Wedding

My Brother?is getting married and I would like to help with the wedding and honeymoon. It is very important to him and his future wife that they have a good wedding but with bills and a kid on the way it will be hard for them to do that. THis is my gift to them.

Debt Consolidation

Purpose of loan:
Consolidate Higher Interest credit cards

My financial situation:
I am a good candidate for this loan because I have a steady job. I have been employed the last 9 years. This would also be my second loan with Prosper, I paid the first one well ahead of time.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate Debt

Purpose of loan:
The primary purpose of the loan is to consolidate credit balances?one monthly payment.? The breakdown is as follows:

Credit Card: $5000

My financial situation:

On a monthly basis:

Income:
My: $6,000
Spouse's: $3,000
Rental: $1,400
Total: $10,400

Debt:
Mortgages: $4,000
Auto Loans: $865
Student Loans: $250
Credit Cards (minimum): $200
LOC: $100
Total Debt: $5,415

Cash flow: $4985

In addition to the positive cash flow, I have been historically a good payer who has always honored my debts.? Though my payment history shows that I was late on 3 payments the issue had more to do with setting up payments with the proper bank account rather than an inability to pay.

Having Minor Cashflow Issue

Purpose of loan:
I have an Electrical Contracting?company that has been in business for several years now. We do strictly commercial work and are in no way affected by the housing bubble. Other than the last year of flat growth we have consistantly grown each year since 2005. We currently have just over $230,000 under contract and underway with 9 field guys and possibly more soon. However, due to some slow paying customers we are currently?in a tight cashflow position which normally wouldnt be a problem but because my personal creditors have taken away thousands of dollars in credit? because it sat unused it has put me in a position to seek out other methods to alieviate our ?situation. This loan would be used to ease our cashflow problem and possibly add another guy as the labor market is currently employer favored. We?could absolutely?go to our bank but we have done this once before and we really like the concept?and how it works. Also, even though we do have slow pay customers occasionally, that can tie up alot of cash, the vast majoirity are large established companies and we have had hardly nothing totally uncollected.

My financial situation:
I am a good candidate for this loan because I have a large amount of income each month and I PAY MY Bills on time. The only reason Im in the HR category is because my personal creditors knocked my unused lines down so, therefore,?it looks as though Im using alot of my availible credit. But as my report shows I dont have 1 single late payment not?even to prosper.

Monthly net income: $ 6600

Monthly expenses: $
??Housing: $ 1000????????
??Insurance: $ 110????
??Car expenses: $ 460
??Utilities: $ 250
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 350
??Credit cards and other loans: $ 1300 - includes prosper
??Other expenses: $

Working Capitol Loan

Purpose of loan:
I am seeking a loan to finance working capital for a rapidly growing business consulting business that I started five years ago. The company is focused on a very lucrative niche market with very little direct competition, and current and past clients include well-known companies such as Kodak, Samsonite, Ashcroft, Inc., and Coldwater Creek. We currently have 25 business consultants on staff and are continuing to hire to meet the needs of our growing client base. The company is profitable, with a revenue of $1.7 million in 2009. Our rapid growth has provided an opportunity for outside financing to support the working capital needs of a high-growth and dynamic business.

My financial situation:
While I have other financing options at my disposal, such as bank loans and credit cards, I would prefer options at a lower interest rate. Most importantly, I have very good credit, high income, and a very low debt-to-income ratio. Finally, since my company focuses on helping businesses improve their business operations and finances, responsibly managing budgets and money is my career focus. I have successfully used Prosper.com before and think it's a great tool for businesses in the current economic climate.

Monthly net income: $8000

Monthly expenses: $4840
??Housing: $1700
??Insurance: $250
??Car expenses: $670
??Utilities: $120
??Phone, cable, internet: $200
??Food, entertainment: $300
??Clothing, household expenses $500
??Credit cards and other loans: $900
??Other expenses: $200

My personal loan for my business

Purpose of loan:
This loan will be used to cover my monthly expenses while I go on an activity and marketting rampage?to gear up for a 90 day run!

My financial situation:
I am a good candidate for this loan because I have a track record of success in my business and also have never missed a payment with a 9 year credit history.? I'm fighting for a househol of 2 beautiful boys and a girl on the way.

Monthly net income: $ 3000

Monthly expenses: $ 3000
??Housing: $ 1000????
??Insurance: $ 500
??Car expenses: $ 300
??Utilities: $ 400
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $?
??Other expenses: $

Adding on a bedroom to my home

Purpose of loan:
This loan will be used to?add an?additional bedroom to my home which will better serve the needs of my family while significantly increasing the homes value. A licensed contractor will be completing all of the work. I plan to pay off this loan within 4 to 6 months.?I currently own a 2 bedroom 2 1/2 bathroom single family detached home in one of the most sought-after neighborhoods in Atlanta.?My craftsman style?home was built in 2004 and carries a single?30 year fixed mortgage?at only 80% Loan?To Value?and significant equity.

My financial situation:
I am a good candidate for this loan because I have a successful track record in managing my personal finances and paying all of my bills on time. I have a very successful specialized career with a stable company which generates significant income.

Want to get debt free

Purpose of loan:
This loan will be used to? pay off my cresit cards

My financial situation:
I am a good candidate for this loan because? I have a good paying and secure job

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 1438
??Insurance: $ 60
??Car expenses: $ 543
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off cc and Grad School

Purpose of loan:
This loan will be used to? pay off cc and grad school

My financial situation:
I am a good candidate for this loan because? job is stable (7+ years) and have not been late on payments.

Loan for adoption, Please help!!

Purpose of loan:
This loan will be used for the expenses for an adoption.? We have raised more than half the loan but still need around 8000.

My financial situation:
I am a good candidate for this loan because your loan will be paid back within a year.? We have several grants lined up once the adoption is final but we have to get to that point.? The new adoption tax credit will pay for the loan as well.? Please help our dreams come true and you will be rewarded.

Monthly net income: $ 60000

Monthly expenses: $
??Housing: $750??Insurance: $ 120
??Car expenses: $ 180
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $

Building credit with Prosper!

Purpose of loan:
My Season Runs memorial day to labor day " Need cash for Inventory ,additional employees, and marketing"

My financial situation:
I am a good candidate for this loan because? The Profit Margins are High for example 350 people show up for a bikini contest "They pay a 10.00 Cover charge just to enter the building. Thats 3500.00 on a Sat night.

Monthly net income: $ Varies 2,000 Gaurantee 405 Net week "Commission based on revenue. 100%? I can get loan from merchant processor but pay 2000.00 fee to get advance on 20% hold on credit card transactions That will screw my cash flow up.

Monthly expenses: $
??Housing:?Paid Off?????????????
??Insurance: $ 350.00 (Health Life and Vehicle )
??Car expenses: $ 0.00 Paid?Off
??Utilities: $?150.00
??Phone, cable, internet: $?Job Supplies
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 0.00
??Other expenses: $

paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off bills

Purpose of loan:
This loan will be used to?
Payoff some revolving debt.
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time never late
Monthly net income: $ 3700

Monthly expenses: $
??Housing: $ 998
??Insurance: $ 189
??Car expenses: $ 588????
??Utilities: $ 250
??Phone, cable, internet: $ 173
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 175
??Other expenses: $ 0

Coffee Dreams

Purpose of loan:
Invest in buying a local coffee shop for sale. The seller is getting a divorce and selling for a lot less than normal. I've wanted to own a coffee shop for a long time now, and really hope to make this happen!

My financial situation:
I'm not sure about the delinquencies on my credit report - and I have been trying to clean up my report since seeing it. My boyfriend is helping me thru all of the intricacies to fix the report. I myself do not spend much, if at all.

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 40
??Utilities: $ 20
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 125 (student loans)
??Other expenses: $ 100

The rest of the money I save and pay down my school loans from my degree. The interest on the school loan is around 3.5%. I own my car, but am going to get rid of it soon (ride bike more often), eliminating insurance and gas.

Please help me achieve my dream!

Loan for debt consolidation

We would like the loan to decrease our credit card interest payments. Prior to the credit card act being put into place, all of the interest rates on our credit cards were increased even though my wife is a pediatrician and my small business is doing well.? We both have excellent credit.? My credit scores range? from 700-719.?

The? limit on my credit cards were decreased for no reason which increased my credit utilization to over 51%.? My wife and I recently had a baby, so we are planning on buying a house in the near future. We would both like to reduce any outstanding credit card debt so we can get the lowest mortgage rate possible.

Zeroing Out Debt

Hi All, i am relisting this because i previously received almost no bids.? If you are not bidding, please let me know why.


Purpose of loan:

??? * I am tired of carrying debt.
??? * I want to consolidate my debt and get RID of it. Rather than doing some kind of balance transfer or consolidation into a credit card, i want to give back to the fantastic prosper community.
??? * I want to be 100% debt free and I plan to pay this loan off in less than 3 years.


My financial situation:
(explain why you are a good candidate for paying back this loan)

Straight forward answer: I am tired of living under this debt.? I want it off my back and out of my way.

Additionally, i am 27 and only $24k from having a total of $100k (my first goal) set aside for retirement in the form of IRAs.? I want to focus on accumulating money / funding my retirement and this debt is in my way.? Using a loan from Prosper i know that i will be debt free in exactly 3 years or less.



Monthly net income: $8016 (total)
$6916 monthly = Day job salary (computer programmer (Java/Web))
$1100 monthly = Rent: I've rented out a Room to the same person for over 3 years.

$8016 = Total Monthly income



Monthly expenses: $4966 (total)

??? Housing: $3852.62 (total)
??????? $3402.62 - Mortgage payment (Includes property taxes) (i have a 30 year fixed mortgage)
??????? $450 - Home owners dues

??? Insurance: ~$72 (total)
???????? $32.33 - Home
???????? $40 - Car

??? Car expenses: $105 (total)
???????? $105 - Gas.? (I drive a honda civic, work from home 2 days a week and fill up my tank about 3.5 times a month on average)

??? Utilities: $65 (total)
???????? 65 - PG&E (this is an average and the reason it is so high is because i live in a condo and all my appliances are electric.)

??? Phone, cable, internet: $192 (total)
???????? $60 - Sprint
???????? $132 - Comcast

??? Food, entertainment: $400 (total)

??? Other expenses: $280 (total)
???????? $70/week - Vanguard IRA/Retirement savings

??? Clothing, household expenses
???????? My only housing expenses are mortgage/utilities/home owners dues and those have been accounted for above.


? Credit cards and other loans: $
These will be Zeroed out with this loan but currently i make payments to:
??? - Amex
??? - Bank of America
??? - Partners First

Pay for Pharmacist licensing test

Purpose of loan:
This loan will be used to pay for my pharmacist licensing exams (NAPLEX and MJPE) and application fees as well as help pay some bills while I spend the next month studying.?

My financial situation:
I am a good candidate for this loan because I am a recent graduate with my PharmD. and will be starting with the U.S. Navy as a pharmacist next month.? I have a guaranteed job for the next 3 years (my active duty commitment).? Until I leave for boot camp on July 18th, I will be working part-time as a waitress to pay my bills.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 200
??Car expenses: $ 350
??Utilities: $ 50
??Phone, cable, internet: $ 70
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $ 100

My loan for debt consolidation

Purpose of loan:
The 100 point drop in my credit score is due to CitiBank lowering my credit card limit from over $30,000 to about $5000. Even though I only had a balance of about $3000. I previously had a Prosper loan and paid it off after 15 months. this loan will be used to pay off existing business debts. Every year the business slows down. Last summer was the slowest yet and although business is slow now it is better than last summer.

My financial situation:
I am a good candidate for this loan because I had a prosper loan in the past and paid it off early and have never defaulted on any debt.

Monthly net income: $7500

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 100
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $ 600
??Other expenses: $ 200

puting in new windows

Purpose of loan:
This loan will be used to change the windows in my house

My financial situation:
I am a good candidate for this loan because im always paying my bills on time

Monthly net income: $ 1680

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?
??Other expenses: $

PAYING OFF CREDIT CARDS

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

2nd attempt, I raised the interest rate. I got the promotion but left the listing the same and showed the difference in income and expenses.

Purpose of loan:
This loan will be used to? Consolidate two bills into one payment so I can close one credit card in good standing.

My financial situation:
I am a good candidate for this loan because? I have already shown that I pay my bills by paying off two previous Prosper loans. I am not sure why the report is showing the four delinquencies. I have pulled two out of the three major credit reports and have found two errors on one report. I will not be able to fix these in time for the loan. I do intend on fixing them in the near future.

Monthly net income: $ 1,850 before promotion, $2,098 starting next month.

Monthly expenses: $ 1,697 ??Housing: $ 400.00
??Insurance: $ 105.00
??Car expenses: $ 80.00
??Utilities: $ 106.00
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 490.00
??Other expenses: $236 Free and Clear Money Each Month now: $153.00 before promotion, free and clear next month $401 per month minimum plus monthly bonus.I am due for a promotion where I am currently employed which when completed with raise my monthly income by another $248.00 per month minimum. Total free and clear income will be: $401 next month (a bonus program is in place that could allow me to earn up to another $1,025 gross a month, average bonuses are around $500.00 per month gross). This bill consolidation does not change my payment amounts I just want one place to pay instead of two and I want to close the one credit card.

Dependable Borrower

Purpose of loan:
This loan would primarily be used to pay off wedding expenses. However, it would also be used to pay for the licensing I need to start a business.

My financial situation:
I am an excellent candidate for this loan because I am extremely stable - have been with my employer for more than 3 years, been at my current residence for more than 7 years. My current open (and closed) credit is paid down or off. My credit score is good, although limited with one of the bureaus due to the fact that not all of my creditors have reported or currently report to all three credit bureaus. My debt to income ratio is pretty good. I do not have a bad payment history at all. The only derogatory I have is only listed with Experian which is inaccurate and very old.

Nonetheless, I most definitely have the financial means to repay a loan for even more than this amount and I know that I am very capable of this loan if you give me the chance. I'd be more than happy to submit verification documents of my identity, proof of income, references, etc. as needed. And I look forward to working with you soon! Thank You!

Monthly net income: $ 3383

Monthly expenses: $ 1345
??Housing: $ 600
??Insurance: $
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 145
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $

Home Renovation, New Siding

Purpose of loan:
Originally asked for 11k, sold one of my cars and now all i need is 3k, lets get this funded guys. This loan will be used to put new siding on my home, i own my home with no mortgage. I need the loan to renovate the home and maximize the potential for my cash out loan on the home.

My financial situation:
I am a good candidate for this loan because i have very few expenses, my car and home was paid for in cash.

Monthly net income: $2500
I bring home after taxes roughly $1300 a month with my job as a stylist and another $1200 from my other job, i have been getting a 1099 for the past 2 years from my other job, i can prove both incomes.

Monthly expenses: $
??Insurance: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 65

Upgrade rental property

Purpose of loan:
To fund a cosmetic upgrade of my rental property.
My financial situation:
I am a good candidate for this loan for my credit rating.Also, the reason for my loan request is strictly for investment purposes, because I the returns I average through my rental property holdings (40% cash on cash return) far exceed the interest payments from a Prosper loan.In other words, I?m not a borrower who needs the money because I need to buy a car/boat/TV, or to pay bills, or cover any other outstanding debts.I specialize in lower end properties in lower income areas.Though purchasing in these areas is more management intensive, these types of properties generate significantly more cash flow than higher end properties, due to much lower ratios of purchase price to rental income, as well as lower property taxes/insurance, etc.Currently I own 35 buildings, consisting of 50 rental units. With an average rent of $700/unit, my total gross rental income is $35,000/month.Subtracting the PITI (principle, interest, taxes, insurance, vacancies, and repairs) my net rental income ranges from $15,000-$18,000/mo.I specialize in lower end properties in lower income areas.Though purchasing in these areas is more management intensive, these types of properties generate significantly more cash flow than higher end properties, due to much lower ratios of purchase price to rental income, as well as lower property taxes/insurance, etc.Currently I own 35 buildings, consisting of 50 rental units. With an average rent of $700/unit, my total gross rental income is $35,000/month.Subtracting the PITI (principle, interest, taxes, insurance, vacancies, and repairs) my net rental income ranges from $15,000-$18,000/mo.

Pay off my medical bills

Purpose of loan:
This loan will be used to pay off medical bills (approximately $4,000) from an ACL reconstructive knee surgery I had at the beginning of the year and pay off a high interest rate credit card bill (approximately $2,000).

My financial situation:
I am a good candidate for this loan because I have a steady job (2+ years), just recently got a promotion, and have low monthly expenses.

Monthly net income: $ 6000

Monthly expenses: $2367.50
??Housing: $ 712.50
??Insurance: $110
??Car expenses: $270
??Utilities: $50
??Phone, cable, internet: $175
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $250

CAR DEALER/EXPORTER PARTS

Purpose of loan:
This loan will be used to?Buying?more cars to sell for a higher profit margin?compared to fewer cars with less profit.?more so to be able lend back to prosper marketplace borrowers

My financial situation:
I am a good candidate for this loan because?i am very dedicated to what i do and also very deligent in paying back my loans?

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 1600
??Insurance: $120
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 68
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $200
??Other expenses: $100

pool repair

Purpose of loan:
This loan will be used to?
Repair my swimming pool, when i purchased my foreclosed home part of the agreement was to fix the swimming pool my first estimate was all it needed was a liner installed but after further review there are bursted pipes so i need to get those fixed now also
My financial situation:
I am a good candidate for this loan because?
i am bringing home 1700 every 2 weeks and need to update my pool in the foreclosed house i bought and am waiting on my new home owners tax credit? of 6500 to come back and have been told it can take anywhere from 6 to 16 weeks for it to be processed? and i submitted it at the end of March
Monthly net income: $?
3500???
Monthly expenses: $
??Housing: $ 800
??Insurance: $ 120
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 75
??Clothing, household expenses $
??Credit cards and other loans: $ 325
??Other expenses: $

Pay Off Credit Cards

Purpose of loan:

Pay off high interest credit cards.?? I originally listed this for just the first two cards at much lower interest rate and a "D" rating, but only got a few bites. Hoping that the higher interest rate, despite pushing me into a lower rating, will attract more lenders...

Credit Card?????????????????? Balance?? Rate????? Current Payment
CAPITAL ONE:?????????????? $1700 ? ?? 22.9%??? $70/mo
HOUSEHOLD BANK:???? $2300 ? ? 19.9%???? $80/mo
JUNIPER BANK:??????????? $1100? ? ? 14.9%???? $40/mo

My financial situation:
VERY STABLE.? I have been running my own IT consulting business for several years and have a large roster of regular clients.? I have NEVER missed a payment of any kind, as you can see by my credit report... I just don't roll that way and even when things get tight, there is always a way to pay your bills if you are living within your means.? This loan will add $40 to my monthly expenses, which I can afford and actually consider it a good deal as it should raise my credit score by 20+ points. Plus, it will be paid off in UNDER 3 years (I ALWAYS pay more than the minimums!).? I can't wait to become a Prosper lender myself, but first I gotta get this loan funded.

THANK YOU FOR FUNDING ME!!!

Monthly net income: $ 3800

Monthly expenses: $ 2770
??Housing: $ 800
??Insurance: $
??Car expenses: $ 250
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 420
??Other expenses: $ 150

Paying down my high interest cards

Purpose of loan:
This loan will be used to? pay off some of my high interest credit cards

My financial situation:
I am a good candidate for this loan because? I am able to make all my payments on time. I make enough money that I do not need to worry about making the payments, I am concerned with the length of time it will take me to pay off everything and the large amount of interest that will be accumulated.

Monthly net income: $ 2,700

Monthly expenses: $ 2,254
??Housing: $?600
??Insurance: $ 200
??Car expenses: $ 404
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $

0 LATES!!/3RD LOAN/AUTO REPAIR

Purpose of loan:
This loan will be used to pay the deductible for auto repair, pay bills and to make home improvements.

My financial situation:
I am a good candidate for this loan for several reasons. First, I have an excellent payment history, not only with the two previous Prosper loans, but with all of my financial accounts. Of the financial accounts I presently have, there has been only one late payment in the last eight years. This late payment was due to a clerical error with my online Bill Pay account. Secondly, I possess a Security Clearance which means I have to pay my accounts on time, or I'll loose my clearance and subsequently my job. Thirdly, I am an honest person and I value my reputation. I truly appreciate the opportunity to borrow from Prosper and would not do anything to jeopardize the possibility of borrowing in the future.

Monthly net income: $3,200.00 (plus overtime/varies)

Monthly expenses: $
Housing: $1,104.00
Insurance: $(included in mortgage payment)
Car expenses: $397.00 (car note for daughter's vehicle, insurance and gas for personal vehicles)
Utilities: $200.00
Phone, cable, internet: $230.00
Food, entertainment: $200.00
Clothing, household expenses $100.00
Credit cards and other loans: $400.00
Other expenses: $50.00

Consolidation

Purpose of loan:
This loan will be used to consolidate some debt.

My financial situation:
I show as a high risk due to my debt to income ratio, but I can easily afford $150.00 per month.

Monthly net income: $ 6,500

Monthly expenses: $
??Housing: $ 1250
??Insurance: $
??Car expenses: $?390
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $
??Credit cards and other loans: $?400
??Other expenses: $ 200

Credit Card Relief

Purpose of loan:
I would like to become debt free and consolidate my credit card debt
into one monthly payment.?? Interest rates keep changing and I would
rather pay Prosper lenders than banks.

My financial situation:
I have an excellent payment history and would not have a problem repaying
this loan.? I am employed and have a steady income.? Thank you for your help!

Paying of High interest loan

Purpose of loan:
Pay off a high interest personal loan.

My financial situation:
I am a good candidate for this loan because I will be able to pay back this loan, I am working full time, I just would like to get a better rate to pay off a higher interest loan.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 74
??Car expenses: $ 376
??Utilities: $
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 175
??Other expenses: $250

Help me fund my cell phone store!

I just need the money to fund the start up expenses of a cell phone store. I have experience with sales for a couple years and now with my partner we decided we no longer have to be employed and start our on business.

We have money its just that we need something extra just in case. We're trying to open it in a busy area in southhouston and i know we'll start making money quick.

Thanks

Home improvement

Purpose of loan:
This loan will be used to?pay off all existing debts and do home improvements.

My financial situation:
I am a good candidate for this loan because?I pay all my bills on time and am never late.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 678
??Insurance: $ 60
??Car expenses: $ 259
??Utilities: $ 100
??Phone, cable, internet: $ 25
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $

paying on my morgage

Purpose of loan:
This loan will be used to?pay on my morgage so i dont miss this payment?

My financial situation:
I am a good candidate for this loan because? I work hard and had to be hospitilized recently and fell back on my morgage.

Monthly net income: $ 1600

Monthly expenses: $ 1500
??Housing: $?700
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 90
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $ 100

Paying off debts-lower monthly paym

Purpose of loan:
This loan will be used to combine debt payments, resulting in a lower monthly payment to get ahead of debt and stay on track to be debt free (other than mortgage) in 5 years.

My financial situation:
I am a good candidate for this loan despite prior difficulty making payments due to a business failure in 2007.? Although behind on two debts with American Express as shown in Prospers summary, I am making monthly payments on this debt and expect to have it paid in full within two years.? In addition, their are two judgements listed, both for a company called ACI, this is an old business debt that I have been paying since October of 2009 and will be paid in full with this loan.

Monthly net income: $ 6651.78

Monthly expenses: $
??Housing: $ 2408
??Insurance: $ 153
??Car expenses: $ 75
??Utilities: $ 100
??Phone, cable, internet: $ 100?
??Food, entertainment: $?600
??Clothing, household expenses $ 150
??Credit cards and other loans: $?1725
??Other expenses: $

Debts to be paid:
Prosper Loan:?????? $? 540???$? 33
Home Depot:????????$1568????$? 75
ACI:?????????????????????$1105????$200
Property Taxes:????$2608????$500
Total:???????????????????$5821??? $808

Car repair

Purpose of loan:
This loan will be used to? repair my car

My financial situation:
I am a good candidate for this loan because?i?make my payments on time?

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1320
??Insurance: $ 190
??Car expenses: $ 335
??Utilities: $ 225
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to payoff credit cards and consolidate into one payment.? This will help me to pay off my debt faster at a better interest rate than what I am receiving currently.

My financial situation:
I am a good candidate for this loan because I work in a bank and understand the importance of paying my bills on time.? This credit card debt came from having to pay for funeral expenses that were not covered by insurance.? I do not intend to use these credit cards again.? I have steady income of my own and also have the back up support of strong income from my husband.?

Monthly net income: $ 2600 - this is straight salary and does not include commission of approximately $1300 net each month.

Monthly expenses: $ 1968
??Housing: $ 0?- this is paid by my husband
??Insurance: $?0 - this is included in my escrow
??Car expenses: $?485 - this includes the cost of?gas each month
??Utilities: $ 83 - all others paid by my husband
??Phone, cable, internet: $ 0 - paid by my husband
??Food, entertainment: $ 400
??Clothing, household expenses $?100
??Credit cards and other loans: $ 500
??Other expenses: $ 400 - daycare

Help for my son

Purpose of loan:
This loan will be used to? help my son and his wife take care of some medical expenses

My financial situation:
I am a good candidate for this loan because? I work full time I own my home outright and I always take care of my bills my credit is very important to me.

Buy out partner and build business

Purpose of loan:
This loan will be used to buy out my partner who no longer wishes to participate in the business. This will allow me to run with several new ideas, put salespeople on the street and grow our new website.

My financial situation:
I am a good candidate for this loan because I am a proven entrepreneur in business since 1987.?I have weathered the current recession by living below my means, putting in the extra hours and working hard! I have never missed a mortgage or car payment in 20+ years of having my own business.

Monthly net income: $ 7500.00

Monthly expenses: $
??Housing: $ 2000.00
??Insurance: $ 438.00
??Car expenses: $ 0.00
??Utilities: $?250.00
??Phone, cable, internet: $200.00
??Food, entertainment: $ 1000.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $ 750.00

help me out of a high APR auto loan

Purpose of loan:
This loan will be used to? I have a very high APR auto loan and it is getting harder and harder each month to make the payments.

My financial situation:
I am a good candidate for this loan because? I have had my current job for a very long time and I will be greatful to get out of the current loan I have.