off this month ( approx 1200.00)


Monthly income: $ 4,916.00
Monthly expenses: $ 2,280.00 ? Housing: $ 0 (home has no mortgage and is fully paid for by partner)
Insurance: $ 400.00 (home, auto, real estate taxes)
Car expenses: $ 400.00
Utilities: $ 400.00
Phone, cable, internet: $ 300.00
Food, entertainment: $ 500.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 180.00??
Monthly Balance for repayment of Prosper Loan = 2636.00

You have my personal guarantee that every payment to Prosper will be made promptly and on time each and every month !

Equipment purchase

Purpose of loan:
This loan will be used to?to purchase Equipment for the business
My financial situation:
I am a good candidate for this loan because?I have been in business for 3 years ?

Monthly net income: $ 100,000

Monthly expenses: $ 1,500
??Housing: $ 600
??Insurance: $ 250
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

new internet store

Purpose of loan:
Mission : To sell quality products at extremely competitive prices and to support Arizona?s educational system. We will offer scholorships to students and will support teachers by giving monetary and product rewards for excellence in teaching . Our goal is to become one of the largest resellers of SMC products in the U.S. And to be able to offer several college scholarships in the state of Arizona. We also plan on helping schools with fund raising efforts and teachers with both monetary and product incentives. We expect to be able to offer at least 2 scholarships the first year and as the company expands to offer more scholarships. It is important for Puns Treasures to not only be extremely profitable but to give back not only to our community but all of Arizona?s educational communities. Our industry is part of a 500 billion dollar internet sales and gift cards Industry. Last year alone 80 billion dollars in gift cards were sold. The current trend is for both online sales and gift cards to grow at an exponential growth rate. We will be partnered with one of the largest drop shipping companies in the world Specialty Merchandising Corporation. They have been doing this business for 60 years and have over 4000 products. Their product lines appeal to men and women from 18 to 80. Because of the easy shopping from home aspect and better safe guards online shopping is steadily increasing.
My financial situation:
We have a cleaning company that has been in existence for 31 years and currently have 102 clients that have all been with us for at least 10 years
Monthly net income: $
$8551.00?????? $1911 ssd ,$1640family home care, $5000 puns cleaning service
Monthly expenses: $
??Housing: $ 1960.00
??Insurance: $ 300 per month
??Car expenses: $ 212
??Utilities: $ 250
??Phone, cable, internet: $?150
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150-
??Other expenses: $ 200
????????????????????????????total $3722.00

pay off high interest credit card

Purpose of loan:
This loan will be used to?pay off a high interest credit card.

My financial situation:very good, I have a great job with stability.
I am a good candidate for this loan because?I pay all my bills on time.

Getting rid of credit card debt

Purpose of loan:
This loan will be used to pay-off credit card debt.

My financial situation:
I am working on consolidating expenses and getting rid of credit card debt.?

I assure you?that I am a good candidate for this loan.?? I appreciate the value of your money and take my responsibility to pay on time very seriously.?You can rest assured that I will pay timely.

I have a steady government job and have been employed with the government for over 12 years(within 2 different divisions).??

Monthly net income: $ 6,274.00

Monthly expenses: $ 4,434.00
??Housing: $ 1,000.00
??Insurance: $ 125.00
?Car expenses: $200.00
??Utilities: $?200.00
??Phone, cable, internet: $?100.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
Credit cards and other loans: $ 1934.00
??Other expenses: $ 175.00

Funding my Son's College Education

Purpose of loan:

This loan will be used to fund my son's education at UCLA (University of California Los Angeles) for the upcoming Summer and Fall semesters. My son has been granted a "full-ride" financial aid package, however, the package will not be dispersed until Fall 2010. Therefore, I intend to use this loan to pay for my son's summer housing (First month and Last month rent and deposit) as well as his summer tuition for courses he is taking as Biochemistry/Economics double major. I tend to pay back the full amount of this loan sometime this Fall, if not, Spring 2011. I have more than enough currently to make the monthly payments on-time until then.

My financial situation:
I am in an excellent financial situation currently, which places me as an excellent candidate for this loan. Besides my employment, I receive continuous financial support form my two older sons and have savings to which I have accumulated over the years.

Monthly net income: $ 1000

Monthly expenses: $ 300
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 50
? Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Almost There!!!

Purpose of loan:
This loan will be used to pay off most of our remaining credit card debt and student loans.? My husband and I are attemting to consolidate everything into 1 payment so that we can be in a better financial situation when we have our first child.

My financial situation:
I am a good candidate for this loan because as my record indicates, I have never even been late, let alone missed a payment on any debt that I have ever owed.?

Paying off higher interest CCs

Purpose of loan:
This loan will be used to consolidate higher interest debt

My financial situation:
I am a good candidate for this loan because of my high annual income????????????

Monthly net income: $ 13,600

Monthly expenses: $?10216
??Housing: $ 2928
??Insurance: $ 200
??Car expenses: $ 1038
??Utilities: $?600
??Phone, cable, internet: $ 150
??Food, entertainment: $ 1500
??Clothing, household expenses $ 500
??Credit cards and other loans: $?3000
??Other expenses: $ 300

Paying off my credit card

Purpose of loan:
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have a good credit history, a well paying federal government job, and a Master's degree.? I am currently able to easily pay my mortgage and credit card; I am solely looking for a lower interest rate to reduce the overall amount of interest I am paying.

Pepperidge Farm Bread Route

Purpose of loan:
I am placing this loan request on Prosper for the purpose of raising capital to purchase a Pepperidge Farm Bread Route. I have five years delivery experience via running a large route with Airborne Express/DHL. The gross receipts on the route for the 2009 tax year prior to taxes was $61,550. The income is in the $40,000 to $43,000 range. There will be one new store added to the route soon plus I will be trying to add as many as five additional stores in order to increase the income towards $50,000. This route has been in existence for seven years and I have viewed the tax returns to verify that it has been profitable every year. The route comes with a 2005 GMC Cutaway Box Truck - value approximately $7,000. I recently purchased a 2001 Ford E250 Cargo Van which can be used as a back-up vehicle for the route. Once I have purchased this route I will place priority on paying this loan back so that I can then focus on paying the?loan with Pepperidge Farm. This loan and the Pepperidge Farm loan will be the only two loans that I have outstanding. I have paid back every loan that I have ever taken out in my life on time and in full. Thankyou for viewing my loan request and if you have any questions I will be more than happy to answer them. As a positive final note I would like to mention that I have read "Total Money Makeover" by Dave Ramsey.

Monthly expenses: $
??Housing: $327
??Insurance: $38
??Car expenses: $75
??Utilities: $44?
??Phone, cable, internet: $36
??Food, entertainment: $120
??Clothing, household expenses $
??Credit cards and other loans: $410
??Other expenses: $111

Business Funding

Purpose of loan:
I will be using this loan to start a new business.

My financial situation:
I am a good candidate for this loan. I will make sure all payments are made on time and I will use this loan for business purpose only.

Monthly net income: $ 2200

Monthly expenses: $?500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off higher interest debt

This loan will be used to pay off a higher interest debt. I was under the impression that an 18 month note would mature at 8.9% and found out that the rate is higher than expected and thought Prosper would be a good way to refinance this debt at a more reasonable rate.I am a good candidate for this loan because I am employed full time and my debt to income ration as well as future cash flow supports my ability to pay back what is borrowed.I also own an investment firm which is in the process of closing some lucrative transactions within the next 6-8 months which further supports the health of my loan repayment.

Paying off my credit card

Purpose of loan:
This loan will be used to pay off my credit card and improve my credit score.

My financial situation:
I am a good candidate for this loan because I will make my payments on time.

Monthly net income: $2500

Monthly expenses: $1,839
??Housing: $499
??Insurance: $50
??Car expenses: $200
??Utilities: $80
??Phone, cable, internet: $110
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $100

Help pay house taxes and bills

Purpose of loan:
Hello, this loan will be used to help my parents and myself pay bills for a six family building we own in NY. We will have 3 apartments vacant by the end of July and will have to do some retouching up before re-renting them but we have some bills that need to be paid which include mainly the the property tax, water bill, insurance, etc, which overall add up to over a few thousands of dollars and we don''t have enough money right now to pay off all of them. Money borrowed will also be used to do any fixing needed to apartments when vacant if needed.

My financial situation:
I am a good candidate for this loan because I currently make anywhere from $1,800-$2,500 a month, and would be able to pay off the debt by the end of year if needed, but i know Prosper lists this as a 36 month loan, so i'm willing to pay the extra interest over the 36 months to get this money within the next few weeks because the extra money would definitely help me and my parents out within the next few months with paying off most of these bills. *Also please note that even though my revolving credit balance it at $23k, only about $7k is my own, the rest of that is my parents credit card accounts that i am linked with.

Monthly net income: $ Anywhere from $1,800-$2,500

Monthly expenses: $
??Housing: $0(owns the place living in)
??Insurance: $0
??Car expenses: $200
??Utilities: $150
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $100

consolidate my bills

Purpose of loan:
This loan will be used to? loan consolidation

My financial situation:
I am a good candidate for this loan because?
i am very trustworthy and need to get my debts in order
Monthly net income: $

Monthly expenses: $
??Housing: $ rent free
??Insurance: $ 164
??Car expenses: $
??Utilities: $000000
??Phone, cable, internet: $ 68.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 65,324.00
??Other expenses: $ 150.00

Fight for Custody of my Children

Purpose of loan:
This loan will be used to pay for my lawyert to fight my for custody of my children.

My financial situation:
I am a good candidate for this loan because I am very responsible and will pay pack all my debt, I am just in a bind because my ex-wife will not settle out of court, and I am left with no choice but to hire a lawyer to fight for my kids.

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 350
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $?1100
??Other expenses: $ 1000

pay my bills

Purpose of loan:
This loan will be used to? help pay off credit card bills and summer vacation

My financial situation:
I am a good candidate for this loan because? i'm trustful and good about paying my debts

Monthly net income: $ 3500.00

Monthly expenses: $ 1500-2500
??Housing: $ 400.00
??Insurance: $ 150.00
??Car expenses: $ 300.00
??Utilities: $?70.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 300.00

when it rains it pours..

Purpose of loan:
This loan will be used to? repair car, water heater, medical expenses, help with utility bill, kids school clothes, etc

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off small loans and medical

Purpose of loan:
This loan will be used to?
pay small personal loans and medical bills.
My financial situation:
I am a good candidate for this loan because?
I have a steady work history. I am paid monthly? by direct deposit and a payment can be automatically be deducted from my checking account. Also my wife has a steady income. I need to consolidate these small loans that I have and pay my wife's medical bills. My wife's income will also help with paying this loan back.?
Monthly net income: $
3911 (mine + my wife)
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 300????
??Car expenses: $?800
??Utilities: $ 300
??Phone, cable, internet: $ 240
??Food, entertainment: $ 500????
??Clothing, household expenses $? 100
??Credit cards and other loans: $ ?1000
??Other expenses: $

Wanting to consolidate and close

Purpose of loan:
This loan will be used to?
conslidate bills and close accounts
My financial situation:
I am a good candidate for this loan because?? I care about my credit and want it to keep improving

Monthly net income: $
2600.00
Monthly expenses: $
??Housing: $ provided
??Insurance: $ provided
??Car expenses: $ gas 200.00 month
??Utilities: $ provided
??Phone, cable, internet: $100.00 cell?
??Food, entertainment: $?150.00
??Clothing, household expenses $ 400.00?
??Credit cards and other loans: $150.00?
??Other expenses: $ spouse provideds

Pay Off High Interest CC's

Purpose of loan:
The purpose of this loan is to pay off my two high interest credit cards. I pay my bill on time each month yet my interest rate was raised to a ridiculous level (29.99%). I would just like to pay them off and be done with them. Also, I just had a baby so my desire to be free from debt has greatly increased. I know I agreed to get on this train, but now I am ready to get off. I don't want to do the credit card merry-go-round anymore. I just want to pay off this debt.

My financial situation:
You can be assured that this will be paid because as I stated, I pay the bills each month on time. My husband and I are both employed so there is no reason that we would not be able to pay this back. I am self-employed and my income has been consistent for the past year. My husband has been in his current position for 3 years. Also, I receive a royalty check each month that would cover this prosper loan.This loan would be the same expense I am already paying except that it would allow me to get out of debt much faster.
Our housing expense is quite high due to the area where we live ($1400 for a one bedroom apt), but we make up for that by eliminating extras that aren't necessary for life. We pay our bills first, we share a car, and we shop with coupons, and we enjoy the simple things.
Aside from my credit cards, I should note that there is an auto loan in my name (co-sign) that a family member is responsible for paying. That has to be the reason why my credit score has decreased. Also, I want to add that I'm not sure why Prosper is suggesting that I start with such a high interest rate, but it doesn't make sense for me to pay a higher interest rate than what my credit cards are offering.
Thank you for your consideration.

paying off credit cards.

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to pay off my credit cards that have raised my interest rate sky high with no good reason.? ?

My financial situation:
I am a good candidate for this loan because I am a responsible borrower.?My household income is in excess of $130,000 (includes my husbband's salary)?

Monthly net income: $ 3800

Monthly expenses: $ 3200
??Housing: $ 1000
??Insurance: $ 50
??Car expenses: $ 650
??Utilities: $ 120
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 50

Paying off my credit cards

Purpose of loan:
?This loan will be used to paying off my credit cards and sent it back to my parents because after 3 years my dad fell down in bathroom and he went to operate his brain and now he still need physical therapy every week because he can't walk by him self.
My financial situation:
I am a good candidate for this loan because I have an established eBay business selling jewelry and semi-precious stones, and I pay my bills on time.

Monthly net income: $ 1000

Monthly expenses: $
I have no monthly expenses because all expenses are paid by my husband.undefined

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Sale of Automobile

Purpose of loan:
In March 2009, I purchased a 2008 Chevrolet Cobalt, I had no clue that the school that I was attending would no longer be an option for, an option for attending. I devouted to much time spending a $3,500 down payment on a vehicle.

This loan will be used to sell the vehicle to Carmax for the value of $5000, and recieve the title from the original lender. As soon as the automobile is sold, I will be making large payments to pay off the balance owed to the investor(s) of this loan within 12-15 months.

My financial situation:
I am a good candidate for this loan because I have no other expenses in my life but this car. I intend to go back to a four year school in one year and need to remove this car from my expenses.

My goal with this loan is to make large montlhy payments for one year so I can relieve the debt from my records.

Monthly net income: $ 964.92

Monthly expenses: $ 725.24 (will be zero after funding)
??Housing: $ 0
??Insurance: $ 333.16 (auto)
??Car expenses: $ 317.08
??Utilities: $ 0
??Phone, cable, internet: $?0
??Food, entertainment: $?0
??Clothing, household expenses $ 25 (fund: spent seasonally)
??Credit cards and other loans: $ 50
??Other expenses: $ 100

Computers at the bank will say no. I have no other expenses except for this car. I say yes, and there is no risk of any loss. I plan to use any of the?income to remove the?debt?completely. This car loan is the reason why my debt to income ratio is very high.

I can see how it looks bad.?I don't believe so?because of how effort I plan to?use to pay off?this note.

asia

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? i have always paid my bills on time and is very aware of how this loan may hurt my credit if i don't pay it back.? it is important to continue to be a good citizen in everything i do.? i try to teach my children this as well.

Home improvement

Purpose of loan:
This loan will be used to?pay off all existing debts and do home improvements.

My financial situation:
I am a good candidate for this loan because?I pay all my bills on time and am never late. I have learned in the past that credit is very important and I have been working very hard to get my credit into great shape. I must be doing something right because I quilifyed to buy my first house. I will not let you down with this loan. My goal is to use this money to pay off some small existing loans I have and do some improvements on my house.
Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 678
??Insurance: $ 60
??Car expenses: $ 259
??Utilities: $ 100
??Phone, cable, internet: $ 25
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $

Need Short Term Help

Purpose of loan:
This loan will be used to help me fix my car and pay off an extremely high energy bill.? Both my car and utility bill came at an unexpected time.? My mother came to live with me, and I did not expect the bill that I received by her being here all day.? Also at the same time, I hit a pot hole and ruined the front suspension on my car, which is my only means of transportation.

My financial situation:
I am a good candidate for this loan because, no matter how much I have on me I pay all of my bills on time.? This is just a short term loan.? Anyone's assistance would be greatly appreciated.

Thanks

Paying off credit card

Purpose of loan:
This loan will be used to pay off my credit card.

My financial situation:
I am a good candidate for this loan because I have been making a larger payment than this on the card anyway.? Getting the loan will free up $300 for me in cash flow and get me a cheaper interest rate.? I also have a perfect Prosper record, and have bought a house and improved my credit rating since my last loan.

Monthly net income: $ 5,000

Monthly expenses: $ 3,700
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

repair on my car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

Purpose of loan: This loan will pay off a high interest credit card loan.? One of the kids put the mail in the wrong place and that's all it took.? One late payment and the interest rate jumped to 29.9% so I just want to get rid of the card completely.??
My financial situation:
I am a good candidate for this loan because, as you can see I've good credit and a good record paying my bills.? I'll not be picking up a new payment, just making one I'm already making, except far more of it will go to principle.

Monthly net income: $? $8200.00

Monthly expenses: $??
??Housing: $ 2100
??Insurance: $ 435
??Car expenses: $1210
??Utilities: $ 320
??Phone, cable, internet: $ 300
??Food, entertainment: $? 300
??Clothing, household expenses $ 350
??Credit cards and other loans: $ 600
??Other expenses: $

Getting my first place

Purpose of loan:
This loan will be used to get myself a new apartment 2 months rent and 1 month security and I need to repair make some repairs to my car. My windshield of my car has a massive crack in it?and I do not have glass coverage.

My financial situation:
I am a good candidate for this loan because?I have good credit and I make decent money. I am very responsible when it comes to paying my bills and I am very cautious when it comes to making finacial decisions.?

Monthly net income: $ 2420.00

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 140
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $?200
??Other expenses: $ 0

Paying off debt and credit cards

Purpose of loan:
This loan will be used to pay off my debt so I can get back on track.

My financial situation:
I am a good candidate for this loan because I need to pay off debt so I can help my family with our housing expenses. So please approve my loan, I will be so greatful if I can get this loan. Thank you

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 302.00
??Utilities: $ 0
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 200.00
??Other expenses: $200.00

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off credit card debt and to reside in my checking account in case of emergency
My financial situation:
I am a good candidate for this loan because I have proven that I will pay down personal debt obligations. In May I?paid the final payment on a $15,000 Prosper loan I took out in 2007. Three months ago I paid off?a $7,000 court judgement related to a divorce several years ago. I have negligible personal debt. The key to this loan is that the money will reside in the account from which it will be automatically withdrawn for payment until an emergent situation arises. If the money is pulled from the account to be used, it will then be replenished the following month. The loan amount will always be available to repay.

Monthly net income: $ 3300

Monthly expenses: $?2200
??Housing: $ 900????
??Insurance: $ 110
??Car expenses: $0
??Utilities: $ 30
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?0
??Other expenses: 400

My personal loan for my business

Purpose of loan:
This loan will be used to?pay my CPA so I can file my business income taxes.? I expect a refund of approximately $8,000?

My financial situation:
I am a good candidate for this loan because? I will repay the loan when I receive the tax refund.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1700
??Insurance: $?100??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consoildate credit card loans and home improvement.
My financial situation:
I am a good candidate for this loan because I pride myself in paying off all my creditors and have done so for a very long time.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $ 100.00
??Car expenses: $ 400.00
??Utilities: $ 300.00
e, cable, internet: $ 50.00
d, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off credit cards.??

My financial situation:
I have a full time job and?although I have been at my?current job for a short time, it is in?the same line of work (accounting) that I have been in for over 10 years now. I am a homeowner and have?a very low debt balance, which I would like to consolidate with this loan.


Monthly net income: $ 2300.00

Monthly expenses:?
??Housing: $ 477
??Insurance: $?130
??Car expenses: $ 250
??Utilities: $?65
??Phone, cable, internet: $ 150
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?100 minimum
??Other expenses: $ 30 pets
? School tuition: $200

My personal loan

Purpose of loan:
I need to have a boundary survey done on my property

My financial situation:
I have a stable income and share the expenses with my spouse. I just don't have the money saved and I have an immediate need.
?I plan on treating this loan as a legally binding agreement and have enrolled in automatic payments.

Paying off Debt

Purpose of loan:
This loan will be used to pay off my credit card debt.

My financial situation:
I am a good candidate for this loan because i pay eveything on time, never late. I should be an AA or at least an A lol.. within 6 months i should be able to pay it off.

Monthly net income: $
3000 after everything is paid for.
Monthly expenses: $
??Housing: $ 300
??Insurance: $ 50
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to?
pay-off very small debt
My financial situation:
I am a good candidate for this loan because?
I do work everyday and earn good money?had some small issues come up financially?that needed my immidiate attention?all thats behind me now but?it left me very low on cash and now I need a little back-up cash. Thank You for your help.
Monthly net income: $
5,000.00
Monthly expenses: $ 1,530
??Housing: $?1030
??Insurance: $?Paid up for the year.
??Car expenses: $ 0
??Utilities: $?100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $?200
??Other expenses: $

Moving out from a bad roommate

Purpose of loan:
This loan will be used to get myself a new apartment

My financial situation:
I am a good candidate for this loan because I have a steady income.

Monthly net income: $2300

Monthly expenses: $1300-1500 total
??Housing: $450
??Insurance: $0
??Car expenses: $580
??Utilities: $60
??Phone, cable, internet: $40
??Food, entertainment: $200
??Clothing, household expenses $0-100
??Credit cards and other loans: $100
??Other expenses: $