My personal loan

I am looking to get a personal loan to purchase a used boat to use this summer with my family.? I have already been qualified for a boat loan but at an exorbinant rate.? I would like to get funded at a rate more reasonable via Prosper.? I am a Pharmaceutical rep for UCB Inc my base salary is 95000/year and I can make an uncapped bonus of 30k or more.? I have a mortgage payment of 1281./month and 1000k on a discover card.? No vehicle payment or other debts.? My credit is excellent and I believe Iam a low-risk investment.?Thanks!!!

Consolidating two credit cards

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Paying off credit cards & car loan

Purpose of loan:
This loan will be used to pay off my credit cards and my 2nd car loan with higher interest rates. I am hoping to pay off my car loan to be able to sell it so that I can have an extra?$15000 for future plans like marriage. I will be saving more than the monthly payments of this loan through Prosper once I pay my 2nd car loan off because my car loan and insurance payment in total is about $450/month. So I can easily make the montly payments of this loan just like I have been paying for the extra car that I do not need anymore.

My financial situation:
I am a good candidate for this loan because I have a good credit score (about 700) and I pay everything on time. I am an Electrical Engineer with Master's Degree from University of Miami and I am well aware of my responsibilities. I did not even have a late payment on any of my credit cards so far.?My credit score was?more than 750 but it went down to 700 when I purchased my second car since they applied to more than 5 different institutions without my approval. But I do believe my credit score is still good enough to get this loan. Thank you all supporting my loan, I really appreciate it!

Monthly net income: $4000

Monthly expenses: $2940
??Housing: $1050 (Our rent is $1050 that I usually share with my girlfriend)?
??Insurance: $100 (Health insurance through AIG)?
??Car expenses: $670 +?$280 ($670 for?car loans and $280 for insurance on both)
??Utilities: $80
??Phone, cable, internet: $160?
??Food, entertainment: $300
??Clothing, household expenses: $100
??Credit cards: $200

Home Improvement Consolidation

Purpose of loan:? I want to consolidate two balances which equal approx $16,000.00.The money was used to fix my house and was on revolving credit accounts.I want a fixed loan and one payment.

My financial situation: I have had steady employment since college and have progressed in pay and in responsibility at work.In addition I have worked hard since I was 18 to create and maintain good credit.Simply put I work hard and I live up to my obligations financial and otherwise.

Need help to relocate for new job

Purpose of loan:
This loan will be used to help me be able to relocate myself and family for work at a new job. The job is a great opportunity in Hawaii, and yes, I know I should be excited; however, I am a nervous wreck because even though I will be getting about a 40K increase in yearly pay, I was told yesterday I will not see my first paycheck until July 15th. So now I am having anxiety attacks.

Now I am faced with starting a new job in 2 weeks, finding a renter for my current home, selling off everything I can because it costs so much to send goods to Hawaii, have the money to send my car, and afford to travel to the new location because my new employer only reimburses for relocation and will only pay my airfare there.

I would be ever so grateful if someone helped out. I have a lot of integrity and a solid work ethic. As a consultant I was called upon and offered this job based on past performance. I have worked hard to gain the reputation, experience, and educational background in the IT consulting realm and would just like to be able to move and then pay back the loan as soon as possible.

My financial situation:
I am a good candidate for this loan because I am going to be getting an increase of $41,000 annually, I always pay my bills. If you need more information, please ask as I already feel like a loser who is begging because I cannot get the loan with our bank because we just refinanced a car loan a month ago and I doubt anyone wants to read on.

Annual net income will be: $ 124,000 vice current $73,000


Thank you for your time and consideration!

Pay Off Cards now at 23.9%

Purpose of loan:
I am following the advice of Prosper investors and have?scaled back my request to only cover paying off four credit cards on which I'm currently paying from 18-23.9% These were maxed out for medical bills related to husband's bone-marrow transplant and won't be maxed out again.

As I said in my previous listing,?I'm about as low-risk as you will find on Prosper. I've never defaulted on anything and always pay my bills. I have a VERY secure job and?the resources to pay on time through automatic deduction. This is a debt consolidation loan that?will be used to pay off bills accumulated over the last two years related to the transplant. We maxed out high-interest rate credit cards and borrowed from friends and family to pay medical bills and the cost of living for four months near the hospital during his recovery.

My financial situation:
This consolidation loan will not eliminate my debt (still have a mortgage, car payment, and other normal obligations), but it will help me consolidate credit and reduce interest rate to a more manageable level.

I make a great income for a two-person family (husband is not working currently), but we ran through our savings in 2003 to take care of my uninsured mother-in-law (now deceased). We had just about recovered financially when my husband got sick with leukemia, but he's now cancer-free and we're trying to get back on solid footing. The?"other expenses" in?the household budget below include prescription drug costs, home maintenance (our house is 50 years old so it?takes some money), some ongoing medical treatment costs, and other?non-discretionary expenses that add up.? We don't live high on the hog and don't have any debilitating vices that suck up our money...we've just had a little hard luck medically that's put us in a bind.

All the "negs" on my credit report will be dropping off in the next year and a half--all stemming from the mother-in-law situation back in 2003. I make a very good income in a secure job I've held for 21 years, and this Prosper payment schedule would be very manageable.

Monthly net income: $ 7,700

Monthly expenses: $
??Housing: $ 2400
??Insurance: $?400
??Car expenses: $?400
??Utilities: $?300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $?100
??Credit cards and other loans: $?1500
??Other expenses: $ 1500

Need help with mortgage payments

Purpose of loan:

This loan will be used to?pay for to catch up on my mortgage and gas and electric payments. I tried to save money by switching from Baltimore Gas & Electric to another provider. The new provider did not have budget billing. I ended up with a one month Gas and Electric bill totaling 1184.00. I changed back to BGE, but the process took 2 months. My next bill was $700.00. I used my income tax return to pay down the high BGE bill or have my service terminated. Much too cold this winter for that. The income tax was supposed to be used to catch up on the mortgage; I was and am running one month behind. None of the new programs help you until you are 3 months behind, then you have to take the chance you will be approved.??It seemed all of my credit cards went berserk over the winter months, probably trying to beat the new credit card laws.? My elderly?parents (77 and 90) had?severe health problems over the winter months resulting in high cell phone bills- calls to doctors, nurses, rehabilitation facilities, mobility rides to appointments, special medication, etc. The cell phone bill went from 104 to 241 to 365.?I had to pay those so my parents could keep in touch.??Everything seems to have calmed down now.?Social services is helping to pay for the medicals and I added?my parents' phone onto a special plan so all calls to and from them are free. My house was purchased in 1998 for 110,000. I now owe 285.000 and it recently appraised for 230,000.? I have lost more than 55,000 in equity. I have contacted my mortgage company again for consideration into the home owners programs, but have?received no response.? This loan?along with my pay will enable me to?catch up on both the BGE and the mortgage and stay current.?I have a previous loan with Prosper, which was 2500.00. It has?been paid on time each month and is now down to less than 400.00.??

Monthly net income: $ 6,000.

Monthly expenses: $
??Housing: $ 2077
??Insurance: $ 52.00 (Life)
??Car expenses: $?145 (insurance) 80. (Gas)
??Utilities: $?563.0(budget billing)
??Phone, cable, internet: $ 139.?+214. +171.
??Food, entertainment: $ 100.00.
??Clothing, household expenses $ 80.00
??Credit cards and other loans: $ 130.00
??Other expenses: $ 100.00

My Wedding

Purpose of loan:
This loan will be used to help pay for some wedding expenses. We're actually having our wedding out of the country, in the Philippines to be exact, for our family are mostly located there. My parents are helping us pay for the wedding but of course I wouldn't like for them to pay so much especially when the tickets are pretty expensive at this point. My main reason is to help leverage the expenses from both sides of the family. At least give us some breathing room. I know that some of you have been in my shoes and either saved up money for this date or had the support of family friends. I hope you can be the support I need to make my wedding be a remarkable and memorable event in our lives.

My financial situation:
I am a good candidate for this loan because credit is important. I know the credit is the only thing that can keep you alive in this economy. I plan on paying this loan off as soon as possible. I work at a financial institution and I know that banks are restrictive to whom they give loans to now these days. The only thing I am paying is my house, student loan and a few credit cards. Other than that I am able to save money every month and I know I can be able to pay this off.

Monthly net income: $

Monthly expenses: $
??Housing: $?800
??Insurance: $ 53
??Car expenses: $ 150
??Utilities: $ 120
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 220
??Other expenses: $

Home Renovation

Purpose of loan:
This loan will be used to? Renovate an investment property

My financial situation:
I am a good candidate for this loan because?
?I am a hard worker and I am always looking to improve. I recently purchased an investment property that is in need of renovations which is why I am asking to borrow the said amount. Thank you for your time and I look forward to working with you.
Monthly net income: $
2600.00
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 178
??Car expenses: $ 309
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $

Replacing the windows to the future

Purpose of this loan:
We currently own nine rental properties in the Roanoke, VA area. Most of our tenants are single mothers who love having a safe quality home to raise their families. We have one unit that needs new windows and have in the past financed the windows for the window installation company. Their funding for new purchase financing has dried up. The recent EPA lead paint installation guidelines have increased the cost of window installation to prevent lead paint contamination during installation. This loan will be used to cover the installation of the new windows for the rental property.

The windows are high-efficiency, double hung, with half-screen. The tenant would love to get some new windows and we are upgrading with the new requirements for the City of Roanoke rental housing quality requirements.

We always repay our loans and lines of credit, I have great credit history and would love to expand our business in the future with offering more quality rental housing and great prices.

Paying off bills

Purpose of loan:
This loan will be used to? to pay off some bills and stay in my apartment with my girls.

My financial situation:
I am a good candidate for this loan because?
I am a hard worker and I will pay this loan back on time or early.
Monthly net income: $
550.00
Monthly expenses: $
??Housing: $ 695.00
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 259
??Other expenses: $

New Computers for Academic Research

Purpose of loan:
This loan will be used to? purchase two new computers (one laptop, one desktop) for the purpose of my research (I am a professor) and side work as a consultant.

My financial situation:
I am a good candidate for this loan because? my income has recently been increasing due to the consulting activities I have been taking on, and this purchase will continue to fuel that growth.

Monthly net income: $ 9,000 (after tax)

Monthly expenses: $
??Housing: $ 2,200
??Insurance: $ 100
??Car expenses: $ 550
??Utilities: $?150
??Phone, cable, internet: $ 300
??Food, entertainment: $ 350
??Clothing, household expenses $ 350?
??Credit cards and other loans: $ 2300
??Other expenses: $ 400

Debt Free

Purpose of loan:
This loan will be used to get out of debt - finally.

My financial situation:
I am a good candidate for this loan because?I have never been late or deliquent on any of my debts since the start of my credit history.?I prefer to give the interest of this loan to people who help me get out of debt rather than banks & credit card companies who are out to get you.

I would greatly appreciate your support in helping me get out of debt.

Thank you very much.

Putting in a new bathroom

Purpose of loan:
This loan will be used to?
home improvements - new bathroom
My financial situation:
I am a good candidate for this loan because?
i am earing enough to repay loan
Monthly net income: $
15,000
Monthly expenses: $
??Housing:?900
??Insurance: $?200
car-100
??Utilities: $ included in rent
??Phone, cable, internet: $
??Food, entertainment: $ 80
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 10000
??Other expenses: $ 0
0

Pay off credit cards and other debt

Purpose of loan:
This loan will be used to? Pay off High Interest Credit Cards and revolving credit lines and get all unsecured debt into one lump sum,

My financial situation:
I am a good candidate for this loan because? I have the means to pay this loan and would like to be able to get my debt paid down, my spouse makes 65,000 a year and would be a co-signer on this loan and his income can be verified.

Monthly net income: $ 2000.00 + 3500.00

Monthly expenses: $
??Housing: $?775
??Insurance: $ 435.00
??Car expenses: $ 1300.00
??Utilities: $ 200.00
Phone, cable, internet: $ 450.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 27500.00
??Other expenses: $ 500.00

Paying off my credit cards

Purpose of loan:
This loan will be used to payoff all of my outstanding credit cards to become debt free with this loan in 3 years or hopefully sooner

My financial situation:
I am a good candidate for this loan because I don't miss payments and am very motivated to get rid of my debt.? My wife and I would like to expand our family but are having a hard time planning because we feel we should get rid of debt before bringing another child into the world.

Monthly net income: $2400

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 45
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $300
??Other expenses: $

Paying off my credits

Purpose of loan:
?This loan will be used to help paying off my credit cards and try to start a new small business. Because I still have old parent to sent money back for them every month.? ?
My financial situation:
I am a good candidate for this loan because I have an established eBay business selling jewelry and semi-precious stones, and I pay my bills on time.

Monthly net income: $ 1000

Monthly expenses: $
I have no monthly expenses because all expenses are paid by my husband.undefined

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3rd Prosper Loan - Trustworthy

Purpose of loan:
This loan will be used to increase assets in the business.

My financial situation:
I am a good candidate for this loan because as you can see I used 2 Prosper loans before, one for business was just paid off in advance, one for personal is schedulled to be paid off this month on the 14th.
During tough times when lots of people defaulted on their loans I continued to pay on time. We managed to survive?what we think was the worst economic time?and we are looking to grow this year.
The last time I applied for credit was the beginning of last year for a refinance. We are mostly using cash for operations, this loan is just to speed up the process of acquiring an extra asset for our business.

My personal loan

Purpose of loan:
This loan will be used to repair current vehicles that we own

My financial situation:
I am a good candidate for this loan because i am a responsible buyer and can secure the loan with the vehicles.? i own both

Monthly net income: $ 7800

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expanding Marketin In Proven Model

Purpose of loan: This loan will be used to finance existing business.?? Unfortunately, it is underfunded and want to expand marketing efforts.?

My financial situation: I am a good candidate for this loan because I have successfully proven that my model works.? In 2010 I made $250,000 (can prove with W2 and can be verified by employer or 4506T) as Vice President of Business Development for one of Colorado's Largest Privately held Mortgage Banks, (MegaStar Financial Corporation) that funded $1.7 billion in residential loans in 2009.? I have never missed a payment in my life and my credit shows that.? I have a special FHA license (that most companies don't have, that allows me to fund full doc FHA loans in any state). I started one of the largest broker companies in Colorado and owned a title company. I successfullly sold both companies in 2007 and joined MegaStar Financial Corporation to help grow their business. After starting my career by guiding and working with?90 of the fortune 500 with their marketing efforts, starting and?selling my ownership interest in Ideal Home Loans and 5280 Title Services and serving as VP of Business Development for MegaStar Financial Corporation?by working side by side with the President & CEO in day to day operations?.?? These are very lucrative times and I feel there is a huge opportunity and void to be filled with my talents.???I will utilize the same marketing effforts as I have in the past.? This should be an easy transition as I have proven that my model works as my marketing has always yielded a 5 to 1 to 10 to 1 return on investment. I focus on a combination of radio, television, HBW and the internet.? I used to run the largest first time home buyer workshop in Colorado with 20-90 people per class that I ran 6 times per month.? My closure rate was 20%.? I taught my brother to do it and he is currently running at 25% closure rate and made $65K last month.? I used to run on 10-15 radio stations and I closed at a rate of 7% to 10% with a 5 to 1 to 10 to 1 return on investment depending on the station.? We used to get 10-20 calls per day. I intend to do the same thing.? It is a perfect market with less competition with all the licensing rules. I am already licensed with licenses.

Monthly expenses:
Housing: $2,556?
Insurance: $140???
Car expenses: $540
Utilities: $80
?Phone, cable, internet: $200?
Food, entertainment: $300
Clothing, household expenses:?$0?
Credit cards and other loans: $1,860

Pay off credit cards

Purpose of loan:
This loan will be used to?pay off debt. I?am going back to school (on-line) to further my education ?

My financial situation:
I am a good candidate for this loan because I do work full-time and I must maintain a good credit score to maintain my current employment.

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 0 - house paid for
??Insurance: $ 120
??Car expenses: $?70 (gas) (work 3 minutes from house)
??Utilities: $ 80
??Phone, cable, internet: $ 65
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $?250
??Other expenses: $ 50

buy semi-truck

Purpose of loan:
This loan will be used to?start a business as an owner operator in the trucking industry.

My financial situation:
I am a good candidate for this loan because? 14 years as a company driver and i pay my bills

Monthly net income: $ 3200

Monthly expenses: $ 300
??Housing: $ 0
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating credit cards

Purpose of loan:
This loan will be used to?
Consolidate credit card, and a personal loan with citifinancial

My financial situation:
I am a good candidate for this loan because?
I have had no deliquincies in the past 7 years, and have a long steady employment history with a great company.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50.00
??Car expenses: $ 529.29
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1200.00
??Other expenses: $

Credit Card Refi

Purpose of loan:
This loan will be used to refinance all of my credit cards and outstanding medical bills.

My financial situation:
I am a good candidate for this loan because I will pay on time each month and it will improve my credit score.This loan will save me money in interest and clear my debts quicker. Lowes Credit Card Balance 551.67 Rate 26% Capital One Balance 1970.75 Rate 17.90% Household Bank Balance 408.27 Rate 19.99% Tampa Bay Federal Credit Card Balance 1494.71 Rate 12.79% Along with the above consolidation we have 1012.16 in unpaid medical bills. This consolidation will lower our monthly payments compared to the individual pay option. A recent health issue has put us a bit behind and we are accustomed to paying our bills on time. We wish to get back on that steady track, and this will assure us that goal. My job as a teacher is secure with credentials to support future earnings.

Monthly net income: $ 2032

Monthly expenses: $
??Housing: $187.52
??Insurance: $185
??Car expenses: $90
??Utilities: $125
??Phone, cable, internet: $200
??Food, entertainment: $500
??Clothing, household expenses $
??Credit cards and other loans: $110 to be consolidated
??Other expenses: $38.95 medical

Purchasing a Home

Purpose of loan:
This loan will be used to help me purchase a primary residence.

My financial situation:
I am a good candidate for this loan because I have secure employment and am able to pay the monthly payment.

Monthly net income: $ 4,875

Monthly expenses: $ 3,340
??Housing: $?1,520 (estimated)
??Insurance: $ 150.00
??Car expenses: $ 250.00
??Utilities: $?140.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 525.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00
??Other expenses: $

0wner

Purpose of loan:
This loan will be used to?for business

My financial situation:
I am a good candidate for this loan because?pay on time

Monthly net income: $ 7000

Monthly expenses: $ 2200
??Housing: $ 1000
??Insurance: $100
??Car expenses: $450
??Utilities: $ 85
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off property taxes and loan

Purpose of loan:
This loan will be used to?pay property taxes of $3200 and a loan of $3200?

My financial situation:
I am a good candidate for this loan because?i pay all of my creditors and my?score is not an?accurate score. I have a home equity loan
that is a $130,000 loan and this loan?reports as if this is a credit card.?

Monthly net income: $4000.00

Monthly expenses: $
??Housing: $ 375.00
??Insurance: $ 0
??Car expenses: $ 160.00 gas
??Utilities: $ 151.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating debt

Purpose of loan:
This loan will be used to consolidate my debt. I have a lot of small loans that I am needing to get down to one payment. I have one loan that is delinquent which has caused my credit score to drop. Don't let this scare you away. You will get full payment of this loan back too you.This will allow my family and myself to be financially more stable and get our finances under control.? We ave alling behindin some of our bills and we need help as soon as we can get t.
My financial situation:
I am a good candidate for this loan because I am not someone who? is trying to?just get rid of my debt. I know this was my mistake and I want to pay it back.?My wife and I go?to work everyday trying to create a better life for our daughter.?This loan will be paid every month on time with out any questions asked.?

Monthly net income: $ 3600 before commision

Monthly expenses: $
??Housing: $ 889.99????
??Insurance: $ 63.00
??Car expenses: $ 50.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 500.00
??Credit cards and other loans: $ 250.00
??Other expenses: $ 50.00

Consolidating My Loans

Purpose of loan:
This loan will be used to consolidate several loans into one smaller monthly payment.


My financial situation:
I am an excellent candidate for this loan because I am very responsible when it comes to repaying my debts. I earn a decent salary, and my Prosper Loan will be less than what I am currently paying for the loans I am attempting to consolidate.

Paying off all credit cards

Purpose of loan:
This loan will be used to? pay off all credit cards

My financial situation:
I am a good candidate for this loan because?recently divorced, and now a single mom, my goal is to improve my credit score and save for a home.

Monthly net income: $ 3780.

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Personal Loan - Debt Consolidation

Purpose of loan:
This loan will be used to?consolidate my debts.

My financial situation:
I am a good candidate for this loan because I have a solid work history and am able to make solid repayments.

Monthly net income: $ 4,500

Monthly expenses: $
??Housing: $ 550.00
??Insurance: $ 120.00
??Car expenses: $ 300.00

New Business Venture

Purpose of loan:
This loan will be used for startup capital for a new business. The cost of startup is very low as this will only include the cost of the software needed, the prepaid prosper fee, the rest of the investment comes from leveraging access to customers from my IT consulting.


My financial situation:
I am a good candidate for this loan because i pay my bills reliably and in a timely manner, if you look at my credit report since the day i opened my first credit card in 2000, i have never missed a single payment, my debt to income ratio may be high but there are two factors in the DTI that isnt considered, i take care of my grandmother and currently live with her in a fully paid home, two i co-own a restaurant (which is where most of?the debt is from)?which nets me about an extra 6000/yr, i have been doing IT consulting for about 6 year without a single gap in employment, however i did switch jobs?(over a weekend) a year ago?because i was offered signifigantly more money (raise from 40k/yr to 52k/yr), i also do some private IT consulting on the side but that pay can range from 0 - 500$ month to month.

Monthly net income: $ 3500


Monthly expenses: $ 1500
??Housing: $ 0
??Insurance: $?200
??Car expenses: $?0
??Utilities: $ 0
??Phone, cable, internet: $?200
??Food, entertainment: $?500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $

Seriously Committed to PayOff Debt!

Purpose of loan:
This loan will be used to PAY OFF high-interest Credit Card Debts.

My financial situation:
I am a good candidate for this loan because I work really hard to honor my payments, no matter how difficult times are. I'm a Manager in the car business, and I saw my income drop-off from 130K/year to $45K. That's why I used CC balances. Now our budget is set to a lower income,cut unnecessary expenses, and I'm seriously committed to be out of this debt in 3 years or less.

Monthly net income: $ 3500 (Alone) + 2500 (My Wife)
No Children to support

Fix My Car

Purpose of loan:
This loan will be used to fix my car. Recently it broke down on me and need to fix it as soon as possible.

My financial situation:
I am a good candidate for this loan because I have a stable job and have been working for years. I have been working on my credit as you can see the improvement.

Monthly net income: $3000 with husband

Monthly expenses
??Housing: $ 300
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 60
??Phone, cable, internet: $ 65
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 60
??Other expenses: $

Help reduce credit card debt

Hello and thank you for considering my loan request.

Purpose of loan:?? I will use this loan to pay down debt on my?credit cards.? I need a better start at paying off this debt --?with a?fixed intrest rate and over a fixed amount of time.??

My financial situation:?? I am a good candidate for this loan because I do not miss payments and I have a stable,?full time job? (at a state government agency)??? I will pay back this loan on time and expect to be able to pay it off early.


Monthly income:?? $3,400? after taxes?? (my individual?monthly income)


Monthly?expenses:

?? *?Mortgage = $770/mo

???* Credit card payments = $500/mo??
??????? >>>? I am trying to move forward with paying these off -- for good!

?? * Car loan = None (car is paid for)

?? * Food / groceries = $300/mo?

?? * Utilities = $175/mo

New Growing Church Needs to EXPAND

Purpose of loan:
We are a church that officially started about 6 months ago, we are meeting in a hotel banquet room and have to opportunity to move into a storefront space.? This money would help us with the build out and improvements on the space.? Being a new church we cannot get a bank loan.? You can check out the church at www.evbcoftempe.org

My financial situation:
My credit and finances have always been strong.? I have never had a late or missed payments.??I am working on paying off two credit cards.? I have a home and car loan.? Up unitl recently my score was around 740.? All of my credit card credit lines were cut down to just above the available balance.? I pastor the church which pays a small salary right now, work full time in security (my backgroud for the last 10 yrs), the church also receives monthly support from 12 other churches (around $1200 a month), plus the offerings of the people.?

Monthly net income: $
2800

Monthly expenses: $
??Housing: $ 730.00
??Insurance: $ 100.00
??Car expenses: $ 230.00
??Utilities: $ 270.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 70.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Paying off credit cards

Purpose of loan:
Pay off credit cards.?

My financial situation:
I?have excellent credit and have never missed a payment.?

Monthly net income: $
2,400
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 90
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 350
??Other expenses: $

New professor moving to first job.

Purpose of loan:
This loan will be used to:? 1) consolidate credit card loans 2) provide moving and new home start-up funds.

My financial situation:
I am finishing my Ph.D. at a top-tier East Coast university and in August will be starting a job as a professor at a small liberal arts college in the Midwest.? I would like a loan for two reasons.? 1) In the final years of my graduate study, after my fellowship expired, I accumulated personal credit card debt for living expenses.? I used balance transfers and have been paying down my balances at 4.99%.? However, this interest rate will soon expire and I want to lock in a fixed rate.? 2) I am moving in late July and need cash for moving and start-up costs as well as for one-time up-front costs.? Specifically, I need immediate cash to a) hire a moving company b) put down a deposit for my new apartment (first month plus security) c) pay for health and car insurance d) make minor renovations to my home on the East Coast, which I am renting out, to prepare it for move-in condition for the new tenants.? My contract at my new job begins 8/15/10 and my first paycheck will be 8/27/10 and my monthly salary will be $3600.? (Note:? From 1/09 - 5/09 I worked 5-20 hours/week in a restaurant earning $10/hour, but I recently quit in order to concentrate on finishing my dissertation full-time.)? Finally, it may be worth mentioning that much of my personal debt and continuing expenses relate to my 11-year-old dog who is in declining health.? He takes arthritis medications, requires specialized food, and has numerous veterinarian visits.? To support me is also to support a good, gentle, people-loving dog who has supported me throughout my doctoral work.? Thank you very much for reading my listing.

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Medical Bills need to be paid

Purpose of loan:
This loan will be used to? pay for a medical procedure

My financial situation:
I am a good candidate for this loan because? I have never been late on a payment, EVER.? The only derogatory entry on my credit file is fraudulent.? It is a capital one account which is not mine.? I am in the process of getting it removed.? The person who opened this account opened 2 others and I have successfully had them removed.

Monthly net income: $ 6200

Monthly expenses: $
??Housing: $ 1699
??Insurance: $?100
??Car expenses: $ 100
??Utilities: $ 350
??Phone, cable, internet: $ 100
??Food, entertainment: $1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000
??Other expenses: $ 300

My loan for debt consolidation

Purpose of loan:
This loan will be used to Pay off Debt.

My financial situation:
I am a good candidate for this loan because?I own a home and always pay my?bills early.

Don't Need Money, Low Risk, See Why

Reasons Why This Loan Is Low Risk:

1.? Just paid off my previous Prosper loan today (had $78 balance), one year ahead of schedule.
2.? I own my property, it is paid in full (never had mortgage, paid in cash).
3.? No outstanding debt, no credit card balances, no car notes, nothing.
4.? My credit score has gone up 100 points in the last two years.
5.? I don't need this loan, just using it to improve my credit.
6.? I am saving $500 per month.

Why not get a credit card instead?? Because I'd rather help some of the nice lenders out here like I did with my previous loan.
Also I have a distaste for credit cards, don't want them to become a habit.

Purpose of loan:
This loan will be used to continue to improve my credit rating.

Monthly net income: $3,500

Monthly expenses: $
??Housing: $ 0
? Condo Fee $267
? Real Estate Tax $215??
? Insurance: $98
??Car expenses: $0
??Utilities: $110
??Phone, cable, internet: $155
??Food, entertainment: $500
??Clothing, household expenses $150?
??Credit cards and other loans: $0
? Child Support $1100 (ending in 22 months)
??Other expenses: $

Paying off High APR CC

This loan will be used to pay off a card that jumped to a large interest rate (25%)+ several months ago. Negotiating with the lender to get the interest rate lowered has not worked.

I have had stable employment for 5+ years. I just recently received a transfer and a promotion, which will bring in more income. I am striving to eliminate all of my revolving debt (including paying back this loan) within the next 18-24 months.

My personal loan to repair my car.

Purpose of loan:
This loan will be used to repair my car.

My financial situation:
I am a good candidate for this loan because I am now current with all my bills and paying on a regular basis.

Monthly net income: $ 2293

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 120 ??
??Car expenses: $ 120
??Utilities: $ 30
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 375 Car loan last payment is October, and expenses in this category will be $200 a month.
??Other expenses: $ 0