Bridge loan for travel after Ph.D.

Purpose of loan:
The purpose of this loan is to provide funds to travel between the completion of my Ph.D. and the start of a new job.

My financial situation:
I am a good candidate for this loan because I am a responsible graduate student who will be graduating with a Ph.D. in Chemistry in August 2010. I will be starting a job in October 2010 which will provide sufficient funds to pay off this loan as well as aggressively pay off my credit card debt. While I have saved enough money to pay for my basic expenses during the two months between finishing school and starting a job, I would like to be able to travel as well.?
This is a short-term loan and I expect to pay the entire loan back by the end of December. My previous Prosper loan was paid back very quickly, and my credit score has improved by more than 40 points since that time due to cutting many expenses and paying off credit card debt.

Monthly net income: $ 1894

Monthly expenses: $ 1341
??Housing: $ 590
??Insurance: $ 86
??Car expenses: $ 0 -- car was paid off during 1st year of graduate school (payments made on time for 5 years)
??Utilities: $ 0 -- included in rent? ??
??Phone: $ 50
??Food, entertainment: $ 200?
??Credit cards and other loans: $ 415

my loan to get new carpet

Purpose of loan:
This loan will be used to? to get new carpet

My financial situation:
I am a good candidate for this loan because? i always pay my bills on time

Monthly net income: $ 52340
Monthly expenses: $?1400??Housing: $?: $
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $?100??Clothing, household expenses $ 0


??Credit cards and other loans: $ 450
??Other expenses: $ 0

To pay off credit card

Purpose of loan:
The purpose of this loan is to pay off the last loan I have from a high interest lending institution.

My financial situation:
I am an excellent candidate to repay this loan because I am currently employed by two highly established drug companies as a chemist.? I took my second job in order to get out of debt which I have been working very hard to do.? I do not like having debt and I have proven how hard I will work to pay it off.

Monthly net income: $ $4550.00

Monthly expenses: $
??Housing: $750.00?
??Insurance: $60
??Car expenses: $ 140.00
??Utilities: $?160.00
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 250.00
??Other expenses: $ 250.00

Pay off a few thing & dental work

Purpose of loan:
This loan will be used to? pay a few bills and have some greatly needed dental work done.? I am a very good and honest candidate who has a previous loan with prosper that I have never been late or missed a payment on.??

My financial situation: I?have a steady great job with much room for advancement and growth.
Monthly net income: $ 1938

Monthly expenses: $?
??Housing: $ 225 ( I only pay half?of the bills in the household as?boyfriend pays other half, all figures show my?portion of payments)
??Insurance: $?125
??Car expenses: $ 225
??Utilities: $?75??Phone, cable, internet: $?60
??Food, entertainment: $?130
??Clothing, household expenses $ 75
??Credit cards and other loans:???$150
??Other expenses:?

Paying credit cards & tax bill

Purpose of loan:
This loan will be?used mostly for credit card consolidation, a small tax bill, and a new transmission for our vehicle. We have been struggling the last 2 years due to the current economic situation.? I have been limited to the overtime hours I can work because I work for the State of California and because my family and I have come to depend on the extra income, it has been financially difficult for us as of late.?

My financial situation:
I am a good candidate for this loan because we take our credit rating very seriously.? My wife and I used to have a much better credit rating but because we?ve had a couple of late payments in the last year, it has affected our credit report.? When the housing market was hot, we were one of many to be convinced by a mortgage broker to buy rental property.? Although, we have a?bit of a negative cash flow each month on the property, we have decided to keep it since our renters are great people.? We are lucky that we get our monthly rent check on time every month.? We have never claimed bankruptcy or defaulted on any loans.? We continue to pay our creditors but due to unforeseen circumstances, we are in need of some assistance.? One of our vehicles need a new transmission, our refrigerator has been acting up and may need a replacement of the fan?s motor, we owe a small amount to the State of California for our 2009 tax return and we would like to consolidate some of our credit card bills with this loan.

Monthly net income: $ 10,394

Monthly expenses: $?9970.
??Housing: $ 4528.
??Insurance: $ 200.
??Car expenses: $ 550.
??Utilities: $ 220.
??Phone, cable, internet: $ 390.
??Food, entertainment: $ 500.
??Clothing, household expenses $ 250.
??Credit cards and other loans: $ 1100.
??Other expenses: $ 2232.

Contnue to Grow Thriving Business

Purpose of loan:
I have a successful business of my own, and started a salon almost two years (in a terrible economic environment) and we have been able to grow monthly and are doing very well.? In order to open the salon,? I used a few business lines, that? I would like to consolodate.?? I have excellent credit and have no problems at all being able to fully pay the loan.

My financial situation:
The salon itself is making money every month, on top of my main career, that I have been successful in for over 14 years.? I have minimal debt and just want to restructure what I currently have to keep more money available to put back into the business.?

Monthly net income: $ 15000

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 300
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000
??Other expenses: $

Bathroom and Kitchen Renovation!

Please allow my to tell you a little about myself. I am 49 years old, married for 27 years and the
father of three children and a grandfather. I work full-time as well as receive pension from
a job I held for 28 years. I have lived and worked in the same area my entire life. Due to a case
of credit fraud, I am considered High Risk by Prosper. However, I am very conscientious in regards
to my finances and loan payments. I have never missed a payment, nor have I been late with my
payments to Prosper. If this loan is funded, you can rest assured that will continue to be the case.

Thank you for your time and consideration.

Purpose of loan:
This loan will be used to renovate our two bathrooms and our kitchen. We have lived here for 14 years and
plan to stay here until our youngest is out of school. Normal wear and tear have taken it's toll on these rooms
and its time for some upgrades!

My financial situation:
I am a good candidate for this loan because I work full-time, I receive a pension check from a previous job
that I held for 28 years and my oldest daughter receives an SSI check each month that can be used to help
pay for loans where the money is used for home improvements. My credit is considered High Risk because
a family member took several credit cards out in my name. I have spent the better part of the last three years
dealing with the legal issues and red tape in order to clear my credit history. We are still dealing with one
credit card company and I will soon have my good credit rating back. I have had a loan with Prosper since November
of 2007 and have never been late or missed a payment. I will use a portion of this money to pay off my original
loan with Prosper. My credit rating has improved since my original loan was funded.

Monthly net income: $4,528.00

Monthly expenses: $3015.00
??Housing: $ 1071.00
??Insurance: $ 174.00
??Car expenses: $ 305.00
??Utilities: $ 255.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 175.00
??Credit cards and other loans: $ 110.00
??Other expenses: $ 250.00

DVD Kiosks Rental Business.

Purpose of loan:
This loan will be used to? Buy equipment for my new business. Dvd Kiosks are the wave of our future. Like Red Box. It will have a great return on investment.

My financial situation:
I am a good candidate for this loan because? I am in a great position to pay back the loan even if the Kiosks have a minimal return on ivestment.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 80
??Car expenses: $ 150
??Utilities: $ 250
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 0

Business Startup Costs

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because I have never had a late payment (nor will I ever).? I have regular income as an outsourced IT provider.? I am using this income to startup my real estate investing business.? I need to pay for attorney fees and marketing.? I have my entire network and power team setup and ready to go.

Monthly net income: $ 1,500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 60
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 600
??Other expenses: $ 0

Help to pay off hi APR credit cards

Purpose of loan:
This loan will be used to? pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because? I truly need the help to get these bills paid off.

Monthly net income: $ 1700.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 200
??Utilities: $ 30
??Phone, cable, internet: $ 120
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $?2,500.
??Other expenses: $ 200

Conslidating Credit Card Debt

Purpose of loan:
I would like to consolidate all of my credit card debt and also pay off my first Prosper loan.

My financial situation:
I am a good candidate for this loan because I have a solid job and a financially solid family.

Monthly net income: $2500

Monthly expenses: $ 1030
??Housing: $ 120 (Living with family)
??Insurance: $ 75
??Car expenses: $ 330
??Utilities: $ 0
??Phone, cable, internet: $ 35
??Food, entertainment: $ 250
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 220
??Other expenses: $ 0

If were to get this loan it would do away with my $220 for credit card and other loans expenses.? It would actually drop that by $15-$20.

Current Loans and Credit Card Balances:

Chase - $1285.20
Capital One - $1468.32
HSBC - $406.20
JC Penney - $760.56
Prosper - $723.83

Total - $4644.11

Thank you for viewing my listing!

Adopt a vet student

Purpose of loan:
This loan will be used to help pay for my expenses during my last year of veterinary school.? I'm in my clinical rotation portion of the program until May of 2011.? Rotations have a very rigorous schedule and irregular hours which make it impossible to have a part time job.? I am also participating in a few externships during this year to gain extra experience.
The first externship involved studying an endangered species of iguana in the Exuma Islands, Bahamas.
The second internship brought me to Hawaii where I've been studying Green sea turtles (honu) and the fibropapillomas that effect them.? Additionally, we're investigating different organisms and environmental changes that may be damaging the coral reefs around the islands.
The final externship will take me to Fort Lauderdale, FL where i will be working at the Humane Society's Wildlife Care Center.? There I will learn more about handling, diagnosing and treating / rehabilitating injured wildlife.?

My financial situation:
I am a good candidate for this loan because in less than a year i will be a doctor!? And, if that's not enough, funding my externship to Florida can be your way of helping out with the gulf oil spill.? Unfortunately, my duties in FL will undoubtedly involve cleaning and caring for oiled wildlife.

Monthly net income: $ 2222 (from student loans)

Monthly expenses: $ 2434
??Housing: $ 850
??Insurance: $ 154
??Car expenses: $ 300
??Utilities: $ 30
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $?? health care - 250

Bronze*2X VET Looking 4 Fresh Start

Purpose of loan:
This loan will be used to? pay off credit cards & a personal loan from a military shark lending company (dire circumstances were unexpected). *Delinquent acct now in good standing considering my wife mistakenly paid another company twice rather than the intended company.
My financial situation:
I am a good candidate for this loan because?we are an active duty military (U.S. Army)?family who earn a comfortable steady income. After 2 full tours to Iraq (most recently a 15 month tour having earned a Bronze Star & other Commendations) we aquired debt due to a PCS move (AF base hotel did not extend our 30 day maximum even though we paid 100% in full-were polite & respectful tenants-?then had no choice but to rent a home for 2 weeks rather than stay at hotel while waiting to close on 1st house when our kids were starting school) along with unexpected closing costs undisclosed to us by the shady owner until the 11th hour at closing when we purchased our first home last September. As a soldier, I have fulfilled my obligation to our country & still willing to do so at a moments notice. However, I now feel I should give the responsibility of financial freedom to my own?family. Intend to pay?off the majority of the loan?come next tax season.?
Monthly net income: $6000
Monthly expenses: $
??Housing: $ 2200
??Insurance: $?90
??Car expenses: $ 500
??Utilities: $ 275
??Phone, cable, internet: $ 153
??Food, entertainment: $ 600
??Clothing, household expenses $100
??Credit cards and other loans: $1200
??Other expenses: $ 240 gas

Funding Business Expansion

I graduated from the United States Air Force Academy in 1989.? Following graduation I flew for 9 years as both a T-38 instructor pilot and C-5 transport pilot.? Since leaving the AF in 1998 and moving to the Houston area, I have been involved in sales in both the medical and advertising industries.? Currently I am a top-performing advertising executive where I have worked for 10+ years. My wife is a domestic goddess and homeschools our 3 kids.? We own a rapidly growing vending company that currently comprises 200 locations and produces?an average of?$15,000 a month in revenue.? All of the revenue is being re-invested back into the business to allow for further expansion.? We've developed a completely new vending channel with a huge need that has and will continue to fuel our rapid growth.? My sales experience, discipline and fierce drive are also key factors in our success!? This loan will help us purchase equipment, enabling us to sign contracts with much larger Texas-based locations.

Our business automatically takes on our current personal credit rating even though it has been profitable from day one.? Two missed credit card payments (which were paid the next month) back in late 2008 have led to our less than stellar credit rating.

Our financial situation:

Personal Take Home Income: $6000/month (average including monthly bonus checks and business income)
Rent $1050
Credit Card $1200
Car Payment $400
Utilities $300
Phone/Cell Phones $180
Cable/Internet $85
Food/Clothing $900
Homeschool Expenses $200

Remaining: $1685/month on average

Business Income: $15,000/month
Prosper Loan #1 $264.38 ($4010.74 remaining balance)
Credit Cards (3) $600 (balance of $5200)
Office Space $500
Charity Payments $5000
Product Costs (stickers/toys/gumballs, etc) $5000
Liability Insurance $30

Remaining: $3605/month

Two and a half years ago?we paid off our first Prosper.com loan in record time (10 months)?and we?just finished paying off our second loan 8 months early, so our prosper history is exceptional.? Our proven business system and rapid growth will allow us to payoff our 3rd prosper loan by the end of the summer.? This loan request is our 4th.? Thanks for your support in advance!? We couldn't make our pursuit of the American Dream a reality without the support of Prosper and our loan partners!

Capital for Business Expansion

My successful?new company is turning a profit,?expanding, and in need of capital. We have a very successful?investment strategy and have been profiting since the formation of the company.?

My financial situation:
I HAVE NEVER MISSED A PAYMENT IN MY LIFE for anything! I listed 75-100K as my income but, as you can see below, I actual make much more...so I'm not relying on the business in order to pay off the loan. My income will easily allow me to pay it off. My wife and I do not, nor have we ever lived pay check to pay check. We have a growing savings account. Financially, we've never been better. We're expanding our business because?business is good!

Monthly net income: $ 7,000/mo from work + ~2,300/mo investments + 4,900/mo?living allowance from work (per diem)?for this year? = ~13,600/mo

Monthly expenses: $
??Housing: $ 2200
??Insurance: $?80
??Car expenses: $ 0 (2 cars owned)
??Utilities: $ ~250
??Phone, cable, internet: $ 120
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 178 (a?line of credit we are successfully investing with)
??Other expenses: $ 100

Pay Off Credit Card, Built Credit

Purpose of loan: To Pay off my credit card and to pay for a continuing education course.
This loan will be used to? Pay off my credit card balance and to allow me to pay for a continuing education course.

My financial situation: I have a permanent job as a licensed Physical Therapist in a well established medical center. I have been trying to establish credit for the past two years and the multiple credit inquires have lowered my score.
I am a good candidate for this loan because I can comfortably cover this amount monthly and have never had a late payment. I have no student loans. I have no car payments as I paid for my car in cash I have a modest lifestlye. I have $8500 in my 401K.

Monthly net income: $ 3700

Monthly expenses: $
??Housing: $500
??Insurance: $ 0 (full health insurance covered by employment benefits)
??Car expenses: $140
??Utilities: $80
??Phone, cable, internet: $220
??Food, entertainment: $350
??Clothing, household expenses $120
??Credit cards and other loans: $200
??Other expenses: $100

Debt Consolidation

Purpose of loan:
This loan will be used to establish myself as a reliable Prosper borrower.? I have requested higher loan amounts in previous listings, but I feel that since I have lowered the amount I am requesting on this loan, investors will fund the account.? I am trying to eliminate higher rate credit card balances by consilidating debt to lower balances.

My financial situation:
I am a good candidate for this loan because I have payed all of my bills on time. My credit score is in the upper 600s and I have been with the same employer for almost 9 years.? My goal is to pay off any loan I would get as soon as possible.

Monthly net income: $ 6300

Monthly expenses: $
??Housing: $?4328
??Insurance: $?372
??Car expenses: $ 0
??Utilities: $?220
??Phone, cable, internet: $?148
??Food, entertainment: $?101
??Clothing, household expenses $
??Credit cards and other loans: $ 952
??Other expenses: $

Consolidating my credit cards

Purpose of loan:
This loan will be used to? pay off my credit card debt that I acquired during my marriage and divorce. I am looking for a fresh start and this will help the process. I have been trying to pay them down but it is just a slow process with the high interest rates on a couple of the cards.

My financial situation:
I am a good candidate for this loan because?I have never been late on any payment for anything. I have been at my job for almost 8 years so I have a stable financial situation.

My personal loan for my business

Purpose of loan:
This loan will be used to buy ice cream carts so my students can?work and make money over summer vacation. With the profits I plan to buy more ice cream carts and help more students out. I know if I take care of my students, then they will take care of me.

My financial situation:
I am a good candidate for this loan because I'm a teacher and I have a stable job. Also, I can afford the payments. My credit score is fair but not great and that is why you will receive a nice return on your investment, but I implore you to find a better cause than mine. You are not only helping me but you will be helping at least 4 underprivileged students. So please help me, help them. They are wonderful and hard working kids, who are in search of a summer job, but have to compete with adults because of the bad economy.

Monthly net income: $ 3000-5000 or?63,000 anually. ?I coach 3 sports and every third monthI I receive a higher check and I also work summer school.

Monthly expenses: $
??Housing: $?????????550
??Insurance: $????????140?
??Car expenses: $?????360
??Utilities: $?????????????150
??Phone, cable, internet: $?????200
??Food, entertainment: $?????????200
??Clothing, household expenses $?????100
??Credit cards and other loans: $?????????400
??Other expenses: $?????????????????????????????200

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off my credit cards

My financial situation:
I am a good candidate for this loan because? i always pay on time

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 100
??Car expenses: $ 240
??Utilities: $ 100
??Phone, cable, internet: $ 75
??Food, entertainment: $?150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $ 0

auto repairs

Purpose of loan:
This loan will be used to? I have 1993 Toyota 4runner that needs approx. $2500 in repairs to restore to running condition.

My financial situation:
I am a good candidate for this loan because? I have a good income that is fixed and secure and I can repay the loan in a timely manor.

Monthly net income: $ 5000.21

Monthly expenses: $
??Housing: $ 1260
??Insurance: $ 150
??Car expenses: $ 125
??Utilities: $ 150
??Phone, cable, internet: $ 185
??Food, entertainment: $ 300
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 100
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help pay house taxes and bills

Purpose of loan:
Hello, this loan will be used to help my parents and myself pay bills for a six family building we own in NY. We will have 3 apartments vacant by the end of July and will have to do some retouching up before re-renting them but we have some bills that need to be paid which include mainly the the property tax, water bill, insurance, etc, which overall add up to over a few thousands of dollars and we don''t have enough money right now to pay off all of them. Money borrowed will also be used to do any fixing needed to apartments when vacant if needed.

My financial situation:
I am a good candidate for this loan because I currently make anywhere from $1,800-$2,500 a month, and would be able to pay off the debt by the end of year if needed, but i know Prosper lists this as a 36 month loan, so i'm willing to pay the extra interest over the 36 months to get this money within the next few weeks because the extra money would definitely help me and my parents out within the next few months with paying off most of these bills.

Monthly net income: $ Anywhere from $1,800-$2,500

Monthly expenses: $
??Housing: $0(owns the place living in)
??Insurance: $0
??Car expenses: $200
??Utilities: $150
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $100

Paying off old credit debt

Purpose of loan:
This loan will be used to pay off an old credit card debt that is still on my credit portfolio. I'm trying to finish cleaning up my credit and this will be used to payoff there settlement offer.

My financial situation:
I am a good candidate for this loan because I have been at my job long term and my income has stayed the same or gone up. Also my credit score and report shows that I have been paying all my bills on time and clearing up negative items over the past five years.

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 540
??Insurance: $
??Car expenses: $
??Utilities: $ 35
??Phone, cable, internet: $ 200
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 200

"Paying for daughters college "

Purpose of loan:
This loan will be used to pay for my daughters tuition at college for this semester.
My financial situation:
I am a good candidate for this loan because I have paid off a previous loan with Prosper & I am building up my credit score.
Monthly net income: $ 5000

Monthly expenses:??
??Housing: $400
??Insurance: $100
??Car expenses: $
??Utilities: $150
??Phone, cable, internet: $120
??Food, entertainment: $300
??Clothing, household expenses $200
??Credit cards and other loans: $500
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?
pay off my high interest credit cards and assist me to reclaiming my financial stability.
My financial situation:
I am a good candidate for this loan because? While I have high revolving credit balances, I have not defaulted on any payments and consistently show that I am a good borrower. I've gotten into a bit of hot water in the past 2 years with the birth of a son, purchase of home and furlough time taken last year. 2010 is a much better year thus far.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 2,000
??Insurance: $ 150
??Car expenses: $ 315
??Utilities: $150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 550
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $

Pay off high interest loans

Purpose of loan:
This loan will be used to pay off three loans at?high rate.?And cut monthly payments.?

My financial situation:
I am a good candidate for this loan because, of very good work history. Paying on time.

Monthly net income: $ 6936

Monthly expenses: $
??Housing: $ 1236????????
??Insurance: $ 274????????
??Car expenses: $ 965
??Utilities: $ 235
??Phone, cable, internet: $ 88
??Food, entertainment: $ 450
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 1234
??Other expenses: $ 600

Boat Loan

I am looking to get a personal loan to purchase a used boat to use this summer with my family.? I have already been qualified for a boat loan but at an exorbinant rate.? I would like to get funded at a rate more reasonable via Prosper.? I am a Pharmaceutical rep for UCB Inc my base salary is 95000/year and I can make an uncapped bonus of 30k or more.? I have a mortgage payment of 1281./month and 1000.00 on a discover card.? No vehicle payment or other debts.? My credit is excellent and I believe Iam a low-risk investment.?Thanks!!!

Debt Consolidation

Purpose of loan:
I have a three credit cards with balances I've been working to knock out. This loan is meant to consolidate them all into one balance and one payment. Actually, I'm paying down these balances now, but it seems simpler to manage one payment and one due date.

My financial situation:
I have terrific credit. We have two cars, both paid off, and a lot of equity in our home, that's more than a lot of people can say. Like I said, I have three cards with balances at the moment. I'm growing impatient with the balances as they are, and I want to consolidate them into one loan. I could refinance the home or the cars, but I prefer not to tie up my assets (and deal with title reissuing at the DMV) if I don't have to.
Thank you for your consideration!

Transition Loan for College Student

Purpose of loan:
This loan will be used to bridge my transition to San Francisco where I will transfer in order to finish remaining coursework for an undergraduate degree in economics. I am planned to relocate in about two weeks and this loan would provide some financial support in my transition from community college to a 4-year university. I also intend to improve my credit history and credit score with a positive payment history on this loan facilitated by Prosper.com and funded by the good people who invest with Prosper.

My financial situation:
I am a good candidate for this loan because I am financially sound. Currently, I am working part-time as a private tutor during the summer. Previously, I worked at my current community college as a high school social sciences tutor/classroom aide in the High School Referral program for over a year ending in May 2009. I also have over a $2,600 in savings as of 6/24/2010, and I have good credit with no late payments for last three years. I will pay regular monthly payments until I get my financial aid after August 2010, which is when school starts, after which I will pay in bigger installments until this loan is fully repaid. Recently, I submitted applications for tutoring jobs in San Francisco with the local school district, so wish me luck.

Business Expenses

Purpose of loan:
Business advertising and promotional expenses.

I am a good candidate for this loan because:
I have good credit and have never made a late payment or defaulted on anything in my life.

My financial situation:
My financial situation is very good. I am the owner of several internet companies, and my income will continue to grow as I attract even more clients.

Monthly net income: $6,300-$6,800

Monthly expenses: $3,795
? Housing: $800.00
? Insurance: Health insurance: $96.00, Car insurance: $67.00
? Car expenses: $100.00 for gas, $0 for maintenance (under new car warranty)
? Utilities: $135.00
? Phone, cable, internet: $160.00
? Food, entertainment: $400.00
? Clothing, household expenses $300.00
? Credit cards and other loans: Credit cards: $984.00, Car loan: $353.00
? Other expenses: $400.00 (miscellaneous business related expenses)

pay off credit cards

Purpose of loan:
Pay off higher interest credit cards.

My financial situation:
I have stable employment and have never missed a payment on a financial obligation or ever paid late. Like many people, my credit card rates were raised and credit lines cut despite having never having a late payment or bad credit. My wife is also employed and has stable employment.

Monthly net income: $9833.00 gross. This is my salary only. My wife grosses $3300 monthly

Monthly expenses: $
??Housing: $ 1360
??Insurance: $ 235
??Car expenses: $ 622
??Utilities: $ 300
??Phone, cable, internet: $ 180
??Food, entertainment: $ 850
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1500
??Other expenses: $ 500 for daycare

1CANDIDATE

Purpose of loan:
This loan will be used to CONSOLIDATE DEBT

My financial situation:
I am a good candidate for this loan because TOTAL HOUSEHOLD INCOME NOT INCLUDE
Monthly net income: $

Monthly expenses: $
??Housing: $ 1800
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My personal loan

Purpose of loan:
This loan will be used to?
Paying back debts that have accumulated due to bills.
My financial situation:
I am a good candidate for this loan because?
I always pay on time and my score reflects that.
Monthly net income: $
1300
Monthly expenses: $
??Housing: $ 200
??Insurance: $
??Car expenses: $ 100
??Utilities: $
??Phone, cable, internet: $60
??Food, entertainment: $ 40
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $100

Lower APRs and moving expenses

Consolidation @ lesser APR & moving expenses


Purpose of loan:
This loan will be used to pay off credit cards currently at higher percentage rates & moving fees including housing deposits and actual moving expenses (detailed below). Must move in a hurry due to foreclosure on home we are currently RENTING. New rental has been approved/secured and we receive the keys next week.

Moving expenses:
$2,000 housing deposits
$1,500 last month rent
$400 piano movers (2 pianos)
$150 truck rental
$300 build a fence for dogs

$5,200 Discover currently @ 2 APR?s @ 16.24% & 17.49%
$500 Kohl's @ 21.9%
$4,350 moving expenses
--------------------------
$10,050 total

My financial situation:

Current income
$41,600 annual salary, start date 6/28/2010
$8,400 annual child support

Previous employment
$42,000 annual salary, dates of employ 4/2008 to 4/2010

Major bills:
$800 household expenses ? consolidation of households with boyfriend ($2,000 per month ? split 60 him/40 me)
$176 per month on $5,400 balance Mastercard @ 2 APR?s @ 10.65% & 5.90%
$200 per month cell phone (includes kids)
$440 per month ? car payment + insurance
-------------------------
$1,616 major monthly expenses

versus

$4,306 monthly gross?income


I am a good candidate for this loan because I always pay my bills! There are 2 incomes contributing to this household, so household expenses are relatively low. Thank you very much for your consideration!

A groom in need of help

Purpose of loan:
This loan will be used to? to help pay for my wedding. I had some unexpected expenses come up that required the use of some funds I had set aside for wedding which is la month away and out of town so postponing or caneling is not an option..??

My financial situation:
I am a good candidate for this loan because? I pay my bills plus I will have the funding to repay this loan off "IN FULL" in the srping. I just don't have acess to the funds at this time.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 600
??Insurance: $
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $ 160
??Food, entertainment: $?150
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 500
??Other expenses: $

Need Help Save My Grandmother

Purpose of loan:
This loan will be used to help my family.? My?grandmother?has been ill?and her medical bills are piling up.? I am trying to help her.

My financial situation:
I am a good candidate for this loan because I have a good job and pay all my bills on time.? I had trouble in that past but I make every effort to pay my bills on time now

Need help moving to Colorado

Hello good people.? On the part of this page where I am to put in my description, it says "This listing has a higher likelihood to fund and therefore does not need to include a description".? I feel a bit different about that, I feel I should include a description of myself and what I will be using the loan for.
OK, description.? I`m 62 yrs young, retired from NYC Sanitation dept. in 2003, have a good pension.? Also will be receiving my first social security check around July 28 2010.? So now, life gets a little easier.? My wife is also getting her social security check but I`m not counting that in my income.? We`ve been married 32? happy years, one daughter and the best two grand kids ever.? All Grandpa`s and Grandma`s think that way.? They live in Colorado.



?We are? in Washington state wanting to move out to Colorado.? Thats where Prosper comes in and why we need this loan.? I have a loan with prosper already, with only $66 left to pay.? The payments were taken out electronically with-out a late payment.? With this loan I`m applying for, it will also be taken out electronically.? The funds will always be there because of our income.? We haven`t any charge cards except Target, owe an old debt which I pay $100 a month, $3300 more to pay off on that.? We will be using the money to rent a truck and pull our car on a flat-bed and for gas.? We should have enough left over to rent a place.? I have already been approved for a V.A. loan, so we will be looking for a spot to call our home.? Please help us get there.? If you have read this whole description part of my application, thanks for lending me your ear.??????????????????????????????????????????????????????????
????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Sincerely,
?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Colorado Bound

medical

Purpose of loan:
This loan will be used to pay off? some medical bills that the insurance company didi?not cover for my wife's illness.?
My financial situation:
I am a good candidate for this loan because I?have been at my job for the past 25 years and still there, I have lived in my house?for the last 8 years and still there,?am improving?and building back up my credit score that used to be in the mid 700.? I will be paying this?loan off? early before the 36 months is up?to help build my credit score up again.? Thank you for?the help.....?

Monthly net income: $6,000

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1,000.00
??Other expenses: $

New Patio

Purpose of loan:
The loan will be used to build a new Patio for our kid?s summer time enjoyment. My financial situation:
I am on good financial footing; we pay all our bills on time and are?working to bring down our debit as much as possible.? We don?t use our credit cards anymore as we are working to pay them off and its why we are coming to prosper for this loan.? We would like to be able to put in this new patio without paying an arm and a leg to the credit card company?s...? It also adds value to our house so next year when we try and refinance we will have more equity.??

We decided to Relist this loan with a Higher intrest Rate to see if we could get funded.? Giving our kids a safe place to play in a world that is not so safe is very important to us.? This loan will make that happen for them.? Please help us make this happen.

Thank you for your consideration of our Loan? My financial situation:
I am on good financial footing; we pay all our bills on time and are?working to bring down our debit as much as possible.? We don?t use our credit cards anymore as we are working to pay them off and its why we are coming to prosper for this loan.? We would like to be able to put in this new patio without paying an arm and a leg to the credit card company?s...? It also adds value to our house so next year when we try and refinance we will have more equity.??

We decided to Relist this loan with a Higher intrest Rate to see if we could get funded.? Giving our kids a safe place to play in a world that is not so safe is very important to us.? This loan will make that happen for them.? Please help us make this happen.

Thank you for your consideration of our Loan?

pay off high interest cards

Purpose of loan:
This loan will be used to? pay off high interest cards so my family can get on track after school budget cuts

My financial situation:
I am a good candidate for this loan because? my father taught me to pay my bills on time

Monthly net income: $
5,200
Monthly expenses: $
??Housing: $?1500
??Insurance: $ 88
??Car expenses: $?443
??Utilities: $?300
??Phone, cable, internet: $?130??Food, entertainment: $200
??Clothing, household expenses $150?
??Credit cards and other loans: $?200
??Other expenses: $ 250

To pay off oustanding debts

Purpose of loan:
This loan will be used to? Debt consolidation

My financial situation:
I am a good candidate for this loan because? I make my payments on time.

Monthly net income: $ 5,000
Monthly expenses: $
??Housing: $ 100
??Insurance: $ 248
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $